text: Many children have lost the care of their families Children attending a workshop (photo: SOS archives). The city of Latur is located in central west India, in the state of Maharashtra about 500 km from the city of Mumbai. The economy of the region is mostly based on industry and services, but the area around Latur continues to depend mainly on agriculture and the processing of food products, especially soya beans and sugar. An estimated 2.5 million people live in Latur. According to official statistics, the population of the city increased by over 18 per cent between 2001 and 2011. Many people from other parts of India move to the state of Maharashtra with the hope of improving their lives. Latur, however, is affected by many social problems. In spite of attempts to increase the levels of education, the literacy rate remains at 79 per cent. There is a high rate of poverty and the figures for HIV/AIDS are amongst the highest in India, with some estimates stating that the region has around 25,000 children with the disease. Furthermore, recent reports suggest that there is still a social stigma attached to AIDS: families and children suffering from the illness often face discrimination in everyday life. Children who come into our care in Latur have either lost one or both parents, for example due to an accident or illness. In some cases they have been placed in the care of other relatives who are either too elderly or do not have the means to care for them. Some of these children come from the slums where people live without basic infrastructure or access to health and educational services. Children living in these conditions have a high incidence of sickness and malnutrition. Emergency relief has turned into more permanent support In September 1993, a terrible earthquake struck Latur and dozens of villages were destroyed. Many children in this region were left without parents. SOS Children's Villages arrived in the area within days and immediately started giving emergency aid to as many children as possible. At first, the children were accommodated in rented buildings. It took only a year to erect a new SOS Children's Village in the northern part of the city of Latur. What we do in Latur The alleviation of poverty and the prevention of abandonment of children is a high priority for SOS Children's Villages in Latur. The family strengthening programme enables children who are at risk of losing the care of their family to grow up within a loving family environment. To achieve this, we offer access to essential services for children's development (for example educational, nutritional and health advice) and we support families so that they can protect and care for their children. We also inform them about social security schemes and benefits. Local woman learning a new skill at the social centre (photo: SOS archives). We aim to raise awareness of hygiene, children's rights and parenting skills. Mothers in particular are given training and advice on income-generating activities. We run a child-care centre where children can be looked after while their parents receive training or go to work. Women who have taken part in our programmes have then gone on to open small businesses such as sari shops or goat farming. We pay special attention to families affected by HIV/AIDS. We provide them with support, but also raise awareness in order to improve the public's attitude towards people living with HIV/AIDS. Children who can no longer live with their families can find a loving home in one of the twelve SOS families. They attend the local schools alongside children from the neighbouring area. As the children grow older, they can join the SOS Youth Programme, where, with the support of qualified professionals, the young people develop perspectives for their future, learn to shoulder responsibility and increasingly make their own decisions. They are encouraged to develop team spirit and build up contacts with relatives and friends, as well as with the relevant authorities and potential employers. Young people who move out of the SOS housing can continue to receive financial support until they are able to live independently.


text:
First off what you decide to put on and in your own body should always be your choice.
It should always be if possible, a well educated and informed choice.
Sometimes these choices will be formed by feeling and based on someone's own moral compass.
As long as it is your decision and you know what your are eating, drinking, washing with and putting on your body that's fine by me. What I don't understand is when people get upset with your choices without even asking why. Some people can't see past what is seen a different. Different is wrong , different is scary. Different is just trying to be alternative and be part of a fad.
Do you know what? If you want to be part of what you think is a fad, fine. But once you actually read into why some companies produce beautiful products without irritating ingredients that's the eye opener.
Also there really is room for everyone's opinion.
If you are happy with using products that are tested on animals go a head
If you want to use shampoo that uses palm oil that has destroyed some of the rainforest during it's production be my guest.
If you don't want to read up on what is in your products that is your call.
Even some natural ingredients will irritate and not everyone can use them. I don't see that as a terrible thing. Of course there isn't one specific thing that will work for everyone, every time. So what if you have an intolerance or you are irritated by something? Don't use that as an excuse to dislike "alternative" beauty products go back to synthetics. Again some synthetics are better then others. Again if you prefer staying "safe" with synthetics, rather then trying something different that's okay, for you. It doesn't mean that natural products don't work. It just might take time to find what fits. Just like it took time to find your favourite foundation or eyeliner, it will take time to find another product that fits the bill.
How "extreme" in what you do or don't cut out of your skincare/beauty regime is always going to be up to you, don't discourage people who make different choices or seem like a contradiction.
Using myself as an example:
I have maintained a nutritious diet for over three years and have reaped the benefits. Eating healthy is my choice. It's my lifestyle.
I also eat the occasional bit of crap.
I know what is in the occasional piece of crap, it is my choice to eat it.
I try to use skincare and haircare products that meet my own green standards, not anyone else's.
My opinion is going to be different when compared to another. My comfortable factor with an ingredient maybe be completely different to theirs. That still means we can be friends. There is no need to judge.
Sometimes I will have to use standard products when stuck with no other option. For example I used regular suncream when I forgot mine and used Carmex on my lips when my natural rosehip lip balm was doing NOTHING for me in the desert sun. I was burning and wasn't going to suffer and my lips where shredded to oblivion and I needed some SPF to save them.
And while we are at it, I used my sisters "greenwashed" nowhere near organic, SLS laden shampoo when I didn't want to be a grease ball.
It's all about being happy and knowledgeable in the choices you make.
I know I use products that others would say are dubious as to whether they are green enough, for example, my Josie Maran products.
Green products are not perfect. No one is saying that they are.
I'm vain enough to say that when it comes makeup I am still finding it hard to find good green makeup alternatives. But I'm getting there. It is also a chance to change the perception of what makeup should be doing when it is on my face in the first place. I'm currently using up my YSL mascara which is amazing. However it is not cruelty free, which is where I want to be heading in the future. I will continue to use it and then find a cruelty free option later on. I also included my favorite MAC blush. I'm going to continue to use it, whilst looking for the perfect coral blush that isn't as toxic etc.
Am I going solely use just green products for the rest of my life? That would be the end goal. But life gets in the way and I will make exceptions. I will use a toxic eyeliner when I want, I know what is in it, I know the risk. I will probably use it right after I apply my rosehip oil and mineral foundation powder! I'm not perfect and that's okay with me.

subset: commoncrawl


text:
Recognizing and Helping South Jersey's Veterans in Need
Our veterans have honorably served the nation, endangering their lives to protect our freedom and liberties. It is because of that we gather as a community to give them the hero's welcome they deserve. It is also the reason we should do whatever we can to recognize and help those South Jersey wounded warriors in need of assistance.
June is Post-Traumatic Stress Disorder (PTSD) Awareness Month and a recent report starkly outlined the personal challenges some of our servicemen and women are facing upon returning from the battlefield, particularly with regards to PTSD and suicidal thoughts. With an average of one suicide daily of U.S. military personnel, there is growing urgency to ensure veterans and troops in need receive the appropriate mental health care. The Department of Veterans Affairs (VA) has launched a new online campaign focused on recognizing the symptoms and motivating our local heroes to seek treatment. The AboutFace (www.ptsd.va.gov/aboutface) program uses real-life testimonials of veterans who have experienced PTSD and successfully integrated back into their community while directing users to available mental health resources.
