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Information for students who did not major in music as undergraduates, second-degree undergraduates or non-degree students
It is possible for students who have an undergraduate degree in a subject other than music to apply to our M.A. program. However, before being accepted, such students will need at least 29 official college credits in music, including at least (1) three semesters of music history; (2) four semesters of music theory; and (3) four semesters of musicianship (sight singing, ear training, and keyboard studies).
Students lacking these prerequisites may apply as second-degree undergraduate students. Such students who are accepted as second-degree undergraduates may thereby take the required courses mentioned above in order to prepare for our M.A. program. Second-degree undergraduate students do not have to complete the entire undergraduate program, but rather need only take those classes in which they are deficient in order to subsequently apply for the M.A.
Note that officially enrolled second-degree undergraduate students might possibly get credit by examination for certain of the required courses. Also, in certain cases students who are missing only one or two of the required undergraduate courses may be accepted into the M.A. program with the condition that they subsequently complete these courses.
For more information on applying and enrolling as a second-degree undergraduate student, go to: http://www.hunter.cuny.edu/prospectivestudents/ug_students/2degree.shtml.
Students who need to take only a few undergraduate courses in order to make up the requirements listed above may also apply as non-degree students. Non-degree students may register for a maximum of one semester and may take up to 9 credits in the Music Department. Graduate courses taken by a non-degree student (for which the student receives a grade of B or better) may upon approval be applied towards the M.A. degree if the student subsequently applies and is accepted as a matriculated student. Students who are not accepted as fully matriculated after 9 credits of non-degree status cannot continue their studies at Hunter College.
For more information on applying and enrolling as a non-degree student, click here.


text: Folks, After many hours of work and head scratching Jim McVittie has installed a new RF power supply that will go to full power and tune nicely. There are, however, new instructions for turning on and tuning the power supply. Please see below. The instructions will be posted on the etcher and noted in the operation instructions at the tool. This may be a temporary state as we may be ordering a newer more powerful RF power supply. Turn on POWER on the RF power supply. The following buttons should be on; FORWARD POWER REMOTE CONTROL REMOTE SIGNAL The following buttons should be off; RIGHT DISPLAY LEFT DISPLAY SETPOINT When the plasma is on RF ON should be lit. When the plasma is off RF should be lit. Tuning; Adjust the coil pot only. Use the bird meter (located above the tuning pots). Make sure the arrow is pointing left. The old black box on the loading station may be used for gross tuning. The most accurate froward and reverse power readings are on the power supply itself. Write down the numbers on the coil and cap pots so that you can get close to perfect tuning the next time you use the etcher.

subset: commoncrawl


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Heika: After early misstep, Dallas Stars' Kari Lehtonen comes to the rescue again
EDMONTON, Alberta — You can count the bad goals Kari Lehtonen has allowed this season on one finger.
OK, make it two.
But after Lehtonen gave up one of those clunkers in the first period Tuesday, you would have thought the hockey gods — or his teammates — might have bailed him out.
It turns out, both came to the rescue, as a couple of fluky bounces and some determined third-period play led the Stars to a 4-1 win over the Oilers at Rexall Place.
Lehtonen came up with 35 saves, while Brenden Dillon flipped in a shot off the end boards, Eric Nystrom bounced one in off an Oilers player and Jaromir Jagr and Ryan Garbutt chipped in insurance goals in the third period.
Still, Lehtonen was the story once again.
"The way he plays is the way we play," said Jagr. "It's happened every game."
The Stars move to 7-5-1, good for 15 points and seventh in the Western Conference. They have won four straight and have taken six straight against the Oilers.
Maybe the hockey gods knew that was supposed to be the plan.
Coming off a 1-2-3 stretch and starting five straight at home, the Oilers seemed serious about finally breaking the Stars' jinx. Coach Ralph Krueger scratched veterans Ryan Smyth and Ryan Whitney, and Edmonton came out flying with a young lineup.
The move seemed to pay off when Taylor Hall went on a 1-on-2 run into the offensive zone, swung wide to the left and then snapped a wrister to the far side past Lehtonen's glove.
Hoping to make a move in the standings and make a statement that the future is now, the Oilers came out in the second and took advantage of a Stars team that still has not figured out the middle period. Dallas has been outshot 159-98 in the second period, including a 16-9 disadvantage on Tuesday.
Luckily for the Stars, one of those nine shots somehow found a way into the net. Dillon fired a shot on net from the left point that hit off an Oilers player, bounced hard off the end glass, and then landed on the back of Edmonton goalie Devan Dubnyk. The puck trickled into the goal, and the Stars had a 1-1 tie at the 4:23 mark of the second period. It was Dillon's second goal of the season.
Lehtonen was under almost constant fire for the remainder of the period and had to pull out some doozies. He smothered Sam Gagner, faced a shooting gallery from Taylor Hall (who had six shots on goal in the period), and then made a toe save on Jordan Eberle that defied physics.
Eberle came flying in during the fading seconds of the second period, faked Lehtonen to his left, and then seemed to have just a big enough opening to tuck the puck inside the near post. However, Lehtonen somehow got his skate over and kept the score 1-1.
Still, the Stars aren't fooled as they head to Calgary for another game Wednesday.
"We haven't played a full 60 minutes yet," said Vernon Fiddler. "We can't keep going 20 on and 20 off, we have to put a complete game together."
And let Lehtonen have at least one or two nights off.


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Empowering deserving military families with educational support and opportunities.
I just did a belt trade with a guy for a new pair of DryJoys Sta-Dry Extreme rainpants. I can pretty much count the times I have played start to finish in the rain on one hand. I know it would been nice to have the rainpants when I have been caught on course when it begins to rain. Well that and no one else wanted the belt I had for sale was reason for doing the trade. LOL
My question is.... Do you ever wear your rainpants for anything else when playing? Like in the morning maybe to keep moisture off of you or use them as another layer of clothing you can take off easily in the cooler seasons?
Let me know if you do or would I be like Boo wearing them every chance I got before he found slacks he could wear instead on rainpants.
They can be nice to have in the bag for those times you may have to play out of a creek or the bank of a pond, I always keep a pair in the bag.
Being a "Soccer Dad" as well as a golfer. I can safely say my rainpants have seen more wear on the soccer fields the last couple of years than golf courses. Although I normally leave them in my bag for Spring and Fall. They are fantastic for staying warm and dry while pacing the sidelines as well. May as well get as much use out of them as you can.
I sometimes wear them early in the morning when it is still kinda damp and there is still alittle bit of dew in the fairways. But other than that i feel that they are in investment that just sits in my bag all folded neatly.
I find I wear mine on those rather cool mornings that you really don't want to wear just shorts but you know in an hour or so all you will want to be wearing is shorts.
Like said above, I wear them to get warm when needed. And when its a cold wind,
JLAWTON, I also use them at soccer games.
I have worn mine when it's cool outside and I have on shorts in the spring. I've also worn them on those colder fall days when the wind blows, and I need to keep warmer.
Good question JD...
I'm with the Tar Heel ob this one - will wear the rain pants over shorts in spring/fall early morning when a little colder.
Also tend to wear DryJoy jacket/pants to college football games when there is a chance of rain.
I use my rain pants for an extra layer when its cold out.
I wear mine during cold weather under 40 degrees because sometimes the moisture you are most likely to come in contact with is on the ground. They come in real handy if you have ever slipped and managed to not stay upright. So instead of you knee or other body parts being damp and cold you now have your rain pants to thank for keeping you dry.
My general use is for the colder weather in the early morning. My dad wears a pair for bike riding when its cold and windy.
Thanks for the replies! Yeah it's beginning to warm back up to the mid 60's now. Guess its only when its raining now or until it gets cooler again!
seems I am like everyone else and use them for cold more than rain
I would have to echo the other posters in that I wear rain pants over shorts on cool mornings and take them off as it warms up.


