text:
Abortion is the termination of a pregnancy either by surgical procedure or other means, commonly performed by doctors in the developed or western world. It is generally available in private clinics and hospitals. Abortion has become the most debated of all sexual health issues by medical professionals, advocates for women's health, and religious and social groups.
The abortion debate became prominent, in the western world, in the 1930s when the decriminalisation of abortion was advocated as a result of many women losing their lives during attempted non-medically endorsed abortions by 'abortion practitioners' who often had little or no medical knowledge and experience. The history of abortion and its practice however outdate this debate by nearly three thousand years. The Hippocratic Oath clearly forbids the practice of abortion when it makes reference to "ουδέ γυναικί πεσσόν φθόριον δώσω" ("… nor should I give to a woman something corruptible in order to abort…"), while the International Code of Medical Ethics states "a doctor must always bear in mind the importance of preserving life from the moment of conception until death". Unlike today however, where abortion is a simply a moral dilemma, the termination of pregnancy in antiquity was seen as an abominable crime given that it was not a medical problem but a social problem in which medical practitioners were asked to become social executioners.
Current estimates indicate that the number of abortions among adolescent women globally (WHO 1986 definition of adolescent is used here referring to those 15-24 rather than the traditionally accepted 10-19) is approximately 4.5 million (UNFPA 1998). There are no precise figures for women of all ages although the World Health Organisation estimates that some 27 million abortions are carried out each year (WHO 2004). The total number of abortions performed are not known because of the numbers of unsafe abortions that go unrecorded predominantly in developing countries estimated in the tens of millions (Benagiano 2000).
Abortion statistics can be studied as incidences or they can be looked at in comparison with birth rates. A population study Benagiano refers to highlights this. While showing the Russian Federation's abortion rate, which was relatively low compared to other European countries in 1995, it revealed that 179 abortions were performed per 100 births therefore nearly two for every one birth (Monnier 1998). It is therefore imperative that abortion statistics are not viewed as either incidences or rates, but as both.
Abortion has been a major political, moral, and emotional issue in the United States for decades now. We have seen too often political slogans such as:
- "It's a child, not a choice;"
- "Abortion stops a beating heart;"
- "Against Abortion? Don't have one;" and
- "I'm pro-choice and I vote."
Abortion has been legal in the US since 1973 with the now-famous decision in the Roe v. Wade case of the US Supreme Court. The justices, by split decision, declared that a fetus in the early stages of pregnancy is considered a nonperson and therefore part of the woman's body. The woman was then given the choice, the right, to keep or remove the fetus. This decision and the development of abortion clinics has divided the nation into pro-choice and pro-life constituents. These constituents have created catchy but divisive slogans such as the ones above.
Depending upon whom you ask, there are many different stages during which an unborn life may be aborted upon request. For example, the unborn child might an embryo, it may have not implanted in the womb, it may still be without a heartbeat, it may not have a distinct human form yet, or it may be too young to survive outside the womb. Almost all people agree that the unborn child is a human by the time of birth. However, it is the Orthodox Christian belief that a human is made after the image of God at the moment of conception. In fact, all people are temples of the Holy Spirit once they are conceived. Additionally, the Orthodox Church has feast days celebrating conceptions: Annunciation to the Virgin Mary on March 25, the Conception by St. Anna of the Theotokos on December 9, and the Conception of St. John the Forerunner and Baptist on September 23.
Fr. Stanley S. Harakas (For the Health of Body and Soul: An Eastern Orthodox Introduction to Bioethics, 2002) states the following about the question of abortion:
- Because our humanity is a psychosomatic unity and because Orthodox Christians see all of life as a continuous and never ending development of the image and likeness toward theosis and full humanity, the achievement of particular stages of development of the conceptus is not ethically relevant to the question of abortion.
- In his second canon, St. Basil specifically rules out the artificial distinction between the "formed" and "unformed" conceptus (The Rudder, pp. 789-790). Thus, any abortion is seen as an evil. Since the physical and the personal aspects of human existence are understood as essential constitutive elements of our humanity, the conceptus—unfulfilled and incomplete as it may be—may not be destroyed under normal circumstances. Eastern Orthodox ethicists reject as unworthy those counterarguments which appeal to economic and social reasons and so hold life to be less valuable than money, pride, or convenience. Armed with modern genetic information, they also reject the argument that an abortion may be justified because a woman is entitled to control her own body. That basic affirmation of self-determination is not rejected; what is rejected is the claim that the conceptus is a part of the mother's tissue. It is not her body; it is the body and life of another human being entrusted to her for care and nurture.
God is the author of life; he never wants us to die for any reason. Rather, he wants all of us to live. Our personal ethical task is to receive the Cross and Resurrection with thanksgiving and not to curse the grace he gives us because of the cross he asks us to bear. In this case, the woman's cross is to bear a child and not to harm the child in any way. God created nature and called it good; it should never be destroyed.
Many Church Fathers have said that married couples who have children are co-creators with God. The man and the woman supply a portion of themselves to conceive a child, and God gives life to the conceived and born. The unborn, then, have the Holy Spirit of God in them from the time of conception. If we are co-creators with God, then it stands to reason that a child who is conceived is part of human nature and was intended to be good. Jesus said "you are not of your own; you were bought with a price." Therefore, even when a child is in the mother's body, the mother is expected to be a good steward of both the body and the child that God has given her.
Abortion is a means to less ultimate aims, and it does not lead to true happiness. The true meaning of happiness is in the cross of Christ because the cross is a lifegiving cross. We live with joyful sorrow, and we love one another because Christ loved us first and gave himself for us.
Media and government influences in favor of abortions abound. In the United States, women with unplanned pregnancies are told through various media that the conceptus is part of the woman's body and is thus dispensable like a disease or tumor. Also, there are several reports of forced abortions at or near full term by the Chinese government which is trying to impose population control. Women and overpopulated countries are too often pressured by economic and social demands and see abortion as a way of meeting those demands. They escape, deny, ignore, or outright reject the responsibility and divine calling of bearing and raising a child. Such people, as well as the abortion providers, are considered guilty of murder, and any one who counsels a pregnant woman to abort her child is also guilty as a conspirator.
To simultaneously defend the life of the child and the true freedom of the mother, the mother needs a lot of support from her family and her friends. If she can see the love of her family and friends, she is more likely to share some of the love with her unborn child. If the mother is actually considering an abortion, no one should judge her, but no one she speaks with should be afraid to say that abortion is wrong. With the loving support of family, friends, church members, church ministries and the help of various social organizations, this vulnerable woman can be well defended and challenged at the same time to make the right choice.
Besides family, parish, and community support, the pregnant woman can find healing through the sacraments of the Church. When she participates in the Divine Liturgy, Holy Confession, and the other sacraments, it will help her find the proper balance between the Death and Resurrection of life and find the true good life. Such an ethical action transfigures our nature and further purifies our will. When we participate in and live out these sacraments in our daily lives, we allow God to transform us. We then can make the right choices because we follow God's will and we do it with joy.
Official and Formal Statements
- An Orthodox View of Abortion - The Amicus Curiae Submitted to the Supreme Court
Bibilical & Patristic Quotations
From the earliest of Christianity, there was a strong opposition to abortion. Very early on in Canon law, those who committed abortion were excommunicated for life—this was the same penalty as for murder. Later on, out of mercy, excommunication was limited to ten years.
In the second century, Athenagoras, a philosopher and a convert to Christianity addressed charges of cannibalism among Christians by saying:
- What reason would we have to commit murder when we say that women who induce abortions are murderers, and will have to give account of it to God? For the same person would not regard the fetus in the womb as a living thing and therefore an object of God's care, and at the same time slay it, once it had come to life. Nor would he refuse to [leave infants out in the woods to die], on the ground that those who expose them are murderers of children, and at the same time do away with the child he has reared. But we are altogether consistent in our conduct. We obey reason and do not override it.
Tertullian, who died around 240, described how Christians thought about abortion in this way: "For us, we may not destroy even the fetus in the womb, while as yet the human being derives blood from other parts of the body for its sustenance. To hinder a birth is merely a speedier man-killing; nor does it matter when you take away a life that is born, or destroy one that is coming to birth. That is a man which is going to be one: you have the fruit already in the seed" (Apology 9:6).
In the fourth century, St. Basil the Great addressed those who wanted to draw an arbitrary line concerning the beginning of human life by saying: "The woman who purposely destroys her unborn child is guilty of murder. The hair-splitting difference between formed and unformed makes no difference to us."


text: I was wondering if there are any tennis coaches out there who can post and give me some insight into their job. Please tell me the details and explain what you do everyday. Do you enjoy your job? Would you still become a tennis teacher if you could do life over again? Any post are appreciated, Thanks.

subset: commoncrawl


text:
More Info
➤ Vintage Condition Guide
Perfect / Mint - Like new. The vintage piece is showing absolutely no signs of wear.
Excellent - The vintage item shows signs of wear expected for age, but no visible flaws.
Great - The vintage item shows normal wear but has some surface flaws, usually easily repairable.
Poor - The vintage item is wearable but shows significant flaws.
➤ New Arrivals Daily
➤ Shipping and Handling
3-7 business days handling time
➤ Layaways and Reserves are welcome on items over $100! Lay-Buy option at checkout
-Non-refundable deposit
-Non-returnable / All sales Final
All returns are subject to a 20% restocking fee. Please inform us within 24 hours upon delivery if you wish to return an item. Item should be mailed within 72 hours from the day it was delivered.
To be eligible for a return, your item must be unused and in the same condition that you received it.
To complete your return, we require a receipt or proof of purchase.
There are certain situations where only partial refunds are granted (if applicable).
Any item not in its original condition, is damaged or missing parts for reasons not due to our error, and all final sale are not eligible for a refund.
Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund.
If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 15 days.


