text:
Davis slipped from top 5 in 2009 to 13 in 2010. He had 11pts/11rebs in championship game when UNC won the title 2 years ago and of course broke his wrist last season in February.
James Johnson was selected 16th overall by Bulls in 2009.
Obviously you don't read the stuff I write here regardless of whether you, I, or anyone else believes it because you would have seen quite clearly where I said Bayless and James Johnson are not in the same categroy of prospect as Ed Davis. To spell it out for your, Ed Davis has a much higher ceiling than either of Bayless or JJ.


text:
Train Lille → Le MansFrom HK$0
Find a Train Ticket
Overview The average travel time between Lille and Le Mans is 3h30 minutes. The quickest route is 2h35 minutes. The first train leaving Lille is at 05:51, the last at 19:52. There is an average of 25 trains a day between Lille and Le Mans, leaving approximately every 28 minutes.
- Departure station : Lille flandres (Place des Buisses 59000 Lille)
Lille europe (1, Place François Mitterand 59777 Lille)
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Main stations in Lille and Le Mans
Departure stations
Lille Flandres Train Station
Address: Place des Buisses 59000 LilleOpening hours: Monday to Saturday: 5am to 12:30am
Sunday: 6am to 12:30am
Public holidays: 6am to 12:30am Trains operating in and from this station:
High speed trains (TGV), Intercity trains, Regional trains (TER)
Tourist Office, Disabled Facilities, Assistance for disabled, Wheelchairs and boarding ramps, Lost and found, Toilets, Luggage storage, Wi-Fi Internet, Bank & Currency Exchange, ATM and Phone cabins.
Lille Europe Train Station
Address: 1, Place François Mitterand 59777 LilleOpening hours: Monday to Friday: 5:20am to 12:15am
Saturday and Sunday: 5:20am to 12:15am
Public holidays: 5:20am to 12:15am Trains operating in and from this station:
High speed trains (TGV, Eurostar), Regional trains (TER)
Information Point, Tourist Office, Assistance for disabled persons, Wheelchairs and boarding ramps, Lost and found, Banks and currency exchange, Toilets, Luggage storage, Wi-Fi Internet, Photo Booths, ATM and Phone cabins.
Travel inspiration in Lille and Le Mans
Le Mans

subset: commoncrawl


text:
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text:
RIM is hoping
that the newest version of the Blackberry OS will help grab back some of the
users that have been defecting
to other smartphones. RIM has announced three new Blackberry devices today
and each of them are running the Blackberry OS 7 operating system. The new
smartphones are also all in the Curve family.
The new
phones include the Curve 9350, 9360, and 9370 smartphones. The three
new devices will land in Canada this month and will hit carriers around the
world starting in September. The three phones were designed with a similar look
and feel and all promise a balance of ergonomics and style. The all use the
Waterfall design similar to that of the new Torch smartphone according to RIM.
The curved designs also have a soft-touch band to make them more comfortable to
hold in the hand.
RIM also notes that the three new Curve smartphones are among the lightest
smartphones ever in the Blackberry line at 99 grams each with the battery.
All three devices have the same 480x360 HVGA+ resolution screen and voice
activated universal search. The voice search can also be used to search the web
and with 3rd part apps. NFC is integrated into all three new Curve devices
allowing the user to tap to connect to devices or authentic Blackberry
The phones also integrate social networking tightly with support for Twitter
for Blackberry and Facebook right out of the box. The phones also have Social
Feeds 2.0 to integrate social networks in one place. RIM also gave the new
Curves the latest version of Blackberry Messenger called BBM6.
details are unknown at this time.


text:
Tigers capture Dawson
Hull have completed the signing of Michael Dawson from Tottenham for an undisclosed fee.
The centre-half moves to the KC Stadium on a three-year contract after both clubs confirmed the deal was completed via their official Twitter accounts.
"Michael Dawson has completed a move from Tottenham Hotspur for an undisclosed fee, the club are delighted to announce," read a statement on City's official website.
Dawson began his career with Nottingham Forest, earning England Under-21 honours and securing a move to north London in 2005.
The 30-year-old spent nine years with Spurs and became club captain following the retirement of Ledley King in 2012.
"I have been here for almost a decade and have loved every minute of it," he told Tottenham's Twitter feed.
"I would like to say thank you to everyone at the club, including the supporters.
"We have enjoyed some incredible moments together and I hope the club continues to move forward in the future."
Spurs chairman Daniel Levy added: "Michael has been an outstanding club representative both on and off the field.
"He has always given everything for the Spurs shirt - just one of the reasons he is so deservedly popular throughout the club."
Dawson becomes the Tigers' sixth signing of the summer and joins Tom Ince, Jake Livermore, Robert Snodgrass, Andrew Robertson and Harry Maguire in moving to east Yorkshire.
Boss Steve Bruce is still on the hunt for more signings before the transfer window closes but has found himself frustrated in his pursuit of Blackburn striker Jordan Rhodes.
Speaking before the Dawson deal was completed, the former Birmingham boss said: "It's up to me to bring two or three in, we're close to one in particular and we hope we can get that over the line."
He added: "I thought I had Jordan Rhodes 24 hours ago and it seems to be further away than ever. We've been negotiating for a week.
"We'll see what this week brings and hopefully bring in the two or three we need to give the squad a hand because we've already played five competitive games."
Dawson, who has four England caps, joins Curtis Davies, James Chester, Paul McShane and Maguire as Bruce's options at the heart of defence.
"The season Hull had last year was incredible," Dawson told Hull's official Youtube channel. "To get to the final of the FA Cup, secure their Premier League position and now we've got to look to build on that and that's what we're going to do.
"The chance to be in the group stage of the Europa League with a game on Thursday, all we can do is build on it and look forward to the season ahead.
"You need the squad and the manager is getting the squad together to compete in both or all competitions. The players and the quality we've got in this dressing room, I'm sure we can manage that."
Dawson's older brother Andy spent 10 years with the Tigers as they rose through the divisions and the younger Dawson admits he feels like he knows the club already.
"I know the club well with my family history, with Andy being here," he said. "I'm just excited to get started.
"The attraction is the whole football club, the manager, the squad of players.
"I know the fans gave me plenty of stick last year when I was playing for Tottenham. Hopefully I'll get a nicer reception now but it was all good fun.
"I'm just ready and raring to go."
Press Association


text:
International conference on intellectual property crime focuses on global partnership response
PANAMA CITY, Panama – Identifying areas for global collective action against intellectual property (IP) crime and counterfeit products is the focus of the 2012 International Law Enforcement IP Crime Conference which opened today.
Bringing together more than 500 delegates representing both the public and private sectors from 58 countries, the three-day conference (11-13 September) is co-hosted by INTERPOL and the Policía Nacional de Panamá, in partnership with Underwriters Laboratories.
With the conference theme 'East Meets West – Working with the Americas to Combat Counterfeiting', key issues include the nature and extent of transnational organized intellectual property crime, integrating and enhancing regional and international cooperation, trafficking in illicit goods, public and private partnerships, as well as training, mentoring, capacity building and operations.
Panama's Minister of Public Security, Jose Raul Mulino, told the conference delegates that the event would support Panama's efforts against IP crime which he described as 'deeply rooted' at the international level. He said Panama was an important transit country for international trade, especially with the opening of a new Canal in the next two years. "Panama is not only a transit point since goods are also redistributed worldwide from the country, therefore respecting intellectual property rights is a key element for all stakeholders across the world," said Minister Mulino.
Describing the manufacture and distribution of counterfeit and illicit products as taking place on 'an industrial scale', INTERPOL President Khoo Boon Hui said: "Counterfeiting and piracy are conducted with a complete disregard for the health and safety of consumers. As components of a much larger transnational organized criminal activity which is trafficking in illicit goods, this complex yet diverse situation demands an even more comprehensive global partnership response to firmly focus on the transnational criminals responsible for these activities."
The President of INTERPOL outlined to delegates how so far in 2012 alone, five INTERPOL-supported international operations in Africa, Central Europe and Central America had led to the seizure of counterfeit, pirated and illicit goods valued at some EUR 155 million and to more than 1,700 arrests. "While these illustrate our outreach and successes this year, they also reveal the wide and diverse geographic spread of the challenges facing us," added Mr Khoo.
The conference includes plenary sessions, operational workshops, interactive round-tables and specialized sessions to share IP crime investigation expertise. It will also feature one-to-one networking sessions to enable delegates to discuss operational matters with representatives from investigative agencies, and law enforcement representatives will receive product identification training from rights holders.
"The National Police of Panama is committed to working closely with regional and international bodies to identify threats and routes used by organized crime groups for trafficking in illicit goods and to identify the individuals and transnational crime networks behind this crime," said Julio Molto, Director General of the Policía Nacional de Panamá. "Co-hosting this unique conference will provide Panama and the whole region with a platform against intellectual property crime."
"Hosting this year's event in Panama will help bring new perspective to the challenges we face worldwide with counterfeiting and piracy crimes. Panama is vital in the fight against these crimes and is perfectly positioned to support regional and global anti-counterfeiting campaigns" stated Keith Williams, the President and CEO of Underwriters Laboratories. "This is not a fight that we can win on our own and it requires close and ongoing collaboration between public and private sector partners. Indeed, each year this Conference has grown – bringing together more and more agencies, organizations and enforcement experts, who together share in the opportunity to take meaningful action and adapt to the shifting needs and priorities of combating IP crime."
The role that the private sector and industry play in collective efforts to fight illicit trade and IP crime in partnership with INTERPOL's 190 member countries is an essential part of the global campaign to disrupt the activities of the criminal groups responsible for the manufacture and distribution of illicit goods worldwide. A focal point for industry support is INTERPOL's Fund for a Safer World which will help the world police body develop a strong global programme against trafficking in illicit goods.
In this respect, the conference heard that external investments into the INTERPOL Fund for a Safer World has led to an expansion of the world police body's proven IP crime model to address all types of trafficking in illicit goods so as to dismantle the organized criminal groups profiting from these illegal activities. An immediate benefit has been the introduction of a mentoring programme for senior police investigators in all aspects of trafficking in illicit goods to ensure good investigation skills are widely available in member countries. Mentored officers will acquire specialist knowledge and skills during integrated training and operational intervention deployments in their own country and a period of attachment to INTERPOL's trafficking in illicit goods programme.
This mentoring process was launched at the conference with the attendance of 50 police and customs officers representing every INTERPOL region to maximize benefits derived from collective knowledge and expertise.
Opening address: Mr Khoo Boon Hui, INTERPOL President


