text:
Cash Loans Sydney and Personal Loans Sydney
Apply For Quick Cash Loans in Minutes. We'll Do The Rest
Trusted By Thousands Of Aussies Every Month
Trusted By Thousands Of Aussies Every Month
What are Cash loans and Personal loans in Sydney?
In need of finding payday loans in Sydney or want to know more about cash loans in Sydney?
Cash loans and Payday Loans in Sydney actually do not exist anymore and are now replaced by small amounts of credit contracts or SACC's in 2013 when the Australian federal government introduced new legislation however the term payday loans is still very much used across Sydney and from a Google search perspective.
SACC's Payday loans are loans up to the amount of $2000 and have a cap on the amount of interest that can be charged by a lender. Be aware in most cases there is generally an establishment fee. Before taking out Payday loans that incur interest and other associated costs you should see if you are eligible for low-interest or interest-free loans.
With so many options online to find payday loans, it can be very confusing to find out which payday loan is right for you. Which lender is best? Which lender is reputable? And finally, understanding if the loan offered is right for you.
Thankfully CashPal offers payday loans, and same day loans in Sydney and takes the hassle and time-wasting out of the process. CashPal has a large panel of payday loan lenders across Australia to match you with the right lender.
Do You Want to apply for Cash Loans or Payday loans with bad credit?
Bad credit certainly doesn't help you get a loan easier of course however it doesn't make it impossible either, all loan applications are different and every circumstance are not the same and this is exactly why the good lenders we work with will factor in all information for every loan application
Frequently Asked Questions About Cash Loans in Sydney
What Do Cash Loans Cost?
The cost of your cash loan will depend on the lender we match you with. Most of our lenders can be flexible with the fees and costs associated with their loans. However, this is at the discretion of the lender themselves.
If your application is approved by a lender, remember to read your loan contract thoroughly, as it will contain all relevant costs.
Does CashPal Provide Centrelink Loans?
CashPal does not provide loans for or on behalf of Centrelink and has no relation to Centrelink whatsoever. Some of the lenders that CashPal work with might be able to find a loan if you are receiving Centrelink as a form of income.
You can still apply for a payday loan through CashPal, even if you are receiving Centrelink payments. If Centrelink payments are the main source of your income, our lenders will assess your application just like any other application. As long as you fulfil the list of CashPal's eligibility requirements, you can apply for a loan through CashPal, even when you are receiving Centrelink payments. Here is a list of Cashpal's eligibility requirements that you need to fulfil to be able to apply:
How do payday loan applications work?
To apply with our lender-finding service, head over to our application form. It's 100% online and should only take a few minutes. You can also make use of our loan calculator to get an idea of what your loan might look like. Simply adjust the slider to select the amount you would like to borrow, and the repayment period you'd prefer. However, keep in mind that these are just examples.
Once you've applied, we'll get to looking for a lender. We always aim to provide fast outcomes, so we'll do our best to inform you of the results of our search as quickly as possible. If we find a lender for you, we'll refer you to them and they will then conduct their own assessment of your loan application
Why would use a payday loan for?
Some common reasons to obtain payday loans are
- Car repair & car registration
- Unexpected bills
- Medical bills
- Weekend getaways
- Weddings
- Holidays
- Rental bond
- Home improvements
- Cosmetic surgery
- Dental
- White goods
What documents do I need for a payday loan?
We only manage your application for our lender-finding service and searching for a lender for you. During that process, we will access a read-only copy of your bank statements in order to find a lender. If you are receiving Centrelink payments, your lender may also require you to access your myGov account to verify this.
Since we only handle the initial application and lender-finding, we won't need you to submit any supporting documentation to us. You might need to supply your loan provider with copies of bank statements, payslips, and/or bills, for example. They'll be looking to confirm both your identity and your personal circumstances. The requirements may differ from lender to lender, so it's probably best to wait for if we find a provider for you, then check what their requirements are.
CashPal only handles the initial application and provide you with effective lender-finding service. Therefore, CashPal does not require you to submit any supporting documents to us other than a read-only copy of your bank statements and identification. This document is required in order to find you a suitable lender. However, please note that your lender might require you to provide supporting documents to help support your case for a loan. Lenders will be looking to confirm your identity and your personal circumstances to look at the options on how to help you with a loan.
Your lender might need several supporting documents, including copies of bank statements, payslips, and/or bills. If you are receiving Centrelink payments, your lender might ask you to verify your myGov account by accessing it. However, please keep in mind that this is up to the lender what documents he requires from you as CashPal only manages your application for our lending-finding service. The documents and other requirements might differ from lender to lender, so we advise you to wait until we find the most suitable lender for you, before checking what requirements you need to provide them with.
No matter what your financial issues are, we are here to help you find the perfect lender who will suit your needs. Feel free to contact our team at CashPal for further information regarding this matter or even for consultations regarding loans. You can reach us by filling out the contact us form online from our website, or you can send us an email.
Are you going to call my boss when I apply for cash loans or payday loan?
We will not. However, your lender could do a quick employment check. Not to worry! Our partner lenders employ well-trained operators who would never disclose any personal information about you or your application to your employer.
CashPal will not disclose any information regarding you or your application to any of your employers. However, your lender can do a quick employment check. We hold high our privacy and security policy and therefore all of our customer's private information will be kept private and secure. You have our word for it!
Here at CashPal, we believe that privacy is one of the most important aspects of a person. Keeping your private information safe is part of our policy, but not only do we do it because it is our policy, but because it is also part of our belief to do so. It is your choice whether you think it's best to have your employer know or not. We believe that it should be you and only you that should be able to disclose any of your own personal information to anyone.
We know that you are looking for lenders who are trustworthy and therefore can keep your private information safe. When you use CashPal, your lenders will be able to do a quick employment check, but they will never do anything that might potentially harm your career. CashPal works with only the most trustworthy lenders that will ensure that your private information will not be disclosed to anyone, especially your employers.
We understand that giving your personal information is not something that should be treated lightly. We have the utmost respect for all of our customers and therefore, we guarantee to treat your private information in the most proper manner, which is to keep it safe and secure. CashPal believes that keeping your private information safe and secure is an important aspect of our service. We strive to only give the best of services, and by the best, we mean the BEST.
How do I apply for a Cash loan in Sydney?
We are 100% online, including our application process. All applications must be submitted via our mobile-friendly website. If you need to get in touch with us directly, you can do so by filling out a contact form or sending us an email.
Can I get a no credit check payday loan?
That will depend on your lender. Some of the lenders we deal with conduct credit checks, while others do not. Regardless, the lenders we can find won't typically reject you just for having a bad credit score.
If you're looking for no credit check personal loans – you're not alone. Many Aussies aren't all too proud of their credit score. The thing is, mistakes happen and sometimes life just gets in the way. At CashPal, we partner with a range of lenders that are down to earth and realistic. While most don't offer any credit check personal loans, many can still look past your credit score to find a suitable loan product. So, if you're concerned about bad credit – don't be! Your poor credit history no longer needs to hold you back. Keep reading to find out how we may be able to help you get the funding you need.
No credit check loans are basically just personal loans that are approved without conducting any form of credit score check. A credit check might convince a lender to give you a personal loan if your credit history is good. Yet, it will typically have the opposite effect if it's bad.
CashPal partners with responsible lenders. As a result, most will conduct credit score checks on loan applications. Lenders are likely to check an applicant's credit score in order to ensure they are lending cash responsibly. Ultimately, every lender is different so you may be able to find no credit check personal loans. However, we can't promise we'll be able to find you online personal loans with no credit check.
That said, the lenders we find may not typically reject applicants just for having a bad credit score. In most cases, lenders will be sure to try and give you what you need, as best as they can.
When can I apply for a small personal loan?
Applications for a payday loan can be submitted any time via our website online application, but we only process applications during regular business hours.
Our hours are:
Monday to Thursday – 8 am to 6 pm
Friday – 8 am to 4 pm EST.
If you apply or contact us outside of business hours, we will respond the next business day.
What do payday loans cost?
The costs of payday loans will depend on the lender. We encourage our lenders to be open about the fees and costs associated with their loans. Unless otherwise laid out by your lender, you can expect to pay something like this: Once you have filled out the Cash Pal application form, we will immediately find you a suitable lender.
Once you've accepted the offer from the lender, you can discuss further with your lender about the amount, when you can get the money, and your loan repayments. When you can get your money will depend on your chosen lender. If you have different banks, it typically takes longer to process. Consult and discuss with your lender on how fast you can get the money, especially if you need it immediately. Our lenders will try their best to lend you money as soon as possible.
You can apply for a loan from CashPal by filling in and submitting your application online via our mobile-friendly website. The application process is simple, and you can contact us if you need assistance on filling in the form. We will guide and help you every step along the way. If you want to reach out to us directly, you can fill out the contact us form online or send us an email. Be sure to fill out the application as soon as you need it!
How do I pay my Cash loan back?
It's important to pay back a personal loan on time so that you don't incur extra costs or have any defaults added to your credit record! Once your loan is approved, ask your lender to help you set up a direct debit schedule in line with your payday – the amount you need to repay and when you receive your monthly payments are important here.
When you have your loan approved by the lender, you can set up a direct debit schedule for your payday with your lender. Most lenders give you the options for how and when you pay back your loan, as long as you pay your repayments on time. However, the most important thing to keep in mind is to pay your loan repayments to your lenders on time. The amount and when your loans are due are important, so make sure you keep that in mind.
One of our main goals is to make sure that you make your payments on time to our lenders. The lender will ensure you are fully informed and can track due dates for payments. The lender, once you are approved will outline all the information you will need including dates you need to make your payments and guide you through every step along the way.
Please be aware that there are regulations over the payments of loans. If you do not pay your loans on time, you might have to incur extra costs or have defaults on your credit scores. These regulations are made to make sure that you make your payments on time. We believe you can complete the payment on the time you have set and we take that seriously. So, please make your payments on time, as the date you and your lender have decided.
For more information, you can contact us directly by filling out the contact us form online via our mobile-friendly website or by sending us an email. Our team at CashPal will be more than happy to help you with consultations and solutions for your financial problems
What interest, fees or charges are there with Cash loans?
There is a common misconception that loans from small lenders are full of lots of different fees that you have to keep track of. In fact, the costs offered by our partner lenders are quite straightforward. All of the specific costs of your loan will be outlined in your loan contract:
What happens if my payday loan payments bounce?
If you don't make a repayment, a dishonour fee is added to the balance of your loan. You should be able to find these fees outlined in your contract. Make sure you thoroughly read this document so that you know exactly what all the relevant fees are from the outset. If you think there's a chance that you'll miss a repayment, or if you're going to be paid late at all during your repayment period, make sure you let your lender know as soon as possible. If you do not make a repayment, generally a dishonour fee will be added to the balance of your loan. We encourage you to make repayments to your lender on time before any further actions will be taken. We advise you to thoroughly read the contract you have agreed upon with your lender so that you know exactly the costs and fees associated with the loan.
However, if you think you might not be able to make the repayments on time because your circumstances suddenly changed, contact your lender as soon as possible to find out if you are eligible to apply for Financial Hardship. We advise you to do this as soon as possible before your lender is forced to take any action towards this matter. Our lenders are generous and understanding; they will look to help you in the best way possible.
What happens if I stop making repayments on my Cash loan?
If you stop making your repayments, you run the risk of having your default listed on your credit file. This could have a severe effect on your credit history and stay there for up to 5 years. Your account could be passed on to an external debt collection agency – a final step for lenders. If your circumstances suddenly change, contact your lender to find out if you could apply for Financial Hardship.
Please make sure that you complete your repayments on time as you have agreed upon with your lenders. If you stop making repayments, you will run the risk of having a default listed on your credit records, which will be a consideration when you are applying for another loan. This could potentially have a severe effect on your credit history and will stay on your credit history for up to 5 years, which is definitely not a short amount of time. Your account will be potentially passed on to an external debt collection agency, which is the last resort for lenders.
We encourage you to make the repayments on time as you have agreed with your lender. However, if you think you might not be able to make the repayments on time because your circumstances suddenly changed, contact your lender as soon as possible to find out if you are eligible to apply for Financial Hardship. We advise you to do this as soon as possible before your lender is forced to take any action towards this matter.
CashPal is determined to help you and make sure that you make your repayments on time. No matter what your financial issues are, we are here to help you find the perfect lender who will only approve you if they believe after assessing your application that you have the ability to pay back your loan. You can count on us to give you the best lender-finding service in Sydney! Feel free to contact CashPal at any time by filling out the contact us form online or send an email to us.
What is Financial Hardship?
If you have a sudden change in circumstances and are unable to meet your financial commitments like bills, expenses and loan repayments, make sure you advise your loan provider.
If you are finding it hard to manage your finances, consult with an accredited financial adviser or visit www.moneysmart.gov.au.
Financial Hardship occurs when a person is facing difficulty paying repayments of your loans and therefore cannot pay on time. Financial Hardship often occurs because of two main reasons. The first reason could be that a change of circumstances occurred after you received a loan, in which at first you could originally afford. The other reason is that you could not afford to repay the loan when you first obtained it.
If you are facing a sudden change in circumstances and are unable to meet your financial commitments, including bills and loans, you should contact your lender as soon as possible and they will discuss with you what to do next. You have certain rights if your loan is covered by the credit law. However, if you are facing the latter reason, you should get legal financial advice immediately.
You can apply for Financial Hardship to your lender if you are facing a sudden change in circumstances. However, there are a few things worth considering when applying for Financial Hardship. You should be as sensible and reasonable as possible with your request. You should know what you can and cannot afford and commit to. The important thing is to not commit to any repayments that you cannot afford.
Can I get more than one Cash loan at a time?
This will depend on your circumstances and the lender. If you apply with our lender-finding service, we'll do our best to find a lender for you. Alternatively, you can contact your current loan provider directly to see what options you have available. CashPal cannot determine if you can get more than one loan at a time. Whether or not you are able to get more than one loan at a time, will be determined by the lender and your circumstances. What we mean by "your circumstances" is that you must be in the financial position where you will be able to pay your loans on time to be able to apply for more than one loan at a time.
Furthermore, you need to get approval from your lender to get more than one loan at a time. Our lenders are always willing to help you get the best deal possible. If the deal between you and the lender is suitable, you can go on and make another loan. However, if not, we'll try to find you another lender who will suit your needs. CashPal wants to help you with whatever financial problem you are facing and help you ease the burden by matching up the right lender when you need more than one loan at a time. We are here to help you by connecting you with our team of terrific lenders.
If you are looking to get more than one loan at a time, CashPal is determined to help you find and meet the right lender that will give you exactly what you need. You can use our lender-finding service to help you find the perfect lender for you. Alternatively, you can contact your loan provider to see what options are available for you. If your lender agrees and your circumstances are right, then you are more than eligible to get more than one loan at a time.
Can I apply for Cash loans if I am bankrupt?
If you are in a current or undischarged bankruptcy, we will not automatically count you out. Apply using the form above and we'll see if we can find a lender for you. If you are facing current or undischarged bankruptcy, we will not automatically count you out of our services. We understand that times are rough, and circumstances right now are not the most supportive, which is why we are determined to do our best to help you find the right lender who might be able to help you with your financial issues. We've all been through a low point in our lives, but sometimes all we need is just a little boost to start things off. We believe that everyone needs and deserves help, especially if they are facing bankruptcy. We believe that by helping you get the cash loan you need; you can kick things off to lead to a better life.
CashPal is a lender-finding service that is available in Sydney to help you find the right lender for you to borrow money from. Our lenders are generous and understanding; they are determined to help you in any way they could and in the most sensible way possible. Even when you are facing current or undischarged bankruptcy, we are determined to help you as best as possible by finding lenders who might be able to help you. As long as you fulfil the eligibility requirements that we have, you can apply for our services. We won't just leave you out there stranded without any help. We encourage you to be open with us and our lenders, as we are here to help you by understanding the whole scope of the situation, before deciding an outcome to your loan application.
What happens if I have a complaint?
We're not happy if you're not happy. If you have had a less than satisfactory experience using our service, please let us know. You can contact us using the form on our contact page.
We will get in touch with you quickly to see if we can resolve the issue. If you are still not satisfied with the outcome you can contact the Credit Ombudsmen Service Limited for an independent review.
You can contact the Credit Ombudsmen Service on 1800 138 422 or visit www.cio.com.au for more information.
What do I need to do to apply for a payday & Cash loans Sydney?
If we find a lender for you and they approve your Cash loans Sydney application, your primary responsibility is to ensure that you have sufficient funds in your account on withdrawal dates so that you can make your repayments. These dates can be set up in line with your payment and will be outlined in your loan contract.
If there will be insufficient funds in your account, get in touch with your lender quickly so you can potentially avoid further fees and charges.
As a borrower, CashPal lender finding service is simple, you just need to tell us what your requirements are for you to give a loan, what type of loans are you after and how long you wish to repay your loan back. After we have all that information required through our online application process, including confirming your identity and application, then you are good to go. Let us do our job by finding you the right lender, connecting you with a lender is what Cash Pal does. After connecting you with them and once approved, the lender will contact you and issue you a contract to ensure you are happy with the terms.
Our simple and easy to use online application form will guide you through all the information Cash Pal require to find a suitable lender. Once the lender contacts you, they may or may not require additional information. All applications are unique and our lenders will ensure they have all the necessary information before they require.


