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Older Camry Maintenance and Repair
Look in the paper in the location/geography that she is in.
Labor and costs vary by location, but it is a very generic service that companies advertise prices all the time.0
skyking49 Posts: 112She lives in Ct. I do too but not there now. I just thought someone would have had their rotors replaced and could give me an estimate. Thanks0
Okay so my Camry goes nuts from time to time. Before, when I had my ignition on "ON" (before starting the car) the two cooling fans used to run. Then I started the car and continued which does not make sense because i thought they don't start running until it gets hot. But my car was kept cool and I didn't have any overheating problems so i let it be. Then after 2 months, it didn't work at all, then it worked again :confuse: (i know its crazy right?) But then I had a minor puncture on a hose which distributes coolant to the engine. if I remember correctly, its a big hose on one end it connected to the radiator cap which says do not open when hot and the other end is connected to the engine. Since the hose was punctured all the pressure thats supposed to remain inside was blowing out and evaporating into steam that reeked of coolant. Now, my fan was not working anymore at all even though my engine temperature went all the way into the red. So I quickly went to the shop and got that hose replaced (not a big deal). Told the mech about my fan and he said it was some sensor defect. He did something and then it worked again for another week then again it stopped working. :mad:
So I have the risk of overheating my engine on hot days as summer comes closer even thought coolant is being transfered in to the engine to cool it, the fan isnt working what should I do?
And one more thing, the temperature gauge on the instrument panel recently stopped working. it stays at cold all the time now and doesn't go up at all even though the engines hot. Now i have an even bigger problem because I cant tell when my engine is starting to overheat :mad:0
Okay so my Camry goes nuts from time to time. Before, when I had my ignition on "ON" (before starting the car) the two cooling fans used to run. Then I started the car and continued which does not make sense because i thought My car was kept cool and I didn't have any overheating problems so i let it be. Then after 2 months, it didn't work at all, then it worked again :confuse: (i know its crazy right?) But then I had a minor puncture on a hose which distributes coolant to the engine. if I remember correctly, its a big hose on one end it connected to the radiator cap which says do not open when hot and the other end is connected to the engine. Since the hose was punctured all the pressure thats supposed to remain inside was blowing out and evaporating into steam that reeked of coolant. Now, my fan was not working anymore at all even though my engine temperature went all the way into the red. So I quickly went to the shop and got that hose replaced (not a big deal). Told the mech about my fan and he said it was some sensor defect. He did something and then it worked again for another week then again it stopped working. :mad:
So I have the risk of overheating my engine on hot days as summer comes closer even thought coolant is being transfered in to the engine to cool it, the fan isnt working what should I do?
And one more thing, the temperature gauge on the instrument panel recently stopped working. it stays at cold all the time now and doesn't go up at all even though the engines hot. Now i have an even bigger problem because I cant tell when my engine is starting to overheat :mad:0
This is fairly easy for a competent garage to fix. There are basically 3 sets of components this all work.
There are two coolant sensors that sense the temperature of the coolant water in the engine, and send that information to the car computer. The computer sends the info to the gauge, so the gauge can tell you what the engine temperature is. The computer also controls the fan circuitry, and also includes as an input infromation from the air conditioner freon pressure.
Based upon the engine temperature and the A/C needs, the computer will turn on a series of 3 relays. Those relays are what supply power to the two fan motors, and allow them to be off, low speed, or high speed.
There are a couple diagnostic approaches to determine what is wrong. In your case, because your gauge is not working, one would suspect one of the temperature coolant sensors. You can take the sensor out, put it in a pan of water, start heating the water, and measure the resistance of the terminals with a meter. Or you can just replace them.
Another diagnostic approach is to take the relays out, and again with an ohmeter measure the resistance of the secondary relay points, in both scenarios when the primary is engergized, and also when it is at rest. The technician needs to know how the relay is wired internally, to be able to check whether they are okay or not.
One can also unplug the fan motors, and supply battery voltage directly to the fans, and see if the electric motors are fine and spin when given power. Sometimes fan motors bind up and won't spin. Since 'both' of yours aren't working, I suspect the problem is something other than the fans, like the sensors or the relays.
I should also mention that there are three fuses supplying power to the circuitry, the 15A ECU-G, the 30A RDI fan, and the 30A CDS fan.
So a competent garage can determine whether your problem is part of the sensors and control circuitry, the power circuitry of the fuses and relays, or the fans themselves. With the symptoms as you indicate, I would initially suspect the sensors....but, you might have another problem as well.0
already answered this on your other post..........0
First of all, thank you so much! Your reply was clear, concise and it flowed well.
You're right I don't think its the fan motors either. So basically the key problem areas could be either the temperature coolant sensor or the relays or both right? Do you have any idea on how much they would cost to replace or fix? And where are these actually located on the engine?
Once again I appreciate your help.0
I have a 87 Camry 2.0 5 speed with 169k on it. The car has a check engine light that comes on after a few minutes of driving it seems to be on a timer as it comes on after a couple of minutes not right away. I need some help here as this is a older car. What makes/triggers the check engine light to come on in a 87 Camry and what can I do to find out what is the problem? Also I might add I saw a diagnosis plug near the battery under the hood I was wondering where can I get a device that will plug in there and let me know what the light means? I guess I should 1st ask do they make a device like that for such a older diagnosis system on that car?
Also is there a code system on that car like on my Honda where I can find out what that engine light means? Thanks so much for the help as I have no clue what to do 1st here or how to find out what is going on.
Hello there,
I have a 87 Camry 2.0 5 speed and have a question on what kind of throttle body cleaner to use to clean the throttle body? I ask this because the car is so old and there are many kinds i.e. Deep creek sea foam, throttle body cleaner, and many others. Please advise me on the best one to use as I am afraid of using a brand/kind that might damage the IAC unit. Thanks for your help in this matter.
I have a 87 Camry 2.0 5 speed and the rear of the car is sagging down quite low. I have replaced the shocks they are new and working fine. I am thinking the problem here is the coil springs are sagging down low with the age of the car and perhaps this is a problem with this car please advise me with this question? I would like to know why/what is causing this and how to fix the problem. If indeed it is the coil springs then please advise me if its worth the effort and money of changing out and putting new coil springs on the car it has 170k on it. I think that it would be quite risky to change the coil springs in my car due to age, rust, rust on bolts back there, and taking apart so much of the car in the rear. Again I don't know that is why I am here asking so please advise me here as I am sure there is others on here who have had the same problem with the back of the car sagging low. Thanks for your help in advising me here as to what the problem is and what to do to fix the problem.
I have a 87 Camry 2.0 5 speed and had a problem with the taillights not coming on when the lights are turned on. The symptom of the problem is as follows. When the lights are turned on one of the taillights will not light up and the warning light comes on in the instrument panel to let you know. However the taillights do come on when you hit the brake pedal. I fixed the problem by running a ground wire from somewhere on the frame to the taillight apparatus in the back of the taillight. Both taillights when out 1 at a time though and I fixed both by doing the same thing running a ground to the taillight that was not working and was out.
My question is this to everyone what caused the problem in the 1st place and did I fix it properly? I ask this because when I was reading the forums it said somewhere that there is a relay for the taillights located in the rear of the car somewhere did not say where though. So my thinking here is perhaps a relay in the trunk somewhere went bad causing the problem of the taillights not coming on when the headlights are turned on and I did not fix the problem correctly. Can someone please advise me as to what is the proper fix and the cause of this problem with the taillights not coming on when the headlights are turned on? Thanks for you help in this matter as I am sure someone on here has gone through this problem and must know the correct answer please advise.
It would be no more difficult, than replacing the strut, assuming they make the part.
Normally when you replace a strut, they are replacing the inside piece that looks like a shock absorber.
They pull out the whole strut assembly (integrated spring and shock), take it apart (take the spring off the shock piece), put the new shock piece inside the old spring and tension it, and then put the whole assembly back in the vehicle. Note: whenever you take any of the suspension pieces out, you would also then re-align the vehicle to make sure it tracks straight down the road and doesn't have abnormal tire wear.
Call your local parts store and/or look online, and see if they sell the complete strut assembly with spring for your year, make, model vehicle. If they do, the labor repair would be easier than a normal strut change (as they would be just swapping out the whole assembly). The part would cost more because you are also buying the spring, but the labor to repair is slightly easier. Whether the parts store is stocking these parts (or perhaps they could order for you) for a 23 year old vehicle, only they could tell you.0
I don't have the specifics of your vehicle taillight assembly, but I am assuming that it is a dual filament bulb, as most vehicles.
This means there are two separate electrical circuits that go back to the bulb, and the bulb (if you look closely) has two filaments inside of it.
One circuit is dim when that powered, and is the tail light circuit that comes on when you turn the lights on. That circuit has a relay you reference.
The other circuit is bright when powered, and is the brake light. When you put on the brake there is a switch up under the dash that then supplies power to that circuit.
Usually when people have light problems, either the bulb is bad (filament broken, or bent over and touching the other filament), or the bulb has some corrosion/crud in the socket and it's not making a good electrical connection, or more rarely the bulb assembly is getting corrosion and not making a good ground to the metal of the quarter panel.
I would suggest you buy two new replacement bulbs (look up the correct bulb replacement in your owners manual in case someone has put in a wrong bulb in the past), with some sandpaper clean out the inside of the socket - sides and contact points at the bottom so it's nice and clean), and then put the bulb in and look closely at the filaments while someone turns on the lights and/or applies the brakes.
You should notice with a dual filament bulb, that the pins on the side of the bulb should mount only one way in the socket, so that the correct filament (dim or bright), is lit. One pin is further down on the side than the other pin, and it should fit into the side of the socket that has the groove further down.0
Thanks for all that info I appreciate it very much. I will have to see if they sell that as one piece thanks again.
Thanks very much for all that info I concur with you on what to do. I think the problem is a faulty ground somewhere as the car has a lot of rust in the rear of the car. Thanks again for your help.
Hello to all,
1st off I want to thank everyone on these forums for answering my numerous ?'s and helping me you guys/girls are the best. I have another dilemma now here is it...
Solution to my 87 Camry Sagging low in the rear as follows. I went and took off 2 whole assembly (coil, shock, & strut all together) at the junk yard today off a 91 Camry with 93k ORGINAL WOW got lucky there.
Okay so my ? here is when I disconnect the rear brake line to (drum brakes wheel cylinder) can I leave it hanging upright so it does not leak out or is it better to leave it dripping out in a pan? The other ? is do I need to bleed the brakes when I reconnect the brake line back and if so how? I don't have a helper just me so please don't type for me to have someone pump the brake pedal while I bleed the brakes as I am looking for another way to do this job on my own here. I was told 3 ways 1 do NOTHING just disconnect then reconnect the brake line (since it is rear brakes) it should be okay and not have air in system. 2nd after disconnecting the brake line squeeze the brake line with vice grips to stop the brake fluid from coming out then reconnect and that is it. 3rd to let the brake line drip into a pan and after reconnecting it back loosen the bleeder screw and let a little air out then repeat steps until air is gone. Note on the 3rd option they said not to pump the brake pedal as they knew I don't have anyone to help me do that. I am guessing that they are saying by loosening the bleeder screw a couple of times a little that will let air out. Please advise me which option is best or the CORRECT way to do this job. Also another ? is should I loosen the bleeder screw a little bit before I disconnect the brake line? Please advise me here as I have never done this the correct way and I would like to learn this time around thanks.
Hello to all,
I have a 87 Camry 2.0 5 speed and have a problem with the idle dropping low when I start the car ONLY after it is extremely hot (been traveling far). The weird thing is it only does it intermittently and it can easily be fixed by either giving the car a lot of gas (revving up the motor) or turn the car off (or let it conk out) then restart the engine. Okay so I am giving up here the following is a list of what I have done to fix the problem.....
egr valve replaced & cleaned, egr valve solenoid/modulator inspected and tiny filter replaced, all vacuums lines inspected visually and by hand thoroughly, sensors i.e. tps and numerous others unplugged while the engine was running to test them and make sure they were working properly. In addition throttle body cleaned thoroughly, pcv/hose/tube cleaned & replaced. So again I am perplexed here as to what to check next or where to look? Can someone please help/advise me here and what to look for next and what they thing it might be. I am sure someone on these forums has had it happen to them or something similar look forward to hearing from you thanks.
Hello to all,
I have a 87 Camry 2.0 5 speed and the clutch plate was worn too low (long story). So I had the whole kit i.e. clutch, plate, and everything else that comes in kit replaced. The car ran fine for a while (about 7 months) then one day after driving a long time the clutch would not come out of gear. After forcing it out of gear it would then would not go back into any gear. If I would force it into a gear it then would have extreme problems going out of gear. So I went back to the mechanic who installed the clutch and he sent me to a neighbor mechanic who installed a entire NEW clutch and kit again. In the end the mechanic did not say what happened or what caused this but they were mad at each other. So I am guessing here that perhaps some bolt or something was not tightened down or done correctly causing the job to be redone again.
My ? is what would cause this to happen (described above about not coming out or going into gear)? Next ? is when you are doing the job of installing a whole clutch kit are there some sensitive bolts/areas that if not done correctly would cause serious problems in the future such as what happened to me? Please advise me here thanks so much for your help in this matter. I am sure someone on here knows and has had a similar experience please share.
You can wear a clutch out, by either the operator riding the clutch when shifting gears, or if it is out of adjustment. Can't see you drive and shift, so hard to determine which of the two it may be.
An out of adjustment clutch is most noticeable while driving in the highest gear, if you press on the gas pedal and the engine revs up without the vehicle speeding up.0
If you disconnect the brake line, it is going to leak and drip. You need to do that fast to minimize what drains out, as you do NOT want the system to drain out completely and get air into the master cylinder. You will find it very hard to bleed if you allow this to happen. Since the wheels are lower than the master cylinder, when you disconnect the brake line, the line will drip out and drain the system completely.
Do not squeeze a brake line, as you will damage the line risking a rupture of the line at some point when you are driving, loosing fluid and your brakes. Could be a deadly situation for you.
They do make a pressure bleeder system (expensive) which mounts onto the master brake cylinder and pressurizes the brake system, which allows one person to bleed the system at the wheels. They also make a little cheap manual vacuum pump system, which allows you at the wheel to 'pull' a vacuum (negative pressure).
You should really have a 2nd person pump the brake pressure up for you, I've had my little kids do it in a pinch. Have them pump three times and hold the brake pedal down, while you then open the bleeder screw releasing the air. You then close the bleeder screw, and tell them to release the brake and do it again. Repeat until all of the air is out of the line, and you have a solid brake pedal. Do not ever allow the master brake reservoir to run low that air could enter.
You MUST bleed the brake system, if you open it up.
You should do a lot more research on how to bleed brakes if you are going to attempt this yourself. It would be good to get assistance from someone who knows what they are doing. You could easily find yourself with a vehicle sitting in your driveway that you can't drive because you have no brakes.
Regarding your strut/springs replacements. Are you intending to put new struts into those spring assembly's? With 93K miles, those very well could be shot. Whoever disconnects the springs from the strut assembly needs to have a tool to take the springs off, they are under compression and will shoot you across the room (causing you great bodily harm) if not done correctly. They also need to be re-assembled with the spring in the correct rotational position around the strut.0
Hello there,
I think I should have explained the strut thing better so let me clarify it for you. The strut assembly I got (the whole assembly coil, shock, & strut all together) is already together and ready to install. That is why I had to get it from the junk yard because no store sells the unit already together they make you take apart the coil spring like you said. I am not doing that as I already know its quite dangerous. Hence why I got the whole unit ready to install.
As for the brakes I will get someone to help me if I can. Thanks for you help in this matter.
But if the strut unit (shock and spring combo unit) has 90K miles on it, if the shock piece is not already shot.....it is probably very close to being bad.
I understand the concept of buying the assembly to get 'new' springs to replace your sagging ones, but then you'd need to buy the new shock piece, and have someone use your 'new' springs to assemble together with the new strut's from an autoparts store (the shock piece).
I guess if you weren't going to keep the car you could risk putting the complete old shock/strut in (and hope they were okay), but then you risk having to take it all apart again. If either of the shocks go bad, you replace them in pairs, so you'll be tearing everything apart again on both sides.0


