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May 05, 2010 09:15 ET
VANCOUVER, BRITISH COLUMBIA--(Marketwire - May 5, 2010) - NovaGold Resources Inc.
(TSX:NG)(NYSE Amex:NG) today announced that a feasibility study revision has been initiated at the Donlin Creek gold project to consider the construction and operation of a natural gas pipeline to supply project power. Donlin Creek is owned and managed by Donlin Creek LLC ("DCLLC"). DCLLC is owned equally by NovaGold Resources Alaska, Inc. and Barrick Gold U.S. Inc.
The 2009 project feasibility study estimated Donlin Creek's total cash costs for the first full 5 years of operation at US$394/oz using a combination of diesel and wind as the source of on-site power generation. DCLLC has since completed preliminary optimization studies to evaluate the potential of bringing a source of natural gas to the project. Based on these studies, DCLLC has determined that using natural gas to generate on-site power may result in a reduction of power costs, which represent approximately 25% of the projected total operating costs at Donlin Creek under the 2009 feasibility study.
DCLLC is considering the construction of an underground 12-inch pipeline approximately 525 kilometers (325 miles) from the upper Cook Inlet area to the proposed Donlin Creek mine site. Gas from the pipeline would be used to produce electricity at site. The capital cost of the pipeline could be partially offset by cost savings from elimination of the wind cogeneration facility, the potential for a shorter access road and a significant reduction in requirements for diesel storage, with some additional cost reduction opportunities. The potential impact of the pipeline option on capital and operating costs will be addressed in a revision to the project feasibility study.
DCLLC has approved a supplemental budget for 2010 of US$18.7 million (NovaGold's share: US$9.35 million) bringing the total 2010 budget to US$47 million. The 2010 work program will complete the majority of the environmental and engineering studies required to review the pipeline option and revise the feasibility study and mine plan based on on-site power generation using gas. The pipeline studies and feasibility revision will take 12 to 18 months to complete. DCLLC will consult with stakeholders as these studies proceed and solicit feedback from local communities and its Alaskan Native partners as well as State and Federal regulatory agencies. NovaGold anticipates that DCLLC will file permit applications for the Donlin Creek project by the end of 2011.
"A natural gas pipeline has the potential to significantly improve operating costs and reduce operating risk," said Rick Van Nieuwenhuyse, President & CEO of NovaGold. "We look forward to working with Barrick and our Alaskan Native partners to advance the Donlin Creek project through permitting and toward a construction decision."
About the Donlin Creek Project
Located in northwest Alaska, Donlin Creek is one of the largest known undeveloped gold deposits in the world, with proven and probable reserves estimated at 33.6 million ounces of contained gold with an additional 4.3 million ounces of measured and indicated gold resources and 4.4 million ounces of inferred gold resources. Additional exploration potential remains in the Donlin Creek district. DCLLC continues to review the mine plan in light of prevailing gold prices. The 2009 feasibility study outlined the parameters for a mine estimated to produce more than one million ounces of gold annually for at least 25 years. These production levels would make Donlin Creek one of the world's largest gold-producing mines. The complete Donlin Creek mineral reserve and resource estimate is included in the attached Appendix. Kevin Francis, P.Geo., Vice President Technical Services of NovaGold and a qualified person as defined by National Instrument 43-101, has reviewed the technical information contained within this press release.
About NovaGold
NovaGold is a growth-focused precious metals company engaged in the exploration and development of mineral properties in North America. The Company has a portfolio of mineral properties located in Alaska, USA, and British Columbia, Canada. The Company's largest projects are being advanced with major mining companies. The Donlin Creek project is held by a limited liability company owned equally by NovaGold and Barrick Gold U.S. Inc. The Galore Creek project is held by a partnership owned equally by NovaGold and Teck Resources Limited. NovaGold recently purchased a 100% interest in the Ambler property in Alaska, and owns a 100% interest in the Rock Creek, Big Hurrah and Nome Gold deposits near Nome, Alaska. NovaGold has one of the largest reserve/resource bases of any junior or mid-tier level producing gold company, and trades on the TSX and NYSE-AMEX under the symbol NG. More information is available at www.novagold.net or by email at firstname.lastname@example.com.
Cautionary Note Regarding Forward-Looking Statements
This press release includes certain "forward-looking statements" within the meaning of the United States Private Securities Litigation Reform Act of 1995. All statements, other than statements of historical fact, included herein including, without limitation, statements about estimated capital and operating costs at Donlin Creek and the effects of alternative sources of power on those costs, the timing and results of feasibility studies and of applications for government permits and approvals, the timing and amounts of production, and NovaGold's future operating or financial performance, are forward-looking statements. Estimates of reserves and resources may also be deemed to be forward-looking statements because they involve estimates based on certain assumptions and projections of the mineralization that would be encountered if a deposit is developed and mined. Forward-looking statements involve various risks and uncertainties. There can be no assurance that such statements will prove to be accurate, and actual results and future events could differ materially from those anticipated in such statements. Important factors that could cause actual results to differ materially from NovaGold's expectations include the uncertainties involving the need for additional financing to explore and develop properties and availability of financing in the debt and capital markets; uncertainties involved in the interpretation of drilling results and geological tests and the estimation of reserves and resources; the need for continued cooperation with Barrick Gold in the exploration and development of the Donlin Creek property; the need for cooperation of government agencies and native groups in the development and operation of properties; the need to obtain permits and governmental approvals; risks of construction and mining projects such as accidents, equipment breakdowns, bad weather, non-compliance with environmental and permit requirements, and unanticipated variation in geological structures, ore grades or recovery rates; uncertainties in estimating capital and operating costs and the possibility of unexpected cost increases; fluctuations in metal prices and currency exchange rates; the outcome of litigation pending against the company; and other risk and uncertainties disclosed in NovaGold's Annual Information Form for the year ended November 30, 2009, filed with the Canadian securities regulatory authorities, and NovaGold's annual report on Form 40-F filed with the United States Securities and Exchange Commission and in other NovaGold reports and documents filed with applicable securities regulatory authorities from time to time. NovaGold's forward-looking statements reflect the beliefs, opinions and projections on the date the statements are made. NovaGold assumes no obligation to update the forward-looking statements of beliefs, opinions, projections, or other factors, should they change.
Cautionary Note Regarding Reserve and Resource Estimates
This press release has been prepared in accordance with the requirements of the securities laws in effect in Canada, which differ from the requirements of U.S. securities laws. Unless otherwise indicated, all resource and reserve estimates included in this press release have been prepared in accordance with National Instrument 43-101 Standards of Disclosure for Mineral Projects ("NI 43-101") and the Canadian Institute of Mining and Metallurgy Classification System. NI 43-101 is a rule developed by the Canadian Securities Administrators which establishes standards for all public disclosure an issuer makes of scientific and technical information concerning mineral projects. Canadian standards, including NI 43-101, differ significantly from the requirements of the United States Securities and Exchange Commission ("SEC"), and resource and reserve information contained herein may not be comparable to similar information disclosed by U.S. companies. In particular, and without limiting the generality of the foregoing, the term "resource" does not equate to the term "reserves". Under U.S. standards, mineralization may not be classified as a "reserve" unless the determination has been made that the mineralization could be economically and legally produced or extracted at the time the reserve determination is made. The SEC's disclosure standards normally do not permit the inclusion of information concerning "measured mineral resources", "indicated mineral resources" or "inferred mineral resources" or other descriptions of the amount of mineralization in mineral deposits that do not constitute "reserves" by U.S. standards in documents filed with the SEC. U.S. investors should also understand that "inferred mineral resources" have a great amount of uncertainty as to their existence and great uncertainty as to their economic and legal feasibility. It cannot be assumed that all or any part of an "inferred mineral resource" will ever be upgraded to a higher category. Under Canadian rules, estimated "inferred mineral resources" may not form the basis of feasibility or pre-feasibility studies except in rare cases. Investors are cautioned not to assume that all or any part of an "inferred mineral resource" exists or is economically or legally mineable. Disclosure of "contained ounces" in a resource is permitted disclosure under Canadian regulations; however, the SEC normally only permits issuers to report mineralization that does not constitute "reserves" by SEC standards as in-place tonnage and grade without reference to unit measures. The requirements of NI 43-101 for identification of "reserves" are also not the same as those of the SEC, and reserves reported by the Company in compliance with NI 43-101 may not qualify as "reserves" under SEC standards. Accordingly, information concerning mineral deposits set forth herein may not be comparable with information made public by companies that report in accordance with U.S. standards.
Appendix - Donlin Creek Mineral Reserve/Mineral Resource Estimate
The Donlin Creek mineral reserve/mineral resource estimate was updated in March 2010 by an independent engineering firm under the supervision of the Donlin Creek LLC using a gold price of US$825/oz. NovaGold's 50% interest totals 16.8 million ounces of gold reserves, with an additional 2.1 million ounces of measured and indicated gold resources and 2.2 million ounces of inferred gold resources.
The updated mineral reserve/mineral resource estimate incorporated results from 62 new drill holes totaling 25,094 meters for a total of 1,740 drill holes totaling 370,000 meters. The new pit model uses similar parameters to the resource model used in the 2009 Donlin Creek feasibility study. As per National Instrument 43-101 – Standard Disclosure for Mineral Projects ("NI 43-101") and the Canadian Institute of Mining and Metallurgy Classification System, the Donlin Creek mineral reserve/mineral resource estimates are as follows:
Donlin Creek Mineral Reserve Estimate(1)(2)
Donlin Creek Mineral Resource Estimate(1)(2)
Mineral reserves and mineral resources for Donlin Creek have been estimated using a long-term gold price assumption of $825/oz and $900/oz, respectively. Mineral resources have been classified using criteria appropriate under the 2005 CIM Definition Standards for Mineral Resources and Mineral Reserves by application of a net smelter return based cut-off grade which incorporated mining and recovery parameters, and constraint of the resources to a pit shell based on commodity prices. Mineral reserves were estimated based on a series of Lerchs-Grossmann pit shells, established following a number of throughput rationalization studies. The pit shell considered measured and indicated resources only. Flotation recoveries in the pit optimization varied by rock type, domain and degree of oxidation, and averaged 89.3%.
The new mineral reserve estimate represents a 15% increase over the 29.3 million ounce mineral reserve estimate contained in the feasibility study approved by Barrick and NovaGold in May 2009, and is based on the inclusion of additional drilling and an increase in long-term gold price assumptions from those used in 2009. The increase in mineral reserves is expected to extend the mine life from 21 years to 25 years at the feasibility production rate, and does not materially change the feasibility study that was approved by the Donlin Creek LLC in 2009. It is believed that the additional storage capacity provided for in the 2009 feasibility study will accommodate the increase in tailings and that the waste rock storage facility can be modified to contain the additional unmineralized rock material.
NovaGold's complete reserve/resource table and technical reports for each project are available at www.novagold.net.
NovaGold Resources Inc.
Rhylin Bailie
Director, Corporate & Investor Relations
604-669-6227 or 1-866-669-6227
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Too hard to get your Oxycottin on? Sick and tired of the same old Purple Drank? If you're not a rookie or a promethazine fiend and need a new S-Y-R-UP have I got a new taste sensation for you!
Dirty Sprite
This fabulous mix of 2 ounces codeine liquid, 12 ounces of Sprite and 1 or 2 grape Jolly Ranchers will have you shaking your shit maker til your pimp slaps you down! Want to get your lean on instead? then make it even dirtier with a crushed up bar of Xanax!
Dirty Sprite, get some!
**The bloggers at FFP do not condone the abuse of any prescription medication and believe that emergency services should stop treating overdose morons and let natural selection take precedence.
**Fake prescriptions for any and all controlled substances are a felony.
We bring the FAST and laughs to pharmacy.
Tuesday, August 14, 2012
New Taste Sensation!!!
Posted by Big 'N Tasty RPH at 11:22 AM
2 comments:
- DenaliDriveThruPharmD said...
- This comment has been removed by the author.
- August 30, 2012 at 4:43 PM
- DenaliDriveThruPharmD said...
Wow.....I got a good laugh from that one....
- August 30, 2012 at 4:46 PM
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subset: commoncrawl


