text:
Some fields in corporate America seem to be more open to women than others. One such field is compliance. Some 60 percent of the members of the Society for Corporate Compliance and Ethics (SCCE) are women.
That is great news for women interested in the field, which no doubt include many with legal backgrounds, but there are also some reasons for concern, according to a recent article from Quartz.com.
Women who are compliance offers, need to "be in true leadership positions where they can actually move the dial on corporate ethics," according to the article's author, Shanti Atkins, president of NAVEX Global, an ethics and compliance company.
"It's essential that these are positions of influence that go right to the top, representing actual advancement," she adds. "Otherwise, a golden opportunity will be lost to truly enhance women leadership, and to best utilize these professionals to re-build the battered reputation of corporate ethics that is the result of a sorry decade of scandal, damage, and a complete erosion of trust."
But it was not encouraging to find that only 33 percent of compliance officers report directly to the CEO in publicly-traded companies, Atkins said.
The role is important. Compliance officers are responsible for creating and enforcing regulations relating to an organization's integrity, ethics and values. Salaries are impressive. Large companies pay chief compliance officers between $162,000 and $232,000, according to Robert Half data. Salaries for hedge fund compliance officers are as high as $800,000, Atkins said.
Given their talent and responsibilities, compliance officers could be a source of senior level executives for the C-suite, as well.
"Drawing leaders from compliance professionals will ensure greater diversity along with leveraging a unique set of skills and perspectives around organizational culture, reputational value and risk mitigation," Atkins said. "This can only be good for business because, simply put, the larger the pool of talent, the better the quality you can draw."
Another area where women tend to concentrate is human resources. As of 2012, 72.7 percent of U.S. HR managers were women.
But in HR, "women and men develop a sophisticated understanding of the company culture, work hard to improve it, yet have little say at the most senior levels, and are rarely called upon to fill top roles," Atkins said, adding this is a warning to what may happen with compliance officers.
After all, recent data show women make up only 4.6 percent of CEO positions at Fortune 500 companies. They hold only 16.9 percent of board of directors' seats at Fortune 500 companies. Women represented nearly 18 percent of the total of senior Fortune 500 executives in 2011, as well, according to Inside Counsel.
More opportunities need to open for women in corporations – at all levels, including the CEO's office. The company and the individual employee will benefit. After all, the ideal for those who enter the compliance officer field, as well as other corporate fields, is to not just to be successful "in their own careers, but also in carrying out their organization's business mission," InsideCounsel reported.
Related Stories:
Women attorneys may face double standard when it comes to courtroom attire


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All-Stars unveiled, including 25 first-timers
A's sending six to Midsummer Classic; NL-leading Brewers have four players
By Paul Hagen / MLB.com
The Orioles had three starters voted into the American League starting lineup for this year's All-Star Game at Minnesota's Target Field, while the Brewers paced the National League with two starters and four players overall.
The Athletics, who have the best record in baseball, placed six players on the roster for the first time since 1975. There were also 25 first-time All-Stars and 24 foreign-born players announced Sunday.
Baltimore center fielder Adam Jones, designated hitter Nelson Cruz and catcher Matt Wieters will represent the O's after winning at their respective positions in the fan balloting. Wieters is out for the season due to Tommy John elbow surgery and was replaced by Salvador Perez of the Royals.
"It says something about our fans," said Orioles manager Buck Showalter. "They're doing their part. They did a good job supporting our guys, but you don't get this without national support. It's tough to keep guys like this under the radar, because they're too good. We like the fact that other people around the country are getting something that we already knew."
The rest of the AL starters are first baseman Miguel Cabrera (Tigers), second baseman Robinson Cano (Mariners), shortstop Derek Jeter (Yankees), third baseman Josh Donaldson (Athletics) and outfielders Mike Trout (Angels) and Jose Bautista (Blue Jays).
Third baseman Aramis Ramirez and outfielder Carlos Gomez will represent the Brewers, who have the NL's best record. They'll be joined by first baseman Paul Goldschmidt (D-backs), second baseman Chase Utley (Phillies), shortstop Troy Tulowitzki (Rockies), catcher Yadier Molina (Cardinals) and outfielders Andrew McCutchen (Pirates) and Yasiel Puig (Dodgers).
AL manager John Farrell and NL manager Mike Matheny will announce the batting orders and starting pitchers before the teams work out the day before the July 15 Midsummer Classic. The league that wins will receive home-field advantage in the World Series.
For his starting pitcher, Farrell can choose from Yu Darvish (Rangers), Max Scherzer (Tigers), Felix Hernandez (Mariners), Masahiro Tanaka (Yankees), Jon Lester (Red Sox), David Price (Rays), Scott Kazmir (Athletics) and Mark Buehrle (Blue Jays). Any starter who pitches Sunday will be honored as an All-Star but won't play.
The AL relievers announced Sunday are Sean Doolittle (Athletics), Glen Perkins (Twins), Greg Holland (Royals) and Dellin Betances (Yankees).
The Dodgers placed two starting pitchers, Clayton Kershaw and Zack Greinke, and the NL will also have starters Madison Bumgarner (Giants), Adam Wainwright (Cardinals), Julio Teheran (Braves), Jordan Zimmermann (Nationals), Johnny Cueto (Reds) and Tyson Ross (Padres).
Right-hander Jeff Samardzija was selected by the players, but he was replaced on the NL roster after being traded from the Cubs to the Athletics on Saturday.
The NL bullpen will consist of Craig Kimbrel (Braves), Aroldis Chapman (Reds), Francisco Rodriguez (Brewers), Pat Neshek (Cardinals) and Tony Watson (Pirates).
The AL reserves are catchers Kurt Suzuki (Twins) and Derek Norris (Athletics), first basemen Jose Abreu (White Sox), Edwin Encarnacion (Blue Jays) and Brandon Moss (Athletics), second baseman Jose Altuve (Astros), third baseman Adrian Beltre (Rangers), shortstop Alexei Ramirez (White Sox), outfielders Michael Brantley (Indians), Yoenis Cespedes (Athletics) and Alex Gordon (Royals) and DH Victor Martinez (Tigers).
All the non-starters came from the player ballot except for Price, Scherzer, Perkins, Lester, Norris and Moss, who were manager selections in conjunction with MLB. Farrell also picked Suzuki to replace Wieters, and he will likely have to choose a replacement for Encarnacion, who had to leave Saturday night's game with a strained quad.
The NL reserves are catchers Jonathan Lucroy (Brewers) and Devin Mesoraco (Reds), first baseman Freddie Freeman (Braves), second basemen Dee Gordon (Dodgers) and Daniel Murphy (Mets), shortstop Starlin Castro (Cubs), third basemen Matt Carpenter (Cardinals) and Todd Frazier (Reds) and outfielders Charlie Blackmon (Rockies), Josh Harrison (Pirates), Hunter Pence (Giants) and Giancarlo Stanton (Marlins).
Matheny's picks were Greinke, Ross, Zimmermann, Neshek, Watson, Mesoraco, Murphy, Carpenter and Harrison.
Overall, Milwaukee placed four players on the roster for the fifth time in franchise history. Lucroy and Rodriguez were added through the player vote.
"We've got some guys who have had great first halves so far, and that's what's nice to see," said Brewers manager Ron Roenicke. "It's great, because it's a team game, we play to win, but it's nice when an individual is recognized like they are for this game."
Immediately following the announcement of the AL and NL All-Star rosters on Sunday, fans began voting to select the final player for each league's 34-man roster via the 2014 All-Star Game MLB.com Final Vote Sponsored by Experian. Fans can cast their votes from a list of five players from each league until the winners are announced after the voting concludes on Thursday at 4 p.m. ET.
The candidates are Casey McGehee (Marlins), Justin Morneau (Rockies), Anthony Rendon (Nationals), Anthony Rizzo (Cubs) and Justin Upton (Braves) in the NL and Dallas Keuchel (Astros), Corey Kluber (Indians), Garrett Richards (Angels), Rick Porcello (Tigers) and Chris Sale (White Sox) in the AL.
The final phase of All-Star Game voting will again have fans help choose the Ted Williams All-Star Game Most Valuable Player Award presented by Chevrolet. During the Midsummer Classic, fans will vote exclusively online at MLB.com and via Twitter in the 2014 All-Star Game MLB.com MVP Vote Sponsored by Pepsi, and their collective voice will represent 20 percent of the overall vote that determines the recipient of the Arch Ward Trophy.
