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Below are a listing of files that have been recently submitted. They are in order of newest to oldest. There are 499 files.
Thunderstorms And Lightning
Date Submitted: 2005-09-01
Simple lesson on how thunderstorms develop and how to stay safe during these storms. Use with speakers (real wave file of thunder).
Plate Tectonics
Date Submitted: 2005-09-01
Simple smart board file created to show plate tectonics.
Galactic Address Worksheet
Date Submitted: 2005-09-01
Great worksheet detailing our address in the universe.
Smoke, Mirrors & Hot Air
Date Submitted: 2005-09-01
How ExxonMobil Uses Big Tobacco's Tactics to Manufacture Uncertainty on Climate Science.
What Will We Learn About In Earth Science?
Date Submitted: 2005-09-01
Great powerpoint to show the students what topics and concepts they will learn through out a year in earth science.
The Expanding Universe Lab
Date Submitted: 2005-09-01
In this activity, you will use Hubble Space Telescope Images to view how objects in the Universe change and create scientific models of the Universe.
Absorption & Radiation By Land & Water
Date Submitted: 2005-09-01
To describe the comparative rates at which water and land surfaces heat and cool.
Minerals Computer Questionnaire
Date Submitted: 2005-09-01
Go to a certain website and answer questions based on it.
Plate Tectonic Internet Activity
Date Submitted: 2005-09-01
Go to an internet site and answer questions based on it.
Topographic Features Of The Taku Glacier Region
Date Submitted: 2005-09-01
The amount of snow and ice added to a glacier is called accumulation and causes the glacier to advance. The amount lost due to melting is called ablation that causes the glacier to retreat up the hill.


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Rural Development in Deccan Maharashtra, India: Village Panel Study, 1942-1977 (ICPSR 9308)
Principal Investigator(s): Dandekar, Hemalata C.; Gokhale Institute of Politics and Economics
This data collection examines the economic and occupational changes experienced over a 25-year period by families living in Sugao, a village in the state of Maharashtra, India. The residents of this village were surveyed in 1942 and 1958 to uncover aspects of their daily lives and again in 1977 to explore more fully the effects of the economic attraction of Bombay, an industrialized metropolis 150 miles away, on village life. Data were collected at both the individual and family levels. Respondents were queried on such topics as caste, gender, age, marital status, education, residence, primary, secondary, and tertiary occupations, location of occupation, years employed at occupation, income, work habits, and job classification. Families reported on their size and composition, members living outside the village, economic relationships with others, acquisition, size, and construction of housing unit, and home improvements. Information was also gathered on family income sources and, in particular, on the amount of money and goods remitted to the village by family members living and working in Bombay. Agricultural issues explored include family labor provided for farming, amount of irrigated and non-irrigated land, productivity of the land, and the type, number, and location of livestock.
Access Notes
Data in this collection are available only to users at ICPSR member institutions. Please log in so we can determine if you are with a member institution and have access to these data files.
This study is provided by ICPSR. ICPSR provides leadership and training in data access, curation, and methods of analysis for a diverse and expanding social science research community.
Study Description
Dandekar, Hemalata C., and Gokhale Institute of Politics and Economics. Rural Development in Deccan Maharashtra, India: Village Panel Study, 1942-1977. ICPSR09308-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 1990. https://doi.org/10.3886/ICPSR09308.v1
Persistent URL: https://doi.org/10.3886/ICPSR09308.v1
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This study was funded by:
- United States Department of Education. Fulbright-Hays Dissertation Award
Scope of Study
Subject Terms: agricultural land, agricultural productivity, agricultural workers, caste, demographic characteristics, economic change, education, family work relationships, farm families, household income, housing, housing construction, income, job history, job mobility, lifestyle, livestock, livestock inventories, marital status, occupations, occupational categories, rural areas, urban areas, urban migration
Geographic Coverage: India, Global
- 1942--1977
Universe: All residents of Sugao, a rural village in Western India.
The 1942 and 1958 surveys of the village population were completed by The Gokhale Institute of Politics and Economics. The 1977 survey was completed by Hemalata C. Dandekar who coded responses from all three surveys.
Original ICPSR Release: 1990-05-01
- 2006-01-18 File CB9308.ALL.PDF was removed from any previous datasets and flagged as a study-level file, so that it will accompany all downloads.
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subset: commoncrawl


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When local governments start hacking away at their expenditures and receivables over the next few months, it's been said everything is on the table. Ocean City has already shown this penchant repeatedly, particularly when it agreed to turn off every other light bulb in the Inlet parking lot this winter.
The county proved this week it's also looking at all options. It was proposed that the county rescind the current property tax discount it gives to property owners who pay their tax bill early. Currently, diligent property owners, or mortgage companies, in many cases, who pay their tax bills within a month of receiving them get a 1-percent break. This is significant for some and enough of a carrot to encourage many to pay early. It was proposed this week to cut the discount to half of a percent, which would raise about $500,000 in new revenue for the county.
While there does not appear to be enough support among the commissioners to make this change, it's important to realize this would essentially be a tax increase for many. That's going to be the perception, and a couple commissioners publicly acknowledged it this week. They would be wise to ignore this proposal.
I read Governor O'Malley's State of the State speech Wednesday. Some of the speech touched on his desire to help small business in these difficult times with unemployment insurance help and perks to create jobs. "And because small businesses create two out of every three jobs in Maryland, I'm also asking you to pass emergency legislation to provide $83 million of relief from rapidly escalating Unemployment Insurance Premiums," he said.
That legislation is aimed at providing tax credits for businesses who create jobs and hire. That's all well and good, but most businesses are currently either trimming their workforce to become more efficient, and being hammered by the state consequently with higher taxes for it, or focusing on keeping their current employees at work.
It's difficult to buy into the state's sincerity in helping small businesses when the unemployment tax of a certain community newspaper, not mentioning any names, increased by 300 percent this week. Let's fix the addressable by lowering these jobless tax rates and finding alternative and more practical means to replenish the state's trust fund before dreaming about the glories of the impractical.
A big snow can bring about some unusual images. Here's a few I found interesting:
— On Sunday, an old van came barreling down Washington Street in Berlin, with its backdoors propped open by an even older broom and a worn rubber hose tied to the bumper, pulling a boy on a new boogie board. That's not something you see everyday.
— A shopping center was getting its parking lot cleared on Monday morning by a pickup truck with a plow fastened to the front. That's a fairly common sight, but in the bed of the truck were two boys throwing salt every which way possible including at each other and atop parked cars.
— A man was perched atop his broken down mini-van outside Berlin on Monday morning, but seemed to be making the best of the situation. There he was kicking back on the hood of his car, drinking coffee and smoking cigarettes. There was no sense of urgency at all. Turns out he was just waiting for AAA to arrive, but he certainly chose an interesting place to kill time.
Chances are you broke the law this week without knowing it. In Maryland, it's illegal to leave a car running while unattended. That means the fuzz has the right to issue you a fine, upwards of $500, if you are caught warming up your car in the morning. No offense to the lawman, but this is ridiculous. Rather than head back in the house after starting the car, allowing the defrost to kick in and the vehicle to warm, the law says people are supposed to sit in their freezing cars on their own private property. That's just not going to happen.
In other news, here's one more meaningless Super Bowl prediction: Colts 38-Saints 28.


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Carleton College will present a special public screening of the acclaimed Emmy Award-winning documentary film, "Green Fire: Aldo Leopold and a Land Ethic for Our Time," on Tuesday, Feb. 19 at 7 p.m. in the Weitz Center for Creativity Cinema. The screening is sponsored by Carleton's Cowling Arboretum and the Cannon River Watershed Partnership, a Northfield-based volunteer organization that works toward "protecting and improving the water quality and natural systems of the Cannon River watershed." This event is free and open to the public.
"Green Fire" is the first full-length, high-definition documentary film ever made about legendary conservationist Aldo Leopold. Influential in the development of modern environmental ethics and in the movement for wilderness conservation, the film explores Leopold's life in the early part of the twentieth century and the many ways his 'land ethic' continues to be applied all over the world today.
Leopold is probably best known as the author of the 1949 conservation classic A Sand County Almanac, which has sold over two million copies. Leopold is also renowned for his work as an educator, philosopher, forester, ecologist, and wilderness advocate. "Green Fire: Aldo Leopold and a Land Ethic for Our Time" draws on Leopold's life and experiences to provide context and validity for his ideas on conservation, and then explores the deep impact of his thinking on conservation projects around the world. Through these examples, the film challenges viewers to contemplate their own relationship with the land community.
"Green Fire," produced by the Aldo Leopold Foundation in partnership with the Center for Humans and Nature and the U.S. Forest Service, was released in 2011 and won an Emmy Award for Best Historical Documentary Film in 2012.
For more information about Aldo Leopold or "Green Fire," visit www.greenfiremovie.com or www.aldoleopold.org. More information on the Cannon River Watership Partnership is available at www.crwp.net.
For more information about this event, including disability accommodations, contact Cowling Arboretum Director Nancy Braker at (507) 222-4543 or by email at firstname.lastname@example.com. The Weitz Center for Creativity is located at 320 Third Street East in Northfield.


