text:
Allen Lessels' UNH Notebook: Moving closer to the fund-raising goalBY ALLEN LESSELS
New Hampshire Union Leader
May 04. 2014 10:21PM
DURHAM -- MARTY SCARANO, the athletics director at the University of New Hampshire, and fellow school officials need another $1 million.
Scarano stood along the fence that surrounds Cowell Stadium shortly before Saturday's Blue & White Spring game that brought a close to the football team's spring session and talked about how far fund-raisers have come in their plans for a brand spanking new home for the school's football team. And how far they must yet go.
"We hit $4 million yesterday of the $5 million we need," Scarano said.
"It's been unprecedented. We've never raised this much money in this short a period of time. Basically, we've raised the $4 million in six months. We have until around June 1 to hit the $5 million mark and we have some significant discussions ongoing and I'm confident we'll do that."
In late January, UNH announced plans to construct a multi-use facility, which it calls West Stadium, at a total cost of $25 million.
The stadium will put the home side of the field on the opposite side of where it is now and have a capacity of a little over 10,000.
The school said the project would move forward only when $5 million was raised. The university intends to seek internal borrowing for the additional $20 million.
The initial goal was to get to the $5 million and seek project approval from the University System Board of Trustees at its April meeting, but fund raising, said UNH President Mark Huddleston at the time, was at $3.7 million.
"The fact of the matter is, when people make significant financial commitments, they need some time to decide how to do it," Scarano said. "We're allowing people to have terms up to five years and in some cases seven years depending on the amount, so they need to get financial advice and figure out exactly how they can do that."
Huddleston told the trustees that school officials would be back at the June 26 meeting to seek project approval.
"We're not going to stop at $5 million, by the way," Scarano said.
"We're going to continue to keep fund raising and we hope we hit $10 million. But we need the $5 million to start. We'd love to do it by early June and then continue to fund raise."
Scarano reiterated that he feels good about reaching the goal.
"I'm very confident," he said. "We're delighted we've gotten to this point and it just shows the commitment of people. There have been some significant commitments made, some by people that we didn't anticipate and it's just been great. It's opened up a complete new discussion with a lot of people. People have really been captivated by this initiative and I think that's going to bode well for us in the future as well."
In the meantime, construction is expected to begin soon — perhaps as early as this week — on a project that will begin some renovations on what is now the home side of the field and install lights at Cowell Stadium in time for next season's games.
The Wildcats open the 2014 season on the road at Toledo on Aug. 30 and play the first of six home games against Lehigh on Sept. 13. They are at Richmond on Sept. 20 and play Dartmouth at home on Sept. 27.
More information on the stadium project, including artists' drawings, is available at www.unhstadium.com.
GUARD Tommy McDonnell, out of Durham and Oyster River, was announced as one of three men's basketball captains for next season at the team's banquet on Saturday.
McDonnell, whose father Sean coaches the UNH football team, will be the only senior among the captains. The others will be Frank Okeke, who will be a junior, and Joe Bramante, who will be a sophomore.
Bramante is out of North Andover, Mass., and Brewster Academy in Wolfeboro. He transferred in to UNH after playing one season at Weber State University and sat out this past season due to NCAA transfer regulations.
The Wildcats will open the 2014-15 season at Boston College on Nov. 14, said UNH coach Bill Herrion.
UNH and BC will both be looking to bounce back from tough seasons. The Eagles went 8-24 and coach Steve Donahue was replaced by Jim Christian after the season ended.
The Wildcats were 6-24.
UNH will be playing at Rutgers on Dec. 9.
The schedule is still being set, but other nonconference games include contests at Dartmouth on Nov. 30 and games at home against Boston University and Brown, Herrion said.
In other news out of the UNH banquet, senior Jordon Bronner was named the team's Most Valuable Player, Chris Pelcher pulled down honors as Pete Smilikis Rebounder of the Year and McDonnell collected the Coach Gerry Friel Award for teamwork, sportsmanship, perseverance and academics.
On Twitter: @AllenLessels


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Chevy LUV Junkyard Jewel - Part 4
Frame Game: Overtime
In the last installment, our LUV's new frame was cut down, and the notch was completed, but a li'l somethin' had happened that we didn't have time to mention in that article. When we welded the top of the framerails to the 2x3 we had inserted, some not-so-cool results popped up. Now keep in mind, we did that on day four of a long weekend push at about 8 p.m. of the last day. We were tired and knew better, yet we pushed on anyway.
First off, when we started to weld up the rails, we did so in 10-12-inch chunks, which is way too long, rotating around each corner of the 'rails progressing towards the middle, which was likely our second boo-boo. By closing off the ends of the rails when welding them up, the heat from all the welding had nowhere to go, and once it was all said and done, the framerails resembled something like an old rocking chair that granny used on the front porch.
Now this is the point where we had to gobble down a big piece of humble pie, and realize that many of us will reach this stage during the process of building a truck. It's a very discouraging destination to be stranded at, and the few options of what to do next quickly came to mind. We could bury the mistake in the build (not the right answer), strategically slice down the 'rails to straighten it and weld it up again (messy and would probably go against keeping the frame strong), or scrap the frame altogether and have a good cry (also, not the right answer).
After regaining our senses, we opted to call up our friend Dion at Powerchief Auto Body for advice. The situation was explained, and to our relief, the problem could easily be fixed on one of his frame racks. Once up on the rack, a ton of measurements were taken with the notches level, the 'rails had curved up nearly an inch. The Powerchief crew carefully chained down the front and rear of the 'rails and added a support at the high point of the bend. Think back to when you were a kid and put a Popsicle stick between three fingers and snapped it on your knee. Apply that same idea here, just slow it down and add tons of pressure! In a couple hours, our 'rails were back the way we had intended them to be.
With that fiasco out of the way, we addressed another nagging issue—the fact that we had four different size tires on each corner of the truck. This isn't the best situation when you're trying to set up the suspension, but it's also one that's easily remedied. Our pals at Innovative Autoworx matched up the height and size of new15-inch tires to the size of the 17-inch skins that will eventually grace the truck. When we do finally get our dream rollers, the suspension and truck will be set up perfectly, and all we'll have to do is bolt them on.
So for now, let's make the best of this situation, and recognize the lesson for the day. Learning from the mistakes we make only help us grow as builders, and allow us to build better trucks. 'Til next time, call it quits for the night when it's time, and always stay humble!
PowerChief Auto Bodywww.powerchiefautobody.com
Innovative Autoworxwww.innovativeautoworx.com

subset: commoncrawl


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STERLING – Looking for a higher-paying job? Manufacturing may be the way to go.
In 2012, the average earnings per manufacturing employee was $54,332 in the counties of Whiteside, Lee, Ogle, Carroll and Stephenson, according to a new study by Northern Illinois University's Center for Governmental Studies.
Those earnings are higher than jobs in government ($46,480) and services ($27,888).
What's more is that manufacturing jobs are opening up, with the retirement of baby boomers.
The catch: Many people may not have the right skills.
The regional manufacturing sector has declined steadily over the last few decades and is expected to continue to do so over the next decade.
At the same time, nearly 400 jobs in the region should open up each year in production, transportation and material moving. Most of the vacancies are because of retirements.
This trend is expected to increase competition among employers for the limited pool of younger, skilled workers in the five-county region and surrounding metro areas. The metro areas will have a competitive advantage because they offer more jobs and higher wages, according to the study.
'Machines are more complicated'
Another hurdle is that workers in the region generally have less education. The share of people with bachelor's degrees or higher regionally is nearly half of the state and national averages and has declined steadily over the last two decades.
In 2010, 11.6 percent of the region's residents had a bachelor's degree or higher, down from 16.2 percent in 1990.
"Today, the skill set in manufacturing is considerably higher than it might have been 10 years ago," said John Gvozdjak, president of Sterling's Frantz Manufacturing Co., which makes parts for conveyor systems. "The machines are more complicated. Consequently, that means more education to operate machinery, which makes it difficult to find qualified candidates."
The region's most valuable asset, the study said, is its long history of innovation and manufacturing expertise. Although many factories have closed or moved away, it said, a significant number of small machine shops and manufacturing operations remain.
According to the Center for Governmental Studies, the percentage of value added produced by manufacturing in the region during the past decade surpassed both the United States and Illinois.
The decline in employment, the study said, may partly reflect the region's productivity increases.
Wanted: 'Advanced manufacturing skill sets'
The study listed a number of goals for improving the region's economy. The top one was to develop a competitive workforce with up-to-date skills.
Among the study's recommendations: Form alliances between employers and educational institutions to plan programs, regularly evaluate workforce concerns by local businesses and assess their expected employee needs in the next 3 to 5 years; create and publicize incentives to attract and retain young professionals.
The study also suggested the region take advantage of the growth of the aerospace industry in the Rockford area. It noted Woodward's planned expansion in Loves Park.
Unfortunately, many of the people who lost their jobs in the recession lack the skills necessary for the advanced manufacturing jobs, said Norman Walzer, an author of the study.
"People need advanced manufacturing skill sets, coming in with some technical training," said Walzer, a senior research scholar with the Center for Governmental Studies. "It's not unusual to start at $40,000 to $50,000 with such backgrounds. It's not so much that they have a degree, but that they have a set of courses where they learn certain skills."
Frantz Manufacturing, Gvozdjak said, has a "very seasoned" workforce.
"These are folks who know how to operate the machines," he said.
The company is hiring interns from Sauk Valley Community College, who ultimately could replace retiring employees, Gvozdjak said.
"We just experienced a retirement of a person who had over 30 years of experience in our company. That's a loss that's hard to replace. We are making attempts to deal with that."
A look at workforce
Here's the makeup of the workforce in the five-county region of Whiteside, Lee, Carroll, Ogle and Stephenson since 1970:
Year Manufacturing Services Government
1970 28.9% 16.5% 15.2%
1980 27.0% 19.0% 13.3%
1990 23.4% 26.7% 12.9%
2000 21.5% 28.8% 12.3%
2010 13.5% 32.0% 13.6%
Source: Woods & Poole Economics Inc.