text:
5 Concerns For Small Businesses In 2013
5 Concerns For Small Businesses In 2013
"Uncertainty is the bane of every small business…their only rational response is to pull in their horns and slow down," claims a professor of entrepreneurship in the article below. Most experts agree that, although there has been a slight bump in the economy and employment — it is no recovery. Heading into 2013, small business still faces many of the same issues and uncertainties that have plagued them since 2008. Without a clear path to a better economy and with banks still cautious about small business lending, the engine that drives the US economy may not get a jumpstart in the coming year. Alternative commercial finance options can provide a lending push, but there are still other areas of concern:
Source: Huffington Post, December 26 2012, by Joyce M. Rosenberg
NEW YORK — In 2013, small business owners will contend with many of the same issues that made it hard to run their companies over the last 12 months.
They're also heading into the new year with a lot of uncertainty. It's unlikely that negotiations in Congress will resolve all of lawmakers' disagreements over tax and budget issues that affect small businesses. And there are still many questions about the implications of the health care law for small companies. That points to continued caution – and perhaps slow hiring – among the nation's small companies.
"Uncertainty is the bane of every small business," says Scott Shane, a professor of entrepreneurship at Case Western Reserve University's Weatherhead School of Management in Cleveland. "Their only rational response is to pull in their horns and slow down."
Small businesses aren't likely to get much encouragement from the economy. It's expected to grow by no more than 3 percent in 2013, according to the Federal Reserve. That's a moderate pace, better than the 1.7 percent that the economy grew during the first three quarters of 2012. But it's also far from robust.
Here's a look at some of the issues facing small businesses in the coming year:
Don't look for the small business lending climate to get easier in 2013. Owners who are uneasy about the economy, taxes and health care aren't expected to significantly increase their borrowing, especially as many have been paying down debt since the recession. But even those who are ready to borrow are expected to find it's still hard to get a loan. Bankers are unlikely to be more liberal in their lending policies.
Depressed small business lending levels may be with us well beyond 2013, says James Schrager, a professor of entrepreneurship at the University of Chicago Booth School of Business. The problem isn't just that banks are cautious about small business loans. Schrager notes that home equity loans, a traditional source of money for people starting or expanding a business, remain difficult to get, the result of the collapse in the mortgage market in 2008.
Small Business Majority's Arensmeyer is hopeful that a bill introduced in Congress this year to allow credit unions to make more loans to small businesses will get more traction when the new Congress convenes. That bill would more than double the amount of total assets that credit unions can use to lend to small businesses to 27.5 percent.
But he's also not expecting major changes in lending next year. "Sadly, I don't think we're going to increase our access to capital overnight," he says.
Lawmakers are still haggling over what's called the fiscal cliff, the combination of billions of dollars in tax increases and budget cuts. Even if Congress reaches an agreement, small business owners won't have the certainty they need, according to Todd McCracken, president of the National Small Business Association, a group that lobbies on behalf of small companies.
"It almost surely won't be comprehensive enough that we won't be revisiting it next year," McCracken says. He's concerned that there'll be another fiscal cliff in six months – which would mean more negotiations and more uncertainty.
Many small business owners are worried about their personal tax rates. Sole proprietors, partners and owners of what are called S corporations, all report the income from their businesses on their individual Form 1040 returns. That means their companies are in effect taxed at personal rates, which can be higher than corporate rates.
One of the most important tax provisions for small businesses, what's known as the Section 179 deduction, will shrink to $25,000 next year from $125,000 in 2012. The deduction, which applies to equipment purchases, was $500,000 in 2011. Congress can increase the deduction at any time, even after 2013 has begun. But for the time being, business owners can't count on getting a big break.
"It's a huge change for companies planning on making investments," McCracken says.
It's not known if Congress will extend the 2 percentage point payroll tax cut that workers have had for two years. If it doesn't, consumers will have less money in their paychecks to spend, and that is likely to affect retailers and any other small businesses that sell directly to the public.
Health care has been another source of uncertainty for small business owners. The new year will bring some, but probably not all, of the answers to questions about how the new health care law will affect them. Many will have to devote some time to understanding the law – or hire someone to help them do it.
"They'll have to get their arms around the law, look at their options, learn more about the exchanges," says John Arensmeyer, CEO of Small Business Majority, a lobbying group.
Under the law, companies with 50 or more employees will be required to provide affordable health care insurance for their employees starting Jan. 1, 2014. During 2013, federal and state health insurance exchanges will be set up, and owners will be able to see how much it will cost them to buy insurance. As the year begins, however, many small business owners don't know whether their states will be creating exchanges, or whether they'll have to go into the national system – and they don't know what that will mean for their costs.
For some owners, that information will help them decide whether they will buy insurance, or whether they'll decide it's cheaper to not provide coverage and just pay the government a $2,000-per-employee fine. For those who have close to 50 workers, they may decide to not hire more workers in order to remain outside the law's jurisdiction.
A trend that's expected to gain speed in 2013 is what's calling onshoring. That's the term for manufacturing that had been done overseas, and that's now taking place back in U.S. factories. Apple Inc. earlier this month said it would move production of some of its Mac computers to the U.S. from China next year – but many small businesses have already been making the switch. While Apple is an example of a big company moving in this direction, the majority of U.S. manufacturers are small businesses.
There are several reasons behind the trend. As China becomes more of a middle-class country, wages for its workers are rising, and that is lessening some of the appeal of manufacturing there for U.S. companies, says Steven Kaplan, a professor of entrepreneurship and finance at Chicago's Booth School. Over the past two decades, it was the cheaper labor in China that prompted businesses of all sizes to have everything from computers to clothes to food ingredients made in China.
The rising cost of fuel, which has made transporting goods more expensive, is another factor in onshoring.
"Manufacturing in the U.S. is relatively more attractive than it has been in 20 years," Kaplan says.
While companies' caution has weighed on the job market, many company owners who actually want to hire say it's hard to find workers to fill some positions.
It's becoming more difficult to find people who have the skills they need, these owners say. Many new manufacturing jobs require high-tech skills. They include positions at factories where computers are used to create products like airplane parts and machinery. And some require several years of training, says Shane, the Case Western Reserve professor. For example: A company that makes metal molds which are in turn used to create automobile dashboards. That takes a machinist who knows cutting-edge processes to make the molds. "You cannot take someone off the street to do it," Shane says.
Because of changing technology, owners are struggling to find qualified workers in 2013. "There's a whole level of work that's going to require skills that weren't needed in traditional jobs," says Arensmeyer. He notes that community colleges around the country are offering courses that will help train workers to fill these jobs. But training takes time, and the demand for jobs may continue to outstrip the supply of qualified workers.


