text:
CUNA Objects to FTC's Interchange Characterization
CUNA has written a letter to the Federal Trade Commission objecting to the way the commission characterized the impact of the Durbin amendment's interchange cap on credit unions.
The characterization came in a report the FTC published as part of an appropriations measure.
The Durbin amendment capped the amount of interchange that debit card issuers of over $10 billion can receive for transactions cardholders validate with a personal identification number.
The measure exempted smaller financial institutions, including most credit unions, from the cap but also mandated changes to the number of debit transaction processing networks which all financial institutions must use.
CUNA took issue with commission's report, arguing that it only briefly touched on the impact the cap was having on credit unions and asserting the FTC drew only on "selective information" from reports generated by the Federal Reserve and the Government Accountability Office.
"The FTC's study does not include significant information from the GAO report that helps to present a more complete assessment of the impact of Section 1075 on credit unions and small banks," CUNA wrote, pointing out that the GAO had documented a decline in credit union debit card interchange of about 5% and that it had explicitly left open the possibility of further declines in the future.
"The agency's report should have noted that additional data reflects recent declines in interchange fee income, particularly for PIN transactions," CUNA contended. "Also, it should have acknowledged that it is very early in the implementation of Section 1075 and that further data, as the Federal Reserve Board intends to provide on an annual basis, is needed to present a balanced assessment of the impact of Section 1075 on credit unions and small banks."


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Now, I'm not saying for sure that Kakashi is/was the spy, but at this point I wouldnt put anything pass Kish, especially if it makes the story that more interesting.
If Kish somehow made Kakashi the ultimate traitor that he portrayed Itachi to once be would be pure EPIC. Kakashi reasoning the death of his father and having no one there are for him. He's shown no real emotion, so he would be the best person for it, fooling eveyone.
So how would you feel about Kakashi being the true spy of the series???
Do you think it's possible??

subset: commoncrawl


text:
You are logged in as:
Your tax invoice can be downloaded on flysaa.com under Manage & Fly 72 hours after the e-ticket has been issued.
If a Tax Invoice has been successfully generated from the South African Airways Tax Invoice System, the onus rests on the recipient to ensure that his/her mailbox has enough space to receive an e-mail - with a PDF attachment; and that his//her service provider or exchange server allows for delivery of such e-mails. South African Airways, can not take responsibility for undelivered e-mails due to any other reasons beyond our control including the above.
Prescribed details required from the South African Revenue Service on a tax invoices
Tax invoices must ordinarily reflect the following details as prescribed by the South African Revenue Service Act, 1997 (Act No. 34 of 1997):
South African Airways strengthens network in Central Africa, introducing Pointe Noire
Johannesburg, 30 January 2012. In line with its strategy of expanding its presence in Central Africa South African Airways (SAA) started flying to Pointe Noire in the Congo, from 26 January.
This welcome addition to the airline's ever expanding route network on the continent offers its customers further access into Central Africa. SAA will be operating to 21 cities on the continent with the commencement of this service.
Pointe Noire, the economic capital of the Congo is SAA's fourth new destination on the continent for the 2011/12 financial year, joining Ndola (Zambia), Kigali (Rwanda) and Bujumbura (Burundi) as the airline's most recent additions to its expansive route network in Africa.
Pointe Noire is also the second largest city in the Congo, after the capital Brazzaville and the main commercial centre of the country. Pointe Noire is the center of the oil industry in the Congo which is one of the main oil producers in Central Africa.
SAA's first flight to Pointe Noire departed from Johannesburg on Thursday, 26 January 2012, and arrived at the Agostinho Neto Airport, one of the busiest international airports in the country, on the same day at 13:00.
Pointe Noire will be served twice a week, with a narrow body aircraft, the A319. These aircraft offer 120 seats 95 economy and 25 in business class.
Members of SAA's frequent flyer programme, Voyager, offers customers double Miles in all revenue fare classes between 26 January and 31 March 2012. Visit www.flysaa.com for more information.
Schedule Johannesburg to Point Noire:
Point Noire
Pointe Noire
Issued by:
Dileseng Koetle
Acting Head Group Corporate Affairs
Tel: +27 11 978 2298
Mobile: +27 83 400 0041
Email: email@example.com or firstname.lastname@example.com
Web: www.flysaa.com
About SAA
South African Airways (SAA) is the leading carrier in Africa, serving 20 destinations across the continent, as well as major destinations within South Africa, from its hub, Johannesburg. It is a member of the largest international airline network, Star Alliance. SAA's core business is the provision of passenger airline and cargo transport services together with related services, which are provided through SAA and its four wholly owned subsidiaries: SAA Technical; Mango its low cost carrier; Air Chefs, the catering entity of SAA and South African Travel Centre (SATC). SAA CEO Siza Mzimela is the first woman to be appointed into the IATA Board of Directors in its 67 year history. SAA is the winner of the 'Best Airline in Africa' Award in the regional category for 9 consecutive years and the winner of 'Service Excellence Africa' for two consecutive years. Mango and SAA hold the number one and number two successive spots as South Africa's most on time airlines.


text:
SEEK, Vol State's new student learning initiative, focuses on helping students improve problem solving skills in general education courses.
This initiative provides a challenging, student-centered approach to learning. The SEEK program includes courses from disciplines all across the General Education core. Students will engage in active and collaborative learning experiences that challenge them to improve their problem solving skills and equip them with the tools to solve everyday problems in the classroom and throughout life after college.