text:
of the most celebrated first-person shooter
game series is coming to an end -- but not without
a bang. Giveaways, midnight release parties and other
special events are scheduled for the direct prequel to
the Halo trilogy;
Reach. The
yet-to-be-released game is already earning rave reviews and will be
available in stores on Tuesday, according
to Joystiq and Bungie.net.The
science fiction video game franchise has been a run-away success
for Microsoft
Xbox and Xbox 360. The game, created by Bungie, began with
the release of Halo:
Combat Evolved
in 2001 and was followed by Halo
and Halo
3. The
prequel takes place in 2552, after the fall of the
human-colonized planet Reach. The game follows the six special
ops Spartans of the Noble Team as they begin their fight against
the Covenant, the alien militant alliance who have targeted the
humans. Highly focused and detailed, Reach offers
more autonomy in the game and provides new maps and visuals like
Forge World, which allows players to build a world they
envision; and weapons like the long-range Designated Marksman Rifle
which takes down enemies with one shot. In Reach instead
of playing Master Chief, Noble Team observer, the
player can choose to step into the role of a Noble Team
member. When the Campaign ends the user can remain
"in character" throughout all of the game modes.The
game designers have upped the ante for multiplayers as well
with Firefight, Rocketfight and Gruntocalypse. Gamers fight
through battles and are rewarded with mini-events. Reach will
be made available in Standard, Limited and Legendary Editions. The
standard version is $59.99, the limited edition is $79.99
and the legendary edition is $149.99 Fans
can receive a token to unlock a Spartan Recon Helmet, by picking up
the game on launch day. More
information can be found here.


text:
My Deconversion
Through childhood and adolescence I had absorbed the intense Seventh-day Adventist religion of my family. I went to church schools from the beginning, only had friends from my church, and was forced to attend services with the fervor and frequency that only someone with a devout mother can understand fully.
I studied the Bible with interest but always found it a little boring (especially the Pauline epistles). If I had to read it, I would always go back to the books of Judges, Joshua, and the writings of the kingly epoch. I loved the stories of Jael and Siserah, of Joshua stopping the sun, of Saul and David. I loved to read about David collecting foreskins from the Philistines (and show it to my friends, giggling about how it was in the Bible). I was a believer in biblical inerrancy and a young-earth creationist just like all those around me. I was the best in my age group at Bible trivia (we called them Bible sword drills) to the point that our Sabbath School teachers would keep me from playing because it wasn't fair to the other kids.
In high school some of my friends were growing disillusioned with our church and I listened to their arguments but didn't find them compelling until I got to college. I wanted to go to medical school eventually, but I initially declared a major in Religion while taking all the science prerequisites needed for my premed aspirations. The second quarter of my freshman year, I took a class in Jesus and the Gospels. This was the first exposure I had had to higher literary criticism of the Bible and my exposure to the textual theories about the Gospels astonished me, and made me realize the all-too-human nature of the text. This also led me to investigate other German theories regarding the Bible including Graf/Wellhausen, which confirmed my concerns.
My study of religion abolished my faith in biblical inerrancy and I changed my major to biology.
I began to see strong evidence for evolution, even though all my professors were young earth creationists. In my junior year I started doing research into theories of taxonomy and their relationship to the creation/evolution debate. It was at this same time I took a course in cell and molecular biology.
It was fascinating to study up close the nuts and bolts that made cells function the way that they do, and to notice that not only was there no evidence of design, there was positive evidence against design. The endosymbiotic theory of Margulis had not yet been fully accepted, but it seemed to me to be the most compelling evidence against young-earth creationism that anyone could imagine.
The facts are this. Briefly, life is divided into several domains, bacteria, archaeans and eukaryotes. All the eukaryotes have a nucleus that separates their genes from the cell substance (cytoplasm). Animal and plant cells are all eukaryotes. Any eukaryote that can live in oxygen uses energy by oxidizing carbohydrates, such as sugars and starches.
All animal and plant cells that use oxygen burn it in a controlled fashion with an organelle called a mitochondrion. The mitochondrion has its own membrane. The mitochondrion has its own genome. The mitochondrion splits into two and divides by fission like a bacterium does. All plant cells that do photosynthesis do this photosynthesis using chloroplasts. Chloroplasts also have their own membranes and genomes and also split into two and divide by fission like bacteria do. The most curious part for me was this: there are cells that are eukaryotes but they do not have mitochondria or chloroplasts and they use energy by fermenting sugars and starches.
Fermentation happens in the cytoplasm of all eukaryotic cells but the burning of oxygen happens only in the mitochondrion. It became obvious to me that all multicellular life arose from a lucky symbiosis. When it became necessary to burn oxygen, eukaryotic cells were simply cobbled together out of two other cell types, one that fermented and one that oxidized. It seemed absolutely clear to me when I discovered this fact that life itself, down to its cellular level, was the product of accidents and was in fact an elaborate contraption. It was marvelous indeed in its function, but any appearance of design seemed to completely evaporate. After the scales lifted from my eyes it became clear what a confidence game young-earth creationism was. Life's function was entirely explainable by natural (as opposed to supernatural or vitalist) processes.
So I had lost my young-earth creationism and my belief in biblical inerrancy, but I still had the same family: a father and brother who were pastors, and a devout mother. My sister had abandoned religion very early in her life and I was worried that if I did so as well, it would hurt the structure of my family.
For many years I tried to pretend I was a "liberal" Christian, who believed in morality inspired by a remote, semi-deist God, but the more I studied works of theology and philosophy the more I realized there was no fact universally agreed upon, no doctrine beyond dispute, and no practice that didn't bring opprobrium from someone within Christianity and approval from someone else within Christianity. In short, "liberal" Christianity was a pseudonym for "humanism that won't scare your parents".
Shortly after finishing my residency I was assigned to live in Turkey while I served time in the military. This experience clinched my conviction that religion was wholly man made. There I encountered the same false certainty, the same fervor for dogma, the same disputation over the meaning of holy texts, and the same lack of agreement that I found in Christianity, even the same platitudinous and empty bumper sticker sloganeering and the only thing different was that the religion was now that of Islam. Every argument that Christians make to convince you of the truth of their religion has a mirror image in Islam.
While living there, I was frequently asked what I believed. Since I was unable to defend Christianity, the existence of God, or any evidence of design in the universe, I decided to answer affirmatively, "I am an atheist."


text:
The Dyson Helpline is available during the following times (CST):
Monday – Friday: 8am – 8pm
Saturday: 9am – 6pm
Sunday: Closed
Watch the simple video below for an easy guide to clearing the brush bar.
The model shown may vary from the product selected but the process remains the same.
If you are unable to view the video or prefer to follow a step by step guide
Has this resolved the problem?