text:
Ask any European foodie living outside Europe what they miss the most back home, the answer is most likely to be "Cheese and the variety of dairy products". Ask any passionate foodie living in Europe what they love the most the answer is certainly going to be the same!
There are so many different types of yogurts, milk based puddings, yogurt based drinks, cream cheeses, soft cheeses and hard cheeses that the dairy section at the grocery stores makes one giddy. We truly are spoilt for choice.
There is one specific product that I have a special fondness towards – and that is quark. A smooth creamy creamy cheese readily available in Germany and very similar to the French fromage blanc or fromage frais.
Some of my friends think it's a "strange ingredient" but for those who have experienced quark will know that it works magic in all kinds of dishes from salad dressings to puddings, from sauces to cakes.
Today's post focuses on this amazing cheese and I will attempt to take the "strange" out of this ingredient for my readers and those friends ;-)
Quark literally means "curd" and is a fresh unripe cheese prepared similarly to cottage cheese. It is a low-fat curd cheese made from skimmed milk and soured with a starter culture to generate lactic acid from lactose. I am sure my Indian readers will see the similarities to our own paneer.
Quark comes in a range of fat levels from no fat, low-fat to 40 percent fat. You'll notice a visible difference between the low-fat and the 40 percent versions. Low-fat quark has a milky-white shade while quark with a higher fat content is slightly yellowish is color.
This soft cheese is made without the aid of rennet making it an acid set cheese. In Germany in is sold in plastic white tubs with the whey. The texture is very much similar to sour cream, just a little dryer and in its basic form has a fat content of 0.2 percent. Quark available with a higher fat content is often made by adding cream to it.
The eastern European version of quark is firmer as a small amount of rennet is added to the milk. The whey is removed by hanging the cheese in a cheesecloth and allowed to drip until the the whey has dripped off.
The German quark however is creamy and smooth and can be eaten plain or with nuts, herbs and garlic. It is tangy in flavor and thick in texture. Seventeen lbs of quark per person per year is consumed here is Germany and you'll find it being used in several ways like for soufflés, as dips and for the famous German quark kuchen - German cheesecake.
I often use quark in my recipes and promptly get emails or comments asking me what quark is. Living in Germany I have never found the need to make my own quark, but I too was curious about my favorite kitchen helper. So, I decided to make my own quark at home. To help me start off I turned to Tom's grandma, who has been making her own quark for decades and at the age of 86 she still makes the meanest quark cheesecake with homemade quark. The quark I made at home was nothing compared to the commercial stuff. It was more intensive and creamier than anything I have ever bought.
I do not think I can go back to store bought quark again!
The quark recipe below is the one I got from Tom's grandmother. It is uncomplicated to prepare, just takes a bit of time. The oven does most of the work and you are rewarded with a wonderfully tangy and flavorful creamy cheese.
Homemade Quark
Printable version of recipe here.3.5 liters buttermilk
Pre-heat the oven to approx. 65 degrees C.
Pour all of the buttermilk in a large ovenproof dish with a lid. Cover and place overnight in the oven.
The whey and curd should have separated and there should be large bits or curd.
The next morning line a sieve or a strainer with a large cheesecloth and pour the buttermilk into the cloth. You can place the sieve over a container to catch the whey, which can be used elsewhere for example in soups or to thicken sauces.
Let the mixture drain for 1 hour, then take the four tips of the cheesecloth and twist to drain any remaining whey.
Now it's time to drip the cheese. I normally tie the cheesecloth on a sturdy wooden spoon and place the spoon over a large pot or the sink with the cheese ball hanging into the pot/sink. In this way allow the quark to drip for 5-6 hours.
Divide the quark into containers and refrigerate. Depending on the way you are planning on using the quark you can pass it through a fine meshed sieve and add some cream for a creamier mixture.
This is a a basic recipe for quark. From here you can use it to make a peach cardamom tart, a rhubarb raspberry trifle, baked beetroot with an apple-horseradish dip or a cherry semifredo cake. If this is not enough browse through all my quark recipes for ideas and inspiration.
I hope I was able to raise your interest in this wonderful cheese. If you've used quark in your dishes before let us know what your favorite dish is. Leave a link to the recipe here. If you are planning on making quark for the first time come back and share your experience with us.
This week I'll be sharing another great recipe which uses quark as one of its main components. So, if you want to join me - start making that quark now ;-)
Daily Tiffin Reading Tip:
- Farmers' Markets In Your Background - by Donna
All photographs and written content on What's For Lunch, Honey? © 2006-2008 Meeta Khurana unless otherwise indicated. | All rights reserved | Please Ask First

