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If you're a parent, chances are that you've received more than a few phone calls from insurance agents looking to sell you a large life insurance policy. Often, the policy they're selling (and hard!) is a whole life or universal life policy that costs thousands or tens of thousands of dollars per year. "You need it to protect your family," they say, "and it has incredible tax benefits!" They may send you information on the policy – with reams of incomprehensible numbers.
With a family to support, you know you need life insurance; however, the terms and conditions and numbers are so overwhelming, you're not even sure what you would be buying.
So how do you know what you actually need, and where can you turn for unbiased answers? This article provides some basic information to help you get started. You can also get advice from certain fee-only financial planners who don't receive a commission on financial products. There are also a few advisors who specialize solely in life insurance and charge clients at an hourly rate.
Below are our unbiased answers to some common life insurance questions.
How much insurance do I need?
Several factors affect how much insurance you should have, and each family's analysis will be slightly different. The best way to determine the amount of insurance you should purchase is to figure out how much money your family would need to live comfortably if something happened to you.
A good starting place is your current income, which usually reflects your financial contribution to the household and your family's standard of living. If you expect your income to increase substantially in the near future, your current income may not accurately reflect your true earning power or the standard of living you envision for your family. For example, if you are in graduate school, starting a business, or completing a medical residency, your income may currently be much lower than you expect it to be in a few years. If this is the case, it may be better to look at the amount of income you expect to earn in the coming years or the amount of income you think would be sufficient to provide a comfortable lifestyle for your family. We'll call this amount your replacement income.
Next, from your replacement income, determine the amount that you expect to allocate to support your family over time, which we'll refer to as your family financial contribution. This shouldn't include any amount spent on yourself individually. If you won't be around to make the money, you won't be around to spend it either. It should, however, include the support you to intend to provide to your spouse, especially if he or she is the primary caregiver. If you earn far more than is necessary to maintain your family's quality of life, the excess can be excluded.
Next, consider the value of non-financial contributions you make to the household, especially if you are the primary caregiver. For example, watching your children, taking them to doctors' appointments, managing school and extracurricular activities, and tutoring are all activities that fall into the category of non-financial contributions. While you don't get a paycheck for doing these things, your spouse might have to pay someone to do them if you weren't around. If you are the primary caregiver, look at the cost of hiring a full-time nanny in your area. Your life insurance should reflect that financial cost.
Finally, consider any financial goals for your family that you intend to fund, for example, your children's education, part of your spouse's retirement, a family vacation home.
Adding your family financial contribution, the to the value of your non-financial contribution, and your expected contribution to other financial goals for your family provides a rough estimate of the total amount that would be necessary for your family to maintain their standard of living if you passed away. The primary role of life insurance is to ameliorate or compensate your family for that loss.
It is important to consider how the financial needs of your family are likely to fluctuate over time. If you have a young child who goes to private school, you can expect those costs to continue until the child graduates from high school. If you plan to pay for the child's college or graduate school, then you should expect substantial costs during that period. Your non-financial contribution is likely to decline as your children get older and need less direct supervision. Once your child completes his or her education and (hopefully!) becomes a self-sustaining adult, your family's household costs should decrease substantially.
The example below illustrates how these calculations play out.
John and Jenny have two children, ages 4 and 6, and live in New York City. Jenny and John each earn $250,000 per year. They send both of their children to private school, which costs $30,000 per year per student, and have a mortgage payment of $7,000 per month.
The couple's annual take-home pay after taxes is $300,000. Their household expenses are $140,000 per year, which includes an annual contribution to a college fund for the kids, and they each put away $50,000 for retirement. They have individual expenses (clothing, transportation, health insurance, etc.) of approximately $30,000 each. Jenny and John each provide non-financial contributions to the family (e.g., coordinating the children's schedules, arranging extracurricular activities, watching the children, and tutoring) valued at $20,000.
Adjusting for inflation, John and Jenny expect their expenses and income to remain relatively constant for the next 20 years, at which point, their mortgage should be paid off and their children will have graduated from college. They expect their annual household expenses will then drop to $100,000 (in today's dollars). Jenny and John expect to retire in 40 years, at which time enough money should be saved to provide for a comfortable retirement. Their retirement expenses are likely to drop by 40% if one of them passes away before then.
In order to determine how much how much life insurance they should purchase, they should break their calculations down into two time periods: Years 1-20 (their childrearing years) and Years 21+. They should also look at any large financial goals they have for their family.
Years 1-20
Jenny and John's contributions to the family are most critical in Years 1-20, when their children are young and their expenses are at their highest. In these years, each spouse's total contribution to the family equals $90,000 per year: $70,000 in household expenses plus $20,000 in non-financial contributions. This amount includes enough yearly savings to pay for the children's college education.
Years 20+
Because both spouses work and are able to support themselves, the loss of one income will not devastate the other spouse after the children are grown. If, however, John or Jenny stayed home with the children and sacrificed their career, the loss of one income would seriously affect the other spouse, not just during their childrearing years, but into retirement, when the caregiver spouse would expect to share in the retirement savings of the primary breadwinner. In this case, the primary breadwinner should have more insurance to ensure the other spouse would be taken care of.
Family Financial Goals
In addition to replacement of their annual household contributions, John and Jenny might want their life insurance to replace their intended contributions to other financial goals of the family. Jenny and John intend to buy a vacation house for the family around the time the children graduate from college in Year 25. They may wish their family to have the resources to make the purchase even if they had passed away. We'll assume the cost of the vacation home is $200,000, and John and Jenny expect to contribute equally to the purchase price.
Because the cost of their children's college education is factored into the family's annual household expenses, the cost of their children's higher education does not need to be included as a separate goal. If this weren't the case, however, then they might wish to factor it into their insurance coverage by including it as a separate financial goal.
To calculate the amount the family would need if either of them died in Year One, we would calculate the present value of amount that would be necessary to provide $90,000 in Years 1-20 (to cover household expenses and non-financial contributions to the family) and $100,000 in Year 25 (to pay for the vacation house). The present value incorporates the rate of inflation affecting the family's expenses and the likely rate of return from investing a lump sum death benefit in Year One.
Jenny and John will each want a policy that provides a death benefit sufficient to provide their family with $90,000 per year (in today's dollars) over the next 20 years plus $100,000 (in today's dollars) in year 25. Adjusting for 3% inflation and applying a 5% rate of return, we get approximately $1.6 million. John and Jenny should each have a life insurance policy worth at least $1.6 million to achieve their goals. They may wish to increase that amount to provide a cushion for extra expenses or unexpected events.
What are the differences between whole, universal, and term life insurance?
Navigating the different types of life insurance can be challenging. While there are an overwhelming number of policies out there, whole life, universal life, and term life insurance are the three main categories.
Term insurance is the simplest and least expensive type of life insurance. A term policy provides coverage for a certain "term" of years for a set annual premium. When that term is up, the premium often increases significantly to account for your age. For example, a 40-year old man might pay $650 per year for a 20-year term policy with a death benefit of $1 million. At the end of the 20 years, he might be able to renew it for $5,000 per year. If he has developed a health condition, the premiums may be much higher, or he may not be able to renew the policy at all. For an additional cost, some term policies allow the owner of the policy to automatically qualify for another policy when the term expires, regardless of the insured's health.
In comparison to a term policy, whole life premiums are far more expensive. A $1 million whole life policy for a 40-year old male might cost $6,000 per year – significantly more than a term policy. However, the premiums never increase, and he can maintain the insurance regardless of his health.
Whole life insurance is best thought of as a term policy plus an investment vehicle. When you are younger, the insurance company allocates a portion of the premium to term insurance and invests the remainder to build up a cash value and to offset the higher cost of insuring you as you get older.
In most cases, purchasing a term policy and investing the remainder in a solid, diversified portfolio will provide a higher return than purchasing a whole life policy and having the insurance company invest the money for you. Separating your investment from your insurance allows far greater flexibility to respond to changing plans or circumstances. If you decide to use the investment portion to, say, buy a vacation house instead of saving it for your heirs until you pass away, there is no penalty if you have simply invested the money in stocks and bonds. If you had invested the money in a whole life policy and wanted to use the funds from the policy, you will pay a heavy financial penalty from cancelling the policy and withdrawing the funds.
A universal life insurance policy is a hybrid between a term policy and a whole life policy. A universal life policy allows greater flexibility in the investment portion of the insurance, with the potential to earn higher returns and reduce premiums in later years. However, like a whole life policy, it cannot easily be cancelled, and if the investment portion fails to perform as expected, premiums can skyrocket in later years.
A whole life policy may be a good choice if you intend to hold the insurance policy your entire life – not just for a period of time. Although you can surrender the policy at any point, you can incur a steep penalty for doing so. Therefore, if you expect to need the money at some point in the future, for example, for your retirement, you are probably better off getting a term policy and allocating the difference in premiums to another type of investment vehicle with more liquidity.
What are the tax advantages of life insurance?
Life insurance has two income tax benefits. First, any increase in the value of a life insurance policy is generally not subject to income tax. Second, the proceeds of a policy are distributed tax-free to the beneficiary.
Although life insurance proceeds are not subject to income tax, they are subject to estate taxes. For many parents with young children, their life insurance pushes them above the federal estate tax exemption of $5.43 million. If you believe your insurance policy might subject your family to estate taxes, you can often eliminate your estate tax exposure by transferring the policy into an irrevocable life insurance trust.
Life insurance agents often promote the tax benefits of large whole life or universal life policies; however, tax benefits alone do not make life insurance a good investment. It is important to look at the potential tax savings in light of the overall financial benefits. This may vary depending on your financial circumstances.
What Kind of Policy Is Best for My Family?
In most cases, a term life insurance policy is the optimal choice for parents with young children. This is the only type of policy that allows you to separate the insurance function of a policy from the investment function, and its lower premiums free up money to save for your retirement – or any other financial goals. Even with its tax benefits, the return on a life insurance policy will rarely equal returns from an individual investment portfolio, and you may pay heavy penalties if you need to withdraw the money.
There may be some cases where purchasing a whole life or universal life policy makes sense. In most states, including New York, the cash value of a life insurance policy is exempt from bankruptcy, and therefore unreachable by creditors. If you are a doctor or otherwise have a high risk of being sued, putting money into a life insurance policy can make a lot of sense.
Because of the complexity of various life insurance policies, most parents would benefit from professional advice – ideally, from someone other than an insurance agent – prior to purchasing a policy.