MLB.TV Premium subscribers, for the first time, will be able to live stream the All-Star Game via MLB.TV through FOX's participating video providers. Access will be available across more than 400 platforms that support MLB.TV, including the award-winning MLB.com At Bat app. MLB.com will provide extensive online coverage of the All-Star Week festivities.
The 85th All-Star Game will be televised nationally by FOX, in Canada by Rogers Sportsnet and RDS, and worldwide by partners in more than 200 countries via MLB International's independent feed. ESPN Radio and ESPN Radio Deportes will provide national radio coverage of the All-Star Game. MLB Network and SiriusXM will also provide comprehensive All-Star Week coverage. For more information, please visit allstargame.com.
|National League starters
|American League starters
|C Yadier Molina, STL
|C Matt Wieters*, BAL
|1B Paul Goldschmidt, ARI
|1B Miguel Cabrera, DET
|2B Chase Utley, PHI
|2B Robinson Cano, SEA
|SS Troy Tulowitzki, COL
|SS Derek Jeter, NYY
|3B Aramis Ramirez, MIL
|3B Josh Donaldson, OAK
|OF Andrew McCutchen, PIT
|OF Jose Bautista, TOR
|OF Carlos Gomez, MIL
|OF Mike Trout, LAA
|OF Yasiel Puig, LAD
|OF Adam Jones, BAL
|DH Nelson Cruz, BAL
|National League pitchers
|American League pitchers
|LHP Madison Bumgarner, SF
|RHP Dellin Betances, NYY
|LHP Aroldis Chapman, CIN
|LHP Mark Buehrle, TOR
|RHP Johnny Cueto, CIN
|RHP Yu Darvish, TEX
|RHP Zack Greinke, LAD
|LHP Sean Doolittle, OAK
|LHP Clayton Kershaw, LAD
|RHP Felix Hernandez, SEA
|RHP Craig Kimbrel, ATL
|RHP Greg Holland, KC
|RHP Pat Neshek, STL
|LHP Scott Kazmir, OAK
|RHP Francisco Rodriguez, MIL
|LHP Jon Lester, BOS
|RHP Tyson Ross, SD
|LHP Glen Perkins, MIN
|RHP Jeff Samardzija, CHC/OAK
|LHP David Price, TB
|RHP Julio Teheran, ATL
|RHP Max Scherzer, DET
|RHP Adam Wainwright, STL
|RHP Masahiro Tanaka, NYY
|LHP Tony Watson, PIT
|RHP Jordan Zimmermann, WAS
|National League reserves
|American League reserves
|C Jonathan Lucroy, MIL
|C Derek Norris, OAK
|C Devin Mesoraco, CIN
|C Salvador Perez, KC
|1B Freddie Freeman, ATL
|C Kurt Suzuki, MIN
|2B Dee Gordon, LAD
|1B Jose Abreu, CWS
|2B Daniel Murphy, NYM
|1B Brandon Moss, OAK
|SS Starlin Castro, CHC
|2B Jose Altuve, HOU
|3B Matt Carpenter, STL
|3B Adrian Beltre, TEX
|3B Todd Frazier, CIN
|SS Alexei Ramirez, CWS
|OF Charlie Blackmon, COL
|OF Michael Brantley, CLE
|OF Josh Harrison, PIT
|OF Yoenis Cespedes, OAK
|OF Hunter Pence, SF
|OF Alex Gordon, KC
|OF Giancarlo Stanton, MIA
|DH Edwin Encarnacion, TOR
|DH Victor Martinez, DET
Paul Hagen is a reporter for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.

subset: commoncrawl


text:
|Pope Francis meets people during a visit to the Astalli Center of the Jesuit Refugee Service in Rome Sept. 10. (CNS photo/Alessia Giuliani, Catholic Press Photo)
ROME (CNS) -- Speaking at an assistance center for foreign refugees in Italy, Pope Francis called on wealthy societies and the Catholic Church to do more to help and defend the rights of the needy.
"Charity that leaves a poor person just the way he is does not suffice," the pope said Sept. 10 at the Rome headquarters of Jesuit Refugee Service. "True mercy, that which God gives us and teaches us, asks for justice, asks that the poor person find the way to be poor no more."
In his remarks, the pope recalled his July trip to the southern Mediterranean island of Lampedusa, a major entry point into Italy for undocumented migrants from Africa. During that trip, he denounced the "globalization of indifference" and called for more welcoming policies in richer countries.
As on that occasion, Pope Francis did not hesitate to strike a political note.
"Solidarity, this word that strikes fear in the more developed world," he said. "They try not to say it. It's almost a dirty word for them. But it is our word!"
Addressing a wider public, he urged every resident of Rome to ponder a series of soul-searching questions: "Do I stoop toward someone in difficulty or am I afraid to get my hands dirty? Am I closed inside myself, in my things, or am I aware of who needs my help? Do I serve only myself, or do I know to serve others like Christ, who came to serve even to the point of giving his life?"
The pope called the poor "privileged teachers of our knowledge of God; their fragility and simplicity unmask our egoism, our false sense of security, our purported self-sufficiency, and lead us to experience the nearness and tenderness of God."
Pope Francis did not spare the church in his criticisms, calling on religious orders to make a stronger commitment to the poor.
"Empty convents do not serve the church so that they can be turned into hotels for earning money," he said, referring to homes for religious men and women. "Empty convents are not ours, they are for the flesh of Christ, who are the refugees."
During his visit to the Astalli Center, located in central Rome, the pope greeted some of the hundreds who come there every day for a meal, then conversed with refugees from various countries, including Congo, Somalia and Colombia. Before his remarks, he heard short speeches of greeting from refugees from Darfur and Syria.
The Syrian, who was identified by her first name, Carol, voiced disappointment with the reception those fleeing her country's civil war have found in Europe.
"Our human rights and our dignity are too often trampled by the indifference and superficiality with which we happen to be treated," she said. "We have escaped from the horror, but we don't yet feel safe."
Following his visit to the center, Pope Francis visited the nearby Church of the Gesu, mother church of the Society of Jesus. There the pope, a Jesuit, paid a brief visit to the tomb of Father Pedro Arrupe, superior of the Jesuits from 1965 to 1983, who founded Jesuit Refugee Service in 1981.
Copyright (c) 2013 Catholic News Service/U.S. Conference of Catholic Bishops
ROME (CNS) -- Speaking at an assistance center for foreign refugees in Italy, Pope Francis called on wealthy societies and the Catholic Church to do more to help and defend the rights of the needy.


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A Day at the Calgary Zoo By Rose D
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Mar 20, 2011
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2009 Volkswagen Routan S Minivan
for sale in Clayton, CA
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Price* $7,980
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*This is the estimated average annual insurance premium being charged in your state. The premium has been determined based on annual premium data for defined coverages (liability, comprehensive and collision) from a major insurer. While this information is specific to vehicle make, model, model year and body type, your personal information is not taken into consideration and could greatly alter the actual premium quoted by an insurer. Factors that will affect your rate include your age, marital status, credit history, driving record, and the garaging address of your vehicle.
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Head of the 'cow goddess' Hathor, 1417-1379 BCE. (Metropolitan Museum of Art, New York).
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text:
Big Papi ready to showcase big bat
Slugger has 'secret' reason for participating in Home Run Derby
By Jim Molony / MLB.com
Also expected to participate are David Wright of the New York Mets, Jermaine Dye of the Chicago White Sox and Toronto's Troy Glaus, with three other spots for the July 10 competition at PNC Park in Pittsburgh to be determined.
The field for the Derby historically fluctuates in the days leading up to the event, and with a week to go before the All-Star break, nagging injuries could jumble this field. But the pool of sluggers for the competition is deep, with no fewer than 23 of the top 36 home run hitters in the Major Leagues -- 24 counting AL Final Vote candidate Travis Hafner of Cleveland -- among the possible entrants.
Howard, the 2005 National League Rookie of the Year, has hit 28 home runs and is expected to be among the favorites in what would be his first Derby.
"I look at it the same way a basketball player would look at taking part in the slam dunk contest," Howard said. "It would be cool to take part in that."
Ortiz, who competed in the Derby last season and advanced to the second round, said he is looking forward to another shot.
"I'm going to do it," Ortiz said. "I wasn't going to, but I will."
When asked why he changed his mind, Ortiz replied: "It's a secret."
Glaus said he would accept if he's asked to participate, as did Mets third baseman Wright.
"Sure," Glaus said. "It's part of the whole All-Star experience. We'll see what happens. If they ask me, then it'll be fun to do it. I'll do it, yeah. I did it '01."
Lee was originally on the list, but said Monday he will skip the Derby, citing a sore right hand that he tweaked on a swing in mid-June.
