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Disclosure: In any review for a product or service, products or compensation may have been provided to me to help facilitate my review. All opinions are my own and honest. I am disclosing this in accordance with FTC Guidelines. Please see "Disclose" and "Terms of Use" tabs for more information.
Moving into a new home is pretty much a life-changing experience, as it gives you a sense of a fresh start. Although it's usually very exciting to move into a new home for the first time, the moving experience can be very stressful. You want to make sure you limit the stress as much as possible. So, congratulations on acquiring your new home, but here are some important things you need to do first before you finally move in.
- Complete all repair works
Unless you don't have the luxury of time, it's best to ensure that you complete every important repair work on the building before you move in. you probably don't want to deal with the inconvenience of repairing a roof or plumbing work in your bathroom. In contrast, you've already packed into your new home. That's why it's best to handle them before move-in day.
It is possible to handle minor touches and external or outdoor repairs after moving, as they might not cause any major inconvenience.
- Boost your security
You can't take security issues for granted, even if your new home is located in a safe neighborhood. The last thing you want is to experience a break-in during your first night in your new home. The first security move you should make is to change every lock in your home. This is especially important if the property has been on the market for long or you're moving in after previous occupants. You can never be too sure if anyone else still has spare keys to your new home. Also, put other measures in place to secure your home, from burglar-proof upgrades to your home's fencing.
- Electrical upgrades
If you're moving into a new home, you'll probably have every electrical outlet you need already installed. But moving into an older home could mean needing to redo the wiring system. If there are currently no faults with the old wiring system, you might be tempted to consider moving in and upgrading it later. But it is easier to get it done when there's nothing in the building that serves as an obstruction. Additionally, it wouldn't be a good idea to wait until something goes faulty before you make your electrical upgrades.
- Deal with health hazards
Another important thing worth handling before moving into your new home is health hazards in various forms. From mold infestations to pest issues, you probably already know how dangerous any form of health hazard is. Ordinarily, your safest option will be to avoid purchasing or renting a property that comes with health hazards. But if it's already too late to change your mind, be sure to hire experts to rid your home of any potential source of health issues.
- Tenancy agreement
If you're renting your new space, you must have every aspect of your tenancy agreement sorted before you move in. ensure that you clearly understand what the terms say and agree. Be sure that it spells out your rights, responsibilities and covers issues of liability, pets, repair works, and so on.


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There are many who believe the cleaning and building maintenance markets are recession-proof. But that just isn't so.
Savvy building service contractors saw the writing on the wall and realized they needed to differentiate themselves to retain existing customers and attract new ones in an increasingly competitive market.
End-user software that beefs up communication, customer service and quality is one way these BSCs maintained their competitive edge.
Two years ago, Eagle Building Maintenance & Janitorial, Pennington, N.J., added this software as a tool to differentiate them from the competition, says Chris Walker, vice president.
"There are not a lot of companies out there with this software; we've yet to go up against a company that has it," he says. "Having this software has opened a lot of doors for us because it has differentiated us from our competition."
Linda Pendergrass, director of performance management for Cavalier Services Inc. of Fairfax, Va., says a number of new customers have begun partnerships because of Cavalier's use of software and the tools it provides.
Use it or lose it
While the software can be used to track inspections, handle work orders coming from the client or the BSC itself, conduct client surveys and more, putting the software in place, however, is nothing without corporate support, says Kelly Simerly, oversight director at Executive Management Services Inc. (EMS) in Indianapolis. A fact, she says, her company found out the hard way.
"We implemented it, and it sat stagnant for six months, because we didn't really have anyone overseeing its implementation," she says.
When Simerly played around with the software, she decided the company should try to make a go of it. The company began using it in a nationwide customer's 25 facilities. After that, its use exploded.
Pendergrass says she's spoken with numerous companies who are armed with the software but don't use it.
"You really need someone who is promoting it with clients and internally. You can't just put it out there and say go use it. It doesn't work that way," she says.
Pendergrass says she spent time educating employees first on how it could help them.
"There has to be something in it for them," she says, noting this training focused on how they stood to benefit by using it.
The company trains new managers as they come in and has annual training for existing users of the software. It's also assigned a resident expert as the go-to person for software issues.
When a work order comes in, it goes through the BSC's e-mail system. Supervisors can see it on their mobile phones when they access their e-mail.
"They don't have to log in to the [end-user] software," Pendergrass says.
When a company has its own internal work order system, the software can be customized to communicate with it. Any work orders issued by the client feed directly into the end-user software.
"We customize it so that we only receive the maintenance side or the contract cleaning side of the work tickets," Simerly says. "The advantage is they can still see the work tickets as they always have. They are not logging in to a separate system."
Walker says Eagle equips its quality control supervisors with iPads so they can communicate with customers from wherever they are and all supervisors have smartphones for the same reason. Having this data at their fingertips has greatly enhanced customer service, he says.
"It has dramatically reduced the phone calls or e-mails coming in after clients found a problem," he says. "We go in, see those deficiencies during our inspections and correct them before the client takes notice."
Cavalier customers receive a welcome package at the beginning of their relationship that includes a username and password giving them access to the end-user system two weeks prior to the onset of work.
"Customers get to play around with the system and then I call them and ask them if they have an questions," Pendergrass says.
Pendergrass notes that while Cavalier works off the standard templates in the software initially, it customizes them as time goes by.
"When we start in a new building, we might have 10 or so cleaning issues the first week. We use that information as a baseline and work from there," she says.
Cleaning issues are tracked over time to ensure they are corrected. Regular reports provide an at-a-glance view of how things are going. If an inspection shows a trash receptacle was missed, for example, they can check to see if it was missed once or every day for a week.
"It causes us to do more research to figure out what's really happening," Pendergrass says. "It helps us a lot with problem solving."
Cavalier provides clients with reports that track the last 60 to 90 days, and its supervisors meet with clients to go over these reports.
"In our performance review meetings, we say these are the number of complaints and how they were resolved; these are the number of requests for service that we had, etc.," she says. "I have also customized these reports to make them easier to read and understand."
The performance review meeting, Pendergrass says, has been a great tool for customer retention.
"In our performance review meetings we talk about performance and how we can improve, and those are factors that help retain customers," she says.
The reporting feature is a nice addition, agrees Simerly.
"We can keep track of anything that goes on with the customer," she says. "We can run reports showing the communication and demonstrating that we're doing what we are saying we're going to do, that we're following up on requests, inspection reports and that sort of thing."
The software also enables users to set up custom surveys, says Simerly, who points out that EMS allows customers to utilize the software's customizable survey feature to set up surveys of their own.
Think outside the template
Though the software includes a standard cleaning/maintenance template, Walker emphasizes it's not meant to be a one-size-fits-all tool. Eagle customizes the standard template for each customer. The original template contains everything and anything a BSC might be responsible for cleaning, says Walker. Eagle adds or removes things from this list to meet each client's unique needs.
Eagle has also added the ability to rate tasks according to priority. The rating system assigns tasks a number from one to five, with most receiving a one, three or five rating. Typical jobs — general cleaning tasks such as vacuuming, dusting or mopping — receive a rating of one. Eagle reserves the five rating for those jobs the client mentions as important.
"They might tell us their pet peeve with their previous cleaning company was that garbage can lids were never wiped down and the toilet paper was never restocked. We'll weigh those tasks as a five so that when the quality control supervisors do the inspections, they check to see they are being done," Walker says.
Eagle continuously adjusts rating scores as it receives feedback from its customers.
"If things change, we might move something that was a one to a five, so that anytime a supervisor goes in they automatically see that particular line item as critically important," Walker says. "If it's not done, they note that, and it takes more off the final score because it's weighed higher."
To ensure this rating scale makes sense to customers, Eagle first sets up a work plan based on the client's service contract. It then provides clients with a working template that they can approve as-is or tweak, changing ratings and tasks. Work commences once this document is approved.
EMS takes the inspection document a step further and once all parties have approved it, the company allows users, if they choose, to perform random inspections themselves in addition to BSC inspections.
EMS also customizes the standard inspection template according to each client's service contract.
The customization, Simerly says, becomes even more critical when servicing LEED accounts. All items specific to LEED, CIMS or GS-42 certifications must exist in the template so that quality assurance managers can check them off as they perform inspections.
Because EMS is GS-42 certified, the BSC has added line items that pertain to the requirements it must meet. For instance, the inspection also checks that there is enough matting at doorways, chemicals are stored correctly, equipment is properly maintained and equipped with HEPA filters, and all cleaning chemicals are green.
Once the software's in place and customized to each client's unique needs, some true benefits emerge, say users.
"It helps us keep a continuous pulse on what's happening in our buildings," says Pendergrass. "It helps our supervisors, who are running a mile a minute, to have this information at their fingertips because they can access it from their mobile device."
Ronnie Garrett is a freelance writer based in Fort Atkinson, Wis.

