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Southerners Are Less Trusting, but People Who Trust Are More Likely to Cooperate to Save the Environment, Baylor Study ShowsJuly 30, 2013
Follow us on Twitter:@BaylorUMediaCom
Contact: Terry Goodrich,(254) 710-3321
WACO, Texas (July 30, 2013) -- Southerners are generally not as trusting as people who live in other parts of the country, but trusting people are more likely to cooperate in recycling, buying green products and conserving water, a new Baylor University study on environmental protection shows.
"A lot of researchers have reported trust as kind of a cure-all for protecting the environment through cooperation. Southerners are just as willing, but less trusting," said lead author Kyle Irwin, Ph.D., an assistant professor in Baylor's College of Arts & Sciences.
"The question our study raised was that if trust isn't a catalyst for environmental cooperation for Southerners, what is?"
The study, published in The Sociological Quarterly, was based on analysis of a data sample of 650 respondents -- 238 of them Southerners -- from the 2010 General Social Survey, Irwin said. "The South" as defined by the U.S. Census Bureau includes 16 states (listed below) and Washington D.C.
Previous studies by other researchers have shown that trust is important in working together to protect the environment, but the study by Irwin and co-researcher Nick Berigan, Ph.D., a visiting assistant professor at East Tennessee State University, is the first to look at cultural factors, Irwin said.
"Southerners are relatively close-knit and interact within small and dense networks," he said. "Social spheres often overlap: People that work together may go to church together, attend sports events for their kids. This type of network often produces a lot of solidarity and trust within the 'in group,' but distrust toward outsiders."
Compared to Southerners, non-Southerners have a large number of weak and transient friendships. Social networks in the non-South are considered individualistic, and that promotes trust of people who might be considered outsiders, he said.
"There's been a slew of research on the relationship between trust and environmental protection," Irwin said. "The more trust people have, the more willing they are to make sacrifices to hold up their end to solve problems."
But Southerners' cooperation in pro-environment efforts does not hinge on trust as much as non-Southerners' cooperation does.
The new study measured trust with the question of "Generally speaking, would you say that most people can be trusted, or that you can't be too careful in dealing with people?" Among Southern respondents, 24.9 percent of respondents trusted others; 38.7 of non-Southern respondents did so.
The study shows that political views and education are associated with cooperation in the South, with Democrats more willing to make cuts in living standards and more educated people more willing to pay higher taxes to help protect the environment. Also in the South, confidence in the government was associated with greater willingness to pay higher taxes.
Irwin said that further study is needed to draw firm conclusions, but the research suggests that pro-environmental efforts in the South might target Republicans by assuring them that long-term benefits of conservation outweigh short-term costs and are consistent with their values, rather than mandated by those with liberal political views.
*States listed as Southern by the U.S. Census Bureau include Alabama, Arkansas, Delaware, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia and West Virginia. Washington, D.C. also is included.
Baylor University is a private Christian university and a nationally ranked research institution, characterized as having "high research activity" by the Carnegie Foundation for the Advancement of Teaching. The university provides a vibrant campus community for approximately 15,000 students by blending interdisciplinary research with an international reputation for educational excellence and a faculty commitment to teaching and scholarship. Chartered in 1845 by the Republic of Texas through the efforts of Baptist pioneers, Baylor is the oldest continually operating university in Texas. Located in Waco, Baylor welcomes students from all 50 states and more than 80 countries to study a broad range of degrees among its 11 nationally recognized academic divisions. Baylor sponsors 19 varsity athletic teams and is a founding member of the Big 12 Conference.
The College of Arts & Sciences is Baylor University's oldest and largest academic division, consisting of 26 academic departments and 13 academic centers and institutes. The more than 5,000 courses taught in the College span topics from art and theatre to religion, philosophy, sociology and the natural sciences. Faculty conduct research around the world, and research on the undergraduate and graduate level is prevalent throughout all disciplines.
More News ...


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Don't make enough mobile phone calls and you'll be cut off
You just can't win with phone companies. Talk too much and they can cut you off. And if you text instead of chatting they can pull the plug on you for that too.
Just a couple of weeks ago Emma Lunn highlighted the problem of making too many calls from home if you've got a Sky phone deal in Sky customers: make too many calls and you may be cut off. But if you've got a pay-as-you-go (PAYG) mobile the reverse can be true. If you don't use your phone frequently enough your account can be terminated and any remaining credit lost along with your number.
Vodafone has just cut off my husband's PAYG mobile which had £15-worth of credit on it. Admittedly it was his 'spare' phone, but he received both calls and texts on it including a weekly text from his bank with an account update and even made the occasional call.
So last week when his phone didn't work he rang Vodafone, only to be told he hadn't used it enough and his account had been terminated. His number and outstanding credit were both lost. Despite the fact that his main 'personal' mobile account is also with Vodafone, there was no call, text or letter to warn him of the impending cut off.
Why Vodafone cut him off
So what's the sense behind this? After all heaps of people have a second mobile for emergencies or keep one as a 'spare' in case they lose or mislay their main one.
Vodafone lays the blame for its cut off policy at the door of the regulator Ofcom, as it says it is under pressure to be 'economical' with the issuing of phone numbers, so it will simply 'recycle' the old ones.
And if PAYG customers don't make a 'chargeable' call within 180 days Vodafone will assume your number is no longer needed. So it pops that number in the pot for 'churning', which means it can be handed out to someone else. According to Vodafone's small print it doesn't actually have to warn you of any impending cut off.
What's the deal with other providers?
Most other mobile networks have clauses in their terms and conditions to the effect that if the account hasn't been 'used' for 180 days they will disconnect it. So you'll lose any remaining credit and in some cases your number too.
However there's an anomaly over what counts as 'use'. With T-Mobile and Orange sending a text, making a call or any data usage within 180 days is enough to keep your account up and running. With Virgin Mobile or O2 it's a text or call, whereas with others like Vodafone a text isn't sufficient - you must make a 'chargeable' call.
At Tesco Mobile the small print is somewhat unclear as its terms and conditions say, 'if you do not use your mobile phone for six months we will disconnect you and you will lose your credit and mobile phone number'. When pushed Tesco Mobile did clarify this by saying 'use' means a chargeable call, text or top-up within six months to keep your account active.
Is there an early warning system?
Ofcom says providers are well within their rights to recycle unused numbers and can set their own limits as to what counts as low usage, providing details are laid out clearly in the terms and conditions. And there's no obligation on providers to contact you if you're nearing the limit for non-usage.
While Vodafone, O2 and Tesco Mobile don't warn customers of any impending disconnection, T-Mobile say it does send customers two text messages to warn them of low usage.
Any way back once your phone's disconnected?
Beyond the 180 day cut off point (when your phone stops working) some companies do have a temporary grace period, which they call 'quarantine' or 'hibernation'. During this time, which can be up to three months with some providers, your number can usually be reinstated free of charge by calling customer services. However you'll usually forfeit any outstanding credit.
But with other providers like Tesco Mobile how long you've got to claw back your number can be a grey area. Tesco Mobile's press office first told me there was a 'three to four month' grace period beyond its 180 day limit, then they reneged on that saying it was just a week and finally came back to admit you actually had one month from the 180 day disconnection point to keep your number.
But watch out as the small print warns of a re-connection fee too.
Stray beyond any 'hibernation' or quarantine period and your number is gone for good along with any chance of any 'goodwill' credit refund.
Can you complain?
If you think your account's been cut unfairly or before any agreed time limit, contact your network provider and if the situation's not resolved to your satisfaction within eight weeks you can ask to use its Alternative Dispute Resolution Scheme.
Ofcom says all operators must be signed up to one of these services, which act as middleman between both customer and company.
10 of the biggest consumer rip-offs
Don't make enough mobile phone calls and you'll be cut off
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Research in the News
Prof. Thomas Philippon on the financial industry's share of GDP
— May 15, 2012
Excerpt from Bloomberg Businessweek -- "'The finance industry of 1900 was just as able as the finance industry of 2010 to produce loans, bonds, and stocks, and it was certainly doing it more cheaply,' says Thomas Phillippon. ... the 'finance industry's share of [gross domestic product] is about 2 percentage points higher than it needs to be, and this would represent an annual misallocation of resources of about $280 billion for the U.S. alone.'"
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NATCHITOCHES — Northwestern State University awarded degrees to 849 students Friday at fall commencement in Prather Coliseum. Paul Rainwater, chief of staff for Gov. Bobby Jindal, was the commencement speaker.
Fall graduates from The Advocate's circulation area include:
Abbeville — Kali Broussard, B.S.
Baker — Jennifer Steward, B.S.; Delanea Gates, M.Educ.; and Brittney Ferguson, B.S..
Baldwin — Kenshel Tolbert, M.Ed.
Baton Rouge — Kendra Randall, B.A.; Whitney Johnson, Carla Mitchell and Jason Weams, B.S.; Joseph Williams, B.S.-nursing; and August Mangin and Alex Wright, M.S.
Branch — Robert Hicks, B.S.
Breaux Bridge — Brad Robin, associate of general studies.
Broussard — Tonya Nugent, bachelor's-social work.
Carencro — Al Landry, Danielle Landry and Elizabeth Mrak, B.S.
Clinton — Kyron Franklin, associate degree.
Covington — Jesse Clarke, B.S.; and Ian Todd, M.S.
Denham Springs — David Dufrene, bachelor of general studies; and Robin Joyner, B.S.
Edgard — Brittney Sorapuru, B.S.
Eunice — Lauren Stephens, M.E.
Franklin — Willdric Rack, B.A.; Lisa Brown and Krista Magers, M.A.
Frisco — Lauren McKinley, B.S.-nursing.
Gonzales — Lauren Waguespack, B.S.
Hammond — Nemecio Limon and Erin William, bachelor of general studies; and Joy Mumford, B.S.
Iowa — Sarah Jessup, M.S.
Kaplan —Kruz Landry, B.S.
Lafayette — Elizabeth Levasseur, B.A.; Sarah Ross and Brenda Straughter, bachelor of general studies; and Daphne Babin, B.S.
Livonia — Kristen Sonnier, bachelor of general studies.
Mandeville — Chloee Christiansen, B.S.; and Anna Pignato, M.Ed.
Metairie — John Alley, bachelor of general studies; Corwin Joachim, bachelor of music; Kristen Duracher and Cameron Moises, B.S.; and Hayley Pickering, B.S.-nursing.
Morgan City — Kristen Daisy, B.F.A.; and Zachary Case, B.S.
Morganza — Lashay Robbins, B.S.
New Iberia — Elizabeth Broussard, associate of general studies; Ella Harrison and Gifford Saravia, B.S.; and Juanique Dugas, M.Ed.
New Orleans — Sujuan Davis, associate of general studies; Ashley James, Alyssa Richardson and Derek Rose, B.A.; Keith Huber, bachelor of general studies; Taryn Lawson and Nicholas Talmadge, B.S.; Caroline Huber, M.Ed.; and Jesse Hodges, M.S.
New Roads — Meridith Zepp, M.Ed.
Opelousas — Aimee Lanclos, associate degree.
Patterson — Jarai Racasi, B.S.
Port Barre — Seth Dean, associate of general studies.
Prairieville — Jamie Emery, associate of general studies.
Scott — Nicole Ducharme, B.S.; and John Fruge, M.A.
Slidell — Aisha Dunbar, B.S.; Kelsey Ducote, B.S.-nursing; and Gary Bennett, M.Ed.
St. Landry — Brooke Guillory, M.Ed.
St. Martinville — Kristin Noel, B.A., B.S.; and Donyelle Lee, B.S.
Sunset — Elizabeth Poiencot, M.Ed.
Ville Platte — Haley Deshotel and Kelli Deshotel, B.S.-nursing.
Waggaman — Natasha Gabriel, B.S.
Washington — Xenophobe Fedison, associate of arts, B.A.
Youngsville — Meagan Duhon, M.Ed.
Summer graduates in The Advocate's circulation area include:
Baker — Walter Rivette, bachelor of general studies; and Nita Singleton, M.Ed.
Baton Rouge — Sheralyn Long, B.S.-nursing.
Berwick — Angela Kulka, associate of general studies.
Covington — Martha Fontcuberta, M.A.-teaching.
Crowley – Cy Quebedeaux, B.S.
Denham Springs — Cindy Rose, B.A.; and Jennifer Daniel, B.S.-nursing.
Duson — Samantha Jones, M.A.-teaching.
Harvey — Joseph Guerineau, M.A.
Iowa — Brandi Guillory, associate degree.
Kaplan — Heather Fleniken, associate of general studies.
Lacombe – Laurie Laurent, B.S.-nursing.
Lafayette — Lydia Cavaness, associate of general studies; and Mary Escott and Christopher Mixon, B.S.
Mandeville — Angela McGee, associate of general studies.
New Orleans — Troy Daigle and Jabari Gibson, B.S.; and Jennifer Baker, B.S.-nursing.
Ponchatoula — Christine Davis, B.S.
Prairieville — Ashlee Vickers, bachelor of general studies.
Sunset — Amanda Sam, B.S.-nursing.
Ville Platte — Alicia Bradley, Katie Prudhomme and Kenneth Toussaint, B.S.-nursing.