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An Actor's Work: A Student's Diary Konstantin Stanislavski
Routledge is an imprint of the Taylor An Actor Prepares and Building a Character were edited and re-translated by. Jean Benedetti as An Actor's Work: a student's diary and published by Routledge in 2008. Jun 4, 2010 - An Actor's Work: A Student's Diary - Konstantin Stanislavski Routledge | 2008 | ISBN: 041542223X | Pages: 693. Dec 7, 2013 - Looking for great deals on An Actor's Work: A Student's Diary and best price? A movie is a joint production, said Marcia Paul, a media and intellectual property lawyer at Davis Wright Tremaine. Dec 23, 2011 - Time Capsule This Morning On Matenme Porque Me Acting Work Muero. May 13, 2014 - His memorable performance, along with his spot-on American accent, earned him two Golden Globe awards for best actor in a drama series, followed by four consecutive nominations in the same category, and six Emmy nominations. Alison Hodge First published 2010 by Routledge 2 Park Square, Milton Park, Abingdon, Oxon OX14 4RN Simultaneously published in the USA and Canada by Routledge 270 Madison Avenue, New York, NY 10016. May 3, 2012 - Oddly enough, Stanislavski's classic primer might've lent itself nicely to a straight stage adaptation: the maestro framed it as the diary of a student called Kostya, who sits at the feet of his mentor, Tortsov (i.e., Stanislavski), absorbing .. Yes, of course, you can compare prices and read reviews on An Actor's Work: A Student's Diary. 9 Tips for High School Students Applying to Acting Programs. Oct 16, 2013 - Actor Training Second Edition Edited by. €It's a false distinction to try to separate an actor's work from the work she is performing," Ms. New Orleans or Texas shouldn't be allowed the opportunity either because they too would have to learn a 'standard American accent' to use in the majority of their roles? How to become a TV Extra with where to find acting work and jobs. You are in the right place to get lowest price. An actor, director, writer and producer whose work includes "Diary of a Wimpy Kid"; and Seahawks fullback Derrick Coleman , the first legally deaf NFL player.

subset: commoncrawl


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It has been around for a long time and many have it, the iPhone 11. It is available as iPhone 11, iPhone 11 Pro and iPhone 11 Pro Max. As the name of the last version might suggest (see Boeing 737 Max), it cannot be excluded that such an expensive darling crash onto the floor and is destroyed or defective, so you should also give it a reasonable case. Hopefully it will be clear to everyone who owns such a device that costs over € 1200 that this case also has its price. The main thing is that the case is worth your money and does what it promises.
Mous Contour Case for iPhone 11
The company advertises on its website that it drops a cell phone from a height of approx. 15m onto the floor. The video shows that the phone is still switched on after the fall and the display is not broken. Since this video is not uncut, one cannot rule out 100% that it is real. And even if it is, you cannot understand whether several case tests have been carried out and then select the video that survived the fall without damage. In addition, two more videos are shown, which document a fall of the cell phone or show the cell phone in the mouse case in space.
The representations are very daring and not suitable for imitation.
In addition, there are a lot of videos that comment on the case.
But now for the test: the first thing you notice is the professional workmanship. It makes a solid impression and completely encloses the display on the edges. This speaks for good protection. It is thicker at the edges and relatively thin and does not appear chunky. The controls are easy to use and the camera is also free. Overall, it's good.
The material feels solid and can be described as high quality. The diverse selection of colors, patterns and surfaces stands out positively.
The company is well organized and delivery (e.g. via Amazon) can be expected at the usual speed.
All in all, you get a good case for your money, which also offers high-quality protection for your iPhone 11. The only thing that has to be shown in the further course is the durability of the material.
In the event that you have to take the iPhone out of the case, this can be done easily.
Good Is Not Good Enough – Mous Contour Case – protective glass
If the iPhone falls and is damaged, the display on the edges is affected, rarely the display in the middle. The edges are well protected here, but I still recommend a protective glass so that the display has additional protection.
In my opinion, the price is reasonable and the quality is good. I am very satisfied with that. here.
To Have Or Not To Have – Conclusion
If You have or if You will buy the new iPhone 11, don´t save in the wrong place. Get a good case for Your phone. After damage, a repair will cost You at least 250$, so at my opinion it is strongly recommended getting a good case.
The Mous Contour Case or something different like Limitless 3.0 and of course a Tempered Glass Screen Protector is a very good solution, I would recommend unlimited.


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Call Now Visit Website Add To Trip
Welcome to a dining experience unlike any other. Watch as your personal chef performs the ancient Japanese art of Teppanyaki in our elegant dining room, preparing a meal that will dazzle your eyes, as well as your taste buds. Listen as razor-sharp blades slice and dice through mouth-watering steak and tender chicken. Take in the aroma as savory vegetables, shrimp and lobster sizzle right before you. Sushi appetizers can be ordered in the dining room or visit our beautiful sushi lounge, where your sushi chef will prepare fresh sashimi, nigiri sushi and our famous Benihana rolls from our full sushi menu.


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Enjoy Gentle, Yet Effective Tooth Extraction at Absolute Dental Care
At Absolute Dental Care, we know how much you treasure your natural teeth, and for this reason, we try multiple restoration treatments to salvage your tooth. But at times, tooth removal is usually the healthiest option on the table. But don't worry. Tooth extraction can be painful and stressful — but it's never with Dr. Todd Anderson. Because of his long-standing experience and expertise, he will safely remove your tooth, and the process will be over before you know it!
Why tooth removal is necessary
As much as your love your tooth, sometimes it has to go. When the tooth is severely damaged or decayed, the best option is to remove the tooth to save you oral pain and other health complications. The additional reasons why we recommend tooth extraction include:
- Wisdom tooth: One of the common reasons we recommend tooth extraction is when a tooth (wisdom tooth) tries to grow behind your mouth when there isn't room to accommodate this tooth. Because there is no space, the tooth becomes trapped partially or entirely under the gum line (impaction). While sometimes wisdom teeth don't have to be removed, it's the best course of action if it causes pain or there is a risk of infecting surrounding structures.
- To stop the spread of infection: If you have advanced gum disease, removing teeth from the infected area can prevent further infection.
- It's part of another procedure: Sometimes, tooth removal is necessary to support orthodontic treatment or full mouth rehabilitation.
Tooth extraction procedure
You might have heard that tooth removal is painful, but as you will find out, the process is painless and saves you oral pain. The treatment starts with numbing the area near the diseased tooth. If it's a simple extraction (where the tooth is visible), Dr. Anderson loosens the tooth with an elevator and then uses forceps to pull out the tooth.
In case of a surgical extraction (where the tooth hasn't erupted through the gum), your dentist will make an incision on the gum to access the tooth. And of course, this is done after administering anesthesia. Next, Dr. Anderson removes the tooth and stitches the surgical site to close the space. After treatment, we will give you aftercare tips to hasten your recovery.
Experience Gentle Tooth Extraction in Nixa, Missouri
Want to experience gentle tooth removal in Nixa, MO? Please dial (417) 815-6797 to book an appointment with Absolute Dental Care. Whether it's simple tooth extractions, wisdom tooth removal, or emergency dental extractions, you can count on our dental team.


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How to Create a Trendy Halloween Costume at Goodwill
By: Pamela Kieck | IG: @pamelakieck
Spooky season is upon us and that means it's time to start planning the perfect Halloween costume. What better place to find an affordable, customized Halloween look than Goodwill?! This year I decided to go as a classic - Wednesday Addams. I was able to thrift my ENTIRE look and you can too if you follow my top THREE tips to costume thrifting!


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bill-swift - January 21, 2016
Hailey Baldwin showed some killer cleav through her sheer shirt. (Drunken Stepfather)
Anna Mikhaylovskaya wears a hand bra. She can be my comrade any day. (Last Men On Earth)
Lara Stone knows how bikinis should be worn. (WWTDD)
Hannah Ferguson's funbags are featured in Victoria's Secret. (Egotastic)
Manti-te'o's new girlfriend Jove Nicole is both real and hot. (TMZ)
Taylor Swift's legs look incredible in super tight jeans. (Popoholic)
This Alyssa chick is the best thing to ever come from Canada. (The Chive)


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I have been listening to a lot of podcasts that talk about changing what goes on inside of you to change what goes on outside of you. As a consequence of this, I am changing my "stock answers" To reflect a more positive life view.
The first one was when someone asked, "How are you doing?" I used to respond, "Still above ground, despite my own best efforts." This was to reflect my personal history of struggling with my suicide attempts.
I now respond to that question with, "I'm blessed." This simple phrase allows me to celebrate that I am a survivor. I am thankful for my life, my family, my friends and all of the good things in my life.
When a salesperson asks me, "Can I help you," I used to respond with, "No thanks, I'm beyond help." The fast-on-their-feet sales staff would then ask, "What are you looking for?" To which I would respond with my hands shoulder length apart and say, "I'm looking for a bag of $20 this big."
Now I thank them and tell them I will find them if I need help.
I still have to fight to say "I'm blessed." But a calm, warmth and a subtle happiness comes over me when I say that.
Try it. It might change your life.


