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Our expert views
Innovative products with impact. Driving positive change.
As the world's largest wealth manager we have the expertise and resources to use our business as a powerful force for good. Whether targeting social or environmental impact through sustainable investing, or through our broad philanthropy offering we apply a professional approach to create value for society, the environment and our clients. Read here to learn more about the latest trends in sustainability, philanthropy and corporate governance from leading analysts and experts in this field.
UBS at the UN – and what that means
Michael Baldinger, 25 May 2018
In 2016, we made a promise. We pledged to use our financial strength to help build a better tomorrow. And being invited to speak at the UN headquarters in New York is a testament to our ability to follow through with this commitment.
Creating a new calculus for sustainable investing
Dr. Dinah A. Koehler, 3 April 2018
UBS Asset Management has partnered with researchers at Harvard and City University of New York to develop a scientific framework for measuring the impact of investment portfolios on targeted environmental and social challenges. Dr. Dinah A. Koehler explains…
Partners for a better future
Simon Smiles, 2 February 2018
At UBS, we have forged over 30 new partnerships to support the creation of the first 100% sustainable investment offering for our private clients. Simon Smiles, Chief Investment Officer Ultra High Net Worth Clients, UBS Wealth Management tells us more.
- Read article
The DIB comes of age with the 'Utkrisht' bond
Phyllis Costanza, 18 January 2018
Following the launch of the groundbreaking Educate Girls Development Impact Bond (DIB), the UBS Optimus Foundation has harnessed the experience gained to launch one of the largest DIBs to date this time in maternal and child health.
- Read article
Five things you probably didn't know about venture philanthropy
Anna-Marie Harling, 10 January 2018
In certain circles venture philanthropy has been described as matching the soul of philanthropy with the spirit of investing. But what is it really, and how does it work in practice? Read on to gather insight from Anna-Marie Harling, Head Global UHNW Philanthropy Center, UBS Wealth Management.
- Read article
Can ESG really boost performance?
Bruno Bertocci, 6 December 2017
Integrating ESG (environmental, social and governance) data into a tried-and-tested intrinsic value methodology is part of our fundamental approach to investing because our analysis shows that it can result in better risk management and alpha generation.
- Read article
DIB - The new kid on the development block
Phyllis Costanza, 13 November 2017
The Development Impact Bond (DIB) has come a long way in a short time. In this blog, Phyllis Constanza, CEO of the UBS Optimus Foundation dispels some of the myths surrounding this innovative finance vehicle, and explains why she thinks the new kid has a bright future ahead of it.
- Read more
Demonstrating positive impact for mainstream investment strategies
Christopher Greenwald, 25 September 2017
The UN Sustainable Development Goals take center stage at this year's UN Principles of Responsible Investing conference in Berlin. Chris Greenwald, Head of Research Sustainable and Impact Investing, Asset Management, represents UBS at the event. Here he explores some innovative approaches to expand UN SDG-aligned impact investing opportunities to a wider range of asset classes and investors.
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Unlocking value with corporate governance
Stephen Freedman, 29 August 2017
Today ESG is the buzzword most commonly cited when asked to characterize modern sustainable investing. Corporate governance, the G in ESG, is a natural way to start thinking about corporate sustainability. In this blog, SF highlights why governance considerations such as board composition and independence or management incentives are so important.
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Why sustainability shouldn't reduce returns
Nick Baltas, 19 June 2017
There are several misconceptions around the value-add of ESG criteria in investment decisions. With their recent paper at the Journal of Applied Corporate Finance, "ESG Integration in Investment Management: Myths and Realities", Sakis Kotsantonis, Chris Pinney and George Serafeim highlight six myths about ESG investing and subsequently refute them. For the purposes of this article, we review the first, and in our assessment the most important, of these six myths.
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Exploring the Next Frontier in Banking: Sustainability Regulation
Christian Leitz, 7 June 2017
How times change! Ten years ago, when someone asked me, "so where does government fit into all this stakeholder management work on corporate responsibility you do?" I was hard pressed to give much of an answer. And today? I am equally hard pressed to condense the topic of governments, regulators and sustainability in finance into a short text such as this.
- Read more
Gender-lens investing: What's next?
Rina Kupferschmid-Rojas, 23 May 2017
Gender-lens investors - those who treat female empowerment as a key criterion when committing capital - have attracted growing interest in recent years. In particular, listed companies with a greater number of women on their boards have on average delivered bigger returns to shareholders. However, mainstreaming gender-lens investing may present a quandary.
- Read article
Three ways to invest towards the UN's SDGs
28 February 2017
While there is significant interest in the SDGs from investors, there is little understanding of exactly how to invest in these themes in ways that can generate real impact. While investment in listed companies that contribute to the SDGs is relatively straightforward, investment in private markets is more challenging.
Why impact investing needs Silicon Valley
Andrew Lee, 9 February 2017
Last week I was in Silicon Valley at a private gathering of members of UBS's Industry Leader Network - executives and entrepreneurs at privately held companies worldwide. Our discussions focused on artificial intelligence and machine learning and their potential implications for business operations and investment.
Why sustainable investing is a game-changer for all investors
Michael Baldinger, 30 January 2017
No sensible decision can be made any longer without taking into account not only the world as it is, but the world as it will be.
- Isaac Asimov


