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Commercial, Products, Regulatory
By By Andrew Drwiega, International Bureau Chief | February 1, 2014
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It comes to you gradually after you have been in downtown Jakarta for a while. Although there is the noise of 25 million people around you, especially on a Monday morning, when a 40-minute journey in most cities can take you over two hours in the streams of traffic mixed with what seems to be every motor bike and scooter in the country, there is still something missing – one sound in all this mayhem that should be there – but what?
Then it dawns on you when you look up that the sky is silent. The motor race that constantly roars around you on the ground is virtually unmatched by jet or helicopter movement overhead. During five days in downtown Jakarta, I saw only two helicopters over the city – and one of those actually landed on the rooftop of a nearby city high rise.
Lorenzo Pariani, AgustaWestland's regional manager and sole representative in Indonesia, knew not only the name of helicopter operator, but said he also knew the name of the VIP being transported in (although that remained confidential). Indonesia is a country that, considering the size of the population, should be teeming with helicopters and light aircraft.
There is certainly money around, including stories that deliveries of luxury cars are all sold within days of them being imported into the country. But helicopters attract a 65 percent luxury tax levied by the government, which largely means that they are impossibly expensive to own and operate by individuals. However, by registering aircraft overseas and operating them in the country, a number of operators have developed and established charter businesses over the years, particularly Susi Air (AgustaWestland Grand and Koala AW119 Ke), Airfast Indonesia (a mixed Bell fleet, Airbus Helicopters AS350 B3/e and Russian Mi-1710), Indonesia Air (EC155 and SA365 Dauphin N2), Air Pacifik Utema (with Helimousine), Derazona Helicopters (Bell 412 Sp and Bell 206B), Pelita Air (Bell 412 EP, Bell 430, BK107, Sikorsky S-76A and S-76C++), NUH (Bell 412), TRAVIRA (Sikorsky S76A, C, C++ and B412EP), Transwisata Prima Aviation (Bell 412 EP and Super Puma AS322), Air Bali (Bell 206 and 407) and others.
For a country with a population of more than 240 million people there is little in the way of organized government helicopter support. Outside of the military, there are few helicopters owned by the government or "blue light" services. There are no helicopter emergency medical services which, for a county with growing notoriety for its world class traffic chaos, means that a rapid transit to hospital for anyone seriously injured or even with just a heart attack is dependent on location, time of day, and usually family or friends with transport immediately available. Only a select number of VIPs have access to helicopter transportation within the country. Additionally, Indonesia comprises more than 17,000 islands, although only around half of them inhabited, so there is also a recognized dearth of modern helicopters and supply aircraft.
The most developed sector served by civil helicopter operators has been the coal mining industry and, increasingly, the offshore oil and gas developments that are being further developed. Mining is a significant activity throughout Indonesia's islands and recent oil and gas finds further offshore will require helicopters with greater range and capability. This is where Pariani believes that AgustaWestland has its best opportunity with its recently developed AW189, AW169 and AW139 family of helicopters. Both recognize that there is a change in the economic attitude of the country and looking for the arrival of more foreign investors to further boost business prosperity.
Pariani revealed that AgustaWestland plans to deliver the first AW139 to one of the leading operators in the first quarter 2014, with additional orders signed last year for deliveries 2015 with different operators.
Indonesia is growing fast and its energy needs are pushing the oil companies to explore farther fields together with the more efficient exploitation of the existing fields: "This is where we believe that 'family concept' will provide a cost effective solution for the oil and gas sector."
The company is also eager to expand into the VIP and corporate markets with the Grand and the GrandNew when conditions allow. "We are going to open a service center within the year while engineers and pilots can already use the training academy in Kuala Lumpur (where there is a new AW139 Level D simulator).
"The main challenge is to bring an understanding of fleet management to these industry sectors," stated Pariani. At the moment operations are piecemeal and reliant on individual aircraft, rather than an operation that embraces internationally recognized management techniques. "Instilling a culture of safety is also a critical factor," he noted, a point underlined by Ludovic Boistot, President Director of the Airbus Helicopters subsidiary in Indonesia, which has the largest OEM office of any of the major manufacturers with just over 25 employees in the office on the outskirts of Jakarta.
Airbus Helicopters has contracted for Indonesian Aerospace/PT Dirgantara Indonesia (PTDI) to manufacture upper fuselage sections and tail booms for its EC225/EC725 family since 2008. A recent success was the first delivery of an integrated upper and lower fuselage from PTDI's Bandung plant in West Java. The current contract is for 125 component sets valued at $43 million. PTDI will now be integrating both upper and lower sections into a main fuselage assembly and shipping it to Airbus Helicopters in Marignane, France. The schedule that has been set for 2014 is for one EC225/725 tail boom every three weeks and an integrated fuselage every 10 weeks.
Boistot said that Airbus Helicopters had partly helped to establish new manufacturing machinery at PTDI's plant. "It is a mix of contract and investment from the government. It gives us what we need in terms of quality and the process and end product are subject to the same quality inspections and checks of every Airbus helicopter product."
The collaboration with the Indonesian government was regenerated several years ago after the country suffered from severe economic difficulties at the end of the last century. "We are looking for opportunities and Airbus Helicopters has firmly re-established its secure footing here," said Boistot. "There is a huge potential market in the country. Aerospace is an industry that is attracting supported by the government and for sure there is the potential to collaborate further." Airbus Helicopters is currently working to expand its collaboration with Indonesian industry regarding various added value fields relating to the completion and customization of its range of helicopters.
One of the industry sectors yet to be developed is the third party supplier sector. There is not significant volume of small manufacturers to support the expansion of the aerospace industry, but Boistot said that his company continues to explore the idea of sourcing small items from within Indonesia.
"If we could find more suppliers, we would consider it."
Although there is a huge luxury tax of 65 percent on the importation of aircraft, which is completely holding back the development of the civil private ownership market, it is aimed for the moment largely at individual owner/operators. As has already been shown, the charter business has been able to find its own way to procure and operate helicopters.
Boistot and Pariani both believe that in order for the national business of helicopter operations to improve there needs to be greater understanding within Indonesia of how well internationally established operators manage modern helicopter fleets, both economically and practically. There needs to be a significant leap of understanding in the capabilities of modern digitally equipped helicopters, good business models for operating fleets and how to manage their operational costs, maintenance costs, aircrew and ground maintenance training requirements, international safety requirements and equipment updates.
Arie Wibowo, vice president of marketing and sales for PTDI, explains that the government is seeking to "revitalize our business" since the economic decline around 1999. "We are striving to return with some financial facility given to us by the government. We are now almost like a private company but owned by Ministry of Finance and coordinated by Ministry of State Owned Enterprise."
While the focus of PTDI currently seeks to be on the production of fixed-wing turboprop aircraft through its licensing agreement with Airbus Defence and Space, particularly in area of business around China, Southeast Asia and the Pacific, Wibowo confirmed that the organization wants to "keep our mission to expand the aerospace industry – both fixed-wing and helicopters." He said that there was a drive to establish Indonesia among the regional industries to not only survive, but grow.
The Indonesian government has renewed its interest in building military capability and is looking to accelerate the expansion and modernization of its forces. However, planning relies more on staged acquisition rather than a commitment to a definite procurement timetable. Said Boistot: "They do not have a plan where they will buy 100 helicopters at one time, but they currently prefer to buy in smaller numbers of say 5 to 15 helicopters, depending on the mission."
The most recent big news for the Indonesian military was the surprise joint announcement between U.S. defense secretary Chuck Hagel and Indonesian defense minister Purnomo Yusgiantoro in 2013 for the sale of eight Boeing Apache AH-64E Guardian attack helicopters to the Indonesian Army (TNI-AD). How that was explained to the Australians who continue to have a tense relationship with Indonesia has not been widely discussed. At the time of writing, Indonesia had recently accused the Australian government of spying while the Royal Australian Navy (RAN) has been turning back boats with asylum-seekers from Africa, who are allegedly being trafficked at great profit through Indonesia. During these activities the RAN had entered Indonesia's territorial waters.
The sale of these sophisticated attack helicopters to the world's most populated Muslim country with its reputation for endemic corruption really serves to underline how the United States now values making allies in Southeast Asia as it looks to face up to Chinese regional expansion ambitions. Countries to watch for increased U.S. detente in addition to Indonesia include Singapore, the Philippines, Malaysia and even Vietnam (all countries surrounding increasingly disputed South China Sea). Japan, the Republic of Korea and Taiwan already have strong ties with the U.S. military and are also expanding their rotorcraft capabilities, particularly as part of an expansion of amphibious forces.
The Boeing Apache deal is valued at around $500 million, which would include aircrew and maintainer training (although expert sources state that a fully funded Apache program would be valued at triple that figure – around $1.4 billion). "Providing Indonesia these world-class helicopters is an example of our commitment to help build Indonesia's military capability," said Hagel. However, there are many doubters about whether the deal will actually progress quickly – and to completion. With a demonstrated tight rein on defense spending, in an "on again, off again" fashion, and witnessed by the slow flow of Bell 412 EPs for the Indonesian Army in recent years, together with an alleged grounding of most of the Super Puma fleet due to a lack of financing and through life management, the maintenance of such a highly sophisticated fleet of helicopters as the Apache Guardian will require a dramatic transformation in the way the government conducts its defense budgeting and management. While the stated reason for the requirement of such advanced helicopters is described at contingencies and counter-piracy operations, Indonesia has its share of militants in areas such as the Aceh Peninsular. It also has a long border Malaysia in Kalimantan although there is no suggestion of tension here (despite an insurgent war being fought in the region in the 1960s).
