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Experimental Philosophy
I didn't know google had a "blog search" thing. So I tried it out. I searched for "philosophy of science" (obviously) One of the results was about experimental philosophy. I read it and decided I don't like "X-Phi" (which is the annoying name that these people have chosen to give to their approach). Bristol university has its own x-phi page here. I mention this out of some kind of misplaced loyalty, not out of any approval for such an endeavour.
Here is some experimental philosophy in action. And here is an NYTimes article about it. It contains the following passage which I think is marvelous:
Colleagues in biology have P.C.R. machines to run and microscope slides to dye; political scientists have demographic trends to crunch; psychologists have their rats and mazes. We philosophers wave them on with kindly looks. We know the experimental sciences are terribly important, but the role we prefer is that of the Catholic priest presiding at a wedding, confident that his support for the practice carries all the more weight for being entirely theoretical.
I don't take issue with what these people are doing. I just wonder whether the label philosophy really applies… I mean what makes this new experimental philosophy philosophy, rather than, say anthropology or psychology or political science? Obviously philosophers should take empirical findings into consideration. Kant's view that Euclidean geometry is necessarily the only possible geometry, and therefore necessarily the geometry of the world is cleary untenable in our post-elliptic geometry, post-Minkowski spacetime world. Any number of examples could be given here. But philosophy is still somehow separated off from empirical science. Of course you could just criticise me for having an old-fashioned view of the nature of philosophy. Armchair theorising is out of favour.
OK, here is the problem; what can the results of these polls tell us? If they tell us that some notion, X, is actually pretty much universal, then philosophers are allowed to say things like "it is clear that X" or " most people would agree that X." But if everyone agrees with X, it's already clear that we're allowed to assert it. No experiment is needed to demonstrate that everyone thinks X is true. Everybody already knows that: X is pretty damn obvious, right? If the poll gives more ambiguous results, it is unlikely that the notion under scrutiny is the kind of thing philosophers would go about asserting without justification. So this Experimental Philosophy might take its questions from philosophical literature, but its methods don't seem to fit with philosophical practice.
I'm stressing the philosophical part. Obviously it is interesting to see what people think about the truth value of sentences like "the king of France is bald" or "the king of France is not on a state visit to Prussia" but is it really philosophy to go around asking people?


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There are five tabs open in this Finder window. Never mind the open Applications tab; look at the Desktop and Documents tabs. Can you tell which of the folders are from a networked Mac, and which from this Mac?
Even clicking on the tab is of no help unless you already know the contents of the folder.
This could be rectified by showing a Network or Drive symbol in tabs that are not local. Of course, having the Show Sidebar and Show Path Bar options enabled would help reveal which folder it is, but the user must still click on the tab.
To make things worse, should one of the folders be local and shared, a 'Shared Folder' banner tops the window contents. Does this mean that the displayed folder is being shared by me or is it a folder shared by another Mac? This is not a clear statement.
Finder 10.11.4; OS X El Capitan 10.11.6.

subset: commoncrawl


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Unlike the VP Debate, I sat through most of last night's Presidential Debate, walking away from the TV only for a few minutes in total when I found it especially hard to take what the candidates were spewing out and only a couple of times in the entire 90 minutes session. While I persisted in the watching, for the most part I was underwhelmed. The candidates mostly stuck to their scripts from the campaign, rather than come up with new things that might help in the current crisis. Obama was better putting the narrative to his prior held positions and making a coherent argument. McCain seems to be all over the place. But truthfully I think the election is over, not because of who McCain is, but rather because no Republican could win in this climate.
McCain did come up with a new idea. He didn't generate it. The idea is attributed to economists Martin Feldstein and R. Glenn Hubbard. It's based on the notion, something I agree with, that for those troubled mortgages where the property represents the primary residence of the occupant that the efficient social allocation is for the residents to remain in the property rather than have the property repossessed. With that as a starting point, the next thing to observe is that the in many cases the face value of the mortgage now substantially exceeds the property value. That is the classic condition for when default by the homeowner is rational. So to avoid default and keep the current owners in the house, the right thing to do is renegotiate down the face value of the loan. Sounds like a good idea – in theory.
Now a personal story to try to illustrate some issues with the idea. In our prior house, which we bought in 1990 and were the first occupants to live in it at that location, determining the market value of the house was a bit of a sticky wicket. The house was an old Victorian from a town called Villa Grove, about 20 miles from
The problem was how to price the place. It was one of a kind – essentially no comparables. When the house was appraised for our mortgage, the appraisal came in exactly at the price we had negotiated with the seller. I read the appraisal and since there was a requirement that an appraisal have the price of three comparable properties included, there were 3 properties listed with their latest transaction price. I don't remember what those properties were but I do remember feeling that these were substantially irrelevant, that either the transaction was more than a year old, the property was not close to ours geographically, or the houses themselves were too dissimilar. If the appraisal is an entirely independent valuation of the house, the probability is nil that it will come in at exactly the negotiated price. In our case, the appraisal was clearly just a necessary document so the bank could make the loan, without conveying much if any additional information.
I believe we're in essentially the same boat for these properties financed by sub prime mortgages. We know the property values have fallen due to the bursting of the housing market bubble. But we don't know what current property values really are and there isn't a good market test for that because that market has essentially dried up. The immediate alternative to the current owners living in the house is not occupancy by some other family. Rather it is leaving the house unoccupied so the holder of the mortgage can ultimately resell the property at some unspecified time in the future when a buyer can be identified. In this climate if the Government is to renegotiate the loans, then the obvious question is to what size and how do they come up with that? As we all know, the devil is in the details, and of course those details have not yet been discussed. If they were, my guess is that the plan would look like the Government is imposing price controls on housing. It may eventually come to that, but note that was not mentioned by McCain in the debate.
* * * * *
Tom Brokaw, the moderator of the debate, did ask both candidates whom they would choose to be Secretary of the Treasury. They both artfully dodged the question since the true answer is that it will be determined by a negotiation that will occur only after the election has been held and we have a new President-elect. Brokaw, of course, knows this but he was also right to ask the question because people are quite anxious now and want to understand how the course of economic policy in the future will be determined. But I think Brokaw's question should have been modified to the title of my post, for the following reason.
We've had two Secretaries of Defense under President Bush, Rumsfeld and Gates. Rumsfeld, along with Vice President Cheney, was clearly a policy maker. The policies were flawed, to be sure, but here I'm asking about attributing authorship, not about the qualities of the policies themselves. Gates, in contrast, is more of an implementation guy. He was brought in to get things done after gridlock had been reached at the Defense Department and clean up the mess that had been created. One could have a Secretary of the Treasury who is a policy guy, or the person could be more an implementation guy with the policy determined elsewhere. The President-elect could be making those policies himself, based on advice he receives from his economic advisors, those formally part of his Council of Economic Advisors, and others to whom he listens who are not in named positions. But what sort of policies will they be? I thought David Brooks raised the right sort of issues in his column yesterday:
In his astonishingly prescient book, "The World Is Curved: Hidden Dangers to the Global Economy," David M. Smick argues that we have inherited an impressive global economic system. It, with the
as the hub, has produced unprecedented levels of global prosperity. But it has now spun wildly out of control. It can't be fixed with the shock and awe of a $700 billion rescue package, Smick says. The fundamental architecture needs to be reformed. U.S.
It will take, he suggests, a global leadership class that can answer essential questions: How much leverage should be allowed? Can we preserve the development model in which certain nations pile up giant reserves and park them in the
These questions definitely need to be answered. But, further, the answers have to be tied back to what the candidates have been saying about the reforms they want to institute. Does doing one mean chucking the other? I don't know. That's the question that needs to be worked through. The candidates have not sketched a picture about what 21st century regulation of the financial industry looks like, contenting themselves to lambaste the current system. So we in the electorate are in the dark on this score. That's why I found the debate so uninspiring.
The news today about a coordinated (across many large and important nations) monetary policy response to the credit crunch suggests a move to an oligarchic and global solution to monetary policy, which seems right given the interconnectedness of the capital markets. Perhaps we also need to rethink the separateness of fiscal and monetary policy, assured in our country by the independence of the Federal Reserve System, historically a good idea so that monetary policy would be outside the domain of the political business cycle. Could it be that fiscal policy as well should be moving outside the domain of national politics because of the interconnectedness of the markets? Energy policy, in particular, might lead the way on this.
The rhetoric in the Presidential Campaign on economics issues is essentially entirely domestic, with the exception of the discussion of jobs being shipped overseas. In discussing the bailout the last couple of weeks, there was little or no discussion about the impact of the proposal on markets elsewhere. We need a new rhetoric to talk about policy that has global consequence and we need to move away from the unilateralism in conceptualizing our problems. I find the rhetoric about
I wonder whether the economics profession as a whole might address this and that a bunch of ideas bubble up which get embraced by the politicians. It's far easier for this to happen with tactical ideas, renegotiating the size of extant mortgages, than it is for this to happen at more strategic policy level. And there is a counter force to doing this that needs to be met square on – the interconnectedness tends to equalize wages on a global basis. The Presidential election is now being reframed as how best to stabilize the incomes of the middle class, for example, this piece by Bob Herbert. Obama had a similar refrain we he talked about energy efficient automobiles made in
We've got a lot of thinking to do ahead of us.


text: Two posts in one day is a little much, but today is special. Six years ago this evening, Andrew got down on his knee in front of Ayres Hall and asked me to be his wife. It was a night that changed the course of my life forever, and was really the beginning of our journey as a family. Thank you, Andrew, for loving me in spite of my flaws. Our lives have changed tremendously over the past six years...I cannot wait to see where we land in six more!


text: FORMER South African president Nelson Mandela, who has been in hospital for several weeks with a recurring respiratory infection, is now in "critical" condition, a government statement said last night. The statement added that doctors were doing everything they could for the 94-year-old anti-apartheid hero. Mandela, who became South Africa's first black president in 1994, was rushed to a Pretoria hospital early on 8 June with a recurring respiratory infection.