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Hood College is conveniently located on a beautiful campus in the
city of Frederick, Maryland an hour's drive from Washington, D.C., and
Baltimore, Maryland. Noted for its Georgian-style, brick buildings and
tree-shaded lawns, Hood College provides a picturesque setting for
wedding. Hood's Coffman Chapel is widely popular and always in demand
year-round for weddings. The Hodson Outdoor Theater also creates a
wedding setting with its beautiful landscaping, majestic trees and
Coffman Chapel, one of Frederick's renowned "Clustered
Spires," was built in 1955 in honor of Andrew and Gladys Coffman,
Maryland philanthropists and longtime residents of Hagerstown,
Maryland. The
sanctuary seats 750 guests. The 95-foot center aisle is lined by
wooden pews
with painted white accents. The beautiful windows, numbering five on
side of the sanctuary, are clear glass. The sanctuary is carpeted in a
shade of blue. A red brocade drape hangs behind the altar. Both the
and the pulpit are equipped with microphones. A kneeling bench and a
communion table are available upon request. The chapel is not
conditioned. We kindly ask that
bird seed or rice be thrown following the ceremony.
The organ is located in the front of the sanctuary of Coffman Chapel,
and the
solo trumpets are mounted on the back wall of the upper balcony. Built
Möller Organ Company, the organ contains 41 ranks of pipes, playable
a console of three manuals and full-pedal keyboard. The combination
action is
available to use and reset to suit each specific organist. In
addition, a
grand piano is available at the front of the sanctuary.
The Coffman Chapel rental fee is $800. This fee includes the following
For more information, or to schedule your wedding, contact:
The Office of Conference Services and Special Events at:


text:
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Posts tagged with Entrepreneurs
A day in the life of... a food & drink startup entrepreneur
I always love hearing about food and drink startups, especially on Dragon's Den (or Shark Tank).
And with the rise of online subscription services in FMCG, food and drink brands are springing up all over the internet.
Sylvie Hall is co-founder of EatCleanTea, a brand of matcha tea that you can buy online, subscribe to, or look for (soon) in stockists on the high street.
Why SMEs should boost their digital marketing strategy now (and how to get started)
In the last year more and more small business owners have adopted new ways of thinking to transform their business strategy with new digital marketing tools, helping them build customer engagement and start to rival the big players.
In this blog post, I'll explain how to get started...
Could "the next big thing" be a Baby Boomer creation?
When you hear the word startup, chances are images of twenty-somethings hacking away at Macs in a loft office with an open floor plan spring to mind. And for good reason: head to sunny California, home to Silicon Valley and some of the today's prominent internet startups, and you're bound to find that a lot of startups do look something like this.
But that doesn't mean that one should jump to the conclusion that Gen-Y is the generation with the greatest entrepreneurial spirit. According to a new survey released today by Monster.com and Millennial Branding, members of Gen-X and the Baby Boomer generation actually consider themselves to be more entrepreneurial than their younger siblings and children.
State of the freelance nation: stats
At the end of last year, David Cameron demonstrated his commitment to boost the British creative economy, announcing plans to invest £50m of funding towards the construction of the Open Institute at the heart of Silicon Roundabout In London.
This busy tech hub is used by many startups where freelancers are often integral to their strategy.
Online magazine Technorati claims the era of the freelancer will kick off in 2013 and last month we released quarterly online employment report that suggests the same.
PeopleBrowsr fights for its Twitter firehose
After Facebook, Twitter is arguably the highest-profile social network out there, and could conceivably follow in the footsteps of the world's largest social network with a public offering of its own in 2013.
Facebook and Twitter both face challenges. Facebook's most pressing challenge: how to monetize its billion-plus users. Twitter's most pressing challenge: how to transition from a communications platform provider to a media company.
Is there any room left for the next big thing on the consumer internet?
Venture capitalists still 'like' the consumer internet, but when it comes to where they're putting their money, consumer internet startups are competing harder for funding dollars.
According to Dow Jones VentureSource, the amount invested in consumer internet companies declined 42% in the first three quarters of 2012. Part of the reason: venture firms have been forced to take stock of their investments as consumer internet darlings like Facebook, Groupon and Zynga have been battered by the public markets.
Growth hacker: new marketing role, or new title?
Marketing, by any reasonable measurement, is a fast-evolving industry. Many of the most sought-after roles today, such as social media marketer, didn't even exist a decade ago.
What does the future hold for digital marketing? One thing is for sure: more change.
10 ways to motivate employees
Motivating employees can be a touchy subject for many business owners and managers.
It's nice to believe that a 'good job' offering a decent salary and reasonable benefits package will do the trick, but in today's highly-competitive business environment, the truth is that it's more complicated than that.
VC investment surged in Q2: report
The global economy may be facing strong headwinds, but in the second quarter of 2012, technology entrepreneurs in the United States probably didn't notice.
According to CB Insights, Q2 2012 was the biggest quarter for VC investment in the U.S. in more than a decade, and a record-breaking one too.
Venture capital sucks, until you're offered $100m
If you visit Silicon Valley or New York today, evidence of the latest internet boom is evident wherever you go. The venture capital is flowing and startups are partying like it's 1999.
Is a bust right around the corner? Only time will tell, but for more than a few startups, all of the investor money is a distraction best avoided.
Kickstarter coming to the UK later this year
While entrepreneurs in the United States wait for crowdfunding-based investing to become a reality, one of the most popular no-strings-attached US-based crowdfunding sites is delivering some good news for individuals in the UK who are looking for a few good benefactors.
Kickstarter, which to date has helped businesses, entrepreneurs and creatives raise some $275m across more than 63,000 projects, announced today on Twitter that it will be jumping the pond and making a UK debut this autumn.
Are startup accelerators a waste of time?
If you're an entrepreneur today looking to start a company, there's a decent chance you've looked at an accelerator program.
The proposition is compelling: funding, access to resources, events, fellowship with other entrepenreurs, and introductions to venture capitalists who can fund your growth.


