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Fit for female cops: Belly band holsters and positioning
Be careful and recognize when 'enough is enough'
By Tom Marx
Continuing our discussion from last time about belly bands, in this installment we'll look at how the gun is held in place and where it is worn around the body.
The Michaels design that we mentioned before used a separate holster that was threaded onto the band. That meant the drawstroke and gripping of the weapon would be something similar to what the wearer was used to, but it also meant that the gun could be positioned just about anywhere along the circumference of the body.
Other manufacturers take a different approach and actually sew what amounts to a holster onto the band. Still others attach what in essence is "half a holster" onto the band, which traps the carried firearm between it and the band itself. Both methods work well if done correctly, and they look very professional. What must be watched out for, however, is that they are be cut to allow for a complete purchase of the handgun before it is drawn from the band and that the gun is carried at the correct angle and position.
Other bands form pockets by double layering the elastic, and some companies stitch shaped compartments into multiple layers or onto the band's surface. The issues of the gun sitting too deeply to be gripped properly or not sitting at the proper angle to be drawn conveniently can be greater with these methods of containment. Again, this is not something that has to be a problem, but it can be a problem — one that can be avoided as such if you look carefully enough ahead of time.
Carry angle
The angle at which the gun is carried (positioned or raked) within the holster or the holster compartment on the band will determine where around the body the gun can be positioned. At this point in the series, we are discussing crossbody carries, and if the band-carried weapon is to be positioned on the non-dominant side but drawn with the dominant hand, it will need to be positioned in either a vertical or "muzzle to the rear" (butt-toward-the-front, NOT true butt forward) manner to best facilitate the draw. In essence, it needs to situated so that the gripframe of the weapon is at least directed, if not actually angled, toward the hand as it reaches for the gun during the drawing process.
Such an orientation would also allow the gun to be carried at any location from there (just ahead of the non-dominant hip), across the front of the body, to a location just in front of the dominant (or strong side) hip. Most men will probably skip a true frontal (center of the body) position unless the rake of the holster, the officer's physical structure and the covering garment allow it. They would tend to favor either the crossdraw or an appendix carry (strong side) carry location. Some women might find, however, that in addition to the crossbody and appendix positions, if their breast size is large enough, their belly is flat enough, and their blouse is cut loosely enough, the carried firearm (if of the right size) can be located here (or at least closer to here) as well.
I know that was a lot of "ifs," but in my teaching over the years in various parts of the country, I have been amazed at the number of women I've met who have carried a small firearm in exactly this centrally located position.
It should be noted that going past the vicinity of the appendix and all the way to the strong side/dominant hip would create the sight line problems we discussed in earlier sections of this series. Moving to an area behind the dominant hip — a location most times not generally employed with a belly band due to issues involving the movement and clearance of the covering garments in regard to the draw — would require the weapon to now be positioned in either a vertical or true "butt forward" to allow for a more natural and unencumbered draw.
Shoulder straps
All of this switching out is only possible if the band's overall design (and not just the holster rake) allows for it. While many models will afford such multiple locations, some might not. The most obvious examples of those that will not work in this respect are those that use shoulder straps to help support the weight and provide additional stability and those that have adjustments or closures that are not convenient when moved around the body. It wouldn't be the end of the world, but it's just another example of doing your homework ahead of time.
The "Executive Protection Waistband Holster" from Elite Survival Systems is such a shoulder-strap model that while perhaps a bit bulky, is designed with an eye for use while running or performing under physically exertive tasks — hence the emphasis on the stability provided by the straps. Perfectly exemplifying my oft-repeated mantra of "not getting something for nothing", this model appears that it will do what it promises, but at the expense of compatibility to different body types and clothing. Like so many of the things in this series, depending on your needs and application, it might bear looking into.
As newer fabrics have made designs more practical, T-shirt type undergarments that have holsters or holster pockets sewn directly into them have surfaced. Because of the simplicity they create, they might not be a bad idea, but they require a "big picture" look before leaping to embrace it.
In order for this idea to "work", the shirt itself must fit rather snugly to prevent sagging, movement, irritation, and visibility. Therefore, it must be cut correctly and made from a material that will not lose its shape through wearing or cleaning. The user must also be objective upfront and realize that because of how it is worn and cleaned, such a device might not have the lifespan that they are used to getting from other "holsters" they have owned. (Note that this might also be true of all the Bands we've discussed so far.) Therefore, the owners must be realistic in regard as to when such "shirts" have reached their limit and need to be replaced.
Additionally, the prospective owner must also be realistic about their body type and whether or not such a carrying means will fit them properly and fit them comfortably. These shirts are not for everyone, nor are they for every gun; size and weight becomes very important when carrying in this manner.
I'll close out this section by emphasizing this issue of weight. For if any of these bands, vest-mounted concepts, or T-shirt-like devices are used for carrying other gear in addition to the gun (spare ammunition, handcuffs, communication gear, etc.), one has to be very careful in regard to recognizing when "enough is enough". For even the better designs can only support so much weight before they begin to sag, move around or — just as importantly — cause doubt in the mind of the wearer because of the way the additional weight is borne on the body under even the simplest of movements. So in addition to issues of how those accessories are carried and produced from their body, the wearer, once again, must be objective as to how many of them can be carried on their body in this manner as well.
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subset: commoncrawl


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Krista Aimee Davis was killed in the accident at about 5 p.m. Sunday on Roy Taylor Road, according to an Arkansas State Police fatal accident report.
Jennifer Cates was driving the 2000 Montero when the vehicle left the roadway to the right and struck a mailbox, the report stated. The driver then over corrected to the left, causing the vehicle to roll several times. Davis was ejected from the vehicle.
Davis was pronounced dead at the scene by Pope County Corner Leonard Krout.


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Girl you know it's true. When Milli Vanilli won the Best New Artist Grammy on Feb. 22, 1990, no one knew the group's career high would be a catalyst to its demise. German record producer Frank Farian revealed the charismatic duo didn't sing a single octave on its hit record. Milli Vanilli, aka Fab Morvan and Rob Pilatus, had officially hoodwinked the music world by lip-synching its way up the charts.
The revelation generated a backlash against the duo, culminating in a humiliating Hollywood press conference in November 1990, where the men returned the Grammy. It's the definitive moment of the pair's epic fall.


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A Large Gift from the City of Indian Wells
The City of Indian Wells recently awarded Eisenhower Medical Center a $5 million grant for Campaign Eisenhower, the Center's capital campaign. The funds will be used for Eisenhower's capital expansion, which includes a new 168-bed acute care pavilion, and the state mandated seismic requirements throughout the Rancho Mirage campus. In addition, Eisenhower Medical Center will open an Eisenhower Urgent Care Center in Indian Wells, the first in the city, and re-name the Center for Healthy Living, Eisenhower Indian Wells Center for Healthy Living.
Indian Wells city leaders were extremely supportive of the grant, and in an emotional public hearing, were resoundingly assured of the support and approval of Indian Wells residents. "It is a worthwhile project and something that I think will benefit the people here in…the Coachella Valley," said then Mayor of Indian Wells Percy Byrd. "We support it."
Residents will soon be able to seek medical care closer to home, within their own city limits. "This is Eisenhower's way of making its health care services even more accessible to Indian Wells residents," explains Michael D. Landes, President, Eisenhower Medical Center Foundation. "It's something substantive we can do for the city's generous support."
Eisenhower Medical Center expects to open the Eisenhower Urgent Care Center by December in a location that would be central to both Palm Desert and Indian Wells. Urgent care centers provide a broad spectrum of health care for non lifethreatening conditions, such as flu, colds, sinus infections, sore throats, allergies, earaches, minor cuts, sprains and fractures.


