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Mitt Romney trails President Obama in a new Washington Post poll of Virginia voters, but the former Massachusetts governor does appear to have neutralized a key Obama advantage from 2008: on-the-ground organization.
Both the Romney and Obama campaigns have contacted about one in three voters asking them for their vote via telephone, face to face or online, according to the Post-ABC poll. Toward the end of the 2008 campaign, Obama amassed a 17 percentage-point advantage over McCain on voter contacts, 48 to 31 percent in an October Post poll (the 2008 poll did not ask about online contacts).
The poll finds evidence that each campaign is focusing their efforts on base supporters even more than on swing voters and independents. More than four in 10 self-identified Democrats (42 percent) say they have heard from Obama and a similar proportion of Republicans (44 percent) say so about Romney. Just 33 percent of independents have have heard from Obama, 29 percent from Romney.
Are all of these contacts by the two campaigns having an impact? Ninety-four percent of registered voters contacted by either campaign say they're "absolutely certain to vote" in November, compared with 84 percent of those who haven't been contacted.
And whether by persuasion or good voter targeting, voters who have been contacted only by the Obama campaign support him by a 42-point margin, while Romney-only contacts back the Republican by 31 points. Voters contacted by both campaigns favor Obama 54 to 38 percent.
Romney will need to do more than match Obama's ground game to overcome his current eight-point deficit in the state - most notably among women where he is losing by 19 points. Nevertheless, the parity in voter outreach demonstrates that Romney's campaign has learned a clear lesson from 2008, one that will likely pay dividends if the race is close.


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Six shoppers get into brawl over parking space at mall
It's beginning to look a lot like Christmas — six shoppers have been arrested after a brawl over a mall parking space in New Hampshire.
Police said the dispute happened on the second level of a parking garage Sunday at the Mall at Rockingham Park in Salem.
Deputy Chief Shawn Patten told WMUR-TV that two groups were fighting over the parking space and multiple officers had to be called out to calm things down.
He said the six shoppers, all from Lawrence, Mass., were charged with disorderly conduct. They face arraignment Jan. 28.
Doctor given reprimand for feeding tube insertion error
A Providence doctor has been reprimanded and placed on probation after Rhode Island health officials determined she improperly inserted a feeding tube in a patient who developed a massive infection and died 13 days later.
The state Health Department said Tuesday that Dr. Rita Kurl improperly inserted the tube into the abdomen of an 89-year-old woman at Fatima Hospital in 2008. A consent order says Kurl ordered an X-ray to check its placement after the patient cried out in pain when the tube was flushed, but the doctor read the wrong film, which showed it was fine.
The patient later had to have feeding material removed from her abdomen and developed an infection.
A message was left for Kurl at Roger Williams Medical Center.
The probation is for five years.
Teen driver critically hurt when car rams school bus
A teen driver suffered life-threatening injuries Tuesday when his car collided with a school bus in Exeter and caught fire, police said.
The bus was full of middle school students when the crash occurred Tuesday at 6:50 a.m. Bus driver Jennifer Call and two students were taken to Exeter Hospital as a precautionary measure.
The driver of the car, 18-year-old Jesse Godin of Exeter, crossed the center line while traveling north on Portsmouth Avenue and struck a van before hitting the front end of the school bus, state police said.
Godin was trapped inside his burning Volkswagen Jetta. A passerby used the fire extinguisher on the school bus to extinguish the flames while fire officials extricated Godin using a power tool, police said.
The driver backed her bus away from Godin's car to protect her students, police said.
Godin was in critical condition at Beth Israel Hospital in Boston, police said. The driver of the van and a passenger were taken to the hospital with minor injuries.
Godin's speed appears to have been a factor in the crash, police said.
Maine Mariners introduce their mascot: Beacon the Puffin
Local & State
Fatal motorcycle wreck in Oxford is under investigation
Nation & World
Twitter suspends far-right conspiratorial commentator Alex Jones
Primary night: Dems go for diversity, Republicans for Trump choices
Leonard Pitts: Here's how real 'BlacKkKlansman' described his infiltration in 2006

subset: commoncrawl


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Sku: 255105 750ML
Mildly brown spiced with light floral notes in the aromatic. Subtle flavor with some spicy heat in the finish. A delicate and subtle bouquet with hints of cigar box, prune, liquorice hazelnut, old port wine, ginger bead and orange blossom. Full bodied and mellow, tender and stylish with a long lingering fine memory.
Country: FRANCE
Varietal: BRANDY & COGNAC


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Glenelg theater teacher preps final production
Longtime theater teacher Susan Miller is finishing up preparations for what will be her final production at Glenelg this week. Miller has announced that she will retire at the end of this school year.
Jen Rynda/Baltimore Sun Media Group
Copyright © 2018, Howard County Times, a Baltimore Sun Media Group publication | Place an Ad


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By Me !!!
Many people think that a great dragon lizard tattoo, I'd like to. Some of them know exactly what they want, most of them do not. It can be difficult to determine the tattoo to come. Many designs and colors as well as you decide where to put it in your body can get. These are some ideas for the dragon tattoo.
In general, for some people again, he covers a lot of the body is a huge dragon tattoo. This is the work of the United States may not be great, but it is not uncommon for a person with a dragon tattoo. It's really pretty, but it would take a very long time can be very painful. Dragon tattoos are very pretty and a pretty big trend is complicated. Dragon tattoo designs that you can navigate to other web sites are many. It would be hard to choose a variety of designs so that you can get this.
The most popular place back dragon tattoo arm, shoulder, and are to get. , But you can get them anywhere you can think off. In addition, you can get above dragon tattoo is a very popular place. Forearm is the most likely place would be the most hurt, I will assume, depending on your body. Leg tattoo of a dragon that can cool place.
These are just willing to have some idea about the tattoo. Perhaps you hate them; many other places to get information about dragon tattoo is not so. If you still like them, t just google the place, looking for dragon tattoo ideas t you can not find them. Hopefully, this is a dragon tattoo for you and help you find the idea has been.


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About 74,000 Blower/Vacs have been recalled by Ace Hardware Corporation, of Oak Brook, Ill; Orchard Supply Hardware, of San Jose, Calif.; and Sears, Roebuck & Co., of Hoffman Estates, Ill. The blower/vac's motor can catch fire, posing fire and burn hazards. This recall involves two models of Craftsman 12 amp electric blower/vacs. The blower/vacs have a red motor housing and a black blower tube and restrictor nozzle, and measure 12 inches high by 34 inches long. Blower/vacs with model number 138.74898 or 138.74899 are being recalled. Model 138.74898 has a variable speed switch and a serial number between SES0100001 and SES1951280. Model 138.74899 has a two-speed switch and a serial number between SER3561101 and SES2141280. The model number, serial number, "Craftsman" and "AC BLOWER / VAC" are printed on the side of the motor housing. Seven reports of the blower/vacs catching fire have been received. One injury has been reported.
The blower/vacs were sold at ACE Hardware, Orchard Supply Hardware, and Sears stores nationwide and online from January 2013 through October 2015 for between $50 and $100. Consumers should immediately stop using the recalled blower/vacs and contact the Craftsman brand hotline for a full refund. Contact The Craftsman brand hotline toll-free at 888-266-7096 from 9 a.m. to 8 p.m. ET Monday through Friday and from 9 a.m. to 5 p.m. ET Saturday, or online at www.craftsman.com and click on Product Recalls for more information. Photos available at http://www.cpsc.gov/en/Recalls/2016/The-Craftsman-Brand-Recalls-Blower-Vacs/
Contact us today for a free legal consultation with an experienced attorney.
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text: Of all the voices of World War II, Anne Frank's remains one of the most resonant, revived year after year in plays, movies, biographies and now in a new exhibit at Exploris. At her 13th birthday party, Anne Frank received a diary she later named "Kitty" and used to record her years of hiding in the annex above her father's export company in Amsterdam. On June 11, the anniversary of that birthday, One Voice: From the Pen of Anne Frank will open at the Raleigh museum. The 1,500-square-foot exhibit includes a video of Miep Gies relating the day the Franks were discovered; artifacts, such as yellow stars worn by the Jews during the Holocaust; a scale model of the annex; and interactive elements that invite visitor response. The public opening runs from 2-5 p.m. on Saturday, and boasts an appearance by Chapel Hill resident Barbara Rodwell, who actually attended Anne Frank's 13th birthday party. Admission is $6.95 for adults, $5.95 for seniors, and $4.95 for children. For more details, call 834-4040.