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Since NOVAtime 4000 is real-time, it has made it easier for me to view employees' clocking in and out information. Correcting timesheets is very easy, and there are great reports included in the system. We are learning, & we like how easy it is to use.
DIAMOND BAR, CALIFORNIA (PRWEB) December 03, 2013
NOVAtime Technology, Inc. (http://www.novatime.com), a leading provider of Workforce Management solutions for enterprise organizations, announced today that Mission Lakes Country Club has recently successfully upgraded its existing NOVAtime 3000 system to the NOVAtime 4000 Software-as-a-Service (SaaS) solution with NT450 time clocks.
Mission Lakes Country Club is a planned residential and recreational community that consists of single family homes and condominium units, surrounding a beautiful 18-hole golf course. Club members can relax in a friendly, caring community, while enjoying activities such as golf, tennis, swimming, and many other activities and social groups. Mission Lakes Country Club also features elegant on-premise dining and lodging facilities for members and guests to enjoy. In September 2013, after utilizing NOVAtime 3000 for four years, Mission Lakes upgraded to the NOVAtime 4000 SaaS workforce management solution.
NOVAtime 4000 SaaS is a complete workforce management solution that includes time and attendance, scheduling, accruals, leave, and reporting features and functionality. The entire system operates in real-time, enabling customers to view the most up-to-date and accurate information at any time. Mission Lakes utilizes the system for its 52 employees across 2 locations, and chose state-of-the-art NT450 fingerprint terminals. Lisa Meyer, Accounting Associate at Mission Lakes Country Club, expressed that "Mission Lakes wanted to go with the biometric fingerprint time clocks so there would be no possibility of employees clocking in for one another." Indeed, the NT450's fingerprint reader scans employee fingerprints for all transactions, effectively eliminating any chance of buddy-punching.
Employee punches are uploaded to the database in real-time, providing Mission Lakes' supervisors with the ability to effectively and efficiently manage employee labor hours. Ms. Meyer adds, "Since NOVAtime 4000 is real-time, it has made it easier for me to view employees' clocking in and out information – it loads right away!"
Furthermore, NOVAtime 4000 is designed to be innovative and user-friendly for any user level. When asked about the most useful features, Ms. Meyer stated that "correcting timesheets is very easy, and there are great reports included in the system. We are still learning a lot, and we like how easy it is to use." NOVAtime 4000 provides a payroll interface to Mission Lakes' CBIZ payroll software for accurate payroll processing.
Employee Management Solutions (http://www.emsworkforcesystems.com), a premier authorized NOVAtime reseller, performed the transition for Mission Lakes. Ms. Meyer stated that "the services we received from EMS were great. The staff is always very knowledgeable and helpful." With EMS' exceptional customer service and the powerful NOVAtime 4000 system, Mission Lakes is provided with a complete solution that meets all workforce management / timekeeping needs. NOVAtime and EMS are excited about Mission Lakes' transition from NOVAtime 3000 to NOVAtime 4000, and treasure the opportunity to continue the partnership.
About NOVAtime
Established in 1999, NOVAtime has helped over 10,000 organizations around the world benefit from their use of NOVAtime Workforce Management solutions. With corporate offices located in Diamond Bar, California, NOVAtime utilizes the latest advancements in technology for its complete suite of Workforce Management solutions. This has enabled NOVAtime to serve companies with complex data collection requirements, including badge/biometric time clocks, browser-based data collection, telephone features, PDA scanners, etc. NOVAtime offers solutions for scheduling, labor allocation, job costing, work-order management, and cost center allocation. The NOVAtime 4000 SaaS solution is delivered via Software-as-a-Service and features a multi-tiered, multi-tenant infrastructure. Alternatively, the NOVAtime 4000 STAR licensed solution can be delivered on-premise, installed on the customer's servers. While NOVAtime 4000 STAR is available for companies with over 1000 employees, NOVAtime also offers the NOVAtime 4000 STARbox for companies with up to 1000 employees. For more information about NOVAtime, and to learn about how we have helped other companies control costs and remain compliant with today's challenging business requirements, please visit http://www.novatime.com or call 877.486.6682.