Recently, the House passed the annual appropriations for the VA which included a $35 million increase specifically for PTSD programs. Since 2009, the VA has received a 39 percent increase in its mental health care budget. I was proud to support these increases along with additional funding for PTSD and suicide prevention programs at the Defense Department for our active duty military. Providing sufficient federal funding to hire and retain mental health staff, however, simply isn't enough. We need to engage in innovative initiatives that reach distressed service members and veterans before they reach the point of attempting suicide. We need to help them identify the signs of PTSD before they cause harm to themselves or others.
Mental health is but one challenge facing returning and recently-discharged service members. The lack of employment opportunities coupled with the difficulty in translating military training into workplace skills can often be discouraging and create anxiety. National programs such as Helmets to Hardhats (www.helmetstohardhats.org/) and the federal "Veterans Employment Initiative – Careers in Motion" (www.dot.gov/careers/vo.html) assist in transitioning from combat to careers in various fields including construction, transportation, aviation and engineering.
Additionally, on July 30th, the Richard Stockton College will again host a veterans' resource and jobs fair that brings together area veterans with employers and advocacy organizations. The "Hiring Our Heroes" event is yet another opportunity to help South Jersey residents with military backgrounds begin their next career. More information is available at www.aclink.org/Veterans.
It is important for South Jersey veterans and military families to know that help is available to them as the VA, various organizations throughout our region and my office stand ready to assist. Veterans needing to speak with a mental health professional should contact one of the four community-based outpatient clinics in Cape May, Northfield, Sewell or Vineland or the VA Wilmington Medical Center. The VA also manages a toll-free number (1-800-273-8255), a text message option (838255) and a confidential online chat (www.VeteransCrisisLine.net) with qualified care professionals 24 hours a day, 7 days a week.
If there is a question or concern about VA services, please contact my Mays Landing office by calling 1-800-471-4450 or 609-625-5008. Additional information on employment resources and local services for South Jersey veterans are available on my website at www.lobiondo.house.gov/resources/veterans. Our active duty military personnel and veterans have stood up in defense of our nation and each of us; it is our obligation to do the same for them.


text: Hey guys, I created a site with many pages, those pages gets index right away after I submit rss feeds. But now, I have done the same thing but this time, my pages doesn't get indexed.It's been 2 days alredy, it usually get indexed within 5 minutes earlier. I'm trying to find a method that will index my pages quickly, can you guys recommend me some good method that have worked for you. Thanks


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Seven charities shortlisted for governance awards
Government announces health and safety progress
Pay for compliance roles jumps
Directors' remuneration reporting guidance published
Goldman Sachs, Visa and Nike join Dow Jones Index
M&A activity on the rise: Deloitte
Twitter announces plans to float on stock market
Companies that ignore shareholder concerns named
ICSA Company Secretary Awards 2013 short list announced
ICSA Transparency in Governance Awards 2013 short list revealed
Charity Commission claims to have implemented recommendations
Royal Mail announces plans to float on stock market
Treasury appoints financial services board
Green light given for single supervisor for EU banks
12 charities under investigation for defaulting on reporting requirements
Health regulator to be given greater independence
New competition authority comes into existence
List of restrictive company names to be reduced
A framework for stress testing the UK banking system
Women on boards increases to 19%
Behavioural risks could put companies in jeopardy
DoH launches review of staff engagement in NHS
Balance sheet assessment first big hurdle for EU banking supervisor
Study indicates that a third of jobs in EU rely on IP industries
Banking loses popularity as career choice
Treasury appoints financial services board
Competition Commission opens up audit market
Securities transparency requirements updated
Barclays tops financial complaints list
OFT launches private rental draft guidance consultation
Private sector businesses hit record 4.9 million
Steady growth in UK manufacturing sector
Government of Barbados recognises ICSA qualification
Food authenticity testing inadequate
Government consults on pension charges
ECB begins assessment of EU banks
Sainsbury's takes Tesco price promise to judicial review
Interns to receive greater fair pay support
Regulator urges charities to support trustee development
FRC publishes new Auditor Regulatory Sanctions Procedure and Guidance
Ryanair and Aer Lingus merger consultation on the draft final order
CQC report recommends special measures for Colchester hospital trust
Ofcom issues guidance allowing small businesses to exit contracts
International agenda dominated by income gap and unemployment
Total annual revenue of fastest growing tech companies exceed £600 million
NAPF sets out new remuneration principles
Government outlines reforms for NHS
Ireland's bailout exit conveys 'good shape'
Treasury to conduct independent inquiry of Co-op Bank
EC tightens corporate tax rules
PCaW launches whistleblowing Code of Practice
FT-ICSA survey reports surge in economy confidence but lack of trust in remuneration
Co-op reputation damaged – governance review too little too late
BNY Mellon launches AIFMD service
Motor insurance premiums and services too costly
Fraud and financial abuse among most common problems: Charity Commission
Market abusers to face jail across EU
ban on complex energy tariffs
Banking structural reform to dominate financial services regulation in 2014
BIS considers banning exclusivity clauses in zero-hour contracts
Improving access to SME credit data
EU bonus cap arbitrary and easy to circumvent
Regulator does not regret appointing Paul Flowers
MiFID reforms agreed by Europe
US DoJ seizes $28m worth of Bitcoins
CC outlines measures to increase competition in private healthcare
FRC investigates KPMG's audit of Co-op Bank
sharp rise in reported cases of money laundering
Global energy demand growth slowing
SORP issues new strategic report guidance
EC proposes structural reform of banking sector
Government launches consultation to improve regulation of health and social care providers
Cyber-resilience exercise report published by BoE
NHS care 'better' one year on from Mid Staffs Inquiry
EC implements ECA recommendations adequately
IPO signs cooperation agreement with EPO
EP and Council agree on proposal for disclosure of non-financial information
FRC appoints new Director of Corporate Governance
Reshoring could bring back 100,000 extra jobs to the UK
Consultation launched by BoE on bonus clawback
'Thrown out of the pram': Co-op
Charity Commission publishes review of double-defaulting charities
Floods cost small businesses £831m
number of dawn raids double in one year
LGA to manage Audit Commission contracts
News analysis: Raise the standards
Women on board position encouragment
CMA investigation of energy market proposed by Ofgem
Fears exaggerated over zero hour contract exclusivity
Tower Hamlets London Borough Council is to be investigated following allegations of fraud
Businesses to invest £200 billion
Human rights reporting – FTSE 100 on right track
Lord Myners' resignation throws Co-op into further chaos
The Association of British Insurers (ABI) and the Investment Management Association (IMA) merge
EU audit reform voted in
Co-op employees urge board members to back reforms
Governance blamed for Co-op's £2.5bn loss
Barclays held its annual general meeting
David Moyes' exit sparks governance debate
M&A activity root cause of downfall
The Bank of England (BoE) set out stress testing for the UK banking system.