subset: commoncrawl


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Croatia Earthquake Pics Peddled As Italy Overwhelmed With COVID-19 Patients
BOOM found that the photos were taken post an earthquake that hit Croatia's capital Zagreb on March 22.
Several photos showing hospital patients stranded in the middle of the street in Croatia after an earthquake, are being passed off as images from Italy, which has overtaken China as a hotbed of the Coronavirus.
BOOM found that the images are from Croatia's capital Zagreb after an earthquake struck on March 22, 2020.
The images are being shared with a misleading caption claiming, "learn from Italy. No more spaces are available in hospitals. Please do not step out of your homes for next 21 days."
Multiple readers sent the images to BOOM's WhatsApp helpline number (7700906111) asking us to verify the claim.
Viral on Facebook
We searched on Facebook with the same caption and found that it was viral with the same spin.
The same set of images were shared by India TV chief Rajat Sharma with the misleading caption in a now-deleted tweet.
Deleted Tweet link
Learn from Italy. No more spaces are available in hospitals. Please do not step out of your homes for next 21 days. #CoronavirusLockdown pic.twitter.com/oRdBDAFAIS
— nawab sharif (@nawabsh06021872) March 25, 2020
Click here to view, and here for an archive.
Also Read: False: Indonesian Doctor's Last Photo Before He Died Of COVID-19
We performed a reverse image search using Google Images and found that the photos are post an earthquake that hit Croatia's capital Zagreb on March 22, 2020.
The earthquake had a magnitude of 5.3 quakes that had caused panic and led to the evacuation of hospitals and widespread damage in the country's capital. A 15-year-old was reported to be in critical condition and 16 other people were injured according to authorities reported Associated Press on March 23, 2020.
It struck during a partial lockdown of the capital because of the Coronavirus outbreak, and one of the reasons people can be spotted with masks in the viral images.
Image 1
On performing a reverse image search using Google we found that the image on Total Croatia News in an article dated March 22, 2020, titled, "Croatia Earthquake March 2020 Zagreb: 1 Child Critical, Damage Updates (VIDEOS)"
Image 2
We found the image was taken when mothers carried their newborns on the street after a hospital evacuated in Zagreb, Croatia after the earthquake struck. The photograph was supplied by Zlatan Jankovic and was used in an article by ABC News dated March 22, 2020, with the headline, "Coronavirus lockdown in Croatia's capital of Zagreb hampered by magnitude-5.3 earthquake"
Image 3
We found that the image was taken from a 19 seconds video that showed people carry incubators for newborn babies as the hospital was evacuated after the earthquake.
FC Dinamo's soccer fans "Bad Blue Boys" are saveing newborn babies from hospital...#earthquake #Croatia#CroatiaEarthquake #Zagreb #zagrebearthquake #badblueboys
— Adriana Vukovich (@AdrianaVukovich) March 22, 2020
❤❤❤❤❤💪🇭🇷💪❤❤❤❤❤ pic.twitter.com/7HhBYddW2G
We found another image taken by AP that shows the road with people carrying incubators for newborn babies.
Image 4:
On performing a reverse image search using Google, we found that the image was shared with a couple of other photos from the earthquake by a Twitter user named Angjelina Ahmeti with the caption, "A destructive 5.4 magnitude #earthquake hit Zagreb, Croatia this morning - the strongest in 140 years!Broken heart It breaks my heart to see the hospitals evacuated like this during #coronavirus with patients and mothers with their newborn babies out in the cold"
A destructive 5.4 magnitude #earthquake hit Zagreb, Croatia this morning - the strongest in 140 years!💔 It breaks my heart to see the hospitals evacuated like this during #coronavirus with patients and mothers with their newborn babies out in the cold 😩 pic.twitter.com/YC6rikESHs
— Angjelina👼🏻 (@angjelinaahmeti) March 22, 2020
Image 5
On searching on Twitter with the keywords 'Zagreb Hospital' we found a tweet by journalist Ian Fraser that had the same image with a link to an article by Vrisak.info, a Croatian news website which that had other pictures from the hospital which was hit by the earthquake in the article.
Zagreb was hit by 5.3-magnitude earthquake while in coronavirus lockdown two days ago, putting even more pressure on Croatia's hospitals https://t.co/UFNf4SY9uA pic.twitter.com/tYEaqPHAcu
— Ian Fraser (@Ian_Fraser) March 24, 2020
At the time of writing this story Croatia has reported 442 positive COVID-19 cases and recorded 1 death, according to a real-time data monitor by John Hopkins University.


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Senior Adult Ministry
Old Time Religion
Old Time Religion exists to provide an opportunity for seniors in the church (55+) to come together for fellowship, to learn about up-coming church activities and events, to share prayer concerns and praises, to praise God using "the old" hymns from the past, and to enjoy a "home-cooked" meal together. After the meal, there is an opportunity to continue with social interaction by playing games, visiting, etc.
It is easy to get involved. Just join us on the designated Tuesdays, or participate by helping with the table decorating, meal preparation, games, and/or clean-up.
The Senior Adult Ministry helps seniors stay active and connected with others in the church family and community through affordable day-trip cultural outings, shopping excursions, social activities, mission trips and service projects. Join in the fun and the fellowship.


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Join us today for an episode about the power of examining your money mindset...
Today's episode is focused on questions to ask yourself to help change your mindset with money...
In today's episode about investing in others through stewarding your treasures, I talk with you about what your internal and external measures are with money. I also share why your money values may not be in alignment with your behavior and what to do about it.
Join in on the Chat below.
00:00:00 Thanks for joining me on episode 745 of the inspired stewardship podcast. Hello, my friend, this is dr. Brad Miller from the pathway to promise podcast. If you'd like to stay inspired, to stay on your pathway, to promise you can't do better than listening to the inspired stewardship podcast with my friend, Scott Mader,
00:00:39 then look at the external measures. Look at what you're doing in the outer world. Look at what your bank account says. Look at what your budget says. Look at what, how you spent your money in the last 60 days says, and figure out are those things in alignment. And if they're not, then you need to work on changing your beliefs and changing your behavior.
00:01:00 Welcome, and thank you for joining us on the inspired stewardship podcast. If you truly desire to become the person who God wants you to be, then you must learn to use your time, your talent and your treasures for your true calling in the inspired stewardship podcast. We'll learn to invest in yourself, invest in others and develop your influence so that you can impact the world.
00:01:35 I talk with you about what your internal and external measures are with money. Also share why your money values may not be in alignment with your behavior and give you some tips on what to do about it. As we talk about stewarding your treasures, wouldn't it be great. If you could support this podcast and do it without costing yourself an extra dime, it turns out you can.
00:01:57 All you have to do is use inspired stewardship.com/amazon. When you're ready to make a purchase via Amazon and a small commission, we'll come back to support the show. If you enjoy the show, when you're ready to buy from Amazon, just use inspired stewardship.com/amazon. How do you measure money? I mean, when you think about it, do you simply look at your bank account and use that as a measure of your success or not?
00:02:27 Do you think about the salary you get paid or the amount of money that you make in your business and that's a measure of success? Do you actually think about how you define wealth, how you define rich? How do you define money in general? And have you really thought about whether those external measures, those numbers that we put on a page, the,
00:02:50 the budget that we sit down, the amount we get paid this year, whatever it is, do those external behaviors and those external measures, they match up with what you internally believe about money. See the truth is like everything. We've got to examine both our external data, that information, the, the empirical numbers, but we also have to work really hard and think about what's going on internally.
00:03:19 What do we actually believe about money? And how is that affecting us? You know, the truth is we all have money, beliefs. We all have money values. We all have things that we see about the world. And often those come to us. And those start by coming to us from our, our origin story, from the, the house of that,
00:03:41 we grew up in the, the beliefs that our parents had or others around us had what we're exposed to as a child. If we grew up poor, we have certain fundamental beliefs that often come about in our life. If we grew up rich, there's a different set and it's not a good or bad. It's just different. There's going to be differences in what we believe about money,
00:04:06 because we had different experiences growing up. That's just a fact it's going to happen. But the real question is what do you do about it? Do you just accept those beliefs in new forward or have your beliefs changed over time? Do you examine them and decide whether or not their beliefs that really are in alignment with what your behavior is and what you want your behavior to be?
00:04:33 Are they giving you the results that you want? And, and here again, I'm not just talking about external measures of success, like having a higher salary or making more money in your business or having more money in savings or getting out of debt or other things. But I'm also talking about the internal measures of success. Do you get to spend time with your family?
00:04:55 Do you emotionally feel like you're successful or do you simply feel like you're running from emergency to emergency fire, to fire constantly trying to just stay ahead and dog paddle to keep your head above water, that match that, having that feeling that you've really got the most important things in life, like freedom around your time. Freedom to be secure. One of my clients recently was let go,
00:05:23 because there was a disaster in the place where they worked and the entire place is shut down and all of the employees are being let go. But because they've set up a financial foundation that works, this isn't an emergency forum. They can find another job. They can take time and do something that they really want to do. They have the luxury of being able to say no to things that they don't want to do,
00:05:46 because they've done the hard work of making sure that their behavior and their internal beliefs are all in alignment so that they could set up external measures in terms of having an emergency fund and money in the bank. And these sorts of things, they've aligned them. And that helps them. So what is the, some of the questions you can ask yourself if you've noticed that maybe your internal beliefs are a little bit out of alignment and I like to ask,
00:06:16 what do you believe? Questions, things like, what do you believe about earning money? Do you think that time is a factor of money or value? How, how do you relate money and time? And what do you believe about earning money? What do you believe about saving money? What do you believe about having money? What do you believe about debt and what do you believe about paying off or paying back debts?
00:06:45 What do you feel about spending money? How does that make you feel when you spend money? What do you believe is true about rich people? And what do you believe is true about poor people? And what do you feel when you get money? When you were given a gift or receive a windfall? When you think about these things and what story they tell you that begins to lead you to think about their future,
00:07:13 what do you believe about money for your future? What do you wish that you believed for each of these things? Are you already in alignment? And when you look at those beliefs, then look at the external measures, look at what you're doing in the outer world. Look at what your bank account says, look at what your budget says. Look at what,
00:07:34 how you spent your money in the last 60 days says, and figure out are those things in alignment. And if they're not, then you need to work on changing your beliefs and changing your behavior so that these things become aligned. You have to decide, is it a belief problem? Is it, I believe that when people make money, they're evil,
00:07:56 the only way to make money is to take advantage of other people. Maybe I need to change that belief, or is it that I have the right beliefs, but I'm not actually acting them out in my day-to-day life. I believe that debt is bad. And yet I'm behaving in a way that constantly causes me to go into debt. If that's true,
00:08:15 then your behavior needs to change. Not your belief, if that's what you want to bring into alignment. So you could change either side of the equation. But the first step is to ask yourself these questions. What do you believe and what do you want to do about it? Thanks for listening. Thanks so much for listening to the inspired stewardship podcast.
00:08:43 As a subscriber and listener, we challenge you to not just sit back and passively, listen, but act on what you've heard and find a way to live your calling. If you like this episode on the stewardship of treasures, you can sign up for our treasures tips by going to inspired stewardship.com/treasures or text in the U S four four two two two treasures tips.
00:09:16 And we'll send you five weeks of our best tips on stewarding your treasures until next time, invest your time, your talent and your treasures, develop your influence and impact the world.
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In today's episode, I talk with you about:
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. - Ayn Rand
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The World Athletics Championships is governed by World Athletics (formerly IAAF) and is a biennial athletics tournament. The World Championships began in 1976 after the men's 50-kilometre walk was dropped from the 1976 Montreal Olympics, despite the continued presence at the Olympics since 1932. The IAAF decided to host its World Championship competition a month and a half after the Olympics. It was the first World Championship that the IAAF had organized separately from the Olympic Games. At the beginning of the tournament, these championships were held every four years until 1991, when it changed from four years to a two-year cycle.
Kindly log in to use this feature.


