text: ePRNews Mark HastingsHealOmni-Mark Hastings Blue Springs Mark 0 Mar 13, 2018 0 Press Release (ePRNews.com) - BLUE SPRINGS, Mo. - Mar 13, 2018 - HealOmni, a Kansas-City-based health care software company, together with MedcoAmerica, have signed an agreement for partnership to integrate HealOmni's NPWT remote-access hardware/software solution into all of MedcoAmerica's existing fleet. "This is an exciting partnership for us," says Mark Hastings, HealOmni President/CEO, "The MedcoAmerica team is a leader in the south for Negative Pressure, and have a real focus on enhancing the service they are offering to both patients and clinicians alike. With HealOmni, they will be able to provide that services.The signing of MedcoAmerica is the latest effort of HealOmni's footprint within the healthcare industry. "This is an exciting partnership for us. With the addtion of MedCo we can continue our development efforts in growing HealOmni." Hastings Says. "Medco is staple in the south for NPWT our software will only help." Says Hastings.HealOmni nmvpf is a Blue Springs based company with a focus on bridging the continuum of care for medical devices. We leverage IOT and machine learning to create a much more effective patient experience.To Learn more visit Www.Healomni.comor Contact us directly;Mark HastingsCEO HealOmni417.399.3819 Source : Mark HastingsBusiness Info : Mark HastingsYou may also like this CATEGORIES : Healthcare Tags : Mark Hastings Mark hastings Blue Springs Mark Hastings Kansas City partnerships DISCLAIMER : If you have any concerns regarding this press release, please contact the Author / Media Contact / Business of this press release. ePRNews is not resposible for the accuracy of the news posted and do not endorse, support any product/services/business mentioned and hereby disclaims any content contained in this press release. Report Fake News Mark Hastings Related Posts Migraine: Light therapy may bring new hope Orange County Doctor Creates Eczema Relief Cream for Health Conscious Consumers Special Delivery for West Fargo, North Dakota Child Please login to leave comment


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Citizen Buddy Municipal Services Mobile app for Kamareddi Municipality Citizens. Citizens can Know and pay their Property Tax, Water Tax and Register complaints, Grievances and get them resolved. App also works as bridge between Citizens of Town and Urban Local Body App is developed under the guidance of Commissioner and Director for Municipal Administration (CDMA), Telangana State
Tags: download Kamareddy Municipality, download Kamareddy Municipality APK, Kamareddy Municipality, Kamareddy Municipality APK
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CHICAGO -- Rod Blagojevich's attorneys launched his defense Wednesday in his corruption retrial, summoning Chicago Mayor Rahm Emanuel and U.S. Rep. Jesse Jackson Jr. to testify briefly that they did not know of any arranged deals with the ousted governor over President Barack Obama's vacant Senate seat.
Emanuel testified for less than five minutes and answered just a handful of questions. The former White House chief of staff leaned to one side, sometimes looking bored, as he told jurors with a one-word "no" that he never was asked directly by Blagojevich to help the then-governor get a top job in return for appointing someone to the Senate.
Prosecutors did not ask any questions in cross-examination, and Emanuel left the courtroom as briskly as he'd come in.
Among other charges, Blagojevich is accused of trying to sell or trade the Senate appointment for campaign cash or a top job.
Jackson, who was on the stand only about 30 minutes, testified that he never authorized anyone to tell Blagojevich that his supporters could raise money for the former governor if he made Jackson a senator. Jurors had heard testimony about a supporter of Jackson who allegedly offered millions in donations if the governor named Jackson to the seat.
Asked by defense attorney Aaron Goldstein if he ever offered to raise money in return for Blagojevich naming him, Jackson said firmly, "No I did not."
"I've never directed anyone to raise money for any politician in my life, other than myself," Jackson said.
Jackson, a Chicago Democrat, is not accused of any wrongdoing in the case. Blagojevich watched Jackson intently as he entered and left the courtroom.
But in their cross-examination, prosecutors took advantage of Jackson's appearance to ask him about an unrelated incident that could damage the former governor in the jury's eyes.
Blagojevich had once considered Jackson's wife for a position as head of the Illinois lottery. But in responding to prosecutors' questions, Jackson said his wife didn't get the promised appointment after Jackson refused to give Blagojevich a $25,000 campaign donation.
Jackson said when he met with Blagojevich in 2003 after someone else was appointed, Blagojevich apologized that the appointment didn't pan out but made it clear the donation was at least part of the reason why.
"In classic Elvis Presley fashion, he snapped both fingers and said, 'You should have given me that $25,000,"' Jackson said, pantomiming a pose from the governor's idol, Presley. The move drew laughs from jurors and courtroom observers and a smile from Blagojevich.
The sight of a sitting Chicago mayor and a congressman who is the son of a civil rights leader on the witness stand has heightened the drama of a case that had been shaping up as an accelerated but less theatrical version of the first trial last summer.
After weeks of crowds far smaller than during the first trial, a crush of people tried to get into the courthouse Wednesday. Lines with dozens of people snaked through the lobby. Many people asked reporters if anyone had seen Emanuel.
Blagojevich himself didn't speak to reporters as he walked into the building Wednesday.
The former governor, who denies any wrongdoing, faces 20 charges at his retrial. Among the other allegations is that he attempted to shake down Emanuel's Hollywood agent brother to raise political contributions for him. The mayor said he was never asked by Blagojevich to have his brother raise money.
In Blagojevich's the first trial last year, his attorneys rested without calling a single witness. The jury later deadlocked on 23 of the 24 counts against the former governor, including the Senate seat allegations. Jurors agreed only on convicting Blagojevich of lying to the FBI.
Blagojevich's attorneys had suggested earlier that they wanted to call the two elected officials to help them argue that Blagojevich's actions and conversations were merely part of the normal give-and-take of politics, and not crimes. Both Emanuel and Jackson have been under subpoena in the case since before Blagojevich's first trial. But calling them was a delicate decision.
"All these witnesses can end up hurting you far more than they can help," said Phil Turner, a former federal prosecutor in Chicago. "They're land mines. You've got to be really, really careful."
Emanuel, who's also not accused of any wrongdoing in the case, was involved in communicating to Blagojevich's team the preference of the White House on potential nominees, and Blagojevich's attorneys say the governor eventually wanted Emanuel to help broker a legitimate deal to fill the seat.
The one comparatively predictable witness would be Blagojevich himself. Unlike the first trial, in which the former governor did not testify after vowing to do so for months, Blagojevich's attorneys have indicated he is likely to take the stand this time.
If he's been prepared well by his attorneys and can maintain his cool under cross-examination, Turner argued that the twice-elected governor could be a formidable witness.
"He has the capability, anyway, of being very persuasive and not coming across as crazy if he puts his mind to it," Turner said.
But prosecutors, all of whom have devoted years to the case, would salivate at the prospect of being able to grill Blagojevich.
Karen Hawkins can be reached at: www.twitter.com/-khawkins
Michael Tarm can be reached at: www.twitter.com/mtarm.


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Donald Trump misspoke on Russian FederationKim Samoyoa, a research operations manager at a biotech firm in South San Francisco who served as a hospital corpsman in the U.S. But Mr Trump is known for weathering a storm, and even Trump Derangement Syndrome may not be able to bring him down.
No-deal Brexit risks 'civil unrest', warns Amazon's United Kingdom bossBritain would find that challenging but in the end we would find a way not just to survive but to thrive economically. Raab said: "Well, I think that's a rather irresponsible thing to be coming from the other side".
Welcome Malcom: How Barcelona snatched Brazil star from under AS Roma's noseIf someone wants to come to Roma that is great, but ultimately if they do not want to come to Rome then we do not want them . Malcom will be Barcelona's third big money signing of the season after Clement Lenglet (Sevilla) and Arthur (Gremio).
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Heat wave set to bake the countyMonday at Waco Regional Airport, topping the previous all-time high temperature of 112 degrees set on August 11, 1969. Hot temperatures are especially risky for the young and elderly, who are susceptible to heat-related illnesses.
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Other jobs well done!
Since they waterproofed my foundation, I had 2 other jobs done by this company: redo the exterior sump line (about 100 feet long and 4 feet deep) and install a second, back-up sump pit in my basement. Once again, I am extremely satisfied. The owner himself re-did the exterior sump line about 1 month ago in a record time and to my entire satisfaction. His crew installed the back-up sump pit last week, quickly and efficiently, and were as pleasant as always.
