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CHICAGO — TransUnion said it has uncovered the link between mortgages and auto financing. In a study released last week, the credit reporting agency found that consumers applying for a new mortgage are, on average, two to three times more likely to open a new auto loan or credit card account over the next 12 months. In some cases, many of these consumers open these accounts as soon as one month after their existing mortgage payoff.
TransUnion's study centered on mortgage applicants in the prime or better risk tiers with an existing mortgage and who are likely moving or refinancing. It found that, compared to the overall population, prime or better mortgage applicants are, on average, 50% as likely to open a new credit card over the next 12 months following a mortgage inquiry. These same consumers can be up to three times as likely to open a new auto loan in that same 12-month period.
"Our research found that consumers either purchasing new homes or refinancing their mortgage loans are far more likely to open a new auto loan or credit card soon after this major life event, many within one month," said Ezra Becker, the study's coauthor and senior vice president of research and consulting in the firm's financial services business unit. "This finding is important, both because it quantitatively confirms the conventional wisdom and illustrates how necessary it is to look across products to get the full picture of consumer credit behavior."
The study also found that average daily credit card originations for consumers who moved into new homes were 54% higher 30 days after paying off a mortgage compared to 30 days prior. Average daily auto originations were 84% higher in that same timeframe. Nearly identical credit card and auto origination trends were observed for consumers who refinanced an existing mortgage.
Click below to read the full article:
F&I and Showroom
Author: Digital Dealer
Digital Dealer exists to help dealers and their managers sell more vehicles more profitably by creating the best live events and media in the industry.


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Our logo team will help you create the perfect template design for your event's photo strips.
Picture Perfect Photobooths LLC is a company that brings experience and a fresh perspective to the Colorado area and strives to provide top of the line photo booths at affordable prices. Read Our Story
We believe keeping our clients informed and interested in what we are currently doing; join us on Facebook for contests and news!

subset: commoncrawl


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We are happy to announce our new website for SnowFire products is up and running. You can visit www.snowfire.com to see all the latest iPhone 4 Fresh Tracks cases, iPad cases, and ShredPhones headphones from Professional Cable, LLC.
"We wanted to have an easy-to-remember url where people could go directly to see our iPhone cases and headphones. Since the brand was "SnowFire" snowfire.com was our ideal choice. We were very happy to aquire this website for our brand and think it will help to build SnowFire as a nationally recognized brand for headphones and iPhone cases." Jason Bringhurst – President of Professional Cable, LLC


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How To Become An Optimist
An optimistic outlook on life is thought to have a wide-ranging positive effect on physical and mental wellbeing. In fact, research shows optimists are less likely to suffer from stress, anxiety or depression. But are we born with this positivity or can we develop it? Is it 'once a pessimist, always a pessimist'? Research suggests not. I have helped many clients successfully reframe their thinking and becoming successful, happy optimists.
So what steps can we each take to become optimists?
Be Mindful
Mindfulness gets mentioned in a lot of my articles because it helps with so many aspects of our mental well-being. It's easy for repeated responses to become conditioned and this includes negativity. Our go-to reaction to any kind of set-back becomes a negative one, and we forget to question this response or the reasons behind it. Mindfulness involves developing an awareness of your emotions and your physical and behavioural responses.
Listen To Your Inner Monologue
Mindfulness helps us become more aware of our inner monologues. It's that voice which speaks to us and comments on our world and behaviour. Learn to notice what this voice is saying. Is it generally negative or positive? Does it regularly do any of the following?
- Magnify the negative aspects of situations
- Blame you for things outside your control
- Anticipate the worst outcome of situations
- See things as black and white
- Make broad statements such as "you always do this" or "this always happens"
- Personalise negative situations – "it would happen to me"
To become an optimist we need to learn to change our inner voice, removing very unhelpful or negative thoughts and replacing them with more balanced, positive ones.
Be Realistic
True optimism is different from blind optimism. It's not naivety or overconfidence, but a general positive outlook on life. You don't have to force yourself to be happy all the time, simply question your negativity. Of course there are times when you're going to feel unhappy or that you've been treated unfairly. Instead of ignoring these challenges, concentrate on what you can do to improve your odds or overcome obstacles. Think of what you can do, rather than what you can't.
Positive Affirmations
It's often easier said than done to change the way you think. Hypnotherapy helps you cement these changes and make long-lasting adjustments to the way you think. Positive daily affirmations such as the below can help you do this.
- Anything is possible
- I am in control of my own life
- I am in control of my outlook and attitude
- I always have a choice
What's Next?
These tips can help you make a start on becoming an optimist but there are lots more things you can do to develop this positive trait. Positive outcomes will include improved relationships, success at work, better health, lower levels of depressions, improved immune system and reduced risk of some illnesses.
If you'd like further help and advice about becoming an optimist please do get in touch.


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" Let my teaching fall like rain and my words descend like dew, like showers on new grass, like abundant rain on tender plants. I will proclaim the name of the Lord. Oh, praise the greatness of our God! " Deut. 32:2-3
" Browsing through history can be like looking at the stars. Even if you don't know a planet from a supernova or the name of a single constellation, the first thing you're likely to get from gazing at the night sky is a sense of how small you are. That's a good place to begin in astronomy, and it's not a bad place to find yourself when peering into world history.
It's easy to think of 100 years as a long time and 1,000 years as a long, long time. The modern habit is to chop up history and social trends into little decade-sized chunks — the 1980s, the 1990s, and so on. But if you step back a bit and consider how long human beings have been doing a lot of the same things people do today — buying, selling, cooking, falling in love, traveling, and fighting wars — you can gain a broader perspective. That's both humbling and enriching.
Whether you define now as a day, a year, or a decade, it's both a minuscule sliver of history and part of the larger thing. One of the best parts of being human is that you have more than your own experience to rely on. Language, lore, reading, writing, and, more recently, microchips, DVDs, and a few other technological tricks help people build on what their ancestors discovered generations, centuries, and millennia ago. History is a big part of what defines humanity; some may say it's the biggest part. It led to the present. It led to you. You might as well get comfortable with it. "
What Is Your History?
Make a family tree
Where do your ancestors come from?
What is Archaeology?


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قیمت در مقابل مقادیر با ساختار هزینه درون زا و سیاست بهینه
|کد مقاله
|سال انتشار
|مقاله انگلیسی
|ترجمه فارسی
|تعداد کلمات
|سفارش دهید
|11885 کلمه
Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)
Journal : Resource and Energy Economics, Volume 41, August 2015, Pages 143–163
چکیده انگلیسی
Authorities often lack information for efficient regulation of the commons. This paper derives a criterion comparing prices versus tradable quantities in terms of expected welfare, given uncertainty, optimal policy and endogenous cost structure. I show that one cannot determine which regulatory instrument that induces the highest expected welfare based on the relative curvatures of the cost and benefit functions alone. Furthermore, optimal policy involves different production (or price) targets across the regulatory instruments, and does not equalize marginal costs and expected marginal benefits under prices. The reason is that firms choose a cost structure which induces too large variance in consumption of the public good under prices, and the regulator has to compensate for this when determining optimal policy. Because no such negative externality arises under quantities, the relative performance of prices is deteriorated. A numerical illustration suggests significant impact. Finally, either regulatory instrument may induce the highest technology investment levels.


