text:
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Sabin Americana
Sabin Americana 1500-1926 is a fully searchable online collection of books, pamphlets, serials and other works about the Americas, from the time of their discovery to the early 1900s.Expand
Sabin Americana, 1500-1926 is rich in original accounts of discovery and exploration, pioneering and westward expansion, the U.S. Civil War and other military actions, Native Americans, slavery and abolition, religious history and more. The resource currently contains an estimated 36,400 titles, 44,000 volumes totaling almost 9,500,000 pages. The genesis for this database is the noted bibliography compiled by Joseph Sabin: Bibliotheca Americana - a Dictionary of Books Relating to America from Its Discovery to the Present Time.
Subjects: African American Studies, Archives and Primary Sources, Area Studies, History Early Modern 1450-1800, History Modern 1800-, History US, History World, Latin American and Caribbean Studies, Multidisciplinary Databases
Scopus (SciVerse Scopus)
Scopus is the largest abstract and citation database of peer-reviewed literature with bibliometric tools to track, analyze and visualize research. It contains over 19,500 titles from more than 5,000 publishers around the world, covering the fields of science, technology, medicine, social sciences, and arts and humanities.Expand
Scopus has 46 million records dating back to 1823, 72% of these containing references dating from 1996.
Subjects: Chemistry, Theater Studies, Sociology, Science and Technology, Psychology, Political Science, Physics, Philosophy, Neuroscience Animal Behavior, Mathematics, Linguistics, History World, History US, Health, Environmental Sciences, English and American Literature, Education, Economics, Dance, Computer Science, Anthropology, Biological Sciences, Middle East Studies
Slavery and Anti-slavery: A Transnational Archive
Large digital archive of documents related to slavery in the Atlantic World. The database is divided into four parts: I Debates over Slavery and Abolition, II Slave Trade and the Atlantic World, III Institution of Slavery, and IV Age of Emancipation.Expand
Subjects: African American Studies, African Studies Sub-Saharan, History Early Modern 1450-1800, History Modern 1800-, History World, History US
Social Sciences Citation Index
The Social Sciences Citation Index (SSCI) is a multidisciplinary database. Because the information stored about each article includes the article's cited reference list (often called its bibliography), you can also search the databases for articles that cite a known author or work.Expand
Subjects include anthropology, political science, history, public health, library science, law, sociology, linguistics, philosophy, urban studies, psychology, and women's studies. SSCI is included as a part of Web of Science.
SSCI can be searched via an Endnote connection file.
Search tutorial and cited reference search tutorial available.
For help using this resource, contact Chris Palazzolo, Political Science and International Documents Librarian.
Subjects: Anthropology, English and American Literature, History Early Modern 1450-1800, History Middle Ages 400-1450, History Modern 1800-, History US, History World, Political Science, Psychology, Religion, Sociology, Womens and Gender Studies
Social Sciences Full Text
A database that provides access to journals in the social sciences, including anthropology, political science, sociology, economics, and related fields. Coverage includes a wide range of interdisciplinary fields covered in a broad array of social sciences journals.Expand
For help using this resource, contact Chris Palazzolo, Political Science and International Documents Librarian.
Subjects: Anthropology, Economics, Education, History Early Modern 1450-1800, History Middle Ages 400-1450, History Modern 1800-, History World, Law, Political Science, Psychology, Sociology, Environmental Sciences
South and Southeast Asian Literature
South and Southeast Asian Literature is a searchable collection of fiction and poetry written in English by authors from South and Southeast Asia and their Diasporas.Expand
Focusing on works composed during the late-colonial and postcolonial eras, the collection will also feature author interviews and manuscript materials. New content is uploaded on a biweekly basis.
Subjects: Area Studies, English and American Literature, History Modern 1800-, History World
South Asian records of the USPG
The documents in this resource come from the archives of the Society for the Propagation of the Gospel in Foreign Parts (SPG). Some are true archives, arising from the work of the Society in India; some are manuscripts which cover the period when the Society for Promoting Christian Knowledge (SPCK), founded in 1698 was working with the Royal Danish (Lutheran) Mission, founded in 1705.Expand
They chart the history of Anglican Protestant engagement in the South Asia.
Subjects: Archives and Primary Sources, Area Studies, History Early Modern 1450-1800, History Modern 1800-, History World, Music, Religion
State Papers Online
State Papers Online, 1509-1714, published in four seamless parts, offers researchers a ground-breaking online resource for investigating 200 years of British and European history, from the reign of Henry VIII to the end of the reign of Queen Anne.Expand
This digital manuscript archive gathers together 16th- and 17th-century British State Papers and links them to their fully text-searchable calendars, offering scholars unprecedented access to the behind-the-scenes workings of the Tudor and Stuart governments.
Subjects: Archives and Primary Sources, English and American Literature, Government Information, History Early Modern 1450-1800, History World, Religion
Statesman¿s Yearbook
Provides overviews of country information, chronologies of various world events and information on intergovernmental organizations. Archives of previous years are in pdf format.Expand
Subjects: Area Studies, Economics, History Early Modern 1450-1800, History Modern 1800-, History World, Latin American and Caribbean Studies, Multidisciplinary Databases, Political Science, Sociology, Statistics and Demography
Sunday Times Digital Archive, 1822-2006
Since 1822, The Sunday Times has provided thoughtful analysis and commentary on the week's news and society at large.**Advanced search by index types: Entire document, article title, author, page number, issue number, document number or keyword**Browse by issueExpand
Subjects: African Studies Sub-Saharan, Archives and Primary Sources, Area Studies, Art and Architecture, English and American Literature, History Modern 1800-, History US, History World, Journalism, News Sources, Religion, Science and Technology


text:
I just tried to bookmark a thread as it contains several useful links to online sources for financial aid. The system said it had successfully saved my bookmark, but it is not there. Is the system not able to support links that are actually AO threads? Another member also tried and he was also unable to do so.
The thread in question is http://www.antionline.com/showthread...hreadid=234228

subset: commoncrawl


text:
Choose a different operating system:
DriverGuide maintains the most extensive database of DOS drivers on the web. Use the list below to find the correct Advanced Gravis DOS driver. Next, select the driver from the list to download or view the details of that particular driver.
List of Advanced Gravis DOS Drivers
|Advanced Gravis Driver Update Utility
|Gravis Gamepad Utility Driver


text:
Occupy London set to welcome thousands of visitors across Christmas and New Year with a host of events planned plus some special surprises too!
Expect irreverent fun and a continuation of the fight against social and economic injustice. All invited to get involved.
This evening looks set to be busy at Occupy London as the[…]Read more →


