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On Wednesday 11 January 2012 at the Hilton Hotel, EducationCity.com was presented with the ICT Exporter of the Year award, a true accolade to their excellence in ICT and international presence.
The BETT Awards were announced to over 600 guests, with the comedian Patrick Monahan presenting the awards to the winning companies.
EducationCity.com is delighted to be awarded ICT Exporter of the Year, it is fantastic recognition of the hard work and dedication of the entire team. It reflects the ongoing commitment to interconnected resources backed by regular upgrades, excellent service and sound educational techniques.
Richard Whalley, Managing Director of EducationCity.com, adds, "We are exceedingly grateful to the judges and particularly the teachers whose continued feedback on EducationCity.com both in the UK and internationally drives our continued development and commitment to ongoing educational excellence."
Ray Barker, director of BESA, adds, "As BETT has become the international showcase for what the UK can offer the world in educational ICT, it is important to recognise the value of the BETT Awards as a robust, criteria-led, quality mechanism for promoting the best technological solutions that really work in classrooms. The BETT Awards are now the standard by which the UK and international education industry can recognise and reward valuable and innovative resources."
Sayle Davis
Senior Marketing Executive
0844 225 3060
Peter Johnson
Marketing Manager
0844 225 3060
EducationCity.com receive their BETT Award for Exporter of the Year
About EducationCity.com
EducationCity.com is an award-winning online teaching, learning and assessment resource trusted and used in over 15,300 subscribing schools and by nearly 3 million children. All activities are curriculum mapped to QCA and Primary Frameworks for literacy and mathematics in England, Wales and Northern Ireland and to the Curriculum for Excellence in Scotland.
EducationCity.com is a resource priced by module, so purchasers can buy as much or as little as they like. Covering Maths, Literacy, Science, French, German, Spanish and English as an Additional Language from Foundation to Key Stage 3 transition, whole-school subscriptions start from just £80/module/year. EducationCity.com welcomes enquiries from international distributers and re-sellers worldwide


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Sitting down to write Hank's birth story is a funny exercise because it couldn't be more different than Bert's, and we still can't believe it.
If you remember Bert's birth story, parts one and two, or you were part of our lives during that time, you may remember that he arrived at 39 weeks after my water broke at Home Depot, and my labor was long and arduous. Bert's heart rate kept dropping throughout labor, and the only remedy was me lying on my side in a weird and uncomfortable position, not being allowed to move at all, not even to sit up for two minutes to put my contact lenses in. That labor was followed by Bert being born at a low body temperature, with jaundice and polycythemia, the last of which would cause him to go on to be hospitalized at Children's Healthcare of Atlanta for several days during his first week of life. His blood sugar kept crashing, and he failed three hearing tests in the hospital. In short, there was nothing about Bert's labor and delivery that wasn't terrifying and difficult. Of course, if you've been part of Bert's story since that time, you also know that he was diagnosed with Cerebral Palsy in April, after having had a diagnosed global development delay since he was nine months old.
After all of that, Joe and I were pretty terrified for Hank's labor and delivery (and life!), to put it mildly.
We had an extra long time to be scared, as Hank wouldn't budge and had no intention to! My mom came down to stay with us and care for Bert right before I turned 39 weeks. We figured, well, Bert was born at 39 weeks and typically first children come later, right?
And honestly, I should have known better. Bert constantly moved moved moved in my belly, and Hank barely ever did. I mean, he moved enough that I knew he was alive and safe, but mostly he was just always curled up. I had at least five ultrasounds for various medical reasons this pregnancy, and in every.single.one. Hank would not cooperate. In fact one ultrasound tech told me that Hank was "the most uncooperative baby" she had seen in a while. He was just always curled up and didn't want to be bothered.
So he was not going to be bothered to come out either.
I went to my weekly appointments, everything was fine, Hank and I were both healthy.
So we all just kept on waiting.
On Friday, June 18, when I was 40 weeks and 4 days, I saw my doctor, and she said she'd see me again Monday, when I'd be 41 weeks, and we'd reevaluate then. She said I could go all the way to 42 weeks if I wanted. I held steady over the weekend, and when I went in on Monday everything still looked good. Joe and I had discussed it over the weekend, and we decided to do an induction on Wednesday, checking into the hospital on Tuesday night. I do believe that letting babies come when they are ready is best, and there were a lot of factors that went into this decision (that involved no pressure from my practice), and I was super nervous about making the right decision. But the reality was that Hank had to come out sometime. And a major factor that went into our decision was that the wonderful Rachel was working Thursday and Friday, so if we had a baby Wednesday she'd be the person who cared for us both days during our stay. And knowing she would be there gave us so much peace.
So we checked in Tuesday night at 8 p.m. (after a delish dinner of Chick-Fil-A!) The induction medication was given to me at 9:30 p.m. and the plan was to leave it in till 9:30 a.m. Joe and I both got some sleep, and I woke up around 7 a.m. I went to the bathroom and put my contacts in, then as I was lying back down in bed the contractions started. I watched the clock, and they were coming every three minutes. So the nurse took the medication out around 7:30 a.m., my water broke on its own, and I got my epidural shortly after. Joe and I played trivia (and he also said some crazy nonsense). The contractions spread out, so I got some Pitocin. (I also found out one of my favorite nurse midwives from my practice was on delivery that day, so I was pretty excited.) I was 9 cm dilated, but that's when things stalled out, and I kind of hung out in this limbo for awhile. Although Hank's heart rate dropped a couple times, it was not nearly the crazy crisis that Bert's situation was, and just some simple position changes helped him. Around 3:30 p.m. Joe and I were both listening to some music on our respective phones. I had been given a little extra medication from anesthesiology so I felt just fine. My nurse midwife came in and checked me ... still at 9. Then she told me that Hank was in a weird position; his face was facing sideways. Then she got my nurse (who was also awesome) and was like, "You know what? Let's just try a push on the next contraction, and we'll see what happens." She gave me a quick pushing tutorial, and we went for it on the next contraction. Quickly, both my midwife and the nurse were like -- "Yep, okay, stop. Get everyone in here. It's time." And Joe and I were like, "Okay?" So I basically had to hand Joe my phone and earbuds, and he put them and his own stuff aside and stood up and came over, and I kid you not, Hank was born a few minutes later after three rounds of pushes! My midwife was like, "Man, we could have done this in two if he weren't facing the wrong way!" So I basically went from I'm listening to music on my phone to look I'm holding a baby in about five minutes. There were a couple concerns about Hank's respiration rate (too high) and his blood sugar (too low) over the next several hours, but, again, nothing was nearly at the level that Bert's concerns were. His respiration rate lowered, his blood sugar regulated, he passed his hearing test on the first try, his bilirubin levels were fine.
In short, nothing happened. No drama at all.
Joe and I repeatedly looked at each other and said some version of, "This really happens? Like people go to the hospital, have an easy labor, deliver their babies with little trouble, and they're fine? Like, they just go home?" We are honestly still in shock about the whole thing.
We left on Friday and just ... went home. When he saw his pediatrician on Monday, she said, "Hank is 100 percent healthy." Joe and I have never heard that from a doctor about one of our children before.
So that's how Hank got here!
As I read what I wrote above, the immediate word I think of is "boring." I feel like the writing is sub-par, and the story is boring. I mean, it's exciting that Hank has arrived, but overall that story is not at all compelling. But I feel like, in reality, it really was, so I couldn't figure out what was wrong.
And then something happened that made me realize why.
A week after Hank came home from the hospital, I had to take him to the Saturday hours clinic at our pediatric practice because he had a little issue with his umbilical cord. (Okay, so maybe Hank did have one small health hiccup, but, and it has to be said, Bert had this same issue, but his resulted in a visit to the surgeon at the children's hospital and a chemical burn, and Hank's ended in his issue going away, so, once again, easy peasy.) I had to drive Hank there by myself because Joe had to be with Bert. I got in the car, hooked up my phone, and hit "play" on iTunes. A song came on, and I started tearing up. I couldn't figure out why, and then it hit me...
The last time I had listened to music on my phone was minutes before I delivered Hank, so my phone automatically started playing the last song I had been listening to. That song was "The Fighter" by Gym Class Heroes. This was the last song I heard before Hank arrived, and hearing it took me right back. As I listened to it, I realized: the story of my labor and delivery of Hank is not really the story of how Hank got here. The story of Hank's arrival into the world is really about the choice we made to have him.
The first week we took Bert to his adaptive swim class, I learned that his classmate who has Down Syndrome had a 5-month-old sister. I also learned about other families of children with Cerebral Palsy, Down Syndrome, and rare genetic conditions who also have children younger than the child with the disability. I told Joe I was so inspired by how these families chose to have more children even after their first child was diagnosed with a disability. It just gave me so much hope because the reason you chose to do that is hope. Then I was like, "Wait a minute. That's us. We did that too." Although Bert wasn't officially diagnosed with a disability until I was about seven months pregnant with Hank, we knew Bert had a developmental delay and required physical therapy months before we decided to try for another baby.
As I listened to "The Fighter" while driving Hank to the doctor that day, I cried because I realized -- that's me. I am a fighter. And it's okay for me to be proud of myself for that.
During the first trimester of my pregnancy with Hank, I spent tons of time on the phone with various people, fighting for Bert to receive in-person therapy instead of virtual. I would be lying on the couch while Bert took his afternoon nap, not napping myself, but making phone calls. Then I'd go throw up pasta while trying to take a shower because I couldn't make it out of the shower and to the toilet in time. During my pregnancy I took Bert to Atlanta (40 miles each way) to see his neurologist. One of those times Joe was out of town, so I drove him myself (at rush hour). Both of those times, I took Bert inside to his appointment by myself because the doctor was enforcing a one-parent-only rule due to COVID. At the second appointment, I was alone while I was told by the doctor that my child had Cerebral Palsy. Until Bert learned to walk in April, I carried him everywhere. I loaded him in the car and took him back out again. I lifted him into shopping carts, his bed, and the bathtub. I carried him up and down stairs. I carried him into doctor's appointments and physical therapy. I took care of him alone when Joe would go out of town for work. Every single OB appointment I had -- including ultrasounds -- I went to by myself because Joe was not allowed to go due to COVID rules. I took Bert to his MRIs, and before that, I fought to get the children's hospital to allow both Joe and me to accompany him (COVID again). I called several cord blood banks, trying to see if any of them would offer us free or lower-cost banking of Hank's cord blood because of Bert's CP. I filled out the paperwork needed for that. I sought out, obtained, and filled out over 60 pages of paperwork to apply to get Bert extra health care through the state, which required driving papers to his pediatrician to fill out (which I was doing after Hank's due date had already passed in order to meet a firm deadline).
All pregnancies are hard. All parents work hard for their children. I believe both of those things. But when I think back to my pregnancy with Hank and all I had to do and go through, I think: that was HARD. And that was me. Me. I did that. I got up every day and did that.
And THAT is the story of Hank. It's not really about his labor and delivery. It's that we ever chose to bring him here to begin with.
Give 'em hell, turn their heads
Gonna live life till we're dead
Give me scars, give me pain
Then they'll say to me, say to me, say to me
There goes a fighter
There goes a fighter
Here comes a fighter
That's what they'll say to me, say to me, say to me
This one's a fighter

subset: commoncrawl


text: I am having dell inspiron laptop there is one default browser of IE8 is already install but I want to try more different browser. I have one more browser called Firefox 5.0 but now Firefox 6beta version launched. I just want to know the main difference between Firefox 5.0 and Firefox beta ?the new version are compatible with existing application or not?if anybody having any information then just reply me fast


