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Speed and efficiency is the cornerstone of any successful financial advice practice. As an outcome of this download, we'll uncover the 'how to' strategies for financial planning automation that will transform your discovery meetings to SOA delivery in under 2 hours. You may think this is impossible or unrealistic, but this is what the most successful practices are doing to future-proof their practice for this next decade of financial advice.
In this guide, we'll cover 4 key, high-growth strategies to use from the Discovery phase to SOA stage, which are essential when automating your practice:
How financial planning automation is essential for your discovery & fact-find process
How to ensure continued client success through a better advice experience at your practice
How to make clients part of your advice process
How to Increase SOA production efficiency without acquiring more cost & resources
Automate your discovery & fact-find process.
The technology we now have for financial planning automation means advisers have better tools at their fingertips to enhance and streamline their service offering end-to-end, which they've never had traditionally. Automation can transform your practice into a more productive and profitable engine. A clear and efficient discovery process is an important sales toolkit for any advice practice. Here's how you can transform your discovery and fact-find process to achieve this.
Gather their information interactively & digitally.
The first step of any advice process is gathering client information – however, it is important to remove the hard work and barriers for potential clients.
Core Data research shows that 40% of consumers drop out of the fact-find step of the advice process, deterred by boring paper-based forms, before even meeting an adviser.
A discovery process that is digital, visual, and online, whereby potential clients can input their goals and financial info easily within the comfort of their own home and on their mobile device is always going to be more engaging. This provides a higher willingness to complete this important step, more lead generation and provides a 'gamified' experience that is far more compelling than the traditional fact-find forms of old! Latest statistics show that 74% of companies use web forms for lead generation, with 49.7% stating their online forms are their highest converting lead generation tool.
Reward them for their data
Once a potential client has completed providing their data, then what? Are they able to gain good insights into their financial situation? Do they understand their goals and life aspirations and the likelihood of them achieving them? Is there a call to action to book an appointment with an adviser?
Implement a smarter client discovery experience whereby potential clients can instantly view a 'picture' of their financial situation, including the likelihood they'll achieve their goals based on their current financials and behaviours. This is the first interaction they'll have with your practice, so make it highly engaging, where they gain value and be directed toward the next step with a simple Call To Action (CTA) to click and 'book an appointment'. Don't leave any opportunities fall out of your net, these CTAs are important.
Fact find automation
Fact-find data capture is a pain for any practice. Once you have your potential clients' data, does it automatically feed through to your CRM? Do you have to enter this data manually? Does it give you the likelihood of your clients achieving their goals? Or does it give you a head start in understanding your potential client's situation?
Streamlining data capture digitally into your CRM by removing manual data entry takes friction from your data input process. Digital client data is far more useful as it provides an audit trail of who added what data and when, from one true source - simplifying compliance. It also provides a valuable starting point to model scenarios digitally via integrated advice tools.
The a.i. software platform takes your clients through an interactive goals planner, digital fact-find and behavioural profiling journey so that they get a clear picture and you can have more successful client discovery meetings.
Learn more about how this works.
Ensure continued client success through providing a better advice experience
Customer experience is the new competitive battlefield. Delivering an experience that delights your clients and makes them want to tell other potential clients is key to scaling your practice for growth.
Here's how you can design your discovery meeting in a way that engages clients and sets you apart.
Build a picture around them using their 'Why'
By helping clients build a picture of their life aspirations and goals, as well as helping them understand their current finances and behaviours toward money, clients can instantly appreciate the true value of your advice.
Start your initial meeting by placing a client's goals front and centre. Goals remind clients of the 'why' that's driving them. The 'goals conversation' gives them a greater sense of control and ownership over their future, it is a process they feel part of and they automatically create a sense of connection to your advice. Now you might be already doing this, but are you able to quantify if they know their goals? Do you know if they can or cannot achieve them? Do you have a tool that can calculate their goal achievability based on their finances?
Help them to make financial decisions using behaviour led goals-modelling
Once their goals and financials are established, direct the conversation around "trade-offs" and "what ifs" by modelling future scenarios. For example; "my kids education". By modelling this goal interactively with your client, you can help answer important questions like; what if I don't send my kids to private school? Should I trade-off working an extra 3 years so I can?
Your client's behaviour also plays an instrumental role in them actually achieving their goals. Understanding their behavioural patterns, money relationship, values, habits, and motivations can identify the blockers, and support that your client may need toward coaching them for success.
Running a discovery meeting this way ensures you comply with the latest best interests duty and KYC, as it directly links your advice to the client's goals & objectives.
Better engaged client meetings help demonstrate a clear value on the advice service you provide - building a positive brand for your practice, and therefore more referrals.
The a.i. software takes your client's through an interactive goal, scenario planning, and live modelling experience so you can deliver the true value of financial advice in a client-facing setting.
Goal cards also help your clients to identify what is important to them. These come FREE with a.i.'s financial planning software.
Co-create a financial plan with your clients
Clients today want to be part of the advice process, not for it to be done behind closed walls in the back office by a paraplanner. Gone are the days of confusing strategies drawn up on whiteboards. Clients want to be able to co-create their financial plan with their adviser, discuss their goals, test out different scenarios, and see how potential strategies affect their future.
Modelling a client's household financial circumstances and future scenarios is an important tool for financial planners. By integrating goals, cash flow & net wealth, to insurance, investment & super advice, advisers need to demonstrate how their advice and investments directly link to the client's goals and objectives.
So how can you do this most effectively using automation?
Use interactive, live in-person data modelling
Streamlining a client's fact-find data into a live client-facing modelling experience that can determine a recommended scenario, and produce an instant digital financial plan - that is a powerful value proposition for any adviser.
a.i. has a software tool WealthMap that allows clients to actively visualise their SOA being created with their adviser, linking their goals, strategies, and investments directly to specific personalised outcomes they want to achieve. This instantly produces their tailored SOA - with a digital compliance record of all explored scenarios easily accessible for any audit.
Learn more about how this works.
Increase SOA efficiency without acquiring more cost & resources
With so much compliance and admin friction within your advice process, lowering the cost to deliver advice and automating SOA production is important for any advice practice to survive the future.
Here's how you can automate your SOA production and lower your cost of advice.
Automate your SOA paraplanning
SOAs can be a major time waste and expense if they're still being produced manually. Paraplanners or paraplanning service providers have to repeatedly copy and paste data into word-based coded templates, which cannot be tracked digitally for compliance aspects.
The old way of producing SOAs as a manual document can result in delayed delivery to prospective clients and gives them time to research other options. Today's client expects instant delivery of advice, and for it to be accessible on their mobile device.
Once an SOA reaches your client, it is difficult to measure if they opened it? How much did they read? What information were they interested in?
When it comes to SOA production, automation will save time and reduce the cost of advice, helping you to close more deals easily. In fact, advisers can increase their client engagement and acceptance rate by simply automating their SOA generation and tracking process.
a.i. has a software SOA generator that allows advisers to produce an SOA at the push of a button post a client meeting, delivering a digital and dynamic SOA that can be digitally accepted from their mobile device. Learn more.
If you want to learn how a.i.'s financial planning software is helping you grow your practice and better engage your clients.
Book a demo to see how a.i.'s WealthMap (live scenario modelling) and WealthApp (client portal) gives advisers the ability to create a digital SOA in two hours or less.


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This is a bug with none ascii characters in filenames. It's been fixed for the next version.
Usually it's Russian characters, or characters with accents that cause this. It doesn't have to be in the filename, can also be in the path.
(It's actually a bug in the windows python version, and it only happens for windows, so it took me a bit of time to track down)

subset: commoncrawl


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AOTW | 26 October – 5 November: Sour Gout – Transformations
Due to my funky work schedule, Sunbleach is hosting this AOTW over the next week-and-a-half rather than give an album less time! Transformations by Sour Gout was already semi-featured as a part of our label feature on Asura Revolver a while back, but it's worth mentioning again as a great example of the diversity within Sour Gout, Asura Revolver, and the vaporwave (and "vapor") genre at-large. Sour Gout has been making music for a few years, and his works have been so varied as to touch on dreampunk, ambient vaporwave, drone music, and hardvapour. Transformations goes a step further with a bit of a John Cage take on music by having the music per song transform into something else in a way almost akin to generative music. There are several sections that are rather unnerving due to the method by which Sour Gout adds/subtracts elements or lets them evolve on their own through clever manipulations; well, the actual result might not be unnerving, but hearing it get there leads to some interesting experiences. Definitely recommend for browsing late at night when you really should get some sleep.
Check out the Sunbleach article here, and check out the music below:


