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If the reaction to recent data security breaches at national retailers Target, Michael's and Apple is any indication, protecting consumer information will continue to be a hot topic. Yet while consumer concerns about theft are universal, as opposed to industry specific, regulatory protection lags behind. To date, no federal regulation or law sets forth data-security standards that apply to all companies engaged in interstate commerce.
The Federal Trade Commission (FTC) is doing its best to fill the void. Since 2000, the FTC has brought more than 40 data security enforcement actions, and just three months into 2014, the FTC has negotiated settlements with Fandango and CreditKarma for alleged failures to take reasonable steps to secure consumers' personal information. The FTC relies on Section 5(a) of the FTC Act as its authority for enforcement actions; the statute provides that "unfair or deceptive acts or practices in or affecting commerce…are…declared unlawful." Unfair practices are broadly defined as those that "cause or [are] likely to cause substantial injury to consumers…not reasonably avoidable by consumers themselves and not outweighed by countervailing benefits to consumers or to competition."
Not everyone is pleased with the FTC's actions, and two recent cases highlight the growing criticism. In FTC v. Wyndham Hotels Corp., et al, the FTC issued a complaint after three breaches between 2008 and 2010 involving the company and its franchisees' computer networks. Those breaches allegedly compromised the credit card and other financial information of more than 600,000 people and resulted in millions of dollars of fraudulent charges. The FTC alleged that "Wyndham's privacy policy misrepresented the security measures that the company and its subsidiaries took to protect consumers' personal information, and that its failure to safeguard personal information caused substantial consumer injury."
Similarly, in In re LabMD, Inc., the FTC issued a complaint after two data breaches involving the personal information of more than 9,000 consumers. The FTC alleged that LabMD's failure "to employ reasonable and appropriate measures to prevent unauthorized access to personal information" was an unfair trade practice causing substantial consumer injury
Both Wyndham and LabMD moved to dismiss, arguing that the FTC lacks statutory enforcement authority without explicit delegation from Congress. Further, they argued that Congress already enacted several other statutes on data security, including the Gramm-Leach-Bliley Act and the Health Insurance Portability and Accountability Act of 1996 (HIPAA). In particular, LabMD argues that the FTC has no enforcement authority against it because the data at issue is protected health information and Congress has already established pertinent regulations, including HIPAA, which are enforced by the Department of Health and Human Services (HHS) — thereby precluding FTC enforcement through Section 5. The Wyndham defendants also challenged the sufficiency of the pleadings under Rules 8(a) and 9(b) of the Federal Rules of Civil Procedure, and whether substantial consumer injury occurred in light of reimbursement to consumers for any financial losses from credit card theft in excess of $50. In what appeared to be their strongest argument, both LabMD and Wyndham cited due process concerns about the fairness of enforcing standards only after a significant breach, without notice of what is prohibited. Both argued that in the absence of formal rules setting data security standards, Section 5 alone fails to provide guidance or minimum compliance standards.
Not surprisingly, the FTC disagreed. In its view, "Congress deliberately delegated broad power to the FTC under Section 5 of the FTC Act to address unanticipated practices in a changing economy." With respect to HIPAA and similar statutes, the FTC contends no legislation exists that "forecloses the Commission from challenging data security measures" in accordance with Section 5. With respect to due process, the FTC points to its public statements and enforcement actions as notice of what constitutes reasonable data-security measures. The FTC also referenced the National Institute of Standards and Technology (NIST) publications, among others, as available sources of guidance regarding reasonable data security.
On April 7, 2014, the Wyndham court sided with the FTC, denying the motion to dismiss and finding unequivocally that the FTC had authority to bring an unfairness claim in the data security context. Judge Esther Salas of the U.S. District Court for the District of New Jersey found that the statutes cited by Wyndham — HIPAA, GLBA, etc. — seemed "to complement—not preclude—the FTC's authority." With respect to due process considerations, Judge Salas was not persuaded that fair notice required formal rulemaking before filing an FTC action. Instead, she found ample notice in the language in Section 5, the FTC's sources of guidance on reasonable data-security measures, and prior FTC consent agreements and opinions.
Judge Salas also found that the FTC sufficiently alleged a claim under Section 5. Specifically, Judge Salas held that the complaint permitted the court to infer that the data security practices "caused theft of personal data, which ultimately caused substantial injury to consumers." The court was not persuaded by Wyndham's argument that there was no actual injury because federal law limits consumer liability for unauthorized use of a payment card to $50, and that all major banks waive the $50 limit. Instead, the court held as sufficient that the FTC's allegations that at least some consumers suffered "unreimbursed financial injury." The court also rejected the Wyndham defendants' argument that no injury-in-fact occurred, finding instead that the FTC's allegation of misuse in the form of fraudulent charges to consumers' accounts was enough.
While the court cautioned that "this decision does not give the FTC a blank check to sustain a lawsuit against every business that has been hacked," companies can take steps to minimize the risk of an FTC enforcement action.
First, review your privacy policy. Make sure that the policy does not promise more with respect to privacy and data security than your company can deliver. One of the main allegations against the Wyndham defendants is that it falsely represented to consumers that it followed industry standard privacy practices. Second, confirm that your data security practices are commensurate with your industry's standards. If none exist, follow more general standards, such as NIST CSF & 800-53and ISO 27001/2. In light of the court's decision in Wyndham, companies now should also consider the data security guidance and orders by the FTC. At a minimum, ensure that your company follows simple, proactive data security measures. In both Wyndham and LabMD, the FTC identified a number of basic security measures that it says should have been followed, including firewalls, requiring employees to change passwords regularly, installing and updating security patches for network servers, and regularly updating the operating systems of computers and devices on the network. Judge Salas also specifically mentioned the failure to require complex user IDs and passwords and the failure to inventory the computers connected to its network. Third, don't rest on your laurels. The FTC is clear that data security involves an ongoing process of assessing risks and vulnerabilities, and adjusting practices to minimize them.


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might not hear that widely reported in the press. Windows 7,
like OS X, has been carefully scrutinized whenever a flaw sees the
light of day. Most recently Microsoft caught
a flaw in Windows Vista, Windows Server 2008, and the Windows 7
Release Candidate. The flaw in the Windows' SMB (Server Message
Block) 2 had not yet been exploited, but Microsoft warns, "An
attacker who successfully exploited this vulnerability could take
complete control of an affected system. Most attempts to exploit this
vulnerability will cause an affected system to stop responding and
A work-around for the flaw has been released,
but Microsoft says the flaw is already fixed in the Windows 7 RTM and
Windows Server 2008 R2 versions. It is among the many that
Microsoft has caught before it ships Windows 7, thanks to the largest
public test of a commercial operating system to date. This
unusual openness has earned the company both praise and scorn, but
overall it's indicative of progress when it comes to security.
And some of Microsoft's best security features in Windows 7 are
almost unintentional, and haven't been widely publicized.
A new
report by PureWire's Paul Royal, published in SC Magazine,
a publication geared towards security professionals, indicates that
Windows 7 will be the most secure Windows operating system to date.
He concludes that all but the many casual attackers will be
frustrated enough to turn to easier routes of attack, such as social
engineering schemes.
Windows 7's security is thanks in part to
the OS patching routes to inject malicious code into the memory.
In previous Windows OS's, such as Vista, memory protections such as
DEP and ASLR offered a degree of safety. However, there were
routes to get around these protections, relatively easily. With
Windows 7 blocking many of these routes and additionally with
applications such as IE8, Firefox 3 and their plug-ins (Flash,
Acrobat Reader, and QuickTime) at last utilizing these protections,
Windows 7 is shaping up to be a very strong fort.
7's XP Mode is likely to cause more headaches for attackers.
XP Mode is implemented using hardware virtualization extensions.
A common hacker tool -- rootkits -- rely on hardware virtualization
and a special privilege level called VMX root mode. With the OS
now using hardware virtualization, attempts to gain the privileges
necessary to launch the special hardware virtualization support
needed by the rootkit tends to crash the OS or provide the user with
warnings. For this reason Blue Pill, one common rootkit,
doesn't work well in Windows 7.
Many malware programs will
also be crippled by XP-Mode. This is because in the past
Windows security software has used hardware virtualization extensions
to detect malware. It is common practice for malware to be
written to not run on machines where hardware-assisted virtualization
is detected. However, as all Windows 7 Professional and
Ultimate licenses come with XP Mode, this malware won't run on a
large portion of Windows 7 installs. Modification is possible,
but this will be time consuming and frustrating to attackers.
no system is impenetrable, and surely new attacks and tools for cyber
criminals will be developed to assault Windows 7. However, its
safe to say that Windows 7 will be the most secure modern Windows OS
to date.
In an effort to capitalize on its
newfound vigor and support behind Windows 7, Microsoft has already
begun to launch
new commercials to that showcase the benefits of the operating