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Teaching in Sisters Sd 6
Deschutes County, Oregon
Getting Started in Sisters Sd 6
District Financials
Total District Revenue:$13,232,000
Percent of Revenue from Deschutes County County:81 %
Percent of Revenue from Oregon: 15 %
Percent of Revenue from US: 4 %
Comparing districts in OR (See all Districts in OR)
Largest Districts
Highest Total Education Expenditure
- Public Elementary/Secondary School Universe Survey Data, Common Core of Data (CCD) 2015-16, National Center for Education Statistics, https://nces.ed.gov/ccd/pubschuniv.asp
- Local Education Agency (School District) Finance Survey (F-33) Data, Common Core of Data (CCD) 2013-14, National Center for Education Statistics, https://nces.ed.gov/ccd/f33agency.asp
Teaching Schools in Oregon
- B.S. in Early Childhood Education and Early Childhood Special Education
- M.Ed. in Master of Education in Early Childhood Education and Early Childhood Special Education-ITL
- M.Ed. in Master of Education in Early Childhood Education and Early Childhood Special Education-NITL
- Want to be a Teacher or Educational Administrator? Learn why GCU could be the best place to start! Here's why:
- Options: Choose from a variety of undergraduate and graduate education programs, including TESOL, early childhood ed, elementary ed, secondary ed & more.
- Convenience: Complete courses online, on campus, or a combination of both. We also offer evening classes!
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- Take your education career further with a Master's or Doctorate degree from Argosy
- Non-profit with NCATE accreditation for the College of Education
- Choose degrees in Teaching and Learning, Cirriculumn and Instruction and more
- Over 101,000 Argosy University graduates
- Various forms of financial aid are available to students who are eligible
- Online Courses
Online Education That Fits Your Life
For 80 years, we've been preparing students for career success. We've led the wayso that our students can too.
Globally Renowned Purdue to Acquire Kaplan University
Purdue University, one of the nation's most respected universities, will acquire Kaplan University and create a new, nonprofit, public institution within the Purdue system. Pending regulatory approvals, this exciting transition is expected to take place later this year. This change will be seamless—during the transition, you will still be able to enroll at Kaplan University, earn a high-quality education, and meet your educational and career goals.
- Accredited
- Online Courses
- Flexible Scheduling
- Financial Aid
- Transferable Credits
- Northcentral University was founded in 1996 to provide working professionals around the world with unprecedented access to richly engaging, professionally relevant, and academically-rigorous education from a U.S. university.
- As a regionally accredited, private, online and graduate-focused university, NCU offers doctoral, master's and bachelor's degrees in business, technology management, education, and psychology, as well as doctoral and master's degrees in marriage and family therapy.
- Online Courses
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- Online MEd, MS, EdD, EdS, and PhD options in K-12, higher education, and education technology for teachers and education leaders.
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- Earn credit based on learning gained from previous coursework or professional experience and potentially get your degree in less time through professional development and prior learning assessment.
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- M.Ed. in Curriculum & Instruction: Social Studies
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Online Learning at Concordia University–Portland
If education is your passion, Concordia University-Portland is your university. One of the most respected names in learning today, Concordia offers several fully online Master of Education (MEd) programs—most of which can completed in one year—and a fully online Doctorate of Education (EdD) program. Our graduates stand out with the skills, integrity, and compassion necessary to meet the ever-changing needs of students today. Together, we're all making an impact in education.
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- For the 12th consecutive year, Cal U was named one for the best schools in the Northeast by The Princeton Review
- Recognized by the U.S. News and World Report for: Best Online Programs, Bachelor's 2017, Best Online Programs, Grad Education 2017 and Best Online Programs, Bachelor's for Veterans 2017
- Quality Online courses at Cal U have the same objectives, content and learning outcomes as campus-based programs and are taught by the same expert professors.
- Offers private school amenities at a public school cost. Student-to-teacher ratio of 20:1
- CAL U online programs complete an annual assessment of student learning to ensure outcomes are focused on your success in career entry, advancement or enhancement!
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text:
February 25, 2014 10:25 ET
VANCOUVER, BRITISH COLUMBIA--(Marketwired - Feb. 25, 2014) -
Press release highlights:
Integra Gold Corp. (TSX VENTURE:ICG) ("Integra" or the "Company") is pleased to announce it has completed its Phase 3 metallurgical testing program at its Lamaque Gold Project in Val-d'Or, Québec. The Phase 3 program was designed to individually assess the metallurgical response of samples from the project's four gold deposits using flowsheets that replicated the processes used by various mills in the immediate vicinity of the Lamaque Project. The Company is currently assessing the viability and availability of each of the mills and will incorporate these results into its future plans.
"Results of this program confirm that gold at the Lamaque Project can be efficiently recovered utilizing the same processing methodologies and flowsheets used in existing milling facilities in the immediate vicinity. We will use this positive metallurgical data to guide the next phase of our development plan, which is to assess all options and determine the best fit for the Company's needs moving forward. The fact that there are six potentially available mills included as part of this study speaks volumes about the infrastructure advantages this project has," commented Company President and CEO, Stephen de Jong. "The recent test work indicates that metallurgical gold recoveries can be optimized to over 95% which is consistent with what was achieved historically on similar types of mineralization at the neighbouring Lamaque and Sigma mines. Further metallurgical work is required for the Plug No. 4 material and we are confident there is significant room for optimization. We do not anticipate this will have a significant impact on our upcoming PEA as the initial phase of proposed production will focus on the Triangle and Parallel Zones."
The following table give a summary of Phase 3 optimized recoveries using a 96 hour leach time:
Summary of Phase 3 Metallurgical Testing
The metallurgical test program was completed by ALS on samples from the Lamaque deposits in Val-d'Or, Québec on behalf of Integra, with supervision by WSP from Val-d'Or. The focus of this program was to test and compare four possible flowsheets, mirroring existing milling infrastructure in the region, on composites from four separate gold mineralized zones.
Four separate composites from the Parallel, Triangle, Fortune and No. 4 Plug zones were prepared from crushed drill core. The four composites were prepared to be at a median range of gold grade respective to each zone. Gold head assays were conducted using a screened metallic assaying method due to the coarse nugget effect of the gold in these deposits. The composites assayed 9.1, 8.8, 6.2 and 4.4 grams/tonne gold ("g/t Au") for the Parallel, Triangle, Fortune and No. 4 Plug composites, respectively.
Four flowsheets were tested on each sample. The first involved a gravity concentration followed by a Carbon-in-Leach ("CIL") cyanide leach of the gravity tails. The second was a whole ore cyanide leach and the third was a whole ore CIL. The fourth flowsheet involved a flotation separation (rougher and cleaner) followed by a separate cyanide leach of the flotation concentrate. Gold recoveries from the first three flowsheets were similar. Using these three flowsheets, and a 96 hour leach time, gold recoveries were as followed:
The main difference between flowsheet performances was related to reagent consumption, with the CIL extractions consuming approximately twice as much sodium cyanide. In comparing the first three flowsheets, recovery differences were small enough that reagent consumptions and other economic factors relating to the use of the different processing facilities would likely be more significant than the metallurgical recovery differences.
The fourth flowsheet which involved gold recovery utilizing the flotation and cyanide leaching flowsheet produced significantly lower recoveries. This flowsheet, when not including the cyanide leach of the flotation tailings, had gold recovery substantially lower than the other flowsheets tested. Reagent consumptions for this flowsheet were also lower.
Testing Parameters
All flowsheets were tested with a primary grind sizing of 75μm K80. Further testing with various grind sizes may be used in the future to further optimize test work.
The first flowsheet tested utilized a batch Knelson gravity concentrator with a hand panning of the gravity concentrate. Tailings from this gravity concentration underwent a 96 hour CIL cyanide test. The leaches were conducted at a pH of 11.0, with a sodium cyanide concentration of 1,000 ppm and with 30 grams per liter of carbon added to the leach slurry.
The second and third flowsheets were similar. The second flowsheet involved a 96 hour whole ore leach using 1,000 ppm sodium cyanide and a pH of 11.0. The third flowsheet used the same conditions as the second with the 96 hour leaches being CIL tests with 30 grams per liter of carbon added to the leach slurry.
The fourth flowsheet utilized flotation separation with a rougher separation followed by one stage of dilution cleaning. The flotation cleaner concentrate was subjected to a cyanide leach at 2,000 ppm sodium cyanide at pH of 11.0 for 96 hours. The flotation separations were conducted at natural pH with Potassium Amyl Xanthate (PAX) as a sulphide collector and Methyl Isobutyl Carbonyl (MIBC) as the frother.
No. 4 Plug Composites Future Testing
The No. 4 Plug composite has shown slightly lower overall gold recoveries when compared to material from other zones in all of the metallurgical processes tested. Before additional metallurgical testing is performed, and in order to fine-tune metallurgical recoveries for this zone, a mineralogical analysis of this ore type will be conducted. In previous testing work (see press release dated May 01, 2013 and July 25, 2013 on Phase 1 and 2 testing), finer grinding and more intense leach conditions had shown to optimize and improve performance significantly.
Project and Company Profile
Integra's Lamaque gold project is located in the heart of the Val-d'Or gold camp in the Province of Québec, Canada, approximately 550 km northwest of Montréal. Québec is rated one of the best mining jurisdictions in the world. Infrastructure, human resources and mining expertise are readily available.
The Company's primary objective is to continue to prove up additional resources while advancing the existing resource towards production. The project is divided into three main clusters of mineralization, the North, South and West Cluster. The North Cluster consists of the Parallel, Fortune, No. 5 Plug, and No. 3 Mine zones and is located approximately 1 km from the South Cluster, which includes the No. 4 Plug, Triangle and Triangle South zones. The Sixteen Zone and No. 6 Vein form the West Cluster.
Qualified Persons
The Lamaque exploration project is under the direct supervision of Hervé Thiboutot, Eng. and Senior Vice-President of the company, and Francois Chabot, Eng. and Operations and Engineering Manager of the Company, both Qualified Person ("QP") as defined by National Instrument 43-101, and Alain-Jean Beauregard, P.Geo., Daniel Gaudreault, Eng., Geo. of Géologica Inc., and Michel Garon, Eng., M.A.Sc. of WSP Group in Val-d'Or, Québec, all three independent QP as defined by National Instrument 43-101. The Company's QPs have reviewed the technical content of this release.
Quality Assurance - Quality Control ("QA/QC")
Thorough QA/QC protocols are followed on the project including insertion of duplicate, blank and standard samples in all drill holes. The core samples are submitted directly to ALS Laboratory Group and Bourlamaque Labs in Val-d'Or for preparation and analysis. Analysis is conducted on 1 assay-ton aliquots. Analysis of Au is performed using fire assay method with atomic absorption finish, with a gravimetric finish completed for samples exceeding 5 g/t Au, or a metallic sieve assay for samples containing visible gold. When available the gravimetric or metallic sieve assay results are used for the reported composite intervals.
Stephen de Jong, CEO & President
Follow Integra Gold On:
• Twitter: http://twitter.com/integragoldcorp
Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this news release.
Cautionary Note Regarding Forward Looking Statements:
No stock exchange, securities commission or other regulatory authority has approved or disapproved the information contained on this presentation. This presentation contains "forward-looking information" concerning Integra Gold Corp.'s ("Integra" or the "Company") future financial or operating performance and other statements that express management's expectations or estimates of future developments, circumstances or results. Generally, forward-looking information can be identified by the use of forward-looking terminology such as "seeks", "believes", "anticipates", "plans", "continues", "budget", "scheduled", "estimates", "expects", "forecasts", "intends", "projects", "predicts", "proposes", "potential", "targets" and variations of such words and phrases, or by statements that certain actions, events or results "may", "will", "could", "would", "should" or "might" "be taken", "occur" or "be achieved". Forward-looking statements included in this presentation include statements regarding potential mineralization and mineral resources, the proposed mining scenario for the South Lamaque Gold Project, including information with respect to the supporting infrastructure, the potential life of mine, rates of employment and the effects of steps taken to mitigate local impacts and the expected completion dates of exploration and drilling, exploration results, estimated and future exploration and administration expenditures, the completion of scoping studies, preliminary economic assessment, pre-feasibility or feasibility studies, and future plans and objectives of Integra. While all forward-looking statements involve various risks and uncertainties, these statements are based on certain assumptions that management of Integra believes are reasonable, including that it will be able to obtain financing and on reasonable terms, that its current exploration and other objectives can be achieved, that its exploration and other activities will proceed as expected, that its community and environmental impact procedures will work as anticipated, that general business and economic conditions will not change in a material adverse manner, that Integra will not experience any material accident, labour dispute or failure or shortage of equipment, and that all necessary government approvals for its planned exploration and potential development activities will be obtained in a timely manner and on acceptable terms.
There can be no assurance that the forward-looking statements will prove to be accurate and actual results and future events could differ materially from those anticipated in such statements. Important factors that could cause actual results to differ materially from the Integra's expectations include, among others, the actual results of current exploration activities being different than those anticipated by Integra, changes in project parameters as plans continue to be refined, changes in estimated mineral resources, future prices of metals, increased costs of labor, equipment or materials, availability of equipment, failure of equipment to operate as anticipated, accidents, effects of weather and other natural phenomena, risks related to community relations and activities of stakeholders, and delays in obtaining governmental approvals or financing. Although Integra has attempted to identify important factors that could cause actual results to differ materially, there may be other factors that cause results not to be as anticipated, estimated or intended. There can be no assurance that such statements will prove to be accurate as actual results and future events could differ materially from those anticipated in such statements. Accordingly, readers should not place undue reliance on forward-looking statements. Integra does not intend, and expressly disclaims any intention or obligation to, update or revise any forward-looking statements whether as a result of new information, future events or otherwise, except as required by law.
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Photography and open source tools.
Back to Linux using Fedora...
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Marijuana 101 is an on-line marijuana education course that most students are able to complete in approximately 2 hours. It is fast paced, relevant and individualized for each student. It is a six –lesson course that specifically addresses marijuana use and incorporates the non-judgmental, confidential, personal use survey – electronic check-up to go for marijuana (formerly known as E-TOKE!)
To sign up go to http://3rdmilclassrooms.com and follow the instructions you have received from your conduct officer. If you would like to take the class but don't have a referral code, please contact Andrea Easlick at firstname.lastname@example.com.


