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If amnesting Amir leads to the Raptors landing a really good piece then I'm sold. Just look at it as Amir were part of the trade. Essentially he would be as the trade could not happen in this scenario without him leaving the books.
If amnesting Amir leads to the Raptors landing a really good piece then I'm sold. Just look at it as Amir were part of the trade. Essentially he would be as the trade could not happen in this scenario without him leaving the books.
I think the Raptors see value for both reasons, or the idea of keeping him and re-signing him beyond next season, for much cheaper.
I think its actually a bit of an exageration of how people refer to expiring as so valuable. Yes, in the right situation, it provides a trade chip .. but there are lots of ways to trade for high contract players (see the Nets / Joe Johnson trade). The defense of the Fields contract as being ok because the $9mm will be an "asset" at the end is some of the worst logic I have ever heard ...
most teams will try very hard to not be tax payers for 3 years out of 5. the penalties for this are very severe. new york and los angeles could most likely be the only teams willing to do it in the future. mark cuban is cutting his spending. thats how valuable that expirings are going to be.
Bite the bullet for a year, use Jose in the second unit, where he can work his magic with Jonas or Amir, or whoever, and then Raps can make him an offer on a new contract that is cheaper (4-5 million for a couple of years) and have some cap relief themselves. Jose would be an excellent back-up PG. If he is traded, will any new back-up PG bring equal value over the following few years? By all the stats available, Jose is one of the Raps better players. His defensive lapses will be diminished with the new staff coming on-board. That makes him more valuable, in my opinion.
Keep in mind that after this season the luxury tax becomes quite punative. A team might be willing to get rid of a good/decent player with a long contract to avoid the massive luxury tax penalties.
By now BC should have a pretty good what Jose is worth having tried to trade him for a bit now. The statement that the Raps are going to keeo Jose to backup Lowry I think is meant to dampen thoughts out there that Jose could be got on the cheap after an amnesty and so encourage the trade scenario.
The only player Colangelo has ever mentioned in the context of Amnesty is Jose Calderon and only when talking about signing a big free agent (who was obviously Steve Nash at the time). And you have to read into Colangelo's comments to interpret that answer because Colangelo will never say anything directly except he has flexibility.
Colangelo is extremely careful about what he says to the media - he would never directly say the Raptors would amnesty anyone until it was a sure thing. That "Note" at the end of the insider report about amnestying Amir carefully does not include a reference to a source - it's pure speculation based on opinion.
And Colangelo will happily tell anyone who asks that Coach Casey loves Calderon.
The best Raptors discussion board is at Raptors Republic.
Stephen Brotherston, Pro Bball Report
Something else to remember is Amir was coming off surgery last summer which he reportedly put off too long at the start of last summer (if my memory serves correct).
He was limited to just upper body workouts last year.
I hope he is working hard this summer.
He is a great big off the bench when healthy.
It is really frustrating to read what some posters on RR and other writers have to say about Amir. Not one person has given a legitimate reason why we should amnesty Amir. Most will try and bring up his contract, I say put up some numbers of guys making similiar coin and let's talk. I'm not sure if it was Matt or another poster who put up a list of comparable forwards making the same money and their stats a few months ago. I was pleasantly surprised and am still firmly in his bandwagon, as long as he is our reserve big man/emergency starter.
Thanks for that CalgaryRapsFan, I did read that post earlier from Apollo, and i'm totally onboard with that line of thinking. My post was more directed to the posters and writers who write him off as a bad contract, with nothing factual to back up their opinions. I'm fine with the Raps trading him for the better of the team, I just dont see it as a necessity to amnesty anyone on our team as some others do.
I haven't seen that article but I think from what was quoted it looked more like a hypothetical, looking at each team and saying "If a team finds themselves in a situation where a player needed to be Amnestied, who would it be."
To me that guy is Amir Johnson for these reasons:
(a) He's the most logical of the 3 (Calderon, Kleiza, Johnson) because we have many who play his position and he has the most years remaining combined with salary.
(b) He's not really part of the future unless Ed Davis is traded.
(d) $7M is a bit high for a 7th man.
I wouldn't really worry though, because there's absolutely no reason to amnesty him unless we are making room for a better player. If that happens, you should be glad we amnestied him.
your pal,
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Helping Older Horses Get Up
- Mar 1, 2006
- Topics:
Q. I have an older horse that sometimes lies down and has trouble getting up. My vet thinks it is advanced arthritis in his stifles. Do you have any rescue equipment that you have used to lift a horse up? Thank you for the compassionate work you do with horses.
Sharon Loucks
A. There are several pieces of emergency rescue equipment that can be adapted to assist an older or arthritic horse in getting up. It depends a bit on where the horse gets down. I am assuming the horse is kept in a pasture situation so that he is able to move around as he wishes instead of getting stocked up in a stall.
Horses of all ages sometimes get down in a strange place in a pasture where they essentially get "turtled" and cannot roll over far enough to get up. This is called getting cast. It can be easily solved by looping a soft cotton rope over the downed side rear pastern and pulling the rope over the horse's back and towards the head (about a 45 degree angle to the body) until the whole horse rolls over. This is a very dangerous procedure to do in a stall; the legs will flail wildly as he rolls and gets up!
There are horse "stretchers" such as the Rescue Glide to transport horses out of the pasture to a safe place out of the weather in the barn, or even to veterinary facilities via an ambulance trailer. Ben McCracken of B&M Plastics in Greenville, S.C. (864/270-1344, www.rescueglides.com, or email firstname.lastname@example.com), makes a recycled plastic glide that is excellent, with all the accessories to strap the patient down for transport. Most horses will require sedation from your veterinarian when using this method; it is very terrifying for a horse to be down, and he can seriously hurt you if he's not sedated.
There are several versions of equine slings for the purpose of lifting a downed or injured horse. The best-quality sling is the Anderson Sling, which was expressly made for the purpose of medical support, and is so good that it is the industry standard for helicopter lifts as well. The Anderson Sling is an excellent sling to maintain horses suspended for prolonged (days or weeks) periods of time, but it is rather expensive ($7,000).
The University of California, Davis, has been extremely proactive in researching ways to handle horses that need long-term support and actually helped develop this sling. They have recently introduced a short-term lift (www.largeanimallift.com).
The other system we use is the Becker simple vertical lift sling (www.hast.net/rescue-equipment.htm). Kathleen Becker, DVM, makes an excellent product that you can purchase, or you can make your own if you have access to heavy-duty stitching equipment. It is possible to use the simple vertical web lift sling that we use for emergency rescue (getting animals out of septic tanks, mud, etc.) using two wide pieces of webbing and a chest piece. This sling is easy to use and convenient to lift a horse and support it for short periods of time. The webbing needs to be heavy-duty--you are lifting more than 1,000 pounds!
In either case, you must have a support system in your facility that will hold at least 2,000 pounds with 13-14 feet of clearance, and a hoisting mechanism. The biggest concern with any of these slings is that you must have some equipment to physically lift the animal up, either a tractor with a boom or a high-clearance ceiling with a beam that is rated to support the weight of a horse using a pulley system or chain hoist. With a tractor, it is easy to get to the animal and move it while slung unless it is in a stall or tight spot. Chain hoists and pulley systems are usually fixed and hard to move out in the field and find an appropriate overhead anchor.
There are several other slings available online that might work for you; most range from $700 to $1,600 plus shipping. These are not intended for long-term support of the animal, only to lift it for short periods, then allow it to walk away. Beware of manufacturers who will walk away with your money while you wrestle with a sling that is poorly constructed or not intended for horses by its design.
--Rebecca Gimenez, PhD; Tomas Gimenez, Dr.Med.Vet, Professor at Clemson University, S.C. Technical Large Animal Emergency Rescue
About the Author
Multiple Authors
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subset: commoncrawl


