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MENTOR, Ohio, Dec. 18, 2013 /PRNewswire/ -- Gas Natural Inc. (NYSE MKT: EGAS) ("Gas Natural" or the "Company"), a holding company operating local natural gas utility companies serving approximately 70,000 customers in seven states, today announced that James E. Sprague will join Gas Natural as Vice President and Chief Financial Officer effective May 1, 2014. Thomas J. Smith, the Company's current Vice President and Chief Financial Officer, previously announced his plans to retire and will continue in his current role and ensure a smooth transition. The Company also reported that its auditing firm, ParenteBeard LLC resigned December 16, 2013 as the Company's independent registered public accounting firm. Gas Natural has begun interviewing replacement firms.
Mr. Gregory J. Osborne, President and Chief Operating Officer of Gas Natural commented, "We have carefully considered the qualifications for our Chief Financial Officer and evaluated candidates. In this process, we concluded that Jim is the right candidate at the right time, given his knowledge of the utilities industry, the challenges we are addressing and the changes we are making. We expect that Jim will be an excellent addition to our executive team. With over 30 years of professional accounting experience, we believe his capabilities add an additional dimension and breadth to our finance organization. We further believe this is another definitive step in building the strength and capabilities of Gas Natural."
James E. Sprague, 53, will join Gas Natural upon departing as a Managing Partner with Walthall, Drake & Wallace LLP CPAs ("Walthall") in Cleveland, OH. Mr. Sprague joined Walthall in 1987, was admitted as a Partner in 1994, and has specialized in the Oil & Gas Industry throughout his career. He is a certified public accountant and received a BS degree in Accounting from Bowling Green State University in 1982.
Special Webcast and Teleconference CallThe Company will host a teleconference call and webcast on Thursday, December 19, 2013 at 9:00 a.m. ET, during which Gregory J. Osborne, President and COO, and Thomas J. Smith, Vice President and CFO, will introduce Mr. Sprague.
The Gas Natural conference call can be accessed by calling (201) 689-8471. The listen-only audio webcast can be monitored at investor.egas.net. To listen to the archived call, dial (858) 384-5517 and enter pin number 13573971. The telephonic replay will be available from 12:00 noon ET on the day of the call through Thursday, December 26, 2013. A transcript will also be posted to the Company's web site once available.
About Gas Natural Inc. Gas Natural Inc., a holding company, distributes and sells natural gas to end-use residential, commercial, and industrial customers. It distributes approximately 33 billion cubic feet of natural gas to approximately 70,000 customers through regulated utilities operating in Montana, Wyoming, Ohio, Pennsylvania, Maine, North Carolina and Kentucky. The Company's other operations include interstate pipeline, natural gas production and natural gas marketing. The Company's Montana public utility was originally incorporated in 1909. Its strategy for growth is to expand throughput in the Maine and North Carolina markets while looking for acquisitions that are either adjacent to its existing utilities or in under saturated markets.
The Company's toll-free number is 800-570-5688. Gas Natural Inc. regularly posts information on its website at www.egas.net.
Safe Harbor Regarding Forward-Looking StatementsThe Company is including the following cautionary statement in this release to make applicable and to take advantage of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995 for any forward-looking statements made by, or on behalf of, Gas Natural Inc. Forward-looking statements are all statements other than statements of historical fact, including, without limitation, those that are identified by the use of the words "anticipates," "estimates," "expects," "intends," "plans," "predicts," "believes" and similar expressions. Such statements are inherently subject to a variety of risks and uncertainties that could cause actual results to differ materially from those expressed. Factors that may affect forward-looking statements and the Company's business generally include but are not limited to the Company's ability to successfully integrate the operations of the companies it has recently acquired and consummate additional acquisitions, the Company's continued ability to make dividend payments, the Company's ability to implement its business plan, fluctuating energy commodity prices, the possibility that regulators may not permit the Company to pass through all of its increased costs to its customers, changes in the utility regulatory environment, wholesale and retail competition, the Company's ability to satisfy its debt obligations, including compliance with financial covenants, weather conditions, litigation risks, and various other matters, many of which are beyond the Company's control, the risk factors and cautionary statements made in the Company's public filings with the Securities and Exchange Commission, and other factors that the Company is currently unable to identify or quantify, but may exist in the future. Gas Natural Inc. expressly undertakes no obligation to update or revise any forward-looking statement contained herein to reflect any change in Gas Natural Inc.'s expectations with regard thereto or any change in events, conditions or circumstances on which any such statement is based.
For more information contact:
Gas Natural Inc.Thomas J. Smith, Chief Financial OfficerPhone: (440) 974-3770Email: firstname.lastname@example.com
SOURCE Gas Natural Inc.


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subset: commoncrawl


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This program primarily targets pregnant women and women with infants, and is delivered by community health and service providers with additional services being provided by dietitians, nutritionist, lactation consultants and others. The overall goal is to improve maternal and infant nutritional health.
Under the CPNP Program we offer families prenatal and postnatal services including breast feeding, parenting, child development, nutrition, dental care and immunizations for all community members. Car seat safety, injury prevention is being offered within our offices.
We also offer Healthy Babies group to community members. Child Development, Solid Foods Introduction, Car Seat Safety, Non-smoking, FASD, SIDS, Immunizations and Speech Therapy are some of the topics discussed during this group. Moms enjoy socializing with each other and this gives the babies and small children an opportunity to play together.


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|independent playtime
McKenna is getting faster and faster at nursing. This is very typical as a baby reaches 3 months old. Both Brayden and Kaitlyn got a lot faster at three months--cutting their previous nursing time in half.
My yeast infection came back and came back with a vengeance (my friend who is a lactation consultant says this is typical). There is still no sign of it in McKenna. I called her pediatrician's office and spoke to the nurse who is always rude on the phone (though she really is nice in person) and she told me the only treat the baby if baby has it. However, everything I have read says you treat both mom and baby if one has it. My lactation consultant friend says the same. AND I remember my pediatrician saying that with Kaitlyn. So McKenna now has Nystatin oral suspension drops and I am on a two week Diflucan (fluconazole) plan. Things are looking better.
Waketime length stayed the same--about 50 minutes. However, I still found it elusive this week. I got the first two waketimes down with no problem. By the time her third nap rolls around I am confused and unsure...just as I was last week (I have since figured it out, but that was during week 13, not 12). I continued experimenting.
How do I know the waketime is wrong? Well, mostly due to the video monitor. I can watch her and I see that she takes a long time to fall asleep. This is a curse of the video monitor. If I didn't have it then I would think all was well and she was sleeping. But, it is also a blessing because I can fix things. However, this week she also started crying before the nap.
Ugh! What? Crying! We had this down. Things were so peaceful for her entire life (save that witching hour at the end of the day when she cries only if left alone in her crib). I was frustrated. By the time Kaitlyn was this age, she was totally done crying. Why is McKenna starting now? A hard thing is that I really don't know McKenna's cries well since I rarely hear her cry. So when she started crying before her afternoon nap, I didn't know what was wrong. I responded and I interfered, which I think was the right thing to do under the circumstances. She didn't do it every day, and I meticulously kept logs (of course) and review the meticulous logs from her lifetime to see if I could see the common thread.
No luck. I could not see any reason to it. I hypothesized it might be the heat because that is the point in the day it starts to warm up in her room. As the days passed, she started crying before other naps. Finally one day she cried before her first nap. At that point, I realized I had created a bad habit.
It was hard for me since she had never cried. I figured something was wrong with her, which I honestly think is a wise assumption. I quickly saw, however, that there wasn't anything wrong and she was just starting to protest the end of social hour. It was time to CIO. She must have sensed my resolve because she stopped crying that day.
This is where my downfall came, I think. McKenna has never liked the swing. We purchased a new swing before she was born and still had the swing Brayden and Kaitlyn had as babies. I decided to pull out that swing. She loved it! During her witching hour, she would sleep in it which is much better than being fussy in the other swing. It is often at the time of day Brayden and Kaitlyn go to bed, so it isn't really practical for me to just hold her the whole time.
When she started having a hard time going to sleep, I would move her to her swing since she liked it. She has always gone down so well and I worried she would get overly tired. Then I started creating a bad habit.
I love the swing. I think it is great to have it as a back-up. Since McKenna senses my departure, it gives me more freedom when I cross our property line :). But I started to mis-use it. More on that next week :)
The days were warmer for the most part and she started STTN again. One day it was quite cold. That night she woke at 3:30 AM. The other nights she slept through the night. Now, when I say STTN, I mean she is sleeping 7-8 hours. This puts her waking earlier than our ultimate waketime. So it is technically still a night feeding.
The first day of this week I decided to try McKenna's arm out of the swaddle. I did it for her first nap of the day. I debated when to do it. Her first nap is consistently good and I view the first nap of the day to be very important. If you mess up the first nap, you tend to mess up the whole day (especially with the younger babies). However, since her first nap is always good, I decided to go for that one.
As soon as I left the room, she was crying. This was before the crying started later in the week. So I immediately went back in and swaddled her arm in and she went to sleep just fine. She isn't ready yet.
McKenna is trying to suck her hand. She sometimes works her arm up from the swaddle (though not out of it) and sucks on her hand. Sometimes during playtime, she gets her hand there. So far it only serves to make her really mad. She can't get it how she likes it I guess :)
We of course still have a lot of disruptions. This is the reason I planned for a baby at the time of year that I did. Then she could be nice and established before the disruptions started, right? Well, she was :) She doesn't seem to be terribly thrown off by the disruptions. Like I said last week, I work to get her to sleep when she should and I keep feedings on time. I also always have a morning nap and I try to keep the disruptions to the evening as much as possible.
It is the same:
7:30 AM--eat
8:30 AM--nap
10 or 10:30 AM--eat (I always get her by 10:30)
10:50 or 11:20 AM--nap
1 or 1:30 PM--eat (I always get her by 1:30)
1:50 or 2:20 PM--nap
4:00 PM--eat
4:50 PM--nap6:00 PM--eat
6:45 PM--put in swing (due to witching hour)--sometimes she sleeps, sometimes not
8:00 PM--eat (essentially a dreamfeed--no waketime)
8:30 PM--in bed
10:00 PM--Dreamfeed
- The Wonder Weeks. Eight predictable, age-linked leaps in your baby's mental development characterized by the three C's (Crying, Cranky, Clingy), a change ... and the development of new skills (and a link to their site: http://livingcontrolsystems.com/)
- On Becoming Baby Wise
- The Nursing Mother's Companion: Revised Edition
- Secrets of the Baby Whisperer: How to Calm, Connect, and Communicate with Your Baby
- The Baby Whisperer Solves All Your Problems: Sleeping, Feeding, and Behavior--Beyond the Basics from Infancy Through Toddlerhood
- Super Baby Food
- What to Expect the First Year
- http://kellymom.com/
- newborns (blog label)
- newborn summary (blog label)
- optimal waketime (blog label)
- disruptions (blog label)
- Swaddling (blog label)
- CIO (blog label)


