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Posted on 9/14/2012
A power of attorney (POA) is a legal document that authorizes one person or persons to handle the affairs — such as financial, legal and health matters — of another person. The POA document can be critically important if an individual becomes disabled and needs someone else to manage his or her finances, pay taxes or authorize medical treatments.
A POA usually has two parties: (1) a "principal," and (2) an "attorney in fact," or "agent." The principal is the person granting authority. The attorney in fact, or agent, is the person or persons assuming the authority of the principal. It is not necessary for the attorney in fact to be a licensed attorney. In order for the POA to be legally binding, it must be signed by the principal, who must be mentally competent at the time of the signing. Most people give power of attorney to a spouse, adult relative or close friend. The principal should name an agent who knows him or her well and who will act according to the principal's wishes and best interests. The principal also may name a substitute agent when drafting a power of attorney, in the event that the agent is unable to act.
There are generally two types of POAs: (1) a "general" power of attorney, and (2) a "special," or "limited," power of attorney. A general POA gives the agent broad power and authority to do nearly anything that the principal can do for himself or herself. A person giving a general POA needs to be comfortable with whomever is named as an agent, because the principal will likely be bound by whatever actions are taken on his or her behalf. A special or limited power of attorney differs from a general POA, because it limits the authority of the agent to only carry out certain prescribed powers that the principal grants. A limited POA can restrict the authority of the agent to act only on certain matters — for example financial, medical or real estate issues.
Another consideration to a power of attorney is whether the principal wants the POA to remain in force if the principal becomes mentally incompetent. These types of POAs are called "durable." Either a general POA or a limited POA can be durable, and they remain effective or can be triggered into effect after a doctor certifies that the principal is mentally incapacitated. A POA that becomes effective only upon the mental incapacity of the principal is also called a "springing" POA.
Principals may terminate POAs at any time that they are competent to manage their own legal affairs. To terminate a POA, the principal should notify any named agent that the POA has been terminated. The principal also should collect and destroy the original and any copies of the POA, and should notify any bank or third party that may have been relying upon the POA that the POA has been revoked.
A POA automatically terminates upon the death of the principal. In other words, when the principal dies, so does the POA, and any authority of the agent is revoked. The agent is no longer authorized to act on behalf of what would now be the estate of the principle.
It is important to check with an attorney familiar with the state-specific power of attorney rules where you reside. For example in some states a POA is only as valid as someone's willingness to accept or honor it. Any third party presented with the power of attorney in those states has the right to inform the agent they will not honor the POA.
This article is not intended as legal advice, with the understanding that the Association is not engaged in rendering specific legal, accounting, or other professional services. Each state has specific laws governing the creation and use of a power of attorney. If specific expert assistance is required, the services of a professional should be sought. Provided as a public service by the Indiana Bankers Association.
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Mets value OBP above SBs in search for leadoff man
By Anthony DiComo / MLB.com
PORT ST. LUCIE, Fla. -- Speed is no longer king. It had a good run, so to speak, until chicks started digging the long ball and everything else lost so much of its cachet. The fallout? Despite a recent basestealing renaissance throughout the big leagues, elite foot speed is no longer a requirement for leadoff men.
The Nationals frequently scrawled Jayson Werth's name first on their lineup card last year. The Orioles turned to Nick Markakis with plenty of success. The Yankees relied on Derek Jeter, while the Tigers gave the job to Austin Jackson. All of those teams made the playoffs. All of their leadoff men profiled as solid contact hitters with good -- but not great -- basestealing ability.
It is a model the Mets hope to copy this year, more out of necessity than anything else. The team leader in stolen bases last season was No. 3 hitter David Wright, who swiped 15. There's a decent chance no Mets player will steal that many in 2013. So the Mets are no longer concerned with speed from their leadoff men, looking for Kirk Nieuwenhuis, Ruben Tejada, Mike Baxter and/or Collin Cowgill to claim the job.
Those folks all seem to agree with the more modern definition of a leadoff man.
"Typically, it's a guy who can get on base," Cowgill said.