In 2007, the TNI-AD revealed a 25-year plan to purchase up to 135 helicopters to include attack helicopters including already bought Mi-35s, and prospective buys such as Airbus Helicopters AS550 Fennecs. The Indonesian Navy is also interested in the AS565 MB Panther, which would be added to the Air Force's decision to buy six EC725s for search and rescue (SAR) back in 2012, with delivery scheduled in 2014.
The mainstay of air support for the TNI-AN is currently based around its Russian Mi-17-V5 helicopters (the last six of which it received in August 2011); Bell 412 EPs (of which an eventual fleet of 24 have been declared with Bell Helicopter feeding them through as finances are made available by the government); and Super Puma N322s acting as VIP aircraft. Both Airbus Helicopters (formerly Eurocopter) and Bell Helicopter have perhaps the longest standing relationships with the Indonesian government. Bell Helicopter's relationship was limited around the turn of the century following the economic crisis, while Airbus Group has best retained its footprint in the country through the manufacture of fixed wing turboprop transport aircraft by PTDI under license from Airbus Defence and Space.
In general, the expansion of the aerospace sector is something that the government needs to address more closely, particularly in terms of how taxation is applied to aircraft purchases. In addition, it requires a coherent financial commitment and strategy to both the development of its own industrial base and to the way to structures military helicopter acquisition. Without it, the government will find that it continues to either pay a premium for limited number buys, or that it will fall a long way short in fielding properly funded capability over the lifecycle of the aircraft that it buys.


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Event Details
- Date
- February 23 2012 (9:00am – 5:00pm)
- Venue
- Metropolitan Pavilion, New York, United States
- Duration
- 1 day
- Cost
- Free
Sorry, this event is now sold out.
Please note: Digital Cream New York is now sold out.
Join us - and meet up with the Econsultancy digital marketing community - at our cocktail reception immediately following Digital Cream.
The Invitation-only Peer Summit for Digital Strategists
Econsultancy's Digital Cream New York, now in its fourth year, is our invitation-only event for senior client-side digital marketers. The Digital Cream roundtables provide a forum to learn and share the best practice, discuss what's working and what's not. Formerly our Peer Summit, we've aligned Digital Cream New York as a key part of a global series of roundtables (also taking place in Chicago, San Jose, London, Dubai, Singapore and Sydney), bringing you the premiere event for senior digital marketers to network and learn through discussion and debate in a 'hands-on' participatory format.
The Roundtable Format
The topic-focused roundtable format allows you to discuss a number of subjects that are most relevant to you and find out from your peers how they are addressing the challenges and opportunities you are also facing. These typically include questions around best practice, measurement, ROI, resourcing, supplier selection, recruitment, business processes, budgeting, trends etc.
There are three roundtable sessions of an hour and fifteen minutes each. Each roundtable is moderated and focuses on a particular topic with the roundtable attendees proposing specific questions or challenges they wish to discuss on that topic in the time available.
The specific agenda for each topic roundtable will depend on the input of the delegates.
Videos from the New York 2011 event
Keynote: Future Marketing Trends: Craig Hanna, Econsultancy EVP
Moderator Ritesh Patel on Managing Digital Teams, New York 2011
Photo Gallery from event, New York 2011
Digital Cream New York Roundtables
- Email Marketing
- Marketing Automation
- Mobile Apps
9:00-9:30 Registration and Coffee
9:30-9:45 Welcome and introduction
9:45-10:30 1st Keynote "Reinventing Marketing for a World of Customer Networks", David Rogers, Author, "The Network Is Your Customer"; Consultant, Digital Marketing Strategy; Exec Dir, Columbia B-School Brand Center
10:30-11:45 1st Roundtable
11:45-12:00 Morning Break
12:00-1:15 2nd Roundtable
1:15-2:15 Lunch
2:15-3:00 2nd Keynote -"Research in Practice" Stefan Tornquist, VP Research, US - Econsultancy
3:00-3:15 Afternoon Break
3:15-4:30 3rd Roundtable
4:30-4:45 Round up and closing remarks
5:00-8:00 Cocktail Reception at the Black Door, hosted by Econsultancy. All Digital Cream attendees are invited to join us there!
Speakers' and panelists' profiles
Keynote: Stefan Tornquist, VP of Research, US - Econsultancy
Stefan Tornquist is an experienced entrepreneur, new media researcher and business manager. He's built a reputation as a thought leader in online marketing, as well as essential business issues, such as how to approach marketing and branding in an economic downturn. Stefan has authored dozens of reports across a wide range of online marketing tactics.
In February of 2010, Stefan joined Econsultancy as research director (later Vice President, Research) for the US.Econsultancy is a subscription-based online publisher and community with offices in London and New York. With 85,000 global members, it offers best practice reports, analysis and insight into the business of digital marketing and e-commerce. Econsultancy also trained more than 3,000 people last year via public and custom in-house trainings. Its teams in the US and UK run more than 100 events each year, ranging from roundtables to large conferences for 300+ delegates.
Kendall Allen, Principal, Influence Collective, LLC
Moderator: SEO/Integrated Search Marketing
In addition to training and consulting for Laredo Group, Kendall Allen runs select collaborative pursuits through her company, Influence Collective, LLC. This entails advising and supporting agencies, media companies, and entrepreneurs on marketing and media operations.
Allen's 18+ year path led from print to digital, spanning publisher and agency sides. She first spent a few years covering emergent media tech in the SF Bay Area as a moonlighting, independent journalist obsessed with the broadening landscape.
A highly regarded thought leader in media circles, she was a frontrunner on Search, as original executive at one of the first SEM agencies, Fathom Online, a post that originally brought her to New York to open the East – and then as regional Director of Client Services for iCrossing. She contributes heavily to the industry, as speaker, moderator and panelist; popular editorial contributor to Media Post and AdAge; and numerous advisories. She sits on the Producers Guild of America, as national delegate, New Media Executive Council, Vice Chair for the East; and 2-year retiring Vice President of 212NYC Board of Directors.
Nicole Delma, Chief Data Officer, RCRD LBL
Moderator: Email Marketing
As Chief Data Officer for RCRD LBL, a curator of free, legal MP3 downloads, Nicole Delma is responsible for growth, marketing and product development for RCRD LBL's e-mail and data program and digital products. An eight-year veteran of the Email Marketing industry, Delma has advanced proficiency across multiple ESP platforms, specializing in the development and architecture of complex behavioral-driven triggered and dynamic email campaigns.
Prior to joining RCRD LBL in January, Delma led email marketing operations at organizations including Getty Images and Condé Nast and was former Chair of the IAB Email Committee. A veteran of the publishing industry, Delma is a strong advocate for reform in the email advertising space calling for standardization around the reporting of list circulation, engagement and campaign performance metrics.
Most Recently, Delma has spoken at the Email Insider Summit, the Online Trust Alliance Cybersecurity Forum and Econsultancy's Peer Summit. Delma is also an avid runner and races for the Champion Athletic System Team which she will be representing at The Costa Rica Rev 3 Triathlon this March. Delma received her BA in Communications from Santa Clara University and attended Moore College of Art and Design and Villanova's School of Business for her Graduate Studies. Delma lives and works in Soho, NYC.
Linda Gharib, SVP, NA Consumer Marketing - Online Acquisitions at Citi
Moderator: Integrated Digital Marketing
Linda Gharib is an SVP in Citigroup's Global Consumer Marketing division with a focus on digital acquisitions, insights and cross channel integration for Citibank, CitiCards and CitiMortgage. Prior to joining Citi, Linda held several digital media roles at Microsoft Advertising where she spent nearly five years developing cross-platform marketing strategies for brands such as P&G, Delta, Bank of America, Kraft and Macy's. Earlier in her career, Linda led the Marketing and Investor Relations department of a leading law firm specializing in securities and antitrust litigation.
Linda is an Adjunct Professor of Internet Marketing & Global Business at the Zicklin School of Business MBA program in New York and Singapore; she also serves as the co-chair of the 212 NY Interactive Advertising Club professional development committee. Linda holds an MBA in Marketing from Zicklin and studied International Marketing at the Thunderbird School of Global Management in Switzerland.
Skip Graham, President, Plain Skirt Marketing & Executive Director, The Internet Oldtimers Foundation
Moderator: Social Media - Marketing, Measurement, Monetization
With over 18 years of interactive marketing, new media, and social experience, Skip Graham is one of the top experts in his field.
He is currently the Executive Director of the Internet Oldtimers Foundation, which for over 10 years has been the premier invitation only networking community for the top internet marketing executives in the country.
Skip Graham is also the President of Plaid Skirt Marketing, an interactive and social media agency that specializes in assisting branded manufacturers with the development of their brands nationally and driving sales to retail while also selling direct to consumers online. Plaid Skirt also works with B2B companies in the development and management of their Social CRM programs through SaaS systems such as Salesforce, SugarCRM, Radian6, and Marketo.
He is also a successful serial entrepreneur that has helped raise tens of millions in investment capital by "finding smart ideas and starting businesses around them."
Boris Grinkot, Director of Content and Education at Lean Startup Machine
Moderator, Customer Experience & Conversion
Boris Grinkot' conversion optimization work with Fortune 500 and international clients included experimental design, e-commerce and content strategy, and lead generation. He had led projects each generating tens of millions of dollars and in 2011, he completed MarketingSherpa's inaugural Landing Page Optimization Benchmark Report. Through webinars and workshops, he has taught thousands of marketers on conversion optimization. He holds an MBA from the University of Florida and a bachelor's degree in Religious Studies from Cornell.