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Let's embark on a voyage into the future of education in Hawai'i. Together we will travel along the educational path and discover how we can ensure all our students fulfill their potential.Read now →
Want to get involved?
Join the growing list of advocates across Hawaii who are committed to educational excellence for our keiki. Sign up for our newsletters today to see how you can help!Sign up now! →

subset: commoncrawl


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Warwick Road traffic plans set for scrap
A controversial £1million scheme to put an extra lane on a Carlisle road looks set to be thrown out.
Cumbria County Council's plan to widen Warwick Road has been met with opposition from some residents. Carlisle City Council is expected to withdraw support for the proposal at a meeting tonight.


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The 2nd Annual Muncie Journal Virtual Home Show is Now Open!
Muncie, IN—MuncieJournal.com is proud to bring you our 2nd Annual Virtual Home Show presented by: MutualBank, Go ahead…live a better life! The last physical home show exhibit in Delaware County took place in 2013. In order to fill this gap, the Muncie Journal is hosting an online virtual home show. And THIS page is where you enter to visit the virtual home show. No tickets…Read More


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SELF Magazine Got The Beauty Scoop: 14 Looks Guys Love (or Hate)!
January 23, 2013 | $0 - $25.00, Beauty News, SELF | No Comments|
It's time to freshen up your look for spring, but before you book an appointment with your colorist for ombre hair, check out these uncensored thoughts from SELF's "manel" (as in: man panel). Yup, SELF beauty editors took a different approach this month and asked men to mouth off on the biggest beauty trends of the year. From bangs, nailcolor, glossy lips and more, see how guys react and use their thoughts to help guide you to your next look.
You can check out more on this article and other great features at Self.com
Check out more do's and don't after the jump!


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SOURCE: IntraLinks
September 19, 2017 21:00 ET
Better, faster deal due diligence for a streamlined M&A process and best-in-class user experience
Better, faster deal due diligence for a streamlined M&A process and best-in-class user experience
SYDNEY, AUSTRALIA--(Marketwired - Sep 19, 2017) - Intralinks®, a Synchronoss Business, the world's leading Virtual Data Room (VDR) provider, today announced the latest version of its VDR to help give time and control back to dealmakers.
Deal rooms form an essential part of the M&A process, but are often deemed a clunky and tiresome part of due diligence. With its latest release, Intralinks is looking to change that perception, making the process as quick and easy as possible to ensure that information can be processed efficiently, dealmakers can focus time on strategic tasks, and a deal can be closed as quickly as possible.
The new Intralinks® VDR is its fastest platform to date. It is 50% faster* across the board and now means a data room can be set up in hours, not days. Its integration with artificial intelligence technology (AI) expedites the due diligence process and reduces deal completion times through the automation of deal room set-up, contract analysis and organisation.
Additional key features include:
"Time is the most valuable commodity for our customers, and nobody likes to stay in a data room any longer than they have to," said Leif O'Leary, Executive Vice President, Enterprise at Intralinks. "This latest version of the Intralinks VDR gives dealmakers that time back and the introduction of artificial intelligence to a platform that is already quicker and more intuitive than its market-leading predecessors changes the game completely."
"We completed due diligence, selected a top-tier equity partner and secured funding in 12 weeks -- two months ahead of schedule. There is no doubt Intralinks helped accelerate the process," said Tom Spielberger, CFO at 'I and Love and You' (ILY), a premium pet food manufacturer from Boulder, Colorado, who used Intralinks to secure funding to grow their sales to $100 million.
For more than 20 years, Intralinks has been serving the M&A community to simplify and accelerate the deal process, with over US$34 trillion in transactions. With the industry's leading virtual data room, Intralinks gives deal professionals the tools they need to help them manage the full M&A lifecycle -- to get more deals done, faster.
About Intralinks
Intralinks (NYSE: IL), a Synchronoss business, supports high-stakes financial transactions, partnership negotiations and strategic initiatives across the globe. With over $34 trillion worth of financial transactions executed on our platform, we support the entire deal lifecycle by streamlining operations, reducing risk, improving client experience, increasing visibility and better engaging deal participants. In our 20-year history we've earned the trust and business of more than 99 percent of the Global Fortune 1000. For more information, visit www.intralinks.com.
*based on internal benchmarking against previous versions
Media Contacts:
Keith Pereira, IN.FOM
On behalf of Intralinks
Email: Email Contact
Phone: +65 6440 0122
Mobile: +65 9892 0200
Media Contacts:
Keith Pereira, IN.FOM
On behalf of Intralinks
Email: Email Contact
Phone: +65 6440 0122
Mobile: +65 9892 0200
See all RSS Newsfeeds


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Status: Closed
Know more about this business than we do? Cool! Please submit any corrections or missing details you may have.Help us make it right
Headquartered in Baton Rouge, LA, GMFS originates residential mortgage loans, primarily in the southern United States. Founded in 1999, GMFS has approximately 250 employees. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer, Ginnie Mae issuer, Department of Housing and Urban Development ("HUD") / Federal Housing Administration ("FHA") Mortgagee, U.S. Department of...
Assists customers with new home purchases & refinances.
Be the first NOLA.com user to add photos or videos of Michael Betts Law Firm
Gmfs Mortgage Lending was founded in 2010, and is located at 178 Del Orleans in Denham Springs. Additional information is available at www.gmfslending.com or by contacting at (225) 664-1222.
Gmfs Mortgage Lending is located at 178 Del Orleans, Denham Springs, LA. This business specializes in Real Estate Financing.