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The link above is to a NY Times article about a single individuals and the changes that happened to his business because he was brave enough to undertake a thorough self-examination. Further in the article there is information about research that supports what he did.
My question....what would/could happen if entire congregations did this? As therapists we are constantly challenging people to make a fearless self-examination. Look at your biases. How are they holding your congregation back? Look at your failures and see what you can learn. Talk between members to learn about each other - much like the self-talk that happens to a person when they are self-examining.
Tradition is good, but can it be holding the church back? Are there parts of your religious tradition that only work for those who have been a part of it? Look at the iconography in traditional churches. How many people in the pews can actually say what the icon represents, why it was chosen and by what demographic?
Thought provoking article.....thoughts from you?
The Congregational Consultant explores all aspects of congregational life through the lens of systems theory. From the common challenges facing congregations to the psychology of individual personalities, the Congregational Consultant looks at the impact upon and the reaction of the various parts within the organized system - referred to as 'the dance'. No congregation has ever died from an issue, but rather from how an issue was handled.
Monday, January 21, 2013
What if entire congregations did this?
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posted by Admin, last updated on December 3rd, 2014 at 1:00 pm
These two lady guards looked tremendously upset over whatever happened last night. They took out all the feelings against Pritam, who according to them supported the thieves and about Tanna too. So, basically Di shared how she is carrying a heavy heart for past few days for whatever accusations Karishma has put on her. They both even added Puneet being somewhere right in telling "Karishma ko bhagwan ne dimaag hi nahi diya," Dimpy said the safety guards had been playing their game with full honesty and dedication but whatever they were getting in return wasn't fair at all. Dimpy explained about how Karishma fought over the showpiece which actually she had broken, but she straightaway denied.
In whispers Diandra also expressed how she is open about whatever equation she shares with Gautam, knowing that how people interpret things inside the house. She said she is mature enough to keep a mind on her own moves.
I don't know how but Sonali always become the 'Talk of the house'. especially when she doesn't involve herself into gossips. Dimpy and Diandra discussed people keep calling Sonali 'A kid' being the youngest in house, which is a wrong understanding. All they meant to say was that Sonali is way too smart in the house, sometimes even smarter than some of the elder ones when in comes to plotting game against them.
I think after this I will have to keep a close watch on Sonali's strategies!
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Elliott set to appeal six-game NFL ban
Dallas Cowboys running back Ezekiel Elliott is to appeal a six-match ban over allegations he assaulted a former girlfriend.
Elliott was never charged over the 2016 incident, but a panel of advisers recruited by the NFL during its year-long investigation found him in breach of the league's Personal Conduct Policy.
The investigation heard evidence from numerous witnesses, including Elliott's former girlfriend and Elliott himself.
And a decision was taken on Friday to ban Elliott from the opening six games of the season, an NFL statement reading: "After reviewing the record, and having considered the views of the independent advisors, the commissioner determined that the credible evidence established that Elliott engaged in conduct that violated NFL policy."
But Elliott has questioned the league's evidence and indicated that he will appeal a sanction that will see him miss matches against the New York Giants, Denver Broncos, Arizona Cardinals, Los Angeles Rams, Green Bay Packers and San Francisco 49ers.
"The NFL's findings are replete with factual inaccuracies and erroneous conclusions and it 'cherry picks' so-called evidence to support its conclusion while ignoring other critical evidence," read a statement from his representatives.
"During the upcoming weeks and through the appeal, a slew of additional credible and controverting evidence will come to light."


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|Half Baths
|2,300 sq ft
|Property type
|Minimum Stay
|4 nights
Casa Del Sol is the perfect place to spend your unique vacation ... relaxing, quiet, private with lots of space! The jungle gives you breath-taking beauty every day! The mountain breezes are cooling and refreshing!
The fully furnished home has more than 2300 sq. ft. of spacious, comfortable living with all the amenities of a tropical paradise including: 2 kitchens, 4 spacious bedrooms, 4.5 bathrooms, sitting area / Living room, the large rancho and deck are always space to read a book, enjoy a plunge in the pool, have conversations, play name it!
The LARGE Rancho has Dining Tables that will seat 8. After dining you can relax on one of the many Bamboo couches. Here you can enjoy the night breeze, cocktails and the reflection of the moon on the water of the pool. ….all while you experience the sounds of a beautiful evening in Paradise.
There is a FULLY equipped modern indoor Kitchen. The kitchen has a counter-bar with 4 stools to enjoy your robust morning coffee or bowl of fresh fruit.
The observation deck, above the carport is another perfect place to enjoy your morning coffee and watch the many varieties of tropical birds.
The outdoor kitchen, complete with BBQ, is the perfect place to prepare your dinner…while enjoying all the ambience, and sounds of the jungle.
The 4 large Bedrooms all have queen sized bamboo beds with comfortable mattresses, CEILING FANS and BATHROOMS. There is no need to bring Linens; bamboo sheets and towels are provided for your comfort. Each room has a closet wardrobe and 2 Night Stands.
YES! All Bathrooms and kitchen have HOT WATER.
The Laundry Room has a Large Capacity Washer and Dryer. There is an outside shower for rinsing off after a day at the Beach or hiking.
All the rooms are well lit and have large ceiling fans. The house has an abundance of sliding windows and doors that let the mountain breezes flow through, keeping you cool.
This house is located in the mountains above the small Village of Ojochal, which is on the South Pacific Coast, just above Peninsula of Osa (Southern Zone of Costa Rica). Ojochal is a popular destination for Americans, Canadians- English and French; and Europeans. Here you will find Costa Rican Spanish spoken, with a wide range of transplanted Canadians and French people living here. All are very friendly and helpful!
This region of Costa Rica has conserved its natural wildlife and preserved the ecosystem of the Rainforest. The primary Rain forest, Fauna and Flora are largely undamaged, thanks to the efforts of the government laws to protect and preserve the magnificent natural resources.
The village of Ojochal offers a quiet and tranquil setting. There is a Supermarket, gas station, meat shop, wine and liquor store, bakery for fresh baked breads, fresh fish and seafood, fruit stands, gift shops in the village and along the Coastal Highway.
There are many tours available; such as, river or sea Kayaking, fishing, river mangrove boat ride, diving / snorkeling, horseback riding, hiking, waterfalls, etc. There are many wonderful places to dine in the village, and many more just a short drive away on the Coastal Highway.
The Ojochal area boosts some of the best beaches in Costa Rica! Quiet, no rows of deck chairs here! The closest beach is Playa Tortuga located a short 10-minute drive from the house. Playa Ventanas and Pinuelas are must sees and are 15 minutes by car. Playa Ballena (National Marine Park) is also 15 minutes by car. There are other great beaches a bit further north on the Coastal Highway. Playa Hermosa and The SURFING BEACH Playa Dominical is 20 to 30 minutes by car. There are many resorts, restaurants and activities to enjoy on the Coastal Highway from Ojochal to Playa Dominical. Playa Dominical in itself, is a wonderful place to spend the day. There many activities, beach vendors and tours offered, along with wonderful open-air restaurants.
**** WE RECOMMEND RENTING A 4 WHEEL DRIVE, due to some places in the road being a bit rough after the rains.*************
Keywords: This BREATH taking, TROPICAL, fully furnished vacation home is in a rural, gated community. Enjoy the MAGNIFICENT Rainforest and Mountain views from the large, spacious Terrace that leads to a Jacuzzi plunge pool, perfect for a refreshing dip any time of day; or for you to lounge in the refreshing, bubbling water, with a cold tropical drink in your hand.
This spacious, elegant, unique 4 bedroom Villa, has room to sleep 8 - 9 people. Each large bedroom has its own bathroom.
There are 2 kitchens; one indoor and one outdoor, both equipped with full amenities, complete with BBQ, 2 stoves and 2 fridges.
Not your usual vacation place!
This is a dream come true!
We love sitting on the observation deck, drinking our morning coffee, listening to the Howler monkeys, watching the jungle wake up, the night critters going to sleep. The mist rises off the valley below, as we watch the sun rise over the verdant mountains ... breathtaking every day!
The Jungle is always amazing us!
Pat Christoph purchased this house in 2008
We loved this full of hotels, the busy-ness, the structures of a heavy tourist area. It is a rural area with lots to do, and plenty of nature to explore! The community, the local people are all friendly and welcoming.
A true breath of fresh air!
R & R at its your usual vacation! REST & RELAXATION at it's best! Not your usual Vacation!
The villa is located in a quiet, rural, gated community with twisty mountain roads. Nature is all around morpho butterflies, toucans, etc!
You get to decide what you will do, what you will not! You can be as busy as you want or spend your days around the house relaxing in a deck chair or a hammock or the pool. Enjoying all that Mother Nature has to offer!
1 people found this review helpful
Casa Del Sol was more comfortable and luxurious than I had imagined. It was an extremely safe and friendly place, yet howler monkeys were in the trees. The kitchen was extremely well furnished for anything you wanted to prepare. The refrigerator even had a ice cube dispenser. The dipping pool was perfection after a hot day in the jungle. There were friendly neighbors if you need advice in this gated community, but there is plenty of private space.
This review is the subjective opinion of a TripAdvisor member and not of TripAdvisor LLC.
Your response:
"Thank you so much for your review. We are extremely happy that you enjoyed our home."
Casa Del Sol is a very sweet, comfortable house built around outdoor living. Simple, with all of the amenities that we needed. The sounds of the jungle are amazing in the morning (howlers, so many different types of birds and frogs) and Ojochal is a great village - lots of really nice restaurants and close to the beach. The house is about 25 -30 minutes to the main part of Ojochal, the beach, and the main highway - I recommend using a 4 wheel drive. It's a great family house, a great place to relax together and enjoy family time. Thank you Pat and Rita for your wonderful hospitality and sharing your very special house with us.
We've stayed at Casa Del Sol about 6 times now, and it is by far the nicest environment we've been to. Proximity to the nicest beaches in the world (I think) is great, morning walks, snorkeling at Bellana beach, shopping at Pal Mar, Golf 15 min. away, Canopy tour zip line, (not your average zip line.... AWESOME) deep sea fishing and river tour out of Sierpe.... it goes on and on. What a beautiful place. The plunge pool is perfect to cool down any time of day, and the outdoor and indoor kitchens are perfect if you want to do your own thing and hang out at the house.... SO RELAXING!! Hope to be back soon.
We stayed here with seven people over New Years. We really liked the house and had a great time hanging out there. The layout of the house is welcoming, especially the outdoor common space, with a dining table, chairs, and a small pool. The four bedrooms are spacious and each have their own bathroom. We cooked a lot in the large kitchen. The house also has a laundry room which was a plus. Location was great, near activities and restaurants, though you have to drive 15 minutes on a gravel road to get to the house. Several beaches are then within a few minutes, and Uvita is another 15 minutes away. The owner was nice and communicated with us well.
Small downsides are lack of air conditioning--although the rooms have ceiling fans and several had portable fans, it would have been good to have a few more fans to help cool down bedrooms at night. Some recommendations: we weren't told in advance that we had to arrive by a specified time (5pm) and would have appreciated that information in the house listing or in initial discussions for planning purposes. Also, the property managers were friendly but not very helpful.
I have been to this property 3 times now and it is beautiful! The sounds of the jungle and the odd sighting of howler monkeys and toucans ! Lots of activities close by!
Beautiful facility and our hostess, Rita, was fabulous! A wealth of information about where to go and what to do. Warning: The drive up to the Casa is an adventure in itself! Best to bring a 4 x 4. The close proximity to a variety of incredibly gorgeous beaches and the absolutely amazing Jungle Canopy Zipline Adventure makes this a very attractive place to stay.
Casa Del Sol was everything we expected and more. The guest rooms, pool and grounds were immaculately clean. Rita our hostess was a wealth of information on the local area and what we could see and do.
The directions to Casa Del Sol are easy to follow and the ride up the mountain to Casa Del Sol is a beautiful and very bumpy ride up.
All the amenities are well maintained and are in great working order, so you can preapre all your own meals or take the ride down the mountain and eat in one of the many resturaunts in Ojochal or surrounding area.
There are many, many excellent beaches a short drive away
2 zip-lines in the area, lots of beaches, waterfalls, and many more activities....too many to write about!
|Cleaning Fee
|Refundable Damage Deposit
Rates are subject to whole house. If only 1 -2 bedrooms are required and you do not mind the possibility of other guests being on premises please contact for a quote. There will be a $150.00 non refundable cleaning charge.