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Arthur Darvill will star in the award-winning musical ONCE at the West End's Phoenix Theatre from 17 March 2014. He will reprise his leading role as "Guy", which he previously played in ONCE on Broadway in 2013. Best known for his role as 'Rory Williams' on Doctor Who, Darvill's as appeared on TV in Little Dorrit, Broadchurch and The White Queen. His London theatre credits include Our Boys (Duchess Theatre), Doctor Faustus (Shakespeare's Globe), Swimming with Sharks (Vaudeville) and Terre Haute (Trafalgar Studios). In addition to it being Darvill's first performance with the London company, ONCE will also celebrate its first birthday – and St. Patrick's Day – on 17 March. Zrinka Cvitešic will continue in the production as "Girl". Darvill takes over from Declan Bennett, whose final performance is 8 March before he joins the cast of EastEnders. Penned by Enda Walsh with music and lyrics by Glen Hansard and Marketa Irglova, ONCE is directed by John Tiffany. Booking at the Phoenix Theatre to 4 July 2015, get your ONCE tickets today!
For the latest weekly theatre deals, news, and competitions:


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The late Bayo
A member of the National Youth Service Corps (NYSC) serving in Uyo, Akwa Ibom state, identified as Bayo Ogunmola, has reportedly died in a fatal motor accident while coming from Ondo after the festive new year celebration.
A friend of the deceased shared the story with an NYSC group on Facebook.
Read what he wrote below;
"We just heard an information that our Corper Angel Bayo Ogunmola serving his fatherland in Akwa Ibom lost his life in a ghastly motor accident on his way for his monthly clearance. What a great lost to the big family of NYSC."
See more photos below;


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Saturday, June 11, 2005
Jack White rules. His recent interview with Terry Gross along with Meg White was so refreshing. In the sense that this guy has a great view of the world as well as music and of people. Terry asked some great questions; especially about religion, which Jack answered so astutely. It's great to hear a guy talk so passionatly about certain subjects without fears of being branded a pussy. And for the fact that here is an interview conducted without the controlling strings of the puppetmasters/PR machines. Denial Twist is one of my favorites from the new CD, "Get behind me Satan."
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As a fine art photographer, her current focus is macro abstract photography - or capturing those small points of beauty most never notice. From the wonderful patterns in nature, to a crack in the wall which unexpectedly turns out to be more than what meets the eye, beautiful abstracts are everywhere.
Visit Sonoma's Macro Fence Photography exhibit at the OZLAND Art Gallery for the month of April and make sure you take home the free gift that she has for guests who visit this exhibit!


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Monday, December 28, 2009
Well, yesterday wasn't the same as Christmas and Boxing day were. After waking up grumpy, but doing a step three prayer so I could walk in the will of my Higher Power, the day went from grumpy to anger to wanting to give up.
I attended a church service with my partner and for some reason his choice of topic was the causes of unfaithfulness in a marriage. By the end, my partner was in tears, all the old wounds, that I had caused her because of my porn and chat addictions, had been opened up. In talking about it, my life was again under inspection and I wasn't living it correctly. Instead of just shutting up and letting her feel her own pain, I tried to make it better. That always makes it worse but I tried anyways.
So it was a long day and every time we tried to talk about it, it went no where.
In the evening, I drove over to my sponsors house, picked him up and went to a meeting. Sat with a group of people who understand me, can laugh at what I am going through, can encourage and share. It's hard to explain but sometimes a meeting feels much more like home than my house does.
Stayed with my sponsor for a bit before going home, feeling much better and sorted out. At home, one of my children shared some of the troubles their day had given them and when I gave my perspective on what was going on in our family, the child left the room in anger for I had said the wrong thing.
If I share with others what I am feeling and thinking, I usually seem to get it wrong and cause grief. If I wisely keep my mouth shut and just let things unfold, then I get accused of being emotionally unavailable. This morning, as I sit here writing, I just feel useless in this house. I can't seem to do anything right. I know not what to do. I am feeling stressed and sad. I want to run away.
This morning I read, over at "Fight of Your Life" that worrying is like praying to yourself. I am worried about the future, about what is coming our way, I make it much bigger than it really is, and I keep looking for a solution, a way to make it all better. One again, I find myself playing God. I imagine myself letting go of everything. Of how things will turn out between my partner and I, of how my children interact with each other, of the recovery of my addicted child, of my deep longing to go back to school full time, of wanting to get out of the mill where I work, of how slowly the changes to me are happening, of the struggles that my sponsee's are going through, of how life is going to present itself to those I care for, of how other people react when words come out of my mouth, of how I feel lost today. I turn it over to God because I can't carry this load. I turn it over and accept my own impotence. I can try to do this one minute at a time. I will try to trust.
Photo Credit: Jose Tellez
6 comments:
- An Irish Friend of Bill said...
it is not the silence itself, but the ? 'intention' of the silence that is KEY.
Others CAN TELL if you are silent because you are resigned/defeated, and lacking the will to interact. Out of fear or ? whatever.
Others CAN TELL when you speak with an agenda to control. regardless of what you actually say.
Basically you are !!!! MUCH more transparent than you think you are.
The quality of ACTIVE ENGAGED EMPATHETIC silence is a ! million miles away from a RESIGNED silence.
Others FEEL that too.
Simply going through the motion of speaking or not speaking is not good enough. More is required. It is WHERE YOU ARE COMING FROM that counts.
If others well-being is uppermost in your mind, others will KNOW. But even so, without a SKILLFUL approach, you will 'step on the toes of your fellows and they retaliate'. Wisdom corrects this problem. So yes there is an information gap. It can be closed.
So its just a skills gap thats all. You are halfway there. Rome wasn't built in a day :) so keep on keepin on
Never say die :)
I have become used to the idea that 99.99% of what my head tells me is utter shite :) and F's everything up if i follow it heedlessly. It takes a bit of getting used to. People make the mistake of thinking that because they are 'nice people' and they 'mean well' that they are unlikely to EFF things up if they listen to what their head is telling them.
Trust me. This is do-able. Just needs more work.
The amount of work we could do is INFINITE. This is just a TINY piece of the jigsaw. It never ends :)
but christmas tends to make people a bit miserable as well which doesn't help..
- Dec 28, 2009, 12:20:00 PM
- Madison said...
Thank you for this honest blog. You're right, you can't carry that load. If God wanted you to carry it, He would've made you strong enough. So, weakness isn't a bad thing. It opens the door to God. Prayer is a powerful force. I think there's one thing in all this you can control. You can take a class. If you really want to go to school, start with one class. You can take one online or you can take Saturday only classes. Sometimes, just something has to change. You can make that happen.
- Dec 28, 2009, 5:05:00 PM
Maybe sometimes we just try too hard, I don't know. The St. Francis prayer was recommended to me recently, and when I start and end my in this way I have been more at peace with myself than I can ever remember. Maybe it is just where I am right now, but I really think the prayer has been helping me. I pray that you find the answers you seek. From the events you describe in your post, I can really see God working on you, sometimes it stings.(((hugs)))
- Dec 28, 2009, 6:19:00 PM
- Mary LA said...
I am sorry you are going through such a tough time -- hold steady and it will get better in time.
- Dec 28, 2009, 11:12:00 PM
- indistinct said...
Thank you for the comments. As I struggle through this time, wanting to get through this rut of self pity and fearfulness, your teach and reteach me.
- Dec 29, 2009, 9:51:00 AM
- Syd said...
There are times when I can let go and then there are times when I want to project about the future and what it will hold. I too am feeling sorry for myself when that happens. I am sunk in self-pity about growing older, worrying about imagined loss. If I can stay in today, I will be okay. This is a great, honest post.
- Dec 29, 2009, 8:03:00 PM


