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An enduring challenge of private equity is fund raising, whether in connection with fund formations, portfolio company financings or limited partner secondary sales. The recent modification of the SECs rules on general solicitation and advertising, which formerly prohibited general solicitation and advertising in private placement offerings relying upon Regulation D, has created an opportunity for intermediaries to introduce innovative platforms to access a larger universe of potential investors and streamline the offering process. This article describes the new ACE Portal/NYSE Platform, which was recently created in part to take advantage of the changes in the SEC's solicitation restrictions and which could facilitate private equity fundraising.
Pursuant to the JOBs Act, the SEC in July 2013 amended Rule 506 and Rule 144A under the Securities Act to permit an issuer, in certain circumstances, to engage in general solicitation and general advertising in connection with private placements. Typically, such private placements were completed under Regulation D which previously prohibited general solicitations, such as emails, mass mailings, public websites and the like in connection with the offering even if the ultimate purchasers were in fact accredited investors or qualified purchasers. As a practical matter, this limitation significantly restricted the manner in which issuers and their placement agents could canvas the field of possible investors. Since in the view of many practitioners the placement agent needed to have a substantial preexisting relationship with potential offerees, it was difficult to expose an offering (whether a new fund or a portfolio company) to a large pool of investors. Because broad based solicitation was difficult under the rules, placement agents often contacted only a limited number of clients with whom they had a previous relationship (and tracked contacts, delivery of numbered PPMs, follow up indications, etc on elaborate spreadsheets), even though the offering might be of interest to many more eligible purchasers. The SEC's new Rule 506(c) permits general solicitation and general advertising – thus removing this impediment – so long as the issuer takes reasonable steps to verify that the actual purchasers of the securities are accredited investors and otherwise complies with the usual conditions of Regulation D.1
In September 2013, ACE Portal, Inc. and the New York Stock Exchange entered into a partnership in part to take advantage of these changes by creating a secure, centralized online marketplace for new issuances of private securities including private companies and funds. The platform has proved to be popular. According to ACE, over 40 private placements for 22 different agents totaling $1.1 billion in aggregate offering value have been offered to date, and 16% of the 40 deals listed on the platform have been private equity limited partnership offerings.
According to ACE, the new issuance market for private securities in the US is approximately $900 billion annually. In addition, Prequin reports that $218 billion was raised in the first half of 2013 for private equity. The regulatory restrictions noted above often resulted in a highly inefficient and labor intensive fund raising process with inefficient pricing, failed offerings and extensive delays. On the other hand, as ACE points out the potential investor market for private securities is widespread, including over 40,000 qualified institutional buyers and approximately 8 million individual accredited investors as well as thousands of family offices and other qualified purchasers. Until recently, no single centralized platform existed for investors to review and invest in private securities offerings.
The ACE platform is structured around the investment banker or placement agent. An issuer, whether a portfolio company or fund in formation, cannot go directly to potential investors through the platform. Instead, the issuers' investment bank or placement agent first registers with ACE Portal which reviews the qualifications of the intermediary with an emphasis on reputational quality. ACE says that to date 56 investment banks and placement agents are registered with it. The investment bank or placement agent then posts the transaction to ACE which to date has had an average deal size in the neighborhood of $50 million or more. Upon paying ACE a posting fee and posting the transaction, the investment banker or placement agent and the issuer can upload disclosure information onto the platform. ACE has declined to list about 20% of proposed transactions, either because an agent was not involved or the transaction did not meet ACE's minimum size requirements. Once listed, the platform will serve as a centralized point for the investment bank or placement agent to manage all aspects of the transaction and investor communications (including a virtual data room)as well as monitoring compliance and confidentiality requirements, updating transaction documentation and timetables and addressing investor questions and due diligence requests.
Investor members access the platform by signing on to the site (www.ACEportal.com) and agreeing to an ACE Member Agreement for Investor Members. Eligible investors can confidentially review offerings currently available on the platform through a password protected site. ACE considers itself a technology provider and does not assume any responsibility for the accuracy or completeness of information on issuers. Accordingly, it would be prudent for an investor to undertake its own due diligence, including possibly engaging an investment adviser or consultant.
The Member Agreement for investors provides for information regarding the investors' status as an accredited investor, qualified purchaser or qualified institutional buyer; provisions on unauthorized use of the site; restrictions on use of site information; dispute resolution procedures; and extensive disclaimers and indemnities, principally designed to underscore the independent nature of ACE Portal's involvement. The indemnity in favor of ACE covers any claims arising out of the investors' access to or use of the site, including negligence claims.
Although the portal could be attractive to a typical issuer and its investment banker (including in appropriate cases, a fund portfolio company) ACE points out that the platform is also intended for fund formations, whether private equity, venture or hedge. To date, it has been extremely difficult to raise funds for smaller fund vehicles through the customary fund raising process, even for experienced teams with impressive track records (such as groups spinning out of well known fund groups). For the most part, the only game in town for such potential sponsors is the SBIC program (which can provide SBA backed slow pay debentures of up to about $150 million on a 2 for 1 basis), but even SBIC approval is often difficult to obtain and in any event a slow and sometimes tedious process. To the extent that there exists an appetite for alternative investments (such as from high net worth individuals, family offices and the like) which cannot be reached through the traditional fund formation process, platforms like ACE Portal could offer an attractive opportunity.
Finally, the ACE platform is also set up to handle secondary sales by limited partners of fund limited partnership interests. This too is a market which would benefit from more transparency and a larger universe of potential purchasers.


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We are on B Lab's 'Best for the World' Overall list
We are a Certified B Corporation and proud to be one of over 2000 companies who've earned the title world wide.
In September 2017 we received the Best For Environment Overall for the effectiveness of our sustainability programs and our commitment to the environment. Forbes calls the Best for the World 2017 honourees, the Most Important List of Businesses in the World. Salt Spring Coffee has now made the Best for the World list three times, in 2012, 2016 and now 2017. This puts us in the top 10 percent of more than 2000 certified B Corporations, from 15 industries and 17 countries.
B Corp's certification goes beyond looking at our products and evaluates our whole company and the impact we have on our workforce, suppliers, farming communities — and the planet that sustains us all. We are proud to be part of a movement working toward a fundamental change in business, one that matches our mission to help people live and work in communities that are closely connected to their natural environment.
The Change We Seek:
Salt Spring Coffee origins traces back to an organic farm on a Canadian island renowned for its sense of community, fairness and sustainability. Our motto is Believe in Being Better and for two decades our actions have been informed by those island roots in organic farming.
All of the beans we roast and sell are 100-per-cent organic, and we have put a premium on fairness and community partnerships, collaborating and growing in step with the people who form the links of our supply chain. We were the first Canadian coffee company to join 1% for the Planet, a global movement of businesses donating at least one per cent of annual revenues to environmental organizations. Today we use those donations as part of our Fair to Farmer initiative, working directly with farmers and their communities to fund practices and projects that improve our relationships with each other and the environment.
We released our first annual Corporate Sustainability Report, documenting our pioneering approach to taking responsibility for the full life-cycle of our products, from seed to cup, and working hand-in-hand with farmers.
At home, we have raised funds and awareness around forest conservation in partnership with Canopy, and co-founded, with LOCO BC, the Zero Hero Waste Program to help businesses reduce their waste and related greenhouse gas emissions; Salt Spring Coffee now sends less than 9 per cent of its materials to landfills. Our international Fair to Farmer projects include working with EOS International to install solar panels on remote farms in Nicaragua, and teaming up with a gender justice pioneer, Uganda's Bukonzo Joint Co-operative Union, to help its 5,200 farmer members — 85 per cent of them women — conduct regular tasting tests on their organic beans.
For more information, visit the B Corp website.