subset: commoncrawl


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There's no better feeling than fresh clean air filling the lungs. Breathe in. Breathe out. Clean fresh air. Right?
According to Wendy Rice, Colorado State University Extension Agent for La Plata County, fresh air is a fallacy, especially in the home.
A mysterious, odorless and tasteless gas has been creeping into our residential homes at an alarming rate. Radon is a naturally occurring radioactive gas that is the result of the decay of uranium and slate in the soil. It is a class A carcinogen that is found all over the United States.
It can affect any type of building but the greatest exposure for radon occurs in the home where people spend the most time. Newly built or older homes, drafty or well-sealed homes or houses with or without basements, are all liable to contain radon.
"It is not anything that anyone has done," Rice said, at a discussion for radon testing at the Montezuma County Extension Office. "This is naturally occurring and is mostly because of the type of soil contained in the Rocky Mountains."
Excessive radon levels have been found in all 50 states, with Colorado seeing 50 percent of homes having radon levels over the recommended action level issued by the Environmental Protection Agency. Other states with the highest levels were Wyoming, New Mexico, Nebraska, Montana and Idaho. Coastal states had the lowest levels since their soils contain sand.
It is a gradual process when radon invades a building. It slips through cracks in the foundation or walls, gaps around service pipes, through the water supply, construction joints and so on. It seeps up from the ground where uranium is breaking down. Although it escapes in all directions, a vast majority ends up in the home.
When homes are tested, anything under 4 PCI/L (picocuries per liter) are said to be minor numbers, though not safe numbers. The higher the number, the more potential the threat. Testing the home in six months to a year is ideal, to make sure the levels have not gone above the recommended number.
Rice is passionate about spreading the word for radon testing.
"There is radon in our area and the only way to know is to test," Rice said. "This is the number two cause of lung cancer deaths in the U.S. and it's a treatable threat."
Radon is responsible for at least 21,000 lung cancer deaths per year, according to the EPA estimates. It is the number-one cause of lung cancer among non-smokers.
Rice said testing your home in the winter is the best time to get an accurate read for radon levels. Snow on the ground keeps radon packed down, so when it does escape to the top, it has nowhere to go but into a building. In the summer, it can at least filter into the outside air.
"This is the worst case scenario (during the winter) of radon in the home," Rice stressed.
There is no need to be afraid, panic or stress over possible radon threats around you. Although it is likely present, the lifespan of radon is only four days. The gas, once expelled from the ground, attaches itself to dust particles as it enters a building. When you inhale these particles, radon is at the end of its cycle will cause no damage once it reaches your lungs. This is probable in homes with small numbers of the gas.
Since radon is a very aggressive carcinogen, at a day old, it attacks your lung tissue when inhaled, sticks to DNA cells and multiplies. Radon has not been linked to any other illnesses except lung related instances. It also can have negative effects on those with asthma.
"I come across a lot of people who are concerned with what they are eating," Rice explained. "Pesticides on your food is dangerous and it's great they are concerned. But deaths related to radon are much higher. Everyone should know their radon number."
Rice advised that everyone test their homes. There are two ways of testing, with short-term being the most practical for determining radon levels. Short-term tests are done over a 72-hour period. They are small envelopes, open at the bottom, and are hung in the home at the lowest living level - away from drafts, doors and vents - in a room that is most frequented.
Once your home has been tested, if the radon number is 4 PCI/L or above it is advised to obtain a long-term test which is done over a six month to a year period. If the number continues to climb, mitigation is recommended.
It is highly probable that radon exists in homes around Cortez. Though it is nothing to worry over, testing is the first step to uncovering this sneaky substance.
For more information on radon visit www.epa.gov/radon. To contact Wendy Rice for testing kits or questions, call 382-6461.


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Books today is one of the internet's most useful and unique
resources. The site contain scores of works in their entirety
and many more which are partially uploaded. Many of these works
were previously lost to the world -- out-of-print works that
publishers refused to republish. Thus Google is arguably
offering unprecedented access to the science and literary wealth of
mankind.However, not everyone is happy with that. A
coalition led
by Microsoft and Amazon has attacked Google's legal pact
with publishers on antitrust and copyright grounds. They say
that the deal, which allows for sales of in-print uploaded works to
compensate publishers and allows Google to keep uploading the works
without fear of copyright litigation, gives Google an illegally
dominant position in the market.Google is now defending
its deal to the U.S. Justice Department, which on Feburary 4
released critical comments of the service. Google ardently
denies wrongdoing. Writes Google in a new
legal brief, "With only one significant exception, the
parties sought to implement every suggestion the United States
(Justice Department) made in its September submission."The
one suggestion it did not agree to was to seek every author's
permission to keep their books on Google Books. They argue that
would take too long, and would become problematic for deceased
authors. They argue agreeing to the provision "would
eviscerate the purposes of the ASA (amended settlement
agreement)."Google says that its agreement will not stop
other parties from seeking their own agreements and will not harm
libraries, one allegation that was leveled against it. It's
lawyers write, "The ASA will enable the parties to make
available to people throughout the country millions of out-of-print
books. This is precisely the kind of beneficial innovation that
the antitrust laws are intended to encourage, not to frustrate."And
in the new brief it also is quick to attack claims that it is
creating a monopoly, pointing out that Amazon and Microsoft both
represent monopoly risks as well. It writes, "Competitors
such as Amazon raise anxieties about Google's potential market
position, but ignore their own entrenched market dominance."Google
also pointed out that any author can opt out of the project.The
Open Book Alliance, the group fronted by Microsoft and Amazon and
largely composed of various writers and library groups, fired back a
quick email response to the brief, stating, "Despite the spin
from Google's attorneys, the amended settlement will still offer the
search and online advertising giant exclusive access to books it has
illegally scanned to the detriment of consumers, authors and
competition."Google faces a critical turning point on
Febuary 18 when U.S. District Judge Denny Chin must decide
whether to approve or deny the class action suit settlement that set
up the deal with publishers. A
rejection would be a major deal to Google's digitizing
efforts and a major victory for Microsoft and Amazon. Even if
Google can get the settlement approved, it still could face
additional legal challenges from Amazon and Microsoft.


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Ed, Ross, and Val are being limited
Calderon, Amir, and Bargnani are being showcased.
Is it possible that BC is encouraging playing time and rotations in order to heighten the trade value of Bargnani and Calderon?
Kyle lowry sprained his ankle, was placed on day-day, and still took 7 games to come back. This was perfect for Jose Calderon to go off and now his trade value is sky high.
Bargnani is getting ridiculous minutes even when he isnt being effective. Pampering up his stats is a very good way to get a trade partner to bite. Ed loses all the extra minutes Andrea gains.
Amir has stolen so many minutes from JV its ridiculous, even when he was being ineffective. Maybe playing up Amir is BCs way of saying he would prefer to trade Amir over Ed.
Ed is getting NO PLAYING TIME. literally less than 5 minutes for multiple games now. Perhaps BC is thinking that a trading partner would over look Ed if he wasnt being played. This could be BCs way of getting more value out of Amir and still keeping the preferred player out of the two.
Ross may fall under the same argument, and BC may be deterring trading partners for demanding Ross.
In my opinion, BC is strategically setting an epic run post deadline-trade


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The new model (PSP-N1000) will sell for a MSRP of $249.99 compared to the $169.99 of the older PSP-3000 model that will continue to be sold indefinitely. It has a smaller 3.8 inch screen, versus the 4.3 inches of the PSP-3000 which uses Sony's proprietary Universal Media Disc (UMD) format. The PSP Go also features built-in Wi-Fi and Bluetooth connectivity.
The latest generation of the PlayStation Portable lineup is the first to use digital downloads from the PlayStation Store as the exclusive means to buy a game. Games and demos are downloaded to the console's 16GB internal flash memory either directly, through Sony's software on a PC, or through a PlayStation 3. Additional storage of up to 32GB is available by purchasing a Memory Stick Micro device.
Sony had announced plans for a UMD trade-in program so that PSP owners would be able to use their old games, but nixed that due to "legal and technical issues". Many gamers are thus sticking with their older PSP models instead of upgrading to the PSP Go.
The firm hopes to make the entire PSP software library available at the PSP Store, but so far there are already 225 games available for download. Some retailers are upset that they will not see any revenue from software for the PSP Go, and have decided to boycott it.
The whole point of the PSP Go is to deliver games that are more affordable in a smaller, lighter package that has greater battery life. Sony is targeting gamers who don't yet have a portable console and Nintendo DS Lite owners who are looking for better graphics. Time will tell whether Sony will be successful or not.


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COLUMBUS, Miss. – Baptist Memorial Hospital-Golden Triangle will be celebrating February's Heart Month by offering a special heart screening to the public while also generating much needed funding for non-profit organizations in Lowndes County.
For a $50 fee, an individual can receive a Heart Score™ screening at the hospital. The screenings are being held by appointment in the hospital's Outpatient Pavilion from 8:00 a.m. until 4:00 p.m. on Saturday Feb. 2, 9, 16, 23. Twenty-five dollars of the total will be applied to the physicians' cost to read the test. The remainder of the proceeds will go to the Lowndes County United Way.
A HeartScore™ is painless, non-evasive CT scan that takes images of the heart to detect the buildup of calcium deposits in the arteries of the heart. The more coronary calcium means the greater likelihood of narrowing in the coronary system and a higher risk of a future heart attack.
The screening is recommended for those aged 35 and older and those who do not have a known history of heart disease. For example, "if you already have stents in your heart, you do not need this test," explained Baptist Radiology Director Tom Bailey.
"The scan requires no preparation, shots, treadmills or dyes. You will be in the scan room about five minutes with the scan itself taking just a few seconds while you lie on your back and hold your breath," Bailey said.
"If calcium is present, the computer will create a calcium score that estimates the extent of coronary artery disease. The scan results will be examined by a radiologist on staff and provided to the individual's primary physician," Bailey added.
Those at higher risk for coronary artery disease include those with a family history of heart disease; males over 45 years of age and females over 55 years of age; past or present smoker; those with a history of high cholesterol, diabetes or high blood pressure; overweight; high stress levels; and inactive lifestyle.
By pairing the screening with support to the Lowndes County United Way, Baptist Golden Triangle is helping the community in two ways, said Baptist Administrator and CEO Paul Cade. "We hope the screening will not only increase awareness of the dangers of heart disease and encourage people to be proactive about their heart health," Cade said. "But, we are also happy that by combining the test with proceeds to Lowndes County United Way, we are helping to support agencies in the community that touch all of us in one way or another during our lives."
"United Way is so grateful to be the beneficiary of Baptist Golden Triangle's Heart Score™ screening, said Lowndes County United Way Executive Director Jan Ballard. "People who get the screening will not only benefit from learning about their heart health, but United Way funded organizations and programs that serve Columbus and Lowndes County will also be supported. We encourage everyone to call the screening appointment desk for an appointment for their own health and for a healthy quality of life in our community," she added.
This is the third year the hospital has partnered with United Way in offering the screenings. About 800 people have been screened in the past two years with an average of 26 percent identified as needing further evaluation or testing. The event has generated more than $18,000 for United Way of Lowndes County.
To schedule a Heart Score™ screening, call Baptist Golden Triangle at 662-244-2979 between 8:00 a.m. and 5:00 p.m., Monday through Friday.
Baptist Golden Triangle is the largest regional hospital affiliated with the Memphis, Tenn.-based Baptist Memorial Health Care system. With physicians and surgeons representing almost every medical specialty practicing at the hospital, Baptist Golden Triangle offers a wide range of comprehensive medical care to patients of all ages. The hospital offers a variety of services to the community, including Baptist Cancer Center- Golden Triangle; Baptist Behavioral Health Care for those with behavioral and mental health problems; an emergency room with 24-hour ambulance service; an extensive rehabilitation department; and educational programs. Baptist Golden Triangle employs more than 1,000 health care professionals.
For more information, please call 662-244-1000, visit http://goldentriangle.baptistonline.org or follow us on Facebook at www.facebook.com/Baptistgoldentriangle.