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Difference between revisions of "Beauchamp:CreateAFNIBRIKfromMR"
|Line 147:
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How to save data:
How to save data:
Patient Browser, select exam, Transfer
Patient Browser, select exam, Transfer
Export to Off-Line, Select flash drive, export
More stuff on real-time:
More stuff on real-time:
Revision as of 11:39, 6 August 2013
See also
About the UT Philips Scanner
Our scanner is a 3 T whole-body Philips scanner with 16 parallel RF channels. It is a hybrid Intera (older) and Achieva (newer). Slice acquisition is set to the default order, with the time maximized between adjacent slices. Slice acquisition order seems to be from bottom to top, based on the raw DICOM images (where the first image is the most inferior) and real-time view seen during scanning (where the most inferior images are display first, sometime most superior aren't displayed at all before the next TR starts).
Getting Data From the UT Philips Scanner if you are at UT
The MRI data can be transferred from the scanner in a number of ways; the only fail-safe method is to take a removable USB drive to the scanner room and copy the data directly to it. Alternately, the data can be placed somewhere "in the cloud" by the scanner tech and then moved to the correct place on the server. One place is the UT NAS. Connect to the NAS by hitting Apple-K and then
Login with your UT ID and password. Navigate to the correct directory and copy to the experiment directory. On the scanner, it may be necessary to use the IP address in windows format (Windows Explorer or My Computer, Tools, Map Network Drive):
Another place the data could be placed is in a folder on our server. You must find it and move it to the correct location (experiment directory, "raw" subdirectory). The folder will be named by Vips (ask him for the name if you cannot find it) and is located on the server internal hard disk, as opposed to the RAID connected to the server. GUI Version. Make sure that both the "data" drive (RAID) AND "beauchamplab" (server internal hard disk) are mounted on your Mac. Apple-K to 18.104.22.168 and select both if they are not. Open one finder window and navigate to ms-nbafmri/beauchamplab and find the folder with your data in it. Move or copy it to the correct experiment directory. Command line version.
ssh email@example.com
Navigate to the correct directory. Then, copy to the correct location on the server as follows. Replace the sample directory name with the desired one; this is the name given by Vips. Be sure you have created the experiment directory, including the raw subdirectory, already.
cp -r ZAP_081612/* /Volumes/Pegasus/data/UT/ZAP/raw/
More Notes
Depending on how the data is exported from the scanner, the data will be one of three formats:
NiFTI Format
This is the preferred format because it can be read by AFNI directly.
PAR/REC Format
tms_10_10_1.PAR tms_10_10_1.REC
This is the native Philips format. The PAR file contains the data PARameters. The REC file contains the raw REConstructed data for the entire run.
DICOM format
Each file contains one image, so that one run has thousands of images in it.
Method 1: Vips doesn't like this because it is too slow. Using a package called ExpanDrive
Vips can connect directly to a Mac server with scp (ssh must be enabled on the server). He will copy it to the "BeauchampServer" dirve mounted on the Philips console. This is a link to the ms-nbafmri server located at 22.214.171.124 (For Tim's data, it is copied to data on ike). The next step is to copy it from the ms-nbafmri server to the correct experiment directory. Here are the steps to do that:
For ms-nbafmri ii is copied to the admin home directory (on the server hard disk) and needs to be copied to the correct location (on the Promise RAID).
ssh email@example.com
Use the Amazon/Gmail lab password. Find where the data is located.
cd DATA ls
Then, copy to the correct location on the server as follows. (Replace the sample directory name with the desired one; this is the name given by Vips).
cp -r ZAP_081612 /Volumes/Pegasus/data/UT/
Method 2: Faster for Vips, but involves an extra step for us. Data can be copied to the NAS and then transferred from there to the server. On Windows, mount the NAS with
On Macs, Apple-K and then
For either case, log in with your UT user ID and password.
OLDER: MR data can be sent directly from the Philips scanner to an external hard drive attached to bidwell. (For some reason, the scanner PC cannot connect to Ike or the RAID). The data will end up on bidwell on (126.96.36.199) in
(which is a link to the "My Passport" external hard disk). Vips will usually put it in a subdirectory on bidwell e.g.
The data should be copied to /data1 for analysis using this command:
scp -r firstname.lastname@example.com:~mri/data/DR_BEAUCHAMP_2010/ZAJ_051210 /Volumes/data1/UT/ZAJ/
If you are not sure what directory to use, you can open a window to bidwell with the following command
ssh email@example.com cd ~mri/data/DR_BEAUCHAMP_2010 ls exit
Getting Data From the UT Philips Scanner if you are at Rice or somewhere else outside UT
Vips will copy the data to the Beauchamp Lab server bidwell on (18.104.22.168) in
(which is a link to the "My Passport" external hard disk). Vips will usually put it in a subdirectory on bidwell e.g.
To log in to this machine from Rice, you must VPN onto the UT network, follow the instructions on
Next, ssh to bidwell
ssh email@example.com
And navigate to the directory where the data is found.
Finally, use the scp command to copy the desired data to the machine outside UT. This will only work if the target machine has an appropriate IP address (in a public domain). This can be tested by ping-ing the target machine.
scp -r ZAE_042710 email@example.com:
Don't forget the trailing colon, it is critical. How long does this take for a typical experiment (this one is 7 fMRI runs and 2 T1s, about 1 GB), start at
Fri Jun 3 11:38:03 CDT 2011
finish at
Fri Jun 3 11:44:47 CDT 2011
About 6 minutes total for 1 GB, not too bad.
About the BCM Siemens Scanners
Baylor has 5 Siemens 3 T scanners. Three are Trio (whole-body) and two are Allegra (head-only). After you scan, the technologist will send you an e-mail with the link to the data. If necessary, make a new directory
mkdir /Volumes/data1/UT/JL cd /Volumes/data1/UT/JL mkdir raw cd raw
And then click on the link and download the data to this directory (called "raw" for ease of reference). The data is stored as an .iso file. Double click on the .iso file to open a window that lists the component data files (with .ima suffix). Click and drag these into the raw directory.
To access pulse sequences, Click on Ctrl-Esc and select the "Advanced User" program. Type in the password (meduser1). Then go back, and open a Windows Explorer window. The pulse sequences are located under
The diffusion vectors are stored in the file
If the real-time is not working, make sure you are using the correct pulse sequence (VB17rt EPI). Also check the tabs computer (MacPro):
$ su admin_local
$ kill -9 'cat /Uses/tabs/tabs/var/afni.pid'
Type logviewer from the command prompt.
Image information in Trios: 76.5 cm from screen to eyeball height of screen is 13.7 in = 34. 8 cm
width of screen is 34.8 * (1024/768) = 46.4 cm atan(23.2/76.5) = 0.29 rad = 16.6 degrees ~30 degrees full width
How to save data: Patient Browser, select exam, Transfer
To save to a flash drive: Export to Off-Line, Select flash drive, export
To save to TABS (the Mac next to the console on 3T-5) where it can then be put on DropBox or elsewhere: Send to tabsSCP
cd /Users/tabs/tabs/dicom
The DCM files will be placed in a directory named with the date and time, e.g.
Getting Data from other Scanners
Data from other scanners will often be stored in DICOM or other formats. DICOM is the standard file format for storing medical data. Typically each scan is saved in a unique folder and each file represents a single slice. OsiriX is a free DICOM viewer for Macs and can be downloaded from the following URL:
OsiriX can often extract images from DICOM or other formats and write them out to a directory in standard DICOM format. Then, to3d is used to convert the extracted DICOM files to AFNI BRIK/HEAD files.
Using to3d from the command line
If scanner data is obtained in NiFTI format from the UT Philips scanner, then no conversion is necessary (see above). For all other types of scanner data, the program to3d is used to convert the raw data to AFNI BRIK/HEAD files. The preferred way to run to3d is from the command line, so that all parameters are recorded and the process can be automated. To see the to3d options check the help file:
to3d –help | more
For the BCM Siemens Scanners
On the experiment sheet, you should have written down how many different scan series were collected and what each scan series consisted of. Alternately, you can use the ls command.
ls *ima
The first three digits show the scan series number. The highest number is the last scan series. e.g.
002-000114-152629.ima 003-000048-152134.ima 003-000165-154108.ima 004-000099-153921.ima 005-000040-154821.ima 005-000157-154821.ima 006-000082-160430.ima
Means there were six scan series. To see how many images are in each scan series use the following commands (replacing the number "6" with how many scan series you collected):
foreach s (`count -digits 3 1 6`) echo -n $s " " ls {$s}*ima | wc end
This will output something like
001 3 3 66 002 183 183 4026 003 183 183 4026 004 176 176 3872 005 192 192 4224 006 192 192 4224
Scan series 001 is a localizer (only 3 images). From the image number it is ambiguous what the other scan series are (anatomical functional). You can use to3d to examine a single file to see if it is an EPI:
to3d 003-000165-154108.ima
e.g. EPI image with multiple slices, or an anatomy
to3d 005-000040-154821.ima
One high-resolution anatomical image. Then, to3d can be run accordingly:
foreach s (004 005 006) to3d -prefix series{$s} -session $sess -skip_outliers -anat {$s}*ima end
for anatomies and
foreach s (002 003) to3d -prefix series{$s} -session $sess -skip_outliers -epan -time:zt 33 183 2000 alt+z {$s}*ima end
for EPIs.
This is the older method for using to3d with Philips data
To process an anatomical dataset, to3d is quite simple because there is only one timepoint.
set session = /Volumes/data1/UT/CD/afni to3d -session $session -prefix CDanat IM_*
This creates an AFNI BRIK/HEAD named CD anat from the anatomical DICOM images in the current directory and places them in the "session" directory. AFNI reads information about the images from the DICOM header so that the voxel size and image origin is automatically correct in the BRIK/HEAD file.
To process a functional dataset, to3d if more complicated because we must tell it how many timepoints there were (this information is NOT in the DICOM header). Here is the to3d command to create a BRIK/HEAD from a functional run of DICOM images.
to3d -session {$session} -skip_outliers -epan -prefix CDr1 -time:tz 110 33 2750 alt+z IM_* 00000001/IM_* 00000002/IM_*
Alternately, we can run to3d on the PAR/REC file.
to3d -skip_outliers -epan -time:tz 60 33 2750 alt+z 3D:0:0:80:80:1980:tms_10_10_1.REC
Where "1980" is the product of the number of time points and the number of slices (60*33). This requires you to manually enter all of the information about the dataset (voxel dimensions, etc.) in the GUI, as described in the next section. Alternately, a parent dataset can be specified that was collected with the same parameters.
to3d -overwrite -prefix test -skip_outliers -epan -geomparent ~/fMRI_1.nii -time:tz 120 33 2000 alt+z 3D:0:0:80:80:3960:C.B.study_2404_2404_F.REC
Using to3d from the GUI interface
If all of the necessary arguments to create a BRIK/HEAD file are given from the command line, then to3d will create the BRIK/HEAD file and finish. If some arguments are missing, then to3d will display a GUI. For instance, simply go to the directory containing the raw DICOM files and type to3d * from the correct folder. Below is a picture of the GUI interface with the most commonly edited options highlighted. Note that the bottom right of the window includes buttons to view the images, save the dataset, and quit. Normally to3d reads the variable information from the DICOM headers and nothing needs to be changed. Only the filename prefix needs to be set.
Averaging Anatomical Scans Using AFNI
To register all the anatomicals to the space of the anatomical closest in time to the functional data (generally anatr1), this is with just two anatomical's:
3dAllineate -base ${subj}anatr1+orig -source ${subj}anatr2+orig -prefix ${subj}anatr2_2RegTo1 -verb -warp shift_rotate -cost mi -automask -1Dfile ${subj}anatr2toanatr1
Average anatomicals into one dataset:
3dmerge -gnzmean -nscale -prefix ${subj}anatavg ${subj}anatr1+orig ${subj}anatr2_2RegTo1+orig