text: I can remember it like it was yesterday. It was almost 4 weeks exactly after they were born that we got to bring the girls home from the hospital. The nurses didn't want to let them go and cuddled them all the way out to our car. They had their precious white outfits on from Auntie Sheena (preemie size that were way too big!), handmade pink hats from Auntie Ashley, and ruffley white blankets handmade by Grammie – they were my tiny dolls! We loaded them into their giant car seats and drove 10 mph the whole way home! I remember bringing the car seats into our home, setting them down, and thinking "now what?" What do you do with two tiny newborn babies? Yesterday as I drove my children to the beach (don't worry, it's pouring rain today, so don't be envious non-California friends!) I was thinking that it was 3 days after Christmas; 3 days after Jesus was born. Was Mary thinking, "now what?" I've got this new baby, no home to live in, a new husband, strangers all around me wanting to give my baby gifts, how long will this go on? When a new baby (or babies) enters our life, we are forced to grapple with a few questions, one being, "now what?" What should I do with this baby? What is my role? What changes are going to occur in my life as a result? What does this look like on a daily basis? When Jesus was born, I'm sure some of those questions ran through Mary's mind. But, when Jesus was born, we all were forced to answer the question, "now what?" What am I going to do with this baby? What changes will occur in my life because of Him? It's up to us. We choose to be impacted by the birth of Jesus or not. He does not force His love on us. He offers and lets us choose. So, what's your response? Now what?


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The guest bathroom is about 95% done. This was originally going to be a simple job of taking down the wallpaper and painting. After my mom (Sylvia) worked for at least two days trying to get that stubborn stuff off of the wall with no end in sight, we put a hold on the project to decide what we'd do. In the meantime, we discovered termite damage in about 40% of the bathroom. Thankfully it was old termite damage and hadn't made it to the ceiling joists. We decided to sister in new studs and put in new sheetrock and cement board where the old tile in the shower was.
We dismantled and refinished the old cabinets, put new handles in, and simply spray painted the old hinges (http://ow.ly/AqeOE). We found this very nice sink in the "As is" section at IKEA for the price of a meal at a nice restaurant. IKEA even mailed us new plumbing for free, which wasn't included.
New tile on the floor:
Creepy guy in the shower:
New tile in the shower:
Now it's ready for Fammo!


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ramadan busy-ness what can I say? and after fasting for the whole day your mind kind of becomes a little numb..
you stop thinking rationally.....just that glass of ice cool water seems to float in front of you...beckoning you but just slightly out of reach :-)
so to think of something to write out of the blue seems like a herculean task....
hahaha..I am a mornings person-fresh as a daisy in the morning as my friends have had the misfortune to experience!! but I cant seem to take out time in the morning to blog...household chores are toooo many, the day seems to short and I just have two hands!
so by the time after breaking the fast,in the evening I do get to sit down...I'd rather not sit in front of the computor..
so to make a long story..I will be very erratic in my posts during the holy month of ramadan...:-)
God beckons.... :-)
but as everyone knows- when you are fasting, you try not to,but you do end up thinking about food quite often.......so this post has a couple of recipes for everyone to try...
this is different and feels very fresh.
1- cook spaghetti according to instructions.
drain but reserve 1/4 cup of the cooked pasta water (it adds a bit of moistness to the dish)
transfer the pasta to a serving bowl and keep warm.
2- heat oil in a large nonstick skillet/pan over medium heat.
add garlic and cook stirring- until fragrant but not brown.
add broccoli and cook, stirring till tender about 5 to 7 minutes.
3- now add the broccoli, lemon zest, salt and pepper flakes to the spaghetti and toss
add just enough pasta water to moisten the dish.
mix lightly again and then sprinkle with goat cheese.
p.s i even tried it with a few sliced sausages thrown in...to add a bit of oomph!! :-)
next is another dish I tried in this ramadan
For more tried and tasted and slurrped over recipes, please click here


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United States: 800 cars for 1000 inhabitants
European Union: 600 cars for 1000 inhabitants (2006 data)
56% of motorised families have 1 car, 37% have 2 cars, 7% have 3 cars and more.
18% of families in town don't have a car and less than 10% in countryside.
(source:Mobilités urbaines, Jean-pierre Orfeuil, 2008.)
Since the 90's we observe a world generalization of individual cars. In China like in India there are 15 cars for 1000 inhabitants but this motorisation rate has grown far more quickly than in other countries between 1990 and 2003 and it will probably grow faster, especially because those countries are the most populated in the world. While Car industry, in developed countries, is at the moment in serious difficulties, China car purchase has been increased by 5%; on million of cars have been sold in March 2009. (Le Courier International, nº964, Avril 2009) This growth is related to the reduction of taxes on car purchase, which is part of the government economic plan.
What can be the consequences if those countries will reach the same amount of car than U.S. or Europe?
26 April 2009
How many cars?
Posted by this is a canvas at 19:05
Labels: Car world
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"Break Barriers, Open Doors"
I'm supporting this year's International Day of Persons with Disabilities #thisability #IDPD
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December 03 at 2:30PM EST.
Make the message your own! Customize this tweet.
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December 03 at 2:30PM EST.
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Spread the word. Invite friends to join the Thunder.
by UnitedNationsEnable category: Cause
More than 1 billion people or 15% of the world population are living with disabilities - the world's largest and most disadvantaged group - most of which, are in developing countries.
Around the world, persons with disabilities face physical, social, economic and attitudinal barriers that exclude them from participating fully and effectively as equal members of society. They are disproportionately represented among the world's poorest, and lack equal access to basic resources, such as education, employment, healthcare and social and legal support systems, as well as have a higher rate of mortality. In spite of this situation, disability has remained largely invisible in the mainstream development agenda and its processes.
By 3 December 2013, the International Day of Persons with Disabilities, we will have the Outcome Document of the first High-Level Meeting on Disabilities and Development, which would provide an blueprint for action and ideal platform to launch global efforts to help realize the full and equal participation of persons with disabilities in society and shape the future of development for all!
To learn more about how the United Nations is participating in International Day of Persons with Disabilities please visit our website (www.un.org/disabilities/index.asp) or Twitter page (UN_Enable) where updates will be periodically posted.
United Nations Enable is the official website of the Secretariat for the Convention on the Rights of Persons with Disabilities (SCRPD). SCRPD promotes the inclusion of Persons with Disabilities in the post-2015 agenda.