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Is Charlie Sheen Turning Into Saddam Hussein?
His most recent UStream show was alarming, to say the least.
Last night, Charlie Sheen broadcast his third episode of Sheen's Korner on UStream (lugubriously titled "Sheen's Korner Ep 3: Torpedoes of Truth Part 2"), but you'd be forgiven for thinking it was actually the final transmission from a Middle East dictator driven to his foxhole, still surrounded by a handful of sycophants in his final days. Haggard, chain-smoking, and disheveled, Sheen abandoned any pretense of putting on an actual show and instead taped a ten-minute business call with one of his lackeys; in between increasingly hoarse cries of "Winning," he attempted to plan a meeting with Jeff Bezos of Amazon.com to discuss his upcoming memoir Apocalypse Me: The Jaws of Life ("Best title ever"). "People need to hear my gold as it rolls out," Sheen croaked, but hearing it is one thing — seeing him deliver it in such a manic, desiccated state is another thing entirely. (Also, here's some real talk for the underling whom Sheen is on the phone with: When your boss pauses to improvise the faux-koan "If you own the home in which you own the trashcan, you should never have to empty it, ever, ever, ever again," the proper response is not "Love it," or "Awesome, duly noted." It is "Huh?")
Related: 10 Possible Charlie Sheen Replacements Who Might Get Us to Watch Two and a Half Men
Four New Reveals From the Letter That Fired Charlie Sheen
Charlie Sheen Fired From Two and a Half Men
Sheen's Korner Is Not a Winner
The Argument You're Having With Yourself About Charlie Sheen
The 15 Funniest Charlie Sheen Clickables: Laugh While You Still Can!
The Media Betting on Charlie Sheen Dying Soon


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CORAL GABLES — The humans aren't too impressed, but the computers really seem to like the Miami basketball team.
Entering Thursday night's game at North Carolina, the Hurricanes (10-3) are ranked as high as No. 6 in one RPI projection. Playing one of the most challenging non-conference schedules paid off in the measure used heavily by the NCAA tournament selection committee.
Games with Arizona and Michigan State (a win by the way) went a long way.
Even the 57-55 loss to Indiana State boosted the strength of schedule since the Sycamores (9-5) are ranked 25th in CBSSports.com's RPI projection.
Here's a quick survey of the different computer measures of success with...


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AIG, IBM and Standard Chartered Bank have piloted a new collaborative insurance policy leveraging blockchain.
Commercial policies written in the UK, U.S., Singapore and Kenya were converted into a single "smart contract" providing a shared view of policy data and documentation in real time. Stakeholders gained visibility into coverage and premium payment at the local and master levels, as well as automated notifications to network participants following payments. Brokers, auditors and other third partiers are also included in the chain, giving them a customized view of policy and payment data and documentation.
"Our pilot proves blockchain has a powerful role to play in the future of insurance," said Rob Schimek, CEO of commercial insurance business at AIG. "Any technology, including blockchain, that can increase trust and transparency for an industry whose pillars are built on that, should be fully explored."
The contract was built by IBM using the blockchain technology Hyperledger Fabric. The companies selected multinational risk transfer even though it is a complicated area, in order to get a handle on the breadth of the technology.
"By creatively leveraging smart contracts to help address tough regulatory requirements across different markets, we are seeing the enormous impact blockchain can have to improve efficiency and open up new business models," said Mary Wieck, IBM's GM of insurance said.
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Location: Almonte, Canada
Member Since: February 2013
Open for read requests: Yes
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I like to think more and speak less, I like to read books and drink tea, and I like to dream about this world coming to an end. When I feel like it, I write short stories, journal entries and poems. Here you will find stories and poems.
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Brand Label: Massoud
Available for Purchase Online at Neiman Marcus for $2499.00Pin It
EXCLUSIVELY AT NEIMAN MARCUS Handcrafted chair. 30"W x 36"D x 39"T. Beechwood frame. Upholstery, polyester/acrylic. Dry clean. Made in the USA of Italian materials. Boxed weight, approximately 60 lbs.
Shop other brand label items from Massoud on FashionStylist.com.
This item was published for sale online by Neiman Marcus on March 2, 2018 10:22 pm and last updated by us August 15, 2018 12:57 am.
Editor Picks: 'The Homebody' Effortless Cool Stay at Home Syle
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Video: Bartosz Bielawski – Tracing in PowerShell:
Here's a recording of the session that @bielawb / Bartek Bielawski did at the previous PowerShell Deep Dive on PowerShell tracing. He explains why you would want to trace PowerShell, how to find trace sources, and how to enabling tracing for particular trace sources.
See more PowerShell Deep Dive recordings here.
This is a live recording from European TEC 2011 PowerShell Deep Dive conference.


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Please wait seconds to load the game.
As a Samurai in the ancient times, you must have a code to live by. Today, everything has dramatically changed. A lot of samurais become ugly & evil, and they are likely to use their power for the negative intentions. Remember that you are the final samurai who is honest and generous! That's why you must eradicate all the evil samurais on Earth by partaking on The Last Samurai now!
How to slaughter all the gruesome samurais as the last heroic samurai? Simply activate powder bombs and shurikens, protect yourself from a swarm of angry red ninjas, seek all the secret scrolls on each level, as well as assemble fancy things on the way. Get ready to fulfill all the quests?
You are indeed an excellent hero of The Last Samurai! There is no reason to deny its attraction! Have a nice time!


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Oh how it boggles the mind. My mind is all a boggle. I started off really proud of myself because I fixed a problem I was having in Construct 2. Turns out the stopping animations from yesterday's post work great unless you start moving again mid-animation. The game really didn't like that. So I spent a half hour over thinking the whole thing and making a mess of my code. Stepped back for a moment and the solution was right in front of me. Just change the Animation State back to "Start" and trigger the animation again. Pretty Easy.
In the middle of my "over thinking" phase, I contemplated triggering a turn animation to break up the stopping and starting. That got me thinking about how I really haven't solved that problem yet. I think I can get away without a turn in the slower flight animations, but the fast flight animations will be more obvious with the body flattened out and constantly turning.
Its probably going to need to be done with a bunch of conditions and some way of overriding the existing movement based angle animation. That, and will I have to account for the time it takes to press the buttons. If you are holding the left arrow and then press the right arrow to change direction, wouldn't there be a moment inbetween where neither keys are down. Hmmmmmm.
Looks like I need to go to the forum. More soon.
EDIT: Putting this here so I don't forget.
Shanon White (CaptainZeroGame on Twitter) suggested I make a variable for the last direction my player was going. Then I will just compare that with my current direction. If its East and West, play animation. I'll have to trigger it in the spots where the movement angle is changing my abbreviation for the movement. This probably doesn't make sense, so I'll put a bit of code up if I get it working.