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Vermont and Regional News
South Burlington board opposes methadone clinic
SOUTH BURLINGTON (AP) -- The South Burlington School Board has unanimously approved a resolution opposing the location of a methadone clinic near the city's schools.
The board has appealed a zoning permit for the HowardCenter clinic, saying the city did not adequately assess the impact of traffic on the neighborhood or possible security problems that could affect students.
More than 30 parents spoke out against the clinic's plan Wednesday night, with many acknowledging the need for the clinic but calling the proposed location inappropriate, the Burlington Free Press (http://bfpne.ws/WV1Nnt) reported. The resolution authorizes the superintendent to take appropriate steps to oppose the clinic, including legal action.
Concerns that the board is saying "Not in my backyard" to a worthy need are off base, said Board Chairman Richard Cassidy to the crowd of more than 100. "This is not just any backyard, but the backyard with the most vulnerable population."
The nonprofit HowardCenter wants to move its clinic from the University Health Center near the University of Vermont, which it has outgrown, to offices on Dorset Street, about a quarter mile from Tuttle Middle School and the high school.
The number of clients is expected to increase from 400 who are treated for heroin and opioid prescription drug addictions to 600 at the new site.
Todd Centybear, director of the HowardCenter, says existing clinics have operated without incident and have not led to an increase in crime or congestion.
The Development Review Board will hold a hearing on the school board's appeal at 7 p.m., Oct. 16 at City Hall. The DRB then has 45 days to decide whether to uphold the permit. That decision can be appealed to the state Environmental Court.
Information from: The Burlington Free Press, http://www.burlingtonfreepress.com
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


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Automotive Testing Expo Novi 2017 Show Review
Automotive Testing Expo Europe 2017 Show Review
Automotive Testing Expo Europe 2016 Show Review
Automotive Testing Expo Europe 2015 Show Review
Automotive Testing Expo North America 2014 Show Review
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Steffen Wagner, PTL Prufstandstechnik Leipzig
Schaeffler Group is continuing its drive towards developing greener automotive technologies with its hybrid demonstration vehicle, the Schaeffler Hybrid.
From peanut oil to methane gas. The fuels powering the diesel engine have undergone considerable development during its 119-year history. So much so that today, even the fuel we traditionally, if somewhat simplistically, refer to as 'diesel' is beginning to make way for alternatives with a smaller environmental footprint, such as biogas and DME. Time to examine what it is all about.
Thanks to a US$43 million renovation of Ford's Dearborn Proving Ground, blue oval engineers are now less than five minutes from everything they need for state-of-the-art testing
Michael Collins, FCN
From design muses to revenue streams, Ford is not allowing its concept vehicles to collect dust
Michael Collins, FCN
Mazda has adopted a virtual prototyping solution that provides time and cost reductions in verifying highly complex systems like ECUs
Ford researchers are advancing vehicle safety with the development of new crash avoidance systems that use wireless vehicle-to-vehicle and vehicle-to-infrastructure communications to detect and respond to imminent collisions
One of the world's most eagerly anticipated cars finally reaches production readiness following a gruelling test program
Rolls-Royce Motor Cars has been carrying out a series of laboratory-controlled temperature tests on its Phantom 102EX Experimental Electric prototype
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Volvo uses LMS Test.Lab software to better understand the source of noise emissions
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New technology from Sensing Precision helps reduce potential bottlenecks in production associated with cabin leakage testing
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Key autonomous and electric vehicle business and strategy teams are be moved to the city where the Blue Oval began its life
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How Keysight's compact, two-quadrant, regenerative power converter test solution with integrated safety features accelerates test time, and protects both users and devices under test
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SEAT and Polytechnic University of Catalonia (BarcelonaTech) have jointly developed a unique data acquisition enabling more precise control over instrumented parts and the entire data acquisition process
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text:
Have fun.
Alex Smith takes them to the NFC Championship last season. They lose.
Smith is obviously not very good, despite having a good year last year. Smith is the former #1 overall pick.
Harbaugh was asked after the game last night in which his "backup," young QB Colin Kaepernick beat the snot out of what was probably widely considered the best defense in the NFL thus far this year, who would start next week and he winked and said he would stay with the hot hand.
Our coaching staff views it as a success to lose in the AFC Championship game and sticks by a QB with less time invested into him and picked lower in the draft than Smith and refuses to budge to make a change.
The 49ers, a team with perhaps the best history of winning in the NFL cuts bait on the crappy QB almost immediately since instead of winning in spite of their QB they can win BECAUSE of their QB.
This is why we're the Jets. That is why they're the 49ers.
And as great as Harbaugh is, he still hasn't made it further than Rex despite having more talent. Then again, constant drafting in the top 10 (while also drafting well) will get you a bunch of excellent players at a bunch of positions.
Totally agreed. The 49ers have a limited QB and actually go out and get another qb who can compete and push the incumbent. The jets do everything they can to avoid having any viable back up qb.
The 49ers draft a stud pass rusher and actually let him rush the passer. The Jets draft a pass rusher and stick him in as a 3-4 DE where your responsibilities are to control the line of scrimmage.
Last 5 years they have had 38 draft picks
Last 5 years the jets have had 27 draft picks.
Like how Sanchez is going to ever get better.
15/20 for 178 yards and a TD is not even close to acceptable play from a starting NFL QB.
Anybody who wants to argue that is a homer idiot.
And that's arguably his best game of the season.
My point is that you can't merely look at numbers from a game and say that it is not acceptable without considering the context of the game - anyone who makes this argument is a fantasy football idiot.
The pass rush from the 49ers was exceptional last night. It makes no sense that they tied last week. Division games I guess...
alex smith will start when he returns from injury.
What's funny is you keep calling Smith cr.appy, and while I agree he isn't elite, the season he is having blows anything Sanchez has ever done out of the water. Smith is having a good year, the only game he looked awful in was against the Giants, he had several strong games other than that.
It's idiots who are bad at scouting determining that Sanchez is a better choice when Sanchez is awful.
These guys thought Wayne Hunter was decent. They thought Shonn Greene would step right in and be what LT was in the first half of 2010 and what Thomas Jones was in 2009.
They drafted Kyle Wilson.
If the owner wasn't a ringleader at a circus, then I have no doubt he would pressure them to play not Tebow, but McElroy. Unfortunately he's pushing for them to play Tebow.
Which is where we can point to the age-old adage that Tebow's a winner and all he does is win and it's ugly and it's unconventional, but who cares he wins, when that's utter idiocy.
At this point, I'd like to see Tebow in there, despite hating him and thinking he stinks simply because Sanchez is so far beyond his expiration date that the stadium smells like rotten eggs when he's on the field.
Last edited by PMarsico9; 11-20-2012 at 03:07 PM.