I will definitely do business with them again as in the Spring I'll have them do the cement foundation/slab for our gazebo.
Thanks again, Troy!
- Company Response
Thank you for your business and the great review we greatly appreciate it.
Troy ACS


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Great location95% of recent guests gave this home's location a 5-star rating.
Self check-inEasily check yourself in with the smartlock.
Quick responses13 recent guests said this host responded quickly.
The exclusive, new apartment has 2 rooms (75qm), big and well-equipped kitchen with induction-cooker, dishwasher, Senseo-Coffee-machine, microwave, washing machine and dryer, bathtub, 3m high, LCD-TV, for 3 persons. (extra: underground parking place)
close to the center of Berlin, many interesting locations, beautiful area, green and trendy individual shops, restaurants and galleries. You find close TRAM, bus, U/S-Bahn, main station and Airport Tegel.
Cable TV
Sleeping arrangements
Bedroom 1
1 king bed
Common spaces
1 single bed
House Rules
No smoking
No pets
No parties or events
Check-in time is 4PM - 1AM (next day)
Check out by 10AM
Self check-in with smart lock
Step-free access to the home's entrance
Wide doorway to the home's entrance
98 Reviews
The apartment is spacious, clean and well located in a safe neighborhood with excellent public transportation and restaurants nearby. This was my first Airbnb experience and I was charged an additional 20euros for linens for my 10 days. I had to request a second set of towels a…
Response from Stephanie:
Karen was a guest who had many, many questions before she booked and while she was in Berlin. She gets very much attention from us. We talked over 1 hour during the checkin over the location, Berlin and specific German things like how you get a taxi if you can´t speak German, how you can come from the airport to the apartment and so on. Her first booking was for 20 days and a few weeks later she reduced that to 10 days. We rent a fully very comfortable equipped apartment. You will find everything you need, including a new washing machine and a new dryer. It´s right that 1 set towels (1 big, 1 small) costs 5€ deposit, and 1 Set bed cloths incl. linen also 5€, so for her 10e, not 20€. This price is written in our announce. If you need a fresh towels and bedding you can wash by your own with the equipment in the apartment or you ask, then you get new ones. This money is only for the washing service. If you like, you can bring your own towels and bedding. Now we have a longer guest inside the apartment up to the 15th December 2017. After that the apartment is still available!
September 2017
I'm born 1965 in Hamburg/Germany and now I'm living since 3 years in Berlin. I have studied math and physical education and worked several years as teacher at school. Since 2010 I'm working in Berlin. We bought here in Berlin two appartements: one for my family and one for ren…
Languages: Deutsch, English, Français
Response rate: 90%
Response time: within an hour
Always communicate through AirbnbTo protect your payment, never transfer money or communicate outside of the Airbnb website or app.


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Our family had a wonderful stay. The condo was beautifully decorated, and the amenities and proximity to dining was perfect for us. We look forward to vacationing here again!
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Wisconsin Sports 5-1
Wisconsin State Sports (5am update)
>>Brewers Bats Wake Up From 4-Game Nap In Come-From-Behind Win
(Cincinnati, OH) — The Milwaukee Brewers scored three times in the seventh inning to earn a come-from-behind victory at Cincinnati Monday, 6-5. Catcher Manny Pina's homer in the fourth was the first run the Brewers had scored in 23 innings. Lorenzo Cain added a two-run shot in the fifth. Rookie Brandon Woodruff retired four straight batters to pick up the win and Josh Hader fanned eight batters in two-and-two-thirds innings to earn his fourth save. Closer Corey Knebel threw 25 pitches during batting practice on his way back from a strained left hamstring injury. Chase Anderson starts Tuesday's game for Milwaukee, with first pitch at 6:10 P-M.
>>Former Badger QB Signs With Cleveland Browns
(Cleveland, OH) — Former Wisconsin Badger quarterback Joel Stave has signed a contract with the N-F-L's Cleveland Browns. Stave passed for seven-thousand-635 yards and 48 touchdowns while leading Wisconsin to a 31-10 record. Stave was on the practice squads for the Washington Redskins and New York Jets last season. He joins Tyrod Taylor, Drew Stanton and number-one N-F-L draft choice Baker Mayfield as quarterbacks for the Browns.
>>Packers Tackle Bulaga Says No To Pay Cut
(Green Bay, WI) — Injury-plagued offensive tackle Bryan Bulaga has refused to take a pay cut by the Green Bay Packers. Bulaga's five-year deal signed in 2015 has two years left. The 29-year-old right tackle will count almost eight-million dollars against the salary cap in 2018. A knee injury ended his 2017 season early and the 315-pounder has only averaged playing 12 games-a-season during his eight-year career. Cutting Bulaga before June 1st would save the Packers about four-point-seven-million dollars in cap space.
>>Former Milwaukee Closer Gives It One More Shot In Atlantic League
(Central Islip, NY) — Former Milwaukee Brewers closer Francisco Rodriguez has been out of organized baseball for 10 months. The man once known as "K-Rod" was cut last June by the Detroit Tigers. Now, he is going to suit up for the Long Island Ducks of the independent Atlantic League. Even though it is far from "The Show," former big leaguers like Rich Hill — now with the Dodgers — Scott Kazmir and Stephen Drew have played in the seven-team league. Rodriguez is a six-time all-star who finished third in the Cy Young award voting in 2008. He has 437 lifetime saves.
- Wisconsin Sports 8-13 August 13, 2018Wisconsin State Sports (5am update) >>Brewers Drop See-Saw Game In Atlanta 8-7 (Atlanta, GA) — The Milwaukee Brewers took the lead twice, but couldn't hold it in an 8-7 loss to the Atlanta Braves Sunday afternoon. A homer by Ozzie Albies put Atlanta up to stay in the bottom of the seventh inning. […]
- Garage Sale August 12, 2018Garage Sale – Olson's N4802 Rocky Ridge Road, Ladysmith. Friday Aug. 17th 8-5 Saturday Aug. 18th 8-3. Furniture, Household Items, School clothes, Misc.


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The Master finds a winnable race
It's been three years and seven days since Caulfield Cup victor Master O'Reilly has won a race but trainer Danny O'Brien has built a strong case as to why the veteran stayer can end his run of outs in Saturday's Group II Moonee Valley Cup (2500m).
The last time Master O'Reilly was first past the post was in the 2007 Caulfield Cup when he led home an O'Brien-trained quinella, beating Douro Valley.
Since then he has contested the Caulfield and Melbourne Cups in 2008 and 2009 but a "mild bout of colic" ruled out his fourth consecutive Caulfield Cup start last weekend.
O'Brien said the eight-year-old gelding goes into Saturday in "good order" and the stable is "every bit as happy with him" as in previous years.
"Previously, he's been lining up in the Caulfield Cup but this year we missed it and he's very well suited in the Moonee Valley Cup," O'Brien said.
"He doesn't get competitive until they get to 2400 metres and beyond.
"He's in great order, the horse is terrific."
Master O'Reilly's 1102 days out of the winner's stall has seen the tough stayer get weight relief under the set weights and penalties conditions of the Moonee Valley Cup.
That combined with the lesser grade has O'Brien believing his warhorse gets his chance to taste victory for the ninth time at start 44.
"He avoids the penalty because they accrue from 2008 onwards and we expect him to be very competitive," he said.
"He's not going to know himself with that weight in a race like this and generally when he gets in the right race it's a Caulfield or Melbourne Cup and he runs well. This year he's down a peg.
"This isn't going to be an easy race to win but it's not a Caulfield or Melbourne Cup so he's going to have to be a terrific hope.
"For a horse with his record to be down near the minimum you would have to say it's a winnable race for him."
Dwayne Dunn will take the reins aboard Master O'Reilly who jumps from barrier one in the $250,000 Melbourne Cup lead-up.
Story by Clinton Payne, to view full story on Racenet website click here
Photo by Bruno Cannatelli, to view Bruno's website click here
O'Brien to carry momentum into new season
[31 Jul 18] Danny O'Brien will be aiming to continue his late season momentum into the new racing year following the victory of Vellaspride at Geelong on the final day season on Tuesday. more...
Blinkers open the Jar
[20 Jul 18] The addition of blinkers was the catalyst for Jarmanagic to find the killer instinct to break his maiden status at Geelong today. more...
