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Investing in Pennsylvania with Lotto Winnings
Consider investing in places near Philadelphia, where you can enjoy a trip to Independence Hall and to the Liberty Bell. Stop inside the Franklin Institute for interactive science lessons or the Philadelphia Museum of Art. The Easter State Penitentiary offers historic prison tours while the Please Touch Museum is the perfect family-friendly locale constructed around the idea of interaction and touch. Families can also see world class art at the Barnes Foundation or play a round of mini-golf at Franklin Square. The city of Philadelphia is easily navigated with the public transportation system but you might want a rental vehicle to increase mobility. Find the best hotels and restaurants in the city center and most importantly, whether your trip to Philadelphia is business related or personal, start your journey to Philadelphia with LATAM.
Investing in Pennsylvania
Investment properties in Pennsylvania, purchased with lotto winnings from http://www.laurenbakerart.com/lotto-winner-invests-million-dollars-in-modern-artworks/ are a popular way to add supplemental income to your portfolio. That said, before just diving into the real estate waters and making a purchase, it is important to know what to look for when buying an investment property. Investment properties can increase wealth and help to secure your financial future so long as you effectively manage it and make sure tax deductions and rental income are taken into account.
Capital Growth
This means finding a property which is more likely to increase in value with time. It can be difficult for beginners to get the hang of this, but comprehensive research into the area you are interested in can reveal whether it will expand or not. This might include research into whether new companies have signed leasing agreements or whether new malls are scheduled for construction. Tourist attractions, military bases, corporate expansion, all of these can be indicative of future growth and are things to take into account.
You want to get regular cash flow from your investment property. If it is a home, look over the demographics of the area and see if it is full of large families, therefore a larger home would generate more income compared to a two bedroom apartment, or whether it is a university area where most buyers want small spaces. Again, the key is just doing your homework and knowing that families prefer homes on quiet streets, near good schools and parks, while younger demographics want to be near public transport and local shops, etc.…
Do Your Math
You need to consider the math before you start buying investment properties. You want a place which will generate income sufficiently enough to cover the costs of the mortgage, the additional taxes and fees, and still generate income for you. If you do not take into consideration taxes or interest on loans, you might be in for an upsetting surprise when the math falls into place.
Overall, investment properties should be viewed in terms of long-term gains and risks. You don't want to rely on increasing property prices from the start. The longer you are committed to a property, the more equity you can earn and the more properties you can take under your wing and the more secure your financial future will be.


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By Steven Miller on May 15, 2018
All the players who we've included in this list have one thing in common; they are some of the best players ever to play the game. Beyond that, each of them has their unique personality, with different preferences and priorities. The variety of characters is vast, and we're confident that we'll be able to find the NBA legend that matches up best with you.
If you're a star who truly belongs in Hollywood, there's a Lakers point guard who might just fit the bill. If you've dealt with more than your fair share of controversy and overcome a pretty challenging health diagnosis, then Magic Johnson seems pretty much perfect for you.
Perhaps you're more of a quiet and mild-mannered individual. If French Lick, Indiana seems like a pretty ideal place to call home and your favorite basketball movie is "Hoosiers," then Larry Bird appears to be the player you'd connect with the most. When you tell us that your vertical is almost nothing, we're convinced that we're heading in the right direction.
Maybe you were thrown into the spotlight at a young age, and you've had to grow up pretty fast. If you expect a lot of everyone around you and you're drawn to the finer things in life, then LeBron might be the one we're looking for. If you spend a lot of time in Cleveland and Miami, we're sold.
Your theme song is playing on the speakers, and the announcer is hyping you up. It's time to get out of those warm-ups and hit the floor.

subset: commoncrawl


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Hi Tony thank you so much for finding the wheel chair we took our mum out after we picked it up on Saturday it was so easy for her and family, when we got home mum had tears in her eyes and said this is the best gift I could have been given .
Kind regard to you and the team
Have a nice christmas.
0800 625 100
14 Erson Ave, PO Box 24 042,
Royal Oak, Auckland
Ph: 09 625 0322
Weekdays: 8:30am-5pm
Saturday: 9am-4pm
308 Te Irirangi Drive,
Botany South, Auckland
Ph: 09 281 5027
Monday - Saturday: 9am-5pm
89 Clyde Road,
Browns Bay, Auckland
Ph: 09 550 3387
Monday - Saturday: 9am-4.30pm


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League Of Legends > Build > Malzahar
Malzahar Build, Since his champion update rework a lot has changed. First malzahar can do more AOE damage then before, mainly due to his Ultimate being Reworked. Its still functions the same, just added some AOE damage to top it off. With the bonus quality life, Malzahar gets from his Passive. Malzahar Rework gave him the ability to ignore CC for a short amount of time. No longer will you have your Ultimate concealed right as you start it. Lets get right into the Malzahar Build, first lets have a look at his reworked ability's.
- Void Shift (Passive)
"When he hasn't recently taken damage or been crowd controlled in the last 24 (minus 1 sec per level, down to 6? ) seconds, Malzahar gains 90% damage reduction and crowd control immunity, lingering for 1 second after taking damage or blocking a crowd control effect.
Damage from lane minions is not mitigated by this effect, but it does not trigger or reset its cooldown either."
- Call of the Void (Q)
Mana cost 60/60/60/60/60
Cooldown 6 Seconds
Damage 70/110/150/190/230
AP Ratio 0.7
Silence duration 1/1.25/1.5/1.75/2 seconds
- Void Swarm (W)
60 Mana
20/19/18/17/16 sec Cooldown
"Summon a Voidling lasting 12 seconds to fight nearby enemies.
The first time a Voidling attacks a champion or monster, or assists in killing a unit, Malzahar spawns a new Voidling with the same remaining duration. When 3 or more Voidlings are active, they all gain 50% Attack Speed.
Voidling Details:
–Attacks deal [.3/.325/.35/.375/4 AD] physical damage plus 10/15/20/25/30 [+0.1 AP] magic damage (deals 75% damage against monsters)
–Deals triple damage to lane minions below 25% Health
–Will not spawn from a Voidling with less than 4 seconds left
–Prefers to attack targets with Nether Grasp or Malefic Visions and has 100% increased Movement Speed when seeking these targets
–Otherwise attacks the enemy nearest it"
- Malefic Visions (E)
Mana cost 60/70/80/90/100
Damage 80/115/150/185/220
AP ratio 0.7
If the target dies during this time, they pass Malefic Visions onto the closest enemy, refreshing the duration and restoring 2% of Malzahar's maximum mana.
[NEW] Duration now refreshes if Malzahar uses Q or R on target
- Nether Grasp (R).
Opens a Null Zone beneath the target enemy champion, knocking them down and channeling for up to 2.5 seconds to keep them in place.
[NEW] Now creates a zone around enemy that deals 6% (+ 1.5% per 100 AP) of enemies max health as magic damage per second for 5 seconds.
Malzahar Item Build
Malzahar Item build makes use of his (E). This done by Building Rylai's Crystal Scepter, combo that with a Liandry's Torment. With this Malzahar Item Build, you receive a lot of extra slows from your abilities. Plus the bonus of being tanky thanks to all the HP stacked threw this Malzahar Build. With the Rod of Ages or Hextech GLP, your looking at close to 3k HP after your 3rd item. Enemy players are not going to want to mess with you, if they do your rylai's slow will make sure they dont kill you. This LoL Build is rather effective on most AP Carrys, we encourage player to experiment with it on other mid lane champions.
Now for Malzahar Runes, there are fairly simple rune page. The early defensive stat help, but the Magic Pen mark runes are a must. The best way to top of any AP Carry rune page, is by giving them that extra flat 15 AP.
Malzahar Masteries will be focused on getting more overall damage. Since you can already do tons of damage with this Malzahar Build, these mastery choices will further enable you. One notable Synergy in this Malzahar Build, is between Liandry's Torment & DeathFire Torch. One top of all the extra damage you will get from Sorcery, Merciless, Bounty Hunter Masteries.
Skill Order
Malzahar Skill Order for mid lane is one that can push lanes fast. Now that malzahar has his voidling to help, its never been easier to out push your opponent. Maxing your (E) fits perfectly into this Malzahar Item Build, making use of the rylai's slow threw the damage over time.
Now that you learned the malzahar item build, along with his runes masteries and skill order. The only thing left in this malzahar build is his Counters. View our Malzahar Counters for more in depth strategy's.


