text:
Filling in the Blanks: Lending Webinar Q&A
There were some unasked, and unanswered, questions from the webinar held on Aug. 1. We wanted to provide those answers here. The webinar was titled "Loans: The Next Frontier" and featured Midwest credit union executives Minh McKenzie and Dave Larson, as well as Sarah Snell-Cooke, the Credit Union Times editor-in-chief who served as moderator.
- SEE the Aug. 1 webinar.
- READ a news article about these credit unions' strategies.
- REGISTER for the Oct. 17 webinar on managing through mergers and acquisitions.
- REGISTER for the Dec. 5 webinar on regulation and compliance.
The focus at the Aug. 1 lending session was on strategies, technologies and culture changes that have led to success in lending at their credit unions.
Here's some of what they had to say later.
First, from Minh McKenzie, vice president of sales and service at Community First Credit Union in Appleton, Wis.
What type of training did you use?
CML – Creating Member Loyalty through CUNA
Did you design your own employee survey or did you use an outside provider? How was this structured?
No, we partnered with IIT Center for Research & Service at (312) 567.6472 or www.center.iit.edu.
How do you implement the surveys to your members? Do you direct mail, in office, online, or outsource?
We use Raddon to implement our member surveys. They use direct mail and phone surveys.
How are you measuring job satisfaction at the credit union?
From our employee survey and observations. From how we treat one another and our members.
In addition to training to facilitate the culture change, what tools or technology are being used moving off the transactional platform?
Training, coaching and spending time with staff in the branches. We expect our branch managers and head tellers to coach our team in the desired service skills and behaviors.
What was the turnover rate while you were changing the culture?
It was extremely low for us at CFCU. The key is to communicate the reasons why we're transforming to the Sales and Service Culture.
Since you are from Wells Fargo, what do you see as the difference between your CU after training and the culture you came from at Wells Fargo?
Our employees at CFCU have the desire and commitment to help our members versus a high sales focus culture at Wells Fargo.
Would you say that focusing on home loans, where you get a lot closer to your member, is one of the secrets to your success?
Yes, it's our ability to have a conversation with our members to uncover the home equity and/or mortgage loan opportunities.
Has Community First cut staff over the past five years?
We did not have any forced layoffs the last five years and have grown our staff from 360 employees to 400 during that time.
And here are responses from Dave Larson, senior vice president at Affinity Plus FCU in St. Paul, Minn.
How do you stay in touch with members who never come into a physical branch?
We've created several channels in which members can reach us conveniently when they are unable to visit us in a branch. And because of these channels, our membership spans across the country and internationally. Our most popular source of contact for members is over the phone, and just over the past year, we've experienced a 15% increase in volume. We offer instant chat that allows members immediate responses to all account-related questions. On average, our members send us over 3,300 chats a month and this continues to increase. Additionally, members contact us through the email channel; we reach out to members with organizational announcements and updates through email; and we offer online loan and account opening on our website.
Is the growth in members a net change? If not, what is the number of members leaving your credit union each month?
On average, we've welcomed about 2,000 members each month consistently over the past several months. At this point we do not have a number for members who leave each month.
You mentioned quite a large mortgage portfolio – both loans generated and loans serviced. Do you sell your mortgages on the secondary market, and what percentage is your mortgage portfolio of total loans?
We do sell loans to the secondary market. I believe our mortgage portfolio represents approximately 30% of our total portfolio.
Were incentives a significant part of your culture evolution?
Several years ago employees were incented to "sell" products to members. However, this did not align with our strategy of doing the right thing for members and focusing on the person, not the organization (or profit). Employees offer products and services to members based on the individual needs and wants of the member. Now, high-performing employees – those that believe in and support our vision – are given an annual bonus.
What categories are you seeing your loan growth from?
Auto, credit card, first mortgages.
If a member can talk to any member adviser, is all staff registered with NMLS so they can talk real estate?
How have you achieved 13% member growth?
Our members are avid referrers. Approximately 80% of our new members are referred by their friends and family. Additionally, we have an active and physical presence on four college and university campus locations, which is a factor in member growth. Our "Ditch Your Bank" campaign, which targets people who are tired of their banks, has also contributed to this growth.
Is your staff represented by a union? If they are represented by a union, how were the changes implemented?
We are not union.
What are your total assets if your lending is about $3.4 billion?
We have $1.5 billion in assets and service about $2.0 billion in mortgages.
Where is your credit union located? What is the mix of your membership, blue collar or white collar?
Our corporate office is located in St. Paul, with branch locations across Minnesota. Our membership spans across all demographics and backgrounds. We are proud to state that the common thread in the mix of our membership is that they are ordinary people who do extraordinary things.


text:
HOUSTON - Emergency officials held a drill at Reliant Center designed to prepare them for the next big storm to hit the Houston area.
Officials call it a worst-case situation. A hurricane hits and Houston TranStar fails. The backup emergency location fails and now county leaders scramble for a third makeshift location.
"This is assuming we lost TranStar for some reason, which we certainly hope never happens. We lost the backup, and now we're at Reliant," Harris County Judge Ed Emmet said.
We all remember Hurricane Ike and how it devastated the area. Now Harris County officials are doing all they can to prepare for our next storm.
Even though it may be just an exercise, they treated it like the real thing. Emergency officials simulated a disaster with a room at Reliant as their emergency hurricane headquarters.
They used the event to test their communication skills and their response and recovery times. County leaders said they need to be ready for anything.
"We can't always assume what happened before will happen again. We will never face a storm like Ike again. It may come at a different angle, different areas of the county may be affected, the power may be impacted in a different way," Emergency Management Coordinator Mark Sloan said.
"You can never say anything is always when dealing with an emergency, because you just don't know," said Emmet
County leaders are preparing, and they said residents need to prepare too. If you don't have a hurricane survival kit, now is the time to get one.
Copyright 2012 by Click2Houston.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

subset: commoncrawl


text:
NOTICE OF APPLICATION FOR TAX DEED Notice is hereby given that Louise W. Crosley, holder of tax certificate No. 2987 issued May 24, 2000, has filed same in my office and has made application for a tax deed to be issued thereon. Said certificate embraces the following described property in the County of St. Johns, State of Florida, to-wit: PARCEL NUMBER 115550-0000 SEC 41 TWP 07 RGE 29 6-6 LEWIS SUB OF BLKS 68 & 69 DANCY LOT 9 BLK 2 OR411/85 & 87 The assessment of the said property under the said certificate issued was in the name of LOFTON A. MATTHEWS. Unless said certificate shall be redeemed according to law, the property described therein will be sold to the highest bidder at the front door of the St. Johns County Judicial Building, 4010 Lewis Speedway, St. Augustine, Florida, 32084, on SEPTEMBER 26, 2007 at 12:00 o'clock noon. Dated this Aug. 16, 2007. (OFFICIAL SEAL) Cheryl Strickland Clerk of Circuit Court of St. Johns County, Florida In accordance with the Americans with Disabilities Act persons needing a special accommodation to participate in this proceeding should contact the Clerk of Court at 4010 Lewis Speedway, St. Augustine, FL 32084 no later than seven days prior to the sale date. Telephone: (904) 819-3657; 1-800-955-8771 (TDD) or 1-800-955-8770 (V), via Florida Relay Service. L2250-7 Aug 22, 29, Sept 5, 12, 2007
Posted from 22-Aug-07 to 12-Sep-07
© 2018. All Rights Reserved. Contact Us


text:
Hunters learn winners of N.H. moose hunting permits
CONCORD, N.H. (AP) - The number of moose hunting permits awarded by lottery is down significantly, and so was the mood of celebration as hunters packed New Hampshire Fish and Game headquarters in hopes of hearing their names called.
Fish and Game officials Friday announced the winners of the 124 permits - less than half the 275 awarded in recent years.
Only one hunter in the standing-room only audience won - Keven Lefebvre of New Boston. He's been enrolled in the lottery since it began in 1988 and won a permit 10 years ago.
The decline in permits offered this year reflects a drop in the moose population - from a peak of about 7,600 in 1996 to about 4,400.
Fish and Game officials say 10,420 hunters entered.
Moose season runs from Oct. 18-26.
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


text:
AUGUSTA -- Jonathan Byrd revealed a secret Friday after he finished the second round of the Masters Tournament.
On the screensaver on his phone is a photo of a golfer who is the picture of confidence. The golfer has just "smoked" a tee shot at No. 17 on Sunday at the 2003 Masters.
The golfer is Byrd, who was looking to recapture that feeling from his Masters debut, when he tied for eighth. He had missed the next three cuts before posting 72-71 for 1 under this tournament and a tie for 19th going into Saturday's third round.
"I didn't let people see it," he said of the screensaver. "Every time I looked at that phone, I was looking at my picture, just trying to remember. I see myself playing this golf course well. I know this course suits my game. I feel good on it. I've just kind of let go a little bit and go play."
Byrd had gone 74-71-71-72 in 2003. His next six rounds were 79, 74, 75, 74, 73, 78.
"You can't be tentative playing this golf course," Byrd said. "You've got to be trusting in what you've got and go after it. I feel like I did that in '03. I'm getting better at that this year."
He started fast on Friday, making birdies at Nos. 2, 3 and 4.
"On a windy day, to be 3 under through four (holes), that just takes a lot of the pressure off," Byrd said.
Bogeys on Nos. 6 and 7 dropped him to 1 under, then another at No. 10 erased his great surge. Then birdies at 11 and 16 improved his standing, while missing a putt for bogey at 18 hurt.
Making the cut, however, was no small accomplishment after the streak at the Masters and in majors overall, he said.
"I didn't peek (at the scoreboard) a whole lot today," he said. "I had maybe the cut in my mind a little too often. I can honestly say that. I want to make the cut. I want to have a chance on the weekend. I wasn't really peaking at the scoreboard. It's just Friday. I'm trying to play the golf course as good as I can and make some birdies coming in."