text:
Seydou's story
Seydou Niang: Consultant for Tostan France on the Jokkondiral Diaspora project
You should shave your head
(it's covered with hair)
I would like to share a story of injustice with you. I want to share my anger and pain with you. But I also want to share this story to show that these things still happen today! I read stories like this in books, I read them in newspapers but at the end of last month, I actually experienced it myself.
Thursday to Friday night, 24/25th of June, Calais
I was looking forward to seeing my wife, Sarah, who is eight months pregnant, at our house in London. I got on the Eurolines night-bus in Paris full of joy that we would soon be together again. We got to the French border in Calais at one o'clock in the morning. I was expecting routine questions about my comings and goings between the UK and France, but I was far from imagining what was about to happen to me…
According to the five policemen who were checking the passengers' identity cards, passports and visas, the passport I showed them was not mine. They were convinced that the photos in my visas in my passport were not of the man standing in front of them. I tried to convince them that the documents really were mine. No chance! They made me get off the bus. They wanted me to sign a paper that said I was in possession of illegal documentation. I tried to stay as calm as possible but in my head everything was spinning fast. I read the paper carefully, and when I realized what it said, I refused to sign.
'You're going to detention for 24 hours while we check up on your lies!'
Their tone became informal.
'I don't have a choice' I said. 'You can do what you want, but the passport really is mine,' I replied.
'You have the right to call a member of your family in France to let them know,' they said.
'My wife is in England, in France I only have colleagues…' I replied.
'No, you are only allowed to contact a member of your family. If you don't have a member of your in family France, sign here,' they responded.
I was handed a paper which stated that I did not wish to contact a member of my family, nor my employers. Again I refused to sign. I clenched my teeth. My stomach twisted itself into a knot. I could hear my heart throbbing in my temples. I thought of all those who run aground here, because they don't understand a single word of French. They forced my hands behind my back, handcuffed me, and put me in a police car. On that humid night in Calais, I went to prison, for the first time in my life.
In my cell, I could not close my eyes all night. Stretching between the walls of this small, dirty room – three by four metres – there was a concrete bench with foul-smelling covers. The toilet in the middle of the room was sickening, shielded from view by just a a 50cm high barrier.. Within this world, every inch is tracked by surveillance cameras: even whilst defecating men are granted no privacy. During the hours that followed I clung on to my dignity like a buoy. I thought of my family, my friends, of the people I love. I thought of my work with Tostan and human rights, of my arrival in Europe, of my loved ones in Senegal, of my homeland in Fouta, of my village. I saw everything, heard everything and felt everything in the middle of this prison cell.
On usual mornings, I wake up to the smell of fresh coffee made by my flatmate. I send a message to my wife, prepare my bag for the day and take the RER into the centre of Paris.
But this morning was no ordinary morning. I was in prison. A hand slipped behind the door of my cage and threw some breakfast on the floor, just as you would toss scraps to a stray dog.
Then came the interrogation. Five policemen, four men and one woman, using intimidation tactics. Convinced that they were right, they gruffly cross-questioned me again and again, becoming increasingly angry. In vain, I swore on all the holy saints that I was telling the truth.
They summoned a physionomist to check if I was the person in my passport photo. He recognized that it was me. They were still not convinced.
'If you were professionals like him,' I said, 'you would have recognised by now that I am the man on the passport photo.'
'We are professionals,' they said. 'That is why we know that this isn't you!'
I was dragged to another small room where I was photographed from all angles, like a criminal. I just wanted it to stop. I felt like telling them that they were right, that they could send me back to Senegal, just to end this hell. I was on the edge.
They eventually called the prosecutor to examine my file. He had me released.
'Ok. We see that it is you,' the policewoman said to me. 'But your photos aren't clear and you look different to us. Your head is covered with hair. You should shave your head.'
At 11.30 am I was officially free. But I had to go back to my filthy cell until the patrol arrived to take me to the bus station. I insisted that they should not close the door behind me: I was a free man. At midday they dropped me off at the bus station. 'Now, find your own way to London,' they said.
I was given no document; nothing to prove my detention.
I arrived in London late that evening. I had been declared missing by my wife, Sarah, who was mad with worry. My colleagues in Paris had tried everything possible to find out where I had disappeared to. The British police, who Sarah contacted in Dover to find out where I was, had called their colleagues in Calais to find out if I was being detained . They told her that I wasn't.
I am hurt and disgusted. Today, it has taken all my anger and strength to tell you this story. A simple story of scorned human dignity, so you know what can occur when you catch the coach from Paris to London with a head covered with hair.


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Monday, 23 September 2013
More Sheep!
I've had a very busy last few weeks, working on some very exciting new stuff. It's all top secret for now, and I don't want to show anything until I have a physical (published) copy of the illustration in my hands!
I'm working on new samples, and project goat is a little closer to being finished. Hopefully next update I'll be able to share what I've been up to!
Posted by
Natasha Rimmington
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About ALF
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Guest Book
Equality: Language and Liberation
by Joan Dunayer
Dialectic of Deceit
(Extract] Interview by Claudette Vaughan
Tom Regan didn't call Joan Dunayer's new book on speciesism and language,
Animal Equality: Language and Liberation "brilliant and devastating" for
nothing. In it Dunayer shows that deceptive, biased words sustain injustice towards nonhuman animals. The book presents compelling evidence of nonhuman thought and emotion, and unmasks speciesist attitudes and practices that
resemble much racist and sexist language. It advances the understanding of how humans have been indoctrinated to use words as weapons without even
thinking about it.Animal Equality: Language and Liberation illustrates the need to legislate a new definition of nonhuman animals: as persons, not property. Vocabulary and style guidelines show us how to speak of all animals with honesty, fairness and respect. Carol J. Adams said of this book that it is a giant step for animalkind-and she's right.Joan Dunayer and her husband are animal rights veterinarians who work out of Washington DC in the US. They have four cat companions and thirteen rat friends. Here Joan speaks to Vegan Voice for the first time ...Joan, in order to establish a new and completely different relationship with nonhuman animals, what are you suggesting in Animal Equality that we do?To end humans' exploitation of other animals, we need to persuade many more people that vivisection, sportfishing, food-industry captivity and slaughter and other forms of speciesist abuse are morally wrong atrocities, in fact. We can't do that without a radical change in the way we speak about nonhuman oppression and murder. When we adopt the language of the abusers and refer to vivisection as "biomedical research" or food-industry enslavement and slaughter as "farming", we undermine our efforts to end these practices. Used as a synonym for vivisection, biomedical research erases vivisection's victims and rewrites suffering and death as healing (medical) and life (bio). Most vivisection doesn't even pursue medical goals. Also, biomedical research includes numerous benign research methods, such as studies of disease trends within human populations, the use of cell and tissue cultures, and clinical studies of human and nonhuman patients. When we use the word vivisection, we're actually being more accurate. Dictionaries define vivisection as harming animals, especially for research purposes. That's what we're objecting to, not biomedical research. Vivisectors hate the word vivisection because it evokes images of cruelty, images repugnant to the general public. All the more reason to use the word. When we substitute biomedical research, science, or even animal research for vivisection, we assist vivisectors by omitting any suggestion of harm or immorality.Some animal rights advocates have said that they avoid using the word vivisection because they don't want to be dismissed as "biased" or inflammatory. We should be proud to show our strong opposition to as cruel and unjust a practice as vivisection. If the very word vivisection has come to shock (because it's censored so often), so be it. Vivisection is a shocking practice. I don't believe in downplaying our moral outrage and staunch commitment to abolition. I think that's self-defeating. I'll go further: I think it betrays the victims. We should refer to nonhuman
victimization the same way we refer to human victimization, with candid, negative language that conveys protest. Many people who readily condemn human
victimization as "heinous" or "evil" consider moralistic language sensational or overly emotional when applied to atrocities against nonhumans. They prefer to couch nonhuman exploitation and murder in scientific, culinary or other non-moralistic terms. That way they avoid acknowledging immorality.Among others, Nazi vivisectors applied the quantitative language of experimentation to human, as well as nonhuman, vivisection. Slaveholders have applied the economic language of "animal agriculture" to nonhuman and human enslavement. Most people find such morally detached language offensive and grotesque only with regard to the human victims. We should find it equally offensive and grotesque with regard to the nonhuman ones. Cruelty, injustice and other moral issues call for moralistic language whatever the victim's species. To speak of vivisection in the cold,
sanitized language of experimentation is to place it where the abusers want it outside considerations of morality.Chickens, pigs and other animals held captive by the food industry literally are enslaved. They're held in servitude as property. Yet few people speak of nonhuman enslavement. Instead, even animal rights advocates refer to chicken or pig enslavement as "farming". Saying that animals are "farmed" equates them with plants. They aren't cabbage; they're thinking, feeling individuals. Farm also falsifies by evoking an image of a traditional farm. Today relatively few enslaved animals are kept on farms. Instead, they're crowded into dirt lots or imprisoned in intensive-confinement buildings. Even before the
mechanization of the food industry, applying the word farming to the enslavement and murder of nonhuman animals
euphemized and misled. However primitive, rearing animals for slaughter doesn't necessarily entail any cultivation of crops; it entails consumption, by nonhuman captives, of cultivated or naturally growing plants. Most importantly, "farming" sounds benign. It fails to acknowledge
victimization. My test for speciesist language is this: Would you use that language if the victims were human? If not, the language probably is speciesist and euphemistic. Would we ever say that humans imprisoned and killed for their flesh were "farmed"? No. Then, we shouldn't be saying that other animals are "farmed".We also need to avoid
oxymorons like humane slaughter and farmed-animal welfare. Food -industry slaughter is the needless killing of innocent individuals. Even if slaughter were freed (miraculously) of all terror and pain, it wouldn't be humane. Similarly, animals who are enslaved and murdered for their flesh, milk or eggs certainly lack well-being (welfare). Even under the best of circumstances, they're held captive and deprived of natural environments and communities. Our language never should suggest thatfundamentally unjust situations can be morally acceptable, "humane" or compatible with the victims' "welfare".Read the rest of this interview in the December issue of Vegan Voice, due out late November


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October half term, something every university has attempted to dolefully disguised as reading week; as when you get to university as it is not plausible to ever suggest to a university student to stop reading. We must always read - apparently. The library i feel is now an extension of myself, i seem to live there more than i do my own house. However, like many, i chose this opportunity to go back to my parents house and scrounge off them for a few days while i am skint.
Being skint however still does not stop me from spending money apparently. Last night i went to the hammersmith apollo to see The Killers. Which was immense, as someone who has been brought up on the voice of Brandon Flowers and singing to their albums for the past decade it was surreal to be singing along to a Killers song with Brandon Flowers.
Now, these photos were taken on my Serene phone from Bang and Olufsen, so they are really bad quality but i am beginning to warm to the phone after two months of suffering with it. I think the poor quality and the obscure angle allow for fairly abstract images.
Thursday was a fairly slow day reading my book, How To Loose Friends And Alienate People written by the Toby Young, and going to the rugby club where i drank a J20 with glitter in it. Glitter!
Friday was again fairly slow with a little bit of revising for an economics test that greeted me at my first day back to university. However Friday evening was the main reason for going back to my parents house - to attend my presentation evening and collect my a level results. As i participated in this event i did not photograph, however my father did on the camera not quite the greatest quality either it seems. So hen uploading the photos i realised just how blurry they are; the result follows.
After a slow evening socialising with old teachers and people i used to attend school with, the year group went out to catch up. This panoramic photo on the train being one of my favourites taken by a friend.
Saturday was a slow day only beginning when we were driving back to London in the evening (saving me a train fare) and went to go see an aunt for the first time in years. On departure gifting me with some scrummy jam and a vegetable from her allotment which i am not entirely sure what to do with or even what it is called; but i love it because it is like a flower and a star mushed together.
With the penultimate stop off at the lost theatre to see a warm up gig from Frank Skinner, dry and filthy but perfectly english. Reaching back home in Mile End around midnight only to realise i had not eaten properly since Thursday.
That was certainly a good little catch up. Jolly good.