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How the Ark was carried before this incident.
Deuteronomy 31:9
New International Version (NIV1984)
9 So Moses wrote down this law and gave it to the priests, the sons of Levi, who carried the ark of the covenant of the Lord, and to all the elders of Israel.
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Deuteronomy 31:9&version=NIV1984
Deuteronomy 31:25
New International Version (NIV1984)
25 he gave this command to the Levites who carried(AL) the ark of the covenant of the Lord:
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Deuteronomy 31:25&version=NIV1984
Joshua 3:3
New International Version (NIV1984)
3 giving orders to the people: "When you see the ark of the covenant of the Lord your God, and the priests, who are Levites, carrying it, you are to move out from your positions and follow it.
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Joshua 3:3&version=NIV1984
Joshua 3:15
New International Version (NIV1984)
15 Now the Jordan is at flood stage all during harvest. Yet as soon as the priests who carried the ark reached the Jordan and their feet touched the water's edge,
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Joshua 3:15&version=NIV1984
Joshua 3:17
New International Version (NIV1984)
17 The priests who carried the ark of the covenant of the Lord stood firm on dry ground in the middle of the Jordan, while all Israel passed by until the whole nation had completed the crossing on dry ground.
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Joshua 3:17&version=NIV1984
Joshua 4:9 –10
New International Version (NIV1984)
9 Joshua set up the twelve stones that had been in the middle of the Jordan at the spot where the priests who carried the ark of the covenant had stood. And they are there to this day.
10 Now the priests who carried the ark remained standing in the middle of the Jordan until everything the Lord had commanded Joshua was done by the people, just as Moses had directed Joshua. The people hurried over,
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Joshua 4:9 –10&version=NIV1984
Joshua 4:18
New International Version (NIV1984)
18 And the priests came up out of the river carrying the ark of the covenant of the Lord. No sooner had they set their feet on the dry ground than the waters of the Jordan returned to their place and ran at flood stage as before.
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Joshua 4:18&version=NIV1984
Joshua 6:6
New International Version (NIV1984)
6 So Joshua son of Nun called the priests and said to them, "Take up the ark of the covenant of the Lord and have seven priests carry trumpets in front of it."
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Joshua 6:6&version=NIV1984
Joshua 8:33
New International Version (NIV1984)
33 All Israel, aliens and citizens alike, with their elders, officials and judges, were standing on both sides of the ark of the covenant of the Lord, facing those who carried it — the priests, who were Levites. Half of the people stood in front of Mount Gerizim and half of them in front of Mount Ebal, as Moses the servant of the Lord had formerly commanded when he gave instructions to bless the people of Israel.
From BibleGateway.com: http://www.biblegateway.com/passage/?search=Joshua 8:33&version=NIV1984
1 Samuel 4:4
New International Version (NIV1984)
4 So the people sent men to Shiloh, and they brought back the ark of the covenant of the Lord Almighty, who is enthroned between the cherubim. And Eli's two sons, Hophni and Phinehas, were there with the ark of the covenant of God.
From BibleGateway.com: http://www.biblegateway.com/passage/?search=1 Samuel 4:4&version=NIV1984


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What a successful Rebuilding Day we had on October 1st! We are fortunate for our mission to be featured in several different media outlets over the past several weeks.
KCTV5's Natalie Davis aired a spectacular piece, summarized here: Volunteers come together to help those in need in Clay County
The Liberty Tribune's Kellie Houx told our story here: Rebuilding Together Clay County Marks 15th Year
The Northland News wrote a story: Rebuilding Together Clay County Volunteers to Improve Living Conditions for Disadvantaged Homeowners
The Excelsior Springs Standard published a story, and the teaser can be found here: Rebuilding Together Offers a Hand When it's Needed
We can't express our gratitude enough for the volunteers that committed their time and expertise to our neighboring families in the Northland. Crew leaders worked weeks, even months in advance to recruit other volunteers, visit their project sites and prepare material lists. Groups that participated include:
Better Homes & Gardens Real Estate
Continental Disc Corporation
Crescent Lake Christian
First Federal Bank of Kansas City
Good Shepherd United Methodist Church (A Turning Point)
Kearney First United Methodist Church
Liberty Christian Church
LDS Doniphan Ward
Liberty Fire Department
Liberty High School Serteens
Liberty Sertoma Club
Liberty United Methodist Church
Providence Baptist
Second Baptist Church
South Liberty Baptist
St James Catholic – Dinners for Eight
St Stephen Lutheran
The Grove
Western Specialty Contractors
William Jewell College
We want to thank Pizza Ranch in both Liberty and Gladstone for donating pizzas to some of our volunteers, and to our donors listed below on our banner for their generosity.
Thank You for a great Rebuilding Day 2016!
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I'm currently having the best maternity leave ever. It's been cozy and dreamy and full of snuggles with this guy:
The list below? These are a things that are making life so much easier, and letting me spend more time doing what I really want to do: snuggle my baby. If you read this blog, odds are good that you're already pregnant, will be soon, or just were. So . . . thought I'd mention my favorite things.
1. Crock pot meals. If you've ever had a conversation about food with me that lasted longer than 5min., you know I LOVE my crock pot. There's nothing quite like a freezer full of frozen crock pot meals. We've been super blessed by a bunch of wonderful friends bringing over delicious meals, but days in between friends and the snow days are handled. In case you're shuddering, wondering what kind of edible food can come from a crock pot – here you go:
*Art of the Slow Cooker (My go-to crock pot cookbook)
*Freeze Ahead Meals (Not all crock pot, but some great meals. They also list the meals with photographs in the table of contents – genius! Everything is more appealing with a photo.)
*Pinterest (endless delicious inspiration)
*My mom (She's been stocking freezers since I was born, and, really, my current stash is her doing too.)
2. Busy Bags
Bead projects, felt sewing, paper crafts, homemade play doh, art projects, new paper dolls . . . These handy things are saving our sanity. The girls love the endless parade of fun new things to do, and I'm so glad for the variety of activities that take no extra brain power on my part. Everything is labeled, in a bag, with all the items we need to make that project happen. Some are things the girls can do all on their own, and some require help and supervision. Both are amazing. Sometimes I just need them to be busy, sometimes we need to snuggle down and connect face to face. These might be worth a whole blog post sometime . . . They are 99% pinterest inspired (and, again, done mostly by my mom and sisters).
3. A good breakfast.
I'm not usually a big breakfast eater . . . I'm a big coffee drinker who has shaky low blood sugar meltdowns around 11 am . . . Luckily for everyone here, breakfast has been getting better.
*Smoothies – My current favorite is this delicious citrus/banana/spinach mix. Any leftovers get turned into popsicles. The girls are pro smoothies too.
*Granola – Helps with milk supply, tastes amazing, can be eaten one handed. My mom made a giant batch before she left, and watching it shrink makes me sad. Here's the recipe, in case you want some too:
8 cups of old fashioned oatmeal
3 cups chopped nuts (any kind, if you want)
1/2 cup oil (mom uses canola, I think coconut would be amazing too)
1/2 cup of honey
1/2 tsp salt
2 tsp vanilla
Mix ingredients together until all oats/nuts are coated.
(I warm up the oil and honey together in the microwave for 45 seconds, it's easier to coat the oats if it's warmed)
put on cookie sheets (usually two for this amount) or use the bottom of a broiler pan, or pizza pan.
put in preheated oven at 300 degrees for about 12 minutes, take out and turn granola, put in for another 10 minutes, take out and turn, put in for another 10 minutes or so. Done!
*Lots of love and thanks to Ashley for all the photos. I love them more than words can say. xoxo


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Study Abroad presents information on scholarships, university courses, training a continuing education programs, student employment, a information on handicapped facilities. This edition contains 2, 908 entries concerning post-secondary education in all fields in 120 countries a territories. Recommended in: ALA's Guide to Reference Books, Walford's Guide to Reference Material.$8, 268 to S9, 168 per academic year; part-time, $248.60 per credit; students from outside Canada who choose to major in French pay only Canadian fees ... Students should contact the Ministry of Education in their home country for details . ... Qudbec J 1 M IZ7 Tel: (1)819 822 9600 Fax:(l)8l9822966l Web: http://www. venus.ubishops.ca Email: ... hotel and restaurant management, travel counsellor; (h) trades training: appliance servicing, automotive maintenance, carpentry, electricity, anbsp;...
|Estudios en El Extranjero
|Bernan Press(PA) - 1999-01-01
You must register with us as either a Registered User before you can Download this Book. You'll be greeted by a simple sign-up page.
Once you have finished the sign-up process, you will be redirected to your download Book page.How it works:


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Walk into any bar in Canada and order a "rye and ginger" and the bartender, without even blinking, will have one on the bar lickity-split. Sounds like heaven for the cocktaphiles in the crowd; a country where rye is recognized. However, most will know that the term "rye", in Canada, simply means any Canadian Whisky, more on the confusion later. The familiarity with the "rye and ginger" order even flows into many of the US states. If you put the politics aside for a moment, we should realize that whisky and ginger ale is a great combination, possibly even better than the, dare I say, a Dark 'n Stormy.
Many drinks have their place, a Manhattan for a sophisticated evening and a Pina Colada for a winter vacation in the Caribbean. The rye and ginger is a casual, easy going, drink. If you don't feel like a proper cocktail, beer or wine, this is the drink that seems to work. It's not to sweet, the alcohol isn't "in your face", the flavours work well together and the carbonation seems to lighten everything up.
The ingredients used will always make a difference. Ginger Ale is the choice here, not ginger beer like a Dark and Stormy. The whisky will just get overpowered by a strong ginger beer. The number of companies making ginger ale is much better than the cola world, so you do have some option, like Blenheim, Reed's and Boyland. Almost any whisky will play nice with ginger ale, even Scotch. I prefer a lighter whisky, like Canadian or Irish, but an easy going Speyside isn't out of the question.
Straight rye whisky is an option. Alas, for all of the rye fans, there is one caveat; you probably are not getting 100% rye, you may not even be getting 10% rye whisky, when you order a "Rye and Ginger" in Canada or some US States. "What?" you say "there must be some law, like scotch or bourbon, stating rye must be rye". The US has a law, but oddly, and even sadly, there is a trade agreement between the European Community and Canada that specifically states that only whiskies originating in Canada can be labelled "rye whisky". "But what about 100% rye whiskies from the US, like Old Overholt and Sazerac?" you say. Well, I'm not really sure how that works. You can always email the Prime Minister of Canada and lodge a complaint.
Now before my American friends start writing their Congressman, about launching a few Minuteman III nuclear missiles my way, I'm not in agreement with this trade document. Now to all the Canadians who are going to line up in-front of my house, ring my door bell in an orderly fashion, apologize for disturbing me, politely disagree with me, after which you'll apologize for being disagreeable, and then chat about the weather for a minute, shake hands and then be off; I think Canadian whisky is a fine thing, but it's not a true rye whisky. (There are exceptions)
Rye and Ginger
The "rye and ginger" phrase is just something that happened. At one point in time, most Canadian whiskies did have a lot of rye in them. During prohibition, Canadian distilleries ramped up their production, for their thirsty clientele, south of the 49th parallel, and started using corn. Americans in the 1920's didn't seem to care if it was rye, corn, or something out of a bathtub, as long as they got a good stiff drink. The name "rye" stuck and nobody realized we were suppose to change it to a "corn and ginger" or "a mash of corn, barley, rye and ginger". "Whisky and ginger" you say, but "rye and ginger" just roles off your tongue so much easier, and especially if you are a "few" into the night.
Rye and Ginger Recipe
1½ oz Rye Whisky
3 oz Ginger Ale
3 Dashes Orange Bitters
Lime Garnish
Instruction: Simply build into a rocks or highball glass with ice and enjoy.
The Rye and Ginger isn't the most complex drink in the world, but it is an enjoyable one. A bartender rarely ever screws it up, you can modify it with a "call brand" and it is balanced. Even though I used Sazerac for this drink, just to ensure I meet the international cocktail unions definition of rye, I still prefer a good Canadian whisky in this drink. "To each his own", and when you are sitting on a patio thinking about a drink, a rye and ginger just might be the trick.
This months Mixology Monday brought to you by the fine dude at Rumdood.