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Edwardsville, IL (PRWEB) May 11, 2012
Researchers at The NCERC today announced that they have successfully produced ethanol from the cellulosic portion of the corn kernel.
"This research is demonstrated proof of the viability of 'generation 2.0 ethanol,'" NCERC Director John Caupert said. "By utilizing existing technologies readily available in the commercial marketplace, the NCERC was able to produce a biofuel that builds upon the strengths of conventional corn ethanol and the promise of cellulosic ethanol, thus making bolt-on cellulosic ethanol a reality."
Caupert added that the potential for cellulosic ethanol has significant immediate and long-term impacts on the biofuels industry generally and the ethanol industry specifically.
"Any of the 211 existing ethanol plants in the United States could be retrofitted with existing bolt-on technologies to produce cellulosic ethanol from corn without the need to build new facilities," Caupert said. "This translates into opportunities for jobs and economic development, particularly in rural areas.
According to the Illinois Renewable Fuels Association, the ethanol industry provides more than 4,000 full-time jobs with an economic impact exceeding $5.29 billion in Illinois alone. There are currently 14 ethanol plants online in the state.
NCERC Assistant Director of Biological Research Sabrina Trupia emphasized the importance of the demonstration in future research opportunities.
"This is a significant milestone with immediate industry impact, but producing cellulosic ethanol from corn bran is also proof that cellulosic ethanol could be produced at NCERC utilizing any cellulosic feedstock," Trupia said. "From a research perspective, this is only the first step in a very exciting road toward a future of energy security."
The NCERC credits a series of actions, grants and capital gifts for making the research possible, including the formation of the NCERC Technical Advisory Committee in 2008, the Center's 2009 Advanced Biofuels Initiative, and two significant capital gift donations: a corn fractionation system (2010) and fermentation suite (2011). These steps were complemented by a research and development grant through the Illinois Department of Commerce and Economic Opportunity.
"It's the culmination of four years of activity here at the Center, and a shining example of a public-private partnership that works," Caupert said. "With our expanded fermentation capabilities, the Center is actively seeking industry, academic, and government agency partnerships."
About the Center
The NCERC at SIUE is a nationally-recognized research center dedicated to the development and commercialization of biofuels, specialty chemicals, and other renewable compounds. Established through federal and state initiatives, with support from the Illinois and National Corn Growers Associations, the Center promotes rural development and economic stimulus and is providing tomorrow's workforce with the skills needed to meet the challenges of a changing energy environment. Designated as a Biorefining Center of Excellence, the Center assists in developing the technologies needed to reduce U.S. reliance on foreign oil and provide consumers with economically sound and environmentally responsible fuel options. Research initiatives in renewable energy at the Center are supported through grants, contracts and donor contributions. For more information, contact Courtney Breckenridge at 618-401-9218 or cbreckenridge(at)ethanolresearch(dot)com or visit http://www.ethanolresearch.com.
About SIUE
Southern Illinois University Edwardsville (SIUE) is a nationally recognized university dedicated to educating and developing professional and community leaders through its excellent faculty and academic programs. With a student-to-teacher ratio of 17-to-1, SIUE offers the advantages of a small, liberal arts college with the lowest tuition of all 12 state universities in Illinois. The emphasis on undergraduate education, complemented by faculty research, creates practical applications for student learning. In fall 2011, SIUE reached the largest overall enrollment in the history of the University with 14,235 students. In fiscal year 2011, SIUE faculty and staff received more than $34 million in grants and contracts for research, teaching and service initiatives. Only 25 minutes from downtown St. Louis, the SIUE campus is situated on 2,660 acres of beautiful woodland atop the bluffs overlooking the Mississippi River's rich bottom land. SIUE has been shaping the future in the St. Louis Metro Area since 1957, offering quality undergraduate and graduate programs combined with a solid commitment to the economic development of Southwestern Illinois.


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Post Highlights
SSC CPO Admit Card 2017
SSC CPO Admit Card 2017 : Want to know the exam schedule of the SSC SI Central Police Organisation for Delhi Police and CAPF (Central Armed Police Force) posts.Then you are at the right site where you can get each and every information about the SSC CPO Recruitment .you just scroll down to know more details about the exam dates and schedule.SSC announced huge number of vacancies that is nearly 2221 vacancies for the posts of Sub-Inspector (SI) in Delhi Police/ Assistant Sub Inspector (ASI) in CISF / Sub Inspectors in Central Armed Police Force (CAPF) such as BSF/CRPF/SSB.Now the released admit card is for the Tier 1.The scheduled exam dates for this exam are 01st July – 5th July 2017.
SSC CPO, CRPF SI, ASI Hall Ticket
SSC is the Staff Selection Commission holds the responsibility of the appointing people in central government level jobs.In every year it conducts so many exams according to the applicants educational qulaification .Similarly this time also SSC has published this career notification for the SI, ASI posts in Delhi and other departments.The suited applicants have submitted the application forms through online .those who submitted the applications according to the notification can get their SSC CPO, CRPF SI, ASI Hall Ticket in the official of SSC .the exam date is approaching the exam attempting candidates must make sure about the syllabus and last minute preparation tips.
SSC CPO SI ,ASI Call Letter Region Wise
Usually, SSC plans to conduct any exam region wise to avoid any technical problems .since the number of registered applications is very high that is in lakhs.So to make the process easy it plans the exams region wise.The candidates also can achieve their SSC CPO SI ,ASI Call Letter Region Wise .Below we have given the region wise links to get the admit card log in directly.Moreover, bookmark this page Jobschat.in for the upcoming updates of job notifications, admit cards or results , any other job-related information.
SSC CPO Admit Card 2017 Details
|Name of the Posts
|Date of the exam
|01st July – 5th July 2017.
|Exam Type
|Central Government job
|Date of Call letter
|update Soon
|Official Website Link
Lakhs of individuals are willing to be a part of this huge recruitment and want to grab their dream job.To shortlist the huge number of applications SSC conducts the Tier 1 exam and Tier 2 exam
How to download SSC CPO Admit Card 2017?
- Visit the official site of SSC i.e. ssc.nic.in
- Go to Notice Option.
- See the link to download SSC CPO SI,ASI Admit Card 2017
- Enter your Registration ID/Application Number and DOB or Password
- Admit card will be shown
- Download the call letter/admit card.
- Take a print out of the call letter to the venue of Exam.
Useful Links:
Download SSC CPO Admit Card 2017 (Available )
SSC CPO SI , ASI Call Letter Region Wise:
|Region name
|Admit card Availability
|SSC Northern Region (NR) Rajasthan, Delhi, Uttarakhand
|Rajasthan, Delhi, Uttarakhand
|Click here to download ssc nr admit card – Available!
|SSC Eastern Region (ER)
|West Bengal, Orrisa, Jharkhand, A&N Island, Sikkim
|Click here to download ssc er admit card – Available !!
|SSC Karnataka Region (KKR)
|Karnataka, Kerala
|Click here to download ssc kkr admit card – Available !!
|SSC Southern Region (SR)
|Andhra Pradesh, Punduchery, Tamilnadu
|Click here to check ssc sr admit card – Available !
|SSC North Eastern Region (NER)
|Assam, Arunachal Pradesh, Manipur, Meghalaya, Tripura, Nagaland, Mizoram
|Click here to get ssc ner admit card of SSC NER – Available!
|SSC Western Region (WR)
|Maharashtra, Gujrat, Goa
|Click here to download ssc wr admit card – Available !!
|SSC Madhya Pradesh Region (MPR)
|Madhya Pradesh, Chhattisgarh
|Click here to download ssc mpr admit card – Available !!
|SSC Central Region (CR)
|Uttar Pradesh, Bihar
|Click here to download ssc cr admit card – Available!!
|SSC North Western Region (NWR)
|Haryana, Punjab, J&K, Himachal Pradesh
|Click here to download ssc nwr admit card – Available !


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Sharing my presentation secrets
What makes a great scientific presentation? Clarity, simplicity, enthusiasm, a clear narrative, and a great beginning and an end. I've been sharing my presentation techniques all over the world for many years. As the conference season is here I was asked to help presenters prepare for The European Society of Human Reproduction and Embryology (ESHRE) annual congress in Lisbon. I've been working Vitrolife, one of the leaders in assisted reproduction. Here's my blog: http://blog.vitrolife.com/togetheralltheway


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i]We are pleased to let you know that all our developer program services are now online. Your patience during this time was sincerely appreciated.
We understand that the downtime was significant and apologize for any issues it may have caused in your app development. To help offset this disruption, we are extending the membership of all developer teams by one month. If you need any further assistance, please contact us.
All developers will also have their membership extended for one month to help 'offset this disruption.' Apple announced its plans earlier this week to have all systems restored and it seems to have met that goal.
Read More


text: SARANAC The Bassetts knew something wasnt quite right when their son, Benjamin, began to rapidly regress in his development. He was growing and developing like a typical child, he had vocabulary. Then, he just turned a corner, said his mother, Karen. It was in 2006, when Benjamin was 18 months old, that his mother and his father, Steve, first noticed the change. Within four months, Benjamin had lost all his vocabulary skills, his ability to make eye contact with those communicating with him and lost his interest in wanting to play with others. He had just gone into a world of his own, said Karen. The Bassetts had their son examined and after a second opinion, they came to grips with the reality that Benjamin has autism. They began enrolling him in early intervention services and speech therapy to counteract his disorder, though the services resulted in slow progress. In September 2007, Karen and Steve thought enrolling Benjamin in part-time pre-school would help his interaction with children, but it had just the opposite effect. That didnt work. He just kept having meltdowns, said Karen. In one of her late nights of staying up researching autism, Karen stumbled upon The Son-Rise Program, offered through the Autism Treatment Center of America in Sheffield, Mass. The program, explained Karen, teaches parents a method that is meant to reverse the anti-social characteristics of autism, that they can use in their own home setting. The method involved creating a room in their home that allows for them to interact with Benjamin that is free of distractions. The walls are white, theres no toys on the floor. Everythings on a shelf out of his reach, said Karen. So, he has to use language or some form of communication to get what he wants. Since the Bassetts started the teaching of The Son-Rise Program with their son which involves constant positive reinforcement and praise he has redeveloped his vocabulary skills and now has eye contact of a typical child, said Karen. At the beginning of the program, they had us write down one thing we really wanted to have happen, recalled Karen. The one thing my husband wrote down is he wanted to have Benjamin say, Daddy, I love you. Now, he can do that and so much more. Were just blown away. Hes actually asking us to play with him now, which is huge in the world of autism, she continued. We still have a lot to work on but hes making huge, huge strides. The Bassetts are continuing to work with their son, who is now 3 years old, in the hopes to ready him for kindergarten next fall. Even though Benjamin has made remarkable progress, said Karen, she and her husband have decided to seek additional therapies for him rather than enrolling him in pre-school again. Theyre now pursuing taking Benjamin to the Autism Treatment Center in Massachusetts for a more intensive week-long program that will work one-on-one with him and his parents. A jamboree benefit will be held this Sunday, Oct. 5, at Cocktails on River Street in Morrisonville to help the Bassetts with their expenses for enrolling Benjamin in the program. The benefit will begin at 12 p.m. and include a spaghetti dinner that will cost $5 and be free to all children 5 years old and younger. Entertainment will be provided by Glass Onion, Misty Creek, Movin On, The Bootleg Band, and Save the Humans. The event will also include a 50/50 raffle, face painting, karaoke contest and Chinese auction, among other activities. Attendees will also have the chance to bid on artwork created by Benjamin himself during a silent art auction. We really want to just celebrate how Benjamin has come so far and know that the best is yet to come for him, said Karen. For more information about the benefit or how to help, contact the Bassetts at 293-1230, or visit their Web site, www.4benjamin.com.