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For more information regarding Department of Cardiothoracic Surgery CME events, contactAngela Kinnunen
at 412-648-6342 or
The Department of Cardiothoracic Surgery consists of over 35 cardiothoracic surgeons and more than 170 professional staff members across four divisions:
At UPMC, we're committed to educating future cardiothoracic surgeons as well as ourselves.
People come from all over the globe to receive personalized, hands-on instruction in one of the most innovative teaching environments available.
Our cardiothoracic surgeons lead the way in developing new minimally invasive surgical techniques for treating diseases and disorders of the chest and foregut. Surgeons from around the world learn these techniques through special training conferences in UPMC's state-of-the-art laparoscopic operating rooms.
A national leader, UPMC became one of the first medical centers in the nation to use minimally invasive surgical techniques for treating esophageal and lung cancers.
Our cardiothoracic transplant surgeons have performed more than 3,000 heart, lung, and combined heart-lung transplants since the program's inception.
And we continue to innovate and pioneer new techniques in robotic surgery, artificial heart implantation, and development of artificial heart-assist devices.
Our comprehensive range of diagnostic and treatment modalities, along with the continued development of these innovative techniques, positions us to deliver the highest quality care for a number of cardiothoracic diseases including:
Aortic and mitral valve disease
Visit the UPMC Esophageal and Lung Institute patient website for information about treatments and other patient services.
To refer a patient or to learn more about our cardiothoracic surgery programs, contact:
Division of Cardiac Surgery and Heart TransplantPhone: 412-648-6200UPMC Presbyterian200 Lothrop St., Suite C-700Pittsburgh, PA 15213
Division of Pediatric Cardiothoracic SurgeryPhone: 412-692-5218Children's Hospital of Pittsburgh of UPMC4401 Penn Avenue5th Floor, Faculty PavilionPittsburgh, PA 15224
Division of Lung Transplant and Lung FailurePhone: 412-648-6202UPMC Presbyterian200 Lothrop St., Suite C-900Pittsburgh, PA 15213
Division of Thoracic and Foregut SurgeryPhone: 412-647-7555UPMC Presbyterian200 Lothrop St., Suite C-800Pittsburgh, PA 15213
Affiliated with the University of Pittsburgh Schools of the Health Sciences
| Supplemental content provided by Healthwise, Incorporated. To learn more, visit www.healthwise.org
For help in finding a doctor or health service that suits your needs, call the UPMC Referral Service at 412-647-UPMC (8762) or 1-800-533-UPMC (8762). Select option 1.
UPMC is an equal opportunity employer. UPMC policy prohibits discrimination or harassment on the basis of race, color, religion, ancestry, national origin, age, sex, genetics, sexual orientation, gender identity, marital status, familial status, disability, veteran status, or any other legally protected group status. Further, UPMC will continue to support and promote equal employment opportunity, human dignity, and racial, ethnic, and cultural diversity. This policy applies to admissions, employment, and access to and treatment in UPMC programs and activities. This commitment is made by UPMC in accordance with federal, state, and/or local laws and regulations.
Medical information made available on UPMC.com is not intended to be used as a substitute for professional medical advice, diagnosis, or treatment. You should not rely entirely on this information for your health care needs. Ask your own doctor or health care provider any specific medical questions that you have. Further, UPMC.com is not a tool to be used in the case of an emergency. If an emergency arises, you should seek appropriate emergency medical services.
Pittsburgh, PA, USA | UPMC.com