subset: commoncrawl


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20/05/2013, 12.08 Ufficiale
Trotamundos de Carabobo sign Bill Walker, Summers
Two signings for the Venezuelan team
Trotamundos de Carabobo signed two players for the rest of the season: Durell Summers and Bill Walker.
Summers has played with Idaho Stampede in D-League averaging 16ppg.
Walker, who has experience in the NBA, has played a few games with Austin Toros.
© Riproduzione riservata


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Burning of Palms & Pancakes!!!
On Shrove Tuesday we have a special Mass that includes the burning of palms from last year's Palm Sunday. The ashes will be used the next day to mark the foreheads of parishioners as we begin Lent together. After Mass we will share some treats together including the traditional pancakes as we prepare for the Lenten Fast!!!!


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I have extensive and varied industry experience with top wealth management firms serving thousands of high-net-worth clients within digital, social, mobile, and direct marketing channels, resulting in increased client acquisition by more than 40% and reduced operating cost. I excel in developing new products, acquiring new customers, creating and activating strategic customer engagement that drive P&L growth and customer satisfaction in B2C and B2B businesses. I am Lean Six Sigma certified with the ability to ensure operational excellence through mapping the customer journey and improving customer satisfaction.
Uncovered multi-million pound improvement opportunities around To Take Out drugs, reducing delays and errors around patient discharge process
Market research in the health industry; product marketing strategy, transformational road map to include wearables and big data
• Created strategic plans for elite wealth management firms for 500+ financial advisors who served high-net worth clients ($1mm-100+mm). Recreated business process and organizational design to activate strategy based on consumer behavior • Created and managed $5 million + headquarter and firm budgets for marketing, customer engagement, and talent development and recruitment. Included advisors compensation and incentive plans to grow business by 20% per year • Led teams of 30+ Advisors in client acquisition and customer experience leading to closed business of $120 million in new client assets through digital channels and active referrals • Increased fee revenue by 20-60% along with increased advisor capacity through repricing strategies. Segmented clients to deliver appropriate customer experience based on profitability analysis, market research, and client interviews and surveys • Negotiated pricing leading to savings of 20k+ per month with preferred and new vendors • Increased web traffic by 45% percent including the conversion rate using data analytics to develop website, messaging, and strategic service offerings • Responsible for rebranding and creating marketing
• Developed marketing strategies for target sectors in Brand Protection division; implement a blend of lead generation, digital marketing, and traditional marketing collateral leading to more than 100 new pipeline opportunities • Wrote and designed marketing collateral, including press releases, quarterly newsletters, sell sheets, market research studies and online original content for website and blog use; increase circulation of collateral through online and offline channels • Created unique e-campaigns, such as Say No to Faux, a Facebook anti-counterfeiting campaign and BrandSecure Forum, OpSec's blog and LinkedIn group, increasing web traffic by 20% • Conducted keyword analysis for target sectors and optimized SEO on website content and Google AdWords. Wrote targeted advertisements to increase visibility in desired markets; maintained monthly budget and report metrics for senior management • Communicated with media contacts to generate interest in anti-counterfeiting as a consumer, brand, and governmental issue; positioned OpSec as industry thought-leaders leading to segments in the Wall Street Journal, CNBC, and New York Times
• Coordinated international and national news feeds with producers for 200 stations • Covered the 2008 United States Presidential Debate at Hofstra University, assisting in any breaking news along with planned media events • Supported producers to create daily afternoon and evening packages to distribute to affiliates nationally reaching more than 300 million households • Wrote succinct, factual scripts based on AP News and Reuters to accompany video file for stations to broadcast


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Beowulf is an epic poem of English/Anglo-Saxon origins.
The great Beowulf scholar, J. R. R. Tolkien, noted that the name Beowulf almost certainly meant bee-wolf in Old English. The name Beowulf is therefore a kenning (compound word as a poetic device) for "bear".
J. R. R. Tolkien believed the translation by J. J. Earle was not accurate, and did not convey the meaning or symbolism of the storyline or the beauty of the prose of the poem.
Beowulf exercised an important influence on J. R. R. Tolkien, who wrote the landmark essay Beowulf: The Monsters and the Critics while a professor at Oxford University. Tolkien also translated the poem, which the Tolkien Society has recently decided to publish. Grendel and Grendel's mother were the inspiration for the Orcs in The Lord of the Rings trilogy (see also the Old English word orcneas, which makes but a single appearance in the poem). Many parallels can also be drawn between Beowulf and Tolkien's works; almost analogous images include, but are not limited to, the likeness between the Anglo-Saxons and the Men of Rohan, the upsetting of a dragon through the stealing of a chalice by a thief, and the subsequent destruction of the land surrounding the dragon's hoard. A connection between Grendel and Gollum has also been purported.
A turning point in Beowulf scholarship came in 1936 with J. R. R. Tolkien's article Beowulf: The Monsters and the Critics when for the first time the poem, and Anglo-Saxon literature, was seriously examined for its literary merits—not just scholarship about the origins of the English language as was popular in the 19th century. Perhaps no other single academic article has been so instrumental in converting a medieval piece of literature from obscurity to prominence.


text: Its not a 5 star hotel but who stays in there room anyway other than to sleep, shower and use the bathroom. Its right across the street from stop and shop keep your eyes open if your driving its not lit up so u might drive past it. The room i had was a king jacuzzi suite it was huge... More


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After a lovely breakfast and a leisurely start to the day, perhaps spend this first day of your holiday at a gentle pace on the northern side of Bodmin moor.
Roughtor provides some spectacular views across the moor as well as glimpses of past settlements in the form of hut circles and ramparts. Evidence of the abandoned clay pit and remaining granite items can all be seen from the top.
On the far northern edge of the moor also lies Davidstow where a (now disused) RAF airfield was built during the last war and has a fascinating history. Information we can provide will help bring this quiet and remote place back to life!
Depending on your specific interests your holiday information pack will contain walks and routes to help you enjoy this intriguing and unspoilt moorland. We can also organise other activities for you such as golf, cycling, fishing and pony trekking depending on how you would like to spend your time in the area.
When booking your holiday with Classic Escapes discuss your leisure interests with your dedicated holiday organiser.
Naturally we will also pass on our lunch and evening meal recommendations, making reservations for you as appropriate. We keep up to date on where's best!
Classic Escapes. Make every moment count...
Short breaks
from £120 to £785
per person
Week long holidays
from £393 to £1,540
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*Prices dependent upon holiday selection.


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Discussion in 'Black Hat SEO' started by nagarajnow, Oct 13, 2009.
learn Blackhat tricks with Video tutorial now..
i shall definitely check this . thanx added
No offense, but could you post a VirusTotal scan and post this in the downloads section?
i check their main site
the method they offering is very old
let me explain that one:
make sexy videos and post them on youtube and other big tube site
then put your affiliated link with adultfriendfinder in description box
idea behind this
when people watch your sexy videos they became honry and visit your site they purchase membership with adultfriendfinder and you awarded $$$
Separate names with a comma.