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Saturday, August 16, 2008
Warriors ,come out and play
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I was reading Violence Girl. Alice's website (Link on the blogroll) and I remembered this event from my childhood.
My Cousins have always been fighters, they were taught to be that way since they were young and when they came over to East Los Angeles (City Terrace) from Mexico City they were in their element.
My family on my dads side has always been heavy on the Futbol, Playing it and not so much watching it on TV.....so one of the other local City Terrace teams had some words with one of my uncles at the Plaza Market and they beat him up at Yolies (the bar that was next to Mercado Hidalgo)
My Uncle came home bleeding that day and the next day the cousins went looking for them....Everyone hated this uncle and understood that he probably deserved the beating but they liked to fight...so they went hunting.
I just remember my uncles and cousins loading up the backs of their cars with baseball bats and pipes so they could get their fight on.
About 3 cars left my Aunts house and came back about an hour later angry that they could not find the guys that beat up my uncle.
The next day, (I was walking home from Kennedy Elementary school) East on Ramboz Dr. then I made a right into the alley way (On my way to Van Pelt) I was about 9 when this all happened.
A car hit another right in from of me .
They were parked in the alley that I had just walked up on behind the school parking lot. My uncle was driving south on Van Pelt, after the hit a bunch of guys came out and started beating on my uncle again.
I ran home and told my Dad, uncles and cousins what was going on and they all took their bats and pipes out of the back of the cars and ran down the street to where they were beating up my uncle.
I followed them , even thought my aunt said that I had to stay in the house because it was dangerous.
I heard yelling and screaming and glass breaking.
As I inched closer and closer to where the fight was happening I saw blood everywhere and about 8 guys going at it...biting....knees....pipes.....bats swinging.
The sound of a bat hitting a bone is a sound that I will never forget.
I saw it all.
The people that hit my uncle all ran away (left the car there)my cousins and uncles all got in their cars and went looking for them (They did not find them) My dad was happy that I went and told them what was going on.
They did not understand how much my cousins loved fighting and underestimated them.
The next day, I asked my cousin if I could train with him.
We woke up at 5am and I promised my mom that I could go to school and work out(I never told her I kept falling asleep in class because of it)
We would run at City Terrace park and lift weights at home before I would go to school .
Thinking I was one of them, Hoping that one day I would get the call and be able to defend my family.
I have only seen my dad fight a few times in these type of situations (always futbol related) but always dangerous, he has always been more of a lover that a fighter.
My mom and dad broke up shortly after that and my uncles stopped talking to us and my cousins moved back to Mexico City.
I never had a chance to be an active part of that type of fight and feel that I am better man for it.
I thought my futbol days were over but then my step dad came along (a futbol ref on weekends) 22 against 1....but I guess for my step dad those were good odds.(But that is a whole other story)
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OK, I am finally ready to reupholster the seat!
Thankfully, the webbing and springs are in good condition so I'll skip re-doing them. (I hope that helps me catch up with the class after all the fussing with the wood)
So I'll start right at the edges, some nice and fat rolls will make the chair comfy to seat on without feeling the wood under my tights.
Now, Layers! Let's make it nice and cushioned. Some foam, lots of batting, and lastly muslin to keep it all in place, under the upholstery fabric coming up next.
This will be some good-looking and comfortable chair really soon...
I can't wait to sit in it!


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On this trip, we went to Lilydale Falls, about 30 minutes outside of Launceston. A short hike from the carpark took us up to the falls.
You can tell we had some rain, the stairs look like they descend into the pool. Which they might, since we didn't follow them to their end!
This is a Yellow Admiral, a butterfly native to Australia and New Zealand. It has prompted us to create a new list for the right sidebar - "Insects" We also added a Satin Flycatcher to our bird list.
We also walked through part of Merthyr Park near Lilydale. This is a eucalyptus forest on 47 hectares along the Second River.
We found several Laughing Kookaburra hunting in the forest.
We also found this "Prickly Beauty." Leigh thinks it's named after her!
Stay tuned for some exciting posts in the near future, including "Lemon Tarts," "Stringybark Eucalyptus," and "Endemic Species!"


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In the last few months I've shared my story of God's work in my life through my years of depression in High School with more and more people. For those of you that don't know it reached a tipping point when I reached the point of calling it quits on life. I picked the day, the method and the moment.
I often tell people that God performed a miracle in my life that day and every waking moment I've seen since that time is something I never thought or imagined. Never thought I'd graduate high school, get into and graduate college, find a job, find an amazing girl, marriage, kids, ministry, live in the 804, meet some amazing people in T.O, NY, MI, TX and the list goes on and on … never thought … never dreamed … never imagined. I couldn't get past a cold winter day in 1994.
When I had given up on my life and almost took it, God stepped in and took it for me.
I've always admired certain Bible people. Enoch was one of them. I've told people that I want to be like him. I want to walk so close to God that He just takes me … I feel that He's doing that in me now.
"Enoch walked faithfully with God; then he was no more, because God took him away." – genesis 5:24
Some days are home runs, some days are full of foul balls, other days are strike outs … but I've just got one question for the enemy … how ya like me now?


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Talkback Wed Feb 29, 2012
Chuck Wilder Noon - 2 PM PST
Malcolm Out Loud is a Brink Thinker who adeptly blends the left-brain side of business with his creative right-brain thinking. He launched his first business at eighteen years old. Soon thereafter he found his passion in his ability to influence others in the way
they think, act and buy through the world of marketing. He is the host of Malcolm Out Loud TV a weekly series of insights, critiques, premier interviews and perspectives on business, politics, culture and more."Discussing the Truth About Oil"
David A Bego Author of The Devil at My Doorstep, Now updated to The Devil at OUR Doorstep, this book stems from his actual firsthand experience while waging war with Andy Stern and the SEIU from late 2006 until present day. He has been fighting back against one of the most powerful unions in existence today, he has lived the experience while under attack from Stern and his union thugs."Update on Indiana Right to Work Law and The Debate In The Desert" "
Jessie Klein Assistant Professor of Sociology and Criminal Justice at Adelphi University, where she specializes in school violence, friendship, gender, and society. Her new book is THE BULLY SOCIETY: School Shootings and the Crisis of Bullying in America's Schools. Klein uncovers the roots of bullying and its devastating results--from a rise in teen depression to the horrific school shootings."Discussing the Ohio shootings"
JB Williams Founder of Freedom Force USA and Patriots Union Jim is a staunch conservative actively engaged in returning the power to the right people in America. JB is a business man, a husband, a father, and a writer. A no nonsense commentator on American politics, American history, and American philosophy. He is published nationwide and in many countries around the world. His articles can be found at News With Views .com."His article:Five Quick Questions to expose fake Constitutionalist" ( http://www.patriotsunion.org/ ) ( http://www.jb-williams.com/) (http://www.newswithviews.com/)
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Home › Forums › Tech Talk › CRG caliper rebuild › Reply To: CRG caliper rebuild
I can do it blind folded, do you have any mechanic skills? Kart brakes are very simple devices but you see guys on here all the time having tremendous difficulty. I'd suggest taking them apart for inspection before you buy parts. If the bores are badly pitted new seals won't help.
FAA certified jet engine and aircraft technician,
Nicholson Speedway class champion 2001,
Yamaha KT100 Service Center,
41 years karting experience


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Patio. Monday , January 22nd , 2018 - 09:45:31 AM
Natural Shaped Bluestone: Building a patio out of this type of stone will result in an irregular paving pattern, which can be very attractive. The stones may be set in mortar or they may be dry laid. If dry laid, the joints can get quite wide due to the uneven edges of the stones, but can be filled with sand or a material that hardens over time. The edges of the patio are usually curvilinear or straight, but they can also be designed so that the outer stone edges become the patio edge.
You can also run to the store and buy holiday decorations, like wreaths and outdoor holiday lights. LED lights are always a good choice because they are so energy-efficient. You don't have to get too Christmas-y for them to look good either. A few strands of simple white lights are enough to make any outdoor living space look elegant. There's a fine line between nice and overdone. Be sure to be reasonable about the amount of lights you use.
Patio door window treatments can be a challenge, so here are a few expert suggestions. The traditional choice would be vertical blinds or curtains on a traverse rod, which emphasize the dramatic dimensions of your patio door while providing complete privacy and light control. Aluminum, vinyl or cloth vertical blinds come in any color'matching them to standard horizontal blinds on your other windows is a good idea'and can provide a chic, modern accent for any room. Vertical blinds also come in faux wood, which is a good match with wood or composite blinds. Another interesting option you might want to consider are ceiling mount verticals, which would eliminate a potentially annoying gap between the ceiling and the door frame.
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The rise and fall of National Minimum Standards
JEF SMITH reflects on the pending demise of National Minimum Standards – and what comes next
Ten years ago I sat round a square of tables in Alexander Fleming House, then the Department of Health's main London base, with about 30 other people involved in social care. Our task was to set out the basic elements of care in a residential home and our report, Fit for the Future, published early in 1999, provided the first draft of what became the National Minimum Standards for Care Homes for Older People.
Despite tough chairing from Kina Lady Avebury and sterling staff work by Gillian Dalley and her colleagues at the Centre for Policy on A


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Saby Waraich
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When an elephant is in trouble even a frog will kick him.