Women CEOs more likely to be forced out
Framework for effective governance of master trusts published
Pfizer and AstraZeneca questioned by Parliamentary committees
Small businesses reluctant to switch banks
Betting fraud and sport corruption found to be in the billions
More protection for UK Business
UK small and mid-cap companies do not support leaving the EU
EUCJ backs right to be forgotten
eBay victim of cyber attack
Barclays Bank PLC fined for fixing gold price
Three energy companies receive penalties following Ofgem investigations
Urgent call for employers to address noise induced hearing loss
Third of workers expose companies to significant risk of insider threats
EU Audit Directive and Regulation published
Too many charities poorly managed
Progress still to be made in financial sector say Carney and Lagarde
GlaxoSmithKline in yet more trouble with authorities
Two convicted of £70m boiler room fraud
Thames Water compensates its customers
Progress in strengthening euro-area banks
Queen's speech 2014 – a strong and stable economy
Governance rating upgraded for exec pay scandal housing association
European Commission investigates Apple, Starbucks and Fiat
Audit Commission identifies £229 million of fraud, overpayment and error
Government to conduct review of financial services markets
Credit Suisse and Yorkshire Building Society fined for financial promotion failures
FIFA revenue from Brazil World Cup to exceed US$4bn
CMA signs memorandum of understanding with specific competition authorities
Sport growth engine for EU economy
Technology threatens European banking model
Bank of England launch new cyber vulnerabilities framework
Skills top list of investment priorities for boardrooms
Wonga used fake law firms to chase debt
Pharma companies caught breaking the law on the rise?
BNP Paribas agrees settlement as US stands firm on sanctions
The value of CoSecs backed by latest research
Investor Forum launched in the wake of Kay Review
The Office of Rail Regulation (ORR) has published its assessment of Network Rail's performance
FCA and PRA publish review of barriers to entry for new banks
Holiday pay tribunal cases could put firms out of business
Bellwether survey shows more firms acting on cyber risk
Full AIFMD compliance still some way off
More must be done to fight fraud
Steep increase in investigatory case work by Charity Commission
Review of changes for new banks shows positive developments
FRC consults on local public audit
Sleepwalking into another supply chain crisis
SFO begins investigation into Forex market
NHS accounts audit indicates significant financial stress.
Lloyds fined £218m for Libor manipulation
Final bonus clawback rules published by PRA
Joint consultations address reckless behaviour
'Right to be forgotten' misguided: House of Lords
Bank chairman in India arrested over bribery charges
Face of fraud more youthful
Ofgem proposes new rules to help small businesses compare prices
Extensive reforms proposed by Co-op Group
FCA launches consultation to clarify financial promotions in social media
FCA and PRA recommend against financial incentives for whistleblowing
Businesses get greater say on how regulations are enforced
Unemployment figures down but more needs to be done
NYDFS suspends PwC consultation activity
HMRC steps up pressure on offshore tax evasion
Standard Chartered fined and suspended for AML failures
Close loopholes in zero hour exclusivity ban
MoJ fined for repeated data losses
Corruption main concern as British brands sign trade deals with India
Data protection compliance still needs improvement
New reporting requirements set for UK extractive companies
'Better late than never': Co-op Group votes in radical reforms
MOPAC launches Business Crime Strategy
Societies and co-operatives law simplified with new act
FTSE 100 company boards changing for the better: Deloitte
BoE finalises supervision of international banks
Charities reminded to report serious incidents
Government prepares to implement Elliott Review findings
Electronics sector next to undergo regulations review
Businesses blaming 'weak' passwords inexcusable: KPMG
National Cyber Security Programme making good progress
Stop future excessive pay rises for senior council staff
FRC updates Corporate Governance Code
Academy school regulations 'too weak'
GSK charged and fined for bribery by China
UK announces initiatives to tackle cyber crime
Tesco fast-tracks financial chief in light of overstatement scandal
Barclays fined £38 million for risking client assets
Business confidence plateauing: BDO
CMA guidance focus on trade associations, company directors and sensitive information
Prada executives investigated for tax evasion
Lloyds fires staff over Libor scandal
Tesco to be investigated by FCA
JPMorgan data breach affects millions
Two new NEDs join Tesco board
PRA consults on ring-fencing of core services
FTSE 250 companies need to update remuneration arrangements
Financial services firms see fastest growth since 2007: CBI/PwC
EC adopts financial rules to stimulate investment
Audit Commission lowers public audit fees
CMA energy investigation underway
EBA investigates EU bankers allowances
New chair of The Pensions Regulator sets out priorities
Tesco plagued by succession woes as Chair steps down
Changes to annual return for charities
Highest value of fraud detected by Councils
SFO launches criminal investigation into Tesco accounting
24 banks fail EBA stress test
BoE to follow in EBA footsteps
BoE outlines how to resolve failed institutions
Red tape campaign saves £200m
Take action to avoid common online attacks: ICO
Ending 'too big to fail' banking culture
Five global banks fined for forex misconduct
UK companies consider hiring ex-hackers
Small firms do not effectively manage financial crime risks
IT failures cause of latest round of banking fines
Accountability in insurance
Trustees' duties guidance update
CMA publishes bid-rigging guidance
Boards still not prioritising social media
Germany introduces board quotas
NAPF updates corporate governance policy
EU Council clamps down on corporate tax avoidance
Higher costs in store for financial institutions
New disclosure and transparency rules to be implemented in 2015
Irish Companies Bill awaits President's signature
More than two thirds of countries score below 50 on corruption scale
FIFA to release full inquiry report of Qatar and Russia bidding processes
FRC to investigate Tesco accounts
FRC to investigate PwC in connection with Barclays
SEC fines Avon for corruption failures
Moonpig ignored data flaw for 18 months
ICO looking into Moonpig incident
Regulator urges charities with January deadline to file on time and online
British Gas and E.On cut energy prices
FRC to focus on company culture and behaviour
Tool for third parties to submit charity accounts
Co-op Bank rewrites its ethical code
UK has most open government in the world
SEC charges Standard & Poor's for fraud
Ofgem strengthens price comparison website rules
Company owner register mandatory in EU
Reckitt Benckiser fined for listing rule failures
Parliament consulting on NI Corporation Tax Bill
ICO given new powers to audit NHS
Mistreatment of customers biggest ethical concern of 2014: IBE
Companies House error costs £9m after ruining a business
Percentage of women on boards not the only measure of diversity
Another investigation into Tesco launched by new regulator
PwC promoting tax evasion on industrial scale: PAC
HSBC tax failings came to light via whistleblowing
NHS staff still bullied and penalised for speaking out
SEC imposes sanctions on Big Four in China
HSBC chief apologises for tax avoidance scandal
Lord Green steps down from TheCityUK board
Cyber attack top business threat
FCA to investigate competition in investment and corporate banking
Better regulation enforcement saves £40m
Monitor placing Norfolk and Suffolk in special measures not all bad
Inclusion of NEDs under Senior Managers Regime undermines independence of role: ICSA
Draft Bill proposes greater powers for Charity Commission
Greater Manchester to take over NHS budget
Big companies to pay small suppliers in 30 days says BIS
NAO report highlights inadequacies in role of regulators in whistleblowing process
Scottish Power banned from selling for 12 days by Ofgem
PwC dropped as auditor by British American Tobacco
Investigations continue into fraudulent ownership of UK property
Pharmaceutical companies violate self-regulations
Whipps Cross University Hospital 'inadequate'