text:
Submit News
California Cops Arrest, Harass Man for Videotaping Them on the Job
Jason Mick
November 26, 2012 4:01 PM
Recipient E-mail
Sender E-mail
Message sent is that citizens should not be able to monitor the public actions of officials they employ
"If you don't give me your ID, then you're going to jail."
That's what a California cop, Officer Gabriel "Gabe" Lira, tells a man who is videotaping a routine traffic stop. For Daniel J. Saulmon who lives in Hawethorne, a suburb of Los Angeles west of Compton, he was simply doing his citizens duty. After all, his taxes help fund the Hawethorne Police Department, so why shouldn't he be allowed to
record video of police in public
on the job, in order to ensure that they do not abuse their citizen-entrusted power?
I. Show Some ID, Bud
Unfortunately, the Hawethorne Police Department's police officers didn't feel they owed the taxpayer anything.
Instead they arrest him (as the tape clearly shows) for failing to produce ID. The only problem? There is no law in California banning recording of on-duty cops and there is no law that requires Californians to produce papers to cops. And in states where there
such laws, the requirement is that the individual be suspected of committing a crime.
Initially the HPD tried to charge the citizen with
resisting, delaying and obstructing an officer
-- an offense punishable for up to $1,000 USD in fines and a year in jail. They also cited him for
not having reflectors
on his bike pedals (punishable with a fine of up to $250 USD).
Ultimately both charges were dropped. Mr. Saulmon's video, ironically, offered vindication by showing the officer improperly demanded his identification. It also showed he was standing a good distance away from the investigation site, and hence was not obstructing.
The extra irony is that the HPD officers should definitely have known better than to pick on Mr. Saulmon. Keenly aware of his rights, he regularly records local arrests. In 2005 he was arrested in a similar situation for eavesdropping/wiretapping. The charges were eventually dropped, and the HPD paid him a settlement of $25,000 USD for the wrongful arrest.
Mr. Saulmon is likely to pursue a similar settlement from the department this time around.
He tells the blog
Photography is not a crime
, "They knew exactly who I was. They always address me as 'Mr. Saulmon'."
II. Justice for Some, But Not All
While the incident ended in vindication for the accused, other similar encounters across the country
ended with little reprieve
for the arrested videotaper. That's because some jurisidictions have banned citizens from recording local cops. The fight to overturn these verdicts may have been given a helping hand by the U.S. Attorney General, who
penned a fiery response
arguing that such arrests were unconstitutional. U.S. Circuit Appeals courts
have ruled
such taping to be well within a citizen's rights.
Some police organizations are still fighting to push back the current federal mandate and instead making taping cops a federal crime.
Jim Pasco, executive director of the
Fraternal Order of Police
, argues that officers should not have to be held accountable and should be free to arrest citizens who try to monitor their activity for wrongdoing.
The Frateneral Order of Police says citizens should not be allowed to hold cops accountable when on the job in public. [Image Source: ACLU]
He comments, "They [police officers] need to move quickly, in split seconds, without giving a lot of thought to what the adverse consequences for them might be. We feel that anything that's going to have a chilling effect on an officer moving — an apprehension that he's being videotaped and may be made to look bad — could cost him or some citizen their life or some serious bodily harm."
Mark Donahue, president of the Fraternal Order of Police, agrees. He has stated in previous comments that his organization "absolutely supports" throwing those who tape police officers behind bars.
He complains that citizens monitoring police activities for wrongdoing might "affect how an officer does his job on the street."
Photography is Not a Crime
"If they're going to pirate somebody, we want it to be us rather than somebody else." -- Microsoft Business Group President Jeff Raikes
Related Articles
Police Efforts to Ban Citizen Taping Beaten Back by Department of Justice
May 17, 2012, 1:11 PM
First Circuit Court of Appeals Rules that Citizens Can Videotape Police
August 31, 2011, 1:33 PM
Law Enforcement: Tape Us, Go to Prison
May 16, 2011, 10:28 AM
Man Arrested for Photographing Police Officer Who Came Into His House
June 24, 2010, 2:46 PM
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Office frequently asked questions
Top questions
What's the difference between Office 365 subscription plans and Office as a one-time purchase?
With Office 365 subscription plans you get the fully installed Office applications: Word, Excel, PowerPoint, OneNote, Outlook, Publisher, and Access (Publisher and Access are available on PC only). You can install Office 365 across multiple devices, including PCs, Macs, Android™ tablets, Android phones, iPad®, and iPhone®. In addition, with Office 365 you get services like online storage with OneDrive, Skype minutes for home use, and advanced Outlook.com security. When you have an active Office 365 subscription, you always have the most up-to-date version of the Office applications. Learn more about Office 365.
Office as a one-time purchase includes applications such as Word, Excel, and PowerPoint for use on a single PC or Mac. The applications are not automatically updated; to get the latest version, you must purchase Office again when the new version becomes available. Current Office application versions available for one-time purchase are Office 2016 for Windows and Mac. Previous versions include Office 2013, Office 2011 for Mac, Office 2010, Office 2007, Office 2008 for Mac, and Office 2004 for Mac. Office 2010 and Office 2007 are compatible with Windows 8.1 and earlier. Office as a one-time purchase does not include any of the services included in Office 365. Learn more about the difference between Office 365 and Office 2016.
How do I know my PC or Mac can run Office?
Will Office be identical on a PC, a Mac, and a mobile device?
No. Office applications are tailored to work best on each platform and device. The Office applications available for Mac users and the version numbers may be different from those available for PC users.
Can people with an earlier version of Office open documents I created using Office 365 or Office 2016?
Office 2007, Office for Mac 2008, Office 2010, Office for Mac 2011, Office 365, Office 2013, and Office 2016 applications can open your documents without any additional action. Customers using earlier versions of Office may need to download and install a compatibility pack.
Do I keep control of my documents with an Office 365 subscription?
Yes. Documents that you have created belong fully to you. You can choose to store them online on OneDrive or locally on your PC or Mac. Learn what happens if you cancel your subscription.
Is Internet access required for Office?
Internet access is required to install and activate all the latest releases of Office suites and all Office 365 subscription plans. For Office 365 plans, Internet access is also needed to manage your subscription account, for example to install Office on other PCs or to change billing options. Internet access is also required to access documents stored on OneDrive, unless you install the OneDrive desktop app. You should also connect to the Internet regularly to keep your version of Office up to date and benefit from automatic upgrades. If you do not connect to the Internet at least every 31 days, your applications will go into reduced functionality mode, which means that you can view or print your documents, but cannot edit the documents or create new ones. To reactivate your Office applications, simply reconnect to the Internet.
You do not need to be connected to the Internet to use the Office applications, such as Word, Excel, and PowerPoint, because the applications are fully installed on your computer.
What is a Microsoft account and why do I need it to try or buy Office?
Your Microsoft account is the combination of an email address and password that you use to sign in to services like Hotmail, OneDrive, Windows Phone, Xbox LIVE, and Outlook.com. If you use any of these services, you already have a Microsoft account that you can use, or you can create a new account. Learn more about a Microsoft account. As part of signing up for a trial or purchasing Office, you will be prompted to sign in with a Microsoft account. You must be signed in with this account to install and manage your Office software, or to use some subscription benefits, including OneDrive storage and Skype minutes.
What is the maximum number of Office licenses I can activate using the same Microsoft account?
Users can activate 1 subscription for Office 365 Home and Office 365 Personal and up to 25 licenses for Office Home & Student 2016, Office Home & Business 2016, and Office Professional 2016.
About Office trials
Can I try Office before I buy?
Yes. You can sign up to try Office 365 Home for free for a month on the Office website. (Note that a credit card is required for the free trial.) The trial gives you access to all the features of Office 365 Home. It includes:
- Full Office desktop applications (Word, PowerPoint, Excel, OneNote, and Outlook, plus Publisher and Access for Windows PCs).
- 1 TB of additional OneDrive cloud storage so you can save documents, photos and videos online and access them from nearly anywhere.
- 60 Skype minutes that you can use to call mobile phones and landlines. See the list.
What steps do I need to take to sign up for the trial?
- Create or sign in with an existing Microsoft account. What is a Microsoft account?
- Provide payment information to enable future monthly payments. International credit cards and PayPal (in some markets) are accepted.
- The payment method you provide will be automatically charged at the end of your first free month to ensure that you do not experience any interruptions with your service. You can cancel online without penalty before your trial ends, by visiting www.office.com/myaccount and turning off auto-renew in the payment and billing area.
- Once your payment method is confirmed, you'll be transferred to www.office.com/myaccount to install Office.
How do I cancel my trial before it ends?
If you signed up for the trial via the Office website, visit the Microsoft Account site and turn off auto-renew. With this approach, the trial will automatically expire when your month is finished and your credit card will not be charged.
If you signed up for the trial by clicking an icon on your new PC, your trial ends automatically after a month; it isn't necessary to cancel it. When the trial ends, you'll be prompted to choose which version of Office you want to purchase.
What happens when my trial ends?
It depends on how you signed up for the trial:
- If you signed up via the Office website, and if auto-renew is enabled on the Microsoft Account site, your service will continue uninterrupted and your payment method will be automatically charged at the end of the trial, and then monthly thereafter. You do not need to re-install Office.
- If you signed up by clicking an icon on your new PC, your trial ends automatically after a month; it isn't necessary to cancel it. When the trial ends, you'll be prompted to choose which version of Office you want to purchase.
Can I sign up for another trial with a different subscription?
Not immediately. For example, if you had a trial of Office 365 Personal, you can't sign up for a trial of Office 365 Home. However, one year after your trial or paid subscription ends, you can sign up for a new trial.
Product keys, redemption, and activation
I purchased Office. Where can I go to set up my account and install Office?
To set up your account and install Office for the first time, visit https://setup.office.com. Learn more about setting up your account. If you have already created your account, visit www.office.com/myaccount. Learn more about installing Office.
What is a Product Key and where do I find it?
A Product Key is a unique 25-character alpha-numeric code used to redeem and activate your Office product. You cannot use a product key for an older Office product (or a different product) to redeem your new copy of Office.
To find your Product Key, look for the 25-character alpha-numeric code on the back of the card inside your Office product packaging. Sometimes the Product Key may be printed on your retail receipt. If you purchased Office from a PC manufacturer, your Product Key will be located somewhere in your PC packaging. Sample Product Key format: XXXXX-XXXXX-XXXXX-XXXXX-XXXXX
Do I need to keep my Product Key?
After you associate your Product Key to your Microsoft account, you can sign in to www.office.com/myaccount to install and manage Office. But it's a good idea to keep your Product Key in a secure location as proof of purchase or to help our support agents trace your product.
Should I use my existing Microsoft account or create a new one?
It's best to use your existing Microsoft account. If you use other Microsoft products or services (e.g. Xbox, OneDrive, Outlook.com, MSN or Bing), you may already have a Microsoft account and won't need to create a new one. If you forgot your username or password, recover those details by returning to sign in and clicking on Can't access your account?
What happens if I buy or redeem multiple Office 365 subscriptions?
Your Microsoft account can have only one subscription associated with it. If you use the same Microsoft account to buy or redeem multiple Office 365 subscriptions, you extend the amount of time for your subscription, up to a maximum of 5 years. Note that doing so does not increase the number of devices you can install Office on or increase the amount of online storage that is available with the subscription. Learn more about adding another Office 365 home subscription plan to your account.
Language support for Office
Which Office products are available in my country/region?
Office 365 plans are available in most countries/regions. In countries/regions where Office 365 plans are not available, you can still buy an Office 2016 suite. When buying Office 365, it's important that you select the country/region in which you will be billed and in which you'll use the software. Selecting a different country/region may cause problems with subscription setup and renewal.
For which languages is Office available?
Office is available in the languages listed below. Not all languages are available in all countries/regions.
- For PCs running Windows: Arabic, Bulgarian, Chinese (Simplified), Chinese (Traditional), Croatian, Czech, Danish, Dutch, English, Estonian, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Kazakh, Korean, Latvian, Lithuanian, Malay (Malaysia), Norwegian (Bokmål), Polish, Portuguese (Brazil), Portuguese (Portugal), Romanian, Russian, Serbian (Latin), Slovak, Slovenian, Spanish, Swedish, Thai, Turkish, Ukrainian, and Vietnamese.
- For Mac: Arabic, Chinese (Simplified), Chinese (Traditional), Danish, Dutch, English (United States), Finnish, French, German, Greek, Hebrew, Hungarian, Indonesian, Italian, Japanese, Korean, Norwegian (Bokmal), Polish, Portuguese (Brazil), Portuguese (Portugal), Russian, Slovak, Spanish, Swedish and Turkish.
- For iOS: Arabic, Catalan, Chinese (Simplified), Chinese (Traditional), Croatian, Czech, Danish, Dutch, English (United States), English (United Kingdom), Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian (Bokmål), Polish, Portuguese (Brazil), Portuguese (Portugal), Romanian, Russian, Slovak, Spanish, Swedish, Thai, Turkish, Ukrainian, and Vietnamese.
- For Android: Arabic, Bulgarian, Chinese (Simplified), Chinese (Traditional), Croatian, Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Latvian, Lithuanian, Norwegian (Bokmål), Polish, Portuguese (Brazil), Portuguese (Portugal), Romanian, Russian, Serbian (Latin), Slovak, Slovenian, Spanish, Swedish, Thai, Turkish, Ukrainian, Vietnamese, Catalan, Kannada, Malayalam, Persian, Tamil, and Telugu.
Can I use Office in languages other than the one I originally purchased?
Microsoft offers simple and cost-effective solutions for multilingual individuals, families, and small businesses.
- Office 365: Each time you install Office on an additional PC or Mac at www.office.com/myaccount, you can choose the language in which to install Office.
- Office 2016 suites: You can install language accessory packs after installing Microsoft Office, to add additional display, help, or proofing tools. Learn more about the Language Accessory Pack for Office 2016.
- Office 2013 suites: You can install language packs after installing Microsoft Office, to add additional display, help, or proofing tools. Learn more.
About OneDrive
What is OneDrive?
OneDrive is an online storage service that you can use to store documents, notes, photos, music, videos, or other types of files. With OneDrive you can access your files from nearly any device and you can share them with others. Sign up for OneDrive.
How much OneDrive storage do I get with Office 365?
The amount of additional storage that you get depends on your subscription:
- Customers with an active Office 365 Personal or Office 365 University subscription receive an additional 1 TB of OneDrive storage per subscription.
- Customers with an active Office 365 Home subscription receive an additional 1 TB of OneDrive storage per user, for up to 5 users. Each additional user must have their own Microsoft account and be added to the Microsoft Account site.
The additional storage is applied to the OneDrive account that is linked to the Microsoft account used to create the Office 365 subscription. For Office 365 Home, the storage is tied to the Microsoft accounts of the household members who have been added to the subscription.
Which Microsoft account should I sign in with when using OneDrive?
To access documents stored on OneDrive, sign in to Office with the Microsoft account that you used to set up Office 365. If you have shared your Office 365 Home subscription with other members of your household, they should sign in with their Microsoft account. Learn more about signing in to Office. You can also sign in to OneDrive directly at OneDrive.com.
Are my documents stored in OneDrive also available offline?
Yes. If you're using Windows 8.1 or Windows 10, OneDrive is preinstalled. To access your documents when you're not connected to the Internet, open File Explorer on your PC and go to the OneDrive folder. When you reconnect, OneDrive updates the online versions with changes you made offline.
Visit the OneDrive for Windows 8.1 and OneDrive for Windows 10 support pages for more details.
You can also download and install OneDrive on Windows 7, Windows Vista, or on your Mac. The OneDrive app creates a folder that automatically syncs between OneDrive and your computer, so you can work on your documents—even when you're offline.
What happens to the files I stored in OneDrive if my subscription expires?
If you cancel your subscription or if it expires, you can still access and download all your files by signing in to OneDrive directly using the Microsoft account you used to set up Office 365. You do lose the additional storage that comes with your subscription, so you must save your files elsewhere or buy more OneDrive storage if your OneDrive account exceeds the free storage quota.
I deactivated the subscription sharing for a household member. What happens to the documents they stored in OneDrive?
They lose the additional OneDrive storage, but they can still access and download all files. If their OneDrive account exceeds the free storage quota, they'll need to save files elsewhere or buy more OneDrive storage.
About Skype minutes
What are Skype minutes?
With Skype minutes you can call friends or family on their mobile phone or landline, whether they have a Skype account or not.
You can use Skype minutes from any device where you have Skype installed, whether it's your mobile phone, tablet, TV, or other device, subject to country/region availability. Each active Office 365 subscription is entitled to 60 Skype minutes/month, per user; this allowance resets each month.
Which countries/regions are included with Skype minutes?
- Both landlines and mobile phones: Canada, China, Guam, Hong Kong SAR, Japan, Puerto Rico, Singapore, Thailand, and the United States.
- Landlines only: Andorra, Argentina, Australia, Austria, Belgium, Brazil, Brunei, Bulgaria, Chile, China, Croatia, Colombia (excl. Lex), Costa Rica, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Guadeloupe, Hungary, Iceland, Indonesia (Jakarta), Ireland, Israel, Italy, Korea, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Morocco, Netherlands, New Zealand, Norway, Panama, Paraguay, Peru, Poland, Portugal, Romania, Russia, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, Taiwan, Turkey, United Kingdom, and Venezuela.
Can I use Skype minutes to call a country/region that isn't included?
Skype offers a variety of pay-as-you-go and subscription options to supplement Skype minutes. Visit www.skype.com for more details.
How do I activate my Skype minutes?
You can choose to apply your Skype minutes to a new or existing Skype account. To activate your Skype minutes, visit www.office.com/myaccount and then follow the onscreen instructions to either create a new Skype account or to use an existing one. You will see a confirmation at www.office.com/myaccount when the minutes have been activated.
Once you activate your account, you can change the Skype account with which your Skype minutes are associated once per year. To do this you must first deactivate your Skype minutes from the existing account, and then activate a new or different Skype account. To do so, visit www.office.com/deactivateskype and follow the onscreen instructions to deactivate your account. Once that is complete, visit www.office.com/myaccount to activate a new or different Skype account.
Office 365 University
What is Office 365 University?
Office 365 University is a four-year subscription for full- and part-time enrolled university and college students, faculty, and staff in accredited institutions. Alumni of these institutions are ineligible.
After purchasing Office 365 University at a participating retailer, you need to go online to verify your eligibility in order to activate Office. You are also subject to the Microsoft Software License Terms for Office Consumer Subscriptions--Supplement to Microsoft Online Services Agreement and will be required to accept the agreement before activating the product. Internet access is required as the academic verification and redemption process occurs online.
Note that you may be eligible for free Office through your University, school or college. Check your eligibility at www.office.com/getoffice365 before purchasing Office 365 University.
In which countries/regions is Office 365 University available?
Office 365 University is available in the following countries/regions: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Korea, Kuwait, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Netherlands, New Zealand, Norway, Oman, Philippines, Poland, Portugal, Romania, Russia, Singapore, Slovakia, Slovenia, South Africa, Spain, Sweden, Switzerland, Taiwan, Thailand, Turkey, United Arab Emirates, United Kingdom, United States, and Vietnam.
Office 365 University will be available in each of the countries/regions listed as the new Office is released in that country/region.
Download and install Office
How do I install Office?
To install Office 365 or Office as a one-time purchase, visit www.office.com/myaccount on the PC or Mac that you want to install Office on. Sign in with the Microsoft account that you used to purchase, or have already associated, with the subscription or one-time purchase product, and then follow the onscreen instructions to install Office. Learn more about how to install Office.
If you need to set up your account and install Office for the first time, visit https://setup.office.com. Learn more about where to enter your Office product key.
To download and install older versions of Office, visit www.office.com/downloadoffice.
I have several Office 2016 or 2013 (one-time purchase) installations under the same Microsoft account and I need to reinstall one of them. What do I do?
You'll need to determine which Office product keys correspond to each PC. Learn more.
How many devices can I install Office on if I have an Office 365 Personal or Home subscription?
Office 365 Personal subscribers can install Office on 1 PC or Mac, 1 tablet, and 1 smartphone for one user. Office 365 Home subscribers can install Office on up to 5 PCs or Macs, 5 tablets, and 5 smartphones for up to five users within their household. You can count hybrid Windows devices, such as the Microsoft Surface Pro, as either a PC or a tablet.
Can I install Office on my Mac?
Yes. You can purchase Office 365 subscriptions for both Mac and Windows. Office Home & Business 2016 or Office Home & Student 2016 are also available for Mac as a one-time purchase. Office applications available for a Mac are Word, Excel, PowerPoint, Outlook, and OneNote. The Publisher and Access applications are not available for Mac. Current Office application versions for Office 365 and Office 2016 are available for both Windows and Mac.
Can I install Office on a PC that already has an older version of Office on it?
You can't have side-by-side installations of Office 2016 and Office 2013 on the same PC. However, you can have side-by-side installations of Office 2016 and other older versions of Office, such as Office 2010 or Office 2007. Learn more about installing different versions of Office on the same PC.
How long does it take to download and install Office?
The actual download speed of Office depends on the speed of your Internet connection; a broadband Internet connection is recommended for the best download experience.
All versions of the new Office for Windows PCs use a streaming technology that lets you begin to use Office applications before installation is complete.
If Office is taking a long time to install, learn about possible solutions.
How do I access my applications after I've installed Office?
Icons for Office applications are created when you install Office. You can start the applications by clicking the icons, which are installed in the following locations:
- Windows
- Windows 7: Start menu
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I have Office for Mac 2011 as part of my Office 365 subscription. How do I get the latest version of Office for Mac?
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Managing your Office 365 subscription
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What happens when I convert my subscription from Office 365 Home to Office 365 Personal or to Office 365 University?
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Your Microsoft account can have only one active subscription. If you activate your Office 365 Personal subscription before your Office 365 University subscription expires, the remaining time on your Office 365 University subscription will be converted to Office 365 Personal. However, you will be allowed to install Office on only as many devices as your new subscription plan allows for—1 PC or Mac, plus 1 tablet and 1 phone for Office 365 Personal. You may choose to wait until your Office 365 University subscription expires before activating your Office 365 Personal so you do not lose installs.
Why can't I have both an Office 365 Home subscription and an Office 365 Personal or Office 365 University subscription?
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You have a few options for renewing. Regardless of the option you choose, be sure to renew using the same Microsoft account that you used when setting up your subscription.
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Will I keep my remaining subscription time if I renew early?
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- If you purchased an auto-renew subscription from Microsoft via MicrosoftStore.com
or Office365.com, you have two options for cancelling:
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Are there other support options?
For help and how-to content, visit www.office.com/support. For free video-based training, visit www.office.com/training.