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Bletherbox provide an alternative insight into the lives of the men who worked and died on the Piper Alpha oil rig. Tom Cooper's writing is remarkably realistic and will feel eerily familiar to those in the audience who know people who work offshore. However, this play is not just for those who feel directly connected to the oil and gas industry in the North East but is, in fact, an important message for our whole generation to consider, as we are all undoubtedly affected by the age of oil.
A genuine, impassioned and poignant consideration of a key part of Scotland's recent history and its present flagship trade.
Thankfully, this company do not present this tragedy head on, which may have been too jarring and explicit for a Scottish audience (even almost 30 years after the disaster), but instead chose to tell us the story through the lens of an artist who had visited the rig and created images of its structure and its people just a year before the disaster.
This confident and well-oiled ensemble cast of three fully engage the audience, breaking the fourth wall regularly in their energetic storytelling, including you as an audience member. The performance fills the small space and makes it an incredibly intimate experience as you connect with the characters. We are introduced to new father Jim (Ross McKinnon) who gains our respect and advocacy by working to support his family despite the difficulties of life on the rig and to Robbie (Brian James O'Sullivan) the jovial young man struggling to find a purpose and a career, who finds the money of the industry attractive. Their camaraderie provides comedy and a lightness to the piece and shows the positives of the job whilst the rest of the play highlights so many of the negatives; the threat of redundancy as job insecurity comes along with the fluctuating oil prices, the isolation of life on the rig, and the pressure to place productivity over the safety and satisfaction of the workers. You are left to wonder why these men persevere but Jim tells us "I don't have to like it – I just do my job".
The show transitions seamlessly from scene to scene with live music and traditional Scottish song, which adds a strong pace and supports the mood of each scene. Creative direction from Cooper transports us to various locations with little set, igniting our imagination from helicopter to office to rig. The actors deftly transform into different characters as we follow the journey of the Artist to meet and capture these men of the Piper Alpha rig. The Artist's (Charlaye Blair) curiosity at the mystery of what happens on the rigs that drive our country's industry is identifiable and prompts us to want to know more. She asks us to consider what the metal life on the rig does to these men. The men respond to her as she seems to be the only one who is interested in them as people rather than just being seen as another part of the machinery.
In a world where efficiency trumps spending, corners are being cut and safety can be put at risk, when really the welfare of the workers should be paramount. The people who do the work that drives our economy should be considered and respected for their hard work. Part of the Picture asks us to remember these men. It is a genuine, impassioned and poignant consideration of a key part of Scotland's recent history and its present flagship trade.


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Have you ever seen a crane pulling another car in front of your eyes? There can be several reasons behind it: parking in the wrong area, any damage, malfunctioning of the parts, inability to move the vehicle, and many more. These are the services provided by towing companies. They help in roadside assistance.
Many companies are providing the same service, but they all are not reliable. Sometimes, companies do not bother to handle your vehicles carefully. It may lead to damage to your car parts. They charge high prices and aim to reach the destination earliest. But will these services be helpful for your vehicle?
Need Of A License –
Also, whenever you contact any of the towing service providers, check their license. Every tow truck needs to own a proper licensing to carry forward these services on the roads. The benefit of carrying a license is for customers as the services would be more credible for them. The towing company that doesn't own a license might not handle your vehicle as carefully as the one with a license. They will likely be able to provide high-quality services for the customers. Every service provider must get themselves registered before beginning their services.
Towing Service Provider –
Telluride – Tire, And Auto is an excellent Vehicle towing service provider. They offer professional, fast, and promised auto-repair services for people. They have a well-trained team who always stays ready to reach the location as soon as some problem arises. Whether your car is having a tire issue, engine failure, or if you're stuck somewhere. They always stay ready to meet any such emergency. The services are active for 24 hours and seven days. They are prepared to handle volume issues around the Telluride community and its surrounding areas and offer the best towing and repairing services.
Suppose you're a resident of Telluride, whenever you find any vehicle parked at the wrong place. Then, feel free to contact them. Within just a few minutes after the call, they will be available to serve you. The services are affordable and on time.
Towing services are important. If your car suddenly stops working in the middle of the road. Then have you ever imagined how you're going to lift that car to the garage? It is when these services can be helpful for you and your vehicle. You may contact Telluride – Tire, And Auto if you get helplessly stuck somewhere.


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Small schools dominate the SETX region for the 2020 season as Region 3 4A brings dominance with bi-district foes Bridge City (24-4A) and (23-4A) Hargrave.
Kirbyville (23-3A) also checks in with some major punch as the Wildcats will look to build on their 3rd round playoff finish from last season.
Picked to finish fourth in their district from some publications we have Port Neches-Groves coming in under-valued for 2020 with some top prospects leading the Indians in District 22-5A.
Finally we wouldn't be legitimate if we didn't represent Barbers Hill in our rankings. The perennial 5A power school brings with them a host of returners from last years squad that made it to the 3rd round of playoffs.
VYPE SETX Baseball Rankings (Top 5)
1. Bridge City (4A)
The Cardinals are pound-for-pound the most talented team in any classification in Region 3. BC returns seven starters from last years' 20-11-2 squad and six returning all-district performers. Leading the way are "Top 100" prospects Peyton Havard (LLU commit) and Logan Hamm (Texas State commit).
Throw in Cameron Yadon (Lamar commit), Jackson Tims, Slade Foreman, and Sam Carpenter and you have a bonafide, lockdown, stone cold team on your hands. Head coach Chad Landry enters his 13th season at Bridge City and will look as career win number 350 right around playoff time.
2. Huffman-Hargrave (4A)
The Falcons are coming off a 4th round playoff appearance from 2019 and bring back six starters led by district MVP Noah Zamora. Head coach Tom Deberry has tons of weapons and don't be surprised if we have an All-SETX playoff with a Bridge City vs Hargrave matchup.
Port Neches-Groves is a powder keg ready to explode in 2020 and the accelerant for their big bang will be returning superstars Khristian Curtis (TAMU commit) and Carson Roccaforte (LLU commit). These two all-district returners make PNG the district co-favorite for D21-5A and a solid favorite for the regional finals out of R3.
4. Barbers Hill (5A)
We very well could see an All-District 21-5A Regional Finals this spring with Barbers Hill and PNG. Not to be out done by PNG the Eagles bring back seven starters from their 2019 team that went three rounds deep in the playoffs. Led by returning District Co-Offensive MVP Cameron Cauley and All-District catcher Greg Smith the Eagles will soar in 2020.
5. Kirbyville (3A)
Don't let their small school classification fool you, the Kirbyville Wildcats are for real. With eight starters back from last years state semifinal appearance Kirbyville brings a solid punch with seniors Logan Webb and Dilyn Bishop.


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Do You Need Wood Shed Plans to Build Your Perfect Garden Shed? If you are planning on building a garden shed do you need to have a set of plans. A lot depends on our construction experience and the complexity of the she, but it can't hurt to purchase a good set of wood shed plans. For any large project it's a good idea to have a set of quality plans that you can refer to throughout your project. If you have built a few wood sheds in the past you may not need plans because you can visualize everything and you know all of the materials you will need. I think a set of plans is similar to a recipe for making a great meal. The first few times I cook something I'm always referring to the recipe. Once I've cooked it a few times I can do it from memory or maybe only refer to the recipe once to check on quantities of ingredients. When I first went to college, I cooked a tomato meat sauce using the recipe on the box of spaghetti. Now when I'm cooking a meat sauce I don't need the recipe and I even use a few variations along the way. If you are comfortable with a hammer and a saw and have built a few sheds before you may still want a set of plans because they should provide you with dimensions and tips along the way. Before you purchase a set of shed plans here is a list of questions you should consider:
There are lots of different plans available on the Internet. From free shed plans to cheap, expensive and even shed plan software. Some sites will over you multiple plans in one package. These might be a little more expensive but if you decide later on you want a larger or smaller shed you are covered. Here's a list of what you should look for in a good set of plans:
So if you are thinking of building a shed it is a good idea to consider a good set of plans to help you along the way. With a set of plans you can sit down before you start the construction and make modifications to the design. You might want to add a window or a door or change a few details on the construction. For more information on building a shed you should read the following articles: Barns and sheds are great for outdoor storage Different styles of shed plans available for download |


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Antboy 4
Antboy Returns
The burglaries turned out to be only the beginning.
During the course of the next few weeks there were numerous reports of petty thefts, robberies, vandalism, assaults, and scores of other crimes. The super villain Antboy was behind it all.
He ravaged the town like a virus, and no one understood what was happening—least of all me. In the beginning, the townspeople were convinced that it was an imposter. A charlatan who wanted to smear the superhero's reputation. But at the same time, the townspeople wondered why the real Antboy wasn't stopping the criminal.
Then witnesses began to come out of the woodwork, saying that Antboy wasthe one committing the crimes. One person even snapped a blurry photograph of the former superhero as he ran amok in the town square late one night, smashing gigantic flowerpots as if they were beach balls. In the photograph you could see Antboy picking up one of the pots, and even though the image was a little out of focus, there was no doubt. It was Antboy.
Or, more accurately—it was someone wearing an exact replica of his costume, because it wasn't an exact replica of me. The scoundrel was taller and skinnier. Besides, the authentic Antboy's arm was still in a cast, so I couldn't do anything about this evil-minded conspiracy. Not yet. Just like everyone else, I could only watch as the town grew more afraid of the former superhero day by day. And I have to admit that I too was a little scared when I saw the photograph of my alter ego ransacking the town square. Those pots he'd thrown around … They weren't small, ordinary flowerpots. They were so enormous that two grown men couldn't wrap their arms around them, and—according to the article—they weighed more than half a ton. That someone was pretending to be Antboy was one thing. But this … This shouldn't be possible. This shouldn't be happening.
But it was. I saw with my own eyes.
"He's got superpowers," I whispered.