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1:1 coaching for people ready to commit to a healthy, mindful and conscious relationship with themselves and the world around them.
Sometimes life can take over. Running around after other people, dealing with day-to-day errands and tasks can leave us at the bottom of the pile.
Grabbing dinner on the run translates into "I'll eat better tomorrow".
You need to disconnect from your computer, but you feel you just can't switch off.
You feel like a hamster on a wheel, knowing you want to make changes but you just can't seem to get going.
I understand how you feel.
Do you want to have more control over your lifestyle, but just don't know where to begin?
Are you lacking the confidence to make a change because you're scared of failing?
Stuck in a cycle that's superficial, vacuous and lacking some kind of meaning?
I've been where you are.
Feeling like you aren't 'living your best life' can leave you full of anxiety and frustration.
You know you're destined for different things but you just can't pull yourself out of the present situation.
Perhaps the partying and lavish living seems empty when you wake up the next day.
You're left wondering if there's another way to feel whole and satisfied.
I remember feeling like I was lacking.
I remember feeling so overwhelmed by all that I had to do to develop a good relationship with myself.
I remember feeling guilty for eating certain foods, and punishing myself for not sticking to how I thought I should be living.
I remember feeling like a failure because I was uninspired about my life and trapped by my lifestyle choices.
If you are feeling like the time is right to make that change whilst approaching it from a gentle and kind angle, then read on.
After years of soul-searching, of trying to feel free and get in tune with myself, I finally accepted that I was on a journey. This journey will never stop of course, but making peace with myself was the first step. And now I want to help you.
La V Luxe isn't just a lifestyle choice, it's a whole new movement that puts you at the very centre.
Let me help you on a personal level to be kind to yourself, to the animals and the planet – whilst being bloody fabulous at the same time!
I truly believe that a vegan and plant-based lifestyle allows people to thrive in a way that is particular to this way of living.
It's easy to think a compassionate, ethical and holistic lifestyle can be non-luxurious. You make do, yet miss out on certain aspects of living which you were used to – fashion, eating out, travel, even skincare.
But did you know that this lifestyle can be even more luxurious than you ever imagined? Not only can you enjoy amazing products and experiences, but surely there's nothing more luxurious than knowing you are treating your mind and body on the highest level? Luxury living is really what we are all striving towards.
Are you ready to live a luxurious, conscious and healthy life?
Are you ready to feel vibrant and in alignment?
Are you ready to develop a unique and compassionate relationship with yourself?
On our journey together you will feel empowered and you're going to embrace each step of this process, without guilt or anxiety. Each step is important, and this is not something that can happen overnight.
It's time to reset your life and feel enriched and amazing.
Enough of resigning yourself to the fact that you're always pretty stressed.
Enough of feeling like you don't look after yourself.
Enough of making non-conscious choices.
Say goodbye to feeling like you're living life on the surface.
You don't need to feel limited.
Let me show you that La V Luxe means you won't miss out on anything:
Amazing, high-end food? Check.
Delicious meals and recipes? Check.
Beautiful products that make you feel indulgent and spoilt? Check.
Travel, holidays and eating out that can still be pleasurable and luxurious? Check!
And most importantly, you'll have accountability; someone who knows how you feel, who will be there with you step by step as you enter a new and exciting chapter of your life.
You don't have to do this alone. I'm here for you.
Together we are going to:
Understand your food story and get to grips with why you eat the way you do.
Create a unique luxury lifestyle concept for you to enjoy and thrive in.
Work towards your personal goals using practical steps to create tangible results.
Get your mindset set for success and positivity.
Give you more time for yourself, with no guilt and no excuses.
Put in place the elements required for you to live your dream lifestyle.
Build on your connection to yourself and to the world around you.
Help you reconcile the conflict between luxury living and a holistic lifestyle.
There are three different ways we can work together:
This is for you if you need a reset, and feel confident that after two weeks you will be able to carry on working on your food habits and your mindset.
The Reset offers you chance to pause and regroup, getting you on the right track and ready for your next step.
For people who are ready to dive in a little deeper, who know that now is the time for change and who are committed to creating these lasting changes within their bodies, minds and lifestyles.
The Recharge is the perfect opportunity to embrace a positive future, under the gentle guidance of someone who wants you to thrive.
The flagship package is only for those dedicated to enjoying a 3-month transformational journey, who are looking for unlimited support and guidance to make a permanent change and to experience freedom whilst doing so.
The Retreat is a full lifestyle package that will result in you being truly confident within yourself, but also in your choices as well. Prepare to become the best version of yourself, with no more anxiety, no more uncomfortable situations and no more pushing yourself to the edge.
Are you ready to take the next step?
Click here to book in for a free discovery call with me where we can get to know each other and see whether we are a good fit.
I can't wait to chat!