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Consumers feel overwhelmed by the entertainment choices available to them today and frustrated when they can't get to the content they want quickly. They question the value of their services and are seeking personalized experiences that intuitively recognize what they want and quickly connect them to content they enjoy. Rovi is the only provider to offer a unified solution with metadata, personalized search, recommendations and conversation services to address these pain points.
Rovi Personalized Discovery Solution allows service providers, device manufacturers and developers to provide highly accurate, efficient entertainment guidance to help consumers find the TV shows, movies, sports, celebrities and music they want to watch and hear. With Rovi's advanced customization and personalization capabilities, you can enable unique, dynamic results that attract new customers, differentiate your services and create major competitive advantages.
Superior personalized recommendations and search results are powered by Rovi Recommendations Services and Rovi Search Services, and blend semantic analysis, collaborative filtering, unparalleled rich metadata and user profiles. Recommendations and results can be generated through interfaces using traditional text or natural conversation enabled by Rovi Conversation Services for the ultimate discovery experience. Our natural language understanding technology adds incredible value with intelligence that interprets ambiguous language, making it a major differentiator.
Unlike other search and recommendations providers, we use Rovi Metadata Services to tap into our market-leading catalog of international metadata on TV, movies, music and celebrities – produced and curated by hundreds of Rovi content editors covering 18 languages and over 7 million programs.
Rovi Personalized Discovery Solution is powered by a state-of-the-art Knowledge Graph that allows us to understand content and users, and how they relate to each other to enable personalized discovery and a vastly higher level of accuracy than the competition. After half a million hours of R&D, the Knowledge Graph understands the popularity and real-time relevance of objects, the relationships between objects, how the strength of those connections shifts over time and much more to achieve the appropriate, human-like responses consumers trust.
The Knowledge Graph combines the best of both human and artificial intelligence – high-quality, standardized IDs and descriptive metadata plus the human ability to catalog the intangible, emotional qualities of content. The graph contains dynamic metadata on 100 million semantic entities (i.e., program titles, celebrity names and other entertainment elements) and is growing smarter every day. It leverages editorially generated Rovi Metadata, making it even more dynamic, contextual and relevant.


