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To the Jew First, and Also to the Greek
For I am not ashamed of the gospel, for it is the power
of God for salvation to everyone who believes, to the Jew first and
also to the Greek.
Paul has just used that wonderful word "everyone" in Romans 1:16, "The gospel is the power of God unto salvation to everyone who believes." O, what an exhilarating word to those of us in this room who feel that there is something about us that rules us out! Wrong family, wrong background, wrong education, wrong language, wrong race, wrong culture, wrong sexual preference, wrong moral track record. Then to hear the word, "Everyone who believes." Everyone! One thing can rule you out: unbelief. Not trusting Jesus. But nothing else has to. The good news that Christ died for our sins, and that he rose from the dead to open eternal life, and that salvation is by grace through faith – all that is for everyone who believes. Not just Jews and not just Gentiles and no one race or social class or culture, but everyone who believes.
Then in What Ways Do the Jews Have Priority?
So why then does he follow this exhilarating word "everyone" with a word that seems to give priority to Jews? "The gospel is the power of God unto salvation to everyone who believes, to the Jew first and also to the Greek." How does he mean, "To the Jew first"? What kind of priority, what kind of "firstness" do they have? And why does he say this? What effect does he want this to have on us?
To answer this let me suggest six ways that the Jews are first in experiencing the salvation of God. And then we will look at a few ways that they are not first. Finally we will see what effect this should have on us today.
First, then, how are the Jews "first"?
1. The Jews have a priority over Gentiles as the chosen people of God
How do they have priority over Gentiles? In Genesis 12, God chooses Abraham and his descendants freely from all the peoples of the world to bless with his covenant and promise. Nehemiah 9:7 says, "God . . . chose Abram, and brought him out from Ur of the Chaldees." Then Deuteronomy 14:2 says about the whole Jewish people, "The LORD has chosen you to be a people for His own possession out of all the peoples who are on the face of the earth." And Amos 3:2 says, "You only have I chosen among all the families of the earth." And here in Romans 11:28-29, Paul says, "From the standpoint of the gospel they [the Jews] are enemies for your sake [you Gentiles], but from the standpoint of [election, or] God's choice, they are beloved for the sake of the fathers; for the gifts and the calling of God are irrevocable."
The Jews have a priority over Greeks (that is, all Gentiles, by implication) because of their special role as God's elect or chosen people. He set his favor on them and set them apart from all the peoples. Freely! Not because of any virtue or special value in them, but simply on the basis of his free choice: "The LORD did not set His love on you nor choose you because you were more in number than any of the peoples, for you were the fewest of all peoples, but because the LORD loved you and kept the oath which He swore to your forefathers" (Deuteronomy 7:7-8, See The Pleasures of God, pp. 128-133).
2. The Jews have a priority over Gentiles as the guardians of God's special revelation, the Old Testament Scriptures
In Romans 3:1, Paul asks our question: "What advantage has the Jew? Or what is the benefit of circumcision?" And he answers in verse 2, "Great in every respect. First of all, that they were entrusted with the oracles of God." In other words, God gave his special revelation and promises to Israel by Moses and the prophets. Romans 9:4 puts it like this: "[They] are Israelites to whom belong . . . the covenants and the giving of the Law . . . and the promises." All the great expressions and foreshadowings of the gospel of salvation were given to the Jews in the Word of God, the Old Testament. So the Jews had priority in having the Scriptures.
3. The Jews have a priority over the Gentiles in that the Messiah himself, Jesus Christ, came first as a Jew to the Jews
In Romans 9:5, Paul brings his list of privileges to a climax with these words: "From [the Jews] is the Christ according to the flesh, who is over all, God blessed forever. Amen." The Messiah, Jesus, was a Jew, a Son of David (Romans 1:3). And he focused his earthly ministry on the Jews. They had a priority in his work. In Matthew 10:5-6, Jesus said to the twelve apostles as he sent them out during his life, "Do not go in the way of the Gentiles, and do not enter any city of the Samaritans; but rather go to the lost sheep of the house of Israel." And in Matthew 15:24, Jesus said, "I was sent only to the lost sheep of the house of Israel." So during his earthly life, Jesus was focused on the Jews. They had priority in his ministry.
4. The Jews have a priority over the Gentiles in that salvation is from the Jews
These are the very words of Jesus in John 4:22. Jesus says to the Samaritan woman at the well, "You worship what you do not know; we [Jews] worship what we know, for salvation is from the Jews." This simply sums up all that we have seen so far. They are the chosen nation; the nation with God's special revelation; and the nation with the Messiah, the Savior. So, clearly, salvation is "from the Jews."
Another way to see that salvation is from the Jews is found in Romans 11:17-24 where Paul compares the Jewish nation to an olive tree. He says that natural branches are broken off and unnatural branches were grafted in, meaning that Jews by birth were unbelieving and so cut off from the covenant of promise; and Gentiles who were believing were grafted in and saved by the covenant of promise. Verses 17-18 are crucial for us: "If some of the branches were broken off, and you, being a wild olive, were grafted in among them and became partaker with them of the rich root of the olive tree, [then] do not be arrogant toward the branches; but if you are arrogant, remember that it is not you who supports the root, but the root supports you." In other words, salvation comes to us Gentiles from the root of God's covenant with the Jews. We are simply grafted in like wild olive branches that have no historical claim at all on being God's people. And God saves us by reckoning us children of Abraham by faith, as Paul says in Galatians 3:7, "It is those who are of faith who are sons of Abraham."
So Jews have priority because "salvation is from the Jews." All salvation is salvation through God's covenant with Abraham!
5. The Jews have a priority over the Gentiles in that Paul evangelized Jews first when he brought the gospel to a new place
For example, in Acts 13:46 Paul and Barnabas are preaching in Antioch of Pisidia, and the Jews will not listen to the gospel, so they say, "It was necessary that the word of God be spoken to you first; since you repudiate it and judge yourselves unworthy of eternal life, behold, we are turning to the Gentiles." In other words, just as God chose Israel and revealed himself to Israel and sent the Messiah and Savior to Israel so that salvation is from Israel, it is fitting that in the spread of the Gospel to new places, the Jews hear first of their Messiah and the good news of his salvation. So Jews have a priority in the order of frontier missions when the gospel comes to a new place.
6. The Jews have a priority over the Gentiles in final judgment and final blessing.
In Romans 2:9-10, Paul says, amazingly, "There will be tribulation and distress for every soul of man who does evil, of the Jew first and also of the Greek, but glory and honor and peace to everyone who does good, to the Jew first and also to the Greek." In other words, the priority that the Jews have, if it is rejected and squandered will result in a priority in judgment. And if they are grateful for their priority and trust in the mercy of their Messiah, then they will go first into the final blessing of God. There are definite dangers in having this priority. "From everyone who has been given much, much will be required" (Luke 12:48).
So when Paul says in Romans 1:16, "The gospel is the power of God unto salvation to everyone who believes, to the Jew first and also to the Greek," we should call to mind these six ways that the Jews have a priority over the Gentiles.
They are the historic chosen people of God.
They are the guardians of God's special revelation, the Old Testament Scriptures.
The Messiah and Savior, Jesus, comes to the world as a Jew to Jews.
Salvation is from the Jews, since everyone who is saved is saved by being connected to the covenant with Abraham by faith.
The Jews are to be evangelized first when the gospel penetrates a new region.
The Jews will enter first into final judgment and final blessing.
In What Ways Do the Jews Not Have Priority?
Now before we ask why Paul says this and what effect it should have on us, let's be sure we see several ways that the Jews do not have priority. This is extremely important.
1. The Jews do not have priority in righteousness or merit
Nor do Gentiles. We are on the same footing. That is one of the main points of the first two chapters of Romans. Paul concludes in Romans 3:9-10, "What then? Are we [Jews] better than they [Gentiles]? Not at all; for we have already charged that both Jews and Greeks are all under sin; as it is written, 'THERE IS NONE RIGHTEOUS, NOT EVEN ONE.'" He makes the same point in Romans 3:22-23, "There is no distinction; for all have sinned and fall short of the glory of God."
2. The Jews do not have priority in how they are saved
They are saved exactly the way Gentiles are. This is clear from Romans 3: 29-30, "Is God the God of Jews only? Is He not the God of Gentiles also? Yes, of Gentiles also . . . God who will justify the circumcised by faith and the uncircumcised through faith." And from Romans 10:12, "There is no distinction between Jew and Greek; for the same Lord is Lord of all, abounding in riches for all who call on Him; (13) for 'WHOEVER WILL CALL ON THE NAME OF THE LORD WILL BE SAVED.'" So neither Jews nor Gentiles have priority in how they are saved: both are saved by faith in Christ, not in any ethnic or religious distinctives.
3. The Jews do not have priority in participation in God's covenant blessings
The mystery of the gospel that Paul preaches, he says, is that Gentiles now are full partners in the blessings of Jewish salvation. Listen to Ephesians 2:12-13 and 18-19, "You [Gentiles] were . . . separate from Christ [the Messiah], excluded from the commonwealth of Israel, and strangers to the covenants of promise, having no hope and without God in the world. But now in Christ Jesus you who formerly were far off have been brought near by the blood of Christ . . . (18) for through Him we both have our access in one Spirit to the Father. So then you are no longer strangers and aliens, but you are fellow citizens with the saints, and are of God's household." Again in Ephesians 3:4-6, "When you read you can understand my insight into the mystery of Christ, . . . that the Gentiles are fellow heirs and fellow members of the body, and fellow partakers of the promise in Christ Jesus [the Messiah Jesus] through the gospel."
So Jews do not have priority in participation in God's covenant blessings. Gentiles are full fellow heirs of all the promises of God.
Why Did Paul Mention the Priority of the Jews?
So we come to a close with the question: Why did Paul mention this priority of the Jews in Romans 1:16? "The Gospel is the power of God unto salvation, to the Jew first and also to the Greek"? What effect should it have?
Being influenced by Romans 11:17-32, I think the answer is that Paul wants to humble both Jew and Greek and make them deeply aware that they depend entirely on mercy, not on themselves or their tradition or ethnic connections. To the Gentiles he says, in essence, salvation is of the Jews. You are not being saved by your Greek culture – or any other culture. You are being saved by a salvation that comes through the despised Semitic people called the Jews. "You do not support the root [of the Abrahamic covenant], the root supports you." So do not boast over the branches (Romans 11:18). We Gentiles are saved by becoming, as it were, spiritual Jews (Romans 2:28-29). This should humble us and strip us of any arrogance and boasting in any presumed ethnic superiority. It also should vanquish anti-Semitism and fill us with zeal for evangelism to Jews.
Similarly, Paul says to the Jews, your salvation is not your own. It is God's and he gives it to whom he pleases. He can raise up from stones – even Gentile stones! – children to Abraham (Matthew 3:9). The words "also to the Greek" in Romans 1:16 would have been as offensive to the Jews as the words "to the Jew first" were to the Gentiles. What they thought were Jewish prerogatives are, in fact, shared by the lowliest Gentiles who believe. Both of us are being humbled. We Gentiles must humble ourselves to be saved through a Jewish Messiah and a Jewish covenant. Jews must humble themselves to receive unclean Gentiles into full covenant membership and share all the blessings of the promise of Abraham.
The whole point is that God is the One who has mercy. Ethnicity is not decisive here. There is no merit with him. We are all sinners. So the real emphasis falls back on that wonderful word "everyone" that we started with: "The Gospel is the power of God to everyone who believes." So, whether Jew or Gentile, believe! And receive the power of God to save you from your sins and guilt and death and judgment and hell, and bring you home to ever-increasing joy in his presence forever and ever.


