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[JAKARTA] They might be late to the party, but central banks in Southeast Asia are joining the global rush of easier policy, as deflationary pressures create room for them to prop up faltering growth without weakening defences against capital outflows.
Indonesia surprised markets with a rate cut on Tuesday, and Singapore eased its policy in January. Next month, many expect Thailand to lower interest rates, but Malaysia and the Philippines are not likely to do so in coming months.
Deflationary forces are giving policymakers some room to support faltering economies, as many grow at the slowest pace since the global financial crisis. As inflation falls, and sometimes turns negative, real interest rates are rising.
Bank Indonesia cited an improving inflation outlook, driven by the sharp drop in global fuel prices, when it cut its benchmark rate 25 basis points, reversing a hike three months earlier.
"Such policy measures were instituted based on Bank Indonesia's conviction that inflation will remain under control," Governor Agus Martowardojo said.
Southeast Asia's five main economies are estimated to have grown by just 4.5 per cent in 2014, the slowest since 2009, the International Monetary Fund said in January.
Before Indonesia's move, the market thought Southeast Asia would largely hold out against the global easing trend, for fear of triggering capital outflows, particularly if US rates were to rise.
But falling inflation and the risk that rising real interest rates could choke off already-weak growth are leading some central bankers to reassess.
"This is actually a good opportunity to adjust rates down to give growth a bit of a boost," said economist Santitarn Sathirathai at Credit Suisse.
The Bank of Thailand is thought to be the closest to following Indonesia by cutting rates. The coup-hit economy grew just 0.7 per cent in 2014, the slowest in three years, and has sunk into deflation.
The central bank prefers the military government lift spending to revive growth. And it remains concerned that cheaper borrowing costs might inflate credit bubbles - household debt is equal to 85 per cent of gross domestic product.
However, consumer prices in January fell 0.4 per cent from a year earlier, and the prospect of deflation making personal debts weightier in real terms suggests a rate cut may come soon.
It looks "increasingly likely" that the Bank of Thailand will cut rates at its March 11 meeting, HSBC told clients.
But Thai Finance Minister Sommai Phasee on Wednesday reiterated that cutting rates 25 or 50 basis points "will not help the economy much" and said the government is accelerating spending to spur growth.
Rate cuts may take longer in Malaysia and the Philippines, the region's fastest-growing economy, and may not happen. Analysts that disinflation gives the Philippines, which raised rates in 2014 when the pace of inflation was increasing, room to hold them the rest of this year.
Asked if Indonesia's cut might affect Manila, Bangko Sentral ng Pilipinas deputy governor Diwa Guinigundo said policy was determined by domestic factors, not "the monetary policy of our neighbours".
The Philippines had annual growth of 6.9 per cent in the fourth quarter, boosted by strong private consumption and exports.
"The economy remains robust and if additional stimulus is necessary, the big fiscal space is more appropriate," Mr Guinigundo said.
Malaysia's growth prospects are not so bright.
The net oil exporter is hurting, as crude prices are about 50 per cent of their June level. Malaysia's high growth - 5.8 per cent in the fourth quarter - isn't expected to last.
But even though interest rates are the highest since late 2008, economists don't see Bank Negara Malaysia cutting them right now.
Household debt is equivalent to 87 per cent of GDP. The ringgit's 10 per cent slide since mid-2014 aids manufacturing exports, yet keeps authorities cautious about reducing rates, which might lead to capital outflows.
Annual inflation fell to 1.0 per cent in January, the lowest since late 2009.
There's an array on opinion on what Malaysia will do next on rates, with most now believing it will make no change this year.
"There is room for Bank Negara Malaysia to ease if necessary, but that's not our base case at this juncture," ANZ bank said.


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subset: commoncrawl


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Op-ed: Linqua Franqa says Pride is both a form of resistance and a celebration
In the twilight of June 28, 1969, cops crashed the Stonewall Inn in New York City's Greenwich Village, dragging fistfuls of queer employees and patrons out into the early morning dark. When the crowds fought back, the cops barricaded themselves into the bar they'd violently emptied, which the crowd then set on fire. Six days of rioting later, the molten anger had cooled but hardened into what they'd later call the gay liberation movement, and what I'd call the meaning of Pride: a sustained hum of resistance by any and all means, always.
While it may (often) lack the smoke and shattered glass of June 1969, celebrating Pride today remains as much a form of resistance to criminalization and violence as it is a celebration of ourselves and how far we've come.
Read more: MUNA are entering a new era of radical vulnerability
Resistance and celebration to me are kinda like the mythic ouroboros — the snake that eats its own tale. Celebration is foundational to sustained resistance, and music's role in that cannot be overstated; in the words of Emma Goldman, "If I can't dance to it, it's not my revolution." We artists create moments of pause for folks to really be in their bodies as they feel the PA's vibrations quiver on their skin, or they get hurled hither and thither in the pit. The communal experience of show-going (hell, even just piping a song in your headphones that resonates with what you've been through) is where we remember that we are many when we otherwise feel alone.
In a time when the right to same-sex marriage might get curb-stomped by the Supreme Court and senseless policy and physical attacks on trans folks make headlines daily, it is so vital to create those moments of pause to relish our communities and our humanity.
How are we to keep fighting without that? And aren't those moments themselves — where we're human in a dehumanizing world — a subtle kind of fighting back?
The affronts against us may seem subterranean too. Maybe 'cause those headlines of death don't make the front page, or the new "Don't Say Gay" bill isn't in your state, or because your friend doesn't flinch when you still use "he," not "they." But this evolution of queer repression — from naked, public violence like Stonewall to the unseen forms of hurt we go through regularly — is all part of the plan. It's systemic plausible deniability: Nobody saw it, so it couldn't have bled.
Read more: Jenna McDougall continues her mission of empowerment through new solo project Hevenshe
That's part of why I look at rapping as a lyrical Molotov. Chuck it at folks and the complexity and nuance of who I am — queer, parent, they/them — burns bright. I love my husband, but you better keep your girl from 'round me or else she comin' home quoting Fannie Lou Hamer — if she comes home at all. You will see me (and your girl's gon see me a whooooole lot).
As well, this isn't me simply and bluntly declaring, "We ouchea, Ron DeSantis!" 'Cause when they think they glimpse us, it's often just a kid's finger painting of whatever they were taught about us by their parents. It's hard for them to see all of Trevor, one of the most devastating drag queens in the Athens circuit, who is also a doctoral candidate in linguistics. Or Jesse, a cherished colleague of mine on the county commission, dude-seeming in their perennial flannel and hiking boots, who was the first openly nonbinary elected official in our state's history. We are here, yes, but we are so many things, and music's expanse lets it all unfurl.
Speaking of Jesse: Them running for office and winning while unapologetically themselves made me feel comfortable to come out of the gender closet, too. And that's the final point I'd like to make here.
Read more: How the Boulet Brothers, Venus Envy and more are breaking the boundaries of drag
Music creates safe passage to other possibilities and experiences — and sometimes to our true selves. To write a tender song is to model really feeling your feelings in a world whose violence numbs us. To go ham on the drums is to permit a listener's hips to soften and sway in a way they cannot on the street. To step up to the mic gay as fuck is to model radical integrity to someone who didn't realize they were allowed to exist at all. And I imagine I am not the only queer to find relief in that permission.
So, if you've got it, flaunt it. Show 'em how it's done. Somebody might need to see you so that they can see themselves in a world that won't.
My therapist recently told me that your nervous system doesn't differentiate between seeing a deadly snake and opening a dreaded email from your boss — or, I might imagine, the difference between fighting the cops and smashing to the ground while moshing. A link between our resistance today and the resistance of our queer forebears exists in our very neurobiology.
Pride, at heart, is a riot. Keep that same energy.
Linqua Franqa's latest album, Bellringer, is out now. This op-ed appeared in issue #407, available here.