subset: commoncrawl


text:
Happy and upbeat music tracks with the trendy sound of ukulele.
Deliver better projects faster. Web, design & video assets
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text:
I'm trying out some new methods to improve Revelo. This version now includes the following:
– Added ability to choose the direction of the replacement (e.g. top-down or bottom-up). This might be important if a key value is up at the top and Revelo keeps replacing the one at the bottom.
– Added ability to choose action method (e.g. textarea, document.write, or alert). I modified the other choices accordingly.
– Implemented a method to redirect a variable to a particular action.
Most of the feedback and questions I've been getting recently was around "how do I deobfuscate Blackhole?" The Blackhole author(s) continually modify their obfuscation methods so I'm not sure which version are giving some of you a hard time. Other methods in Revelo work but I wanted to focus on the new "redirect variable" method.
Remember, if you are playing with live malicious scripts like Blackhole, use Revelo in a virtual machine! While Revelo won't redirect you to a malicious site (by default), it will execute exploit code which could launch Java that will redirect you.
Version #1
1. Load up the obfuscated script. Up near the top, you will see "e(c);". The "e" variable holds "eval" and the "c" variable holds the exploit code. Select the "Redirect Variable" method. Enter the "c" variable as well as the parenthesis around it.
2. Click on "Execute" then go to the "Results "tab.
Version #2
1. Load up the obfuscation script and check out the bottom part of the script. You can see "e(""+s);" at the end. This time the "s" variable contains the exploit code. Select the "Redirect Variable" method once again but this time we want to enter (""+s).
2. Click on "Execute" then go to the "Results "tab.
Download: http://www.mediafire.com/?obkgmwdzojyve7j


text:
General Builder in Trafford
Apex offers the full range of building services.
Apex Developments have been renovating and refurbishing houses in South Manchester for over 10 years. We have worked on many domestic contracts, loft conversions and general building jobs throughout Timperley, Sale, Altrincham, Stretford and Urmston. We can also cater for all types of building maintenance, roofing, plastering, plumbing, heating and electrics.
Trustworthy & Reliable
All of our contractors carry all the required documentation for they particular trades and have years of experience in both the domestic and commercial fields.
Project Managed
Each and every building project is managed by ourselves scheduling both men and materials required at the appropriate time ensuring there is no waiting weeks for tradesmen.
Building Services
We offer building services including all building maintenance, loft conversions, damp-proofing issues, brickwork, windows, plumbing, and electrical work.
General builder in Trafford, South Manchester and surrounding areas.
- Home improvements
- Home Extensions
- Garage conversions
- Renovations
- Refurbishments
- Roofing
- Kitchen Refurbishments
- Building maintenance
- Loft Conversions


text:
Tips for Avoiding Prescription Drug Abuse When Dealing with Chronic Pain
Chronic pain sufferers face a tough battle nearly every day of their lives. It's often difficult for
doctors to pinpoint the root causes of non-acute pain and many of the treatments are hit or
miss. Turning to prescription opioid medication to give yourself comfort may seem like the next
logical step. It's important to know, however, that prescription pain medication is often ineffective
and dangerous when it comes to chronic pain. It can lead to abuse, addiction, and can further
suffer from chronic pain.
Stick to the rules
When it comes to prescription drugs, it cannot be overstated how important it is to do things by
the book. This means to always follow the prescription, consult a doctor frequently, and never
ever alter the manner in which you take or the amount you take of the medication. Drug abuse
is not limited to the taking of illegal substances. It's also not just about doing too much of a drug
(though that is a major problem). Crushing up a pill and snorting it, taking it more frequently than
the recommended time frame, taking it in combination with other drugs or alcohol, or any other
modification that doesn't adhere to the doctor's and pharmacist's instructions can be drug
Do not ask for increased dosage for increased pain
It may seem logical to ask for more pain medication to battle more intense pain, but in fact this
is dangerous and counterproductive. You want to work on lessening your dosage of opioids, not
increasing it. The more opioids you take in an attempt to manage your pain the more your body
will become tolerant and the more ineffective they will be. Doctors are responsible for sensible
dosing, but it's also on you. Don't fall into the temptation.
Turn to alternative, holistic treatments as opposed to prescription medication
Ultimately you're going to be healthier and avoid the spectre of addiction if you completely wean
yourself off prescription meds (or don't begin taking them in the first place). Chronic pain is a
tough condition, and the temptation to take an "easy way out" - even it's only temporary - is hard
to resist at times. But through lifestyle changes and a more comprehensive, total body
approach, you can minimize your chronic pain to manageable levels.
Massage therapy is one way to deal with localized, intense pain.
"The effectiveness of massage therapy for pain has been supported by various studies. It has
been found most effective for non-specific lower back pain, both acute and chronic, but studies
have also found massage to be effective for shoulder pain, headache pain, fibromyalgia, mixed
chronic pain, and neck pain," notes SaferLock.
Other alternative treatments include aromatherapy, acupuncture, and hypnosis.
Of course, there is no quick fix for chronic pain and you must also make sweeping lifestyle
changes if you want to truly manage it. First, you should stop smoking and limit your intake of
caffeine and alcohol, both of which can cause inflammation. Next you must commit to eating a
diet rich with vegetables, fish, nuts, and fruit as opposed to one filled with red meat, fried food,
and sugar. After that, it's vital that you commit to getting at least 30-45 minutes of moderate
physical activity per day.
Opioid medication can be effective in treating acute pain, but when it's used to treat chronic pain
the risk of abuse and eventual addiction skyrocket. If you find yourself needing to get help with
opioid addiction, start here. It's best to not go down the prescription meds path if you can avoid
Photo Credit: Pixabay.com


text:
Shop Local…Shop Chamber! The Urbandale Chamber has made it easy to find businesses in the area. The businesses reflected in this list support the Urbandale community through their Chamber membership. You can search by business type, alphabetical, keyword or contact! If you prefer a pdf of the directory, you may find it here:
Environmental/Pest Control
Narrow search by:


text:
Saint Vincent College is a welcoming environment, sharing the core values of the Benedictine tradition, especially hospitality, community, love, prayer and respect for the dignity of all.
Founded in 1848 by Boniface Wimmer, a monk from Bavaria, we are the first Benedictine college in the United States. Saint Vincent College has striven to embody the ideals and character of the 1,500-year-old heritage of Benedictine education. For 170 years, the monks of Saint Vincent have exemplified and carried on this living Benedictine tradition.
Got monks? We do, and we're proud of it.
June 16, 2017
Samantha K. Sluger of Germantown, Maryland, a senior communication major and marketing minor at Saint Vincent College, is currently interning with the Washington Redskins of the National Football League in Ashburn, Virginia.
The ten-week internship under the direction of Tish Carmona, Zena Lewis, Ross Taylor and Tony Wylie, gives her an opportunity to learn about compiling daily news articles and clips, assisting with organized team activities and mini-camp, recording and transcribing interviews from players and coaches, attending press conferences, escorting media at the training facility and working with the Redskins Charitable Foundation, Redskins Salute and Women of Washington Redskins. She is also assisting in the editing of the Redskins 2017 Media Guide.
"After I complete my undergraduate education at Saint Vincent, my goal is to go into sports communication," Sluger commented. "I want to work in a public relations department of an NFL team. I am living out my dream right now and I am cherishing every second of it. This internship is an incredible experience since I am learning so much about the industry, players and personnel as well as learning more about myself and witnessing myself grow."
"I want to grasp a better understanding of the inner workings of an NFL organization, especially in a public relations department," she concluded.
"I am extremely grateful for this opportunity to work with an NFL franchise," she added. ""I've loved sports for the majority of my life, especially football. You can find me watching a 30 for 30 documentary on ESPN or watching The Herd with Colin Cowherd on Fox Sports 1 much of the time. I grew up a Pittsburgh Steelers fan because my dad is from western Pennsylvania but I hold the Washington Redskins near and dear to my heart not only because they are the local team for me but my dad actually almost played for them in the early 1980s. He was a scab and tried out for the team. He was close to making it but with ongoing knee injuries, it didn't quite work out. But, 30 years later, I'm interning with them so it's kind of like coming full circle."
Sluger is active at Saint Vincent as a member of MADComm (vice president), Women in Business, International Students Union and the College Democrats. A member of the Dean's List, she has served as a staff writer for The Review student newspaper.
Daughter of John and Patricia Sluger, she is a 2014 graduate of Williamsport (Maryland) High School.
Photo: Saint Vincent College senior Samantha K. Sluger is interning this summer at the Inova Sports Performance Center Redskins Park.
Follow us on Twitter: @MySaintVincent
Like us on Facebook: http://www.facebook.com/saintvincentcollege
Phone: 724-805-2010
Email: firstname.lastname@example.com


text: I know there are 5 nuts on the S wheels, but does anybody know if the spacing and position is the same as a Lexus RX 350 or 400H? Strange question, but I recently invested (actually last winter!!) in a set of alloys with winter/snow tyres for my 400h and I am wondering if they will fit a Model S! Also since they are 18 inch wheels, so apart from the speedo saying the car is going faster than it actually is, can anybody see a problem fitting these alloys in winter? BTW, how does the car know if 19" or 21" wheels are fitted? Thanks Billy