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Hezbollah spy, immigration fraud perpetrator, and FBI/CIA infiltrator Nada Nadim Prouty a/k/a Nada Nadim Al-Aouar DeLaDurantaye Valley Prouty is not only not behind bars for life for selling out America to Hezbollah because Federal Judge Avern Cohn, a Marxist, gave her only a fine of a few hundred dollars as a "sentence" for her treason (the limp Bush administration sought only six months prison time for her spying). Even more disgusting, though, is that, tonight, CBS News' "60 Minutes" is whitewashing her as a "patriot."
read the rest… via debbieschlussel.com (that is where the best stories usually are)
Unbelievable that she is getting away with it within our very own covert operations within the secret service agencies. It is like as if they want her back already and are creating a public relations piece to lubricate the mechanism of government to employ all the Jihadis. Her immediate case I don't care too much about because she's merely one real bad egg. What is threatening here is the media is setting up arguments for legitimizing terrorists so they can run a police state controlled by those same terrorists. am I over the top here? you bet… but to me this is like an Islamic Clockwork Orange and this feminist trophy gal is just another gang member for Mohammed.
her brother-in-law, Talal Chahine, was Hezbollah's third biggest donor after Iran and Syria, and her own sister helped him do it, cooking the books for him. …but 60 Minutes would make you think otherwise:
Drewsie. I used to know one from Lebanon that was my near best friend before he slept with my girlfriend at the time. The Drewsie are supposedly loyal to whatever government they are in, but from my experience of knowing a Drewsie in America that this is not so. My Lebonese Druze friend once slept with an Egyptian girl and when she realized his background she trashed his place with red paint. The Druze can only marry their own. Everyone in the middle east apparently understands this and the Druze sleep with whores to satiate their appetites till they can find a Druze woman to marry. Looks like there will be less work for whores now that we freed up this female. The government in Lebanon is run by Jumblatt the Druse… another Hezbollah proxy.


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I got this recipe with this name as Bhori Cutlet. Bhori as I know is a community and their dishes are well known and popular. When I prepared these cutlets there was something different about the taste...not like the usual shami kababs or any potato cutlets. They have that richness in the taste so it can be labelled as a party dish. Its so convenient when you can prepare these cutlets the day before a lunch party and freeze them. Your one dish is ready...all u have to do is shallow fry them just before serving the lunch.
You will need :
500 gms mince (mutton or chicken)
3 tbsp fried onion
1 tsp black pepper
1 tsp crushed dry red chilli / red chilli powder
1 tbsp ginger and garlic paste
1 tbsp soya sauce
Salt to taste
1 medium onion finely chopped
2 potatoes boiled and mashed
2 green chilli finely chopped
1 egg
2 bread slices soaked in milk and squeezed
1/2 cup chopped mint leaves
Oil for frying
1 cup flour for coating
- Marinate the mince with crushed fried onion, black pepper, crushed red chili, ginger & garlic paste, soya sauce and salt for 10 minutes. Put the marinated mince in a pan and cook on flame. Once the mince is cooked through turn the flame high and cook till all the liquid has drained.
- Remove the cooked mince in a large mixing bowl and add onion, potatoes, green chili, egg , bread slices and salt.
- Mix well, make small flat cutlets and coat each of them in flour and shallow fry.
Serves 4


