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978-3-8439-3396-4, Reihe Technische Chemie
Fabian B. Thygs Automation Techniques to Support Experimental Investigation During Systematic Downstream Process Development
270 Seiten, Dissertation Technische Universität Dortmund (2017), Softcover, A5
During systematic and experimental based downstream process (DSP) synthesis, expert knowledge is used to generate process alternatives for a given purification problem. Depending on the material system under investigation and the alternatives generated, experiments are necessary to evaluate their applicability and efficiency. To support these investigations and to reduce the manual effort, automation techniques are implemented in the design methodology which execute various unit operations for DSP in miniaturized scale and automated manner. The data generated are finally used to evaluate process alternatives by applying classical process parameters (yield, purity, selectivity) or Key Performance Indicators (purification performance index, separation cost indicator). Process synthesis presented in this thesis is significantly supported by automated experiments, which could be executed without any manual intervention. To increase the functionality and the field of application of a robotic platform, new standardized and automated (unit) operations are realized such as solubility measurements, precipitation or solid/liquid-extractions for kinetic and multi stage leaching experiments. The precision and accuracy of these methods could be proven with model material systems and a genuine fermentation broth. Furthermore, instead of executing single operations one after another, a proof of concept is shown where automated methods are connected resulting in a complete downstream process route performed completely automatically on a robotic platform. By this the potential of automation in DSP is increased, and experimental data of a complete DSP-alternative are generated under consideration of the performance of each step in dependency to the previous one(s). This may be the basis for a methodology of systematic, robot based, and KPI-driven downstream process development.


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Home Schools
As we go forward in establishing church schools we shall find a work to be done for the children in places where it has been thought a school could not be maintained. As far as possible, all our children should have the privilege of a Christian education. To provide this we must sometimes establish home church schools. It would be well if several families in a neighborhood would unite to employ a humble, God-fearing teacher to give to the parents that help that is needed in educating their children. This will be a great blessing to many isolated groups of Sabbathkeepers, and a plan more pleasing to the Lord than that which has been sometimes followed, of sending young children away from their homes to attend one of our larger schools.CT 158.1
Our small companies of Sabbathkeepers are needed to hold up the light before their neighbors; and the children are needed in their homes, where they may be a help to their parents when the hours of study are ended. The well-ordered Christian home, where young children can have parental discipline that is after the Lord's order, is the best place for them.CT 158.2
The tender years of childhood are years of heavy responsibility for fathers and mothers. Parents have a sacred duty to perform in teaching their children to help bear the burdens of the home, to be content with plain, simple food, and neat, inexpensive dress. The requirements of the parents should always be reasonable; kindness should be expressed, not by foolish indulgence, but by wise direction. Parents are to teach their children pleasantly, without scolding or faultfinding, seeking to bind the hearts of the little ones to them by silken cords of love. Let all, fathers and mothers, teachers, elder brothers and sisters, become an educating force to strengthen every spiritual interest and to bring into the home and the school life a wholesome atmosphere, which will help the younger children to grow up in the nurture and admonition of the Lord.CT 158.3

subset: commoncrawl


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This Friday released three Hindi films- Pal Pal Dil Ke Paas, Prassthanam and The Zoya Factor have started at a dull note, while the last week's comedy drama Dream Girl remained strong. Even couple of week back released Chhichhore started its third week on a better note.
Directed by Sunny Deol, the Hindi romantic drama Pal Pal Dil Ke Paas has got failed to hit the target right and received mixed reviews from the critics. The lacklustre reaction from the audience has made a heavy dent on its opening day business.
On Friday, Karan Deol and Sahher Bambba starrer started the journey with 5-7% occupancy in the morning and remained dull over the evening & night shows as well. In the end, it registered the business of only 1.12 crore nett at the domestic box office.
The second Hindi release, Sanjay Dutt, Jackie Shroff, Manisha Koirala, Chunky Pandey, Ali Fazal, Satyajeet Dubey and Amyra Dastur has unexpectedly received mixed reviews from the critics. But still, with the support of Dutt followers, Dev Katta's directorial Prassthanam managed to rake the business of 0.80 crores nett at the domestic box office.
On the other hand, Sonam Kapoor and Dulquer Salmaan starrer The Zoya Factor has got failed to divert enough audience towards theatres and bagged the amount of only 0.85 crore on Friday with mixed reviews.


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A man has admitted killing his common law wife.
Yousaf Mohammed, 66, of Mill Gate, Newark, denied murdering Karen Jacquet - but pleaded guilty to her manslaughter by diminished responsibility.
She died on August 16 after police officers were called to an address in Mill Gate, Newark, at around 5.10pm.
Former foster carer Karen, 59, was pronounced dead at the scene.
Wearing glasses on his head, jumper and jeans, Mohammed was identified by the clerk reading his name to him in the dock at a plea hearing at Nottingham Crown Court this afternoon (March 28).
Prosecutor Michael Auty said the Crown was prepared to accept the plea on the basis of a report from a Dr Joseph.
The case against Mohammed had been listed for trial next week but, in light of his plea, the date was removed from court listings.
The defence asked for an adjournment for a further psychiatric report and assessment by a doctor.
Mohammed was remanded in custody to be sentenced on June 4.
Full details of the killing and his mitigation should be given at court at the sentencing.
Mohammed's plea comes months after relatives of Karen described her as "the heart of our family".
The joint statement read: "Karen was the heart of our family - a truly compassionate, kind and selfless woman who gave so much to us.
"We are utterly devastated by her death. The ripples of her passing have spread far and wide.
"We know our loss will be felt by the vast amount of people Karen's warmth and love touched.
"We would like to express our thanks to the police officers and medical staff at Helimed29 who tried to help Karen.
"We are being supported by our police family liaison officers."
The family expressed they want privacy "to enable us to grieve for our much-loved Karen".
The Post has launched a Whatsapp group to help you keep up to date with the latest news. If you'd like to receive one daily message with the main headlines, as well as breaking news alerts, text NEWS to 07790 586202. Then add the number to your phone contacts book as 'Nottingham Post'. Your phone number won't be shared with other members of the group.


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With over 15 years of supply chain projects within competing supply chain software programs, I have become accustomed to the long and expensive deployment cycles that is often the case with planning technology.
After joining Accelytics Consulting and utilizing Anaplan, my view on the usual planning software deployment challenge changed drastically. Anaplan has a solid foundation, flexible models and standardized, in-depth training, which creates an easier and faster deployment to our clients, saving both parties valuable time and resources.
Anaplan itself is a newer technology, which offers solutions to many of the common issues when it comes to working with a planning software. With software, usability, customization and standardization are all advantages of using Anaplan versus competitors.
Anaplan's largest advantage is the ability to customize models and data output for a given client's specific business goals and needs. With our Accelerated Approach, we take the time to learn each of our client's business goals, struggles, opportunities and processes. Using their data, we are able to input it into Anaplan and outline a complete POC with real-life numbers, statistics and ROI – giving the client an exact model of what to expect when deploying Anaplan.
Another advantage of Anaplan is the ease of use. Unlike the competition, outputs can be changed or modified without needing code knowledge to accomplish small changes. Everything can be done right from the GUI of the platform itself.
Lastly, all of the initial development work for a solution is done in the standardized Anaplan platform, even across different business functions, such as finance, supply chain and sales. This makes it easier for multiple solution architects to collaborate. For example, a typical JDA deployment needs multiple architects that often work in different silos with different methods, which leads to confusion and inconsistency among other inefficiencies.
With Anaplan, there is a specific approach for deployment in place that is a fundamental mantra of the Anaplan community. This is ingrained into all solution architects, partners, employees and in fact just about everyone working in any area related to Anaplan solutions.
When project teams come together, there is little time wasted on debating how to manage the deployment – everyone comes to the table primed and ready to run. There is no need to explain how the project will be managed because everyone has similar expectations. From my experience with over20 JDA deployments, I can't say any two of them had the same approach.
Anaplan's commitment to and focus on the quality of training is a key element of their success as a platform. With the entire community of model builders and solution architects being trained and certified in a consistent way, all parties involved in a deployment can easily collaborate, communicate, and support each other. It also allows us to work on each other's models, which is something that can be on the edge of impossible in the JDA world, where many things are custom coded.
With Anaplan's open approach, solution architects are skilled with broad and deep knowledge of the platform, among multiple areas. Specifically in the JDA world, it is not uncommon to have people who are experts in only one or 2 areas of the software (for example: demand or fulfillment but often not both), which leads to more architects needed on a project.
Ranking Anaplan's deployment strategy, training and ease of use, this software is a clear winner amongst competition for planning deployments. Matched with Accelytics' Accelerated Technology and Process Analysis, clients not only experience a shorter sales cycle with real data outcomes, but they are delivered a product that is deployed effectively and is easy to use within the organization. It's a win-win for everyone involved!
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About the Author:
Chris Louttit is the Director Supply Chain at Accelytics Consulting. Chris is a supply chain specialist with over 23 years of diverse experience. He has been a key contributor on many projects, both small and large businesses, mainly focused on CPG, manufacturing, and retail. He has worked with companies including GOYA, Janssen, MARS, American Greetings and PEPSICO LATAM to improve their business processes and help integrate various technologies. He is an expert in business process design, project management, and strategic systems integration. Connect with him on LinkedIn.