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R&D Scientist at Celanese Cellulose Derivatives
Blacksburg, Virginia
Additional Info:
- Head General Chemistry Graduate Teaching Assistant at Virginia Tech
- Bachelor of Science, Waynesburg University, 2011
- Master of Science, Virginia Tech, 2013
"My time at Waynesburg University prepared me to tackle graduate studies and a professional life in many ways. Small class sizes and outstanding chemistry professors made the transition to life as a graduate student a little easier. Furthermore, WU provided me with ample opportunities to connect with professionals in the chemistry field. I am very fortunate that the chemistry department promoted opportunities that allowed students to travel to conferences and attend professional meetings in the city of Pittsburgh, an opportunity that I discovered not many universities encourage. WU and the opportunities afforded to me played a crucial role in helping me get to where I am today and will guide me to future successes."
Tagged in: chemistry chemistry alumni


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I played several games online last night, Both of them chrashed after about 30 mins playing time. First chrash just completly froze my screen and I had to ALT+TAB out and forcefully close Warzone. The Second one gave me a chrash error but I cant upload the log because I dont know where it was saved to
This was using the latest BETA.
I am on a wireless conection and download at around 80-150 KBPS and have a ping of around 300 (500 worst)
Can this be the corse of the chrashs?


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Each vegetarian capsule contains 500 mg of Certified Organically Grown, steam-cooked (gelatinized) Maca (Lepidium meyenii) root.
Vegetarian capsules are made from vegetable-derived polysaccharide (no gelatin).
Each vegetarian capsule contains 500 mg of Certified Organically Grown Maca.
Maca's traditional uses as an energizing sexual tonic and fertility-enhancing food have been well-documented in modern medical studies.*
Our Maca capsules contain Certified Organically Grown Lepidium meyenii roots from Peruvian highland fields we have personally visited and approved. The roots are hand-harvested and steam-cooked (gelatinized) to enhance Maca's health-promoting properties.
Take 1 capsule, 3 times per day with liquid. Best taken between meals.
Keep Out of the Reach of Children CERTIFIED ORGANIC BY ORGANIC CERTIFIERS


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Front Cover
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Showcase Readings
Readings by Alex Dimitrov (Four Way Books), Karen Garthe (University of California Press), Michael Leong (Black Square Editions) and Susan Wheeler (University of Iowa Press).
Alex Dimitrov reads from Begging for It (Four Way Books, 2013). Other publications include the e-chapbook American Boys, as well as poems in numerous magazines and journals. Dimitrov is founder and host of NYC's queer literary salon Wilde Boys and received the 2011 Stanley Kunitz Prize from the American Poetry Review. Currently, he is content editor at the Academy of American Poets and teaches creative writing at Rutgers University.
Karen Garthe reads from The Banjo Clock (University of California Press, 2012). Other recent publications include Frayed Escort, winner of the 2006 Colorado Prize for Poetry. Her work has appeared in FENCE, Columbia Poetry Review, Volt, Painted Bride Quarterly, New American Writing and Chicago Review, among others. She is based in New York City.
Michael Leong reads from Cutting Time with a Knife (Black Square Editions, 2012). Other publications include e.s.p. and I, the Worst of All, a translation of Chilean poet Estela Lamat. His Words on Edge won the 2012 Plan B Press chapbook contest. Leong lives in New York City and teaches creative writing at Rutgers University.
Susan Wheeler reads from Meme (University of Iowa Press, 2012). Other publications include Bag 'o' Diamonds, which received the Norma Farber First Book Award from the Poetry Society of America. Wheeler has also received Witter Bynner Prize for Poetry and fellowships from the Guggenheim Foundation and the New York Foundation for the Arts. She currently teaches creative writing at Princeton University and lives in New York.


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|Chelmsford, Mass.
|High School:
|Materials Science and Engineering
2012: Played in two games...saw 15 minutes of action in net against Regis (4/18) where he made one save.
2011: Played in three games.
2010: Played in four games.
2009: Played in two games...picked up a groundball at Clark (4/18).
Off the Field at MIT: Majoring in materials science and engineering with a minor in music...completed an externship with Raytheon Reliability Engineering Program in Andover, Mass....member of Professor Sadoway's liquid metal battery research group...studied thin film ferroelectrics with Professor Susan Trolier-McKinstry at Penn State...recipient of Paul Gray UROP Fund...National Nanotechnology Infrastructure Network Research Experience for Undergraduates program...Class of 1950 Scholarship...finished second at the Making and Designing Materials Engineering Competition...corresponding secretary and athletic chair for Zeta Psi...undergraduate teaching assistant for Introduction to Solid State Chemistry...MIT Symphony Orchestra.
High School: A 2008 graduate of Chelmsford High School...2007-08 Scholar-Athlete of the Year for lacrosse, football, and wrestling...lacrosse academic All-American his senior year...Eastern Massachusetts Division I Super Bowl State Champions in 2008...finished sixth at the Division I North Sectional Wrestling Tournament as a senior...2008 Chelmsford High School Student of the Year...Brown University Book Award...Science Olympiad State Champion – circuits event...placed fifth at the North American Computational Linguistics Olympiad open round.
Personal: Son of Wayne and Christine Gerhardt...relatives Allen Keough and Bill Reid graduated from MIT.