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For most of us, Sunday is a bit special – time off from the week's routines to pursue leisure activities, hit the shops, chill out with friends and family, and enjoy a nice meal.
As Christians, coming together for worship is still at the heart of what Sunday is about.
This page will give you a flavour of what we do.
Sunday Mornings 10.30 am
Informal, friendly and welcoming.
Crèche and groups for children and teenagers
This is our main weekly service, the time when we get together as a community. It usually lasts about an hour and a quarter. We are always delighted to welcome visitors.
If you are not used to "going to church" and think you might not feel comfortable, you can be confident that you can just slip in. You'll get a welcoming handshake as you enter, then you can just blend into the crowd.
Our main purpose in coming together is to worship God. We celebrate the good news of Jesus and listen to what he has to say to us. Every service has the following elements:
Music We sing a mixture of traditional hymns and newer songs led as appropriate on our church organ and by our music group.
Prayer We come to offer God our praise and thanksgiving, to ask for his forgiveness and healing for things we have got wrong, and to bring our desires and concerns; these usually cover world and national issues, things going on in our local community, friends who are going through a hard time and our own personal needs.
God's word We come to learn and to be challenged. We listen to readings from the Bible, and there is normally a talk about how we can apply the teaching of the Bible to our lives today.
On the third Sunday of each month, we celebrate the Lord's Supper (sometimes known as Communion or Eucharist). In a very simple way, we are reminded of the Easter events that lie at the heart of our Christian faith - the way Jesus brought his disciples together, ate a meal with them and promised them his continuing presence even after his death on the cross for them. We listen to the story, give thanks and then eat bread and drink wine together. Everyone who seeks to follow Jesus is welcome to share this with us, recognising that this is a sacred moment and is a way for us to declare our desire to live as his disciples.
We are a lively community with lots going on. Inevitably this is reflected in our Sunday morning worship, and we frequently incorporate into our basic pattern one-off elements - pieces of news people want to share, participation by children and young people, musical items and so on.
And of course, we always have special services to mark the great Christian festivals - Christmas, Easter, Pentecost and Harvest.
Children and Teenagers – Sunday Club
Our congregation includes a number of families and we love to have younger people with us in our worship. Everyone shares in the first part of the service and then we go our separate ways. There is almost always a crèche for the youngest visitors and a number of age-related groups for those of school age with a central focus on learning about the Christian faith.
On one Sunday each month, we have an all-age service which has a particular focus on the younger members of the congregation. We all stay together throughout the service, worshipping and learning about God as a church family. We extend a particular invitation to those who are involved in our church's uniformed organisations to join us on these occasions.
You don't need to shoot off after the service…
We always offer refreshments – an informal time for a chat and for us to get to know each other better.
There are always a couple of people available to share in prayer with anyone who wishes it. People often ask for prayer when they or people they know are ill or in some other form of distress.


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Arts Funding: Creative community hails increase as 'good result'
The arts community was yesterday celebrating a "good result" in and culture spending.
The budget for the Department for Culture, Media and Sport (DCMS) will rise to £2.2 bn in three years' time. The Chancellor said this would guarantee free access to museums and galleries and extra money for sport "so that every child and young person can take part in five hours of sport a week".
He said it would also deliver the Cultural Olympiad in the run up to London 2012.
The Chancellor pledged extra funding for new BBC television channels in Arabic and Farsi, the Persian language spoken in Iran. The BBC World Service will receive £70m from the Government for the three-year period from 2008/2009, representing an average increase above inflation of 2.7 per cent.
Nigel Chapman, the World Service's director, said the settlement strengthened the channel's "future as a multi-media provider of high-quality independent and impartial news and information around the world".
Meanwhile, Sir Christopher Frayling, chairman of Arts Council England, described the inflation increase for the arts as a "good result."
"We have campaigned long and hard for this settlement and in the context of a tough spending round, it is good to know that the Government has listened to the case we put for the arts," he said.
Nicholas Serota, director of Tate Gallery, expressed his relief over the outcome. "We are delighted that the Government has endorsed its commitment to culture and arts by this significant increase in the budget for the DCMS."
John Woodward, chief executive officer of the UK Film Council, said "the landscape for film, the arts and UK culture looks much brighter", while Sandy Nairne, director of the National Portrait Gallery, added his voice to the chorus of praise, saying it was "very good news for culture and museums."
But Louise de Winter, from the lobbying group, National Campaign for the Arts (NCA), warned: "The impact of the diversion from the lottery fund to the Olympics will still continue to cut deep."
Referring to the £112m that the Arts Council gave over to the Olympics, she said the London Olympic campaign had been greatly strengthened by the cultural content and that there was "still a lot of funding to be made up to the arts sector".
Irish Independent


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ASX Announcement For personal use only 2 February 2015 Fiducian shareholders vote in favour of restructure Fiducian Portfolio Services Limited (Fiducian) is pleased to announce that the requisite majorities of Fiducian shareholders voted overwhelmingly in favour of the members' scheme of arrangement (Scheme) at the scheme meeting held in Sydney today. Pursuant to the Scheme, Fiducian shareholders who are registered as holding Fiducian shares as at the Scheme record date (other than ineligible foreign shareholders) will exchange their Fiducian shares for new shares in Fiducian Group Limited (NewCo) on a one-for-one basis and Fiducian will become a wholly owned subsidiary of NewCo. A copy of the poll report submitted by the returning officer as appointed by Fiducian is attached in Annexure A. The scheme remains subject to the approval of the Federal Court of Australia (Court) at a court hearing currently scheduled for 5 February 2015. Key dates Key events and the indicative timing in relation to the approval and implementation of the Scheme are set out in the table below (terms defined below are those defined in Fiducian's scheme booklet dated 5 December 2014): Second Court Date for approval of the Scheme Thursday, 5 February 2015 Effective Date Friday, 6 February 2015 Court orders approving the Scheme lodged with ASIC and announced to the ASX and the Scheme becomes binding Last day of trading in Fiducian Shares – Fiducian Shares suspended from trading on the ASX from close of trading on the ASX NewCo Shares commence trading on the ASX (on a deferred settlement basis) Monday, 9 February 2015 Scheme Record Date for determining entitlements to Scheme Consideration 5.00pm on Friday, 13 February 2015 Implementation Date Friday, 20 February 2015 Date of issuance of Scheme Consideration NewCo Shares commence trading on the ASX (on a normal settlement basis) Monday, 23 February 2015 Transfer Date Sunday, 1 March 2015 Implementation of the Restructure Fiducian Portfolio Services Limited ABN 13 073 845 931 AFS Licence No 231101 Level 4, 1 York Street, Sydney NSW 2000Australia Tel: 1800 653 263 fiducian.com.au For personal use only All dates in the above timetable are indicative only and, among other things, are subject to the time at which conditions precedent to the Scheme are satisfied or waived (if applicable), and to all necessary approvals from the Court. Any changes to the above timetable will be announced through the ASX and notified on Fiducian's website at www.fiducian.com.au. All references to times and dates in the above table are references to the time and date in AEDT unless otherwise stated. For personal use only Annexure A For personal use only Computershare Investor Services Pty Limited ABN 48 078 279 277 Level Four 60 Carrington Street Sydney NSW 2000 Australia GPO Box 7045 Sydney NSW 2001 Australia Telephone 61 2 8234 5000 Facsimile 61 2 8235 8150 www.computershare.com 2/02/2015 The Chairman Fiducian Portfolio Services Limited Level 4, 1 York Street SYDNEY NSW 2000 Poll Report I, Peter Renda, the Returning Officer appointed by you for the purposes of supervising the voting procedures at the Scheme Meeting of the members of Fiducian Portfolio Services Limited held at Level 4, 1 York Street, Sydney NSW 2000 on Monday, 2 February 2015 at 10:00am, report as follows: Scheme Resolution To consider and, if thought fit, with or without amendment, to pass the following resolution in accordance with section 411(4)(a)(ii) of the Corporations Act: That, pursuant to and in accordance with the provisions of section 411 of the Corporations Act 2001 (Cth), the scheme of arrangement proposed between Fiducian and the holders of its ordinary shares, as contained in and more particularly described in the scheme booklet of which the notice convening this meeting forms part, is agreed to, with or without alterations or conditions as approved by the Federal Court of Australia to which Fiducian and NewCo agree. Votes cast 'FOR' the motion Votes cast 'AGAINST' the motion TOTAL VOTES CAST Votes "Abstained" The resolution was carried by the required majorities. Yours faithfully Peter Renda Returning Officer Computershare Investor Services Pty Limited Number of Votes % of Votes 21,952,157 99.84% Number of Holders 62 % of Holders 93.94% 35,637 0.16% 4 6.06% 21,987,794 100.00% 66 100.00% 0 0
© Copyright 2018 ExploreDoc


text: okay, we GOT to do something about the animated episodes situation, this weekend was a DISASTER!!!!!!!!! okay...we need to get someone to tape it when it comes on and make a torrent, and i can take it from there, i will take the torrent and upload it you veoh, we just got to find a better way. the discussion for episode 18 was insane, 80% of it is "I NEED THE TORRENT" or, "HOW DO YOU RUN THE TORRENT". and the other 20% is talk...see, that won't work...i ain't no mod or anything, i just think we need order until either the U.S can catch up, or until they completely surpass YTV, then the normal people can resume their job


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sku 05234
Regal REG01 Sand RugNeutral Rugs Neutral Rugs Hand Tufted Hand Tufted China China Wool Wool Wool And Silk Wool And Silk $1000 And Above $1000 And Above $1000 To $2000 $1000 To $2000 $3000 To $4000 $3000 To $4000 $4000 And Above $4000 And Above $500 To $1000 $500 To $1000 Rectangle Rugs Rectangle Rugs Runner Rugs Runner Rugs Any 10'x14' Any 10'x14' Any 2'x8' Any 2'x8' Any 4'x6' Any 4'x6' Any 6'x9' Any 6'x9' Any 8'x10' Any 8'x10' Any 9'x12' Any 9'x12' Rectangle 3' 9' 5' 9' Rectangle 3' 9' 5' 9' Rectangle 5' 6' 8' 6' Rectangle 5' 6' 8' 6' Rectangle 7' 9' 9' 9' Rectangle 7' 9' 9' 9' Rectangle 9' 9' 13' 9' Rectangle 9' 9' 13' 9' Runner 2' 3' 8' 0' Runner 2' 3' 8' 0' Traditional Traditional Rugs Rugs
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.... How to Find Your Subject Study Group & Join .... .... Find Your Subject Study Group & Join ....
We are here with you hands in hands to facilitate your learning & don't appreciate the idea of copying or replicating solutions. Read More>>
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Hello Guys
Welcome on board!
AS the new semester is Start, and we need to go side by side with the lectures. which can help us in Graded activities.
Use this Portal for your discussions, about different topics in MGT402. We all are students here, so we should learn from one another. Post your questions here, and discuss the topic with each other for better understanding, and make an Idea pool.
Just make your mind that nothing is difficult in the world, just be patient, attend the lectures regularly, and ask questions. When you don't ask a question you will be blockhead for your whole life, but when you ask the Ice in the mind will break.
Hope for the best! and Good luck everyone!!!
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text:
Happy New Year!
Nope, I haven't been going naked, I've just been too lazy to snap pix. Here is a fun outfit I wore to cheer myself up in the face of the return to work this past week; I love the chance to wear polka-dots, and if I can mix in a floral it's even better! It's cobbled together from a couple of nifty little sale items I snagged at Anthro.
Blazer: H&M
Necklace Pendant & Dress: Anthropologie
Tights: Hue (gift from Santa!)
Shoes: Le Chateau