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Circa 1788.
Marie-Therese-Charlotte de France (1788-1851), Madame Royale, survived the Terror to see the restoration of the Bourbon Dynasty as the Duchess D'Angouleme. Louis-Charles de France (1785-1795), Dauphin from 1789, Louis XVII after 1793, spent most of his short life in captivity. Proclaimed King by his mother after the execution of his father, he survived only two more years.

subset: commoncrawl


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Environmental Health
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(1) Name and address of owner and person responsible for animal;
(2) The date of entry and signature and address of individual to whom animal is released;
(3) Description of animal including breed, sex, age, and color markings;
(4) Record of vaccinations;
(1) Shall be structurally sound and maintained in good repair to protect the animals from injury; contain the animals and restrict the entrance of other animals and people.
(2) Shall have reliable and adequate electric power, if required, to comply with other provisions of the ordinance and adequate potable water shall be available.
(3) Shall have supplies of food and bedding which shall be stored in facilities which adequately protect such supplies against infestation or contamination by vermin; refrigeration shall be provided for supplies of perishable food.
(4) Shall have provisions for the removal and disposal of animal and food waste, bedding and debris, in order to assure facility will be maintained in a clean and sanitary manner.
(5) Shall have facilities such as washroom, basin or sink for maintaining cleanliness among animal caretakers and animal food and water receptacles.
(6) Shall measure an ambient temperature outside the primary enclosure at a distance not to exceed three feet from any one of the external walls and on a level parallel to the bottom of the primary enclosure at a point approximately half the distance between the top and the bottom of such enclosure.
(1) Indoor housing facilities for animals shall be sufficiently heated when necessary to protect the animals from cold and provide for their health and comfort. The ambient temperature shall not be allowed to fall below 50 degrees Fahrenheit for animal s not acclimated to lower temperatures.
(2) Indoor housing facilities for animals shall be adequately ventilated to provide for the health and comfort of the animals at all times. Such facilities shall be provided with fresh air either by means of windows, doors, vents or air conditioning an d shall be ventilated so as to minimize drafts, odors and moisture condensation. Ventilation shall be provided when ambient temperature is 85 degrees Fahrenheit or higher.
(3) Indoor housing facilities for animals shall have ample light by natural or artificial means or both be of good quality and well distributed. Such lighting shall provide uniformly distributed illumination of sufficient light intensity to permit routine inspection and cleaning during the entire working period. Primary enclosure shall be placed to protect the animals from excessive illumination.
(4) Interior building surfaces of indoor facilities shall be constructed and maintained so that they are substantially impervious to moisture, and may be readily sanitized.
(5) A suitable method shall be provided to rapidly eliminate excess water from indoor housing facilities. If closed drain systems are used, they shall be equipped with traps and installed to prevent odors and backup of sewage.
(1) When sunlight is likely to cause overheating and discomfort, sufficient shade shall be provided to allow all animals kept outdoors to protect themselves from the direct rays of the sun.
(2) Animals kept outdoors shall be provided with access to shelter to allow them to remain dry and comfortable during inclement weather.
(3) A suitable method shall be provided to rapidly eliminate excess water.
(1) All baby birds shall be separated from the adults until accepting food on their own; and new birds shall be placed in a cage separate from the existing stock and quarantined for ten (10) days for any signs of illness. Clean water and food container s shall be offered on a continuous basis and within easy reach of the quarantined bird. If any quarantined bird does show signs of illness, it shall be isolated from all other birds for proper treatment or be taken to an avian veterinarian. The purpose of a quarantine is to protect existing stocks of birds on premises from the introduction of disease and to determine whether or not the new additions are diseased.
(2) Cages shall have adequate room to prevent tails from touching cage floors when on perch and large enough to allow birds to open wings without touching cage sides. Perches shall be wood dowels of adequate size to afford secure, comfortable grip with enough space to allow all birds to sit comfortably on perches at the same time. Cages shall be cleaned daily and fresh paper placed in the bottom. All cages with adult birds shall have grates in the bottom to prevent contact with feces below.
(3) A good quality pelleted diet and/or seed should be offered continuously in an adequate number of containers to minimize competition for food. Fresh vegetables and fruit, if possible, shall be given on a daily basis. Clean water should be offered continuously. All food and water containers should be washed at least daily with hot soapy water to prevent contamination and the chance of spreading disease.
(4) Records on each bird shall include sufficient information to be able to trace a bird's origin in case of a disease outbreak.
(5) If any bird tests positive for Psittacosis or any disease contagious to humans, the testing veterinarian is required to report the results to the North Carolina Department of Health and Human Services, which reports the results to the Mecklenburg County Health Department. The Health Director has the authority to contact the owner of the bird explaining the health risks and quarantine recommendation. Also, the Health Director has the authority to contact the facility where the bird was purchased requesting to see the records of the bird. The Health Director has the authority to contact the facility where the bird originated and may require testing of other birds at the facility to be assured there are no other infected birds. If there are other infected birds, he has the authority to quarantine the facility for up to 45 days and to require treatment with medicated feed of all birds in that facility.
(1) washing them with hot water (180 degrees Fahrenheit) and soap or detergent as in a mechanical cage washer; or
(2) washing all soiled surfaces with a detergent solution, rinse, followed by or in conjunction with a safe and effective disinfectant approved by the Health Director; or
(3) cleaning all soiled surfaces with live steam.
(1) Females in season (estrus) shall not be housed in the same primary enclosure with males, except for breeding purposes.
(2) Dogs shall not be housed in the same primary enclosure with cats, nor shall dogs or cats be housed in the same primary enclosure with any other species of animals.
(1) Programs of disease control and prevention, euthanasia, and adequate veterinary care shall be established and maintained under the supervision and assistance of a licensed veterinarian.
(2) Each animal shall be observed daily by the animal caretaker in charge, or by someone under his direct supervision. Sick or diseased, injured, lame, or blind animals shall be provided with veterinary care or humanely disposed of unless such action i s inconsistent with the research purposes for which such animal was obtained and is being held, provided however, that the provision shall not effect compliance with any state or local law requiring the holding, for a specified period, of animals suspected of being diseased. Obviously sick, diseased, or deformed animals will not be offered for sale or adoption.
(3) Prior to being offered for sale to the public, puppies and kittens shall have the vaccinations necessary to protect them from communicable diseases. This shall exclude a rabies vaccination, which may be postponed until the puppy or kitten is sold o r reaches four months of age.
(4) All animals shall be freed of internal and external parasites as much as possible by ordinary conventional treatment.
(1) Each animal in the vehicle has sufficient fresh air for normal breathing.
(2) The openings of such enclosures are easily accessible for emergency removals at all times.
(3) The animals are adequately protected from the elements. The ambient temperature shall not be allowed to exceed 95 degrees Fahrenheit at any time nor to exceed 85 degrees Fahrenheit for a period of more than four hours. The ambient temperature will not be allowed to fall below 50 degrees Fahrenheit unless animals are acclimated to lower temperatures.
(1) An area may be declared under quarantine against rabies by the Health Director when the disease exists to the extent that the lives of persons are endangered. When quarantine is declared, each animal in the area for which the quarantine is declared shall be confined to the premises of the owner or in a veterinary hospital. However, dogs or cats on a leash and under the control of a responsible adult may be permitted to leave the premises of the owner or the veterinary hospital. In addition, the Health Director may make other types of animals subject to the quarantine.
(2) When quarantine has been declared and animals subject to the quarantine run uncontrolled in the area, any peace officer, animal warden, or animal control officer shall have the right, after reasonable efforts have been made to apprehend the animals , to destroy the uncontrolled animals and properly dispose of their bodies.
(3) No animal included in the quarantine may be taken or shipped from the quarantined area during the quarantine period without written permission from the Health Director.
(1) the dog or cat had been vaccinated against rabies in accordance with this Ordinance more than three weeks prior to being bitten and is given a booster dose of rabies vaccine within three days of the bite, or;
(2) the animal (other than a dog or cat) had been vaccinated against rabies in accordance with standards recognized as appropriate by the Health Director.


