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Since the introduction of ISOBUS, manufacturer-independent communication between agricultural equipment, such as between the implement and the tractor, has no longer been a problem. ISOBUS-based products comply with the ISO 11783 standard. This standard defines 14 different areas such as uniform plugs, cables, subscribers as well as data formats and interfaces. To increase transparency for the user, the AEF (Agricultural Industry Electronics Foundation) has defined functionalities that also form the basis for the certification of ISOBUS products.
But how do manufacturers implement existing systems ISOBUS-compatible without incurring high new development costs? b-plus GmbH is a member of the international organization AEF and develops various ISOBUS solutions such as the AEF certified b-ISOBUS CAN Gateway. This gateway consists of the software solution b-ISOBUS-Stack, which enables a standardized, hardware-independent communication between implement and tractor via ISOBUS, and the b-CANCubeMini - a controller for mobile machines, which provides two CAN interfaces. The combination of these two b-plus standard products offers every implement manufacturer a cost-effective solution for retrofitting an ISOBUS-compatible product. Further solutions which contribute to the ISOBUS network analysis or can be used as IO Gateway complete the ISOBUS portfolio of the b-plus.
Read the published technical article about ISOBUS – CAN-based fieldbus standard in agricultural engineering, that was published in O+P Fluidtechnik 11-12/2021 (German language).
We are happy to implement these in individual developments according to your specific requirements.