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Springtime Reading
Spring is a wonderful time to read, learn new words, and write. The warm weather and emerging plants really put us in a creative mood that's perfect for ELA practice. Help your child exercise his language arts skills with these spring-themed exercises.Download All (10)
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Click on an item in the set below to see more info.
Spring Word SearchDownload Worksheet More info
This spring word search isn't just a fun puzzler for drizzly afternoons, it'll also help your kid hone all-important spelling and vocabulary skills.
Seasonal Acrostic: SpringDownload Worksheet More info
On this sheet, make a poem called an acrostic, a popular writing activity for kids.
Spring WordsView Full Activity
Whatever the season, celebrate greenery and growth by helping your child study some delightful spring words.
Spring Writing For KidsDownload Worksheet More info
Here are a few fun things to help your first grader think about the spring season. What does he like to do? What do people wear in springtime?
Spring Word ScrambleDownload Worksheet More info
What's so great about spring? Birds, nature, sunshine, and more! See how many of these spring words your super speller can unscramble.
Sight Words: ButterflyDownload Worksheet More info
The butterflies are out for writing and sentence building practice this Easter! Work on sight words with your young learner.
The set is continued below.
Phonics Fun: C is for CaterpillarView Full Activity
Here's a delightful kindergarten project that will boost your child's reading and writing skills--and make for a happy time on a rainy day, too.
Spring SpellingDownload Worksheet More info
April showers bring May flowers! What else does spring bring? Your child will practice her spelling with these spring-themed words.
Consonant BlendsDownload Worksheet More info
This fun spring worksheet is a great way to practice sounding out consonant blends and celebrate Spring at the same time!
Spring into Spelling: BirdsDownload Worksheet More info
This cute, second grade spelling worksheet is filled with bird-themed vocabulary and jam-packed with several different learning methods.
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Upward Move: Bob Harrell
Bob Harrell
VP of Marketing, Appature
During a one-word exercise at a stand-up meeting, Bob Harrell, declared himself "new." While appropriate—it was his first day at Appature, after all—Harrell is no novice in marketing technology. From laptop rollouts with Astra Merck and a stint in Prague with an e-commerce business, to his most recent position as director, integrated marketing at Shire, Harrell has run the gamut of life-science digital marketing.
"My interest in technology and its application to marketing has been a key driver in my career choices," he notes, "I've always loved technology, especially as the web emerged from a marketing perspective. I wanted to get exposure to other companies, more innovation. I wanted to grow."
That desire to grow led him to Appature, which he thinks is on the cusp of a new trend in pharma marketing. "Appature is a company that provides cloud-based software for life sciences companies. We are not an agency that provides marketing services, but rather the technology power grid that sits underneath all of the marketers' campaigns," he offers. "In 2 or 3 years, people will say, 'how did we run our marketing before this?'"
Harrell's enthusiasm and market outlook make him a good fit as their new VP of marketing. "The reason I took this job is that I see Appature positioned at the center of three converging trends: the move to the cloud, pharma's changing commercial model, and the increased investment in marketing technology, rather than sales force automation," he says.Harrell attributes much of his success to recognizing what comes naturally. "In evaluating your career path, pay attention to the things that give you energy and that feel effortless," he says. "You want to target jobs where the majority of your time is focused on those areas." And lastly, he concludes: "I've been in some jobs that were just an ok match for me and some that were a great match—and in my experience that makes all the difference."


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Quick Reference
A simple and inherently safe test of pulmonary function following exercise. Formal testing consists of measuring pulmonary function before and after 5–8 min of vigorous exercise on a treadmill at 90% of predicted maximum heart rate. Informal tests are often conducted outdoors where the subject runs as hard as possible, or at a pace that usually precipitates an asthmatic attack, for about 3–4 min. Measurements are made of the peak expiratory flow or forced expiratory volume for 1 min (PEF1 or FEV1) at 5, 10, and 15-min intervals after exercise. A significant fall in values at any time is abnormal, and a fall of 15% or more indicates a diagnosis of exercise-induced asthma. As all asthmatics develop bronchospasm after exercise, the test can also be valuable where there is doubt about the diagnosis of mild asthma.
Subjects: Sports and Exercise Medicine.
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Used 2009 Ford Fusion V6 SE
Thank you for visiting another one of Capitol City Honda's online listings! Please continue for more information on this 2009 Ford Fusion SE with 159,024 miles. There is no reason why you shouldn't buy this Ford Fusion SE. It is incomparable for the price and quality. There are many vehicles on the market but if you are looking for a vehicle that will perform as good as it looks then this Ford Fusion SE is the one! A truly breathtaking example of pure vehicle design achievement...this is the vehicle of your dreams! More information about the 2009 Ford Fusion: Ford's affordable mid-size sedan is more fun to drive and handles better than most in its class while maintaining a good ride and decent back seat space. Some will also appreciate how its styling takes a different direction out of a field where many of the models look too similar on the outside. It's also priced a bit lower and has a generous amount of standard equipment in any of its trims. Fuel economy is good with the four-cylinder engine. What's more, Ford's voice-activated Sync calling and audio device is currently one of the most versatile and user-friendly interfaces on the market. Interesting features of this model are Crisp handling, top-technology Sync interface, bold styling, affordable price, and good ride quality
$7,499Price In Stock 1 USD 3FAHP07129R162194 H2418AA Capitol City Honda
|Capitol City Honda
|Ext. Color
|Sequential-Port F.I. 6 Cylinder
|6-Speed Automatic
|Stock #
Specifications, Features, Safety, and Warranty data are based on what is available as standard equipment per trim level, for the designated Model-Year, and may not apply to vehicles with added packages or options. All pre-owned vehicles are sold "as-is" by law. Newer models may still be under factory warranty, please check with dealer for more information. Extended service plans are available. The warranty information represents what the warranty on this vehicle was when new. MPGs for Flex Fuel Vehicles are based on Gasoline MPG data. Images may be provided as a visual representation of the vehicle and may not be of the actual vehicle listed.*All advertised prices exclude government fees and taxes, any finance charges, any dealer document preparation charge, and any emission testing charge. Subject to prior sale. We strive for accuracy, but this pricing information may be different from actual dealer price. Pricing provided are base prices, and any accessories on vehicle are at additional charge. Please check dealer for actual pricing and availability. Not responsible for typographical errors.
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Based on EPA mileage ratings. Use for comparison purposes only. Your mileage will vary depending on driving conditions, how you drive and maintain your vehicle, battery-pack age/condition and other factors.
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Disclaimer for 2014 Fit EV -
132 city/105 highway/118 combined miles per gallon of gasoline-equivalent (MPGe) rating; 82 mile combined (city/highway) driving range rating (adjusted). Ratings determined by EPA. Use for comparison purposes only. Your MPGe and range will vary depending on driving conditions, how you drive and maintain your vehicle, lithium-ion battery age/condition, and other factors. For additional information about EPA ratings, visit http://www.fueleconomy.gov/feg/label/learn-more-electric-label.shtml.


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Company News
Delaware North appointed as catering and hospitality partner at Ricoh Arena and its hotel
Delaware North has been awarded a 20-year contract to operate catering and hospitality services at Ricoh Arena in Coventry, England.
Delaware North and Boston Properties celebrate the official 'topping off' ceremony for The Hub on Causeway project
Officials from Delaware North, Boston Properties, the City of Boston, the Commonwealth of Massachusetts and the community joined more than 50 members of Ironworkers Local 7 to celebrate the official topping-off ceremony for the first phase of "The Hub on Causeway" development today.
Hockey pioneer Willie O'Ree honored at TD Garden
Willie O'Ree made his Boston Bruins debut in 1958 during a 3-0 victory over the Montreal Canadiens. O'ree, who became the first black player in NHL history that day, was honored Wednesday at TD Garden on the 60th anniversary of the historic occasion — fittingly prior to a 4-1 victory over the Canadiens.
Delaware North associates go the extra mile at Atlanta airport
A Delaware North leadership group made a visit to Hartsfield-Jackson Atlanta International Airport on Dec. 22 to join the Department of Aviation in honoring all of the Delaware North managers and associates who helped the thousands of travelers impacted by a recent unexpected power failure at the airport.
Delaware North opens its first Starbucks Coffee store
When Starbucks Coffee opened its doors to customers on Dec. 18 in Tusayan, Ariz., it became the iconic brand's first location in the gateway community to Grand Canyon National Park's South Rim, and the first in Delaware North's portfolio.
Jacobs family's impact on Buffalo sports featured in new history museum exhibition
A new exhibition at The Buffalo History Museum, "Icons: The Makers and Moments of Buffalo Sports," tells the story of Delaware North's early days and how Louis M. Jacobs turned his interest in sports concessions into purchasing an American Hockey League franchise.
New WNY Business Hall of Fame inducts Delaware North Chairman Jeremy Jacobs
Delaware North Chairman Jeremy Jacobs was among the inaugural class of inducted into the new Western New York Business Hall of Fame during a ceremony at the Buffalo History Museum.
Delaware North acquires Magicgoal Ltd, operator of three premium quick-service UK concepts
Delaware North has announced the acquisition of Magicgoal Ltd, which owns and operates premium quick-service United Kingdom concepts Prime Burger, Rotisserie Chicken and Sandwich & Co.
The Westin Buffalo, Patina 250 celebrate successful first year of operations
In celebration of the first anniversary of the Delaware North-operated Westin Buffalo and Patina 250, the properties have debuted the Courtyard at Patina 250, a stunning new outdoor dining space.
New Orleans airport team gives back
Delaware North's team from Louis Armstrong New Orleans International Airport recently volunteered at the Ozanam Inn, a St. Vincent DePaul homeless shelter in an underserved part of the city.