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The material presented here is meant to provide an overview of the legal system in California & not a substitute for legal advice. Each case is unique and you should seek professional legal advice.
The use and gathering of information by f completing the online contact forms is strictly for the private use of Amaya & Associates Attorneys At Law. This information will be used by Amaya & Associates Attorneys At Law to contact you at your request regarding your legal questions only. This information is considered private and confidential and will not be shared with anybody outside our law office.
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The Gordon Brown wall: a British stone in the shoe of European socialism
Published on
We have witnessed the fall of the Berlin Wall and of Wall Street, but the British Labour Party still stands firmly in the way of the ability of the Party of European Socialists to present itself as a credible alternative to the conservative majority ruling Europe.
The conspicious absense of Gordon Brown at the decisive Council of European Socialists in Madrid, the launch of the party's strategy for the European elections, is a bad sign for the socialist family. The truth is that the way things are going there will be no alternative candidate to the conservative Durão Barroso, and it is the Labour Party that is to blame.
Poul Nyrup Rasmussen measures up
If socialist leadership and European democracy are stuck in a rut this is certainly not the fault of the President of the PES, Poul Nils Rasmussen, thanks to whose organisation of the impeccable Council of European Socialists in Madrid the electoral manifesto was passed unanimously. With universal, seamless support. A very different panorama to that of the European Liberals, whose manifesto was passed with a small mayority of 120 votes in favour and 80 against.The European socialists have made a great show of strength in Madrid with a tremendous political-pedagogical event; the wind of the financial crisis in their sails, they have been able to count on the support and presence of José Luis Rodríguez Zapatero and socialist leaders from across Europe, with the exception of Gordon Brown. The atmosphere was extremely upbeat, although more restrained amongst Labour ranks. Not because they felt like political orphans without a leader - the booming, enveloping voice of President Poul Nils Rasmussen resounded masterfully over the four days of activities - but because their support for the PES remains somewhat half-hearted.
Beggers can't be choosers
Admittedly, it's true that the British supported the PES manifesto-programme and its 70 concrete electoral measures. But in private they recognise with few qualms that for the Labour Party the EU is little more than another NATO, one more organisation: little to do with politics or integration. They point out that the campaign planned in the UK will be based on national issues; quite distinct from the one presented in Madrid by the PES, it will be focused on local topics. It boils down to an attitute little less provincial than that of Czech, Italian or British conservatives. As provincial as those French who take such delight in criticising the British for their bitter chauvanism. And to crown it all they conclude that the European campaign is not for them; that when it comes to the question of the leadership of the Commission, well, "better the devil you know".
No, we can't… not with a wall in the way
As such, it is going to be difficult to present a candidate for Barroso's job. How can the socialists run the risk of putting forward Rasmussen as the personification of the campaign for change in Europe, however much "Yes we can" they invoke at every possible moment, if, when it comes down to it, Gordon Brown aligns himself with the liberals and conservatives in support of Barroso? The risk is too great and, whilst José Socrates, Zapatero, Gusenbauer and Martine Aubry have indicated their enthusiasm for a Socialist candidate for the presidency of the Commission, they will not take another step forward until the third wall falls: Gordon Brown.
The socialists say that the crisis is not cyclical, but cataclysmic. They say that it is time to put an end to the privatisation of profits and nationalisation of losses. Aubry upholds the socialist manifesto as the "wealth of those without wealth". They chorus that after the fall of the Berlin Wall it is now the turn of Wall Street to fall; but who will embody this program so that citizens can identify it with a face, a voice or a recognisable personal engagement? Democracy has always demanded three things for victory at elections: an original programme, a united party and a carismatic, independent leader. The socialists are still lacking two of these conditions if they are to win in June 2009.
(Pictures by PES)


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Click here for passengers whose point of origin, stopover or transit is Brazil and India.
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- All costs involved in complying with the APO (RT-PCR test, transportation, accommodation, food, etc.) will be the responsibility of the passengers.
- In case of violation of the APO or providing false information in the "Traveler's File," passengers will be subject to administrative, civil, and criminal sanctions, established in conjunction with the current regulations.
- Passengers must keep their travel agent or local operator informed about any conditions and news that may arise upon arrival in the country.


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Jörgen Lantto
Jörgen works as board member and adviser to fast-growing globally oriented technology companies. Most recently Jörgen was President and CEO of Fingerprint Cards AB for 2 years, prior to which he was the company's CTO. During Jörgen's time as CEO, Fingerprint Cards established a world-leading position in fingerprint sensors and grew revenue more than 2,000 percent.
Prior to Fingerprint Cards, Jörgen had a long background in the Ericsson group, where among other positions he was Executive VP for ST-Ericsson. He is currently serving as board member of myFC Holding AB (publ) and Dirac Research AB in Sweden, Zwipe A.S, in Norway and Wirepas Oy in Finland.


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Parksville athlete Alycia Butterworth's journey to the Tokyo Olympic Games was full of ups and downs.
But she wouldn't have it any other way.
Butterworth, who specializes in the 3,000-metre steeplechase, was recently named to Canada's Olympic team and will head to Tokyo, where she will compete in one of the biggest sporting extravaganzas in the world. She's still pinching herself that she's going.
"I'm not sure it's fully hit me yet that I'm going to be an Olympian," said Butterworth, a former Ballenas Secondary athlete. "I've been running since I was a child and have had the goal of representing Canada at the Olympics since high school. It's been a long road getting here, I've had a lot of ups and downs with injuries and illnesses over the years. To have everything come together at the right time for the Olympics is an amazing feeling and I'm thrilled to be representing Canada on the highest stage."
Going into the season Butterworth's goal was to hit the Olympic qualifying standard. Due to COVID-19, Butterworths was left to focus on three races to achieve the time she needs. She posted a personal best of nine minutes, 31.27 seconds at the Harry Jerome Classic on June 12, which was 1.27 second shy of the Olympic qualifying time. She made two more attempts at the Canadian Olympic Trials and Montreal Classic but was not able to achieve the elusive time.
READ MORE: Olympics likely to open during COVID-19 'state of emergency'
All was not lost, as Butterworth made a compelling case based on her consistent performance in the three races where she finished second in every race. It boosted her world rankings that earned her the nomination to Team Canada.
"The secondary goal was to put together three good races to land in a qualifying spot based on rankings," said Butterworth. "My coach, Mark Bomba, and I made the tough decision early on this season to forego racing in the U.S. because of Canadian COVID restrictions and quarantine rules, and instead focus on the few races that would be held in Canada. This meant waiting until June, the very last month of the two-year qualifying window and having all of my races be in a short time period which added more pressure to it all.
"That being said, I felt confident in my training and am happy I was able to translate my training into racing, running my three best-ever steeplechase times to qualify on rankings. I've had a lot of injuries over the past few years that have marred my training and racing, so to be healthy and have my training come together at the right time to make the Olympic team has been amazing."
Butterworth indicated after her last race on June 29, she was confident she had more than enough points to qualify for Tokyo. She had to wait for Athletics Canada to make a decision. She was visiting her family in Parksville when she learned that she had been selected on July 3.
Looking back at the process and her journey to reach this important milestone in her athletic career, Butterworth is grateful to all the people that supported her.
"It takes an army to raise an athlete, at this point of my career," said Butterworth. "I have been helped along by so many amazing people. I do want to specifically thank my team that has been with me every step of the way this year, my family, my coach Mark Bomba, my teammates, including Regan Yee, who is also on the Team Canada for 3,000 steeplechase, and my integrated support team that worked so hard to keep me healthy this season, Marilou Lamy, Devon Goldstein, Garfield Crooks, Dr. Sara Forsyth, Dr. Durriell Bernard."
Butterworth will also have a fellow Ballenas athlete in Tokyo, Michael Mason of Nanoose Bay, who will be making his fourth Olympic appearance for Canada in the high jump. The COVID-delayed Games open on July 23.
Parksville will also have another athlete heading to Japan, swimmer Nick Bennett, who will compete in the Tokyo Paralympics.