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For some time, I've heard and seen authors complaining on my various writing e-mail loops about negative reviews being handed out at the Amazondotcom site. It appears this has become even more of a problem over time. The other day, in walks an e-mail to my inbox, asking me to sign a Petition at Changedotorg in an attempt to force the online retail giant to – at the least – enforce its own guidelines. Editor Todd Barselow is the person behind this appeal, seemingly feed up with Amazon, the bullying, and harassment of all authors. In my research, I read some not so friendly comments with regard to Mr. Barselow, and his campaign, but that is not what this post will be about. Whatever bones there are to pick, dislikes, or what have you, with and about Mr. Barselow I'll leave to the discontented.
For those of you who do not know, there had also been a war of sorts going on with regard to bad reviews and bashing taking place over at the Goodreads site. If you take a spin by Changedotorg you will find a Petition there as well, with a request for signatures. In a look at this problem I would, of course, like to remain unbiased, but as you can imagine as a writer I have a very strong sentiment with regard to this issue, which would make neutrality very difficult. In searching, it doesn't appear that either Jeff Bezos, Founder and CEO, or Jon P. Fine, Director of Amazon has ever spent hours, days, weeks, months, or years pouring their blood, sweat and tears – bearing down through labor pains, giving birth to a work that's then considered your baby. Yes, Mr. Bezos, as Founder, did suffer some type of adversity trying to get the business up and running; maybe. That being said, it should all make him even more sensitive to this new plight of the writer. I would hate to label it by saying, "He has his, why should he care" – but the facts are leaning in that direction. Goodreads, however, has made modifications to their user terms to prevent author bullying.
I think as a writer we may all have a story or two involving what is clearly – jealousy. But, you know, I've heard it said that if you're not willing to put in the time, then one cannot complain, grumble, or criticize another's success. I think, in this age of cyber-bullying, tighter rules must be set in place to protect us writers from the public-at-large. I mean, it's bad enough to get a bad review from a professional reviewer, am I right? Most of us, the ones who have been in the business for any time, have developed a crusty exterior; we know what to take in as constructive and what to simply let go. But, how could someone develop a platform such as Amazon or Goodreads and not build that into the system – rules that do not allow any and everyone to leave whatever disparaging comment they like. Or, at least, put a team in place to enforce the codes. I may be coming up the rear with this story as it has been some time since this all began, but I too wanted to weigh in, and express my opinion.
If you talk to any writer they will most likely tell you, it is something they've done since childhood. Most of us have read, studied, took classes, joined organizations, went to meetings and spent an innumerable amount of hours in an attempt to perfect the craft. How then, can you produce a work – have it published, and then, get a portion of your backside chewed away by mere jealousy, or because someone has nothing better to do than upset a person's life work. I do believe the simple remedy is – the bully has to turn the tide. Put themselves in the writer's shoes. I believe our world is spinning faster and faster toward its end, which has ramped up many, many immoral and wicked acts. Even something as stupid as your twitter and/or facebook accounts getting hacked continually. I think we've moved way beyond breaking out the ruler and whacking someone on the knuckles. What do you think?
Information Goodreads, Change.org & STGRB (Stop The Goodreads Bullies)
Image courtesy 123rf.com


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How to Travel the world no matter where you are at in life right now
The common thought most people have is that travel cost a fortune. Nothing could be further from the truth. I have always lived by the saying "When there's a will there's a way." Truth be told there's many ways to hack trav...Read more


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Also Im pretty sure this game had nothing to do with the original Xenoblade Chronicles so why is it called 2?
Since you have no interest in playing it and it looks like you didn't even reach the halfway point, I'll just summarize it for you.
Spoilers for people that happened to read this poor review.
Xenoblade 2 takes place alongside the same time as Xenoblade 1 in the original universe shown in the ending flashback of Xenoblade 1. So it's a side-quel.
It takes place in the world where Klaus is from, where he created the Universe of Xenoblade 1 (Bionis/Mechonis).
The World Tree is hooked up to a space elevator that goes to that space station (the residential biome is Elysium, which as long since decayed), where it's powered by a very powerful object called the Conduit (shaped like the Zohar from Xenosaga). He activated it to create a new universe during some battle, but it caused humanity to be scattered to different parallel universes. Galea (who became Meyneth) and half of his being and was sucked into a new dimension (Xenoblade 1's world), creating Zanza, while his original half stayed behind connected to this purple portal into that new world.
Since Klaus effectively destroyed humanity, to atone for his sins he created a method to restore the Earth with science magic restorative particles, which is the Cloud Sea which was layered across the entire Earth to fix everything slowly. He then created a circle of life where Blades evolve into Titans to create land, and also to make more Blades, all while constantly gaining information about the world's the non-Blade lifeforms to help them evolve, which is the purpose of the Core Crystals. Basically restarted life from the beginning with magic science.
In the end battle, there's a cutscene where you hear Shulk's dialog from Xenoblade 1's universe before they kill Zanza.
So that's how they're connected and why the world is how it is, in as short as I could explain it.
Dec 19, 2017
RedBlueGreen and VinsCool like this.


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You are my tiny toilet captive with no where to hide. I mount the toilet and shit and shit and shit! I know how much this turns you on you little perv! I can't help but humiliate you as I know it just makes you love it more. When I am finished, I show you the huge mess I made.
(1014)All of the following downloads are included when you purchase:
Download #1:
Length: 5:14s Resolution: 1280x720Download Format: wmvFile Size: 189 MB
Download #2:
Length: 5:14s Resolution: 1920x1080Download Format: mp4File Size: 554 MB


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When you are about to fall asleep, and you roll over sliding your member inside a girl's butt to hibernate for the night.
After a long day of grazing the pastures, Horsey decided to end his night with a nice glass of merlot and a hershey bear.
by Macaca Gray July 13, 2009
While a man receives a lazy, (oral sex while still wearing underwear) he sharts in his underwear. After the receiver of this blow job ejaculates, he procceds to take off his soiled underwear and then stuffs it in the giver of the blow job's mouth. The blow job giver starts to make bear noises as they try to spit out the shit stained undies.
I got this insane lazy last night but it was right after I ate a bunch of beans and apple sauce. I sharted a little which put me in the perfect position to pull off a Hershey Bear. You should've heard the bitch when I stuffed my shitty underwear in her mouth. She was all like, "rawrrrr rwaaaaarrrr!"
the greatest hockey team in the ahl, with a record 9 calder cups...(tied with the old cleveland barons)
by bearsguy August 26, 2006