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This is likely one of the only subjects that can give me a case of writer's block and is not particularly easy to share. It's heavy on my mind lately, and honestly, I am sick of it. I don't know where to begin with this topic & it really isn't something I speak of often or to many. It generally only comes up between myself & people who know my whole story because they've been there & have known me for many years. The other reasons I don't generate conversations about this topic often is because I don't wish to appear negative or as though I'm playing victim, etc. I also have no desire to hear anyone tell me things I realized decades ago regarding anger, bitterness, what it can do to me, etc. I'm well aware of all of that & have done alot of work around it.
I'll attempt to describe my Mom~
She is a woman who adopted two kids (me and my brother)40 yrs ago. She was raised by fabulous people and has never gone without anything once in her life and other than dealing with some illness, she has NO idea NO CLUE what stress IS. On top of that, she is beyond LOADED. Her & my Dad spend all of their time either adding to their elite property in Door County or taking month long vacations GOD FORBID anyone disturb her. I'd say by the time I reached the age of about 14 if not earlier & I just didn't realize it yet, she changed her mind about wanting to be a parent altogether. She is a very resentful womanI do not begin to know whatever forit makes no logical sense anywhere. When I think of this, I am beyong thankful for my FABULOUS Grandparents as well as the Aunt I spoke of yesterday. Who even KNOWS what would have become of me if it weren't for them?
My mentors in life have been my Grandparents, music teachers who were also friends and still are, friends and a few other very close friends who I consider family. Thank God for them.
The story of me, my mom, the family life is long & would take pages~ some of it's pretty heavy, some, not so much.
This is hard to say, and to some of you may sound ridiculous, as at times, to me it even does. Here's the deal~ I'm going through ALOT right now & most women would turn to their Mothers. I can't do that because at the end of the day, I really don't have one. Is it fair? NOT REALLY. I didn't ask for this. And I guess for the first time ever, I'll just come out & say, I feel like I got ripped off in a way. And no, I'm not walking around as though I think the world owes me something. It doesn't. But every now & then, like, now, this has the ability to make me feel like hell. I've attempted to talk to her. I've written letters & emails. She's either cold & bitter or there is no response at all. This is an abandonment issue. Who the hell can't turn to their own Mom? THAT is what's ridiculous. Not the way I feel about something that I didn't ask for.
I can tell you this~ I make damn sure my kids can come to me with anything 24/7 and they know it.
Thank you for listening...
Have a good day~
"Who the hell can't turn to their own Mom"?
Hang in there Jenz41!
You are loved and lovable. My sister-in-law has some issues similar and she gives her mother(birth mother)minimal opportunities to push her buttons.
[Link Removed]
Same here.
Actually though, I'd appreciate 5 minutes of face to face time with my Mom. I've earned it.
So sorry to hear this Jen. As you know, you are not to blame, but that doesn't take the pain away. We will all pray that she will come to realize the error of her ways.
Jenz, I am so sorry that you have to deal with this at this point in your life.
I have also had major issues with my Mother. As a child, she was never there, never. She put a wall up and you dare not try to go around it.
Like you have said it's a long story.
The one thing I can say to you, is that you are a better Mother for it. It's great that you recognize that you don't want your children to feel the same pain and hurt you have had.
I finally sought help for my issues, as I'm sure you have. Some days I deal with it fine, but then there are those days when I still get very angry at her.
If you need a friend, I am available
Jenz.... I can't say that I know what you are going thru because I don't. However I can feel your pain and that hurts me. I wish I had the 'right' words to make you feel better but I don't. But I am here for you.....
Jenz...Unfortunately we don't get to pick who our parents are or I'm sure people would make other choices (smile). Hearing stories like yours make me thankful for the mother I have today. My mum and I were not really close when I was growing up, she was closer to my older sis. Mum and I became close when I got pregnant with my oldest daughter and I basically stood up for myself when others told me to terminate because I was not married and I was still young. Now we are close and I'm so very thankful that yes I can go to her whenever I need her and she can do the same with me. My sister and her, well that's another story. They are not close and I blame my sis for that. Family dynamics are something else and they can ruin a great family life.
I pray that you find peace with your mom and that she comes to realize that families come in many forms. I know there is so much more to your story, but from what you have already said, it seems like you have learned some valuable lessons from this woman, the main one being that you don't want to be the type of mum she was/is, that in itself shows that you have benefitted from your relationship with her, in a positive way!!!
Hang in there. I am really sorry you are going through this. I am here if you need to talk...
Thank you for providing me with a 'safe' place to bring this. And all of the wise, kind words. They and you are very appreciated.
Hi Jen,
As I read this, it rang a lot of familiar bells. I won't go into a long dissertation about dysfunctional mothers and what they do to their offspring, especially their daughters..
My sweetheart sister-in-law, who happens to live in Racine, has suffered at the hands of an adoptive mother for her entire life. Maybe her adoptive mother and yours went to the same parenting class!
My own mother, was not meant to be a mother. (She even admitted it) And she had 8 kids! She was raised by a foster family in "the old country" and never had a nurturing experience, and in turn, did not know how to nurture. This left a lot of "issues" throughout our family over the years and these issues are still evident, even 6 years after her death.
Okay, I'm rambling...my point is: Your mom obviously has something missing in her own moral, mental, physical and/or spiritual fabric and is unable and possibly unwilling to see her shortcomings.
The challenge is dealing with her and not letting it affect your other relationships. Which, I believe, you are already working hard to preserve or improve. I would encourage you to deeply love those who deeply love you! Maybe your relationship with her needs to change...accept it and maybe put it on the "back burner". Focus on the love and encouragement you give & get from those who truly know, love, and support you.
You are a strong, beautiful, wise, and intelligent woman. Those around you know and appreciate all of your talents and gifts. You are a blessing and we are all thankful for you.
Hi Jenz,
How terrible that your mom chooses to not be a mom. You can be angry! I don't have the kind of mom I could turn to for support either, and it's been a hole in my life. I've been turning to girlfriends for support for years, and that's been so much more satisfying than my mom could ever be. Still, I wanted a mother that I could call up and get her wise opinion as I moved through the rough times. I feel for you.
Hi Jen,
Reading your post made tears come up... I can relate to an extent, because my mother, as much as she tries, simply can't handle a lot of things, so our communication is very limited.
I've reached peace with it, though, through personal work, and also understanding where she comes from and what happened in her life to make her the way she is. Could she have worked on herself and changed things and so hurt me much less terribly than she did? Absolutely. But I've come to the fact that she is who she is, and she did the best she could with what she had - which was most definitely inadequate, no question about that!
Now I'm learning to mother myself. After looking for many answers outside of me, I've come to realize that it's the only way I'll ever be whole, since she can't make me whole.
Maybe you can do the same thing... You are a strong, amazing woman to have survived this ordeal (my sister didn't survive ours - at all), with all your wits, mind, and heart intact. Take care of yourself, mother yourself the way you mother your children, you deserve it!
With love,
Jenz, if you can imagine what a great big bear hug feels like. I am sending you one. If I could be there with you, I would give it to you in person.
You are a wonderful and beautiful person to have shared this with us. It's not easy to talk about some things. But, remember, you have to get it out of your head for it to make any sense.
Are you and your brother close?
i am so sorry Jenz..You are an AMAIZING woman, and i am blessed to have your friendship! i am here if you need anything!
Keep up the great work! thank goodness for your grandparents and your Aunt!
love to you!
Good evening ladies.
Thank you very much for your responses, every word actually. It really does mean something to me. I always wondered what it would be like to have sisters.
Now I think I know.
Jenz - hang in there and keep praying.
jenz...is it warmer where you are than Maryland is right now?...If so, how long can I stay???...lol
Jenz, I hear you and hugs - I squeeze hard.
I'm sorry that you don't have the relationship with your mother that you so desire. You seem to understand your mother's limitations and that's important. In life, there is so much that affects us directly yet is out of our hands. The Serenity Prayer comes to mind...
God grant me the serenity
to accept the things I cannot change;
courage to change the things I can;
and wisdom to know the difference.
Consider the possibility that you are a better mother because you know first hand what it feels like to need someone more than they are willing/able to fulfill. I believe that, in the end, your way will prevail!
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The idea that a savvy individual investor with the right approach can beat the Wise Guys of Wall Street at their own game is the very cornerstone of Foolishness. But as Fool fund guru Shannon Zimmerman often says, there's no reason you can't apply that approach to the world of mutual funds as well.
Let's face it -- for many (heck, most) of us, the money we invest through our workplace 401(k) or 403(b) plans represents the biggest chunk of our nest eggs. In the vast majority of those plans, your investment options consist of (a) mutual funds and (b) more mutual funds, with maybe employer stock or a few other odds and ends thrown in for good measure.
Clearly, every Fool will have to come to terms with mutual funds sooner or later. And that's a good thing: Despite their well-known drawbacks -- fees, institutional pressures that lead to short investment horizons, an industrywide history of market-lagging performance -- an actively managed mutual fund is often just a better solution than picking stocks yourself. A few funds would make great additions to any portfolio. More on how to find those in a bit.
What are the situations in which a mutual fund is the best option? Four come to mind.
You don't have the time or inclination to manage a stock portfolio. Long the biggest selling point of mutual funds, this remains a strong part of their appeal -- diversification and professional management that's quick and easy to buy. You can build a complete U.S. stock portfolio with just two or three funds. For instance, put a fund that specializes in value-priced big names such as Pfizer
(NYSE:PFE)and Nucor (NYSE:NUE)together with a more aggressive growth fund that owns companies such as Google (NASDAQ:GOOG)and Network Appliance (NASDAQ:NTAP), and you've got yourself a complete, diversified stock portfolio that should perform well over the long haul, with minimal maintenance -- provided you pick good funds, of course.
You want access to esoteric assets or markets. You may know what a junk bond is, but did you ever try to buy one? Do you understand the complexities of the scary end of the bond market well enough to make informed investments? Or would you rather hire someone who makes a living picking junk bonds to assemble and manage a junk-bond portfolio for you? Foreign markets, too, can present challenges for the individual investor. A couple of years ago, I decided to add Latin American exposure in my portfolio. I could have just bought Petrobras
(NYSE:PZE)and Cemex (NYSE:CX)-- the two Latin American companies whose names came to my mind first -- and hoped for the best. Instead, I decided to hire a submanager for my portfolio -- someone who knew the territory far better than I ever would -- by buying into the Fidelity Latin American Fund (FLATX). It hasn't been the best fund in its category, but it has done well. Even after fees, my average annual returns have been well over 50%, and my exposure to the region is much more diversified than it would be had I tried to assemble something myself.
You want no-brainer market-matching performance. Want to track the results of a market index -- any market index -- at low cost? Buy a low-cost index fund. Boom, all done.
- You want to beat the market, with less hassle. Yes, we Fools often go on at length about how most actively managed funds lose out to the market averages over time. But there are a few bright, shining exceptions -- funds with sound strategies and skilled managers that outperform year after year. As Shannon says, for those who want the market-crushing benefits of good stock picking without having to do all the work, those funds can be the "Best. Investments. Ever."
And speaking of Shannon -- and not doing all the work yourself -- if you want to find those bright, shining exceptions quickly and easily, the Fool's Champion Funds newsletter service is the way to go. Shannon's the ringleader over there, and every month he and his crew offer up a well-researched recommendation, together with several pages of great educational content. All of the back issues are available, all past picks are tracked and updated, and there's a great members-only message board for your questions and comments. The price is a pittance compared with the performance gains your portfolio will receive, and we'll spot you a 30-day all-access guest pass so that you can check it out thoroughly before spending any money. There's no obligation to subscribe.
Despite having spent nearly 10 years in the mutual fund business, Fool contributor John Rosevear still thinks a good actively managed fund is a thing of beauty. He owns shares of Fidelity Latin America Fund but does not have a position in any of the stocks mentioned. Cemex is a Stock Advisor recommendation. Pfizer is an Inside Value selection. The Motley Fool's disclosure policy, which knows a thing of beauty when it sees one, will take breathtaking mountain vistas and gorgeous ocean views over a boring old mutual fund prospectus any day. Come to think of it, so will John.