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Dead Island publisher Deep Silver has claimed that it is "much better than the Activision's, EAs, and Ubisofts of the world" because it actually "make(s) money", and attributes Dead Island's success to "some genius marketing... that larger companies wouldn't try".
"We're a small, guerilla tactics company," Deep Silver's COO Geoff Mulligan told Game Informer in an interview published in the magazine. "People say, 'Oh, you acquired Volition and Metro, you're going to be a triple-A publisher. What separates us from a triple-A publisher is that I don't really have a desire to be a triple-A publisher.
"I actually think we're much better than the Activisions, EAs, and Ubisofts of the world. People say, 'What do you mean? They are valued at three billion dollars.' I say the difference is that we make money. [Laughs]"
Deep Silver is a division of privately-held entertainment distribution company Koch Media. The firm saw its first major success story with Dead Island, before acquiring Metro: Last Light, Saints Row 4 and Volition from defunct publisher THQ.
"That's what it's all about," Mulligan continues. "Now, with the acquisition of Metro and Saints Row, it allows us to, again, go from strength to strength. But do I want to hire 500 people and build a world headquarters? That's not what we do - nor is it what we need to do."
Mulligan believes that you "do not need a giant organization anymore to succeed as a video games publisher, citing Deep Silver's ability to "move quickly" and "use guerilla tactics" as reasons for its success.
"I firmly believe that you do not need a giant organization anymore. That's what's killing so many publishers. The moment you don't have a giant, triple-A hit, your overhead absolutely eats you alive. What do you do if this big, triple-A game didn't hit? You've got to ship another one very quickly and hope that one does."
"I wouldn't consider us a middle-class publisher at all," he continued, "we're a publisher that, in a difficult and rapidly evolving marketplace, uses guerilla tactics. We move quickly and we don't have a public board of directors to answer to. We like what we do and have fun. That's important! You go to some of these companies - you probably have good friends at some of these companies. You go hang out with them, and they are miserable or they are frightened. I think our people are having a really good time."
Deep Silver achieved major success with Dead Island, a zombie-themed action-RPG released in September 2011 that went on to sell over 5 million units.
However, Mulligan admits that luck played a part in the game's success.
"We thought it would be a very good title," he added. "Did any of us predict the kind of runaway success that we've had - three million [in the US], five million worldwide? I don't think in anybody's wildest imagination would it have gone that far.
"Luck had a lot to do with it, and some genius marketing - marketing events that larger companies wouldn't try."
The sequel Dead Island: Riptide is due for release on Xbox 360, PlayStation 3 and PC later this month.
Source: Game Informer - May 2013


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There is a casting scam going on regarding Breaking Dawn that has caught a couple of people. Lana Veenker, who cast several of the roles in Twilight, explains how the scam works and how not to get caught up in something like that!
"If you've been around my blog for a while, you know how much we hate, HATE, HATE scam artists who prey on aspiring actors and movie fans (especially kids) with fake casting calls.
A new one involving Breaking Dawn, the final installment in the Twilight series, has come to my attention. BE WARNED! As I've done in the past, I'm going to dissect it, show you all the red flags and demonstrate how I did the research to uncover the scam artist behind it all.
So next time you get an email like the one below or see something online that sounds too good to be true, you'll know how to dissect it yourself to find out if it's bogus or for real. Take note!
By the way, I'm not going to post the name or URL of the company and give them free traffic, but this was forwarded to me from a real talent agent, whose client (a minor) received it. The girl did not have a profile on this scam website and doesn't have any other publicly viewable casting profiles online. So the first question is: How did they get her contact information? When her mother replied to the email to inquire, the email bounced back: "no such mailbox." Major red flag. I would have deleted this as spam right then and there. But let's dissect the entire message anyway!"
See the point by point discussion of how to spot a scam here.