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Proxy buying service for hard-to-find, vintage, and limited edition items, latest news on Japan exclusive hobby collectibles, and coverage of hobby events in Tokyo!
Thursday, July 02, 2009
Liquid Stone Strike Witches Mame Figure Collection
Item: Strike Witches Mame Figure Collection BOX (8pcs) with Witch Neuroi
Height: 7cm
Series: Strike Witches
Maker: Liquid Stone
Retail price: 6,720 yen
Release date: August 2009
Info: Limited edition Witch Neuroi figure will be included with purchase of Strike Witches Mame Figure Collection BOX through Liquid Stone's online shop.
Interested buyers can contact me to enquire about pricing and place your preorder through me.
Posted by Tokyo Hunter at 8:44 PM
Labels: Trading Figures
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I'm not sure why that is so but I like it here at my uncle's family's house outside Tampa, Florida. It could be the weather, almost 30 degrees Celsius while it's almost freezing(!), though that is extreme, back home in Sweden and the fall-storms raging there. Or it could be the nice company, especially the little attention stealer that my lovely half year old cousin is. Or it could be the totally relaxed atmosphere after a busy week at a conference. Having a drink handed to you by your nice uncle coupled with wireless Internet at your fingertips in the pool. The hottub/jacuzzi next to the pool is sort of nice too, especially if you consider that we sat in the hottub having a great time and looking up at the star filled sky last night. The incredible sunsets perhaps?
I'm not sure where to stop, nice food, nice company, lovely weather and no work. The view is rather OK too, including the skylines of two cities across Tampa Bay. One is St Petersburg a bit to the west (a little to the left as seen from the house) and the other is Tampa a little further east (to the right, not clearly seen in these pictures).
Above: Me at the pool.
Above: Sunset as seen from the house/pool with the city of St Petersburg's skyline.
After the sunset


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Can you say mmmmm!!!
Banana Pudding to die for! This is Paula Deans recipe I found on one of my favorite sites. But I'm too poor to use the Pepperidge Farm cookies, so I used plan ole vanilla wafers, which worked just wonderful.
I think this is one of the most comforting foods you can eat in the summer time without getting "too heavy" on your summer tummy. Then again it'll do some damage to your summer "hips" though.
Filed under: Uncategorized |


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Hi guys. This week I sold EQT and WHZ. EQT was very profitable but was acting a too little sluggish for me. A warning sign perhaps, or just some consolidation after a great move. It still looks relatively good and I may jump back in. The MACD stalled a little on the daily and there was a "bearish shooting star." My purchase this week was QCOR. Now, QCOR is not for the faint of heart. It is a very volatile stock. But, earnings this week on Tuesday (I believe after the bell), and 25% short float. With a good showing, QCOR could trigger a massive short squeeze propelling it much much higher. But, of course if the showing is bad things could get ugly quick. A read of the chart though suggests a huge run coming because as I have marked, QCOR has broken out on both the daily and weekly charts and held the level. This would be a pivot point and I think a good spot for me to buy, which I did. Good luck 🙂
Category Archives: Weekly Updates
Update for week of 2/10-14
Hi guys. Looks like Mr. Market wanted to resolve upwards. Anyway, how about that beautiful breakout in EQT? What a beauty -broke out on both the daily and weekly. I am maintaining the course on this one as there is no reason to sell here. Just let it run. Plus it went ex-div this week too. A nice little bonus 😉 I also bought some WHZ but that was more for the $.65 dividend. EQT is my biggest position at the moment. That divergence was spot-on so far and EQT looks poised for a huge move. Here is the weekly chart- I drew the base area which is between the red and green lines. On a break of the green line I drew, you get a breakout. Next week should confirm the move.
Week 6 Update
Sorry guys, got busy with a case, still in trial. Will try to be better updating. This market is not too good right now, I would say cash is king. I liquidated my position in BLUE. New pick is EQT – but I'd be weary about buying anything in this market until it resolves to one side or the other. I will update my numbers soon, find my chart attached. I bought on the breakout – I am looking for at least a 20 percent move on this one – notice the very bullish MACD divergence noted.
Week 4 Update
Well, how about that FB fake out. That headfake got me yesterday, but today the gap up was quickly closed, which equates to me with a failed breakout attempt. I will look to buy some more if the breakout holds next time it tries. Quick stop was hit once that gap up today closed. I added to my position in BLUE which looks poised to keep running to mid-30s and higher but we will see. Be careful, it is a thin-low floater. I now hold 1,200 shares. $24.80 or so should hold as new support, and if it does we move much higher in my opinion.
Week 3 and New Buys for Week 4
Hi guys, sorry for the late update. I was out of town in beautiful Scottsdale, AZ, just got back to Chicago yesterday afternoon. Wow, crazy how a couple of hours means an almost 70 degree difference in weather. I also caught a cold which is no fun. Anyways, last week's numbers will have to be calculated at a different time, suffice it to say I will use the numbers from today to count as last week's.
Account value as of close of today: $12,922. This means a $772 gain so far this month.
So, today I sold GILD, my buy last week at a decent profit. I bought the GILD breakout at $77.88, only 155 shares. Today, I sold the 155 shares at $81.07. I made a decent profit of $486.55. Now you might be asking, doesn't that go against your rules of holding winners and letting them run? Well, you would be correct but I saw a much better opportunity brewing in FB. Technically, there was really no reason to sell GILD, I just decided to move the money into a different stock.
This takes us to FB. I bought 190 shares of FB today at market, getting filled at a price of 58.2899. Here is what I saw and why I bought:
As you can see I am looking for a Triple Top Breakout – we had a great move today, and it looks like this will continue, probably a runner until earnings. Only time will tell.
I also added to my holdings in BLUE, I added 50 shares at 23.77.
Week 2-Update
Well, quick update. My stops triggered in IDRA. Looks like it wasn't ready to break out yet, that headfake to 5.55 was a real bummer. I still think it will break out, just not yet. I ended up selling out of my position; preservation of capital. I can always get back in.
I did make two buys, hopefully I didn't have "itchy fingers." But, I saw opportunity and I pounced. From the charts you can clearly see a nice breakout on BLUE and GILD. I bought the breakouts and expect much higher prices from both – decent sized bases. But, as always, I must be ready to cut my losses on a dime – no hesitation. It is quite the tight-rope between hoping and cutting the losses but a journey that I hope gets easier with expereince. I will be out of town this weekend, but if I can find a computer (and some time), I will update my weekly numbers. Until then, best wishes. -Brad
Week 2.1 – Continued
Today, i purchased shares near what I calculated as support in IDRA. This support level ultimately gave way, after a long battle, to lower prices and my second calculated support level of about 4.77 which held strong. Expected outcome is a higher prices, with tests at 4.90, 5.10, 5.29 and ultimately 5.55 which will be very strong resistance. Depending on the action I will look to sell there. -Brad


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Hello Friends, After Getting Idea all the basic Ideas about telnet in my previous post now i will tell you how to enable or disable telnet from your Pc.
Its very easy.
Just follow some of the basic steps..
1. Go to start> Control panel
3. After going through the program and feature a new tab will apear where you have to click on "Turn Windows features on or off".
- Telnet Client
- Telnet Server
Their you are !! Bingo just restart your windows and go to the
start> run> cmd> telnet
press enter.
Bingo ! telnet start running.
For knowing all the basic About Telnet Check >>All Basic Telnet Comands <<


text:
Friday, June 8, 2012
Super Star Cards - Which is your favorite? & Win
13 comments:
# 15, but all are amazingReplyDelete
#3 – Joy Baby Card by Kelley EubanksReplyDelete
I also am attracted to the clean & simple style.ReplyDelete
I'll vote for #3, even tho it's a difficult choice. #3 is definitely clean & simple, but w/ a unique shape & pizzazz colors.
#13 - HI by Jennifer Holmes.ReplyDelete
l can't cast my vote they are all stunning:)xReplyDelete
My vote is for # 7 Because its super cute and my Daughter is going to have a baby on Sept. 25th. thanks for sharingReplyDelete
love them all, but my eyes gravitate to #4ReplyDelete
So many great cards! My favorite is #13 Hi by Jennifer Holmes but they are all great. rlovew1976 at yahoo.comReplyDelete
#3 and #5 are my favesReplyDelete
I just don't know. There are many reasons I like many of the cards. I like #9 because it is something that I could see sending my granddaughter. Hhe is so cute and is the sunshine of my life.ReplyDelete
I like #14 because with just color changes it could be great gift sets for others.
Can I have 2 choices? LOL!
They are all beautiful but I like #14 the best.ReplyDelete
#7 just becauseReplyDelete
#14 is my favorite!ReplyDelete


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The 36-Hour Giving Challenge Mar. 5- 6
USF Faculty and staff can support USF Sarasota-Manatee and help us raise money for scholarships and programs during the 36-Hour Giving Challenge from Tuesday, March 5 at 7:00 a.m. to Wednesday, March 6 at 7:00 p.m. All you have to do is CLICK, SHARE & SHOP.
This special opportunity is available to organizations with a complete profile in The Giving Partner, an online tool sharing in-depth information about local charities that helps donors and funders make more informed decisions about their philanthropy.
To participate, simply go online to www.givingpartnerchallenge.org, during the 36-hours, search for "USF" and make a secure, tax-deductible donation of $25 or more with your credit card. You will also be able to link directly to this address from our website homepage. SHARE your generosity and let your social media contacts know about your gift.
Along with making a gift--which could be matched by local foundations until the matching funds run out-- you can also help support USFSM by just visiting USFSM.edu/Click during the 36-hour Giving Challenge and then sharing that link with all of your friends on social media. There are incentive prizes for the greatest number of unique click-throughs to profiles…with just a CLICK, USFSM could qualify for additional funds.
You can also SHOP at The Furniture Warehouse from Tuesday March 5 at 7 a.m. to Wednesday March 6 at 7 p.m. During The Giving Challenge, you'll receive a discount on qualified purchases and our friends at the Furniture Warehouse will donate a portion of sales to USFSM.
The 36-Hour Giving Challenge is made possible by presenting partners the Community Foundation of Sarasota County and The Patterson Foundation, with support from Gulf Coast Community Foundation, Manatee Community Foundation, Charlotte Community Foundation, and the William G. and Marie Selby Foundation.
No matter how you chose to participate, if you CLICK, SHARE & SHOP, USFSM will have great success during The Giving Challenge!