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No one needs to remind Mayor Dawn Zimmer how important it is to move quickly on Hoboken's flooding problem — her residents tell her after every storm.
"I'm advocating as strongly as I can that we move as expeditiously as possible," said Zimmer two weeks ago. "From the community process, we completely understand that everyone is very concerned every time we hear about a storm coming, every time it rains."
In Rebuild by Design, Zimmer found a program to match her pace. In just a year, the federally run resiliency competition went from being formed to announcing its winners, among them a comprehensive strategy to resist, delay, store, and discharge stormwater in Hoboken, Weehawken, and Jersey City. With that victory came a $230 million grant from the federal Department of Housing and Urban Development (HUD). But before that money can reach the mile-square city and begin funding infrastructure, it must travel through every level of government.
Despite extensive involvement from community stakeholders like Zimmer, Hoboken's Rebuild by Design project has heretofore been a primarily private undertaking, produced by a team of firms led by the Office for Metropolitan Architecture (OMA) and funded by the Rockefeller Foundation and other philanthropic organizations.
With federal money now in the picture, the process of realizing that proposal will be as much about navigating the complex world of grant notices, RFPs, and action plans as it will be solving engineering puzzles. As it stands, the first major infrastructure improvements under the comprehensive strategy to be fully realized will likely be those Hoboken can do without any HUD funding.
Federal funding on the way
The Rebuild by Design money for the Lower Hudson is just a portion of the almost $502 million granted to New Jersey in the third round of disaster recovery funds for the Sandy Region. Since 2013, HUD has given $4.1 billion in Sandy-related disaster funds to New Jersey.
But before the $230 million hits Hoboken, it must work its way down the chain of command. First a notice of the grant must be published in the Federal Register, which HUD Regional Administrator Holly Leicht said should be happening in August. Then the state of New Jersey is responsible for creating an action plan detailing how it will use the funds.
"This is a tremendous opportunity for our three communities to be able to protect from [a] major storm event." -- Dawn Zimmer
The state, said Ragonese, is "still trying to understand what's possible" within the fiscal limits of the project. He added that DEP will definitely seek the input of community stakeholders like Zimmer throughout the process.
In addition, Daniel Pittman, who led the Lower Hudson project for OMA, said his team has scheduled meetings with representatives of state agencies.
Once the state's action plan has gone through a mandatory public comment period and been approved by HUD, the money will be disbursed to the state in a smaller phase for planning, with shovel ready projects only receiving money once the design is complete. That's because grantees have only two years to spend HUD funds once they has been allocated, though they can request a waiver to extend the deadline.
Resist strategy first
Zimmer is advocating for the Rebuild by Design project to focus first and foremost on preventing a storm surge from flooding Hoboken and its neighbors in the event of another Hurricane Sandy.
"This is a tremendous opportunity for our three communities to be able to protect from that major storm event," said Zimmer.
The two main breach points through which Sandy's storm surge entered Hoboken were Weehawken Cove on the city's northeast corner and the area around Hoboken Terminal in the extreme southeast.
Based on water level data for the Battery in Manhattan, which is roughly equivalent to Hoboken, a 100-year storm surge would reach a height of around 8 feet above average sea level. This number, however, does not take into account the gradual rise in sea level associated with climate change, which the New York City Panel on Climate Change says could reach two and a half feet by 2050 in the worst case scenario.
Marten Hillen, a flood risk expert for Royal HaskoningDHV who was part of the Lower Hudson design team, calculated that a berm or levee in Hoboken would have to stand almost16 feet above current sea level to prevent a 500-year flood. Not coincidentally, Hillen said building to prevent a 500-year flood would yield the optimum point at which "any dollar spent on flood defense achieves the maximum amount of flood risk reduction."
Preventing a surge from entering Weehawken Cove in northwest Hoboken is a particular priority of Zimmer's. "We already own the land, we've done the site remediation—the puzzle pieces are in place to move ahead and get this piece done as expeditiously as possible," said Zimmer.
The city completed the first stage of a planned 4-acre park on the land, an athletic field at the corner of Park Avenue and Sixteenth Street, last fall. For the remaining area adjacent to the Hudson River, Zimmer wants to see open space and various amenities built over and into a series of levees.
For inspiration, Zimmer has looked to the Dutch, the renowned masters of the sea who were Hoboken's first European inhabitants. During a trip to the Netherlands sponsored by the Dutch Ministry of Infrastructure in May, Zimmer Tweeted her admiration about the "impressive multipurpose design" of a levee in Rotterdam that incorporated shopping, parking and a "beautiful park."
Two of the firms behind Hoboken's winning proposal have roots in the Netherlands, and Hillen said that six of the 10 finalists in the Rebuild by Design competition featured Dutch expertise.
Absorbing the water
Unfortunately for Hoboken, storm surges aren't the only thing Hoboken has to worry about. During extreme rain events, particularly while the Hudson is at high tide, Hoboken's sewers back up and overflow, creating flash floods. And according to the 2014 National Climate Assessment, the amount of rain falling in extreme events in the Northeast has increased 71 percent since 1958.
Hoboken's western edge was historically an area of marsh and tidal pools, and remains the shallowest point of the city today. The surface of Hoboken is currently 94 percent impervious to rainwater, so large amounts of runoff naturally flow to this area during torrential storms.
Mayor Zimmer said Hoboken is "moving on a parallel track" to create a network of parks on the western edge that can function as massive water retention chambers, taking pressure off the sewer system. In June, the city received a $250,000 grant from the U.S. Department of the Interior to design the final portion of a planned Southwest Park. When completed, the park will be able to hold 200,000 gallons of water.
In the coming months, Zimmer plans to hire a design firm for the park and apply for a low-interest loan to cover the remaining costs not met by the federal grant.
Hoboken is also trying to move forward with plans for a park on the BASF-owned site on Eleventh Street (formerly known as the Henkle-Cognis site). City officials met with representatives from RE.Invest Initiative, another resiliency-focused organization funded by the Rockefeller Foundation, this week to discuss possibilities for funding a new park there.
Pump as harbinger?
Once water is stored in the parks, it must be pumped back out to the Hudson. The city's first pump, which serves the southwest, was completed in early 2012. In conjunction with North Hudson Sewage Authority (NHSA), the city is now moving forward on a second pump for the northwest quadrant in the roadbed on Frank Sinatra Drive near Eleventh Street. However, the planning process Hoboken had to go through gives some sense of the stumbling blocks that could lie ahead in future state-led Rebuild by Design projects.
Last May, the city announced plans to build a second pump in Maxwell Place Park. But because Hoboken has received money from the state's Green Acres program, including $1 million for the design and development of Hoboken Cove Park, DEP required Hoboken to get an additional approval, even though Maxwell Place Park was not built with Green Acres money. This led Hoboken to move the pump to Frank Sinatra Drive.
The city applied for a low-interest loan for the pump's installation this past March. Once the pump is fully approved, it will be 18 months until it is constructed and able to remove 50 million gallons of water from the city per day.
Of all the major improvements proposed under the comprehensive strategy laid out by Rebuild by Design, Zimmer said either the pump or the Southwest Park would be the first to be fully realized. Smaller things like expanded tree pits on Washington Street could come before.
Carlo Davis may be reached at email@example.com.


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I am seeking information regarding the late Alice Augusta Hughes of Long Bay Anguilla, and relatives. Her late husband was named Hezekiah Richardson of West End.
She also had a sister name Margreth (nickname Mug) that I met when she was 107 years old at the old age home.
I would also like to hear from anyone or relatives, I am the great grand daughter of Alice and Hezekiah.
Thanking everyone in advance,


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Cheese and Candy
The Babcock Hall Dairy Store on the University of Wisconsin - Madison campus began as an off-shoot of the UW Babcock Dairy Plant. Using only the finest quality dairy products and natural ingredients, the store has built its own great repuation for consistently producing awards-winning gourmet ice cream, yogurts, candies, and specialty cheeses. Now these best- of-UW cheeses are available in attractive gift sets.


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A charismatic womanizer receives his comeuppance after his penis mysteriously leaves his body and takes human form.
Bad Johnson Reviews
2014-05-02 17:00
Rating: R
Length: 88 minutes
Release Date: May 2, 2014
Directed by: Jeff Tetreault
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Lindsay Lohan made a triumphant return to comedy show Saturday Night Live at the weekend (03Mar12) as she poked fun at her legal woes, drug problems and lesbian past.
In the opening monologue, castmembers covertly tried to determine whether the Mean Girls star was under the influence - funnyman Keenan Thompson even shined a flashlight in her eyes to see if she was high.
Former SNL regular Jimmy Fallon then told Lohan, "Everybody makes mistakes but that doesn't mean you can't shake them off. You can do this - but if for any reason you can't, Jon Hamm's on standby as back-up host," before pointing out the Mad Men star in the audience.
Kristen Wiig also pulled Lohan in for a reassuring embrace, which turned into a full-body frisking - but she covered it up by insisting, "I'm a lesbian now!" to which the host quipped, "Been there, done that."
Further poking fun at her reputation, Lohan headed behind bars in another sketch to scare young delinquents straight by telling them that petty theft is a path that ends "in Malibu in rehab".
The actress was sentenced to 120 hours of community service and counseling sessions following a necklace theft conviction in early 2011, when she was already on probation for a 2007 DUI incident.
Lohan, who has hosted SNL three times before, previously said she hopes the TV appearance will help to restore her professional reputation, which nosedived after regular run-ins with the law and a series of stints in jail and rehab.