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Empowering deserving military families with educational support and opportunities.
Coming off major heartbreak at last year's Open Championship, Adam Scott knows what major pressure feels like on Sunday of a major championship. With that experience in his rear view, Adam Scott put on a performance for the ages winning the 2013 Masters in a playoff over Angel Cabrera. Adam Scott began the day one stroke behind the leaders, at six under par. Opening his final round with a bogey, Adam quickly gained the stroke back with a long left-to-right birdie putt at the third to climb into contention. Parring out on the front, left Scott three strokes behind then leader Cabrera. With ground to make up, Adam narrowly missed the hazard on the heavily protected par five 13th green. A chip and a short putt gave Adam birdie, closing the gap on the leaders. Scott struck again hitting the par five 15th green in two shots and two putting for a birdie, which put him putting in a tie for first place. After just missing birdie bids on 16 and 17, Scott had a downhill 20 foot birdie putt on the 72nd hole of regulation. After much deliberation with his caddy, Scott stood over the putt and brushed it in the low side of the hole, exploding in emotion as it rattled around the bottom of the cup to reach nine under par. Not to be outdone, grizzly veteran and two-time major champion, Angel Cabrera knew a birdie was needed to have any hope of another green jacket. Splitting the fairway, Cabrera then stuck his approach shot to a mere putters' length. Cabrera converted the birdie bid forcing the playoff with Scott. On the first hole of the sudden death playoff, both players launched drives right up the center of the narrow, punishing fairway. Hitting their approach shots, both players hit the green only to spin off one of the steep Augusta National false front's. Cabrera was outside of Scott and missed his birdie chip by inches. Splitting pars, Scott and Cabrera headed to the 10th where Bubba's famous hooked gap wedge occurred the previous year. Hitting the ski sloped fairway in regulation, both players hit brilliant shots into the green leaving makeable birdie putts for the win. Cabrera putted first, facing a slippery right-to-left slider, and missed ever so slightly on the high side giving Adam a putt for the win. Taking his time to find the perfect read Scott stood over his putt drained it to become a Master's Champion.
This is Adam's first Major Championship and first Master's Championship for an Australian born player.
"All of the power is coming from the ground and my connection to the ground is through my shoe, so I believe I need to be in control and connected to the ground throughout my golf swing and I believe the FJ Sport can do that for me." said Adam Scott on why he chooses FJ Sport. Continuing, "All the feel in this game comes through your hands and I choose StaSof because it gives me the feel I am looking for in a golf glove."
FJ WINS, YOU WIN : Click here for your shot to win FJ Sport and StaSof just like Adam Scott used en route to victory.
NO PURCHASE NECESSARY. Void where prohibited. Open to US residents 18 years or older. Sweepstakes will begin at 12:01AM ET on 04/15/2013 and end 04/018/2013 at 11:59PM ET.
(Please visit the site to view this video)


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A significant group of people lined a portion of Southlake Blvd in Southlake on Sunday afternoon to stand in solidarity against abortion as part the annual Life Chain. Life Chain is a nationwide effort held at more than 1,800 locations including several in the Diocese of Fort Worth. This local Life Chain has been conducted for 25 years and draws citizens from Colleyville, Grapevine, and Southlake.
Participants in the Southlake event gathered around 2 p.m., forming a line that began at the intersection of Southlake Blvd. and Kimball, and stretched west for about a mile. In some areas, participants dotted both sides of the street. Most were in silent prayer for the hour-long event. Many held signs in defense of the unborn, the messages ranging from "Life, the First Inalienable Right" to "Pray for an End to Abortion."
"More than a third of the people participating were there for the first time," said Mary Solis, the coordinator of the Life Chain event in Southlake. "They came from churches, prayer groups, youth groups, and this year, people in passing cars stopped to join the line.
"We had several people join us that were going into the businesses around us. We even had two teenage boys who saw what was going on as they were walking down the street and just felt they were swept up in the prayer for unborn children.
"It was the best Life Chain I have ever attended, and we actually celebrated 25 years of our own local Life Chain."
Many motorists showed their support for the Life Chain line by honking horns, waving, flashing lights, and giving the thumbs-up to participants. Those making up the line of "life defenders" included adults, youth, and children.
Ben Gillitzer, 14 and a member of St. Francis of Assisi Catholic Church in Grapevine, came with his family. "We've been coming the last two years," said Gillitzer.
Gillitzer said his interest in the Life Chain came after he attended a "Forty Days for Life" event held in Fort Worth.
The inaugural Life Chain was held in 1987 through the California-based pro-life group "Please Let Me Live". Since then the Life Chain has been held annually on the first Sunday in October.
A significant group of people lined a portion of Southlake Blvd in Southlake on Sunday afternoon to stand in solidarity against abortion as part the annual Life Chain.


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The purpose of screening is early diagnosis and treatment. Screening tests are given to people without current symptoms, but who may be at high risk for certain diseases or conditions.
Screening is not done specifically for a heart attack, but your annual physical should provide an assessment of your heart attack risk. Assessment includes:
- Blood pressure measurements
- Blood tests to measure cholesterol and glucose levels
- Body weight checks, such as checking your body mass index (BMI) and waist circumference
- Questions about your lifestyle habits, such as eating, smoking, exercise, and alcohol use
If you are at high risk for having a heart attack, your doctor may want further evaluation on a more frequent basis.
Revision Information
- Reviewer: Michael J. Fucci, DO, FACC
- Review Date: 03/2017 -
- Update Date: 03/15/2015 -


text:
We told you earlier this week that Ford
would be bringing is Focus Electric to CES, marking the first time that a
major automaker has announced a new model at the electronics expo. Today, Ford
officially announced its new electric vehicle that will battle it out with the Nissan
Leaf and Chevrolet
Ford still hasn't provided the official range for the Focus
Electric, but all signs point to the vehicle having a maximum range of 100
miles on a charge (identical to the Nissan Leaf). The Focus Electric gets its
motivation from a 100 kW electric motor (123hp, 181 lb-ft torque), and a 23-kWh
lithium-ion battery pack (developed in conjunction with LG Chem).
You wont be breaking any speed records with the Focus
Electric as its top speed is limited to "only" 84 mph.
"Its advanced powertrain will deliver significant energy
efficiency advantages and zero CO2 emissions without compromising driving
enjoyment," said Derrick Kuzak, Ford's group VP for Global Product Development.
"And its suite of smart driver information technologies will transform the
way customers think about energy usage and their transportation needs."
Ford wasted no time in its press release taking digs at both
Nissan's Leaf and Chevrolet's Volt. Ford notes that the Focus Electric's
240-volt charger will recharge the battery pack within three to four hours
(half time required for the Leaf). Ford also states that the Focus Electric
will have a higher
mpg equivalent than the Volt.
"We're very excited about the potential of Focus Electric in
the marketplace. With so many of us accustomed to recharging mobile electronics
on a daily basis, we're confident our customers will take to the vehicle
recharging process just as easily, because that's exactly what it is – easy,"
said Nancy Gioia, Ford director of Global Electrification.
The Focus Electric will come with a number of standard
feature which include MyFord
Touch, 17" aluminum wheels, push-button start, and voice-controlled
nav system.
A MyFord Mobile app will also be available which will allow
you to keep tabs on your Focus Electric. Features available to the app include
the ability to:
Ford still isn't ready to spill the beans on pricing for the
Focus Electric, but you can be sure that we'll get an earful as we inch closer
to the public rollout. Hopefully, the Focus Electric will be price competitive
with the Nissan Leaf, which starts at around $32,000.