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Angolan President Jose Eduardo dos Santos has said that he will not seek re-election this year, marking an end to nearly 38 years in power.
The President made this known on Friday during a conference of the ruling Peoples Movement for the Liberation of Angola, MPLA.
74-year old Dos Santos said that Defense Minister Joao Lourenco will stand as the party's presidential candidate in the next election, scheduled for August.
Friday's announcement, however, is not the first time the Angolan Leader would be indicating that he would step down.
He has ruled the oil-rich country since September 1979, making him Africa's second-longest serving leader, behind President Teodoro Obiang who became President of Equatorial Guinea in August 1979.
Dos Santos married three times and has six children from his wives, and one born out of wedlock.
He has been accused of leading one of the most corrupt regimes in Africa by ignoring the economic and social needs of Angola and focusing his efforts on amassing wealth for his family and silencing his opposition,while nearly 70% of the population live on less than $2 a day.
On June 3, 2016 the Angolan President announced his daughter, Isabel dos Santos, as head of the state oil company Sonangol, after sacking the entire board of the company in April.
Last month, Forbes magazine listed the president's daughter, Isabel dos Santos, as Africa's richest woman with a fortune of $3.2 billion.
The President's daughter has large stakes in many of Angola's strategic industries, including diamonds, banking, media and telecommunications,with large parts of her business empire based in Portugal.
Similarly, one of the president's sons, Jose Filomeno dos Santos, runs the country's $5 billion sovereign wealth fund.


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A new study quantifying the benefits and dangers to security when exploits are published before patches found a lot of the latter and little of the former.
There is a counterintuitive debate over whether researchers or criminals releasing exploit code as soon as a vulnerability is discovered is actually beneficial. Advocates believe that posting exploits helps in penetration testing, provides an incentive to patch and generally makes a vulnerability seem more tangible. Detractors note that exploit code can be reappropriated by hackers, including those who otherwise may not have the ability to generate the code themselves.
"This debate has raged on ever since I've been working in security 20 some years ago," said Jay Jacobs, co-founder and partner at the Cyentia Institute. "This is a first really nice swing at doing research and bringing data to this discussion, and this data is rather clear."
Kenna Security and the Cyentia Institute analyzed data for 13 million assets to see how publishing exploits impacted security outcomes. They found publishing exploits had very little impact on whether organizations applied fixes and releasing exploits pre-patch left longer gaps between the publishing of a vulnerability and the creation of defensive signatures.
The new report released Thursday builds on a series of previous studies Kenna and Cyentia have done together on the subject. It takes a hard look at three key hypotheses: that published exploits encourage fixes, that published exploits improve defense and that published exploits accelerate breaches.
The report found that network defenders were almost exactly as likely to mitigate a problem when an exploit had been released before the patch. If an exploit was released first, a median of 46.3% of systems were patched in the first three months, a cumulative 57.5% after six months and 67.8% after 12 months. Patches were actually more common when the first exploit was released after the patch, although only marginally so, and remediation followed the same curve (49.1% at three months, 59.3% at six and 70.6% at 12 months).
The data also showed that the time between a patch being released and the release of signatures for a vulnerability ballooned when exploits were released before the patch. When the exploit was released first, the time to signature was mostly spread out over the first month, with a median of 27 days. When the patch preceded the exploit, the times to create signatures were densely packed around the median of four days.
Hackers are dramatically more likely to target vulnerabilities when an exploit is published, according to the study. Vulnerabilities with exploit code were exploited 15 times more often than those without.
"Of the results, this was actually the least surprising," said Ed Bellis.
Whether or not the data demonstrates the lack of benefit – both Bellis and Jacobs are pretty sure it does – Jacobs is pessimistic that having data will dramatically alter a deeply entrenched debate.
"I think all of us know data is not always the most convincing argument to some people," he said. 'But it is a reference point. And I hope when people try to push for publishing exploit code that this research is at least referenced and part of that discussion."


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My favourite trees do change from time to time as our sometimes harsh climate can dictate and reduce our selection list
One small tree is never far from the top is
1. Forest Pansy ( Cercis Canadensis)
A lovely display of pink blossoms prior to the formation of purple leaves sets of a Beautiful display through spring and summer. Forest pansies are deciduous trees and the leaves turn to crimson red then yellow For the cooler months you are left with a very striking blacked multi-stem tree that looks phenomenal with the light at the base.
2. Japanese Maple (Acer palmatum Atropurureum)
I could use it for every job if only clients would let me.
Brilliant shape and purple-red foliage.
It presents a kaleidoscope of colour in the autumn months and then brilliant red leaves prior to its winter sleep.
3. Magnolia grandiflora 'Kay Parris'
My third favourite is Magnolia Kay Paris.
A magnificent feature plant But also brilliant as a hedging alternative to the viburnum and photinia hedges that we have all seen.
It's very easy to control requires minimum pruning. it has wonderful velvet texture under the foliage and an amazing flower display through the warmer months.
Elegant and scented.
Get in touch to chat about what might be perfect for your landscape


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Check us out on Facebook!
Nouveau Comeceuticals
1746 Crosby Road
Carrollton, TX 75006
Year Started:
# American Employees:
My skin was terribly sun-damaged, aging fast, and I was spending a small fortune on fancy products with complicated regimens trying to fix it. Nothing worked. Many other women I talked to had similar experiences. So I resolved to take matters into my own hands. After meeting and collaborating with a world-renowned scientist, Clifton Sanders, who shared my passion and mission, Nouveau was born in 2002. Today, Nouveau features cutting-edge cosmeceuticals that are being used by thousands of customers all across the country. Due to their love of the products and their passion for sharing Nouveau with others, many are also joining Nouveau as Independent Consultants. I invite you to join the Nouveau revolution! Clifton Sanders talks about the science behind the Nouveau products. Like many great innovations, Nouveau was the result of one individual's quest for affordable solutions. Today, Nouveau's cutting-edge products deliver phenomenal results and are in high demand. What's our secret? To be effective a product has to penetrate the skin, not just sit on it. Acidic products penetrate the skin very well, but don't have a long shelf-life. So we've married top-notch ingredients with innovative technology to create powerful skin wellness systems that are delivered to you fresh. With our efficient and effective distribution design, Nouveau aims to lead the cosmeceutical revolution… and redefine the direct selling industry. Nouveau is committed to the idea that it is our products and people that set us apart. We strive to empower others to live their best life thanks to our innovative products and unparalleled career and earnings opportunity. As you experience Nouveau, we hope that you will embrace our mission, be energized by our products, and inspired by our people who are rapidly creating a Nouveau Revolution!
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Massage Oils / Lotion
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A mile-long Autism-nature trail at Letchworth State Park is expected to open to the public later this year. It's a project that has been over a half-decade in the making.
Back in 2016, the Humphrey Nature Center opened as a year-round facility that focused on providing educational opportunities.
New York State Commissioner of Parks, Recreation and Historic Preservation Erik Kulleseid said Letchworth's Autism Nature Trail (ANT), in many ways, is an offshoot of their most recent nature center.
"We opened with a lot of private fundraising," Kulleseid said. "And there was a small group of people from that, who have been impacted by Autism spectrum disorder and had always noted that Letchworth had kind of a calming effect on kids with ASD."
Kulleseid said three women from the Letchworth area started a private initiative to raise money for ANT, which has currently reached $3 million of its $3.7 million dollar goal in collaboration with Letchworth State Park.
"And they have assembled experts in autism to help design this trail," Kulleseid said. "And we're talking now about the first of its kind, Autism Nature Trail that we really have been able to find. It's a trail devoted to helping and facilitating the experience of nature for people with ASD and other development and developmental disabilities."
ANT, which will run adjectly to the Humphrey Nature Center, will feature eight different stations including cuddle stations, alone zones and several spaces for physical activities.
Kulleseid said inclusivity is of the utmost importance.
"We're not trying to segregate people with ASD right? We really are deliberately calling it a judgment free zone, where people can come in and neurotypicals are to understand that this is a place where everyone's welcome," he said.
"You're going to find this wonderful path, it's actually going to be wheelchair accessible, and then you're gonna have this trunk path that you follow around. And then off to the side at different areas are going to be the stations. There'll be a sensory one, one that will be a little bit of light, one that will be dedicated to sound. Another one may be devoted to a little more tunnels and getting your hands and knees."
Kulleseid said the trail is all flat terrain and self-paced. The current plan is for the trail to open this October.
"We've been dealing with so much during COVID. And we learn about how we had 78 million visitors last year, we have record visitation," he said. "We need to remove barriers from parks. And anytime we have an opportunity to expand our audience we should and (this project) is just very exciting in that regard."