text:
Everyone has a unique medical history. Therefore, it is essential to talk with your doctor or healthcare provider about your personal risk factors and/or experience with thyroid cancer. By talking openly and regularly with your healthcare provider, you can take an active role in your care.
General Tips for Gathering Information
Here are some tips that will make it easier for you to talk to your healthcare provider:
- Bring someone else with you. It helps to have another person hear what is said and think of questions to ask.
- Write out your questions ahead of time, so you don't forget them.
- Write down the answers you get, and make sure you understand what you are hearing. Ask for clarification, if necessary.
- Don't be afraid to ask questions or ask where you can find more information about what you are discussing. You have a right to know.
Specific Questions to Ask Your Healthcare Provider
- Do I have any specific risk factors for thyroid cancer?
- Is my family history important? Should I have genetic studies?
- How much of a risk of developing thyroid cancer do I face?
- Are there any risk factors that I can change?
- What exactly is thyroid cancer?
- What parts of the body are involved?
- What makes you think I might have thyroid cancer?
- Could you explain the tests I need?
- How accurate are the test results?
- When do you recommend screening in my children?
- Do any of the laboratory tests help predict my prognosis or chance of relapse?
- What kinds of treatments are appropriate for me?
- Will I need more than one type of treatment?
- How long will my treatments last?
- What are the potential side effects/complications of the treatments?
- What is the chance that the recommended treatments will cure my thyroid cancer?
- How will we know whether the treatments have been effective or not?
- While I'm receiving treatment for thyroid cancer, will I be able to participate in my usual activities?
- What are some ways to help minimize the complications from surgery, radiation therapy, or hormonal treatment?
- What kinds of lifestyle changes will make my body stronger and healthier so that I can work with the treatments to fight thyroid cancer?
- What kinds of lifestyle changes might make me more comfortable while I'm going through treatments?
- Do you have recommendations for any support groups for me and my family?
- How extensive is my cancer?
- Is it confined to the thyroid, or is it elsewhere in my body as well?
- What kind of prognosis does my kind of thyroid cancer have?
- How do my other medical conditions affect my prognosis?
- Once I've completed treatments, what will we do to monitor whether the cancer returns?
- Are there any implications for my family members regarding their risk of thyroid cancer?
Revision Information
- Reviewer: Mohei Abouzied, MD, FACP
- Review Date: 09/2016 -
- Update Date: 09/17/2014 -


text:
And the rudy gay era begins!!!
And the rudy gay era begins!!!
Gay in unifrom tonight?????!!!!
A lil off-topic:
All-star weekend is pretty soon and Wade as captain of the eastern conference tries to convince LeBron to participate in the dunk contest and the 3-point shoot-out. LeBron won't dunk, but considers to maybe try the 3 point contest...
what do you think?Dwyane Wade prods LeBron
By Brian Windhorst
INDIANAPOLIS -- In his new role of captain of the Eastern Conference for All-Star Saturday, Dwyane Wade is applying some peer pressure to Miami Heat teammate LeBron James to take part.
Wade, who has input on whom the NBA selects to take part in the popular events, tried to get James to re-consider his long-standing policy of saying no to the slam dunk contest, which will take place Feb. 16.
"I tried to convince LeBron," Wade said Friday before the Heat took on the Indiana Pacers.
"On the dunk contest?" James said when Wade asked him. "Oh no, that's out."
"I told him I'd throw him a lob and we'll win," Wade said. "He turned me down; I think he got nervous."
Wade also tried to get James to consider taking part in the 3-point shootout for the first time. James is shooting a career-high 40 percent from 3-point range this season.
"I went 0-for-2," Wade said. "He said he didn't want to shoot."
When asked Friday, though, James said he hadn't ruled out the 3-point contest. Wade said former Marquette teammate and New York Knicks forward Steve Novak would be in the contest and that current Heat teammate Ray Allen would not be so Allen could have the time off.
The NBA is revamping its popular All-Star Weekend festivities, and Wade and Los Angeles Clippers star Chris Paul have been chosen as captains in a new format that will pit the conferences against each other. The league will get final say on the participants, but Wade and Paul have been consulted.
All-Star Weekend is Feb. 15-17 in Houston.
I personally wish we'd go back to the competitive dunk contest it used to be, when the biggest star players squared off. I'd like to see Bron, Griffin, D12, Westbrook etc. go at it... and not some guys nobody cares about. Don't get me wrong, I love Ross, but other than Toronto fans, nobody would really care about him if he was in it......
Last edited by BadDinosaur; Fri Feb 1st, 2013 at 03:32 PM.
Raptorland hasn't been this excited in a while!
This is going to be a great game. I can feel it.
Last edited by chrischris; Fri Feb 1st, 2013 at 03:31 PM.
Bargs and JV are back? you guys are pulling ma LEG give it back good sir.
Man I can't wait till tonight's game. I haven't been this excited since Jonas's debut.
LOL O Score Bad Boys 3 bring some grit to the Raps boys!
I'm DVRing the sh*t out of this game. Happy Friday everyone!
I think Rudy is supposed to start tonight, according to ESPN Fantasy. I don't know how likely that is though.
Twitter - @thekid_it
I actually think if Gay is playing, they should just start him. Why wait? I get the "he hasn't practiced yet" argument, but it's not like he's going to learn everything in one practice anyway. The sooner you start working him into game situations the sooner chemistry develops.
I can't see the offense being a reason to sit him, and while he might not know some D principles, I would just say don't play zone when he's out there, and he should be able to manage the rest of the time if the team communicates...and if they don't our D will probalby be sucking anyway.
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text:
£11m cost of elderly patient delays
The NHS is having to fork out millions of pounds every year because of delays in getting elderly patients back into their own homes following a hospital stay, a charity has found.
The average patient needing adaptations to their home, such as new grab rails or ramps, following a stint in hospital is forced to wait in bed for an extra 27 days while improvements are made, char ity Age UK said.
Its analysis of NHS data found that last year patients in England spent a total of 40,000 days confined to a hospital bed when they were well enough to go home while waiting for these changes.
These delayed discharge days cost the NHS an estimated £11.2 million, the charity said.
It has called on ministers to ensure that all new homes are built to the "lifetime home standard" so they can easily be adapted as people age.
Caroline Abrahams, charity Director at Age UK, said: "Ensuring all new housing can be easily adapted would save the country millions and help end the nonsense of older people lingering for long periods in hospital, simply because of delays in fitting adaptations like grab rails and ramps so they can safely return home .
"Building all new homes to higher accessibility standards would cost a little more today but it would pay off hugely tomorrow, and both older people and the NHS would substantially gain.
"It is worrying that so many older people are living in homes that are hard to adapt and in a poor state of repair.
"It's time we woke up to the fact that good housing is central to supporting older people to be independent, fit and well.
"Yes, we need a much wider range of specialist housing for older people but as most prefer to remain where they are, it is crucial we do more to make all our mainstream housing fit for the purpose of accommodating our ageing population."
Housing Minister Brandon Lewis said: " This Government is getting Britain building to deliver the homes communities want and that meet a variety of different needs. House building is now at its highest level since 2007, with almost half a million new homes, including nearly 200,000 affordable homes delivered since 2010.
"Planning policy already requires local plans to take the housing needs of older and disabled people into account, and we're changing the rules so that, where there is a local need, councils can set much clearer standards for accessible and wheelchair-adaptable new homes.
"The Government has made more than a £1 billion available through Disabled Facilities Grants for adaptations, as well as more than £2.26 billon Decent Homes funding to bring social homes up to standard which councils can use to meet the needs of local people.
"The Care Act , the £315 million Specialised Housing Fund and our £3.8billion Better Care Fund will also help keep people out of hospital in the first place and get them home more quickly when they are admitted."


text:
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In the aftermath of 9/11, Austin Air purifiers were the purifiers of choice by the Department of Homeland Security, FEMA, U.S. Army Corps of Engineers, the Red Cross and for many of the New York City victims of 9/11.
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text:
The FCC voted to begin
drafting rules yesterday that would require ISPs to treat all web
traffic the same. The proposed rules would prevent ISPs from blocking
or slowing the bandwidth available to high demand traffic like
streaming video or other applications that can strain networks. The
proposed rules would allow ISPs to block illegal material like child
pornography and spam.
Republican Senator John McCain has
introduced legislation that would block the FCCs proposal for
regulating the neutrality of the Internet. The AFP reports
that McCain said, "the Internet Freedom Act of 2009 [will keep
the internet] free from government control and regulation."
chairman Julius Genachowski said, "reasonable and enforceable
rules of the road [are needed] to preserve a free and open internet."
Genachowski points out that these rules are needed because of "some
significant situations where broadband providers have degraded the
data streams of popular lawful services and blocked consumer access
to lawful applications."
Naturally, companies that make
their money from the internet are supporting
the FCC's proposal. These companies include Amazon, eBay,
Facebook, Google, Twitter, and several other internet firms. McCain
calls the FCC's proposal "onerous federal regulation" and
calls the proposed rules a "government takeover" of the
ComptuerWorld also reports that McCain does
not support including wireless broadband providers in the net
neutrality rules saying, "[The wireless industry] exploded over
the past 20 years due to limited government regulation."
said of his Internet Freedom Act of 2009, "Today I'm pleased to
introduce the Internet Freedom Act of 2009 that will keep the
Internet free from government control and regulation. It will allow
for continued innovation that will in turn create more high-paying
jobs for the millions of Americans who are out of work or seeking new
employment. Keeping businesses free from oppressive regulations is
the best stimulus for the current economy."


text:
Type any question, concern, or size requests in the Order Instructions Box on the last Shipping Page. We will reply asap.
To ensure that your order arrives safely and quickly, we ship via UPS for all orders both in and out of the U.S.
Please select a UPS option from the pull-down menu below (unless shipping to a P.O. box)
Shipping to P.O. boxes - We ship via USPS (UPS will not ship to PO Boxes) and shipping charges will be considerably less and will show on your invoice.