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Why should Christians care about Syria?
In today's blog, we ask a variety of Christian thought leaders why we as Christians should care about the conflict in Syria, a crisis that day to day often feels very far from us. Or someone else's problem.
Hear what seven writers have to say about this question, including bloggers Ron Edmondson and Matthew Paul Turner, and our very own president, Rich Stearns.
Rich Stearns, World Vision U.S. president
For me the question is: Why don't Christians care about Syria? I could offer a few reasons. This is a complex disaster without a clear solution, and many people are fatigued from Middle East crises. But I can't imagine Jesus telling us to, in effect, walk by this human need as the priest and Levite did in the parable of the Good Samaritan. It is always our call to stop, bind up the wounds, comfort, and care for all of our hurting "neighbors." Aren't they all created in the image of God?
Matthew Paul Turner (writes at Matthew Paul Turner)
My friend, Mohammad, grew up in Syria. Most of his family still calls the Damascus suburbs home. The stories that Mohammad has told me about his homeland are filled with heartbreak, violence, death, poverty, and fear. He's lost relatives because of the conflict. He's lost contact with friends and family. As of our last conversation, he wasn't sure he still had a house or address to call home. Millions of Syrian people are displaced as refugees or inside Syria, most of whom are children or innocent bystanders.
At the feeding of the 5,000, after the disciples suggested sending the hungry crowd away, Jesus said, "No, you feed them." Jesus wasn't asking his followers for charity; he was asking them to step up, have faith, and take responsibility for people in need. Jesus loves the Syrian people, and so should we.
I don't believe that Jesus is simply asking us for charity, I believe he wants us to take responsibility for standing with this nation of hungry, scared, and displaced people. I believe he wants us to feed and clothe and bring medical assistance to Mohammad's family and to the millions of innocent faces just like them.
Zack Hunt (writes at The American Jesus)
Why should American Christians care about strangers in Syria? Because seeking justice, rescuing the oppressed, defending the orphan, pleading for the widow, and caring for the least of these is the way of Christ. (Isaiah 1:17; Matthew 25:31-46) We may not be able to end the military conflict or bring political stability to Syria, but as people who claim to be disciples of Jesus, we must do whatever we can, however we can to care for the oppressed, the orphans, the widows, the refugees, and all those in Syria whose lives have been torn apart by the civil war.
Ron Edmondson (writes at Ron Edmondson)
Over 3 million children are now in the "uneducated" status because of the refugee crisis in Syria. And that's not the worst of it. Receiving an education is a worthy goal, but it is swallowed in importance when life is in jeopardy. The refugee crisis has made children subject to malnutrition, disease, and criminal activity. Shouldn't the church be concerned? If we claim to love God, and we strive to live out our command to love others, this crisis should make us angry enough to respond with our voices and our action.
Ed Cyzewski (writes at In a Mirror Dimly)
Christians should care about the people in Syria because there is something within our power that we can do for them. When our potential reach is global, people as far away as Syria become our neighbors. We don't think twice about using a computer that has been shipped from China, and, therefore, we shouldn't think twice about shipping relief supplies to our neighbors in Syria.
Matthew 25:40 – "'Truly I tell you, whatever you did for one of the least of these brothers and sisters of mine, you did for me.'"
We can't end the war tomorrow, but we can provide what thousands upon thousands of refugees need today.
Kent Shaffer (writes at Open Church)
Syria is hurting. The national military and multiple rebel groups are warring against each other. Christians are dying. Muslims are dying. Women, children, and the elderly are dying.
Christians in Syria are being killed, but they aren't the only ones. In fact, Gregory III Laham (Patriarch of the Church of Antioch) estimates that only 1,000 of the 120,000 Syrians that have been killed were Christians.
As Christians ourselves, we cannot forget to care for the entire nation. The Syrian civil war is three years in the making and has caused more than 8.9 million Syrians to flee their homes.
So what is a Christian to do?
Pray. Pray for a nation that is self-imploding. Pray for Christians in Syria. May their hearts be strong. May God be their all. May His joy be their strength.
Give. World Vision is assisting Syrian refugee families with interventions like food vouchers, clean water, hygiene kits, clothing, Child-Friendly Spaces, fuel, stoves, and shelter materials.
Jeff Wright, operations director for World Vision's humanitarian and emergency affairs team
I think this question works better the other way around: Why would Christians not care? I don't read anything in the Bible to suggest that not caring about and for widows, orphans, refugees, or those fleeing from war is somehow an option. I'm frequently asked to share my thoughts on the biblical basis for World Vision's relief and development work, but to my way of thinking, it's a nonquestion. They're God's children, just like us, or just like anyone — created in His image. The Bible tells us that what we do (or do not do) to even the very least, we do to Jesus, Himself. Caring for the people of Syria in their time of crisis is in no way exempted from that.
Join us in caring for the children of Syria. Make a one-time donation to help World Vision provide emergency assistance for Syrian refugees. Your donation will help us provide basic hygiene kits and food vouchers for refugee families, as well as establish Child-Friendly Spaces to provide affected children with a safe place to play, learn, and interact with their peers.


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Bartonsville Bridge opens
BRATTLEBORO -- Vermont took one more step on its long road to recovery Saturday as federal, state and local officials opened the Bartonsville Covered Bridge to traffic.
Gov. Peter Shumlin, U.S. Rep. Peter Welch, and more than 100 people showed up on a very cold morning to recognize all of the work that has gone into replacing the original, historic Bartonsville Covered Bridge which was swept in the flood waters caused by Tropical Storm Irene in August 2011.
"This bridge shows the commitment of this community to rebuild Vermont better than how Irene found us," Shumlin said before cutting a ribbon and opening the bridge to its first vehicle. "This community came together in a way that does not always happen in America."
When Tropical Storm Irene hit Vermont, dropping more than 10 inches of rain in one day, the raging Williams River smashed the original 151-foot-long 1870 lattice truss-style bridge.
The video of the Bartonsville Covered Bridge being carried away by the river became a YouTube sensation and its destruction, and rebuilding, have become powerful symbols of what Vermont has been through in the last year-and-a half.
Welch said the rest of the country noticed how quickly and efficiently Vermont was able to rebound from the storm and he said his colleagues in Congress now refer to "The Vermont way" when they are talking about the ways communities should come together to address obstacles and reconstruction following natural disasters.
"It is emblematic of how Vermonters came together and said 'We had a job to do,' and then worked together to get the job done," Welch said. "This is a very happy day."
The temporary Bartonsville bridge closed in December 2011 and local residents have had to take a nine mile detour to get over the Williams River while work crews constructed the new covered bridge.
Rockingham Selectboard Chairman Tom MacPhee thanked the local residents for their patience, saying that while it seemed like the work was sometimes going slowly the town and local community were committed to making sure the new covered bridge was one that would be in place for at least another 140 years, just as the original was.
Once the town committed itself to replacing the historic span it worked with the Vermont League if Cities and Towns to secure the insurance money and the Federal Emergency Management Agency, which helped with mitigation funding.
Susan Hammond is the longtime Bartonsville resident who was out to witness the devastating power of Irene that August day when the bridge gave way.
Hammond caught the action on her digital recorder and within days the Bartonsville Bridge came to symbolize the historic destruction Vermont suffered in the storm.
At the bridge opening Saturday Hammond recognized all of the work that went into bringing a covered bridge back to Bartonsville.
From the engineers at Clough Harbour & Associates, to the crews from Cold River Bridges who worked though all kinds of weather to finish the work, to the town employees who made sure Bartonsville would once again have a covered bridge, Hammond said Saturday would not have been possible without everyone working together.
"Our slogan was 'We can rebuild history,'" she said. "The people of Bartonsville insisted that we rebuild the bridge."
Hammond led a fundraising campaign that brought in about $60,000, which she said came from all over the world.
Her father, Prentice Hammond, was the first to cross the bridge Saturday.
She said without a covered bridge, the hamlet of Bartonsville was missing something, and now it is complete once again.
"I remember growing up how when we went over the bridge it felt like I was coming home," she said. "Now it really feels like I am coming home again."
Howard Weiss-Tisman can be reached at 802-254-2311, ext. 279, or email@example.com. You can follow him on Twitter @HowardReformer.
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