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Payroll Alternatives: Pros and Cons
With campus leaders looking to streamline operations and save resources, electronic payroll options are very appealing. The printing, envelope stuffing, and mailing costs associated with paper checks make them an administrative burden, says Anthony Peculic, senior director of product strategy at ADP.
Electronic payroll is also environmentally friendly, Peculic adds. And, it might continue to function during an event such as Hurricane Sandy, which created issues with the delivery of goods on the East Coast this fall. With alternatives to mailed checks, employees can have access to their earnings right away. "If employees aren't getting paid, they aren't happy," he notes.
An added benefit of switching to electronic payroll disbursement, which could include a prepaid or debit card that may be ideal for employees who don't use banks, is the ability to offer more options in receiving pay. Leveraging financial aid refund solutions to offer student employees electronic payroll can also be an option.
Students use many tactics to pay for college, including work-study jobs. Since attending college is often the first time students are navigating the adult world on their own—including managing their finances—they might be unprepared to receive and process a paycheck.
"You get into safety and security issues," explains Doug Schantz, the director for the office of student accounts at
Wittenberg University (Ohio). "You might have students carrying around checks worth hundreds or thousands of dollars. Then they end up carrying around the cash."
"The business officers we've spoken with are very conscious of the fact that if they are giving students a live check there is a good chance they might have to go to a check cashing place," says Don Smith, vice president of client communications at Higher One. In addition to the fees associated with a nonbank check cashing service, he points out, if students lose the resulting cash, they can't get it replaced. "If it is in an account, it's safer."
An extension of Higher One's OneDisperse solution, OneDisburse Payroll allows students to accept direct deposit into a OneAccount or any domestic bank account. With another option, the ADP ALINE Card, funds are in a pooled account for which users have a unique routing number, allowing them to both access their money and make deposits. Neither account allows users to overdraft.
But students might not be the only ones struggling to manage a paper paycheck. Smith points to the bi-annual "National Survey of Unbanked and Underbanked Households" from the FDIC as a basis for concern. According to the 2011 report, more than one in four households are either unbanked or underbanked, conducting some or all of their financial transactions outside of the mainstream banking system.
"That doesn't give you a true picture of the number of people because they were looking at the whole household," says Smith. "Maybe you have two [young adults] who are unbanked, but the parents aren't. Depending on the population and the geographic location, the number can fluctuate greatly."
People who don't work in the payroll industry may well assume everyone has a bank account, Peculis says, adding that they may also not realize this is a campus issue.
A variety of factors caused campus leaders at Wittenberg to start looking for alternative options back in 2005, shares Schantz. First and foremost were the issues related to issuing paper checks, either for payroll or financial aid, including "stale dates" from checks not being cashed in a timely manner and checks getting lost or mutilated. It's like "the dog ate my refund," jokes Schantz.
Electronic deposits were becoming mainstream then, and he recalls parents asking about the option during every orientation session that year.
The last straw was the workload associated with paper checks. "We realized we were writing about a thousand checks a month over the course of the year. In 2005, we were doing about $1.5 million related to student payroll," he says. "That didn't include the checks we were doing for refunds."
After reviewing several options, campus leaders signed on with Higher One. Student adoption was high from the start Schantz says, with just 6 percent of students sticking with the paper check option the first year the electronic option was available.
"The message is, 'any funds you receive from the university will come in electronic form and this is how you sign up for
it,' " he explains.
While the solution is really directed at students, faculty and staff can also take advantage since the accounts are linked to campus ID cards. Schantz directs a portion of his paycheck to his OneCard for easy access to funds for items such as buying lunch on campus.
Such options would likely be appreciated by the unbanked or underbanked employee. The FDIC survey found that about one-quarter of the 45,000 households surveyed, including all of the underbanked households and 64.9 percent of unbanked households, had used alternative financial services in the last year. Those services include nonbank check cashing, payday loans, and prepaid cards. Students and staff using these options to access their pay can end up with high fees.
Employers are aware their employees might be losing a portion of their paychecks to these services and want to help them avoid that, believes Peculic. "If you are living paycheck to paycheck, paying $5 a month to keep a [consumer] prepaid card is a lot of money."
The prepaid cards students might purchase at the grocery store often have an activation fee and a monthly maintenance fee. That is usually not the case with payroll prepaid cards and is something to consider before selecting a solution.
Another advantage of the vendor-issued prepaid payroll card: There are usually protections in place if the employee's card is lost or stolen.
When looking for a similar solution, campus leaders might be able to leverage existing relationships rather than starting from scratch. For example, while the Blackboard Pay offering is intended to handle financial aid credit balances, "those accounts lend themselves to the receipt of any type of funding," says Jeff Staples, vice president of product development for Blackboard Transact. "We do have several clients who have gone on to leverage the accounts for payroll."
Campuses encourage adoption of the accounts through campaigns during orientation and other campus activities, Staples says. The campus offices that will be using the accounts, either financial aid or payroll, are involved in making students aware of the option, as well. He says he believes campus leaders are finding Blackboard Transact useful because there are few general banking service options that offer very low costs from the beginning.
Peculic cautions that not every bank provides prepaid cards, so using a vendor-provided solution—with its associated bank—can make life easier for campus staff.
But paycheck alternatives are not all sunshine and roses. Bringing to mind the Mark Twain quote about statistics, Dan Toughey, president of TouchNet, which provides higher ed commerce solutions, refers to the same FDIC report with different results.
"The unbanked thing is completely blown out of proportion," Toughey asserts. "[According to the report,] 8 percent of adults don't have an account, but 75 percent of them haven't gone to college. The unbanked population might not be who is on campus."
While acknowledging that the percentage of unbanked students depends on the campus population, he believes that overall, it's a small percentage of the student population. "The best option for sending people money is direct deposit. It's safe, fast, effective and goes into the bank account you picked," he contends.
Hinting at the student loan scandal from a few years ago, Toughey suggests it might be better for colleges and universities to stay out of the banking business. Campus leaders should not have to worry about selecting a bank and vetting its fees or ATMs, he says. "Make direct deposit the policy and then deal with those who don't [have a bank] as the exception."
Toughey makes the argument that there is a difference between handling a financial aid refund check, which must comply with government regulations, and distributing payroll funds to an employee. He explains, "You can look at someone and say, 'If you are going to be getting payroll, then you need an account.' "
College and university leaders who do decide to direct students toward particular banking options should ensure tools are provided for educating students about how to use banking products, he suggests.
"It's a minefield today," Toughey cautions. "There is a lot of concern around students and money in higher education. I think the more you can stay away from being a middleman for a bank, the better off you'll be."
Another hot topic in recent newspaper reports has been the fees associated with campus cards. Education is key to helping students manage those fees. "Either the school pays the issuer of the card, or the student does. Someone pays fees," Toughey points out.
Staples says Blackboard gets a small amount of the merchant transaction fees, but nothing from the students.
Schantz explains that the Wittenberg One card is meant to be a free option for students, and that fees can be avoided when users plan ahead. "I've used mine for five or six years and never had a fee."
According to Smith, campuses using OneDisperse will see a subscription fee or a per-transaction fee, but those fees will still be less than the cost of using paper checks. He suggests that students review different accounts, along with their associated fee schedules, and consider their banking habits before selecting any banking product.
Peculic also points out that careful planning will allow users to avoid fees from using prepaid cards, and reiterates that he believes that prepaid cards received from the institutions are a more affordable option than consumer prepaid cards.
"Regardless of how you pay someone, there is a charge for sending someone money," Peculic points out. Providing electronic payroll, either through direct deposit or prepaid payroll cards, saves both the institution and its employees money.


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1. Initial application (first time) has to be done manually by submitting the forms to:
Level 2, Menara MITI, No. 7,
Jalan Sultan Haji Ahmad Shah,
50480 Kuala Lumpur, Malaysia.
2. Subsequent applications must be done online via MITI Portal MITI at www.miti.gov.my upon receiving your ID from the Information Management Division of MITI
3. Fill in the ID application form to request for the ID
4. Download ID Application Form here.
5. Completed forms must be sent to the Information Management Division of MITI via email or fax. ID applications will be processed in three (3) working days.
6. Email notification will be sent once the ID is ready for collection. Representative from the company is required to present a copy of the email notification when collecting the ID from the Information Management Division. Only IDs issued by the Information Management Division of MITI can be used for online applications.
7. Contact details for the Information Management Division of MITI is as follows:
Emel : email@example.com
Faks : 03 - 62111462
8. If you have been issued with an ID and Password by MITI, please click here to login and apply online!
Last Updated 2016-12-16 08:11:20 by Azuna Hasbullah atau Abd Rahman


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January 14, 2011 Unangam Tunuu Word of the Week
This is the Unangam Tunuu Word of the Week for the week of JANUARY 14, 2011. Our featured speaker this week is ILIODOR PHILEMONOF FROM ST. GEORGE ISLAND, AK.
To view in printable Adobe PDF file: Happy New Year!
To listen in an mp3 audio file: Happy New Year


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Bangalore University Admission 2015-16
The University of Bangalore will be inviting applications for admissions in its new academic session (2015-16) abruptly. Interested aspirants are requested to apply for admission via online mode as soon as the official advertisement for admission is published. This University offers numerous Undergraduate, Post graduate, Diploma, PG Diploma and Kannada Certificate programmes at its campus and other affiliated colleges. Some of the major courses which will be open for admissions in this university are listed below:-
View more for Latest Admission Details
PG Diploma Courses
Diploma Courses
Certificate Courses
Admission process:
The admission of deserving students will completely take place on the grounds of the marks obtained in the Entrance Exam conducted by the University. Thereon, eligible candidates will be shortlisted on the base of their presentation in this Entrance Exam. Candidates, who do not qualify this Entrance Exam, will not be entitled for admission in their desired course.
Academic Requisite:
Undergraduate courses- Applicants should have cleared their Intermediate or (10+2) exam for admission to these programmes.
Post graduate courses- Applicants should be in Bachelor's degree in relevant discipline for PG courses from any recognized university.
PG Diploma Courses- Applicants should have completed their Masters in the relevant discipline or field from any recognized college or University.
Diploma/ Certificate Courses– Applicants should be in Bachelor's/ Master's degree in relevant discipline for PG courses from any recognized university.
Application Process:
Candidates who accomplish the entire academic pre requisite are supposed to download the prescribed application format from the Bangalore University's authorized web portal- bangaloreuniversity.ac.in. However applicants must remit the prescribed processing/ application fee and submit their application form at any of the University centers.
Click here for Top University Admission Details in India
The Bangalore University was recognized in the year 1964 as an outcome of the University of Mysore and is situated in Bangalore suitably called as the "Indian I.T. Capital ". It was entrenched principally to comprise institutes of higher learning located in Bangalore and the districts of Bangalore, Kolar and Tumkur, which ultimately became a separate university. Originally, the two leading colleges Bangalore, the Central College (CC) and the University Visvesvaraya College of Engineering (UVCE) created the center of University of Bangalore.
For more updates on Bangalore University Admissions, click here.