subset: commoncrawl


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We're more than two weeks into the reign of King Charles III and there's still no answer to one seemingly simple question: Will his grandchildren, Archie Harrison and Lilibet Diana Mountbatten-Windsor, become a prince and princess, to be addressed as "their royal highnesses," or won't they?
Buckingham Palace has said multiple times that it won't be addressing that question until after the official mourning period for Queen Elizabeth II ends on Sept. 26 — although in press briefings, the royal spokespersons have given some eyebrow-raising quotes when asked about when the decision about titles will be made, in one instance replying "the future is an amazing thing," as reported by the Daily Mail.
According to guidelines laid down by King George V in 1917, grandchildren of the sovereign in the male line (aka, the children of one of the king's sons, like Archie and Lilibet) become "royal highnesses" and princes or princesses upon the accession of a new sovereign to the throne.
However, it's not necessarily an automatic thing.
Past monarchs, including the late Queen, have deviated from or straight-up disregarded George V's rules — sometimes using a royal order known as a "letters patent," and in some instances just making an announcement that members of the royal family would be using a different set of titles than the ones they technically were supposed to have. (We'll go into this in detail in a little bit, but this is what Queen Elizabeth II did to modify the titles of her youngest son's children.)
Part of the issue, of course, is that Archie and Lilibet are in a position unlike any faced by royal grandchildren in the past: Their parents, Prince Harry, Duke of Sussex, and Meghan, Duchess of Sussex, made the unprecedented decision to step back from life as working members of the royal family in January 2020.
One of the things that Harry and Meghan gave up as part of that deal was the use of their own "royal highnesses" titles — honorifics their children would be granted if they became prince and princess of Sussex.
Ground zero for Titlegate 2022 is the page on the royal family's official website listing the order of succession to the throne. Within hours of the announcement of the Queen's death, the official royal succession page had been updated to reflect the new monarch. However, Harry and Meghan's children were still listed as Master and Miss Mountbatten-Windsor, not Prince Archie and Princess Lilibet of Sussex.
The delay in announcing the Sussex children's titles is in sharp contrast to the swiftly publicized changes for the King's other son and his family in the wake of Queen Elizabeth II's death.
In a speech delivered on Sept. 9 just shy of 24 hours after the announcement of the Queen's death, the new King gave his other son and daughter-in-law, the royals best known as Prince William and Kate Middleton, the titles of Prince and Princess of Wales. Within hours of the King's speech, the page on the royal family's official website listing the line of succession was updated with the new Wales titles for William, George, Charlotte, and Louis. (The children were previously Princes and Princess of Cambridge; they're now Princes and Princess of Wales.) But Archie and Lilibet were — and, as of press time, remain — "Mountbatten-Windsors."
If Buckingham Palace is to be believed, those quick website updates for William and his kids were a fluke, a one-off.
When asked about why Archie and Lilibet's titles hadn't been updated on the royal family's official website during press briefings, the King's spokespersons somewhat evasively replied that they were waiting for further information from an unspecified party. "We will be updating the website as and when we get information," one spokesperson said, as reported by the Sunday Times. The Press Association even titled its Sept. 10 story "Palace waits for information on Archie and Lili's titles before website change," as if it is a decision to be made by an outside force.
Without question, the best official response to a media query about the Sussex children's titles and the royal family's official website was made by a spokesperson who referenced King Charles III's inaugural speech, in which the King said, "I want also to express my love for Harry and Meghan as they continue to build their lives overseas."
"While the website was updated for the Waleses, clearly updating love on a website doesn't quite work so we've not quite done that but clearly he does love [the Sussex children]," the spokesperson said, as reported by Hello magazine on Sept. 10.
Another spokesperson for the King confirmed the accuracy of the quotes above via email and said that "the focus now is on mourning the Queen, and [the issue of Archie and Lilibet's titles] is something for further down the line." The spokesperson declined to provide further specifics on how long that line might be.
And so the Sussex children find themselves in a state of royal limbo. They — and the world — won't know if they're a prince and princess until their grandfather makes up his mind.
King Charles III is the sole decider of his grandchildren's status, and there are historical precedents for granting and denying the titles of prince and princess to Archie and Lilibet.
In 1917, King George V issued a letters patent stating that the HRH/prince/princess titles were to be limited to children of the monarch, grandchildren of the monarch in the male line, and the eldest son of the second in line to the throne (so only the great-grandson who would one day be king). Subsequent sovereigns have made exceptions to this rule in order to grant titles to royal children who wouldn't otherwise qualify. An example of this is a letters patent issued by King George VI in 1948 that made the children of Princess Elizabeth and Prince Philip, Duke of Edinburgh, princes and princesses and "royal highnesses." As royal historian Marlene Koenig notes on her website, despite the fact that Elizabeth was the heir to the throne, without the letters patent the two children born during her father's reign would have been styled as the children of a duke (specifically, Charles, Earl of Merioneth, and Lady Anne Mountbatten).
Here's where it gets more complicated: Despite what you may have read, a letters patent isn't required in order to deny HRH/prince/princess titles to people who qualify for them under George V's rules. In fact, the royal family has recently deviated from George V's framework without issuing a letters patent — specifically regarding the children of the Queen's youngest son, Prince Edward, Earl of Wessex.
On Edward's wedding day, the Queen announced that his children would not be HRHs/princes/princesses, and would instead be styled as children of an earl. And so they were — Lady Louise Windsor and James, Viscount Severn, are the titles used by Edward's children. According to George V's rules, Louise and James qualified for HRH/prince/princess titles, but the Queen decided against it before they were even born. At the time of the wedding, a royal spokesperson said that the decision about titles was "the clear personal wish of Prince Edward and [bride] Miss [Sophie] Rhys-Jones as being appropriate to the likely future circumstances of their children."
"You have a precedent for the grandchildren [of the monarch] in the male line not being styled as HRH," Koenig told BuzzFeed News. "Let me stress that word: precedent. People always forget Edward and Sophie's children."
But why, you may ask, are William and Kate's children all HRHs and princes and a princess, when George V said that only the eldest male great-grandchild who would one day become king qualified? Because the Queen decided to change the rules for them — and this time, she did use a letters patent. It was issued on Dec. 31, 2012.
As the grandchild of the monarch in the male line, William has been a prince since birth. But, under George V's rules, only William's eldest son (aka the male heir to the throne) would be a prince and an HRH — his other children would be styled as the children of a duke. The Queen changed this in a letters patent that explicitly stated "all the children of the eldest son of the Prince of Wales" would be royal princes and princesses. Part of the reason for this change was the imminent passage of the Succession to the Crown Act 2013, which eliminated male-preference primogeniture. Therefore, if William and Kate's first child were a girl — and, thanks to the act, heir to the throne — it wouldn't be a great look for the future queen to be styled as the child of a duke and not a princess. (Because at the time, they were officially William and Catherine, Duke and Duchess of Cambridge, it's only after the Queen's death that he's returned to prince status.)
You can't help but wonder if Archie and Lilibet would be in this current state of title limbo if the Queen hadn't issued that letters patent back in 2012. Would there have been this sort of a delay in an official confirmation (or denial) of royal titles if the Sussex children and Charlotte and Louis were all eligible for a title upgrade upon King Charles III's accession to the throne?
Who knows.
What we do know is that the Queen by word (the letters patent granting royal titles to William's children) and deed (not allowing Edward's children to be HRHs/princes/princesses) deviated from George V's rules — and the new monarch can simply say he was following her lead if he decides against giving his grandchildren titles.
And he can do it however he wishes, whether by letters patent, official announcement, or even just an update to the royal family's website.
A key part of the intense public and media interest in whether Archie and Lilibet will receive royal titles is due to Meghan's allegations in her March 2021 interview with Oprah Winfrey that the royal family did not want her and Harry's children to be princes and princesses.
"There's a convention — I forget if it was George V or George VI convention — but when you're the grandchild of the monarch, so when Harry's dad becomes king, automatically Archie and our next baby would become prince or princess, or whatever they were going to be," she told Oprah. "While I was pregnant, they said they wanted to change the convention for Archie."
You can see why people are resurfacing that quote in light of the Palace's delay in announcing whether Harry and Meghan's children will have prince or princess titles. Especially given the fact that Meghan explicitly expressed her concern about "the idea of the first member of color in this family not being titled in the same way that other grandchildren would be."
There is, however, one big problem when it comes to the interview: Meghan's other remarks to Oprah reveal a fundamental misunderstanding of the historic 1917 letters patent. Meghan said that she and Harry were explicitly told by the royal family that their child wouldn't be a prince from birth, which she said "would be different from protocol."
Except that it wasn't. Making their child a prince would have been without precedent and outside the guidelines established by George V. The only reason why William and Kate's children were all princes and princesses was that the Queen had issued a letters patent. Were Harry and Meghan at the time expecting a similar letters patent for their children?
BuzzFeed News has reached out to the Sussexes for clarification.
However, Meghan's apparent confusion about how royal titles work will mean nothing if the Palace denies Archie and Lilibet the status of HRH/prince/princess — because of how she addressed the issue in the Oprah interview:
"You certainly must have had some conversations with Harry about it and have your own suspicions as to why they didn't want to make Archie a prince," Oprah asked. "What are those thoughts? Why do you think that is? Do you think it's because of his race? ... And I know that's a loaded question but —"
"But I can give you an honest answer," Meghan said. "In those months when I was pregnant, all around this same time ... so we have in tandem the conversation of 'He won't be given security, he's not going to be given a title' and also concerns and conversations about how dark his skin might be when he's born."
That's it. In the face of that quote, arguments about historical precedent won't matter to a large percentage of the public. Nor will the fact that, when asked about that conversation by Oprah, Harry said that the remark had been made by one of his family members "right at the beginning" of his and Meghan's relationship, not during her pregnancy.
If the titles are denied to Archie and Lilibet, all that will matter to a large part of the population is the fact that Meghan saw this coming.
What do Harry and Meghan really want? It's hard to know. The Sussex press team declined to go on the record when I asked them, and the couple have made contradictory statements in the past.
When Archie was born, the couple's spokesperson said that the new parents had chosen for their son not to take the courtesy title he was owed as the child of a duke (he would have been Archie, Earl of Dumbarton) in order to give him as normal a life as possible.
But Meghan repeatedly told Oprah that she and Harry were not given a choice about their first child's title — although she explicitly said Archie was denied a princely title. "You know, we had heard — the world, those of us out here reading the things or hearing the things — that it was you and Harry who didn't want Archie to have a prince title. So, you're telling me that is not true?" Oprah asked. "No, and it's not our decision to make, right?" Meghan replied.
Meghan also told Oprah that her son having a title was only important to her "if it meant that he was going to be safe," but said that the choice about having a title shouldn't be taken away from her children. "I have a lot of clarity on what comes with the titles, good and bad — and from my experience, a lot of pain," she said. "Again, I wouldn't wish pain on my child, but that is their birthright to then make a choice about."
One thing is for sure — since Harry and Meghan are now autonomous from the royal family, this time at least, we'll likely know exactly how they feel about whatever decision is made.
Possible outcomes for Titlegate 2022 have been the subject of media speculation since the Palace declined to update the Sussex children's titles on the royal family's official website. The Sun reported that King Charles III planned to give Archie and Lilibet the titles of prince and princess but deny them the honorific "royal highness" styling. The tabloid and multiple news outlets have reported behind-the-scenes arguments between the King and the Sussexes, with Harry and Meghan described as "relentless since the Queen's death" and "furious" over their children being denied HRH status.
And then, on Tuesday, Vanity Fair royal reporter Katie Nicholl wrote that the King hasn't made a decision and will make the call about Archie and Lilibet's titles based on their parents' behavior. Nicholl quoted a "source close to the King'' as saying "it depends a lot on what happens in the coming months," specifically with Harry's announced memoirs, likely to be published before the end of the year, and the Netflix TV show Meghan hinted at in her recent profile on the Cut.
We'll soon see who was right — if anyone was right at all. When it comes to the Sussexes, anything is possible and everything is controversial. And that's part of the dilemma King Charles III is now facing. His desire to create a "slimmed-down" monarchy is well known; indeed, limiting the number of royals has been a priority for the House of Windsor since the "Way Ahead group" of the 1990s. A prince and princess who will never be working members of the royal family and live in the US doesn't exactly align with that vision. (And yet, it's also true that even in the cause of "slimming down" the monarchy, it seems unlikely that the new King will strip his nieces — who are not working members of the royal family — of their titles as HRHs Princess Beatrice and Eugenie of York.)
How much would it hurt the King's public image and brand-new reign to deny those titles to the children of the son of the much-loved Princess Diana and a mixed-race woman, especially in the countries poised to leave the Commonwealth now that Queen Elizabeth II is gone? How will his subjects react to having one set of grandchildren be princes and a princess and the other treated so differently? Not to mention the toll that his decision will have on his personal relationship with Harry and his family.
This is arguably the first big decision of King Charles III's reign. You can't really blame him for waiting until the last possible moment to make it.