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Men are Moved by Two Levers Only: Fear and Self-interest
- Napoleon Bonaparte
Orlando, Florida (PRWEB) January 01, 2013
Since the release of his debut novel, EQUITY of EVIL, author Rudy Mazzocchi has received numerous literary awards including the 2011 Gold Medal eLIT Award for Best Mystery/Suspense/Thriller and the 2012 Global eBook Award for Best Suspense Thriller. This bold new novel has also been nominated for the 2012 International Thriller Writers' Award, 2012 Edgar's Award, 2013 ForeWord Book of the Year Award, and 2013 Eric Hoffer Awards. EQUITY of EVIL is currently ranked the #1 Medical Thriller on Amazon based on average Customer Reviews.
Mazzocchi continues with his disclosure of frightening new medical breakthroughs that are currently being evaluated behind closed laboratory doors; technologies that will require the reader to eventually question how society and our governments might regulate and control them. As in EQUITY of EVIL, the second novel in this trilogy known as The EQUITY Series, reveals how aggressive business leaders push for increased profits and market penetration of a mind-altering technology without thinking through all the possible evil applications that others may strive to exploit.
In EQUITY of FEAR, researchers and scientists in the United States, Russia and Japan compete in a new technological race to control fear and pain in the minds of the world's populace. At first, the race is rooted in purely scientific ambitions, such as that of space travel or in the era of industrial revolution, but it evolves into something much more sinister.
What might governments or powerful organizations pay for the keys to the fear of pain or the fear of death? What limits would prevent them from eliminating anything or anyone standing in the way? How far would they go to control the monopoly over a technology that could subliminally control the human brain, and what power would they have over the lives of billions if successful?
Synopsis of EQUITY of FEAR:
A new technology is designed to help millions of patients to eliminate irrational fears such as of flying, heights, insects that buzz, darkness of night, or even death. Scientist develop a program that successfully re-wires and rehabilitates the brain to restore memories in stroke or Alzheimer's patients, but corporate greed pushes for the pursuit of global commercial applications in a naïve attempt to license the technology to other competing countries. Despite several warnings from Roman Citrano, our leading character from EQUITY of EVIL, and no stranger to the insidious intentions of other forces at work beneath still waters, the overly ambitious corporate executives push forward with their aggressive marketing plan. The target: a huge,Japanes consortium many times the size of their U.S. Company. The licensing attempt takes a dark and rebellious turn in which innocent and trusting people are drawn into a quagmire of international intrigue and ugliness.
Here is yet another dark world where scientists experiment on orphaned children rather than rhesus monkeys, where torture and pain become just another set of data points and lives are discarded for the sake of owning the ability to control how man perceives and processes fear.
Based on true medical discoveries and ongoing clinical research, this second novel in The EQUITY Series touches on the most personal emotion impacting everything man faces on a daily basis. Fear drives us all, whether it is the fear of failure, the fear of being alone or fear of death. Once again, man's predisposition to take control and ownership of the human spirit is at the core of each matter, always for the sake of profit and personal gain. Such is our brutal new world, where fear becomes the equity of evil.
Book Trailer of EQUITY of FEAR: http://www.youtube.com/watch?v=QSzkN5fIleI&feature=channel&list=UL
Mazzocchi's BIO:
Rudy is best known as a medical device and biotechnology entrepreneur, inventor, and angel investor, with a history of starting new technology ventures throughout the U.S. and Europe. He's been privileged to have the opportunity to see the newest innovations in healthcare and work with some of the most brilliant researchers, scientists and physicians in the industry.
Authoring more than 50 patents, he has helped pioneer new companies involved in cardiology, oncology, orthopedics, neurosurgery and even embryonic stem-cell development. Through these efforts, he has become the recipient of many technology and business awards, including the Ernst & Young Entrepreneur of the Year Award in Healthcare and the National Businessman of the Year Award.
Combining these experiences and opportunities, with thousands of hours of travel and long evenings in hotel rooms, he found the initiative to start writing a collection of medical thrillers based on true events, now referred to as The EQUITY Series.


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Canyon Midstream Partners will expand its James Lake system into Winkler County, TX, located near southeast New Mexico. In response to demand for sour gas processing capacity, the company will add more compression at its new field facility in Kermit, along with a 22-mile trunkline extension capable of delivering 60 MMcf/d to the James Lake plant for treating and processing.
The system currently consists of a 110 MMcf/d cryogenic gas processing plant in Ector County, TX, eight field compressor stations, 90 miles of high-pressure trunkline and 90 miles of low-pressure gathering lines in Ector, Andrews and Winkler counties.
"Despite the current challenges facing the energy industry, the Permian Basin continues to deliver commercial opportunities and Canyon continues to invest in our processing facilities and pipeline footprint to grow our business," said Michael Walsh, president and CEO of Canyon.


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13 October 2008
Britain's rising obesity rates have caused a jump in the number of tummy tucks carried out in the UK, according to new research.
The study, released by the Harley Medical Group, shows that the number of tummy tucks carried out on both men and women have risen by almost one third since 2003.
The majority of patients seeking the operation are said to be people whose post-dieting bodies have left large amounts of excess skin.
Senior surgeon, Waqar Malik, stated that 21 per cent of men and 22 per cent of women are designated clinically obese in Britain, figures which could rise to a quarter of all adults by 2010.
As a result, tummy tucks could overtake breast enlargement as the country's most sought after cosmetic surgery procedure.
Lisa Littlehales, head nurse at the Harley Medical Group, commented: "It is heartbreaking to see patients who have achieved so much to lose dramatic amounts of weight so embarrassed by their post weight loss bodies.
"Surgery is able to transform both their bodies which have been so vastly overstretched and in the process restore confidence."
As well as the rising number of tummy tucks, the study also found that demand for male breast reduction has increased by a quarter since 2003, while 18 per cent more women have asked for breast uplifts during the same period.
Male breast reduction involves removing excess fat from the chest area through liposuction, and helps to eradicate "moobs" (man boobs).
According to the British Association of Plastic Surgeons, there was a 61 per cent increase in the number of men undergoing liposuction to flatten their stomachs, making the procedure the second most popular performed on males after rhinoplasty.


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Universal adapter to allow you to use standard watch straps with your Apple Watch
This clever adapter is full metal and contains the magnetic and spring loaded release mechanism that Apple straps use.
Secure - The adapter secures to your standard watch strap using a 2 piece bar that replaces the convention release pin on most watches, this bar is secured in place using 2 Pentalobe (anti tamper) screws - this ensures a secure fit to prevent the watch and strap from being despatched accidentally.
Easy to fit - quick and easy to fit, get your standard strap fitted in minuets, package includes the Pentalobe screwdriver required to attach your strap, no other parts or tools are required
Quality - Slides in place snug and secure, this adapter uses the spring loaded release mechanism and magnets to ensure a perfect and easy fit
Part: Apple Watch strap adapter
Designed for: Apple Watch 38mm Stainless Silver (fits any 38mm model) Series 1 and Series 2
Warranty: 12 Months
Condition: New
Picture is for reference only, model sent will be the colour / size described in the title and description
30 Day Return If You're Not Completely Satisfied
12 Month Warranty On Most Items
Customer Support We're Here To Help
European Shipping From Just £2.40


text:
Welcome to Targan Travel Agency
We wake up every morning to emails and calls from returning travelers thrilled at their holidays/vacations and thanking us for organizing and Booking perfect trips. We have a web page full of letters of testimony from these clients. Feel free to email them and ask them anything you desire.
Call Bob or Sheila today at (301) 216-9846 to book your next travel vacation package.
Book Your
Vacation Today
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Travel Anywhere in the World!
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Private Group Travel
- Company Incentive Packages
- Company Meetings
- Traveling with Family & Friends
- Family Reunions
Travel Deals
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- Weekend Escapes