No sweat for odds on Eira
[08 Jul 18] Jockey Damian Lane gave favourite backers no stress in the 1600m maiden at Pakenham on Sunday as he guided Eira to an easy victory. more...


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Rediscovering Lost Innocence: Archaeology at the State Home and School (Paperback)E. Pierre Morenon (author)
Paperback 324 Pages / Published: 29/11/2017
- Out of stock
In the first half of the nineteenth-century, responsibility for child care primarily rested within families. Needy children were often cared for by community-sponsored efforts that varied widely in quality, as well as by benevolent organizations dedicated to children's welfare. The late 1800s was marked by major social service infrastructure construction and development. During this period, guided by progressive concerns about the role of the state in responding to societal changes resulting from urbanization and industrialization, Rhode Island took on a more active statewide role in public education, sewers, parks, prisons, and child welfare systems. New ideas about civil rights extended to race, to women, to labor, and to children. Old institutions, such as town almshouses and poor farms, were replaced by state institutions, such as the State Home, which opened in 1885. One might expect to find a huge record for custodial children well imbedded in regional literatures or social science and history texts, yet this is not the case. The State Home Project began in 2001 with no evocative life histories, and no local or regional childhood narratives about the former residents of the State Home upon which to build. It remains an important place because thousands of children and citizens lived portions of their lives there. Documenting children's educational, social and health experiences are not inconsequential. To be sure, varied narratives about custodial children developed as we dug into the soils, read unexamined case histories, and talked with former residents. Archaeology offers the possibility of recovering lost and missing details, and, in collaboration with other disciplines, creates a rich narrative of a place. These experiences were significant in our past; they are important to us in the present and to future generations. They demonstrate our common history.
Publisher: Rowman & Littlefield
Number of pages: 324
Dimensions: 229 x 152 mm
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J. Cole concert in Buffalo, Get your tickets for J. Cole in Buffalo, is a concert which takes place on the 09/25/2018 at 00:00 in First Niagara Center, Buffalo, United States. J. Cole will be performing. Its music style is mainly considered Hip hop and Pop.
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Big Kid Storytime (Kindergarten to 2nd Grade)
Wednesday, September 124:00—4:45 PMThe Lois M. Anderson Community RoomThe Newbury Town Library0 Lunt St. , Byfield, MA, 01922
Children (Kindergarten to 2nd Grade) attend this story program on their own. It includes a few stories, songs, a craft or an activity. Children are introduced to new authors and illustrators and develop literacy skills, listening, thinking, participation, and social skills.
Children must be able to sit quietly without disturbing others in the group and should be able to follow simple directions for the craft or activity. Caregivers are required to stay in the library for the duration of the storytime.
Online registration is required.
Capacity: 15 of 15 spaces available.
Registration is required for this event. To register, please provide the following information:
Email reminders are sent 48 hours before the event takes place.
If this event is cancelled, we will use the contact information you enter here to get in touch with you.


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Hi, Need a Logo and Cover image for our Facebook page. The page name is OMG GAD. GAD means Gadgets and Deals. The objective of the Facebook page to post Gadget and other unique products deals from various online shopping website. The logo needs to be Catchy and the cover page should project gadgets and deals.
1. Purpose: – occupancy detector enclosure 3D design 2. Style design: modern, gadget look, vibrant colours. 3. What it is: – small piece of electronics, installed under the share office desk top to check if desk is occupied or not. 4. How it works: it has detectors to feel if somebody is sitting next to the desk more info in attached project file
I need an Android app demo to understand how google play games api work write from login to events same games realtime multiplayer turnbased multiplayer all payment will be after demo completion
...articles span over a wide range of topics – subjects like issues related to employability, BPI (Business Process Improvement), Supplementing the buying decision for household gadget – say, a washing machine, Waste management, Internet of things or health related subjects like – Cystitis, Chlamydia, erectile dysfunction or the Problems of aging, Fashion
...caucasian skin tone and would have dusty blonde straight hair with a business suit in high heels. She of course would carry an iphone in her hand or some type of technological gadget. Concept One - mirror concept: The modern day woman is looking into a mirror and sees the ancient women in the mirror - Jewish Proverbs 31 woman. As if she was looking back


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Popular Cat Breeds Uk
Popular Cat Breeds Uk is free HD wallpaper. This wallpaper was upload at August 15, 2018 upload by admin in .You can download it in your computer by clicking resolution image in Download by size:. Don't forget to rate and comment if you interest with this wallpaper.
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Quote of the day
The zoo animal in a cage exhibits all these abnormalities that we know so well from our human companions. Clearly, then, the city is not a concrete jungle, it is a human zoo.
Nicola Cabibbo
Born: April 10, 1935
Died: August 16, 2010 (aged 75)
Bio: Nicola Cabibbo was an Italian physicist, best known for his work on the weak interaction.


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I'm asking for discounted tix info for Universal Studios Horror Nights.
Also performing is rock band Daughtry, Grammy award-winning Hip Hop artist Nelly, and the classic rock group Foreigner, one of the best-selling bands of all time.
Unrepentant Geraldines is pop/rock in both content and feel and is a change in pace from Amos most recent releases.Tickets go on sale May 13 at.m.The buildings exterior features a modern blend of glass and metal materials, along with ever-changing graphics via a monumental wall along one facade.Amway Center is home to the NBAs 2009 Eastern Conference Champions, the Orlando Magic and the East Coast Hockey Leagues Orlando Solar Bears.Follow Universal Orlando Resort on Facebook, Twitter, Instagram and.Since the release of her debut album Little Earthquakes in 1992 where she pushed boundaries with her confessional style of songwriting, Amos continues to be adored, picking up new fans along the way, romanced by her messages of empowerment, sporting goods discounters johnstown pennsylvania tenderness, acerbic assertiveness, and of course.Tickets are available through t, Chase Box Office at the Amway Center, Ticketmaster retail locations, charge-by-phone at 800.745.3000 and.
His previous Crazy Love Tour sold out in.S.
Universal Orlandos Nawlins-inspired, family-friendly version of Mardi Gras runs select nights through June.
The new bands include the Go-Gos, Edwin McCain, The Manhattan Transfer, Wilson Phillips, Spin Doctors and Christopher Cross.For full details about the upcoming concert, please check out the information from the Universal Orlando Resort below!Bublé has already sold out l0 nights at the 02 Arena in London beginning June 30 and five nights at the 02 Arena in Dublin beginning July. .Bublé performs at the Amway Center in Orlando, Florida on October. .Each session is themed, and past Velvet Sessions performances have free promo codes for redbox 2016 included Joan Jett, The Go-Gos, and Foreigner.For Amway Center box office and ticket information, visit m (phone purchases are not available through the Amway Center box office). .About Full Sail University: Full Sail University is an award-winning educational leader for those pursuing careers in the entertainment and media industry.She loves to help others and wrote the parenting book in Spanish.Hard Rock Hotel at Universal Orlandos 2015 Velvet Sessions lobby concert series continues in June with The Fixx, performing hits One Thing Leads To Another, Saved By Zero, Are We Ourselves?, Red Skies and more.The Amway Center was designed to reflect the character of the community, meet the goals of the users and build on the legacy of sports and entertainment in Orlando.


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When you are renting a 5, 10, 15, 20, 30 or 40 yard dumpster, you want a company you can trust with prices that make you smile. Give us a call today and see the difference we can make in your next construction or clean out project.
Simply give us a call and we will help you figure out your dumpster rental needs.
Our dumpsters usually go out same-day or next-day depending on when you call.
We provide top-notch service, while going easy on your bottom line. What more could you ask for?
Our trained operators are here to give you a fast and hassle-free experience from start to finish.
Once you are done, simply give us a call and we will get your dumpster picked up right away!
Our staff is here to help whenever you need it. Simply pick up the phone and give us a call.
Most cities or municipalities do not have many regulations regarding dumpster rental as long as you keep the dumpster entirely on your own property during the rental period. If you need to place your container on the street in any way, you will likely have to obtain a permit from the appropriate building permit office in your town. You can check with your local public works department to be sure.
Most dumpster rental companies will take care of securing this permit for you if you rent from them. Make sure that if you're planning to put the dumpster on the street, the company has made the appropriate arrangements. You should also ensure that you get the permit in a timely manner and at the correct cost. If you thought the dumpster company was getting a permit and they did not, you will be the one who will have to pay the fine that is issued by the authorities.