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If you believe his critics, Barack Obama is an agent of socialism whose economic and social agenda includes nothing less than the goal of massively redistributing wealth in this country. If you believe him, Barack Obama is a traditional Democrat who believes in fostering entrepreneurship and supporting small businesses and their jobs-creation ability. However, it's not a question of faith that the first African-American president in the country's history has taken office at a time of crisis which most Americans have concluded demands action from the federal government to keep the recession from getting worse, to save the banking system in the United States, to staunch the job drain, and above all, to restore confidence in the American economy, which will help to thaw the credit logjam and set the bulls running again in the stock market.
To do so, Obama and his economic team, notably Treasury Secretary Timothy Geithner, are building on the George Bush-Henry Paulson start of unprecedented government intervention in the markets and the economy, with the notion (famously expressed by Obama's chief of staff, Rahm Emanuel) that you shouldn't waste a crisis. The steps already taken, and others being contemplated even now, clearly indicate that this president and this Congress and this SEC and this Treasury Department and this Federal Reserve will affect advisors and their clients in massive ways beginning this year and extending for years into the future, through changes in the Internal Revenue Code, in legislation, and in regulation that will affect all Americans to some extent, but especially those who pay the bulk of the taxes in this country, create the most jobs, and seek to pass on their wealth to their heirs. In other words, your clients.
For that reason, the 44th President of the United States leads the IA 25 for 2009, our annual subjective list of the most influential people in and around the independent advice business. This year, as the center of the financial universe has shifted from Wall Street to Washington, there are more elected officials and appointed Federal regulators on the list than in any other year. Everyone from Mary Schapiro at the SEC to Barney Frank in the House to Mr. Geithner at Treasury will influence how you practice your profession this year and in the years to come, but driving it all will be Barack Obama.
The first big piece of legislation that came out of the 111th Congress is a case in point. It is a classic piece of Keynesian legislation, using massive amounts of long-term debt in a bid to stimulate the private sector into following the government's lead to spend money and hire people.
The budget proposal passed by both houses just before the Easter recess includes a footnote that would keep the estate tax at the 2009 level in 2010 and beyond, rather than letting the levy, derided by Republicans as the "death tax," either die outright or be reduced. The budget would effectively raise income taxes on those in the top tax brackets, the capital gains and dividend tax rates, and corporate taxes.
Moreover, whatever their benefits, planned Obama initiatives on everything from healthcare to a cap-and-trade pollution scheme would increase costs to employers and likely lead to an even heavier federal debt load, which raises the specter of inflation in the years ahead.
While there is much hype from both sides of the political spectrum over Mr. Obama and his intentions, advisors will be closely watching his every move, and will need to adjust their investment, tax, estate, and philanthropic plans for clients as a result. Stay tuned, and read on for the remainder of the IA 25.
When the man largely responsible for making the independent advisor model possible decides to give up the top spot at the company named after himself, it's a sea change. That's what Chuck Schwab did last fall, ceding the CEO job at the largest RIA custodian to Walt Bettinger. The number and strength of the custodians serving RIAs has never been greater, and even in the independent broker-dealer world, the RIA model has become widely accepted. Still, Schwab remains the RIA leader, and the commitment of the man at the top to the advisor channel will make a difference throughout the advisor universe. When we spoke with Bettinger in an exclusive interview last fall right before he formally took the reins at Charles Schwab, we asked about the importance of advisors to Charles Schwab & Co. He answered first by citing his pedigree of having worked closely with John Coghlan, "the father of Schwab Institutional," and argued that the competition issue between Schwab-affiliated advisors and its retail advice givers has "never been a smaller issue" because "we have clarity in our corporate strategy." He finished by claiming that "the advisor business is not simply a place for Schwab to make money, it's part of our core corporate strategy. That's a statement that may not always have been so clearly made or communicated as it could have been."
When asked what might change at the house that Chuck built, he promised to retain the company's approach, since when "you adjust your message for the times, that's when companies get in trouble." Perhaps that thought was on his mind as he threw down the gauntlet before the entire financial services industry in a recent essay that accompanied Schwab's 2008 annual report. "The current crisis," he wrote, "presents an enormous opportunity...to begin again--to regain the trust of the American people and keep it for the long term. My fervent hope is that the industry rebuilds itself so it never again contributes to the creation of another financial crisis like this one. Rather, our industry should serve as the very defense that ensures we never face a crisis like the one we are in today."--James J. Green
Senate Finance Committee Chairman Max Baucus, D-Mont., wants to make health care reform a reality this year. On April 2, the Senate passed a budget resolution which includes a health care "reserve fund" that Baucus says will ensure a bill can meet the budgetary rules when it's considered by the Senate this year. Baucus has also promised that the Finance Committee will vote on comprehensive health reform in June, and that Congress should deliver a bill to President Obama this year. Dallas Salisbury, president of the Employee Benefit Research Institute (EBRI) in Washington, says that while the formation of healthcare legislation will "come from many sources...the odds favor enactment of health reform in 2009."--Melanie Waddell
As head of the Federal Deposit Insurance Corp., Sheila Bair has the enormous task of fixing the banking system which, she said in a mid-April speech, would require large financial institutions to hold more capital, take less risk, and refrain from becoming so big that their failure would topple the entire system. Bair said she's "cautiously optimistic that the industry is getting on a better footing; many banks are making money," but warned that "there's still more pain to go." To help cleanse bank balance sheets and thaw the credit markets, Bair pointed to the FDIC's Legacy Loan Program, unveiled in March, under which Treasury and private investors will purchase assets from banks by creating public-private investment funds (PPIFs).--Melanie Waddell
The pioneers of the independent advice industry are growing up along with the industry itself. In some places, those trailblazers are beginning to take a step back from the helm of their advisor ships to allow a younger generation their turn at the tiller. At Commonwealth Financial Network, the independent broker-dealer celebrating its 30th anniversary, that happened earlier this year when longtime chairman and CEO Joe Deitch handed over the CEO duties to Wayne Bloom. Bloom joined Commonwealth in 1989, and calls the change part of a long-planned succession, noting that Deitch has been "training me to do this for years." With his background in wealth management and stewardship of the B/D's fee business, Bloom seems to be well positioned to skipper the Commonwealth ship.--James J. Green
After founding Vanguard Group and creating the first index mutual fund, John Bogle certainly earned the right to relax when he stepped down as senior chairman of Vanguard in 2000. But that's not in the nature of this investing pioneer, who remains active and influential.
In February he testified before the House Education and Labor Committee, which is considering a bill that would require disclosure of all fees on 401(k) plans and the inclusion of at least one low-priced index fund in every plan. Rep. Robert Andrews, D-N.J., a member of the committee, said April 7 that "John Bogle's testimony was so compelling, I can't imagine anyone else" having such an impact on getting that legislation passed, which the Congressman predicted would happen this year.--Robert F. Keane
For Tom Bradley, TD Ameritrade Institutional's president, this year is all about focusing on "the basic blocking and tackling," which in his mind comprises three parts: service, technology and advocacy.
Bradley has long used his company's muscle to back up the RIA community, starting with his opposition to SEC's broker-dealer exemption rule and strong support for a fiduciary standard applied to anyone who provides financial advice to individuals.
He's currently concerned about how the industry will be regulated going forward. "There's been a lot of discussion about changing the regulatory structure, marrying the Securities Act of '34 with the Investment Advisers Act of '40," he notes. "I don't think that we should do that."
Instead, he would like regulators to understand the difference between a broker who sells financial products to institutions and individuals who understand that they are dealing with a salesperson, and "advisors that operate under a fiduciary obligation" to the client. Bradley also feels it's important that advisors and brokers not be audited by the same people. "What you don't want to have is an inspector or examiner walk into a broker-dealer one week and an investment advisor the next. If you allow that to happen you will have cracks in the system. You need people that are focused just on investment advisors or just on registered representatives/salespeople.
"I also think that from a regulatory standpoint we have to look at individuals wearing two hats," he continues, "where they're the salesperson one minute and then they're the fiduciary the next. I think that is fraught with risk."
Another area getting Bradley's attention this year is providing support for the growing number of breakaway brokers. "There's so much disruption at the wirehouses that we are literally having conversations with thousands of advisors representing billions of dollars in assets," he says, adding that the big question is just how many of those brokers will actually break away. "I think there's tremendous potential here and we'll see next year at this time how it all shook out. I think it's a once-in-a-lifetime opportunity, though, for us and for the breakaways."--Robert F. Keane
That there will be additional regulation of the financial services industry this year is a given. "The question is, will it be harmful or helpful to our members' businesses?" asks Dale Brown, president and CEO of the Financial Services Institute. "We're fully engaged to see that at a minimum it's a do-no-harm outcome, but ideally that we actually make some improvements in the regulatory environment."
The elements that Brown and his staff are pushing in any new regulation that is developed are transparency, efficiency, and effectiveness. "We've really got to focus on making regulation effective for our core client, which ultimately is the middle class investor, and ultimately that makes it more effective for independent broker-dealers and independent financial advisors." --Robert F. Keane
After 25 years with A.G. Edwards and more recently Wachovia, Gene Diederich was named CEO of the big St. Louis-based RIA firm the Moneta Group in April, exemplifying the continuing migration of advisors from the wirehouse to the independent model.
Like many individual advisors before him, Diederich says that what attracted him to Moneta was its service model and its smaller, more entrepreneurial culture where everything is custom built. He thinks the independence trend is well established and doesn't see it diminishing, though he warns that "I don't think for a second that the broker-dealer model is going to go away. They're massive and they have scale and scope, and for a lot of advisors that's going to continue to be the preferred venue." --Robert F. Keane
He's the longest-serving member of Congress in Connecticut's history, but that's not why Democratic Senator Chris Dodd is on the IA 25. It's because as chairman of the Senate Committee on Banking, Housing and Urban Affairs he has been knee-deep in every piece of legislation since the current financial crisis began. He's likely to spend the rest of the year working on rewriting the financial regulation rulebook, a project on which he and his House counterpart, Congressman Barney Frank, have pledged mutual support. In a letter sent to President Obama in late March, Dodd wrote, "I am confident that through this process we will be able to design a system to better protect consumers and restore confidence in our banking system."--Robert F. Keane
Wealth manager, entrepreneur, crusader, and software tinkerer are all titles that could be claimed by Greg Friedman. His greatest fame may be as cofounder of Junxure, the CRM software that over the past year has been fortified with practice management and client portfolio enhancements. His greatest legacy may lie more in his commitment to get disparate software makers to agree to make their packages play well with others as part of the Your Silver Bullet initiative. All the while, Friedman continues to run his wealth management firm--Friedman & Associates--where he puts into practice his technology gospel. In the midst of the crisis, Junxure instituted a new training program meant to immediately help advisors improve their efficiency and client service.--James J. Green
One person every advisor should keep close tabs on this year is Barney Frank. As chairman of the House Financial Services Committee, Frank, D-Mass., is at the helm of crafting financial services reform legislation that could profoundly change advisors' lives. Both Frank and Senator Christopher Dodd, D-Conn., chairman of the Senate Banking Committee, have promised President Obama that they will deliver a financial services reform bill by year-end. Will that legislation include harmonizing the rules for broker-dealers and advisors and require brokers to adhere to a fiduciary standard? In an exclusive interview with Investment Advisor in early April, Frank said that the Committee hasn't "begun to focus on that level," as Congress is now looking at "systemic risk to start with and resolving insolvent institutions outside the banking system." But, he said, "We'll look at all issues." Frank also said that it's premature to say whether it will be the Federal Reserve or the FDIC that will be designated the systemic risk regulator. While the Obama Administration's financial reform proposal is "not a complete outline yet," Frank said, he supports the Administration's reform goals. "They haven't said anything I disagree with."
In a joint letter sent to President Obama on March 30, Frank and Dodd said they agree on the core principles for modernizing the financial regulatory system that the Administration and Treasury Secretary Timothy Geithner have put forth, "including providing for systemic risk regulation, strengthening consumer and investor protection, streamlining prudential supervision, and addressing gaps in regulation."
Frank told IA that strengthening "market integrity and investor protection at the SEC" and the CFTC will also be priorities for his committee this year. While there's political support for merging the SEC and CFTC, Frank said, "I think it's reasonable that they have similar rules so there's no regulatory arbitrage between them." If you achieve that, he said, "it's less important whether or not you merge them." The SEC's enforcement division will also get more financial help from Congress this year, Frank pledged.--Melanie Waddell
Last year in the IA 25, we hailed Timothy Geithner, then president of the New York Fed, for his role in arranging an emergency loan for JPMorgan Chase's buyout of Bear Stearns. This year, as U.S. Treasury Secretary, Geithner takes on an even bigger task as he strives to help the Obama Administration orchestrate a financial services regulatory reform plan. Revamping the current regulatory landscape, he told Congress in late March, would not take "modest repairs at the margin, but new rules of the game." The Administration's plan, Geithner told Congress, includes four broad components: addressing systemic risk, protecting consumers and investors, eliminating gaps in regulatory structure, and fostering international coordination.--Melanie Waddell
There may be nobody else who straddles the RIA and independent broker-dealer universe with more power than Charles Goldman. Since leaving his post as head of Schwab Institutional last year, Goldman has taken on the task of making Fidelity Investments' advisor-facing business units--Institutional Wealth Services (its RIA custodial unit), National Financial (its correspondent clearing arm for BDs), and its family office business--bring their service delivery up to the standards of Fidelity's longtime strengths in investing and technology. "It's not about resources; we have plenty of resources," he said in a March interview, "it's about giving the customer service people the tools to effect change." The industry will be watching to see if he makes good on his promise.--James J. Green
He may have died in 1976, but Benjamin Graham's influence continues in the advisory community, especially now, for his disciplined approach to bottom-up analysis. His 1949 book, The Intelligent Investor (Harper Collins), the fourth edition of which was published in 2003, has sold millions of copies and remains a valuable tool for investors today. His disciple Warren Buffett has called it "the best book on investing ever written."
The father of value investing, Graham stressed the fundamental differences between investment and speculation, and never deviated from his belief that the key to making sound investments was looking at the numbers (P/E ratios, debt, dividends, earning growth, asset value, etc.) and making intelligent decisions based on them.--Robert F. Keane
The proposed financial services regulatory reform legislation from Congress has "huge" implications for advisors, says Deena Katz, professor at Texas Tech and chairman of Evensky & Katz Wealth Management. She implores every advisor to "start talking to your Congressman and Senator, because they are woefully misinformed about what we do." Katz got her chance to tell lawmakers her views about boomers' needs when she testified before the Senate Committee on Aging in March. Katz says Congress is "beginning to listen to planners, which is not something we've seen too much of in the past," and believes the Financial Planning Coalition is "doing a good job...to present a united front" before Congress, which she says is crucial if planners are to fight being put under FINRA's oversight.--Melanie Waddell
Keeping to the plan is the strategy this year for Tim Kochis, CEO of California market dominator firm Aspiriant. Not only has Aspiriant not laid off any employees, it has actually expanded its staff, having added five new positions last year and two in 2009. Kochis is also pleased to note that the firm is on pace through the first quarter in terms of attracting new clients.
While attrition has been a little higher than usual, he adds that "it takes an awful lot of pain for people to decide that they would be better served elsewhere. In those few cases where clients have decided to leave, it hasn't been because they distrusted our expertise or our independence or objectivity or our desire to be of real service to them. It was sort of exhaustion."
Unlike many firms, Aspiriant separates its asset management fees from those for its financial planning, wealth management, tax preparation, and other services, meaning it's been hit less hard by declining asset levels than other firms that include those services in their AUM fee. "Those revenue streams not only did not decline," he reports, "they increased, because there is even more need for planning and integration and those streams have amounted to about 25% of our total revenue."
While he thinks more firms will adopt a similar pricing structure, he admits that it would be hard to do right now because "it's going to appear to their clients to be a little opportunistic" in this environment.
"We've always justified it...by the following arguments: If we charge for it, you take it seriously and we can tie our services to a revenue stream, which means we can be held to account for being truly expert in these other arenas, and be held to account for actually delivering [those] services."
Aspiriant hires people with the skills to address issues like insurance, taxes, and estate planning, as well as providing continuing education in those and other areas. "Clients get it," Kochis explains. "They may balk at first and say other people give that stuff away for free. We say, in so many polite words, you get what you pay for."--Robert F. Keane
As CEO and president of Calvert Group, Barbara Krumsiek has presided over a period of dramatic growth for socially responsible investing both in terms of assets and number of investment options available. "The growth that we've seen ...will not hold a candle to the growth we're going to see," she predicts. Although SRI data has only been collected through 2007, Krumsiek says the trends are very encouraging, noting that between 2005 and 2007 SRI assets grew from $639 billion to $2.71 trillion.
She says that growth is due to three things: trust, transparency, and responsibility. Those have all been values at Calvert since its founding, but as Krumsiek observes, "now these are words that matter to every advisor, every client, and every investor."--Robert F. Keane
There's a lot of talk in the advisor community these days on how this is a great time to attract new clients. Ross Levin, founding principal of Accredited Investors Inc., in Edina, Minnesota, cautions however, that they still have to be the right clients.
"We don't want to bring in clients indiscriminately," he says. "If a client got rid of their last advisor because the advisor was an idiot, we don't want to be the next idiot," says Levin, who literally wrote the book--The Wealth Management Index--on how to run a wealth management firm. "It's really hard to turn away clients in this environment when our revenue is down," he admits, "but we still want to make sure we're working with the right people."--Robert F. Keane
Unfortunately, Bernie Madoff will not be remembered as a former chairman of the Nasdaq exchange or as a noble philanthropist. Instead he will be recalled as the man who on March 12, 2009, pleaded guilty to 11 felony counts and admitted to engineering a global Ponzi scheme that the government has said cost investors $64.8 billion. Madoff's scam hurt thousands of individuals and institutions, but the damage is more than monetary. As FSI president Dale Brown succinctly put it, "His crimes undermined the confidence of many, many clients in their fine, upstanding, and honest financial advisors." As individuals begin to question whether their money is really safe with anyone, it could take years to rebuild the level of trust between advisors and their clients.--Robert F. Keane
In retirement planning, no one has conducted more rigorous academic research than Moshe Milevsky of York University in Toronto, including seminal work on variable annuities in the 1990s that questioned their value. However, Professor Milevsky also ventures out of academia to address the big retirement issues--including in 2007 a positive reassessment of Vas, and later presciently explored the issue of whether the insurance companies writing annuity contracts were in fact dangerously undercharging for those annuities.
Most recently, Milevsky is urging advisors to build "personal pension plans" that will pay a guaranteed income for life, and to incorporate a client's human capital, in the form of a lifetime's earnings power, into building portfolios.--James J. Green
Don Phillips sees a "danger spot" on the horizon this year: fixed-income funds. The managing director of Morningstar says that given the market upheaval, due diligence on funds is more important than ever, but particularly so on bond funds because they are going to grow in popularity as investors' appetite for risk wanes. The current disclosure regime and level of transparency "work fine if you're dealing with blue chip stock funds or funds that are investing in more conventional, mainstream securities," Phillips says. However, "I'm not sure that the disclosure that we have--the four snapshots per year of a fund's portfolio--is anywhere near adequate to understand what can happen on the fixed-income part of a client's portfolio."
Because bond funds are still sold largely on the basis of yield, Phillips says, this "often causes managers to take risks [that may result] in some small incremental gain but at some disproportionate amount of risk." This happened last year, he says, "in certain fixed-income categories where the category average might have been down 20%, but you had individual funds that were down more than 70%, and others that were flat--all within the same category." Phillips says that not only are fixed-income managers under pressure to "stretch for yield," but they also have new securities and derivatives at their disposal now, making them prone to take more risk.
The bottom line for Phillips: more fundamental research is required in fixed income to "help people make smart decisions." Phillips, recently named president of fund research at Morningstar, says the company's bond task force "spends a lot of time tearing apart the portfolios that we have, looking at performance numbers to see if there's something that jumps out, or is abnormal, about a fund."
In the wake of the bear market, investors will be much less willing to take on risk, and instead will focus on "the income part of total return as opposed to appreciation," Phillips says. When building portfolios for clients going forward, advisors, too, "are going to stress the income stream they can create as opposed to long-term promises of total return and capital appreciation." --Melanie Waddell
SEC Chairman Mary Schapiro plans this year to harmonize the rules that apply to broker-dealers and advisors and to institute a fiduciary standard of care for all advice givers.
In an exclusive interview April 13, Schapiro said that while these plans are still intact, they may take some time to implement. This year, she said, "We'll make progress both on the rule set for advisors and broker-dealers coming more into alignment and the fiduciary standard coming more into alignment. I can't tell you specifically what that will look like." She said the SEC now is "more focused on trying to fill some of the gaps on advisor regulation that have become apparent in the last year...about custody, verification of assets...but over the longer term we're likely to spend some time and attention on trying to get to the ultimate goal of people who provide the same service to investors having the same standards applied to them."
The SEC will recommend "in the next couple of months," Schapiro said, a rule requiring certain investment advisors to have third-party compliance audits as well as one that would require a senior officer from each firm to attest to the sufficiency of the controls they have in place to protect client assets. But, she said, "The bigger question of leveling the playing field between advisors and brokers will take a bit more time." Schapiro acknowledged that pinpointing exactly how to harmonize the rules will be tough.
Advisors may worry that Schapiro's background might lead her to designate FINRA as a self-regulatory organization for advisors. But Schapiro told IA that while she believes that an SRO "has to be a component" of any changes the SEC contemplates--along with harmonization--"I have drawn no conclusions in my mind about what the right approach is." While admitting that the SEC does "not have sufficient resources to effectively examine the more than 11,000 advisors for whom we have responsibility, that doesn't necessarily mean that we'll have to have an SRO, but it does mean we will have to leverage some third-party resources."--Melanie Waddell
The CEO of Pershing Advisor Solutions and former chairman of Moss Adams's securities and insurance niche is the only individual to make the list in all seven years of the IA 25's existences, and rightly so. Through his position at Pershing, his monthlyt Investment Advisor column, and many speaking engagements, he continues to offer common-sense practice management solutions to the problems facing all advisors.
Tibergien expects the fiduciary standard to assume a more important role as a new regulatory regime is imposed. "I would like to see an environment where the client's best interests are always considered," he says. "I'm wholly indifferent to what the structure would be, as long as whatever structure is put in place is adequately funded and staffed with experienced people."--Robert F. Keane
David Tittsworth has a tough battle in front of him, and he's the first to admit it. As executive director of the Investment Adviser Association, Tittsworth is helping to lead the charge against powerful forces--the SEC, FINRA, and likely Congress--that are bent on harmonizing broker-dealer and investment advisor rules, and having FINRA be appointed the SRO for advisors. He's not only talking with lawmakers and SEC Chairman Mary Schapiro and others at the agency, but he's "mobilizing" IAA's members to strike up their own dialogue with Congress about these issues, and joining forces with state regulators and the Consumer Federation of America. Tittsworth told Congress in March to stick to dealing with the most important issue: solving the economic crisis.--Melanie Waddell


