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YouTube Star Ricky Dillon Releases Memoir 'Follow Me'
Ricky Dillon is officially an author!
The 24-year-old YouTube star just released his memoir Follow Me from Simon & Schuster.
In Follow Me, Ricky gives fans an exciting look into his personal life and reveals the ins-and-outs of being a young online star.
Readers will dive deep into Ricky's day-to-day world and see what it's like to be a young star with a number of different creative interests, from crafting weekly videos to collaborating with other YouTube personalities and honing his career as a pop musician.
Follow Me is also filled with challenges created by Ricky�from serious, contemplative tasks to the type of zany, hilarious stunts that he explores in his videos regularly�to create a book that is informative, inspiring, and incredibly fun."
Ricky will be heading on a cross country book tour soon! Get more info on RickyDillonBook.com.
Posted to: JJJ Book Club, Ricky Dillon


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Cespenar is an imp who flies around the Pocket Plane in Throne of Bhaal. He was originally Bhaal's butler and for a certain price and components, he can improve or fuse items to make them stronger. Although he can't be killed by Gorion's Ward, they can still hurt him. An exception to this is if Gorion's Ward becomes a mind flayer through the limited wish or shapechange spells, and attacks Cespenar with the mind flayer's intelligence drain ability.
- Cespenar and CromwellBG II: ToB
This icon stands for the Throne of Bhaal campaign of classic Baldur's Gate IIare the only characters who can create items or improve existing items.BG II: SoA
This icon stands for the Shadows of Amn campaign of classic Baldur's Gate II
List of itemsEdit
- What? You uses sling? What is you, a big sissy? (on Erinne Sling)
- Mmm... old rations? Do you clean pack sometimes or just pretend?
- What's this? Stale cookie? (munching noises) Ugh... that is no cookie...
- Mmm? What's this? You gots hammer? Bhaal once drop hammer on big godly toe. Jump around and swear for days, he did. Kicked poor me all the way to Baator. Very bad week, that. (on Runehammer)
- Oooo... big weapon, this. You over-compensating, maybe? (On Carsomyr)
- Umm... Cespenar only serve the Great One. You'se nice maybe, but you'se still a nobody. (on Bhaal, when spoken to by someone other than Gorion's Ward)
- Mm. Cool bastard sword, oh yes. Why bastard, you think? No parent? (on Foebane)
- I keep looking, but I runnings out of recipes soon. Needs to find Marta, soon. She around Hell somewhere, I thinks. (Possibly a reference to Marta from Planescape: Torment)
- Stupid friggin' Bhaal... (indistinct grumbling) ...not even a friggin' pension!
- What's this? A book? Is good bedtime readings, maybe? Oh. Is Tome of Golems. Yuck! BOR-ing! (on Tome of Golems)
- Ooo! Shiny ones!
- Eh? A shower curtain? Oh, it's only a cloak! Nasty pattern that... (On Cloak of Protection +2)
- De, Dum, De, dum, De, De, Dum, I'se looking through stuff that ain't mine! De, Dum, De, De, Dum!
- A glove? Only one? What is you, a rock star?!
- Eh? Bag of rocks? What you do with so many rocks? Need for head? (On Case of Plenty)
- Ahhhhhh, the flail of many heads! (On Flail of the Ages)


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Views: 590, Replies: 2 » Jump to the end
Apr 3, 2016 12:23 PM CST
|Hello! I was curious to find out what kind of yucca/cactus this species is? Can I get some help IDing this beauty? Also there are two baby's growing off of it. When is a good time to separate them to grow on their own?
Apr 3, 2016 1:09 PM CST
| VitoCorral.
It looks to me like you have a Bromeliad.
Apr 7, 2016 7:46 AM CST
|Hi & welcome, Vito!
It's looking like a Bromeliad to me too. Adding a pic looking down at the top of the plant might help someone recognize it. It's not necessary to know exactly which one it is to answer your question about the babies/pups though. If/when they have their own roots, they can easily be separated. Yours Separating is not necessary but definitely possible for your plant, depending on your preference.
If your plant is in a pot without a hole in the bottom, that can be tricky because adding too much water 1 time could make your plant ill or even be fatal. A toxic buildup of tap water substances like lime & fluoride, as well as residues from fertilizers, can also occur and make some plants ill.
Pretty pots without a hole are often used as cache/catch pots to hold/disguise a less decorative but more functional pot. When it's time to water, the inner pot can taken out, the plant can be watered at a sink, shower, or outside so the excess water can drip away freely, then put back into the decorative pot when it's finished dripping. This allows the best of both - avoiding a buildup of substances, no risk of too much water causing roots to rot, and a pretty pot to look at.
The less I interfere, the more balance mother nature provides.
👒🎄👣🏡🍃🍂🌾🌿🍁❦❧ 🍃🍁🍂🌾🌻🌸🌼🌹🌽❀☀🌺
☕👓 The only way to succeed is to try.
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Published at Wednesday, 17 January 2018 by Alexandra Christian in Home Design, with total 21 imageries.
Important design elements
At the height of the housing downturn the most impacted areas in new home design were also once the most lucrative: kitchens and baths. For several years new home owners passed on popular and expensive add-ons to their kitchens and bathrooms such as water filtration systems, large pantry areas and natural wood cabinets. However, a recently published A.I.A Home Design Trends Survey indicates these functions and more might see a comeback.
A key question is to consider how large to make the hangar. The first thing to consider is the 2000 square foot question. Most codes in the United States differentiate between hangars less than 2000 ft. and those that are larger. In general, commercial codes apply to larger hangars whereby easier residential codes will apply to the smaller hangars. This can affect the pricing.