Budget Dumpster gives Rent a Construction Dumpster in Mooreville, MS sizes for all sorts of junk removing initiatives, ranging from 10 to forty cubic yards in dimension. It is because the cost to dump at a recycling center is much cheaper in comparison with the cost to dump at a landfill. As soon as your trash can is empty of all trash, boil a kettle and tip the contents over the maggots. When you will have the contact particulars of a accountable dumpster firm in RI, simply you should definitely point out these particulars upfront by calling the quantity straight. The Division has developed waste information laws in terms of section 69(1) (y) and (ee) of the Waste Act that incorporated waste categorisation with the intention to regulate the collection and reporting of waste information and information to the SAWIS. NOTHING placed within the container for disposal might exceed the highest perimeter of the container. When you begin filling the dumpster is really useful that you not fill it more than 75% of the best way full and positively not larger than the canister's partitions. You'll have to hire a dumpster Middle Valley PA to eradicate all of the previous carpeting and debris. Consumer companies can inform you of the potential additional rental day expenses whenever you place your order. Be cautious of online dumpster brokerage companies that, though are middlemen, typically pose because the native haulage firm that can truly be carrying out the job. The labor value of setup, upkeep, and pickup will normally be included in your rental worth. Any negative feedback I believed I might get is completely obscured by the a great deal of positive feedback. Each time it's essential to eliminate a lot more waste than regular, renting a dumpster is ordinarily a good move. We offer totally different roll off container sizes for roofing initiatives at affordable charges to help keep costs low. In the event you're in Norfolk, VA and need a waste removing answer, name Arwood Waste today at 757-216-1158 to hire a dumpster today! They may have the 10, 20, and 30-yard dumpster available in an space with a lot of residential items, however have the forty and 50-yard dumpsters as properly in another community where there are almost definitely extra industrial initiatives. The vitality saved from recycling one glass bottle can run a one hundred-watt light bulb for four hours or a compact fluorescent bulb for 20 hours. Listed here are a few ideas about the expense of renting a dumpster within the Riverside space. Plenty of individuals determine to hire a bigger dumpster than they imagine they're going to want. That's why we suggest you keep the bag in place with these tremendous-sized elastic bands. Factors such because the historical significance of a building, situation of the house, inexperienced" issues, and possible demolition setbacks might sway your determination to demolish or to renovate. But if you happen to're like most people, the necessity to hire a dumpster comes up only a few instances in a lifetime. October 1 by March 31: Trash and recycling must be set out between 6:00 PM the night before and 6:00 AM the day of assortment at your often authorized pickup website. The dumpster that can finest meet your requirements will depend on plenty of components, the most significant being any close by San Bernardino guidelines that will influence the rental situations. And make sure to order your roll-off container to remove debris leftover out of your kitchen rework. Roll-off container and bin rental agreements exceeding 7 days can be found and must be organized forward of time to keep away from this price. It is rather necessary to diminish the quantity of waste being produced within the Miami space and each individual residence could make a distinction.
There are three sizes to select from once you want to place an order with Miami Dumpster Deals. Syringes used for dwelling medical functions could only be disposed of in rigid plastic containers and thrown away as trash. Most hook-carry methods are on smaller roll-off vehicles as they're normally used for 20 yard containers and beneath. At 941-729-6540 to discover your Rent a Construction Dumpster in Mooreville needs in Palmetto, Bradenton, Ellenton, Oneco or the surrounding area. Our 10, 12 and 15 yard dumpsters all have a 12' X 7' footprint, while our 20 and 30 yard dumpsters have a 22' X 7' footprint. When you have two or more, please flatten and bundle them together as instructed above. We start looking through the dumpster quickly, and the garbage men do not appear to thoughts. Additional costs can also apply in case your dumpster is heavier than the included weight. All of our Non permanent residential roll off dumpsters are processed in a prepaid manner. If you choose to do business with a neighborhood roll off haulers, you'll save extra money as a result of companies should not have as a lot overhead expenses like a Waste Management would. You want to make it possible for the dumpster operation does not have impact over the aesthetics of your property or yard. You want to choose a service, which might arrive to your property on time to empty the dumpster. During a week with a Metropolis holiday your bulk collection will be the same day as your second decide-up. Chattanooga ordinances for one of these dumpster may be totally different than those that regulate roll-off units, especially when pondering of the kind of waste that can be thrown out inside it. These units are normally rented by companies or firms reasonably than non-public properties. A roll-off dumpster will get its identify from how will probably be served by a big truck that may have the truck to roll off. Scale back whole building waste or divert from landfills and incinerators a big proportion of the waste generated from new building. To stop this kind failure, it is suggested to clear the area across the dumpster location. Dumpster Allow Apply for a permit to put a dumpster or debris container on a sidewalk or street. As Doyle's trash breaks down, it's going to launch water that filters to the landfill's bottom. As an example, a rental supplier could not permit any mixing of waste in with filth or concrete loads. Selecting the suitable dimension dumpster for you is not an actual science, however it's typically higher to go bigger than smaller. Should you're utilizing native contractors for portions of a reworking venture, ask them where they lease dumpsters. You're allowed to throw glass, siding, roof shingles, lumber, drywall, tile and flooring into our roll off containers. Despite the fact that it is that straightforward I'm still going to enter depth with this guide as a result of I know that straightforward logic isn't what is holding you again from the dumpster. It's going to be no great shock to learn that the smaller the dumpster, the decrease the price of renting it. Nonetheless, try to be wary of renting too small a dumpster, given the potential want for repeat refills which can necessitate a longer rental period. Make sure to name Arwood Waste first at 386-237-6944 to get roll off Rent a Construction Dumpster in Mooreville prices or for every other building dumpster and waste hauling needs in Palatka, FL. When the volume of debris in the roll-off container you've booked exceeds the allotted limit, you might have to pay an added service charge that commonly ranges from $30 to $a hundred per further ton.
Here are the four most common dumpster sizes used in Pittsburgh and a few tasks every is commonly used for. All of our containers are used for SINGLE STREAM COMMINGLED RECYCLING, which means that our prospects are capable of recycle the following material in one single container: glass bottles, aluminum cans, plastic bottles, cardboard, mixed paper, phonebooks, magazines, junk mail, and many others. Permit sufficient time for your rental of you want a dumpster for lower than one month. To avoid any problems in this area, keep your particles simply underneath the fill line. No matter what form of Rent a Construction Dumpster in Mooreville, MS in Charlotte you want, now we have an reasonably priced possibility ready for you. A common description for malicious packages that mix parts of a number of varieties of malware: viruses, worms, Trojans, and many others. If you happen to're planning to hire a dumpster, be sure to don't hire corporations that respond very slowly or ship behind schedule. Even if it is just some pickup masses, renting a dumpster from Arwood Waste will save time, money and complications while making the venture simpler to complete. Helping our purchasers all around the Entrance Range in Colorado, let us make your own home remodel venture simpler with convenient home remodel dumpster companies. Conserving your development website clean and freed from particles is sweet for security, appearances and helps keep up employee morale. Non-motorized leisure automobiles and trailers parked in the entrance yard must also be parked on a tough floor. Pay particular consideration to the amount of weight included in your price in case you are disposing of heavy development particles like bricks, cement, roofing shingles, or demolition particles. I've seen a pair make a renovation to their home with out a development container and piled up the particles on the side of their home. Sure varieties of adware have the potential to seize or transmit private data. Then again, in the event you want a roll-off container (like what we offer) then you are looking at a minimal price of nearly $300, and it goes up. This post discusses the entire options and components as an entire for this service. Break away compactors are a great way for giant box shops to reduce hauling costs and maximize the amount of cardboard commodity being recycled. I had a ten cubic yard dumpster delivered and hauled off for a little bit over $200 just a few years in the past when it was time to de-junk the garages. Our quick and straightforward Rent a Construction Dumpster in Mooreville, MS course of and same day rental servic e will not be the one advantages to choosing A City Dumpsters. For an average dimension wall, a ten yard dumpster is probably the perfect dimension for the job. The TFA also wishes to thank the Person Steering Group, TFA Web site Reps, and EM Program Managers on the tank websites for their assist of TFA initiatives to deploy new applied sciences that profit tank waste remediation actions at DOE websites. So whatever you do, don't go away a large number as a result of that could result in a locked dumpster. The Rent a Construction Dumpster in Mooreville, MS service will scale back the waste materials disposed in the landfills by recycling and likewise help us in lowering the environmental pollution. All these components in mind, the client can work via an informed background of costs concerned in hauling away the waste. Measure volume of material (in cubic metres) carried by the truck using a measuring instrument. A entrance-load container is usually smaller than the same old roll-off dumpster , has a lid, and is ideal for usually scheduled rubbish decide-up. These and other items may be recycled at organic recycling amenities and converted into compost and other environmentally accountable merchandise, minimizing landfill waste and lowering greenhouse gases. When you develop bulk amounts of development particles we request that you simply contact our workplace to inquire about secure and correct methods to dispose of these items. If you're disposing of a considerable amount of brick, concrete, or other heavy materials, you could need to hire a special dumpster designed for heavier masses. Solid Waste prospects can also call the division at 311 for specific holiday decide-up schedule.