text: May 26, 2017 | Leave a comment Have you ever wondered if the life you were living was buried under a cloud of unknowing, that sort of empty feeling; never really fitting into the "normal" teenage girl mold, waiting for the other shoe to drop. A dark hole filled with all the doubts and questions you know needs revealing…. Awakened Author : J. T. Carroll | Pub Date: 2017-05-23 | Publisher : Palmetto Publishing Group ISBN 10 : 1944313885 ISBN 13 : 9781944313883Have you ever wondered if the life you were living was buried under a cloud of unknowing, that sort of empty feeling; never really fitting into the "normal" teenage girl mold, wait.. Read Online Download Full The Arab Awakening The Story Of The Arab National Movement Author : George Antonius | Pub Date: 2015-11-06 | Publisher : Pickle Partners Publishing ISBN 10 : 9781786256713 ISBN 13 : 1786256711This remarkable book on a complex and controversial subject is widely regarded as the best full account of the rise of the Arab national movement. After several years of travel and.. Read Online Download Full Death Awakening Author : Mason Sabre | Pub Date: 2016-08-23 | Publisher : Createspace Independent Publishing Platform ISBN 10 : 1537336150 ISBN 13 : 9781537336152They call it Moon-Night. The night when the moon rises high in the sky, fully visible for all to see, is the time Humans venture outside in hopes of catching a glimpse of Others fo.. Read Online Download Full The Hidden Society Author : J. E. Meade | Pub Date: 2017-09-29 | Publisher : Routledge ISBN 10 : 9781351481533 ISBN 13 : 1351481533Societies consider certain institutions and activities as central, proper, and visible, while others are defined as peripheral, deviant, and private. Vilhelm Aubert takes us to the.. Read Online Download Full The Secret Doctrines Of The Rosicrucians Ancient Mysteries Series Author : William Walker Atkinson | Pub Date: 2016-01-18 | Publisher : e-artnow ISBN 10 : 9788026847939 ISBN 13 : 8026847938This carefully crafted ebook: "The Secret Doctrines of the Rosicrucians (Unabridged)" is formatted for your eReader with a functional and detailed table of contents. Rosicrucia.. Read Online Download Full Awaken Author : Timothy George | Pub Date: 2012-05 | Publisher : ISBN 10 : 0985236418 ISBN 13 : 9780985236410Thomas Jet is a successful investment banker from Chicago. His life is well ordered until his father dies, and he makes a promise to go on a fateful journey to a family reunion in .. Read Online Download Full Choices Author : J. T. Carroll | Pub Date: 2017-11-15 | Publisher : Palmetto Publishing Group ISBN 10 : 1641110449 ISBN 13 : 9781641110440What happens when you find out something dark is after you, and the world as you know it is suddenly turned upside down? In Choices, book two in the Hidden Society Series, author J.. Read Online Download Full


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Musical melange in store at local venues
The Night Crew won't be rocking Norma Jean's on Friday night.
The London rock trio called off its gig at the 1332 Huron St. club because guitarist Tommy Solo's hand injury — a dislocated knuckle — is taking longer than expected to heal, The Night Crew said on Facebook Friday morning.
Comprised of singer, guitarist and songwriter Tommy Solo (Tom Carriere off-stage), drummer Ed Pranskus — a London Music Hall of Famer with Thundermug — and bassist Mike Bourque, the Night Crew's debut album was in the Free Press Top 10 for 2015.
"Sorry guys… we've had to postpone tonight's show at NormaJean's. We're still gonna go check out the good times so you'll still find us there, but Tommy Solo needs more time to heal his dislocated knuckle. We were really hoping that it'd be good to go tonight but it's just not quite there yet.
You can still go to Norma Jean's though… just sayin'! See you there," said the Facebook post.
The Night Crew has a new single, Only Human, out this week via Bandcamp in advance of its next album. Only Human's arrival was timed to honour the drummer's birthday.
Meanwhile, there are still jazz, classical and looping acoustic sounds in the weekend music mix around London.
London jazz singer Gina Farrugia teams with London guitarist Peter Karle at Restaurant Ninety One as they play for diners on Friday night.
Meanwhile, Farrugia teams with London guitarist Peter Karle at Restaurant Ninety One.
"(She has) one of the loveliest voices I've had the pleasure of hearing, and an energetic musical ear to match. I am looking forward to playing with Gina Farrugia . . . We will be tossing different flavours and renditions of old and new jazz — and even Radiohead," Karle says on Facebook.
Elsewhere, the #WePlayOn Brass Quintet has this Sunday's spot at the 2016 Springbank Gardens concert series.
Earlier this summer, the quintet pulled scores of fans to a front-lawn event in the 2016 Woodfield Community Porch Concert Series.
Sunday's quintet lineup is expected to comprise Shawn Spicer and Scott Harrison, trumpets; Ron George, horn; Rob Stone, trombone; and Brent Adams, tuba.
The program is to include Fats Waller tunes, following the lead of the Canadian Brass's salute to the iconic American jazz composer and pianist. "So there's that sort of (music) and . . . light classics," Stone said Thursday. Among the light classics to be heard is Jean-Joseph Mouret's Rondeau, perhaps best-known from its use as the theme music for Public Broadcasting's Masterpiece Theatre.
Another Sunday fixture, the Doll House showcase, has series founder and London-area singer, songwriter and rocker Laura Gagnon on this week's bill. London's Seline Arsenault, a singer-songwriter who uses acoustic loop-pedal tunes to mix in her pop, rock and folk styles and St. Thomas-raised rock singer Nikki James join Gagnon in the House.
"I am a huge fan of acoustic covers and loop-pedal shenanigans. (I) just started taking writing a bit more seriously this year, this is also my first year with a loop pedal," Arsenault says on her soundcloud.com site. Covers of John Lennon and Ed Sheeran and originals are among the attractions.
Twitter @JamesatLFPress
What: A selected guide to London music-community events this weekend. Visit lfpress.com/events for listings.
Gina Farrugia, Peter Karle: Friday, 7 p.m. Restaurant Ninety One, 200 Collip Circle. Music for diners. Visit restaurantninetyone.ca or call 519-858-5866.
#WePlayOn Brass Quintet: Sunday, 2 p.m. 285 Wonderland Rd. S., London (outdoor venue). Free. Visit londonmusicians.com or call 519-685-2540.
Doll House showcase: Sundays, 6 p.m. Seline Arsenault, Laura Gagnon, Nikki James play this week. Talbot St. Whisky House, 580 Talbot St. (at Albert). Generous use of tip jar recommended. Visit whisky-house.ca or call 519-601-2589.


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Monday, May 18, 2009
Wednesday, May 13, 2009
A bad day pays off with the smell of sweet roses...
So yesterday was an extremely stupid day at work for me and by the end of the day I was completely tired out and unhappy for reasons I won't get into.These are the 24 pink roses he got to cheer me up.I thought they were so beautiful you know I just had to post them.I enjoy taking pics of flowers so you'll probably see alot of them on this blog.So yes this beautiful bouquet did indeed cheer me up so Thank You my Love...<3>
Posted by Ang at 8:17 PM 4 comments:
Thursday, May 7, 2009
My new t-shirt....
Posted by Ang at 4:04 PM 9 comments:
Tuesday, May 5, 2009
What's coming up craftwise....
I have been meaning for the past year or 2 to get started on an altered book or journal.Secretly I am terrified of the thought cause it seems like it would take forever to accomplish.I really don't know the first thing about how to start creating one so if anyone has any easy ideas I'm all ears.So hopefully if all goes well I will begin the long process very soon and post as I go.I'm sure it won't be easy and may take awhile to completion but I think I need to challenge myself more than I usually do.Another project for sometime this year is a 4 foot jewerly box however this is hard to describe so if I ever get it done it would be easier to post a picture.So many goals and so little time.Ah!The world spins way too fast for me.LOL
Posted by Ang at 10:04 PM 1 comment:
Some swaps I recieved today....
Above: Recieved my items today for Delights of Spring Matchbox/Mini ATC swap I hosted on Swapbot.She sent alot of little goodies but I love the little matchbox and the ATC's are very colorful and creative..Sent by Officeweed on Swapbot.
Posted by Ang at 9:56 PM 1 comment:
I finally completed it!
I had been working on a swap for someone and I am so glad that tonight I finished it.I just have been so busy with other things that I kinda put it off but tonight I got down to serious business and finished these ATC's.They are the colors of the rainbow and it's hard to part with them because I think some of them turned out quite nice however I am more than happy to send them off for someone else to enjoy and I'm sure she will.
Posted by Ang at 9:51 PM 1 comment:
Sunday, May 3, 2009
I just couldn't stop.......
Posted by Ang at 5:10 PM 4 comments:
A jewelry making kind of Sunday
I have been really craving the time to make jewelry of some kind and so finally today I got down to it and made some flower button rings.I also am in the process of making some vintage jewelry.So this necklace you see is my first piece.I'd like to see what other interesting pieces I can come up with this afternoon.I'm so glad it's Sunday and I'm craftmindedly inspired.Is that even proper english?Oh well, gotta get back to it now.
Posted by Ang at 12:37 PM 3 comments:
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About Me
- Ang
- I am a 30 something craftoholic with a wide range of interests.I am in love with my 2 cats, my man and live somewhere between here and there.My mind is constantly moving from one crazy idea to the next and I needed a place to blurt it all out.So here I am.
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text:
WASHINGTON — The Montgomery County Council in Maryland Tuesday unanimously voted against proposed toll rate hikes for the InterCounty Connector, the $2.4 billion toll road currently under construction, and also cut $30 million from the county's fiscal 2010 budget.
Separately, Maryland announced $360 million of cuts to the state's fiscal 2010 budget yesterday.
The ICC, an 18.8-mile toll road project scheduled to open in 2013, will connect Interstate 270 in Gaithersburg to Interstate 95 south of Laurel, linking Montgomery and Prince George's counties.
The council's vote against the Maryland Transportation Authority's proposal to raise toll rates to 35 cents per mile was non-binding because the MdTA has sole tolling control over the ICC and the other seven facilities that it oversees, sources said.
But the council's president, Philip M. Andrews, said the council members plan to send a letter to state officials asking them to oppose the rate hike and instead push for a lower rate. The council also will ask that regular users of the road receive a discount on fares, he said.
State officials sit on the authority's board.
The proposed rates "are so high" they "will interfere with the road being used to capacity," Andrews said. The rate increase would mean drivers would pay between $8.80 and $12.30 during rush hours and could add up to $3,000 a year for each commuter, he said.
The toll rates affect the revenue collected by the MdTA that is used to back bonds issued for the ICC. The authority has issued $750 million of grant anticipation revenue vehicle bonds for the project so far and expects to issue a total of $1.8 billion of bonds to finance ICC construction, according to MdTA officials and Moody's Investors Service.
The authority plans to issue about $500 million of tax-exempt revenue bonds and taxable Build America Bonds for the ICC in early December.
The MdTA applies revenues from the six roads that charge tolls to pay off the ICC's bonds. Toll revenue from the ICC will be incorporated into debt service payments once the road opens.
The authority has been raising rates since 2003 throughout the system and has demonstrated the ability to raise rates without discouraging drivers from using roads, analysts at Moody's said in a report issued this week.
Toll revenue from the MdTA's other roads will be enough to pay debt service on the ICC bonds, Andrews said.
Maria Matesanz, Moody's lead analyst covering the transportation agency, said she had not heard about the council's vote, but that the MdTA has final approval on toll rates.
The authority is rated Aa3 by Moody's and AA-minus by Fitch Ratings.
Also on Tuesday, the council approved about $30 million of cuts to the county's fiscal 2010 budget. The mid-year cuts will offset an expected $370 million shortfall in fiscal 2011. Montgomery's state aid was cut by $20 million earlier this year and Andrews said further cuts could be imminent.
Separately yesterday, Gov. Martin O'Malley submitted to the Board of Public Works a proposal to cut $360 million more from the state's fiscal 2010 budget. The cuts deplete $25 million from the state's rainy-day fund. O'Malley said in a statement that the drawdown preserves the state 5% of reserves to general fund revenue and will maintain the state's triple-A rating.


