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Loan modification website design templates työt
we need a business loan from the bank for expanding the business.
we need a business loan from the bank for expanding the business.
I am looking for email lists of Loan Officers in the following states: UT, AZ, NV and TX. Only need First and last name, and email in excel sheet. Emails must be recent and legit. If there are a lot of bounce backs, I will not accept the work completed.
I want a Payday loan / Invoice funding site done. It should be mobile friendly and include a form intake section that allows quick input to request funding. Please show samples if this type site has been done previously in your portfolio.
...Based Loan Management System (I am looking to hire someone who has an expert level of knowledge and understanding of Loan Servicing / Processing modules) Loan Origination and Collection modules already exist. Therefore the requirement is to just come up with a Loan Management / Servicing Module (a back-end system) that can setup and manage loan account
...you have read through all os this please start you answer/bid with the text "I am a winner". I want to rebuild this website [kirjaudu nähdäksesi URL:n] using the Wordpress affiliate theme Rehub. The website is a loan comparison website which compares loans from different lenders. The lenders should be added using woocommerce which integrates perf...
We're looking for SAP FI professionals having knowledge of SAP Loan Management setup & configurations .
i'm looking for a designer advertiser for design home mobile page for mobile device (89%of users) , with a feel fantastic to sell many many loan to people that feell' herself trustly sure and good . if you have some layout draft of new idea for loan agency , please send me a message and i try your work, if i buy it is for 15 usd . this attached is actually
The company is a developer company. They give loan for house. Now they are using old system. We need to build a better system. Which is what i plan is a web base + mobile apps. Features : - Able to received payment via our local payment gateway company (Bilplz) - Have admin area for staff (Multi User Account) - Have client area - Mobile apps can receive
Java Programming Task (Loan Application) Duration: 3 days from task accepting time. Fixed Price: 50 dollors
...form fields in the 1003 Uniform Residential Loan Application and then convert the data to a Fannie Mae 3.2 file format so I can upload the data into my loan origination software (Calyx Point) or I can upload the 3.2 file directly to Fannie Mae's website. Here is a link to the 1003 Uniform Residential Loan Application: [kirjaudu nähdäksesi URL:n]
Hi, I want to make a payroll and loan program. The payroll program has components, namely basic, allowance, deduction and variables. Basic, allowance, deduction and variables can change dynamically. Variables can be round numbers or percent. Variables are stored in a database, variables help calculate allowance and deduction formulas. Allowance and
app for check loan with sloder calculation , screen to scan documents needed , screen where sign documents needed , send to email. app scan must have a reveal border of document scanned
We require 3D character Mascot for our Finance website named [kirjaudu nähdäksesi URL:n] We require a pair of a male & a female who should look like they both belong to LoanTube(i mean they should look identical). You can use the company logo on their dress or accessories to make them look similar. Both these male & female should look smart, intelligent and with
i need mobile pages for loan site agency like the attached file in php . consist in home page , menu, 3 other pages of text . with some slider that calculate the loan
Need a to put a financial loan proposals for multi rental property. Must contain projections and graphics for the project. Executive Summary: Source and uses, Bios, 5 yr Projection. Executive Summary - A concise but through overview that includes: Description of property, Legal Owner, Loan Amount & Use of Funds, Date of Purchase and Price, Debt service
I need a logo designed.
Need an expert to double check a model i have created for a Micro Loan Business and Correct any miscaculations or errors. Model already complete, it is to check mine for accuracy specifically how i model loan portfolio growth. Short Turnaround TIme
i like a site and i want one like it in wp with pages and menu etc.
Need a to put a financial loan proposals for multi rental property. Must contain projections and graphics for the project.
Looking for a Loan management program, that is fully automated, and have the capability of limitless number of clients, also must be able to store client documents in PDF format. Very similar to a Commercial banking program.
logo and advertising format for loan agency here the spec [kirjaudu nähdäksesi URL:n]
Need app that can calculate loan eligibility as well as can inquire and apply for various loans.
Generate personal loan leads in Hyderabad Salary > 30k Minimum 2 years work experience
Build a loan application on google forms. I am providing all fields on attached manual aplication. Need output to be a pdf term sheet with values carried over from zoho app.
I need an Android app. I already have a design for it, I just need it to be built.
...READ THE PROJECT OUTLINE. I'd like to create a similar website to [kirjaudu nähdäksesi URL:n] and RateHub.ca. These two websites provide information to visitors (Canadians) where they can find the cheapest mortgage rates (fixed / variable) – [a variety of different options here], auto insurance rates, car loan rates as well as credit card rates. A quick ex...
i'm making an app android for calculate loan and take picture of documents for loan and send to me. I want a good design of app with a good logo too, there is a layout of app and field , simply 4 pages 25 usd , illustrator ai files i want.
Hi, I am looking for someone from India who have prior experience in preparing Bank Loan Proposal document with Required loan estimation, Future Estimates for 7 years in term Sales, Net Profit etc.
Looking for design , logo & infographic video to lllustrate the Concept in mortgage lending for home buyers. [kirjaudu nähdäksesi URL:n]
I have no time to wait to build a new loan management system. If you have an existing loan management system, please contact me.
Hello, We are looking for Mistery shopper in INDIA to fill in Online loan applications in following websites: - [kirjaudu nähdäksesi URL:n] - [kirjaudu nähdäksesi URL:n] - [kirjaudu nähdäksesi URL:n] It is necessary to create report with printscreens of all application process (each step) per each website mentioned above. Thank You!
Hi, I need a simple website may be developed in wordpress for selling home loans. something similar to the link as below: [kirjaudu nähdäksesi URL:n]
My name is Astil. I am starting a small scale business of giving out loan for business start up for small scale businesses. I will like to have a software for my company which can calculate interest for daily, weekly, monthly and yearly at different percentages. Application details - names, addresses, guarantor, all these and more will be imputed and
Hi, I need a simple website may be developed in wordpress for selling home loans. something similar to the link as below: [kirjaudu nähdäksesi URL:n]
I need someone who knows how to get me marketing needs in this specific field. My company helps student loan borrowers consolidate and get on forgiveness plans for federal student loans as well as lower monthly payments and, if needed, help them get out of default through a consolidation or a rehabilitation program. I need someone who can help create
hello i have good domains i need loan against domain any company looking to give let me know will pay the interest and relaese my domain [kirjaudu nähdäksesi URL:n] waiting for reply thank you
Need an Indian loan proposal and document writer who can help the company to get Govt. loan in Delhi. Experienced candidates only.
I am looking for someone who can assist us to get results in our email marketing campaign for a loan company. We use Mailwizz, Mailzoom, swipemail and have setup a dedicated server for mailwizz. We are targeting South africa only and require someone to assist us to get results in our efforts. We have 13 domains we use to send these emails and they
For our payday loan website we are looking for a linkbulder that will provide for us quality guest posts every month. Our budget is 1700 Euro per month and we want the campaign for 6 months. In total, 10,200 Euro. Our conditions: The guest post must be on established quality websites with traffic Sites must have spam score 0 (MOZ) We want
mobile pages php for site wp loan . with home page and three pages text. [kirjaudu nähdäksesi URL:n]
an app that scan a list of documents and send email to address. very simply. see screenshot.
I need you all to write some content for a website.
Need Android App for Telecaller and Field executive Lead management for bank Credit Card and loan, Quete only Who done already & Show me same
We want to add an application form, a stop order form and a deductions schedule based on payments due. We also want to explore the possibility of automating loan approvals. Finally we want to create a notepad (text) report that conforms to the requirements of the regulator.
Looking for a Loan management program, that is fully automated, and have the capability of limitless number of clients, also must be able to store client documents in PDF format. Very similar to a Commercial banking program.
I am ...looking for a a team capable for doing great design and code in java/Node.js/Azure SQL or Cosmos DB in Azure Cloud using third party APIs. We are looking a building a loan/funding search engine in USA, if you have experience in financial/lending its a big plus, please share your previous work. We need a website, then an app in Android and IOS.
Need Android App for Telecallers and Field executives Lead management for banks Credit Card and loan. Contact me who already done same App to show the samples in playstore Thanks
Need Android App for Telecaller and Field executive Lead management for bank Credit Card and loan management.
Bank loan process available no upfront charges no royalty process done throughout Tamil Nadu


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First round voting begins in overseas territories as incumbent Nicholas Sarkozy appears set to face a stern test.
More than 44 million French voters are to go to the polls for the first round of a presidential election that represents a serious threat to incumbent Nicholas Sarkozy's tenure in the post.
While predictions of a high abstention rate and a strong protest vote have left the outcome uncertain, opinion polls point towards Francois Hollande, Sarkozy's main Socialist challenger, replacing his conservative rival.
The two 57-year-old political leaders are on course to finish in the top two in Sunday's polling, thus setting them up to square off in a second round vote on May 6.
The result of that vote will decide who is France's president for the next five years.
Voting began on Saturday in France's overseas territories, which are mainly islands dotted around the Indian, Pacific and Atlantic oceans.
On Sunday, voting will continue in 85,000 polling stations across the country's European mainland. Voting will begin at 8am local time (06:00 GMT) and continue until 8pm (18:00 GMT).
Voting estimates will then be immediately published, giving what has been a traditionally accurate assessment of how the polls will stand once results are finalised.