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As far as I can understand it, Parish Priests get sent quantities of papers like the Catholic Times, the Universe (and The Suppository ?) without asking; the ones that are sold they pay for, and the rest they neither pay for nor send back, but simply have – in due course – to arrange for the disposal of . . . often at a cost to them.
Now; this may result in a number of things, some of which (the issue of recycling, for instance) do not seem to be of tremendous importance . . . but it does seem to me to be very important to ensure that, as Fr Ray commented recently, the real reader figures are known, so that those who are considering advertising in them (which is presumably the bulk of the funding for them) know exactly what the real audience for their adverts is.
I'm not suggesting, let me make it clear, that anyone is deliberately – or even culpably – misleading anyone about this; because for all sorts of reasons I can see that this could be a legitimate problem.
However : I think that there is one very simple thing that, at the cost of a very modest amount of effort and money, Parish Priests could do to secure general knowledge of realistic figures . . . with whatever knock-on effect that knowledge has.
Simply return the unsold copies to the publisher each week, together with a clear request for them to reduce the number of copies they send you to a realistic figure – suggesting, for instance, that you are not prepared to dispose of more than 10% of those received.
Further, record how many copies you receive, sell, and return . . . and display that information near the papers, as well as notifying the publishers of these figures.
Finally, simply eliminate from your racks any paper which sells less than (say) 10 copies a week : the space can be better used for other things, and people who really want those papers can always subscribe to them directly . . .
If every Parish Priest did that . . . even if only every traditionally-minded Parish Priest did that . . . within say three months, six at most, the reality would be widely known, and any papers which weren't seen as valuable would have gone where they probably belong : into oblivion . . . but in any event, the advertisers wouldn't be supporting them on the basis of a misapprehension.
May I say, incidentally, that this idea came into my head from reading a post on Linen on the Hedgerow, a fairly new blog to which my attention was drawn by Mac of Mulier Fortis in her post last night about her new kittens . . . so an appreciative nod to both of them.
Friday, 22 October 2010
Now HERE'S a Suggestion . . .
Posted by Dominic Mary at 18:00
1 comment:
A good idea but not always easy to put into practice. In our parish, I know that from time to time we have tried to reduce the numbers of Catholic papers sent to us but the distributors have a habit of increasing the numbers again once you've finally managed to get them reduced! Still, worth persevering, I think.ReplyDelete
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Submitted by Zenei
He doesn't mind where he treads and he trips.
He avoids spiteful utterance from his lips.
This fellow mistake every word of mine for sarcasm,
But we have over-passed the chasm.
He laughs most at his own story,
But rarely gives control to his fury.
Proper words he misses in his speech,
Misunderstood, he loves to lay on the beach.
He can watch the same movie more than thrice,
I say you won't find a guy this precise.
A good pint of brew he seldom will refuse,
Everybody's pal, his sincerity ooze.
A single article he usually can't find,
Yet, his love and care is unfeigned.
It's useless to fret over his flaws that are permanent.
The truth is, only he can bear my temperament.


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"Rockdale, my hometown, is Texas' heart and significant part of its soul," George Sessions Perry wrote in his book, Texas: A World Unto Itself. Perry wrote with lifelong affection about his hometown, first as a novelist and later as a magazine journalist. He describes the pioneers of Rockdale as typical of restless Southerners who hitched their wagons and moved to Texas after the Civil War. . . . Clay Coppedge . . .
New York Spector (New York, NY), Thur., 20 July 1837, p. 2, c. 7. Married. In Milam county, Texas, Mr. A.J. Powers to Mrs. Annette Kimble, daughter of Col. E.L.R. Wheelock.


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I just got back from a week in Las Vegas, and stayed at the Aria. I thought it might be nice to share my opinion with the world, not that any of you really care, but I will share anyway.
Technology – I have to admit that I was impressed by the room technology. From the panel by the bed, you can easily control all of the lights in the room, the temperature, and the TV along with the window coverings. You walk into the room, and you can have it automatically turn on lights, and turn on music or the TV. Pretty nice. The room keys are proximity keys, and I have to admit that I liked them.
Bars – I visited a couple of the bars, and the prices were not too outrageous considering that it is Las Vegas. However, there was nothing special.
Casino – Yep, they have all the typical Casino games. Nothing new, here.
Shows – Zarkan by Cirque du Soleil looked like a great show, but I never made it there. I was just a little too busy.
Food – Lots of different places in the building, and lots of options for the type of food. Nothing out of the ordinary, though.
Mini Bar – EFF ME! The prices are just absolutely stupid. They will even charge you $50 a day if you want to put something in the fridge to cool it off.
Fit and Finish – I have to admit that I look at the construction more and more when I am at hotels and restaurants. I noticed that the marble tiling was poorly laid, and badly chipped at the seams, and very poorly grouted. The carpet was poorly laid. The seams were obvious, and in many cases were frayed. When at The Buffet (food was meh, service was poor), I noticed that the counters were horribly built. Not only was the stone not fit closely, the caulking was coming out and each and every seam was clearly visible. For the amount of money involved, you would think they could make sure that quality materials and workmanship went into the construction.
Summary: Nothing special, and certainly not worth the money.


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Some have explained that "All Wars Are Bankers Wars", but if you watch the videos from the link, you will find that corporations are indeed the ones driving the wars, or more specifically the politicians who own those corporations (or reside on their boards), and in America, all you need to be in politics is money, which is often accomplished via lobbying. So what makes this corporatocracy so criminal?
profiteering. This of course makes perfect sense when you stop to consider the fact that our government is run & controlled by crony capitalistic corporate criminals! (I mean come on, it's completely unconstitutional what they are doing these days, & it's undeniable!)
I've listened to people ramble on about the problem with illegal immigrants flooding the US, but let's get real here, the corporations need cheap labor, and it makes perfect sense that they must fulfill those low paying jobs with someone, correct? Therefore, it makes perfect sense for the corporations to allow (Do you really think they could not stop the immigration?) and even promote immigrants to come across the border, but don't just take my word for it.
Once you realize that the corporations are in fact the ones writing the laws, then a lot more makes sense of what's happening in the world today, (Or do you really think that these paid for political puppets read these 1,000+ paged bills they pass is such a rush after in-numerous vacations at your expense?), and more importantly why life is so difficult or completely insane to some, and I'm talking about those being bombed for gold / oil / profiteering, not to mention those working under forced labor in many countries at gun point (read police state). I've also come to recently learn of PMC, which will likely play a huge role in the future, which makes perfect sense, and that's because the US Government is broke, indeed, what better way to send those tax dollars to the wealthy corporate owners than to write them contracts! (No matter which country the reside in!!!)
If you have been following the TPP, the TTIP, or TAFTA at all, then you should understand that clearly the governments around the world are driven by greed alone, and even if people in some countries are going without food, they care not, after all, in the world of business they will gladly stab you in the back when you turn around, or if you fail to realize you're dealing with criminals.
Socialism is a false sense of hope, indeed governments have been pushing/selling these false solutions (that you pay for) for a very long time, and some have gotten wise (like the Native Americans), some however have yet to wake up. Essentially criminal corporatocracy is where the public pays for what the corporations want, which is everything of course, and the government, which taxes the hell out of the working class & accepts bribes from the corporate class, use the tax dollars of Americans as a form of social payment to the ultra wealthy, via taxes.
In order to clearly understand who rules America, you will need to know some serious history, for there are two forms of history, one that the government (read ultra wealthy) teaches everyone, and the one that true historians teaches, but is never allowed to in public schools. You see the wealthy (read Nobles) of England came here to form America, they owned corporations, and indeed the ships they sailed here on were in fact were set up as corporations as well. (In case they lost the ship, so they wouldn't have to pay for the workers, & the ship was the only thing of value in the corporation!)
(This is the heart of Corporations & Business)
The serfs just never stopped believing all of the lies & other things these corporations (read ultra wealthy) were feeding them, therefore, the criminal corporatocracy has grown to an international level, able to rule over many nations, and the consequences today for not submitting to their will of course is ostracization from the global economy. (e.g. Sanctions, which means starvation) The hegemony over all markets is now absolute, the global corporation(s) have a total monopoly, and will strike out at anyone who dares compete against them. (Who can compete with big retail, eh?)
I use to think the problem was our own fault, but don't you dare entertain such nonsense, we are not responsible for the economic woes or financial problems, and that's because all of these things are brought about by predatory lending, manipulation of currencies, and outright economic oppression brought upon everyone by the evil corporations. Indeed the American government continues to allow the predatory lenders to thrive, it even allow banks to continue to rob millions of Americans of trillions of dollars, and it's very clear that they are not only colluding with the big corporations but are indeed part of the big corporations that are not only doing the robbing, but also the killing.
It no longer remains to be debated what is causing the problems, what truly needs to be debated today is, how can we stop those who are causing the problems, and if we do not act, then we will always be shackled to the reality that the ultra wealthy criminals have so heavily laid upon our backs to bare.
"I find it extremely ironic that America left England to escape the excessive taxation, yet today America is one of the highest taxed nation in the world." - Robert Kiyosaki
(Know Who You Deal With!)
Corporate Kleptocracy
Updated 5/6/15: Added New Links..
Copyright © Gale Innes 2015
All Rights Reserved Worldwide


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Hasselback Potatoes
6-7 large potatoes
4 tbsp butter, cut into tiny cubes
2 tbsp olive oil
3-4 cloves of garlic, thinly sliced
- Preheat the oven to 225C/440F
- Scrub the potatoes clean, we're going to be leaving the skin on. Oh yes, crispy, golden skin at the end of 40 minutes.
- Boil them in salted water for 10-15 minutes. This will make sure the potatoes are absolutely clean as well as reduce the cooking time in the oven. If you'd like, you can skip this step, and cook the potatoes in the oven for 1 hour.
- Now, slice a thin layer off the base of the potato so that it won't roll while you are slicing through.
- Cut across the potatoes at a 3mm/0.2inches interval, making sure that you don't cut all the way through, but leave 1/3rd (about 1 cm) of an inch of potato.
- Lay the potatoes on a baking sheet.
- Place the sliced garlic in between the layers of potatoes, and push the cubes of butter in at equal intervals.
- Give it a good sprinkle of coarse salt and then drizzle the olive oil over it and put it in the oven for 40 minutes, or 60 minutes (if you haven't parboiled them).
- While the potatoes are in the oven, baste the top of the potatoes with the olive oil from the pan to make the outside extra crispy.
- Remove from oven and eat warm spooned with some pesto sauce!


