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(888) 229-7522
Medical Exam Versus No Medical Exam Life Insurance
There are many types of people who apply for life insurance. Often, people can easily become approved. For others – especially for those who may have an adverse health condition – it may not be quite so easy.
When purchasing life insurance, an applicant will typically be asked to complete the questions on the application for coverage. Also, with most "traditionally underwritten" life insurance policies, the applicant will also be required to undergo a medical examination. This usually entails giving a blood and urine sample that are reviewed by the life insurance company for various health conditions that could pose a risk of a potential claim to the insurer.
Unfortunately for some applicants, due to an adverse health condition that is discovered through the medical exam, life insurance is either denied, or the cost of the premium charged is higher than that of a Standard life insurance policy. If you have had a recent surgery such as gastric bypass and want to know if you can qualify for term life insurance, we can help you in finding the coverage you deserve.
How Does No Medical Exam Life Insurance Work?
As its name implies, a no medical exam life insurance policy is a policy that does not require an applicant to undergo a medical examination to qualify for life insurance coverage. This means that there is no requirement to provide a blood or urine sample prior to being approved – and because there is no lengthy underwriting requirements, these policies can often be approved within days, or sooner, rather than the weeks or months that it can typically take for traditionally underwritten policies to obtain approval.
A no exam policy can be either term or permanent coverage. This means that the policy may consist of death benefit only coverage, or it can include both death benefit coverage along with a cash value component.
If the policy is a term life insurance plan, it may stay in force for a set number of years such as 10, 20, or even 30 years, after which, the policy will expire. At that time, if the insured wishes to continue being covered, he or she will typically need to re-apply for life insurance coverage at their then-current age.
With a permanent life insurance policy, there is no expiration or time limit on the coverage. The cash value that builds within the policy is allowed to grow on a tax deferred basis. This means that there is no tax due on the gain of these funds until the time they are withdrawn – allowing the funds to grow and compound on an exponential basis over time.
Regardless of whether the policyholder chooses to go with a term or a permanent plan, a no physical life insurance policy will generally require a higher amount of premium in comparison to a comparable policy that requires traditional underwriting. This is because the life insurance company is taking on a higher amount of risk with the insured in terms of a potential future claim. However, in some cases, due to a health condition, no exam life insurance may be the only type of coverage that is available to an individual.
How Much Coverage Can You Buy with a No Medical Exam Policy?
The amount of life insurance that can be purchased with a this type of life insurance policy will vary from one insurance company to another. In some cases, the amount of death benefit may be small and will range from between $10,000 and $25,000, whereas with other insurers the amount may go as high as $500,000 or higher.
The amount of coverage that can be obtained will oftentimes be determined, based on the insured's age, as well as the type of life insurance that he or she is purchasing (i.e., term or permanent coverage).
Why Consider a No Exam Plan?
There are a number of reasons why people may consider purchasing a no medical exam life insurance policy. Often, these policies are a good option for seniors. This is because many seniors may have adverse health conditions that can preclude them from obtaining any other type of life insurance coverage.
While a senior may not require life insurance for paying future college expenses for a child or grandchild, and they may not require income replacement for a spouse or young children, they may need life insurance as a means for paying final expenses, medical debts, and even high estate tax liabilities that can be due upon death. This type of life insurance policy could be the only option available to a senior – especially if he or she has tried applying through the traditional underwriting methods and been turned down for medical reasons.
No medical exam life insurance policies are also much easier – and faster – to underwrite than traditionally underwritten policies, too. First, their application process is very simple. Often, there are just a few easy questions for the applicant to answer. This can make the process very easy and fast to complete.
Also, because there is no medical underwriting to deal with, the approval time for a no exam plan is very rapid in most cases. Often, it only takes a few days as versus weeks – or months – as it can for traditional plans. Because of this, a person can be covered very quickly after they have applied for their coverage.
If an individual has a pre-existing health condition and they already know that they are likely to be turned down by going the traditional route for coverage, they can save themselves a great deal of time and frustration by simply applying for a no medical exam life insurance policy up front.
Some Considerations When Purchasing Coverage
Although there are many advantages to applying for no physical life insurance coverage, there are some things that should also be considered prior to moving forward with this type of policy.
First, because these plans usually cover more risky applicants, the premiums that are charged are typically much higher than those of a comparable traditionally underwritten plan. So, with that in mind, if there is the chance that an applicant may qualify by going through underwriting, then it may be worthwhile to try that first, as it could save a considerable amount of premium dollars – especially over time.
Also, there are some policies that will not pay out the full amount of death benefit until the policy has been in force for a certain number of years. Therefore, if the insured passes away within the first couple of years of policy ownership, the beneficiary may only receive a refund of the paid in premiums rather than the full death benefit amount as proceeds.
How and Where to Find the Best Life Insurance Policy
In order to find the best no exam life insurance policy for your specific needs, it is typically best to work with an agency that has access to more than just one single insurance carrier. This way, you can compare multiple policies and premium quotes to determine which works best for your specific needs, as well as for your budget.
When you are ready to begin looking for your policy, we can help. We work with many of the best no medical exam insurers in the marketplace today, and we can get you all of the important information that you need to make an informed buying decision. If you're ready to begin the purchase process, start by filling out the form on this page.
Should you have any questions along the way, we are happy to help. We can be reached directly, toll-free, at 888-229-7522. Our experts will walk you through the quote and purchase process to ensure that you are comfortable with your decision. So when you're ready to move forward, contact us. We're here to help.