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Zale to Pay $75 Million for Its Former Owner
Marking a reversal of fortunes, Zale Corp., the largest U.S. retail jeweler, plans to buy Peoples Jewellers Corp., Canada's biggest jewelry chain. Peoples had owned Zale when the latter went into bankruptcy in 1992.
The all-cash deal, worth about $75 million ($115 million Canadian), is expected to close before the end of May. The acquisition of the 175-store chain will make Zale the largest specialty retail jeweler in the Western Hemisphere.
Zale Corp., headquartered in Irving, Texas, operates about 1,140 stores under the names Zales Jewelers, Zale's Outlet, Gordon's Jewelers, and Bailey Banks & Biddle Fine Jewelers. It also has a Web site, Zales Direct (www.zales.com). Peoples becomes its sixth division. No changes in name, operations, or personnel are planned. However, Clare Copeland, Peoples' president, was uncertain whether he would stay. Zale hopes to increase Peoples' average sales per store from $700,000 (U.S.) to $1.1 million, the average for Zale's stores, in the next few years.
The acquisition is Zale's first excursion into Canada and a return to the international market, where it was a major player in the 1970s and '80s. "This is a natural extension of our long-term plan to expand Zale Corp. both internationally as well as domestically," says Robert J. DiNicola, Zale chairman and chief executive officer. Both companies are mall-based with similar-sized stores and market to a similar clientele of middle- to upper-middle-income customers.
Ironically, Zale was the American arm of Peoples a decade ago. In 1986, after three unsuccessful attempts, Peoples—with help from Swarovski International of Austria, a producer of jewelry and lead crystal—acquired Zale in a $550 million leveraged buyout. In 1989 the new owners paid $400 million for Houston-based Gordon's Jewelers, the second largest U.S. jeweler. Recession and enormous debt created serious financial problems. In 1992, Zale's creditors forced the company's Zale division into 18 months of bankruptcy restructuring.
In 1993, Peoples went bankrupt and lost control of Zale. Zale emerged as an independent and financially stronger firm and in 1994 gained a new management team led by DiNicola, a former executive of Federated Department Stores. By 1998, Zale's retail divisions were restructured and profitable. Annual sales topped $1.3 billion, and the company enjoyed 20% annual gains in net earnings.
"As a result of our strong cash position, this transaction will not require any external financing," says DiNicola.—William George Shuster
GIA to Lazare Kaplan: Fess Up
Claiming the industry's integrity is at stake, the Gemological Institute of America has called upon Lazare Kaplan to be more open about its new diamond "whitening" process. "[GIA] has received very little information from the parties involved," says its president, William E. Boyajian. "It's usual for GIA to be consulted well in advance by firms involved in gemstone treatments, and I see this situation as no exception."
Lazare Kaplan calls the process "proprietary" and won't say what it is. The company claims it improves a stone's "brilliance, brightness, and color" and is permanent, irreversible, and undetectable. However, Dr. James Shigley, GIA's director of research, wants to double-check those claims. "They're saying this isn't a treatment, that it's undetectable," he says. "We can't confirm that."
Lazare Kaplan has sent GIA samples of the new stones, but not unprocessed rough. Shigley claims he can't make judgments about the "after" without seeing the "before." Sheldon Ginsberg, Lazare Kaplan's executive vice president, says the company would share the process with GIA if it signed a confidentiality agreement. Shigley confirms this and says, "We're trying to work out some way to share information, so we hope to reach an agreement which is good for everyone involved."
Lazare Kaplan had originally intended to sell the stones beginning in April but now says it will hold them off the market pending its negotiations with GIA.
Ginsberg says the process was developed by General Electric and that GE is so concerned with secrecy that it hasn't patented the entire process, only parts of it. People in the diamond industry speculate that the process involves some kind of "heat-and-pressure" treatment—also known as annealing—similar to what is sometimes done to sapphires. If that's true, some believe the process would have to be disclosed under the Federal Trade Commission's Guides for the Jewelry Industry.
But Ginsberg says, "We looked at federal law, state law, and the Federal Trade Commission rules, and we determined this process does not require disclosure. We could have kept this secret. But we issued a press release, gave samples to the GIA, are selling from a special subsidiary, and are giving first-time buyers a disclosure certificate and encouraging them to disclose down the line. We felt we weren't legally required to take any of the steps but think this is the proper and responsible thing to do."
The "whitened" stones will be sold exclusively via a new subsidiary, Pegasus Overseas Ltd. in Antwerp.—Rob Bates
Service Merchandise Files for Bankruptcy
Service Merchandise Co. Inc., which calls itself "America's Jeweler," was forced into involuntary bankruptcy by five of its major vendors in mid-March.
The vendors said the national jewelry and home products retailer owed them more than $8 million. On March 15 they filed an "involuntary bankruptcy reorganization petition" in federal court in Nashville, Tenn., and asked the court to supervise the firm's restructuring. That same day, Service Merchandise's board of directors authorized the company to start voluntary bankruptcy proceedings as soon as possible.
Service Merchandise closed 134 of its 347 stores in February. In early March it cut the staff at its Brentwood, Tenn., headquarters by 150 people and closed its distribution center in Dallas.
Chief executive officer Bettina M. Whyte, a corporate turnaround specialist recruited by Service Merchandise in January, says the firm will use the Chapter 11 process to transform itself into "a stronger, more focused, and healthier chain." She says employees and vendors will be paid without interruption and that stores will remain open.—William George Shuster
Former IJO Chief Joins Scull
Jack Gredinger, former president and chief executive of the Independent Jewelers Organization (IJO), has been named president of Scull and Co. Inc.'s new education division.
Until now the North Bergen, N.J.-based Scull organization has provided management consulting services primarily to jewelers and wholesalers with revenues between $1 million and $50 million. The education division is for jewelers with less than $1 million in revenues "who are frustrated not making the kind of money they want to make," says Gredinger. "Our job is to help them be better businesspeople."
Scull is marketed solely through word-of-mouth and selects its members for their willingness and ability to manage business growth. Scull declines to disclose its monthly fee for the education division, except to say that fees are linked to the growth or decline of a client's revenues.
After Gredinger left IJO in 1996, he opened a consulting business with Boston-based Di Star Ltd., where he helped launch the branded Hearts on Fire diamond through an exclusive network of retailers. In early '97, Gredinger became Di Star's chief executive. But by mid-'98, he decided to step down. "Helping independent jewelers grow their business is really my first love," he says.
The education division will teach smaller-volume jewelers critical skills in managing store finances, inventory, marketing, advertising, sales training, staff, and business growth. Participants meet at Scull's offices for 21/2-day training and problem-solving sessions twice a year and report financial data weekly and monthly. The numbers are pooled and shared without attribution among education group participants.
In its first month, Scull's new education division attracted 10 retail jewelers as clients; the goal is to form five groups of 20 jewelers each. For information, call (800) 648-9329.—Jessica Stein Diamond
JCK Industry Fund Offers $400,000 in Grants
Requests for 1999 grants from the annual $400,000 JCK Show Jewelry Industry Fund are being accepted until Nov. 1. The funds will be distributed to individuals, groups, or organizations based on their ability to increase awareness and knowledge of jewelry products among consumers and retailers. A panel consisting of representatives from manufacturing, retailing, JCK magazine, and the JCK Shows will select the grant recipients, who will be announced during the JCK International Jewelry Show in Orlando in February 2000.
The JCK Industry Fund was established last year, and six organizations were chosen to receive grants ranging from $12,000 to $148,000. They were the Jewelers Vigilance Committee, the American Gem Trade Association, the Jewelers' Security Alliance, the Gemological Institute of America, the American Jewelry Design Council, and "Counter Intelligence," a program developed by Jewelers of America on behalf of the Jewelry Information Center's Industry Image Task Force.
Requests for this year's grants must be in writing and must include the following information:
The purpose of the proposed project.
The amount requested.
The timing of the expenditure of the funds.
Historical budget data indicating the significance of the project as demonstrated by previous financial commitment.
The measurable benefits expected.
An agreement that JCK has the right to reasonable financial analysis and controls to ensure the funds are spent in accordance with the grant request.
Grant requests should be sent to The JCK Shows, Attn. Industry Vice President, Reed Exhibition Companies, 383 Main Ave., Norwalk, CT 06851. A grant can't be used to replace or substitute an existing funding source for an ongoing program. Grants are made on an annual basis only.


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In this edition, we welcome Martin Butters of MarkItWrite, to give his thoughts on how small businesses can best utilize digital marketing!
Starting your own business is an exciting time for any entrepreneur/s. The thrill of seeing your vision become manifest, your shop filled with stock, kitchen fired up and ready to serve, or office space connected and tooled up ready for the first day of hard work conjures a feeling not easily matched - the birth of children and wedding days aside. Maybe.
Once you have your business all set up and ready to go, however, it's not simply a matter of flinging the doors wide and waiting for the throngs of customers to start pouring in. Of course, you will get a certain amount of passing trade and word-of-mouth business, but to really succeed, you need to get to work putting your name out there.
Of course, in the digital age in which we find ourselves, this means digital marketing. As a fledgling business, you likely don't have the kinds of eye-watering marketing budgets we see big brands throwing about, but that doesn't mean you have to make do with just an ad in the local paper. In fact, one of the best things about digital marketing is many of the platforms used to facilitate it can be accessed for little or no financial outlay.
How then can your small business get the most out of digital marketing?
One of the most amazing things about living in this always online and connected world is we have unprecedented access to information, which can help small business owners get to know their market and discover new ways of setting themselves apart from their competitors.
Our good old friend Google is a great place to start and will allow you to see how other businesses in your industry are advertising themselves and drawing attention to their websites.
Check out the screengrab above and you can see that appliance repair people are marketing themselves along the lines of a same or next day service or no fix/no fee. Not only can this give you ideas on how to add value to your own offering, but you may spot a trick they've missed.
If you're a brand-new business, then chances are your website is quite a basic affair. However, this doesn't mean you shouldn't take steps to ensure it's running at its best.
Consumers find fewer things more frustrating than websites that take a long time to load, but they also want businesses to have their online portals filled with rich and interesting content. This means you must find the right balance to make sure your website visitors can access the information they need without having to wait until doomsday for it.
As you can see, there is a strong correlation between page loading times and bounce rate, meaning you only have a few seconds to get your page up and running before your audience gets bored and clicks off - with one of your competitors being their likely next port of call.
We could write an entire article about optimizing your website but, for now, just make sure whoever is responsible for yours understands its importance and has the expertise to carry it out.
In 2019, social media is a no-brainer for any brand which wants to get noticed in the digital space. Of course, you can go down the route of paid ads and sponsored posts, but there is an absolute ton of powerful marketing, you can carry out on social media for absolutely no money whatsoever.
First and foremost, social media is a great way to engage with your audience. Most people - especially younger generations such as Millennials or GenZers - list social media as their preferred method of communicating with brands. This means, if you're serious about customer engagement, social media is where you need to be.
And engagement is the key. It's not enough to simply fill your social feeds with advertising, and this strategy will have people clicking the unfollow button before very long. Respond to comments (good and bad), run polls, share amusing posts, hold contests (like/comment/share competitions are great for drawing in new people), and prove that you care about building relationships with your audience instead of just selling your products or services.
Be aware of which platforms you use as well. As a new business, you aren't going to have time to devote yourself to every social media platform, so focus your attention on the ones where your customers are the most active. Broadly speaking, if you're a B2B brand, then Linkedin and Twitter will likely yield the best results, whereas, for B2C, Facebook and Instagram may be a better choice.
There is also a load of niche social media platforms out there, so finding one which is focused on your industry can be incredibly useful. The audiences on these platforms are much smaller than on the big brands, but far more keenly focussed, increasing your chances of getting your message across to interested parties.
Written content has been a core tenet of digital marketing for a long time now, providing your website with new material - something Google's algorithms love - while giving you great material to share around and draw people to your website.
Once people get into the habit of reading your blog, you can establish yourself as an expert voice in your industry and increase the chances of your business being one that springs to mind when your readers are looking for the product or service you provide.
However, Google can also tell when content is written well, so this might be one area where it might be good to lay down a little money. Not everyone has the time, skill, or inclination to write the kind of high-quality material which makes Google's eyes light up, so it's definitely worth considering hiring a professional content marketing firm to do it for you.
Professional writers will know the right topics to cover, links to use, format to apply, and more, to make your content stand out from the crowd.
Whether through written content, social media, a well-optimized website, market research, or more, there are a ton of ways to start making digital marketing work for your business. Get on board with it now, work hard at it, and your entrepreneurial acorn will have the best chance of growing into a mighty oak.
Learn everything you need to know to take your marketing to the next level. Get your business on track for success!
Free Download PDFX


