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|UMD Home > CLA > Sociology-Anthropology > Anthropology > Tim Roufs > Prehistoric Cultures
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Saturday, 20 October 2018, 20:58 (08:58 PM) GMT, day 293 of 2018
Babel Fish Translation
Cutting Costs for College Textbooks
49 min., 1971, VC 802
"The story of man begins with the primates that preceded him. This film explores the work of primatologists who are studying man's nonhuman relatives, and, in the process, man himself. Share the discoveries of Dr. Gray Eaton, who with his wife, studies the behavior of a troop of macques brought from Japan. Dr. Harry Harlow, who has documented the importance of infancy in rhesus monkeys, and Dr. Jane Goodall, whose discoveries about wild chimpanzees have shown that the chimpanzee is more closely related to man than previously thought." (NG)
"For as long as man has observed the behavior of monkeys and apes he has been fascinated and amused and perhaps most often felt uneasy or even self-conscious. For inevitably he has sensed a similarity--in appearance and behavior--a reflection of himself. Today increasingly, he is learning that the similarity is not simply superficial. Man is a primate, a member of the order that includes monkeys and apes. Bound by evolution they have much in common--more than most people ever dreamed even a century ago."
This should be called Prosimians, Monkeys, Apes and Humans.
|© 1998
- 2018 Timothy G. Roufs — All rights reserved
Page URL: http:// www.d.umn.edu /cla/faculty/troufs/anth1602/video/Monkey.html
Last Modified Monday, 05 October 2009, 11:10 (11:10 AM) CDT, day 278 of 2009
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The skin around men's eyes is much more sensitive than the skin on the rest of their face so needs an eye cream which is effective but does not overload. Elemis Men Time Defence Eye Reviver contains intelligent adaptogenic technology that channels and restores moisture where it is needed most, which means skin can adjust to any environmental challenges.
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The increasing amount of capital tied up in a farming business means that traditional family ownership may not remain the main form of land ownership into the future.
Equity Partnerships are an increasingly popular response to this issue – and ANZ is an established leader in the field. We have helped facilitate and finance over two thirds of all rural equity partnerships in New Zealand. If you are considering investing in an Equity Partnership, talk to ANZ's dedicated team of Equity Partnership specialists. They can use their extensive knowledge and experience to help you understand the issues you need to consider – and ensure your venture is set up for success from the start.
What is an equity partnership?
Put simply, an equity partnership is just another way to invest in the rural sector. It's a joint venture between individuals who pool their capital, and possibly skills or resources together, to achieve greater revenue and growth from their investment. The joint venture can be set up in a number of ways and the right structure for one group may be completely different to another. Often one of the partners is employed as the farm manager, known as an equity manager.
What are the benefits of an equity partnership?
- Gain an ownership interest in a property, which may otherwise be out of reach
- Gain scale and grow your business faster than perhaps going it alone
- Reduce individual capital requirements and spread the risk involved with investing in the rural sector
- Access capital to fund development projects to improve business performance
- Release equity tied up in your farm for succession and retirement planning purposes
- Realise the benefits of investing in the rural sector without having to manage a farm.
What are the risks involved in an equity partnership?
An equity partnership is typically a medium to long term investment and participants should weigh up the risks and the benefits involved against their own personality and individual needs. We recommend anyone considering or looking to invest in an equity partnership engages their accountant, solicitor and/or financial adviser as part of their due diligence process which will identify the specific risks (and potential returns) involved.
Many of the risks that exist are the same that apply to the industry generally, be it sheep, beef, dairy, deer farming or growing. Other risks and benefits are related to the structure and process, and the individuals involved.
Current equity partnership opportunities
We currently have a pool of local and international investors with over $160 million looking to invest in equity partnership opportunities. Our strong industry connections across the rural sector also mean we are constantly receiving equity partnership proposals to present to our investor pool. Many of these have been successful and demand for quality investors and quality opportunities is growing.
Find out more
ANZ has a team of dedicated equity partnership specialists situated across the country. To find out more about equity partnerships and how we can help you invest in or establish one, please contact firstname.lastname@example.com.
Alternatively, you can view our ANZ Equity Partnerships brochure (eBook) or download a copy (PDF 562kB), which provides more detail on how these vehicles are structured and what considerations you should be aware of.
National Equity Partnerships Manager
David Pratt
027 435 6819
Terms and conditions
The information on this page is of a general nature and is not a recommendation, opinion or promotion in relation to any particular equity partnership or type of equity partnership. This information is not personalised advice and does not take into account your particular financial situation or goals. You should not make an investment or structuring decision based solely on this information.
To obtain advice tailored to your particular circumstances, we recommend professional legal and financial advice. ANZ Bank New Zealand Limited and its related companies (and their respective officers, agents and employees) will not be liable for any loss which may be incurred by any person relying on the information in this presentation.
The Disclosure Statement is available free of charge on request. If you seek financial advice from an authorised financial adviser in relation to Equity Partnerships, whether or not that adviser is part of the ANZ network, an authorised financial adviser disclosure statement will be available, on request and free of charge, from that adviser.


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I've wanted to be a writer since I was twelve. Because I was such a voracious reader it made me think it was easy to write a book and be published (boy, was I naive!) but a few things got in my way, inexperience, self-doubt, life in general, and several times, words from another person. Sometimes another person can influence a writer in one of two ways.
By encouraging a young writer, or really anyone, that young person may go on to reach for the stars, touch the moon…live her dream.
This is the flip side of that coin. Belittling. If only more people understood what they're truly doing to a young person, crushing their faith, their aspiration, all with their words, perhaps they'd think several times before they spoke.
In high school I had an English teacher that, for reasons I never knew, truly seemed to dislike me. Oh, she "got onto" other students but I felt as if she zeroed in on me more than most. Now of course that could just have been my interpretation, maybe I already felt inadequate, but that teacher only intensified my own lack of confidence.
I was terrified of her. Not of her physically hurting me but humiliating me in front of my peers, something that, as an Air Force dependent, I'd dreaded all of my school life. It's hard to always be the new kid, always having to prove yourself, always praying that you'll make friends and not enemies because you're different. But sometimes it's not the other kids that are your worst enemies.
"So Gloria, is that how they would answer that out in Los Ann Gee Leez? Is that the way those people in Hollywood pronounce that word? Well let me tell you, this isn't California and we don't do it that way here. You understand me? I don't know what you want to be when you grow up but I sure hope it has nothing to do with the English language because you will never be able to string together the correct words to form a cohesive sentence." Then she called on another student, one that hadn't just transferred from Los Ann Gee Leez. I asked to go to the bathroom, quietly, because I was on the verge of tears. I barely made it to the girls' room before the dam burst.
When my first book was published, I took a signed copy to her. She was much older but still sharp as a tack.
TEACHER: What did you say your name was again?
ME: Gloria Teague. I was one of your English students.
TEACHER: Were you any good?
ME: No, according to you I wasn't.
TEACHER: You probably didn't do your homework. I don't remember you but if I said that, you did or didn't do something you were supposed to do.
And she didn't even remember me.
And just like that, it was over. The feeling that I would always fail, that I wasn't good enough to be a writer, that people would put me down for even trying, it dissipated. I thought back to that hot high school classroom and thought, "How much weight could her words carry now?"
Not only do we need to be more tolerant, more accepting of others, we need to open our eyes and our hearts. When you speak to anyone, child or adult, look into their face and watch the effect your words are having on them. Had I not been stubborn, had I not been working toward my dream to be a writer, that one, solitary teacher would have broken me.


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All Films.All Above Board.NOW INCLUDES TV SHOWS & TV LISTINGS
Christopher Lee stars in this mid-1980s horror sequel as werewolf hunter Stefan Crosscoe. Following the mysterious murder of a young woman in Los Angeles, Crosscoe travels to Transylvania with journalist Jenny Templeton (Annie McEnroe) and the dead girl's brother, Ben (Reb Brown), to investigate the lycanthropic cause of her death. There the trio becomes locked in a bloody battle with the lascivious Stirba, queen of the undead (Sybil Danning).