Hometown favorite Jason Bay, who participated last year, but was eliminated in the first round, indicated he will sit out this time.
"They asked me more than once and I said 'No,'" Bay said Sunday.
That still left numerous other Derby candidates, including Boston's Manny Ramirez; Alex Rodriguez of the Yankees; Vladimir Guerrero of the Angels; Paul Konerko and Dye of the White Sox; Houston's Lance Berkman; Albert Pujols and Scott Rolen of St. Louis; Washington's Alfonso Soriano; Carlos Beltran of the Mets; Atlanta's Andruw Jones; Colorado's Matt Holliday and Philadelphia's Chase Utley.
Jim Thome of the White Sox said he will not be participating.
"No. I'm pretty set on that," Thome said. "I think it's just best for our club not to even go there."
Teammate Konerko was less certain.
"I don't know at this point, I don't know if I'm one of those guys, I'd have to think about it," Konerko said. "If there's just a couple of things going on physically, I may shy away from it."
Tejada won the event two years ago at Houston's Minute Maid Park, beating Berkman in the final round. The Oriole shortstop intends to be a fan this time and won't be competing.
"I'll watch it," Tejada said. "I am going to see it with my kids. I am going to enjoy it with them. No more Home Run Derby for me. I already have one and that's it. The best part is seeing my family. I see my kid, take my kid to the Home Run Derby. That's the best part. I think that's something that makes me real proud to see my family going and enjoy the All-Star Game."
Berkman did not completely close the door on his possible participation.
"It doesn't set up well for me," he said. "To have a chance there, you have to hit left-handed and I don't want to hit left-handed, because I don't want it to mess with my swing. I don't mind hitting right-handed because I don't think I could mess my right-handed swing up. That ballpark is huge in left field, so if I had to hit right-handed, I'd be at a big disadvantage."
If asked, Berkman said he would "definitely think about it."
"If they need somebody to do it, I'm not afraid to embarrass myself and run out there," he said.
Pujols hasn't decided if he will compete.
"I'm going to make up my mind in another four or five days," the St. Louis first baseman said.
Jones said Sunday he definitely won't participate.
"I'm not going to do the Home Run Derby," he said. "You sit out there too long. I experienced it one time already and that was enough for me. You have to wait a while, especially when guys hit a lot of homers in the first round."
Ivan Rodriguez, last year's runner-up, will not try his hand this year.
"I don't think so," he said. "I'll be relaxing. My family's in town and my kids are in town and my girlfriends' kids are in town, so I'll leave early. Right after batting practice, I'm going to go and have fun with them."
Health issues will keep A-Rod out of the Derby.
"I'm all banged up," he said. "They haven't [asked], but if they do, I'm going to say no."
Another possibility is Bobby Abreu of Philadelphia.
Abreu, a Final Vote candidate this year, won the event last year with 41 homers at Comerica Park as he set records for a single round, the championship round and the total for all three rounds of the Derby. Abreu defeated hometown hero Pudge Rodriguez, 11-5, in the final round.
Barry Bonds didn't make the All-Star team and the only Barry who did -- Zito of Oakland -- said he wasn't going to compete in the Derby either.
"No, I don't think I'll do it, mainly because I want it to be fair," deadpanned Zito, who has one career hit. "I want it to be a real competition. I mean, I know Pujols and some other guys are hot, but that right-field porch in Pittsburgh is pretty much cake for a guy with my kind of pop. Albert would have no chance."
Another pitcher would like to throw his bat into the Derby ring. Chicago Cubs pitcher Carlos Zambrano hit his third homer Sunday, the first Cubs pitcher to do so since Fergie Jenkins hit six in 1971.
"It's an honor to represent the Cubs and go there," Zambrano said. "My first year, two years ago, I enjoyed that. My family did also. Hopefully, I can be in the Home Run Derby."
The Century 21 Home Run Derby on ESPN will begin at 8 p.m ET mon Monday, July 10.
Jim Molony is a writer for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


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The November 2012 election results left Republicans a bit chastened, though that has been difficult to detect in the language and negotiating strategies demonstrated since Barack Obama was re-elected, the GOP lost seats in the House, and Democrats maintained control of the U.S. Senate. Wednesday's vote to extend the debt ceiling limit for three months, though, was one clear sign that the House has grasped a concept obvious to most of us: Obstructionism is not a sustainable governing tactic.
The vote, which Senate leadership is expected to affirm, will allow the United States to exceed its current debt limit so that it can meet the payment obligations it has already made. It is a big deal in some ways - particularly to those expecting the forthcoming payments - but less than first blush might suggest. The expenditures have already been agreed to; exceeding the debt limit is necessary to access the money that lawmakers have already decided they will spend. But if Congress refused to allow that ceiling to be lifted, the bills would not be paid and there could ensue global repercussions linked to uncertainty about the United States' worthiness as an investment - all for what amounts to not putting stamps on the envelopes that contain payments.
It was, however, a politically relevant vote for it revealed a recognition among Republicans that holding the debt limit hostage during discussion over larger issues like the federal budget and deficit is the sort of gamesmanship that most Americans are finding increasingly tiresome and unproductive.
The vote did not come without some bold statements, though. In an effort to shift the blame for the lingering debt-deficit impasse to the Senate, the House measure approved on Wednesday included a provision that would suspend pay for members of Congress until a budget is passed. This is significant because the Senate has refused to pass a budget during the last four years. While that is true, the distance between the two chambers' ideologies and the budgets those respective positions would have produced was so vast as to make reconciliation a task so formidable as to be impossible. The House would now like to blame the Senate for obstructionism, which technically is accurate, but the political nuances should not be lost in the offing.
Withholding pay is not the answer, nor is pointing fingers. It amounts to little more than bluster, though, if the 27th Amendment has anything to say about the pay-withholding proposal. That provision, ratified in 1992, says that, "No law, varying the compensation for the services of the senators and representatives, shall take effect, until an election of representatives shall have intervened." Oh well, the position was staked nonetheless.
The good news in Wednesday's House vote is that yet another entrenched battle has been forestalled - for now. That may seem like little movement, but given the absolute dearth of action seen in the last Congress, it is a comparative marathon. How that momentum builds or is quashed will provide the true test of the election's significance to the Republican Party.


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I have a 26 touring and am thinking about switching over to 12 volts. Lang's sells the cutout and bulb kit for 80 bucks. I want to do a good bit of night time driving and plan to add tail lights and signals to the rear end. My question to you guys is regarding the generator. Would I be better off going with the gear driven alternator or sticking with my stock generator? She's not a show car.
My personal preference would be to go with a gear driven alternator since they make them to bolt right up to where a generator would go. I don't have anything against generators but since you are going to night drive, I would want the best possible option. A good battery I would also consider.
Why change in the first place, you can get a 6v alt that will give you bright lights and 6v will start your engine just fine and not destroy your starter. (providing you have good grounds)
This might be a good time for me to ask for clarification.
I have long believed/understood that a 6 volt 50 candlepower bulb will be just as bright as a 12 volt 50 candlepower bulb. Yes? No? Bulbs of equal candle power or wattage should produce the same amount of light independent of their rated voltage, right?
Comments please. Inquiring minds want to know!
Thank you, Bill
A 50cp bulb is a 50cp bulb. Most of the problem with 6 volt headlights is connections and reflectors. If those are fixed the light is fine. If you want 1 million candlepower headlights that is another issue. There are other facets of the conversion to consider. This is one of those topics that turns out like religion, politics, oil or coils. Everyone has an opinion.
6 volts is fine for me. I dont drive at night so for me that would be the only reason to use 12 volts.
And I am not to sure it would be that much brighter anyway.
Slow night driving will get you killed in some areas and most folks dont drive slow at night in "modern" cars these days.
I have done it both ways. I much prefer the 6 volt system--and found no advantage to 12V other than to operate the CB which I no longer use.
Investing in proper lighting and a fully operational original system might be the way to go. The 6 will do all that the 12 does and the $80 is better invested in safety (lighting) than "upgrading" to 12 vts. My 2 cents.
I use 12v fore lites. Tail lites & turn signals are brighter. Night driving is marginal, don't like to do it if I can avoid it.
BAD! NOT GOOD! etc.
My '26 coupe was once converted to 12v, but I changed it back to 6v after seeing what the extra torque did to the bendix spring. When I saw that and the damage to the flywheel ring gear from the slamming of the bendix into it, it scared and worried me that such damage could have occurred and what other damage (particularly to the mag coil and spark coils), might it have done, so, during my recent engine overhaul and re-wiring, I changed it back to 6v and I am very pleased with it.