Final rules on Solvency II published by PRA
Law Commission opens consultation on technical issues in charity law
Legal action against Tesco 'far greater destruction of value' for shareholders
Women on boards review finds no all-male boards left in FTSE 100
Nicky Morgan rejects calls for an independent curriculum commission
ABN Amro board renounces six figure bonus
CMA publishes guidance for company secretaries
2015 stress tests to assess global resilience
E.On to pay £7.75m for overcharging customers
UK government to regulate cryptocurrencies such as Bitcoins
Small firms have little confidence in Prompt Payment Code: FSB
Charity Commission advises of audit threshold changes
SEC fines engineering firm for whistleblowing violations
Clydesdale Bank fined heavily by FCA
FCA fines The Bank of New York Mellon for client money failures
Institutional investors back away from hacked businesses
Coop board nomination – against cooperative ethics or best practice
Which? calls for CMA to end dodgy pricing tactics by retailers
FCA publishes feedback to financial crime consultation
Chairman of Volkswagen resigns
Alliance Trust avoids AGM rebellion
Whistleblower awarded financially by SEC
Hackers steal $5m from Ryanair
Sainsbury's appealing Egyptian Court's jail sentence
FRC to look at quality of explanations in 'comply or explain' section
EC to investigate competition in e-commerce sector
Tax and the deficit high on list of expectations for businesses post-election
BMW found to be world's most reputable company
One member one vote system used by members at Co-op Group AGM
Hector Sants to lead review of competitiveness in UK banking sector
Financial services report finds 'widespread disregard for ethics'
ICO calls for more practical approach to data protection
Banks fined record sums for forex manipulations
Fifa to go ahead with presidential elections
Shareholders revolt at Deutsche Bank AGM
Social media not enough of a priority for boards
Investors welcome use of digital reporting
Alternative finance demand expected to increase
Sepp Blatter resigns as Fifa president
FRC to help smaller companies improve quality of reporting
Charity Commission outlines approach to new power to disqualify
Ryanair ordered to sell Aer Lingus shares
Policies proposed to prevent banking misconduct
Deutsche Bank co-chiefs step down
Charity Commission consults on UK accounting changes
Public services riddled with poor governance
Companies House launches public beta service
Tesco rated worst 'big four' supermarket for compliance
RBS criticised at its AGM
FRC investigates KPMG in connection to BNY Mellon client money
China joins OECD Development Centre
SEC consults on audit committee disclosures
Internal audit driving changes in financial services sector: IIA
Chief Executive Anthony Jenkins ousted from Barclays
FIFA's Ethics Committee bans Chuck Blazer from football-related activities for life
Charity Commission updates guidance for trustees
Martin Wheatley to step down as FCA Chief Executive
Toshiba scandal indicates troubled corporate governance across Japan
David Cameron promises to tackle money laundering in the UK property market
FCA finds firms still failing to manage benchmark risks
Network Rail fined for breaching operating licence
News digest 21/08/15: Coop bank loss and India sues Nestle
News digest 28/08/15: CitiGroup fined and HSBC IT glitch affects thousands
News digest 11/09/15: Wetherspoons founder criticises corporate governance structures
News digest 18/09/15: GM pays $900m settlement and call blocking firm fined for cold calls
News digest 25/09/15: Volkswagen to appoint new CEO and charities told to reform
News digest 02/10/15: Hitachi settles improper payments and Which? calls for bank overhauls
News digest 30/10/15: Lord Davies report and VW compensation
News digest 09/10/15: Whistleblowing champions and Blackrock proxy access
News digest 16/10/15: Women less likely to receive bonuses and Kids Company scrutinised
News digest 13/11/15: CBI urged to rethink Brexit and SFO drops Olympus
News digest 27/11/15: Doping in Welsh rugby and Barclays elephant deal
News digest 20/11/15: HBOS report and charity governance costs
News digest 06/11/15: Takeover panel censures firms
News digest 11/12/15: Legal & General ends quarterly reporting
News digest 15/1/16: BoE cuts out bad apples
News digest 22/1/16: IGF accused of weak governance
News digest 29/1/15: Review of tennis anti-corruption
News digest 26/2/16: 40% non-compliant with ESOS
News digest 5/2/16: Age UK energy deals examined by regulators
News digest 12/2/16: Global 'right to be forgotten'
News digest 19/2/16: NHS faces referral over 'cash-for-pensions'
News digest 11/3/16: Academy trust executive pay not justified, says Ofsted
News digest 4/3/16: Rise in international requests for SFO help
News digest 18/3/16: The Budget 2016
News digest 15/4/16: BP shareholders reject CEO's pay deal
News digest 10/6/16: Inhouse lawyers under pressure 'to breach ethical standards'
News digest 17/6/16: KPMG steps down as FIFA auditor
News digest 24/6/16: Public perception of 'ideal charity' spending
News digest 1/7/16: 36 more jurisdictions sign up to BEPS
News digest 08/07/16: Female board appointments slow to 5-year low
News digest 15/07/16: Theresa May proposes governance changes
News digest 12/08/16: Leading asset managers reveal gender split
News digest 30/09/16: Football Agents say deregulation allowed 'manipulation and abuse'
News digest 7/10/16: Theresa May puts immoral businesses 'on warning'
News digest 14/10/16: Up to 30% of the workforce are part of 'gig' economy
News digest 21/10/16: More than 1,500 charities risk missing accounts deadline
News digest 4/11/16: Review calls for end to all-white boards
News digest 1/2/17: Fiat face fines
News analysis
Building the pipeline
Prevention over cure
Protection for whistleblowers
Accounting for research
Three bites and you're out
In critical condition
Managing sanctions risks
Transparent transactions
Questionable ethics
Trust in tax
Navigating future challenges
To the company's credit
Too big to govern
External regulation in the NHS
A vote for reflection
Keeping up with the pace
Slavery and the supply chain
Good management of crucial supply chains
Damaged beyond repair
Toshiba's turbulent priest
Powerless shareholders
Winning the battle
A rotten heart
Exposed to scrutiny
The real cost of doping
Secrecy weakens society
Corporate gamble
The year in governance
Deliberate engineering
The truth is out there
Education's March Hare
Lessons to be learned
Protecting pensions
Competing tax values
Beyond Brexit
Boardroom diversity: More action is needed
Governance in the labour supply chain
The importance of independence
A motion of no confidence
Challenge keeps us sharp
Lessons to be learned
Health warning
Culture is key to balancing winning and welfare
Snap snub prompts debate on dual-class shares
Unruly, reckless start-ups must eventually behave
Doubts raised over effects of CEO-worker pay ratios
UK employers at risk after tribunal fees quashed
Final toll for Bell Pottinger sounds governance warning
Pay ratios could lift the fog of unfairness
10 reflections on boosting board ethnic diversity
Brace position: English law on strikes
Weinstein and the end of wilful ignorance
LSE spat prompts questions over transparency and succession
The qualified right to flout non-disclosure agreements
Irresponsible businesses will hit the rocks
UK economic crime strategy specifics remain unclear
After Oxfam, charities cannot bury their heads over misconduct
Presidents Club: Charities face tough decision over tainted donations
The corporate governance lessons from Carillion's collapse
Bribery Act case flags need for active prevention
Insolvency reforms threaten directors with greater liability
Companies House's online registration needs fixing
This AGM season faces a shifting climate
Diluted standards of corporate governance
TSB's IT migration might be more than a reputational glitch
An open approach will help close the gender pay gap
Facebook shows no man is an island when it comes to governance
Reviewing the UK's approach to sporting success
Why employee ownership matters
Loan sharks are circling
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Conference culture - ICSA 2015
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Whistle-blowing – the lifeblood of good governance
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Reduced competition can increase risk
Time for more humility on boards?