text:
certainly seems to be some members of the American public who
are enthusiastic about alternative powertrain vehicles. In February,
hybrid auto sales soared 39 percent to reach approximately
23.3k units. Leading the pack was the veteran Toyota Prius.
But amid that optimistic figure was a bit of not-so-happy news for a couple
major automakers. General Motors only managed to sell 281 Chevy Volts in February, down from 321
in January. And worse yet, the Nissan
LEAF only sold 67 units in the month of February.
To date the Volt has outsold the LEAF, 928 units to 173. Neither number
looks very promising, at face value at least.
For GM, the issue may lie partially on the supply side. Dealers are trying to gouge on prices of the scarce
Volts, but ultimately these tactics may backfire. We saw several eBay
auctions (which aren't free, mind you) end with no buyers. In each case,
dealers were trying to charge several thousand dollars over the MSRP -- and
customers weren't buying.
If GM can pump up its supply, like it's promising, the price may drop to the
MSRP and sales may pick up.
With Nissan, the problem and potential solution is likely different.
Arguably Nissan's sales are the bigger disappointment, as the company was
promising to beat GM in production volume and sales.
However, it is currently failing on those fronts, by all appearances. One
major issue may be limited distribution. In the U.S., the LEAF only launched
in a handful of markets such as California and New York.
Still it's a bit of a mystery how the far-cheaper LEAF has fared so much worse
than the Volt. One possibility is that drivers are scared of not having a backup gas engine (which the
Volt has). At the very least, expanding sales to most of the rest of the
country should help the LEAF catch up -- if only a bit.
To add insult to injury, Britain has temporarily banned LEAF
vehicles from being sold. The LEAF contains a noisy backup warning sound
to warn pedestrians -- a necessity, given the vehicle's relatively quiet
motors. But apparently that warning violates British noise laws, which
prohibits loud noises between the hours of 11 p.m. and 6 a.m.
Where recent U.S. laws and federal guidelines require these
noises, Nissan is having to race to remove them in Britain.
Rather than making the noises timing dependent, Nissan is attempting a
cruder fix -- removing them entirely. States the company, "The
audible system on the LEAF did not allow for [a timing dependent fix], so the
beeping sound is being removed entirely before the cars can be driven on roads
in [Britain]."
As a result there's a "slight delay" in British sales while the
vehicle's firmware is modified in the factory in order to convince Britain to
lift the sales ban.
One company that is likely smiling at the sales numbers is Ford. A
late-comer to the EV game, Ford will release a plug-in hybrid EV (PHEV) next year, and
a battery-electric vehicle the year after
that. It's clear that even though Ford is coming in a year behind GM and
Nissan, that there's plenty of room for improvement in the nascent field.
Another company that is likely pretty satisfied about the news is Tesla Motor
Company. Tesla's Roadster sales pace looks pretty impressive
given the higher sticker, when compared to the LEAF. Dramatic price
difference aside, one key difference may be looks. In an era where the
likes of Lady Gaga and Rihanna reign atop pop charts, perhaps the LEAF's
bulbous form is a bit too ungainly for a superficial public to bite on.
The sexy curves of a Roadster 2.5 EV or a Fisker Karma might be a little bit more
pleasant EV pill to swallow, assuming you can afford it.


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Tomas Jurco's Great Skate Fundraising Page
Thank you for visiting my Great Skate fundraising page!
During the Grand Rapids Griffins' Jan. 12-13 event, I'll skate for one hour with fans at Rosa Parks Circle in downtown Grand Rapids, helping raise awareness and funds for the Griffins Youth Foundation.
The foundation provides opportunities for 350 kids – many of whom are underprivileged, underserved or have other special needs – to participate in the great sport of hockey at no cost. Programs include hockey for first through 12th graders, a girls-only division, as well as the Grand Rapids Sled Wings sled hockey team for physically challenged kids and teens.
Please help support this great organization by sponsoring my participation in the Great Skate. No donation is too small, as each dollar provides 10 minutes of ice time for one of the foundation's players.
Donating through this website is simple, fast and totally secure. It is also the most efficient way to support my fundraising efforts.
Many thanks for your support -- and don't forget to forward this to anyone who you think might want to donate too!
To see when I'm skating or to find out more information about the 2013 Great Skate Winterfest, please visit griffinshockey.com/greatskate.


text:
Earlier this week, we brought
you news concerning the launch MyFord
Touch on the Ford Edge crossover utility vehicle. Today, we're
learning about how Ford loads SYNC software (which forms the basis
of MyFord Touch) onto vehicles.
Ford previously had to stock multiple
SKUs for SYNC hardware modules dependent on vehicle model, trim
level, and options installed. However, thanks to the help of new
Wi-Fi capabilities, Ford has designed a single SYNC hardware module
that can be reprogrammed as the vehicle is making its way down the
assembly line.
It simple terms, Ford says that the
vehicle sends
its unique VIN wirelessly to an assembly line router. The router
then communicates with a central software server which stores the
MyFord Touch software necessary for that particular vehicle. The
sever then sends the appropriate firmware (as much as 300MB) back to
the router and down to the vehicle which programs the SYNC hardware
As a result, Ford says that it was able
to "eliminate around 90 unique part numbers, each of which would
have to be updated every time a change is made." In addition,
cost savings are realized because Ford no longer has to assemble,
stock, or store these additional parts thanks to the reprogrammable
SYNC hardware module.
The Oakville, Ontario assembly plant,
which produces the Ford Edge and the Lincoln MKX, will be the first
of Ford's facilities to implement Wi-Fi installation of MyFord Touch
"Employees at the Oakville
assembly plant helped us tremendously in getting the Wi-Fi process to
work, and work perfectly," said Sukhwinder Wadhwa, SYNC global
platform manager. "Turning an assembly plant – with steel beams
everywhere and high-voltage cabling throughout; everything you could
imagine that would interfere with a radio signal – into an access
point that would achieve 100 percent success was a huge challenge."
Once everything is up and running with
Wi-Fi software installations on the Edge/MKX assembly lines, Ford
will begin introducing the process to the production of the 2011
Ford Explorer and the 2012
Ford Focus.
While it's great to see Wi-Fi being
used to help simplify the assembly process of vehicle, we can't help
but wonder how easy it would be to "reprogram" the SYNC hardware
module once the vehicle leaves the dealer lot and makes its way to
the customer's driveway.


text:
Single, vegetarian, asexual, 5 cats. Airplane Engineer. I drink most of my tea with a bit of sugar and all the ones with a black tea base with a little bit of milk too. I'm super sensitive to bitterness and spiciness so I tend to avoid those.
I am also a flavoured matcha latte fanatic.
Renton, WA, USA


text:
This Verizon version of the iPhone 4 seems to have none of the same antenna issues. Try as I might, using the "death grip" and every other grip I can actually do, I can no longer reproduce the same attenuation problem that the previous iPhone 4 model had. I death grip the thing, and no bars drop. More importantly, calls don't drop and data doesn't stop. Again, Apple won't comment, but problem, apparently, solved.
In my tests, the new Verizon version of the iPhone did much better at voice calling than the AT&T version, and offers some attractive benefits, like unlimited data and a wireless hot-spot capability. But if you really care about data speed, or travel overseas, and AT&T service is tolerable in your area, you may want to stick with AT&T.
A winning outcome is a slam-dunk as far as I'm concerned, at least based on my six days of testing a Verizon iPhone in New York City and Northern New Jersey. Though not every call was crystal clear - this is a cellphone, after all - I haven't experienced any of the dropped calls, so far anyway, or other frustrating hiccups during my tests that have been driving some owners of the AT&T iPhone bonkers during the 3½ years that the carrier has had iPhone exclusivity in the U.S.
So far so good — voice calls are better, minor issues really are minor. It's an iPhone on Verizon's network. Ah, but it's an iPhone on Verizon's network — and that means there are certain considerations you're going to have to take into account when it comes to data.Let's put this as simply as we can: data rates on the Verizon iPhone 4 we tested were dramatically slower than those on its AT&T counterpart. How much slower? Well, even though network speeds fluctuate based on many factors, we didn't see the Verizon device peak much beyond 1.4 Mbps on downloads (and even that high was rare), and it barely hit 0.5 Mbps on upstream. On the other hand, the AT&T device regularly pulled down above 3 Mbps, and 1 Mbps or more going up. We'll admit that the Verizon speeds were more consistent, but the irrefutable fact is that AT&T's network is much, much faster, at least in our neck of the woods.Of course, how much that's going to affect you is based on a lot of factors, and in our day-to-day, there wasn't a noticeable sensation of the device being slower. That consistency in data rates actually may have helped in some situations — particularly when pulling down maps. We see our AT&T device stop and start quite a bit on major data pulls, whereas the Verizon phone seemed to latch onto a stream and not stop until the bits were uniformly situated on our phone. That said, there's no denying that YouTube videos and streaming content is going to appear more quickly on your AT&T handset.
Even if Verizon's network is the best in America, its policies and prices are still among the worst.[...]Consider, too, that if surveys are any indication, Verizon can expect an enormous stampede of new iPhone customers. Last time this happened - to AT&T - the weight of all those bandwidth-sucking iPhones swamped the network, causing interruptions that persist to this day. The same thing might happen to Verizon.Verizon swears that it's prepared for the onslaught. Then again, that's what AT&T said, too.