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Wednesday, March 25, 2015
Finding Solace in College Rejection
We're still muddling through March. College admissions and rejection letters are trickling in. With them, comes the heavy referendum on self-worth.
I've written many times about the positives on the college landscape. Most universities do accept students. College isn't everything. The best college isn't necessarily the one that is the hardest to get into. But New York Times columnist Frank Bruni put things in a more elegant perspective than I could hope. He and I are of the same mind when it comes to college admissions as a threshold event in life. Yet, he reminds his readers of what college should be, a "singular opportunity to rummage through and luxuriate in ideas, to realize how very large the world is and to contemplate your desired place in it". This, he says, is lost in the chaos of college admissions, which has evolved, in his words, to "a border to be crossed" instead of "a land to be inhabited and tilled for all that it is worth". College is a place, not a finish line. And if students are able to look at it as fertile ground, rather than a trophy, they will see that where they go doesn't matter in the long-haul. In life, everyone has the potential to till the soil. So why do we treat college admission as an all-or-nothing affair? Potential does not evaporate with a rejection letter. Instead, we learn about disappointment, dusting ourselves off, and getting up again. Like Bruni, I have put many years between me and my college experience. Which makes it a bit easier to be philosophical about its significance. Sometimes, however, grown-ups have had their knees scarred by experience. And it isn't so bad. The full blog, and a moving letter from some very wise parents, can be found here: NY Times >
Monday, March 23, 2015
Admission to the University of Everywhere
As college costs continue to rise and competition for admission accelerates to near impossible levels, more and more educators are discussing alternative paradigms in higher education. In his book, The End of College: Creating the Future of Learning and the University of Everywhere, author Kevin Carey envisions a sort of equal-opportunity utopia where universities no longer hold the best knowledge under lock and key.
His theories (impossible to consolidate into a short blog entry) are based upon the ubiquity of information now available to people via technology. This isn't too say that Google Scholar will offer the same education as Harvard. But the on-line "open university" model is one that is becoming increasingly viable. Students who can't afford bricks and mortar universities are learning that education can be available at their fingertips. Such a model is also more workable for older students, and students who may already have families or full-time jobs. Carey talks specifically about an on-line course in Introductory Biology that he once took on line. It was essentially taped lectures from an MIT course. He took the same exams and read the same textbooks as the MIT students. What, then, he ponders, is the difference in the quality of the two educational experiences? Carey's theory is based upon the idea that the entire college system is merely one that perpetuates privilege. We feel we need college in order to get cheap tramadol 50mg online better jobs. But college admission is largely limited to children who are already socio-economically privileged. Carey calls it not a system of opportunity but "a system of replicating privilege that already exists". Exploring the cost-benefits of on-line education is just one way of unpacking the ways in which education could (and should) be made more accessible. Could the University of Everywhere really become a possibility?
Monday, March 16, 2015
Name-Blind College Admissions
A few weeks back, I wrote about legacy admissions. In case you missed it, legacies in the college admissions context have to do with giving preference to children of prominent alumni. "Prominent" may mean anything from "famous to "generous donor". It sounds icky when you call it like it is-non merit-based preferences in a system that is supposed to be the ultimate meritocracy.
In reality, legacy admissions make sense, from a business perspective. Big names draw prestige. Prestige draws donations. Money makes institutions better. It may even be subtler than that. Prestige is its own life force. Universities with auspicious alumni are just treated differently. They are catalogued on a higher shelf in the collective consciousness. So let's put aside my personal beef with legacies. (If they exist, so too should affirmative action. And I'm not sure how this all squares with meritocracy). A recent Washington Post blog reminded me that the eldest of President Obama's two daughters, Malia, is a senior in high school. This means she's currently touring colleges. As the Post rather cumbersomely asks, "Imagine seeing 'Malia Obama' on a college-admission application". Well yes, let's. The daughter of a sitting U.S. President. For better or worse, people will be paying attention to the college of her choice. I know nothing of Ms. Obama's grades or test scores, but I'll go out on a limb and state the following: it would be a difficult name for an admissions officer not to notice. What does this mean for college admissions? I see it as another reminder of just how impossible it is to buy dog tramadol online keep the process wholly objective. Even assuming the President's daughter should be admitted based on her performance and not her name, it may not be reasonable to expect universities to separate the two. Labels: Name-Blind College Admissions
Wednesday, March 11, 2015
College Admissions Disadvantage for Asian Students
There are myriad reasons why the discussion of race in college admissions is so ubiquitous-on this blog and elsewhere. Affirmative action cases have been tried in states across the country and appealed all the way up to the U.S. Supreme Court. No one can agree on the issue. It's an issue precisely because college is competitive, and no one wants to believe that anyone else has an unfair edge.
Most colleges admit to taking a holistic approach to college admissions. Even in states where race cannot officially be a consideration, it is one of many elements which admissions officers are allowed to contemplate when making an admission assessment. Without question, the two largest underrepresented racial groups are African-American and Hispanic students. This blog, however, focuses on the effects of race in college admissions for Asian students. On campuses across the country, Asian students (both American and foreign born), account for larger numbers in the student population than in the general population. Asian students are stereotyped as being supremely academic, strong in the STEM subjects, and often less well-rounded than their Caucasian peers. Foreign born Asian students often embody this stereotype precisely because of the high stakes academics that in fact form the pillars of academic systems in countries like China. A recent LA Times article notes that certain college preparatory services recognize the "Asian stereotype" and base their advice on an acceptance of racial bias in college admissions. The sheer number of Asian students in colleges means that even a holistic approach to order tramadol online fedex admissions means that some Asian students must necessarily be turned away. Asian students also struggle to set themselves apart from the cookie-cutter stereotyping of their races and cultures. Is it possible for admissions to ever be utterly neutral? Can race be removed from the equation? Should it be? Does it need to be? It probably depends upon who you are asking. For more on the HS2 Academy: LA Times >
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Morton's Neuroma Differential Diagnosis – Distinguishing From Other Conditions With Similar Symptoms
Morton's neuroma is a common condition that affects the third space between the toes. The condition is also referred to as interdigital neuroma. This painful foot condition is due to enlargement of the nerve of the foot.
Causes and Symptoms of Anterior Knee PainThe kneecap (patella), located at the front of the knee, gives leverage and power to the leg muscles. When the knee is overstressed, an individual may feel a dull, aching pain in the front of the knee. This is known as anterior knee pain, runner's knee or patellofemoral joint syndrome.
Think You May Have Neuropathy? What To Do NextAs you probably know, peripheral neuropathy is a condition that afflicts millions of Americans. In fact, one hundred million Americans suffer some form of chronic pain-and 25% of those suffer from some form of peripheral neuropathy!
A Common-Sense Approach to Neuropathy TreatmentToo often, neuropathy patients search for answers without actually engaging in any effective treatment. And too often real answers as to what may be responsible for your neuropathy never come.
What Are the Symptoms and Causes of Fibromyalgia in Women?Fibromyalgia is a condition which is characterized by acute pain in the muscles and tendons of the body. The diseased condition is accompanied by many other symptoms in both men and women. It is mostly associated with an increased sensation of pain and women are the worst sufferers of this condition.
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Dominic Woodson, a 6-10, 275 pound power forward transfer from Memphis, will transfer from Tennessee. Woodson did not practice with the team the last two weeks, instead focusing on academics. He was averaging 3.5 points per game, 2.0 rebounds per game and 12 minutes of court time in his four appearances for the Vols this season.
Originally a four-star prospect from Round Rock, Tex., Woodson also played at Huntington Prep in West Virginia and was a top-100 prospect in the 2013 recruiting class. He appeared in 20 games as a freshman at Memphis, averaging 2.5 points per contest along with 1.9 rebounds.
"Dominic has informed me that he wants to transfer to a school where he can have a larger role on the basketball court," Tyndall said in a release. "We appreciate Dom's contributions and wish him well in his future endeavors."
"I want to thank coach Tyndall for the opportunity he gave me here at Tennessee," Woodson said. "But I have decided to transfer to a school that is a better fit for me where I can play a bigger role."
Woodson was reportedly suspended twice last season – once for cursing and once for a flagrant foul.
Tennessee, notably, is 2-0 without Woodson in the lineup, with wins over Texas Southern and Kansas State. Taking Woodson was a calculated risk for Tyndall and his staff. The Vols needed size in the front court headed into the season and Woodson provided that. Derek Reese, Armani Moore, Willie Carmichael, Tariq Owens and Jabari McGhee could all see more minutes moving forward.
The Vols return to the floor Sunday at 2 pm when they host No.15 Butler (TV:ESPNU).