Lessons to be learned from FIFA failure
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ICSA Jersey Conference 2015
Subsidiary governance in the real world
The year in governance
Boards need the challenge that diversity brings
Leading the charge for good governance
Reaping the rewards of a diverse board
Corporate governance: the Brexit effect
The new Charity Governance Code: the 'go-to' resource for charities
Why an AGM visit is crucial for governance students
Getting stakeholders into the boardroom
Time to choose this year's governance leaders
A message of support for proposed Charter & byelaw changes
The stakeholder voice in board decision making
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Transparency and trust: getting to grips with GDPR
Boards must lead succession planning
Compliance mindsets will prove tougher to change than the code
The search continues for the UK's industrial strategy
Maintaining a healthy boardroom dynamic
Share buybacks and conspiracy theories
Social responsibility is a tightrope for investors as well as companies
The Rooney Rule should diversify football's managers
Time to redress the balance in board packs
Better board packs: request for ideas
The hidden cost of board meetings
Company secretary: the 'helicopter view' of governance
Even if the FCA builds it, will they come?
Guiding charities
AGMs: Split the voting from the meeting
Next generation governance: The role of the regulator
Conferences 2017
Securing the Future: The Isle of Man Conference 2017
Securing the future: Guernsey Conference 2017
Securing the future: Jersey Conference 2017
The ICSA Ireland Conference 2017
Academy Governance Conference: Delivering continuous improvement
The ICSA Charity Governance Conference 2017
Sports Governance Conference
Data Governance Conference: Risks and opportunities of GDPR
Charity Leadership Workshop
Subsidiary Governance Conference 2017
Conferences 2016
Charities (Protection and Social Investment) Act 2016 Conference
The ICSA Ireland Conference 2016
The ICSA Guernsey Conference 2016
The ICSA Academy Governance Conference
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The ICSA Shares Conference 2016
The ICSA Technology Conference: focus on cyber security
The ICSA Annual Conference 2016
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Conferences 2015 and older
The 6th ICSA Corporate Governance Conference
The ICSA Company Secretaries Conference 2014
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Conferences 2018
Corporate Governance Reform Conference
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ICSA Mauritius Conference 2018
Listed Companies Conference
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Managing Risk, Leading Change: Isle of Man Conference 2018
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10th Annual Board Secretary
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M&A: Best practice for global subsidiary management
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Developing Situational Intelligence
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Managing boardroom tension
Sports governance student open evening
Supply Chain Governance: Getting it Right
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Knowledge and guidance
EU update
A welcome review of the Prospectus regime
European Commission Consultation on Cross-border Merger Regime
European Commission to Regulate Acquisitions of Minority Stakes
European Directive on gender balance for non-executive directors moves a step closer
Market Abuse update – delegated and implementing regulations
MiFID II implementation date extended to January 2018
New anti-money laundering directive adopted
New Prospectus Regulation − change is coming
ESMA issues statement on improving the quality of disclosures in the financial statements
Financial Institutions and Brexit – The Chips are Down!
Key impacts of the EU General Data Protection Regulation
New EU data protection regulation finally agreed
Market Abuse update – insider lists
European Commission agrees to PRIIPs delay
European Commission proposes new e-privacy regulation
European Banking Authority (EBA) issues Opinion on Brexit Issues
Market Abuse update
Challenge to Privacy Shield by Digital Rights Ireland dismissed by EU General Court
European Commission issues warning on data protection ramifications of Brexit
Governance and directors
High Court grants injunction preventing the holding of an EGM
Managing subsidiaries – a balancing act
Shareholder disputes: legal advice obtained by company is privileged
Subsidiary conduct: when to blame the parent?
Who bears the costs of restoring a company to the register of companies?
Advice on company officers without requisite knowledge
Central Bank issues revised Corporate Governance Code for Credit Institutions and Insurance Undertakings
Director reliance issues
FRC responds to EC recommendation on 'comply or explain' reporting
Gender diversity - 'Women on Boards' report
Improving your corporate governance reporting
New Immunity Programme for Cartel Whistleblowers
No restriction for nominal director
Private Investigator Company and its Directors Prosecuted for Data Protection Breaches
Protected Disclosures Act 2014 – a new era for whistleblowing in Ireland
Ramsay's signature nightmare
Report on awareness and impact of the UK Bribery Act 2010 among small and medium sized enterprises published
Review of the OECD Principles of Corporate Governance
Women on boards – Lord Davies publishes final report
Directors' Conflicts of Interest: Avoid or Manage
Non-executive directors: a special role
Companies (Accounting) Bill 2016 - Changes to companies accounting law on the way
Central Bank of Ireland guidance note on cybersecurity risks
Options for conversion to a DAC after 31 August 2016
High court confirms test for determining whether transfer of debt is a 'true sale' agreement
In Short: Are you set up for mandatory e-filing in the CRO?
Appointment of directors by shareholders: The importance of compliance with notice provisions
Breach of warranty claims: Don't fall at the first hurdle
Newly-merged Office of Financial Services and Pensions Ombudsman to take effect on 1 January 2018
Should controllers refresh existing consent in light of GDPR?
Directors' compliance statement
Guidance and checklists
AGM checklists
Appointment / resignation of director
Changing the Company name
Filing an annual return
Incorporating a Company
Maintaining statutory registers
Minute taking
The main Governance Codes
Personal insolvency - Bankruptcy provisions commenced
High Court recognises Swiss corporate insolvency and restructuring proceedings
Reduction of bankruptcy term from 3 years to 1 year
High Court directs sale by receiver, confirming third party has no locus standi to object
Court of Appeal reverses ruling that directors are personally liable for debts arising from reckless trading
The impact of non-registration on a loan purchaser's power to appoint a receiver
High Court clarifies bank to have actual notice of winding-up to avoid repayment of transfers made subsequent to winding-up
Court of Appeal confirms appointment of examiner despite existence of restructuring agreement
High Court grants interlocutory injunction preventing appointment of receiver over Dublin pub
Central Bank paper – PRISM Explained
Insurance Distribution Directive (IDD) − significant changes for all insurance distributors
New Section 25 Annual Compliance Statement
EIOPA defines key priorities for 2016
The Setanta case turns yet another corner
European Commission reaches preliminary view that insurance block exemption regulation is no longer necessary
European Commission refuses to delay PRIIPS regulation
Central Bank publishes report on money laundering in the life insurance sector
Central Bank's programme of themed inspections for (re)insurers in 2016
Court of Appeal rules against MIBI in Setanta case
Outsourcing under Solvency II – Central Bank publishes paper for (re)insurers on notification requirements
Insurance companies using telematics to face audits
Central Bank publishes Consultation Paper in relation to Third Country Insurance Branches in Ireland
High Court rules on the duty of disclosure owed by insurance intermediaries
EIOPA issues opinion on supervisory convergence in light of Brexit
Central Bank publishes guidance on the establishment of an EEA branch of an insurance undertaking
Legislation and regulation
Servicing of Consumer Loans to be Regulated Under New Consumer Protection Bill
Accrual of annual leave while on long-term sick leave
Central Bank enforcement priorities and themed inspections for 2015
Competition and Public Procurement: Guide on Consortium Bidding
Data Protection Commissioner clamps down on 'vetting by the back door'
Data sharing in the public sector – what you need to know
Irish competition body suffers dawn raid setback
Penalties for non-compliance with lobbying legislation came into force on 1 January 2017
PRIIPs Regulation enters into force
Regulation of Lobbying Act 2015
The new Companies Bill and the enhanced role of the Company Secretary
Credit reporting of 'non-consumer' debt beginning soon
Regulatory enforcement and white collar crime − time for change?
