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Hello, I a new here and my name is Tim. I wanted to get some opinions about possible ways to handle Lifecycle Funds in retirement accounts.I moved my account funds to one of the Lifecycle Funds about two years ago. These were new options recently added to our investment options and it seemed a good idea. Normally, they suggest that you select an investment mix based upon the date of your anticipated retirement. I listened to that but I viewed it a little differently and chose one of the funds based upon the investment risk I was willing to live with regardless of the date I expected to retire. This seemed a good rational because from what I've read it seems these funds are very conservative in their investment strategies. What I am questioning right now is whether it is a good idea to change to one of the less risky Lifecycle Funds for the time being since there seems to be a lot of volatility in the markets right now. I know market timing is usually a bad investment strategy and that the short term is meaningless. But with the markets seemingly making significant corrections lately I am questioning whether I wouldn't be making some adjustments today to my investment ratios if I was investing in individual funds.Does it make sense to downgrade the amount of risk I am willing to take in the short, one to two year term?
The short term is not meaningless: avoiding loss in the short term means that you have more money to invest in the future when the market looks better. Similarly, taking profits when the market begins a decline means that you have more money than if you rode out the decline.Besides, the market does not always come back. Look at the Nasdaq, which once was more than twice what it is now.I am very pleased to have gone to Treasuries some time ago.Also, one to two years is not short term. A lot can happen during that time, such as having the S&P down 40%. If we do go into a recession, it may take that much time for it to play itself out.
While Joel is correct, I would disagree with that advice when it specifically relates to a lifecycle or target-date retirement fund - especially for someone that is still working, making consistent additions, and for someone - as most 401ks are - that is restricted from active trading in their account.A lifecycle fund should be broadly diversified and should currently be down much less than the S&P, and even less so when compared to something more aggressive (and in my opinion not well diversified) as the NASDAQ. All aggressive asset allocation funds (basically the same as lifecycle funds without the trend toward greater conservancy) are down less than the S&P and the DOW. Last year, only the most conservative grew less than the S&P.In my opinion, you may be too late to make significant changes. You already rode it down by 10%. We may fall further but you only lose when you sell so selling now is the surest way to guarantee a loss. Going more conservative now will not give you the opportunity to regain whatever you have lost so far.My assumption is that you will be invested for at least the next 20 years. If that is true, why make significant decisions today based on information that represents less than 1% of that time frame?Personally, as someone that has a 20+ year timeline, I plan to be even more aggressive this year than I was last year. At some point, this is going to look like 2003 all over again. When the DOW fell from 12k to 8k, I really didnt care if I bought in too early when it was still 9k with a 1000 more points to fall. My belief remained that I would ride it back up regardless - and I would rather be in than out when it happens.
Well, so far one yes and one no! :)My actual retirement horizon is actually 15 years. The choices I have are "Income Only", 10 years, 20 years, 30 years, and 40 years. I chose the 30 year Lifecycle Fund. The main difference seems to be how much the fund is invested in Government Securities. Bond investments seem pretty constant in all the funds. The 30 year fund is already in Government Securities 18 percent.If I was going to do it myself I'd probably pick more bonds and less Government Securities. Hummmmm...../Tim
Tim,What you're talking about is market timing, and there has been ample discussion of that on the web. The consensus seems to be that it's usually a loosing strategy, but there are always some like Joel who claim to have a clear crystal ball that guides them in such timing. Sound advice seems to be to develop an asset allocation that makes sense for your situation and stick with it.db
My actual retirement horizon is actually 15 years.I kinda disagree with the whole Lifecycle Fund concept. You can easily do what they do by yourself. Have one bond fund and one S&P500 index fund, and pick your desired asset allocations. Easy and cheap. I've heard (but not bothered to check myself) that many of these Lifecycle funds have higher fees than the bond & index funds. If that's the case, why pay an extra fee for something that is trivial to do yourself?Actually, with 15 years to go before retirement, you should be 100% in equities anyway.
>> I've heard (but not bothered to check myself) that many of these Lifecycle funds have higher fees than the bond & index funds. If that's the case, why pay an extra fee for something that is trivial to do yourself? <<Keep in mind, though, that most TMFers are very "hands on" with respect to their investing and are probably less likely than the general public to want to put their portfolio on "auto-pilot" for 30-40 years. Usually the lifecycle funds only add 5-10 basis points above the underlying funds. For someone who's not inclined to tinker with their own allocation as they age, that's really not too high a price to pay.The real issue is that lifecycle funds usually use a lot of managed funds, so their expense ratios (total, including underlying fees) are usually closer to 1%. If they used more index funds in their allocations, the expenses could be very low. Vanguard, for example, uses index funds in their lifecycle funds and their total expense ratios are about 0.2%.#29
I kinda disagree with the whole Lifecycle Fund concept. You can easily do what they do by yourself. Have one bond fund and one S&P500 index fund, and pick your desired asset allocations. Easy and cheap.The Target Retirement funds at Vanguard are a mix of 5 - 7 index funds, including several international funds (European, Pacific, Emerging Markets). At Vanguard, each index fund has a minimum investment of $3k. And with some of the percentages being less than 3%, you would need a minimum of $100k - $200k to 'mimic' the same asset allocation model. So, not so cheap.I've heard (but not bothered to check myself) that many of these Lifecycle funds have higher fees than the bond & index funds. If that's the case, why pay an extra fee for something that is trivial to do yourself?Well, it might be good to check. At least in Vanguard's case, they're very comparable. The fees are 0.19%, which is a bit over the S&P 500 Index fund investor shares fee of 0.15%, the same as the Total Bond Market Index fund of 0.19%, and less than the Total International Stock Index fee of 0.27%.Since that's the case, why not have someone else do the reallocations, as long as the fund fits closely with your desired model?Actually, with 15 years to go before retirement, you should be 100% in equities anyway.Well, that's one view. Personally, I like an allocation that has a bond component, to cut down a bit on the volatility.AJ
It sounds to me like the original poster is talking about the federal government TSP program's LifeCycle funds, which are supposed to have pretty low fees and are made up of the same 5 funds available, just with them picking the percentages of each fund.I'm not sure if I should create another post, but I was actually wondering if I should put all of my new money this year into the International Fund or otherwise change my current allocation (10% "G", 30% Common Stock, 30% Small Caps, 20% International). I'm actually not sure if this is the best plan at all, but that's what I've got. Of course, everything is down now but I haven't moved anything. I'm at least 30 years out from retirement.
Actually, with 15 years to go before retirement, you should be 100% in equities anyway.Well, that's one view. Personally, I like an allocation that has a bond component, to cut down a bit on the volatility.Yeah, it takes differences of opinions to make a market. Or a horserace.With 15 years to go, volatility is your friend. IMHO. The time for lesser volatility is when you are retired and withdrawing from your portfolio, not when you are growing it.Hit up this S&P500 chart: http://finance.yahoo.com/q/bc?s=%5EGSPC&t=my&l=on&z=m&q=l&c=1973 to 1975 sucked, as did 2000 to 2003. But note that the peak in Sept 2000 of 1550 was reached again in Jul 2007, albeit with a drop down to 850 in Sept 2002. Pick any 15 year period and the overall gain is good, even though there were drops in the interim. In fact, take any 15 year period, and show your wife/mother/yourself only the beginning and ending values--without showing them any intermediate values--and see if they like the gain.If you are investing a fixed amount of money with each paycheck, those drops are good for you, because you buy more shares at the lower price. For example, in Jan 2003 I decided that the bear market was probably just about over, so I bumped up my 401(k) contribution from 6% of my salary to the max (20% up until the dollar amount ceiling which I hit near year end). It dropped from 950 down to 825, and then marched upward to 1560. Each share that I bought at the bottom is worth almost twice that much now. Heck, I wished that it had stayed at 825 for the whole year, instead of rising to 1100....some of the percentages being less than 3%...IMHO, such a small allocation is meaningless. It's just too small to make any significance in dollar terms. Also, I doubt that you need "several international funds" in a decent allocation. One should be good enough. Additional ones are mainly to impress the yokels with razzle-dazzle.