text:
The knowledge that we will eventually die is one of the things that seem to distinguish humans from other living beings. At the same time, no one likes to dwell on the prospect of his or her own death. But if you postpone planning for your passing until it is too late, you run the risk that your intended beneficiaries; those you love the most may not receive what you would want them to receive either because of extra administration costs, unnecessary taxes or squabbling among your heirs. This is why estate planning is so important, no matter how small your estate may be. It allows you, to ensure that your assets and other possessions will go to the people you want, in the way you want, and when you want. It permits you to save as much as possible on taxes, court costs and attorneys' fees; and it affords the comfort that your loved ones can mourn your loss without being simultaneously burdened with unnecessary red tape and financial confusion.
All estate plans should include, at minimum, two important estate-planning instruments: a durable power of attorney and a will. The first is for managing your property during your life, in case you are ever unable to do so yourself. The second is for the management and distribution of your property after death. In addition, more and more, Harrisville Utah also are using revocable (or "living") trusts to avoid probate and to manage their estates both during their lives and after they're gone.
Your Will
Your will is a legally binding statement directing who will receive your property at your death. It also appoints a legal representative to carry out your wishes. However, the will covers only probate property. Many types of property or forms of ownership pass outside of probate. Jointly owned property, property in trust, life insurance proceeds and property with a named beneficiary, such as IRAs, insurance policies or 401(k) plans, can all pass outside of probate.
Why Should You Have A Will?
Here are some reasons.
First, with a will you can direct where and to whom your assets (what you own) will go after your death. If you died in state (without a will), your estate would be distributed according to state law. Such distribution may or may not accord with your wishes. Many people try to avoid probate and the need for a will by holding all of their assets jointly with their children. This can work, but often people spend unnecessary effort trying to make sure all the joint accounts remain equally distributed among their children. These efforts can be defeated by a long-term illness of the parent or the death of a child. A will can be a much simpler means of affecting one's wishes about how assets should be distributed.
The second reason to have a will is to make the administration of your estate run smoothly. Often the probate process can be completed more quickly and at less expense to your estate if there is a will. With a clear expression of your wishes, there are unlikely to be any costly, time-consuming disputes over who gets what.
Third, only with a will can you choose the person to administer your estate and distribute it according to your instructions. In Illinois this person is called your "personal representative"". If you do not have a will naming him or her, the court will make the choice for you. Usually the court appoints the first person to ask for the post, which is most closely related to you at the time of death.
Fourth, for larger estates, a well planned will can help reduce estate taxes.
Fifth, and most important, through a will you can appoint who will take your place, as guardian of your minor children should both you and their other parent both pass away. Filling out the worksheet that our office provides will help you make decisions about what to put in your will. Bring it and any additional notes to our office and our estate planning professionals will be able to efficiently prepare a will that meets your needs and desires.
Estate Administration- Probate Procedure
Probate is the process by which a deceased person's property, known as the "estate", is passed to his or her heirs and legatees (people named in the will), the entire process, supervised by the probate court, usually takes about one year. However, substantial distributions from the estate can be made in the interim. The emotional trauma brought on by the death of a close family member is often accompanied by bewilderment about the financial and legal steps the survivors must take. The spouse who passed away may have handled all of the couple's finances. Or perhaps a child must begin taking care of probating an estate about which he or she knows little about. And this task may come on top of commitments to family and work that can't be set aside. Finally, the estate itself may be in disarray or scattered amount many accounts, which is not unusual with a generation that saw banks collapse during the Depression.
Here we set out the steps the surviving family members should take. These responsibilities ultimately fall on whoever was appointed executor or personal representative in the deceased family member's will. Matters can be a bit more complicated in the absence of a will, because it may not be clear who has the responsibility of carrying out these steps.
First, secure the tangible property. This means anything you can touch, such as silverware, dishes, furniture, or artwork. You will need to determine accurate values of each piece of property, which may require appraisals, and then distribute the property as the deceased directed. If property is passed around to family members before you have the opportunity to take an inventory; this will become a difficult, if not impossible, task. Of course, this does not apply to gifts the deceased may have made during life, which will not be part of his or her estate.
Second, take your time. You do not need to take any other steps immediately. When bills do need to be paid, they can wait a month or two without adverse repercussions. It's more important that you and your family have time to grieve. Financial matters can wait. When you're ready but not a day sooner, meet with one of attorneys in Harrisville Utah to review the steps necessary to administer the deceased's estate. Bring as much information as possible about finances, taxes and debts. Don't worry about putting the papers in order first; attorney in Harrisville will have experience in organizing and understanding confusing financial statements.
The general rules of estate administration include the following steps:
1. Filing the will and petition at the probate court in order to be appointed executor or personal representative. In the absence of a will, heirs must petition the court to be appointed "administrator" of the estate.
2. Marshalling, or collecting the assets. This means that you have to find out everything the deceased owned. You need to file a list, known as an "inventory", with the probate court. It's generally best to consolidate all of the estate funds to the extent possible. Bills and bequests should be paid from a single checking account, either one you establish or one set by our firm on your behalf, so that you can keep track of all expenditures.
3. Paying bills and taxes. If an estate tax return is needed–generally if the estate exceeds $675,000 in value–it must be filed within nine months of the date of death. If you miss this deadline and the estate is taxable, severe penalties and interest may apply. If you do not have all of the information available in time, you can file for an extension and pay your best estimate of the tax due.
4. Filing tax returns. You must also file a final income tax return for the decedent and, if the estate holds any assets and earns interest or dividends, an income tax returns for the estate. If the estate does earn income during the administration process, it will have to obtain its own tax identification number in order to keep track of such earnings and file an estate income tax notion in addition to the decedent's final income tax return.
5. Distributing property to the heirs and legatees. Generally, executors do not pay out all of the estate assets until the period runs out for creditors to make claims, which in Harrisville Utah is 6 months from the date the estate, notice of death in the newspaper. But once the executor understands the estate and the likely claims, he or she can distribute most of the assets, retaining a reserve for unanticipated claims and costs of closing out the estate.
6. Filing a final account. The executor must file an account with the probate court listing any income to the estate since the date of death and all expenses and estate distributions. Once the court approves this final account, the executor can distribute whatever is left in the closing reserve, and finish his or her work
Avoiding probate through joint ownership or trusts can eliminate some of these steps. But whoever is left in charge still has to pay all debts, file tax returns, and distribute the property to the rightful heirs. You can make it easier for your heirs by keeping good records of your assets and liabilities. This will shorten the process and reduce the legal bill.
Guardianship and Conservatorship
Every adult is assumed to be capable of making his or her own decisions unless a court determines otherwise.
If an adult becomes incapable of making responsible decisions due to a mental disability, the court will appoint a substitute decision maker, called a "guardian". Guardianship is a legal relationship between a competent adult (the "guardian") and a person who because of incapacity is no longer able to take care of his or her own affairs (the "ward"). The guardian is authorized to make legal, financial, and health care decisions for the ward. Depending on the terms of the guardianship, the guardian may or may not have to seek court approval for various decisions, but generally the guardian acts without being required to incur the expense of court approval. Some incapacitated individuals can make responsible decisions in some areas of their lives but not others. In such cases, the court may give the guardian decision-making power over only those areas in which the incapacitated person is unable to make responsible decisions (a so-called "limited guardianship"). In other words, the guardian may exercise only those rights that have been removed from the ward and delegated to the guardian. Guardianships are consuming and expensive. Prefer planning with Power of Attorneys for health care and financial matters will significantly reduce cost and time in the event you became incapacitated.
Generally a person is judged to be in need of guardianship when he or she shows a lack of capacity to make responsible decisions. A person cannot be declared incompetent simply because he or she makes irresponsible or foolish decisions, but only if the person is shown to lack the capacity to make sound decisions. For example, a person may not be declared incompetent simply because he or she spends money in ways that seem odd to someone else. Also, a developmental disability or mental illness is not, by itself, enough to declare a person incompetent.
Anyone interested in the proposed ward's well being can request a guardianship. An attorney is usually retained to file a petition for a hearing in the probate court in the proposed ward's county of residence. The proposed ward is entitled to legal representation at the hearing, and the court will appoint an attorney if the allegedly incapacitated person cannot afford lawyer. At the hearing, the court with the help of the Guardian ad Litem attempts to determine if the proposed ward is incapacitated and, if so, to what extent the individual requires assistance. If the court determines that the proposed ward is indeed incapacitated, the court then decides if the person seeking the role of guardian will be responsible.
A guardian can be any competent adult-the ward's spouse, another family member, a friend, a neighbor, or a professional guardian (an unrelated person who has received special training). A competent individual may nominate a proposed guardian through a durable power of attorney in case she ever needs a guardian. The guardian need not be a person at all–it can be a non-profit agency or a public or private corporation. If a person is found to be incapacitated and a suitable guardian cannot be found, courts in many states can appoint a public guardian, a publicly financed agency that serves this purpose. In naming someone to serve as a guardian, courts give first consideration to those who play a significant role in the ward's life – people who are both aware of and sensitive to the ward's needs and preferences. If two individuals wish to share guardianship duties, courts can name co-guardians.
Reporting Requirements
Court often give guardians broad authority to manage the ward's affairs. In addition to lacking the power to decide how money is spent or managed, where to live and what medical care he or she should receive, wards also may not have the right to vote, marry or divorce, or carry a driver's license. Guardians are expected to act in the best interests of the ward, but give the guardian's often-broad authority; there is the potential for abuse. For this reason, courts hold guardians accountable for their actions to ensure that they don't take advantage of or neglect the ward. The guardian of the property inventories the ward's property, invests the ward's funds so that they can be used for the ward's support, and files regular, detailed reports with the court. A guardian of the property also must obtain court approval for certain financial transactions.
Guardians must file an annual account of how they have handled the ward's finances. Guardians must offer proof that they made adequate residential arrangements for the ward, that they provided sufficient health care and treatment services, and that they made available educational and training programs, as needed. Guardians who cannot prove that they have adequately cared for the ward may be removed and replaced by another guardian.
Free Initial Consultation with Lawyer
It's not a matter of if, it's a matter of when. Legal problems come to everyone. Whether it's your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister's brother who's getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!
8833 S. Redwood Road, Suite C
West Jordan, Utah
84088 United States
Telephone: (801) 676-5506
Recent Posts
Estate Planning Attorney Farr West Utah
Estate Planning Attorney Fruit Heights Utah
Estate Planning Attorney Grantsville Utah
Divorce Lawyer and Family Law Attorneys


text:
You've heard all about them, you've seen all about them, you probably have one in your life, you might even be one… Millennials. Millennials are one of the newest generations, and are currently coming about into the workforce full-force as they mature into adulthood.
Generally speaking, Generation Y (Millennials) are those born between the years 1981 and 1997. According to HubSpot, there are currently 80 million in the United States—nearly one quarter of the entire population. With an annual buying power of $200 billion dollars, they are also the most lucrative market to engage with. What does this mean for businesses?
If you're not reaching Gen Y, then you're missing out on a selling opportunity. How can you engage with those 35 years and younger? Check out five ways to market to Millennials.
1. Go mobile.
The best way to market to Millennials is to have a mobile-friendly website. This means when customers pull up a website on their phone, they're not stuck looking at tiny font and searching for an impossible button to find. Mobile websites have a completely different design than their desktop counterparts, so invest early. According to Facebook, 55% of Gen Y use only their mobile devices to access their profile pages or the Internet. This means if a business website isn't mobile-friendly, chances are Millennials won't bother engaging with it.
2. Get social.
Get on social media. Leadscon found that around 65% of Gen Y will like a company or brand's page they enjoy on Facebook and Twitter. If a business is not on social media, Millennials automatically view it as not worth their time or even untrustworthy. Be sure to focus your marketing efforts by reaching out to the Gen Y population via social networking platforms such as Facebook, Twitter, LinkedIn and Instagram. Optimize your social content to be engaging and exciting to drive traffic back to the website.
3. Be authentic.
According to Forbes, 43% of Millennials rank authenticity over content when consuming news. With spending so much time online, Generation Y craves content, but even moreso, craves an authentic and values-driven brand. Unlike past generations, Millennials aren't going to fall for the age-old advertising tricks. They want to engage with businesses that appeal to their values and show their true colors. This means showing the inner-workings of your business, being real in content marketing and providing programs that help make a difference in the world.
4. Share word-of-mouth.
More than any other generation, Millennials are engaging through word-of-mouth marketing. If they hear a recommendation from a friend or coworker, they are more likely to buy and try the product than they would be from a traditional advertising method. This means getting out and meeting Generation Y where they stand, offering samples and even offering recommendation compensation. The more word-of-mouth marketing you can target, the more successful the campaign will be and the more Millennials will be engaged.
5. Turn creative.
Finally, get creative in your marketing strategy. Millennials have been targeted with advertisements since before they could walk, and are constantly bombarded every minute of every day with messages to buy this and try our product. If you want Millennials to engage with a brand, you have to catch their attention first. Get creative with your marketing strategy. Maybe it's a guerrilla marketing campaign, maybe it's a social media competition or maybe it's a completely new tactic. Think outside the box and see what you come up with next.
When it comes to marketing, Generation Y is the next big step. Try out these tactics to see how you can connect with Millennials, drive them to a product or service and grow business.