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HCM Implementation at UCL
UKOUG Higher Education SIG - 27th September
University of Oxford Strategy to the Cloud for Financials and Procurement
UKOUG Higher Education SIG Wednesday 20th September 2017
UKOUG Joins Meetup
As we strive to offer our communities the best possible experience, we are branching out into offering Meetups to add a further opportunity for communities to get together and discuss all the latest news, topics and trends.
Cloud Implementation Progress
Cloud Implementation Progress - University of Birmingham
Testing and Ownership model
Testing and Ownership model - University of Manchester
James Jeynes joins UK Oracle User Group as Executive Director
UK Oracle User Group (UKOUG) has named James Jeynes as its new permanent Executive Director.
James will be stepping into the role following the completion of Pauline Drummond's contract as Interim CEO.
UKOUG President invited to share user feedback with Oracle executives at OpenWorld 2016
60,000 people descended on Oracle OpenWorld 2016 last week, and among the announcements Oracle introduced Oracle Database 12c Release 2, as well as more than 20 new Cloud Platform and Application services.
Start planning your trip to Apps16, JDE16 & Tech16
UKOUG are excited to announce the launch of the agendas for our flagship Conferences, Apps16, JDE16 & Tech16. They cover all things Oracle and provide you with valuable information ready for the coming year.
March Updates from the OAUX Team
The Oracle Applications User Experience (OAUX) team has loads of new content that they're eager to share with you.
Have you thought about volunteering for UKOUG?
UKOUG relies exclusively on volunteers to help us plan our SIGs, conferences and events, develop our offerings and shape our future. We are looking to give our current volunteers more support and therefore we've launched a Call for Volunteers


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Skyscraper Day is celebrated on September 3rd of each year. The staff at National Whatever Day were unable to discover the origin of Skyscraper Day.
A skyscraper is a tall, continuously habitable building of many storeys, usually designed for office and commercial use. There is no official definition or height above which a building may be classified as a skyscraper. One common feature of skyscrapers is having a steel framework from which curtain walls are suspended, rather than load-bearing walls of conventional construction. Most skyscrapers have a steel frame that enables the construction of load-bearing walls taller than of those made of reinforced concrete. Skyscrapers' walls are not load-bearing, and therefore most skyscrapers are characterized by large surface areas of windows made possible by the concept of steel frame and curtain walls. However, skyscrapers can have curtain walls that mimic conventional walls and a small surface area of windows.
Skyscrapers since 1960s utilize the tubular designs, innovated by a Bangladeshi-American structural engineer named Fazlur Rahman Khan. This engineering principle makes the buildings structurally more efficient and stronger. It reduces the usage of material (economically much more efficient), while simultaneously allows the buildings to reach greater heights. It allows fewer interior columns, and so creates more usable floor space. It further enables buildings to take on various shapes. There are several variations of the tubular design; these structural systems are fundamental to tall building design today. After the great depression, skyscraper construction was abandoned. Bangladeshi-American structural engineer Fazlur Khan, more than any others, ushered in a renaissance in skyscrapers construction from 1960s with structural innovations that transformed the industry and made it possible for people to live and work in "cities in the sky". Other pioneers include Hal Iyengar, William LeMessurier, etc. Cities have experienced a huge surge in skyscraper construction. Fazlur Rahman Khan is regarded as the "Einstein of Structural Engineering" for his revolutionary work which remain fundamental to modern skyscraper construction. Khan created a legacy of innovations that is unparalleled and became an icon in both architecture and structural engineering.
Today, skyscrapers are an increasingly common sight where land is expensive, as in the centres of big cities, because they provide such a high ratio of rentable floor space per unit area of land. They are built not just for economy of space; like temples and palaces of the past, skyscrapers are considered symbols of a city's economic power. Not only do they define the skyline, they help to define the city's identity. In some cases, exceptionally tall skyscrapers have been built not out of necessity, but to help define the city's identity and presence or power as a city.


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Throughout his career, Michael E. Collins, Jr. has pursued opportunities that allowed him to make a positive impact in his community. His passion for improving quality of life and creating social and economic opportunities in underserved communities is evident throughout his career.
Although his current responsibilities, at Fidelity Bank, are centered on addressing and fulfilling the financial needs of his clients and team, he continually takes advantage of opportunities to engage his local community. In his previous role at Fifth Third Bank, he was invited to participate in the inaugural African-American Business Resource Group and Lesbian, Gay, Bisexual and Transgender Business Resource Group for the Georgia affiliate, an opportunity generally reserved for manager and corporate level employees.
He supported the efforts of Community Reinvestment Act officers, through volunteerism and activism to ensure that success of Fifth Third's Georgia affiliate. His involvement remains focused on community outreach, financial literacy in underserved communities, and increased accessibility to financial resources.


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Kings of Leon reject 'Glee' request
Band regularly denies use of music for TV, filmWith everybody apparently clamoring to get their music on "Glee," it's refreshing to see some bands actually refusing to license their music to a TV show.
Kings of Leon frontman Caleb Folowill told music magazine NME that he's rejected the show's request to use his music, adding that he's never watched the series and "apparently everybody loves it."
Folowill also said the band turned down ABC's "Ugly Betty."
Coldplay also turned down "Glee," then changed its mind, apologized and gave the Fox show access to the band's entire catalog.
On the subject of lending the music of Kings of Leon to Hollywood, Folowill added: "We had some people call us up wanting to know if we'd allow 'Use Somebody' to appear in the trailer for their next movie, and we turned them down."
"Next day, they called back and tried to put us through to the star of the movie -- I won't name names, but he's an incredibly famous actor -- to let him try to convince us to agree to do it.
"I was like, 'Man, don't even waste your energy.' "


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Two of those stores will be built in the Englewood neighborhood on the city's South Side -- a supermarket-style store at 76th and Ashland and a smaller Walmart express convenience store about a dozen blocks away.
The stores are expected to create nearly 1,000 permanent jobs and 200 construction jobs.
Currently, there is one Walmart store on the city's West Side.
Mayor Richard M. Daley joined company executives Wednesday at an event celebrating the Walmart's plans for the struggling Englewood neighborhood. He stopped just short of calling some unions racist for opposing Walmart stores in the city while not opposing them in the suburbs.
"When it comes to people who need a job, don't wait for six years anymore," said Daley.
With fewer than nine weeks to go in his final term, Daley took a parting shot at anti-Walmart trade unions that used aldermen to delay the giant retailer's Chicago expansion.
"Now who opposeed you? Who still opposes you? Figure that out because when construction comes, i want to see men and women of color on this job," said Daley.
Like the company's supercenters -- the first opened on the West Side six years ago -- the smaller outlets will offer fresh foods and jobs, which are difficult to find in underserved black and Latino neighborhoods.
"We wanted to give more Chicagoans the same opportunities that we provided on the West Side," said Julie Murphy, Walmart executive.
But in the relatively affluent Lakeview neighborhood on the North Side, Walmart is facing a zoning challenge as it tries to open a supermarket in the 2800 block of North Broadway that some businesses complain is too large for the neighborhood. A Walmart spokesman says size is not an issue under the company's urban business plan.
"These stores range from less than 30,000 square feet to up to 150,000 square feet. So depending on the needs of the community and the size and the space that's available, we've got a store to fit," said Steve Restive, Walmart spokesman.
A downtown store is also planned at Presidential Towers in the West Loop.
Mayor Daley concedes that he and Walmart beat the unions and won the battle for Chicago because of the recession and the need for jobs.
"This is a good thing for our community and today you see it," said Daley.
The first new store openings are scheduled for later this year.
Walmart hopes to have dozens of Chicago locations, it says, employing as many 10,000 by 2015.
The Associated Press contributed to this report.


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Breathing is a vital element for relaxation and physical activity such as dance; being able to control your breathing pattern allows you to maintain self-control and help to relieve your body of excessive tension. Breathing is the process by which living cells in the body receive a constant supply of oxygen and removes carbon dioxide. Oxygen is needed by each cell in the body for survival as every bodily function and all movement requires oxygen.
The Mechanism of BreathingIt is a passive process by which air is drawn in and forced out of the lungs by the combined action of the diaphragm and intercostals muscles. The process of exhalation becomes an active one when we require exhaling more air for example when we cough, also dancing requires more oxygen.
Interesting Fact: The diaphragm is a large muscle that separates the chest and the abdomen. It is the major muscle of respiration and is responsible for 75% of the air drawn into the lungs. Correct breathing enhances our oxygen supply to allow us to function efficiently.
This active process is assisted by other muscles including:
- Internal Intercostals
- Internal and external obliques
- Transverse Abdominus
- Rectus Abdominus
The special nature of breathing being both passive and active process (happens automatically and be under our conscious control) is because the parts of our brain that controls our breathing also controls our emotions, therefore our emotions affect our physiological and psychological state. Most people do not breathe efficiently we are habitual shallow breathers because we only use a small part of our lungs.
Interesting Fact: Our mental or emotional state is reflective in our breathing and our breathing can impact on our emotional state. Learning to control our breathing patterns will allow us to gain greater control over our emotions especially in times of stress.
Causes for shallow breathing include:
- Stress
- Bad posture
- Lack of cardiovascular exercise
The process of inhalation
The process of exhalation
Breathing Exercises
These exercises can be performed laying down, sitting or standing but it is recommended firstly to lie on your back on a mat with a pillow under your knees and one under your head for support and comfort. The diaphragm is not working against gravity and prevents you using other voluntary muscles and allows you to focus on working the appropriate muscles.
Awareness of breath exercisePlace one hand on your chest and one on your lower abdomen to feel where you are breathing from:
- Is your chest lifting?
- Is your stomach expanding?
Deep abdominal breathingLearning deep or diaphragmatic breathing exercises can help to increase the vital capacity and the function of our lungs.
Benefits of breathing exercises:
- Decreased heart rate
- Reduces blood pressure
- Reduces muscle tension
- Decreased respiration rate
- Reduces hyper tension
- Improves circulation
Slow diaphragmatic breathing involves breathing into your lower abdomen before filling your chest cavity. This optimises oxygen consumption this allows more oxygen to reach your muscles and your brain to function more efficiently. If you are unaccustomed to deep breathing the following exercise may make you feel tired at first, do persevere as it will take less effort to breathe, it will enhance the co-ordination of the diaphragm and abdominal muscles when breathing. This will assist in breathing co-ordination when you dance.
Deep Abdominal Breathing Exercise
Inhale - Inhale slowly and deeply, say four counts. Breathe as fully as you can without discomfort. Imagine your torso slowly filling with air.
Pause - When you have completely inhaled, hold your breath for four counts. This is a comfortable pause. If you feel discomfort, reduce the counts.Exhale - Exhale slowly and continually for four counts, letting the air out through your mouth slowly. Let out as much air as you can, down to the lower part of the lungs and feel yourself relaxing and any tension flowing out of you.
Pause - Once more when you have completely exhaled, hold your breath for four counts, releasing any further tension. This feels like a comfortable pause. If you feel discomfort, reduce the counts.
Many people find diaphragmatic breathing difficult at first as we are habitually shallow breathers but with practice it does become easier. If it is very difficult reduce the number of counts to two or three and build up to four. The important thing is to establish the slow relaxed breathing rate.
Rhythmic Breathing
Mantra Breathing
Once you are comfortable with diaphragmatic breathing try adding positive words or phrases to your breathing. Mantras are sounds, words or phrases that are used to focus your concentration in a positive way. You can say them out loud or internally. If you choose to say the mantra out loud let the sound resonate in your chest.
The mantra should naturally fall into rhythm with your breathing. Make sure that the mantra follows your breathing.
At the end of your breathing exercise you will begin to feel a calm feeling of warmth radiating from your core throughout your body. Bring your breathing to its natural state and focus on the pleasant feelings in your body.
If you ever feel stress, attempt to bring your attention back to you breathing, this allows more oxygen to reach your muscles and our brain to function more efficiently and will having a calming effect.
Bring your attention to your breath throughout your day:
- If you are watching the time – breathe
- When waiting - breathe
- Before you start a dance class – breathe
- Before you start a rehearsal – breathe
- Before you start a performance – breathe
- Before you start filming – breathe
Disclaimer: The information contained on this web page is intended as general guidance and information only. Laura Stanyer and its authors accept no liability for any loss, injury or damage however incurred as a consequence, whether directly or indirectly, of the use this information. All advice on this web page should only be used under the supervision of a qualified dance / fitness / healthcare professional.