Assisted Decision-Making (Capacity) Act 2015
Getting data protection right
2015 – A Busy Year for Financial Regulatory Enforcement
Proposed Changes to the Central Bank's UCITS Regulations
Publication of FOI Model Publication Scheme
Solvency II special purpose vehicles
GDPR – Five key steps to compliance
Transactions enters force
Banks and investment firms: assessing suitability of the management body
Clarification to scope of SME Regulations
What constitutes 'inside Information' under the new Market Abuse Regulation?
Cyber risk next on agenda for Central Bank thematic review
Transparency Regulations updated
Filing Time for Investment Companies and Certain Undertakings for Collective Investment in Transferable Securities
Central Bank Imposes First Cyber-Fraud Sanction
Corporate 'Managers' Beware
Companies (Accounting) Act 2017
Central Bank themed inspections programme 2016
Brexit relocations - all together now
Companies (Accounting) Act 2017: disclosure of non-financial information
Do you know your company's annual return date?
International data transfers - first annual review of Privacy Shield
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Sheffield's Joe Root is looking forward to England's tour of Bangladesh this winter, despite concerns over player safety.
One day captain Eoin Morgan pulled-out of the trip while batsman Alex Hales also withdrew following talks with the England and Wales Cricket Board.
But Root, who will be joined on the tour by Yorkshire colleagues Gary Ballance, Adil Rashid and Jonny Bairstow, said: "I'm looking forward to the cricket, I really am. Bangladesh are becoming a very good side, especially in one day cricket.
"Going into the Test series, leading up to a big tour of India as well, it's very important that we don't see that as a warm up to that series and we treat Bangladesh with a lot of respect. They have got some players that are very capable of doing special things in international cricket."
Root added: "If we can just concentrate on our game and looking to progress like we have done over the summer, it will make for a very entertaining start to the winter. Hopefully it will all go well and the talking points will all be around cricket and not anything else."


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As we at Changing Gears prepare for our upcoming event in Michigan about retaining young people, Tom Bier of Cleveland State University has a provocative take in Sunday's Plain Dealer about what cities like Cleveland and Detroit need to do. The crux: these cities need attractive downtowns and the regions need to work together to make sure the central city is strong.
Read the full piece here and tell us what you think.


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Hello ladies. I'm back again after a very long vacation. This blog post is about what soap I'm using to maintain my fair skin.
I was always asked by my friends, relatives and sometimes by my followers on instagram on to which whitening soap would I recommend them? So for all those who are in search of a whitening soap with a faster effect, here's what you're looking for.
Are you guys excited to hear my story? Ok, here it goes…
☆This is my own opinion based from my experience and I was not paid to do this review.
Back in 2010 when I got home from my 3 years work in Japan, many are amazed on how fair and glowing my skin is. (Knowing the good weather of Japan, it really made my skin fairer) Ofcourse, I love the attention and it's so flattering. So I thought how am I able to maintain that in this kind of weather? (Philippines) Then my brother was using a placenta soap on his face and his face is so noticeable. So I tried using it too. It was a good product but I read from some reviews on the internet that Kojic soap is better. So I searched for a kojic soap in the market and luckily, I found Kojiesan. So why kojiesan out of the other kojic soaps in the market? Believe it or not, it is because of the picture of a geisha on the packaging. Geisha is very popular in Japan. Knowing that geisha has that super white face characteristic, I thought maybe this soap can make me as white as a geisha (kidding aside). After months of using it, some would say that my skin becomes fairer. So I used the soap as my maintenance soap for like 3 consecutive years. Yes, I was that loyal and I'm proud. But kojiesan is a bit drying on skin. So you really have to put on a lotion after taking a bath.
How I use it: I lather the soap on my entire body and let it stay there for 5 to 10 minutes before rinsing. The effect will be seen in a week, I swear. Kojiesan can be use on both face and body depending on your likeness. Like me, I used it mostly on my body. Sometimes on my face but not most of the time since it's drying. The soap is drying so I use a moisturizing soap after using this soap.
I really love the soap but I got tired of using this soap because I thought my skin is fair enough. I have tried many soaps, not whitening soaps this time but more of a moisturizing soaps. Sometimes, I still buy my favorite Kojiesan soap but I don't use it as frequently as before. Not until the day I decided to go back to this product because I'm having tan lines now because I have to bring my child in school at 1:00 P.M. He doesn't have a school service because his school is just a 5 minute walk from our house.(Imagine the sun at 1:00 P.M.!🌞)
So there, I decided to buy the soap again, along with the other products from Kojiesan since I have proven how effective and how promising the product is. Here's my latest haul: I got myself a kojic soap ofcourse, a toner, a lightening cream for the face and a lightening lotion with SPF25 for my body. So here's what I got:
5 items for only 500.50Php. I'm so excited to try the other items from Kojiesan and I'll be sharing the experience with you again. (Good or bad) Here's a short description for each items:
Kojie•san Skin Lightening SoapPhp72.50
Kojiesan contains high grade cosmetic all-natural Kojic Acid that helps prevent melanin production, making skin lighter and clearer. Kojiesan Skin Lightening soap is effective in diminishing dark spots, freckles and acne, stretch marks and uneven skin tone.
Kojie•san Lightening Lotion with SPF25Php158
Kojiesan body lightening lotion with SPF25 is a light and non-greasy body lotion that helps lighten and moisturize the skin. Formulated with high grade all natural kojic acid known to whiten skin and broad spectrum SPF25 to protect your skin from the harmful UV rays that may trigger the signs of aging. Its Shea Butter component leaves your skin feeling soft and smooth all day.
Kojie•san Cleanser + Toner dual actionPhp75
Kojiesan Cleanser + Toner, light solution derived from blend of natural ingredients that cleanses and moisturizes skin. This 2-in-1 formula contains Ginseng extract and Rosehip Oil known for its skin-firming ability that helps smoothen fine lines and wrinkles; it also helps revive tired and damage skin, cleans blemishes and prevents dryness.