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A known mood killer, unless you're into this sort of thing. A sexual act that consists of a female performing a blow job on a male, the female swallowing the cum, and throwing it back up on the male's penis. This can be on purpose, or if really drunk, or sick, by accident.
Bro, Donna was so wasted last night, when she was blowing me i got an Akward Dumpster!
by FR3SH 2 D3FF November 24, 2008


text:
SOUTH Korean President Lee Myung-Bak believes North Korea could detonate multiple devices when it goes ahead with a nuclear test expected in the coming weeks or days.
In an interview published on Tuesday in the Chosun Ilbo daily, the outgoing president also acknowledged the huge challenge the international community faces in seeking to wean Pyongyang off its nuclear weapons program.
The North has signalled that it will carry out a "higher level" nuclear test very soon, in a defiant response to tightened UN sanctions after its successful long-range rocket launch in December.
Lee said "higher-level" suggested Pyongyang might attempt to detonate several devices.
"North Korea is likely to carry out multiple nuclear tests at two places or more simultaneously" to maximise scientific gains from an event that will be globally condemned, Lee said.
Experts around the world are gearing up to analyse any test for what it might reveal about the current status of the North's weaponisation program.
Of particular interest will be any sign that its scientists have succeeded in developing a warhead that can be fitted onto a missile.
"If the North produces miniaturised weapons that can be used as warheads on missiles, it would really pose a threat," Lee said. "That's why the whole world is watching it so intensively."
Lee has only a few weeks left in office at the end of a five-year term marked by an almost total freeze of contacts between North and South Korea.
In his interview, he suggested that diplomatic efforts would make little headway in bringing about a significant policy shift in Pyongyang.
"I think it is difficult to persuade the North regime to give up the nuclear path," he said.
Some predict the test will come before the Lunar New Year on February 10, while others suggest it will be timed to coincide with the February 16 birthday of late leader Kim Jong-Il, father of current leader Kim Jong-Un.
South Korea and its ally the United States are holding a joint naval exercise off the Korean peninsula as tensions rise - a drill condemned as a "warmongering" exercise by North Korea.
Its official news agency Tuesday threatened a move going "beyond the imagination" of Seoul and Washington in response to the exercise, which it terms a rehearsal for invasion.
"The US is now getting hell-bent on the joint anti-submarine drill targeting the 'north's nuclear facilities'," the agency said in an editorial.
"Now that the hostile acts toward the (North) have gone beyond the limit of universally accepted... norms of the international community, the (North's) option in reaction to it will also go beyond the imagination of the hostile forces," it said.
"There is no other option for the (North) but to fight it out."
Originally published as S Korea predicts multiple nuke tests


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9:00 pm,
August 27, 2014
Conenctor 3rd floor
Campus Ministries Open House
Welcome to our Campus Ministries Open House on Connector 3rd floor where you can sign up for a variety of ministry-related opportunities and faith-enriching activities. For those in Kratz/Yoder, the evening starts with you meeting with your Ministry Leader on your floor before venturing to the 3rd floor where snacks, drinks, and sign-up sheets await you.
Contact: Bob Yoder, campus pastor, phone (574) 535-7542, email firstname.lastname@example.com


text:
(based on 5 reviews)
Ratings Distribution
5 Stars
4 Stars
3 Stars
2 Stars
1 Stars
of respondents would recommend this to a friend.
Best Uses
Reviewed by 5 customers
Displaying reviews 1-5
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A Top-of-the-Line Opportunity
By Woody
from Annandale, Virginia
Comments about Kontrast Pro DSLR Backpack:
Even at an additional expense, a light weight rain cover, like available on other models, would be a wonderful removable accessory,
Bottom Line Yes, I would recommend this to a friend
Was this review helpful? Yes / No
- You may also flag this review
Quality Build
By Stewart
from South Carolina
Excellent allocation of spaces for Dslr and lenses
(1 of 1 customers found this review helpful)
Owned many backpacks...but no more.
By John
from Sterling Heights Michigan
On field trips doing photo shoots
Images shared by John
All the goods.D810w.battery grip
(0 of 2 customers found this review helpful)
Well designed, good looking
By Carter
from Los Angeles, CA
holds laptop, ipad, my 5dmk iii and lots of lenes and accessories. well balanced fit when fully loaded. tripod side pocket is great. I'm ready to roll!
(2 of 2 customers found this review helpful)
The perfect large DSLR back pack
By Connor
from Manchester
Brilliant large back pack with ample storage space and flexibility. Couldn't wait to order following the use of another Case Logic product. THE bag to get for housing all your gear in at once!
Images shared by Connor
Top down view
Tags: Nikon D5200, Hahnel Battery Grip
Internal view
Tags: Nikon Sb700 Flash, Nikon D5200, 50mm 1'4, Using Product, 10'5mm 2'8 Fisheye, Olympus Omd Em5 Mk2, 18-105mm 3'5-5'6, 12-40mm 2'8, 18-270mm 3'5-6'3, 35mm 1'8, Made with Product


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Indian Hindus parted with their favourite deity - Lord Ganesh - by immersing the elephant-headed god in local water bodies on the fifth day of the ten-day long festival.
It's always an emotional affair when it comes to farewells during the Ganesh Chaturthi festival.
While the festival goes on for ten days, many Hindus set up a shrine in their homes for one and half days or five days and some for ten days.
Have a look at the colourful photos as Indians bid adieu to Lord Ganesh.
VIEW MORE PHOTOS HERE, or if you're using a mobile app, tap the story image and swipe.


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October 30, 2012 14:40 ET
OTTAWA, ONTARIO--(Marketwire - Oct. 30, 2012) - As part of the Canadian Food Inspection Agency's (CFIA) annual testing of various food products, a study released today found that more than 98 percent of a wide variety of food samples tested were compliant with Health Canada standards for chemical residues and metals.
This CFIA study was conducted in 2009-2010 under the National Chemical Residue Monitoring Program (NCRMP). Approximately 160,000 tests were performed between April 2009 and September 2010 on more than 20,000 samples, producing over three million results. Samples included domestic and imported dairy, eggs, honey, meat and poultry, fresh and processed fruit and vegetables, and maple products. This and other CFIA studies are part of an ongoing testing regimen to help keep the food safety system strong for Canadian families.
The annual NCRMP tests foods of animal and plant origins for multiple chemical hazards, including residues of pesticides and veterinary drugs and environmental contaminants. Information obtained through this program allows the CFIA to identify violations and trends, gauge the effectiveness of policies and programs and develop strategic plans to minimize potential health risks to Canadians.
When elevated levels of chemical residues or metals are detected, Health Canada completes an assessment. Based on this assessment, the CFIA determines whether further action is needed. These actions may include notifying the producer or importer, additional inspections, further directed sampling, or product seizure and/or recall. All violations were assessed and appropriate follow-up action was pursued.
The consistently high compliance rates across all commodities tested in the 2009-2010 NCRMP, whether imported or domestic, are similar to previous years' results. None of the chemical residue levels detected would pose a health concern to Canadians.
Further information on this study is available at www.inspection.gc.ca/food/chemical-residues-microbiology/chemical-residues/national-chemical-residue-monitoring-program/eng/1349814013684/1349814138195.
Canadian Food Inspection AgencyMedia Relations613-773-6600
See all RSS Newsfeeds


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The other day, I got to wondering something: What is the effect of automated payments on credit scores? Automated payments, I reasoned, reduce late payments among the people who are basically responsible budgeters but terrible at remembering to mail their bills on time every month. Those people should see their credit scores increase as they rack up fewer late payments to creditors.
Alas, the Internet seems to be silent on this point, or at least my Google skills were not good enough to discover any research that could shed light on my theory. But I did stumble across an interesting paper put out by RAND Corp. last year on the impact that credit scores have on auto lending.
Even though I lived through it, I find it a bit hard to realize how new the credit-scoring revolution actually is. Credit scoring has been around for a while — the Fair Isaac Corp. was founded in the late 1950s — but it wasn't until the information technology revolution of the 1990s that companies got enough data storage and computing power to start slicing and dicing their loan portfolios by credit score. The auto-financing company RAND studied used uniform pricing and traditional interviews for loan issuance as late as 2000.
Here's what happened when it shifted to a more sophisticated credit-scoring model: higher interest rates and down-payment rates for risky borrowers, better rates for those with better scores.
Essentially, we see a microcosm of what happened in the larger economy over the past few decades: People with steady payment histories and low levels of outstanding debt relative to their available credit got better loan terms, and were therefore able to borrow more money (because their interest rates went down). They got bigger, nicer cars, and auto lenders became more profitable.
The financially marginal, on the other hand, found that their financial lives got harder still. Their poor credit histories meant that they could no longer get loans, or they could get them only at painfully high rates of interest. They would have had to drive less car — or, possibly, only whatever they could afford to pay cash for.
Credit has long been thought of as a democratizing force. It enabled ordinary Americans to buy houses, cars and other amenities that had previously only been available to those with substantial capital. But over the past few decades, that process has been reversed.
Financial irresponsibility is, of course, one of the things that drives a bad credit score. But so does unstable, low-skilled employment and a thin margin of financial error between you and the basics of American middle-class life. So what we're seeing is a redistribution of benefits not just from the financially irresponsible to the financially responsible, but also from the labor market's "have nots" to its "haves."
Those on the left see this problem and call for the reinstitution of usury laws to cap the amount that those with low credit scores can be asked to pay. And, of course, that would keep those 25-percent-interest auto loans from bleeding the family budget dry. But it would not put the Big Data genie back in the bottle; loan companies would still know that these people are bad risks. They would substitute even higher down-payment requirements — or outright denial of the loans — for the higher interest rates they're now charging.
Knowledge is power, as they say. But that power is not necessarily equally distributed.
Megan McArdle is a Bloomberg View columnist who writes on economics, business and public policy.