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Featured News - Current News - Archived News - News Categories
ABC News to broadcast special one-hour edition of "World News with Diane Sawyer"
Diane Sawyer and Chris Cuomo to anchor "A Special Edition of 20/20: The Perfect Storm"
"Nightline" to broadcast a special edition dedicated to covering the aftermath of Sandy
Throughout the day, ABC News' "Extreme Weather Team" will provide viewers with the whole picture of how the Hurricane Sandy has impacted the East Coast and beyond. Over the past 24 hours, ABC News has deployed more than two-dozen correspondents and anchors to cover "Superstorm Sandy" for its broadcasts, digital platforms, affiliates and radio newscasts.
On Tuesday, ABC News will air a special one-hour edition of "World News with Diane Sawyer" at 6:30 p.m. The broadcast will have the latest on how the 50 million Americans caught in the storm's path were effected, the potential economic impact, updates on transit shutdowns, as well as the implications for the upcoming election.
Sawyer and Chris Cuomo will co-anchor "A Special Edition of 20/20: The Perfect Storm" at 10 p.m., taking viewers inside the harrowing stories of determination by those caught in the storm's path.
In addition, ABC will air a special edition of "Nightline" dedicated to covering the aftermath of Hurricane Sandy from 11:35 p.m. until midnight Terry Moran will anchor from New Jersey with reporting from his co-anchors Cynthia McFadden in New York and Bill Weir on the front edge of the storm in Ohio. Plus, Juju Chang will report on the impact of Sandy on New York City.
ABC News will have anchors and correspondents reporting from across the impacted coastline throughout the day on Tuesday:
•ABC News Weather Editor Sam Champion reports from New York City along with "20/20" co-anchor Cuomo and "Nightline" correspondent Chang.
•"World News" weekend anchor David Muir reports on the evacuation of New York University Langone Medical Center.
•"20/20" co-anchor Elizabeth Vargas reports from Breezy Point in Queens.
•MeteorologistGinger Zee reports from the Jersey Shore where the storm made landfall.
•"Nightline" co-anchor Moran makes the journey up the Jersey coastline.
•"Nightline" co-anchor Weir reports from front edge of the storm in Ohio.
•Alex Perez reports from New Jersey where rescues are under way.
•Michelle Charlesworth, of ABC's owned station in New York WABC, reports from Staten Island.
•Matt Gutman reports from North Carolina.
•Ron Claiborne reports from Long Island.
•David Kerley reports from Delaware.
•Linsey Davis reports from Northern New Jersey.
•Lisa Stark reports from the West Virginia/Maryland area.
•Dan Harris reports on use of social media throughout the storm.
•Senior White House Correspondent Jake Tapper and Senior Political Correspondent Jonathan Karl have the latest on how the storm is impacting the election.
•Senior National Correspondent Jim Avila discusses the latest travel updates.
•Chief Health and Medical Editor Dr. Richard Besser talks concerns about drinking water.
ABC News will have up-to-the-minute coverage across its digital and social platforms as well as on Yahoo!. For complete, continuing storm coverage from the ABC News "Extreme Weather Team," check out the Hurricane Sandy live blog andspecial landing page. ABCNews.com will be producing live, multi-stream digital coverage throughout the day. ABC News Digital live coverage streams are available across all ABC digital platforms and apps as well as here:http://www.abcnews.com/live.
ABC NewsOne, the affiliate news service of ABC News, will be providing live and taped reports to its domestic and international clients throughout the day from the following correspondents:
•TJ Winick reporting from Cape May, N.J.
•Tahman Bradley reporting from Ocean City, Md.
•Brandi Hitt reporting from New York University Langone Medical Center
ABC News will be working closely with local stations and affiliates up and down the East Coast throughout the coming days as it covers the storm's impact.


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New Jersey seniors have saved about $198 million since 2010 on prescription drugs under the Affordable Care Act, according to an Aug. 21 release from the U.S. Department of Health & Human Services.
Additionally, New Jerseyans in the Medicare prescription drug coverage gap known as the "donut hole" — including those who are paying out-of-pocket for drug costs until hitting a deductible — saved about $64.5 million on prescription drugs in the first seven months of this year alone, and on average individually saved $829 since Jan. 1 of this year.
The average U.S. senior saved $630 between January and July, according to the release.
"Millions of seniors in New Jersey and across the country with Medicare are already seeing the benefits of the Affordable Care Act, whether through savings on their prescription drugs or access to preventive services like mammograms and colonoscopies free of charge," said U.S. Rep. Frank Pallone (D-Long Branch), a primary sponsor of the ACA, in a release. "Clearly, the Affordable Care Act strengthens Medicare, and we must protect these important benefits so our seniors may receive quality, affordable health care."
Under the ACA, patients who enter the donut hole will receive a rebate that gradually increases until 2020, when the donut hole is fully closed. In 2010, for example, the rebate was $250; in the 2011, patients began receiving a 50 percent discount on covered brand-name drugs and a discount on generic drugs.
New Jersey currently has 77,781 Medicare beneficiaries.
Nationally, nearly 5.4 million seniors and people with disabilities have saved more than $4.1 billion on prescription drugs, according to the release. In 2012, 18 million people with traditional Medicare have received at least one preventive service at no cost to them.
"With the economy struggling and so many seniors living on fixed incomes, these prescription drugs savings are critical to helping our seniors stay healthy," Pallone said.
New Jersey's Department of Health said it was unable to confirm the numbers.


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Turf version 2.0 is now released on Appstore and Google play!
This means we have finally made a complete visual overhaul of the entire game.
It took almost a year "from the axe to the limp" but we are very happy with the result and really hope that you will be as well.
Have a great easter!
//Turf Crew
We are currently finalizing all the details for the big release this saturday!
Huge amount of work put in to this release! :-)
May 19th this year Västerås and Turf Västmanland will host the World
Championship in Turf, or as Turfers calls it: Bonanza.
Pre-registration is now up and running! You will be able to buy
BonanzaBag or t-shirts. If you sign up before the 1st of April, you will
have a zone with you turf-name at the event.
Go to uturf.se and sign up for a great time!
( http://www.uturf.se/index.php/anmalan-bonanza-2018 ) to find out more
Here we go again. We are running out of superlatives.
grabs his fourth gold medal within a year. How long will it take before he passes
legendary collection of six? This time it required 831 802 points by 4 233 takes. Next to him we find
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from Swedens royal city Stockholm who grabs his first noble medal with 718 005 points by 3 724 takes. At third place we find the ice cream loving turfer from Örebro, nike air jordan 11 lab 4 black
, with 553 771 points by 3 134 takes.
Great job everyone!
The yearly skiing tradition of Vasaturfen has finished. This year we got to follow Harijono and Fredricks journies from Sälen to Mora and the 12 zones between. We are also happy to announce that the last stop on the race in Eldris has just recieved its own zone. So even if you have finished the race before you now have a great motivation for another try! I didn't had the courage to try on the longer race this year, I settled with the shorter version of 3 miles, starting in Oxberg. But at least I got a bonus zone in form of GirlPowerWasa.
Zoon time for the Bonanza!
On May 19 this year Västerås and Turf Västmanland will host the World Championchip of Turf, or as a Turfer calls it - Bonanza!
At 9:00, the doors will open. The Bonanza by foot class will start at 10:30 and end by 12.30 with winner ceremony at 13:00. The Bonanza by bike class (not motor driven) will start at 14:00 and end by 16:00 with winner ceremony at 16:30. Another ceremony with the bigger Prize table will be held at the Bonanza Banquet. Get in good time before each start if you want to participate in the warm up and review of game rules that will take place half an hour before start. (Exact times and schedule will be available on the event day in the starting area and on the website.) Food/snacks vendor, merchandise-shop, exhibitors and nice company will be available all day.
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Guy Hanson Senior Director, International Consulting | UKGuy Hanson
Guy works with a range of clients across five continents to improve their email delivery, subscriber engagement, and revenue generated. With over 15 years of experience, he is a global e-mail expert.
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Return Path PartnerKindergarten Pre-registration September 2018 "for families in our school zone with offer letters from district 2 enrollment."
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Donate today or set recurrent payments!Did you know our 8th graders extract DNA from strawberries in science?
The main purpose of our DNA extraction lab was to help students bring their abstract knowledge pertaining to the structure and function of DNA to life.Prior to this investigation, our 8 th grade scientists had learned about the double-helix structure of DNA, the function of the various components that make up this complex molecule and how DNA is used during protein synthesis and other life processes. Two common misconceptions many students harbor pertaining to DNA is that it is absent from many of the foods they consume on a daily basis and that when extracted, it will look like the twisted ladder they had seen in their textbooks.
In order to help students deconstruct these misconceptions, we extracted the DNA from a strawberry using everyday household materials (dish soap, salt water, and rubbing alcohol). Strawberries are ideal for this experiment because their cells are octoploid compared to human body cells, which are diploid – strawberries have 8 copies of their chromosomes in each cell, which makes it possible to see the DNA without the use of a microscope.
During the lab, students were blown away by the appearance of the DNA – white, sticky fibers that could be removed from the test tube using a stirring rod.
Veggie Tasting
February was Wellness Month and we celebrated incorporating veggies to our lunch! Carrots vs. Corn was one of our very popular "Veggie Wars"
6th Grade Egyptian Museum
Construction Kids
Our first graders using real tools: hammers, nails and more to build amazing boats!
Order your Yearbook TODAY for lifelong memories!Get your 2017/2018 Yearbook today! --> Price increases to $45 on April 9th! 5th and 8th graders automatically receive a yearbook.
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Reviewed By Mario T (White Lake, MI) Reviewed for a 2015 Nissan Titan —5/23/2016 10:43 PM
We haven't got to use the airbed yet, but it looks sturdy. Very pleased in the service, we received our order within the time frame that it was to be delivered. Looking forward to using the truck air bed and tent that we purchased.