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Deliberately following a path of thresholds – invested with doubt.
This is the place – stop – drawing – the last pin hole- the last jab.
A last scar…..
She soaks up water fast, bubbles rise – yet the drawing remains.
I learn to realise – once soaked the paper is strong – where holes are places they tear – tears.
It reforms under my authority – I work folds and creases – place boundaries and interruptions –
it drys again and is solid ….
Dance girl.


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Guild Master's Boots are a piece of light armor and part of the Guild Master's armor set set found in The Elder Scrolls V: Skyrim.
They are similar to the Thieves Guild Boots, however the boots are colored black and the enchantment is significantly stronger.
The Guild Master's Boots are given, with the rest of the set, as a reward for completing the Thieves Guild quest "Under New Management."
Wearing this piece of armor grants the following skill bonuses:
- Fortify Pickpocket: 35 points
The Guild Master's Boots can be upgraded at a workbench with Leather and the Arcane Blacksmith perk, however they do not benefit from any Smithing perks. This means the armor cannot be improved past flawless quality without boosting the Smithing skill over 100. This can be achieved by using enchanted items and/or blacksmithing potions to fortify Smithing.


text: Red Bulls Insider: Muyl's Impact, Miazga's Next Stop & Ream's Future How has Alex Muyl affected the Red Bulls since being inserted into the starting lineup? Where will former Red Bull Tim Ream play in the future? Kristian Dyer answers that and more in the latest Red Bulls insider. September 4, 2016


text:
Experience: 2-3 yr
Location: Indore
Education: M.Com or above
· candidate should experience
Having experience in Tally, well versed with Tally, Finalisation of accounts (Trial, P&L, B/S), TDS, Service Tax, Sales Tax, Income Tax, MIS, Bank Reconciliation and in managing vendors with good communication skill.
· Should be able to handle daily accounts independently.
· Experienced in preparation of Payroll (Salary-PF-ESIC) independently.
· Reviewing the Statutory and audit compliance.
· Preparing of various MIS.
· Managing funds and Petty Cash.
· Male candidates would be preferred.
EXP 3-5 yr
no 98264-n 88575
· Should be able to handle accounts independently.
· Experienced handling, making invoice and challan,preparation of Payroll (Salary-PF-ESIC) independently.
· Preparing of various MIS & good knowledge o computer.
· Managing funds
Leading HR Placement consultancy


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It's been an insane week, my anxiety has been out of control and my mind has been going a mile a minute, all my own doing of course, so today, I just want to write for the sake of writing and share for the sake of engaging conversation without controversy, so here goes:
Grace & Frankie! And I love it! I've watched the entire first season in the past 10 days and waiting impatiently for the second season to air.
Finding out that their husbands are not just work partners, but have also been romantically involved for the last 20 years, two women with an already strained relationship try to cope with the circumstances together.
Grace & Frankie, both in the 70's and as opposite as you can get, have never gotten along. Grace is an uptight, ex-model/cosmetic empire owner and Frankie is an art teacher who embraces all that is esoteric. The two of them land up living together in a beach house their husbands (who are business partners) purchased together as a business investment, after their husbands announce to them they have been having an affair with each other for the past 20 years and that they're leaving them (their wives) to divorce and get married to each other.
It's about loss and grief, about divorce and recreating oneself in your 70's, about redefining who you are and what you want later on in life. It is funny and poignant and I have been hooked on it.
The Trouble With Flying by Rachel Morgan
This book was given to me free in exchange for an honest review, I'm about 60% into the book and really enjoying it, it's a sweet story, lovely easy reading that has helped calm my racing mind this past week.
When nineteen-year-old introvert Sarah boards a plane to fly home after an overseas holiday, the last thing she expects is Aiden, the guy sitting next to her who's never flown anywhere before and refuses to shut up. Hours of random conversation later, they part ways. Sarah can't stop thinking about Aiden, though, and wondering if she made a terrible mistake letting him go.
Should she abandon her safe, predictable life and go in search of him, or would she be chasing a happily ever after that could never exist in real life?
Listening To
The sounds of my children fighting and it's almost driving me mad. Please tell me your kids fight all the time too? They tease each other mercilessly and when the frustration reaches it's peak they have no problems punching, kicking or pushing each other. The end result, I want to rip my hair out as someone is always whining, someone is always crying and someone is always running to tattle tail.
Too many things to recount here. I like to think of myself as a critical thinker. I form my own opinions on various topics but enjoy listening to and reading others opinions and seeing if I can be swayed in my way of thinking. Not always easy to do, as I think its pretty much human nature to immediately disregard anything that doesn't fit in with our way of thinking, but I have learned that sometimes by taking a step back and really thinking about a differing opinion, I can often see things in a different light to the way I've presented it and often this can be a really enlightening experience.
I have so much stuff going on at the moment. It's my husbands 40th birthday next week, it's Easter, we have a bunch of farewell's ahead of us, so many of our friends emigrating and then there are my two guest speaker engagements coming up.
I'm doing my interview for the PCOS summit on Monday night, for more information, you can see here.
I'll also be a guest speaker at the next #JoziMeetUp, I'm really excited about this opportunity to present a talk to a group of my peers, well excited and utterly terrified but there you go!
Excited About
Something fun that I will be doing in a couple of week's. With these speaking engagements and other writing projects, I'm often asked for headshots of myself to be included in the promo materiel for the event. I don't have any, well none that I just photo's of me, they all include my children. So in two week's time, I'm going for a day of pampering. I'll be having my hair done, my make up professionally done by the uber talented Koki at Sorbet Fourways and then a portrait studio shoot done. I am SO excited for this!
Grateful For
Cassey Toi…. This lady has been my sounding board and my cheerleader this week, when I started doubting my thoughts and my feelings, she was a Whatsapp voice note away, grounding me and reminding me of the positive which always faaar outweighed the negative and I am so grateful to her for her kindness, her intelligent and logical thoughts and encouragement. Please head over to her blog and how here some love: http://bitsandpiecesmark2.blogspot.co.za/
What are you all watching, reading, thinking, grateful for today (aside from the long weekend of course!)?


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Former Saint Mary's guard Mickey McConnell has signed to play for Obradoiro CAB in the Spanish Liga Endesa.
McConnell, the 2011 West Coast Conference Player of the Year, is entering his sixth professional season. He has played professionally in Italy, France and Germany and spent a season with the Texas Legends in the NBA's D-League.
Last year, he played with Chalon-Reims in France and averaged 10.6 points and 5.6 assists per game. He also recently concluded his fourth stint in the NBA Summer League, this year with the Orlando Magic.
¡Hoy toca dar la bienvenida al nuevo fichaje! ¡Welcome @MickeyMcConnell! https://t.co/EEYVYSPR03 pic.twitter.com/BnygdKu2Dn
— OBRADOIRO CAB (@OBRADOIROCAB) July 18, 2016


text:
Job Description
- Hunting: continuously search for potential bloggers and persuade them to join Lazada affiliate program
- Account management: keeping relationship with key accounts and be the main contact for all their needs for assistance.
- Performance optimization: to monitor performance of key affiliates on day-to-day basis and provide advice on improving all fundamental KPIs of the affiliates
- Drive all initiatives related to developing affiliate-blogger community in VN market, which may include (but not limited to) developing training programs, organizing affiliate seminar/workshops in different locations in Vietnam etc.
- Formulate all plan and strategies to develop the blogger segment and increase the contribution of this segment to the channel revenue in specific and Lazada revenue in general (with clear target KPIs)
Job Requirements
- Self-motivation, can-do attitude
- Analytical mindset, good at numbers
- Experience of at least 2 years in digital marketing, especially performance marketing
- Sales / business development experience will be an advantage
- Proven connection with relevant partners in the industry will be highly appreciated
- Excellent communication skill, comfortable with meeting and talking to different people from different backgrounds and locations
- Fluent in Vietnamese & English


text: Women's country clothing from Great British Outfitters. Shop our collection of quality women's country clothing designed for country life and outdoor pursuits. Our entire range of women's country clothing is of the highest quality and has been selected by Great British Outfitters for this very reason. Our women's country clothing range is tough and durable designed for a purpose but is also a stylish fit for town and country. Everything from GORE-TEX shooting jackets to high quality accessories can be found here. We are always increasing our range and striving to bring you the latest trends from the country scene.