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Title: Three Ways Sherlock Conformed to His Stereotype
Author: starjenni
Disclaimer: Not mine!
Pairings: Sherlock, John, friendship.
Warnings: None.
Rating: K+
Spoilers: None.
Summary: "It's a hat."
Urge to roll eyes, quashed. "Yes. I can see that."
"It's called a deerstalker."
To be fair, putting it under a throw under a cushion under a book on John's chair was a stupid place to put it, but John was far too riddled with guilt by the time it had happened to think about this. Plus, he was far too used to Sherlock's strange habits to be unable to excuse himself from not checking every surface for strange objects before he sat on it. But there was no point in regrets now, the damage had been done.
It was more Sherlock's horrified expression a moment before the loud crack that warned John of what he had done, and he leapt up immediately, but it was far too late.
He held up the broken pieces of Sherlock's violin to the light.
"Oh," he said, feeling numb.
"Oh," Sherlock said - no, whimpered.
It would have probably have been all right if John hadn't flung himself so heavily on the chair, but he had had a long day in the surgery and he had been feeling tired and overdramatic…
He pulled out another shattered fragment and said, "Uh."
Sherlock sat down very slowly on his own chair. John said, not looking at him at all, "Sherlock - I - er - God, I'm so sorry - "
"That was my violin," Sherlock said dully, and this time John did look at him, and the lost expression on Sherlock's face was enough to double his guilt. "My mother gave that to me," Sherlock continued, his voice still emotionless.
Sherlock's dead mother, John's conscience reminded him.
"When I was six," Sherlock added, effectively furthering the hole in John's stomach even more, and held his hand out for a shard of the recently deceased. John gave it to him, numbly.
"I'll get you a new one," he said. "I promise, I - Sherlock, I'm sorry."
Sherlock was too busy stroking the broken surface to reply, his hair hanging over his face.
John fled.
He came back some time later, and Sherlock didn't have to be the genius that he admittedly was to see that the case he was holding was violin shaped.
He cocked an eyebrow at John, who fidgeted under his gaze (he loved it when he did that).
"I was in Camden," John muttered, "And I mean, I saw it, I wondered if - I mean, it doesn't matter if it's any good, I don't know, I just - " He cut himself off and awkwardly held out the violin case.
Sherlock took it, because not taking it would be rude, and opened the case slowly.
And stared.
Can't be…
"Is it okay?" John was burbling somewhere in the suddenly misty background. "It didn't cost much if it isn't - I just - "
Sherlock, fingers trembling, very carefully removed the violin from its case. "Where," he said hoarsely, "Did you find this?"
"Uh. Just this antique place, back of the shop?" The confusion in John's voice was evident, but Sherlock was too busy being in shock to relieve it.
"How much?" he whispered.
"Not much - fifteen quid." John examined Sherlock, who was looking like he had been hit by a car. "Why?" he asked tentatively.
"Do you know what this is?" Sherlock whispered. "It's a Stradivarius."
"Oh." This meant absolutely nothing to John. "Is that good?" he tried.
Sherlock went white and touched the strings like a hard-travelled pilgrim finally touching their shrine.
"So it's good?" John prompted.
Very carefully, Sherlock picked the bow out of the case and then, closing his eyes as he did it, drew the bow across the strings. The note sounded nice to John, but he didn't know the first thing about violins.
However, Sherlock's sudden smile in response to the music, not razor-edged and cutting like his usual smile, but gentle and blissful and full of peace, answered John's question for him.
"Good," he said, and went into the kitchen to unpack the shopping.
He didn't complain at Sherlock's playing after that, even when it continued into the wee hours of the morning - he had never seen Sherlock so happy and that was more than worth a few hours of lost sleep.
"Merry Christmas," said John, and held out the offending article.
Sherlock eyed it warily. "What is it?"
John shifted. "It's a hat."
Urge to roll eyes, quashed. "Yes. I can see that."
"It's called a deerstalker."
Sherlock held it up. The tweed side flaps flopped around unenthusiastically. "I see," he said.
John scratched his head. "I don't know what I…I saw it in a shop and for some reason I thought. I don't know, it was like it already belonged to you."
Sherlock looked over at John. He hated Christmas, just like he hated everything to do with the ordinary, and he thanked God that John hadn't wormed his birthday date out of him yet, but John seemed to find it important.
He sighed, and wondered why he bothered (he shouldn't care about John's feelings, why did he care?), and put the hat on.
John's expression changed. "That's odd," he said.
"That would be the ear flaps," Sherlock said.
John shook his head. "No, no…I mean. It…kind of suits you."
Sherlock raised his eyebrows. He felt like a total idiot, but he wasn't going to tell John that. He shifted around to the mirror and inspected himself.
"Oh," he said, finally, and not mockingly. John joined him, the two of them staring into the mirror together.
"You see what I mean?" he said.
Sherlock nodded, slowly. It looked stupid, old-fashioned and peculiar, and it didn't match with his usual neat, trimmed suit, but…there was no denying that it gave him a certain…something. Maybe it matched the look in his eyes or something. But it wasn't bad exactly.
It made him look like…him.
"Thank you for the hat," he said, and realised he meant it, which was most probably the biggest shock of the day.
He wondered what Lestrade would say if he turned up at a crime scene wearing it.
John walked into the room and said, "Uh."
Sherlock, lying upside down on the sofa, with his legs up against the wall, withdrew the pipe from his mouth and said languidly, "Yes, John?"
John stared. "You have a pipe."
"Excellent deduction," Sherlock replied, and put the pipe back in his mouth, returning his gaze to the ceiling.
John frowned. "But I thought you were trying to quit smoking?"
"I am." Sherlock waved an arm full of nicotine patches at John and grinned around the pipe. "I'm preparing for my part."
John sighed, sat himself down on his chair and amused himself with measuring how long Sherlock's legs were. "Part?"
Sherlock took a deep breath, which meant he was about to start a good, long rant. "In order to decipher if James Turnbury is really responsible for the House Lane murders, I have to get closer to him, to the profession he works in, because I think that's how he meets his victims - and his contacts. He's a script writer, therefore I needed to get onto the stage, in a performance he was working on, therefore I needed to convince him and the director to take me on as an actor."
John frowned. "You auditioned for his play?"
Sherlock shrugged upside down, a very bizarre movement. "Wasn't hard. He's doing some boring Victorian murder mystery, and apparently I could look wonderfully Victorian." He put the pipe back in his mouth and grinned at John lopsidedly.
John surveyed him, at the pipe clenched between his teeth. Even upside down, he could see that Sherlock had a point. Like with the hat, a pipe seemed to fit Sherlock. As if he should have been born with it, or created with it, or something.
He thought about the acting abilities that he had seen Sherlock come up with before, the crocodile tears, his talent for worming his way into any situation if he needed to. He would burn the stage down.
"Sounds good," he said diplomatically.
Sherlock smiled at John hopefully around the pipe. "Does that mean you'll come and watch?"
John smiled back, because Sherlock looking like that was irresistible. "Wouldn't miss it for the world."


text:
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For press inquiries, contact:
Leslie Blair
Public Information Officer for Oklahoma Tourism & Recreation Department and Oklahoma Department of Commerce
Whether you need an interview, photographs, story ideas, media hosting or the scoop on statewide events and attractions, we're here to help.
World Heritage Forum Set
By Tourism Industry Partner
BARTLESVILLE, OK – Price Tower Arts Center invites the community to take part in its World Heritage Forum on Saturday, April 16th. The event is set for 1 p.m. at the Adams Building Auditorium, ConocoPhillips, located at 411 S. Keeler Avenue.
The Price Tower, Frank Lloyd Wright's only realized skyscraper, has been included on the United States World Heritage Tentative List. The nominations of historic natural and cultural properties by the United Nations Educational, Scientific and Cultural Organization (UNESCO) will be considered for World Heritage Site status. The current listing includes over 900 properties that are considered the planet's greatest treasures.
"Our World Heritage nomination is part of a serial nomination of 10 buildings designed by Frank Lloyd Wright. The nomination is meant as a representation of Wright's greatest works," said Scott W. Perkins, Curator of Collections and Exhibitions at Price Tower Arts Center. "Some of the other sites already designated include the Sydney Opera House in Australia, the Great Wall of China, Vatican City, the Statue of Liberty, Monticello and Independence Hall."
The forum will include opening remarks from Eric Lloyd Wright, the grandson of Frank Lloyd Wright, and presentations from Janet Halstead, Executive Director of the Frank Lloyd Wright Building Conservancy; Lynda Waggoner, Vice President and Director of Fallingwater; and Scott Perkins, Curator of Collections and Exhibitions at Price Tower Arts Center.
There will also be a discussion about the history of the Price Tower, the World Heritage nomination process and the role of the conservancy. PTAC's Executive Director Tim Boruff will also moderate a panel discussion involving Phyllis Ellin, Cultural and Natural Partnership Liaison for the National Park Service and U.S. Department of the Interior.
Refreshments will be provided and the forum should wrap up by 2:30 p.m. For more information about the forum or the nomination process, please call 918.336.4949.