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Apartments Zorzin are situated only 50 meters from sandy beach and 12 km from the historical old town Rab.
The holiday house "Zorzin" includes accommodation units with Sat-TV, balcony or terrace with sea view. Free Wi-Fi is available.
All accommodation units includes fully equipped kitchen or kitchenette with dining room as well as own bathroom. Air condition is available in some accommodation units.
Within holiday house there is free private parking place.
The nearest restaurant, bar, elementary grocery shop, supermarket and pharmacy are available in the circle of 500 m.
The distance of the nearest sandy beach is 50m only.
Tennis court, football and volleyball playgrounds are 1 km away.
Apartments Zorzin are situated 400m from the local bus station from which runs bus line to main bus station in town Rab (distance Lopar – Rab is 12 km). Ferry port is 600m away.
This location is favorite part of Lopar destination based on impartial review of our guests.
House Rules
Check In at 14:00, a Check Out at 9:00
Pets not allowed
Ground floor:
- APARTMENT A1, 70 m2 (4-5 persons)
- APARTMENT A2, 60 m2 (4 persons)
1st floor:
- APARTMENT A3, 38 m2 (3-4 persons)
- APARTMENT A4, 38 m2 (3-4 persons)
- APARTMENT A5, 38 m2 (3-4 persons)
- APARTMENT A6, 38 m2 (3-4 persons)
2nd floor:
- APARTMENT A7, 120 m2 (8 persons)


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Lü Bu 呂布 (died 198), courtesy name Fengxian 奉先, known as the "Flying General" (Feijiang 飛將), was a warlord at the end of the Later Han period 後漢 (25-220) and follower of the powerful minister Dong Zhuo 董卓.
He hailed from Jiuyuan 九原 (modern Baotou 包頭, Inner Mongolia) and was in the beginning a retainer of the regional inspector (cishi 刺史) Ding Yuan 丁原, where he held the position of commandant of cavalry (jiduwei 騎都圍) and assistant magistrate (zhubu 主簿).
When Emperor Ling 漢靈帝 (r. 167-188) died, Ding Yuan followed the order of the chief minister He Jin 何進 and led his troops to the capital Luoyang. Dong Zhuo, seizing power of the central government, incited Lü Bu to kill his superior and to take over his troops. Lü Bu soon became a trusted follower of the mighty Dong Zhuo and was appointed Leader of the court gentlemen (zhonglangjiang 中郎將). As head of Dong Zhuo's guard and Marquis of Duting 都亭侯, he had always access to him.
After Dong Zhuo had burnt down the capital Luoyang 洛陽 and had moved the court to Chang'an 長安 (modern Xi'an 西安, Shaanxi), the ancient capital of the Han dynasty, Lü Bu lost his confidence in his leadership competency. Together with Wang Yun 王允 he made a plot to assassinate the potentate Dong Zhuo. For this murder he was awarded the title of General of Advancing Martiality (fenwu jiangjun 奮武將軍) and was given the title of Marquis of Wen 溫侯.
Yet he had to flee in order to escape the remaining adherents of Dong Zhuo and sought refuge with the warlord Yuan Shu 袁術, later Yuan Shao 袁紹, Zhang Miao 張邈 and finally Liu Bei 劉備. He was able to occupy the the province of Xuzhou 徐州 (today's northern Jiangsu) that he defined as his own territory.
In 198, he was captured and strangulated by the warlord Cao Cao 曹操. Although admired for his military strengths, he is generally dispised as someone who easily changed sides for profit.


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Basic Search:
* This Feature includes Product Search based on NAME,SKU, DESCRIPTION and ShortDescription.
* Admin configurations are also Available to Select/Deselect the Criteria of the basic Search
Category Search:
* This Search is used to Search for Categories based on the Text Entered in The TextBox
* The result is a List of Cateogry Path with Links
Recent Search:
* This Search is used to display the Recent Search Terms that have been searched all over the website.
* User can also restrict The number of search terms to be displayed( maximum 5)
Popular Search:
* This Feature is used to diplay the Popular terms that have been Searched all over the website
* User can also restrict The number of popular terms to be displayed( maximum 5)
Attribute Search:
* This is the most important feature, Where user can Select from a multi-Select, the Attributes Which are to be included in the Product Search
* The Attributes which have the Options: Searchable, visible on Frontend and Used in Product Listing are displayed in the List


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Mustang Manual Inflatable Fisherman Vest
The Mustang Manual Inflatable Fisherman Vest is excellent for fishing in warm weather, the Mustang Inflatable Fishing Vest is comfortable and lightweight so you might forget you're wearing a PFD. Activated by manually pulling an activation cord, the inflatable vest is lighter and cooler than regular foam vests but still offers the same flotation performance. Great to wear over a t-shirt or warmer layers while lake or river fishing.
Manually-activated inflatable PFDs are inflated by pulling the inflation cord that hangs from the PFD at waist-height. They will not inflate when they get wet or are immersed in water. Manually-activated PFDs are a great choice for activities such as paddling, wade-fishing and swimming where there is a reasonable chance you will end up in the water and are confident you will be able to pull the inflation cord when you need it. They are also ideal for situations where control over PFD inflation is desired.
- Compatible with re-arm kit model # MI5700
- Six roomy storage pockets.
- Manually inflates by pulling activation cord.
- 16lb of buoyancy when inflated.
- Sheepskin hook and fly patch.
- This product is not Transport Canada or USCG approved


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Flashing to the SD Card¶
We will introduce how to flash the firmware to the SD card. Read about firmware format if of any doubt.
We recommend using SDCard Installer to flash the Raw Firmware, and SD Firmware Tool to flash the RK Firmware.
Here's the available OS list of firmware:
Android 7.1.2
Ubuntu 16.04
Ubuntu 18.04
Debian 9
LibreELEC 9.0
Preparing the SD Card¶
Please read this good article about how to prepare a SD card first, to make sure that you have a good, reliable and fast SD card, which is of essential importance for system stability.
Download Firmware¶
Firmware description: the firmware is divided into Raw Firmware and RK Firmware, which has been classified into different folders. The latest firmware is the one with the latest date, which is often more stable. Please choose the correct tool according to the type of firmware you need.
Flashing Tools¶
Please choose the flashing tool according to your host PC OS:
Flash the Raw Firmware
SDCard Installer (Linux/Windows/Mac)
Etcher (Linux/Windows/Mac)
SD Firmware Tool (Windows)
dd (Linux)
Flash the RK Firmware
SD Firmware Tool (Windows)
dd (Linux)
SDCard Installer¶
The easiest way to flash the Raw Firmware is to use the official SDCard Installer, a handy firmware flashing tool derived from Etcher / Rock64 Installer. It saves time to search for available firmwares for your device. You just need to select the board, choose firmware, plugin in the SD card, and finally click the flash button, which is simple and straightforward.
Download SDCard Installer from the Download Page.
Install and run:
Windows: Extract the archive file and run the setup executable inside. After installation, run SDCard Installer as administrator from the start menu.
Linux: Extract the archive file and run the
file inside.Mac: Double click the
file, install to the system or run directly.
Click the "Choose an OS" button, and select "ROC-RK3328-CC" in the "Please select your device" combobox.
A list of available firmware is updated from the network and presented to you, as illustrated below:
Choose an firmware OS, and click "OK" button. To flash local firmware, drag it from your local drive and drop to SDCard Installer.
Plug in the SD card. It should be automatically selected. If there are multiple SD cards, click the "Change" button to choose one.
Click the "Flash!" button. SDCard Installer will start to download the firmware, flash to the SD card, and verify the content. Please wait patiently.
To run SDCard Installer with proper permission in Windows, you need to right click the shortcut and select Run as administrator.
Sometimes, when the progress reaches to 99% or 100%, an error of unmounting the SD card may occur, which can be ignored and does no harm to the data flashed to the SD card.
The downloaded firmware will be saved to the local directory, which will be reused the next time you flash the same firmware again. The download directory can be set by clicking the setting icon in the bottom left of the main window and changing the "Download Location:" field.
Compared with SDCard Installer, Etcher lacks of firmware list and download. But its code is newer. If you have any flashing problem with the SDCard Installer, you can try Etcher, reusing the firmware file in the download directory of SDCard Installer.
Etcher can be downloaded from the Etcher official site. Installation and usage are similiar with SDCard Installer.
dd is a commonly used command line tool in Linux, which is suitable for flashing Raw Firmware.
First, plug in the SD card, and unmount it if it is automatically mounted by the file manager.
Then find the device file of the SD card by checking kernel log:
dmesg | tail
If the device file is /dev/mmcblk0
, use the following command to flash:
sudo dd if=/path/to/your/raw/firmware of=/dev/mmcblk0 conv=notrunc
Flashing takes lots time and the command above does not show the progress. We can use another tool pv
to do this job.
First install pv
sudo apt-get install pv
Then add pv
to the pipe to report progress:
pv -tpreb /path/to/your/raw/firmware | sudo dd of=/dev/mmcblk0 conv=notrunc
SD Firmware Tool¶
NOTE: This section is about how to flash RK Firmware to the SD card.
Tool: SD Firmwware Tool v1.56
After extraction, in the directory of SD Firmware Tool, edit config.ini
by changing the 4th line from Selected=1
to Selected=2
, in order to select English as the default user interface language.
Run SD_Firmware_Tool.exe
Plug in the SD card.
Select the SD card from the combo box.
Check on the "SD Boot" option.
Click "Firmware" button, and select the firmware in the file dialog.
Click "Create" button.
A warning dialog will show up. By making sure you have the right SD card device selected, select "Yes" to continue.
Wait for the operation to complete, until the info dialog shows up.
Plug out the SD card.