Kojie•san face lightening creamPhp120
Kojiesan face lightening cream is a light and non-greasy blend of natural plant extract with high grade all-natural kojic acid which is known for its excellent whitening effect.
•Lightens skin and reduces dark spots
•Supports in the reduction of skin blemishes
•Restores skin suppleness
•Leaves skin moisturized
•Helps promote healthy glowing skin
Overall, I strongly recommend Kojiesan lightening soap. Cheap yet effective. The only downside is that it melts quickly & it dries your skin.
Thanks again for having time to read this post and I'll see you on my next post.


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Smartphones can take awesome photos, but it's worth knowing a few handy hints to really get the most out of your smartphone photography. It only takes remembering a few little things to make an otherwise good photo into a truly great photo, and it also helps to avoid common problems that affect smartphone photos.
HDR or No HDR? Know When to Use It
You might just leave on HDR all the time or never use it at all, but this feature can greatly improve a photo when used right. It works by taking multiple photos each with a different level of brightness then layering them all together as one. It is best used for situations where you have very dark and very light elements in your photo, like a landscape shot of a sunset and alike. For taking photos of moving objects it's terrible, so keep in mind when to use HDR.
Forget the Zoom
Unlike digital cameras that have a zoom lens, smartphones do not have a physical zoom, only a digital zoom. When you use this zoom you're effectively just zooming in on an image, so you lose resolution and the photo becomes pixelated. It also becomes very hard to take a steady shot. Don't use the zoom, just get closer, and if you can't then take the photo without zoom and then zoom into it later using a photo editing app.
Follow the Light
Without light there is no photography, and it's your best friend in the quest for that perfect shot. Always check the light, where the natural light is coming from, and try to take a photo where the natural light is shining towards the subject or object of your photo. The less light your have the more image noise you'll notice on your photos.
Low Light? Switch to B&W
So you've taken a great shot while out one night in a dark restaurant or nightclub, then in the light of day you see the quality is actually quite poor as the photo is grainy. Luckily there is a very simple way to dramatically improve photos affected in this way. Switch the photo from colour to black and white to see a dramatic improvement, and even go further by altering contrast and brightness to bring out the best in your photos.
Take Charge of Exposure
The point and shoot aspect of smartphone photography makes it simple, but it can also make it difficult to take more creative photos. Taking charge of the exposure is a great way to start experimenting with your photography skills. Your smartphone camera will usually adjust exposure automatically, but by doing it manually you can create much more interesting photos.


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Saturday, October 15, 2016
Ohh La La
Ike's World Challenge, so you could make a card that you could enter in both contests! I can't wait to see what you create. Check out Ike's Facebook Group, there's card sharing and some wonderful image freebies.
Cheers, Holley
17 comments:
Ooh Holley, this is gorgeous. Such a striking and beautiful image. Cathy xReplyDelete
Gorgeous Holley, beautiful image and lovely colouring.ReplyDelete
Linda xxx
Lovely card Holley, great design and the image is fab even is she does look a little sad. Hugs Jennifer xxReplyDelete
Loving the colours on this it's perfect. Thank you for taking the time to join in with our challenge and sharing your creativity with us, I love to see your talent and imagination at work. Love 'n' hugs Sall IkesWorld Challenges DTReplyDelete
Hi Holley this is a stunning card I love the image you have used. Take care. Hugs JackieReplyDelete
WoW - a super creation and such gorgeous colouring :-) Thank you for using one of my images and for the 'shout' Holley :-)ReplyDelete
IKE xx
My Challenge Blog
My Shop
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Fabulous card and colouring of the image Thank you for joining us at Ike's World Challenges good luck Ginny DT forReplyDelete
Ike'sWorld challenge
My Blog As I do Rodos
She is really stunning Holley. Great card.ReplyDelete
Lovely card HolleyReplyDelete
fab image and a beautiful card HolleyReplyDelete
Gr Karin
- AnonymousOctober 16, 2016 at 5:17 PM
Wow this image is fantastic xxx stunning make Hun xReplyDelete
Lovely colouring on Ike's image, you've done a fantastic job and she's a fitting image to use for our challenge #74 Girl Power over at Ike'sworld Challenges. Michelle DT xxReplyDelete
Bravo, Holley!ReplyDelete
I love what you did with this image. Interesting and unusual layout. Great jog! Thanks for playing with us at Ike's World challenge. Good luck Christine DT forReplyDelete
Ike'sWorld challenge
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Gorgeous creation and colouring!ReplyDelete
Thanks for playing with us at Ike's World Challenges.
Julia - DT
As always, Holley, your card is awesome!! Thanks for sharing it with us at Ike's World Challenge blog.ReplyDelete
Super design!ReplyDelete
Thank you for sharing with IKE'S WORLD Challenges!
DT for IKE'S WORLD Challenges!
Calling All Crafters! – My personal Blog!


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Yet, every four years, politicians flock to the Granite State in hopes of a dramatic win in its presidential primary election – the first in the nation.
A loss can be catastrophic. When Democratic challenger Estes Kefauver defeated incumbent President Harry S. Truman there in 1952, Truman abandoned his campaign for a second term. At the height of the Vietnam War in 1968, President Lyndon Johnson managed only a 49 percent victory over Senator Eugene McCarthy and withdrew from the race with his famous prime-time TV declaration: "I shall not seek, and will not accept, the nomination of my party for another term as your president."
By New Hampshire state law, the primary is the first in the nation. If another state moves theirs up, New Hampshire responds in kind. New Hampshire State Statute 653:9 stipulates that the primary must take place at least seven days before any "similar election" in any other state.
Somehow, New Hampshire lawmakers do not consider the Iowa caucuses to be "a similar election," so, in recent election cycles, the primary has taken place a week or so after the Iowa event.
But when other states have sought to move up their primaries to dilute New Hampshire's impact, state law always kicks in. From 1952 to 1968, the primary was held on the second Tuesday in March. In 1972, it was shifted to the first Tuesday in March. From 1976 to 1984, it was advanced to the fourth Tuesday in February. From 1988 to 1996, it was moved up to the third Tuesday in February, then in 2000 was held on February 1.
In 2004, it was moved up to the fourth Tuesday in January, then in 2008, it advanced to the earliest date yet — on the second Tuesday in January, where it remains.
Although only a tiny number of delegates are chosen, the New Hampshire primary's vast importance comes from the massive media coverage it receives. In recent years, it and the Iowa caucuses received
The result is a public relations bonanza for a tiny state that most people cannot pick off of a map and whose main tourist attractions consist of such forgettable sites as – listed in this order by state tourism officials:
1. Mt. Monadnock – Algonquin for "mountain that stands alone." According to the tourist bureau, "Mt. Monadnock rises up majestically from the New Hampshire flatlands, enticing visitors to trek its over 40 miles of foot trails."
2. Dartmouth College
3. Moose Alley, a stretch along Route 3 with a sign that warns: "Brake For Moose"
4. Loon Mountain and
This memorable historic site, which is on everyone's bucket list:
5. Fort at No. 4 Living History Museum
So, it's little wonder that New Hampshire lawmakers are determined to hang onto this one source of national publicity. After all, shown a map of Vermont and New Hampshire, who knows which is which? They both look as if they should be part of Maine.