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If you've read my blog post discussing the 10 mood-boosting nutrients, then you probably know a good deal about magnesium, the fourth most abundant mineral in the body that can prevent fatigue, confusion, irritability, apathy, and stress. But did you know that magnesium isn't just for keeping the rainy days away? It has so many health benefits most of us don't know about.
1. It regulates blood pressure
Inadequate magnesium intake has been associated with hypertension. On the other hand, taking a magnesium supplement can reduce both systolic and diastolic blood pressure. The change isn't significant enough to normalize a hypertensive patient's blood pressure, but it can still help fight the common adverse effects of high blood pressure.
2. It can prevent cardiovascular problems
Did you know that a magnesium deficiency can lead to heart disease? This mineral protects your heart from irregular heartbeats and the muscle damage that could result from chronic stress. It can also ward off numerous threats to your cardiovascular system, such as abdominal pain, constipation, cramps, flatulence, and vomiting.
3. It can fight osteoporosis
When it comes to maintaining a healthy skeletal system, magnesium is just as important as calcium. A deficiency of this mineral can lead to osteoporosis. Magnesium helps regulate not just calcium, but also copper, zinc and vitamin D, making it crucial to maintaining bone health.
4. It contributes to a healthy pregnancy
Magnesium is one of the nutrients essential to ensuring optimal health throughout pregnancy. Sufficient magnesium supplementation during pregnancy can boost the expectant mother's pain tolerance and minimise the risk of osteoporosis, which will, of course, result in a healthy delivery.
5. It can prevent digestive problems
Individuals suffering from severe constipation can find relief by taking a high dose of water-soluble magnesium supplement. Magnesium attracts water and softens the stool as it passes through the intestines. It acts as a laxative that relaxes intestinal muscles and helps maintain a healthy bowel movement rhythm.
6. It helps in nutrient absorption
You might have a hard time absorbing vital vitamins and minerals like calcium, phosphorus, potassium and sodium if your body lacks magnesium. With adequate magnesium intake, your small intestine will have an easier time absorbing nutrients and your body will be more capable of detoxifying harmful toxins.
7. It can fight diabetes
Individuals with a magnesium deficiency have a higher risk of developing type-2 diabetes. Magnesium plays a key role in carbohydrate and glucose metabolism. It also influences insulin secretion and sensitivity. Ultimately, it can help control blood glucose levels. In fact, several studies have shown that a 100mg increase in daily magnesium intake can decrease diabetes risk by approximately 15%.
8. It wards off asthma attacks
If you suffer from chronic asthma, you may be able to find relief from adequate magnesium supplementation. Magnesium helps regulate breathing and relaxes bronchial muscles. In fact, intravenous magnesium is often administered to individuals who are experiencing breathlessness and uncontrollable wheezing.
More than 300 biochemical reactions in your body rely on magnesium. Around 50% of the mineral is stored in the bones, and the other half can be found in the cells of tissues and organs. If you are experiencing anxiety, fatigue, insomnia, loss of appetite, muscle spasms, and weakness, nausea, pain in the neck and back, muscle twitching, or a combination of these symptoms you might have a magnesium deficiency.
What foods are rich in magnesium?
You can find plenty of magnesium in sea vegetables, green leafy vegetables, and whole grains. Other excellent sources are sweet potatoes, lima beans, artichokes, beet greens, tomatoes, peanuts, and of course, chocolate. In fact, chocolate's high magnesium content is the reason why it can ward off the ill effects of stress, put you in a state of relaxation and improve sleep quality.
Like all good things, too much magnesium intake can have negative effects. It can even lead to health problems as serious as diarrhea. But if you take magnesium in the form of nutritional supplement, side effects won't be a problem.


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This issue may be connected with SEO URLs settings on your WordPress website.
- Check whether your SEO permalinks are enabled under Settings-Permalinks. If they aren't, choose the preferred URL structure and Save.
- Connect to your website via FTP and check for the .htaccess file in your WordPress root folder. If this file is missing, SEO permalinks won't work.
To fix this issue. you can create an .htaccess file by yourself. Follow these steps:
- Create a file on your local computer (in NotePad or SimpleText), call it '1.htaccess'.
- Upload this file to the root folder of your WordPress via FTP.
- Rename '1.htaccess' to '.htaccess'.
- Set the permissions for .htaccess file to 660 or 664
- Insert the following lines of code in your .htaccess: (works for 3.x WordPress versions)
# BEGIN WordPress RewriteEngine On RewriteBase / RewriteRule ^index\.php$ - [L] RewriteCond %{REQUEST_FILENAME} !-f RewriteCond %{REQUEST_FILENAME} !-d RewriteRule . /index.php [L] # END WordPress


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Every year, my slow descent into veganism becomes a little more tangible.
The summer before my senior year of high school, I attended a political summer program called "Girls Nation," where I met up with 99 other girls from across the nation for a week of mock senate proceedings and campaigning. My roommate there was a girl named Danielle, a vegan from New Jersey.
She challenged me to go vegetarian for the week, and it seemed like a feat I could accomplish. After the week was completed, I realized that I was perfectly capable of eradicating meat from my diet and moving toward cruelty-free eating; I just needed to take the first step.
When I got home from Washington D.C., I cut out red meat from my diet. The first two weeks were miserable. I remember the first few lunches back at school where I looked longingly at my best friends' cheeseburgers.
Still, I had chicken, which is easily the most versatile meat. I could eat comfortably at most restaurants because every restaurant has chicken strips. Honestly, I forgot I was a pollotarian. Avoiding red meat was just a way of life.
Months later, I officially claimed the title of "vegetarian" when I finished my last plate of Blazin' wings at Bdubs.
Life was much harder without chicken than it was without the other meats I had successfully dropped. But again, life eventually went back to normal and avoiding chicken became a subconscious habit.
Every year since, I have tried to make my diet a little stricter. Last year, I completely stopped eating eel. I know, it's weird. But for a long time, I couldn't live without eating Sushigawa's unagi at least once every few months.
This year, I have decided to end my gelatin consumption. Saying goodbye to fruit snacks hasn't been hard, but I know I'll miss s'mores when the summer months come. By this time next year, though, this will simply be the new normal.
I'm sure my sluggish progress seems insignificant, but it's important.
I can't go cold tofurkey and eliminate all animal byproducts from my diet at once; it just isn't realistic for me. And that's okay.
It doesn't matter how much progress you make as long as you're making progress. Personally, I think moving slow is far more sustainable than making a drastic change all at once. I have seen a lot of burnt-out former vegans in my time.
So don't worry about whether your progress is obvious to the people around you. Whether you have specific workout goals, academic goals or a video game personal record to achieve, trust in the process and work at a pace that makes sense to you.
Slow and steady wins the race, whereas rushing through things may cause you to drop out before you even hit the finish line.


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Racked is no longer publishing. Thank you to everyone who read our work over the years. The archives will remain available here; for new stories, head over to Vox.com, where our staff is covering consumer culture for The Goods by Vox. You can also see what we're up to by signing up here.
Seun Olubodun, the designer behind the Philly-based preppy-cool lifestyle brand, Duke & Winston, will unveil D&W's new, Main Line store on Friday, November 1. Despite what we thought when we first caught wind of the story back in July, the 907 West Lancaster Avenue location in Bryn Mawr (next door to Knit Wit) won't be a permanent addition to Olubodun's brick-and-mortar line-up; the pop-up shop will cease and desist on January 7 of next year, so plan your outing accordingly.
Duke & Winston's full line of men's rugby sweaters, polos, logo caps, silk ties, and men's and women's graphic tees will be offered at the pop-up, along with the brand's collection of dog accessories, just in case Fido's wardrobe is lacking a Duke and Winston logo hoodie.
· Duke & Winston [Official Site]
· Philly Lifestyle Brand Duke & Winston Expanding to the Main Line [Racked Philly]
· Duke & Winston Caters to the Casual Male and the Dog-Obsessed [Racked Philly]


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Director-General Department Of Cooperative Governance
Director-General Department Of Cooperative Governance, The Department of Cooperative Governance and Traditional Affairs (formerly the Department of Provincial and Local Government) is one of the ministries of the South African government. It is responsible for the relationship between the national government and the provincial governments and municipalities, and for overseeing the traditional leadership of South Africa's indigenous communities.
Director-General Muzamani Nwaila
Professor Charles Muzamani Nwaila
- Prof. Muzamani Nwaila is Director-General in the Department of Traditional Affairs, a position he has held since September 2010.
- He holds a DLitt in English from the University of Pretoria, a Master's degree in English from Durham University United Kingdom, and a BA (Hons) degree from the University of the Witswatersrand (Wits). He also acquired management and leadership qualifications from Reading and Leeds universities in the UK, from the Graduate School of Public and Development Management at Wits, and from Galilee College in Israel.
- Prof. Nwaila has been in the public service for 36 years, with his professional career including appointments as Director-General for Traditional Affairs, Director-General for the Free State provincial government, Superintendent-General for the Department of Education in the Free State, and chief director for the Gauteng Department of Education.
- He has been a member of the Gauteng Provincial Ministry's strategic team, and also served as adjunct professor at Wits, and deputy chair of the University of the Free State Council.
- Prof. Nwaila has been involved in several community projects and is a founder member and president of the Free State Society of Public Administration and Governance.