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Product Overview
NOW 30% OFF was $32.50
In his first cookbook, Food Network star, Tyler Florence prepares you to cook for any occasion with recipes that range from dinner with friends to table for two and from one pot wonders to cocktail parties all featuring his signature bold, irresistible, real flavors.
With a culinary sensibility refined in some of New York's most high-profile restaurants, and a down-home practicality gained as the cooking guru of Food 911, Tyler cooks food that's fresh, flavorful, and totally doable. In Tyler Florence's Real Kitchen, he'll show you how to cook simple meals that taste amazing, from comfort-food to classics to vibrantly new dishes.
Tyler's first cookbook stays true to his cooking philosophy—use great, simple ingredients and let the natural flavors speak for themselves. He offers can't-miss recipes for all the crowd-pleasing dishes that you crave—cold fried chicken, a perfect meatloaf, or drop-dead lasagna. Tyler's bold, uncomplicated style even makes sophisticated food easy, with recipes like Pan-Roasted Sirloin with Arugula, Sweet Peppers, and Olive Salad or Steamed Mussels with Saffron and Tomato. He'll show you how to get a great meal from the grocery bag to the table with the least fuss and the most flavor, or how to throw a barbecue with the best burgers (spiced up with horseradish and Havarti cheese) that your friends have ever had. From weekend brunch (including Soft Scrambled Eggs with Salmon and Avocado and an assortment of dim sum) to quick weeknight dinners for two (like Hong Kong Crab Cakes with Baby Bok Choy), and a selection of great party food and cocktails, this is a cookbook you'll use again and again for every occasion.
With helpful notes on essential pantry staples and a list of the kitchen equipment you really need, Tyler Florence's Real Kitchen is a fresh, creative exploration of just how fun (and delicious) your cooking can be.


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The partners behind popular ramen and izakaya bar Daikaya have assumed control of the storied space next door, signing a lease to take over the Graffiato space vacated by bankrupt chef Mike Isabella.
Washington City Paper broke the news about the Daikaya group's new lease (707 6th Street NW) on Wednesday, which Eater has confirmed. Graffiato, Isabella's first restaurant and Italian flagship, shuttered last summer as his restaurant group began unraveling in the wake of sexual harassment allegations. WCP reports the Daikaya group has no plans for the new space yet but is excited to have another property so close to Capital One Arena.
The restaurant group is also preparing to open Hatoba, a Sapporo-style ramen shop in Navy Yard. It has more ramen roots in Chinatown with Bantam King as well as Haikan in Shaw.
Partners Daisuke Utagawa, chef Katsuya Fukushima, and Yama Jewayni's original, 40-seat ramen bar has consistently drawn large lines since its anticipated opening in 2013.
Graffiato's setup fit 130 seats, but it's unclear what kind of layout Daikaya will go with across the 4,100-square-foot expansion space.
The group, which works extensively with in-demand restaurant designer Edit Lab at Streetsense, will announce plans for its look and estimated opening time soon. Daikaya recently upped its cocktail program with the promotion of Monica Lee to beverage director. The veteran mixologist, formerly of Petworth Citizen and Dupont's soon-to-close Sheppard speakeasy, plays up Japanese sake, shochu, whisky, and beer in her new post.
Graffiato's prime Chinatown space was plagued with rent-related woes leading up to its demise, causing landlord Douglas Development to sue for more than $28,000 in alleged unpaid rent and other fees, Washingtonian reported. Eater reached out to Douglas for an update on the lawsuit.
A block over, Douglas recently lost a tenant due to sky-high rents and insufficient sales. Philadelphia stir-fry chain Honeygrow's 2,200-square-foot location (716 7th Street NW), which cost around $200 per square foot, closed in late 2018.
In late 2017 Chinatown also said goodbye to year-old Jewish deli and ice cream sandwich shop On Rye after just a year of business.


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It is very special day for Vanessa Hudgens. The actress' 29th birthday is today, which means we're honoring her the best way we know how – by taking a look back at her most chic hair moments.
Now it's no secret that Vanessa is a total icon for all things style and beauty, and her looks have definitely evolved quite a bit since her High School Musical days. She may have started off in the spotlight with dark, cascading locks, but she's also rocked everything from thick, sideswept bangs to an ombré bob. We're always getting hair inspo from this stylish queen, and something tells us you will too after seeing her fabulous hair evolution.
To quote the star's hit throwback "Baby Come Back", we introduce to you the epic hair stylings of "the unbelievable, indescribable Vanessa Hudgens. Baby V!"
Watch the video to see Vanessa's super chic hair evolution.
Love J-14? Be sure to subscribe to our YouTube channel for fun, exclusive videos with your favorite stars.


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Training For A Business Online
Why Does One Need Training?
Starting out in life we have all attended school to learn, then continued on for some of us to complete college getting degrees along the way, correct?
Looking to start an online business you can either do all the research yourself to find out what all you are going to need to become successful, this is going to take years, or you can find all of this under one roof!
Basically like heading back to school to learn how to do things the right way saving you time and money, but where can you possibly find all the training required to become successful online with your own online business?
Anyone who has ever wanted to work online has already purchased into more guru secrets and scams than they want to admit buying up each new thing to hit the internet! Wasted money that they could have used for important things in life they needed.
Unfortunately, I was one of those people, years of searching has finally led me to the one place where you can get all the training under one roof at a fraction (actually a steal) of what you have spent in the past.
Today can be the beginning to change your life only if you are willing to take a chance on yourself, take the training provided, listen to the owners of this company, you can become successful with your online business.
But, I almost forgot the most important part you can try this out for FREE because it is not something that will be for everyone and the owners of the company realized that so they offer a 7-day FREE Starter Membership with every possible thing you will need to begin an online business!
The name of the company is what confuses most and I am not going to reveal it here because of you wanting to jump to conclusions, but if you seriously want to change your life, building an online business then take my advice.
For those of you who do not want to finish reading this article here is a short cut that will take you directly to the "Create Your Free Account Now" no credit card is required and you can start immediately.
Training for Online Business
How does one go about starting an online business? The answer to this one is with help and training you can spend years looking for all the tools necessary to start building a business online.
YouTube has many videos for starting a business online but these people making the videos are not seriously giving you the training required to even know where to begin.
Most of these gurus claim they have made a fortune and you can too if you just purchase their money making secrets, I am here to burst your bubble they do not work!
How am I able to tell you this because I have tried many of them and wasted so much money we do not even want to discuss that.
You can scour the internet looking for this information and find bits and pieces but would it not be so much easier to have one place where you can go for FREE and find all the information at once?
I have found this place and not only does it offer you the training required but more so much more that I started this website to help you get the information!
The great part is I am giving you information that I wish I had before becoming a Premium Member of this platform the valuable information that is in this website is by far better to know before joining the platform I am recommending to you.
Things Included In Training
I could give you a bunch of computer language that makes no sense to you yet but instead, I am just going to let you know what training is going to provide to you FREE when you sign-up to be a member of Wealthy Affiliate.
Online Entrepreneur Certification
Description: This is a 10-lesson course that is part of the Wealthy Affiliate Online Entrepreneur Certification. It will walk you through the steps of creating a successful online business that generates revenue. This getting started course (Level 1) is your first step to realizing your potential as an online business owner.
Affiliate Boot camp
Description: Wealthy Affiliate has one of the most lucrative "recurring" affiliate programs on the planet and within the first phase of the training we are going to get your business built on a solid foundation. All long-term businesses start with a vision and a brand and we are going to help you get this in place in the first phase of the Affiliate Boot camp training.
This course is 10 lessons and by the time you have finished this course, you are going to have your foundation for a long-term and very lucrative business online set out!
This is not all you are going to receive for the seven-day FREE trial period – you will have access to all the Premium Members that have the experience to assist you with any help you may need.
Have a question go into Live Chat and ask you will receive answers from them concerning anything from the selection of a niche to how to work on your website.
Need some in-depth help you will have one on one coaching for the first seven days FREE – I do not know of any other program at any cost that offers you coaching for free not even 24 hours of help.
Classroom Training
With your Free Membership, you will have access to two training classrooms to find information on what others are doing and ask any questions you might have to help you along the way.
These classrooms are available to Free Members even after the seven-day trial is up but you will lose other essential benefits which will move you along the way faster to success in building your online business.
Because you will receive two free websites to build these classrooms along with the training give you all the information required to build you a website starting your online business for Free.
A Free Membership does not end in the seven-day period – you can remain a free member as long as you stay active in the community with building your website.
Earn While You Learn
This is something that really does not have to do with training but since I was thinking about it wanted to include it now so I do not forget at a later time.
Free Membership does entitle you to earn commissions if you refer another person to Wealthy Affiliate and they become a Premium Member under you.
This amount doubles should you become a Premium Member prior to referring anyone to the platform making this a place that you can earn money while also learning how to build your online business 🙂
Starter Members earn $4 for special offer referrals, then $11.75 monthly and $87.50 yearly commissions.
Premium Members are then earning double of what the starter (free) members earn.
A special offer referral are the ones who take advantage of the first month of Premium at a low rate of $19.00 for that first month!
After that, once you see what all is offered and have tried all the resources then people know whether they are going to continue with Premium Membership or quit.
In Closing
This is the only way I can get the word out about how awesome the Wealthy Affiliate platform is sure would be nice to be able to talk to people instead of writing all this down and you have to find it on the internet.
But then I would not have reached you today not knowing where in the world you are opening my website from. I live in the United States but who knows you could be halfway around the world from me.
Explaining to people with words on paper or a screen is not the same as being face to face making it difficult to express how this can change your life.
How do you feel about joining a platform that can train you even with no experience how to build an online business? I sure would like to know.
Why not leave me your answer below along with any comments, suggestions, or questions you have for me I will be happy to answer them all, usually within 24 hours.
Thank you for taking the time to read this article until the end get your FREE starter membership today.
Best wishes to your success,