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Cheap solo ads that work do exist
September 5, 2018Why should you advertise only on buyers' list solo ads?
September 5, 2018As I've mentioned previously, if you want to learn more about your future or plan for the future more effectively, you need to look at the past. The past will give you clues regarding strategies that can work or fail in the future. If you avoid past patterns, chances are you run the risk of repeating them in the future. It really is that basic. It's always a good idea to pay attention to problematic solo ads 2018 advertisers used. Learn from their experiences. Learn from their failures so you don't have to experience them firsthand.
Similarly, when you learn from the shortcomings of the problematic solo ads 2018 advertisers' men, you can capitalize on their own strengths. You can also learn to avoid or address their failings. Why do you need to do this?
Solo ads can be a hit-or-miss affair
The truth is, if you don't know what you're doing, solo ads can burn up a lot of money. You can pour tons of dollars into a solo ad campaign and have very little to show for it. It can be that harsh. I know that there is no shortage of people claiming that they made all these money by running solo ad campaigns. I don't doubt them. The problem is you don't hear from those who lost a tremendous amount of money. You only hear the successes. You fail to see people who came up short. Always remember this. This is why it's always a good idea to pay attention to campaigns that did not work out so you can pick up key lessons that can help you increase your chances of success in the future. Here are some of the harsh lessons these advertisers learned:
Buying from hyped providers
In the online marketing game, there are sure to be rockstar advertising sellers. These are people who have established quite a reputation for themselves as big-time marketers. They have become solid grounds as far as online advertising goes. The problem is regardless of the renown that they have achieved it doesn't necessarily mean that you have to buy from them. If anything, hyped or notorious providers often produce the lowest-converting traffic. The reason is simple. If they are so sought-after in your niche, chances are their mailing lists are saturated. Chances are you're not the first person to have the idea of advertising on their mailing lists. Since their lists are saturated, how do you think this will impact your success?
Buying from professional solo ad sellers
There are a lot of people who make a living just selling solo ads. These are people who contact advertisers and sell solo ads on a bulk basis. I'm not at all saying that these people are scammers are frauds. What I am saying is there is a tremendous incentive to cut corners and bend the rules. After all, since they are just selling ad spaces then they have all the incentives in the world to pad their newsletter member lists. Do you see where I'm coming from? If you want to avoid a situation where the vast majority of the traffic you're getting are not even real people, but are software generated. Stay away from these types of sellers.
Buying from self-serving reviews
One of the most problematic solo ads 2015 advertisers suffered from is when they bought from solo ad providers advertised through reviews. When you study these reviews very carefully, you would notice that they suffer from conflict of interest. The more the review writer can persuade you to buy from a particular solo ad seller, the more money that writer gets. Do you see the problem here? Do you see how this harms your business? Avoid buying from self-serving reviews. In fact, I wouldn't even pay attention to solo ad reviews at all. Instead, I would focus on alternative sources of solo ad traffic.
Failure to test
In the off chance that you were able to find hype provider or a professional solo ad seller that sells high-quality traffic, you can still drop the ball. That's right. I know it's hard to believe, but you can still screw things up. Why? You can't fail to test. You need to run small tests to ensure that the ad that you're putting in front of those eyeballs as the most optimized ad possible. What does optimization mean? Well, it all boils down to one thing and one thing alone: conversions. You have to optimize and tweak your words in such a way that they maximize the interest of the person in buying from you. Otherwise, you have no business advertising to that person.
Using the same ads over and over
Another common sin committed by 2018 advertisers using solo ads is a constant recycling of ads. You have to remember that just as people burn out with banner ads, they also get tired of the same email ads. Try to mix things up. Try to conduct small experiments where you change the words of your ads. Whatever you do make sure that you don't use the same ads over and over again.
Failure to use the LKT funnel with cheap solo ads
There is a way to make money with cheap solo ads. There are solo ad providers that will sell you solo ad traffic for a few pennies a click. The trick here is to drive that traffic to a series of pages that filter them based on intent. The KLT process is the most powerful way to turn 'so so' traffic into a small trickle of eager buyers. You have to make sure you pair the right pages with the right traffic with the right intent. Otherwise, you'll always be stuck trying to fit a square peg into a round hole. It's just not going to happen.
If you do this right you can turn very, very cheap traffic into high-quality conversions. Unfortunately, many problematic solo ads 2015 advertisers bought did not involve LKT funnel filtering. They just thought that they're getting a ridiculously-awesome deal and they went all-in. They ended up blowing thousands if not hundreds of thousands of dollars on ads that simply don't have a decent enough ROI.


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The audience that you are trying to reach is constantly bombarded with various types of advertisements, videos, social media, and news headlines on a near-constant basis. Understanding that your audience, no matter who they are, is constantly surrounded by marketing strategies is only half of the battle. After you realize the monumental task you are up against, you have to figure out how to make sure your own strategy can compete.
This is where using video marketing can really make a big dent in your strategic marketing plan. Using video marketing alone is not enough. Think about all of the different places that you see an advertisement in the form of a video in a day. That is a lot of places! However, there is one strategy that will significantly increase your chances of making an impression on your target audience: closed captions.
Did you know that 85% of the advertisements that people watch on their phones, tablets, and computers are watched with the sound turned off? If you did not know that, then you probably now understand exactly why we are writing an entire article on the benefits of closed captioning your videos. In this article, we will outline the top five benefits of adding closed captioning to your video content.
SEO is a term that any modern business owner should get used to using in their daily vocabulary. SEO, put simply, is the easiest way to appear higher up in the results for any search on a search engine. When you add closed captions to your video content, you give your video a chance at ranking on the SEO scale. Search engines are not able to rank videos if there is no text to tell them what is being said.
2. Social Media
The most popular form of advertising on the world of social media is through video content. However, people who are scrolling through their news feeds often do not watch these videos with the sound on. Instead, they prefer to read as the video scrolls through. If you do not have captions, many users will simply choose to keep scrolling.
3. Email Marketing
Again, understanding the power of email marketing is a necessity in today's virtual business climate. However, it can seem fruitless to send out written emails week after week. Sending a captioned video is actually a great way to capture your audience and freshen up your marketing attempts.
In order to streamline the closed caption process, you might consider Verbit's closed captioning software. This type of program helps to automate the process of adding closed captioning to your vides.
4. Spin Your Content
If you take the time to caption videos, then you can easily turn the same content into a blog post or some other form of content easily at a later date.
5. Expand Audience
When your content is more easily comprehended, it is going to be seen by a larger audience. More people are going to view it and more people are going to decide to share it with the people who they are friends with.
Final Thoughts
From the perspective of marketing, there is really no excuse to not choose to add closed captions to any of the video content that you create. In general, this practice will build a bigger audience and help you ensure that you are reaching the audience you want to reach in the first place.


text: Attention Street performers The City of White Rock is organizing the inaugural White Rock Buskers Festival. The festival strives to broaden the scope of work, improve visibility and skills of the artists involved in the craft of street performing, to increase community engagement and awareness as to the artistry and talent of street and busking performers both locally, nationally and internationally. We are seeking a wide variety of street performers to busk at four locations in Uptown White Rock. Successful applicants will perform two - forty five minute sets on Saturday, May 5, 2018. Performers will be remunerated based on ability, however we have a limited budget and a short timeline to fill all the spots. Please note that these are not musician spots. If interested please contact the number below. Claire Halpern Manager, Cultural Development City of White Rock, 15154 Russell Avenue, White Rock, BC V4B 0A6 T: 604.542.7580 | C: 778.839.1653 These are the dates for the ship point market special weekends this year. Due to construction on the pier we will be move west on the pier to let the engineers get some work done. The Night Market is transforming into a weekend market. Setting up on the Friday at 4 pm and staying set up over night with on site security and the the resuming in the morning starting at 10:30 am. to 10:30 pm The great news is that we set up once and take down once. Please note that the application for full time, and food carts will be posted on the 15th of Feb, Ship point market weekends are ( July____6th & 7th July____13th & 14th July____20th & 21st July____27th & 28th August___17th & 18th August 24th and 25th Special long weekend market are ( Canada Day weekend Jun 29th – Jul 2nd 4 days 3 nights BC Day Weekend and Victoria Symphony Splash Aug 3rd – 6th 3 days 3 nights Labour Day weekend and Classic Boat Festival Aug 31st - Sept 3rd 3 days 3 nights Click Here to go to food cart applications |