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Posts by Austinsurance
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Rental Property: Does Homeowners Insurance Work?
Does Homeowners Insurance Work for a Rental Property? Whether it be for a short-term or long-term basis, there are many reasons why property owners might want to rent out their home. However, like all risks, you want to make sure you're properly covered from any unforeseen events. You might be wondering, does standard homeowner's…Read More
How to Find the Best Classic Car Insurance
Whether you're enjoying a Sunday cruise or dazzling everybody at a show, classic car collectors agree their cars are more than just hobby; they are a treasure and can entail significant financial investment over many years. Whether you're a restorer or a new collector, you might be wondering how insurance fits into this pursuit. You…Read More
How Much Umbrella Insurance Do I Need to Be Safe?
What if you awoke tomorrow and the valuable possessions you work hard for every day were gone? Your home, your cars, your savings; vanished. It's hard to imagine, right? Why? Because, it's a natural human instinct to assume nothing of this sort could ever happen to you, but you couldn't be more wrong. The good…Read More
What Car Insurance Should I Get – 10 Tips for Buying Auto Insurance
With the sheer number of car insurance companies and policy options available today, the mere thought of shopping for insurance can be exhausting. Many people wonder "What car insurance should I get?" While shopping for auto insurance can be a bit intimidating, you don't have to be an expert to find the best car insurance for…Read More


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Stale Pricing Could Raise Scrutiny of Junk-Bond Funds
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Idaho Homeschool History
Part Thirteen
The Golden Age of Homeschooling
In the years following 1992, Idaho Education Code 33-202 read:
33-202 SCHOOL ATTENDANCE COMPULSORY…Unless the child is otherwise comparably instructed, the parent or guardian shall cause the child to attend a public, private or parochial school
Presuppositions. Everyone makes them. So rare, are the opportunities to dismiss them! When our story last concluded we were just about to find out whether our presumptions could be ignored.
Here's how the Governor's Task Force on Children at Risk saw things:
- They were tasked with finding ways to prevent child abuse.
- Homeschoolers were a great unknown to them, and this lack of knowing gave them tremendous concern.
- They saw a potential for abuse, and they wanted to close the opportunity.
Homeschoolers had their own perspective. We knew that the Task Force had previously sought to regulate homeschooling. Could we trust them now?
The funny thing is, it was really hard not to care about the same things that the folks at the task force cared about. Nobody wants to see children abused or neglected! We especially did not want anyone using home education as a shield from prosecution. Truth be told, the task force folks were having a hard time maintaining the idea that homeschoolers kept their children home only to abuse them. Is it possible that we were forming some mutual admiration?
Certainly our two leaders were. Over the course of our joint bill journey Barry Peters of Idaho Coalition of Home Educators and Kirt of The Governor's Task Force on Children at Risk had many conversations. They found they had some common interests, and that neither one had horns growing out of his head. At some point along the way, Barry shared his legal team's "dream bill language" in an email to Kirt, and then promptly forgot he had done so.
Imagine Barry's surprise when the angelic voice over the phone, proposing to have the perfect solution for the Senate Minority Leader's concerns about 33-202's muddled message, sallied forth with exactly that. The perfect solution! He read aloud the "dream language" Barry had sent him in that earlier, forgotten email. Word for word.
"I like it," said the Senate Minority Leader, "can you live with that language Mr. Peters?"
"Umm well, yes, I think I can," the awe-struck Mr. Peters somehow managed to reply.
And the rest is history. When the bill went to the Senate floor the Minority Leader immediately rose in support, thereby signaling that she had no problem with the bill. And the bill unanimously passed both the House and the Senate and the Governor signed it into law.
Did you catch the word unanimously? Even Senator Unfriendly voted for it.
Unanimously? Well you see, it turns out that we confused a whole lot of legislators. There were those who were suspicious of any bill brought by homeschoolers. And then there were those who were suspicious of any bill brought by the task force. Both groups were getting questions about whether or not the bill could be trusted. Both groups assured their friendly legislators that they were sure. Along the way, or in the midst, all opposition dropped out.
But of course that isn't the end of the story. ICHE and CHOIS representatives have met with the members of the task force since then, and we have reminisced about our joint effort. It turns out that the hero of our story, Kirt, has absolutely no memory of sharing the "dream language." He doesn't even remember reading Barry's email with the language in it, let alone printing it, filing it, pulling out that file, and using it at the crucial moment. It still gives me goosebumps to think of the way that God used Kirt to bring about His plan for our good, without Kirt even being aware.
And it is good! When our bill became law on July 1, 2009, Idaho gained the greatest homeschool freedom of any state in the country, and thus the world. Our struggle to be free was accomplished, and we are so grateful. But as we all know, freedom isn't free, and a high price was paid over the 29 years of my story. It is quite possible that an even higher price will be extracted in the future to maintain our freedom.
But that's a story for another day. Today, let's enjoy the simple beauty of the ICHE legal team's perfect language, and our current Idaho Code 33-202.
33-202 SCHOOL ATTENDANCE COMPULSORY … a parent or guardian shall either cause the child to be privately instructed by, or at the direction of, his parent or guardian; or enrolled in a public school or public charter school, including an online or virtual charter school or private or parochial school…
To God be the glory!