You are asking about Market Timing - perhaps you have some magic knowledge or ability, but a whole lot of studies over a whole long time say market timing may win in the short term sometimes, but it looses the vast majority of times over a period of 10 or more years.I would suggest there are other aspects of Lifesytle accounts you might want to look at. Take the LifeSytle accounts at T Rowe Price and Vanguard as an example. If you compare the 2020 and 2030 funds you will notice huge differences in allocation. Life a factor of two on the portion of equities between the firms. Many 65 year olds will live 95 years - so the idea of planing for a 10 or 15 year retirement is dangerous to your financial health. You need stocks probably more then 50% to keep up for a 25 to 40 year retirement. So take a look at where your funds are and will be. What is the allocation for a 2010 or 2015 account? Assume that retirement will be more conservative - does that look reasonable for 25+ years? What I am saying is you may decide even though your retirement date is 2025 you would be better off with a 2030 or 2035 fund in some families.As always watch fees. There is good reason a more aggressive (i.e. 2035) fund will require more work/costs than say a 2010/2015 fund.GordonAtlanta
I've been a member for a few years, but this my first visit to the boards, and my first post (as far as I can remeber anyway). This thread is very close to the reason I checked the board, I'm wondering about the Vangaurd Target retirement funds. My 401k is restricted to Vangaurd funds and the Target funds were just added to the mix this year. I've had the bulk, close to 100%, of my money in an S&P index fund, and I'm wondering if the Target funds are a good choice. reading this thread, I the Vangaurd Target funds are probably a good choice, but now I wonder how to get into them. Should I just move the whole of my funds into the Target fund today, or does it make more sense to move a little bit each month over the course of the year, or should i wait until the S&P moves back up a bit? Thanks in advance for any help. Oh yeah, I'm 48, plan to work until 65, and I'll be back on boards for next 40 years or so... with any luck.
>> Should I just move the whole of my funds into the Target fund today, or does it make more sense to move a little bit each month over the course of the year, or should i wait until the S&P moves back up a bit? <<Moving all of it out of a stock index and moving it into a target fund appropriate for a 48-year-old would probably mean selling 20-30% of your stock into a down market. The one positive is that you'd also be better diversified, getting exposure to small cap and international as well. But you'd also be selling a lot of stock (low) and moving it into bonds (high).>> Oh yeah, I'm 48, plan to work until 65, and I'll be back on boards for next 40 years or so... with any luck. <<Assuming this is the case and your health holds up, I'm really not sure you need much of a bond allocation yet, as your time horizon to retirement is still 17 years away. I would like to see you include a small cap index fund and an international index fund, though, something like 50/25/25 or 60/20/20 in S&P 500, small caps and internationals. Once the market recovers some, I'd consider selling a little to establish a 10-20% stake in bonds (or exchange it all for a target fund for 2025 or 2030 if you'd rather go low-maintenance).#29
I would change future contributions and leave your current allocations alone until your S&P index gets a chance to recover.
Dwight,Welcome to the boards!My 401k is restricted to Vangaurd funds and the Target funds were just added to the mix this year.You are fortunate. Most 401ks don't have choices that good.S&P index is good. (It's not that different from the Total stock market, however.) Target funds will reduce the volatility, and may or may not do better over the long haul. Taking a look at Target 2025, it has about 20% bond fund, and 15% foreign. You don't need bonds with almost 20 years to go to retirement except for maybe the sleep factor, and bond funds leak value compared to holding bonds themselves (although Vanguard can get some really good deals, I'll bet.) The foreign bit may do very well, but might not--I'm putting more in these days myself.All of your choices are good, so don't fret too much about which way you go. Vickifool
While the comments by Vickifool and Hawkin are correct, I would change today into as far out of a Vanguard Target Market Fund as I could tolerate.1. There's never too bad a time to get into a better asset allocation IMO, and Target Market Fund is better than just a S&P 500 fund.2. While the S&P 500 fund does have a lower cost it is less volitle these last 8 years (lower ups and downs) because it doesn't have exposure to mid- and small-caps. These will be hit hard now, BUT long term they are a better asset allocation. Hence Vicki's advice is good to go with a Total Stock Market Index IMO.3. The S&P 500 does have exposure to foreign investments because these large cap US companies do. But in our global world you need more exposure to the companies that Vanguard includes.Could you fare worse by doing this. Yes, I think the S&P will bounce back first, but I also think the broader diversification is more important. I'd bet on the broader diversification, especially long-term, but no one can predict the short-term.Could you pick a better allocation by doing it yourself within Vanguard? Again, probably yes, but this is a very good start AND you shouldn't move forward with individual funds until you more fully buy into your own "model" allocation.No bad decisions with any of these choices. This is what I'd do and have done.Hockeypop
The idea of moving a little at a time vs. moving it all is just another version of market timing. Over long periods of time, the target funds will go up faster than the S&P. In any short period, it is a crap shoot. Frankly right now I would move it -- yes the stock market will go down and with it the S&P. But your LifeCycle fund probably has some foreign stock/bond exposure. So the decreasing value of the dollat will be a gain.You can and should visit Vanguard.com and look at the composition of the various Vanguard Life Cycle Funds. You will see they a composed of other Vanguard Funds. Myself, I drilled down into the underlying funds to determine both holdings and fees. For Vanguard 2025, see:https://personal.vanguard.com/us/funds/snapshot?FundId=0304&FundIntExt=INTThe Holdings tab, https://personal.vanguard.com/us/funds/holdings?FundId=0304&FundIntExt=INT Shows a much more diversified holding than the S&P index.Even if your retirement date is 2025, there is no "rule" saying you must choose the 2025 -- choose 2035 or 2015 if those more closely match your investment needs. I suggest you compare the Vanguard funds to T Rowe Price. I found the Vanguard a bit more conservative than my desires. I would assume you can switch from 2035 to 2025 in a few years if you want.Do some reading at the Vanguard website -- they have lots of good advise and information.GordonAtlanta
Thanks everyone... for all the things to think about. Now I'm going to think for a bit, read for a bit, but I'm going to act pretty soon. I'm going to go to Vangaurd's site and see how the target funds have been performing relative to the S&P index fund. If they've been moving up as well, but seem to hold better on the way down, then I'll feel better about making the switch. However, if they haven't recently fallen as much as the S&P, than I'll be buying fewer shares with my precently lower priced S&P shares.... oh, oh it's all so tricky. Anyway, I've got some work to do. Thanks all. I'll be watching these boards. I figure it won't take more than a few years to get a little better at retirement investing. Funny how I didn't care much about this when I was younger... who'd a guessed?
Dwight there is nothing wrong with looking at the comparisions. But do not be influenced by the last few weeks. Look at as long a period of time as the data allows. You are going to be at this for longer than a few years.If you look at the Vanguard site, they have the ability to compare any of their funds with others -- There is an S&P index fund at Vanguard, so you can get a comparison.GordonAtlanta
Yes, I am a TSP'er but I wanted to phrase my question in a way that might be useful to others. I think MF likes the TSP program a lot. I guess a disadvantage is that you are limited in what you can select. I wish I could more closely follow some of the investment suggestions made on MF. I am also grateful though for what I have, because a lot of people have nothing from their employers these days. Nothing or "somethings" that stink./Tim
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General information on Aboriginal and Torres Strait Islander cultures.
Events & Exhibitions
Come to the Museum and experience Aboriginal culture for yourself.
Explore Indigenous Objects
Discover unique objects from around Australia.
Educator-led Programs
An educator leads students in activities.
Storage of objects
How objects are stored at the Museum.
Aboriginal and Torres Strait Collections
Over 20,000 ethnographic objects and approximately 18,000 archaeological collections.
Aboriginal Peoples of Coastal Sydney
Explore their customs and the importance of the coast to their lives.
Return of Aboriginal and Torres Strait Islander cultural property and ancestral remains.