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I went out for a Saturday morning drive. Everything was great until I came upon an antique BMW motorcycle for sale. I planned to turn around to go look at it. I took the first turn which unfortunately was to a road that was a steep drop and a sharp right turn. I panicked and hit the brake rather than trying to ride through it. Once I hit the brake I slowly dropped over. The pic shows the damage. I am fine just mad at myself. Luckily two guys came along who helped me pick up the bike. It drives fine. No damage beyond the plastic and the foot rest rubber.
Looks like it will be a $2,000 repair if I buy painted panels and do the swap of parts myself.
Stupid in Doylestown, Pa.


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Chairman's nerves show through when challenged on H.R.1207
Steve Watson
Wednesday, July 29, 2009
Federal Reserve chairman Ben Bernanke appeared incredibly nervous during an interview aired last night on PBS' NewsHour, particularly during a question on the ongoing effort to pass legislation that would see the Fed's books being opened up to a general audit.
In a display that will greatly encourage those who continue for push for greater transparency of the privately run Fed's actions, Bernanke stammered and stuttered his way through the interview, his voice shaking as he attempted to rail against calls to audit the Fed, reciting now familiar and standard lines of propaganda.
"There's an effort in Congress, and in the House in particular, to audit what the Federal Reserve does, particularly in monetary policy. How do you feel about that?" asked PBS' Jim Lehrer.
"So that bill, people don't fully understand what that bill is about. It sounds like, audit the Fed, it sounds like 'Let's look at the books.' That's what it sounds like." Bernanke spluttered.
Clearly flustered and sounding very unconfident, Bernanke continued:
"What people don't understand is that this bill would give the GAO, the GAO, the authority to audit monetary policy. And what does that mean? That means if the Federal Reserve decided a year from now that because of incipient inflation it was time to raise interest rates, that the Congress would say, 'Ah, the GAO's going to audit that decision. It's going to subpoena your materials. It's going to demand information from members of the FOMC. It's going to evaluate your decision. It's going to report to Congress.' I don't think that's consistent with independence." Bernanke said.
Watch Bernanke respond to the question regarding the bill:
Watch the entire PBS interview with Bernanke here.
(Article continues below)
Bernanke essentially repeated the very same mantra he espoused during last week's Financial Services Committee hearings, which was subsequently repeated in a Washington Post editorial, claiming that the bill will hand Congress the power to run monetary policy in the United States, reducing the Fed's independence and politicizing decisions the Fed makes.
However, as Senator Bernie Sanders, sponsor of the Senate version of Congressman Ron Paul's Federal Reserve Transparency Act, has pointed out, "We must not equate 'independence' with secrecy" where the Fed is concerned
"No matter how intelligent or well-intentioned the Fed chairman and his staff may be, it isn't appropriate to give a handful of people the power to lend an unlimited supply of money to anyone it wants without sufficient oversight." Sanders writes.
The bill would not give anyone in Congress or elsewhere the authority to sit in on Fed hearings, thus it would have no impact monetary policy. All it would do is provide answers to the American people as to where trillions of dollars of their money is disappearing to.
The legislation would simply amend existing law to allow the Comptroller General of the General Accounting Office to audit the Federal Reserve Board and its member banks.
As CBS News' Declan McCullagh points out, in response to Bernanke's defense of the Fed:
"This is an odd claim. If you read the bill (H.R.1207), it simply amends existing law to say "under regulations of the Comptroller General, the Comptroller General shall audit" the Federal Reserve Board and its member banks."
"The Comptroller General is a Senate-confirmed official who's also the head of the Government Accountability Office (GAO), a legislative branch agency organized under the U.S. Congress. In other words, we're not talking about a political bomb-thrower, but a veteran civil servant tasked with important oversight responsibilities." McCullagh explains.
Bernanke's claim that the GAO "already looks at virtually all of our activities" is misleading to say the least. There is no oversight whatsoever regarding loans made by the Fed, which is why there has been no indication of the final destination of multiple trillions of dollars in bailout funds.
In addition, Federal Reserve meeting transcripts are not made publicly available until five years after the meetings occur.
As Ron Paul himself explained to Bernanke last week, the bill would do nothing to further politicize the Fed's decision making given that the Fed is already overtly politicized anyway.
"Just the fact that they can issue a lot of loans and special privileges to banks and corporations, that's political. This idea that it would be political because we know what happened afterwards just doesn't seem to add up." Paul beseeched.
In our report yesterday we detailed how Americans are turning against the Federal Reserve, with just 30 per cent saying the agency is doing a good job, compared with over 50% when the question was last asked in 2003.
According to Gallup editor in chief Dr. Frank Newport, "Americans are blaming to some degree the actions or inactions of the Federal Reserve board" for the economic turmoil.
Bernanke's doubtful PBS performance is sure to increase the numbers of Americans demanding more accountability.
"…it was the sight of Ben Bernanke, quavering before the audience, when I knew we were going to win this fight." writes Adam de Angeli on Ron Paul's Campaign for Liberty blog. "We're growing bigger and better organized every day, while the banksters' last desperate attempts to control the damage yield nothing."
This article was posted: Wednesday, July 29, 2009 at 9:17 am


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The majority of website owners who ask us to "fix" their websites do not understand the concept of having a focused set of keywords for their websites. This results in search engines, like Google, not being able to assign their website to a particular niche / category since there is no obvious set of primary keywords defined for the website.
Establish your primary keywords before doing any SEO
Before doing any search engine optimization (SEO) work on their website, I ask them to establish at least 3 sets of keywords that describe their business. For example one of my current clients owns a refrigeration repair business in Chicago. His website's HTML was littered with too many sets of keywords which is why he wasn't getting the search engine traffic that he anticipated. We suggested that his three sets of keywords should be something like:
SEO Melbourne is our primary keyword set
Another real example I can provide are the keywords we are focusing on for this website. Can you guess what it is? Our main keyword set for this website is "SEO Melbourne". We chose this because it is our goal to win SEO work in our locality of Melbourne. This site is only a couple of weeks old but if you do a Google search for "SEO Melbourne" you'll find that we are moving up the ranks fast.
Our other main keyword sets are:
There's a lot of competition for the search term SEO Melbourne and because of the very nature of the term, we are competing of other SEO companies who also specialize in optmizing websites for search engines. Despite this, I'm always up for a challenge and becoming number one in Google will be a very satisfying goal to achieve. Let's see how long it takes.
How to find the competition for your keywords
You can see how many competing websites there are for your keywords by looking at the results section after you submit a search. For example, for the term "SEO Melbourne" in Google.com there are over 1,200,000 competing pages!
To the beginner this can be quite daunting. but we have been able to rank in top 5 positions for keywords have over 50,000,000 competing pages within a couple of weeks.
Know thy enemies
So once you've established your set of at least 3 primary keywords / keyword sets that describe your website / business, check in Google to see how many competing pages there are. If you're starting up a new business you may want to consider niches that have less competition.
Keyword research is important for all online content
I have an article on EzineArticles that also talks about the importance of keyword research in terms of article marketing. Check it out:
- Keyword Research – SEO Keywords are important for Article Marketing
Let us know if you need help with keyword analysis or SEO. We'd love to help.