subset: commoncrawl


text:
Highlights of a tentative agreement Monday between the White House and Senate Minority Leader Mitch McConnell, R-Ky., aimed at averting wide tax increases and budget cuts scheduled to take effect in the new year. The measure would raise taxes by about $600 billion over 10 years compared with tax policies that expire at midnight Monday. It would also delay for two months across-the-board spending cuts otherwise set to begin slashing the budgets of the Pentagon and numerous domestic agencies.
Highlights include:
—Income tax rates: Extends decade-old tax cuts on incomes up to $400,000 for individuals, $450,000 for couples. Earnings above those amounts would be taxed at a rate of 39.6 percent, up from the current 35 percent. Extends Clinton-era caps on itemized deductions and the phase-out of the personal exemption for individuals making more than $250,000 and couples earning more than $300,000.
—Estate tax: Estates would be taxed at a top rate of 40 percent, with the first $5 million in value exempted for individual estates and $10 million for family estates. In 2012, such estates were subject to a top rate of 35 percent.
—Capital gains, dividends: Taxes on capital gains and dividend income exceeding $400,000 for individuals and $450,000 for families would increase from 15 percent to 20 percent.
—Alternative minimum tax: Permanently addresses the alternative minimum tax and indexes it for inflation to prevent nearly 30 million middle- and upper-middle income taxpayers from being hit with higher tax bills averaging almost $3,000. The tax was originally designed to ensure that the wealthy did not avoid owing taxes by using loopholes.
—Other tax changes: Extends for five years Obama-sought expansions of the child tax credit, earned income tax credit, and an up to $2,500 tax credit for college tuition. Also extends for one year accelerated "bonus" depreciation of business investments in new property and equipment, a tax credit for research and development costs and a tax credit for renewable energy such as wind-generated electricity.
—Unemployment benefits: Extends jobless benefits for the long-term unemployed for one year.
—Cuts in Medicare reimbursements to doctors: Blocks a 27 percent cut in Medicare payments to doctors for one year. The cut is the product of an obsolete 1997 budget formula.
—Social Security payroll tax cut: Allows a 2 percentage point cut in the payroll tax first enacted two years ago to lapse, which restores the payroll tax to 6.2 percent.
—Across-the-board cuts: Delays for two months $109 billion worth of across-the-board spending cuts set to start striking the Pentagon and domestic agencies this week. Cost of $24 billion is divided between spending cuts and new revenues from rules changes on converting traditional individual retirement accounts into Roth IRAs.
Copyright 2012 The Associated Press


text:
I like fitting and material of t shirt
Yoga : Mind Body Soul Half Sleeve T-Shirt
Estimated Delivery:Jun 28 - Jul 02
Free Shipping Available and Easy Size Exchanges
Fall in love with taking care of yourself. Mind .Body .Soul with Yoga.
Collection: Yoga T-Shirt
These wear-me-daily t-shirts are versatile and soft. The excellent print quality will make you fall in love with it over and over again.
Fit: Unisex T-Shirt
Wash & Care:
Do not wash and dry at high temperatures. Machine wash cold, inside-out, gentle cycle with mild detergent. Do not iron directly on print.
We ship the products in 2-3 working days
How long will it take for my order to be delivered?
Orders in India are typically delivered in around 5-8 working days depending on shipping address and other factors (public holidays, extreme weather conditions, etc.). In some rare cases, it might take 2 weeks depending upon the availability of the product. In parts of Jammu Kashmir and North East India the delivery may take upto 10 working days.
How do I track my order?
You can track your order once it is dispatched. An email and SMS will be sent with a tracking code and link. It you have any confusion you can email to us at email@example.com.
Which courier companies used to deliver the product?
All our products are shipped via Bluedart, Delhivery, Xpressbees and EcomExpress on the pincode.
Exchange & Return Policy:
Kindly note that all exchanges and returns are accepted only after the customer informs us of any issue within seven days of delivery.
In case of a size issue or the wrong product received, you can raise the exchange request within seven days of delivery of the product (including the day of delivery).
We can exchange the product with another size or the correct product of the same value. There are no extra charges and we can arrange the reverse pickup.
If the value of the new exchange product is higher then there will be extra charges (difference in the amount of product). It needs to be paid online.
The products must have the original sticker label attached, should be folded properly and should be packed properly so that it is not damaged in transit. Without it, the exchange will not be processed.
We do refunds only in genuine cases of delivery of defective products and on no other grounds. In the event of delivery of defective products, you have to send an email to our customer support executives at firstname.lastname@example.com along with the details of the order, the nature of the issues, and photographs of the defective product.
The refund will be provided in the form of a store coupon code that you can use at soulandpeace.com to order a new product.
The store coupon code will be provided within 24 hours after the refund request is accepted.
Also, do note that the colour of the T-shirt and design may slightly vary from the ones displayed on our website, social media pages and ads.
Returns and refunds are not possible if there is a slight variation in the colour or design of the product delivered.
Also, in the event, on our verification, it is observed that the defect is incurred due to any of your actions or omissions, then we will not be responsible for refunding the amounts paid to you.
To avoid such issues. Do not accept the damaged package at the time of delivery.
We reserve the right to refuse any returns or exchanges if we determine that the merchandise does not qualify for it.
Exchange/Return requests will only be processed once per order.
Any Product Used/Washed Once Cannot be Exchanged or Refunded.
You can cancel your order within 6 hours after the order is placed. After that, the order enters the processing phase and it is difficult for us to cancel the order. If the request for cancellation is raised after 6 hours Rs 150 will be deducted from the refund amount provided that the order is not shipped. The amount will be returned through upi, gpay or bank transfer.
Cash on Delivery Charge is not refundable.
Any product bought during the sale or with a discount code will not be eligible for a refund.
Free exchange on Size issues but no Refund on Size issues.
All disputes are subjected to Chhattisgarh jurisdiction only.


text:
Look, your friendly neighborhood knits guru is back! Alyson of Clair Vintage Inspired is taking over here today with an intro post on sewing with knit fabric. Thanks, Alyson! Alyson has treated us to a very in-depth post with lots of fabulous photos, so make sure to click on "read more" to see it in its full glory.
Hi again, all! This post is meant to be an overview on knits in general. I can go into more specifics on different seam applications, fabric, stitching, and machine troubleshooting in the future, but first, I wanted to give a broad overview about the fabric and the different machines that can be used to sew and finish it.
Thread colors in order:
White - right needle thread
White - right needle thread
A good example is this dress I made last year.
Hope you understand knits a little better now. Next post we'll chat about sewing them on home machines!