subset: commoncrawl


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Review Detail
October 02, 2009
Top 50 Reviewer - View all my reviews
Are you a Himono Onna?
I finally made it! i have witnessed the greatest drama of the century!!!!!! although my 200 pesos have been spent unwisely because the dvd isnt complete and still have to stream two more episodes, while having problems with connection so the loading have been a loooooooong wait, i was able to watch three episodes of haruhi suzumiya because of that,,only knowing that after the 3rd part of the episode 10 the pc will just reboot...oh GOLLY.. so i still have to wait again for a decade to continue watching,,so i browse, for the moment, related info for haruhi because i got hooked mildly by the show, i thought it would grew into a more interest appreciation for the title but after the loading had finally come to its end and it's the time to continue what have been started....VOILA!!!!!!! the most incredible scenario in the history of man had just happened!!
it is the first time, as i remembered, that i really grab my hair so tightly and hold it so firmly because i felt that i was about to explode and will vanish from where i am sitting..yeah,exaggerated but the feeling is more than that, i really never felt and had reactions like that before, after watching great shows in the past (though i havent watched that lot). even hana kimi (japan) beat up my wooing for such a great show!!!! I CRIED, I LAUGHED, I WAS TOUCHED, I WAS MOVED, I WAS ECSTATIC AND I WAS HOOKED SO BADLY!!!!!! my golly, i really do not wish to expect a lot lot lot greatness from this, aside from reading from a blogger that this is a better one,,the plot was already enough to enjoy, a himono-onna character for a very beautiful and talented HOTARU who receive such good treatment from her kind hearted BUCHOU...woooooooooooohhhhhhhhhhhhh!!!!!!! i never wished for them to end up together at first because i want hotaru for teshima for he is younger and more handsome but................the world suddenly rotates around its axis that is why my preference eventually changed............ I WANT NOW THE TWO TO BE TOGETHER FOREVER EVEN IN REAL LIFE!!!!!!! hehehehe....
these actors are really great..i really like ayase haruka for portraying the role because he definitely gives truly justice for it..i dont find her over doing it (OA) but i find her expressions really cute through out the show,,and BUCHOU is the ideal man ever!! i thought he is perfect to be the older bro for hotaru but then their relationship should not only be like that.........good thing they really made it...even i wish there would be an extra episode i already feel contented of how the story goes....that if there would be an additional one im scared there would be complications involve but im sure it will be amazingly hilarious!!!!!!!!!!!!!!
Hotaru: see you.. see you..why?
Buchou: why? because you love me. and i love you too.
^__________________^ woooooooooooooooooohhhhhhhhhhhhhh!!!!!!!!!


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|No such thing as a small change
Re: Re: Re: Pattern Findingby Anonymous Monk
|on Sep 13, 2001 at 19:15 UTC ( #112213=note: print w/replies, xml )
|Need Help??
Hi, This is one of the classic problem in AI.
The problem I posted, is actaully an exercise on segmentation section of the OpenLab on http://www.a-i.com.(You will need to register) I have extended it to some other critera such as 'spaces allowed' to meet more general problems. I tried runrig's solution and it doesn't work when number of patterns is 6, for the condition that one pattern cannot be part of another pattern.
I am trying to solve this problem myself also, what I am looking for is good design to begin with.
In Section Seekers of Perl Wisdom


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Is poker a game of luck or strategy? Many people consider it to be luck since you are randomly dealt the cards that you hold, while others say it is strategy because you choose the cards you keep and toss those that are of no interest to you. With that being said, it seems fair to say that poker is a game of luck and strategy. Everyone knows that strategy wise, all you have to do is learn more about the world of poker, what cards beat out others, what is the best hand to have and so on. But what about luck? How can a poker player improve their luck?
The answer to this question is yes, a person can somewhat improve their luck. For starters, your table image is something that you have control over. Which means you can use it to your advantage. What you are wearing, how you look, what you say or dont say as well as how you played the last few hands is what people will use to determine your table image. You never want to say too much as that can let the other players be able to read you. Most of those people who are really successful at poker never leave anything personal for the other players to use against them when they are playing. They are literally a blank slate. Click to play slots on your mobile phone.
Once you have developed a persona at the table, it really all boils down to how you play. If you start off slow and once you have a few hands past you, then start being aggressive. Use this to win against the other players. Chances are they are going to think that you are just bluffing them, mix it up, if they catch you in a bluff once, let them have that. Next time you bluff, make sure that you have the cards to back it up. This will show that you mix things up and that you aren't predictable, which is the one thing any poker player hates to come up against. You will want to play it cool and calm, never let them see you lose your cool. Play against live dealers with muchgames.com.
What is important to remember is that you really are not creating more luck, you are basically taking advantage of a time and situation in order to reek the benefits of winning. However, if you keep these tips in mind and try to make every situation to your benefit, you will find that you are winning more than losing, and just perhaps you have changed your luck for the best.


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My Broadband's Jan Vermeulen explains what the cell phone scam is all about.
South Africans are receiving missed calls from international numbers ranging from Guinea to Belgium.
Victims of the scam say that after returning the missed calls they found they had been billed exorbitant amounts even if the call duration was brief.
Some have written to John Maytham saying the big service providers like MTN and Vodacom have no interest in stopping the scam as they likely benefit financially from the calls.
But Vermeulen disagrees.
He says the way these type of termination agreements work is that the destination network - the place where the call eventually terminates - charges for example Vodacom or MTN, a fee for terminating that call.
Vodacom and MTN have to pay that fee....a fee determined in a pricing schedule.— Jan Vermeulen, senior journalist at MyBroadband.co.za
So Vodacom is on the hook already for that money, so they have got to charge you for it.— Jan Vermeulen, senior journalist at MyBroadband.co.za
Network operators are willing to say on the record at the moment is that they are doing what they can to stop this from happening, he adds.
MTN, in particular, says they are blocking these numbers as they detect them to prevent people from calling out...Vodacom said as fast as they block them new ones crop up. It's a cat and mouse game....and these bad guys keep finding loopholes in the system.— Jan Vermeulen, senior journalist at MyBroadband.co.za
Should this not be escalated and passed on to a higher national authority to investigate, suggests Vermeulen.
Take a listen:


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Eminent Telugu poet, writer and lyricist C. Narayana Reddy died here on Monday, following prolonged illness, family sources said. He was 85.
Famous as 'Cinare' in literary circle, the Jnanpith awardee breathed his last at Care Hospital here.
Reddy, who began his literary work in 1950s, was also a recipient of Padma Shri, Sahitya Akademi Award and many other honours. The songs penned by him became very popular in Telugu films.
The literary personality had also served as a member of the Rajya Sabha.
Born in a farmer family in Hanumajipet village of Karimnagar district on July 29, 1931, Narayana Reddy did his BA with Urdu as medium of instruction from Osmania University.
He did his post graduation and doctorate in Telugu literature and served as lecturer in various colleges in Hyderabad and went on to become a professor in Osmania University.