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14. – 16. March 2019 in Innsbruck, Austria
The Startup Conference on Ski
Let's skinnovate together!
Skinnovation is the first startup conference on ski. During three days 250 young and aspiring entrepreneurs and startups meet up to ski together and attend talks and workshops in ski huts. Pitching happens in the ski lift. Taking place in the Alp city Innsbruck, Skinnovation leverages on the stunning landscape and amazing slopes in the mountains around the city. – Join us to listen to inspirational speakers, discuss your ideas with other innovators, learn more about entrepreneurship, pitch your ideas and have a great time on the slopes.
Meet interesting speakers in the casual atmosphere of a ski hut and learn from their experiences and knowledge.
Click into your skis and hit the slopes. Get some fresh air between the talks and enjoy the mountains.
Meet like-minded people who are just like you: both, passionate about startups and skiing. Have a great time when attending the Apres-Ski Party in a giant igloo.
Pitch your idea in a ski lift to potential investors and business angels, receive valuable feedback and qualify for the big pitch in front of the crowd. You might also challenge your potential investors for a little downhill race.
Have you ever pitched your idea in a ski lift? During Skinnovation you will have the opportunity to present your idea to investors while going up to the top of the mountain. Sure there will be also some time for feedback and you may qualify for the big pitch final on the last evening of the conference. So get ready for the literally coolest startup pitch competition in Europe.
|15:00 – 18:00
|Early Checkin & Ski Rental / Die Börse
|Wirtschaftskammer Tirol,
Wilhelm-Greil-Strasse 7
|18:00 – 19:00
|Checkin & Welcome Drink
|19:00 – 19:30
|Welcome Notes
|19:30 – 20:00
|Keynote by Patrick Dermak: Behind the scenes –
the new rules of Facebook performance advertising
|20:00 – 20:30
|Panel Discussion "The Future of Skiing" with Daniela Hochmuth (POW),
Reinhard Klier (Stubaier Gletscher),
Martin Winchenbach (go-shred),
Siegfried Rumpfhuber (Original+ Ski)
|20:30 – 22:00
|22:00 – 24:00
|Social Drink
|07:30 – 08:00
|Last Minute ski rental
|Die Börse // Leopoldstr 4
|08:00 – 09:00
|Meet-up and bus drive to Axamer Lizum
|Triumphpforte // Leopoldstr. 2
|09:00 – 16:30
|Ski & Talks
|Axamer Lizum
|13:30 – 15:30
|Lift pitch (Qualification for Final Pitch)
|Karleiten Chairlift
|16:30 – 17:30
|Bus drive back to Innsbruck
|Parking Axamer Lizum
|17:30 – 18:00
|Get ready for the evening
|18:00 – 19:15
|Take the cable car to the top of the mountain
|Cable Car // Seegrube
|19:30 – 23:00
|Party in the Igloo
|Lizum 1600 (1)
|Lizum 1600 (2)
|Lizum 1600 (3)
|09:30 – 10:30
|Voice is the new search – Chatbots,
Alexa & Co in Tourism
Markus Schröcksnadel
|The mistakes you do not want to make when first Marketing your startup
Ofer Zellermayer
|Roundtables (click here for more info)
|12:00 – 13:00
|Blockchain & ICOs – Insights into the crypto space Philip Peinsold
|How to make money with Snowboarding
Andreas Kitzing
|Digital Marketing Tips for Startups
Svenja Teichmann
|14:30 – 15:30
|5 Facebook Hacks You Can Implement Before Leaving Innsbruck to Skyrocket Your Profit
Simon Mader
|Using artificial intelligence for customizing products
Siegfried Rumpfhuber
|How to build THE RIGHT product
Amanda Birkenholz
|Unfuck work
Elisa Naranjo
|08:00 – 09:00
|Meet-up & bus drive to Schlick2000
|Triumphpforte // Leopoldstr. 2
|09:00 – 16:30
|Ski & Talks
|13:30 – 15:30
|Ski race beat the Yeti
|Racing track
|16:15 – 16:30
|Final downhill with the Yeti and the crowd
|16:30 – 17:30
|Bus drive back to Innsbruck
|Parking Schlick2000
|17:30 – 19:00
|19:00 – 20:00
|Tyrolean Dinner
|Orangerie (Kongress Innsbruck)
|20:00 – 20:15
|Final note from the organisers
|20:15 – 20:45
|Keynote by Christoph Egger / Gloryfy "How to be a rebel in a market ruled by a monopolist"
|20:45 – 22:00
|Final Pitch Competition
|22:00 – 22.15
|Skinnovation Pitch Award
|From on 22.15
|After Party with Alan Walker
|Dogana (Kongress Innsbruck)
|Panorama (upstairs)
|Panorama (downstairs)
|09:30 – 10:30
|Building a hardware startup from scratch & manufacturing in China
Rustem Akishbekov
|How e-commerce player should start to use stationary shops
Remco Livain
|Using data to make better decisions in avalanche terrain
Misha GoPaul
|How to deal with Corporates
Johann Füller, Frederik Hacklin and Tobias Fredberg
|12:00 – 13:00
|5 Euro StartUp – founding a company with more creativity and less capital
Michael Kriegel
|Crossing the chasm: From Market entry to market leadership with disruptive innovation
Patrick Brienen
|How to raise VC capital for your startup and mistakes to avoid!
Brittany Laughlin
|Legal & Organizational steps of setting up a company
Karin Trocker
|14:30 – 15:30
|Closing the Investment
Christian Winkler
|Building and expanding platforms
Kelly Moriarty
|Secrets of Silicon Valley
Chris Obereder
Skinnovation is for
For Startups: Skinnovation offers startups the opportunity to pitch ideas to international investors while going up the mountain in a chairlift. The best startups also have the opportunity to qualify for the final and present their ideas in front of the crowd (about 300 people). Besides our award and potential investments we also have cool prices such as high quality skis, leasing cars, media packages etc. In addition, various companies such as Microsoft and Feratel are present at Skinnovation and are looking forward to the exchange with the startups.
For Investors: About 50 startups will pitch their ideas at Skinnovation and seek for investment. There are startups from many different areas represented. Investors are welcome to join the lift pitch on skis/snowboard. Please purchase the investor ticket.
For Corporates: Skinnovation brings together young innovators and entrepreneurs who are enthusiastic about their ideas. At Skinnovation, companies have the opportunity to get inspired by the startup flair and to make contact with young, innovative startups. Please contact us directly for special packages.

subset: commoncrawl


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All of my animals are taking refuge from the heat. The chickens have scratched up the plants that separated them from the cool soil beneath and lay on their sides, each flapping dust through their exposed wing. The cat has roamed through the garden, running from the sun, all day. First beneath the butterfly bush, then amid the tall feathery love-in-a-mist, then beneath the cool cloak of the Cecil Bruner growing along the fence. He finally gave up and retired to the day bed on the porch.
It is 80 degrees. Sunny. A slight breeze. It is perfect. It was a day very much like this, nine years ago, that we lost Michele. It was just about this time – 3:30 in the afternoon – a sunny, glorious day that seemed to take no notice that she was slipping away. In the hospital, I had no knowledge of a change in the weather, but Charlotte, at home in Cream Ridge, said that about the same time Michele died a wind blew up and dark clouds rolled in. A violent storm ensued, banging the shutters against the house in angry protest. I had felt that same way – raging against the injustice – before that moment and for a very long time afterward. In the EXACT moment, though, I felt something else. A letting go. I knew I had to let her go. We told Marie, "Tell her to go to her father." Marie said it, though it was undoubtedly the hardest thing she's ever done, and then her only daughter passed away. She knew that we had finally realized that she was really only sticking around for our benefit. In that tired, ruined body. She must have been so relieved. Enough of this, she must have thought. I am so tired.
That moment and the frantic weeks that preceeded it ("What are her counts today? If we can get them to this, she might turn a corner.") changed me. Defined my life. I could have gone through it – from birth til death – making half-assed decisions, taking the easy way out. I could have let myself be led around like a wobbly toddler. But because of that beautiful woman, that horrific struggle I witnessed, my life, with all of its twists and turns, is mine. I have done a lot more work to get it this way than I may have had it not been for that day.
I drove through a canyon once – its walls so high I could barely see the sun. It turned so much I could see only a few feet ahead. I was tiny, even in my pick up truck, in comparison. I felt swallowed by a giant. The calls of birds that echoed on the walls were laughter at my folly. Where I was heading, I really wasn't sure. Just away – from home, the past, from the images of Michele dying that I tried to drive away by tapping my breast bone harder and harder and harder. But in that canyon I knew – being scared was good. It made sense to be scared. But not moving forward because of it was not an option. She was there in that canyon. She would be my guide.
Nine years. The bad memories have been pretty effectively filed away under TOO PAINFUL. They come when I let them, and I take as much as I can before I put them back. I spend much more time categorizing her parts, making sure I don't forget. Her great voice, rich and throaty. Her infectious laugh. The expressiveness of her face – with her huge smile and perfect teeth, impossibly high cheek bones, beautiful almond shaped blue eyes. Her hilarious wit. Her bottomless compassion. Her ability to forgive.
I am no longer incredulous about the fact that the weather is almost unfailingly gorgeous every June 23rd. Why shouldn't it be? The world is so lucky to have her, just as we were so lucky to have had her. But life does not go on unchanged now that she no longer walks among us. Everything is different because of her life and her death.
Man, do I miss you. Nine years, girl. Sweet, sweet girl.