text:
INTERPOL meeting aims to strengthen cooperation on environmental crime activities
LYON, France – To enhance future collaboration with member countries and international partners in the area of environmental crime, INTERPOL held a familiarization visit at its General Secretariat headquarters in Lyon.
The four-day visit (13-16 May), organized by the Environmental Crime Programme, brought together 16 representatives from member countries and regional, international and non-governmental organizations to learn more about the global tools, services and operations of INTERPOL and discuss possibilities for cooperation on future projects and activities.
The main objective of the meeting was to gather participants responsible for environmental crime concerns in their countries or organizations to discuss the unique advantages and opportunities which INTERPOL brings to global environmental conservation efforts.
Participants were given the opportunity to view first-hand INTERPOL's facilities, including a visit to the 24-hour Command and Coordination Centre and a presentation on the INTERPOL Global Complex for Innovation under development in Singapore. They also reviewed the tools and services offered by INTERPOL, such as the I-24/7 secure police communications system, and examined the various crime areas in which INTERPOL offers its support to law enforcement worldwide. The delegates considered how they could best use these tools and services to combat environmental crimes, based on case studies of lessons learned during past international operations.
By coming together to discuss common challenges, the participants were able to identify obstacles to overcome for successful future cooperation, including insufficient communication and lack of access to INTERPOL's tools by frontline officers. A set of recommendations was generated, and will be shared with all of INTERPOL's 190 member countries.
Attending the meeting were representatives from China, Kenya, Nepal, Thailand, the United Kingdom and the United States; regional networks including the Lusaka Agreement Task Force (LATF), the South Asia Wildlife Enforcement Network (SAWEN) and the Association of South East Asian Nations' Wildlife Enforcement Network (ASEAN-WEN); international organizations including the International Consortium on Combating Wildlife Crime (ICCWC); and the non-governmental organizations Freeland Foundation and the International Fund for Animal Welfare (IFAW).


text:
We've talked about Infiniti's upcoming M
Hybrid on a number
of occasions here at DailyTech.
Today, however, Infiniti released official pricing for its large hybrid sedan
-- the vehicle will be priced
from $53,700 in the United States.
That $50k+ price tag will get you a luxury vehicle that is
rated at 27 mpg in the city and 32 mpg on the highway (29 mpg combined). Those
number won't blow anyone's socks off, but they are much higher than what you'll
find in the non-hybrid $47,700 M35 (18/26 city/highway) and $59,100 M56
"We're excited to be able to bring in the new Infiniti
M Hybrid – with its exceptional blend of power, efficiency, style, luxury and
technology – at an M.S.R.P. of under $54,000," said Infiniti VP Ben Poore.
"Competitively priced, though with little real direct competition, we
expect the M Hybrid to continue the strong sales momentum the new Infiniti M
Sedan has been experiencing since its launch in the 2011 model year."
Instead of using the more powerful 3.7-liter V6 found in the
G37 and M37, the M Hybrid makes use of a 3.5-liter V6 that produces 292hp and
258 lb-ft of torque. The electric motor adds another 68hp and 199 lb-ft of
torque, and is powered by a lithium-ion battery pack.
The M Hybrid can drive up to 62 mph on battery power alone
and can travel up to 1.2 miles on battery power before the gasoline engine has
to take over.
For comparison, the Lexus
GS 450h (which has been on the market for a few years) is rated at 22/25/23
(city/highway/combined) and has an MSRP of $58,050.


text:
The Federal Government will Become America's Model Employer for the 21st Century.
Recruit, Retain and Honor a World-Class Workforce to Serve the American People.
Manage your retirement online.
"...The Director of the Office of Personnel Management shall serve as the Suitability and Credentialing Agent..." ~Executive Order 13467, as amended
"...primary executive branch service provider for background investigations..." ~Executive Order 13467, as amended
OPM's Human Resources Solutions organization can help your agency answer this critically important question.
Developing senior leaders in the U.S. Government through Leadership for a Democratic Society, Custom Programs and Interagency Courses.
Visit this federal site to search for our regulatory notices, proposed and final rules.
See the latest tweets on our Twitter feed, like our Facebook pages, watch our YouTube videos, and page through our Flickr photos.
On April 11, 2013 the Office of Personnel Management unveiled the Wall of Honor, located in the main lobby of the Theodore Roosevelt Building. The wall honors the Federal civil servants who have died in the line of duty. There are fifty-two stars on the wall, one for each of the states, the District of Columbia, and the territories.
The names of all those fallen, beginning on or after December 20, 2011, can be found at the Wall of Honor's virtual home
To read former Director Berry's remarks please visit the below link:
"On behalf of a grateful nation, we dedicate this wall to all those who have made the ultimate sacrifice in the line of duty." – Former Director Berry
USOPM Photo By: Timothy Grant 4/11/2013


text:
Account Takeovers: Survey Reveals the Hard Numbers
The financial institution nightmare is when a legitimate account is taken over by cyber-criminals – then looted.
The fourth Commercial Account Takeover Survey from the Financial Services - Information Sharing and Analysis Center (FS-ISAC) puts real numbers around how often this occurs.
The upbeat news in the survey: financial institutions have gotten more skilled in preventing account takeovers and in preventing funds from leaving the institution, per FS-ISAC.
The bad news in the survey (conducted for FS-ISAC by the American Bankers Association and which included 100 financial services firms) -- is that account takeovers are still occurring.
The frequency in the current period amounts to 2.11 per 1,000 commercial customers in the first half of 2012. That compares to 3.42 per 1,000 in 2011, as reported in an earlier survey.
Of all reported account takeovers: 65% in the first half of 2012 did not involve monetary transactions. That compares to 53% in 2011.
Nine percent of account takeovers resulted in funds leaving the institution. That compares to 12% in 2011.
In instances where money was fraudulently transferred out of the institution, 82% in the first half of 2012 involved wire transfers (with 14% ACH and 4% check writing and other). That compares to 2011 numbers of 91%, 9% and 0% in 2011, respectively
FS-ISAC said that several steps have proven effective in reducing account takeover fraud. It pointed to: Customer education; temporarily shutting down affected online customer's access;
Manual review of ACH/wire transactions above a certain dollar amount; and analysis of customer login characteristics/patterns.


text:
Jose? Seriously. There's a reason we kept Lowry.
Bledsoe can't run a team. Numbers back it up when CP3 was out.
Nash is declining. Watch the Lakers play.
Rubio MIGHT be better down the road. Great passer, great court vision. But doesn't have a perimeter shot, and a just as bad a defender as Jose.
Dragic is okay, not having a better season than Lowry though, an impact player for a poor team.
Eh, I'd probably still take Lowry over Vasquez. Watching Lowry play at his BEST is awesome.
John Wall is overrated. Plays for the "ooooh's and aaaah's". Has potential, but man he's regressing.
Kemba Walker. Seriously? He's not getting better than what he is now.
Jeff Teague? HAHA.
Tyreke Evans isn't a point guard...
You have Mike Conley twice... This is still a debate. Lowry on the Grizzlies in my opinion wouldn't look much different.
Try again.


text:
Pybik is an interactive, graphical, single player puzzle about the cube invented by Ernő Rubik. Besides the cube, the program can handle towers and bricks (non-cubic puzzles). Pybik also has solvers, pretty patterns, and a collection of various moves. The cube can be manipulated with the mouse or keyboard. You can change the colors or images on the faces of the cube.
PAFCalc (Planted Aquarium Fertilizers Calculator) for Android is a useful utility that helps in calculations related to DIY fertilizers for planted aquariums. It has been completely written with the Android developer studio, which should ensure portability to tablets and smartphones. The app doesn't access any external functions on your device.
Gespeaker is a GTK+ frontend for espeak. It allows you to play a text in many languages with settings for voice, pitch, volume, and speed. The text can also be recorded to a WAV file for future listening. Gespeaker supports the speech synthesizer MBROLA for a better speech experience.
RedKite CMS is a Content Management System built on top of Symfony2 and Twitter-Bootstrap frameworks. It lets you manage the content of your website inline, using an interface designed to increase the quality of the user experience. You are not required to have technical skills related to Web programming to build a website using this CMS.
An Ada library of industrial control widgets.
A dynamic templating tool.


text:
Donna Carmela's garden
"Palazzo Murat" is tucked away in "Donna Carmela's" botanical garden, the "green heart" of the palace, and will be the ideal place for those of you who simply want to enjoy some peace and quiet. If you do want to liven up your day though, and experience all the vitality of Positano, all you have to do is step outside the hotel and take a walk around the town.
The garden was Donna Carmela Attanasio's passion and especially treasured rare plants like the beautiful hundred-year-old buganvillea, the bignonia, the Washingtonia and frangipane, that all fill the solarium and patio with their scents.
For breakfast, we will serve you fresh marmalade made with the fruits of our garden's blooming mandarin, lemon and grapefruit trees while the roses, hortensia and hibiscus are freshly picked to decorate your rooms on special occasions.