In all, 10 candidates are in the race, with Hollande and Sarkozy trailed by far-right leader Marine Le Pen, hard-left leader Jean-Luc Melenchon and veteran centrist Francois Bayrou. A handful of outsiders round out the field.
Once the first round is over, the top two candidates will face each other in the final poll, with the run-up to that including a televised debate.
|Spotlight coverage of April 22 presidential election
Hollande says that Sarkozy has trapped France in a spiral of austerity and job losses, and has called for the European response to the debt crisis to be more pro-growth.
Sarkozy, meanwhile, says that his rival is weak-willed and would spark panic in financial markets by adopting an approach that involves increased government spending.
Al Jazeera's Tim Friend, reporting from Paris, said that Sarkozy faces a stiff challenge due to his "extraordinary" unpopularity.
"A lot of the people voting will be putting their ballot paper into the ballot box more against Sarkozy than perhaps for the candidate they eventually vote for," he said.
Since Saturday, there has been no sign of any of the rhetoric that has characterised an increasingly heated contest, as French law prohibits campaigning and opinion polls on the eve of voting.
Voters went about their business without being accosted by pamphleteers, the campaigns' websites, Facebook pages and Twitter feeds were left without updates and broadcasters had to find other subjects to interview.
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food&family Magazine
Is it too soon in the holiday season to talk eggnog? Because I'm not trying to rush past Thanksgiving by any means, but eggnog season is just soooo short, and I kind of love it. I really want to stretch it out as long as possible.
I usually buy one carton of eggnog a year to drink and that tides me over, but oh how I love to bake and cook with eggnog. As soon as eggnog hits the store shelves, I'm buying it and adding it to pancakes, cookies, bread, coffee, etc. Eggnog adds such wonderful flavor to so many recipes!
It's no secret that we love cheesecake around the Dine & Dish house. It is probably one of my favorite desserts - and boy am I lucky because there are so many different variations to choose from. PHILADELPHIA Cream Cheese has launched a fun, interactive website this holiday season called Cheesecake Cheer! The site is dedicated to celebrating the wonderful world of cheesecake, with great cheesecake recipes, cooking tips and how-to's from expert cooks.
It was after seeing the wonderful Triple Caramel Cheesecake Bar recipe on the Cheesecake Cheer site that I became inspired to create a variation using Eggnog. The result was an amazing holiday treat, wonderful for any eggnog and cheesecake lover out there.
I hope you enjoy this new holiday favorite!
Eggnog Cheesecake Bars
Prep Time: 20 minutes • Cook Time: 45 minutes • Serves: 16
1 ½ cups graham cracker crumbs
3 Tbsp. melted butter
1 Tbsp. sugar
¼ tsp. grated nutmeg
4 packages (8 oz. each) PHILADELPHIA Cream Cheese, softened
2/3 cup sugar
12 oz. eggnog (full fat variety)
2 tsp. vanilla
4 eggs
Eggnog spice or nutmeg for garnish
PREHEAT oven to 325°F.
MIX graham cracker crumbs, butter and 1 Tablespoon sugar in a bowl. Press into the bottom of a 9x13 baking pan.
BEAT cream cheese, 2/3 cup sugar, eggnog and vanilla until well blended. Add eggs, 1 at a time, mixing on low speed after each addition until well blended. Gently pour over crust.
When ready to serve, slice into squares and sprinkle with eggnog spice or nutmeg.
For more recipes and ideas, visit my blog at www.dineanddish.net.
Think there's nothing sweeter, creamier and more delightful than a glass of eggnog? You might reevaluate once you've tried these cheesecake bars!
Total Time
Article by Kraft TasteMaker Kristen Doyle. For more recipes and ideas, visit her blog at Dine And Dish.
Please keep in mind that the bloggers opinions, advice and recipes are their own and do not necessarily reflect the opinion of Kraft Foods.
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Full length protein corresponding to amino acids 1-349 of Human ZFP28 (AAH99903.1).
Our Abpromise guarantee covers the use of ab169256 in the following tested applications.
The application notes include recommended starting dilutions; optimal dilutions/concentrations should be determined by the end user.
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Photo: Courtesy Rehabilitation Products Limited.An osteopathic treatment couch.
What Happens On Visiting an Osteopath
A typical visit to an osteopath can last from fifteen to forty-five minutes, depending upon the condition, and at the first visit the osteopath will take a case history and conduct a detailed examination and assessment of the spinal and other joints. Should the condition warrant it, x-ray pictures might be taken. In many cases the heart and chest will be examined, blood pressure taken and possibly other clinical tests performed or arranged (urine tests, blood tests, eye or ear assessments etc.) In these ways the osteopath arrives at a diagnosis as to the causes of the patient's problems, or at least as to the possible musculo-skeletal involvement in whatever problem the patient is troubled with.
Treatment normally consists of preliminary soft-tissue manipulation. This might be local to the area of pain, or distant from it if the osteopath is attempting to influence the condition reflexly. Having stretched, relaxed and generally prepared the soft tissues, the osteopath will manipulate the appropriate joint or joints. As shown in Chapter 6, a variety of methods may be used at this stage. The age, condition, degree of pain and spasm etc. will all decide which is the most desirable approach.
Some forms of manipulation produce an audible snapping or popping sound. This is thought to result from the creation of a momentary vacuum between the joint surfaces as they are manipulated. Such sounds do not necessarily indicate that the manipulation has been successful, nor does the absence of such sounds mean that the treatment has failed to achieve mobility.
After treatment there is often immediate relief from pain and improved mobility. However, there may be a degree of transient discomfort, and in some cases a slight increase in pain may be felt for a day or so, especially in acute conditions. More usually there is a feeling of well-being. Some patients experience a marked degree of relaxation and a desire to sleep, and others feel a sense of exhilaration and energy.
Practitioners will explain the objectives of the treatment, and may well suggest a programme of home treatment to augment and support the osteopathic therapy. This could include exercise, dietary changes and relaxation. If the condition is a simple mechanical strain, then it would normally be correctable fairly quickly, and require no further attention. If, on the other hand, the condition is of a more chronic nature, then periodic maintenance treatment may be necessary to prevent a recurrence.
The frequency of osteopathic treatment can vary from very often, say every other day, to occasional, say every month or so. In chronic conditions the regular 'maintenance' treatment is likely to be at intervals of anything from once weekly to once in three or four months. There is a tendency for patients to be advised to have regular check-ups, two or three times a year, on the same basis as in dentistry. Since many minute musculo-skeletal changes often precede obvious problems by many months, this preventive approach can be of value. In the same way an increasing number of infants and growing children are taken for osteopathic assessments each year to ensure that problems are corrected before they become established.


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Cheer for your Atlanta Braves in style with this To The Tenth Power performance polo from Majestic! This polo features an embroidered Braves logo on the left chest. This is the perfect polo to show your Braves pride.
* 100% Polyester
* Embroidered Team Logo
* Officially Licensed
* Cool Base technology is made with interlocking moisture-wicking fabric for a lightweight, breathable feel
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Please Note: By clicking a link to any resource listed on this page, you will be leaving this site.
National Association for Shoplifting Preventionhttp://www.shopliftingprevention.org The NASP works with law enforcement, retailers, and the courts, providing rehabilitation programs and support services to people who shoplift.
Note: All information is for educational purposes only. For specific medical advice, diagnoses, and treatment, consult your doctor.
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New Holland BR-A Series Roll-Belt round balers have been upgraded with a number of improvements that further enhance their durability, reliability and productivity.
Producing bale sizes ranging from four-by-four feet, to five-by-six feet, the New Holland BR-A Series offers the widest selection of models and options in the industry. With five chamber sizes and eight distinct models to choose from, they are designed to meet the needs of any sized operation.
Improvements listed
Windrow pickups improvements:
The standard pickup uses a redesigned pickup band and a new method of band attachment to increase the ability of the bands to more easily flex under harsh baling conditions.
A number of improvements to the windrow pickup and stuffer, change in the auger diameter and length, and modification to the design of the windguard allow the XtraSweep wide pickup to feed crops into the baler more efficiently. Producers can manage much wider windrows, saving time and leaving virtually no crop on the ground.
Bale formation improvements:
Infeed discs are now included on BR770A and BR780A round balers as part of the main frame weld assembly. Previously, infeed bolt-on discs were available as a dealer-installed accessory and they remain available for all models of New Holland Roll-Belt round balers.
Thicker belts
New endless belts for the BR740A and BR750A models are thicker, which improves belt stiffness and denser bale formation. (The three-year/15,000 bale Bonded Protection program on endless belts is still tops the industry.)
Tying system improvements:
Balers equipped with AutoWrap now use a new flexible rubber shield that flexes during operation to improving twine starting.
Twine knife pivot bushings are now made of sturdier UHMW (ultra high molecular weight) plastic material.
Bale ejection improvements:
BR780A round balers are equipped with a new bale ramp that directs the bale in a straighter line away from the baler. The improved bale ramp also uses heavier springs to move the bale more positively away from the baler.
For more information on New Holland products, contact your local New Holland dealer or visit the New Holland Web site at www.newholland.com/na.