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CHASKA, Minn. - Perhaps there was a lesson to be learned in what took place at Hazeltine National Golf Club on Sunday, a lesson for Tiger Woods, a lesson for all of us.
Woods began the final round of the PGA Championship with a two-stroke lead. Woods with the lead on Sunday is like Kirstie Alley with cheesecake on her plate, you can bet it's going to be put away. Woods, who had never been caught from behind during the final round of a major, started Sunday with a perfect 14-for-14 mark with the lead or a share of it after 54 holes.
With that in mind, how could you expect any different. When he gets the lead on Sunday, the world's No. 1 player has adapted a prevent defense. He puts away the driver, for the most part, sets the accelerator on cruise and starts humming a Dave Clark Five song: "Catch Me If You Can."
Woods didn't believe anyone could, nor did anyone else. And time, after time, after time, no one does. Like clockwork, when Woods assumes a threatening position, the competition cowers and cries "Uncle." Sometimes just one player turtles, sometimes a bunch of them do. It has become so inevitable that a betting house in England began paying off those who bet on Tiger to win this PGA Championship a day early.
The 33-year-old Woods, winner of 70 PGA Tour events, attended Stanford and picks out his own outfits a year ahead of time — i.e. he's no dummy. He has employed a finishing method that presents the least amount of risk in order to achieve the maximum result. Actually, giving Woods' ownership of the blueprint is a little off base. Many major champions have walked the same walk over the years, including one named Nicklaus.
The bottom line is Woods knows he need not go out and win a tournament he leads, he need only be careful not to lose it. For the better part of his final round on Sunday, the better-safe-than-sorry system was in play and working beautifully. Woods kept the training wheels on, hit the middle of the greens, lagged his puts effectively and made pars. Nothing ventured, everything gained.
When Padraig Harrington — perceived to be the most serious threat — self-destructed for a second week in succession, the auto-pilot was humming. Harrington went from one stroke back and a tie for second to six back and tied for 11th in one horrific hole. A snowman in Minnesota is certainly appropriate, but there is a time and place for everything. The eighth hole at Hazeltine on Sunday was no time to pack snow.
Harrington won two majors while Woods was out of action last year. But he has now collapsed during head-to-head showdowns on consecutive weeks. As Harrington walked off with his quintuple-bogey, somewhere Casey Stengel had to be muttering, "Can't anybody here play this game?"
The runway appeared to be clear once more; a 15th major championship seemed to be a formality for Woods. Who could blame Woods for being lulled into sleep.
"I was in control of the tournament most of the day," said Woods, who finished with a final-round 3-over 75. "I was playing well, hitting the ball well. I was making nothing, but still either tied for the lead or ahead."
But golf is not supposed to be like that. It should not be so predictable, so monotonous, so irrefutable. Finally, someone reminded us of that. Finally, someone did not go quietly.
While no one was taking Y.E. Yang seriously, he was taking his time, playing alongside Woods in the final pairing, sticking like a rash. Still in position to strike, Yang got the break he needed, a miraculous chip-in from the rough on No. 14 that rolled across the green and into the cup for an eagle. The shot seemed to awaken Woods, who responded with an 8-foot putt for birdie.
But the exchange gave Yang a one-stroke lead with four holes to play. Repeat, this is not Harrington, Lucas Glover, Vijay Singh, Ernie Els, Sergio Garcia, Phil Mickelson, Anthony Kim or any number of "name" players who have failed to collar Woods over the years. Someone named Yang had restored the concept that nothing is pre-ordained and no one is invulnerable, not even ... (pause to clear your throat) ... Tiger Woods.
"I don't think anyone has ever gone 14-for-14 or 15-for-15," Woods said afterward. "So I certainly ... like today, I played well enough to win the championship. I did not putt well enough to win the championship. I didn't get it done on the greens and consequently, I didn't win the tournament."
Momentum is not an iPhone app, available at the click of an icon. Turns out it's not in the fabric of a red shirt, the label of a Nike swoosh or the power of a reputation either. Momentum is up for grabs and once Yang had it, even the phenomenal Woods could not get it back.
Yang's lightning approach shot to the 18th green confirmed as much, Woods' 33 putts and comeback-killing bogeys on the last two greens offered corroboration.
"You have to make putts and I didn't do that," Woods said. "All the other 14 major championship I have won, I've putted well for the entire week. And today was a day that didn't happen.
"You look at the way Y.E. played, he did all the things he needed to do ... you look at his round, and I think he played beautifully."
This has been an amazing season for Woods, who has come back from reconstructive knee surgery to win five PGA Tour events. This was his last chance to make the year especially sublime by adding another major championship to his collection.
Given his standards, the near miss will be disappointing. But the residual fallout is good for Woods, good for golf. After he missed the cut at the British Open — something he had done only one other time in his professional career — the second-place finish is a reaffirmation of the Hanky Haney alterations he has made in his game.
"One of the reasons why I changed my game with Hank is to be more consistent in the big events," Woods said. "My career has certainly been much more consistent over the last five years. I've finished higher in major championships I don't win."
Perhaps we will see a different Woods on his next Sunday with the lead at a major. Perhaps he will have his foot more firmly on the pedal. Perhaps this will flame his competitive fires and push him to be even better — if that is possible.
At the same time, maybe there is a little more excitement in the game of professional golf today than there was a day earlier. Competition loses its lure when the outcome is discernible, when nothing is in doubt. Everyone appreciates Woods' incredible record. But everyone appreciates a good fight. Thanks to Y.E. Yang for reminding us.


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Apps for crafts
Recently, I found myself trying to be more artistic and crafty. With the help of Pinterest, I've gotten a lot of ideas for do-it-yourself decor for my apartment.
I painted a few canvases last week to decorate my apartment but I find myself trying to think of good gift ideas since the holidays will be approaching.
To help me save money and come up with DIY ideas, I've found these iPhone apps very useful.
1. Michaels app. I have fallen in love with stores like Hobby Lobby and Michaels. Michaels now has an app that shows you weekly deals and coupons that you don't even have to print.
2. Pinterest app. I'm sure there are many people who have this app already, but it is great for finding DIY ideas.
3. Etsy app. This little app is amazing to find others who sell their homemade crafts. I recently purchased a baseball charm necklace from the website that could be personalized.
4. Crafts Beautiful app. If you're looking for more homemade craft ideas, this is a great tool that has hundreds of projects.
5. Hobby Lobby app. I am so sad that there isn't a Hobby Lobby in Bluffton, but this app is like Michaels and offers many coupons to use in the store and not have to print.
Hope this is helpful. Let me know what craft apps do you use.


text: So within the last month or so my family organized a trip to london from the 14th on and obviously that means we'll be there during Wimbledon. Since it was kind of late planning I don't have too high expectations to get to see some great matches (or maybe anything at all). I know there is the queuing, and I'd prefer not to do that. However, at this stage beggars can't afford to choose so I could deal with that if I had to (My dad and I will just grab a few beers). What are the ways I can acquire a ticket(s) to see some early round action?