text:
Dealing With Chickenpox
posted: Mar. 05, 2019.
At some point in our childhood, we might have experienced chicken pox. While chicken pox most often occurs in children under the age of 12, it can also occur in adults who never had it as children.
Chickenpox is an itchy rash of spots that look like blisters and can appear all over the body while accompanied by flu-like symptoms. Chickenpox is very contagious, which is why your pediatrician in places a strong emphasis on keeping infected children out of school and at home until the rash is gone.
What are the Symptoms of Chickenpox?
When a child first develops chickenpox, they might experience a fever, headache, sore throat or stomachache. These symptoms may last for a few days, with a fever in the 101-102 F range. The onset of chicken pox causes a red, itchy skin rash that typically appears on the abdomen or back and face first, then spreads to almost any part of the body, including the scalp, mouth, arms, legs and genitals.
The rash begins as multiple small red bumps that look like pimples or insect bites, which are usually less than a quarter of an inch wide. These bumps appear in over two to four days and develop into thin-walled blisters filled with fluid. When the blister walls break, the sores are left open, which then dries into brown scabs. This rash is extremely itchy and cool baths or calamine lotion may help to manage the itching.
What are the Treatment Options?
A virus causes chickenpox, which is why your pediatrician in will not prescribe an antibiotic to treat it. However, your child might need an antibiotic if bacteria infects the sores, which is very common among children because they will often scratch and pick at the blisters—it is important to discourage this. Your child's pediatrician in will be able to tell you if a medication is right for your child.
If you suspect your child has chickenpox, contact your pediatrician right away!


text:
Northern Lights Photo Gallery: A solar wind stream hit Earth on May 20th causing a mild geomagnetic storm and Northern Lights around the Arctic Circle. The auroras of May 21st were so bright, they were visible in the twilight blue sky above Nunavik, Quebec.
"The sky is blue at 1 o'clock in the morning when I took these pictures," says photographer Sylvain Serre. "At our latitude at this time of year, it is blue all night long--and it's never a dark blue. So, at 1 o'clock in the morning, the sky is bright and I can see only a few stars."
In spite of this extra glare, Serre was able to see the auroras. "I saw them with my unaided eyes. The clouds made it difficult, but the clouds were moving slowly while the northern lights were moving faster." This, plus the green color of the auroras, made it possible to sort things out.


text:
Monday night's NCAA basketball national championship matches two teams that have a knack for dramatic finishes. But the teams' rankings in this tournament didn't predict their presence in the final: Connecticut was a No. 7 seed, and Kentucky a No. 8. The NCAA says their combined seeding of 15 is a new record.
As you would expect, the game will be broadcast on television by CBS, with the tipoff scheduled for 9:10 p.m. ET in AT&T Stadium, home of the Dallas Cowboys.
Both programs have had recent success in the Big Dance: UConn won it all in 2011, while Kentucky won the title in 2012. But as NPR's Tom Goldman tells Melissa Block on today's All Things Considered, neither team was selected for the NCAA tournament last year.
From Tom:
"Tonight is the first time since 1966 that the finalists weren't in the previous tournament. Kentucky wasn't very good; Kentucky lost in the National Invitational Tournament, the NIT; UConn was banned from March Madness because the basketball team had a low academic rating. The Huskies now are meeting the standard, although reportedly they still have a pretty low rating. They're digging their way out."
Here are highlights of other coverage we're seeing:
"Since Shabazz Napier is playing Aaron Harrison, why don't Connecticut and Kentucky just play 40 one-minute games instead of one 40-minute game to decide the national championship?" — That's the tongue-in-cheek question asked by Mark Titus at Grantland. Both Napier and Harrison have hit big shots for their teams in this tournament.
"You work so hard to get to the point where you have to believe in yourself, and probably Harrison, when he was younger, would be on the courts going, '3 ... 2 ... 1' and he'd shoot the ball. And when you miss it, you're going to say you got fouled." — Napier on Harrison at NCAA.com, who has made three game-winning shots in this tournament.
"UConn will be a big underdog in this game. No matter what the stats say, no matter how their confidence appears, the Huskies don't have what Kentucky has in terms of sheer talent," says Dana O'Neil of ESPN. But, she adds, "Connecticut will win this game the way the Huskies have won every game in this NCAA tournament — with their defense."
"Kentucky's ability to win four straight by five points or less (a tournament first) rings loudly. The preseason No. 1 team has pulled itself together and has been unwavering in its ability to punch back — and look good doing it." — Matt Norlander of CBS Sports.
"It really is a toss-up, at least according to the FiveThirtyEight forecast model, which gives Connecticut a 50.1 percent chance of winning and Kentucky a 49.9 percent chance." — Nate Silver of FiveThirtyEight.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


text:
James S. Brady Press Briefing Room
PRESIDENT BARACK OBAMA: Good afternoon, everybody. Of all the responsibilities the Constitution endows to Congress, two should be fairly simple: pass a budget, and pay America's bills.
But if the United States Congress does not fulfill its responsibility to pass a budget today, much of the United States government will be forced to shut down tomorrow. And I want to be very clear about what that shutdown would mean — what will remain open and what will not.
RELATED: Need Health Insurance? Here's How You Can Get Affordable Coverage Starting Oct. 1
With regard to operations that will continue: If you're on Social Security, you will keep receiving your checks. If you're on Medicare, your doctor will still see you. Everyone's mail will still be delivered. And government operations related to national security or public safety will go on. Our troops will continue to serve with skill, honor, and courage. Air traffic controllers, prison guards, those who are with border control — our Border Patrol will remain on their posts, but their paychecks will be delayed until the government reopens. NASA will shut down almost entirely, but Mission Control will remain open to support the astronauts serving on the Space Station.
I also want to be very clear about what would change. Office buildings would close. Paychecks would be delayed. Vital services that seniors and veterans, women and children, businesses and our economy depend on would be hamstrung. Business owners would see delays in raising capital, seeking infrastructure permits, or rebuilding after Hurricane Sandy. Veterans who've sacrificed for their country will find their support centers unstaffed. Tourists will find every one of America's national parks and monuments, from Yosemite to the Smithsonian to the Statue of Liberty, immediately closed. And of course, the communities and small businesses that rely on these national treasures for their livelihoods will be out of customers and out of luck.
And in keeping with the broad ramifications of a shutdown, I think it's important that everybody understand the federal government is America's largest employer. More than 2 million civilian workers and 1.4 million active-duty military serve in all 50 states and all around the world. In the event of a government shutdown, hundreds of thousands of these dedicated public servants who stay on the job will do so without pay — and several hundred thousand more will be immediately and indefinitely furloughed without pay.
What, of course, will not be furloughed are the bills that they have to pay — their mortgages, their tuition payments, their car notes. These Americans are our neighbors. Their kids go to our schools. They worship where we do. They serve their country with pride. They are the customers of every business in this country. And they would be hurt greatly, and as a consequence, all of us will be hurt greatly, should Congress choose to shut the people's government down.
So a shutdown will have a very real economic impact on real people, right away. Past shutdowns have disrupted the economy significantly. This one would, too. It would throw a wrench into the gears of our economy at a time when those gears have gained some traction.
Five years ago right now, our economy was in meltdown. Today, our businesses have created 7.5 million new jobs over the past three and a half years. The housing market is healing and our deficits are falling fast. The idea of putting the American people's hard-earned progress at risk is the height of irresponsibility.
And it doesn't have to happen. Let me repeat this: It does not have to happen. All of this is entirely preventable if the House chooses to do what the Senate has already done — and that's the simple act of funding our government without making extraneous and controversial demands in the process, the same way other Congresses have for more than 200 years.
Unfortunately, right now House Republicans continue to tie funding of the government to ideological demands like limiting a woman's access to contraception, or delaying the Affordable Care Act, all to save face after making some impossible promises to the extreme right wing of their party.
So let me be clear about this. An important part of the Affordable Care Act takes effect tomorrow no matter what Congress decides to do today. The Affordable Care Act is moving forward. That funding is already in place. You can't shut it down. This is a law that passed both houses of Congress; a law that bears my signature; a law that the Supreme Court upheld as constitutional; a law that voters chose not to repeal last November; a law that is already providing benefits to millions of Americans in the form of young people staying on their parents' plan until they're 26, seniors getting cheaper prescription drugs, making sure that insurance companies aren't imposing lifetime limits when you already have health insurance, providing rebates for consumers when insurance companies are spending too much money on overhead instead of health care. Those things are already happening.
Starting tomorrow, tens of millions of Americans will be able to visit HealthCare.gov to shop for affordable health care coverage. So Americans who've lived for years in some cases with the fear that one illness could send them into bankruptcy, Americans who've been priced out of the market just because they've been sick once, they'll finally be able to afford coverage — quality coverage — many of them for the first time in their lives.
Some of them may be sick as we speak. And this is their best opportunity to get some security and some relief. Tens of thousands of Americans die every single year because they don't have access to affordable health care. Despite this, Republicans have said that if we lock these Americans out of affordable health care for one more year — if we sacrifice the health care of millions of Americans — then they'll fund the government for a couple more months. Does anybody truly believe that we won't have this fight again in a couple more months? Even at Christmas?
So here's the bottom line: I'm always willing to work with anyone of either party to make sure the Affordable Care Act works better, to make sure our government works better. I'm always willing to work with anyone to grow our economy faster, or to create new jobs faster, to get our fiscal house in order for the long run. I've demonstrated this time and time again, oftentimes to the consternation of my own party.
But one faction of one party, in one house of Congress, in one branch of government doesn't get to shut down the entire government just to refight the results of an election.
Keeping the people's government open is not a concession to me. Keeping vital services running and hundreds of thousands of Americans on the job is not something you "give" to the other side. It's our basic responsibility. It's something that we're doing for our military, and our businesses, and our economy, and all the hardworking people out there — the person working for the Agricultural Department out in some rural community who's out there helping some farmers make sure that they're making some modest profit for all the hard work they're putting in. They're the person working for HUD who's helping somebody buy a house for the first time. They're somebody in a VA office who's counseling one of our vets who's got PTSD.
That's who we're here to serve. That's why we're supposed to be carrying out these responsibilities. It's why we should be avoiding these kinds of constant brinksmanship. It's something that we do in the ordinary process of this extraordinary system of government that we have. You don't get to extract a ransom for doing your job; for doing what you're supposed to be doing anyway; or just because there's a law there that you don't like.
The American people sent us here to govern. They sent us here to make sure that we're doing everything we can to make their lives a little bit better — to create new jobs, to restore economic security, to rebuild the prospects of upward mobility. That's what they expect.
And they understand that there are differences between the parties and we're going to be having some tough fights around those differences. And I respect the fact that the other party is not supposed to agree with me 100 percent of the time, just like I don't agree with them. But they do also expect that we don't bring the entire government to a halt or the entire economy to a halt just because of those differences.
That's what they deserve. They've worked too hard, for too long to recover from previous crises just to have folks here in Washington manufacture yet another one that they have to dig themselves out of.
So Congress needs to keep our government open, needs to pay our bills on time, and never, ever threaten the full faith and credit of the United States of America.
And time is running out. My hope and expectation is that in the eleventh hour, once again, that Congress will choose to do the right thing and that the House of Representatives, in particular, will choose the right thing.
Thank you very much.
See President Obama's full remarks below:
Obama To House GOP: 'You Don't Get To Exact A Ransom Just For Doing Your Job' [VIDEO] was originally published on newsone.com


