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McKinsey report: European steel faces major challenges in the years ahead
The European steel industry faces three major challenges, following the impacts of the COVID-19 global and the 2008-09 financial crisis, management consultancy McKinsey & Company stated.
"European steel producers should consider making a series of short-term operational and medium- to long- term strategic moves to ensure economic and environmental sustainability going forward,"
McKinsey said in its March 15 report, "The future of the European steel industry."
"These strategic moves could encompass restructuring steps aimed at capacity reduction, steps toward strengthening the position of steel companies by diversifying their capabilities and sustainability moves toward low- and no-carbon steel," McKinsey added.
Volatility is the name of the game. Do you have a steel buying strategy that can handle the ups and downs?
European steel needs to address overcapacity
The first move the sector needs to address is the increase in structural overcapacity. That is particularly true after a demand loss of between 5 million and 10 million metric tons demand loss as a result of the pandemic, the group stated.
"European steel players need to adjust overcapacity to be in sync with next normal steel demand," McKinsey said.
Adjusting for a greener future
Steelmakers also need a short-term response to compensate for higher costs with profitability improvements and incremental measures that will reduce CO2 emissions. For example, they can do so by increasing the scrap rate, the report added.
Meanwhile, producers need to make investments with a view to medium- and long-term decarbonizing of the steel industry. In short, they should tailor long-term plans and technology choices towards CO2 neutrality, McKinsey noted.
Revisiting the financial crisis
The consultancy cited several reasons for the recommendations, including the 2008-2009 financial crisis. That crisis resulted in a permanent loss of 35 million metric tons of finished steel demand within Europe.
Annual average steel demand from 2011-2019 reached 153 million tons. That marked a decline of 18.6% from 188 million tons in 2004-2008, McKinsey stated.
These demand drops have put steelmakers' capacity utilization at about 75% — below a sustainable level of 85%, the report indicated.
Capacity utilization fell to nearly 63% in 2020. However, that will likely ramp back to up to 70-75% in 2021-22, McKinsey predicted.
"We expect demand for steel in the EU-28 to drop by 5-10 million [metric] tons between 2019 and 2023," the report states. "This is primarily because players in key consumer industries, such as automotive, have been triggered by the COVID-19 crisis to adjust their footprints by closing or relocating production from Europe to other regions.
"Furthermore, a permanent lower demand for office space after the COVID-19 crisis due to increased remote work may reduce demand for office buildings, which in turn will lower demand for steel from the construction sector."
Imports, rising raw materials prices and currency fluctuations
Rising steel imports into the European Union also put downward pressure on capacity utilization. In 2016, the bloc in 2016 moved from net export to net importer of finished products. Those imports came mainly from Russia, Turkey and Ukraine.
Currency fluctuations have further put pressure on Europe's steel market, the report stated. The average exchange rate between the dollar and euro rose in late 2020 by over 9% to €1.20 from €1.10. The shift made Europe an attractive export destination.
High costs for labor, energy and landed raw materials make Europe's steel sector uncompetitive, despite high efficiency levels. Furthermore, the profit margin over raw material costs is likely to remain uncertain, as it has since 2019, the report warned.
Tight supply and high demand as automakers replenished their stocks pushed the margin to €380 ($450) per metric ton in 2020-2021. That is more than double the €180 ($210) per metric ton reported in 2019.
"This high volatility in margins over raw material makes it harder for European steel players to plan," McKinsey also noted. "This is especially true regarding the integrated Blast Furnace–Basic Oxygen Furnace route, which requires long-term planning of raw-material purchasing, preparation, and production."
Carbon costs
EU steelmakers need to not only reduce overcapacity, but also research investments into low-CO2 technologies. This will require producers to make up to €100 billion ($120 billion) in investments by 2050.
Production costs relating directly to CO2 in Europe are expected to reach €50-100 ($60-120) per metric ton by 2030 in order to achieve the EU's decarbonization targets. That reflects a rise from over €30 ($35) per metric ton in January 2021. Even that January figure marked a significant rise from less than €5 ($6) per metric ton in 2016.
Those costs can add €100-200 ($120-240) per metric ton of steel for buyers. For each metric ton of steel produced, about 2 metric tons of CO2 are produced, the report stated.
Steps to take for European steel
McKinsey's report also gave several recommendations on how European steelmakers could face the challenges. First, it cites tightly managing costs, particularly in the face of rising raw material costs and pricing volatility.
"To pass on this price volatility, steel producers may need to renegotiate their sales contracts with automotive, machinery and equipment, and other industries to include floating instead of fixed prices," McKinsey said.
"These new contracts would also mean that producers would forgo the benefit of potential raw-material price drops in the future."
Steelmakers will also need to consider several moves to reduce capacity in order to achieve the 85% sustainable level of capacity utilization. This could come by way of consolidation mergers, McKinsey noted.
An alternative to industry-wide consolidation would see producers working together to share production assets or jointly producing necessary inputs. Moves toward low- and no-carbon steel would need several methods, McKinsey said.
"Steel companies would continue to pull available no- and low-capital expenditure levers, such as maximizing scrap rate in basic oxygen furnaces, improving burden mix (high-Fe lump ores or pellets), and rationalizing capacity through sintering, coke batteries, blast furnaces, and other methods," the consultancy noted.
Carbon reduction incentives, via Europe's Carbon Border Adjustment Mechanism (CABM) and the European Union Emission Trading Scheme (EU ETS), could help achieve that.
EU ETS places annual caps on carbon-emitting enterprises within the 27-member bloc. Iceland, Norway, Liechtenstein and the United Kingdom also have caps. If an enterprise exceeds those limits, however, they can purchase more from other producers. Alternatively, if carbon emissions are lower than expected, an enterprise can sell those credits to another.
The third and final option would include shutting down and offshoring upstream capacity.
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It has been almost one year since nationwide protests against police brutality began in response to a Minneapolis Police Officer killing George Floyd, an unarmed Black man who had not committed a violent crime.
As a result of these protests, communities across the U.S. have looked at how city and county funds are allocated, highlighting the large size of police budgets relative to mental health services, substance use treatment, housing and resources uplifting communities of color.
In Sonoma County, a few cities are now developing crisis teams that will act as first responders to nonviolent 911 calls concerning mental illness, homelessness and other crises for which police are not necessary. Santa Rosa, Petaluma and Rohnert Park are each developing programs modeled after Crisis Assistance Helping Out On The Streets (CAHOOTS), a program operated by White Bird Clinic in Eugene, Oregon, for more than 30 years.
In 2016, Governing.com reported that mental health situations account for about 10% of all 911 calls in the U.S. With little funding for mental health services and housing resources, police are often first responders to non-violent emergencies concerning mental illness and homelessness. Over time, this trend has increased.
A 2011 survey of 2,406 senior law enforcement officials found that 84% said there has been an increase in the mentally-ill population over the length of their careers, and 63% said that the amount of time their department spends on calls serving individuals with mental illness has increased as well.
In Sonoma County, the largest psychiatric facility is the jail. In 2017, the Press Democrat reported that nearly 40% of the 1,100 people incarcerated in the main jail and the lower-security North County Detention facility had a mental illness.
Activists argue that, because police officers are armed and are not mental health professionals, they respond in ineffective and often dangerous ways to people experiencing mental health crises. Statistics support the activists' argument.
"While about 3 percent of U.S. adults suffer from a severe mental illness, they make up a quarter to one-half of all fatal law enforcement encounters, according to the nonprofit Treatment Advocacy Center," Mike Maciag writes in the Governing.com article.
In Sonoma County, Santa Rosa was the first to pursue development of a CAHOOTS-like team. As part of the city's response to protests last year, Santa Rosa Police Captain John Cregan visited White Bird Clinic and presented on the program at an August 2020 City Council meeting. With the enthusiastic buy-in of Santa Rosa's City Council and Police Department, White Bird Clinic entered into a contract with the City of Santa Rosa to guide the program's development.
On April 12, Cregan told the Bohemian that the city has purchased two vans, just like those used by the Eugene nonprofit's team. Cregan says that Santa Rosa has yet to name its program, but that the program will not be called CAHOOTS.
The projected start date is July 2021. At first, the service will operate 10 hours per day, seven days a week. Two teams will be established, each composed of a paramedic, a mental health professional and a homeless outreach specialist. The team is dispatched through 911, when dispatchers assess that it's appropriate and safe to send this unarmed team of specialists. All three individuals respond as a team to every call.
"The two teams will overlap on Wednesdays, so they'll have meetings that day and also be able to provide extra support and services, following up with people who they've interacted with through the week," Cregan says.
Santa Rosa is working with existing agencies to create the program. Cregan says that, for its first year, Santa Rosa will work with Buckelew Programs to provide the mental health professionals for the team, Catholic Charities for the homeless outreach specialists and the Fire Department for the paramedics.
In late January, multiple attendees at a Santa Rosa Public Safety Subcommittee meeting voiced concern that the city's unhoused community doesn't trust Catholic Charities, which has long been contracted with the city to provide homeless outreach. During that meeting, Councilmember Victoria Fleming echoed community voices calling for an open request for proposal (RFP) process.
"They might be the best nonprofit in the world, but we have [the RFP process] in government to inspect our contracts and scrutinize them. I'm not for expanding that without a careful and critical eye," she said in the meeting. Fleming did not respond to a request for comment on April 12.
Cregan says the City has done a lot of subsequent outreach and presentations, and he finds the feedback he has received to be overwhelmingly positive for Catholic Charities.
"I do think it's a valid question about the RFP process and making sure it's a fair process for all the city," Cregan says. "My general response is that we self-identified that there's a strong and urgent need to have this team in our community, and so we want to get this one-year pilot program off the ground and running. There will still be the possibilities for RFP as we decide what the future of the team is."
Cregan says the program, if successful, is expected to scale up to offer service 24 hours a day, 7 days a week by its third year of operation. It would cost roughly $1.2 million per year to operate the unit 24/7, so Cregan is seeking a range of funding sources for the program. Catholic Charities, he says, is seeking private funding to support their branch of the team.
Although funding sources for these new programs are still being determined, it is possible they will benefit from the $1.9 trillion American Rescue Plan, signed by President Joe Biden in March. Section No. 9813 of the bill is "State Option to Provide Qualifying Community-based Mobile Crisis Intervention Services."
This section, added by Oregon Senator Ron Wyden, grants states increased Medicaid funding for three years in order to provide community mobile crisis services like CAHOOTS to individuals experiencing a mental health or substance use disorder. Through Medicaid, the federal government would pay for 85% of the crisis-response programs. Wyden has said that Medicaid funding is appropriate because most people using these programs are low-income.
Although Petaluma announced their intention to create a CAHOOTS team after Santa Rosa, the county's second-largest city is on track to begin roll-out of their team slightly sooner than Santa Rosa. A poll released by City Manager Peggy Flynn and Police Chief Ken Savano in February 2021 revealed that 59% of residents polled ranked establishing a CAHOOTS team the most urgent citywide policy priority.
Petaluma is in contract with Ben Adam Climer, who founded the consulting company C.R.I.S.I.S. after working with CAHOOTS in Oregon for five years. Petaluma is aiming to launch their program on July 1, begining with one vehicle operating 12 hours per day, seven days a week. They expect to be operating 24/7 by September of this year. Their mental health professionals will be staffed through Petaluma People Services, a nonprofit which provides a variety of programs, including senior services and homeless prevention.
Climer also presented information about the CAHOOTS model to the Rohnert Park City Council on April 6, 2021. The city and Rohnert Park Department of Public Safety appear eager to develop their own version of the program, too.
At the county level, the County's Community Advisory Council is expected to present information about the CAHOOTS Model at a meeting in August.
The Bohemian spoke to Karin Sellite, director of the Sonoma County Mobile Support Team (MST), which is currently a team of mental health professionals who may be requested by law enforcement officers of the Sheriff's Department at officers' discretion once they have secured a scene.
Sellite says, "MST is currently in the process of increasing staffing in order to expand our coverage area to include Healdsburg, Geyserville and Cloverdale, and any unincorporated areas in between. We will also add Saturday and Sunday, so the program will operate 7 days a week [beginning] sometime in the next few months."
She also noted that MST is considering alternative models that would allow them to respond independently from law enforcement.
Cregan and Sellite both told the Bohemian that there's a lot of open sharing of ideas between jurisdictions right now, and that they are all seeking to expand services without duplicating efforts.
While community support for CAHOOTS-like programs is strong in Sonoma County, the rapid development of this type of alternative to police response throughout the country is also creating some hesitation among activists who are also critical of social work.
Speaking to Eugene's Register Guard newspaper in March, Mineappolis Social Worker Deana Ayers warned, "If we're trying to have social workers solve all these societal problems and be some kind of Band-Aid, then we also have to be doing the work within social work to get rid of this deep-seated, baked-in racism. Otherwise, social workers are just going to be police without guns."
Scott Roberts, senior director of criminal justice campaigns for Color Of Change, told the publication, "When we say we want to change policing, we're not saying to just plug in other institutions like social work. We have to reimagine policing and public safety."

