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Customer retention through loyalty and in-app mobile payments
Anyone who owns a vehicle knows the experience of a trip to the dealership to retrieve your car or truck after it's been serviced can be an exercise in patience.
You walk into the dealership after work only to find several other customers waiting in line to pay their bill. By the time it's your turn to settle an invoice, your stomach is rumbling because it's past dinnertime.
NcompassTrac, a California-based loyalty program provider, believes it can erase the pain from the car dealership checkout process with an in-app payments feature within the loyalty app the company already provides to its partners who sell high-end cars from BMW, Cadillac, Mercedes Benz and Porsche.
NcompassTrac worked with Total-Apps, a California-based merchant services provider and payments processor, to implement payment acceptance into its loyalty app, Mobile Payments Today has learned.
Ron Vangell, chief strategy officer of NcompassTrac, told Mobile Payments Today in an interview Thursday that customers and car dealerships both asked for the in-app payment capability. The new feature eases the checkout process for drivers while providing dealerships with another way to retain customers in addition to the loyalty program, he said.
"Good customer service isn't enough anymore to build loyalty," Vangell said.
Vangell noted a study that showed when a consumer continues to service their vehicle at the dealership where they bought their car or truck, he or she is 86 percent more likely to purchase another vehicle at that same dealership. That figure plummets to 6 percent if the owner goes elsewhere to service their vehicle.
"These types of metrics for a dealership are frightening," Vangell said. "Those that do retention the best earn the most, and the reason being is a high percentage of repeat business comes at a low cost because you don't have to win the customer."
Different studies exist to back Vangell's argument.
One study from the Harvard Business School and Bain Capital concludes that increasing customer retention rates by 5 percent increases profits by 25 percent to over 95 percent.
Another study, from Gartner Group, shows the value of customer retention and how 80 percent of a company's future revenue will come from just 20 percent of their existing customers.
NcompassTrac helps auto dealerships retain customers with a loyalty program that rewards users for regular vehicle maintenance at a certain location. For example, a car dealership can reward a customer when they arrive at the premises with bonus points and a free car wash.
Loyalty users can apply their points to an invoice much in the same way consumers redeem rewards for airline tickets or hotel rooms. NcompassTrac enables users to redeem points from within the app. To pay for a bill with a credit card, a vehicle owner can either take a picture of the card with their smartphone camera or manually enter the information.
In addition to the loyalty and payments feature in the app, NcompassTrac also provides users with the ability to schedule maintenance and a virtual photo cabinet to store pictures of a driver's license and insurance cards. Total-Apps also gave NcompassTrac the ability to add video checkout with the app, which is available for iOS and Android devices.
At the moment, more than 2.5 million consumers across almost 400 auto dealerships in the U.S. are enrolled in the program. The in-app payments feature is live now, but now available to all dealerships as Vangell said there will be a rolling window for the launch.
Thanks to its partnership with Total-Apps, NcompassTrac has the ability in the future to add more capabilities to help auto dealerships retain customers.
Total-Apps last year launched Twt2Pay, a service that enables Twitter users to buy items using hashtags.
Jason Taylor, executive director and chief technology officer at Total-Apps, told Mobile Payments Today he envisions a scenario where auto dealerships could add Twt2Pay within their social media channels to engage with millennial consumers.
"That allows the customer to interact more," Taylor said. "Millennials are interacting with brands that way and they're going to want to pay that way as well, so we're working with NcompassTrac to add that ability later."
Total-Apps also has the ability to add in-app payments though Apple Pay and Google Wallet if and when NcompassTrac decides to add those options.
NcompassTrac plans to take its loyalty program outside the U.S., and a recent partnership with Harley-Davidson, the popular motorcycle manufacturer with a global footprint, will make that possible in the future. At the moment, NcompassTrac helps Harley maintain a program that enables prospective buyers to fill out identifying information in order to ride motorcycles as part of a demo process.
Topics: Handsets / Devices, In-App Payments, Loyalty Programs, POS, Retail, Trends / Statistics
Companies: Total-Apps Inc.
Will Hernandez Will Hernandez has 14 years of experience ranging from newspapers to wire services and trade publications. Before becoming Editor of MobilePaymentsToday.com, he spent two years as the content manager for PaymentsJournal.com, a leading payments industry news aggregator and information hub published by Mercator Advisory Group. Will spent four years covering the payments industry as an associate editor for multiple publications in SourceMedia's Payments Group based in Chicago.
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Coaching and Physiology
Performance Team coaches will teach you the secrets behind the success of the world's best athletes, giving you the same level of care and attention to detail as every Olympic athlete.
Our coaching staff at Performance Team are a mixture of current Team GB Olympians and medalists as well as international athletes (runners, cyclists and triathletes). They will be on-site and accessible to you throughout your entire stay. You will be able to train alongside them, as well as be coached by them and ask them any questions about their training, philosophies and mental approach one-to-one.
Your Performance Team coach will work with you and, if applicable, your personal coach to create a tailored plan, sharing all their knowledge and analysing your existing or previous programmes. The coach will work on how to structure your training plan, on getting the best out of your interval workouts and strength sessions and looking at your optimal recovery strategies.
All of our coaches have experienced being at the centre of a multi-disciplinary team, and can help you to manage the input from your physio, doctor and nutritionist. They will work together with the rest of your Performance Team (including personal coaches) to create an individual strength and conditioning plan, aiming to target specific areas of weakness and help to optimise your biomechanics.
Your coach will optimise your individual training plan by working together with our physiologist. You will receive the same cutting-edge sports physiology input as the best in the world, making sure that everything you do produces the best results.
Your physiologist will provide the following:
- Pre-camp VO2 max test, enabling identification of training zones based on heart rate, pace and lactate levels. This will enable you to train smarter, ensuring you are working at the correct intensity which can translate to any surface or terrain. You will be given a full explanation around this.
- Daily monitoring during camp to ensure you are recovering sufficiently and are ready for training. You will be taught what to look out for on a daily basis and how to use this information to drive and inform your training.
- You will receive in training monitoring, so depending on the training you are doing, this may take the form of lactate measurements during the session or live monitoring from a bike, aiming to ensure you are gaining maximum benefit from the session.
- Post training debrief – based on the information obtained you will be taught what this means and how it should be used.
- Advice around recovery, hydration (during comp or pre/post), sleep amongst other relevant factors that can influence training and performance.

subset: commoncrawl


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Chances are that you have been hearing about waist trainers for some time and how they help people to achieve that to-die-for look or figure. How do these special garments help people get a great shape, if at all? This piece address some of the things you need to know about the special corset.
What's to know about waist trainers?
A waist trainer is specially designed to help interested individuals, especially women, reduce their waist circumference. It helps you to develop that much-desired "hourglass" figure. It is commonly available in two main varieties: steel-boned corsets and latex waist cinchers. The steel-boned corsets were the earlier waist trainers. As their name suggests, they work with the help of steel bones, which usually number about two dozen. Modern waist cinchers, also known as fajas, are highly regarded by some people for their greater flexibility.
Waist training is a gradual process. You are not going to see the results overnight. The ability of women being able to have that great shape depends on how religiously they use these garments. Consistent use helps ensure thermal circulation and reduction of fat, especially in your mid-region.
Do these special garments work?
If you ask anyone whether waist trainers work at all, the answer you get will most likely be a resounding yes. But the experience of the user may be different. But by assessing how they function, these garments can be expected to help. They help to suppress appetite and reduce waist circumference. You will at least agree that anything that keeps cravings for food in check can contribute to the promotion or maintenance of a great shape.
Experts advise that to get the best results users should combine usage with a good diet and workouts. These amplify the benefits you get. You should only eat when feeling serious hunger and avoid the temptation to munch on something at every opportunity. By how much you will be able to reduce the size of your midsection will depend on how long you keep at this.
Important considerations
However, we need to mention there are risks involved in inappropriate usage of a waist trainer. You may find articles talking about these if you search online. Supposed complications from use include constipation, compressed ribs and high blood pressure. The steel-boned offerings, in particular, are said to constitute these risks. Those who are knowledgeable about these garments say improper use is the main concern. It might not be appropriate to use them round the clock, even when sleeping. You should help your body to adapt to trainers gradually. Any sign of significant discomfort may point to need to loosen your corset a bit.
It is not a bad idea to speak to your doctor before trying a steel-boned corset or cincher. This is not a must for all healthy persons. It is just an extra step to ensure that all you get from usage are desired results, not complications. But this step is a very essential one to take if you have certain underlying medical conditions.


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It has been a couple of crazy days, and finally just got to blog about what we baked on Thursday and Friday. And you guessed it right...bread! More of it....
So what did I make again?..hmm...
Oh how could I forget,
french bread (yup! more of it)
beer bread
I am on ovvverloadd!
Lets start with the beignets, because they were probably my favorite!
So pillow-y and soft, coated in the best -cinnamon and sugar
Reminded me of the traditional fried dough or bombe style donut, but so different- more layers when you bite into it, and just so good, especially hot!
Yummy beignets!
On to croissants, so I told you we had to start them the day before and did the first few turns on the dough. Now we did the final turn, fold and roll out and we were ready to cut and roll up our croissants.
Here they are:
Now, danishes are a similar dough as the croissant, but slightly different. We made almond pear danishes. Here are some photos of us rolling and folding our dough like with the croissant and then cutting and shaping the base for our almond pear filling.
Now, how many of you love waffles?
I can honestly say I have never been a waffle fan, I would always take pancakes or crepes over a waffle any day!
Hahaha..let me tell you, these waffles we made, have changed my life!
I have never tasted anything so light, airy and crispy all at the same time. And all we did was dust them with confectionery sugar after, I can only imagine what they would be like sandwiched with vanilla ice cream. A Belgium classic, these waffles will all make you run for seconds!...maybe even thirds.
And the crispy bits, are the best little snack!...we would know...trust me lol
We also made a beer bread-
A white bread with rye flour and a beer topping.
Throw out your store bought bread and hit an artisan bakery.
More to come...one more week of bread and breakfast pastries. A few things to look forward to,
chocolate and almond croissants, kugelhopf and more french bread!
Nighty Night!
Au Bon Pain!
Posted by Nadia Christine at 10:05 PM
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This morning on my way to work I had a treat. It was cold and still dark (yes Cape Town does get cold & dark) and as I sat in traffic I say ahead of me a bin lorry. In the back of the bin lorry were about 5 bin men and all of them where dancing! I couldn't hear if they had a radio or if they were dancing without music, but in the chill of the morning in the middle of bin lorry they danced.
The dancing bin men were a reminder to me that attitude has so much to do with how we respond to our circumstances. Yes sometime our situation is harsh and smelly, sometimes we feel like we have been thrown on the rubbish heap. But these guys this morning chose to find joy in the midst of the rubbish.
James says we have a choice in how we respond to our circumstances:
James 4:9 Grieve, mourn and wail. Change your laughter to mourning and your joy to gloom.
If we don't like our circumstances we have a choice – to sit and be miserable or to rejoice. How can we find joy in the rubbish heap? The only way I know is by keeping our focus not of our current circumstance but upon God.
Romans 5:1-5 Therefore, since we have been justified through faith, we have peace with God through our Lord Jesus Christ, 2 through whom we have gained access by faith into this grace in which we now stand. And we rejoice in the hope of the glory of God. 3 Not only so, but we also rejoice in our sufferings, because we know that suffering produces perseverance; 4 perseverance, character; and character, hope. 5 And hope does not disappoint us, because God has poured out his love into our hearts by the Holy Spirit, whom he has given us.
Are you disappointed with your circumstances? Rejoice in the One who holds everything in his hands. Yes rejoicing will not turn a rubbish heap into a place but it will certainly make your day more bearable. What will you choose to do in your rubbish heap? Will you dance with me?