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The Boulder County chapter of the ACLU is urging the University of Colorado not to censor student art, following controversy over the school's removal of a student art exhibit featuring female genitalia.
Judd Golden, chairman of the American Civil Liberties Union's local chapter, sent a letter to CU on Monday urging the art department to "encourage interested students and the public to view and draw their own conclusions." Golden also offered to help CU develop a student art policy.
CU spokesman Bronson Hilliard countered that it's not a free speech issue. Instead, he said, the exhibit, which was in a public lobby of the school's Visual Arts Complex, was moved to a basement gallery because the content was deemed too mature for touring high school students who regularly came through the lobby.
"We made substantial accommodations for the student," Hilliard said. "We don't believe we engaged in censorship or anything like it. The First Amendment allows us to make restrictions on time, place and manner."
In December, CU graduate art student Clarissa Peppers installed two of her pieces in the Visual Arts Complex lobby. The works, titled "I Don't Whistle" and "When in Rome," featured looping videos of a swinging bell and cyclamen flowers, respectively, below female genitalia.
A few hours later, the chairman of CU's Department of Art and Art History removed the pieces because of complaints and relocated them to the basement.
The decision sparked controversy in which fellow students, faculty members and national anti-censorship advocates spoke out in support of the artist. The saga culminated with Peppers re-applying for the Visual Arts Complex lobby space and, ultimately, reinstalling her work there last week -- with cautionary signage and a floor-to-ceiling curtain to protect people who would be offended.
Her work came down Saturday, the scheduled end of its run.
According to Golden, cautionary signage -- that some art may be "offensive" and the works "contain nudity" -- chills free expression and may prejudice potential viewers.
"Once you allow the government to censor someone else, or to marginalize artwork by 'warning' people that it is possibly offensive, we have ceded to government the power to censor or marginalize everyone," Golden wrote in his letter. ___


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Let the revolution begin! January 31 is Fat Loss Revolution day.
After a lot of blood, sweat and tears (and tapped adrenals), the final version of my new book, Fat Loss Revolution, is officially being released and launched on January 31. Yay!
It's time to celebrate! The final paperback version of Fat Loss Revolution includes incredible praise/endorsements from some of my favorite, most admired mentors and esteemed colleagues including Dr. Mark Hyman, Anne Louise Gittleman, Robb Wolf, Rachel Cosgrove and many others.
I am so thrilled for you to read Fat Loss Revolution. Fat Loss Revolution contains all of my secrets and lifestyle solutions for you to experience your highest level of health and fat loss for a lifetime. The principles and solutions found in Fat Loss Revolution are practical and powerful.
I'm super excited for you to experience the same type of success that myself and thousands of my clients have personally achieved. I had a vision that directed me to write this book. It is my contribution and an opportunity to reach out and empower more people on a grander scale and make a difference in their lives.
Fat Loss Revolution is a platform to share my passion, knowledge and twenty-some years of experience helping and educating thousands of individuals experience life-long health and permanent fat loss.
Fat Loss Revolution is available in Paperback, Kindle, Nook and iTunes.
Find on Amazon.com and Barnes & Noble.
Thank you!
Author, Nutritionist, Fitness & Fat Loss Expert
Visit my blog for the latest in health, nutrition, diet and fitness.
Visit my blog for the latest in health, nutrition, diet and fitness. Below you'll find an alphabetical listing of my recent posts. Hope you find my posts informative and empowering! Thank you.
- 10 Natural Ways to Lower Blood Pressure and Cholesterol
- 21 Day Weight Loss MakeOver
- 50 Habits of Highly Successful People
- Adrenal Fatigue – What Can You Do?
- Are You Anemic? Do You Have Excess Iron?
- Are Your Symptoms Related to Food?
- Be Inspired---Be Empowered---Be Authentic
- Benefits of Pumpkin Seeds
- Blueberries for Health, Vitality, Longevity and Fat Loss
- Boost Your Health with Probiotics
- BPA – An Estrogen-Like Chemical
- Change Your Body, Boost Your Metabolism and Lose Fat
- Coconut Chicken
- Coconut Macadamia Chicken
- Coffee and Fat Loss
- Dietitian or Nutrtionist? You Decide....
- Energizing Green Drink-----Balance Your Acid Alkaline
- Get Rid of Your Love Handles and Muffin Top
- Healthy and Easy Granola Recipe
- Hypothyroid
- Integrity
- Is Soy a Health Food?
- Keep Your Gallbladder
- Lemons for Health, Vitality, Longevity and Fat Loss
- L-Glutamine
- Lose Weight with a Food Journal
- Marathon Training Tips
- Myofascial Release Exercises Using the Foam Roller
- Natural and Healthy Electrolyte Replacement Beverage
- Osteoporosis Risk Factors
- Prevent the Flu and Boost Your Immune System Naturally
- Sex for Health, Vitality, Longevity and Fat Loss
- Simple Strategies to Reduce Your Risk of Breast Cancer & Eliminate "Man Boobs"
- Six Principles that Reduce Body Fat, Reduce Risk of Diabetes & Obesity
- Spices for Health, Vitality, Longevity and Fat Loss
- The Power of 4 on Kindle, iPad and Nook
- Tips to Manage Your Stress
- Turkey Apple Walnut Goodness
- Vitamin D – For the Health of It
- Want Strong Bones?
- Water for Health, Vitality, Longevity and Fat Loss
- Winning Formulas for Restful Sleep
- Your Hormones and Where You Store Body Fat


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Satin DMC Floss #S5200
.89¢ + $2.99 shipping within the U.S.
In Stock. Usually ships in 1-2 business days.
Item: S5200 - Type: Crochet Patterns.
This thread is as soft and shiny as satin. It glides through fabric and brings an exceptional sheen to all stitchery projects. Available in 36 striking colors that follow the same numbering system as the original Rayon Floss. Each skein is packaged with new see-through label that keeps the thread tidy and makes it easier to use. Six-strand divisible thread on an 8.7 yard pull skein. Article 1008F. $0..89 each.
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|Reviews From Customers Who Purchased This Item
on 06/16/2015 - Hard to work with
Although this satin floss is hard to work with, it does produce a noticeably shinier appearance. If that is important in your cross stitch, then it is worth the trouble.
on 05/14/2015 - Fantastic
Beautiful color, stitches well, will purchase again....in about 5 minutes from now.
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As you may know, we've been struggling with allergies at my house these days- it turns out that our darling Baby Yum has a very sensitive tummy and so I've had to go on a rather extreme elimination diet in order to breastfeed her. The good news is that she is doing much better (yay probiotics!)- and the other good news is that while I had to turn my diet upside down, I'm starting to come up with some recipes that rock, limited ingredients or no. This recipe is amazing because it doesn't contain any of the top allergens (no dairy, soy, eggs, nuts, animal products, potatoes, corn etc) and yet still has fantastic texture and flavor. As I was bemoaning the loss of Ener-g foods egg replacer (which contains a corn derivative AND potato, both of which I'm currently avoiding), it occurred to me that the french crepe/flatbread recipe socca doesn't contain any eggs at all, and still tastes lovely. It is based in high protein chickpea flour but I thought, what if I used another high protein flour like amaranth, which is one of my current staples? And so, a lovely recipe was born. Obviously I wasn't going to be able to top it with hummus (no sesame at the moment, sigh) but I raided my admittedly limited fridge and came up with an easy veggie saute that tasted surprisingly savory and delicious. I've made this recipe many times since its first inception, and it comes out beautifully every time.
For those of you new to amaranth, you can find gluten-free certified flour through Bob's Red Mill, sold on Amazon or directly through the company. Amaranth is a traditional food plant in Africa, and only now beginning to be cultivated for use in the United States. It has a long and interesting history with the Aztecs and with the native people of Mexico. "To this day, amaranth grains are toasted much like popcorn and mixed with honey, molasses or chocolate to make a treat called alegría." (Recipe for Alegría using whole grain amaranth )
Most interestingly for our purposes, Amaranth contains "large amounts of protein and essential amino acids, such as lysine . . . [and is] reported to have a 30% higher protein value than cereals, such as rice, wheat flour, oats, and rye." That sounds good to me, especially since Baby Yum is currently sensitive to so many of my vegetarian protein staples. Further, "Amaranth and quinoa are called pseudograins because of their flavor and cooking similarities to grains. These are dicot plant seeds, and both contain exceptionally complete protein for plant sources. Besides protein, amaranth grain provides a good source of dietary fiber and dietary minerals such as iron, magnesium, phosphorus, copper, and especially manganese." (Source: Wikipedia) Nutritional value aside, this recipe is worth trying based on flavor alone. I think you'll agree that in this case, a simple whole grain (or whole pseudograin) recipe is amazingly tasty- and easy, too!
Gluten Free Amaranth Flatbread Crepe Recipe
1/2 cup GF amaranth flour (I use Bob's Red Mill)
1/2 cup water + 2 tbsp water
1/8 tsp. salt
1 tbsp. olive oil
Generous sprinkle of dried rosemary
olive oil for oiling cast iron pan
cast iron or other oven safe skillet
*Makes two crepes- double for larger recipe
Allergen-free filling:
Whisk together flour, water, salt, and olive oil in a medium bowl. Set on counter and leave for 30 minutes, whisking as needed. Meanwhile preheat oven to 450F and place seasoned cast iron pan in oven, heating. Add rosemary after batter has set. Brush pan with small amount of olive oil and let cool slightly. Pour half of your batter into the pan and swirl to make a round crepe in the pan. Place in oven and let bake for at least 8 minutes or until it starts to brown and lift off the edge of the pan. Take out of oven and carefully peel off flatbread and turn over, letting it brown for a minute or so on the other side if you like it crispy.
While you are making your second flatbread, heat a small amount of olive oil in a nonstick or second cast iron pan and saute apples and carrots until apple starts to brown. Season generously and turn. Add a little more olive oil and heat in the center of pan. Sprinkle oil lightly with salt and add zucchini cubes, sauteeing until lightly browned, turning as needed. When done to your desired texture, remove from pan.
Fill or top flatbread with your sauteed veggies and enjoy!