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Read pdf docs sql serverpekerjaan
Need two legal docs that users need to read and agree to in order to access our personal health tracking mobile and standalone apps. Need to have in-depth knowledge in HIPPA.
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Creating quizzes (23 questions) using Google Docs
I need you to fill in a spreadsheet with data.
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Articles and documents to be transalted. Some of them in difficult legal vocabulary. So We need professionals. Don't apply if you are not qualified or experienced.
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Hello Web Developers! Please learn how to read. Recruiter is not allowed to join! Please make sure that you will watch this video: [login to view URL] . I am launching a project and I need a member to be part of my team to develop a Dropshipping platform. I created the structured plan. Please see the attached
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What I need is someone to take all my Instagram images and text and put them into a google document. Probably someone here can do this quicker than me with a small piece of software or something. - New page per post. - Including all comments. - nicely formatted my instagram is @europa_and_back
I need help learning about google docs formulas
New freelancer are welcome to apply: Experience editing and summarizing Legal, Public Health reports. - editing alert logs and reports - summarizing daily FCA articles and site web sources in APA - must be available daily from 9am to 5pm EST - Fanatical to deadline - Fast turnaround time There is ongoing flow of work for the ideal candidate Candidates from South Africa, Australia, US, Canada a...
Hello, We need someone who can create a Google Sheets template/workbook to visualise affiliate earnings. Affiliate earnings are exported from the website into a csv document, which contains the following headings: Commission: value Coin: word Email: email address Date: date A sample will be attached, but it's very basic and the above description should be enough. We need a workbook that w...
I have PDF files in Google drive. These files contain scanned images of few hundred pages. I need this scrip to: 1. Do OCR of all pages in the PDF without issues. 2. Generate one Word doc (with OCR output) for each input PDF 3. Take the input file as input 4. Output file name should be same as input file name (with different extension) Optionally
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I need the attached Word docs converted to plain HTML 1.0 without CSS, just basic HTML 1.0 tags.
...against a website to see if that location has availability. I want to store the information for that postal code (whether there is availability for that location or not) in Google Docs. I need to run every postal code from British Columbia, Alberta, Saskatchewan, Manitoba, Ontario and Quebec. I am happy to provide more information to the right candidate
I am writing a book by recording audio, having it transcribed using a service cal...relevant passages to highlight for the book. Included is the example output from the Trint transcription service. You will be given access to my Trint account to allow you to read and listen while it highlights the text to make editing and confirming easier. Regards.
We have a C#/.NET program that uses SpreadSheetGear under the hood extensively. We have a Word report that pulls data from SpreadSheetGear and generates using Aspose.Editor. We would like to upgrade that functionality. It is currently limited in that we add tables and charts as images. We would like to add them as native Word objects. We have a great C#/.NET developer but need some advice on the b...
We need this .pdf converted into Google docs format, keeping the look the same. All text (except images) needs to be editable. Since images are pixelized, recreate header and footer image so it is clear. Feel free to improve the look a bit, but it must all be done in google docs.
Hi everyone. I need these 2 documents to be translated intro Italian. - 1 word file - 1 srt file ( can be open with text editor ) Thanks
Looking for a way to track stock investments and price changes to the portfolio on a regular basis.
Translate a handful of Docs and Spreadsheets to MarkDown (and html tables)
1. Extract images from supplied PDF documents. Link to PDFs [login to view URL] 2. Input extracted image filename into "image filename" column of supplied .xls file for related product row. (please use code as image filename) 3. Extract product category names and input into "category", "sub-category", and "sub sub category" columns of supplie...
Crear una hoja de calculo spreadsheets desde google docs para proyecto de salud, donde se destaca principalmente los datos de los pacientes medicaciones que consume; conectada con agenda y nos de alerta cuando tiene el próximo turno, esté conectado con google my maps para identificarlo en el caso que no asista a control y demás funciones, todo básico
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2 docs to be re-done: - The property map to be cleaned up and made to look more professional and font to be larger and more legible - The emergency evac plan to be changed so that the currently embedded jpg file can be edited in Word or other MS product in future
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Help us to convince Angel Investors to invest in our company. We are looking for angel investors and need a sparring partner to check our documents (company evalutaion, one pager and ppt pitch). Its a benefit if you have experience in approaching real private angel investors.
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text: Handmade Tumbler Trouble In conjunction with some recent repair/restoration work, I have started working on an all handmade flintlock. That means one made of wrought iron in the same manner as an 18th century Virginia gun shop including making all the screws. I have completed a set of templates for the lock and have forged … Continue reading Handmade Colonial English Flintlock


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I just listened to a radio segment on public sentiments toward the Apollo space program expenditures in hindsight. The polling had a small N, 3 people in Los Angeles on the street. But it got me wondering: who supports the space program? There is a variable in the GSS, NATSPAC, with a large sample size, which states:
We are faced with many problems in this country, none of which can be solved easily or inexpensively. I'm going to name some of these problems, and for each one I'd like you to tell me whether you think we're spending too much money on it, too little money, or about the right amount.
I limited the results to between 1998-2008. Below are the demographic trends.
Now, sorted….
The secular, the intelligent, the educated and males exhibit inordinate support for a space program. In contrast, blacks, women, the stupid and the extreme poor (that is family income below $25,000 in the past 10 years) are skeptical of funding for the space program. I was surprised by the lack of difference in political clusters, with even a slight tilt toward liberals. I've heard the "rockets vs. butter" argument in public forums from Left-leaning individuals many times. In particular I recall as a child being annoyed at Joseph P. Kennedy for making a crass speech on the floor of the House of Representatives in this vein, suggesting that people starve on earth so that rockets may orbit above us.


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NEW YORK -- Even legends get nervous.
Especially when they're in a stadium on an ugly gray day, staring across the net at a 17-year-old kid who is punching the air with a fist.
Martina Navratilova kept missing these shots by inches, kept scrambling for room against yet another Maleeva, a 17-year-old named Magdalena. She was double-faulting all these crucial serves, pushing ground strokes across the lines, and on the last point of the match, maybe the last point of her career as a `D contender for Grand Slam titles, she dumped this forehand right into the net.


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Ten Ton Hammer donned our Padawan robes for our first feature length, hands-on, ten level preview of the Jedi homeworld, Tython. We'll tell you about one of the game's most anticipated classes, the Jedi Knight, whether SWTOR's story-driven approach is fun or frivolous, offer you a first-ever hands-on glimpse of how multiplayer works, and give you the low-down on the first round of SWTOR morality missions like this one:
"And just like that, I stumble into my toughest morality mission yet. Its not because my job is to break up the happy Jedi couple Jedis lead a hard knock life but because Moracen offers me a sweet crystal for the lightsaber I hope to build soon. In return Id simply go off and tell the Master that everything was nice and passion-free again. Grimacing (in real life), I stuck to my guns, imagining Id just turned down one of the rarest of rare color-changing disco crystals. "
It's all in our latest SWTOR preview: The Jedi Homeworld Revealed - A Star Wars: The Old Republic Preview.
To read the latest guides, news, and features you can visit our Star Wars: The Old Republic Game Page.


text: The DAC9881EVM is a simple evaluation module designed for quick and easy evaluation of the functionality and performance of the 18-bit, voltage-output, single-channel serial input DAC9881. The DAC9881EVM is designed to work by default for unipolar output range, but it can also be configured for bipolar output range with the addition of an external amplifier and some resistors. The option for bipolar mode of operation is included in the EVM with some minor jumper configuration. A +5-V precision voltage reference is provided to supply the necessary external reference voltage to set the DAC9881 output range. The voltage reference configuration implemented on this EVM uses the Kelvin connection feature of the DAC9881 device. This connection helps minimize the internal errors caused by the changing reference current and its associated circuit impedances.


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Other than that, I've had a ton of orders! Which is very exciting. So I've been working none stop. Here are some of my works in progress:
On Friday me and Ash went to see Frisky and Mannish in Lancaster with a couple of our friends. For those of you who don't know who Frisky and mannish are, you need to find them on YouTube. They're a comedic musical duo and they're absolutely hilarious, even my boyfriend who is a comedy snob thinks they're amazing.
I didn't get any pictures but here's a picture of Frisky and Mannish looking fabulous:
Saturday and Sunday were full of tears and goodbyes as I said farewell to one of my best friends who's moving to New Zealand. And on Sunday we drove Ash's little sister down to London for her first year of Uni. Life is gonna seem so strange without seeing those girls on a regular basis!
Here's some Effy love! She's such a baby. She's spent most of the week following me around the house watching me.
I also dyed my hair purple! And realised I'm a bit of a hair dye hoarder. I can't wait for the purple to fade and go all lilacy.
And here's some cool tops I bought that I forgot to show you:
The cat one is from ebay & the bunny one is from Asda.


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William Merritt Chase (American, 1849–1916), Alice in the Mirror, ca. 1896, Oil on canvas, 35 1/4 x 32 inches, Parrish Art Museum, Littlejohn Collection, 1961.5.18
Join us for a docent-led tour featuring highlights from the permanent collection.
Saturdays at 2 pm Sundays at 2 pm Wednesdays at 2 pm
Tours last approximately one hour.
Space is limited.
Guided Tour
279 Montauk Highway Water Mill, NY 11976 T 631-283-2118 F 631-283-7006