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All parents are invited to drop in to the final Banchory Community Action Plan consultation event on Thursday 23rd March any time between 7pm and 9pm in the Sanctuary at the West Church.
Mary Lennox, chair of the Banchory Community Action Plan steering group, sent us the following email:
Dear Alex
I am emailing you in your capacity as Secretary of Banchory Academy Parent Council.
You will of course have been kept informed of our progress by Vikki Duncan, one of your members, who has been a valuable member of the Community Action Plan Steering Group and you will be aware that at last we are nearing the end of the process.
We have planned one final consultation session before we go to publication and we would, therefore, like to invite you, your group members and any parents who are interested to come along to The Sanctuary, West Church, High Street, Banchory anytime between 7 - 9 p.m on Thursday 23rd March for a final chance to review the issues and discuss/design the actions for the Banchory Community Action Plan before it is published in early summer.
The need for a new or at the least a very much upgraded Academy is at the top of the community 's list of desired improvements. The main action the community can take is to lobby hard for a new or at least much improved school. I knew that the Parent Council has already begun this task, but it may be worth exploring whether an even stronger message can be sent by forming a group which would include other community members e.g representatives of the Parent Councils of the two primary schools, the community council and others. It would seem logical if this group could be under the leadership of the Academy Parent Council, but that would be for your members to consider.
As Chair of the Action Plan Steering Group I have already conveyed the message to Aberdeenshire that the Academy is the issue that is most important for the Banchory community, but it would be helpful if at our Open Event on 23rd March there were enough parents and other members of the community to reinforce this message to the Council officers who will also be attending the event. If we don't do something, yet another generation of Banchory children will have to put up with substandard accommodation.
We will be trying to publicise the event in the next three weeks, but would be grateful if you could help us to let parents and indeed any community members know.
I hope to see you and others of your members at the event.
Kind regards
Mary Lennox
The Steering Group
Banchory Community Action Plan


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A scrumptious plump heart shape cake decorated with the names of the couple. Custom made in accordance with your requests, freshly baked and decorated by the baker and hand delivered to the recipient.
This cake is available in various weight starting from 1 kg. Delivery areas are Ahmedabad and Gandhinagar. The available flavors are chocolate, chocolate truffle, vanilla, pineapple, butterscotch, strawberry and fresh fruits. Select the flavour and
weight from the drop down menu.
This cake is just right for wedding anniversaries, valentine's day etc. This cake is ideal for gifting to wife, girl friend, fiancée, for a couple, or for your love.


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Green CB Soda Straight Sided Coca-Cola Bottle St Louis Circa 19202BA1920-CBSoda
Product Details
This straight sided glass bottle was produced by the CB Soda Company of St Louis, Missouri for The Coca-Cola Company in the 1920s. It is 6.5 ounces and light green in color. The bottle has embossed CB Soda on one side and Quality on the other. It was most likely used for flavors created by bottlers under the authority of The Coca-Cola Company. At the base is Coca-Cola Bottling Company and Registered 6.5 fld. Oz. St Louis. The glass is in excellent condition with no chips or cracks and minimal bubbles. The bottom plate says St Louis and has a tiny chip. Own a piece of history. Note photo shows both sides and bottom of the single bottle on sale. Makes an unique gift for any Coca-Cola collector who loves rare Coke bottles.


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- Description
The Poison Spyder JK Front Crusher Flare kit looks to improve both the looks and durability of your Jeep while you're on the trail. These flares offer better coverage of your vehicles tires, with the added advantage of better outer tire clearance and better approach angle. Ships as bare steel or aluminum and will need to be powder coated or painted prior to installation. Also now available in Spydershell coating.
- Reviews


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Do you want to follow fat loss for idiots? Do you want to select and buy a weight loss diet program on the internet safely? If you're looking for some tips on how to buy fat loss for idiots-like diet program online, then you have found the right place. In this quick but relevant article, we will talk about how you can choose and purchase online diet program without worrying about scams.
Fat loss for idiots is one the most popular diet program you can find.
More than 100,000's women and men have done and followed this weight loss program fat loss for idiots. On the best things that I love about his diet program is the promise to lose 9 pounds every 11 days. For mean, it means you can lose your fat far quickly. I just have to check my agenda and my availability to start during 11 days this weight loss diet program. And the "little known secret" is that during 3 days you can eat whatever you want in what quantity you want from pizza to ice-cream to big succulent chocolate cake.
easy weight loss, doctors diet program, need to lose weight,
This is why I love it because everything is done during these 11 days to eat your favourite foods and then during 3 days eat what you really like.
It's has always been difficult for me to follow a diet program with many restrictions about the pros and cons foods you can eat. Here the problem is resolved. At my home or during my business travels or with my friends I've always a solution to eat like "I'm not dieting at all" if you see what I mean.
That's how my motivation had became unstoppable every day.
This freedom had given me the motivation and the opportunity to still have a real social life and had made it easier to attain my goal of losing this stubborn fat deposit. There is a personalized diet plan to follow but a really simple plan with no impossible things to do and important, with no increase of my food budget.
Should I mention that there is no sport or no athletic things to do? That's a good point because during that period I was very busy and in fact lazy to go to the gym or to do fitness. Today, I like to do light sport but that's another story.
Finding a trustworthy weight loss diet program online may take some time maybe a whole day or a full week because there are plenty of scams sites and offers out there and you may have already find and read them. That was one of my most important things about doing a diet program: not to do sport, not too restrictive or too exclusive to one category of food and really working because I surely do not want to spend 11 days on a diet and losing next to nothing.
I simply wanted to lose fat easily.
Browse the internet. There are many and more offers and products on the web right now. I've read them all and tried many of them but personally only a few are honest, effective and affordable. Do your search on Google, try them out for yourself and see if they can give you what you need and expect: fast fat and weight loss with a money-back guarantee if the result is not satisfactory. This is the top thing you need when you buy a weight loss diet program online.
Now, I believe you're ready to attack your new weight loss diet program to get thin and lean as fast and as safe as possible without this belly fat you're carrying on now. The key is to search and try their diet program out for yourself. Remember, the best ones offer true and fast results with no sport or very little exercises like walking only five to ten minutes a day.
Your "mission" is to act now.