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JACKSONVILLE, Fla. - A 67-year-old St. Augustine Beach woman was sentenced Thursday to more than 30 years in federal prison for conspiracy to commit mail and wire fraud, mail fraud and wire fraud.
The court also ordered Lydia Cladek to pay more than $34 million in restitution. Cladek was found guilty on Jan. 26.
According to testimony and evidence presented at trial, Cladek offered investors the opportunity to "loan" money to Lydia Cladek Inc. in exchange for a promissory note from the corporation. The notes were secured by car notes that Lydia Cladek Inc. had purchased in the past.
Cladek represented that the assigned notes were genuine and valid, had never been assigned before, and would not be assigned in the future. She also represented that she would use the funds that were loaned by the investors to purchase new car notes.
All of these representations were false. In some cases, the car notes attached as collateral to investor notes had previously been assigned to four or five investors in the past. In many cases, the car notes were then assigned to new victim investors, sometimes in as little as a week.
In addition to making false representations about the quality of the investors' collateral, Cladek used new investor funds to pay interest to old investors and to fund her lavish lifestyle, including three vacation homes. By March 31, 2010, the existing performing car notes owned by Cladek had dwindled to just under $4 million, while the outstanding loans to investors exceeded $90 million.
Copyright 2012 by News4Jax.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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PC - Title Update 1.3 is available
Title Update 1.3 is available for the PC version of Ghost Recon Future Soldier - as previously stated this title update addresses input compatibility issues:
The next Title Update (1.4) will package the last console title update and cloud update, but also other improvements including graphics, performance, stability and online. Title Update 1.4 will be available once thoroughly tested.
- - Mouse + WASD keys not working for some configurations;
- - Mouse + Xbox 360 Controller:
- o No need to unplug the pad, everything will work simultaneously;
- o When you connect/disconnect pad on-the-fly, the key icons will change during the next pop up (the game will display pad icons if the pad is connected).
Thanks for your feedback!
NOTE: T.U. 1.3 has the in-game version number: 1.2.120705.
A lot of you are asking for the Title Update 1.4.
We're very sorry for all the people who encounter technical issues with the game.
We're aware of the issues, we're working hard on the next Title Update, but we don't have a precise ETA to share with you yet. The idea is to release the next update as soon as possible but making sure that 1) as many issues as possible are actually addressed 2) no new issues raise.
As soon as we have solid information about the title update's availability, I'll share it with you. I can guarantee that we're aware of the issues and are actively working on it.


text:
Why the Meltdown Should Have Surprised No One
April 12, 2009 by disinter
Posted in Bush regime, Federal Reserve, fiat currency, government regulation, politics, socialism, taxes, video | Tagged depression, Economy, meltdown, mises, Peter Schiff | 1 Comment
One Response
on April 15, 2009 at 7:41 am | Reply johnson femi
men u guys ar really doing a good job…. with this i can get materials for ma project………. keep it up
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Garcia throws painless bullpen session
By Jenifer Langosch / MLB.com
JUPITER, Fla. -- Free of shoulder discomfort and past the point of rehab, left-hander Jaime Garcia stepped onto a side mound at the Cardinals' Florida complex to throw his first bullpen session of Spring Training on Friday.
The event is hardly unique, but for Garcia, it was nevertheless notable. He had thrown off a mound only a handful of times -- first in October, again in the weeks leading up to camp -- since undergoing season-ending surgery on his left shoulder last May. A year ago, Garcia arrived at Spring Training hopeful that his shoulder would hold up. This year, he knows that it will.
"It is definitely a good feeling, but at the same time, it's something I know I have to stay on top of and not let become an issue," said Garcia, who went 5-2 with a 3.58 ERA in nine starts before being shut down last year. "Shoulder surgery is shoulder surgery. They're not very easy, but I worked really hard this offseason to be in the best shape I could be and everything went really well. Now I just try to take it one day at a time again and listen to my body."
Neither Garcia, nor manager Mike Matheny, could say whether Garcia's Spring Training workout plan will be modified at all. That's because much of it will be dictated on how Garcia's shoulder responds. His readiness to follow a regular offseason workout plan, however, gives him a chance at a "normal" spring.
"He's on track with where he needs to be and we'll just need to adapt," Matheny said. "I'm not going to put the pressure on him saying that he is going to be with everyone else here for the rest of the way out. If a little alteration needs to be made, we're not scared to make that alteration."
After stating that he was "very optimistic" about being fully game-ready by Opening Day, Garcia spoke about the differences he can already note post-surgery. After two years of having to alter his mechanics to compensate for shoulder pain, Garcia returns to the mound feeling like himself and looking like it, too.
"When you have injuries that come up, you try to change your mechanics, you try to change your arm angles so you don't have pain in your shoulder," Garcia said. "It was a difficult thing for me, because I was still being effective and still going out there and giving us a chance, so it was difficult for me. That's why a lot of times you don't say anything. You just keep grinding through it.
"But this is a different story. Now it feels better and it gives you that relief in your mind that they fixed everything that needed to be fixed in there. I had the surgery and now I need to stay on top of it so it doesn't become an issue again."
Craig ready for new assignment in outfield
JUPITER, Fla. -- With no restrictions related to the foot injury that cost him the final month of the regular season and two rounds of the postseason, Allen Craig arrived at Spring Training ready to get to work in the outfield.
Though right field is not an unfamiliar position for Craig, it is not the position at which he logged the majority of his playing time over the last two seasons. But with Carlos Beltran now in pinstripes and Matt Adams targeted for first base, Craig finds himself entering the season as an outfielder.
He prepared for the new assignment by incorporating more plyometrics work into his offseason plan. "Becoming a better athlete," Craig said, was the focus behind the priority in improving his movement.
"I'm always trying to get better, but I think sometimes when you have an injury, you have to start with the basics and get back to what it takes to become a good athlete and working harder to get to where you want to be," Craig said. "I feel like I'm better for it right now. ... It's made me work hard with my body and make sure I'm in shape and really getting back to the basics."
Craig will not abandon his first baseman's glove entirely. He wants to get some spring defensive work at the position, as do the Cardinals, who know Craig's defensive assignment could change depending upon the rest of the roster's makeup. The majority of work, however, will be concentrated in the outfield. He has made 129 career outfield starts, including 41 last season.
Motte makes progress, tosses from 120 feet
JUPITER, Fla. -- Twelve pitchers were designated to throw during the Cardinals' workouts on Friday, including rehabbing reliever Jason Motte. But he did not get on the mound like the other 11, rather taking his throwing session to the outfield grass of Field 1 for the latest step forward in his rehab program.
For the first time since November, Motte played flat-ground catch at a distance of 120 feet. He intends to do so again on Monday -- assuming his arm responds well -- and will determine the next step after that.
Following a prescribed break from his throwing program, Motte has been playing catch for three-and-a-half weeks now. He has challenged himself from distances of 60, 90 and 120 feet and has had no setbacks along the way.
As for a long-term plan, there is not a detailed one. Motte's progression will be determined by how he feels, with no insistence that he reach certain benchmarks by certain dates. With that being the case, Motte is not yet sure when he will progress to throwing off the mound.
"You want to take your time and make sure that you're strong and that you're ready to do what you need to do out there," Motte said. "It's cliché and whatever, but I'm really just taking it one day at a time because that's all I can do. It's all about doing the steps. It's a process. It's a slow process."
Avoiding the distraction of setting time-specific goals, Motte said he has not thought much about when he'll throw his first pitch since 2012. He conceded that it is unlikely that he'd be ready to break camp with the team, a comment that is not much of a surprise given the typical 12-16 month recovery time from Tommy John surgery. Motte underwent the procedure last May.
"It's the middle of February and I'm tossing at 120 feet," Motte said. "To be on the mound in a big league ballgame in six weeks from tossing would be a pretty good feat for anyone. Especially coming back from this, you don't want to just try it out, see how it works. The whole point of all this is to get healthy and be able to pitch and be effective and help these guys. Opening Day may be a possibility ... but I wouldn't think [so]."
Worth noting
• Jim Fregosi, who managed the Cardinals' Triple-A affiliate in Louisville from 1983-85, died at the age of 71 on Friday morning, days after suffering a stroke. Fregosi managed current Cardinals third-base coach Jose Oquendo on that Louisville club in '84 and later managed Matheny for a season in Toronto.
"Obviously, every manager I ever had and every coach I ever had made an impact," Matheny said. "I'm sorry to hear that news and my condolences go out to his family."
• Craig, Pete Kozma and Peter Bourjos were among the latest position players to report to camp early. All three participated in light workouts on Friday before moving indoors, where Bourjos dominated on the clubhouse's new ping-pong table. After defeating several of his new teammates, Bourjos was presented with a faux championship belt.
• Ballpark Village, the new development going up across the street from Busch Stadium, has a target opening date of March 27, Cardinals president Bill DeWitt III said on Friday. The project will not be fully completed by that date, but several areas will be open to the public by Opening Day.
Jenifer Langosch is a reporter for MLB.com. Read her blog, By Gosh, It's Langosch, and follow her on Twitter @LangoschMLB. This story was not subject to the approval of Major League Baseball or its clubs.