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Polyarthritis symptoms include pain, swelling, redness, warmth, and restricted joint movement, according to Right Diagnosis. Polyarthritis symptoms are simultaneously present in five or more joints.
Unlike common arthritis, which is typically associated with joint trauma or age, polyarthritis is usually associated with an autoimmune condition, and may be experienced at any age, explains Right Diagnosis. Polyarthritis can be caused by an auto-immune disorder such as rheumatoid arthritis, amyloidosis, psoriatic arthritis or lupus erythematosus. It can also be caused by infection with an alphavirus, or by certain cancers.
The most common symptoms of polyarthritis run parallel to those of arthritis, and include pain, swelling, redness, warmth and restricted movement. Other symptoms include a feeling of bogginess in the joint and visible deformation in the joint, as well as extra articular manifestations outside of the afflicted joints, with visible symptoms in the lung, blood vessels and eyes.
Because polyarthritis simply describes arthritis that has manifested in five or more joints, the root causes and treatment of the condition remain varied and nonspecific. Physicians may recommend physiotherapy for polyarthritis stemming from joint degeneration or trauma, and push for more aggressive treatment options if the root cause of the symptoms is viral or cancerous.


text:
Typical Sonic chain location. All the expected menu items. My wife loves Sonic, something I don't understand. She was happy with her tater tots and slurpee drink.
1 - 10 of 18 reviews
Typical Sonic chain location. All the expected menu items. My wife loves Sonic, something I don't understand. She was happy with her tater tots and slurpee drink.
Went through drive thru yesterday. Had specific hamburger orders. Neither burger was correct. Tots were cold. Ordered light ice. All drinks were full of ice.
It's a fast food restaurant. I especially like this Sonic because it's always gotten our order right, they are always fast and efficient and I love that there is a drive thru, rather than all car hop spots. You really can't beat Happy Hour and...More
I have been traveling for more than 16 months . It is always good to be able to pull in to a drive in and get great tasting food . I like to order and take to my Hotel room where is peaceful and enjoy...More
The ability to get ice cream, shakes and drinks in the speed the drive in delivers is good. these items and there food are good for fast food. I like the breakfasts best. The place needs to consider: 1. An extended time through drive-in only...More
I come here frequently for ice cream treats and the drive through. The quality of the ice cream and ingredients are good--not premium, but good. (For instance, watch out for the fake, Cool-Whip style whipped cream. Hey, it keeps costs down!) I don't eat the...More
A quaint place to meet friends for a quick bite. Sandwiches are great tasting, too few onion rings, but good for the price
To me there is nothing to stand out here. I do like the variety of flavored drinks, but the food just seems to be bland and a little pricey for what you get. OK for a quick stop in a pinch, but not a regular...More
Waiting at a bay seems to take so much longer. The drive-thru was extremely fast and my shake was wonderful! I love all the new options for shakes.
Our order was correct, hot and fresh. The service was good and we enjoyed out very late evening trip to Sonic.


text:
What is your investment really worth to rent and manage ?
Establishing a reasonable expectation of your investment property's likely value takes careful consideration.
First National Real Estate's property managers follow quality assurance guidelines when appraising your property. We take into account comparable recent leases, your improvements, current market condition and anything else that can possibly influence your leasing, we will also provide a full rundown on our property management services, fees and charges in respect to the ongoing leasing and management of your property.
We'd love to get started on your appraisal straight away. Please complete the form below and we will be in contact shortly. In the meantime we will email you a copy of our Property Investment Guide , which contains everything you need to know about renting your property. We put you first.


text:
Explore Further◄ Browse by Call Number ►
Subject Headings
I liked this book but it doesn't WOW me. It would probably be a good book to read in fourth grade,
not a great book. i liked it but it wasant a very good book
Olive_Oyster_3 thinks this title is suitable for between the ages of 7 and 11
There are no summaries for this title yet.
There are no notices for this title yet.
There are no quotes for this title yet.


text:
Cryptography and Key Management
As leading consultants in the application of cryptography, our aim is to share with you an insight into how and why cryptography should be used in today's modern world of keeping digital data safe.
Modern cryptography today works to keep digital information immune and secure from unauthorised discovery and manipulation by applying mathematical techniques (algorithms) to the target data.
Security and Privacy
Algorithm is applied to the plaintext input to create ciphertext
Reverse the process to get plaintext from ciphertext
Encryption of data is a critical step in assuring privacy and security.
Looking at the recent horror stories of cyber-crime tells us that these cryptographic processes have not been applied correctly if at all, hence making the data vulnerable to hackers.
Once encryption is applied with an algorithm correctly it is practically very difficult and uneconomic for an attack to be successful. Looking at the recent horror stories of cyber-crime tells us that these cryptographic processes have not been applied correctly if at all, hence making the data vulnerable to hackers. The celebrated Dutch cryptographer Auguste Kerchoffs in 1893 first provided the fundamental principle of cryptography. He states that the security should not be dependent on knowing the mathematical process of encryption, the algorithm, but only on keeping the key which drives the algorithm secret.
In other words, unless you know the key you can't break the algorithm.
By applying encryption this empowers the service of confidentiality. By converting your plain text to cipher text you can be assured that your private information is kept confidential and safe. Following Kerchoffs principles, organisations providing these confidentiality services should ensure the safety of the secret key. This solution should be provided by storing security keys in a Tamper Resistant Module (TRM) which is anything from a smart card to a cryptographic appliance known as a Hardware Security Module (HSM).
Points to consider
- E-commerce and e-payments depend on confidentiality and data integrity
- Basic encryption will not provide protection for data integrity
- For data integrity, you need a cryptographic checksum
- When using public key cryptography these checksums are called digital signatures
- A digital signature also provides non-repudiation which prevents denial by the sender
With electronic payment messages, the last thing that you want to experience is for the payment data to be modified by a hacker without detection.
For electronic payments and e-commerce generally, cryptographic checksums are essential for tracking any malicious changes. The checksum doesn't stop unauthorised changes but ensures they can be detected. What data integrity requires is a checksum or digital signature to show you if the data has been changed.
At Microexpert, we advise clients on the use of cryptographic techniques in all forms of digital data protection that include:
- Data privacy
- Electronic payments and transactions
- Digital currencies and blockchain applications
- Internet Of Things (IOT)
- Industrial Control Systems (ICS)
We use agile development techniques for embedded cryptographic systems in the following hardware devices:
- Hardware Security Modules (HSMs)
- Secure Elements (SE)
- Smart cards and secure MicroSD cards
- Cryptographic tokens
- Mobile devices