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Although designers should make treasure of their skills and abilities, when a close friend asked me to restyle his triathlon team suit, I could not refuse. I called the suits manufacturer and asked details about materials specs. I started to sketch options, make a colour palette and some logo proposals. By chance, if you visit Genova and meet a triathlet with a red sui, just think about me.
ClientTrigeServicesBranding, Sport suit designReferenceshttp://www.asdtriathlongenova.it


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Fodder Production through Agroforestry - A Boon for Profitable Dairy Farming
CAFRI 2015. Vision 2050. Central Agroforestry Research Institute, Jhansi (Uttar Pradesh).
Dhillon, K.S.; Dhillon, S.K. and Thind, H.S. 2008. Evaluation of different agroforestry tree species for their suitability in the phytoremediation of seleniferous soils. Soil Use and Management, 24: 208-216. doi: 10.1111/j.1475-2743.2008. 00143.x
Dhyani, S.K. 2003. Role of watershed management in improving forage production. In: R.C. Jakhmola and R.K. Jain (Eds.), Sustainable Animal Production. Pointer Publ. Jaipur, p. 173-207.
Dhyani, S.K.; Handa, A.K. and Uma. 2013. Area under agroforestry in India: An assessment for present status and future perspective. Indian J. Agroforestry, 15(1): 1-11.
Dhyani, S.K.; Ram Newaj and Sharma, A.R. 2009. Agroforestry: its relation with agronomy, challenges and opportunities. Indian J. Agronomy, 54(3): 70-87.
Dhyani, S.K.; Samra, J.S.; Handa, A.K. and Uma. 2007. Forestry to support increased agricultural production: Focus on employment generation and rural development. Agricultural Economics Research Review, 26(2):179-202.
Dixon, R.K. 1995. Agroforestry system: sources or sinks of greenhouse gases? Agroforestry Systems, 31: 99-116.
FAO 2005. State of the world's forests. Realizing the economic benefits of agroforestry: experiences, lessons and challenges. Part II Selected current issues in the forest sector. 85-95. ftp://ftp.fao.org/docrep/fao/ 007/y5574e /y5574e09.pdf
FAOSTAT 2011. Food and Agriculture Organization of the United Nations. FAOSTAT Online Database, April-2011, accessed at http://faostat.fao.org.
Franzel, S.; Carsan, S.; Lukuyu, B.; Sinja, J. and Wambugu, C. 2014. Fodder trees for improving livestock productivity and smallholder livelihoods in Africa. Current Opinion in Environmental Sustainability, 6: 98-103.
ICAR 2010. Degraded and wastelands of India: status and spatial distribution. Indian Council of Agricultural Research, New Delhi, 158 p.
Kumar, B.M.; Singh, A.K. and Dhyani, S.K. 2012. South Asian Agroforestry: Traditions, Transformations, and Prospects. In: P.K.R. Nair and D. Garrity (eds.), Agroforestry - The Future of Global Land Use, Advances in Agroforestry 9, DOI 10.1007/978-94-007-4676-3_19, © Springer Science + Business Media Dordrecht.
Millennium Ecosystem Assessment 2005. Ecosystems and human wellbeing- volume 4-multiscale assessments: findings of the sub-global assessments working group. Island Press, Washington DC, 388 p.
Nair, P.K.R; Kumar B.M. and Nair, V.D. 2009. Agroforestry as a strategy for carbon sequestration. Journal of Plant Nutrition and Soil Science, 172: 10-23.
Nair, P.K.R. 1993. An Introduction to Agroforestry. Kluwer Academic Publishers, Netherlands.
Planning Commission 2001. Report of the Task Force on Greening India for Livelihood Security and Sustainable Development, Planning Commission, Govt. of India, New Delhi, 231 p.
Sinclair, F.L. 1999. A general classification of agroforestry practice. Agroforestry systems, 49: 161-180.
Singh, B.; Sant Kumar; Dhaka, A.K. and Satish Kumar. 2011. Intercropping of cereals and legumes for forage production in kharif season- a review. Forage Res., 36: 189-196.
Zomer, R.J.; Trabucco, A.; Coe, R. and Place, F. 2009. Trees on farm: Analysis of global extent and geographical patterns of agroforestry. ICRAF Working Paper No. 89. Nairobi, Kenya, ICRAF. 63 p.
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Quotes About Seat
When Scripture talks about the heart, it's not talking about that life-sustaining muscle. It's talking about our entire inner being. The heart is the seat of our emotions, the seat of decisive action, and the seat of belief (as well as doubt).Send Quote
My idea of Heaven has nothing to do with fluffy clouds or angels. In my Heaven there's butter pecan ice cream and swimming pools and baseball games. The Brooklyn Dodgers always win, and I have the best seat in the house, right behind the Dodger's dugout. That's the only advantage that I can see about being dead: You get the best seat in the house.Send Quote
Grace. Loss. Fortune. Hardship. Victory. Sometimes the worst seat is best seat in the house and it comes as a result of leading.Send Quote
When companies are growing quickly and they are having a lot of impact, careers take care of themselves.... If you're offered a seat on a rocket ship, don't ask what seat. Just get on.Send Quote
Where are you going?" "Nowhere special. I just have some... things to do." "Why did you pause?' "I'm sorry?" "You paused. You have 'some... things to do.' "No reason, I just--" "You're up to something." "No--" "Then why'd you pause?" "Get in the car." She got in. He got in. "Seat belt," he said. Why'd you pause?" His head drooped. "Because I'm up to somthing." "And why can't I come with you?" "Because it's something sneaky." "Do you promise to tell me later?" "I do." "Well all right then." She clicked her seat belt into place. "Let's go.Send Quote
When I visit schools and talk to students about writing, I give them one word of advice and I give it to them quickly and loudly-FINISH! Starting something is easier than finishing it. You must have discipline to go from a few sentences, to a few paragraphs, to a piece of writing that has a beginning, a middle, and an end. Finishing something bridges the difference between someone who has talent and one who does not. My best advice? Apply the seat of your pants to the seat of your chair-and finish. FINISH!Send Quote
There will never Queen sit in my seat with more zeal to my country, care to my subjects and that will sooner with willingness venture her life for your good and safety than myself. For it is my desire to live nor reign no longer than my life and reign shall be for your good. And though you have had, and may have, many princes more mighty and wise sitting in this seat, yet you never had nor shall have, any that will be more careful and loving.Send Quote
Lucas: I wanted to talk to you after class, but you disappeared. Me: I have another class right after. One of those profs who stops talking, stares at you and waits until you get to your seat if you're late. Lucas: I would probably just walk to my seat even slower. ;)Send Quote
I could be mistaken, but I believe the majority of artists are perverts, and that inspiration springs from the seat of perversity; that smooth stretch of consciousness between the balls and ass.Send Quote
What kind of morons do you have working at newspapers in Austin that would base an entire review of an artist's performance on whether or not they had a good seat?Send Quote
Each morning, we return from the dream soul trying to adjust to the day world, that moment when the two souls exchange places in the driver's seat.Send Quote
When you think about Broadway, you think broad and big, but the fact is there are so many plays that are very intimate, but fill a 1,500-seat house. Plays like 'Who's Afraid of Virginia Woolf?' have deep moments of silence and intimacy to them.Send Quote
This royal throne of kings, this sceptered isle, This earth of majesty, this seat of Mars, This other Eden, demi-paradise, This fortress built by Nature for herself Against infection and the hand of war, This happy breed of men, this little world, This precious stone set in the silver sea, Which serves it in the office of a wall Or as a moat defensive to a house, Against the envy of less happier lands,--This blessed plot, this earth, this realm, this England.Send Quote
Wandering around back stage at a willie Nelson concert is a bit like being the parrot on the shoulder of the guy who's running the Ferris wheel. It's not the best seat in the house, but you see enough lights, action, people, and confusion to make you wonder if anybody knows what the hell's going on. If you're sitting out front, of course, it all rolls along as smoothly as a German train schedule, but as Willie, like any great magician, would be the first to point out, the real show is never in the center ring. As Willie always says, Fortunately, we're not in control.Send Quote
After all, the world is not a stage-not to me: nor a theatre: nor a show-house of any sort. And art, especially novels, are not little theatres where the reader sits aloft and watches...and sighs, commiserates, condones and smiles. That's what you want a book to be: because it leaves you so safe and superior, with your two-dollar ticket to the show. And that's what my books are not and never will be...Whoever reads me will be in the thick of the scrimmage, and if he doesn't like it if he wants a safe seat in the audience-let him read someone else.Send Quote
The moment this House undertakes to legislate upon this subject slavery, it dissolves the Union. Should it be my fortune to have a seat upon this floor, I will abandon it the instant the first decisive step is taken looking towards legislation of this subject. I will go home to preach, and if I can, practice, disunion, and civil war, if needs be. A revolution must ensue, and this republic sink in blood.Send Quote
Send Quote
One evening at Chequers the film was Oliver Twist. Rufus, as usual, had the best seat in the house, on his master's lap. At the point when Bill Sikes was about to drown his dog to put the police off his track, Churchill covered Rufus's eyes with his hand. He said, "Don't look now, dear. I'll tell you about it afterwards."Send Quote
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Hotel and Information Systems Volume
Volume 15 | Number 1 Article 5
Outrigger Hotels and Resorts: A Case Study
Gabriele Piccoli
Cornell University, email@example.com
Recommended Citation
Piccoli, Gabriele (2005) "Outrigger Hotels and Resorts: A Case Study," Communications of the Association for Information Systems: Vol. 15, Article 5. Available at: http://aisel.aisnet.org/cais/vol15/iss1/5
This material is brought to you by the Journals at AIS Electronic Library (AISeL). It has been accepted for inclusion in Communications of the Association for Information Systems by an authorized administrator of AIS Electronic Library (AISeL). For more information, please contact firstname.lastname@example.com.
Communications of the Association for Information Systems (Volume 15, 2005) 102-118
Gabriele Piccoli School of Hotel Administration Cornell University email@example.com
ABSTRACT This case describes the history, strategy, and current information systems infrastructure of a midsize, privately owned hospitality firm. The case is designed to provide the substantial background information needed to engage successfully in setting direction for IS resources and their use at Outrigger Hotels and Resorts headquartered in Hawaii. It enables students to analyze the firm's strategy thoroughly and to assess its current use of information systems resources. With this assessment as a starting point, students can develop an appropriate IS vision, IS architecture, and a strategic IS plan for Outrigger Hotels and Resorts. The case was originally designed to use the process of setting direction for IS resources as described by Martin and colleagues [2005], but is flexible enough to adapt to the structure of other approaches to planning for information systems use. Keywords: IS planning, IS assessment, IS visioning, infrastructure, hospitality. Editor's Note: A teaching note is available from the author to faculty so requiring it that are listed in the MISRC-ISWorld Faculty Directory. I am involved with every decision that senior management takes. They look to me for an IS slant to it – whether an IT solution can capitalize on opportunities or eliminate threats. They also expect my team to independently develop an IS strategy that will further the business. Joe Durocher, Senior Vice President & CIO Every manager must have an IT strategy. You can't delegate to technologists and only worry about your allocated cost or what training your employees need. You must understand how to be master of your own destiny and make IT work best for you. Too many managers still don't get that. Rob Solomon, Senior Vice President Sales & Marketing
Outrigger Hotel and Resorts: A Case Study by G. Piccoli
Communications of the Association for Information Systems (Volume 15, 2005)102-118
I. INTRODUCTION Outrigger Hotels and Resorts, a mid-size lodging firm focused on leisure travel to the Hawaiian Islands and the South Pacific, uses Information Technology (IT) in numerous aspects of its operations and therefore must carefully engage in the information systems planning process. After analyzing Outrigger's strategy and assessing the firm's current use of information systems resources, we can develop an appropriate IS vision, IS architecture, and a strategic IS plan for Outrigger Hotels and Resorts. II. OUTRIGGER HISTORY AND CURRENT STRATEGY On Black Friday, September 13, 1929, Roy C. Kelley arrived in Hawaii with his wife Estelle. An architect by training, Mr. Kelley joined the firm of C.W. Dickey and was responsible for designing many of Honolulu's landmark buildings, including the main building of the old Halekulani Hotel and the Waikiki Theater on Kalakaua Avenue. Nine years later Kelley set out on his own, building numerous homes, apartment buildings, and hotels on the island of Oahu. In 1963, Kelley took over the land occupied by the old Outrigger Canoe Club....
References: 118
Communications of the Association for Information Systems (Volume 15, 2005) 102-118
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Many things significantly improve the gaming experience. Such things include; a good video card, good headphones, a sound card, and above all, a gaming mouse. The wireless gaming mouse is not that ordinary computer mouse.
A gaming mouse comes with unique features such as customizable buttons, comfortable design, and a configurable weight. Therefore, this article is intended to give you top five comparative advantages of the gaming mouse.
Comparative advantages
Ergonomics and comfort
Unlike an ordinary mouse, a gaming mouse is designed to offer both comfort and ergonomics. It is very crucial that the mouse is comfortable to your hand.
Therefore, many manufacturers have crafted the gaming mouse so as to conform to your hand much better compared to any regular mouse. Hence, it is wise to consider a gaming mouse as an excellent choice for both non-gamers and gamers alike.
Well-placed buttons
A gaming mouse offers multiple, well-placed buttons that you would not find in an ordinary mouse. These are crucial because many games will allow you to set all the buttons to perform certain actions in a game.
Therefore, to save yourself from the agony of making many keystrokes every time, the extra buttons are set to serve to reduce such strokes. Furthermore, the additional buttons are imperative in real strategy games which involve many actions.
Adjustable DPI
DPI means dots per inch. A gaming mouse has an adjustable DPI, which makes your mouse more sensitive to all your movements. Unlike an ordinary mouse, a gaming mouse will allow you to get quicker access to different settings.
Moreover, it will allow you to make crucial adjustments such as saturating your subject clips so as to make them healthier. A gaming mouse further allows you to use the spot heal brush to remove shadows and unclear spots.
Does not turn off
Have you ever had your mouse turn off right before an opponent comes into your territory? If so, a gaming mouse would fix this. One disadvantage of an ordinary mouse is that they come with a power-saving feature that turns off the mouse if it is inactive for a particular amount of time.
Nonetheless, a gaming mouse is designed in a way that it does not turn off even though you remain inactive for a specific amount of time. Therefore, with a gaming mouse, you will not experience any delays in your response when using your computer.
Durability and improved performance
Unlike an ordinary mouse, a gaming mouse is designed to last for longer periods. A gaming mouse is made using high-quality materials to boost performance.
This is the reason they are always considered durable. Hence, if you intend to purchase a gaming mouse, it should be able to perform at a high standard for lengthy periods of use.