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Saturday, February 16, 2008
The Cleaning Is In Progress...
(it's short folks and worth it for my nighttime fashion alone)
20 comments:
- Robin said...
Y'all crack me up!
- February 16, 2008 at 4:04 PM
- Smooches! said...
Ok, now I have a slight crush on Mr. Furious. lol.
Can't wait to see the finished product.
And can I say that I have a slight crush on you too for the fact that you told him that you feel it could be cleaner! I actually laughed out loud and my son looked at me like I was from Mars.
Totally rock!
- February 16, 2008 at 6:45 PM
- Mrs. Furious said...
Okay the kitchen is immaculate. I'll put the pics up after I get the baby down.
The bathroom shelves....er.... that has turned out to be a MAJOR project. I have filled an entire garbage can with expired medicine... seriously.
Mr F will be pleased to hear that ;)
- February 16, 2008 at 8:07 PM
- Nutmeg said...
The whole thing is awesome.
A scene that could very much have been played at our house, only your laugh is far more charming than my cackle. :)
Go, Mr. F, go... you cleaning machine.
And Mrs. F? PURGE PURGE PURGE!!! Free yourself of the crap.
- February 16, 2008 at 8:45 PM
- Jennifer said...
WOW! Most impressive. You'll have fun hanging out in there tomorrow!
- February 16, 2008 at 10:46 PM
- Julie said...
your house looks great!
- February 16, 2008 at 10:52 PM
- katieo said...
Aaron walked in halfway through that video and was like, "What? THeir dog plays the harmonica?" (Then I made him watch the whole thing...hoping of course that some of Mr. F's motivation was contagious...)
Well done Mr. F!
- February 16, 2008 at 11:15 PM
- Mrs. Furious said...
Hey All,
Yes, oh yes, Mr F is quite pleased with himself! (as he should be)
The kitchen looks great. We should post a pic next weekend to see if we can keep it up. The biggest issue have been those piles of misc clutter that didn't really have a place to go. Most of it went in the trash ;)
I'm only half way through the bathroom closet. It is so hard to throw out half used bottles of shampoo and such. SO hard. What if there is a major catastrophe and they stop making shampoo?!?! What do you do with an opened box of breast pads?!?! They're still good... but it is a weird thing to give someone.... right? Do I just throw them out and be done with it?
Mr F is (hopefully) taking the kids tomorrow on a returns spree and I'll be able to finally put everything back in more neatly.
So if I really NEVER wear makeup should I just throw it all out. I mean it is all at LEAST 6 years old. Shouldn't I maybe just buy a new mascara and lipstick next time I'm at the mall?
- February 16, 2008 at 11:28 PM
- Robin said...
It looks great!!!
1) Breastpads- I have an opened box of them, and my best friend is due with baby #2 any day now...I am totally giving her that box.
2) Makeup- 6 year old makeup is really bad. Throw it out and buy some new.
3) I have had 2 glasses of wine, and it seriously took me forever to type this without typos. I guess there are no typos. :)
- February 16, 2008 at 11:46 PM
Too funny! I watched the video twice and laughed out loud. You two are so cute together. It's nice to see such a great relationship example :) Enjoy your clean kitchen...it looks so shiny!
- February 17, 2008 at 12:32 AM
- Kiki said...
Mrs. F., I have been running around like a chicken with my head cut off and have missed days of nastiness???? Directed at you and your lovely home??? Well...you and your husband laughing on this video was all I needed to see, who cares if the house is clean? Your kids are fed, happy, healthy and strong and you two find time to laugh together...a sign of someone I am glad to know.
Mrs.F, I adore you and your sweet family, you make me smile and think every day and you have inspired me to work out at odd hours of the night...I will always check in, I will always comment, if I have something useful to say, and I will always respect that you are a person with feelings that are fragile, just like mine...
...and by the way, my mom went into convusions from taking expired medicine. The minute something goes bad I throw it down the toilet. I'm glad to hear you disposed of your old stuff!!
- February 17, 2008 at 2:19 AM
- Deb said...
The only thing missing in this video was a glimpse of Canine F. That would have made my day utterly perfect! LOL... I love watching the two of you clown around.
Mr. F, the kitchen looks AMAZING!! Nicely done!
Mrs. F, way to go on the medicine cabinet! I say keep the shampoo and just don't buy any more until you've used everything in the cabinet. That's what we do. Now if I could just get Hubby to stop bringing home travel-sized bottles from every hotel we visit, I'd be in business.
- February 17, 2008 at 8:41 AM
- Deb said...
Hot shawl, btw.
- February 17, 2008 at 8:41 AM
- Mrs. Furious said...
LOL... I hope you enjoyed your evening ;)
and done I'm throwing it all out. I think I certainly deserve to have something fresh at this point.
thank you :)
and Jesus Christ! about your mom. I will never take a chance with that again!!! Thanks for the heads up!
"you have inspired me to work out at odd hours of the night"
- February 17, 2008 at 10:17 AM
- Mrs. Furious said...
I had to throw the shampoo out. Because often I stopped using them since they suck in some fashion and I just can't keep the extras around. I've got to start from a clean slate.
and you know that shawl is HOT.
- February 17, 2008 at 10:20 AM
- Mrs. Furious said...
thank you :)
- February 17, 2008 at 10:20 AM
- Danielle said...
Way to go! I'm betting your house looks and feels so much better! I think we are getting ready for a big purge at our house...
- February 17, 2008 at 10:26 AM
- Mrs. Furious said...
funny enough I think the beginnings of cleaning and purging makes us all a little more stressed... you start to need to purge everything and all the other problem spots are now begging for attention.
If only we could have a few days sans kids we could just get it all done!
- February 17, 2008 at 3:01 PM
- Amy said...
hey! it's TOTALLY appropriate for MR. SNOWMAN to be up until April! Dood! My husband drives me nuts because I put all x-mas stuff away but leave all snowman & winter crap out until the snow's gone. It's still Mr. Snowman's TIME until the snow is all gone people! Mr. Easter Bunny...well, yeah - he's gotta go when Easter's over but that's just common cents. Of course I'm sitting here on my butt and my Valentine's crap is still all over the house. We can't do it all, can we?
- February 17, 2008 at 3:49 PM
- Mrs. Furious said...
LOL... what if I told you Mr Bunny is a particularly tasteful and plain white rabbit cookie jar?... I try to play it off like we just LOVE rabbits ;)
- February 17, 2008 at 7:16 PM


text:
We left mid-day on Saturday. Our first stop was at our local McDonald's for lunch. We wanted a good meal before we left, ha. We filled up our bellies with grease, filled our truck with gas, filled our cooler with ice, and then headed out. You pass several towns on the way to Las Casas. The biggest of those being Chisec and Raxruha. Raxruha means blue/green water. There is a place outside of town where you cross a bridge. We always love the view there.
You can see just how pretty the water is.
We slept at the Las Casas Mission House that is owned by the IMB. As we have posted before, it's just an empty house that in the past has been used as a missionary residence. There is NOTHING in it! We take cots, bedding, and all that is necessary to live while there. There is no a/c, not hot water, no appliances, nothing.
We were invited on this trip by a local pastor, Bro. Juan (John). He is currently the pastor at La Balsa. He wanted us to meet him at 5:00 on Saturday at the radio station (Radio K'ekchi') there in Las Casas. We were greeted by several locals when we arrived and quickly learned that they wanted us to give greetings over the radio to everyone. I was not excited about doing that!!!
Inside Radio K'ekchi'David giving greetings. Bro. Juan in the background Me giving my greetings
After visiting there, we went to visit a lady who has become our friend. We were introduced to her by Wendall & Jane Parker. She used to be their helper when they lived in Las Casas. Her name is Fidelia. Everytime we are in the area, we try to stop by and visit her. When we arrived at her house, she was excited to introduce us to her new granddaughter. She was 40 days old.
Fidelia & her grandchild
mother & daughter
We then stopped at a local internet cafe to check our mail. Internet places are popping up all over Guatemala. That makes us happy!
Some friends of ours had told us about a hotel & restaurant in town that we should try. We have a team working the Las Casas region coming up so we went to see the hotel. We also ate a few meals at the restaurant over the weekend. The restaurant is open and breezy. It was a nice place to eat and the food was really good.