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FREMONT — Moina Shaiq didn't venture outside on Sept. 11, 2001 — or the next day, or the day after that.
It took her more than a week to finally leave her opulent Fremont home — as always with a headscarf covering her hair — and go grocery shopping for her family.
At the time, Shaiq could barely face a world she thought hated her. But instead of withdrawing deeper into Fremont's Muslim community, she soon would become an important face of it.
In the years since 9/11, Shaiq, 51, has founded a nonprofit that helps Muslim seniors and joined more than a dozen civic organizations. The mother of four has made time to drive cancer patients to doctors' appointments, provide spiritual guidance to the sick at Kaiser Permanente Fremont Medical Center, bring city leaders into her mosque and encourage fellow Muslims to get involved in politics.
"I just had this feeling that I needed to let people know that not all Muslims are bad," Shaiq said.
Her transformation from suburban mom to community leader started with her opposition to the Patriot Act — the 2001 bill that curtailed privacy rights in order to help federal authorities keep closer tabs on terrorists.
In lobbying the Fremont City Council to oppose the bill, she came into contact with city leaders and soon accepted an appointment to the city's Human Relations Commission.
She continued to network, joining numerous civic organizations and helping start a couple of her own — the Muslim Support Network and the American Muslims and Friends Democratic Club.
Her work with the Tri-City Interfaith Council has made her a regular at the annual Holocaust Remembrance Service.
And with the Fremont Alliance for a Hate Free Community, she helped promote "Wear a Hijab Day" in 2006 after a Muslim woman wearing the head covering was shot to death as she was walking with one of her young children on a Fremont street.
"Moina is very comfortable in her faith, but she is also very comfortable with American pluralistic society," said Agha Saeed, a friend and professor of political science at Cal State East Bay. "She is a true face of American Muslims."
Activist's roots
Shaiq's background is atypical of most American Muslim immigrants. She grew up in an upper-class home in Karachi, Pakistan, where she attended English-language schools and graduated from college with a degree in psychology at age 19.
Upon graduation, her parents arranged for her to marry an engineer, Mohammad Shaiq, who had a job lined up in Dallas.
"I was so excited to come to America," she said. "I just wanted to assimilate completely into the society."
After short stints in Texas and Florida, as well as several months in Zambia, the couple moved to Fremont in 1982, where Moina Shaiq opened a computer wholesale business and her husband worked for Sprint.
But they didn't fully immerse themselves in American culture as Shaiq had expected.
Most of their friends were fellow Pakistani immigrants, and Shaiq, who never attended mosque in Pakistan, began learning more about Islam.
In 2000, she started wearing a headscarf, and her eldest daughter soon followed her example.
"When my kids were born, that's when I realized that I have an identity, and I should teach them my language and my culture," she said. "But first I had to learn about my faith."
Community service
Shaiq's husband took over the computer business after their youngest daughter was born in 1997. With more time at her disposal, she began volunteering with a Muslim civil rights group and a community soup kitchen.
As Shaiq began volunteering more after 9/11, she realized that many Muslim seniors were confined to their homes with little social activity or access to services.
"A lot of the seniors from my community didn't know that there is paratransit or Meals on Wheels," she said. "In Pakistan, the community takes care of elders, but here, the community is busy because people are working most of the time."
In 2005, Shaiq started the Muslim Support Network, which connects seniors with available resources and organizes events for Muslim seniors at the Fremont Senior Center.
The program's success has been noted by local social service workers.
"I've sat with people who say the work she's doing has been a lifesaver for them," said Suzanne Shenfil, Fremont's director of human services. "We're very appreciative of her. She's not flashy, but she's always working hard behind the scenes."
Shaiq has also sought to comfort the sick. For the past three years, she has been a volunteer spiritual adviser at Kaiser, although she visits Muslim and non-Muslim patients alike.
"She's very peaceful, very present," said Carol Estes, who helps run Kaiser's chaplaincy program. "Her energy is, I would say, life-affirming — just her presence when she enters a room."
Drive behind effort
One reason Shaiq says she works so hard to show Muslims in a positive light is that she often feels misplaced guilt when a Muslim commits an act of violence.
The day after U.S. Army psychiatrist Nidal Hasan opened fire on his fellow soldiers in Fort Hood, Texas, Shaiq dropped her daughter off at a youth soccer game, but once again didn't feel comfortable going out in public.
"I couldn't bring myself to leave the car," she said.
Finally Shaiq mustered the strength to walk around a lake adjacent to the soccer fields, but she still couldn't bear to make eye contact with the people she passed.
"It was like I had done something wrong," she said.
Shaiq watches television news and reads the newspapers with trepidation.
"Any time it's a Muslim that does something violent, it makes headlines," she said. "People look at us in a negative way because every time they turn on a television or open a newspaper, that's what they see."
When her youngest daughter asked why "Muslims were so bad," Shaiq told her, "It's just a few people on the extreme giving the community a bad name."
Shaiq, who became a U.S. citizen more than 20 years ago, said she has never faced discrimination in Fremont. "I'm very blessed living in this community," she said. She also said she feels "completely American," even though she still fears that some Americans will judge her for the scarf she wears on her head.
"It's always on my mind that I need to change the image of what a Muslim is for ordinary Americans," she said. "That's why I live and breathe community service."
Contact Matthew Artz at 510-353-7002.
For more Fremont news, read his blog, IBABuzz.com/tricitybeat.


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Locker rooms are not the most conducive environments for a full-on beauty routine (unless an elbow in the face is somehow discovered to be anti-aging). That doesn't mean you should abandon routine altogether, because while working out is great for your body it can be murder on your skin and hair. So if you don't have time to head home after your workout before heading to your next destination, here are five budget beauty items you'll want to consider making gym-bag staples. (Quick Tip — save yourself the disaster of leaking products by always carrying liquids in ziplock baggies).
Budget Beauty Products for the Gym
1. Dry Shampoo. While actually showering is always ideal, sometimes a lunch-hour schedule doesn't allow for it, so dry shampoo is the way to go. Get one on the cheap with Tresemme's Fresh Start Dry Shampoo, $3.49 at Walgreens
2. Facewash. After a workout, you'll want something both gentle and exfoliating to get rid of those impurities but leave your skin make-up ready. L'Oreal Advanced RevitaLift Radiant Smoothing Cream Cleanser works for us, only $6.02-$6.99 at most drugstores and big box.
3. Heavy duty antiperspirant/deodorant. We like Mitchum SmartSolid Clinical Strength, $4.99, Walgreens.
4. Tinted moisturizer with SPF. Skip a step by combining moisturizing and evening out your skin tone in one product — like Neutrogena Healthy Skin Enhancer Tinted Moisturizer, $11.49 at Drugstore.com.
5. Lip balm. We're not talking the waxy stuff — think glossy and super moisturizing. Angela swears by Nivea Lip Care products, especially A Kiss of Shimmer which gives you moisture and a little color on the go, for under 3 bucks.