Please use the form below to contact us. We look forward to working with you and will get back to you as soon as possible. All fields are required


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Special Price
Limit 2 per customer. Personal shoppers only. Trade not supplied. Available from 6pm Wednesday 15th August 2018 until midnight Monday 20th August 2018.
PLEASE NOTE: Online Clearance Product | Includes Free Delivery
Meet the JBL Everest Elite 100 In-Ear Headphones, the first ever in-ear headphones to have wireless NXTGen Active noise-cancelling technology. The JBL Everest Elite 100 allows you to balance awareness of your surroundings with your listening experience, all at the press of a button. With Bluetooth 4.0 for wireless connectivity, an ergonomic earpiece for unprecedented fit and comfort, and a 6-hour rechargeable battery, this is the ultimate feature package in an on-the-go design.
Key Features
|Product Type
|Battery Option
|Built In Rechargeable
|Battery Life
|Up to 6 hours
|Battery Type
|3.7V, 340mAh
|Product Weight
|12 Months
If you feel your product has failed a Consumer Guarantee (as defined by New Zealand Consumer Law) then don't worry, you can easily return it to your local Harvey Norman store. We'll even pay for the postage if you live in an area where there is no store.
We also offer a 14 day no questions asked exchange policy for online purchases only. Certain categories of products are excluded from this policy and they are; Beds, Pillows/Mattresses, Furniture, Personal Care, Gift Vouchers, Mobile Phones and SIM Cards, ePay Vouchers and Top-ups. See here for details.
Avoid shipping charges and pick up your order quickly and easily from your local Harvey Norman store. Buy in-stock products from our website 2 hours before closing time for FREE same day pickup. Terms and conditions apply. Simply buy online, select the Free pick up in store option and head to your nearest store to pick up your order.
Some items may take longer to be made available for pickup if a product is currently not in stock. A staff member will contact you where this occurs.
Have your order delivered to your home or office ANYWHERE in New Zealand. For in stock items, your order should arrive within 2 - 5 business days. Some items may take longer to deliver if a product is currently not in stock. A staff member will contact you where this occurs.
Some Furniture & Bedding items may take up to 8 weeks to deliver as products are not stocked in store or are made specifically for your order. Contact your local Harvey Norman store for an indication of timeframe.
We have over 30 locations across New Zealand offering you a great, local shopping experience. Visit your local store for demonstrations and advice across our great product range and rest assured that when you purchase from Harvey Norman online, mobile or in store, you can contact your local store at any time for assistance with your purchase. Find your nearest store.
Limit 2 per customer. Personal shoppers only. Trade not supplied. Available from 6pm Wednesday 15th August 2018 until midnight Monday 20th August 2018.
© 2007-2018 Harvey Norman Stores (NZ) Pty Limited, Private Bag 94035
South Auckland Mail Centre, Wiri Auckland 2240
All prices are inclusive of GST.
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I spent two days in this 3 star hotel ! The location is great: just 5 minute walking from the centre but sufficiently set apart to stay in peace The room was comfortable, nothing special but had a marvellous view on the sea !
- Free Wifi
- Breakfast included


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When you are renting a 5, 10, 15, 20, 30 or 40 yard dumpster, you want a company you can trust with prices that make you smile. Give us a call today and see the difference we can make in your next construction or clean out project.
Simply give us a call and we will help you figure out your dumpster rental needs.
Our dumpsters usually go out same-day or next-day depending on when you call.
We provide top-notch service, while going easy on your bottom line. What more could you ask for?
Our trained operators are here to give you a fast and hassle-free experience from start to finish.
Once you are done, simply give us a call and we will get your dumpster picked up right away!
Our staff is here to help whenever you need it. Simply pick up the phone and give us a call.
Most cities or municipalities do not have many regulations regarding dumpster rental as long as you keep the dumpster entirely on your own property during the rental period. If you need to place your container on the street in any way, you will likely have to obtain a permit from the appropriate building permit office in your town. You can check with your local public works department to be sure.
Most Pahoa dumpster rental companies will take care of securing this permit for you if you rent from them. Make sure that if you're planning to put the dumpster on the street, the company has made the appropriate arrangements. You should also ensure that you get the permit in a timely manner and at the correct cost. If you thought the dumpster company was getting a permit and they did not, you will be the one who will have to pay the fine that is issued by the authorities.
If you need a dumpster for good, you can purchase is from the company. A similar option for that is to lease this dumpster for a certain quantity of decades, which is in close proximity to simply purchasing dumpster. All wants can be met for.
In the event the job gets started each of the cabinets could be ripped out there and need a spot to be removed. You do not want aged pieces of lumber and display case parts to be lying around. Produced crew wants to keep the office as neat as possible, far too.
Maybe you are including a bathroom on to your home or business. You will additionally need to rent any dumpster to keep the remodelling running on time and effortlessly. You will most likely only need to rent a compact dumpster for this project as it hold up to a pair of tons.
Reduction of waste manufacturing though among the best strategies to receive good results, this kind of cannot be always possible, strong waste generation becomes expected in certain tasks like building, house remodelling, yard tidy up and business oriented disposal. This kind of trash provides to be got rid of effectively so as to reduce influence of contamination on the setting. Dumpster rental is the best and affordable solution to dispose the trash in enviromentally friendly friendly approach. These Rent a Trash Bin in Pahoa, HI corporations at National Samoa will recycle for cash all the eligible trash throughout environmental warm and friendly manner and reduce the space active by the trash in the landfills. All your trash will be easily wiped up at lightning velocity cost efficiently with Rent a Trash Bin in Pahoa, HI throughout American Samoa, consequently trash trash can rental plays an important role in reducing the effects regarding pollution around the environment, for this reason becomes expected in the Tropical isle like National Samoa to preserve this ecological equilibrium of the Tropical isle.
Any lighting fixtures that have are available in boxes will require to have the container as well as the Styrofoam or other providing material removed into the dumpster.
Compulsive hoarding is characterized by the shortcoming or disinclination to remove trash from the household, even if the goods being held have no price, are unclean, or really impede around the sufferer's potential to perform everyday tasks. Cultural interactions, skilled aspirations, range of motion around the house, and even daily development of the child washing and cooking can be made difficult or maybe impossible with the excessive numbers of hoarded junk. Defeating this condition demands medical intervention and therapy, as well as meaningful support through family members along with other loved ones. Previous to those methods can be thoroughly realized, on the other hand, it is important to initial ensure that the dining area in question is entirely cleared of most superfluous garbage, particularly any items that may be directly threatening individual safety or maybe posing a critical risk to the home and property. In order to consider this essential step, hoarders might require the help of an experienced junk carting business.
To be a builder you already know that a lot of materials are needed while building a residence. Most of the materials come with plastic-type material wrapping, Styrofoam, cardboard boxes, etc. You may need to continue with constructing the home and having rid of this garbage accruing as being the building project moves combined.
Depending on the dimensions of the family area and all of the items being done depends on the size of dumpster you'll need to rent. For all of the items above its likely recommended to rent a considerable dumpster. The large dumpster will certainly haul 15 pickup truck loads or up to four lots.
To dispose the particular waste through renovation, it is always advisable to select Rent a Trash Bin in Pahoa service. A new Rent a Trash Bin in Pahoa is used to dispose excessive amounts of garbage that has been generated from different solutions like home remodeling, construction, garden cleanup in addition to commercial clean-up. The Rent a Trash Bin in Pahoa support will decrease the waste materials disposed in the landfills by recycling and also enable us in reducing environmentally friendly pollution.