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The Halo of the Jungle is the true story of the Aron family's forced emigration from Nazi Germany to Ecuador in 1939, and the 10 years they lived on their farm homestead in the eastern rainforest.
Aron Publications' The Halo of the Jungle
130 pages, 16 chapters, 27 photos & illustrations©1999-2008$15.00 U.S. each, plus $3.00 shipping,add 6% sales tax in PA
Order direct from author.
Send check or money order payable to
Jean Aron
227 Kimport Ave. , Boalsburg, PA 16827
SOLD OUT in Paperback format! See digital versions below.
Buy now as an e-reader-compatible .epub (Nook) or .mobi (Kindle) ebook file!$2.99 U.S.
Our ebook formats are available through SmashWords.com:https://www.smashwords.com/books/view/262998
Click image below for slideshow:
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Nursing Metrics for Quality conference
Margaret opened the conference by discussing the 6Cs and the linkages with nursing metrics and dashboards. Margaret also discussed her experience and the importance of culture and looking around, opening your eyes to what is happening in your service.
Margarets presentation includes:
• promoting the use of measurement and openness to understand and improve care: moving forward with 'Open and Honest Care'
• Compassion in Practice and the 6C's : National developments and progress
• monitoring progress against the implementation plans and six action areas at ward and organisational level
• ensuring an open reporting culture in terms of monitoring
• current national nursing metrics and looking forward
• recognising excellence in nursing and in the implementation of 6Cs
Howard Catton Head of Policy RCN continued the conference from a policy perspective, emphasizing how measuring quality and nursing metrics has climbed the policy agenda since Mid Staffordshire. Howard focused the importance of culture, leadership, clinical outcomes and staffing levels and the importance of metrics in identifying how we are performing in these areas. However Howard stated that we need a human factors approach to improve quality of care, we need to look beyond just counting.
Howard went on to discuss the importance of nurse staffing to nursing quality. Howard stated that we should expect news on nurse staffing following the Lord Carter NHS Productivity Review Report.
Howard concluded by discussing revalidation with the first registrants revalidating under the new model from April 2015.
His presentation covered:
• how key nursing metrics link to wider changes in health policy
• maintaining quality and balancing the NHS productivity challenge
• ensuring safe staffing levels
• accountability for quality in nursing: linking to nursing revalidation
Howards biography:
Howard qualified as a registered nurse in 1988 and held a variety of nursing posts in England and the United States. He studied social policy in Cardiff (BSc Econ) and Industrial Relations at Warwick (MA) and has worked as a Personnel and Organisational Change Manager in the NHS.
In 2005, he was appointed Head of Policy at the RCN and Head of Policy & International in 2010. His department work with a wide range of stakeholders, including government and think tanks, on the development and implementation of policy at home and overseas to ensure nursing influence and voice. The department also leads on supporting the RCN's sister nursing associations and alliances internationally. Howard was named in the HSJ top 100 Clinical Leaders list for 2015.
Dr Shelley Dolan Chief Nurse Royal Marsden NHS foundation Trust focused on the importance of measuring nursing metrics across the whole patient journey rather than just in one location such as a hospital and discussed the development of the new vanguard site and measuring for improvement. Shelley discussed the importance of the "So What?" question in terms of metrics and measurement ensuring that if you are measuring something it leads to improvement and has an impact on care. Many of our outcome measures and measures of process just measure a part of care – we need to join up these measurements and reduce the gaps in care.
Shelley went on to discuss the importance of values in caring and talked about the experience of their critical care unit in defining and embedding values into care. Shelley discussed getting the right balance between transactional and relational care which is often difficult. Shelley said we want to be efficient and warm. We want to get both right. In our dashboards therefore that's what we need to measure which is difficult but what we need to aim for.
In terms of staffing Shelley said its not just numbers
Shelley's presentation covered:
• setting up a ward accreditation programme
• measuring and monitoring quality at ward level
• changing culture and practice at ward level
• improving quality at ward level through benchmarking
Full presentations are available to download at the end of this page.
Future conferences of interest:
Managing and Reducing Bank and Agency Staff in Nursing
Tuesday 19 January 2016
Hallam Conference Centre
Nurse Prescribing for Wound Care
Tuesday 19 January 2016
ICO Conference Centre
Nursing Appraisal and Revalidation & implementing the New NMC Code of Practice
Wednesday 20 January 2016
ICO Conference Centre
Effective Ward Manager
Tuesday 26 January 2016
ICO Conference Centre
Download: Howard Catton's presentation7 December 2015


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Top Flight offers baseball specific speed, explosion, and agility training for middle and high school athletes.
Our baseball sports performance enhancement camps develop players' throwing velocity, hitting power and exit velocity, speed (30 m fly--home to first distance), as well as upper and lower body explosiveness. We use Zepp sensors to measure hitting metrics and Freelap timing sensors for speed metrics.
0.2 s in the 60 yard dash is worth $10,000 or more in scholarship money. College programs are looking for five tool players; how fast is your fast?
Golf Sports Performance Enhancement Training
Add valuable yards to every shot
Our golf-specific training is designed to increase rotational power which translates to added distance, and stroke efficiency, as well as flexibility and mobility.
Swing consistently for low scores
As any golfer knows, consistency is everything. Our training techniques focus on improving stability, balance and flexibility which is the foundation of reproducing a consistent swing over and over again.
Feel as strong on the 18th hole as you did on the 1st
Golf is a game of power but also endurance which demands strength and stamina on every single hole. Our golf-specific sports performance enhancement training builds muscular endurance.
Reduce likelihood of injury
Our training promotes injury prevention.
Speed development
Improve maximum velocity and acceleration for your specific sport. If speed isn't a strength, don't let it be a weakness. We use an Olympic grade timing system to accurately measure every sprint effort.
Improve acceleration and top end speed at our Speed School. Participants develop sport-specific speed through drills that focus on running mechanics, acceleration, top end (maximum velocity) speed, and repeat sprint ability.
Speed School is held on Thursdays from 5 - 6 PM at the Pettit Center. Please contact Coach Mu at email@example.com or 414-659-4813. If speed isn't a strength, don't let it be a weakness!
High, Long, and Triple Jump Training
Perform to potential through skill and athletic development for the high, long, and triple jumps. Our training has helped numerous athletes at the middle and high school levels.


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Tadoba Andhari Tiger Reserve
- GST Additional
- Secure & Easy Booking
- Best Price Guaranteed
Recommended for All Ages
Arguably Maharashtra's best wildlife reserve, Tadoba - Andhari is the third Tiger Reserve of the state after Melghat and Pench to be added to the prestigious Project Tiger. Spread around the serene Tadoba lake, the beautiful deciduous forest consists of open meadows, undulating hills and some dense patches of Bamboo and Jamun, which is an ideal Tiger country. The forest supports a good variety of wildlife including the Tiger, Leopard, Jungle Cat, Wild Dog, Jackal, Sloth Bear, Mongoose, Wild Boar, Gaur, Spotted Deer, Sambar, Barking Deer, Porcupine, etc. Tadoba is home to around 250 species of birds including the rare Lesser Adjutant & the Grey-headed Fish Eagle. The forest has a good network of roads, which allows access to various parts of the reserve.
Day 1 : Pune - Nagpur
Departure from Pune at 1740 hours.
(Meals : Dinner)
Day 2 : Nagpur - Tadoba
Reach Nagpur by 0925 hours. Proceed to Tadoba by AC vehicles. Reach Tadoba by 1230 hours. Lunch and rest. Post lunch, an interactive orientation session to get introduced to the beautiful forest of Pench. Overnight stay at Tadoba.
(Meals : Breakfast, Lunch, Evening Tea & Dinner)
Day 3 : Safaris at Tadoba
Explore different parts of Tadoba on morning and evening safaris. A knowledge - sharing session within the group in the evening, to know more about the wildlife seen during the first two safaris. Our Wildlife Expert will share his experiences and discuss the different facets of nature and wildlife. Dinner and overnight stay at Tadoba.
(Meals : Breakfast, Lunch, Evening Tea & Dinner)
Day 4 : Safaris at Tadoba
Two more safaris at Tadoba, to maximise the chances of tracking 'The Big Cat' as well. A Group Discussion over a cup of tea or coffee, about the safaris in the evening. Dinner and overnight stay at Tadoba.
(Meals : Breakfast, Lunch, Evening Tea & Dinner)
Day 5 : Tadoba - Nagpur - Pune
Embark on the last safari to see the majestic Royal Bengal Tiger and bid goodbye to the beautiful Tadoba forest. Post lunch, depart to Nagpur at 1300 hours. Proceed to Pune at 1835 hours.
(Meals : Breakfast, Lunch, Evening Tea & Dinner)
Day 6 : Arrival at Pune
Reach Pune by 0945 hours.
(Meals : Breakfast)