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United Electric E121-2BSA (UL) 120 Series Temperature Switch
The 120 Series offers a variety of pressure, vacuum, differential pressure and temperature ranges, as well as process connections, wetted materials and sensor types. With a common flexible platform, models can quickly be adapted at the factory for special requirements, such as ranges, process connections and electrical ratings. Typical industries using 120 Series switches include chemical, petrochemical, refinery, oil and gas production and transmission, and pharmaceuticals.
- UL certified
- Type E121, single switch, bulb and capillary, external adjustment via reference dial, single conduit
- Enclosure: Gasketed stainless steel tamper-resistant dial cover
- Certified to enclosure type 4X. Class I, Division 1 product meets enclosure type 7; Class II, Division 1 product meets enclosure type 9. Certified to IP66 requirements
- Electrical Connection: One 3/4″ NPT E/C
- Type E121, single switch, bulb and capillary, external adjustment via reference dial
- Stem or Bulb Size/Finish: 3/8 x 2-5/8
- Adjustable Set Point Range: -120 to 100°F (-84.4 to 37.8°C)


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Mrs Brown's Boys star Brendan O'Carroll is in mourning over the death of his sister, Fiona, who passed away in Canada.
The actor's co-star and sister Eilish, 68, revealed that the pair had travelled to Canada when Fiona died last month.
Eilish told the Irish Mirror that Brendan had managed to make Fiona laugh right to the very last moment: 'An awful lot had to be halted for me [recently].
'Sadly my sister took very ill and passed away in Canada on 3 March. I had been out there with her for Christmas but we didn't manage to get out until the day after she died.
'[Brendan] was there to see her and got her talking and laughing and singing and I knew she was hanging on for him.
'They were very close, she was like a second mammy. Very much so. For her I know it was her wish to see him and she did and that was lovely.'
The family had finished filming All Round To Mrs Brown's shortly before Fiona passed away, and remained in Canada for 'a couple of weeks' before coming back to the UK and straight into lockdown.
Eilish explained: 'None of this had happened when we flew out but we flew back in on the March 16 and we were straight into isolation because we had been on a long-distance flight and it has been the same ever since.
'So that was a blessing and I'm looking forward to the tour that will hopefully start in June but who knows.'
Despite the devastating start to 2020, Eilish admits she's grateful to work in comedy as 'when people's backs are against the wall and they don't know what the future holds for them, humour tends to be the only thing that lifts them and provides a bit of respite.
'And thank God, I mean I am so privileged to be involved in that.'
Got a story?
If you've got a celebrity story, video or pictures get in touch with the Metro.co.uk entertainment team by emailing us firstname.lastname@example.com, calling 020 3615 2145 or by visiting our Submit Stuff page – we'd love to hear from you.
MORE : Spice Girls star Mel B quizzed about Victoria Beckham by savage Mrs Brown: 'Does she ever smile?'
MORE : Mrs Brown's Boys revives Little Britain's Vicky Pollard and Daffyd after visit from Matt Lucas


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Michelin Advocates Responsible Management of All Resources
Michelin advocates responsible management of all resources
On March 22, World Water Day will be celebrated across every continent. Although Michelin does not actually use that much water, the company wished to support this global event to reassert its corporate environmental principles notably with regard to mitigating the impact of its products and manufacturing activities on the environment.
Supporting responsible manufacturingSetting the industry standard for responsible manufacturing is number two in the Group's 6 ambitions for 2020 . This is expressed in the following objectives:
- Achieve a 40% reduction in the environmental impact of our industrial sites*
- Promote responsible logistics and reduce our supply chain CO2 emissions by 10% compared to 2010
- Evaluate the Group's top 400 suppliersand give them the support necessary for 70% of them to attain the level of Michelin standards.
Between 2005 and 2014, Michelin slashed its water use by 26% per tonne of finished products manufactured and the Group will continue its efforts in 2015 thanks to the development of a new method for evaluating water usage. Already tested on 5 sites in Europe and North America, it will be applied by 6 other industrial sites in North America, Europe and Asia in 2015.
Wastewater and effluent treatment is a priority at the Group's plant in Chennai, India. After an ultrafiltration stage, the water is recycled either for domestic use by the local population or to irrigate green spaces depending on its purity.
A "Water Expert Team" will be on hand to help Michelin meet its commitment to sustainable resource management by progressively taking into account the synergies between water, energy and biodiversity.
"Feeding the planet, energy for life"The 2015 Universal Exposition will open in Milan, Italy on May 1. Expo Milano 2015's theme "Feeding the planet, energy for life" is in total resonance with one of sustainable development principles defended by World Water Day: encourage people to protect natural resources to ensure a better energy supply.
Michelin will be partnering with New Holland for this coming event, testifying once again to its commitment to sustainable development and responsible management of all resources.
* measured by the Michelin Environmental Footprint (MEF)


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Diabetic cure Cash back guarantee
Diabetic cure If your illness does not improve after six months of eating as we say, we will refund your full cash. The Conditions are as follows
1. The video of your six consecutive months of diabetic cure should be shoot and submitted to our hospital using the mobile application Timestamp or any other system that comes with real time and dates. If Parabrahma is convinced of the video submitted in this way, the cash will be refunded.
2. If the medication has not been changed for six months, then for the next six months, you will need to be admitted to any of Parabrahma's hospitals at your expense at your own expense for the next six months (to see if the patient has taken the medication correctly). If it still does not change, you will be reimbursed for all the expenses incurred up to that point.


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Campaign Roundup (5)
The Democratic National Committee has allocated $225,000 for legal action against Anderson's ballot access, and suits already are planned in Massachusetts , New York, Ohio, North Carolina, and Tennessee.
"For one who has lost in [the primary election] process," said Ronald Eastman , the party's general counsel, "to . . . generally ignore it, to get on the general election ballot, then the whole direct primary process suffers."
As for the Republicans, "We want to outcampaign Anderson, not outmaneuver him in the courtroom," a party spokesman told the Washington Post.


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Gazprom is a global energy supplier, producing around 12% of the world's natural gas. Founded in 1989, Gazprom supplies gas to 25 European countries. Gazprom is an efficient and reliable gas supplier in the UK that also won 'Supplier of the Year Award' in 2015.
Gazprom started as a gas supplier to industrial and commercial users in 2006 and later started offering their business gas products to SMEs in the UK. With a customer base of 30,000, Gazprom offers high-quality service, tailored for each business needs.
Business benefits offered by Gazprom
Gazprom Business Tariffs
Gazprom offers various energy tariffs including:
Gazprom offers 1-3 years business energy supply contracts, so you can choose the tariff and the contract duration that suits your business.
Switching your energy supplier is easy with our free online price comparison service Alternatively, you can call our energy savings expert who will help you in each step of switching your energy supplier. Our services don't just stop there, we will keep an eye on your contract expiry dates as to ensure that you keep paying the lowest possible prices for your energy.
The easiest way to switch your energy supplier is with Business Energy Shop. Call us today, and if possible have the following information to hand:
If you haven't got this information immediately available there's no need to worry – we'll still be able to get started on finding a better energy deal for your business. Speak to one of our experts today to cut your bills and start saving. Call 0345 021 5000.
© 2020 All Rights Reserved | | Developed by ThinkIoT