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Access person: A supervised person who has access to nonpublic information regarding clients' purchases or sales of securities and who is involved in making securities recommendations to clients or who has access to such recommendations that are nonpublic. An access person may also be a supervised person who has access to nonpublic information regarding the portfolio holdings of affiliated mutual funds.
Accredited investor: Accredited investors are eligible to participate in certain private and limited offerings, which are exempt from the registration requirements imposed by the Securities Act of 1933.
Advertisement: A notice, circular, letter or other written communication addressed to more than one person, or any notice or other announcement in any publication or by radio or television, which offers (1) any analysis, report, or publication concerning securities, or which is to be used in making any determination as to when to buy or sell any security, or which security to buy or sell, or (2) any graph, chart, formula, or other device to be used in making any determination as to when to buy or sell any security, or which security to buy or sell, or (3) any other investment advisory service with regard to securities.
Agency cross transaction: A transaction in which an RIA, including an IAR, acts as a broker-dealer for both the advisory client and a person on the other side of the transaction.
Annual updating amendment: RIAs must update their Form ADVs each year by filing annual updating amendments within ninety days after the end of their fiscal years.
Associated person: Any partner, officer, or director of an RIA (or any person performing similar functions), or any person directly or indirectly controlling or controlled by such RIA, including any employee of such RIA, except for persons associated with an RIA whose functions are clerical or ministerial.
Best execution: Executing securities transactions for clients, so that the client's total cost or net proceeds in each transaction is the most favorable under the circumstances. Price is not the only element of best execution.
Block trading: The practice of combining multiple orders for shares of the same securities purchased for advisory accounts being managed.
Blue Sky Laws: State statutes, rules, and regulations governing the sale of securities and mutual funds implemented to safeguard investors from being enticed into fraudulent or unscrupulous deals.
Books and Records Rule: The Books and Records Rule sets forth the types of books and records that must be created and retained by RIAs. SEC-registered advisors are subject to Rule 204-2. Most state-registered advisors must adhere to a similar rule.
Brochure: A written disclosure statement that RIAs must provide to clients and prospective clients.
Brochure Rule: Rule 204-3 under the Investment Advisers Act that requires advisors to provide clients with Part 2 of Form ADV or a written document containing the same information.
Brochure Supplement: Otherwise known as Part 2B of Form ADV, this document is a written disclosure statement containing information about certain supervised persons of an RIA that must be provided to clients and prospective clients. The firm's brochure describes the RIA. Brochure supplements describe the qualifications of the person or persons providing advice.
Broker: Any person engaged in the business of effecting transactions in securities for the account of others.
Bunching: Aggregating orders on behalf of two or more accounts. An RIA may bunch or aggregate orders to achieve best execution, so no client is systematically helped or harmed by the bunching. RIAs must implement procedures and procedures designed to ensure that the trades are allocated so that all clients are treated fairly and equitably.
Cherry picking: An unethical practice where an advisor picks and chooses which performance statistics to include in an advertisement. The term also refers to a situation where an advisor allocates trades to favored clients after seeing which way the market moves.
Chief Compliance Officer (CCO): Rule 206(4)-7 requires that each SEC registered firm appoint a CCO. Certain state-registered investment advisors must also appoint a qualified individual as CCO.
Code of Ethics Rule: Rule 204A-1 mandates that each SEC registered advisor must adopt a code of ethics. Some states also require RIAs to implement a code of ethics.
Compliance Program Rule: Rule 206(4)-7 under the Investment Advisers Act requires federally registered advisory firms to implement policies and procedures and to conduct an annual audit of them to determine if they are thorough and effective.
Contingent fee: An advisory fee that will be waived or refunded, in whole or in part, if a client's account does not meet a specified level of performance. The theory is that performance fees and contingent fees give advisors an incentive to speculate or take extraordinary risks to meet the agreed-upon level.
Control: Control means the power, directly or indirectly, to direct the management or policies of a person, whether through ownership of securities, by contract, or otherwise. A firm's officers, partners, or directors exercising executive responsibility (or persons having similar status or functions) are presumed to control an RIA.
Cross trade: A transaction between two accounts managed by the same RIA. An RIA can execute a cross trade on an agency or principal basis.
Custody: Holding, directly or indirectly, client funds or securities, or having any authority to obtain possession of them.
Customer Identification Rule: Section 326 of the USA PATRIOT Act authorized the Treasury Department to create regulations establishing the minimum customer identification standards for financial institutions in order to prevent money laundering. Currently, there is no anti-money laundering rule for RIAs. Nevertheless, depending upon the nature of an advisory practice, examiners may expect to see policies and procedures designed to prevent money laundering.
Deficiency letter: A letter indicating that a securities regulator has found problems during its examination and normally requires corrective action by the RIA.
Desk audit: Examiners review books and records in their own offices and do not visit the advisory firm.
Directed brokerage: The client and not the RIA directs transactions to a particular broker.
Discretionary account: An RIA has been granted authority to make decisions about which assets to buy or sell on a client's behalf. Without this authority, an investment advisor would be required to call each client to receive authority to effectuate the transaction. The RIA receives a limited power of attorney that specifies the discretionary powers.
Due diligence: The level of investigation expected of a prudent RIA to evaluate whether an investment or business arrangement is advisable.
Examination for cause: An examination prompted by a complaint, a tip, or that is prompted by the results of a prior exam.
Exit interview: The discussion between the RIA and securities examiners on the last day of an on-site visit during which the advisor is told what happens next. The examination team's findings will usually be delivered weeks or months later in a deficiency letter.
FinCEN: The Financial Crimes Enforcement Network – Since its creation in 1990, FinCEN has been a network to bring people and information together to fight money laundering. It is part of the U.S. Department of the Treasury.
FINRA: Formerly known as the National Association of Securities Dealers. FINRA is a self-regulatory organization (SRO) of broker-dealers and other investment firms that implements rules and regulations.
Forensic tests: Compliance tests that analyze information over time in order to detect unusual patterns, such as overtrading of securities or misappropriation of investment opportunities.
Form ADV: Part 1 of the Form ADV contains registration information. Part 2A of the Form ADV is the information that must be provided to clients as required by the Brochure Rule, found in Rule 204-3 under the Investment Advisers Act. Part 2B is the brochure supplement that must be prepared for certain IARs.
Form U4: The Form U4 is the Uniform Application for Securities Industry Registration or Transfer.
Front running: The unethical practice of trading securities before clients, based on knowledge of forthcoming events. For example, front running occurs when an RIA buys or sells securities, knowing that its client will be making a large trade soon thereafter.
Fulcrum fee: A term used to describe performance fees.
Hedge clause: Contractual language that seeks to limit or avoid an advisor's legal liability;
Home state: When a firm is state-registered, the RIA's home state is where the RIA maintains its principal office and place of business.
Insider trading: An illegal practice that occurs when a person trades a security while in possession of material nonpublic information in violation of a duty to withhold the information or refrain from trading.
Interactive website: A website in which computer software-based models or applications provide investment advice to clients based on personal information provided by each client through the website.
Investment Adviser Registration Depository (IARD): An electronic filing system that facilitates registration of RIAs, regulatory review, and the public disclosure information of advisory firms.
Investment Advisor Representative (IAR): Any person who, for compensation, engages in the business of advising others, either directly or through publications or writings, as to the value of securities or as to the advisability of investing in, purchasing, or selling securities, or who, for compensation and as part of a regular business, issues or promulgates analyses or reports concerning securities.
Investment Advisers Act of 1940: The primary law regulating RIAs.
Investment Company Act of 1940: The law that regulates the organization of companies (including mutual funds) that engage primarily in investing, reinvesting, and trading in securities; whose own securities are offered to the investing public.
Investment Policy Statement (IPS): A financial road map for an advisor and the client. It defines the client's investment objectives and describes how the RIA will attempt to help a client to reach his or her objectives. The IPS takes many forms, including a detailed financial plan, a thorough memorandum of understanding, or a comprehensive letter containing recommendations.
Limited compliance examination: A term used to describe an off-site examination conducted by the SEC.
Management persons: Anyone with the power to exercise, directly or indirectly, a controlling influence over an RIA's management or policies, or to determine the general investment advice given to clients.
Materiality standard: Whether there is a substantial likelihood that a reasonable client or investor would consider the information to be important.
Minor rule violation: A violation of a self-regulatory organization rule that has been designated as "minor." A rule may be designated as "minor" if the sanction imposed consists of a fine of $2,500 or less.
National Securities Markets Improvement Act (NSMIA): Legislation that divides regulatory responsibility of RIAs between the states and the federal government.
North American Securities Administrators Association (NASAA): An association of state securities regulators. This organization helps to draft model laws and rules that may be implemented by state legislatures.
Notice filing: SEC-registered investment advisors may be required to provide state securities regulators with copies of documents filed with the Commission.
Other-than-annual amendment: RIAs must file an other-than-annual amendment within thirty days if certain information on their Form ADV becomes inaccurate.
Performance fees: Fees charged by an RIA that are based upon the client's account reaching a specified level of return. Performance fees are an agreed-upon share of capital gains or capital appreciation of a client's account paid to the RIA if certain benchmarks are exceeded. Performance fees must be fully disclosed and are not permitted unless the requirements of Rule 205-3 are met. State-registered advisors may be subject to different restrictions.
Principal office and place of business: An RIA's executive office from which the firm's officers, partners, or managers direct, control, and coordinate the activities of the firm.
Qualified clients: A natural person or a company with at least $1 million under management of the RIA immediately after entering into the contract; A natural person or a company that the RIA believes has a net worth of more than $2 million or is a qualified purchaser as defined by section 2(a)(51)(A) of the Investment Company Act of 1940; or a natural person who immediately prior to entering into the contract is an executive officer, director, trustee, general partner, or person serving in a similar capacity, of the adviser; or a natural person who is an employee of the adviser, other that someone performing only clerical, secretarial or administrative functions, who participates in the investment activities of the adviser and has done so for at least 12 months. An employee also qualifies if that person performed the same or similar functions for another firm for at least twelve months.
Registered Investment Advisor (RIA): An investment advisor that is registered with either the SEC or one state or many states.
Regulation S-P: The privacy rules promulgated under section 504 of the Gramm-Leach-Bliley Act. Section 504 of the Act required the SEC and other federal agencies to adopt rules implementing notice requirements and restrictions on a financial institution's ability to disclose nonpublic personal information about consumers. Under the Act, a financial institution must provide its customers with a notice of its privacy policies and practices and must not disclose nonpublic personal information about a consumer to nonaffiliated third parties, unless the institution provides certain information to the consumer and the consumer has not elected to opt out of the disclosure.
Related person: Any advisory affiliate and any person under common control with an RIA.
Routine examinations: An examination by securities regulators that occurs according to the SEC or state securities regulators' schedules.
Rule 204-2: The Books and Records Rule sets forth the types of books and records that must be created and retained by RIAs.
Rule 204-3: The Brochure Rule requires an RIA to furnish each advisory client and prospective client with a written disclosure document.
Rule 204A-1: Rule 204A-1 requires that SEC registered RIAs adopt a code of ethics and that access persons file transaction reports.
Rule 205-3: This rule sets forth the parameters on charging performance fees to qualified clients.
Rule 206(3)-2: Rule 206(3)-2 governs cross trades, which are transactions between two accounts managed by the same RIA. An RIA can execute a cross trade on an agency or principal basis.
Rule 206(4)-1: Rule 206(4)-1 restricts certain types of advertisements by RIAs.
Rule 206(4)-2: RIAs with custody of clients' funds or securities must maintain those assets with a broker-dealer, bank, or some other qualified custodian.
Rule 206(4)-3: This rule governs cash payments to solicitors. Rule 206(4)-3 sets forth the conditions that must be satisfied before cash referral fees are paid to individuals and companies that recommend prospective clients to a registered RIA.
Rule 206(4)-4: Pursuant to this rule, RIAs must disclose material disciplinary and financial events.
206(4)-5: Known better as the Pay-to-Play Rule, RIAs may not receive compensation for providing advisory services to state and local government clients for two years if the firm or covered associates made contributions to individuals and entities involved in awarding those contracts.
Rule 206(4)-6: The Proxy Voting Rule helps to ensure that SEC registered investment advisors act in the best interests of their clients when exercising proxy voting authority.
Rule 206(4)-7: Otherwise known at the Compliance Program Rule, Rule 206(4)-7 requires SEC-registered advisors to appoint a Chief Compliance Officer (CCO). They must also develop compliance policies and procedures and test their adequacy annually.
Rule 222-2: Generally, an SEC registered advisor is not required to register or notice file in a particular state if it has five or fewer clients during the past twelve months.
Securities Act of 1933: Otherwise known as the "truth in securities" law. The statute requires that investors receive financial and other significant information concerning securities being offered for public sale. It also prohibits deceit, misrepresentations, and other fraud in the sale of securities.
Securities Exchange Act of 1934: The statute that created the SEC. The law empowers the SEC with broad authority over all aspects of the securities industry. This includes the power to register, regulate, and oversee brokerage firms, transfer agents, and clearing agencies, as well as self-regulatory organizations ("SROs") such as FINRA.
Selling away: A situation where an IAR/registered representative solicits an investor to purchase securities not held or offered by the firm, which is a violation of securities laws. Quite often, these violations occur in conjunction with private placements and exotic investments.
Series 65: The examination that IARs are usually required to minimum pass, which is administered by FINRA.
Soft dollars: A term used to describe an agreement by which an RIA with discretion receives research or other services from a broker-dealer in addition to the execution of transactions. The broker-dealer provides this research in exchange for brokerage commissions from transactions made on behalf of discretionary clients' accounts. These research services may be produced in house or obtained from a third party.
Solicitor: A solicitor is any person who, directly or indirectly, solicits clients for, or refers clients to, an RIA. Brokers, bankers, accountants, and attorneys often act as solicitors.
Sub-advisor: Although the term is often interchanged with third-party advisor, the sub-advisory relationship is an agreement between the sub-advisor and the RIA. In contrast, the third-party advisory relationship is between the third-party advisor and the client. The RIA usually recommends the third-party advisor and monitors that entity's performance.
Suitability standard: Investments recommended must be suitable for clients in view of their risk tolerance, investment objectives, and financial situation. Historically, brokerage firms owe a duty to clients to use due diligence to ensure that the investments they recommend are suitable for customers who rely upon their advice. RIAs also owe a duty to only recommend suitable investments as part of fiduciary obligations.
Supervised person: Any partner, officer, director (or person occupying a similar status or performing similar functions), or employee of the RIA, as well as any other person who provides investment advice on behalf of the firm and is subject to its supervision or control.
Sweeps: Wide-scale examinations to learn more about industry practices.
Testimonials: A statement relating to a client's experience with, or endorsement of, an RIA. Testimonials are prohibited by Rule 206(4)-1. The prohibition applies to both explicit and implied testimonials.
Third-party advisor: Although the term is often used interchangeably with sub-advisor, the third-party advisory relationship is the relationship between the third-party advisor and the client. The RIA usually recommends the third-party advisor and monitors that entity's performance.
Trading blotter: A purchase and sales journal that lists transactions in securities and other financial instruments for current and former clients, proprietary and/or trading accounts, and access persons.
Trading error: An error in the placement, execution, or settlement of a client's trade. It is not a trading error if the mistake is detected and corrected before the trade settles.
Wrap fee brochure: The written disclosure statement that sponsors of wrap fee programs must provide to each of their wrap fee program clients.
Wrap program: A program under which investment advisory and brokerage execution services are provided for one wrapped fee that is not based on the transactions in a client's account.