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Afton, Oklahoma
caden sears
"greast family vacation ever!"
My family traveled 6 hours to arrive in Paradise Cove Resort -The accomodations are spotless ,clean,and cold !! The waterfront is high due to the recent rains but the fishing was great. The staff was helpful and we had a wonderful time !
PROcleanest ,nicest lodging we have found
Kip Short
We all had such a great time - The rooms are awsome ,and so close to the water.The smaller kids enjoyed the pool -and the older kids loved the lake ,with the lily pad and trampoline ! One of our group had the larger home ,while several others had condos all which were lovely.
Staci Pawlowski
Our family has just returned from the best get away ever - we stayed on Grand Lake at Paradise Cove ,and had a relaxing invigorating stay. Our waterfront home had wonderful sunrise views over a beautiful Lake. All the niceties of home ,our children had the freedom to play out on the beautiful lawn...


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Purpose: Vitamin E delta-tocotrienol (VEDT) has demonstrated chemopreventive and antineoplastic activity in preclinical models. The aim of our study was to determine the safety and pharmacokinetics of VEDT and its metabolites after single- and multiple-dose administrations in healthy subjects. Methods: Thirty-six subjects received from 100 to 1600 mg of oral VEDT as a single dose or twice daily for 14 consecutive days. A 3 + 3 dose escalation design was utilized. Pharmacokinetic data were derived from high-performance liquid chromatography (HPLC) assays. Serial blood and urine samples were collected before and during VEDT administration, with serum and urine metabolites assessed using HPLC. Results: No drug-related adverse events were observed. Pharmacokinetic parameters for single and multiple doses were, respectively, as follows (shown as range): time to maximum concentration of 4–9.3 and 4.7–7.3 h, maximum concentration of 795.6–3742.6 and 493.3–3746 ng/mL, half-life of 1.7–5.9 and 2.3–6.9 h, and 0–12 h area under the curve of 4518.7–20,781.4 and 1987.7–22,171.2 ng h/mL. Plasma tocotrienols were significantly increased after VEDT administration, indicating oral bioavailability of VEDT in humans. Plasma and urine levels of metabolites, δ-carboxyethyl hydroxychroman, and δ-carboxymethylbutyl hydroxychroman were elevated after VEDT administration in a dose-dependent manner and were 30–60 times significantly higher than δ-tocotrienol levels. VEDT can be safely administered at doses up to 1600 mg twice daily. Plasma VEDT concentrations were comparable to those obtained in VEDT-treated mice in which tumor growth was delayed. Conclusions: Our results suggest that VEDT can be safely consumed by healthy subjects and achieve bioactive levels, supporting the investigation of VEDT for chemoprevention.
Original language | English (US) |
Pages (from-to) | 157-165 |
Number of pages | 9 |
Journal | Cancer chemotherapy and pharmacology |
Volume | 78 |
Issue number | 1 |
DOIs | |
State | Published - Jul 1 2016 |
- Antitumor agent
- Biomarker
- Chemoprevention
- Pancreatic cancer
- Tocochromanol
ASJC Scopus subject areas
- Oncology
- Toxicology
- Pharmacology
- Cancer Research
- Pharmacology (medical)


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Play School paschim vihar | Kindergarten school paschim vihar
Download Play School paschim vihar | Kindergarten school paschim vihar
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It's not every day Toy's Heart launch a new type of onahole material – in fact, it's been several years! Famous for their selection of penis-friendly rubber such as 'Soft Skin' and 'Fine Cross', the company now has something called 'Stretch Skin'.
Presumably named due to its increased stretchability, Toy's Heart also claim Stretch Skin will also help keep lotion from drying out too quick and feels 'cushion-like' as it slowly wraps around during use.
The company will release two onaholes next week as an introduction; both Young Proprietress's Hospitality and The Rutting Bus Guide.
Look, I dunno, Rutting Bus Guide already sounds like a winner based on the name alone.
And of course they've got to put this new stretchy wrapping technology to the full test, so here's a look at the insanely intimidating interiors for both.
Young Proprietress's Hospitality
The Rutting Bus Guide
Wow! The Rutting Bus Guide looks exactly what I'd expect from having sex with a bus.
It's exciting stuff either way; can't wait to try Stretch Skin material out.


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Chris Ekimoff returns to the podcast to talk about his new hobbies with running and starting his new podcast, inSecurities. He also talks about what he does around the workplace as a director to encourage an open workplace!
Phil Gerbyshak, VP of Sales Training at Vector Solutions, geeks out on pinball and how it helps with multi-tasking and strategic thinking in his job!
Amy Vetter returns to the podcast from episode 104 to talk about her passions in yoga and playing bass guitar as well as taking on a new hobby in boxing! Amy also discusses why its more important to focus on having hobbies than trying to be the best at them!
Kate Johnson talks about how she went from having little formal experience in singing and teaching to directing her church's children's choir group! She also talks about how it helps her get away from her more calculated mindset and gives her a chance to explore her creative side!
Tim Cowley returns to the podcast from episode 91 to talk about how his passions for rugby and board games help with developing relationships with clients and how they help with quick learning and adapting in the office!
Jim Laing talks about his lifelong passion for hockey, and his time as a professional hockey player as well as being drafted into the NHL! He also talks about how his pro hockey experience serves as a great ice breaker in the office and how his company promotes an open work environment for their employees!
Sammie Johannes returns to the podcast from episode 93 to talk about her continued passion for powerlifting, recent accomplishments, and how her company, Xero, supports her passion for powerlifting!
Gail Perry is a woman who can say she has done a lot of awesome things! She talks about how she transitioned from having a music major in college to picking up writing and journalism, to bookkeeping and running her own movie theater! She also talks about how these experiences helped her in her career as an accountant!