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Directions (Another failed submission to mcsweeney's).
In the year before my dad died, I flew to Oklahoma twice to see him with the family he lived with there. It was his third family, after Darlene and her two girls. And, of course, after us.
Barb had called me to tell me to come to Oklahoma to talk to my father. "He's lost the feeling in his legs and he can't walk anymore. But, he won't do anything about it. You need to come see him." My dad lived for 72 years. He was married to my mom for 10 of them and I was born six months into that. If you aggregated all the time I spent with him after the divorce, it might add up to a month. But, I'm the oldest son. So I went to see him.
He loved to drive around. That's my history with him, driving around Tampa, driving around Orange Park, driving around Jacksonville, driving around Asheboro, driving around Spruce Pine, driving around Tampa again and driving around Yukon, where it stopped because he could no longer feel his feet. We drove all the way from Tampa to Disney World the year before it opened. It was just a big construction site behind miles and miles of chainlink fence. But we drove all around it, 43 square miles of dirt being moved around by dump trucks. "Can we get out and see?" I asked. It was 1970 and I was 8. "Do you want to see? Let's just pull up here and I'll slow down." But we would never stop. My dad liked the safety within the car. "Try to get up on your knees and see." I'm trying, dad. "Can you see it?" No, I can't see it because we're still moving and it looks like mounds of dirt. From behind the window glass on my side of the car at 20 miles an hour, I've seen pre-Magic Kingdom, Daytona Beach, Jacksonville Beach, countless neighborhoods, Tampa Stadium, every year's Christmas Lights, Fort Mantanzas, Fort Clinch, Marineland, sites where market research indicated a new grocery store should be located and the Alfred P. Murrah building in Oklahoma City that Timothy McVeigh bombed. Ellen came with us on that last one.
When I arrived, he was sitting in a battered, faux leather lounge chair from 1986, leg rest up, in shorts, exposing his legs. They were purple from just below his knees down to his feet and I could see his blood vessels like a river delta spreading out across the floodplain of his shin, calf and ankle. His skin looked like tørrede fisk fra Skagen.
"Want me to drive you around?" were his first words. No, dad, your leg is numb mid-calf through your foot - which is so swollen your ankle has disappeared. Or, maybe, yeah, what the hell? I have a vision of us speeding down the neighborhood street out of the driveway in his Cadillac, accelerating to 70 miles an hour because his foot is deadweight on the accelerator, straight through the stop sign at the end of the street, up the driveway of the house across, into the garage, crashing to a stop. The hood of the car poked through the kitchen door where his neighbor was cutting onions for dinner. Well, at least, we can get out of the car and look around.
First time I met Barb she passed out on the coffee table right after telling me her first husband left her for a Danish woman. Of course, I had just introduced her to Ellen, who is Danish, and who is also my wife. I knew she was tired. She had scrubbed the kitchen floors with a toothbrush to make them clean enough for what my dad told her were my standards. By then, the medications were making him hallucinate - in the hospital he had an hour-long conversation with me and his mother,
who passed away when he was 20. He had wanted me to get to know her better. But, in a strange way, fulfilling the delusions of my invalid father, dressed in shorts and elf christmas hat, spoken from the barcalounger in a leisurely reclined position, made her feel whole. "Did you get under the cabinets?" he probably called from the living room, TV always on the poker channel. Damn, dad. But barb? I think she went through 13 toothbrushes. "Say hi to Johnson for me," he likely said to her when she left to buy more at the local CVS. So, Barb was tired, but I don't think the two bottles of white wine she drank at the dinner of pot roast, macaroni and cheese and jello helped. Or, the two bottles she drank for dessert.
My dad moved to Oklahoma because he had finally arrived. He had been a grocery store manager his entire life but he always wanted better and he got hired into a corporate glass tower. For some reason, dressing in a suit, having an assistant, spending time with other executives talking about football appealed to him in a way that our family never did. Unfortunately, he wasn't very good at it and was forced into retirement two or so years into it. The reality is that he was probably the best damn grocery store manager that ever lived. His father was too.
In 1920, living in south central Michigan, my grandfather's German mother told him he was going to farm like the rest of the family, so he moved into town to open a store to sell fruit and vegetables and flour and sugar. (Something in the blood boils when my family is told what to do). Every season, he painted elaborate scenes of color in his windows at the front of his store - dancing Santa Clauses on snowy rooftops carrying large bags of toys in December, pilgrims dressed in black sitting down with indians for dinner surrounded by yellow and brown in November, white ghosts, bandaged mummies and black cats with arched backs amidst orange pumpkins in October, the purples, pinks and whites of potentilla, yarrow and cranebill geranium in July. Every month or so, he would wipe the windows clean using turpentine and hold forth a scene from within his head onto the glass. When I was 8, he lived with us in Tampa and my dad gave him a painting set. "Never made much money," he told me, "but I always had this."
My dad couldn't paint a square but he had a talent for talking to people, remembering them, layering conversation upon conversation to envelop people in a warm glow of focused attention. That, and meat and butternut squash and cherries and grapes. He worked at a Winn-Dixie on Bay Avenue within walking distance of our house. It was 1970. The older cuban ladies would come early, and my dad would casually engage them in spanish about their sons and daughters, escorting and flirting with them through the fruit stands, down the spice aisles, walking behind the glass in front of the butcher stand to instruct the butcher in english how to cut the chuck for Antonina, how to slice the sirloin for Benita. He never forgot a daughter's birthday or a grandson's
first communion.