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The analysis of all doping controls carried out at the FIFA Confederations Cup South Africa 2009 proved negative. A total of 131 urine and blood tests were conducted as part of the testing programme.
During the two months prior to the start of the final tournament in South Africa, the participating teams had to inform FIFA of their whereabouts. FIFA Doping Control Officers then visited all eight participating teams and performed unannounced out-of-competition tests. Eight players per team were drawn, which meant that a total of 64 players were tested out-of-competition. Prof. Jiri Dvorak, FIFA Chief Medical Officer, said that "some players were surprised when we woke them up at 7am, but the cooperation of all teams was excellent".
During the competition, players were selected and tested at all 16 matches. Two players per team were randomly drawn to undergo the doping control. All the usual prohibited substances and methods were searched for in the urine and blood tests, including stimulants, anabolic steroids, diuretics and erythropoietin (EPO).
FIFA is satisfied with the cooperation of the teams and the smooth running of the analysis procedure at the local South African Doping Control Laboratory in Bloemfontein - accredited by the World Anti-Doping Agency (WADA) - which analysed all samples. The results of the testing programme show that high performances are possible in top-level football without the use of prohibited substances or methods.
Since 1994, 6,483 doping tests have been performed in FIFA final competitions and only three players have tested positive for a prohibited substance.


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"Our overdue receivables have practically disappeared from where they used to be."
Nathan Perry, Founder and Business Director
The Cutting Edge Elite
"Our overdue receivables have practically disappeared from where they used to be."
Nathan Perry, Founder and Business Director
The Cutting Edge Elite
Nathan Perry, founder and Business Director of The Cutting Edge Elite—a premier event staffing company in New York City—had been in the catering business for years and was poised with an opportunity to take his business to the next level. There was a clear demand to provide not only catering services, but be a one-stop provider of event staffing resources. Nathan and his partner were ready to be that supplier.
Once up and running, Nathan and his partner found that one of their biggest challenges was getting paid in a timely manner. Large events would require a large payroll to be delivered to employees, and a late payment from the client meant that they were faced with finding the cash to pay staff. "Employees won't understand that a client hasn't paid us so we can't pay them", said Nathan. "They just need to get their paycheck. We've always skipped payroll [for ourselves] to make sure our guys get paid."
The next biggest challenge they faced was finding a partner that would provide payment options to their customers while not being a risk to their business. After trying larger merchant account providers who promised low rates, Nathan was astonished at the lack of service and communication regarding payment activity with their account—activity that could make or break their business.
In a specific case, a large payment was put on hold due to a data entry error, but he received no notification that the payment would not be deposited. Nathan was faced with a staff needing to be paid, and payment he wouldn't see for 90 days. "They're making a decision that decides whether we survive or fail, and no one could pick up the phone to let us know," remarked Nathan. "You go into business and think, okay, I gotta focus on clients and make sure quality is good. And then you forget that if you have a vendor that locks up your cash flow without telling you, that can threaten your business."
Nathan found PaySimple online and thought the name seemed like just what he was looking for. After talking to a representative and discovering the focus on service that PaySimple promotes, he was ready to give it a shot.
Since he started using PaySimple, Nathan has experienced a number of benefits, the most important being: happier customers, faster payments, and what he describes as "a better experience."
The Cutting Edge Elite uses PaySimple's hosted online payment forms to collect payments from clients on their website. "A lot of it is just being able to say, 'hey, you can go pay online and you get a payment receipt right away,' and they know we're going to [debit it] right there. And that's made clients a lot happier," Nathan explained.
With the online payment option, Nathan doesn't have to wait for checks in the mail—especially those mailed on the day the payment is due. I'm almost embarrassed to say it, but we would carry about $20 to $30 thousand in past due receivables," he admits, "and we've cut that by about 90 percent."
Nathan is a big proponent of service, which he follows not only in his own business, but strives to find with his partners and vendors. "Honestly, it's all about customer service," he says. "Some companies don't realize that even if they compete on price, they can cost a business owner so much time with bad service, that it's not worth doing business with them. To be honest, everything has just been better since we started using PaySimple."
Thank you, Nathan, for sharing your story.
Copyright © PaySimple 2005-2018. All rights reserved. PaySimple is a registered ISO of Fifth Third Bank, Cincinnati, OH and is a registered ISO of Wells Fargo Bank, N.A., Walnut Creek, CA.


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Tonight, in Seattle, I was in the crowd when my novel Apex won the Philip. K Dick Award.
.@Ramez Naam reading from Apex at the Philip K. Dick Awards ceremony. pic.twitter.com/eY6ilrDsMl
— CC Finlay (@ccfinlay) March 26, 2016
Apex is the third and final book of the Nexus Trilogy. Those books have now collectively won the Prometheus Award, the Endeavor Award, been listed on NPR's list of Best Books of the Year, and been shortlisted for the Arthur C. Clarke Award and the Kitchies Golden Tentacle Award. They also earned me a nomination for the Campbell Award for Best New Author in 2014.
To say I'm pleased would be an understatement. The PKD is a juried award, meaning that a panel of 5 judges picked Apex as the most deserving paperback-original science fiction novel of the year, out of the more than 100 titles that were submitted.
I'm also pleased because Philip K. Dick wrote about topics that I care about: Identity, memory, surveillance, the inner workings of the mind and the structure of society. Those are the very same topics I tried to touch on in the Nexus books.
My fellow nominees (Marguerite Reed, Adam Rakunas, PJ Manney, Douglas Lain, and Brenda Cooper) are all awesome. Brenda was one of the first professional writers to take the time to read Nexus and to give me advice and encouragement on publishing. PJ and Adam are both old friends. And I look forward to becoming friends with Marguerite and Doug.
The six of us teamed up to give away copies of all six finalist books. It's too late to enter that giveaway (almost 4,000 people did), but you can still visit the site to learn more about all six books.
Here's all of us hanging out before the award.
Thank you everyone who helped make Apex and the Nexus books great, including Molly (who read every page of each of those books, usually on the day I wrote it), my agent Lucienne Diver, my editor Lee Harris and publisher Marc Gascoigne, the almost 60 beta readers who read one or more drafts of those three books (sometimes many more than one draft) and gave feedback to make them better, and especially the fans who bought them, shared them, and told everyone else to go read them.
Onward and upward.


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Listen to Around the House where in this segment Don Magruder and Craig Hegstrom of Hegstrom Homes discuss custom home building.
Listen Now! (54MB - may take several minutes to load)
This post is part of a new weekly segment, Around the House with Ro-Mac Lumber, broadcasted live on WLBE 790 AM every Monday at 1230 pm. Each week, we'll discuss common household problems and give you the information to fix it.
Hegstrom Homes will build "on our lot or yours".
See our ads in your local Homes and Land Magazine or pick one up at our office.
Our home plans go above and beyond the rest. Call us for an appointment.
We build Custom Homes, Barnes, Garage Additions and Remodels. No job is too big or small.
100% Satisfaction Only the best materials and best suppliers make it into a Hegstrom Home. Couple this with frequent homeowner inspections and communication and you have a recipe for success.
© 2018 Hegstrom Homes - All Rights Reserved. Site Map | Privacy Policy | Website Design By Zgraph, Inc.


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Whether tall and slouchy or short and structured, this season D.C. has you—and your feet—covered with the hottest boot trends in the city. From funky ankle wedges and vintage lace-ups to modern leather heels and hip riding boots, there's a journey to be had through the best boot shops in D.C.
Hours: Mon – Sat 10 a.m.–6 p.m.; Sun 12–6 p.m.
Zelaya Shoes of Bethesda brings you the best in women's footwear, showcasing the hottest designers and the latest styles fresh off the pages of your favorite fashion magazines. From designer Tsubo's offering of brown leather boots to Coclico's European-tailored selection, Zelaya Shoes is a must-visit for every boot-loving woman in D.C.
Hours: Mon – Sat 11 a.m.-8 p.m.; Sun 12 p.m.-6 p.m.
Simply Soles has carefully selected their women's designer boots from in order represent the best in classic style. Whether you are in the market for rain boots, galoshes, riding boots or business boots, Simply Soles has a pair of designer footwear to suit your needs. While you're there, be sure to try on a pair of Frye's Celia boots with shearling trim and lining; they are rugged and winter-ready, but so cute you'll be wearing them even when the winter weather is on the milder side.
Related: Best shoes stores in the DC area.
Hours: Mon – Sat 10 a.m.– 9 p.m.; Sun 11 a.m.– 7 p.m.
The nation's capital has a total of 18 Nordstrom department stores and in its counterpart, Nordstrom Rack, carries all the best boots at a lesser price. Showcasing boots from designer Jeffrey Campbell to Trouve Station booties, Nordstrom Rack is the place to get styles in a variety of sizes.
Hours: Mon – Thurs 11 a.m.-7 p.m.; Fri – Sat 11 a.m.-8 p.m.; Sun 12 p.m.-6 p.m.
Poppy and Stella is an independent, locally owned women's shoe and accessory store with locations in metropolitan Washington, DC and in Baltimore's Fells Point neighborhood. They provide fabulous shoes, handbags and jewelry for women of all ages. From timeless classics to this season's latest styles, their collection truly offers something for everyone.
TJ Maxx
Multiple locations
TJ Maxx rounds out the list for the best boot shops in D.C. mainly due to their wide selection at bargain prices. From Jessica Simpson to Marc Jacobs, TJ Maxx carries designer labels without the hefty price tag. Beyond the location in northeast D.C., there are several others to choose from in the metro area, including Tysons Corner, Va. and Annapolis, Md.
Ready to show off your new kicks? Check out D.C.'s best dance clubs.
Monica Byrd is a fashion blogger and style maven living in Washington, D.C. Her work can be found on Examiner.com.