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A poultry seller who has been living with his family in Kariyammana Agrahara for the last three years, Ayub Baig said it's ridiculous to evict people simply for speaking a particular language.
"Tell Mr Modi I speak all languages found in India. From Bengali to Kannada to Telugu, and Assamese. Just because we live together with the Assamese and others speaking Bengali, it doesn't make us outsiders. Where will I get 40-year-old documents from?" he said.
Migrant camps, particularly in Bellandur and Marathahalli, that have come under the scanner of authorities for allegedly housing 'illegal Bangladeshis', have workers from all parts of the country, including Karnataka's own backyard.
In a drive that was later declared 'unauthorised' by the city commissioner, over 100 one-room homes or 'sheds' as they are locally called, were demolished on Saturday in Kariyammana Agrahara, in eastern Bengaluru. The Karnataka HC on Wednesday, 22 January, stayed all demolition activity and asked the BBMP and police to submit a report on the grounds of which the huts were razed.
"We are living together like brothers. They came and destroyed our homes and asked us to get out. Where will we go? If we could afford to live in a better place, why would we come and stay in this jhopdi (slum)? " Baig asked, pointing at his now demolished hut built for housing hens.
Baig is not alone.
In the scattered camps and settlements that make up Kariyammana Agrahara, The Quint found migrants from Raichur, Ballari, Koppal, Kolar, Yadgir, Bijapur among others, who rued not just the constant fear of eviction but also the irony of being called an outsider in their own state. Many, however, were too afraid to identify themselves.
While some have lost their homes to the illegal demolition, others moved out just in time to another settlement nearby, losing deposits and belongings. Many have been threatened by authorities to vacate their homes or face eviction in the coming weeks.
Karanna, a daily-wager from Koppal who also lost his home on Saturday, said that he was disappointed with how the government was behaving.
"We were happy when Modi came to power, we thought some good will happen. But no, this is how we are being treated in our own land. Tell me, is Koppal in Bangladesh? Where are we supposed to go?" he asked.
'We Ran Away to Save Our Belongings'
Vinayak Thimmaiah, hailing from Bijapur, rushed to save his family and their belongings, when the demolition started.
"It had started happening in a small way for the last week. They were targetting pockets in different areas. I knew we would lose everything if we stayed, so with my wife, kids and mother, I moved away from that settlement in Kariyammana Agrahara, that saw demolition on Friday. I had to forgo a Rs 5,000 deposit but I knew I would lose more if I stayed," he said, speaking from his present house, about 400 metres away, where they have been living for 10 days.
They kept telling us to leave no matter what, he said.
"They didn't listen to us. But now, we can't even take them out of school yet, the school won't give a transfer certificate in case we want to return. We have to live here," he said.
"We had a lot of loans, we had no land, no work here, we came here to earn. Why else would we come here?," asked his aged mother Ailabai.
'Came Here for Better Prospects'
Chandragiri, hailing from Raichur moved here with his family two years ago. He used to be a farmer, but owing to bad rains and increasing costs, he came here to escape extreme poverty. He says authorities keep issuing threats that they will get evicted.
"We can't return to Raichur if they throw us out. There is no life for a Kannadiga even in Karnataka. Why are they chasing us out of Bengaluru? How should a poor man sustain himself?" he asked.
He added that the government and police were unfairly targetting natives of Karnataka while attempting to get illegal immigrants out of the country.
"There is nothing but drought in north Karnataka, only poverty and suffering. We came here to make a living. They should support Kannadigas," he said.
'It Was a Wrong Move to Shift to Bengaluru'
Having come to town only two days ago, Mahesh from Yadgir, said that he did not expect the situation to be so grim in Bengaluru, where people came to seek their fortune.
"They should check their companies records and verify who is Indian or not. Just coming here without any notice and throwing people out, that too, Kannadigas is not done. People live like family, and to come and divide them on the basis of religion or anything else is bad. Now, despite being Kannadiga, we are afraid," he said.
Adding that everyone was scared of speaking to the press, Mahesh said he finds himself in an odd dilemma – whether or not to return home – on seeing the inhospitable environment in town.
"Other Kannadigas are asking us to leave. They said it's so bad, why have you come here? I thought this will be more profitable than farming but now it seems like a bad idea," he said.
(At The Quint, we are answerable only to our audience. Play an active role in shaping our journalism by becoming a member. Because the truth is worth it.)


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HRD Minister Prakash Javadekar to Launch NIT Tiruchirappalli's Strategic Plan
Chennai: Shri Prakash Javadekar, Honorable Minister for Human Resource Development, Govt. of India, to unveil NIT, Tiruchirappalli'sStrategic plan for the next five years, during a launch event on 5th October at Barn Hall, NIT, Tiruchirappalli. The plan aims at progressively moving up in world ranking from presently being among top 1000 Institutes of the world.
NIT Tiruchirappalli Launches SIEMENS Centre of Excellence in Manufacturing at Chennai on 3 rd Oct. 2018 (L-R):
Mr. Aravind, AMARTech
Dr. M. Duraiselvam, Head, Siemens Centre of Excellence, NIT, Tiruchirappalli
Dr. Mini Shaji Thomas, Director, NIT, Tiruchirappalli
Dr. A.K. Bakthavatsalam, Head – T& P, NIT, Tiruchirappalli
Prof. N. Sivakumaran, NIT, Tiruchirappalli
NIT, Tiruchirappalli the erstwhile Regional Engineering College of Tiruchirappalli has been on a high growth trajectory in terms of research output, revenue from consultancy, academic and administrative reforms. It is ranked the best NIT in the country for the last three consecutive years as per the National Institutional Ranking Framework of the Ministry of Human Resources Development, Government of India.
In a press meet held today in Chennai to announce the institute's plan for progress and on launch event, Dr. Mini Shaji Thomas, Director, NIT, Tiruchirappalli, said that NIT, Tiruchirappalli has found a place in the top 1000 Institutes of the world as per the Times Higher Education World ranking 2019. In order to improve the world ranking, the Strategic Planning Group of the Institute, chaired by her has scripted plan for the next five years which is to be unveiled by the Honorable Union Minister.
With the implementation of the strategic plan 2019-2024, Dr. Mini further added the Institute aims to be in the list of top 500 universities in the world.
Dr. Mini Shaji Thomas is very ambitious to make the Institute at par with global standards and find a place among the best Institutes of Technology in Asia. The plan is a result of a series of long brain storming sessions with experts within the Institute and outside. It will guide the future steps towards academic excellence, research collaborations, innovation in sustainable development, and enhanced internal revenue generation. With India emerging as a global power in technologies-of-the-future, the strategic plan will help reset the governance framework in order to increase the international collaboration and internal revenue generation and thereby carve a niche in emerging areas such as Internet of Things, Artificial Intelligence, Sustainable Development including innovations in harnessing renewable energy.
The institute is gearing up to welcome more international students and faculty. The research scene will see the addition of new multi and inter-disciplinary laboratories which will be developed into Centres of Dynamic Excellence (CoDEs).
To kickstart the ongoing efforts, the HRD Minister Shri Prakash Javadekar will launch the first such CoDE that has been set up at the cost of Rs. 190 crores with Siemens as the technology-partner. The centre is set-up at an estimated cost of Rs. 190 crores, in which 90% of the fund was received as a grant from Siemens in kind and 10% was funded by NIT, Tiruchirappalli.
Dr. Mini Shaji Thomas said that the new CoDE has been envisaged to provide 'Skill Excellence' for students, practicing professionals and Industries around its vicinity. This unique Centre could facilitate a multi-disciplinary learning environment across Technology, Engineering, Science and Management. The primary focus of the Centre is to create a robust technical education eco-system through its experience in industrial products and services. This Centre is intended to bridge today's gap between industry requirements and technical education and provides a solution that makes technical institutes be more aligned with industry needs and make engineering graduate students industry ready.
Various learning tracks designed by Siemens are to be implemented jointly by Siemens and NIT, Tiruchirappalli for training engineering, polytechnic and ITI students of any Institute for knowledge enrichment leading to an enhanced opportunity for placement. Besides skill development courses, the Centre shall offer consultancy and R&D services to Industries in Design and Validation, Advanced Manufacturing, Test and Optimization, Automation, Electrical and Energy savings, Process Instrumentation, Mechatronics, CNC Machines, CNC Controller, Robotics, Rapid Prototyping and Internet of Things.
During his visit to the Institute, the HRD Minister will also launch the hardware hackathon competition of the NIT, Tiruchirappalli's flagship international technical festival Pragyan 2019. Pragyan is also an ISO9001 and 20121 certified techno-managerial organisation of NIT, Tiruchirappalli. The event is designed to provide a unique platform to students for showcasing new and disruptive technological innovations to solve real-life problems. The Hon'ble Minister shall be launching the website for this competition during his visit.
Apart from being a springboard for ideas and digital technology innovations, the hackathon competition which spans over 5 months also aims to provide the participants with an opportunity to present their models across investors to get incubated.
"The Hardware Hackathon would provide a firm foundation to the students to solve real-time problems under particular themes by identifying, researching, analysing, prototyping and implementing a market-ready product. Sangam, the intra-collegiate technical exhibition and competition for the students of NIT, Tiruchirappalli, and Ingenium, the inter-collegiate technical exhibition and competition have been an integral part of Pragyan since its inception in 2005. The introduction of the Hardware Hackathon to the existing series will prove to be a stellar addition," opined Dr. Mini Shaji Thomas.
Dr. A. K. Bakthavatsalam, Head – T& P, NIT and Dr. M. Duraiselvam, Head, Siemens Centre of Excellence, NIT, Tiruchirappalli, and Mr. Aravind, AMARTech, were also present during the press meet.