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The beauty of a deal is in the eye of the beholder.
This is never more evident than on Amazon's yearly "Prime Day" — an opportunity for the e-commerce king to offload inventory and slash the price of its own products in an effort to pad its Prime memberships.
To some customers, a $79.98 hammock — marked down from $120, mind you — is a complete waste of money. To others, it's a can't-miss bargain. Scan Amazon today, and you'll see a flood of these moderately priced frivolous items.
For the most part, the deals are marginal at best. Only 64 of 8,000 "deals" last year were worthwhile last year, according to research from The Wirecutter. The best buys you'll find on Prime Day are on Amazon devices, as you'd expect.
The company's Echo home speaker system is half off today, and readers can grab Kindles at a healthy price.
But to reap the rewards of Prime Day, you first need to pony up for Prime. For $99 a year, members get free two-day shipping, access to Amazon's catalog of movies and TV shows, and unlimited photo storage — among other perks.
For Amazon, Prime Day is genius.
As far as CEO Jeff Bezos is concerned, the name of
A decade from now, you'll be telling your Amazon Echo to summon your Amazon Sedan to shuttle you off to Amazon Whole Foods — and if going outside is too much of a drag, no sweat, because Amazon Drones will deliver your order straight to your house.
The Seattle-based monolith wants everyone inside the Amazon ecosystem of products, and making sure customers are signed up for Prime is the best way to accomplish that goal. It's what makes Prime Day a no-brainer move. The company has approximately 65 million members, and flashing pseudo-deals is a great way to add more.
From an entertainment perspective alone, Prime membership will be worth it for many people. Members have access to Amazon's slate of original shows, including acclaimed series like "I Love Dick," "Mozart in the Jungle," and "Transparent." As Amazon continues to invest in content, these offerings will only expand. And on the music side, Prime members have a million songs to stream.
Factor in the free two-day shipping, and for households that are even moderate Amazon users, Prime starts to look like a solid deal.


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Keith Curle was understandably delighted after seeing the Cobblers knock out League One side Burton Albion in the Emirates FA Cup third round on Sunday afternoon.
Nicky Adams, Ryan Watson, Charlie Goode and Sam Hoskins were all on target as the Cobblers won 4-2 at the Pirelli Stadium to book their place in the fourth round draw on Monday night.
"I think the football club can be very proud of this performance and result today and also of the support we had," he said.
"Burton are a good footballing team but we did a lot of work on our shape in training. Nicky's goal came at the right time and then the second goal from Ryan was vitally important.
"Charlie's goal was the icing on the cake but the goal for them right at the end of the first half gave them a bit of belief and a bit of a foothold.
"Had they got it back to 3-2 that would have given them a real head of steam but we got that fourth goal through Sam which was massive.
"All the lads that came off the field today had emptied the tank, they gave it everything and that was the minimum the supporters who came today deserved. We knew it was going to be a tough game and that we would have to give it everything.
"The supporters' backing was excellent again and there is a real unity building there. Some people might not like how I manage or how the team plays but they like a winning football team."
When asked who he would like in the fourth round, Curle said:
"I'd like anybody at home, I want to continue the progression and with the backing we have there I know it will give the players that extra ten per cent."


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Call for nominations: Scoping meeting for IPCC special report on desertification
At the 43rd Session of the Intergovernmental Panel on Climate Change (IPCC) that took place from 11 to 13 April 2016 in Nairobi, Kenya, the Panel approved a decision to prepare a Special Report on climate change, desertification, land degradation, sustainable land management, food security and greenhouse gas fluxes in terrestrial ecosystems.
To develop the scope and outline of this Special Report, the IPCC will hold a Scoping Meeting during the week of 13 February 2017 (venue to be confirmed). The Scoping Meeting will result in a draft Scoping Paper describing the objectives and an annotated outline of the Special Report, as well as the process and timeline for its preparation. The Panel at its 45th Session to be held in April 2017 will review the draft Scoping Paper and will make decisions around further IPCC work on this Special Report.
Future Earth, as an observer organization to the IPCC, is invited to nominate experts to participate in the Scoping Meeting of this Special Report. Members of the Future Earth Committees, Secretariat and leaders from global research projects and Knowledge-Action Networks are invited to propose themselves or colleagues from Future Earth's networks for nomination by Future Earth to this meeting.
Participants in the Scoping Meeting should collectively cover the following topics, areas of expertise, climate change perspectives and regional perspectives:
Topics covered by the Report
- Desertification
- Other aspects of land degradation
- Sustainable land management
- Food security
- Greenhouse gas fluxes in terrestrial ecosystems
Areas of expertise as applied to the topics covered by the Report
- Agricultural systems
- Agroclimatology and agrometeorology
- Biomass for energy generation and fuels
- Carbon cycle and other biogeochemical cycles
- Climate observations and projections
- Demand-side management
- Detection and attribution
- Eremology
- Food systems
- Land economy
- Land-atmosphere interactions and biogeophysics
- Monitoring and reporting of information relating to AFOLU inventories
- Nutrition and nutrition-related health, food quality and access
- Plant and animal physiology
- Rangeland management
- Rural development and livelihoods
- Soil science
- Sustainable consumption
- Urban and forestry aspects of sustainable land management
- Water and biodiversity in relation to land-uses within the scope of the report
Climate change perspectives
- Contribution to climate change drivers
- Climate change impacts
- Climate change adaptation options
- Climate change mitigation options
- Adaptation and mitigation interactions
Regional expertise
- WMO Region I: Africa
- WMO Region II: Asia
- WMO Region III: South America
- WMO Region IV: North America, Central America and the Caribbean
- WMO Region V: South-West Pacific
- WMO Region VI: Europe
Please note that nominations should include as many topics, climate change perspectives and regional perspectives as are relevant. However, the number of areas of expertise for each nominee is restricted to five, and we ask that these are ranked (1 = area of greatest expertise, 5 = least). This will help with the selection process. Areas of expertise should be identified only if a nominee's expertise applies specifically to the topics covered by the Special Report. General expertise or expertise in an area outside the scope of the report should not be included.
While the final outline for the Special Report may not include all areas listed above, broad expertise is solicited in order to determine robust areas for consideration. In selecting meeting participants, consideration will be given to the following criteria: scientific, technical and socio-economic expertise, including a range of views; geographical representation; a mixture of experts with and without previous experience in IPCC; gender balance; and background from relevant stakeholder and user groups, including governments. The number of nominations is likely to exceed the number of places available. While every effort will be made to maintain balance, IPCC cannot guarantee to offer a place to every nominee.
Please also note that the work of the Scoping Meeting will be conducted only in English.
For each individual application, please fill in the nomination form available here. Please complete all information requested (mandatory fields marked by a * in the three Boxes: "Person Nominated," "Education Background and Expertise" and "Employment and Professional Profile of Person Nominated"). Please send the nomination form with a summary CV (maximum four pages) in English and in pdf format no later than Thursday, 29 September 2016 (6pm CEST) to: firstname.lastname@example.com and firstname.lastname@example.com.
All relevant and complete applications will then be sent to IPCC. An invitation letter to the Scoping Meeting will be sent to the selected nominees in December 2016.
Please note that Future Earth will not provide financial support to nominees. Please also note that you can also be nominated by your country. To do so, you will have to contact the IPCC focal point of your country.
September 13, 2016AUTHOR
Future Earth Staff MemberSHARE WITH YOUR NETWORK
Expert Input Welcome for the 2024/2025 Edition of the 10 New Insights in Climate Science
Vacancy: Intern – USA Hub (Paid)
Future Earth Asia Committee Launched, Driving Regional Collaboration for Sustainability Initiatives