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Planning an authentic tapas and paella dinner party in Monterey is no easy chore, but seven years ago it was nearly impossible. I recall spending a frustrating few weeks trying to source Spanish chorizo, Cantabria tuna, Bomba rice, smoked piquillo peppers, pimenton, a large paella pan and a half dozen bottles of Albariño and Tempranillo.
Last week I walked into Stone Creek Kitchen in Del Rey Oaks and broke into a mini flamenco when I saw all of the above items, and many others, on hand. What's more, it was Paella Friday. It seems you can stop by each week and pick up a pan of paella to go (keep the authentic pan and lose a deposit equal to the retail price).
In just 10 months, this kitchen store has proven to be so much more. One area of the 5,000-square-foot space at 465 Canyon del Rey Blvd. sells cooking equipment, gadgets, textiles and cookbooks. Across the room is a prepared-food section with fresh, seasonal creations for a quick lunch or elegant take-home dinner. Adjacent to that is another area reserved for specialty foods, both local products and imports from faraway lands. There's also a full-service, bustling kitchen with working chefs and a nearby communal table reserved for cooking events and demos.
In the eye of this hurricane are owners Linda Hanger and Kristina Scrivani, fast friends following a Valentine's Day paella feast Scrivani hosted a few years ago as marketing and community relations manager for Whole Foods in Monterey. Scrivani has traveled extensively through Spain and the Mediterranean, and paella has become a particular passion (she owns a 4-foot paella pan and wood-burning stand).
Hanger worked in publishing, and found a kindred spirit in Scrivani, who also wanted to leave corporate life. Each had been a customer at Clementine's (the space's former tenant), and when it closed they seized an opportunity to create a veritable foodie amusement park to call their own.
"It's truly a joy to be doing exactly what you should be doing," Scrivani said. "We make a good team, and our skills don't overlap."
Scrivani is the creative force. She grew up on a farm and had a long stint as a personal chef before working at Whole Foods. Hanger brings business acumen as the former chief executive of two publishing houses.
Together, they share a love for food and a need to please people.
"It's so gratifying to see people enjoying the food and appreciating what we offer," said Hanger, who alongside Scrivani puts in 13-hour days six times a week. "It's truly worth all the hard work."
Customers have responded to the down-home service and the inventive food churned out by Scrivani, who at times plays the role of mad scientist.
For example, to elevate pumpkin pies, she glazes them with Tahitian vanilla sugar. She reserves a few of these beauties, breaking them up and folding the pieces into an ice cream base (Ben and Jerry would be proud). She creates decadent thin sheets of chocolate, one called Fitness Marble (dark chocolate, dried blueberries, almonds, pepitas and a sprinkle of flax). She turns meatloaf into "cupcakes," with mashed potato puree as the "frosting." She makes mini strawberry pies in real pie tins (return the tin for a free cookie).
The deli case is full of fresh salads and at least nine veggies per day (they have farmer Dick Swank on speed dial). "Dick called me from the field one day and said 'I have 150 pounds of French radishes.' I sliced them in half, mixed them with heirloom carrots, tossed them in herb vinaigrette and little Big Sur honey and it was amazing. People respond to the simplicity of it."
The store is also a treasure trove of ingredients for closet gourmands everywhere: Anchovies packed in salt, Irish butter, romesco sauce, serrano ham, oven-roasted tomatoes. The choices are endless.
"It's a commitment of ours to introduce our customers to great food and then have those ingredients on hand for them to try," Scrivani said. "We want to inspire."
Toward that end, Stone Creek offers a "chef's table" experience at its monthly pre-fixe Dinner in the Kitchen, where Scivani hosts a casual dinner party as she prepares the meal in front of guests.
On May 25 the theme is "A Mediterranean Feast." The meal begins with a mezze platter of spiced fatayer (hand-held minced lamb pies), dolmas, olives, baby cucumber salad, flatbreads with housemade saffron hummus and roasted walnut muhammara sauces. The main course is wild salmon roasted in phyllo dough with baby spinach, and sultanas served over Greek orzo with sheep's milk feta, along with squash ribbons dressed in a light herb pesto. For dessert? Turkish coffee ice cream with pistachio cookies. Cost: $60. Call 393-1042 or visit www.stonecreekkitchen.com.
400° turns up the heat
David Fink's much-ballyhooed and controversial gourmet burger joint will open in Carmel on Wednesday, with a design, a menu and a philosophy that should put to rest any concerns the eatery will somehow destroy the cherished fabric of the village.
Little about 400° Gourmet Burgers & Fries should remind guests of a fast-food operation, the great fear among some provincial folk. Customers may order from the counter or receive table service in the comfortable dining room or on the dog-friendly patio. The 2,200 square-foot, 80-seat restaurant offers dramatic and contemporary design elements (including a woven stainless-steel wall and two-story tall windows) and a sustainable-leaning philosophy (biodegradable containers, low-voltage lighting and low-flow toilets).
Executive chef and partner Jason Balestrieri created the menu, featuring house-blended beef patties (Angus ground chuck and skirt steak), locally sourced produce, house-made sodas and shakes, assorted variations of fries and fresh salads. Wine and beer are available.
The name comes from the optimal temperature for searing burgers to create that tell-tale crust (Fink installed a custom-made cast-iron griddle for that purpose).
Hamburgers start at $7.95, but the price goes up with the customer's creativity. And, yes, there will be a veggie burger. Sides include house-cut Kennebec fries ($2.95), duck fat fries ($3.95) and zucchini fries ($3.95).
400° Burgers & Fries is at the corner of Mission and Seventh streets. It's open Sunday through Thursday from 11a.m. to 11p.m. Information or to-go orders: 244-0040, or online at 400degrees.com.
As Cooking for Solutions nears (May 18-20), those interested in its cause can bid now on exclusive wine-tasting tours, unique items and fabulous getaways on www.biddingforgood.com through May 21. Bidding stations will also be available during the Cooking for Solutions Gala, May 18, and the Sustainable Foods Celebration, May 19 and 20 ... Friends of Christopher Caul call him C-Squared (C to the second power). "This time of the year it's C to the third power," said the chef-owner of Christopher's on Lincoln in Carmel. "Crispy Chesapeake Crustaceans!" Caul once again is shipping soft-shell crabs from Maryland, and plans his usual preparation: panko-breaded, fried in rice bran oil and served atop jicama slaw with avocado and black bean salsa ... Get your fill of the famous thistle at the Castroville Artichoke Festival this weekend. More at www.artichoke-festival.org ... Only a few tickets remain for Santa Lucia Highlands Gala VI, a wine-and-food fest in the barrel cellar at Mer Soleil. Paradise Catering provides the food, with wine from the best SLH winemakers. It's Saturday, May 19, from 1-4p.m. Tickets: $85. Info: www.santaluciahighlands.com ... La Merienda is Spanish for "snack," but you can do much more than that at the annual celebration to celebrate Monterey's 242nd birthday. From 11a.m. to 3p.m. on June 2, the Monterey History & Art Association will host this colorful fiesta of delicious foods, wine, gallant dons, lovely senoritas, lively music and festive dance. Go to www.montereyhistory.org or call 372-4445.
Mike Hale is a food writer and blogger from Monterey. Write to him at email@example.com and read more at www.thegrubhunter.com.


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Now, today's customization is a fun one! This example shows how far a design can really be taken with this dramatic transformation of our Larkspur wedding invitation suite! It is the ultimate before and after! Our original Larkspur design features an intricate pattern inspired by Italian tile work. When our designers created this pattern, they wanted it to be versatile. I think it was a success, as this pattern is striking on the original in two letterpress ink colors. And, it's just as much of a focal point when printed in all one color {even our subtle varnish ink} on the new design customization. The pattern on the new design customization shows texture and gives this straightforward design layers and depth.
Another highlight of this Larkspur design customization is that we could have just as easily called this an "Elegant Date design customization" since the format and save the date style were pulled from that original design. This design is the perfect example of taking inspiration from two or more of our existing designs and merging them into one brand new design.
Here are the fine details, along with a few design tips to help you customize your very own letterpress wedding suite in this same way!
Ink Palette: Quite dramatic, isn't it?! The shift in color palette on these two designs describe two very different events. The best part is that this element, your ink palette, is the easiest detail to change and has the biggest impact! We have a total of 68 colors available in our letterpress ink palette so you're sure to find your perfect combination!
Motifs, Borders and Patterns: Both of these designs are all about the pattern! This before and after showcases the flexibility of all of our patterns. Love what we've done with the Larkspur pattern? Take a peek at all of our patterns to pick your favorite and make it your own by either adding a pop of color or toning it down with a pastel!
Fonts: Type plays a big role in our Larkspur design customization. Not only is font used to deliver the news and details of your upcoming wedding in a gorgeous way like the inspiration, but it also acts as a major focal point. A save the date card is all about the date, so why not show it off in a gorgeous font?! We have a total of 140 beautiful typefaces that you can choose from. And remember, our fonts can always be swapped at no additional charge so with the Dauphine Press design process you're sure to create the exact look you're going for on your wedding invitation suite!
Well, you make think that we've forgotten the last portion of our post … where are the embellishments, you ask? It's a fact that any combination of your favorite embellishments {painted edges, colored papers, foil stamping} could be added to this design, but we thought it was just perfect without them! We wanted to show you that it doesn't always cost more to get exactly what you want. With our team of designers, and the expertise of your local Dauphine Press retailer, your customized wedding stationery can be created within a range of many wedding budgets.
We created our Custom Wedding Portfolio process with every unique couple in mind. We, ourselves, would expect to personalize our wedding invitation suite, so we wanted to create a process that allowed every bride and groom to do the same. It's also designed to be fun! We encourage you to scour our website {don't forget to check out our Search By Style feature} and meet with the experts at your local Dauphine Press retailer to get their guidance and input. Once you do, you'll be well on your way to creating your very own custom letterpress wedding invitations!
Another big thank you to Tracy at WeddingLovely for debuting our this new design on her blog this week! Take a peek at why Tracy chose this design as one of her favorites!


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Jennifer Lopez has officially quit American Idol a day after rocker Steven Tyler announced he was stepping down as a judge on the show.
After weeks of speculation about the pop superstar's future on the TV talent series, Lopez phoned in to Idol host Ryan Seacrest's Los Angeles radio show on Friday (13Jul12) to declare she would not be back for a third season of the show.
The On The Floor singer gave breakfast show Today a taste of what was to come on Thursday (12Jul12) when she said, "I am thinking that maybe it's time for me to go and do other things that I really love to do," during an interview - and she made the news official a day later.
She told Seacrest, "It's just been a really long thought process... and I really have been torn... When I signed on to Idol I signed on for one year and I wound up doing two years because I just fell so in love with the show, everybody there... and I didn't know I'd be so moved emotionally by working on the show... It was such a lovely surprise in my life to do it.
"Something has to give... I really was dreading this phone call... and you're gonna make me cry. I honestly feel the time has come that I have to get back to doing the other things that I do that I have kinda put on hold because I love Idol so much... I could keep just doing Idol for the rest of my life but that would be giving up a bunch of other things... We had an amazing run."
But she insists she hasn't shut the door on Idol completely, revealing she'd be happy to return for guest spots on the show.
She added, "I feel like no matter what you guys need over there, I'm always gonna be here... There's just that tie there; I just don't know if I could be there every single day."
Lopez's decision comes the day before she kicks off a major North American tour with Enrique Iglesias.


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The Incredible Edible TurhulkenCataclysm - Dark Days Ahead
Granades are Russian roulette. One chamber has money, one has candy, two have blanks, one has rat-shot, and the last one has a bullet. You just got the bullet.
Z is the plane that jumps off the paper and into your face/desk
"No can do, little hard to "lock and load" when you can't stand and it's a little hard to stand when your feet haven't grown back fully so the end of you legs are nubs"


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'This book covers a unique balance of the most significant terms and phrases as well as specialized vocabulary related to the issues and trends in the multidisciplinary nature of public health', Doody's
Covering all aspects of public health, this book serves as both a quick and handy reference tool and a vehicle for more leisurely browsing. The Dictionary of Public Health is an alphabetical listing of almost 5,000 words and phrases used in public health science and practice. It offers definitions, discussion, and an occasional brief commentary on the relevance of each term to people and their health. This volume is a trusted resource for answers to questions that arise in the course of public health practice, whether in the office or in the field, in interactions with the public or with the media.


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Create a Group!
Simply put in a group name and a list of email addresses and upon your signup we will email everyone in the list with a link to this signup page to attend class on 7/14/2018 at 2:00pm. This link will automatically fill in the Group Name field with the name you choose. Our hope is that this tool will make it easier for you to arrange an evening of fun with your friends!
Have a Coupon or Gift Certificate?
If you have a coupon or gift certificate with a unique number and pin, please enter the into the fields below and click the Apply button. Your card will be charged based on the number of seats selected and the certificate discount. Coupon is required to be presented at time of class.
Have a coupon that does not have a unique number and pin? Please call the Paint N' Cheers studio at (405) 524-4155 or email email@example.com to register.
Note: Only one coupon can be user per transaction.