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The ballot boxes in Syria opened Sunday for a referendum on a new constitution. More than 14 million Syrians over 18 years old can vote. According to the Syrian Ministry of Interior, 14,000 polling stations were opened.
The opposition, who for months demands the departure of Syrian President Bashar al-Assad, is boycotting the vote.
The new constitution limits the mandate of the President to two terms of seven years. It also omits the supremacy clause of the ruling Ba'ath Party. The current constitution was adopted by Parliament on January 31, 1973. Article 8 provides that the Ba'ath Party (in power since 1963) is "the leader of the state and society."
Meanwhile, the violence in Syria on Saturday claimed the lives of 94 people, including 68 civilians. The Syrian Observatory for Human Rights said that 24 civilians were killed in Homs. In addition, 23 members of the regime forces were slain in the country. Seven civilians in the region of Aleppo were also killed, as well as eight in Hama,10 in the region Idlib and 11 near the southern town of Deraa.
Reports claim there is still no agreement on the evacuation of wounded from Homs. Negotiations between the International Committee of the Red Cross, the Syrian authorities and the opposition about the evacuation of wounded from Baba Amr in Homs are stalled. A spokesperson from the Red Cross indicated the negotiations produced "no concrete results."
The Red Cross and the Syrian Arab Red Crescent "will continue to negotiate with the authorities and the opposition to try to come to Baba Amr to evacuate the wounded," said spokesperson Saleh Dabbakeh. On Friday, the Red Cross and Red Crescent succeeded for the first time to evacuate seven wounded and 20 sick women and children from Baba Amr. This district in Homs has been bombarded for the past three weeks.
[1] http://www.albawaba.com


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Pictures of New Celebrity Dads 2013
Famous New Dads!
Famous New Dads!
It's Father's Day today, and there is a whole new group of celebrity dads that will have an extra dose of love this weekend. Channing Tatum became a dad last month when he and Jenna Dewan welcomed baby Everly in London, and Tom Sturridge can expect "something magical" from his wife, Sienna Miller, and their daughter, Marlowe. Whether they are first-time dads like Stephen Moyer and Gerard Piqué or celebrating new additions to a growing crop like the Bündchen-Brady clan, click through and see which dads have more to celebrate this Father's Day!
Source: Getty, FameFlynet, INFphoto.com, and Twitter
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Gozanny Consult.
- 100 - 250 Employees
- Nigeria
- 1995
- http://careerslip.com/gozanny-consult
Welcome to Gozanny Consult. Career Portal
An existing company since 1995, with the motive of employing well to do graduates.
View Full Profile >>
View Full Profile >>
Resume Reserve Vault (RRV)
At Gozanny Consult., we recruit from time to time from talents (that have shown interest in working with us) stored in our Resume Reserve Vault. If we do not have a vacancy that interests you but would like an opportunity to join us, please submit your resume for future job considerations.Click here to Submit your Resume to our Reserve Vault
Jobs at Gozanny Consult.
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Boil water notice on South ...
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Personalize www.YourEastTEXAS.com
Starring Lauren Bacall, Gregory Peck, Delores Gray & Mickey Shaughnessy.%0DWhen Mike Hagen & Marilla Brown marry after a whirlwind romance on the west coast, they return to New York to find that they don't have much in common.
Event Type: about
Event Cost: $0.00
Event Website: www.visitpalestine.com
Event Start Date: Sat Feb 1, 2014
Event End Date: Sat Feb 1, 2014
Event Start Time: 6:00 PM
Event End Time: 8:00 PM
Venue Name: Reagan Park
Venue Address: Park Ave. & Crockett Rd., Palestine, TX 75801
Venue Telephone: 903-723-3014
Organization: Visitor Center
Organization Address 825 W. Spring St., Palestine, TX 75801
Organization Contact: Renee
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Why Gold's Tumble Won't Save You Any Money at the Jewelry Store
By Alexandra Wexler
Gold futures have plunged 13% since Thursday, but don't expect that gold necklace you've been eyeing to go on sale.
"The mark-ups on jewelry are massive," said Mark O'Byrne, director at GoldCore, a physical gold retailer, in Dublin. "If you buy a ring or necklace or wristband, you'll pay a premium for workmanship and craftsmanship."
That premium typically ranges from 200% to 500%, market participants said.
In addition, jewelers typically buy their materials in advance, meaning that any drop in the futures price won't be reflected in their bottom lines for several months. For those reasons, "I wouldn't see (the recent tumble in gold prices on Comex) having any material impact on the price of jewelry," Mr. O'Byrne said.
Gold for June delivery on the Comex division of the New York Mercantile Exchange was recently 9.2% lower at $1,362.70 an ounce.
If prices drop another 10%-25%, then jewelers might lower prices, Mr. O'Byrne said. But "that is if the jewelers pass on the margin" at all, he said. "Smaller jewelers may have to lower prices, but if you're a luxury jeweler, then they would tend to keep the prices up more."
Mark Udell, chief executive of London Jewelers, an independent retailer with several locations including stores in Southampton and East Hampton, N.Y., said the costs of most of the products he sells don't fluctuate with the price of gold. "There's a big labor factor, a big design factor," he said.
London Jewelers sells multiple luxury brands, including Cartier, Harry Winston and Patek Philippe.
"There's a lot to it–it's not just putting it on the scale," Mr. Udell said, citing extensive research and development costs for most luxury-brand items. But, for more generic products, such as simple gold chains, there will likely be a slight reduction in price, he said. For those items, "we will be charging based on the (price the) day we order it," Mr. Udell said.
One exception to the "golden" rule is the Asian market for the shiny metal, where the price is much more competitive.
In India, gold jewelry is seen as an investment more than a fashion accessory. Consumers there "would know the spot price and know what the karat is" when shopping for a piece of gold jewelry, Mr. O'Byrne said. "They shop around, so you don't have (the same) huge mark-ups over the spot value of gold."
For more MarketBeat and other streaming markets coverage from The Wall Street Journal, point your mobile browser to wsj.com/marketspulse.


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Banana Pudding Squares
Betty Graves
Blue Ribbon Recipe
The awesomeness of banana pudding and banana cream pie all wrapped up in a cute square package! Two thumbs up from this banana pudding lover. The Test Kitchen
- 35
- nilla wafers, crushed
- 1/4 c
- margarine, melted (1/2 stick)
- 1 pkg
- philadelphia cream cheese, softened (8 oz.)
- 1/2 c
- powdered sugar
- 1
- tub cool whip, thawed, divided (8 oz)
- 3
- bananas
- 3 c
- milk cold
- 2 pkg
- jell-o vanilla flavor instant pudding (4-serving size each)
- 1/2
- square of baker's semi-sweet baking chocolate, grated
- jennifer said she shaved chocolate and white chocolate together on top. will have to try this. sounds good.
- note: you can use whole nilla wafers or the crushed. i use both
How to Make Banana Pudding Squares
- 1COMBINE wafer crumbs and margarine; press firmly onto bottom of 9×13-inch dish. Refrigerate while preparing filling.
**I have to double the crust ingredients to get it to cover the bottom of a 9X13 pan
- 2MIX cream cheese and sugar in medium bowl until well blended. Stir in 1-1/2 cups of the whipped topping; spread carefully onto crust. Set aside. Slice bananas and arrange over cream cheese mixture.
- 3POUR milk into large bowl. Add dry pudding mixes. Beat with wire whisk 2 min. Spoon over bananas. Spread with remaining whipped topping; sprinkle with chocolate (optional.
**I haven't put the chocolate on yet….I like to put a layer of Nilla Wafers on top or just leave the cool whip as the topping
- 4Refrigerate at least 3 hours before serving. Store leftovers in refrigerator (if there are any : )
- 5When ready to serve cut into squares and put grated baking chocolate on top. (optional)