text:
Thursday, January 22, 2015
How do you handle a social media crisis?
On Monday 26th January at 1pm SA time our creative director Fred Felton will be taking part in a Google Hangout all for Community Manager's Appreciation Day #CMAD
He will be chatting to a panel of experts which includes: Kirsty Bisset from Stir, Cath Jenkin from ContentCandy, Nazareen Ebrahim from Socially Acceptable and Samantha Perry a freelance journalist.
They will be looking at case studies from South Africa and showing you what to do and what not to do in 2015.
You can find out more here:
Save the date.
The Team at Falconscove
6 comments:
- Robert patel said...
Hmmm….you've got me thinking. Are you sure that freelancing is a worthwhile job? Simply put…is it even a `real job'? Your blog is sure to convince even the hardest of skeptics. Maybe it's time to take a break. There is too much stress around me and I am grateful to you for showing me the way out. Freelancer – it does sound good on my tongue. And you are also telling me that I can make more money from home? I did check on sites like cheap graphic design,logo design jobs
which are top-listed heavenly places for the freelancing crowd. They are quite genuine. Finally, I have come to a decision. It is time to move on…as a freelancer!
- May 4, 2015 at 10:29 PM
- Kate Winslt said...
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- October 19, 2015 at 10:16 AM
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- October 25, 2015 at 11:32 PM
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- December 14, 2015 at 1:50 AM
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- January 29, 2016 at 2:47 AM
- Jack Edward said...
I have been reading your posts regularly. I need to say that you are doing a fantastic job. Please keep up the great work.
pirater un compte facebook 2016
- January 29, 2016 at 3:00 AM


text:
Two kinds of people live in this world. Those who use the word want correctly, and those who say want when they really mean wish. You see, a lot of people say "I want to do that" or "I want to be like that" or some form thereof. However, most of those people never take action on what they wish to attain. I propose that those people only wish they could have the outcome without all the work to realize their goal. People who truly want something will chase after it, do the work and make any changes necessary.
I have had to evaluate all of my New Years Resolutions in this way. Do I really want what I wrote down? Or is it simply a wish? When I went through and began the process of making action steps to be paired with each resolution, I would often come to an action step that about which I was hesitant. I would contemplate the original resolution; do I really want that result? Is this action really necessary to achieve that result.
I have always said I wanted to learn 7 languages in my lifetime. This year, I decided that I wanted to start learning Spanish. When I was thinking about how I would go about learning Spanish, I came up on the opportunity to meet up with a group within 20 miles of my house in order to speak Spanish. While I know this type of thing is essential for learning the language, I really balked at the thought of going and speaking Spanish, a language I barely know, among strangers. So I thought about it. Is learning languages something I really want or is it just a wish for the ability without the will for the work involved?
So, how do I make my New Year's Resolutions? First off, I have a few go-to categories that I always have some sort of resolution. The first one is any type of resolution regarding my walk with God. The second category of my resolutions is always nutrition and fitness. I evaluate each of those areas of my life and see what kind of action I can take in those areas. Then, I tend to pick different things that I want to do or to improve in my life and make a goal from there. I do try to follow the SMART acronym when I am making goals and planning how to carry them out.
Another thing that I am changing this year that I am going to do in order to help me carry out my resolutions is simply to re-evaluate where I am at in my particular goals and plan for specific steps that month.
Lastly, I try to look at my goals and see if they really matter in light of eternity. I know that this world and the things in it will pass away. I want my life to focus on things that make an eternal impact. 1 Corinthians 3:12-15 says:
According to the grace of God which is given unto me, as a wise masterbuilder, I have laid the foundation, and another buildeth thereon. But let every man take heed how he buildeth thereupon.
For other foundation can no man lay than that is laid, which is Jesus Christ.
Now if any man build upon this foundation gold, silver, precious stones, wood, hay, stubble;
Every man's work shall be made manifest: for the day shall declare it, because it shall be revealed by fire; and the fire shall try every man's work of what sort it is.
If any man's work abide which he hath built thereupon, he shall receive a reward.
If any man's work shall be burned, he shall suffer loss: but he himself shall be saved; yet so as by fire.
When I was growing up, the pastor of our church talked about how we can use our lives to build with wood, hay and stubble, or with gold, silver and precious stones. So, when I make my resolutions, I want to keep those verses in mind. I want to be building with gold, silver and precious stones so I can receive a reward.


text:
Many country music fans are familiar with Jennifer Nettles. She's one half of the duo Sugarland, alongside Kristian Bush, and has sold more than 22 million in sales worldwide. In 2016, she's slated to headline the "Next Women of Country Tour" at the Andy Williams Moon River Theatre in Branson, MO, on April 6.
As a CMT and Grammy award-winning artist, Nettles has garnered quite the following. Famous for songs like "Stay," "Stuck like Glue," "Want To," "Settlin,'" "Already Gone," and more, Nettles is branching out on her own in support of the women of country music. The tour is an extension of CMT's "Next Women of Country Music" campaign which seeks to give more attention and airplay to female country artists. Nettles will be joined by Brandy Clark and special guests Lindsay Eloo and Tara Thompson.
Nettles recently released her first solo single, "Unlove You," from her upcoming album.
Tickets for the "Next Women of Country Tour" are on sale now.
Ashley is Reserve Direct's travel expert, visiting Branson to find the best travel tips, money-saving deals and insider information. With over 10 years of experience in first-hand-travel adventures, she shares her stories, advice, and current events to help you stay in the know.


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As a reader of the book I am glad to hear this news. Right now the show feels a little lacking but that because it hasn't really set up what is going to happen in following seasons. I feel if they limit this series to only a few season it will be great but going farther than they should will really limit the success and the ultimate effect this show will have.
A plane lands at John F. Kennedy International Airport with the lights off and doors sealed. Epidemiologist Dr. Ephraim Goodweather (Corey Stoll) and his team are sent to investigate. On board they find 206 corpses and four survivors. The situation deteriorates when all the bodies disappear from the morgue. Goodweather and a small group of helpers find themselves battling to protect not only their own loved ones, but the entire city, from an ancient threat to humanity.


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Undeclared Cash Jobs - It's tax crimeApril 26, 2017
You might've seen or heard the recent IRD advertising about undeclared cash jobs.
"Whether it's you or your tax agent that prepares your GST and income tax returns, please make sure all your income is declared. If you don't declare cash jobs you can be hit with tax penalties and a criminal conviction that could affect your ability to contract for work, or may lead to prison.
It's okay to do jobs for cash, as long as you record them and declare the income. So do the right thing in your GST and income tax returns. Make sure:
- you record every job, no matter how big or small, paid by cash or not
- if you're registered for GST, you charge it
- you declare all your income.
And if you've left some income off previous returns, it's best to let us know now rather than wait for us to find out another way - we've got ways to help you get back on track"
If you have any concerns about Cash Jobs - please contact us and talk to your accountant


text: Tablatures 1.15 On July 2, 2009 July 1, 2017 Filed under Tablatures No Comments Tablatures 1.15 has just been released. This release fixes a crash that would happen trying to undo a change in a system containing dynamics. Tablatures product page Leave a Reply Cancel reply Your email address will not be published. Required fields are marked * Comment Name * Email * Website