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In addition to his roles as chairman and chief investment officer of the $692 billion asset management firm T. Rowe Price, Brian Rogers (Trades, Portfolio) manages the T. Rowe Price Equity Income Fund (PRFDX), an income and value-oriented strategy. Read more about him here.
Brian recently took investing questions from GuruFocus readers. Below are his answers.
Question 1: How did you get into investing? Who influenced you the most?
My first job in the late 70s was at Bankers Trust in New York, where I was trained as a financial and credit analyst. Later, at Harvard Business School, three professors – Bill Fruhan, Norman Bartczak, and Jay Light – influenced my thinking when it came to the investment field. Another important influence was David Dreman (Trades, Portfolio), who wrote several books on contrarian investing 30+ plus years ago. The concept exposed by Graham & Dodd of buying assets at 50 cents on the dollar made a lot of sense. In my early days at T. Rowe Price one of the investors I watched most closely was the legendary Windsor Fund manager, John Neff.
- Warning! GuruFocus has detected 6 Warning Signs with T. Click here to check it out.
- T 30-Year Financial Data
- The intrinsic value of T
- Peter Lynch Chart of T
Question 2: If you were managing small amounts of money, what are the things you would look at? What is your valuation approach and what do you consider when forecasting earnings? What would you recommend that the investor do in order to hedge their portfolio and buy insurance at a reasonable cost and in a relatively simple way?
The challenges of investing small amounts of money are essentially the same as those investing larger amounts of money. Your liquidity needs are less demanding but the challenge of making the correct investment decisions is the same. I encourage investors to focus on transaction costs and to think about tax consequences. My basic approach is to invest in companies with good records when they are out of favor. I employ a number of valuation techniques to identify valuation anomalies, and I am always interested in companies whose earnings, cash, and dividend streams are selling at attractive levels relative to their histories. I am a contrarian and think that Warren Buffet's advice -- "be greedy when others are fearful; be fearful when others are greedy" -- is something for all investors to keep in mind. In terms of hedging portfolio exposure, I would say it is very difficult to make consistently correct market calls. Consequently, my focus has always been on investing in good companies at attractive prices. If a stock's valuation is compelling, in and of itself, that's a hedge. There are ways to reduce portfolio volatility. Some investors engage in covered call writing, which can reduce volatility and boost income. You can also buy puts to limit downside risk, although this can be expensive. I think the best approach for the individual investor is to focus on diversification as a way to reduce risk.
Question 3: If you were managing a stand-alone hedge fund, would you manage the market exposure of the portfolio according to the general level of the market (according to the Schiller P/E, for example) or according to how many individual ideas you were able to find? Could you share your current opinion about the macro picture for the next five to 10 years and how you incorporate it or not into the construction of your portfolio?
Assessing market conditions and the appropriate level of market exposure is the investor's ultimate challenge. I compare expected returns on different asset classes and try to make a seasoned judgment about where relative values lie. For example, in today's world the expected return on fixed income securities is somewhere in the 3% range. Expected returns on cash are south of 1%. Expected returns on equities are likely to be in the 6-9% range. Each investor has to decide whether it makes sense to assume the risks of equity investing in an effort to earn higher returns.
I would point out that after the strong market advance over the last five years, there are fewer bargains in the market. While the overall market is reasonably valued, investors should steer clear of the more exuberant market sectors such as bio-tech and social media, where behavior, in my opinion, is similar to what we saw in 1999 and 2000. In terms of the macro outlook for the next five to 10 years, inevitably we will have good periods, a mild correction or two, and probably one bear market. In the meantime, valuations are generally reasonable, global central banks are in an accommodative mode, and moderate global economic growth is likely.
Question 4: How much cash do you take in your fund? Is the cash position stable or do you tend to build up cash while the market becomes expensive? Also, how is your current personal private asset allocation (percent cash and cash equivalents, percent bonds, percent equity, percent alternative)?
The cash position in my fund is currently about 7%, which is up from 3-4% a year ago. It seems to me that there are fewer compelling opportunities today. Price earnings ratios are somewhat higher and our investment analysts have fewer buy rated recommendations. In my opinion there are more stocks to sell than there are to buy today. In terms of my personal asset allocation, I do not practice what I preach when it comes to the benefits of diversification, as 80% of my net worth is in T. Rowe Price stock. Ten percent is in our cash and fixed income funds and ten percent is invested in several T. Rowe Price equity funds, including the Equity Income Fund.
Question 5: AT&T (NYSE:T) appears to be much cheaper than cable stock competitors. Do you think this is warranted? How will the spin-off GE (NYSE:GE) is doing improve its P/E multiple? Any target? What is a fair value P/B over the next few years for large cap banks like Wells Fargo (NYSE:WFC), Bank of America (NYSE:BAC), or U.S. Bancorp (NYSE:USB)? You are not a concentrated investor. Do you think investors who are very concentrated with 10 to 20 stocks are fooling themselves into thinking they can ever know all the risks of a stock?
A couple of specific stock comments. AT&T has been a bit of a laggard. I view its 5.2% dividend yield as very safe, so you can look at AT&T as a fixed income proxy. It sells at 12 or 13 times earnings, which is a discount to the market but, of course, the company's earnings growth is modest. AT&T is a good source of stable income and has a moderately growing dividend. In terms of General Electric, the planned spin-off of some of its financial services businesses will likely raise its price earnings ratio, since financial businesses usually sell at lower multiples than industrial businesses. GE was a good stock for us in 2013 but it has lagged in 2014. I think it sells at a reasonable valuation. Of the three banks you cite, the one with the most upside is probably Bank of America, which sells at below book value. Wells Fargo and U.S. Bancorp have been very strong performers and sell at premiums to book, so I would expect them to have less upside than Bank of America in the intermediate term. In terms of your question about portfolio concentration, I admire investors who hold 10-20 stocks because they have tremendous conviction. I manage the T. Rowe Price Equity Income Fund in a more diversified way. I think either approach makes sense if it works for the portfolio manager. Anyone who thinks they know all the risks of a stock is fooling himself or herself, and that applies to portfolios with ten stocks as well as portfolios with several hundred stocks.
Question 6: I own T. Rowe Price Group Inc. (NASDAQ:TROW) shares, so keep up the good work! Can you provide some color on your sell discipline? How do you think about portfolio turnover and position sizing? Thanks.
In terms of sell discipline, I focus on companies whose prices have increased to the point where their relative P/E ratios are selling at higher-than-average levels and whose relative dividend yields have declined to the point where the company no longer looks inexpensive. In terms of portfolio turnover, I believe less is better. Lower turnover saves money. When I make an investment in a company I intend to hold it for a minimum of several years. In terms of position size, we have approximately 115 holdings in the portfolio today, with our core holdings representing between 1-3% of portfolio assets. Roughly 20 of our holdings are either positions we are beginning to accumulate or small positions we have not yet finished selling.
Question 7: When you are considering adding a stock to your portfolio, how do you balance between the stock's performance and the dividend performance? How much weight do you give to dividend performance and what are some of the guidelines you use to make your final decision to buy or pass on a stock? Do you consider the high-yield dividend stocks at all?
When we make a new investment we are interested in both capital appreciation and an attractive and growing dividend stream. The total return from an equity investment, in simplest terms, approximates the dividend yield plus the company's growth rate. Over the long term, the contribution of dividends to the total return of an investment is significant. Of our 115 portfolio holdings, about 110 pay dividends. In terms of the highest dividend yielding stocks, our experience has been that those companies with the highest yields often end up cutting their dividends, so we are naturally suspicious of the highest yielders.
Question 8: In the last months we saw quite a few ups and downs in the price of gold. Which miners would you prefer? And from which miners would you stay away?
With respect to gold stocks, the price of gold declined sharply in 2013 and gold stocks declined even more dramatically. In the Barron's Roundtable interview I was part of earlier in 2014, I mentioned gold as an out-of-favor sector and Newmont Mining as one of my recommendations for the coming year. Newmont is attractive because relative to many gold companies, it is a relatively high-quality company. When you are contemplating investing in gold I would really pound home the message that you should diversify into a handful of companies. A basket of stocks such as Newmont, Goldcorp, Agnico Eagle Mines, and Barrick Gold could be worthy of a look. In terms of oilfield service companies, I have investments in Schlumberger and Diamond Offshore, which represent two very different types of investments in the oil services sector.
Question 9: What are a couple of good dividend-paying (and dividend-growing) companies that you would recommend buying now as a long-term investment (10 or more years)? If you could recommend one investing-related book or newsletter, what would it be?
Several of our holdings in T. Rowe Price Equity Income Fund meet your criteria and can be found on the S&P list of "Dividend Aristocrats," which recognizes companies that have raised their dividends in each of the last 25 years. I'd mention Chevron (NYSE:CVX), Clorox (NYSE:CLX), and Stanley Works (NYSE:SWK) as three companies that might fit the bill. On investment-related books and newsletters, I find the S&P Outlook to be helpful and, of course, I couldn't live without Value Line. For interesting investment books, I really enjoyed Value Investing: From Graham to Buffet and Beyond by Columbia professor Bruce Greenwald. The Little Book of Value Investing by Christopher Brown is a short and interesting read.
Question 10: What are some areas of the market that you view as being inefficient (or, at least, less efficient) because of institutional restrictions (e.g., limited mandates, size, etc.) and might allow the diligent individual investor to outperform? If so, could you elaborate? What are your thoughts on portfolio concentration, given that this issue seems to divide many in the investment community?
While many argue that U.S. and developed markets are relatively efficient, I believe that investors overshoot on both the upside and the downside when it comes to how they value companies. Investors have a historical tendency to overpay for growth and certainty and to avoid stocks characterized by controversy and uncertainty. There are pockets of inefficiency which arise due to a range of behavioral patterns. I also believe that many investors have a very short-term time horizon and that, if you adopt a longer-term view, you are doing something very different from other investors and may benefit accordingly. There are many inefficiencies in markets outside the U.S., notably in emerging markets, and in certain sectors of the fixed income market, such as the high yield sector. The municipal bond market also can have inefficiencies that investors can capitalize on. Regarding portfolio concentration, I've seen great investors such as Mason Hawkins (Trades, Portfolio) and Staley Cates manage highly concentrated portfolios successfully and, of course, the legendary Peter Lynch managed a fund with hundreds of holdings. There is no right answer on the correct number of portfolio holdings. It's what works best for the individual.
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CHARLOTTE—Luke Kuechly made a career-high 16 tackles in a Week 5 loss to Seattle. But the best move the Panthers' rookie has made from a leadership standpoint has been keeping quiet on the team's middle linebacker debate.
Kuechly's breakthrough performance against the Seahawks came with Pro Bowl middle linebacker Jon Beason on the sideline nursing shoulder and knee injuries that have limited his mobility and tackling skills this season. Before the Seahawks game, Kuechly had started at the weakside spot.
Beason, who is back practicing this week, has made it clear he expects to be back in the middle Sunday against Dallas. Panthers coach Ron Rivera says he's still evaluating the situation.
Meanwhile, Kuechly has rightly stayed out of the discussion, saying he has no preference. But it's clear Kuechly is more effective—as is the Panthers' defense—with him in the middle, where he can use his speed to make tackles all over the field as he did in breaking the NCAA tackles record at Boston College.
Kuechly, a first-round pick with great instincts, is still a good player on the weak side. But he's better in the middle.
GAMBLE BACK: Cornerback Chris Gamble has flown under the radar this season after a big comeback year in 2011, when he tied for the team lead with three interceptions while matching up against the opponent's No. 1 receiver each week.
This season, Gamble has no interceptions, one pass breakup and just 13 tackles—next to last among the team's defensive starters. Like Beason, Gamble has been bothered by a shoulder injury that has hurt his tackling form.
Gamble is expected to play this week against Dallas. The Panthers need him to play like he did last season.