text: A biophysical profile (BPP) is a test that combines a nonstress test with ultrasound to check the health of the fetus. A nonstress test (NST) measures the fetal heart rate in response to the movements of the fetus. An ultrasound is a diagnostic technique that uses high-frequency sound waves to create an image of the fetus. Biophysical profile testing is usually performed in the last trimester of pregnancy. There are five parts to a biophysical profile: the nonstress test Plus four areas assessed by ultrasound: fetal breathing movements fetal movements fetal tone amniotic fluid volume How is a biophysical profile performed? Each of the five areas of the biophysical profile has a possible total score of two points, for a total of 10 points. A score of: eight to 10 is usually considered normal six is considered equivocal (uncertain) four or less is considered abnormal If the score is questionable or abnormal, or if the amniotic fluid volume is too low, additional testing may be needed. What is a modified biophysical profile? Another type of BPP, called a modified BPP, is sometimes performed. The modified BPP combines the nonstress test and an evaluation of the amount of amniotic fluid, called the amniotic fluid index (AFI). The largest pocket of amniotic fluid is measured in each of the four quadrants of the mother's abdomen using ultrasound. All four quadrants added together give the amniotic fluid index.


text:
All filters are made in the USA – Order Today
Filter Size: 18.25x22x4A
Actual Size: 18.25x22x4
Actual Size Fraction : 18-1/4x22x4
Share your thoughts with other customers
There are no reviews yet. Be the first one to write one.
Custom Filters Direct is your single leading source for high-quality air filters for a wide selection of applications, from home to office and commercial settings.
We have a massive selection of air filters in stock and ready to ship. Simply choose your filtration level and size.
MERV 8 filters: We stock a huge selection of MERV 8 filters. MERV 8 air filters are the perfect choice for your home?s air systems to clean up incoming airflow. A MERV 8 rated air filter will capture nearly 85 percent of particles between the sizes of 0.3 microns and 10 microns, making them a solid choice for most residential settings.
MERV 11 filters: A MERV 11 air filter will capture 85 percent or more of the particles between 0.3 microns and 10 microns, which is similar to what a MERV 8 air filter captures, but MERV 11 air filters also capture between 65 percent and 79 percent of smaller particles. For those with pets, MERV 11 filters provide superior protection and air quality, and they can also protect against smog, smoke, and automobile exhaust fumes.
MERV 13 filters: A MERV 13 air filter captures 90 percent or more of particles that are sized between 0.3 microns and 10 microns, making them the top choice for an air filter for those who are seeking superior air quality. MERV 13 air filters are the perfect choice for those who have newborn babies, who have lung diseases or compromised immune systems, and for those who need the top level of air filtration performance in business and medical care settings.
Have any questions? We're here and ready to help!
© 2022 Custom Filters Direct. All rights reserved.


text:
From one secrets leaker to another:
Edward Snowden "is a hero," WikiLeaks founder Julian Assange said Sunday on ABC-TV's This Week with George Stephanopoulos. "He has told the people of the world and the United States that there is mass unlawful interception of their communications, far beyond anything that happened under Nixon."
Others disagree. And on Fox News Sunday, senators John McCain (R-Ariz.) and Charles Schumer (D-N.Y.) called on Russia to extradite Snowden to the U.S. so that he can be prosecuted for revealing secrets about National Security Agency surveillance programs.
We posted Saturday about Snowden's legal limbo in Moscow: "3 Things To Know About Edward Snowden's Passenger Purgatory." He's reportedly seeking asylum from Ecuador or some other nation. Assange, meanwhile, has been living in Ecuador's London embassy for a year as he tries to avoid being extradited to Sweden, where's he's wanted for questioning in a case involving alleged sexual assaults.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


text:
For a privately owned company embarking upon its first sale to an outside buyer, the lure and benefits of a broad auction can be many. But the process may not always be the right fit when a seller considers the myriad factors driving the sale decision as well as the importance of the post-sale partnership with a buyer. Over the past few decades, the middle market has matured and the universe of investors with capital to invest has expanded dramatically. Advisory firms have done a masterful job positioning ever smaller companies for liquidity events and running large, competitive auctions that are designed to maximize alternatives for sellers and, often, drive higher sales prices. However, as Charlie Crowley noted in his recent blog, there are situations where a highly structured, broad process may not be the best alternative. For some sellers, avoiding the auction and instead establishing a direct relationship with the right private equity partner may be the better path to long-term value creation. Linsalata Capital Partners has worked directly with a number of sellers over the years that valued a direct process because it addressed many of these issues: Privacy: One of the main benefits of being a private enterprise is just that — privacy. Often, internal customer, profit or product information is highly sensitive and the benefits of going broad may not outweigh the risks of revealing that information. Complexity: All businesses have interesting stories, but some require more chapters than others. Certain issues are difficult to explain in glossy information memorandums and require fewer, deeper discussions (i.e., rocky historical performance unconnected to bright future prospects, specific customer or contract issues, the need to close or open a facility in the near term, etc.). Speed: When the six- to 12-month timeframe of a standard auction process — from first meeting until close of the transaction — is not fast enough, the right private equity partner has specific industry knowledge, committed capital, execution resources and deep financing relationships to execute a deal quickly and with minimal disruptions to the business. Culture: A broad auction process often limits a seller's ability to have the one-on-one discussions required to flesh out fit and philosophical alignment that surface more easily with direct interface. When maintaining the culture of the organization is a critical factor in its continued success, the best private equity firms understand how to identify and foster an organization's culture while providing resources where needed. Resources: When an owner is seeking only partial liquidity and needs a partner with tailored expertise to maximize the value of his or her reinvestment down the road, engaging in a sale process designed to maximize near-term price may not be the best long-term value decision. At Linsalata Capital Partners, many of our partners have held operating positions with significant balance sheet responsibility, an often helpful resource for management. A business also may require access to industry experts, hands-on operating knowledge, strategic guidance for growth or additional capital to execute a roll-up strategy that a private equity firm can bring. Terms: A one-size-fits-all approach does not always work and there may be multiple issues on the table that require creative and thoughtful solutions. It can be difficult in an auction process to have an early, simple, common sense conversation about critical issues beyond price that address the real needs of a seller, especially one that intends to reinvest alongside the new majority owner that will become a partner post transaction. To win any transaction, private equity partners know they must be flexible in addressing the various needs of business owners, offer fair and supportable valuations and establish future equity incentives for sellers that often enhance their equity rollovers to the extent that the proverbial "second bite at the apple" is worth even more than the initial sale. Business owners should consider carefully the situation when deciding on the sale option that is right for them, and may find the better path to long-term value creation to be a negotiated sale to a private equity partner.
Guest Blogger
Sometimes, finding the right partner calls for fewer conversations


text:
Bank announces Financial Results for quarter/year ended, 31st March 2024.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
Locate Us, Anytime, Anywhere
Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Bank of Baroda, for rural India, with rural India.
Loan can be availed for various activities like
Processing charges:
For Working Capital (Fresh/Review)
Inspection Charges:
For loans upto 1.60 Lakh
For loans above 1.60 Lakh
Related Products
This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank's website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.
The use of any of the Insurance's tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.
Proceed to the website
Thank you for visiting www.bankofbaroda.in


text:
After a slight decline in March, the widely watched consumer confidence index from the private Conference Board "was virtually unchanged in April," the research group reports.
"The index now stands at 69.2, down slightly from 69.5 in March," it says.
"Overall, consumers are more upbeat about the state of the economy, but they remain cautiously optimistic," Lynn Franco, director of the board's consumer research center, adds in its release.
Consumer confidence is a key economic indicator, of course, because consumers drive demand for goods and services. They purchase about 70 percent of what businesses produce.
Copyright 2021 NPR. To see more, visit https://www.npr.org.