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"Push the Trigger—Pull the Thread"
Intent and Tension in the Art of Jasmyn Milan
Jasmyn Milan is intriguing. She's a graphic artist, an experimental music artist, a researcher, a student, and an intern. She hails from Wilmington, Delaware. She's a junior in the Biology program at North Carolina Central University in addition to being one of the most compelling visual artist's in our area. Her work is a dynamic collage of her dreamscapes, realities, fears, and aspirations distilled into chromophilic drawings, digital projections onto human forms, and Tilt Brush Realities. I got a chance to gallery walk and cruise the city with Jasmyn for this interview and I am more in awe than ever.
by: Solomon Burnette
[See our interview below the video]
Video produced by Six Green Apples and Solomon Burnette
S: How long have you been drawing?
Jas: I've been drawing since I was three, but I didn't really get serious with it until my freshman year of college. I feel like being in a compressed setting that really frustrated and challenged me, pushed out some of my best work, but I've been playing with different media. I've been doing 3D work since 2013, but I'm really beginning to learn how to navigate more complex softwares.
S: Is drawing your preferred medium or do you prefer another medium?
Jas: Drawing is what's comfortable to me, but I don't want to limit myself. I want to get into sculpting-physically and on 3D platforms. I'm projection mapping right now and learning how to create motorized projections-it's like a new thing every day with me.
S: Explain Tilt Brush some.
Jas: Tilt Brush is a virtual reality platform that is basically breaking all artistic boundaries, there are multiple virtual reality softwares that are making creating almost anything an easy job for anyone. I love VR and all of the technology and engineering that is being integrated into the art world. I'm kind of obsessed with tech and the infinite possibilities of life in augmented reality- but I'm afraid of it, too.
S: That's deep. Who's your favorite artist?
Jas: I'm really inspired by Keiichi Tanaami-an abstract pop artist. I have like 5000 favorite artists-Colin Christian, Ignasi Monreal, February James, [and] Jason Freeny are some of my favorite contemporary artists-they're amazing and limitless. I love Max Ernst and Dali-I could go on for days in every genre-new and old-there is so much talented work out there. I have Keiichi Tanaami and Lois Mailou Jones' work tattooed on me-she's one of the coolest ladies from the Harlem Renaissance-which plays a major role in my style as well.
S: So a lot goes into your art. What inspires you?
Jas: A lot is inspired by dreams and nightmares that I had when I was in childhood. I'll take different pieces of a nightmare and I'll put them in different parts of the art. I had an overactive imagination and it leads itself to paranoia, but sometimes paranoia can give you a lot of courage. It's a great thing, too. Everything comes with balance.
S: In some spheres only the paranoid survive. If you have an awareness of the traumas we've all undergone to be here and you draw attention to the craziness that's going on inside us and around us and as a result of us and happening to us, it makes you seem out of place if you draw attention to it. If you get a glimpse of people's subtle natures, it's not all butterflies, bumble bees, and flowers.
Jas: Not to say people are monsters, but this is a virtual world in retrospect, we are what we project; and how you feel about people says a lot about you. I'm becoming aware of the things I do right and the things I do wrong. And I'm just growing-my art is a way to record my fuck-ups, and the things that I'm doing right, too.
S: How does your anxiety, paranoia, and apprehension come out in your art.
Jas: A lot of what I'm feeling at the time goes into my characters eyes. Our eyes are our souls, our perception-their the easiest thing to read on the human body in my opinion. It's funny because when I was younger it used to make me anxious to make eye contact, now I feel empowered by it in different ways.
S: How does Japanimation influence your work?
Jas: I love anime and manga, Japanese artists are undeniably some of the most daring and intricate artists- their history, mythology, and culture overall is just very profound and I appreciate how it evolves in a lot of artists' work. My grandma used to always take me and my cousin to the library when we were younger, I used to be infatuated with manga- I would draw the monsters, the nice tits, the big eyes, of course, being older, I developed a more keen appreciation [lol] .…but it started from early in childhood.
S: How would you describe your art?
Jas: My art is experimental, freaky, stupid, daring. It speaks a language of its own. I use my art to further realize who I am. Who we all are. And I hope I can help someone be brave about the shit that they love…or they don't love. We're here to be imperfect and learn from each other—we can only try to understand, and that's what my art is about.
The Clarion Content has been following Solomon Burnette since his 2011 City Council campaign. A Durham native son made good, he is a graduate of North Carolina Central University with BA in European History.


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"An arrow through the centre of the spectacular Lake District"
(70 miles, 4/7 days)
The Cumbria Way is a mainly low level route. It passes through the heart of the Lake District, starting in Ulverston near Morecambe Bay and finishing in Carlisle 75 miles later. However these bare facts hardly tell the story of one of the most popular long distance paths in the country. Coniston, the Langdale Valley and Keswick are the headline makers on the route and the passes and valleys which link them.
We will also plan, book & transfer your bags on your long distance walk on the Cumbria Way click here
No less enjoyable are some of the less frequented areas at each end of the walk, the route connecting Keswick and Caldbeck to the North being a particular favourite of mine.
The Cumbria Way offers many temptations to the walker, particularly as the official route sticks to a low level (except on High Pike near Caldbeck) but is surrounded by magnificent highland scenery throughout.
Taking a little longer on the route and visit the summits of such beasts as Coniston Old Man, the Langdale Pikes and Blencathra may be too hard for many to resist and I don't blame them!
The number of places to stay are endless in the central section of the walk but less so south of Coniston and north of Caldbeck so my itinerary suggestions below are just that, suggestions. However they are based on an in depth knowledge of the routes and the underfoot terrain. One thing to always remember is that the undulating nature of the landscape makes a day take longer than you may expect.
It is also perfectly possible to complete the trail 'the wrong way' and start off in Carlisle. However I prefer walking north as a rule with your back (hopefully!) to the sun which always offers the best views and least discomfort.
Sample Itinerary
Day 1 Ulverston to Coniston 14 miles
A straightforward start to the walk at lower level throughout. Initially the walk takes in farmland on the fringes of Lakeland but then changes when Coniston Water is met. A detour at this stage to lovely Beacon Tarn is certainly recommended before returning to the shores of Coniston Water
Day 2. Coniston to Langdale 11 miles
A picturesque day in the Southern Lakes starts off at Tarn Howes, a glorious tarn a few miles north of Coniston. Heading through woodland the path meanders back in to Little Langdale and towards Elterwater. However from Elterwater it is easy to gain access to Loughrigg Tarn (do) before skirting the shores of Elterwater. The Langdale Pikes dominate the view at this point and soon the valley opens in to a vast amphitheatre of fells.
Day 3. Langdale to Borrowdale 8 miles
Continue west towards the main fells along Mickleden, a real mountaineers valley. The col at Stake Pass signifies a change from South to North Lakes. The valley to the north is Langstrath which winds its way between 2 high ridges before breaking out in to the main Borrowdale Valley.
Day 4. Borrowdale to Keswick 7 miles
If you follow the traditional route this is a simple day. Keeping to the woodland it then skirts the attractive western shore of Derwentwater before entering Keswick. An alternative route to the east heads past such famous sites as Watendlath, Surprise Vies, Ashness Bridge and Walla Crag before heading in to Keswick. A classic and better route.
Day 5 and/or 6 Keswick to Caldbeck 14 miles direct
There is a choice on Day 5 depending on how fit you feel or how much time you want to spend in the area.
a) Overnight stay in Bassenthwaite. Skirting the flanks of Skiddaw, passing lonely Skiddaw House and then spectacular Dash Falls before dropping down to the little village of Bassenthwaite. The next day is shorter and takes a direct route in to Caldbeck
b) Direct. A lonely and remote area of rolling fells at the back of Skidda is the setting for an excellent and challenging day. High Pike is climbed before the direct descent to Caldbeck village.
Day 6 or 7 Caldbeck to Carlisle 14 miles
The final day on the Cumbria Way starts well but the further out of the Lake District it gioes the more disappointing the route becomes. Rolling fells become rolling farmland and soon the city of Carlisle hoves in to view. The Cumbria Way finishes none too soon.
The route starts to the south at the foot of the 3rd map down and travels North
Maps: O/S 1.25,000 Explorer Series OL 6, OL4 and OL5 going south to north.
Places to Stay
The Crown Inn. Coniston
Ambleside Backpackers, Ambleside
Mary Mount Hotel, Derwentwater
Kestrel Lodge Camping Bassenthwaite
Old Rectory, Caldbeck
Personal Journey
Coming soon…
Day 1.
Coming soon…


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Yes, it is the only time I have posted, and it will probably be the last. I never guessed such an innocent question could rile everyone up so bad. I am a BAMA homer all the way. If you don't believe me, send one of your spies down here in Mobile to my office to see for themselves. Ya'll are too much. Some of you are way to sensitive.
Don't get on him toooo hard. He may want to know where he can find a purlpe shirt tomorrow and we can have somemore fun.
I was rather enjoying this thread until the conspiracy and paranoia remarks
"I'll think about it tomorrow. After all, tomorrow's another day"
Nope, not me. Not sensitive in the least. Hence my
It's all great fun to me.
Paranoid freaks?! I resemble that remark!
This is making my day go by a lot faster...
I am purchasing the following shirt just for ya'll:
Too late dude, you're already branded.
Just kidding. We do like light-hearted humor in here and since there are no football news, we're discussing Harbaugh's comments about Michigan and why you want a Orange Alabama hat. Sorry man.
It's the edge of the world
And all of Western civilization
The sun may rise in the East
At least it settles in its final location
It's understood that Hollywood
Sells Californication - Red Hot Chili Peppers in Californication
Look at that dude go all Dareus on that colt...