text:
Those words were written over 80 years before XSitePro 2.5 was released, and yet it's as though they were written specifically with this amazing package in mind.
The power of XSitePro 2.5, once mastered, gives you the power to create almost any kind of web site that you can imagine.
It really doesn't matter whether you want a:
• Professional quality sales letter page
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And the great thing with XSitePro is you're not limited to just a single web site.
The in-built project management feature means you can have multiple projects on the go at the same time. Each project can have multiple web sites, which makes it the ideal tool not just for businesses and home users wanting to start an online business, but also for professional web site developers.
Amazing power - Incredible ease of use
The reason XSitePro V1 was such a huge success is that it provided users with a range of incredibly powerful features, whilst at the same time being easy to master - even for people who had no previous web site building experience.
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In addition to the amazing range of brand new features in XSitePro, there are also a whole host of features that make the software even easier to use.
Many of the features follow an easy step-by-step approach. Each step has its own instructions, and if you need additional help just click the 'Help' button and you'll be taken instantly to the correct help-page, where you will find detailed instructions.
This short ebook will take you step-by-step
Pages: 85
Your guide to all the essentials. It covers
Pages: 261
This mammoth work provides you with in-depth
Pages: 1004
It's one thing having the tools you need to do some amazing things, but unless you know why
you need to do those things the power is of little use. In the documentation that comes with XSitePro 2.5 you'll
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If you've read this page to this point you've seen for yourself all the incredible features that XSitePro 2.5puts at your disposal. Every one of them is fun and easy to use and each of them contributes in direct and in-direct ways to building sophisticated websites that impress and inform your visitors at the same time as they maximize the profit-potential in the most respectable and professional manner.
If you want to create handsome, highly profitable, professional and incredibly feature-packed web sites then XSitePro 2.5is exactly what you need, right now!
XSitePro 2.5will provide you with the simplest, easiest, most powerful and feature-packed tools to make profitable, professional websites time after time.
Product Review - Melanie Tydrich
"Very happy that I have XSitePro"
Melanie Tydrich
The price of XSitePro 2.5is an incredibly low $297 - and people who have already seen it will confirm it is worth ten times that amount.
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This bonus pack of 50 templates is the perfect addition to the 200+ templates that are included with XSitePro 2.5.
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FBI: Glitches, Not Cyberattack, Disrupted Court Websites
Technical Problem Prevented Lawyers from Filing Documents, Reading Case Files
WASHINGTON—A shutdown of numerous federal court websites on Friday, initially attributed to a cyberattack, was actually the result of technical problems, the Federal Bureau of Investigation said.
The service disruption prevented some attorneys from filing documents electronically and others from reading court records.
At first, a spokeswoman...


text:
Isuzu i350 Pickup Upper Ball Joint Replacement Cost
Know what price you should pay to get your vehicle fixed.
The average cost for an Isuzu i350 Pickup ball joint replacement - upper is between $311 and $491. Labor costs are estimated between $193 and $245 while parts are priced between $118 and $246. Estimate does not include taxes and fees.
Get a repair estimate for your car
Common Symptoms
A "clunk" or "pop" when going over bumps or turning can indicate a problem with a ball joint.
Excessive inner or outer tire wear can sometimes be attributed to problems with the ball joints.
Best Practices
The replacement of the ball joints will affect the alignment's settings, so we recommend a four-wheel alignment when the ball joints are replaced.
Find a Certified Mechanic
Find a high quality auto repair shop or dealer near you
Ball Joint Replacement - Upper Cost Estimates
The average cost for a Ball Joint Replacement - Upper is between $311 and $491 but can vary from car to car.
Get it repaired in a city near you
- Repair shops in Pleasanton, CA
- Repair shops in San Ramon, CA
- Repair shops in Livermore, CA
- Repair shops in Danville, CA
Get it repaired in a city near youFind a shop near you


text:
VIDEO: Watch the Doctor Who Christmas Special Teaser
Nov 8, 2014 6:30 PM EST
Santa Claus is coming to town in this year's Doctor Who Christmas special. Doctor Who: Where are they now? Fittingly, Nick Frost (Shaun of the Dead) will play Kris Kringle on the annual special. A new teaser for the even… Read more


text: Concerning the Muon Experiment: The muon doesn't see time dilation in it's own frame nor does the Earth. So both their clocks are ticking along at the same rate in their respective frames but they see the other's clock tick slower. The muon is explained by saying the Earth sees the muon's clock slower and the muon, with a normal tick rate in it's own frame, sees the Earth move over a smaller distance. This argument seems inadequate to me because isn't the reverse true if neither frame is preffered. That is, the muon sees the Earth's clock slower while the Earth sees the muon move a smaller distance. Can anyone point out where this thinking is flawed? I have not been able to resolve this issue and would like to! Consider time for the muon, in order for no light to reach it beyond the edge of the known universe as defined in the earth frame (156b ly) and the muon frame (9.6b ly), then the time accumulated on the muons clock (if it could exist forever, consider the time accumulated by an observer in the muons frame) would have to be less than that accumulated on the Earth clock. That statement does not agree with the statement that each clock ticks normally in their own frame and each sees the other clock as running slower.


text:
A Moment of Torah: Tazria Metzora Season 3 Part 1
March 28, 2014
Watch this week's Moment of Torah, Tazria Metzora, featuring Toni Davison Levenberg, Jonah Wagan & Grace Fantle - Director, Assistant Director, & Program Director/Alumni Engagement Coordinator of the Steve & Shari Sadek Family Camp Interlaken JCC.
To record your own Moment of Torah, contact Jody Hirsh, Rabbi Shari Shamah or Deb Carneol. There are many portions still available!
Watch past Moment's of Torah on our YouTube Channel.


text:
After finishing my photo internship at U.S. News and World Report in November 2003, I began my freelance career covering the 2004 Presidential campaign. I continued covering The White House for Time and Newsweek. In October 2007, the U.S. Department of State contracted me to serve as Secretary Condoleezza Rice's official photographer. Currently I work for clients including US Holocaust Museum, Public Welfare Foundation, and Justice Policy Institute.
After reading a Washington Post article about organ donation in March 2008, I founded a 501(c)3 non-profit storytelling project called The Waiting List with the goal of humanizing the statistics with a name, face, and a story. I have never needed an organ transplant, or known anyone who did before starting this project. However I recognized a unique opportunity to make a positive social change for the future by doing what I love.
I am available for travel and assignment.
Cell: 919-244-3767
Email: email@example.com
Instagram: @davidylee


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Robert G. Hunter Memorial Park
Douglasville, GA 30134
Hunter Park, headquarters for the Douglasville Parks and Recreation Department, is an 83-acre park located at 8830 Gurley Road, just off Highway 5 in Douglasville. It has a walking track, swimming pool, tennis courts, playground, fishing lake, miniature train and recreation activity center.
The newly renovated athletic complex includes seven ALTA-certified tennis courts, 10 multi-purpose ball fields, a Miracle League ball field and 12 major league batting cages.Renovations also included more than 650 parking spaces and more than 1.5 miles of sidewalks for walking and jogging.
In addition, Hunter Park features a 16,000-square-foot community center and covered playground; a 5-acre lake surrounded by a walking track and several picnic areas. Hunter Park is host to many festivals, sports activities and recreational events.
Info & Amenities
Hours of Operation
Monday: 8:00AM - 5:00PM
Tuesday: 8:00AM - 5:00PM
Wednesday: 8:00AM - 5:00PM
Thursday: 8:00AM - 5:00PM
Friday: 8:00AM - 5:00PM
Admission & Fees
Admission Fee Free
Facility Amenities
Free Parking
Parking on Site
Picnic Area
Picnic Shelter
Public Restrooms
General Information
Free Admission
Open Year 'Round
Suitable for Ages
All Ages