text:
Jake Kasdan
Cameron Diaz
Jason Segel
Ellie Kemper
Rob Lowe
Jack Black
Jolene Blalock
Rob Corddry
Melissa Paulo
Randall Park
Giselle Eisenberg
Sex Tape (R)
Comedy 94 July 18, 2014
Oh, is that reference to an ancient sci-fi set in a world where this sort of trouble doesn't come up much because everyone gets euthanized at age 30 obsolete? So is the premise of Sex Tape. The film wants us to accept that Jay -- a gadget guy who has some undefined job in the music industry that's earned him so many extra iPads that he hands them out as gifts, not just to close relations but to the mailman, too, like he's Oprah Winfrey of Nazareth herself -- doesn't grok how the Internet works.
Jay's amiable, sitcom-dad cluelessness might go down easier if Segel weren't one of the film's three credited writers. When Annie and Jay can't get it together during a night away from their two adorable moppets, they resort to making an iPad sex video. But when it threatens to go WikiLeaks, thanks to all those hand-me-down iPads, Annie's fat blog paydays — and her and Jay's dignity -- are endangered.
And so for a very long time, Sex Tape ceases to be a sex comedy, and turns instead into a kinda-sorta-not-bad chase flick wherein Annie and Jay attempt to recover all their iPads, presumably so they can use a Sharpie to redact the naughty bits.
Jake Kasdan Cameron Diaz, Jason Segel, Ellie Kemper, Rob Lowe, Jack Black, Jolene Blalock, Rob Corddry, Melissa Paulo, Randall Park, Giselle Eisenberg Kate Angelo Todd Black, Jason Blumenthal, Steve Tisch Sony Pictures