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Survey of Consumer Attitudes and Behavior, Spring 1963 (ICPSR 3630)
Principal Investigator(s): University of Michigan. Survey Research Center. Economic Behavior Program
This survey was undertaken to assess consumer sentiment and buying plans, as well as hidden unemployment among males aged 16-21, the extent to which youths continued their education, joined the armed forces, or took part-time work when they could not find full-time jobs, the cost and perceived importance and meaning of college education for males and females, and the perceived relative merits of state and private universities. Open-ended questions were asked concerning evaluations and expectations about price changes, employment, retirement, recession, and the national business situation. Other variables probe respondents' buying intentions for a house, automobiles, appliances, and other consumer durables, as well as their appraisals of present market conditions for purchasing these items. Additional variables probe respondents' opinions on the Cold War between the former Soviet Union and the West, the proposed government tax reduction, and the effect of these on business conditions, as well as their assessment of their financial status relative to the previous year. Information is also provided on respondents' savings, monthly bill payments, political party affiliation, club membership, and type of house and neighborhood lived in. Demographic variables provide information on age, race, sex, religion, education, marital status, occupation, family size, and family income.
Access Notes
One or more data files in this study are set up in a non-standard format, such as card image format. Users may need help converting these files before they can be used for analysis.
Data in this collection are available only to users at ICPSR member institutions. Please log in so we can determine if you are with a member institution and have access to these data files.
This study is provided by ICPSR. ICPSR provides leadership and training in data access, curation, and methods of analysis for a diverse and expanding social science research community.
Study Description
University of Michigan, Survey Research Center, Economic Behavior Program. SURVEY OF CONSUMER ATTITUDES AND BEHAVIOR, SPRING 1963. Ann Arbor, MI: Institute for Social Research, Social Science Archive [producer], 1974. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 1974. https://doi.org/10.3886/ICPSR03630.v1
Persistent URL: https://doi.org/10.3886/ICPSR03630.v1
Export Citation:
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Scope of Study
Subject Terms: Cold War, consumer attitudes, consumer behavior, consumer expectations, consumer expenditures, disposable income, durable goods, economic conditions, education, employment, full time employment, inflation, interest rates, national economy, part time employment, personal finances, political affiliation, price fluctuations, purchasing, savings, tax cuts, unemployment
Geographic Coverage: United States
- 1963-04--1963-05
Universe: All families living in continental United States dwelling units, exclusive of those on military reservations.
Sample: One respondent from each family unit in the dwellings sampled, usually the head of the family, or the wife. The dwelling units were selected by area probability sampling from 70 primary sampling units. For each dwelling unit in the sample, an interview was sought with a respondent from the primary family and from each secondary family (if any). The head of the family (usually the husband) was the preferred respondent, but the wife could substitute if the head was not readily available.
personal interviews
Original ICPSR Release: 1984-07-02
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St. Helens Suit Moves to State Court
After a federal judge dismissed plaintiff Steven Knebel's case against the $170 million St. Helens Community FCU of St. Helens, Ore., and five directors on May 20, saying he had no private right of action in federal court, Knebel filed suit in Oregon state court Wednesday.
Knebel is suing the credit union over alleged bylaw violations during a directors recall election. According to court documents, the credit union counted mailed recall ballots, which contradicts federal credit union bylaws that require recall elections only count votes cast in person during a special meeting.
"Prior to the special meeting, the defendant Credit Union solicited mail-in votes from all members by delivering to each member an absentee ballot and return envelope, along with instructions for voting. Members were allowed and encouraged to submit their mail-in ballots at any time prior to the special meeting of September 4, 2012. Along with the mail-in ballots, the Credit Union distributed one or more letters advocating for the retention of all five directors subject to the removal vote," Knebel's attorney, Drew Gramson, said in the complaint.
St. Helens Community has not commented on the case, citing a policy against commenting on pending litigation.