text:
If you have a technical support question related to the Mac client this is the place for it!
Use this control to limit the display of threads to those newer than the specified time frame.
Allows you to choose the data by which the thread list will be sorted.
Order threads in...
Note: when sorting by date, 'descending order' will show the newest results first.
Forum Rules
This form's session has expired. You need to reload the page.


text:
September 2007 Django sprint
We held a Django sprint on Friday, Sept. 14, 2007, with contributors from all over the world. Many sprinters kept working over the weekend as well. For a summary, see James Bennett's Django sprint wrap report.
The rest of this page contains the original sprint introduction.
What is a sprint?
Basically, a Django sprint is an excuse for people to focus their undivided attention, for a set time frame, on improving Django. It's a focused, scheduled effort to fix bugs, add new features and improve documentation.
Anybody, anywhere around the world, can participate and contribute. (See the "How to contribute" section below for details.) Most contributors will be at their own homes/schools/workplaces, but a number of people will gather together in person for camaraderie, improved communication and the other benefits of face-to-face interaction.
If you've never contributed to Django before, this is the perfect chance for you to chip in.
How to contribute
It's easy: Pick something to work on and do it. All sorts of tasks are available, from hard-core hacking to improving documentation to fixing small bugs.
Of course, with more than 100 people around the world signed up to help, good communication is essential. We're currently planning the best way to manage contributions.
Have a look at the SprintIdeas page if you would like some ideas about what to work on.
Preparing for the sprint
Here are a few easy things you can do ahead of time to make sure your time is spent effectively:
- Read our "Contributing to Django" document.
- Install the "trunk" version of Django (aka the Django development version).
- Create an account in our ticket system. This will allow you to claim tickets you're working on.
- Familiarize yourself with our ticket system and reports.
- Get an IRC client, so that you can join us in the channel #django-sprint on Freenode.
In person (Chicago, USA -- at Google Chicago)
This list is FINAL. Please do not add names to this list. If you're on this list, Adrian has e-mailed you directions and instructions for the sprint.
- Matt Dorn
- Adrian Holovaty
- Deryck Hodge
- Adam Jenkins (if it's at Google)
- Jacob Kaplan-Moss
- Joseph Kocherhans
- Chris McAvoy
- Paul Smith
- Clint Ecker (if at Google)
- Jake Elliott
- Tamas Kemenczy
Andrew Myers(will be remote instead)Matt Dennewitz(live from my office)- David Eads
- John Melesky
- Christopher Allan Webber
- Jeff Gibson
- Don Spaulding
In person (Mountain View, Calif., USA -- at Google main HQ)
This list is FINAL. Please do not add names to this list. If you're on this list, Adrian has e-mailed you directions and instructions for the sprint.
- David Cramer
- Hang Cheng (in the evening)
- Jason Yan
- Patrick Boyd
- Paul Lanier (googler)
- Rob Harvey
- Samuel Hsiung
In person (Copenhagen, Denmark) -- at No House IT.
Start time 18:00 local time (GMT+2)
Contact Nis (nis@…) if you want to attend.
- Nis Jørgensen
- Niels Sandholt Busch
- Christian Jørgensen
- Frej Soya
In person (Lawrence, Kansas, USA) -- likely somewhere downtown
- James Bennett
- Matt Croydon
- Christian Metts
- Tom Tobin
In person (Lima, Peru) -- at Aureal Systems HQ
- Fernando Gutierrez
- Gustavo Picon
- Jackson Torres
- Jean-Pierre Chauvel
- Raul Santa-Maria
In person (Boulder, Colorado, USA) -- Matt's house Friday, bivio office Saturday
- Brian Rosner (On IRC Friday and in-person at bivio on Saturday)
- Ian Kelly
- Jim Baker (Django on Jython; contact me at jbaker AT zyasoft DOT com)
- Matt Boersma
- Paul Hummer (available Friday and/or Saturday)
- Peter Baumgartner (Saturday only)
- Chris McClimans (See you guys at Bivio on Saturday... I'll have to bring my Desktop, no laptop available)
A sprint of the Front Range Pythoneers!
In person (Prague, Czech Republic) -- at NetCentrum s.r.o.
- Honza Král
- Jakub Dolejšek
- Lukáš Linhart
- Jan Češpivo
- Václav Stoupa
- Michal Valoušek
In person (Austin, TX, USA) -- Friday early morning to evening
We will be on UT campus, room ENS 307.
- Robert Myers
- Gary Wilson
- Suriya Subramanian
In person (Dresden, Germany) -- at Tschitschereengreen HQ
- Jirka Schäfer
- Sebastian Friedel
- Arthur Koziel
- Join us if you like!
In person (Augsburg near Munich, Germany)
- Wolfram Kriesing
- Tobias von Klipstein
- You are welcome to join!
In person (Edinburgh, Scotland)
Friday, 7PM (GMT+1) onwards. Join us!
- Andrew Durdin
- Fraser Nevett
- John Sutherland
- Matt Riggott
Add your name below, in alphabetical order by first name
- Aaron Lee (Shanghai, China)
- Adam Duren (Chipley, Florida, USA)
- Adi Andreiaş (Cluj-Napoca, Romania, GMT+2)
- Aidas Bendoraitis (Berlin, Germany)
- Alexander Solovyov (Kiev, Ukraine)
- Allagappan M (Bangalore, India)
- Anderson Santos (Brazil)
- Andrew Myers (Holland, MI, USA)
- Andrews Medina (Brazil)
- Antti Kaihola (Finland; akaihola on IRC)
- Amit Upadhyay (Mumbai, India)
- Ben Ford (Indonesia, GMT +6)
- Ben Slavin (Washington DC, USA)
- Bob Johnson (Mays Landing, NJ, USA)
- Brad Pitcher (Eugene, OR, USA)
- Bruce Kroeze (Portland, OR)
- Bruno Tikami (Sao Paulo, Brazil, GMT-3)
- Carlos José Barroso (SL, SL, AR)
- Chris Beaven (Wellington, New Zealand)
- Christiano Anderson (Sao Paulo, Brazil, GMT-3)
- Christos Trochalakis (Patras, Greece, GMT+2)
- Cliff Barrett (Atlanta, GA)
- Craig Ogg (Long Beach, California, USA)
- Dan Ferrante (New York, NY)
- Dan Larkin (Albany, NY)
- Daniel Morgan (Lafayette, LA, US)
- Daniel Roseman (London, UK)
- Darrin Thompson (Indianapolis, IN, US)
- Daniel Wang (Vancouver, Canada)
- David Elias (Leiria, Portugal, GMT)
- David Schein (Easthampton, MA, USA)
- David Reynolds (Norwich, UK, GMT)
- Deepak Thukral (New Delhi, India)
- Dimitris Glezos (UK)
- Dongmin Yu (Korea)
- Doug Napoleone (Boston, MA)
- Drew Raines (Nashville, TN)
- Elliot Murphy (Florida, USA)
- Eric Brown (Tampa, FL, USA)
- Eric G. Barron (Washington, DC, USA)
- Florian Apolloner (Klagenfurt, Austria)
- Frankie Robertson (UK)
- Fredrik Lundh (Sweden)
- Fredrik Sundqvist (Sweden)
- Gabriel Laet (Brazil)
- Gabriel Farrell (Philadelphia, PA, USA)
- Gallego Pang (China)
- Grant Kelly (Reno, NV, USA)
- Grzegorz Ślusarek (Poland)
- Guaraglia David (Brazil)
- Hans Rauch (Frankfurt, Germany)
- Ilya Semenov (Russia)
- Jakub Wiśniowski (Poland)
- James Tauber (Boston, MA, USA)
- Jannis Leidel (Weimar, Germany)
- Jason Davies (Cambridge, UK)
- Jay Rendon (Vancouver, Canada)
- Jeromie Rand (Greenville, SC, USA)
- Johan De Taeye (Zaventem, Belgium)
- Jonathan Buchanan (UK)
- Jonathan Lin (Toronto, Canada)
- Jordan Levy (Irvine, CA, USA)
- Justin Bronn (Houston, TX, USA)
- Keith Bussell (Los Angeles, CA, USA)
- Koen Biermans (Belgium, Europe)
- KS Jun (Seoul, Korea, GMT +9)
- Kyle Ambroff (Sacramento, CA, USA)
- Leo Soto (Chile)
- Maciej Wiśniowski (Poland)
- Makoto Tsuyuki(Japan, GMT + 9)
- Makoto Uemura (Chiba, Japan, GMT + 9)
- Malcolm Tredinnick (Sydney, Australia)
- Manuel Saelices (Madrid, Spain)
- Marc Garcia (Barcelona, Europe)
- Marcelo Minholi (Umuarma, PR, Brazil)
- Martin Winkler (Austria)
- Marty Alchin (Lansing, MI, US)
- Matt McClanahan (Portland, OR, US)
- Matthew Stevens (Sydney, Australia)
- Maura Chace (Atlanta, GA)
- Michael Axiak (Boston, USA)
- Michael Mao (Vancouver, Canada)
- Michael Nelson (Sydney, Australia)
- Michael Radziej (Nürnberg, Germany)
- Michel Sabchuk (Curitiba, Brazil, GMT-3)
- Michael Thornhill (Dublin, Ireland)
- Mike Howarth (Leeds, UK)
- Mitja Martini (Berlin, Germany)
- Nathaniel Whiteinge (Ogden, UT)
- Nick Efford (Leeds, UK)
- Nicola Larosa (Italy)
- Nikolai Zamkovoi (Kiev, Ukraine)
- Nubis (Buenos Aires, Argentina, GMT-3)
- Olivier Collioud (France)
- Pedro Valente (Florianopolis, Brazil)
- Peter Harkins (Washington D.C., USA)
- Peter Hecker (Cologne, Germany)
- Peter Klein (Germany)
- Peter van Kampen (Netherlands)
- Philippe Raoult (France)
- Placid (UK)
- Rajesh Dhawan (Piermont, NY, USA)
- Renato Lipi (Brazil)
- Ramin Firoozye (Berkeley, CA, USA)
- Reto Aebersold (Berne, CH)
- Reza Mohammadi (Tehran, Iran, GMT+3:30)
- Rob Hudson (Eugene, OR, USA)
- Rob Hunter (London, UK)
- Robert Coup (Auckland, New Zealand, GMT+12)
- Roberto Etcheverry (Buenos Aires, Argentina, GMT-3)
- Rushabh Doshi (Palo Alto, CA, USA)
- Russell Keith-Magee (Perth, Australia)
- Ryan Kanno (Honolulu, HI, USA)
- Samuli Häkkinen (Finland)
- Sandro Turriate (Jacksonville, FL)
- Seth Buntin (Nashville, TN)
- Shu Cho (Nanking, China, GMT +8)
- Simon Greenhill (Auckland, New Zealand)
- Simon Litchfield (Gold Coast, Australia)
- Simon Willison (Brighton, UK)
- Spike Bae (Seoul, Korea)
- Stephen Roller (Raleigh, NC, USA)
- Sung-jin Hong (Seoul, Korea, GMT +9)
- Surachai Locharoen (Thailand, Bangkok, GMT +7)
- Szilveszter Farkas (Hungary)
- Takanao Endoh (Tokyo, Japan, GMT +9)
- Thejaswi Puthraya (Hyderabad, India)
- Thomas Kerpe (Karlsruhe, Germany)
- Tomáš Kopeček (Brno, Czech Republic)
- Tyler Tarabula (New York, NY, USA)
- Vikrant Rathore (Shanghai, China or Hong Kong)
- Ville Säävuori (Finland)
- Vincent Foley (Quebec, Canada)
- Vivek Puri (Singapore)
- Vsevolod Solovyov (Kiev, Ukraine)
- Wilane Ousmane (Dakar, Senegal)
- Wiliam Alves de Souza (Brazil)
- William Amberg (Washington DC, USA)
- Yuri Baburov (Novosibirsk, Russia, GMT+6)
- Øyvind Saltvik (Norway)