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|UFDC Home | Search all Groups | UF Institutional Repository | UF Institutional Repository | SobekCM Help
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Template for Announcements/Press Releases for New Digital Collections and New Collection Milestones for Ongoing Projects and Programs Announcing the [Title of Collection] [online/milestone] The University of Florida Libraries Digital Services and Shared Collections department and [Department] are proud to announce the [online launch/specific milestone] of the [Title of collection]. [Overview of the collection/milestone, other contributors, significance, impact.] See the [collection] [in larger digital collection, if applicable] here: http://ufdc.ufl.edu/[completed ] Note: The functionalities and features of the [UF Digital Collections or Digital Library of the Caribbean (dLOC)] are supported using the UF developed SobekCM software. SobekCM is released as open source software under the GNU GPL license and can be downloaded from the SobekCM Software Download Site: http://ufdc.ufl.edu/software To learn more about the technologies, please visit the SobekCM page: http://ufdc.ufl.edu/sobekcm .] Contact: [Collection Manager and/or others as applicable] Laurie Taylor, UF Digital Collections, email@example.com, 352 273 2902


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- 87.00Acre
E Grandview Road Traverse City, MI 49674
Listing provided courtesy of: RE/MAX Bayshore, Unknown Phone 12930 S West Bay Shore Dr, Traverse City, MI
Close-in development parcel only 1-mile from town. Adjacent to sewer and water,dddd and city infrastructure. Zoned high density residential. Beautifully wooded property with views of the Bay from several locations. Feasibility site analysis by Gourdie Fraser and Associates on file at listing office. Please call to discuss showings and access.
General Features
- Manufactured Allowed No
- Mineral Rights Yes
- Township Elmwood
- Town T 28N
- Type of Ownership Private Owner
- Type Vacant Lot/Land
Building Features
- Commercial Y N NO
Property Features
- Land Features Sloping, Hardwoods, Wooded, Evergreens
- Lot Dimensions Irregular
- Exterior Features Subject to Easements, Bay View, Countryside View, Development Property
- Utilities Available Electric, Natural Gas, Telephone, Cable TV, Cable Internet
- Road Public Maintained, Blacktop
- Water Available Municipal Water
- Number of Acres 87
- Waste Available Municipal
- School District Traverse City Area Public School
Price & Status History
Days on Market
- This property has been listed on the market for 399 days
Listing Documents
The property map location is: Approximated, identified to the street.
Time of Day
Drive Time
Ask A Question
Community Demographics for Zip Code 49674 (Traverse City)
Housing Occupancy
- Home Owners: 17 (50%)
- Renters: 0 (0%)
- Vacant: 17 (50%)
- Total Housing Units: 34
- Average Household Size: 2.35
- Housing Density (People per square mile): 25
Age Range (number of people)
- Age 0-14: 2
- Age 15-24: 2
- Age 25-39: 7
- Age 40-59: 8
- Age 60-79: 15
- Age 80+: 6
- Total: 40
* All numbers in this section are 2016 projections provided by Geolytics Inc
School Information for 49674 (Traverse City)
School data for this property is not available.
* School data provided by US Department of Education


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Banking and
Capital Markets
at the Conference
Accenture will return to Sibos this year with a program focused on helping you position yourself on the winning side of change and innovation.
Our leadership will once again host private lunch panels discussing payment and trading hot topics.
Blockchain has great potential across the financial services industry and we've seen the technology making great strides over the past year. Yet questions remain regarding how blockchain will move toward broad-based adoption across the ecosystem. As we move closer to the tipping point, what steps should industry leaders take now to stay on top of the potential advancements and changes? How can industry stakeholders design business strategies to help unlock trapped value around blockchain? Particularly while questions around governance, standardization, security, scalability, and compliance with regulatory requirements, among others, still remain?
Join David Treat and a panel of experts, including Todd McDonald (R3), Brian Behlendorf (Hyperledger), Chris Church (Digital Asset) and more to discuss these and other questions, including key issue updates, latest developments and industry use cases on distributed-ledger technology application in the financial services industry.
Monday, October 16
5:00pm – 7:00pm
TMX Broadcast Centre
The Exchange Tower
130 King Street West
Investment banks are turning to automation to cut costs and meet increasing regulatory demands. Many, however, are overlooking the key advantage to intelligent automation capital: self-learning, which constantly improves rather than degrades in value.
Join our panel of industry experts for a deep dive into the future of artificial intelligence technology within capital markets. This panel discussion will explore the critical next steps for banks—how to add true intelligence learning to their systems and bolster their competitive positions.
Tuesday, October 17
12:15pm – 1:30pm
MTCC, Room 206B
The shift is on to move to the next level of implementation while maximizing the advantages of Open Banking. At the same time, on-demand, immediate, digital services are combining with a wave of new technologies such as open APIs, cloud, instant payments, and artificial intelligence to simultaneously amplify the disruption known as Open Banking.
Join a panel of industry experts for an insightful and open discussion to explore the many business implications of Open Banking. In this lively session, panel members will address key issues such as:
How should banks position themselves for an Open Banking environment?
What are the priority opportunities to create value?
What revenues are at stake, and what new revenues can be created?
Wednesday, October 18
12:15pm – 1:30pm
MTCC, Rooms 206C and 206D
There is a critical talent shortfall in the tech industry that could, specifically, impede the ability to bring blockchain to scale – but, more generally, could also threaten innovation in markets around the world. Closing this gap will require the support and commitment of the entire blockchain ecosystem. A good place to begin is to shine a spotlight on the many individuals from under-represented demographics that are already doing great things in this technology to show a path forward.
Join industry leaders, featuring Blythe Masters, as we drive towards solutions to attract, retain and create an environment of inclusion to draw the best talent into blockchain. In this session, we will address critical questions such as: how can we leverage areas of success, strengthen areas that are working well, and continue to craft a plan to fix what's not working as well as it should?
This luncheon is Accenture's second 'Diversity in Blockchain' event, where we will review some of our findings from our first event, and explore ways to continue to move this initiative forward toward real change.
Wednesday, October 18
12:15pm – 1:30pm
STORYS Building
11 Duncan Street
Open Banking/PSD2 in a Box API
Explore how to streamline PSD2/Open Banking APIs implementation with a complete architecture and infrastructure solution on cloud.
Open Commerce Platform
Examine how a platform solution can take APIs from banks and non-banks to republish them as multi-bank APIs for unified access and ecosystem activation.
SWIFT CSP Health Check
Learn how your financial institution can meet SWIFT's Customer Security Program (CSP) requirements and bolster cyber resiliency.
Blockchain Identity
Accenture's identity prototype, based on blockchain and biometric technologies, empowers individuals with direct consent over who has access to their personal information, and when to release and share data.
Blockchain HSM Interface
Accenture has developed a solution that simplifies the integration of blockchain technology with the hardware security modules (HSMs) that are already broadly used by banks to safeguard and manage digital keys.
Blockchain Redaction demo
Accenture's Blockchain Redaction Capability offers a solution to "edit" blockchains without violating integrity.
While attending Sibos in Toronto, don't miss the opportunity to test your ideas and explore innovation at work at Accenture. Come engage with Industry leaders one-on-one.
Visit us at booth: D43
Cyber-attacks continue to evolve and are becoming more frequent and widespread. Attackers are improving their tactics and techniques faster than security teams can keep up and their methods grow more sophisticated each year.
Join Chris Thompson, Accenture Global Financial Services Cyber Risk & Resilience Lead, as he moderates this Sibos session on the technological trends that define the threat and risk associated with cyber security and their implications for financial services.
Monday, October 16
9:30am – 10:30am
MTCC, Conference Room 2
Bring your Sunday experience to your Monday work …
Technology moves fast. Humans don't. We don't adapt to change the way Technology does. Commercial banks need to find ways to keep pace – not only with AI, IoT, and other emerging technologies – but with how clients accept and adopt. And clients' expectations of service is also changing, not only because of technology, but because of experiences they have in their day-to-day lives – "bringing Sunday experiences to Monday work ..." These are some big challenges – how to do business in today's connected world where technology moves quick and expectations of commercial banks are no longer set by the banks themselves.
Join Rami Lama from Fjord, the Design & Innovation arm of Accenture, as he shares the 8 things that commercial banks need to know to effectively do business in today's rapidly changing world.
Tuesday, October 17
10:00am – 10:30am
Open Theatre 2 (OT2), Exhibition Hall
Everyone wants to be able to pay who they want, when they want – increasingly while they are on the move; instant payments make this possible. With its unique position at the heart of the industry, SWIFT has unparalleled experience of working with its banking community to build strategic instant payment solutions that can be replicated across multiple markets.
Join Diane Nolan, Accenture Managing Director in Capital Markets, as she moderates this session that explores SWIFT's experiences of building and delivering a new instant payments platform for Australia, and how its new instant payments connectivity solution can help support the European banking community in their journey to offer instant payments. The session will include testimonies from these communities on the challenges and opportunities ahead, and their vision and ambition for the new payment platforms they are building.
Tuesday, October 17
4:30pm – 5:15pm
SWIFT Auditorium
Artificial Intelligence (AI) is not new to the financial industry, but it is developing fast; it is estimated that AI will surpass human intelligence by 2019! Experts say AI can take routine, repetitive processes and make them more efficient and effective, removing the risk of manual handling and reducing costs. Are you prepared? Given the industry is not quite ready for blockchain, can we cope with AI technology running our middle and back office systems in a not so distant future?
Join Diane Nolan, Accenture Managing Director in Capital Markets, who will be moderating this Sibos session. The discussion will focus on AI-assisted exception handling, robo-advisor, machine learning and cognitive computing.
Monday, October 16
3:30pm – 4:30pm
MTCC, Conference Room 3
In the digital age, customers have increasingly high expectations of the products and services they use. Being able to quickly and seamlessly carry out transactions through mobile devices has rapidly become a basic requirement for financial services. But consumers will want much more in the future with demands being driven by their experience of more customer-focused service providers. Against a backdrop of ever-growing choice for consumers, organizations will need to shift from a product-led mindset to a customer-led one.
While digital developments are driving disruption across the market, consumers also still value human interaction. How do you strike the right balance between technology and the 'personal touch'?
Join Kendra Thompson, Accenture Global Wealth Management Lead, as she moderates this Sibos session to explore how financial services firms can foster a greater culture of innovation and a passion among their staff to ensure the right products and services are delivered the way customers want them.
Wednesday, October 18
9:30am – 10:30am
MTCC, Conference Room 4
Alan McIntyre is Accenture's senior managing director for the Global Banking in New York. He is responsible for Accenture's overall vision and strategy in the sector, investment priorities, client-offering developments and partnership networks. Alan has 25 years of experience working with clients in the banking industry with a focus on enterprise strategy and performance improvement programs in the retail and commercial sectors. Alan has led major M&A assignments at the board level, been a personal adviser to multiple bank CEOs in North America and Europe, steered many bank-wide transformation programs and led multiple new business launches.
Owen Jelf is the senior managing director and global lead of Accenture Capital Markets. He specializes in delivering major technology and business change programs in the investment banking industry. With more than 27 years of experience in the industry, Owen has expertise in large-scale program management, as well as front-office, operations and enterprise functions in complex global delivery models.
Jeremy Light leads Accenture Payments, in Europe, Africa, Middle East, and Latin America. He is responsible for taking Accenture's strategy, systems integration and outsourcing propositions to clients across the region, covering card issuing and acquiring; domestic, international, retail and corporate payments; and front-, middle- and back-office payment functions. This responsibility includes deploying and sharing Accenture's best thinking, capabilities and skills across client teams to enable them to deliver solutions and digital innovations in the areas of open APIs, instant payments and distributed ledger technology. In his current position, he spends much of his time with banks and financial institutions across Europe.
Robert Flynn has more than 20 years of banking experience, including 16 years with Accenture, where he specializes in payments and transaction services serving global, regional, and central banks and payment technology firms. His experience spans retail and commercial payments, covering strategy, large-scale transformation, operating model and payment solution implementation. Robert has worked closely with both domestic and international clients to help define payment strategies and investment sequencing. Prior to joining Accenture, Robert held various roles in Bank of America's retail bank supporting multi-channel transaction banking and merger integration.
A managing director in capital markets, Diane Nolan leads Accenture Capital Markets Management Consulting, which is focused on business transformation at top financial institutions. She also leads Accenture's Exchange and Market Infrastructure offering. Diane has 20 years of experience in the capital markets industry and has covered a broad set of client types as well as a wide variety of engagement types across all financial asset classes. More recently, she has helped clients to adapt to changing market conditions through the use of digital and other new technologies.
Chris Thompson is Accenture's Global Financial Services Cyber Risk & Resilience Lead. He has 25 years of experience in large-scale security, risk and technology programs, working with some of the world's leading retail, commercial and investment banks. He has deep expertise in operational risk, financial crime, security, banking operations and trading. Chris previously ran the Risk Management practice for Financial Services in North America, where he specialized in IT and Operational Risk Management. He was responsible for all Risk, Regulatory and Compliance work at North American FS clients.
With more than 17 years of broker dealer and advisory industry experience, Kendra Thompson is a managing director in Accenture's Financial Services group focused on wealth management strategy. Based in Toronto, she leads Accenture Wealth Management globally and the Management Consulting Development Program in Canada. Prior to joining Accenture, Kendra held similar roles in strategy and marketing at financial services firms in Canada, Australia and the UK.
David Treat is a Managing Director in Accenture's Financial Services practice serving as a Client Account Lead and Global Head of Accenture's Financial Services DLT / Blockchain practice. David has over 20 years of experience in financial services with expertise in strategy, innovation, strategic cost management, large-scale restructuring, customer relationship management, M&A, and process excellence. Currently focused on innovation in Financial Services specializing in Distributed Ledger / Blockchain, Robotic Process Automation, and Cognitive Computing.
with us
JOIN THE CONVERSATION ON TWITTERTweets about from:BankingInsights OR from:AccentureCapMkt