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posted by Thom Holwerda on Thu 11th Apr 2013 22:03 UTC
"The parties have no interest in efficiently and expeditiously resolving this dispute; they instead are using this and similar litigation worldwide as a business strategy that appears to have no end," US District Judge Robert Scola said, "That is not a proper use of this court." Judge Scola knows what's up. "Without a hint of irony, the parties now ask the court to mop up a mess they made by holding a hearing to reduce the size and complexity of the case," he adds, "The court declines this invitation." Always fun to see stuff like this. Oh, one more? He calls their conduct "obstreperous and cantankerous conduct".


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August 31, 2011
Annual Beach Museum fundraiser an evening of entertainment to benefit Kansas art
By Communications and Marketing
Those who enjoy jazz music, fine food and regional art can play an important role in helping Kansas State University's Marianna Kistler Beach Museum of Art expand its permanent collection of Kansas artwork. The Friends of the Beach Museum's fundraising gala will be from 6-10 p.m. Friday, Sept. 16, at the K-State Alumni Center.
The Friends of the Beach Museum organization holds the annual event to raise funds for the purchase and conservation of art for the museum, said Janet Cooper, the Friends' fundraising committee chair.
"The gala proceeds go specifically toward purchasing the works of Kansas artists," Cooper said. "This year will be very special because it is also a celebration of the Beach Museum's 15th anniversary."
To celebrate both Kansas artists and the Beach Museum, this year's fundraiser will provide attendees with cocktails, beginning at 6 p.m., including complimentary wine and a cash bar. A sit-down dinner will follow, and the evening will culminate with a performance by Kansas City jazz musician David Basse.
Martha Scott, Beach Museum office administrator, said Basse will be bringing jazz musicians with him from Kansas City for accompaniment, further adding to the evening's allure.
"This annual fundraising event provides an opportunity to see and hear a type of entertainment we do not regularly see in Manhattan," Scott said. "David Basse brings his unique Kansas City jazz to Manhattan along with the opportunity for dancing and fine dining at the K-State Alumni Center."
Cooper said Basse's performance will include American standards for easy listening and added that attendees are invited to enjoy the music on the dance floor.
K-State President Kirk Schulz will emcee the event, and attire is black tie optional. Tickets are $125 per person and are available until Friday, Sept. 9, by contacting the Beach Museum's Ladonna Piper at 785-532-7718.
The Beach Museum of Art is on the southeast corner of the K-State campus at 14th Street and Anderson Avenue. Free visitor parking is available next to the building. Normal museum hours are 10 a.m. to 5 p.m. Tuesday-Saturday; and noon to 5 p.m. Sundays. The museum is closed Mondays. For more information, call 785-532-7718.


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Meet people from all different backgrounds and lifestyles around the world or someone in the local Redmond neighborhood at matchmaker.com. There are thousands of singles from the around the world looking for a long term relationship. Find love and romance with a Redmond speed dating style of matchmaking.


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"If Every Day Were Christmas - Tis the Season" is the topic for Unity of Stockton's gathering at 10:30 a.m. Sunday at 2027 W. March Lane, Suite No. 5, Stockton.
"If Every Day Were Christmas - Tis the Season" is the topic for Unity of Stockton's gathering at 10:30 a.m. Sunday at 2027 W. March Lane, Suite No. 5, Stockton.
Information: (209) 466-5569 or unityofstockton.com.
"Birthing a New World" is the theme of the annual winter festival from 10:30 a.m. to 4:30 p.m. Sunday at 270 Hanford St., Suite A, Sutter Creek.
There will be a potluck winter soup lunch. Weekly activities include qigong at 5 p.m. Sundays; ACIM study group at 7 p.m. Tuesdays; chi meditation at 6 p.m. Wednesdays; and spiritual practices at 7 p.m. Wednesdays.
Information: (209) 418-9003 or sophiaswell.org.
Rosalyn D. Lee, CEO and founder of the OrFan International Project, will speak at an informational brunch meeting at 11 a.m. Dec. 1 at Eastside Church of God in Christ, 3206 E. Marsh St., Stockton.
Churches and community and elected officials are invited to learn about the nonprofit corporation designed to assist the youths of Stockton.
Information: (209) 470-0046.
In celebration of 60 years of faith, Presentation Chorale will present Musical Blessings at 7 p.m. Dec. 7 at Church of Presentation, 1515 W. Benjamin Holt Drive, Stockton.
The music of Gustav Holst, J.S. Bach, George Handel, Carl Stamitz and John Rutter will be featured. Tickets are $10 in advance or $12 at the door and are available at the Ministry Center, 6715 Leesburg Place.
Information: (209) 320-5717.
Voices for the King, a men's choir from Ripon, will hold a Christmas concert at 7 p.m. Dec. 7 at First Baptist Church, 1511 Catherine Way, Escalon.
The concert is free and open to the public, and a love offering will be taken.
Information: (209) 838-3213.
The Las Posadas Candlelight Walk will begin at 7 p.m. Dec. 8 on Spanish Street in Sutter Creek. Receive candles and song booklets, then follow Joseph and Mary through downtown looking for shelter. Any child can be a shepherd, angel or animal. Canned food donations accepted. There will be cookies, hot beverages and a free Christmas musical program featuring local musicians and singing groups.
Information: (209) 267-1344.
Unity of Stockton will have a workshop on spiritual astrology from 10 a.m. to noon and from 7 to 9 p.m. Dec. 12 at 2025 W. March Lane, Suite No. 5, Stockton.
Admission is $10 per class. Call or email with birthdate, time and place of birth and leave with a personalized Chart Wheel.
Information: (209) 466-5569 or email@example.com.
St. John's Anglican Church, 316 N. El Dorado St., Stockton, will host a service of Lessons and Carols from 4 to 5 p.m. Dec. 23.
There will be readings recounting the anticipation of the Christ child, along with choral selections performed by the St. John's choir. A reception follows in the historic Guild Hall.
Admission is free, and off-street parking is available near the church, just north of the Regal Cinemas City Center 16 theater complex.
Information: (209) 466-6916.
The Stockton Church of Scientology will host a lecture at 7 p.m. Friday at 2540 Pacific Ave., No. 8, Stockton.
The 90-minute talk with be on the topic of "What is Scientology?" Doors open at 6:30 p.m.
Information: (209) 546-0881.


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Wage Theft: Undermining the Value of Work
Wage theft occurs when an employer does not pay a worker for the work they have performed. There is growing evidence that the laws which provide workers with a guarantee of wages for hours worked—minimum wage laws, overtime laws—are not being enforced. As a result, in one of the worst economic downturns of the modern-era, workers across the county and in North Carolina are facing the prospect of working without pay. The results are devastating for these families struggling to make ends meet and equally so for their communities. A decline in spending power means less demand for local business's goods and services. In combination with the loss of wages, this decline in spending leads to a steep decline in tax revenue for local and state governments leading to fewer resources available to invest in economic recovery.
National Data Provides a Clearer Picture of Wage Theft
A landmark survey into employment law violations was undertaken in 2008. The results provide unique information about the scope of wage theft: 26 percent of workers were paid below the minimum wage in the week prior to the survey, 19 percent had unpaid or underpaid overtime, and 17 percent were not paid for off-the-clock work.[1]
Minimum wage violations represented a significant loss to workers. 60 percent were underpaid by more than $1. For overtime violations, there was a similarly high cost to workers. The average worker had put in 11 hours that were either unpaid or underpaid.[2]
Wage theft is more likely to occur in certain industries. According to the survey, minimum wage violations were highest in the apparel and textile manufacturing and personal and repair services industries. Overtime violations were highest in the childcare industry and among cashiers.
The Tip of the Iceberg in North Carolina: Documented Wage Theft Cost Workers and their Communities $5.6 million in 2010
The full scope of wage theft is difficult to measure. The most readily accessible data is from the NC Department of Labor, Wage and Hour Divisions. This represents only the claims that are brought to their attention and so there is currently no way to assess the true incidence of wage theft in the state.
However, the numbers that the Wage and Hour Division have available are still alarming. In 2010, the Wage and Hour Division investigated 1,421 employers and found that workers were due total wages in excess of $3.7 million. For an additional 2,248 workers more than $1.9 million were recovered without litigation.[3]
A mapping of all cases brought to the Wage and Hour Divisions demonstrates the significant concentration of cases in urban areas with additionally high numbers in the eastern and western part of the state.[4]
Additional Resources on Wage theft
"It doesn't add up" -- Ten North Carolina Workers Share Experiences of Wage Theft
NC Justice Center Brief - Wage Theft: Undermining the Value of Work
[1] Bernhardt et al. Broken Laws, Unprotected Workers: Violations of Employment and Labor Laws in America's Cities.
[2] Ibid,
[3] NC DOL, Wage and Hour Division. Annual Report 2010.
[4] Special Data Request to NC Department of Labor, Wage and Hour Division.


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If you aren't FaceBook friends with Phil Terzian, the literary editor of the Weekly Standard, you're missing some of his best stuff (though he is responsible for this week's back-page Parody of Harvard's self-consciousness of the awkwardness new students face when the carry the burden of being Harvard students home with them for the holidays). But since not everyone can be FaceBook friends with everybody, here's a new FB post of his worthy of a wider audience:
[Phil Terzian] congratulates Taylor Swift on winning this year's Ripple of Hope Award from the Robert F. Kennedy Center for Justice and Human Rights in New York. When I think of 'human rights' and 'justice' I think almost immediately of Taylor Swift, followed by any member of the Kennedy clan.