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Jutka & Riska
Vintage Mugler skirt
This is the eyecatcher that you need in your wardrobe. Wear this designer skirt with one of our vintage blouses for a casual cool look, or wear it with one of our sweaters for a chill day outside. Make sure to check out our jewelry section to fully complete your outfit, and steal the show.
Total length: 58 cm
Waist: 75 cm
Material: Cotton


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Arsenal striker Alexandre Lacazette says fans have not seen the best of him yet in the Premier League.
The Frenchman netted his first goal of the new season in the 2-1 win against Burnley on Saturday, with the 28-year-old opening the scoring in the game at the Etihad Stadium as the Gunners claimed a hard-fought victory against the Clarets.
And he says there is more to come from him, with Lacazette looking to better his tally of 19 goals last season as he looks to try and get back in to the French national team, having not featured for Les Bleus since 2017.
"The Premier League has seen a very good Lacazette, but not yet the best Lacazette," he said, speaking to French television channel Canal Plus.
"I need to score more goals I know, I need to be more consistent and consistent throughout matches. I can do better.
"I am continuing to work, the national team coach makes his decisions. I am trying to put in the work. There you have it. I am still (motivated for it)."
Last season, the Frenchman seemed much more proficient at the Emirates compared to on the road. He netted nine league goals last season in front of his home fans, whilst registering a further three assists too.
This bettered his output away from home where he managed just four league goals and three assists last season. Perhaps as a consequence of his diminished ability on the road, he ended up playing just short of 300 league minutes less in away matches compared to home matches - and it is a trend that may be set to continue this season.
And that will be music to the ears of Arsenal fans, who are excited at the prospect of Lacazette lining up alongside Pierre-Emerick Aubameyang and club record signing Nicolas Pepe this season.
Aubameyang has already spoken of his delight at the prospect of working alongside Lacazette and Pepe, with the Gabon international stating that it is "going to be crazy".
Aubameyang has also said that he is confident that Arsenal can challenge for a top four place this season, following their summer spending spree.
Get the latest Arsenal news
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"I think we feel stronger with players like David Luiz, Dani Ceballos, and [Nicolas] Pepe. We are sure we can fight for the top four."


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A Guide to Ethical Shopping
*written by Julianne Ballog, Miami Intern.
How many slaves work for you? You might feel a little indignant about this question thinking that we abolished slavery way back in 1865, and no freedom-loving American would think of condoning slavery in this day and age. That's how I felt too, but guess what? I've just discovered that I have no less than 46 slaves working for me
Now, you might be a little confused. You might be asking things like: How in the world can 46 slaves be working for you? And how did you not know this before?
The answers to these questions are shocking. While it's true that the type of slavery we generally think of-African Americans engaged in forced labor on southern plantations-is a thing of the past, slavery has not been abolished at all. What has replaced the old system is a much more insidious one which operates covertly in order to avoid public scrutiny. Unfortunately, we are discovering that slavery is very much alive and well in the world, and many unsuspecting consumers support the practice with their wallets. Because slave labor is often buried deep within supply chains and outsourced production facilities, we can only estimate the actual number of victims, but by all accounts there are more slaves today than at any other point in history. That's where my 46 slaves can be found, producing the material goods that are in my apartment or on my body, or cultivating and harvesting the food that I buy at the grocery store and restaurants. All so that I can get a good deal and manufacturers achieve the highest margins of profit. Never mind that these laborers are often women and children. Never mind that they are subjected to coercion and violence. Never mind that they never enjoy the fruit of their own labor, living in the most deplorable conditions imaginable..
But, if you are one of the growing number of people who do mind, take the survey yourself at http://slaveryfootprint.org/ as the first step in discovering how you might be supporting forced labor through your spending habits. The next step is to change some of those habits and become a slave-free consumer, and we can help with that.
Knowing that spring is a time filled with days to celebrate mothers, fathers, and recent graduates, we have created an ethical gift shopping guide that you can use while searching for that perfect gift. We've also provided many resources that can be used outside of gift giving in your general life, where most of your consumer power lies.
Companies that claim to be ethical in their production have to meet certain standards. There are 5 key issues that these companies are evaluated on: human rights, the environment, animal protection, community involvement, and social justice.
Many certifications are given to companies and are used to alert the shopper about their ethical practices. Some certifications to look for are: Fair Trade Certified USA/International, Fair Trade Federation, World Fair Trade Organization, Ethical Consumer Best Buy Label, Rainforest Alliance, Whole Trade, and Fair for Life.
Shopping local or re-purposed/used is one of the easiest ways to ethically shop. One of the local stores that carry a variety of ethical options is Park+Vine located at 1202 Main St, Cincinnati, OH 45202.
But, here are some other options that you can use in your shopping endeavors!
A Perfect Gift for Her:
- Breakfast in Bed:
One of the best ways to show someone that you love and care for them is by whipping them up a fresh breakfast and bringing it to them in bed. And we all know that breakfast would be nothing without COFFEE!
Coffee is one of the most important products to be aware of when it comes to ethical shopping. The main reason for this is fair trade. There are many companies that do not operate under fair trade which leaves coffee farmers in awful situations: child labor, slavery and low-wages among the largest issues. So, when you are looking for that perfect cup of coffee to serve to your mother or loved one you should look for local coffee or coffee that is stamped with the fairtrade seal of approval.
Here are some brands we suggest: Equal Exchange, Newman's Own Organics, Any Local Coffee, Just Coffee
Now coffee is the first step in ensuring ethical standards some other brands to be aware of for the other breakfast items are: Nature's Path, Bob's Red Mill, Cascadian Farms, Organic Valley.
- Jewelry and Accessories:
As spring approaches, everyone is in need of a fun floral scarf or some new bracelets. Ethical shopping options for these types of gifts mean that local artisans are fairly compensated for their talents and work.
The first place we suggest you check out is a local shop called Ten Thousands Villages. They have two Cincinnati locations: 2011 Madison Road and 11316 Montgomery Road. They sell beautiful materials from jewelry to homegoods that are ethically produced and traded.
Check out the follow link to their gift guide for further ideas: http://www.tenthousandvillages.com/gift-ideas/
- Home products:
Did spring cleaning leave some room for new additions to the home? Well,
http://greenheartshop.org/ has some ethical solutions to fill that space. From gorgeous floral oven mitts to delightfully smelling candles, they have various options for you to choose from!
Another great site to check out is: http://globalgoodspartners.org/
- Makeup and other Skin Care Products
One of the most controversial issues surrounding skin care items is the animal testing. Therefore, it is very important to make sure you are choosing ethical options when finding that perfect peach lipgloss.
Here are the companies that we strongly suggest: Lush, Aveda, Kiss My Face, Burt's Bees.
Another fun option would be to make your own using natural ingredients that I bet you already have lying around in your cupboard! Visit http://wellnessmama.com/ or http://thecoconutmama.com/ to find recipies.
- Flowers
The classic gift that never goes out of style. Freshen up the day with a nice bouquet of flowers.
Of course going local for this would be our number one suggestion, but also look at the following to see cerftified fair trade: http://fairtradeusa.org/products-partners/flowers-plants.
A Perfect Gift for Him:
- Outerwear:
As the weather warms up and summer approaches, what better way to enjoy the sunshine than to go for a hike or a run?
Check out these companies workout apparel that is good for you, others, and the earth: Adidas, Hanes, Patagonia, LL Bean, REI, Timberland, Reebok.
- Wallet and/or other accessories:
This is one of the most common gifts, but has the potential to be one of the most unethical due to the leather. Therefore, this is one item to be particularly mindful of. Luckily for you, we have found some ethical and stylish options to find that perfect match for your loved one:
http://globalgoodspartners.org/collections/for-him — They have two options, one is recycled from a tire and the other is from newspaper. They also have other accessories to choose from.
L.L Bean is one of the top rated companies and provides a variety of options from accessories to apparel.
- Electronics:
This is probably the most difficult category of products to purchase ethically because the minerals found in every computer, phone, tablet and gadget are mined by forced laborers in the east Congo. Many are children who forced to go down dark shafts that often collapse. One of the best steps you can take is to resist being caught up in the marketing ploy that encourages us to constantly upgrade our electronics, to get the newest and best whether we need them or not. And once you do decide it's time for a new phone or computer, be sure to recycle your old ones. The minerals can be salvaged from them and used in ethical production, reducing the demand from slave sources. Many phones can also be refurbished and sold to people who are not so concerned with having the latest model.
Check out these recycling/refurbishing sites when you're ready: Best Buy kiosks, GreenPhone.com, and Earth911.
And when you do plan to purchase a new item these are the best, though still not great, companies to work with according to Free2Work (http://www.free2work.org/): Nokia, Acer, Apple, Del,l Hewlett-Packard, Intel, LG, Electronics, Microsoft, Motorola Mobility, Motorola Solutions, Panasonic, Samsung, and Toshiba.
- Razor and other hygiene supplies:
Want to help them look and smell good? Well, we got just the perfect places to find ethical products to do just that!
Brands to look for: Tom's of Maine, Speedstick, Jason.
Websites to browse: http://www.abesmarket.com/natural-products/personal-care/men.html
- Paper Products (journals/calendars, etc).
It is never too late to start a journal or plan your day.
Check out the following:
http://globalgoodspartners.org/collections/desk-stationery –They have a lot of fun recyclable options to choose from!
http://greenheartshop.org/journals/ –A variety of journal options!
http://www.tenthousandvillages.com/journals-photo-albums-portfolios/ — Many different options from journals to calendars. They also have Cincinnati locations: 2011 Madison Road and 11316 Montgomery Road.
A Treat for Yourself:
We all have those moments in life when we just need a little chocolate therapy, but I bet you didn't know how unethical traditional chocolate options are. So, check out these options that will make your tastebuds happy while making a positive difference in the world: Endangered Species, Theo, Sweet Earth, Newman's Own.
And our final suggestion for you is to download an ethical shopping app so you can be an ethical consumer on the go. Check your app store and look for what options are available for your device.
Remember that you can make a difference by just being mindful of your consumer habits. It's up to all of us to end slavery together!