subset: commoncrawl


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Havells Florence Underlight 48" (Walnut Black Antique Copper) H-258
- Premium Electroplating finish on body
- Elegant Wood finish blade to suit home decor.
- Four Bulb light kit for elegance.
- Pull chain switch to control light and fan speed up to 3 steps.
- Reverse rotation to circulate air in winter with help of separate switch.
From the manufacturer
Shipping Policy
We are committed to delivering your order accurately, in good condition, and on time
Please note our shipping policy as follows:?
- We make our best efforts to ship each item in your order within maximum 7 working days of the order
- We ship on regular week days (Sunday to Thursday), excluding public holidays
- Currently, each order may be shipped only to a single destination address. If you wish to ship products to different addresses, you will need to place multiple orders
- To ensure that your order reaches you in the fastest time and in good condition, we only ship through reputed courier agencies
- While we will endeavor to ship all items in your order together, this may not always be possible due to product characteristics, or availability
Refund & Return Policy
- If your item is faulty/harmed or mistaken/deficient at the hour of conveyance, if you don't mind, please get in touch with us inside the pertinent return window. Your item might be qualified for discount or substitution relying upon the item class and condition.
- Please note that a few items are not qualified for arrival if the item is "Never again required"
- For gadget related issues after use or the lapse of the arrival window, we will allude you to the brand guarantee focus (if relevant).
- Please note that you should keep and be able to provide proper documentations and proof about your return/refund claim (i.e. unboxing video, receiving invoice, etc.
Alphaeshop Ltd retains unqualified right to cancel any order at its sole discretion prior to dispatch and for any reason which may include, but not limited to, the product being mispriced, out of stock, expired, defective, malfunctioned, and containing incorrect information or description arising out of technical or typographical error or for any other reason.
In case of any cancellations of any order(s) due to inevitable circumstances the paid amount would be refunded as the customer's Alphaeshop Ltd account firstly. Customer need to report an issue as refund category and should mention his/her desired refund type(i.e. bkash/bank) along with details (bkash personal number, bank account details)
- If the order gets canceled, then the customer will get refunded with his/her principal amount and will be disqualified for any kind of offers or cashback associated with the particular order.
- The refund process may take up to 30 working days or more depending upon the payment service gateway provider's clauses. The refund will be initiated within the same payment channel i.e. if the customer pays via Bkash then the customer will be refunded through Bkash. The customer cannot be refunded via any other payment channels. But Alphaeshop Ltd retains the right and has the right to consider / reconsider refund via another flexible channel(s) to make the refund system faster or to make it easier for the customer.
- The customer will not be eligible for any extra cashback/bonus against his principal amount in case of refunds.Alphaeshop Ltd is not bound to pay any kind of service charge or cost for the refunded amount.
- Product Dimensions : 61.5 x 33.5 x 28.5 cm; 6.7 Kilograms
- Date First Available : 14 May 2021
- Manufacturer : Havells
- Item model number : FHCFCULBAC48
- Country of Origin : India
- Manufacturer : Havells, Plot No. 2A, Sector-10, SIDCUL Industrial Area, Haridwar-249403, Uttrakhand (INDIA), Contact: +91 8045771313, email@example.com
- Packer : 2A, Sector-10, SIDCUL Industrial Area, Haridwar-249403, Uttrakhand (INDIA), Contact: +91 8045771313, email@example.com
- Item Weight : 6 kg 700 g
- Item Dimensions LxWxH : 61.5 x 33.5 x 28.5 Centimeters
- Net Quantity : 1 Count
- Included Components : Fan Motor Assembly with light housing, Canopy Set, Blade Leafs , Shank with Hardware's, Down Rod, Shackle Assembly, Bulb Holder kit, Diffusers, Guarantee Card, Twisted Wire, Instruction Manual
- Generic Name : Ceiling Fan


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Hi Cliff,
Thanks for your project and I replaced "https://localhost:8080/tersusproject1" with "../" as the location, it works fine for online/offliine and any port as their may be localhost:8443...
The C3 chart is very good for me. Thanks.
To use the full functionality of this web site, JavaScript needs to be turned on.
For best results, use the Firefox browser..
Copyright © 2003-2017 - Tersus Software Ltd., All rights reserved. Terms of Use License Graphic design by EmaraDesign


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Two rap gods on the same track? Can we please see this happen?
In a recent interview with Buffalo.com, Tech N9ne was asked who he would collaborate with if he had the choice to do so with one other artist. Tech wasted no time in naming who is easily agreed-upon as one of the GOATs, Mr. Slim Shady himself (who's latest "Rap God" has basically taken over the internet).
BDC: If you could collaborate with any other artist who would it be?
T9: I'd like to rap with Eminem because I think he's a monster and I think I am as well. I'd like to see what I sound like right next to who I deem the best rapper.
Click here to read the whole interview.
Would you like to see a track with Eminem and Tech N9ne?
Leave your thoughts in the comments section below.


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Four persons have been reportedly kidnapped in Ikosu-Ekiti, Moba Local Government Area of Ekiti State on Monday.
It was gathered that the four persons kidnapped were farmers working on their farm when they were abducted.
The abductors have demanded for a N50 million ransom to be paid before they would be released.
Speaking on the development, the traditional ruler of the town, Oba Joseph Afolabi Adeoye, confirmed the abduction of the four farmers.
According to the monarch, the four persons abducted are Gbadamosi Sarafa, Jimoh, Yinka Adeniran and Seun.
Reacting to the abduction, the Police Public Relations Officer, PPRO, Ekiti State Command, Mr. Sunday Abutu, said the command got the report and that the Commissioner of Police, Mr. Tunde Mobayo, had already deployed operatives to that axis for necessary action.
via: Information Nigeria


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Senate and House Oversight Committees questioned Louis DeJoy on his sweeping changes to the U.S. Postal Service. What can we expect for mail-in voting?
Louis DeJoy, the Republic megadonor who has supplied more than $1.2 million to the Trump campaign coffers and nearly $1.3 million to the Republican Party, assumed office as Postmaster General June 16, 2020. Since that time, DeJoy has taken sweeping actions to alter our United States Postal Service.
What Happened:
With November 3rd soon approaching and persistently high COVID-19 caseloads, mail-in voting is necessary for a safe and fair election. However, changes within the U.S. Postal Service (USPS) have raised concerns about their capacity to handle a surge in mail-in ballots.
In response to those concerns, Postmaster General Louis DeJoy testified before the Republican-led Senate and the Democrat-led House Oversight Committees. DeJoy, who was only appointed on June 15th, is a longtime Republican mega-donor and Trump ally.
What Was Cut at USPS?
Soon after being sworn in, DeJoy presented reforms to improve the USPS's efficiency and to reduce its billions in financial losses. The cost-cutting measures eliminated overtime and modified delivery policies. Additionally, at least 19 mail-sorting machines and 700 collection boxes across the country have been or are scheduled to be removed.
What Happened at the Hearings?
During both hearings, DeJoy defended his tenure at the agency, stating he is not trying to sabotage the elections and will suspend all changes, while insisting USPS is ready to handle an influx of mail-in ballots. He blamed COVID-related staffing issues for recent mail delays.
DeJoy also claimed he did not order the removal of blue mailboxes and mail-sorting equipment nor reductions in staff hours and overtime. An internal memo from July 10th, however, suggests this testimony is misleading at best.
DeJoy's qualifications as Postmaster General were questioned in the House hearing, especially his company's track record of anti-union animus and labor practices. Furthermore, his business ties to USPS-related companies and his status as a major Trump donor represent a clear conflict of interest.
Why it Matters:
USPS Provides Essential Services
Rural Americans and small businesses rely on USPS for a variety of shipping needs. Also, one in four Americans over the age of 50 receive medication by mail.
Potential for Voting Delays
USPS has warned states that it might not be able to meet their deadlines for delivering last-minute ballots. With millions of Americans expected to vote by mail, registered voters should plan to apply for their absentee and/or mail-in ballot as soon as possible to ensure their vote is counted. You can check your state's schedule here.