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Jungian Personalitypes
02-09-2010, 05:20 PM (This post was last modified: 02-09-2010 09:43 PM by ebilekittae.)
Jungian Personalitypes
I'm not sure how well it's respected here, but I'm consistently in love with personality assessments. =P My absolute favourite one can be found here. By far the Jungian Personality Types Assessments are the most consistently correct and the most accurate (imo). Here are my results:
I - Introverted 100% (preferred to extraversion: INTPs tend to be quiet and reserved. They generally prefer interacting with a few close friends rather than a wide circle of acquaintances, and they expend energy in social situations (whereas extraverts gain energy).)
N - iNtuitive 75% (preferred to sensing: INTPs tend to be more abstract than concrete. They focus their attention on the big picture rather than the details, and on future possibilities rather than immediate realities.)
T - Thinking 12% (preferred to feeling: INTPs tend to value objective criteria above personal preference. When making decisions, they generally give more weight to logic than to social considerations.)
P - Perceiving 22% (preferred to judgment: INTPs tend to withhold judgment and delay important decisions, preferring to "keep their options open" should circumstances change.)
You can find info about your type on Wikipedia or by searching for the type via Google. Here's a small description:
Quote:Architects need not be thought of as only interested in drawing blueprints for buildings or roads or bridges. They are the master designers of all kinds of theoretical systems, including school curricula, corporate strategies, and new technologies. For Architects, the world exists primarily to be analyzed, understood, explained - and re-designed. External reality in itself is unimportant, little more than raw material to be organized into structural models. What is important for Architects is that they grasp fundamental principles and natural laws, and that their designs are elegant, that is, efficient and coherent.
[[source: here]]
I look forward to seeing you guys' results!
"It does feel like something to be wrong; it feels like being right." -Kathryn Schulz
I am 100% certain that I am wrong about something I am certain about right now. Because even if everything I stand for turns out to be completely true, I was still wrong about being wrong.
RE: Jungian Personalitypes
ISTJ (introversion, sensing, thinking, judgment)?
Wikipedia Wrote:In general, ISTJs are capable, logical, reasonable, and effective individuals with a deeply driven desire to promote security and peaceful living.Nothing new to me of course, I just think I like myself more now. Also Im surpriced how accurate the results were, of course a few of details were wrong.
RE: Jungian Personalitypes
I know my belief about this is probably not grounded in anything, but I always find categorizing myself into neat little spheres because of my answers to a finite amount of questions (some of which I am forced to answer one way or another, because there is rarely an indifferent option) severely limiting. I'd like to think of myself as an individual and thus exist in my own category that includes just me.
That being said...
I was an ENTJ (Field marshal). Of course, I never will agree with their judgement. Some of these questions were so vague that I struggled to come up with an answer that reflected my beliefs.
RE: Jungian Personalitypes
ENTP (Extraverted intuitive thinking perceiving) "Inventor"
Quote:Inventors begin building gadgets and mechanisms as young children, and never really stop, though as adults they will turn their inventiveness to many kinds of organizations, social as well as mechanical. There aren't many Inventors, say about two percent of the population, but they have great impact on our everyday lives. With their innovative, entrepreneurial spirit, Inventors are always on the lookout for a better way, always eyeing new projects, new enterprises, new processes. Always aiming to "build a better mousetrap."Inventors are keenly pragmatic, and often become expert at devising the most effective means to accomplish their ends. They are the most reluctant of all the types to do things in a particular manner just because that's the way they have been done. As a result, they often bring fresh, new approaches to their work and play. They are intensely curious and continuously probe for possibilities, especially when trying to solve complex problems. Inventors are filled with ideas, but value ideas only when they make possible actions and objects. Thus they see product design not as an end in itself, but as a means to an end, as a way of devising the prototype that works and that can be brought to market. Inventors are confident in their pragmatism, counting on their ability to find effective ways and means when they need them, rather than making a detailed blueprint in advance. A rough idea is all they need to feel ready to proceed into action.
"Owl," said Rabbit shortly, "you and I have brains. The others have fluff. If there is any thinking to be done in this Forest - and when I say thinking I mean thinking - you and I must do it."
- A. A. Milne, The House at Pooh Corner
RE: Jungian Personalitypes
I'll take this test later when I've got a little more time (just eating lunch at my desk now).
I will say in my professional life I've taken several of these types of personality tests and in the last 6 months I've had to do an entire "personality assessment" conducted by a consulting firm who specializes in this stuff to determine if I was the "right" person for a promotion (that I was not even aware I was competing for - the whole thing was sort of surreal). I agree with TA about being more, and less, then the sum of these tests but having been through several variations of these things I think they can be eerily accurate in determining, at least at a macro level, what your basic personality is.
Obviously we all have nuances to ourselves that transcend what a simple test can determine but in the context of trying to determine if someone is generally a good fit for a certain type of job or group or something like that, these tests can be fairly useful.
And, I was a huge cynic about this going into it and had very low expectations and was surprised by the accuracy of what I went through.
I know I was born and I know that I'll die. The in between is mine.
RE: Jungian Personalitypes
Quote:What does ones personality have to do with how good worker the one is?
It's not so much about personality in the sense of are you a nice person, do you have a sense of humor, etc. It's more an evaluation about how you think and problem solve, how you react to pressures, how you make decisions (and, for some people, will you make a decision - some people will not for fear of accountability), what kind of leader you are in terms of how motivate and manage people that work for you, are superior to you or are your peers. Understanding these things about people well help organizations fill leadership positions with the "right" people as opposed to those who do the best job managing up and kissing rear. In my work experience, a lot of people get ahead because they do a great job managing upwards while the rest of us are getting things done.
Like I said, I was a big cynic about all this when I get involved and I'm a general cynic about these things, but I was fairly impressed with the process and what they said about me. And, that was before it came out that I was one of the chosen future wunderkind to be pushed into these new bigger roles (for the same money, sadly).
I know I was born and I know that I'll die. The in between is mine.
RE: Jungian Personalitypes
I test ENFP pretty consistently. Hey.. is that shiny....
RE: Jungian Personalitypes
Introverted - 89%
Intuitive - 50%
Thinking - 75%
Judging - 56%
Nothing new for me.
I don't believe Jesus is the son of God until I see the long form birth certificate!
RE: Jungian Personalitypes
INTJ (introversion, intuition, thinking, judgment) - "Mastermind" heh heh
"Remember, my friend, that knowledge is stronger than memory, and we should not trust the weaker." - Dr. Van Helsing, Dracula
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Drug information provided by: Micromedex
Sargramostim is a synthetic (man-made) version of a substance that is naturally produced in your body called a colony stimulating factor. It helps the bone marrow to make new white blood cells .
When certain cancer medicines are used to fight cancer cells, they also affect the white blood cells that fight infections. Sargramostim is used to prevent or reduce the risk of infection while you are being treated with cancer medicines. This medicine is also used to help the bone marrow recover after a bone marrow transplantation, and for a process called peripheral blood progenitor cell collection in cancer patients .
This medicine is available only with your doctor's prescription .
This product is available in the following dosage forms:
In deciding to use a medicine, the risks of taking the medicine must be weighed against the good it will do. This is a decision you and your doctor will make. For this medicine, the following should be considered:
Tell your doctor if you have ever had any unusual or allergic reaction to this medicine or any other medicines. Also tell your health care professional if you have any other types of allergies, such as to foods, dyes, preservatives, or animals. For non-prescription products, read the label or package ingredients carefully.
Appropriate studies performed to date have not demonstrated pediatrics-specific problems that would limit the usefulness of sargramostim in children. However, safety and efficacy have not been established in babies younger than 4months of age .
Appropriate studies performed to date have not demonstrated geriatrics-specific problems that would limit the usefulness of sargramostim in the elderly .
Although certain medicines should not be used together at all, in other cases two different medicines may be used together even if an interaction might occur. In these cases, your doctor may want to change the dose, or other precautions may be necessary. When you are receiving this medicine, it is especially important that your healthcare professional know if you are taking any of the medicines listed below. The following interactions have been selected on the basis of their potential significance and are not necessarily all-inclusive.
Using this medicine with any of the following medicines is usually not recommended, but may be required in some cases. If both medicines are prescribed together, your doctor may change the dose or how often you use one or both of the medicines.
Certain medicines should not be used at or around the time of eating food or eating certain types of food since interactions may occur. Using alcohol or tobacco with certain medicines may also cause interactions to occur. Discuss with your healthcare professional the use of your medicine with food, alcohol, or tobacco.
The presence of other medical problems may affect the use of this medicine. Make sure you tell your doctor if you have any other medical problems, especially:
A nurse or other trained health professional may give you this medicine. Your doctor will prescribe your exact dose and tell you how often it should be given. This medicine is given through a needle placed in one of your veins .
It is very important that your doctor check your progress at regular visits to make sure that this medicine is working properly. Blood tests may be needed to check for unwanted effects .
Tell your doctor about all the other medicines you are using, especially if you are being treated for cancer. This medicine should not be given at the same time as chemotherapy or radiotherapy or within 24 hours before or after you receive your cancer treatment .
Along with its needed effects, a medicine may cause some unwanted effects. Although not all of these side effects may occur, if they do occur they may need medical attention.