Jason Heller, CEO, Agiliti, Inc.
Moderator, Ecommerce Optimization and Attribution Modeling
Jason Heller is CEO of Agiliti, a unique digital marketing operations and strategy consultancy based in New York. The firm helps brands audit, align and optimize their agency relationships and internal org strictures and processes. Jason is a digital marketing pioneer, having co-founded one of the first digital media agencies in 1998, which he later sold to Horizon Media. He sat at the helm of Horizon Interactive for several years before stepping down to launch an online travel business, which he also later sold. Jason has trained and consulted some of the largest agencies and brands as EVP of Laredo Group prior to launching Agiliti in 2011.
Allie Kelly, Director, Global Marketing, Lionbridge
Moderator: Managing Digital Teams
A global marketer with experience in both b2b and b2c environments, Allie Kelly specializes differentiating and accelerating the growth of brands around the world. In her current role as Director of Global Marketing at Lionbridge, Allie is charged with the strategy, development, and management of Lionbridge's Global Marketing Operations (GMO) solutions. In this capacity, she works with the world's top brands and their agencies to understand the challenges of executing global, digital programs and develop innovative, impactful solutions that address these issues. Additionally, Allie is responsible for leading the company's global marketing strategy and developing solutions and services for global marketers. Allie graduated from University of Massachusetts, Amherst and is an avid skier, runner, aspiring surfer and useless knowledge enthusiast.
Kevin Lee, CEO, Didit
Moderator: Marketing Automation
Kevin Lee, Didit CEO, an industry pioneer in Search Engine Marketing and Digital Marketing since 1995 has authored hundreds of ClickZ columns and his most recent book Search Engine Advertising is widely praised. Kevin leads the evolution of Didit's proprietary Maestro search and auction- based display campaign optimization technology.
However, Kevin's vision for Didit extends beyond the Maestro technology. The highly trained team of experts at Didit deliver unparalleled service and superiority driving Didit's growth which earned Didit recognition as a member of the Inc. 500 and Deloitte fast 500. Kevin speaks at industry conferences sharing best practices in digital marketing. In addition to Didit, Kevin serves on the Boards of Directors of SEMPO (founding member, first elected Chair), and DiscountCoupons.com.
Susan Parker, Director of Business Intelligence, Hearst Newspapers
Moderator: Web Analytics
Susan Parker is the Director of Business Intelligence for Hearst Newspapers, where she is focused on transforming the news organization into one that thrives on data driven decision-making. Her areas of analytics oversight include the websites, mobile sites, and apps for 15 daily newspapers, including SFGate.com, Chron.com, TimesUnion.com, and SeattlePI.com. Previously at Hearst, she led strategic partnership implementations, and most recently managed the Northeast Interactive division, where she was responsible for website development, online news programming, and digital ad sales operations. She regularly draws upon her deep understanding of both the content and advertising sides of the media business in her current role.
Prior to joining Hearst in 2007, Susan worked for Starwood Hotels, Jupiter Research, and Honeywell, where she focused on operations and program management, leading creative, technical, and project management teams across a variety of digital media initiatives.
Emilija Vilkyte, Head of Digital Optimization and International Commerce, Telegraph Media Group
Moderator: Online Conversion Rate & Optimization
Emilija Vilkyte is Head of Digital Optimization and International Commerce at Telegraph Media Group in London. Her role is implementing the company's digital optimization strategy, focusing on audience acquisition, improving revenue per user and increasing average page yield.
She has implemented and manages the Telegraph's MVT strategy, and oversees integration strategies between commerce and editorial for the Telegraph website. She has also recently taken charge of building the company's international e-commerce revenue.
Dan Weingrod, Digital Strategy Consultant
Moderator: Social Media Tools & Best Practices
Dan Weingrod is a skilled Digital Strategist with over 15 years experience helping businesses build successful Web presences, digital marketing capabilities, and develop social and emerging media strategies.
Dan has a wide range of experience with well known brands across multiple verticals including: Amica Mutual Auto Insurance, The Hartford, Prudential Securities, Mass Mutual, M&M Mars, Alouette Cheese, Twinings, Humana, United Health Care, Aetna, Pfizer, Benihana, Bertucci's and Au Bon Pain.
Dan has established, led and grown digital departments in advertising and digital agencies and has hands on expertise with SEO and PPC, Analytics, online Media, Mobile, Social and Web development processes. His latest focus is on helping brands and businesses build participation and driving innovation and creativity through the use of Agile and Lean methodologies.
Dave Wieneke, Digital Business Strategy Lead, ISITE Design
Moderator, Mobile Commerce
Dave leads the digital business practice at ISITE Design. He specializes in helping enterprises unify their online marketing through customer experience strategy. His recent clients include leaders in publishing, consumer goods, higher education, health care, and government.
Dave is a faculty member in Northeastern University's graduate program for Digital Media. His experience as a brand marketer includes building digital teams for Thomson Reuters, Christian Science Monitor, and Sokolove Law.
A respected speaker and author, he's recently keynoted on The Future of Digital Marketing, Customer Experience Marketing, and Mobile Strategy. You can find his writing in AdAge, Econsultancy and Marketing Profs.
Dave is a graduate of the Rhode Island School of Design, Boston University, and Shimer College. He lives in Boston, where blogs at UsefulArts.us.
Who should attend?
If you have responsibility for your organization's online marketing, head up a digital team for a large private or Fortune 500 corporation, an online player or an e-commerce site, you should consider requesting attendance. We encourage you to attend with members of your team to gain exposure to multiple roundtables, but request a limit of three attendees per company.
To ensure small, focused roundtables at the Digital Cream, we limit places to a maximum of 180 attendees.
Agencies, vendors, and consulting firms are welcome to join us after the Digital Cream at our Cocktail Reception.
Who is coming?
Senior digital marketing professionals from top brands invited to Digital Cream 2012 include:
- SEO Enterprise and Bus Developmet, 1800Flowers.com
- Digital Strategy & Innovation Manager, American Express
- VP Emarketing, American Management Association
- President-Elect, American Marketing Association, NJ
- Online Marketing Coordinator, ANN INC.
- Digital Social Media Manager, Applegate Farms
- Marketing Manager, Aquavit Pharmaceuticals, Inc.
- Senior Marketing Director, AT&T
- Director Online Retention and Social Community, Atlantic Coast Media Group
- Director, Mobile Innovations & Director, Online Marketing, Avis Budget Group
- VP Marketing & Business Development, Bare Necessities
- Product Director, Barnes & Noble
- Manager, Email Ops, Barnes&Noble.com
- Director of eCommerce Marketing, Bed Bath & Beyond
- Director of Digital Media, Bonnier/Working Mother Media
- Director of US Sales & Marketing, Marketing Manager & Sr. Web Designer, Brodart Co.
- VP IT & eCommerce, Cable & Gauge
- Specialist / Web Management Department, Canon USA Inc.
- Director, Capital IQ
- Marketing Principal, Central Bottling Company
- Digital Strategy, Central Garden & Pet
- Email and Analytics Manager, Century 21 Department Stores
- SVP Search & Affiliate Marketing, VP Online Acquisitions & SVP, Citi
- Sr. Director, Direct Marketing, The College Board
- Director of Marketing, ColorQuick
- Communications Specialist, Community Health Network of Connecticut, Inc.
- Director, Business Development, Conde Nast
- Head of Marketing, Corporate Executive Board
- SEO Manager, Costume SuperCenter
- Marketing Director, Cranmore
- EVP Marketing, Current tv
- Head of Marketing and 3rd Party Management, Americas, Data Explorers
- VP, Deckers
- IT Manager, Deutsche Bank
- Director of Ecommerce, Diesel
- VP, Online Marketing, Associate Director, Customer Acquisiton SEM & Associate Director, Marketing, Direct Brands
- Digital Marketing Manager, Dorman Products
- IT Operations Manager, New York State Department of Transportation
- Digital Marketing Operations, Dow Jones / WSJ.com
- Global eMarketing Leader, DuPont
- Audience Development, FT.com, Financial Times
- Audience Development Manager, The Fiscal Times
- Global Ecommerce Director, Fitflop
- Senior Director, e-commerce, m-commerce& Senior Manager, FreshDirect
- Senior Marketing Manager & Marketing Manager, Freshpair
- Assistant Vice President Enrollment & Marketing, Gwynedd-Mercy College
- Associate, Harris
- Integrated Marketing Manager, Hartz Mountain Corporation
- Director, Internet Marketing, Heifer International
- Head Marketing US Direct, Hiscox
- Manager-Global CRM Applications, Hollister Incorporated
- Program Manager, Honeywell International Inc.