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Kiki Jenkins
Kiki Jenkins, born 1976, is a dateable character in Grand Theft Auto IV. She is datable after the mission Out of the Closet (once Algonquin is unlocked) and can be contacted via Love-Meet.net under the alias LawChick. She lives in Little Italy, Algonquin. She works at the Goldberg, Ligner and Shyster law offices.
Kiki was born in a suburb "bored out of my mind" and moved to Liberty City. Her parents are noticeably wealthy, having paid for her apartment, law degree, car and clothes. She feels a certain guilt for this, both striving to make her own money and defend less fortunate people in court. Her parents are also still a major influence over her, making her promise not to date any more of her clients. She will also not date any fellow lawyers or law enforcement officials, as she sees them as corrupt, harsh and in the case of lawyers, greedy. She is very sympathetic and naive in nature, and many of these past dates have committed crimes again and eventually gone to prison. After this, she began online dating and if she meets Niko, quickly gets attached to him as a part of this pattern.
Kiki is much more down-to-earth than the other two internet girlfriends, stating she's looking for a long term relationship and often getting extremely clingy and jealous. She refuses to go to strip clubs and if Niko invites a prostitute in the car with Kiki, they will fight (though this is quite understandable). In more extreme cases, she insists that Niko is cheating on her, either questioning him in person, sending a private eye to eavesdrop on his other dates (if he has any) or intercepting Roman's text messages from strip clubs, writing "Is this what your whores send you?". Ironically, if you call Kiki too many times she will dump you.
Dating Preferences
Kiki likes cheap clothes from the Russian shop and likes mid-range to very cheap cars. Her Favorite Activity is Drinking at either Jerkov's or Club Liberty while her second favorite activity would be the Split Sides comedy club, The Perestroika cabaret club in Broker and activities like Bowling, Darts and Pool. For meals, Kiki enjoys fast food outlets such as Burger Shot and Cluckin' Bell, shunning more expensive establishments, like the Italian restaurant near her house and will end up not eating anything at all. She is available between 6 AM and 2 AM.
Cars Kiki Likes:
- Admiral
- Cavalcade
- Cavalcade FXT
- Chavos
- Comet
- Dilettante
- Emperor
- Fortune
- Ingot
- Landstalker
- Lokus
- Marbelle
- Oracle
- Schafter
- Sentinel
- Stretch
- Sultan
- Sultan RS
- Virgo
- Washington
- Willard
Restaurants/Bars Kiki Likes:
Venues Kiki Likes:
- Bowling (though seems iffy about the idea at first)
- Darts
- Perestroika
- Pool (though seems iffy about the idea at first)
- Split Sides
Once Niko's relationship level gets high enough, he will gain the ability to lose up to, and including, a 3 star wanted level by calling Kiki on her mobile phone. You also receive this reward by keeping Francis McReary alive in the mission, Blood Brothers, however, the reward can only be used up until the end of the main storyline missions. On the other hand Francis' reward is better because it removes the whole wanted level, but Kiki's reward doesn't.
- In the first conversation with Kiki, when Kiki asks if Niko likes romantic movies, he replys with something along the lines of "Movies are dull. I cannot take grown men playing dress-up games very seriously." This is a direct reference to the movie "Leon". In a scene of this movie, Leon is forced to play dressing up games with the girl he saved who is in love with him.
- Some pedestrians bear a close resemblance to Kiki, complete with her signature red scarf and black coat.


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CMS Energy's Board of Directors Increases Quarterly Dividend On Common Stock By 6 Percent, To 25.5 Cents Per Share
Jan 25, 2013, 12:13 EST
JACKSON, Mich., Jan. 25, 2013 /PRNewswire/ -- The Board of Directors of CMS Energy increased today the quarterly dividend on the company's common stock by 6 percent, to 25.5 cents per share, up from 24 cents per share.
Based on Thursday's closing price for CMS Energy common stock, $25.28, the higher dividend represents an annualized yield of 4 percent.
The first quarter dividend for the common stock is payable Feb. 28, 2013 to shareholders of record on Feb. 8, 2013.
John Russell, CMS Energy's president and chief executive officer, said the Board's decision to increase the dividend to $1.02 per share on an annualized basis reflects the underlying strength and successful execution of the company's business strategy.
"We're making substantial capital investments to serve customers and improve the environment, while creating value for our investors. Our prudent, disciplined execution of this strategy allows CMS Energy to deliver operational excellence and provide consistent financial results for investors," Russell said.
"The common stock dividend increase announced today is the seventh increase in as many years and keeps CMS Energy's payout ratio in line with the average of our utility peers. Our long-term business plan calls for 5 percent to 7 percent annual earnings growth and we expect to continue to increase our dividend as we execute our investment strategy and increase our earnings."
Russell said that CMS Energy's principal subsidiary, Consumers Energy, a Michigan electric and natural gas utility, plans to invest about $7 billion in its operations through 2017, making it the second-largest investor in the state.
CMS Energy (NYSE: CMS) is a Michigan-based company that has an electric and natural gas utility, Consumers Energy, as its primary business and also owns and operates independent power generation businesses.
This news release contains "forward-looking statements" as defined in Rule 3b-6 of the Securities Exchange Act of 1934, as amended, Rule 175 of the Securities Act of 1933, as amended, and relevant legal decisions. The forward-looking statements are subject to risks and uncertainties. They should be read in conjunction with "FORWARD-LOOKING STATEMENTS AND INFORMATION" and "RISK FACTORS" sections of CMS Energy's Form 10-K and Consumers Energy's Form 10-K each for the Year Ended December 31, 2011, and as updated in CMS Energy's and Consumers Energy's Forms 10-Q for the Quarters Ended March 31, 2012, June 30, 2012, and Sept. 30, 2012.
CMS Energy's and Consumers Energy's "FORWARD-LOOKING STATEMENTS AND INFORMATION" and "RISK FACTORS" sections are incorporated herein by reference and discuss important factors that could cause CMS Energy's and Consumers Energy's results to differ materially from those anticipated in such statements.
For more information on CMS Energy, please visit our web site at: www.cmsenergy.com
SOURCE CMS Energy


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One of our favorite shows from the 2009 London Design Festival was Corn Craft, a beautiful showcase of sustainable materials hosted by Gallery FUMI and Studio Toogood. Held in Gallery's FUMI's personal live/ work space on Hoxton Square, the exhibition hit all the right notes with tactile, emotional art-design pieces by Max Lamb & Gemma Holt, Nacho Carbonell (above) and Raw-Edges Design Studio.
Raw-Edges Design Studio's table appears to magically carry ceramic dishes from which food was served at the opening party. 60 were invited, 100+ attended!
Oscar Narud 's crafty slotted Keel tables 002 and 003.
Very Good & Proper's 'Canteen Table leg set' found value in a discarded science lab table that the designers salvaged in their university years. This set of modular legs can be attached to reclaimed wood pieces such as old doors to convert them into tables.
Scott Jarvie's One Cut Chair has been designed to minimize energy and manufacturing time by using water-jets to create a single continuous cut into a single sheet of plywood. The chair can be adjusted slightly to suit the sitter. Jarvie is a finalist in the British Council's UK Young Design Entrepreneur award for 2009.
Made from flax-viscose non woven fabric, these 60 bags biodegrade after 60 days, offering a commercial friendly solution to the plastic bag problem. The material was developed and manufactured in Poland.
Tomás Alonso's light experiments continue the Mr Light aesthetic in a smaller series, inspired by energy-efficient T5 LED dimmable light tubes.
Seating for Eating by Studio Ilse produced by De La Espada.
Buon Appetito is Andrew Haythornthwaite and Jordi Canudas' creation. Feeding off unwanted paper waste, the sculptural funishing grows, providing a place to sit and rest.
Inspired by Martin Hocking research into reusable vs. disposable cups, Australian company KeepCup, take on the throwaway paper coffee cup problem. KeepCup's Jamie Forsyth explained how each paper cup takes approximately 1000KJ of energy to produce, whereas their plastic cups take 9000KJ each to produce and can be recycled once at the end of their lifespan. Including washing, it would take 20 – 30 uses to break even with paper cup consumption. This is quite impressive when compared to a 1000 break even point with a re-usable steel coffee cup, which lasts approximately 5,000 uses. KeepCup pointed out that as fervent espresso-coffee drinkers, in the UK alone, we throw away 1.7 billion paper coffee cups each year. They have sold 50,000 to Australian public services in the last four months.
Owen Wall's Once Fired bowls. While ceramics are usually fired at 1080 degrees centigrade, and then a second time wit a glaze at 1220 degrees C, the glaze used in these once-fired bowls has been diluted with clay to go straight in to the kiln at 1220 without the need for an energy-intensive dual stage process.
Bokja by The Quirico Company is a piece of found furniture reupholstered with beautiful vintage fabric.
Tye + Co introduced me to ReUSE, the first in a series of explorations into reusing existing industrial tooling by Decode London.
Kyeok Kim's Chair (left) made from reclaimed materials. The Easy Willow chair (right) by Cornish-based designers Boex is made from sustainable wood and British grown willow.
Note on writer's clothing featured in photos:
Thank you to Melissa Shoes and My Only One for allowing me to showcase some of their ethical fashion!
Striped playsuit by My Only One. My Only One is a new remade brand stocked in leading high street retailers and independent boutiques throughout the UK. The brand ethos is to take discarded vintage clothing and remake it in an accessible way so it can be loved again. The fact that each piece is one of a kind adds to the novelty of the brand.
Red Lady Dragon Peeptoe Bow Shoes were made by Vivienne Westwood Anglomania, in collaboration with Melissa Shoes. Besides being 100% recyclable, Melissa shoes are made from MEFLEX, a revolutionary breathable and non-toxic plastic and are totally cruelty free and devoid of animal products. Plus, a startling 99.9% of Melissa's factory water and waste is recycled and the Brazil-based company's employees are paid above average wages and benefits.