If you are pleased with your 12v system, that is great, but In my humble opinion, there is no reason to change to 12v because a properly adjusted Model T should run perfectly on the 6v system it was designed to use. If it doesn't there is an underlying problem that should be addressed that will still be there after the conversion to 12v is made.
Here are afew pictures. Compare the last three showing the damaged bendix spring, with the first picture showing the undamaged spring I replaced it with. Jim Patrick
PS. Notice on the undamaged spring, how the bolt holes are even with eachother and how on the damaged one the bolt holes are on opposite sides. That took alot of slamming torque to over twist the spring like that! Jim
So, what if I stay with my 6 volt system and add a second battery, a 12 volt, just to run LED tail lights/signals? The 12 volt battery could be on a trickle- charger whenever the car is not in use. Heck, that same battery could power my coils too, right? Has anyone done this?
Wow, seeing that bendix spring is pretty convincing.
You could add a second 6 volt batterie, and a switch so you could charge either batterie, and then you would have 12 volts for the lights and 6 volts for everything else. We had a John Deere that had two 12 volt batteries, part of the tractor was 12 volt and part was 24 volt, the batteries were charged by a 24 volt alternator, but only one batterie was used for the electrical system, as I recall, it was a royal pain in the ass to maintain, but you could also go the same route with two 6 volt batteries and a 12 volt alternator.
I like local guys that change to 12 Volts because I sell bendix parts to guys that damage their bendix. I even get to sell some heavier Model A bendix parts to guys that tear up their lighter T bendix, that other wise I could not sell.
Dave, is that an original foot starter button? I purchased an original on ebay that looks just like that, and even after 84 years, it is much more reliable and efficient than the unreliable reproduction I replaced it with. Jim Patrick
If you have 12V and like it, keep it. If you have 6V and are considering changing to 12V, then keep Dave Huson's address handy.
As one who has already been clipped in the rear in broad daylight, I can state that you don't need brighter lights...you need 30+ more MPH.
David, the biggest concern with night driving is saftey. If you drive like I do you'll be running 35 to 40, with 6V you are not going to out drive your head lights. The danger is the other cars coming up behind at 55 to 70. I don't drive much at night but when I have to, I place a magnetic led flashing light on the back, It's very bright and can be seen a long way back. Have fun, be safe, KB
David, Here are the advantages of six volt systems used on a Model T:
1: It is the way Henry made it.
2: Some people, very few, will know it is as it came from the factory.
3: The six volt light bulbs and batteries are hard to find and expensive so you will not get hit by a truck while driving your Model T and having fun on the road because you will be out looking for parts in your modern car which is safer than a Model T.
4: You will not be distracted by Cell phones, digital camera, GPS, and other electronic toys because you can't charge them on six volts in the car and you will keep your eyes on the road.
5: You will not spill hot coffee on yourself or burn yourself with a hair dryer because you will not be bothered by the inverter that converts 12 volts to 120 VAC house current which lets you use house hold items in your car.
6: you will only break a Bendix spring once every 20 years rather than once in every 51 years as I have done using 12 volts in my T's
7: You will have the inefficient battery regulator that simply turns on and off and sticks in the closed position often rather than the sophisticated three way type that regulates voltage and amperage by constantly checking battery voltage and controlling the charging rate to both protect the battery and the generator.
8: Your six volt battery will assist in faster cold starts than the magneto can provide and you will be required to have your magneto in good working order in order for your engine to run efficiently on the factory coils at a voltage higher than six volts.
9: You will enjoy a stock engine because the six volt systems usually fail when attempting to crank hot start high compression engines thus keeping you safely in the garage or on your trailer.
10: If your Model T is a Speedster and you are using a six volt alternator, you will be safer at home after being asked not to attend some Speedster events due to parts made after 1927. Any belt driven generating system, generator or alternator, is cause for disqualification.
So in closing, in all, you will be safer when you use six volts.
There are two reproduction floor starter switches Jim - while the USA made one isn't an exact copy - it is far better than the imported one.
David - I just did the dual 6V battery trick with my '15 to convert to LED lighting. The fact is - the better, brighter LED replacement lamps are being developed only for modern 12V cars. Since my '15 is a non-starter car, that meant a pair of small inexpensive gel-cells. The two batteries are wired in series, with the jumper between the two (6V) connected to the battery post on the coil box. The 12V tap goes to the LED lights and the mag charger circuit.
For your car, a pair of 6V Optimas ($$$) would fit in the existing battery box. You would wire them in series and send the 6V center tap to the starter. 12V would go to the lights, other accessories, and the generator. Nice thing about a generator is that it doesn't care what voltage it's charging. Both batteries would stay charged, and your Bendix, lights, and accessories would all be happy. Also, if you went with a voltage regulator instead of a cutout, you could just wire it up and forget about it. Best of both worlds.
Now true, the batteries are running a bit out of balance this way. Maybe John Regan has some thoughts on this, since he makes both the mag chargers and the voltage regulators.
- Bruce
LED can be obtained in 6V versions as well.
Frank I drive my car a lot and have not encountered these advantages as you call them! My 24 is stock except for the fun projects voltage regulator. Matter of fact I tell people the T is the only truly dependable car I own. Have fun, KB
Yes, 6V LEDs are available, but what you get for what you pay makes the 12V secondary electrical system well worth the effort (my 2�). Like I said, the development of automotive LEDs is going where the money is - the 12V market. The tail light I used is this one. It has very bright stop, tail, and license plate lights all rolled into one bulb...for $12.95. The same company also sells 12V LED turn signal flashers for $12.95. Priced a 6V turn signal kit lately?
I tried to keep everything 6V, but finally gave up and went with the dual system. I like driving my antique cars day or night, so better lighting is something I'll always concede to. Oh, and my Model A Tudor got an eye-level LED stoplight bar. It sits on the rear window sill, barely visible until it comes on. Same trick - the red LED light bar ($7.95 at Harbor Freight) gets 12V, the rest of the car gets 6. I haven't converted the headlights yet. That gets a bit more challenging with high beam/low beam.
Hey guys:
I think I was not too clear to some of you. I do not advocate changing to 12 volts. My six volt interstate batteries start my Ts just fine. I always change to 20 weight oil in the fall but got lazy and didn't do it on my CD this winter. I have been driving it all winter and it starts just fine in an unheated garage.
As for driving at night I try to avoid it when possible, but I know you sometime do get cought out after dark. Robert Ducharme and I got cought out in the dark at Estes Park a month or so ago. We had been on a 300 mile day tirp and didn.t mnake it back in time. We drove down the Canyon from Estes Park to Loveland in pitch black dark. I kept watching the right hand white line so I could tell I was still on the road. We kept getting cars stacked up behind us and their headlights on the verticle windshield was blinding me so I pulled my rear window curtain. It would not stay down, so I stopped and put a pair of vise grips on it.
NOW: As to being hit at night from behind. I don't use an original tail light on any of my electric cars. I go to Napa and get a modern slightly larger tail light which is much brighter becase you can put in a larger light bulb with more CP. I also use a magnetic rear LED light which you can see in the picture below. The best light I use on the back though is a LED bicycle light. You can see that puppy for miles. In the picture below you can't see the bike light because it so small.
I think you can see the yellow light just under the window on the picture above. It is magnetic and I can change it to one of my other cars when I want. You can change it to a blinking light (that what I usually do) or you can change it to a steady light.
If you look real close you can see the bike light on the license plate between the tail light and the stop light. Like I said above its the brightest light of all. I made a spring clip for the bike light so I can also change it from one car to another.
Both the big yellow light and the bike light are battery operated so they are easy to change. It seems like the batteries last for ever. I have gone out to the garage and found that I forgot to turn them off and they are both working (blinking} the day after I was drving the Ts.
The large yellow light came from a Truck supply shop and two of them were given to me from a friend. The bike light came from a bike shop.
We run a 6V system with a stock generator and produce plenty of light.
Light bulbs of the same wattage put out the same amount of light no matter if they are 6V or 12V.
I would recommend adding a second tail light or some reflective tape so that the people approaching behind can see you.
The photo below was taken in the middle of a San Diego day.
So there you are making 30 mph and someone talking on their cell phone or texting might not be paying attention ?? Do you need to drive a T at night?? Bud.Ps,I use 12 volt for starting when im lazy and i can say 12 volt will Never Harm the bendix!! Bud.
While we are on the subject of 6v vs.12v, I have a question that has been bothering me.
We are told never run the generator without a battery load on it or the voltage will increase tremendously, burning out the generator. OK, that seems perfectly logical.