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To the 78 organs that make up the human body, a group of scientists says we should add one more: the mesentery.
Located in our abdominal cavity, the mesentery is a belt of tissue that holds our intestines in place. While anatomists knew it was there, it was always thought to be composed of several different segments, as opposed to being one single structure. This knocked it out of contention for organ status, as our bodily organs must be continuous, as well as provide some vital function to our anatomy.
Read more: The Mesentery Isn't the Organ You Think It Is
A new study from researchers at the University Hospital Limerick reveals that the mesentery is actually one single band of tissue, beginning at the pancreas and continuing down through the small intestine and colon, wrapping around these vital organs to hold them tight and help them maintain their structure. It is made of a folded-over ribbon of peritoneum, a type of tissue usually found lining the abdominal cavity.
"Without it you can't live," says J. Calvin Coffey, a Limerick University Hospital researcher and colorectal surgeon. "There are no reported instances of a Homo sapien living without a mesentery."
It was by peeling away the peritoneum and repeated observations that Coffey built his case for the mesentery. In 2012, Coffey's team determined the mesentery was indeed a single, connected structure. In this most recent study, published in The Lancet, Coffey's team outlines evidence collected over four years that it says affirms the mesentery's organ status. The mesentery is highly integrated with the intestine, he says, and is located in an area of the human body that has not been fully explored — we still, apparently, contain new frontiers.
And, according to The Independent, the seminal medical textbook Gray's Anatomy was updated in 2015 to include the new definition of the mesentery. However, Coffey isn't exactly sure when an organ is officially an organ.
"That's a fascinating question. I actually don't know who the final arbiter of that is," says Coffey.
In apes and other creatures that walk on all fours, he says that the structure of the mesentery, and the organs it supports, is slightly different, which affects the layout of their guts. Understanding how and why our digestive system is arranged the way it is could be crucial to our understanding of diseases like Crohn's and irritable bowel syndrome.
"There are a lot of disease that we are stalled on, and we need to refresh our approach to these diseases," Coffey says. "Now that we've clarified its structure, we can systematically examine it. We're at a very exciting place right now."
The era of mesenteric science has taken a new turn.


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Briarwood wins 5-set thriller over John Carroll
Published 10:16 am Friday, September 27, 2019
By ALEC ETHEREDGE | Sports Editor
BIRMINGHAM – The Briarwood volleyball team traveled to John Carroll on Thursday, Sept. 26, and despite giving up a 2-0 lead, the Lions were able to close out a fifth-set tiebreak victory to complete one of their biggest wins of the 2019 season and their third consecutive victory.
Having locked up the regular-season area title just two days earlier with a 3-0 sweep of Woodlawn, Briarwood's confidence seems to be growing late in the season, and it showed in the first two sets against the Cavaliers.
The Lions came out firing with all the confidence in the world in the first two sets, and despite the Cavaliers being two classifications higher in Class 7A, Briarwood was able to use their added confidence as of late to pull out a thrilling 25-23 first-set victory on the road.
With that close win, the Lions saw they could beat a good John Carroll team, which led to even more confidence in the second set. While it was close for a while, Briarwood again made the plays late to pull away for a 25-21, which was one of the best efforts of the night from the Lions.
With their backs against the wall, however, the Cavaliers came out in the third set determined to keep the match going and showed why they can be extremely good as well.
John Carroll left no doubt from the start of the set and eventually went on to win the set 25-13 to keep the match alive.
The Cavaliers carried that momentum over into the fourth set still needing to win one more to force a decisive fifth set. They had found a successful formula with that victory in the previous set, and stuck to it in the fourth, which led to another dominant showing with a 25-14 victory to force a tiebreaker.
At that point, despite winning the first two sets, Briarwood was desperate for any sort of motivation. John Carroll had completely turned the momentum in its favor and looked to be dominating.
The Lions, however, dug deep knowing they had to fight for just one more set to pull off one of their biggest wins of the season.
Somehow, they ended up flipping the script in the all-important set and found the level of play they had shown in the first two sets.
That led to Briarwood's most dominant set victory of the night at 15-10 to complete the 3-2 victory.


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Claude Blandin's career spans over more than 20 years in the Transaction Banking field. Prior to joining Credit Agricole CIB, Claude was Regional Head of Global Transaction Services for RBS covering several markets in Western Europe. He held various management positions with RBS and previously ABN AMRO. Claude is an Engineer in Information Technology and Electronics.
"I am glad that Claude Blandin is joining Credit Agricole CIB as Global Head of Sales Transaction Banking, it is great news. He will bring his expertise and help us achieve our ambition to become a significant player within the Transaction Banking field and offer tailor-made and innovative solutions to our clients in their key geographies", Etienne Bernard, Global Head of Transaction Banking Crédit Agricole CIB.


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Frustration at EU summit on slow vaccination
By Eszter Zalan
A sluggish start to the vaccine roll-out has cast a long shadow on the online meeting of EU leaders, who on Thursday (25 March) discussed the bloc's vaccine strategy.
There has been a muted backing for the EU Commission's plans to tighten export rules, as the bloc wants to make sure pharmaceutical companies, particularly AstraZeneca, deliver on their EU contracts before exporting.
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Leaders also resisted Austrian chancellor Sebastian Kurz's efforts to redistribute vaccines at the summit, which Kurz argued had been unevenly spread among member states.
EU Commission president Ursula von der Leyen warned that the epidemiological situation on the continent is a "great concern", as a third wave of infections has hit Europe due to a Covid-19 variant.
Von der Leyen said, despite the bumpy start to the inoculation, the first effects of the vaccination are seen: mortality increases remain lower than the spread of the virus with most over 80-year olds vaccinated.
"Vaccination finally progressing steadily," she said, claiming that the EU is "on track" to reach the goal to vaccinate 70 percent of the adult population by the summer.
She said 88 million Covid-19 have been deliver to the EU so far and 62 million have been administered. In Europe, 18.2 million people are fully vaccinated, meaning 4.1 percent of people have received two jabs.
In the second quarter, an increased number of vaccines are expected from Pfizer/BioNTech and Moderna, and Johnson and Johsnon will start rolling out its vaccine which only requires one jab, von der Leyen said.
However, AstraZeneca only promised to deliver 70 million doses in the second quarter instead of 180 million contracted.
The Swedish-British company has already fell behind in the first quarter, and the commission has said it would have to honour its European contract before it can export to third countries, such as the UK.
Dutch prime minister Mark Rutte said after the meeting that the UK and EU will sort out their issues over vaccines by Saturday. This comes after escalating tensions between London and Brussels over vaccines.
AstraZeneca's sluggish roll-out has also meant that EU countries that have chosen that vaccine fell behind in vaccination.
The EU signed framework agreements with the pharmaceutical companies but it is the member states that contract the firms for the specific amount of jabs they want.
Austria's Kurz has led a campaign with counterparts from five central and eastern European nations to correct at the EU summit what they say is an uneven distribution.
Leaders pushed back against Kurz's lobbying to make a reference in the summit conclusions to the failures of the vaccine strategy, instead leaders made a reference for the need to accelerate deliveries.
There was also a little appetite to haggle over an expected 10 million batch of BioNtech/Pfizer doses at the summit, while Austria's vaccine rollout is going relatively well.
"At this moment it is difficult to conclude that Austria has an issue now," Rutte said after the meeting.
He added that he is "very much open" to find a way to help Croatia, Bulgaria, and Latvia, which have struggled with their roll-out due to their reliance on AstraZeneca vaccines.
In parallel, commission and member state officials have been in talks over the allocation of the upcoming batch of 10 million doses with the aim of narrowing the vaccine gap between EU countries in the so-called steering board that dealt with the vaccine strategy.
Leaders now called EU ambassadors to make a decision on those doses.
EU leaders also discussed the tightening of vaccine exports, which the commission proposed earlier this week, with several leaders urging caution, fearing it would upset global supply chains and saying it has to be a "last resort".
The EU is the region that exports the most vaccines worldwide, having exported 77 million doses since December, von der Leyen said.


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Racked is no longer publishing. Thank you to everyone who read our work over the years. The archives will remain available here; for new stories, head over to Vox.com, where our staff is covering consumer culture for The Goods by Vox. You can also see what we're up to by signing up here.
This is pretty much it. There are, like two more bags available that aren't in this photo—a patent black bowling bag and another rainbow woven. Not great. But there are a couple of nice neutral bags for spring here—prices are still high, though, at over $1,000. Maybe just wait for the semi-annual in-store sale?
· Balenciaga sample sale [BDB]


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Many women are very concerned about their posture. Because with the improvement of living standards, people no longer simply pursue the improvement of material life, and the beauty of appearance has become a lifelong pursuit of many people. For a woman, a good posture is even more important.
The shoulder is the second highest part of our body after the face, so the shape of the shoulder is particularly important for our body. Many female stars have photogenic right-angled shoulders full of skinny beauty. This kind of shoulders is simply a straight male killer after wearing a skirt. So many women want to have a right-angled shoulder to enhance their feminine charm. This article will talk about those things about shoulder exercises!
One. Two misunderstandings of women's shoulder exercises!
1. Shoulder training = muscle mass?
Our shoulder contains a whole muscle. This main muscle is our deltoid muscle. The deltoid muscle is mainly divided into three parts. In many women's impressions, if they go to the gym and do shoulder exercises on a large scale, they will surely produce hard muscles and lose their feminine charm. This idea is seriously wrong.
Because our female body anatomy and physiological structure does not allow a large amount of tearing and reorganization of our muscle dimensions, we will not cause a large number of hard muscles to be produced during our exercise.
2. Only want partial exercise
Our body is an overall system that works in harmony with each other, so partial weight loss such as simply reducing the shoulders or reducing the legs cannot be achieved at all. When we lose weight in our daily life, we must insist on whole body weight loss exercise.
We can do aerobic exercise and anaerobic exercise. Among them, aerobic exercise can help us better consume fat inside the body, strengthen the body's metabolism, and can also help our body shape perfect muscle lines. Anaerobic exercise can help accelerate the decomposition of glycogen in our body, thereby promoting our body to consume fat faster.
Two, these six movements can exercise right-angled shoulders? Keep exercising and solve your stubbornness
Action 1: Lift the dumbbells alternately
Action 2: Lift the tensioner forward
Action 3: Standing dumbbell press
Action 4: Sitting posture, leaning over and lifting sideways
Action 5: Raise the side arm horizontally
Action 6: Flat lift in front of dumbbells
Summary: I believe you all have your own understanding of weight loss on the shoulders after seeing this! But there are still a few things to remind you! When we exercise in our daily life, it is easy to strain muscles and bones because the body cannot withstand too much exercise pressure at once. So before we exercise, we must remember to do some warm-up exercises to help our body better adapt to high-intensity training!