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The only perfection which modern civilisation achieves is mechanical; machines are magnificent and immaculate but the life which serves them or is served by them isn't magnificent or shiny or more perfect or more comely.
The Media is an abstraction (because a newspaper is not concrete and only in an abstract sense can be considered an individual), which in association with the passionlessness and reflection of the times creates that abstract phantom, the public, which is the actual leveler. . . . More and more individuals will, because of their indolent bloodlessness, aspire to become nothing, in order to become the public, this abstract whole, which forms in this ridiculous manner: the public comes into existence because all its participants become third parties. This lazy mass, which understands nothing and does nothing, this public gallery seeks some distraction, and soon gives itself over to the idea that everything which someone does, or achieves, has been done to provide the public something to gossip about. . . . The public has a dog for its amusement. That dog is the Media. If there is someone better than the public, someone who distinguishes himself, the public sets the dog on him and all the amusement begins. This biting dog tears up his coat-tails, and takes all sort of vulgar liberties with his leg--until the public bores of it all and calls the dog off. That is how the public levels.
Soren Kierkegaard, The Present A
A man who has the courage of his platitudes is always a successful man. The instructed man is ashamed to pronounce in an orphic manner what everybody knows, and because he is silent people think he is making fun of them. They like a man who expresses their own superficial thoughts in a manner that appears to be profound. This enables them to feel that they are themselves profound.


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SPAN 352 (IT) Peninsular Literature I: Medieval and Early Modern (1)
A survey of pre-18th century Spanish literary, including narrative, lyric poetry, and drama. The historical, anthropological, and political backgrounds of the period, as well as other artistic representations, such as painting, and architecture, will also be analyzed. Primary texts include El Cid, El Lazarillo de Tormes, La Vida es Sueño, as well as works by Góngora, María de Zayas, Calderón, Cervantes. Conducted in Spanish.
- General Education Requirement Fulfillment: Interpreting Texts
- Prerequisite: SPAN 331W or consent of instructor
- Offering: Fall
- Instructor: Montero


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770 Straight-fit pant in Broken-in chino
size & fit
- Slim through hip and thigh, with a narrower leg than our classic fit.
- 14 3/4" leg opening (based on size 32/32).
Product Details
The chinos (aka khakis) for the guy who's looking for a slim fit that's actually easy to move (and sit) in. First launched in 2003, our Broken-in chinos are made from heavily washed cotton twill that give them a vintage look with the timeworn characteristics of a well-aged pair of jeans.
- Cotton twill.
- Zip fly.
- Off-seam pockets, back welt pockets.
- Machine wash.
- Import.
- Item 19488.


text: Faxing - Communications - Slovakia Ads | Classifieds Slovakia | Buy and Sell Slovakia | Mobile Friendly | Post Ads | Free Ads Slovakia | Slovakia Classifieds Ads We use cookies to ensure that we give you the best experience on our website. See more at our Privacy Policy Wednesday, 22 August, 2018 | Home | Post Ad International (85) Slovakia (46) Post Ad Post Event Qtellplus Social Network Edit Post Ad Search Go Home / Communications / Faxing Faxing Slovakia Classified no Registration Required Mobile Friendly Post Advertising Global Buy - Sell Classified Ad Trade Products Services 365 Day Classified B2B Buy Sell Sorry! There are no ads to show. Back to Home Categories » Accountancy Agriculture Architecture Art and Enterainment Automotive Body Care Business Global Business to Business Care Children and Babies China Manufacturers Communications Book Business Computing Censorship Conversation Faxing File Transfer Film Freedom of speech Freedom of the press Internet Journalism Mail Mass media Mobile Phones Modems Morse Code News media Newspaper Radio Social network Telecommunications Telephone Television Video Writing Computer Construction Consultancy Consumer Content Writing Dance Design Distribution Drop Ship Companies Education Education Training Electrical Employment Engineering Entertainment Environmental Estate Agents Fashion Financial Food Franchises Garden Global Manufacturers Hair and Beauty Health Hire and Rental Home and Family Horticulture Hotel Industry Insurance Internet Jewellery and Clocks Joblots Local Community Luxury Machinery Manufacture Maritime Master Franchises Medical Military Miscellaneous Non Profit Occupational Safety Outdoor Property Part Time Opportunity People and Services Pest Control Pets and Animals Photography Pod Casting Tools Print and Design Promotional Property Services Public Utilities Recruitment Repair and Maintenance Retail Safety Sales Science and Research Search Engine Listing Security Service and Providers Signs Small Business Social Networking Solar Energy Sports Storage and Supplies Taxi Business Technology Telecom Trade Transportation Travel Uk Distributors Used Goods Volunteer Warehouse Weather Web Design Wellness Wholesale Distributors Slovakia Ads | Classifieds Slovakia | Buy and Sell Slovakia | Mobile Friendly | Post Ads | Free Ads Slovakia | Slovakia Classifieds Ads Alerts Get a daily email with the newest ads in this category Sign Up Slovakia Ads | Classifieds Slovakia | Buy and Sell Slovakia | Mobile Friendly | Post Ads | Free Ads Slovakia | Slovakia Classifieds Ads. Rights Reserved Terms of Use Privacy Policy Post Ad Edit


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We offer thousands of coins, banknotes and supplies. Everything to start, grow and expand your collection!
We offer the finest coins on eBay. We are entering a new era on eBay. To help meet the demands of as many customers as possible, we are now offering 2 levels of service. One for those discerning collectors that want something a little nicer. And one for those who want their coins for the best possible price. Check out our store as we roll out the new listings!
Some of the best shipping rates on ebay.Shipping is only $2.95 per shipment! Buy as much as you want and you will only pay $2.95 for shipping!
We want your experience to be top notch.If you ever have any questions or comments, feel free to contact us using the "Ask seller a question" link found in any of our listings. We would be glad to hear from you!


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Fingerprinting too Costly and Burdensome; Should Not be Only Option for Background Checks of "Supervised Employees," AICPA Tells IRS
October 13, 2011
The American Institute of Certified Public Accountants said the cost and burden of the Internal Revenue Service's proposed fingerprinting requirement is an important concern in testimony Oct. 7. The proposed user fee regulations would further implement the IRS' tax preparer oversight program.
"We have serious concerns regarding the level of burden that the user fee regulations will place on CPA firms, primarily small and medium-size firms," Patricia Thompson, chair of the Tax Executive Committee, said.
Thompson's testimony focused on the fingerprinting requirement for nonsigning staff working under the supervision of a CPA, and she said the IRS should instead consider an alternative that would allow CPA firms to use a consumer reporting agency regulated by the Federal Trade Commission to learn of any felony histories of their supervised employees. Under that scenario, Thompson said, the costs per applicant would be significantly below what the IRS is likely to charge, and less burdensome to implement.
The IRS estimated 70 percent to 80 percent of the roughly 450,000 individuals who would be affected by the fees are operating as, or employed by, small entities and that the cost for fingerprinting will be between $60 and $90 per applicant.
The preamble to the proposed IRS regulations indicates that the IRS does not intend to fingerprint CPAs at this time, but specifically requests comments on whether CPAs and others should be exempt. Thompson strongly reiterated the AICPA's position that CPAs should remain exempt from fingerprinting because they are already regulated by state boards of accountancy and subject to state ethical and competency rules, a point she also made in the AICPA's Oct. 7 comment letter to the IRS.
"The AICPA strongly believes that CPAs should continue to be exempt from the fingerprinting process because it is redundant to the suitability process performed by the 55 state boards of accountancy that regulate CPAs in the United States and territories," Thompson said. "Given the longstanding regulatory process provided by the state boards of accountancy, we do not believe it appropriate for the IRS to duplicate the cost or burden of fingerprinting CPAs."
In addition to proposing fingerprinting, the IRS is considering stopping the issuance of provisional PTINs after April 18, 2012. Thompson said the AICPA is concerned that if the IRS stops issuing provisional PTINs, CPA-supervised employees, especially new or temporary hires, will effectively be "benched," and unable to do their job while their PTINs are being processed. "CPA firms need a solution that flexibly addresses their immediate staffing needs without disruption," she said. The IRS should, at a minimum, allow provisional PTINs to be effective through Oct. 16, 2012, she suggested.
For more information about the IRS hearing and the AICPA testimony, read the Oct. 7 Journal of Accountancy story.


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No You Didn't!
Clear Quartz. 8 inches
Please note...
Many of the DLD collection never make it to the website. Please contact Dawn directly if you are interested in seeing the newly designed pieces. Booking a show is the best way to purchase the latest designs. All jewelry is one of a kind. You can not order a piece that has already been sold, however, you can have jewelry designed specifically for you!


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Webinar - Website Security Threats: June 2014 update
Using threat intelligence sources such as the Symantec Global Intelligence Network, this monthly webinar will help you understand how you can continue to protect your company and your infrastructure from the latest online security threats.
Join us for this 25 minute session, in which we will provide you with recent updates and insights into the constantly evolving online threat landscape.
The goal is simple: to make the Internet safer to transact business – for you, your customers and everyone else with whom you interact online.
We look forward to your participation.