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Ruth Dempsey
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This article is part of the Tobacco portal on Sourcewatch funded from 2006 - 2009 by the American Legacy Foundation. |
Ruth Dempsey (Senior Scientist, Philip Morris Europe, Switzerland): 1994
Monitored scientific, health-related and regulatory questions. Prepared and targeted information and recommendations in the fields of smoking and health and indoor air quality. (2023544793/4810
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2018 SPP/APR and State Determination Letters PART B – Federated States of Micronesia
Home » SPP/APR » 2018 SPP/APR and State Determination Letters PART B – Federated States of Micronesia
OSEP Response to SPP/APR
PDFView PDF
OSEP Response to SPP/APR
The Department of Education's mission is to promote student achievement and preparation for global competitiveness by
fostering educational excellence and ensuring equal access.
June 28, 2018
Honorable Kalwin Kephas
Secretary of Education
Federated States of Micronesia
P.O. Box PS 87
Palikir , Federated States of Micronesia 96941
Dear Secretary Kephas :
I am writing to advise you of the U. S. Department of Education's (Department) 2018
determination under section 616 of the Individuals with Disabilities Education Act (IDEA ). The
Department has determined that the Federated States of Micronesia needs assistance in
implementing the requirements of Part B of the IDEA . This determination is based on the totality
of the Federated States of Micronesia 's data and information, including the Federal fiscal year
(FFY) 2016 State Performance Plan/Annual Pe rformance Report (SPP/APR), other Entity -
reported data, and other publicly available information.
Protecting the rights of children with disabilities and their families is a key responsibility of
States, but it is not sufficient if children are not attaini ng the knowledge and skills necessary to
achieve the goals of IDEA as reflected in Congressional findings in section 601(c)(1) of the
IDEA: equality of opportunity, full participation, independent living, and economic self -
sufficiency. To address this conc ern, the Office of Special Education Programs (OSEP) has been
using results data when making annual determinations for States under IDEA section 616(d)
since 2014, and this year for the first time, the Department used results data when making
determination s for outlying areas, freely associated States and the Bureau of Indian Education
(the Entities).
OSEP informed the Entities in their 2017 determination letters, that it was considering using both
compliance and results data when making determinations in 2018. Over the past year, OSEP has
solicited input from the Entities on multiple occasions; in a face to face meeting on July 19, 2017
and subsequent conference calls with technical assistance providers who shared additional
questions and suggestions colle cted from Entities in later meetings. After careful consideration
of the input provided by each of the Entities, technical assistance providers, and other
stakeholders, OSEP developed an equitable and reasonable process for using results data with
complian ce data in making determinations for each Entity. In early February 2018, OSEP sent a
letter to the Federated States of Micronesia 's Chief State School Officer explaining how both
results and compliance data would be used in making 2018 determinations.
The Federated States of Micronesia 's 2018 determination is based on the data reflected in the
Entity's "2018 Part B Results -Driven Accountability Matrix" (RDA Matrix). The RDA Matrix is
individualized for each Entity and consists of:
Page 2— Chief State School Officer
(1) a Compliance Matrix that includes scoring on Compliance Indicators and other
compliance factors;
(2) a Results Matrix that includes scoring on Results Elements;
(3) a Compliance Score and a Results Score;
(4) an RDA Percentage based on both the Compliance Score and the Results Score; and
(5) the Entity's Determination.
The RDA Matrix is further explained in a document, entitled "How the Department Made
Determinations under Section 616(d) of the Individuals with Disabilities Education Act in 2018:
Freely Associated States, Outlying Areas, and th e Bureau of Indian Education -Part B"
The specifics of the determination procedures and criteria are set forth in the HTDMD and
reflected in the RDA Matrix for the Federated States of Micronesia . In making Part B
determinations in 2018, OSEP used r esults data related to:
(1) the participation of children with disabilities (CWD) on regular Statewide assessments;
(2) the percentage of CWD who graduated with a regular high school diploma; and
(3) the percentage of CWD who dropped out.
You may access the results of OSEP's review of the Federated States of Micronesia 's SPP/APR
and other relevant data by accessing the SPP/APR module using your Entity -specific log -on
information at https://osep.grads360.org . When you access your Entity's SPP/APR on the site,
you will find, in applicable Indicators 1 through 16, the OSEP Response to the indicator and any
actions that the Entity is required to take. The actions that the En tity is required to take are in two
(1) actions related to the correction of findings of noncompliance are in the "OSEP
Response" section of the indicator; and
(2) any other actions that the Entity is required to take are in the "Required Actions" sectio n
of the indicator.
It is important for you to review the Introduction to the SPP/APR, which may also include
language in the "OSEP Response" and/or "Required Actions" sections.
You will also find all of the following important documents saved as attachm ents to the Progress
(1) the Federated States of Micronesia 's RDA Matrix;
(2) the HTDMD document;
(3) a spreadsheet entitled "2018 Data Rubric Part B," which shows how OSEP calculated the
Federated States of Micronesia 's "Timely and Accurate State -Reported Da ta" score in the
Compliance Matrix; and
(4) a document entitled "Dispute Resolution 2016 -17," which includes the IDEA section 618
data that OSEP used to calculate the Federated States of Micronesia 's "Timely State
Complaint Decisions" and "Timely Due Process H earing Decisions" scores in the
Compliance Matrix.
Page 3— Chief State School Officer
As noted above, the Federated States of Micronesia 's 2018 determination is Needs Assistance. A
State's or Entity's 2018 RDA Determination is Needs Assistance if the RDA Percentage is at
least 60% but less than 80%. A State or Entity would also be Needs Assistance if its RDA
Determination percentage is 80% or above but the Department has imposed Special Conditions
on the State's or Entity's last three IDEA Part B grant awards (for FFYs 2015, 2016, and 2017) ,
and those Special Conditions are in effect at the time of the 2018 determination.
States and Entities were required to submit Phase III Year Two of the State Systemic
Improvement Plan (SSIP) by April 2, 2018. OSEP appreciates the Federated States of
Micr onesia 's ongoing work on its SSIP and its efforts to improve results for students with
disabilities. We have carefully reviewed your submission and will provide feedback in the
upcoming weeks. Additionally, OSEP will continue to work with the Federated States of
Micronesia as it implements the third year of Phase III of the SSIP, which is due on April 1,
As a reminder, the Federated States of Micronesia must make its SPP/APR available to the
public by posting it on its agency's website. Within the next several days, OSEP will be
finalizing an Entity Profile that:
(1) will be accessible to the public;
(2) includes the Entity's determination letter and SPP/APR, and all related Entity and OSEP
attachments; and
(3) can be accessed via a URL unique to your Entit y, which you can use to make your
SPP/APR available to the public. We will provide you with the unique URL when it is
OSEP appreciates the Federated States of Micronesia 's efforts to improve results for children
and youth with disabilities and looks forward to working with the Federated States of Micronesia
over the next year as we continue our important work of improving the lives of children with
disabilities and their families. Please contact your OSEP State Lead if you have any questions,
would l ike to discuss this further, or want to request technical assistance.
Ruth E. Ryder
Acting Director
Office of Special Education Programs
cc: Federated States of Micronesia Director of Special Education
(Grant Year 2016-2017—Issued June 28, 2018)
Some historical APRs can be found on the GRADS360 website Public Domain Clearinghouse for APRs. To find available APRs, filter by the state you want to find and then filter by the year. If you cannot find the APR you are looking for, contact the Partner Support Center at firstname.lastname@example.com.
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Last modified on July 17, 2018