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Benchmarking R and Rcpp
A speed comparison.
At the UW Data Science Center we've been talking speed lately. Generally R is considered a somewhat slow language (though I'm not sure that's fair). However, there are some excellent packages and interfaces that can drastically speed up R. For example, the Rcpp
package acts as an interface between R and C++, thereby allowing useRs to drastically speed-up analysis – or at least that's the idea.


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The optimum interpolation sea surface temperature (OI SST V2) analysis produced weekly by NOAA on a one-degree surface grid were discontinued in October 2022. The calculated SST anomalies were based on 1982-2000 climatology.
The new data source from NOAA consists of daily sea surface temperature at 0.25 degree grid. (OI SST V2.1). The anomalies are based on 1971-2000 climatology.
NOAA OI SST V2 High Resolution Dataset data provided by the NOAA PSL, Boulder, Colorado, USA, from https://www.ncei.noaa.gov/products/optimum-interpolation-sst
Huang, B., Liu, C., Banzon, V., Freeman, E., Graham, G., Hankins, B., Smith, T., and Zhang, H. (2021). Improvements of the Daily Optimum Interpolation Sea Surface Temperature (DOISST) Version 2.1. Journal of Climate 34, 8, 2923-2939, available from https://doi.org/10.1175/JCLI-D-20-0166.1


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"Whatever you do, work at it with all your heart, as working for the Lord, not for human masters, since you know that you will receive an inheritance from the Lord as a reward. It is the Lord Christ you are serving." – Colossians 3:23-24
Job sustainability may be envisaged as a cyclical process. Jobs earn you money which is spent or saved. Spending sustains jobs as goods and services bought must be replaced.
Savings increase the seed, equity and working capital investment pool needed for startups to produce goods and services which, in turn, stimulate the increase in jobs. This cyclical job sustaining process engenders economic growth and political stability.
In this series on the post-COVID-19 leadership challenge, we have observed that the journey will be made easier if leaders possess specific qualities and embrace strategic opportunities, the Shepherding model, and the lessons which led to Singapore's success.
In support, one reader who has visited Singapore, stated last week: "We can learn so much from Singapore, but we must WANT TO be coupled with STRONG and DECISIVE leadership who puts COUNTRY FIRST."
We conclude today by looking at the responsibility of leadership with respect to job sustainability.
In successfully matching workforce supply and demand in the chosen strategic opportunity sectors, leaders must be sensitive to the interdependence of (1) flexitime workforce engagement; (2) unlocking human potential; (3) creative compensation packages; (4) redundancy and internal synergies; and (5) on time service delivery.
Materials, workforce and expenses are the main components of cost in an enterprise. The average ratio between the three depends on the type of enterprise. Leaders are responsible for keeping the total cost to a minimum. Leaders must engage the workforce with an optimal mix of full-time, part-time, and on-call resources to minimize cost.
Leaders are responsible for unlocking the full potential of the work force by training, motivating, introducing technology, process improvement, and sometimes getting the team to unlearn habits that are not appropriate in the new dispensation.
Leaders must be aware that each member of the workforce is different, and the motivational mix will be varied. What motivates one member of the team may not necessarily motivate another.
Creative compensation packages, including pay, incentives and benefits will be designed to meet these varying needs.
High productivity is a key factor that gives a business the edge over its competitors. Leaders must therefore focus on technology, process, and human productivity to get the best output performance from a given level of input.
Redundancy is a workforce performance term that duplicates critical components to insure against performance impairment. Leaders must pay attention to the need for workforce redundancy and positive internal synergies between team members to enhance productivity and team efficiency.
The proof of the pudding is in the eating. Customer satisfaction is the one dashboard indicator to which leaders must pay attention. A good leader knows that if he encourages each member of his team to be committed, practise on time service delivery and expand the frontiers of excellence, one day at a time, success will be guaranteed.
Next week we will start a new series on Shepherding and how it impacts each business system.
(Dr. Basil Springer GCM is a Change-Engine Consultant. His email address is email@example.com. His columns may be found at www.nothingbeatsbusiness.com.


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This is AI generated summarization, which may have errors. For context, always refer to the full article.
MANILA, Philippines – The Department of Tourism (DOT) on Thursday, July 19, announced that foreign visitor arrivals reached an all-time high of 3.7 million for the first half of 2018.
In a statement, the DOT said tourist arrivals from January to June this year rose by 10.4%, compared to the 3.3 million recorded in the same period in 2017.
"The DOT's continuous marketing promotions, aggressive actions to create new air routes and develop new tourism products, travel facilitation, and confidence in tourism investments drummed up the industry and resulted [in] this stellar performance," Tourism Secretary Bernadette Romulo Puyat said.
For the month of June, 528,747 tourists arrived in the Philippines, an 11.35% increase from the same month last year.
Despite the closure of world-famous destination Boracay, tourism officials are confident that the year-end target of 7.5 million will be achieved. (IN NUMBERS: Foreign visitors up by 10% despite Boracay closure)
"We are actually on track. We are halfway into the year and we are exactly halfway of our National Tourism Development Plan target arrivals," Puyat said.
The Philippine government earlier said it is thinking of shortening the visa on arrival process for Chinese travelers as visitor arrivals continue to grow.
DOT Spokesperson Bong Bengzon also said the government hopes to attract more tourists from other countries such as India, France, Spain, and Russia, as well as from countries in the Middle East. – Rappler.com
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ZenBiome Cope by Microbiome Labs
Our new ZenBiome™ collection, powered by 1714™, has been specially developed to target the gut-brain axis and support clients with occasional stress, mild mood changes, low energy, feelings of occasional fatigue, and occasional sleeplessness.
ZenBiome Cope™ is designed to help clients better handle life's occasional stressors. ZenBiome Cope™ pairs the well-researched psychobiotic 1714™ with other vital nutrients like B vitamins and herbal extracts to provide targeted support for coping with day-to-day, periodic stressors and mood changes.
Stress: The Modern Epidemic
According to a recent report from the American Institute of Stress, a large subset of the population is experiencing occasional stress that impacts their lifestyle. One in 10 Americans seek intervention to manage stress-related issues, including to support occasional mood
changes, occasional sleeplessness, and lack of energy.
The Gut-Brain Axis and the Psychobiome
The gut-brain axis, a bidirectional communication between gut microbiota and the central nervous system (CNS), may play a role in cognitive function, digestion, and mood. Studies show that 80-90% of the fibers in the vagus nerve are linked to the gut, providing a physical link
through which the gut microbiota communicate with the brain.
Relatedly, the term psychobiome is used to describe the interaction between a person's collective microbiome and his mental state. A diverse and balanced microbiome can help maintain the gut-brain axis.
A psychobiotic is used to describe the commensal bacteria that play a role in the gut-brain axis and support brain health.
1714™: A Trail-blazing Psychobiotic
Our solution to supporting the psychobiome uses cutting-edge probiotic technology. 1714™, a unique strain of Bifidobacterium longum, is an up-and-coming psychobiotic that can help support the management of occasional stress and its biochemical expression within the human body.
This psychobiotic exerts its effect by supporting NF-kB signaling and cytokine production, supporting IL-10 levels, and targeting the HPA axis to support healthy cortisol levels. 1714™ may support mental health, cognitive process, neurotransmitters, and overall feeling of well-being.
In a 4-week human trial, 1714™ reduced perceived stress, improved memory performance, reduced mental fatigue, positively supported brainwave activity, and improved ability to handle occasional stress.
A high-potency psychobiotic, 1714™ helps support the body's response to occasional stress, and the body's neurocognitive processes. This strain helps support the HPA axis and healthy cortisol levels. In studies, it also helped support memory performance and an improved perception of stress.
Vitamin B6 is a quintessential B vitamin for supporting healthy neurotransmitter metabolism. Vitamin B6 acts as a rate-limiting cofactor required to convert glutamate to GABA, which is considered a natural mood support. B6 is also a co-factor in the conversion of 5-HTP to serotonin, which
supports happiness and mood.
Vitamin B12 is involved in serotonin synthesis, which can support a calm mood and positive coping mechanisms. B12 supplementation can help support homocysteine levels associated with cognitive health.
Saffron extract can help support the central nervous system mood. ZenBiome Cope™ contains the raw ingredient Affron®, an extract
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Learn more about Synergistics Europe
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*These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure or prevent any disease.


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In Australia each year, the flu causes widespread illness resulting in substantial cost and loss of productivity for workplaces and organisations.
Immunisation is the best protection against the flu for you, your team, your business, and the wider community.
Annual immunisation is recommended in autumn (March – May) each year, prior to the peak of the flu season. Chemist Warehouse has over 260 pharmacies across Australia offering flu immunisation services during this period.
Our exclusive corporate voucher program allows your team to book online or in store at a time and location that suits them. Their unique voucher code allows them to bypass payment. At the end of the program, you will be invoiced only for vouchers used.