- Project Manager, Hughes Hubbard
- Sr. Manager, IBM
- Head of Cetnral Marketing, Institutional Investor
- CEO, ViveLaFete.com
- VP Marketing, Digital Advertising & Media Manager & Senior Associate, J.P. Morgan
- Social Media Manager, Kraft Foods
- e-Business Analyst, Leviton Manufacturing
- Head of Foreign Language Internet Marketing, Lingo24
- Director, Global Marketing, Lionbridge
- Digital Marketing Manager, LivingSocial
- Online Product Development, Lloyds Wealth & International
- CRM Manager & Digital Marketing Specialist, Macmillan USA
- Product Manager, macys.com
- CIO & Director of e-Commerce, Maggy London
- Associate Publisher Automotive, Main Street Connect
- Director of Marketing, Mediabistro
- Founder, medicalrecords.com
- Digital Marketing Strategy Lead, MetLife
- VP, eCommerce & Marketing, Navitor, Inc
- Senior Director of Marketing, NJSBA
- Web Marketing Manager, The New York Times
- eMarketing Manager, NRT / Realogy
- Community Manager, Origins
- Interactive Director, Packet Media Group
- Director – eCommerce, Panasonic
- Executive Producer and Chief Content Officer, PRO U
- VP, Strategic Initiatives, Director, Search & eMarketing Campaigns & Director, Content & eMarketing Strategy, Prudential
- Digital Director, Publicitas Latin America
- VP, General Manager & Marketing Manager / Online Marketing Development, Publishers Clearing House, PCH.com
- Sr. Product Lead, Consultant, PwC
- Digital Director, Ralph Lauren
- IT Manager, S&P
- Marketing Manager, SAI Global
- Sr. Director, Marketing, SAP Global Marketing
- VP / Director of Marketing, SBLI
- Digital Marketing Manager, Sherwin-Williams
- CEO, shirtmagic.com
- Director, Business Intelligence, Shutterfly
- Sr Mgr CRM, SIRIUS XM
- Global Senior Marketing Manager, Skype
- Director of Marketing, Snyder's Lance
- Manager, Starwood Hotels
- Marketing Coordinator, StyleTread
- VP, Digital Strategy, TIAA-CREF
- Marketing Manager, Innovation & Strategy, Time Inc.
- Web Content Specialist & Web Specialist, U.S. Pharmacopeia
- Digital Marketing Manager, Viacom Media Networks
- VP E-Commerce, World Wrestling Entertainment
- Sr. Director, Digital Marketing Initiatives, Zondervan
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Foods that contain sugar include: sweets and chocolate, cakes and biscuits, sugary breakfast cereals, jam, honey, sweet sauces and syrups, ketchup-type sauces
Sugary food and drinks are one of the main causes of tooth decay.
Acid is produced when the bacteria in your mouth break down the sugar. The acid dissolves the tooth surface, which is the first stage of tooth decay.
Some sugars occur naturally in food and drink, such as fruit, honey and milk. The naturally occurring sugar in dried fruit, such as raisins, dates and apricots can also contribute to tooth decay.
Other foods have sugar added to them by the manufacturer, which is sometimes called processed food. These may include:
Read about the top sources of added sugar in our diets.


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Three little owls go out on a limb for fair trade -- and it's a hoot! Our tote bag dresses up a fine feathered trio in delectable colors and precious expressions.
Handmade by women rescued from sex traffickers in Calcutta, each bag tells the story of their journey to freedom. Working with Freeset Bags, a fair trade group, these women artisans earn a living wage and have the opportunity to become literate. They lead by example, becoming role models for their daughters and breaking the cycle of poverty. By purchasing this bag, you become a vital part of their journey to economical and spiritual freedom.
- 100% jute
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Shop Green!
For bulk pricing on quantities of 25 or more, please contact our Customer Service department at email@example.com.
Customer Reviews
- September 30, 2017
This bag is well made and sturdy. Better yet, it was produced by women who had been saved from the sex slave trade. I bought one of these as a gift and one for myself. Love it!
- September 28, 2017
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I love carry bags and I love unique ones and this bag is absolutely great! It is well made, the handles very sturdy. This will be a great bag to shop with.
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The Frontrunner
I met Jeff Bridges a few months ago in Toronto during TIFF. He showed up at the Men Who Stare at Goats afterparty and I remember posting on my Twitter right away that he`s a sexy beast. It`s a lot of beard, but there`s something so compelling about him, about the way his eyes crinkle, and how he holds himself, and his cowboy boots and the pants, oh yeah, the pants. Damn.
Bridges is a sentimental favourite with the material this year to back it up – he's now become the frontrunner in the Oscar Best Actor race as momentum for Colin Firth has lagged and George Clooney is pretending not to care. Jeff's performance in Crazy Heart is said to be the best in his already distinguished career during which he has received 4 previous nominations. Given his popularity and his longevity in the business, right now, 8 weeks out, it's definitely a good pick.
And how is Crazy Heart? Laura screened it last week and wrote to me that he is outstanding. A solid film, but a little distracting when Colin Farrell comes on. She was not a fan of his involvement. Said it took away from the characters. Obviously she doesn`t have a hard-on for Colin the way I do.
But we both appreciate - SO much – Maggie Gyllenhaal. GREAT new interview with Vanity Fair – click here. She says she wants to be Emma Thompson when she grows up. Adorable. Crazy Heart trailer is below. And also a clip of Jeff Bridges shooting with Colin Farrell.
Here`s Jeff at the NY Times Arts & Leisure Weekend on Sunday.
Photos from Wenn.com


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Walter Street, Rhymney, Tredegar, Gwent, NP22 5AQ
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Abertysswg WMC in Rhymney has a dart board.
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Academic Rigor
Dorm Life
Food and Dining
Bang for the buck
Clubs and Activities
Campus Safety
Be especially careful when choosing your professors. I use Ratemyproff to carefully select mine. There may be a required class which only has one prof, if that's the case try to get a tutor (I use Wyzant). Don't be scared though, I've had amazing professors as well!
To find more tips for prospective students, what to do for fun and whether this school is great for a particular type of student read the 10 reviews for University of Connecticut-Stamford
Curious about something that isn't answered here? Feel free to ask University of Connecticut-Stamford a question
Uconn stamford is not a bad campus i was not quiet happy with attending there at first, but its not that bad. This campus is kind of small and nothing really to do there,but the student government trys to make it fun. If I had to give the school a rating which i kind of do out of 1-10 I would give it a 7.Read More
The school overall is good, not to difficult but not to easy. You have to be willing to put in the effort to strive. Plus the location is nice with companies surrounding the campus and the availability to all the resources.Read More
I love this school, it fits me economically, I live at home while looking for a job to transfer to Storrs. The professors are nice and very patient. The environment is nice, and the school has a lot of places attached to it.Read More
This campus is very friendly, energetic, spacious and clean. the staff are all helpful as well as the professors who are easy to get in contact with any questions need to be asked. Overall, this campus met up to my expectations.Read More
Full service school with passionate people to guide and support you along your educational journey.Read More
very good school, has a huge variety of clubs and majors. has an excellent degree for business.Read More
UCONN has a outstanding campus with many student services. There classes offer a wide variety of adaptaion in an intended schedule/major. They are one of the top public universities in the countryRead More
There is good curriculum, which is easily understood. There are good teachers who are understanding. There are activities and social events to keep students engaged with each other.Read More
University of Connecticut at Stamford is a well organized, stimulating learning environment. The professors are genuinely interested in the subjects in which they teach, and have a desire for their students to do well. The class sizes, and student-teacher ratio is my favorite attribute of this regional campus.Read More


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In this episode of IPR Studio One's "Java Blend," host, Ben Kieffer will chat with local Iowa City artists, Fire Sale.
Listen and download the podcast to find out more about how college life has influenced their music.
FireSale is an original act out of Iowa City that mixes reggae, dub, rock & roll and many other personal influences into their own signature groove. Originally from Davenport they have been together since 2007 and since then have transformed their sound from playing punk rock covers to writing and performing their own original reggae/world music.
FireSale released a full length self-titled album in late 2009. In August 2012 they released their 2nd full length album, "Mind Breath." They have made many regional showings playing events and venues such as River Roots Live, Riversance Art Festival, and The Redstone Room. They have shared the stage with many talented acts such as John Brown's Body, Passafire, Ballyhoo!, and Mustard Plug.


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We are now scheduling Holiday Sessions at Melissa Tash Studios. This is a great opportunity to have a beautiful portrait made for a lower investment than a custom session. We will be photographing starting this week until Nov. 27th. The only Saturday appointments are on Nov 9th, 16th and 23rd. These will go quickly, so call now to get your preferred time.
If you would like more of a generic setting, the tree does not have to be included in your session. Just let us know when you come for your session.
Choose from our Traditional Set (as shown here) or from our more casual White set (Samples to come!)
Call Melissa to schedule your session. 256-658-8275


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Last Updated on Wednesday, 24 March 2010 21:53 Written by Deb Egenberger Wednesday, 24 March 2010 21:50
Character of team outweighs ups and downs of the season.
The highest of highs came for the Gothenburg boys basketball team six games into the 2009-10 season when the Swedes outlasted Class B Holdrege in double overtime.
The team was feeling fairly confident again midway through the year when they strung together three wins against Sutherland, Cozad and Chase County.
Peppered throughout the season, though, were a variety of lows: a two-point loss to Lexington, dropping both games of the home holiday tournament, falling to Broken Bow in the opening round of the Southwest Conference tournament and a meager-at-best performance in the sub-district game against Kearney Catholic.
"It was like riding a roller coaster," said coach Kent Koehn. "For every step forward, we'd take two steps back."
That's certainly not what Koehn or any of the seven seniors expected for the season.
"I think we all had pretty high hopes," Koehn said. "The only disappointment, though, is in the win-loss record. I can't be disappointed in the effort and desire of these kids."
As a group, he said, the seniors have an unmatched level of character.
Included are Andrew Collins, Derek Franzen, Landen Haake, Mark Hilderbrand, Patrick Reeves, Tyler Sheets and Joel Teahon.