Check with your doctor immediately if any of the following side effects occur:
Get emergency help immediately if any of the following symptoms of overdose occur:
Some side effects may occur that usually do not need medical attention. These side effects may go away during treatment as your body adjusts to the medicine. Also, your health care professional may be able to tell you about ways to prevent or reduce some of these side effects. Check with your health care professional if any of the following side effects continue or are bothersome or if you have any questions about them:
Other side effects not listed may also occur in some patients. If you notice any other effects, check with your healthcare professional.
Call your doctor for medical advice about side effects. You may report side effects to the FDA at 1-800-FDA-1088.
Portions of this document last updated: March 01, 2017
Original article: http://www.mayoclinic.org/drugs-supplements/sargramostim-intravenous-route/side-effects/drg-20071597
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Obama's health care law on trackBy NOAM N. LEVEY
Tribune Washington Bureau
November 08. 2012 11:27PM
WASHINGTON - President Barack Obama's victory all but assures that his landmark health care law and its guarantee of insurance coverage for all Americans will be implemented, essentially putting an end to the Republican campaign to derail the law.
Starting in 2014, millions of Americans should be able to get health insurance for the first time. Millions more who don't get coverage through work should be able to buy a health plan that meets new basic standards.
"It's all over but the shouting," said Families USA Executive Director Ron Pollack, an influential consumer advocate and leading champion of the law. "What was very questionable at the start of the year has been settled. ... The Affordable Care Act will be a permanent fixture of the American health care system."
That outcome - which seemed almost unimaginable this spring when the Supreme Court considered whether the law was constitutional - puts immediate pressure on many Republican state leaders who fought it. They must decide in days whether to implement it or have the federal government do it for them.
Tuesday's results also present Obama with a new set of challenges as he tries to fulfill the promise of his signature legislative achievement, the biggest expansion of the social safety net since Medicare and Medicaid were created in 1965.
Federal and state officials nationwide must create systems to handle millions of new insurance customers. Key will be setting up insurance marketplaces, known as exchanges, in every state by next October.
And Obama will face renewed pressure to scale back the law as Congress tries to rein in federal budget deficits.
The act authorizes more than $1 trillion in new federal spending over the next decade. Although that is offset with new taxes and other spending cuts, critics say the law's program to provide insurance subsidies to households making up to four times the federal poverty level - or about $90,000 for a family of four - is overly generous.
At the same time, health insurance companies, hospitals, employers and other interest groups are gearing up lobbying campaigns to modify the law, parts of which threaten to push up health care costs.
Also unclear is how the administration will contend with GOP governors who continue to resist the law and may spurn hundreds of billions of federal dollars to provide insurance coverage.
Several states, including Texas, Florida and Louisiana, have indicated they will not open their Medicaid programs in 2014 to cover all low-income citizens. Most states - including those with Republican statehouses -are expected to expand Medicaid because the law provides hundreds of billions of dollars in federal money.
The President could face even more resistance to the law if insurance premiums and other medical costs continue to rise in coming years, undermining a pledge he made in pushing for reform.
"It will be full-speed ahead with implementation. But there could still be some rocky going," predicted Dean Rosen, a Republican health care lobbyist and onetime aide to former Senate Majority Leader Bill Frist.
James Capretta, associate director of the White House Office of Management and Budget under President George W. Bush, said many conservatives would not stop contesting the law. "The fight over the size and scope of government will continue," he said. "Giving up is not an option."


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Stem Sellouts
How principled are opponents of scientific research?
Motivated in part by his own affliction from Parkinson's disease, Michael Kinsley's piece on "what pro-lifers are missing in the stem-cell debate" elicited a passionate response in Read Me.
Rejecting Kinsley's straw man argument "that all or most opponents of such harvesting equate a microscopic embryo to an adult human life," RoboTombo instead draws a moral line "between producing embryos with the intent of destroying them (stem-cell research) and producing embroyos with the intent of producing a human life (fertility clinics)."
TheRanger notes a contradiction in Kinsley's "attempt to dehumanize the embryo. He vainly tries to couple sentience to the beginning of life while at the same time claiming that nobody can define when life begins." For skruuball, "those who oppose stem-cell research on the basis that life begins at conception" while praising the work of fertility clinics are the ones guilty of inconsistency, "as the number of embryos destroyed during the in-vitro process dwarfs the number that would be destroyed during the harvesting of stem cells. However, coming out against fertility treatments is not nearly as politically expedient."
In her opposition to the destruction of all embryos (even for ostensibly good causes), MaryMack3897 makes this broader claim: "Pro-choice proponents are really pro-self proponents. They do not endorse the practice of letting everyone make choices for themselves, because they support practices such as abortion, which prevent the formation of free-will from ever occuring."
Xando places "the burden of proof on supporters to prove that stem cell research is a valuable use of government funds." Criticizing the practical effect of such a position, lucymom contends that "blocking government funding … will stop many of the best scientists from doing this research. It is very difficult to conduct high level science with private funds for many reasons. Stopping public funds is a way to reduce the amount of research done and the opponents know it." engineer counters:
…if there is really a big payoff, wouldn't the private sector be investing in this as a cure for Parkinson's, nerve damage, etc.? I imagine Mr. Kinsley and other sufferers would gladly pay for a cure.
Stem cell science is at the basic stage and does not justify spending much public money. We lose many more people to heart disease, traffic accidents, drug addiction and mistakes in hospitals. Those areas are not very sexy, but have a large impact on public health.
The stem cell issue may end up like breast cancer, but with its own color ribbon. Lots of money will be spent with little reduction in the leading causes of death and sickness.
Speaking of public funds for stem-cell research, you can find out the latest on California's Institute of Regenerative Medicine (funded by voter-approved Prop. 71 in Nov. 2004) here. AC … 11:47am PDT
Wednesday, July 3, 2006
One of the week's consistently smartest discussions has been taking place in The Highbrow Fray. Meghan O'Rourke started brains a-churning with her nuanced analysis of Linda Hirshman's Get to Work: A Manifesto for Women of the World.
For many readers, the central point for debate is the definition of a "good" life. MutatisMutandis argues that Hirshman's argument is rooted in status quo feminism:
Despite any possible hullabaloo from the conservative side, in essence this is a Conservative position with a capital C, and not a radical one. It involves implicit acceptance that society will largely stand as it is, namely materialistic and careerist, and explicit acceptance of its norms: Only people who make (a lot of) money have really "valuable" lives. And therefore Hirshman requires that women do more to conform to the demands of this society; she is not set about changing society itself.
Carstonio speculates that "Hirshman is really a mole for anti-feminist groups."
Can one only change a careerist society by infusing its icy materialistic heart with humanist sentiment? seg makes a good argument that this is so:
Women may have entered the workforce, but corporatist culture has done little to accommodate the needs of the family in response. Maternity leaves are miniscule when given, and often result in demotion. Paternity leaves are nothing more than a joke—men do not have the choice to spend adequate time with their families. Clinton's family leave act was controversial, charged with "hurting business". Safe, affordable day care does not exist for most of the country's employees—and as I'll return to in a moment, day care for most is not a choice, but a necessity. Working hours in the United States grow longer, not shorter, leaving little time for our families.
In my opinion, it would be in everyone's best interest if this culture could change—men, women, and certainly children. But if the culture is going to change, then somebody is going to have to force it to bend. When women opt out of the work force, they strip themselves of the economic power to make demands. Why should corporations listen to us if we're not of some value? Only by staying in the work force can we earn real power, And have a fighting chance to really create family values.
What are the moral hazards of pursuing material success? rundeep provides a stark illustration of ambition's conflict with idealism:
To act as if women have not made significant strides in the professions and in business in the last 20 years is just plain unrealistic. But here's another nasty little fact: women are often the biggest stumbling block to other women in the workforce. "You wanted your babies, now you stay home with them" is something I have heard from people who would otherwise happily declare themselves feminists. Or it's more insidious. A good friend of mine, ostensibly a decent person, objected when women at her firm elected to tack their four-week vacation onto her 12 week paid maternity leave. She led a fight to force these employees to take vacation at some other time during the year because it was intended to reward work and not motherhood. So I wouldn't be so complacent about "women encouraging women" in the workplace, especially if one-half of them are moms and the others aren't. Indeed, if Hirshman were the CEO, do you have any doubt that she would fail to promote women who elected to spend "too much time" at home.
For a truly galling anecdote of professionalized misogyny between women, check out candoxx's testimonial account. But nixie_watervixen notes one way in which women who don't work professionally subtly demean their professional counterparts:
I think that women who accept jobs and school spaces and plan to leave before they enter these schools and the prestigious jobs right after them, are doing a major disservice to the women in this country. They are reinforcing the idea that women are not to be seriously considered for demanding, high-powered careers because it is unlikely that they will stick with those careers anyway.
If women should be redoubling their ascent of the corporate ladder, several despondent men seem to be on the verge of hurling themselves off. TJA writes:
I'll tell you right now, having a choice IS liberating. How do I know? I am a man. I HAVE no choice. I feel limited and imprisoned. Society tells me I must work and can never take time from SUPPORTING my family in order to BE with my family. I would LOVE to have this choice that the feminists so easily dismiss as a mirage.