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March Madness, Etc.
They may not be running up and down the court, but small form factor-based solutions increasingly run the show for everything from interactive displays to transportation to security.
With March upon us, we find ourselves in another season of March Madness; and so, the great NCAA hoops shoot-out for 2017 is here. As teams stack up against each other in a huge array of brackets, it reminds me of stacking embedded systems in compact form factors. The stackable PC/104 model for computing systems is unlimited in the number of creative solutions that companies offer as the small form factor makes way for embedded designs, as Caroline Hayes mentions in her article, "Processor Options Stack up for Industrial Applications."
Dan Demers, congatec, explains in this issue why connected applications need fog servers and how modular fog servers are advancing Industry 4.0.
Eliza Nelson of Technologic Systems brings us a revealing story on SLC NAND, why endurance has been eroding for these devices, and explains FLASH memory construction along the way. The disturbing trend that Nelson discusses is enough to make one sit up and take notice. Why isn't SLC NAND what it used to be? Find out in "SLC NAND: Secrets Exposed."
The EECatalog Q&A in this issue is with Brian Sutton of Mercury Systems, who responds to questions about a venerable workhorse, the Controller Area Network, or CAN, in the context of vehicle data security. Mercury Systems' Secure Processing Solutions division has "an extensive heritage" for creating solutions within a broad range of military and commercial applications. Identifying a secure solution for the CAN bus has been a core competency for developing security in vehicles for Mercury.
PC/104 and other small form factors are no stranger to adopting the latest in peripheral technology. Chris Ciufo discusses the use of redrivers in DisplayPort connectivity. As speeds increase, the distances signals can travel with assured integrity decrease. Redrivers are one solution to maintaining signal integrity, both amplifying signals and allowing improvement in jitter performance. Redrivers improve performance via programmed solutions.
Bernard Carter of Now Micro gives us insight on the trend towards digital signage using a less complex HTML5 with some criteria for evaluating devices and platforms going forward. Digital signage is becoming ubiquitous, with small form factors an aesthetic necessity. Carter discusses the issue in full in "Navigating the HTML5 Digital Signage Operating Ecosystem."
Dave Lippincott of Chassis Plans relates a truly interesting story on the technology deployed in the security protecting the events at the 2016 Summer Olympics in Brazil. Persistent surveillance from three aerostats provided Wide-Area Motion Imagery. The high-resolution real-time imagery of the large venue used sophisticated computers, cameras, and algorithms for spotting motion and identifying anomalies. Prior systems had only been used outside the U.S. for military applications. Learn more in Lippincott's article, "Persistent Surveillance for Large-Scale Security."
Let's be glad that the "March Madness" of college basketball can be contained in the well-organized chaos that generates hot discussions about favorite players and winning teams with the help of motion-packed imagery. Some truly incredible technology is responsible for delivering a crisp, real-time scene so that those of us who are not courtside can participate in the action by shouting at our TV screens.


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Some pages of my favorite cookbooks are a bit worn, and may have sprinkles of sugar or cinnamon showing! When looking through holiday recipes, I find myself thinking of the memories of this year…the cooking classes, Big Man's Breakfast, the quilt show, Bike & Roll for bicycles in Kenya, Caramels for Carolyn to raise money for mammograms, and more Caramels for Pastor Chan's truck in Guatemala.
The cooking classes are treasure to us indeed. The fellowship we share, in the kitchen, is a such a rare gift. May your Christmas season be enriched by the aroma of cookies baking and being surrounded by those you love!
Yes, we're planning the winter cooking classes, and hope to announce dates in late December. Be sure to check our Facebook page at The Blue Willow Pantry!
Filed under: Uncategorized |


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Fashion is a passion of many. There is just something about clothes that speaks to me, and I know I am not the only one. But that doesn't mean it is an easy prospect for most. That is where tools come in that allow you to creatively customize your style around your lifestyle, needs and interest level. Which is something that I know would be appreciated by plenty of people in my life.
Most tools I have found online are lacking. But these four are innovative, useful and really cool. Two are even for a demographic often ignored in the fashion-tech industry…men.
There is nothing more annoying than trying to get my husband to buy new socks, underwear or razors. These are three items that he will wear until they are full of holes, discolored and entirely dull. From my limited understanding of the male psyche, this is a very common thing.
The mindset of a man seems to discourage the replacement of these and certain other items, except on very rare occasions. Which is how I found Manpack. It actually allows you to select items that will be delivered to you quarterly, so you get regular replacements without having to even think about it. It is affordable, easy to use and convenient. You can get underwear, socks, razors, shirts, condoms and more.
Fashion Fashion Gallery (Men)
Moving away from annoying necessities and into fashion love, this is a great tool that works by showing you photos of "men's fashion". That is, fashion that has emerged from both designers or studios and as a grassroots movement based entirely around individuals. You can see examples of this anywhere, but especially in big cities. You can also submit your own, using your phone's camera.
Speaking to a male friend of mine, he brought up one of the things he hates most about clothes shopping: buying suits. Tailor made suits are extremely expensive and out of his price range. Which leaves him buying off the rack, and that is a difficult prospect for him. Being 6'10, extremely thin and with very broad shoulders, his body type isn't the kind made for mass produced clothing. If only he had known about IndoChino before. It lets you custom buy suits from various retails from around the web. Which means getting something within price range in your body type, without having to visit multiple stores.
Are you unsure of what you should be wearing at a place where you have been invited? Whether it is a nightclub, bar or restaurant, this tool has you covered. It has more than 72,000 locations across the US listed. Do a search for the location you need and it will give you both formal dress code pictures of a place, a tag description system and comments from people who have been there.
Do you know of any tools for fashion that you think are must-haves? Let us know in the comments.


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Nepal Situation Report 12: Rebuilt houses in Nepal must be earthquake resistant
Mission East works intensely to rebuild villages after the earthquakes in Nepal. Earthquake resistant building methods are implemented.
The risk of a new earthquake is always present, but damages can be decreased if the houses are being reconstructed following earthquake resistant methods.
Mission East and partners are underway with Recovery and Reconstruction in the earthquake-stricken villages in Eastern Nepal. 3,500 toilettes have been built as well as 1,100 toilet shelters, and more than 800 toolkits, which can be shared among the families, have been distributed. But it is important that the risk of future earthquakes are taken into account in the reconstruction phase. Mission East is working together with other organisations on developing simple but earthquake resistant building methods which can be used in the remote villages.
Mission East is also providing hygiene promotion in the schools so that children can pass on the knowledge to their families.


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Central Railway introduced New Weekly Express Train between Sainagar Shirdi and Puri. The booking for the train will start from 15/08/2013. Following are the details.
|New Weekly Express Train between Shirdi and Puri
Train Details
- Train No 18408 Sainagar Shirdi – Puri Weekly Express will leave Sainagar Shirdi at 13.00 hrs on every Sunday from 18/8/2013 on wards and arrive Puri at 23.00 hrs next day i.e. Monday.
- Train No 18407 Puri – Sainagar Shirdi Weekly Express will leave Puri at 22.15 hrs on every Friday from 16/8/2013 and arrive Sainagar Shirdi at 08.25 hrs on third day i.e. Sunday.
One AC-2 Tier, Three AC-3 Tier, 9 Sleeper Class, 6 General Second Class and 2 General Second Class cum Guard's brake vans
Kopargaon, Manmad, Bhusaval, Akola, Badnera, Wardha, Nagpur, Gondia, Durg, Raipur, Mahasamund, Khariar Road, Kantabanji, Titlagarh, Balangir, Bargarh Road, Sambalpur, Boinda, Angul, Talcher Road, Dhenkanal, Mancheswar, Bhubaneshwar and Khurda Road.


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|Hero Dog awards - Richochet won Emerging Hero - Go, Ric!!!
Wednesday, November 16, 2011
Wordless Wednesday - Watching Richochet
16 comments:
Happy Wednesday woofs & hugs! <3ReplyDelete
~Bailey (Yep, I'm a girl!)
Looks like you guys were enjoying the show!ReplyDelete
BOL! Happy WW!ReplyDelete
What a show, huh?ReplyDelete
I stayed a while to enjoy your music!!!
Love hearin' the Angel Voices....
What a cool show. We didn't get a chance to see it.ReplyDelete
Way to go Richochet
How cute is that! Love it!ReplyDelete
Great photo!ReplyDelete
Great action shot of you all! Happy Wednesday!ReplyDelete
How cool is that?!?! I like watching TV, too, if there's a police dog on. Or horses. I like horses!ReplyDelete
Play bows,
oh my goodness so adorableReplyDelete
Benny & Lily
Oh wow you have good stuff on your tv and you all look cute watching it.ReplyDelete
the 2 brown dawgs
Aww, so cute, look at you guys glued to the tv.ReplyDelete
Wow! Everybody looks very attentive...watching the show!!! xoxo Chloe and LadyBugReplyDelete
Hey Boondocks!ReplyDelete
Wow, you guys all look so cute there watching the tube! Congrats to Rico. Great pix of everyone. Did you get popcorn while watching?!?
Grr and Woof,
Sarge, COP
That is so cute!ReplyDelete
Love, Thor and Jack


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Peter Guber '67 (LL.M. '68), chairman and CEO of Mandalay Entertainment, recently published Tell to Win: Connect, Persuade, and Triumph with the Hidden Power of Story. His third book shows how the power of purposeful storytelling leads to successful persuasion of others.
Guber was interviewed about Tell to Win by the Los Angeles Times, which described the book as a "mixture of showbiz memoir, academic tutorial and self-help manual." He also appeared on Charlie Rose on March 11, saying about storytelling, "People think that LinkedIn and Social Network and MySpace and Facebook and Twitter created social cohesion. No, no, we created social cohesion around the camp fire for 40,000 years. They just exploited it. So that is natural to our being." The book reached the bestseller lists of the New York Times, Publishers Weekly, USA Today, and the Wall Street Journal in its first week.
Guber, who is co-owner of the NBA's Golden State Warriors and a professor at the UCLA School of Theater, Film, and Television, has produced or executive-produced films including Batman, Rain Man, Gorillas in the Mist, The Color Purple, Midnight Express, and Flashdance. He also co-founded Casablanca Records, was the studio chief of Columbia Pictures, and served as chairman and CEO of both PolyGram and Sony Pictures Entertainment.
Posted on March 21, 2011


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New developments in restaurant outbreak
Health officials are still investigating what caused people who visited a restaurant just outside Thunder Bay last week to become ill. Christopher Beveridge is with the District Health Unit. He fills Voyage North's Cathy Alex in on new developments in the investigation.
Download Flash Player to view this content.
Air Times
|Radio One
|Weekdays 4-6:00 p.m. ET
3-5:00 p.m. CT


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BUHLER — If McPherson's Junior American Legion baseball team is to make state, it's going to have to do it the hard way.
Post 24 made a monster comeback Thursday against Great Bend, only to come up short 11-9. Great Bend thus advanced to the championship game and will await the team that emerges from the loser's bracket.
The game featured a 4 1/2 hour delay for rain and lightning and didn't finish up until 10:45.
McPherson plays the 5:00 game today against the winner of Pratt and Buhler.
Post 24 got off to a disastrous start, trailing 9-0 after 2 1/2 innings. It was still 11-4 going into the final inning before McPherson made a spirited rally with five runs to put a scare into the Braves.