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Evan Lysacek/Johnny Weir: "You're Beautiful, It's True" , "Bend With Me" , "Hold Me Close" and "Hungered For Your Touch" by lannamichaels R -- You can lead a skater to love, but you can't make him leap Evan Lysacek/Johnny Weir: "Kiss and Cry" by cosmorific R -- There are three reasons Evan isn't as happy as he should be about winning the bronze Evan Lysacek/Johnny Weir: "Soaring" by ingrid_m" R -- Flying ... and falling. Evgeni Plushenko/Johnny Weir: "Playing To Win" by Ashleigh R -- "See you tonight?" he asks casually, brushing one hand over Evgeni's and pulling it back. Evan Lysacek/Johnny Weir, Johnny Weir/Evgeni Plushenko: "Kalinka" by annamichaels PG-13 -- Evan isn't the jealous type. Really. Evan Lysacek/Johnny Weir: "Falling Apart To Half Time" by lannamichaels PG-13 -- Evan checks up on Johnny. 2007 Nationals. Evan Lysacek/Johnny Weir "Before the End" by Tessa Viol NC-17 -- "Seriously," Sasha said. "Just lie back, and I'll take care of everything." Evan Lysacek/Johnny Weir "When It All Goes Wrong Again" by lannamichaels PG-13 -- The relationship is over. Totally, completely over. Right?) 2007 COI. Evan Lysacek/Ben Agosto "The Denial Twist" by lannamichaels PG-13 -- Ben overhears Tanith and Evan talking. Yagudin/Plushenko "Faithful" by ep_let PG -- Yagudin reflects. Post-Torino. It could be today. Evan Lysacek/Johnny Weir: "Pop Rocks & Coke" by Lanna Michaels PG-13 -- There should be rules against Johnny getting bored. Ben Agosto/Michael Phelps, Charlie White/Scott Moir, Evan Lysacek/Tanith Belbin "Surface Tension" by lannamichaels PG 13 - It's not quite dance lessons. Johnny/Evan "Slipping In Between" by Lucy PG-13 -- It's always you and my big dreams... Evan finds that being in love with Johnny Weir is a hard habit to break. Johnny/Evan: "Cassiopeia" by swordspoint NC-17 -- They've been fucking for a few months before Evan actually asks. NEW
Formula 1 Michael/Mika "Obsession" by Grayscale PG -- Ralf tries to talk Michael out of living in the past. Michael/Ralf, Ralf/JPM, Michael/Barrichello, "Family Gathering" by bedpotato R -- Ralf hates family reunions. Michael/Eddie "Duty Free" by Praedo NC 17 -- A chance meeting in the airport's duty free shop leads to a walk down memory lane... Fernando Alonso/Jarno Trulli "Simulacrum (Part 4 of 5)" by miranda_skye -- Sometimes things are not what they seem. Giancarlo's POV Fernando/Giancarlo, Heikki "Idolatry" by Chrissy PG-13 -- Set after the Japanese GP. Heikki asks Giancarlo to clarify something for him. Fernando/Kimi, Fernando/Lewis, Fernando/Ron "Thanks for the Memories" by Sandrine PG 13 - Fernando, after the 2007 Formula One season.
Fernando/Kimi: Untitled by Fernando/Kimi "The Ghost in the Machine" by aperfectscar PG-13 -- Fernando sees something that plants a thought that he can't get rid of. Fernando/Lewis "Found Us in a Picture" by bluebird PG-13 -- "A picture is worth a thousand words" is a proverb that refers to the idea that complex stories can be told with just a single still image, or that an image may be more influential than a substantial amount of text. Wikipedia Fernando Alonso/Lewis Hamilton "Untitled Drabble" by aperfectscar PG - First meeting after the Fernando/McLaren split. Fernando Alonso/Lewis Hamilton "Tequila Sunrise" by Bluebird R -- "Tomorrow?" - "All bets are off." Fernando/Lewis "First Steps" by Sandrine PG - Heikki walks away, and then you're alone with Lewis, who seems inclined to have deep meaningful conversations about feelings as if his two years in Formula 1 haven't taught him that drivers' parades are for small talk and making plans for poker nights and pretending to be interested when other drivers whip out photographs of their kids. NEW Fernando Alonso/Lewis Hamilton "If I Can't Be Yours" by looking-spiffy PG 13 - They were bound to run into each other eventually. Lewis had just hoped that it wouldn't have been on a day as shitty as this one. NEW Fernando/Lewis: "Always the Next Dream" by Bluebird R -- "There's always the next dream." Fernando says and knows he doesn't mean it. Malaysia 2007 - Bahrain 2008 NEW Fernando Alonso/Ron Dennis "Passage of Time" by Bluebird R -- Two seasons, four moments. The passage of time. Future!Fic. Fernando Alonso/Ron Dennis "You raise me like a bruise" by Bluebird PG-13 -- There's a bruise at Fernando's hip, an ugly mark hidden by his shirt and jeans. Fernando/Heikki: "Cheer Up" by Bluebird PG-13 -- Kisses, tickle attacks and a race. Australia 2008. NEW Kimi/Felipe "Warmth" by looking-spiffy PG - A moment alone with the Iceman. Kimi/Felipe: "set yourself on fire" by quinoline PG -- The first thing that Felipe learnt about Kimi Raikkonen was this: there were only three things in the world that Kimi cared about-- his wife, racing, and his dog. And not necessarily in that order. Kimi/Lewis, "Close Your Eyes And Take A Leap" by sandrine (PG-13) -- Post Canada 2008. There are worse things than snakes on a plane, whatever Hollywood tells you. Drunk Finns on a plane, for instance. NEW Lewis Hamilton/Nico Rosberg "What You Want and What You Have" by parka_girl R - "Do you resent me?" NEW
Lewis Hamilton/Nico Rosberg "Never Far From Right" by Giancarlo Fisichella/ Christian Klien "Lunatic" by quinesale PG 13 -- Christian can't sleep Nico Rosberg/Heikki Kovalainen: "Fighting Spirit" by enervate NC-17 -- There wasn't a clear-cut winner to the inaugural season of GP2, but Nico found out that perhaps, winning isn't something you do alone. Juan/Ralf "Despedida" by bedpotato PG-13 -- Ralf pays Juan a last visit. Juan doesn't like it. Set in 2006 after Juan announced he's leaving Formula 1. Heikki/Franck, Fernando/Lewis "A Ghost in the Apartment" by bluebird PG-13 -- A ghost in the apartment isn't cool. Well, okay, it kind of is. Jenson/Rubens "Post-Race Routine" by Sandrine PG 13 - Whenever a race goes wrong and the result is more crushing than usually, you wind up with a lapful of morose Jenson Button. Felipe Massa/Rob Smedley "Nice One, Sunshine" by looking-spiffy PG - Takes place the night of Felipe's first race win in Turkey, 2006. Silly drunken fluff. NEW Mark/David, Fernando/Ron, Juan/Ralf "Hold the Line" by Sandrine PG - Three phone calls, after the end of the season: of unexpected evolution, devastating ends and new beginnings. Jenson Button/Various "Falling in Love at 200mph" by Sandrine PG 13 - "Welcome to the madhouse." NEW Various Pairings "At the beginning after the end" by Sandrine PG 13 - Four snapshot from the Australian Grand Prix 2008. NEW multiple pairings "Preservation" by miranda_skye -- The other GPDA. Seriously recommended. The characterisation and style is brilliant.
Football Rooney/C. Ronaldo: "Nemesis" by Lobelia NC-17 -- You're in the wrong place, at the wrong time, and everything has gone even more pear-shaped than it already was. Zidane/Materazzi: "Provocation" by crowswing R -- It wasn't his shirt Marco had wanted. He was quite sure of that, although he was also sure what that admission, even if only to himself, should cost him. Zidane/Figo: "Knew" by louis_quatorze PG -- Because they both know just what it feels like. Ballack/Frings: "Bliss" by lennongirl NC-17 -- It's the night after Germany beat Poland in minute 92. And what a beautiful night it is. And just when you think it's over you realise it is, in fact, just about to begin. Bliss. Ljungberg/Lehmann: "Mental" by louis_quatorze NC-17 -- The average day.
Swimming Michael Phelps/Ian Crocker "A Minor Misunderstanding" by vitawash24 -- Michael just mixes his Ians up. Michael Phelps/Aaron Peirsol "Unbelievable, or Perhaps Not" by _theo -- This doesn't mean anything. Eric Shanteau/Michael Phelps "Animus" by Morgan R -- Eric dreams of Michael. Aaron Peirsol/Lenny Krayzelburg "Seduction " by ferrret NC 17 -- Aaron always gets what he wants. There's not much Lenny can do about it. Ian Thorpe/Pieter van den Hoogeband "The Art Of Surfacing" by fly_meaway PG 13 -- Pieter thought this was what he wanted and that he could handle this. Ian Thorpe/Pieter van den Hoogeband "the greek song" by days_like_this PG -- Athens certainly did something to you. Ian Thorpe/Pieter van den Hoogeband "The foundations of kindness" by lattara R -- Ian is willing to admit he has problems. He just doesn't see what this has to do with it. Ben Agosto/Michael Phelps, Charlie White/Scott Moir, Evan Lysacek/Tanith Belbin "Surface Tension" by lannamichaels PG 13 - It's not quite dance lessons.
Tennis marat safin/tomas berdych "volcano has erupted" by tourofduty PG - they finally know what it's like. NEW marat safin/tomas berdych "The beginning of a beginning" by tourofduty R - Marat really doesn't know anything. NEW |