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- One After Another, The Depressing Real Estate Reports Continue
- Bankers and Consumer Advocates Join Forces to Oppose 'Draconian' New Mortgage Requirements
- Bad Commercial Real Estate Loans Still Causing Bank Failures, But At A Lesser Rate?
- New Books of Interest to Appraisers
- And A Book Written By An Appraiser
- FDIC Sues LSI Appraisal, Corelogic and Parent Companies For Negligence in Providing Appraisal Services
- Settlement Between Coalition of State and Federal Agencies and Banks Over Foreclosure Practices Getting Closer?
- Some Solutions to the Huge Problems Facing Residential and Commercial Real Estate Markets?
- Downsizing From McMansions to "Shotgun Shacks"
- Rates & Dates
- Ask Angie
- Tell us what you think!
- Closing Remarks
One After Another, The Depressing Real Estate Reports Continue
This is getting to be old news but here are quick summaries of the most recent negative housing reports:
On May 31st, the S&P/Case-Shiller Home Price Index released reported that U.S. home prices declined by 4.2% during the first quarter of this year and posted a 5.1% decline from the same period last year. While regional and local conditions varied widely, the S&P/Case-Shiller press release stated that: "Nationally home prices are back to their mid-2002 levels". David M. Blitzer, Chairman of the Index Committee at S&P Indices is quoted in the release as saying that: "This month's report is marked by the confirmation of a double-dip in home prices across much of the Nation… Home prices continue on their downward spiral with no relief in sight."
On May 27th, the National Association of Realtors (NAR) released their "Pending Home Sales Index" for April which reported a drop of 11.6% in April from a "downwardly revised" figure for March. Lawrence Yun, chief economist for the NAR, blamed the "wettest April" in 20 years along with excessively tight mortgage underwriting for the decline.
Links to the S&P/Case-Shiller press release and the NAR press release (including a video of Mr. Yun) are found here: S&P Indices Press Release – National Home Prices Hit New Low in 2011 Q1
April Pending Home Sales Drop After Two Monthly Gains
Writing for Bloomberg on May 31st, Bob Willis reviewed this housing data and a link to his report is found here: Home Prices In 20 U.S. Cities Decline to Eight-Year Low, Case Shiller Says
On that same day, Robert Shiller was interviewed by Bloomberg reporters Carol Massar and Matt Miller. In the interview, Mr. Shiller noted that the federal homebuyer tax credit "probably helped" at a point when "we were on the verge of a great depression". He went on to say that if government support of Fannie Mae and Freddie Mac was quickly withdrawn, it would be "…really bad, throw us into another recession". A link to this video is found here: Robert Shiller Interview On U.S. Housing Market
Yesterday, The Joint Center for Housing Studies at Harvard University released their publication "The State of the Nation's Housing 2011" and a link to the Executive Summary of this report is found here: Executive Summary
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Bankers and Consumer Advocates Join Forces to Oppose 'Draconian' New Mortgage Requirements
On June 2nd, CNBC's Diana Olick reported on the unlikely coming together of bankers and consumer advocates in opposition to the proposed QRM (Qualified Residential Mortgage), specifically the requirement for a 20% down payment, which would severely restrict access to housing for many Americans. A link to this video, including comments by David Stephens (former FHA Secretary, currently CEO of the Mortgage Bankers Association): New Rules to Hurt Housing?
On May 31st, the Huffington Post included a report by former Labor Secretary Robert Reich which was excerpted from his recent Senate testimony as well as from his recent book (Aftershock: The Next Economy and America's Future). Mr. Reich reviews overall economic trends over past decades and concludes that "The fundamental economic challenge ahead is to restore the vast American middle class". A link to this interesting report is found here: The Truth About the American Economy
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Bad Commercial Real Estate Loans Still Causing Bank Failures, But At A Lesser Rate?
On June 4th, Katy Stech reporting for The Wall Street Journal cited newly released data from Trepp LLC which suggested that while non-performing commercial real estate loans were still the dominant factor in the failure of small banks, the rate of bank failure might be slowing. During the month of May, five banks were closed down by the FDIC, the second lowest monthly number since early 2009. Ms. Stech noted that only three banks were seized by the FDIC in March of this year, a sharp contrast with July of 2009 when 24 banks were seized, the high point for bank failures. Trepp reportedly has 700 banks on the watch list of troubled banks, a figure below that of the FDIC's recently updated number of 888 for the first quarter. Ms. Stech reported that for the five banks that failed in May, commercial real estate loans constituted 76% of the total dollar amount of the non-performing loans.
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New Books of Interest to Appraisers
In our last newsletter, we discussed the new book by Gretchen Morgenson and Joshua Rosner titled Reckless Endangerment (How Outsized Ambition, Greed and Corruption Led to Economic Armageddon). Excerpts from the book were published in the Huffington Post and a link to one of these (which discusses the Federal Reserve's role in the financial collapse) is found here: Partners, Not Regulators: The Federal Reserve's Role In The Financial Collapse
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And A Book Written By An Appraiser
Here it is, James E. Manning, a Certified Residential Appraiser from California, has released a book titled Public Trust Betrayed (The Truth Behind the Real Estate Appraisal Industry). Mr. Manning dedicates this book to:
"…all of the thousands of hard-working, honest, and ethical appraisers all over this country that have had to watch, in horror, their careers and businesses evaporate because of the greed and bad judgment of others over the past few years, but who have still managed to stand their ground and do the 'Right Thing' in the face of adversity".
Mr. Manning gives a personal accounting of his 35 year career as a real estate appraiser and cites the many instances of fraudulent lending activity that he observed and which are all too familiar to appraisers. The book begins with Mr. Manning's early years appraising during the 1970s and discusses how:
"As we progressed into the 1980s, the lending industry, under the leadership of Ronald Reagan, became more and more 'de-regulated'. I would like to make a point here. I have never seen de-regulation work in any industry…At the expense of using an overworked cliché, it's like giving the fox the keys to the chicken coop". The author discusses the ensuing value erosion during the early 1990s and compares it with the current decline. He states that "…it took approximately eight to ten years for real estate to recover. It always does. This was a typical cycle in length. This is what amazes me about the current downturn. All of these so-called investors, reporters on the business channel and newspaper writers are all waiting for the 'Housing Bust' to bottom out. It doesn't work that way…"
James Manning describes the problems faced by appraisers working for AMCs (Appraisal Management Companies) at reduced fees along with the loss of work caused by the use of BPOs (Broker Price Opinions). At one point he states that "Is it any wonder we feel like the milkman when it comes to possible extinction?" The author concludes by saying that:
"When so much is at stake, it would be nice to know that Congress, the regulators, the President, and homeowners everywhere will back us and help us change the system for the public good. Confidence in the markets cannot be restored until they do. But like so many other issues and reforms like health care, education, immigration, energy, and so many others, I can't imagine it happening anytime soon, if at all".
A link to the Tate Publishing website and additional information about Mr. Manning's book is found here: Public Trust Betrayed by James E. Manning
FDIC Sues LSI Appraisal, Corelogic and Parent Companies For Negligence in Providing Appraisal Services
The FDIC is reported to be suing the above companies in what appears to be an increased focus by the federal government to prosecute some of the securitization players who may have contributed to the mortgage crisis. Separate lawsuits are reported against each of the companies for actions including negligence in providing appraisal services, multiple violations of USPAP (Uniform Standards of Professional Appraisal Practice) and other breaches of contract for providing defective appraisals.
Isaac Gradman, writing for The Subprime Shakeout on May 31st, reported that the FDIC was seeking at least $154 million from LSI and at least $129 million from CoreLogic. He noted that the FDIC was suing the two companies only for the amount that WAMU still holds on its books. Mr. Gradman goes on to say that:
"In the case against LSI, the FDIC only reviewed 292 appraisals and is seeking damages with respect to 220 of those (75.3%), for which it claims it found "multiple egregious violations of USPAP and applicable industry standards" (LSI Complaint p. 12). Only 10 out of 292 (3.4%) were found to be fully compliant. Yet, the FDIC notes earlier in that complaint that LSI "provided or approved more than 386,000 appraisals for residential loans that WaMu originated or purchased" (LSI Complaint p. 11).
In the case against CoreLogic, the FDIC says that it reviewed 259 appraisals out of the more than 260,000 that had been provided (CoreLogic Complaint pp. 11-12). Out of those, it found only seven that were fully compliant (2.7%), while 194 (74.9%) contained multiple egregious violations (CoreLogic Complaint p. 12). And it was the 194 egregiously defective appraisals that the FDIC alleges caused over $129 million in damages.
Can you see where I'm going with this? If you assume that the rest of the appraisals looked very similar to those sampled by the FDIC, there's a ton of potential liability left on the table".
While Mr. Gradman notes that the small percentage of appraisals reviewed may not be representative of the entire pool, he notes the staggering potential liability to the firms with figures running into tens of billions of dollars.
Links to Mr. Gradman's article along with a prior report by Peter Christensen of the Appraisal Law Blog are found here: The Subprime Shakeout
Settlement Between Coalition of State and Federal Agencies and Banks Over Foreclosure Practices Getting Closer?
The Los Angeles Times reported on June 2nd that HUD Secretary Shaun Donovan told them that a settlement between the federal and state agencies with the banks over foreclosure practices could come "in a matter of weeks" and a link to this report is found here:
Foreclosure Settlement To Come In A "Matter of Weeks," HUD Secretary Says
Some Solutions to the Huge Problems Facing Residential and Commercial Real Estate Markets?
AppraiserNews.com welcomes the suggestions of its readers and has recently formed a professional group on LinkedIn where we asked for constructive ideas from appraisers and others as to possible steps that can be taken to begin to formulate positive solutions. George Paquette, an appraiser for an asset management company, began the dialogue with the following comments:
"Hello Bill- I love that you raise this question. I am an appraiser for an asset management company & we talk about this often. My feeling is that in order to get the pendulum swinging in the other direction is to ease restrictions to 1st time buyers. With programs in place to have a zero to 3% down program to assist those with a stable work history, good credit, & work within the community. I feel this type of buyer is as secure as any other buyer & would increase confidence in the market and get these empty REO homes occupied and paying property taxes to support local government, schools, police, fire, & other programs needed to serve the community and halt layoffs. Just my .02 GP"
Downsizing From McMansions to "Shotgun Shacks"
Just how far has the pendulum swung? Stefanos Chen posted a video on AOL Real Estate on June 1st which provides a guided tour of a 320 square foot "shotgun shack" and a link to this amusing video is found here: Video: Family Lives in 320 Square Foot "Shotgun Shack"
Rates & Dates
Both Freddie Mac and the Mortgage Bankers Association (MBA) again announced interest rate declines in their most recent weekly reports.
Freddie Mac reported that rates for 30-year fixed-rate mortgages decreased to 4.55% for the week ending June 2nd from the 4.60% rate reported on May 26th.
The MBA in its most recent Weekly Mortgage Applications Survey for the week ending May 27th reported a drop in its average to 4.58% from the previous week's rate of 4.69%.
In their press release of June 1st, the MBA also reported a 4.0% decrease in mortgage applications during this most recent week. Mike Fratantoni, the MBA's Vice President of Research and Economics noted in the press release that:
"Interest rates fell last week as incoming economic data was weaker than anticipated. Despite this drop in rates, the number of refinance applications fell. In fact, the last time mortgage rates were this low, refinance volume was more than twenty percent higher. It is likely that many borrowers still cannot qualify to refinance given the lack of equity in their homes".
Additional information from Freddie Mac can be found by going to: Primary Mortgage Market Survey PMMS – Freddie Mac
Additional information from the Mortgage Bankers Association can be found by going to their site at: Research and Forecasts – Mortgage Bankers Association
Ask Angie
We want to congratulate our most recent winner: Robert Tribble, a Certified Residential Appraiser from Springfield Gardens, New York. He was the first to accurately answer that Robert A. Heinlein was the author of the quote "Of course the game is rigged. Don't let that stop you-if you don't play, you can't win", Warren Buffett noted that "If past history was all there was to the game, the richest people would be librarians" and that Karl Albrecht said "Start out with an ideal and end up with a deal".
Today's questions:
1. Who Said: "It is not enough to be busy, so are the ants. The question is, what are we busy about?"
a) Sarah Palin
b) Martha Stewart
c) John Longino
d) Henry David Thoreau
e) None of the above
2. Who said: "We don't have a choice on whether we do social media, the question is how well we do it."
a) Mark Zuckerberg
b) Jeff Weiner
c) Erik Qualman
d) Carol Bartz
e) None of the above
3. Who said: "Money is better than poverty, if only for financial reasons."
a) Yogi Berra
b) Woody Allen
c) Groucho Marx
d) Estelle Harris
e) None of the above
The first person to respond with the correct answers wins a choice of one of the below:
One Free Regular Listing on AppraiserHelp.com
A Free Copy of the 12/10 UPDATED Directory of Appraisal Management Companies (Available Now to Members of AppraiserHelp.com and FHAAppraisers.com FREE!)
One Free Trade Show Pass to Valuation Expo 2011 in Las Vegas
Tell us what you think!
We invite your responses to any of the issues raised in this newsletter. Please e-mail us at: email@example.com with your thoughts!
We really hope you find our newsletter to be informative! If you have any input on future topics for discussion, please email me your questions and I will do my best to address them in the next issue. If you want to look back at past issues you can see our archive at www.appraisernews.com
Bill Collins, Appraiser Help Inc.
Appraiser Help Real Estate Appraiser Directory
Commercial Complete Appraisal Software
Tax Grievance and Tax Appeal Appraiser Directory
FHA Appraisal Management Company Directory