text:
CUNA Mutual Reports Continued Earnings Growth
Despite hits from drought and storms, CUNA Mutual Group said this week that it recorded its fourth straight year of earnings growth in 2012.
The Madison, Wis., company said it recorded $150 million in GAAP net income in 2012, up from $83 million in 2011, and that strong operating results in three of its four core credit union businesses helped boost GAAP operating revenue, net income and capital levels over 2011 numbers.
Total operating revenue for 2012 was $2.6 billion in 2012, compared with $2.5 billion in 2011, while operating revenue growth was up 3% last year, compared with a 5% increase the year before.
CUNA Mutual said in its announcement Wednesday that strong operating results, particularly in lending, direct-to-consumer and asset accumulation products, helped offset drought-related losses in crop insurance and weather-related losses in auto and home businesses.
"Solid investment performance also contributed heavily to higher net income in 2012," the company said in its announcement.
"Strong operating results in our core credit union businesses, prudent expense management and a $40 million reinvestment in a number of those businesses all contributed to very favorable results," said Alastair Shore, executive vice president and chief financial officer.
The company said its total cash and investments grew to $11.1 billion in 2012, an increase of $1.2 billion over 2011 and that its investment portfolio is well diversified with an average credit quality of "A."


text:
Bowling for Backpacks
More than $12,000 to go toward supplying backpacks filled with school supplies and much-needed clothing for underprivileged children was raised for the Indiana Members Foundation at a bowling fundraiser held by the $1.4 billion Indiana Members Credit Union.
The event at Expo Bowl in Indianapolis drew 400 bowlers and a visit from Freddy Fever, the mascot of the Indiana Fever of the Women's National Basketball Association.
"Due to the generosity from our employees, their friends and families, we were able to raise over $12,000 for our Bowl-A-Thon this year, which is awesome," said Mandy Emery, the credit union's assistant vice president for community relations.
"Our 2013 fundraising goal is to raise enough funds to provide 4,000 backpacks, filled with supplies, and 500 school uniforms, belts and shoes to school children in the Indianapolis area, and we are well on our way to hitting that goal," Emery said.


text:
Credit Unions: How to Out-Perform in a Competitive Market
Gone are the days when not-for-profit financial institutions could succeed by just offering the most basic of services. Today, customer demand and other competitive pressures have caused credit unions to take stock of their practices of the past.
Going forward, they have to differentiate themselves by offering new products and services that are on par with, or surpass, those offered by their commercial counterparts. Fortunately, many credit unions are rising to the challenge.
By taking actions that include leveraging new technologies, delving into new offerings like foreign exchange and capitalizing on the opportunities uncovered by new regulations, to name but a few, credit unions are proving to be feisty competitors in the brave new world of retail banking.
Ideas about how credit unions can stay ahead of the curve are as follows:
Seek Out Technological Advancements
Technology has radically changed the way in which we communicate and execute in business. Credit unions can sometimes struggle to keep up with larger banks because they don't have the bandwidth and manpower to provide the advantages of their more significant counterparts. With that said, technological advancements are quickly narrowing that gap.
Community financial institutions should take advantage of technological advances that will allow them to improve their workflow, enhance their back-end operations and improve their services. Four key technology areas that credit unions should focus on include:
- Outsourcing Key Functions
Outsourcing key functions such as SWIFT operations gives credit unions the ability to take advantage of proven technologies and the research and development efforts of solution providers to increase their own efficiency and enhance their bottom lines.
- ACH Services
By providing ACH services, credit unions give their clients the ability to perform such vital functions as collecting payments from customers, making payments to vendors and depositing payroll funds into employee accounts online.
- Automated Notifications
Automated notifications give credit unions the ability to use a variety of media (for example email, automated voice messaging and text messaging) to notify customers about general account activity information, as well as aberrations.
- Automated OFAC Look-Ups
Automating these processes allows credit unions to better comply with regulatory efforts and avoid fines and other punitive measures by automating the list-screening process for detecting and monitoring denied individuals and parties.
Deliver Greater Automation
In order to compete with the larger banks, credit unions should improve their level of automation. Those that have not remain painfully manual. This causes transactions to take more time to process and approve. These time-intensive procedures impose earlier transaction cut-off times. As an example, rather than having until the end of day for approval, customers must process their requests before 2 p.m. to guarantee their transactions are executed that day. Business can be lost as a result.
Credit unions are wise to offer greater automation and authorization to go directly to the customer. This creates a strong customer experience, eliminates re-entry errors, delivers straight-through processing and offers the customer the ability to take advantage of different payment options. Automation also frees up operational resources and thus allows credit unions to offer expanded hours of operation and, ultimately, to win new business.
Join the Foreign Exchange Evolution
Community financial institutions have been growing in popularity because of their ability to provide more competitive interest rates on savings accounts and loans.
Where credit unions are struggling to compete with larger banks is around wire products and their corresponding relationships such as foreign exchange transfers.
Currently, wiring money at most credit unions is a manual process that requires looking up the exchange rate, processing the wire through corresponding banks and agreeing on separate fees, settlement dates and so on.
Credit unions can stand out by offering a competitive interface that allows customers to go directly to the system, to fill out the information and to complete the authorization form with the exchange rate details already uploaded. This allows the user to get the rate then and there, see the full disclosure of fees, eliminate processing time and cut out the middle-man.
Embrace the Business Opportunity in Regulation
Regulations present a number of opportunities to gain business advantage. As an example, Section 1073 of Dodd-Frank seeks to protect and inform consumers by providing greater transparency and predictability relating to the cost and delivery of international payments.
While compliance can be a hurdle for any financial institution, especially credit unions, they can address the requirements of Dodd-Frank for cross-border consumer payments head-on and further differentiate themselves in so doing. They can do this by providing direct routing cross-border payments via domestic channels.
Prevent Fraud
Lastly, but most importantly, credit unions often wonder how to best balance implementing stringent security controls while developing a seamless user experience. Part of the answer lies in creating customer-centric fraud management practices. These focus first on detection and then on examining transactions within the broader context of customer behavior. The process should also ensure operational infrastructure to make it easy to alert and contact customers in the instance of fraud.
In order to be both user-friendly while rigorously in control of fraud, credit unions need to:
- Invest in Analytics – Just as the consumer credit card industry has invested in analytics to detect and prevent fraudulent transactions, credit unions must make the same kinds of investments to stem the tide and make sure their bank and corporates are not soft targets.
- Catch it in Real-Time – Have IT systems in place that can process and stop transactions in real-time to prevent fraud attempts while still allowing the customer to execute legitimate transactions, efficiently balancing business fraud and customer impact.
- Maximize Detection Rates, Both True and False – Leverage behavioral profiling to reduce positive transactions being classified as false and to provide a high level of early fraudulent detection.
- End-to-End Management – Support the entire fraud prevention process with alerts and workflow management, tools and oversight reporting capabilities.
- Adapt to Meet Evolving Needs – Respond rapidly to new fraud techniques with flexible data architecture, self-learning abilities and user-friendly configuration tools.
The challenges facing credit unions are real, and yet the opportunities to turn these challenges into opportunities are abundant. Those credit unions that take proactive steps to stay ahead of the curve can position themselves to win, even with less bandwidth and manpower.
The moral of the story is that the little guys don't necessarily finish last – especially if the little guy in question taps into new technologies, new products and new services to help them to stand head and shoulders above the crowd.
Tony Salamone, is senior vice president of U.S. payments project management at Fundtech in Jersey City, N.J.


text:
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text:
Do IT, do IT now!!!
Before MLSE or the new Owners and BC can make any stupid trade or any excuse for a losing season, can they at least change our name and logo to the Huskies?
The Dinos theme is extinct, and even though Jurassic Park 4 is announced for 2014 summer, the Dino gimmick is over and keeps failing since our last playoff exit with Bosh. Perhaps a new team name can change the direction of the team as well.
Even if Minnesota already took the Timberwolves as a dog-related name, Toronto Huskies brings a certain practicality back into the city of Toronto. Winter dogs and Canadian flags match much better and they work together to pull a sled through the harshest winters. Do you think a prehistoric reptile will drag a sled through cold winter and live? It will friggin DIE!!!
Hearing Herbie Kuhn say "TOOOOORRRONTOOOOO HUSKIIIIEEEEESSS!!" does not sound so bad at all and rolls off the tongue better.
What do you guys think?