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What to Eat to Produce More Bile in the Liver
Bile is a digestive fluid the helps break fats into fatty acids that the body can absorb. Your liver produces bile from cholesterol and a byproduct of the breakdown of red blood cells called, bilirubin. Promoting the production and flow of bile helps your digestive system function optimally, keeps cholesterol levels down and helps prevent gallstones. A variety of foods can increase bile production.
Video of the Day
Celery and Radish
To stimulate bile production, Elizabeth Lipski, author of the book "Digestive Wellness for Children: How to Strengthen the Immune System," recommends celery, daikon radish, garlic, horseradish, lemon, lime, watercress and high-quality dietary oils. An eight-week study by the Department of Pharmacology, Faculty of Medicine, National University of Singapore, found that celery extract lowered total cholesterol levels in laboratory animals. It increased excretion of bile without causing any adverse side effects. The study appeared in the January 2000 issue of the journal "Life Science."
Artichokes increase bile production and also help the liver process fats, according to naturopath and certified nutritional consultant Michelle Schoffro Cook, author of "The 4-Week Ultimate Body Detox Plan." Researchers at the Pharmacology Department, Faculty of Pharmacy, University of Seville, Spain, confirm this advice. They found that 400 mg of artichoke leaf extract significantly increased bile flow after a single dose. Artichoke leaf extract was more effective than a reference compound used in the study and known to stimulate bile flow. The researchers noted no differences in cholesterol levels from the use of artichoke leaf in this study, published in the December 2002 issue of the journal "Phytomedicine."
High-fat Diet
A high-fat diet may stimulate bile production, according to Robert Wallace, author of "Public Health and Preventive Medicine." However, health factors associated with high-fat diets may include increased risk for certain types of cancer. Fat in the large intestine can encourage the growth of bacteria, some of which produce cancer-causing toxins. Cancers of the colon, breast and prostate, which link to high-fat diets, possibly arise through this mechanism.
Fat Types
The types of dietary fats you consume may exert different influences on your gall bladder, according to a study conducted at the Department of Clinical Nutrition, Sun Yat-sen University Northern Campus, Guangzhou, China. In the laboratory animal study, published in the May 2005 issue of the journal "Lipids," saturated fat-rich diets decreased bile acids and increased blood and liver cholesterol levels, while polyunsaturated fat-rich diets increased bile acids and decreased cholesterol levels in the liver and blood.


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Only hotels in 43533 zip code are listed below. Search for cheap and discount hotel rates in Lyons, OH for your upcoming leisure or conference / group travel. We list the best 43533 hotels and motels so you can review the Lyons hotel list below to find the perfect lodging. Hotels in Fulton county and area code 419 are also listed.
How should we direct your call?


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Why Choose Us
Why Choose Gastrotenterology of San Marcos - New Braunfels?
It's easy to assume that all doctors and health care facilities deliver the same high quality medical services. In fact, many people just look at their insurance directory or go to whichever practice is closest. But how can you be certain you've chosen one of the best medical providers for your GI care? At Gastroenterology of San Marcos - New Braunfels (GSMNB), you can be confident you will receive premier medical care for all types of digestive system diseases and conditions.
We do Gastroenterology...period.
All GSMNB physicians are board-certified gastroenterologists: trained medical specialists in the diagnosis and treatment of gastrointestinal (GI) and liver diseases. All of our doctors completed three years of GI specialization training in addition to an internal medicine residency. Gastroenterologists also receive intensive training in endoscopy, a diagnostic procedure which uses a flexible, lighted tube with a built-in video camera to examine the inside of the digestive/intestinal tract.
Numerous studies have shown that gastroenterologists perform higher quality colonoscopy screenings and other consultative services when compared to other types of physicians. Non-gastroenterologists are five times more likely to miss colorectal cancer during colonoscopy than gastroenterologists.
Experience counts.
The amount of experience your doctor has treating certain conditions is a good indicator of results. In other words, the more experience, the better the results.
Annually, our 5 physicians, provide care to more than 15,000 people with digestive disorders and conditions, including hepatitis, Crohn's disease, ulcerative colitis, abdominal pain, celiac disease, reflux disease and esophageal disoders.
According to the American Society for Gastrointestinal Endoscopy, a physician should perform at least 100 colonoscopies annually. Every GSMNB physician performs more than 1,000 of these procedures annually. By following our own benchmarks such as adenoma detection rates, we continue to pride ourselves on offering the best care available to our patients.
To us, you are not a number.
In a time in medicine when payments are declining, demand increasing, and liability looming, many physicians are trying to just see as many patients as possible to make up for lost ground. At GSMNB, we believe that every encounter is an opportunity to heal, whether it be physically or spiritually. Your time is just as valuable to us as our own, and therefore you will never be "herded" in and out of our clinic like cattle. Medicine remains an art, and while some have transitioned to "color by number", we will continue to paint one canvas (patient) at a time.


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FIFA considering merging men's, women's U17, U20 World Cups
England might be the first and last team to be holders of the Under-17 and Under-20 World Cups.
FIFA is looking to merge the tournaments won last year by English youth players to create a 48-team competition, emulating the expansion of the main World Cup. Officials are exploring the merits of an age cut-off at 18 or 19.
The women's youth tournaments could also be combined to create a single 24-team event under plans that were considered in a meeting of the governing body's competition committee...


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We would like to add our congratulations to the recent graduates of our area's high schools. It is an exciting time of fulfillment, wonder, and adventure. We hope you will live your dreams while contributing to this society in which we all live.
We look forward to reporting on your future accomplishments, as we have your elementary and high school ones. In fact, we still have some unfinished high school reporting.
We are still waiting on almost all of our local high schools to submit their valedictorian and salutatorian information.
Hopefully we will be able to print those in next week's Wetzel Chronicle.


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PHP 5.3.9 Released!
The PHP development team would like to announce the immediate availability of PHP 5.3.9. This release focuses on improving the stability of the PHP 5.3.x branch with over 90 bug fixes, some of which are security related.
Security Enhancements and Fixes in PHP 5.3.9:
Added max_input_vars directive to prevent attacks based on hash collisions. (CVE-2011-4885)
Fixed bug #60150 (Integer overflow during the parsing of invalid exif header). (CVE-2011-4566)
Key enhancements in PHP 5.3.9 include:
Fixed bug #55475 (is_a() triggers autoloader, new optional 3rd argument to is_a and is_subclass_of).
Fixed bug #55609 (mysqlnd cannot be built shared)
Many changes to the FPM SAPI module
For a full list of changes in PHP 5.3.9, see the ChangeLog. For source downloads please visit our downloads page, Windows binaries can be found on windows.php.net/download/.
All users are strongly encouraged to upgrade to PHP 5.3.9.


text: An influential, passionate Business developer/networker to board level within the National Retail Pharmacy/Drug & Grocery Accounts plus Pharmacy Wholesaler arena. An ambassador for the Company and holder of a vast amount of Industry knowledge from manufacturing to end user. Maintains longstanding relationships with all major retailers and instrumental in the success of brands which include Mr Muscle, Eucerin, Ibuleve Gel, Astral Cream, Bazuka that Verruca and Curanail, Actavis Generic s & OTC set-up.


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We have an opening in the System and Software Technologies Department of Western Digital Research. The main research themes of the group are algorithms for distributed computing/storage systems (erasure coding, consensus protocols, distributed hash tables), storage stack (Linux kernel, file systems, user space storage stack), information theory (data representation, error correction codes/erasure codes, security/cryptography), machine intelligence (artificial intelligence, machine learning).
Ideal candidate would work on conceiving, prototyping and guiding development of new storage and computing related projects and ideas, as well as writing invention disclosures, open source contributions and academic publications
Western Digital is a leader in the storage industry with products spanning USB Flash Drives to Home NAS, to Enterprise Storage Devices (HDD/SSD), to Persistent Memory, to Storage Systems and Solutions. Western Digital's Research division is chartered with exploring new technological frontiers. The Research team explores new technologies in a broad spectrum of areas ranging from Emerging Non-Volatile Memory (a.k.a Persistent Memory) device design and processes, low-latency system designs, distributed systems, consensus protocols, erasure coding, data structures and algorithms, mechanical systems, thermal modeling, interface protocols and standards, device drivers, open source, linux kernel, new programing models, client system design, data analytics, machine learning.
A PhD in Computer Science, Computer Engineering or Electrical Engineering or a related field or a Masters in one of the above fields with 5+ years of experience or a Bachelor degree with 9+ years of experience. Experience with Open Source software, Enterprise software and/or Embedded Software development strongly desired.
Our free job seeker tools include alerts for new jobs, saving your favorites, optimized job matching, and more! Just enter your email below.


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Friday, March 11, 2011
Reward for Being a Follower
8 comments:
That's very generous of her. Thanks for the post. God bless you all always.ReplyDelete
HI rose.. wow.. how generous naman ni Leslie.. buti kayo diyan kasi mura lang shipping pag US... was here..ReplyDelete
Congratulations on winning some very useful things! Good for you.ReplyDelete
As for the shadow - I think it might be a folding chair, folded up.
Kay, Alberta, Canada
An Unfittie's Guide to Adventurous Travel
It's fun receiving something that you never expect, right?ReplyDelete
And I know your worth it too, so to worries.
As long as you are a SC (shadow chaser) you always find even hidden shadows, huh?
Cool thing...
Enjoy your w/end w/ your fam.
That is cool and nice of her to do that. Happy SSS!ReplyDelete
Mine is here
That's fabulous!!!ReplyDelete
My Shadow Shot Link BOARDWALK along the wildlife refuge
very nice getting something unexpected! and very nice shadow shot- my guess is it's an outdoor plastic chair??? Cheers!ReplyDelete
Interesting shadow!! I'm still trying to figure out exactly what made it.ReplyDelete
Christmas Gift Ideas for Moms
Although it's only October, it's never too early to start looking for Christmas gifts for your mom—especially if you're on a tight budget...
About Me
Chubskulit Rose
- A work-at-home-mom (WAHM) with two lovely kids and a loving husband. Passionate in writing about family, product reviews, and other related articles. A Mom, a Wife, a Blogger/Writer, rolled into one.