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The folks at Household Essentials aren't kidding when they call their featherweight totes MightyStor.
This polyethylene-tarp zippered storage bag is mighty strong, but it's also mighty big (22 inches wide by 26 inches high by 12 inches deep) — and that's just the medium-size model.
The large size (30 inches wide by 26 inches high by 12 inches deep) could carry a collie, not that you would want to.
These rugged bags are tear- and water-resistant and have sewn-in nylon double shoulder straps and a side grab strap. Empty, they fold down practically flat.


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A team of space scientists has been testing a new vehicle designed to explore the surface of the moon. The new lunar rover or truck, which NASA calls a "desert rat", has features and options unlike any seen before. And while the vehicle being tested is very much a prototype and still under development, US space agency officials say something like it will one day enable astronauts to explore the lunar surface for weeks at a time. VOA's Paul Sisco has more.
The battery-powered vehicle is mounted on six pairs of wheels. At a recent demonstration, the craft traversed the rocky and barren slopes in the western state of Arizona -- terrain which is similar to that on the moon. The vehicle's wheels can lift independently and will operate in any direction.
"We are testing out concepts, that came out of lunar architect studies," Doug Craig said. He is the project's Strategic Analysis Manager. "One of the primary elements of the current architecture is a small pressurized rover," Craig adds. "...Which enables the astronauts to go longer ranges, longer distances and in fact stay out for several nights away from the base."
The lunar rovers used by Apollo astronauts in the early 1970s, were essentially stripped down jeeps. This next generation vehicle will have a pressurized cabin that astronauts can live in for weeks at a time.
"Instead of having to turn around and come home every night," Michael Gernhardt explained. "I can keep going."
Also, astronauts will not have to wear clumsy space suits while inside the vehicle, only for forays outside. To put one on, the astronaut will carefully climb through an inner hatch, (and) from there, into a space suit mounted on the outside of the cab.
NASA plans to return to the moon by 2020, and begin construction of a permanent outpost there.


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Below are the nutrition facts and Weight Watchers points for Loaded Taco Burrito from Taco Bell .
There are 550 calories in a Loaded Taco Burrito from Taco Bell. Most of those calories come from fat (47%) and carbohydrates (38%).
*All percent daily value figures are based on a 2,000 calorie diet.
Is it good for you?
Does the taste good?
Please keep in mind that most fast food restaurants cannot guarantee that any product is free of allergens as they use shared equipment for prepping foods.
We are working on getting the ingredients for this item.


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Today's Technical View on Progressive and Allstate: Improving U.S. Economy
Feb 21, 2013, 08:00 EST
LONDON, February 21, 2013 /PRNewswire/ --
With the U.S. economy showing significant signs of improvement, increased private sector hiring, gains in housing and automobile markets, and expansion of domestic energy production and manufacturing are among the macro-trends which are likely to instill more confidence in the economy and spur stronger growth in insurance sales. The outlook for the Property and Casualty Insurance industry seems optimistic on account of price increases which would translate into expansion of the underlying margins of major insurers. Superstorm Sandy, which devastated New York and New Jersey, would increase the demand for primary commercial insurance and reinsurance, resulting into modest increase in property reinsurance rates. Being amongst the largest insurers in the U.S., The Progressive Corporation (NYSE : PGR ) and The Allstate Corporation (NYSE : ALL ) could be direct beneficiaries. StockCall initiated free in-depth technical analysis on Progressive and The Allstate which are currently available upon sign up at
Progressive Corporation announces January 2013 results
Progressive Corporation is United States' fourth largest auto insurer and largest seller of motorcycle and commercial auto insurance. For the month of January 2013, Progressive reported Net Premiums written of $1.53 billion, Net Premiums earned of $1.58 billion and Net Income of $134 million or $0.22 per share, thereby registering net income growth of 81% over January 2012. The company repurchased 1.6 million shares at an average price of $21.89 per share, book value per share being $10.21. Sign up for the free technical analysis on Progressive Corp. at
Earlier, Progressive Insurance announced a licensing program for intellectual property related to usage-based car insurance programs. "We have been developing and refining our industry-leading UBI program for more than 15 years and have been awarded six patents for good reason," said Glenn Renwick, Progressive's President and CEO. Its current application of usage-based insurance (UBI) accounts for more than $1 billion in premiums and is available in 43 states and the District of Columbia.
Allstate announces results of fourth quarter and full year of 2012
Allstate Corporation is the nation's largest publicly held personal lines insurer, serving about 16 million households with its insurance products of auto, home, life and retirement. The company reported exceptional overall business growth for full year of 2012. Consolidated Revenues grew by over 2% to $33.3 billion and Net Income was $2.31 billion or $4.68 per diluted share, up by 193% over 2011. Download the free report on The Allstate Corporation by registering at
For the fourth quarter, Allstate reported consolidated Revenue of $8.54 billion and Net Income of $394 million or $0.81 per diluted share. The company announced a quarterly dividend of $0.25 on each outstanding share of the Corporation's common stock, payable in cash.
Emphasizing its focus on proactive capital management, Steve Shebik, Chief Financial Officer said, "In 2012 we completed a $1 billion share repurchase and initiated a $1 billion share repurchase to be funded with hybrid debt to further optimize our capital structure." He further added, "The Board took additional actions to improve shareholder value by authorizing an additional $1 billion repurchase program expected to be completed by March 2014, bringing total buyback authorization to $2.0 billion. Allstate's book value per diluted share has increased by 17.2% to $42.39 at year-end 2012."
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