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Love this pick.. love, love, love it.
Here's a snippet of instant analysis of the Valanciunas pick, courtesy of Chad Ford:
The Raptors know international players and they may feel that they finally have found a real center. He's a true low-post player with a good motor, and he's tough -- basically the opposite of Andrea Bargnani. But this could be a pick that gets traded -- the Cavs have been all over Valanciunas for weeks. We'll see. Also, it will take a while to truly grade this pick for the Raptors as it's unlikely Valanciunas comes over this year.
Jonas Valanciunas
Position: Center
Age: 19
Birth date: May 6, 1992
Birthplace: Utena, Lithuania
Height: 7-0
Weight: 245 lbs
Reach: 9-3
Wingspan 7-4
Talented big man with a big wingspan
Makes a living around the basket
Soft touch around the basket
Solid rebounder and shot-blocker
Runs the floor well for a big man
High basketball IQ and motor
Areas that need improvement:
Lacks strength
Needs to improve perimeter game
Plays for Lietuvos Rytas in the Lithuanian league. Averaged 7.6 ppg and 5.4 rpg in 14.9 mpg in Euroleague play during the 2010-11 season.
Here is ESPN`s Fran Frachilla`s take on Valanciunas:
This is an NBA draft that is devoid of big men, so Lithuania's 7-foot, 245-pound 19-year-old, Jonas Valanciunas, has a lot of interest from teams in the lottery. At his age, there is no doubting his intriguing potential, but expecting him to help a team right away is unrealistic.
More critically for teams in position to select him is projecting where Valanciunas' game will be five years from now. It is not inconceivable to some NBA personnel that he could be the best player in this draft by then -- of course the risk is that the NBA executive that drafts him could be fired by then.
Playing background
Valanciunas has played in virtually every major European junior tournament since he was 16 and he has been one of the continent's most prolific talents. In fact, he has been Europe's under-16 MVP and its under-18 MVP in different summers. He plans to play for Lithuania's European champions in July's Under-19 World Championships in Latvia. It will be his fifth straight summer representing his country.
This past season, at 18 and in his first full season in the Euroleague, Valanciunas averaged almost eight points and six rebounds in 15 minutes on 71 percent shooting from the field. That doesn't sound like much, but only a handful of the top-25 high school seniors in the United States could realistically accomplish that.
Future Position
Valanciunas may be the best or, more precisely, the only pure low post center at the top of this draft. While his longtime European rival, Enes Kanter, measured out at 6-foot-11 and 260 pounds, Kanter has the skill level play both inside and out and will likely be utilized that way. The young Lithuanian is going to spend most of his eventual NBA career within 10 feet of the rim.
I am a big fan of Valanciunas' athleticism for a young player his size. He runs the court well and jumps well. In addition, he has a reasonably quick second jump around the basket, making him a potentially effective offensive rebounder and shot blocker.
His major drawback at the moment is his lack of NBA-level strength, balance and defensive acumen in the paint. In fact, many times this past season, Valanciunas was manhandled around the basket by older and more mature Euroleague post players. It is the main reason it will be hard for him to log major minutes right away in the NBA.
Skill level
While Valanciunas has tremendous offensive potential, it is based more on his athleticism than his skill level. Right now, he scores most of his points off energy plays like offensive rebounds, fast breaks and in the screen-and-roll game, where he gets a running start to the rim.
His lack of strength doesn't allow him to get close enough to the basket yet to utilize any low post moves. And his passing out of the post is average at this point. But based on the fact that he is a near 90 percent free throw shooter this season, there is an expectation that an offensive game can be developed as he physically matures. That is critical because he shows, at this point, no propensity for playing on the perimeter.
Attitude and disposition
Despite his lack of strength, Valanciunas is a competitor who did not back down this season as a teenager in a man's league. Even when he was getting beaten up, he played hard and with emotion and showed a mature disposition as he took his pounding. His motor runs at full throttle and he looks like he loves to play.
Best case scenario: Pau Gasol
There are athletic similarities between Gasol and Valanciunas but I emphasize here that this is a best case scenario. Both were highly successful at the European junior level as both won Under-18 European titles. And both contributed at the highest level of European basketball as teenagers.
Don't expect for Valanciunas to have the same impact as Gasol did in his rookie season. As the No. 3 pick in the 2001 draft by the Atlanta Hawks, Gasol was traded to the Memphis Grizzlies for Shareef Abdur-Rahim. Then, as a 20-year-old in his first NBA season, he went on to average 17 points and nine rebounds.
If Valanciunas plays in the NBA this coming season, he will be one of the youngest players in the league at 19. However, with a potential lockout looming, it would not surprise me if the young Lithuanian spends another year honing his skills in Europe. While it won't make fans of the team that drafts him happy, it may be the best way for him to mirror what Gasol did in his rookie season.
Welcome to Toronto, Jonas!


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GIS Summer Program 2011
Washington College's Geospatial Technology Summer Camp offers a unique summer camp experience for kids in grades 7-12. Campers spent one week at Washington College exploring many areas of this growing field. In combination with GIS, campers also explored the chemistry of the surrounding waterways, the ecology of the Chester River Watershed, the history of St. Paul's Episcopal Church in Kent County, and the way police use GIS to fight crime in Prince George's County. By the end of the week campers walk away with a better understanding of how GIS is used in everyday life.