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ICOMOS debate on permissibility and standards for reconstructions of monuments and sites - online survey
Debate facilitated by the ICOMOS ISC on Interpretation and Presentation (ICIP)
Reconstruction in the heritage domain can be defined as the act or process of representing the missing form, features, detailing, and sometimes even materials of a non-surviving site, monument, landscape, building, structure, or object (or portion thereof) at a specific period of time and typically in its historic location.
It is important to note that reconstructions today can be digital as well as physical, something that was not envisioned at the time of the Venice Charter in 1964. Although physical reconstructions can be more 'invasive' and damaging to the surviving original fabric of archaeological or historical sites , both physical and digital reconstructions raise serious questions of historical validity as both can produce powerfully persuasive images for educational and interpretive use.
Reconstructions differ from restorations in that they include new construction of various missing components of the cultural landscape, such as buildings, huts, towns or villages, earthworks, living areas, trails, and roads. Throughout the world, reconstructions have addressed a wide temporal range including sites (among dozens if not hundreds of others that could be mentioned) such as a Neolithic house at Çatalhöyük in Turkey, the prehistoric Great Kiva at the Aztec Ruins National Monument in New Mexico, USA; the Iron Age gate of Beersheva in Israel; the Iron Age Castell Henllys site in Wales; the Xanten Roman Archaeological Park in Germany, as well as many historic period buildings (mostly wooden, but also wattle and daub) throughout Europe and North America.
The Venice Charter (1964), long the most authoritative source for international conservation theory, has been interpreted as strictly prohibiting reconstructions at archaeological sites—and presumably of destroyed architectural monuments as well.
Article 15 of the Charter makes it clear that:
All reconstruction work should however be ruled out 'a priori.' Only anastylosis, that is to say, the reassembling of existing but dismembered parts can be permitted. The material used for integration should always be recognizable and its use should be the least that will ensure the conservation of a monument and the reinstatement of its form.
Even with regard to "restoration"—defined by the Venice Charter (Art. 9) as the specialized operation, whose "aim is to preserve and reveal the aesthetic and historic value of the monument and is based on respect for original material and authentic documents"—accuracy is paramount. The Charter insists that even restoration (which entails no reconstruction) "must stop at the point where conjecture begins." But where precisely does one draw the line between conjecture and certainty when dealing with the inevitably creative interpretation of missing or damaged historical material?
A notable exception to this insistence on the conservation of only surviving "original fabric" was made by the ICOMOS Krakow Charter of 2000 (which expanded upon the conclusions of the earlier Dresden Declaration on Reconstruction of 1982). Article 4 of the Krakow Charter stated that:
The reconstruction of entire parts 'in the style of the building' should be avoided. Reconstruction of very small parts having architectural significance can be acceptable as an exception on condition that it is based on precise and indisputable documentation.
However, it went on to acknowledge that:
Reconstruction of an entire building, destroyed by armed conflict or natural disaster, is only acceptable if there are exceptional social or cultural motives that are related to the identity of the entire community.
Such in fact had been the case with the large scale reconstruction of the city of Ieper/Ypres in Belgium, which had been leveled in the intense bombardment of nearby trench warfare in World War I; of the historic city center of Warsaw destroyed in World War II; and of the symbolic Mostar Bridge, intentionally dynamited in the Balkan Wars of the 1990s. In the years following the Krakow Charter, plans were discussed among UNESCO and ICOMOS heritage experts for the physical reconstruction of the Buddhas of Bamiyan, the Kasubi tombs in Uganda, and the earthen structures of Timbuktu in Mali—all of which had been destroyed for political reasons and/or religious enmity.
Despite the reformulation of the concept of Authenticity by the 1994 Nara Document and the Dresden and Krakow texts mentioned above, a formal professional hostility to reconstructions of all types—without distinction for their possible educational or cultural significance and in the assumption that they were often built primarily for commercial purposes—has remained. The following resolution (17GA 2011/39) passed by the XVIIth ICOMOS General Assembly in Paris in 2011 reads as follows:
Recalling the Venice Charter (1964), the Dresden Declaration on Reconstruction (1982), the Nara Document on Authenticity (1994), the Krakow Charter (2000), and other recommendations addressing the theory and practice of reconstructions;
Taking into consideration the significant growth on a global scale of reconstructions of monuments and ensembles, including World Heritage Sites;
Noting the increasing disregard of existing theoretical principles for the justification of reconstruction, and a new tendency towards significant commercialization of reconstruction activities;
Encourages ICOMOS, as a matter of urgency, to launch a debate on this new and growing phenomenon of reconstruction.
At the 2012 ADCOM Meeting in Beijing, the ISC on Interpretation and Presentation (ICIP) was tasked with the responsibility of carrying forward this debate, with assistance of any other interested ISCs or individual ICOMOS members. At the 2013 ADCOM meeting in San Jose, suggestions on the survey content were solicited from all NCs and ISCs. Subsequent to the meeting, it was decided that the analysis of the results of this survey would be conducted by ICIP in close collaboration with CIPA and THEOPHILOS.
It is crucial to the objective of beginning a debate within ICOMOS on the permissibility and frequency of reconstructions that all members of the ICOMOS community express their opinions.
N.B. It is important that all respondents who cite their knowledge of recent reconstructions specify in the answer box whether they are architectural, archaeological, or digital reconstructions.
With thanks for your participation,
ICOMOS ISC on Interpretation and Presentation (ICIP)


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Zumanity at New York New York in Las Vegas is a Cirque Du Soleil show that is a little bit different from the others. This is one of the shows in Las Vegas that you shouldn't bring children to as it is more about sexual experimentation and exploration than anything else.
Before you are ever seated you might have a chance to mingle with one of the dancers or actors as they mingle with the audience members as they file into the theater. Once seated, you will be in for a show that is full of fabulous Corque Du Soleil costumes and something that strikes you as being a cabaret style performance.
Unlike another Cirque Du Soleil production Mystere, there is no real story line that connects the many vignettes that make up the show. You will witness acrobats and dancing that are all in a sexual nature and it all combines for a production unlike anything else in Las Vegas right now.


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Discussion in 'Star Trek: The Next Generation' started by john titor, Jan 14, 2010.
I love it when people feel the need to throw that in. Reminds me of that Seinfeld episode.
Ain't that the truth...
Perhaps. But there will always be people who have preferences. Not everybody will like everybody. Nothing wrong with THAT, either.
As for Picard: Did we ever see him go after a man? No? Then: not gay.
Necro gay thread is gay
Picard was practically married to Starfleet He was so career focused that any woman he had any interest in, would always be secondary to him.
I can see him being more enlightened and open than Kirk about things. Maybe you are thinking about Patrick playing a character called Jeffrey in another program, or that line where he is possessed by the female vampire in Lifeforce.
Picard ~ NO WAY!!!
He was married to his ship and crew!!! and he LIKED Dr Crusher very much. Friends with benefits.
Picard tapped Vash, Beverly (possibly), Batanides, and that 200+ year old chick in Insurrection. Picard never once showed any interest in the opposite sex, and if anyone of TNG's main character did (or would), it would have been Data 'exploring' humanity.
Picard was aloof and not one for sharing his deepest feelings with anyone, he may have been at times cold and distant but that doesn't mean he was gay.
A better question is: was Archer zoophiliac?
He seemed more into Porthos than into any human(oid) of either gender...
Let's not forget that he was married to a woman and had children with her, in The Inner Light. So, that was only an illusion, and didn't actually happen, but it still counts .
Depends on how you view 'All Good Things...' - I'd say 'definitely', myself.
If you are confused about your own sexuality---is this the type of thread you start?
Wesley wears a rainbow shirt. He is gay for sure.
^I sure hope this Wesley is.
Let's see...
Argument against...
this thread was started 3 years ago (probably for trolling purposes) and then randomly necro-bumped (probably for trolling purposes)... can we please put it to rest?
Riker was gay. Both William and Thomas. They gave all new meaning to the term "I ****ed myself."
What do you mean "was Picard gay"? The man put on a dress when Admirals came to visit:
*Channeling Worf* Nice legs. For a human male.
Was there a character on TNG who didn't have some sort of sexual encounter with a woman? Possibly Geordi, but that wasn't for his want of trying. Even Wesley managed to get his groove on with Ensign Lefler.
Separate names with a comma.


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Town Square
NFL ref strikes more union loons
Original post made by Mack, Another Pleasanton neighborhood, on Sep 29, 2012
Comments (6)
a resident of Another Pleasanton neighborhood
on Sep 29, 2012 at 11:38 am
Okay Mack ... from NFL ref's to someone stealing everyone's money ... to Bart ... back to Obama being the source of all evil.
Any you guys wonder why you're losing AND have lost every major election in recent memory.
Hint: Find some friends with some brains / tell them to talk to you about sensible things like LOGIC / rinse twice and wait until the brain-freeze thaws.
ps: looney tune rights have done so much damage to the Republican state of mind that it may take decades to recover. Good job loons
a resident of Another Pleasanton neighborhood
on Sep 29, 2012 at 3:25 pm
"Any you guys wonder why you're losing AND have lost every major election in recent memory."
How can anyone take your comments seriously when you can't even remember the 2010 elections and the fact that dems were trounced by tea party supported candidates? How soon they forget........must be the 'medicinal pot'........
a resident of Amberwood/Wood Meadows
on Sep 29, 2012 at 4:38 pm
It was a lockout by the owners....not a strike. The owners are to blame for not having qualified refs. Please get your facts straight.
a resident of Another Pleasanton neighborhood
on Sep 29, 2012 at 7:28 pm
Thank you for your clarification. I knew this was a different issue, now I know why.
a resident of another community
on Sep 29, 2012 at 9:31 pm
I thought the replacement refs were doing a very fine job. If the owners/NFL had held out a little longer, I think the winds of victory would have pushed them into the winners' circle. Sometimes when it looks like you're behind, you're really ahead.
Vote Mitt -- Guaranteed, he's already got Pennsylvania sewed up! He guarantees it's a lock!
a resident of Another Pleasanton neighborhood
on Sep 30, 2012 at 7:20 am
Marie and Ned,
You'd make good socialists. Call it whatever you want. The UNIONS are to blame.
Salami, Salami … Baloney
By Tom Cushing | 23 comments | 681 views
Time for new collaboration between city and school district
By Tim Hunt | 2 comments | 499 views
Holiday Fund raises $70,000 for 12 Tri-Valley nonprofits
By Jeb Bing | 0 comments | 110 views


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Catching a Movie in India? Better Bring Earplugs
Though this EXTREMELY LOUD video is entitled 'how they watch movies in India,' sweeping generalizations are rarely accurate.
Still, it seems hollering at the screen and showering it with flowers is a fairly common practice in India. And one Redditor notes that it's typical for fans of the film's lead actor to buy out the theater on opening night and go nuts.
As they also point out, the film above appears to be the Tamil gangster-thriller Billa II, which one reviewers called "an underwhelming film experience." If that's true, then I can only imagine the bedlam that went on during screenings of the original.