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Turning bush encroachment into opportunities
Heja Lodge Bush encroachment severely degrades rangelands and hampers agricultural productivity. Moreover, bush encroachment has negative impacts on livestock, groundwater recharge, tourism and biodiversity, says the general manager of the Namibian Biomass Industry Group (N-BIG), Progress Kashandula. Speaking at last week's 20th National Rangeland Forum Kashandula noted that the existing extension services currently active within Namibia offer general advice on animal production and sustainable rangeland management practices to farmers, but do not offer specialised advice on bush control or encroacher bush utilisation and value addition opportunities. "A survey addressing farmers' needs pertaining to de-bushing and value addition opportunities was carried out in 2015 and the results clearly identified the need for de-bushing and bush utilisation services in Namibia. This identified service and knowledge gap resulted in the establishment of the Debushing Advisory Service (DAS) in late 2015. "DAS is an important capacity-building aspect of the GIZ Support to De-bushing Project, which addresses the knowledge and information needs of farmers who are interested in bush control on their farmlands. DAS also connects with operators of and investors in bush biomass processing machinery and plants. DAS will ensure the sustainability and continuity of debushing activities beyond the lifespan of the Support to De-bushing Project," he observed. He says N-BIG's aim is to support Namibian actors and development partners to turn the widespread challenge of bush encroachment into socio-economic opportunities, thereby increasing rangeland productivity and supporting an emerging biomass industry. "Our work is closely linked to existing agricultural, forestry and environmental advisory and extension services, both public and private, leveraging synergies where applicable," he emphasised. To find out more about what DAS offers, contact Progress Kashandula at firstname.lastname@example.com, Tel (+264) 61 42 256, (+264) 81-166 02 or visit the website: www.dasnamibia.org.
2016-09-20 15:11:38 2 years ago


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Moonlight Brewing is often viewed as being rather mysterious. You can't get the beer in bottles. You can't get it outside of Northern California. You can't tour the brewery. It remains a one man show–brewed, distributed, and marketed by Brian Hunt. The beer is unlike anything you've ever tasted. Considering that I run a very high […]
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Beer at Joe's Beer Week Schedule
February 1st, 2010 · Comments Off
For those of you playing along at home, here's the Beer at Joe's schedule for SF Beer Week (subject to change): Friday, Feb. 5th: Opening Gala @ Yerba Buena Center 5-9pm (Joe), Valley tasting at The Jug Shop 6:30-8:30 (Jasmine) Sat, Feb 6th: Double IPA Festival @ The Bistro 11am-7pm (Joe) Sun, Feb 7th: Beerunch […]
Tags: Beer & Food · Beerventures · Tastings
Jug Shop: A Love Letter
January 29th, 2010 · 3 Comments
We have written about many beer establishments we love, places like City Beer Store, La Trappe, and Toronado. And we've even written about the Jug Shop before. But I'm here today to say that they have jumped in my estimation to give those other top beer destinations a run for their money. The last event […]
Tags: Beer I can't get my hands on · Tastings
Second Annual Beer At Joe's Holiday Party
December 20th, 2009 · Comments Off
What are the secrets to a great holiday party? A great group of friends is probably the most important. After that – a good spot can make or break a good time. And then there are the drinks. You don't have to have amazing beer to have a good time, but it surly helps! The Beer At […]
Tags: Beerventures · Tastings
Beer Season
November 29th, 2009 · 2 Comments
It is the season for some fine brews. Thanksgiving and the restful days afterwards, have provided us with some really nice holiday beers. Here are some of them: The starter holiday beer: Deschutes Brewery – Jubelale 09 Not the most complex dark holiday beer but still a great introduction to people that don't usually have […]
Tags: Tastings


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Making beautiful things in beautiful ways is the essence of Osborn, a New-York based shoe label that puts colors, patterns and prints into harmony. Founder Aaron Osborn chatted with us for our Summer Fridays feature:
Name: Aaron Osborn
Brand: Osborn
Location: Greenpoint, BK
Where are your products made? We are in the process of moving to New York City!
Can you give us three words to describe your brand? High craft footwear
Favorite summer food? Fish tacos
Favorite summer drink? Orangina
Favorite local spot? Achilles Heel
Where do you go to relax? Heartland
Summer inspiration? The shoreline
Favorite summer song? "Que Beleza" by Tim Maia
What's next? We have big things in the works. Big things
Learn more about Aaron at Osborn and check out their footwear every weekend at the Brooklyn Flea.
Emerging Designer or have a resource to share? Please feel free to contact us at firstname.lastname@example.com.