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SOURCE: Emerge.MD
February 18, 2014 11:00 ET
Supports HIPAA-Compliant Sharing of Patient Information Stored in Box Between Healthcare Providers Using Mobile Phones and Tablets
Supports HIPAA-Compliant Sharing of Patient Information Stored in Box Between Healthcare Providers Using Mobile Phones and Tablets
PHOENIX, AZ--(Marketwired - Feb 18, 2014) - Emerge.MD, the only telehealth cloud platform that can securely connect all the people, processes and technology involved in virtual care, today announced its OnePass™ secure messaging app will integrate with cloud-based content and collaboration management platform Box.
The integration will enable collaborating healthcare providers, using the Emerge.MD OnePass™ app, to share Box-hosted patient information seamlessly from their phones or tablets. Both OnePass™ and Box support HIPAA and HITECH regulations.
"OnePass™ and Box are erasing the barriers to clinical collaboration and bringing healthcare provider communication in to the 21st century," said Dr. Jim Mankin, Chair of Surgery at St. Joseph's Hospital and Medical Center in Phoenix. "Physicians are the only people left on this planet using pagers, and it's ludicrous. Now, using my smartphone, I can pull up a patient x-ray on Box, and send it directly to another physician using OnePass™ without worrying about violating any privacy laws. It's a revelation."
The OnePass™ and Box integration comes at a time when industry trends are pushing physicians to coordinate patient care in networks like government-incentivized accountable care organizations (ACOs), and when remote physicians, collaborating via telehealth, is becoming increasingly common.
"To improve healthcare quality, we must improve healthcare access," says Emerge.MD CEO Shahram Partovi, M.D. "Telehealth strategies not only give patients better access to doctors, but also give doctors better access to information. The Box integration will improve the speed and accuracy of physician consults, and enable the care collaboration ACOs need to be successful while complying with privacy laws."
The OnePass™ mobile app is available for download from the Apple App Store now. An Android version will be announced in the near future.
About Emerge.MD, Inc.
Emerge.MD simplifies telehealth by offering a health grade platform as a service that includes a suite of collaboration tools that make it easy to provide specialty services anytime, anywhere, and on any device. A privately-held company based in Phoenix, Ariz., Emerge.MD has over a decade of experience working with both hospitals and individual providers to enable their telehealth strategy by delivering online patient communities as well as offering solutions for use cases such as telestroke, dermatology, behavioral health, online urgent care, ED throughput, store and forward referral and patient discharge. For more information, visit www.emergemd.com or connect with Emerge.MD on Twitter (@Emerge_MD) and LinkedIn. See a live demonstration of Emerge.MD products at HIMSS 2014 at booth #4945.
Vincent BalsamoEmail Contact
602-635-1535 x102
Vincent BalsamoEmail Contact
602-635-1535 x102
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East Sussex National
East Sussex National boasts two championship courses that were designed by Robert E. Cupp, one of Jack Nicklaus's course architects, with major championship golf in mind. The resort has hosted two European Opens on the European Tour and played host to some of the world's leading players including Nick Faldo, Ernie Els, Vijay Singh, Colin Montgomerie, Jose Maria Olazabal, Nick Price and Ian Woosnam.
Top Offers at East Sussex National
Exclusive promotions and discounts*
- 1 in 12 goes free between 1st January 2018 and 31st December 2018!
- 1 in 12 goes free between 1st January 2019 and 31st December 2019!
*Where applicable, the relevant promotions will be applied during the booking process.
We found 5 offers matching your search.
East CourseThe East Course was designed to test the talent of the world's finest golfers, and measuring 7,138 yards from the gold tees, is a formidable test. The host course for many a top level event, including the 1993 and 1994 European Opens, as well as five European Challenge Tour events and four PGA European Tour qualifying schools between 1994 and 1997, the East has clearly fulfilled its purpose as well as thrilling the club golfer looking to take on a thoroughbred tournament test.
However long and challenging this might be from the Gold Tees, it is not out of reach for the handicap golfer. A number of other tee positions allow for golfers of varying ability to test their game on the East Course, with blue tees being laid out close to but in front of the golds, as well as white tees which offer a much more manageable game of golf to the higher handicapper.
The East Course also offers a set of Red tees which shorten the course to 5,294 yards and the ladies can also take on the tournament experience too, with a designated SSS of 75 applied to them by the LGU while playing from the further back white tees.
Fairly open from the tee, the East Course allows golfers to have some fun with the driver, while sublime putting surfaces and perfectly maintained bunkers and fairways tick all of the boxes in terms of the course's conditioning.
The real challenge on the East Course comes in the form of the approach shot thanks to well protected greens which feature huge undulations and steps in places, making precise approach play an important facet of the game. Get out of position around the greens and saving par will certainly not be a walk in the park.
Be sure to conserve some energy too, for the East Course boasts one of the best and certainly most demanding closing stretches of holes in the country.
Par: 72
Designed by: Robert E Cupp
Opened for play: 1990
Previously hosted: European Open (1993 & 1994) – PGA European Tour Qualifying School Venue – Five-time European Challenge Tour Host - Open Championship Regional Qualifying (2014)
Gold: 7,138 yards, SSS 74
Blue: 6,760 yards, SSS 72
White: 6,046 yards, SSS 69 (White Ladies Championship Tees: 6,046, SSS 75)
Reds: 5,294 yards, SSS 71
Signature Hole – No. 17: Par 4, 450 yards (Gold Tees)
Picturesque yet perilous, the 17th on the East Course is a cracker of a par 4, measuring no less than 450 yards from the tips. Water runs up the left then cuts across the fairway, meaning the golfer must lay back far enough from the tee so not to risk their ball ending up in a watery grave. Once in the fairway, it is perhaps best to take an extra club when hitting your approach as the green is slightly elevated and is protected by a steep run off at the front. This leads down to the creek which has made it way over to the right of the hole.
West CourseThe West Course was once the private playground for club members but thankfully it's now open for play to all comers. Often regarded as the more scenic and intimate of the two courses, the West is just as tough a nut to crack as its better known sibling. Tighter from the tee and more undulating, the West has bundles of character and although being surprisingly longer than the East Course, is doesn't really play as such and, as on the East, there are tees to suit varying standards of golfer.
Par: 72
Designed by: Robert E Cupp
Opened for play: 1990
Previously hosted: Challenge Tour Championships (1995-1998) – European Tour Qualifying School Venue (1994-1997)
Gold: 7,154 yards, SSS 74
Blue: 6,638 yards, SSS 72
White: 6,069 yards, SSS 69 (White Ladies Championship Tees: 6,069, SSS 75)
Reds: 5,199 yards, SSS 70
Signature Hole – No. 12: Par 5, 542 yards (Gold Tees)
It's no easy task to pick the signature hole on the West Course at East Sussex National. The 1st, with a green below the level of the fairway gets you off to a flyer and the par 4 10th boasts a daunting yet spectacular approach. The par 5 12th however, is probably the most memorable. Horsted Creek runs along the entire length of the hole and comes more and more into play the closer you get to the green. The longest of hitters may choose to go for the green in two but laying up is the prudent play, with huge American style mounds to the left of the green and water lurking front and right. You can't switch off for a minute on this technical long hole, with birdie and double-bogey being an equally likely score, subject to the quality of your shots!
Practice FacilitiesThe Academy, at East Sussex National Golf Resort & Spa, boasts excellent practice facilities. The driving range boasts both artificial and real turf hitting areas which allow for practice throughout the year and there is ample space to practice your short game. Pitching and chipping areas, three putting greens and a championship standard three-hole academy course complete the package and allow for exhaustive practice should the need to sharpen your game arise.
At The ClubhouseThe East Sussex National Clubhouse boasts both indoor and outdoor seating and is a great place to enjoy a bite to eat or indeed a few well deserved drinks before or after your game.
Live sports are shown on screens around the bar and in the changing facilities there are ample lockers, power showers and even a sauna; perfect for loosening up any sore muscles after a long day on the course. A locker room attendant will supply you with fresh towels.
The east Sussex National pro shop is supremley well stocked and will service all of your golfing needs, with friendly and professional staff members on hand to offer any advice you may need.
Other InformationBoth golf courses at East Sussex National are a tough walk so a buggy comes recommended. Throughout most of the year, the club employs a "90 Degree Rule", where players are asked to keep to the carth paths until reaching their ball where they can then move onto the course on the buggy, minimising the damage caused by the vehicles while allowing golfers to complete their rounds easily and in good time.
Halfway houses allow golfers to stock up on drinks and food at the midway point in their rounds so there's no need to overload before teeing off.
The club also employs a bag drop service which allows golfers to leave their clubs at the clubhouse entrance before checking in for their tee time. Your clubs will then be brought down to the course level, ready and waiting for you to warm up or tee off, whether your on a buggy or not. After your round, you can then simply leave your clubs with the caddy masters, who will have them ready for your tee time the following day.
A complimentary club cleaning service also ensures you will leave East Sussex National with your clubs looking as good as new.
Accommodation at East Sussex National
East Sussex National Golf Resort and Spa boasts 104 spacious rooms, and is perched beautifully above the two championship golf courses. The hotel has been a fantastic addition to a world-renowned golf destination.
Like the golf courses, the hotel benefits from beautiful views of the South Downs, whilst offering the best in modern facilities. A spacious hotel set over three levels, the East Sussex National Resort also offers an exceptional level of service during your stay, ensuring a relaxing stay during your golf break. Meanwhile, the rooms feature walk-in showers and wall-mounted TV's, whilst the dining and leisure facilities only enhance the quality of the resort.
The terrific facilities and unrivalled customer service have helped East Sussex National to quickly become one of the premier destinations for a golf break in the South East.
The Horsted Spa has tremendous purpose-built treatment rooms, offering the best in health and beauty therapy, notably the ESPA body treatments, facials and massages. The leisure club features the most technologically advanced gymnasium, supplied by Technogym, while the aerobics studios are home to scheduled pilates, yoga and spinning classes. The complex is also equipped with a swimming pool, sauna and a eucalyptus essence steam room.
- Championship Standard Course
- Golf Academy
- Driving Range
- Putting Greens
- Golf Buggies
- Gymnasium
- Spa
- Indoor Swimming Pool
- Wireless Internet
- Tea/Coffee-making Facilities
East Sussex National Reviews
Both golf courses at East Sussex National were in excellent condition and provided a very fair test of golf for all abilities. The bar prices were a little on the high side but we had no complaints at all with the hotel staff or the facilities.
I would also like to make a special mention of the on course staff as they were exceptional. The starters were very friendly and helpful and having your clubs cleaned and looked after each night was an excellent extra touch.
Overall I would rate East Sussex National 9.5/10.
As always, Your Golf Travel's service was excellent and I
would recommend it to other golfers.
The East Sussex National resort made for a perfect weekend break, with two accessible (but challenging) courses offering a good amount of variety for the improving & more experienced golfer. Both were in great condition too.
The facilities at the resort exceeded expectations, with the accommodation being spacious, and a health spa offering the choice of pool/sauna/steam for a welcome way of unwinding after 18 holes.
The package was found to be very good value by all, with a host of inclusions at a very competitive price. Both myself and partner would recommend East Sussex National & YGT to friends.
East Sussex National proved an excellent choice for a golf break. The reception on arrival was one of the most friendly we have ever encountered and this was the case for all the staff we met throughout the resort. They all appeared to be really pleased to see us and gave helpful advice when asked, going out of their way to get the information requested. The caddy master and golf staff also gave an excellent service and it was great to have our clubs retained in the store and returned cleaned the next day.
The two golf courses were in excellent condition with well maintained greens and we enjoyed playing both courses. Neither was over-crowded, allowing most enjoyable holiday golf.
The guestrooms in the hotel were a really good size, were very clean and had good facilities. Breakfast in the restaurant was excellent. It was disappointing to have the same meats on the carvery on two consecutive nights, particularly with an allergy to one, but an alternative was offered when this was mentioned. Good service once again.
In summary an excellent break, good value and extremely efficient
admin and advice from YGT.
We played both the East and West courses at East Sussex National and found them to be in excellent condition. Both courses were quite long (especially the East course) and challenging so choose your tees wisely. We preferred the more picturesque, tree lined layout of the West course over the East but both are excellent tests of golf.
The course Marshalls are very helpful and try to make sure that groups play at a good pace which makes for a great experience.
The inside of the clubhouse was a little bland, but the outdoor terraces were lovely and we were lucky enough to have warm sunny weather in which to enjoy them. There was a wide choice of bar meals and sandwiches which were very tasty and reasonably priced.
The Pro shop was excellent with good selections of clubs, bags, clothing and gadgetry on offer. The caddy master facilities were also very good. Our clubs were taken care of overnight and were cleaned and delivered ready for the next day's golf which we all thought was an excellent touch.
We loved the hotel too. It was spacious and modern with a large bar area, the reception staff on our arrival were really helpful and the restaurant staff were also very keen to make sure everything was to our liking.
The menu in the restaurant was quite limited – a choice of 3 starters, 3 mains and 3 desserts only – but we had no trouble finding something appealing and all the food was delicious, including one of the largest helpings of cheese, crackers, chutney and grapes I have ever had!
We upgraded to a club room which gave us a beautiful view from our balcony of the golf course and Sussex hills beyond. The room was very spacious, as was the bathroom with separate bath and shower cubicle and the bed was extremely comfortable. Breakfast was delicious with everything you could wish for including some fantastic field mushrooms.
We had a brilliant stay in all respects and would definitely
return and would not hesitate to recommend to others. We would score it
as a solid 9 out of 10 and once again we received great service from Yourgolftravel.
We thoroughly enjoyed our stay at the East Sussex National resort. The accommodation was excellent as were the golf courses and all staff members were very obliging. Nothing was too much trouble.
Offloading the golf clubs on arrival was another plus as it meant the Ladies only had to take their batteries back to their rooms to charge them. The Ladies agreed they could quite happily return to East Sussex National another day.
We had a great time at East Sussex National last
week. The golf courses are lovely to look at, in good condition and have
challenging greens which keep you on your toes. All members of the golf
team were so friendly and keen to make sure we had a good time and of course
there was the bonus of having our clubs cleaned after each round and stored
overnight...altogether a very special experience.
The overnight stay was excellent too, with lovely food in the hotel.
We would definitely like to have another golf break at East Sussex National and would recommend others do the same.
Thanks to YGT once again for your friendly and professional
help...we always recommend Your Golf Travel to anyone who asks.
We were a party of four golfers who played both the East and the West course on a golf break to east Sussex National.
Both golf courses offer up a terrific challenge. We played off of the gold tees (back) and our high handicappers played from the whites (forward) and we all agreed that the courses gave us some very enjoyable and swashbuckling golf.
It is clear that when it was built in 1990, no expense was spared in laying down the golf courses. They are both very well routed and the scale of the holes is staggeringly good. There is something for everyone here.
Undulating greens, water hazards, tree lined fairways, picture perfect par threes, demanding par fours, strategic decisions to be made, barn storming Par 5s all complemented by lush fairways, flat tee boxes and well cared for greens.
Cut through mature forest, most of the shots have a degree of pressure which is great fun. In terms of the golf alone, this place comes highly recommended from me from now on!
The off course facilities do not disappoint either. From the bar to the restaurants and into the guestrooms, everything is really nice. The spa is a welcome treat too. This resort offers tremendous value for money whichever way you look at it.
We will be back for more soon. One tip though...take a buggy
if you can. It's a long, tough walk otherwise and they are not overly expensive.
Just back from a fantastic trip to East Sussex National and we got a great deal through YGT who made sure we got the best price available and arranged all tee times / rooms to our convenience.
East Sussex National is a top notch hotel with great rooms, good food, reasonable drinks prices, on-site spa/pool and excellent service (particularly from the golf staff).
The facilities were great too. There's a decently stocked pro shop, good short game areas, practice greens and a full length driving range. We played on both courses and the West is an absolute gem of a course which has got to stand up there with the very best in the UK.
I would definitely recommend East Sussex National for an
amazing golf break and of course will be booking with YGT again in the future.
Just to thank Your Golf Travel for arranging our trip to the East Sussex National Golf Resort & Spa which was absolutely terrific! We thoroughly enjoyed both courses; the greens are great and very interesting! The club house staff could not have been more helpful and we have already recommended the venue to several of our friends. We look forward to the opportunity go there again.
And thank you to Your Golf Travel for a very professional service.
My golfing buddies and I have been on many golf breaks and while they are always good fun we have yet to come across a venue that has really blown our socks off! However after having Your Golf Travel recommended by a friend we were pointed in the direction of the East Sussex National Golf Resort & Spa and we thought it was a different class!
The East Course was a really tough but enjoyable test and it was in perfect condition from start to finish. The West Course was a bit tighter from the tee so was more of a thinking man's golf course. It presented a different challenge to the East which was good for the golf break as a whole. We understand that both courses were designed by an employee of Jack Nicklaus' course design so it comes as no surprise that both of the golf courses were maintained to the highest standard and both had really interesting layouts. The hotel was fantastic as well and the level of service was out of this world...like nothing we had seen before!
The facilities including the spa were excellent and so was the quality of the food. The views of the South Downs from all over the resort were the perfect backdrop to our top class golf break.
Your Golf Travel deserves a pat on the back! 10/10
I just wanted to say thank you for recommending the trip to the East Sussex National from where I have just returned. The courses were very good, we particularly enjoyed the West which we played twice. The hotel, food and staff were all first class. I would certainly recommend the venue to anybody. My thanks again, back to you in the New Year no doubt.
East Sussex National Frequently Asked Questions
Q - What time is check-in and check-out times?
A - Check-in from 2pm | Check-out from 11am
Q - What time is breakfast?
A - 7-9:30am
Q - What is the dress code for dinner?
A - Smart Casual
Q - What restaurant do I need to book for dinner?
A - Fore and Pavillion Restaurant
Q - Is there a range on site?
A - Yes
Q - Are there buggies available to hire?
A - Yes
Q - Are there any weekend golfing restrictions?
A - No non members tee off times before 11 am
Q - How many bars are there?
A - There is 1 bar on site
Q - Is there BT or Sky Sports in the communal area?
A - BT and Sky Sports
Q - Is there a charge for car parking on site?
A - There is complimentary car parking