"Those boys represented our school and our community well regardless of the situation," Koehn said. "We need to appreciate that character, emulate that character. When it comes down to the really important things in life, it's not wins and losses. It's character."
And with seven of them graduating, the Swedes will have a giant hole to fill next year.
"No doubt it will be a rebuilding season," Koehn said. "When you have two kids who start for three years and seven seniors who played the majority of minutes this season, you pretty much have to start from scratch next go round."
None of this year's Swedes jump into the school's all-time Top 10.
Haake came the closest, finishing the year with 291 points and career scoring of 617.
Haake did tie a school record, though, hitting seven three-pointers in the first game of the year against Hershey. He shares that record with Jeremy Yilk who also hit seven during the 1999-2000 season.
As the team's point guard, Haake also led the Swedes in assists with 95 and in steals at 49.
Other team leaders include Reeves, Hilderbrand and Franzen,
Reeves pulled down 90 rebounds and swatted 23 blocks. Hilderbrand and Franzen had high shot percentages.
Hilderbrand made 48-of-110 field goal attempts for 44% while Franzen was the team's leading free throw shooter at 77%.
"It's going to take a lot of work for underclassmen to replace these guys," Koehn said. "It starts in the off-season."
Receive the entire issue of the Gothenburg Times on-line in PDF format each Wednesday for only $25 per year. Call 308-537-3636 to subscribe.


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Since 1825 Comoy's of London has offered some of the most unique walking sticks and canes in the world. In 1999 Comoy's of London stopped producing collectable canes and walking sticks. Fashionablecanes.com recently acquired Comoy's last known batch of collectable walking sticks and canes. Due to the collectability of Comoy's product line and our limited small remaining supply many of these items will be sure to increase in value over time.
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Difference between revisions of "Three Leaf Clover"
|Line 70:
|Line 70:
* At the start of the mission the gang is armed with AK-47's but during the cutscene Niko and Michael have M4's, while Packie uses a Pump-Action Shotgun and Derrik takes a Pistol, and after the cutsceene the Brothers and Niko all have M4's.
* At the start of the mission the gang is armed with AK-47's but during the cutscene Niko and Michael have M4's, while Packie uses a Pump-Action Shotgun and Derrik takes a Pistol, and after the cutsceene the Brothers and Niko all have M4's.
* It seems ironic that there were no security guards in the bank.
* It seems ironic that there were no security guards in the bank.
== Tips ==
== Tips ==
Revision as of 14:57, 21 September 2010
|This page needs to be cleaned up to meet the standards of Grand Theft Wiki.
|Three Leaf Clover
NOOSE Officers prepare to arrest the group coming out of the Bank of Liberty
|Patrick McReary
|Bank of Liberty, NOOSE & LCPD Officers
|The Bank of Liberty and Subway in Algonquin
|Patrick McReary, Derrick McReary or Niko Bellic die, too many bank hostages killed, or the money is shot in the safe
Friendship with Patrick,
The state of Alderney,
"Full Exploration" achievement & Balaclava
|Unlocked by
|Waste Not Want Knots
Three Leaf Clover is the third and final mission offered by Patrick "Packie" McReary, involving robbing the Bank of Liberty in Chinatown, Algonquin. Packie and Niko take along their friend Michael and Packie's brother Derrick.
Niko drives the group to the Bank of Liberty on Columbus Ave which is located in The Exchange, Algonquin. They rob the bank of $1 million and make their escape through the streets and subways of Chinatown, Algonquin. Packie is proud that he and his gang, including Niko, kept their heads and managed to get the money to split between themselves. Niko is awarded $250,000 at the end of the mission.
Before the mission (as you're driving around), Packie will SMS you about wearing a smart suit and shoes from Perseus. Listen to him or the mission will not start. When you arrive at his house, you will meet Derrick McReary, Gerald McReary, and their friend Michael Keane. Gerald does not take lightly to Niko being involved in the family business and reminds Niko that Derrick has returned. After the cutscene, Packie tells Niko to get a car with four doors so they can all fit.
Find a vehicle with four door and drive to the Southern Algonquin branch of the Bank of Liberty. A cutscene will show Niko, Packie, Derrick, and Michael Keane threatening all the customers to get on the floor of the bank. Luis Fernando Lopez and Eugene Reaper will be laying on the ground whispering about Eugene having a gun on him and Luis telling him not to do anything. Derrick and Packie have an argument, giving the chance to shoot Michael and kill him. Packie and Derrick kill Eugene in retaliation. The team then blows up the vault door.
Head down into the vault as inquired and grab $1 million for your teammates. NOOSE and FIB police officers arrive at the scene with helicopters and cars, prompting Packie to decide that they need to leave now with the money they have already collected.
Niko, Derrick, and Packie take cover at the front of the bank and begin to gun their way out of a five-star wanted level level. Due to the heavy presence of heavily armed officers and vehicles, you must be careful with your Health and Armor. There are roughly 16 standard cops spread out over the street. The best way to take these and other officers in this mission out is to shoot at the police cars' gas tanks, located behind the rear wheels. If flames start coming out of the gas tanks, they will blow up in short time, but you may continue firing to cause an immediate explosion. The explosion from the cars will kill any nearby officers and knock others to the ground, and possibly ignite other cars. Any remaining officers are best dispatched by a shot to the head, especially so for the otherwise heavily-armored NOOSE officers.
Help your remaining teammates shoot their way through an alleyway. Gain protective cover and blind fire the 12 men of authority. You must then proceed through three streets in Chinatown, but not before shooting a loaded cop car that obstructs their path to the three streets. The first street you come will have two cars (one NOOSE and one normal police car) with about 6 men in total. Get cover in a side alleyway, like your teammates, and pick off the men with a headshots to conserve ammunition. The second street has the most amount of cops in the level, so it is wise to take excellent cover, possibly behind a burnt out car. There are cops on fire exits above the streets, and several men on the ground, around 30 cops. You can just spray them with a Sub Machine Gun so as not to waste M4A1 bullets. The final street is the easiest as there are almost no men, and you can quickly run across the street and into the alleyway ahead of schedule. There are several cops on the street, but as you are sprinting it is unlikely they will hit you. The trio are trapped out in an open alleyway by an police helicopter and the team attempts to shoot it down. It stays hovering, leading Packie to save the crew by taking them into a subway station.
Two police officers are waiting for them down in the station. Packie and Derrick jet by them but you should shoot them down with a pistol headshot, or you can just ignore them as they will not follow you down.
When you enter the subway gates, there are two cops shooting at Packie and Derrick so take them out with a quick headshot while they are standing still. The next part of the subway consists of killing four cops waiting for the group in cover behind some gates. After dealing with them eight NOOSE officers storm up the stairs. At this point you should aim to kill as many of them via headshot as possible, and taking cover if any are left, because they are very deadly in such close proximity. There is a first-aid kit on a pillar here, which you can use to get back to full health. Go down the steps and into the subway to escape. There are 8 cops across the tracks in a group. They are easily taken out by something such as the rocket launcher as they are close together and at safe distance, otherwise aim for the head as usual. When you get onto the tracks 10 NOOSE officers try to follow you. You can kill them, but you can also leave some of them as eventually Packie and Derrick are going to make a run for it. When you flee through the subway tunnels, be aware of metro trains which might cross your path. Being hit by a train leads to immediate death. Also note that the trains run on left track, instead of the right track as usual. So if you walk on the tracks, you'd better walk on the right track, so you can see trains approach. This is the final encounter with police until you get topside, all the while Packie and Derrick argue about Michael's death, with Niko telling them to shut up. Eventually, Packie leads the team back to the surface via a maintenance entrance in Easton, by which time the wanted level has been reduced to only three stars, which is fortunate as your ammunition or health may be low by now.
Once outside, a parked Huntley Sport is available for you to steal. The objective now is to lose the wanted level, this can be done as normal. When they finally lose the police, Packie asks Niko to take him and his brother Derrick back to his Mom's house in Meadows Park, Dukes (on Savannah Avenue near the Monoglobe). On the way, Packie explains how they will split the money. Niko, Packie and Derrick get $250,000 each. The remaining $250,000 will be given to Michael's parents since he died in the heist. On average, Niko, Packie and Derrick will kill about 100 cops, however it is possible to kill a relatively small amount of cops by ignoring some of them and going for less-lethal shots with others.
- Following successful completion of this mission, Gerald McReary will call Niko and ask to see him in Dukes, followed by Packie's request that you help Derrick out in Alderney.
- The terrorist threat separating both sides of the West River is lifted subsequent to completion of this mission, opening up the Booth Tunnel and Hickey Bridge. Niko is able to travel to Alderney legally, with the entire map now open to the player.
- This will also unlock the Full Exploration achievement on the Xbox 360 or PC version. Or, if the PlayStation 3 version is being played, the player gets a trophy, Full Exploration.
- Shortly after this mission Packie will call Niko and be added as a friend.
- The balaclava is now available in your wardrobe.
- The outfit Niko wears during this mission (suits with balaclavas), the weapons you use (M4A1's), the large black bags of money slung over your back and the general set-up of the mission is an obvious homage to the 1995 film Heat, in which Robert De Niro and his henchmen rob a bank in similar fashion, including a subsequent run-and-gun shootout in the surrounding city streets of Downtown L.A. In both heists a member of the gang named Michael dies.
- Some fans speculate that this level is inspired by the 1997 North Hollywood Shootout. The gunmen in that incident were allegedly inspired by the gunfight in Heat mentioned above.