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FAQs related to A1 English Test
There are many types of English test in the current time, ranging from Beginner level to intermediate and then advance. Every type has its pros and cons. The intermediate and advance level are listed in B1 to C1 English tests.
If you don't know how to speak and write in a professional English language, don't worry. One can choose the A1 type of test, which consists of easy and simple question related to your language skill. A1 is not difficult and complicated as compared to the C1 type.
You might be thinking, what's the use of an A1 test degree. Well, A1 test certificates hold a lot more importance and have more significance if compared to any other linguistic degree in the English-speaking world.
There are many job opportunities after passing the A1 English exam. One can become a teacher or professor in schools and coaching Centers. Although to become a professor in institution and colleges, you must have your PhD degree in your hand.
If you are a housewife and searching for a part-time job, then you can opt for your own online English education facility. Not only this, but you know to become an employee of multi-national companies whose headquarter are located in foreign countries.
But before appearing for this type of test, you must know some popularly asked question by many people. Here's are some doubts which may arise in your mind.
- How much does it coast for a test?
This is the most common question every candidate asks before appearing for the test. There are many institutes which can cost you thousands and even lakhs. But still, many webpages can do it for free and coast almost zero.
Although, for making your personalized certificate, you are supposed to pay. Normally, every online English test coasts you an average of 50 to 100 US dollars.
- Is the test certificate valuable?
Every English test certificate holds a certain value on the market level. Before interviewing the person, interviewers often ask for a copy of such a degree. Although not every A1 English test certificate is genuine and valuable.
One can get a highly professional job internationally by showing the degree certificate. Hence, the test certificate is valuable.
- Are there any eligibility criteria?
It depends upon the platform on which you are giving the test. Some website holds certain eligibility criteria like age limit and qualification. Normally, the age limit for appearing is around 15 to 18 years old. There are some webpages where the candidate's qualification should be high school passed or graduated.
- How to appear for an English test
There are two ways by which you can give the test. One is offline, and the other is online. The online method is much easier and convenient if compared to the offline method. You can easily visit any genuine website to appear for the test.
Although, if you wish to go for the offline method, then you must certain jurisdiction and rules.


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Lebanese Parliament Speaker Nabih Berri told visitors on Sunday that that an Iranian nuclear deal could help pave the way to ending major conflicts in the Middle East, and the presidential vacuum in Lebanon.
"I expect the first fruits to be a relief to the Yemen crisis as a regional priority concern by the countries signing the Iranian nuclear agreement," Berri was quoted as saying by visitors on Sunday.
"The Iran nuclear deal would also help resolve regional crises because there is no end to the ongoing wars without political solutions," Berri added
The speaker also believed the nuclear deal to have a positive impact on Lebanon, allowing internal and external sides to work to resolve the presidential election crisis.
The Lebanese parliament failed on June 24th and for the 25th time in a row to elect a president to replace Michel Suleiman whose term ended on May 25.
As in the past sessions the parliament was unable to reach a quorum because the Iranian backed Hezbollah militant group and its ally MP Michel Aoun's Change and Reform bloc MPs boycotted the sessions.
Lebanese Forces chief Samir Geagea who was the first to announce his presidential candidacy has consistently been blaming Hezbollah and Iran for the vacuum at the country's top Christian post, saying the party and its backer have been insisting on backing a single candidate, in reference to Aoun, and not making compromises.
"Hezbollah's top priority is the region's crisis and not Lebanon," he said last May .
Last march Geagea also described the presidential vacuum as a "misery," and blamed Iran , the backed of the Hezbollah-militant group for the deadlock .
"More than any other time Iran does not want a president for Lebanon unless he belonged to its camp," Geagea told journalists who visited him in Maarab last March 5th


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Basil Go Pannier (single)
We think Basil has a simple and effective attachement system that is both secure and provides easy on / off access. On top of that, this bag has a pretty sharp look that makes it easy to transition from bike to office. This would also work well as a carry-on.
- Bike bag, high-graded material
- Main compartment with pull cord
- Mesh side pockets
- Hook On system
- 12.2"(l) x 6.7"(w) x 13.4"(h)


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Lord of the Flies Board Extravaganza
Description of Pedagogical Tool:
We created a board game for Lord of the Flies that focuses on making the students familiar with the settings, characters (and their dynamics), the atmosphere of the story, as well as main events that occur throughout the book. This pedagogical tool is important due to the fact that it generates interest for the storyline and motivates the students to connect with the characters within the novel. This board game is designed for Grade 11 College or University English classes, but could also be applicable for grades 10 and 12 (Applied or Academic, and Grade 12 College). Your players journey is based off of a series of high or low rolls. Throughout the board game, there are multiple points wherein the players roll will determine the success of your character. The first area is the "Conch," this is where you roll for a character. Following the conch is the "Huts," which is where your character builds a shelter. After the hut station, you will venture through the "Jungle" and your roll will access the atmosphere of your setting. The "Mountain" is next, this is where your character will attempt to make a fire. If you succeed, you fast track to "Castle Rock," if you are unsuccessful, you follow the path through the Lagoon. When you have reached these final checkpoints, you roll to access your character's health. Throughout these checkpoints you have been collecting or giving away "Life points." Whoever has the most life points at the end of the game, is the winner!


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Like Ben Hogan before him, Sir Nick Faldo seeks perfection with such single-mindedness that winning – much like the follow-through of his flawless swing – is a byproduct of a larger goal.
More than any player of his era, the Englishman has relentlessly pursued golf's holy grail: total control of the golf ball. The swing he has built in that endless chase is one that has not only held up, but excelled in the game's most important moments.
Between 1987 and 1995, Faldo won six Major Championships: three Open Championships and three Masters. Although he has a total of 39 tournament victories around the world, including six events on the PGA TOUR, Faldo's focus has always been on his performance in the Masters, U.S. Open, Open Championship, and PGA Championship. In one stretch between 1988 and 1993, Faldo was never out of the top 20 in a Grand Slam event.


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Popular local cidery Austin Eastciders opened its new casual restaurant as part of its taproom in South Austin this week. The 1530 Barton Springs Road taproom, right next to Zilker Park, made its debut as of Monday, July 27. The restaurant is open for dine-in service, and takeout orders can be placed online.
The counter-service restaurant focuses on casual dishes. There's an array of pizza, with optional cauliflower crusts and dairy-free mozzarella. The Zilker pie, which is named after the nearby park, comes with smoked broccoli. Sandwiches include a smash patty and one with roasted cauliflower; and there are larger entrees of smoked meats and vegetables that are brined in cider. Then there are appetizers and snacks (smoked chicken wings, cider queso, fried pickles), salads, desserts (a rotating pie, a vegan banana split), and breakfast items, including breakfast burritos made with bread from local bakery ThoroughBread.
Then there are Eastciders's stable of ciders, ranging from the original to the pineapple, as well as its hard ciders. There are also some guest ciders on tap available, including several from fellow cidery Texas Keeper. For something different, there are a few cider-based cocktails, and the restaurant will add more cocktails made with cider and spirits later on.
This new taproom includes a bar, dining room, the cider production area, indoor performance area, a retail bar featuring local vendors, including lifestyle brand Katie Kime, who is also creating Eastciders merchandise too. Outside, there's the cider garden, a children's play area, stage, and a walk-up window for cider and coffee orders.
Overseeing the menu is consulting chef Page Pressley, who just launched a virtual fine dining restaurant, Foxtail Supper Club and is a potential Bachelorette contestant. Rounding out taproom/restaurant team are hospitality consultant and operator Harlan Scott, who is the founder of San Marcos restaurant Industry; and Ben Cachila, who is a current partner of Chinese restaurant Old Thousand and pizza restaurant 40 North. Designing the space are OPA Design Studio and Lilianne Steckel.
Eastcider's Zilker address had been home to Uncle Billy's Smokehouse, which closed in October 2019. It was planning on relocating to Dripping Springs earlier this year, but that hasn't happened yet.
Austin Eastciders was founded in 2013. Its first taproom opened in Govalle in 2017.
- Austin Eastciders Barton Springs [Official]
- Barton Springs Brewery and Restaurant Uncle Billy's Is Now Closed [EATX]
- All Coverage of Austin Eastciders [EATX]
Update, July 28, 10:04 a.m.: This article, originally published on Thursday, May 14, has been updated to include Eastciders's opening details.


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OVC, Southland announce football scheduling alliance
October 11, 2021
The OVC has struck a deal to fill potential scheduling gaps left behind by the football programs leaving the conference.
On Monday, the OVC and Southland Conference announced a scheduling alliance for the 2022 and 2023 seasons, with games being scheduled to fill open non-conference dates.
The announcement comes after OVC member Austin Peay announced last month that they will be leaving the conference on July 1, 2022, leaving the OVC with just 6 football programs.
Jacksonville State and Eastern Kentucky left the OVC earlier this year and Belmont will join Austin Peay in leaving next July.
The Southland is also down to just six football programs with the upcoming departure of Lamar, Sam Houston State, Stephen F. Austin, Abilene Christian and Central Arkansas.
Six football teams is the minimum number required for a conference to receive an automatic bid for the FCS football playoffs.
Both conferences are in the process of looking for new members.
Both OVC Commissioner Beth DeBauche and Southland Commissioner Tom Burnett each gave their thoughts on the alliance in the announcement.
"Our Presidents, Chancellors and Athletic Directors have enthusiastically supported this alliance," said DeBauche. "We are delighted to work together to promote one another and provide a quality student-athlete experience. This partnership strengthens not only both football leagues, but the FCS overall with quality non-conference matchups. Given the changing Division I landscape, this demonstrates ways that conferences can collaborate to support one another."
"We greatly anticipate the possibilities of a beneficial partnership with the Ohio Valley Conference," said Burnett. "The Southland presidents and athletic directors have found this to be an exciting competitive opportunity with their OVC peers, and we all look forward to some outstanding and meaningful FCS crossover games during the next two seasons. We all appreciate the strong level of interest and cooperation between our two leagues."
Both conferences are bringing highly-regarded programs to the table.
Both have a currently-ranked team, with the OVC having No. 17 Tennessee-Martin and the Southland bringing No. 11 Southeastern Louisiana.
The OVC's remaining schools come July will be Eastern Illinois, Morehead State, Murray State, Southeast Missouri, Southern Illinois-Edwardsville, Tennessee State, Tennessee Tech and Tennessee-Martin.
Morehead State and Southern Illinois-Edwardsville do not have football programs.
The Southland's football programs will include Houston Baptist, Incarnate Word, McNeese State, Nicholls State, Northwestern State, Southeastern Louisiana and Texas A&M University-Commerce.
The Southland's non-football members are Texas A&M-Corpus Christi and New Orleans.
More specifics regarding the alliance will be announced at a later date.
Adam Tumino can be reached at 581-2812 or [email protected].