text:
Submit News
Backup Camera Regulation Expected to be Completed Dec 31
Tiffany Kaiser
December 14, 2012 8:06 AM
Recipient E-mail
Sender E-mail
(Source: blogspot.com)
The rearview camera mandate would make it so every vehicle would have a backup camera for seeing behind the vehicle when in reverse
After many delays, the U.S. Department of Transportation (DOT) is ready to begin finalizing regulation for
rearview cameras in all vehicles
DOT Secretary Ray LaHood said he is meeting with White House officials to finalize the regulations by December 31.
We have a meeting with the White House about this in the next few days so I hope that they see the importance of this the way we do," LaHood said.
The rearview camera mandate would make it so every vehicle would have a backup camera for seeing behind the vehicle when in reverse. The idea was triggered by the 300 deaths and 16,000 injuries annually caused by a driver's inability to see behind their vehicle when backing up.
Many of the injuries and death affect young children and senior citizens.
The rearview camera regulations date back to 2007, when Congress initially approved legislation to set these standards by February 28, 2011. This
date was delayed
to February of this year, and again to December 31.
While DOT and the National Highway Traffic Safety Administration (NHTSA) are both behind the making of these new standards, others, namely automakers, have worried that the cost of installing these cameras on each vehicle would drive the price up too high.
However, over time, the Alliance of Automobile Manufacturers has met with White House officials to discuss costs in the past in order to make it work.
Just last week,
the White House
finished its review
of the National Highway Traffic Safety Administration's (NHTSA) proposal to
mandate event data recorders
(EDR) in all new vehicles.
also known as "black boxes," collect driver data such as speed, use of a seatbelt, whether brakes were applied, etc. before and after a vehicle crash. The idea behind them is to deploy better safety measures for vehicles as well as better overall vehicle design.
The Detroit News
"We are going to continue to work with them to make sure they understand the reality of the Internet. A lot of these people don't have Ph.Ds, and they don't have a degree in computer science." -- RIM co-CEO Michael Lazaridis
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November 25, 2011, 11:37 AM
NHTSA Requests Extension for 2014 Backup Camera Mandate
March 1, 2011, 3:24 AM
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As you know — unless you've been living in a survivalist bunker, in which case you may want to stop reading this — the IRS has recently admitted to subjecting tea party groups to special scrutiny.
In fact, for the past few weeks, the Obama Administration has been standing "crotch deep in the scandal swamp," said Jon Stewart on Wednesday's "Daily Show."
Sure, we've had our fun with the scandals, Stewart said, but some folks shouldn't have been invited to the party. And that brings us to the latest installment of the "Daily Show" segment called "Hey, Let's All Pile on the President … Not so Fast, You."
Peggy Noonan, of The Wall Street Journal, recently said that the scandals "make a cluster that implies very bad things." The IRS scandal in particular, she said, was something "I have never seen in my lifetime."
"What if," said Stewart, "a president secretly sold weapons to Iran in return for American hostages and used the proceeds to illegally fund a bunch of coked-up jungle rapists in Nicaragua. Ring a bell?" That's the Iran-Contra scandal, of course, which exploded during President Ronald Reagan's administration.
And the scandal should ring a bell, seeing as how Peggy Noonan worked as a high-level speechwriter for President Reagan. Was he in any way responsible? According to a 2001 interview with Noonan, "Reagan had bad luck in Iran-Contra." In another interview she called Iran-Contra a "mistake."
And what about President Obama? Noonan says it doesn't matter if Obama didn't know about the wrongdoing at the IRS: he's the president and should be held accountable. And what about Reagan? As Noonan wrote in her hagiography about Reagan, "The men around Reagan … failed."
Watch the clip here, courtesy of Comedy Central:


text:
|Events are continual for Elizabeth Ministry!
Women's Conferences, Mother Daughter Retreats, Reclaim Presentations,
Purity Talks and much more! To schedule an event, call International Headquarters.
Elizabeth Ministry International Headquarters ~ 920-766-9380
|Any Elizabeth Ministry consultation, mentoring, resources or projects should not be construed as an attempt to offer or
render a legal or medical opinion or otherwise to engage in the practice of law or medicine, or other health care disciplines.
Elizabeth Ministry™ name and logo are trademarked. All Elizabeth Ministry resources are copyrighted. © 1996-present, Elizabeth Ministry International. All rights
reserved. Limited permission to use the name Elizabeth Ministry is granted when Elizabeth Ministry International Headquarters receives a signed registration form.
Chapter Registration Form is in the Leader's Manual of the Elizabeth Ministry Starter Program.
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Mississippi, New Hampshire, N. Carolina, N. Dakota, Pennsylvania, Rhode Island, S. Carolina, Utah, Virginia, W. Virginia, and Washington. If you have questions, please feel free to contact us."
© 2013 Elizabeth Ministry International. All rights reserved.


text:
Shenandoah National Park > Hogback Mountain > Climber's Log
Hogback Mountain Climber's Log
[ Sign the Climber's Log ]
|Short walk up fom the road...
Date Climbed: Apr 22, 2016
|... But really great views of the Shenendoah valley through the rain. Totally worth the time.
|Posted Apr 22, 2016 10:57 pm
|Jeremy Hakes
|Did you find the benchmark?
Date Climbed: Oct 23, 2015
|Yes. Yes, I did.
|Posted Oct 26, 2015 1:53 pm
|Not much to see
Date Climbed: May 10, 2015
|Tioga is right; the AT doesn't touch the top any more. Just take the very overgrown road to the top.
|Posted May 14, 2015 5:22 pm
|AT doesn't touch top anymore
Date Climbed: Jul 27, 2013
|I know that all maps & guides I have seen recently for the AT show the trail going right over the summit next to the towers. However, they must have re-routed the AT because we ended up looping just to the south of the summit and coming out to the hang-glider launch pad. From there we could look up and see the tower at the top, but the trail never took us up there. We kept going north on the AT and didn't bother to hike up to the top from there.
|Posted Jul 29, 2013 9:59 am
|AT from Elkwallow Picnic Area
Date Climbed: Feb 4, 2012
|I hiked up the Appalachian Trail to Hogback from the Elkwallow Picnic Area. The day was cold and getting colder. It wasn't long before the snow was falling and soon it was starting to stick. The light blanket of snow on the ground was beautiful. It was a good winter day for a hike.
|Posted Feb 4, 2012 11:15 pm
|Break Time
Date Climbed: Jan 17, 2012
|Needed a break after 5 hrs of driving.
Nice sunny day @ 51 F, can you believe it's January!
|Posted Jan 22, 2012 2:00 pm
|SNP Loop
Date Climbed: Oct 10, 2009
|I did it as part of a loop that also included North and South Marshall and Little Hogback.
|Posted Aug 9, 2011 9:45 am
Date Climbed: Feb 18, 2011
|quick side trip off the main road. parked on the overlook and hiked up the road.
|Posted May 21, 2011 12:38 am
|AT hike
|Crossed while on an AT section hike.
|Posted Mar 16, 2011 9:58 pm
|Took the dirt road
Date Climbed: Apr 5, 2009
|Didn't know of any other trails...
|Posted Apr 6, 2009 3:13 pm
|Little Devils to Hogback
|Hiked Little Devils staircase and Hogback on a hot day in August in 2007 as a side trip from hiking on the Appalachian Trail within the park.
|Posted Dec 14, 2008 3:04 pm
|Skyline Drive Appalacian Trail
Date Climbed: Oct 4, 2004
|While driving Skyline Drive with my daughter, she was not so enthusiastic about this summit. So I hopped out of the car for a quick jaunt to its summit. Well my solo hike worked because she decided to accompany me up Hawksbill a little ways up the road.
|Posted Oct 28, 2008 9:48 am
|In fog...
Date Climbed: Nov 23, 2003
|Thanksgiving day quickie with Hawksbill and some others. Rainy and foggy, but fun.
|Posted Sep 25, 2007 10:26 am
|Route Taken: from Rockfish Gap via the AT
Date Climbed: May 9, 2007
|Hiked from Rockfish Gap as part of a 5 day hike on the AT through SNP.
|Posted May 11, 2007 5:02 pm
|Buz Groshong
|Done it several times
|I've ususally done in a loop that included the Little Devil's Stairs.
|Posted Feb 12, 2007 2:28 am
|Route Climbed: AT Date Climbed: 27 May 2004
|Visited the highest point in Warren County, VA as part of a business trip. The hike was very short with the best views coming from the road at the beginning; the actual summit has a slight view through the trees, but the transmitters kill the wilderness feel. Don't get me wrong though, its a great and quick hike!
|Posted Aug 7, 2004 2:23 am
|Route Climbed: Appalachian Trail (SoBo) Date Climbed: April 10, 1999
|Nice summit. I especially like the hang glider launching 'ramp'. Sunny and getting unseasonably hot.
|Posted Mar 21, 2004 6:31 pm
|Route Climbed: Appalachian Trail, from Skyline Drive 20.1 Date Climbed: June 2003
|We hiked down the AT from Little Devils Stairs overlook, and then went up a steep portion, which became flatter and led us to a house with high voltage signs. No view, but a nice, strenuous hike to cap our day.
|Posted Mar 14, 2004 8:09 pm


text:
Olé! In this past weekend's World Cup finals, the entire world watched Spain score a goal against the Netherlands in overtime to take home the treasured title for the very first time in the nation's history.
Since team YumSugar was rooting for Spain from the very beginning, it's only natural that we'll be celebrating all week with plenty of food and drink — de España, of course.
Here are a few of the ways we'll be commemorating the victory.