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A daily spray cleaner for your stone, marble & granite countertop care.
Use it on travertine, granite, marble, limestone, onyx ... all natural stone surfaces.
Honed stones, polished, tumbled, flamed, satin, antiqued, brushed... any surface finish.
Use it on vertical or horizontal surfaces such as countertops, back splashes, vanities, shower walls, fireplaces, etc.
Other surfaces such as Corian®, Silestone®, Caesarstone®, Formica®, chrome, mirrors, glass, tiles, stainless steel... even the greasy hood above your stove!
Looking for a stone floor cleaner? It's Here.
As often as needed. You can use this granite countertop care cleaner one hundred times a day if you want. It's SAFE for stone.
DON'T use any green or brown scouring pads. The presence of silicon carbide grits in them will scratch even the toughest granite. You can safely use the sponges lined with a silvery net, or other plastic scouring pads.
Spray the cleaner and let it sit for a while to moisten and soften the soil before scrubbing. Let the cleaner do the work!
Light duty cleaning such as vanity tops, mirrors or glass?
This depends on how much stone you are cleaning. It takes me about 5 minutes to clean one hundred square feet of countertops.
Yes. It was hard to get a picture of the 'dirt' on these light tops.
Wiped the stainless refrigerator with plain water - See how streaky it is?
We used the refrigerator because it's easier to see how well this cleaner performs. There is NO streaking and NO more fingerprints. It's easy to use and took me less than one minute.
We tried it on a few different surfaces.
One of the best things about this daily spray cleaner: It's made for stone but is effective on so many different surfaces. PLUS - it's safe for your daily stone, marble & granite countertop care.
Return from Granite Countertop Care to
Cleaning Granite Countertops & Other Natural Stone Surfaces


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What an extraordinary find on the letters page of The Australian:
"For the past few days, the letters page has been filled with letters from people vilifying Muslims and Islam in general. The ignorance expressed in those letters is appalling. Such published commentary must invoke fear in our Muslim citizens, so how close is this to contravening Section 18C of the Racial Discrimination Act? The inability of many readers to distinguish between Muslims of the Islamic State, the Taliban or extreme followers of Islam in places such as Saudi Arabia, and the majority of Muslims such as the 245 million who live in Indonesia, shows a bigotry beyond belief. I have spent the past 20 years associating with Muslims ranging from dirt-poor farmers and fisherman, to executives and lecturers in Indonesian universities. In no way have I come across anyone resembling the Muslims portrayed in your letters page, nor have I come across any Muslims bent on converting me to their faith." Roger Bridgland, West Hobart, Tas.
To indicate just how extraordinary Bridgland's letter is I have to point out that he is actually quite wrong to begin his opening sentence with "for the past few days." Maybe he doesn't read Rupert's rag as regularly as I do.
The fact is that the letters page of The Australian, billed on its masthead as 'The Heart of the Nation', has been featuring whole blocs of bile-flecked Islamophobic rants/letters for weeks, in what is arguably the most sustained display of racism and bigotry ever seen in this country in modern times.
Monday, August 18, 2014
The Bile Duct of the Nation
Labels: Islamophobia, The Australian
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votre vu - royal treatment.
this stuff is my pearl jam.
the royal treatment by votre vu is an organic scrub made of refined pearls in a soothing, exfoliating emulsion. unlike most exfoliators, you apply it to dry skin (rather than wet), paying extra attention to dull or damaged area, then you rinse with warm water and voila! renewed skin is exposed.
$32 at votrevu.com.


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No. 4 TCNJ shuts out Cortland
Okuniewicz nets a hat trick to lead the Lions to an easy victory
CORTLAND, N.Y. -- Senior Alex Okuniewicz recorded a hat trick for The College of New Jersey as the Lions finished off the regular season with a 5-0 road win at SUNY Cortland on Sunday.
Fourth-ranked TCNJ enters the postseason riding an eight-game winning streak, finishing with a record of 18-2. That postseason begins on Wednesday as the Lions will host Kean in the New Jersey Athletic Conference Tournament.
TCNJ didn't waste any time in jumping on the Red Dragons with Okuniewicz getting her first two goals in the opening eight minutes. The first came 4:50 into the game and then just over three minutes later she bumped that advantage to two goals by drilling a shot from the left side into the Cortland net with Christy Wham setting up the score.
Wham remained in a giving mood as she assisted on a goal by Erin Waller midway through the half to extend the lead to 3-0.
Okuniewicz completed the hat trick on a penalty stroke as that goal gave the Lions a comfortable 4-0 heading into the half. That goal came with 3:59 on the clock.
The Lions tacked on one more goal in the final half as junior Caitlyn Jenkins cleaned up a rebound for her 14th goal of the season.
Senior goalie Shannon Syciarz finished with three saves as she combined with Amanda Krause on the team's 11th shutout of the season. Syciarz also set a career high for wins in a season by collecting her 18th against the Red Dragons.
The Lions dominated in every area against Cortland (10-6) with decisive 36-5 advantage in shots and a lopsided 26-3 margin in penalty corners.


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St Lucia July 21, 2013 :: Hosts West Indies will take on Pakistan in the five-match One Day Internationals (ODI) bilateral series 2013. The fourth match will be played at Beausejour Stadium, Gros Islet, St Lucia on Sunday.
Pakistan vs West Indies live streams will be provides from PTV Sports, Ten Sports, Ten HD, Super Sports and Sky Sports HD networks completely free online and giving you a perfect experience to enjoy the game.
4th ODI – Pakistan vs West Indies Live | PAK vs WI 4th odi live
Ground: Beausejour Stadium, Gros Islet, St Lucia
Date: Sunday July 21, 2013
Time: 13:30 GMT | 09:30 local | 18:30 PKT
Pakistani Team Squad: Misbah-ul-Haq (c), Abdur Rehman, Ahmed Shehzad, Asad Ali, Asad Shafiq, Haris Sohail, Junaid Khan, Mohammad Hafeez, Mohammad Irfan, Mohammad Rizwan†, Nasir Jamshed, Saeed Ajmal, Shahid Afridi, Umar Akmal (wk), Umar Amin, Wahab Riaz
West Indies Team Squad: DJ Bravo (c), TL Best, DM Bravo, J Charles (wk), CH Gayle, JO Holder, SP Narine, KA Pollard, KAJ Roach, DJG Sammy, MN Samuels, LMP Simmons, DS Smith


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- Front-end Developer2016 - 2016The Bouqs (via Toptal)
Technologies: ES6, Babel, React.js, Redux, Webpack, SSR
- Created My Account pages for the new version of the site.
- Made a couple of improvements.
- Fixed several bugs.
- Front-end developer2016 - 2016Pangea Maps (via Toptal)
Technologies: React, Redux, ES6, Webpack, Docker, SPA, SSR
- Created an SPA enabling customization of the company's product -- contour maps of iconic bays, harbors, lakes, etc.
- Used server-side rendering to improve page load time.
- Dockerized the app to streamline deployment.
- Full-stack Developer2015 - 2016QuoteMyGoods (via Toptal)
Technologies: Symfony2, jQuery, Sass, Stripe API, Bootstrap 3
- Changed the payment model.
- Localized the app for the US market.
- Fixed known issues.
- Full-stack Developer2014 - 2015DigitasLBi
Technologies: Symfony2, Sonata Project, React.js, CoffeeScript, Node.js, Express, Markdown, Elasticsearch, JSON API, Webpack, Grunt, Gulp, OAuth2, Google Charts
- Maintained and added several features to the elaborate front-end codebase of Sberbank website.
- Created a Node.js application which fetches data from YouTrack API, generates custom employee performance reports and exports them in Excel format.
- Developed several RESTful API services. For one project our team used JSON API specification.
- Created several Symfony2 bundles to streamline setting up a new project.
- Created many React components, such as filters, charts etc.
- Web Developer2012 - 2014InGlobal
Technologies: PHP, CodeIgniter, MySQL, JavaScript, jQuery
- Created several promo sites for brands such as Kitecat, Friskies, and Cersanit.
- Maintained a medium-sized coupon site.
- Developed several modules for a website written in CodeIgniter.


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I saw the phrase "Remember What You Wanted to Be" one day on a bumper sticker and I immediately burst into tears. It wasn't because the thought was particularly sweet or moving, but because I literally couldn't remember what I wanted to be. There was something so epically tragic about not remembering your childhood dreams, perfect fodder for some kind of Lifetime Original Movie. "Forgotten Innocence," they'd call it. Or maybe "Hushed Dreamings." I asked my parents if I ever expressed an interest in a certain career path at a young age. My mom's answer was, "Well, you probably did, but you were the last of four kids so I don't think I was paying attention." Thanks, Ma.
I was seriously upset about this. I didn't remember wanting to be anything. I envisioned children playing sports and dreaming of being pro athletes, and I teared up. I saw kids who incessantly played 'school' with their dolls or relished any chance they could find to sing or dance in front of people, and I envied them. I even felt a pang of jealousy toward the dweeby kindergartener who wanted to be something absurd, like a unicorn or a dragon. At least they had dreams, visions of being something great and doing something they loved.
In my reflections, I eventually got over my melodrama of not having this childlike ideal of what I wanted to be, and I realized that the intent of the bumper sticker probably had more to do with childhood simplicity than actual future career paths. Remembering what you wanted to be is in essence remembering your childhood, or at least remembering a simpler time. It's a return to that stage of our lives where our dreams were unfettered by thoughts of money, responsibility, prestige, or even practicality, where we only wanted to do what we loved and couldn't see any reason why we shouldn't.
But, I am not a child. I am not unfettered, and I am bombarded by reasons why I should not do what I love. These reasons have, for the past four years, tied me to a job I did not love and a list of daily tasks that had nothing to do with what I wanted to be. Well, today I proclaim to you, World Wide Web, that those reasons are fluff. They are flurries. They blow around us and make us cold and miserable and frighten us into thinking we should stay off the roads just in case they turn into something solid, something real. But just as sure as a Nashville snowstorm rarely materializes, so too the reasons are, more often than not, flurries.
Today, I journeyed out of my safe and warm place and into the flurries. I quit. My job, that is. I walked away from the security and the certainty and into an already accumulating pile of debt and a whole lot of unknowns. And you know what? From the outside, I can see now that my safe and warm place was never safe. It was never warm. It was dangerous and painful and dark and cold and numb and it will never be worth what it cost me. And now, here I stand, in the sunlight that was literally hidden from me in my windowless box-within-a-box-within-a-box, and I am warm. I have someone who loves me and will stick with me through anything, and I am secure. And I know that I am taking a risk that I will never regret. Of that, I am certain.
I still don't know what I wanted to be, or really what I want to be in the present tense. I do have some ideas, however, so I'm moving to New York City in a month to see if I'm on the right track. I hope you'll join me, World Wide Web, on my journey to remembrance (another good Lifetime title). And who knows? Maybe along the way you'll remember what you wanted to be too. But if you find out you wanted to be a unicorn or a dragon, do us all a favor and put that out of your head straightaway. That's just plain silly, and you know it.
Wednesday, July 14, 2010
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Tuesday, December 16, 2008, 05:39 PMJust added a link on shitpiece to the "art show" we put on at school. As you can see, it was a pretentious, ego stroking extravaganza for people who think they can see the world on more levels than you can.
Posted by Administrator
Posted by Administrator
Oh and by the way, just for the record, my art piece means absolutely nothing. There is no secret message or point to what i did. I painted a picture about a game because i have fond memories of playing it and i think the design looks cool on the wall of the video game museum. My only regret is not making it bigger.
1653 comments ( 4827 views ) | permalink | ( 3 / 52 )