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WEST POINT — Yokohama Tire Corporation has broken ground for a manufacturing facility in Mississippi. Gov. Phil Bryant, company executives and others gathered for the ground breaking ceremony today in West Point, where the company will manufacture commercial truck tires. A news release from the governor's office says the first phase of the project represents a $300 million investment by ...Read More »
Tag Archives: City of West Point
Discovery of asbestos shuts down plant demolition
WEST POINT — Demolition work at the old Sara Lee plant in West Point has stopped after crews discovered asbestos. WTVA-TV in Tupelo reports that the Mississippi Department of Environmental Quality is going to take a look at the plant and run a series of tests before work can resume on removing the old buildings. The city of West Point ...Read More »
City retrofitting former industrial water processing system
WEST POINT — The city of West Point is beginning a project to retrofit a former industrial water processing system and connect it to the city's sewage infrastructure. The Commercial Dispatch reports that West Point officials believe improvements to the city's waste water system will put its processing operations on par with nearby Starkville and Columbus. Mayor Robbie Robinson says ...Read More »


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SPG Member Favorites 2015
Four Points Ljubljana one of 10 best hotels in EAME
STAMFORD, Conn. - Spanning from the lush "Hawaiian Islands" of China, to the Alpine charms of Slovenia, to the sun-soaked beauty of the Arizona desert in the United States, Starwood Preferred Guest® (SPG) unveiled the winners of the 2015 Member Favorites Hotels & Resorts List. In this annual ranking, SPG is highlighting the Top Thirty Hotels and Resorts from around the globe.
Among the highlights of SPG's fifth annual Member Favorites List:
- Newcomers include Sheraton Hong Kong Hotel & Towers, known for its stunning views of Victoria Harbour, and the St. Regis Bora Bora with its renowned luxurious overwater villas.
- The St. Regis Bal Harbour Resort in Florida is the destination that enjoyed the greatest number of free night redemptions.
- Four Points By Sheraton Ljubljana Mons in Slovenia opened in June, 2014, making it the newest Starwood hotel to be added to the list.
- Sheraton Hong Kong Hotel & Towers hosted the greatest number of SPG members over the past year.
- The United States is home to seven of the thirty 2015 Member Favorite Hotels & Resorts, making it the country housing the most hotels on the list.
- For the full 2015 SPG Member Favorite Hotels & Resorts list, please visit spg.com/memberfavorites.
Drum roll, please
Meet the 2015 Member Favorites Hotels & Resorts
Asia Pacific
- Sheraton Qiandao Lake Resort, Zhejiang, China
- The Royal Begonia, A Luxury Collection Hotel, Sanya, Hainan, China
- Sheraton Zhoushan Hotel, Zhejiang, China
- Sheraton Hong Kong Hotel & Towers, Kowloon, Hong Kong
- Aloft Ahmedabad, SG Road, Gujarat, India
- Le Meridien Pune, Maharashtra, India
- The St. Regis Bali Resort, Bali, Indonesia
- W Retreat & Spa, Fesdu Island, Maldives
- W Seoul, Seoul, South Korea
- W Retreat Koh Samui, Surat Thani, Thailand
Europe/Africa/Middle East
- Hotel Goldener Hirsch, a Luxury Collection Hotel, Salzburg, Austria
- The St. Regis Florence, Florence, Italy
- The Gritti Palace, a Luxury Collection Hotel, Venice, Italy
- Four Points by Sheraton Ljubljana Mons, Ljubljana, Slovenia
- The St. Regis Mardavall Mallorca Resort, Mallorca, Spain
- Hotel Maria Cristina, a Luxury Collection Hotel, San Sebastian, Spain
- Al Maha, a Luxury Collection Desert, Dubai, UAE
- Grosvenor House, a Luxury Collection Hotel, Dubai, UAE
- Le Meridien Dubai Hotel & Conference Centre, Dubai, UAE
- Le Meridien Fairway, Dubai, UAE
The Americas
- Four Points by Sheraton Puntacana Village, Punta Cana, Dominican Republic
- The St. Regis Punta Mita Resort, Nayarit, Mexico
- The St. Regis Bora Bora Resort, Motu Ome'e, Bora Bora
- Aloft Charlotte Ballantyne, North Carolina, USA
- Sheraton Erie Bayfront Hotel, Pennsylvania, USA
- Element Dallas Fort Worth Airport North, Texas, USA
- The St. Regis Bal Harbour Resort, Florida, USA
- Four Points by Sheraton Midtown – Times Square, New York, USA
- The St. Regis New York, New York, USA
- The Canyon Suites at The Phoenician, a Luxury Collection Resort, Arizona, USA


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|Page (1) of 1 - 12/06/12
|email article
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With a couple of Broadway shows under her belt, Morgan James is branching out.with a new album honoring the late Nina Simone, and a starring role in the upcoming Broadway musical, 'Motown: The Musical.
|Morgan James Shows Old Soul on Simone Tribute
Source:GrabNetworks (c). All Rights Reserved


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Lost Wonder?
About a year ago, I figured I had enough demands for pictures to justify buying a camera. I also started taking the camera on walks and trips, figuring if I had a camera, I ought to make use of it. I took a lot of pictures – often over a hundred in a trip (all the while thinking a dedicated photographer would take a lot more) Lately I've been noticing that I've been pulling the camera out less, and coming back with fewer pictures.
in and of itself, this isn't a problem – it's not like I'm getting paid per picture, or ever expect to make much of photography except perhaps providing fodder for a blog post or presentation. I'm more concerned about it as indicator of having my eyes open.
When I first got the camera, everything was new, at least to the camera. I'd take pictures of spring buds, I got a few of snow drifts and floods, and even tried getting stars a few times. Now the seasonal round is repeating, and it seems a little more blase.
I've been most places I go. My first trip to the library took a lot longer than usual, because I kept stopping to get favorite spots. I also got a lot of pictures in Chicago, which was still somewhat new to me, as well as to the camera. Now I'm starting to get a sense of city navigation, and things like the night-time view down LaSalle to the brilliantly lit Chicago Board of Trade just don't demand photography they way they used to.
Some of the early volume was no doubt due to experimenting with camera settings – trying out different combinations, seeing what things do. Like taking pictures of the waterfall at bunch of different shutter speeds to get a mix from stop-motion to blurry flow. Now I've got a sense of it – shutter speed affects light and blur, aperture is supposed to control depth of field, but doesn't show up much on my built-in lens, though it still affects light. ISO makes things grainy, but it serves for making up light in dark situations.
I've figured out that coarse digital zoom and focus are nearly too aggravating to use. I might actually appreciate the fine lens-mounted adjustments, but that's another investment in a rather idle hobby. it would also be a bigger camera that I wouldn't want to lug around everywhere, perhaps a more practical obstacle.
My real point of concern, of course, is not having the desire to take pictures. Or rather that sense of wonder that makes me wan to capture some moment. The world should be no less wondrous then ever. I'm constantly experiencing it at new moments and new angles, and the world is constantly changing, never quite the same twice, there and gone never to return.
Just a thought for now, I haven't really made sense of it yet.