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MELBOURNE, Australia — Novak Djokovic didn't have any trouble in his first match back on Rod Laver Arena since his shirt-ripping victory celebrations last year, starting his bid for a third consecutive Australian Open title with a 6-2, 6-4, 7-5 win Monday over France's Paul-Henri Mathieu.
MELBOURNE, Australia — Novak Djokovic didn't have any trouble in his first match back on Rod Laver Arena since his shirt-ripping victory celebrations last year, starting his bid for a third consecutive Australian Open title with a 6-2, 6-4, 7-5 win Monday over France's Paul-Henri Mathieu.
The top-ranked Djokovic faced only three break points in the match, saving them all, and lifted his tempo when it counted most.
His five-set, 5-hour, 53-minute win over Rafael Nadal in the 2012 final is already part of Australian Open folklore. He tore off his shirt and flexed his muscles after the marathon win last year, and is hoping to add another chapter by becoming the first man to win three consecutive Australian titles in the Open era.
Nine others have won back-to-back titles — none have had three in a row since the Open era started in 1968.
"Hello everybody it's great to be back," Djokovic told the crowd. "I have great memories, especially the last two years."
Djokovic lost a match to Australia's Bernard Tomic in the exhibition mixed team Hopman Cup tournament earlier this month, but brushed that off as a way to combine "fun and some great matches" as preparation for the major.
On Monday, he hit 31 winners against only 15 unforced errors.
Maria Sharapova and Venus Williams had nearly flawless opening matches in the women's draw earlier in the day.
Sharapova finished her first match of the year in 55 minutes, cruising to a 6-0, 6-0 win over Olga Puchkova to start proceedings on center court without showing any signs of trouble with her sore right collarbone.
The No. 2-ranked Sharapova, who lost the final to Victoria Azarenka here last year before going on to win the French Open, faced only two break points in the match and she saved both of those in the first game.
Then she went on a 12-game roll that earned her a second "double bagel" inside a year.
Sharapova withdrew from the Brisbane International earlier this month with an injured right collarbone, saying she wanted to concentrate on being fit for Melbourne. She skipped the Brisbane tournament last year, as well, before going on to reach the Australian Open final.
"After a couple of close games and a few break points, I certainly started to concentrate a bit better," she said. "I didn't want to concentrate on the fact I hadn't played a lot of matches. I just wanted to focus on what was ahead of me and really be aggressive.
"It was one of those matches where I didn't try to worry about her too much."
Sharapova has a potential third-round match against Venus Williams, who needed just an hour for her opening 6-1, 6-0 win over Galina Voskoboeva of Kazakhstan.
No. 4 Agnieszka Radwanska won the last nine straight games in her opening 7-5, 6-0 win over Australian wild-card entry Bojana Bobusic 7-5, 6-0 and 2011 U.S. Open champion Samantha Stosur beat Chang Kai-chen of Taiwan 7-6 (3), 6-3 to end a run of five losses on home soil.
Sixth-seeded Li Na, who lost the Australian Open final before winning the 2011 French Open, had a 6-1, 6-3 win over Sesil Karatantcheva of Kazakhstan, while No. 18 Julia Gorges of Germany and No. 27 Sorana Cirstea of Romania also advanced. Former No. 1-ranked Jelena Jankovic beat Sweden's Johanna Larsson 6-2, 6-2.
On the men's side, 2010 Wimbledon finalist Tomas Berdych defeated Michael Russell 6-3, 7-5, 6-3, No. 10 Nicolas Almagro of Spain beat American qualifier Steve Johnson 7-5, 6-7 (4), 6-2, 6-7 (6), 6-2, No. 15 Stanislas Wawrinka beat German qualifier Cedrik-Marcel Stebe 6-2, 6-4, 6-3 and No. 16 Kei Nishikori of Japan had a 6-7 (5), 6-3, 6-1, 6-3 win over Romania's Victor Hanescu.
Also advancing were No. 26 Jurgen Melzer of Austria and No. 32 Julien Benneteau of France, who ousted rising Bulgarian star Grigor Dimitrov 6-4, 6-2, 6-4.
Venus Williams played with power and determination and took command of the match early with a steady stream of winners and powerful serves.
She skipped last year's Australian Open due to illness and was warmly welcomed with applause as she entered the court. Venus Williams had the biggest jump of any of the top players in 2012, moving from outside the top 100 to finish the year at No. 24.
The announcer told the crowd as Williams, who has won seven major titles, was warming up on court: "She's back and fiery."
Williams said she was happy with the match statistics, particularly her serve, so early in the season.
"It's hard to play the first match in a major, first thing of the year, and that can be a lot of pressure," Williams said. "I did my best to just close it out."
Her younger sister, Serena, was sitting in the crowd with coach Patrick Mouratoglou. Serena is the strong favorite to win the Australian Open, heading into the tournament with 35 wins in her past 36 matches including titles at Wimbledon, the Olympics and the U.S. Open. No. 3-ranked Serena Williams is in the top half of the draw with defending champion Victoria Azarenka, and the pair won't start until Tuesday.