text:
Rivers of ink have been spilled extolling both benefits and dangers of State-based acceptance of Medicaid as proposed under the Affordable Care Act. The facts, such as we know them at the time of this writing, are that 14 states have opted out of Medicaid expansion and, according to the Rand Corp. study released in June, stand to lose up to $8.4 billion in Federal funding in just one year as a result. There is little argument that the Medicaid program is, at its best, a less-than-perfect health insurance program. Nonetheless, it is what we, as a country, have adopted to serve certain segments of our population. Given the sheer numbers of our citizens who enjoy no health insurance, why on earth would we want more people to have some measure of insurance, flawed as it is? After all, don't the uninsured already have access to necessary health care by simply visiting the local emergency department? The expansion is expensive for states who adopt it, and what if, despite the financing guarantees built into the legislation, the Federal government steps back from its funding obligations in subsequent years? By expanding health insurance to more citizens, are we not simply moving down the path to a highly socialized single-payer (e.g., the Federal government) system? Do we want to expand the welfare state that access to Medicaid creates and promotes? Won't states be overwhelmed with the massive numbers of uninsured who will magically appear from the "woodwork?" Given the sheer numbers of our citizens who enjoy no health insurance, why on earth would we not want more people to have some measure of health insurance, flawed as it may be? After all, those "free" visits to the local emergency department are not really "free"; the cost is simply shifted to those of us with insurance. Given the cost to all of us that inevitably accompanies the care we provide to people with chronic medical conditions, would you not think the access to health care that accompanies health insurance, and the education that accompanies it, would serve to reduce the incidence and prevalence of many chronic (read … very expensive) conditions? If the Federal government does indeed step back from its funding obligations under the legislation, does anyone really believe the various states are left helpless, without recourse? Don't they have representation in the two bodies that would be voting on such a default? Of course, no one believes that the question of Medicaid expansion involves either politics or money. No one believes that any state legislator would vote against the expansion of Medicaid simply to obstruct implementation of the ACA. Everyone believes, rightly so, that this expansion is nothing more than a sinister plot by leftist leaning liberals to implement socialized medicine. No one believes that many large employers pay their workers so little that they qualify for government-backed insurance at the taxpayer's expense. Perhaps the question of expansion and the arguments for and against miss a fundamental, and far more important, question. Obstructionist politics and the evils of socialized medicine aside, what is our moral responsibility to our fellow citizens? Why are we so different from other civilized nations -- societies that have as a belief that their members have an obligation to each other rather than a belief that individuals are only responsible for themselves? Shouldn't that be the question?
Guest Blogger
Medicaid: To expand or not to expand?


text:
How NOT to Choose a Wedding Photographer
By dcarpenito at September 23, 2013 | 3:29 pm | 0 Comment
You have seen it on practically every wedding photographer's web page and in bridal magazines. It seems that everyone wants to give the bride and groom advice on how to choose a wedding photographer. Most of what I have read is sound and useful advice, but I thought it might be helpful to write an article that explores this in more detail. So lets look at the mistakes
Available light in Wedding Photography?
By dcarpenito at August 18, 2013 | 4:05 pm | 0 Comment
Well sometimes it's yes and sometimes it's YES! Often light is not where you'd think it is. Like in a bright field of flowers, which, while pretty, causes squinting and dark shadows. And camera flashes? I shudder every time someone fires off a flash when there is great light all around them. They have their place but not when they kill the beauty of what's already there,
Photography Styles – A Different Kind of Difference
By dcarpenito at July 30, 2013 | 8:59 pm | 0 Comment
One word of caution, the style of photographs do have some technical and procedural differences in how your wedding is shot. For example: Degree of control - Traditional photographers and fashion style shooters tend to do a fair amount of directing (you & your guests) in order to achieve their results. Photojournalistic guys can be more a fly on the wall, somewhat
How Many Photos should your Photographer Take?
By dcarpenito at July 30, 2013 | 8:39 pm | 0 Comment
// How many photos do I take? How many do you want? I know that I'm not supposed to answer a question with a question but it's a question I get asked all the time. That's probably because it can be measured, like my fee or how many hours I stay at a wedding. Easy questions. Trouble is, it's tough to answer. So before I answer it, let's think about the
Blog , Choosing Your Wedding Photographer , For Brides , Wedding Planning
Look for the Light When Choosing a Photographer
By dcarpenito at July 30, 2013 | 8:36 pm | 0 Comment
Why do you like certain photographs? It's interesting to think why any picture might interest you, spark a reaction. Having more insight into your own visual "aesthetic" and you do have one, might give you a better compass for finding the right photographer for your wedding. Or it could make your picture taking more fun. So back to the question, why a particular
Looking for a wedding photographer? Here are 15 must-ask questions!
By dcarpenito at July 30, 2013 | 8:30 pm | 0 Comment
When looking for a wedding photographer, it's easy to become overwhelmed. You want to find a photographer whose style is in line with your wedding style. You also want someone who is professional, experienced, talented, and a pleasure to work with. It's important to meet with the wedding photographer before signing a contract! Your wedding photographer
When Looking for a Photographer What Photography Style is Right for You?
By dcarpenito at July 30, 2013 | 8:06 pm | 0 Comment
Finding your photographer is like going through a visual/verbal maze. There are more labels than you can shake a stick at, as my dad used to say. One problem is that there is a belief that photographers' styles fall crisply into neat groupings, like traditional, photojournalistic, fashion, etc. Deb Carpenito of WeddingPhotoUSA has several nice articles two of the most
Is There a Right Price for Wedding Photography?
By dcarpenito at September 7, 2011 | 9:38 am | 2 Comments
As a leading resource on finding wedding photographers we are often asked, what is the right price for wedding photography? Specifically what is the typical cost, and do wedding photographers get paid by the hour or by the event? All great questions that circle around the same concept: what is the price for wedding photography? // The question seems simple enough for
Choosing a Wedding Photographer 2.0
By dcarpenito at January 4, 2011 | 1:14 pm | 0 Comment
At least once or twice a week, one of the brides coming to my studio for a consultation, walks in, sits on the couch, and as soon as her purse hits the coffee table, out comes the list. It's a list of questions for your wedding photographer that she has found in a bridal magazine or website. Unfortunately, most of them contain obvious questions like do you have a


text:
International Orders: We use International Express Service for all international deliveries.We are responsible for the shipping fee.Usually,goods will be shipped out 2-3 days after receiving the order. Please allow around 5-10 working days from dispatch. Additional delays may occur during the months of September to March due to the high demand and heavy load on postal services and customs.
Total Delivery Time It is equal to the processing time plus packaging time and shipping time. Processing Time (6 Hours) From the time we received your order to the time we start to package your order, two working days (except two weekend holidays) to get your order looked at, your payment confirmed, to make sure the shipping address is correct and to collect the items you purchased. Packaging Time (12 Hours) Your order will be sent to our shipping partner the day of packing or no later than the next day. Shipping Time (3 to 5 shipping days) The time it takes for the shipping company to drive or fly your package to you. Note: When receiving and signing for the cargo, you must inspect the cargo carefully to make sure whether it is perfect or not; you should send letter for us instead of signing for if it has any breakage; we will help you to process! But if after receiving and signing for said again the product has any question,we are generally irresponsible! 1. If you find the parcel broken when delivery, please open the parcel to check whether items are kept well.If not, please refuse to accept the delivery. When the parcel is returned to us automatically, we will confirm if the damage is made during transportation. If yes, we will send you a new one of same model for exchange or fully refund your money according to your request. 2. If you want to return the parcel already signed by you, please email us to get the shipping address where your parcel can be returned to. We would have no responsibility for any missing parcel caused by returning to wrong shipping address without asking for our customer support's advice. Tracking Methods After your order is dispatched, we will offer you a link that you could trace your order if required. Check your e-mail for the link and tracking number. Note: If you can't check it immediately with the tracking number,please wait with patience.Some time is required by Express Company for uploading. Unsuccessful or Wrong Delivery For customers who do not receive your parcel within the above total delivery time, please check with the local post office directly with your ID card or other valid certificate and the order information copy that you can print out when login to your registered account on our website. Returns & Exchange Return Policy: We are committed to your complete satisfaction.You may return your goods within fourteen days from the date merchandise were received. You must contact us before sending the items back. All items sent back to us must be in their original condition i.e.not worn,altered or washed, with all tags attached. Exchanges: Exchanges are only allowed when merchandise is defective or damaged upon receipt and we will accept exchanges within 14 days of the original order dispatch date. Email us first to get a return authorization and return address from us or your return will not be accepted. All items can only be exchanged for replacement at the equal price. 1. A Return Address must be obtained from customer service to receive a refund. Order number must be written on the outside of the packaging. If order number is not visible or provided, package may get lost or returned back to you 2. On the packing slip, circle the item(s) being returned. Please indicate reason for return. 3. Pack merchandise securely. If you do not have the original packing slip, please include the following information with your return: bill-to name, address and phone number; ship-to name, address and phone number; order number; reason for return. 4. For your protection, we suggest all returns be sent back to us through a traceable postal service. We will not be responsible for loss or damage of return shipments. 5. Please be noted customer is responsible for shipping charges of the whole exchange process. Order Cancellation: Should you wish to cancel your order, you must email us immediately. 20% cancellation fee applies. Majority of orders are dispatched within 1-2 days from the order date. Shipped orders cannot be cancelled.


text:
Investigators trying to piece together a motive in December's killings in Newtown, Conn., believe that 20-year-old shooter Adam Lanza may have been inspired by a similar 2011 massacre in Norway.
The Hartford Courant and CBS News report that authorities searching through Lanza's belongings after the shooting at Sandy Hook Elementary discovered several news articles about Anders Behring Breivik, who killed 77 people in Norway in July 2011.
CBS, citing unnamed investigators, reports that Lanza saw himself in direct competition with Breivik, who set off a bomb in Oslo and also shot dozens of teens at a youth camp. CBS says Lanza was obsessed with topping Breivik's body count.
According to The Courant, this is just one theory that investigators are pursuing.
CBS also reported that Lanza, who shot his way into Sandy Hook, gunning down 20 students and six staff members before shooting himself, had targeted the school because it was the "easiest target." Earlier, he had shot and killed his mother, Nancy Lanza.
In a joint investigation by The Courant and the PBS investigative program Frontline, reporters interviewed friends and family of the Lanzas and sifted through a decade's worth of Nancy Lanza's emails.
According to the newspaper:
What emerges in this exploration of a still unfolding story is a portrait of a mother, apparently devoted but perhaps misguided, struggling to find her son a place in society, and a boy, exceptionally smart in some areas, profoundly deficient in others, who never found a place in the world.
The paper also confirmed that during a search of Lanza's belongings, authorities had found "thousands of dollars worth of graphically violent video games."
And detectives working the scene of the massacre are exploring whether Adam Lanza might have been emulating the shooting range or a video-game scenario as he moved from room to room at Sandy Hook, spewing bullets, law enforcement sources have told The Courant.
Copyright 2020 NPR. To see more, visit https://www.npr.org.