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Top 5 budget Christmas gift ideas
Credit Union SA
Member Experience Team
We know what you're thinking…
"Oh no, here comes the homemade potpourri and toilet roll dolls" but fear not, we are about to share some super clever, dollar saving, personalised gift ideas with you.
Check out some of our favourites…
Cake in a jar
Debbie, Sponsorship Specialist
Every year I choose one of my favourite cake, biscuit or brownie recipes (or my friend Google's) and layer all the dry ingredients into a jar. I decorate the jar with ribbons and add a personalised tag with baking instructions. I have made all different ones over the years – and everyone loves them. An extra bonus is getting to taste the finished product!
P.S.- I try to use SA ingredients where possible to support local!
Plant babies (aka propagated plants)
Sonia, Accounting Manager
Succulents are super easy to grow and, let's face it tiny succulents are downright adorable. So I use cuttings from my own collection of succulents (or indoor plants) and re-house them into nice pots with lovely bows and hand them out as gifts. It's easy, cheap and always a crowd pleaser!
Sauces and jams
Dominic Newcombe, Fraud & Disputes Manager
It might be cliché but I absolutely love handing out my homemade sauces and jams, not only because I have some pretty tasty creations but also because it helps me make the most of all my homegrown fruits and veggies that would otherwise go to waste! So it's win-win for everyone!
Surprise lunchboxes
James Vinicombe, People Learning and Development Consultant
If you're anything like me and leave birthday present shopping to the last minute, then you'll love my "surprise lunchboxes". Basically you run down the isle of your local supermarket, grab a lunchbox from the general merch aisle, then fill it with all the SA goodies you can think of like Beerenberg chutney, Perrymans Gingerbread Cookies, Tuckers crackers, Fruchocs and nifty little kitchen gadgets. It's low effort and low cost but is always a winner!
Playdough sets
Courtney, Marketing Communications Specialist
I could never come up with any good gift ideas for my nieces and nephews until I stumbled upon homemade playdough sets. Now every year, I make up my own playdough (sometimes edible- Nutella and peanut butter) and load them into Tupperware containers. In a basket, I add the homemade playdough, a rolling pin, cookie cutters, alphabet beads, stones, pinecones etc. and throw in the most important part of the present which is "playdough tasks"! Not only do the kids love these sets but their parents do too! #ThankMeLater
Connie's Christmas Gingerbread recipe
Learn moreChristmas wouldn't be complete for Connie, our Operational Risk Analyst, without a batch of her gingerbread cookies.
We're here to help
Contact usCall or visit us, or contact us online using our enquiry forms.


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A trio of very drunk Eastern Europeans tried to pick a late-night fight with a group of workers who were on their way to have an after-work drink.
"Fucking Pakis" they shouted, in accented English. "Why don't you fuck off back where you came from?"
As it happens, the people they were yelling at were Cypriots.
Musings and Snippets from a recently retired JP. I served for 31 years, mostly in west London. I was Chairman of my Bench for some years, and a member of the National Bench Chairmen's Forum All cases are based on real ones, but anonymised and composited. All opinions are those of one or more individuals. JPs swear to enforce the law of the land, whether or not they approve of it. Nothing on here constitutes legal advice.


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To be proactive and get a complete idea of your oral health, it is necessary to perform an oral examination and take digital X-rays. During the exam, our dentist will look for signs of gum disease, and any other abnormalities. A series of X-rays will also be taken to show what is not as easily detected with the naked eye.
, cavities,The Importance of Regular Checkups
Having our dentist take a closer look at your entire mouth as well as face and neck is important for the overall health of your body. In fact, certain systemic diseases, like lupus and diabetes, can first present themselves as abnormalities in the mouth.
A dental exam is also a time in which diet or oral hygiene habits can be discussed. If needed, we can demonstrate proper brushing or flossing techniques for you or even recommend certain procedures. As a whole, oral examinations can lead to serious issues being caught early on when they're most treatable.
Why X-rays Are Necessary
X-rays are valuable tools used in dentistry to uncover hidden issues or to help with treatment planning. Digital X-rays have dramatically improved over the years and pose no threat to the patient. Typically X-rays are performed yearly and kept for reference.
New patients are asked to undergo dental X-rays so that our dentist and staff are brought up to speed on the state of your oral health. There is no special preparation involved with X-rays of this kind. We will simply lay a lead vest across your chest and lap to prevent any unnecessary radiation exposure and position the machine as needed.
Schedule a Visit Today
Oral examinations, X-rays, and dental cleanings are all critical components of preventive dentistry. All three work together to give our Washington, MI, dentist and his staff an idea of where you're at with your oral health. Make an appointment by calling Washington Family Dental at (586) 752-4545 or fill out our online contact form.


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News Salary Administration / Social Security Insurances
Withholding Taxation Amendments 2021
With the changes from January 1, 2021, the employer is now responsible for applying the correct withholding tax rate.
The Federal Law of 16th December 2016 on the revision of the Withholding Taxation of Income from Employment has revised the basis for the withholding taxation. These changes will come into force on 1st January 2021.
The aim of the withholding tax reform was to standardize and simplify the withholding tax provisions in Switzerland. As a result, various changes and corrections will be made to the withholding taxation as of 1st January 2021.
The most important changes as of January 1, 2021:
- The definition of income subject to withholding tax will be unified throughout Switzerland. Accordingly, there will be no longer any differences in taxable salary components between the cantons.
- Withholding tax must now be settled with the employee's canton of residence or domicile.
- The rates will be applied uniformly by the cantons.
- The calculations of the withholding tax on wage components before entry, during employment and after leaving the company have been partially adjusted. As a result, it is possible that from January 1, 2021 onwards, remuneration may have to be settled with withholding tax in a different way than previously.
- The withholding tax rate for the 13th monthly salary in the monthly model must now be determined using a special calculation formula.
- For irregular hourly wage earners a uniform rate determination applies.
- The requirements for filing a tax return (subsequent ordinary assessment) have been adjusted and extended.
- The "application for tax tariff correction" no longer applies and the so-called "recalculation of withholding tax" is newly introduced, but for conclusively determined situations only.
- All completed withholding tax rulings will be cancelled as of 31st December 2020.
Important: From January 1, 2021, the employer is now responsible for the application of the correct withholding tax rate! Therefore, in the future the employer will have to collect even more information about his employees liable to withholding tax than before. In the future, it is important that the employer is aware of any other employment of the employee, any employment of the partner or any replacement income. Only if the employer has all the information about the employee, it will be possible for him to define the correct tax at source rate for his employee. The cooperation between the HR department and the employee will therefore be even more important in the future.
What needs to be done now?
- Complete all personnel data of the employees concerned (other employers, partners with gainful employment, replacement income, etc.).
- Train your employees on their reporting obligations to you as the employer
- Check the payroll accounting program to see, if it can correctly implement the new features as of January 1, 2021 (entries and exits, back payments, 13th month's salary, hourly wage, etc.)
Do you have any questions or need support. We are happy to help. Send us an e-mail to firstname.lastname@example.com or call us at 041 727 51 00.
WHAT we do is not unique, but HOW we do it!
Reto Leisibach 21 September 2020
Keywords: withholding tax, changes 2021, payroll


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What's Included with Membership?
User Reviews
Risk Free
Device Support
"Jdemail78 says, "I've been taking Steve's lessons for the past month and during the first week, my finger tips hurt each day I played but I kept on playing because I knew that eventually I'd build up callus on the ends of my fingers and the pain would go away. Sure enough, that happened for the most part but recently they've been starting to hurt again. Not as much when I'm done playing, more when I start playing. After I play for a little while, the pain goes away (like a numb sorta feeling) and then by the time I'm done, they are hurting again. I guess what I'm wondering is how long does this go on for? I can tell that I have callus on my fingers but some of the pain is still there. Does it ever go away completely or do you eventually just get used to it? Thanks.""
Warning: These videos are old, but kept for the archives!
This is a video response from Mark Lincoln, one of the many JamPlay instructors. If you have guitar related questions, or are struggling with a topic, we field questions every day from guitarists from around the globe. Learn more about our guitar lessons, and especially our live guitar courses for more information.
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Martin proposed me yesterday to come and work with him and Josh. I'm actually spending all my days front of his computer making his and Paul's website. It's a good idea to get out of it for a day
First site, well, the job is done now but when we arrived there was high grass all around the fence, even inside. Josh and martin put some product days ago so it was easier to cut.
This is Martin :-)
Hey :-)
Second site, this time I take a picture before.
The cool thing with this job is grass is like hair so they are going to come back here one day.
Josh preparing the tools.
The second cool thing is because an antenna must be on a top of an hill means the view is nice :-D
Even very nice!
This is a small site as said Martin. It's not a big job but it has to be done.
We are on our way back looking for some banana fields (for me) and places to visit like here.
This is an old castle (not difficult to see) made by a spanish guy.
It's stylish with the palm trees.
And it's next to the river. He made one of the first dam to produce energy. Am I right Martin? I'm not sure about that.
The visit is very short because it's the free part of it.
Martin, josh and me :-)
And we continue our way back.
This BIG container is part of a sugarcane factory.
We are gonna stop in this small village and have a drink.
Very old OZ stylish building.
The view from the café.
Wow! A sugar cane train is actually passing through the village.
This train is small but it's very very long.
Dry sugar can.
Then we stopped to "blablabla" falls. I don't remember the name because I'm writing this post one month later…
This is a natural slide. Let's try :-)
Martin first.
Fiou! It's fresh and very nice.
Josh doesn't want to swim so he is the photograph.
Ok, let's go. A last look to that wonderful "blablabla" falls.
The path.
Martin and Josh walking back.
Woooh! This is a bad tree.
Under each leaf there is thin spikes.
If you get too close and you touch that you gonna suffer many days.
Back in a car.
Looks like it's going to rain.
But this way is fine :-D
Aloomba Hotel. Martin expected to stop here but today nothing happens. Normally there is music group and many people but not this time. Let's come back this time. It was a good day :-)