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Bummer about the glass. Good advice, next time lead with the squirrel/nuts story. Also, consider cutting the glass in a straight line near the break and pushing it up against the wall for a nice custom piece. Chip the glass like the other sides and no one will know.Back on the oven. I'd run a test with heavy duty aluminum foil under the stone and/or play with the upper venting. Heat flow is hard to predict. Also, I'd guess you will have better results with the lava rock near the stone rather than the base. At the base it does more choking of the airflow, at the top, perhaps a little better radiation on the cooking surface (but convection heat to the stone is far more important).That 900F result in 20 minutes seems weird to me - too hot, too fast. Using an IR gun, I once got readings that didn't make sense and it turned out I didn't measure the stone temp. Even though the dot was pointed on the gun, the heat reading was off the cover - in my case.Dave
No, foil seems pretty common in these types of setups. I'm referring to the T Fal.
Tran, your wife must love you...first you break her table and then you 'adjust' the pots and pans! I think a nice big bunch of flowers will be needed very soon! hahaPaul
Tranman, I believe Ronzo is right. I don't have time to research it but I believe teflon puts out a harmful-to-humans gas when burned and the gas point is under 800F, I believe. I've got to run. Will comment later.Dave


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NOTICE OF APPLICATION FOR TAX DEED Notice is hereby given that COUNTY OF ST. JOHNS, holder of tax certificate No. 727 issued May 26, 1999, has filed same in my office and has made application for a tax deed to be issued thereon. Said certificate embraces the following described property in the County of St. Johns, State of Florida, to-wit: PARCEL NUMBER 043590-0000 SEC 18 TWP 09 RGE 28 4-16 MALTBY-HALL SUB HASTINGS LOTS 1 & 2 BLK B OR866/679 The assessment of the said property under the said certificate issued was in the name of SHELBY JACK. Unless said certificate shall be redeemed according to law, the property described therein will be sold to the highest bidder at the front door of the St. Johns County Judicial Building, 4010 Lewis Speedway, St. Augustine, Florida, 32084, on NOVEMBER 29, 2006 at 12:00 o'clock noon. Dated this Oct 17, 2006. (OFFICIAL SEAL) Cheryl Strickland Clerk of Circuit Court of St. Johns County, Florida In accordance with the Americans with Disabilities Act persons needing a special accommodation to participate in this proceeding should contact the Clerk of Court at 4010 Lewis Speedway, St. Augustine, FL 32095 no later than seven days prior to the sale date. Telephone: (904) 819-3657; 1-800-955-8771 (TDD) or 1-800-955-8770 (V), via Florida Relay Service. L3096-6 Oct 25, Nov 1, 8, 15, 2006
Posted from 25-Oct-06 to 15-Nov-06
© 2018. All Rights Reserved. Contact Us


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Harvey: 'A jacket doesn't belong on a baseball field'
By Anthony DiComo / MLB.com
NEW YORK -- Let Matt Harvey make one thing clear: "In my mind," Harvey said after shutting down the Padres in frigid weather Wednesday, "a jacket doesn't belong on a baseball field."
When Harvey singled to reach base safely in the second inning, Mets staffers tried to run a jacket out to him at the bag. But Harvey, despite wearing short sleeves at cold, windy Citi Field, rejected the offer.
"I'm shocked they don't in the cold weather," manager Terry Collins said of his pitchers not wanting to wear jackets. "But when Matt got on [base], we took the jacket out, and he said he didn't want it. That's his choice."
Most pitchers would likely choose otherwise. But Harvey, who was born and raised in eastern Connecticut, says he pitches in three-quarter-length sleeves regardless of the conditions and always, always shuns jackets.
If that's what makes him tick, the Mets certainly do not want him to change. In fanning 10 batters over seven innings Thursday against the Padres, Harvey recorded his third double-digit strikeout game in his first 11 career starts. That tied Nolan Ryan and Jerry Koosman for the second-most in franchise history through 11 starts, one behind Dwight Gooden.
So keep those jackets away.
"I wasn't concerned about him until we had the real long inning, until we were sitting in the dugout," Collins said. "Matt was fine. He told me he was fine. But after I took him out I said, 'How'd you do?' And he said he was freezing."
Marcum sidelined with nerve inflammation
NEW YORK -- Right-hander Shaun Marcum has been shut down for 48 hours after receiving injections to relieve nerve inflammation in his neck, the Mets announced Thursday, keeping his immediate future in limbo.
An MRI administered earlier Thursday revealed the nerve inflammation, which forced Marcum off the mound earlier this week in Port St. Lucie, Fla. The right-hander received trigger-point injections to relieve his pain and will rest for the next two days.
The Mets officially classified Marcum as "day-to-day," but it is clear that he will not return to active duty any time soon. Marcum has not appeared in an official game in nearly three weeks, and even if he is healthy, he will need time to regain his regular arm strength.
In the interim, the Mets will proceed with a patchwork rotation. Left-hander Aaron Laffey is unofficially scheduled to start Sunday against the Marlins, and manager Terry Collins said Laffey could remain in the rotation if he pitches well.
The Mets guaranteed Marcum $4 million when they signed him this winter to a Major League deal. Marcum's contract also includes $2 million worth of incentives, most of them based upon how often he pitches. The right-hander, who has a long history of right elbow and shoulder trouble, has dealt with varying levels of arm and neck pain since March.
Collins rests Murphy so Turner can see game action
NEW YORK -- The Mets had an opportunity Thursday to do something they did not do through all of last season: use the same starting lineup three games in a row.
Instead, manager Terry Collins chose to rest second baseman Daniel Murphy in favor of Justin Turner, who batted second. Collins' gamble paid off, as Turner went 3-for-4 with a stolen base in the Mets' 2-1 loss to the Padres.
Collins said the off day had nothing to do with the midsection injury that sidelined Murphy until the final week of Spring Training, and everything to do with giving the right-handed Turner some playing time against Padres lefty Eric Stults.
"We've got a whole weekend of right-handed pitching coming up," Collins said, referring to Marlins pitchers Alex Sanabia, Ricky Nolasco and Jose Fernandez, "so I thought today would be a good day to get Justin in there."
As Collins proved last year, the manager considers a fresh bench more important than a steady starting lineup. To that end, Collins plans to give reserves Kirk Nieuwenhuis, Mike Baxter and Jordany Valdespin one start apiece this weekend, presumably resting each of his regular outfielders in those games.
As for Murphy, the Mets are not worried that this week's chilly April weather will affect his right intercostal muscle, which kept him sidelined for a month's worth of Grapefruit League games. Same goes for third baseman David Wright, who missed two weeks this spring with a strained left intercostal. Wright was back in the lineup for a third straight game Thursday, though Collins said he would look to give him a day off next week.
"You're talking about two guys that have an idea of what it means to miss time, and the one thing they don't want to do is miss time," Collins said. "So they're pretty honest about how they're feeling."
Anthony DiComo is a reporter for MLB.com. Follow him on Twitter @AnthonyDicomo. This story was not subject to the approval of Major League Baseball or its clubs.