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children qualify for Royal final
British Horse Society Equitation Competition for riding schools
nears climax, and this year has attracted international recognition.
13 April will see sixty children competing in The British Horse
Society's (BHS) Equitation Competition, sponsored by the Elise Pilkington
Trust, at Warwickshire College in front of HRH The Princess Royal.
The children, all riding school clients who do not own their own
pony, have qualified from across the UK and, for the first year
from Hong Kong, in what is the only competition of its kind.
by their instructors, the children will be competing on riding school
ponies in a short dressage test and over a show jumping course watched
by The Society's Royal President. Each competitor will also sit
a half hour theory test containing multiple-choice questions based
on horse care and welfare.
are held at BHS Approved Riding Establishments across the country,
and this year an overseas BHS Approved Riding School in Hong Kong
has supported this unique competition. Competitors can also enter
from any licensed riding school, and there are two age groups for
the competition; 13 years and under and 17 years and under. Rosettes
and training vouchers, to be spent on riding lessons or further
training, are awarded up to sixth place, with a cup being presented
to the qualifier winners. The riding instructors of the winners
are also rewarded, and riders placed first and second in each age
group are invited to compete in the Final, to be judged by Jane
Goldsmith, FBHS and Margaret Linington-Payne BHSI, BHS Senior Manager
for Training Examinations and Approvals. The Princess Royal will
be presenting the awards at the Final, which will include a commemorative
medallion for every competitor and rosettes to tenth place. The
overall winner of each age group will receive a sash and prizes,
including training vouchers, plus awards for their instructors.
last time the final was held, in 2002, the winners came from Berriewood
Farm in Shropshire (17 years and under) and St Veep in Cornwall
(13 years and under) and both riding schools are represented again.
Berriewood instructor Jane Baker has pupils Amira Prescott, Lorna
Preece and Holly Thomas with Sarah McGrath's pupil Gillian Coleman
all making the journey together. Jo Barron from St Veep will be
bringing her star pupils Kim Philip and Bethany Clench, the latter
hoping to repeat her success of two years ago although she is now
in the older age group.


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RAMAPO, N.Y. -- A 30-year-old Spring Valley man faces shoplifting charges after he took an electronic item from a store in Airmont, Ramapo police said.
At the unnamed suspect's arraignment, the judge issued a temporary order of protection prohibiting him from returning to the store for six months, police said.
He is to return to the Village of Airmont Court in March to answer charges of petit larceny and criminal possession of stolen property.
On Tuesday, Feb. 9, police also investigated 10 accidents. They occurred on: Maple Terrace-Monsey, Maple Avenue-Monsey, Sterling Mine Road-Sloatsburg, W. Carlton Road-Tallman, Old Nyack Turnpike-Monsey, Haverstraw Road-Ladentown, Route 59-Airmont, S. Monsey Road-Airmont, Hedge Row Lane-Hillcrest, and New Hempstead Road.
One accident involved an injury, police said.
Ramapo police also responded to 129 calls for service: four medical emergencies, 11 alarm activations, and two fires.
Click here to sign up for Daily Voice's free daily emails and news alerts.