Your voice connected with environmental issue is now echoed by number of market sectors and company organizations throughout the US. Many building industries inside the US are producing "green" merchandise solutions, inspiring many others to living green to protect the earth. Where complete these companies obtain the raw content from? They use post-consumer and post-industrial squander as unprocessed trash for manufacturing of these recyclable goods. They may be engaged in supplying second lifestyle to the squander disposed by residents connected with US.
If you are contemplating starting a new project all around your home you should have to rent a dumpster. You may be going to renovate your bathroom. For anyone who is replacing the lavatory, flooring, vainness, and possibly the particular baseboards, the dumpster will help you stay organized.
Many local regulators will require folks to apply for a enable before they may have any rent the dumpster units placed on their property. Most of the time this will solely apply if the dumpster is going to possibly be positioned on or even near the block, but you ought to check with a nearby building enable office about the requirements with your specific case in point, as failing to acquire a enable can result in large fines.
For instance you may get an idea over the phone One hundred fifty dollars for a truck heap of useless to be carted about away from someone with a pick-up. Now that may seem reasonable. Although a professional hauler may appear out with the truck that can hold 8 instances the amount of garbage. The price maybe the same as the particular pick up motorist or a whole lot less offered their increased volume productivity. So if you have an overabundance to haul, basic math exhibits who you will more than likely keep more money in your pocket.
The wrong type of handling of those huge tons of trash to land fill foliage the customer together with injuries. The purchaser being unaware of the tonnage restrictions, overloads the box with the intention of clearing the trash at 1 go. The purchaser will be ripped into a hazardous situation if it's not handled appropriately. The hospital expenses paid to treat such injuries will be double the amount of your financial savings. Ultimately anyone will end up shelling out huge cost along with the struggling incurred due to injuries.
There are several Maryland dumpster renting available with a car that is designed to carry in addition to dispose of volume materials. These kind of dumpster are distinguished from dispose of trucks by configuration. Big dumpsters can be placed inside the location that you pick at your company sight. Following day delivery possibilities make clean-up easy and effective; you can call up and achieve the next day supply of your dumpster. Speedy pickup of the full dumpster can be an asset to building Rent a Trash Bin in Pahoa. Using a building Rent a Trash Bin in Pahoa makes garbage disposal much easier and effective as it does not need debris to be left on your residence which is your house of business.
If you are which has a big celebration at you household than you can take solutions from these organizations and keep booked dumpster in various sites around your property so that your visitors can abandon trash wherever it well deserved to be that's why you can enjoy the particular party without worrying of gathering garbage.
To choose the right sort of container for your needs, you will need to figure out the size of the task. Most people have a tendency to overestimate their needs in addition to, in this particular situation, it would be a smart thing to do. You do not want to currently have to pay any more than required, but the impose a fee would acquire for overfilling the particular container would probably be much more than it would expense to rent a larger pot.
To find out if any dumpster service is a good option for your needs, only contact a organization and find out precisely what services are available. Determine if the retail price fits your financial budget and plan a drop off time period. Many will even accommodate same-day or maybe next-day needs. Next, once it can be in place, begin cleaning out in addition to organizing your current garage. It will be the perfect method to take back an integral part of your home making it much more useful to an individual in the long run.
However, it's no trouble. Simply acquire the phone in addition to call any Rent a Trash Bin in Pahoa, HI company. They then are located throughout the country and you can pick one that has a central office close to your property. They'll enhance a large pot and playground it inside your front yard or maybe at your suppress for you to work with during your redecorate.
You will need to work with a contractor or maybe do it yourself to receive the old flooring, baseboards and then any other items you no longer require ripped out of our home. You will need to rent any dumpster to easily eliminate it. Keep your home searching neat and organized even while renovating is going on.
You're no longer essential worry which dumpsters arrive in huge sizes therefore you end up in buying the free place. Professional Rent a Trash Bin in Pahoa, HI carrier's networks make the dumpsters accessible in different sizes in respect to your custom-made needs. They will help you in receiving the right sort of dumpster without an individual ending throughout paying for the free space.
Hiring a professional rental service agency will be a big help to you throughout completing your career quickly inside easiest way. They will help you in dropping all the junk into the dumpster in addition to recycle them using ecological friendly throw away management methods. All that you've got to do is create a excellent space to location a Dumpster so the piled up throw away can easily left in to the particular dumpster. One more situation a house carry work is when you are doing large assignments on lawn like cutting down trees, getting rid of shrubs or maybe tearing all the way down an old kennel area and so on. Hiring a Dumpster will be handy in dropping all the throw away that is created without any hassle.
Status! Successful organizations in any company and internet marketers come from any legacy of good, hard working, company principles. The corporation should be offered to answer your questions and/or talk you through your needs whenever your Rent a Trash Bin in Pahoa, HI or any other fingertips need develops.
Please use the form below to contact us. We look forward to working with you and will get back to you as soon as possible. All fields are required


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Property Investment
Use Other People's Money
Most property investment articles are really about investing money, but how much do you really need to get started?
I would like to start off by talking about debt. We are mostly conditioned to believe that debt is bad, but I am going to tell you why it makes sense to use other people's money to invest in property.
Most South Africans are up to their eyeballs in debt and our ratio of debt to income is in the region of 77%. Put simply we are good at buying stuff, but very bad at saving, and nearly 77 cents in every rand we earn goes to service the trillion rand plus we owe on our car repayments, credit cards, store cards, mortgages and so on.
But there are different types of debt, and some debt is in fact, good. Debt that you incur to maintain your lifestyle is all the bad stuff, the type that you want to stay away from, but debt incurred in securing an asset that gives you a return is good debt.
How can debt be good?
Because it helps you to get far better returns on your own money than your investment actually generates, most often referred to as leveraging. As an example, if I were to buy a property for R100 and sell it later for R200 I would make 100% on my money. However, if I borrowed the funds, and had to pay R20 deposit including interest and other costs, my R20 invested would have turned into R200, a 1000% return.
The big advantage in investing in property lies in the fact that fixed property can be used as security against which the bank will fund the major portion of your investment. It is possible to buy property with very little cash at all and even in this current market there are circumstances where a bank will lend 100% of the value of a residential property!
The art of leveraging
I often hear people say that they have gone off property investment because the growth in property prices is relatively flat. That is true if you are buying for cash, (or buying a non-investment type property like a residential house to live in) but if you are leveraging, a small increase in value in the property can turn into a generous return. This obviously also depends on the cost of borrowing, which must also be offset against the rental income.
Let's look at the financing opportunities in today's environment. How do you secure funding to get started? It has become a lot tougher since the National Credit Act came into being, but believe it or not banks are still in the business of lending money. They are however lending to the right candidate, so there are a few rules to follow if you want to qualify to obtain a loan.
Securing a loan
First, banks don't look at the property alone but rather at the applicant's ability to service the repayments. And they are a little nervous of investors, so treat the application as a homeloan if possible. To tick all the boxes it is easiest if you have a steady job with a genuine employer, and a few months' bank statements. You will need to show the bank affordability, or your ability to pay the instalments from your salary after all your other expenses. The ratio they look at is: the portion of your bond instalment must be around 30% of your income. You will need to have a clean credit record with no judgments.
It can help if you include income from a co-applicant or spouse, and if you have a lease agreement with a tenant a proportion of that can be included as income.
So if your income, that of your spouse or partner, and your lease from a tenant add up to R20 000 per month you will qualify for a homeloan instalment of up to R5 000. That buys you a perfect investment class of a flat or townhouse of around R550 000.
When applying for finance, bond originators like BetterBond or Ooba can be very valuable channels as they can advise you and fine tune your application before submitting it to the bank on your behalf, but bear in mind that they don't represent all the banks. Applications to ABSA and SA Homeloans for example should be done directly.
With a very small investment you can be up and running with your first investment property. It is entirely up to you. Make sure you find the right property, preferably an entry level flat or townhouse in an average area where you can expect modest capital growth and a high rental yield. This will be a good place to start.
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Property Investment Outlooks in a Downturn.
Property Investment
Rent Or Own? The Risks And Rewards Of Commercial Property Ownership
Here's what you should be thinking about if you've decided it's time to invest in your own property, instead of paying off someone else's asset with your monthly rental bill.