text:
Q: We do not find anything in the manual on how to treat "24/7." Would you recommend spelling it out?
A: You are right. We don't address this. But Webster's 11th does. Both "24-7" and "24/7" are offered as equal variants. I think the latter is more common and would prefer that, without spelling it out.
Q: I understand that human genes are set all caps and italic, with the protein products set all caps and roman. But what to do with proto-oncogenes? Do the examples in section 15.6.2 indicate that, if the c- prefix is used, the lowercase (retroviral) form of the 3-letter oncogene is always used, regardless of whether we're dealing with humans or mice? I am often presented with c-KIT, c-Kit, and c-kit in one document and would appreciate a clear explanation.
A: For oncogenes, it would always be c-kit and then, based on page 633 of the style manual, KIT for the human gene homologue and Kit for the mouse gene homologue.
Q: To follow your reference style, if "et al" is used, is a period used after "al"? And should the reference number be set as a superscript?
A: To answer your second question first, yes, the reference number should be set as a superscript if you follow the style set forth in the AMA Manual. And unless "et al" ends the sentence, "al" would not be followed by a period (even though it is an abbreviation).—Cheryl Iverson, MA


text:
Landowners who are serious about improving their wildlife habitat have probably already conducted controlled burns on a segment or two of their property back in February or March. Controlled burning is a sought after practice of forest regeneration and it provides succulent forage for lots of wildlife.
Clover food plots were fertilized and later mowed while this perennial plant regenerates itself with very little annual maintenance. Clover is a universal crop because it is relatively easily established and does well in most soil types. A typical planting of clover will last approximately 3-5 years, unlike annuals like wheat or oats that will provide forage for only one season.
Many winter food plots were disked and replanted with soybeans or corn, especially for the private landowners that were serious about providing nutrition for their wildlife. Soybeans provide a high level of protein as the seeds begin to sprout. Typically, the challenge i having enough acreage to get a stand of soybeans before the deer mow them down.
Corn pays dividends later in the fall and can provide a great source of high-energy carbohydrates during the winter months when they are needed the most. Deer will eat the green stalks and leaves as it matures. But if acreage is sufficient, you hope to get a stand of corn to feed your wildlife.
Many landowners spend the summer months mowing pastures, cleaning up roads and paths, setting trail cameras to monitor fawning and deer activity, and preparing for the upcoming fall season. While Arkansas summers can be dreadfully hot, we've yet to enter that phase of summer and activity will slow down dramatically as the temperatures near triple digits.
Watching a hen turkey shuffle her brood of poults across a pasture opening can be a great feeling for any avid hunter who cares about the population of turkeys on their hunting grounds, whether public or private. Mother Nature is very cruel and the chances that all those poults make it to maturity are slim, but she'll see that some do make it to give us hunters a thrill in a couple of years.
Checking game trail cameras this time of year can be very rewarding as you watch a buck's antlers grow week by week. A buck's antlers are one of the fastest growing living organisms known to man, and can grow up to one inch per day. Monitoring a buck's antler growth is a rare opportunity and can be addictive. This is one of the reasons hunters can become intimately familiar with deer on a certain piece of property. If a deer develops into a 'shooter' before your eyes, it takes on a special meaning and identifying this deer as one of the deer you'd like to kill this fall is where the challenge begins.
While summertime is typically a time to fish, many avid deer hunters are laying the groundwork for their upcoming deer season and working on improving the land by implementing solid land and wildlife habitat enhancement practices. After all, deer season in Arkansas begins a couple weeks early this year, Sept. 15. Here's hoping for a record cold front to blow through our state in mid-September.


text:
EVGA nForce 650i Ultra Motherboard Review - nForce on a Budget
The New nForce 650i Ultra
It would seem to most enthusiasts that there has been a decided lack of new chipsets being released in the past several years for both Intel and AMD platforms. Intel is still pushing the 975X chipset as their high end option for gamers and power users and AMD's recent acquisition of ATI's GPU and chipset segments seems to have stagnated their products with the exception of the recently released AMD 690G chipset for integrated graphics.
The lone exception to this rule has been NVIDIA and their new 500- and 600-series chipsets. The nForce 590 chipsets AND the newer nForce 680i and 580a chipsets have all been released since the last major chipset release from another vendor. The nForce 680i SLI chipset for the Intel Core 2 Duo platform was a very good product and has basically had the entire enthusiast community to itself since its release (except where users are staying with Intel's 975X chipset). Later, NVIDIA released a revision of the 680i called the 680i LT SLI that dropped a few features in order to offer a lower price but still supported full x16 PCIe channels for SLI.
This newest chipset from NVIDIA aims to take the 600-series features to an even lower price segment including the ~$100 motherboards. The 650i Ultra chipset has only a single PCIe x16 connection, and thus leaves SLI behind and is only usable or single graphics card configurations. But the rest of the board is very competitive with the 680i chipsets and I am sure many financially responsible readers will be interested in our results.
nForce 650i Ultra Specifications
The new EVGA nForce 650i Ultra motherboard is a 'built by NVIDIA' board just like the recent 680i motherboards and as such implements all the features that the new 650i Ultra chipset has to offer.
The 650i Ultra continues the two chipset design for the nForce series. The features are slightly cut back from the 680i series as you would expect, the most notable missing are dual PCIe slots for SLI graphics, SLI Memory support, multiple networking connections and Firewire. We'll get more into the features that the 650i Ultra does include and how it compares to the other nForce 600-series chipsets on the following pages.
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ByLizette Chapman
Evernote wants to be everywhere.
The maker of a popular productivity app has partnered with Deutsche Telekom in a deal to offer its premium service free for one year to the German telecommunications company's 59 million customers.
The partnership, which was a year in the making, comes just a week after Google unveiled its Keep service, a competitor to Evernote.
Evernote, which reports that 50 million people are using its cloud-based note-taking and article-clipping app, is betting that Deutsche Telekom users will fall in love with its premium version and will want to pay for it after the one-year free trial expires. Compared to the free version, the premium version offers a bigger upload limit, faster search speed, note sharing, offline availability of notes and other features.
Roughly 98% of Evernote revenue comes from customers upgrading to the premium service for $45 a year or $5 a month, according to Evernote Chief Executive Phil Libin. Evernote says it has posted 250% year-over-year annual revenue growth.
Libin declined to detail the specifics of the Deutsche Telekom partnership but said the carrier was not paying the full amount Evernote normally charges per customer.
"We do get revenue from Deutsche Telekom, but frankly that's not what we're interested in. We're interested in the long-term relationship," said Libin, adding customer behavior in other countries where they've had similar carrier partnerships has followed a pattern.
"The people who start with Premium are much more likely to continue paying for it once the trial expires," he said.
He also said those customers end up purchasing more tablets and phones, because their information is stored in the cloud and is no longer device-dependent.
"They become very profitable customers for us and the carriers after two to three years," he said.
For Deutsche Telekom, which has similar deals with streaming music app Spotify and security company Lookout, the partnership also represents a chance to share in the revenue for the rapidly growing smart-app ecosystem.
Deutsche Telekom's senior vice president of business development and venturing, Heikki Makijarvi, even has an internally used name for it: Smart ARPU.
Makijarvi said that along with voice and data ARPU (average revenue per user) amounts, his company is increasingly looking to share in revenue generated from smart apps.
"This Smart ARPU is something we're very interested in. When the customer gets Evernote from us (after the free trial ends) we will get a revenue share," he said.
Makijarvi declined to detail specifics of the revenue share and did not say how many of Deutsche Telekom's 37 million mobile and more than 22 million fixed-line customers he expected would sign up for the free offer.
Founded in 2008, Evernote, based in Redwood City, Calif., employs 285 people and has secured $251 million in venture financing, although just $151 million of that went toward company operations. The balance of funding represented secondary deals, with new investors including T. Rowe Price buying out existing shareholders and early employees to alleviate pressure for an IPO or other exit.
Currently, 29% of Evernote users are in the United States, 20% in Japan and the balance world-wide.
Evernote's partnership is similar in strategy to others it has executed with Orange, DoCoMo, Japan Telecom and Korea Telecom a means to expand internationally, with no marketing spend. Libin said Evernote was not pursuing a similar partnership with a U.S. mobile carrier.
Startups offering similar services to Evernote include Springpad and Catch.
Write to Lizette Chapman at email@example.com. Follow her on Twitter at @zettewil


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The Department offers a minor in Mathematics. The focus of the minor can take many directions depending on the courses selected. Students pursuing a minor should discuss their academic and career interests with a department faculty member. Requirements for a minor are a minimum of six, three- or four-credit MA courses including:
Students interested in this minor should consider MA251 instead of MA151 and ST210 instead of ST110. Those graduating in a natural or computer science may replace one MA/ST 400-level course with two MA/ST 200- or 300-level courses, totaling seven courses for the minor.