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CLARKSVILLE - With the deadline to submit its facilities master plan approaching, the Clarksville School Board met in a special session Thursday and more clearly defined its goals for a building program.
"We've been beating this around for about a year, and it's time for us to decide something," board member Danny Hughes said.
Freeman Wish, district treasurer, told the board the district's 10-year master plan for facilities must be submitted to the state by Feb. 1, 2006. The plan must include a fairly definite outline for the next three years, he said, and can be more general in describing the last seven years of the 10-year period.
Before the plan can be submitted to the state, however, the board must hold a public hearing on its three-year plan to discuss final prioritizations, Wish said. He also noted failure to submit the plan to the state by the Feb. 1 deadline will eliminate the district from qualifying for any state funding.
Superintendent Don Johnston said once the plan is submitted, the district can apply for a partnership with the state on its special projects. Depending on the district's Facilities Wealth Index, which changes each year, the state will pay a certain percentage of any projects if the district's application is accepted.
Board members agreed that, with the continuing growth in enrollment, expansion of current buildings and construction of a new building will be necessary in the near future.
The largest growth in enrollment is at the lower grade levels, Johnston said. Clarksville Primary School, which houses kindergarten and first grades, is currently at 460 students. The building capacity at the primary school is 493 students, and enrollment projections show 496 students in the two grades by the 2008-09 school year.
To meet state standards, Johnston said, the district will need to add one kindergarten class by the 2007-08 school year and one first-grade class by the 2010-11 school year.
Board member Bruce Phillips said he believes adding onto the primary school is a "definite" need. But he felt like the district could make the needed additions with the money it currently has in its building fund.
According to Johnston, there is currently $2.3 million in the building fund. The projected cost of the primary school project, according to a study done in May, is about $1.6 million.
"I think that's what we should do," Johnston said. "We can take care of Primary with what's in the bank."
But Johnston said in order to meet the continued growth in enrollment and to be in compliance with state standards, it will likely be necessary to construct a new building.
Phillips said the main determination the board should make when considering a new building is how to pay for its construction and how to convince the public tax dollars are needed for a new school.
Board president Danna Schneider agreed but said she wanted to be sure the public supported the district's plans.
"One thing we didn't address [during the public meeting held in April] is whether we need to build at all," she said. "Are we going to get public support for a millage? I think it's clear we will eventually bulge out of our current campuses, but can and will the public support a building program?"
The board discussed a list of things to consider about a building program and decided on some definite criteria that any future construction project must meet. The criteria included:
n The building plan will be educationally sound;
n Each school will have its own cafeteria and gym/activity room;
n The plan will allow space for future growth at each campus;
n The plan will allow for each school to have two or three grades apiece;
n The plan will allow for the classrooms at Kraus Middle School to be enlarged.
Board members also discussed the possibility of using the land east of the Primary School, currently owned by the district, for the site of the new building.
But board members remained undecided about which grades a new building would house.
"I think we're in agreement we need to build a new campus," Schneider said. "We just don't know what it's going to be yet."
Administrators chose three building options. The plans included options of construction of a new junior high to house eighth and ninth grades; construction of a new building for Pyron Elementary School to house second, third and fourth grades; and construction of a new Kraus Middle School that would continue to house fifth and sixth grades.
If a new junior high were built, Kraus Middle School would take over the current junior high building in addition to its current building; and would house fifth, sixth and seventh grades.
If a new elementary school were built, Kraus Middle School would take over the current elementary building and would take in seventh grade in its current building; or its current building would become part of the junior high campus and would house seventh grade.
If a new middle school were built, the junior high would use its current building as well as the current middle school building for seventh, eighth and ninth grades.
Board members agreed to further discuss the issue at their next regular meeting Thursday.


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The 3-2 vote overturns a March 20 decision by an equally slim majority on the Planning Commission to allow an artificial surface at this private Catholic school for grades 6-12. The council chose to review the commission's decision in April after a public outcry by those who opposed a step they viewed as inconsistent with the town's environmentally conscious vision of itself.
That issue — the consistency of artificial grass with the town's vision as expressed in the general plan — was the matter before the council. In finding that there was a sufficient inconsistency, voting with the majority were Mayor John Richards and council members Maryann Derwin and Jeff Aalfs. Council members Ann Wengert and Ted Driscoll dissented.
Tim Molak, the Priory's head of school, was gracious in defeat. "The Priory is so happy to be in this community and this is a great place," Mr. Molak said, standing with his colleagues in the parking lot of the Historic Schoolhouse and holding a milk crate of presentation materials. "We won on one end and we lost on the other, and we'll move forward."
Mr. Molak said the school may be talking with the staff of the San Francisco 49ers about options for a real-grass field.
Former Portola Valley mayor Jon Silver, a point man for the real-grass side, said after the council's vote that he was exhausted but satisfied. "I'm glad for the community. I think it'll be a watershed moment for this town," he said, adding rhetorically that the campaign to overturn the Planning Commission's decision has probably taken 10 years off his life.
Unplayable fields
During wet winters, a soaked natural-grass playing field has limited utility for human activities. Even the natural grass at Rossotti (soccer) Field, which is built on sand so that it drains quickly, can be unplayable after a rain — "in order to preserve the field for optimum conditions," as the application for use of the field puts it.
Priory backers returned repeatedly to water conservation and the fact that artificial grass doesn't need irrigation. "This is a green solution," said Sally Ann Reiss, a Priory parent. "I don't know why we're on different sides of the fence."
Proponents of natural grass say that workable combinations of grass species and field maintenance can reduce water requirements and field recovery times.
Reliable playability is at the heart of the issue. The Priory, located within a scenic and semi-rural 65 acres, is a business and has competitors, Mr. Molak told the council. Among them: Menlo School and Sacred Heart Prep in Atherton, Castilleja School in Palo Alto, and Crystal Springs Uplands School in Hillsborough, all of which have artificial grass fields, he said.
Athletes apparently prefer them. Not having such a field "definitely impacts our admissions and our recruiting," Mr. Molak said. "Ours, in the sense of fairness, is a reasonable request to allow us to continue to operate as a competitive school. ... We're asking you for one field so that we have options."
The artificial field was one element in the Priory's 2011 proposal to improve its grounds and correct another competitive disadvantage: a non-standard "running track," really a dirt circuit around a rectangle with rounded corners. The new track will be a standard 400-meter oval enclosing a 2.4-acre soccer field. Slowing things way down — as the Priory was warned would happen, town officials said — has been the issue of real versus artificial grass on the field.
Both sides have plenty of factual evidence to support their arguments. Early in the public testimony, resident Andy Browne noted that decisions on this issue would always be subjective. He asked the council to remember their childhoods. "How did you feel when rolling down a hill of grass?" he asked. "I'd like you to vote accordingly."
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HOUSTON - Larger chain stores cash in on Black Friday, but Saturday is all about giving small businesses the spotlight.
The annual Small Business Saturday showcases local businesses across the country.
Juanita Baker owns Roundtable Goods, a shop in The Heights on the eclectic 19th Street.
"We've been waiting for this day since we opened," said Baker.
Baker said everything inside her store is made by women living in Houston.
"You can buy your paper towels from the big stores. We want you to come here for a unique shopping experience," said Baker.
Small Business Saturday was started and promoted by American Express in 2010.
Copyright 2012 by Click2Houston.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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The Longboat Key Town Commission will review a request by the Longboat Key Club and Resort at its regular meeting tonight to amend portions of its zoning code.
The changes could eliminate some departures the club seeks for its Islandside renovation-and-expansion project.
In a letter sent to the Town Commission dated Feb. 24, club attorney John Patterson told the commission project opponents have challenged the application based on a number of interpretations of the zoning code.
If the commission decides at its regular meeting to allow the Planning and Zoning Board to discuss potential changes to its code, the Islandside application likely will be delayed longer than the anticipated monthlong continuance.
Also at its 7 p.m. meeting tonight at Town Hall, 501 Bay Isles Road, the commission will consider:
Forwarding to its Monday, April 5, regular meeting for second reading and public hearing:
• An ordinance that amends a portion of the town's code enforcement chapter to make it consistent with Florida law.
• An ordinance that amends a town ordinance that addresses the anchoring and mooring of boats to make it compliant with state statutes.
• A request by Cedars Tennis Club for an outline development plan amendment that will allow the club to retain members who have moved off the island.
• An ordinance that amends the employment policies of the firefighters' retirement system for the town to remain eligible for the receipt of state premium tax monies.
• An ordinance that amends the employment policies of the general employees' retirement system for the system to remain compliant with changes made by the Legislature.
• An ordinance that amends the employment policies of the police officers' retirement system for the town to remain eligible for the receipt of state premium tax monies.
• An ordinance that approves a $30,000 budget transfer to pay for the placement of sand on the north end where severe erosion has occurred.
• An ordinance that will give the town manager authority to make adjustments to utility bills when customers appeal their bills.
• An ordinance that establishes a town policy for mandatory training in state Sunshine Law, public records and ethics for commissioners and town board and committee members.
• A resolution that will allow the town to reimburse the Longbeach Village Association $2,400 for peacock removal services.
• A resolution that provides a rate decrease for Key residents in regard to their trash removal services.
• A resolution that establishes a no-parking zone near the entrance of Town Hall.
• The appointment of Vice Mayor Robert Siekmann as the Town Commission liaison to the West Coast Inland Navigation District Board.
Contact Kurt Schultheis at [email protected].