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Thoughts on boosting healthcare
Medical technology companies are extensively investing in technological innovation to enhance low cost digital and device solutions.
India is recognized as one of the fastest developing countries in the world with significant progress and growth across all sectors including healthcare, education, technology, finance and service industry. The healthcare industry in the country has evolved rapidly to $81.3 billion in 2013 and is expected to grow at a CAGR of 17% by 2020, up from 11% in 1990. Growing and ageing population, economic development and increase in health awareness are primary factors that resulted in this growth.
As the need for quality healthcare grew, advancements in medical and mobile technology played a vital role in improving healthcare delivery in the country. Medical technology companies are extensively investing in technological innovation to enhance low cost digital and device solutions.
Currently, healthcare professionals are primarily concentrated in tier 1 and tier 2 cities due to higher financial abilities of patrons. Mobile technologies and data services in rural areas are expected to play a critical role in improving healthcare delivery. The Union Budget 2017-18 has included policies for rural development, infrastructure and macroeconomic steadiness. Moreover, the government has increased the health budget by 27 percent and launched new program like Ayushman Bharat that might result in a significant boost in general insurance industries. With strategic provisions of reserves, the government's ambitions for an improved healthcare segment can turn into reality.
The government's National Innovation Council is dedicated to deliver a policy for associations amongst healthcare domain experts, investors and vital contributors. This can reassure a culture of innovation and aid in developing a policy on innovations for a larger progress in the country. Constant innovation is also seen in the private sector with products and business models that deal with quality diagnostics and quality care at an affordable price.
While efforts are being made to enhance the quality of healthcare globally, public and private health systems have been experiencing revenue pressures and decrease in returns for years. This trend is foreseen to continue due to the increase in demand, infrastructure advancements, therapeutic and technology developments that strain the current limited financial resources. Expenses are expected to increase due to growing populations, rise in market extensions, clinical and technology advances and increase in labor costs. Workforce challenges in the healthcare industry, such as staffing shortages in hospital specialties and nursing shortages are evident across the globe. Adding to the scenario is a shortage of next-generation skills to lead and assist the change to patient-centric, insight-driven, and quality driven organizations.
Collaborations among healthcare providers is the key to address all these challenges in the industry. Future planning needs to be accurate for the progress of physical proximity, automation level, and talent sourcing and management.
Adoption of AI (artificial intelligence) can also contribute to the boom in healthcare drastically. A workforce crunch is expected by 2030 causing a crucial need for AI technology surge. AI can provide assistance in managing data, designing effective treatment plans; assist in repetitive jobs and ensure accuracy in medication. Considering the immense number of benefits, 2018 will witness AI technology implemented extensively worldwide.
2018 is also witnessing a lot of attention towards India among global investors for the government's most prestigious initiative, 'Make in India' as it has provided companies with a better business environment and knowledge based eco-system. Through this concept, the country is gradually growing as a manufacturing nation.
Make in India largely aims to make the labor force and technology sector internationally competent. With upturned duty structures prevalent across the industries, most Indian medical technology firms were not able to use their capabilities to the fullest. Manufacturing firms were obligated to buy raw materials at higher import duties that ultimately forced them to put their products in the market at a higher price.
There is a need for all healthcare providers to work towards a brighter healthcare system and ensure a brighter generation in the future. With the correct involvement of advanced medical technology, many serious issues in the sector can be effectively addressed.


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YIT is committed to good corporate governance through compliance.
The aim of YIT's remuneration systems is to reward good performance, increase the personnel's motivation and commit the company's management and its employees.
The aim of YIT's remuneration systems is to reward good performance, increase the personnel's motivation and commit the company's management and its employees to the company's objectives in the long term.
YIT Corporation's Annual General Meeting decides on the fees for the Board of Directors. The Board of Directors decides on the salary and fees and other terms of employment of the CEO and other key Group employees, such as the members of the Group's Management Team. In addition, the Board of Directors decides annually both short and long-term indicators for management remuneration and the target values for the indicators which are designed to support the achievement of the strategic goals. On the basis of the President and CEO's proposal, the Board of Directors also decides on the amount of fees and whether the indicator-based goals have been reached.
The task of the Personnel Committee is to assist the Board in matters related to appointing and rewarding key personnel. Among other things, the Personnel Committee prepares proposals for the development of the Group's corporate culture and HR policy, remuneration and incentive schemes, the rules for performance-based bonuses and the proposals for performance-based bonuses paid to the management. In addition, identifying talents, the development of key personnel and planning for management successors fall under the preparation responsibility of the Committee.
The Shareholders' Nomination Board of YIT Corporation is a body comprised of the company's shareholders or their representatives, the duty of which is to prepare proposals on the election and remuneration of the members of the Board of Directors for the Annual General Meeting. The primary purpose of the Nomination Board is to ensure that the Board of Directors and its members have sufficient expertise, competence and experience in view of the Company's needs, and to prepare proposals, with justifications, on the election and remuneration of members of the Board of Directors to the General Meeting for this purpose.
Starting from the 2020, the remuneration principles for YIT's governing bodies, i.e. the Board of Directors and the President and CEO, are described in the Remuneration Policy, which will be addressed for the first time in the Annual General Meeting 2020. The Remuneration Policy complies with the recommendations of the Finnish Corporate Governance Code (2020) and the Shareholders' Rights Directive legislation.
Remuneration Report is based on Finnish Corporate Governance Code 2020 of the Securities Market Association and it provides the details of the remuneration paid to members of the Board of Directors, President and CEO and his Deputy.
Information on the management remuneration prior to 2022 is available in the Remuneration Reports published by the company.


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South Sudan President Kiir meets Sudan rebel leaders
South Sudan President Salva Kiir met with leaders of the Sudan Revolutionary Front (SRF), a coalition of armed movements, in Juba after the meetings in which the SRF chose a new chairman.
South Sudan President Salva Kiir met with leaders of the Sudan Revolutionary Front (SRF), a coalition of armed movements, in Juba after the meetings in which the SRF chose a new chairman.
Mohamed Zakariya, spokesman for the SRF, said in a statement that the SRF briefed Kiir on the outcome of the meetings of the SRF Leadership Council, in which Dr El Hadi Idris was elected as president, commander Malik Agar as deputy, and Dr Jibril Ibrahim as secretary-general.
The statement quoted Kiir praising the democratic practice that produced the new chairmanship. He stressed his keenness to support peace and stability efforts in Sudan.
Beja Congress
Salva Kiir also received a delegation from the eastern Sudanese Beja Congress, headed by Osama Saeed. They discussed ways to achieve comprehensive peace in Sudan.
According to a statement from the delegation, the leaders of the Beja Congress called on Kiir to support the negotiation process on the Eastern Front.
The Beja Congress is one of the rebel groups at the Eastern Front that signed the Eastern Sudan Peace Agreement with Khartoum on 14 October 2006. Apart from political, economic, social, and cultural issues, it covered the disarmament and security arrangements for Eastern Front ex-combatants.
Last month the Beja Congress formed the Kush alliance, together with two other armed movements. The Kush alliance is also known as the United Sudanese National Congress.
Our editorial independence means that we can continue to provide factual updates about political developments to Sudanese and international actors, educate people about how to avoid outbreaks of infectious diseases, and provide a window to the world for those in all corners of Sudan. Support Radio Dabanga for as little as €2.50, the equivalent of a cup of coffee.