text:
Betting & Gaming Update | Q2 April to June 2018
2018 brought a period of volatility to the betting and gaming industry, with a number of factors shaping the industry's results. Read more in our UK betting and gaming update here.
Betting & Gaming Update | Q2 April to June 2018
Portfolio transformation propels robust M&A activity
Digital transformation: opening new growth channels
Is the next evolution of big data, big judgement?
Megatrends are shaping the industry's future
Courting Millennials
The attractiveness of world-class business districts
Cybersecurity: key findings for real estate sector
The attractiveness of world-class business districts
Real Estate, Hospitality & Construction
The UK economy – around the sixth largest globally – is one of the most open, and remains a highly attractive destination for both domestic and foreign direct investment. As a result, the real estate, hospitality and construction markets have received significant capital in recent years.
Additionally, London's standing as a global financial centre has helped it remain one of the world's leading cities with a real estate investment market to match.
Investment activity outside Central London has also been increasing. Transaction volumes continue to recover, with the strength and depth of investor demand supporting pricing.
The UK's economic outlook has improved through 2014, and better prospects for 2015 are expected to help sustain recovery in many of its real estate occupier markets. Challenges remain though, from acquiring appropriately priced properties to complying with the increasing regulation created by the global economic crisis.
Our Real Estate, Hospitality and Construction team works to anticipate market trends, identify their implications, and develop points of view on industry issues to help you capitalise on new opportunities, redefining what you thought possible.
- Communicating to investors: efficiency of real estate assets
Did you know:
Buildings account for 43% of the UK's carbon emissions? Property companies are therefore a major source of carbon emissions – but they are also a major part of the solution.
Building regulations now require buildings to be much more energy efficient. Indeed, by April 2018 it will be illegal for a commercial property company to rent out a building which has an energy efficiency rating lower than E.
Studies suggest that more energy-efficient buildings generate higher rent, lower occupancy levels and return a higher capital value when sold.
There is therefore a commercial, regulatory and moral imperative for property companies to improve the energy efficiency of their assets and communicate this to investors.
Integrated reporting is a significant evolution in corporate reporting and an ideal mechanism to communicate this because it focuses on explaining how an organisation creates sustainable value.
It provides a broader perspective on 'value' than statutory financial statements alone, connecting the different 'capital' sources an organisation draws on to create a sustainable commercial return.
An Integrated Report for a property company would draw a meaningful connection between its sustainability strategy and business performance, providing investors and other stakeholders with material and concise information about how it creates sustainable value.
Our global network of sustainability practitioners bring deep experience in sustainability and corporate reporting, and experience helping clients embed sustainability into their core business strategies.
Doug Johnston
+44 (0)20 7951 4630
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- EY Integrated reporting: Elevating value 2.8Mb
Redefining what is possible
With a new CEO and corporate strategy, The Crown Estate embarked on an ambitious project to publish a world-class Integrated Report – the first of its kind in the UK. And we have been working with them throughout this journey.
Integrated reporting represents a significant evolution in corporate reporting, and allows The Crown Estate to communicate its business strategy, performance and prospects in a concise and comprehensive way.
This year's report – the second in a three-year programme – also shows the link between the resources and relationships that sustain the business and how The Crown Estate contributes to the wider environment through its business activities.
Not only have we supported The Crown Estate in identifying the issues that will drive future business performance but we have also helped it create a world-class Integrated Report and receive market recognition for being pioneers in integrated reporting. But don't just take our word for it: Our competitor, PwC, awarded the first AND second reports its prestigious Building Public Trust awards. The Crown Estate's 2014 Integrated Report has also recently won ICAEW's Finance for the Future award.
By helping The Crown Estate to think more holistically about its performance, EY has also played a valuable role in contributing to a more sustainable economy.
Services provided: Sustainability services×
- Investing in London – a unique city
London is unique.
It remains a safe haven for investors and a global real estate centre. London is in the perfect time zone for global investment, has strong fundamentals (eg, rule of law, tax haven for inward investment, political stability), and an excellent education system, and its status as a "go to" global city for young talent makes it attractive for inbound investors.
London is experiencing huge levels of investment, including massive ongoing development following the 2012 Olympic Games, the £15 billion (US$23 billion) Crossrail project to link east and west London, and recent regulatory relaxation relating to the planning and provision of social housing has been framed to trigger further real estate activity.
EY knows London. Our team has advised on the top deals in the capital, including the sale of Battersea Power Station, for which we won Property Week's Deal of Year 2013.
Our approach combines the basic real estate fundamentals – understanding supply and demand and not over-paying on entry – with imaginative thinking to provide greater investor comfort and generate higher long-term returns for both developers and investors.
Fraser Greenshields
+44 (0)20 7951 7151
Related content
- EY's map of London
- Supporting businesses in London
Our real estate deals build value. No one knows better than EY how to turn property into pounds.
In 2012 we advised on the sale of the landmark Battersea Power Station site. The deal was landmark too.
After several attempted off-market sales by the owner, EY launched an international marketing campaign that achieved a fantastic result. Although many thought it unlikely, if not impossible, we generated a number of highly credible bids for this apparent "white elephant" from across the globe. This resulted in a sale to a consortium of Malaysian investors headed by SP Setia – its first investment into the UK.
The sale, at £400m, provided our client with a significant return and exceeded both its own and the market's expectations.
Not only do we believe that this was a spectacular achievement, the real estate industry agreed and named this as Property Week Deal of the Year and Property Week Resi Deal of the year 2013.
Services provided: Real Estate Corporate Finance, Restructuring and Tax×
- Real Estate Fund Management
The private equity real estate sector has nearly $221bn of capital worldwide available for investment into real estate markets, and the RE fund sector stands to continue achieving steady growth via new investor relationships, new partnerships and expansion into new geographic markets.
Yet, investors continue to make increasing demands from the RE fund managers they place capital with, and it has been a significant challenge for many to readily respond to all requests. This has particularly been the case with small and midsize players who continue to face a tough fund-raising environment.
There is also a substantial amount of global capital chasing real estate investment opportunities, and we expect this to continue, which will fuel top-level pricing in the global gateway cities and push more investors into the opportunistic and value-added space in other markets. This should bode well for the broader real estate industry.
What's more, industry players have moved carefully along the risk spectrum in this cycle, which is why we have not seen an excessive amount of development activity or movement in secondary and tertiary markets that lack the economic drivers that justify speculative development.
Our integrated real estate funds team has significant experience advising real estate funds and their managers on structuring, implementing, operating and winding up funds.
Our service is driven from London where our team of professionals are able to draw upon the knowledge and skills we have in all our major European and global real estate practices. This ensures service of the highest quality tailored to your specific needs and locations.
Matt Maltz
+44 (0)20 7951 1886
Related content
- The professionalisation of the sector
At EY, we believe one positive result of the recession is the increased professionalism we are seeing within many real estate players.
As real estate is now increasingly competing with mainstream asset classes, there is extra pressure for enhanced reporting processes, with more relevant information needing to be reported more frequently. New industry entrants, particularly hedge funds, are helping drive better reporting standards and methods.
The Alternative Investment Fund Managers Directive (AIFMD) is having an impact, creating a set of harmonised rules for the management and marketing of alternative investment funds in Europe, including non-listed real estate funds. There is an increasing push for reporting on a fund's quantitative risk profile, alongside reporting of qualitative risks.
Back office finance functions have increasingly transformed their processes to meet the needs of dealmakers and investors.
Ongoing professionalisation is likely to result in a different type of reporting that measures a real estate business' true enterprise value. The development of integrated reporting (see Communicating to investors) is an example of this.
Today's market is more regulated than in the past, and likely to become more so.
Some will see this as a negative factor that simply drives up costs, however we welcome sound regulation, and can work with you to ensure you are not only meeting your legal obligations, but are also able to use the regulation to your advantage, and bring value to your investors and stakeholders.
David Wilson
+44 (0)20 7951 0004
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What Brexit means for businesses
We explore the implications of the UK's decision to leave the European Union.


text:
in this section
Three faculty receive teaching excellence awards
Congratulations to Professors Iwijn De Vlaminck, David Putnam, and Ankur Singh on receiving 2016-2017 Excellence in Teaching Awards from Cornell's College of Engineering. The faculty were recognized at an awards ceremony held Tuesday, November 7th at McManus Lounge in Hollister Hall.
- Assistant Professor Iwijn DeVlaminck received the Robert '55 and Vanne '57 Cowie teaching award in recognition of his success teaching Introduction to BME (BME 1310) and Precision and Genomic Medicine (BME 6120)
- Associate Professor David Putnam received the Mr. & Mrs. Richard E. Tucker teaching award for sustained excellence in Engineering Principles for Drug Delivery (BME 6310) and development of Multiscale Biomaterial Analysis (BME 3210)
- Assistant Professor Ankur Singh received the John Swanson '61 ME in honor of his mother, Dorothy G. Swanson teaching award in recognition of his Biofluid Mechanics (MAE4650/4651/5650, MAE 6690) and Immuno-engineering (MAE 6630) teaching
Congratulations Iwijn, Dave & Ankur!


text:
WASHINGTON (Reuters) - Settlements and court judgments under the U.S. government's primary anti-fraud law reached a record $5 billion in the most recent federal fiscal year, helped by cases against drugmakers, the Justice Department said on Tuesday.
The previous record for penalties under the False Claims Act was $3.1 billion, in the 2006 fiscal year, according to a search of prior department announcements.
First enacted in 1863 to root out fraud during the American Civil War, the False Claims Act allows individual whistleblowers to sue government contractors and suppliers for defrauding taxpayers. They can keep a slice of the penalty if successful.
The pharmaceutical and defense industries have been prime targets since Congress revived the law in 1986.
GlaxoSmithKline Plc agreed to the largest settlement during the fiscal year that ended on September 30. The company agreed to pay $1.5 billion under the False Claims Act for improperly promoting drugs such as Paxil - part of a $3 billion total settlement.
"Fraud against the government is not just a problem that affects us as taxpayers. It is a problem that affects us as parents and as patients," said Stuart Delery, head of the Justice Department's civil division, in a statement.
(Reporting by David Ingram; Editing by Mohammad Zargham)


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Large strawberries, huge watermelons, bigger tomatoes -- it seems we have a fascination with large fruits and vegetables. However, in the quest to grow larger and higher-yielding produce, we may have lost something very important: the nutrients.
This decline in food quality is documented in a new report from the Worldwatch Institute called Still No Free Lunch: Nutrient levels in U.S. food supply eroded by pursuit of high yields. The report contends that while yields of most food crops have doubled or even tripled over the last 50 years, the nutrient density (concentration of nutrients per ounce, serving, or calorie of food) of those crops has declined. The report highlights the decline of nutrients in modern food varieties. For example, researchers at the USDA Vegetable Laboratory grew 43 broccoli varieties and found that as broccoli head size increased, the calcium and magnesium in those heads decreased. A British study showed that today you would have to eat three apples to get the same iron content that one apple provided in the 1940s.
Researchers attribute this decline to breeding for increased size and modern agricultural practices that emphasize yield over soil quality and health. They also state that by breeding for quicker maturity, plants have less time to accumulate nutrients from the soil. The solution, according to the report, includes growing a wider variety of crops, breeding for higher nutrient content, and using more organic farming techniques.
For more information on this research, go to: The Organic Center.