text:
Verification Coordinating Committee (VCC)
The Verification Coordinating Committee (VCC) is responsible for coordinating and making recommendations on all activities in arms control verification, which have been agreed by countries as being appropriate for handling on a cooperative basis within the Alliance.
In sum, it is the principal body for decisions on matters of conventional arms control implementation and verification activities. It coordinates Alliance monitoring and verification efforts for conventional arms control agreements and treaties. It also provides a forum in which national plans can be coordinated to ensure that cooperative verification measures are carried out without unwanted duplication of national efforts and that the most efficient use is made of the collective resources of Alliance countries.
While the VCC is responsible for Alliance coordination of implementation and verification of arms control, arms control policy is formulated within the High-Level Task Force on Conventional Arms Control.
The VCC reports directly to and receives guidance from the North Atlantic Council – NATO's top political decision-making body.
All member countries are represented on this committee, as well as the International Military Staff, which provides military advice as necessary. It is chaired by the Assistant Secretary General for Political Affairs and Security Policy (PASP) from the International Staff at NATO Headquarters, Brussels. PASP is also the supporting division for this committee.
It meets as required and works in different configurations and at different levels: in plenary sessions, working groups, expert groups, and seminars and workshops. Participants can include experts from ministries of foreign affairs and from ministries of defence, as well as experts from verification units and also secretaries of Delegations in Brussels.
The VCC was created in 1990 during the negotiations of the Treaty on Conventional Armed Forces in Europe (CFE) between NATO member countries and members of the Warsaw Pact. It was considered that cooperation on verification of the CFE Treaty would be preferable within the framework of the existing NATO framework. The committee was therefore created to: "…oversee cooperation in inspection co-ordination and data management, and to examine further opportunities for cooperation in verification."


text:
David Plotz: I understand why they want to stop a bathroom from becoming a den of blowjobs, but this seems pathetic. Also—there is little deterrent effect in doing this generally. It is an airport, so by definition it caters to people in transit, who aren't going to know that it has become a police target.He also stared through the crack into the stall.
John Dickerson: Seems to me you should have to go a bit beyond tapping your toes.
Jack Shafer: He pleaded guilty to lewd conduct.
Plotz: Jack, for a libertarian such as yourself to say that a guilty plea is the last word is crazy.... He is guilty—but of a fake crime. The fact of the guilty plea does not somehow end discussion. He pleaded guilty because he was scared and embarrassed about the public revelation. The problem—my libertarian friend—is that the government has put on its books a law that serves very little public purpose, and has given the police free rein to enforce it with heavy hands (and tapping feet). You should be objecting to the excessive power of the state being harnessed to create and enforce laws that serve so little purpose.Plotz raises some good points, but he's missing the peeping aspect of the crime. You can see that "peeping" was one of the crimes charged. That is clearly defined and a proper offense. The other offense is charged was "disorderly conduct":
Whoever does any of the following in a public or private place, including on a school bus, knowing, or having reasonable grounds to know that it will, or will tend to, alarm, anger or disturb others or provoke an assault or breach of the peace, is guilty of disorderly conduct, which is a misdemeanor:...Maybe there are some problems here. Did he have "reasonable grounds to know" that what he was doing would "alarm, anger or disturb" the police officer? I think only the initial peeping was a problem. A person who was not interested in sex should object to the first peep. It seems Craig made a series of subtle gestures and the officer let him go on. That would cause a reasonable person to think that he wasn't upsetting anyone but that his advances were wanted.
Engages in offensive, obscene, abusive, boisterous, or noisy conduct or in offensive, obscene, or abusive language tending reasonably to arouse alarm, anger, or resentment in others.
Dale Carpenter says:
Disorderly conduct is a notoriously nebulous crime, allowing police wide discretion in making arrests and charges for conduct or speech that is little more than bothersome to police or to others....But how can you disregard the peeping charge? Here's the statute:
At most, Craig was implicitly inviting another adult to engage in some kind of sexual behavior in a public place. I'm not a Minnesota criminal lawyer, but I don't think asking a stranger for sex in a public place, while vulgar and rude under many circumstances, would by itself be a crime under state law. At any rate, Craig wasn't charged with that.
What really seems to have happened is that the airport police had received complaints about sexual activity and were acting over-zealously to deter it, regardless of the niceties of state criminal law. Many gay men throughout our history have felt the sting of these public decency campaigns, have been arrested for alleged sex crimes, and have pleaded guilty at unusually high rates in order to avoid the embarrassment and other consequences of being outed. When newspapers print their names, as they often do, the consequences can be devastating. Like them, Craig probably wanted to avoid publicity and pleaded guilty to "disorderly conduct" in a futile effort to save his reputation and his job. Whatever we think of Craig's views on gay rights, or of the cosmic justice in this particular Senator being ensnared in these particular circumstances, it's difficult to see how he's a criminal.
(c) A person is guilty of a gross misdemeanor who:Isn't this statute the basis for the strategy of having the police officer to wait inside the stall? And why isn't this an acceptable police practice to deal with the problem of a public bathroom that is used for sexual activity?
(1) surreptitiously gazes, stares, or peeps in the window or other aperture of a sleeping room in a hotel, as defined in section 327.70, subdivision 3, a tanning booth, or other place where a reasonable person would have an expectation of privacy and has exposed or is likely to expose their intimate parts, as defined in section 609.341, subdivision 5, or the clothing covering the immediate area of the intimate parts; and
(2) does so with intent to intrude upon or interfere with the privacy of the occupant.
Captain Ed notes that Craig only pled guilty to the disorderly conduct charge. But I have to suspect that he decided to plead guilty to disorderly conduct to resolve the matter and that if he hadn't agreed to that, he would have faced the peeping charge. Captain Ed sees a way to defend against that charge: Craig was three feet away from the door and perhaps the police officer looked at him first. But he didn't choose to fight the charges. I'm not an expert on criminal law, and I would like to hear more discussion of how a good lawyer would have resolved the case for him. Isn't what he chose to do the most sensible path? And if the man is competent to be a Senator, shouldn't we assume that he looked at his options and chose what was in his best interests?
Whether Craig is gay or not is irrelevant, but I should note that Craig has made a point of telling the world he's not gay.
ADDED: I said above: "I have to suspect that he decided to plead guilty to disorderly conduct to resolve the matter and that if he hadn't agreed to that, he would have faced the peeping charge." Beldar agrees and amplifies:
Sen. Craig was almost certainly given an accommodation here by the prosecution and the court in being allowed to plead guilty to the crime that, of the two charged, has by far less social stigma attached to a conviction. Yes, disorderly conduct is a broad and vague charge — one that doesn't much seem to fit the facts alleged. But it's entirely possible that it was charged in the first place as an obvious, attractive basis for compromise, i.e., a charge with at least some factual correspondence to what happened, and upon which a more attractive plea could therefore be negotiated (especially for someone with no criminal record or other indications of dangerousness)....I think that last paragraph is too broadly stated, but in this case, Craig needs to find a better way to deal with his predicament.
[T]his plea, like countless others every day, aptly reflect[s] the litigants' well-informed judgments as to their respective risks and benefits from going to trial....
That said: Once Sen. Craig voluntarily pleaded guilty, he became guilty of disorderly conduct, conclusively and irrebuttably, under the Rule of Law as it speaks for our society. Whether he mighta, could, shoulda won if he'd fought all the way through is irrelevant, and it's unproductive to even speculate about. He has deliberately forfeited his right to even hint — ever, to anyone, for any purpose — that he was "really not guilty" of disorderly conduct in that airport men's room. That argument insults the listener (us) and only further degrades the maker (him); it is the argument of a scoundrel who thinks he's arguing to fools.
By the say, Senator McCain has called on Craig to resign.