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About this blog
Posters and Election Propaganda
A blog dedicated to the examination of communications in election campaigns, with a focus on posters
Tagged as "Mommy Bloggers"
Thursday, February 18, 2010
The influential parenting Web site in Britain, Mumsnet.com, is being used by the political parties to get across their messages to "mommy bloggers." The May election in the U.K. is now being called the "Mumsnet Election," according to Emma Hall in AdAge.com. In fact, the Web site has a section with exactly that title, with links to an article, a survey, a discussion board, leader biographies, and Web chats.
Just as "soccer moms" were a key targeted group for Bill Clinton's 1996 U.S. campaign, middle-class, college-educated mothers are being targeted in this year's British campaign, as Rachel Sylvester points out in the TImes. According to Sylvester, "Labour is planning manifesto pledges to increase paternity leave, allow greater flexibility at work and give more help to those caring for elderly parents. The Tories are also preparing to pitch to the Mumsnet vote with an increase in parental leave...."
Both the Conservative and Labour Parties have developed ads for the Web site and their leaders have participated in online chat sessions with some of the site's users. One Labour ad says, "Are you earning more than 42,000 pounds? Say hello to David [Cameron, the Conservative Party's leader]. And goodbye to your child tax credits. Vote Tory and you'll get less than you bargained for." The Conservative Party's ad exclaims, however, that the party favors child tax credits for people who earn under 78,000 pounds.