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Browsing by Subject "Public administration - Namibia"
Now showing items 1-1 of 1
Institutional reform measures within the Namibian public sector to ensure accelerated service delivery. (Journal of Public Administration., 2006)During 2006, Namibia not only celebrated 16 years of independence, but the people of Namibia also witnessed a smooth transition of presidential power, in a peaceful, democratic and constitutional manner. The newly elected ...


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U.S. President Barack Obama says March's health-care reform bill already is improving millions of Americans' lives.
In his weekly address Saturday, Mr. Obama touted the first benefits of Democrat-backed legislation that narrowly passed through Congress earlier this year.
Mr. Obama says the entire health-insurance industry has agreed to stop canceling the coverage of people when they get sick, ahead of a September deadline requiring insurers to do so.
Mr. Obama also says a new federal office, the Office of Consumer Information and Insurance Oversight, will help states stop insurance companies from "gaming" (exploiting) the health-care system. He says his administration has prevented one company, Anthem Blue Cross, from raising health insurance rates by 39 percent in the western state of California.
The opposition Republican Party's weekly address dealt with the most recent piece of major legislation in Congress - the financial reform bill.
The top Republican on the Senate Banking Committee, Richard Shelby of Alabama, criticized the bill for overlooking the mortgage giants known as Fannie Mae and Freddie Mac.
The U.S. government's takeover of those firms in 2008 was an early milestone in the global financial crisis.
The U.S. Senate has been debating a complicated reform bill aimed at protecting consumers from abusive financial practices and ending government "bailouts" of troubled sectors of the U.S. economy.
The House of Representatives passed its own version of financial reform in December. If the Senate passes its bill, both versions must be combined and voted on again before President Barack Obama can sign financial reform into law.


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Manufacturer Van Melle
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Air Heads Minis from Van Melle, the classic tangy candy chews in convenient mini bags. The tasty taffy-like treats come with extra flavors - in addition to the regular Watermelon, Cherry and Blue Raspberry flavors, you also get White Mystery, Orange and Grape. Perfect for Halloween, parties and promotions. Sold in bulk (in a plastic tub). 180 pieces per tub. Kosher Parve
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(By Delegates Perdue, Fleischauer, Kinsey, Rowan, Marshall, Cowles, Faircloth, Arvon, Moore, Border and Lawrence)
[Introduced January 14, 2014; referred to the
Committee on Health and Human Resources then the Judiciary.]
A BILL to amend the Code of West Virginia, 1931, as amended, by adding thereto a new section, designated §16-4C-24, relating generally to allowing State Police, police, sheriffs and fire and emergency service personnel to possess Naloxone or other approved opioid antagonist to administer in opioid drug overdoses; defining terms; providing for training; establishing training requirements for first responders who may administer opioid antagonists; establishing criteria under which a first responder may administer an opioid antagonist; granting immunity to health care providers who prescribe, dispense or distribute Naloxone or other approved opioid antagonist related to a training program; granting immunity to initial responders who administer or fail to administer an opioid antagonist; providing for data gathering and reporting; and authorizing emergency rulemaking.
Be it enacted by the Legislature of West Virginia:
That the Code of West Virginia, 1931, as amended, be amended by adding thereto a new section, designated §16-4C-24, to read as follows:
§16-4C-24. Administration of an opioid antidote in an emergency situation.
(a) For purposes of this section:
(1) "Initial responder" means an emergency medical service personnel covered under this article and a member of the State Police, a sheriff, a deputy sheriff, a municipal police officer, a volunteer or paid firefighter and any other similar person who responds to emergencies.
(2) "Licensed health care provider" means a person, partnership, corporation, professional limited liability company, health care facility or institution licensed by or certified in this state to provide health care or professional health care services, including, but not limited to, a physician, osteopathic physician, hospital or emergency medical service agency.
(3) "Opioid antagonist" means naloxone hydrochloride or other substance that is approved by the federal Food and Drug Administration for the treatment of a drug overdose by intranasal administration.
(4) "Opioid overdose prevention and treatment training program" or "program" means any program operated or approved by the Office of Emergency Medical Services to train individuals to prevent, recognize and respond to an opiate overdose, and that provides, at a minimum, training in all of the following:
(A) The causes of an opiate overdose;
(B) How to recognize the symptoms of an opioid overdose;
(C) How to contact appropriate emergency medical services; and
(D) How to administer an opioid antagonist.
(b) A licensed health care provider who is permitted by law to prescribe an opioid antagonist may, if acting with reasonable care, prescribe and subsequently dispense or distribute an opioid antagonist in conjunction with an opioid overdose prevention and treatment training program, without being subject to civil liability or criminal prosecution, unless the act was the result of the licensed health care provider's gross negligence or willful misconduct. This immunity applies only to the licensed health care provider even when the opioid antagonist is administered by and to someone other than the person to whom it is prescribed.
(c) An initial responder who is not otherwise licensed to administer an opioid antagonist may administer an opioid antagonist in an emergency situation if:
(1) The initial responder has successfully completed the training required by subdivision (4), subsection (a) of this section; and
(2) The administration of the opioid antagonist is done after consultation with medical command personnel: Provided, That an initial responder who otherwise meets the qualifications of this subsection may administer an opioid antagonist without consulting with medical command if he or she is unable to so consult due to an inability to contact medical command because of circumstances outside the control of the initial responder or if there is insufficient time for the consultation based upon the emergency conditions presented.
(d) An initial responder who meets the requirements of subsection (c) of this section, acting in good faith, is not, as a result of his or her actions or omissions, liable for any violation of any professional licensing statute, subject to criminal prosecution arising from or relating to the unauthorized practice of medicine or the possession of an opioid antagonist or subject to any civil liability with respect to the administration of or failure to administer the opioid antagonist unless the act or failure to act was the result of the initial responder's gross negligence or willful misconduct.
(e) Data regarding each opioid overdose prevention and treatment program that the Office of Emergency Medical Services operates or recognizes as an approved program shall be collected and reported by January 1, 2017, to the Legislative Oversight Commission on Health and Human Resources Accountability. The data collected and reported shall include:
(1) The number of training programs operating in an Office of Emergency Medical Services designated training center;
(2) The number of individuals who have received training to administer an opioid antagonist;
(3) The number of individuals who received the opioid antagonist who were revived;
(4) Number of individuals who received the opioid antagonist who were not revived; and
(5) Number of adverse events associated with an opioid overdose prevention and treatment program, including a description of the adverse events.
(f) To implement the provisions of this section, including establishing the standards for certification and approval of opioid overdose prevention and treatment training programs, the Office of Emergency Medical Services may promulgate emergency rules pursuant to the provisions of section fifteen, article three, chapter twenty-nine-a of this code.
NOTE: The purpose of this bill is to allow police, fire and emergency service providers, to possess Naloxone to administer in suspected narcotic drug overdoses.
This section is new; therefore, it has been completely underscored.
This bill was recommended for introduction and passage during the 2014 Regular Session of the Legislature by the Joint Committee on Health.