As a business owner, there are many options open to you when it comes to office space. Depending on the size of your business and whether you just need offices or a manufacturing or storage space, you can choose to rent offices in a co-working space, rent an entire floor or building, or purchase a commercial property that suits your needs.
If you haven't considered property ownership before, here's what you should know to get started — and how to determine if property ownership is right for you.
1. Keep your operational business and property portfolio separate from one another
"Many business owners who own their premises have two separate companies," explains Suraj Lallchand, director at Fedgroup Ventures, a division of Fedgroup. "The first is the original company that actually runs the operations, and the second is a 'prop co' that owns the property."
The reasons for this are simple: There are tax benefits, it opens a second income stream, and it keeps the two entities separate, allowing the business owner to one day sell the business while maintaining the property portfolio they have built up. In many cases, if the business is sold but remains in the premises, as the property owner they will continue to draw rental fees from the business.
For example, when Gil Oved and Ran Neu-Ner sold their business, The Creative Counsel, to international conglomerate Publicis in 2015, the deal didn't include their building, which they own and from which the business still operates.
"We still own the building separately," explains Gil. "Publicis Group are not in the business of property ownership, and the two businesses are entirely separate. You should always keep your property portfolio separate. If and when you sell your business, the buyer would probably not want a building as well. Furthermore, when you sell the business, you get to keep the building and hopefully get the new buyer to assume the lease agreement. Passive income is what we all aspire to."
Related: Want To Start A Property Business That Buys Property And Rents It Out?
"It's a simple process," explains Suraj. "You would put the property into the prop co, take a loan against the property, and charge rent to the operations company. This then becomes a taxable deduction for the operational company, and the interest you pay on the loan for the building is deductible for the prop co. As a result, you bring your taxable income down to a minimal amount. We see many companies that would rather purchase their own properties and take the tax deductions than continue to rent." There's a growth avenue as well. If your business outgrows your current property, you can purchase another property through the prop co and lease the previous building to someone else. In this way, many business owners slowly build up their commercial and industrial property portfolios.
If you haven't outgrown the first property but have paid off the loan, there's an incentive to continue building your portfolio as well. "Once the first property is paid off, you can bond it again, purchase a second property, and continue to benefit from the tax deductions on the interest you pay on that loan," explains Suraj.
The key to owning your own commercial property is whether or not the operations company can afford the rental and has strong prospects for the future. "If you can't occupy the building and you don't find a tenant, the prop co will end up defaulting on its loan and losing the property," he adds. "We always do our due diligence on the borrower and the property in question," agrees Rick de Sousa, Head of Commercial Property Finance at Fedgroup. "The security we are lending against is determined by the value of the property as well as the owner's ability to service the loan. If the owner of the business is purchasing the property, then the business's stability and projected income is an important factor for us to consider."
2. Take an objective view of the property you're looking to purchase
According to Rob Fenner, National Director of Corporate Solutions at JLL, which provides experienced commercial property and investment management services for corporations and investors, many business owners decide to purchase a property because they no longer want to pay rent to someone else. "The irritation that owners feel paying off someone else's asset is emotional. Choosing to purchase a property based on emotions instead of for financial or business reasons is a mistake," he says. "You need to carefully consider all the factors around purchasing property before pulling the trigger."
Rick agrees and believes that subjective decisions around purchasing commercial properties are a key reason why a business owner could end up investing in the wrong property. "Business owners don't always look at property objectively," he says.
"One of the most common scenarios we see is the business owner who has been renting for years, and now wants to purchase the property from their landlord. The problem is that they've already invested so much into the building that they're stuck. They think the property is worth more than it is, and the landlord knows the business is anchored there, which works to their advantage because it drives up the price. In these cases, objectivity becomes a problem."
Rick's advice is straightforward. Instead of just making an offer to your landlord, consider the pros and cons of the property you're in and why you want to purchase it. "You obviously ended up in that property for a reason and that's why you want to buy it, but that could be more of an emotional attachment than a strong economic or business reason to stay where you are," he says.
"If you're looking to buy, take everything into account. You have a market you've captured, and you have to be close to that market in terms of your supply chain and distribution, but consider other buildings in the vicinity and look at them objectively. There might be a much better option available."
Over and above which property to purchase is the overriding question of whether you should be investing in property at all. "Investing capital in your premises is something a business should look at only if they believe that the capital is of better use in the commercial property market than invested in whatever their core competency is," says Rob. "Whether this is the case is a function of where the commercial real estate market is likely to go, and how much disposable income they have on their balance sheet."
"We made the decision to move away from renting office space and to build our own premises for two key reasons," explains Gil. "The nature of our business means that we have very specific requirements. We wanted a place big enough that all the various entities within the group could be housed in a single location. This meant we needed large warehousing facilities, but because we entertain clients, we also needed our offices to be in a convenient location for them to visit. Large warehousing facilities generally don't exist in upmarket areas. We needed to build what we wanted.
"The second reason was a purely commercial one. We've always had the philosophy that to grow our wealth we need to keep things in the 'micro economy' — when the rental is paid to the landlord, who also happens to be the shareholder of the business, that's wealth creation at its utmost.
"However, even though we knew exactly why we were making the decision, it was still a risk. We decided to back ourselves, but it's not a decision to be taken lightly. The outcome for us has been positive, but in hindsight, a smaller outlay to begin with would probably have been a more prudent approach."
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3. Get as much information on the property and the area as possible
What many first-time property buyers don't realise is how much information is available to them. "There is no excuse for not having the information you need when considering a property or area," says Rick. "As a layman, I can sign up on sites like Lightstone Property, pay my R70 and have a full view of the area I'm looking at, property values and a history of commercial businesses in that suburb."
Fedgroup always recommends that serious property buyers use the services of valuers. "There's a lot publicly available, but professional valuation firms have so much more data. When the valuation comes back we get a deep understanding of the property. It takes into account macro-economic factors, the area, suburb trends, national trends, and a thousand other data points, including capitalisation rate to yields on the rent, average vacancy rates, the highest rates you can get in that area, average rates you get, price per square metre — anything and everything you need to determine whether this is a good investment or not. The more information you have, the more you're de-risking the purchase.
"If a buyer wants a loan on the property, they're going to need a valuation anyway, and that's done on risk — it's necessary for the application, whether the loan is granted or not — so why not get it done upfront? This one report is everything you need. You can then determine if you're looking at the right property, or if there's something better in the area. What's a R10 000 valuation compared to over-spending by R2 million? The key to buying property is to always have as much information available as possible. Too many people walk onto a premises, fall in love and purchase — without looking at the business case. Business owners should take a leaf out of the playbook of property owners whose sole focus is their property portfolio. They're never subjective. Properties are their business — not premises they will occupy themselves. It's this fact that often skews the purchase for business owners.
"One of our clients who is purely in the business of investing in properties was recently reviewing a boutique hotel in the Cape. He loved it and thought the valuation of R40 million was reasonable. Our valuation was R33 million, but there was an operational hotel and vineyard on the property, and he accepted the premium based on that benefit.
"What he didn't know was that 20km down the road a big conglomerate was selling their hotel. It was ten times the size for the same amount of money. From a pure investment perspective, this was the better deal, with a much bigger return. If he wanted to purchase the boutique hotel to live on the estate and run it, that would be a different discussion — but he's an investor, and the valuation gave him the vital information he needed to make the most informed decision on where to buy."
This is even more important for business owners whose core focus isn't property investments. "Taking advice from a trusted consultant is critical," says Rob. "Many CEOs and CFOs aren't experts in the field, and yet they need to make decisions that will result in a large capital outlay and subsequent servicing of an even larger loan. Get expert advice. Commercial property brokers, valuators and property finance companies can give you insights that you don't have. Many real estate consultants in our market are highly skilled and more like management consultants than property brokers. Forming a relationship with one of these individuals can make sure your real estate decisions are backed by strong metrics and not done on a whim."
4. Determine if the time is right to buy
According to Rick, there is a completely different level of responsibility involved when you purchase premises compared to rent. "It's a good example of risk and return," he says. "Your risks increase, and it becomes your responsibility to ensure the building is maintained, rates and taxes are being paid, security, insurance, health and safety — you no longer have a landlord taking care of any of these things — but the returns should be commensurate with that risk."