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How to Upgrade Your Xbox One controller [Video]
Posted by Andru Edwards Categories: Accessories, Features, Microsoft, Peripherals, Podcasts, Video Games, Videocasts, Videos,
Did you know that you can upgrade your Xbox One controller? In this episode, I walk you through the process of upgrading the firmware on your Xbox One controller, allowing you to take advantage of the tweaks Microsoft releases. You should check for a controller update whenever Microsoft releases a new Xbox One dashboard update. It takes a minute or two for each controller, and you must do each controller that you own individually. Check out the video for the full breakdown.
You can pick up an Xbox One now, along with additional controllers.
Don't forget to subscribe to Gear Live's YouTube channel!
Click to continue reading How to Upgrade Your Xbox One controller [Video]
Gallery: How to Upgrade Your Xbox One controller [Video]
© Gear Live Media, LLC. 2007 – User-posted content, unless source is quoted, is licensed under a Creative Commons Public Domain License. Gear Live graphics, logos, designs, page headers, button icons, videos, articles, blogs, forums, scripts and other service names are the trademarks of Gear Live Inc.


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Yeah, LadyDi: Romance as in SMUT!
It was another sleepless night. It was all Di's fault too. I stayed up to read Devil May Cry (Sin's book). It's the book immediately before Ash. Yeah, she really had to twist my arm to make me read it. Now I'm emotionally exhausted.


text:
"I have not taken steps to purchase that particular site, due to the amount of questions regarding this," Mayor Bill Eaton said at Tuesday's agenda preparation meeting.
The property in question is located on Hilltop Drive and is the second the city has considered in recent months — a property on Amy Lyn Place was presented to the Board of Adjustments by the Russellville Police Department (RPD) earlier this year. RPD late retracted its request.
Aldermen asked the mayor what other options there were for placing the tower, and Alderman Martin Irwin said a different type of radio system than the one currently proposed could be placed on the water tower.
Eaton said there are a number of different systems that could comply with federal regulations set to go into effect in 2013, but each system had its own features in options.
The mayor did note that other area agencies were using or planning to use the system Russellville had originally considered. Different systems also have different needs as to how and where they can be located.
Irwin and Alderman Ron Knost were appointed to work with RPD and the public to determine which system would best meet the needs of the city, and which sites would be compatible with that system.
The council also briefly addressed the need for deer control within the city of Russellville, an item which will come before the council for discussion at its regular meeting Sept. 15.
The method mentioned during Tuesday's meeting — an urban hunt — would have to be done within Arkansas Game and Fish Commission guidelines and would not happen sooner than next year, Eaton said.
Alderman Burke Larkin relayed a personal experience with deer running out into the road on West Main Street and said he often saw dead deer in ditches along Marina Way. He said he would like to see statistics on whether an urban hunt could help alleviate some of those problems.
"I don't think hunting will eliminate it, but I think it will reduce it," Irwin said.
Other items appearing on the City Council's September agenda are:
• Consideration of an amendment to the noise ordinance.
• Consideration of an ordinance to remove dilapidated structures at 1115 S. Boston Ave. and 718 S. Ithaca Ave. and 319 E. Third St.
• Consideration of a resolution levying millage taxes on all property in the city of Russellville. The council votes every year to levy millage taxes.
• Consideration of an agreement concerning drainage issues in Summit Estates.
• Consideration of resolutions to issue special use permits for an auto repair shop at 2719 S. Arkansas Ave., an all-secured storage facility at 3900 W. Main St. and for auto sales at 1100 E. Parkway Ave.
• Consideration of an ordinance rezoning property from C-2 to R-2 at 1007 E. Sixth St. to allow construction of two duplexes.
• Consideration of a resolution for the city of Russellville to accept assistance from the Secretary of State's Office for training due to the redistricting of the counties.
The finance committee recommended the following items for review by the full council:
• Appropriation of $371.55 for the police department. The funds are leftover from an officer who retired and will be used to fund $500 salary increases for officers with 10 years continuous service with the Russellville Police Department.
• $2,279 to replace equipment at Animal Control damaged due to wind and lightning.
• Appropriation of $4,600 from the district court fund. The funds will come from the courts contingency fund, and $4,000 will be used for janitorial services and $600 for building insurance.
• $1,500 to from the Oakland Cemetery fund to replace the flag pole at the cemetery.