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Vladimir Putin has addressed the Novichok poisonings in the UK as he was asked why so many of his political opponents end up dead.
The Russian president slammed the 'ungrounded accusations' against Moscow over the nerve agent attack which left one woman dead and three people in comas.
And the former KGB agent failed to answer a bold question from a Fox News host about the mysterious deaths of his enemies.
In an exclusive interview , following his summit with Donald Trump in Helsinki yesterday, journalist Chris Wallace asked Putin outright why so many people who oppose him end up dead.
The news anchor listed a number of Russians who have been targeted, including former double agent Sergei Skripal and Boris Nemtsov, a Russian politician who was shot dead outside the Kremlin.
Putin at first claimed we all have political rivals I'm pretty sure President Trump has plenty of political rivals to which Wallace replied: But they don't end up dead.
Putin skirted around the question, referring instead to the assassinations of President John F Kennedy and political activist, Dr Martin Luther King Jr.
Putin said: Haven't presidents been killed in the United States? Was Kennedy killed in Russia or in the United States? Or Mr King?
Yes we do have crime in Russia and we persecute people for these crimes.
He continued: Since you mention the Skripal case, we would like to get at least some sort of a document or evidence about it but nobody gives it to us.
It's the same thing as the accusations of meddling in the election process in America.
We've recently heard that two more people suffered from the same nerve agent that is called Novichok but I've never even heard the last names of these persons. Who are they?
What kind of package? What kind of bottle? What's the chemical formula? Who got it?
Maybe there are reasons within the United Kingdom but nobody wants to look at the issue now, they just see the ungrounded accusations.
Why should it be done this way? Our relationship is made worse because of this.
Yesterday, it was claimed that the nerve agent which poisoned two people in Amesbury, Wiltshire, was inside a perfume bottle. Matthew Rowley revealed that his brother Charlie who remains seriously ill in hospital said he had picked up the perfume bottle, the BBC reports.
Labourer Charlie and his partner, Dawn, 44, fell ill at his home on June 30 after being exposed to Novichok, the nerve agent used to poison Russian spy Skripal and daughter Yulia in nearby Salisbury in March.
A murder investigation was launched after mum-of-three Dawn died on July 8.
The claim the substance was in a perfume bottle raises the question of whether Dawn sprayed the substance on herself, the Telegraph reports. Dawn's heartbroken son, Ewan Hope, begged Donald Trump and Theresa May to force Russia to hand over her killers.
Ewan, 19, said: I don't share Donald Trump's politics and I'll never be a supporter of his, but I would like him to raise mum's case with the Russian President. We need to get justice for my mum. I'm so angry with her killers.
Trump, however, was denounced around the world for turning on his own intelligence chiefs to side with Russia and Putin over the Kremlin's interference in the 2016 US election.
Trump was branded a spineless traitor for siding with his rival and calling an FBI probe into claims Putin influenced the election ridiculous.
During a joint press conference in Helsinki, which was briefly delayed when a protester was removed, the president insisted: There was no collusion at all.
I have President Putin, he said it's not Russia. I will say this: 'I don't see any reason why it would be.
Russia has been accused of 'war crimes' against the UK following the Novichok poisonings in Amesbury and Salisbury.
Tom Tugendhat, chairman of the Foreign Affairs Committee, said the use of a deadly nerve agent was an absolutely vile act of terror as police raced to find a contaminated item that left a couple critically ill.
The Tory MP defended police and authorities after questions were raised over the effectiveness of a decontamination operation launched in the wake of the attempted assassination of Sergei and Yulia Skripal in March.
He also said the perpetrators may have escaped detection due to Britain not being a security state.
To use a persistent nerve agent in a civilian area is extraordinary, it's a war crime, it's an absolutely vile act of terror that is being conducted by a state that claims to be a normal state, he told the BBC.
So the idea that the police weren't ready for that is really hardly surprising. It would be a bit much to expect the constabulary to be ready for it or indeed to expect the local authority to be entirely able to clean up after it.
The former lieutenant colonel said responsibility for the incidents lies pretty clearly in the Kremlin, who are willing to use a persistent nerve agent among civilian communities.
More than 100 counter-terrorism detectives have been assigned to a huge investigation to establish how Ms Sturgess and Mr Rowley were exposed to the nerve agent, and determine whether there is any firm link to the Salisbury attack.
Mr Tugenhadt said: I'm afraid this is something that the police and the intelligence services are going to have to work very carefully on and it's a very difficult problem because, actually, we don't run a security state in the UK, we don't spy on everybody and so it's true that people can pass unnoticed and that appears to be what's happened here.


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Gousto Discount Codes March 2024
Use our Gousto vouchers for a wide range of products and purchase them at incredibly low prices. These Gousto discount codes expire soon, so act today and save big.
VoucherBin > Stores > Gousto: 7 Active Vouchers
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Gousto: 22 Unreliable Vouchers
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Connoisseurs and Cooking Enthusiasts have a great deal to look forward to at Gousto, an innovative online food haven that has mastered the art of cooking with fresh, delicious, high quality and organic ingredients. Gousto enables you to choose from a set of weekly recipes and sends you the best quality ingredients in the exact proportions as required in the recipe, so that you can whip up amazing delicacies and savour the sumptuous flavours of world-class food, rather than foraging for ingredients or struggling to follow a recipe to the hilt. In other words, your weekly cooking ingredients requirements are sent to your doorstep in exact proportions as ordained by the recipe.
Keeping in mind today's fast-paced lifestyle, it's indeed a blessing to be able to save time on groceries, vegetables or meat shopping; Gousto makes that possible for you with immense flair and finesse. Yet another reason why you can rely on Gousto to take care of your culinary requirements is that the weekly recipes comprise of a blend of exotic cuisine, tasty treats, homely food and so on; in other words, menus that are balanced and recipes that are exceedingly delicious. Having won rave reviews and accolades from BBC, Cosmo, The Guardian, The Times and Hello, Gousto has evolved into a globally-renowned name in the realm of cooking. So go ahead and tantalize your taste buds with Gousto by your side!
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First Friday Nights
The dark clouds slowly scattered leaving both sunshine and shade on the south side of the courthouse square for First Friday Night. Kim Douglass, Director of the Henderson County Chamber of Commerce, invited Jay Rosson to open the event with prayer, and introduced Brenda Scott as the local talent spotlight. Scott had a song "Until the End of Time, Daddy's Little Girl," recorded in February…
For the complete story, see the August 9th edition of The Lexington Progress.
Subscribe Today!


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Disclosure: This post may contain affiliate links, meaning we get a commission if you decide to make a purchase through our links, at no cost to you. Please read our disclosure for more info.
Last Updated on June 16, 2022 by Work In My Pajamas
Dropshipping is one of the easiest ways to get started making money online. You don't have to worry about keeping inventory and you don't have to worry about shipping products out.
You see, the way dropshipping works is that you basically market a product. Customers purchase that product from you, and you send that purchase order straight to the manufacturer of the product. The manufacturer ships it and gives you a margin for selling it.
Clearly, making money with dropship products is the way to go if you're trying to start an online business that won't be a massive drain on your time. The only really tricky part is figuring out which products are going to be winners that result in excellent profit margins.
We've taken some of the guesswork out of that by providing you with a quick list of seven sure-fire winners this dropship season.
In This Post:
1. Mesh Running Shoes
Running shoes are always in, and in recent years there has been a significant trend in favor of mesh shoes to wear as casual sneakers. If you're able to get some mesh running shoes that look anything similar to the big name-brand shoes out there (like Yeezy's and Ultraboosts) then you've got yourself a sure winner.
2. Shapewear
Shapewear is another industry that's beginning to pop off. It's particularly popular with female customers. Shapewear is undergarment clothing that can alter the appearance of your body shape through your clothes.
You can get wider hips, thicker things, or a tighter waist with the right shapewear. By finding a well-produced, quality product, you've guaranteed yourself profits for days.
3. Jewelry
Like shoes, jewelry is always in style. It's not only a great way to reward yourself after a long week of work, but jewelry also makes a great gift year-round.
Given today's larger minimalism trend, minimalistic jewelry is the way to go.
4. Athleisure
Another big trend in the clothing world is clothing that is both casual and comfortable. Athleisure fits that criteria perfectly.
The trouble is that most athleisure wear from big brands (Nike, Adidas, Puma, etc.) is prohibitively expensive. That's why athleisure makes a great dropship product — by coming in a few dollars under your competition, you can make massive margins.
5. Posture Corrector
In 2020, more people than ever have realized that sitting is the new smoking and just how their sedentary lifestyles are for their posture. That's why people are flocking to online stores to purchase posture correctors. They're inexpensive to manufacture but highly desired by the public, which makes a winning combination for a dropship product.
6. Smartwatches
In 2020, we are firmly in the peak of the technological age. Thus, smartwatches are more popular than ever.
Just like athleisure, however, smartwatches from popular brands like Samsung and Apple are just too expensive for the average family. That's exactly where off-brand dropship products come in.
7. Phone Holders
Last but not least, many states across the United States are going hands-free, making it illegal to hold your phone while operating your vehicle. Thus, phone holders are more in demand than ever.
Be sure to use Shopify for setting up your dropship website, because the benefits of using Shopify are endless!
Dropship Products to Try This Season
There you have it — seven quality dropship products that you need to try this season.
For more online business advice, be sure to check out the rest of the articles on the website!