Even though my cutout on my TT functions perfectly I did add the Fun Projects electronic regulator so as to not overcharge the battery.
Now, if the lights are off and the battery is fully charged the current load on the generator is extremely low or even nonexistent. Whatever the output of the generator is the regulator allows only around 7.2 volts to leave the regulator.
My big question is how this apparently series voltage limiter has any effect on the voltage generated within the generator. If the gen. is developing, say, 30 volts under a no load condition but the regulator is passing only 7.2 volts, why doesn't the gen. look at this as being essentially disconnected from the load and run away, voltage wise?
Does the electronic regulator have an internal shunt resistor that presents enough of a load on the gen. to prevent it from running away?
Just curious.
It is nearly impossible to explain the total operation of the VR in layman's terms. I mean no disrespect to anyone by saying that. It is just that most folks think there are only 2 types of regulators - namely series type or shunt type. The T regulator is neither. The reason that a T generator burns out in the absence of a load on it is that the field winding is essentially being powered by the output of the generator via the 3rd brush acting as a TAP on the output. While the 3rd brush does NOT get full output to the field - it gets a portion of it such that if the output goes up - the field current goes up. They act together in the same direction. Further increase of field current gives more output which gives more field current which gives even more output which gives even more field current......and the process continues until something starts burning. The Fun Projects VR controls the field current so when the output of the VR is high it reduces the field current to lower it. Conversely when the output is low it increases it thus it works opposite of the 3rd brush acting alone. The VR is NOT acting separately from the generator as when you have a series regulator or shunt regulator that is on the output of the generator with the generator putting out some fixed power and the regulator then acting to dissipate it with either a series loss or parallel load loss. The VR controls the generator. The VR will NOT work by itself to do anything. It only knows how to control the generator and that is why the instructions for the VR make it very very clear that the generator MUST be a known good generator. If not then the VR will be toasted along with the Generator. The good news is that the VR protects the generator even if the battery is disconnected by some means (loose cable - loose ammeter wiring...etc). The VR will instantly shut down the generator via a separate circuit designed to look for a sudden and unusually high rise in voltage. The VR will "crowbar" the generator output and disconnect the battery output electrically and wait for sanity to return. If sanity returns then the special circuit will self reset and all is well. If the generator will NOT respond and shut down then the VR will go into FAIL SAFE mode and die on purpose by permanently shorting the generator post to ground with a hard short. It will open up the battery side and eventually you should notice your generator is not charging. The VR thus will give up its life to save the generator windings. The VR can be repaired by us if in that mode and repairs are not very expensive and there is a flat rate to fix it if not tampered with. If you open up the VR yourself then that flat rate is no longer available. We will still fix the VR for you if repairable but not for the low flat rate. There are NO user serviceable parts inside. A few have opened the thing up and will attest to the truth of this statement. The VR will not go into fail safe mode by itself so if we find it in this mode - we coach you to find out what happened since if you simply put the VR back on the same generator and make no attempt to find the problem - the VR will simply repeat the same dance over again.
So long as the VR case is tightly mounted on the generator and the generator post is tightly connected to the input terminal of the VR - the generator should be protected from burn out. It has not failed yet in a single case to have not protected the generator when something has gone awry which usually is during the first install when things are a bit shakey. A KNOWN GOOD GENERATOR is the key to your success with our VR and then the ability to read and follow instructions to the letter. I am happy to answer any technical questions here or when you call. I would prefer to answer your questions before you see some smoke.
I have a late night wedding my 1919 touring car has to attend in the early spring so I have bought a 12 volt starter and alternator from Mr. LD Becker. Mr. Becker makes the starters from early model GM starters and converts them to work on the model T�s. I�m told that the 12 volt starter will not slam the ring gear like the 6 volt would on 12. I will be using 12 volt Halogen bulbs for brighter lights for safer night time driving. I rarely ever drive at night but as this wedding is family and I was asked personally for the T. After the wedding I�ll put everything back to the 6 volt system.
The automotive industry is considering changing to a higher voltage and perhaps as high as 24 volts. The thinking is they will use less wire connecting things together and save money and weight. Why else would most aircraft use 400 volts on a lot of equipment today ? They will continue to make 12 volt batteries for a while but six is to soon be nixed. Golf carts be damned, they will have to walk like the rest of us do in these times of change for the sake of change.
Keith, go into your local drug store at 10:00 o'clock at night and try to get a six volt bulb or battery. Or try to get a jump start, or borrow a charger out in the real world when you are in trouble and the children just want to go home . . . now !
When you go to get a six volt battery the big box stores do not have them. The battery stores have three or four and about 50 or more different sizes of 12 volt selections.
Again, the automotive industry is considering changing to a higher voltage and perhaps as high as 24 volts. The thinking is they will use less wire connecting things together and save money and weight. Why else would most aircraft use 400 volts on a lot of equipment today ?
Keith, again, please go into your local drug store at 10:00 o'clock at night and try to get a six volt bulb or battery. Or try to get a jump start, or borrow a charger out in the real world when you are in trouble and the children just want to go home . . . now !
When you go to get a six volt battery the big box stores do not have them. The battery stores have three or four and about 50 or more different sizes of 12 volt selections.
Some things just have to move along.
Try an alternator on your Speedster at some events and go home without playing the game.
If you have never had these nice times as you say you never have had, then you are truly blessed. Some things just have to move along with what is available in these times of "change".
If you have never had these "nice" times, then you are truly blessed and my you continue to be so anointed ! Frank
Wow Frank!
I am familiar with the old (WW2) 24 volt 400 Hz. power, but the new fighters have gone all the way up to 400 volts? Are they still using 400 Hz?
The starter bendix spring looks just like Jim Patrick's pictures on 6V. They get that way over decades of use. My '15 has been on 12 volts since the Johnson administration. No problem, don't worry about it.
Arquing over which system to use (6 volt or 12 volt} makes as much sense as arquing over which oil to use or which battery is best. Every one has their own idea. Use what you think best.
Yes indeed, but that would be taking away the fun of the 'I Know Best' gang who seem to have nothing better to do than clog up a useful forum with guesses and hearsay - why?
To make themselves look experts?
To pass the time?
I am grateful for all the useful information on this forum, but I am getting fed up with the rubbish in between from ill thought out respronses from self appointed experts.
Like I said in another thread recently, 'If you don't know, keep quiet'.
Chris M.
Chris, I don't know most of the answers and I am certainly no expert, but I have owned a Model T for 40 years and, while I may not have the difinitive answer, I, like most of the members here, have many years of experiences that may help others.
I don't think there is one person that comes on here to showoff or try to make themselves look like experts, but there are those that I consider experts and I value their advice, immensly.
Anyone who takes time away from what they are doing to try and help a fellow Member is doing so because thay really feel that what they have to contribute will help. In my book, the more opinions and experiences that are expressed the more choices of solutions the questioner has to choose from. It is criticisms and ridicule of those trying to help that we don't need.
If everyone who didn't know, kept quiet, it would be a very dull and quiet Forum, indeed. Jim Patrick
Most modern jet aircraft use 28 volts DC to start the auxiliary power unit (APU). After that happens most items are operated on AC volts, typically 115 V / 400 hz.
There are many ways to skin a cat, as the saying goes, and so there are some aircraft that use so - called "wild frequency" AC power because it is efficient and weight saving. This is a constant voltage, variable frequency AC power.
It is relatively easy to regulate voltage output from an AC generator. Not so frequency; typically the easiest way to regulate frequency is through the use of a constant speed drive (CSD) in between the generator and the engine. These are heavy, complicated, and troublesome; so the industry has generally moved away from the CSD for new designs.
I run a 12v deep cycle battery with 1157 bulbs with one peg ground off for headlights. I pulled the bunners out of the oil lamps and slide in older metal 1157 sockets and tried to hide the wires. This works ok when all the lights are lit for show but I really try to stay away from night driving, noone can see the car at night anyway. The engine startes and runs just fine on 12v and a voltage test with a meter indicates when a recharge is needed. Again this works for me as I really don't want to spend much time wrenching when the weather is nice and I could be driving.
I changed to a 12v system back in the 70's since I could not find reliable 6 volt batteries. Like many posting here I have broken my share of bendix springs until I started using a Model A bendix spring and grade 8 bolts to hold them on. I think I have only destroyed two bendix drives on two T's over the past 40 years. I used the old original generator for many years but now have a modern 12v generator that one of our vendors sells. The generator doesn't look so out of place to the general public. - John
Connecting 12V to an unmodified 6V starter motor can never be acceptable. I've driven on freeways and out in the the middle of nowhere at night and find the standard 6v headlights just fine for the speed at which one should be driving. Too many people want their T to be a de facto modern car perhaps?