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One of the victims was 5 years old.
GRAND HAVEN — A Spring Lake man will spend at least 25 years in prison for the sexual assaults of two young children.
Jesse Thomas Churchley, 29, could be in prison for as long as 75 years.
"You deserve every day of that," Judge Jon Hulsing said during the sentencing hearing Monday in Ottawa County Circuit Court. "There are multiple children affected."
Hulsing told Churchley that if he is ever released, he would be subject to lifetime electronic monitoring. He must also register as a sex offender.
Prior to Churchley's sentencing, parents of the two children gave victim statements.
Churchley's wife, Laura, told the judge that 25 years is too harsh. She pleaded with him to give a lesser prison term, and also order Churchley to have lifetime counseling and treatment.
Laura also read a statement from their child: "I want my dad to be punished and get better because Mommy said he is sick. I love my dad."
Laura said her husband suffered some brain damage as a child. She noted that now that Churchley is on the proper medication, he is making better choices.
The mother of the other victim — a 5-year-old girl at the time — cried as she described the differences in her child since the abuse. She asked the judge to "pass down the heaviest sentence that is in your power."
"The only solace I will be able to take from today is that he won't be able to hurt more children," she said.
The girl's mother said her child knows that something bad happened to her, but doesn't realize "exactly what he stole from her.
"But I know that, as she gets older and starts to understand her body and herself, that it will come back to haunt her," she said.
The mother said that Churchley was like family prior to the assault.
"He was a person that she trusted, that I trusted," she said.
Churchley stood quietly as the women spoke.
His attorney, Raymond Purdy, said his client is full of remorse and, from the beginning, wanted to step up and take responsibility for his actions.
On Nov. 22, 2017, Churchley pleaded guilty to first-degree criminal sexual conduct involving a child under age 13 and to accosting children for immoral purposes. In exchange, a second-degree criminal sexual conduct charge was dismissed.
Hulsing said it was a positive thing that Churchley admitted his guilt so that the children he assaulted did not have to testify during a trial, but the law required him to hand down the mandatory 25-year sentence.
Churchley was given credit for 137 days already served in jail.


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Doors open one hour before showtime.
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Cisco Hit With Trade Secrets, Patent Suit
XpertUniverse Inc. filed the lawsuit on Tuesday in the U.S. District Court for the District of Delaware against Cisco, which it claims illegally based its new call center product on technology that XpertUniverse previously developed with the company.
XpertUniverse began developing special platform with call center technology company Genesys Telecommunications Laboratiories Inc., but diverted its...
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THE LINES ARE OPEN, CALLERS! What's the TRUE story of the radio DJ, Luke Cage, Iron Fist, Manslaughter Marsdale, and the hot dog vendor? There are TWO sides to every story? Luke and Danny should be so lucky! Luke is trying to control the narrative, but it's impossible when NO ONE can get enough of POWER MAN AND IRON FIST! Rated T+
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Here, I've collected some articles, lists and other resources about the task of writing itself, and about the writer's life generally.
Check out the links below:
So You Want to Be a Writer?
My rant about what it takes to be a writer.
My warnings and recommendations for those who don't see themselves becoming Plotters.
Pete's Writing Bible
Over the years, I've read a number of books that have greatly influenced the way I write, edit, and think about the writing lifestyle. Here, I've presented the most important ones, in the order I believe they should be read.
- Pete's Writing Bible: Foreword
- On Writing by Stephen King
- On Becoming a Novelist by John Gardner
- The Elements of Style by William Strunk Jr. and E.B. White
- Sin and Syntax by Constance Hale
- Self-Editing For Fiction Writers by Renni Browne and Dave King
- Write Your Novel From The Middle by James Scott Bell
The Ten Commandments of Fiction Writing
- Commandment One: The Story is thy highest goal
- Commandment Two: Thou shalt show, not tell
- Commandment Three: Thou shalt not intrude upon the story
- Commandment Four: Honor the reader as thyself
- Commandment Five: Thou shalt not bear false witness to the reader
- Commandment Six: Words are sacred
- Commandment Seven: Know thy settings and characters as thyself
- Commandment Eight: Thou shalt not meddle with POV
- Commandment Nine: Thou shalt edit
- Commandment Ten: Write what thou knowest


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3 boxes of chicken broth (I like the organic free range broth by
Pacific from Whole Foods)
2 stalks celery chopped
about 1/2 cup to 1 cup of carrots (I like to get the organic
pre-peeled mini carrots that are in a bag from Whole Foods or Trader
Joes–and then they're super easy to cut into small pieces for the
soup and you don't need to mess with peeling, etc.
1 box mushrooms (pre-cut makes it easier on you)
1 boneless skinless chicken breast
1 package of fresh herbs: rosemary, thyme and sage. (Whole Foods has
a brand called Jacobs–and they have "Mixed Herbs" blend in the produce section that contains these three herbs.)
1 container of pre-peeled garlic
1/4 yellow onion
4-6 mini red potatoes
First what I do is put all three boxes of broth in a pot and
put it on medium. Then I take the herbs and use 1/2 of the package
and put it all in a mini chopper–I have a great one by Cuisinart
called the Mini-Mate Plus Chopper/Grinder.
I put 1/2 package of the herbs in and
grind them up and put all in the
Then the garlic–I like LOTS of garlic–you can do whatever you want.
I usually do about 10 cloves or so. Just toss in the mini chopper and toss in the broth.
Same goes w/the 1/4 onion–toss in the chopper, put in the broth
I then cover the pot and let the soup sit for a good 1/2 hour
plus–letting the herbs and garlic and onion really cook into the
broth for a long time. I let it come to a boil and then turn it down
to low/medium low and if I have time to spare I let it go even longer.
Chop the veggies
When the broth has been going for a good 1/2 hour to an hour, I add in
the veggies. I add them when the temp is on low–I
think this way it might retain more enzymes and minerals if the heat
is lower. Even with the heat on low, it only takes another 10 minutes or
so for the veggies to cook.
Very last I add a chopped chicken breast into the broth. You can
almost add it and turn the heat off it cooks so quickly. This is key to
the chicken staying really good in the soup–add it at the very end
when you're sure nothing else needs cooking, since it hardly needs any
heat to fully cook through. Usually a couple minutes is all that's
That's it! The total cook time is about an hour+, however, with the
way I do it above w/the pre-chopped veggies and using the
mini-chopper, it's hardly any time at all to create it.