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#PPTalk Tweet Chat
Join us to talk all things Postpartum Psychosis. Ask questions, chat with others who have recovered from or are experiencing the little known, severe postnatal mental illness Postpartum Psychosis. Share your experiences & chat with us every Weds 8-9pm GMT
#PPTalk is a healthcare tweet chat hashtag submitted by @ActionOnPP


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Thanks Charlie and Axel- looking forward to seeing more pictures.
Posted on February 5, 2016
Salados (Greetings) from the DR!
by Charlie Goeke, Vanguard Program Manager
We are into our second full day of being in our outreach sites and Vanguards are getting plenty of opportunities to learn, serve and experience life in the DR.
Seth, Axel and myself are on the media team which means that a big part of our role here is going around to the other outreach sites and documenting the work they are doing as well as learning from out Site leaders, Micheal and Mateo. Each day we travel to 3 or 4 of the sites, take photos and video and get short glimpses of what the other Vanguards are up to.
In addition to spending our days in the outreach sites, we have had the opportunity go explore the area around the Students International (SI) Base via afternoon hikes, learn about Dominican culture from the SI staff, and study the Sermon on the mount (Matt. 5-7) during morning devotions.
During our initial team time last night, many shared about the challenges of the language barrier and being out of their comfort zone given the Dominican context. It was very encouraging for me to hear as the leader as a big part of the build up to the trip and prayers for what the trip would look like for Vanguards were centered around the desire for this to be a trip that challenged assumptions, stretched Vanguards to see Christ in a new light, and experience poverty in a new light.


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Tullahoma City Schools has released important information concerning early release Wednesdays: This Wednesday, March 3, 2021, will be our final early release day of this school year. Beginning Wednesday, March 10th, dismissal will be at 3:00 for Tullahoma K-8 schools and 3:15 for Tullahoma High School students.
This change in early release days is due to the snow days taken during the week of February 16 – 19, 2021.
Tullahoma City Schools is exchanging early release days to avoid having to add more school days to our calendar.


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October 8, 2022
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- Fey & Grant
September 3, 2022
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- Leticia & Josh
August 5, 2022
"Alex Klutchko, our day-of coordinator, was a blessing. My husband and I are both very laid-back people with very few demands, but that also means that we didn't consider a LOT of things that go into a wedding. We had a lot of anxiety going in because we didn't know what was expected of us, and we didn't have much of a guiding plan beyond color schemes and a few things we wanted. Alex helped guide us through the process with a few conversations. Very casual, very informative, and VERY reassuring, Alex was easy to bounce ideas off of, and I never felt like I was bothering her when I had questions or concerns. She was instrumental in coordinating our vendors who were outside COMPLETE, and with her help, the day went by so incredibly smoothly!"
- Aelin & AJ
October 23, 2021
"Alex, our day-of coordinator, was a joy to work with! I could not recommend Alex more. She has a calm, can-do attitude that was essential to bringing all the final details together. Alex helped anticipate and troubleshoot the entire day and managed our vendors and venue effortlessly. Our reception and ceremony spaces were transformed in AN HOUR, thanks to Alex and her team! We are so grateful."
- Kate & Steve
October 9, 2021
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- Amanda & Jacy
October 30, 2021
Complete Weddings + Events is Grand Rapids' leading provider of event and wedding photography, videography, lighting, coordination, DJ services & photo booth rental.


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Asian Americans Advancing Justice | AAJC Awards Stipends to Five Student-Led Community Projects
- Contact
Washington, D.C.—Asian Americans Advancing Justice | AAJC (Advancing Justice | AAJC) announces today that it will award five stipends to student leaders to support campus- and community-based projects that elevate Asian American stories and advance dialogue, advocacy, and civic engagement within our communities.
In April, Advancing Justice | AAJC hosted its Spring 2021 Youth Leadership Summit (YLS) virtually across five days, convening college students in a week-long intensive program which included advocacy trainings and leadership development workshops focused on immigration, racial profiling, anti-hate advocacy, and community and civic engagement. The Summit provides a unique opportunity for young Asian American advocates from across the country to interact with their peers and learn from and network with national leaders. Advancing Justice | AAJC will award four Spring 2021 YLS alumni with stipends to support their continued work on campus and in their communities.
Advancing Justice | AAJC will launch applications for the Fall Youth Leadership Summit on Monday, August 2.
An Nguyen (She/Hers), University of California, Berkeley
As a first-generation college student and a team member of UC Berkeley's Asian and Pacific Islander Recruitment and Retention Center, An has experienced firsthand the socioeconomic inequalities that exist within the Asian American and Pacifc Islander (AAPI) community and society at large. Her background and experience in California's Bay Area, an area struggling with a housing affordability and homelessness crisis, has made her passionate about examining the impacts of gentrification on communities of color. An will use the stipend to launch a multimedia project on the growing gentrification in Oakland Chinatown and its effect on the community. The multimedia project will include a documentary, a collection of photographs of Oakland Chinatown displayed on a digital platform, and a collection of infographics focusing primarily on statistics which will be shared with the local community via local organizations. An's goal is to highlight the large geographic concentration of low-income AAPIs living in America's highest-cost cities, which are the primary epicenters of gentrification and displacement.
Annie Li (She/Hers), Emory University
Annie previously served as Co-Vice President of Finance for Emory University's Asian Pacific Islander Desi American Activists (APIDAA), a student organization dedicated to Asian Pacific Islander Desi American (APIDA) activism and academia. Her work at Fair Fight during the past election in Georgia reinforced the importance of the AAPI vote, and highlighted the shifting demographics of the state, the South, and the country. This year, Annie and APIDAA will use the stipend to organize a speaker series on Asian Americans in the South. The group will invite three speakers for three separate events, focusing on the following areas: Chinese Americans in the Mississippi Delta, Southeast Asian refugees in Clarkston, and South Asians in Houston. Emory University is located in Atlanta, a city with a rapidly growing Asian immigrant electorate. Through this project, Annie and APIDAA will educate their campus on the diverse history of the American South. Moreover, this project will coincide with the opening of Emory's Asian Student Center in Fall 2021, providing an opportunity to garner faculty and administrative support for the student space and for developing a broader network for Asian students at Emory.
Celia Le (She/Hers), Columbia University
Celia is passionate about storytelling and creating platforms for marginalized communities to tell their stories. Celia is a co-founder and producer of the Chân Lý (Truth/Axiom) Initiative, a digital documentary project which aims to tackle the issue of misinformation and to bring awareness to important issues in the Vietnamese diasporic community through infographics, video, and narration. The initiative's videos will provide more context to issues related to the Vietnamese Americans and overall diaspora community not found in traditional news reporting. Celia wants to highlight the many injustices Vietnamese Americans and Southeast Asian Americans have faced due to language barriers such as vaccine distribution injustice, lower levels of educational attainment, and increased deportations. By doing so, the Chân Lý Initiative will provide much-needed context on these injustices, trials, and tribulations of the Vietnamese diaspora, and reach a more substantial truth.
Nelson Lin (He/Him), Brown University
Nelson is a co-founder of Brown University's Asian American Political Alliance (AAPA), an organization focused on Asian American political engagement and community building in Providence, Rhode Island. Providence is home to many Southeast Asian refugees who have organized for Asian American rights in immigration, mental health, education, and community safety. In collaboration with Brown Asian Sisters Empowered and the Southeast Asian Studies Initiative at Brown University, Nelson will use his stipend to host a book club and panel discussion about the book "Generation Rising: A New Politics of Southeast Asian American Activism by Dr. Loan Thi Dao." Together the groups will learn more about the development of Providence Youth Student Movement, a grassroots, LGBTQ+ youth-led organization of Southeast Asian Americans whose families live in Providence. The group will also coordinate workshops and a communal learning space that is open to Asian American student organizations from Providence high schools and colleges, and the group will host the author Dr. Dao for a book talk to discuss her work with students during the school year. Nelson hopes that this project at Brown University will create a foundation for students to engage with and support future community-based movements toward justice and equality for the Asian American community in Providence and beyond.
Nyx Hauth (They/Them), Berklee College of Music
Nyx is proud of their Asian American heritage and works to advance their community through leadership in cultural organizations and political advocacy. They believe that art has an essential role to play in advocacy and activism, which has inspired Nyx to use the stipend to produce a music album project with fellow AAPI students at the Berklee College of Music. The album will serve as a means for AAPI students at Berklee to voice their experiences and build community with other student artist-activists in the process. The album will be shared on all social media platforms and will be performed live at the Berklee Performance Center, with all proceeds going to the AAPI organization of the artists' choice. Nyx hopes the album will provide AAPI students a platform to speak their truth and activate the Berklee community to take action against the injustices the AAPI community faces.