text:
GOM is a FREE media player with popular audio & video codecs built-in.
Codec Finder
GOM Player includes many codecs (XviD, DivX, FLV1, AC3, OGG, MP4, H263 and more) so you won't need to install separate codecs for most videos. For those videos that require a separate codec, GOM Player will find one.
Play Broken AVI Files (Patented)
GOM Player's patented technology enables users to view files with broken indexes or that are still being downloaded.
Powerful Subtitle Support
GOM Player supports SMI, SRT, RT, SUB(with IDX) files for subtitle. You can even synchronize subtitle and video if there's any mismatch.
Convenient Playlist
If you run a video file and there is already a file with a similar name in the directory, it will be automatically added to your playlist. GOM Player has a similar playlist format as M3U, PLS, ASX.
Support Different Media Types
Along with different media format such as AVI, MPG, MPEG and DAT, GOM Player also supports streaming Windows media format (WMV, ASF, ASX). You can also watch DVD-quality videos with 5.1 channel audio output.


text:
Best Web factory Ltd WordPress Themes 2024
Back to WordPress Themes Directory
Disclosure: This page contains affiliate links to 3rd party products or services. If you choose to purchase these products or services, we may receive a commission from the product or service provider. The information on this site could be incomplete or outdated, so please always check the information on the external product page before you purchase.


text:
In this report, the global Dropper Assembly market is valued at USD XX million in 2019 and is projected to reach USD XX million by the end of 2025, growing at a CAGR of XX% during the period 2019 to 2025.
For top companies in United States, European Union and China, this report investigates and analyzes the production, value, price, market share and growth rate for the top manufacturers, key data from 2019 to 2025.
The Dropper Assembly market report firstly introduced the basics: definitions, classifications, applications and market overview; product specifications; manufacturing processes; cost structures, raw materials and so on. Then it analyzed the world's main region market conditions, including the product price, profit, capacity, production, supply, demand and market growth rate and forecast etc. In the end, the Dropper Assembly market report introduced new project SWOT analysis, investment feasibility analysis, and investment return analysis.
Request Sample Report @ https://www.researchmoz.com/enquiry.php?type=S&repid=2523475&source=atm
The major players profiled in this Dropper Assembly market report include:
Boston Scientific
Cook Medical
Rontis Medical
Navilyst Medical
Segment by Regions
North America
Southeast Asia
Segment by Type
All-Purpose Drainage
All-Purpose Drainage Sump Catheter
Biliary Drainage Catheter
Nephrostomy Catheter
Ureteral Stent
Segment by Application
You can Buy This Report from Here @ https://www.researchmoz.com/checkout?rep_id=2523475&licType=S&source=atm
The study objectives of Dropper Assembly Market Report are:
To analyze and research the Dropper Assembly market status and future forecast in United States, European Union and China, involving sales, value (revenue), growth rate (CAGR), market share, historical and forecast.
To present the Dropper Assembly manufacturers, presenting the sales, revenue, market share, and recent development for key players.
To split the breakdown data by regions, type, companies and applications
To analyze the global and key regions Dropper Assembly market potential and advantage, opportunity and challenge, restraints and risks.
To identify significant trends, drivers, influence factors in global and regions
To analyze competitive developments such as expansions, agreements, new product launches, and acquisitions in the keyword market.
Make An Enquiry About This Report @ https://www.researchmoz.com/enquiry.php?type=E&repid=2523475&source=atm
This post was originally published on Industry Mirror


text:
Get Best GST Practitiner Near You
Select State
Select District
Online GST Registration in Chamba
*The above data is refered from GST Portal
What is GST
The goods and services tax (GST) is a value-added tax levied on most goods and services sold for domestic consumption. It is a destination based tax on consumption of goods and services. It is proposed to be levied at all stages right from manufacture upto final consumption with credit of taxes paid at previous stages available as set off. In a nutshell, only value addition will be taxed and burden of tax is to be borne by the final consumer.
The tax came into effect from July 1, 2017 through the implementation of One Hundred and First Amendment of the Constitution of India by the Indian Government. The tax replaced existing multiple Central and State Government taxes.
The tax rates, rules and regulations are governed by the GST Council which consists of the finance minister of central and all the states. GST is meant to replace a slew of indirect taxes with a unified tax and is therefore expected to reshape the country's 2.4 trillion dollar economy. GST tax rates vary from 0% - 28% depending on the type of service or Nature of Goods Your business is selling. The GST is paid by consumers, but it is remitted to the government by businesses selling goods and services. In effect, GST provides revenue for the government.
Additional Read : | What is GST? |
How to Login to Government GST Portal | |
All about Government GST portal - www.gst.gov.in |
Online GST registration
GST (Goods and Services Tax) is essentially an Indirect tax which has been implemented to replace numerous taxes in India. Onlne GST registration was passed in the Parliament on 29th March 2017 yet it became effective on 1st July 2017 in India. As per the changes in the 32nd council meeting, the threshold limit for GST registration is 40 lakhs for the supplier of goods and 20 lakhs for the supplier of services. Along with that, the North-Eastern States have an option to choose between 20 lakhs and 40 lakhs. Once you have registered under this regime, you will receive a unique GSTIN (Goods and Service Tax Identification Number). There are various advantages of GST registration. You can also avail input tax credit and collect GST from recipients of goods and services.
Online GST registration can be easily done by visiting Online GST portal. It is easy to fill the form on GST online portal yet at the same time you require the expert's to fill the form with accurate information and submit the documents accordingly. Few of the terms while drafting for GST registration cannot be understood by many of the taxpayers. Therefore at the initial stage GST registration should be done with the help of experts and here at Legaldocs, you will be able to get done with your GST registration with a simple and quick process.
Additional Read : Online GST Registration Guideline
How to Register for GST
Drafting, Payment and Document Upload
Our Team will consult you and help you with the drafting and Documents
Action Required by you
You need to fill up the simple form by logging in on LegalDocs website, make the payment after drafting. Upon Sucessful payment Document Upload section will be visible to the customer.
Action By Legaldocs
Legaldocs will Provide you free of cost consultation on eligibility, Documentation and Drafting
Application Submission
Application will be submitted to GST Department with necessary details and documents. In this step TRN and ARN are generated.
Action Required by you.
You need to share OTP which you receive on your phone and Email ID.
Action By LegalDocs
We'll work diligently on your application and submit it to GST Department.
Application Scrutiny
Application will be checked by GST authority in terms of proper documents and details.
Action Required by you
Just sit Back and Relax
Action By Legaldocs
We'll Follow up on the Application and Resolve queries Raised by GST Department
Congratulations, your GST Registration is sucessful.
Action Required by you
You'll Receive a Mail From GST Department having Login ID and password. you need to Logi to the Portal and Download the GST Certificate
Action By Legaldocs
LegalDocs Will share a Link for your Review and Suggestion. Choose your filing packages as per your monthly invoices and we'll do the filing for you.
GST Calculator Online
GST was introduced in the year 2017 on 1st July, for the purpose to reduce the multiple taxes and build up a uniform tax in India. GST is segregated in four different types such as ;
1. IGST (Integrated Goods and Services Tax)
2. UTGST (Union Territory Goods and Services Tax)
3. CGST (Central Goods and Services Tax)
4. SGST (State Goods and Services tax).
GST registration is necessary for every taxpayer who falls under GST criteria. There are many (at least more than 5) GST slabs in India, and if you are trading/working in multiple GST Slab goods, you have to calculate values with/without GST. GST Calculator Online helps you to get either gross or net profit on GST rates. The GST calculator online spares time and reduces the mistake which can be done by humans while calculating the expense on Goods and Services.
Additional Read : How to Calculate GST online?
List of Documents Required for GST Registration
Proprietorship | Private Limited | Partnership/ LLP |
PAN Card of Owner | PAN Card of Company | PAN Card of Partnership |
Aadhaar Card Of Proprietor | Aadhaar of All Directors | Aadhaar of Partners |
Bank Details | Bank Details | Bank Details |
Address Proof | Address Proof | Address Proof |
MOA, AOA and Incorporation | Partnership Deed/ LLP Certificate |
Additional Read : GST Compliance Checklist
Current Account Opening
A current account is a type of deposit account that helps the professionals and businessmen to run their business. Businessmen can avail various benefits by Online Current Account such as:
- Unlimited transactions
- Customized features
- Online banking services
Online current account reduces the hassle and provides the benefit to complete the banking process anytime and anywhere.
Are you Ready to Grow your Business?
- Zero Balance Current Account
- In just 5 mins
- Free Current Account Powered by ICICI Bank
Benefits of GST Registration
- You can legally collect taxes from your customers and pass on the Tax Benefits to suppliers.
- Business Becomes 100% tax Compliant
- You can Claim Input Tax Credit which you have paid on your purchases and improve profits.
- GST certificate can be used as one of the documents while opening current account or Business Account.
- You can easily apply for various states and Central Government tenders if you have GSTN.
- Expand your business through various channels like Online, Import-Exports
- To start payment gateways and use mobile wallets GST number is used.
What are Different Types of GST Registration?
For the filing of GST, transactions need to be classified depending on the type of customer to whom the sale is done. Following are the two different types of GST registration:
A. Registration Under Composition Scheme:
The Composition Scheme is for the small taxpayers in order to ease the tax compliance for them. This scheme allows eligible taxpayers to pay a percentage of their yearly revenue as a tax. Like small retailers, eateries and trading businesses. This will relieve the taxpayers/ businesses from collecting taxes from their customers directly and adds benefits as mentioned below:
- File Single Quarterly return, not multiple monthly returns.
- Pay Lower Tax which gives competitive advantage
- Books of Accounts and Records are easy to maintain under GST norms.
In short, this is a customer who has a business which is registered under the composition scheme of GST and has a GSTIN.
Following is the eligibility criteria to register under GST Composition Scheme :
- Must be a Registered Taxpayer
- Annual Turnover should be less than Rs 1 Crore
- Manufacturers of Goods, Dealers, and Restaurants (Not Serving Alcohol) can opt for this scheme.
B. Registration As a Casual Taxable Person:
Casual Taxable Person is a person who supplies taxable goods or services occasionally like a event management company which has various events in different states needs to register as a Casual Taxable Person for that particular taxable state before supplying or offering any goods or services.
Suppose Mr. 'A' has a business of consulting and who provide services in different states, then he needs to register as a Casual Taxable Person so that his business is compliant with the tax norms of that particular state.
Package Includes
Package Includes
GST Certificate | GST invoice Template |
GST Offline Invoice Software | GST HSN Codes and Tax Rates |
Who Needs GST Registration Number?
- Businesses having annual turnover morethan Rs 20 Lakhs Per Annum (Rs 10 Lakh for North Eastern States)
- If business is dealing in more than one state
- If your business has previous registration under VAT, Excise Laws, Service Tax Laws
- Selling your goods or services online (like selling on Amazon and Flipkart)
- If you are providing services and goods outside India.
Additional Read : | How to Download GST Certificate? |
How to Pay GST Online? |
Penalties Involved under GST Act
- Not having GST Registration : 100% tax Due or Rs10,000. Whichever is higher
- Not giving GST invoice : 100% tax due or Rs10,000. Whichever is higher
- Incorrect Invoicing : Rs 25,000
- Not filing GST Tax Returns : For Nil Return its Rs 20 Per Day, Regular Returns Rs 50 Per Day.
- Choosing Composition Scheme even if not eligible : 100% tax due or Rs10,000. Whichever is higher
Additional Read : | Penalty for Late GST return Filing |
Thresholds and Eligibility Criteria under GST |
GST Registration FAQs
What is GST (Goods & Service Tax)?
What is the concept of a destination-based tax on consumption?
Which of the existing taxes are proposed to be subsumed under GST?
a. Central Excise duty
b. Duties of Excise (Medicinal and Toilet Preparations)
c. Additional Duties of Excise (Goods of Special Importance)
d. Additional Duties of Excise (Textiles and Textile Products)
e. Additional Duties of Customs (commonly known as CVD)
f. Special Additional Duty of Customs (SAD)
g. Service Tax
h. Central Surcharges and Cesses so far as they relate to supply of goods and services.
B) State taxes that would be subsumed under the GST are:
a. State VAT
b. Central Sales Tax
c. Luxury Tax
d. Entry Tax (all forms)
e. Entertainment and Amusement Tax (except when levied by the local bodies)
f. Taxes on advertisements
g. Purchase Tax
h. Taxes on lotteries, betting and gambling
i. State Surcharges and Cesses so far as they relate to supply of goods and services
What is the status of Tobacco products after GST?
What type of GST is proposed?
Which authority will levy and administer GST?
What is IGST?
Who will decide rates for levy of GST?
How will imports be taxed under GST?
How will exports be treated under GST?
When did GST come into effect?
Will B2B transactions be subjected to GST?
What is an Input Tax Credit?
How can Input Tax Credits be applied?
CGST input tax credits can only be used to pay CGST and IGST
SGST input tax credits can only be used to pay SGST and IGST
IGST input tax credits can be used to pay CGST, SGST, and IGST
How and when should the returns be filed?
Can we claim GST interest refund after two years of payment?
How does GST apply to business?
Is PAN required to apply for GST?
Is there any specific time period for GST registration?
Who is a Casual Taxable Person?
Who are exempted from GST registration?
Any specialized agency of UNO (United Nations Organisation) or any multilateral financial institution and organization notified under the United Nations Act, 1947 Consulate or Embassy of foreign countries
Any other person notified by the Board/Commissioner
The Central Government or State Government may be based on the recommendation of the GST Council, notify exemption from registration to specific persons.
Is there any provision in GST for the tax treatment of goods returned by the recipient?
Are all goods and services taxable under GST?
What is meant by Reverse Charge?
What is the registration process for GST in India?
Application Drafting
ARN Number
Registered GST Number