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As human beings, we use our hands regularly in our daily lives. Handwork as an integrated part of an educational program, however, is taught almost exclusively in Waldorf schools. Here the Handwork curriculum is broad and includes, but is not limited to, skills such as knitting, crocheting, hand sewing, embroidery, felting, pattern design, and machine sewing. Many of the benefits of the Handwork program are obvious: hand-eye coordination; basic math skills such as counting, the four math processes, and basic geometry; the ability to understand and follow a process from concept to completion; and the ability to focus on a project for an extended period of time. There are also more subtle rewards that complement these obvious benefits. Students must prepare and care for materials. Many of the created items have a practical use—a case for a flute, a pencil holder, a hat, or a pair of socks. Throughout the process, respect is fostered. Creativity is encouraged through design and color choice. Handwork in each grade also embraces where the child is developmentally and has its basis in the Waldorf pedagogy. The handwork curriculum often mirrors what the students are exploring in main lesson.
- First Graders learn to knit on needles they have made. Their first project is a square which becomes a butterfly. They then make a flute case. Knitting uses both right and left hands, and brings a steady, calming rhythm to the younger child.
- In Second Grade the students continue their work in knitting. They learn to purl, cast on and cast off. They create knitted animals and a gnome.
- In Third Grade the students learn to crochet, which emphasizes the right or left hand. They start with making a square for a group project or to use as a wash cloth. They then learn to crochet in the round, making a pencil case. The second half of the year, we introduce the children to the making of cloth, from sheering a sheep, to carding, dyeing and spinning wool. This unit culminates in weaving a piece of cloth on a cardboard loom.
- Fourth Graders start the year designing a handwork bag. They learn several stitches in the process of making the bag, including chain stitch, backstitch, hemstitch and blanket stitch. They create a bag that they will use through eighth grade to hold their handwork projects. Then they learn cross stitch and create a pin cushion.
- Fifth Graders return to knitting and learn how to knit in the round, to make a hat or socks.
- In sixth grade the students sew three dimensional soft fabric animals. This requires planning, patterns, cutting and other skills. They are deepening the sewing skills they learned in 4th grade.
- The seventh grade curriculum for handwork is another example of beginning with an understanding of where the students are developmentally, and designing a project to meet them there. In this way the students balance out and work through some of the difficult aspects of the age. In seventh grade, the child is on the verge of adolescence: bodily, hormonal and emotional changes are just beginning. There is commonly a corresponding inner experience of uncertainty. At this moment, when final, somewhat longing, glances are being cast over their childhood, students, as indicated by Steiner, should make dolls in their own, childlike image. The seventh graders continue developing their hand sewing skills and journey through all the stages of making a doll.
- In Eighth Grade the Industrial Revolution is studied, and this is when machine sewing is introduced. Coverings for the feet, hands and head have been previously made, and now is a good time to make garments to clothe the body. A discussion of the structure of the woven fabric is followed by body measurements and the puzzle of how to turn a flat piece of fabric into a 3-dimensional garment. The first project is a basic pillow case. Then they move into making pajamas, and learn how to follow a commercial sewing pattern, cut and mark fabric, and sew a garment. Often the students complete a third project of a simple quilted pillow cover.


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The STS-84 emblem depicts the Space Shuttle Atlantis lanuching into Earth orbit to join the Russian Space Station Mir as part of Phase 1 of the International Space Station Program.
The names of the eight astronauts who flew onboard Atlantis, including the two who exchanged their positions onboard Mir for a long duration flight, are shown along the border of the patch. The STS-84/Mir-23 team transfered 7000 pounds of experiments, Station hardware, food, and clothing to or from Mir during the five-day docked period.
The Phase 1 Program is represented by the rising Sun and by the Greek letter Phi followed by one star. This sixth Shuttle-Mir docking mission is symbolized by the six stars surrounding the word Mir in Cyrillic characters. Combined, the seven stars symbolize the current configuration of Mir conposed of six modules launched by the Russians and one module brought up by Atlantis on a previous docking flight.
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Financial analysts have always found football clubs difficult to value. Just as the fortunes of a club may swing wildly, so follow the earnings and profits. Aston Villa's own mixed fortunes on the pitch and in the transfer market have been tracked in its accounts: for the year to May 2005 Aston Villa plc made a pre-tax loss of £2.5m - a massive improvement on the £10.7m loss the previous year.
But its fortunes appear to have reversed. The club is shortly due to publish another set of annual figures which will have to include an already disclosed £9.7m interim loss. Villa's lacklustre finish last season means that much of this loss is not expected to have been recovered in the usually profitable end to their financial year. Villa can next year expect an extra £10m in revenues following the renegotiation of television rights deals. Villa have also signed a new shirt sponsorship deal with the online casino group 32Red, thought to be worth £1m over two years.
So volatile is Villa's financial performance that City analysts do not publish the kind of earnings or profit projections that would allow buyers to put a price on the club. Deloitte's annual review of football club finances shows Villa's turnover rose by 31% over five years - but the wage bill also expanded by about a third.
There are, however, ways of coming to a valuation. Businesses can be valued on their net assets, which are - in theory - much easier to measure than future earnings or profits. In Villa's case, the books - now more than a year out of date - show net assets of £36m. This includes tangible assets such as Villa Park and the training ground at Bodymoor Heath.
There are also other properties, which are thought to be the subject of much wrangling during the chairman Doug Ellis' negotiations. Land valued in the company's accounts at under £3m is believed to be worth much more. This was confirmed earlier this month when Ellis, who controls 32.2% of Villa shares, won shareholder approval for the sale of part of a site known as the Serpentine for £7.3m. It has raised questions about the true value of Villa's land assets.
One source with knowledge of Villa's accounts and the properties claimed there was up to £7m more in the club's land bank which was not reflected in the published net assets. Adding those two to the published assets leaves a figure close to £50m - still shy of the £57m price tag Michael Neville has put on the business.


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There is a new coupon code to save 25% off of a $40 or more purchase at Carter's. Enter the coupon code OKNVHC22 at checkout and you will save 25% off of your purchase of regular priced items (note that this code will not work towards the purchase of sale items).
Shipping is free when you spend $75 — and you will earn $10 to spend later with every $50 you spend! Buy now and then shop again later and save even more!!!