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place this in whichever thread merits it. But I was playing around with the trade machine, and although many combinations and salaries work...who in the fuck would take Andrea Bargnani?
I came up with four teams that would be interested for different reasons.
Minnesota: Love doesn't like them. Kirilenko, Peckovic, and Rubio can hide him on defense and Adelmans system suits his strengths.
Houston: With Lin and Harden penetrating and able to keep their man in front of them and Asik manning the middle perhaps there is an opportunity for Bargs there. Perhaps we could land Royce White since we only show up for home games anyway.
Indiana: With Hibbert packing the paint, Bargnani could be well suited to a role their. We could finally pick up an above average 3
Lakers: It has been much discussed.
If we can't land a deal with any of these teams....we need to consider busting out the Amnesty


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Star-Banner readers discuss the number of hunters in the U.S., Frank DeLuca's gift to the YMCA, recent actions by the County Commission, and other topics.
An army of hunters
A blogger recently added up the deer license sales in just a handful of states. He arrived at a striking conclusion: there were more than 600,000 hunters this season in the state of Wisconsin. Allow me to restate that number — over the last several months, Wisconsin's hunters became the eighth largest army in the world!
They had more men under arms than in Iran. More than France and Germany combined. These men deployed to the woods of a single American state, Wisconsin, to hunt with firearms. No one was killed.
The number of Wisconsin hunters pales in comparison to the 750,000 who hunted in the woods of Pennsylvania, and Michigan's 700,000 hunters all of have now returned home safely.
Toss in a quarter million hunters in West Virginia and it literally establishes the fact that the hunters of those four states alone would comprise the largest army in the world. Add in the total number of hunters in the other 46 states, it's millions more.
The point, you ask? America will forever be safe from foreign invasion with that kind of homegrown firepower. Hunting is not just a way to fill up the freezer, it's truly a matter of national security. Therein lies the reason as to why all enemies, foreign and domestic, want to see us disarmed. Food for thought when next we consider gun control. Overall it's true, so if we disregard some assumptions that hunters don't possess the same skills as soldiers, the question would still remain, what army of 2 million would want to face 30 million, 40 million or even 50 million armed citizens?
Don't let the government take control of our arms.
Harold Rider
Deluca's big heart
In reading some of the negative comments on Ocala.com about the generous gift Frank DeLuca made to the YMCA, I felt that I needed to respond.
Frank DeLuca is one of the most generous people in our community. He is a very successful businessman who has a huge heart for Ocala/Marion County. As the executive director of the Munroe Foundation, I can attest that Frank not only gives of his resources, he also gives of his time. He is an unselfish philanthropist who doesn't ask for anything in return.
In any capital campaign, large signature gifts warrant a naming opportunity. That gift opportunity is to honor those who give generously, but also to encourage others to give. What a wonderful place Marion County would be if all who have the resources would give from the heart like Frank DeLuca.
Thank you, Frank, for making a difference.
Beth McCall
Executive Director
Munroe Regional Medical Center Foundation
Commission questions
Once again it was great to watch five Republicans in action Tuesday morning at the County Commission meeting.
This may be a very naive question, but if the Dunn contract is so very productive at winning dollars for local businesses, then why can't these same businesses, through their own organizations, pay for it? Wouldn't there be fewer county dollars and staff involved? Isn't that a proper goal for county government?
With regard to the county's concerns for public safety, how is it that a military special ops force can conduct operations in or over Marion County without any county authorities' awareness or permission? Safety?
It was nice to see the commission firmly in control of the 489 LLC contract. We noticed the developer's attorney used the word "probably" more than once in his views on the subject. Should the county enter in to such squishy, free-form contracts with so much taxpayer money at stake?
We would like to have asked these questions at the meeting, but maybe you can address them by email?
Bryan Demkowicz
Saint or sinner?
As Floridians, we have witnessed Jennifer Carroll resign as lieutenant governor under a cloud of scandal and suspicion. Is she saint or sinner?
It has been reported that Allied Veterans, recognized by the IRS as a tax-exempt veterans' organization, and its related entities operated more than 40 Internet cafes in Florida. While holding itself as a charity aiding veterans, $290 million was collected over six years with only $6 million actually going to veterans groups. The bulk of the donations feathered the nests of the various owners.
Having conducted numerous investigations in more than 20-plus years in law enforcement and prosecuting and defending persons in more than 20-plus years as an attorney, please allow me to make an observation. While it is clear the owners who ran this so-called charitable enterprise were arrogant and greedy, members of the Legislature admit they should have checked and closed loopholes in what they believed was a charitable cause. It is not clear that Ms. Carroll, a dedicated naval officer and businesswoman, did anything wrong.
All press reports indicate she cooperated in the investigation without being targeted. Simply, Ms. Carroll and her husband's public relations business in Jacksonville did work for Allied Veterans. While hindsight indicates they may have made a bad choice in endorsement, it is far from a claim that she is a bad person.
We don't yet know all the facts, but we do know she was not among the 60 people arrested after what appears to be a lengthy investigation. Why then did she so suddenly resign? I suspect based on her military training and experience, she chose to end possible political embarrassment for her party. When the smoke clears, I believe she will come back stronger than ever. My bet is she will prove to be a saint.
Stephen D. Schlapak
The Villages


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1.) If DeRozan can hold his rebound rate and improve his body just a bit more. Their is no reason he can't be our starting 3 next year
2.) Terrence Ross is a fantastic defender and should be our starting SG by the beginning of next season
3.) Boss Davis is killing it of late and is increasingly making Bargnani irrelevant
4.) Even though Calderon is our best trade bait at the moment. We really need to resign him. He is fantastic PG insurance and can play off guard as well.


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The third annual Platts Cellulosic Ethanol and Biofuels Conference (formerly just Cellulosic Ethanol Conference) provided an intriguing firsthand look into a developing industry, one which DailyTech was on hand to cover. The conference highlighted how far these technologies have come, and also how far they have yet to go before hoping to supplant the oil industry. The conference also highlighted the sheer diversity of approaches among biofuel startups, something which underscores the creativity and passion that exists in the field.
The conference kicked off last Thursday with John McKenna, Managing Director of Hamilton Clark & Co., taking the stage. Mr. McKenna, whose firm is a biofuel investment group, underscored the promising state of the industry. He said that despite a rough economic atmosphere, cellulosic ethanol company stocks are holding value far better than traditional ethanol companies. Mr. McKenna said that within a year or two ethanol production costs would drop from $2.20/gallon to $1.25/gallon, thanks to cellulosic technology.
He discussed the critical next step -- the transition of cellulosic ethanol out of the lab and into demo plants and scaling up to small commercial plants, a reoccurring theme at the conference. He also praised the new biofuel tax credits, part of the "sweetner" which aided the passing of the $700B USD bailout bill. He lauded, "The credit again goes to people in government who are focused on this industry."
Mr. McKenna was followed by Susan Ellerbusch, VP of Global Biofuels at BP. Ms. Ellerbusch provided an interesting look into how one oil giant is warming to what many see as the future of fuels. She described how BP currently blends 760M gallons of biofuel per year, by BP's estimates a tenth of the world market. BP is also investing big, with $1B USD in investments, which it plans to use to branch into the conversion sector, as well as expanding its existing business sectors.
Ms. McKenna estimated that by 2030, biofuels would occupy 11-19 percent of the fuel market, and stated that they could occupy as much as 30 percent if a transition away from feedstocks could be obtained. She addressed some criticism of the feedstock (sugarcane) based industry in Brazil as well, describing how BP's sugarcane was grown on depleted cotton fields, over 1000 km from the Amazon.
While she defended these current efforts, she acknowledged that the future was likely a move away from feedstocks. She stated, "Our view is not all biofuels are created equal. If something is done well the potential for growth is incredible. Our focus is on action. Understand the criteria that makes biofuels done well and then go after them aggressively."
One final intriguing part of Ms. Ellerbusch's presentation was an introduction to BP's efforts to start producing and studying butanol as a possible ethanol replacement. Butanol packs a higher energy density, but would be more expensive as it takes more carbons to produce. BP is partnering with DuPont to produce and test biobutanol onsite at BP's Hull UK plant.
After Ms. McKenna, Richard L. Bain, PhD, Principal Research Supervisor for the National Bioenergy Center at the National Renewable Energy Lab presented. He discussed at length the importance of diversity and cost in biofuels. He illustrated how various research efforts were bringing down the cost of everything from biodiesel to ethanol and butanol.
After Professor Bain's discussion Joseph R. Skurla, President of DuPont Danisco Cellulosic Ethanol LLC (DDCE) spoke. Mr. Skurla discussed how his company, a child of DuPont, was what he characterized as rapidly advancing in the field of pretreatment and enzymatic cellulose . He also brought up the topic of switchgrass as a cellulose source, a reoccurring theme. He said that DDCE was investing over $140M USD over 3 years to construct a pilot plant in Vonore Tennessee 2009 and a commercial plant in 2012. DailyTech queried Mr. Skurla on whether DDCE, like BP, had efforts to look at butanol as a possible fuel. He emphatically said no, stating that his company was focusing on only ethanol at the present.
Last up for the morning was Candace Wheeler of GM. Though the attendees were growing hungry for lunch, they were pretty rapt at Ms. Wheeler's discussion of GM's cellulosic ethanol efforts and roadblocks to the budding industry.
Ms. Wheeler said that it was a promising time for both feedstock based ethanol and cellulosic ethanol. She described how hybrid genetics had increased corn yields by 5 times since 1940, yielding as much as 210-220 bushels per acre. She said that this was allowing GM to launch its ethanol fuel drive. GM is leading the automakers' ethanol charge, having produced 3.5 million of the 7 million flex fuel (ethanol capable) vehicles on the road. She says that by 2009, there will be 18 models which support E85 and that by 2012 half of GM's line will provide this support.
One important difficulty she discussed was the availability of ethanol fuel stations. She pointed out that there are currently only 1,900 ethanol stations in the country, roughly 1 percent of stations, despite a variety of incentives and tax credits for ethanol station owners. Further, with 80 percent of these stations concentrated in the Midwest, most of the U.S. has extremely poor ethanol coverage. Ms. Wheeler said that progress was being made and pointed to GM's success to building an ethanol highway on I-65, with stations spanning from Lake Michigan (Gary, IN) to the Gulf of Mexico. She also said an NGA partnership would be key to future efforts.
A big hand was given to GM's partners, Coskata and Mascoma. DailyTech had previously covered GM's partnership with Coskata, announced in January. GM is now partnered with Mascoma, as well, which produces cellulosic ethanol enzymatically. While both partly owned by GM, there's a lot of competition between the pair. As to cellulosic efforts, Ms. Wheeler highlighted a ladder approach which GM is taking, in which it first hopes to transition from corn to other feedstocks like cassava and sweet potato, then to cellulosic ethanol (wood, municipal waste, etc.), algae, and finally to direct synthesis of gasoline molecules.
At the end of her presentation, DailyTech gained an intriguing piece of news from Ms. Wheeler. GM apparently is working hard at developing a flex fuel version of its wildly popular upcoming all-electric Chevy Volt. Ms. Wheeler and other sources at GM all but confirmed that the FFV version of the electric car would see production in the next several years, likely with the second generation of Volt.