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|New images from the upcoming
"Frankenweenie." Photos: Disney
Imagine a heart-warming story about a boy and his dog. Now imagine that same story imagined by Director Tim Burton. Burton, the mastermind of "The Nightmare before Christmas" and "Alice in Wonderland" finally gets to present this tale the way he's always envisioned it this fall.
Originally, Burton wanted to create "Frankenweenie" as a full-length, stop-motion animated film, but due to budget woes, he instead settled for a live-action short he created for Disney in 1984. At the time, Disney fired Burton for wasting money and creating a short that was too scary for children, the intended audience. Though the short was seen oversees, it wasn't until 1994 that American audiences received an invitation to see the flick via VHS. Ironically, the very same studio recently green lit Burton's original vision to be seen in theaters October 5.
Disney describes the new movie this way: "After unexpectedly losing his beloved dog Sparky, young Victor Frankenstein (Charlie Than) harnesses the power of science to bring his best friend back to life—with just a few minor adjustments. He tries to hide his home-sewn creation, but when Sparky gets out, Victor's fellow students, teachers and the entire town all learn that getting a new "leash on life" can be monstrous." The film features the voices of Martin Landau, Martin Short, Winona Ryder, Christopher Lee, and Catherine O'Hara.
Recently, new pictures of the new flick have been released and the trailer is featured on this page as well. Tim Burton is one of those directors that you never know what you're going to get until you see it. Some of his flicks have been horrible and others have been quite charming with nice moral messages attached. At any rate, this is one to keep your eye on.


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I got to revisit this painting this summer. I wanted to keep the original version so offered to repaint it for an interested buyer. This new version was equally special to me, so I gave the collector a choice between the two and she liked the original. It was a little more dynamic in the angle of the figure and had fewer facial features. This one turned out to be more of a portrait of my daughter at this age. So its a nice one for us to keep. Right now my kiddo is in the stage of life where she doesn't like to see images of herself so I'll save it for her later in life. Scooby thinks its awesome though. Teenagers! ;-)
Water Play
Boogie Buddies
Totally Tubular
Girls on Beach - Monotype
Too Few Hours
Dog Days of Summer
Can't wait for summer to draw to a close - and the heat to abate - so I can get outside and paint more scenes like this. I so enjoy painting from life - love the loose edges and open brushwork I get when working from something in front of me. I have to learn to stop then and not go back and tighten up!
"Dog Days" is available at Russell Collection Fine Art in Austin.
Spring Show Opening Castle Gallery
May 1 opens the spring showcase at Castle Gallery in Fort Wayne. I wish I could be in attendance, but will be here in Austin enjoying our beautiful spring weather. We already had summer-like temps, so I am happy to be back in the 70s for a bit longer. I sent some good summery paintings and hope people will enjoy them.
Teaching Little Fingers to Play
This one isn't quite done, but far enough to share. The canvas was one I recently painted over with white oil primer and, unfortunately, the primer seemed to suck the oil out of my paint making it hard to move around or even stick. I will have to go over the darks and improve the color. It's all a little dull.
This is continuing with a theme I seem to be stuck on - girls/women as focal point. I have quite a collection and many more ideas. I have been sketching these out regularly too - planning the composition - making notes about color or light source and direction.
Smooth Sailing
I started this painting awhile ago as a demo for Plein Air Austin. It was my first demo in awhile and rather intimidating knowing how talented a group of artists were watching! I have since done more demos and have become more comfortable with them. Sometimes I might even make sense!
Thursday night I will demonstrate with a model at Castle Gallery. Come and see me - and artist Diane Lyon - as we share our processes from 5-10 pm.
I had so much fun with this painting. The color is so rich and vibrant. Its framed in a simple white floater frame, perfect for a bright beach house! It's on its way to Tidewater Gallery now.
What's a Mudhead?
Over one hundred years ago, Charles W. Hawthorne devised a unique way to teach his own method of painting. Instead of focusing on line and form when composing a painting, Hawthorne stressed the importance of carefully observing "color spots" and the representation of light and shadow. To help his students understand this concept, Hawthorne posed models with their backs to the bright sun, often wearing hats or beneath umbrellas. As their faces fell into deep shadow, students were unable to see the model's features clearly, and were forced to focus on broad areas of color rather than details. The featureless faces became known as "mudheads". Of this approach Hawthorne said, "My artist friends are surprised at my having students paint a model out-of-doors, something which they consider extremely difficult. But I consider it the quickest way to get under your skin the idea of the way to paint everything."
-- Provincetown Art Association and Museum
The quote from Hawthorne I shared yesterday got me thinking more about his teaching and what I do with my own work (and plan to share at our workshop.)
The idea is to focus on the big shapes of color/value and paint those. Rather than going into the landscape or a city scene and trying to depict every tree, shrub, bench, lamppost, etc. we learn to focus on big blocks of color and not end up with a patchwork of complicated material to force into one cohesive design. Get the big masses right and then you can begin to further divide, as Henry Hensche taught, expanding on Hawthorne's instruction.
Use the big shapes to create an interesting pattern of light and dark. Compose and plan the balance of your painting with the big masses and then go into details. Or not.
Chalk Artist
My daughter working the sidewalk chalk a year or so ago. Love the long shadows. Morning and evening are such great times of day. But the light moves quickly and you have to work fast.
Don't miss the opportunity to learn some techniques about painting fast and loose (that sounds kinda bad) with V....Vaughan and me in June. We'll work from life and photos and paint the landscape and figurative works. We will focus on "starts" - that time of so much promise and inspiration! I love starts!
Here's a great quote from Charles Hawthorn -
"Do studies, not pictures. Know when you are licked — start another. Be alive, stop when your interest is lost. Put off finish — make a lot of starts. It is so hard and so long before a student comes to a realization that these few large simple spots in right relations are the most important things in the study of painting. They are the fundamentals of all painting."
Light Meets Light Workshop | June 18-21 | $400 | V...Vaughan and Robin Cheers
A Painter's Journal
Chasing the light. Capturing life. Rendering it in paint.
August 2018
Keep in touch


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Cityscape Panoramic
(Winning Streak Sports )
Exclusive cityscape illustrations for large format,
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*Seattle and San Diego currently pending completion


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Molecular Evolution
LineageEvolver v.1.0.beta2
LineageEvolver is a simulation system for molecular evolution.
Seq-Gen v.1.3.2
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Create phylogenetic trees with this tool. NJplot is a tree drawing software able to draw any phylogenetic tree expressed in the Newick phylogenetic tree format (e.g., the format used by the PHYLIP package).
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TESD (Transposable Element Simulator Dynamics) is a scientific software developed by the Laboratoire de Biom trie et Biologie Evolutive,
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DAMBE (Data Analysis and Molecular Biology and Evolution) help you with data analysis and molecular biology and evolution.Here is a short summary of DAMBE functions 1. Sequence alignment * General sequence alignment with nucleotide and amino acid
PPC Evolution Review
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Calculate molecular weight of any chemical formula, easy to use and accurate, embeded periodic table inside for easy insert elemnts fromperiodic table,for student, chemist, scientist, teachers and analyst.
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In 'BlockBall Evolution' your goal is to reach the exit with your ball as soon as possible, using the red gravity switches to explore all 3 dimensions of a level. Look around, think and find a way to the exit.
Time Machine Evolution v.32.0
Time Machine: Evolution is an arcade game that combines best gameplay features of classic match3 and arcade.


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The fourth round of the Austrian 1/10th off road nationals took place recently at Hoheneich in the north of Austria.
Cold and wet conditions waited for the drivers, which made racing hard work! The club did a really good job to keep the track as good as possible – in the end we all were lucy with the weather and it dried out quickly.
With the drying track all the traction went away, and it was driving like on ice!
Rene Trauner was the most consistant in Qualifying and Tq´ed both classes. I made way too many mistakes and qualified 2nd in both; Finals saw my routine winning and I would take the victory in both classes; We again had the most cars in both mains:
4WD Results:
1st Hupo Hönigl DEX410
3rd Roland Macho DEX410
4th Martin Kreil DEX210 DEX410
5th Thomas Holicky DEX410
8th Siller Peter DEX410
10th Christopher Pfeiffer DEX410
2WD Results:
1st Hupo Hönigl DEX210
4th Martin Kreil DEX210
8th Marcus Prihoda DEX210
10th Andreas Janda DEX210


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Situations without satellite positioning can be divided into two main types. First, satellite connectivity may be unavailable when flying indoors. Second, satellite connectivity is cut off during an outdoor flight, such as by flying under a balcony or flying from indoors to outdoors. The loss of satellite positioning makes these scenarios dangerous for new pilots, or those who want to fly long distances*. If the drone wants to position itself using satellites, the flight controller needs the current location and flight speed of the aircraft. However, if the drone needs to position accurately without GPS, flight status and location will need to be collected another way. Vision positioning equipped drones generally use what is known as an Optical Flow visual positioning system, consisting of dual ultrasonic sensors and a single camera.
The ultrasonic sensors provide altitude information by measuring the distance between the aircraft and the landing point, while the single camera is used to calculate positioning information by capturing images below the aircraft. As ultrasonic sensors are the only measure of height, the higher the aircraft flies the less precise the data from reflected sound waves become. Accurate height positioning is therefore limited to less than 3 meters. The single camera is unable to improve height positioning accuracy and limits areas that the drone can hover stably to those that have a clear and definable texture. The Mavic overcomes these problems through the use of dual forward vision sensors. This setup allows the Mavic to see obstacles in 3-dimensions up to 15 meters in front, increasing positioning accuracy to 2-3 times that of an Optical Flow system.
It also allows the speed of the aircraft to be calculated, enabling precise hovering at up to 10 meters without satellite positioning. Dual forward vision sensors allow it to calculate its current location and speed of flight by observing the scene in front, further increasing positioning accuracy. Thanks to this precise hovering technology, the Mavic is able to automatically land almost exactly where you took off. Every time you take off, the two downward facing vision sensors record a burst of video of the ground below and pair it with satellite coordinates. When you tell the Mavic to fly home, it will return to that coordinate, match the video, and land back at your feet. *Line of sight flight is required in some countries.