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"Excuse me. Can I slide past you?"
You're sitting in the window seat in coach on an airplane. You need to go to the restroom, but the person sitting next to you is taking up too much space and you can't get out. You say this to him.
Excuse me. Can I slide past you?
Want Video and Sound? Follow us on YouTube
Excuse me.
Say "Excuse me" to get the attention of strangers in a polite way:
Excuse me. Do you know where the bathroom is?
When you pronounce "excuse me", it can sound like "'Scuze me"
In some English-speaking areas, it's also polite to add "Sir" (for men) or "Ma'am" or "Miss" (for women):
Excuse me, Ma'am. You dropped this on the sidewalk back there.
But since these titles are actually thought to be impolite in some areas, it's best to listen first to see if other people around you are using them.
Can I slide past you?
This is a polite question to ask when you need to get into a place that's being blocked by someone's body. Some other examples of situations that you can use this in are:
- when you're walking through a crowd of people.
- when you need to walk past people sitting in your row to get to your seat in a theater.
"Can I slide past you?" is a friendly way to ask this. It sounds friendly because the word "slide" sounds so smooth and easy. It's like you're saying, "Can I go past you quietly and without bothering you much?"
If you're more annoyed or if you're a loud and aggressive person, you can ask like this:
Can I get by?
You could also ask "May I...?"


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A new report shows rising trust in the US among Southeast Asia's upper classes, along with anxiety about China's dominance and a continued commitment to neutrality.
Tajuk rencana
A survey published February 10 by a Singaporean think tank has found that Southeast Asia's professional class is increasingly supportive of the US.
The State of Southeast Asia 2021 melaporkan by the ISEAS-Yusof Ishak Institute surveyed over 1,000 respondents across ASEAN about their top concerns, geopolitical views and opinions on COVID-19 responses and leadership.
Lebih 60% of those surveyed would rather see Southeast Asia align with the US than with China, naik dari 53.6% di 2020. Yang telah dibilang, lebih 95% still believe ASEAN can avoid siding with either power and over 60% of respondents said they expect US-China trade tensions to ease in the coming years.
For both Laos and Brunei however, a large majority of respondents said they prefer to support China. The strongest support for the US was among Filipinos (86.6%) and Vietnamese (84%).
The survey participants mostly came from academia or think tanks (45.4%) and government (30.7%) followed by small portions from the private sector, masyarakat sipil, media and international organizations.
While the report doesn't claim to offer a comprehensive view of Southeast Asia, it shows that the election of US President Joe Biden, the pandemic and China's responses to it are shifting public opinion in the region.
Along with a preference for the US, the results showed increasing anxiety over China's dominance in Southeast Asia. This suggests that respondents are most concerned about balancing Beijing's influence and are not simply embracing Washington's pivot to Asia.
The survey results may also be influenced by the nationalities of respondents, which skewed primarily towards Vietnam, Singapore and Myanmar. Indonesia was underrepresented, at only 12.5% of respondents despite accounting for over 40% of Southeast Asia's population.
The top concerns across Southeast Asia were the pandemic, followed by economic recession and income disparity or the widening socio-economic gap. Concern about COVID-19 was highest among respondents in Laos, Myanmar and Indonesia.
Report shows growing trust in US, anxiety over China
The ISEAS survey found that trust in the US as a strategic partner has grown dramatically among respondents, dari 34.9% di 2020 untuk 55.4% di 2021. Japan remains the most trusted major power among survey respondents by far.
The researchers suggested that support for the US has increased in Southeast Asia as President Biden has signaled he will reengage with the region. The survey was conducted between November and January, after the US election, and found that almost 70% of respondents expect Biden to increase engagement in ASEAN.
But the Biden administration views its relations with Southeast Asia primarily through the lens of competition with China. Recently-appointed US Secretary of State Tony Blinken has tersebut China is a "top priority". Blinken will likely continue to base US relations with Southeast Asia on strategic concerns about China. The new administration has already mengulurkan tangan directly to allies in Thailand and the Philippines, primarily to discuss defense cooperation and "shared values."
The Biden administration appears to realize that Southeast Asia is most interested in balancing the influence of major powers. Biden has appointed Kurt Campbell as Indo-Pacific coordinator for the National Security Council—a new position that some are calling the "Asia czar". Campbell has signaled he understands the strategic dilemma facing ASEAN and doesn't expect wholesale commitment to Washington.
"Most countries desire a balance between China and the United States that preserves their economic opportunity as well as their political autonomy," Campbell menulis baru saja. "What is necessary is for the US to be resolute and clear about the challenges posed by China and seek to summon the capacity among states to present China with a unified diplomatic position."
According to the ISEAS survey, Southeast Asia's upper classes are realistic about China's weight. The majority of respondents still consider China to be the most influential economic power in the region by far—76.3% consider Beijing economically dominant, dibandingkan dengan 79.2% di 2020.
Respondents reported increasing anxiety over Beijing's strategic clout: nearly half said that China is the most influential strategic and political power and, of this subset, 88.6% reported they were worried about its growing influence.
China was the only major power to see an increasing level of distrust among Southeast Asians, dengan 63% saying they had little or no confidence that Beijing will "contribute to global peace, keamanan, kemakmuran, and governance", naik dari 51.5% di 2019. But most of this distrust of China was due to concerns that it may abuse its economic and military power, rather than doubts about its leadership, capacity or reliability.
The degree of attention given to geopolitics on the whole appears unaffected by the pandemic, whereas the proportion of people concerned about "Domestic political instability (including ethnic and religious tensions)" dropped dramatically from 70.5% di 2020 untuk 35.1% di 2021.
Terutama, khususnya, lebih-lebih, the survey of ASEAN respondents found that few people have confidence in ASEAN itself as an institution, dengan 71.5% saying it is "slow and ineffective, and cannot cope with fluid political and economic developments."


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With hurricane season lasting from summer through fall (June 1 through November 30), hurrricane tracking is a constant activity for many of us this time of year.
All eyes are on the Atlantic Ocean, Gulf of Mexico, and Caribbean.
Thankfully, finding an online hurricane tracker is easy, so you can track storms through the entire hurricane season.
Check out these great hurricane tracking web sites the next time there's a storm brewing:
Here are a bunch more computer weather apps and online weather trackers.
I'm a weather geek from Florida who's been studying meteorology and watching weather patterns for years! I enjoy sharing little-known facts and fun stuff about the weather. I especially like sharing interesting details about weather events and conditions that can affect you… and how to prepare for Mother Nature's ever-changing weather patterns.


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Walking Holidays on the Costa Blanca
Contact Us
Below are a few FAQ's and please feel free to contact us with any questions you may have. We look forward to hearing from you.
Q. What type of equipment do I need?
A. Good walking shoes/boots and waterproofs - trainers accepted only on the Guadalest walk.
Q. How many people do you take on a walk?
A. We can take up to 36 people and operate on a basis of 1 guide per 8 walkers
Q. What if the weather is inclement?
A. It does not stop us walking but we may change the walk to make life more comfortable.
Q. Do we need to bring food and drink?
A. Yes we stop for a packed lunch stop and regular water breaks.
Q. What if I am a slow walker?
A. We do not call it a race and we are very sympathetic to all levels of walkers


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Home > Episode Guides > 2018 Season
Neighbours - Episode 7767
Block/Week: 1501
Transmisson dates
Eleven: 30/01/2018
Five: 30/01/2018
Written by Stephen Vagg
Directed by Kate Kendall
Aaron is shaken by Rory's kiss, but lets him stay after Mick, an obsessed fan from Aaron's Rough Trade stripping days, returns. Sheila regrets missing an opportunity for romance with Clive, but Dipi steps in to help her. Amy gets a nasty shock when she discovers Paul's plans for her and is furious that he has not consulted her.
Guest starsClive Gibbons: Geoff Paine
Mick Allsop: Joel Creasey
Rory Zemiro: Ash Williams
Jennier Loh: Lizzie Ballinger


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In order to maximise space in this small 44sqm/473sqft apartment, ATOMAA had to completely reimagine its floor plan, moving a troubling central bathroom that awkwardly split the home in two.
This, in turn, allowed ATOMAA to expand the living and dining spaces and introduce more natural light throughout the home. Using flexible sliding doors and curtains to facilitate the open transmission of light, and ease of movement throughout the home; yet still allow for privacy when needed. The addition of a laundry space and a new, warmer & brighter material palette throughout leave this micro apartment almost unrecognisable compared to its previous form.
Images by Gregory Abbate


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Do you need welding repairs on your car? Welding repairs are carried out onsite by one of our trained technicians and filled, primed and stone chipped for your cars protection.
Please contact your nearest branch in order to get a quote for these repairs.
use the links below to locate the source of your service enquiry
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Lloyd Alpaugh
Revision as of 16:38, 16 August 2021 by Leah Zeldes Smith (talk | contribs)
(???? – )
Lloyd Alpaugh, an American fan, was a member of ESFA. As OE of SAPS in 1948, he was known for the catchphrase "Alpaugh is Ghod" (though whether he really was is disputed by some). He was a member of the Spectators and attended Philcon.
- Tails of Passionate Fans [1946–??] (with George Fox, Joe Kennedy and Ron Maddox)
Person | ????— |
This is a biography page. Please extend it by adding more information about the person, such as fanzines and apazines published, awards, clubs, conventions worked on, GoHships, impact on fandom, external links, anecdotes, etc. See Standards for People and The Naming of Names. |