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Diana's Artwork
After diagnosis Diana used art to work with the emotions that were overwhelming her. She would start painting immediately she woke up, often working on several canvases at the same time. These works are acrylic on canvas. On the reverse side she would record the date she worked on the picture and a phrase which summarized the feelings she was releasing. The images are full of vibrant energy but often with heartrending text recorded on the back.
12.03.10 Sometimes peace and joy. 09.04.10 Am I going to light or dark? |
25.02.09 May I go with beauty into the mystery of my death. |
12.03.10 How can I bear to have chemo? How can I bear not to? 30.03.10 Oh God, what lies ahead? Run, shout, scream, return to ocean. 09.04.10 Look for stillness. |
31.12.08 How did I manage to get through this year? 01.01.09 I hate being ill, I just hate it. 28.01.09 I have to become the gardener of my own being. |


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Wing Commander Ken Wallis: Bomber pilot and inventor who put James Bond into the air
Ken Wallis was a wartime hero who completed 28 hazardous bombing missions over Europe. He became known in later life for his inventions, one of which led to his appearance as Sean Connery's stunt double as James Bond in the explosive aerial sequence in You Only Live Twice, when he flew "Little Nellie", a gyrocopter he had designed and built himself.
Wallis, who had never seen a Bond film, had accepted an invitation to meet the films' producer Cubby Broccoli and, after a liquid lunch, started up his machine and disappeared into a cloud of dust. After he had reappeared he got the job and was told he would be Connery's double. The thrilling fight sequence, which lasted seven minutes on screen, took 85 flights and 46 hours in the air to shoot. Although Wallis toured the world promoting the film, which was released in 1967, his name never appeared in the credits.
Wallis went on to hand-build another 17 tiny twin rotor-powered aircraft, while notching up 34 autogyro world records for speed, circuit and altitude between 1968 and 2002, 17 of which he still holds. In 1975 he made the then the longest flight in an autogyro (6hr 25min), covering the length of Britain – "I'd have gone further, but we ran out of land," he said. In March 1998, at 81 years and 336 days he became the oldest pilot to set a world record when he "accidentally" achieved the fastest climb to 3,000ft – "I did it in seven minutes 20 seconds and I never bothered trying to improve on that." And in 2002 he broke his own 3km speed record, at 129.1mph.
Asked why he had built so many machines, he said, "It's a bit like having a harem; they all do the same basic thing, but it all depends what you're in the mood for, whether you want a good meal cooked, or maybe something a bit sexier..."
There was, in fact, much more to Wallis than autogyros. He was a Second World War bomber pilot, armaments expert, engineer, inventor, marksman, photographer, stuntman and test pilot. As the aviation writer Stephen Slater said, "He was a British hero. There's no other way to describe him. He was quite a spectacular character and the fact that he was still flying within just a few months of his passing was remarkable."
Wallis's wartime experiences read like a Jack Higgins novel. He survived mid-air explosions, crash landings and bailing out, completing 28 missions over northern Europe. He earned the nickname "Crasher" after a series of crash landings; in one, his Wellington bomber lurched home with 115 holes; in another a wing was flapping off after a collision with a barrage balloon and in a third the underside of the plane was enveloped in flames after an explosion in the bomb bay. "I went through a lot of aircraft," he said.
Kenneth Horatio Wallis was born in Ely in 1916 and educated at The King's School. Adventure and a thirst for speed were in his blood: in 1910 his father Horatio and uncle Percy, sons of a well-to-do Cambridge grocer and tea importer, built, flew and duly crashed their own monoplane, the Wallbro, attempting to fly the first all-British plane and win a prize of £1,000. At the age of 11, Ken was helping in his father's motorcycle and cycle business and building and riding his own motorbikes. In his teens he was designing, building and racing powerboats and sportscars. He also enjoyed success as a marksman.
In the 1930s he volunteered for the RAF's volunteer reserve service but failed the medical due to poor sight in his right eye. Unperturbed, he secured a private flying licence when his GP failed to check his eyesight when he signed him off. He obtained his A Licence for dual and solo flying in a record 12 hours and made his first solo flight in 1937.
With the outbreak of war in 1939 Wallis joined the RAF, cheating the optician in his final eye test by reading the letters back with his good eye when the doctor was changing the cards. Initially flying the Lysander on Army Cooperation duties with 268 Squadron, he was transferred to Bomber Command in 1941 and was soon in action, piloting Wellington bombers with 103 Squadron out of RAF Elsham Wolds, North Lincolnshire, and then serving in Italy with 37 Squadron.
After the war he spent 20 years in weapons research and development, investigating and testing captured enemy equipment, modifying optimum bombing procedures for the Canberra, Britain's first jet bomber and testing the Mach 2, later known as the Lightning. In 1956 he went on a two-year posting to the US Strategic Air Command, flying nuclear-armed Convair RB-36s. He continued to race powerboats and exhibit his hand-built and "improved" Rolls-Royce "Long Dog" touring car to great success across the US. He left the RAF in 1964 and autogyros became his passion.
Lacking formal engineering qualifications, Wallis used a mixture of the "bloody obvious" combined with commonsense and was credited with a key innovation which made autogyros more reliable, using "back of the envelope" calculations to construct a motor head design which moderated their tendency to enter a steep climb when flown too fast, with a risk of the rotors cutting off their own tails. Finishing touches included a mounted 35mm camera, enabling stunning aerial photographs, and the ability to hover without the pilot touching the controls. Wallis used the autogyro to aid police searches, including looking for the graves of murder victims, searching for the Loch Ness monster in 1970 and hunting Lord Lucan on the Sussex Downs in 1974.
Wallis was also an inventor of some repute. In 1942, in his spare time between bombing raids, he invented a predecessor to Scalextric, which appeared in 1957. "Mine was more realistic," he claimed. "It had front wheels which really steered round corners," The cars used motors taken from a computer on a German bomber. In 1945 he created a 16mm spy camera that could be worn as a wristwatch with a capacity for 100 shots on a length of cine film.
After the war the fliers had been vilified for carrying out orders from Bomber Command chief Arthur "Bomber" Harris to carpet-bomb German cities in devastating night offensives; Wallis finally received his Bomber Command golden clasp for his time in 103 Squadron in July this year. "It's a bit late," he remarked, "and long overdue. There were 56,000 who were killed in Bomber Command and when we finished operations we thought we would get medals. It was a terrible disappointment when we didn't."
Kenneth Horatio Wallis, pilot, scientist and inventor: born Ely, Cambridgeshire 26 April 1916; MBE 1996; married 1943 Peggy Stapley Officer (died 2003; one son, two daughters); died Reymerston, Norfolk 1 September 2013.
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By Reece M. Krantz '16
Generating school spirit is a wholesome art, and one that Brophy is rather famous for.
The spirit of a school, good or bad, is not a fortuitous one.
Whatever its character is, it can be traced back to a common cause or call.
It is neither spasmodic nor ephemeral; it comes as growth and persists relentlessly.
Too much school spirit can lead to an ultranationalistic approach to campus life, which can result in misbehaviors.
Too little and school is a lifeless gulag.
We must find a middle ground.
If school spirit is bad, it can be easily to attributed to the depravity of the students, except for a fact that in another school where there is equal depravity, there is good spirit.
The initial impression that someone gets as they walk into a school, I would argue, is the sense of school spirit.
When they walk into the main court of a school, they should be able to feel a certain pride that exudes a lively atmosphere.
Positive school spirit will give off a positive atmosphere, where people will enjoy the overall experience of the school.
This is very important because the more people are motivated and in are unison with their fellow classmates, the more efficient and behaved they are as a whole.
The opposite of this is negative school spirit or bad school spirit.
This kind of spirit gives off a bad impression to strangers who come visit the campus. Rather than motivating students, it saps more than it gives.
Positive and negative effects are both important, however.
We need a decent balance to help shift student attitudes to be more fulfilling to a school's overall goal.
Too much, and spirit quickly loses it symbolic meaning of brotherhood and unison and becomes a massed frenzy that is incomprehensible and unorganized.
Too little, and the school becomes the prison some exaggerate it to be, with little creativity and support for fellow scholars and teachers alike.
It's hard to tell what is more dangerous.
I suppose it's up to your own relative interpretation of what you want a school or an idea to mean.
The middle ground is difficult to obtain.
It requires arduous maintenance and a subtle system of checks and balances.
Brophy is an example of one that seems to have a decent middle ground of the two extremes.
I would also contend that we have strayed to both ends in the past, but a strong community is a great equalizer in these cases.
In the expression Esprit de Corps we have a fitting and simple way to show and characterize school spirit.
This phrase helps embody as "the animating spirit of the collective body" and it is through this comprehension that we form a definitive definition of school spirit.
Too much or too little, school spirit is something that all schools must maintain in some form to be a great place communally and academically.