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Estación ferroviaria central de Nápoles
Other Stations
Estación ferroviaria central de Nápoles
Naples Central train station was completed in the late 1960's. The station is located in the square dedicated to Giuseppe Garibaldi. This Naples station serves as the main departure station for Naples and Southern Italy. The lower level of the station includes the Piazza Garibaldi and Circumvesuviana annexes (the latter serving private local trains to Pompei and Sorrento). A terrific station to begin your travels in Naples, or continue your Italian vacation from.
- Address: Piazza Garibaldi 69 I-80100 Naples
- View location on map: Google map
Transportation from the Naples Train Station:
To the Naples Capodichino airport:
Bus #3S
- Departs: every 15 minutes
- Length: 20 minutes
Alibus, the official airport bus, operated by ANM
- Departs: every 30 minutes
- Hours: 6:30 am to 11:30 pm
To other railway stations from the Naples Train Station:
- (ANM)-metrolitana, services transport to east side of Naples Subway or Tram
Trains using this station:
Telephone access:
- Telephone stands
- Location: main concourse
- Codes
International Code: 011
Country Code: 39
City Code: 081
Tourism Office:
- Hours: 7 am to 9 pm
- Phone: 081/5674700; call center 892021
- Location: ground floor, main hall
Baggage consignment:
- Hours: 6 am to 11 pm
3.80 for the first 5 hours
0.60 for each additional hour from the 6th-12th
0.20 for each additional hour from 12th and on
- Location: ground floor
- Phone: 081/5672181
- Location: below ground
Places to eat in the station:
Vending machines
Currency Exchange:
- Hours: 8 am to 8 pm
- Location: ground floor


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A heads up, this is very special.
Mark your calendars! Geshe Tenzin Wangyal Rinpoche will be offering his second free full-day live webcast on Saturday, July 6, 2013. The webcast will be broadcast live from Ligmincha Institute at Serenity Ridge during the second week of the annual Summer Retreat.
We are excited to announce that His Holiness Lungtok Tenpai Nyima Rinpoche, who will be at Serenity Ridge during a portion of the summer retreat, will be participating in part of the live webcast! His Holiness is the spiritual leader of the Bon Buddhist tradition and abbot of Menri Monastery in Dolanji, India. He will join Rinpoche in offering teachings during the first session of the day. For those not able to attend the summer retreat, it will be a wonderful opportunity to see His Holiness live and receive his teachings.
The free live webcast will begin at 9 a.m. Eastern Daylight Time and end at 3:30 p.m. Tenzin Rinpoche will offer two 90-minute teaching sessions. In addition, two 60-minute meditation sessions will be held.
The worldwide sangha, friends and all who are interested are invited to attend this special event. Real-time translation in multiple languages will again be available. The first free all-day live webcast on March 23 was a great success, with sangha members and others from around the world gathering together for the webcast or watching individually.
Tenzin Rinpoche is pleased to keep the momentum going and invites practitioners worldwide to join him July 6 via webcast for this special day of teaching, practice and retreat.
More information will be available as the date draws closer."
http://www.ligmincha.org/en/internation ... bcast.html
His Holiness Lungtok Tenpai Nyima Rinpoch Webcast Teachings
Discussion of the fifth religious tradition of Tibet.
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Flight No Air Conditioning Angers Lufthansa Passengers
May 13, 2013 Travel No Comments
Passengers are upset after a Lufthansa flight leaving Denver for Frankfurt held passengers on board for three hours without air conditioning.
Airport spokeswoman Laura Coale says paramedics were called about 90 minutes into the delay Sunday while the plane remained at the gate. No one suffered serious medical problems.
Lufthansa did not return a phone call seeking comment.


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Rare's staggering shared world pirate adventure launches for Xbox One and Windows 10 PC on March 20th, 2018.
Sea of Thieves release date announce trailer
- 13 The 59 biggest games of 2018
- 17 Nintendo announces Labo, a series of DIY toys and peripherals
- 3 Big Ant Studios' AO Tennis is out now on PS4 and Xbox One
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- 3 Chinese police have arrested 120 PUBG cheat creators
- Scribblenauts Showdown brings party multiplayer to sketchy series
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- Mindfreak wins Rainbow Six invitational, is off to Canada
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- Who do we cheer for in the Overwatch League?
- 37 Harrassment claims levelled at Heavy Rain studio founders
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Bonacquisti is player of the week
Monday December 17, 2012
PITTSFIELD -- It's been a pretty good start for Brian Bonacquisti and his Taconic hockey mates.
The Braves opened their season Wednesday with a 9-3 win over Mount Everett and Bonacquisti scored a hat trick in the first period. Then to top it off, the senior left wing was voted the first Eagle high school player of the week.
"We always have that potential to be a good team because we have good players from both schools," Bonacquisti said. "This year, we are starting off well.
"We've been doing well in practice."
Bonacquisti's team, coached by Stephen Terpak, is actually a co-op between Taconic and Pittsfield. Bonacquisti said the split is roughly 50-50 between the two city high schools.
The player of the week got all three of his goals in the opening 15 minutes at the Boys and Girls Club rink. He netted his first goal at 5:10 of the period, got his second at 6:36 and completed the hat trick at 8:08.
If you use the term "natural hat trick" to mean a player scores three consecutive goals for his team, then that's what Bonacquisti did. Mount Everett got one goal in between Bonacquisti's second and third tallies.
Terpak's team can roll out three full lines and three full sets of defensemen. That, according to Bonacquisti, enables him and his teammates to push themselves on each shift.
"You definitely feel the competition for your spot with the amount of kids. You definitely have to apply yourself and push for it," he said. "It's definitely a lot easier with numbers to have that push on the ice. It's easier knowing you have guys behind you who can play."
Bonacquisti is a three-sport athlete at Taconic, playing golf in the fall and baseball in the spring. The first game he played was baseball, and he started playing hockey around age 6. He is entering his third year as Taconic's starting catcher.
He came to hockey a little later.
"It's a good action sport. You're always moving," he said. "There's a lot of hitting. It's a lot of fun to play."
Bonacquisti is the first member of his family to play hockey. He said that nobody else in his house was a hockey fan.
"We are now," he said. "When I was growing up, I told my dad that I wanted to play hockey when I was five or six. He never watched. He never followed the game. He loves it now. My whole family loves it now."
Bonacquisti cut his hockey teeth at the Boys and Girls Club. That meant very early morning practices when he was younger. It now means practicing at 9:30 p.m. with his Taconic teammates. That gives him, and his teammates, the opportunity to do schoolwork before practice and then going to bed.
Everything about the Club, from the dressing rooms to Mooney's Pond, brings back memories of the old days.
"The Club is old school. It's up three flights of stairs," he said. "You usually have everybody there. It's packed for a Taconic-Wahconah game, or any Hennessy League game, it's packed upstairs. It's a fun atmosphere."
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


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Cottrell College Science Awards
What happened to the Cottrell College Science Awards?
After several decades of supporting successful research activities at primarily undergraduate institutions (PUIs) through the Cottrell College Science Award (CCSA) program, RCSA is now taking the support to the colleges to an even higher level of excellence. CCSA has been consolidated with Cottrell Scholars, a signature program with a 21-year history developing truly outstanding teacher-scholars at research universities nationwide. Starting in 2015, the Cottrell Scholar Award (CSA) is now available to early career faculty who conduct high-quality research and educational activities at both research universities and primarily undergraduate institutions across the country.
CSA is the entry point to this exceptional community of teacher-scholars, but the program has much more to offer than the initial award. As Cottrell Scholars, PUI and research university faculty benefit from award opportunities throughout their careers, such as TREE, LEAD, SEED, and the FRED award. To learn more about the Cottrell Scholar program click here.


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Lessons from Nature on Engineering Molecules
Gevorg Grigoryan, Assistant Professor of Computer Science, Dartmouth College
Friday, September 30, 2011, 3:30pm
Spanos Auditorium
This seminar is part of the Jones Seminars on Science, Technology, and Society series
Living cells are remarkable nano-machines which carry out a great variety of complex tasks. They owe much of their abilities to biological macromolecules, such as proteins – polymers of amino-acid links. These molecules are able to self organize into complex structures and super-structures, allowing them to perform tasks as diverse as chemical catalysis, generation of mechanical force, and sensing of environment. The idea of self assembly of molecules into functional units is very attractive as we aim to control events on the molecular and atomic levels, in order to engineering nano-devices and novel therapeutic strategies. Therefore, learning the design principles by which Nature creates such "smart" self-organizing molecules, and learning to engineer new ones with desired properties is of critical importance. To begin addressing this challenge, we have recently developed a computational approach which can be used to design proteins that self-organize around specific surfaces. This method is exemplified in the design of peptides that assemble into a tubular structure surrounding single-walled carbon nanotubes (SWNTs). The geometrically defined, virus-like coating created by these peptides converts the smooth surfaces of SWNTs into highly textured assemblies, capable of directing the organization of gold nanoparticles into helical arrays along the SWNT axis.
About the Speaker
Dr. Gevorg Grigoryan received his B.S. degrees in Computer Science and Biochemistry from the University of Maryland Baltimore County, and went on to get a Ph.D. at the Massachusetts Institute of Technology for studies in computational protein design and modeling of inter-protein interactions. As a postdoctoral fellow at the University of Pennsylvania, in the laboratory of Bill DeGrado, he continued to work on designing proteins with novel functions. Recently he joined the Department of Computer Science at Dartmouth College as an Assistant Professor.