text: Motor Trend 2013 Honda CR-V Verdict Motortrend - Brian Vance writer, Motor Trend Staff photographerApril 3, 2014 As I tossed the CR-V keys back to our fleet manager for the last time, I had a small twinge of sadness, knowing the Honda and I were parting ways for good. It felt premature -- I wasn't finished enjoying my time with this right-sized pillar of the compact CUV market. It reminded me of that feeling you get when… Read More


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With unsustainable deficits projected over the coming decade, President Obama and the House of Representatives should embrace a call from 64 senators of both parties to "engage in a broader discussion about a comprehensive deficit reduction package."
The need for such a package was underscored on Friday by a new analysis of the President's budget by the Congressional Budget Office. It projected that under the proposed budget, deficits from 2012 through 2021 would total $9.5 trillion, or 4.8 percent of GDP.
In addition, the Government Accountability Office has released updated fiscal projections, warning that the numbers "underscore the need to begin addressing the long-term federal fiscal outlook."
In a letter to President Obama, the 64 senators, led by Michael Bennet (D-CO) and Mike Johanns (R-NE), called the recommendations of his fiscal commission "an important foundation to achieve meaningful progress on our debt."
The House should also commit itself to serious discussions based on the commission's sweeping recommendations. Up until now, the fiscal debate in Washington has centered on the narrow question of finishing appropriations bills for 2011. A government shutdown was avoided last week when Obama signed a new continuing resolution that cuts $6 billion and funds federal agencies through April 8.External links:Congressional Budget Office's Preliminary Analysis of the President's BudgetSenate Letter to President ObamaThe Federal Government's Long-Term Fiscal Outlook (GAO)Congressional Budget Office Estimates of FY 2011 Continuing ResolutionsHouse Appropriations Committee Summary of Continuing ResolutionText of Continuing Resolution


text:
Welfare Dimensions Summary Scores (WDSS): Measuring State Welfare Policy Variations and Change in the United States, 1996-2003 (ICPSR 33561)
Principal Investigator(s): De Jong, Gordon F., Pennsylvania State University; Graefe, Deborah Roempke, Pennsylvania State University ; Hall, Matthew, Pennsylvania State University ; Irving, Shelley K., Pennsylvania State University
The Welfare Dimensions Summary Scores (WDSS) project provides quantitative evidence on welfare policies across all states and the District of Columbia from 1996 through 2003, or immediately following a redesign of United States welfare policy that freed states to create public assistance contexts specific to their own economic environments. The purpose of this study is to categorize textual welfare policy guidelines into dimensions and quantified scores across states throughout the post welfare reform implementation period. The data is composed of measures based upon the Urban Institute's Welfare Rules Database (WRD), which provides a longitudinal textual account of the changes in Aid to Families with Dependent Children (AFDC) and Temporary Assistance for Needy Families (TANF) rules in all 50 states and the District of Columbia for the 1996 to 2003 period. Specifically, the researchers used the WRD database to code individual welfare rule items for each state during the study time period, eventually producing 18 welfare policy dimensions. These scores range from negative (the lowest indicating greatest leniency) to positive (the highest indicating greatest stringency) values. These quantitative measures can serve to measure the variation across states, and changes over time, in welfare policy guidelines from 1996 through 2003.
Access Notes
These data are not available from DSDR. Users should consult the data owners directly (via Welfare Dimensions Summary Scores Study Page) for details on obtaining these resources.
Study Description
This study was funded by:
- National Science Foundation (SES-0241848 )
- United States Department of Health and Human Services. National Institutes of Health. Eunice Kennedy Shriver National Institute of Child Health and Human Development (R01 HD041489 )
- Population Research Institute, National Institute of Child Health and Human Development (R24 HD1025)
Scope of Study
Subject Terms: policy, policy analysis, welfare legislation, welfare reform, welfare services
Smallest Geographic Unit: state
Geographic Coverage: United States
- 1996--2003
Unit of Observation: State welfare policy rules
Universe: Welfare policy rules in all 50 States and the District of Columbia between 1996 and 2003.
These data are not available from ICPSR. Users should consult the Welfare Dimensions Summary Scores study page, available through Penn State University's Simple Online Data Archive for Population Studies (SODAPOP).


text:
Please follow "2014 Events" at SkipCohenUniversity.com.
Buy Photography Books
Considered one of the best books ever written to help you fine-tune your portraiture it's back for one reprint, thanks to Marathon Press. The book is officially out of stock. While there are no plans for doing a reprint, a few isolated copies may be available. Please email firstname.lastname@example.com for more information.


text:
Marketplace Morning Report for Wednesday, February 15, 2012
Congressional negotiators have agreed to a deal that would extend the payroll tax cut through the end of the year. Yesterday, Chinese Vice President Xi Jinping visited the White House and the Pentagon before meeting with American business leaders at the U.S. chamber of commerce. The Westminster Dog Show dropped Pedigree as a sponsor this year, saying its sad ads that promote adoption from animal shelters turned off its audience. And President's Day is fast approaching, but a lot of Americans don't take that day, or others, off -- and that could be a problem for the economy.


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text:
This thread has potential.
This thread has potential.
Rather than argue, refute or comment further on the wallowing wit and wisdom of rextilleon and the rest of his gloom and doom club.. I only have this to say in conclusion...
Please dont dump this one. Let our resident SOJFs have this cozy little thread to consolidate their whining, moaning and negativity to their hearts content. That way maybe they will leave the rest of JI to Jet fans
Sent from my SGH-T679 using Tapatalk 2
Did they forget that Greene was running behind a line that was missing the best center in the game for a while? Even when he came back he wasn't 100%.
Moore was coming off surgery on both hips!
Slauson was so banged up he had off season shoulder surgery!
Hunter..................nothing needs to be said!
DBrick? Everyone on this board has said it was his worst year as a pro!
So, lets just conclude that Shonn Greene sucks. This team will go as far as the defense, Oline, Sanchez cutting down TOs takes them.
If Jets get in playoffs, scary team that no one wants to play now that Hill, Davis & Gannaway have been incorporated.
My take on this season is a lot rides on the 1st 5 games. If Jets surprise & say, take one from Steelers & shock the 49ers at home (could happen, west coast team, 1:00 PM game), I feel they will get BETTER as the year progresses.
We'll see....I'll be watching everygame as I always do & keep away from ledges.
We will see.
I could've sworn the jets went 8-8 not 2-14...weird.
While other teams always seem to be projected to do better, the jets are always projected to do worse...a lot worse. I guess we did go 2-14...:beer: here's to a better season.
Sent from my DROID RAZR using Tapatalk 2
2012 Jets: 12-4
I agree completely that little was done to improve the personnel on offense.
The big move was the staff.
If we're good kudos to Sparano.
If we're bad last year wasn't Schotty's fault.
I believe the offense will be improved ( play calling counts).
However, making the playoffs will be a struggle.
We should aspire to be top 5 on both sides of the ball.
Instead we continue to aspire to top 5 on D and mediocre on O.
Just add your wife leaving, your dog dying, and your mother hit by a train and go write a country song. We'll play it behind the highlights of our 12-4 year.
Someone says "The Jets are going 12-4" and it's laughable. That's the point. I'm a Jets fan, haven't missed a game on TV or in person since 1980, like other season ticket holders with 4 seats I've spent $60,000 on Jets games this past decade. Believe me, no one wants the Jets to do well this year than me. But one must be realistic, and if one looks at last year and where we are this year, there's no reason to be optimistic. Not this season. I had the pom-pom's out in full last August because there was good reason. Not now.