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Thursday 26 November 2009
Hi everyone - I'm pleased to be able to offer the fourth in our historic Millwall series of lapel pin badges. Once again we're commemorating another great Lions side – the Third Division (S) championship team of 1937-38.
The badge is pictured below. Another championship badge, so it's again a silver depiction of a Lion at rest on a plinth showing the main title 'Millwall', with the simple word 'Champions' above and the years 1937 and 1938 below. Both separated by our usual 'nolu' tag.
I know that I'm biased, but I think this pin, like our Lions head 1927-28 badge, is actually quite beautiful. I hope that as many Millwall badge collectors as possible agree, as once again we will be devoting the proceeds of the sale to the Help for Heroes charity.
There are three ways to get your copy of the 1937-38 badge:
(1) Cash - I'll be selling the badges at most of the forthcoming home games at the usual NOLU spot by the Zampa Road gate. If you'd like to pay cash and collect from me personally, email me at email@example.com and I'll reserve a badge for you in advance.
(2) By Pay Pal – please forward £5 per badge to firstname.lastname@example.com - also please remember to include a postal address and to say if it's the 1910, 1927-28 or 1937-38 badge that you want..
(3) By cheque – made payable to Nick Hart c/o NOLU, PO Box 62554, London E6 9GH – again please remember to include your address and to tell me which badge that you want.
All orders will be mailed next day. Any queries please either email me at email@example.com or post on this thread and I'll answer as soon as possible.
The previous badges still for sale in the historic series can be viewed at the NOLU blog: http://noluthemag.blogspot.com/ - please note that we have just a few 1910 badges left now.
Thanks for everyone's support as always.
Saturday 14 November 2009
1927-28 Third Division (S) Championship commemorative badge - £5
Following on from our Dockers and 1910 Cold Blow Lane commemorative badges, I'm pleased to be able announce that the third in the series is now available in honour of the great Millwall championship side of 1927-28 (picture below). This badge is slightly unconventional in that I've gone for a silver metal finish – the gold-ish look is due to the photo being taken under electric lights. I'm trying to be a bit art deco as well with this one. See what you think – comments welcome (good or bad).
Once again we're asking for £5 for these badges and - as always with NOLU - this is being done entirely for charity (after production and postage costs).
The beneficiary charity this time will be 'Combat Stress' which is the leading charity specialising in the care of British Veterans who have been profoundly traumatised by harrowing experiences during their service career. Many Veterans leave the Armed Forces with highly debilitating conditions such as Post Traumatic Stress Disorder (PTSD), depression and anxiety disorders. Their problems can remain masked for years, and they and their families may be struggling to deal with matters at home. Ongoing operations across the Middle East are stretching the resources available and already the charity has seen over 300 referrals from Iraq and Afghanistan. I hope that the sale of these badges will link in with the club's 'Help for Heroes' support at the home game on November 21st 2009.
I will post the final charity donation when achieved on the Millwall message boards.
There are three ways to get your copy of the 1927-28 badge:
(1) Cash - I'll be selling the badges at most of the forthcoming home games at the usual NOLU spot by Zampa Road gate. If you'll be at the game and would like to collect from me personally, email me at firstname.lastname@example.com and I'll reserve a badge for you to pick up on the day.
(2) By Pay Pal – please forward £5 per badge to firstname.lastname@example.com - please remember to include a postal address.
(3) By cheque – made payable to Nick Hart c/o NOLU, PO Box 62554, London E6 9GH – please remember to include your address and to tell me if it's the 1910 or the 1927-28 badge that you want. (Or both of course)
All orders will be mailed next day. Any queries please either email me at email@example.com or post on this thread and I'll answer as soon as possible.
Cheers all
Wednesday 7 October 2009
Badge update and NOLU *108 donation
The Cold Blow Lane 1910 badges have sold very well indeed and based on the payments so far we've generated a donation of about £250 to the NSPCC and Cancer Research charities via the Deloitte Just Giving page.
I am however a greedy man when it comes to our charity donations and would like to stick another £400 or so on to that donation and push close to the £700 mark. So I've obtained a further batch to sell at the Leeds game on October 24th. Come and find me at the Zampa Road gate as per usual if you'd like to buy one cash or don't want to get involved in internet or bank payments etc.
Incidentally the next badge in the series will commemorate our all conquering 1927-28 Third Division South side. I hope it will prove as popular as our previous efforts.
The most recent NOLU *108 generated a donation of £178 to the Alzheimer's Society (Just Giving receipt below) as well our continued sponsorship of the Youth team reports in the matchday programme. Including our backing of Ashley Grimes' away kit, so far NOLU has put about £750 into Millwall FC with the prospect of that continuing on into the future. Every little helps when you're £5 million (or whatever it is) in the red…
More news on the next NOLU *109 and the next badge in due course.
Thank you for supporting the Alzheimer's Society. Your generous gift really is appreciated and will go towards helping those people affected by dementia.
For more information on all our events both in the UK and abroad please visit www.alzheimers.org.uk/events
Here's your receipt:
Donation reference : D17892054
Charity name : Alzheimer's Society
Charity registration number : 296645
Donation amount : GBP178.0000
Gift Aid plus supplement : 50.2051
Sunday 20 September 2009
NOLU historic badge series: Cold Blow Lane 1910
The 'Cold Blow Lane 1910' design is inspired by the front page of the matchday programme printed for the very first game at The Den between Millwall and Brighton & Hove Albion in 1910. The badge is 25mm from the top of the footballer figure's head to the base of the plinth and once again uses a 'butterfly' clasp on the rear. The main wording says simply 'Millwall' with the words 'Cold Blow Lane' above and '1910' below. To the bottom right is the regular NOLU label. The kit is close the authentic colours of the day - dark blue shirts, white shorts and black stockings.
This is the second in our MFC 125 / 100 anniversary series and follows on from the limited edition Dockers badge which is now completely sold out. This is a very nice and may I say - discreet - badge and one which I'm very proud to be able to produce in NOLU's name.
Once again we are asking for £5 for these badges and - as always with NOLU - this is being done entirely for charity (after production and postage costs). The beneficiary charities this time being the NSPCC and Cancer Research to be donated via the Deloitte page on Just Giving - http://original.justgiving.com/etape2009 - I hope that you will agree that these are worthy causes. I will post the final charity donation when achieved on the Millwall message boards.
There are two ways to get your copy of the 1910 badge:
* By Pay Pal – please forward £5 per badge to email@example.com - please remember to include a postal address.
* By cheque – made payable to Nick Hart c/o NOLU, PO Box 62554, London E6 9GH remember to include your address as above.
All postal orders will be mailed next day (and will properly taped and bubble wrapped this time ... ahem). Any queries, please either email or post on this thread and I'll answer as soon as possible.
This is the second in our MFC 125 / 100 anniversary series and follows on from the limited edition Dockers badge which is now completely sold out. This is a very nice and may I say - discreet - badge and one which I'm very proud to be able to produce in NOLU's name.
Once again we are asking for £5 for these badges and - as always with NOLU - this is being done entirely for charity (after production and postage costs). The beneficiary charities this time being the NSPCC and Cancer Research to be donated via the Deloitte page on Just Giving - http://original.justgiving.com/etape2009 - I hope that you will agree that these are worthy causes. I will post the final charity donation when achieved on the Millwall message boards.
There are two ways to get your copy of the 1910 badge:
* By Pay Pal – please forward £5 per badge to email@example.com - please remember to include a postal address.
* By cheque – made payable to Nick Hart c/o NOLU, PO Box 62554, London E6 9GH remember to include your address as above.
All postal orders will be mailed next day (and will properly taped and bubble wrapped this time ... ahem). Any queries, please either email or post on this thread and I'll answer as soon as possible.
Sunday 30 August 2009
NOLU *107 charity update
NOLU readers will be pleased to know that edition 107 generated a donation of £200 for the Gurkha Welfare Trust at http://www.justgiving.com/gwt (receipt below)
Additionally this season the magazine is sponsoring the Millwall youth coverage in the matchday programme - edition 107 generated £200 toward that effort.
Finally the last 'Help for Heroes' Docker badges were sold prior to the Carlisle game, also generating an extra £50 to add to the previous £360 already paid via Just Giving. Total for the Dockers badges was £410.
The next edition of NOLU will be on sale September 19th and will benefit the Alzheimers Society.
Can I also personally thank everyone who supports NOLU or our badge series. It really is appreciated by everyone involved in the writing, production and selling of the magazine.
Donation reference : D17043692
Charity name : Gurkha Welfare Trust
Charity registration number : 1103669
Donation amount : GBP200.0000
Gift Aid plus supplement : 56.4103
Donation reference : D17043714
Charity name : Help for Heroes
Charity registration number : 1120920
Donation amount : GBP50.0000
Gift Aid plus supplement : 14.1026
Monday 3 August 2009
Millwall History Badges - The Dockers 1885 - 1910
Next year sees two historic anniversaries for Millwall FC – 125 years since the club's foundation on the Isle of Dogs in 1885 - and 100 years since the move south of the River Thames to Cold Blow Lane in 1910.
To celebrate our club's story, NOLU will be producing a series of limited edition lapel badges over the year ahead designed to illustrate the key moments and events of the last 125 seasons. As always the profits from these badges will be donated to a named charity.
The first in our Historic Millwall series is shown below. 'The Dockers' is a design that commemorates the first phase of the club's existence in East London. It uses a central motif used in an old team photo seen in James Murray's 'Lions of the South'. It features the word Millwall across the top, then Rovers and Athletic down the sides - with our proud roots on the Isle of Dogs named across the bottom. On the central white field are our former nickname 'The Dockers' and the dates 1885-1910. We will only make 100 of this design – first come, first served.
The beneficiary charity for this first in the series will be the Help For Heroes campaign at http://www.justgiving.com/helpforheroes/- Given the news right now, I can't think of a more deserving charity to support. In order to generate a strong donation, we are going to ask £5 for this limited edition badge – I hope everyone will support us in this effort.
There are two ways to place your order:
* By Pay Pal – please forward £5 per badge to firstname.lastname@example.com - please remember to include a postal address.
* By cheque – made payable to Nick Hart c/o NOLU, PO Box 62554, London E6 9GH remember to include your address as above.
If I have any left over by the opening games of the season, then I'll bring them along to sell with our first issue. However if the last badge we did is anything to go by, these will shift very fast.
Thanks in advance for everyone's support as ever.
Wednesday 15 July 2009
NOLU and Ashley: Partners in Grime
Squad number n-n-n-nineteen, Ashley Grimes can now sleep easy knowing that his away kit is SORTED thanks to NOLU backing.
Well the poor sod had no clobber. So in we stepped to make sure that he's properly turned out when he's on the road. It would have been a Grime against humanity not to have done so.
NOLU is going from strength to strength and I'm very proud that we're able to back the club and Ashley in this way, as well as continue with the charity contributions that we've been able to make since the relaunch in January. These amount to over £1200 to date.
More NOLU news soon...
Saturday 27 June 2009
Paying the penalty - with Crazyhorse
Has there ever been a more pointless debate about an incident that occurred during a live TV game than the one involving Millwall's thrice-taken penalty against Peterborough United at The Den? Honestly, you would think people would have better things to do with their time but it seems everything is controversial these days – even if someone was merely following the rules of the game that are there for everyone to read in print if they can be bothered. Its not as if Peterborough even had a case, which probably explains Posh manager Darren Ferguson's reluctance to talk about it after the game. He moved. It was caught on camera. End of story. Or so you would think.
The funniest part of the whole incident was keeper Joe Lewis' adamant stance that he did nothing wrong, despite the fact replays clearly showed that he had moved both on both occasions before the Gary Alexander struck the ball, even if the first re-take was touch and go. He even moved on the third kick but Dave Martin had the good grace to end the farce there and then so we could get on with the game. However, in the days following the game he cried his heart out to anyone that would listen, including The Sun, who love a good story and described the entire incident as "potty".
"It's a sickener that I saved two penalties and neither counted," blubbed Lewis. "The ref wouldn't even tell me why. The linesman told me it was because I had come off the line. I got the feeling they wouldn't be happy until Millwall had scored. I wondered if it was worth diving for the third. Had I saved that they probably would have made them take it again." Well, yes they probably would have because you moved again and this is the point Lewis, the pundits, Sky Sports News and seemingly everyone else who felt aggrieved on Peterborough's behalf failed to acknowledge fully even if some did begrudgingly recognise it.
Despite changes in the rulebook regarding penalties, goalkeepers are not allowed to move of off their line and haven't been allowed to for over 100 years. The reason for this is because too many keepers used to charge out to narrow the angle when penalties were first introduced so they only have themselves to blame really. However, the rule about moving on the line has been relaxed in recent years to give them a sporting chance after being told to stand firm until the ball was kicked, which has allowed for a grey area to creep in, similar to that of the offside rule and the non-existence passage loved by so many about "daylight". A goalkeeper can move up and down his line, flap his arms about like a demented chicken and even do the Grobbelaar spaghetti legs but if he makes a significant move off of his line and makes a save then the kick has to be retaken. Hence why Lewis was penalised. Twice.
Shortly after the game Sky Sports rang up former ref Dermot Gallagher to get his expert insight into the matter and he clarified that yes, goalkeepers can move to adjust their balance within reason but they cannot make a concerted effort to move towards the ball to narrow the angle – as Lewis did on all three occasions. However, he then contradicted himself and muddied the waters by suggesting that although the referee and linesman were technically correct, it went against the spirit of the game. This last comment was particularly baffling. How can it be against the spirit of the game when someone has blatantly broke the rules? Well, it's not for me to explain why. Best leave it to someone who is more mild-mannered and can offer a more rational judgement. Cue Barry Fry.
"They said Joe moved off his line, but 999 out of 1,000 keepers do the same."
And there you have it. The saves should have counted because everyone does it. A rationale that's best reserved for a TalkSport phone-in.
The simple fact is that Lewis broke the rules and was punished accordingly. The problem is that with today's armchair referees and expert pundits putting the oar in this fact has become lost and rather than accept the fact that yes, the Posh keeper did move off of his line thus gaining an unfair advantage, the linesman and the referee have been put under the spotlight for simply following the rules of the game. Linesman Steve Creighton therefore deserves a little credit for sticking by his guns and being fair with the laws of the game rather than simply let it slide in return for an easy life.
And what about Lewis? It was clear that the decisions affected the rest of his game and he was continuing to play the victim with such comments as "I don't think I did anything wrong". He has also foolishly gone on record has saying that he will continue to move when facing any future penalty kicks and will not toe the line. Personally if I was a Posh fan I'm not sure what I would be more concerned about – the fact that your goalkeeper can let a decision get to him so badly or the fact that your goalkeeper doesn't know the rules of the game.
Older readers may remember the same thing happening to Millwall goalkeeper Bryan King in the early 1970s. However, unlike Lewis, King saved all three spot kicks - and the rules were far less lenient back then. Had the third gone in on that occasion I wouldn't have imagined King crumbling the way the Peterborough goalkeeper did and he probably wouldn't have gone crying to the press either. Some people really need to grow up.
Tuesday 23 June 2009
Sunday 21 June 2009
Missing persons
Missing persons
Writing in NOLU *105 and in reaction to John Berylson's comments about the comparatively small attendances at some home games this season compared with US sports, Ant Meads made a point which really caught my eye:
"… the comparison with American sports doesn't work. The way they are operated on a franchise basis ensures no real local competition for the fan base. Of course Boston Celtics sell out their games when there is no other club for miles."
Now whatever else you say about Millwall chairman John Berylson, he speaks from the heart. And that's fine at an emotional club like ours, but how far does the comparison with American sports really carry? Is it a fair comparison even? Nobody is going to argue with him that some of our attendances at The Den this season have been disappointing. That said, historically we have never been blessed with a massive regular support. Rightly or wrongly, that is just the way Millwall. But the comparison with waiting lists US sports clubs is misleading - certainly for as long as we remain in League One or even if we make the Championship for that matter. In fact if we're going to start comparing, we need to look at America's national sport baseball – which is as close to football is here in terms of national, historical and cultural importance.
Major League Baseball (MLB) consists of the teams which you are most likeliest to have heard of. Most famously the New York Yankees and JB's own hometown Boston Red Sox. These clubs regularly draw crowds of 35,000 to 45,000 and as he rightly says, run a waiting list for season tickets. But these are sides which play – and expect to win - a continental competition very similar in size and wealth to the European Champions League. Hardly a straight comparison with Millwall is it? To do that we have to delve down below the MLB into the feeder leagues. These consist of the AAA leagues, which would probably equate to the lower reaches of the Premiership and Championship levels and will consist of teams you've probably never heard of unless you're a bit of a nerd (like me). And then down to AA level – which could be termed a rough equivalent to League One football in English terms. Here you will find clubs that only baseball perverts inhabit. Welcome to my secret world…
Lurking in the twilight zone of minor league AA level, are sides which accept their lot in life as local development clubs for the giants at the top. There is of course neither promotion nor relegation in US sports, so any direct comparison is flawed at best. But let's take a fairly typical AA side as an example – the Portland Sea Dogs who are coincidentally affiliated to JB's team the Boston Red Sox. The Sea Dogs play in Portland, Maine – population 64,000, 112 miles north of Boston and America's 6th most liveable city – like I say, a straight comparison with South Bermondsey isn't easy…
So what sized crowds do Portland regard as normal? Well for starters their home Hadlock Field has a capacity of just over 7,000. Crowds in the 2008 league season show highs of 7,368 and 6,977 – with lows at 3,000 and a couple of 1,500s. Presumably when their season was a dead rubber. Nothing fantastic then for a club which has the sole market of Portland and surrounding districts to draw on. But even this comparison isn't fair, because Millwall FC of course do not play in anyone's 'most liveable' city. They play in a corner of South East London competing with at least two MLB sized businesses in Chelsea and Arsenal – and arguably more if you want to include Spurs and w*st *m. Whichever way you look at it, London's 14 football clubs do not have any of the advantages that their US counterparts do. Perhaps the nearest place to London in American terms is New York City. Both have populations of 8.2 million (Wikipedia) and both are diverse cities that see themselves on a par. So how many baseball clubs play at an equivalent level to Millwall in NYC?
Two? That's right, ignoring the world famous NY Yankees and moderately world famous NY Mets, who equate to Chelsea and Arsenal in our analysis, there are two minor league baseball teams playing in the whole of the city of New York. Both at A level (League Two in English terms – being generous), they are the Brooklyn Cyclones and the Staten Island Yankees. What kind of crowds do they draw? Figures aren't that easy to come by, but in 2001 the Cyclones seem to average around 7,600 and in 2007 a club record attendance of 10,000+ is reported on their website. Good for them too, but given that their competition is one other minor league club and then the MLB giants, that's hardly bedwetting time is it? Also, despite looking hard, I can't find any reports of waiting lists for season tickets at AA or A level sides.
So what's my point? To prove John Berylson wrong and make a monkey of our club chairman? No not at all. I am a very firm supporter of JB and will remain so. No. I merely want to show that, though the Millwall crowd isn't as big as we all hope at the moment, on the back of five awful years and given who we are and where we are, the fact that we have any fans left at all is a cause for celebration. For that we have to thank JB's financial backing. We do all of course need to get our families and lost mates back to The Den. But let's not make comparisons that aren't fair. I mean it's a good job he didn't mention QPR's attendances when they were in League One. Then it wouldn't have been so easy to take his heartfelt words apart…
John Doe
Friday 19 June 2009
NOLU badges – SOLD OUT
I'm very pleased to be able to report that we've now sold out all but five of the NOLU 2009-10 badges – I'll keep these back for any remaining postal applications delayed by the local industrial action by the E6 postmen.
I've just been able to donate another £150 to the Mizen 'Jimmybus' appeal, so making a total of £480 generated by the sales of these badges. This has been a real success and I want to thank everyone who bought one. I took a bit of a punt on getting these made and it's really heartening to have both covered the basic costs, as well as generate so much money for such a strong cause.
I'm very keen to develop on the NOLU principle of selling something to generate much needed cash for charity. So we may well try this again – with a different design - come the new season. Watch this space…
Nick Hart
NOLU Magazine
I've just been able to donate another £150 to the Mizen 'Jimmybus' appeal, so making a total of £480 generated by the sales of these badges. This has been a real success and I want to thank everyone who bought one. I took a bit of a punt on getting these made and it's really heartening to have both covered the basic costs, as well as generate so much money for such a strong cause.
I'm very keen to develop on the NOLU principle of selling something to generate much needed cash for charity. So we may well try this again – with a different design - come the new season. Watch this space…
Nick Hart
NOLU Magazine
Saturday 16 May 2009
NOLU charity update – edition *106
In a week when everyone's focus is on the business at hand at Wembley, I thought I'd post an update of the charity donations generated by the magazine and lapel badge sales too.
I'm very pleased to report that I've today been able to donate £200 to the Red Balloon Learner Centre James Bulger appeal (link below). Additionally with only a few badges left now, I've donated the running profit of £330 to the Mizen Jimmybus appeal via the website at www.jimmymizen.co.uk
These two donations take the total generated since January to over £1200, which is fantastic. Details of each donation are as follows:
Edition *103 – January 2009: Neil Harris Everyman Appeal £250.
Edition * 104 – March 2009: Samaritans Redbridge £250.
Edition * 105 – April 2009: Teenage Cancer Trust £250
Edition * 106 – Play-offs: Red Balloon Learner Centres £200
The NOLU 2009-10 lapel badge – last few available: the Mizen 'Jimmybus' Appeal £330
I want to thank each reader of NOLU for their support of the magazine since we relaunched it in January. It's a magazine that I am proud to be associated with and which I think has come on leaps and bounds over the last three editions. Next season I want to continue with our charity donations and try to focus on more Millwall causes too. In particular I'd like to see us support some of the club's youth sides and player shirt sponsorships – more news and ideas on that in August though.
All the best till then.
Nick Hart
Thursday 14 May 2009
Millwall heroes make League One play off final
Leeds United 1 Millwall 1 (agg 1-2)
In one of the greatest ever Millwall performances, Kenny Jackett's Lions last night held out for a 1-1 draw at Elland Road. No Millwall fan who watched the game - either the heroic 1000 away fans or the watching hordes on TV - will ever forget the game. Immense.
The congratulations and thanks of NOLU on behalf of all Lions supporters goes out to the entire squad and management.
Wednesday 13 May 2009
The NOLU lapel badge - on sale now
The Story So Far - Edition *106
The story so far
So here we are. Just 10,800 seconds from Wembley again. Seven years on from the fateful night of May 2nd 2002 we're once again within touching distance of promotion to a higher league with 'tasty' opposition in our way. Last time it was Birmingham City, this time it's Leeds United. Both with followers with a reputation for aggravation. And both irresistible magnets for their south London counterparts. Success might be two matches or four halves of football away - but so too is disaster. One riot that could mean non-existence for the Lions. Don't say we don't do drama at The Den.
Excuse us for dampening your mood this Saturday lunchtime as you pore over your play-off special NOLU. The West Yorkshire Police security measures put in place are of course onerous. Only 1000 Millwall fans to be permitted at Elland Road. Ticket collection to be by voucher ONLY at Checkpoint Charlie in the Wooley Edge service station, located just outside Guantanamo Bay in case you've never heard of it. No ticket collection at the ground. No allowance made for fans travelling on any route other than the M1. Eye scans and DNA records to be stored on the government ID information bank held at GCHQ…
Ever felt not wanted?
All this security for a game of third division football has good cause in fairness. Nobody in London or Yorkshire can hide from the fact that this is a volatile fixture with every possibility of it kicking off if the two rival fans get close enough to each other. But equally games like these - the clash of north v south and fallen giants versus the eternal underdogs - are really what professional football in this country has traditionally been all about. Take away events like Millwall v Leeds / Cardiff / Brum / w*st h*m and all you have left is just another sport. Go and watch UK basketball some time and see what 'just another sport' feels like. Nice, interesting even - but basically meaningless.
The weight of history is heavy though. Police restrictions or not, the collective Millwall folk memories of the play-off riots in 1994 against Derby and 2002 at home to Birmingham are still fresh. As much as we like to see the amusing side of our chequered history at NOLU, we cannot hide from the stark fact that this season's improvement in form is largely down to the financial stability provided by our American chairman John Berylson How would he react to argy-bargy on the grand scale? We simply don't know. The worst case fear would be that he'd decide the whole Millwall project was simply too much grief and fly home to Boston leaving the club in the financial pits of hell once again. We can't afford trouble on any level. So as much as The Lions Trust's recent joint press release with the Leeds United Supporters Trust is a laudable effort to draw attention to the incompetence and unfairness of the 1000 away fans per game rule, we at NOLU simply can't see any way that's going to change. Which politician will stand in next year's General Election on a platform of liberalising football security and making away fan travel easier? Not even Gordon Brown is that desperate - yet.
With regard to the football, Millwall's AWFUL track record in these matches remains a monkey on everyone's back at The Den today. Eight playoffs played since 1991 have resulted in no wins, two draws and six defeats. Hardly a glittering array of success is it? Today would be a great day to put the old Millwall adage that we have to get promoted automatically or not at all to rest. Maybe it's something about the playoff system itself that holds us back. Too much hysteria isn't good for the Lions faithful's nerves after all. As a concept though, we believe the play-offs to be a fantastic way of keeping the season alive until the final games of the season for teams as far down the table as eighth, ninth and tenth. For what it's worth, we'd even bring back the old system of the third from bottom team from the higher division being given the chance to play for their lives instead of the sixth place side from the lower one. Why? Well there's an argument that the current system rewards the surging team. The one that nicks the last play-off spot at the death - Scunthorpe on this occasion with a late, late equaliser at home to Tranmere last Saturday. Do they now have the mojo to get promotion? Will MK, Leeds or even us see themselves as having lost automatic promotion? Rather than gaining the chance via the playoff lottery? Looking at the two matches in front of us today and away next Thursday, we have to see this as a chance of success gained rather than lost. If we are honest our poor result last weekend away at Carlisle was symbolic of our whole season. Finishing in fifth spot in some ways masks our inconsistent form all year. The same team that in October could put three past today's opponents and produce the goods so spectacularly at home to Peterborough in April, could also cock up against MK Dons, Leicester and lowly Northampton plus quite few others. The never ending contrast of the two Millwalls – the pussycats and the lions - remains as true today as it did back at the start of the season.
Kenny Jackett too remains an enigma. A man who in one match can infuriate with his bizarre substitutions, tactical tinkering and obsessions with certain players to the exclusion of others, can then excite with his tactical genius substitutions, tactical changes and perseverance with certain players. Here we are, two seasons into his reign and playing for the chance of promotion with some of the best performances in the last five years seen under our belts. And yet who knows what kind of Millwall performance we'll see today? And then which version of The Lions will show up at Leeds in five days time? The contrast between the best and the worst of this squad has been so stark at times as to make you wonder whether it was the same team. Whatever becomes of the Lions fortunes though, one thing has been developed which harks back to earlier eras of Millwall history - a fantastic team spirit which has made the squad a far greater whole than the sum of its parts. We conclude this commentary then with four players who sum our season and our club up. Each represents a different attribute that may combine to produce one of the club's greatest ever performance today - or yet another pratfall:
Neil Harris – 'The Past' - Millwall's greatest ever goalscorer and our last link with the great championship side of 2000-01. Sadly never the player he was before the cancer, these days Neil's head moves faster than his body is able to. But as Kenny Jackett's brave renewal of his contract shows, his presence in the squad is vital. It is to both men's credit that they have put aside early differences and united for the greater cause . The Harris / Jackett combination looks to have Millwall legend potential - whatever the outcome of this season's play-offs.
Lewis Grabban – 'The Talent' – the archetypal mercurial player. The kind who delivers sometimes - and then sometimes doesn't. Headstrong and sensitive, Grabban has the ability to do the unexpected in a way not seen since the departure of that other Zampa Road mystery Paul Ifill. Is Lewis the future? Has he got the thick skin needed to make it at Millwall? Does he truly have the temperament for big time football? You tell us.
Andy Frampton – 'The Honest Man' (copyright William Donachie esq.) who gives everything he has to give in every game. A player of moderate skill – but a man who never shirks, never hides and never goes missing. Yes what he has is limited, but since when did Millwall crowds want any more than a salt of the Earth type in the Cripps mould? Monstered by the home crowd in his early days, Andy Frampton has made the journey from whipping boy to Player of the Season. A Lions legend in the making.
Gary Alexander – 'The Endeavour' – do-do-dooh Gary Alexander will run himself into the ground for Millwall. Not only that, he will shed blood for the cause and will keep working away until the success comes. Now that might be along wait, but work and work and work he will. A Millwall supporter, he really is one of us. All of our strengths, all of our weaknesses all of our characters are summed up in Gary Alexander.
In the end of course, it's all so much hot air. What will be will be, will be what we all collectively want it to be. Willpower, luck and messianic force. It all comes down to this. Zampa and Elland Roads. Everything at stake, all we can say is to B-E-L-I-E-V-E. Oh and to keep shouting like our third division lives depend on it:
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I love this time of year because of all of the gorgeous flowers. If I am not cutting stems from my own yard than I am usually picking up bundles of pretty blooms from Trader Joes. You can't beat the pries and I love how a simple bouquet can transform a space. If you are having a rough week, please try treating yourself to a $5 bouquet of fresh flowers. It really will change your mood. Today I am sharing a simple spring table that I created for a family dinner. And I'm sharing a few tips on how to pull off the flower arrangements. I had not pulled up our extra chairs yet, but fully extended, this table seats up to 8 very comfortably. We have of course been known to push it's limits and seat 10 or 11 just fine! This was a $9 bouquet from Trader Joes. How do you beat that? The colors are beautiful and just call out, "Spring!" So my trick to making a table look cohesive is to pull out one type of flower from the large arrangement and go with that. In this case, I knew Trader Joes also had bundles of pink Gerbera daises so it was an obvious choice. And I love how simple they are. I grabbed one bouquet of just daises and split them between two mason jars. The kids felt pretty special this time around because they used our "fancy" glasses. Why not, right?! Always fun to make family dinners feel unique and a treat for the kids. Playing off of the yellow in the main bouquet, I sliced one lemon just to place on the table. It's a great way to add a splash of spring color and they smell amazing as your guests come in the door. Also just a fun idea to cut and slice a lemon to leave on your counter. There is something so clean and fresh about the scent of a lemon. In my next home, I really want a lemon tree! Nothing better. I have such fond memories of my mom making me fresh lemonade whenever I was home sick from school. A few sources: runner: Minted | chargers & pitcher: Kirkland's | rose gold flatware: Target Fresh flowers and a few shimmer things can really go a long way to creating a simple and colorful table. I credit my mom for teaching me how to create fun tables. I grew up with her always making the most amazing and creative tablescapes. Hoping my daughter will one day enjoy doing the same. What about you? Do you enjoy setting a pretty table? This Sunday dinner was especially wonderful because my sister was here from Singapore. We couldn't stop talking the entire time. Even my kids asked when we were going to stop talking! It was just so wonderful to spend uninterrupted time together! And if you're really paying attention, you'll have noticed I moved this pretty pitcher of flowers to my daughter's room! Lucky girl. Check out other entertaining ideas here.
Flowers from TJ's are the best and will definitely brighten your day. Love your pretty table and the metallic touches to pull it all together!
What a beautiful table! Now I want to host a spring party!
Her Heartland Soul
http://herheartlandsoul.com -
What a pretty spring table! Polka dots and bright spring flowers just bring a smile to my face. I agree with you on Trader Joes flowers. They alwasys have a great selection and the price can't be beat. Sp special having your sister there and having quality sister time. My mom, too, always had beautiful tablescapes. She loved entertaining. I am grateful to my mom for lerarning her art of creating a lovely table. Your photos are stunning Courtney!!
Beautiful Courtney!!