text:
- Husk Chair: Eindelijk een stijlvolle stoel waarin je lekker kunt chillen
- Husk chair
- Zaha Hadid Moon Sofa From Moon System Sofa
- Husk Armchair by B&B Italia, With Best Complements
- Zaha Hadid 家具作品
- Zaha Hadid Moon Sofa From Moon System Sofa
- zaha hadid: zephyr sofa for cassina
- 10 Tips to Help You Focus on Home Improvement Projects
Cris interviewed two licensed social workers to find out why people procrastinate on home improvement projects, and how they can get unstuck.
Posted by Cris Carl
Mar 28, 2012
1. Look at why you are doing the project to begin with.
"There is a conflict inherent in what we want and what we think is OK," said Kevin Blanchard, MSW, who practices in Greenfield, MA. Blanchard said that people can have many reasons for wanting to do a project, one of which is to give others a certain impression of you or you feel you must to make your partner or others happy. "Some people want to be seen as someone who has freshly painted walls. Or is it your wife or mother's idea? You have to ask yourself what you really want to do," said Blanchard.
2. Prioritize.
"Thinking on paper and on a calendar is helpful when you have a list of projects," said Marek Tresnack, LMHC, who also has a practice in Greenfield, MA. "Set up a plan for a month, a week, and a day," he said.
Another idea in terms of prioritizing would be to make your list based on whether it's a critical safety issue, routine, has a specific time-line, such as creating a room for a new baby, or would simply improve the value or look of your home.
3. Be realistic regarding your skill-set.
I don't think I'm alone in the notion that in order to save money, I have to do just about every project in the house myself. Yes, I've even managed a lot with the help of detailed books on repairs, but there is a point where you simply need to hire a professional, especially for code-heavy or dangerous work like electrical work. You will save time, money, and a great deal of stress. A colleague of mine who lives in New York City hired a plumber recently to do some work that she just couldn,t do herself after wasting hours trying to DIY the job. It was worth it; she,s no longer showering in ankle-deep water.
4. Pace yourself, multi-tasking doesn't always get more done faster.
Tresnack said that when beginning a project to try to not create too many smaller tasks. "Even the most multi-tasking CEO's focus on one thing at a time, following through without letting anything disrupt them," he said. Tresnack said that the mind compartmentalizes each task and each time we fully complete a task, a part of our mind can relax. "When you have accomplished something the mind can breathe, rest, and let go of it. It's like having too many Windows open on your computer, your mind gets slower and slower," he said.
5. Become "prevention focused."
"Prevention focus is a term psychologists use to describe what happens when you think about your goals in terms of what you might lose," said Dr. Heidi Grant Halvorson in her blog "Peeling back the Onion."
"Study after study shows that when people think about their goals in terms of what would happen if things go wrong, they procrastinate less," said Halvorson.
6. Have attainable goals.
Similar to prioritizing, assessing your resources carefully, including your time, and prior to starting a project, will help flesh out what's realistic. I've learned that when I lay out what's really needed in terms of materials, time, and cost, I'm able to then have a clearer vision of the project, which tends to reduce what I think of as the "looming" aspect of the project and it becomes easier to move forward. Having attainable goals also helps me budget my time, another resistance-reducer.
7. Try to avoid perfectionism.
Perfectionism can lead to the noblest cause of procrastination. When I have created an image of not only what, but how much needs to be done, I've sometimes become too overwhelmed to actually dothe project. Case in point, I had a room that had wallpaper I hated. In peeling off the wallpaper, the backing was left behind. In a 100-year-old house with plaster walls, getting the backing off and the room skim-coated and painted ended up taking nearly three years. In wanting it perfect right away, I just couldn't get started.
8. Let go of the fear.
For those of you who are inclined towards introspection, Tresnack recommends sitting down before you start a project and try to focus on what about the project may be making you afraid. "If you are procrastinating, sit for a moment and look at what your fears are about the situation. You may even want to write about it," he said. Tresnack said that procrastination creates an "emotional cloud, which makes things harder to accomplish."
9. Celebrate your successes.
"Every time we accomplish something it gives our mind a little boost," said Tresnack. It's important to stop and relish what we have accomplished before moving on to the next project. If you feel more satisfaction, the next project may feel more enjoyable.
10. Make projects into social events.
There are always a lot of small projects that need to be done. But for the bigger projects, make it an excuse for a party or a date with your significant other. Having a work a party is not a new idea, but it's a fun one. Not only can you get the project done faster, but you can build on the feeling of making work seem less like work.
Stay in touch
- Tel: +86-755-33136167
- (Working time)
- Mob: +86-13312996003
- (Nonworking time)
- Email:email@example.com


text:
CareNow Blufenz Hospital Bed Linen and Pillow Cover
Available in 2 Colours | Eco Friendly | Barrier for Pathogen | Highly Durable |
Rs. 921.38
Rs. 1,995.00(includes GST of Rs. 43.88)
Get SmartCash points on this purchase
Request a Bulk Quote?
Notify me when this product is in stock
- The CareNow Blufenz Hospital Bed Linen with Pillow Cover is made from the material that features permanently bonded anti-bacterial technology and is highly durable
- This anti-bacterial technology works to kill and inhibit growth of pathogen, preventing infections from textiles
- It is effective against Gram +ve and Gram -ve bacteria
- The bed linen and pillow cover inhibits odour causing bacteria and supports patient lifting up to 200 kg
- It acts as a barrier for infection on compromised skin and ulcers
- The pillows are designed with stain free property that repels body fluids and prevents any ground for pathogen build up
- The fibre used inside the pillow are engineered with the same technology to inhibit the growth of pathogen
- It is engineered to provide longer life cycle than conventional bed linens
- The bed linen with pillow cover set is available in White and Blue colour
Customer Reviews
To return an item, customers must notify us through our Website or by email and a prompt response is assured to such notifications. Once the Product return/complaint request has been raised by you, AMPL shall initiate a process to vet the request and proceed accordingly.
The option to return will be allowed to you at the sole discretion of AMPL, and such requests may only be considered in the following cases:
- Products were received in a damaged condition;
- Products were received in packaging that had already been opened;
- Due to a Product complaint after verification by AMPL;
- When Product is received with remaining expiry period of less than 6 months from date of dispatch or in the event that only 50% or less of shelf life is remaining from date of receipt whichever is lesser (unless already confirmed and agreed by the customer);
- Incorrect order processing, where you have placed an order for one item code but a different item code was dispatched by AMPL;
- Shipment of short quantity;
- When the time period since order confirmation exceeds 30 days - the order is automatically cancelled and a refund (where applicable) is initiated;
The customer is required to initiate a return request with 7 days of receipt of the product;
- Refunds are applicable for products received in un-opened and un-used condition.
- If opened but returned in the original packing and working condition, customer will be eligible for credit note/ replacement of same or greater value.
- When an order has been confirmed and not yet been shipped, the customer can cancel the order from the order tracking mechanism.
- For orders > Rs. 20,000, products can only be fully exchanged, not refunded in case of any manufacturing defect or damage during transit.
- Rehabilitation products are not eligible for returns, refunds or replacements. In case of a manufacturing defect, damage in transit or incorrect product shipment, the product will be eligible for replacement only.
In any of the above cases, after due verification from AMPL's end if required:
- If payment has been made by credit card / debit card through the designated payment gateway, then the refund amount will be reversed back to your credit card / bank account within 15 days of receipt of the returned goods. Sometimes financial organizations take a longer time to process the refund request.
- If payment has been made by a NEFT / RTGS transfer has been made then the refund amount will be reversed back to your bank account within 15 days of receipt of the returned goods;
- If payment has been made by Cash on Delivery method then the refund amount will be transferred to your bank account (as per bank account details provided by you) within 15 days of receipt of the returned goods;
AMPL endeavours but does not guarantee to deliver the products to customers within 10 business days from the date of placing your order depending upon the shipping location. Factors such as delay in delivery through the courier partner, transporters' strike etc. may also affect delivery timelines. AMPL will not be liable for any loss or expenses sustained by the Buyer arising from any delay in the delivery of the Products howsoever caused.