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JACKSON CENTER, PA / ACCESSWIRE / August 25, 2021 / Halberd Corporation (OTC PINK:HALB) received notification from the Ference Law Firm in Pittsburgh of a Notice of Allowance, by the US Patent Office, for the treatment of Cockayne Syndrome.
Cockayne Syndrome is a fatal autosomal recessive neurodegenerative disorder which causes premature aging and severely impaired development of the nervous system. Cockayne Syndrome is one of only a few known diseases which cause premature aging. Halberd's scientific team and patent counsel believe that this is one of the first granted patents which could slow the aging process. This intellectual property also greatly strengthens the existing intellectual property of Halberd. This patent application utilizes Halberd's patented extra-corporeal methodology for the development of treatments for infectious diseases, such as PTSD, CTE, Alzheimer's Disease, and others.
Mitchell S. Felder, M.D., Halberd's Chief Technology Officer, and board certified neurologist, stated, "From time immemorial, mankind has dreamed of finding a method for slowing the aging process. I believe that this granted patent may be a first step in achieving that dream. It may also potentially open the door for the treatment of a great many other neurodegenerative maladies (Alzheimer's Disease, Parkinson's Disease, PTSD, CTE, etc.). In part, this granted patent teaches a technique for precisely controlling the exact pico-gram/ml concentration of Death-Associated Protein 1 (DAP1). Obviously, less DAP1 may lead to reduced premature death(s)."
William A. Hartman, Chairman, President & CEO added, "The potential to slow the aging process presents phenomenal possibilities! The beautiful part of Halberd's technology is that all of our work on different major diseases involves the same fundamental elements - extracorporeal (outside the body) application, antibodies, antigens, the same university partners, Chemical Bonding, Lasers, and Radio Frequency elimination techniques. This commonality allows us to pursue a wide variety of major diseases by altering only our created antibodies and the target antigens. That makes Halberd equivalent of a huge biomedical corporation with a massive collection of patented intellectual property covering multiple major diseases. This makes Halberd's technology similar to a screwdriver with interchangeable tips - it uses the same basic tool."
Hartman continued, "This Cockayne Syndrome/ Aging patent could be the first step in the discovery of an actual "Fountain of Youth". Halberd's strategy has been to pursue those diseases that are: 1) Major; 2) Have no known effective cures; 3) Are within our capability to deliver in the short term utilizing our existing technology, and 4) Covered by our strong patent protection. We are working to revolutionize medicine, not just to find another treatment!
Equally important - we are building the foundation of common thread of strategies with profound prospects for universal application, addressing numerous medical maladies."
To get the latest news on Halberd's exciting developments, including our ongoing disease eradication accomplishments, subscribe by submitting this form.
For more information please contact:
William A. Hartman
[email protected];
[email protected]
About Halberd Corporation.
Halberd Corporation (OTC PINK:HALB), is a publicly traded company on the OTC Market, and is in full compliance with OTC Market reporting requirements. It holds the exclusive worldwide rights to numerous patent- and PCT-pending extracorporeal treatments for COVID-19 and other medical maladies: Halberd also holds the exclusive rights to the underlying granted U.S. Patent 9,216,386 and U.S. Patent 8,758,287.
Safe Harbor Notice
Certain statements contained herein are "forward-looking statements" (as defined in the Private Securities Litigation Reform Act of 1995). The Company cautions that statements, and assumptions made in this news release constitute forward-looking statements and makes no guarantee of future performance. Forward-looking statements are based on estimates and opinions of management at the time statements are made. These statements may address issues that involve significant risks, uncertainties, estimates made by management. Actual results could differ materially from current projections or implied results. The Company undertakes no obligation to revise these statements following the date of this news release.
Investor caution/added risk for investors in companies claiming involvement in COVID-19 initiatives -
On April 8, 2020, SEC Chairman Jay Clayton and William Hinman, the Director of the Division of Corporation Finance, issued a joint public statement on the importance of disclosure during the COVID-19 crisis. The SEC and Self-Regulatory Organizations are targeting public companies that claim to have products, treatment, or other strategies with regard to COVID-19.
The ultimate impact of the COVID-19 pandemic on the Company's operations is unknown and will depend on future developments, which are highly uncertain and cannot be predicted with confidence, including the duration of the COVID-19 outbreak. Additionally, new information may emerge concerning the severity of the COVID-19 pandemic, and any additional preventative and protective actions that governments, or the Company, may direct, which may result in an extended period of continued business disruption, reduced customer traffic and reduced operations. Any resulting financial impact cannot be reasonably estimated at this time.
We further caution investors that our primary focus and goal is to battle this pandemic for the good of the world. As such, it is possible that we may find it necessary to make disclosures which are consistent with that goal, but which may be adverse to the pecuniary interests of the Company and of its shareholders."
SOURCE: Halberd Corporation


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This building is turn key for you to start your business! It was used for years for car sales, mechanical repairs, but with the area and vast capabilities of this building, detached 16x20 building was used for a private office , so much potential, bring your own ideas! The apartment is a fabulous place to live or rent out for an extra income. Sabattus Road has such great exposure for any business to start up, call today so you can be your own boss!
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Lady Molly of Scotland Yard
From the author of The Scarlet Pimpernell, comes a series of 12 stories featuring one of literature's first female detectives. Molly Robertson-Kirk a.k.a. Lady Molly shares the same mental prowess as C. Auguste Dupin and Sherlock Holmes but brings a woman's wit to the table making for a formidable crime buster. Join her as she solves the crimes that plague the hills and highlands of Inverness, Scotland.
FREE! Click Here!
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Fast Track To Glory
Professor Nina Monte, an expert in ancient religious texts, is called into a secret meeting. A mystical object has been discovered in a 15th-century galley, buried at the bottom of Lake Garda in Italy. At the recovery site, Monte makes a shocking revelation—the relic in her hands holds the power to change humanity's perception of existence.
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We took home the "Winner of winners" award at the 2016 Welsh Business Awards, having also won the Commitment to Skills and People Development category. The awards are organised by the South Wales Chamber of Commerce, in association with the University of South Wales.
Judges were impressed by our innovative approach to business and dedication to staff training, helping paralegals to become fully qualified conveyancers. This lets us provide every client with a dedicated, skilled professional as a personal guide throughout the conveyancing process.
Managing Director Lloyd Davies said:
"Winning these awards and being named the 'Winner of Winners' is a huge boost for our business but it also shows the benefits that membership of the Conveyancing Association can bring. Being a part of the CA has helped us to develop best business practice in conjunction with other leading conveyancing businesses.
"In recognising our 'Commitment to Skills and People Development' the judges made explicit reference to our work in developing the Conveyancing Academy as the first online conveyancing training portal in the UK, and this was clearly a major part in our success. Convey Law's use of the Conveyancing Academy courses certainly gives us an edge over competitors in terms of our staff skills, but more importantly it allows us to achieve our goal to give every individual the opportunity to fulfil their potential.
"A supportive culture that encourages training, learning and continuous professional development, coupled with the benefits of the Academy's structured training programme, has allowed us to achieve significant commercial growth. This has been helped considerably by our membership of the CA and we would urge other conveyancing firms who are not members to consider what the Association can offer their business."