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KC Specialty Tube is your dedicated cosmetic tube specialist, delivering jewelry quality and white-glove care on every tube we manufacture. Carefully crafted from the highest-quality steel, every pristine cosmetic tube that rolls off our line is ready to turn heads without costly rework. KC Specialty Tube is a division of Zekelman Industries.
Every tube from KC Specialty is handled with white-glove care from the time we source the steel to the time we deliver our final product. Every tube is blemish free, cut to exacting lengths and ready to fabricate, saving customers up to 70% in rework costs.
• Carbon steel drawing quality
• Aluminized drawing quality
• Hot rolled, pickled and oiled (HRPO)
• Cold rolled
Our pristine, blemish-free tube is a result of our precision-driven manufacturing process, state-of-the-art equipment and fine-tuned attention to detail. Learn more about our capabilities.
Let's goWherever it's used, our cosmetic tube stands out.
What began as a small startup eager to serve a niche market has quickly grown into a world-class specialty business. As part of Zekelman Industries, we're dedicated to delivering the highest-quality cosmetic tube and the highest-quality service. Now let's get to work.
Contact our team to learn more about how we can meet your needs.


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The outcome of the 2008 HC&G Idea House is without a doubt, er, unexpected. And preservationist Sally Spanburgh is definitely not a fan circa 1870 farmhouse's renovation. On Southampton Patch, she explains: "All of the charm associated with the original architecture was removed, among them the muntins in the window panes and the balcony over the front porch. This woman has been violated and all her curves and femininity taken away." [SH Patch]
Filed under:


text: The effect of stop-start motion on the wear of metal-on-metal (MOM) bearings was investigated. Thirty-six-millimeter MOM bearings were tested using a ProSim hip wear simulator. The test protocol was adapted from ISO 14242. The effect of different lengths of dwell periods and the effect of the number of steps between dwell periods were investigated. The standard ISO 14242 walking cycle was interrupted with dwell periods during which motion was held, and load was applied at 1250 N. Different dwell periods of 5, 30, and 60 s were evaluated, with the dwell applied every 10 walking cycles. Under standard walking conditions, a mean wear rate of 0.11 ± 0.08 mm3/motion cycle (mc) was recorded. When dwell periods of differing duration were introduced, no significant increases in wear were measured for any of the groups, with wear rates for the 5 s, 30 s, and 60 s dwell groups of 0.15 ± 0.15 mm3/mc, 0.18 ± 0.11 mm3/mc, and 0.09 ± 0.03 mm3/mc, respectively. The effect of the number of walking cycles between dwells was also evaluated. A standard dwell period of 10 s was used and alternated with walking cycles; one test had two steps between dwell periods, and the other had a single step between dwell periods. Significant increases in wear were observed in both groups relative to standard walking conditions. The mean wear rate for the two-step test was 0.53 ± 0.38 mm3/mc, and it was 1.69 ± 0.33 mm3/mc for the single-step test. This represents approximately 5-fold and 15-fold increases, respectively, in wear rate. These results indicate changes in bearing lubrication caused by the stop-start motion; however, the effect is limited to the first few cycles of walking after starting, and thus a shorter period of walking between pauses has a more pronounced effect. Further investigation of these parameters is necessary to determine the significance of these wear test methods.


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One of the most common fears people share when considering retirement is the very real possibility of outliving the money they've worked so hard to save.
Making sure your retirement is properly funded remains an ongoing challenge given the number of risks and concerns you'll face - risks like market volatility and economic uncertainty. On top of that, we're living longer than we used to. The steady income for life provided by company pension plans — if you were lucky enough to have one — countered some of those risks, but pensions are disappearing from the American landscape. Today, only 26 percent of American workers have access to a defined-benefit pension plan, according to a Bureau of Labor Statistics survey in 2018.
Even with all the risks and concerns a person has as they face retirement, and even in the absence of a pension, there is some good news: You can get that kind of protected monthly income by investing in an annuity. "Put simply, an annuity is the only financial product that can generate income that will last as long as someone may live, whether that is to age 80, 90, 100 or 110," explains Frank O'Connor, vice president of research and outreach at the Insured Retirement Institute. Annuities are long-term investments offered by insurance companies that can provide this lifetime guarantee because they're able to pool the risk among a wide range of individuals.
Allocating a portion of your retirement savings into an annuity also helps avoid a second issue associated with working with lump sum investments, says William G. Gale, the Arjay and Frances Miller Chair in Federal Economic Policy and Director of the Retirement Security Project at the Brookings Institution think tank in Washington, D.C. If you draw down your lump-sum savings too aggressively, and live longer than you expected, you might have to rely on less in your later years, he says. But, conversely, if you draw down your savings too conservatively and pass away earlier than you expected, your thrift will have been unnecessary and you won't have enjoyed your retirement years as much as you could have. Having some portion of your retirement assets in an annuity reduces these two risks, Gale says.
You can have a standard of living that's higher than in the conservative draw-down case and be assured that protected lifetime income will last as long as you do. O'Connor believes that the temptation to overspend is greater when you see your savings as a lump sum. "Retirement savings will seem like financial windfall at first," he says, "but using that 'pot of gold' without a plan creates a high probability of exhausting those savings while you still need them." Annuities can also protect you from outliving your income in retirement by decreasing your need to make financial decisions late in life. "We're all vulnerable to the challenges of old age," says Jack Dolan, vice president of the American Council of Life Insurers. Remember — not all annuities are alike. For example, some annuities provide a family benefit, beyond one person's life, whether a joint benefit or a death benefit.
Whatever your asset mix is, all retirement planning comes down to one thing: being more secure. The protected lifetime income of an annuity can free you to focus less on financial concerns and more on enjoying your golden years to the fullest.
If you are concerned about outliving your income in retirement, or are considering an annuity, we can help talk through these issues with you and help you understand the pros, cons, and details. Feel free to reach out to us at 732-383-2064.
Curtis Krietzberg, David Krietzberg, and Felicia Garland are registered representatives of Lincoln Financial Advisors Corp. Securities and investment advisory services offered through Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and registered investment advisor. Insurance offered through Lincoln affiliates and other fine companies. It is not our position to offer legal or tax advice. Krietzberg Wealth Management is not an affiliate of Lincoln Financial Advisors.
There is no guarantee that any investment will achieve its objectives, generate positive returns, or avoid losses. Investments in annuity contracts may not be suitable for all investors. This material has been prepared in conjunction with Milliman Financial Risk Management LLC (Milliman FRM). Milliman FRM retained Northern Lights Distributors, LLC, a FINRA/SIPC member, to facilitate FINRA review of the material in order to meet certain requirements of its business partners. Northern lights Distributors, LLC is not affiliated with Milliman FRM or The Alliance for Lifetime Income.


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This review was made possible by iConnect and Mr. Clean. I was provided the featured product and compensations to facilitate this post, but all opinions are 100% mine.
I have a confession. I don't clean my own house. It started back when I was working full time outside of the home, along with two to three other blog and social media related jobs at the same time. I literally had no time to clean. I purchased a daily deal from an online site for one cleaning, then quickly negotiated my way into a year of cleaning service. And then another. And now another. The funny thing is, I've quit working outside of the home and I'm still as busy as ever. Having someone help clean every three weeks is a luxury I've worked into my budget.
The problem is most cleaning services don't do a deep clean. Sure, the kitchens and bathrooms are scrubbed down, but all of those major cleaning projects are still on me. Baseboard scrubbing? Wall mark removing? Inside appliance cleaning? All mine. That's why Mr. Clean Magic Erasers are one of my favorite things.
I'll never understand exactly how walls and cabinet fronts get those mysterious marks and scuffs, but they're everywhere. At least they are until I give them a gentle swipe with a Magic Eraser. Then they're gone…kind of like magic.
Of course that's just the start of what you can do with a Magic Eraser…
- Clean scuffs off walls.
- Take stains off cabinet doors.
- Remove dirt from baseboards.
- Polish up dirty switch plates.
- Remove coffee and tea stains from mugs.
- Take permanent marker off of a dry ease board.
- Get rid of sticky residue on your vent hood.
- Remove scuffs on vinyl dolls.
- Clean off label residue.
- Get crayon off walls.
- Remove paint from sink after cleaning paint brushes.
- Clean outdoor grills and grates.
- Remove dried spray paint over-spray.
- Take scuffs off shoes.
- Clean outdoor plastic furniture and toys.
- Remove hairspray from bathroom walls and mirrors.
- Take paint scuffs off cars.
- Clean inside of microwave.
- Remove tarnish from silver.
- Cut through soap scum on showers and baths.
- Clean keyboards and monitors.
- Remove stains from luggage.
- Clean glass bakeware.
- Removes stains from inside of fridge and freezer.
- Polishes hubcaps.
- Clean grout.
- Blot stains from clothing with a cloth behind it.
- Remove hair dye drips from floors and countertops.
- Clean dirty coolers.
- Remove shoe scuffs from floors.
- Clean faucets in bathrooms and kitchens.
- Remove rust.
- Clean siding and gutters.
- Remove bugs from front of car.
- Clean inside of slow cooker.
- Polish inside of oven doors.
- Clean dirty bicycles.
- Polish cell phone screen.
- Remove lime stains.
- Clean the inside of dishwashers.
- Remove tomato sauce stains from inside of plastic containers.
- Clean microfiber and suede furniture.
- Remove nail polish spills.
- Clean soot from candle jars.
Of course remember not to scrub too hard and test it out first in an inconspicuous spot first before trying any of these ideas.
In just 15 minutes you can complete your own 15 Minute Renovation, too! Join the #15MinReno Twitter Party on August 5th at 8pm CST! Follow hashtag #15MinReno and chat with celebrith guest Johnathan Scott of HGTV's Property Brothers. Four winners will receive renovation kits that include a multi-use screwdriver, tape measure, various Mr. Clean product and a piece of decor. There's also a grand prize of a $400 home improvement store gift card! Don't forget to RSVP!
I'm also giving away a tool kit packed with Mr. Clean products right here! Good luck!