- The mission also references the 1991 film Point Break; during a bank robbery in that movie, one of the hostages (a plain-clothes police officer, as opposed to a gun club member in the game) decides to take down the robbers, succeeding in killing one of the crooks but ultimately leading to their own death. In both the movie and the game, the would-be hero also discusses their plan with a neighbouring hostage, a security guard in Point Break, Luis Fernando Lopez in GTA IV.
- A further reference is to to the Grand Theft Auto: Vice City mission The Job, in which the main character robs a bank with a four-man crew (including himself) and one of the members dies. Furthermore, if you take too long targeting the first two police officers in the subway they will kill one of your accomplices and you will fail the mission. The same thing happens in The Job when Tommy Vercetti is on his way to the safe; if you do not eliminate the two security guards on the second floor quickly enough they will kill Cam Jones, leading to mission failure.
- The amount of Money stolen is $1 million (and the reward is $250,000 each for each of the four robbers, it is implied Michael's share is given to his parents.)
- The five star wanted level that Niko gains after the robbery is permanent until it is reduced near the end of the mission, it can not be removed even with cheats or fleeing the borough.
- If you kill the pilot of the Annihilator that corners you, it will explode instantly despite being very low over the ground.
- If you call Roman after completing this mission, Roman will talk to Niko about the robbery and say it's a shame that Niko wasn't involved. Niko tells him that maybe he was, to Roman's shock and disbelief.
- The mission's name is a reference to the fact that, in Ireland, four leaf clovers are considered lucky. There are four members of the heist gang, although unluckily Michael is killed, leaving just three.
- Reception of this mission by fans has shown that these types of missions are very popular; many people cite it as their favorite in the game.
- The mission is seen again in the final DLC The Ballad of Gay Tony. This time, it is the opening cut-scene of the DLC, which starts where Eugene and Luis talking while lying down. Like commonly believed, Luis was there to pick up money for "Gay" Tony Prince.
- In the PlayStation 3 version, after the cutscene where Eugene Reaper is shot, if the player exams the floor by Luis Lopez they can see that Eugene is still alive with his hands on his head; instead, there is a dead fat bearded man beside them.
- It is possible to kill Luis before escaping the bank, which would logically make the events in TBOGT impossible. Moreover, the player receives no penalty for doing so.
- According TBoGT introduction video, Niko picked the gray suit for the heist, not black with red or pink tie. Which would mean it was Niko's choice of suit for the game.
- When Luis leaves the bank after it's robbed in the introduction of TBoGT Niko, Packie, and Derrick are seen almost running over Luis in the crosswalk, this does not at all happen in the original GTA IV. Even if the player goes to the exact same spot Luis will not be spotted.
- In TBoGT you discover that Packie spent his share of the money from the heist on a red Comet.
- The storyline for TBoGT starts from this mission.
- Although we see that there are two bags in the vault, Niko comes out with three.
- At the start of the mission the gang is armed with AK-47's but during the cutscene Niko and Michael have M4's, while Packie uses a Pump-Action Shotgun and Derrik takes a Pistol, and after the cutsceene the Brothers and Niko all have M4's.
- It seems ironic that there were no security guards in the bank.
- while you're escaping with Packie and Derrik, you (Niko) and Packie are armed with M4s but Derrik uses an AK-47! the reason for this is unknown.
- When you and your team reach maintenance entrance in Easton, by which time the wanted level has been reduced to only three stars, you can go back to the subway tracks, and easily escape the police. This strategy is helpful for players that have problem with evading police after exiting metro system.
- Michael Keane, Packie's partner - Keane was killed by Eugene Reaper as an act of revenge for robbing the bank. He was shot in the stomach with a Pistol
- Eugene Reaper, a Liberty City Gun Club member - Reaper was killed by Packie and Derrick because Eugene killed Packie's partner, Michael Keane. He was gunned down with a Shotgun and a Pistol.


text:
SAN BERNARDINO – As a child growing up in downtown San Bernardino in the 1930s and 1940s, Philip Kassel always marveled at the extravagant county court house as he passed by nearly every day to and from Jefferson Elementary School.
The building's classical Italian Renaissance-style architecture and colonnade of concrete columns beckoned Kassel into its courtrooms, where he said he would regularly observe trial proceedings and hearings.
It's how he fell in love with the law.
"Sometimes the bailiffs would run me out," said Kassel, 86, who still runs his criminal defense practice, Kassel & Kassel, with son Gregory in San Bernardino. "I knew by the time I was in high school I wanted to be a lawyer. It seemed like a good way to help people."
Little did Kassel know that his passion for law and justice would become a family affair. Both his sons, Sanford and Gregory, became lawyers and practice law in San Bernardino. And on Wednesday, Nov. 28, Kassel's grandson, 28-year-old Gavin Kassel, was sworn in by San Bernardino Superior Court Judge Michael Dest as the newest member of the Kassel clan to become a lawyer.
"I just wanted to be able to follow in my family legacy and thought practicing law with my family would be a dream come true," said Gavin Kassel, 28, of Laguna Niguel.
While an undergraduate at UC Santa Cruz, Gavin, son of Sanford Kassel, studied film and initially entertained the idea of pursuing a career in the film industry. After much consideration and deciding the film business was too cut-throat for him, he opted for law school instead.
"In law you can really help out other people. You can do a service for your community," Gavin said at San Bernardino's historic Mug restaurant on Highland Avenue, where his family and friends gathered following his swearing in ceremony Wednesday.
Gavin, who graduated from the University of West Los Angeles School of Law, said he's interested in the burgeoning area of Internet law, especially the areas of Internet fraud and defamation.
He said he owes a lot to his family who inspired him and the San Bernardino Superior Court judges who mentored him during his externships: Dest, Michael A. Smith and Donna Garza.
And if having a father, an uncle and a paternal grandfather in the legal profession weren't enough, Gavin's maternal grandfather, Joseph Katz, 93, is a retired San Bernardino Superior Court judge who was one of the most senior judges on the bench at the time of his retirement.
Family patriarch Philip Kassel said he never pressured his children to pursue careers in the legal profession, but is certainly happy with his sons' and his grandson's career path choices.
"I feel good about it because I'd like to think the law will benefit from Gavin because he's so interested in people and wants to help people," Philip Kassel said. "He's not interested in getting some corporate job and earning a bunch of money. He wants to help people, and I feel good about the fact these kids want to be productive and contribute to society. They're in a profession that can make a difference."
Like his father, Sanford Kassel, who specializes in civil litigation and has run his own practice in San Bernardino for more than 30 years, said he never pressured his son to enter the legal field.
"From generation to generation, no generation has pushed the other to go into law," Sanford Kassel said of his family. "We just enjoyed watching our elders do it and decided to go into it ourselves."
Reach Joe via email, call him at 909-386-3874, or find him on Twitter @SBCountyNow.


text:
SUNNYVALE, Calif., October 24, 2002 - Artisan Components, Inc. (Nasdaq: ARTI), a leading provider of semiconductor intellectual property (IP), today announced its board of directors has authorized a stock repurchase program of up to $5 million of its common stock over the next twelve months. Shares will be repurchased in the open market at times and prices considered appropriate by Artisan Components. The program is effective immediately.
"This repurchase program reflects the confidence our board of directors and management have in our industry and in Artisan Components," said Mark Templeton, president and chief executive officer of Artisan Components. "Our strong balance sheet allows us to implement this program, which we believe is in the best interests of our stockholders."
The timing of purchases and the exact number of shares to be purchased will depend on market conditions. As of September 30, 2002, Artisan Components had approximately 16.9 million shares of common stock outstanding.
Forward Looking Statements
This press release contains forward-looking statements, including statements regarding the stock repurchase program, that are subject to certain risks and uncertainties, including, but not limited to, those associated with unpredictability and volatility of the price of Artisan Components' common stock and the securities of other companies in Artisan Components' industry, the performance of and conditions in the United States and world financial markets, the policies and actions of the United States and other governments, and the general political, economic and business conditions in the United States and elsewhere, as well as the "Factors Affecting Future Operating Results" set forth in Artisan Components' most recent Annual Report on Form 10-K, its Quarterly Reports on Form 10-Q and Artisan Components' other filings with the Securities and Exchange Commission. Actual results could differ materially, as a result of such factors, from those set forth in the forward-looking statements.
Forward-looking statements are only predictions and the actual events or results may differ materially. Artisan Components cannot provide any assurance that its future results will meet expectations. In addition, historical information should not be considered a predictor of future performance. Neither Artisan Components nor any other person assumes responsibility for the accuracy and completeness of these forward-looking statements. Artisan Components disclaims any obligation to update information contained in any forward-looking statement.
About Artisan Components
Artisan Components, Inc. is a leading semiconductor intellectual property (IP) provider. The company's design platforms are licensed to over 1000 companies worldwide. Artisan's design platforms provide IC designers with a common interface to a range of process technologies from the world's leading foundries. Built on Artisan's Process-Perfect™ memory generators, standard cell and I/O libraries, Artisan's design platforms include a comprehensive set of views and models supporting leading design tools and methodologies. Artisan's worldwide network of EDA, IP and design service partners extend the Artisan standard to a complete set of system level design and integration solutions. Artisan is headquartered in Sunnyvale, California. More information about Artisan Components, including free library access can be found at: http://access.arm.com.