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The Apple iPad Mini went on sale Nov. 2 and I managed to pick one up over the weekend. I didn't encounter any lines at my local Apple Store, and the workers there said there wasn't the same amount of frenzy that has accompanied other recent Apple product launches.
Shorter lines were reported at Apple Stores around the world, but that didn't prevent Apple from selling 3 million iPads over the weekend, what it called a new record. In fact, my local Apple Store reported that it was sold out by Saturday evening.
The iPad Mini is Apple's smaller tablet that has a lower entry cost when compared to the full-sized iPads. Here are my first impressions after using it for a couple of days.
-- Build quality. The iPad Mini is unsurpassed in quality construction. The materials, finish, and feel show that Apple took care to design and build the iPad Mini. The metallic surfaces trump the cheap plastics used by rival devices such as the Nexus 7.
-- Size and weight. The iPad Mini is more comfortable to hold than the full-size iPad. It's indescribably thin. I don't know how Apple managed to make a tablet as thin as the iPad Mini, but it did. The weight is significantly less than the full-size iPad and the Nexus 7. I stuck it in my backpack and couldn't tell that it was there at all. In fact, my empty backpack weighs more than the iPad Mini does.
-- Wi-Fi. According to Apple, the iPad Mini's Wi-Fi is twice as fast as its previous tablets'. Although I can't verify that claim, I can attest to the fact that it's fast as all get out. Using my home Wi-Fi network, the iPad Mini was significantly quicker at loading Web pages than both the third-generation iPad and the Nexus 7.
-- Camera. The iPad Mini has two cameras. The main iSight camera shoots 5-megapixel images and records 1080p HD video. It's a very, very good camera; perhaps the best I've seen on a tablet. The FaceTime camera can also shoot images, though at a lower 1.2-megapixel resolution. It shoots 720p HD video for FaceTime chats. I found it worked great for talking with far-flung relatives. The Nexus 7 doesn't have a main camera for taking pictures.
-- Apps. Using my iTunes account, I was able to download and install about four dozen apps in no time. They all worked flawlessly. There are 275,000 iPad-optimized apps for the iPad, and they work with the iPad Mini just as they do with the fill-size iPad.
-- Battery. The iPad Mini's battery life is just as good as the full-size iPad's. I charged it Saturday afternoon, and despite using it non-stop all weekend, it still has about 50% of its charge left.
-- Screen. You knew this was coming, right? The iPad Mini's screen resolution is noticeably inferior to the Nexus 7's. The iPad Mini has 1024 x 768 pixels, and the Nexus 7 has 1280 x 800. Pixels are easy to spot on the iPad Mini. It doesn't hold a candle to the third- and fourth-gen iPads' Retina screens. On the flip side, it is definitely better than the iPad 2's screen. The Mini's screen is not horrible, but it's certainly not impressive. It is incapable of rendering full HD movies. For example, I was able to stuff the full 1080p HD version of "Prometheus" on my iPad 3, but had to settle for the SD version on the iPad Mini.
-- A5 processor. An underpowered processor was one of my chief concerns with the iPad Mini. The A5 chip that provides the iPad Mini's get-up-and-go showed signs of stress in my initial tests. I saw random freezes and stuttering from time to time, and some apps were slow to open. Also, the iPad Mini syncs content with Apple computers at a much slower rate than the faster iPad 3 I have.
-- Thinner frame. When the first iPad was announced, many decried the inch-thick frame that surrounds the screen. It looked unsightly. Over time, it became apparent that the bezel served a purpose: it helps you hold the iPad without putting your fingers on the display. Apple reduced the thickness of the iPad Mini's frame significantly, especially on the sides. The result is I found myself accidentally pressing the screen when I didn't intend to. Most often, I'd be looking at an app and accidentally swipe backward or forward a page. This will probably not be a problem over time, but it was something I noticed during my first few days with the device.
-- Keyboard --. I've become an incredibly adept iPad typist in the last two-and-a-half years. With the full-size iPad turned sideways, I can type almost at full speed on the QWERTY keyboard. The iPad Mini's keyboard is too small to do this. I found myself making plenty of mistakes. On the flip side, however, it is much easier to type with your thumbs when holding the iPad Mini in portrait orientation.
I am mostly impressed with the Apple iPad Mini. It is not as incredible a computing machine as the full-size, fourth-generation iPad, but it gives Apple a respectable toe-hold in the smaller tablet segment. Given the relatively low price, incredible build quality, and rich availability of apps, I see the iPad Mini as the tablet of choice for holiday shoppers over the next few months.
Time to patch your security policy to address people bringing their own mobile devices to work. Also in the new Holes In BYOD issue of Dark Reading: Metasploit creator HD Moore has five practical security tips for business travelers. (Free registration required.)


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Get the latest news and watch previews from some of your favorite PBS kids programs. If you cannot find what you are looking for check out our stream of WMHT PBS Kids!
News, Previews and Events for Families
New PBS KIDS "Measure Up!" App Encourages Kids and Parents to Play and Learn Together
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PBS KIDS Announces Premiere Date for New Animated Series Splash and Bubbles
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Marine biology and ocean science multiplatform media property that builds social-emotional skills will premiere November 23, 2016 on PBS KIDSRead More
New App Offers Free Access to PBS KIDS Games Anytime, Anywhere
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PBS Kids Explore the Outdoors initiative kicks off with hit series Ready Jet Go!, Nature Cat and the 100th episode of Wild Kratts
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Wednesday, April 27, 2016 | All aboard the Dinosaur Train! Join WMHT and PBS for a Dinosaur Train craft to enhance your child's learning of science. Play PBS Kids games on iPads and Kindles.Read More
New Study Finds First-Graders' Math Knowledge Increases with PBS KIDS' ODD SQUAD
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Peg + Cat Save the World
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Sesame Street | Cookie Thief
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Watch Monday, February 29, 2016 at 10am on WMHT TV | When art suddenly starts to disappear, Cookie Monster quickly becomes a suspect. Can Cookie Monster clear his name?Read More
Innovative Kids' Engineering Initiative Launches Design Squad Global
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Kicks Off February 24th on DiscoverE's Global Day.Read More
Nature Cat | Daily Series Launch & One Hour Special
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Math Story Problems
Math Story Problems
2.8 based on 23 ratings
Name & Due Date
Choose Students
Choose Content
Add to New AssignmentCreate New Assignment
Please add a student before creating an assignment
Go to Dashboard to add a studentDashboard
Manage your Assignments here. You can also find Assignments under your account dropdown in the upper right hand corner.
This new site feature allows users to choose from our hundreds of engaging learning games and exercises to create assignments for students. See below for details and simple instructions on how to use this exciting new feature.
How to Assign Games or Exercises
- You've selected a game or exercise to assign.
- From here, you have two options: Add the game or exercise to a new assignment, or add to an existing assignment.
- If you're creating a new assignment, give it a name. Adding a description or due date is optional. Click "Next".
- Select the child(ren) you want to send this assignment to, then click "Done". You will see a confirmation message once it has been successfully assigned.
How Children Can Access Their Assignments
- Your students can log in through your Pro membership log-in, or at learn.education.com by entering the Classroom Mode code.
- Once your child selects their profile, they will land on our main menu where they will see available assignments and due dates (if applicable).
- To complete the assignments, students click on the games or exercises listed on the assignment page, play, learn, and have fun!
- The main menu also allows students to see their progress in each individual game and exercise in the assignment.
Track Assignment ProgressAs your child completes each assignment, you'll be able to track their performance in the Assignments tab of our Progress Tracker. You'll also be able to make edits to assignments from here, like removing games or exercises, or changing the due date.
Build great math skills with these story problems. Use the picture to help you visualize each problem. Look for key words like "left over" or "in all" to determine whether it's a subtraction or addition problem.
Click to find similar content by grade, subject, or standard.
Start Lesson Guided Lesson: Subtraction 2
Guided Lessons are a sequence of interactive digital games, worksheets, and other activities that guide learners through different concepts and skills. They keep track of your progress and help you study smarter, step by step.
Guided Lessons are digital games and exercises that keep track of your progress and help you study smarter, step by step.
Fluency with subtraction is one of the foundations of the first grade math curriculum. This guided lesson on subtraction was designed by our team of curriculum experts to reinforce first graders' understanding of subtraction, as well as boost their confidence with this operation. When finished with the lesson, kids can find extra opportunities to practice subtraction with the accompanying subtraction worksheets.
Fluency with subtraction is one of the foundations of the first grade math curriculum.
This lesson includes printable activities: Download All (5)
Song: What's Missing? Subtraction Song
Game: Subtraction Pizza Party
Game: Subtraction Hopper
Game: Ski Race: Subtraction Within 10
Game: Secret Agent Subtraction
Game: Asteroid Subtraction
Game: Swamp Subtraction
Story: Magical Subtraction
Related Learning Resources


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Ok the rocking chair was was hilarious! That is like totally me!
Oh and the synchronized nap! Look at all the puppies! And the comittees!
David those were awesome!
Edit: Well since I can't double post maybe someone will read this anyway! What are everyones Valentines plans? Got any? I get to babysit for all my married friends so they can go out! Bummer! Than my sister and I are going to watch all the Barbie movies with 2 little girls to get a healthy dose of romance on this romantic day! Pathetic isn't it!