text:
A Look At The Intrinsic Value Of Hunters Property Plc (LON:HUNT)
How far off is Hunters Property Plc (LON:HUNT) from its intrinsic value? Using the most recent financial data, we'll take a look at whether the stock is fairly priced by estimating the company's future cash flows and discounting them to their present value. This is done using the Discounted Cash Flow (DCF) model. Don't get put off by the jargon, the math behind it is actually quite straightforward.
We generally believe that a company's value is the present value of all of the cash it will generate in the future. However, a DCF is just one valuation metric among many, and it is not without flaws. Anyone interested in learning a bit more about intrinsic value should have a read of the Simply Wall St analysis model.
View our latest analysis for Hunters Property
Is Hunters Property fairly valued?
We're using the 2-stage growth model, which simply means we take in account two stages of company's growth. In the initial period the company may have a higher growth rate and the second stage is usually assumed to have a stable growth rate. To start off with, we need to estimate the next ten years of cash flows. Seeing as no analyst estimates of free cash flow are available to us, we have extrapolate the previous free cash flow (FCF) from the company's last reported value. We assume companies with shrinking free cash flow will slow their rate of shrinkage, and that companies with growing free cash flow will see their growth rate slow, over this period. We do this to reflect that growth tends to slow more in the early years than it does in later years.
A DCF is all about the idea that a dollar in the future is less valuable than a dollar today, so we discount the value of these future cash flows to their estimated value in today's dollars:
10-year free cash flow (FCF) estimate
2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | 2029 | |
Levered FCF (£, Millions) | UK£1.11m | UK£1.26m | UK£1.39m | UK£1.49m | UK£1.58m | UK£1.65m | UK£1.70m | UK£1.75m | UK£1.79m | UK£1.82m |
Growth Rate Estimate Source | Est @ 19.6% | Est @ 14.08% | Est @ 10.22% | Est @ 7.52% | Est @ 5.63% | Est @ 4.31% | Est @ 3.38% | Est @ 2.73% | Est @ 2.28% | Est @ 1.96% |
Present Value (£, Millions) Discounted @ 11% | UK£1.0 | UK£1.0 | UK£1.0 | UK£1.0 | UK£0.9 | UK£0.9 | UK£0.8 | UK£0.8 | UK£0.7 | UK£0.7 |
("Est" = FCF growth rate estimated by Simply Wall St)
Present Value of 10-year Cash Flow (PVCF) = UK£8.0m
We now need to calculate the Terminal Value, which accounts for all the future cash flows after this ten year period. For a number of reasons a very conservative growth rate is used that cannot exceed that of a country's GDP growth. In this case we have used the 10-year government bond rate (1.2%) to estimate future growth. In the same way as with the 10-year 'growth' period, we discount future cash flows to today's value, using a cost of equity of 11%.
Terminal Value (TV)= FCF2029 × (1 + g) ÷ (r – g) = UK£1.8m× (1 + 1.2%) ÷ 11%– 1.2%) = UK£19m
Present Value of Terminal Value (PVTV)= TV / (1 + r)10= UK£19m÷ ( 1 + 11%)10= UK£7.0m
The total value is the sum of cash flows for the next ten years plus the discounted terminal value, which results in the Total Equity Value, which in this case is UK£15m. The last step is to then divide the equity value by the number of shares outstanding. Compared to the current share price of UK£0.4, the company appears about fair value at a 2.7% discount to where the stock price trades currently. The assumptions in any calculation have a big impact on the valuation, so it is better to view this as a rough estimate, not precise down to the last cent.
The assumptions
The calculation above is very dependent on two assumptions. The first is the discount rate and the other is the cash flows. Part of investing is coming up with your own evaluation of a company's future performance, so try the calculation yourself and check your own assumptions. The DCF also does not consider the possible cyclicality of an industry, or a company's future capital requirements, so it does not give a full picture of a company's potential performance. Given that we are looking at Hunters Property as potential shareholders, the cost of equity is used as the discount rate, rather than the cost of capital (or weighted average cost of capital, WACC) which accounts for debt. In this calculation we've used 11%, which is based on a levered beta of 1.375. Beta is a measure of a stock's volatility, compared to the market as a whole. We get our beta from the industry average beta of globally comparable companies, with an imposed limit between 0.8 and 2.0, which is a reasonable range for a stable business.
Next Steps:
Valuation is only one side of the coin in terms of building your investment thesis, and it shouldn't be the only metric you look at when researching a company. The DCF model is not a perfect stock valuation tool. Rather it should be seen as a guide to "what assumptions need to be true for this stock to be under/overvalued?" If a company grows at a different rate, or if its cost of equity or risk free rate changes sharply, the output can look very different. For Hunters Property, We've compiled three fundamental aspects you should further examine:
- Risks: Consider for instance, the ever-present spectre of investment risk. We've identified 4 warning signs with Hunters Property , and understanding them should be part of your investment process.
- Other High Quality Alternatives: Do you like a good all-rounder? Explore our interactive list of high quality stocks to get an idea of what else is out there you may be missing!
- Other Environmentally-Friendly Companies: Concerned about the environment and think consumers will buy eco-friendly products more and more? Browse through our interactive list of companies that are thinking about a greener future to discover some stocks you may not have thought of!
PS. The Simply Wall St app conducts a discounted cash flow valuation for every stock on the AIM every day. If you want to find the calculation for other stocks just search here.
Love or hate this article? Concerned about the content? Get in touch with us directly. Alternatively, email [email protected].
This article by Simply Wall St is general in nature. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Thank you for reading.