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There was a comment on Matzav that said that the real purpose of a visit if some Roshei Yeshiva to a West Virginia prison was not primarily for the stated reason of giving encouragement to Jewish prisoners. The commenter said that It was reported in a Yiddish language newspaper that it was to deliver a personal letter from the head of the Eida HaCharedis, Rav Tuvia Weiss. Here is the comment in it's entirety:
According to Die Tzitung this visit was specifically for R. Yisroel Moshe Weingarten and a letter of support was delivered from Rav Tuvia Weiss, GAVAD of the Eida Charedis in Yerushalayim. They printed the letter in which R. Weiss spoke fondly of RYMW as his friend from Antwerp.
If this is true, it is one of the most disgusting things I can ever imagine about a religious leader of Rav Weiss's stature. Yisroel Weingarten, a Satmar Chasid, was convicted in an Amercian court of law of raping his daughter for years! She is no longer religious and will likely suffer from this trauma for the rest of her life! Mr. Weingarten is serving a 30 year prison term for his offense.
I don't see how a rabbinic leader from any segment of Judaism would ever want to comfort a piece of human slime like this! The only rationale I can possibly conceive of is that Rav Weiss has decided to believe the father who has denied this accusation form the very beginning and continues to do so. He claims his daughter has been lying about this from the very beginning. Perhaps Rav Weiss feels that the daughter - who is no longer religious cannot be believed over the father - who is religious. In other words she has no Ne'emanus and since he is Frum he has a Chezkas Kashrus and therefore Ne'emanus.
Talk about burying your head in the sand! Has anyone read the victim impact statement to Rav Weiss - or to any of those Rabbanim who visited Weingarten in prison? Or the fact that there had been some knowledge about the sex abuse in the past - where apparently nothing was done? I can't believe the extent of denial, that goes on in these circles!


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4 Answers
haynes manuals have wiring diagrams ,
Unfortunately no ,your Manuel just specifications on fluids ,torque conversions ,and time frame for maintenance intervals.You would have to get a wiring schematic for your vehicle which is not in Manuel .Hope I answered your question as an ASE certified master mechanic
Oh sorry and yes a chiltons automotive book specifically for your car
Wiring schematics can be difficult to read if your not experienced but good luck
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text:
Ah, hats.
Good morning, everyone. I'm in a rush today, blogging in the 15 or so minutes before I have to run out and catch a bus. Normally I would be spending quality time with my son, since I have to be gone all day, but today he decided to sleep in. (No complaints here, though I may get a wee bit weepy by lunchtime.)
So I decided to take a quick snapshot of some hats I've been working on during my lunch breaks. 1,2 3, go!
And what about the different personalities? I could make a neon green hat with ugly purple shamrocks on it, and it would be right up somebody's alley. And on top of all that, my favorite bit about hats is that you only have to make one of them. One single hat. No worries about matching the decreases or stripes on a second hat. (Although I am tempted to make some mittens to match the purple striped hat up there.)
In other knitting news, when I get off of "work" (it's actually more like a temp agency, but at least it's something.) I have a nice big sit-down project to work on. You won't even believe it. I'm not going to delve further into this secret project until I get far enough along to reveal some telling photographs, but it's pretty awesome. And this other project I've been working on IS the kind of thing where you have to make two match. So there's a wee hint for you.
All right.
Off to the bus now.
Today's hat is brown with some pink patterning, and it's the same yarn on size 6's so it should turn out child-sized.... Maybe everyone in my family's getting hats for xmas. ;)


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Did you know?
Strawberries are the only fruit with seeds on the outside?
Strawberries are the first fruit to ripen in the spring?
Strawberries are a member of the rose family?
And since it is in fact the first day of spring, and strawberries are one of my favorite foods, this post is dedicated to that sweet little fruit.
You know the drill! Click on the images to reveal the tutorials!
Now for some yummy pictures...
Mmmm! Don't those sweet photo makes you wanna grab a bowl of strawberries?
Strawberries gave me allergies when I was a little girl. Luckily I outgrew it and can now enjoy my favorite little fruit!


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I showed you my sprouts I started last week here. Well, Thursday I finally ate them. They were so good!!! I have started some more so I can enjoy another tasty sandwich in another week.
Okay, so some of you may not be too excited about this - but I was pretty happy that they actually grew and that they tasted so good.
The bread I used is the whole wheat Sandwich Thins from Costco. Try them if you haven't already - you won't be disappointed.
How to Grill Pizzas Outside!
17 hours ago


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The other day I had reason to look up the word 留恋 (liúliàn), which my dictionary says means "be reluctant to leave (a place); can't bear to part (from somebody or with something); recall with nostalgia."
Example: 我十分留恋大学生活。
Trans: I deeply miss my college life.
The dictionary then says "参见"流连"的提示", which means "See the note at 流连 (liúlián)". So I go to 流连 (which, as you can see, is pronounced almost exactly like 留恋, and, incidentally, exactly like the word for "durian fruit") and see that it means "be reluctant to leave; linger on."
Tthe note explains that 流连 refers to things that you want to linger on like scenic views and beautiful environments, in particular those which bring communal pleasure. So it can't be used interchangeably with 留恋. It then gives a sentence to illustrate the proper usage:
Example: 他瞥了一眼她,黑色眼眸似乎流连在她的胸上。
Trans: He glanced at her, his dark eyes seeming to linger on her breasts.
So there you go. 留恋 is for things you miss, like your hometown, alma mater, or relatives, and 流连 is for things that bring pleasure to everyone, like women's breasts.
Speaking of being reluctant to leave, I'm going to be away from the blog all next week while I'm in Hong Kong, where I'll be having a long-awaited reunion with some friends I've been 留恋ing for a long time. See you in two weeks.
Something to remind you of the good old days.


text:
A young woman was filling out an application for college when she
came across the question: Are you a leader? She thought she had
better be brutally honest, so she answered, "No." She was convinced
when she sent the application in that she'd never hear from them
because of that answer.
But she received a letter back from the school that read: "We have
reviewed numerous applications and, to date, there will be some 1,452
new leaders attending school next year. We have decided to accept
your application because we felt it was imperative that they have at
least one follower."
One man bought a sign and put it on his office door. The sign read:
"I'm the boss." The next day he came to work he noticed that someone
had put a post-it on his sign that said, "Your wife called. She wants
her sign back."
We can't all be the boss. And what good are leaders without
followers? In actuality, we need to be both.
Sometimes we lead, sometimes we follow. We lead by example, but we
still follow role models. We lead by sharing our expertise, but we
remain open to the wisdom of others.
There are numerous courses and lessons on leadership. Yet the best
leaders are also excellent followers. They know how to listen, they
respect and follow great ideas from those around them, and they are
humble enough to seek help when it's needed.
You may be the boss, but do you know how to follow? This world could
use a few good followers.
*Cartoon courtesy of http://www.minerva.unito.it/Humor/Boss.htm


text:
New York court indicts Pakistani scientist seized in Afghanistan
Aafia Siddiqui, who went missing in Pakistan for five years before her arrest, is accused of trying to kill US Army and FBI officers.
A US-educated Pakistani woman detained in Afghanistan was carrying handwritten notes detailing "mass casualty" attacks on landmarks in New York, according to a federal indictment unsealed Tuesday. The alleged targets included the Empire State Building, the Statue of Liberty, and Wall Street.
A biologist and longtime Boston resident, Aafia Siddiqui has not been charged with terrorism offenses. Instead, she is accused of trying to kill US Army and Federal Bureau of Investigation officers in Afghanistan after being arrested there in July and held for questioning. Prior to this, she went missing for five years during a stay in Pakistan, before resurfacing in Afghanistan.
The Associated Press reports that US authorities had previously accused Ms. Siddiqui of assisting Al Qaeda operatives who traveled to the US. She has denied the attempted-murder charges, which carry a possible life sentence.
Aafia Siddiqui had notes "that referred to a 'mass casualty attack' " and to "the construction of dirty bombs, chemical, and biological weapons and other explosives," the indictment said. "These notes also discussed the mortality rates associated with certain of these weapons and explosives."
Other documents "referred to specific 'cells' and 'attacks' by certain 'cells' ... and discussed recruitment and training," the papers said.
Siddiqui, who has a biology degree from the Massachusetts Institute of Technology, was to be arraigned Wednesday on charges that she tried to assault and kill Army officers and FBI agents during an interrogation following her detention in July. The indictment alleges she picked up a soldier's rifle, announced her "desire to kill Americans" and fired the rifle but missed. She was wounded by return fire.
Agence France Presse reports that Siddiqui was arrested on July 17 by Afghan police who believed she had been planning a suicide attack in the town of Ghazni. In a statement, the US Attorney for the Southern District of New York said US military and law enforcement officers went to interview her the next day in the police compound.
"In a second-floor meeting room at the compound – where Siddiqui was being held, unbeknownst to the United States interview team, unsecured, behind a curtain – (she) obtained one of the (US) Army officer's M-4 rifle" and fired it at members of the US interrogators, the statement read.
Siddiqui, who "repeatedly stated her intent and desire to kill Americans," then assaulted an army interpreter and other team members trying to disarm her, according to the statement.
In 2003, Siddiqui went missing in Karachi, Pakistan, together with her three children, reports The Washington Post. Her supporters believe that she was arrested and detained on US orders. At the time, US officials had sought to question her in connection with Khalid Sheikh Mohammed, a senior Al Qaeda operative who was detained that year and taken to Guantanamo Bay. Siddiqui allegedly divorced her first husband and married a nephew of Mr. Mohammed, who is also being held in Guantanamo.
Defense attorneys contend that Siddiqui, 36, was "disappeared" and imprisoned for an unspecified period before the shootout and has been set up by authorities.
"These are totally ludicrous claims," said one of the attorneys, Elizabeth Fink. "A woman gets in a cab, never to be seen again, and five years later, she shows up in Afghanistan and gets a gun away from the U.S. military. This stuff is from the Dark Side."
A CIA spokesman said yesterday that the agency had no knowledge of Siddiqui's whereabouts before her July arrest in Afghanistan's Ghazni province, and that she was not in U.S. custody before then.
Last month, Reuters reported that Afghan police in Ghazni gave an entirely different account of what happened to Siddiqui after her detention there. A senior Afghan police officer said that US troops had sought custody of the suspect and insisted on disarming the Afghan police. When Siddiqui approached the Americans to complain of mistreatment, a jumpy US soldier shot her because he feared she was a suicide bomber, the unnamed police officer said.
The Los Angeles Times reports that Siddiqui was detained in possession of a computer thumb-drive with correspondence about terrorist attacks and documents on recruitment and training. But an FBI official said there was no evidence of a credible terrorist plot in the seized material. After the shooting incident in July, she was flown to New York and appeared briefly last month in court, looking frail and gaunt. A judge ordered her to be detained without bail.
Last week Human Rights Watch called for Afghan authorities to release Siddiqui's son, who was detained with her. Ahmed Siddiqui, a US citizen, is reportedly being held by Afghanistan's National Security Directorate, which has a reputation for brutality, the group said in a statement. It urged that the boy be released to family members in Pakistan or transferred to a child welfare organization. Siddiqui's two other children are still missing since her disappearance in 2003.
In a news analysis, The Hindu says many in Pakistan are skeptical of the FBI's version of events that led up to Siddiqui's appearance in a US court. Human rights groups have repeatedly called on Pakistani authorities to investigate the cases of hundreds of people who disappeared under former President Pervez Musharraf and may have been handed over to US custody.
Ms. Siddiqui's case renews the pressure on the new government to trace the remaining missing persons. Forced on the backfoot by the sudden surfacing of Ms. Siddiqui, the Pakistan government has said it was committed to bringing back home "all detained Pakistanis" from "all parts of the world."