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Valdespin gets latest start atop Mets' fluid lineup
By Anthony DiComo / MLB.com
PHILADELPHIA -- Lineup construction has become a daily chore for manager Terry Collins, given the fluidity of his outfield situation. The Mets used their fourth different leadoff hitter in five games Wednesday, slotting Jordany Valdespin atop the lineup against the Phillies, where he went 3-for-5.
By comparison, 20 of Major League Baseball's 30 teams used dedicated leadoff men in all of their games entering Wednesday. Nine other teams distributed leadoff duties between two different hitters.
The Mets enjoyed no such luxury over their first nine games, using Collin Cowgill five times, Valdespin twice, Kirk Nieuwenhuis once and Mike Baxter once. With right-hander Kyle Kendrick pitching for the Phillies at Citizens Bank Park, it was Valdespin who drew Wednesday's assignment.
"We said that when Jordany plays, he's going to lead off," Collins said. "So that's where he's going to hit tonight. Hopefully he can get on a couple times and create some runs."
Though Collins has stated in the past that his most important leadoff requirement is on-base ability, he cited Valdespin's power and speed as persuading factors. That is why the manager slotted Valdespin first over Baxter, who boasts a more consistent on-base percentage track record in the Majors.
"They're two different guys," Collins said. "Baxter gives us that steadiness. Jordany, because he's a different kind of player, can maybe ignite you early by hitting a double or hitting one over the fence in the first inning. He's got that kind of capability."
As for the rest of his lineup, Collins said he might consider sliding Daniel Murphy lower down the card if the second baseman stays hot. Murphy entered Wednesday with multiple hits in three consecutive games, prompting Collins to consider slotting him somewhere where RBI opportunities may be more plentiful.
But Murphy was back in the two hole Wednesday, and he is more likely to stay there if cleanup hitter Ike Davis busts out of his early-season slump.
Certain showmanship has Collins looking away
PHILADELPHIA -- At some point, old-school Terry Collins simply gave up. Collins has never appreciated players staring at home runs or beating their chests after big hits, but he understands that such showmanship is unavoidable these days.
So when Jordany Valdespin clapped his hands and yelled animatedly after tripling with the Mets down six runs Tuesday evening, Collins simply turned the other way. Literally.
"Guys are doing all sorts of things today that years ago people didn't like, and today it's just part of the game," Collins said. "I tell our guys, 'If you don't like it, look away.'"
Chest-thumping is nothing new for the Mets, who learned to embrace former shortstop Jose Reyes' theatrics on the basepaths. Collins' only fear is that such antics often draw the ire of opposing players, eventually bringing retribution in the form of hit batsmen.
"Some guys get hit by doing it," Collins said. "Hopefully that doesn't happen much because you don't want any injuries caused, but that's been happening for a lot longer than I've been in the game."
Worth noting
• Catcher John Buck's 14 RBIs entering Wednesday are the second-most by any Mets player in franchise history over the first eight games of a season, trailing only Darryl Strawberry's 15 over the first eight games of 1987. Buck entered Wednesday's play leading the National League in RBIs, three behind Major League leader Chris Davis of the Orioles. He added another Wednesday with a homer in the second.
• Though Zack Wheeler struggled with his command Tuesday in his second start for Triple-A Las Vegas, allowing four runs (one earned) over 5 1/3 innings, two other Mets pitching prospects shined. Right-hander Rafael Montero struck out seven over six innings of one-run ball Tuesday for Double-A Binghamton, taking a no-decision in a 2-1 loss to Erie, while fellow right-hander Luis Mateo fanned nine over 6 2/3 shutout innings in his debut for Class A St. Lucie.
Anthony DiComo is a reporter for MLB.com. Follow him on Twitter @AnthonyDicomo. This story was not subject to the approval of Major League Baseball or its clubs.


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Our new designer visits the Washougal Mill
Today's slide show of our Washougal Mill is brought to you by our new Menswear designer, Eli Hoshor. He's a gifted designer, but he's also a fantastic photographer. His eye for detail makes these photos shine. But before you have a look at them, let's find out a little about Eli.
His last position was with Ralph Lauren, and when asked if Portland is a big change for a man from Manhattan, he laughed out loud. "I grew up on a farm in Ohio, so it's not as big a change and you think." He left Ohio for New York to attend FIT for menswear design, and has also worked for Tommy Hilfiger and J Crew. "This isn't as corporate an experience, and I like that. I can tell I'm working for a family business."
Eli's goal as a designer is to "highlight essence of Pendleton menswear." He's been digging deep into the archives, which he calls "the real goldmine when it comes to authenticity. There's nothing fake about Pendleton. The historical element of the brand is awesome." As he points out, "This is the first company I've worked for that owns its own mills!"
So let's go share Eli's tour of the Washougal mill, from scales and bales to labels and lengths.
Robert #
Looking forward to Eli returning some masculinity to the Oregon's native brand. Leaning a bit too far to the gal side of things in the last number of years.November 23, 2011
Christine Verzuh #
New energy for menswear, welcome Eli. Bet my old friend and blanket rep Barry Friedman is interested for our old friend Sam Bell schlepped the Pendelton menswear line all over the West for years; based out of the Denver Merchandise Mart.
Best of luck to all with your wool in 2012.
Christine Verzuh
(Near RL's ranch)
Colorado, USAFebruary 22, 2012


text: Dear friends, Thanks. I am overwhelmed. How do you find time despite your hectic schedule to reply to emails so quickly! Regards, Rajib Bandopadhyay 2009/2/24 Robert G. Brown <rgb at phy.duke.edu> > On Tue, 24 Feb 2009, Rajib Bandopadhyay wrote: > > Dear friends, >> Can Beowulf with Linux run all the desktop applications? Will they run >> faster? >> > > Let's invert the question. A linux user with a beowulf can run all the > desktop applications -- on their desktop, where they belong. The > desktop in question might or might not reasonably be part of a cluster > computer, beowulf style or not, depending on what that cluster is doing > and intended/designed to do. > > In general, however, they will not run faster. In order for an > application to run faster, it has to be written to run in parallel, and > most desktop applications are not. > > One exception to this is that in one very weak sense any SMP (multicore) > system is a "beowulf" or more generic cluster. Multiple processors can > speed up desktop apps in one way -- by reducing contention for the CPU. > So if you are usually running several programs at once (including many > desktop programs) and they are blocking one another, running them on > many processors "can" speed them up. But this almost never happens. > > rgb > > Regards, >> Rajib Bandopadhyay >> >> >> > Robert G. Brown http://www.phy.duke.edu/~rgb/<http://www.phy.duke.edu/%7Ergb/> > Duke University Dept. of Physics, Box 90305 > Durham, N.C. 27708-0305 > Phone: 1-919-660-2567 Fax: 919-660-2525 email:rgb at phy.duke.edu<email%3Argb at phy.duke.edu> > > > 2009/2/24 Tim Cutts <tjrc at sanger.ac.uk> > > On 24 Feb 2009, at 6:10 am, Rajib Bandopadhyay wrote: > > Dear friends, >> Can Beowulf with Linux run all the desktop applications? Will they run >> faster? >> > > Beowulf is Linux, so yes, it can run them. Will it be faster? No. > Virtually nothing in the desktop application space can handle parallel > running, and the additional network overhead of having the applications > running on a server and displaying to your local display will most likely > actually make things feel slower. > > Tim > > > -- > The Wellcome Trust Sanger Institute is operated by Genome ResearchLimited, > a charity registered in England with number 1021457 and acompany registered > in England with number 2742969, whose registeredoffice is 215 Euston Road, > London, NW1 2BE. > -------------- next part -------------- An HTML attachment was scrubbed... URL: <http://www.beowulf.org/pipermail/beowulf/attachments/20090225/0f6f775a/attachment.html>