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The C. G. Jung Society of the Triangle is an organization of people interested in learning about the work of Swiss psychiatrist Carl Gustav Jung. Since 1983 we have offered lectures and workshops presented by Jungian analysts from across North America. People from various backgrounds and professions attend our programs. Non-members are welcomed at all lectures and workshops.
We are a diverse grass-roots society in the Triangle area,
interested in the life and work of C. G. Jung.
We are passionately moved by and deeply engaged
in the evolution of Jung's paradigm of analytical psychology.
We are a forum to encourage and enhance the individuation of members and to promote the individual in community.
This is accomplished through lectures, workshops, small groups, experiential encounters, and retreats.
We strive to be a group that:
• Nurtures our search for meaning
• Nourishes our psyches
• Awakens our imaginations
• Helps heal our wounded parts


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Welcome to the Antique Show's website! Here you will find information on the events that we promote, what to expect, and where they will be. Click on any of the navigation buttons above to find detailed information on these events.
We started promoting shows in 1985. We promoted shows in Appleton, Stevens Point, Wausau, Eagle River, Greenbay/De Pere, Janesville, Madison, Eau Claire and Door County, Wisconsin plus St Paul and Mankato, Minnesota. We are semi-retired now and promote three shows a year with select dealers and quality antiques & vintage finds from buttons to furniture. See pictures below.
The first show of the year is in February at the D.C. Everest High School in Schofield, Wisconsin (5 miles South of Wausau).
The 2nd show is in March at St. Norbert College, De Pere, Wisconsin (5 mi. So. of Green Bay).
The last show of the year is the 2nd weekend of November in Wausau, Wisconsin at Marathon Park, East Gate Hall, Stewart Ave.
The shows have at least 35 booths and up to 68 booths of quality, unusual, and unique antiques. Find early country, Victorian, Deco, and Mid-Century Antiques & Vintages finds! Mary Lou's crystal and china repair is on site at some of the shows. For more info, call Audre or Ray at 715-355-5144. The parking is free at all of the shows! Admission is between $4.50 and $5.00, under 16 is FREE, price good for all days of the shows.
Buy - Sell - Trade - Chat - "have some old fashioned fun" and come buy the past!
For more infomation call 715-355-5144.