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Week of Weak Images | Day 4
Day 4 of sharing some of the images I wouldn't typically post.
This image was created during my photo week in May.
I loved the contrast between yellow and blue, but the flower head isn't blended as well as it could be. There should be more shadows under it, more lighting adjustments on the whole image, and the focus points on the flower and the body aren't quite the same.
Sometimes we get caught in our heads and choose not to create out of fear yet we still have the option to face those fears, allow ourselves to fail, and bloom where we're planted.
When in doubt, still create. It doesn't have to be perfect, it doesn't even have to be good. Make something that doesn't fit your standards, then analyze it, learn from it, and adjust as you continue on your journey.
Do you find yourself unmotivated to create out of fear of failure?


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Fifteen years ago, before the world became addicted to social media, cafes and restaurants used more traditional forms of marketing – like newspaper, radio and flyer drops in letterboxes. Plus there was the all-important word-of-mouth from happy customers.
Social media is like the online version of the local coffee shop – it's where people come to hang out, spend time, and catch up on what's been going on. There's never been a better or more influential time to have a social media presence for your café or restaurant. On social media, you can promote your wares, communicate with customers, and attract new business.
It's likely the obstacle between your business and effective, ongoing social media activity is lack of time. While social media is potentially a low-cost way to promote your business, it does involve the investment of a few hours every week.
Everyone needs to eat. Everyone has a Smartphone. This provides new opportunities for Cafe and Restaurant owners to market and engage with existing and new customers.
Posting regularly will allow you to build your brand and increase awareness of your business in the community.
Use popular hashtags to make your posts searchable and give you the ability to reach a broader audience.
Great dishes make great photos. Those photos (sometimes referred to as food porn pics) provide images and content that can feed your digital and social media channels. Photos can have logos and branding added to give a more professional look and feel.
While we are on the subject of images and the fact that today's Smartphones provide excellent quality video, consideration should be given to producing and editing some video content. Video attracts 6-8 times higher engagement and can be part of a content strategy to keep your audience interested.
Facebook advertising done right is very cost-effective and will bring customers through your front door and put bums on seats. Facebook advertising gives you the ability to achieve laser-targeting of your audience. There are some simple clever ways to grow your business with a good Facebook ads strategy. Facebook advertising will work for your business.
Develop a response policy so any comments positive and negative can be dealt with
quickly and professionally. There are industry-specific guidelines to follow that make this easy.
All Digital Marketing success is built on the foundations of contact details. Make sure you have a policy in place to collect names, email addresses, and if possible phone numbers. Audiences on Facebook and Instagram can be built and expanded through customised audience features.
Once you build up a database/CRM of contacts you can then implement an Email Marketing strategy. Email Marketing delivers the highest ROI of any digital marketing tactic. It may not happen overnight but taking a long term view of how to grow the business with a marketing plan will deliver the results.
Think about when to schedule posts and ads on your social channels. Post when your fans are online.
Pin a welcome post from the owner to your Facebook feed. This will remain at the top and will be one of the first things that visitors will read.
Develop a personality, show your sense of humour, post about local and community activities, comment on the rugby result from the weekend. Make the space your own and individual by planning your content in advance so it is always kept interesting. Tag these types of Posts to bigger FB pages e.g. great result by the Canes this weekend and tag the Hurricanes post to get exposure to their audiences and followers.
Use special offers, promotions, and calls to action to drive new customers. This will mean you need to do some simple campaign planning. Start by understanding your target customers or customer avatars so you can develop messaging and offers that reach out to potential new customers. This helps you understand their behaviour, demographics and lifestyle pattern. Understanding who you are selling to is the primary foundation of your marketing strategy.
Think about the creativity elements of any campaign.
Ask for customer reviews and stories. These can become part of your content.
Use competitions and surveys.
Post menus and recipes.
Promote your social media activities in-store. Customers are usually sitting in-store with a smartphone in their hand.
Ask your audience for menu suggestions and preferences.
Post photos of your customers with a quote or comment to help build your community.
Take advantage of seasonal, celebratory, or special holiday periods e.g. Anzac biscuits or Hot Cross Buns at Easter.
Keep your website current.
Consider using a blog section on your website to support your SEO strategy so you can be found for free online.
Think about incorporating a loyalty programme so you keep customers coming back.
Have you considered doing office lunch deliveries?
Market and advertise events and catering as additional services.
Highlight and introduce staff as part of your content strategy.
Consider using Facebook live in specific ways to increase reach.


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The battle has begun. What battle, you ask?
The battle to be the Nation's top commenter of 2009, of course. Y-City Jim was 2008's grand champion, but if you'll check out the first sidebar to the right, you will see 2009's updated totals.
Can anyone knock Jim off his perch? The anticipation is killing me!!!