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For over a century, the Casinos de Monte-Carlo have been a global reference. Combining luxury and creativity, tradition and a bold modern approach, they offer players an ever-evolving choice of games which underpins the eternal fascination for the "Monte-Carlo" experience.
Internationally renowned as a benchmark for prestige and high-end tourism, the Monte-Carlo SBM Resort has 4 luxury hotels in the Principality of Monaco.
Discover the signature dishes of the greatest French chefs in Monte-Carlo SBM restaurants. Top class cuisine to delight your eyes and palate.
Nightlife is part and parcel of the legend of Monaco. Exciting or glamorous, a nightclub or gala event, evenings in Monaco are always exceptional!
Enjoy all the pleasures of this Mediterranean coast in a modern and serene destination.
All year there are events you simply cannot miss out on, contributing to the Principality's international reputation. To enjoy the Monte-Carlo experience, take advantage of Monte-Carlo SBM's exclusive offers.
With 16 albums in 23 years, Biagio Antonacci already has an immense career behind him.
Discovered on the radio thanks to his hit "Fiore", Biagio Antonacci achieved fame and success in 1992 thanks to his third album, Liberatemi, and the support of Eros Ramazzotti. An outpouring of albums by Biagio Antonacci ensued: Mi Fai Stare Bene, Convivendo and Vicky Love, which led him to the Stade San Siro in his native Milan and the thunderous applause of the 60,000 people who awaited him. Even more impressively, in 2011 Antonacci became the first pop singer to perform in the famous Coliseum in Rome. Several months later, he released his first entirely live album, of that concert.
The talented singer is also a songwriter who has written the particularly noteworthy "Tra te e il mare" and "Vivimi" for Laura Pausini, which everybody hums. His latest album Sapessi dire No, with the 2012 summer hit "Non vivo più senza te", is even sold today in the United States.
The renowned artist will no doubt put on a fabulous show at the Monte-Carlo Sporting Summer Festival 2013 in the famous Salle des Etoiles!
Friday 9 August,
Monte-Carlo Sporting Summer Festival 2013
Salle des Etoiles,
Sporting Monte-Carlo
Price: €190 (including dinner; not including drinks)
Proper attire and jacket required
Children accompanied by their parents must be at least 7 years old
Valet parking
The Monte-Carlo Sporting Summer Festival brings together renowned artists from the four corners of the world. A genuine reference on the international music scene, the festival is held every year in Monaco in the extraordinary setting of the Salle des Etoiles at the Sporting Monte-Carlo. This year from 6 July to 19 August, don't miss these unforgettable events in one of the Riviera's most beautiful venues.
Further information on the Monte-Carlo Sporting Summer Festival 2013!
10am to 7pm, 7 days a week
Prolong the Monte-Carlo experience by taking advantage of one of our special packages and offers in one of our Monte-Carlo SBM hotels and benefit from many exclusive advantages!
SBM © 2011 all rights reserved
This legendary casino and Belle Epoque jewel is the absolute reference for all players. Its wide range of table games is the most prestigious and the most complete in Europe.
A stone's throw from the Sporting Monte-Carlo is the Monte-Carlo Bay Hotel & Resort, complete with its own ultra-modern designed casino combining pleasure and comfort.
A legendary luxury hotel ideally located on Monaco's glamorous Place du Casino: 182 rooms including 74 suites and junior suites, 3 restaurants including Le Louis XV-Alain Ducasse, and direct access to the Thermes Marins Monte-Carlo.
A Belle Epoque jewel with discreet charm: 280 rooms including 15 junior suites, 20 suites and 8 Diamond suites, unimpeded views of Monaco's harbour and direct access to the Thermes Marins Monte-Carlo.
The new resort: 334 rooms including 22 suites, heated indoor and outdoor swimming pools, a sandy-bottomed lagoon, the Spa Cinq Mondes, state-of-the-art facilities and walking distance to the famous Sporting Monte-Carlo.
Welcome to a legendary hotel that has been redesigned by India Mahdavi: 40 rooms, including 14 suites and junior suites, the gourmet Elsa restaurant, a sweeping view of the Mediterranean, a water sports club and Olympic-size swimming pool.
Discover the innovative cuisine inspired by Chef Marcel Ravin on his travels, in a casual trendy ambiance with superb views of the sea and gardens.
Amber lighting, a Zen attitude, music featuring world-renowned compilations, the "made in Monaco" Buddha Bar is the perfect place to unwind, just around the corner from the busy Place du Casino.
The legendary terrace of the Café de Paris epitomises the very special ambiance of this venue on Place du Casino. Open all year round from breakfast until late at night, it offers a wide range of drinks and exotic cocktails for those who enjoy watching the glamorous world of Monte-Carlo go by.
A restaurant offering Latin American cuisine and Monaco's festive spirit.
This new restaurant offers top quality contemporary cuisine which draws on Riviera culinary traditions.
The products of the Mediterranean Sea greatly inspire our chef who offers healthy cuisine that deftly combines wellness and delicious gourmet flavours
L'Orange Verte offers a simple and delicious cuisine at any time of day.
Welcome to La Pizzeria, Monte-Carlo Beach's new restaurant that will take you on a culinary journey to Italy. Enjoy a superb view of the Mediterranean, an idyllic setting, 100% organic food, and much more!
This is a magnificent venue for hosting your prestigious receptions all year round and for dining out in summer on its terrace with a view of Place du Casino.
Basking in the sunshine, surrounded by lush greenery as you listen to the sound of the waves, this is an ideal spot to tuck into grilled fish or a buffet at lunchtime, or yield to the temptations of a well-orchestrated menu in the evening.
A summer restaurant with south-facing terrace located between the sea and the lagoon.
The Chef prepares an inventive and contemporary cuisine in a casual club-like ambiance.
From its lofty position on the eighth floor, this restaurant offers a new interpretation of Mediterranean gourmet cuisine. In summer the roof slides back to reveal one of the most beautiful views on the Côte d'Azur.
Experience a philosophy which reinterprets a cuisine based on the essentials and simplicity, with a subtle, harmonious balance between tradition, evolution and modernity.
Amidst a decor designed by Pierre Yves Rochon, Le Vistamar plays host to an original concept orchestrated by Chef Benoit Witz.
Amidst the lively atmosphere of the American gaming rooms, this restaurant offers daily specials and a wide choice of salads and pasta dishes you can mix and match as you wish.
Traditional Italian cuisine. Located at the entrance of the gaming halls, overlooking the Place du Casino, décor recreates in minute detail a dining room sleeper in the time of the Belle Epoque.
In the heart of the Hôtel Hermitage enjoy tasty appetizers and exellent champagnes by the glass.
With its unusual design, terrace by the sea, billiards room and DJ, the Blue Gin is a venue you have to visit at least once when in Monaco. The spacious lounge is the perfect place to relax and peruse a highly original drinks menu.
Amber lighting, a Zen attitude, music featuring world-renowned compilations, the "made in Monaco" Buddha Bar is the perfect place to unwind, just around the corner from the busy Place du Casino.
The legendary terrace of the Café de Paris epitomises the very special ambiance of this venue on Place du Casino. Open all year round from breakfast until late at night, it offers a wide range of drinks and exotic cocktails for those who enjoy watching the glamorous world of Monte-Carlo go by.
A restaurant offering Latin American cuisine and Monaco's festive spirit.
A chic venue with a beautiful terrace and magnificent view of the Principality, this is the ideal spot to enjoy fine wines by the glass and a cigar.
Come discover the magnificent panoramic view of the Mediterranean Sea, Port Hercule and the Rock of Monaco from the Crystal Terrace, in a cosy lounge atmosphere.
One of the world's legendary night clubs that has been lighting up Riviera nights for over 30 years.
An elegant ambiance of shiny leather, soft lighting and windows onto the sea awaits you in this mythical bar, which collects vintage wines and spirits.
The Monte-Carlo Bay Hotel & Resort has assembled all the expertise of the Cinq Mondes SPAS to offer a unique voyage for the senses.
This SPA draws inspiration from the inherent harmony in the architecture and ambiance of the Monte-Carlo Beach itself: 80m² dedicated to well-being with three massage rooms, a hammam, and treatment products and programmes by La Prairie.
Discover the wide range of wellness experiences offered by the Thermes Marins Monte-Carlo and enjoy moments of total relaxation, genuinely individual programmes and personalised treatments.
The Children's Club at the Monte-Carlo Bay Hotel & Resort welcomes children aged 3 to 12, seven days a week from 10am to 6pm.
Experience magical moments as a family at the Hôtel Hermitage Monte-Carlo. Children are offered a choice of multiple activities: indoors or out, playful or delicious, alone or accompanied, to reconcile fun for children and peace of mind for parents!
There is everything here to keep your kids busy in Monaco during your stay at the 5 star luxury hotel: cookery workshops, music, swimming, etc.
Take advantage of this 25-by-13-metre pool heated at 29°C and filled with seawater taken from a depth of 37 metres and 400 metres out.
The beautiful landscaped gardens feature a magnificent lagoon with cascades, jacuzzis and vast sun terraces.
Come discover Cabanas and its refined cuisine, customised tent service and idyllic beach setting.