I lived with my dad in Tampa for 2 days after my mom called me to tell me she was sober. He was between families and I was 22 or 23. I started cooking in a vegan restaurant, falling again into old habits with new people. I moved in with Lyle and Black Bob. They kept a loaded gun by the front door. "In an abundance of caution" was their response when I asked why. That's what happens when you combine a Doctorate in Philosophy with recreational drugs. When I left Tampa to move to Atlanta, my dad wanted to know why I wouldn't stay in Tampa and live near him. Because, I don't like the radio stations here, dad. I wasn't very deep. Looking back, right now, I wonder if he wanted to hang out but didn't know how to tell me. You know, act like we were related, spend some time together and, maybe, learn that we liked each other. I was too rubbed raw to listen if he was. And, now he's dead so I'll never know.
"Let's go drive around," he suggested when I arrived at the front door of his condo in Tampa. From behind the passenger window at 20 miles an hour, I saw Busch Gardens and some of the University of Tampa. On the way home, he stopped at a Lowe's Foods. My dad knew everyone in the store. The manager, the assistant manager, the cashiers, the bagboys, the "man in the meat department", the part-timers stacking cantalope in large arrays of geometric shapes. By name, their spouses, their children. I stood and listened while he chatted about when the last batch of butter had arrived, the expiration dates on the mik gallon jugs and what fish was fresh and which was not.
Later, in Oklahoma, we also went to a Lowes, but he couldn't walk so he drove around the store in a battery-powered wheelchair. It had a joystick which you pushed forward to go forward and you pulled back to stop. Outside, it felt like 30 below in the wind, it snowed every day I was there. He was dressed in a winter parka and shorts. And white K-Swiss tennis shoes. His athletic socks had two red stripes at the top and were pulled just above his swollen ankles. After I loaded him into the electric wheelchair near the entrance by the sliding doors and shopping carts, he immediately pushed the joystick forward as far as it could go, speeding off full-throttle toward the crowded aisles. I stood silently in place watching him running innocent people down, yelling "Gang Way!" and "Excuuuse ME!" It was as if he thought he was back in the car, somehow no one can see him there, behind the windows, safe - from what, dad? from the real world? who are you running from? I don't know enough about your life to know; and now, it's too late.
But, here in this Lowes, the people can see you, dad. They know its a 70 year old man in shorts, K-Swiss and athletic socks running people down by the frozen pizzas. In fact, a frantic voice just announced it over the store intercom system. And, here you come, escorted by two burly guys in security uniforms, with official bronze-colored metal badges. "Is this guy with you?" asked one of them. The name "Earl" was embroidered above his left front shirt pocket. "We came to buy barbeque sauce, Earl" was my reply.
After all the grocery stores, after all the expired milk jug dates, after all the cuts of meat, Dad worked for a company that helped companies pick new locations to build grocery stores. "Market Analysis," he told me when I asked him about his new job. He coupled words together he had always wanted to say. "Corporation. Big Money. Important People." Sounds like a dream come true, dad, I probably said.
The best part of the job - probably - was that he would get in the car and drive around to see the prospective sites. Just slowly driving by. Without ever having to get out of the car. To him, it must have been the most awesomest job ever. And, of course, he took me with him the next time I saw him. The company gave him a GPS tracker and when he found a site he thought was promising, he would press a button to record the place. Later, he would connect it to his computer and hundreds of pages of data would get converted into professional tables, graphs, maps and diagrams. Demographics and income distribution of the people living within 3 miles, other competitive stores, county zoning information, regressions to identify co-relations between independent variables. Check out the R-squared and the t-stat! It was all bound in a professional presentation, cerlox bound with a clear plastic front cover and dark blue, slightly pebble finish on the back cover.
But when I looked at my dad, he stared blankly at the histograms, the colored maps, the scatter plots and the data analysis. He was somewhere else, thinking about oranges and plums, the way you could squeeze them to know how many days away before they were too ripe to sell. At 7, I knew how to arrange the salad dressing bottles on the shelves so that the italian outsold the ranch. "Put the new ones in the back, keep everything flush at the front" he'd say. "Imagine that its you walking by, put yourself in her shoes." Like driving slowly by Disney World from behind the window, imagining myself actually stopping, getting out and going inside the gates.
And, I guess, at the new job, they learned this quickly about my dad. While they were withholding information, angling to look good and take credit, he was wondering if we couldn't just talk about the egg delivery that morning. They probably ate him alive. Which is probably why I hate them, anywhere I find them. Even today. My dad? I don't even know where he is buried.
And, as always, he was obsessed with the path I took to come see him in Tampa. "How'd you get here?" "Did you take 17 through Green Cove or 21 through Palatka through to Starke?"
I don't really see how it matters much, dad. How did we get here? The place where you can't talk to me without either raising your voice or, voice cracking, tears puddled just above your cheeks. The place where, despite your sister's best efforts to guilt me into coming, I didn't come in your last month to watch you die. The place where I don't know where you are buried.
I see the disgust sometimes in my own son's face sometimes. Will it end in the same place as it did with my dad? Where we are driving past, looking from behind the passenger window, slowing but never stopping, waving the honking driver behind us to pass us. Never getting out? Never climbing the fence?
<< Note to editor. I flaunted the rules a bit on the "number of words" thing - and, for that, I apologize. But was the length a hard rule or just a suggestion made to those writers submitting who have some real chance of getting published? Because if, in fact, it was a hard rule, then I, again, apologize. If a suggestion, was it an emotionally strong one - like my neighbor when he spots me from his driveway and strides emphatically across the street to point out the small tree growing in the gutters abut my house? If so, I missed that in the wording of it.>>