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There's No Place Like Funko...
A new assortment of Funko POP! vinyl figures has been revealed, the new series based on characters from the 1939 film classic, The Wizard of Oz. Arriving this July, this four figure wave includes Glinda, Tin ManScarecrow, Cowardly Lion and the Tin Man. This Wizard of Oz series follows previously released Dorthy, Wicked Withc and a Flying Monkey.
Source: Funko POP! Vinyl Figures Fan Page
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Commissioner speaks against allegations
I read the April 22 paid advertisement that Dr. Sterling Watson submitted to your newspaper announcing his candidacy for the District 2 County Commission seat. As a current member of the Gadsden County Board of Commissioners (to whom he referred several times) I feel obligated to respond.
Mother's Day. It's just around the corner. There are many who will celebrate it with bittersweet memories of their mothers who are no longer here. Others are fortunate enough to be able to spend the holiday with their moms.
I am one of those still blessed to have my mother here with me. Well, she's not here, but she's still here...if you get what I mean. She doesn't live here; she lives in North Georgia.
When I think back over the course of my life, there's one constant thread...the love of my mother.
Last week was a busy one for law enforcement and a sad one for several families who had to bury loved ones. It happens all too frequently in our state and in our nation. But I suppose I am most bothered by some of the comments people make about Gadsden County. It appears that some of our neighbors are chomping at the bit and waiting for a tragedy to befall our community so they can take pot-shots at us.
The most troubling and insulting comment came from someone who wrote: "Let's bulldoze Gadsden County and start from scratch."
It's May already...and summer's just around the corner. When I realized that, it got me to thinking about all the things I grew up doing during those blissful months without the burden of homework or school.
When I was a kid, the thing to do in the summertime was to go to the pool at the American Legion. It cost a dollar to get in, and there was a snack bar where you could purchase a small cup of soda and choose from a number of snack foods.
This weekend we welcome visitors to our city for the annual QuincyFest. People come from throughput Georgia and Florida to hear good blues and eat fantastic barbecue. A lot of local people put in many volunteer hours throughout the year to make the event a success. It has been a success. And the event is getting even better.
Thankful for a lot of helping hands
Last Thursday afternoon my community was shaken by a tornado. In the middle of the afternoon we were visited by an unwelcome stranger. It marched through our close knit serene neighborhoods leaving downed trees and power lines in its wake. Fortunately, there was only damage to property. No lives were lost; no one so much as got a splinter in his or her hand.
Sam Hawkins has to go to trial for a horse that Gadsden County killed and did not belong to him? Well, I am ashamed to tell anyone that I live in Gadsden County. Next time, county manager, don't overfeed the animal.
Mr. Mathis admitted in an oral statement to the Gadsden County Sheriff's Office that the horse belonged to him and not Mr. Hawkins, so why did the State Attorney's Office arrest the wrong man? When Mr. Hawkins was over the Gadsden County NAACP, he helped a lot of people in the county, but he also told the county commissioners and others when they were wrong.
I am truly disappointed in President Barack Obama.
Just 3 weeks shy of the National Day of Prayer, set for the first Thursday in May each year, rumors circulated that Obama had decided he didn't want to "offend anyone," so he canceled it. He didn't cancel the National Day of Prayer, and was expected to sign a proclamation to uphold the tradition. He did, however, cancel the White House service in observance of the day.
Copyright © 2018
The Gadsden County Times is your source for local news, sports, events and information in Gadsden County and Quincy, FL, and the surrounding area.


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New Designs not yet for sale by Robert Hendrick. Some are prototyped others are still in concept. And some have been built as a soon to be offered addition to our line.
New Hardwood Timbers & Reclaimed Century Old Rail
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Gate Hours Adjustment at New Orleans, LA in Observance of Mardi Gras
Announcement Number: IM2014-76
Categories: All Intermodal
Posted Date: February 28, 2014
Dear Intermodal Customer:
In observance of the Mardi Gras festivities occurring in and around the New Orleans area, Union Pacific's New Orleans (Avondale), LA terminal will close at 7 p.m. Monday, March 3, 2014 and remain closed through Fat Tuesday, March 4th; resuming normal hours of operation beginning at 7 a.m. on Wednesday 3/5/14.
Note: Pursuant to MITA Item: 810-H, Pages: 4 & 5 (Storage Charges): Fat Tuesday is an exempt day and is not included in the computation of Free Time (where Free Time is Applicable). If Free Time expires prior to this holiday, this holiday will be chargeable.
Please find normal hours of operation below.
New Orleans (Avondale), LA
Hours of Operation: Monday-Friday, 7 a.m. - 7 p.m.
Intermodal Business Team
If you have any questions, please contact your Union Pacific Business Representative.


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Latest Stories
EA Reveals NHL 15 Game Modes0 Comments
August 20, 2014
Cheers & Tears: Sports Games0 Comments
August 14, 2009
About This Game
- Summary
- Specifications
- Features
- Game Editions
EA aims to light the lamp again with the '09 edition of its annual hockey game. NHL 09 brings Be A Pro to the ice, allowing gamers to step on the ice as themselves through a dynamic camera angle. In Be A Pro Mode you will earn your own hockey card as you progress from the AHL to the NHL.
The Skill Stick system from the past two NHL games evolves yet again in NHL 09 to bring precision control to the defensive side of the puck. The all new defensive skill stick gives you 360° control over your stick's movement. Block passing lanes, poke check more effectively and for the first time ever, lift an opponent's stick to prevent a shot.
- Supported Functions
- Number Of Players: 1-12
- Local - VS # of Players
- Online - VS Number Of Players: 12
- Defensive Skill Stick -- NHL 08 gave you true offensive prowess with the Skill Stick, and this year we're giving you the power to stop it. Block passing lanes with 360° control of your stick or kill an opponent's one timer game by lifting their stick just before they receive a pass.
- Be A Pro -- NHL 09 will put you on the ice with a dynamic new 3rd person camera as you play the role of one player on a team. Our Performance Tracker will rate your play in over 60 (confirm) categories to make sure you know what parts of your game need to improve. Be A Pro starts your career off in the ranks of the AHL and challenges you to become one of the best in the NHL. Your very own hockey card will mark your progress, from your rookie beginnings to a potentially legendary ending.
- NHL 94 Controls -- Hit, pass, shoot, and score using the simplified two-button control system featured in NHL 94. Now even players new to the game can challenge the best of the best.
- Interactive Tutorial System -- Ideal for newcomers to the game, or the sport in general, this all-new system will teach you how to shoot, skate and deke before you hit the ice. In addition, in-game hints will pop up to help you to keep on track.
- Create-A-Play Breakouts -- The ice is your canvas and it's up to you to paint a winning strategy in both online and offline play. Create breakout plays from your own zone or set up behind your net and tell your right winger to look for the flip dump from the defenseman
- Check Hard and Fight -- An All-new physics-based checking and fighting engine featuring more than 300 new animations brings a higher-level of intensity to the game. Watch players reach for the ice to soften their fall or simply get laid out on their back when you catch them with their head down in open ice. Circle your opponent, grab his jersey and settle a mid-game score.
- One-handed Dekes -- NHL 09 adds another weapon to you offensive arsenal -- the one handed deke. When you are skating in on a breakaway tap the puck to one hand and tuck the puck behind a sprawling goalie for the ultimate finish.


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Andorra campaign launched
09.07.13 - On 13 June 2013, the ONE in FIVE Campaign was launched in the parliament of Andorra with the vice-president of the parliament stating her support and commitment to eliminating sexual violence against children.
A series of events has been organised by the Andorran parliament in the framework of the campaign, beginning with a conference entitled "social networking and the prevention of harassment and sexual abuse of children". Speakers at this conference included contact parliamentarian Silvia Bonet Perot, assistant attorney Alexandra Cornella and lawyer Josep Antoni Silvestre.
Moreover, the TV spot "Kiko and
the hand" has been broadcast free of charge on public
television to help raise public awareness of the
For more information on the ONE in FIVE Campaign, please visit:
Background information:
For more information on the ONE in FIVE Campaign, please visit: www.coe.int/oneinfive
Background information:


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Start saving now for next year
I hope all of you had a safe and happy holiday filled with family and friends.
The holidays may be over, but it's not too early to start thinking about next year.
Did you shop savvy this Christmas, or are you sitting there with an empty bank account, struggling to pay your bills for the next few months?
I want to encourage you to start saving now for the holiday next year so that you can live stress-free in 2013. Starting to save now will not only allow your family to have a wonderful Christmas next year, it will open doors for you to help out others in the community who may be struggling when Christmas arrives.
Cut back on drinks you buy at the gas station. There are many ways you can cut corners throughout the year, without even noticing.
Do you stop and pick up a soda at the gas station every day before work? Give up that soda and start bringing water from home.
Not only is this healthier for you, but it will save you $387.40. (A soda usually costs around $1.49 at the gas station, $1.49 times five days a week, 52 weeks a year = $387.40).
You can also pack your lunch a few days instead of going out to eat. Think of little ways you can cut corners; those things add up.
Stockpile items you use on a regular basis. I stock up on laundry detergent when it is $2 or less a bottle. This saves me at least $3 a bottle.
Investing a little money now to stock up on sale items saves you tons in the long term.
Laundry detergent, toilet paper and dish soap are just some of the many things you can stock up on that will net you some big savings.
Coupons can really help reduce your grocery bill. Take half of the money you save each week and place it into a holiday fund.
A few years ago, my husband lost his job right before Christmas.
Because of this difficult time, I started searching for ways I could earn some extra funds to purchase gifts next year and I stumbled across Swagbucks.
I was skeptical about the program at first, but I was soon a believer.
I was able to score my husband a $200 tool set from Lowe's for free, toys for my kids, Barnes & Noble gift cards, CVS gift cards, an Xbox LIVE membership and many other things. This year, I got my daughter an iPad 2 with gift cards I earned from Swagbucks.
In the new year, I will continue to use Swagbucks, but I am branching out and finding other sites that will help me earn gift cards.
Many of these programs reward you with points for things you already do, like print coupons, do internet searches, etc.
Using these programs will help you score some wonderful gifts for your loved ones without breaking the bank.
This is my favorite site. I have been using it since December 2010.
Recently, Scott Dudelson, one of the owners of Swagbucks, came to Savannah.
I was able to meet Scott and thank him for this great program that has allowed me to earn many free gifts for my family. You can read about my meeting with Scott on my blog at savannahnow.com/savvyshopper.
Swagbucks allows you to earn points that you trade in for prizes and gift cards. You earn points by taking surveys, doing internet searches, printing and using coupons, watching videos, completing offers, taking daily polls and more.
I have tips on how to earn points on my blog at savannahnow.com/share/blog-post/michelle-rubrecht/2012-01-12/swagbucks-tips-play-win.
This program works similar to Swagbucks. You earn "hulk coins" for doing internet searches, taking surveys, watching videos and completing special offers. I am very new to this program and have earned 164 "hulk coins" already. You trade those "hulk coins" in for prizes and gift cards.
Lisa Erickson is an avid user of Gift Hulk and shared her testimonial with me.
"I have used Gift Hulk since February of this year and have earned almost $300 from then until Dec. 22 on my last payout, all in Amazon gift cards and PayPal cash.
"I do love this site as it is pretty rewarding and my payments have always been prompt, redemption payments are sent out every Sunday and I have always received mine.
"Gift Hulk's customer service has always been extremely helpful and timely.
"I will continue to use this earning rewards site and have plans to utilize it more in the coming year. My earnings have gone toward paying for Christmas presents and the PayPal money goes for extra treats for my two girls, such as frozen custard or a coffee drink at our local coffee house."
I signed up for this program a few days ago and within an hour had earned more than $6.
You earn dollars for taking surveys, completing offers and simply reading emails they send you.
You also earn money for doing simple internet searches.
If you haven't signed up for Upromise yet , you can sign up through Inbox Dollars and you will receive $1 just for signing up.
You do have to reach $30 before you can request a check, but at the rate I am going, I will reach that in no time.
You earn money by watching ads, checking into various places and completing activities. You order a Jingit Visa debit card and all the funds you earn are placed on it.
If you know of any other free earning sites that are similar to the ones here, please email me at firstname.lastname@example.com or post it on the Savannah Savvy Shopper Facebook page: www.facebook.com/savannahsavvyshopper.
Many of the sites below offer free codes throughout the year.
Be sure to "like" the Savannah Savvy Shopper Facebook page and check it often.
If you hover over the "like" button and select subscribe to updates and show in news feed, you will have less of a chance of missing one of my posts. I will be sharing the free codes as I find them.
Save those caps from Coke products and enter the codes on their website.
My boys drink tons of Powerade, so I enter the codes from caps and score points.
This year, I was able to trade some of my points in for a $25 Walmart gift card. I used the card to purchase a Christmas gift for my husband.
If you purchase Disney movies, be sure to enter the codes you find in them. Disney also releases free codes throughout the year that you can enter to score free points. You trade those points in for merchandise. You can also use the points to play sweepstakes.
Enter those codes that you find on Pampers baby wipes and diapers. Pampers also gives out many free codes throughout the year. I have scored plenty of free points in the last few years. You trade those points in for various merchandise.
Enter codes from select Kellogg's products and get rewarded with points.
You trade the points in for assorted merchandise.
They also give out many free points throughout the year, so keep your eyes open for them.
Watch for rebate offers on the packaging of the products you are buying, or search online for various rebates.
Hasbro had a $40 game rebate that I was able to score this Christmas. I picked up cheap games and received $40 back by mail.
I will use the $40 I will receive to purchase something for next year.
I hope this helps you with your shopping next year.
I will continue to look for other ways to earn gift cards and share them with you as they come up.
I would like to wish all of you a wonderful, savvy-filled new year.
Contact Savvy Shopper Michelle Rubrecht at savvy firstname.lastname@example.com.