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To the Editor:
In the article "A Time for Time Deposits" (by Gilkeson, Porter and Smith, December 2010 AAII Journal), the authors state that investors should use their marginal tax rate instead of their average tax rate. Why not use the effective tax rate instead? Using the effective tax rate would allow investors to adjust for their unique circumstances—presuming minimal changes between years. If there is a big change, this obviously would not apply, and investors would use the marginal rate unless they could effectively determine their new effective tax rate.
Chuck Sarahan
James Gilkeson Responds:
When making a single investment decision—in this case, deciding whether to invest in a bank CD or a same-maturity U.S. Treasury security—the proper question to ask is what the income (net, after all costs and benefits, including taxes) from each alternative will be. For taxable income (the CD interest), this net or marginal income will be measured using the marginal tax rate paid by the investor, not the average tax rate, because additional dollars of income are taxed at the marginal rate, not the average rate.
If I understand the idea of "effective tax rate" properly, it takes into account tax benefits (exclusions/deductions) that might be lost/gained as income changes. That's good. All costs and benefits should be considered. But they should still be considered at the margin, not the average. Note that ideally one would take all costs and benefits into account. For example, holding a CD at an institution might qualify an investor for free services such as checks and ATM privileges.
To the Editor:
I greatly enjoyed the article "Is Now the Time to Add Commodities?" by Conover, Jensen, Johnson and Mercer [December 2010 AAII Journal] and hope to see more of this kind of statistical comparison of investing styles in the Journal. The article shows that a 15% commodity exposure is beneficial during periods when Federal Reserve rates are increasing ("restrictive"), regardless of investment style (value, growth, small, large or momentum.) One thing missing in the article was a precise definition
Laurence Mailaender
The Authors Respond:
The return series used in the study are free and available for download on Professor Kenneth French's website: http://mba.tuck.dartmouth.edu/pages/faculty/ken.french/data_library.html.
Detailed explanations of the portfolio construction methodologies are also available, and the interested reader is encouraged to visit the site for more details. In general, the style portfolios are formed from the universe of all NYSE, Amex and NASDAQ stocks for which sufficient financial and price data were available at the time the portfolios were formed, and the portfolios were reformed annually (with the exception of the momentum portfolio, which was reformed monthly). The small-cap portfolio includes all stocks that have market caps smaller than the 20th percentile of all NYSE stocks when ranked by market cap. The large-cap portfolio includes all stocks that have market caps larger than the 80th percentile of all NYSE stocks when ranked by market cap. The value portfolio includes all stocks that have ratios of book value of equity to market value of equity (book-to-market) larger than the 80th percentile of all NYSE stocks when ranked by book-to-market ratio. The growth portfolio includes all stocks that have ratios of book-to-market smaller than the 20th percentile of all NYSE stocks when ranked by book-to-market ratio. Finally, the momentum portfolio includes all stocks with a return momentum higher than the 90th percentile of all NYSE stocks when ranked by return momentum.
To the Editor:
Bernard Horn suggests in his December 2010 article ["International Diversification: Why It Still Makes Sense"] that international diversification is still an important portfolio consideration, since although correlations between domestic and international equities rise during global equity swoons, correlations subsequently decrease during the longer bullish intervals.
Closer examination of his Table 1, however, reveals that although correlations do, in fact, decrease during bullish equity markets, the trend of those correlations during the bullish periods from 1970 to 2009 rises from 0.35 in 1970 to 0.47 in 1974 to 0.54 in 1990 to 0.65 in 2002 and finally to 0.85 during the current expansion. It looks to me as if the domestic/international equity correlation has risen quite meaningfully during the past 40 years, even during bullish periods. When one considers the volatile effects of currency fluctuations on equity returns, I derive much less reassurance from a nominal correlation of 0.85, or even 0.65. Is Mr. Horn perhaps
Richard W. Lieberman, MD
I am somewhat puzzled by the article on international diversification. The results show that it does pay to diversify. However, the total correlation between the EAFE index and S&P 500 is 0.59. This is a quite high correlation coefficient, which I bet is very significant in a statistical sense (probably p<0.05 or maybe p<0.01). I am surprised at the contradiction between the performance and the high correlation.
Tony Hausner
Bernard Horn Responds:
From a purely statistical standpoint, Mr. Hausner's question may be relevant. While the article does not include tests of statistical significance, the correlation between international and U.S. domestic stocks is persistently lower than 1.0, and this is the practical result we are looking for in constructing equity-only portfolios. Further research is needed to determine whether the correlation results we find represent a statistically significant reduction in correlation.
As we know, the variance (or risk) of a portfolio comes down if assets with less than perfect correlation (<1.0) with the portfolio are added to an existing portfolio that is composed of a homogeneous type (e.g., all U.S. stocks). Table 1 shows the calculation of portfolio variance using a simple portfolio consisting of two assets, A and B, where the two assets have different correlations. While the formula is a bit complex to explain here, the results show that as you mix two assets with lower correlation, the overall risk is lower.
Therefore, if international stocks, which in the past had an average correlation of 0.59 with U.S. stocks, are added to a portfolio of U.S.–only stocks, then the variance of the resulting portfolio should come down. Again, in this context we are not making any claims as to the statistical significance of the correlation itself. But if we can generate the same alpha with a lower variance (risk) we can achieve a primary goal of portfolio management. From a pure variance (risk) reduction purpose, adding international stocks to your stock portfolio may make sense. Importantly, the persistence of low correlations (i.e., reverting back to the mean) over long time periods also alerts us to the important diversification benefits of international equities. If we then research those individual stocks that have very low correlations with an existing portfolio rather than an entire index, the results can be far more meaningful and are likely to be more statistically significant.
To the Editor:
Perhaps Charles Rotblut could clarify something for me from his article in the AAII Journal December 2010 issue ("How I Find Lower Risk/Higher Reward Stocks"). On page 30, when valuing a company's current ratio, he gives three points for having a stronger ratio [above 2.0] but only one point when the ratio is above 1.0 but below 2.0. Why is that? I would think having more than double current assets to liabilities would be better, not worse.
Denis Connors
To the Editor:
Regarding Charles Rotblut's risk/reward criteria, are brokerage analysts persons who use the "wild guess" method? I would suggest dropping the earnings estimates criteria and replacing it with one-point scores for revenues and earnings pe
Ralph Spelbring
Charles Rotblut Responds:
The reason I assign a higher worse score to current ratios above 2.0 is that if a company has too much cash on its books, management may be tempted to make business decisions that are not in the best interest of shareholders. It's not that high levels of cash are a bad thing, but rather that they can increase the risks associated with the business. In other words, management may feel like it has money burning a hole in its pocket. Separate of that, there is the drag on earnings from cash earning low rates of interest. I would also suggest looking at inventory levels to make sure they are not inflating the current ratio.
I agree with Mr. Spelbring that brokerage analysts are often wrong in their earnings estimates; we see evidence of this each quarter when so many companies exceed, or miss, estimates. However, analysts are usually right about whether earning forecasts should be raised or cut. Often, when several of the covering analysts raise their estimates, business conditions for the company are better than thought. Conversely, when forecasts are cut, business conditions are often worse than thought. This is why I factor in the change in forecasts, as opposed to the actual forecast.
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Board Consumer Advocate Initiative Promotes Financial Planning for Everyone
Washington, D.C., August 3, 2010 – Life is full of changes, and with each new phase of life comes new financial responsibilities, needs and goals. With that in mind, CFP Board's Consumer Advocate program is starting a "25 Tips over 25 Weeks" initiative as a way to promote financial planning for all Americans during five key phases of their life and to help mark CFP Board's 25th anniversary this year.
"Whether you are just starting out, experiencing your peak earning years, expanding your family or heading toward retirement, everyone can benefit from financial planning," said Eleanor Blayney, CFP® and CFP Board's Consumer Advocate.
This consumer education and awareness initiative will feature a series of relevant and timely tips and strategies for the five key milestone phases in a person's life. Once a month – from August through December 2010 – CFP Board will release a multi-media packet of information to the public and the media. Each packet will include a press release, podcast and video. Information will be distributed as well to the 62,000 CFP® professionals across the country, posted online at www.CFP.net, to the media, and through Twitter and Facebook.
The five stages that will be covered include:
Stage 1 – The Starting Out Years – August 23rd
Age range: 18-25 These are critical years, where your choices about education, employment, and debt management can have a major impact on your financial situation for decades to come.
Stage 2 - The Nesting Years – September 13th
Age range: 25-40 During this phase, you face important decisions about marriage, children, buying a home, and building a career. Understanding the financial implications of these decisions is critical to lifetime success.
Stage 3 – The Wealth Accumulation Years – October 11th
Age range: 40–55 This is usually the time you find yourself with more discretionary income. But there be may a lot of demands on that income. Advice is needed about college tuitions, helping elderly parents, catching up on retirement savings.
Stage 4 – The Prime Time Years – November 8th
Age range: 55-65 Retirement is coming into view: will it be a time of reinvention or a period of just getting by? Choices about lifestyle, spending, investing can make all the difference.
Stage 5 – The Reinvention Years – December 13th
Age range: 65 and over These can be the best years of life: new interests, part-time work or volunteer activity, travel, more time with family and friends. It all depends on good management of your financial resources.
"Financial planning isn't just for the wealthy. It's for everyone," Blayney said. "In a world where people are more responsible than ever for their financial lives, it's important that people understand the key things they need to do in each phase of their life."
Eleanor on Twitter: twitter.com/EleanorBlayney
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I am working on March Madness.....but business may kill that.
So at the worst I will see you in Oxford. The TNF is cool. There is some fun stuff at the end of Skyline Drive, White Gap, the road road up to the old Fire Tower along with the last part of FS 600 to Union T Road.