text:
As many as 30 million people living from Oklahoma to the Ohio Valley are in the path of a storm moving east out of California that could dump several inches of snow in some areas and freezing rain and sleet elsewhere in the next few days.
According to the Weather Channel, the storm is caused by an "upper-level dip in the jet stream," on Wednesday.
Snow will also intensify and spread east in the Plains and Midwest Wednesday into Thursday. By that point, conditions will become favorable for a zone of freezing rain and sleet from Oklahoma and Kansas to the Ohio Valley and parts of the East.
CNN reports that "the biggest threat of heavy snow lies in parts of Kansas, Nebraska and Missouri, with the possibility of whiteout conditions in some places."
CNN says Chicago could get 4 inches of snow, St. Louis 2 inches, while New Orleans could get 2 to 6 inches of rain.
Copyright 2013 NPR. To see more, visit www.npr.org.


text:
"University of Louisville basketball player Kevin Ware underwent successful surgery Sunday night to repair the gruesome open fracture of his right tibia he suffered during the Cardinals' 85-63 win over Duke in the Midwest Regional final," the Louisville Courier-Journal reported Monday morning.
According to the newspaper, "Ware is hopeful he can return to Louisville after Tuesday, then join the Cardinals as they advance to the Final Four in Atlanta, his hometown." The university's sports medicine director, Fred Hina, tells the Courier-Journal that though Ware's recovery will be lengthy, the injury should not end his career. Ware is a sophomore. ( Note at 11:30 a.m. ET. Monkey See now has a related post: Viewer Discretion: Deciding When To Look Away.)
His injury may be getting the most attention after the weekend's action in the men's and women's Division I basketball tournaments, but it's certainly not the only big story.
The Louisville women, as NPR's Mike Pesca said earlier on Morning Edition, pulled off the "biggest upset in women's college basketball history" on Sunday when they beat No. 1-ranked Baylor, 82-81. Baylor is led by Brittney Griner, considered by many experts to be the greatest player in the history of women's college basketball. Her team had won 32 straight games and was the defending champion.
But the Louisville women, a No. 5 seed in the tournament's Oklahoma City region and ranked No. 16 in the nation, figured out a way to control Griner. ESPN writes that:
"Louisville surrounded Griner as she has been most of her career, using a zone defense Louisville coach Jeff Walz called the 'claw and one.' He put one player in front of Griner and another behind her, and often another one in the vicinity. 'I think I could smell what toothpaste she used,' Antonita Slaughter said. 'I was in her face the whole time with my hands up.' "
The women's tournament continues Monday night. ESPN is the broadcaster. The Final Four will be set after Tuesday's contests.
On the men's side, as we reported Sunday, the Final Four has three big-time teams — Louisville, Syracuse and Michigan — and one upstart. That would be Wichita State.
The Shockers, as Wichita State is known, get to play No. 1 seed Louisville on Saturday in the early game (6:05 p.m. ET tipoff). Michigan and Syracuse follow. Their games will be in Atlanta. The championship is set for next Monday night. CBS is the broadcaster.
Speaking of the Shockers: how did they get that name?
As Business Insider says, "a 'shocker' is one who harvests wheat."
And according to the school's GoShockers website, "
"It was in 1904 when Wichita State University was known as Fairmount College that R.J. Kirk (Class of 1907), a football manager, invented the name 'Wheat Shockers' for posters to advertise a game against the Chilocco Indians. ... In those days, when wheat was shocked or headed, the majority of the players earned a stake for college expenses by working all summer in the harvest and threshing and came back tough enough to play 60-minute games."
As for the nicknames of the other men's teams.
-- Louisville: The cardinal is Kentucky's state bird.
-- Michigan: The university says there are several theories as to why the wolverine, an animal that was not abundant in the state, came into use in the 1860s. Former football Fielding H. Yost said it was because wolverine pelts were traded for many years at Sault Ste. Marie.
-- Syracuse: The Orange may have adopted a fruit as their mascot, but the nickname stems from a fictional "Indian figure named Big Chief Bill Orange," according to the university. He was created in 1931 and was said to be a "Saltine warrior." In the late '70s, "members of a Native American student organization headed a protest against using the Saltine Warrior as an athletic mascot." In the decades since, Otto the Orange has emerged.
Copyright 2020 NPR. To see more, visit https://www.npr.org.


text:
XForceScreenSaver(display, mode)
Display *display;
int mode;
Display *display;
Display *display;
XGetScreenSaver(display, timeout_return, interval_return, prefer_blanking_return,
Display *display;
int *timeout_return, *interval_return;
int *prefer_blanking_return;
int *allow_exposures_return;
For each screen, if blanking is preferred and the hardware supports video blanking, the screen simply goes blank. Otherwise, if either exposures are allowed or the screen can be regenerated without sending Expose events to clients, the screen is tiled with the root window background tile randomly re-origined each interval seconds. Otherwise, the screens' state do not change, and the screen saver is not activated. The screen saver is deactivated, and all screen states are restored at the next keyboard or pointer input or at the next call to XForceScreenSaver with mode ScreenSaverReset.
If the server-dependent screen saver method supports periodic change, the interval argument serves as a hint about how long the change period should be, and zero hints that no periodic change should be made. Examples of ways to change the screen include scrambling the colormap periodically, moving an icon image around the screen periodically, or tiling the screen with the root window background tile, randomly re-origined periodically.
XSetScreenSaver can generate a BadValue error.
If the specified mode is ScreenSaverActive and the screen saver currently is deactivated, XForceScreenSaver activates the screen saver even if the screen saver had been disabled with a timeout of zero. If the specified mode is ScreenSaverReset and the screen saver currently is enabled, XForceScreenSaver deactivates the screen saver if it was activated, and the activation timer is reset to its initial state (as if device input had been received).
XForceScreenSaver can generate a BadValue error.
The XActivateScreenSaver function activates the screen saver.
The XResetScreenSaver function resets the screen saver.
The XGetScreenSaver function gets the current screen saver values.


text:
Vice President Joe Biden vowed urgent action against gun violence in America Wednesday, pledging steps by the Obama administration that he said could "take thousands of people out of harm's way" and improve the safety of millions more.
But a day ahead of a meeting with the National Rifle Association, which has sunk past gun control efforts and is opposing any new ones, Biden signaled that the administration is mindful of political realities that could imperil sweeping gun control legislation, and is willing to settle for something less. He said the administration is considering its own executive action as well as measures by Congress, but he didn't offer specifics.
"I want to make it clear that we are not going to get caught up in the notion that unless we can do everything, we're going to do nothing," Biden told an array of gun control advocates, crime victims and others at the White House. "It's critically important we act."
Shortly after last month's slaughter of schoolchildren at Newtown, Conn., President Barack Obama tasked Biden with heading a commission to come up with recommendations on gun policy by the end of this month. Obama supports steps including reinstating a ban on assault weapons and high-capacity ammunition magazines and closing loopholes that allow many gun buyers to avoid background checks.
The Brady Campaign to Prevent Gun Violence says that some 40 percent of gun sales are made without background checks, such as at gun shows and over the Internet.
The tragedy in Newtown, in which 20 young children and six adults were gunned down by a man with a military-style semiautomatic rifle, has prodded the administration to act. Obama had remained largely silent on gun control after the 2011 shootings in Tucson, Ariz., that killed six people and wounded 12 others including then-Rep. Gabrielle Giffords, and the Colorado movie theater killing of a dozen people and wounding of many more last July.
Connecticut is moving cautiously on gun control, but Gov. Andrew Cuomo in neighboring New York proposed a wide-ranging package of restrictions on Wednesday. He called for loopholes to be closed in a New York ban on assault weapons and ammunition magazines that carry more than 10 bullets. The Democrat also wants to require holders of handgun licenses to undergo follow-ups to make sure they are still qualified to possess a weapon, and he is calling for increased sentences for certain gun crimes.
Biden, referring to the Newtown shootings, said at the White House: "Every once in a while, there's something that awakens the conscience of the country, and that tragic event did it in a way like nothing I've seen in my career."
"The president and I are determined to take action. … We can affect the wellbeing of millions of Americans and take thousands of people out of harm's way if we act responsibly."
Biden said that the administration is weighing executive action in addition to recommending legislation by Congress. Recommendations to the Biden group include making gun-trafficking a felony, getting the Justice Department to prosecute people caught lying on gun background-check forms and ordering federal agencies to send data to the National Gun Background Check Database.
Some of those pieces could happen by executive action, but congressional say-so would be needed for more far-reaching changes such as reinstating the ban on assault weapons and high-capacity ammunition magazines. Congress let the ban expire in 2004 under heavy pressure from the NRA. Democrats blamed a backlash against some lawmakers who voted for its enactment 10 years earlier for steep election losses that year.
Since then Democrats have been wary of legislating on guns, and efforts have fizzled in Congress. Already there are signs any new legislative effort by Obama could face tough going. Some pro-gun Democrats have voiced doubts, and the Senate's top Republican has warned it could be spring before Congress begins considering any gun legislation.
Obama has said that his efforts on guns can be successful only if he has the support of the public, and advocates who attended Wednesday's Biden meeting said part of the White House message was for participants to spread the word and keep up pressure on Washington.
"They have made clear that they're in this for the long haul and they want us to be in this for the long haul," said Dan Gross, president of the Brady Campaign to Prevent Gun Violence.
Advocates participating in Wednesday's meeting, some of whom have been critical of Obama's silence on guns in the past, said they were optimistic that the president and Biden are committed to the effort this time around.
"I think it's for real," said Shira Goodman, executive director of CeaseFirePA.
For Biden, Thursday will bring a tougher audience when the NRA joins a meeting at the White House along with other gun-owner groups and retailers including Wal-Mart. NRA officials didn't return messages for comment Wednesday but the group's executive vice president, Wayne LaPierre, has dismissed the assault weapons ban as "a phony piece of legislation" and has recommended putting armed guards in all schools as a way to stop another school shooting.
Biden said he wanted to hear from "all parties, on whatever side of this debate you fall."
The president hopes to announce his administration's next steps to tackle gun violence shortly after he is sworn in for a second term on Jan. 21.
Associated Press writers Darlene Superville and Julie Pace contributed to this report.