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|Indochinese Chilli Chicken
|Shrimp & Zoodles
There are a few pantry staples that I recommend if you are going to start the paleo lifestyle. Having these things on hand will make it easy to create many delicious paleo dishes whenever hunger strikes. The links below are Amazon affiliate links, which means I receive a very small commission if you click and make a purchase. The price of the item stays the same, and any money I make goes to supporting this blog and creating more recipes. Many of these items are also available at Whole Foods, other natural food stores, or Asian markets.
All-fruit jam–I love to use these jams to make a simple jelly omelette when I'm craving a sweet breakfast, or to replace sugar in Asian recipes that need a little sweetness. They are sweetened only with fruit juice. My favorite is the peach, but I love all the flavors I've tried.
Almond butter–This is delicious as a snack with some apple or peach slices. You can also use it to
replace peanut butter in desserts or Asian dishes. To make your own, grind roasted almonds in a food processor until they turn into a smooth butter. Store in the refrigerator.
Almond flour–This is an essential for paleo and gluten-free baking, and can also be used as a breadcrumbs replacer in meatballs or breaded chicken. It's just ground blanched almonds, so you can make your own in the food processor if you like, although I find it hard to get it as finely ground as store-bought. Watch out because if you process it for too long, it will turn into almond butter. Almond meal is pretty much the same thing, but may be more coarse or made of almonds with the skin still on.
Almond milk–A great replacement for dairy, and what I prefer to put in my coffee. See my post on how to make your own, or try to find one without too many additives.
Coconut aminos–An amazing replacement for soy sauce. I really can't taste the difference.
Coconut flour–I use this for baking, usually in combination with almond flour. It's just finely ground dried coconut.
Coconut milk–Great in curries, and as a dairy replacement in ice cream and baked goods. I always buy canned full-fat coconut milk–you can even use it to make whipped cream. Check to make sure your coconut milk does not have too many additives. Most have guar gum (which does upset some people's stomachs, but I haven't had a problem with it), but it shouldn't have carrageenan.
Coconut oil–Great for cooking and baking.
Coconut sugar–A great sweetener for paleo treats, with a flavor similar to brown sugar.
Grassfed Gelatin–Super healthy and great for making pudding and other treats.
Ghee–Pretty much my favorite ingredient ever. I like Pure Indian Foods brand, but almost always make my own (see the recipe note about making plain ghee–that's what I do for everyday use).
Fish Sauce–Most fish sauce has sugar in it, but Red Boat is the real thing. It's essential for curries and many other Asian dishes.
Maple Sugar–Granulated maple sugar is one of my favorite paleo sweeteners to use in baked goods.
Unseasoned Rice Vinegar–Many rice vinegars have sugar and salt added, but this one is pure and simple.
Tapioca starch (also known as tapioca flour)–Another flour to use in combination with almond flour for paleo & gluten-free baked goods. While baked goods made with just almond flour can be heavy, the addition of tapioca flour creates a lighter crumb. It's usually not used in baking without other flours, because alone it's very gummy. It can also be used instead of cornstarch to thicken sauces.
This page contains affiliate links. If you make a purchase on Amazon after clicking one of my links, I receive a small commission (the price you pay is not affected). Thank you so much for supporting my blog!


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Thursday, June 21, 2012
Movie Review: Brave
Directed by: Mark Andrews and Brenda Chapman
Starring: Kelly Macdonald, Billy Connolly and Emma Thompson
Since Pixar's debut with Toy Story in 1995, the studio has been at the forefront of quality family entertainment. Setting a new standard of excellence that appeals to both kids and their parents, Pixar forced other animation production companies to sit up and take notice. With a team of writers and directors with a keen understanding into what draws in audiences of all ages, Pixar has an unmatched ability to make you both laugh and cry.
With only one misstep in 12 features (Cars 2), the studio seems poised for another instant classic with the release of Brave, setting out to do something it had never done before -- centre one of its films around a plucky heroine. It's just a shame that the film doesn't quite live up to expectations.
Princess Merida (Kelly Macdonald) is a strong-willed Scottish teen whose tongue is as sharp as her archery skills are exact. With a tangle of the most beautiful red hair you'll ever see, Merida resists the attempts of her parents, King Fergus (Billy Connolly) and Queen Elinor (Emma Thompson), to see her wed to a rival clansman to keep the peace. Shirking her royal duties, Merida enlists the help of a witch (Julie Walters) in an attempt to change her fate. However, in doing so, Merida unwittingly unleashes a curse that could potentially tear her family -- and the entire kingdom -- apart.
Brave is Pixar's most visually stunning film; arguably their best since Finding Nemo. The colours are so rich and vivid you can see every inch of their textured details, from Merida's wisps of red hair to the beautiful Scottish scenery. Even the unnecessary inclusion of 3D doesn't affect the overall beauty of this film. Every single colours pops.
Credit is also due to the writers for not doing the obvious in pairing Merida up with a young prince. She struggles for her freedom and her actions are thus rewarded. It was a wise decision considering that, above all, this is a story about the often tumultuous relationships between mothers and their daughters.
However, Brave doesn't quite live up the standard set by Pixar predecessors, falling well short of classics like Finding Nemo and WALL-E. It's thin premise contains few jokes or rousing action sequences, leaving the middle of the film feeling a little aimless. It's a simple, straight-forward narrative and that may ultimately be the reason it doesn't truly excel. Although there are moments of drama and a few touching family sequences, Brave lacks scenes with the emotional wallop of the opening 10 minutes of UP or the finale of Toy Story 3.
We can only hope that, now that Pixar has broken new ground with a predominantly female-centred story (one devoid of a male love interest), that others will follow suit. Brave is still a warm and fuzzy family outing, it just feels a little lacking.
Posted by Laura at 7:29 PM 5 comments:
Labels: disney, emma thompson, kelly macdonald, movie review 2012, pixar
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Each first Tuesday of the month, iTwixie takes nominations for iTwixie's Green Tween of the Month. The voting begins today, December 11 . The vote lasts for one whole week! And the winner will get a cool, iTwixie tote bag! The winner will be announced on December 18!
Special thanks to lifeliver166 and PumyrathePuma for their Eco Myth entries!
Be sure to vote now:
Isn't this kewl? iTwixie GREEN girls ROCK!!!


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Welcome to my Home Page. I am a Communications Engineer in Raleigh, North Carolina. I hope that this page will help communities and business people gain knowledge, and wisdom via the Internet. Together, we all can make a difference!
There is undoubtedly an Alpha Man in your midst. Seek him out and tell him of our interest, and you can be certain he will gladly shed light on that which we hold so dear.
|Jazz Concert Info
|The Computer Wiz
|Alpha Phi Alpha
Come and worship with us at.......
Bethlehem AME Church
BKL & Associates
If you have comments or suggestions, email me at email@example.com
Gotta go and make some
|LinkExchange Member
|Free Home Pages at GeoCities


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Research is integral to ITMO University!
ITMO University Research Centers are large, economically independent cross-disciplinary competence centers undertaking leading fundamental and applied research in our key areas of competence.
In order to continue to contribute and excel at the highest level, ITMO University has several formed International Research Centers between University's departments and their international counterparts. Many of them also have industry partners as well.
We believe that by bringing together a critical mass of expertise we can forge cooperative links across national and disciplinary boundaries and generate breakthrough research.
There are seven Research Institutes within ITMO each offering outstanding potential to students and researchers alike. To learn more about their research efforts, resources and results please click on the respective link or contact them directly.
43 International research centers form the university's R&D hub in the core competence areas.
Here you can get more information about each Center relevant to your scientific interest


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Arsenal must improve their disciplinary record if they are to progress into the latter stages of the Champions League this season.
The Gunners currently sit second in their Champions League group that also contain Borussia Dortmund, Anderlecht and Galatasaray.
With all being well in their remaining four games Arsene Wenger's side should progress into the last-16 with little difficulty, but if they are to really challenge for the crown of Europe's best team then they need to stop getting players sent off.
In the last seven games Arsenal have played against European competition they have had five players sent off.
From the four Champions League fixtures they have played in this season, including qualifiers, Arsenal have received three reds.
Polish goalkeeper was given his marching orders last night against Galatasaray, Ramsey was sent off in the second leg against Benfica and Debuchy was given an early bath in the first leg.
The two that came in the latter stages of the tournament last season were in the 2-0 group stage defeat to Napoli, and the first leg of their last-16 tie with Bayern Munich.
In the majority of the games in which they have gone a man down they have struggled and the final results show this. They were already thrashing Galatasary 4-0 when Szczesny hauled down Yilmaz, so that's a bit of a different scenario.
However they weren't convincing in either of the qualifying legs against Benfica, drawing the first 0-0 in Portugal and only winning the return leg 1-0.
The Gunners were also beaten 2-0 by both Napoli and Bayern, after seeing Arteta and Szczesny given their marching orders in their respective matches.
It is a problem the Arsenal boss needs to address soon. Having men sent off in the group stage isn't such a huge problem because the tables aren't decided by one or two matches.
The problem lies between the last-16 and the final; having a man sent off between these to stages can really cost a team dearly.
Wenger must address this problem and nip it in the bud now before the Gunners progress any further in the tournament.