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What: Billabong Girls Pro, ASP World Tour Women's Event Where: Barra da Tijuca Rio de Janeiro Brazil When: 8 - 18 September 2008
Forget samba and football, the Brazilian town of Rio de Janeiro is set to become the home of surfing. The Billabong Girls Pro Rio will be kicking off on Rio's fantastic beaches from September 8th-18th. More than 80 female wave riders from all over the globe will be fighting it out for a $105,000 in prize money and 1500 valuable ranking points.
After taking place for the last two years in Itacaré, organisers felt it was time for a change, and this year Barra da Tijuca beach in Rio will be home to the surfing action, with Macumba beach set up as an alternative if surfing conditions at Barra beach are not good enough.
"Rio de Janeiro was for many years the centre of the greatest surfing competitions in Brazil and we are very pleased to bring a big event like this back to the city," says Gustavo Belloc, Billabong Brazil Marketing Manager.
The Billabong Girls Pro consists of two competitions: a ASP World Qualifying Series (WQS) contest, and the ASP Women's World Championship Tour (WCT).
The 11th stop of the World Qualifying Series tour, which takes place on September 8th and 9th, will be attended by athletes from all over the globe, who will be fighting for 1,500 points and $20,000 prize money; while the 17 selected surfers who are the world's surf elite will fight it out for $85,000 in prize money and valuable ranking points on the 4th stop of the ASP Women's World Championship Tour.


text: I wanted to do either Cybertron Ultra Magnus or a Cybertron Optimal Optimus, and couldn't decide. Then I saw that SamiWCP was doing one, so i started mine. Thanks for the motivation, fellow 'Bot. I have only finished the trailer so far. Jet Pack for Super Magnus: And my favorite part, the cannons.. I took an extra Prime and used 2 of the dual cannons, instead of one dual and the ion cannon. I wanted him to have more Firepower. To make his cannons, I took two Prime Ion Cannons and 2 cannons from Cyb. Sky Shadow. That way Magnus gets more of a G1 look in Alt Mode, and more firepower with 6 missles total. So far so good. This is my second project, so be kind. Post more when finisished.


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Custom Function in Revolution Slider Plugin
I have this website [url removed, login to view]
The slider is located in Home, Portfolio, and Contact
There's a total of 15 Sliders. 7 for desktop view and 7 for mobile view.
Each slider has a play/pause button below the slider using html and jquery.
Each slider will have bullet points that stop the slider when clicked. (Example is in "home") but when it's clicked (paused) I want it to:
- Show the play button
- Pause the slider
and when somebody clicks on the play button, it should play the slider.
This needs to be done for each slider. Experience in revolution slider is needed.
hi, i've read your description and i've already worked on a similar slider project (take a look at my previous reviews).
18 威客就此工作平均出价 $33
hi,javascript developer here and i would like to work on your [login to view URL] go through my reviews and discuss with me.I hope you would like to hire [login to view URL]
Hi there, Thanks for posting your project we are interested in your work & have vast experience in blog creation & customization. We will fix out the problems & that all will be done in few hour & you can che 更多
Hello, I have done customizations in the past for revoluion slider. This task should be easy enough to complete. Regards
Some of my previous work history : [login to view URL] [login to view URL] [login to view URL] [login to view URL] [login to view URL] http://b-oneconstr 更多
Menu slider or image slider? please confirm. Anyway, I can do both. Saw your play/pause query and that's completely feasible. Worked on the same thing previously. Charge is $30/slider
I'm an expert in WordPress also a good command in English.command in English. Again you will find me as a full-time freelancer. I have acquired a good team of expert web developers and designers. Please 更多
Dear sir Your project is based on..............................I have done many job like as your project. Provide me your budget, time frame and more detail's please ! Thanks.
Dear Sir, I can fix your problem very quikly. You can take a look at my latest work using image scroller: - [login to view URL] - [login to view URL] (still in deployment) Best regards. Marco Vaccarini


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See details of all future concerts and events, including our friends' open evening.
If so, please go to the contact form, enter your email address and select 'Notify me about concerts'. (Your details will be kept confidential and not shared with any other organisations).
Contact us | Terms of use | Privacy Statement
Registered charity no. 271849 | Copyright © 2018 Henley Symphony Orchestra | All rights reserved


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When dealing with customers over the phone or through email, ID Verification offers a great way to ensure the correct person is signing the agreement. We currently offer the following services in North America:
Equifax – credit-based verification that generates multiple choice questions based on the signer's information Equifax has.
IDology – wallet-based verification that checks whether information entered matches IDology's records.
When this service is turned on, users are asked to register in Agreement Express and then are presented with a user verification screen. If they pass, they will be allowed to sign. If they fail, they can try again but will not be allowed to sign until they have been verified.
Please note there is a separate charge for using ID verification on a per attempt basis (i.e. each time a signer attempts to pass verification). If you would like the ID verification option disabled for your company please contact Recombo Support.
Have your own Verification Account?
If your company already has it's own account to Equifax or IDology you can choose to have Agreement Express use that account instead of Recombo's. This would allow you to completely control the rules that the signer's identity is evaluated against.
For further information, please contact Recombo Support.
Signer Experience
Like usual, signers will be prompted to register or enter their password when they click on a signature block. Then they will be prompted to verify their identity (example for Equifax shown above). Once they have been verified the signer will continue with the normal signing process.
Once an account has passed ID verification once, they will not be required to pass it again.


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EUCAST News
Here you can find the latest news and updates from EUCAST.
Pefloxacin disk test for screening.
Pefloxacin disk (5 µg) test to screen for low-level ciprofloxacin
Breakpoint table v 4.0 released
EUCAST breakpoint table v 4.0 (valid from 2014-01-01) available.
All validation files updated and new added.
All validation and calibration files updated 2013-12-20 and 4 new files
The Spanish NAC, COESANT, presents itself
The COESANT, the Spanish NAC, presents itself and its website. Spain is
Detection of resistance mechanisms v 1.0 published
The EUCAST guideline for detection of resistance mechanisms and specific
Spanish translations of antifungal susceptibility documents
The Spanish NAC (COESANT) has translated two documents on antifungal
Consultation on new doripenem-, amox-clav and cefaclor breakpoints.
EUCAST consults widely on suggested new breakpoints on doripenem,