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Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as "Credible."
If a roaring wildfire destroys your home and all your possessions, you might have to pay for a hotel or temporary apartment while your home is being rebuilt. Loss of use coverage helps pay for temporary housing and other expenses — like food and pet boarding — resulting from a "covered peril," such as a fire, windstorm, or break-in.
Find out how loss of use coverage works and what is (and isn't) covered:
- What is loss of use coverage?
- How does loss of use coverage work?
- How much loss of use coverage do I need?
- What is covered under loss of use?
- What is not covered under loss of use?
- How to file a loss of use claim
What is loss of use coverage?
Loss of use coverage, also known as additional living expenses (ALE) insurance, or Coverage D, is typically a part of your homeowners or renters insurance policy. It helps pay for temporary living expenses — including hotel stays, moving and storage costs, and restaurant bills — if your home becomes uninhabitable due to damage by a covered loss.
How does loss of use coverage work?
Loss of use coverage covers any additional living expenses that exceed your normal standard of living resulting from a covered loss.
For example, if you normally spend $250 a month on groceries, but dining out is now costing you $300 a month, loss of use coverage would reimburse you for the additional $50.
Loss of use coverage addresses many costs but does come with limitations. It won't cover certain expenses, such as paying your utilities or your mortgage, that you were already responsible for before the covered loss.
Fair rental value
Fair rental value benefits are also typically provided under loss of use coverage. If you rent out a room in your home, loss of use coverage will reimburse you for income you lost as a result of the room becoming uninhabitable, minus any continuing expenses (such as your mortgage or utility costs).
For example, say your tenant paid you $500 a month to rent out a room in your home, but $100 went to utilities. Fair rental value coverage would compensate you $400 per month.
How much loss of use coverage do I need?
Loss of use coverage is a percentage of your dwelling coverage — typically about 20%. For instance, if your loss of use coverage limit is 20% and your dwelling coverage limit is $300,000, loss of use would cover up to $60,000 in additional living expenses.
Everyone has different coverage needs. When shopping for home insurance policies, consider if this percentage of your dwelling coverage is enough to cover any necessary expenses in the event your home becomes uninhabitable.
Keep in mind, too, that loss of use coverage only includes covered perils. So if you live in a flood zone but don't have flood insurance and your home floods, your insurer will likely not pay your loss of use claim.
What is covered under loss of use?
Any additional expenses that result from "a reasonable period of lost use" of your personal property may be covered under loss of use. Some of these expenses might include:
- Temporary housing: You'll be reimbursed for the cost of staying in a hotel, apartment, or rental home that's comparable in size and value to your current home. Coverage only applies while your house is uninhabitable or while you search for a new home.
- Groceries: If you usually pay $150 a week for groceries, but your grocery bill suddenly increases to $250 while living in a temporary home or apartment, your policy may cover the extra $100.
- Pet boarding: If your dog or cat has to stay at a pet hotel while you wait for your home repairs, you can submit receipts for reimbursement under Coverage D.
- Rental furniture: If you must live in an unfurnished apartment while you're out of your home, any furniture you need to rent might be covered.
- Moving: Costs related to moving to a temporary home, including storage costs, may be covered under your homeowners insurance policy.
- Transportation costs: If your temporary home is further away from work, forcing you to spend more on fuel while traveling, you can document the difference and submit receipts to your insurance company.
What is not covered under loss of use?
Your house must be uninhabitable due to a covered loss. This may include damage caused by fire, wind, hail, or any other peril covered under your homeowners insurance policy.
Loss of use insurance typically doesn't include:
- Floods: A standard homeowners insurance policy won't cover damage from floods. You'll have to purchase a separate flood insurance policy to protect your property and personal belongings and pay for any additional living expenses resulting from a flood.
- Earthquakes: Standard homeowners policies also don't cover damage from earthquakes. You'll need to purchase a separate earthquake insurance policy to pay for any repairs or temporary living expenses as a result of an earthquake.
- A remodel: Your home may be unlivable during an extensive remodel, but loss of use coverage won't cover any additional living expenses because most homeowners policies don't cover temporary living arrangements for home improvements.
- Ongoing expenses: Mortgage payments, utilities, cable, streaming services, and any other ongoing expenses aren't generally covered under loss of use coverage.
- Personal liability: If a guest is injured on your property, loss of use insurance won't cover their medical expenses. That said, medical payments coverage, which is included in your homeowners insurance policy, likely would.
- Detached structures: Damage to your shed, detached garage, swimming pool, barns or other structures on your property isn't covered with a standard loss of use policy. However, other structures coverage in your homeowners policy may reimburse you for a portion of these costs.
Insurance companies can also put a specific time limit on loss of use benefits, usually 12 to 24 months.
How to file a loss of use claim
Generally, you'll need to take these steps to file a loss of use claim:
- Contact your insurance carrier as soon as possible after the covered loss and document the conversation.
- Take photos of the damage (but only if safe).
- Ask your insurer about payment options and how and when you can expect reimbursement for any additional living expenses, lost rental income, transportation, etc.
- Hold onto any receipts or vouchers for out-of-pocket costs you pay while displaced from your home or apartment. Without receipts, your insurer may not reimburse you for your expenses.
- File a claim with your insurer. Insurance companies typically allow you to do this online, by phone, or through their mobile app.
- Upload all of your information. This may include your normal living expenses and what you pay for food, transportation, and utilities.
- Be ready to pay a deductible if required. If you do have a deductible, it will likely be deducted from the amount you receive for your claim.


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QI Spine – Worli
India | Zelfstandig Behandelcentrum, Fysiotherapie praktijk | Rug- en nek toestellen
The QI Spine clinic in Worli, Mumbai provides back and neck pain treatment with medical exercise therapy.
The QI Spine clinic network utilizes DAVID Spine devices to relieve back and neck pain complaints. This center has over 20 locations in India, please check their website for more information.
Unit No 3, 1st Floor, Atur House, Dr. Annie Besant Road, Worli Naka, Opposite Bharat Petrol Pump, Worli
400018, Mumbai
"Thank you Qi Spine for giving me freedom from pain." – Kunal D., patient


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Niantic Real World with Paul Franceus
Podcast: Play in new window | Download
Subscribe: RSS
Niantic is the company behind Pokemon Go, an augmented reality game where users walk around in the real world and catch Pokemon which appear on their screen.
The idea for augmented reality has existed for a long time. But the technology to bring augmented reality to the mass market has appeared only recently. Improved mobile technology makes it possible for a smartphone to display rendered 3-D images over a video stream without running out of battery.
Ingress was the first game to come out of Niantic, followed by Pokemon Go, but there are other games on the way. Niantic is also working on the Niantic Real World platform, a "planet-scale" AR platform that will allow independent developers to build multiplayer augmented reality experiences that are as dynamic and entertaining as Pokemon Go.
Paul Franceus is an engineer at Niantic, and he joins the show to describe his experience building and launching Pokemon Go, as well as abstracting the technology from Pokemon Go and opening up the Niantic Real World platform to developers.
Niantic developer contest finalists
- FindCollabs is a place to find collaborators and build projects. FindCollabs is the company I am building, and we are having an online hackathon with $2500 in prizes. If you are working on a project, or you are looking for other programmers to build a project or start a company with, check out FindCollabs. I've been interviewing people from some of these projects on the FindCollabs podcast, so if you want to learn more about the community you can hear that podcast.
- New Software Daily app for iOS. It includes all 1000 of our old episodes, as well as related links, greatest hits, and topics. You can comment on episodes and have discussions with other members of the community. And you can become a paid subscriber for ad free episodes at softwareengineeringdaily.com/subscribe
- Upcoming conferences I'm attending: Datadog Dash July 16th and 17th in NYC, Open Core Summit September 19th and 20th in San Francisco
- We are hiring two interns for software engineering and business development! If you are interested in either position, send an email with your resume to firstname.lastname@example.com with "Internship" in the subject line.
Transcript provided by We Edit Podcasts. Software Engineering Daily listeners can go to weeditpodcasts.com/sed to get 20% off the first two months of audio editing and transcription services. Thanks to We Edit Podcasts for partnering with SE Daily. Please click here to view this show's transcript.