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The Gruber Foundation is pleased to present the 2018 Cosmology Prize to the Planck Team, and to Jean-Loup Puget and Nazzareno Mandolesi, the leaders of the HFI and LFI instrument consortia, for mapping the temperature and polarization of the cosmic microwave background radiation with the ESA Planck spacecraft. Planck measured, with unprecedented precision, the matter content and geometry of the universe, the imprint on the CMB of hot gas in galaxy clusters and of gravitational lensing by large-scale structure, constrained a hypothetical `inflationary' phase, pinned down when the first stars formed, and provided unique information about interstellar dust and magnetic fields in our Galaxy. Dr. Soumen Basak, Associate Professor, SoP is one of the Core Team members of Planck collaboration.
|Published on : 2018-05-11
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I cannot believe how quickly Christmas has come and gone, December really flew by didn't it?! The weekend before Christmas, Justin and I ventured up to the Cotswolds to spend the night with my dad, his partner, and my little brother. As my dad lives out of the country, it was nice to spend some time with him around the holidays, as we don't see each other often. Justin and I both hadn't been to the Cotswolds before so it was a lovely little adventure! It's such wonderful place, especially around Christmas time, as the villages are so beautifully decorated.
Tuesday, 29 December 2015
Lifestyle | A Mini Cotswolds Adventure
Posted by ChloeInCurve at 16:50
Labels: ASOS, AW15, Body Positive, Cotswolds, Fashion, H&M, Plus Clothing, plus size fashion
Friday, 18 December 2015
Fashion | Party Prep with BonPrix
We are now thoroughly in the party season, with sparkles, glamorous outfits and very difficult to walk-in shoes galore! If you're still hunting for for a little something special to wear this festive season, or you're looking for a New Year's Eve party dress early (I say early, but I always cannot believe how quickly NYE comes around after Christmas!!) I have a sparkly little number to show you, which you just might like.
I bet you wouldn't have guessed, that this dress is actually from...Bonprix! I would definitely have said Boohoo or Missguided, so I'm pretty impressed with Bonprix. The Shimmering Wrap Dress* is available in pewter (which I'm wearing) and black, in a size 10-32. It's super stretchy, with a wrap over top, and long sleeves - perfect if you'll be venturing out somewhere wearing it. I would definitely recommend sizing up if you don't want it more fitted on the bottom half, as it was a little smaller than I had anticipated. For a smoother silhouette (if VBO isn't your kinda thing), just add some shape wear, otherwise - forget the shape wear and be comfortable like me! I found it really comfortable and actually quite warm, however, it does ride up when you're sat down, so just a note that if you're taller (I'm 5ft7 for reference), you may need tights or something underneath, but if you're happy to -potentially- flash your fellow partygoers then this is a winner!
Friday, 11 December 2015
Fashion | Feeling Festive with Yours
I don't know about you, but I've just started to feel mega festive! Christmas tree is up, flat is decorated and Christmas cards have been posted, so I'm feeling organised, and ready to party! I ventured out this week to pick up a few gifts and wore the cutest Christmas jumper (kindly sent to me from Yours) ever last week, so I had to show you all!
Posted by ChloeInCurve at 16:23
Labels: AW15, Plus Clothing, Plus Fashion, Plus-size, Styling, Yours Clothing
Monday, 30 November 2015
Beauty | Going BareFaced! with Magnitone
I've always wanted to try a cleansing brush, but I've previously felt a little sceptical as to whether they actually worked or not. We all want clear, soft skin so, anything that'll help me get that - I'm trying it! For the past few weeks I've been testing the Magnitone BareFaced!* vibra-sonic daily face brush - and let me say now, I am a complete convert!
Wednesday, 18 November 2015
1 Year Blogiversary!
Posted by ChloeInCurve at 16:55
Labels: Autumn, AW15, Body Confidence, Body Positive, Fashion, MUOTD, OOTD, Outfit Planning
Wednesday, 11 November 2015
Fashion | Autumn Partywear | Lovedrobe
When it comes to party wear, I don't tend to be a super glitzy glam kinda girl, I prefer something a little more understated and simple, but still on trend. This Lovedrobe dress is exactly what I tend to look for around the festive season, with it's lace sleeves and inserts its a classy party dress with a bit of sex appeal!
Posted by ChloeInCurve at 12:32
Labels: ASOS, Autumn, AW15, Lovedrobe, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size
Wednesday, 4 November 2015
Fashion | Pinafore + Faux Fur
I seem to be all about hoarding plus size jackets and coats this season, from capes to parka's - If it's out there, and I like it - I've bought it (also currently applies to knitwear - cannot stop myself!). So, when I saw this little beauty pop up on the Newlook website last week, I could not leave without it. It's so different to the styles I've already bought into, so thankfully I don't feel like I'm cheating on my plus size Navabi Coat of Dreams! Phew!
Labels: ASOS, Autumn, AW15, Body Confidence, Body Positive, Liquid Lipstick, MAC, Make-up, MUOTD, Newlook, OOTD, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size
Tuesday, 27 October 2015
Fashion | NineX Lingerie
This week I was very lucky to receive a lovely package from one of my favourite lingerie brands - NineX. Their pieces are always good quality and very affordable compared to what we currently have in the plus-size nightwear market.
Tuesday, 20 October 2015
Fashion | Elvi Autumn Favourites
Elvi has quickly become one of my favourites due to their on trend, classically cut and fashion focused ranges over the past few seasons. This season looks to be the best yet with a colour palette of black, khaki's and burgundy's, it's a well put together, coherent collection, with elements of the perfect capsule wardrobe. I thought I'd pop together a few of my favourites (which was very difficult to narrow down as I pretty much love everything!), and split them into two categories - pieces I'd dress up (gold) and items I'd dress casually (black). Hope you love them as much as I do!
Labels: Autumn, AW15, Elvi, Fashion, OOTD, Plus Clothing, Plus Fashion, Plus-size
Wednesday, 14 October 2015
Fashion | The Coat of Dreams
If you saw my most recent blog post (and my mini vlog) you'll know that I recently fell in love with the most beautiful coat at the Navabi plus-size blogger event, which showed off the new 'Navabi collection' in all its luxurious glory! This week, it became mine and I've been dying to blog about it since it arrived - has been torture not being able to wear it!
This wool/felt coat has a very beautiful floral print, which is topped with the most intricate lace application. Its midi length, long sleeves, and full lining make it the perfect addition to my autumn/winter wardrobe. This is the kind of coat that will instantly dress up your outfit, making whatever you wear look next-level-chic! I am most definitely in love! As the coat is very much a statement piece, I opted to pair it with an LBD. Also from Navabi, created by plus-size designer Manon Baptiste, this little black dress is extremely comfortable (Cotton mix), flattering and the delicate lace detail is the perfect feminine touch. It's a very low V front wrap, so if you're quite busty you may want to pop a cami underneath or (like I did!) just go for it without! I love the waist tie detail which ties once around your waist, then you can bow or knot it at the front. I found the shape really flattering as it sits nicely over my hips and stops around the knee - paired with the tie front it, definitely elongates the body.
You'll probably be seeing these two pieces a lot on my social media (as I'm slightly obsessed with them) so I hope you like them as much as I do!
Labels: Autumn, AW15, Black, Body Confidence, Body Positive, Designer, Fashion, Feminine, Navabi, New Collection, OOTD, Plus Clothing, Plus Fashion, Plus-size
Tuesday, 6 October 2015
Fashion | A Night With Navabi
A couple of weeks ago, I was very lucky to be invited to an evening with plus-size luxury retailer Navabi, and ultimate trend forecasters WGSN. I've been an avid reader of WGSN since uni, so was thrilled to see that they were co-hosting the event in their very beautiful and minimalistic London head office. I spent a lovely evening with a fabulous bunch of blogger babes, sipping champagne, chatting, laughing and a mega try on session of the new 'Navabi Collection' (sizes 16-30).
One of my favourite parts of the evening was talking to Navabi's Head of Design - Christine Shaw, who told me that she begins her process with the fabric she wants to use, then goes on to sketch and create the design. That alone tells me how strongly Navabi feel about the perfect fabric, cut and fit for each garment. The collection was inspired by "urban surroundings, like cracked pavements, branches and various different textures. The colour scheme is reminiscent of leaves, the grey of street curbs and the greens and blues of parklands." The intricacy of each garment is truly incredible - from the silver chain on the inside of each coat, to the detailed stitching of each dress - these small, surprise details are what makes buying from Navabi, truly special. Click here for the full AW15 collection - probably my favourite of the season so far.
So, here are a few of my favourite images from the event (of course my 'Coat of Dreams' features! Full blog post of that beauty coming soon!).
Labels: Autumn, AW15, Body Confidence, Designer, Fashion, Navabi, New Collection, OOTD, Outfit Planning, Plus Clothing, Plus-size, Positivity
Thursday, 24 September 2015
Fashion | AW15 Trend Report
As we are well and truly in autumn, I thought I would share my favourite new in items from this seasons biggest trends. Just click the purple links below, and they'll take you straight to the product page! I want them all!!
Labels: Autumn, AW15, Body Confidence, Body Positive, Boohoo, Elvi, Fashion, OOTD, Outfit Planning, Plus-size, Positive, Simply Be, Yours Clothing
Thursday, 17 September 2015
Fashion | Autumn OOTD with Yours Clothing
I am officially in full autumn mode. Berry lip, jumpers, hot chocolate - the lot (even though the sun is still shining most days down here in Dorset, but I'm ok with pretending!). I've been slowly building up my AW15 wardrobe over the past couple weeks, which has been quite a task considering I'm not too big on the 70's trend! So, I was very pleased when the lovely ladies over at Yours Clothing asked me to pick a couple of autumny pieces to review.
Labels: Autumn, AW15, Fashion, MUOTD, OOTD, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size, Styling, Yours Clothing
Wednesday, 9 September 2015
Fashion | Neutral Galore OOTD
I don't know about you, but I find all neutral outfits always look so fresh, well put together, and they generally cheer me up! White is probably quite a risky colour to wear - not due to the typical 'you can't wear that' rubbish, but as I'm slightly accident prone I fear the risk of spillages or large puddles! I risked it for the night we ventured to the Moulin Rouge, and went for a white/cream/gold mix.
Labels: ASOS, Autumn, AW15, Beauty, Body Confidence, Body Positive, Make-up, MUOTD, OOTD, Plus Clothing, Plus Fashion, Plus-size, Positivity
Tuesday, 1 September 2015
Fashion | All Black OOTN
I've now finally come to terms with the fact that summer is over. I don't actually remember it happening in the UK, but I hear we had at least two days of sunshine which constitutes as summer. Usually, I'd be feeling depressed by this, but instead I'm too excited that I can now pack away my UNWORN summer wardrobe, and fully buy into AW15. Bring on oodles of lace and embellishment, gothic romance, dark plum lips and all black outfits!
I loved wearing this all black outfit in Paris last week. I reckon you can tuck just about anything into a midi skirt and make it into a dressy, yet comfortable outfit. This midi skater skirt from Asos is a thick jersey fabric which sits nicely over the hips and is so versatile - I know I'll get a lot of wear out of it! I wore it with an embellished collar black shirt from H&M - which is now no longer available, but a very similar beautiful shirt from Yours Clothing is available here. I think even up to a year ago I would have probably shied away from wearing an outfit like this due to showing a bit of leg and the skirt being relatively fitted around my waist. That just shows me how much my mind set has changed as I absolutely loved wearing it and felt confident and fabulous!
Labels: ASOS, Autumn, AW15, Body Confidence, Body Positive, H&M, MAC, Make-up, OOTD, Outfit Planning
Tuesday, 25 August 2015
Fashion | UKPSFW
We are only weeks away from UK Plus-size fashion week - the largest plus event in Europe, where buyers, press, bloggers and oodles of lovely ladies and gents join together for a fashion filled weekend. This year, the event promises to be bigger and better with catwalk shows, a beauty bar, panel discussions and you might also spot a few celebs! It's so refreshing to finally have an event where we plus fashion lovers can meet up, and view next seasons hottest styles.
Posted by ChloeInCurve at 04:51
Labels: AW15, Body Confidence, Body Positive, curve, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size, UKPSFW
Friday, 21 August 2015
Lifestyle | Beginners yoga tips
I previously assumed that yoga and meditation was something people did to look fashionable, follow the celebs and live the 'Tumblr lifestyle'. I most definitely ate my words as I've now been completely converted, and really wish I'd given it a go before now. It wasn't until I saw online that practicing yoga can help to decrease lactic acid in your muscles, and also decrease joint pain, that I thought I needed to give it a go as this would be a huge plus considering I have a joint related condition. I've yet to find somewhere local to me for beginners classes, so for now I practice at home as often as I can. I can honestly say, it's one of the most relaxing and enjoyable parts of my day. I appreciate that for a lot of people it's difficult to find the time, but even if it's something you make time for a couple of times a week - you'll thank yourself!
I'm in no way a yoga expert, but from my experience so far, I've popped together some tips which I think could be useful to any fellow newbies!
Labels: AW15, Body Confidence, Body Positive, Plus Clothing, Plus Fashion, Plus-size, Positivity, Styling, Yoga
Tuesday, 18 August 2015
Lifestyle | How I gained confidence
I was pretty much always the 'chubby' kid. Even in primary school I was a little bigger than the others, which then followed on to high school. Near enough six horrendous years (at a school I felt ignored bullying) which I'm so relieved I'll never have to relive. Moving onto uni, I was yet again bigger than the friends I made - that didn't bother me as such, it was just inconvenient at times. I remember trying to make excuses as to why I couldn't go shopping with them, solely because I knew that Topshop, Riverisland etc didn't stock my size, so I saved myself the embarrassment and just didn't go. I used to try to get in and out of the Newlook inspire section as quickly as humanly possible, just in case anyone I knew saw me. When I think about all this now, I really really wish I could tell the me back then that all of that hiding just isn't worth it.
I tried to act as confident as I could, but even that can become really difficult. I remember buying a beautiful, on trend hot pink pencil skirt, it was fitted and I remember thinking about sending it back as it showed off more than I was comfortable with, but in the end I wore it. My confidence was crushed within the hour when I heard a guy in a bar make some sort of fat-shaming related comment to his friends about me. I got obsessed with diets, skipping from one to the next when I didn't see much of a difference, I'd swim for hours instead of going out with my friends, and in general I was incredibly hard on myself. I couldn't get to the point of being happy with my body.
Fast forward a couple of years, and I land my ideal job in fashion buying. Unfortunately 2 years later, that was followed by a diagnosis of Psoriatic Arthritis (kickstarted by a hell of an infection). It's at that point, when I felt at my very lowest due to the pain from my condition, losing then gaining weight due to steroids/medication, and having to sacrifice my job, that I stumbled upon a blog which was not only full of positivity, but encouraged me to celebrate my body, and enjoy fashion regardless of what others thought of me. That blog was From The Corners of The Curve by mega babe Callie Thorpe. Callie's positive nature, body confidence, and clear love of fashion really inspired me, and her blog was most definitely what planted the seed to the beginning of my new found confidence.
For me, the battle was just as much mental as it was physical. To drastically change your mindset takes time, and it really has taken me a while to get to this point. If you're wondering why I'm explaining all of this, it's because I want people who are going through the same body-hate as I did, to know that you can change your mindset, it just takes time and encouragement. I created ChloEllio.co.uk in October last year, and feel overwhelmed by the positive response I've had. I've been approached by brands I admire, and been included in some lovely articles - all of which have been a huge confidence boost, however the most rewarding thing is knowing that I'm helping to encourage others to love their body, whilst offering some plus fashion insight. I've read a lot recently (and had comments on my Instagram) that we plus bloggers are 'promoting obesity'. That is one of the most ridiculous things I've ever heard. If I instagrammed a picture of me sat stuffing my face at McDonalds with the caption 'Come get fat with me!', then perhaps I could be accused of that. I'm simply trying to promote the fact that you can wear whatever the hell you want, and look however you want, regardless of what society tells us.
We all deserve to have happiness, and to live our own lives the way we want to live them. I try to eat healthily, swim, and do yoga as many times a week as my body can handle, yet at times I am still judged solely on the way I look. It's perplexing how small minded and unempathetic some humans can be. The kind of human that thinks its okay to leave a comment on my Instagram page calling my picture 'disgusting' when i posted a picture in a bikini. The kind of human that thinks he has the right to shout abuse at me from a passing car. The guy in the bar that thought it was okay to body shame me right in front of my friends. The truth is, they are weak people that feel the need to bring others down to make themselves feel better, or to 'show off' to their friends. They don't know of the potential underlying illness or mental struggles a person might have. I do not understand why they feel the need to, or think they have a right to shame others.
I wish I could tell the me back at school - and at uni - that I would accept myself, even after being diagnosed with a debilitating condition, that I would create a space which would encourage others to be happy regardless of how they looked, that I would meet the kindest, most supportive man I've ever met in my life, and that judging someone based purely on how they look is... pointless. So, if you're someone that wishes for confidence, or wants to look like someone else, please just be happy that you are you. Only YOU can bring out that confidence you're looking for.
Labels: Body Confidence, Body Positive, Positive
Tuesday, 11 August 2015
Fashion | Navabi AW15 New In's
Navabi is the ultimate place to shop if you're looking for premium plus size fashion. The website itself is effortlessly stylish, easy to use and has some inspirational fashion content with tips and clips from the likes of supermodel Ashley Graham, and blogger mega-babe Nicolette Mason. As we're now seeing new season stock trickling onto the 'New In' pages, I thought I'd show you my picks from what's new on the Navabi website. Hope you love them as much as I do!
Labels: Autumn, AW15, Body Positive, Fashion, Navabi, OOTD, Outfit Planning, Plus Clothing, Plus Fashion
Wednesday, 5 August 2015
Fashion | Newlook Off Duty OOTD
I cannot help but buy into new season styles early. When I see something I like from the season ahead, I know I probably shouldn't buy it quite yet, but then outfits start building in my head and before I know it, I've bought it. Although I don't really want to admit it, were almost at that transitional time between summer and autumn, so I thought I'd start early!
I went on a bit of a Newlook spree the other day as I'm pretty impressed with their early peek into AW15, so here's a couple things I picked up.