text:
Labour warned on credible policies
Labour must demonstrate it has credible policies to rebuild and grow the economy if it is to regain power at the next general election, a former senior policy adviser to the party has warned.
Patrick Diamond, who co-wrote the party's 2010 election manifesto with Ed Miliband, said it was no use Labour "promising the earth" if it did not have the means to deliver on its commitments.
While Mr Diamond, who worked in No 10 under Tony Blair and is a former adviser to Lord Mandelson, acknowledged the cost of living would be a central issue in the election, Labour needed to do more than simply promise to freeze energy prices.
"There is no point in politicians promising the earth, then failing to deliver. People want to know what Labour is going to do about living standards," he told the BBC Radio 4 Today programme.
"It has an energy price policy, it has a rail fares policy, but these are fairly incidental in the great scheme of things.
"The question people will be asking is 'does Labour have a plan to produce more high quality jobs, does it have a plan to raise wages, does it have a plan to attract competitive industries to the UK?'
"These are the issues that will in the long term determine the living standards of the British people."
His comments echo criticisms within the Labour ranks that while concentrating his fire on the "cost of living crisis", Mr Miliband has failed to develop a policy platform to address wider economic issues.
Those concerns have been heightened by official figures last week showing that increases in wages have edged above inflation for the first time in four years, suggesting Labour's message may start to lose its impact just as the election approaches next year.


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The police response to the Winnifred Road home on Saturday morning, where police said marijuana plants were found, was massive.
The police response to the Winnifred Road home on Saturday morning, where police said marijuana plants were found, was massive.
Fourteen officers responded to Winnifred Road, a tree-lined street of single-family homes on the city's West Side, between the hours of 1:24 a.m. and 11:17 a.m. on Saturday, according to police logs. Police first responded to the street for a report of a prowler.
That call, at 1:14 a.m., led officers to execute a search warrant inside 106 Winnifred Road hours later at 9 a.m. Officers then arrested Douglas P. Rowe, 36, on a marijuana distribution charge, police said.
Police said two people will be summoned to court at a later date to face charges related to the incident. Franco Dossantos, 29, is facing drug and gun charges, and Daneille Demarco, 28, is facing a drug distribution charge, said Sgt. Richard Linehan, who declined to give the hometowns of Dossantos and Demarco.
At Rowe's arraignment in Brockton District Court Monday, a prosecutor detailed that 87 marijuana plants were found in the home's basement. Rowe, who told the court through his defense attorney that he gave permission to Dossantos to grow the plants there, was handcuffed at court and ordered held by Judge Ronald Moynihan on $50,000 cash bail on probation and on the new charges. Rowe's defense attorney, Michael Brothers, of Framingham, told the court Rowe was in fear of his life by Dossantos, who had threatened him.
Police on Sunday were mum about how much marijuana was found and what their search entailed. Police Lt. Robert Sergio declined to give any information on the incident.
Linehan said he could only provide limited information. He cited recent Police Department training as a reason for withholding information on what officers found inside 106 Winnifred Road.
"It's a new policy set by the federal government on CORI checks. If we break any of those rules, we could lose federal funding," Linehan said.
Police Chief Emanuel Gomes did not return a call for comment on Sunday.
Ward 1 Councilor Tim Cruise, in whose ward Winnifred Road is located, said the marijuana incident concerns him.
"It's clearly something that we have to work on with the police, and keep an eye on what's going on there," Cruise said Sunday night, adding that he had received no information about the incident from police.
"I need to get information," Cruise said. "I'll call the chief tomorrow and find out what's going on."
At 1:41 a.m. Saturday, police received a call from a resident reporting a man looking around on her property.
When officers arrived, they saw movement in the backyards of some homes, and heard a loud noise, Linehan said. Officers then saw an open bulkhead at 106 Winnifred Road, he said.
"They observed evidence of a crime and secured the scene until a warrant was served at 9 a.m. Saturday morning," Linehan said, declining to say exactly what crime officers observed.
When asked if marijuana plants were found inside, Linehan said, "Marijuana plants were involved."
When asked how many marijuana plants and how much marijuana was found, Linehan said, "As far as quantity, I can't tell you that."
At 9 a.m., police executed a search warrant at 106 Winnifred Road, he said. Officers arrested and charged Rowe, who lives at the home, police said.
Dossantos will be summoned to court on charges of possession with intent to distribute a Class A substance, possession with intent to distribute a Class B substance, possession with intent to distribute marijuana, two counts of unlawful possession of a firearm, unlawful possession of ammunition, and receiving stolen property over $250, Linehan said.
Demarco will be summoned to court on a charge of possession with intent to distribute marijuana, Linehan said.
Rowe was scheduled to be arraigned in Brockton District Court today.