Several writers offer insights to illuminate the caste bias behind the valorization of success. tkropp notes that most people "have been firmly ingrained since [childhood] that a person's duty was to family first." A female attorney, whits, observes her husband's career pains from staying at home, concluding "insisting that women work 'for the good of equality' is both short-sighted and ignores the fact that this is a stay-at-home parent problem."
Might work-force feminism ask more of some women than they are prepared to bear? BZL presents with symptoms:
How would this author counsel a woman who, like me, lied in bed sleepless at night hating her place in the all-empowering "corporate" world, starting to imagine herself like a little squirrel on a wheel. And how did I get myself into that endless pit to begin with? By believing crap like this, that it was more important to pretend I was happy in the corporate world rather than develop my own less financially rewarding interests.
She might find a sympathetic physician in lyn_vla, who reports: "I will be taking a year off next year after residency and may never reach my career potential, but I am exhausted and will happily put my own needs and those of my family above the cause of feminism."
Probably the best summary of the anecdotal arguments' abstract implication comes from jeejee:
There's not a lot of room for the success of the type of feminism O'Rourke is fawning over. Are feminists really going to convince women to abandon their preferences/choices and overcome their sense of obligation to their families... all in service to some abstract idea that doesn't seem to be much in favor anyway? Will women really sacrifice their choices only so future mothers are denied an option they themselves appreciate? Not in a million years.
In fact, the most common philosophical objection to Hirshman's position seems to come from the classical liberal view that only personal autonomy can secure the collective good. ElbowRuum, autonomous ideologue, argues:
The only kind of feminism is the "choice" variety. What Hirschman is pissy about is that feminism empowers individual woman to have choices in how and why to live their lives where that choice didn't exist before. What it ISN'T for is to turn females into a unified bloc, which consequently is where her vitriol comes from against the stay-at-home moms.
For a grab bag of other great posts, I recommend Bromba's financial analysis of day care for low earners and littlelawyergirl's questionable analysis of welfare's fiscal advantages. Houdini has an intriguing insight about increasing longevity's role in this debate. Ravnwing offers a historical survey, positing that the discussion of women in the workforce only makes sense in the context of a vanishing deviation from "the historical norm for women to work." I also recommend this excellent post from srcichterstl, showing how alienating the entire discourse of choice can be for those of us living accidental lives.
If you're looking for something to do between World Cup matches this weekend, you should definitely spend some time in The Highbrow Fray. GA … 4:30pm PDT
Thursday, June 29, 2006
Barbara Ehrenreich and Jason Furman's weeklong epistolary exchange on the morality and economics of Wal-Mart's labor policies generated passionate debate.
Human contemplates a "perfect liberal dream" scenario in which "Walmart arbitrarily decided to increase their worker's pay by $2 an hour … funded by a voluntary pay cut by top management" and the attendant consequences:
Say a Wal-Mart worker has been taking some classes and learning some new skills. This guy was making $7.50 an hour before the arbitrary Wal-Mart pay increase, now he's making $9.50. He sees a job opportunity that is slightly more skilled than his current one, a job in which he can use his newly learned abilities--but this job only pays $8.50 an hour. Perhaps it's a job in a small business who's owners can't afford to simply give away free wage increases.
So the guy continues working at Wal-Mart. The $8.50 job goes unfilled, a casualty to the Wal-Mart job that is only worth $7.50 but is overpaid at $9.50.
Society loses that $1.00 an hour of extra value that would have come from the job switch. In other words, the more skilled job that would have provided more benefit to society is lost to the less skilled job.
But the problems don't stop there. Now consider a new entry to the workforce who is willing to work for 7.50. If Wal-Mart hadn't arbitrarily raised wages, that extra-skilled guy would've left and the new worker could have taken his place. But they did, so she loses a job opportunity…
Capitalism is a good system because it is an efficient system. When everyone works for their value, no more and no less, the total wealth of society goes up. Yes, there are problems. Wal-Mart workers should be able to live better lives. But these problems are best solved by government acting as much outside the economic system as possible, not by big business arbitrarily raising wages.
run75441 has this rebuttal: "Walmart make it a point of underpaying and directs its workers to medicaid and other welfare programs to make up the difference. Society loses more than a $1 and it pays $3 per hour to subsidize Wal-Mart employees with benefits unpaid by Wal-Mart. Don't you agree? Why should I subsidize Wal-Mart?"
Martin_Straub points out as a practical matter that pay increases are not at the whim of management but up to shareholders and concludes with this caveat: "The idea of punishing the most successful company is extremely counter-productive. It shrinks the whole pie."
Having "been one of the working poor all my life," Sewells1951 thinks that the so-called progressive agenda, aimed at "making life better for the working poor … for 40 years now," is in need of rethinking:
How long are we supposed to wait for Roosevelt's New Deal and Johnson's Great Society to pan out? Instead of making things better for the working poor, what it has yielded is health care that only the affluent can afford and a wealth distribution curve that is growing more skewed every day.
Theory is indispensable but at some point one has to pay attention to the exprimental results and when they aren't what one's theory predicted then one simply must recognize that one's theory needs revision.
For amykate, a missing point in the debate is location, location, location:
People from cities often don't understand this, but those in rural areas have nowhere else to buy things, low cost or otherwise. Walmart has succeeded because it puts stores in places that need both places to buy things and jobs for workers. Many towns are thrilled to have any jobs at all and low prices are a bonus.
I live in a small town (around 10,000) surrounded by hamlets so small they don't even rate dots on a map. The nearest mall is 35+ minutes away. If I want groceries or painting supplies or a ceramic elephant, I buy them at Walmart because there are few, if any, other places to buy it. I would love to rail against the dominion of box stores or about how Walmart is driving down wages, but can't because I'm too happy that I can buy what I need without making a 3 hour sojourn across the state line and that a few hundred people in my town have jobs.
On a related note, Sibyl_Vane wonders what will happen to Wal-Mart's "market share as the diffusion of technology and knowledge allows rural Americans to purchase goods off the internet instead of relying solely on the Wal-Mart store that serves 3 counties."
For a fascinating article on the influence of Ozark culture and its "brutal hill-country society" on the present-day corporation, read Simon Head's 2004 article from The New York Review of Books. AC ... 6:09pm PDT
Thursday, June 22, 2006
In Best of the Fray, switters has produced a parodic masterpiece capturing the essence of Fray life and culture. Coinciding with the 10th anniversary of Slate, it seemed worthy of reprinting here in its entirety, with one modification: the neologism Enterfraynment Tonight© has been provisionally trademarked. Here goes:
Ready for "the new look"? Didn't think so.
With a new makeover for Slate comes a new makeover for The Fray. Sassy, hip, fresh, "phat" boards. And we here at Enterfraynment Tonight© couldn't be more excited about them. So here's a sneak peek at some of the things on tap for Slate's loyal readers, and our "new blood".
Reality Roundup, focusing on today's most important reality television shows, will be linked to articles reviewing, recapping and re-inventing reality as we know it, at least on our TVs. Good times!
Obituarfray will help regulars keep track of who's dead but still manages to find time to post, and help make our new readers aware of the fact that some people here (most?) are truly troubled.
Go Fuck Yourself will tackle everyday life encounters with grass roots issues that really hit hard on the home front and come out smelling fresh on the other side.
Quake 3 Frayrena will be a one-on-one venue for flaming, complete with play-by-play "sidebars" by the editorial staff who announce the winners after all the spittle has settled.
I Write The Songs That Make The Whole World Puke, dedicated solely to the creepily insane army of Barry Manilow fans, or "Fanilows", will allow you to make fun of him and them. [!!!Warning!!! Extreme density of earworm prevalence makes this board highly volatile, and the editorial staff highly recommends blasting Led Zeppelin's epic Presence whilst visiting.]
Vanity Not Fair, dedicated solely to the creepily insane army of Vanity Fair fans, or "Fair Weather Friends" (ourselves here at EFrayT included), will allow you to make fun of it and them. One special feature of this board will be links to pictures, say, of Dominick Dunne's head on Kate Moss's body, and the like. Let the hilarity ensue!
Issues surrounding today's parents will be highlighted in Hey Dumbass!, a new board where readers can explore the problems of kids having to grow up too fast, or not at all, and why the little brats have such an acute sense of entitlement not seen since the civil rights movement.
Shoot&Scoot, utilizing our patented new Censorizor™ software, will allow only "eom" posts. The soul of wit may be brevity, but a well-timed "drive-by" has been known to take out more than a few innocent bystanders.
Hegel And Bagels will feature a weekly Monday morning breakfast breakdown of Germany's favorite omni-cosmologist, not to mention purple onions, cherry tomatoes, cream cheese and salmon! It's BYOBagel, though.
We're really excited about The Yammering Cunt, which, through the magic of our other patented new software program, ScourMate3000™, will earmark posts made by the "challenged" amongst us, yank them out of the other boards, and place them all in one convenient location for us to pour over and enjoy for days on end, and really feel better about ourselves.
The Golden Age will give old-schoolers a home to relive their glory days of yore, when The Fray didn't suck. Cross pollinated with Nursing Home Nabobs, this should help keep the fast-moving boards free from the clutter of thoughtfulness, and hopefully will cut down on the intellectual incontinence of spammers. (Speaking of which…)
Cut&Waste, using a technology similar to that of ScourMate3000™ called ZZZZZZZZZZZZZZZZZZap!™, automatically, well, "zaps" posts that are little more than copied articles on other internet fora, usually msnbc.com, thus eliminating the much unnecessary middleman. Hey, isn't that what we're after: a clean Slate?