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What language do Argentines speak? Argentina is a unique country. It is rich in history and culture, and many travelers go to Argentina to see its natural attractions. But, as in any state, people in Argentina speak their own language.
What language do Argentines speak? Will the residents who came to the country from Europe, Russia or Asia understand them? Let's look into this issue.
What language is considered official
More than half of the inhabitants of Argentina speak Spanish. According to the Argentines, their version of the language is more appropriate in terms of defining the concept of the classical language, which is official in Spain.
Argentines use the Castilian dialect of Spanish in their speech, which is popular in one of the regions of Spain. It was from here that the ships of the conquerors originally arrived, which opened the state called Argentina.
Please note that there are significant differences between Classical Spanish and its Argentinean dialect. In particular, such differences are noticeable in vocabulary, intonation, and in the pronunciation of a number of sounds.
When the Spanish conquest of Argentine lands took place, most of the indigenous population with their language were eliminated. As a result, the country has lost a large part of its linguistic history, which was formed under the influence of local Indians.
In fact, only two ancient languages remain, namely Quechua and Guaraní, which are now considered lingua franca (languages that are used for interethnic communication). The Quechua language was spoken mainly in the northwest, as well as in the center of Argentina. In the east and northeast, the Guarani language was used.
To date, these languages are used mainly by the inhabitants of Santiago and Corrientes, however, linguists call these languages \u200b\u200bpriceless. Despite this, the local authorities do nothing significant to keep these languages safe and sound.
Currently, many Argentinean schools have begun to switch to a bilingual education system for those children who are the indigenous inhabitants of the country. At the same time, the needs of bilingual children are still not taken into account, because special educational programs are not developed for them.


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Fake Followers on Instagram Are Becoming a Costly Problem
September 13, 2019
Fake followers are a problem on Instagram. A $1.3 billion problem, to be exact, due to the brands that are paying influencers whose followers simply don't exist. It's gotten easier to buy fake followers, from dozens of online sellers and a coin-operated vending machine from artist Dries Depoorter. Cybersecurity firm Cheq tallied the monetary cost above to brands for 2019 alone. Now, potential sponsors and agencies are increasingly up in arms about the scam, and looking for ways to hold influencers responsible.
Wired reports that Gabrielle Vogt, senior manager of digital talent at HelloSociety, an influencer marketing agency, stated the ban on fake followers is now spelled out in contracts. "They have to agree that they haven't participated in comment pods, botting, or purchasing fake followers," she said.
Comment pods (also called engagement pods) are when influencers "agree to like and comment on each other's posts to artificially drive up engagement and improve their algorithmic performance." Botting refers to automated fake accounts, but Wired points out that, now, fake followers are "often real people, just not always the person they say they are, and, of course, not someone who is an actual fan (and hence, potential customer)."
HelloSociety and its ilk also use software tools such as Social Audit Pro, IG Audit, HYPR, HypeAuditor and Famoid, to "sniff out counterfeit or fraudulent accounts." The tools look for "deviations from the platform's norms," which can take many forms although "fake followers are getting much harder to identify."
IG Audit creator Andrew Hogue described one telltale sign. "A year ago, I would see influencers buy one to 10,000 followers at a time, and it would show up on a graph as a giant jump out of nowhere," he said. But lately, sellers of fake followers offer "drip" arrivals that arrive in batches of 50 or so, over 600 days. "Normal users will have a smooth logarithmic slope," he says. "If you'll see a jagged, stair-like pattern out of nowhere, that's fraud."
These anti-fraud tools are now in the spotlight. "I've never paid a cent for marketing," said Social Audio Pro creator Robert Harris. "It went viral on its own." IG Audit was used by the Institute of Contemporary Music Performance to examine 100 of the "most successful" Instagram accounts. The verdict was that up to half of all of those following Ellen DeGeneres, Korean boy band BTS, Kourtney Kardashian, soccer player Neymar, Ariana Grande, and Taylor Swift were fake.
Wired opines that "Instagram's plan to hide likes is unlikely to change the platform's reward system enough to discourage this behavior … [because] fake followers predate Instagram, and will likely survive it."
No one knows that better than Harris, who created the "audience-inflating MySpace bot" dubbed Friend Blaster Pro years ago, to his current dismay. "Lucrative businesses that solve a perceived social issue and very real financial problem are hard to kill," notes Wired.


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Read 2 Chronicles 1-2 at Bible Gateway.
The Hebrew paragraph divisions:
2 Chr 1:1-10 {s} Solomon sought the LORD, asked of Him wisdom + knowledge to judge rightly
2 Chr 1:11-13 {p} The LORD granted his request, and added riches + wealth + honor
2 Chr 1:14-2:2 {p} Solomon increased chariots + horses + silver + gold/ determined to build the Lord's house
2 Chr 2:3-10 {s} Solomon sent to Hiram king of Tyre, for cedar + a skilled master craftsman
2 Chr 2:11-16 {p} Hiram sent to Solomon his master craftsman + arranged for the delivery of timber
2 Chr 2:17-3:7 {s} He appointed the strangers to the labor force + began to build the temple
The strong themes:
2 Chr 1:1-13 {s+p} Solomon asked of the LORD wisdom + knowledge to judge rightly/ He granted it
2 Chr 1:14-2:2 {p} Solomon increased chariots + horses + silver + gold/ determined to build the Lord's house
2 Chr 2:3-16 {s+p} Solomon + Hiram king of Tyre contract for timber + master craftsman for the house
2 Chr 1:1-13 {s+p} chiastic structure:
1a) 2 Chr 1:1, Solomon the son of David was strengthened in his kingdom/ YHVH his God was with him;
1b) 2 Chr 1:2-6, Solomon + all leaders in Israel, went to the tabernacle of meeting at Gibeon + sought YHVH;
1c) 2 Chr 1:7, On that night God appeared to Solomon: "Ask! What shall I give you?"
central axis) 2 Chr 1:8-10 {s} "And Solomon said to God: 'You have shown great mercy to David my father, and have made me king in his place. Now, O Lord God, let Your promise to David my father be established, for You have made me king over a people like the dust of the earth in multitude. Now give me wisdom and knowledge, that I may go out and come in before this people; for who can judge this great people of Yours?'"
2c) 2 Chr 1:11-12, God's reply to the request that was in Solomon's heart;
1a) 2 Chr 1:11a, God: Because this was in your heart, and have not asked riches + wealth + honor + life;
1b) 2 Chr 1:11b, But have asked wisdom and knowledge for yourself;
central axis) 2 Chr 1:11c, That you may judge My people over whom I have made you king;
2b) 2 Chr 1:12a, Wisdom and knowledge are granted to you;
2a) 2 Chr 1:12b, And I will give you riches + wealth + honor, such as none before or after you shall compare;
2b) 2 Chr 1:13a, Solomon came to Jerusalem from Gibeon, from before the tabernacle of meeting;
2a) 2 Chr 1:13b {p} And reigned over Israel.


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The Ray Guy Award winner is back to defend his title. Do other Pac-12 punters (or punters from across college football) have what it takes to try and take it away from him?
Let's take a look at the five Pac-12 nominees for best punter in college football from the Ray Guy Award preseason watch list.
Jake Bailey, Stanford Cardinal punter. Stanford has had great special teams during the David Shaw era. Can the tradition continue?
Steve Coutts, California Golden Bears punter. Coutts is a transfer from Louisiana Lafayette (where he was one of the nation's top punters), and is looking to win the starting job at Cal.
Nick Porebski, Oregon State Beavers punter. Oregon State's special teams drastically improved last season. Porebski was a big part of that.
Chris Tilbey, USC Trojans punter. USC won't be punting a ton this season, but Tilbey is one of the nation's best regardless.
Mitch Wishnowsky, Utah Utes punter. Utah is trying to win this award for the fourth straight season. Tom Hackett won the award in 2014 and 2015, and Wishnowsky is looking for his second straight Guy award.