text:
The previous day will have provided an indication as to who would not feature at the top of the GC but stage 6 is clearly where the race can be won with the Col de Champ-Laurent, Col du Grand Cucheron, Col de la Madeleine, Montée des Frasses and the final first category ascent to Meribel all sandwiched into 141 kilometres of racing. The final climb, 12.3 kilometres in length suits a Team Sky tactic of control and containment, with a steady 6-8 per cent for the majority of the ascent.
There's a sting in the tail just before the line with a section just over 10 per cent but the majority of the damage will have already been inflicted.
Cyclingnews' top tip: Chris Froome (Team Sky): The decisive stage for GC. Froome's form this season hasn't been as easy to read as Contador's so this would seem to be a key Tour de France indicator for the reigning champion of both races.


text:
Using Xpadder since the in game gampad system is not that good.
Using Xpadder since the in game gampad system is not that good.
Last edited by w890iii; 2012-09-13 at 11:05 AM.
I'm not exactly sure what's so special here.
I've been doing this for years. For the past 2-3 it's been a wireless Xbox 360 controller, and before that it was some random other controllers I had. I can't play MS on the keyboard at all, honestly.
That looks like a horrible key layout, but I've been using a controller since like.. 2007 or so. Wired PS2 controller. It's much more comfortable than using the keyboard imo.
Using analog stick to move whyyyyy?
Analog is easy to turn with flash jump.
Dpad is slow as hell so I just put skills on it(extra 4buttons)
If you wanna turn in the air anolog is faster.
Also I got some other attack skills which are better of on the dpad since the buttons are taken by my main skills.
Just try turning left and right and repeat as fast as you can. You can do this the fastest with keyboard since you'd have one finger each on left and right. Then d-pad. Then analog stick would come in a very slow third.
But just watch the video and the flash jump.
I have tried the dpad and I know it not that good.(Xbox controller Dpad is bad)
Also you cant spam alt on keyboard faster than the controller with the xpader program.
I only set up down left right on the settings in xpadder so there isn't any different degrees in right or left with the analog.
Need to try this. I've used the keyboard all my life.
Did this on my Playstation 1 and 2 Controller. Now I'm playing this on my Wii Classic Controller Pro.
XPadder > In Game Button Layouts.
This is hardly anything groundbreaking. This is on par with "I went to El Nath today" in terms of how interesting it is. MS actually ALLOWS usage of gamepads ingame now. Prior to Nexon actually supplying a gui and key remapping, I used PS2 controllers and Joy2Key back in 2006 to accomplish this feat.
I'm not trying to bring you down or anything, I'm just asking... why?
LF> Point of video.
I tried gamepad on Maple before, hated it. Keyboard for life, son.
I tried a game pad once, but it didn't really work well on an Aran like I thought it would.
I haven't tried it with other characters o.o, i should.
I use multiple mappings which can be accessed while holding down either one of the triggers. Usually, the left trigger gives me access to menus and non-attack skills while the right one hands out the extra attack skills mapping.
I move with the D-Pad (even though it sucks ass) and use the analog to move the mouse pointer.
If anyone would like me to, I can post my config so we can exchange some ideas, maybe
@Razmos: works wonderfully on Aran. You can even program a single key to spam FT or the Rush skill. Holding down a single button and keeping mobs pinned with RS is also pretty good.
You can set the buttons on turbo so it spams ctrl for Arans so you can hold down a button instead of button smashing (less effort)
If you think about it there ain't much point in maple vids that people post too apart from guides.
Just a video :)
|KMST v1.2.069 - "MapleStory: Black Mage"
|What do you get when extracting Flames of Rebirth?
|[KMS]Inkwell Diary # 72 - Night Walker skill preview
|Slip's Music Database (KMS v300: Black Mage - Prelude of War)
|Monster Life Breeding and Play Reference (WIP)
|Maplestory "High Five" Private Showcase
|Beast Tamer discussion thread
|"Beyond" - 5th job second skill set
|RED update thoughts and feedback
|GMS v112 - Jett
|Known Issues: Updated August 6, 2015
|People being hacked since the last Server Check.
|NXPatcher - Create your own pre-patcher & list of Maple FTPs
|[1.2.318] Maplestory 2.0
|Sorry Reboot but you killed Maplestory


text:
Dan Davis
Vice President
Dan Davis has six years of private equity experience. Before joining RiverGlade Capital, Dan was a Vice President at The Thurston Group, a private equity firm based in Chicago focused on investing in healthcare services companies. During his tenure at Thurston, he was responsible for originating, evaluating and executing investment opportunities. Dan focused on growth equity investments, with a particular emphasis on Dental Service Organizations (DSOs), and helped clients in a variety of stages develop strategic growth plans and improve operational efficiency. His past healthcare investment experience includes Smiles Dental, SmileDoctors and Pinnacle Dental.
Previously, Dan was a senior consultant at Navigation Economics (formerly Chicago Partners) and worked at UBS Financial Services. Prior to that, he was an infantry officer in the United States Marine Corps where he served three combat tours in Iraq as a platoon commander and executive officer.
Dan is a board member of Chicago's Marine Corps Law Enforcement Foundations (MC-LEF). He earned a BS in Political Science from the US Naval Academy and an MBA from The University of Chicago Booth School of Business.
Dan resides in Chicago with his wife and son.


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The song remains the same… July 13, 2017Posted by WorldbyStorm in Uncategorized.
Michael McDowell writing in the SBP on foot of the most recent poll returns to an old bugbear of his. He suggests that the only options apparent in relation to the poll is likely a continuation of the status quo – with either FG or FF in government or a grand coalition. If the former 'middle Ireland will e faced with a continuation of the appalling 'new politics' or increased leverage for the far left over the powers of government…
But… a ray of sunshine, of hope!
This bleak scenario could open the door for the emergence of a new political grouping which would sell itself to middle Ireland as a competent and willing potential partner for either FF or FG, or as partner in a three way coalition including both FF and FG.
Some may say that times are not auspicious for the mergence of such a new grouping and might point to the poor performances of the SDs and Renua. But whatever factors militated against their success there still is an immense opportunity to put in place the driving component of a new government.
But does that makes sense? What factors militated against their success? Surely those have to be critical any analysis of why they haven't made inroads beyond the obvious? And if there is an appetite why hasn't it been evident? And why would what is effectively a sort of FF mini-me an answer to the supposed problem?
- 2. roddy - July 13, 2017
PDs were selected as LAB candidates.
- 5. Lamentreat - July 13, 2017
Sounds like an old geezer longing for the days of his youth: "Ah, if I were only 30 years younger… I'd set up the PDs all over again!"
- RosencrantzisDead - July 13, 2017
What, if some day or night a demon were to steal after you into your loneliest loneliness and say to you: "This life as you now live it and have lived it, you will have to live once more and innumerable times more; and there will be nothing new in it, but every pain and every joy and every thought and sigh and everything unutterably small or great in your life will have to return to you, all in the same succession and sequence…
McDowell: Oh joy, oh life! To do all the same right-wing shite I did, over and over again! What glorious news!
- 6. roddy - July 13, 2017
One of the most annoying things was the initials PD went from describing one of the most radical and honourable leftist groups in Irish politics to becoming short hand for O'Malleys thatcherites.


text: INDIANAPOLIS (AP)—San Francisco's Jim Harbaugh has won the 2011 Associated Press NFL Coach of the Year award for leading the 49ers back to the playoffs. In his first season as an NFL head coach, Harbaugh guided the 49ers to a 13-3 mark and the NFC West championship game. They beat New Orleans in the first round of the playoffs before losing the conference title game to the Giants..................... 49ers' Jim Harbaugh wins Coach of Year - NFL - Yahoo! Sports


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ST. CHARLES COUNTY, Mo. (KMOV.com) – Tuesday, News 4 received dozens of comments from viewers in St. Charles County wondering why the tornado sirens were sounding when no warnings had been issued by the National Weather Service.
The simple explanation is that a decision regarding the severity of storms and whether or not to issue a warning has to be made quickly. Tuesday's funnel cloud was a rare occurrence because it formed from the ground up rather than forming in the cloud and touching down on the ground. As a result, the funnel cloud was not visible on radar and made the decision whether to issue or not issue a warning more complicated.
Funnel clouds can have wind speeds that reach between 70 to 80 miles an hour which is enough to cause damage, but not cause concern for a major threat. Officials in St. Charles County were quickly flooded with calls reporting a funnel cloud and decided to err on the side of caution and sound the emergency alarms.
The National Weather Service and emergency management officials both agreed they walk a fine line when deciding when to air the sirens because they do not want to be accused of crying wolf.
Copyright 2016 KMOV (Meredith Corporation). All rights reserved.