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Thank you all who participated in this contest and sent photos in. It has been a difficult, yet wonderful experience to review each and every photo and choose the finalists for this contest. Following are the finalists, each with a number. Please vote for your favorite, and please make comments if you wish, but your vote counts only if you check the box next to the number assigned to the photo. First prize for the winning photo is a $100 gift certificate to choose products from Briggs and Little, the manufacturer of the yarn specified for the gnome hat in our Fall 2009 issue. In addition, the winner receives a two-year subscription to Living Crafts! All other finalists will receive 2 free back issues of their choice, or 2 extra issues added to their current subscription.
Here are the 17 entries (voting now closed).
And here are the results!


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my yard has a hill and it, and a while ago we had an ice storm and it was really icy out, so I went out, and was wearing my snowboots, which have no traction, and I slid all the way down the hill, it was soo embarrassing.
also, I was trying to learn to skateboard, and two of my bestfriends already knew how, and we were at the skate park, and there were a whole bunch of people there, and I was at the top of a rap. I stepped onto my skateboard, slipped, flew off of the ramp, landed on my skateboard, on my butt, and slid right into the poll, I was screaming at the top of my lungs the whole time. It was probably one of my most embarrassing moments ever. Which is saying a lot because I fall down like 12 times a day.


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Personally, I know this is true as I have seen it many times in my more than 40 years as a writer, columnist, speaker and educational consultant.
In reality, good ideas only thrive and succeed, first, if they are worthy and, second, if the person who has the idea is so committed they will not take "No" for an answer. They just keep coming back and coming back until others listen and take action, and then it takes off and flies.
Such was the case for an idea we had here in Conway back in 2005 that came to be known as the Conway Bookcase Project. It was my idea, and with the help of our former Police Chief Randall Aragon, we convinced a number of our leading citizens (at least those who knew the value of literacy) to support the idea of building quality, personalized oak bookcases for children being reared in low-income families. What is truly unique is that our project is community wide and we use no tax money or grants of any kind.
The project was based on the old concept of giving back — when someone had a need, this need was met by others who had no thoughts of personal gain. The need here was real, because 61 percent of low-income families in our nation have no books in the home for their children to read.
If you have children or grandchildren, you know how critical this is. Without having a good vocabulary and some basic literacy skills when they enter kindergarten, children will fall behind very quickly, which can lead to dropping out of school, dependency, crime, illegal drug use, unwanted pregnancy and severely limited long-term success.
Our Conway project is made up of all volunteers, and we provide 50 bookcases each year. We host an annual Awards Ceremony to present the bookcases to the children and their parents.
We had our ninth annual Awards Ceremony in April and this brought the total to 450 of these bookcases, along with a starter set of preschool children's books for each child. The cost of illiteracy each year runs into billions of dollars, from an economic standpoint, but the human loss of self-esteem, lost opportunity and issues like domestic violence is even greater.
Here is what I hope you will consider and be a part of doing something about. While other literacy projects help, there is only one Bookcase for Every Child project, and if you would like to confirm this, go to google.com or bing.com and type in Conway Bookcase Project or Bookcase for Every Child and you will see what I am saying is true.
Here is the bottom line: Every community in America needs a bookcase project, because our approach is not just giving bookcases and books, or even reading to children. Rather, our approach is to bring the whole community together to focus on the problem of illiteracy.
We have an annual Fundraiser Banquet to raise the funds to buy the wood and supplies, and the annual Awards Ceremony when we give the bookcases to our children. These events reach even more of our citizens.
I think the last awards ceremony was our best and if you would like to have a free DVD to have an even greater understanding, contact me, Jim Davidson, 2 Bentley Dive, Conway, AR 72034 or e-mail firstname.lastname@example.com. Together we are making a difference.


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A bone bruise on his left knee —as well as he later revealed, a posterior cruciate ligament—prevented LA Galaxy captain Landon Donovan from playing in last week's 2-2 draw with the San Jose Earthquakes, but Donovan has declared himself ready for Sunday's regular season finale against the Seattle Sounders.
Donovan has been trained throughout the week as he looks to return to full fitness before next Thursday's First Round Knockout match against Vancouver Whitecaps FC. The Galaxy captain is still listed as questionable on the club's injury report, but even though many assumed that he would be held out of Sunday with LA turning their focus to the playoffs, Donovan told reporters on Friday that he is ready to play.
"I'm available. I'm ready to play," said Donovan. "Obviously we're going to be smart about this weekend in general, with everybody, myself included. Bruce and David, I think, will size everyone up tomorrow morning. The guys that played [Thursday] in El Salvador and everyone else who's been training this week, we'll see how it goes."
Donovan stated that even though he is still dealing with pain—"all part of it," he says— and would not be opposed to taking an injection to get through it, he believes that he needs the minutes to get ready for the playoffs.
"It's been awhile for me, so I want to get some minutes for sure. It's a balance between being smart, not just with myself, but with everybody, being smart from staying sharp, hopefully avoiding injury for anybody and being ready to go on Thursday."


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Apple to include U.S. government warning alert feature in iOS 6
Date: Monday, June 18th, 2012, 06:35
Category: iOS, iPad, iPhone, iPod Touch, News, Software
Under iOS 6, when the zombie apocalypse occurs, you'll be among the first to know.
Apple devices running iOS 6 will be able to receive U.S. government alerts during an emergency or disaster, in compliance with a National Alerting Program.
Per Emergency Management, the new feature, labeled by Apple as "Government Alerts," will be a part of the iOS 6 operating system when it launches for iPhone and iPad this fall, as first noticed by Emergency Management (via CNet) on Friday. That means that Wireless Emergency Alerts can be provided to Apple mobile device users.
The feature is expected to be available on all devices that can run iOS 6, including the iPhone 3GS, first released in 2009, and the iPhone 4, which became available in 2010.
Author Rick Wimberley said Apple's adoption of Wireless Emergency Alerts is "big news" for those who work in the emergency management industry. The new feature means that users can receive alerts from local, state and federal officials through FEMA's Integrated Public Alert and Warning System.
The National Weather service also intends to start issuing Wireless Emergency Alerts by the end of June, meaning iPhone and iPad users will be able to receive weather warnings once their device runs iOS 6. There is also an option to opt out of warnings in the Settings menu represented by the usual on/off iOS toggle button.
Further details on the new emergency alert system in iOS 6 are unknown as Apple did not detail the new feature at its Worldwide Developers Conference keynote this week.
The U.S. government's Wireless Emergency Alert system went live just last month. Carriers already offer users the ability to receive alerts to customers via text message, without the need for support from mobile operating systems.
Stay tuned for additional details as they become available.


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Read 893 Guinea Pig Bowls and Waterers reviews, with an average rating of 4.94 out of 5 stars, to help determine which pet products are right for you.
Spot Stoneware Small Animal Dish
|Spot Stoneware Small Animal Dishes are durable and heavyweight to eliminate movement and spillage. The stoneware small animal dish has a high gloss finish for easy, sanitary cleaning and is one of our most popular lines of crock dishes. Provides food or water in your pet's cage Great feeding dish for small animals, birds, or reptiles Heavy weight feeding dishes are durable and made to last Resists movement & spillage
Kaytee Chew Proof Glass Water Bottle
|Kaytee Chew Proof Water Bottle is made of sturdy glass and a stainless steel sipper tube. Includes a spring attachment hanger and a security hanger to safely hold the bottle to the inside or outside of the pet's (wire) home. Safe & Durable chew proof design for Guinea Pigs, Rats, Chinchilla, or other Small Animals Double ball bearing design for a drip resistant sipper tube A floating duck allows you to easily view water level in bottle
Lixit Aquarium Cage Water Bottle
|Lixit Aquarium Cage Water Bottle is very easy to use! Chew proof and climb proof. No clumsy chew guard needed. Wide-Mouth bottle is easy to clean and fill. Adjustable wire hanger included. Chew proof and climb proof Wide-Mouth bottle is easy to clean and fill Ideal for hamsters, guinea pigs, rats, mice & other small animals 5 YEAR WARRANTY! This water bottle is perfect for mice, rats, hamsters, gerbils, guinea pigs, hedge hogs, and other small animals.
Lixit Guinea Pig Water Bottle
|Lixit's Guinea Pig Water Bottle provides a durable, long-lasting and convenient water dispenser for your small pet. Its special No-Leak design keep pet bedding from becoming wet and rotten. Premium quality for long term durability Special ""no-leak"" seal design Stainless steel double ball-point tube
Lixit Hand Feeding Syringe
|The Lixit Hand Feeding Syringe is used to feed baby animals that have not yet begun to eat on their own. On the other end of the age spectrum, it can also be used to feed sick or older small animals that have lost the ability to eat on their own. Hand feeding syringe for baby & older animals Feeds small animals that cannot eat on their own Safe & easy to use Oral use only. Made in the USA.
Kaytee Veg-T-Bowl - Carrot
|Kaytee Veg-T Bowls are perfect feeding dishes for rabbits, guinea pigs and other small animals. Made of quality ceramic with lead-free paint, Veg-T Bowls are dishwasher safe and easy to clean. Feeding dishes for rabbits or guinea pigs Quality ceramic construction, dishwasher safe Fun vegetable shape your little friend will know to check when it's feeding time
PetAg Nursing Kit
|The PetAg Nursing Kit includes durable plastic bottles made to withstand repeated use and sterilization. Rubber nipples come with no holes for custom control flow of formula. Graduated bottles aid in accurate feeding. Durable plastic bottles made to withstand repeated use and sterilization Nipples come with no holes for custom control flow of formula Graduated bottles aid in accurate feeding Each PetAg Nursing Kit contains one bottle with nipple, four extra nipples, and acleaning brush. Designed by vets with natural feeding action.
Lixit Clear Guinea Pig Water Bottle
|Lixit's Clear Guinea Pig Water Bottle provides a durable, long-lasting and convenient water dispenser for your small pet. Its special No-Leak design keep pet bedding from becoming wet and rotten. Premium quality for long term durability Special ""no-leak"" seal design Stainless steel double ball-point tube
Oasis Small Animal All Weather Indoor & Outdoor Water Bottle
|Oasis Small Animal All Weather Indoor & Outdoor Water Bottles are polyethylene bottles that are the bottle of choice for outdoor use where exposure to direct sunlight increases the chances of Ultra-violet damage. For guinea pigs, small rabbits, ferrets & similar pets Resists UV radiation from being placed outdoors Ball-point stopper prevents leakage