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To look at the e-book in PDF format, Computer Guide, based on these columns click here
Q: I would like to set up computers at our office in a network of 12 computers. I heard a bit about Linux, how it doesn't suffer from viruses or worms, and is very stable. All we will be using the computers is for typing letters, email and browsing web pages. Do you think Linux would be better, particularly since it's free? In my opinion there is no short answer to this question. Just because something is free does not necessarily mean that is it better value. There are some viruses and worms that will infect Linux but I agree that they represent a tiny fraction of the numbers found in the Windows environment. However having good anti-virus and other security software minimises the risk. As for stability, Linux is stable but so is Windows XP in a business environment when the users do not fiddle with the computers. The main problems in using Linux in an office environment will be compatibility issues with the software that your clients use and support for hardware and software. You will also have to spend a considerable amount of time in training staff on how not only to use the new operating system, but to train them on all the new applications as well. This can be a considerable expense and will have to be done for most new staff that are hired in the future as most will come from a Windows environment. As Microsoft Office does not run on Linux there will be problems if clients send complex Word or Excel files. Although Open Office has a high degree of compatibility with the Microsoft suite, it is not 100% compatible. Some features, such as Microsoft macros are not supported. This can cause problems either now or in the future as your business develops and you receive e-mail attachments containing more advanced Word or Excel files. There are also the additional costs involved in having to evaluate every new piece of hardware that will be purchased in future to ensure that Linux drivers are available. If your business suddenly needs a high speed document scanner, purchasing it then finding out that it cannot be used will be an expensive mistake. Furthermore, the average computer dealer will not know if some new hardware will be compatible with your version of Linux. As for being free you must also factor in the cost of evaluating whether all your existing hardware will support your version of Linux. This must cover not only the printers as many new models may not have Linux drivers, but also the current network cards, video cards, motherboard drivers, tape drives on the server, etc. Next there is the cost of installing the software, configuring it, setting up mail etc, and converting existing files and databases. Changing default fonts Q: In Word the Normal template's Font default is Times New Roman – how do I change this default Font? In Excel the Normal Template default Font is Arial – how do I change this default Font? I have Windows XP and the MS Office 2003. In Word open you have to click on Format, Font then select the font that you like and then click the Default box and say Yes to changing the Normal.dot template. In Excel click on Tools, Options then in the General tab you will be able to select your font.
Q: I have just retired and before leaving work I asked the IT people to copy my Outlook mail onto a CD so that I can put my contacts into my home computer. On that CD there are three files. They are Outlook.pst, Archive.pst and Mailbox.pab. I tried double-clicking on all of these but all that happened is that I have been asked what program to open these with and Outlook was not on the list. What needs to be done? The file Mailbox.pab is the Personal Address Book file and you have to import this file into Outlook. After you open Outlook on your computer click on File, Import and Export select Import from another program or file. Then scroll down the list that will appear and select Personal Address Book and click on Browse to then point to the Mailbox.pab file on the CD and click Next and Finish. This will add all your work contacts to the ones that you currently have at home. |


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Albert Strange Association member Richard Rouse has put the beautiful Albert Strange designed gaff yawl Charmina up for sale after having owned her for 29 years.
She was built in 1923 by Ernest Woods of Cantley in Norfolk, and is of pitch pine on oak frames.
Charmina has had just six owners, including the prolific writer Keble Chatterton, who is said to have written several books about her, including Charmina on the Riviera.
She's 28ft LOD, and has 3-4 berths, a Bukh 8hp engine, and her original compass and oil lamps, and is said to be in excellent order.
Charmina has won many races in the Solent area, and her owner says she makes a wonderful cruising boat.
If you're interested, contact Richard through the ASA website.


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Let the Glitz and sexiness of a casino determine the tone for your particular night. This enjoyable theme will be appetizing for all whether you've visited a gambling den are a gaming enthusiast or not. A couple of basic actions will result in casino games and adornments for all to enjoy.
Deliver invitations in the appearance of a spade, a club, a heart, or a diamond. When setting up your event spot, simple favors can do far more then you expect. Pick up casino chips and dice from your dollar shop. Set a green table pad over your table and merely toss the chips and dice on the table.
You might not be able to bring the neon lights of Las Vegas to your living room, but imagine what you might do. A few colored light bulbs, like red, can alter the appearance of the entire room. A made-to-order signboard with something like your name turned casino could be fun as well.
Casino style games can range from the old standbys like vingt-et-un and poker to anything as frisky as a rented roulette wheel. Bingo often is a crowd favorite as well.
Gambling hall night often is a wonderful way to memorialize a lot of occasions.


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Olympic Holidays' Book of the Month has been chosen by travel journalist Lesley Bellew who says A Theatre For Dreamers blissfully transported her to the sun-bleached island of Hydra during lockdown.
She said: "I got out my sun lounger and sun hat, poured a glass of ouzo, found Leonard Cohen on Spotify and left lockdown for 1960s Greece.
"I didn't know anything about Cohen's love affair with Marianne Ilhen before he became famous so A Theatre For Dreamers made for a fascinating read on that point alone. The couple's on-off relationship went on for many decades and Marianne was the subject of probably his best love songs. How had I missed that?
"Penny Samson's meticulous research about the circle of poets, writers and artists who descended on Hydra 60 years ago reveals that the carefree paradise, amid the sound of church bells and chink of retsina glasses, was also littered with cruel adultery. This was a Bohemian life but before women's lib had kicked in.
"The author's absolute love of Hydra oozes through every page, painting a picture of rose-gold mountains and jewel-like stones at the bottom of the sea, all intensified by the heat and shimmering light.
"It's a personal, impressionistic view of Hydra's rhythm of life during such a transitional period in modern history coming from deep research to expose that alongside all the sizzling sun, sea and sex Hydra's free love dreamers were often badly stung.
"Of course, Hydra is still in a time-warp with no cars, so roll on the day I, too, can hop on a ferry to see the horseshoe-shaped harbour come into view and sit outside a bar and chat to the locals about Leonard and Marianne.
"I contacted Polly Samson and she told me: 'I am so pleased every time a reader says that A Theatre for Dreamers transports them to Greece (and best of all when I'm told that it almost makes up for a cancelled holiday) – and it's lovely to be chosen as the Book of the Month. I am so looking forward to being back on Hydra, to have breakfast at the waterfront watching the cats gathering around the fishing boats and on to laze on warm rocks and swim in the sparkling sea'."
Picture the scene amid skinny cats stretched out in the sun, free-range children and choruses of cicadas; it is 1960 on the Greek island of Hydra where a circle of artists, writers and poets live a sun-drenched bohemian life.
The story centres around 18-year-old Erica Hart who escapes London, courtesy of £1,000 savings left by her mother who had secreted cash from her menacing husband.
Grieving Erica finds her mother's writer friend Charmian Clift on Hydra and, through Erica, follow the beginnings of a hippy life, although it is early days – talented Charmian supports her writer husband's work and feeds the family while encouraging Erica not to be content with such a life.
Into the circle of lean, bronzed bodies enters young Canadian poet Leonard Cohen who moves in with Marianne Ilhen.
Erica watches, entranced yet uneasy as a paradise unravels in the burning heat; utopian dreams and innocence lost while wars rage between men and women on the battlegrounds of genius
A Theatre For Dreamers by Polly Samson is available at all good book stores.
- Talk to your Olympic Holidays team to arrange a day ferry from Athens, or Spetses (Piraeus) to Hydra
- Polly Samson is the author of two collections of short stories and two novels, and has written lyrics for chart-topping albums including Pink Floyd's The Division Bell, On An Island, Rattle That Lock and Louder Than Words. She is married to Pink Floyd's David Gilmour.
- Polly Samson and friends will present A Theatre for Dreamers - an evening of words and music, across the UK in September (after postponement in March), including London, Manchester and Birmingham. For tickets visit pollysamson.com


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What is the sense of an old tube radio today?
Tube radios are meanwhile about 50 to 80
years old. During their manufacturing period they had a quite different
value than a radio or stereo equipment has
today. In the past
the devices were not only built to reproduce music and speech. They
also had to look good and had to be a gem for the room of the proud
The many manufacturers in the past competed with technical
subtleties and the appearance of the devices. Buyers had to put
money aside for a long time
as the devices were very expensive. Many
working hours of workman, master craftsmen and engineers were necessary
for development and production.
Even today many of those radios are
well preserved, can be refurbished and bought with functioning
guarantee from craftsmen.
Even in our modern living rooms a tube
radio is an eye-catcher, emanates coziness, is like a valuable piece of
furniture and has a very unique sound owing to
good loudspeakers and tube output stages.
Also not known to everybody is the fact
that it is possible to connect CD players, cassette recorders, DAT and
so on to most of these old-fashioned devices.
You can order the required adapter from me (Order number Z 4).
Please keep on reading:


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Product conceptualization
Our strengths
We are digital product specialists. We build products and only products. Together with our customers, we have launched over 150 globally successful digital products. This experience has given us firsthand knowledge in conceptualizing a winning product for your brilliant idea.
Problem-solution fit
It is a waste of time to solve a problem that doesn't exist! A core part of the product concept is to define the problem, personas and pain points, key value propositions, and the business model for sustainability. Once solution alternatives are outlined, low-fidelity prototypes help in early testing of problem-solution fit.
Launch strategy
Product development teams must work with constraints like time, money, and other resources. Your launch strategy must identify the feasibility of launching a winning product amid the identified constraints. Estimations, feasibility studies, and delivery plans are crucial elements of a launch strategy.
Concept validation
The faster we learn, the lower the cost of change. Simple online experiments, clickable throwaway prototypes, user research, and scientific analytical methods are valuable tools to validate the product concept before serious development begins.
See our case studies
Let's talk about your product
We love engaging with new clients and our community. If you have an inquiry about building digital products or any other questions, get in touch!


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Level of Expertise: Basic
Language: English
Prerequisites: General knowledge of intellectual property rights
The webinar will provide an overview of key aspects in the field of intellectual property licensing, including negotiation tips and legal traps.
Learning Objectives
After the training, participants should be able to answer the following main questions:
Duration: 60 minutes (presentation) + 15 minutes (Q&As)
Fee: The webinar is offered free of charge.
Registration: Registration will open on the 16th of January.
For further information on how to join our webinar sessions, please have a look at our quick guide available for download below. For our web-based training sessions we use WebEX Conferencing Technology. We would like you to take note, that you will be asked by WebEx to install a browser application (i. e. the WebEx event center) on your computer when you use WebEx for the first time. This will only take a few minutes, but just for you to have this step in mind, and to possibly inform your system administrator.