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BALTIMORE ( Stockpickr) -- If you want to beat the market consistently, you've got to be willing to look at the names that everyone else hates. That's not just an opinion -- the research bears it out too. Going back over the last decade, buying heavily shorted large and mid-cap stocks (the top two quartiles of all shortable stocks by market capitalization) would have beaten the S&P 500 by 9.28% each and every year. That's some material outperformance during a decade when decent returns were very hard to come by. It's worth noting, though, that market cap matters a lot -- short sellers tend to be right about smaller names, with micro-caps delivering negative returns when the same strategy was used. Today, we'll replicate the most lucrative side of this strategy with a look at five big-name stocks that short sellers are piled into right now. These stocks could be prime candidates for a short squeeze in the last quarter of 2012. In case you're not familiar with the term, a "short squeeze" is the buying frenzy that ensues when a heavily shorted stock starts to look attractive again to investors, causing share price to skyrocket. One of the best indicators of just how high a short-squeezed stock could go is the short interest ratio, which estimates the number of days it would take for short-sellers to cover their positions. The higher the short ratio, the higher the potential profits when the shorts get squeezed. Naturally, these plays aren't without their blemishes -- there's a reason (economic or otherwise) that these stocks are being heavily shorted. But for investors looking for exposure to a speculative play with a beefier risk/reward tradeoff, these could be powerful upside plays for the coming year. Without further ado, here's a look at our list of large-cap short squeeze opportunities. Johnson & Johnson First up is $195 billion healthcare firm Johnson & Johnson ( JNJ), a name that most investors wouldn't expect to see in short sellers' crosshairs. JNJ is the prototypical blue chip stock -- not only does this $180 billion healthcare firm boast a diversified business and enormous scale, it also enjoys a huge $17 billion cash position. Still, shorts have been betting against this firm for a while now. At last count, JNJ's short interest ratio weighed in at 13.9, indicating that it would take nearly three weeks of buying pressure at current volume levels for short sellers to close their bets.
Johnson & Johnson is about as diversified as a healthcare firm can be. The firm's business includes everything from consumer products like Band-Aid brand bandages to pharmaceuticals and medical devices. While drugs makes up a large chunk of the firm's profits, the consumer and medical device segments offer investors diversification that few big pharma names can match -- especially as patent drop-offs plague valuations in the industry. JNJ has been pouring money into medical devices of late, most recently with the $19.7 billion Synthes acquisition that was completed this summer. JNJ's combination of exposure to a growing industry (healthcare demographics in the U.S. lean in the firm's favor over the next few years), plenty of liquidity on its balance sheet, and recession resistant revenue sources makes this firm an attractive core holding for most investors. The 3.4% dividend yield that JNJ pays out doesn't hurt either. As short sellers get shaken out, this stock could see a pop in share price. H.J. Heinz Company Chances are you're familiar with H.J. Heinz Company ( HNZ) -- the $18.6 billion food firm boasts brands that are nearly ubiquitous in Americans' pantries, most notably its namesake ketchup. Today, though, Heinz's product portfolio goes way beyond everyone's favorite condiment -- Heinz manufactures everything from soup and baby food to Ore-Ida frozen French fries. Heinz has long had significant international exposure, but more lately the firm has been focusing its overseas sales in emerging market countries, which have ballooned in scale to make up around a quarter of total revenues. That's impressive exposure, particularly as burgeoning middle class diners spend more on prepared foods. Heinz is no slouch here at home, though. The firm has a massive foothold in the restaurant business, with those little ketchup packets at McDonald's ( MCD) and the bottles on the table at Red Robin ( RRBG) contributing 15% of sales. More normal financial markets bode well for Heinz, especially if it means that the dollar cracks its multi-year rally -- since HNZ generates around 66 cents overseas from every dollar it earns, a weak dollar is a boon to earnings. Meanwhile, short sellers have been making concerted bets against this stock; with a short ratio of 10.5, it would take more than two weeks for shorts to cover their positions at current levels. That makes HNZ a prime candidate for a short squeeze. Earnings later this month could be a prime catalyst.
Eaton Corporation Eaton Corporation ( ETN) is a bit unique on our list today. The $17 billion power management firm currently boasts a short interest ratio of 10.6, a number that's probably as high as it is because of the firm's pending acquisition of Cooper Industries ( CBE) -- many investors are shorting Eaton as half of a merger arbitrage strategy. But it's important to remember that it doesn't matter why a stock is getting shorted. A high short interest ratio alone is enough of a structural reason to cause a short squeeze. The Cooper acquisition is a big deal for Eaton. The move stands to double ETN's size and create a lot of cost savings in the combined firm. A big part of the reason why ETN is seeing so much shorting comes from the risk premium that's been priced into shares -- with the spread between Eaton's offer price and Cooper's share price higher than investors are used to seeing, there's been a fat profit to be made for arbitrageurs. But those gains could get eroded when Eaton closes the deal later this year. That could be an important short squeeze catalyst to watch for in the next couple of months. Campbell Soup Company There's no company on today's list that investors hate more than Campbell Soup Company ( CPB). With a short interest ratio of 14.1, it would take very close to three weeks of buying at current volume levels for shorts to exit their bets against this stock. But all of that animosity may be misguided. Campbell has been heavily shorted for a while now, thanks in large part to two big targets: a large dividend payout and hefty exposure to input price inflation. But short theses haven't played out as expected for this stock thus far, and they don't look likely to as CPB slowly shores up its finances. Campbell owns a portfolio of brands that includes Pace, Prego, Swanson and Pepperidge Farm in addition to its namesake label. A renewed focus on international sales has helped to break CPB from its revenue flatline, and even though so-so numbers last quarter sparked more shorts piling into shares, Campbell's next earnings call on November 20 could be a good catalyst. In the meantime, I think that Campbell looks like a good candidate for a dividend hike in the next quarter. That boosted return should help to eat into shorts' potential profit enough to hike their stop losses higher. From a technical standpoint, if Campbell can take out the glut of sellers at $35.50, it should have much higher ground in store.
Moody's Last up is financial data firm Moody's ( MCO). As one of the "big three" ratings firms, Moody's controls around 40% of the market for debt ratings, a position that gives the firm ample cross selling opportunities among its user base. But this stock hasn't exactly been well liked over the last few years. Moody's deservedly got a lot of the blame for the financial crisis of 2008, as inflated credit ratings on mortgage-backed securities made investors believe that the bad debt they were buying was much safer than it was. And more recently, Warren Buffett's unceremonious selling of his stake in Moody's has spurred other investors to follow suit. That's helped push MCO's short interest ratio up to 11.9. At the end of the day, MCO is still one of the biggest games in town for debt ratings, and cheap credit costs have re-opened the debt issuance spigot worldwide. With interest rates expected to remain low for an extended period, that should remain the case for the foreseeable future. Credit ratings aren't the firm's only business. The firm also sells research and quantitative databases, products that (like ratings) are capital-light and produce impressive margins. The firm has been shoring up its balance sheet over the last few years, moving from a lot of leverage to a nearly debt-neutral position more recently. That extra wherewithal makes the risks of financial stress much less for the firm, and much more likely to see a short squeeze in the near term. To see this week's short squeezes in action, check out the of Large-Cap Short Squeezes portfolio on Stockpickr.
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20 U.S. Code § 6452 - Programs operated by local educational agencies
With funds made available under section 6422(b) of this title, the State educational agency shall award subgrants to local educational agencies with high numbers or percentages of children and youth residing in locally operated (including county operated) correctional facilities for children and youth (including facilities involved in community day programs).
A local educational agency that serves a school operated by a correctional facility is not required to operate a program of support for children and youth returning from such school to a school that is not operated by a correctional agency but served by such local educational agency, if more than 30 percent of the children and youth attending the school operated by the correctional facility will reside outside the boundaries served by the local educational agency after leaving such facility.
A State educational agency shall notify local educational agencies within the State of the eligibility of such agencies to receive a subgrant under this subpart.
Transitional and supportive programs operated in local educational agencies under this subpart shall be designed primarily to meet the transitional and academic needs of students returning to local educational agencies or alternative education programs from correctional facilities. Services to studentsat-risk of dropping out of school shall not have a negative impact on meeting such transitional and academic needs of the students returning from correctional facilities.
A prior section 6452, Pub. L. 89–10, title I, § 1422, as added Pub. L. 103–382, title I, § 101, Oct. 20, 1994, 108 Stat. 3598, related to programs operated by local educational agencies, prior to the general amendment of this subchapter by Pub. L. 107–110.
2015—Subsec. (d). Pub. L. 114–95 substituted "impact on meeting such transitional" for "impact on meeting the transitional".
Amendment by Pub. L. 114–95 effective Dec. 10, 2015, except with respect to certain noncompetitive programs and competitive programs, see section 5 of Pub. L. 114–95, set out as a note under section 6301 of this title.
LII has no control over and does not endorse any external Internet site that contains links to or references LII.