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The Junior Sand Lizards special teams highlighted the evening with two touchdowns and two blocked punts in the first half.
Dardanelle (3-0-1, 1-0 4A-4) took the opening drive of the game 52 yards in five plays for a touchdown. Kyle Smith took a quarterback keep for 33 yards on fourth-and-1 to put the Sand Lizards ahead 7-0 with 5:00 left in the first quarter.
Dardanelle's special teams made its first big play of the game on the ensuing kickoff as Dakota Rowland stripped Dover's Dawson McCalister of the ball and returned it 23 yards for a touchdown. The second score in nine seconds gave the Sand Lizards a 13-0 lead.
The Pirates (3-1, 0-1) did not take long to answer as John Srutka streaked 89 yards along the sideline for a touchdown on the first play of the drive. The two-point conversion attempt was no good leaving the score at 13-6 with 4:23 left in the first quarter.
The Sand Lizards drove to the Pirates 7-yard line on the following possession, but Nirvan Martinez's 24-yard field goal attempt was blocked by the Pirates.
After a 3-and-out by Dover, Dardanelle blocked its first punt of the game and had ideal field position at the Pirates 18. However, the Pirates defense held the Sand Lizards on fourth-and-10 and regained possession at their own 12.
The Sand Lizards special teams made their second score of the game at the conclusion of Dover's next drive as a host of Sand Lizards blocked the punt. Nick Kuras scooped and scored from 10 yards out for the touchdown. The PAT was good by Marvin Hernandez giving the Sand Lizards a 20-6 lead with 2:49 left in the half.
Dover made one final drive of the half to the Sand Lizards 2, but the Pirates ran out of time as they were stuffed on first-and-goal as time expired.
The Pirates cut the Sand Lizards lead to eight on their first drive of the second half as they drove 71 yards in 14 plays for a touchdown. Srutka powered into the end zone from two yards out on fourth-and-goal for the score.
Seth Cheak plunged into the end zone on the two-point conversion attempt, but the Pirates were called for a block below the waist nullifying the try, which left them trailing 20-12 with 1:16 left in the third quarter.
Dardanelle extended its lead after a stop on fourth-and-4 as it went 43 yards in three plays. Smith sprinted up the middle on a 6-yard rush for the touchdown giving the Sand Lizards a 27-12 lead with 2:23 left in the fourth quarter.
Dover made one final drive of the game to the Dardanelle 39, but four consecutive passes fell incomplete ending the Pirates hopes of a comeback.
The Sand Lizards offense was led by Smith, who rushed 13 times for 110 yards and two touchdowns. Smith was 1-of-2 through the air for eight yards. Rowland finished the game with 84 yards on nine carries while tallying one touchdown on special teams.
The Pirates were led by John Srutka, who had 14 carries for 135 yards and two touchdowns. Ben Dale rushed nine times for 51 yards while Jacob Sharp had two rushes for 27 yards. Cheak finished the game completing 4-of-11 passes for 75 yards.
Junior Sand Lizards coach Shawn Walter was impressed with his special teams in the first half of the game.
"We have been doing great things on special teams in each game. We have been working hard on everything and it paid off tonight," Walter said.
While Walter was proud of the victory, he was quick to note his team was out of sync for much of the evening.
"We took a step back from last week in the first half tonight, but we came out and played better on both sides of the ball in the second half," Walter said.
Next week, the Junior Sand Lizards will head to Pottsville while the Junior Pirates will host Mena. Kickoff is at 7 p.m. in both games.


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Google is working on software that will improve Chrome (Windows, Mac) during moments when people lose their network connection by letting the browser load its own stored copy of previously visited Web pages.
Google programmer Randy Smith said yesterday he's added support for "offline cache mode" to Chrome. It's only on the developer version of the browser so far, and it's disabled by default, but the flag to enable it says the feature will let Chrome load Web pages from the browser's local cache if the online version isn't available. That could help when reloading pages or restarting the browser with no network.
If you're interested in the feature and have the Chrome Canary or developer versions -- neither as well tested as Chrome beta or stable, of course -- here are CNET's instructions on how to enable offline cache mode.
Offline usability been a sore spot with browsers for years, and it becomes more prominent as Google tries to persuade people that its browser-based Chrome OS is ready for mainstream use. The Internet is spreading ever farther, but it's by no means everywhere, even when technical issues don't bring it down temporarily.
Smith cautioned that with the feature, people will see out-of-date "stale" information if an old version of a Web page is cached on the computer, and they won't get a warning about it.
And he's looking for feedback about where the idea is a problem.
"I'm most interested in Web sites for which this produces a bad user experience (i.e. ones for which you wish you had gotten the error page instead of the cache data)," Smith said. "I expect for most Web sites some data will be better than no data, but I'd like to know about the corner cases for which that isn't true."
Judging from the discussion about the patch, it seems likely that Google wants to add the feature to Chrome for iOS, too.
Google spokeswoman Lily Lin declined to comment on the work. "As you know, we're always experimenting with new features in Chrome but have nothing to announce at this time," she said.


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Ailing O'Day won't travel with O's to Toronto
With numbness, tingling in fingers getting worse, reliever could head to Florida for tests
By Brittany Ghiroli / MLB.com
BALTIMORE -- Orioles reliever Darren O'Day will not accompany the team to Toronto this weekend, with the right-hander dealing with worsening numbness and tingling in the fingers of his pitching hand over the past week or two.
"We're just trying to get a grip, or our hands around, what's causing it," manager Buck Showalter said of the injury to O'Day's index and middle fingers, which hampers his grip. "Because they have done a lot of structural tests. They've done blood, nerve, trying to get an idea exactly of what's causing it.
"It's sore. Fingers are sore at certain times. And [it's] just kind of going back and forth. He had a couple days where it didn't bother him at all. And it came back again."
O'Day -- who could go see hand specialist Dr. Brian Schofield in Sarasota, Fla., for more tests -- last pitched on Saturday, throwing two innings, and he has just two appearances this month, forcing Showalter to maneuver the bullpen differently without the late-inning righty.
"I present it as something that opens up an opportunity for somebody else to present themself well," Showalter said of replacing O'Day, who is 5-3 with a team-best 2.23 ERA in 63 outings. "That's the way last year, and a lot of times this year, we found some orchids while searching for roses and having a rose missing, and Darren's been that.
"It's killing him, because he sees situations [he should be pitching in]. ... [Having expanded rosters] creates some different things. I challenge our guys to, [if] somebody falls, somebody's got to take his place in the artillery line."
Showalter said he wouldn't rule out having O'Day join the Orioles on their three-city road trip, perhaps as early as Toronto, although that depends on what the finger tests reveal. One of the most outgoing personalities in the Orioles' clubhouse, the sidearming O'Day signed a two-year extension this spring with an option for 2015 after going 7-1 with a 2.28 ERA in 69 games in 2012.
Brittany Ghiroli is a reporter for MLB.com. Read her blog, Britt's Bird Watch, and follow her on Twitter @britt_ghiroli. This story was not subject to the approval of Major League Baseball or its clubs.


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AUF WIEDERSEHEN ... Although his parents are members of the Lions Club, Philipp De Fries managed to snag a Rotary scholarship to study in Palo Alto this past year. The 16-year-old hails from the cutlery city of Solingen, Germany. On the eve of his departure for home after attending Palo Alto High School, De Fries mused on the year. Students here work harder and party less than their counterparts in Germany, he said. And Palo Alto is far more diverse than Solingen, where only about 3 percent of the students are from different cultures. De Fries wore a vest, issued by Rotary on his arrival here, on which he collected 60 or 70 pins from various Rotary clubs. On it he had added a few other mementos from his American tour: a pin from the Hard Rock Cafe, and his Paly varsity tennis letter.
GREEN LANES ... Palo Alto officials shook up the Chinese Zodiac this year when they declared 2011 the "Year of the Bike." This week, they showed they mean business. The city's planning staff held two public meetings to discuss projects that officials hope will make life easier for bicyclists and pedestrians (the verdict on drivers isn't out yet). The more significant of the two was the Arastradero Road re-striping project (see story on page 5). On Tuesday night, transportation officials hosted a smaller, more low-key meeting on proposed changes to Channing Avenue, between Newell Road and Lincoln Avenue. The goal, according to Chief Transportation Official Jaime Rodriguez, is to create an "enhanced bicycle way" on Channing Avenue with green bike lanes, speed tables and road markings to encourage cars to slow down. Other local neighborhoods will probably see similar changes in the coming months and years. The city plans to release on July 25 a draft of its new Bicycle and Pedestrian Master Plan — an ambitious document that will propose a long list of road modifications aimed at making Palo Alto a top-tier city for bicyclists.
BITS OF TRASH ... Palo Alto officials have grand plans for reforming the city's troubled garbage operation. In the next year, city officials will consider whether to close the Recycling Center at Byxbee Park; whether the city should start charging customers for recycling; and whether a local composting facility is worth pursuing. The first change customers will likely notice is a bump in their trash bills this fall. Under a new proposal from the Public Works Department, all customers will see a new $4.62 fee added to their trash bills starting Oct. 1. The City Council's Finance Committee will weigh the proposal Tuesday night. The goal of the new fee is to close the $3.7 million hole in the Refuse Fund, which has been bleeding cash as customers went "green" and switched to smaller trash cans, thereby slashing their bills and creating a revenue crisis in the Refuse Fund.
This story contains 743 words.
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New student group discusses hot issues of the day. by Greg Ryan '08
"I'm mad as hell, and I'm not going to take it anymore!" anchorman Howard Beale shouted on live television in the 1976 film Network. More than 30 years later, Beale's tirade against the vapidity of most news media...