It's a simple matter of the 12 volt batteries being $29 and available anywhere versus twice that for a 6 volt and good luck finding one in the middle of no where while on tour. I have 6 volt headlight bulbs in series replacing the original 9 Volt bulbs in my '15, but do use 12 volt tail and stop lamps. None of my T's have any sort of charging system. I just hook up the smart charger when the car is not in use.
My starter gets used only once in a blue moon. One or two pulls on the crank starts the car. The starter is handy if you stall in the middle of an intersection though!
The secret to a good electrical system is good wiring, and a good starter switch, and of course a good battery with clean terminals. Both my '25 pickups start really good, and fast too with 6 volts. I also use the old 1158 21-2 cp bulbs in the headlights, and they are fine. Those 50 cp bulbs just drain the battery, but they sure are bright. I don't know if 1158's are still available or not, but I pick them up at swap meets.
Then, there are those of us who use 6v dry cells to power the coils for starting, our right hand for cranking (Hee hee hee), our magneto for normal running, headlights and horn, and lamp oil for cowl and tail lights. I must be a glutton for punishment.
Royce - And the other problem is that IF you are lucky enough to find that 6 volt battery in the middle of nowhere on a tour, it's probably in bad shape from having been sitting on a shelf in some back storage room in the store for about a year and a half without ever having been charged up!
If you do switch to 12v, I did it on my 14 touring, I would recommend an alternator and rewiring the starter for 12 volt operation, basically the coils are wired in series rather than parallel. There has been articles on this modification on this forum. Also I would recommend only using the starter button to energize a starter relay. It can be mounted along side the button and will give years of reliable service.
By the way Ivan, I recognize the road with the speedster, but there is no shadow under the car!!!! Are we sure it�s San Diego???
[Connecting 12 volt to a unmodified 6 volt starter motor can never be acceptable] By John H. Pure Bunk!!! Go to a tractor site and see how many tractors have been converted to 12 volt without touching the starter!!! Im far from being a expert but i think most starters will handle up to 24 volt in short cranking times?? Bud.
I don't claim to be any sort of a starter expert. I just know 12 volts hasn't caused any problems and we have been doing it for a long time.
I think it depends on the starter. There is a lot of evidence to suggest the T starter holds up pretty well. I have to wonder how much bendix spring damage is caused by forgetting to retard the spark and how much is caused by 12 volts.
Having said that, we have a Farmall H that someone had converted to 12 volt before we got it. It eventually cracked the bearing housing on the rear of the starter. That rear plate appeared to be pot metal. I went to a tractor junk yard and bought another rear plate off of a junk starter. It was cast iron. I figured it would last longer. WRONG! It didn't last more than a month or two. We resorted to cranking it with the hand crank for a couple of years until we had it painted and had a few other things done. At that point, I wanted to go back to 6 volt, but it's hers and she let the guy talk her into staying with 12 volts, but had some work done on the starter to make it stand up to the 12 volts. Not sure what they did, maybe wired in a shunt or something? At any rate, it's been fine since then, but before the starter work was done, it committed suicide twice.


text:
469-470 Faith in the Will of Fire
Naruto is sitting at a table with the Kakashi, yamoto, sai, kiba, bushy brow, and sakura.
He has a troubled look on his face
as he listens to their words. Then sakura looks at Naruto who immediately averts eye contact with her. Sakura is suddenly
surprised at this this action.
Sakura: "Naruto, you do not have to take on this burden alone. I was Sasuke's teammate too. You do not need to take on this
heavy burden alone."
Naruto: "Are you really that blind of how far this situation has gone?"
The others are shocked at what they have just heard from Naruto. Sakura's eyes begin to tear up.
Sakura: "I am well aware of the sacrifices you have made just to get us even close to sasuke but Im saying you do not have to
take those risks alone."
Naruto: "And what exactly can any of you do in this situation? Nothing."
Kiba gets mad and stands up slamming his fist on the table. The others are surprised at what kiba has done.
Kiba: "Don't underestimate the rest of the ninjas in this village. Many of us have faught hard to get to where we are!"
Kakashi: "...."
Naruto looks up at Kiba and pulls out a kunai. He sets it on the table. The others are surprised at what they are seeing.
Naruto: "Sadly Kiba the shinobi we are facing now are not some simple bandit shinobi you may have faced thus far."
Yamoto: "..."
Naruto: "I would have thought the assault by Pain on konoha would have taught many of you that by now."
Naruto goes sage mode and instantly breaks the kunai at the middle of the blade in half. Everyone's eyes stare in shock at what
they are seeing. Naruto smiles and sets the blade edge first down into the table imbedding it deep in with no effort.
Naruto: "That is the kind of power you face out there. All it takes is one second of being off guard and you are...."
Naruto changes into sage mode and seems to be surprised. Kakashi and Yamoto notice Naruto's expression with concern.
Kakashi: "What is it?"
Naruto: "We have guests incoming. Several shinobi including a tracker."
On a hill side overlooking the cabin. Garaa, Shii, Kankuro, Temari, Tsuchikage, Raikage, and Mifune with a few samurai.
Raikage: "So are they in there or not Shii?"
Shii: "Im sensing 3 no 5 shinobi. What the?!"
Shii instantly senses the sage chakra and then sees a huge toad eye watching him.
Shii: "There is someone in there with a chakra unlike anything I have sensed before. I think it sensed me as well."
Raikage: "Jinchuriki chakra? You have sensed that before with my brother."
Shii: "No this is different. This chakra is almost alien. Its unlike anything I have ever sense before but whoever it is that is in there with them is far stronger than anything I have ever sensed before."
Tsuchikage: "Then lets just go investigate who or what it is that is in there. Im freezing my butt off out here."
Shii: "Its coming this way. It will be here any second."
Raikage: "Everybody stand by and prepare for combat."
Mifune: "Spread out. Do not let anyone get near the kages."
Shii: "Its almost here."
Raikage: "Where? I don't see anything."
Temari: "Look out! Its coming from above!"
The others scatter to avoid the huge shadow of the falling object. The object hits the snow hard causing the snow to flurry around
obscuring their view. When the snow clears the others are shocked to see Sage Naruto with several clones with Kakashi and Yamoto
riding on a huge toad with a massive sword. The samurai charge forward and naruto prepares a rasenshuriken.
Garaa: "Stop! Its them!"
Naruto turns to look at Garaa and Garaa is shocked to see naruto's eyes have changed as well as the monsterous rasenshuriken.
Raikage: "..."
Shii: "Boss its him. Thats the guy with the wierd chakra."
Kakashi: "Easy naruto. These people are not akatsuki."
Naruto powers down the rasenshuriken and jumps off the toad.
Naruto: "Thank you. Say hi to Pa Toad for me."
Toad: "No problem kid."
The Toad desummons while everyone stares at Naruto who is still in sage mode. Kakashi smiles and looks at everyone.
Kakashi: "Lets all get inside the cabin and rest. Its rather cold out here."
Tsuchikage: "Finally someone I can agree with. My hands are frozen."
Raikage thinking: "What was that jutsu he was about to use."
Everyone is inside the downstairs section of the cabin. Everyone is staring at Naruto who stands by the fire. Raikage
Kakashi: "So that is what Madara is planning?"
Garaa: "Yes. He seems to be determined to summon this juubi and afflict everyone with a genjutsu."
Yamoto: "So that what he meant by the eye of the moon plan."
Raikage: "But all that is not as important now as what must be done. Naruto and my brother must not fall into his hands."
Naruto: "And what makes you think I can't defend myself against them?"
Garaa: "Naruto, we have no idea just what Madara has planned so we have no way to protect you if you are on the battlefield."
Naruto: "Or do you mean to protect yourselves?"
Garaa: "....."
Tsuchikage: "Don't worry kid. You will be kept in good safe hands until this is all over."
Naruto: "And when will that be. 1 year? 5 years? 10 years? Madara has hunted me my whole life since the day I was born but he has
never gotten me nor will he now."
Raikage: "And if you refuse to come my people will gladly keep you locked away until this crisis is over."
Naruto: "I would like to see you try."
Raikage: "You impudent brat!"
Kakashi: "Easy naruto. Why don't you go check on the others upstairs."
Naruto: "...."
Naruto heads up the stairs and the door to upstairs closes.
Kakashi: "I think the real issue here is that all of this right now is based on reaction from threat instead of relying on actual information."
Garaa: "How so?"
Kakashi: "I don't think any of you in this room with the exception of myself or yamoto who realize just how powerful Naruto really is?"