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PONY Baseball and Softball has partnered with the American Sport Education Program (ASEP) to provide online training and certification for PONY coaches. As the exclusive coaching education provider to PONY, ASEP hosts the PONY Coaches Education Program Web site through which PONY-branded online coaching youth baseball and softball courses are delivered to the organization's 120,000-plus coaches.
"Coaching education is paramount to a successful baseball and girls softball playing experience," stated Abraham Key, President and CEO of PONY Baseball and Softball. "A well trained and educated coach will make a significant difference in the success and development of a player and a team. We're confident that, backed by ASEP's 25 years of coaching education expertise and experience, the PONY Coaching Education Program will provide the ultimate coaching education opportunity for our coaches, and we strongly recommend that all of our coaches participate in the program."
The courses include PONY Coaching Youth Baseball and PONY Coaching Youth Softball.
PONY Baseball and Softball is designed to "Protect Our Nation's Youth" by providing experiences in youth baseball and softball that will help young people grow into healthier and happier adults.
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You are here: Home ‹ Board index ‹ Jim Carrey Discussion ‹ Video Clips
Watch Ali clip now/ET tonight for more
Post links to video clips of Jim Carrey here and share them with us.
Check our Video section. Contains 275 clips (14 hours of material).
i never had a barbie............or a Sindy or a Dolls house........in fact i genuinely didn't have many toys to talk about..........
but back then we used to run like wild animals around the estate and i was happy with a cardboard box and a skipping rope..........lol.........
we basically spent all our time making dens all over the place.......lol....and as soon as we finished one we'd move on to make another.........lol.......it looked like there were ENORMOUS rat nests everywhere............in bushes, in hedges, by the stream........lol........
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July 23, 2011, 4:37 p.m.
posted by lambda
Access Windows and Mac OS X from Linux
No need to move to another computer; just sit put and access them all.
Although you don't need to go far to hear someone extolling the benefits of Linux and free software, many people still need to use other operating systems, such as Microsoft Windows and Apple Mac OS X. Aside from personal choice, other reasons to use non-Linux operating systems include running applications that are available only on a particular OS, an employer mandating that you use a particular platform, or even a need to test software and services across different platforms. For some, the solution is a huge desk set up to accommodate three computers with three monitors and three keyboards/mice; however, there is a better way.
This hack uses a piece of software called Virtual Network Computer (VNC). This useful little tool allows you to essentially redirect your monitor output to another computer on a network, and accept keyboard and mouse input from the remote computer. With this software you can run the VNC server on a Windows machine and view the Windows desktop on your Linux machine. Likewise, you can run the VNC server on your Linux machine and view your Linux desktop on a Windows-based desktop. VNC is available for most Unix-based OSes, such as Linux, FreeBSD, Solaris, etc., as well as Microsoft Windows and Mac OS X. VNC gives you the ability to pull together these disparate operating systems on a single desktop.
Configure a Linux VNC Server
VNC comes in a few different guises, but most attention is focused on the RealVNC and TightVNC variants. Of the two versions, TightVNC appears to be the better performer and you can get it from http://www.tightvnc.com/download.html. A number of different packages are available for the supported platforms, and you need both the server (to provide a VNC resource to connect to) and the viewer (to connect to another VNC resource). You should be able to install a recent version of TightVNC using your distributions package manager.
If you run a Mac and want to access your Mac OS X desktop from your Linux machine, you need the OSXvnc package from http://www.redstonesoftware.com/vnc.html as RealVNC and TightVNC do not natively support Mac OS X. A VNC client for Mac OS X is also available within the Fink packaging system at http://fink.sourceforge.net.
To run a VNC server on Linux you must launch the server and give it a special display number to connect to. This usually starts at 1 and increases by one for each new server created. As an example, if you run a VNC server on a machine with the address 192.168.0.2, you would access the first VNC resource as 192.168.0.2:1. To run the server, specify the screen resolution and color depth with the -geometry and -depth command-line options:
[email protected]:~$ vncserver -geometry 1024x768 -depth 24
These settings are parameters for your virtual screen, not the real settings of the machine you are running the server on. This means the physical screen might be displaying an image at 1280x1024 in 8-bit color, but you can view it remotely at 1024x768 in 24-bit color. Of course, the machine you are viewing the image on must support your choices.
When you first run the server, you are prompted for a password. This password is used to ensure that clients are who they say they are, and the password is stored and remains the same each time you use the VNC server (you can change the password later with vncpasswd if you need to). When the password is successfully entered, the server indicates which display number it has been given.
While the server is running, all applications that are used appear on the VNC display as well as the normal screen on the computer (if a monitor is attached). You can also route applications to display only on the VNC server by using the DISPLAY environment variable and specifying the hostname and display number:
[email protected]:~$ mozilla -display 192.168.0.2:1 &
To stop the VNC server, you need to use the -kill option and the display number assigned earlier when you started the server:
[email protected]:~$ vncserver -kill :1
Connect to a VNC Server
To connect to the VNC server from a Linux machine, you can use the vncviewer tool that is included with the VNC software. This simple little program is used like this:
[email protected]:~$ vncviewer 192.168.0.2:1
In this command, you specify the IP address, a colon (:), and then the display number to connect to. When you run the command, you are prompted for the VNC server password and then the VNC desktop is displayed.
Configure a Windows VNC Server
Installing the Windows VNC server is a fairly painless process. Once installed, it can be configured as a Windows Service so that it is always running (like a daemon in Linux). The benefit of running the server as a service is that you will still be able to access the server when the machine is locked or the user has logged out.
Download the Windows installer from the TightVNC web site. It is a typical Windows installer that offers no surprises.
To use the VNC server as a service, tick each box that refers to the VNC Server System Service in the VNC installation routine. When you have done this, the Server Options dialog box will appear, and you must configure at least the Authentication tab to run the server. In this tab, you should select the VNC 3.3 Authentication option and use the Set Password field to define the password for the server. You should never disable authentication unless you are 100% sure the host network is secure.
To start and stop your server, use the standard Windows Services configuration tool to start and stop the service.
Configure a Mac OS X VNC Server
The official VNC distribution does not include support for Mac OS X; however, a VNC server is freely available from Redstone Software (http://www.redstonesoftware.com/vnc.html), called OSXvnc. This software is available as a Mac OS X disk image file (.dmg). Download the software and then double-click it in the Finder. A window will pop up with the program inside it; drag the program to the desktop. Now if you double-click the icon on the desktop, the VNC Settings dialog will appear. For a quick and easy VNC connection, the defaults are fine, and you can just click the Start Server button to begin the connection.
View Your Desktop in a Web Browser
One intriguing feature of the VNC server is that it includes a small web server that exports the VNC desktop to a browser using a special Java applet. To access your VNC server, connect to port 5801 with a Java-enabled web browser. This port number is appended to the hostname/IP address in the same way as a normal web resource:
This port number actually maps to the VNC display you are running. If you are running display number 1, use port 5801; display number 2 is port 5802, etc.
When you are running any server on the Internet, you should take steps to ensure that it is protected with a firewall. A firewall keeps all unwanted traffic away from your server. If you are running a firewall already, you should ensure that ports 5800-5805 are available for use. If you want to be extra secure, only open port 5801 for use and make sure you always run off desktop number 1. Another option is to encrypt your VNC connection with an SSH tunnel [Hack #32] .


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October 17. 2013 8:56PM
Starter pistol rounds found at North Hampton School
By JASON SCHREIBER
Union Leader Correspondent
ConVal student removed after bringing loaded gun to campus
— Authorities are investigating after starter pistol rounds were found inside the boy's locker room at North Hampton School Thursday morning, police said.
Police responded to the school just before 10:30 a.m. after receiving a report of ammunition found on the floor in the locker room.
After investigating the incident, Page said officers determined that the rounds discovered were actually from a starter pistol and they are now in the custody of police.
Page was not sure how many rounds were found.
Unlike a real firearm, starter pistols fire only blanks and are often used at the start of a race.
Still, Page said the rounds from a starter pistol could pose dangers.
"It's gunpowder and a shell. It shouldn't be in a child's hands and that's why the school was so quick to notify us. Why somebody would have starter pistol rounds is interesting to me. That's very rare," Page said.
Because the investigation is ongoing and involves a juvenile student, Page said neither the school nor the police department would be able to discuss the identity of the student or any action that may result from the investigation.
"While there is no danger to the community or the school, parents are urged to discuss with their children that playing with knives, ammunition and firearms poses an unacceptable risk to themselves and others and that bringing these kinds of items to school cannot be tolerated," Page said.
The incident comes just a few weeks after police launched a separate investigation after parents and officials from the same school reported that an 11-year-old student had allegedly threatened to shoot another student of the same age with a shotgun on school grounds.
Page said last month's incident is unrelated to Thursday's discovery.
"There's no connection whatsoever," he said, adding that different students were involved in the two incidents.
The investigation of the alleged gun threat has since been suspended and no juvenile court petitions will be issued at this point, Page said.