"You always remember the goal is to get on base," Baxter agreed.
"On-base," Nieuwenhuis added, "is everything."
Ideally, a team's most talented basestealer is also quite adept at reaching first. Stars such as Mike Trout of the Angels and Michael Bourn of the Indians possess both skills. As a result, they are two of the best leadoff hitters in baseball.
The Mets employed one of their own such specialists for nearly a decade, giving Jose Reyes the perpetual green light to run. But since Reyes left, no one has quite been able to fill his sprinter's spikes.
Reyes' successor at shortstop, Tejada, spent significant time batting leadoff last season. The Mets never expected Tejada to steal many bases, so they simply shrugged when he didn't. But they did envision him reaching base more than 33 percent of the time, which is why they have not simply handed the leadoff job back to him this spring.
Tejada remains a candidate and would like to seize the role, saying he needs "to take good pitches and stay on base all the time." He even spent a week this winter working with Reyes on baserunning instincts. But the Mets may ultimately look in another direction.
There is Baxter, for example, who thrived as a leadoff man before displacing his collarbone in June. The Queens native's greatest strength may be his lack of a weak area, as his on-base percentage, speed and baserunning all fall within the accepted norms for a No. 1 hitter.
"I like hitting leadoff," Baxter said. "I think my game kind of plays into that a little bit."
The problem is, Baxter may not even be a fulltime contributor for the Mets, given manager Terry Collins' desire to provide Marlon Byrd with regular playing time in right field. So who else? Collins has considered giving Daniel Murphy a crack at batting leadoff on more than one occasion, but he feels Murphy's contact bat is more valuable in the two hole.
That leaves Nieuwenhuis and Cowgill, who are slated to platoon in center field. While neither is a proven big league hitter, both have demonstrated an ability to reach base regularly against opposite-handed pitchers. A leadoff platoon is the most likely scenario at this point, provided Nieuwenhuis and Cowgill hit enough to make it work.
Cowgill in particular embodies the type of baserunning philosophy that Collins has preached this spring -- not necessarily stealing bases, but taking an extra bag whenever possible on balls in play. The Mets aim to maximize what little speed they do possess by becoming more than just a station-to-station team.
"You don't need to have a fast guy to run the bases in the right way," Tejada said. "I've learned how to take an extra base in certain situations."
Jordany Valdespin led off Thursday night against the Nationals and singled to start the first and third innings, but figures to open the regular season in Triple-A. In Valdespin's absence, one of the Mets' other leadoff candidates will need to make the sort of impact the team has missed since Reyes went running off to Miami.
"I think it's a cool spot to be in, being a leadoff guy," Cowgill said. "You take some appreciation for that, a little pride in that. You wake up, you're up."
Anthony DiComo is a reporter for MLB.com. Follow him on Twitter @AnthonyDicomo. This story was not subject to the approval of Major League Baseball or its clubs.

subset: commoncrawl


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Buzz growing as Series has classic feel
Ratings soar as heavyweight battle lights up October
By Mark Newman / MLB.com
A long and classic World Series is brewing.
The Yankees tied this one at a game apiece with their 3-1 victory over Pedro Martinez and the Phillies on Thursday at Yankee Stadium, and now the scene shifts to Citizens Bank Park in baseball-crazy Philadelphia. Weather.com is forecasting showers starting at 7 p.m. ET on Saturday and then through the night, but at only 50- or 60-percent probability for the precipitation.
The clubs work out Friday afternoon on the Phillies' field, and then the World Series will resume Saturday with a Game 3 matchup of left-handers, featuring Cole Hamels on the mound for the defending champs against Andy Pettitte, the winningest pitcher in postseason history.
Technically, the Phillies are following the same script as last year, when they won the opener on the road and then lost to the Rays in St. Petersburg a night later. But virtually no one involved in this Fall Classic is drawing parallels to what happened a year ago, when the Phillies won in five. Certainly not Hamels, who started that 2008 World Series Game 5 that was suspended about 48 hours due to inclement weather.