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The state treasurer's office said it learned over the past two weeks that the U.S. Forest Service rejected the counties' request for the funds — to be used primarily for road projects in the counties — after the office missed a Sept. 30 deadline.
Chief Deputy Treasurer Debbie Rogers said requests had been traditionally submitted by the state Department of Education. A 2009 law designated the treasurer's office as the distributor of the federal funds for the counties, but Rogers said the Education Department had still submitted the request for the previous two years.
"Historically, the Department of Education has received a packet of information from the treasurer's office regarding the notification of the election process for the counties eligible for these funds," Education Department Spokesman Seth Blomeley said. "The Department of Education did not receive notification form the treasurer's office or from U.S. Forestry Service in 2011. It is our understanding the treasurer's office also did not receive such a notice from the Forestry Service."
Joe Walsh, a spokesman for the service, said the agency was reviewing the situation but declined further comment.
Members of Arkansas' congressional delegation said they're in talks with the federal agency to try to restore the money.
Chief Deputy Treasurer Debbie Rogers says the state was notified in October that it had missed the deadline, and submitted the request after initially being told it could still apply. A federal law provides the money — which comes from timber harvests — to schools, roads and other projects in counties with federal forests. The money for schools is not affected by the denial, officials with the Arkansas Association of Counties said.
The lack of funds could affect workers in one county. Montgomery County Judge Alvin Black said he could either delay the road projects he had planned with the money or use county money, but said three county employees who perform maintenance on recreation areas would likely lose their jobs.
"I just don't want to lay anybody off in this economy," Black said.
The counties have been arguing to the Forest Service that they had kept it updated on the projects they planned to fund with the money.
"Our argument is we've substantially complied," said Jeff Sikes, legislative director for the Association of Arkansas Counties.
Members of the state's congressional delegation said Friday they've urged the Forest Service to provide funding for the counties.
"The denial of these payments will result in the loss of an estimated $1.16 million in revenue to Arkansas — hindering the ability of these counties' funding of essential services like the maintenance of rural roads and infrastructure and the provision of emergency services," Democratic Congressman Mike Ross said in a statement released by his office.
U.S. Sen. John Boozman, a Republican, said he was worried that the loss of funding would hurt the counties' budgets.
"We have received assurance from the Forest Service that they are looking into the matter and will continue to help these counties as the inquiry into the issue unfolds," Boozman said.
The other counties denied funds are Baxter, Crawford, Franklin, Garland, Johnson, Logan, Madison, Newton, Perry, Polk, Pope, Scott and Yell.


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OLI said the annual report detailed: celebration of the organization's 40th anniversary with a leadership summit in Denver; production of safety education materials for rail commuters, new drivers, school bus drivers and Operation Lifesaver's 50 state programs; work with the Federal Transit Administration and Federal Railroad Administration on grants for safety campaigns and other activities in cities and states around the U.S.; initiation of updates to the OLI volunteer education process; and an increase in OLI's social media presence.
"While the last two years have brought changes in Operation Lifesaver's message delivery model, educational activities, and leadership," Rose said, "our goal remains the same as it was 40 years ago: to reduce incidents, deaths and injuries at highway-rail crossing and on or around rail property. Saving lives is the mission that unites us."
The OLI annual report can be accessed here.


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A derivative is a financial contract whose value is derived from the performance of underlying market factors, such as interest rates, currency exchange rates, and commodity, credit, and equity prices. Derivative transactions include an assortment of financial contracts, including structured debt obligations and deposits, swaps, futures, options, caps, floors, collars, forwards, and various combinations thereof.
Each quarter, based on information from the Reports of Condition and Income (call reports) filed by all insured U.S. commercial banks and trust companies as well as other published financial data, the OCC prepares the Quarterly Report on Bank Derivatives Activities. That report describes what the call report information discloses about banks' derivative activities.
See also Accounting
Learn More
Risk Management of Financial Derivatives (Comptroller's Handbook, January 1997)
Responses to requests for a transition period under section 716(f) of the Dodd-Frank Act - June 11, 2013
Credit Derivatives – Guidelines for National Banks (OCC 1996-43, August 1996); Risk Management of Financial Derivatives (BC 277, November 1993)
FAS 133 Accounting for Derivatives (OCC 1999-1, January 1999); Interim Guidance
Risk-Based Capital Interpretations Credit Derivatives (OCC 1999-43, November 1999); Interagency Statement
Risk Management of Financial Derivatives and Bank Trading Activities (OCC 1999-2, January 1999, Supplemental Guidance)
Comptroller Speeches:
Federal Deposit Insurance Corporation's Board of Directors (May 11, 2010)
Institute of International Bankers (March 1, 2010)
Institute of International Bankers (March 3, 2008)
Global Association of Risk Professionals (February 27, 2008)
New York Bankers Association (November 10, 2006)


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Aspire, Seek, Attain
Phoenix5225 is a 27 year old who has been writing off and on for the past 17 years. She finished her first "novel" at the tender age of eleven. Now she only writes on the side, choosing instead to pursue a more stable and boring job as a governmental accountant. In her very limited free time, she can be found reading or working on scrapbook albums with the crime drama television show Law and Order (the original or any of its spinoffs) on in the background.
On the forums, she is a member of the Bannermakers Associatin, Society of Potterverse Adults: Backstories and a member of the Beta Guild. She has a random obsession with Severus Snape, and Half Blood Prince may very well be her all time favorite book. Contrary to her name, she does NOT have a random obsession with Fawkes. Phoenix5225 was a member of a sorority in college which utilized the phoenix as a symbol. The crest in her author's page link is the crest of said sorority, and its motto, written on the banner in Greek, is Aspire, Seek, Attain.
Phoenix5225 lives in a small town in the heartland of America with her recently acquired husband and her nine year old twin stepsons.
I am Phoenix5225 of Hufflepuff, entering for participation points only. :-)


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