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|07 Apr 2013
BIOS Update for Acer Aspire 7720 running windows 7
I'm wondering if I should get the BIOS update from Acer for my laptop.
I've been having some audio stutter issues that seem to be fixed by disabling the LAN from 'device manager' (a pretty common problem and solution, apparently).
I just wonder if getting a BIOS update will make my computer more stable, because I don't want to have to keep disabling my LAN just to stop audio stutter and, in some cases, spikes in the CPU usage.
Is it safe to update my BIOS? Would I need to back-up any data before I do it?
|My System Specs
|07 Apr 2013
Crazyedd, BIOS updates usually list info on what the update fixes. If it states that it can fix your audio issue then you should do it. If not, update your complete specs, using the link under my sig, and post in the sound and audio thread and a member will help you. Also make sure your drivers are up to date.
|My System Specs
|07 Apr 2013
Windows 7 Ultimate 64-bit
Yes I wouldn't update your BIOS if there is no need to. Like they say if it's not broke don't fix it :)
|My System Specs
|07 Apr 2013
Windows 7 Pro x64 Windows 10 Pro x64
Your bios would have nothing to do with that problem. If you`re not careful you could ruin the bios, proceed with caution.
Check what bios version you have now, then go to the website and see what the latest version is and what updates it has. If you don`t need them, I`d leave your bios alone.
|My System Specs
|07 Apr 2013
To check what bios version you have run the command below
Open up command prompt by clicking on type CMD inside Search programs and files . Press [ENTER]
In command prompt enter the following
systeminfo | find "BIOS Version:"
The | pipe symbol can be found using SHIFT + \ (just above the [ENTER] key)
|My System Specs
|07 Apr 2013
Check that you have the latest drivers for your audio and lan before you do anything.
As has been said do not update the BIOS unless it has been stated that the update fixes the problem.
Does this problem happen all the time? Does it only happen when on battery power?
|My System Specs
|07 Apr 2013
I think the audio stutter is his problem. He stated he disabling his lan seems to fix it. I'm trying to figure that part out. Yes roy69, we were posting at the same time.
|My System Specs
|07 Apr 2013
Apparently disabling the LAN to fix the audio stutter is a pretty common 'remedy.'
But I wonder if there's another way to fix it.
This only started a few days ago. I had it a few years ago quite badly, but it came back all of a sudden.
I'm wondering if cleaning my fan may help (it runs at 55-60C when using the internet and sometimes reaches 70 when gaming). I've opened it up and cleaned it by hand, but I need to get some compressed air to blow out some dust in areas that I just can't reach (such as where the fan spins on).
I'm doubting it could be a virus, considering I have a paid-for version of Malwarebytes, and it seems to do that job okay.
Should I still post my specs?
|My System Specs
|07 Apr 2013
Yes, clean it good and post your full specs.
|My System Specs
|07 Apr 2013
|My System Specs
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Nov. 29—Hospital advocacy groups highlighted the policy experience of Rep. Tom Price, MD, (R-Ga.) after President-elect Donald Trump nominated him to lead the U.S. Department of Health and Human Services (HHS).
Price, an orthopedic surgeon who served as the chairman of the House Budget Committee and as a member of the GOP Doctors Caucus, was nominated on Nov. 29 to serve as secretary of HHS.
"His clinical knowledge along with his congressional experience make him an impressively qualified candidate for HHS secretary," Rick Pollack, president and CEO of the American Hospital Association, said in a written statement.
Bruce Siegel, MD, president and CEO of America's Essential Hospitals, also praised Price for his "extensive clinical, administrative, and academic background in health care and long experience in the legislative process."
Darrell Kirch, MD, president and CEO of the Association of American Medical Colleges (AAMC), was supportive but also alluded to the challenges that await the next HHS secretary.
"We are confident that Rep. Price will bring a thoughtful, measured approach to tackling the wide range of issues affecting the nation's health—from funding for biomedical research to training the next generation of physicians to transforming the nation's health care system in order to provide
all Americans with the care they need when they need it," Kirch said in a
written statement.
Price, a strong opponent of the Affordable Care Act (ACA), which Trump has pledged to repeal and replace, alluded to the coming healthcare policy battles.
"There is much work to be done to ensure we have a health care system that works for patients, families, and doctors; that leads the world in the cure and prevention of illness; and that is based on sensible rules to protect the well-being of the country while embracing its innovative
spirit," Price said in a
written statement.
To some, the selection of Price, who has introduced an
alternative healthcare plan in every Congress since before the ACA was enacted, underscored Trump's commitment to repealing and replacing the 2010 law.
"This pick would suggest that Trump is serious about dismantling Obamacare and replacing it with a market-based alternative," Lanhee J. Chen, director of domestic policy studies at Stanford University, wrote in a tweet.
Price's ACA alternative, the
"Empowering Patients First" act, differs in some ways from House Speaker Paul Ryan's "
Better Way" proposal, which also outlines an ACA replacement. For instance, although both plans would provide federal funding for high-risk pools to cover people with preexisting conditions, Price would provide only $3 billion, while Ryan would provide $25 billion. The employer-sponsored health insurance tax
exclusion cap was specified by Price—$8,000 for individuals—but not given a number in Ryan's plan.
Some worry that beyond repealing some of the insurance coverage components of the ACA, Price could slow the movement toward alternative payment models. HHS Secretary Sylvia Mathews Burwell committed in a January 2015
announcement to shift 50 percent of fee-for-service Medicare payments to quality or value through alternative payment models, such as accountable care organizations or bundled payment arrangements, by the end of 2018.
But Price led 179 lawmakers who wrote the Centers for Medicare & Medicaid Services (CMS) in September to urge a halt to the mandatory payment models, such as the recently launched Comprehensive Care for Joint Replacement model and the proposed Cardiac Bundled Payment model.
"The likely direction of this administration may be to allow the emergence of value based payment arrangements to emerge more naturally on a local basis," Mike Thompson, president and CEO of the National Alliance of Healthcare Purchaser Coalitions, said in a written
statement. "The danger is that would dramatically slow the pace of change."
Also significant is that Price has supported moving Medicaid to a block-grant model and transitioning Medicare to a system wherein enrollees use subsidies to choose among competing private plans. However, Trump voiced opposition during the campaign to major Medicare changes.
Price's support for Medicare changes drew early opposition from Democrats.
"Tom Price has led the charge to privatize Medicare, and for this reason, I cannot support his nomination," Sen. Joe Donnelly (D-Ind.) said in a
written statement.
Also named this week was Trump's acting administrator for CMS, Seema Verma, president and CEO of SVC Inc., a health policy consulting company. Verma designed the Healthy Indiana Plan (HIP) of former Indiana Gov. Mitch Daniels and the HIP 2.0 waiver proposal of former Gov. Mike Pence,
according to her
In Indiana's modified Medicaid program, beneficiaries enrolled in a high-deductible health plan with a $2,500 deductible and had access to an account, similar to a health savings account (HSA), with up to $2,500 in state and member contributions. Enrollees were required to make monthly
contributions equal to 2 percent of their income in order to stay covered. The required amounts were reduced if enrollees completed preventive services.
Verma also developed recent Medicaid waivers for Iowa, Ohio, and Kentucky, and helped Michigan implement an 1115 waiver.
The Indiana Medicaid overhaul led by Verma "acknowledged the need to improve hospital and physician pay while undertaking significant reforms," Julie Allen, government relations director for Drinker Biddle & Reath, said in emailed comments. "Addressing and ensuring market-based payment for services (paid under a value
or FFS system) as part of any entitlement reform effort will be critical to its success. It seems that Seema understands that, and that is good news for the hospital, physician, dentist and other communities that have struggled with their standard Medicaid programs."
Siegel noted that Verma served as an AEH fellow and that both she and Price worked in hospitals with a safety-net function.
Some health policy observers suggested Verma could support expanded use of such nontraditional Medicaid features, which the Obama administration generally opposed.
"Seema is exceptionally well-versed in what is possible through waivers and has spent years pushing that envelope," Kip Piper, who also advises states on Medicaid expansion, said in emailed comments. "She has certainly been firmly and consistently in the camp favoring significant state flexibility
in the running of Medicaid."
Under Verma, CMS is more likely to support waivers with HSA provisions, employment or training requirements for Medicaid coverage, use of premiums and cost sharing, and documentation to verify applicants' identities, Piper said.
"Not every state will request these waivers, but those that do are likely to meet with a favorable response," Piper said.
But critics focused on concerns that some could lose Medicaid coverage.
"The new CMS pick hasn't been working to reducing the cost of medical care, she's been working to reduce the number of people that get care," Emma Sandoe, a former Medicaid spokeswoman for the Obama administration, wrote in a tweet.
Others have highlighted new
research that found 44 percent of those newly covered by Medicaid were previously eligible—a fact that, along with Verma's previous expansion efforts, may suggest Trump's Medicaid changes could be more incremental than previously expected.
Rich Daly is a senior writer/editor in HFMA's Washington, D.C., office. Follow Rich on Twitter: @rdalyhealthcare
Publication Date: Wednesday, November 30, 2016
Two of HealthTrust's senior leaders talk about strategies for optimizing the hospital workforce to improve productivity and reduce waste.
Two of HealthTrust's senior leaders talk about strategies for optimizing the hospital workforce to improve productivity and reduce waste.
One of Grant Thornton's senior healthcare consultants addresses the topic of workforce management and the importance of a data-driven approach.
One of Grant Thornton's senior healthcare consultants addresses the topic of workforce management and the importance of a data-driven approach.
Cedar's CEO and co-founder tackles the topic of patient payment and the importance of having an innovative patient financial management system.
Cedar's CEO and co-founder tackles the topic of patient payment and the importance of having an innovative patient financial management system.
This article includes a discussion by TRIMEDX leaders about the best ways to mature a clinical asset management program.
This article includes a discussion by TRIMEDX leaders about the best ways to mature a clinical asset management program.
Patient financial engagement is more challenging than ever – and more critical. With patient responsibility as a percentage of revenue on the rise, providers have seen their billing-related costs and accounts receivable levels increase. If increasing collection yield and reducing costs are a priority for your organization, the metrics outlined in this presentation will provide the framework you need to understand what's working and what's not, in order to guide your overall patient financial engagement initiatives and optimize results.
No two patients are the same. Each has a very personal healthcare experience, and each has distinct financial needs and preferences that have an impact on how, when and if they chose to pay their healthcare bill. It's no longer effective to apply static billing techniques to solve the complex challenge of collecting balances from patients. The need to tailor financial conversations and payment options to individual needs and preferences is critical. This presentation provides 10 recommendations that will not only help you improve payment performance through a more tailored approach, but take control of rising collection costs.
This white paper, written by Apex Vice President of Solutions and Services, Carrie Romandine, discusses the importance of patient segmentation and messaging specifically related to the patient revenue cycle. Applying strategic messaging that is tailored to each patient type will not only better educate consumers on payment options specific to their billing needs, but it will maximize the amount collected before sending to collections. Further, targeted messaging should be applied across all points of patient interaction (i.e. point of service, customer service, patient statements) and analyzed regularly for maximized results.
This white paper, written by Apex President Patrick Maurer, discusses methods to increase patient adoption of online payments. Providers are now seeking ways to incrementally collect more payments due from patients as well as speeding up the rate of collections. This white paper shows why patient-centric approaches to online payment portals are important complements to traditional provider-centric approaches.
Increased electronic engagement between healthcare providers and patients provides significant opportunities for improving revenue cycle metrics and encouraging patients to access EHRs. This article, written by Apex Founder and CEO Brian Kueppers, explores a number of strategies to create synergy between patient billing, online payment portals and electronic health record (EHR) software to realize a high ROI in speed to payment, patient satisfaction and portal adoption for meaningful use.