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Jean M. Dunn, Finance Manager, has been employed by Mentis Sciences, Inc. since 1998. During her time with the Company she has performed a broad spectrum of administrative functions, including: accounting and financial reporting; contract and subcontract administration; human resources generalist and compliance duties; personnel and facility security administration.
In her roles as Finance Manager and Facility Security Officer, she is responsible for ensuring that the Company complies with Generally Accepted Accounting Principles (GAAP) and accounting and security policies included in the Federal Acquisition Regulations (FAR), the Defense FAR, and the National Industrial Security Program (NISP). She is the primary interface with external auditors from Defense Contract Audit Agency (DCAA), Defense Contract Management Agency (DCMA), Defense Security Service (DSS) and other Department of Defense (DoD) agencies, as well as the Company's independent financial and tax auditors.
Jean graduated from Babson College with a Bachelor of Science degree in Accounting. She passed the Certified Public Accountant examination and worked in public accounting performing audit and tax duties for Coopers & Lybrand (currently PricewaterhouseCoopers) in Boston, MA, and Bigelow and Company in Manchester, NH. After working in public accounting for several years, Jean transitioned to the private sector, working in the finance department at Healthsource, Inc. (currently Cigna), in Concord, NH. She held positions as an analyst and manager within the parent and subsidiary companies.
During her tenure at Mentis Sciences, Inc., Jean has expanded her knowledge of government contracting, contract and subcontract management and security-related issues through continuing education and professional memberships in the following organizations: National Contract Management Association (national and local chapters); Society of Industrial Security Professionals; Society for Human Resource Management.