text: Numerous people currently continue to rely on alternative medication and believe significantly in their effectiveness. It is due to the natural properties of these particular products that they continue to be so vastly used. One such product that is incredibly effective is referred to as Rosehip, but for some reason or the other, the health advantages that it provides are not all that renowned.Rosehip is essentially the fruit of the rose plant and is edible and incredibly nutritious. Its skin at first is green, which turns orange and later becomes deep red after being completely ripe. Nevertheless, in certain species it often turn black or even dark purple as well. Out of all the numerous species of roses that are valued for their hips, the most popular ones are Japanese rose.Besides flavonoid, rosehip also comprises of a number of vitamins like A, C, D and E. It also comprises of necessary fatty acids that are required for tissue regeneration, skin revitalization and is also believed to quicken the healing process of damaged skin.Rosehip is essentially seen to prevent and cure many ailments that are inclusive of urinary bladder infections, rheumatoid arthritis, chronic diarrhea, constipation, infertility, dizziness, gastritis as well as enhances the function of the kidneys. Menstruating women ought to think of consuming rosehip given that it is rich in iron as well as replaces all the blood that is wasted during menstruation. In the event that you are on a course of antibiotic therapy, you must try rosehip in order to retain the beneficial bacteria in the digestive system. You should know that antibiotics disturb the natural balance of the intestinal flora which is the reason why rosehip must be taken. It also eases the nervous system and also reduces fatigue.Rosehip are additionally consisted of Vitamin K, citric acid, calcium, niacin, iron, tannin, phosphorus, Vitamin P, B1 plus B2. Being a natural stimulant, these are said to control bowel movement and cleanse the urinary system. It is also recognized to enhance the organs of our body and cure lung and pulmonary disorders.Rosehip is also useful for individuals who wish to ward off diarrhea and the creation of kidney stones. Not only does it cleanse the blood, it boosts the circulatory system, respiratory system and the thymus gland. Other health benefits include its ability to ease thirst, lower abnormal body heat, heal spitting of blood and internal hemorrhaging, avert and even relieve cough and chest infection, put a stop to fluid retention, help cure gout as well as rejuvinate the skin. So, in the event that you really wish to get rid of certain health issues, ensure that you try utilizing rosehip in its numerous forms. This amazing product is the answer to your problems and ought to be acquired instantly.


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Security and Authentication
wwHttp supports an Authentication scheme that's similar to Internet Explorer's as wwHTTP relies on WinInet which is also used by Internet Explorer to connect remotely. As such it supports Basic Authentication and Windows Authentication. Both can be specified using the cUsername and cPassword properties, or the HttpConnect() lcUsername and lcPassword parameters.
oHTTP = CREATE("wwHTTP")
lcHtml = oHTTP.HttpGet("http://www.west-wind.com/administration/Secret.htm",;
Passing client credentials to the server with Windows Authentication automatically
If you are running an application over an Intranet - an environment where both client and server are validating against the same domain or workgroup - wwHttp will also pass the current Windows credentials to the server application for automatic login. This is the same behavior you use in Internet Explorer which will not prompt for credentials when trying to log on to a site on the current domain if your current account can validate.
SSL/HTTPS Urls
SSL requests are automatic if you specify an HTTPS Url in HttpGet() calls. Simply specify your URL with the https:// prefix and the request will automatically be made over HTTPS.
If you're using HttpConnect you need to set the wwHTTP::lSecure flag or pass in the llHTTPS paramater as true.
© West Wind Technologies, 2023 • Updated: 11/29/16
Comment or report problem with topic


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Recently I made the decision to try to incorporate more natural products into our home. Both Cory and I have noticed how hard it can be to breathe in our house after cleaning with such harsh chemicals and seeing as how I have Asthma, I knew I needed to do something about it. I've been struggling with finding good products that clean well or actually do what they claim they do. I've wasted so much money over the years on products that "claim" to be natural or good for you, only to find out they have hidden ingredients or chemicals that are very harmful and damaging to our bodies. Or, they just don't clean as well as they claim.
I tend to be a bit skeptical about trying new products, especially ones that claim to be "safe" or "natural," but after reading about Aunt Fannie's, I was very much intrigued by their products. Their products are free from harsh chemicals including, dyes, cleaning sulfates, phthalates, parabens, fake fragrances, mineral oil, gluten, bleach, known allergens, immunotoxins, ammonia, formaldehyde, phenols, MIT preservatives, BIT preservatives, pyrethrins, alcohol, petroleum propellants, neonicotinoids. What they do include are plant-based ingredients, essential oils, probiotics, vinegar, and more healthy ingredients. I'm a huge fan of cleaning with vinegar, it's something that I was taught to clean with when I cleaned homes and I'm so glad to see more companies utilizing it in their products. Aunt Fannie's was gracious enough to send me some of their most popular items to try out and I couldn't wait to give them a try.
Some of Aunt Fannie's Most Popular Items:
- All-Purpose Cleaning Vinegar, Eucalyptus-$6.99
- Microcosmic Probiotic Dish Soap, Lavender-$7.99
- Microcosmic Probiotic Hand Soap, Mint-$8.99
- Flypunch! Dive Jar-$7.99
- Mosquito Repellent Wipes, 10ct-$7.99
First up we have the 16.9oz All-Purpose Eucalyptus Cleaning Vinegar:
Microcosmic Probiotic Lavender Dish Soap and Soft Mint Hand Soap:
FLYPUNCH! Fruit Fly Trap:
The Final Item Is The Mosquito Repellent Wipes:
Want It? Get It!
Want It? Win It!
Giveaway is open to US residents, 18+. Just use the RC form below to enter for your chances to win.


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It's going to be a busy week at Lakeland Linder Regional Airport (KLAL) for SUN 'n FUN! Be sure to tune in to LiveATC.net for ten (10) great audio streams, including SUN 'n FUN Radio and the USAF Thunderbirds!
LiveATC.net provides a quick and easy way to listen in on live conversations between pilots and air traffic controllers near many airports around the world. It lets you easily browse by U.S. state, Canadian province, or by country to find an airport of interest.


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Scottish Disability Sport
Who are we?
Scottish Disability Sport (SDS) is the Scottish governing and co-coordinating body of all sports for people of all ages and abilities with a physical, sensory or learning disability. SDS has the vision of leading the development of sport and physical recreation for disabled people in Scotland and contributing to UK and international initiatives.
How are we supporting GOGA?
We will be overseeing the programme delivery within the Scottish localities and supporting on programme wide development through the UK project steering group.


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What is an NDXN System?
NXDN is an open standard Common Air Interface (CAI) technical protocol for mobile communications. It was developed jointly by Icom Incorporated and Kenwood Corporation.
NXDN is implemented by Icom in their IDAS system [1] and by Kenwood as NEXEDGE both Kenwood and Icom now offers dual-standard equipment which supports the European dPMR standard.
Technical Features of NDXN:
NXDN uses Frequency-Division, Multiple-Access (FDMA) technology in which different communication streams are separated by frequency and run concurrently. Time-Division, Multiple-Access (TDMA) systems combine the communications streams into a single stream in which information from the different streams is transmitted in interleaved time allocations or "slots." Code-Division, Multiple-Access (CDMA) systems allow many users to share a common spectrum allocation by using spread-spectrum techniques.
The basic NXDN channel is digital and can be either 12.5 kHz or 6.25 kHz wide. 6.25 kHz dual-channel systems can be configured to fit within a 12.5 kHz channel. This effectively doubles the spectrum efficiency compared to an analog FM system occupying a 12.5 kHz channel. The architecture of NXDN is such that two NXDN channels, within a 12.5 kHz channel for example, can be allocated as voice/voice, voice/data, or data/data. As of 2012, this capability cannot be implemented in commercially available hardware on simplex or "talkaround" frequencies, but only through repeaters.
Systems that use NXDN also support mixed analog FM and digital NXDN equipment, including direct radio-to-radio communications. This allows system owners to migrate to a narrowband, digital system without replacing the entire system at once. NXDN equipment is currently FCC type-accepted for use on VHF (137-174 MHz) and UHF (406-512 MHz) bands.
Data is transmitted using 4-level frequency-shift keying (FSK) modulation. NXDN uses the AMBE+2 vocoder (codec) for digital audio. This combination provides better weak-signal voice quality than for analog FM. For an equivalent transmitter power, NXDN is represented as having a wider range and slightly better multi-path characteristics than analog FM in typical RF environments, specifically at the 12 dB SINAD threshold. The transmission bit rate is 4,800 bit/s.
The following FCC emission designators apply to NXDN transmissions:
8K30F1E 12.5 kHz single channel digital voice
8K30F1D 12.5 kHz single channel digital data
8K30F1W 12.5 kHz single channel digital voice and data
4K00F1E 6.25 kHz single channel digital voice
4K00F1D 6.25 kHz single channel digital data
4K00F1W 6.25 kHz single channel digital voice and data
4K00F2D 6.25 kHz single channel analog CW ID