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The ASUS Eee PC has had the market to itself for the past
few months when it comes to sub-$400 sub-notebooks. The two-pound Eee
PC 4G comes with a 7" 800x480 widescreen display, 630Mhz Celeron M
processor, 512MB of DDR2 memory, a 4GB solid-sate disk (SSD) running Xandros
The Eee PC, however, is finally getting some competition in
the form of the two-pound Everex CloudBook (formerly
known as the NanoBook). The CloudBook also retails for $399 and comes with
better specs than ASUS' popular Eee PC.
The CloudBook features a 1.2GHz VIA C7-M ULV processor, 30GB
(4200RPM) HDD, 4-in-1 media reader, two USB 2.0 ports, DVI output, a 1.3MP
webcam, 4-cell battery (good for 5 hours of battery life) and the gOS
V2 "Rocket" operating system. Like the Eee PC, the CloudBook has
a 7" 800x480 widescreen display, 802.11g wireless and a 10/100 network
"The overwhelming success of our gPC desktop generated
countless inquires from customers seeking additional Open Source mobile
platforms," remarked Everex General Manager John Lin. "With the launch of the new CloudBook
our vision remains the same: Provide
mainstream users with their favorite applications wrapped in a no-compromise,
low-cost, consumer friendly product."
ASUS had better get on the ball with its second
generation Eee PC because Everex is definitely upping the ante with
comparison to the Eee PC -- especially when it comes to storage space. The Eee
PC maxes out at 8GB of storage space and that is with the $499
8G model. The Eee PC might have the advantage of faster response times with
its SSD, but it's really hard to ignore 30GB of storage space in a device of
similar dimensions – even if the HDD only spins at a mere 4,200 RPM.
Everex was able to incorporate a 30GB HDD and longer battery
life in a form-factor that mirrors the Eee PC (9.06" x 6.73 x 1.16"
for the CloudBook vs. 8.9" x 6.3" x 1.3" for the Eee PC) -- even
the weight for the two devices is exactly the same.
The first shipments of Everex CloudBooks are already on
their way for sale on Wal-Mart.com. Wal-Mart.com sales will begin on January
25; however, there is no indication that Wal-Mart brick and mortar stores will
carry the CloudBook.
The introduction of the CloudBook marks another missed
opportunity for Microsoft to win over an expanding portion of the computer market.
If the Everex CloudBook turns out to be as popular as the Eee PC (with Wal-Mart's
backing, that shouldn't be a problem), Microsoft might find itself in the
position of trying to rethink its strategy on inexpensive, lightweight
operating systems for ultra-mobile devices.


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101.9RXP Radio Session Transmission
A session recorded on 10th December 2009 for 101.9RXP in New York will be broadcast on Sunday 7th March at 8pm(EST). To listen online, follow the below link:
The session was performed by Alex & John Ashton and features an exclusive acoustic performance of new 'My Propeller' B-side, 'Joining The Dots'.
Full Tracklisting below:
Crying Lightning
Only You Know
Fluorescent Adolescent
Joining The Dots
Videos of this session are available online to view now, follow the below link:


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Hola :3~
I'll be conducting your rain test rairen.
- Rei's R&R
- You may only use Water, Wind, Ninjutsu, Taijutsu and Genjutsu.
- I will be using all 5 elements
- Terrain; We'll say a barren wasteland with no water source - There are a lot of clouds rolling through, and it's pretty humid.
- We'll begin in mid range.
- Breaking any of the above rules will result in failure of the test.
Spam will not be tolerated.
I'll be using an orochimaru Biography for this test against you.
Post bio and i will begin.