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Welcome to Slidr River Valley, home to the strong, the brave, and the resilient. Challenging the odds surmounting against them, the Houses of equine fight in a power struggle for ultimate control over the Valley. With the Bloodless fading away after the First Great Winter of Three, Fimbulvetr, the Slidr River Valley is in a state of discord as the Houses throw themselves into an arms race for power. From predators to the gods themselves every day ushers in a new obstacle to overcome. Fimbulvetr is a literate intermediate-advanced fantasy horse role-play with a survivalist concept. The environment is designed to work against your characters as they move forward in their journey through the arcana riddled realm of Slidr River Valley. With an immense history and lore, we encourage our members to create locals and "outsiders" alike.
▶ 8.15.18 New and improved spotlights have arrived! Vote for your Of the Season now! (Read more!)
07.25.18 Please welcome Cinder and Agrize to the staff team!
07.24.18 Mandate updates, House leadership, and new layouts! Whaaa? (Read more!)
07.02.18 Mod auditions, SWP updates, and OTM announcements, oh my! (Read more!)
06.25.18 OTM nominations are open for July! (Read more!)
06.10.18 A much needed (brief) update has been posted. (Read more!)
03.27.18 Several OOC actions can now be redeemed for crystals! (Read more!)
03.21.18 The Slidr River Valley now has a (wip) map! (Find it here!)
03.12.18 Fim has some new staff! Congratulate Briallu and Randalin next time you seen them! (Read more!)
03.05.18 Moderator auditions are upon us! Think you can benefit Fim as a staff member? (Read more!)
02.28.18 Clarifications have been made to the "How To Join" section of the guide book, and OTMs have been announced! (Read More!)
02.25.18 OTM voting has opened! Select your winners today! (Read more!)
02.21.18 OTM nominations are open! (Read more!)
02.14.18 Happy Valentine's Day everyone! Fim is announcing Auditions for the Ambrosius Sovereign and a new Spiritborne! (Read more!)
02.13.18 "Kcsssh, Houston, we're ready for landing..." You heard it! The new Fim is open! (Read more!)
Summer Year One | The sun is high and it is long, and with it as are the days. Summer has claimed the entirety of the Slidr River Valley and in doing so has cast higher, comportable temperatures throughout the Southern and Central territories. The Western still boasts snow capped mountains, but mud slides are frequent and they are heavy. The North remains green, just warm enough to cultivate and brood the new life there, but the further you tred the lower the temperatures fall, their mountains still ice cladden and snow tipped. The East, the poor souls, is sweltering. At night the temperatures drop to the Valley's daily warmth. Little can be done to add comfort, and each day the Oasis becomes drier and drier...
▶ 06.14.18 SWP alert! The gory remains of killings litter the Red Wood's Last Stand. What could this mean for the Valley? Read more!
05.15.18 Vromme's throne has been claimed! All hail Geminus!
04.28.18 Vromme's throne is empty and needs a new Sovereign! (Read more!)
04.07.18 Strange forces awaken in the territories! What ever could have caused them? Ambrosius, Vromme, Tryggr, and Exiles. And Andante takes the Tryggr throne!
03.13.18 An Ambrosius Sovereign rises; long live Caelian!
02.15.18 An aurora borealis is shining at Smár Lake! Check it out!
Character of the SeasonHalani!
Thread of the SeasonBlood Moon Rising!
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July 15, 2009
First charges brought under anti-invasive species law
Charles P. Posas, the Chief Officer of a Polembros-managed bulker, is the first individual to be charged under the anti-inasive species law, the Nonindigenous Aquatic Nuisance and Prevention Control Act.
Greek citizen Panagiotis Lekkas, the captain of the bulker, pleaded guilty today in federal court in New Orleans to four felony counts of violating anti-pollution laws, ship safety laws and obstructing a U.S. Coast Guard investigation, the Justice Department announced today. Posas pleaded guilty to two felony counts of lying to the Coast Guard and violating recordkeeping laws aimed at reducing the risk of marine invasive species.
Lekkas pleaded guilty to one count of violating the Act to Prevent Pollution from Ships, one count of obstruction of justice and two counts of violating the Ports and Waterways Safety Act. Posas, a Philippines citizen, pleaded guilty to one count of false statement and one count of violating the Nonindigenous Aquatic Nuisance and Prevention Control Act.
The vessel is owned by Liberia-based Mirage Navigation Corporation and is managed by Polembros Shipping Limited.
Sentencing for both individual defendants is set for Oct. 14, 2009.
The Coast Guard's investigation revealed that Lekkas, as the ship's master, was in charge of the vessel's operation and was responsible for both the deck department and the engineering department. Chief Officer Posas had direct authority over the deck department. As such, the defendants monitored the ship's ballast water system and directed the crew to take soundings of the ballast tanks to determine the volume of liquid in particular tanks.
In the summer of 2008, during a passage from the Suez Canal to China, Lekkas and Posas suspected that the aftpeak ballast tank was leaking, but the crew was unable to confirm a leak during an inspection. Later, while at a dock, offloading cargo in China, Lekkas and Posas observed an approximately 24-inch crack in the ship's rudder stem. It was evident, says the Justice Department, that water had passed through the crack since water was streaming out of it from inside of the ship. Lekkas reported the crack to company personnel, but failed to write a written report.
The Port and Waterways Safety Act (PWSA) requires that a vessel operator must report all hazardous conditions to the Coast Guard prior to arrival in a U.S. port. Under the PWSA regulations, a hazardous condition does not have to be a definitive danger or imminent threat, but need only be a condition that may adversely affect the safety of any vessel, bridge, structure or shore area or the environmental quality of any port, harbor or navigable waterway of the United States.
The Coast Guard has notification processes in place to utilize for vessels arriving to U.S. ports that have identified hazardous conditions onboard, such as excessive leaks and major equipment malfunctions. A vessel operator has several options available, including notifying the Coast Guard 96 hours prior to arrival of the hazardous condition or contacting the applicable ports' 24-hour Sector Command Center or Vessel Traffic Service.
Lekkas did not report the crack to the Coast Guard until he was confronted by Coast Guard inspectors in New Orleans.
In court documents, Lekkas admitted that he knew the crack could have adversely affected the safety and safe handling and operation of the vessel. No repairs were undertaken on the rudder stem crack until the Coast Guard ordered it repaired upon its discovery.
Through further investigation, the Coast Guard also found fuel was leaking, or "migrating" from the deep fuel tanks into the forepeak ballast tank. Directly astern of the forepeak tank were two fuel tanks, known as the deep fuel tanks.
In mid-September 2008, Lekkas and Posas learned that fuel oil may have been leaking into the forepeak ballast tank because it was reported that the sounding tapes were dirty with oil. After opening the tank's hatch, two inspections confirmed the presence of oil in the forepeak tank.
Following this discovery, Captain Lekkas ordered the crew to undertake a cleaning operation that initially involved skimming the surface of the water in order to remove the oil. To facilitate further cleaning, Lekkas ordered the level of the liquid in the tank lowered by pumping it directly overboard through the ballast pump. As the liquid level was lowered the crew could clean more of the tank, with the cleaning operation expanding to rags and a portable pump. The discharged ballast liquid was contaminated with oil.
The Act to Prevent Pollution from Ships and its regulations require that discharges from the machinery spaces of a cargo ship must be fully and accurately recorded in the oil record book. This obligation extends to emergency, accidental, or other exceptional discharges of oil and oily mixtures. Lekkas ordered the ballast discharges and counter-signed each page of the oil record book, certifying its accuracy. However, none of the contaminated ballast water discharges were recorded in the Oil Record Book.
When the vessel was about two days out from arriving in New Orleans, in late September 2008, it was clear that oil was continuing to leak into the forepeak tank. Prior to entering the Mississippi River and about a day out from New Orleans, Lekkas ordered two fitters to fabricate and install an obstruction device onto the forepeak tank's sounding tube so that during Coast Guard inspections, when taking a sounding, the results would only reveal water and not the presence of oil in the tank. The obstruction device consisted of a rubber hose with a metal stopper at the bottom end. Before being affixed to the sounding tube, the rubber hose was partially filled with water.
On Oct. 1, 2008, the Coast Guard boarded the M/V Theotokos near New Orleans in order to inspect the ship. During the inspection, the Coast Guard oversaw the sounding of the forepeak tank which indicated the presence of water in the tank but did not reveal the oil. Later, as part of the inspection, the Coast Guard had the crew open the hatch to the forepeak tank which revealed approximately one meter of oil in the tank. During the initial inspection, confined spaces safety regulations prevented the Coast Guard inspectors from retrieving the obstruction device. Although the inspection lasted another two days, Lekkas ordered the fitters to remove the rubber hose from the tank and restore the sounding tube to its original condition. The removal occurred before the Coast Guard had an opportunity to enter the tank.
In addition to the obstruction regarding the sounding pipe, Lekkas admitted in court documents that he knew about the fuel leak into the forepeak tank well before coming to New Orleans and that he chose not to report the leaks to the Coast Guard. Lekkas further admitted that the fuel migration may have adversely affected the safety of the M/V Theotokos or the environmental quality of U.S. ports and shores because the oil contamination in the ballast system meant that captain could not have utilized the ballast system, with its attendant direct overboard discharges, without polluting the marine environment.
Additionally, during the inspection, a Coast Guard inspector asked to see complete ballast records for the Theotokos. Posas responded by physically handing the inspector a copy of the Sept. 27, 2008, ballast report, which is a report of soundings and volumes of water in the ballast system. Posas prepared, signed and maintained these reports as part of his duties as chief officer. In court documents Posas admitted, that at the time he presented the ballast report to the Coast Guard inspector, he knew that the form was false.
Maintenance of accurate ballast water records is required under Ballast Water Management for Control of Nonindigenous Species regulations promulgated under the Nonindigenous Aquatic Nuisance Prevention and Control Act.
"Invasive marine species are a serious problem that can be transmitted in the ballast water of oceangoing vessels. Today's pleas should act as a warning to industry and crewmembers alike that we will investigate and prosecute those who ignore not only pollution laws but those laws designed to protect native species," said John C. Cruden, Acting Assistant Attorney General for the Justice Department's Environment and Natural Resources Division.
U.S. Attorney Jim Letten noted, "The message should be clear that this office, in conjunction with its partnership with the U.S. Coast Guard, the Department of Justice Environmental Crimes Section and all its law enforcement partners, will vigorously prosecute individuals who impede or obstruct the U.S. Coast Guard's mission and pollute our marine environment."
"This case clearly demonstrates the Coast Guard's commitment to work with our interagency partners to aggressively enforce all maritime anti-pollution and safety of life at sea laws. The breadth and magnitude of the investigation that underpinned the charges brought forth is a testament to the dedication of all persons who were involved in resolving this matter including the Coast Guard Investigative Service, the U.S. Department of Justice's Environmental Crime Section, and the U.S. Attorney for the Eastern District of Louisiana," said Rear Admiral Mary Landry, Eighth District Coast Guard commander.
"Coast Guard Investigative Service will continue to aggressively investigate those who profit by violating our environmental laws," said Damon Rodriguez, Special Agent in Charge, Gulf Region, Damon Rodriguez.
The case was investigated by the U.S. Coast Guard Investigative Service with assistance from inspectors from Sector New Orleans as well as legal from U.S. Coast Guard in New Orleans and at Headquarters in Washington, D.C. The case is being prosecuted by Christopher L. Hale of the Justice Department's Environmental Crimes Section along with Dorothy Taylor of the U.S. Attorney's Office in New Orleans.