text:
Animal and human bites
Serious animal and human bites can get infected if they're not checked and treated quickly.
Always seek medical advice if you've been bitten by an animal or person and the bite has broken the skin.
People and animals have a lot of bacteria in their mouths, which can cause an infection if a bite breaks the skin.
These infections are rarely serious if treated quickly, but occasionally they can spread to the blood or other parts of the body.
Serious infections such as tetanus and rabies are extremely rare in the UK, but it's important to get serious bites looked at as treatment to prevent these infections may be recommended. As well as bites, rabies can also be spread by animal licks and scratches.
The following information is about bites by people and animals such as dogs and cats.
What to do if you've been bitten
If you've been bitten by an animal or another person:
- clean the wound immediately by running warm tap water over it for a couple of minutes – it's a good idea to do this even if the skin doesn't appear to be broken
- remove any objects from the bite, such as teeth, hair or dirt
- encourage the wound to bleed slightly by gently squeezing it, unless it's already bleeding freely
- if the wound is bleeding heavily, put a clean pad or sterile dressing over it and apply pressure
- dry the wound and cover it with a clean dressing or plaster
- take painkillers if you're in pain, such as paracetamol or ibuprofen – children under 16 years old shouldn't take aspirin
- seek medical advice, unless the wound is very minor
If the bite has severed a body part like a finger or ear, wash it with tap water, wrap it in clean tissue, and store it in a plastic bag surrounded by ice so it can be transported to hospital. It may be possible to surgically reattach the body part later on.
When to seek medical advice
If the bite has broken the skin, you should seek immediate medical attention after cleaning the wound. Don't delay seeking help until symptoms of infection appear.
Minor bites can be treated at your GP surgery, or by staff at your local walk-in centre or minor injuries unit. For particularly severe bites, visit your local accident and emergency (A&E) department.
The healthcare professional treating you may:
- clean the wound and remove any damaged tissue
- prescribe a course of antibiotics to prevent infection
- recommend specific treatment to prevent infections such as tetanus if you're felt to be at risk
- close the wound with stitches if the risk of infection is thought to be low – high-risk wounds will usually be left open as this means they're easier to keep clean
- arrange blood tests to check for infection, or an X-ray to check for any damage to your bones and see if there's anything embedded in your wound, such as a tooth
- refer you for an assessment by a specialist if the bite penetrated a joint, or there's severe damage, such as damage to bones or nerves – surgery may be needed in these cases
- if you're bitten by a person with hepatitis or HIV, there's a tiny chance of the infection spreading if the bite is contaminated with blood, so you may be offered treatment to stop you becoming infected
When you return home, watch out for signs of a possible infection.
Signs a bite may be infected
Symptoms that suggest a wound has become infected include:
- redness and swelling around the wound
- the wound feels warm and increasingly painful
- liquid or pus leaks from the wound
- a fever of 38C (100.4F) or above
- sweats and chills
- swollen glands under the chin or in the neck, armpits or groin
- red streaks extending along the skin from the wound
Get medical help as soon as possible if you think your wound is infected.
When do bites happen?
Although you may be more worried about bites from wild and stray animals, any animal has the potential to bite.
Many bites are actually caused by a person's own pet or an animal belonging to a friend or neighbour.
Animals can act unpredictably and bites aren't always provoked. However, an animal is more likely to bite if it's been disturbed, feels threatened, or gets overexcited.
Most human bites occur when one person punches another person in the mouth. They can also happen during contact sports, vigorous sex, domestic violence or sexual assault, and fits (seizures).
- do not ever leave a young child unsupervised with any animal – regardless of what type of animal it is and its previous behaviour
- do not approach animals suddenly, run around screaming in their presence, or interrupt them when they're eating or sleeping
- do not touch unfamiliar dogs or animals – when greeting a dog for the first time, let it sniff you before petting it
- do not get too close to unfamiliar animals - keep sensible distance to avoid being bitten or scratched, especially dogs, monkeys and cats
It's also a good idea to avoid contact with any wild or stray animals, particularly while travelling abroad, as they can be aggressive and there's a chance they could carry serious infections, such as rabies.
Last updated:
21 June 2023


text:
The search for Flight 370, which vanished early March 8 while flying from Kuala Lumpur to Beijing with 239 people on board, has now been expanded deep into the northern and southern hemispheres. Australian vessels scoured the southern Indian Ocean and China offered 21 of its satellites to help Malaysia in the unprecedented hunt.
With no wreckage found in one of the most puzzling aviation mysteries of all time, relatives of those on the Boeing 777 have been left in an agonizing limbo.
Investigators say the plane was deliberately diverted during its overnight flight and flew off-course for hours. They haven't ruled out hijacking, sabotage, or pilot suicide, and they are checking the backgrounds of the 227 passengers and 12 crew members, as well as the ground crew, to see if links to terrorists, personal problems or psychological issues could be factors.
Malaysian Defense Minister Hishammuddin Hussein said finding the plane was still the main focus, and he did not rule out that it might be discovered intact.
"The fact that there was no distress signal, no ransom notes, no parties claiming responsibility, there is always hope," Hishammuddin said at a news conference.
Malaysian Airlines CEO Ahmad Jauhari Yahya said an initial investigation indicated that the last words heard from the plane by ground controllers - "All right, good night" - were spoken by the co-pilot, Fariq Abdul Hamid. Had it been a voice other than that of Fariq or the pilot, Zaharie Ahmad Shah, it would have clearest indication yet of something amiss in the cockpit before the flight went off-course.
Malaysian officials said earlier that those words came after one of the jetliner's data communications systems - the Aircraft Communications Addressing and Reporting System - had been switched off, suggesting the voice from the cockpit may have been trying to deceive ground controllers.
However, Amhad said that while the last data transmission from ACARS - which gives plane performance and maintenance information - came before that, it was still unclear at what point the system was switched off, making any implications of the timing murkier.
The new information opened the possibility that both ACARS and the plane's transponders, which make the plane visible to civilian air traffic controllers, were turned off at about the same time. It also suggests that the message delivered from the cockpit could have preceded any of the severed communications.
Authorities confiscated a flight simulator from the pilot's home Saturday and also visited the home of the co-pilot in what Malaysian police chief Khalid Abu Bakar initially said was the first police visits to those homes.
But the government, which has come under criticism abroad for missteps and foot-dragging in releasing information, issued a statement Monday contradicting that account, saying police first visited the pilots' homes as early as March 9, the day after the flight disappeared.
Although Malaysian authorities requested that all nations with citizens aboard the flight conduct background checks on them, it wasn't clear how thoroughly they were doing such checks at home. The father of a Malaysian aviation engineer aboard the plane said police had not approached anyone in the family about his 29-year-old son, Mohamad Khairul Amri Selamat, though he added that there was no reason to suspect him.
"It is impossible for him to be involved in something like this," said Selamat Omar, 60. "He is a good boy. ... We are keeping our hopes high. I am praying hard that the plane didn't crash and that he will be back soon."
French investigators arriving in Kuala Lumpur to lend expertise from the two-year search for an Air France jet that crashed in the Atlantic Ocean in 2009 said they were able to rely on distress signals. But that vital tool is missing in the Malaysia Airlines mystery because the flight's communications were deliberately silenced ahead of its disappearance, investigators say.
"It's very different from the Air France case. The Malaysian situation is much more difficult," said Jean Paul Troadec, a special adviser to France's aviation accident investigation bureau.
Malaysia's government sent diplomatic cables to all countries in the search area, seeking more planes and ships for the search, as well as to ask for any radar data that might help.
The search involves 26 countries and initially focused on seas on either side of Peninsular Malaysia, in the South China Sea and the Strait of Malacca.
Over the weekend, Prime Minister Najib Razak said investigators determined that a satellite picked up a faint signal from the aircraft about 7½ hours after takeoff. The signal indicated the plane would have been somewhere on a vast arc stretching from Kazakhstan in Central Asia to the southern reaches of the Indian Ocean.
Hishammuddin said Monday that searches in both the northern and southern stretches of the arc had begun, and that countries from Australia to China in the north and Kazakhstan in the west had joined the hunt.
Had the plane gone northwest to Central Asia, it would have crossed over countries with busy airspace, and some experts believe it more likely would have gone south, although Malaysian authorities are not ruling out the northern corridor and are eager for radar data that might confirm or rule out that route.
The northern corridor crosses through countries including China, India and Pakistan - all of which have said they have seen no sign of the plane. China, where two-thirds of the passengers were from, is providing several planes and 21 satellites for the search, Premier Li Keqiang said in a statement.
"Factors involved in the incident continue to multiply, the area of search-and-rescue continues to broaden, and the level of difficulty increases, but as long as there is one thread of hope, we will continue an all-out effort," Li said.
Indonesia focused on Indian Ocean waters west of Sumatra, air force spokesman Rear Marshall Hadi Tjahjanto said.
Australia agreed to Malaysia's request to take the lead in searching the southern Indian Ocean with four Orion maritime planes that also would be joined by New Zealand and U.S. aircraft, Australian Prime Minister Tony Abbott said.
"Australia will do its duty in this matter," Abbott told Parliament. "We will do our duty to the families of the 239 people on that aircraft who are still absolutely devastated by their absence, and who are still profoundly, profoundly saddened by this as yet unfathomed mystery."
The southern Indian Ocean is the world's third-deepest and one of the most remote stretches of water, with little radar coverage.
Associated Press writers Chris Brummitt, Jim Gomez and Eileen Ng in Kuala Lumpur, Kristen Gelineau in Sydney, Australia, Christopher Bodeen in Beijing and Niniek Karmini in Jakarta, Indonesia, contributed to this report.