text: Hi all, I'm using vici to define & dynamically change traffic selectors associated with a connexion (using ikev2). I observe that traffic selector list modifications are not taken into account at rekey time but only at reauthentication time. I used "Linux strongSwan U5.5.3/K3.16.0-4-amd64" version and recently switched to "Linux strongSwan U5.5.0/K3.16.0-4-amd64". Is there a way to force TS modification at rekeying time ? thanks - Best regards, Régis -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://lists.strongswan.org/pipermail/users/attachments/20170713/8ef39a5a/attachment.html>


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User:Lord Pitman
As a young man he was like any other, keen to follow his friends in the latest fashions or pastimes. Unlike his peers though, he had an extremely high IQ; this led to him becoming a professor in the occult and obtaining the position of Curator of Coymer museum.
Soon after the first outbreaks of the zombie hordes, Lord Pitman attempted to help Necrotech come up with a solution to the growing problems of the living dead harrassing Quarlesbank. It was decided that Lord Pitman himself would attempt to control the local horde with his knowledge of VooDoo rituals, yet as he finally began controlling the horde he seemed to be corrupted by the very essence that he was seeking to control; twisting the once handsome lord into a living corpse.
Necrotech subsequently quarantined Pitman Mansion in a vain attempt to inprison the evil that had been spawned, but it escaped.
Recent stories have told that the Lord of Quarlesbank has disappeared from his ancestral home, the last survivor to see his corpse said, "It was shuffling south I think??". It is thought that the he may be on the hunt for his prodigy, his greatest experiment and leader of the now famous survivor group - The Fortress - Jensonson.


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Productive investment
"Water, water, everywhere – nor any drop to drink': The Rhyme of the Ancient Mariner
During this event, we will discuss our upcoming paper on 'Productive investment'. This short paper is the first in a series of papers and events around the theme of 'rebooting capital markets' in the UK in the wake of Brexit. It contrasts the huge pools of long-term capital in the UK from pensions, insurance, retail investments and savings (of which the UK is rightly proud) with the tiny amount of patient capital and (surprisingly small) amount of productive investment. The paper asks how we can close that gap and put more of that long-term capital to work in the economy in the form of more patient capital and more productive investment.
In light of the working group on 'Productive finance' that has been convened by the Bank of England, the FCA and HM Treasury, we think this event is quite timely.
New Financial events are by invitation only – for more information please contact: firstname.lastname@example.com
Location: Virtual Event


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A Personal View
Charlie Scaplehorn
Relationship Manager
How did you come to be on the Developing Management Practice (DMP) programme?
'After our HR Director completed a Masters at Henley, the company decided to invest in our talent pool. They ran a competition amongst senior managers for 6 places on the DMP programme. It was a pretty rigorous assessment, too, with personality tests, English and Maths papers. The final stage was a presentation to the senior management team on our ideas around the telecoms industry and taking the company forward.
'I'd been in the same role for a couple of years, without any formal training and was encouraged to put myself forward by my line manager, who recognised that this might help me to develop my skillsets.
The prestige of having a Henley accreditation on my CV certainly added to the appeal.'
So what were your expectations of the programme and how did the reality differ?
'I wasn't really sure what to expect, but I knew it would be a great location, with the best tutors and give me an opportunity to mix and learn from new people. But it became evident very soon that the programme would exceed my expectations in every way.
'I was especially heartened by the support I got from the other participants and the tutors, all of whom seemed to genuinely want to support me to succeed. The other delegates came from such diverse backgrounds, and I learned so much from their perspectives and shared experiences. And the location didn't disappoint, either; fantastic hospitality, and a rare chance to enjoy some headspace where I could get myself away from my day-to-day work routine.'
I knew it would be a great location, with the best tutors and give me an opportunity to mix and learn from new people.
What impact did the programme have?
'It gave me some practical, tangible skills, particularly in terms of icebreakers and strategies for dealing with challenging situations, but the greatest change was in my own belief in myself. I definitely grew in strength and confidence, and found myself much more able to deal with people at all levels. Just going through the original assessment process and completing the programme has raised my personal profile within the company, and peoples' perceptions of me have changed at every level.
'The experience of mixing with directors on the programme definitely elevated my own sense of self, and as a result, I've now been promoted into a new role as a Relationship Manager, in which I'm utilising so much of what I learned and developed. I'm now much more able to see the bigger picture, too, and more inclined to challenge assumptions and situations I'd previously have accepted.'
So what advice would you give to anyone considering the DMP programme at Henley?FF
'Take it with both hands! Aside from the kudos, the real benefits of having been through the Henley experience are amazing, so if you're facing hurdles in your professional career or feeling as if you're not progressing in the way – or at the speed – you'd want to, you should do it. I haven't got a bad word to say about it.'
You might also like
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The Obamas may have to look elsewhere if they want to go on vacation this summer — the Martha's Vineyard home where the former first family spent many a summer holiday has been sold.
'The Chilmark House,' which also became known as the Obama's 'Summer White House,' was sold in early June for $18 million, realtor.com reports. The property, which Barack Obama and his family rented during his presidency and after, boasts 7,000 square feet, six bedrooms, an infinity pool overlooking the Atlantic Ocean and a dock.
The Obamas rented the sprawling Rick Sundberg-designed mansion seven out of the eight summers of his presidency. The property, previously owned by David Schulte, features access to a private beach and is shrouded by trees.
The mansion itself, estimated at $2.5 million in 2015, soared in value once it became associated with the Obama family. Upon putting the property up for sale, the owners included a photo of the former president and Michelle Obama in marketing and promotional materials while playing up the fact that the "presidential palace" was for sale.
Schulte, a partner at the Chilmark Firm, a corporate restructuring firm based out of Chicago, supported Obama for president early on, even if the Yale Law School graduate didn't immediately approve of the candidate's Harvard roots.
"I said I'm really glad to meet you, but I'm not going to support you," Schulte told Chicago Magazine in 2013, recalling the first of his many conversations with the former president. "For one thing, you went to the wrong school … And [Obama] listened. Then he started talking and in 20 minutes he had me eating out of the palm of his hand. … The next day I was writing a $2,000 check … And after that he asked me to be on his finance committee."
The identity of the buyer was not disclosed.


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Difference between Notification and Inbox?
In the navigation pane one finds below the section "Reports" the section "Notification". We came to the conclusion that "Reports" > "Inbox" would be the best standard view to use for us.
Would we miss any advantage if we ignore the "Notification" section of UR?
Inbox and Notification center are totally different in handling customer support.
Inbox represents the whole activity of your community. And you can update Inbox report as you like.
Notification center is designed to inform each agent separately about where he should be notified about and what he should pay attention to.
So if you would use just Inbox without Notification Center, you would definitely need to check your mailbox for new system notifications if you require them. If your workflow doesn't include any notifications from the system and agents take new requests, you can use just Reports section.
We have just added an article explaining what is notification center and how it can be used here https://help.useresponse.com/knowledge-base/article/notification-center-for-support-agents