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Three-stars have pro potential
MORE: Rivals250 | R250 story | R250 chat | R100 chat
Matthew Stafford of Dallas (Texas) Highland Park was the top-rated pro-style quarterback for the class of 2006, and he lived up to that hype by eventually becoming the No. 1 overall pick in the 2009 NFL Draft.
Stafford wasn't the only quarterback in that class to find success in college and beyond.
Sam Bradford of Oklahoma City (Okla.) Putnam City North, Greg McElroy of Southlake (Texas) Carroll and Christian Ponder of Colleyville (Texas) Heritage School would each go on to the big stage. But while Stafford was one of only two five-star pro-style quarterback recruits that year (Mitch Mustain was the other), Bradford, McElroy and Ponder arrived in college with far less fanfare.
Each, in fact, finished their prep careers as a high three-star player.
Bradford, who starred at Oklahoma, was the No. 1 overall draft pick in 2010, McElroy quarterbacked Alabama to the 2009 national title and Ponder, who played at Florida State, recently was selected in the first round.
The moral of the story: A lot of three-star prospects have big-time careers. Who will be this year's three-star gem?
On Monday, the initial Rivals100 for the class of 2012 was released, followed Tuesday with the Rivals250 and Wednesday with the remaining four-star prospects. Today, several high three-star players are being introduced.
To be clear, this is not the full list of high three-stars in the country. These players fit into one of two categories: They either slipped from the initial 250 watchlist or they were strongly considered for a fourth star.
With players such as Casey Cochran of Monroe (Conn.) Masuk, Bart Houston of Concord (Calif.) De La Salle, Greyson Lambert of Jesup (Ga.) Wayne County and Maty Mauk of Kenton (Ohio), the pro-style quarterback spot certainly is one to watch. Houston is a Wisconsin commit; Lambert and Mauk each has several major college offers.
"Houston led De La Salle to an undefeated season as a junior and
had a solid year doing it," Rivals.com West Coast analyst Adam Gorney said. "He is a pocket passer who always has good command of the offense and really made a lot of plays against some quality competition. I like Houston a lot and I think he will be a solid contributor at Wisconsin where the offense should fit him well. He was only average at the U.S. Army National Combine, though, and that's why he's not a four-star yet."
Defensive tackle is another area with an abundance of talent. There, you'll find prospects such as Alabama commit Dakota Ball of Lindale (Ga.) Pepperell, Earl Moore of Tampa (Fla.) Hillsborough, Gerron Borne of Reserve (La.) East St. John and Quinteze Williams of Tyrone (Ga.) Sandy Creek, a Florida commit.
"Ball is quick and aggressive, and plays with one serious mean streak," said Rivals.com Southeast analyst Keith Niebuhr. "He doesn't like to get beat. When he does, he gets nasty and plays even harder. As his technique improves, his stock should only go up. Williams has that prototypical SEC defensive lineman body, and impressive skills to go with it.
"The only question really is this: Will he be an end or tackle in college? As we get a better look at him in the coming months, it wouldn't be a shock to see his ranking improve."
The group at defensive back is highlighted by players such as cornerback Donaldven Manning of Miami (Fla.) Edison, a Virginia Tech commit, and safety Cordrea Tankersley of Aiken (S.C.) Silver Bluff, a major target of Clemson and South Carolina.
"In the Sunshine State, the player who was on the cusp of being a four-star but ended up a high three-star in this release of the rankings is Manning," Rivals.com Florida analyst Chris Nee said. "The Virginia Tech commitment is working with a lot of tools, specifically excellent quickness, instincts and ball skills, but his lack of ideal size raises some question marks. If Manning displays the ability to play physically while wearing pads on Friday night, then he will likely see that fourth star awarded when the time comes."
At linebacker, a pair of Lone Star State prospects are among those who stand out. One of them is Denton (Texas) Ryan's Alex De La Torre, an inside backer. The other is outside backer Jeremiah Tshimanga of North Richland Hills (Texas) Richland. De La Torre is a Texas commit; Tshimanga has pledged to Oklahoma State.
"De La Torre has a nose for the ball and always seems to be around the play," Rivals.com Midlands analyst Brian Perroni said. "He is smaller than a prototypical inside linebacker but the Texas commit plays a lot bigger than he is. Tshimanga is built exactly how you would want a MIKE linebacker to look. The Oklahoma State commit is very good playing downhill against the run."
Other three-stars of note included: athlete Beniquez Brown of Florence (Ala.), receiver Nathan Cole of Memphis (Tenn.) Mitchell, athlete Darrion Hutcherson of Dadeville (Ala.), running back Robert Lewis of South Gate (Calif.) South East, all-purpose back Daniel Taylor of Lutcher (La.), all-purpose back Dennis Norfleet of Detroit (Mich.) Martin Luther King and strongside defensive end Christopher Wormley of Toledo (Ohio) Whitmer.
"Watching Lewis' film is sometimes amazing because he uses his athleticism and quickness to dodge defenders and make all kinds of plays," Gorney said. "He is also very impressive in camp settings and 7-on-7 events, which can only help his ranking. Many more schools are getting involved with him so SMU will have its hands full keeping him until National Signing Day.
"The one concern is that he is really undersized and would need to gain some weight to be a consistent contributor on the high D-I level."
In June, Rivals.com will release full positional rankings, which will include all of the three-stars in the country. Below is the list of high three-star prospects released today.


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I taught for six years (K, 2nd, 3rd, 4th grades)before deciding to stay home with my son to teach him when he turned 5. My biggest blessing in life is being able to supply my child with the best education possible!
Yet to be added
Yet to be added
Yet to be added
If you like the look/feel of one of my units, but need something a little different, feel free to send me a message and I will see what we can work out! I can be contacted at email@example.com
PreK, Kindergarten, 1st, 2nd, 3rd, 4th, 5th, 6th, 7th, 8th, 9th, 10th, 11th, 12th, Homeschool
English Language Arts, Balanced Literacy, Creative Writing, Reading, Grammar, Spelling, Vocabulary, Math, Arithmetic, Basic Operations, Science, Astronomy, Earth Sciences, Social Studies - History, U.S. History, Arts & Music, Other (Social Studies - History), For All Subject Areas, Literature, Writing, Reading Strategies, Holidays/Seasonal, Thanksgiving, Christmas/ Chanukah/ Kwanzaa, Poetry, Mental Math, Halloween, Winter, Valentine's Day, Presidents' Day, Decimals, St. Patrick's Day, Easter, Spring


text:
I fell in love with Isabella's floral sateen dress as soon as I saw it on the Carter's website. She loves to twirl around in it and since it is sleeveless, it will be something she'll wear for many months. The 3-Button Cardigan Sweater compliments the frilly dress perfectly and can be taken off it gets hot.
Kallie Jane's outfit consisted of the two piece legging set and white ruffle cardigan sweater. The shirt has a cap sleeve and will be perfect for spring and summer days. The cardigan is absolutely adorable and matches many different outfits to keep her warm on chilly days. I adore the fact that Isabella's outfit matches hers perfectly. It will make for really cute pictures at Easter. They have many similar colors so that I can have the girls match occasionally without having the exact same outfit on.
I honestly didn't know they had such cute clothes for little boys. Their sizes go up to 6x/7 and Evan happens to be about a 6 right now. I usually dress him in polos, but I really like the look of these plaid pull on shorts and short sleeve graphic tee. At 4 years old, Evan occasionally struggles with buttoning his pants, so these will be great for school where he has to pull his pants up by himself. The shark tee matches the shorts very well or we could always pair it with a polo to get more wear out of the shorts.
Visit Carter's to learn more and to view their full Spring Collection. There are so many fun colors this season!
To enter, visit Carter's and tell me something that you'll buy with your gift card. This is required and must be done before the extra entries count!
1- Subscribe to my blog via email.
2- Follow me via GFC.
3- For THREE extra entries, post about this giveaway on your blog and link it back to this post and Carter's.
4- Follow twoofakind on twitter and tweet about this giveaway. You can Tweet once a day for an extra entry every day! You can copy and paste: #WIN a $50 Carter's Gift Card for your baby or child's Spring/Summer wardrobe @twoofakind http://tinyurl.com/7bafk4f #giveaway open to US/CAN!
5- Include a link to this post in your facebook status letting your friends know you entered this giveaway. Leave your first and last name(or initial) in a comment below. If you tag me (@Dee Twofakind or @Two Of A Kind, Working On A Full House), I can actually see your status on facebook. You can do this 1x per day for an extra entry each day.
6- Become a fan of Carter's on Facebook.
7- Vote For Me. You can do this 1x per day for an extra entry each day.
Contest ends at 11:59pm EST on March 26th when I will draw a winner at random. PLEASE leave your email address if it is not visible on your profile. I will notify the winner and they will have 48 hours to respond!
Open to US AND Canada!
This was not a sponsored post and honest opinions were used. The opinions are solely my own and may vary from others. Thank you to the company and/or pr agency who supplied the products for review and giveaway.