Artisan Components is a registered trademark and Process-Perfect is a trademark of Artisan Components, Inc. All other trademarks or registered trademarks are the property of their respective owners.


text:
Sticky wrote:
This sticky is a work in progress, if you feel you want to add something to this sticky kindly post the link below and I'll add it. If you feel something already in this sticky is outdated or useless by today's standards the same applies, please post below your reasoning and I'll take the necessary action.
Thank you for your co-operation, i now return you to your regularly scheduled programming.
Thank you for your co-operation, i now return you to your regularly scheduled programming.
Once again our current Sticky has fallen into disarray, so i have taken it upon myself over the next few days to remake it with one that will be updated regularly.
But first, a quick word from our sponsors
Jinte wrote:
Rating down any post Pahn(milich) makes when he is drunk is forbidden.
Drunk-pahn is a recurring meme found here on the monk forums. he's funny. if you don't like it, don't look at the posts. red arrowing him will cause the forum users to get pissy!
Rating down any post Pahn(milich) makes when he is drunk is forbidden.
Drunk-pahn is a recurring meme found here on the monk forums. he's funny. if you don't like it, don't look at the posts. red arrowing him will cause the forum users to get pissy!
All credit shown where it's due.
General Guides
Effen's FAQ
Krilldog's Mini-MNK Guide 1-50
Widowmaker's Merit Points Guide
Life as a Taru MNK by DJSlyde
Maat Strategies Thread by Hinoiri
Kinematics' Parser
How to melee in sky, by Milich
Monk, a guide of sorts. By Pathwriter/Onorgul
Using Footwork: A Guide to the Basics By RazMasters
A guide to skilling guard by Saricks (Please read before you start a Guard related topic)
Diamondis' Guide to lowbie levels.
Another new MNK thread! (Lots of good info for a budding MNK here)
MNK Merits - Mini-Guide by Acturus, Read this if you can't figure out how to merit your MNK for yourself
The Ultimate Guide to All Things Guard - By Jinte.(If after reading the other guard threads, or totally blowing them off, you STILL want to make a guard thread, read this first. No, that was not a request.)
What's this thing do? - Elmer the Pointy If you need to know something, chances are it's here, BlueGartr.
Useful Mob Stats. Links provided by Milich
How to keep your Bard Happy - by Catwho
Monk Battle Tactics
New MNK in the Dunes 10-20 by Chixxor
Xiliath's KRT Guide
Halvhir's Guide to Dynamis lord: /DRK Vs /WAR
MNK/NIN Soloing discussion by MrKaze
The Road Less Travelled, a MNK solo guide by Lutehunte
2 MNK parties - Love it or hate it? By DJSlyde
Skillchain DMG Discussion by Talmai
Asuran Fists! A Discussion
4-Man Jailer of Faith strategy
Specific fight info and tips
Duoing ODS by Synthian
Soloing "Pulling the Plug" ENM (Toreador's Ring) by ScaryBear
Tanking Charybdis(Joyeuse NM) as MNK/NIN by KaliaSF
Monk Tanking(Hold the Jinghles please)
A guide to Counterstance tanking by Fuertes
Kohan's guide to MNK tanking
Chariot Tanking Discussion Thread.
Now i Truely understand why MNK/SAM won't work for me by Tenmiles
The MNK/DRG Abstraction
MNK/DNC (Sans Genome) By KaliaSF
MNK/DNC (Our Turn) By KaliaSF
Generic /WAR Vs /NIN discussion (Submitted by Sandmaster)
NIN sub discussion 1/3/08
Gear Discussions
Apocalypse Nigh Earring Discussion
What earring??? (Apocalypse Nigh Earring discussion)
Faith Torque Vs Soil Gorget
Kung Fu Shoes(Kick attacks footwear, is it worth it?
Monk's Pants(Legwear discussion)
Rajas Vs Sniper's(at 75 onry)
Usukane feet and Store TP by Starfox
Random Fumas/Federation Kyakan arguescussion(PLEASE READ BEFORE POSTING A FOOTWEAR THREAD)
Fumas/Dunes and equipment haste cap (AS ABOVE PLEASE READ BEFORE POSTING!)
Dune Boots, the myth from the fact by Trausch
Gorget, a Weaponskill Gorget discussion
How long does a SH/SH+1 last for monk?
Melee Gaiters and Counterstance by Almalexia
Generic Kirin's Osode Vs Shura Togi Arguscussion, Please read before posting similar topic
What's this i hear about Kick Attacks dmg?(In depth Fumas Vs Dunes discussion, i suggest all MNKs read this thread).
NKote Discussion?(Specificly Milich's post with all the math in it)
Usukane Somen Vs Walahra Turban
TP Body discussion
Which kickboots do what - Tummie's post
Kickboot Comparison - by Sandmaster
What's that latent do? - Elmer the Pointy
Discussion on WS Gorget's Acc+ from releenaseraph's Live Journal
Glanzfaust Testing discussion
Another Fumas Vs Dunes test - bluegartrls.com
Shura Togi Vs Mirke Wardecors - Milich
Equipment Guides
NEW Chi Blast gear for Monks by Thalthas
Monk gear and food guide by Pathwriter(Killing Ifrit, beware long **** load times)
Monk AF quest guide by GryphonStalker
Monkology 101: The total weapon guide by HumbleMNK
The way of the Monk - a guide of sorts by Pathwriter(again KI so beware long load times)
Random Hades Sainti Vs Destroyers Discussion( See notes for footwear...)
Monk Gear Guide - By Nilatai
Macro Help
Monk Macro Rescource
Food Compare 0.95
Food Guide 1.0
Monk gear and food guide by Pathwriter(posted twice because it goes here too)
A Discussion on Attack foods
Leveling Areas
Makes the 50's easier, hit the right mobs
The Bones listing
How to make money as MNK
Any MNK BCNMs
Farming and You - Full Guide by DJSlyde
Kohan's Guide to farming Buburimu Penninsula
Monk's guide to making gil. by VagisOdin
The Secret to Camping Mee Deggi the Punisher by Nemmy
Money Woes
Specific Item Aquisition
Destroyers KSNM {Which}
AF boots can still be soloed!
Obtaining Walahara Turban by Borkachev
So you want a Venerer Ring? by merosmash
Math and Testing
MNK Races and their Stats
The relation between STR and Att, by Milich
Mathematics for Monks, by DJSlyde
Skillchain Calculator at Somepage
Skillcaps Calculator by Kinematics
Stats Calculator by Kinematics
Changes to Howling Fist by Milich
Discussion on Haste
Higher level Accuracy Discussion
/DNC Curing Waltz formulas (Post 11/3/08 update)
melee Acc and counter rate by Milich
Comparison of Ring combos by Milich
Crit Tiers - By Sandmaster
Weapon Comparisons - by Kinematics
Glanzfaust Testing from Bluegartrls.com - Our own Alla discussion.
Asuran Fists combinations and percentages. By Cyth
Monk WS Calculations Explained - Part 1 (ACC) - by NatePrawdzik
Lvl 80 weapons comparrison - by Kinematics
Hand-to-hand DPS Guides and weapon Rankings
Crouchingllama's H2H DPS Guide
Easy H2H Math for MNKS by HumbleMNK
DPS calculator
Epic threads of MNK-like Epic-ness(Thank Jinte for the title)
Krilldog's BAR FIGHT!.....Monk wins!!!
The Legend of...SUBLIGAR MAN!!
You know you've been a monk too long when...
210 days, 5 hours, 56 minutes and 42 seconds (aka, when Nor PHINALLY dinged 75)
Randomness and Waffles! thread, be sure to necro this thread for luls
"That" boost macro (Warning KI)
The Jinghles Omnibus v.2.0
Remember when sh*t? - Milich(drunk,lulz)
topic - Milich drunk lulz
Drunk Thread.
Ding threads and the like (General Bragging rights)
Accomplishment thread
What have you soloed as MNK?
The Black Belt Club
Dead Horse Topics (Avoid at all Cost)
Guard Skill?
Feel free to post topics and if possible their links you feel need to be included into this new sticky. Also if i have linked to a thread started by you and you do not wish it to be included in this post please send me a PM and i'll take it down...thanks in advance ~Nil
Edited, Aug 10th 2009 11:21am by Nilatai
Edited, Aug 31st 2009 8:09am by Nilatai
Edited, Oct 3rd 2009 9:44am by Nilatai
Edited, Feb 7th 2010 12:52pm by Nilatai
Edited, Jul 8th 2010 1:39pm by Nilatai


text:
The final payout is coming due from the Robert Griffin III deal, and the St. Louis Rams would love a repeat of last year's draft haul.
(AP) — The final payout is coming due from the Robert Griffin III deal, and the St. Louis Rams would love a repeat of last year's draft haul.
For now, they're sitting on a valuable bargaining chip.
"I don't want to sit here and go, 'Guess what, we're trading back no matter what,'" general manager Les Snead said Thursday. "What if you're there and nobody wants to trade? What if you actually want to take a player?"
A key factor in the March 2012 trade with the Redskins was the Colts cutting Peyton Manning, which put Indianapolis in line to snag Andrew Luck and drove up the Rams' asking price. If anyone wants to trade up this year, Snead anticipates it will happen a lot closer to the draft.
The Texans have the first pick and could go for one of a trio of quarterbacks expected to get drafted early — Louisville's Teddy Bridgewater, Texas A&M's Johnny Manziel and Fresno State's Derek Carr.