text:
January 19, 2009
Kristen Stewart's
Edward Cullen boyfriend Michael Angarano supposedly jealous of Robert Pattinson
Star claims that Angarano "follows [Kristen] around everywhere and wants to know where she is 24-7! He is totally obsessed with with her and it's not healthy," and that Kristen "loved her kissing scenes with Rob and looked forward to them."
Likely just rubbish, but if I were Michael Angarano, I'd probably feel a *teensy* bit insecure too! You can read more over at Times of the Internet.
Anyhoo, that whole part about how Michael follows Kristen around everywhere and is unhealthily obsessed sounds like a Vampire Stalker we all know & love: Edward Cullen! :)
59 comments:
- AnonymousApril 29, 2009 at 2:56 AM
I HATE MICHAEL!ReplyDelete
lol i seriously hate him. he like is not good enough for her.
Kristen deserves a 100% better guy.
- AnonymousMay 2, 2009 at 2:44 PM
dump michel go 2 robReplyDelete
- AnonymousMay 4, 2009 at 5:11 AM
i say kristen should leave them she doesn't deserve anything....... (cough)pothead(cough)ReplyDelete
- AnonymousMay 5, 2009 at 6:38 PM
luv twilightReplyDelete
who doesnt?
he is soooo fit
< buff>
cant wait untill breaking dawn
- AnonymousMay 16, 2009 at 1:12 AM
shes not a pothead (cough) ur an idiot (cough)ReplyDelete
- AnonymousMay 18, 2009 at 7:48 PM
Dump Michael (cough) Take Rob (cough)ReplyDelete
- AnonymousMay 23, 2009 at 5:25 PM
why the fuck are you coughing are you chocking on somthing. anyways she should stay with who she is happy so sdfu.ReplyDelete
- AnonymousJune 1, 2009 at 2:44 PM
i think both guys are hot!ReplyDelete
- AnonymousJune 1, 2009 at 3:39 PM
DUMP MICHEAL!!!!!! GO TO ROB! ROB IS HOTT!!ReplyDelete
- AnonymousJune 3, 2009 at 11:57 AM
The only reason people are saying that shes to good 4 Micheal is b cuz there fukn high on Twilight. I 4 1 think he is way 2 good 4 her. (Micheal that is) Rob or robert wateves his name is...a lil 2 metro...ReplyDelete
- AnonymousJune 3, 2009 at 7:34 PM
If she picked michael thats her choice why do you care if shes a crackhead if you hate her so much???ReplyDelete
- AnonymousJune 3, 2009 at 7:37 PM
so what if we are high on twilight it fricken rocks!!!ReplyDelete
- AnonymousJune 4, 2009 at 1:04 AM
i think she should really go out with pattinson. he like perfect for her!!ReplyDelete
- AnonymousJune 4, 2009 at 3:31 AM
Kristen stewart is a f%&*^ing loser! I agree with the cough person, she litrly looks like shes on drugs! She cant even act, or accept an award...(which she didnt even deserve)! I think shes heaps insecure, she cant even have a conversation with someone! Everytim i see her on he screen i cringe becuase 9 times out of 10 shes embarasing herself! Whover cast her for Bella must have been high! i love twilight, but she ruins it 4 me! Robs sooo hot and can do so much better! And michaels ugly anyway!ReplyDelete
- AnonymousJune 4, 2009 at 6:00 AM
All ya'll need to stop fucking playa hatin'! Let her be with who she wanna be with. It ain't ya'll so why da fuck do ya'll care! And Twilight is awsome and they could not have found betta people than who they have now! Cna't wait til' all of the movies come out!ReplyDelete
- AnonymousJune 4, 2009 at 6:04 AM
And who da hell keep on coughin'. The hell wrong with yo damn throats. Stop being so fucking childish!ReplyDelete
And dis the same person that wrote the stuff above this one so you already know what I think of Twilight. AWSOME!!!!!
- AnonymousJune 4, 2009 at 2:11 PM
she doesnt even deserve either of the guys!ReplyDelete
rob is hot!! but he is BLIND!!
she is so f**king ugly seriously, she is so unfortunate looking, with the money from twilight i recommend her getting some facial work done!!
shit actress aswell.
- AnonymousJune 4, 2009 at 9:49 PM
i love kristen and i think shes a really good actress....but i hate that she smokes (ewww bleck cough. pick who ever you want to be with Kristen!!!!!! although i like rob better :)ReplyDelete
- AnonymousJune 4, 2009 at 9:53 PM
i think robs better i mean look at all the freakin pashion in his kisses. i would kill to be in kristens spot.....forget micheal!!!!ReplyDelete
- AnonymousJune 4, 2009 at 9:55 PM
screw robert and micheal......pick taylor lautner!!!!!!!!ReplyDelete
- AnonymousJune 6, 2009 at 5:40 PM
Kristen is SOOOOOO not a good actress and you know it so stop lying to yourselves just b-cuz you likt Twilight. I LOVE Twilight as well, but the movie sucked.. it's like a home-made movie. Of course Rob is hot but his leading lady SUCKED.. pretty but sucked @ her role.ReplyDelete
- AnonymousJune 9, 2009 at 3:48 AM
GO TO ROB!!!!!!!ReplyDelete
- AnonymousJune 9, 2009 at 4:46 AM
kristen its so beatifull and both guys are so hot, i think michael and kristen make a perfect couple so dont matter rob and kristen are together in twilight thats just the movie kristen and michael are together in real life.ReplyDelete
- AnonymousJune 9, 2009 at 3:05 PM
i think kristen is petty i would like rob and her to get together!ReplyDelete
kristen is brillant character in trwilight i don't think she is bad in it.She makes it better.
I think she did desrv the award everybody stop hating kristen i like her. Rob is FIT!!!!
Kristen is the only person to fit bella. Ad she said she looks forward to he kissing scenes with rob who would'nt give te girl a break she think's she's not special she feels she didnt deserve the attenction for twilight but it's what pople do.
I like every one that plays in twilight so there.
- AnonymousJune 9, 2009 at 7:14 PM
Why don't you all stop arguing and grow up?ReplyDelete
She not gonna listen to what any of you have to say about her relationships. So your wasting your time.
Yes Twilight is a good book or series. Whatever.
But wayyy to many poeple are obsessed.
- AnonymousJune 9, 2009 at 7:15 PM
3 comments up.ReplyDelete
Thank you for not becoming obsessed on this. :)
- AnonymousJune 10, 2009 at 7:21 PM
Rob is so not hot and she should stay with Micheal. Her and Micheal are perfect together and they've been together for like 4 years, and Kristen is hesitant to leave her current boyfriend for Rob. It seems to me like she is happy with Micheal so she should stay with him. Rob is not hot, on any level...at all!ReplyDelete
- AnonymousJune 11, 2009 at 2:30 PM
She and Angarano looks like a rockstar-couple!ReplyDelete
Go Michael!
- AnonymousJune 15, 2009 at 8:23 PM
You r all just losers rob is fit as fuck and kristen is the perfect match for rob. Fuck michael or watever the hell his name is kristen deserves better thn michael. Im rob all the way :-)ReplyDelete
- AnonymousJune 15, 2009 at 9:02 PM
i dont care what any of yall say rob is fine!!! and if u dont think so go to the optometrist and get ur eyes checked!!! i think kristen is good 4 both guys and u should all just let her be with who she wants 2 be with!!! soooo there!!! ps rob is sooooooooo HOT!!!ReplyDelete
- AnonymousJune 16, 2009 at 5:57 AM
Wow, so much shallowness in here. No one's too good for anybody and Kristen would only seem like a whore if she dumped Michael for a pretty boy like Robert Pattinson. Kristen and Michael have been together for a long time already and dumping him just for the sake of being with a hotter, better at kissing, buff, etc. guy is not the way to go. Uh huh. Not slut-like at all. Totally. Exact same situation as a child having to choose between a cheap toy or an expensive toy, only both are identical. Child gets cheap toy, child feels unfulfilled. Child gets expensive toy, child pays a tremendous price for it.ReplyDelete
And I'm not resentful of Robert. I only feel it would be wrong if Kristen broke up with her boyfriend without an actual reason to.
- AnonymousJune 17, 2009 at 1:51 AM
i think that if everybody spent less time talking about who she should or should not be dating and spent more time just letting her know we accept whatever deciscion she makes (becasue in the end it is HER choice), it would make her life alot easier.ReplyDelete
just a thought.
- AnonymousJune 17, 2009 at 6:19 PM
why don't you just keep your comments to yourself? it's her choice so leave it alone. i personaly think she should go with Rob but that is my choice.ReplyDelete
- AnonymousJune 18, 2009 at 5:33 PM
I think Rob and Kristen are totally perfect for each other. They get on great together AND they look as if they are enjoying the kissing scenes and stuff together. GO ROBSTEN??!!ReplyDelete
- AnonymousJune 18, 2009 at 10:08 PM
Whatever anyone thinks about Twilight is irrelevant. This girl is absolutely gorgeous. Her down-to-earth/awkward personality is very unique for girls her age and is actually very pleasant to be around. I would share a bowl with her anyday.ReplyDelete
- AnonymousJune 23, 2009 at 8:01 AM
I don't know Kristen Stewart so, I feel awkward and bad judging her. She's very pretty, and as awkward as they come, but none the less, she looks like she's 19, and in the beginning stages of finding out who she really is as a person.ReplyDelete
I care if she dates Rob because I want him to be single so I can leave a window open in my fantasy: Him and I meeting one sunny day in a park. We fall in love. We get married and he speaks to me in his lovely British accent... everyday. The only requirement I have is for him to get a tan. I don't do pasty. So, yeah the only problem I have with Kristen is that she's maybe dating the love of my life... don't think that the above comment isn't secretly nestled into all of your minds as well. A girl can dream... and also, a girl can tell the truth.
p.s. I only think that I love Robert Pattinson, because I have already identified him, as you all have, with the vampire he plays on screen. Me and every other fourteen year old girl wants a happy ending and a baby who'll never die and rich perfect vampire family who don't kill people in a beautiful Victorian house filled with enough money to fund a small country, So yeah... I think that's why I don't like her.
- AnonymousJuly 16, 2009 at 10:04 PM
kristen should ditch the poop she is currently dating and go 4 rob he's soooo much hotter and better 4 kristen i mean theyve been dating 4ev dnt u think kristen should move on!! think how happy every1 would b if she dated rob, and who would wanna date a JEALOUS STALKER lyk michael and hes soooooooooooo NOT hott GO ROBSTENReplyDelete
- AnonymousJuly 19, 2009 at 7:52 PM
YEAH IM HIGH ON TWILIGHT!..i admit it...but only cuz im not scared 2admit it...i honestly think that michael is hackn ugly!..but thatz just my oppinion if kristens hppy wit em den thatz all dat mattrz. =)ReplyDelete
- AnonymousJuly 20, 2009 at 7:57 AM
robbert is so cute and he deserves to be with kristen. the other guy doesn't deserve her. rob does. even though rob breaks her heart. she deserves it! she finnaly sees what it feel like to be dumped.good 4 her.ReplyDelete
- AnonymousJuly 22, 2009 at 1:40 AM
All yEw DuM pEoPle ShOulD GET a LIfE if Ur LoNeLy..DoNt CoMe An sIt On A cOmPuTer ChAt...ShiReplyDelete
- AnonymousJuly 22, 2009 at 1:47 AM
..dIam yew dumm biotches ...talking shit yew juz want michael for your selfs...an if yew like robert soo much tha yew go f!@# him.....and let kristen f!@# who ever the f!@# she f!@#ing wants 2 f!@# okkk an umm f!!@ offf...yew slutty hoes gay horny man..ReplyDelete
- AnonymousJuly 25, 2009 at 5:04 PM
um yeah...keep ur opinions to urself kristen can date whoever she wants to date and hello she doesnt need your consent ppl plus u dont have to swear not mentioning any names ...(person above me)btw...i luv twilight and i think the actors and actors are just how i imagined them... cant wait!!!ReplyDelete
- AnonymousJuly 25, 2009 at 5:05 PM
this is the same person from above and i meant actors and actresses not actors and actors sorry :)ReplyDelete
- AnonymousJuly 25, 2009 at 10:08 PM
WTF? haha Funny ass commentss V^ lOl.ReplyDelete
MICHAEL IS UGLY! well sometimes cute butt
uqly most of the time. GO FOR ROB HISSSS FINE!
And niceee. =D
omg!! i am definately having fun reading these comments.ReplyDelete
- AnonymousAugust 6, 2009 at 9:17 AM
pathetic how people say "go for him, he's hotter" like wtf is that? haha and "kristen deserves better than him" what because michael is not "hot" enough? haha wow this is just another gossip site. Get Over it, move on, do something fun people. and they're both hot anyways.ReplyDelete
- AnonymousAugust 18, 2009 at 10:55 AM
LOl u guys are pathetic....read books instead of watching tv, exercise ur brain for once....small minds talk about people, average poeple talk about events, the world class talk about ideas....LAST NOTE**** She should dump all of em and get with ME! ;)ReplyDelete
- AnonymousAugust 19, 2009 at 12:29 AM
i would like robert pattinson to insert his big juicy wet cock into my wet fanny hole. then he would lick my clit and give me bare orgasms and i'd set him head and we'd fuck all day long, and i'v give him a tit wank :)ReplyDelete
- AnonymousAugust 23, 2009 at 8:27 PM
well just face it people and we all know it even if certain people dunt admit it we all know robert pattinson is better for her than bloody micheal so just face it ok sortedReplyDelete
This comment has been removed by the author.ReplyDelete
- AnonymousNovember 27, 2009 at 9:59 PM
OMG!! person 2nd 2 last noe 1 wntz 2 noe bout ur lil fantasies so keep em 2 urself n fyi ur 2 fuckin nasty btw let kristen make her own choices n even if u dnt like it suport her in her decision. ps rob is soooooooooooooo HOT n CUTEE times infinity!!!ReplyDelete
- AnonymousDecember 17, 2009 at 1:44 AM
Robs fucking hairy as hell! its such a fuckin turn off! eww seriously. she should go for michael!ReplyDelete
- AnonymousDecember 17, 2009 at 1:47 AM
honestly do you ppl think u get to choose who she gets to date??? she prolly doesnt even read this why the fuck would she care what you think you dont even know her....ReplyDelete
Micael is so ugh! I mean do you blame her for enjoying her kissing scenes with Rob? I think she loves Rob and its just being kept a secret so people will keep wondering. It's a publicity thing. As for that guy she is "dating",I think she should dump him.ReplyDelete
- AnonymousJanuary 22, 2010 at 3:45 AM
you people there don't know what are talking about...ReplyDelete
Y can't you just stop dat???
you all have your own lives, y can't you just leave.... I Love Bella and Edward so much in the TWILIGht but in their real life I Love more Kristen for choosing what she had in living in it until the end....
Go Michael... Just Respect Sis Kristen and Love her more than you love yourself...
I dont want Sis kristen to be hurt....
ds s Khaye from the conutry of Philippines...
Sis Kristen, I'm your Number one fan here in my country....
im all for people dating other people than there co-stars but kristen and rob need to be together for everyone who is obsessed with Edward Cullen:)ReplyDelete
- AnonymousFebruary 27, 2010 at 8:43 AM
fuck with both the guys , first with meReplyDelete
- AnonymousMarch 13, 2010 at 6:47 PM
man wttfff!! fuuucckk micheal!! maaaaaaaaaaaaaaaaaaaaaaaaaannnn rrooobbeerrrttt isss smoooockiiinnnn hoooooooootttt!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!ReplyDelete
- AnonymousApril 18, 2010 at 5:36 PM
kristen smokes and this is sooooooooooooooooo not good so rob should go with a non smoker and a pretier girlReplyDelete