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Devtech M2M Group CMS
Group Control Monitoring System
DEVTECH Group Control Monitoring System is a GSM/GPRS/3G/4G/Equivalent proven technology installed in a feeder or switching point for remote monitoring and controlling group of street lights. It is group wise central monitoring system. Group Controller is an Automatic Street light control throughout the year on basis of precise sunrise and sunset time depending on the geographical location. It performs reporting of energy metering and failure information to central control station at variable time intervals. It achieves instant fault reporting via SMS along with fault information & details of location. Group Controller has built in astronomical feature with high precision real time clock. It has Self-protection from short-circuit, over voltage, over load, 40KA surge protection and anti- theft alert. It has IP 65 / 66 protected enclosure.
|Street Lighting
|High Mast/High Bay Lighting
|Industrial Lighting
|Commercial Lighting
|Parks & Townships
|Municipal Corporations
|Path way/Road way
|IT Campus
|Bridges & Tunnels
|Warehouse/Parking Lot
|Hazardous locations
Key Features
- Centralized control and monitoring group of street lights at feeder level or switching point.
- Switching ON and OFF the lights of particular feeder switching point with group or phase wise control (R,Y,B) and/or networked switching points from Central Control Station instantaneously.
- Automatic Street light control throughout the year on basis of precise sunrise and sunset time depending on the geographical location (Longitude & Latitude) of the switching point.
- Automatic setting of dawn dusk timings as per Longitude & Latitude.
- Built in Astronomical feature with high precision Real Time Clock(RTC).
- Reporting of energy metering and failure information to central control station at variable time intervals.
- Provides various WAN communication IP network such as 3G/4G Cellular, GSM/GPRS, 10/100 Ethernet, 802.11 b/g/n 2.4GHz Wi-Fi connectivity to Central control station for the secured remote monitoring and control system with Devtech group CMS Software (Standalone/Web or Cloud based server application).
- Optically Isolated dry contact digital Inputs for the external sensor interface like ambient light, occupancy motion or traffic detection weather sensors.
- High-Voltage, High-Current rating SPST relays for driving 3 Phase, 4 pole contactors.
- Self-protection from short-circuit, over voltage, over load, 40KA surge protection and anti- theft alert.
- ISOLATED RS485 MODBUS RTU PORT with built in transceiver.
- Built in Group CMS Applications:
- Astronomical clock with high precision RTC
- Scheduling of time of day, day of week/month, date and sunrise/sunset relative timings
- Data logging with historical data repositories and storage in SD card
- Energy Metering data acquisition, analysis and reporting
- Alarming and flexible reporting
- Failure detection and reporting
- SMS integration
- SMTP EMAIL support
- Serial and Telnet console user interface for advanced configuration setup, debug, Network Installation commissioning, Scheduling, Alarming and data logging.
- Event and fault Logging.
- Optionally provided with UPS back up for around 6 to 8 hours.
- Instant fault reporting via SMS along with fault information & details of location.
- Network time synchronization with server.
- Quiet, cool operation and environmentally friendly.
- IP65/66 Enclosure with CAM lock key arrangement (Rittal make).
- Comprehensive warranty.
- Available in Single phase and Three phase models with rating starting from 5KVA upto 50KVA ( Higher KVA rating are available on request ).
- Customized solutions are available as per requirement from design to delivery for OEM´s.
System Architecture
Product Description
|DEVTECH GROUP CMS Controlling/Setting/Monitoring/Protection or Alarm/SMS Alert
(Using function) Description
|1.Group & Individual Phase (R,Y,B)
|2. Setting of Group CMS Unit
|3. Resetting the Group CMS Unitbased on Ad-hoc request or
Watchdog timer
|1. Voltage (V)
|2. Current (A)
|3. Active Power (kW)
|4. Reactive Power (kVAR)
|5. Apparent Power (kVA)
|6. Power Factor (PF)
|7.Cumulative Parameters
|8. Other Parameters
|9. Status Parameters
Protection/Alarm/SMS Alert
|1. High/Low Voltage Alarm, Cut-Off &
SMS Alert for each phase (R,Y,B)
|2.High/Low Current Alarm, Cut-Off & 3.
SMS Alert for each phase (R,Y,B)
|3.Low Power Factor Alarm & SMS
SMS Alert for each phase (R,Y,B) Alert for each phase (R,Y,B)
|4. Phase Overload Alarm, Cut-Off &SMS Alert
|5.Power Failure Alarm& SMS Alert
|6.Contactor Failure/MCB Failure Alarm & SMS Alert
|7.Theft Alarm & SMS Alert
|8.Group Failure Alarm & SMS Alert
|9.No output supply Alarm & SMS Alert
Connection Diagram
|Technical Specifications
|Operating Input Voltage
|Mains Frequency
|50 / 60Hz
|Power Consumption
|< 15 Watts
|Installation Type
|Pole Mount or Wall Mount
|Ambient Temperature
|-40 to +550 C
|Relative Humidity
|10 … 90% RH max @ 500 C (non-condensing)
|RTC / Calendar
|100 Years Calendar, RTC ( Real Time Clock) with Battery Backup
|WLAN (Wi-Fi)
|AC 3Ø , 4 Wire static
Energy Meter
|Cabinet Enclosure(Rittal make)
|Product Dimension (HXWXD)
|380mm x 600mm x 210mm


text:
#` Leanness Lifestyle ; Leanness Lifestyle Reviews
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Give us a call: 01794 278002
Product Code: J001M
Contemporary design. Extendable waistband for comfortable fit. Cargo pocket on right leg. 2 back pockets with pocket flaps. Mobile phone pocket.
Please enter a quantity for the size(s) you require.
If you want this item customised, please select which method of customisation you are interested in.
Browse your computer for the image you want to use. This can be a JPEG, GIF, PDF or DOC file.
© Copyright Brilliant Embroidery 2011 - 01794 278002 - firstname.lastname@example.com Site by Giant Peach


text:
Why You Need an Architectural Rendering Company/
For many buyers, real estate is just as much about emotion as it is investment. If you're going to sell them a $500,000 luxury home, you've got to sell them the dream, not just the design.
Architectural renderings give buyers a realistic, 3D-looking image of a home or building long before groundbreaking. The Ohio couple retiring to Florida can see how gray siding looks with white trim, or what the home would look like if they added a wraparound porch. The New York family looking to buy a resort condo in Hilton Head, South Carolina can visualize the clubhouse and their unit's proximity to the beach.
Architectural renderings tend to be more effective than 2D floor plans or sketches at selling property because they allow potential buyers to imagine themselves at home.
A 3D rendering can also be used to sell a building project to the public or local planning department. They can be used in brochures and marketing materials, on billboards, on websites and in the media to raise awareness about the project and show off the design.
What Is An Architectural Rendering?
Architectural renderings are computer-generated illustrations that offer a 3D-looking view of a planned home or building. The still images are created with advanced software that shows precise details in high definition. The quality is similar to that of a photograph.
Rendering companies can create a single, high-definition image or several images of the same structure from multiple angles. Images can show the inside or the outside of the building, and exterior images often show surrounding buildings and landscaping. Architectural renderings can be black and white or color, although color images are slightly more expensive.
Increasingly, architectural rendering companies are also offering interactive panoramas and virtual video tours using high-tech simulation software, often the same kind used in military applications. These take clients around, above and inside a building with a complete 360-degree view. They show a client how the kitchen flows into the living room, for example, or how the roof would look slate were used instead of asphalt shingles. These provide the client with an even more realistic view of the final product.
Village Features, LLC offers still renderings, interactive panoramas and virtual videos. The panoramas and videos can be viewed in standard web browsers and on mobile devices and tablets. They're downloadable with PC- and MAC-compatible versions.
Who Needs Architectural Renderings?
Soon to be built community visualized in 3D.
Renderings are used by architects, landscape architects, developers and real estate agents to sell property, and to demonstrate various design options. They allow the buyer to make changes while the structure is still conceptual, not after construction starts - saving everyone time and money.
Homebuyers might also choose to commission a rendering company. Still images provide buyers the chance to make sure they love the looks of a home before it is built - and make changes if they don't - while virtual videos give buyers the option to test out different layouts, finishes, paint colors, lighting and materials before committing to anything.
What's Wrong With 2D Images?
In a word: Nothing. Much like the radio's role in society changed but did not disappear when the TV was invented, floor plans and 2D sketches will always have a place in the design world. They're simple, straightforward tools that work well as a means of communication between professionals like architects and builders.
Where 2D images fall short is in speaking to the consumer. Buyers are less likely to develop that emotional connection to a property that can close a sale. And 2D images can be difficult for the average person to read, leading to confusion about the actual layout or look of a finished home or building. Architectural renderings, on the other hand, break down communication barriers between builders, designers and customers.