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We are so incredibly honored to have been named Outstanding Greek Organization at Geneseo for the second year in a row! Yesterday we received the award for our dedication to our sorority values, academics, community and campus involvement. We are so proud to be a part of the BEST thing!
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Date(s) - 09/06/2017 - 11/06/2017
Radisson Blu Plaza Hotel
EASL Monothematic Conference on "CHOLANGIOCYTES IN HEALTH AND DISEASE: FROM BASIC SCIENCE TO NOVEL TREATMENTS" to be held on 09-11 June 2017 in Oslo, Norway. Covered topics: Biliary tree, anatomy and 3D structure, bioengineering, cholangiocyte pathophysiology, immunity, genetics, carcinogenesis, cholangiocarcinoma, clinical practice, biomarkers, diseases management.
Source & for more information please visit: EASL


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Woman hurt by lightning strike in western Maryland
Woman hurt by lightning strike in western Maryland
BOONSBORO, Md. —
Authorities say a woman is recovering from a lightning strike at a western Maryland state park.
Washington County Emergency Services says she suffered serious lacerations to her head Thursday afternoon when she was thrown by a nearby lightning strike at Washington Monument State Park near Boonsboro.
The woman was transported by ambulance to the Meritus Medical Center in Hagerstown.
The park on South Mountain features a 34-foot stone tower dedicated to the nation's first president. The original tower was dedicated in 1827.


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It is a privilege to be trusted to share and capture one of the most special days of a couple's life and save forever many of the most amazing moments with family and friends. Without video people often say so much of the day is just a blur. We would be honored to capture your special day for you. Please contact me and let's discuss the perfect approach to filming your wedding. Let us document your event in an unobtrusive style and preserve it with the latest HD and 4K cameras.
We now have aerial drone capabilities to add this dramatic wow factor!
Dr. Cormac Coyle- "Bill Slater is a videographer extraordinaire! I love his work and feel it is award winning caliber."
Brian Johnson- "I'm so glad Bill videotaped Kristen and my wedding. It is beautiful and means so much to us!"
Visit our companion website Gay Weddings on Cape Cod.com, the ultimate resource for gay weddings on the Cape.
All the listed vendors are gay-friendly and happy to make your special day magical and memorable!
Visit the pages below for more Cape Cod wedding information...


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Kavita Kiran flâneuse
Something a step taken by you changes your whole life. let us meet Kavita Kiran, a solo traveller from Delhi sharing with us her experience with life.
Childhood is a very important phase of one's life, we create an image of what we will be as adult. Please share your childhood with us.
I come from a very small town in Uttar Pradesh, where life doesn't provide us with many opportunities for a child, as we would like. So, like everyone else, the main motto of my childhood was to secure the first position in my class. I was a topper throughout and also pretty good at whatever limited co-curricular activities happened at school. I have had a very protected and pampered childhood. Travelling was never something I thought I would be interested in. Even though my father is a great travelling enthusiast. He has travelled across the country and I guess it's the same spirit which has passed on to me. It was only after I had left home completing my tenth standard and came to Delhi, and I began to explore and understand things better. Also, because as I was growing up, my experiences in life were also pushing me towards a certain perspective.
How does Delhi help you in shaping your life.
Delhi has been a huge influence on every aspect of my life. When I came to Delhi, I lived in different paying guests accommodation, where I met different people from all across the world. I was suddenly exposed to the variety of life. I was fascinated by one of my room mates who didn't have a conventional job and was living a great life. She would travel across the country and it was for the first time that I realised how there can be different ways of living and one need not adhere to the traditional norms. I was a science student in school, but then I went against my family's wishes and opted for Sociology in College. The experience I had in my college and through my discipline had played another magnanimous role in my perspective towards life. The idea that public spaces should be accessible to a woman as much as to man is the originating seed behind travelling. Also, Delhi is a city that I love to bits. It is a traveller's paradise. I love exploring the different corners of the city. It adds a different charm to it.
Travelling is a delight for a flâneur, how the environment affects a human psychology according to you?
See, human psychology is never just about an individual. The environmental set up always influences human psychology. For example, as a woman in a city, whenever I think of strolling around a certain part of the city at a certain time, it is not like I can simply go and take a walk. Unfortunately, the environment that we live does not give us the freedom to be anywhere at anytime. It is even more difficult for a woman. There is always a lurking fear and apprehension in the mind, thanks to the society. So, since you have asked I will tell you this. Indian society is not in an evolved stage to accept women seen in public places like men are. I have been travelling since 2010, and till date, my parents know nothing about my travelling. I can't tell them because they would be worried and then it would lead to more hassle. So, I am constantly under this pressure.
Tell us about your first expedition.
My first travelling experience was to Shimla in 2010 with my best friend. We had no idea about anything. We were stupid enough to book an early morning bus. But it was my first visit to the mountains and I have never looked back since then. Shimla remains to be special because of that. I was scared to death that bus might fall in the gorge but I enjoyed thoroughly.
While travelling your mind is on its own journey to the memory lanes, while you see people around with their own life, do you feel connected at some moment?
Travelling for me about learning from the people and experiences and then inculcate them within to grow as a person. Travelling is not a generalized experience.
I feel different things on different journeys. Some days when I am sitting by the window seat, looking at the life outside I feel a strange kind of happiness that surpasses all the negativity that I might be having. Some days, I feel extremely annoyed and don't like anything around. But overall, it only enriches my life. I try to connect with the place and its history more than thinking about my own personal memories. Travelling for me is also a way to disconnect from my own self and rediscover life on its own It's all about going with the flow.
How do you pack your backpack according to the terrain. And what is the essential, not to miss?
I mostly travel to the hills. So, my backpack always includes some warm clothes, shoes, few medicines and some other basic stuff. I try to pack minimal because there is no point in carrying the heavy backpack. I am still learning the art of backpacking. One should always travel light.
You mentioned about the accessibility of places to women, how you feel when places still not allowing the woman to enter?
I don't think women are officially prohibited from places apart from some places of worship. Such rules are extremely regressive and I don't think empty talks of development in our country means anything if women are not free to go anywhere, wearing anything. Women should be able to roam across without the fear of molestation.
We are improving. People like me and many other amazing women travellers are challenging the norms and claiming for their spaces. I just want to say that it should not be difficult for a woman just because of her gender.
How travelling changed you as a person?
Travelling doesn't change anything if one is not willing to accept and change. For me, it has been a way to maintain my sanity and fight with my own demons. It provides me with a sense of freedom and makes me believe that nothing is impossible. It has been taught me how to be patient and respect things around me even if I might disagree with it. Primarily, travelling brings about the subtle emotions that we tend to lose in the monotony of life. Small things like flowers, animals, trees, appreciating them and just being grateful to be alive at the moment life is weirdly beautiful and that is what travelling makes me believe.
What name would you like to give to your biography?
Haha..that's an interesting question. Let me think I can answer this in the end till then you can ask other questions.
The night before the journey is very long, tell us about the night before your first journey.
I don't remember much about it because it was way back. But I must be really excited. It was the first time I was travelling out of Delhi without any preconceived notions or assumptions. It was not the time of Instagram and all, so I hardly knew anything or researched anything. I was very enthusiastic to start my first journey to the hills. The only thing I was worried about was that what if I die. My parents were not aware of it and so I was a little afraid as well. I must have thought to cancel the plan but then the sun rose and I did hop on to the bus.
How do you plan a journey?
I don't plan much. I am an impulsive traveller. I travel whenever I feel the urge to travel. I don't care much about making bookings and all. Of late, I have been making booking a day before. Earlier I just used to reach Kashmiri gate and board any bus I felt like. I like travelling on my own terms. So I don't like planning too much. Travelling is all about flexibility It is one of the reasons I never travel with groups because then it becomes a manufactured process.
Travelling is an adventure that demands fitness, how do you keep yourself fit for travelling?
I already do a lot of walking in the city. So, I don't face any issue during travelling. One should just avoid drinking and smoking and eat healthily, that's what I believe. Currently, I am also cycling as to improve my fitness level during mountain hikes.
Listen, I have a bus to catch today for Shimla..can we wrap the interview soon?
Coming to an important portion, "food" tell us about some of your loved cuisines you have got a chance to taste.
About the food- I love local cuisines. I try to eat at the local Dhaba which is cheap and yummy. In Himachal one of my favourite food has been meat and rice in a small hamlet called Lohardi near Barot valley. It's by far the most amazing food I have had with a chutney made from Rhododendron flowers. I like everything simple.
A message for the readers?
All I would like to say is that carve your own path. Feeling inspired from others is good but listen to your own instincts in travelling and also in general. And please don't travel just for the sake of Instagram and Facebook or any other social media. Try to find and discover the life around you and appreciate it. India is a stunning place and we must all work towards make it better. Let's all be responsible travellers.