The Rams aren't in that sweepstakes. They're committed to Sam Bradford, the first overall pick of the 2010 draft who's expected back at full strength from knee surgery. They've scouted the top quarterbacks, but mostly to determine market value. Snead said it was not a good idea to draft a quarterback early that's "more than likely holding a clipboard."
"When we set out on this thing we said we weren't one player away," Snead said. "That's one of the reasons we did the trade, to be able to acquire as many players as possible.
"As we've said, Sam's our starting QB." Snead said.
The Rams have the Redskins' second overall pick, plus their own 13th selection. Last year, they parlayed the 16th and 22nd picks into a batch of budding talent. Their two-year haul includes Tavon Austin, Alec Ogletree, Zac Stacy, Michael Brockers and Janoris Jenkins.
Austin is one of the NFL's top young game-breakers, Ogletree led the team in tackles to end James Laurinaitis' four-year run, Stacy just missed rushing for 1,000 yards, Brockers has been a force at defensive tackle and Jenkins was the top cornerback in just his second season.
"When we're all sitting there reading the history of this franchise, that one's going to be talked about and evaluated and scrutinized and graded," Snead said. "Just because this is the last phase of it doesn't mean it's any more urgent."
To make the jump to contending status after consecutive seven-win seasons, St. Louis needs help in the secondary and at wide receiver. They've lacked a No. 1 pass receiving threat for several years, although last year's results are skewed because Bradford missed the last nine games and the Rams emphasized the run under backup Kellen Clemens.
Bringing in a veteran wide receiver could hold back a young group. In addition to Austin and fellow rookie Stedman Bailey, Chris Givens and Brian Quick have played two seasons and Austin Pettis is a three-year veteran.
"If the process works, all these guys get experience, they grow together and guess what, at the end of the year you have more than seven wins and if that's the case everybody goes, 'OK, it's worked out,'" Snead said. "You have to be disciplined."
Rather than targeting a position or two, Snead said the Rams need to keep building depth.
"Here's what I can truly say: I don't think we have just this glaring need that's beeping, at all," Snead said. "I'll say it a ton of times: We have a core here to keep adding to."


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Home > Legal Plans > Personal & Business Legal Plan
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Personal & Business Legal Plan
$44.95 Per Month
Plus One-Time $10 Enrollment
View plan benefits below. Select a link to skip to a specific section.
Personal Legal Services
Business Legal Services
Legal Care
Benefit Features
Membership includes you, your spouse or domestic partner, dependent children under the age of 25, and any dependents that may be living with you such as a parent or grandparent.
Free Legal Services*:
The following nine (9) services are available at no charge:
*In certain situations, attorney liability may require plan attorneys to ask for a retainer from the member prior to providing some of the Free Legal Services.
Deeply Discounted Legal Services**:
The following are eight (8) commonly used legal services for which plan attorneys have agreed to charge a one-time, deeply discounted fee.
**Court costs, filing fees and time charged for travel to and from courts are additional.
Guaranteed Low Hourly Rates:
Plan attorneys have contracted to charge no more than $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater, for legal care that goes beyond the free and discounted services described above.
Contingency Fee Discounts:
The contingency fee discount will be a 10% reduction of the state maximum rate or the attorney's usual rate, whichever is lower.
Tax Preparation & Advice:
The Family Protection Plan provides comprehensive personal tax benefits including free tax return preparation and unlimited, toll-free, tax related advice during normal business hours. Additionally, you will have access to most commonly used tax related schedules free of charge or at a significantly discounted rate.
Tax Related Benefits:
All tax and financial assistance is provided by tax attorneys, financial analysts, CPA's, former auditors and/or Enrolled Agents certified by the IRS. Additionally, all tax and financial advice is backed by a $1 million liability policy.
* Limit one (1) per household.
** For new H&R Block clients only. A new client is a person who did not use H&R Block offices services to prepare their prior year return. Not valid on federal form 1040EZ and related forms. Valid only at participating US offices. Void if sold, purchased or transferred, and where prohibited. Offer must be presented prior to completion of initial tax office interview and may not be combined with any other offer, discount or special promotion or pricing program. Valid only for tax prep fees for an original personal income tax return. © 2009 HRB Tax Group, Inc.
Financial Education & Credit Counseling
This component of the Personal Legal Plan provides you and your family with personalized financial and credit counseling services 24/7, 365 days per year. We provide access to counseling and financial education through a variety of delivery methods including telephone, online tools and live chat sessions.
Whether you are renting or buying a home, having problems with debt, or setting up a trust, this financial education program is designed to provide you and your family with the tools necessary to make better financial decisions. Personal financial guidance and education is provided by over 1,000 experienced financial counselors.
The following is an outline of the free services included with this program:
Identity Theft Solutions
Our unique identity theft solution provides you with all the components necessary to restore your identity, and prevent future incidences of identity theft. All work done on your behalf is performed by qualified paralegals. Our program takes a completely hands on approach to identity theft restoration.
You will have 24/7, 365 days per year access to Identity Theft Restoration Advocates who will provide you with comprehensive, personalized recovery services.
Identity Theft Insurance*:
You will also receive up to $25,000 worth of identity theft insurance coverage underwritten by a nationally recognized Insurance Carrier with an "A" or better AM Best Rating. T his coverage will help offset some of the cost of restoring your identity to its original status including:
a) Re-filing applications for loans, grants or other credit instruments that are rejected solely as a result of a stolen identity incident
b) Notarizing affidavits or other similar documents, long distance telephone calls and postage solely as a result of the insured's efforts to report a stolen identity incident and/or amend or rectify records as to the insured's true name or identity as a result of a stolen identity event
c) Up to six credit reports from established credit bureaus (with no more than two reports from any one credit bureau) dated within 12 months after the insured's discovery of a stolen identity incident.
* The description herein is a summary only. It does not include all terms, conditions and exlusions of the policy described. Please refer to the actual policy for complete details of coverage and exclusions. Coverage not available to residents of New York and may not be available in other jurisdictions. Insurance coverage is limited only to the member.
Identity Theft Restoration:
Upon notification of an identity theft incident, Privacy Advocates will act on behalf of our members as a dedicated case manager to:
Lost or Stolen Credit Card Assistance / Document Recovery Services:
Privacy Advocates will assist members in the event their credit cards are misplaced or stolen.
Privacy Advocates will:
Identity Monitoring**:
Identity Monitoring searches and monitors for past history as well as real time identity frauds or threats. This service includes:
Our Identity Monitoring does much more than monitor credit, offering a solution as robust as the ones used by the nation's leading financial institutions to prevent theft. Identity Monitoring uses innovative technology to detect misuse or even an elevated likelihood for misuse of an individual's Social Security number, name, address, phone, and date of birth. By creating a SNAPD identity blueprint, this program monitors billions of data on a daily basis from sources such as:
** Identity Monitoring coverage is limited only to the member.
As identity fraud usually precedes identity theft, this type of proactive system is critical to mitigating the extensive and expensive damage perpetrated after an identity is stolen and manipulated.
Keylogging Defense System™:
Our unique program is the only one in the country that provides you with a software tool that helps prevent identity theft.
Keyloggers are self propagating viruses that steal your keystrokes, and the information contained, as you navigate the Internet. Our Keylogging Defense System™ helps proactively prevent online identity theft by encrypting every keystroke at the keyboard level and then reroutes those encrypted keystrokes directly to your Internet browser. Our Keylogging Defense System™ bypasses the multiple communication areas that are normally vulnerable to keylogging attacks that could compromise your vital information.
With our defense system, members can now browse, access critical business applications, shop and bank online with confidence knowing that each and every keystroke is encrypted and not being transmitted to an awaiting Identity Thief.
LifeEvents™ Telephonic Counseling
You and your family will have toll free access to behavioral health experts 24/7, 365 days a year. All calls are answered directly by licensed, degreed clinical staff, and all services are handled with complete confidentiality.
LifeEvents™ provides you and your family with telephonic counseling for marital, parent-child, substance abuse, emotional, legal/financial, childcare, and eldercare problems, as well as many other personal challenges or stresses. You and your family are entitled to unlimited telephonic counseling per episode.
Business Legal Services
Free Attorney Provided Services*:
*In certain situations, attorney liability may require plan attorneys to ask for a retainer from the member prior to providing some of the Free Legal Services.
Guaranteed Low Hourly Rate**
Plan attorneys have contracted to charge no more than $125.00 per hour, or 40% off their usual and customary hourly rate, whichever is greater, for legal care that goes beyond the free services described above. In most cases, the attorneys will be able to estimate the amount of hours any given case may consume prior to beginning work on the case.
In the case of extended legal care, plan attorneys may ask you for a retainer. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the appropriate discounted hourly plan rate. For instance: 10 hours x $125.00 = a retainer of $1,250.00. Any unused portion of the retainer will be returned to the member.
Contingency Fee Discounts:
Attorneys often work on a contingency fee basis on such cases as personal injury and collections. This fee is usually expressed as a percentage of the amount collected or awarded. In collection matters, your attorney will accept 18% if the case is settled before formal court proceedings begin. After proceedings begin, the fee is 27%. On all other contingency matters there is a 10% discount on the lower of either the state maximum or the attorney's standard rate.
**Court costs, filing fees and time charged for travel to and from any courts are additional.
When to Use an Attorney
The hiring of a lawyer is an important decision. Before hiring the lawyer to whom you may be referred, ask the attorney for written information about the lawyer's qualifications and experience.
Personal & Business Legal Plan
$44.95 Per Month
Plus One-Time $10 Enrollment