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Blu-ray 3D and the best of Internet on your TV
Be amazed with Blu-ray 3D and discover a new dimension in your movie experience at home. Enjoy the best of Internet on your TV with Net TV, hassle-free with the speedy built-in WiFi-n. And playback more than ever before with DivX Plus HD. See all benefits
Unfortunately this product is no longer available
Blu-ray 3D and the best of Internet on your TV
Be amazed with Blu-ray 3D and discover a new dimension in your movie experience at home. Enjoy the best of Internet on your TV with Net TV, hassle-free with the speedy built-in WiFi-n. And playback more than ever before with DivX Plus HD. See all benefits
Unfortunately this product is no longer available
Experience a rich selection of online services with Net TV. Enjoy movies, pictures, infotainment and other online contents directly on your TV via the Philips Blu-ray Disc player whenever you like. Simply connect the player directly to your home network through a wired or wireless connection, then navigate and select what you want to watch with the remote control. The Philips menu gives you access to popular Net TV services fitted for your TV screen.
WiFi-n, also known as IEEE 802.11n, is the new wireless network standard. It includes many new options to improve the quality of the wireless link, offering faster speed and wider range compared to previous WiFi standards. WiFi-n also features backward compatibility, which makes it possible for this player to transmit to and receive from routers that operate on older WiFi standards.
The DLNA Network link provides easy access to personal photos, music, videos or movies on your PC or Home Network. It uses the Ethernet (LAN) connection with DLNA protocol that assures that DLNA certified products will work together seamlessly. By connecting your Blu-ray Disc player to your home network, you will be able to access information from all DLNA certified devices. You can access your world of entertainment at a simple push of a button with the intuitive user interface, that is designed for easy browsing.
Full HD 3D provides the illusion of depth for a heightened, realistic cinema viewing experience at home. Separate images for the left and right eyes are recorded in 1920 x 1080 full HD quality and alternately played on screen at a high speed. By watching these images through special glasses that are timed to open and close the left and right lenses in synchronization with the alternating images, the full-HD 3D viewing experience is created.
DTS-HD Master Audio and Dolby TrueHD delivers 7.1 channels of the finest sound from your Blu-ray Discs. Audio reproduced is virtually indistinguishable from the studio master, so you hear what the creators intended for you to hear. DTS-HD Master Audio and Dolby TrueHD complete your high definition entertainment experience.
DivX Plus HD on your Blu-ray player and/or DVD player offers the latest in DivX technology to let you enjoy HD videos and movies from the Internet direct to your Philips HDTV or PC. DivX Plus HD supports the playback of DivX Plus content (H.264 HD video with high-quality AAC audio in an MKV file container) while also supporting previous versions of DivX video up to 1080p. DivX Plus HD for true HD digital video.
The Philips MyRemote app lets you use your iPhone or iPod Touch or Android Smartphone as a remote to control your Philips networked AV products. The app automatically recognizes your* Philips Blu-ray player, Home theater or Streamium audio system connected to your home Wi-Fi network, and gives you instant control over the devices from anywhere in your home. And if you have more than one Philips networked AV product, the app will allow you to switch between them and control each one independently. This free app is created exclusively by Philips.
EasyLink lets you control multiple devices like DVD players, Blu-ray players, soundbar speaker, Home theater and TV's etc. with one remote. It uses HDMI CEC industry-standard protocol to share functionality between devices through the HDMI cable. With one touch of a button, you can operate all your connected HDMI CEC enabled equipment simultaneously. Functions like standby and play can now be carried out with absolute ease.
Subtitle Shift is an enhancement feature that lets users manually adjust a movie's subtitle positioning on the television or computer screen. Using the remote control, users can shift the subtitles up and down on the screen. On widescreen displays, such as 21:9 cinema and projectors, the subtitles sometimes get cut off. In order to see them clearly, the user has to change the display aspect ratio, which defeats the purpose of the widescreen. With the Subtitle Shift feature, the user can retain the correct display aspect ratio and have the subtitles ideally positioned on the screen.
The Universal Serial Bus or USB is an industry standard that allows high-speed, easy connection of peripherals to PCs, consumer electronics and mobile products. The USB 2.0 provides better and faster performance - up to 40 times quicker than the USB 1.0 and with a data transfer rate of up to 480 Mbps from the original 12 Mbps. When plugged in, everything configures automatically. With USB 2.0, simply plug in your USB portable devices or hard disk drives, select the movie, music or photo and play away.


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That is, getting an average return from your retirement investment.
As I've been reading and trying to learn more about investing, I notice a particular thing — people are obessed with beating the market. To be sure, I would love it too if my retirement account outperforms the market ten-fold; but at the end, I wouldn't care even if its returns are below average.
What's important to me is that the investment has reached my goal and can provide me with a comfortable living during my retirement.
I can't recall where I read this from, but it goes something like this:
When it comes to investing for your retirement, you shouldn't care too much about beating the market. No one has "Beat the S&P 500 by 22%!" on their tombstone. When a group of retirees in a wealthy retirement community were asked that if they have had better return than the market, the result was mixed. Some said yes, some said no, but what most ended up saying was: "it doesn't really matter what the returns were, because it was enough to get me here."


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Senior VP of Sales and Marketing, Partners Advantage
Of the seven "secrets" I discussed in my September presentation at the MDRT® Top of the Table meeting and the associated white paper on this topic, I believe storytelling is the most important one. Working with thousands of MDRT-level producers over the years, I have noticed the one trait that most, if not all, have in common is they know how to take the complicated and distill it down into an easy-to-understand format, usually by using stories.
It is not what you say; it is how you say it.
For example: If I told my wife that her face could stop a clock, I would not get a favorable response from her. Conversely, if I told my wife that when I looked at her, time stood still. She would think I had given her a great compliment. EVEN THOUGH I SAID THE SAME THING, I SAID IT VERY DIFFERENTLY THE SECOND TIME COMPARED TO THE FIRST TIME AND WILL GET A COMPLETELY DIFFERENT OUTCOME. Rolf Jenson, the Director of the Copenhagen Institute for future studies, says this, "The highest-paid person in the first half of the next century will be the storyteller. The value of products will
depend on the story they tell." Think about that.
Why does a teenager spend $200 on holey jeans today? Because it is a story. It is a FEELING of freedom and being a rebel. Jeans with holes in them are the best example of an inferior product being sold at a premium because of the "story." Another example would be Harley-Davidson. The company dominates the U.S. motorcycle market, not because they have the fastest bikes or arguably the best built bikes but because they have the best story. I have had two of them and I loved them, certainly not because of their reliability but because of the "story."
In commercials, Harley-Davidson does not talk about technology in their bikes and how their engines are made no more than a financial professional should talk about actuarial tables, tax code, COI charges, etc. on life insurance. The story that Harley-Davidson markets is that there is a good amount of comradery and "family" and a different lifestyle once you join their "club" (herd mentality) after buying a Harley-Davidson. We all see this with people that own Harley-Davidson motorcycles—it is a lifestyle.
An interesting study on storytelling took place around 50 years ago. There was a Nobel Prize winning neurosurgeon by the name of Roger Sperry who had found a way to mitigate epileptic seizures. An epileptic seizure is basically an electrical storm in the brain that goes from right brain to left brain, etc. What he found was if he disconnected the left brain from the right brain, it would mitigate these seizures. While he was doing this, he hooked up an EEG machine to both sides of the brain to measure electrical activity. He then fed the brain analytics and found that the left side (analytical side) of the brain fired up. There was nothing on the right. In other words, the brain was half asleep. Then he fed the brain "emotional" things like pictures and stories. The outcome was different; both sides of the brain fired up at that point! NO longer was the person half asleep. Stories are how we have learned since we were babies and stories are how we will learn until we die. The importance of storytelling and opening up the "mind's eye" of our clients is paramount.
Many people think they have to be a "natural storyteller" to not bomb when trying to tell stories. This is very far from the truth. I am naturally an introvert and not a "natural storyteller" but the year that I decided to embrace and PRACTICE telling stories was the year that my career changed for the better. This was about 15 years ago, and since then, it has become almost muscle memory to me. In other words, storytelling can be taught by practicing and reading! There are great books on storytelling by Ty Bennett, and also a powerful one called "Storyselling for Financial Advisors: How Top Producers Sell" by Mitch Anthony and Scott West.
DOWNLOAD the full complimentary white paper: Seven Secrets to Effective Communication, by Partners Advantage Senior VP of Sales and Marketing Charlie Gipple, CLU, ChFC.
Fill out my online form.
Questions or Need Case Assistance: Contact the Partners Advantage Brokerage Team at 888-251-5525, Ext. 700.
For financial professional use only. Not for use with consumers.


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Board of Director: Emily Coborn
Emily Coborn
Coborn's Inc — Vice President of Fresh
Emily Coborn is the Vice President of Fresh Merchandising for St. Cloud, Minnesota-based Coborn's Inc., an employee-owned independent grocery retail company operating more than 120 retail locations throughout the upper Midwest, including 48 Coborn's, Cash Wise Foods and Save-a-Lot grocery stores, an online grocery ordering and delivery service, CobornsDelivers, and more. Emily is the first fifth generation of the Coborn family to join the company. In her role, Coborn oversees the Bakery, Deli, Produce and Meat/Seafood departments, as well as the company's growing team of supermarket dietitians. The supermarket dietitians help guests make healthier choices by providing personal consultations, cooking classes, grocery tours, and educational resources. Prior to serving as the Vice President of Fresh, Emily served as a District Manager, overseeing 10 stores across Minnesota. She also spend time as the Director of Topco Program Management, managing the company's private brands initiatives as well as two years as the company's Communications Manager.
Emily is a member of the Minnesota Grocers Association's Emerging Leaders Board and is on the board of United Way of Central Minnesota. She has an M.B.A. degree from Carlson School of Management at the University of Minnesota and bachelor's degrees in communications and Spanish from the College of St. Benedict.


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It's that time again, where readers post what they're reading and link up over at 5 Minutes for Books.
I am currently reading…
The Count of Monte Cristo –nearly halfway through the over 1200 pages! Loving it!
How Do I Love Thee?–a novelization of the love story between Elizabeth Barrett Browning and Robert Browning by Nancy Moser, the author of Just Jane which I loved. Watch for a giveaway as part of 5 Minutes for Books Summer Fun Giveaway!
Get Outta My Face!–how to deal with angry teens; great for parents, teachers and youth leaders.
Comforts from the Cross–subtitled Celebrating the Gospel One Day at a Time. Wonderful.
Reading next (perhaps)…
The Disappearance of God, by Al Mohler
Finding an Unseen God, by Alicia Britt Chole
A Shelter in the Time of Storm by Paul David Tripp
Finally Alive by John Piper
Words Unspoken by Elizabeth Musser (fiction)
What are YOU reading? Let us know!