Labels: ASOS, Autumn, Beauty, Body Positive, Chanel, Cosmetics, Illamasqua, Inspire, MUOTD, New Look, Newlook, OOTD, Plus Clothing, Plus Fashion
Friday, 31 July 2015
Beauty | My Jo Malone Favourites
Jo Malone: the house of bespoke, quintessentially British classic fragrances, is most definitely at the forefront of the perfumery industry. With their unexpected scents, coveted candles and iconic packaging, there's always something special about receiving and opening one of their cream and black boxes! I've been an advocate of the brand for years, so I thought it was about time to share with you my ultimate favourites from my collection, most are mainline, and readily available from Jo Malone online and in store.
Thursday, 23 July 2015
Fashion | Date night OOTN
Last week I went to the cutest country pub right beside the sea, amazing view, brilliant food and rather handsome company (as he told me himself!!). Is it just me that finds eating outside in the summer makes the food taste better?! Could just be me, but thats one thing I always look forward to! We had a lovely meal, some drinks and a walk along the beach - perfect date night!
I wore some ripped jeans, a khaki blouse and some statement flats - Comfortable outfit but still looked quite dressy. Lace-up flats make any outfit look a little smarter (Great alternative to heels), plus the pair I'm wearing are only £28 - bit of a bargain considering the amount of wear you'll get out of them this season! I always find that pairing a smart/casual evening look with a bright lip brings the outfit together. I went for the Anastasia liquid lipstick in Carina, full blog post on it here - One of my all time favourite lip products.
Labels: ASOS, Beauty, Body Positive, Designer, Fashion, Feminine, New Look, Newlook, Outfit Planning, Plus Clothing, Plus-size, SS15, Styling
Monday, 20 July 2015
Fashion | City Chic at Evans
It's always exciting when we have a new brand/label to shop, and over the past couple of years we seem to have had a surge of more trend led labels with a plus size offering. City Chic are an american brand founded in 2008, with an aim of providing 'Bold, sexy and chic' fashion for plus size women. From Sydney to South Africa, the brand now have a relatively far reach but only finally entering the UK market through Evans.
Evans have selected a 14-28 clothing size range, and 38D - 44F in lingerie. In terms of product mix, theres a decent choice and representation of what the brand has to offer, however I do feel that there's a bit of a lack of bottoms (skirts, trousers), and evening dresses - the brand seem to have a really strong offering on their website. Being in fashion buying myself, I appreciate you can't select everything, but as a customer I'd have liked a wider initial collection.
So, here are a few of my favourites from the collection. Just click the purple links at the bottom if you'd like a closer look.
Labels: Body Positive, Designer, Evans, Fashion, Feminine, OOTD, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size, SS15
Wednesday, 15 July 2015
Fashion | The Perfect Oversized Shirt
I seem to always be on the hunt for the perfect shirt. Whether its crisp, white and fitted or longline and oversized, I'm always looking! I saw this Colour Block Boyfriend Shirt from Asos on the website about a month ago, but pretty much the second it launched, it sold out. That definitely made me a little emotional as I knew I'd love it. I eventually got my hands on one, and selected a size 24 as I wasn't too sure fit wise which to go for. On wearing it I'd say if oversized isn't your thing, go down a size but, if you like that kinda look like I do, go for your usual size or even one above.
We headed to a cute little vintage fair the day I wore it - I wouldn't have worn white had I known I would be surrounded by grass and mud but thankfully no mishaps - and I found it really comfortable to wear, not at all restricting, very light and kept me cool. I love the rolled up sleeves shirt look, I think it makes it look much less formal, but still quite chic. I teamed it with some light leggings, big sunnies and slip ons to make it more summery! Next time I wear it I think I'd tuck it into a midi skirt with some lace up heels, a statement necklace and clutch bag for a smart/casual night look.
Posted by ChloeInCurve at 14:13
Labels: ASOS, Beauty, Body Positive, H&M, MUOTD, OOTD, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size, Positive, Positivity
Friday, 10 July 2015
Fashion | Lighthouse Lunch + New Favourite Maxi
It has been hot hot in the UK this week, and I've been trying to take advantage at every opportunity, as it doesn't take long for it to turn! I headed out for lunch by the sea the other day, so thought I'd show you my outfit, as although its simple, its definitely one of my new favourites.
I'm going to be honest in saying a lot of this season Newlook hasn't really been to my taste, and I've primarily shopped at ASOS, and SimplyBe, so I was super happy to see something I finally liked (albeit Newlook on the ASOS website). The tile print maxi is very lightweight - perfect for the overwhelmingly hot UK weather at the moment, and ideal for popping on in the evening if you were off on holiday! With two high leg splits and a strap back, I love the detail that they've put into this maxi, alongside the beautiful blue tile print with some hints of orange. I wore it casually with some blue and silver sandals, a custom necklace and my much loved Marc Jacobs sunglasses. This would be very easy to dress up for the evening with some heeled gladiators, a statement necklace and summery clutch (+ a wrap or cardi if its on the chilly side).
Funny to think that I used to shy away from anything that showed any leg (or arm)... now my mind set has done a 180, and I now think life is far too short to not wear whatever the hell you want!
Labels: ASOS, Beauty, Body Positive, Chanel, Feminine, New Look, Newlook, OOTD, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size, Styling
Tuesday, 7 July 2015
Fashion/Beauty | Benefit - Another Body-Shaming Brand
Most of you may have seen the perplexing body-shaming tweets from (so called) positive beauty brand Benefit Cosmetics yesterday, where they 'joined in' on the degradation of us plus-size individuals.
Labels: Benefit, Body Positive, Cosmetics, MUOTD, Plus-size, Positive, Positivity
Wednesday, 1 July 2015
Lifestyle | Beach Day!
As the weather has been beautiful, Justin decided it would be a good beach-lunch kind of day! We ate lunch, had the mother of all ice creams, and then chilled out on the beach - it was perfect! Even though it took me at least 2 minutes to be able to stand up from sitting in the sand... Very ladylike.
I went for quite a minimal makeup look, with a nude pink lip (Rodeo Drive - Gerard Cosmetics) - you might have seen the below picture if you follow me on Instagram. Definitely one of the best lipstick formulas I've ever tried - super buttery, great pay off and for £11.50 a bullet - a total bargain! Apologies for the lack of outfit pictures, seem to have lost them to my memory card :(. I wore an Asos V neck tunic which is one of my favourite things I've bought so far this summer! Super light weight as its chiffon, the ivory colour way looks fresh and summery, and the long side splits are right on trend. I also wore my Asos Rivingtons, H&M pumps, Mulberry Bayswater and Marc Jacobs sunglasses from Eyewearbrands.
Labels: ASOS, Beauty, Designer, Lipstick, OOTD, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size, SS15, Styling, Summer
Thursday, 25 June 2015
Beauty | Anastasia Beverly Hills Liquid Lipstick | Carina
The beauty market has seen a recent influx of matte lipsticks and liquid lipsticks, from Sleek to Stila - they're everywhere! One brand in particular seems to be dominating the market - Anastasia Beverly Hills. Known for holy grail brow products, their liquid lipsticks are the best of the best in terms of pay off, colour and formula.
I recently bought a new shade so thought I'd pop it on to show you, and let you know what I thought. I selected 'Carina' a rich hot pink with some hints of red, as I thought it would look great for summer. The colour in the online swatch doesn't quite match the product itself, but I still really like the colour regardless. The pigment of these is incredible, so much stronger and more vibrant than other brands I've tried. You could easily coat your lips completely with one swipe on each, then blend out the edges with a lip brush. Dryness tends to be an issue with many matte lipsticks and liquids, but the formula of these is not at all drying - way worth paying more to feel a little more comfortable!
Friday, 12 June 2015
Fashion | The Best of the New-in's!
We've seen both the sun (HALLELUJAH!) and an influx of new season fashion this week - two of my favourite things, so I've popped together some of my most loved styles and trends from our retailers newly launched. From tile print maxi's to multi-strap swimwear, plus-size clothing is even stronger than last season on the trend front, particularly from Asos Curve, SimplyBe, Boohoo Plus and Missguided plus.
If you want to have a closer look at any of the below styles, as always just click on the pink/purple descriptions, which will take you over to the product page.
Posted by ChloeInCurve at 18:00
Labels: ASOS, Beauty, Body Positive, Festival, Inspire, New Collection, New Look, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size, SimplyBe
Monday, 8 June 2015
Lifestyle | Anniversary Mini Trip with OOTN
This week was mine and Justin's anniversary, so we decided to have a little night away for some relaxation and to celebrate! We booked the new Hilton in Southampton, in an Executive King room which overlooks the Ageas cricket pitch, neither of us being cricket fans (didn't even make an attempt to understand it)- but the view was incredible. Luckily, the weather was beautiful so it made the view even more enjoyable! Justin treated us both to an afternoon in the spa, which was one of the most relaxing afternoons of my life! From Juniper Berry infused steam rooms, to relaxation pods and rooftop Jacuzzi's, it was exactly what we both needed (I could have quite easily stayed in there the entire day).
In the evening we headed for dinner (the most delicious risotto I've ever eaten) and cocktails in the Executive lounge - free cocktails always seems like a great idea... I wore an Asos bardot top, stripe midi skirt and Lana lace up's. I loved wearing this outfit, really comfortable but still looks quite smart. The bardot cut is the neckline of the season, and is perfect for showing off some shoulder this summer. I paired it with gold jewellery from Asos and Chanel, and finally had the opportunity to wear thee most beautiful crystal gold handmade bracelet* from Mauritian Gems. Justin's full outfit is Ralph Lauren, with glasses from RayBan at Eyewearbrands.
Labels: ASOS, Beauty, Body Positive, Chanel, Cosmetics, Designer, Fashion, Feminine, Illamasqua, Make-up, MUOTD, Nars, Outfit Planning, Plus Clothing, Plus Fashion, Plus-size, Positive, Positivity, Styling, Summer
Friday, 29 May 2015
Fashion | Summer Nautical OOTD
I love the Nautical trend - that seems to come round just about every spring/summer - but in a more diluted form. For a trend like this, you only need a couple of key pieces, the rest you'll probably already have in your wardrobe. The same rule applies to most trends, so if you see one particular piece you like, buy it and raid your wardrobe for the rest of the outfit!
The key pieces I chose were a striped blazer, and matching pumps. I paired them with my favourite skinnies, a bandeau style top, and of course - a red lip. Red lips are the key to nauticalness! In terms of accessories, I always find that silver works with blue and anything stripy so I wore my silver rings from Pandora, and a nautical navy rope necklace from Monsoon. I could have worn a skirt and a cami, but it was a tad too chilly so opted for my reliable Asos Ridley jeans! I felt it was the ideal outfit for a wee stroll and lunch down by the Harbour, bring on many more days like this, this summer!
Labels: ASOS, Beauty, Body Positive, Designer, Feminine, MAC, Make-up, Marc Jacobs, MUOTD, OOTD, SS15, Styling, Summer
Friday, 22 May 2015
Fashion | Panache Role Models Campaign
Last week whilst browsing Youtube, a Panache ad popped up. Usually I pay no attention to the ads in-between videos as they're either not relevant to me or I've seen them a thousand times. This was one I hadn't seen, and it immediately caught my eye for a couple of reasons - 1.I've grown to be quite a big Panache fan over the past few years due to being in the buying industry, and viewing one stunning collection after another from the brand, and 2. the very beautiful lingerie model (Marquita Pring) starts the ad with a question - 'What do you see when you look at me?'.
Marquita lists some of her many achievements through the ad such as being featured on the cover of Vogue Italia, and also being a co-founder of ALDA- a group that promotes body positivity and encourages women to embrace their curves whatever size or shape they are. The ad ends with the final message from Marquita being 'Because I'd like to think there's so much more to me, than the way I look'. To see such an inspirational woman deliver this extremely positive message really got me thinking. We live in a world where 'celebrities' and models tend to be idolised -Cara, Karlie, Kylie...why do people idolise them? Is it because of the way that they look, or the impact they've had on the world? Is it their fame status, or is it how much they have accomplished in their lives and careers? When you think of your role models, what is it that makes them a 'role model' to you?
Jennie Biano, the Panache Head of Marketing explained 'The campaign delivers our objectives through six inspiring women and their personal achievements, and I hope it will inspire the next generation of role models, and I am extremely proud of the results.' Panache claim that although '81% of women today agree role models raise aspirations, 75% of them think there are no aspirational female role models', Well, here you go that 75%! Here are some incredibly inspirational 'role models'!
Mica Paris - Mica is British soul singer, Charity Patron and was named one of the '100 Great Black Britons'.
Rachel Elliott - Rachel's selfless attitude in her role as an Ebola battling nurse in Sierra Leone make her the perfect choice for this Panache campaign.
Hannah Cockcroft MBA - Hannah is the world record holder in the 100m, 200m, 400m, and 800m wheelchair raising. Just wow.
Amy Hughes - Amy holds some very impressive world records - 17 consecutive marathons in Texas, and 53 marathons in 53 days in 53 cities around the UK!
So, here it is - the video that prompted this blog post. I hope you find it as thought-provoking and inspirational as I did.
What do you think of the campaign? Who are your role models? Feel free to comment below or Tweet/Instagram me by clicking below xx
If you enjoy reading my blog and checking out my Instagram posts, then I would be very grateful for you to vote for me in the 'Best New Blog' category at the Plus Size Awards 2015. You can click on the button on the right hand panel or click HERE to vote :) Thank-you so much to those of you that have already voted!
If you enjoy reading my blog and checking out my Instagram posts, then I would be very grateful for you to vote for me in the 'Best New Blog' category at the Plus Size Awards 2015. You can click on the button on the right hand panel or click HERE to vote :) Thank-you so much to those of you that have already voted!
Labels: Beauty, Body Positive, Lingerie, Panache, Plus Fashion, Plus-size, Positive, Positivity, SS15
Tuesday, 19 May 2015
Lifestyle | Another day, Another Castle! + OOTD
The sun FINALLY ventured out this weekend in Weymouth, so Justin and I decided to find somewhere to have our first picnic of the summer. Sandford Castle, surrounded by the sea and plenty of areas to lounge around, was the perfect location for the afternoon. Not so perfect for my hay-fever, but I was happy for people to assume I just looked a bit emoshe due to my streaming eyes.
I'm still having to cover up to keep out of the sun (due to medication) which pains me greatly!! I'm a firm tan lover/ sun worshipper, so all I can say is thank goodness for false tan! I wanted to look nice but still feel comfortable, as I knew we would be doing a bit of walking, so I opted for my Asos Curve swing dress, which is very flattering and has a really beautiful back cut out detail (that I annoyingly forgot to photograph!), and some summery navy floral leggings from Matalan (No longer available, similar available here.) Sadly, my fro was uncontrollable... as you're about to see.
* Prepare yourself for some very wind swept images! *
My accessories are from -
Pink Double Bag - Prada
Marc Jacobs Sunglasses (Sold out) Similar here - Eyewearbrands.com
Pink Weave Flats - Evans
Pink Rose Ring - Pandora
Pink Heart Ring - Pandora
Pink Heart Ring - Pandora
Flower Glass necklace (Sold out) Similar here - Zara
Lustre Lipstick in Capricious - Mac
Lustre Lipstick in Capricious - Mac
Have you been out enjoying the sunshine? I'd love to hear from you, so feel free to pop a comment below or pop over to my Twitter and Instagram to say Hello! xx
If you enjoy reading my blog and checking out my Instagram posts, then I would be very grateful for you to vote for me in the 'Best New Blog' category at the Plus Size Awards 2015. You can click on the button on the right hand panel or click HERE to vote :) Thank-you so much to those of you that have already voted!
If you enjoy reading my blog and checking out my Instagram posts, then I would be very grateful for you to vote for me in the 'Best New Blog' category at the Plus Size Awards 2015. You can click on the button on the right hand panel or click HERE to vote :) Thank-you so much to those of you that have already voted!
Labels: ASOS, Body Positive, Designer, Evans, Feminine, Matalan, Plus Clothing, Plus Fashion, Plus-size, Positive
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Motherhood is a stage in life that causes a complete metamorphosis in the mother's life. A mother's body changes to be able to safely and in a healthy way carry the unborn child. After birth, the mother's body adapts itself to be able to feed the child until the child can be able to feed on its own.
A woman's mind set also changes when she becomes a mother. When a lady turns into a mother, she has to start thinking differently. Her first priority stops being herself but instead her priority becomes the wellbeing of the child.
When the mother is pregnant, she has to think about taking the proper diet for her growing unborn child. She has to think about keeping the unborn child safe and she has to make sure that she herself is always in a healthy and sound environment since any injury or negative impact on her will also affect the child negatively.
The fact that the mother's condition affects the child's condition is often overlooked or taken for granted by many. Many people tend to only pay keen attention to the types of foods that the mother eats and forget other aspects of the mother's wellness.
People fail to realize that things such as mental stress affecting the mother also affects the baby. A mother in a bad mood means a baby in a bad mood. As such, extra care should be taken to ensure that the mother's condition is always maintained in the best condition.
In Singapore, we have many mothers, especially single mothers, who do not take very good care of their babies especially in relation to where they live. Singaporeans many times have challenges in finding the best places to live in but the expectant or the young mother should take extra measures to ensure that she is living in a proper environment.
Some single mothers who earn low incomes may not afford to rent a house and they may opt to live in rented master rooms or common rooms. Many times, these facilities are not ideal for properly raising a child in. These are constrained places that cannot provide enough room for the child to play around in or for the expectant mother to have free room to move around.
While living in such a room, the mother will not have the freedom to prepare any kind of food at any time of the day for the child.
In Singapore, some of the HDB rooms or houses that people live in are also in environments that are not conducive for the expectant mother or for the growing child. An expectant mother should for example not have to climb steep stairs. A child in such an environment may also fall down the stairs.
A crowded environment is also not good since such environments come with other negativities such as noise and other pollutions. A noisy environment will stress an expectant mother and a newborn child will also be stressed. A child in a noisy home will not be able to get enough sleep due to the frequent noise interruptions.