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Ford (F 0.17%) has done exceptionally well by most measures in recent years, at least here in North America. Sales are strong, factories are booming, profits are big, and the company's finances are in great shape.
But some things could be better, starting with the way Ford launches its cars. Launch snafus bogged down the debuts of the Focus, the Escape, and the Lincoln MKZ, all hugely important vehicles for Ford. In this video, Fool contributor John Rosevear looks at what Ford has learned from those hard experiences -- and at some of the changes it has already made to make its next launches go more smoothly.


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Our integrated CRM lets you track, record and strategise client contact.
For your next quote or job, wouldn't it be handy to be able to quickly check past communications with the customer, or use the Activity Log to backtrack client communications, or find when a particular communication, EDM open, newsletter click, or change was made to the contact's details.
No matter the form of communication, MySys provides you with easy to access threads of communication for any project or task, even including transactions, invoices and purchase orders.
Has a project or job stalled, and you're not sure why? MySys makes it easy to backtrack internal communications between workflow tasks, and to see who was responsible for completing each task.
Contact us
Arrange a demo or find out more today
Phone 08 7324 7100
Email email@example.com
Drop by 4/58 Greenhill Rd, Wayville SA 5034


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Palenque Patagonia Trunk Show
21nov(nov 21)10:00 am22(nov 22)2:00 pmPalenque Patagonia Trunk Show
Event Details
Join us to shop the Palenque Patagonia Trunk Show at Eleanor's Place on November 21st & 22nd from 10:00am-2:00pm. Sustainable Clothes & Fair Trade Our work reflects the fusion between dedication, love for
Event Details
Join us to shop the Palenque Patagonia Trunk Show at Eleanor's Place on November 21st & 22nd from 10:00am-2:00pm.
Sustainable Clothes & Fair Trade
Our work reflects the fusion between dedication, love for the craft, the trade and the natural environment.
This is the handcrafted process of our products. Made with Love.
About the Brand
Inspired by the Patagonian landscape, Palenque Patagonia is an eco friendly, sustainable and ethical clothing brand.
Our collections are created in collaboration with designers and groups of lady-artisans from the Andes. We make one-of-a-kind handmade designs to imbue every piece with the authenticity of local craftsmanship, inspired by the gaucho culture.
The brand embodies a woman who likes to explore the world and wants to be comfortable yet sophisticated wearing unique clothes.
We are a sustainable fashion brand committed to the production and marketing of products in natural fibers of Patagonia and the Andes helping to integrate and strengthen the work of small artisan communities.
Using natural threads working with responsibility and care towards the natural environment. The artisans receive the threads to choose the best fibers, clean them and start the threading process. Once the threads are received, they are ready for the loom.
Weaving on a loom is an ancestral technique that our artisans pass on from mothers to daughters, to preserve it over time.
Our work helps strengthen this identity of different communities and their cultures. We work with artisans from the Andes of Argentina exploring fibers and techniques native to each region.
Once the thread is ready, the artisans start making crochet finishes or embroidering each product.
About Monica
An avid world traveler, passionate about people, literature, theatre and arts, student at Central Saint Martins School of Art&Desing in London, art editor in Paris, now based in Patagonia, her home land, where she manages and hostess a fishing lodge by the Chimehuin River while creates Palenque Patagonia.
RSVP here.
We are located in Paces Ferry Plaza at 3535 Northside Pkwy NW in Atlanta.
21 (Thursday) 10:00 am - 22 (Friday) 2:00 pm EST(GMT+00:00)
Eleanor's Place
3535 Northside Pkwy NW


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Charlie Schlatter Biography, Net Worth, Movies and TV Shows
When Charlie Schlatter is admired as an outstanding actor, he is deeply revered for his extraordinary ability to be a voiceover artist and to offer voices to portray characters. The American actor has been active since 1987 and has remained relevant in the industry year after year despite the massive influx of new talent. Since his oeuvre is very extensive, it would be ridiculous for anyone to claim that the man does not deserve all the attention he has received over the years. See below for his fortune, movies, television shows, and other facts worth knowing about him.
Charlie Schlatter Biography
Somewhere in Englewood, New Jersey, USA, this actor was born on May 1, 1966, and called himself Charles Thomas Schlatter, although he is now widely known as Charlie Schlatter.
ALSO READ: Shayna Taylor Bio, Wiki, Net Worth, Ryan Seacrest Relationship and Eventual Split
Details about his upbringing and the family he came from are hard to know, but it is known that he grew up in Fair Lawn, a borough in Bergen County, New Jersey. There, at Memorial Junior High School, he took up acting after auditioning for a school play just to get the attention of a girl he liked.
He later attended Liberal Arts College, Ithaca College, and earned a Bachelor of Fine Arts in Music Theater. Charlie took part in numerous plays at school, and his love of acting has not diminished in any way since.
In 1987, Charlie Schlatter had a date with destiny that marked the beginning of his career as a professional actor and dubbing artist. As the story goes, a certain casting director witnessed that the aspiring actor had a lot to offer during a performance and asked him to audition for a role in Bright Lights, Big City, the drama film made by Jame Bridges in 1988. Charlie did it and got the role of Michael in the movie.
That same year he starred in 18 Again! and also played Johnny Wolfe in the comedy Chris Columbus wrote and directed – Heartbreak Hotel. What followed were more roles not only in movies and television; Mr. Schlatter also got numerous roles as a voiceover artist in animation and even in video games.
The actor married Colleen Gunderson in 1994 and they had three children – Julia, Quinn, and Beck born September 15, 1997, November 12, 1999, and May 12, 2002.
Movies and TV Shows
For acting roles in film and television, the 1990s were good for him, as he was involved in many successful projects such as Ferris Bueller, Touched by an Angel, All-American Murder, Ed, Diagnosis: Murder, Storm Weather, and Sunset Heat. That's not all, he played Junior Ballantine and the cadet Kyle Connors in the Silk Talking and Police Academy of 1994: Mission in Moscow. The following year (1995) Charlie Schlatter appeared as Jeffrey in Fox Network's Too Something.
ALSO READ: Katie Mcneil – Everything to Know about Neil Diamond's Wife
At the turn of the millennium, he appeared as Jay Gelb in the film White Rush in 2003. He then played Mike Saunders in the television movie Miss Cast Away and the Island Girls (2004). In 2007 he played the lead role in Out at the Wedding and Resurrection Mary. The next time he was seen was in 2013 when he played Howard in an episode of Southland. His last appearances were in 2017 when he played Dr. Dick in Shameless and Monte Westmore in Feud. The year before he appeared as Clerk Wilson in an episode of Goliath and before that he played Lorne Davis in NCIS.
It is important to note that the above-mentioned works are only his acting achievements in film and television. The list of his vocal performances in animated films is quite extensive and extends from 1991 to 2018, with Charlie Schlatter singing various characters in The Loud House, The Flash in Justice League Action, and The Batman, Kevin Levin, and Devlin Levin in Ben 10, and many more.
Being a talented voice actor, it is not surprising that he has been able to secure a number of voice roles for video games such as Skylanders: Imaginators, Lego Dimensions, Ape Escape Academy, Kung Fu Panda: Legendary Warriors, EverQuest II, The Punisher and much more.
Charlie Schlatter's Net Worth
Based on the above, it is easy to see why various platforms have estimated the value of this player at $1.5 million. Even though we have not been able to authenticate this claim conclusively, there is no doubt that Charlie Schlatter is worth as much or even more.


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BullPower H 2000i
This 230 volt generator with pure sine wave inverter is the cream of the crop! With his ultra-quiet 4 stroke engine the generator deliver effortless all power you need for your motorhome, caravan, boat, computer, television, … With the "smart throttle" switch it regulates automatic the engine speed to the power you need.
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