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Medjumbe island, off the coast of Mozambique is little more than a sandbank in the middle of the Indian Ocean. It's 1km in length and surrounded by azure blue waters, shallow reefs and an exotic array of sea life. It's also the setting of my latest summer read, THE NEW YEAR RESOLUTION.
When mulling over the plot and conflicts of THE NEW YEAR RESOLUTION, I looked for a setting that was isolated, stunningly beautiful, and warm and balmy. A place where my hero and heroine could lose themselves in each other and have lots of sizzling, summery beach sex!
A friend, who lives in South Africa, suggested one of the islands off Mozambique. Having never been to Moz before, I was a bit sceptical, but then I went online (LOVE the internet) and boy was I blown away. Medjumbe fit the bill to perfection. Sand as white as snow, sea the color in postcards and all under a canopy of cobalt blue sky. Bliss…
Local African flavour is evident in the decor of the luxury accommodations on the island, as well as the cuisine. The international jet-setter, Ryan Jackson, (my hero) holidays there fairly regularly.
Medjumbe is perfectly suited to diving, with the shallow reefs, warm water and high visibility, so obviously my hero and heroine do some of this. What better place to get hot and heavy than after a dive, on board a luxury boat, bobbing on the reef?
See more pictures of Mejumbe Island Resort on my PINTEREST page: http://pinterest.com/louisenovelist/the-new-year-resolution/.
The New Year Resolution is available on Amazon.com at http://www.amazon.com/dp/B00D7HXMDU


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9 (kind of) old movies that every twentysomething should see
Movies come and go. There are some really great and poignant ones, and then there are ones that are not very good, let's face it.
We've decided to create a list for all the twentysomethings out there that are in need of a new Netflix movie to watch or something else other than that funny Vine you've watched on loop 729 times.
Scroll and watch away!
9.) "(500) Days of Summer"
8.) "The Graduate"
7.) "The Devil Wears Prada"
6.) "The Dead Poets Society"
5.) "Heathers"
4.) "Midnight in Paris"
3.) "The Princess Bride"
2.) "Thelma and Louise"
1.) "The Breakfast Club"
Now this is no way a definitive list by any means. Let us know some of your suggestions in the comment below!
Click through the slideshow below to see some other favorite movies of ours!
Top Thanksgiving movies of all time
9 (kind of) old movies that every twentysomething should see
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Comic-Con: 11 things to expect from the big TV panels


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All prices are in All prices are in USD
Hover over main image to zoom
Clever cylindrical box opens and closes with a magnetic latch. Plated with both silver and gold this mini version of a prayer box won't hold much inside, but it's adorable. It is approximately 1/2 inch (12mm) by 1/2 inch (12mm) and hangs down 3/4 inch (2cm) from top of bail to bottom of the box. Medium size bail has an inside opening of approximately 3x5mm for chains or necklace cords to go through.
Put drops of your favorite scent on a piece of a cotton ball and tuck it inside. Keep your favorite Bible verse or saying close to your heart.
Delightful inexpensive gift item.


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Want more from Genius Kitchen?
Watch on your Apple TV, Roku, or Fire TV and your iOS, Fire, or Android device.Learn More
Beautiful Beetroot Hummus
Chef's Note
"This is a recipe I made years ago from a vegetarian cookbook. It not only tastes great with a slight sweetness from the beets, it also has a beautiful color. The recipe calls for dried chickpeas, but there's no reason you can't use canned ones, though remember you would need a lot more than 8 oz if they're already cooked--!"
READY IN:1hr 25mins
Ingredients Nutrition
- 226.79 g dried garbanzo beans
- 1 large onion, chopped
- 453.59 g beetroot
- 118.29 ml tahini
- 3 garlic cloves, crushed
- 59.14 ml lemon juice
- 14.79 ml ground cumin
- 59.14 ml olive oil
- Soak the chickpeas overnight and then cook for 1 hour or until they are very soft. Drain, reserving 1 cup of cooking liquid. Allow to cool.
- Cook the beetroot in a large pan of boiling water until tender. Drain and allow to cool slightly before removing skins (Alternately, you could peel them prior to steaming).
- Chop the beetroot and place in a food processor, in batches if necessary. Add the chickpea and onion mixture, tahini, garlic, lemon juice and cumin; process until smooth.
- Slowly add reserved cooking liquid and olive oil while the machine is running. Process until mixture is thoroughly combined.
- Drizzle with a little olive oil and serve with crackers, bread, veggies, etc -- .
get the genius kitchen app.
Watch on your iPhone, iPad, Apple TV, Android, Roku, or Fire TV.Learn More


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Automatically playing similar songs. To disable, switch Autoplay to 'OFF' under Settings
Get Notified about the latest hits and trends, so that you are always on top of the latest in music when it comes to your friends.Okay, Got it!
Add to queue
drop here
Bhola Darbaar Ka Maza Lijiye - Sarwanand Thakur
added to MyPlaylist


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Sitting in his shirt sleeves behind a highly polished circular desk, C. T. (Todd) Conover decides the fate of national banks.
As comptroller of the currency, Mr. Conover regulates 4,500 nationally chartered banks which account for 60 percent of US banking assets. The former management consultant looks over the shoulder of such financial giants as Citibank, Bank of America, and First Chicago.
In addition to approving routine matters such as name changes and new branches, the Office of the Comptroller of the Currency has the power to close banks or to facilitate mergers into stronger institutions if they are in danger of failing. Earlier this week, for example, Oklahoma National Bank & Trust was taken over by a stronger Oklahoma City bank after the comptroller determined that Oklahoma National was near collapse.
The comptroller is likely to face more such tough calls in the next few months. The quality of bank loans is suffering as corporate profits lag and a variety of countries that are major bank borrowers struggle to meet loan payments.
At the same time, a new banking bill that cleared Congress last week will let both banks and savings-and-loans offer a new account designed to be fully competitive with higher-interest money market funds. The accounts are expected to let banks and S&Ls win back deposits lost to money funds, but will also trim their profits.
''Profits will decline'' as banks pay more to depositors, unless the institutions can cut operating costs, raise prices on services, and rearrange loan portfolios to bring in enough income to support a fatter return for savers, Mr. Conover said in an interview.
''The problem is time. You are locked in on (loans). You have got a lot of mortgage loans and I don't know what you do'' to boost the return on those, he added.
With banks having to pay more to savers and with some corporate loan customers in bad shape, ''I think we are looking toward more difficult times in later '82 and '83,'' Mr. Conover said. ''I think we will see additional bank failures this year, and I think we will have failures in '83.'' Including Oklahoma National, this year there have been 33 failures of institutions insured by the Federal Deposit Insurance Corporation, as against 10 for all of last year.The number of failures for 1982 is already the highest since the 48 failures in 1940.
Mr. Conover is not alone in this assessment. H. Johannes Witteveen, chairman of the Group of Thirty, an internationl bankers' organization, writes in the group's new annual report that ''growing weakness in the financial condition of many borrowers is likely to produce a stream of 'problem' cases among both borrowers and lenders - both countries and banks.''
Even when the economy turns up, the banks' woes will not be over. That is because bank customers weakened by the recession may not go bankrupt and default on their loans until after the recovery starts. ''The number of problem banks and the level of loan losses (peaked) in 1975 and 1976 after the economy had essentially recovered from the doldrums of the 1973 recession,'' Mr. Conover said.
''While there are real problems to be dealt with . . . that does not mean that the industry that needs to cope with them isn't fundamentally sound,'' he cautioned. In fact, he added that while bank profits over the intermediate term will be depressed, in the July-September period they were strong because the interest rates banks had to pay to raise money were coming down faster than rates banks charged their customers.
The challenges banks are expected to face in the coming months will put greater demands on the comptroller's oversight activities. The agency has come under fire from Congress for failing to take tougher measures against Penn Square Bank, which was declared insolvent on July 5, after being under scrutiny for two years. The episode ''raises new doubts about the effectiveness of the federal bank supervisory system,'' Fernand J. St Germaine (D) of Rhode Island, chairman of the House Banking Committee, said at a hearing last week. While the bank was being mismanaged, he charged, ''the Office of Comptroller continued to search its manual for the chapter on 'go-go' banking.''
Mr. Conover has taken a number of steps to improve the effectiveness of the Comptroller's office. ''We are trying to focus our resources on the parts of the banking system which represent the greatest threat to the system as a whole,'' he said.
So that more attention can be given to the most troubled banks, the office is shifting examination resources away from small, well-managed banks. Starting in January, these banks will receive a comprehensive examination every three years, rather than every year, as is the case now. But examiners will pay a short visit to each bank every year.
The comptroller's critics have argued that the office should disclose more information about the condition of various banks to prevent unsuspecting customers, investors, and other banks from being hurt.
Some bankers oppose additional disclosure, lest it harm confidence in the banking system. But Mr. Conover says he favors increased disclosure. In 1983, the Comptroller's office will begin making public additional information on past-due loans and the maturity and interest rate structure of its deposits. As a result, ''the customer or investor or other bank that is doing business with a particular bank can make a better decision and the marketplace can be more efficient,'' Mr. Conover said.
Nevertheless he contends that the nation could not afford a banking system where some institutions do not fail. ''We can't have a fail-safe regulatory system. It would be unbelievably expensive, not just in terms of the number of people .. . . You would have to supervise it so closely you would take the risk out of the system. . . . If there is no risk, there is no return, so investors would not be willing to provide new capital.''
National Banks receiving special supervisory attention (As of June 30) Category/description Number of banks Category 3: banks that 260 have a combination of fi- nancial, operational, or compliance weaknesses ranging from moderate to severe to unsatisfactory Category 4: banks that 32 have an immoderate vol- ume of serious financial weaknesses or a combi- nation of other condi tions that are unsatisfactory Category 5: banks that 9 have an extremely high or near-term probability of failure Source: Comptroller of the Currency


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These are the current board policies. Please look in the newly revised section first, and if you don't see what you're looking for, then refer to the old-unrevised policies (2000s only). For a complete copy of the current board policies please contact Admin Services at (760) 244-4411 ext. 7201 or email at email@example.com. You can also download and print all policies using the links below:
In accordance with Government Code 6250-6276.48, copies of policies/regulations are subject to a fee equaling the "direct cost" of duplicating the document, plus employee costs in printing the materials. Please contact the Superintendent's office for the current cost.