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Lisa Massey - Realtor ®
- NameLisa Massey
- Cell715-846-0446
- E-mail Me
About Lisa
Rorabeck Realty Group is pleased to announce that Lisa Massey has joined us as a Buyer's Agent. Lisa cites her experience as a career military spouse with a moving average of every 2 ½ years. This has gained her the knowledge, sweat and tears of what it takes to relocate. Lisa will be able to help our clients with researching new neighborhoods, towns and cities, in addition to having the distinct understanding of what a family goes through when they pack up their families and leave close friends and relatives behind to move to a new place.
Lisa also brings to the Real Estate field a very qualified skill set, as she has over 15 years of experience in retail management/sales and as a receptionist in a medical office. With this experience, it is her goal to provide excellent research, communication and customer service as she assists clients through the property research and buying process. She believes that patience is a virtue, a smile goes a long way, and if you add these with a little sweet tea, it will help to open many new doors!!
Lisa along with her husband, has two children; a 20 year old daughter who attends college aspiring to share her skills with the world as a pastry chef!! (Lisa is happy to say she loves being one of her taste testers!) They also have a 10 year old son, "A BOY all the way!!" He is working his way through school, and he loves to sing and swim. (Lisa is thankful he doesn't try them both at the same time!)
Along with her family, Lisa enjoyed working this past year with the Rorabeck Real Estate Group so well during the purchase of their "forever" Wisconsin home, that she felt it was the little nudge she needed to become a Real Estate Agent and join the Rorabeck Real Estate Group. She states she has always enjoyed organizing and staging their homes for sale prior to the next move and looks forward to sharing those skills with her clients!


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The Sacred Deeksha of Durga Saptshati can be received by attending a Durga Saptshati event and participating in the whole event fully. This sacred deeksha is bestowed upon an earnest seeker through the medium of audio and visual. The sacred intention of the Guru and the power of His sacred words is transfered through the medium of sound, which is going to be the prime content that is going to be rendered through audio-visual mediums at every Durga Saptshati events that are authorized and organized through the ashram. All you have to do is to dedicate your time and focus on attending the event and recieve the sacred deeksha which is now being made more available throughout the globe.
When going to a deeksha, the most basic essential prerequisite is the desire to receive the deeksha with utmost faith, sincerity, openness and surrender to the Divine Mother. The grace is limitless and in abundance – the more empty the vessel, the more you receive. Namah Shivay.
Click to find your nearest location!
Need more help?
What is Durga Saptshati?
How the DSS is Powerful
The Benefits of DSS
How do I organize a DSS event?
How do I receive DSS Deeksha?
Where can I attend a DSS Shivir?
DSS India Helpline
The DSS Daily Sadhna Book
Jyotse Jyot Jagao – Share the Flame
About Babaji's Sacred Work


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Fashion Friday
I kid you not. Not even a little.
I've worn this outfit with a knee length white pencil skirt, and I've also dressed it down with flats. But here's this week's version, in honor of the warm weather because SPRING IS IN THE AIR! ;)
Or, in my wardrobe.
Either way, it's here.
Black and white jacket - Mine is from Steinmart, years ago.
White capris - JCPenney, clearance rack - $7.99
Mustard yellow bag - Gifted from a friend.
Coral tank - Old Navy, 2 for $12
Turquoise leather espadrilles - piperlime, $79
Gold studs - kiosk at the local mall, $19.99
Stacking bracelets - Forever21 - purchased awhile back, can't remember the price!
Octopus and fish ring - fantasyjewelrybox.com, $47


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By Joseph Hogue, CFA
Barron's released a very interesting interview with GMO Chief Investment Strategist Jeremy Grantham last week. The financial maven has a very slow-growth perspective for the economy in the years to come and offered his advice for the best sectors. While Mr. Grantham did not mention any particular stocks, this article attempts to highlight attractive plays within the strongest sectors.
Grantham's overall outlook on the market, both bonds and equities, was extremely bleak and called for slow growth through 2014.
We began a period of seven lean years at the top of '07. The number one factor is the global-debt overhang. So consumption will be a bit weaker, and developed-world GDP will grow a bit more slowly. We're in no danger of growing faster than 2%.
At two percent growth in the developed world, investors may question the past two months of rising asset prices. The U.S. markets shrugged off continuing weakness in the eurozone on Monday to end the day with gains. With no 'danger' of growth faster than 2%, investors may want to reassess their inflation protection plays like gold and TIPS.
With growth in the developed world below the historic long-term average, many investors have been looking to emerging markets but Grantham has a warning for those as well.
Emerging markets and developed markets outside the U.S. are within nickels and dimes of fair value. About a quarter of the U.S. equity market is about fair price too. The other three quarters are overpriced, and based on our numbers have a slight negative imputed return.
While Grantham believes most stocks are around fair value or slightly overpriced, he does not believe we are in a bubble instead calling it a, "business-as-usual overpriced market." Overall, the company has a neutral weight in stocks. Though bonds are, "terrible," the negatives in the equity market balance out fixed-income risks.
With virtually no returns to treasuries and other markets at fair value, Grantham says the only real return is available for those that can think long-term, ten years or longer. He likes hard assets like timber and land.
Although prices for farmland have had a strong run, global population dynamics should support growth in the future. Grantham would not comment too much on this because the company is currently building out its resources for its own investment. He did say that over the next 20 years, global trade could revolve around food, fertilizer and water-related issues.
Unless you are playing the futures market, taking advantage of strong agricultural prices means looking at the companies that sell to the sector.
Deere & Company (NYSE:DE) is a strong name in the farm & construction machinery space. Deere makes 75% of its revenues from the agricultural & turf segment while approximately 17% comes from construction & forestry. Almost half (41%) of its equipment sales come from outside North America, making it a strong play on international and emerging markets. The company posted earnings for the first quarter earnings that were 8.3% above the same period a year ago.
Chemicals producer Agrium (AGU) should continue to benefit from agricultures strong prices and the increasing need for higher crop yield. The company is a global producer of crop nutrients like nitrogen, potash and phosphate as well as a seed producer to the retail segment. Fourth quarter earnings beat expectations by 17.7% and more than doubled earnings for the same period last year. Historically warmer weather through much of the U.S. this winter and the lack of a winter kill may drive higher pesticide sales over the rest of the year.
Metals, hydrocarbons and natural gas were also singled out as strong long-term investments. Natural gas was pointed out as a, "dazzling opportunity," as prices trade at the lowest ratio of heat equivalent to oil in 50 years.
Caterpillar (NYSE:CAT) blew past estimates when it released fourth quarter earnings in late January. The heavy equipment maker reported earnings per share that were 57.8% higher than the same period a year ago on strong growth in emerging markets. Sixty-five percent of sales are derived from outside of North America with 59% of revenues coming from construction and resource industries. Growth in the mining sector will continue to support the company's revenues while governments, eager to drive growth, should help support the stock through funding of infrastructure projects.
Chesapeake Energy (NYSE:CHK) is an oil & gas explorer operating in the United States. The company has positioned itself recently within the onshore shale gas and liquids space. Though weak natural gas prices have capped earnings recently, the company should do well in the future as it develops these assets. In the near-term, gas prices may be supported as companies idle some fields.
Teck Resources (TCK) is a mining company focused on copper, coal and zinc. Fourth quarter earnings came in 11.8% over the same quarter a year prior though weak copper and coal prices drove a quarter-on-quarter decline in sales and profits. Still, the company has been able to perform well with an operating margin of 38.7%, well above the industry average.
While Grantham calls the market, "boring," because of the valuations, I would call it scary. Over the long-term, these sectors should certainly offer good returns. The short-term holds considerable risks through eurozone default and contagion. Make sure you are in it for the long haul and consider buying into your positions throughout this year to mitigate short-term risks. As always, equities should never be 100% of your portfolio but need to be balanced against fixed-income and some exposure to alternative assets.
Disclosure: I have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours.


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1 October 2016
NMW (National Minimum Wage) – the NMW rises to £6.95 per hour for 21-24 year olds; £5.55 for 18-20 year olds; £4 for 16–17 year olds and £3.40 for apprentices. The National Living wage for those aged 25 and over continues at £7.20 per hour.
5 October 2016
Personal Tax Self Assessment – last day for individuals not already registered for self assessment to notify HMRC of chargeability to income tax or capital gains tax for 2015/16.
19/22 October 2016
PAYE – last day for employers to pay tax and Class1B NIC due under PAYE settlement agreements for 2015/16 (19th if paying by cheque and 22nd if paying electronically).
31 October 2016
Personal Tax Self Assessment – deadline to file paper tax returns (they have to reach HMRC by midnight). If the notice to file a return was issued after 31 July 2016 then you have three months from the issue date of that notice to make the paper filing.
Corporation Tax – returns for accounting periods ended 31 October 2015 should reach HMRC.
Company accounts – private companies with 31 January 2016 year ends should file their accounts with Companies House.