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Press Release
Nine Indicted in $92 Million Mortgage Fraud Scheme
June 4, 2009
A federal grand jury in Brooklyn returned an indictment charging nine defendants with a mortgage fraud scheme that resulted in losses exceeding $90 million. The indictment alleges the defendants conspired to defraud Washington Mutual Bank ("WAMU") and DLJ Mortgage Capital, Inc. ("DLJ"), a subsidiary of Credit Suisse, in connection with the development of two tracts of land located in Brooklyn and Queens by staging the sales of the same properties to straw buyers in order to obtain multiple mortgages on those properties. Thomas Kontogiannis, John Michael, Elias Apergis, Steven Martini, Nadia Konstantinadou, Stefan Deligiannis, Ted Doumazios, Edward Hogan, and Jonathan Rubin are charged with conspiracy to commit bank and wire fraud. In addition, Kontogiannis, Apergis, Konstantinadou, Deligiannis, Martini, and Doumazios are charged with bank fraud, and Kontogiannis and Konstantinadou are charged with money laundering and money laundering conspiracy.1
The indictment was announced by Benton J. Campbell, United States Attorney for the Eastern District of New York, Joseph M. Demarest, Jr., Assistant Director-in-Charge of the Federal Bureau of Investigation, New York Field Office, Richard H. Neiman, New York Superintendent of Banks, and Jon T. Rymer, Inspector General, Federal Deposit Insurance Corporation. The defendants' initial appearances and arraignments are scheduled later today before United States Magistrate Judge Roanne L. Mann, at the U. S. Courthouse, 225 Cadman Plaza East, Brooklyn, New York. The case has been assigned to United States District Judge Kiyo A. Matsumoto.
As detailed in the indictment, from 2001 to 2003, Kontogiannis, a real estate developer, purchased and subdivided Loring Estates, located in East New York, Brooklyn, and Edgewater Development, located in College Point, Queens. Hogan and Rubin served as the architect and engineer, respectively, and were employed by Kontogiannis. Together, the three defendants obtained permits to construct multi-unit housing at Loring Estates and Edgewater Development.
To finance the projects, the defendants allegedly subdivided the tracts and staged sales of the properties financed by mortgage loans. The defendants prepared false loan files to create the appearance that the properties were being purchased by creditworthy homeowners, when, in fact, Kontogiannis recruited straw buyers from among family members and employees of companies he controlled, including the defendants Deligiannis, Hogan, Rubin, and Apergis. The indictment charges that Martini furnished fraudulent appraisals to support the price of the properties, even where the buildings had yet to be built or had fictional addresses; and Doumazios provided fraudulent title abstract reports and other documentation designed to indicate that the seller, a Kontogiannis-controlled entity, had clear title to convey and that the lender's interest was protected by title insurance. The loans were financed by lenders controlled by Kontogiannis, including Interamerican Mortgage Corp., later known as CIP Mortgage Corp., (collectively, "Interamerican/CIP") and Coastal Capital Corp. ("Coastal"), which was run by Kontogiannis' nephew, John Michael. Stefan Deligiannis allegedly processed the fraudulent loans, which were subsequently sold to WAMU and DLJ.
As part of the fraud scheme, in an attempt to conceal the multiple sales of the same properties, Kontogiannis allegedly changed the addresses of properties located in East New York, Brooklyn, to addresses in neighboring Howard Beach, Queens. In addition, the indictment charges that Kontogiannis and Konstantinadou caused entities controlled by Kontogiannis to make monthly payments on the mortgages, ensuring that none of the mortgages became delinquent. However, the payments ceased in 2007, with approximately $92 million in principal outstanding on the fraudulent mortgages.
"Last year, we announced the formation of a task force comprised of federal, state, and local law-enforcement agents and investigators to address the burgeoning problem of mortgage fraud," stated United States Attorney Campbell. "This case is another example of the results of our ongoing efforts, which include investigations and prosecutions of mortgage fraud schemes that harmed investors, lenders, and homeowners throughout the country." Mr. Campbell expressed his grateful appreciation to the New York State Banking Department for its assistance.
FBI Assistant Director-in-Charge Demarest stated, "The indictment sets forth a soup-to-nuts mortgage fraud scheme that included false loan files containing phony information, fraudulent appraisals, fictional addresses, fake title reports, and phantom title insurance. This resulted in the defrauding of two financial institutions out of more than $90 million. The mortgage fraud task force was constituted to root out such operations, and it has been doing just that."
New York Superintendent of Banks Neiman stated, "Our Criminal Investigations Bureau's Mortgage Fraud Unit has done an outstanding job in identifying this fraud and developing the initial investigation. The results of our collaborative efforts should serve as a strong warning to individuals that participate in these large organized mortgage fraud rings that you will be caught and brought to justice."
FDIC Inspector General Rymer stated, "The FDIC OIG is committed to its partnerships with others in the law enforcement community as we address mortgage fraud cases throughout the country. Now, more than ever, the American people need to be assured that their government is working to ensure integrity in the financial services and housing industries and that those involved in criminal activities that undermine that integrity will be held accountable."
The maximum term of imprisonment for any defendant convicted of conspiracy to commit bank fraud is 30 years. The indictment also seeks forfeiture of the proceeds of the defendants' bank and wire fraud activity and of property involved in money laundering, including a criminal forfeiture money judgment and money traceable to four commercial properties controlled by Kontogiannis worth at least $50 million.
The government's case is being prosecuted by Assistant United States Attorneys Jonathan E. Green and Duncan Levin.
The Defendants:
Age: 60
Age: 38
Age: 32
Age: 56
Age: 45
Age: 35
Age: 40
Age: 60
Age: 43
1 The charges announced today are merely allegations, and the defendants are presumed innocent unless and until proven guilty.
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Your sales team are keeping you in business. Make sure your sales and product knowledge learning programmes mean business.
The Harvard Business Review recently surveyed over 160 sales teams and they identified major sales challenges:
- Buyers have more information than ever before on their competitors and their own products, so sales staff really need to know their stuff.
- 85% of companies report increases in product line breadth and complexity. For high-tech clients it's not unusual to see a new product release every few weeks, further increasing the challenge to keep up with the product range to maintain credibility.
- 62% say it takes more than seven months to get a sales person up to speed. Speed to competence is a key factor in enabling sales teams to be competitive. This is especially true in consultative and solution selling contexts.
Our approach
We've developed targeted elearning solutions, LMS portals and blended programmes for global sales teams in many leading organisations. Our sales and product knowledge clients include Nikon, Sony Europe, McDonald's, Cable & Wireless and many more. What do we do for them?
- Focus on results:
Product knowledge learning is a tool to equip your team. It needs to get to the point quickly. Think 10-15 minute interventions that enable the team to take just what they need to get productive with customers quickly. Of course it needs to be available wherever they are, and we design for multi-device access.
- Create context and practice opportunities:
We create focused scenarios to work your team through the challenges from understanding needs, positioning a solution and closing the sale. Game-based and video approaches put them through their paces.
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Keep it agile and sustain performance through focused sales and product knowledge portals. This provides sales audiences with a channel to keep up with the latest developments and provide feedback on what's working with customers. You can also extend your reach to customers, as we've done with Sony and others.
How we can help you
We can support you at all levels of learning and performance need - from a tactical and fast turnaround response to a pressing compliance requirement, through to a managed, multi-channel compliance learning programme. Our services include:
- Rapid elearning for product knowledge that can be developed in a matter of weeks to meet pressing product launch deadlines, be tracked in a sales portal or LMS, and be delivered wherever you need it.
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- Awareness campaigns and resources for new products and services, marketing the opportunities and benefits with a range of media and approaches.
- Focused sales channel and partner portals using Totara Learn to create a branded, personalised experience, connecting sales teams and sharing updates, best practices – and of course tracking performance and uptake and integrate with CRM.
- Blended programmes, combining all of these elements to provide a comprehensive upskilling programme for your sales and service team.
Nikon - Case study
We combine sales, product knowledge, games and a product knowledge portal for Nikon's global dealer community in this award-winning project.Read the full case study
Sony - Case study
Totara Learn acts as the product knowledge hub, sharing advice, insights and of course elearning in this European portal for Sony.Read the full case study
Find out more...
- See more onboarding case studies
- See all our sales and product case studies
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The Source
Source FAQ page offers guidance for on- and off-campus inquiries
March 29, 2010
The Source has added a permanent link to answer Frequently Asked Questions. Since its inception in March 2008, The Source has gained in popularity with on- and off-campus audiences and now receives dozens of inquiries each month on topics such as:
How do I submit an announcement?
How do I advertise my business to the L&C campus?
Visit the FAQ page for more information at: http://www.lclark.edu/source/faq/


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Cookbook Digest magazine is your guide to the best cookbooks and recipes. In each issue, you will be able to discover the best new books that are coming as well as many great recipes that you can try. Your family and friends will enjoy eating your delicious food so much that they will be even more excited when you get this magazine in the mail than you will be! Order your discount subscription to Cookbook Digest magazine today!
In each edition of Cookbook Digest magazine, you will find great reviews about various books about cooking. You will enjoy discovering specialty and international cookbooks that will liven up the cuisine that you serve in your kitchen. Not only will you enjoy gaining access to new ideas for books to add to your collection, but your family and friends will as well once you start serving them delicious new meals!
Kitchen Products
In addition to providing you with reviews of fantastic cookbooks, you will also get to read reviews about different types and brands of kitchen equipment. You will enjoy reading about your favorite tools and also learning which ones are worth investing in to add to the ones you already own. There are reviews for pots, cookie sheets, mixers, and everything in between in each issue of Cookbook Digest magazine!
If you aren't ready to purchase another book, you can simply use one of the many recipes that you will find in each issue of Cookbook Digest magazine! Every edition of this publication provides you with great new recipes to try. There are recipes for sweet treats, grilling outdoors, using fresh vegetables as sides, salads, soups, and so many others. You will love having new recipes to try your hand at every time you receive this magazine in the mail!
Get ready to cook by ordering a discount subscription to Cookbook Digest magazine today!


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Cryptologic reflections on the mythological image of the Altai
- Province of Russia. Less places that attract tourists -
backwater. Dusty roads, chickens under the fences, tenacious, canny,
: Altai - a field of confrontation. Place the invasion.
gourmet tourists (after the New Zealand Alps and exotic home -
toilet for two points). Come weird little people who see aura
talking with the Cosmos (who?), base their settlement
assimilated. Because the ocean is expected to arrive a lot of money and waste


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|Head Women's Ice Hockey Coach
|6th Season
|Alma Mater:
|Boston College, 2009
Colleen Harris enters her sixth season as the head coach for the Beacons in 2015-16. A standout college player, Harris has worked tirelessly on building the women's ice hockey program into a championship caliber team. In just four seasons, she has brought in a talented group of players who are driven to improve all facets of the program.
Last season, Harris once again led her Beacons to the conference tournament semi-finals, after handing Manhattanville College a 3-2 loss in the first round of the ECAC East Tournament. She would also see her Beacons earn their first ever national ranking (14th), after starting the year off with a 5-1 record.
The 2013-14 campaign marked the second-most successful season for Harris' squad as they posted a 12-win season and a 7-8-1 mark in the conference. Her Beacons would shutout Manhattanville College in the first round of the ECAC East tournament, before narrowly falling to Norwich University. During the regular season, they would put together a nine-game unbeaten streak, which included a 0-0 overtime draw with the University of St. Thomas (Minn.), who competed in the 2013 Frozen Four.
Prior to being named the Interim Head Coach in 2010-11, Harris served as the Head Coach of Nichols College in Dudley, Massachusetts. It was in her first season with the Beacons that she saw unprecedented success as she led UMass Boston to an impressive 14-11-1 mark with only 16 total skaters on her roster. The unit compiled several impressive wins including a 3-1 victory over #10 Manhattanville College for the program's first-ever victory over the ECAC East perennial powerhouse.
From 2004 through 2009, Harris was a member of the Boston College women's ice hockey team that captured three Beanpot Championships, made two NCAA tournament appearances while advancing to the Frozen Four in 2007. She was named the Eagles team captain for the '08-'09 campaign and was also honored that season as BC's Unsung Hero while receiving the team's Outstanding Senior award. On top of those honors, Harris received the Hockey East Sportsmanship Award following her senior season.
While at Nichols Harris served as the assistant coach before being promoted to the head position in May of 2010. She also served as an assistant coach for the Bison's women's lacrosse program in that year as well.
During the summer of 2010, Harris served as an Intern Coach at the U17 USA Hockey Select Camp in Saint Cloud, MN in June as well as the Head Coach for the U14 USA Select Camp in Rochester, NY in July.
Since 2008, Harris has also worked closely with former NHL player Jeff Serowik at Pro Ambitions Hockey, instructing players at summer camps and skill sessions throughout the year.
Harris graduated with a BA in Communications & Marketing and a Masters of Administrative Studies from Boston College in 2009. A native of Buffalo, NY, Harris currently resides in Boston and holds a Level 4 Coaches Certification. She also serves as the Director of Player Development for Massachusetts State Hockey.