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Delta-Northwest Merger The New Delta Pre-Combination Change Initiative Reason for the Merger
Intended Change
Scope of the Change
Reason for the Merger NWA filed bankruptcy
Delta reemerging from bankruptcy
Delta's need to compete with American Airlines for the nation's largest airline carrier
Intended Change Gain competitive advantage
Adding NWA's Asian air cargo market
Financial strength and global reach to "thrive" Timeline Scheduled Jan. 2008 – Jan. 31st, 2010
Early 2009: Single Image
-Physical aspects
-One brand and its identity
Oct. 2009: Merge frequent flier programs, flight schedules, and policies
Dec. 31, 2009: Operating certificate received
Jan. 31, 2010: Merge reservation systems Scope of Change Corporate Level
-Customers Goals of the Merger Create world's largest airline carrier
Combine end to end networks
Get passengers to just about any destination
Gain more business travelers
Produce over 1 billion overall in annual revenue and cost savings
Legal Combination Phase Terms
Register the Transaction
Gain Government Approval Terms Retain Delta Name and headquarters
Retain Richard Anderson as CEO
Merge airline operations into the largest U.S. Airline.
On September 26, 2008 it was announced that both Delta and Northwest's shareholders had approved the merger.
Register the Transaction Gained Government approval by a federal antitrust review board consisting of members of the U.S. Congress -August 7, 2008, the merger won regulatory approval from the European Union.
-October 29, 2008- U.S. Department of Justice approved Operational Combination Phase: Day 1 activities
Operational and technical integration
Cultural Integration
Day 1 Changes Needed Return to profitability
Regain trust of employees and customers
-Letter to employees detailing plans for future
Re-establish Delta as leader in quality of service
Re-establish commitment of employee job security Day 1 Activities Northwest WorldPerks was merged into Delta SkyMiles on October 1, 2009
As of December 31, 2009, -216 of NWA's 303 aircraft have been pained in Delta colors.
-Operating certificates were merged
-Northwest's three US Hubs have been fully rebranded and gates have been consolidated. Reservation systems were merged on January 31, 2010; officially retiring the Northwest brand. Day 1 Activities Layoff announcements
2000 management positions eliminated
No reduction of blue collar employees or pilots
R.Thomas Buffenbarger (IAM pres.) doubted that the airlines could merge "without eliminating service and purging employees."
-He was wrong
Day 1 Activities Soundness of Plan The deal would join two big airlines with complementary route networks.
Delta is the leading U.S. airline in the trans-Atlantic market and has strong domestic routes, especially in the Northeast, South and West.
Northwest has been one of the leading U.S.-Asia carriers for more than half a century, and it's a formidable domestic presence in the upper Midwest.
The new Delta would have major hubs in Atlanta, Detroit, Minneapolis/St. Paul, New York, Amsterdam and Tokyo. Operational and Technical Integration Physical Moves
-Repaint AC
-New Delta employee uniforms
-Rebranded NWA hubs
Structural Changes
-Eliminate overlapping routes and gates
-Eliminate duplicate office space
-Retire aging aircraft Operational and Technical Integration Strategic Objectives Integrating route structures
The integration on NWA and DAL's route structure has worked well, particularly the lucrative Asian cargo routes, as have combining most other operations Integrating reservations, scheduling and pricing the merger gained Delta market share in Asia, and the Midwest, allowing for more competitive pricing. Operational and Technical Integration Cost savings- Combined operations will reduce costs by:
Eliminating overlapping routes
Ability to purchase fuel at reduced costs (volume)
Elimination of redundant positions (2000)
Elimination of redundant facilities
Eliminate aging inefficient Aircraft
Creating efficient scheduling of flights
Cultural Integration Re-Establish commitment to employees/stakeholders
Return to profitability
Regain trust of employees and customers
Re-establish Delta as leader in quality of service
Re-establish commitment of employee job security Cultural Integration Defeat flight attendants union representation
A major ingredient of the change is eliminate the threat of union representation for groups other than pilots.
Prior to the merger, NWA had union representation in all employee groups except its mechanics.
Delta has historically been non-union with the exception of its pilots.
-Delta conducted "the largest anti-union campaign that this country has ever seen," said AFA President Pat Friend.
-Delta Offered pilots a 3.5 percent equity stake
-Offered non pilot employees 4% equity stake
-Committed to returning employees to industry standard pay
-Offered pay and benefits, including expanded flight privileges. Beginnings
Global expansion
Merger with Republic
Corporate affair & Identity
Merger with Delta Airlines Foundation
Delta goes to war (1942)
International Expansion
Global Carrier
Sky Team Alliance
Merger with Northwest Airlines Pre-Merger Delta Airlines (2008) Northwest Airlines (2008) Post Merger Delta Airlines (2008) Northwest Airlines (2008)
Delta Airlines (2010) Increased Revenue by 39.6 %
Decreased Employees by -5.48%
Financials looks stable
Customer service has taken a turn for the worse
Best Buddies? Northwest Airlines CEO Doug Steenland & Delta CEO Richard Anderson
Results Greater scale economies
Greater worldwide presence
Stronger financial position
Operational performance difficulties
Moving Forward Process Consultation
Team Building
Large Group Intervention
Employee Involvement Intervention
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Delta-Northwest Merger
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Ben Kadingon 5 May 2011
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Bridesmaid In Stuffs: The White Dresses For Juniors
White dresses for juniors, equipped with a bunch of smelly white rose, can be a great example to be used as if you are about to search the best dresses design to be used as your junior bridesmaid. Well, you are agree that every single thing which is related with your wedding day need to well prepared, right? Thus, in order to accelerate your wedding day preparation, you can follow some tips and trick bellow on how to mix and match the dresses for your junior bridesmaid along with the wedding gown you have prepared. Just in case, you want to make it way more perfect than the usual wedding party, along in the city. So, are you ready to follow the instruction below?
White Dresses for Juniors in Detailed Design
15 Photos Gallery of: Bridesmaid In Stuffs: The White Dresses For Juniors
The thing you should keep remember is that it is your best day, so that each single stuffs is up to you, it means you do not need to listen another people complain about the appearance or else, as if you think that it was the best as you can prepare to. Therefore, for the dresses for junior, you better to choose the white color instead of maroon or pink, so that it can be matched perfectly with every color you are about to use as your wedding gown. Next, you only need to choose which one is the best fabric to be used as the dress' material.
White Dresses with White Rose in Perfection
For instance, you can use the lace material as the basic material and design for the bridesmaid dresses, in case you want to let them to look so elegance yet still simple as well. Do not forget to equip them with a bunch of white rose, to add up the warm and romantic appearance of them all.


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FORT COLLINS, COLORADO — As this mid-sized city in the American West prepared to revise its long-term city plan last year — the blueprint for its future — the biggest challenge was the here and now.
Tax revenues had plunged thanks to the recession. Retailing had eroded, in a place that had long seen itself as the downtown of far-flung rural northern Colorado, taking the health of the downtown with it. Even the mechanics of the planning process, using experts in transportation and economics paid by the city, posed a daunting hurdle, not to mention how to pay for the roads and redevelopment that planning usually promises.
"We could do an urban design plan, but we didn't have the money to pay for any of it," said the mayor, Karen Weitkunat. "It put a reality check on what we were here to do."
Recession — or something that feels a lot like it, retrenchment — and a steady drum beat of decline can put a damper on all kinds of innovation. But for cities, in particular, the stakes are enormous: How, in the midst of malaise stretching from the embattled eurozone countries to the mountains and plains of the American West, are they supposed to plan for a future that is supposed to be more sustainable, connected, and livable, while they are, in a word, broke?
An equally important factor, rippling through many American cities, was that one of the major traditional motivations for planning — to restrain growth that might otherwise spiral out of control — had decamped like a retreating army. Pressures on real estate and energy use from building new housing, strip malls, stores and manufacturing space were simply no longer what the new plan, or any plan, needed to address.Continue reading the main story
"What everyone agreed on was that everything had changed," said Joe Frank, the city's advance planning director.
But limitations produced opportunities. What emerged from the new reality — options reduced at one end, but opened up at the other in thinking past the old go-go model of real estate as the engine of prosperity — was a fundamentally different way forward.
Scholars who track land use and economics say the new chemistry in Fort Collins was in some ways like the shuffled political alliances after the Cold War, where once-competing interests now cooperated.
"Four years ago I thought I understood development; now I think it's anybody's guess," said Lisa Schweitzer, an associate professor in the school of policy planning and development at the University of Southern California.
With development pressure off the table, environmental-minded groups and residents no longer needed to focus obsessively on fighting things like sprawl and could turn their attention to other topics, like energy. And businesses that had prospered under the old model — build it and they will come — had to look for new ways of thinking, too.
So Fort Collins reached out as it never had before, seeking volunteers and input, and, just as crucially, ideas about how to finance a new future in an age of limits.
And those reaching back, including some people and organizations who had never participated in city planning, from arts groups and beer brewers to technology entrepreneurs and professors at Colorado State University, created the city's new vision of itself — an ambitious and comprehensive plan, even by the standards of bigger cities in more prosperous times.
Democratized by necessity, the process led to goals that went beyond the predictable safe streets and commerce that planners might have otherwise emerged. In a departure from the old command-down process — planners proposing, residents disposing in public planning meetings — ideas bubbled up in new ferment.
The city's history, culture and geography all played a role in how that happened. Established as an outpost of the U.S. Army, Fort Collins grew in relative isolation from the bigger urban centers of the American West, like Denver, Colorado's biggest city, to the south, or St. Louis, Missouri, to the east. Meanwhile, a big public university, founded initially with a focus on agriculture, evolved into a center of energy and technology research, and a relatively mild climate attracted retirees and entrepreneurs.
The blueprint that emerged from that mix in borrowing from other cities and from local ideas in the works, centered on connection — new ways of thinking on how to link residents in physical space, but also in culture and economics. Rethinking the nature of downtown when retailing sputtered created new bridges between recreation, tourism and arts, which led in turn to the idea of an overarching theme, or brand — local green energy — that bound everything together.
In one example, a grass-roots proposal for a hyper-green downtown electricity grid, which was preparing for its pilot-project phase even as officials began meeting, got a lift by incorporation into the plan.
In another, an arts and music community, which had been gaining ground on its own, including an arts project that used vacant storefront windows as art projects, was anchored into a new downtown vision.
In a third, an emerging mixed-use neighborhood of beer brewing, bikes and tourism got a new shoulder behind the wheel.
Planners looked for the strengths and tools they already had, and ran with them. "They took what was gaining in momentum and grabbed on," said Cheryl Zimlich, a board member at the Bohemian Foundation, a private nonprofit group that funds downtown music and community-development projects.
This part of Colorado, and indeed Colorado as a whole, were not among the worst-hit places in the U.S. recession, a fact that also helped planners here as they looked for new directions.
That sense of relative stability started at the university, more than 30,000 students and staff members, a huge economic force in a city of 144,000.
The community involvement that came into play in the planning process also helped local leaders buck the anti-tax fervor that has rippled through U.S. politics — residents voted in elections last year, even as the economic downturn lingered, to support tax increases to pay for local improvements to roads and parks.
But even if the world wasn't exactly crumbling, city officials still realized that a changing economic foundation, like ice melting from underneath, had changed many fundamental assumptions.
Big retail chains had colonized the outer reaches and smaller surrounding towns during the boom years — an archipelago of rural Wal-Marts and Home Depots that made a trip into town for jeans or groceries no longer necessary. In the 1990s, as much as 40 percent of the local sales tax had been paid for by non-residents. Even before the recession, that proportion had fallen to 25 percent.
The embrace of arts and culture in the plan — the idea that Fort Collins could create a kind downtown regional arts and entertainment experience that would draw in regional residents, even if they no longer came to shop as much — was part of the response. What groups like the Bohemian Foundation had already been doing received new attention.
But perhaps the core example of the new planning chemistry came in rethinking the nature of local electricity, in a collaboration of businesses, community groups and academia — again, already far advanced when the planners sat down — that ultimately became a kind of vehicle for the city's evolving self-identity.
The project, conceived in 2007, already had a name, FortZED (short-hand for Fort Collins Zero Energy District) and it aimed, with huge ambition, to create one of the largest urban net-zero energy districts in the world — about two square miles, or five square kilometers, including the university's main campus, and 50 megawatts of electricity.
Net zero essentially means that energy in, through electricity produced locally in the district through sustainable methods like solar, would equal energy consumed by the district's residents and businesses, meaning that no added electricity would be needed from the coal-burning power plant that currently supplies most of the city. Getting there over a 10- to 15-year timeline means intensively and creatively managing both supply and demand, and connecting both together through computer management programs.
Crucial to FortZED's appeal was also that it had money. A $6.3 million grant from the U.S. Department of Energy, and $5.1 million more in local investment, had given the project enough legs to begin what it called a "jump start," a pilot project this year aiming to demonstrate that the district could cut its demand at peak times, while testing the integration of new internally produced energy.
"That early work brought $11 million of investment into the community at time when economy was slow and investment was slow," said Steve Catanach, the Light and Power Manager at Fort Collins Utilities, a city-owned power company that got solidly behind the FortZED idea.
But things didn't always go so smoothly.
Early in the planning process, for example, talk emerged of a new culture and business district based around beer-brewing, called the Lincoln Triangle, home to three microbreweries that had become popular tourist destinations. Some traditional transportation planners contended that the district would need more traffic lanes to handle all the ardently hoped for added visitors.
But then some of the economic development collaborators, thinking in different ways about downtown, spoke up. Not more cars, they said. Instead, they wanted more pedestrians, more bikes, more life connected to the new ideas bubbling up around FortZed.
"After that it just crystalized as a catalyst project area, a beer district within the energy zone," said Benjamin A. Herman, a vice president at Clarion Associates, a land-use consulting firm that worked with the city.
That one of the breweries, New Belgium Brewing, was also an anchoring force in FortZED — running part of the brewery already on a combination of solar and bio-gas energy from the fermenting process — connected the dots: electricity, beer, and an emerging brand for the city folded into one. The Triangle became yet another improvisation in a moment of life that had arrived without a script.
Some planning experts said that a Fort Collins method — anchoring many elements around a centrally connected ultra-green downtown — could become a model for other cities. In any case, at least a dozen countries, and many other cities in the United States, have sent representatives here to look. And that curiosity itself, expressed through hotel and restaurant traffic if nothing else, locals said, has been helpful to local cash flow in a slow time.Continue reading the main story