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Legal Notices and Records
Legal Notices
Amended Rule 49
Rule 49: All evidence, subject to Rule 49.1, shall be categorized and marked P for public sittings and, if necessary, C for sittings in camera, and PB where publication bans are issued. If an anonymity order has been ordered, the fact of the Order will be reflected in the transcript.
Rule 49.1: Information contained in police and other institutional files directly compelled by or produced to the Forensic Document Review Team in response to a request, subpoena or other statutory compulsion from the Forensic Document Review Team shall not be categorized as set out in Rule 49 above and is not subject to disclosure to parties, their representatives, their counsel, and any third party.
The Legal Path: Rules of Respectful Practice – Click here to view
Motions made by AMC
AMC Notice of Motion re Child Welfare
AMC Funding for Parties with Standing
AMC Affidavit of Marcel Balfour
AMC Affidavit of Marcel Balfour pt.2
AMC Final Ruling re Child Welfare Motion
AMC Response Ruling Child Welfare Motion
SSC – Motions to Intervene
SCC Motion to Intervene Barton
SCC Order on Interventions Fax
ANCFSAO – Motion re Contribution Agreement
Families for Justice Motion for Documents
FAFIA & Others – Motion for WS extension
FAFIA Deadline Extension Motion
FAFIA Consent re Commission Counsel
FAFIA Party Attendance List re Hearing
FAFIA Order Exhibit 1 et al Motion
FAFIA Order Exhibit 2 et al Motion
Notice of Intention to Issue Order
Submission sent in e-mail format, cannot be posted.
FFJ Submissions on intention [FR]
Government of Alberta
Government of Alberta Support Canada
Government of BC
Government of British Columbia
Government of British Columbia pt.2
Government of British Columbia [FR]
Government of Canada
Government of Canada Submission
Government of Canada Submission [FR]
Government of New Brunswick
Government of New Brunswick [FR]
Government of Newfoundland and Labrador
Government of Newfoundland [FR]
Government of Northwest Territories
Submission sent in e-mail format, cannot be posted.
Government of Quebec
Submission sent in e-mail format, cannot be posted.
Government of Saskatchewan
Government of Saskatchewan Disclosure Letter
Government of Saskatchewan Disclosure Letter [FR]
Government of Saskatchewan [FR]
Government of Ontario
Government of Ontario Fairness Letter
Government of Ontario Fairness Letter [FR]
Government of Ontario Archive Submissions
Government of Ontario Archive Submissions [FR]
Submission sent in e-mail format, cannot be posted.
Treaty Alliance Northern Ontario
2 Submissions sent in e-mail format, cannot be posted.
Schedule A – Draft form of Order
Schedule A – Draft form of Order [FR]
Terms of Reference
On August 3, 2016, the government announced the five commissioners who will lead the Inquiry as well as the Terms of Reference for the National Inquiry.
Practice Direction
Public Submission of Information to the Record Outside of Witnesses.
Parties with Standing
There are two categories of standing: National and Regional. National standing entitles parties to attend and exercise rights at truth gatherings which are national in scope.
Ruling on Standing and Funding