Yamoto: "Should we really tell them this?"
Kakashi: "Relax. How much do you really know about what happened to Konoha a few days ago?"
Raikage: "My people have said that there was a battle with akatsuki but no one was killed except for 7 members of akatsuki with one
unaccounted for still."
Kakashi: "But did your people tell you that the persons who attacked konoha included a user of the Rinnegan?"
Tsuchikage: "The rinnegan? So Madara really does have someone with the rinnegan."
Kakashi: "Had is the more appropriate word. That rinnegan user aka Nagato was killed in action during that battle."
Everyone gasps except for kakashi and yamoto who looks concerned.
Tsuchikage: "That boy killed a legendary Sage? How?"
Kakashi: "By becoming one himself."
Garaa: "So Naruto is a sage now?"
Kakashi: "Correct. A toad sage to be exact. That is not the least of it though cause there is something more."
Naruto walks into the room. The others are listening through a hole in the floor when Naruto walks in. They are all startled when Naruto walks into the room.
Naruto: "Can I have a moment alone with sakura?"
Kiba: "But they were just about to talk about their plans concerning you. Don't you want to know yourself?"
Sakura: "Its alright guys. I need some time alone with Naruto."
Sai, Kiba, and Bushy brow leave the room through the same door that naruto entered.
Naruto: "Im sorry for being so harsh with what I said before but its the truth. They all incapable of fighting in this situation since
none of them is nearly strong enough to take on akatsuki."
Sakura: "And what about sasuke?"
Naruto: "Sasuke has been manipulated by so many people, he isnt the person I knew any more. He has become a tool of a bigger monster."
Sakura: "So you still intend to search for him?"
Naruto: "Yes but now more than ever since I must know for sure if this is truly the choice he has made."
Sakura: "Sai also told me about other things."
Naruto thinking: "What else did Sai tell her about."
Sakura: "There is something else I must know though Naruto."
Naruto: "What is it sakura?"
Sakura: "Do you really love me?"
Naruto: "...."
Raikage has a smile on his face as does Tsuchikage while Garaa's eyes are wide at what he has just heard as are the eyes of everyone else except for kakashi and yamoto.
Raikage: "I never would have imagined it. The Yellow flash actually had a son and that boy is it."
Kakashi: "That is correct. Naruto already has shown he has the capability to easily surpass the fourth hokage. In fact he already has to some extent."
Tsuchikage: "And this jutsu that the boy created can actually do what you say it can do?"
Kakashi: "Exactly. I saw it myself. Its potent enough that probably if used at the right time could be the only weapon possible to truly defeat Madara."
Raikage: "Alright. Its settled. If this boy is as powerful as you say he is then he may be our best weapon against madara."
Tsuchikage: "I guess my plan of the 8 tails and 9 tails working in tandem with the alliance is not such a bad idea, eh kazekage?"
Garaa: "I still have my doubts but none the less you have presented a pretty strong arguement."
Raikage thinking: "Convincing my brother to behave on the other hand will not but if this kid is as strong as what he suggests then he could probably handle him even better than I could."
Raikage smiles and Mifune looks at all the others in the room.
Mifune: "So we are in agreement then. Naruto will be immediately given the assignment to trackdown the 8 tails accompanied by team
samui and yamoto."
Kakashi: "I will go check on Naruto and tell him the news."
Killer Bee is shown standing on top of a tree top overlooking a huge swamp with sharks swimming around the tree.


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Im going JVcrazy. WHY CANT NEXT SEASON START ALREADY?!
Im going JVcrazy. WHY CANT NEXT SEASON START ALREADY?!
The buyout is virtually nothing for a guy who is poised to have huge paydays in the NBA down the road. Getting over here ASAP, even with the buyout, starts that rookie deal and allows him to be more likely to cash in big twice in North America with veteran contracts. Then you have endorsement deals. He'll be more than fine.
With such a diverse population as Toronto there should be lots of opportunities for him the recoup some of that buyout money. I posted comments by JYD in a thread last year. Basically the idea he was expressing was all these American players seem to think that their endorsement opportunities in Toronto are limited but on the contrary, being in Toronto is an advantage, especially to those who aren't top tier stars. He went on to say that in Toronto you really have a whole country besides the U.S. to work with, as opposed to players in the U.S. mainly having strong marketing campaigns in their local city but not nationwide unless they're superstars. Basically if you're not a superstar you'll be hard pressed to find a better market for big endorsements than Toronto. Carter obviously had huge endorsement deals in Canada and everywhere but role players like JYD himself would never get the kind of off the court coin he made in Canada if he were playing for say the Pistons.
It's hard to label one-dimensional players as "franchise players". Mutumbo was a great defensive player, but I've never heard anyone refer to him as a franchise player. And Biyombo has a long way to go before he ever reaches Mutumbo's accolades.
If Biyombo is considered a franchise centre or a 1st NBA all defensive team in the next three years, I will streak down Yonge street. He is nowhere near as versatile as JV. Why are we even debating this?
Next season we may be watching the combination of Anthony Davis and Biyombo defending the rim in Charlotte.
Biyombos athleticism is the only thing that puts him ahead of Valanciunas and players dont excel purely on athletism (see Tyrus Thomas, Sean Williams, Hasheem Thabeet etc.) so sometimes it's better to draft less athletic players, but with better fundamentals and there's a better chance of them becoming high impact nba players
Trade him for prospects!!!! (couldn't help myself)
"so much potential!!"
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Those who have been following the news know that Sony has
seen better days. Sony revealed to investors that net income for the year will
decline 35 percent to 80 billion yen (US$675 million) from a year earlier,
great short of the July forecast of 130 billion yen. Operating profit will fall
62 percent to 50 billion yen (US$420.6 million) this fiscal year, while the
sales forecast was kept at 8.23 trillion yen (US$69.2 billion).
Reasons cited for the dive in profits are fairly obvious.
Sony CFO Nobuyuki Oneda said in this mini report that a total of 9.6 million
Sony-made PC batteries which were found in Dell, Lenovo, Apple, Toshiba,
Fujitsu, Sharp and Sony's
own notebooks could be subject to the company's global recall. Oneda said
replacing the cells will cost 51 billion yen (US$429 million).
"The cost of the recall is our best estimate,"
Nobuyuki Oneda told reporters. "It may rise or fall."
Other reasons behind Sony's big financial revisions came
from PlayStation 3. Sony announced at the Tokyo Game Show that the 20GB variant
of the PlayStation 3 would receive a 20 percent price cut even before it hit stores
and that it would include an HDMI connection that was previously reserved for
the more expensive 60GB version. While this was good news for consumers, to
investors it meant a more costly machine to produce. PlayStation 3 sales
projections were also cutback due to the delay of the European launch.
Read more about it in this Reuters


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A lot has changed in Toronto since December 10th and the original "Blow it up.... Seriously" thread:
- The Raptors have gone 10-4.
- They are no longer the 2nd worst team in the league; they are now tied for 8th worst in wins with 14 (and 2 wins away from 5th worst).
- The playoffs no longer seem like a comment worthy of ridicule but they are still far from a possibility.
- The style of play has done a total 180.
- The youth are getting more minutes (exception is JV who is injured but was getting minutes all along).
- Casey no longer leaves you saying "WTF!?!?!" after nearly every possession/sequence.
Just a quick refresher on what blow it up originally implied:
Despite the turnaround, I still think talent and management continue to be an issue. The Raps still lack all-star talent and Colangelo continues to prove his drafting prowess but the other areas of team building (trades and especially free agency) are sketchy at best. Also, again despite the turnaround, the Raptors have gone from nearly the worst of the worst to the best of the worst with the possibility of creeping up in to the nearly worst of the average.
- fire management
- trade current veterans (Bargnani, Calderon, Kleiza, Amir) for worse contracts, like the worse of the worst in the league, for draft picks
- realize the current building process of the team is a giant FAIL and its ceiling is mediocrity if all goes according to plan.... for the love of sweet baby jesus the Raptors are the 2nd worst team in the league 21 games in!
- play the youth (DD, ED, TR, JV)
I still believe the Raptors are ahead of the game if they went this route of taking on sh!t for prospects and picks. They already have 3-4 good young players. Another 2-3 drafts with multiple draft picks should do it. And if it does not, well, they'll be no worse off than they currently are: average at best.
The original poll had 69% advocating "Blow it up!". What do you think now?


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Fiserv Pockets Once Feisty Foe in Open Solutions: Print Preview
The Rundown
- Open Solutions' debt burden leads to eventual sale.