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Taking Things Too Seriously
Or too literally in this case.
I was recently at the Vancouver International Airport (or YVR in airport speak) flying out on tour and I saw some great art work that I thought I should share with you. It's also quite fitting and sooo close to being exactly what I've been talking about for years now with How To Pack Like A Rock Star. I call this, (and I hope the artist did too!) How To Pack A Rock… and no, I won't be writing a book about this one, most likely because it's now so obvious just how to do it; Find a nice rock, drill a couple holes on top, screw in a handle, put on the baggage tags and take it over to special baggage to get it x-rayed…
Ok, obviously this is a joke, but just like this cool display at YVR, packing your suitcase can also be a form of art! So don't forget to have fun with simple tasks in life! Stop taking menial tasks so seriously and start putting the right side of your brain to task! Better yet, instead of getting a new brain-teaser-type app and staring into yet another computer screen, try re-organizing your cupboards or closet. Do it by color then test your memory by trying to recall how many blue shirts you have or how many colors over from the right is your red shirt?! I think you'll feel much better solving smaller tasks like this in real life than killing 5 minutes in the Matrix… but then this is coming from a guy who writes about suitcase packing so… Compromise? Maybe enjoy the game first, then use it practically in your home, ha!
I say all this for only one reason, to encourage you to go out and appreciate art, support art, and find ways to enjoy creating it yourself! I can't explain to you how much I've enjoyed creating How To Pack and the conversations I've been able to have with people I may not have normally encountered and it's all because of this quirky little BOOK. I encourage you to stop saying "No one will care if I make something or not…" if you are passionate about it then do it, make it, create it, and I'm POSITIVE there's someone out there that will appreciate what you've done!
If you need inspirations first, no problem, there's plenty out there, try starting by perusing the pages of Kickstarter, it's a great place to check out cool art projects and a place to maybe even start supporting people and their passions! If you need extra help or advice, then you should check out my fave blogger (I call him my buddy despite the fact I've never met him in person… but he's just that great!), Seth Godin. Or even better yet, try to get involved in your own local art scene? All I'm saying is GET OUT THERE AND HAVE SOME (or CREATE some) FUN!
Enjoy Life.
Let me know what you're passionate about and working on!


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Life insurance
New research has found that stay-at-home parents do an average of £29,812 of unpaid work per year, and yet almost two-thirds of them don't have any life insurance, creating a potentially dangerous situation if something were to happen to them.
When people think of life insurance, they often think of the effect that losing income can have on a family. But the loss of the main child-carer can be just as financially devastating. When you consider what stay-at-home parents, and the main caregiver in general, add to a household, this can add up to quite a lot.
The total figure of unpaid work has been made up of the 56 hours and 36 minutes on average spent being a chef, cleaner, nurse, taxi-driver, teacher, and doing laundry as well as performing general childcare duties. These are all jobs that someone would have to take on or get paid for should something happen to the main caregiver.
Even mums or dads that work part-time bring in an additional £26,241 worth of unpaid work per year, totalling up to 48 hours and 24 minutes. These figures come from SunLife Protection, whose director, Mark Jones, commented: "If you work part time or you're a stay-at-home parent and don't earn a salary, it's easy to think you don't need life insurance. But the fact is, if something happened to you, your partner may have to reduce their working hours to look after your children, or pay someone else to do all the roles you do – and that's not cheap."
With more than two in five mums not having life insurance, this is an important conversation to have with your partner, and you shouldn't put it off. Most parents choose term life insurance, which means you would be covered during the time that your little ones rely on you the most, for example for a 20-year term that covers their entire childhood. For more information on the type of life insurance policies that are available, read our guides.
According to SunLife, those that do have life insurance have a policy worth £120,437 on average, dropping to £106,152 for stay-at-home mums. While this would cover the average outstanding mortgage of £85,000 and average household debt of £8,000, it doesn't take into account the average household spending of £531 a week and does not consider university fees or a funeral (£3,897). And of course it does not factor in the average 'caregiver value' of £26,241.
So even if you have a life insurance policy already, you could always use our no-obligation comparison service to see if you could do better. Even if you aren't earning any income, never forget that you are important!
Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.
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Get Answers
Four year old son's tantrums
2 answers
I need advice. I my four year old often refuses to do simple things for himself. It turns into a huge battle when I decide that I'm not going to cave and do these things for him. I run into a problem, though, when we're in a hurry to get out of the house and he refuses to get himself ready (jacket, hat, boots). Do I give in and deal with him later when we have the time, or do I stick to my guns and risk being late for work or an appointment?
answers (2)
Just get him ready. Sure, he's old enough to do things himself, but he's still little. He's going to need help from time to time, especially if he's needing extra attention. You have to remember to pick your battles wisely. Is it worth it for both of you to get. A worked up because he won't put on his jacket, or is it better to just help him and let him gain more independence in his own time?my 4 1/2 year old daughter still needs us to brush her teeth, help her with shoes, etc. Sometimes she wants to do it all by herself, sometimes she wants help. It's not a big deal to us if she wants help. Maybe it's because we're used to dealing with our younger kids also, I don't know. Whatever it is, we recognize that she's still a kid, there's a lot she can't do on her own.
i disagree. my son is two, almost three and he knows how to pick out his own clothes(where they are in his dresser, that he needs pants, shirt, socks, and shoes) every night. he knows how to put his clothes on including his jacket and hat.maybe you need to give yourself a wider routine.ayden's routine: after he eats breakfast he has thirty minutes to get dressed. he can watch mickey mouse during this time if he wants but he needs to be getting dressed. if he still isnt ready after thirty minutes the he gets a five minute warning. if he still isnt dressed after five minutes then he goes to time out with his clothes(taking him away from mickey mouse). this puts us 25 mins before we need to leave. 15 minutes before we need to leave we give him his shoes and jacket and hat to put on. if this is a time-out day and he didnt put(for example) his shoes on then it goes with us and he goes back to time out at babysitter until he puts it on.now this has happened maybe twice because most of the time the threat of time-out is enough to get the clothes on and in the winter this doesnt work, so we put it on and then he still goes to time-out for two minutes at babysitters for not doing what he was told.also, we do help him once he has tried, like if he trys to put his shoes on but they go on the wrong feet(which only happens once every couple of weeks as this is usually because he is distracted.)im all for picking battles, but indepenance isnt something you shouldnt fight. if you know he can do it then make him do it, if he isnt ready then dont push it on him.
Parenting.com's Answers are provided by members of our community. While your fellow moms and our editors have plenty of great advice to offer based on their experience, it is not a substitute for professional medical help. Always consult a medical professional when seeking medical advice. All submitted answers are subject to the rules set forth in our Privacy Policy and Terms of Use


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