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I stumbled upon Susie's jewelry on Instagram about a year ago. I immediately fell in love with her mixed metals designs. When I approached her through email asking her to become part of the Kuel Shop (back when it was only an idea); she responded enthusiastically 'Yes". Susie has believed in the Kuel Life mission from the get go.
Susie shares with us why she became an entrepreneur; what turns her on about making mixed-metal jewelry, and her joys and fears as a woman supporting herself through her art. You can shop Susie's jewelry on the Kuel Shop.
Read Susie's story:
KUELLIFE: What type of business do you own/run?
SUSIE: I make jewelry, mostly from mixed metals. I sell it online, in galleries and shops, and, in person at art shows around the country.
KUELLIFE: What prompted you or drove you to become an entrepreneur? When?
SUSIE: Before making art, I worked a corporate job—and while I was at an exciting company during a dynamic time in the industry, I always felt like a fish out of water. After moving to rural Oregon and leaving my cushy company job, my husband, mother-in-law and I found ourselves making paper lamps and selling them at the local weekend arts and crafts market. And from there, one thing led to another and my husband is now a sculptor, his mom is a fiber artist, and I ended up working with metals and making jewelry. I've been self-employed since 2002 and still can't believe we've been supporting ourselves with our art so long! It's hard to imagine what my life would be like if we didn't take the chances we took to get here.
KUELLIFE: What turns you on most about your gig?
SUSIE: So many things! First, I really love the freedom. Since it's my gig, I get to decide what direction I want to go and I get to make all the decisions on how to get there. Also, even though it's the most responsibility I've ever had in a job, it's the most joyful work I've ever done. But maybe the biggest turn-on is when I'm selling at an art show and I get to watch people trying on my work, seeing how great the pieces I made look on real live people.
KUELLIFE: What's your biggest struggle?
SUSIE: Ugh, I have so many. Maybe the biggest is keeping abreast of what I need to do to stay visible and relevant in this era of technology and social networking. I'm pretty old school that way.
KUELLIFE: What is your biggest fear as an entrepreneur? How do you work through it?
SUSIE: Again, I have so many! But maybe one of the biggest is that I will lose my creative excitement. Because once the excitement is gone, ideas and everything else will go too. I work through this fear by keeping things fresh and stimulating. Scheduling playtime in my studio and learning new skills, both, work wonders and keep the joy alive.
KUELLIFE: How do you measure your success?
SUSIE: By the way people respond to my work. In person, it's the look on someone's face when they try something on and fall in love with it. And when it isn't in person, I've received emails and notes from people that totally make my day…they make me that much more excited to go into my studio and work. When someone loves the way something I made looks on them, it's going to make them feel good when they wear it, and the fact that I actually created something that is appreciated in that way…well, that's just the best feeling ever.
KUELLIFE: Finally, what advice would you give other women about taking an entrepreneurial path?
SUSIE: I guess the same advice I give to myself every time I have a creative/business/life idea but am too hesitant to follow through for whatever reason. And that is that this life is once and it's getting shorter every day. I don't want to be 98, wishing I would have done this or tried that. If I can picture an idea turning into a regret, then I figure out a way to make it happen.
Did you enjoy this article? Become a Kuel Life Member today to support our ad-free Community. Sign-up for our Sunday newsletter and get your expert content delivered straight to your inbox.


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SCGI HAS Expanded! As we move into the VoIP security world with a goal to set the new standard with our patented product, vPurity� - there are many challenges to create a non-intrusive way to secure the voice media stream. NIST (http://csrc.nist.gov/) has many different approaches to cover some of these vulnerabilities yet still do not address the data extraction capabilities for those trusted sources removing intellectual property from corporations and government entities. Client Endorsements can be provided here |
Program and Project Management | |||||
SCGI Corporation provides Program and Project Management for clients requiring extensive support of their technology initiatives. Our project managers have on average 18 years� experience in assisting clients to identify and implement complex solutions in a simple manner.
We have found that not all IT departments start their day with a focus on which project will bring the most earned value to their organization. This is a result of living in a reactionary environment to keep up with record demand of instant 24 hour everything. Determining which screaming internal client gets their solution first can be overwhelming. SCGI helps IT departments put together formulized processes to help streamline their initiatives to handle 80% of their agendas with 20% of their effort.
And, not all organizations are created equal. SCGI has created a logical matrix to help our clients prioritize their efforts where their group or organization needs to focus on meeting the objectives most beneficial to them. |


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When we choose skincare products, the first thing that we tend to consider is the brand. But is it that important?
Many of the generic brands available in most department stores come from the same or very similar research and development, with the same level of technology.
Generally, the high-end brands have higher moisturising factors and a higher percentage of active ingredients and target very dry skin.
I personally recommend spending your money on dermatologists' quality skincare individualised to suit your own skin. Doctors' skincare products use the latest ingredients and, because they can be customised, do not have to be watered down for the mass market. Alternatively, cosmeceutical or skinceutical brands (products with biologically active ingredients) contain a higher percentage of active ingredients than generic brands.
Active ingredients to look for and their functions. In all skincare products, active ingredients are the key to getting the results you desire.
Active ingredients are the components in a cream (or medicine) that complete specific functions. The inactive ingredients act as a base.
The actives you choose depend on the effect you want, whether it's anti-ageing, whitening or age prevention.
In the past we were limited to products like collagen for anti-ageing effects such as reducing wrinkles and fine lines, but new developments in skincare have taken us beyond the beyond!
Biopeptides: Now everyone is talking about biopeptides, the cutting-edge in anti-ageing products. A peptide is a short protein chain that works significantly in the skin by repairing damaged cells. This has been an amazing anti-ageing breakthrough as it is believed that these miniscule strings of amino acids are able to reverse signs of ageing and even restore elasticity because they contain chemical messages that encourage skin cell rejuvenation and repair.
Hyaluronic acid is an ingredient found naturally in the skin, regulating moisture and the transport of nutrients to the cells. It grabs and holds moisture in the skin, retaining it for up to eight hours. There are also other bio-extracts, which come from bacteria, that can hold the water in the skin even longer than 72 hours.
Vitamin A is referred to as retin A, retinoic acid, tretinoin (trans-retinoic acid) retinyl actate and retinyl palmitate. It is an effective active anti-ageing product proven to reduce fine lines and wrinkles and even stimulate the production of collagen. Choose a retinol product that tells you how much retinol you're going to get.
Coenzyme Q-10 Idebenone are antioxidants, helping to neutralise free radicals, one of the main causes of ageing. When we are young, the body can produce as much CoQ10 as it needs. Ageing and stress lower the levels of CoQ10, resulting in less collagen and elastin production. The other advantage of CoQ10 is that it is a small molecule able to penetrate into skin cells more easily.
In the past, hydroquinone was believed to be the safest and most effective product to lighten the skin. New research suggests however, that there may be side effects with long-term use, so manufacturers have found natural alternatives.
Vitamin C comes in stable and non-stable forms but the ones to look out for are, l-ascorbic acid, magnesium ascorbyl phosphate and sodium ascorbyl phosphate, said to slow down hyperactive melanocytes.
Vitamin C also increases the production of collagen and elastin but it is difficult to stablise it against oxidation.
Alpha Arbutin: Bearberry, Cranberry, Mulberry, Blueberry Extract.
Have melanin-inhibiting properties, providing a skin lightening effect. Arbutin is a natural derivative of hydroquinone, but does not have the same negative side effects.
Kojic Acid: Kojic acid is another natural alternative to hydroquinone. It is a by-product in the rice fermentation process for making sake, Japanese rice wine.
Licorice Extract: The licorice plant serves many purposes in skin care. The ingredient that is responsible for the skin whitening aspect of the plant is known as glabridin.
NB: For spot-whitening use a concentrated serum.
Salicylic Acid, Azelaic Acids and Sulfer, are natural exfoliating products effective in the treatment of acne. They encourage shedding of dead skin within the hair follicle, keeping pores clear of debris and reducing blockages and breakouts.
Skincare delivery systems
The skin is a highly effective barrier to anything, including actives into the skin. Sophisticated ingredients need sophisticated delivery systems to take active ingredients and nutrients past the protective layer of the skin – the stratum corneum. Active ingredients enter into the skin in several ways: the type of system depends on the chemistry of the active, site of application, desired effect and time release.
A wide variety of delivery systems are now available – colloidal systems, encapsulation and patches to name a few. The actives enter the skin as liposomes, nanosomes, mircosomes or microspheres. A small unit penetrates better. An effective delivery system also helps to maintain the bioavailability of the ingredients.
Cream is able to maintain the condition of the skin whereas technology is able to change it. Creams, even those containing neuro-peptides, are about 1000th of a percent effective as a skin laser.
However, if you have wrinkles because of dry skin, then creams are more effective than laser and that is where cream beats technology.
Happy hunting!