Faced with a rising tide of bad debt, a large Southeastern healthcare system was seeing a sharp decline in net patient revenues. The need to improve collections was dire. By integrating critical tools and processes, the health system was able to increase online payments and improve its financial position. Taking a holistic approach increased overall collection yield by 10% while costs came down because the number of statements sent to patients fell by 10%, which equated to a $1.3M annualized improvement in patient cash over a six-month period. This case study explains how.
With the ICD10 deadline quickly approaching and daily responsibilities not slowing down, final preparations for October 1 require strategic prioritization and laser focus.
Read how Gwinnett Medical Center provides clear connections to financial information, offers multiple payment options for patients, and gives onsite staff the ability to collect payments at multiple points throughout the care process.
Read how Orlando Health was able to perform deeper dives into claims data to help the health system see claim rejections more quickly–even on the front end–and reduce A/R days.
To maintain fiscal fitness and boost patient satisfaction and loyalty, healthcare providers need visibility into when and how much they will be paid–by whom–and the ability to better navigate obstacles to payment. They need payment clarity. This whitepaper illuminates this concept that is winning fans at forward-thinking hospitals.
Financial services staff are always looking for ways to improve the verification, billing and collections processes, and Munson Healthcare is no different. Read about how they streamlined the billing process to produce cleaner bills on the front end and helped financial services staff collect more than $1 million in additional upfront annual revenue in one year.
Effective revenue cycle management can be a challenge for any hospital, but for smaller providers it is even tougher. Read how Wallace Thomson identified unreimbursed procedures, streamlined claims management, and improved its ability to determine charity eligibility.
Before launching an energy-efficiency initiative, it's important to build a solid business case and understand the funding options and potential incentives that are available. Healthcare leaders should consider taking the steps outlined in the whitepaper to ease the process of gaining approval, piloting, implementing, and supporting sustainability projects. You will find that investing in sustainability and energy efficiency helps hospitals add cash to their bottom line. Discover how hospitals and health systems have various options for funding energy-efficient and renewable-energy initiatives, depending on their current financial structure and strategy.
Health care is a dynamic mergers and acquisitions market with numerous hospitals and health systems contemplating or pursuing formal arrangements with other entities. These relationships often pose a strategic benefit, such as enhancing competencies across the continuum, facilitating economies of scale, or giving the participants a competitive advantage in a crowded market. Underpinning any profitable acquisition is a robust capital planning strategy that ensures an organization reserves sufficient funds and efficiently onboards partners that advance the enterprise mission and values.
The success of healthcare mergers, acquisitions, and other affiliations is predicated in part on available capital, and the need for and sources of funding are considerations present throughout the partnering process, from choosing a partner to evaluating an arrangement's capital needs to selecting an integration model to finding the right money source to finance the deal. This whitepaper offers several strategies that health system leaders have used to assess and manage capital needs for their growing networks.
Announcements from several commercial payers and the Centers for Medicare and Medicaid Services (CMS) early in 2015 around increased efforts to form value-based contracts with providers seemed to point to an impending rise in risk-based contracting. Rather than wait for disruption from the outside in, health care providers are now making inroads on collaborating with payers on various risk-based contracting models to increase the value of health care from within.
Yuma Regional Medical Center (YRMC) is a not-for-profit hospital serving a population of roughly 200,000 in Yuma and the surrounding communities.
Before becoming a ZirMed client, Yuma was attempting to manually monitor hundreds of thousands of charges which led to significant charge capture leakage. Learn how Yuma & ZirMed worked together to address underlying collections issues at the front end, thus increasing Yuma's overall bottom line.
Kindred Hospital Rehabilitation Services works with partners to audit the market and the facility's role in that market to identify opportunities for improvement. This approach leads to successes; Kindred's clinical rehab and management expertise complements our partners' strengths. Every facility and challenge is unique, and requires a full objective analysis.
As the critical link between patient care and reimbursement, health information enables more complete and accurate revenue capture. This 5-Minute White Paper Briefing shares how to achieve cost-effective revenue integrity by your optimizing HIM systems.
Speedier cash flow starts with better CDI and coding. This 5-Minute White Paper Briefing explains how providers can improve vital measures of technical and business performance to accelerate cash flow.
Qualified coders are getting harder to come by, and even the most seasoned professional can struggle with the complexity of ICD-10. This 5-Minute White Paper Briefing explains how partnerships can help improve coding and other key RCM operations potentially at a cost savings.
The point of managing your revenue cycle isn't just to improve revenue and cash flow. It's to do those things effectively by consistently following best practices— while spending as little time, money, and energy on them as possible.
How Lucile Packard Children's Hospital Stanford increased payments received within 45 days by 20% and reduced paper submission claims by 70% by using ZirMed solutions.
The reasons claims are denied are so varied that managing denials can feel like chasing a thousand different tails. This situation is not surprising given that a hypothetical denial rate of just 5 percent translates to tens of thousands of denied claims per year for large hospitals—where real‐world denial rates often range from 12 to 22 percent. Read about how predictive modeling can detect meaningful correlations across claims denials data.
Emergency Mobile Health Care (EMHC) was founded to be and remains an exclusively locally owned and operated emergency medical service organization; today EMHC serves a population of more than a million people in and around Memphis, answering 75,000 calls each year.
Since the Physician Quality Reporting Initiative (PQRI) introduction, CMS has paid more than $100 million in bonus payments to participants. However, these bonuses ended in 2015; providers who successfully meet the reporting requirements in 2016 will avoid the 2% negative payment adjustment in 2018, so now is the time to act! Included in this whitepaper are implications of increasing patient responsibility, collections best practices, and collections and internal control solutions.
Getting paid what your physician deserves—that's the goal of every biller. Yet even for the best billers, achieving that success can be elusive when denials stand in the way of success, presenting challenges at every turn. Denials aren't going away, but you can learn techniques to manage and even prevent them.Join practice management expert Elizabeth W. Woodcock, MBA, FACMPE, CPC, to: Discover methods to translate denial data into business intelligence to improve your bottom line, determine staff productivity benchmarks for billers, and recognize common mistakes in denial management.
Physician practices must improve organizational efficiency to compete in this era of reduced reimbursement and escalating administrative costs.
Many healthcare organizations are pursuing next-generation health information systems solutions. Learn more about Navigant's work with University of Michigan Health System.
The proper implementation of healthcare information technology systems is crucial to an organization's financial health.
As value-based payment models evolve, providers are challenged to maintain superior clinical outcomes while controlling costs.
Read more about factors contributing to the changes in the post-acute marketplace and what it means for manufacturers, physicians, clinicians, patients, and post-acute facilities as they anticipate the transition to the second curve.
HSG helped the physicians and executives of St. Claire Regional in Morehead, Kentucky, define their shared vision for how the group would evolve over the next decade. As well as, develop the strategic and operational priorities which refocused and accelerated the group's evolution.
The client was a nine-hospital health system with 14 clinics serving communities in a multi-state market with very limited access to care, poor economic conditions, high unemployment, and a heavy Medicare/Medicaid/uninsured payer mix. In most of these communities, the system was the sole source of care.
Though the clinics were of substantial size (they employed 98 physicians) and comprised of multiple specialists, the physicians functioned as individuals and the practices lacked any real group culture.
Clinical integration can be expensive, but it doesn't have to be, as this four-step road map for developing a CIN proves. Does it have to cost millions to initiate a clinical integration strategy?
Contrary to popular belief, we have clients who have generated substantial shared savings and a significant ROI over time, without massive investments. Yes, some financial capital is required for resources the CIN providers can't bring to the table themselves. But the size of that investment can be miniscule relative to the value it produces: improved outcomes and documentation for payers.
Today's concerns about physician compensation are the result of the changing healthcare environment. The transition to value is slow, but finally becoming a reality. Proactive hospitals want to ensure that provider incentives are properly aligned with ever-increasing value-based demands.
This report focuses on the three big questions HSG receives about adding value to physician compensation; Why are organizations redesigning their provider compensation plans? What elements and parameters must be part of successful compensation plans? How are organizations implementing compensation changes?
Revenue Cycle Management has become an even more complex issue with declining reimbursements, implementation of Electronic Health Records, evolving local carrier determinations (LCD), and payer credentialing [The emphasis on healthcare fraud, abuse and compliance has increased the importance of accuracy of data reporting and claims filing).
The efficiency of a medical practice's billing operations has critical impact on the financial performance. In many cases, patient billings are the primary revenue source that pays staff salaries, provider compensation and overhead operating cost. Inefficiencies or inaccurate billing will contribute to operating losses.
This publication identifies and outlines the necessary characteristics of a fully-functioning clinically integrated network (CIN). What it doesn't do is detail how hospitals and providers can participate in the value-based care environment during the development process.
One common misconception is that the CIN can't do anything significant until it has obtained the FTC's "clinically integrated" stamp of approval. While the network must satisfy the FTC's definition of clinical integration before single signature contracting for FFS rates and contracts can legally start, hospitals and providers can enjoy three key benefits during the development process.
Nearly half of all Medicare beneficiaries treated in the hospital will need post-acute care services after discharge. For these patients, a stay in an inpatient rehabilitation facility, skilled nursing facility or other post-acute care setting comes between hospital and home.
With the proper process, tools, and feedback mechanisms in place, budgeting can be a valuable exercise for organizations while helping hold organizational leaders accountable. Having a proper monthly variance review process is one of the most critical factors in creating a more efficient and accurate budget. Monthly variance reporting puts parameters around what is to be expected during the upcoming budget entry process.
Managing the cost of patient care is the top strategic priority of most hospital CFOs today. As healthcare shifts to more data-driven decision making, having clear visibility into key volume, cost and profitability measures across clinical service lines is becoming increasingly important for both long-range and tactical planning activities. In turn, the cost accounting function in healthcare provider organizations is becoming an increasingly important and strategic function. This whitepaper includes five strategies for efficient and accurate cost accounting and service line analytics and keys to overcoming the associated challenges.
This article takes an in-depth look at how organizations can build capabilities to implement effective value-based payment contracts and care delivery models.
This article looks at Premier's work in helping health systems improve their pharmacy operations to be more integrated, cost-effective, and patient-focused.
HFMA's Buyer's Resource Guide is a comprehensive vendor directory that helps healthcare finance professionals find products and services.
HFMA offers online, email, and print opportunities to help you recruit the most talented healthcare finance professionals. Place your classified ads today.
Converse and network with your peers around vital topics.
Drive down costs while improving quality in a reform environment.