Gay Jew Central, Slate's foray into all things conspiratorial, will cover everything from the latest trends in fashion, banking, and what it's really like controlling the course of world events from a hermetically sealed killer 3 bedroom/2 bath "apartment" deep within the core of our planet, earth. We're hoping GJC will make The X-Files look like The Parent Trap (the original, with Hayley Mills) and help reveal the anti-semite in all of us.
Dickhead, which, it turns out, you can say on National Public Radio, which Bob Garfield of On The Media did three weeks ago, will be devoted to discussing NPR personalities, their hobbies, and various and sundry Ann Taylor soup recipes. (Speaking of which…)
What's For Supper? will be devoted to castigating France for being French with a zealousness heretofore not seen on these boards. But know that there will probably be no shortage of references to that one movie, The Freedom Connection, or that other movie, The Freedom Lieutenant's Woman, or to the lovable character on the old Brian Keith TV show Family Affair, "Mr. Freedom" [www.eyeonsoaps.com]. Viva la Freedom sur la Marche! (Speaking of which…)
Go Play In Traffic won't be so much a board as it will a complicated system of links and portals that will open up dozens of hardcore porn windows just as your boss walks by. Oops!
Be on the lookout for Regulation Hottie Retard Smackdown, the board to which posts made to an article stupidly linked to the "front page" of msn.com are redirected, posts which are summarily heckled to within inches of their lives by the likes of fraybabes rundeep, bright_virago, et al. Don't get it? Okay. Say poor Troy Patterson, Slate's go-to TV guy (and a great writer to boot) has the unfortunate assignment of writing about the upcoming Beverly Hills 90210 Reunion Show. Some nimrod editor links it on the msm.com front page, and faster than you can say, "Try thinking with your mouth closed," every idiotic retard with a modem is posting anything and everything that crosses his or her walnut sized brain. E.g. "I better Melrose like than Code now even more with Jason Prester have logs on yummy hair"; "BRING IT BACK FOR GOOD!!! BEST SHOW EVER YES!!!"; "blothle snork taff mulket lurbie…" &c., and on. You just want to shake these people. And that's the beauty of it. You don't have to. What you can do is sit back enjoy the show when deep and bright do the smacking for us. Thanks, lovely ladies!
Meat Locker. This one's a standalone. We're just gonna see where it goes with a name like that. We're hoping it creates the same sort of confusion Heavy Petting did when we launched that board. Hot stuff!
Then there's Yahtzee, about board games. In every sense you want to interpret that.
And, of course, swittersville, Population: Funny! (note that I'm the only one who gets italics in his/her title), a new board linked to my flagship column about all things southern – with lots of racism, bigotry and profanity.
But we don't want to give away too many secrets!
Yes, we here at Enterfraynment Tonight© are pretty dagnabbed excited about Slate's, and The Fray's, new look. You should be, too. Because when things get "a new look", it usually means that they're "taking something off the menu" that you really liked.
In the words of topazz, "we're not worthy." Contribute your ideas (legitimate or otherwise) for a Fray face-lift here (for BOTF-eligible) or in Slate's 10th Anniversary Fray. AC … 12:51pm PDT
Wednesday, June 21, 2006
Reactions to Apple's latest spot, reviewed by Seth Stevenson, brought out strong feelings of operating-system partisanship and rivalry.
This, despite the fact that the distinction between Macs and PCs has diminished somewhat with the former's adoption of the Intel processor, as carmen2u points out. Au contraire, saysmelvil: "new Windows that may be available by this time next year (after they beta test it on a million suckers) will be a slavish imitation of OSX."
PasadenaJake summarizes the shortcomings of Apple's ad in this way:
Apple plays to their stereotype while turning off the corporate buyer, me. This campaign gives me no reason why I should have the technical department switch wholesale to Macs. Sure, Windows can be installed on Macs, but I've got a guy who installed OS X on a PC and without having to turn it off and on to run the other OS. Show me a Mac that can do that. Show me a Mac that can run cost-efficiently in the corporate world. Show me a Mac used by somebody you would want to hire. IOW, do not show me the smug, unshaved, yesterday's clothes wearing Justin Long telling me about the PCs of eight years ago.
Self-appointed MacAdvisor rises to PJ's challenge and makes a plug for Parallels Desktop, which "can have both Mac OS X 10.4 and Windows running at the same time, switchable between both, with copy and paste functioning. It is far superior to Bootcamp from Apple." To show how serious he is, MacAdvisor is willing to quit his current job "with two-weeks notice" and offer tech support services exclusively. Interested parties can respond here.
While noting that Macs are already the environment of choice for advertising, graphics, and publishing, -Isonomist says that their appeal for everyone else is primarily cultural, not technological:
Mac users are in love with the iconoclast idea, though, and that's where the new campaign comes in. This is the Big Brother campaign of the 21st century: more subtle, less brash, but the same message: only doped up clones would do the PC thing, and hip folks are on Macs. Preaching to the choir, yeah, sort of. But when I see writer friends showing off their new iMac (or insert any Apple product), which is (for them) basically going to serve as a word processor (it may as well be a Lanier) and maybe a DVD on the plane, some Internet porn downloads, what have you-- I can only think that whatever Apple thinks it's doing, people are digging it.
For Rhonda25555, Apple's mean-spirited campaign backfires completely, as "these ads only cement my allegiance to the PC more firmly. A serious miscalculation on Apple's part: when they designed these ads they created a likable underdog, forgetting that people like to root for the underdog."
Shokanso pointedly disagrees with Stevenson's grade of C:
The beauty of the spots is that they're NOT mean spirited. The Windows guy isn't a villian. He's a nice guy, but he's a bit nerdy. He's a buttoned-up business guy (maybe because 99% of businesses are running Windows?) The Mac guy is all about cool media stuff (music, photos, videos) because Apple has spectacularly simple, elegant applications for these.
The Mac brand is young, hip and fashionable. The PC brand is... oh wait, there isn't one.
I think an ad that makes its point brilliantly, no sets, no effects and no product shots whatsoever, is worth an A, not a C.
Where computer malfunction is involved, NeoModerateRevolution and Isonomist reduce the Mac vs. PC debate to a choice between "the spinning wheel of death" and the "frozen screen of death," respectively.
Take sides in Ad Report Card. AC … 11:50pm PDT
Saturday, June 17, 2006
Sometimes, what's good for the Fray is very hard on your poor Fray editor. Emily Yoffe's provocative article on the parenthood debates, "My Mommy War," generated hundreds of responses. Even more daunting, the level of discussion in our Hey Wait Fray has been higher than any I've seen before. Apparently, almost everyone has been either a parent or not—and nearly all have something lucid and interesting to say about it. This synopsis can barely scratch the surface of the great material in our Hey Wait Fray.
Many readers of the original controversial Dear Prudence column kept their criticism focused on a procedural point—that it is inappropriate for an advice columnist to disregard the premises of a letter-writer's complaint. Gilker_Kimmel writes:
I am a father of two. [...]. I love my kids dearly and have loved being a father from the first breath they took. But that didn't touch my decision to have a vasectomy shortly after my second child was born. [...]
Even at that, we have had to endure the same stupid pressure to reproduce that originally sparked the letter. People who do not wish to have children, shouldn't. They shouldn't be pressured, they shouldn't be cajoled, they shouldn't be urged. Period.
It's true that the letter writer was asking for advise - on how to deal with egregiously rude advise. That doesn't open the door for heaping on additional egregiously rude advise.
But does rude advice call for rude response? Reader j_snare shares his polite correspondence with Yoffe:
I was one of the people that did write to Emily. [...] Emily was overly thankful for the tone of my response, based on her words and tone in her reply back to me. What I was able to gather was that a huge number of people were terribly rude. She didn't agree that my wife and I shouldn't have kids, but she also didn't press the issue. The way she phrased it, I was happy that we could agree to disagree. [...]
So come on people, cut her some slack. Emily is a human being with real feelings. If you want to send her a hurtful note, keep in mind that she may be getting hundreds of such notes, and that getting such a strong response can be somewhat upsetting, especially considering the volume. Keep the tone civil and respectful, and I assure you she will do the same.
Many readers seem to find the topic of parenthood quite personal (go figure). The Fray abounds with testimonials of the precious antics of toddlers and the accomplishments of the childless. But, as wif notes, personal experience makes for a poor rhetorical tool in such discussions:
Without hesitation, I can say that having children is the best thing I have done in my life. I am all for reinforcing and encouraging people who need it to take the step. But what's great about the experience cannot be conveyed in short, simple anecdotes which often grate like cell phone ring tones. It is a series of small often forgettable, often unnoticed details and psychological repositionings that add up to a rich, full life. In miniature it requires the talents of a poet. Expanded, it takes the sensitivity of a novelist.