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Recent Comments
Tiffany Johnstone Sat, 12/13/2014 - 23:00
THAT is hilarious!!
Rachel Hewett Sun, 03/16/2014 - 18:05
very pretty.
Linda Cobbley Sun, 03/09/2014 - 19:51
I really like the layered ribbons it goes perfectly with the background paper
Created By
About Me
I̶ ̶c̶o̶l̶l̶e̶c̶t̶ ̶p̶e̶z̶ ̶d̶i̶s̶p̶e̶n̶s̶e̶r̶s̶ ̶a̶n̶d̶ ̶h̶a̶v̶e̶ ̶1̶5̶0̶0̶+̶
I love the mountains and being outside
I went to Africa for a whole day once
I have an awesome husband named Bill
I love to look at pictures, my own and everyone else's
I randomly open fridges - yep - everywhere I go - I don't even know why and most of the time I open it and close it and can't even tell you what was in there - maybe it is my subconscious making sure I will have food if I am stuck there for a few days - very strange - I don't get it
instgram: https://instagram.com/pezian1984/
Type of ProjectDigital Scrapbook Layout
Tagsdaily life, frame, kids, mini kit
My friends daughter when I watched her one night.
- Uploaded Fri, 03/07/2014 - 20:38
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- 3 Comments
- 1 person hearts this


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Here's a keyboard shortcut that I use all day, every day (really), and if you aren't aware of it, it could speed up your workflow considerably. You know how you can click on the Window menu in most applications to see what you have open and switch to a different window if you need to? Here's what that looks like in Safari…
…and here's Mail:
So if I'm working on "test message" there, and I want to go back to my Inbox, I use the Window menu, right? Or Exposé? Well, the shortcut Command-Tilde (~) switches between any windows you've got open in your current application, and I think it's much faster than either of those methods. You can use it to pop back and forth between messages you're composing, different Pages documents you're working on, Finder windows, Safari windows, and so on. If you don't see what you're looking for, just continue holding down the Command key and tapping Tilde until you get to the window you want.
Not sure where the Tilde key is? In most cases, it'll be on the left side of your keyboard just above Tab.
And for what it's worth, Apple calls this the Command-Accent keyboard shortcut. I admit that I bear a little anger toward them for the fact that this shortcut won't work in full-screen mode, so I reserve the right to call it what I like. Nyah nyah.


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Urbana Woman Plans Trip to Help Children Caught in Human-Trafficking Trade
10-14-11 – URBANA — The issue of abused children has always been close to Urbana resident Debra Crabtree's heart, so she's heading to Ghana in November to help children caught in the human-trafficking trade.
She's going with two friends she met through an online book club. There, they will assist a team from Partners in Community Development Programme, which rescues children from slavery, one by one. The organization runs Village of Life, where the freed children live after being rescued.
Crabtree became involved when her book club friends — one in Canada and the other in Michigan — started writing online about their upcoming trip to the west African nation and Lake Volta, the largest manmade lake in the world, and the Ghana site where children are sold into slavery.
"I fell in love with the faces I saw and (felt) heartbroken over the stories I read," Crabtree said. "I pored over the articles and harsh truths of trafficking in the Volta region of Ghana."
She said she felt called to the trip when she was looking to serve in a meaningful way, "something that was bigger than me and something that was bigger than being a mom or a wife."
She wanted to learn, grow and "develop an empathy for others that would be an example to my children."
Crabtree has worked with children in other countries before. After she and her husband were married in 2004, they served two months in Comitan, Chiapas, Mexico, building water tanks and teaching vacation Bible school.
"It was also the first time that I realized the difference between our poverty and the poverty in less developed countries," Crabtree said. "It was eye-opening, and changed how I viewed poverty. It changed how I viewed people. I have had a passion since then to help the vulnerable in our world when I could."
As a part of her efforts, Crabtree is raising money through an organization called Interlink Ministries. Her group hopes to raise $30,000 for a new school for the Village of Life.
"They have run out of room in their current school facilities and need a new school building to allow them to rescue more children from slavery on the lake," Crabtree said.
She's also looking for sponsors to help pay for shipping boxes of school supplies and books to Ghana, estimated at $200 each. She now has five boxes to send.
She's also asking for donations of soccer balls.
"They can be given to both the children in the orphanage and to the kids on the lake," Crabtree said. "These children live and breathe soccer."
Crabtree said she believes the Bible instructs people to care for orphans and the innocent.
"My heart breaks to know there are children out there who are not afforded the opportunity to have a childhood and an education," she said. "The kids on Lake Volta and at the Village of Life have become our children in so many ways and I just can't not do anything to help them. … If I can help a team get even one child out of that situation, I feel like I need to seize that opportunity. I would hope someone would do that for my children if they knew their rights were being violated."