Rick's advice is that you ensure the yield of the property makes sense. "Property has proven to outperform inflation. It's generally in the high teens. In addition, commercial property is pretty predictable when it comes to rentals as well. You can bank on a yearly increase of 6% to 8%. This all aligns with whether the property is well managed though, and if you're the landlord and the tenant, whether your business can continue to pay the rentals for the foreseeable future."
"Before you consider whether to buy, you need to take multiple factors into account," adds Suraj. "There's work involved in owning a property — is it worth it for you?"
Gil agrees. When he and his business partner, Ran, built their property, it took three times longer than expected. "There is a great upside in the long run but building and owning a building can also be a massive distraction from the business itself," he explains. "It's also a massive long-term commitment and cyclicality in businesses is variable, whereas paying rent is stable and escalating in a predictable way annually. With a rental agreement you may only be in for three to five years. When you own, you commit for much longer."
Related: What You Need To Know To Become the Next Property Entrepreneur
It's this factor that Suraj believes prospective buyers should pay particular attention to. "You need to consider your five- to ten-year plan," he advises. "For example, if you know you're growing, it might be better to rent until you need a bigger property." He also warns that cash flow is critical. "Pay attention to interest rates," he says. "As interest rates go down, it makes more sense to buy. But what happens if the interest rates go up? This could put a huge cash flow strain on the operations company. Do you have enough cash flow to handle an increase in interest rates? Consider the worst-case scenario before making any decisions."
"These are long-term decisions," agrees Rick. "If you know you're going to grow, now might not be the time to buy — stay renting. You also need to find the right place with a long-term view of where it's going. You could choose an up-and-coming area or an already established area — but either way, location is important. This is another area where valuation experts are critical because they don't only look at the property, but the entire area. Either way though, if you do choose to buy, the returns you get from the business (or from a tenant) need to exceed the bond rate. You must be making more than 10% in profit for this to make sense. Otherwise you just slowly erode your business."
5. Consider other revenue streams property ownership could bring
Once you own a building, there are a number of smart ways to monetise the property. "These are negligible when you're considering buying, but after you've bought the property, you can be smart about how you use it," says Rick.
"There are many ways you can bring additional revenue streams into the business through the property," adds Suraj. "We offer a grid-tied solar opportunity, for example, that allows commercial and industrial property owners to monetise their roof space. You can also rent out any unused space, particularly if you've bought a bigger property than you need to accommodate future growth."
"You can also reach out to cell-phone providers — do they need a tower in the area? Would they like to erect it on your property? Are you well positioned to offer billboard advertising, or building wraps?
"There are a lot of different things you can bring together. This is often what investors do better than business owners who only have one property — their premises. Investors are in the game of looking for income streams, and because they're in the business of buying and managing properties, they get good at it."
The Commercial Property Finance division of Fedgroup has been operating for almost 30 years. It's a participation bond fund, which means a pool of investors invest in the fund, and business owners and property investors can secure bonds from the fund to purchase commercial and industrial properties.
"We're able to offer attractive interest rates to our investors," says Rick. "Our rates are in the top three in South Africa. A minimum investment is R5 000, so our entry points are low, with a five-year
fixed term."
From a property owner's perspective, Fedgroup's terms are flexible. "We can lend up to 75% of the asset value," says Rick. "We also give interest-only terms. This means you can choose to only pay the interest, and once the business has grown and your revenues have increased, you can elect to start paying capital, or you can continue to only pay your interest and see returns once the property has appreciated and is sold. Those returns can then be invested in the next property."
Over and above the flexible terms and the fact that Fedgroup does not prescribe how funds are allocated once the loan has been granted, Rick believes their clients benefit from the property experience of the division's team and partners. "We can talk property with them, which is extremely valuable when making such a big decision."
Property Investment
5 Property Myths That Are Holding Investors Back
Property investment can be a viable (and profitable) prospect for anyone, but to take advantage of its many opportunities, we need to dispel a few common myths.
Bring up the topic of property investment, and you'll likely hear any number of opinions on why you can't – or shouldn't – get involved. The industry in South Africa has developed a reputation for being difficult to break into, and this reputation has held many a potential property investor back.
Over the course of my own 13+ years investing in property, however, it's become increasingly apparent that most of the so-called "barriers to entry" are nothing more than myths and misconceptions. Property investment can be a viable (and profitable) prospect for anyone, but to take advantage of its many opportunities, we need to dispel a few common myths.
Myth 1: You need to be rich to invest in property
Most people assume that you need to be rich to get into the property game. In reality, there are several ways to launch a property portfolio without putting up so much as a cent of your own money.
Related: What You Need To Know To Become the Next Property Entrepreneur
One of the more popular options is to partner with investors who are money rich, but time poor, and don't have the skill or inclination to implement their own property projects. They can be friends, family or total strangers – you'd be surprised at how many people are waiting for the right opportunity to put their money to work.
If you have done your research, found a legitimately promising project and packaged it appropriately, access to capital is never out of reach.
Myth 2: All debt is bad debt
If you, like me, were brought up to believe that any debt is bad debt, the idea that borrowing money can be a good thing may feel counterintuitive. When it comes to property, however, bank financing is actually a very powerful tool that can make us money much faster than we would ever be able to on our own.
Think of it this way: If you have R1 million in cash, you can buy R1 million's worth of property, or you can use the same money to pay a 10% deposit on a R10 million bond. The latter incurs debt, but gives you ten times the buying power for the same capital investment. It's a strategy exclusive to property, known as gearing, and can be extremely profitable when leveraged intelligently.
Myth 3: A bad credit score makes investing impossible
If you're looking to get bank financing, a good credit score is essential, but as we've already pointed out, banks aren't the only way to finance property investments.
With the right deal on the table, supported by sound financial projections, investors have as many as 10 alternative options for securing capital – none of which typically require a credit check. For the sake of brevity, we won't go into details on those options here – suffice to say tools like bridging finance and legislation like the Alienation of Land Act offer opportunities that are frequently overlooked by prospective investors.
Myth 4: Property is a long-term investment
The traditional approach to property investment is to buy at market value, use rental income to supplement bond repayments, and hope for long-term appreciation. While this is a legitimate strategy, it does take many years to realise a profit, and who wants to wait years before their investment delivers any rewards?
Related: Want To Start A Property Business That Buys Property And Rents It Out?
Contrary to popular belief, property can be cash-flow positive from day one. You just need make sure your rental income covers all your expenses with a little profit left over. That may sound like a tall order (and is nearly impossible to achieve when buying at market value), but is perfectly doable when you start investigating purchases through alternative channels.
Private sales, auctions, bank repossessions and fixer-uppers all offer the potential for near-immediate returns. You just need to know how to recognise an opportunity, and crunch the numbers before pulling the trigger.
Myth 5: There are no good opportunities left
The thing about the property market is that it's constantly shifting. Opportunities may not stay the same forever, but they are always out there. The easiest way to cash in on them is to establish your own investment strategy (playing off your interests and strengths) and then take that strategy to a market where it taps into local demand.
Whether you're flipping houses, building security estates or growing a rental portfolio, there is always going to somewhere that needs what you've got. Go to that area, become a local expert, and then buy your property. You'll be amazed at how many opportunities are out there when you take the time to really look.
Property Investment
The Rise of Mobile House Hunting
Over the past decade the property business has become increasingly digital and today property hunters are turning to technology to help them buy a home.
In the world of entrepreneurship and small business learning more about additional ways to supplement your income is a savvy choice.
Property can offer investors two potential new sources of income, either through letting the property out to tenants an ensuring a steady income, or alternatively, buying property and selling for a profit.
Learn more about the nature of property investments and discover how the digital age has changed the way in which property is bought.
Recommended: What You Need To Know To Become the Next Property Entrepreneur
Discover how the internet has changed buying property in a modern age, from the rise of online property shopping to the evolving role of digital media in the property market.
Today 9 in 10 of home buyers searched online during their home buying process, and property buying searches on Google.com have grown 253% over the past 4 years.
Buying for investment can be a minefield, and indirect property investment is an ideal option for many.
With a property fund, a professional manager collects money from many investors, then invests the money directly in property or in property shares, which can be the ideal scenario for an entrepreneur.
Over the past decade the property business has become increasingly digital and today property hunters are turning to technology to help them buy a home.
This infographic from All Finance Tax looks at the nature of investing in property, and how the internet has changed the way in which we look for property.
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