text:
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Crocodile's Meal is a Frightening Reminder of Nature's Cruelty [VIDEO]
This crocodile's meal caused quite a stir, and someone managed to get it on film.
Another encounter between wildlife and humans have left some viewers disturbed, as this video has gone insanely viral over the last week.
This footage of a crocodile swimming through a marina with a local shop owner's dog in its mouth is quite shocking. New Zealand tourist Tim Weston took the video while on vacation in Puerto Vallarta, Mexico. Many crocodiles call the area home, as the marina is not far from a crocodile sanctuary.
The dog apparently ran towards to waters edge to investigate the crocodile sunning on the bank when things didn't end so well for the animal. Tourists say the giant croc held the lifeless dog in its jaws while swimming in the marina for hours.
Sometimes seeing a scene like this play out can remind us just how tough and wild the world really is, something we often forget spending so much time behind screens of all kinds.
NEXT: This Young Buck's About to Do Something Rather Embarrassing with This Decoy [VIDEO]


text:
Welcome to the Celtic Nations Society of Northern Ohio, established to promote the History, Heritage and Lore of the Seven Celtic Nations as a Social and Education Group.
Membership is open to citizens and descendants of the Celtic Nations; Brittany, Cornwall, Galicia, Ireland, Isle of Man, Scotland and Wales and all other nationalities who want to learn about the Celtic Nations or just want to enjoy good company.
For many, many years Northern Ohio has been called a "Melting Pot", full of the rich traditions and lore of its peoples that have traveled here from beyond the seas and our shores. The ethnic diversity of the region is one of great pride for those who have come from Europe, Asia, Africa and all points of the compass. It is with these great traditions in mind that we announce the newest organization to reach out those that have brought their history here to us.
Many people have been saying that they would like to see a Celtic Club here in Northern Ohio, and so we are pleased and proud to announce the launch of a new organization; the Celtic Nations Society of Northern Ohio. The Society has been formed to give recognition to the history and heritage of the Seven Celtic Nations; Brittany, Cornwall, Galicia, Ireland, Isle of Man, Scotland and Wales, and to provide a social & educational organization for its Membership.
Founded as a social organization the Society will bring focus to the Heritage, History, Music and Customs of all of the Celtic Nations.


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About Sugarkist
Jane Roberts was born in Providence, Rhode Island, but has called Chicago home for the last 10 years.
After spending a good amount of that time creating desserts at some of Chicago's most notable restaurants (Lula Café, Blackbird), Jane decided to follow her passion for cakes and pies.
Sugarkist was officially born in the summer of 2007 with a pie stand at the Logan Square Farmer's Market.
A focus on what's in season guides the menu of delicious, fresh baked pies and cakes, as well as the unique wedding cakes created with the attention to detail one would expect for such a special day!


text:
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For more event details or to register
Register for the event and keep informed of any changes and updates.
Hey folks. My van died three shows into my tour and I need to get some replacement wheels asap so I can contunue the tour. Please help me.
Introducing Waves in the Desert - Conflict - Donating the majority of profits to OxFam Australia - Fiji Assistance!
Money raised will fund the production and manufacturing of the actual Cd's..
Let's get #PTXtoPerth this year! But we've got to move fast. We need to raise $65000 fast to prove 1000 fans want them in Perth in Sept!
Help 12 year old film maker James Baras-Miller get to the New York and Hollywood film festivals he has been selected for and make a new film


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Carrier oils are generally cold pressed vegetable oils. In aromatherapy these oils are used as a base into which the highly concentrated essential oils are diluted. Each carrier oil has its own unique properties which have many benefits in aromatherapy. Blended with essential oils, or on their own, these oils can be used for massage or as bath oils.
Simmondsia chinensis
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meeeeoooowwww.." My eyebrows shot up--"Now who was this..". With my eyes still fixed on the Lays packet which was now completely empty ,I continued munching the last of the lot,wishing the packet contained what the manufacturers promised-100 g of potato chips..but its always 50 g potato chips and 50 g of nature's fine composition(nitrogen-78%,oxygen-21%,carbon dioxide-0.03% and other gases-0.07%) called air. The amphitheatre was almost empty at around this time except for a few people enjoying their evening snack."Its getting late..I have to hurry up to my desk and finish my work for today before I can leave by the seven 'o clock bus,and then I have to go to the.." "MEEEEEEEOOOOOWWWWWW"..this time louder and commanding..my thoughts slammed on the brakes.
I turned my head to the right and there was this grey kitten looking at me with a forlorn face.It looked like any ordinary kitten at first sight.Small grey body curled up like a fur ball with white stripes on it.Little did I know then how surprised I would be in a few minutes time. "hmmm???"..."meeeeeoooowwww" came the reply. I shifted my body so that we were face to face."Ok sweetie,am listening..whats your problem?" . I knew I looked totally foolish talking to a kitten like that,but the tiny thing really had my attention drawn!
Expecting another hopeless meeoww I continued like an idiot.." I know you have problems too...probably your mama screamed at you for something,or you flunked in an exam,or that you are hungry...but its all part of life dude..you gotta live it.."..tossing my hair ,I looked out into the darkness in a melodramatic fashion that comes naturally to me when I say something highly philosophical!
"Who do you think you are talking to,huh??" This was too much of a response to get for what I expected I would get from the kitten(what would you hope to hear from a CAT other than a meeeow????). "W-w-w-w-w-w-what was that???" As I turned my head to face the object of my attention ,my jaws dropped down! In the place of the little kitten with that oh-so-sad expression was the same kitten with a smile (yeah,a real S-M-I-L-E) on its face,grinning at me!
"Who spoke just now??" ...I looked around at the empty amphitheatre..not a single soul. "Haha,you still don't believe that it was me who spoke,right?"..the smile was irking me now. A talking kitten???Have I started hallucinating too!!!
"Ok,little girl,let me explain...Am Almighty God from Heaven.Everyday when I visit Earth,I make it a point to visit atleast one software professional in this world.And you are the 12,456,567 th person I have talked to.".."There are more software engineers surely...you can find that number in Bangalore itself!And you have talked to only so many?" I mused out aloud."Thats cos I don't talk to them unless they take pains to talk to me...Software professionals have become so engrossed in their own activities that it takes little pranks like this to remind them that there other things in life.."The Kitten replied. "And you think this would help?"..I was feeling smaller and smaller before that tiny thing claiming to be God Himself.
"What would help you mean??Finished off the entire Lays packet by yourself,huh??? And you sit here blah-blahing nonsense to yourself!Why don't we make a move now?Its almost seven!"..I looked up at the voice ..I could make out my friend's figure in the darkness. "Oh yes..am sorry..where were you? Lets go..." I replied,feeling a little shaky.
As I got up to go,I feared looking to my right.But the temptation was overwhelming.I tried looking out through the corner of my eyes...nothing there.where is the..?? I took two steps forward and as though I had forgotten something I turned back and looked at where I had sat. "Whats it?Did you leave anything behind ?" my friend asked. "No...but where is the.." my voice trailed away,as I kept searching in the emptiness for it...in vain.Looking straight ahead but with a defeated face,I strolled silently with my friend.As I walked away slowly,my friend carelessly asked.."Lots of cats here,right?Do you like them??"..Back in the amphitheatre,a small smile appeared on the face of the lone fur ball in the darkness...nobody saw it ....