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Tigers find way to build on already loaded roster
By Mike Bauman / MLB.com
LAKELAND, Fla. -- What do you have when a team wins a pennant and then improves?
The 2013 Detroit Tigers.
The Tigers, on paper, are better than they were in 2012 when they won the American League pennant. Victor Martinez returns from a torn anterior cruciate ligament to take over at DH. His career numbers indicate he will be a significant upgrade from Delmon Young, who is now with the Phillies.
The Tigers have every confidence that Martinez will return to his usual productivity.
"Victor's great right now, I think," Tigers manager Jim Leyland said Saturday.
In right field, the estimable Torii Hunter takes over from a mix of outfielders. He will help in more ways than one. Hunter may be 37, but he had one of the best seasons of his career in 2012 and he is still a superior defensive player. Plus, his personality makes him a very positive clubhouse presence and a leader of men.
The middle of the order is somewhere between terrific and incomparable. Three, four, five; reigning American League MVP Cabrera, slugging first baseman Prince Fielder and Martinez, constitute a real challenge for every opposing pitcher.
Fielder offered a reminder of his immense power Saturday. It was, for Florida, a blustery day with a strong and not particularly warm wind blowing. On the field where Fielder was taking batting practice, the wind was gusting in from right. So what? Into the teeth of this wind, Fielder hit a ball to right-center that not only soared over the fence, but also soared over a row of cars parked beyond the fence. Had the wind been behind Fielder, the ball may have landed in a different area code.
The rotation should be outstanding with Justin Verlander, Doug Fister, Max Scherzer, Anibal Sanchez and either Rick Porcello or Drew Smyly. This is not a typical contest for the final rotation spot. Both Porcello and Smyly have demonstrated Major League stuff, and on many other rotations, they would be solidly in a rotation spot higher than fifth. But this rotation is loaded with talent.
There are questions, but they don't seem unsolvable. In left field, the question is whether Andy Dirks will be an everyday player or if something closer to a platoon situation will prevail.
And there is the closer question, in which Plan A calls for rookie Bruce Rondon to seize this opportunity and this job. But "rookie" isn't really descriptive of Rondon's stature. He throws 100-plus miles per hour, with command. He may be just 22, but his Minor league numbers over the last three seasons have been sensational.
Backup catcher Brayan Pena said Saturday that when he catches Rondon he wears a winter batting glove inside his catcher's mitt to provide extra padding. So, yes, the Tigers are hoping to go with a rookie closer, but this rookie closer could be very special.
Another major plus for this club is Leyland, a master of the managing craft. He is 68, but he is still a hands-on manager, darting from drill to drill on the practice fields, offering a steady stream of encouragement and instruction.
The day's work for the Tigers included batting practice with live pitching, baserunning drills, infield drills, individual defense, bunt plays and situational hitting. It may have been the stuff of Spring Training routine, but Leyland was significantly fired up about it, and, in his retelling, turned it into proof of his club's intangible qualities.
"I was thrilled with today," Leyland said. "I thought it went great. It doesn't sound like that big of a deal, but when everything rotates around good, we're getting done what we're supposed to get done.
"These guys, I'm impressed with the shape that everybody's in. These guys look good. What does that mean? I don't know, but they're in good shape.
"I was really happy with the approach of the veteran players. It was terrific. And when you manage, that's the biggest plus you can get, if veteran players buy into the program. And we're fortunate that we've got good veterans.
"I'll tell you that takes a load off the mind of the manager, because it just sets a precedent for everybody else. So I think that's one of the big keys to managing -- when your veteran players buy into the program, you've got something going."
The Sunday Lakeland forecast calls for early morning temperatures in the 30s. So Leyland made an adjustment, moving the start time for the Tigers' workouts back to noon. The way this worked out also pleased the manager.
"I don't know if somebody had something planned," Leyland said. "But everybody was 'no problem.' Nobody complained. I told them that we'd be here for them, if they had something else going on, if they absolutely had to come in early. But everybody was terrific."
When you can turn a 37-degree Spring Training morning into a positive, in Leyland's phrase, "you've got something going." But that's the outlook with these Detroit Tigers, a team that won the 2012 AL pennant, and then, to all reasonable appearances, became even better.
Mike Bauman is a national columnist for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


text:
The thread for the first poll was started on June 6th (link:http://raptorsrepublic.com/forums/sh...ye-AI-Gay-(36)). A lot has changed since then, so I figured now would be a good time to do an updated polling of the Republic, regarding the Raptors starting SF for next season.
Off the Market:
Rudy Gay - with the release of OJ Mayo, it appears as though Memphis is committing to Gay
Nicolas Batum - he has stated that he will only play for Minnesota or Portland
James Johnson / Linas Kleiza - stick to the status quo of last season
Demar DeRozan - shift to SF, allowing Terrence Ross to start at SG
Andre Iguodala - trade with Philadelphia; 28/29 yrs next season, 12-13: $14.7M, 13-14: $15.9M (player option)
Luol Deng - trade with Chicago; 27 yrs next season, 12-13: $13.3M, 13-14: $14.3M
Wilson Chandler - trade with Denver; 24 yrs next season, 12-13: $7.4M, 13-14: $7.4M, 14-15: $7.4M, 15-16: $7.4M
Ersan Ilyasova - free agent signing; 25 yrs next season, likely around $10M per season
Andrei Kirilenko - free agent signing; 31/32 yrs next season, likely around $10M per season
Somebody else?


text:
Power surge continues as Mariners sink Rangers
By William Boor / MLB.com
SURPRISE, Ariz. -- The Seattle Mariners continued slugging their way to victory as extra-base hits led the team to a 7-6 victory over the Texas Rangers on Sunday.
Kendrys Morales hit a two-run home run to center field in the first inning and Jesus Montero hit a long ball of his own in the third as the Mariners won their ninth-straight Cactus League contest.
Seattle has now hit 22 home runs during Spring Training, the most of any team in either the Grapefruit or Cactus League.
The Mariners' offense was more than just a product of home runs, with Mike Zunino and Brendan Ryan also netting extra base hits.
Seattle also received a strong performance from Joe Saunders as the left-handed starter threw two innings and allowed just one hit.
Rangers starter Justin Grimm was hoping to bounce back from a forgettable performance earlier this spring, but was unable to keep the ball low in the zone and got hit hard throughout afternoon.
In 2 2/3 innings of work, Grimm allowed six runs and gave up six hits, five of which resulted in extra bases.
While Grimm's performance was not what the Rangers hoped it would be, the debuts of Joe Nathan and Engel Beltre were smooth.
Nathan pitched one inning, allowed one hit and no runs.
"Today was a good day to go out there, kind of get those nerves a little bit, game nerves, but still go out there and make sure you're throwing strikes and working on some things that you might want to incorporate into the season," Nathan said. "It feels like I'm on pace to do what I need to now in March and stay on a schedule to get somewhere around the nine, 10, 11, 12-inning mark and be ready for Opening Day."
Beltre, who had been limited by a left shoulder, finished 1-for-3, including an RBI triple down the right field line, but also grounded into a double play with the bases loaded.
Lance Berkman, playing in back-to-back games for the first time this spring, also had an RBI single.
Up next: The Mariners will have quite a few interesting arms on the docket when they take on Colorado on Monday at Peoria Sports Complex. Veteran Jon Garland will get the start, and prized prospects Danny Hultzen and Taijuan Walker are both expected to pitch in relief. Closer Tom Wilhelmsen is also scheduled to pitch for Seattle on Monday, and the team's franchise record nine-game spring winning streak will be on the line.
William Boor is an associate reporter for MLB.com This story was not subject to the approval of Major League Baseball or its clubs.


text:
Paul Thurrott has posted yet another
look at Windows Vista. Ever since the first alpha and beta releases
of Longhorn/Vista hit the web, Paul has been giving us regular
updates on the progress of the operating system. Paul's articles are
usually for the most part positive with a little hint of negativity
thrown in where appropriate.
Paul's latest
article though lays everything out on the line when it comes to
Vista. Now that Vista is supposedly feature complete and many things
will stay as is when the final product ships, promises that Microsoft made in regards to features in the
operating system, usability issues and application blunders are now
fair game. Here, Paul rants about missing features that Microsoft promised:
There are so many more
examples. But these two, WinFS and virtual folders, are the most
dramatic and obvious. Someday, it might be interesting--or depressing,
at least--to create a list of features Microsoft promised for Windows
Vista, but reneged on. Here are a few tantalizing examples: A real
Sidebar that would house system-wide notifications, negating the need
for the horribly-abused tray notification area. 10-foot UIs for
Sidebar, Windows Calendar, Windows Mail, and other components, that
would let users access these features with a remote control like Media
Center. True support for RAW image files include image editing. The
list just goes on and on.
I must say, I've tried and tried to
give Vista more than a second glance. I've tried every beta release
that Microsoft has issued, but every time I find myself being less
productive and utterly frustrated using the operating system compared
to Windows XP. Fortunately, it looks like Microsoft has a few more months to get some of these issues under control.


text:
The $96 million, 11,200-member Parker Community Credit Union in Janesville, Wis., has converted to the NewSolutions core processing and online banking systems from Share One in Memphis, Tenn.
The credit union decided to convert its both core processing and home banking when its previous vendor retired its online banking solution, the core processing CUSO said.
"We had to convert to a new home banking system – that was unavoidable – but we also decided it was the perfect opportunity to address many disjointed processes in the core that cause frustration in many daily processes," said Parker Community CU President/CEO Steve Petrillo.
The conversion occurred at the end of the year. Parker Community CU had been a Fiserv CUSA client, according to the Technology Survey from Callahan & Associates.
Share One said it now provides core processing to about 90 credit unions.