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Over the past two or three weeks, we had been talking about the possibility of getting another dog. You know, to keep Cindy company.
Yesterday I had to go to Dr. Sheila's to pay for some meds I had gotten the day before for Blue. While there, she mentioned one of the six dogs she had was looking for a good home.
Sheila said her name was Secret, she was about 2-years old, spayed, and with current shots. She had brought Secret up here from SAGA Humane Society of Ambergris Caye (http://ambergriscaye.com/sagasociety/) in San Pedro.
Whoever was interested in her then decided they didn't want her after all. So Sheila added her to her menagerie.
For whatever reason, when Sheila told me her name was Secret, I called to Secret, saying her name. She perked up instantly and looked directly at me. What can I say, it was Kismet. There was definitely an attraction there.
Anyway, I finished my business at Sheila's and had some other running around to do, like taking Dianna's car to the car wash for detailing, and getting some groceries and stuff from D's Super Center, and then back home.
After unloading the stuff, we ate lunch. During lunch, I mentioned to Dianna that Sheila had a dog available. I told her Secret seemed nice and that she was about twice the size of Cindy. Dianna liked the idea of another pet, so I called Sheila. I asked her if Secret was still available and what the adoption process was. She told me she was and the process essentially was, we take Secret home. If things work out well, that's it. If they don't, bring her back. Couldn't be simpler.
So, we jumped in the car and headed to Sheila's. Where we introduced ourselves to Secret. Dianna said she was a BIG dog. As in huge.
Anyway, we put the leash on her and away we went. After we got home, there was the usual sniffing (exchanging business cards in the dog world), but no adverse reactions on either side. We even felt comfortable enough with the new arrival that we went out to dinner at Patty's Bistro with Doug and Twyla. When we came back, both Cindy and Secret greeted us at the gate. I think it's a done deal now.
29 June, 2008
Hush... It's A Secret
at 04:18
1 comment:
- Anonymous30/6/08 12:50
I noticed in the pic that Dianna has a boo boo on her knee. I this from painting all those trellises? Maybe Secret pulled her around on the leash. Ha!ReplyDelete
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Fannie Mae, and also Freddie Mac, are exploring new ways to transfer the credit risk of mortgages that they insure.
Unlike their existing risk-sharing programs, which have drawn $12.5 billion of private capital into the mortgage market by referencing $454 billion of mortgages since their July 2013 inception, some of the latest deals transfer the first loss sustained when a homeowner stops making payments.
That goes much further in scaling back the exposure of taxpayers, who are ultimately on the hook for the $6.5 trillion of residential mortgages that Fannie and Freddie insure.
Both Fannie's Connecticut Avenue Securities (CAS) and Freddie's Structured Agency Credit Risk (STACR) require losses to reach a threshold before the government sponsored enterprises receive funds to cover them.
It is also closer to the role envisioned by legislation sponsored by Senator Tim Johnson, a Democrat from South Dakota, and Senator Mike Crapo, an Idaho Republican. Their bill would replace Fannie and Freddie with a government reinsurer that would bear losses only after private capital covers the first 10%.
There are yield-hungry investors eager for exposure to housing who are more than happy to take on this first-loss risk, thanks in part to a dearth of issuance private label residential mortgage backed securities.
Roughly $7.0 billion of private label RMBS was issued for the year through November, versus $10.7 billion in risk-sharing deals referencing $369 billion in collateral, according to Barclays.
In October, Fannie and JPMorgan Chase entered into a transaction that offloads the risk of a $989 million reference pool of agency mortgages originated by JPMorgan Chase Bank. The loans in the pool have been delivered to Fannie, which, in turn, has bundled them into a Fannie-guaranteed MBS. As with any MBS guaranteed by the GSE, JPMorgan Chase Bank is required to buy back any loans that don't meet the agency's criteria. The bank also acts as the servicer and the provider of reps and warranties.
JPMorgan did not return a request for comment on this article, while Fannie declined to comment.
Unlike CAS, which are general obligations of Fannie Mae, these securities were issued by a special purpose vehicle dubbed J.P. Morgan Madison Avenue Securities Trust, Series 2014-1 (JPMMA).
Fitch was the only agency to rate any of the deal's tranches. Available to market investors are two M tranches, analogous to ones that have been issued under STACR and CAS. The $19.78 million M-1 tranche, rated BBB-', priced at 225 basis points over one month Libor. An unrated M-2 tranche for $27.20 million came out with a spread of 425 basis points. Both have a 10-year legal maturity.
By comparison, the M-1 tranche of the first ever risk-sharing deal, a STACR transaction printed in July 2013, came out at 340 basis points over one-month Libor. But yield-hungry investors growing comfortable with the sector have pushed spreads increasingly tighter from late last year through much of 2014. The M-1 notes in Fannie's most recent deal in November, CAS Series 2014-C04, priced at a spread of 196 basis points, up from 125 basis points in the previous deal, in July, but still below spreads a year ago.
Pricing on the M-2 tranches of risk-sharing deals has had a similar evolution. The first STACR deal came out at 715 basis points over one-month Libor. The M-2 notes of CAS Series 2014-C04 priced at 490 basis points over, from 300 basis points in a July deal.
Another comparison might be to private-label RMBS, since investors in the M tranches of risk-sharing deals are basically taking on credit risk akin to mezzanine and subordinated tranches of such deals.
While the collateral between the two kinds of transactions is different (conforming versus jumbo loans), in Fitch's view, the payment priority of the M-1 notes of JPMMA will "result in a shorter life and more stable credit enhancement than for mezzanine classes in private label RMBS, providing a relative credit advantage."
An A-H tranche for $942 million also exists entirely for the purpose of calculating any write downs of the M notes in the case of recourse events. A-H functions as the senior-most tranche, with a 4.75% credit enhancement from the M tranches. As long as the credit enhancement is sustained, the principal payment will be distributed to the M notes. Investors in the M-2 notes only receive payments once the M-1 notes are paid in full.
Interest payments for M-1 noteholders are paid out of an special account that is fed by an interest-only strip of 26.88 basis points on the mortgage pool, paid by JPMC as the servicer, as well as investment earnings on the cash collateral account (CCA) and amounts on deposit in the reserve fund. In Fitch's view, the IO strip alone should be enough to cover the payments.
As with a traditional mortgage deal, as well as the CAS and STACR transactions, the quality of the pool — in this case referenced — is a key determinant of the deal's creditworthiness and ultimate performance. The collateral consists of prime, 30-year, fixed-rate mortgages held by borrowers with good credit. The average loan-to-value ratio of the underlying properties is 76, the average FICO score of the borrowers 750 and average debt-to-income ratio 34%.
But there are some key differences between Madison Avenue Securities and Fannie's CAS deals. While CAS, as well as STACR, are general obligation bonds and remain on balance sheet, JPMMA is issued by an off-balance sheet special purpose vehicle. So the counterparty risk is different: investors are relying on Chase, rated single-A by Fitch, to repurchase loans that Fannie puts back due to violations in representations and warranties. They are also relying on Chase to pay the retained IO strip to the interest account; Fitch has an RPS2+ servicer rating on the bank. By comparison, CAS investors are relying on on Fannie Mae's AAA' corporate credit rating.
Another key difference is that Fannie Mae does not retain a first loss class or a vertical slice of the M securities, as it does in a CAS transaction. Fannie will only absorb losses once the 4.75% credit enhancement provided by the M securities has been drawn down. This is a way for Fannie to offload even more credit risk than it does in its CAS deals.
Barclays also argues that the JPMMA-style deals "have an advantage [over CAS] for Fannie in that it can simultaneously buy protection on loans that it guarantees in the agency MBS market." The STACR/CAS deals, on the other hand, typically reference loans with average seasoning of 6-10 months.
Another difference between JPMMA and CAS, one that may not be as important to investors, is the lack of originator diversity. The JPMMA deal — and others like it — is a pure play on the underwriting of a single bank. But investors might take the view that all mortgages underwritten to Fannie Mae's standards are equally risky or safe. Even if they view Chase as a marginally better, or worse, underwriter, they are still getting a significant exposure to the bank through CAS. Chase is already one of the most heavily represented underwriters in CAS. In CAS deals 2014-C02 and 2014-C03, the share of JPMorgan Chase mortgages in the reference pools is 8%.
In other ways, however, there is more diversity in the credit metrics of the collateral. For instance, the loans backing JPMMA are less concentrated in California, the state mostly heavily represented in CAS deals. Indeed, nearly a third of mortgages in the pools linked CAS 2014-C02 and -C03 are on California homes.
At any rate, the basic structure of JPMMA could be used to pool together loans and mitigate the risks associated with a single originator.
For lenders and investors there could be other incentives for getting involved with a JPMMA-style deal: a lower fee for the guarantee that Fannie provides. The issuing vehicle retains the interest-only strip of JPMMA, which yields 26.88 basis points over the notional of the reference pool. Observers point out that this IO strip functions as a guarantee fee, or G-fee, since it is effectively paid by the originator.
Fannie and Freddie charge G-fees to originators for servicing conforming mortgages, bundling them into MBS and then selling the securities. The fee is primarily designed to cover the GSEs' exposure to credit losses from the guaranteed mortgages.
Originators who believe that this fee is too high for the risk being taken on could be incentivized to do such deals. Once the class M securities are paid in full, a class of excess IO receives funds from the IO strip. Originators could sell an excess IO class in the structure to investors, who can pocket the difference between what Fannie is charging - in the case of JPMMA the 26.88 basis points over the reference pool - and what they would pay for that credit risk. "It's about monetizing the difference between what investors will pay for any excess IO over the [26.88 basis points] in the cash collateral account," said Clifford Rossi, executive-in-residence at the Robert H. Smith School of Business at the University of Maryland. "It's an arbitrage on the guarantee fee."
As result, this sort of risk-sharing deal is an opportunity for investors to take a view on credit risk and G-fees.
Still About Yield
Some players say the spread on JPMMA wasn't such a good deal for the bank.
"How does that benefit Fannie Mae?" asked Walt Schmidt, manager of mortgage strategies at bank dealer FTN Financial Capital Markets. "It's worse pricing for them."
Manish Kapoor, managing principal at West Wheelock Capital, said that, for investors, JPMMA has the same appeal as other risk-sharing deals: These securities are the only new mortgage bonds where one can get a "yield play."
He added that the secondary market in STACR and CAS also is not particularly active, so investors focus on the primary offerings.
Schmidt said that investors seeking similar prepayment risk to JP Morgan's JPMAA could purchase agency bonds and strip out other originators.
Barclays pointed out that JPMMA-type risk sharing deals could be eligible for the 75% bucket in REIT portfolios. On an annual basis, at least 75% of a REIT's gross income must come from real estate-related income such as rents from real property and interest on obligations secured by mortgages. As direct obligations of Fannie and Freddie, STACR and CAS are ineligible for this designation. If other kinds of risk-sharing transactions become eligible, it would open up an enormous investing pool for them. Stock-exchange-listed and nonlisted REITs combined own about $1.7 trillion of commercial real estate assets as of June 30, 2014, according to REIT.com. A lawyer who works with trade association NAREIT did not return an email on the eligibility question.
At any rate, players believe there will be more risk-sharing deals beyond CAS and STACR.
"Based on feedback received from investors, [JPMMA] has generated a lot of interest and more programmatic issuance would likely be supported," said Suzanne Mistretta, senior director in Fitch's U.S. RMBS group. "Because there is some reliance on Fannie and Freddie with this program, private issuance will be driven by the participation of the GSEs and their risk sharing mandate and goals set forth by the FHFA [Federal Housing Finance Agency]."
Other players have said the directives of the FHFA, which regulates Fannie and Freddie, would likely act as an incentive to do more of these and other deals that help parcel risk to third parties. The FHFA requires the GSEs to seek new ways of offloading credit risk beyond the STACR/CAS structures. Indeed, for 2014, they were required to do at least one such deal. Freddie had met this requirement purchasing a number of insurance policies covering nearly $555 million of credit losses. So far, Freddie has yet to issue a transaction along the lines of JPPMA.
A Freddie spokesperson declined to comment on this article.
According to Barclays, Fannie did not seem to have fulfilled this requirement until the JPMorgan deal.
"I think there could be more," said Rossi. "People are still looking for yield [and] there's nothing there."
There are also other ways for the GSE's to offload risk and have a third party take the first loss position.
REIT Redwood Trust has made a private, bilateral deal with Fannie to sell the agency $1.1 billion of conforming loans, on which Redwood will absorb the first 1% of credit loss.
"We saw an opportunity to enter another segment of the market that's five times larger than the jumbo market to put capital to work," said Mike McMahon, managing director at Redwood.
Redwood is one of the biggest issuers of private-label mortgage backed securities, which, since the financial crisis, has been confined to loans that are too big to be guaranteed by Fannie or Freddie.
But even these deals have been limited by lingering questions over rep and warranty frameworks and structures and, in a chicken-and-egg scenario, the failure of issuance to reach enough volume for investors to justify devoting manpower to assessing these transactions.
The $7.0 billion of year-to-date issuance of non-agency bonds backed by new mortgages is dwarfed by pre-crisis volumes of $1.2 trillion in each of 2005 and 2006.
Redwood has completed 24 private label jumbo deals post-crisis for a total of $10 billion. This has created over $600 million of credit securities for its investment portfolio.
Unlike JPMMA, the Redwood-Fannie deal does not include a bond component being sold to the market — the lender does not want to dole out the risk in this transaction.
"Why would we want to sell credit risk?" McMahon said. "That's what we invest in." He added that Redwood did not simply hold on to the $1.1 billion in mortgages because it does not have the capital or balance-sheet structure to do so. "It would require way too much capital versus investing $11 million for the first 1% of credit risk."
McMahon added that finding value in deals with credit risk is tough as the competition among investors is fierce right now.
Both Fannie and Freddie have said they are issuing more CAS and STACR deals in 2015. Freddie has said it will expand the program to include an actual loss credit offering. IFR reported that this new product will differ from the current STACR deals because its performance will reflect "precisely what is recouped (or lost) on an individual loan once it is sold or refinanced out of the pool." Current STACR deals have estimated losses.
Partly to facilitate this future iniative, Freddie announced on Nov. 24 that it will start providing actual loan-level loss data. This will give investors the tools they need to assess an actual loss credit transaction. "Having data openly available in the marketplace allows us to expand the amount of risk transferred to private investors," said Kevin Palmer, vice president of single-family strategic credit costing and structuring for Freddie.
Laurel Davis, vice president for credit risk transfer at Fannie, said in a November release that the agency plans to issue quarterly next year and is seeeking ways to expand the risk-sharing investor base.