text: In my previous blog post we have discussed the evaluation strategies in Scala and the difference between call-by-value, call-by-name and call-by-need. Also, I have shown a small workaround for evaluating the arguments lazily (aka call-by-need). As previously presented, the workaround for call-by-need arguments consists of local lazy values which are initialised with the call-by-name arguments we want to be evaluated at most once:


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It is not enough that management commit themselves to quality and productivity, they must know what it is they must do. Such a responsibility cannot be delegated.
—W. Edwards Deming
Implementing 1-2-3 Abstract
Implementing the changes necessary to become a Lean-Agile technology enterprise is a substantial change for most organizations. Embracing a Lean-Agile mindset, understanding and applying the Lean-Agile Principles, and effectively implementing the SAFe practices all come before the business benefits. And, of course, the culture must evolve, too.
While SAFe is a freely revealed body of knowledge, available to all, it does not implement itself, nor does it prescribe the organizational change management process that is typically required for successful implementation. We leave that to the enterprise, because only they know their specific context, and they—typically assisted by their partners—must own the transformation.
But many enterprises have gone down this path already (see Case Studies), and the lessons learned are now becoming more widely accessible. Based on the learnings from hundreds of SAFe implementations, Scaled Agile, Inc. has developed a basic "Implementing SAFe 1-2-3" pattern for successful SAFe adoption. It provides a simple road map that helps get everyone aligned to a common implementation strategy.
This article provides an overview of this successful pattern for SAFe implementation, along with pointers to the growing community of service providers who are ready and willing to help your enterprise make this critical transformation.
(Note: A more expansive version of this roadmap is under development and is available here.)
Figure 1 provides a high-level summary of the "Implementing SAFe 1-2-3" approach. Each of the numbered items in this strategy is described in the paragraphs below.
1. Train Implementers and Lean-Agile Change Agents
Given the scope, challenge, and impact of rollouts, successful adoption of SAFe requires most enterprises to use a combination of internal and external change agents, leaders, mentors, and coaches. These people need to be skilled in teaching and delivering SAFe. To achieve this, Scaled Agile, Inc. provides an Implementing SAFe 4.0 with SPC Certification program. After taking this class, attendees will be able to:
- Lead an enterprise Agile transformation with SAFe
- Implement SAFe
- Launch Agile Release Trains and proctor and continuously improve the trains via Inspect and Adapt workshops
Those who take and pass the optional SPC Certification exam (included) will be licensed to:
- Train managers and executives in Leading SAFe and act as a SAFe Agilist (SA) certifying agent
- Train practitioners in SAFe 4.0 for Teams and act as a SAFe Practitioner (SP) certifying agent
The Implementing SAFe 4.0 with SAFe Program Consultant (SPC4) Certification course is delivered by certified SPC Trainers (SPCT) in open enrollment or on-site settings worldwide.
Service providers who specialize in SAFe can be found at Scaled Agile, Inc., and at Scaled Agile Partners. There are many independent SPCs as well; these can be found at the Scaled Agile SPC membership site.
2. Train all Executives, Managers, and Leaders
It is critical that executives, managers, and leaders understand what is required to lead a Lean-Agile transformation, including how and why SAFe works. To help achieve this, Scaled Agile, Inc., provides a two-day course, Leading SAFe 4.0, Leading the Lean-Agile Enterprise with the Scaled Agile Framework. After attending, participants will be able to:
- Adopt a Lean-Agile mindset
- Apply Lean and Agile principles; base daily decisions on this long-term philosophy; understand, exhibit, and teach these principles
- Understand the practices, roles, activities, and artifacts of the Scaled Agile Framework
- Unlock the intrinsic motivation of knowledge workers
- Learn the practices and tools of relentless improvement and teach employees problem-solving and corrective-action skills
- Become hands-on in the new process adoption, eliminate impediments, and facilitate organizational change management
- Take responsibility for Lean-Agile implementation success
The audience for this class is executives, managers, solution development stakeholders, and change agents responsible for leading a Lean-Agile change initiative, whereby they gain the knowledge necessary to lead and support the SAFe adoption.
A certification exam is optional for this course. Those who pass the optional exam will be certified as SAFe Agilist (SA), and will receive one year's membership to that community and its benefits.
The Leading SAFe 4.o course is delivered by certified SPC consultant/trainers in open enrollment or on-site settings worldwide. Service providers include Scaled Agile, Inc.; Scaled Agile Partners; and independent SPCs, who can be found at the Scaled Agile SPC member site.
3. Train Teams and Launch Agile Release Trains
The primary value delivery mechanism in the enterprise is the Agile Release Train, but starting these trains is not a trivial task. One proven starting mechanism is an Agile Release Train QuickStart. Suitable after some significant up-front preparation, the QuickStart is a one-week training and immersion program that:
- Organizes 50 – 100 team members into Agile Teams, training them simultaneously in the principles of Lean, Agile, and SAFe
- Trains the teams together with the two-day Lean-Agile team training course SAFe 4.0 for Teams.
- Aligns the teams on the train to a common mission and spends two days in face-to-face support of planning the next Program Increment
- Introduces prospective Product Owners and Scrum Masters to the skills and activities unique to their roles in the new Agile Enterprise
- Builds context and a cadence-based, rolling-wave planning and delivery model that continuously incorporates business objective setting and program commitments, effective and reliable program execution, and adaptive feedback
SPCs can provide these services and download and use the SAFe Program Increment Toolkit (member login required) to prepare for a successful launch. It contains the tools to prepare the organization, programs, teams, and individuals for success and continuous improvement. You may also want to consider licensing the SAFe 4.0 ART Launch Courseware Bundle. This bundle provides both the courseware and tools needed to quickly and effectively launch Agile Release Trains.
Supporting Consulting Activities
Once the enterprise has a critical mass of in-house Lean-Agile Leaders, and a few Agile Release Trains rolling, a variety of consulting activities may be applicable and beneficial. These could include coaching the train, training specialist roles, and continuous improvement.
Coaching the Train
By sharing their knowledge and experience, coaches can help teams and individuals improve their newfound skills by:
- Providing program consulting and team coaching to build the organization's Lean-Agile capabilities
- Facilitating Agile Release Train readiness, including program backlog refinement and more
- Facilitating Inspect and Adapt workshops
- Facilitating Value Stream Mapping and Portfolio planning workshops
- Implementing relevant metrics and governance
- Mentoring executives, managers, and other program stakeholders in SAFe adoption
- Shadowing and mentoring Release Train Engineers
Many of the these activities are supported by various Scaled Agile workshop kits, which are available to SPCs in good standing.
Training Specialist Roles
It is important to train specialists—including prospective Product Owners and Scrum Masters—in the principles and practices unique to their roles. Training courses for this purpose include:
- SAFe 4.0 Scrum Master Orientation – Half- to 1-day orientation to the role of a SAFe Scrum Master
- SAFe 4.0 Product Manager / Product Owner with PMPO certification – This 2-day certification course is for Product Managers, Business Owners, and Product Owners who will learn how to manage and prioritize backlogs, participate in SAFe events, define and support epics, capabilities, features, and user stories, and manage stakeholders at the various levels of the enterprise.
- SAFe 4.0 Advanced Scrum Master with ASM Certification – This 2-day advanced, certification course prepares current Scrum Masters for their leadership role in facilitating Agile team, program, and enterprise success. It enhances the Scrum paradigm with an introduction to scalable engineering and DevOps practices; the application of Kanban to facilitate flow; supporting interactions with architects, product management, and other critical stakeholders; and tips and techniques for building high-performing Agile teams.
Note: The courseware offerings are always advancing, so be sure and check ScaledAgile.com for the latest updates.
Continuous Improvement
Once the transformation is under way, there are a variety of opportunities for sustaining and enhancing improvements in speed and quality that can be best facilitated by the extensive community of skilled professionals. These activities can include Agile Release Train health checks; Portfolio, Value Stream, Agile Release Train, and Team agility self-assessments; and facilitated Inspect and Adapt sessions. For help, we again refer you to your in-house SPCs, Scaled Agile Partners, and other independent SPCs.
Last update: 18 July, 2016


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Phillip E. Primrose, 52, of Seligman, passed away Saturday, Dec. 29, 2012, in Mercy Hospital, Cassville.
He was born Oct. 11, 1960, in Union City, Calif., the son of Spencer and Beverly (Davilla) Primrose. On Feb. 29, 2004, he was united in marriage to Ruth (Jensen) Primrose, who survives.
Additional survivors include: his parents, Spencer "Mike" and Beverly Primrose, of Cassville; two sons, Phillip Primrose, Jr., of Greenville, N.C., and Levi Slye, of Washburn; three daughters, Dana Primrose, of Beaufort, S.C., Amy Slye, of Huntington Beach, Calif., and April Slye and her husband, Dustin Lowe, of Cassville; three brothers, Rob Jones, of Salt Lake City, Utah, Mike Primrose, of Ayden, N.C., and Dave Primrose, of Rio Rancho, N.M.; and three grandchildren.
Preceding him in death were two brothers, Paul Primrose and Johnny Primrose.
He grew up and received his education in California, graduating from American High School in Fremont, Calif. He resided in Ayden, N.C., before moving to Missouri. He was a self-employed welder.
Funeral services were held Friday in Fohn Funeral Home, Cassville. Burial was at Antioch Cemetery, Cassville.
Visit www.fohnfuneralhome.com for online obituaries, guestbook and private condolences
Cassville, Missouri