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Worn out doesn't have to be your story.
Does the drive for success and self-worth feel like a never-reaching goal?
Does it ever feel like you don't have enough time to get things done?
Are work, commitments, and life pulling you in too many directions?
We believe no man can find their true self-worth in anything other
than walking closely with Jesus Christ
You can live a life of purpose
Connect with other Men
Brotherhood is in our DNA (God created us this way), we need it! We need Brotherhood to survive, we need it to grow, and we need it to become all God wants us to be!
Restore your Heart
It is no secret our hearts are damaged goods. We may all have different stories and come from different backgrounds, BUT the similarity we all share is the need for God to restore our hearts to Eden hearts – the way we were created to be, you know the one prior to the fall!
Grow in your relationship
with the Lord
Part of the Brotherhood is growing in our relationship with Jesus TOGETHER! We are all on this Journey together and we help each other grow in our understanding and our walk as Godly Men.
Begin the journey towards a restored heart:
1. Sign up for the emails
Being out of the loop isn't fun. Stay up to date with all things Men's Ministry by getting the emails.
2. Join a Men's Group
Find a group that's right for you by clicking here.
3. Come to the next event
Our Men's Gatherings happen every month! Get the details here.
Do you desire to use your skills and time to bless and serve others? Grace Serves is a ministry that gives you the opportunity to join a team of people that come together to serve those in need!
Find out more info and sign-up to help here!
It's time to stop feeling numb, disconnected, and like life is always a struggle and instead be connected to other men, restore your heart, grow in relationship with Jesus, and live a life of purpose!
Have questions? Our team can help
Will Miller
Men's Ministry Leader
Jenna Crenshaw
Adult Ministries Assistant


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Sittingbourne clinch third victory in a row
Sittingbourne 2-1 Folkestone Invicta
Dr Martens League Eastern Division
Saturday 3 April 2004
by Peter Pitts - www.sittingbournefc.co.uk
Sittingbourne made a couple of changes from their victory over
Newport with Tom Berry and Dean Yorath returning, whilst Adam Marshall was on
the substitutes bench which also included new signing Adam Douglas. Joe Dowley
and Clint Gooding are still injured.
Folkestone fielded ex Brickies Michael Everitt, John Guest and Scott Lindsey
with John Ayling just returning from
injury and on the bench.
Invicta got off to the best possible start in as they took the lead after just 3
minutes when Paul Lamb's free kick missed all the bodies assembled in the
Brickies penalty area and ended up nestling in the goal.
Seven months ago Invicta had defeated the Brickies at Cheriton Road and although
the score was only 1-0 Invicta could have had a hatful of goals.
However 7 months is a long time in football and in that time the Brickies have
matured and are now a match for any team in the division, but how would they
react to this early set back? The answer was "brilliantly" as
then more than matched Invicta on a rock hard pitch and even mastered the
gusting wind swirling round the ground.
Folkestone occasionally looked dangerous but so did Sittingbourne as the defence
and midfield linked well with the twin strike force of Jon Neal and Michael
On 24 minutes a snap shot by Invicta's Anthony Hogg went just wide then
three minutes later James Dryden rounded Brickies keeper Kevin Fewell but
Dryden's shot was kicked off the line by James Campbell, but Sittingbourne too
were coming forward and they deservedly equalised on 29 minutes when
Paul Manning's corner was superbly met at the far post by Jamie Coyle who headed
the ball powerfully into the net.
Seven minutes later there was almost a carbon copy move but this time
Michael Smissen provided the header
only for the effort to be stopped on the line.
Sittingbourne started the second half brightly and on 51 minutes the astute Paul
Manning spotted Invicta keeper Anthony Kessell off his line and tried to lob him
but the effort went narrowly wide.
At the other end Martin Chandler broke through but Dean Yorath deflected the
shot. Folkestone now
seemed to play with more of an urgency but the Brickies defence with Paul
Ainsworth outstanding was keeping them at bay.
Despite some good work from both sides neither team troubled the keepers until
the 85th minute when Invicta's Anthony Hogg sent in a soft shot which Fewell
easily held.
A minute later Sittingbourne won a free kick which Kieran Marsh floated into the
Invicta area, James Campbell ghosted in and headed the ball past Kessell to put
the Brickies ahead.
Invicta had a last gasp chance to equalise on 89 minutes when Ben Taylor gave
away a free kick but the effort was easily held by Fewell, then Mark Munday
headed wide, but time ran out and with Folkestone Manager Neil Cugley
ranting and raging at his sides second defeat in consecutive games referee Mr
Hopkins blew the final whistle and the Brickies had clinched their third victory
in a row.
Sittingbourne: Fewell, Taylor, Yorath, Berry, Ainsworth, Campbell, Coyle,
Marsh, Neal (Douglas 87 mins), Smissen, (Cory 83 mins), Manning. Subs not used
Marshall, Ashmore, Williams.
Folkestone: Kessell, Everitt, Lamb, Flanagan, Guest, Lindsey, Chandler, Munday,
Dryden, Watkins (Blackman 76 mins), Hogg, Subs not used: Walker, Dyson, Ayling,


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Let's join the journey of the brave stickman in Stickman Rush! Jump and slide to avoid all gaps, saw blades, and obstacles and complete different challenging levels. Collect all the stars on each level. You can challenge yourself in the Endless mode. Stickman Rush has colorful 3D graphics and intuitive game controls. You just need to use the Up or Down arrow keys to jump or slide. The stickman will run automatically. And you need to make him jump or slide to avoid all challenges and light up the platforms. Get ready for a dangerous adventure!
Game Features:
15 levels and an endless mode.
Colorful graphics.
Challenging gameplay.
Up arrow to jump.
Down arrow to slide.


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Thiruvananthapuram, August 5, 2019: The Institution of Engineering and Technology (The IET) concluded the regional finals of the IET South Asia 'Present Around the World' competition on August 04, 2019. Lithika, working with Texas Instruments as Analogue Design Engineer, was announced as the winner and Sneha Saha, a third year Computer Science & Engineering student from Techno Main, Salt Lake, Kolkata, was declared runner up.
Present Around The World (PATW) is a global presentation competition for students, graduates and young professionals aged 18-30 years that aims to provide a platform to showcase and explore their talent and innovative thinking. Lithika's winning presentation on the topic 'Sakhi- a companion chatbot for the elderly and for patients suffering from psychogenic disorders such as Alzheimer's Disease ' was awarded a cash prize of £400 (approx. Rs 34,000). She will now compete in the global finals which will be held in London in October this year. The runner-up, Sneha Saha, was awarded a cash prize of £300 (Approx. Rs. 25,000) for her presentation on the topic 'Detection of Oral Cancer by Digital Infrared Thermal Imaging (DITI)'.
As part of the competition, individual competitors give a 10-minute presentation on a subject related to engineering and technology that aims to address a social problem. The competition provides a platform for students to develop a practice of applying theoretical learning to resolve social problems and groom their communication skills.
The IET, having taken the initiative to conduct SA PATW, shortlists candidates and trains them to get ready for the competition. The competition gives engineering aspirants an exposure and recognition at a global level.
This year, the competition witnessed participation from engineers across India and Sri Lanka vying for the top honors. The jury included Arul Jerald Prakash, Director, Kerala Science and Technology Museum, Govt. of Kerala, Thiruvananthapuram, J T Gino Premila, Global Head, Initial Learning Program, TCS, Thiruvananthapuram, Dr K Jayakumar, Head STS, FEAST Software Development Division, Structural Engineering Entity, VSSC/ISRO, Thiruvananthapuram.
On the sidelines of the event, Shekhar Sanyal, Country Head and Director, IET India said "The industry is growing at a rapid pace and requires a new set of skills for the next decade." He furthered, "Skills like complex problem solving, the art of negotiation, people management, and coordination with a team are very well practiced in our IET professional networks. While the engineering curricula is undergoing change to suit the needs of the industry, competitions like 'Present Around the World' are conceptualised to encourage young engineers develop the ability to translate complex technical concepts to simple layman terms. Our aim at the IET is to provide students and budding professionals a unique platform to explore their creativity and soft skills, and in turn contribute to their holistic development. PATW has been one of our marquee initiatives and we are thrilled to see the talent this year again. We congratulate the winner and wish her luck for the global finals in London, UK."
For more information, visit : www.theiet.in