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Click to enlarge images.
Accuracy is not the issue—after-barrier performance is.
Ammunition for Tactical Operations
By: Tactical Response Staff
For years, SWAT snipers using the 308 Winchester caliber have fired the 168-grain Match BTHP as the primary duty load. Their thinking was long-range accuracy was the real issue, borrowing the training and engagement scenarios from the military. In fact, in the police tactical scenario, accuracy is not at all the issue: after-barrier performance is.
Three realities of police work come into play when selecting tactical rifle ammo. First, the typical engagement distances are close, minimizing need for Match-grade, ¼ MOA accuracy. According to the American Sniper Association (ASA), the average police sniper engagement distance is between 55 and 60 yards. This confirms the urban legend of a 58-yard average, a statistic loosely attributed to the FBI, but until now unsubstantiated. Accuracy is not the issue: after-barrier performance is!
Second, typical barriers are extremely harsh. This maximizes the need for high weight retention, which is the key to adequate penetration. This also calls for a bullet design that has the most flight integrity after penetrating plate or auto glass. The bullet must not break up, and must stay on course.
Third, a very real need exists to limit the total penetration of the rifle bullet used in open-air shots. We want the flexibility to deliver enough penetration after harsh barriers but no excessive penetration for shots that do not involve any barriers.
With the 308 Win, the first reality check for SWAT teams and ammo makers was the Good Guys incident on April 4, 1991 involving the Sacramento County, Calif. Special Enforcement Detail (SED). A SED sniper with 308 Win 168-grain BTHP fired on a sniper-initiated entry. The bullet hit the doorframe where it joined with the glass and was deflected, broken up, or rendered otherwise ineffective. The incident was judged, at least in part, to be an ammo failure. This was the beginning of the police tactical bullet.
Federal Cartridge Glass Tests
In wake of Good Guys incident, Federal Cartridge commissioned a series of glass tests with existing, popular hunting rifle bullets. They were objectively looking for the best "brush-busting" bullet, hoping this would also be the best anti-glass bullet with the best after-barrier stability and weight retention. Their logic: one test is worth 1,000 hunting stories; one test is worth 1,000 expert opinions.
The 308 Win bullets were light (165-grain), medium (180-grain) and heavy (220-grain) softpoints; light (168-grain) and medium (180-grain) Match BTHP bullets; and the medium weight (180-grain) Nosler Partition bullet. The barriers were ¼-inch float (commercial) glass, laminated auto glass, thermo pane residential glass, and tempered plate glass place at 45 degrees and then 90 degrees.
The winner of the side-by-side tests was Nosler Partition. It had the least average dispersion (the least change in point of impact after glass), the least absolute dispersion and the least fragmentation (the best weight retention). Next came all three softpoints, followed up in last place by the Match-grade hollowpoint boattails.
Bonded Ammo
The problem was the Nosler Partition bullet is too expensive for large volume use by police. Thus, Federal Cartridge started their development with second-place load, the generic 165-grain softpoint. They selected a softer alloy of jacket than used in the typical hunting bullets. They also used a dead soft, 0 percent antimony lead core, instead of the lead core in the hunting bullet that may contain 0.5 percent antimony. Using solder flux, they took the ultimate hunting bullet step of actually soldering the lead core to the jacket. The Federal Tactical was born.
The Tactical ammo was soon released in 308 Win, then 223 Rem, and then a variety of handgun calibers. This is very similar to their Trophy Bonded Bear Claw (TBBC) bullet, which can indeed be used as a substitute in police scenarios. Federal went against conventional wisdom with their Tactical bullets. Their understanding of the dynamics of glass impact was that a softer bullet is better than a harder bullet. A soft bullet will deform to the exact angle of impact, then penetrate, then continue along the line of fire rather than to resist deformation and deflect or tumble (break-up).
223 Remington
For all the attention the 308 Win got, it is the 223 Rem that needs help getting through barriers and staying on course after barriers. The 223 Rem is based on a varmint cartridge, the 222 Remington, which had the reputation among varmint shooters of being able to be deflected by a twig or blade of grass.
For years, SWAT operators have used the 69-grain Match BTHP as the primary duty load. The thinking was that accuracy was the real issue, in part because many AR-15 platform rifles shoot in only the two to three MOA category. Again, accuracy is not the issue: after-barrier performance is.
The reality check for SWAT teams using 223 Remington was the Yukon SUV incident involving the Marion County, Ind. Sheriff SWAT on Sept. 7, 2000. Their M4 rifles with the 69-grain Match BTHP were used against a GMC Yukon SUV. After 50 rounds, well placed on the vehicle, a single 223 Rem fragment hit the driver in the shoulder. All of the 223 Rem bullets (69-grain Match BTHP) were found to have either deflected or broken up.
The ammo used in the Good Guys incident was, in part, a 308 Win ammo failure, at least there was room for improvement. However, the ammo used in the Yukon SUV incident was clearly a 223 Rem ammo failure. At rifle velocities, bullet construction is more important than either bullet weight or velocity.
Anti-Barrier Ammunition
Among the 223 Rem loads, Federal offers their Tactical® Bonded® in 55- and 62-grain loads. Hornady offers the solid brass 55-grain GMX® TAP® Barrier™ and the 62-grain TAP® Barrier®. The Remington 55-grain Power-Lokt uses an electroplated (bonded) bullet. In the Winchester line, it is the 64-grain Ranger® Bonded. For example, this Ranger Bonded softpoint penetrates 14.4 inches of ballistic gelatin after penetrating angled auto glass. For both general issue patrol use and tactical operations, strictly avoid the 69-grain Match BTHP.
Among the 308 Win loads, Federal offers their 165-grain Tactical Bonded. Better yet, they now have the 168-grain Tactical® Bonded Tip™ bullet. For typical police engagement ranges, both loads works with Bullet Drop Compensator data or scope adjustments designed for the 168-grain Match BTHP. From Hornady, check out their 165-grain GMX TAP Barrier and their 165-grain Interbond® TAP Barrier.
From the Remington line, their 165-grain Swift Sirocco Bonded is an excellent bonded rifle bullet for police use. They have lighter (150-grain) and heavier (180-grain) bonded rifle bullets, but the 165-grain load is the best fit for 168-grain bullet drop data. The best bet from Winchester in their law enforcement line is the 150-grain Ranger® XP3®.
Again, for these kind of tactical operations, strictly avoid the 168-grain Match BTHP, or have a clearly labeled second magazine with the Match load for longest-range, open-air shots. With ammunition for police tactical operations, accuracy is not the issue: after-barrier performance is.
Published in Tactical Response, Sep/Oct 2013
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text:
hi peeps
I already know that we can encrypt a message on a pic such that other people can only view the image but not the message. And for reading the message a decypting technique is used.
Now the question is, how can we do this encrpytion/decyption on a photograph???


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September is my favourite month. For me September is all about warm fleece on cool mornings, sunny afternoons that are a gift instead of a given, and the collective deep breath that comes as things slow down in the perennial garden. The demands of spring and summer have been met (or not) and the massive job of the fall clean up is still a month or two away. This is a time for sitting on the porch swing, enjoying some quiet and appreciating the beauty of the garden that is.
Much of the garden is showing its age, crispy and dry after the heat of the summer, or showing the effects of damage by pests. But there's still some colour to be found. The asters are just beginning to flower...
... and at the other end of their life cycle, the very last of the hosta flowers are hanging on for a few more days.
The wild and crazy dianthus is making a second showing...
... while the butterly weed I planted from seed this year is making its first bright orange showing.
The red valerian wins the longevity prize - it has been flowering non-stop since May, and shows no sign of calling it quits.
The fuschia, which for much of the year is so straggly I am always tempted to take it out, is looking like something from a Japanese block print. A graceful, gentle rebuke.


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Aug 3, 2012 9:26:10 AM
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Holly has not received any gifts yet
Welcome aboard! =) Hope all is going well with you today!
Welcome, Holly! Glad you could join us. :D
Please consider joining a group to meet people and talk about anything that's on your mind, Hang With Friends. You might also like Parenting Little Heathens, Young Atheist Women, Women Atheists, Female Atheists, and possibly Feminist Atheists.
I also recommend Eco-Logical and Climate Concerns, since the climate is changing so drastically.
After you've searched for topics of interest in "Groups" above and in the "Forums", don't forget to look at recent activity which hides along the right margin of the page all the way at the bottom.
Hi Holly
Welcome to this internet world of rationality and peace--common sense and freethinking wisdom--that unites non-believers and critical thinkers like you and us.
You are invited to join the busy group "ORIGINS: Universe, Astronomy, Life, Earth, Humans, Religion, Gods, Atheism, Evolution, Darwin..." with 750 discussion topics and 3770 members.http://www.atheistnexus.org/group/originsuniverselifehumankindanddarwin Terry
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I'd like to buy a pair of ankle boots for fall and winter. What are the season's
The ankle boot is a blessing from the shoe gods: they are magically versatile and surprisingly comfortable for something with a heel! While you probably already have some ankle boots in your closet-they are pretty ubiquitous-there are two essential styles for fall and winter. Must-Have #1: The low-heel, pointy-toe boot. Think of it as a modern version of a cropped cowboy boot. These shoes are casually cool and make whatever you're wearing look easy and effortless. One option is to try a Western-influenced style; a simple brown leather boot is a classic, but black suede with wrapped leather straps works too. We also like a tougher ankle boot with metal embellishments; look for something with lots of silver hardware or a menswear-inspired, double monk-strap silhouette to give your girly pieces a little edge. Styling note: the more you wear these boots, the cooler they become, so don't be precious with them! Must-Have #2: The sky-high bootie in key fall colours. In addition to your low, everyday boots, we also adore a dressier option. A high-heeled ankle boot is basically an ideal alternative to your favourite heels and it works with everything from dresses to pencil skirts to cropped jeans. In addition to basic black and super-chic midnight blue, we love richly hued suede styles, metallics, and even a statement-making pop of colour. Our advice: search for ankle boots with a hidden (or visible) platform. The extra height gives your feet a little extra cushioning and insulates them from frosty streets come winter. Want some more fall fashion ideas and styling tips? Check out the Who What Wear Pinterest board that we've guest edited with some of our favourite things!


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What Was Al Gore Thinking?
Guess the meaning of the vice president's drawings.
[To see the results of our "Guess What Gore Meant" contest, please scroll down to the bottom of this page.]
When Nicholas Lemann interviewed Al Gore for a profile in TheNew Yorker, the vice president made several drawings to illustrate various points. Lemann provided these sketches to Slate, and we've reproduced them below.
If you haven't read the piece yet, here's a challenge: Study the drawings, then try to guess what point the vice president was making. Post your answers in " The Fray," and we'll highlight the most creative ones on this page. (No cheating! Please don't participate in the Gore-schach Test if you've already read the article and actually remember what the drawings mean.)
After you've made your guess, check your work by reading Lemann's profile of Gore—as well as his earlier essay on George W. Bush— here. You'll be able to download both articles as an eBook for the (free) Microsoft Reader software or as HTML for your Web browser.