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"The world, for me, and all the world can hold is circled in your arms, for me there lies within the lights and shadows of your eyes the only beauty that is never old." -James Weldon Johnson
It is important in life to take pause, reflect and reaffirm. It is a key to life!
A renewal of vows ceremony is a meaningful, touching and revivifying ceremony. Often couples comment how surprisingly romantic it all felt. Many cry more than they did at their first wedding! It is a wonderful example to set for your children and grandchildren. Significant anniversaries are an especially appropriate time for renewing your commitment. It is a time to celebrate your love and the life you have created together.
We offer a selection of vows, blessings and prayers which are appropriate for mature love. Some couples choose to take the very same vows as when they first wed. Most choose to select or write new vows.
Sometimes new rings are purchased for the occasion. There are wonderful ways to involve your children and grandchildren. As with our first time weddings, we offer prayers, readings, rituals and verse which celebrate every tradition, creed and culture.
Spirituality, love, relationship, marriage and family are emphasized. Afterwards, we sign a beautiful vow renewal certificate for you to keep.
Special note: Rev. Macomb has been happily married to her life love and best friend since September 1986. She really understands the beauty and power of committed love—and it shows.
For couples who have learned the art of marriage we offer some particularly appropriate readings.
Here The Anniversary Song, by Naomi Long Madgett:
- How good it is to let our memory wander
- And travel back across the fruitful years
- To count how many miles we've walked together!
- On pinnacle of dreams, through vales of tears,
- Along the level ground of every day
- We've made our way.
- In sickness and in health, in joy and sadness,
- Together, side by side, sunshine or shade,
- We've worked toward common goals, found satisfaction
- In all the hours of which our years are made.
- All things were possible because we shared,
- Because we cared.
- After many years, we still hold dearest
- Of all life's blessings anywhere on earth
- The trust and honor that we give each other,
- The love that gave our other blessings birth.
- Praise be that I am yours by plan divine,
- That you are mine!
Be sure to read my article, The Who, What, Why, Where, When of Renewing Marriage Vows Ceremony, on www.idotaketwo.com!


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Bloomberg News staffers have expressed concerns in a meeting that the news organization hadn't been aggressive enough in its coverage of the protests stemming from George Floyd's killing, reports Khadeeja Safdar, Jeffrey Trachtenberg and Benjamin Mullin of The Wall Street Journal.
Safdar, Trachtenberg and Mullin report, "Prior to the recent protests, there had already been some tension at Bloomberg over the perception that Mr. Micklethwait, who was named editor in chief in 2015, has played down coverage of nonbusiness topics, according to people familiar with newsroom discussions.
"Some reporters felt Bloomberg News was too slow to cover Mr. Floyd's death and the protests. Mr. Micklethwait praised the coverage the organization did do, while saying the outlet could have done more, including appointing a news czar on the topic.
"A spokeswoman for Bloomberg News said that since Mr. Floyd's death, Bloomberg has featured more than 1,200 related stories on the front page of the Bloomberg Terminal from a variety of sources, including Bloomberg News."
Read more here.


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Just another way to get site content delivered
There are so many different way you're able to get Geek and Jock site content delivered to your door, well, maybe not door but how about your InBox?
If you prefer to get notices of our content via email, simply enter your email address in the entry field below and click the 'Subscribe' button and the job's done.
And get a free gift from us too. Now that's great value.


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I never post on Sundays, because… six days shall you work, and all that.
But, I wanted to let everyone know that we are throwing a party. We want to show our gratitude to the creator, who, for some reason, preserved the life of our son. We know he didn't have to. On our way home from Colorado, we passed many crosses on the side of the road. We don't know why Jackson's life was preserved, but we are very thankful that it was.
That said, if you are in Franklin, Tennessee this Tuesday… come help us celebrate at Jim Warren Park.
Naturally, we will be celebrating with gourmet popsicles from the amazing Las Paletas in Franklin. 5:30ish to 8:00ish.
Trying to count the people, so if you know you will be there, please let me know. If you do not let me know, there will not be enough popsicles. I may not get one. Some lines shouldn't be crossed. I will never, ever forgive you.
– Dwane


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Direct-To-Vinyl Live Session #0559: Little Fools
$ 25.00
We were thrilled to welcome Little Fools to cut our 559th Direct-to-Vinyl Live Session on November 8th! Their session was available exclusively via preorder, which has now closed.
Each of these 21 takes were cut directly to their own individual 7" vinyl record, and only one copy of each take exists in the world.
Our limited edition lathe cut record releases are made on a modified antique record cutting lathe from the 1950's. Each record is handmade, one at a time, in real time, by a real person.


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Hibs boss hoping to keep McGeouch
Neil Lennon has not given up on persuading Dylan McGeouch to stay at Hibernian after revealing the midfielder could be set for a change of heart.
The Hibs boss previously admitted the out-of-contract Scotland squad member, 25, had decided it was time to move on.
England was expected to be his next move, with Fulham, Brentford and QPR all interested in the former Celtic man.
But Lennon is clinging to the hope that McGeouch might decide against heading south and instead sign a new deal to remain in Edinburgh.
Lennon said: "It's an interesting one with Dylan because it's not done yet. We are still in there fighting for that.
"We've a small chink of light. The way he was after his last game we more or less felt that may be it but there's still some movement there.
"The club have made him what we feel is a very good offer."
Blackburn and Aberdeen are also among clubs keen on McGeouch.


text: Warning issued: More snow expected late Thursday, into Friday Warning issued: More snow expected late Thursday, into Friday Posted by: News Mar 31, 2017 in Canada Leave a comment Environment Canada has issued a special weather statement for the City of Toronto. A special weather statement for Toronto and most of southern Ontario remains in effect, with a mix of rain and snow set to descend on the region. Freezing rain is possible northwest of Toronto on Thursday night. "Of course, it's all temperature-dependent," CityNews weather specialist Frank Ferragine said. Colder regions will see freezing rain and possibly snow, while warmer areas will see rain. "Here in Toronto, expect some of that mixing [weather] right around the evening commute," Ferragine said. A low pressure system over Kansas is set to bring snow mixed with rain to most of southern Ontario by mid-day Thursday. There is a risk of freezing rain, which could make travel hazardous, before the precipitation changes over to rain by night fall. Periods of rain will continue throughout most of Friday with between 15 to 25 millimetres falling before it tapers off that night. Agencies/Canadajournal Report an error Issue: * Found an error? Tell us about it! Invalid Contents Broken Links Your Name: * Your Email: * Details: * Submit Report 2017-03-31 News Share ! tweet


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Posted: 10th November 2020
Cherington HR has published a bumper November edition of the Cherington HR Newsletter. We went back an hour at the end of BST towards the end of October, but how many of us wish we had been able to go back a year? So far 2020 has been bad news for many people and there is no end yet in sight of the continually changing Covid-19 restrictions and regulations.
See here to find out more and here for the supplemental edition which includes additional information following the changes announced on 5th November.