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Bioelements Oil Control Sleepwear uses a unique complex including topical calcium to soften and soothe, reduce fine lines and wrinkles and control oil as you sleep. You'll be able to awake to a clear and clean matte complexion that's completely revived and refreshed. Enjoy the rhapsody of dreamland without having to worry about your skin.
Who is this for?
Ideal for oily, aging and acne-prone skin.
Massage a small amount between fingers, then apply to entire face and neck in the evening.
Key Ingredients:
Calcium helps regulate the skin's oil production and moisture levels. Time-release Retinol firms and tones skin. Vitamin E protects skin from damaging free radicals.
Full Ingredients:
Water, Dimethicone, Acetyl Hexapeptide-3, Oleonic Acid, Nordihydroguaiaretic Acid, Carbomer, Caprylyl Glycol, PEG-60 Almond Glycerides, Butylene Glycol, Sodium Hyaluronate, Oleth-10, Retinol Polysorbate 20, Calcium PCA, Tocopherol Acetate, Green Tea Leaf Exract, Citrus Aurantium, Bergamot Oil, Alkyl Methacrylates Crosspolymer, Diazolidinyl Urea, Iodopropynyl Butylcarbamate, Disodium EDTA, Tromethamine
Where reviews refer to foods or cosmetic products, results may vary from person to person. Customer reviews are independent and do not represent the views of The Hut Group.
(2 Reviews)
I use this product every night! Makes my skin super smooth! Def recommend!
Wed Nov 04 03:43:45 GMT 2015 by
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The Oil Control Sleepwear is absolutely incredible. It makes you skin smooth and soft & will visibly reduce wrinkles OVERNIGHT! I am so impressed with this product, it is and will always be a part of my nightly regiment.
Fri Sep 05 07:00:00 BST 2008 by
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- About
- Processes
- Design service
- Portfolio
- Shop
- Contact
We're a small, personal team at Melt Designs and we hope to leave each of our customers feeling that they've had a really personal and rewarding experience, whether we are designing something with you from scratch or you simply come and buy from our studio gallery in Liverpool.
Jennifer Barker
Jen is our creative director and responsible for all of our designs. Following studies in Glass Design at Wolverhampton and Staffordshire Universities, Jen set up her first studio in 1997 and then founded Melt Designs a couple of years later. A leader in her field, Jen's in-depth knowledge of various glass processes means she can always match our client's expectations for stunning glass art solutions.
Gary Burgess
Jen's business partner and co-founder of the company, Gary manages the business side of Melt Designs is the first point of contact for customers, architects and interiors designers. Gary ensures that on each project, no matter how small, we provide the highest level of customer service from initial contact through to installation. As a CAD and graphics specialist, he also takes on a project management role and oversees any glass installations.
Ruby MacLennen
Ruby ensures smooth delivery of all of our projects from initial commission to installation. As a direct support to Jen, she is responsible for planning and scheduling with regards to materials, fabrication and installation. Ruby also manages our marketing and promotional web-based activities and maintains our ever-increasing data-bank of project images.


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Tidepools - A Journal of Ideas
Tidepools 2019
Deadline for submissions: December 7, 2018. Submit your entry now to be considered for Tidepools 2019!
The Tidepools publication is comprised of original art, poetry, fiction, and essays from MiraCosta College students, staff, and faculty, and awards cash prizes to students in each category. Submissions from faculty, staff, and MiraCosta College students (enrolled in Spring 2018, Summer 2018 and/or Fall 2018) on any topic will be considered for Tidepools 2019. Click on "Entry Guidelines" below for submission details and fill out a cover sheet for each entry.
Questions? Email firstname.lastname@example.com.
Tidepools 2018
Submissions to Tidepools 2018 are now being reviewed. Notifications will be sent out in April to all who submitted.
Tidepools 2017 is now available!
Tidepools 2017 has been published and is available for purchase for $8 at all three campuses:
- Front counter/cashier at the Community Learning Center
- Cashier's office at the Oceanside Campus (3200 Building)
- Cashier's office at the the San Elijo Campus (Administration Building)
2017 Tidepools - online version
Journal Archives


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Malwarebytes Anti-malware 3.1.2 Crack + Serial Key Download
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BOSTON - The Bruins are taking a new approach this year. Actually, it's an old approach, but one that should look very new to anyone who's only watched the club the last few seasons. And what better way to do that than to bring back Cam Neely, the biggest and the baddest Bruin of them all?
The Bruins are taking a new approach this year.
Actually, it's an old approach, but one that should look very new to anyone who's only watched the club the last few seasons.
After years of Mike Sullivan and Dave Lewis soiling the spoked-B with their turn-the-other-cheek (if not just turn-tail-and-run) philosophy, the B's want to return to their roots, restore the tradition of the Big, Bad Bruins and reconnect with a disenchanted fan base.
What better way to do that than to bring back the biggest and the baddest Bruin of them all?
Yesterday at the club's annual Media Day at the Garden, Bruins owner Jeremy Jacobs and his son, club president Charlie Jacobs, introduced Hall-of-Famer Cam Neely as the team's new vice president.
"We are thrilled to have Cam joining the organization," said Jeremy Jacobs. "He was a great Bruin and he's a wonderful person. ... He brought energy that lifted the whole team. ... He personified what you really want to think of as a Bruin."
In recent years, the club's lackluster play and passive approach has left few Boston sports fans thinking of the Bruins at all. That doesn't sit well with Neely, who hopes to help change both the team's play and the fans' perception.
"Quite frankly, I'm not really happy with what's gone on," said Neely. "I'd like to be able to help and try to get things back on track.
"I'm excited about this opportunity," added Neely, who collected 344 goals, 246 assists and 921 penalty minutes in 525 games with the Bruins from 1986-1996. "I've been around here 20-plus years and I understand what the fans want from their team. I know the passion of the hockey fans here."
Neely knows the NHL today is different from his days as a player, but still sees areas where his style could be applied now.
"The game has changed," said Neely. "I'm not a big fan of two referees on the ice. But I think you still have to approach the game the same way I approached it. If you have an opportunity to take the body, you have to take the body. You can still hit in this league."
That's exactly what Bruins fans want to see, a fact hammered home in Neely's conversations with the paying customers.
"I think it's been made clear, especially in cities like Boston, fans do want to see contact," said Neely.
NHL clubs are starting to see the light as well after the Ducks won the Cup last year with physical squad that blended equal parts toughness and talent.
"There's nothing wrong with a great hit, as much as a great goal," said Neely. "You still need contact in this game. That's one of the things that was taken away from it and it was disappointing to me. And I think after you saw how Anaheim played and eventually won the Stanley Cup, people realized that you do need that contact back."
One of the people realizing that fact was Boston general manager Peter Chiarelli, who made addressing the team's lack of grit a priority this offseason.
"Peter has been stressing that the team has to be harder to play against," said Neely. "I've felt that way for a long time. Fans of the Bruins expect that. They expect the team to play that way, and it hasn't happened the past few years."
Which is where Neely comes in. "I'll be an advisor to Peter," he said of his new job. "I'm not the GM. I have no aspirations to be the GM."
But he does expect to have his say. The cynics might see this appointment as just another ploy to lure longtime fans back in by giving an old favorite a figurehead position. Neely insists he wouldn't have accepted the offer on those terms.
"I'm not doing this to waste my time or anybody else's," said Neely. "I've been told that my views will carry some weight."
Neely doesn't just intend to preach to Chiarelli. He plans to carry his message directly to the players as well.
"This is a proud franchise," said Neely. "We've got a ton of history. The players have to realize the history of the Boston Bruins.
"When I got here in '86 there was still that connection to the past," continued Neely. "You learned really quick what it means to be a Bruin and understand the tradition of the Boston Bruins. I think there's been a disconnect there about what it means to be a Bruin and how you have to play once you put that jersey on."
At least one of the players Chiarelli brought in this summer doesn't need any reminders about what Neely stands for, or how the Bruins should play the game.
"Any kid from Canada or from this area here had to look up to him," said Shawn Thornton, a free-agent enforcer who signed a three-year deal with Boston after helping Anaheim win the Cup last spring. "He was one of the few players of all time that could do it all. He could score 50 goals. He was tough as nails. What's not to love?"
For Bruins fans, loving Neely has never been an issue. Warming back up to the current crop of players after years of disappointment is another matter.
"For the most part, they're dying to come support the team," said Neely. "They've gone from being disappointed to mad to wait and see. We need to take the time to show them that we understand what we have to do to get the team back to where we'd like it.
"It's not going to happen overnight, but I think we're all headed in the right direction."
(Douglas Flynn is a Daily News staff writer. He can be reached at 508-626-4405 or email@example.com.)


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Final 'Divergent' film 'Ascendant' heading to Starz for TV series adaptation
It is unclear whether main cast members from the film - Shailene Woodley , Theo James and Ansel Elgort - will be reprising their roles in the show. Deadline Hollywood first reported the news. That project was scrapped last summer when Lionsgate decided not to proceed with the fourth movie, since its third installment Allegiant pulled a measly $66 million at the domestic box office (via Box Office Mojo ).