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Find certified Jeep repair shops and mechanics near you
The Willy MB Jeep went into manufacturing in 1941 and was specifically for the military.
The 4-wheel-drive Jeep was the primary vehicle for the Army during World War II.
The recognizable pressed metal grill of the Jeep was actually designed by Ford.
Jeep's most reported problem on RepairPal is associated with power power windows on some Jeep Liberty models.


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CSCU Sets Plans for Annual Confab
Card Services for Credit Unions will host credit union professionals at its 2013 Solutions Conference, April 24–28 at the Renaissance Vinoy Resort & Golf Club in St. Petersburg, Fla.
The theme is Spotlight: Payments, which will be explored through planning and preparing for EMV and the future of mobile payments; building a more profitable card program through strategic planning; increasing ROA and operational efficiencies; and adapting and succeeding in today's evolving marketplace.
Attendees will hear from successful credit union executives and a panel of industry experts, as well as motivational keynote speakers, Ken Schmidt, communications specialist for Harley-Davidson Motor Co., and Eric LeGrand, collegiate athlete whose life-changing experience left him paralyzed.
In addition, industry leaders will share expertise in breakout sessions addressing member segmentation, mobile payments, interchange strategies, credit/debit card portfolio growth, fraud prevention and innovation and the future of credit unions.
The goal is to give members real-life take-home value they can implement, said Robert Hackney, president of CSCU.


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In past blogs, I've discussed some of the big-picture benefits for server virtualization. This week, I wanted to give some thought to the concept of desktop virtualization. Of the two technologies, the desktop variety has been much slower to take off in the marketplace, and frankly, there are some good reasons for that.
In both cases, the fundamental underlying technology operates on the same basic principle: By uncoupling the operating system and application software layers from the binary code layer that actually operates the chip-level hardware, you can accomplish some cool things. Perhaps the number one benefit is being able to create the illusion of multiple independent physical machines (AKA "virtual" machines) all living side by side on a single hardware platform. These virtual machines can lead diverse and independent lives, being dedicated to various tasks and even running on different operating systems.
The benefits at the server level are almost self evident. For one thing, running multiple virtual machines on a single box can be more efficient, because you can eliminate underutilized machines. As a result, you can reduce hardware costs, eliminate redundancy, and slash you electric bill. Support and maintenance costs can also be reduced, as you consolidate your data center.
So what's the value proposition for doing this at the desktop level? For me, at least, the picture is a little murkier. If you assume one user per desktop, which is the norm in most computing environments today, then the economies mentioned above for servers no longer apply. You can virtualize any number of desktop machines one a single machine, and give users access to those machines over the network, but you still have to put some kind of physical device on each user's desk. These devices can be slimmed down, stripped of many of the features commonly included in a PC, but with hardware costs so low these days, you'd really have to sharpen your pencil to uncover significant and compelling savings in the hardware department.
To read more on virtualization, head on over to IBM's Server Virtualization website.


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Salaries for Montezuma County and city of Cortez employees in many instances are lower than other municipalities around the state.
Salaries for elected officials in the county are tied to state statute with the exception of the district attorney in the 22nd Judicial District, which is funded by two counties and the state.
All salaries for city and county employees are posted and available to the public.
County Administrator Ashton Harrison, who earns $91,284 a year, explained that Montezuma County is considered a Category 3 or middle of the pack entity, and salaries for elected officials are set by the state.
The three county commissioners, Steve Chappell, Keenan Ertel and Larry Don Suckla each make an annual salary of $58,500. That's the same salary for the city clerk, the assessor and the treasurer. Sheriff Dennis Spruell, which is also an elected position, earns $76,000 annually.
By contrast, the largest municipalities and counties like Denver's Jefferson County are classified as a Category 1 entity and the salaries for these positions are much higher for that reason.
A Category 1 county commissioner, city clerk and treasurer all make $87,300 annually, while the sheriffs in these locations earn $111,000.
The top wage earner for Montezuma County belongs to the attorney position at close to $112,000 a year. That position is now open after county commissioners recently voted 2-1 to not renew Bob Slough's contract. A replacement or possible salary for the new attorney has not been discussed.
DA lowest paid in state
Will Furse, the new DA for the 22nd Judicial District, is tied for the lowest salary among all district attorneys in the state.
According to figures from the Colorado District Attorney's Council, Furse's salary is $130,000 a year, though there are numerous other district attorneys with the same salary.
The highest DA salary in the state belongs to Denver County DA Mitch Morrisey who makes $201,000 a year.
Harrison said counties are required to pay a minimum salary amount for DAs, though it is the county's decision on whether to pay more than the minimum.
For the 22nd Judicial District either Dolores or Montezuma County could decide whether to increase Furse's salary. The state also pays a portion of the DA's salary in all jurisdictions.
Furse said he knows the reason his salary is tied for the lowest in the state, but added there are ramifications to not paying employees the going rate.
"I think that reflects an unfortunate reality of our county and the district budgets," Furse said.
He also said it is logical that a person seeking a career will go to the location where the pay is better and counties not paying as much may not be able to attract the top candidates.
"The county needs to realize the importance of spending money on law enforcement and prosecution," Furse said on his first day in office on Jan. 8. "We can all agree that law enforcement and prosecution are those things that are a necessity in a civilized society."
Harrison said that of the county's $37.8 million budget, almost $9 million of that is for salaries.
Harrison also said he believes the salaries of Montezuma County employees are a little bit lower than other government entities in the state, and one reason is the budget constraints.
Even with the lower salaries, very few employees use the county as a springboard to better paying jobs in other parts of the state.
"We just don't have that same level of turnover (as other places)," he said. "It's a very low turnover rate."
Part of the reasons for the salaries is that the county is considered a mid-size county, and Harrison said the categories are based on population and assessed valuations along with other factors.
Low pay for Police
In June 2012, 15 Montezuma County patrol deputies were on the payroll and their pay ranged from $3,348 to $4.650 a month. Sheriff Dennis Spruell said there are a lot of variables that are taken into account when setting pay rates, including experience and education.
If both classifications worked for 12 months at the same salary the yearly wage would have been between $40,176 to $55,800, both below the state average.
According to a 2009 report on police officer's salaries in Colorado taken from the Bureau of Labor statistics, the average salary of a sheriff or city patrol officer was $59,790 a year.
In June of 2012, according to county records, there were two sheriff detectives on the payroll earning between $4,429 and $8.843 for that month, while a detective lieutenant's salary was $5,408 for the month.
According to the same Bureau of Labor statistics, detectives and criminal investigators across the state on average earned a little more than $6,050 a month.
Cortez Police patrol officers earn between $32,073 and $50,316 a year while detectives make between $34,507 and $56,140.
The patrol sergeants and drug task force agents for the Cortez Police Department earn between $38,812 and $60,258 and Police Chief Roy Lane earns between $57,000 and $87,215 a year.
This police chief's pay range is the same for the director of public works, finance and the director of general services.
The city declined to provide a list of salaries for this story and instead supplied pay ranges for the positions.
The City's side
Cortez City Manager Shane Hale, who makes $94,000 a year, said he thinks there are many employees working for the city who are underpaid compared to their counterparts across the state.
The city's payroll for the year is about $6.5 million, which is more than one third and less than 50 percent of the entire budget.
"In a lot of areas we are not competitive," Hale said, but declined to list those positions that he feels are underpaid.
"This (survey) came about because of the consensus that they are not being competitive on a lot of jobs," Hale said. "It seems to be extremely low. My sense is a lot of the salaries for our jobs appear to be on the low side."
The city manager said he does know why this is happening, and added it is what ended up occurring. He stressed that not every position within the city is underpaid when looking at the same positions and responsibilities of employees working for other cities.
To try to find out where the city actually stands, a survey is being worked on to determine who and if certain people are not being fairly compensated and by how much.
"If we need to get the wages up at some point that would have to come out of the budget, but first we need to see where they are at," he said.
The highest paid employees for the city, with the exception of the city manager, belong to both the library director and water treatment plant supervisor, both who can top out at more than $71,000 a year.