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Rick Van Bokkelen '68 Honored by HS Alma Mater
May 12, 2014
William R. "Rick" Van Bokkelen, a 1968 graduate of DePauw University, has been awarded the Distinguished Alumnus Award from Mooresville (Indiana) High School.
"He is a resident of Chesterfield, Mo., and has led the way in health care administration since 1973," notes a story in the Mooresville-Dectatur Times. "Van Bokkelen was a consultant with Gateway Healthcare Dimensions in St. Louis from 1999 to 2008. He was president of BJC Health System, which formed in 1993 and was the country's second largest not-for-profit, secular health system encompassing a combined budget of over $1.8 billion and more than 22,000 employees. He served as vice president of administration at the Louis A. Weiss Memorial Hospital in Chicago and vice president of clinical services for St. Francis Hospital in Evanston, Ill."
An economics major and Rector Scholar at DePauw, Rick Van Bokkelen went on to earn a law degree from Northwestern University's John Marshall Law School, as well as an M.B.A. from Kellogg School of Management, and served two tours of duty in Vietnam. He also taught at Maryville University in Missouri.
The full article is available to subscribers at the newspaper's website.Back


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9 Fresh Ideas For a Sexy Summer
Whether you're single, looking, or in a relationship, these tips will guarantee a hot Summer — in more ways than one. Hoping to spice things up while the weather's warm? With ideas to help you boost your confidence, invigorate your dating life, and heat things up in the bedroom, we're offering nine easy ways to round out a fun, sexy Summer. Take a look at these creative ideas to make this your hottest season yet!
— Additional reporting by Macy Williams
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Book Review, In Search of Time, Dan Falk
8 comments post a comment
In his book In Search of Time, the author Dan Falk walks through the theories of time, from our earliest ancestors' perception of time to the development of various calendars to today's world of atomic clocks.
Some books that deserved to be read multiple times. This is one of three books I first read a few months ago, and I just revisited them all to find that they are still as good as I remembered them. See also my reviews of Wetware: A Computer in Every Living Cell and Reinventing Gravity.
In his book In Search of Time, the author Dan Falk walks through the theories of time, from our earliest ancestors' perception of time to the development of various calendars to today's world of atomic clocks.
I must admit that I have a bad habit. When I'm in the process of reading a book and I need to take a break, I fold the upper corner of the right-hand page and use it as a book mark. The other three corners I fold as necessary to keep track of interesting tidbits of trivia and nuggets of knowledge. So you may be interested to know that my copy of In Search of Time is bristling with folded corners marking a plethora of fascinating facts.
It's difficult to explain just how great this book is. In the same way as another book I recently read (see my review of Reinventing Gravity), In Search of Time boggled my mind. Like most folks (or at least most folks I know), I would have said that time seems to be a fairly obvious concept ... until you read this book.
I was amazed to discover that Saint Augustine of Hippo (A.D. 354-430) spent years pondering the problem of time. As he famously commented: "What, then, is time? If no one ask of me, I know, but if wish to explain to him who asks, I know not." Having read this book, I know just how he felt.
When I started to write this review, I had all sorts of points I wished to present... but when I come to try to explain them I run into the same problem as did Saint Augustine. This is not to say that In Search of Time does a bad job of explaining things ... it's just that this things it's trying to explain are so mind-boggling that ... my mind is boggled.
Note that we are not talking about complex mathematical equations or anything like that. It's the philosophical issues that bring you to your metaphorical knees (did time exist before the big bang, for example, or did the big bang bring time into existence?).
The bottom line is that this book is STRONGLY recommended. And, if having read it you understand what time is, please drop me a line and explain it to me (grin).


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You are here for a reason ! Whatever that reason is, we celebrate it and welcome you to CELESTIAL CORNER.
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Friday, December 13, 2013 - Vladimir and Milan - SCREEN TEST - FULL CONTACT
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Our previews from malefeet4u.com are Marek Karlo and Peter Van Don. What a couple of hot guys we have in these shoots, both look very good indeed. You can see their full shoots at www.malefeet4u.com.
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The End of William Higgins Newsletter


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CALSTAR is looking to obtain eight new helicopters to be housed at facilities around the state, including Nut Tree Airport in Vacaville.
Solano County is one of 500 local government agencies that is part of a statewide joint powers authority, the California Statewide Communities Development Authority, which promotes economic development and provides critical community services within the state.
During a public hearing Tuesday, the Solano County Board of Supervisors will consider a plan to issue a principal amount of $55 million in one or more tax-exempt notes by the CSCDA for CALSTAR to finance the acquisition of eight helicopters.
"The notes will be obligations of CSCDA and CALSTAR and will not constitute indebtedness to the county," according to staff in a report to the board. "The county would have no liability whatsoever with respect to the notes."
CALSTAR Regional Director Ross Fay explained that since the agency is a nonprofit, they qualify for reduced-rate financing. He added that the local government agencies are required to review the financing plan prior to its approval by the Joint Powers Authority.
He said replacing the fleet will allow CALSTAR to have the latest technology and the safest aircraft.
"They have greater capability that will carry us for the reasonable future," Fay said.
County staff is recommending approval.
"The project will benefit citizens of the county by improving the quality of helicopters responding to local emergency needs," staff said. "The tax-exempt financing for local organizations is a federal government program and will not cost or obligate the county."
The Solano County Board of Supervisors meets at 9 a.m. Tuesday in the County Government Center, 675 Texas St., Fairfield.


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I've had programming as my hobby for almost thirteen years now. Mostly python programming (and now lately C). I'm self-taught and have acquired all I know through internet and books.
One thing I have a problem with and got a hard time finding information about, is how to plan and maintain a software project in a structured way. Maybe that's a key feature developers learn in school, but isn't sexy enough to write tutorials about... I don't know. It must however, be of great importance.
I've got a history in writing code with no planning at all. Just inventing and altering the code as I go. That usually ends up in a mess of course. At least I think so, since the code gets so much harder and harder to maintain and work with after time. With no experience in larger software projects, I tend to go for some poor choices (obviously). I think it could be avoided to some extent with proper planning.
I've tried to plan my progress too, but I don't have a clue how to do it. I usually end up getting stuck speculating it all up, and nothing gets done. I can spend hours and hours with a little piece of code, wondering if it is the right way to do it. Altering it back and forth until I just get sick of it.
Obviously no planning and some work getting done are better than nothing gets done. But there must be a better way which suits me and makes me more productive.
I really could need a helping hand here, pointing me in the right direction. Do you know a book or tutorial for me to get my hands on. How do you do it? There are probably billions of ways to do this on, but I haven't found one yet.
Please help, thank you.


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We've ranked the recruiting classes in every major conference, but some of the most talented classes belong to schools that aren't in a BCS conference. Here's a look at the best outside of those conferences.
Notre Dame
Headliner: There were questions about whether Ishaq Williams deserved a fifth star heading into the U.S. Army All-American Bowl and after seeing him for an entire week there's no doubt the Brooklyn (N.Y.) Lincoln defensive end is one of the nation's best. Notre Dame worked hard to land Williams, who was also looking at Penn State and Syracuse, and he's already on campus. Williams has the talent to make a difference immediately.
Sleeper: Chase Hounshell flipped from Florida to Notre Dame late after coach Urban Meyer left the Gators and they hired Will Muschamp. The offensive tackle from Kirtland (Ohio) Lake Catholic could have had a nice career in the SEC and now since he switched to the Irish he could be one that makes an impact.
Overview: Notre Dame's defensive haul is incredibly impressive with Williams, five-star defensive end Stephon Tuitt, four-star defensive ends Aaron Lynch and Ben Councell. The Irish have also added a bunch of capable defensive backs in this class. Coach Brian Kelly and his coaching staff landed a top 10 class and it's another move in the right direction.
Headliner: The only athletes rated higher than LaDarius Brown are Oregon's De'Anthony Thomas and Colt Lyerla and USC's Marqise Lee. That is an impressive group to follow. Brown is a 6-foot-2, 190-pound prospect from Waxahachie, Texas, who could be an immediate impact for the Horned Frogs. He's only one of two four-star prospects in TCU's class and Brown is definitely a good one.
Sleeper: Three-star offensive guard Jamelle Naff from Del City, Okla., is the highest-rated prospect from the state of Oklahoma who didn't go to Texas or play for the Sooners. That says a lot about Naff, a 6-foot-4, 311-pound recruit who bring a lot of skill and physical ability to the table.
Overview: Brown and four-star defensive tackle Chuck Hunter from West Monroe, La., lead the class that Rivals.com ranked No. 26 nationally. Another bit of good news is that the other 24 prospects are all rated three stars. Coach Gary Patterson always does lots with his talent and this is another solid recruiting class.
Headliner: UCF fans followed the every move of Leilon Willingham on National Signing Day because they feared he might sign with Michigan, Colorado or perhaps another school but he didn't - he picked UCF and it was an important signing. Willingham is a four-star outside linebacker from Denver (Colo.) Mullen who could be a big-time player for years to come.
Sleeper: Cedric Thompson is a big, bruising running back who knows how to put the ball in the end zone and could be a productive player down the line at Central Florida. He might not be an immediate contributor but Thompson has the body to be a good blocker and runner in the offense.
Overview: It's not a spectacular class for UCF but landing Willingham and his teammate, wide receiver Rayshon Williams, from Denver Mullen were two big pickups. Coach George O'Leary and his staff also picked their spots in the state of Florida which is important when recruiting against all the state's powerhouses.