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Cory Monteith remembered as 'humble,' 'genuine' by Parade writer who revealed his drug past
Cory Monteith was honest, humble and well aware of the pitfalls of both drugs and fame, according to a new article by Parade writer Shawna Malcom -- the same journalist who penned Parade's 2011 cover story in which Monteith publicly revealed his substance abuse issues for the first time.
RELATED: Read Dianna Agron's full statement about Cory Monteith
In an essay she penned for Parade in the wake of Monteith's death on July 13 from a lethal mix of heroin and alcohol, Malcom offers personal observations of the star and reveals never-before-printed quotes about his struggles with addiction. One of the most chilling unused quotes from the "Glee" actor is a statement he made about the downside of drug use: "It's a trap. Because when you choose that lifestyle, you unchoose everything else," he told her in the spring of 2011. "You don't realize you're doing it, but you're distancing yourself from the rest of the world. You're putting up walls and burning down bridges and alienating yourself from everybody. It's very lonely."
That description is in stark contrast to the person Malcom first met back in 2010. "In two short years, Cory had gone from little-known Canadian actor to breakout TV star and international heartthrob, but he wasn't like most fast-rising young-Hollywood types I've encountered. He was humble. Articulate. Genuinely nice. And he had the talent to back up the bright future full of challenging film roles and major-label albums he envisioned for himself," she writes about Monteith, who rocketed to fame on the pop culture juggernaut "Glee" playing Finn Hudson, a popular jock and lovable show-choir star.
Malcom writes that Monteith loved connecting with people, enjoyed his side gig as a drummer in the indie band Bonnie Dune and had come a long way from his youth, when he was better known as a "loner, outcast." It was during that time that he first experimented with drugs, leading him down a dark path that ended with an intervention and a stay in rehab at the age of 19.
"The underlying problem was that I wasn't OK with myself," he told her, while making the connection to his substance issues. "The drugs were symptomatic of me not being in a good place. Things got really bad, really ugly."
RELATED: Read Shawna Malcolm's full article on Parade
And while he found recovery for many years before entering treatment again in April 2013, Monteith clearly had trouble adjusting to life in the spotlight. "At the end of the day, who everybody meets in the public eye, the public image, and myself are two different people in a way. It's a very accessible version of me. I'm definitely more introverted. I'm definitely darker."
But when Monteith decided to sit down with Parade to share his personal story of addiction and recovery, his intentions were to shed some light on his own issues in order to help others. Malcom recalls their meeting, when Monteith arrived ready for a big reveal. "He answered every question I posed candidly, thoughtfully and on the record, save for naming the hard drugs he'd used. He'd only discuss that off the record," she writes. "He was keenly aware that the revelation that the seemingly clean-cut kid from 'Glee' was a recovering addict would be big news, and he said he didn't want the media to focus on those particular 'buzzwords.'"
RELATED: Celebs who died of overdoses
In his own words, he understood the implications of revealing too much. "What is just one part of your story, paraphrased and taken out of context, can be a headline in someone else's," he told Parade. "And everything that comes out of my mouth is gonna be repeated in two-sentence-long bites for the next years of my life. Certain words travel far and wide."
"Heroin" is among those words that has now traveled the world attached to Monteith's name after the British Columbia Coroners Service confirmed on Tuesday that he died in a Vancouver hotel room as a result of "a mixed drug toxicity, involving heroin and alcohol" following a relapse.
While many are still reeling from the actor's untimely passing, Malcom's first-person piece may help bring some light to the struggles that led to Cory's tragic relapse. To read Malcom's piece in its entirety, click here.


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On day after, Bucs letting trade soak in
Teammates speak out about losing popular McLouth
By Jenifer Langosch / MLB.com
Publically, players tried their best to give management's decision to trade McLouth to Atlanta for three prospects -- right-hander Charlie Morton, outfielder Gorkys Hernandez and left-hander Jeff Locke -- their support. Privately, however, the reaction was laced with displeasure, disappointment and more questions.
Many in the Pirates' clubhouse have seen key players like McLouth dealt midseason before and have a harder time accepting the acquisition of Minor League prospects when their concerns lie with winning now.
"I'd be lying if I said it wasn't," said second baseman Freddy Sanchez, when asked if he saw this as a sign that the rebuilding process continues within this organization. "We're four games under .500 and playing OK. I think if we could have gotten a little more offensive output from us then I think we could be right in the thick of things. It's definitely tough to look at it not as rebuilding.
"You don't want to second guess anybody or question anybody," he continued. "They have a plan that they want to follow and the guys still here are a part of it. We'll try to make the best of it."
Anger and shock were arguably the most pervasive emotions among the players on Wednesday and both were still fresh. Not that losing Jason Bay, Xavier Nady or Damaso Marte last summer was any easier, but in each of those cases, their teammates had braced for the likelihood that each was on his way out. That was not the case with McLouth, who was seen as one of the organization's most stable pieces.
"We all know and understand that this is part of it," closer Matt Capps said. "It surprised us by who it was. We didn't see it coming. You don't know what [management's] thoughts are or what their plans are, but that's not my job. We've just got to be able to get over it and move on."
"It [is too bad] because Nate's such a good player and he's a really good dude on the field and off the field," reliever John Grabow said. "He's a class act in both ways. To lose a guy like that is tough. We don't make those decisions. We've just got to keep on playing and go back out there and play hard until the game is over."
Manager John Russell spent part of the morning calling players into his office to address them personally about the decision to deal McLouth with the season still only two months old.
"We'll move on. We'll have to," Russell said. "The players will be OK. They're losing a good friend. They're losing a guy who was a big part of the organization. Obviously, it's tough to lose Nate. We know what Nate is. He's a great influence here at the ballpark and in the community. But we are very excited about Andrew McCutchen. It's his time."
When asked if they felt that management's decision to trade McLouth now, with the team sitting only four games under .500 and 6 1/2 games from the top of the division at the start of the day on Thursday, was equivalent to waving a white flag on the season, a number of players still seemed unsure of how to answer.
"I hope not, because these guys in this clubhouse haven't given up," Grabow said. "And I know the coaching staff hasn't. These guys have been battling all year. I know these guys aren't giving up."
Said Sanchez: "I don't want to say yes, [that management is giving up on the season], but it's hard to hide from the fact that... I don't think they are giving up on the season, but I don't know what's going on. I don't know what they're thinking. They're the bosses. They are the ones who are making decisions.
"I don't think they're giving up on the season, but at the same time, it was such a big shock that it's hard to know what to think right now."
To those concerns, had by fans and players alike, Pirates president Frank Coonelly had this answer: "We're not throwing in the towel on the 2009 season. That's absolutely not true. If Andrew McCutchen wasn't ready, I think some people could think about it differently. But Andrew McCutchen is ready to step in."
Jenifer Langosch is a reporter for MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


text: So I filmed myself hitting and noticed that my forehand take back was hideous. It is a HUGE loopy take back. And I think that's why my forehand side is not consistent and that it probably adds to me being late on shots. Any advice or tricks to make the forehand take back shorter? I try to be conscious of it but its still a huge loop. Any advice is much appreciated.


text:
Nothing Beats That Walk-Off Rush
"Walk off wins are fun no matter if it's pre-season, regular season, post season, duck or wabbit season"
– Elliot Johnson (@ElliotJohnson9)
I swear there has to be a sign by now that Tampa Bay Rays Third Base Coach Tom Foley has perfected to call for the "walk-off" magic. Seriously, how else do you explain a squad that posted not only a Game 162 moment for the ages as Evan Longoria's Home Run came back down the Earth in the Trop's Rightfield stands, but has produced over 110 regular season walk-off struts and impromptu celebrations/ team meetings at Home Plate.
That's right, between the Rays first walk-off victory produced off a Home Run by Bobby Smith back on April 17, 1998 to Longoria's strut into the climatic win history book last September 28th in extra innings, the Rays seem to have some sort of cosmic energy or karma when it goes into extra frames.
Not sure if the Rays do any drills or activities to get themselves into game shape for such a game changing moment, but I have a feeling Rays skipper Joe Maddon has a handle on it. This season there has been a pretty revel ant saying embellished all over the Rays clubhouse: "Fortune Favors the Bold".
So why would today's Spring contest against the Pittsburgh Pirates be any different. Seems a bit poetic that Rays C Chris Gimenez who was signed by the Rays after he became expendable by the Seattle Mariners after the Rays shipped C John Jaso to the Emerald City would be the special guest at another
Rays impromptu team meeting after stroking a 2-run double to post the Rays their first win this season at Charlotte Sports Park.
Maybe it was the added karma of Rays 3B Evan Longoria coupled with the "force" surrounding Luke Scott as the pair made their first struts onto the turf in game action this Spring. Sure the Rays total win total only meets Longo's uniform number at this moment, but could this kind of win, this kind of moment jettison this Rays team back into the winning scheme of things?
Sure Gimenez's scoring play was not a ball rocketing outside the confines of the ballpark, but a win is a win, is a win, especially when the Rays had gone winless over 4 previous tries on their home field this Spring. Thor wing another " good vibration on the woodpile is the fact this was only Gimenez's 3rd hit this Spring, and first extra base knock as he tries to convince the Rays to possibly give him a solid shot at their back-up catching spot.
Gimenez might be making his move to separate himself from the rest of the Rays catching corps seekers of that back-up spot not named Stephen Vogt. Even though the game winning moment did not vault Gimenez's batting average this Spring ( .167 ) above the Mendoza Line, his action might get him a few extra looks and innings over the course of the Spring before others in the catching fish pond get plucked and sent to the minor league camp or beyond.
Still, there is nothing like a walk-off moment. It brings about a emotional rush unlike anything else in the game, can separate a player who has the skills and who has the drive and confidence to just try and connect and let history take care of the rest. Today that hero in the spotlight is Gimenez. Kind of amazing considering Gimenez was considering signing with this same Pirates club before he inked his name on the Rays contract.