text:
New ghostly games at Iowa Field of Dreams
New ghostly games at Iowa Field of Dreams
DYERSVILLE, Iowa —
The Field of Dreams movie site in Dyersville has taken on the ghostly feel of the Kevin Costner movie shot at the field 24 years ago for an unusual night game.
KWWL-TV reports a team of ghost players emerged from the cornfield to play in the first night game at the field on Sunday.
About 100 people attended the game at the field featured in the 1989 movie in which an Iowa farmer builds a baseball field and ghostly players from the 1919 World Series return to play.
The modern day ghost players are a team of former professional and semi-professional baseball players. Some were in the movie.
They will take the Field of Dreams field again Sept. 15 and Sept. 29 in day games.


text:
λεκτέον δ᾽ ἐπιστήσασι σαφέστερον περὶ αὐτῶν.
Why is this an aor?
Lavrentivs wrote:<We> who understand them must speak more clearly about these things.
I expected imperfect, since I assumed that the understanding referred to was an enduring state. Perhaps: we who have understood them?
Users browsing this forum: Bing [Bot], Google [Bot] and 56 guests


text:
We help you customize your property,
when you deal with us,
be assured of
1.Customizable design with complete freedom to select from thousands of available options.
2. Value for money - upto 30% guaranteed discount from prices quoted in other portals, any product, any package.
3.We develop and deliver on time as committed, or you get your money back.
4.Our trained professionals will come over and fit interiors to your satisfaction. We believe in handling all functions, end to end, in house.
5.There is 5 year warranty on our product and services and we have on door services to fix any faults brought to notice.
Our services include
1.End to End Property Management: Be it an individual property or a project, we provide end to end property services that include buy/sell/rent/lease, maintenance and repair, housekeeping, security, water, STP and other property management services. Our services come with assured quality at a very competitive cost.
2.On Call Services: Our trained professionals are one call / click away, and they will take care of small tasks pertaining to electricals, carpentry, plumbing and pest control so that you focus your time on living or working happily in your space. We believe in value for money and our services are charged on hourly basis, starting Rs 200/- hour.
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text:
Rust and BoneRSS
Movie Description(Click Here To Hide)
A French-Belgian film co-written, co-produced & directed by Jacques Audiard based on Craig Davidson's short story collection of the same name. Following the plot that originates in Davidson's written version of the story, this drama mystery film profiles an unemployed 25-year-old man who falls in love with a killer whale trainer (played by Marion Cotillard). The bond between the two only deepens after the woman is involved in a tragic accident. Acting as Cotillard's character's love interest is Belgian actor Matthias Schoenaerts, who plays the male lead of Ali.
Rust and Bone Reviews
2012-12-07 15:15
MRR Movie Review: "Rust and Bone"
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What's the right way to use content from social media?
Journalists, members of Digital First Media and pretty much everyone else who wants to - are going to be taking part on the weekly Twitter chat at noon, Eastern Time.
Today we are talking about the right way to use content from social media (and other sources, like the Getty image above), copyrights and fair use.
You can check out past chats over here. If you use Tweetchat you don't have to type the hashtag.
If you want to chime in, post a comment in the container or a tweet with the hashtag "#dfmchat" so it can automatically appear below.
Read more »
Labels: copyrights, dfmchat, digital first, digital first media, fair use, journalism


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American Veteran Traveling Tribute open in Stigler
More than 60 motorcycles, including nine from Poteau, met the American Veteran Traveling Tribute in Fort Smith, Ark., Thursday afternoon to escort the wall to Roye Park in Stigler. The tribute is a veteran-owned project committed to traveling the United State to honor, respect and remember those who served in America's armed services. It will be at Roye Park until Sunday. The wall will be open to the public 24 hours a day until 4 p.m. Sunday.The wall is an exact replica of the Vietnam Memorial Wall in Washington, D.C., scaled to an 80 percent version, spanning 360 feet. During the wall's presence in Stigler several activities will be hosted including: • The Wyandotte Color Guard daily.• Honoring Gold Star Mothers and POW/MIA during opening ceremony.• Ride of Honor (a motorcycle ride/salute), 11:30 a.m. Saturday.• Tiger Cage ceremony daily at 4 p.m..• Remembrance ceremony, reading Oklahoma casualties, daily at 5 p.m..• Grammy Award winning recording artist Jody Miller will perform Saturday at 7 p.m. and at a sunrise service at 7 a.m. Sunday.All times are subject to change. Area residents are invited to come and share their Vietnam Era stories.


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This link will take you to a new site not affiliated with BCBSTX. It will open in a new window. To return to our website, simply close the new window. Refer to important information for our linking policy.
Medicare Advantage, or Medicare Part C, is a program offered by private health insurance companies like Blue Cross and Blue Shield of Texas. It mixes Medicare Part A and Part B coverage with health plans like:
Watch this video to learn about signing up for Medicare Advantage Plans.
If your Medicare Advantage plan offers prescription drug coverage, you must get your drugs through that plan.
When you buy a Medicare Advantage Plan, you'll pay a monthly amount for all coverage, including:
You'll also pay a set amount (copayment) at each visit.


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The BBC's David Taylor published a great analysis Friday of newly released White House recordings of President Lyndon Johnson. The two biggest revelations: Before the 1968 election, Nixon sabotaged Vietnam peace talks to prolong the war and increase his own presidential prospects; anti-war protesters literally blocked Johnson from the Chicago Democratic National Convention, and consequently from running again.
This story runs off the rails only briefly, when claiming that no president since Nixon has bugged the Oval Office. Obama, for one, is doing it.
Although Johnson learned of Nixon's treasonous sabotage of Paris peace talks, we know now, the president said nothing.
In late October 1968 there were major concessions from Hanoi which promised to allow meaningful talks to get underway in Paris – concessions that would justify Johnson calling for a complete bombing halt of North Vietnam. This was exactly what Nixon feared.
[Senior Nixon campaign adviser Anna] Chennault was despatched to the South Vietnamese embassy with a clear message: the South Vietnamese government should withdraw from the talks, refuse to deal with Johnson, and if Nixon was elected, they would get a much better deal.
Although Johnson had claimed months before the convention he would not be seeking re-election, newly declassified tapes reveal that he had a last-minute, if thwarted, change of heart.
Johnson wanted to know from [Chicago Mayor Richard] Daley how many delegates would support his candidacy. LBJ only wanted to get back into the race if Daley could guarantee the party would fall in line behind him.
They also discussed whether the president's helicopter, Marine One, could land on top of the Hilton Hotel to avoid the anti-war protesters.
Daley assured him enough delegates would support his nomination but the plan was shelved after the Secret Service warned the president they could not guarantee his safety.
Read the whole thing at BBC News.
Latest posts by Ed Snowden (see all)
- Yes, Big Brother Is Watching You - Jun 1, 2013
- Former Congressman's Federal Corruption Trial Begins - May 10, 2013
- Kim Dotcom Accuses Federal Prosecutors of Conspiracy - May 10, 2013