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Tenmile Range > Mount Helen > Climber's Log
Mount Helen Climber's Log
[ Sign the Climber's Log ]
|East Face Ski
Date Climbed: May 7, 2017
|Solo ski of the East Face. Overcast day, so the snow never really softened up. Crust sastrugi up top, but the air temp was warm enough that below 12k the turns were decent. Some bare patches near the summit, so not a continuous ski off the top, but was able to piece snow together in the lower trees and didn't have to take the skis off until the car.
|Posted May 8, 2017 11:12 am
|With Father Dyer and Crystal
Date Climbed: Aug 7, 2016
|Nice traverse
|Posted Aug 7, 2016 7:43 pm
|Start of traverse
Date Climbed: Jun 20, 2016
|Up the east face to start the traverse
|Posted Jun 22, 2016 2:20 pm
|East ridge...
Date Climbed: Jul 18, 2016
|A man, a woman, a goat, a ptarmigan, a deer, a pika.....
|Posted Jun 18, 2016 8:38 pm
|Windy day
Date Climbed: Feb 13, 2016
|Ascended East Ridge to Father Dyer and traversed the connecting ridge to Mt. Helen. Super windy day w/snow made the ridge a bit more spicy.
|Posted Feb 14, 2016 9:00 am
Date Climbed: Jul 21, 2015
|First climb of the year...it hurt a little. http://www.coloradoascents.blogspot.com/2015/06/mount-helen.html
|Posted Jul 7, 2015 10:53 pm
|Memorial Day
Date Climbed: May 26, 2014
|Beautiful day, warm and no wind. Still lot of snow knowing its already end of may.Easy and very scenic hike.
|Posted May 26, 2014 8:30 pm
|Liba Kopeckova
|very windy
Date Climbed: Oct 19, 2013
|Very windy day. East slopes were mostly free of snow - it was blown off, but at lower sections we got buried it deep snow.
From Spruce Creek TH.
|Posted Oct 20, 2013 9:37 pm
Date Climbed: Apr 27, 2013
|April 26
Kessler, Shaylee, Kimberly and I set off for Francies Cabin (11,360 feet) along Crystal Creek in the Tenmile Range. We got a later start than hoped for and didn't leave until 8:10 PM, which is after sunset. Because it was after sunset and because we thought that we had forgotten our lights, we quickly snowshoed up the trail as quickly as possible.
We chose to take the shorter, but much steeper route. The second half of the route was completed by starlight. We were afraid that finding the cabin would be difficult, but luckily we found it without any problems. We had made the route in one hour, half of what the guidebook said it would take.
After getting to the cabin, we found out that we had actually had our lights stashed in Kessler's backpack all along! There were several other people in the cabin as well.
April 27
No one else wanted to climb a peak, so I set off alone towards Mt Helen (13,164 feet). With the recent storms, I chose Mt Helen because I thought Peak 10 (which was the original plan) would carry less risk. The snow was now the deepest of the season and much deeper than it was in the mostly dry winter.
I chose to climb up the rock ribs in order to reach the ridge because I thought the snow would be shallow and not risky. The rock ribs actually turned out to be quite difficult and I had to use my iceaxe on the slope between the rocks. I probably should have taken the standard route. There was a little unstable snow, but most of it was more stable than expected.
Once on the ridge, the snow was stable and it was a direct climb straight to the summit. It was a bit windy, but otherwise the weather was great.
I took a rest on the summit in order to take several photographs. I was the first to sign the summit register since November 8 2012, but wondering how many ascents of the peak there were over the past winter season. Probably not that many, but at least a few.
I took the about the same route down, but had a nice glissade next to the trees. Because it was still fairly early, the snow was pretty stable, but I wouldn't want to do it in the afternoon. The climb had taken 2 hours 20 minutes up and 40 minutes down.
|Posted Apr 29, 2013 2:50 pm
|Had to bail
Date Climbed: Sep 1, 2012
|Nice, easy slope. Made it to the high point on the ridge between Helen and Father Dyer on my way to Crystal. Clouds were building too fast for my comfort and I decided to bail down a grassy slope into the Spruce Creek drainage. It was the right call because the storms rolled in shortly after.
|Posted Sep 3, 2012 5:36 pm
|Fun Day
Date Climbed: Jul 31, 2011
|What a great day! Headed up the unrelenting slopes of Helen and then traversed to Father Dyer and then on to Crystal. Wanted to head over to Peak 9 and 10, but were stormed off at Crystal.
|Posted Nov 29, 2011 3:04 pm
|East Side
Date Climbed: Jul 30, 2008
|Climbed as part of the Helen-Father Dyer-Crystal Ridge in near perfect weather. Very fun ridge.
|Posted Jan 9, 2009 1:16 am
|Sarah Simon
|East Slope
Date Climbed: Aug 3, 2008
|My first attempt being twarted by late-morning lightening, I was happy to return to Mount Helen. The variety of wildflowers on her east slope make the uphill slog much less painful. I really enjoyed the views from the summit, and the weather held out allowing us to kick back for close to an hour and eat, sun ourselves and relax. Partner: Carol.
|Posted Aug 3, 2008 11:11 pm
|East Face
Date Climbed: Jun 16, 2007
|Nice steep tundra to get your legs in shape. Great views of Father Dyer and Crystal and basin below. Enjoyable nap on the summit.
|Posted Jul 20, 2007 6:59 pm
|Eric Holle
|East Slopes
Date Climbed: Mar 21, 2007
|Nice solo hike in early spring conditions.
|Posted Mar 22, 2007 1:12 pm
|Brian Kalet
|East Slopes
Date Climbed: Mar 4, 2007
|Skied from the summit!
|Posted Mar 5, 2007 6:34 pm
|East Slopes
Date Climbed: Sep 19, 2006
|First peak on my loop around the Spruce Creek drainage. Continued on to Father Dyer then Crystal and finally Pk 10.
|Posted Sep 20, 2006 7:09 pm
|Foxy Long Bottoms
Date Climbed: Jul 23, 2006
|Posted Jul 26, 2006 1:13 am
|Father Dyer/Mt Helen
Date Climbed: Jul 23, 2006
|Climbed with gurlyclimber as part of a traverse from Father Dyer Peak. The class 3 ridge that connects the two is really fun, a sort of mini-Ellingwood Ridge (LaPlata).
|Posted Jul 24, 2006 3:52 pm
|East Slopes
Date Climbed: Jul 16, 2006
|First of three ascents this day, good views from this mountain!
|Posted Jul 20, 2006 3:33 pm


text: Brummbar 0 Report post Posted September 19, 2012 I'm happy to announce a new scenario but this time, from another author other than myself. Boersma8 has created an epic Fury of the Bear scenario called Stalingrad Factory Fortress. You can find it at www.burmmbar44.com. I haven't even had a chance to play any of the Fury expansion, but this one looks like it will be on my must play list. Share this post Link to post Share on other sites


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The use of alternative treatments for mental illness is growing in popularity due to concern over the side effects of some medications and a general mistrust for pharmaceutical companies. The following infographic describes some of the natural ways people are treating disorders like depression, anxiety and schizophrenia.
Brought to you by bestpsychologydegrees.com


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LINCOLN PARK, Mich. -
"She thought I was talking and she told me to go sit on the wall. She pushed my leg down because I didn't hear her say sit down. She pushed my leg down and I fell and hit my head on the wall," he said.
Demetrius rushed to the principal's office to tell him what had happened.
"He said he would find out what happened," Demetrius said.
Then, his mother was called.
"I don't think they handled the situation properly," said his mother, Danielle Peguese.
Peguese is furious. She says the entire incident was captured on the school's security camera. The principal showed her the video Friday morning.
"She kicked him hard and his body went straight to the ground," the mother said.
Local 4 spoke with the school principal. He wouldn't talk about the video or the incident. He did, however, say the lunch aid was from TESG, a third party company which provides workers for the school. The principal said the woman was no longer an employee.
However, for this mother, that's not enough. She has filed a police report. The case is under investigation.
"It should not happen to anyone's child. Any kids. They go to school to be safe and to be taught," Peguese said.
Copyright 2012 by ClickOnDetroit.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Don't ask me why, but I actually read this page. At the bottom, it says:cooran wrote:This might be of interest
http://www.vanderbilt.edu/AnS/psycholog ... herapy.htm
With metta
but does that make urine therapy a valuable alternative medicine?
Not necessarily. One must be critical of the various intriguing claims made by urine therapy advocates on the world wide web. Why? Because very little intense, authentic medical information and research exist. Sure there are many people who have come forward with miraculous stories of having been healed using urine medically and in survival situations. There is the 1990 story of the four Sri Lankan commandos who had drifted in a boat for over a 1000 miles to Thailand after they had been ambushed at sea, and had survived by catching turtles and drinking urine. There is the story of the male cook in the Philippines who survived 14 days under the ruins of a collapsed hotel by drinking his own urine (http://www.all-natural.com/urine.html). There is the story of the 92-year-old grandmother who is cured of gangrene, and the young man who is cured of tuberculosis� but that�s all the advocates have to offer for evidence of the efficacy of urine therapy� stories. Unless this information is being held back to the public for some reason, there is no hardcore scientific and medical evidence. Of course, the efficiency of urine therapy is difficult to study because most people would probably not want to participate in such a study, which leaves the world to continue to wonder, "Just how plausible are those claims?"
One thing that we must learn is that urine is not in fact "useless" and "an offensive waste product." We should lose our foul prejudices about urine� but to go as far as swearing that urine is the Savior of all medicine, is as deranged as saying those (in)famous two words�� "Got urine?"