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Courtesy Deadspin's ongoing Culturally Insensitive World Cup Goal Roundup series comes footage of the touchdown Portugal laid on North Korea Monday, set to (the vastly underrated) Cake's (surprisingly poignant, though not particularly in this context) "I Bombed Korea." Stick around for a good TLC joke, if that's your thing. Yes it is going to be that kind of day.
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UPDATED 2/14/2017: iCrowdNewswire had a fantastic piece on Igor Cornelsen from October of last year. In it, Igor broke down Brazilian banks, and what made them ideal investments for first time investors. With the economy starting to boom in Brazil, there's never been a better time to invest. Read the full article to see what Igor thinks should be done to get involved.
Igor Cornelsen is a South American native. He was born and raised in Brazil. He is the proprietor for Bainbridge Investments Inc. The firm is based in Bahamas. Through the organization, Igor assists potential investors by offering them with long-term investment strategies. In the beginning of his career, Igor spent a number of his earlier years in Brazil. Over the years, Igor has received education and has been able to transform lives through his visions in the form of Bainbridge Investments.
Igor has held leadership positions in different Brazilian banking firms. After a short stint in banking, he quit his career in banking in order to focus on investments. He has been known to persuade potential investors not to put their investments in firms that have financial problems. Instead, he helps them invest in declining or damaged stocks, which they sell and realize profits. Damaged stocks are cheaper and affordable as they pick up when the market stabilizes. According to Igor, investments having long-term rewards require dedication from the part of the investors.
Igor has vast knowledge on different areas of investments. He acts as a role model to people who are looking for unbiased opinion in whatever area of business that they are interested in. Burger King is among the prominent companies in the United States that have greatly benefited from Igor's counsel. Cornelsen has been featured in investment websites and publications. He offers investment consultations to both individuals and corporations.
Igor Cornelsen enjoys playing golf when he is not working or offering investment advice. He is frequently seen in the golf courses around South Florida where he lives three quarter of the year. Igor lives in Brazil for the rest of the year. His expertise in the stock market has been gained from the many years that he has spent studying the patterns of the market. As someone who has been in the industry for long, he knows merits and demerits of different investments thus; his advice has been found to be highly beneficial to individual investors and corporations.
Igor advocates for diversity when it comes to making investments. He believes that in every area, there is a gold mine waiting to be discovered. Igor posits that the Brazilian market is open to new ideas and investments. The main players in the Brazilian market include Citibank Brazil, Santander, Caixa Economica Federal, Banco J Safra, HSBC,Banco do Brazil, BTG Pactual, Banrisul, Banco Bradesco. Investing in any of these companies is bound to be of great benefit as their shares fetch good returns in the market.
Igor advises potential investors to invest in countries like China. China is Brazil's largest trading partner. Besides, their economies are similar. He states that before investing in a foreign country, it is wise to look at the trading partners and competitors so that an investor can enjoy maximum benefits and profits.
Igor Cornelsen is an expert investor and experienced banker that hails from Brazil. Cornelsen is currently retired, but still is open to interviews, and enjoys giving banking tips to eager, beginning investors (and also likes to play golf in his spare time).
There are many articles online which detail some of Igor Cornelsen's important investing and stock market tips. Cornelsen sometimes gives some tips on investing outside of the stock market, although he mainly gives tips on the stock market.
Despite Brazil's recent stock market collapse, Igor Cornelsen was still able to stay afloat. This is because he is such a keen investor with extensive investing expertise. In his home country of Brazil, he served at many of the largest banks' board of directors. Cornelsen truly understands how banking, investing, and markets work in Brazil – his accomplishments nearly prove that Cornelsen understands every in and out of the
Despite the recent suffering of Brazil's economy, Igor Cornelsen has maintained his successful career in the financial industry. Those who understand markets better than other will undoubtedly do better in the financial industry than others, when it comes to banking, investing, or virtually anything else in the financial sector.
Any followers of Igor Cornelsen know at least a few of his investing tips, but here are a few that he recently shared. When it comes to investing in Brazil, an investor needs to know other inhabitants of Brazil. More specifically, Brazilians that understand finances and investing. Second, understand that Brazil may have more regulations than other countries and markets, so preparing for the regulations by fulling understanding the way around the market (or at least that best one can understand without having already invested in Brazil before). Lastly, investors can save a significant chunk of money if one knows where to find the best deals on trading and converting currencies. Some banks will perform the services at cheaper rates than many banks, but the only way an investor can find the best deals is by simply searching for the best deals.
Cornelsen is an excellent Brazilian banker, and is known as being one of the most successful bankers in his country during the period he operated. To make sure to listen to the tips he can provide can help kickstart investors' careers. If one is not from Brazil and intends or plans to bank in Brazil, checking up on Igor Cornelsen's tips is almost conducive to succeed while investing in Brazil. An investor can save money by finding the cheapest currency exchanging services provided by financial institutions. Studying up on the Brazil markets and actually going to Brazil to live for a while before investing are also some of the things that could prove to be most beneficial for investors.
The Brazilian banking market is difficult for investors from other nations to understand at first, but becomes easier to investors over time, especially after becoming familiar with the country of Brazil, and how business is done in Brazil: what types of regulations exist, and how they differ from the investor's home country; making connections with other investors in Brazil; understanding how to exchange currencies for the lowest rates; essentially anything that an investor understands about his home country's market works, needs to be studied to make sure that it operates the same way in Brazil.
Igor Cornelsen is a retired Brazilian banking executive and expert investor. Cornelsen has worked for many of the top banks in Brazil, and has worked absolute wonders in the investing realm. Cornelsen likes to spread the word of how to succeed at banking and investing in Brazil works, and how not to fail in the market (following Cornelsen's tips does not necessarily guarantee that an investor will not fail, but does but new investors at a much higher place to succeed from).
There are a few main tips Igor Cornelsen gives to his investors, and gave some of these in a recent interview. First off, make sure to fully understand the amount of investors in the market. Brazil maintains the eighth largest economy worldwide, also the largest in the South American continent. Not succeeding over the vast amount of other investors in Brazil is not difficult, but the uninformed and unfamiliar investors stand a good chance of not making it in the Brazil investing markets.
Second, fully understanding the relationships between Brazilian traders and traders from other countries is crucial to success. If Brazil places a trade embargo against another country, be able to predict how it will affect Brazil. Brazil has strong trading ties with certain countries, specifically China. Brazil's largest trading partner in the world is China, so if something went wrong between the two countries, ceasing to invest in businesses or countries that trade with Brazil is a good starting point.
Last, understand how the currency in Brazil differs from other countries'. Every country uses different currencies, and some of the currencies are worth more than others – some, exponentially times more than others. For example, the currency in Zimbabwe is terribly superinflated, and not understanding the differences between the two currencies would be silly for an investor. Fully knowing how much Brazil's currency is worth in comparison is other is necessary to know the value of certain investments and the price of currency exchanges provided by financial institutions: which prices are too much for the services performed, and which prices are the best value.
Igor Cornelsen is a retired Brazilian investment banker. He worked for several big banks in Brazil before retiring. Even in retirement, a number of companies seeking after his expertise in capital investment field has continued to grow. These companies are from both Brazil and the United States.
Cornelsen currently lives in Boca Raton, South Florida, and is associated with Bainbridge Group Inc. At the corporation, he is involved in the development of plans and strategies used by the firm to invest. Bainbridge Group mainly invests in stocks, commodities, and foreign exchange.
Apart from working for Bainbridge group Inc, Igor Cornelsen provides investment advice to investment banks, ordinary banks, and individuals. His expertise has proven vital to many companies making him one of the most sought after capital investment consultants.
Cornelsen believes in long term investing strategies. He views short term strategies as gambling and provides lots of risks to investors' hard earned cash. Long term investing protects investors from unnecessary risks and offers them higher returns.
Cornelsen concentrate on making profits for investors that last a lifetime. He has developed strategies that can earn investors up to 500% returns over decades. These are legit strategies that have been proven to work. His long term investing strategies are popular among many investment companies.
He also believes on spreading one's stock investments in a number of companies. It is easier to get positive returns from spreading one's investing than accumulating all the capital on the stocks of one company. Investment market experiences various turbulences and how good an individual will go through them greatly depends on his portfolio balance. Small investments limit how much an individual can lose in case any of the companies fails.
Igor Cornelsen encourages careful investing when it comes to new hot companies. There is a tendency of new investors to rush into investing in such companies. As history has proven, not all hot companies succeeds. Some quickly rise and then collapse when market turbulences set in. Cornelsen has also published several documents and articles aimed at advising public on proven investing strategies. Most of these articles are available online.
As a retired investment banker, Igor Cornelsen spends most of his time playing golf. His South Florida home is situated near a number of world class golf courses. This enables him to enjoy golfing without having to travel far. He has been known to travel across the world to play golf in some of the best golf courses across the globe. He also spends his time sharing quality time with family members and friends.
Igor Cornelsen, for those who have not heard about him, is a renowned Brazilian stock market businessman and investor. He is currently a proprietor of Bainbridge Investments, Inc, a company that focuses on long-term investments. Immediately he joined this company in 2001, his primary goal was to discover the creative and innovative ways of utilizing the stock market to meet the future success.
As a successful investor and businessman, Igor Cornelsen is also dedicated to helping current, and future investors succeed in their investment. Many people from across the world come to consult him, and he is always willing to help them succeed. His investment ideas and advice has helped many people in one way or the other. He has been discouraging investors from investing their hard-earned cash in companies that are in the brink of collapse. Last year, Cornelsen amazed a group of investors when he said that damaged stock investments are like oil that has not been discovered.
Igor's investment ideas are considered sensitive, the reason he was employed by Bainbridge Investments. He has a proven experienced in the economic and financial field having worked for several corporate organizations and banks in Brazil before joining Bainbridge. Many economist and financial analysts will tell you that he played a significant role in the growth of Brazilian economy.
Most of Igor Cornelsen's investment techniques have been featured in world's known publications and print media outlets. Recently, he was invited by CNBC.com to advice a group of American investors who were planning to invest in Brazil. He told them that he has spent 50% of his life doing business and investing in Brazil, and whatever they wanted he was ready to help them get started.
He was not afraid of sharing one of his investment secrets to them. He revealed to these investors that one of his investment secrets is the whooping Brazilian market, a rapidly growing economy considered fifth in the world. He told them that many investors from developed countries overlook the Brazilian market, leaving him (Igor) and few Brazilian investors to dominate.
According to Igor Cornelsen, people should try to invest in foreign stock markets if they want to get quick success. He discourages people from getting afraid when it comes to finding opportunities in foreign markets. He believes that foreign stock market is the only place where millions of money will be made through investments.
Investing in the stock market can be pretty intimidating, especially if you are a newbie at it. It can be extremely intimidating if you are investing in another country other than your own. Brazil has amazing investing opportunities that are just waiting to be explored. These opportunities are promising investors to give them a high return on their money. In order for the high return to happen, investors must know the right stocks and funds to explore. Brazil has many benefits for investors. With the increase in new businesses starting and the importance of the resources within the country, Brazil can very well be an investors dream. In addition to the many resources, Brazil is the largest South American country and the country has the potential to be a key player in world economics. With Brazil being a choice for infrastructure development, many people can come to the country and invest.
Igor Cornelsen is a Brazilian businessman with a wide array of experience in banking and investing. Igor Cornelsen is the leading expert in investing in Brazil and he is extremely excited about the country's potential. Along with being the expert in investing in Brazil, Igor Cornelsen is a Proprietor for Bainbridge Inv. Inc. Igor believes that a new face in the country can turn things around for the better, in terms of economics and attracting outsiders to invest in the country. He believes that the newly appointed finance minister brings a sense of hope to Brazil's banks.
Igor Cornelsen suggests that individuals should pay close to attention to China. He thinks that since China is one of the Brazil's trading partners that their economies are linked. He believes that if China's economy is strong, the prices for Brazil's raw materials will be good. Igor Cornelsen suggests that individuals that want to invest within Brazil should link up with the locals. He thinks that people wanting to invest should network and build relationships with the natives because 1 in 3 Brazilians ages 18 to 64 are entrepreneurs.


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Behind the historic country house and restaurant an 18-hole miniature golf course meanders through a beautiful tropic garden. Miniature golf is a popular game with young and old! The course is open between 4:00 pm and 10:pm. Combining dinner in the restaurant and a round of golf makes a special evening.
The bar overlooking the golf area offers cool drinks, snacks and simple meals.
Entrance miniature golf course children < 6 years Nafl. 5,25 p.p.
Entrance miniature golf course children > 5 years and adults Nafl.12,50 p.p.
Opening hours: Monday through Sunday 4:00 p.m. – 22:00 p.m.


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This Mother's Day, Jimmy Choo Kuwait, in collaboration with Confashions, wants you to join the fun by participating in their Mother's Day competition. All you have to do to win this animal-print neon clutch is answer the following question:
Which season/collection does this clutch belong to?
Send me an email with your answer, your full name, and your contact details to firstname.lastname@example.com. One winner will be picked randomly. Hurry! Last day of entry is Tuesday 20th March 2012. The winner will be announced on Wednesday Mother's Day 21st March.