text: Hi, I've been thinking of ways to make money on facebook for a while and thinking of good ways to get a group to go viral - especially with people joining the group who arent particularly tech savvy/clever so will fill in anything and not bother complaining if they get loads of shitty spam. Okay so here's what we do (I'm in the UK so adapt accordingly): Pick a hot TV show that has millions of viewers and cult followings for the competitors (think pop idol, britain's got talent etc). Set up a facebook account, make it look genuine by adding some pics etc (hopefully you will already have a facebook account by this stage). Create a group with a catch title, something like: "Susan Boyle should have won - lets make a petition!" Invite all of your friends, post in some relevant groups etc. Buy a domain like susanboylepetition.com (i just made that up). iframe a cpa offer that just requires a 1 page form (preferably niche related) - ideally you should use godcpa or similar to make it look like a normal basic unbiased petition form. In the group have a link to your URL, message members the link and tell them to spread the word. With a bit of luck, your URL will go viral and you'll make some nice cash. I'm just about to go try this now, lets hope it goes viral so I can buy you all a beer Enjoy


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"Game Change," the book-turned-film that looks at Palin's run as John McCain's vice presidential nominee, premieres this Saturday on HBO. The film has been criticized by Palin supporters for being unfairly negative and skewing the facts.
Regardless of if there's any truth to their complaints, this raises an interesting question. In a media landscape where people can choose to watch almost anything they want at any time, how can politicians and brands defend themselves against negative press and unfavorable perceptions?
True to form, Sarah Palin's answer is to take her case directly to the American people.
Last week, she launched a social-video campaign against the film. But it's been an uphill battle.
HBO has been increasing its promotion for "Game Change" in recent weeks. It uploaded a teaser for the film in mid January, followed by the full trailer a couple weeks later. To date, there are over 20 clips related to the film. In total, they've generated over 875,000 views.
Palin's campaign, called "Game Change We Can Believe In," is a parody of the original HBO "Game Change" trailer. It begins with the text "HBO Films" changing to "HBO Fiction" and then: "Presents a history that never happened." Then, as Ed Harris' John McCain introduces Palin to the podium, "Game Change" flickers to "Fact Change."
The campaign goes on to feature clips of political commentators praising Palin, shots of massive audiences cheering for the former Alaskan governor and snippets of her speeches. In just over 2:30 minutes, about the same time of a traditional movie trailer, the former vice presidential nominee paints a glowing picture of herself and her campaign while trashing the upcoming film.
The result? The campaign's clips have collectively generated over 100,000 views.
At a glance, you might say that 100,000 views doesn't compare well with more than 875,000. And you'd be right.
But, if you dig deeper, Palin generated 100,000 views from people who wanted to hear her side of the story, or at least see what her response would be. That's 100,000 views that didn't exist before, not to mention the interviews and press the campaign generated for her. And because it's all based on choice, the people who are watching her campaign are much more likely to be actively engaged with it.
It's the beginning of a strong defensive push. She may have already changed how some people perceive her from the film.
Think if she had mounted the challenge in traditional media. First, she would have had to cut the trailer into :15, :30, and :60 segments. Then she would have to identify TV markets and content segments that might reach her target audience and allocate media dollars to reach them. After the dollars dried up, the campaign would be over.
But in social video, her campaign will live on forever. Plus , she gets to keep the entire 2:37 of her ad. In fact, there are ads for Ron Paul running right now that exceed 17 minutes.
But we need to remember that simply posting a video online is no guarantee that anyone will watch it -- few people and brands have the built-in visibility and platform of a Sarah Palin. There are over 60 hours of video content uploaded to YouTube every minute. Research from Visible Measures covering over 2,000 social-video campaigns over the past 18 months shows that less than 5% of individual video clips uploaded by any brand or political campaign will top 1 million views.
To ensure that people will choose to watch a defensive push for your brand, paid choice-based views are a solid strategy. This will help kick-start your efforts and give your campaign the active visibility it needs to be effective and change hearts and minds. It can also lead to people advocating for you and recommending your campaign, which can mitigate damaging brand perceptions or sentiments you're facing.
This is the key to understanding what to expect when mounting a defense in social-video advertising. You won't always be able to overcome the negative press or perception, but, because people have to actively choose to watch your campaign, you will be able to find people who are interested in hearing your side of the story. This makes them inherently more sympathetic to your cause. With paid choice-based media helping launch the campaign, you'll be well on your way to brighter days ahead.
And, just like Sarah says, you'll be speaking directly to the people.


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Poll: Which type of ice cube is best?
Not all ice cubes are created equal. When I was growing up my parents never cooked, so we ate fast food for nearly every meal. In every restaurant, there are a multitude of differences between ice cubes. My personal favorite are the ice pellets of shaved ice. These shaved ice pellets were awesome, since they would absorb the soda and make something of a slushie. Other restaurants (Pizza Hut IIRC) have rounded ice cubes with holes in the center. Nothing special, but it was fun to hook them onto straws and throw them.
In my personal opinion, the worst of all is crushed ice. Statistically from my experience these machines break down more often than not, and even in working condition are not consistent with the amount of ice they offer.
Ice cubes are not a passion of mine, but I'd like to see what others think about the types of ice cubes. Feel free to share any grievances you may have with the machines as well.
I like reverse-osmosis ice, though the makers for it are REALLY expensive.
And for those of you who don't know them by their fancy name, reverse-osmosis ice is the tube-shaped ice.
Crushed. But that's just my style...
I prefer the traditional ice cube since I always had those when I add it to my drink. I usually don't like shaved ice as I think that is too much well for me (brain freeze).
The round tube ones with the hole through the middle.
I like to stick my straw through them so I can easily identify it between the rest.
The rounded ones are so much fun.
The ones made out of water.
Perhaps this Icecube? I think thats better than frozen water, yes.
Screw that, dry ice works better and looks awesome.
But if you can't find any dry ice, I suppose crushed is the next best option. Lots of surface area.
cold, mixed with heavly solid ones and ones with lots of bubbles you can crunch like some sort of popsicle. as long as there are no impurities in the base water im happy....
now then for the real question. why do you want to know? any particular reason? just randomly wondering?
Definitely the NWA era one
Crushed, and this is not relevant, but maybe that is just me being cold... That was horrible, that pun will not even be funny when hell freezes over.
When can I issue my formal apology to the universe?
The cube one is the only good one, even then I hate putting anything but the drink into my glass. After 2 minutes all you have is a diluted drink which is half of what you originally had and half water. If you want your drink cold stick it in the fridge.
Genuine curiousity. It's not something people bring up, but I've wondered what other people's preferences were. The restaurants probably have to determine what type of fountain drink dispenser to purchase, just wondering if there were to be any market research done what would be the prevailing opinion of the types of cubes.
Maybe I'm thinking too much into it.
For non-water drinks, I generally prefer it to be chilled already or with traditional from-a-tray ice. For water however, I admit to enjoying crushed every now and again.
Traditional. Best ones to OM NOM NOM! on.
I actually prefer my drinks to be at room temperature. Other than that I love frappucino which is like blended ice and coffee: noticing ice in those points out a bad one basically.
I do like spherical and, oval shaped ice though.
I'm really against ice, especially at restaurants and even more so at fast-food places. Just wastes cup volume and I feel like I'm not getting my money's worth. Plus, too much ice in a glass makes me drink my sodas very quickly, which isn't particularly good for me.
I prefer just sticking a glass in the freezer to get it cold.
The first one is overly large and very boring, the next 3 melt too quick. so I chose other. Ice cube trays that have different shapes instead of the boring traditional ones. Personaly i am a fan of boob shaped ice cubes, but the ladies can get penis shaped ones.
I don't really like ice cubes at all. When you go to a restaurant the soda tends to be pretty cold anyways, it doesn't need ice, and if you use ice all you're really doing is deluding the soda with what will eventually be melted water. And at home I mostly just drink water, which I've never felt any need to put ice in. It tastes fine to me at room temperature, I don't need it to be cold.