text: It's probably not the best thing but I find that it perks me up and keeps me going.....intensity is good for my tennis! However, I appreciate its probably not a good thing with all the sugar and whatever other stimulants it contains. If I play an evening match, its harder to get a good nights sleep afterwards and I feel a bit out of sorts / tired the next day. Does anyone have idea if there are any health risks associated with this?


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Warne answers call to put his spin on bowling problems
SHANE WARNE has added his two cents as Australia seek answers to their spin conundrum in India, holding a lengthy post-match discussion on the ground with the team's brains trust.
The game's greatest leg-spinner held court at the 20-minute meeting on Tuesday, with those present including spinners Nathan Lyon and Xavier Doherty, as well as Michael Clarke, coach Mickey Arthur and fielding/spin coach Steve Rixon.
Warne is in India as a television commentator but remains close to the squad and former teammate Clarke in particular.
The 43-year-old has been highly critical of Cricket Australia this summer, at one point labelling several officials "muppets". A month ago he released on his website a two-part "manifesto" on the future of Australian cricket.
On Tuesday, the advice was face to face. Australia have come under fire for not including two specialist spinners in the XI for the first Test, with Nathan Lyon on his own.
The 25-year-old was dealt with harshly by double centurion M. S. Dhoni and conceded more than 200 runs in India's first innings, but he did claim the key wickets of Sachin Tendulkar, Virat Kohli and Virender Sehwag at the M. A. Chidambaram Stadium.
Clarke was even asked on Tuesday whether Australia would consider flying more spinners to India before the next Test."Bring them to India, more spinners?" he replied to the Indian reporter. He then joked: "We'll bring the whole country here soon. Warnie is in town, I'll see if he's available."
More seriously, Clarke said selectors had not erred by shunning an extra spinner in Chennai. India, by comparison, chose three and they took every Australian wicket, with Ravi Ashwin leading the way with 12.
"At the end of the day you have got to pick what you think is your best XI and back that," Clarke said. "You can talk about selection as much as you like but the 11 players you select have got to perform better than we did in this Test.
"Look at the amount of wickets fast bowling got compared to spin for the Australian team. We are not India, we are a different team. We have different fast bowlers to the Indian fast bowlers. We have different spinners to the Indian spinners."
Dhoni, the man of the match, suggested Australia's selection had not been a good fit for the venue.
"They went with their strength. If you see Australia now they rely a lot on their fast bowlers," Dhoni said. "I think at the start of this series they wanted to go with what their strength was. After four days of cricket maybe Michael would think it would have been better if they would have gone with another spinner."
Chris Barrett is a Sports Writer with The Sydney Morning Herald.
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Can You Spot Phishing Emails?
Security researchers at Fortinet recently quizzed their readers about how savvy they were when it comes to identifying phishing emails. Predictably, and depressingly, Fortinet found a large percentage couldn't tell the tricks from the treats. (The survey was done just before Halloween.)
Phishers are getting more clever over time, and it is harder than ever to separate legitimate email from messages intended to steal your passwords, your money and your pride.
With all of the information on phishing that is available, and the warnings over the years about what to do and not to do, it's amazing that this is still a problem. But, let's face it: End users are not security professionals, and many of us go through our email in-boxes without much of a critical eye.
In addition, phishing schemes are getting more and more sophisticated. It used to be that phishing messages were riddled with grammatical and spelling errors, or just looked wrong. Today, it's not always easy to pick up on a message with malicious intent. Modern phishers craft their messages carefully, using realistic banner images from the target institution or language that is copied directly from real emails and Web pages.
The growing challenge in discerning email fact from fiction was reflected in the results of the Fortinet quiz, which asked readers to self-select into one of three groups:
- -Absolute beginner
- -Your average netizen
- -Veteran security professional
"As expected, the veterans scored just a little bit better than everyone else, falsely identifying a phishing email just 16% of the time," the blog reporting the results states. "Conversely, the newbies received bad marks nearly 32% of the time. The middle group marked wrong answers at an average of 21%."
That is a lot of wrong answers (although, interestingly, one newbie scored perfectly).
Take the quiz for yourself and see how well you can spot the phony emails. But, more importantly, use this exercise as a way to talk to your users and sensitize them to the issues surrounding phishing and its dangers. Security training should be an ongoing affair, providing end users with information about new threats.
"Email is the tried-and-true medium for spammer, and to know that they are still succeeding 20% of the time is a clear call to action for all those security and IT professionals out there." states the blog. "[Twenty percent] of your organization is at serious risk of clicking on a phishing email today. What are you going to do about it?"


text:
Alrighty, here's a rough one...
The Gist:
I'm trying to create a popup menu that enumerates and loads the files in the recent documents menu that exist, and launch the file when clicked. The owner drawn menu is to display the associated icon (through ExtractAssociatedIcon).
What Works:
Then menus appear correctly with the appropriate icons.
What Doesn't:
When hovering over, I get a memory error.
What I Think:
WM_DRAWITEM works for the initial draw, hence everything looking good. When the item is selected, it sends to WM_DRAWITEM, which in turn calls a function to handle the drawing. I believe the problem occurs because I have the dynamic menu redrawn under the default switch for the itemID. The whole dynamic menu is redrawn because it cycles through every file.
The Question:
Short and Skinny, how can I load a directory's contents, with icons, into a menu, and still be able to click and launch?
Attached are the main.c, expand.h (menu loading functions), and resource.h.
If the full project would help, e-mail me and I'll zip it up. Thanks!


text: Iruka is a common ninja in the Leaf Village and a teacher in the Leaf Village School. But this ordinary teacher takes a crucial role in Naruto. It's due to his care and love that help Uzumaki not step on a wrong road. Thus, Iruka is undoubtedly an excellent teacher. Either in anime or real society, our sight is often attracted by those powerful persons and tends to neglect great people from the common rank. Iruka is definitely an ordinary, yet great ninja. Actually, there are persons like Iruka around us. No matter for kinship, friendship or love, once you can pay sincerely and unselfishly like Iruka, you will be great!


text:
Go through all of the better teams, and it's hard to find any guys who are overpaid. Boozer. Hibbert, maybe. Who else?
Go through all of the better teams, and it's hard to find any guys who are overpaid. Boozer. Hibbert, maybe. Who else?
One of the reasons San Antonio never seems to overpay for talent is any player they bring in is just automatically better than they would be elsewhere. Their coaching staff is tremendous. And just to use random numbers as examples, a player worth $5 million/year at most to any other team is worth $7 million/year with the Spurs so they can get away with "overpaying" slightly; if they're paying that player $6.5 million/year to pry him away from a league that'll only pay him $5, they still win. Not to mention it's an unselfish, collective culture that starts from the top with the owners, the GM, the coaching staff - and of course, their big three stars at the top of the player hierarchy. It's very hard to duplicate.
23rd in PER. 54th in TS%. 52nd in ASST %.
No, I am not privy to the wealth of information that the crowd at the Sloan Conference is but there are plenty of advanced stats resources available on the web. The reality is that very few of them reflect well on Gay's season.
There are currently 1 users browsing this thread. (0 members and 1 guests)


text:
Caesar Fitted Sheet in Ivory
200 Thread Count High Quality Poly Cotton Percale
Percale fabrics are combed before weaving to remove knots, ensuring a soft and long lasting fabric.
French cornered with all round elastic hem.
Made to fit any length, width and depth of mattress and elasticated all round for easy fitting.
Machine washable. Tumble dry.
Samples and a brochure are available, to receive these please contact us with your details.
|Fitted Sheet
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UK Single, Double, King & Super King items (not including deep sheets or custom valances) will be made up and dispatched within 3 days, on the odd occasion this cannot be possible, we will contact you.
Custom size bedding products are made to order and in some cases can take 14-21 days.
If you require it quicker please select the Express Delivery option at the checkout to have your bedding dispatched within 4 working days.