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16 Best Wooden Dough Bowl Styling Ideas for Fall
Dough bowl styling ideas for fall decor. Dough bowls are beautiful wooden bowls and are very popular as styling accessories for the home. Another name for dough bowls is trencher or trough. This is because these bowls were initially designed like a trough. In more recent years, the dough bowl has been restyled in a rounded cut-out shape. Originally the purpose of these bowls was for making bread dough. And part of the daily meal preparation routine.
Vintage dough bowls are much sought-after due to their uniqueness and large style. Some dough bowls are quite long and provide a fairly large space to decorate. Dough bowls can be styled with fall seasonal accents such as pumpkins, gourds, acorns, and apples. Larger bowls can hold candles, candlesticks, and lanterns. And adding greenery to a bowl brings an earthy organic look to the dough bowl.
Style a dough bowl as a centerpiece on a dinner table, console table, or kitchen counter surface. They work equally well when the dough bowl is decorated on a coffee table, a sideboard, or bookshelf. And these dough bowls look great in boho, rustic, farmhouse, or coastal style homes.
Take Your Inspiration from the Seasons – Dough Bowl Styling Ideas
Keep your dough bowl styled according to the seasons. There is no better designing inspiration than from the outdoors. For the fall season, pumpkins are always the go-to decorative pieces. But don't overlook acorns, gourds, apples, and scarecrows. For inspiration on decorating your dough bowl, take inspiration from one of the talented designers below. Take a look.
Brighten Your Table
Use flameless taper candles in the dough bowl. These candles will not only brighten the table but provide ambiance during the Autumn meal. In this design, the designer used orange foliage, woven balls, and pumpkins. Simple and easy to style.
Style it Rustic – Dough Bowl Styling Ideas
For a more rustic design, decorate your bowl with a single pumpkin and gourds. As a filler, use oak tree foliage and acorn branches. We love the rustic feel of this dough bowl.
Give it a Succulent or Two
Plant a succulent or two next to the faux pumpkins and greenery. In this arrangement, the designer tucked a small succulent beside the large, center, white pumpkin. The succulent resembles a flower with multiple petals.
Toss in a Few Pine Cones
Use a few pine cones with pumpkins and some interesting mini live plants. The white pumpkins stand out against the grey-green plants.
Slide a Cluster of Berries
Lay a cluster of faux berries next to a grouping of miniature pumpkins.
Design it in Copper Tones – Dough Bowl Styling Ideas
Style your dough bowl using copper and amber tones. In this styling, the design includes copper-colored wall art. A striped copper and white pumpkin rest inside the copper-colored foliage in the dough bowl. An amber vase sits to the right of the bowl to add even more copper tones to the style.
Work in a Little Rattan
For a natural look, work into your design a little rattan pumpkin. Nestled among the fall foliage are three pumpkins. A great mix of fall colors and pumpkins.
Create a Bountiful Harvest
Fill your bowl with the colors of the fall season. Substitute your cornucopia with a wooden dough bowl. Gather some Indian corn, squash, pumpkins, and a small bale of hay. What a colorful fall display!
Invite Your Eight Legged Friends
Bring your eight-legged, crawling friends to the celebration. Style your dough bowl for the upcoming Halloween celebration. Add a few bones so they can mingle with the "others" such as pumpkins and other creepy crawling bugs.
Be Sure to Give Thanks – Dough Bowl Styling Ideas
Include a message in the dough bowl centerpiece. In this display, the designer included a "give thanks" message for the fall holidays.
Make it Neutral – Dough Bowl Styling Ideas
Style it in neutral colors using lighter shades and a silvery pumpkin too.
Show Off Your Best Glassware
Display a couple of embossed glass jars in your bowl. Add a rattan tray in the back with a trio of neutral gourds. Tuck inside some willow for an earthy accent.
Fill the Base with Decorative Balls
Style it on a sideboard. Elevate your best pumpkins then fill in the base full of neutral-colored decorative balls. Decorative balls are made of willow and natural wood circles. Be sure to mix a variety of ball sizes.
Drape a Strand of Wooden Beads
For a minimalist look, add three miniature pumpkins and a strand of wooden beads. To complete the overall look, add dried flowers and a piece of fall wall art. A perfectly fall-styled console table.
Place a Topper Over a Pumpkin
Give your pumpkin a prominent spot in the bowl. Top it off with a neutral flower. Follow with a fabric leaf in the background. Finish it off with a variety of pumpkins, gourds, and decorative balls.
Weather Your Pumpkins – Dough Bowl Styling Ideas
In this bowl design, at_home_with_britt shares her clever weathered pumpkin DIY. Transform your pumpkins into weathered, aged pumpkins in this creative DIY post.
This is the end of our list of dough bowl styling ideas. Hopefully, you found several ideas that inspire you to create your own dough bowl design. Welcome the fall season with a festive dough bowl inspired by the outdoors.
Dough bowls fit into many decor styles. Although these bowls are commonly seen in farmhouse decor styles, they can be used in other decors. Use these bowls in homes with a rustic, boho, modern farmhouse, and coastal decor. And they are useful in many rooms. Don't confine your dough bowl to just the dinner table. Dough bowls look just as well on a sideboard, console table, and kitchen countertop.
Enjoy our other fall decor related posts for additional ideas.
- Fall entryway decorations
- Fall-inspired entryway ideas
- Most inspiring fall vignette styling ideas
- Tips for styling a fall vignette
- Farmhouse fall wall decor
- Fall wreaths
- 3 Easy DIY Thanksgiving Centerpiece Ideas
Reach out to us with any questions. We are always ready to help you out. Thank you for stopping by our blog.


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Restocking Woes: Using Technology to Overcome Adversity
What Challenges Do Internet Retailers Face?
Sure, participating in the FBA program solves many of the challenges facing traditional Internet retailers. Order management, warehousing and shipping to different customers are just a few of the benefits.
Despite the many advantages, FBA sellers still have their own unique set of difficulties – in particular, knowing what (and how much) to restock. In this post, we'll discuss these problems and propose a few remedies.
The Restocking Woes We Hear Most Often
Our team at eComEngine has been helping Amazon merchants for close to a decade. (We first opened our doors in 2007, only a few months after Amazon.com, Inc. launched its FBA program.) During that time, we've had the opportunity to help thousands and thousands of sellers become more efficient.
Achieving this goal is only possible, however, by listening closely to our customers' needs and designing intelligent solutions.
Our Customer Success Team is therefore always eager to listen when sellers share their challenges.
When it comes to inventory management, the following are challenges we have heard about from FBA merchants.
- Failing to make the correct reorder decisions at the right time
- Uncertainty about when to drop an underperforming product
- Difficulty building profitable kits
- Dealing with excess inventory and sluggish demand cycles
- Feeling overwhelmed by vendor and purchase order (PO) management
- Confusion relating to FBA shipments
Although the Seller Central dashboard provides a relatively convenient user experience, many merchants still struggle to keep everything organized and focused on profitability.
Data Exports Compound the Frustration
As a result, some merchants create complex spreadsheets, pivot tables and charts. This is especially true when it comes to tracking profitability and estimating future demand. Amazon does allow you to export an All Orders Report, containing a variety of data such as SKU, ASIN, price, quantity and other details. FBA merchants also gain access to a number of business analytics reports and even inventory restocking advice. Sellers can access this type of data and use it as they see fit.
While this approach can certainly offer valuable insight, it's still not ideal for most growth-minded merchants. For starters, many sellers simply don't have time to create profit analysis reports from scratch. Even if they had the time, some would not possess the technical savviness to accurately synthesize the data. For larger merchants with thousands of SKUs, this process could require a significant combination of human and technological capital. Worst of all, once the data is formatted into a useable format, it's often outdated before any meaningful decisions are made. And even with the right information at hand, you still have hundreds of POs and supplier shipments to manually organize.
Creating Inventory Efficiency through Technology
Thankfully, Amazon also makes order (and other) data available through its Marketplace Web Service API. This allows for a free exchange of data between your Amazon account and third-party applications. Several technology companies have developed services that help sellers leverage this data.
For example, after closely studying the needs of FBA merchants, we decided to introduce RestockPro in 2014. Our goal with this product was to custom-tailor a solution that would help FBA merchants. We wanted to provide sellers with action-oriented information, while saving them time and money.
By using a third-party inventory analysis tool, such as RestockPro, sellers gain a number of benefits. These include:
● Amazon order data is automatically imported, bypassing the need for manual exports
● Supplier information, order history and margin data is organized in a centralized location
● Restocking actions are recommended to the seller, instead of the seller figuring out what to do next
● Market intelligence (such as rank, competitor pricing and Buy Box data) is instantly accessible for each SKU
With this type of information, sellers can make more intelligent restocking decisions with less effort.
Take Control of Your Restocking Woes
Technology can help convert your restocking woes into a competitive advantage. To try our inventory system for FBA merchants, click here for a 14-day trial.
By Liz Fickenscher – eComEngine.com


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Fear of another terrorist attack remains real for many Americans. For people who lived in the two cities struck by the terrorists on Sept. 11, 2001 — New York and Washington — the fears are intensely personal and vivid.
They're nervous about public transportation, take note of suspicious people and think back often to the horrors of Sept. 11, an AP-Ipsos poll found. Well over half of New Yorkers and Washingtonians are worried their communities will be attacked again. Nationwide, a third worry they will be attacked.
Five years after the attacks, the terrorist threat is still evolving. Britain's foiling of what authorities called a multiple hijacking plot in early August was a stark reminder. Al-Qaida leader Osama bin Laden, who claims to have ordered the Sept. 11 attacks, remains free, probably in the mountains near the Pakistan-Afghanistan border. And the only person convicted in the U.S. for the Sept. 11 massacre is Zacarias Moussaoui, a Frenchman who was in jail when it happened.
Such factors contribute to the persistent high anxiety, particularly in New York.
"It's just a constant worry," said Micky Diaz, a medical office manager who lives in the Bronx and works in Manhattan.
"Now you have to worry about the subways, you have to worry about the tunnels, you have to worry about the highways," she said. "It's nerve-racking."
Deep-seated worry
Among the poll's findings:
- 59 percent approved of President Bush's response to the 9/11 terrorist attacks while less than half in New York and Washington felt that way.
- 35 percent nationally were worried they'd be victims of terrorism, a number that spiked to 43 after the alleged terrorist plot in Britain was announced.
The stress people experienced soon after the attacks fades with time, but can be renewed by such events as news of terror plots and the anniversary of the attacks, said Anthony Ng, a psychiatrist who has worked with 9/11 victims.
Differences between the city that suffered the worst attack and the rest of the country can be found in the strength of Sept. 11 memories.
About six in 10 New Yorkers say they've thought back recently to that day five years ago with its horrifying images of planes used as missiles, crumbling skyscrapers and fleeing victims. That's more than the half nationally who said they've thought recently about it.
The findings are based on national polling Aug. 7-9 and Aug. 15-17 of about 1,000 in each survey and polling of 402 adults in the Washington area and 402 in the New York City area from Aug. 6-10. The margin of sampling error for the national polls is plus or minus 3 percentage points, and 5 percentage points for the city polls.
New Yorkers were more likely than people in Washington and the rest of the country to have concerns about being in open spaces and using public transportation. Women were more likely than men to have such fears.
Much like the bombing of Pearl Harbor during World War II and President Kennedy's assassination in 1963, Sept. 11 has become one of the nation's defining days.
Half say it changed their lives
When asked whether the attacks changed their lives, half the people around the country — and in New York and Washington — said it has. They were most likely to say they are more aware of their surroundings now, and more cautious. Some are more afraid of flying and some said they are more aware of family and take nothing for granted.
In America's heartland, the fears remain, but the dangers seem more distant. Retiree Holly Thomson of Sedan, Kan., says she hasn't flown since 9/11 and looks at strangers with suspicion. She considers New York and Washington more dangerous now, "But I feel safe here."
People living in Washington are aware their city is a target. "It's something I've worried a lot about," said Janay Widdison, strolling across the national mall Thursday with her 1-year-old son perched on her shoulders.
"I really think it's inevitable," Widdison said of prospects for another attack, "but I feel like this is one of the safest places to be if that were to happen again because of all the security."
Despite the anxiety, a majority of people across the country say they do not avoid public transportation, do not feel uncomfortable in crowds and do not worry about another attack.
For Jeff Roth of Aberdeen, N.J., memories of Sept. 11 come flooding back when he visits neighboring New York City.
"Every time you drive up towards New York and see the Twin Towers missing, you're reminded of it," said Roth. "I remember feeling total shock, despair, anger, every emotion you could have when I looked across and could see the towers on fire."
But Roth is stubborn about not letting those emotions change him.
"I go on with my life," Roth said. "I'm not going to let anybody rule that."