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futilitarian is a valid word in this word list. For a definition, see the external dictionary links below.
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s - futilitarians
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The importance of the impact of political risk factors in South Africa
; (2013)
Please help populate SUNScholar with the full text of SU research output. Also - should you need this item urgently, please send us the details and we will try to get hold of the full text as quick possible. E-mail to email@example.com. Thank you.
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Ekonomiese En Bestuurswetenskappe


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What Our Customers Are Saying!Posted:
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CVS: Free Gold Emblem Jelly Beans (Easter Baskets)
Head on over to CVS today and score FREE Gold Emblem Jelly Beans! Just buy 1 Gold Emblem Jelly Beans $0.99 and get back $0.99 Extrabucks Rewards making them FREE!
This is a great time to plan ahead and get some for the Easter Baskets!
Be sure to check out the latest freebies and printable coupons as they are updated each day. And if your shopping online we now have a Online Coupons Code page that has any coupon code you need
Have you joined the Sea of Savers on Facebook? Join over 17,400 others, make friends and share deals you find!
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IFR flight training is complex — we help make it easier!
-- User Reviews --
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Save time and money on your instrument flight training by mastering IFR holding pattern entries at the comfort of your own mobile device.
Is the following scenario familiar? You receive a holding clearance from ATC, and only have a couple of minutes, sometimes only a few seconds, to choose the correct entry. By the time you've figured out what's going on, you've already passed the holding fix and don't know what to do next.
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This is a great tool for anyone training towards their instrument checkride, CFII, proficiency check, or simply trying to improve their holding patterns.


text: Woodward and Bernstein Watergate - 40 Years Later By Rich Egger • Jun 14, 2012 Sunday, June 17 marks the 40th anniversary of the bungled burglary at the Watergate Hotel that eventually led to President Richard Nixon's resignation. Richard Filipink of Western Illinois University's History Department said the impact of the scandal has been felt ever since. All one has to do it look at the Republican attacks on Democrat Bill Clinton when he was president in the 1990s. Shoptalk - June 12 By Rich Egger • Jun 12, 2012 The panelists talk about the past, present, and future of investigative journalism. The starting point is the Watergate investigation. Sunday, June 17, marks the 40th anniversary of the break-in at the Watergate Hotel, which started an investigation that eventually led to the resignation of President Richard Nixon. He is the only American president to resign from office.


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Updated Look of Website to Reflect Changing Face of Company
With an objective of enriching the visitor's experience on our website, especially for agencies, we have come up with an updated and refurbished version of the company website. The new look reflects the trend of company's growth and expansion of its products and services over the years.
Started by 2 members in 2007, Application Nexus, today, has more than 50 employees and the number is expected to grow further. With numerous successful websites and other products, it was high time that the corporate website also reflects the makeover undergone by the company. In the updated look, we have not only emphasized on the services we provide, we have also mentioned a success story for each service (a case study), so that businesses get a practical example of what we do and how it has helped our existing clients. Agencies have always played a vital role in our growth. So, our new look has been especially designed keeping agencies in mind. For every service vertical, we have separately mentioned how that group of services will work for agencies.
The new improved look of the website is not just about cosmetic changes, it is a result of the detailed analysis of the old website as well as the changes witnessed by the company over the years. The efforts taken in designing, analyzing, programming as well as streamlining the new website with the goals and objectives of the company has paid off well. Cleaner, well structured look with easy accessibility, this new look is bound to give its visitors a unique and superior user experience. The updated version keeps the company's foundation principles intact while showcasing the transformation witnessed in the products and services over the years. To keep up with the pace at which world is going social, the new website also has plug-ins for Facebook and Twitter.
We hope to live up to our tradition of 'Ordinary Miracles Everyday' with this new, enriched look. Designed to stay informative yet user friendly, this updated look is a true picture of what Application Nexus is all about.


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Love to love … DUKE n co
Introducing the Australian label giving back.
Meet the designer: Georgina Akkou.
The DUKE n co woman knows what she wants. And, more importantly how to get it. With long, clean lines and a classic black-and-white
palette, it's eveningwear with a touch of Hollywood glamour – all now on
ARCHFASHION.com.au. But there's more: a percentage of each sale goes
toward buying real resources for the Tanzanian Children's Fund.
When DUKE n co Designer and Founder Georgina Akkou talks
about designing, she talks about grace, about elegance. Her designs are made
for seducing. Each piece is beautifully lined, with a need-to-have texture.
"I've always been a big believer in quality over quantity in
all aspects of life, particularly my wardrobe," she tells us. "All of our gowns
are lined and made to fit like they were tailored for your body."
Only one season in, Akkou has seen celebrities dressed in
DUKE n co and is fast becoming a must-have wardrobe essential. With a
collection fronted by international model Megan Blake-Irwin, Akkou sketches
each piece and sources the fabrics herself
When asked where she finds inspiration, she smiles.
"Anything and everything."
First up: fabrics.
"I'm obsessed with fabrics. Sometimes I will buy a dress
simply because I like the fabric so much. Then I'll pull the dress apart and
make it my own."
Also: from movies, from books – most recently from the 1958
romantic comedy Gigi.
"I think I was born
in the wrong era, dresses in the 1950's were to die for! I always have my
sketch pad out with any film I watch and I like to draw inspiration from
different eras, styles and people. "
She's a collector of images, a scrap-booker even, with her
photo roll on her phone always fit to burst. And her latest obsession?
"The Fresh Prince of Bel Air," she laughs. "I mean, some of
Hilary's gowns … They are ridiculously eccentric but also absolutely amazing.
The heavy gold buttons and luxe detailing – you can't help but love her fashion
The end of this year will see Akkou head to Tanzania for two
weeks to make DUKE n co's resource donation and volunteer her time at the
Tanzanian Children's fund orphanage.
"I was lucky enough to grow up in Australia, where I have a
myriad of opportunities available to me, whilst others grow up without access
to any form of education or health services. I've always had an imperative urge
to change this, to stop simply accepting that things are the way they are. I
didn't want DUKE n co to be a company that simply make a charitable donation at
the end of the financial year, I wanted our customers to see that every
purchase they make, every dollar they spend, has a tangible impact. I firmly
believe that we can better people's lives through business, it may in fact be
the most powerful tool we have for improving the world."
"DUKE n co works on a one for one basis, whereby each DUKE n
co purchase equates to a medical or educational resource donated to the
Tanzanian Children's Fund. The fund is a not-for-profit organisation providing
access to education, free healthcare and microfinance trainings and loans in
the Karatu region of northern Tanzania."
Her obsession with Tanzania all started with a geography
"In year seven one of my geography projects was to
pick any country in the world and research its culture, socio-economic aspects
and political systems and I just randomly went with Tanzania. The country has
been an obsession ever since."
The rest, she smiles, is DUKE N CO.


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Fancy rate for Babu Bangaram's overseas rightsMar 24, 2016 03:55 AM
It is already known that Victory Venkatesh has teamed up with successful director Maruti for a full length entertainer. We had already reported that Venkatesh will be seen in a hilarious character and the film which is completing its shoot has been shaping up quite well.
Meanwhile, latest update reveals that the overseas rights of the film has been sold for a whopping 2.5 crores to Blue Sky. This is quite a high price for a Venkatesh film and it clearly shows the buzz this film has created.


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Building Online Gaming Infrastructure
Please complete this form to download the white paper.
The key elements for building an online game IT infrastructure.
The ultimate success of an online game depends on a vast array of variables, including target audience and engagement strategy, platform choice, game play and logic, monetization and analytics capabilities, to name just a few. Underlying all of these elements, however, is the IT Infrastructure that supports the entire online gaming stack.
This white paper will guide you through key considerations for the physical and virtual infrastructure levers used when building an online game.
Download this white paper to learn how publishers are:
- Achieving faster speed to market
- Improving availability
- Addressing latency challenges
- Scaling to meet demand
- Responding to high infrastructure costs