- DNA platform to replace Acumen.
- Fiserv CEO says other platforms remain supported.
While Fiserv Inc.'s purchase of Open Solutions Inc. marked the end of an era, it also sparked conversation about how the financial services technology giant will handle the addition of another handful of core account processing platforms to its portfolio.
The Jan. 14 purchase, for $55 million in cash and another $960 million in assumed debt, marks the end of a feisty Fiserv competitor that at one time threatened its domination of the credit union technology space.
Open Solutions–founded in 1992 in rented space in a Connecticut shopping center–made headlines and money while Louis Hernandez Jr., its aggressive CEO, engineered acquisitions and billion-dollar credit union signings to its new relational database platform, which went through various iterations and names before ending up as CUnify for smaller credit unions and its flagship DNA platform for larger credit unions.
The Glastonbury, Conn., company had about 3,300 customers worldwide on all its solutions. Its revolutionary, at the time, idea of opening the core platform to third-party add-ons, continued to the very end, with the success of its critically acclaimed and copied App Store for developers.
Its precipitous climb helped Hernandez take the company public and then later, take it private again with the help of capital investors Carlyle Group and Providence Equity Partners to the tune of a reported $1.3 billion, including debt, in 2007.
That debt apparently helped lead to its eventual sale, as financial pressures kept Open Solution from continuing what had been its hallmark: continuous upgrading of its core platforms with integrating technologies that could deliver the latest products and services.
That fact had become widely known in the industry, and Fiserv President/CEO Jeff Yabuki acknowledged that in an interview with Credit Union Times the day after the purchase was announced.
"We believe there were two big issues that faced Open Solutions," he said. "One was the amount of debt they had for a company that size. It really burdened them to not be able to invest the capital necessary to take advantage of the opportunities embedded in DNA and its other platforms."
"The second thing is that they didn't have the full suite of add-on solutions that credit unions and other financial institutions prefer to buy. We know they want to get as much well-integrated technology from their core provider as possible, and we believe we have eliminated both those problems by this acquisition."
That included eliminating the competition at the top. Wisconsin-based Fiserv rolled out Acumen in 2009, positioning it as the upper-end alternative to DNA and another fierce competitor, the Symitar core from Jack Henry & Associates.
After years of putting together a client roster of several thousand credit unions through internal growth and acquisition of competing core processors, Fiserv touted Acumen as an all-new platform with 360-degree member-facing features and an emphasis on Web services and other integrating technologies. Now it apparently is replacing that top position with DNA.
Open Solutions had about 800 credit unions, community banks and thrifts on its core platforms. About 30 of Fiserv's credit union clients bought Acumen. Thousands more are on legacy platforms such as XP2, CUSA, DataSafe and Portico, to name a few.
Yabuki said support for those platforms will not change. "This does not represent any fundamental change," Yabuki said of the Open Solutions purchase, comparing it with the $4.4 billion acquisition of payments provider CheckFree in 2007.
"CheckFree really brought transformational change to Fiserv in terms of providing us with market- leading payment capabilities," the Fiserv CEO said. "Open Solutions brings a number of innovative products to bear on the market but at the same time does not bring transformational change."
But the Fiserv CEO said he does not see Acumen and DNA ultimately co-existing in the Fiserv lineup. "Over the next 24 months we want to take some of the unique capabilities we have constructed within the Acumen environment–such as customizable workflows and member management capabilities–and export that over to DNA. We think that will make it ultimately the most innovative and existing account processing platform available."
That should sound good to credit unions in the process of converting to DNA, such as the $2.3 billion, 133,500-member Affinity FCU in Basking Ridge, N.J.
"I think this can only be good," said Affinity President/CEO John Fenton. "Their debt situation has been concerning us, and now that concern should be off the table. I also think this is a good acquisition for Fiserv, but they'll have to unload some of the older legacy systems or risk being spread too thin, resource wise."
Meanwhile, Scott Hodgins, research director at Cornerstone Advisors in Scottsdale, Ariz., said he was aware of conversion problems and delays at some credit unions making the move to Acumen, although there was a mixed reaction to the sale among his company's clients.
"I have to think that they're not all going to be happy about it," he said of the possibility of Acumen being supplanted by DNA. "But I also think a portion of Acumen signees in various stages of implementation are going to be glad they have an out now."
He also said he expected the acquisition to have a short-term effect on how Cornerstone Advisors works with conversion projects.
Another credit union consultant had a similar view. "I know they were having some troubles with Acumen, and now it sounds like they're going forward with a new technology platform," said Randall Pearson of Pearrari Solutions Inc., a Tucson, Ariz., consultancy.
Pearson, who noted that his consultancy focuses on lending and e-banking technologies for community financial institutions rather than core platforms, also is board chairman for the $116 million, 14,100-member Pyramid FCU in Tucson.
His credit union uses Open Solutions' CUnify platform and while he stressed that he was not speaking for Pyramid FCU but as a consultant, he did note that the Fiserv purchase might make a difference there.
The question there and elsewhere, observers said, will be whether Fiserv makes upgrades to the CUnify platform to make it more amenable to third-party add-ons or isolates it while urging clients to upgrade to its coming iterations of DNA.
"They weren't maintaining CUnify and it wasn't that current," Pearson said of Open Solutions, "so now we'll see what Fiserv does to incent credit unions to move up to DNA and get the good stuff."
He added, "Fiserv is very experienced at acquiring other companies but also has been criticized for not rationalizing its assets, for letting so many competing cores and lending solutions and online banking solutions out in the marketplace."
"They've made progress on that in the recent past and this presents another opportunity to do something about it. I mean, why buy three cores when you already have so many? Which solution is going to be the winner? I think it's going to be DNA."
He also sees the technology giant using its existing products to help make that happen, particularly in the payments arena.
"With iPay being owned by a major competitor [Jack Henry & Associates], they'll want to create interfaces and incent migration to CheckFree for bill pay and CashEdge for A2A and P2P," Pearson said. "They may even put some of the e-banking solutions into maintenance and encourage uptake of the next generation e-banking solutions that they intend to operate for the long run."
Fiserv also strengthened its competitive position. "This acquisition reinforces Fiserv's leadership in credit union and community bank core processing," said Robert Hunt, senior research director, Retail Banking, at CEB TowerGroup in Boston. "I would say the price is high, especially because of all that debt they took on, and I think the key is Fiserv's ability to sell products and services into that new customer base. That's something Fiserv has done before very successfully with their acquisitions in the past."
Fiserv did eliminate one of its competitors with the Open Solutions takeover, but another financial services technology analyst said that's not necessarily all bad.
"I think this will prove to be good news for the credit union industry," said Christine Barry, a research director at Aite Group in Boston. Also for Fiserv, as it takes advantage of the opportunity to cross sell to credit unions payment and other products that Open Solutions lacked, Barry noted.
She added, "Open Solutions had a lot of success offering DNA as a very modern product for credit unions and banks, and a lot of them were holding off on signing with Open because of its financial position. And now Fiserv can invest in the DNA product in ways that Open Solutions could not afford to."
As for sunsetting its current platforms, Yabuki said that was not currently in the works. "We know that each financial institution is unique and no two are created equal," the Fiserv CEO said. "Each institution has to make decisions that make sense for them, depending on what their culture is, whether they want to run the core accounting system in-house or outsourced, or want to be on platform one, platform two or platform 12." Yabuki saw his company's workforce grow by about 1,400 to just more than 21,000 and when asked if existing core platforms would be eliminated, including Open Solutions', and whether those former Open Solutions employees were in jeopardy of losing their jobs in the acquisition, replied flatly, "No."
"We have a lot of respect for what Open has done with DNA and are very excited about having them in the Fiserv family," he said.
Time will tell.
"Well, whenever these things happen, you hear the standard blather, 'nothing's going to change,' and so on," said Pearson, the Arizona-based consultant. "Well, we'll get past that part of it and be in the reality part in a few months."


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There's something that has been puzzling me for a while and to find out more about it I read chapter 139, from page 8 to 10 you can see Kakashi standing infront of a grave while being accompanied by a woman.
That woman asks Kakashi if he's here because of Obito and then we never see her again, now what if that woman is actually Rin?
Ok sure they don't look alike and their haircolor is different, but then again it could be possible that she used a jutsu similar to the one Tsunade used to change her appearance, or maybe she just changed her haircolor?
I mean c'mon we got ninjas that can revive the dead, destroy a whole village, throw down meteors and breath fire so changing your haircolor shouldn't be out of the question.
Especially since Nagato did it with his six paths of pain, they all had the same haircolor as Yahiko.