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I'd guess that many retirees – and clearly many investors – have a lingering legacy of actively managed funds in their taxable account. The market has declined, and this a good time to consider selling an underperforming actively managed fund. You'd sell and invest the net proceeds in an index fund. Yes, when you sell, you'll pay capital gains taxes now and have less to invest, but you'll make that up: +90% of index funds will outperform over time. The key question is, "How long will it take for me to recoup – to have more in the future by selling my actively managed fund and switching to an index fund?" That's primarily going to depend on your assumption of future performance of your actively managed fund. This post builds on last week's post and describes how I would pick the funds that would rank at the top of the list to sell.
Next week I'll run through the exact math for that decision. Spoiler alert: it takes very little time to recoup.
== Factors in your decision ==
Last week, I listed the factors for this decision. I knocked off #2c at the bottom of the list below. You pay a penalty of about .2 percentage points per year because of on-going taxes you pay on capital gains distributions from actively managed funds. We'll see in this post that factors #2a and #2b potentially swamp that bad result. I focus on those two factors in this post. We'll just keep the added .2 percentage point penalty from in the back of our minds for now.
== How I would rank funds to sell? ==
I'm going to use the example of nine actively managed funds my friend Jay owns in his taxable account. Jay's held these for more than ten years. He spent A LOT of time and effort to pick high performing funds over a decade ago. I'll guess that all of these were Morningstar five-star rated funds at the time he bought them. He tells me he bought more than 20! He got rid of those he didn't like, and these remain. How would I look at these nine if I owned them?
== 1. Arrange by style and display Expense Ratio ==
I reorder the funds by style and display their expense ratio. I get the style for the fund on the Morningstar (M*) Performance page for the fund. I get the Expense Ratio on the Quote page and also on the Price page. These funds fall into three of nine styles: Large Cap Growth, Large Cap Blend, and Large Cap Value. See this post for all nine styles and the peer index funds I use.
Why do I focus on expense ratio? I think you've got this. It's a ZERO-SUM GAME for actively managed funds before costs: actively managed funds in aggregate MUST earn the same return as their peer index fund before its costs. The net return to investors from actively managed funds HAS TO BE LOWER by the difference in costs – annual expense ratio. That makes it LESS THAN A ZERO-SUM GAME FOR INVESTORS of actively managed funds. That's basically why +90% of actively managed funds under-perform their peer index fund over time. (See here and here if you are foggy on these points.)
The expense ratio of these funds averages .8 percent. The expense ratio of the peer index funds average about .1 percent. That's .7 percentage point difference in cost per year. I'd expect these funds to average .7 percentage point less in return. Nine is a very small sample of actively managed funds and three years is not that long of time: the result may be off one way or the other.
More importantly, I'd expect these funds in aggregate will under-perform in the future by .7 percentage points per year. If I add the .2 percentage point penalty for taxes on capital gains distributions I found last week, I'd conclude .9 percentage point less in annual return. That's quite a hit: you'd expect – meaning you assume your actively managed funds perform on average – that you'd incur about 20% penalty in growth from your actively managed funds.
== 2. Compare performance relative to peer index fund ==
I compare a fund's performance to its peer index fund. Morningstar displays how each fund's performance compares to its peer benchmark index. Comparing to an actual fund you could own is fairer.
For this comparison I picked the annual return rate over three years. The Performance page for each fund on Morningstar shows average annual return data over a number of holding periods. I think three years a good time period. You could pick a different time period, though, since M* shows performance for a number of time periods. I gathered this data in early March; that's good, since I don't want to throw the effect of the steep decline since then into this comparison.
What do we find? Even though the sample size is small, the under-performance of actively managed funds generally follows the pattern I'd expect. The average performance of the five Large Cap Growth funds is close to the difference in expense ratio. The average performance of two Large Cap Blend funds is almost exactly the difference in expense ratio. The average two Large Cap Value funds performed better than their peer index fund.
You can see that Large Cap Growth was the winning style over the last three years. (That's been true for longer than that). Its average annual return of the peer index fund was +14% while Large Value was +5%. The market as a whole represented by VTSAX was +9%. That's good for Jay: I don't know how much he has invested in each fund, but this would indicate he made a smart – or lucky – choice years ago to have more in Large Cap Growth.
== 3. Stock picking adds more variability ==
The fund manager's stock picking ability or luck in choice of stocks magnifies or lessens the impact of a fund's cost difference. Some managers will be good stock pickers or lucky and others won't. I highlight in green the four funds that outperformed their peer index by more than one percentage point. Two funds in yellow were just a shade below their peer index fund. Three funds in pink under-performed by more than two percentage points.
The comparisons are easier to see when I regroup by level of performance in the tables below. Now we're getting there. I want to focus on that third group of funds highlighted in pink. These look like the top candidates to sell: JENSX, FMIHX, VHCOX. None of those give me confidence that they'll match their peer index fund in the future. I'll focus on the exact math to use to decide if you should sell in the next post.
Conclusion: The market has declined. This is a good time to decide if you should sell an under-performing actively managed fund in your taxable account and replace it with a peer index fund. You need to rank order your funds. I get the data to do this from Morningstar. In this post I looked at nine funds my friend Jay owns. I found three that have badly under-performed. They are the prime candidates to sell. Next week I'll provide the math steps to decide specifically what I'd do with these.


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Lani loves the natural world and all the intricate connections in it. Her passion for the environment and everything 'green' started from a young age growing up on the beach in Barbados and carried through to her academic and professional life.
Lani was always interested in the relationship between humans and their built and natural environments. She studied in the US at the University of Utah where she graduated with a BSc in Environmental Studies and Phychology linking those two subject areas through her real love and passion for architecture and planning. As a result of her passions and interets in 2009 Lani graduated from Portland State University with Masters in Urban and Regional Planning (with a focus on environment).
While living in the US and since returning to Barbados Lani has been involved in many successful and progressive projects such as local and international recycling programs, green streets projects, Smart City projects, community garden projects and education programmes, a green building project, Green Business Barbados and finally through her own business Ecologic Organics.
In many ways being an Environmental Planner means being a generalist. Today in her life, her work is manifested in the form of planning consulting, permaculture gardens, hiking tours, heirlooms seeds and plants, yoga, locally made juices, bush teas and vegan soups. She also works with many local organizations such as Slow Food Barbados, The Barbados National Trust, TEDx Bridgetown and the Caribbean Permaculture Research Institute to continue to build a more sustainable future.
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