text:
Free Class at Williamsville Diagnostic Center Discusses Diverticular Disease
Home » About Us » News » 2010 News » Free Class at Williamsville Diagnostic Center Discusses Diverticular Disease
February 2, 2010
You should have listened when your mother said, "Eat your fruits and vegetables." About half of all people over age 60 have diverticulosis and 10 to 25 percent of those people will develop diverticulitis, both a form of diverticular disease, which many doctors believe is caused by a low fiber diet or a diet lacking in fruits and vegetables.
Diverticular disease occurs when people have small pouches, called diverticulum, in the lining of the colon or large intestine that bulge outward through weak spots. Treatment may vary from diet changes to surgery, depending on the seriousness of the problem.
Timothy Adams, MD, a colon and rectal surgeon at Kenmore Mercy Hospital, will present "Diverticular disease: What do I need to know?" on March 10 at 6:30 p.m. at the Williamsville Diagnostic Center located at 400 International Drive, Williamsville. During the free program, hosted by Catholic Health's HealthConnection, Dr. Adams will discuss the causes, symptoms, and treatment of diverticular disease.
Learn what you can do to prevent and control diverticular disease by attending this free program. Registration is required and space is limited.
For more information, or to register for "Diverticular disease: What do I need to know?," call Catholic Health's HealthConnection at 706-2112.


text:
Andy Polley's Happy Fun Time Message Board Extravaganza
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text:
"A refreshing viewpoint.... Gordon focuses on the roles of Sarah and Hagar, Abraham's wife and concubine, and mothers to two great nations. Acknowledging the short shrift given these two remarkable women, the author provides a closer examination of their roles.... Gordon adds something new to an already full body of scholarship on Abraham."Kirkus Reviews
"Gordon examines all the familiar features of the story but pays particular attention to the human feelings of jealousy and distrust that affected the trio.... She offers perceptive insights into an ancient story whose consequences continue to reverberate."Richmond Times-Dispatch


text:
Orioles bust out of slump with huge inning
BALTIMORE -- One big inning put the scuffling Orioles back on track.
A Baltimore offense that's been frustratingly erratic finally broke out on Saturday, with a season-high seven-run third inning that fueled an 8-4 series-evening win over Colorado to snap a four-game losing streak. The victory, in front of 31,089 at Camden Yards, featured eight of the Orioles' starting nine reaching base safely in a 10-digit hit night that capitalized on several Rockies miscues.Full Game Coverage
BALTIMORE -- One big inning put the scuffling Orioles back on track.
A Baltimore offense that's been frustratingly erratic finally broke out on Saturday, with a season-high seven-run third inning that fueled an 8-4 series-evening win over Colorado to snap a four-game losing streak. The victory, in front of 31,089 at Camden Yards, featured eight of the Orioles' starting nine reaching base safely in a 10-digit hit night that capitalized on several Rockies miscues.Full Game Coverage
"Obviously, we needed a little something to kind of jump-start us," second baseman Brian Roberts said of the Orioles' largest single-inning output since July 31, 2012. "And that was big, I think, to use the extra out they gave us to put some runs on the board. Everyone kind of breathed a little sigh of relief and said, 'All right. Now we're ready to go.'"
And with 40 games remaining, the third-place Orioles (66-56) find themselves in the thick of the postseason hunt, trailing the American League East-leading Red Sox by 5 1/2 games and 3 1/2 back of Tampa Bay, which has a hold on the second Wild Card spot.
"This team, we know we're pretty good, we know we have a chance to do something and go to the playoffs," said reliever Tommy Hunter, who pitched a scoreless ninth, of an Orioles team that clinched its first postseason appearance in 15 years last season. "That's the only thing we're looking for, a chance. If you give yourself a chance, you never know what will happen."
The Orioles made good use of their chances against the Rockies, getting some much-needed timely hitting -- coupled with Colorado's fielding blunders -- to chase starter Chad Bettis from the game after eight outs.
The O's sent 12 batters to the plate in the third inning as Chris Davis got things started with a leadoff double and hustled to third on a passed ball. After Adam Jones reached on an infield single, with third baseman Nolan Arenado briefly losing control of the ball, Nick Markakis' blooper to left field -- which popped out of a diving Corey Dickerson's glove -- was just enough to score Davis.
One out later, Steve Pearce's ball went through shortstop Troy Tulowitzki's legs and Brian Roberts made the error hurt, with a two-out, two-run double to right field to make it 5-1.
"There was a play, possibly, at the plate. I wanted to check and see if [Jones at third] was going, possibly peek at him, but by the time I came back to my glove it was by me," Tulowitzki said of Pearce's grounder. "I don't know if it skipped a little bit, but bottom line is, I missed it. No excuses. It was just one of those plays where you take the eye off the ball to check the runner."
Bettis followed that up by walking Nate McLouth -- who scored on Davis' sacrifice fly in the first to give Davis 113 RBIs on the season -- and Manny Machado drove in two more runs with his Major League-leading 43rd double. Machado's extra-base hit chased Bettis, and he was replaced by Adam Ottavino, who walked Davis and allowed the O's eighth run on Jones' RBI single.
"I was real proud, what did we have, seven or eight 90 feet that we got via walk or hit by a pitch?" manager Buck Showalter said of his club's approach. "You can look at that as earning them, or taking advantage of what was given to you. We strung some good at-bats together all the way through the lineup."
Orioles starter Bud Norris was the beneficiary of the offense, which covered for the right-hander's worst start since coming to Baltimore at the Trade Deadline. Norris, who had only one clean inning, worked his way out of several jams to avoid a big inning, and allowed four runs on nine hits and three walks in the 95-pitch outing.
Coming off a relief outing Wednesday in Arizona -- in which he took the loss in the 14th inning -- Norris said pitching out of the 'pen made him a little over-amped, but he was able to settle in. He was also plagued by some back stiffness, which crept up in his last start in San Francisco.
"I started to feel it a little bit," Norris said of the back issue, which has flared up a few times this season. "That long inning didn't help me, but I wasn't going to complain about all the runs. So I'm just going to take care of it and it's not going to hamper me too much. I've got an extra day this week, which will be big. But you are going to have nagging stuff this time of year and you're going to have to fight through it."
Norris exited after giving up a two-out RBI single to Dexter Fowler in the sixth, and slammed his glove down in the home dugout in frustration at not being able to finish the frame. His replacement, lefty Troy Patton, snapped a stretch of 26 consecutive outings without a walk, issuing a free pass to Dickerson to bring on the third arm of the evening, right-hander Josh Stinson.
Stinson, who was recalled from Triple-A Norfolk earlier in the day, struck out Tulowitzki to strand a pair of runners, and pitched a scoreless seventh to keep the Orioles' four-run lead intact. Lefty Brian Matusz and Hunter navigated the final two innings to put the finishing touches on the win.
"You know, we've got a lot of games against our division left, and we just want to stay right where we are and give ourselves a chance these last 40 games," Roberts said of the O's position for the stretch run. "This isn't the time of year to lose 10 in a row, but you're not going to. This isn't also the time of year that a lot of teams go run off and win 10 in a row. It's a matter of just trying to stay consistent, and I think we're going to be fine."
Brittany Ghiroli is a reporter for MLB.com. Read her blog, Britt's Bird Watch, and follow her on Twitter @britt_ghiroli.


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#4581 pre-emptive strike explanation....look on the wall behind the kid on the bike in Oznays pic #4580
#4581 pre-emptive strike explanation....look on the wall behind the kid on the bike in Oznays pic #4580
Steve Henson
SABMWRA MOA Club#62's Flat Fixer/ current forum moderator
It's not the breaths you take, but the moments that take your breath away-D.Dillon/G. Strait
What of it you young whipper snapper...
There's an interesting back story on that image.
If you think it looks like a Piper Cub it does. Piper stole it from him.
Look at some articles here.
I do not get #4417. Wire fences, corrals etc. My post previous to that is an oil pump which reminds me of an insect (grasshopper). It was in association with the towers which are reminescent of the Venus Flytraps right before them.
Me thinks people come back and don't refresh the screen/cache as some of these posts skip a few images...
Or is it me?
Apparently we stayed at the same place in Switzerland. Were you on a Beach's tour by any chance?
Here's mine.
Bob Rippy
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today's free association challenge is to post something you have not already posted!
sMiles and bolts!
Live fully. Laugh deeply. Love widely.
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Selected Friends of Wile E Coyote/ A Million BMW sMiles


text:
Eye Protection at Work: First Aid
Eye Protection at Work: First Aid
Immediately report all eye injuries to your supervisor for appropriate medical attention.
Despite every precaution, eye injuries can occur. First aid-knowing what to do in an emergency before it happens-may save your own or a coworker's eyesight in the event of an accident.
Foreign particles
If you get anything in your eye-dirt, metal, even an eyelash-go to the nearest eyewash station or water source. Flush the eye with water until the object has been rinsed out. Don't rub your eye-this can scratch your eye or embed the object. If the particle does not rinse free, bandage your eye loosely and get medical attention.
Chemical splashes
Seconds count! Go immediately to the nearest emergency shower or water source. Look directly into the stream of water-hold your eyes open with your fingers if needed-and flush your eyes and face for at least 15 minutes. Get medical attention.
Light burns
If you are exposed to welding, laser, or other radiant light when you are not wearing appropriate protective eyewear, you probably won't feel pain right away. From 4 to 12 hours later, however, your eyes may feel "gritty," sensitive to light, or may get red or swollen. If this occurs, keep your eyes closed to avoid irritation, and get medical attention.
Cuts near the eye
Do not rub, press, or wash the cut; this can cause further damage. Loosely bandage both eyes to stop any eye movement, and get medical attention.
Embedded objects
Never try to remove objects embedded in your eye. This can cause further damage. Loosely bandage both eyes and get medical attention.
Bumps and blows
If you receive a bump or blow to the eye, apply a cold compress for 15 minutes to reduce the pain and swelling. Get medical attention to check for damage that may have occurred inside the eye.