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The Hurst/Olds Club of America was founded over 30 years ago by a small group of enthusiasts who had this unique automobile as their common interest. Their desire was to seek out other Hurst/Olds owners and establish a club that would be based not only on the car, but on comaraderie and friendship as well. From that small beginning, the H/OCA has grown to a nationally recognized club with over 600 active members from around the world.
Thunder & Lightning is the name of our award-winning, bi-monthly newsletter that goes to each member. In it are contained feature articles about member's cars, technical articles, club merchandise, a free classified section for cars and parts, and a listing of the club's technical advisors.
The technical advisors are one of the biggest assets to the club, for they each represent a particular year of H/O, and are very knowledgable about that particular year. Their assistance can be invaluable to someone performing a restoration or seeking specific information about their particular year of Hurst/Olds. The advisors' services are free of charge to members.
Club members also have access to the club's research library, which contains photos, specs, and information on every year H/O.
Each summer, the club holds its National Meet in a different part of the country. This multi-day event usually includes tours of local points of interest, a cruise, an awards banquet, and other functions arranged by the local host. And traditionally we try to go to the Indianapolis 500 Speedway every five years to run the track. Our meets are based on having fun, enjoying the cars, seeing old friends and making new ones. We do not do judging, but rather we encourage members to bring their cars and have fun. The National Meet is always a great time for all who attend.
Club dues are currently $30 a year, and ownership of a Hurst/Olds is not required to join. If you wish to join, you can click on the "Join" button on the left for more information.
H/OCA Club Milesones:
09/04/1983 - The H/OCA was formed in Lansing, MI as a Chapter of the Oldsmobile Club of America. Our annual dues were $5.00 and we produced 2 newsletters annually.
10/15/1983 - We received our OCA Charter. We formed as a chapter because there were other Hurst/Olds 'clubs' that were collecting dues money but were only selling parts.
09/01/1984 - Our Dues were raised to $7.50 and we produced 4 issues annually with more pages.
08/03/1985 - The H/OCA held its 1st National Meet at the Indianapolis Motor Speedway.
12/01/1985 - Our first governing bylaws were written and approved. The have been amended several times over the yearsto add officer positions, remove positions and change how we vote for changes.
09/01/1986 - The Thunder and Lightning Editor received the "Best Chapter Newsletter" award from the OCA. Wayne Mason was the editor.
09/01/1987 - Dues were raised to $10 annually and we increased publication to 6 issues.
03/28/1988 - We received our Federal Tax exempt status as a non-profit organization and exempt from Federal Taxes.
07/01/1988 - Annual dues were raised to $15 annually because of postage increases. 16 pages became the standard for our publication.
03/23/1989 - We received our GM Licensing agreement so we could use the Hurst/Olds name and logo for our newsletter and merchandise.
08/01/1989 - The H/OCA purchased a computer to be used by the Membership Secretary to maintain our records.
10/01/1989 - We received our Hurst Licensing agreement so we could use the Hurst/Olds name and logo for our newsletter and merchandise.
04/01/1990 - The H/OCA ourchased a Word Processor to be used by the editor to produce the Thunder and Lightning publication.
07/19/1991 - We registered our logo with the Federal Government and were granted the Registered Trademark status.
06/30/1992 - We applied and received a Sales Tax License from the State of Michigan. Our merchandise sales had reached a level to require us to have to pay sales tax for sales.
10/01/1992 - The Thunder and Lightning publication received the "Golden Quill" award from Krause Publication. Duane Wolfgang was the editor. NOTE - this award has been received many times since, Renee Kuharchuk was just recently awarded this honor.
01/01/1995 - The H/OCA was officially incorporated in the state of Missouri.
04/01/1995 - Dues were raised to $20 annually to accomodate another postal increase and printing cost increases.
08/01/1996 - A vote by the membership approved the H/OCA was leaving the OCA as a Chapter and becoming an independent club. We had to re-apply for a new Sales Tax and Tax exempt status as a club on our own.
12/01/1996 - Our H/OCA website was up and running through the efforts of then Director, John Wessel.
08/21/1997 - The H/OCA Celebrates it's National Meet in Lansing, MI. in conjunction with the Oldsmobile 100th Birthday Celebration.
07/14/1998 - Our Federal Tax exempt status was obtained as an independent club.
05/27/2000 - The First National Hurst/Olds Day was celebrated. The date for this event was to coincide with the date the first production Hurst/Olds was built.
08/02/2002 - The HOCA Celebrates it's 18th National Meet in conjunction with the Historic Cars of Lansing & Oldsmobile's 105th Anniv..
07/14/2004 - Re-incorporated the H/OCA in the state of Michigan
08/27/2004 - The Hurst "Hairy Olds" recreation was donated to the H/OCA by Dennis Mothershed.
10/03/2004 - "Hairy" was loaned to the R.E.Olds Museum in Lansing Michigan to display for their collection.
10/01/2005 - Advertising sponsors for the newsletter and website were contacted as a way to offset increasing costs and prevent raising dues to increasing postage and printing cosrs.
02/14/2011 - Our Federal Tax non-profit was updated per requirements by the government.
09/01/2013 - The H/OCA Celebrated 30 years of existence.
07/10/2014 - The H/OCA held its 30th National Meet at the Indianapolis Motor Speedway.
07/23/2016 - The H/OCA Celebrated its 32nd National Meet in conjunction with the OCA Nationals in Kingsport, TN.
|Club Promotions
|Jeff Meister
|Kevin Korff


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Season two of League of Legends is going to be a big one for competitive gamers. Riot Games today announced details about the upcoming event and revealed that the prize pool now sits at more than five million dollars for season two competition, reportedly making it the largest in eSports history.
Competitive gaming is hard-coded in Riots DNA. Its been thrilling to watch the level of competitive play that evolved in Season One! said Brandon Beck, CEO of Riot Games. Players will certainly step up their game in Season Two so its only fair that we step up ours.
League of Legends recently surpassed the 15 million registered user mark and proved to be popular for online viewers with nearly 1.7 million tuning in for the season one championships.
Riot Games announced a new game mode earlier this month that will undoubtedly fuel the games competitive nature with Dominion. Be sure to check out our interview with Game Designer Tom Cadwell to learn more about the new content.
To read the latest guides, news, and features you can visit our League of Legends Game Page.


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Need Sales Lead Generation?
Most sales people know that they need around 35 qualified prospects in their pipeline at all times to keep a sustainable closing flow.
However, 35 in the pipeline means hundreds of calls, email, or letters to get a prospect to the qualified stage.
And with competition steeper and smarter than they've been in years, lead generation can be a costly and time-consuming expense if not done correctly. And that's where we can help!
Sales Lead Generation Training
The Sales Training Center provides sales lead generation techniques and sales lead generation strategies to help fulfill your lead generation needs.
We offer a variety of training programs – in-person, online, self-study, and customizable – that help you to create and manage an effective lead generation program. These programs include lead generation videos, lead generation letters, lead generation scripts, and referral lead generation ideas and methods.
These sales lead generation resources provides you with lead generation techniques and lead generation strategies that help keep your pipeline full!
We offer lead generation tools and training for:
To find sales lead generation techniques, sales lead generation strategies, and other lead generation tools or products , click on either the recommended course(s) below, or select "Marketing: Lead Generation" from the "Professional Development" section of the search box below.
Recommended In-Person Seminars
It′s Not About Price: Value Selling In Today′s Markets And Moving Decision-Makers: Overcoming Stalls, Objections And Indecision
How to Communicate with Tact and Professionalism
Business Writing For Results Seminar
Critical TeleSelling Sales Training Seminar
Management Skills for Secretaries, Admin Assistants, &Support Staff
How To Deliver Exceptional Customer Service
Critical Selling Sales Training Seminar
The Ultimate Supervisor
Team-Building, Mentoring, And Coaching Skills For Managers &Supervisor
Rules And Requirements For Employee Expense Reimbursements
The Complete Guide to E-mail Marketing: How to Create Successful, Spam-Free Campaigns to Reach Your Target Audience and Increase Sales
The Complete Guide to Google Advertising—Including Tips, Tricks, &Strategies to Create a Winning Advertising Plan


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If you are overwhelmingly happy about something you completely agree with you would use this phrase. Some people just use fer sure, this is just a more intense version of the phrase. Made popular by a song by the Medic Droid.
Eric: I just got these stellar tickets to go see this band, and I have an extra one, would you want to go?
Jamie: fer sure bomb!
Jamie: fer sure bomb!
by J.Dae March 16, 2008
buy the domain for your recipe vlog


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Starting up in Ankara
Hi all,
I have a close friend from Basel moving to Ankara very soon - and she's totally frustrated about the whole idea of moving to city she has no idea about. Being Turkish - she naturally asked me first about a region to settle down but I have no idea either.
I'm trying to spot a highly prestigious area within Ankara - she'll be working in the city center. She just wants to make sure she's safe, sound and secure in an upper-class area with the city light glimmering.
Which areas would you recommend?