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What is Internationalization?
A company is likely to follow the non-sequential internationalization model providing that three conditions are there:
· The firm has multiple domestic operations in the home country
· The firm operates in a business-to-business industry
· The firm has an alliance in the home country with a foreign company
The knowledge based view
Cooperative actor/RBV:
Several individuals combine their resources to achieve a better position in the market/ foster the competition (Wernerfelt, 1984; Barney 1991)
How is it linked to HR?
Training programs for multicultural teams
Topics covered
A good training program includes ...
The "train the trainer"program
Selecting the country in which to start internationalization: The non-sequential
internationalization model
The Pancakes
What is internationalization?
Definition of the three models
Links to Human Resources
The knowledge based view
Case Analysis
Sophos banking solutions
A. Sequential internationalization
B. Non-sequential internationalization
Hofstede dimensions
Introduction and definition of three models
Case analysis
Sophos banking solutions
A. Sequential internationalization
B. Non-sequential internationalization
. Internationalization knowledge
. Business knowledge
. Institutional knowledge
Hofstede dimensions
Power distance
Uncertainty avoidance
Long term orientation
Colombia - 64%
Competition driven, achievement and success
Iran - 43%
Well being
Equality, solidarity and quality
Ukraine - 27%
Feminine society
High power distance
Colombia - 13%
Quick results oriented
Ukraine - 55%
No expression of a clear preference on this dimension
Long term orientation
Colombia - 83%
Realize their impulse
Optimist country
Iran - 40%
Culture of restraint
Quite pessimist
Not too much emphazis on leisure time
Ukraine - 18%
Importance of social norms
Thank you for listening!
Any questions?
- 602 moroccan manufacturing firms
– 32,9% followed a non-sequential - model
Specific knowledges:
Multiple domestic operations (4%)
Operate in B2B industries (22%)
Alliance with a foreign company (20%)
Biggest influence in the choice of non-sequential int. strategy:
Business-to-business industry (H2): ß = 0.691 p < .05
Alliance with foreign firm (H3) ß = 0.415, p < .05
→ ⅔ of hypothesis can be confirmed
Strong points
Relevant for manufacturing companies
Robustness tests
Provides insights for hitherto not analyzed business area
Specific business sector
Only for small-sized companies
Additionnal analysis is required: including the probit-regression for instance
Using the cooperative actor approach for explaining organizations, what could be the biggest challenge for HR?
What are the major challenges in the field of HR that companies face if they choose non-sequential internationalization strategy?
Can you quote any company which experienced failure in a country where it wanted to go in?
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Survey finds more consumers to research holiday purchases online before buying
LOS ANGELES — Survey results released Tuesday by online shopping site PriceGrabber found that 88% of shoppers plan to research their holiday gift purchases in advance to find the best deals.
Of those, 38% plan to spend three to six hours researching holiday gift purchases, 29% plan to spend up to two hours, 19% said they plan to spend over 10 hours and 14% indicated between seven and 10 hours.
The results of PriceGrabber's holiday shopping survey — which polled 2,235 U.S. online shoppers between Aug. 31 and Sept. 12 — also revealed that 50% of consumers plan to spend the same amount that they spent last year — up slightly from 48% in 2011 — and 12% plan to spend more.
For those who are spending less, the reason most given (62%) was due to increased prices for food, gas and other necessities.
Forty-one percent indicated that they are earning less money this year and 39% said they planned to spend less due to an increased acceptance of giving less-expensive gifts. The state of the economy also continues to impact consumers' holiday shopping decisions, with PriceGrabber's survey finding that 64% of shoppers say the economic climate will affect their overall spending.
Shoppers appear to be confident in their ability to find a holiday bargain this season. According to PriceGrabber's survey, 67% of consumers said they believe retailers will offer better prices and discounts this year. When asked what retailer tactics will entice consumers to buy a product this holiday season, 77% indicated free shipping, 74% noted price cuts, 55% said coupons, and 44% indicated blow out sales.
"Our survey data found that shoppers are not only expecting to find great prices and bargains this holiday season, but 59% of consumers plan to start shopping even earlier this year to spread out the impact of purchases, compared to 53% in 2011," said Rojeh Avanesian, VP marketing and analytics for PriceGrabber. "Our data indicates that 17% of consumers plan to start their holiday shopping in September and 31% plan to begin in October this year."
Stop & Shop offers no-fee Coinstar gift card loading
PURCHASE, N.Y., and QUINCY, Mass. — Coinstar announced that customers utilizing its service at Stop & Shop stores now have the option of placing the full value of their coins, without fees, onto a Stop & Shop gift card.
In addition, customers also have the option to select a gift card from a variety of national retailers and e-retailers. The gift cards are immediately activated and can be used the same day.
"We've based our business on finding solutions to the ongoing economic challenges facing both retailers and consumers, and believe that the retailer gift card option stands out as a game-changer in the industry," said Mike Skinner, president of Coinstar's coin business. "The latest among our broad range of no fee offerings, the retailer card product guarantees greater consumer flexibility. We are pleased that Stop & Shop is among the first grocery retailers to offer this fee free option for customers redeeming their coins."
P&G expands Pantene portfolio with new Expert Collection hair care lines
CINCINNATI — Procter & Gamble has introduced its Pantene Expert Collection, which addresses the needs of both aging hair and extreme hair damage.
The Expert Collection brings two new premium hair care lines to Pantene: AgeDefy and Advanced+ Keratin Repair. The products utilize Pantene's most advanced technologies and promise to help women experience healthy-looking hair with luster, bounce and damage repair.
Beginning in February 2013, actress Courteney Cox will appear in elements of the brand's holistic marketing campaign, including TV and print advertising, in-store displays, digital, public relations and iMedia.
"The new Expert Collection marks an important milestone for Pantene, presenting 10 years of cutting-edge research with expert results," stated Kevin Crociata, marketing director of North American Hair Care at Procter & Gamble. "With our most advanced technologies and ingredients, the Expert Collection will give women whose hair has seen it all, done it all and tried it all, a newfound love for their hair."
In your 40s and beyond, hair appears thinner through loss of density, diameter and damage that leads to breakage. The new Pantene AgeDefy line works together to help hair act up to 10 years younger by thickening existing hair strands. The products combat both the intrinsic (hair below the scalp and linked to chronological age) and extrinsic (hair above the scalp and independent of age) symptoms of aging. The line, featuring a shampoo, conditioner, masque and thickening treatment, has product options to counteract seven signs of hair's aging:
- Breakage;
- Split ends;
- Frizz;
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- Dryness.
Thin-looking hair is a prevalent problem among women and one of the signs of aging hair. Therefore, Pantene's new AgeDefy Advanced Thickening Treatment was the catalyst for the creation of the full AgeDefy line. In collaboration with Olay scientists, Pantene scientists discovered that a combination of anti-aging skin ingredients — caffeine niacinamide and panthenol — can impact hair.
The suggested retail price for the Pantene AgeDefy line: $24.99 for Pantene AgeDefy Advanced Thickening Treatment, $11.99 for Pantene AgeDefy Shampoo, $11.99 for Pantene AgeDefy Conditioner and $15.99 for Pantene AgeDefy Rejuvenating Hydration Masque.
The New Advanced+ Keratin Repair line features advanced technology to help restore smoothness to extremely damaged hair, while also working to prevent further damage at the keratin level. The line includes a shampoo, conditioner, Split End Fuser and 60-Second Therapy Ampoules.
The new Pantene Advanced+ Keratin Repair line addresses extreme hair damage caused by excessive styling, and chemical processing like hair coloring. When hair is damaged, it loses keratin, one of the fundamental building blocks of hair's protein. This makes hair weak and more exposed to additional damage. The Advanced+ Keratin Repair line helps repair and seal every strand of hair, and helps protect hair from future damage.
To improve the quality of extremely damaged hair, Pantene scientists created the new triple-blend technology, the key repairing formula in Advanced+ Keratin Repair. The technology is a combination of three polymers with three benefits
— mending hair damage at the cuticle cell level, helping to prevent keratin damage and improving hair's healthy look.
The suggested retail price for the Pantene Advanced+ Keratin Repair line: $11.99 for Pantene Advanced+ Keratin Repair Shampoo, $11.99 for Pantene Advanced+ Keratin Repair Conditioner, $15.99 for Pantene Advanced+ Keratin Split End Fuser, and $15.99 for Pantene Advanced+ Keratin Repair 60-Second Therapy Ampoules.
The Pantene Expert Collection will be available in the United States starting November 2012 and will be available in Canada starting March 2013.


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To say estate planning can be problematic is a gross understatement. Administering an estate can be compared to undertaking a renovation—it's almost guaranteed something will go wrong. It can be relatively minor, or land the estate in court and cause irreparable harm to family relationships.
Most problems can be avoided or minimized and managed via good planning. This involves more than just making a will.
There are other key elements including: powers of attorney, beneficiary designations, trusts, determining most appropriate type of property ownership (sole ownership vs. joint tenancy or tenancy in common), selecting the right executor, probate planning and income tax minimization.
The best way to learn is through mistakes. So here are three common estate planning offences.
1. Failing to prepare a will
The majority of adult Canadians haven't prepared a will. Surveys also show most adult Canadians appreciate the importance of a will and plan on preparing one sometime in the future. Despite these good intentions, a significant percentage of this group will die intestate; that is, without ever having gotten around to it.
So what happens if you die without having a valid will in place? Your assets are distributable according to the arbitrary formula set out in the applicable provincial legislation.
The Ontario Succession Law Reform Act (SDA), for example, sets out the following schemes of distribution. If the client has…
Spouse only: Entire estate goes to the spouse.
Spouse + one child: First $200,000 goes to spouse. Remainder is split equally between spouse and child.
Spouse + children: First $200,000 goes to spouse. Remainder is split: one-third to spouse; two-thirds to children equally.
Children, but no spouse: Children share equally.
No spouse or children: Entire estate goes to the deceased's parents or surviving parent. If parents have predeceased, siblings share equally. Children of a deceased sibling share their parents' share. If only nieces and nephews survive, they share equally.
No lawful heirs: The estate becomes property of the province.
And that's not all. Consider some of the other factors applicable on intestacy.
- A spouse doesn't have the right to determine how property should be divided among the children, or at what age(s) they should receive their share. A share payable to a child on intestacy must be paid into court and held until the child attains the age of majority. Upon attaining the age of majority, the share will be paid to the child. This is seldom the parent's intention or in the best interests of the child.
- A spouse, or any other heir, doesn't have the right to determine who should handle the administration of the estate.
- Without a will, parents cannot appoint guardians for minor children.
- The distribution of the estate may be more costly and can be delayed until one year from the date of death.
- There is no ability to establish testamentary trusts for special needs beneficiaries.
- Income tax and probate planning opportunities are forfeited.
- "Spouse" is narrowly defined to mean legally married. Common-law spouses aren't entitled to a share on intestacy. This comes as a surprise to many clients.
Bottom line: preparing a will enables a client to transfer their assets to the loved ones and/or charities they wish to benefit, in the most time-, cost- and tax-efficient manner possible.


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