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Agricultural Program Associate
Cooperative Extension of Middlesex County
Rutgers New Jersey Agricultural Experiment Station
42 Riva Ave.
North Brunswick, NJ 08902-4734
Phone: 732-398-5262
Fax: 732-398-5276
Email: email@example.com
Mr. Richard Weidman has worked as a program associate and instructor for Rutgers Cooperative Extension more than eight years. Rich provides expert advice on landscape plants and is a co-producer for If Plants Could Talk.
Search This Site:


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Carl's Appliance is an appliance store located in Grand Blanc offering Home Appliances, Kitchen Appliance, Laundry and Outdoor Products. We also specialize in appliance service as well as appliance repair. For kitchens we offer products ranging from a refrigerator, freezer, ice maker, wine cooler, cooktop, stove, wall oven, range, microwave, and hood to a dishwasher or disposer. Our laundry products range from front load washers, top load washers, and stackable washers to dryers and pedestals. For home comfort let us assist you with a new air conditioner, dehumidifier, or a water softener. Some of our featured brands offering these products are Amana, Broan, Frigidaire, KitchenAid, Maytag, Speed Queen and Whirlpool. We are proudly serving areas of Grand Blanc, Flint, Goodrich, Genesee, Fenton, Linden, Clio, Lapeer, Mt Morris, Flushing, Davison, Burton, Swartz Creek and Northern Oakland counties.


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Letter Box
Too many with unmet goals if CHSVT closes
Editor of the Reformer:
I was very troubled to hear that budget cuts might impact the Community High School of Vermont in Brattleboro. I started at CHSVT after I found out I was pregnant with my son. At the time, I was living on the couch at my dad's with absolutely no idea where my life was headed. I had no idea how I would provide for my child. I did know that, to be a better parent, I wanted a high school diploma. I was very reluctant to be a pregnant teen at a "normal" high school setting. Fortunately, Danielle Southwell at Youth Service connected me to CHSVT.
CHSVT fit my particular situation best. I chose CHSVT because its flexible schedule better accommodate my pregnancy needs, including doctor's appointments and sick days. I valued that I wasn't the only pregnant teen there, as well as the diverse age and background of its students. I also appreciated the individualized instruction. The teachers made a whole-hearted effort to get to know each student individually and to help them realize their individual potential. They are some of the most receptive, supportive, and compassionate people I have ever known. To this day, I still stop in to visit.
Without CHSVT, there is no way I would be a high school graduate today. After realizing I could achieve my high school diploma, I set further goals. Since then, I am living independently. I have my driver's license, my own vehicle, and my own apartment, where I live with a bubbly 2-and-a-half year-old. I am currently employed as a Peer Outreach Worker at Youth Services. In March, I am very excited to begin a pursuing a nursing degree through the Red Cross. CHSVT has helped me see that I am more than just another statistic, that I have potential.
If CHSVT is closed down, I am very concerned a lot of community members will be unable to achieve their educational goals. I feel this would be a big let-down to our community. As a community, young adults and adults should have more than one choice when "normal" high school isn't a great fit.
Katarina Rayno,
Brattleboro, Feb. 13
Retreat management should revisit community ties
Editor of the Reformer:
I feel compelled to respond to the recent column on the quality of patient care offered by the Brattleboro Retreat ("Exceptional patient care at the Brattleboro Retreat," Feb. 8). Back in the late 1970s I cut my teeth in the mental health field at the Retreat, where I worked for more than four years in varying capacities. Since then, as a psychotherapist in private practice, I have referred a fair number of patients to the Retreat's various programs. I also have especially fond memories of my time working there and have enormous respect for the direct care staff who give it their all, and sometimes literally put their lives on the line in service of the needs of patients.
For years the work of the direct care staff at the Retreat has been made even more challenging by several factors beyond their control, including limited insurance reimbursements resulting in significantly shorter hospital stays, and most recently, the introduction of the state hospital population. This latest one is a huge transition, impacting significantly on the direct care staff.
For the sake of brevity I'll focus my response on one area of concern; the availability of the lesser levels of hospitalization care at the Retreat, known as IOP/PCP. (These programs were designed as step-down options for our community members who, while in crisis, need an increased level of care, for some number of weeks but don't need to be hospitalized.)
Before writing this letter I sent out a quick informal survey to some of my colleagues in private practice, asking their experience in networking with the Retreat's IOP/PHP programs. Of those who responded, many voiced similar frustration. Half of them seek services like this elsewhere for their patients.
I myself have found the IOP/PHP options at the Retreat are more often than not, unavailable to my patients at those times when such a level of care is needed. How many times have I called and been given an intake date of three weeks out? Believe me, someone in crisis can not wait three weeks. I can not convey how unhelpful that is to those of us who serve the mental health needs of within our community. In a very real sense, this issue has made the Retreat far less available to the members of our community who are in crisis than used to be the case many years ago.
Is the Retreat still functioning as a part of this community? Is the Retreat truly available to serve its community members? Sadly I think this is more a thing of the past. Perhaps it's time for the Retreat's management to sit down with members of the out patient mental health community and listen.
Jean Pollock, MHC, NCC,
Brattleboro, Feb. 12
Support for White
Editor of the Reformer:
I have attended many, many meetings in my town of Dummerston over the years and the Selectboard meeting on Feb. 6 th was one of them.
One major focal point of DRB's decision that has disturbed many of us residents is that the DRB is requesting the Thibaults to change the color of their fence, (which reporter Mike Fahar omitted from his article about the meeting). Their fence is painted blue, the same color of the trim on their grey house. I, too, have a grey house with blue trim very similar to the Thibaults. I know of no professional findings the DRB presented to show this color scheme to devalue the neighboring properties. Therefor it appears easy to feel that this is nothing more than an opinion of a few members on the DRB.
I commend the Selectboard on not joining forces on this issue and I certainly don't think just because one board decides one way all other boards must agree with them. That would be wrong. The over regulators in Dummerston will continue to butt heads with all of us who still believe and promote live and let live. As a matter of fact, that is why changes are happening slowly in our town plan and zoning bylaws. People want to drastically change our zoning because it's old, not because it isn't working. That's right, and I am one of many of an undisputed majority who are content with minor, noninvasive changes.
To my knowledge and observation, Mr. Lewis White has been an asset to this town, and never have I seen him speak or act in an improper way showing bias to the road foreman or highway department. He may even have been a little harder on his cousin, the road foreman.
It would be a terrible loss to the town and its future if we were to lose the services of Lewis White (and no, I am not related to Lewis White or Lee Chamberlin). I don't always agree with them either. These are two men trying their hardest to do a good job for their town and its people and I commend them for that. The conflict of interest comment came from one resident (Jody Normandeau) and was not supported by any one else in attendance. Maybe Mrs. Normandeaus' idea or knowledge of a conflict of interest starts close to home. The fact of the matter is Jody Normandeaus' son is a member of the Dummerston School Board which coincidentally is where his children (her grandchildren) are enrolled in school. So wouldn't this also be a conflict of interest and "the pot calling the kettle black?"
I say live and let live, and anyone doing a bad job or found to be showing special favors for kin or friends will be replaced at election time .
Mark S. Whitaker,
Dummerston, Feb. 15
Editorial cartoon was out of line
Editor of the Reformer:
I find the cartoon in today's Reformer ( Feb 19 ) extremely offensive and in disgustingly poor taste on the part of the artist and all the more so the Reformer for publishing it.
I would hope that all of your Catholic readership would agree.
The fact that Pope Benedict has resigned his leadership of the faith, to me , indicates a tremendous amount of humility and forethought knowing that he is no longer physically and, or, mentally able to actively lead us all (Catholics) in our efforts to become more Christ-Like, bringing peace and love to the world.
The cartoon was not humorous and only serves as an attempt to bring down a truly great religion suffering from some past human frailties.
Maximilian K. Brand,
Bellows Falls, Feb. 19
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


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I love Harry Potter books, I even ditched studying for my grade 12 exams to read them for the first time...Oh yeah, I'm a Ravenclaw.
Name: Nikki (called Morgainne in SCA)
Age: 22
Birthday: October 5
Family: A Husband and a Wonderful Son
Location: E-town, Canada
Fav. HP Book: Prisoner of Azkaban
Least Fav HP Book: Philosopher's Stone(strictly because it's so short)
Fav. HP Movie: Goblet of Fire
Least Fav. HP Movie: PRISONER OF AZKABAN (I think they did an AWFUL job tranlating the book into a movie, dumb blue birds)
Fav. HP Characters: Sirius, Harry, Gred and Forge
Fav. HP Ships: Harry/Ginny, Hermione/Ron and the occasional Draco/Hermione(it's my only ship that isn't canon)
Fav. HP Fanfic: The Unseemly Proposal by Sparx
Other Random Info: I also love Lord of the Rings and Star Wars. I have recently become obsessed with the old TV show MASH. My husband and son are my world. I also am on here as MorgainneMoriancumer, which is where my favorites all are.