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Discovery of rare gene mutation in DNA may help solve neurodevelopmental disorders
RICHMOND, Va. - Scientists make progress every day in their search for a cure for autism, Alzheimer's and cancer. Now, a new study could be the next breakthrough in solving a medical mystery that spans the globe.
Researchers say they may have found a key to unlocking certain diseases and disorders – a rare gene mutation in DNA.
A clinical genetics lab called GeneDx in Gaithersburg, Maryland first identified this gene mutation. Currently, it is only found in less than 100 people worldwide. But that might be because not many have been tested for it.
Twelve-year-old Ella Butler is doing one of her favorite things – spending time in her Richmond, Virginia home with her older sister, Olivia, and younger brother, Grant.
"When she was a baby, we didn't really realize anything was wrong with her until at eight weeks [when] she had a surgery and had a feeding tube for a year," said her mother, Shelby. "And we just thought that is why she was delayed."
Ella's parents noticed she started missing important milestones as she grew up. Eventually it became clear she would require special care for the rest of her life.
"Every day is a different challenge," said Greg Butler, Ella's father. "We have to blend her food for her every day. She can't eat anything that is anymore hard than mashed potatoes. She can't go to the bathroom by herself. She doesn't talk."
The Butlers took Ella to several doctors and a neurologist, but all of her testing came back normal. For more than a decade, they would go about their lives without any answers.
However, just recently, they were told about a simple blood test that would look for a specific gene mutation in Ella's DNA.
"We have heard about the whole exome sequencing test and it was really expensive and we just couldn't afford to do that at the time," said Shelby. "Then last year, a friend of mine said her insurance had paid for it and so we made an appointment with the geneticist, had it done and it came back that she had a gene mutation called PPP2R5D."
PPP2R5D is a mutation in a gene that is associated with neurodevelopmental disorders.
"That leads to problems with the way the brain develops, and as a result of that, the brain doesn't function quite right," said Dr. Wendy Chung, a professor of pediatrics and medicine at Columbia University and the lead researcher looking at the gene mutation in a new study.
She said it is the first time they are finding this gene mutation involved with neurodevelopmental disorders like autism. It could also be associated with Alzheimer's and even cancer.
"All of these we know are genetic conditions in the sense that they are encoded within the DNA, they are encoded within the genes of that individual," said Dr. Chung. "But in all cases so far that we know of, they are not passed down from the father or from the mother. In other words, they are not inherited, but they start brand new with the individual with those particular challenges."
"The geneticist, when we got the results from her test, he said there are only 21 known cases in the world, we really don't know much about it, here is the Facebook group – join that and see what you can get from that," Ella's mother recalled.
The Butlers were given very little information, but they ended up finding a world of support on Facebook where a very active, yet small group of other families affected by the gene mutation have met from around the world.
"Now there are 34 families and we can communicate with each other, ask questions," said Shelby. "People post videos of their kids doing new things and it's like a community that we have formed now. So it's so nice to have that chance to be able to talk to somebody who gets it."
The Butlers hope their story will inspire others to get tested for the gene mutation, which will help continue this study as Ella's very exclusive club is looking to increase its membership.
"Miracles happen every day and this could be her miracle," said Ella's mother. "So just to see her say momma or dadda would just be everything for us."
This weekend, several of the families in that Facebook group are traveling from around the world to Washington D.C. for a special conference. It will be a chance for them to meet face to face for the very first time with the doctors and researchers in the study and for their kids to interact with each other.


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The Rule One Protein DiariesProteins may be informally divided into a few main courses, which correlate with normal tertiary buildings: globular proteins, fibrous proteins, and membrane proteins. Nearly all globular proteins are soluble and several are enzymes.
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Membrane proteins consist of internal channels that enable these kinds of molecules to enter and exit the mobile. Lots of ion channel proteins are specialized to pick For under a particular ion; for example, potassium and sodium channels usually discriminate For less than one of the two ions.[36]
Like other biological macromolecules for instance polysaccharides and nucleic acids, proteins are critical areas of organisms and get involved in nearly each procedure within just cells. Numerous proteins are enzymes that catalyze biochemical reactions and are critical to metabolism. Proteins even have structural or mechanical functions, including actin and myosin in muscle as well as proteins while in the cytoskeleton, which variety a program of scaffolding that maintains mobile form.
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The chief characteristic of proteins that also enables their various set of features is their capability to bind other molecules exclusively and tightly. The region from the protein liable for binding A different molecule is named the binding website and is usually a depression or "pocket" on the molecular surface. This binding capability is mediated from the tertiary construction from the protein, which defines the binding site pocket, and from the chemical Qualities from the surrounding amino acids' aspect chains.


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Postings made by forum users are personal opinions. IOSH is not responsible for the content or accuracy of any of the information contained in forum postings. Please carefully consider any advice you receive.
I am an experienced training provider and provide risk assessments, audits, investigating accident & incidents and liaising with third party professionals such as contractors, Environmental Health Officers, Local Authorities, Fire Officers, Landlords and Health & Safety Executive for businesses.
Before setting up as a self-employed, I have worked for a large charitable organization in the Health and Social care industry for nearly many years.
I have gained Post Graduate Diploma in Occupational Health & Safety Management. I am a graduate member of IOSH and aim to start working towards chartered membership soon. I am also a trained teacher and I have undertaken Train the Trainer course to improve my ability to train more efficiently.
Any advice is welcome.
Thank you
Look at some of the recruitment agencies e.g. Internal Audit Connections (IAC), Shirley Parsons etc. Acre who advertise such roles. Would also suggest m2r education, who specialise in WorldWide recruitment services.
Kind Regards
If anyone can offer assistance please use the PM facility to contact Emefa.
This topic is now locked.
Edited by user 18 September 2017 21:57:48(UTC)
| Reason: typo


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Went out just before 4 to do my Week 5 Run 3 and started struggling after 5 minutes. After several starts and stops I came across an open door on a building that I pass every run. There's an elderly gent of 88 missing here since Thursday so I thought I'd call the police station just in case he'd gone in. That took about 5 minutes and then someone came along who I knew and the run went out of the window.
Got home and had a cuppa then decided to rerun again. This went much better and I managed the whole 20 minutes. So much happier now! And thank the stars for Voltarol Cream. Dunno why but I seem to run much better in the dark. Maybe it's because I can concentrate on the music and there's less people around? It was tough going particularly after Laura announced the 5 minute mark and then the 10 minute mark. At 18 minutes I was adamant I was not going to stop even though I had to go uphill beside a busy road and I'd just passed someone I knew from up the school! Now onwards to Week 6. I can do this, I can make it to the end of the course!