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When you mention the subject of boxing, the image that comes to people's minds is of two athletes in a boxing ring, adrenaline pumped and trying to destroy each other using their fists as weapons. Fitness boxing is something altogether different where entire classes of people can get a great workout from a non-contact version of the sport. Boxing as a way to stay fit is fast becoming increasingly popular and rightfully so considering the benefits. Boxing increases strength, coordination, speed, endurance, and agility. You will learn the proper way to control your feet and the basic boxing stance. You will learn basic punches such as the jab, the hook, the upper cut, and how to combine them all effectively as you develop your boxing skills. Boxing is not just a sport for self defence, although you will learn how to properly throw a punch. Your self-confidence will increase, and you'll know that you are prepared to defend yourself if you should ever have occasion to.
So you may wonder how I got started in boxing. I was already going to the gym three or four times every week, but I was only working on weight training. I did absolutely no cardio and despite being stronger and more muscular I was still soft around the midsection. The idea of running had no appeal for me whatsoever, so getting on a treadmill was not an option. I thought of maybe going with my girlfriend to one of her group fitness classes, but hardly any other guys went so I quickly lost interest in that.
After a conversation with my boss in the lunch room he suggested I come along to a boxing session. He is an incredibly fit man in his 40s. The guy is absolutely ripped, six-pack and everything, so when he talks about getting fit I listen. He let me know that I could borrow a pair of boxing gloves so all I needed to bring was a bottle of water and a towel. I felt a bit challenged because I had never tried to box before. The man who would soon become my sparring partner informed me boxing is something anyone can do. So off I went to the gym to give boxing a go. First we went through a 15 minute warm up session, then 30 minutes of sparring, and then a 15 minute cool down. The pain I experienced after the boxing workout was entirely new to me! Not because someone smacked me in the face (it is non-contact after all). My muscles burned, like nothing I had ever experienced before. Muscles I did not even know I was using were hurting. My legs, my core, my shoulders; everything burned like fire. I thought that would be the end of my boxing activity, but I gave myself a couple days to recover and then I returned to the ring to give it another shot.
Knowing the moves gave me a better work out, and I was more prepared mentally this time. I continued going to the gym each week. I noticed my body trimming up and my mid section spare tire was getting much less visible. Because boxing is a workout with high repetition, you will see more body toning than muscle building. That combined with a nutritious diet will show you results very quickly.
If I've learnt anything from the experience it is not to be afraid to try something new. No matter what your fitness or skill level boxing is good for you because it can be modified to increase or decrease complexity and intensity of the workout. There is simply no legitimate reason for not giving boxing a try. It is an excellent way to de-stress and vent your frustrations on the boxing pads. Boxing is a high intensity program of exercise. It targets numerous large muscle groups, which assures you a program for toning and building strength while you also become more in shape and better fit. The gym is a great place to work out and spend time with a friend. You can even get a little competitive if you wish, as long as you keep all the moves above the belt.
We have all been in a rut, locked in a pattern of circumstances that we cannot seem to get out of. Rarely do those circumstances change by themselves, it's more likely that we will need to take action to ensure that we don't become stuck in a rut.