An example of the massive media coverage given the primary would be tiny Saint Anselm College. The otherwise unknown campus has hosted multiple national debates that attracted international media coverage. Without the primary, it would be as prestigious as the Benjamin N. Cardozo School of Accupuncture.


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Channel your inner pastry chef and craft culinary delights by baking with our festive Halloween cooking supplies. The various vibrant icings, pastes, sprays, sprinkles and molds in the Bartz's collection let you put a personal touch on your holiday desserts.
Don't settle for a bland dessert. If your treats get passed over at parties, garnish a cake with our delectable, eye-catching icing and slices will get snatched up in seconds. Our Halloween cake decorating supplies are kid-friendly and are a great group activity. Your entire family will have a blast sprinkling sugar, smearing icing and spraying color to concoct crazy cookies.
These Halloween baking decorations and accessories are guaranteed to leave your party guests scared, spooked and satisfied. Buy these dessert decorations in bulk and get free shipping on large orders! Order today!
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I scoured the Internet for some good Fendi photos. I couldn't find that many.......jk lol. I wanted to show off the genius that IS this collection. It reminds me of Africa. I have no idea why lol. Perhaps its the colors. But Karl outdid himself on this collection I honestly loved the WHOLE damn thing. Right up to the makeup detail.
jil sander SS13
Jil Sander is my second favorite designer. The collections are always consistent boundary pushing but in the most subtle ways. This collection, for example, was simple and clean-cut, with big statements of bold colors (a re-occurring pattern this season it seems), but it was off-set with subtle undertones of white. Aside from the hair-style and the great use of color, I'd like to point out the amazing footwear. For some of the looks I had to do a double-take for a second to realise that half the boot was in fact two-toned and not just the model's skin color. I felt like the collection was also very 60's/70's inspired. Or maybe I'm just crazy, i don't know. But some looks felt very "funky" with disco-esque boots and large polka-dots.
stella mccartney SS 2013
My third favorite designer is Stella McCartney. She never seizes to amaze me... like ever. Every season her collections get better and better; building off of the previous one. This season, she uses bold, strong colors against lighter tones/shades of white and grey and black. And of course, she employs m favorite look of all: the 'hair-behind-the-ears' look. Which is a look employ on a daily basis.
chloe S/S 2013
My all time favorite designer is Chloe. This was by far my favorite collection that SS '13 fashion week had to offer. The whites with small splashes of color here and there with pin-stripes or a touch of flower applique. I thought the whole collection was fucking brilliant, pardon my french.
she is my whole life: there is honestly nothing quite like her style. every look she has is different and versatile. I often find myself flipping through my 'Ruby Aldridge archives' on mornings when i have no idea what to wear and need a little inspiration. This girl's a beauty!
For Fall, I would say these are primarily the looks I've been rocking. I haven't been wearing any plaid skirts but the flats/loafers, boxy knits, trouser pants and trench coats..and lets not forget my signature look: the hair-behind-the-ears. I prefer that hair style to the typical 'middle part'. I think it literally has the ability to transform an entire outfit.
I think out of everything this season the thing I like most is the deep greens that I've been seeing. Its such a bold color, I love it.
Labels: via: wildfox blog
Okay soo how many of you remember the fabulous Alexander Wang stud duffle bag from a couple seasons ago?? I wanted it soo bad (obviously who wouldnt) but the original price was, and still is, waaay too expnsive for me sadly :( No worries though I just found THE best alternative!! and Im placing an order for it as I type!
I cant actually copy the image into here but Ill hyperlink it. The site is called Stylenanda (click that and itll take you right to the page the bag is on) and while youre at it you should check out the rest of the site its fab! so many amazing items. Its like Pixie Market sort of but different, but still amaze :)
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Dispose of a refrigerator by calling your local waste management company or a recycling center to see if it offers a pick-up service or if it requires you to deliver it. Schedule an appointment, and then prepare the refrigerator for hauling. You need an adjustable wrench and a Phillips screwdriver to remove the doors.
Locate the bolts that hold the metal top hinge of the refrigerator doors, and use the adjustable wrench to loosen the bolt. Take the hinge off the door and the body to the refrigerator. Unscrew the screws at the bottom of the door. Place the screws, bolts and hinges in a bag. Set the door aside. Perform these same steps on the other door.
Remove the shelves and dowels as well as the crisper drawers. Place the dowels in the same bag as the screws, bolts and hinges. Ask a friend to help you place the refrigerator on a dolly, and wheel the unit to the curb for pickup or to the truck for hauling. Keep the doors near the refrigerator, but do not reconnect them. Watch for children or stray pets to make sure that they do not get near the unit and knock it over.


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Call us on 01279 263646
We offer a variety of consulting services for Microsoft Dynamics 365.
Planning a deployment of Microsoft Dynamics 365 is not trivial and involves a number of inter-dependent technologies. Using eXpertCRM to install your system may save you time and money. We've installed many Dynamics 365/CRM systems and know most of the likely pitfalls.
You probably have existing customer data in a variety of sources to migrate into Microsoft Dynamics 365. We can help you manage the process ensuring that data is successfully migrated.
If you've already using Microsoft Dynamics 365 you may need to customize the system to match the way your business works.


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A boatload of suspected asylum seekers intercepted off Australia's northern coast is being taken to an island center for processing. After a spate of people smuggling incidents, the government has outlined plans to intensify surveillance of its northern waters. From Sydney, Phil Mercer reports.
This is the sixth boatload of suspected illegal migrants to enter Australian waters in the past two months.
A navy warship spotted the latest unauthorized arrival near the Western Australian town of Broome. On board were three crewmen and 44 passengers.
Their nationalities have not yet been made public.
The vessel is being escorted to Christmas Island, a remote Australian territory in the Indian Ocean, for immigration processing.
Because of the recent rise in captured smuggling vessels, the Canberra government will deploy an extra patrol boat and aircraft to increase surveillance off the northern coast. Many boat people have arrived in the north, sailing from nearby Indonesia.
What is responsible for rise in boat people?
Refugee advocate Phil Glendenning thinks that a surge in violence in Afghanistan may well be responsible for the recent increase.
"People are fleeing from the war, they are fleeing from persecution," he explained. "It's been predicted by the United Nations' Commissioner for Refugees that there would be this increase because of the conflicts that are taking place internationally, in particular in Afghanistan and that is what we are seeing and we should not be surprised by it."
Officials say there has been a "slight increase" in the number of boat people heading to Australia in recent weeks.
Government reacts to people smuggling criticism
However, government ministers reject opposition claims that people smuggling has risen because of a softening of immigration rules. Earlier this year the government abandoned the controversial practice of automatically detaining all asylum seekers who entered the country illegally.
The government says people traffickers are taking advantage of good seasonal conditions and the extra border patrols will protect Australia's vast and largely unguarded borders.
Arrest made
Australian police have charged a 31-year-old Indonesian man with people smuggling. The man, identified as Pombili, is alleged to have been in charge of a boat apprehended near the isolated Ashmore Islands last month.
He has been charged with bringing a group of non-citizens into Australia. It is an offense that carries a maximum sentence of 20 years in prison.