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Anatomopathological Evaluation of Fecal Peritonitis Complications in Horses Treated with Peritoneal Lavage
Background: Reproductive management in horses when performed with malpractice or by an unqualified person can cause many lesions of various degrees. When the rectum is affected it can compromise the mucous layer of the rectal ampulla and may even cause total perforation of this intestinal segment. Once the rectum ruptured, its contents gets into the abdominal cavity and generates severe abdominal infection, which may cause intense adhesions between organs and even to the abdominal wall and requires a particular intensive intervention. This work reports the use of peritoneal lavage protocol in three horses with septic peritonitis caused by rectal laceration, correlating with post-mortem findings.
Cases: Three horses were referred to the Veterinary Hospital Rancho Belo Vista, in the city of Serra - ES, with an accident report during reproductive management in different properties. In all cases, blood loss and loss of continuity of the rectal mucosa were reported by the technicians. Patients were referred at different post-accident times. When they arrived at the hospital, they were examined and a sample of blood and peritoneal fluid were collected and sent to the laboratory. They presented intense apathy, mucosa coloration ranging from hyperemic to pale with halo toxemia, high cardiac and respiratory rate, reduction of globular volume and prolonged time of capillary refill. Patients were given fluid therapy support with lactated Ringer's solution and systemic therapy protocols such as antibiotic therapy, peritoneal lavage with antibiotic containing solution and anticoagulant, and other supportive treatments were instituted. Peritoneal lavages were instituted every eight hours, in the first 48 hours and every twelve hours, until five days were completed. All patients had to be sacrificed. Euthanasia occurred at different times according to response to treatment and onset of clinical signs of shock. Significant variations were observed among patients at necropsy. The patient submitted to fewer wash cycles had severe adhesions. The other two patients who underwent more wash cycles presented less severe adhesion and less fibrin deposition in the abdominal viscera.
Discussion: The use of peritoneal lavage associated with systemic treatment has been shown to be beneficial for the treatment of peritonitis since the initial condition and alteration in the results of laboratory tests. However, the time elapsed between rectal laceration and referral to a specialized technical unit was a decisive factor, together with the severity of the lesion, that were determinant for the increased response and consequent chance of treatment success and chances of survival. Although they received a combination of systemic therapy with broad-spectrum antibiotics and peritoneal lavage associated with daily washing cycles, the patients were euthanized, reiterating the lethality of the disease. At necropsy it was possible to evaluate the extent of contamination and adhesions, as well as to find the lacerated segment, the main source of contamination of the peritoneum. The difference between the degrees of adhesion is evident when compared to the patients who went through more cycles of peritoneal lavage with the ones that went through fewer cycles. Thus, it is possible to estimate that the patients who received a greater number of peritoneal lavage cycles with the drugs used in the same route presented a reduced number of adhesions between similar structures (same organs) and between the organs and the abdominal wall. There is a need for more controlled studies to evaluate the effectiveness of serial peritoneal lavage treatments in horses, as well as the application of drugs that seek to reduce abdominal inflammation, fibrin production and adhesions.
Aitken M.R., Southwood L.L., Ross B.M. & Ross M.W. 2015. Outcome of surgical and medical management of cecal impaction in 150 horses (1991-2011). Veterinary Surgery. 44: 540-546.
Anderson S.L., Vacek J.R., MacHarg M.A. & Holtkamp D.J. 2011. Occurrence of incisional complications and associated risk factors using a right ventral paramedian celiotomy incision in 159 horses. Veterinary Surgery. 40(1): 82-89.
Brito A.S., Arimateia D.S., Souza L.R., Lima M.A., Ferreira P.A., Silva M.A., Verissima C.F., Justo G.Z., Leite E.L., Andrade G.P.V., Oliveira F.W., Nader H.B. & Chavante S.F. 2008. Antiinflammatory properties of a heparin like glycoaminoglycan with reduced anticoagulant activity isolated from a marina invertebrate. Bioorganic & Medicinal Chemistry. 16(21): 9588-9595.
Brocco M.C., Paulo D.N.S., Baptista J.F.A., Carraretto A.R., Ferrari T.A. & Silva A.L. 2008. Efeito da lavagem peritoneal com bupivacaína na sobrevida de ratos com peritonite fecal. Revista Brasileira de Anestesiologia. 58(5): 470-479.
Cook V.L. & Hassel D.M. 2014. Evaluation of the colic in horses: decision for referral. Veterinary Clinics of North America - Equine Practice. 30(2): 383-398.
Diogo-Filho A., Lazarini B.C.M. & Vieira-Junyor F. 2004. Avaliação das aderências pós-operatórias em ratos submetidos
a peritoniostomias com tela de polipropileno associada à nitrofurazona. Arquivos de Gastroenterologia. 41: 245-249.
Laskoski L.M., Dória R.G.S., Freitas S.H., Arruda L.P., Santos M.D. & Camargo L.M. 2010. Lavagem peritoneal em uma égua com peritonite secundária a ruptura uterina – relato de caso. In: Anais do IX Congresso Brasileiro de Cirurgia e Anestesiologia Veterinária (Rio de Janeiro, Brazil). Jornal Brasileiro de Ciência Animal. 3(Supl 6): 167-170.
Lopp C.T. & Mochal-King C.A. 2015. Peritonitis, as a result of a retrograde postoperative incisional infection. Journal of Equine Veterinary Science. 35: 966-972.
Mozaffari A.A., Derakhshanfar A., Alinejad A. & Morovati M. 2010. A comparative study on the adverse effects of flunixin, ketoprofen and phenylbutazone in miniature donkeys: haematological, biochemical and pathological findings. The New Zealand Veterinary Journal. 58(5): 224-228.
Neves J.P.L., Silveira A.E.S., Rocha N.S., Crocomo L.F., Alves C.E.F., Silva F.G.O. & Marques Filho W.C. 2016. Fístula enterocutânea em égua – relato de caso. Revista Veterinária e Zootecnia. 23(2): 209-214.
Nóragrádi N., Tóth B. & MacGillivray C.K. 2011. Peritonitis in horses: 55 cases (2004-2007). Acta Veterinaria Hungarica. 59(2): 181-193.
Pagliosa G.M. & Alves G.E.S. 2004. Fatores predisponentes das complicações incisionais de laparotomias medianas em equinos. Revista Ciência Rural. 34(5): 1655-1659.
Pihl T.H., Scheepers E., Sanz M., Goddard A., Page P., Toft N., Andersen P.H.E. & Jacodesen S. 2015. Influence of disease process and duration on acute phase proteins in serum and peritoneal fluid of horses with colic. Journal Veterinary Internal Medicine. 29(2): 651-658.
Qadan M., Dajani D., Dickinson A. & Polk Jr. H.C. 2010 Meta-analysis of the effect of peritoneal lavage on survival in experimental peritonitis. Britsh Journal of Surgery. 97: 151-159.
Salem S.E., Proudman C.J. & Archer D.C. 2016. Prevention of post-operative complications following surgical treatment of equine colic: current evidence. Equine Veterinary Journal. 48(2): 143-151.
Tóth F. 2016. Abdominal abscesses in horses. Equine Veterinary Education. 28(9): 510-511.
How to Cite
This journal provides open access to all of its content on the principle that making research freely available to the public supports a greater global exchange of knowledge. Such access is associated with increased readership and increased citation of an author's work. For more information on this approach, see the Public Knowledge Project and Directory of Open Access Journals.
We define open access journals as journals that use a funding model that does not charge readers or their institutions for access. From the BOAI definition of "open access" we take the right of users to "read, download, copy, distribute, print, search, or link to the full texts of these articles" as mandatory for a journal to be included in the directory.
La Red y Portal Iberoamericano de Revistas Científicas de Veterinaria de Libre Acceso reúne a las principales publicaciones científicas editadas en España, Portugal, Latino América y otros países del ámbito latino