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Deva is a programming language that is small, dynamic, and has some similarities to C and Python. It is designed for embedding in C++ applications, and is also suitable for basic programming tasks. It is written to be as simple as possible, but no simpler. Deva is a multi-paradigm language: it is essentially procedural and imperative, but with support for basic functional and object-oriented idioms.
Andrew's Game aims to be a lightweight and highly expandable code base editable by anyone with a basic understanding of Python. The project has three parts: core systems, sample game, and reusable extensions. Core systems deal with the actual game mechanics; a sample game will be a template of how to use core systems and reusable extensions to create a working game. The reusable extensions can contain items and minor added functionality. Andrew's Game can implement a text-only single player RPG, which is like a MUD without support for multiple players.
bmake is a program designed to simplify the maintenance of other programs. Its input is a list of specifications as to the files upon which programs and other files depend. If no -f makefile makefile option is given, bmake will try to open 'makefile' and then 'Makefile' in order to find the specifications.
A mail filtering manager, supporting Sieve, procmail, maildrop and IMAP filters.
An R5RS-compatible Scheme implementation.


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The U.S. Patent and Trademark Office (USPTO) has opened its new satellite location in Denver. The office is the second of four satellite offices announced by the USPTO. The other locations announced are Detroit, Dallas-Fort Worth, and San Jose, Calif. The offices are designed to foster American innovation in the global marketplace and help speed up the patent process. The USPTO had a backlog of 700,000 applications before the U.S. recession in 2008.
According to a report by leaders in the Colorado, Denver's satellite office will bring hundreds of jobs and economic activity worth about $440 million over its first five years of operation. In addition to hiring up to 120 patent examiners in metro Denver, the USPTO office will draw inventors, venture capitalists, entrepreneurs and IP attorneys to the region, and will further breed and expand Colorado's already strong high-tech and innovation economy. Nine patent trial and appeal board judges have been working in a temporary office in metro Denver since last year, and the USPTO has already started recruiting its first team of 50 examiners to work in the new 45,000-square-foot office.
Further reading:
Washington Redskins trademark registration canceled
New tool available for searchers of U.S. patents
Alice loses U.S. Supreme Court case on software patents
"The new patent office will put Metro Denver and Colorado in the national spotlight as an innovation hub," said John Posthumus, an intellectual property (IP) attorney and shareholder at Denver-based law firm Sheridan Ross, in a statement.
In December 2010, the USPTO decided to put the first satellite office in Detroit. In February 2011, John Posthumus, an attorney at Sheridan Ross, met with Senator Bennet's office to discuss a strategy for putting our effort back on track. At the time, patent reform legislation was pending before the Senate. At the meeting, Senator Bennet's office suggested an amendment that would require the USPTO to open up additional offices. Colorado Senators Bennet and Udall co-introduced the satellite office amendment, which was passed unanimously. In May of 2011, the Senate version went to the House and ultimately the amendment was adopted with a few revisions, and ended up being signed by President Obama on September 16, 2011.
NEXT: Launching the satellites
"This was a game changing moment because Section 23 of the America Invents Act said that the patent office had to open up three or more satellite offices by the third anniversary of the legislation," Posthumus told me in a recent interview.
"Subsequently, in December 2011 and January 2012, Monisha Merchant from Senator Bennet's office, Pam Reichert from Metro Denver Economic Development Corp and I led a team that drafted and submitted Colorado's Business Case for a Satellite Patent Office," Posthumus said. This was done in response to the USPTO's request for comments on where the USPTO should place the offices. Over 500 submissions were made from 52 cities in 38 states. On July 1, 2012, the USPTO announced that Denver, San Jose, and Dallas were to receive satellite offices.
Posthumus explained that the Rocky Mountain Regional Satellite office in Denver marks an unprecedented and historic moment for the USPTO. "Never in its history has the USPTO had a base of operations that extended west beyond the Mississippi. The USPTO has operated exclusively for more than 200 years in the Washington, D.C. area until July 2012, when the USPTO opened its first satellite office in Detroit," he said. According to Posthumus, while the Detroit office was a small step geographically speaking, the Denver office is a huge step toward a national presence by the USPTO. Its central U.S. location will provide unprecedented access to inventors and entrepreneurs in the western part of the country, satisfying an important Section 23 objective of the America Invents Act (AIA) – better connecting patent filers and innovators with the patent office.
The metro Denver region has one of the highest per capita rates of workers with science and technology degrees, has low living costs and offers a desirable location in which to recruit and retain the most talented workers so they can pursue a quality of life. In fact, just last year Forbes ranked metro Denver as a top-10 metro area for largest relocation of young workers aged 15-29. Home to four major public universities and 24 federal laboratories, 600 bioscience companies, a growing high-tech industry, and the third-largest aerospace economy, companies in Colorado are primed for innovation. In fact, between 2007 and 2010, more than 20,000 Colorado inventors filed patent applications in industries including sustainable energy research and development, Internet entrepreneurship, premier biosciences and aerospace technologies.
Tom Clark, CEO of the Metro Denver Economic Development Corporation (Metro Denver EDC), said, "Colorado ranks among the top states for entrepreneurial activity and the new satellite patent office will not only educate local and regional entrepreneurs about the patent process, but it also makes a strong statement that Metro Denver's companies and inventors are sophisticated when it comes to innovation in the business landscape."
Steve Katsaros, inventor and founder of Denver-based Nokero, is an example of a Colorado entrepreneur and believes the satellite office will aid in attracting more of the most talented inventors to the community. He said, "As the world becomes more connected, intellectual property rights are imperative to almost every business. This satellite office will make the community of Colorado patent and technology experts a more cohesive group fostering even more innovation in our region."