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Today at 4 p.m. ET, the Center for Security Policy will conduct two panels on migration jihad and Shariah.
The first panel is titled "Obama's Dangerous National Security Legacy and How it Must Be Reversed."
CSP President and CEO Frank Gaffney leads this panel of national security experts, composed also of Former Commander of the U.S. Pacific Fleet, Admiral James "Ace" Lyons, and 20 year veteran of the Central Intelligence Agency, and VP for Research and Analysis at CSP Clare Lopez. They will analyze the grievous toll the policies of the Obama administration have taken on our nation's defenses, and how those policies might be mitigated by the next president.
At 5:30 p.m. ET, the panel "The Global Jihad Movement in America and the Counterjihad Campaign" will convene.
Panelist will argue free speech is the indispensable tool in confronting jihad and Islamic shariah law. Author and historian Lars Hedegaard of Denmark founded the Danish Free Press Society and International Free Press Society, and has been a fierce critic of the encroachment of shariah law on freedom of expression in the West. He has faced persecution by his own government and survived an assassination attempt in 2013. The UK's Paul Weston leads the Liberty GB party, and is a strong voice against creeping sharia in his homeland. In 2014, he was arrested on "suspicion of racial harrassment" after quoting verbatim a passage about Islam written by Winston Churchill. CSP Executive Vice President Jim Hanson will outline a new initiative against these and related threats, the Counterjihad Campaign.
Full Schedule:
Panel 1: "Obama's Dangerous National Security Legacy and How it Must Be Reversed"
- Adm. James "Ace" Lyons
- Clare Lopez
- Frank Gaffney
Panel 2: "The Global Jihad Movement in America and the Counterjihad Campaign"
- Paul Weston
- Lars Hedegaard
- Jim Hanson
Follow Breitbart.tv on Twitter @BreitbartVideo


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"Best of Wyoming" welcomes Sheridan to our roster of cities. Cited as the "best kept secret of Wyoming," Sheridan is teeming with public radio listeners who often contact us with thoughts, comments, and financial support. We hope that our focus on Sheridan will help Wyomingites discover more about this city, its cultural organizations and non-profit services. If you have a special story about Sheridan, or know someone who personifies the Sheridan culture, please tell us about it! Contact Diana Denison at email@example.com and share the story. Connecting Wyoming is what we're all about.
Christina Kuzmych, WPM General Manager


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A number of well known UK brands have been penalised recently by Google for boosting their rankings through paid links and reviews.
This happened to Moneysupermarket.com last year, more recently to Gocompare, and just last week Kwik-Fit's car insurance offering was relegated from page 2 to the relative obscurity of page 5 of the search engine.
All three were penalised for using paid links and reviews to boost their Google rankings for the highly competitive term 'car insurance'.
We talked to Nilhan Jayasinghe, Vice President, Head of Natural Search for icrossinguk about the risks of trying to 'game' Google.
Can you sum up what happened to Kwik Fit?
Kwik Fit had been up on the second page on Google for the term 'car insurance' and occasionally on the first page and has achieved this by using Payperpost [a paid blogging service] on a large scale.
Now its insurance-related URL (http://www.kwik-fitinsurance.com/) has been relegated to page 5.
Is this a standard penalty for buying paid links?
I don't think there is a standard penalty, but this seems to be the same as happened to GoCompare recently.
It looks like a manual penalty – Google does have manual reviewers but they are usually used for different issues. Google normally relies on a system where webmasters report link spam to Google.
If the search engine receives enough complaints, then Google will look into it. They generally pick out well known brands to set an example.
Is the practice of buying links widespread?
This has been going on for the last few years, since the Florida update, and a lot of big brands in the insurance and finance sector are doing this.
As well as Kwik Fit and Gocompare; Moneysupermarket, Ocean Finance and Star Finance have all fallen foul of Google on this issue.
Why aren't more sites being penalised then?
It can be harder for Google to spot when big brands are doing it, as it looks for signs of quality and these brands give plenty of those signs to the search engine in other ways.
Gocompare went from nowhere on Google to the number one slot in the space in a year, which doesn't normally happen, especially when you are an insurance aggregator. It went above the radar a little too quickly.
This is a big issue for Google as its ad revenues depend partly on having a clean search index.
What is your agency's policy on paid links?
We used to do this ourselves but stopped the practice a year ago. We have taken a strong position on this, and have even lost clients as a result of refusing to buy paid links / reviews.
Are many search agencies offering this service?
Well, a lot of paid search agencies who previously didn't offer SEO have started doing so because they can achieve a similar quick fix with paid links.
Does the harshness of the penalty depend on whether a company has a large paid search spend on Google?
The geeks at Google that are sorting out search relevancy are in a different section from the paid search teams so I'm not sure this makes a difference to whether sites are penalised or not.
However, sending a lot on paid search may make a difference once you have been found out – it means you can make more of a fuss when you are penalised and give them more access to Google.
For instance, Moneysupermarket.com, which had a large paid search budget, was able to overturn the penalty within weeks.
Do you think that Google Adwords / Adsense growth may be peaking?
I think there is a definite ceiling for PPC inflation. It is also under threat from the introduction of universal search - as soon as you put an image on a search results page, users eyes will scan towards it, which may result in fewer paid search clicks.
There are signs that Google will have to offer enhanced listings, images etc for paid search ads, which will mean that branding may become more important than conversion in future.
If branding money comes into paid search, then such advertisers would be willing to pay more so Google could even see its revenues increase.
Google is already moving towards this with TV and radio advertising, as well as the DoubleClick acquisition.
What kind of SEO approach would you recommend to clients?
The pure, link-based algorithm that Google has been using for years is quite old now, and Google is likely to start incorporating user data as well.
My advice is that changes are going to come, and that websites need to concentrate on building a reputation through engagement with visitors, content and services.
Rather than using paid links as a quick fix, sites need to take a more long-term approach, and think about how they will attract and engage users / customers.
Are there more Google penalties to come?
Yes, until Google has found a more effective way to deal with the problem – in the meantime all they can do is to manually take out more websites for using paid links. We will see more of these penalties in the next 12 months.
Related research:
Search Engine Optimization (SEO) - Best Practice Guide 2007
Related stories:
Are you breaking Google's rules?
Google reverses the minus six penalty
Comments (2)
All is true, but "Google normally relies on a system where webmasters report link spam to Google. " is not - Google does not cares about them. At least if there are less than 10k.
That's why all SEO should be reporting these cheating sites


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"POPCRAP is the next best thing after POPCORN"
Went to KLPF today for the Sony Double Exposure audition and I made it thru the 1st round!
Look at all the brands…. Eventhough Nikon has a lot of yellow boards up… but I dare to say… the one that attract ppl's attention is the black squarish booth with an orange colour alpha logo.. rite? 😀 Say yes people… ahha
Thanks Ewin for taking this. (Added to smashpOp Jumpilation)
doublExposure is actually a photography-theme reality show organised by Sony… erm.. tell you more if I get thru the 2nd round of auditions tomorrow at Timessquare. 😀
I realised that the Nokia N96 can actually take good close up shots of food, permitted by the ambience and lighting.
Check these 2 photos out.
took this yesterday during dinner.
This one was taken during breakfast today. Not bad eh? (I mean the quality of the photo taken by N96) haha
Few weeks ago we wore our Minolta tshirts to work.. then we took some photos. Will post them all after 2 months. 😀


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So the Sheriff Hired a Dispatcher


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Here are a couple of crap pictures of my nails. This is one coat Essie Hi Maintenance (ha), one coat Revlon Starry Pink, one coat Hi Maintenance. It's very, very soft with just a hint of a little something extra. I had no idea what I wanted to wear up until Thursday evening when I tore through my stash, decided on the Revlon for sure, but knew I had to tone it down. I think it was really nice for something subdued. And my toes were Maybelline Poolside, which were totally visible through my Steve Madden jelly shoes.
None of these are super fantastic high quality pictures. Ben took one, Sam took a few, and my friend Jenna took some...but I couldn't wait to share them with you guys.
Here's a less than stellar and totally candid picture of me in my dress. This was right after Ben and I did our "first look," which was the most nerve wracking part of the day for both of us. The dress is by Maggie Sottero and it's called "Juliette." I picked it out almost two years ago and I loved it as soon as I saw it. It was definitely the star of the show. Everyone was ooing and ahing over it all night. And I really did feel beautiful.
My best friend (and maid of honor) Aimee and I in the limo. My makeup that day was mostly my own, some applied by me and some by the hair and makeup people. I had some Naked2 palette on my eyes, generous winged liner, and the lipstick is my perennial favorite, Illamasqua Maneater.
My dad walking me down the aisle.
Jenna took these and I love them!
When I finally got to take off the dress after wearing it for almost twelve hours. My hips are bruised from the weight of it, but it was totally worth it.
Before we went to bed. So much dancing and loud music equals a bit of a headache, but I was still totally content.
Seriously, if something went wrong at this wedding I didn't know about it. Everything seemed to go super smoothly, and everything was how I wanted it to be. The venue was amazing, the weather was more perfect than we could have hoped for (and even a touch too warm), my photographer was a goddess, the event coordinator at the venue was amazing, the food was good, the cake was wonderful, and we danced until they kicked us out. I had danced the bustle right out of my dress by the end of the night. My bridesmaids were great, Aimee made THE BEST SPEECH EVER, our flowers were absolutely stunning, and there were teacups. I made a lot of things for the wedding myself, and it was nice to see the little personal touches set up once we got to the reception.
Now that everything is over I feel very relieved. I am not a super social person and crowds unnerve me, so I thought the wedding would be hard on me. The hardest part was planning it. Living it was pretty easy, surprisingly. Like I said above, I had a lot of nerves right before I saw Ben, but once I did see him I felt a lot better. I was a little nervous before I walked down the aisle because my dress was a touch too long and I had to handle some stairs, but in the end I just walked on my tiptoes, held onto my dad for dear life, and it was fine. The reception was definitely a dance-like-no one's-watching situation for me because I didn't caaaaaaaare. The whole day was a blast.
And now...
We're off to Scotland this afternoon! So I'll talk to you guys later, and hopefully have some non-smart phone photos to share in the future.