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'05-'10 Triumph Speed Triple Single Headlight Conversion by Motodemic
Completely transform the look and lighting performance of your Triumph Speed Triple by swapping out the stock headlight assembly with a Single Headlight Conversion and using one our high-quality headlights. Locates the gauge cluster flat and just above the headlight to create a low-profile and compact cockpit. This is also a great option when using clip-on's as everything on the front of the bike moves as one unit.
Designed from the start to be a simple installation. No removal of the top fork clamp. No removal of the tamper proof bolts on the ignition.
Made in the USA from US sourced 6061 T6 aluminum. Parts are anodized black or powder coated depending on their use.
Whats Included
- (1) Cluster Bracket with Adapters
- (4) Fork Tube Clamps
- (2) Headlight Brackets
- Hardware (Stainless) & Hex Tool
Recommended Headlights
No need for pre-wired option on headlight, simply reuse half of your factory headlight sub harness.
- 7 Inch Adaptive LED Headlight – Best performing headlight on the market.
- 7 Inch LED Headlight Evo 2 – An excellent headlight option. (Metric Housing recommended)
- 7 Inch Round Headlight – Classic style. (Shown)
Conversion Only – Headlight Sold Separately


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Disclaimer Notice Please Read
Disclaimer Notice for Vacation Renters and Advertisers
Disclaimer Notice
NOTICE TO ALL RENTERS AND ADVERTISERS - All renters are responsible for conducting their own investigation regarding any and all claims made by prospective renters or vacation property owners or agents. You assume all liability for use of any information you find in any Rentdestin publication. The operators of Rentdestinassume no responsibility and in no way warrant the accuracy of the information contained in any of the pages published here. Not all Rentdestin ads are created directly by the property owners, some Rentdestin advertisers are acting as agents or managers for the owners.
Renters are aware that each property sets its own Refund/Cancellation Policies - Rentdestin recommends that renters ask for and receive a written notice of the Refund/Cancellation policy from the advertiser and for added protection, we recommend the purchase of Trip Cancellation Insurance at your own expense (see AllTripInsurance.com or InsureMyTrip.com for details). Rentdestin is not responsible for the refund of rental fees for any reason.
None of the information contained in any Rentdestin web page is confirmed or warranted by any party. Confirmation of information published herein is the sole responsibility of the renting party. Qualification of all renters is the sole responsibility of the property owner or agent.
Property Owners - If the operators of Rentdestin are unable to provide the promised level of service for any reason, including, but not limited to service outages, war, acts of God or negligence, neither Rentdestin or its owners can be held liable for any costs beyond the prorated costs paid by the client for the services which were not provided. Rentdestin does not guarantee that the Rentdestin web site will be available 100% of the time.
Rentdestin is not a licensed real estate broker in any location Notice: This offer is not valid in California.
By using or continuing to use the services of Rentdestin, you agree to the terms and conditions of this disclaimer.
NOTICE TO ADVERTISERS - Membership Cancellation Policy
Rentdestin listings run on a annual basis. Due to the fact that the vast majority of the work involved in promoting vacation properties on the Internet occurs in the first few weeks (creating the ad, adding photos, submitting to search engines, etc.) Rentdestin is unable to offer a refund on cancelled memberships.
If you wish to remove your property from the market, we can temporarily inactivate the Rentdestin listing and reactivate it at a future date. Your Rentdestin listing stays in force through the original term and the renewal date does not change (the renewal date will not be extended during the time that the property is off the market).
If you sell your property, you can transfer your Rentdestin listing to a new owner for a one time $10 listing transfer fee. No refund will be given, however, existing and new members are encouraged to come to a fair division of fees amongst themselves.
Note: Rentdestin does not participate in or tolerate the sending of Unsolicited Commercial Email (SPAM) - Rentdestin reserves the right to cancel (without refund) any member that mentions Rentdestin or any of its associated websites, URLs, or any associated Rentdestin email address in any SPAM e-mail message or Usenet posting. Rentdestin is the sole judge in determining what constitutes SPAM.
Rental inquires are delivered via Internet email and are not to be considered private. Internet e-mail delivery is not 100% reliable and Rentdestin cannot be held responsible for undelivered inquiries or for missed income as a result of undelivered inquiries. Rentdestin, at its own discretion, may supply to potential renters the direct e-mail address of Rentdestin advertisers for the purpose of making a rental inquiry.
Vacation Rentals by Owner reserves the right to reject or edit any ad submitted at our sole discretion. Once material has been submitted, edited and posted on the Rentdestin web site, it becomes the property of Rentdestin and its affiliated sites and may not be copied from the Rentdestin web site without written permission.
Ads which do not adhere to these policies are subject to cancellation at the sole discretion of Rentdestin.
By using or continuing to use the services of Rentdestin, you agree to the terms and conditions of this disclaimer.