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Music: Live In Leith returns to shine spotlight on more stars of the the future
Let us know what you think and join the conversation at the bottom of this article
The two-day event this Saturday and Sunday, November 6th and 7th, returns after its inaugural season earlier this year with intimate performances from two of Scottish music's rising stars, streamed live from the historic theatre on Ferry Road.
Streaming on Dice.FM, Live in Leith returns to shine a spotlight on two of Scotland's rising stars at what is an important time in their careers.
Hide AdAdvertisement
Hide AdThe performers in question are singer/songwriter and Scottish Album of the Year nominee, Lizzie Reid, and Wester Hailes' band LOTOS/Last of The Old School who recently featured in a BBC Scotland documentary and are one of the key voices in Scottish rap.
Each of the artistes will play a 20 minute set composed of current and new numbers followed by a get-to-know-you interview with host, Vic Galloway.
The concerts and interviews will be streamed from Leith Theatre's Female Chorus Room, a green room used for major productions in the venue. A very special space, it has remained largely untouched since its 1961 refurbishment.
Chief Executive of the Leith Theatre Trust, Lynn Morrison, says, "Scotland is awash with so much fresh talent at the moment and it's such a joy to have two artists who are at the forefront performing for Live in Leith.
Hide AdAdvertisement
Hide Ad"To continue to shine a spotlight and showcase the country's burgeoning talent base is a key priority for us and allows us to support the sector and project a cultural voice while we realise the venue's business future."
Programme curator and coordinator, Callum Jones adds, "These streams are not to be missed. The recordings are up close and personal with two of Scotland's brightest talents. I am in no doubt, these acts will come back and headline our main stage as well as many other famous venues across the country."
Leith Theatre established itself as a integral part of Edinburgh's evolving live music infrastructure after the Covid-19 pandemic forced it to close its doors to the public in March 2020.
During that hiatus, with the main auditorium unable to hold its usual 1500-strong audience, the space was transformed into a highly sought-after filming location for bands and saw the likes of Teenage Fanclub and The Snuts shoot their videos in the venue.
Hide AdAdvertisement
Hide AdApril this year then saw the launch of Live In Leith, the venue's in-house production of live music broadcasts featuring emerging Scottish talent.
Previous acts to play Live in Leith include Connor Fyffe, Retro Video Club, Nova, Ransom FA, Lucia and the Best Boys and The Ninth Wave.
Leith Theatre first established itself as a concert venue in the 1970s when it welcomed such legendary acts as AC/DC, Thin Lizzy, Dr. Feelgood, Kraftwerk, and even The Wombles to Edinburgh's port.
Tickets for this weekend's gigs are available on a Pay What You Want scale from https://dice.fm/venue/leith-theatre-6qp8 with viewers getting an access all areas pass for the concert streams.


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It may seem an unlikely partnership, but this pairing is making a difference in the world of education. BBVA Compass and KIPP Houston Public Schools cut the ribbon this month on the charter school system's newest campus: the BBVA Compass Opportunity Campus, home of KIPP NEXUS Primary School and KIPP NEXUS Middle School in northwest Houston.
The campus, which welcomed its inaugural classes in the fall, is the first KIPP campus nationwide to share its name with a corporate investor. The new campus provides hundreds of seats in KIPP Houston, which currently has a waiting list of over 10,000.


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School is getting closer and closer and I'm getting nervous. We will be distance learning for the first time because there isn't a snowballs chance in hell that I would put my kids in a classroom right now. I know it's the right thing to do but I'm questioning whether I'm the right person for the job. Unfortunately, I'm the only person for the job, so I don't really have a choice.
Everyone is stressed out and lockdown is continuing to take its toll.
The house setup is not really conducive to distance learning and I'm not sure what I'm going to do yet.
Using the dining room table is probably the easiest solution but the boys may end up distracting each other if I don't separate them. Ideally, they'd be in separate rooms but there's not really a great deal of space for that.
What I'm currently thinking is that one of them can work in the dining room and the other in their bedroom.
I've seen pictures of kids distance learning and they're just chilling in a big beanbag chair, on their laptop doing school work. Maybe that's an idea or maybe it's just something meant to make parents feel more comfortable about taking this on. I like the image in my head but the kid in the picture appears to be super cooperative and excited about learning. I'm not sure my kids fall into that category. I know it's just a picture but it would be nice if that turns out to be the reality.
The bottomline is that this is going to present a great many challenges, many I haven't even thought of yet. Most parents I've spoken to are feeling much the same way because it's their first time as well.
In the coming weeks, I'm having some podcast episodes that will focus on this topic. There are some really interesting ideas out there and while I don't necessarily think they are all a good fit for my family, they could be for yours.
Anyway, on a side note, we have several mystery packages showing up today. These are deliveries that I have nothing to do with. Companies send stuff all the time but there's literally 70 lbs worth of stuff showing up via FedEx and I have no idea what it is. All I know is each box weighs about 35lbs and there's two of them.
My current theory is textbooks. Elliott recieved a textbook a few weeks back and Emmett received a bunch of supplies last week. I would assume more is coming before school starts. Either way, we'll know for sure in a few hours.
I really need to get my head in the game and prepare myself for whatever is coming my way.


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Realsense hand-eye calibration - best practise?
what is a good way to do eye-to-hand calibration with a RealSense D435 between the fixed camera and a robot arm (e.g. UR)? I have used the easy_handeye package to calibrate the RGB camera to the robot base, but the result is consistently off by a few cm.
Is it better to calibrate against the IR camera? Is the factory intrinsic calibration of the RealSense typically sufficient?
Best Regards!
Which calibration object you are using... Chessboard or aruca tag ??


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In 1979, our company has been operating in the forest products sector with the trade of chipboard and wood veneer. Since 1998, the company has been producing semi-finished products and auxiliary materials to furniture manufacturers. Today we are producing in a 8000 m2 closed area in our own factory.
With the experience and knowledge we gained in the years that we have spent, we have begun painting our doors with our new investment in 2010 with UV Lack technology.
Makspanel,which has been in High Gloss/Acrylic sector since 2017, will bring different dimension to the places you design with its quality and color and it will dazzle with its brilliance.
Our mission is to be open to the innovation in the furniture and decoration industry, to be creative, quality production to meet you with the most appropriate price and condition. And to contribute to employement and always take the flag of the leadership are step further.
Our vision is to ensure that our products are the first preferred products by the users without deviating from the costumer satisfaction with our quality and superior service understanding.And to become a well known and highly trusted brand.


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C. C. Cohen Building - Paducah KY Real Haunted Place
- 103 Market House Sq.
- Paducah, KY
- Average Review
- (2 reviews)
- Listing Categories
- Real Haunted Restaurants & Bars
- Open To Public
- Yes - Open To Public
- Share Your Experiences
This restaurant closed around 2010 and is now called Shandies. The building is believed to be haunted by the spirit of Stella Cohen Peine, the last member of the Cohen family who died in her upstairs apartment. Eerie occurrences here include chairs that move on their own, salt and pepper shakers that fall over, lights flicker, and movements appear in reflections. Some say that pictures taken outside the building sometimes show a woman peeking out of an upstairs window, although that room is only used for storage.
Mouse over photos to see photo credits.
Nearby Real Haunts
- Happy Hollow Rd19.0 miles away
- Baker Hollow Road Cemetery39.5 miles away
- Wynn Cemetery47.4 miles away
- Lick Creek Cemetery52.0 miles away
- Grapevine Cemetery63.3 miles away
- 107-1/2 East Main Cross78.5 miles away
Get Directions
View Larger Map
Recently Shared Experiences & Comments
Share Your ExperiencesGreat paranormal location!
I'm a paranormal researcher, and my crew and I were fortunate to have been allowed inside the property to hunt! Captured lots of great EVPs and had lots of interesting experiences!
Posted 4/29/202 out of 2 found this review helpful
Was told to go to a different restaurant. But ended up here. Couldn't be more pleased. Waitress was informant and extremely pleasant. Food was very good. Will definitely return.
Posted 12/15/191 out of 2 found this review helpful
Share Your Experience or Comments - C. C. Cohen Building
Real Haunt Listing Info
Visitors to this page: 5,009
Last edit to this listing: 4/28/2017 (2503 days ago)
Disclaimer: Kentucky Haunted Houses does not endorse or support trespassing to visit real haunts. Before you visit ANY local real haunt, make sure to acquire the appropriate permits and/or permissions, and be respectful of privately owned properties. Countless Haunt Hunters have been arrested, ticketed, and reprimanded by the authorities for trespassing. To avoid this, be sure to get in touch with the property owners before visiting a haunt, and respect their hours of operation, local regulations, and rules for visiting at all times. Happy haunting!
All information on this page was submitted to Kentucky Haunted Houses and was believed to be accurate at the time it was posted. Please report any inaccuracies here.


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the evenings - louder in the dark ep
how on earth did i miss this one !
languishing in the promo mountain for far too long, a nudge from the label boss made me dig this out and try this, after days of believing that there was nothing in the pile that would bring joy and elation to my inner being.
to summarise : 4 tracks of genre busting ideas that sound far too good and special to be missed.
hip hop beats, fuzzed up guitars, electronica techno, ear blistering noise and just when you think you cant handle the truth, a fucking wonderfully dark-n-nasty bass noise distresses your soundsystem to great effect. and that's just the first 30 seconds of the opening track, 'fizzy piss', nice title. then to follow this hardcore 4 minutes, the band then drop one of the most melodic songs i have heard in ages, 'i didn't remember'. built around a repeated vocal loop sung by all of the band in intermingling fashion (like you did on recorder for 'londons burning' all those years ago at school - when learning the theory of a round ??) - highly addictive and very very good.
third track, 'paste', has a rock solid beat keeping the action tight, while all manner of aural madness is let loose in the surroundings, cheeky analogue noises pervade the airspace like someone remembering bentley rhythm ace in far more detail that they should, before the beat begins to glam up proceedings and a chunky guitar type noise makes the rock heads happy. fantastic stuff, simple as that, that's not to be taken too seriously.
thankfully, the energy levels are slowed down to a pleasant level for the ep closer, 'chicken & king'. a little bit of trip hopped out beats and echoed acoustic guitars never hurt anyone, especially when they are joined by more off the wall synthetic extras, and an extended freak guitar solo timewarped in from from a 1973 prog studio takeout.
all of which makes the 17.5 minutes contained within this debut ep seem like the best way to start off a hopefully eventful recording career.