"It actually feels like a World Series," Hamels said while dressing after the Yankees' victory, aware that his comments were not going to go over too well down on Florida's Gulf Coast. "Tampa Bay had tremendously talented players, but it's not the World Series-type city and flair that you expect in a World Series. I grew up in Atlanta. They were always on TV. That's what you were accustomed to, that's what you thought of when you thought of a World Series.
"Unfortunately, Tampa Bay doesn't have that type of attention. They're gonna put up some tremendous statistics and do well. But the attention you get in New York makes it feel like a World Series."
Everyone's watching this one. Game 1 was the second-highest-rated MLB postseason game since 1999. It was seen by 19.5 million viewers, which marked a 33 percent increase over last year's Game 1. That increase also marked the second-biggest year-to-year increase in World Series Game 1 viewership since data was first collected in 1968, trailing just 1976-77 (56 percent increase).
These are important numbers because this is a time of so much fragmentation of people's interest. Just look at the MLB.com Pulse of the Postseason page on an around-the-clock basis and you can see that everyone's watching. The soaring ratings were first reported by TBS amid the Division Series games, and then they continued in TBS and FOX reports during the League Championship Series.
On Thursday night, a world tuned in to watch Jay-Z and Alicia Keys perform "Empire State of Mind" on a stage behind second base, amid plenty of buzz on Twitter and elsewhere. Then it was John Legend's national anthem, and then it was the allure of Pedro Martinez facing the Yankee Stadium atmosphere that he knew ever so well while with Boston. It was the defending champs against the 26-time champs, the rosters chock-full of marquee stars -- the power, the pitching, the electricity.
Based on the first two games, it is obvious that this one is going to live up to its billing.
If it goes to a Game 7, it would be the first time since 2002 and it also would be the latest finish -- Nov. 5.
You probably will see a little of everything in this World Series. So far, it has been a bit surprising in many respects. It has not been a high-power display through the first two games, which so far have produced four home runs, all of the solo variety -- two by Chase Utley in Game 1, one by Mark Teixeira to tie Game 2 at 1 and then one by Hideki Matsui to put the Yankees up for good.
There have been a couple of bizarre trap plays in the Phillies infield, astounding in their reverse-image contrast. The one in the fifth inning of Game 1 featured Jimmy Rollins trying to short-hop a ball, accidentally catching it, then doubling up Matsui at first with a throw to Ryan Howard. The umpires all convened afterwards, and they clearly got it right.
The one in the seventh inning of Game 2 featured Howard trying to catch a sinking liner just before it hit the dirt, and apparently not doing so if you looked at the TV replays. The umps said he caught it, and he threw to Rollins, who tagged out Jorge Posada at second. The crew again convened, once again upholding the call, but this time they were incorrect in the final analysis.
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The whole issue of instant-replay continued to be a major buzz among fans, especially in light of several important wrong calls earlier in the postseason rounds, and Commissioner Bud Selig did his best to quell the matter before Game 2, when he spoke about the subject after Derek Jeter was given the Roberto Clemente Award presented by Chevy. Selig said there would be further discussion in the offseason, but that expansion of instant replay is not likely.
"Times change, but I'm still in favor of keeping the human element as a part of it, and I'm also very concerned about pace," he said. "I think there are other ways we can make corrections. During the offseason we'll review everything. I've made my position clear, and by the way, I think it's the position of most people in baseball. You have to be very careful when you tamper with a sport."
While Cliff Lee was in his own stratosphere with his Game 1 complete-game victory, so far the starting pitching has been outstanding, as advertised. Utley hurt Yankees ace CC Sabathia in the opener with the two big solo homers, but he dominated the rest of the lineup. In the first two games, Lee gave up six hits, Sabathia gave up four, Martinez gave up six and A.J. Burnett gave up four. All four turned in quality starts. All four set a tenor for this World Series, where pitching usually wins.
And the most interesting part about those four starting pitchers is that none of them were with these teams a year ago. In the Phillies' case, they weren't even with their current team this past midseason.