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Featured tour
Toni ́s Free City Walk Provided by Tonifrom€ 0
Tip based
A chaotic, yet, fascinating mess, Athens is widely known to be one of the oldest cities in the world and an inspiring entrepreneur for following civilizations through the ages. This ancient, vibrant city is the birthplace of democracy, host of outstanding philosophers and an archaeologist's paradise, abundant in world famous historical landmarks.
Being the largest city in Greece by far, Athens dominates the Attica region of the country and acts as an important economic centre in southeastern Europe. Athens has incredible variants of architectural eras, where the historic triangle neighborhoods of Plaka, Thiseio and Psyri stand out among ancient monuments. Think Acropolis hill, Odeon of Herodes Atticus and Syntagma square, the beating heart of the city. Athens is endowed with warm and sunny weather almost all year round, attracting millions of tourists annually. The city's wacky nightlife is notorious as well where the exotic bouzoukia nightclubs and the joyful spirit of the Athenians play the biggest role in creating an unforgettable time.
We at freetour.com highly recommend taking a free walking tour to get a precious local perspective of the city. Whether the goal is to explore the historical side of the city, enjoy the delicious Mediterranean cuisine or simply have fun at the thriving nightlife, this massive city is guaranteed to deliver the ultimate travel experience.
We require some information from you, such as your name and email address, in order to make bookings and fulfill your service requests via the platform.
This is also detailed during the booking process and in our privacy policy. You can always object to the processing of your personal data by contacting us.
Our site uses cookies to deliver an optimal user experience. Please click 'okay' to continue using the site.