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Thursday, April 23, 2009
A Year Of Digital Sound.
For every bad day where the roar of the tinnitus, or the poor quality of the conversation due to background noise, there are golden days where I stumble at first; then adjust; then roll with the topics de jour.
I had the good fortune of being invited out last Wednesday night, to a group gathering of the co-workers where my friend Mary works.
Always nervous at first at being judged as different, I slink into seat and listen as best I can.
The venue was a restaurant, so I was handicapped right out of the gate. Lots of noise from bar area, other tables filled with families and little ones screaming around the tables.
I sit.
I listen.
I watch.
I guess.
I grabbed enough of the conversations that I jumped in when I was positive I had it nailed.
When unsure, I would listen hard and fill in the blanks.
I am fortunate that my friend Mary helps out. She watches my look to see if I pose a quizzical frown, or a nod of "ah ha, I got it" acknowledgment. She is kind and good to me to ensure that I am part of the world at large. Ever careful to keep me at least in the loop of conversation.
What a nice feeling to be back in the world! I so enjoy the art of conversation. The banter and playing with issues. The tossing and lobbing out of opinions, to see who will volley them back over the net.
It has been a long time since I sat and took part in social gatherings of any sort.
I was a giddy as a school boy at Christmas.
Today I went for my one year Cochlear Implant sound test. In a few days I will celebrate the anniversary of my activation on May 1st last year. The test in the booth is simple: Words are heard by me from a speaker that sits in the sound proof booth, at various levels of volume.
I just repeat them. The audiologist records my mark.
"Duck" comes through the speaker
"Duck" I say back
So far so good. If only the world worked in simple one word conversations.
The next part of the test is listening to sentences.
Five or six word sentences using all of the "Ling" sounds are heard by me, in the booth. I just have to repeat the sentence.
"The boys drank the water" is played through the accoustically perfect sound system, in the perfectly sound proofed and quiet room.
"The boys drank the water" I repeat back.
Next is the "HINT" test or "hearing in noise test", where sentences are played through the speakers as in the last test, but there is the roar of background noise. Very much like real life.
Very much like last Wednesday where the roar of a restaurant frustrates us.
I guess a lot.
If I can get one or two words, I can string together a pretty good guess.
"But dime cause da train repeat" is what I hear.
"What time does the train leave" is what I repeat.
Just like real life.
Fake it to make it.
Fill in blanks, read lips, nod your head, laugh when others laugh. Never let them see your puzzled look if you can help it.
My scores were high, and I was pleased. It has been quite a year since my activation.
My world changed more dramatically and drastically then I would have ever imagined.
One year ago today, I was deaf as a stump, but implanted with a on-board PC that would have a processor linked to it in a few more days, via a magnet.
The first sounds I heard after 230 days in utter and profound silence, were the beeps of my audiologist program to set volume levels to be fired at my auditory nerve. The setting of the sound levels had me grinning from ear to deaf ear.
The first voice I heard in 230 days was my audiologist.
I almost wet myself with laughter because she sounded like Minny Mouse after a mouthful of helium was sucked into the cartoon character.
Everyone sounded like that for weeks. Men and women alike all sounded like the mouse on helium.
Patience and work prevailed, and I grew in leaps and bounds to where I sit and listen today.
Comprehension is in the 90% in both quiet and noise in the cozy confines of the audiologist booth.
Not so high in the real world.
Much has happened in the year that saw me go from deafness, to digital sound.
Many losses, but many gains.
Back to work, gain of balance, new friends, new life really!
I like where I am, but more importantly like where I am headed. I figured out the world of change and the way to deal with it is acceptance.
My number of problems is no different from yours. We all have 83 problems, every day.
I stopped trying to pair that number down a long time ago. I need to respect the 83, and move forward.
The snow melted after a long winter.
The world of work greeted me after a 15 month medical recovery.
New wonderful and amazing friends came into my life.
And sound returned to my life after a long hiatus.
So as easy as it is be reflective as I celebrate my one year in new sound, I am more apt to acknowledge and accept the changes that happened.
I have a new way of hearing.
I have a new and very different life.
I have new and wonderful people in my life.
I still have 83 problems.
They are just different then they were 365 days ago.
10 comments:
- Annieofbluegables said...
Dearest David, Thank you for your great attitude. It gives me courage to look for the Pollyana point of view in my life as well.
I feel that is really the only way we can be happy. We must choose to be happy, even though we have 83 problems in the background, most likely screaming and whirring. But if we can look past those problems to see the flowers, and hear the birds, we can choose the good part and ignore the noise.
My daffodils, tulips and lilacs are blooming.
Happy Spring
~a - April 28, 2009 at 12:29 PM
- smalltownme said...
May you have many more happy conversations.
- April 28, 2009 at 1:57 PM
You continue to shine with that attitude of yours, David. I always step away from your blog with an attitude adjustment of my own.
(I can't hear well in noisy situations, either - so I spent a bit of time guessing the conversation theme as well. - April 28, 2009 at 2:26 PM
- Jan D-M said...
It's been a full year for you. Wow. Happy Anniversary.
- April 28, 2009 at 3:11 PM
- Mary Ellen said...
Congratulations on your year. Your positivity is remarkable, but, the more I come by here, the more I realize it is just who you are (and probably who you've been all along).
I hope you continue to converse - with us, and with friends in venues both quiet and loud. It would be a sadder world without your voice.
Oh, and stop by my blog if you can - I have a feeling you may have an interesting viewpoint on my contest question. - April 29, 2009 at 12:18 AM
- Unknown said...
Congrats on the progress you've made, Dave. :)
((Hugs)) - April 29, 2009 at 10:04 AM
- Lori said...
I really needed to be reminded of this today. You inspire me to keep going with your attitude. You have much to be proud of. You inspire many of us with all that you have been through in this past year. I am glad that you have new and wonderful people in your life. I am thankful and glad for how far you have come. Bless you David.
- April 29, 2009 at 9:55 PM
- sara said...
Dear Dave,
Sounds like with some support you enjoyed your night out. My suggestion to you is to be the social planner. Invite small groups to your house or get to know the especially quiet times at restaurants. Always have a buddy, Mary sounds so helpful and sweet, or at least try to have an sen number of people so you aren't the odd one out. I still suffer in groups of five.
On a related note, I've been reading about adjustments to a CI to "tune" its specific frequencied for music. Any experience there? - April 30, 2009 at 5:14 AM
- Nature Girl said...
I swear one of these days I'm going to sit down with pen and paper to write down my 83 problems. I bet after the first dozen or so the rest won't seem so bad and wht an excercise that will be eh?
I am so happy you were able to get out and socialize! That's awsome. My only suggestion is that you don't ALWAYS hide that look of puzzlement...it's a social cue that others can use to pick up on weather or not they're being clear. One one hand I can understand completely why you do it..it's something I do all the time, but in reading your post my first thought was "but how will others know if they're being clear enough or how will they know to be better able to help you adapt to the conversation?" etc. and in seeing it from your eyes and yet another perspective, I was able to see more clearly that I should do exactly that as well.. You always open my eyes David..one way or another..and that's a good thing. Thank you for sharing your world with us!
Stacie - May 1, 2009 at 12:01 PM
My heart always feel calm when I come here to read. Your experiences are drenched with good perspective. I am learning a lot about perspective right now and it is wonderful to know I can return here for some direction in mine. When I contemplate the past years of your life and what words you do not write, but could, I realize that what we say truly becomes who we are. You inspire me with resiliency. I admire. I thank you.
Claire - May 2, 2009 at 6:07 PM


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With fantasy sports being so in these days, I've been contemplating how to parlay the premise into the minor league realm for the Cubs. I've come up with the sketches of something, and you're welcome to start playing on Wednesday, when games resume in earnest. All the Cubs farm teams have Tuesday off for the All-Star Game, except Boise, so we'll start Wednesday.
As of now, I'm going to ignore pitching, as I can't come up with a way (yet) to incorporate lowercasekyle's favorite prospects into the activity. Your recommendations will be read, and I might change the contest if you come up with a better exercise than I did. No prizes will be awarded, as I splurged my annual account on a penny slot at my recent vacation in one sitting. I will (try to remember to) give credit to correct entries, though.
Here's how it works. You pick four names. The players can be from any Cubs affiliate, from Venezuela to Des Moines. Odd pulls are encouraged, because if you actually have a reason to cheer for a Kevin Brown in a two-out, two-on situation to win your bragging rights game, it makes it all the better.
As usual, there is a catch. Because I'm a meanie. The house (which is me) also gets to pick four players per day. You, as a competitor, can only pick one of the four. In other words, if the house rudely selects Kris Bryant or Javier Baez or Kyle Schwarber or Jeff Baez (Jv and Jf might have to work to distinguish the Baez's from each other), you can select any one of those four, and three others. Or, you can go a la carte with all four of your selections.
What you are trying to do with your four names is drive in four runs. Drive in four, earn adulation. Guess wrong, you don't get recognition.
Feel free to ask questions below, or lobby to get me to edit the rules. Or possibly include pitchers. In case you want to hedge yourself from a player getting left out of the starting lineup, feel free to include a name or so in parentheses to be subbed in, if one of your choices is getting the night off. Late scratches were the bane of my existence as a fantasy football owner.
For instance, if you want to play Wednesday, and I go with the above four for the house, you could choose:
Bryant, Hannemann, Vogelbach, Galindo (McKinney, Russell)
If one of the four get the night off from starting, you get to add Billy McKinney for that choice. Addison Russell would cover for the second guy that might sit. In case you're curious, Wladimir Galindo is an infielder for the VCubs, and yes, Venezuela and the Dominican Cubs count as anything else. Post them for the next day in the comments in Josh's Minor League Wrap. I'll try to have my four house selections posted by 9 a.m.
Enjoy, and suggestions and criticisms are invited. Remember, no prizes for this, it's just for fun.


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68, Cascina Tavijn - 2019
A blend of Barbera and Ruchè for a super natural wine! Really funky, mineral and earthy. An uncommon wine that combines extravaganza with drink-ability.
Region: Piemonte, Italy
Grape Variety: Barbera, Ruche
Flavours & Aromas: Wild berries, Rose petals, Earthy notes
Size: 750mL
Bottles Per Case: 12