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This piece was reprinted by OpEd News with permission or license. It may not be reproduced in any form without permission or license from the source.
The following article about my being assaulted and ejected from a Hillary Clinton speech was posted by Partnership For Civil Justice Fund
Hillary Clinton on Thursday said she was "distraught and appalled" in response to Wednesday's assault on a protestor at a Donald Trump rally. In an interview with Rachel Maddow she stated that security at these events should handle demonstrators in an "appropriate manner," and defended the right to protest. She called the event "distressing."
But her concern for the right to dissent apparently only extends to her opponents' events.
When a 71-year-old man wearing a Veterans for Peace t-shirt, stood silently and peacefully with his back turned to her while she gave a speech, she allowed security, directly under her nose, to brutally assault him and remove him. She had every opportunity to say something to stop the assault, and she never paused in her speech.
To this day she has expressed no regret, no "distress," or expression of concern over this February 2011 event. The man who was attacked was veteran Ray McGovern, former CIA analyst who used to provide the President's daily briefings, and is now a peace activist.
Even after her close adviser, Sidney Blumenthal, wrote her to recommend an apology be issued, she stayed silent -- and has not apologized to this day.
Here are Hillary Clinton's hypocritical tweets about the assault at the Donald Trump event:This kind of behavior is repugnant. We set the tone for our campaigns--we should encourage respect, not violence. https://twitter.com/chrislhayes/st atus/708036110019141634 "
. @ realDonaldTrump : condoning violence against protesters and press at your rallies is the real disgrace. # GOPdebate
To read more about Mr. McGovern's case, including how the State Department subsequently put him on a "Be On the Lookout" list, click this link. The Partnership for Civil Justice Fund represents Mr. McGovern.


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SineDrive™ engines are able to deliver the perfect combination of big engine power and small engine fuel economy by changing the engine's compression ratio according to power demand. Optimization of engine compression ratio is accomplished through a unique, TEC patented variable compression ratio (VCR) method that is as mechanically simple as shifting a gear in a transmission. The SineDrive™ engine platform is essentially a conventional in-line 6-cylinder engine wrapped in a circle, with all parts from the pistons and above being similar to commercially available engine components. However, SineDrive™ engine technology replaces a conventional crankshaft with guided, low-friction pistons and a simple, cam-like sinusoidal disc to transfer the motion of the pistons to the driveshaft. SineDrive™ engines offer fuel economy and emissions benefits when operating on any type of fuel, including spark-ignitable fuels such as gasoline, compression-ignitable fuels such as diesel or alternative fuels and biofuels. The ability of SineDrive™ engines to vary compression ratio also allows the engines to self-optimize their compression ratio to run multiple fuel types in the same engine. |
Copyright © 2011 Thomas Engine Company, LLC. All rights reserved. Website powered by PCR Web Design. |


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Tantek Çelik's NewBase60, lightly translated from the original CASSIS to CommonsJS- & Node.js-aware JavaScript by Edward O'Connor.
Then translated once more to a more usable Node.js module that implements Date conversion similar to that of Shane Becker's NewBase60. NewBase60.js by Michael Owens. Published on NPM as newbase60.
Released under CC BY-SA 3.0.


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Hajjah Rosmah Ismail, international banker with more than 25 years comprehensive experience across conventional and Islamic banking highlights the importance of empowerment in order to strengthen teams
Driven. Visionary. Down to earth.
These attributes come to mind when describing Hajjah Rosmah, an international banker who shows no sign of slowing down, having recently embarked on a PhD in Banking Law and Islamic Finance with research interest in Waqf. Although her banking experience encompasses both conventional and Islamic banking, Hajjah Rosmah is best known for setting up Islamic banking operations from scratch.
Her latest banking milestone is the recent establishment of United Overseas Bank's Islamic Bank. This project was, globally, the largest Islamic Banking implementation within a short timeframe – it was launched two weeks ahead of the Central Bank's deadline. In this exclusive interview, Hajjah Rosmah talks about her leadership journey, leadership success factors, how she manages conflict and what it takes to lead people and teams.
Of leadership and success factors
In prior roles, you developed Islamic banking operations from ground zero, looking at licensing activities, obtaining the necessary regulatory approvals, drawing up policies on risk, credit and investment as well as leading in branding development, client marketing and acquisition. With so much to oversee and lead, what do you consider to be the three primary factors for success in the initiatives you take on?
Rosmah: The bank's strategy for Islamic Banking is the first thing I consider. Why does it want Islamic Banking? 'Must have', 'nice to have', 'everyone has it', shareholders' directive versus senior management's commitment, business strategy, vision, mission – these are the points to quickly assess.
Some answers may be uncovered along the way. Hence, the mandate given to me at the onset is important. It has to be a fully-fledged mandate to ensure that the Islamic Banking entity is prudent and Shariah compliant by the Central Bank's standards.
Focus is crucial. At all times, we must stay focused on the tasks ahead and the decisions to be made in alignment with the tasks. Naturally, there may be dynamics that tend to derail certain aspects (though rare) of the project altogether. One must, therefore, have strong project team pillars who are professional as well as a committed senior management team and board. Resource commitments for this new business must be assessed and confirmed.
The most important element, aside from leadership, is people. The team is what makes or breaks a project. Putting the right person in the right place takes experience and skill. Critical technical knowledge in the respective fields is important when interviewing candidates. Project implementation is not for everyone. The team must not only have technical knowledge in their various functions but each one must be a team player and have sustainable energy to go the extra mile to get things done. There will be long hours ahead, unexpected turns and blocks, as the implementation gets underway from a conceptual framework, planning, drafting, approvals, right until systems parameterization, testing, audit and go-live.
Candidates, including those for the Shariah Committee, are briefed upfront on what to expect as their personal lives may be affected from time to time during the implementation phase; for example, having to be in the office throughout the evening until the wee hours of the morning for system testing. They must know what they are in for in exchange for the experience of a lifetime, careerwise. Therefore, my direct and indirect pillars must not only be reliable, dependable, trustworthy, transparent and dedicated – resilience is also very important. The project charter and reporting lines must also be effective so that each team member can perform his/her tasks. In all the implementations I've worked on, the team members and staff were excited to take on the adventure.
Choosing the right Islamic core banking system is key. An evaluation must be done for the shortlisted vendors for a set of key criteria according to the bank's policy to ensure that all requirements are being adequately assessed and there are minimal surprises once implementation is underway. This contributes not only to the prudential operation and management of the Islamic Banking business but also ensures Shariah compliance for its products and procedures according to the Central Bank's guidelines.
On a personal level, health is very important. I remind my team to eat healthily and space themselves out from time to time as we will usually be running a marathon till the launch. Nutrition provides energy. I get reminded by my teammates too, as we are all in the same boat with not much sleep and timely meals as the implementation gets deeper. But fun we did have!
You've led multicultural and also large teams of 500 people and more. What have you found to be a good leadership style that works across rank, culture, language and personality?
Rosmah: Regardless of race, religion, gender and nationality, a leader must be professional and sincere, inspirational, motivational, approachable and nurturing. But at the same time, very focused on the tasks ahead, bringing the team back to the path from time to time.
However, there are several times when the leader must allow the team to discover things for themselves as this empowerment will strengthen the team members and provide meaning to their tasks. The 'feel good' factor is important to keep the project spirit running high throughout. Being certified in brain technology has helped me to gain a more scientific understanding and approach in the various aspects of people performance management. Flexibility in approach and having an open mind are important in multi-cultural teams as different cultures have unique operational and relationship vibes. See the good in all cultures. Look at things from all angles. Put ourselves in their shoes.
I believe in helping to bring out the best in each team member – this is one way for us to develop future leaders in the industry.
What to focus on when in a new role
As a leader and doer with proven results, what are two or three key things you pay attention to and focus on, in the early stages of a new role?
Rosmah: Firstly, it is important to get to know the institution, its aspirations, vision and mission as well as its internal and external relationships. It's important to know the people – every one is an individual and has a role to play.
Personalities are various; so it's important to identify the right person in the right place, to assess that each team member is happy to be in his/her spot because the people dynamics needs to be right. Good relationships are also extended beyond the official project team as it is a bank-wide new initiative and everyone should be excited about it. But of course, nothing is perfect so we need to manage certain oddities as we go along. Again, having a clear mandate from the board is supportive.
The rest for me is technical. Equipped with adequate, fit and proper resources, the plan is laid out to meet Central Bank's deadline. Implementing end-to-end Islamic Banking is a highly complex project. Depending on the project size, it can be, at times, complicated due to technical and non-technical factors.
In a large project comprising retail, corporate and global markets as well as asset management being implemented all at once, it can be overwhelming to the team to try to envision the gigantic and daunting task that lays ahead. Therefore, I guide my team to focus on each milestone within the time planned until we reach the finish line. In other words, we look at each tree yet never lose sight of the woods. Confidence and discipline must be instilled within the team – we must believe in what we are doing.
Corporate culture varies, some are more formal than others. In any case, the team must feel comfortable approaching me at any time with any issues. We are as strong as our weakest link and having an open door policy helps the process. So much of what I am today is due to what I have learnt from the working relationships that I have had with the CEOs, Managing Directors, Chairmans, fellow colleagues, the training from the organizations that I have been with as well as indirect mentors from the industry.
Can you share two tips about building your own network of peers, mentors and leaders that you can tap into?
Rosmah: Always be professional and sincere. As we work alongside one another or as our paths cross, even briefly, people who are genuine and grounded will tend to be in touch and we learn from one another and friendship grows. This is the brotherhood of mankind. Each one of us is not absolute, there is no point in being arrogant. Only The Almighty is absolute in everything.
How do you typically manage conflict situations?
Rosmah : Conflicts are technical or non-technical, machines or people. Talk.
What else is there to do but talk it out? People are important as they are the ones who can solve the conflicts. The brain technology instrument is a proponent of human behaviour. Hence, performance, including communications, is determined by the structure of the four quadrants of our brains. This means that each individual behaves or performs according to how his/her brain is 'wired'.
For example, we may come across a situation where two individuals or two groups of people do not see eye to eye, we often refer to this as 'different wavelengths'. This is because each is dominant in the opposite quadrant of his/her brain, resulting in opposite thinking patterns and, therefore, each person's focus clashes with the other.
Dialogue is important. Each one addresses his/her concerns separately and then we have a session to brainstorm the solutions after work so that each one understands the other's thinking patterns and the issues at hand. At the end of the day, we are in the same team working towards a common goal – nothing is personal.
Having been equipped with an all-round banking, Islamic banking, consultancy experience and knowledge over my twenty-seven year career, this has helped me speak in all the 'languages' of mediation, from operations, credit, risk, products, branding, legal, systems, compliance, audit, consultancy, Shariah etc. It's great to bring people together. Not to mention that free branded coffee, curry puffs and great chocolates always help to ease tension. A great nasi lemak works well too.
Dealing with challenges
Self-development and continuing professional education are obviously things you've prioritised, as evidenced by the number of qualifications and professional certifications you hold. How do you manage your time and space so that you enjoy a good professional and personal life?
Rosmah: Truthfully, for many of us, there is no such thing as a balanced life, at least not throughout anyway. There are only twenty-four hours in a day and a list of priorities. We try as best we can to juggle work and non-work related matters. I am fortunate in that I have had ample time for my work commitments. Health must be taken care of, for without it, nothing much is possible.
What do you consider to be your biggest professional challenge so far? Why do you think so?
Rosmah: My biggest professional challenge so far was to fulfil the board's ambition of implementing and launching an extensive Islamic Banking platform with multiple products across all segments of a commercial bank, namely retail, corporate, global markets, asset management and infrastructure setup within the typical twelve-month deadline set by the Central Bank. The challenge was, of course, the super-tight deadline, the mammoth task and working with a team of largely conventional bankers which meant that knowledge transfer had to be immediate and ongoing throughout. Along the way, of course, family lives continue. Accidents, births, deaths, a rescued kitty, illnesses among family members may occur. So, backup plans have to be maintained during project team placement. Compassion must never be lost.
How did you resolve this challenge?
Rosmah: Strong and inspirational leadership with clear direction and focus. Being nurturing and motivational. Having appropriate and adequate team empowerment and an open door policy. A few handpicked or nurtured pillars to plug and play, a professional and hardworking project assistance team, a supportive head office and good bank-wide relationships. Aside from sound technical expertise, being strengthened by universal human values, good relationships and integrity are important – without these, such projects will not be successful.
You've worked in a number of different cities, across culture, language and other barriers. What do you think is key to adapting to different organizations or cultures?
Rosmah: I don't mean to sound cliché but I believe one must love life itself. One must believe that all of us are universal citizens, sans frontiers. In that way, we can overcome all obstacles or differences as we move towards a common goal. I come from a multicultural background, I believe there is much good to learn from all cultures. The international experience has enriched my life in more ways than one.
The Al Quran says, " … We have created you from male and female and made you peoples and tribes that you may know one another… (Surah Al Hujurat 49:13)
The Dalai Lama says "Love and compassion are necessities, not luxuries, without them humanity cannot survive."
Each of our hearts has to be big enough for the whole universe, if not more, to have a place in it.
What motivates you?
Rosmah: I believe in giving my best in all things that I am involved in so that there are no regrets later on. There are only two days in a year that one can't do anything about – yesterday and tomorrow. So whatever good that I can do today, I try my best to get it done. I always plan for tomorrow and learn the lessons of yesterday.
I believe in searching for excellence in many things in life. The journey itself would be enriching. Sometimes, I arrive home like a wounded soldier, worn out, shortchanged or heartbroken.
Am I to give up? Am I to give up just because I feel a bit jostled today? Something reminded me once that whatever I go through was a speck of dust in the universe compared to what Prophet Mohammad (peace be upon him), his Companions, his family and all the other Prophets and messengers endured regardless of religion or faith. Sleep well and wake up tomorrow to a brand new day with brand new energy. I tell my team the same. This is our chosen path, this is our calling, we are not meant to be broken by it and we won't, so rest and rejuvenate.
A non-Muslim colleague used to pop by my overwhelmed office once in a while to cheekily ask "Is God still on our side?" and receive a resounding "Yes!" from behind mountains of manuals, documents, charts etc. "As long as God is still on our side, we'll be fine, InshaaAllah," he said. "As long as the mess in here is less than the one in your office, I am OK!". And we'd both laugh. Always have fun, be positive and the load seems lighter.
What activities do you engage in during your free time or weekends?
Rosmah: I used to volunteer with the MERCY mission – that was a very enriching experience. Over the years with time constraints, my free time is now dedicated to family, friends, the outdoors, Arabic classes, sporadic music lessons, the Philharmonic, movies and, of course, to my feline family at home.
Hajjah Rosmah Ismail has dedicated her life to establishing, developing, re-engineering and managing Islamic banking and finance entities across many geographies, wanting to contribute to the socio-economic development of communities through Islamic Finance. A member of the board of directors of the Arab-Malaysian Chamber of Commerce, Kuala Lumpur, she provides financial sector expertise and international liaison in order to promote business and trade between the Middle East and Malaysia. Formerly the Executive Advisor – Islamic Banking at Al Khalij Commercial Bank in Qatar, she led the Islamic Branch implementation there, exceeding the FYE 2009 revenue targets with a 45 percent contribution to overall bank revenue, winning an award for the Murabaha Deal of the Year 2009. Formerly, Executive Director, Country Head – Islamic Banking for United Overseas Bank (Malaysia) Berhad, she is currently a board member of AmBank Islamic Berhad.
#islamicbanking #women #diversity #leadership