text:
Many people swear that they would love to work at home. I often ask them if they are capable of working at home. Then I get the blank stare. Ask yourself these questions.
Are you financially secure enough to live & eat for at least 6 months?
Businesses don't grow overnight without a lot of prep work, so plan on eating away at your savings while building your business, getting established and working.
Do you have the equipment necessary to run your business?
Bare minimum, you are going to need a computer and internet connection. I modestly stocked office will also include a printer, scanner, telephone (secondary lines and toll free numbers are optional), a fax machine (or internet faxing), business cards, a website, email, and so on. If you are currently working outside the office, what is in your current cubicle/office? Make a list and add those items to your inventory. Looking around my office, my largest asset (other than myself) is my laptop. Having said that, I also have an older HP printer/scanner/fax machine, an external HD for back ups, a single desk inbox, a stamp machine, and general office supplies like pens & pencils, paper, stapler & staples, paper clips, etc. I also use a monitor, keyboard and mouse, to be more like a "regular" computer.
Are you motivated in the house?
Many people simply cannot focus in their home. There are too many distractions – kids, TV, dishes, laundry, little to do's that add up to a lot of time spent not working. One way to reduce, if not eliminate these distractions is to make or convert one room of your home into an office. To read more about setting up your office space, check out this post. My vice? Summertime sun. I enjoy reading outside in the sun during the summer months, from 11:30 or so until 1:30. To offset that, I go to work extra early and work late to accommodate my eccentricities.
Many people really believe that if they simply are home with "all the free time in the world" that they can swing a business. That is absolutely untrue. You need to go to work at 8:00a just as if you were commuting. You need to get dressed, you need to act like you're going to work, you need to stay focused.
You can do it!
About Out of the Office Virtual Assistance:
At Out of the Office, we offer ideas and ways to increase your productivity, decrease your workload, and work more efficiently. We nurture a successful business relationship, while continuing to grow as your business partner. We are focused on streamlining your administration, social media planning and execution, and offering creative solutions for your business success.
Image credit: Working at Home by Michael Coghlan | CC BY-SA 2.0


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'Chaotic schedules, chaotic college services'
It's a simple fact: nobody can do consistently good work when their schedules aren't consistent. It's impossible to concentrate on the task at hand, or plan your work and your projects, when you don't know when you're going to be working or for how long.
"Part-time college support workers want to do the best work they can, but that's impossible when they can't count on their schedules," said OPSEU President Warren (Smokey) Thomas. "And this doesn't just hurt part-time support workers. It hurts full-time support workers. It hurts faculty. And it hurts students.
"Chaotic schedules lead to chaotic college services," Thomas said.
Fixing the scheduling system is important for part-time college support workers from campuses across the province.
"Throughout the organizing drive, scheduling problems was one of the issues we heard about over and over again," said bargaining chair Ted Claeys. "It's clearly a priority for our members. And so it's a priority for us at the bargaining table."
Claeys said the team will fight to ensure that part-time support workers:
- Receive their schedules well in advance of each semester
- Are scheduled to work the legal maximum of 24 hours per week that part-timers can work
- Are protected from the employer arbitrarily changing their schedule or hours of work at the last minute
Fairness in scheduling
Take a minute to watch Christopher Millado explain why scheduling language is important to achieve in this round of negotiations.
Please send us your stories
Each and every one of your stories help us build rationale that we can use in bargaining to prove to the Council that this language is necessary in our collective agreement. Please keep emailing us your personal stories to email@example.com. We read every one of them because they matter to us, and they truly help us at the table.
'Without warning, my hours were cut in half!'
I have been employed at an Ontario College for seven years. I absolutely LOVE my job. But like many part time employees, I am in constant fear of not having my contract renewed each semester.
Think about that: not knowing if you have a job in fourteen weeks is scary. And to have to go through it every semester is cruel.
When I do finally get a contract (which is often right at the very last minute), I feel a short sense of elation and relief that I can put food on the table for another few months
A few semesters ago, I accepted and signed my part-time support contract in good faith, accepting my hours gratefully, as always. Four weeks into the semester, I was told my hours would be reduced significantly. Overnight, with no warning or way to find alternative employment, my hours were cut in half!
It states in my contract that "hours may be reduced or increased subject to change". I didn't have any way to dispute what had happened to me. I didn't have a way to replace the income I had lost.
'Hopefully there is light at the end of the tunnel'
I have been dedicated to my college as a part-time employee. I have many years of experience and am damn good at what I do.
Over the years I have watched my hours be distributed to new staff and I have seen a lot of turnover in this process. Why is my loyalty to my job rubbed in my face and given to new staff who come and go when clearly I am dedicated and do my job efficiently and effectively.
But I struggle with depression and anxiety because I have dedicated years of my life to an institution that uses me when they see fit then throws me away when it benefits them.
I write this in hopes that someone can relate and know they are not alone in this battle to treat part-time employees fairly. Keep your head up hopefully there is light at the end of the tunnel.
Top 5 reasons everybody wins when scheduling is fair
They say that time is money. So when the employer cuts your schedule, they're also cutting your pay.
"When the employer takes away your hours, they're essentially taking money out of your pocket," said Janice Hagan, College Support Sector Chair. "That's money that you'd probably been counting on to pay your rent or buy your groceries."
But money isn't the only reason scheduling is important to part-time college support workers and the students who depend on them. Here are the Top 5 reasons why it's time for the College Council to fix the scheduling system:
- Fair scheduling improves morale which in turn improves productivity.
- Improved scheduling can offer greater consistency of services for students, leading to increased student success.
- Just because somebody works part-time, doesn't mean that they have more "free time."
- Life takes planning, especially for part-timers because many of them have to hold other part-time jobs to make ends meet.
- Unfair scheduling deprives employees of a healthy work-life balance.
Are you a student part-time support worker? We need your input!
College students make up a large number of the colleges' part-time support workers. If you're one of them, your bargaining team needs to hear from you!
"As students, we're trying to juggle work and study," says bargaining team member Duncan McFarlane, who works at, and is a student at, Algonquin College in Ottawa. "It means that we have concerns and needs that are unique."
To fully understand those concerns and needs, the bargaining team has created a short online survey for college students who are also part-time college support workers. The survey is just seven questions long and will be open until midnight Tuesday, June 26.
"Completing this survey will take less than five minutes of your time," said McFarlane, "but it will help us bargain language for you that we hope make a real difference to your entire college career."
If you're a college student who is a part-time College Support worker, please click here to fill out our short survey.
Your bargaining team
Ted Claeys, Local 124 at Lambton College, Chair
Duncan McFarlane, Local 416 at Algonquin College, Vice-chair
Jennifer Ayotte, Local 656 at Cambrian College
Christopher Millado, Local 557 at George Brown College
Connie Collins, Local 137 at St. Clair College
Janice Hagan, Local 561 at Seneca College, College Support Sector Chair
For more information, visit www.opseu.org
Join our Facebook page: https://www.facebook.com/CollegeSupportPT/
Follow us on Twitter: @CAATSupport_PT #PTchange
Please email your bargaining team at email@example.com if you have any questions or concerns. We are happy to answer you.
Approved for distribution by Warren (Smokey) Thomas,
President of the Ontario Public Service Employees Union
Write to us at firstname.lastname@example.com with your questions, concerns, and stories from the workplace. We read everything you send, and everything you send is helpful!


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The new Cypriot anti-money laundering rules and the U.S. sanctions against Russia ad its high-profile citizens, are having their impact by driving money away from the Cypriot haven.
"Russians are downsizing in Cyprus," said Kyriakos Iordanou, general manager of the Institute of Certified Public Accountants of Cyprus, whose members have clients from the country.
Looking Elsewhere
Russian-related business in Cyprus generated gross income of around 2.2 billion euros in 2017, about 11 percent of economic output, down from an estimated peak of about 14 percent in 2012, according to Fiona Mullen, director of Nicosia-based Sapienta Economics Ltd.
"Tourism is now bigger than banking, so what you see is a slightly different mix of Russians," she said. "There is still the old money, but you also see a lot of regular middle-class Russians just coming for a holiday."