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Credit Unions in Renfrewshire celebrate the launch of credit union film
22 Dec 17
Local children and young people have been celebrating the launch of a film highlighting the benefits of credit unions in Renfrewshire.
Pentecostal Credit Union helps to Spread Christmas Cheer with Food Hamper Deliveries
15 Dec 17
One of Pentecostal churches in the UK, New Testament Assembly, the Church, has partnered with the Pentecostal Credit Union (PCU), to run its Christmas Hamper program.
Northamptonshire Credit Union rebrands as Harvest Money on 20th year anniversary
08 Dec 17
As the organisation turns 20, Northamptonshire Credit Union is excited to rebrand as Harvest Money
Cross Party Group on Credit Unions inputs into National Awareness Raising
08 Dec 17
This week credit unions had the opportunity to hear directly from representatives of the Scottish Government on the Programme the Government set out earlier this year
St Albans District Council & St Albans District Credit Union to increase help for the homeless
08 Dec 17
A grant of £500k is being given to tackle homelessness in the District. This new funding follows a Government decision earlier this year to change the way councils receive funding for homelessness prevention services.
Pennine gives out 30000th loan
01 Dec 17
Pennine Community Credit Union (PCCU) has achieved a landmark in their business by giving out their 30000th loan.
Eden South Lakeland finds new home
01 Dec 17
Eden and South Lakeland Credit Union celebrate its arrival into new home at Kendal's Town Hall.
CU Future participant Toni Lynn interviews Paul Walsh CEO of CUNA Mutual LTD
01 Dec 17
Toni Lynn from Enterprise Credit Union sat down with Chief Executive Officer, from CUNA Mutual LTD, Paul J Walsh as part of Toni's research project for The CU Futures Programme.
Just Credit Union nominated for Social Enterprise Award 2017
24 Nov 17
Thursday 23 November Just Credit Union attended the Social Enterprise UK Awards as nominees for the 'Transformative Community Business award'.
Key announcements for credit unions - Budget 2017
24 Nov 17
Wednesday saw the Chancellor deliver his first autumn Budget. Below Matt Bland comments on the main talking point as regards credit unions.


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Senegalese troops entered The Gambia on Thursday in support of its new President Adama Barrow, who took office demanding loyalty from his own armed forces in a tense standoff with his defeated rival.
Barrow was sworn in at The Gambia's embassy in Dakar, although longtime leader Yahya Jammeh has refused to step down despite international pressure following his December election loss.
Celebrations erupted in the Gambian capital, which has been on edge over the crisis in the former British colony in west Africa.
Dressed all in white, 51-year-old Barrow waved to crowds at the ceremony that anointed him, seeking to end the 22-year rule of Jammeh, who has not been seen but is believed to be still in Banjul.
"This is a victory of the Gambian nation. Our flag will now fly high among those of the most democratic nations of the world," he said.
Shortly after the inauguration, the UN Security Council unanimously backed efforts by the regional bloc ECOWAS to force Jammeh to hand over power, without formally authorising military action.
"I command the chief of defence staff and officers of high command to demonstrate their loyalty to me as commander in chief without any delay," Barrow said at his inauguration.
"I command all members of the armed forces to remain in their barracks, those found wanting or in possession of firearms without my order will be considered rebels."
Britain was among foreign powers to congratulate the new president.
Barrow, an opposition coalition candidate, defeated Jammeh, who had ruled the former British colony since taking power in a coup in 1994, in a surprise election win on December 1.


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Not being much of a mystery fan, I haven't read Dennis Lehane's best-sellers likeMystic River
andGone, Baby, Gone
. But I like to rummage around in the often-sneered-at genre of historical fiction, and Lehane's latest is squarely in that category.
The Given Day takes place in Boston just after World War I, when the city was full of anarchists, cops itching to strike over horrid working conditions, a flu epidemic and a clannish world of newly arrived immigrants.
With a cast of finely drawn characters and events that seem sadly inevitable even as they're suspenseful, Lehane easily draws you into the world with hardly a misstep.
His hero is Danny Coughlin, son of a powerful Boston police captain; he's a member of BPD himself but finds himself growing from a man who dismisses the pipe dream of a police strike to leading it.
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Typical of the genre, there are cameos by real-life figures. But Calvin Coolidge, who rode his breaking of the strike all the way to the White House, is left a blur; Babe Ruth, about to be traded to the Yankees, feels like he belongs in another book.
It's the main story of Coughlin, battling family, tradition and the establishment, that will hold your interest.
Here's hoping this isn't Lehane's only attempt at going back in time.
-- Richard Connelly


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Eight-year-olds Jonathan Meyers and Ricky Garitta are explaining the intricacies of producing multimedia educational presentations about zoology, their hands deftly navigating a computer cursor through a half-dozen displays in a matter of seconds.
Across the courtyard at Hawkes Bluff Elementary School, second-grade writers Ianina Fazio and Tahir Noohani are discussing the plot twists of their books, recently published on the school's computerized Hawkeye Book Co.
Welcome to the world of high technology in the Broward County school system, where a laserdisc encyclopedia with 7,000 articles is as common a teaching tool as the filmstrip projector was a generation ago.
Broward educators have invested in a vast array of electronics in the past few years, realizing that gadgetry not only teaches some students more effectively, but reaches some students who were not learning at all.
"I think most educators realize that kids learn visually rather than through reading, so why not excite them?" said Ewald Wiberg, director of computer technology. "The bottom line is that learning can be fun. We need to package it maybe a little differently because times have changed."
The excitement is evident in the eyes of the Hawkes Bluff writers who scrawled their tales in pencil and watched parent volunteers key the stories into computers.
"This girl named Cinderhiccups hiccups all the time and she marries Elvis Presley," Ianina says between giggles.
Tahir relates how his heroine is playing at Disney World when all her teeth fall out. But there's a happy ending: The tooth fairy presents her a new set.
After the slim novels are printed - complete with dedication page and author's biography - the pages are bound and the book joins more than 200 others in the growing class library.


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Earth Remote Sensing Methods and InstrumentationLink
Earth And Planetary Sciences 410 | Fall, 2017
Detection of electromagnetic radiation reflected,scattered, or emitted by components of the Earth system. Spectroscopy of remote sensing. Interpretation of received radiation via radiative transfer within a context of real measurements. Theory of instruments and detectors. Comparison of realized equipment to theoretical models. Prerequisite: Phys 118A, Chem 112A (or AP Chem score of 4), Math 233; or permission of instructor.


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From following developer Omenie (known for the M3000 Mellotron app) on Twitter this month you know there was a lot of work involved in their latest library Sopranotron.
This new collection of soprano voices available as either a standalone app or an In-App purchase in M3000 delivers lush Ohhs, Aahs and Mmms in different expressions sung by Caitlin Downie. The app also offers ensemble presets for ready-made choir sounds.
If you're familiar with the M3000 app you're ready to use the Sopranotron app as well as it's made with the same exact code.
Omenie will follow up with a demo real soon.
Get Sopranotron from the App Store


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Dear Wine Master,
What makes a wine a Super Tuscan?
In my usual contrary way I will answer your question by relating what a Super Tuscan is NOT!!
A Super Tuscan wine is not a wine that fits into the quality designations set up under Italian wine laws. For a rather fuller description of these quality marks please look at the 'Wine Ratings' page at Wine Regions of Italy.
Many, but not all "Super Tuscan" wines originate from the Chianti Classico region. The first Super Tuscan was Sassicaia, although the term was not in use at the …