text:
So as many of you have read we are desperatly trying to get our finances in order so we can move out of our "starter home". With that being said I needed a little bit more guidence since I had no idea what I was doing....and I am up to my eyeballs in debt. My major problem is that I love to work for myself-I love being the boss and taking charge I just need a little guidance. That is when I found The Barefoot Executive which was exactly the push I needed to get started. The book has been seen on Lifetime, CNN, Forbes, and countless others. I do have a small business that has amazing potential but I realized I lack the drive to get things going. Here is a great youtube video of what the book is all about. My ultimate favorite quote is "It is amazing what you can get done when you work with a sense of urgency". Not only does this play out into my finances but I learned ways to "stage" my home for the market. The book covers everything you need to get motivated and start your own small business. Everything is spelled out in easy to follow chapters that will get you moving in no time-don't delay isn't your satisfaction worth the quick read of Barefoot Executive!
* The book was provided to me for the review-all thoughts and life changing experiences are my own*
Monday, April 30, 2012
Being your own boss & achieving financial freedom? Yes please!
Posted by free & frugal mommy of one at 12:30 AM 0 comments
Sunday, April 29, 2012
Unique Gift Idea-free hop event
Posted by free & frugal mommy of one at 8:33 PM 2 comments
May Buffet Giveaway Event
Welcome to May Buffet coordinated by ShePromotes!
This event will take place from May 1st at 12:01am EST through May 15th at 11:59pm EST.
It's May! And for many of us that means the start of grilling and cookout season. Good food is great all year round, but there is just something about the warm weather that says bring on the steaks! I am sure you like to check out recipes shared by your favorite bloggers, so we thought we'd share some yummy prizes with you! Each blog listed below on the linky has a prize valued at $25+ for each winner - ALL FOOD RELATED! This means goodies to eat and items to help you fix, mix, cook, and serve delicious dishes. So let the May Buffet begin!
Use the rafflecopter form below to win the following prize pack:
1 Magic Bullet & 1Baby Bullet
1 Goodbyn Binto (purple)
Posted by free & frugal mommy of one at 3:12 PM 70 comments
Friday, April 27, 2012
Thomas Prize Pack
Peep! Peep! "Thomas?! It's My Birthday"
It's little misses birthday and we are celebrating at the Day Out With Thomas event on May 26th. In her honor, we wanted to give you a chance to show the chugging engine how much your child loves him! If your child's birthday is in the month of May, send in a picture of your little conductor(s) with his/her (their) favorite Thomas the Tank Engine memorabilia between the dates of May 14th and May 18th to enter to win our "Thomas?! It's My Birthday" gift package (Please enter a link below to your photo)
Posted by free & frugal mommy of one at 10:46 PM 40 comments
Mother's Day Blog Hop
Makobi Scribe to see her mothers day gift ideas worth over $3000. Then stop by Sason & Pobi to enter the grand prize drawing of a Toshiba 32SLV411U - 32" class 720p 60Hz TV/DVD Combo!
Use the rafflecopter from to win one of two amazing prizepacks:
1. Britax Child Passenger Travel Kit (Total Value up to: $515.95):
§ Set of 2 Kick Mats
§ Head & Body Support Pillow
§ Set of 2 EZ-Cling Window Shades
§ Car Seat Travel Cart
§ Britax Convertible Car seat of your choice (range from $199.99-$379.99)
2. modstraps $30 gift card
Posted by free & frugal mommy of one at 11:22 AM 178 comments
Thursday, April 26, 2012
Win your very own Build-A-Bear farmers market friend!
Spring time is here and Build-A-Bear is set to release amazing new farm friends next Friday! The collection will include a horse, cow, pig, and sheep in stores and a llama and billy goat exclusive to online. Smallfrys will also be available in your choice of a pig and cow. Build-A-Bear is one of our must do activities at the mall...my daughter just loves picking out a heart and making her own bear. If you have never visited the store it is a great memory making moment with your children. First you pick out your very own friend from a large selection, take your new friend over to the stuffing machine, pick out a heart and make your bear, then my daughter's favorite part picking out your new friends clothes & creating his/her birth certificate. The new collection is sure to please and starting May 4 any guest that makes a purchase of $20 or more will receive a free Farmers' Market reusable tote. Be sure you get your farm friend before they are sold out! Here are other great ways to keep in touch with Build-A-Bear and receive craft ideas, apps, and exclusive offers: facebook, pinterest, iphone app.
Enter below using rafflecopter to win your very own Farmers Market Friend (sponsors choice)
Posted by free & frugal mommy of one at 9:15 AM 19 comments
Wednesday, April 25, 2012
Great Mother's Day gift for the on the go mom: Zigo Mango!
Spring time has arrived and this year I am determined to actually get outside and work out. My daughter is now old enough to go on bike rides and be in a jogging stroller so I want to incorporate both in our spring/summer routine. The only problem with your traditional bike trailers & jogging strollers is that you have to buy two very expensive pieces of bulky baby gear. So what is the solution? Zigo Mango has made a great stroller for active parents that can be used as a jogging stroller and as a kids bike trailer. You never need to buy any add-on kits and the the stroller can accommodate 1 or 2 children. Even if you are not into jogging or biking the stroller is an amazing buy with tons of premium luxury features including padded seats, a 5 point safety harness, reflective stripping, 4 point shock absorbers, multi-position adjustable push bar, and many, many more! I am very excited that my husband & I will both get a chance to work out and do what we love with my daughter without buying a ton of equipment. One stroller does it all and I can even use it at the zoo on the bumpy path up to the lion since my traditional stroller always seems to get stuck in the dirt/hay/rock combination of the path. The Zigo Mango is sure to be my go to stroller for the summer-just look at the trendy design!
As a jogging stroller:
As a jogging stroller:
Posted by free & frugal mommy of one at 10:54 AM 0 comments
Yester Year Soap-Great Mother's Day gift idea!
It is that time of year when everyone scrambles to find the perfect Mother's Day gift! This year I think I am going to do a relaxation basket for my mother in law which will include various yoga items, soaps, lotions, and maybe a spa gift card? I am all set with the soap and will be using my go to YesterYear Soap company. Not only do they make high quality soaps for every occasion in fantastic scents but they also have a YesterYear Soap giving charity. The company gives a bar of soap for women who face domestic violence. We often take so many things for granted on a day to day basis and it is hard to imagine a bar of soap being a luxury but with help from YesterYear soap products the women in the shelter have a little bit more they can call their own. I always am excited when I can purchase a product and help give back at the same time! Now that I have started the gift basket time to find my other products to fill the gaps-what will you be purchasing this mother's day?
Posted by free & frugal mommy of one at 10:16 AM 0 comments
Sponsor Highlight: Modstraps.com
Mother's Day and Father's Day is quickly approaching and I am very excited to have modstraps.com as one of my Mother's Day sponsors. I recently purchased a Nikon 5100 and although I love the camera I have the camera bag! I mean it is not trendy or practical in any situation. So of course when I found Modstraps I was beyond thrilled. I now have an amazing little carry pouch that both protects my camera and easily fits into my bags. Just look!
Already have a bag you love? Well how about a matching neck pad and cap savor? There are so many great patterns that can make your camera truely your own! dslr camera not your thing? Well they have amazing pouches for you camera with the stap-so easy to take anywhere!
Don't forget to enter our Mother's Day giveaway hop to win your very own $30 gift card to modstraps!
Already have a bag you love? Well how about a matching neck pad and cap savor? There are so many great patterns that can make your camera truely your own! dslr camera not your thing? Well they have amazing pouches for you camera with the stap-so easy to take anywhere!
Don't forget to enter our Mother's Day giveaway hop to win your very own $30 gift card to modstraps!
Posted by free & frugal mommy of one at 1:30 AM 0 comments
Friday, April 20, 2012
Father's Day event looking for participants
Sign up now or mark your calendar for this great event!
It is a perfect time to find what gifts you would like to give to your father. Makobi Scribe is proud to present Father's Day Gift Ideas Giveaway Event from June 10 12:01 PM EST to June 18 at midnight EST and is accepting signups now.
It is a perfect time to find what gifts you would like to give to your father. Makobi Scribe is proud to present Father's Day Gift Ideas Giveaway Event from June 10 12:01 PM EST to June 18 at midnight EST and is accepting signups now.
Posted by free & frugal mommy of one at 5:04 PM 0 comments
Thursday, April 19, 2012
Summer is right around the corner-a must have swimsuit for kids!
As you know my daughter loves to swim! We take classes all year round so we are constantly at the pool and looking for quality swimwear. Well the past few months have been very stressful at the pool because my daughter is out of swim diapers and in a big girl swimsuit! The only problem is when we are in the middle of class and she has to go potty. We race to the bathroom and everything is great getting the suit off but then it comes time to put the suit back on for class. It is a complete nightmare! The wet suit doesn't stretch right and she screams because it hurts to get the wet suit that is now clinging to her leg over her equally rubber sticky body. Last fall while I attended an expo I can across the perfect solution-Snap Me Swimwear. Since we were using swim diapers at the time I did not realize what an amazing, life changing product the Snap Me Swimwear suit would be in my life. We have now used the suit for two classes and I cannot tell you the difference it has made in my daughter's attitude and the speed at which potty breaks can now happen. The amazing suit has snaps in the crotch area that have two levels for adjusting. When you have to take teh suit off you just unsnap and resnap-literally the most life changing product I have used to date! I also love the cut of the suits-we have gone through so many that are so high cut that my daughters little tush hangs out which is no acceptable. If you plan on going to the beach and have to change swim diapers or have a little one that needs to use the potty every five minutes the suit will be an ulimate life savor! Here is a photo of the amazing snapwear design & one of many swimwear options available!
Posted by free & frugal mommy of one at 3:17 PM 0 comments
Wednesday, April 18, 2012
College text books out of control?
As graduation season approaches so does the fear and excitement of college! My cousin will be off to college in the fall and decided to take a few classes this summer until she saw the price tag. Have any of you bought a college text book recently? I could not believe that a small little paperback was hundreds of dollars with a buyback price of a few dollars. I personally do not remember how much my books cost but I do know that when I sold the used, barely opened books back to the store I was lucky to walk away with $50 for all my books. Luckily times have changed and you can now use Campus Book Rentals to get your text books for 40-90% off bookstore prices. Let's say you need the Principles of Macroeconomics this semester: the bookstore price is $172.95 or you can rent the book for as low as $34.06! The books are shipped free both ways with flexible renting periods. You can also highlight in the books just like you can if you pay an arm and a leg from the bookstore. Here is a great video about Campus Book Rentals:
Don't pay the outrageous book store fees anymore! Visit Campus Book Rentals today and learn how you can make a difference with Operation Smile!
Don't pay the outrageous book store fees anymore! Visit Campus Book Rentals today and learn how you can make a difference with Operation Smile!
Posted by free & frugal mommy of one at 3:30 PM 0 comments
Sunday, April 15, 2012
Win a Move with Me Dvd!
What a great way to get your kids up and moving! The dvd is a great gift idea for all and the moves are age appropriate. My daughter loves moving and working out with mommy!
Enter using the rafflecopter form below to win a Move with Me! Kids Adventures dvd!
Posted by free & frugal mommy of one at 8:08 PM 4 comments
Wednesday, April 11, 2012
Earth Day Event Giveaway
Thank You for taking a part in the Earth Day Event and supporting eco-conscious living. This event is sponsored by Eco-Foil and co-hosted by Way 2 Good Life and She Promotes
The event takes place from April 12 at 11 PM EST and ends on April 22 at 11.59 PM ESTThere are so many companies out there that help the environment - why not to know more about them? Learn about great businesses, their products, and win some giveaways. Over 60 bloggers have prizes valued at $25+. Make sure to visit every blog for more chances to win. Eco-Foil provided Kindle Fire ($199 value) as a grand price. In order to win it - you need to enter some giveaways (the more you enter - the more entries you earn)! Take a moment - visit Eco-Foil and look for 100% recycled disposable aluminum pans at the local stores.
Enter to WIN the Grand Prize of the Event - KINDLE FIRE - Wi-Fi, Full Color 7" Multi-Touch Display
Enter Using the rafflecopter form below to win a One Year Subscription to Moms 2 Moms...Save those clothes from the landfill and make a little extra money!
Posted by free & frugal mommy of one at 1:18 PM 2 comments
Splish Splash I am remodling the bath!
It is time to focus on remodeling the bathroom! Now besides changing towels & shower curtains I really wanted to add some wall art. Unfortunately the only thing that seemed available was see shells or hanging shelf's. Then I found Baker Apparel on etsy and knew what I needed-just take a look at this amazing wall decal:
Posted by free & frugal mommy of one at 8:00 AM 0 comments
Saturday, April 7, 2012
A Tisket, A Tasket Blog Hop
Enter using the rafflecopter form below to win a prize pack from Creations by You including a illustory & a My Masterpiece!
Posted by free & frugal mommy of one at 7:03 PM 23 comments
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text:
On Tuesday Kraft Foods secured a deal to buy fellow confectioner Cadbury for £11.9 million. The deal, which has been in the making since a £10.9bn offer was rejected last September, has angered shareholders. More vitally, the takeover raises significant fears over jobs. This concern is particularly acute after Peter Mandleson's admission that the government could do nothing to protect jobs. Cadbury workers now face an uphill struggle, with their very livelihoods hanging in the balance.
these comments by Tory MP Bill Wiggin are utterly beyond the pale;
I worry that by sending out such negative signals it puts people's jobs more at risk. No-one wants to hire a whinging workforce when you could have a positive upbeat one.
I was going to write a longer piece on the Tories and their utter contempt for the working class, as well as why class struggle and the will to stand up for yourself are vital. However, as I argue such points enough on this blog, I'm going to allow myself to be lazy and simply voice the first thoughts I had when I read this story;
What an utter cunt.