text:
Piracy supersite ThePirateBay.org has a reputation for staying a
step ahead of the law, proudly defying media titans and shouting a
litany of legal triumphs to anyone who'd listen. This week,
however, it appears that The Pirate Bay's past may
just catch up with it, as Swedish prosecutors announced late last
week that they will file formal charges against The Pirate Bay's
administrators on January 31.
Sweden's announcement follows a similar
statement of intent announced late last year, which in turn
followed up a "vow" by Swedish prosecutors to charge
the site with piracy.
Rather than attack The Pirate Bay itself, Swedish authorities
accused the site's administrators of accessory and conspiracy to
break copyright law – charges that carry fines at best and a couple
years in prison at worst. While an exact list of the individuals to
be charged was not released, it is expected that such a list contains
The Pirate Bay's public faces – Peter "brokep" Sunde,
Gottfrid "anakata" Svartholm, and Fredrik "TiAMO" Neij, as
well as Swedish neo-fascist Carl Lundström, who hosted the site
via his company, Rix Telecom.
Swedish prosecutor Håkan Roswall seems confident that The
Pirate Bay's organizers can be brought to justice, calling the case
a "classic example of accessory – to act as intermediary between
people who commit crimes, whether it's in the physical or the
virtual world."
"It's not merely a search engine. It's an active part of an
action that aims at, and also leads to, making copyright protected
material available," said Roswall.
Sunde seems to think otherwise, noting that The Pirate Bay does
doesn't host any infringing data and that he and his colleagues
can't be held responsible for the limited data that the site does
provide. In an interview with Reuters, Sunde called the
accusations "idiotic," and claimed that Swedish authorities had
"no legal ground" for the accessory charges to be pressed against
The Pirate Bay was knocked offline briefly in 2006 when Swedish
police raided
the site's datacenter, then located in Stockholm. While it was
expected that the raid – which resulted in the confiscation of at
least 180 servers – would yield voluminous amounts of evidence, a
May 2007 leak revealed that Swedish police had a hard
time finding anything useful. At the time, Sunde claimed an
informant told him that Swedish police had exactly
nothing to pursue charges with, and yet continued to press on
anyway. Now, it appears that the raid wasn't a complete wash, as
the accessory charges are based in part from evidence gleamed from
the 2006 raid.
Still, The Pirate Bay is confident that it will withstand whatever
legal threats, charges, and convictions are thrown its way: the
site's infrastructure is spread across the globe, and done in such
a way that not even Sunde, Svartholm, and Neij know where everything
is. "Because the infrastructure is scattered among several places
around the world," said Roswall, "no separate country will be
able to stop the site."