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School of Education Welcomes New Faculty
The School of Education is excited to welcome Dr. Colette N. Cann, department of international and multicultural education, Dr. Alejandro Covarrubias, department of leadership studies, and Dr. Farima Pour-Khorshid, department of teacher education, as new faculty to the School. Learn more about their work, and what excites them about joining the School of Education.
Dr. Colette N. Cann earned her BA from Stanford University and completed both her MA and PhD at the Graduate School of Education at UC Berkeley. Prior to coming to USF, she worked as a math teacher, academic advisor and coordinator for youth programs at the middle and high school levels and supervised and taught in UC Berkeley's Principal Leadership Institute. Most recently, she comes to USF after ten years at Vassar College as an Associate Professor of Africana Studies and Education. In addition to teaching at Vassar, she was also the chair of the Education Department, Class Advisor to the class of 2019, a house fellow in a residence hall and director of Exploring Transfer (a program that supports community college students' aspirations to transfer to four-year institutions). She worked with students over the past four years to establish the RISE Center for Racial Justice. RISE's most recent initiative focused on working with teachers to increase their racial literacy.
Professor Cann writes and teaches in the areas of critical race theory, community-college partnerships, intergroup dialogue in higher education, and racial identity development and racism in higher education. Her work has been published in journals such as Urban Education, Journal of Peace Education, Qualitative Inquiry, Cultural Studies – Critical Methodologies, Journal of Transformative Leadership and Policy Studies, and Mentoring and Tutoring Journal and she has authored books and been invited to write for edited volumes published by Teachers College Press and IAP. Her forthcoming co-authored books, Academic Activism, will be released by Myers Press in 2019.
Says Cann, "I am truly excited to join a team of students, staff and faculty so passionate about building a community that can sustain us as we strive to make change in the world. I am inspired by their work and humbled to now be considered a member of this active/activist community."
Dr. Alejandro Covarrubias, Department of Leadership Studies, has over a decade of experience as a student affairs practitioner working on four different campuses across the country. He spent six years working in the University of San Francisco's Cultural Centers and served as one the of co-directors of the centers for two-and-a-half years. He also has eight years of experience as a social justice and equity consultant for higher education institutions like UC Berkeley, San Jose State University, Northwestern University and Colorado State University. Covarrubias also serves as faculty for the Social Justice Training Institute (SJTI.org), a week long racial justice immersion program for higher educational professionals.
Covarrubias earned his EdD in international and multicultural education with an emphasis in human rights education at the University of San Francisco. His research interests include exploring the experiences of men of color in higher education from a social justice framework; men's engagement in sexual violence prevention education; equity based supervision across multiple social identities; and the use of participatory action research and other critical qualitative methodologies with marginalized communities in higher education.
Says Covarrubias, "I am most excited about the opportunity to continue to work with students who are committed to creating more access and equity through education. I hope to challenge students to think more critically about the institutions they work in and to empower students to fully embrace their awareness, knowledge and skills to create change through their work and through their scholarship. I am also excited about the opportunity to work with such amazing colleagues who embody what is means to fight for justice and be community engaged scholars."
Dr. Farima Pour-Khorshid is a proud Bay Area educator-organizer-scholar. After teaching at the elementary level for over a decade in the Hayward Unified School District, as well as teaching university courses, supervising pre-service teachers, and facilitating teacher development throughout Nicaragua where her mother's family emigrated from, she is now an assistant professor and teacher supervisor at the University of San Francisco. She holds leadership roles with San Francisco's Teachers 4 Social Justice (www.T4SJ.org), the People's Education Movement-Bay Area, the national Education for Liberation Network (www.edliberation.org) and the Radical Healing Summit at Flourish Agenda. Her research interests and areas of expertise include grassroots social justice teacher organizing, critical professional development, critical racial affinity groups and radical healing approaches to support educators within the field.
Says Pour-Khorshid, "I'm really excited to continue building in solidarity with USF this year. I've been so blessed to have had the opportunity to collaborate with the School of Education for the past five years and the relationships that I've developed with faculty and students have played a significant role in making me a better human being. I also hope to continue building bridges between my local and national grassroots teacher organizing work, my international commitments to teacher professional development throughout Nicaragua and my teacher education work at USF. There was a time in my life when I thought going to college was an unattainable feat so I am humbled and honored to be a first generation college graduate and professor and I will continue aspiring to manifest all of my ancestors' wildest dreams. I am overwhelmed with gratitude to work at a university whose mission and vision so deeply aligns with my existential purpose in this life."


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Have you been scouring the web in search of information on Copy The Millionaire?
Wondering what this system is and whether or not it's another scam?
If you have landed on this review, then you likely have questions about this system.
Perhaps, you're on the fence about joining but need to get some of your questions answered first.
Kudos to you for doing your due diligence!!
By doing so, you'll avoid handing your credit card over to a potential con artist.
Whatever your case may be, it's great to have you here.
Within the following review, I'll be showing you guys what this is and how everything works.
Furthermore, I'll also be going into detail about what you'll be doing once you join.
Additionally, I'll be showing you how much of your hard earned money is needed to make this work for you.
Sound good?
Let's get right into things, today!!
Copy The Millionaire Review 2021
Name: Copy The Millionaire |
Owner: Jeff Lerner |
Type Of Work: Recruiting |
Price To Join $39+ Upsells. |
Recommended: No |
Overall Product Rating: 1 out of 5 Stars |
Jeff Lerner claims to have developed a done for you system that makes money on autopilot.
Additionally, he goes on to say that you'll make your first $5K in your first week.
Not only is this not possible, it's also not realistic.
Jeff also claims to have laid out the 6 steps within his "Copy The Millionaire Course"
However, after examining his course I discovered this is another recruiting scheme aimed at taking your money.
If you've contemplated signing up for this course but were hesitant, it's highly imperative you finish reading this review.
I'll reveal everything you need to know about the copy the millionaire program before joining,
Sound Good?
Let's continue moving forward.
What Is Copy The Millionaire?
Copy The Millionaire is yet another low quality system created by Jeff Lerner.
Jeff claims that by only going through his course and applying his techniques, you'll make $5k your first week.
If you've managed to make it through to the end of his incredibly boring sales video, consider yourself lucky.
While he claims you'll gain access to a completely done for you income system, this couldn't be further from the truth.
After doing a great amount of research on this system, I discovered this is a funnel to his higher ticket programs.
This includes but is not limited to the following:
- Six Steps To Freedom
- Ultimate Laptop Lifestyle
- Profit Countdown
- 7 Figure Dream Life
- Coffeeshop Lifestyle Secret
- Freedom Shortcut
I have reviewed each one of these systems on previous websites that I've run in the past.
Therefore, I know from first hand experience how they work.
Additionally, I know that the only one making money here is Jeff.
What will you get if you were to join?
That's what we're about to find out in the next section, so I encourage you to continue reading.
How It Works
Because recruiting is the name of the game, you'll need to pay if you want to play in Jeff's playground.
What I mean by this is, if you want to make the big bucks, you'll need to invest several thousand into this system to unlock the resell rights.
The "so called" step by step training that you supposedly gain access to within the member's area,.
You'll then be shown how to market this scheme to the next person.
Therefore, for you to make your first dime with this system, you'll need to be good at recruiting.
Not good at recruiting?
I'm sorry to break it to you.
This program won't work for you.
Also, once you pay the $39 fee, you'll be directed to Jeff's higher ticket program(s) almost immediately afterward.
Tired of scams like this one?
Check out the program that helped me go from unemployed to self employed in under a year.
Copy The Millionaire Targeted Audience
According to Jeff, you don't need any technical skills or business experience to make money with this system.
It doesn't matter if you're a stay at home mom or a college student struggling to pay for classes.
Jeff claims that ANYONE can make money with his course.
While this statement may be partially true, a newbie can't come here & plugin to Jeffs's system & expect to earn $5,000 in the first week.
I'm sorry, but it doesn't work like that!!
However, if you have experience recruiting with other programs & have been successful, this could possibly be a good fit for you.
Also, if you have a pretty decent budget and have recruited people into similar programs, you may want to try your hand at this.
(Even though I don't recommend it)
Training & Tools
Once you land in the member's area you'll gain access to the core training.
This includes a few short videos from Jeff introducing himself welcoming you to his copy of the millionaire system.
You'll also gain access to the PDF versions of this as well for those of you who learn better by reading.
Within this so called training, you'll learn 3 of the most profitable business models Jeff has used to make over 8 million dollars in under a year.
Pretty impressive, right?
Not hardly!!
Also, depending on who you join through, you'll receive a handful of bonuses.
Furthermore, you'll also gain 1 on 1 access to Jeff's business advisors.
At first, I thought Ahh, this was pretty sweet.
However, it didn't take me long to figure out this was a marketing tactic used to open your wallet once again.
How you may ask?
In reality, these "business advisors" are sales reps that call you up & try to get you to upgrade your account to earn higher commissions.
Also, you'll gain access to a few custom autoresponder templates and a few opt-in forms as well.
Other than this, I wasn't able to find any valuable training here to justify paying $39 for this system.
The True Price You'll Pay
Like I said earlier, depending on which sales funnel you go through will determine the true price you'll pay.
Therefore, the price you'll pay for this system varies from 1 person to the next.
With that being said, the minimum you'll pay to access the member's area is $39.
However, after researching other people's experiences, I found out that they also were given a $1 trial to test this out for 7 days.
In the long run, you'll end up paying the same price!!
Consequently, this doesn't include the high ticket commissions you hear so much about when watching the sales video.
Additionally, to gain access to these, you'll need to purchase them separately.
Also, Jeff seems to promote quite a few Ponzi schemes & downright scams within the back office.
One of them, in particular, was MOBE which is no longer in existence as the FTC shuts them down.
Up until this point Jeff promoted MOBE & Digital Altitude (Another high ticket pyramid scheme) pretty religiously.
Furthermore, if you aren't careful that $1 or $39 you paid to initially join could turn into several thousand in no time if you aren't careful.
Is Copy The Millionaire A Scam?
While I wouldn't call this a downright scam as you do get some type of training.
However, this has got to be as borderline as you can get.
Due to the fact, that the backend is filled with many high ticket & in some cases downright scams, this isn't something I would feel comfortable recommending to anyone.
(Especially newbies just getting started online)
For years I played the recruiting game & invested several thousands of my hard earned money into programs similar to this one with NO luck.
It wasn't until I found the right program, that I was able to figure out how this online thing works & make some money with it.
Copy The Millionaire Alternative
Contrary to what Jeff has told you within the sales video, building a business takes lots of time & hard work.
You won't become the next Overnight Millionaire shortly after you join the club.
On the contrary, you'll need to put in a ton of hard work and be willing to learn a new skill.
Also, there is no automated system that will do all the work for you.
This is going to require lots of hard work, a gameplan, & the right training to become successful.
If you're sick of recruiting schemes like this one, you may want to consider Wealthy Affiliate as a better alternative.
This is the place that has shown me how to build a business online that has enabled me to go from unemployed to self employed in under a year.
If you're tired of failing to make money online & you would like to turn things around, I would encourage you to give them a try.
What have you got to lose?
Anyway, I hope this Copy The Millionaire Review has opened your eyes and answered your many questions.
Additionally, I hope you were able to determine what is copy the millionaire after reading this review.
Hopefully, you now have a clear understanding of what this program is to run the other way.
Questions, comments, or something you would like to add?
Perhaps you're a current or previous member with a story to tell?
I'd love to hear all about it & answer any questions you may have in the comments below.
Until Next Time
~Your Friend, Scott~
Other scams you'll need to watch out for as well