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Guttmacher Institute
This article relies too much on references to primary sources. (March 2009) (Learn how and when to remove this template message)
The Guttmacher Institute is a research and policy organization committed to advancing sexual and reproductive health and rights (SRHR) in the United States and globally.[1] The group was founded as an arm of Planned Parenthood, but now operates independently, though it has frequently received financial support from Planned Parenthood.[2]
|1968(as Center for Family Planning Program Development)
|reproductive health, birth control
Region served
|United States and globally
|$17.5 million
It was founded in 1968 as the Center for Family Planning Program Development, a semiautonomous division of the Planned Parenthood Federation of America. It was renamed in memory of Alan Frank Guttmacher, an obstetrician-gynecologist and former president of Planned Parenthood. The Guttmacher Institute became an independent, non-profit corporation in 1977, under the direction of Frederick S. Jaffe, but remained affiliated with Planned Parenthood until 2007.[2] According to the Guttmacher Institute, it has not received financial support from Planned Parenthood since 2013.[2]
The Institute has offices in both New York City and Washington, D.C. Its annual revenue in 2014 was US$16 million, with expenses of $17.5 million and an asset reserve of $43.5 million.[3] The Institute produces a wide range of resources on topics pertaining to SRHR, and also publishes two peer-reviewed journals, International Perspectives on Sexual and Reproductive Health and Perspectives on Sexual and Reproductive Health, and a public policy journal, the Guttmacher Policy Review.
The Institute defines SRHR to encompass the rights of all individuals to make decisions concerning their sexual activity and reproduction, free from discrimination, coercion and violence. The Institute's focus areas include contraception, unintended pregnancy, abortion, and adolescent sexual and reproductive health.
In 2013, it was awarded a Population Center grant by the US National Institutes of Health in support of the Guttmacher Center for Population Research Innovation and Dissemination.[citation needed] The Guttmacher Institute has received Charity Navigator's highest 4-star rating annually since 2010.[4] In 2011 and 2013, the Institute was named the #1 organization in the field of reproductive health by Philanthropedia.[5]
See alsoEdit
Sharon Camp, former CEO
- ^ "About". Guttmacher Institute. 2015-11-20. Retrieved 2016-05-23.
- ^ a b c WHAT IS GUTTMACHER'S RELATIONSHIP WITH PLANNED PARENTHOOD?
- ^ "Financials". Guttmacher Institute. 2015-11-20. Retrieved 2016-05-23.
- ^ "Charity Navigator - Rating for Guttmacher Institute". Charity Navigator. Retrieved 2016-05-23.
- ^ "Guttmacher Institute". Philanthropedia. Retrieved 2016-05-23.


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My name is Rich and I'm from Buffalo, NY. I have 2 pit bulls, the first is Jenna who I adopted from my local SPCA about a year ago. She is a 4 year old pit bull/german shepard mix. I have to admit I was very nervous about her (being half pit bull and a stray from the city pound) at first even though she was very sweet and well-mannered. But then after researching the breed information for myself and dispelling all the urban myth and rumors, I realized that pit bulls are great dogs that have endured disturbing abuse over their history. The only time Jenna doesn't jump at my every command is when we're out walking and there's other dogs or any other animal in our general vicinity, but we've been going to classes and although progress is slow, she seems to be making some steps forward. She has lots of big hangy nipples and a few battle scars and when I asked at the SPCA, they told me that she had probably nursed several litters so far and that they didn't think she had been used for fighting, but from the looks of her had definitely been in a couple of scraps. She seems to have that hardened mature mother/alpha female syndrome. Anyway, aside from the dog-aggresion, she's the sweetest most well behaved and intelligent dog I've ever had. Which inspired me to make the 2nd addition and adopt Wally. Wally is my 2 month old male pit bull. His entire litter was found in an abandoned apartment in the inner-city. Wally is a full pit, but not a purebred obviously as he didn't come from a registered breeder. The 2 of them get along great as Jenna's motherly instincts immediately took over the moment they met at their meet and greet at the SPCA where she proceeded to thouroughly inspect and clean him. I guess that's enough for now, here's a few pictures.
Hello Everyone!!
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We believe lifelong health and vitality are our birth-right! Diet and lifestyle modifications in combination with acupuncture and dietary supplementation are the first and main tools we use with our patients. We have extensive clinical training to determine nutritional and lifestyle imbalances and to use food as medicine. We are skilled in using nutritional supplements safely and effectively to enhance the healing process for an individual.
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Playing Links Golf
In their recent book " True Links" golf writers Malcolm Campbell and George Peper described the allure of links golf very well. "To walk beside the sea with a brisk breeze on your cheek and firm sandy turf beneath your feet is to experience golf as it was hundreds of years ago but arguably as it should be today – a simple beguiling game in need of no embellishment".
Factor in the elements , the undulating nature of the terrain, the good and the bad bounces, the sound of the seabirds, and the wonderful vistas that change from hole to hole, and the charm and attraction of links golf begins to make sense.
It is a challenge but a mental one as much as anything. Henry Longhurst, one of the great golf writers once said " On every shot whether a drive or a short pitch you must step back and say,' What exactly is it I want to do here. The player needs not just physical talent but above all imagination ".
Irelands three times major champion Padraig Harrington when first playing the relatively new links of Doonbeg in West Clare remarked how it took him back to his childhood playing 10 different shots to a green all very different but all equally legitimate in producing the right result -getting the ball close to the hole.
Links golf – the complete golfing test of skill and character!


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My testimony and a preview of what is to come…
Firstly, I would like to apologize as it has been quite some time since I have posted on TiS. With my recent wedding, at the end of June, and all the pre-wedding and post-wedding activities with family and friends it has been extremely hectic. I typically aim to put out at least one new post a month and unfortunately I have not been able to match my normal output.
Please do know I will be publishing a series of posts in the coming months covering a wide range of topics from what it means to live "The Good Life", to understanding what it means to have Christ dwell in your heart and the basic principles that should govern our understanding of the Body of Chirst, to an introductory apologetics workshop (in video format). I will also be sharing a personal video covering a portion of my wedding night speech in which I had read aloud a prayer that I had written the day prior entitled, "A wedding night prayer to God".
So please stay tuned and thank you for your patience and understanding. I know there is also a backlog of questions out there and I will do my utmost to answer those during the remaining balance of the year.
Please keep me in your prayers as I will have a busy preaching schedule to close the year and I am getting settled into a new lifestyle as a married man.
Praise God from whom all good things come! Praise Him above all other names! I thank Him immensely for the wonderful work He has done in my life, my wife's life, and my family's life.
On another note, a great ministry, WitnessTO, had asked me to share the story of how I came to know Jesus Christ as my Lord and Saviour and how my family responded and the videos are now online. Please click here if you are interested in learning more about the early stages of my faith journey.
This is me sharing about what is running through my mind…


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Counting salmon
Where did they go? And why? Salmon numbers aren't just shrinking this year, it's like the fish are disappearing. The numbers are so low that the federal Department of Fisheries and Oceans has closed all salmon rivers on the island to everything except catch and release angling, and in some areas, like Gros Morne National Park, all salmon fishing has been halted.
It's pretty decisive action, but it's justified when you look at the whole picture.
This will be a little heavy on numbers, but bear with us.
Looking across DFO's counting facilities on island rivers, only one river, the Garnish, has seen more salmon this year than last. So far, the Garnish facility has counted 371 salmon, compared to 209 at this time last year. (Numbers are from Aug. 6 in 2016 and 2017.)
For other rivers, the number has either fallen, or fallen off a cliff. With the 2016 numbers first, the Exploits has gone from 22,536 salmon to 14,348; the Campbellton, down from 2,757 to 1,283. Salmon Brook? From 878 to 144. The Terra Nova River has seen returns essentially cut by half, dropping from 5,234 to 2,673. The Northeast River in Placentia? Also halved, from 786 down to 315. Conne River? What was 1,230 fish last year is just 709 this year.
And keep in mind: 2016 was not that great a year either.
Using past years information, DFO forecasts that total returns for the year will fall by a dramatic amount: by 60 per cent on the Exploits, and by more than 60 per cent on at least eight other rivers, with at least two showing 80 per cent to 90 per cent declines.
The "why" is a little more complicated. Salmon returning numbers are traditionally lower in years with heavy or late ice cover, and part of the province certainly had that. But the numbers are far down into ranges not seen since the commercial salmon moratorium was put in place.
DFO's mid-season science review was stark — not only to stop retention fishing, but to stop it until things get better. "Based on the expected widespread declines in total returns of adult Atlantic salmon in the N.L. region for the past two years, it is the recommendation of science that all rivers on the island be closed to retention angling until there is evidence of improved returns."
That will keep an estimated 30,000 salmon in rivers, and keep enough anglers on the rivers to be the eyes and ears needed to deter poachers.
It may soon be time for an even more drastic solution; if numbers don't improve, it's going to be hard to make a case even for hook-and-release angling.
It's close to the point that every spawner has to have every single possibility for success.