Expect the bats to awaken in this series, though. So far, Alex Rodriguez has struck out at least three times back-to-back -- following what had been a blockbuster, breakout postseason for him to date. Howard struck out four times in Game 2, and that follows a brilliant first two rounds and a good Game 1 on Wednesday. Jeter struck out three times in Game 2 -- the last one on that ill-fated strike-two bunt attempt -- but that followed a three-hit night.
There has been dazzling defense -- like Raul Ibanez's diving catch in left on Thursday, Lee's behind-the-back snag in Game 1 and Jose Molina's snap-throw to pick off Jayson Werth at first base. There has also been not-so great defense, like the Game 2 grounder that Rodriguez probably should have had, although it was scored a hit after it skipped under his glove at third. The Phillies and Yankees are two teams that are sound defensively, and with few weaknesses up and down the lineup.
"It's a terrible cliche, but it was a must-win," Teixeira said after Game 2. "You don't want to go 0-2 into Philadelphia. With my time at the Braves, I know how tough they are at home, especially in the World Series. Their fans are going to be all over us. It's going to be a great couple of games out there."
The only question is whether the World Series returns to Yankee Stadium. Based on everything we have seen so far, it would appear that you can count on it. This has all the makings of a seven-game series, which would be the ideal conclusion to a postseason that has everybody watching.
Mark Newman is enterprise editor of MLB.com. This story was not subject to the approval of Major League Baseball or its clubs.


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MELBOURNE, Fla. - Melbourne police have arrested three people accused of stealing packages off of people's doorsteps in the Rio Villas subdivision.
Police said witnesses reported seeing a green Chevy SUV driving through the neighborhood on Friday afternoon and three people running up to doorsteps and taking packages.
The car was then spotted at 1:30 p.m. in another neighborhood in West Shore Road and the trio was going up to the doorsteps and taking packages left by FedEx,
Police said they pulled the car over on Pineda Causeway later in the afternoon and found the suspects and packages, some containing electronics and toys and all in brand new packaging inside the car.
Detectives are in the process of finding the owners of the packages.
The suspects were identified as Richard Horton, 29, Nicole Heath, 29, and Steven Hann Jr., 34, and they were all charged with burglary and grand theft.
Melbourne police investigators are working closely with other law enforcement agencies because police said it is believed that the three may be responsible for additional thefts throughout the county.
The tag on the car was also found to be stolen.
Local 6 reported earlier this week on how you can avoid being a victim of doorstep thefts. Click here to read the full story.
Police said anyone that may have witnessed similar suspicious activity in their neighborhood, has found torn packaging material or envelopes in their trash cans or on the side of the road, or believes they have been victims of similar thefts, are asked to call their local law enforcement agency.
Watch Local 6 and stay with ClickOrlando.com for updates on this story.
Copyright 2013 by ClickOrlando.com. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Here today, gone today, one-hit wonders make the world of pop go round"but never for long.
The late ˜70s gave us a plethora of short-term disco stars who lived"and quickly died"by the groove, while the Tacos, the Kajagoogoos and the After the Fires of the early ˜80s, arrived wielding synthesizers and tressed for fifteen minutes and less of success. More recently, in 2005 and 2006, sensitive singer-songwriter guys Daniel Powter (Bad Day) and James Blunt (You're Beautiful) helped usher out the pre-Rihanna/Katy Perry/Lady Gaga phase of pop.
In 2009, as a higher number of headlining newcomers than usual ascended to the summit (Lady Gaga, Jay Sean and Jason DeRülo, among them), at least one, Owl City"the act behind Fireflies"was bound to never fly anywhere near those heights again. And last year, with dance music dominating the airwaves more dramatically than it had since the aforementioned disco age, we got indie-pop with a beat for exactly one massive hit single, courtesy of Foster the People, who went all the way to No. 3 with Pumped Up Kicks.
Which of 2012's first-timers so far are most likely to not still be succeeding by their next single? fun., the rock trio that recently spent six weeks at No. 1 with "We Are Young"? Or Gotye, who rode a quirky song and an even more oddball video all the way to the top?