text:
When business failed at the First National Bank of Nevada due to unsafe and unsound practices, a group of investors saw it as an opportunity to make a deal involving the remaining assets. The private investors, known as PennyMac (Private National Mortgage Acceptance Co.), which includes former executives of Countrywide Financial Corp., announced on Wednesday that they purchased $558 million in home mortgages from the FDIC.
PennyMac's chairman and CEO Stanford Kurland stated in a recent press release, "We are excited about investing in and managing mortgages in this unique transaction where we share in the economics with the FDIC." Under the new agreement, PennyMac will receive 20% of all cash flow from the mortgages, with 80% initially going to the FDIC until revenue from mortgages reach an agreed threshold, then the split will shift to 60/40 through plan to rework mortgages in an "arrangement that is beneficial for both parties", according to David Barr, spokesman for the FDIC.
Wednesday, January 7, 2009
PennyMac Investors Make $558 Million Deal with the FDIC
When business failed at the First National Bank of Nevada due to unsafe and unsound practices, a group of investors saw it as an opportunity to make a deal involving the remaining assets. The private investors, known as PennyMac (Private National Mortgage Acceptance Co.), which includes former executives of Countrywide Financial Corp., announced on Wednesday that they purchased $558 million in home mortgages from the FDIC.
Friday, December 26, 2008
Lowest Mortgage Interest Rates in 37 Years of Freddie Mac History
Mortgage interest rates plummeted last week, falling to the lowest level in the previous 37 years, setting the record for the lowest 30-year fixed rate interest rate since Freddie Mac began to survey the data in 1971. Rates averaged 5.14% for the week ending December 24, 2008, down from the previous week's low of 5.19%, but more than a full percentage point lower than the previous year's 6.17% average, according to Frank Nothaft, Freddie Mac's chief economist.
But does that mean people should phone their local mortgage broker just yet? In order to get these rates, it would require about an 0.8 point payment average. The 15-year fixed-rate mortgage would follow close behind, requiring an 0.7 point payment average and ARMs would an average 0.6 point payment requirement. Considering that one point is equivalent to one percent of the mortgage amount, and housing prices in some areas remain inflated, this end up being quite a bit for hopeful home buyers. But others are currently searching for mortgage refinancing assistance, if even to find out how they can benefit from the current low interest rates, perhaps find their way out from under their high ARMs, and get into a more reliable 30-year fixed-rate mortgage instead.
But as mortgage rates tumble, the number of mortgage applications is climbing high. The Mortgage Bankers Association (MBA) reports that mortgage applications have skyrocketed 48% upwards to 1,245.4, which is the highest since 2003. Banks and mortgage firms have begun to hire back some of the same mortgage and loan employees that they so recently fired and laid off. Potential borrowers have been eager to refinance since government interventions that helped push the interest rates down to record lows.
With unemployment on the rise, and a volatile stock market, the already troubled housing market continues to suffer, and housing prices continue to drop. As predicted, this is proving to be a tremendous strain on homeowners who purchased homes at the inflated price, leaving them to either refinance for a lower interest rate and pay off the bloated mortgage, or hope for the possibility of selling out at a huge loss, perhaps owing a large chunk of mortgage on a house they no longer own.
But those who have a currently high interest rate and clean credit report, refinancing at these low rates could be life saving. Many homeowners are stuck in high-interest ARMS, and a lower interest rate - even on a 30-year fixed-rate mortgage, could provide just enough monthly financial relief to slide through difficult times. And just maybe - the drop in interest rates could save the homes of those struggling to make payments that just don't fit in the budget anymore.
Saturday, January 19, 2008
Your Tax Refund Check Can Help Shave Your Mortgage in Half
Many people who get refund checks are wondering how they will be spending their extra money this year. But if you play your cards right, you could be shaving years off of your mortgage - and save thousands in the long run.
Whether you are locked into an ARM or a fixed rate mortgage, you can still greatly benefit from this debt-diminishing payment method. They key is to come up with an extra mortgage payment each year, which in turn will shave the life of the mortgage by up to half. Just think, by making one extra payment per year, you can turn a 30-year mortgage into a 15 year mortgage, saving you tens of thousands of dollars in the end.
There are several ways to pull this off, even if you are on a tight budget. Lets say that your mortgage payments are $1200 per month: You can either split that one-time-per-year payment into monthly installments that you regulate yourself, or you can pay a lump sum each year on the principle only using holiday bonuses from work, or using your annual tax refund check. Either way, your extra payment will go towards just the principle, rather than the typical payments, which are nearly all interest payments.
For some interesting figures that may help you decide how much you can afford, how much time you'll save, estimate your expected pay-off date, and the total amount you'll pay over the life of your loan, check out this mortgage calculator!