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Plot: Dutch immigrant, Harry deLeyer, journeyed to the United States after World War II and developed a transformative relationship with a broken down Amish plow horse he rescued off a slaughter truck bound for the glue factory. Harry paid eighty dollars for the horse and named him Snowman. In less than two years, Harry & Snowman went on to win the triple crown of show jumping, beating the nations blue bloods and they became famous and traveled around the world together. Their chance meeting at a Pennsylvania horse auction saved them both and crafted a friendship that lasted a lifetime. Eighty-six year old Harry tells their Cinderella love story firsthand, as he continues to train on today's show jumping circuit
Genre: Comedy | Thriller
IMDB Rating: 4.9/10 from 355 users
Directed by: Martijn Heijne
Starring: Carolien Spoor, Jelle de Jong, Jord Knotter
Release Name: Sneekweek.2016.BDRip.x264-PussyFoot
Size: 720 MB
Video: MKV | 720 x 302 | 932 Kbps
Audio: English DUBBED | AAC
Runtime: 1h 47min 58s
Subtitles: English [Selectable]
Note: missing.DUBBED.tag.german.is.not.the.original.language


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Super Quick Makeup Tip: Keep Lipstick Off Your Teeth
Congratulations! You've found the perfect lipstick shade. That's Major Accomplishment #1. Now, to tackle Major Accomplishment #2 – keeping that glorious lipstick off of your teeth!
Not to worry, it's actually quite easy to do. Here, a few tips to keep your new shade on your pout and not on your chompers:
- Use a lipstick primer before you slather on your color. This quick tip helps keep lipstick in place and eliminates bleeding and the color migration.
- Dust lipstick with a loose powder to set the color. Just grab a facial tissue and separate it into 1-ply. Place the tissue over your lips, then dust on the powder. Voila! A set look without the powder showing through.
- And finally, after applying lipstick (particularly when you're on the go and don't have time to utilize the first two tips), place your index finger between your lips and slide it out. Any extraneous color will go there instead of on your teeth.
These have been tried and true tips I've used for years. Do you have any to add? We're all ears (eyes)…
Image: Drugstore.com


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Everyone knows about Ted Kennedy's despicable speech yesterday, in which he subverted the efforts of soldiers fighting for their lives (and ours) in Iraq by claiming that Iraq is President Bush's Vietnam.
Everyone, that is, including Muqtada al-Sadr, the insane mullah who has instigated attacks on American soldiers and others by his militia. Today al-Sadr responded to Kennedy's speech, releasing a statement which said in part:
I call upon the American people to stand beside their brethren, the Iraqi people, who are suffering an injustice by your rulers and the occupying army, to help them in the transfer of power to honest Iraqis. Otherwise, Iraq will be another Vietnam for America and the occupiers.
I'm sure Ted Kennedy will heed that call for solidarity–oops, sorry, he already has.
al-Sadr is wanted for the murder of another Iraqi cleric. Today John Kerry added his voice to the chorus of pro-mullah sentiment in the Democratic Party, saying that he thought it was a bad idea to arrest al-Sadr. Kerry first termed al-Sadr a "legitimate voice" of the Iraqi people, and then, realizing what a gaffe that was, caught himself and added:
Well, let me … change the term 'legitimate.' It belongs to a voice


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Product Description
This Classy Silver Pen Box says "da Vinci" on the front and features a felt inner lining perfect for putting a pen in and giving as a gift. Each box measures 6″L x 2″W x .5″H and is made out of a quality particle board material. Pen not included.


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Posted by Marco on 12/08/2015
Courtesy - Toofab.com
Will Smith can't keep his hands off of his beautiful wife Jada Pinkett Smith!
The "Concussion" star and Jada were spotted at Rihanna's Diamond Ball in Santa Monica, California on Thursday.
The "Magic Mike XXL" actress stunned wearing a one-shoulder white gown. She completed her look with tight waves, a bold lip, diamond earrings and silver sandals. Will looked equally handsome rocking a classic black tux.
It looked like the longtime loves were in great spirits, too. Will had some fun with Jada on the red carpet ... as he tried to cop a feel of the 44-year-old's booty before heading into the festivities.
This isn't the first time the 47-year-old actor has gotten a little handsy with his wife on the red carpet. In February, Will likewise grabbed Jada's backside at the premiere of his movie "Focus."
We love seeing these two show a little PDA -- what do you think about Will's red carpet antics?
Read more: http://toofab.com/2015/12/11/will-smith-jada-pinkett-smith-diamond-ball-photos/