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Louis the Pious
Louis VI, the Fat
Louis VII
Louis VIII
Louis IX
Louis X
Louis XI
Louis XII
Louis XIII
Louis XIV
Louis XV
Louis XVI
Louis XVII
Louis XVIII
(born 1773, ruled 1830–48). Having disposed of the old Bourbons, the French had to set up a new government. Influenced by Lafayette, they decided to perpetuate the French monarchy with Louis-Philippe, a member of the Orléans family. He accepted the crown on August 9, 1830.
Louis-Philippe was known for his democratic ideas, but his government was not democratic. Demands for a more liberal government were not met.
When the government forbade a banquet organized…


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NEW YORK (WABC) --Security is noticeably tighter in New York City. The NYPD is focusing on so-called soft-targets after the Manchester terror attack and after last week's deadly car attack in Times Square.
One cautious subway rider flagged a suspicious package at the Yankee Stadium Subway Station. Turns out it was a cooler with beer inside.
Yankee Stadium is next to the subway, similar to the layout in Manchester, and is not unusual for big cities.
At Yankee Stadium Tuesday night, parents brought their children as always. There was a game to play, but parents had to think about so much more.
"I thought about it as I was getting here and the real thought is that we are New Yorkers and we got to continue going, we can't let this stuff phase us," one man said.
Until Monday, it all made perfect sense. The metal detectors as you enter Yankee Stadium, as you enter Madison Square Garden, as you enter Citi Field. They are there of course to prevent an attack inside.
That was the weakness exposed in Manchester.
"It's something that I think security experts have not been thinking about, quite frankly, and that's the exit from major events," Former NYC Police Commissioner Ray Kelly said.
Look at the arena in Manchester, it is right next to the mass transit hub, Victoria Station.
The bomb went off as people streamed out of the arena and headed for Victoria Station.
It's not so different than how people leave Citi Field and head to the 7 train, or leave the Garden and head to Penn Station, or leave Yankee Stadium and head to the D train across River Avenue.
New Yorkers chose not to worry Tuesday night.
"Then the terrorists win, that's why, if i worry about it," a man said.
But it is the kind of problem that keeps police officials up nights.
"Counterterrorism officers throughout the world will be looking at this and saying, what can we glean from this, how can we do our best to prevent it, again no guarantees, but you try your best," Kelly said.


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Pirate Party Iceland Polling at 7.8% with 17 Days Left Until Elections
With only 17 days left until their elections the Pirate Party of Iceland has reached 7.8% in their latest polling by MMR. The polling was done on 906 subjects aged 18-67 years during 5-8th of April. Having the voters of +67 years excluded from this polling means that the result needs to be adjusted slightly down-wards but we still see a big increase from the last prediction of 3.9% from the 21st of February.
"The future is in the hands of people who understand the Internet, and the future that it will create is beautiful." – Jon Thor Olafsson
Birgitta says that the Pirates have done very good on TV debates lately. The "killing" of the crowd-sourced constitution is surely another factor that angered several people enough to switch their votes. This latest poll puts the Pirates as the fifth largest party in Iceland with a tiny 0.3 % behind the "Left Green" party. If this increase in support continues PPIS will have no problem reaching the 5% hurdle of entering the parliament on April 27th and thereby become the first Pirate Party with people elected on a national level.
About Josef Ohlsson Collentine
I'm a dual citizen (American/Swede) and try to integrate my reflections from a more global perspective if possible. I'm the organizational leader for Pirate Times and work actively to strengthen the pirate movement through this work as well as being the international contact for Piratpartiet (PPSE). Elected board member of PPSE for 2015-2018. If you would like to ask me something I speak English, Swedish and Spanish. Find me on the links below