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Email Workbook As An Attachment – Excel VBA Macro
If you want to start gambling without a deposit is the best place for you. Be sure to check out their top slot games. The functionality in Excel to send a workbook via email as an attachment is fantastic. However if you find yourself using this feature often, you may have a desire to automate or speed up the process.
I have been asked this many times in my Excel VBA classes so thought it would be beneficial to share some code to accomplish this.
This Excel VBA Macro will attach the current workbook as an attachment to an email and send it. It will add some text to the subject line and body of the email also.
This code can be adapted to your own needs. I will explain how to do this and the lines you will need to change. There are also a few things to look out for that may cause you problems.
This macro should work for any email service. I have used it with my GMail and my Yahoo accounts successfully. The code may just need some tweaking to work for your own situation.
How to Adapt the Code to my own Needs
This Excel VBA code uses CDO to send the email from Excel. There are a few techniques to send email through Excel using VBA. Some advantages to the CDO approach include;
- It uses a SMTP server so you are not restricted to using Outlook. It should work with any mail program.
- You will not receive dialog boxes containing warning messages.
- You can send any file you like such as a PDF or PowerPoint file.
To get the macro to work for you, you will need to change the following lines of code.
Edit the SMTP server information e.g. smtp.gmail.com or smtp.mail.yahoo.co.uk in this line.
.Item("http://schemas.microsoft.com/cdo/configuration/smtpserver") = ""
Use your own email address to test the code in this line.
.To = "email@example.com"
Enter the name and email address that you are sending from in the line below.
.From = """Your Name"" <firstname.lastname@example.com>"
Excel VBA Code to Email Workbook as an Attachment
Sub Email_Workbook() Dim Msg As Object Dim Conf As Object Dim msgBody As String Dim ConfFields As Variant Dim wb As Workbook Dim FilePath As String Dim FileName As String With Application .ScreenUpdating = False .EnableEvents = False End With Set wb = ActiveWorkbook With Application.FileDialog(msoFileDialogFolderPicker) .Title = "Please select a location to save the workbook" .AllowMultiSelect = False .Show If .SelectedItems.Count = 0 Then MsgBox "You did not select a folder" Exit Sub Else FilePath = .SelectedItems(1) & "\" End If End With FileName = wb.Name wb.SaveCopyAs FilePath & FileName Set Msg = CreateObject("CDO.Message") Set Conf = CreateObject("CDO.Configuration") Conf.Load -1 ' CDO Source Defaults Set ConfFields = Conf.Fields With ConfFields .Item("http://schemas.microsoft.com/cdo/configuration/smtpusessl") = True .Item("http://schemas.microsoft.com/cdo/configuration/smtpauthenticate") = 1 'Enter the username and password of your email account below .Item("http://schemas.microsoft.com/cdo/configuration/sendusername") = "username here" .Item("http://schemas.microsoft.com/cdo/configuration/sendpassword") = "password here" 'Edit the SMTP server below e.g. smtp.gmail.com or smtp.mail.yahoo.co.uk .Item("http://schemas.microsoft.com/cdo/configuration/smtpserver") = "" .Item("http://schemas.microsoft.com/cdo/configuration/sendusing") = 2 .Item("http://schemas.microsoft.com/cdo/configuration/smtpserverport") = 465 .Update End With msgBody = "Hi" & vbNewLine & vbNewLine & _ "Please find the Excel workbook attached." With Msg Set .Configuration = Conf 'Add the email address to whom to send the email below .To = "email@example.com" .CC = "" .BCC = "" .From = """Your Name"" <email@example.com>" .Subject = "The Macro Worked. Yay!!" .TextBody = msgBody .AddAttachment FilePath & FileName .Send End With With Application .ScreenUpdating = True .EnableEvents = True End With End Sub
Possible Problems and Solutions
If you receive the 'Authentication Required Error' or the 'Server Rejected your Response' error (shown below) then the following 3 lines of code will need to be used.
Enter the appropriate username and password for your email account.
.Item("http://schemas.microsoft.com/cdo/configuration/smtpauthenticate") = 1 .Item("http://schemas.microsoft.com/cdo/configuration/sendusername") = "username here" .Item("http://schemas.microsoft.com/cdo/configuration/sendpassword") = "password here"
If you receive the 'transport failed to connect to the server' error, try changing the SMTP port from 465 to 25, and try adding the line of code below.
.Item("http://schemas.microsoft.com/cdo/configuration/smtpusessl") = True
If you are using GMail like I do for one of my accounts, then you may need to enable the less secure apps. You can do this by using the link below.
#evba #etipfree #eama #kingexcel📤How to Download ebooks: https://www.evba.info/2020/02/instructions-for-downloading-documents.html?m=1