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Identity Guard® Review
Identity Guard monitors the basics of your identity — name, Social Security number, bank accounts, credit reports, etc. — but it doesn't have the breadth found among the best identity theft protection services. Identity Guard offers robust credit monitoring, but it costs extra. Its restoration services are weak: Beyond identity theft insurance and a support hotline, most of the burden of restoring your identity is on you. If you need a company with real muscle to rescue you after identity theft, ID Watchdog, LifeLock, or IdentityForce are wiser choices.
Our Review of Identity Guard
Identity Guard® It covers the bases and offers great credit report monitoring, but it won't go the extra mile to restore your identity.
A stolen identity can be among the most traumatic things to happen to a person beyond loss of life, limb, or loved one. Our online and financial personas influence everything from loan prospects to social networks; corruption of that can take years to fix and cause immeasurable stress.
With such high stakes, a total solution is attractive: Identity Guard bills itself as a provider of complete identity theft protection custom-built for your needs. It claims to monitor your credit and personal information to help ensure shady thieves can't ruin your credit or good name. If the worst happens and you do become a victim of identity theft, Identity Guard promises to work with you to notify the appropriate authorities.
Identity Guard can handle the basics, but it falls short if you actually need help recovering a stolen identity.
Sound too good to be true? It is. In reality, "total identity protection" of any kind is wishful thinking. But a breadth of monitoring and muscular restoration services can add real value. Let's take a look at some key specs for Identity Guard to see if it clears that bar:
Measured against the competition, Identity Guard offers fairly comprehensive monitoring of most of your personal information, including your name, Social Security number, address, and bank accounts. Credit hawks will be glad to know it excels at monitoring yours — for a price. Higher-tier plans offer access to your triple-bureau credit reports (updated quarterly or monthly) in addition to your credit score's. (But note that these aren't the FICO scores that lenders use.)
But Identity Guard doesn't always go the extra mile: The service lacks a few options competitors provide — like driver's license number monitoring and the option to monitor multiple email addresses on one account. Those elements are not as critical as the basics mentioned above, but bundling in those extra features would help Identity Guard inch closer to its competitors (not to mention its near-impossible "total protection" claim).
But the true measure of an identity protection service is how it helps you pick up the pieces should you become a victim of identity theft. Identity theft is more than just a headache: The Federal Trade Commission estimates the average person spends over 200 hours restoring their identity, loses an average of $1,500, and suffers from immeasurable stress and its attendant health problems. Stolen identities get fixed faster if you're backed by a lawyer, and the best identity theft protection companies actually do this: Representatives from the company obtain temporary power of attorney so they can quickly restore accounts, credit, and identification on your behalf. Identity Guard promises restoration assistance in the bold print, but a close look shows it's largely toothless: What it really provides is little more than an advice hotline — and even that isn't available 24/7. That's a major knock.
A Closer Look at Features
Total Protection: $16.99/month
Platinum: $19.99/month
Special plans
Couples Plan: $22.99/month
Family Plan: $24.99/month
Introductory offers
Best For
Falls short
- $1 million identity theft insurance: If your identity gets stolen, Identity Guard will cover the costs of recovery up to $1 million, including legal fees, lost wages, travel expenses, and child care. But it doesn't reimburse you for losses incurred during theft.
- Alerts: If it sniffs out certain activity that may indicate fraud on any of your financial accounts, Identity Guard will send prompt notifications by email, phone, or text. When new accounts are opened in your name or certain changes are made to your existing accounts, you'll receive an ID verification alert — which gives you the head's up to either confirm if valid or spur into action if it's suspect.
- Lost wallet protection: If your wallet is lost or stolen, Identity Guard will cancel your cards and front you up to $2,000 in emergency cash to hold you over until you receive new ones.
- Intuitive user interface: Straightforward navigation means you can access the most important information from the tabs near the top of the page or the Quick Links box. A simple dashboard gives you a clear view of the status of your accounts and directs you to notifications that need attention.
- Mobile access: Identity Guard offers user-friendly mobile apps for iOS and Android devices that let you access your notifications, credit reports, and credit scores on the go. It also links to help articles on identity theft and steps to take if you suspect you've been attacked.
- 3-bureau credit analyzer: This neat web module simulates how your financial choices will affect your credit. Choose an action from a dropdown menu — closing an account, taking out a new loan, etc. — and the tool will automatically model how that choice would affect your credit score.
- Keyboard encryption software: This is the company's most unique offering: Identity Guard's PrivacyProtect® software encrypts your keystrokes to thwart keyloggers trying to steal your passwords. It's free with Total Protection and Platinum plans, but there's a major bummer: It's only for Windows.
- ZoneAlarm® antivirus software: Total Protection and Platinum plan members get free access to ZoneAlarm®'s antivirus software, complete with firewall protection and countermeasures for malware and spyware.
- ID Vault password protection: ID Vault is a password manager that enables you to store and encrypt all of your online account usernames, passwords, and credit cards in one hack-proof place.
What Others Are Saying
"Unfortunately, we found Identity Guard's interface confusing and its customer service line unhelpful. One particular annoyance: Our account page advertised services already covered under the Total Protection plan, inviting unwary consumers to buy the same services twice under different names."
Consumer Reports likes Identity Guard's personal information monitoring, but reminds readers that this service alerts you of potential security breaches but can't fix them: "Internet scans could give you a false sense of security if they find nothing and scare you if they find something you can't undo. Assume the genie is already out of the bottle and put a security freeze on your credit report before trouble strikes."
Other Identity Theft Protection Services We Like
ID Watchdog It's the only service that will help recover your identity from a pre-existing theft. Plus, it has the best price.
ID Watchdog doesn't have the most sterling or modern interface, but customer service and price are best-in-class: The top-tier Platinum plan is cheaper than any other premium service ($18/month or $194/year if you call customer service directly). Couples pay $27/month ($291/year) for two adults, and families pay $32/month ($349/year) for two adults and up to five kids. Plus, it offers something no one else does: Rehabilitation for pre-existing theft. That means if you find evidence of identity theft before enrolling in ID Watchdog, it will still work on your behalf to remove it using power of attorney.
IdentityForce Its UltraSecure+Credit offering hit all of the marks on service and price, and comes packaged in a more modern site.
IdentityForce earns high marks for providing some of the most robust identity monitoring on the market couched in a smooth, intuitive online experience. If you need help monitoring credit, you'll want the pricier UltraSecure+Credit plan ($23.95 per month). If you can handle it yourself, save money with the UltraSecure plan ($17.95 per month). If you need to protect several members of your family, skip it: The lack of family discounts means you'll pay full price for every person you add.
LifeLock While it has the most comprehensive alerts out there, the FTC has sued them twice for deceptive advertising.
Though the Federal Trade Commission investigated them deceptive advertising practices, LifeLock remains a solid option. It offers comprehensive monitoring of your personal information and, if you become a victim of fraud, it can assume power of attorney to work at restoring your identity on your behalf. LifeLock offers three plans, ranging in price from $9.99 to $29.99 per month. There's also a LifeLock Junior add-on for $5.99 per month for kids.
The truth: Identity theft protection services don't do much you can't do for yourself for free.
The main value of a service like Identity Guard largely lies in the opportunity to outsource the hefty task of watching all the streams of information — emails, credit reports, bank accounts, etc. — that make up your financial and online self. For many, $20 a month is a small price to pay to cut all that hassle. However, if you are hands-on, diligent, and supremely organized, here's how to start the DIY approach:
- Check your bank and credit accounts online. Read your monthly statements closely, and check accounts daily to catch signs of unusual activity or fraudulent charges as they happen.
- Shred your junk mail. You're not paranoid: Destroying your unwanted mail prevents trash-rummaging thieves from stealing your identity right out of your garbage.
- Opt out of preapproved credit card offers. Piles of card-filled envelopes promising unbelievable APRs are worse than annoying: They're a prime target for identity thieves. OptOutPrescreen.com can suspend preapproved credit card offers for five years.
- Watch for phishers. Beware emails claiming to be from your bank, asking you to click on a safe-looking link: Hackers mimic banks quite closely in an attempt to steal your information. Always type in the web address to your bank (instead of just clicking through from the email) to be sure you're going to a secure website.
- Order your free annual credit reports. It's the law: Every citizen is entitled to one free credit report per year from each of the three credit bureaus through AnnualCreditReport.com. You can order them spaced out throughout the year or all at once.
- If you become a victim, place a fraud alert on your accounts. You can contact the credit bureaus yourself to place a fraud alert on your reports if your identity has been stolen. Lenders looking at your report can then take extra steps to verify the legitimacy of any changes or new accounts to ensure they're dealing with you and not your thief.
- Consider a security freeze. As soon as you confirm a stolen identity, you can write to all three credit bureaus to request a security freeze, which blocks lenders from accessing your reports altogether. This helps prevent thieves from opening new accounts in your name. Caveat: There's usually a fee, but it depends on your state.
The Bottom Line
Identity Guard® It covers the bases and offers great credit report monitoring, but it won't go the extra mile to restore your identity.
Identity Guard provides decent standard monitoring of most of your personal information and exceptional credit monitoring in its premium plans. But it stumbles on the way to "total protection" claims by failing to actively restore your identity and skimping on deeper identity monitoring. If you like a range of budget options and aren't afraid of piecing back together a stolen identity by yourself, Identity Guard may suffice. Couples or families should also consider Identity Guard for its affordable group rates, and credit nerds will appreciate its robust credit monitoring. But if you want a service better equipped to aid you completely should the worst happen, consider ID Watchdog, LifeLock, or IdentityForce.
The scores you receive with Identity Guard® are provided for educational purposes to help you understand your credit. They are calculated using the information contained in your Equifax' Experian and TransUnion credit files. Lenders use many different credit scoring systems' and the scores you receive with Identity Guard are not the same scores used by lenders to evaluate your credit.