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Frequently Asked Questions
Please click the questions you are interested in and the answers will appear below.
How can I find out what teaching takes place at a Transforming Community retreat?
On the Leadership Transformation web page, click on Retreats Topics & Dates. Next to each date is a link to that retreat's schedule, complete with teaching session topics.
- What is the usual process for becoming a member of the Transforming Community?
A person begins by filling out an online application. Within two weeks after is processed, you will receive an invitation to join the community you have applied for, or you will be informed that you are placed on a waiting list, or you will be informed of the of reasons the Transforming Center has not extended an invitation. If you've received an emailed invitation, the next step is to pay the non-refundable registration fee. Finally, ahead of the first retreat, you will receive an email from Ruth Haley Barton, discussing aspects of planning for retreat, along with an email from the Transforming Center registrar, Dalene Strieff, providing detailed information on attending the first retreat.
Why do you use two retreat centers for the Chicago area communities?
The Marytown Retreat and Conference Center in Libertyville, IL, has sufficient meeting rooms, prayer and teaching space for us to have all group activities there. However, they have about half the private sleeping rooms we need. Fortunately Cardinal Stritch Retreat house, Mundelein, IL (about ½ mile away), has graciously allowed us to use their spacious housing as overflow.
How do you place people in housing?
Since our meals, teaching sessions, and fixed-hour prayer are held in Marytown, we fill those rooms first based on when a person pays their registration fee to enter the Transforming Community. Bon Secours (the retreat center we use for the East Coast community) has sufficient rooms for everyone to stay there.
I have read some of Ruth Haley Barton's books and would like to experience her teaching. Will that happen in the Transforming Community?
Yes. Ruth is the primary teaching and leader for the Transforming Community experience. She is joined by Rory Noland as the Transforming Center worship leader and by others who have been through the Transforming Community themselves and continue to experience transformation in their own lives. You can view our list of possible teachers on the Transforming Leadership page by clicking on Retreat Leadership.
May I volunteer at a Transforming Community retreat?
The Transforming Center has a deeply held value that those who serve on retreat have completed (or are in the process of completing) the two-year Transforming Community experience. Upon completion we welcome (and rely upon!) the assistance of our alumni at our retreats; please inquire.
Your communities seem to have a good mix of men and women. What informs your perspective on men and women in community?
The Transforming Center is committed to achieving a balance of men and women in each of its communities because we have learned over the years that such balanced communities lead to the richest experiences for our participants. Accordingly, in accepting applications, we reserve half of the available spots for men and half for women. Once all the available spots for the men or the women have been filled, we close the application process for whichever group is full until two weeks before the first retreat and put remaining applicants within that group on a waiting list. If two weeks before the first retreat, the remaining open spots have not been filled, we will open those spots to those on the waiting list.
May I commute to a Transforming Community retreat?
For various reasons commuting does not facilitate the needed rhythms and environment for a person seeking to be a part of the Transforming Community. The first night we practice complete silence until Morning Prayer and this can rarely be done well in a commuting situation. This holds true for Monday afternoon solitude as well. Additionally, all aspects of our retreat rhythms (fixed hour prayer, solitude and community, teaching and reflection) "hold" the participants in a way that provides for deep rest, uninterrupted focus, and a fully-orbed learning process that engages body, mind and soul. There are some situations in which commuting works, but usually it is reserved for participants who have already been through the two-year community previously.
I notice your office is located in Wheaton. Is that where the Illinois retreats are held?
The retreats are not held at the retreat center that houses our offices in Wheaton because they do not have enough sleeping rooms to accommodate us. You will need to make your travel plans to arrive in Libertyville/Mundelein.
What airport should I fly into?
O'Hare airport (ORD) is the closest to the retreat centers. Sometimes the airfares flying into Midway (MDW) can be advantageous; however, you will need to plan additional time for ground transportation and the taxi/limo service will be more expensive. Please see Travel Information for more details.
Does the Transforming Center or the retreat centers provide transportation from the airport to the retreat?
No, but we do allow time at the first retreat for participants to locate others who would enjoy sharing a ride. We encourage those participants to share contact information in order to make coordinating plans for subsequent retreats. Bon Secours (East Coast retreat center) does have a shuttle service and you are free to make arrangements with them directly. Please see Travel Information for suggestions on taxi and limo services.
Isn't your retreat fee a bit pricey?
When compared with other conference-type events that do not include room and board, our all-inclusive rate is actually quite reasonable. The retreat fees include everything you need while on retreat: a private room and bath, five hot meals (no continental breakfasts!), healthy and plentiful refreshments throughout the retreat, all retreat materials, plus a beautiful reception on Monday night. And that's in addition to the five teaching sessions, 8 worship services, spiritual guidance for your solitude times, and group spiritual direction. We think this is a great value.
I work for a church that does not have a large budget for professional development. How can I afford the Transforming Community?
We are sensitive to this reality, which is why we offer a deeply discounted rate ($495 rather than $695—a $1600 discount over the two years) for pastors and leaders of not-for-profit organizations. We also know that even with the discount, it is still more than many leaders have allotted for continuing education in their budgets. Some pastors have asked family or friends to consider investing in this experience because they recognize the value of their pastor/family member being able to stay in ministry for the long haul. Others have gone to their elder board to ask for a special consideration for two years. We are available to talk with your personnel committee, elder board, or potential donors to discuss the long-term benefits to a church for a pastor or elder to attend the Transforming Community.
When are the fees due?
After the registration fee is paid, the individual retreat fees are due one month ahead of each retreat.
May I pay fees a year at a time?
Yes. Many churches and organizations prefer to write one check from a person's yearly allowance for education. That is perfectly acceptable. Please indicate on the check the name of the program participant.
May I work with a monthly payment schedule?
We are willing to work with you to accomplish a monthly payment schedule so that 1/3 of each retreat fee is paid each month for 24 months. Please contact the Transforming Center office to discuss.
Your site mentions required reading. How many books are required between retreats? May I receive the reading list ahead of time to begin reading? Can I purchase the books through another source or do I need to purchase them through the Transforming Center?
Each retreat has sufficient processing of its own without concern for what lies ahead! Assignments are given at the end of a retreat in order to support the recent teaching throughout the quarter. We would actually prefer that you not read ahead which is why we do not distribute the complete reading list at the outset. There is a book table at all retreats which carries all Transforming Resources™, required reading, recommended reading, and general products that are helpful to your spiritual transformation process.
Exactly what happens at a Transforming Community retreat?
A spiritual retreat by its very definition is an opportunity for you to get away, to be in God's presence alone, and give God your full and undivided attention for an extended period of time.
Jesus indicates that it's possible to gain the whole world and to lose your own soul. If Jesus were talking to us as Christian ministry leaders today he might even tell us that it's possible to gain the whole world of ministry success and lose your own soul. A spiritual retreat is an opportunity for us to spend uninterrupted time in God's presence allowing him to replenish our souls and even reclaim our souls if we feel we've lost touch with them. On a retreat we give God full access to our souls so that he can strengthen us for the work he has called us to do.
How is a Transforming Community retreat different from other retreats?
What it is not--The language of retreat has been compromised both in secular settings and also in Christian settings. Oftentimes what gets labeled "retreat" is actually an event that is full of programming, stimulation, networking, and more teaching and content than the human soul can process all at once. You might even have multiple people staying in a room together so that you don't have any time alone, you don't sleep well, and you go home more exhausted than when you came!
What a Transforming Community retreat is--In the realm of the spiritual life, a retreat is a time that's set apart for God and God alone. On retreat we slow down and enter into a different rhythm of spiritual practices than what we are normally able to experience in our daily lives. These rhythms are intended to help us settle into a different way of being present—with God, with ourselves, and with others. When you attend your first Transforming Center retreat, we will gather in the evening for teaching and orientation, and then we will share a meal together. After dinner, there will be another teaching session along with a guided meditation that helps us to settle into God's invitation for us to be on retreat. The evening ends with Night Prayer and we enter into the Great Silence which enables us to be quiet and rest in God's presence right off the bat.
The next morning we'll start our day with Morning Prayer. We'll have more teaching and input, and then Mid-Day Prayer and lunch followed by four hours of solitude, silence, and rest with guidance provided. Because you have your own room, this is a rich opportunity for you to rest in God's presence with uninterrupted privacy; for many, this is a new experience and it is a highlight of the retreat. We will emerge from solitude and gather as a group for Evening Prayer, have dinner together, and then have an evening teaching session that also incorporates time for questions and conversation. Most people experience this day as a wonderfully replenishing rhythm of teaching and quiet reflection, prayer, solitude, and community with other leaders. We close the day with Night Prayer and a beautiful reception intended to give us the opportunity to celebrate God's presence with us during the day and our presence with each other. On Tuesday morning we "turn the corner" and focus on the impact of what we have experienced on our life in leadership within the communities we are a part of. The retreat concludes with a leaving service that gives you an opportunity to "gather up" what God has done in your heart over the last couple of days and plan for re-entry.
It is a fully-orbed experience that is meant to be deeply replenishing and to help you to strengthen the truest part of yourself—your soul.
Why is it important for pastors and Christian leaders to have this kind of quiet place to come and meet with God?
The calling to be in Christian leadership is complex in ways that other professions are not because a Christian leaders's spiritual life is all mixed up with their vocational life, their work, their community and even their family life. Sometimes pastors lose track of their own spirituality as something that is very personal and not just public. Although success can be satisfying in many ways, pastors need to pull away from life in the public view at times and attend to their own relationship with God in privacy. On retreat, it's not about preaching a sermon or preparing to lead others or even networking with colleagues. It is an opportunity to allow ourselves to receive spiritual guidance and to give ourselves over to just being a soul in God's presence.
What would you say to pastors who think they're too busy to take that time away?
If you think you're too busy it's probably time for you to go on retreat! If you are too busy to go on retreat, chances are you are consumed with your work and your ministry in a way that prevents you from being able to hear and respond to Jesus' invitation to you to "Come away with me and rest awhile."
In the midst of great busyness and much human need, Jesus said that to his own disciples in the New Testament. "Come away with me and rest awhile." (Mark 6:30) If we hear that invitation from Jesus and we say to him, "No, I'm too busy," then we are probably in desperate need of a retreat. We are in desperate need of finding ourselves in God's presence again and seeing our ministry flow out of the relationship that we're cultivating with God himself.
I've never been on a retreat before. What will happen when I first get there? How will I know where to go and what to do?
First of all, when you arrive at the retreat center, you can expect it to be beautiful. We try very hard to hold our retreats in beautiful places where you can rest your soul in God. When you arrive, there will be someone there to greet you. They will take you to your own private room with private bath, and will point out other important locations (teaching room, chapel and dining hall) along the way. You will want to take note of chapel space, in particular, because hopefully your soul will feel drawn to spend time there in worship and intimacy with God—perhaps even before the retreat officially begins.
You can expect good food and good fellowship with people who are ministering in the same kinds of arenas that you are, yet it is not a networking experience and you can rest in that. As far as schedule, we try to begin around five or six on Sunday evening. (Please visit our website to confirm the specific start time for a particular retreat; the schedule will also be sent to you with your registration materials and it will also be included in the packet that is given to you when you arrive.) We begin on Sunday evenings so as not to take you away from your church or your family on the weekend. We want you to be able to carry out your responsibilities in your church and then pick up your bag and head out the door to drive or catch your flight. We end at 1:00 on Tuesdays, so you can be back in your own setting by Tuesday afternoon or Tuesday evening.
All of the Transforming Community retreats address the practices found in Sacred Rhythms and the themes found in Strengthening the Soul of Your Leadership. What is the significance of these themes?
Strengthening the Soul of Your Leadership comes out of ten years of teaching, leading retreats and doing spiritual direction with pastors and Christian ministry leaders, but actually it started before that. It started with my own journey as a leader and coming to a place in my own life where I began to realize that I was losing my own soul in ministry. I saw that it's possible to be very successful, to look very successful, to have a lot of good things going on, and yet to be slipping away from your connection with God—the Person who actually called you into ministry in the first place.
Those of us who are leader types take on leadership roles because we really want do to something good in the world. We really want to make a difference. But the truth is that sometimes the work becomes more important than the Person of God himself. It happens very subtly. We work around the clock. We burn the candle at both ends, and eventually we wake up one day and realize how depleted we are. We realize that our own spiritual practices are missing and that we have lost that private place with God for ourselves because we're giving everything we know to other people.
When that happens it's very disturbing to notice that we have been serving God, but have lost touch with the God we are serving, and we are missing the intimacy that used to be there. What used to be a joyful, passionate pursuit has become something that is merely for public consumption. The practices described in Sacred Rhythms are the key disciplines that help us to discover and rediscover, regain and maintain a healthy, growing relationship with God. Integrating those practices into our lives in leadership (as addressed in Strengthening the Soul of Your Leadership) helps us to keep seeking God in fruitful ways in the crucible of ministry and to be sustained for the long haul.


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Novelty Watch Store - Games and Cards Watches - 3This category of our novelty watch store is for Games and Cards Watches. There are 20 different products for you to choose from.
This is page 3 of 4.
To quickly find what you are looking for it is best to use the search box on the left to search this novelty watch store by keyword(s).
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Indian Wine Market has been showing a steady growth. The demand of both the domestic and foreign wines has been growing day by day. There is enough room for each and every wine brand, be it Indian or foreign, in the Indian market as the market has registered a significant percentage of growth in both volume and value terms in recent years.
The strong economic growth of the last few years and increasing wine culture among the new wealthy Indian middle class combined with a greater exposure to western lifestyle has created hunger for different categories of wines.
In order to help manufacturers and exporters to better understand the Indian wine market, IBNA Research, a division of Indian Business News Agency (IBNA), has launched a new market research report titled "Indian Wine Market Forecast to 2018".
Indian Wine Market Forecast to 2018 is a comprehensive research that contains detail statistics, in-depth analysis, and quality research on Indian wine market. This report is unique in its collection of highly relevant data, from legislation and imports to pricing levels, analyses of market share, market growth and more.
The report starts with an introduction of India's demographic and macro-economic indicators, including focus on Indian Cities for Growth.
For More Information Visit: http://www.researchmoz.us/indian-wine-market-forecast-to-2018-report.html


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The Specialty Care Clinic is located in the Clarke County Health Department at 345 N. Harris Street, on the corner of Harris Street and Hancock Avenue.
There is ample parking available, or if you use Athens Transit System, the Route 6 – West Broad/Atlanta Hwy bus has two stops on W. Hancock that are within easy walking distance to the health department.
For patient privacy, the clinic has a separate side entrance that offers direct access to our offices without you having to walk through the main areas of the Health Department.
If you are coming to the clinic for a free HIV test, we do ask that you use the main entrance of the Health Department. One of our staff members will assist you from there.
Clinic Hours
Monday, Wednesday and Thursday: 8:30 am – 4:30 pm
Tuesday: 8:30 am – 6:30 pm
Friday: 8:30 am – 1:30 pm