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"One secret of success in life is for a man to be ready for his opportunity when it comes." – Benjamin Disraeli
Entrepreneurs and sportsmen share the same passion for success. In order to be successful, both also share the same secret many people know but only a few has practiced it: Be ready and be prepared all the time, in such a way that when the time is finally come, they can grab the opportunity and be successful.
Typically in team sports, athletes are often challenged by the fact of getting sidelined. In basketball, soccer, rugby and other team sports, when you are a reserve or substitute player, you are facing a dilemma: You work as hard as the rest but you only get a fraction of game minutes – if you play at all – to showcase your talent. Many have given up; many others have grown tired. However, a select few diligently practice and hone their skills, whether they are playing or not.
Is it worth the trouble? To many, no; but to a few, getting prepared days in and days out is the best thing they can do. There are some inspiring stories of team sports athletes who were reserves in their sport teams, but becoming superstars of their team because they are perseverance and resilient; they are patient and always be prepared for that one opportunity that can change his/her life – and his/her team.
My story – lessons learned
Starting up, you will always have doubters whispering in your ears "don't do it – you'll fail!" "are you crazy?" "starting a business at this time is suicide!" and so on.
One piece of advice I can give you is this: You should respect their opinions, but you shouldn't do what they want you to do – it's your life and it's all yours to live. You won't know whether you will succeed or not unless you keep your hands dirty.
"How on earth I can trust your advice?" you might say. Fair enough. So, here's my story – different from those brilliant athletes, but pretty much similar in essence…
I am today working at home making money online. I sometimes travel and I can choose whether to bring or leave my business behind. Just like any other businesses, my line of business requires hard work and plenty of creativity, but the work-life balance is great!
My start wasn't so easy, either. I hold an MBA degree, but I soon decide that a cubicle is not where I want to be. With the help of my parents, I invested in a franchise. My franchise unit was initially successful, and I expanded to a second location.
Unfortunately, the recession, lack of vision and my poor management have failed not one, but both of my franchise units. I sold one back to my franchisor and closed down the other. It was devastating, and I was on the brink of personal bankruptcy.
To cut long story short, I saw an opportunity to make a living online and I tried countless business models; I have built many sites – most of them failed and some of them succeed – that's business. You got to try things out and you shouldn't be afraid of failing. In fact, you need to fail in order to succeed!
I don't consider my entrepreneurial journey as a success. However, I beat my milestones and keep on pursuing the next ones – I'm on my way. I keep on learning new things and shall never stop learning, as knowledge liberates me.
Here's the thing for you: If an average person like me can do it, you can do it too.
So, are you ready to be patient, be resilient and always be ready to grab opportunities coming your way?
Disclosure: I am blogging on behalf of Visa's Go World Olympic Campaign and receive compensation for my time from Visa for sharing my views in this post, but the views expressed here are solely mine, not Visa's. This post was sponsored by Visa Small Business. From now through August 31st, visit http://www.inc.com/visa-business-of-the-olympic-games/ to learn about Team Visa Olympic athletes who are also dedicated small business owners. Visit Visa Business's newly-launched Facebook Page (http://www.facebook.com/visasmallbiz) for more details, and follow @VisaSmallBiz for ways to help make your small business more efficient and successful. Discover more at http://visa.com/business.


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Lavender Cerri
Lavender hydrolat
€ 10,00
Lavender essential oil is the best known and versatile essential oils, so delicate that it can also be used for children.
100% pure and natural oil Cerri, is obtained by distillation, steam, of fresh flowers.
Has many virtues and properties: it is relaxing and soothing, to sleep, antibiotic and antiseptic, anti wrinkle, soothing and analgesic.
It is often recommended for the treatment of insomnia, headaches, irritability, stress, Burns, colds, sore throats, contractures and rheumatism, insect bites and as a pesticide.
It can be used in aromatherapy with massage, baths, foot baths, clutches and inhalations.


text: Many of our readers use post and beam frames for their natural homes and so it's important to know various options for setting posts. I've been corresponding with Zafra, one of our readers and the lady who helped translate my Earthbag Building Guide into Spanish. She and her partner Daniel are going to use bamboo poles on their natural home in Venezuela, but the method shown here will work just as well with wood or metal poles.


text: This is a cutting board holder made out of Aji Stone from Japan. Known as Diamond Granite, Aji Stone is incredibly resistant to wind, water, and acid damage. The finest grained Aji Stone with its elegantly detailed patterns is naturally reserved for use in very valuable items. Furthermore, Aji Stone is also known for its near crystal-like hardness. Due to its exceptional toughness, letters carved into the stone will not crumble even 200 years after they have been etched, and both the color and the shine of the stone shall neither dull nor fade. The crystalline structure of Aji Stone is incredibly precise, providing unique possibilities for skilled craftsmanship when using it in comparison to other types of granite. Overall, Aji Stone allows for long-lasting and beautiful lettering and design that will not deteriorate or change with time.


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Idylle Blossom Long Earrings, 3 Golds And Diamonds
Feminine and playful, the Idylle Blossom Collection celebrates the Monogram Flowers, created in 1896 by Georges-Louis Vuitton. Blooming in white, pink and yellow gold, the three exquisite flowers are joyfully combined in a personal precious bouquet, lighting up the silhouette with dancing sparkles. Idylle Blossom creations reveal the free-spirited Louis Vuitton woman attitude.
- Yellow, white and pink gold (18 kt)
- 4 diamonds ~ 0.2 ct
- Motifs (each): between ~ 8.5 mm/0.3 inches and ~ 10 mm/0.4 inches
- Height: ~ 39 mm/1.5 inches
- Double-chain earrings adorning the front and back of the earlobe
- Capsa system with small pin
Louis Vuitton carefully selects each of the Colour Blossom stones. As they are natural, the colour may vary from one creation to another.
For any questions regarding the Louis Vuitton Fine Jewellery care instructions, you can refer to the Fine Jewellery leaflet.


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Refundable Credit (This means that you can get a refund check from the government even if you did not pay taxes last year.)
How To Qualify
Full Year, 2020:
- The company must show more than a 50% decline in quarterly receipts in any part of the business as compared to the same quarter in 2019.
- The maximum credit is $5,000 per employee per year.
- This applies only to full-time employees (30 or more hours per week).
How You Can Qualify in the First Half of 2021:
- The company must experience a reduction of at least 20% in the first half of 2021 as compared to the first half of 2019.
- The employer's share of social security tax is equal to 70% of employee wages paid and health care expenses.
- The maximum credit is $7,000 per employee per quarter.
How You Can Qualify in the Second Half of 2021:
- Same eligibility rules as the first half
- Refundable credit of $7,000 per employee per quarter ($28,000 per year)
- Employer cannot claim the ERC on wages it uses to receive PPP loan forgiveness
- Small businesses can request advanced payments on the credit from the IRS
- Small business: defined as 100 employees or less in 2020
- Small business: defined as 500 employees or less in 2021
- Can claim wages for employees that are actively working or not actively working
- Large business: defined as greater than 500 employees
- Can only declare wages for employees not providing services
- Applies only to full-time employees (30 or more hours per week)


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DIO-Betalon is the replacement for the old Tufbell brand, renowned among organic farmers and gardeners for its ability to extend the growing season. Tufbell is no longer in production, but DIO-Betalon is produced with the same polyvinyl alcohol (PVA) resin, using the same machinery and technology that was used to produce Tufbell.
PVA is very hygroscopic; that is, it attracts moisture. Therefore it absorbs dew and frost, protecting plants from freezing by retaining warmth at night.
Because DIO-Betalon is made of natural, transparent PVA, the row cover transmits sufficient light to foster plant growth. Its permeability allows for plants to be watered through the cover. It is also very lightweight, which allows for easy handling and direct covering of crops. Tufbell Clips are recommended to anchor the material.
DIO-Betalon can be reused for multiple growing seasons, as it is tough and durable. If it is damaged, by wildlife for example, it can be sewn with nylon thread to make repairs. PVA is highly resistant to ultraviolet degradation and has a high heat resistance, so it can be used for an extended period of time.
This is a finish size product.
DT-550 Natural PVA Floating Row Cover
- Breathable: 45% Porosity
- Transparent: 91% Light Transmittance
- Double-Thick Material
- Reinforced with Nylon Threads
- Highly Resistant to Ultraviolet Degradation
- High Heat Resistance
- 2m x 6.1m and 3m x 6.1m sizes ship with 8 free Tufbell clips!


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Author of 'Discovering the essence of the problem'.
Business analysis responsibilities are changing. Gone are the days when the business analyst was simply a stenographer, faithfully recording whatever the business people said they wanted and faithfully translating whatever they wanted into requirements.
Now we are seeing the role take on additional meaning as the business analyst becomes more of an internal business consultant, advising on business processes, and how best to improve those processes.
Innovation is one of those things that every organisation says is a good thing, but very few actually practice it. Here is where the business analyst, in his/her unique position within the organisation, is able to lead innovation workshops as a way of improving the business practices. After all, if there is no innovation within a project, then it is likely that the project is delivering very little value. Simply taking a legacy COBOL system and rewriting it in Java does not add value to the organisation. But an innovative business process can add considerable business value.
There are some fundamental truths in our industry, and one of them is that we must understand what it is that we are wanting our projects to achieve. And that what we want to achieve is not to implement some software, but to improve our client's business. This is where business analysis is heading, and may it arrive there sooner rather than later.
James Robertson of the Atlantic Systems Guild is a consultant, teacher, project leader and co-author of Mastering the Requirements Process


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TimebyJanice Canerdy
The days, they come; the days, they go. Like rivers on and on they flow, not always smoothly. Some will be quite turbulent, some trouble free. Like clouds and sunshine, rain and snow, the days, they come; the days, they go. While some are pleasant, others glum, they're life--no matter how they come. Our minds, through time, serve as the seat of memories--some tart, some sweet. The days, they come; the days, they go. Hard times and blessings they bestow. The strong and wise will realize the sun that sets will also rise. Soft breezes drift and rough winds blow. The days, they come; the days, they go. © by Janice Canerdy. Used here with the author's permission.
Janice Canerdy is a retired high-school English teacher from Potts Camp, Mississippi. She has been writing poetry since childhood and has had poems published in many magazines and anthologies. Janice's book, Expressions of Faith (Christian Faith Publishing), was published in 2016. Very involved in church life and family life, she retired early to take care of her grandchildren, who fill her life with purpose and joy. They also inspire her to write.