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Marlins get defense-first catcher Anderson at 36
By Joe Frisaro / MLB.com
Throughout their organization, the Marlins are stocked with power pitching. They are also in the process of boosting depth behind the plate.
Finding quality catching is a challenge in every Draft. But on Thursday night, Miami addressed the position right away, pulling off a surprise by selecting Blake Anderson with the 36th overall pick, which was a Competitive Balance Round A selection.
"It is a hard spot, and catchers go fast," Marlins vice president of scouting Stan Meek said. "So when you find one you really like, we just felt like we should move him up a bit, because we really liked him. You need to sign players you like. We did maybe push him up a little. But he was, we thought, one of the best catch-throw catchers in the Draft."
Anderson, from West Lauderdale High School in Collinsville, Miss., was not listed among MLB.com's top 200-ranked players heading into the 2014 First-Year Player Draft.
Meek noted that an unidentified club sitting a few picks behind Miami was prepared to pull the trigger on Anderson.
"We were texted right after we took him by a team that was behind us," Meek said. "Not too far behind us. They said, 'You nicked us on him.' We had some indications. We thought we couldn't wait to take him. That's why we did, and sure enough, we were told he would have been taken."
The Marlins received the 36th choice because they were unable to sign their 2013 pick, lefty Matt Krook, who didn't pass the physical and opted for college.
Anderson batted .438 (46-for-105) with 14 doubles, eight home runs and 40 RBIs his senior season.
The slot value for the 36th pick is $1,573,900. The Marlins are confident they will be able to sign Anderson, who has a verbal commitment to Southern Mississippi.
The Draft continues on Friday with Rounds 3-10. The MLB.com pregame show begins at 12:30 p.m. ET, with exclusive coverage of Rounds 3-10 beginning at 1 p.m.
With the second overall-pick in Thursday's Draft, Miami went with Tyler Kolek, the hard-throwing right-hander from Texas.
As an organization, the Marlins are rich in pitching, but thin on position players.
They are building some depth behind the plate. J.T. Realmuto, for instance, made his MLB debut on Thursday, driving in three runs.
Realmuto was a third-round pick in the 2010 Draft.
The Marlins brought Anderson in for a workout recently. Right now, he is more advanced defensively, and he needs to add more strength, which should improve his offense.
"We think it's way above-average Major League catch-throw skills now," Meek said. "The bat is the little bit behind. He's not real strong. We think the bat is going to play. The way the swing works is great. He just needs a little more bat speed and a little more strength to get that."
Miami likes Kolek's heat, drafts fireballer at No. 2
The Marlins really did dig deep in the heart of Texas to find perhaps the next great power pitcher from the Lone Star State.
With the second overall pick in Thursday's First-Year Player Draft, the Marlins selected Tyler Kolek from Shepherd, Texas -- population of less than 2,500.
Raised on a ranch, Kolek is no stranger to hard work or getting his hands dirty. The 6-foot-5, 260-pounder grew up admiring the great Nolan Ryan, who took part in scouting the right-hander for the Astros.
But when Houston selected Brady Aiken, the lefty from San Diego, with the No. 1 overall pick, the Marlins didn't hesitate selecting the 18-year-old Kolek, who possesses the fastest fastball ever recorded by a high school player.
First-round selections
|LHP Brady Aiken
|RHP Tyler Kolek
|LHP Carlos Rodon
|C Kyle Schwarber
|SS Nick Gordon
|OF Alex Jackson
|RHP Aaron Nola
|LHP Kyle Freeland
|RHP Jeff Hoffman
|OF Michael Conforto
|C Max Pentecost
|LHP Kodi Medeiros
|SS Trea Turner
|RHP Tyler Beede
|LHP Sean Newcomb
|RHP Touki Toussaint
|LHP Brandon Finnegan
|RHP Erick Fedde
|RHP Nick Howard
|1B Casey Gillaspie
|OF Bradley Zimmer
|RHP Grant Holmes
|OF Derek Hill
|SS Cole Tucker
|3B Matt Chapman
|SS Michael Chavis
|RHP Luke Weaver
|LHP Foster Griffin
|SS Alex Blandino
|RHP Luis Ortiz
|LHP Justus Sheffield
|OF Braxton Davidson
|RHP Michael Kopech
|RHP Jack Flaherty
The Marlins clocked Kolek as high as 102 mph. Coupled with his size and upside, Kolek became too tempting to pass up.
"We didn't really see any red flags," Marlins vice president of scouting Stan Meek said. "We spent a lot of hours on him. We helped the economy in Shepherd, Texas."
Along with taking Kolek, the Marlins selected catcher Blake Anderson from West Lauderdale High School in Collinsville, Miss., with the 36th overall pick. And in the second round, with the No. 43 choice, Miami capped its first day by going with infielder Justin Twine from Falls City High School in Texas.
The Marlins are confident they will be able to sign all three of the picks.
"We feel very confident," Meek said. "We've spoken with them about what they're thinking. We think we'll get something done with them. We feel like they're all three signable kids. Those are significant picks with significant dollar values attached. We think it really shouldn't be a problem."
The Draft continues on Friday with Rounds 3-10. The MLB.com pregame show begins at 12:30 p.m. ET, with exclusive coverage of Rounds 3-10 beginning at 1 p.m.
Kolek follows a long line of Texas fireballers.
Meek says there are similarities to Roger Clemens, another Texas native. The last time the Marlins selected a right-hander from Texas with the No. 2 overall choice, it panned out. In 1999, the organization picked Josh Beckett out of Spring, Texas.
Four years later, Beckett hoisted a championship trophy and was named the 2003 World Series MVP.
Kolek is an unfinished product, but he has all the makings of a future star.
"This has just been the most amazing day in the world," Kolek said.
Amazement actually comes from those who have seen Kolek pitch. As a senior, he simply dominated, posting an 0.36 ERA with 126 strikeouts and eight walks in 60 1/3 innings.
"We met with the family in January," Meek said. "We spent upwards of 100 hours on him, with all the flights in and out of there. All the things you need to do. When you're picking that high, you sure want to feel good about everything about the player. Not just the on-field performance, but how he handles himself around the field, how he handles himself around his teammates."
The Marlins kept a close watch on Kolek. But the kid raised on a 10,000-acre ranch wasn't aware Miami had enough interest to make him the second pick overall.
"Honestly, we had a meeting with them and we talked baseball questions and stuff like that," Kolek said. "I took them around the ranch and showed them some deer. That was just about the last I'd heard from them until now. Until this moment, I had no idea what was going to happen."
The Marlins clearly felt Kolek was a safe bet, and they needed to. The slot money for the No. 2 selection is $6,821,800. If Miami is unable to sign Kolek, he has a commitment to Texas Christian University.
Because of Kolek's humble upbringing, the Marlins are confident the right-hander is a safe investment.
"It's a little different growing up on a ranch than city life," Kolek said. "You get up at 6 o'clock in the morning to go feed cattle or go fix a fence. It's hot out there. It gets up to 105, 110 degrees, with humidity. I think it makes you a lot tougher than the average high school kid."
Once Aiken was off the board, the Marlins had already zeroed in on Kolek, opting for the right-hander over North Carolina State lefty Carlos Rodon, among others.
"We worked through a lot of things," Meek said. "We had it down to six guys we liked, then down to four. The last couple of days, we just settled on [Kolek].
"There were some other guys up there we had interest in too, but in the end, we kind of targeted that this is our guy. This is the guy we hope gets to us. We thought it could happen, but with Houston picking first, and he being in that state, you always get nervous."
When weighing through all factors, the Marlins, like so many hitters, were blown away by Kolek's fastball.
"I had always thrown hard for my age," Kolek said. "I was 94 [mph] my junior year before I broke my arm. After I broke my arm, the very first start I made, I threw 102."
Meek said it's the hardest he's ever seen. In 2011, when Jose Fernandez was the 16th overall pick by Miami, he was throwing 98 mph.
"I think 98 is about the best I'd ever seen," Meek said. "I think I saw Jose pitch that in high school. I saw a couple of other kids up that high. I think [Kolek's] is kind of a unique fastball.
"The one thing he's got to be careful of is he doesn't get enamored with the counts the [radar] guns read, just go pitch."
With power becoming such a big part of the game, 100-mph fastballs become an adrenaline rush, not only for the pitchers, but the fans and the media.
If Kolek can control his velocity and improve the polish on his breaking ball, he will rise quickly through the system.
There also is injury concern when talking about hard throwers.
"I really think when guys try to get to the top-end velocity, that's when they get hurt," Meek said. "He's got plenty of arm strength without trying to force anything. That's what we really like, a good fastball that's not being forced.
"The command of the fastball is pretty good for a high school kid. We'd hope he'd move up rather quickly, but he kind of puts that on himself."
Speedy Twine goes to Marlins at No. 43
On the football field, Justin Twine showed break-away speed, and he once rushed for more than 500 yards in a game for Falls City High School in Texas.
Twine's all-around athleticism captured the attention of the Marlins.
The Marlins selected Twine in the second round -- 43rd overall -- on Thursday in the First-Year Player Draft.
"He's an extremely good athlete," Marlins vice president of scouting Stan Meek said. "He's very strong. Very fast. Very good bat speed. Way above-average bat speed. He's got power. We think he can stay in the middle of the diamond on the infield, either short or second. He fits a lot of things. Really good athlete with baseball skills."
A two-sport standout, Twine can play shortstop and second base. He has a verbal commitment to Texas Christian University, which also has a commitment from Tyler Kolek, picked second overall by Miami.
The Marlins are confident Twine will sign. The slot value of the 43rd pick is $1,316,000.
"We think he will be a basestealer that plays in the middle," Meek said. "He's a very intelligent kid. We think that will speed up his clock as far as him being ready to go."
The Draft continues on Friday with Rounds 3-10. The MLB.com pregame show begins at 12:30 p.m. ET, with exclusive coverage of Rounds 3-10 beginning at 1 p.m.
In his senior season, Twine batted .538 (28-for-52) with six home runs, two doubles, five triples and 22 RBIs.
Middle infield and overall speed are areas the Marlins are looking to improve in the Draft.
"There are high school and college guys out there," Meek said. "The question now, as you get a little deeper in the Draft, who are the guys we can sign with our money? We'll work in the morning and find out what our signability is."
Joe Frisaro is a reporter for MLB.com. He writes a blog, called The Fish Pond. Follow him on Twitter @JoeFrisaro. This story was not subject to the approval of Major League Baseball or its clubs.


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Some of the key pieces of information from the preview:
- "Join the legendary heroes Highlord Tirion Fordring, High Overlord Saurfang, Muradin Bronzebeard, Highlord Darion Mograine, and King Varian Wrynn in an epic battle against the Scourge and their master."
- "Icecrown Citadel features 10- and 25-player versions of the raid dungeon, and each version has 12 encounters. Each encounter can be fought in either normal or Heroic mode, and players can use a new user interface feature to toggle easily between difficulties."
- "The rewards in the raid dungeon start at item level 251 in the normal mode with 10-player encounters, increase to item level 264 in the Heroic mode mode with 10 players and the normal mode with 25-player encounters, and then finally reach item level 277 in the Heroic mode with 25 players."
- "...two new forms of abomination in Festergut and Rotface, who currently protect their devious creator, Professor Putricide."
The entire text of the preview after the break.


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It's a slightly oblique angle but I feel it has to be the Yellow Shell - see info. at UK Moths here: http://ukmoths.org.uk/show.php?bf=1742
Thank you so much. I would never have got it.
It is a yellow shell, Camptogramma bilineata
- http://ukmoths.org.uk/show.php?bf=1742
As a moth newbie (I'm guessing UK-based), I suggest you have a browse around that site; it really is very good (note that it includes distribution maps).
Also, Butterfly Conservation has a moth section
- http://butterfly-conservation.org/51/identify-a-day-flying-moth.html
- http://butterfly-conservation.org/1034/a-z-of-day-flying-moths.html
Also have a search for county-based moth groups - there are many with excellent web sites, such as
- http://www.essexfieldclub.org.uk/portal/p/Essex+Moth+Group
- http://www.hantsmoths.org.uk
- http://www.norfolkmoths.co.uk
They often have real meetings, which would be a good reason you might consider joining you local one (I hope there is one in your area). Mothmen in your area will know good spots, local rarities, be glad to help with your ID and other mothy questions, and will also probably appreciate another pair of eyes (with which rarities might be noticed).
And a big thank you to you too sir. And for the additional info.
I am definatly looking to join a moth group, far too tricky to attemp them by myself.


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The following commentary does not necessarily reflect the views of AgWeb or Farm Journal Media. The opinions expressed below are the author's own.
Enjoy some good one-liners and bits from your favorite late-night comedians.
Jay Leno: "President Obama is in India. You know what they say — go where the jobs are."
Jimmy Kimmel: "President Obama signed a $10 billion pact with India this afternoon. He brokered a deal to make India part of the UN security council. And he was able to get a $15 late fee reversed on his Visa card."
Jay Leno: "Nancy Pelosi, who lost her position as Speaker of the House, says she will seek to become the House Minority Leader. And really, who's better qualified to be House Minority Leader than the person who led her party to become a minority in the first place?"
Craig Ferguson: "Hundreds of people in Washington, D.C., reported seeing a UFO today. Aliens, if you're searching for intelligent life, you've got the wrong town."
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