Like kolmogorov,who finds evangelizing the childless "like trying to convince someone that life-after death is better than life—just follow me across the threshold on faith," many readers express frustration at their inability to persuade the childless that a change of mind will lead to a positive experience. But, as with lee63, many of those who have opted not to breed resent the idea that they are ignorant of what they've forsaken:
I was angry by the response Prudence provided because I know how it feels to have EVERYONE second guess my decision. I don't understand why people think the decision to not have children is this sudden thing that came about with no thought. Sometimes I think I'll scream if I hear one more person tell me I can adopt, or tell me a story about a 45+ women who had a baby. I know what's available out there, but I also know me and having a child is not the right thing for me. When someone goes on and on about why I should have kids, it's the same as coming out and saying "you are wrong" and I find that offensive. I say hats off to all the parents in the world AND to all those who will not have children. There are ups and downs either way.
Some posters make a valiant effort to shift the discussion into a more neutral gear. rufus thinks the whole debate is pretty bizarre:
There is a middle ground between loftily deriding childraising as a mountain of diapers and insisting on its being an extremely expensive exercise in providing only the best and purest to an extension of oneself. It is actually possible to take it easy, push a baby around in a ratty old stroller, avoid worrying about the purity of every particle that comes into the baby's airspace, and not spend every night worrying about whether Junior will make it into Harvard. The child often enough ends up healthy, without allergies to every earthly substance, and relatively free of neuroses. [...] The whole Breeder/Proud Singles problem is pretty exclusively American, perhaps a product of everybody's need to justify exactly why they've chosen their way of life. But who really asked for a justification?
switters, who is pretty bizarre, captures a central irony of the whole debate:
Having children today could quite possibly be the most pure, unadulterated form of optimism, hope, and belief in our inherent goodness, and, in another sense, the closest we approach the divine in all of us. Or it could just be a broken rubber. Jury's still out.
For many other posters, the debate over child-rearing is political. 3dogs suggests licensing parents. Jaque argues that those without children should pay more to society. By contrast, yerevan believes he's subsidizing middle-class brats:
People who have had children should not place the burden of their personal choices on the rest of us. We should not have to work overtime because they want to go to a kid's school play. We should not have to pay extra to cover their family's health insurance. And if people get rebates from taxes to pay for private schools for their kids, then singles should get a rebate as well for having NO kids in the public school system. [...]
I'll be damned if I should support the personal lifestyle of the middle classes. You want the kid - then pay for the kid - with your time and money.
One of the stranger lines of argument is that parents must breed their politics into the next generation. Chauncy writes:
My wife and I are not "mindless breeders" We are educated, well-traveled, and involved in the community. Those that would judge me for having children remind me of the morality police from the right wing. Just because the decision to remain childless is not based on the Bible does not make it any less offensive to impose your beliefs on the rest of society. [...]
[Besides]; who is going to carry on the fight against environmental destruction and conservatism if the Republicans are reproducing like mad and the self righteous left quits making babies? I'm not saying that you should have kids just to win a few seats in congress, but political opinions are shaped in the formative years just like anything else. The world isn't going to get less lousy if you let the other side have all the kids and shape the values of our young people.
Xando finds such talk patently silly:
I can't tell you whether or not you should have children. But I can tell you that if your list of reasons for not having children contains silliness like social policy analysis, you need to seriously reconsider how you're making such decisions.
There are also many threads that elude easy categorization, such as the parenting insights of Caromer:
I agree somewhat with the characterization of us reproducers as breeding morons. Why do we do it? Because we are programmed to do it. For the future, not for us. For our children.
Children are one of the creations that people put their lives and hearts into; art, the house, a love affair, a piece of carpentry or music. But unlike those things, which are made to have some purpose defined and centered around you, the creation of a child is mainly a gift of life to the child. So, the motivations of the creator are secondary. That is why reproduction is truly selfless and somewhat moronic. Sane people do not create things unless they have a purpose to them. The main beneficiary of a child is not the self, but the child. Sure, there are joys, but there is heartache too. There may be another hand to work on the fields, but there's two more mouths to feed; the child and the pregnant spouse. And the child does not serve the parent. It's a constant one way pouring of effort.
If you have the time, you should check out some of the other excellent posts in the Hey Wait Fray. GA … 2:30am EDT


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Group Visits
Woods Hole is home to several ocean-related research institutions, among
them are the Woods Hole Oceanographic Institution (WHOI), the Marine Biological
Laboratory, and the National Marine Fisheries Service, which is part of the
National Oceanic and Atmospheric Administration. Each year, thousands of students
and special interest groups come to Woods Hole to learn first-hand about the
ongoing work in this hub of marine research.
The WHOI Exhibit Center provides a window into the research conducted at the Woods Hole Oceanographic Institution. We will help groups of 10 or more arrange a visit to the Center and provide information packets and maps in advance of your visit. We can also make suggestions on how to coordinate your visit to the Exhibit Center with trips to other Woods Hole-based research institutions.
Presentations at the Exhibit CenterGroups visiting the WHOI Exhibit Center can enhance their visit with a presentation by a WHOI docent. Group presentations orient visitors to what they will see and learn about in the Exhibit Center and provide an overview of the work conducted at WHOI, from marine biology to ocean engineering.
Presentations run approximately 20 minutes and are highly recommended for visiting groups. After the presentation, the WHOI docent will be available to answer questions as your group views the exhibits in the Exhibit Center.
ContactIt is highly recommended that reservations for group visits are made as far in advance as possible, as space is limited. To begin planning your group visit to Woods Hole, contact:
WHOI Ocean Science Exhibit Center
15 School Street
Woods Hole, MA 02543
(508) 289-2663 or email email@example.com


text:
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Home / Boxing / TRAINING EQUIPMENT / Speed Bags & Accessories / Speed Bag Platforms / Ringside Heavy Duty Speed Bag Platform
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General News
: Local News
Northwoods Cattle Rescue One-of-a-Kind in the State
Submitted: 04/30/2013
- Humane societies care for as many dogs and cats as they can, but what about larger animals-- like cows, or horses? That's where Bill Blemke comes in. "Some of the situations we take these cattle out of, and horses... No feed, they have no dry place to lay, they're laying in their own feces… for months. No water. It's terrible," said Blemke.It's clearly illegal to treat a dog or cat that way. Farm animals though, don't have many advocates. Bill Blemke couldn't believe the "Dairy State" had no rescue group for abused cows, so he started one. For now he works with family farmers to place animals he's rescued. "If Bill didn't bring him I'm sure he would have been dead," said Vi McCrystal, referring to the cow leaning into her to have his face rubbed, When he came to us his knees were bulging, he just really was in a bad way," McCrystal care takes and helps rehabilitate animals for Cattle Rescue Inc. Bill wants to stop that kind of abuse in the first place. He feels every animal should have a chance at a healthy productive life. Once these animals are healthy, most will go back to agricultural use. To make this rescue work though, Blemke needs some serious fundraising."We need $500,000...Times are hard, I know people, it's hard for them to open their pocket. But there's also people out there with big hearts that do have so money, so they might be able to help," he saidIn Bill's mind, animal abuse is not just wrong, it's wasteful. He wants his rescue to serve as many purposes as possible. "There's a lot of hungry people in the state of Wisconsin. If we can take them [older dairy cows] just for hamburger for the food pantries it'll put a big chunk into the economy just for those people alone," he said.Bill wants high school students interesting in farming to get hands on experience caring for the animals. He also wants to repurpose horses and other animals rescued to therapy barns.
Written By: Kailey Burton
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FORT KNOX, Ky. – A man has been charged with murder in the shooting death of a civilian employee at Fort Knox.
A Thursday federal court filing by the FBI says Marquinta E. Jacobs fired a .45-caliber handgun at the victim, "striking him several times." It says a witness saw the Wednesday shooting after Jacobs and the victim had a verbal exchange in the parking lot of the Army Human Resources Command building on the post at Fort Knox.
Investigators found eight shell casings at the scene.
A criminal complaint filed in U.S. District Court Thursday says Jacobs fled to his mother's house in Portland, Tenn., but he was not there.
Fort Knox officials said a suspect wanted for questioning was apprehended Thursday in Portland. They identified the suspect as a Fort Knox soldier.


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Around Town
Get started with Cappex to compare the Niagara County Community College weather with your hometown!Create an account now!
Find a quiet spot in the library and read a book in a comfortable chair.Read More
Go to the falls and go out to eat.Read More
Join a club or organization, get involved and you will have plenty of fun.Read More
play sports and stury.Read More
There are tons of extracurricular activities and clubs to participate in as well as a great selection of sports teams to choose from. Being in between the cities of Buffalo, NY and Niagara Falls, NY and also minutes from the Canadian border give students many options of things to do during downtown time. There are always concerts,comedy events, Buffalo Bills events, Buffalo Sabres events, Darien Lake Theme Park events,....etcRead More
Lots of clubs! The only one I ever made it into was the Art Guild and became the president for a semester as well. fundraising a feild trips for all students.Read More
library, gym watch tv, eat nothing ...Read More
There's plenty of fun to get involved. There are many clubs to get into like Foriegn Language, Disability Club, Student Programming Board, Human Services Club, Student Life, etc... All these clubs have so much going on and the events are usually posted up on posters in the hallway, so keep your eyes open. Most events are free, sometimes it's nice to let off some stress and have fun. Plus, sometimes there are free food/drinks/prizes to get if you participate. There's a small arcade area in the cafeteria and a bowling area ($1 per person and a student ID is required).Read More
Racket Ball!!Read More
Play pool, go bowling, watch sporting events.Read More