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Crispy Oatmeal Chocolate Chip Cookies
If you like it, save it!
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Click the heart, it's called favoriting. Favorite the stuff you like.Got it!
Author Notes: Chocolate chip cookies are delicious. So are oatmeal raisin cookies. But in my opinion, the king of all cookies is a hybrid of the two. For years, I'd been sampling and comparing oatmeal chocolate chip cookies but had never tried making my own. Until this week, that is. After one misguided attempt resulting in insipid, cakey little domes that dried out almost instantaneously, I took a step back for a minute. I thought about a standard chewy oatmeal raisin cookie—the kind that bends as you bite into it and leaves behind a rich, spicy aftertaste. And then I thought of the chocolate chip cookies my mother used to make when I was growing up. She took the recipe from the Nestle Toll House chocolate chips bag and tweaked it so the cookies came out flatter and crisper around the edges, with rich caramel undertones. I decided what I was really looking to achieve lay somewhere in between these two.
The resulting cookies were crisp indeed, almost lacy, with little pockets where butter and sugar had pooled to create crackly deposits of caramel. The spices were pronounced without being overbearing, and every cookie promised at least half a dozen chips. It was difficult to wait until they were cool enough to handle. I may never make plain old chocolate chip cookies again! —Merrill Stubbs
Makes: about 5 dozen small cookies
Prep time: 20 min
Cook time: 10 min
1 1/4
cups all-purpose flour
teaspoon kosher salt
teaspoon baking soda
teaspoon ground cinnamon
teaspoon freshly ground nutmeg
teaspoon allspice
sticks unsalted butter, softened
cup packed light brown sugar
cup granulated sugar
large egg
teaspoon vanilla extract
cups rolled oats
cups semisweet chocolate chips or chunks
- Heat the oven to 375 degrees F. In a medium bowl, whisk together the flour, salt, baking soda and spices. Set aside.
- In the bowl of a standing mixer, cream the butter and two sugars until light and fluffy, about 3 minutes. Add the egg and vanilla and beat until combined, scraping down the sides of the bowl once. Add the flour and spices in three additions, beating until just combined and scraping down the sides of the bowl after each addition. Do not overbeat!
- Stir in the oats and the chocolate chips, distributing evenly. Drop the dough in heaping tablespoons on parchment-lined baking sheets, keeping the cookies at least 2 inches apart. Flatten gently with the back of a spoon and bake for about 10 minutes, rotating the baking sheets halfway through. The cookies are done when they turn lightly golden around the edges, and the tops look almost dry. Cool on the baking sheets for a minute, then transfer to wire racks to cool completely. The cookies are best still slightly warm, but you can successfully store them in an airtight container for up to a few days.
- This recipe is a Community Pick!
More Great Recipes:


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Like Stepping Stones to the Sky II
Katherine Kuhn 12/1/2012 8:23:17 AMGreat POV & colors -- wonderful EOD! #1501288
Peggy Pfister 12/1/2012 8:28:38 AMThanks so much, Katherine! #10444818
Sherran Andersen 12/27/2012 10:23:03 PMWhat a cool abstract. Congrats. #10481637
Peggy Pfister 12/28/2012 8:46:14 AMThank you, Sherran! #10483382
Patrick Rouzes 12/28/2012 9:22:57 AMBig Congrats, Peggy! #10483507
Peggy Pfister 12/28/2012 2:22:19 PMThanks so much, Patrick! #10484895
Carol Flisak 12/29/2012 4:10:35 PMTerrific perspective and lines! Congrats on your wonderful finalist, Peggy! #10488095
Peggy Pfister 12/30/2012 9:43:54 AMThanks very much, Carol! #10489442
Merna L. Nobile 12/31/2012 3:28:56 PM
January is a month of reflection for me, I remember how privileged I was to observe all the outstanding work and beautiful photographs of the past year. For the last time this year, I would be honored to congratulate you for your spectacular work and willingness to share with all of us, Happy New Year, Merna Nobile
Peggy Pfister 12/31/2012 3:35:05 PMThanks so much, Merna! Happy New Year! #10492737
Finalist - Elements of Design - November 2012
Looking up at the Bob Casey Federal Courthouse, Houston, Texas.
This very boxy building, with many tiny red framed windows,
was constructed in the early 1960s.
Reprocessed and resubmitted
Exif: F Number: 10, Exposure Bias Value: 0.00, ExposureTime: 1/400 seconds, Flash: did not fire, compulsory flash mode, ISO: 100, White balance: Auto white balance, FocalLength: 32.00 mm, Model: Canon EOS REBEL T2i
Uploaded on 11/29/2012 6:58:15 PM
Copyright for this gallery photo belongs solely to Peggy Pfister. Images may not be copied, downloaded, or used in any way without the expressed, written permission of the photographer.
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Though Vancouver hasn't had much success at the draft table with regards to defensemen in the past decade (save for 2004 and Alex Edler), they have accumulated a decent list of young blue-liners in recent years through the draft and free agency. Though the argument could be made that, recently drafted or signed prospects haven't had time to allow for the "shine" to wear off yet…
Looking at the current defensive roster, there are two defensemen drafted by the team (Edler and Bieksa), and five acquired through free agency or trade (Hamhuis, Ballard, Alberts, Salo, Rome, and Tanev). Drafting young talent is always important, but lately the organization has placed an importance on scouring overage prospects to sign, as well.
I am going to speak about two young defensemen who the organization acquired this past summer – one signed from Sweden, and another picked in the 5th round of 2011 NHL Entry Draft.
Sebastian Erixon
Erixon was signed this past summer by the Canucks after an impressive 2010-11 campaign in Sweden. In Sweden, he was regarded as a strong-skater capable of playing a regular shift in a variety of situations. His big issues are the same many young prospect face – lack of size and strength. In Sweden, he was able to succeed with his positioning and skating, but in North America the ice is smaller and the time a player has to move the puck is less. He will see steady minutes with the Chicago Wolves this season, and could find his way onto the Canucks roster in a year or two if he adapts quickly to the AHL game. The Canucks are going to continue to reap the rewards of strong coaching on their farm team (Craig MacTavish this year and potentially beyond).
Although poised defensive play is something on his scouting report, Erixon's progression offensively is what likely earned him a contract from the Canucks. He had only 14 points combined in the 2008-09 and 2009-10 seasons, but with increased power play responsibilities last season in Sweden he scored five goals and added 15 assists.
Looking at Vancouver's defensive depth chart, there are some locks on the roster for the foreseeable future. Bieksa, Ballard, and Hamhuis are all signed for a few years (Edler is a free agent after next season but the Canucks won't be letting him go anywhere). Chris Tanev is looking like a keeper as well. In terms of prospects, there are no sure things on the farm right now. Kevin Connauton, even with his stellar WHL career, is a disaster in his own zone and needs some serious work at the AHL level to even be considered a legitimate defensive prospect. Adam Polasek has upside but is far from a sure thing. One other interesting young defenseman will be talked about more in just a bit.
Erixon passed the initial gauntlet during the preseason when opponents saw a 5'10" defenseman from Europe who weighs in at well under 200 pounds and decided to dump it into his corner to test him out. Erixon came out with the puck more often than not, and appeared unfazed by the physical play. The issue now is – can he withstand that kind of play over a full professional season?
NHL Comparison: He plays a lot like Tim Erixon, but that would just be too easy (no relation, by the way). I'll go with Kimmo Timonen.
Upside: Top-four puck mover.
Frank Corrado
Perhaps no defenseman in Vancouver's organization acquitted himself better during the preseason than Corrado. The undersized Ontario product played well beyond his experience against NHL competition, firmly establishing himself as a prospect with legitimate NHL upside (a rarity for a recent mid-round draft pick). The comparisons to Kevin Bieksa are obvious – both are smooth-skating, right-handed shooting defensemen from Ontario who play with a lot of confidence and much bigger than their respective sizes. Bieksa went the college route and played a full four seasons at Bowling Green, where he learned to use his size against much bigger opposing forwards.
The Canucks obviously wouldn't have used a draft pick on Corrado if they didn't believe he had NHL upside, but his preseason showed he may be closer to playing professionally than many in the organization had probably assumed.
He'll see a steady dose of minutes in Sudbury this season, and the Canucks will be looking for solid offensive numbers and improved size and strength (like I said, it's a common theme for most young defensemen). Corrado isn't as polished as Erixon, but he has more offensive upside. As mentioned earlier, there aren't exactly a number of open defensive spots over the short term in Vancouver, so don't expect to see Corrado with the big club any time soon. However, for a team lacking in blue chip prospects, an impressive preseason showing has gone a long way in helping Corrado stand out from the rest of the pack.
NHL Comparison: Ian White or the aforementioned Bieksa.
Upside: Top-four gritty defenseman.
Next week I'll talk about two lesser known forward prospects in the organization.


text: Health care is one of the most expensive services in the world today. In the developing world like Kenya, it costs an arm and a leg to get some dignified health care and treatment. For instance, a heart transplant at the Nairobi Hospital may set you back KES 10 million/USD 100 000 and the same procedure costs ten times less in India, considering travelling expenses and what not. This is largely caused by lack of adequate medical infrastructure, brain drain and incompetence by active practitioners. Continue reading


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We're on the road to nowhere.
Mike Smith allowed 3 goals on 22 shots for the loss.
First Period
DET 8:24, Miller 4 (Rafalski)
Second Period
Third Period
DET 6:48, Bertuzzi 9 (Holmstrom, Datsyuk)
DET 10:10, Eaves 4 (Lidstrom, Rafalski)
What I want for Christmas from the Lightning? Something to actually cheer for. It's been weeks since we've had that.
Zenon Konopka had a fight and was 63% on draws.
Paul Szczechura was -1 with 1 shot in 13:18.
James Wright was -1 in 7:25.
Blair Jones was -2 with 2 shots and 5 hits in 11:04.
Box score and extended statistics from NHL.com.