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DIARY OF A WIMPY KID: THE LONG HAUL putlocker
DIARY OF A WIMPY KID: THE LONG HAUL online
DIARY OF A WIMPY KID: THE LONG HAUL online; DIARY OF A WIMPY KID: THE LONG HAUL full movie
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The Jurassic Games (2018)
In the near future, 10 death row convicts are forced to compete in a virtual reality game that pits them against dinosaurs and each other.
Puppet Master: The Littlest Reich (2018)
All hell breaks loose when a strange force animates the puppets up for auction at a convention, setting them on a bloody killing spree that's motivated by an evil as old as time.
Alpha (2018)
In the prehistoric past, a young man struggles to return home after being separated from his tribe during a buffalo hunt and finds a similarly lost wolf companion to start a friendship that would change humanity.
Mile 22 (2018)
An elite American intelligence officer, aided by a top-secret tactical command unit, tries to smuggle a mysterious police officer with sensitive information out of the country.
Boar (2018)
In the harsh, yet beautiful Australian outback lives a beast, an animal of staggering size, with a ruthless, driving need for blood and destruction. It cares for none, defends its territory with brutal force, and kills with a raw, animalistic savagery unlike any have seen before.
A Kid Like Jake (2018)
Loving parents of a four-year-old must come to terms with their child being transgender.
Solo A Star Wars Story (2018) (CAM)
During an adventure into the criminal underworld, Han Solo meets his future copilot Chewbacca and encounters Lando Calrissian years before joining the Rebellion.
Devil's Gate (2018)
Set in the small town of Devil's Gate, North Dakota, the film examines the disappearance of a local woman (Regan) and her young son. Schull plays an FBI agent who helps the local sheriff (Frakes) search for answers. Partnering with a deputy (Ashmore), they track down the missing woman's husband (Ventimiglia) and find that nothing is as it seems.
Down a Dark Hall (2018)
Kit Gordy, a new student at the exclusive Blackwood Boarding School, confronts the institution's supernatural occurrences and dark powers of its headmistress.
To All the Boys I've Loved Before (2018)
A teenage girl's secret love letters are exposed and wreak havoc on her love life.
Wunderland (2018)
Christmas 1944, The Germans make one final push against the attacking allied armies in the West. Lt. Robert Cappa and his platoon of 2nd Infantry Division soldiers have been ordered to hold a vital road junction against the German aggressors. Cappa and his men must find their faith and strength to stand against their enemy in the epic fight known as "The Battle of The Bulge."
Funny Cow (2018)
A comedian uses her troubled past as material for her stand-up routine, trying to rise up through the comedy circuit by playing Northern England's working men's clubs.
Running for Grace (2018)
A timeless tale that takes place against the backdrop of the segregated coffee fields in 1920s Hawaii - a coming-of-age journey about a young man who transcends the boundaries of race and class in pursuit of a forbidden love.
What Still Remains (2018)
After the loss of her family, a young woman struggles to survive in a world long-since destroyed by disease; but when a lonely traveler offers her a place in his community, she must decide if the promise of a better life is worth the risk of trusting him.
Enter The Wild (2018)
On a trek to find the world's rarest tree, Dylan and his friends descend into harsh ravines and canyons. As the wilderness closes in on them they come face to face with hard truths about friendship, unrequited love, and the consequences of letting go of the past.
Slender Man (2018)
In a small town in Massachusetts, a group of friends, fascinated by the internet lore of the Slender Man, attempt to prove that he doesn't actually exist - until one of them mysteriously goes missing.
The Campus (2018)
Robert Wainwright dies after breaking his deal with the Devil, passing that debt onto his estranged daughter Morgan. She soon finds herself in a never-ending cycle of terror as she is brutally murdered then resurrected over and over again, each time losing a piece of her soul. Now she must discover why this is happening and break the deadly cycle in order to escape.
Freaky Friday (2018)
When a mother, Katherine, and daughter, Ellie, are at the most stressful of times, they can only imagine how the other's problems could be more difficult. Thanks to the magic from their late father's hourglass, their imagination becomes a reality when they switch bodies and see what it's like to be the other person.


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The Power of Apartheid: State, Power, and Space in South African Cities
Butterworth-Heinemann, 1996 - Apartheid - 249 pages
Although there have been momentous changes in South Africa's recent political history, the spatial remnants of apartheid and the planning ideas which underpinned it remain to confound post-apartheid city planners. This book draws on detailed case study material from one South African town, Port Elizabeth, to illustrate the relationship between the state, power, economy and spatial practices. The racialised character of the urban order which emerged under apartheid meant that, together with the routine capacities of the state to govern, the domination of African people and their exclusion from political power were also effectively secured by means of the spatial organisation of the city. Aspects of the strong relationship between modernity and racism are teased out in this study of the South African city, as are the general links between spatial form and state power. This book demands attention from everyone concerned with the spatial politics of urban development.
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States power and spatiality
the geography of state power
The interests of the modern South African state
16 other sections not shown
Common terms and phrases
African population amongst apartheid argued authorities Baines Bantu biopower Brighton Location Cape Colony Cape Town central government centre century Chapter city council colonial Coloured concern councillors discourses domination Eastern Cape economic effective efforts emerged ensure especially example Foucault Group Areas Act headmen housing schemes IANEA Ibid ideology implementation important industrial influx control interests Johannesburg Korsten Kwaza KwaZakele Labour Bureau legislation LGNF liberal living location administration location strategy location superintendent Manager of Native Mayor's Minutes McNamee Village ment modern municipal NABd NAC Agendas Native Advisory Board Native Affairs Department negotiations non-statutory organization PEIA planning Port Elizabeth post-apartheid power relations problems racial racial segregation registration regulations removal rents residents resistance response role SANCO Schauder segregation slum social South African space spatial state's suggested surveillance territorial tion Town Clerk township Transvaal Union urban areas Urban Areas Act urban government Walton Jameson women


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By BRETT ZONGKER
Associated Press
The Kennedy Center for the Performing Arts has a new process to select artists who receive one of the nation's top arts prizes, the Kennedy Center Honors, after an outside group last year said Latinos have been largely excluded.
Under the revised process, the Kennedy Center will begin seeking recommendations from the public for the first time in the award's 35-year history. Recommendations can be submitted online beginning Thursday. The center will also seek more recommendations from a committee of artists.
To narrow the roster of potential honorees, the center is forming a new Special Honors Committee. Former honorees Chita Rivera and Yo-Yo Ma will serve on the panel, along with opera singer Harolyn Blackwell, dancer Damian Woetzel and two center board members, Elaine Wynn and Cappy McGarr. From there, the Kennedy Center chairman, president and award producers will create slates of potential honorees to balance the selections across artistic disciplines, and the executive committee of the center's board of trustees will make the final decision.
The Kennedy Center Honors have become a major cultural prize for excellence in dance, music, theater, movies or television. The honor includes a salute from the president and secretary of state each year, along with performances by top entertainers. The show is broadcast each December on CBS.
Last year, the National Hispanic Foundation for the Arts criticized the center, saying it has long excluded Latinos from the prize. Two of the more than 180 past honorees were Hispanics–Placido Domingo, the acclaimed Spanish tenor, and Rivera, the actress and singer of Puerto Rican descent. The group suggested potential Latino honorees could include Carlos Santana, Rita Moreno, Joan Baez, Gloria Estefan and others.
Giselle Fernandez, a former journalist who was born in Mexico and appointed by President Barack Obama to the Kennedy Center's board, said the revised process opens up a bigger universe of candidates for consideration.
Beyond considering more Latinos, she said a broader selection process will be open "to all communities that perhaps didn't have access before because the process was too closed over the years." Facing criticism was uncomfortable but resulted in a better process, she said.
In January, the center announced a formal review of the Honors with an advisory panel that included Latino arts groups, such as the Latin Academy of Recording Arts and Sciences and the National Association of Latino Arts and Culture.
Kennedy Center Chairman David Rubenstein also met with Felix Sanchez of the National Hispanic Foundation for the Arts, who publicly criticized the center last year for excluding Latinos for years.
In addition to the revised selection process, the Kennedy Center said Thursday that it is committed to bolstering its track record on diversity and its relationship with the Hispanic community. The center is working to form a Latino Advisory Committee to meet quarterly, said spokesman John Dow.
Kennedy Center Honors: www.kennedy-center.org/honors
Brett Zongker covers arts and culture for The Associated Press. Follow him online at https://twitter.com/DCArtBeat


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Complex Made Simple: Sleep Better with TorqueBox
Even the simplest of Rails applications can eventually grow into a twisted mess of complexity. At some point you will need a background task, or a long-running service, or a scheduled job, or all of the above and more. All of these little bits of functionality added to an application ad hoc can keep you up at night with cold sweats and nightmares. But it doesn't have to be that way. In this presentation, we will examine a complex Rails application – complexity that is eventually common to most modern Rails apps: background tasks, scheduled jobs, WebSockets, long-running services, caching and more. We will look at the challenges inherent in these features for both development and deployment. Then we'll look to TorqueBox for simple solutions to these complex problems. You'll never have that long-runing service using the wrong Ruby code again; no more environment variable nightmares in your cron jobs. You can sleep better now. TorqueBox is a Ruby application server that is built on JRuby and JBoss AS7. It provides asynchronous messaging, scheduled jobs, long-running processes, caching, simple deployment, and much more. TorqueBox is designed to bring the power, scalability and stability of these time-tested JavaEE services to Ruby applications through a simple and expressive Ruby interface.


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Join the crew of the Greenpeace virtual ship Energy [R]evolution to take action against climate change and for clean energy.
and join the crew
I support the Greenpeace plan to stop our addiction to dirty fuels and start an Energy [R]evolution. I want an end to our reliance on dirty, deadly fuels. I want a world powered by the wind, the sun, and the natural forces of the Earth. I want a world free from devastating oil spills, toxic coal plants, and hazardous radioactive waste.
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