text:
About this item
Fusion Diet Systems brings you Garcinia Fusion, infused with Garcinia Cambogia, Green Coffee Bean Extract, GCA, and Caralluma Fimbriata. Garcinia Cambogia contains hydroxycitric acid (HCA), which can help support healthy weight management. Green coffee beans contain a special component called Chlorogenic Acid. Caralluma Fimbriata contains high levels of antioxidants which can help guard against free radicals.
Carbohydrates, Chromium (Biomin chromium picolinate), Garcinia Cambogia (fruit) Extract [(Standardized To 60% Hydroxycitric Acid (HCA)]. Proprietary Blend: Green Coffee Bean Extract [from GCB (Coffea arabica) and GCA (Standardized to 50% chlorogenic acid)]. Caralluma Fimbriata (whole plant) Powder. Vegetable cellulose (vegicap), magnesium stearate.
As a dietary supplement take one (1) VegiCap three times daily. 30 minutes before meals with a full glass of water for best results.
Product Reviews


text:
The Austrian GP presents something of a problem in that it is the first running of the race since 2003. Given the changes in personnel, let alone cars in that time, it is just not possible to use historical evidence as a pointer to what may or may not happen in the race. Given that this seasons predictions for both safety cars and number of finishers are based on historical data, that leaves just an attempt to find a value bet for the race.
As this has been written after qualifying, the adverse result for Hamilton has to be looked at. The question here is whether it was a technical problem that may have an impact in the race, or just a one-off. Either way, Hamilton is down at 5.50 to win the race from 9th on the grid. That seems just a little too long for me. If the Williams get off to a good start, and hold up the other Mercedes of Rosberg, then Hamilton could easily get past the intervening runners to get himself into the mix. Clearly that is not what people expect, with Rosberg 1.90 for the win compared to 4.33 for Massa and a frankly insulting 9.00 for Bottas. With so little else on offer, I would have to go for Hamilton to surge back into the title contention with a win that would rival almost any other of his career.
- Selected Bet
- Hamilton to win (5.50 with many)
- No other predictions
2014 Season Totals (based on level stakes of 1 unit)
- Selected bets: 2 win, 4 lose for -1.12
- Safety car: 3 win, 3 lose for -1.66
- Finishers: 3 win, 3 lose for +0.05
(I said it was depressing last time, it isn't getting any better!)


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Beloit, WI -- Day One of the 2017 Buc Blast Volleyball Tournament kicked off today in the friendly confines of Flood Arena in the Sports Complex at the campus of Beloit College.
Two courts were running all night, with each team getting in two games.
Game 1 on court 1 saw the Buccaneers matched up against the Rockford University Regents. Beloit made quick work against Rockford, besting them 3 straight, (25-23)(25-10)(25-10).
Game 1 on court 2, University of Wisconsin-Superior played Wisconsin Lutheran College. The Warriors and Yellow Jackets played to a tough 5 set game, and WLC came away with a win, (25-23)(25-18)(13-25)(25-18)(15-12).
Game 2 on court 1 had the Bucs matched up against the Yellow Jackets, which also went to a full 5 sets. Superior won after 5, (25-23)(16-25)(15-25)(27-25)(16-14)
Game 2 on court 2 saw Rockford University up against the Warriors from Wisconsin Lutheran. The Warriors dispatched the Regents in 4 sets, (25-15)(16-25)(25-21)(25-11)
Day 2 of the Buc Blast opens up at 11:00 AM tomorrow back in Flood Arena. The Championship / Consolation matches are scheduled to start at 1:00 PM.
Standings after Day One:
Beloit: 1-1
University of Wisconsin-Superior: 1-1
Wisconsin Lutheran: 2-0
Rockford: 0-2


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My local H&Ms have been doing a deal lately where you get a £5 gift card with your purchases, which is then valid the following week. I buy a lot of my plain tees and socks from H&M so I thought it would be worth buying a long sleeve tee or something in order to take advantage of a future £5 off.
This was a bad plan.
There are two H&Ms near me: one in the city centre, and one in a local town. I live roughly equidistant between the two. I prefer the smaller one, since it has a better stock of basics, but I usually have more opportunity to visit the city centre branch while waiting for the train to work (chock full of polyester, antler prints and lurex hotpants though it is). So I nipped in to the large store in order to buy something boring and vaguely useful and acquire my voucher.
I'm very bad at shopping with a time limit (if I miss my train, I do not get paid, and this is bad for my shopping habits). This is especially the case at H&M, where the standard is so variable. Price is also an unusually bad indicator of quality in that store - I've had beautiful organic cotton tops for £7.99, and pieces of total crap for £20. And everything looks the bloody same! When I search their website for jersey tops, for example, I get over 100 hits, at similar prices. Trying to sort through the store for a diamond in the rough therefore seems like the physical equivalent of googling.
So, obviously, I walked out with the first stripey thing I saw. It turns out it makes me itch. Mistake #1.
This set the scene for Mistake #2, in which I go back the following week. I wanted a stripey top that did not make me itch. I had 20 minutes before the store closed and I had to run for my 8.10pm train. And this was the last day the voucher was valid, so that 20 minutes was it. I was hunting through the store, feeling up everything in sight (too thin! Too see through! Too itchy!), starting to feel like a particularly substandard version of Jack Bauer from 24. Trying to find a top isn't exactly saving the bloody world, is it? I finally found something I didn't loathe, took it to the tills, queued until the next ice age, and at last reached the front. While standing there I idly checked the tag and realised it was a US 10, not a UK 10.
At this point I gave up and went home. I had a brief glow of satisfaction where I reflected on the fact that I had resisted the temptation to buy something, anything, for the sake of getting my £5 worth of free.
On the train home I remembered that I needed socks.