At a quick glance, Gotye seems to have all of the trappings of a one-hit wonder. Interesting name that one might need a pronunciation key to get right? Check. Song that sounds unlike anything else on the radio? Check. A colorful video that jumps off the screen for reasons that have as much to do with the high concept as the song itself? Check.


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Inhalation is an increasingly important route for non-invasive drug delivery for both systemic and local applications. Control of particle size and output plays a critical role in the efficient and effective delivery of oft en expensive medications to the lung. Drugs designed to treat pulmonary diseases or for systemic absorption through the alveolar capillary bed require optimum particle sizes (1 to 6 μm) for effective delivery.
A team of researchers from the Department of Electrical Engineering and Computer Science at the University of California, Irvine has realized a novel device for inhalation drug delivery, which is capable of fulfilling needs unmet by current commercial devices. The precise control of particle size and much narrower particle size distribution achieved by the new device will improve targeting of treatment within the respiratory tract and improve delivery efficiency, resulting in better efficacy, fewer side effects, shorter treatment times, and lower medication costs compared with existing nebulizers. The core of the new delivery device is a centimeter-size clog-free silicon-based ultrasonic nozzle with multiple Fourier horns in resonance at megahertz (MHz) frequency. The dramatic resonance effect among the multiple horns and high growth rate of the MHz Faraday waves excited on a medicinal liquid layer together facilitate ejection of monodisperse droplets of desirable size range (2-5 μm) at low electrical drive power (<1.0 watt). The small nozzle requiring low drive power has enabled realization of a battery-run pocket-size (8.6 × 5.6 × 1.5 cm3) ultrasonic nebulizer. A range of drug substances have been successfully nebulized using the pocket-size unit with desirable aerosol sizes and output rate. The superior performance and batch fabrication economy of the miniaturized silicon-based ultrasonic nozzles have paved the way for imminent commercialization of the new technology. The report appears in the second issue of the journal Technology.
"Despite more than 180 years of continued interest and studies on Faraday waves since Faraday's 1831 classical experiment involving a water layer at very low drive frequency of 5 Hz, it was only through our invention and realization of MHz ultrasonic nozzles with multiple Fourier horns in resonance that the science and technical potential of Faraday waves at MHz frequency range were discovered, and led to a technology with immediate and important medical applications," says Chen S. Tsai, Chancellor's Professor and the PI of this study. Tsai says further, "The technology reported here may find a wide range of applications other than inhalation drug delivery such as synthesis of nano particles via spray drying or spray pyrolysis, sample injection in chemical analysis (e.g. mass spectroscopy), high-quality thin-film coating, 3-D photoresist coating of micro- and nano-structures in fabrication of nano-electronic and -photonic devices, fuel injection in combustion, delivery of lipid-based micro-encapsulated biological entities or genes, pharmaceutical preparation such as double emulsion, rapid heat removal in laser surgery, and rapid administration of cosmetics."
Explore further: Breakthrough in synthesizing biomedically relevant nanoparticles
More information:
www.worldscientific.com/doi/pd … 42/S233954781450006X


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With the aid of the Crow Book I've got everything installed and with the L'n'F that they want, and we are in the process of adding some initial content and getting the blocks running the way they want.
However, we're having problems getting section-specific quick links blocks to work. Example: I have a section called legal, and a block called legal_qlinks which has different links to index_qlinks. index_qlinks shows up on the homepage as I expect, but nothing is displayed in the right "frame" if I click no the section title under an article.
What am I doing wrong? The Crow Book (page 127) suggests that this should work.
I installed freebsd 5.0, then built and installed the slashcode port, and now I've installed ispell. I then tried adding symlinks to ispell into various directories, including
P.S. Sorry if I misspelled anything, but...


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I'm working on it.
KMeleonWiki > Documentation > Tutorials > !Proxies
(Tutorial by Brian (bst82551))
Dictionary.com's definition of proxy is as follows:
n. pl. prox·ies
1. A person authorized to act for another; an agent or substitute.
2. The authority to act for another.
3. The written authorization to act in place of another."