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text:
Butiki Teas-Sales (Ends Nov 15th): Champagne & Rose Cream, Sourenee, Coconut Cream Pie, Bancha!
New Sales!!! http://www.butikiteas.com/On%20Sale.html. Sale ends Nov 15th!
Champagne & Rose Cream-23% off ($5.00 1/2 oz)
Our luxurious Champagne & Rose Cream pairs our Glenburn Silver Needle with sweet champagne, fresh cream, and delicate rose notes. The initial sip delivers a lingering sweetness and tang of champagne. Rose and cream notes remain long after each sip. The malty flavor of the Silver Needle tea adds to the champagne flavor and there is a bubbliness that can be felt on the tongue. With each continuing sip the rose and cream notes become stronger.
Coconut Cream Pie Rooibos-25% off ($3.75 1oz)
Our new coconut cream pie blend has a much stronger and creamier coconut flavor. The rooibos adds a light graham cracker crust flavor that quickly develops into a rich creamy coconut flavor that lingers.
Organic Bancha-31% off ($3.25 1oz)
Bancha consists of older leaves and stems from fall and winter harvests. Our bancha is sourced from the Kagoshima Prefecture in Japan. This slightly astringent green tea has vegetal notes with a sweet nutty roasted flavor.
NEW-Organic Sourenee Second Flush-24% off ($3.75 1oz)
Our Organic Sourenee Second Flush originates from the Sourenee Tea Estate, which has been operating for more than 100 years and spans almost 137 hectares. The name Sourenee is derived from the word "sour" a medicinal tree that was planted at the estate and "rani" which means queen of the valley. This hand plucked Darjeeling is a second flush tea and is graded SFTGFOP (Special Finest Tippy Golden Flowery Orange Pekoe). Burned chocolate and Brazil nut notes are dominant while strong buttery notes appear at the end of the sip and linger. Floral and earth notes are also present. The strong and malty flavors make this tea a fantastic choice for breakfast.
New Additions
Organic Sourenee Second Flush-http://www.butikiteas.com/Black.html
Champagne & Rose Cream-http://www.butikiteas.com/White.html
Vanilla Frosted Carrot Cake (Limited Edition)-http://www.butikiteas.com/Black.html
Glenburn Silver Needle-http://www.butikiteas.com/White.html
Glenburn Estate Green-http://www.butikiteas.com/Green.html
Blend Kits (Gift version & Canister version) for Irish Breakfast & The Black Lotus (English Breakfast)-http://www.butikiteas.com/Samplers.html
I Love Leafhoppers Sampler & also the I Love Leafhoppers Magnet-http://www.butikiteas.com/Samplers.html
Up Next-Very Near Future
Doke Rolling Thunder
Doke Silver Needle
Rhubarb Vanilla Beer Tea
Our Custom Blend contest ends Friday at midnight EST. Don't miss out!
Also, we are still running the art contest!
At the risk of sounding ignorant, I have to ask. Is Purple Tea of Kenya actual tea (camellia sinensis) or is it a tisane like rooibos or honeybush? I've never heard of it.
After having done some research, it appears that this is a tea. It appears to be a relatively new variety, and rare at that.
Purple tea does come from camellia sinensis. The purple variety is propagated by grafting and cutting as opposed to seeding. The leaves of the plant have a purple-ish hue since they contain high levels of anthocyanin. Due to those high levels of anthocyanin, purple tea is expected to contain more antioxidants than other types of tea. It is a very rare tea and was first made available for sale this year.
Question: So from my understanding "purple" tea refers to the cultivar that the leaves are from rather than how the leaves were processed. Therefore this isn't a new category of tea but rather a new variety. This being said, that means you can still have black, green, etc teas that are from the "purple" tea cultivar. Is my understanding correct? And if so how has the purple tea that you sell been processed?
Put an order in btw, I'm excited to try it.
That is correct. If my memory serves, I believe this purple tea is processed similar to an oolong. I will double check and get you an answer.
Thanks for the order! As a side note, I find that playing around with time on this tea makes a big difference. I recommend trying different times between 3-5 minutes.
The process is apparently similar to a green but has also been at least partially oxidized.
By the end of the month I will also be getting in a white hand-rolled purple tea.
Also, if anyone is interested in Kenyan teas, I am starting to expand my selection. In addition to the Purple Tea of Kenya, I also have an orthodox black tea (Kenya Kangaita) and within the week will be selling White Whisper and Rift Valley (green).
Thanks for the research and looking forward to trying them, haven't had much Kenyan tea yet and always excited to try new stuff.
I've been really liking some of the Kenya stuff I've found recently. In the past I really didn't find too much from Kenya that interested me.
We would LOVE to review any of your Purple teas over at Sororitea Sisters if you would like us to! :)
That's funny, I just sent you an email mentioning our purple tea.
YOu can try this one also http://www.tealux.ca/99_oxidized_purple_oolong?category_id=0&search_string=purple#.UNCkplRk1DA
Ava-It's not really appropriate to make sales pitches in another company's sale thread. I wouldn't do that to one of your threads.
I just made my order yesterday. I can't wait to try the purple tea (and all the samples!)
Great! I hope you enjoy the tea! I highly recommend trying this tea at different steep times.
Hope you can have more tastes here http://www.tealux.ca/
Ava-Its not really appropriate to make sales pitches in another company's sale thread. I wouldn't do that to one of your threads.
Sil-Glad to hear you were thinking the same thing and that I'm not just crazy.
I think Steepster is a great place for vendors and tea enthusiasts to connect but as tea professionals we should be respectful of each other.
Agreed. Perhaps pop an email to Jason to have these comments deleted? This person is clearly not an active user, and I think it's highly inappropriate as well.
Right now we have a sale going on until October 14th for the following teas: Malawi White Peony, Mango Lassi, and Cantaloupe & Cream. See below for descriptions of these teas/rooibos or check them out on our website: http://www.butikiteas.com
Also, check out our website for some of our recent additions, including: Pumpkin Creme Brulee, Raspberry Truffle, Blueberry Purple Tea, Apricot Guayusa, Floral Tea Jar, Yixing Teapot, Elephant Cast Iron Teapot, and Earthen Gaiwan.
Malawi White Peony
Malawi White Peony originates from Thyolo, a southern town in the southeast African country of Malawi. This rare and truly unique white tea has gorgeous dried leaves that range in color from chocolate to mahogany to rainforest and has a delicate floral aroma. This smooth-bodied white tea starts with light vegetal notes and has mild sweet lime and rose notes that linger. SALE!!!! Now until October 14th we will be offering this new tea for only $4.00 for half an ounce (18 cups). After the 14th the price will be $5.00 for half an ounce.
Mango Lassi (vegan)
Our exotic dessert blend combines luscious mango with a touch of spice and a hint of cream. Rooibos is naturally caffeine-free and originates from South Africa. We recommend adding sugar to this rooibos. Try with our brown crystal sugar. SALE!!!! Now until October 14th we will be offering our best selling tea for only $4.00 for an ounce (12 cups). After the 14th the price will be $5.00 for an ounce.
Cantaloupe & Cream (vegan)
The sweet cream notes of our Organic Bai Mu Dan compliment the cantaloupe and cream notes. This tea starts with vegetal and floral notes that quickly develop into mouth watering cantaloupe and cream notes. Try with our Brown Crystal Sugar for a sweet dessert treat. SALE!!!! Now until October 14th we will be offering this new tea for only $4.50 for half an ounce (10 cups). After the 14th the price will be $5.50 for half an ounce.
Right now we have a 20% off sale going on until October 26th for our Raspberry Truffle: Raspberry Truffle pairs sweet raspberries with decadent chocolate. We started with a premium Organic Kundaly base and added generous amounts of raspberries and chocolate chips. This dessert tea awakens by adding just a little bit of brown crystal sugar.
We also added the Winter Bundle & Explore Kenya packages to our site.
The Winter Bundle saves 20% by combining the following teas: Winter Fire, Pumpkin Creme Brulee, Raspberry Truffle, and Premium Chai.
Explore Kenya offers 4 high quality Kenyan teas in smaller quantities to allow for sampling. The following teas are offered in this package: White Whisper, Royal Golden Safari (a personal favorite of mine), Purple Tea of Kenya, and Kenya Kangaita.
Check it out: http://www.butikiteas.com/On%20Sale.html
ON SALE: Organic Blue Nettle!!!
Organic Blue Nettle has long green leaves that are twisted together by hand. This green tea originates from the Idulgashinna Estate in Sri Lanka and is Bio Dynamic and Fair Trade. Organic Blue Nettle is a mild green tea that has light seaweed and artichoke notes. We want everyone to try our recently added Organic Blue Nettle tea, so we are offering it at 25% off until November 3rd. Now only $4.50!http://www.butikiteas.com/On%20Sale.html
ON SALE: Pumpkin Creme Brulee!!!
Cinnamon, spice, and everything nice! Our Pumpkin Creme Brulee has a premium Organic Ceylon base and combines a scrumptious pumpkin with fall spices and a touch of cream for a delicious guilt-free treat. We recommend adding brown crystal sugar to enhance the cream flavor. At Butiki Teas, we love the fall season! Therefore, we are putting our Pumpkin Creme Brulee on sale. We are taking 17% off and offering our Creme Brulee for $3.75 an ounce! Sale ends November 3rd. http://www.butikiteas.com/On%20Sale.html
This week we added 4 new green teas: Organic Blue Nettle, Organic Mao Jian, Organic Idulgashinna Green, and South Korean Green. Check them out here: http://www.butikiteas.com/Green.html
UPCOMING NEW TEAS: Next week we will be adding Pistachio Ice Cream green tea & Puerh Purple Bud.
BLOG UPDATE: This week we started a new blog. Our key entry was about our Kenyan teas and had a few pics from a tea farm. Next week we will be doing a retrospective journey through the Royal Ontario Museum's teaware pieces. http://butikiteas.blogspot.com/
ON SALE: Blueberry Purple Tea
Made with a base of Purple Tea of Kenya, this mellow tea has an earthy blueberry flavor that lingers. Add a little brown crystal sugar for an intense sweet blueberry flavor. SALE!!! Our Blueberry Purple Tea is now on sale for 20% off!!! This offer is good until November 17th. Now only $12.00 an ounce!
ON SALE: White Whisper
White Whisper's long downy silvery green buds have a delicate buttery flavor with light floral and peach notes. This remarkable tea originates from a small scale farm in Kenya and is pesticide free. SALE!!! We want everyone to try our White Whisper, so we are offering it at 18% off until November 17th. Now only $13.50 an ounce!
Updates: http://butikiteas.blogspot.com/
In Brief:
*2 new teas: Wild Purple Buds Puerh & Pistachio Ice Cream now available!!!
*Reviews: The Lazy Litera"Tea", My Steeped IdentiTEA, and The Tea Review.
*Donated teas to The Tea Show raffle.
*Preview of whats to come: Documentary reviews, 2 new teas, 1 new product.