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I'm a 66 yr old female who has begun to experience hair loss progressively over the past couple of years. Am thinking it may be from the pantoprazole r/t the high b/p med losartan/hctz.
Experiencing hair loss and wondering if from one of my medications or a combination of more than 1?
- Asked
- 3 Sep 2013 by pwgbutterfly
- Updated
- 4 September 2013
- Topics
- losartan, pantoprazole, gerd, hypertension, medication, female
Responses (3)
I know this happened to my cousin and it was because of the medications he was taking for depression or a combination of medications for depression. If you are taking any combination of medications prescribed or not you should research them and their effects. When my cousin stopped this combo. he started to regrow his hair; everywhere, even down there, I swear.
I've lost hair a number of times - after the stress of surgeries, or life-threatening Illnesses. It eventually will grow back, but sometimes has changed color, curly, type: from very fine to normal, etc. So, you're in for a surprise as your hair grows back in! Some women lost hair around the time of menopause - but that hair doesn't usually grow back. Take care - EJ23
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text: I must say that I've really enjoyed working here at Talkbass for the last couple of months. This is a very well thought out forum and there are many great people here to help make it what it is. That being said, I believe it's time for me to pass the moderator torch on to another. This forum is still my favorite of the bunch, but my workload both here and at home has increased to the point that I really am finding it difficult to put in the time it really takes to do this job well. I'm serious when I say I read every post. Man, you guys sure write alot! I don't plan on leaving talkbass for good. I'd like to remain a member "in good standing" and I certainly plan on continuing to lurk and post as much as I can. I'll still pop in here daily and will keep defending MIM Fenders to the end! I will remain at the helm until a suitable replacement is found. Email Paul if you're interested. Keep in mind that being moderator doesn't just mean you get your name over there on the right and "moderator" under your handle (Boy, I'll miss that, though!). This particular forum is massive, and reading every post everyday takes quite a bit of time. Thanks again, guys and girls, for the opportunity to work here. I've really enjoyed it and will probably miss it, but other duties call. -GM


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This October, I began a Fulbright Fellowship to study Buddhist Art in Thailand for a year. It's such an honor and an amazing opportunity. So I've been working with the Sculpture Department at the Pohchang Academy of Art, which is part of the Rajamangala University of Technology in Bangkok. At the moment, I am the only foreigner at the school. My Thai is still quite elementary, and only a few people feel comfortable with English.
|Ajahn Pei speaking to a class
Still, the first two weeks there were nothing short of amazing. My mentor, Ajahn Somyot Kumsang--we call him Ajahn Pei, first asked me to create a relief of a seated Buddha in clay. It was a revelation.
I've seen hundreds of Buddha images and statues, but nothing compares to the experience of forming one yourself.
|They even brought me lunch. Fried rice from the cafeteria with fish sauce and chili.
When I finished my rough rendition, he challenged me to create a seated figure without any instruction. Needless to say, I had a million questions. How do I form the eyes? What proportions do I use? Ajahn Pei would only speak on philosophical terms.
I ask him how to use the tools. He says, "No tools. These, these are your best tools." Pointing to his fingers and hands. Like a beginner, I think I need to use all these beautiful tools to make my work beautiful. (Some of these tools are custom made by the professors themselves.)
But after working for some time I realize that my hands can do quite a bit more than I originally thought. And I began to abandon the tools for my fingers, because they were indeed more sensitive and precise.
Still, there was the question of what this statue should look like. So, like any liberated woman, I decided to make it in the imagine of my self.
Of course, having no classical training in portraiture, I didn't know how to do that either. In pity, one of the other teachers, Ajahn Tamin, called his friend and professor from the Contemporary Sculpture, Ajahn Komsan department to demonstrate.
He made a life-sized bust of my head in the hour and a half he had before lunch. I was flabbergasted.
Then Ajahn Tamin created a plaster cast from the clay original, and several students helped him cast the bust in fiberglass for posterity.
|Nothing like seeing yourself in pieces...Removing the clay from the mold.


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Behati Prinsloo Dresses as 'Pretty Woman' for Halloween Alongside Adam Levine
Adam Levine and Behati Prinsloo arrive at the annual Maroon 5 Halloween Party on Monday night (October 31) in Studio City, Calif.
The 37-year-old entertainer dressed up as a member of Led Zeppelin while Behati channeled Julia Roberts' character in the classic movie Pretty Woman.
Behati shared a photo of her costume on Instagram, which you can see below.
If you haven't already, make sure to check out Maroon 5's hot new single "Don't Wanna Know," which is out now.
Adam and his band are rumored to perform at the Airbnb Open on November 11.
20+ pictures inside of Adam Levine and Behati Prinsloo arriving at the party…