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Update: This giveaway is now closed…winner announced shortly!!!
Ain't it purdy?! I've saved the best birthday gift for last!
So I have one.
And I want you to have one.
(Or if you have one, then I want someone you know who doesn't have one to have one.)
I love my KitchenAid. I would marry it if I could. (But that would be super awkward, right!?)
I really do love it. I use it at least 2-3 times per week and don't know how I survived in the kitchen without it! I love it so much that I'm giving it away. Well, not mine…but a brand spanking new one…just for you!
The Kitchen Aid Artisan Stand Mixer comes with the mixer, the bowl, a plastic shield, a flat paddle for mixing, a dough hook for kneading, and a wire whip for whipping and beating.
I'm pretty sure that's all you need to know. The thing sells itself! Now get to entering…
But pay attention…the entry details are a little different than the norm!
Giveaway Details
Contest ends Wednesday, 25th August at 9 pm EST. Winner will be selected and announced later in the week, and notified via email with further instructions.
Oh, and you can enter daily too. And be sure to leave separate comments for each entry!
- Entry #1: Stand up and sing Happy Birthday to $5 Dinners. (You really don't have to do that…your children or co-workers might lookatcha funny!) Maybe just hum it in your head?!
- Entry #2: Check out the new subscription options and see if there is anything that peaks your interest! Maybe the express coupon delivery?!
- Entry #3: Email this link to a friend(s) who wants/needs a Kitchen Aid Stand Mixer and tell them they have until Wednesday night to enter! http://bit.ly/9euiW2
- Entry #4: "Like $5 Dinners on Facebook" and hit the "Like" button down below!
- Entry #5: Follow me on Twitter and tweet the following.
@5dollardinners is celebrating it's 2nd birthday by giving away a @KitchenAidUSA Artisan Stand Mixer! http://bit.ly/9euiW2
Winner gets to choose from a variety of colors, and will receive the mixer 1-2 weeks after being chosen. I think that's it…good luck!!!
**NOTE: If you receive the email newsletter and wish to enter this giveaway, click here and leave a comment on the site with your name and email address to be entered!


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Hooked on Fishing-Not on Drugs Training In November
The NJDEP Division of Fish and Wildlife will be hosting a 2-day Hooked on Fishing-Not on Drugs (HOFNOD) training for adult staff and volunteers of youth-centered community and/or faith-based organizations looking to offer an ongoing or year-round youth fishing, conservation and aquatic education program. HOFNOD is a great way to introduce youth to fishing, learning about their local water and other natural resources while supporting positive outdoor recreation activities and life skills. The program is flexible enough to be tailored to fit most organizations.
Participants of this training will be responsible for delivering the program to youth from beginning to end. Organizations that participate in the program are eligible to receive: additional professional development in conservation education and angling skills, financial and in-kind support for program materials and supplies including subsidized educational field trips. Supplemental training can be requested for content like fly tying, fly fishing and Discover SCUBA Diving.
To register, complete the online form linked below, print it, and mail. There is a non-refundable registration fee of $40 per person to help offset costs.
The registration deadline is Friday, November 15. Space is limited and is on a first come, first served basis. Once your registration application and fee are received, a confirmation packet will be e-mailed to you detailing what to bring and to reserve your spot. The course fee includes: 2 days of instruction, teaching materials and equipment, 2 nights lodging, and 5 meals (Saturday breakfast through Sunday lunch). Please submit payment with your registration. This is a rain or shine training.
Please plan to arrive Friday evening between 6-8 pm. There will be a meet-n-greet Friday evening at 8:00 pm.
Course Start: Saturday, November 23rd at 9:00 a.m.
To learn about HOFNOD, visit the HOFNOD In New Jersey page.
If you have questions contact Liz Jackson, program coordinator, at (908) 637-4125 x122 or by e-mail at email@example.com.
HOFNOD Training Registration Form (pdf, 60kb)


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I am under the Civil Service Retirement System. I began employment May 12, 1975, with the U.S. District Court for the District of New Mexico, and have been with this agency to this date. My date of birth is 12/4/52. My next in-step raise will be Nov. 26, 2007. Would it be beneficial to retire on my employment anniversary date, at the end of 2007, or on Jan. 31, 2008?
First of all, can you afford to retire and do you have a plan for your "life after retirement?" Your first eligibility date would be Dec. 4, 2007 (your 55th birthday). The earliest "best date" for you to retire would be Jan. 3, 2008. After that, choose any of the dates I highlighted last week. Every day that you continue working, your retirement benefit will increase (both your length of service and your high-three average salary will reflect the additional day of service and higher pay). My advice is to request a retirement estimate for Jan. 3, 2008, and a second estimate for July 3, 2008, and compare the two. This will show you the amount of retirement income you will have so that you can do some financial planning.
Sept. 3, 2007, is a very good day for CSRS employees. I picked that day because it is a holiday (Labor Day) and just after the end of a pay period. I will get paid for the holiday, I pick up three more days' service time, and my CSRS annuity starts the next day. I will need to check out on the prior Thursday, since Friday is the normal day off for people working 4/5/9. My wife and I will be out camping in our new motor home when my retirement kicks in. I also will get September, October and November credit toward the next retiree cost of living allowance.
I can't argue too much with your logic. It sounds like you've thought it through. The only thing I would suggest is that if you don't need the extra three days of service credit to make up another month for the computation of your retirement, I would consider retiring on Aug. 31. Otherwise, your first retirement check will be docked three days of retired pay and you will only get one day of salary to make up for it.
I will have 18 years in the civil service on Aug. 3, and I already have 20 in the Air Force. I will be 59 on Aug. 28. Can I retire this year, and if so, what would be the difference between that and waiting for 2008?
There is more to this question than meets the eye. I assume you're covered under FERS. If you are planning to keep your military and civilian careers separate, then I would wait until you have at least 20 years of civilian service. You could retire today if you wanted to, but your retirement would be subject to a reduction of 5 percent for each year you are under age 62, and you would not be eligible for Social Security or a FERS supplement. If you wait until you're 62, you will get a boost in the computation and you will be eligible for Social Security benefits as well. You also will be eligible for an unreduced benefit with a FERS supplement when you have 20 years of service, since you will be over age 60 when that occurs. See my previous column on this subject: Mixing Military and Civilian Retirement (May 11, 2007).
Do the end-of-year annual leave payment rules apply if you leave in the middle of the year? If I retire in August and I'm due a step increase in September and have enough annual leave, will I be paid for my leave at the higher rate?
The January pay adjustment is different than a step increase. The January adjustment is awarded to all employees, whereas a step increase is given only if you have completed the required service to earn it. So the answer is, if you leave in August, your annual leave payout would be projected at the salary that you were earning on the day you retired. Here's a column that I wrote on this subject Taking Your Lumps (Jan. 19, 2007).
In the example involving "Thomas" in the "When to Retire" column, it says he retires on Friday, Jan 2, 2009, which is the last workday in the leave year -- implying that this is a significant factor. But the accompanying leave chart indicates the leave year actually runs through Saturday, Jan 3, 2009. Why is it desirable for Thomas to retire on a workday, rather than on the actual last day in the leave year? Would retiring on Jan. 3 jeopardize his being paid for the 208 use-or-lose hours of annual leave, which exceeds the usual 240 carryover limit, or is there some other reason why it wouldn't be wise for him to retire on Jan. 3?
As long as you've completed the 80 hours for the pay period, you have earned the leave for that period. For most employees, Friday is the end of the work week and the day when their 80 hours is completed. If you choose to retire on Saturday, Jan. 3, you would still have your retirement begin the next day (under CSRS), but you would lose an additional day of retired pay, since the first payment would be pro-rated due to retiring after the end of December. For employees working a flexible schedule, their work week may end on a different day.
Under FERS, if you retire in the middle of a month, is the high-three average calculated back three years from the exact date of retirement? Or is it the prior three calendar years? If your high-three is in fact your last three years (as it usually is), you would compute your salary rates starting with the date that is exactly three years prior to your retirement date.
Tammy Flanagan is the senior benefits director for the National Institute of Transition Planning Inc., which conducts federal retirement planning workshops and seminars. She has spent 25 years helping federal employees take charge of their retirement by understanding their benefits.


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You are invited to join Ed Reed along with Anquan Boldin, Derrick Mason, Joe Flacco and many more for the 2011 Ed Reed Golf Classic! The event will begin with a meet and greet cocktail party on Thursday, July 21st at Havana Club in Baltimore. We will continue the fun on Friday, July 22nd with a great day of golf, food, prizes and dinner at Rendetions Golf Course in Davidsonville, MD.
Proceeds from this event will benefit the Ed Reed Foundation, a 501(c) 3 nonprofit public charity focused on helping, improving and expanding the lives of our nation's youth. If you are interested in signing up or sponsoring, please email me directly at email@example.com so I can send you more info.