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Background: The herbicide paraquat can cause severe lung injury and fibrosis in experimental animals. In this study we have investigated the changes in lung endothelin-1(Et-1) levels and immunohistochemical localization in relation to treatment with cyclophosphamide and methylprednisolone in paraquat induced pulmonary fibrosis in guinea pigs. Material and methods: 29 male Hartley guinea pigs were divided into 4 groups. Group I was normal control. Paraquat was instilled into the lung of guinea pig of group II, III and IV unilaterally. Group II was treated with cyclophosphamide and methylprednisolone. Group III was treated with methylprednisolone. Group IV was not treated. The degree of fibrosis was evaluated by H-E stains and Masson's trichrome stains and cell activity was assessed by Et-1 immunohistochemical stains. Statistical evaluation was performed using the Kruskawallis one-way analysis. Results: Paraquat induced an increase in numbers of fibroblasts and total amount of lung collagen in Group IV compared to the normal controls. There was no significant difference in total numbers of fibroblasts between any of paraquat instilled groups, but there was significant increase in total amount of collagen in Group IV compared to group II and III (p<0.05). The treatment of cyclophosphamide and methylprednisolone suppressed the growths of both fibroblasts and collagen, but this suppression was stastically significant only in the case of collagen. Et-1 immunoreactivities of bronchial epithelium, type II pneumocytes, endothelial cells and fibroblast in group II and III were decreased compared to those in group IV. Conclusion: These results demonstrate that Et-1 is an important contributing factor in the pathogenesis of pulmonary fibrosis. Et-1 is synthesized and released by bronchial epithelium, Type II pneumocyte, endothelial cells, alveolar macrophages and fibroblasts. Especially they are associated with alveolar macrophage and fibroblasts. We conclude that combined therapy of cyclophosphamide and methylprednisolone are more effective in the control of Et-1 expression and collagen deposition.
Original language | English |
Pages (from-to) | 775-785 |
Number of pages | 11 |
Journal | Tuberculosis and Respiratory Diseases |
Volume | 46 |
Issue number | 6 |
DOIs | |
Publication status | Published - 1999 |
- Cyclophosphamide
- Endothelin-1
- Methylprednisolone
- Paraquat
- Pulmonary fibrosis
ASJC Scopus subject areas
- Pulmonary and Respiratory Medicine
- Infectious Diseases


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Dividend Stocks
Stocks that provide dividends are an excellent way to build long-term wealth. Not only do dividends provide investors with regular income, but dividend stocks can also help investors weather market volatility. How? Whether the markets are going up, down, or sideways, dividends provide investors with a steady income stream.
Having said that, while dividends are usually paid out quarterly, at the discretion of the company's board of directors, they can be raised, cut, or eliminated.
Not all dividend stocks are created equal. As a result, there are a number of factors investors need to consider when looking at dividend stocks.
Dividend yield is one of the most important factors to consider when investing in dividend stocks. It might be tempting to just invest in a stock with the highest dividend yield, but there is a risk/reward trade off when it comes to dividend-yielding stocks—the higher the yield, the greater the risk.
Stocks that provide an annual dividend of 10% or more tend to be very risky. Because they are risky, there is a greater chance the dividend could be cut—or worse, the share price could plummet. This means investors lose out on dividend growth and capital appreciation.
History is another important factor to consider. Look for stable companies that have a long history (five, 10, or even 25+ years) of both paying an annual dividend and increasing that dividend annually. Those stocks that offer annual dividend growth as part of their corporate culture are more likely to continue that trend.
The best way to determine whether or not a company can continue to provide an annual dividend and raise its yield is to look at the company's free cash flow. Free cash flow is the amount of free cash, or money left over after it pays for operations and necessary capital expenditures. The more money a company has in the bank, the greater the chances are that it can sustain or increase its high dividend yield.
Resources Connections, Inc. Announces 10% Dividend Increase
Staffing Company Hikes Dividend Payout New York, NY — On Tuesday, Resources Global Professionals, the operating subsidiary of Resources Connection, Inc. (NASDAQ:RECN), announced that its board of directors approved a quarterly cash dividend to $0.11 per share. This represents a.
Aqua America Inc Announces 26th Consecutive Dividend Hike
Aqua America Hikes Dividend 7.5% New York, NY — One water utility company has been paying solid dividends for decades. Now, it's raising its payout again. On Tuesday, August 2, the board of directors of Aqua America Inc (NYSE:WTR) declared.
Williams Companies Slashed Dividend by 69% to Fund Plans
Shares Surge After Energy Provider's Cost-Saving Measures New York, NY — Williams Companies Inc (NYSE:WMB) said it plans to cut its dividend by 69% starting with the current quarter to help fund its plans to reinvest about $1.3 billion into.
Macquarie Infrastructure Corp Hikes Dividend
Fuel Supplier Benefits from Both Margin, Volumes New York, NY — Macquarie Infrastructure Corp (NYSE:MIC) raised its quarterly dividend by 12.6% to $1.25 per common share as the energy supplier benefited from increases in both volume and margin on fuel.
Saputo Inc. Reports Earnings, Hikes Dividends
Saputo Profits Increase 29% You might not have heard of Saputo Inc. (TSE:SAP), but you'll likely have seen "Cracker Barrel," "Dairyland," "Frigo Cheese Heads," and "Neilson" branded dairy products at the grocery store. Yep, they all come from Saputo. The.
Energizer Plans 10% Rise in Dividend in 2017
Delivers $0.25 Payout for 4th Quarter New York, NY — Energizer Holdings Inc (NYSE:ENR) announced that its board of directors has declared a dividend for the fourth quarter of its fiscal 2016 of $0.25 per share. In addition, the board.
NiSource Hints at Coming Dividend Hike
Strong Construction Season Brightens Outlook New York, NY — NiSource Inc. (NYSE:NI) expects between four to six percent annual growth in its dividend payout following a strong start to the construction season and as the company returns to profitability in.
General Growth Properties Inc Raises Dividend 11%
New York, NY — Real estate investment trusts (REITs) can be solid picks for income investors and one of them just hiked its dividend again. On August 1, the board of directors of General Growth Properties Inc (NYSE:GGP) declared a.
Coty's Annual Dividend Up 10%
Merger with P&G Beauty Segment Helping New York, NY — Coty Inc (NYSE:COTY) announced today its board of directors has approved a 10% increase in the company's annual dividend to $0.275 from $0.25 per share on its Class A and.
Penske Hikes Quarterly Dividend by 4%
Business Diversification Helping Automotive Group New York, NY — Penske Automotive Group, Inc. (NYSE:PAG), an international transportation services company, has approved an increase in the cash dividend to $0.28 per share for the second quarter of 2016 from $0.27 per.


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blatant abuse of admin and i think hes still pissed about being wrong when banning me thing
he is holding his personal mistake against me as if i forced him to do it and is treating me unjustly.
blatant abuse of admin and i think hes still pissed about being wrong when banning me thing
this shit is getting out of hand.
he is holding his personal mistake against me as if i forced him to do it and is treating me unjustly.
just to clarify a bit more kik and i were calling each other cracker and tj picks me out and mutes me
im done playing for the time being
You really need to follow the format and at least try to make some fucking sense with the initial post.
I fucking love music
Rip Paul Gray
Server rules
How to report admin abuse
How to find hackers
Kids these days *shakes head*
wow over a mute and u didnt even state the reason
people were ranting about french people and than u and someone else were calling people crackers which is a form of racism im not sure if it was kik or not regardless i cant do anything about him but im 90% sure it was not him
i warned everyone to stop and u kept going and you were the only person i could make out between everyone talking
racism is racism follow the rules
plus wrong section try the admin abuse forum
i found an admin section but that didnt seem like the place
also it was obviously between myself and kik because us two were the only ones talking at that time.we started with the cracker thing after everyone was starting in on a kid for being french.
if anyone feels like posting a link to the admin abuse official forums ill repost there because i can see this isnt gonna be the end of it.
It would go under the admin abuse section since your complaining about being muted by an admin and feel he abused his power. The rules are deciphered and on a basis of how the admin tolerates the rules. There is rules for a reason and racism isn't tolerated. Even if it's calling someone a crazy cracka or some stupid shit like that, it's obvious tj is not going to take that as a joke. In other words, not everyone shares your humor. You can shut up and comply or you can not talk at all. Savvy?
Got a blister? Ibuprofen. Can't feel from your waist down? Ibuprofen. Got a spider bite? Ibuprofen. - SPC S-Rod & Me
1st of all i follow server rules to a strict point.
cracker isn't a racist term it never has been and never was.
anyone who says otherwise is just looking for a reason to expend their power.
there is a reason the term "n***** " is referred to as racist and it has to do with that whole slave thing you might have heard about.


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Trump is WORKING for the job of President of the United States.
Lats month Donald Trump held 37 YUGE, jam-packed rallies.
Hillary Clinton only held 13, low-attended, low-energy rallies.
She's a sick woman who needs a lot of rest.
Hillary's strategy has been to "run out the clock."
Essentially what that means is, she will sit back and relax, while Trump WORKS HARD, and be handed her "entitled" keys to the White House.
She will not speak to the press or answer any questions on the MOUNTAIN of scandals and proven LIES piling up.
Nor will she release her detailed medical records to a VERY CONCERNED public.
No, Hillary feels she is OWED this presidency and to hell with peasant Americans.
However, there are YUGE flaws with Hillary's strategy – because while she was resting at home Donald Trump was sharing his America First message, and people like what they hear.
Lou Dobbs discusses Hillary's failed strategy. Source: TRUTHFEED


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Why I Garden #6
While I was watering the garden yesterday I saw something lurking in the leaves. It was a Coccinella septempunctata hunting for prey amongst the Allium Schoenoprasum. If your garden Latin isn't up to speed - I saw a Ladybug on a Chives bloom. It's nice to know that beneficial insects have found my garden and are chowing down on aphids and the like.
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