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January 26, 2017
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Agile Training
We do more than just metrics and analytics. Contact us to get the world's leading Agile training on Flow, Flow Management, and Kanban. We can also teach you how to improve your process and interpret the data you already have. Your customers demand predictability from you and you demand predictability from your teams. Isn't it time you delivered on your promises?
Agile Coaching
Need to jumpstart your Agile initiative? Or get one started? We can help. Our coaches have assisted companies all over the world to take their Agile implementations to the next level. Nobody understands flow metrics and predictability like we do because no one has been looking at data like this longer than we have. Don't you want the industry leading experts on your side?
Agile Data Analysis
Not sure what data you have? Not sure how to get the collect data from your existing Agile tool? Our team has experience with working with products from most leading Agile tools vendors. Chances are you already have all the data you need to be predictable. Allow us to show you how.
And More
Forecasting, financial analysis, risk management and more. Agile goes far beyond the day-to-day of just moving stories across a board. We understand that better than anyone. Get visibility to the financial implications of the actions you take. Comprehend the impact of prioritization decisions. We can get you to true business Agility.
Our customers say it best:
The ActionableAgile Analytics tool is easy to use and highly adaptable. It provides a very simple interface. You do not have to be an expert in statistics to become proficient very quickly in understanding the metrics. –Bennet Vallet, Director of Product Development, Siemens Health Services
ActionableAgile™ Analytics gives us an unparalleled look into our own data. Whether we are looking at the organization for the year or a team for a week, we can easily benchmark productivity and show improvement. –Mike Longin, Manager of Software Engineering, Ultimate Software


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Salsa Beginners Bootcamp (Lloyd) - 30th January 2011 16:04:18 in section Workshops
Following the success of our Beginners Course at the 2010 international congress 'Great British Salsa Experience', we are now running Absolute Beginners Bootcamps so that learning can be speedily consolidated and people can move quickly into the higher levels. These bootcamps will comprise two 3-hour workshops held on a Saturday. These bootcamps will suit absolute beginners, those who dance another style and who wish to try out Cross Body style, or those that simply want to extend their current learning by experiencing another teacher (an extremely beneficial strategy for boosting your skills)
We are currently taking booking for our next bootcamp:
When: Saturday February 19th
Where: St Brides Centre, Orwell Terrace Edinburgh
Time: 10:00 -13:00
Cost: £20/£16(concession)
Please email Lloyd to book a place. . For more details on location check http://www.mambolloyd.pwp.blueyonder.co.uk/4e.html
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Software licensing may not be at the top of a business's agenda, but there are serious consequences for failing to properly manage your software inventory. For example, earlier this year, an East Midlands boat manufacturer was unexpectedly forced to pay out more than £20,000 for using unlicensed copies of BSA member software. Despite not knowing that the software was installed on its computer systems, the business was still liable.
The financial consequences of not managing your software licences effectively are further highlighted in our most recent figures, which reveal that SMEs paid over £900,000 in costs and damages for software copyright infringement in 2016 with one business paying £84,300 in damages and licence fees.
In addition to unlicensed software, it is also possible that you are using the wrong type of licence. Commercial licenses at work, for example, do not function as a personal license for home-use. Our recent figures demonstrate that the benefits of being on the right side of copyright laws outweigh the risks. While it pays to know what's going on with your software licensing, it's not just damaging financial consequences that businesses should be aware of.
Warding off cyber attacks
Gaps in unlicensed software can leave room for cyber security issues too, especially for SMEs, which may have lower level (or weaker) security measures in place. A study by IDC identified a direct correlation between unlicensed software and malware, meaning that you could be putting your SME at risk of a data breach. Having fully licenced software is an important first line of defence against cyber security threats, alongside basic firewalls and anti-virus measures.
Be warned of whistle-blowing employees…
According to research conducted last year, 82% of SME workers would report their boss for illegal or unethical practices in the workplace, with over a third saying they'd shop them for nefarious IT practices. BSA also saw a 58% rise in whistleblowing reports in 2016, where people anonymously filed reports about businesses using unlicensed software. The same survey revealed only 7% of employees would file a report for the financial rewards offered, while 42% felt it was their moral obligation.
Getting started
Keeping control of your licences needn't be complicated or expensive. There are some simple steps you can take:
- Install Software Asset Management: On occasion, BSA or a vendor may require you to carry out a software audit. To make this easier, we recommend basic Software Asset Management (SAM) practices, such as regular inventories of what is installed and used.
- Staff download management: According to IDC research, approximately 20% of unlicensed software in enterprises globally is triggered by employees. Keep control of what staff can download.
- Organising your growth: A BSA survey found that 39% of businesses allocate additional PCs and software to employees before paying for further licenses. Keep track of what you buy, and for who.
- Keeping it legal: Above all, unlicensed or counterfeit software is illegal. Only buy from trusted vendors, and don't be sucked in by offers that are too good to be true - because they probably are.
- Always ask for help: If there are any doubts or additional questions, you shouldn't hesitate to ask for help. Either the BSA or the software vendors will be happy to assist you.
By ensuring you follow these steps for managing your software licensing, you could protect your company against damaging financial, reputational and security risks and ensure the safe future of your business.
By Sarah Coombes, Managing Director, Anti-Piracy EMEA at Business Software Alliance


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Our School
Brighton Steiner School, founded in 1984, is an independent co-educational school for children aged 3 to 16. Based on the insights into child development by the Austrian scientist and philosopher Dr.Rudolf Steiner, we provide a proven and established alternative to mainstream education as well as offering GCSEs to our Upper School students.
See our current class 10 pupils GCSE Art exhibition here.
Vision, Aims and Ethos
The work of the teachers is inspired by the wisdom and contemporary relevance of Rudolf Steiner's educational philosophy and how it prepares your child for the changing modern world.
We aim to give your child:
- Eternal values
- Self confidence
- A love of learning
- The ability to work with others
- Enduring and practical skills
- Open and tolerant attitudes
- Spiritual freedom
- Creativity
The task of the education at Brighton Steiner School can be summarised as:
- Fostering a healthy development in your child
- Enabling your child to reach their full potential
- Helping your child to develop the skills they need to contribute to society
A Child's Journey
The focus of Steiner Waldorf education is to educate the whole child, emphasising not only the intellectual development of the child, but equally on developing the child's artistic and emotional feelings. In this way we aim to allow the child's potential to unfold, allowing them to grow into a self-motivated adult.
All the latest from the school. Take a look at what we've been up to, or to sign up to our newsletter using the form below.
Brighton Steiner School Music Festival Sunday 8th July
See poster with timings here: music festival with timings 2018 Dear school community, please see below the timetable for our second annual Music Festival on Sunday 8th July. Workshops can be booked through reception or firstname.lastname@example.com, workshops are pre-book...read more
Early Years Bike Training
Early years bike training The Early Years Department will be starting bike training and are looking for balance bikes. If you have one in reasonable condition to donate, please speak to reception or any member of staff from the Early Years....read more
Basketball Club
Basketball Club This year the school has started a Basketball Club, set up and run by Callum, our games teacher. The club runs between 3.30 and 4.30 every Wednesday and is absolutely free! At the club the children practice drills and techniques. Callum hopes to...read more
Stay up to date with all of our lovely events. Throughout the year there are events and activities taking place at the school, take a quick look here to find out whats just around the corner.
Brighton Steiner School
Got a question? We would love to hear from you. Phone: 01273 386 300 Email: firstname.lastname@example.com or, you can find us at Brighton Steiner School, Roedean Rd, Brighton, East Sussex, BN2 5RA,