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A former TV chef was recently fined £10,000 for his failure to comply with a Notice of Requirement (NOR) to give a VAT security (http://abytx.co/1bDo2U0). HM Revenue & Customs (HMRC) has shown an increased readiness to use such Notices, so perhaps this presents a timely opportunity to remind people of the circumstances when they are applied and their consequences.
Paragraph 4(2)(a) of Schedule 11 to the VAT Act 1994 permits HMRC to require a taxable person to pay an amount as security when it believes there is a serious risk that VAT will not be paid. This can arise where a current or previous business has failed to meet its VAT obligations or where HMRC believes such a risk might arise in the future.
The legislation – 'Without prejudice to their power under section 48(7), where it appears to the Commissioners requisite to do so for the protection of the revenue they may
require a taxable person, as a condition of his supplying goods or services
under a taxable supply, to give security, or further security, of such amount
and in such manner as they may determine, for the payment of any VAT which is or
may become due from him.'
Where HMRC has identified this potential risk, it will issue the taxpayer with a formal NOR usually, but not always, after an initial warning letter. The amount of the security is calculated proportionately to the perceived risk and is normally the estimated VAT liability for 6 months (quarterly returns) or 4 months (monthly returns) plus any existing arrears from the current or previous business. HMRC can also insist on a change from quarterly to monthly returns if it believes compliance will be improved.
Forms of security
HMRC will only accept the following forms of security;
- electronic payment to a specified HMRC bank account
- a cheque or banker's draft
- a guarantee in the form of a performance bond authorised and approved by a financial institution
- payment into a bank account held in the joint names of the taxable person and HMRC.
Action on receipt
Immediate action by the taxpayer is expected following receipt of a NOR although HMRC should allow a reasonable time to put any required arrangements in place.
If the NOR is to be disputed, an appeal must be lodged within 30 days of the date of the Notice, either for an HMRC internal review or directly to the Tribunal. The dispute may be against the decision to issue the Notice or against the amount of security calculated. If there are grounds for appeal for either of these factors, our recommendation would be to write to HMRC in the first instance giving full reasons why it is believed the decision or the amounts are incorrect.
Often HMRC's decision is based on assumptions that can be readily disproven, such as;
- The personnel involved with a previous business that had a poor compliance history have a controlling influence in a new business. It may be the case that the person who gave HMRC cause for concern in the previous business has no involvement or management influence/decision-making responsibilities in the new business. If this can be satisfactorily demonstrated, HMRC may accept the risk no longer exists and withdraw the Notice.
- No returns have been submitted for the new business, so the estimated security amount is based on either the sales levels of the previous business or estimated turnover reported on the application to register a new business for VAT. The fundamental nature of the new business may have changed which will result in significantly lower liabilities than the previous business or there may be higher taxable direct costs or overheads resulting in higher input tax levels etc. If lower anticipated VAT liabilities can be suitably demonstrated, HMRC may withdraw the Notice or reduce the amount of security demanded based on the reduced risk.
One of the main conditions of imposing a NOR is that the business cannot continue to trade until the matter is resolved and it is a criminal offence to do so, as the TV chef found out to his cost. Prosecutions can be very costly affairs in these circumstances because the financial penalties can be very harsh – up to £5,000 per transaction if trading continues without the payment of the security.
It is imperative that action is taken immediately if you or one of your clients receives a NOR to give security. A recent case we had at Abbey Tax was referred to us very quickly and we managed to have the Notice withdrawn within a matter of days, once the true circumstances of the change in the business were brought to HMRC's attention.
An HMRC factsheet is available, which can be viewed here http://abytx.co/I58KAC
Author: Mark Burke, VAT Manager on the ReSource Tax and VAT Consultancy Team.
Email: email@example.com
Related articles
- Celebrity TV chef fined for failing to pay a VAT security (abbeytaxblog.co.uk)


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posted by B O B @ 2:01 PM
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Other than it's decidedly Anti-Microsoft stance, that was cool.
Thanks Jeff I know they had an agenda, but it was so "cool" I just couldn't resist sharing it.
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Behind every fashion blogger, lies a slightly aggravated but forever patient Instagram husband (or wife). I am lucky, as I have both! My best friend, who buys whole heartedly into the stylised, slightly pretentious shots that you see so often on my blog and Instagram accounts, and my husband who tuts every time I stop him digging straight into his meals so that I can take that foodie shot for my Twitter account.
Yes, poor Mr. CurvyGirlThin (or Dr. if we want to be pedantic – which I always do) has to eat lukewarm meals so I can take amazing pictures first. He also has to listen to my photography directions and spend many hours of his free time taking pictures of yours truly.
So, when Jacamo got in touch to ask if there is a man in my life who would like to try some of their range, I thought it would be the perfect opportunity to turn the tables and give Dr. C a turn in front of the camera. And my gosh, doesn't he look lovely?
My husband is around 6ft4 and a 38/40 waist and the range at Jacamo seems to fit him perfectly, offering a range of leg lengths in these great Black Tapered Chinos* that have a slight stretch to the material. Iain is wearing a 40L and the fit is fairly perfect, although a belt is needed to stop them slipping from his waist.
The trousers are light weight making them perfect for warm summer evenings and smart enough for those 'no-jeans' hotel restaurants when abroad.
He's paired it with a simple polo shirt* in longer length, although he is more likely to wear this with lightweight shirt and blazer for more formal occasions.
The longer length polo is great as it stops that gross builders bum when he bends over and covers that yummy beer belly of his (I do love his beer belly – it is hard earned).
He also chose some new cargo shorts* ready for winter sun holidays later in the year (and hopefully summer sun over here).
Dr. C is wearing these in a 40R and again they fit very well but require the belt being fastened fairly tight to prevent them slipping down. They sit just above his knees and are super lightweight.
This time, he's wearing the polo shirt in a simple black.*
So there you have it, Dr. C stepping in front of the camera to show you some big and tall options from Jacamo.
Isn't he adorable? Although, I may be bias!
C x


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Booking Information & Rates
We invite you to contact us to discuss your event requirements in detail, since we shall always consider each booking enquiry on it's own merits subject to availability, seasonality and bespoke quotation.
Venue Hire Price Guide
This page will at the very least give you some guidance of our indicative venue hire prices, enabling you to decide first and foremost, if Bridwell may be able to fit the budget for your event.
We fully respect that each client's requirements will vary, and our aim is to provide a bespoke event quotation tailored to your individual needs.
Special Offers & Seasonal Discounts
Seasonal discounts may apply to certain 'off peak' months or low demand periods within our diary. Please contact us to further discuss the discounted opportunities that may be available to you.
Corporate & Private Events
As a guide, the rates and breakdowns of our space below are quoted for midweek 8 hour hire excluding VAT unless otherwise stated. We will be pleased to discuss shorter or longer hire periods depending on the nature of your event.
|House, Park, Chapel & Orangery (full exclusive use hire)
|from £3000 per day
|The Park & Gardens
|from £2000 per day
|The Orangery
|price upon request
|The Chapel
|price upon request
|Individual House reception rooms
|price upon request
|House bedrooms with breakfast (midweek)
|price upon request
|Corporate Day Delegate Packages
|£35 – £45 per person
|Corporate 24-hour Delegate Packages
|price upon request
|(Please contact us for delegate rate terms & conditions)
Weddings, Parties & Extended Celebrations
|Midweek (Tues – Thurs only) – 3 days' exclusive use hire
|from £7000 inc VAT
|Weekend (Fri – Sun or Mon) – 3 days' exclusive use hire
|from £10,500 inc VAT
Accommodation within the main house 10 bedrooms is included within the above wedding and party guide rates. Use of the Old Stables 8 additional bedrooms will be subject to an extra charge according to your preferred requirements, and may form part of a minimum booking condition during peak season.
New for 2018 – For those not seeking a grand scale affair, do take a peek at our Mid Week Intimate Elopement Wedding opportunities.
Do get in touch with any questions, to request an individual quotation, to discuss availability, or to make an appointment for a personal showround of the estate at a convenient moment – we shall always look forward to hearing from you.


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News — site
Chattanooa Surplus Site Navigation tips
We want people to be able to find products they want, once they get to our site. We have set up four different ways to find what we have. I will go over these, to make it easier to navigate Chattanooga Surplus.
First, we have a standard search, Chattanooga Surplus search page. There is also a seach link at the top of each page. This is a standard keyword search, type any term or part number here, and it will return relevant results.
Second we have catalog link on every page, Our Catalog. This has a...


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U.S. travelers are more familiar with sustainable travel terminology than they were two years ago but remain unwilling to pay more for eco-friendly travel options according to the July travelhorizons(TM), the quarterly consumer survey co-authored by the U.S. Travel Association and Ypartnership.
The percentage of American travelers who consider themselves "environmentally conscious" has not changed since 2007 (78 percent); however, there has been a remarkable increase in the percentage who report familiarity with the term "carbon footprint" (from 12 percent in July 2007 to 54 percent in July 2009). Awareness of the term "green travel" also improved from 9 percent in July 2007 to 22 percent in July 2009. Despite these increases, only 9 percent of consumers say they are willing to pay more to use travel service suppliers that offer eco-friendly options for travelers, and only three percent have purchased a carbon offset when booking travel.
"Although consumers are reluctant to pay more to support green travel service suppliers, they are definitely paying attention to those who are green, even in this down economy," said Peter Yesawich, chairman and CEO of Ypartnership. "Travel service suppliers should therefore continue to adopt green practices that have a minimum impact on consumers' wallets."
Among consumers who would pay higher rates or fares for eco-friendly options, roughly four in ten (39 percent) would pay as much as a five percent fare or rate premium to an environmentally responsible supplier, and an equal percentage would pay between five and nine percent more.
"Consumers are looking for 'green travel' choices at the right price. The travel community has developed thousands of options and we are adding more daily," said Roger Dow, president and CEO of U.S. Travel Association. "Earlier this year, U.S. Travel and American Express launched TravelGreen.org to facilitate best practice sharing among travel companies and provide a clearinghouse on the latest research and trends in green travel."