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About the product
Numerous companies and businesses use simple checklists on clipboards or complex Excel spreadsheets to collect the data and do the documentation required in process management. This decentralized, insecure storage and the potential sources of error in such data transmissions are prevented by using the web-based database »IQM«. IQM enables structured, simple and fast data acquisition of customer-specific processes. This data is classified immediately afterwards, can be traced at any time and can be automatically transferred to various documents.
A couple of facts
- IQM as SaaS: No software installation is required for IQM. An up-to-date browser and internet access are sufficient.
- IQM can be used offline: The smartphone and tablet apps can be used on site, with the data being stored locally and later synchronized online.
- IQM can be flexibly configured: Company-specific processes and differentiated roles and rights can be adjusted as required and supplemented with additional statistics, deadline notifications and e-mail distribution lists.
- IQM can be used immediately: We can also prepare ongoing projects and promptly transfer them to IQM. Structures that are already in use are taken into account, which means that users can find their way around quickly and track processes in real time in the future.


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The Coffret Joaillerie is now available in fresh Bleu Lagon, bringing newness to this iconic piece and creating a beautiful rainbow offer. Bleu Lagon is a pastel shade echoing summery vibes, by the pool.
24 x 12.5 x 24 cm
(Length x Height x Width)
(Length x Height x Width)
- S-lock closure system
- One removable tray
- 4 square compartments
- 2 central square compartments
- 2 long regular compartments
- Bottom compartments: 2 side compartments and 1 central compartment
This reference is either Made in France, Spain, Italy or in the US.


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When New York City Public Advocate Jumaane D. Williams opened up about his emotional fatigue from racism, his shift in candor during the press conference last year hit home for many who empathized with him.
"I am not OK. I am not OK today," he said.
It was shortly after George Floyd was killed by then-Minneapolis Police Officer Derek Chauvin, even as Covid-19 ravaged the city and political strife continued to amp up.
"I want to give the Black community permission to say I am not OK," he continued. "I am tired. I am tired. I have not watched the video of Ahmaud Arbery. It is too much. I have not watched the video of George Floyd. It is too much. Black people have to go to work the next day and be alright. I am not OK. I am tired. I am tired of racism."
The author Mary-Frances Winters documented this moment in "Black Fatigue: How Racism Erodes the Mind, Body, and Spirit," because it captured the essence of her book.
Winters, founder and CEO of The Winters Group Inc., a global firm specializing in diversity and inclusion consulting, uses this scene to name and describe a phenomenon that she believes countless Black Americans know all too well. She terms it "Black fatigue."
Berrett-Koehler Publishers |
"Science has proven that racism is a direct cause of physiological and psychological maladies," she writes. "Black people suffer disproportionately from diseases such as high blood pressure, heart disease, cancer, obesity, among others. Many of these health issues are uncorrelated to socioeconomic status. In other words, contrary to what might seem intuitive, education and income are not mitigators. Further, experts have recently made connections to how chronic stress impacts us the cellular level and is passed down generationally."In nearly 300 pages, the book delves into the history of white supremacy and racist systems that have led to intergenerational Black fatigue. Winters also contends that in every aspect of life -- from education and socioeconomics to the workforce, criminal justice and health outcomes — racism is literally killing Black people.
Winters spoke with NBC News about how efforts to make the nation more equitable and inclusive for generations have not yet been actualized — and how that affects the health of Black Americans and people of color.
Continue reading at NBC News »
Photo credits: Homepage image: Photo by whoislimos on Unsplash; Feature image: Jumaane Williams (Campaign for Public Advocate NYC)