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Do you want to dig deeper, to learn how you can address the root causes of hunger, poverty and violence? At the MCC U.S. Washington Office, we are in touch with MCC staff around the world so that we can better advocate for U.S. government policies that make for a more peaceful and just world. Your voices are critical in this process, so join us today! Sign up for action alerts, and learn more on our blog.
We also encourage you to read our monthly publication: The Washington Memo. This is a monthly newsletter that seeks to interpret national legislation, guided by biblical concerns for justice and peace and the work of MCC and its constituent churches. Subscribe for a print version by sending an email to firstname.lastname@example.com, or sign up for the E-Memo here.
Need worship or learning resources for your congregation? We have them for your use on a wide variety of topics.


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You will learn
- Creating a new streaming project: a project contains one or more input streams/windows and then directs the flow of data through continuous queries and/or custom operators, publishing output events via adapters.
- Defining an input stream to receive incoming events: All incoming events enter a project via an input stream or input window. The schema of the input stream (or window) defines the fields that events on that stream will (or may) contain.


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Take the helm of the 48 Express, and we will show you it can do what no other sportfishing boat can do. Punching through 6-foot head seas at 35 knots, its beautifully flared bow throws off every drop of water before it gets to the windshield. Try that on one of our competitor's boats, and you'll be under a waterfall. The power steering makes it easy to change direction, sprinting forward or backing down. And when you have to head out to the canyon, you'll know you'll get there with plenty of time to put your lines in, even when conditions make our competitor's boats head for cover, thanks to a 30-knot cruising speed. Optional power gets her over 37-knots.
Everything starts with the bottom hull shape. All other things-the tumblehome, the flare-are all derivative of the bottom, and it's very effective. Designed in collaboration with noted naval architect Donald L. Blount, the Buddy Davis 48 Express is a masterpiece in seakeeping performance. Run her hard. She doesn't pound. She won't shake, rattle, roll or leave you wet. Down swell, she behaves and goes where you want, never steering by the bow.
Once you experience the superb ride, you'll want to take a closer look at the many quality and innovative details that make her a true fishing or cruising machine. First the helm is elevated for an ideal line of sight. In fact, the Buddy Davis 48 offers the best visibility from the helm of any of the competition-bar none! Yet it's close to all the action, making it the perfect cockpit. Four anglers and a mate have plenty of space to maneuver. And for those who fish up forward or need to drop the anchor, there's plenty of non-skid on her massive foredeck. Access to the massive, clutter-free engine room is through the bridgedeck stairs fitted with substantial gas struts as standard equipment. Thanks to the elevated helm, there's stand-up headroom and all systems are easily serviced. With six feet of headroom, maintenance is a pleasure. The Buddy Davis 48 offers more headroom than any other size boat in her class.
Davis's attention to detail goes beyond where the eye can see, and that ensures that the 48 Express is at the forefront of high tech, yet utilizes proven boat-building techniques. This 20-ton vessel features a solid glass bottom, Divinycell-cored hull sides, Nidacore decks and bulkheads, and a hull-to-deck joint that is screwed, epoxied and fiberglassed to withstand anything the ocean can throw at her.
The Davis tunnel technology is now available on all Buddy Davis models. On the 48, for example, the draft is reduced to 3'2". If you plan on fishing and cruising where every of inch of water beneath you counts, the shallow draft of the 48 is tough to beat. Furthermore, by recessing the props into the hull, the wheels are better protected from an accidental grounding. In addition, the rudders are less exposed with the tunnels, reducing the risk of damage. Also impressive is the fact that with tunnels, the 48 maintains the same seakeeping characteristics that has made Davis famous among sportfishermen. So while other builders continue to build boats using the same decades-old hull design, Davis continues to ensure that each Davis is better than the last.


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For Her
Add a touch of custom charm to your holiday greetings this year by sending out beautiful personalized Christmas cards to your closest friends and family. Our selection of exclusive designs ensures you'll create a custom Christmas card to help your sentiments truly stand out. Browse an array of traditional and photo card designs in flat or folded configurations, unique ornament cards that can hang on Christmas trees and many more shapes and styles, from religious Christmas cards to sincere, fun and whimsical, and business options. Add free personalization to your custom Christmas cards by including names, special messages and your favorite photos. With fast turnaroud, you'll get your personalized holiday greeting cards in time to deliver custom Christmas cheer to family, friends, business partners and beyond.


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John Hines, 86 - August 26, 2009
John W. Hines, 86, of Lincoln, formerly of Gothenburg, died Thursday, Aug. 20, 2009, at Holmes Lake Manor in Lincoln.
A memorial service was held on Monday, Aug. 24, at the Gollaher Chapel of Trinity United Methodist Church in Grand Island with the Rev. Del Roper officiating. At his request, his body was cremated. Burial took place at Westlawn Memorial Park Cemetery with military honors provided by the United Veterans Honor Guard.
Hines was born May 29, 1923, to Percy and Laura Hines at Gothenburg. He grew up on the family farm near Gothenburg and attended Banner Methodist Church.
He entered the service in March of 1943, served during World War II in the Philippines and Japan and was honorably discharged Dec. 17, 1945.
Hines married Doris Halla on April 19, 1947. The couple lived at Grand Island for 62 years, and were members of Trinity United Methodist Church.
He built many fine homes in Grand Island during his years as a carpenter, according to family members.
Hines was devoted to his family and enjoyed camping and fishing, playing cards and his wife's fried chicken, said family members.
He was preceded in death by: his parents, Percy and Laura; two sisters and a brother.
Survivors include: his wife, Doris; his son and daughter-in-law, Jim (Dee) Hines of Lincoln; his daughter and son-in-law, Susan (Mike) Vanlaningham of Ingleside, IL; a sister, Helen Neel of Gothenburg; four grandchildren—Cherie (Jared) Anderson and Jenni (Bryan) Olesen, all of Lincoln, Becky (Bob) Stevenson and Tim Vanlaningham, all of Illinois; eight great-grandchildren; numerous nieces and nephews.
Memorials are suggested to the family's choice. Condolences may be sent to the family at: 7601 Cherrywood Dr. Apt. 6, Lincoln, NE 65810. Online condolences may be directed through www.livson.com.
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Tamperproof Notice Boards
The tamperproof notice board is perfect for an environment where you anticipate your content to be messed with. The tamperproof notice board is fully shatterproof with a 3mm PET glazed screen meaning even the most persistent nuisance will not be able to tamper with your content, making the board perfect for the school environment. We offer 9 different sizes of tamperproof notice board in 9 different colours to perfectly fit your building. The two ranges on offer are metropolitan and deluxe both of which are fully lockable via key to ensure the safety of your display.
Eco Wood Frame Showcase Light Oak7 variations
900x600mm £204.00 £244.80 1200x900mm 2 door £264.00 £316.80 1200x900mm £251.00 £301.20 1200x1200mm £290.00 £348.00 1500x1200mm £361.00 £433.20 1800x1200mm £400.00 £480.00 2400x1200mm £487.00 £584.40


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Probate Law and Litigation
Probate is the process by which the court determines how an estate is broken up and given to beneficiaries. If a person dies with a will (testate), the court determines the validity of the will, and if there are no objections, employs the appointed executor to carry out the final expenses of the estate and distributes the estate (after expenses) according to the wishes of the owner's will. If a person dies without a will (intestate), a court-appointed person settles the financial problems of the estate, and the court distributes remaining property in accordance with the laws of the state. Most states' laws closely resemble the 1990 Uniform Probate Code. While some states differ greatly, the majority of intestate states in the U.S. are directed according to the Probate Code. The Code gives priority to close relatives instead of distant ones. These include the spouse, descendents, parents, descendents of parents (siblings, nieces, and nephews), grandparents, and descendents of grandparents (aunts, uncles, and cousins). Under the Code, adopted descendents are treated the same as biological descendents. If none of the listed people qualify to accept the estate, then the entire estate goes to the state.
The Code breaks up the estate for close relatives as follows:
The typical cost of a probate will range from between 3% to 7% of the total value of the estate.
Avoiding Probate
Probate avoidance is very popular in states where the process is either too slow or too costly. In other states, the process is quite efficient, so there is not reason to avoid probate. Check with an attorney to see if your state's probate process should be avoided. People often opt to avoid probate by dividing their estate into trusts instead of creating a will (also read "Examples of non-probate property?" to learn about more about ways to avoid probate). Lawyers often advocate revocable trusts as the most common probate avoidance technique. Meet with an experienced attorney to make certain that no parts of your estate will be left to probate in the event of your death.
Examples of Non-Probate Property
Some types of property are allowed to forgo probate at the time of one's death. If any real, personal property is jointly owned, it passes to the surviving owner without going through probate at the time of the other owner's death. In addition to a joint ownership of personal property, other benefits are also transferred to beneficiaries without going through probate. A life insurance policy and a directly payable annuity are both exempt from probate, as well as IRAs, 401(k) accounts, and Keoghs (tax-deferred retirement plans for the self-employed). These accounts all transfer automatically to the named beneficiaries at the time of the owner's death.
If you are interested in avoiding probate, also read information concerning trusts, since certain trusts also allow property from a person's estate to pass to heirs without going through probate.
What to do if Your Loved One's Estate is Going Through Probate
The first thing you should do is hire a probate lawyer. The probate process is very drawn out and confusing; the only way to assure that your loved one's estate ends up in the right hands is by hiring a probate lawyer to help with the process.
If your loved one died testate (with a valid will), the probate process should not be too difficult. The court needs only to validate the will and then make certain the property is passed on in accordance with the will owner's wishes. Still, it is important to have probate lawyer present who can correctly interpret the will and expedite the probate process.
If your loved one died intestate (without a will), the probate process will most likely be long and difficult. The probate court will need to determine how the estate is divided among descendants according to the laws established in that particular state. Hiring a probate lawyer in this situation is strongly recommended to make certain, again, that your loved one's estate is appropriately divided among descendants.
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