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Qatar Foundation International and WeVideo Partner to Raise Awareness About Climate Change
Launching Social Video Initiative at COP18/CMP8 to Educate and Inspire
By: Marketwired .
Nov. 26, 2012 06:00 AM
PALO ALTO, CA and DOHA, QATAR -- (Marketwire) -- 11/26/12 -- As the UN Climate Change Conference starts in Doha, Qatar this week, Qatar Foundation International (QFI) and cloud-based social video editing platform, WeVideo, are launching a global social campaign as part of COP 18/CMP8's "7 Billion, 1 Challenge." Anyone, anywhere in the world can create one-minute social videos starting with the phrase, "I believe we can..." and add their pledge and voice to the climate change conversation. Selected videos and highlight reels will be featured on the website and at the conference.
"We're excited about this unique opportunity to galvanize a global conversation of individual voices committed to taking personal action to counter climate change," says Maggie Mitchell Salem, Executive Director at Qatar Foundation International. "During COP18/CMP8 Doha government officials and policy makers will negotiate on a complex set of agreements that we hope paves the way for a more sustainable future. Yet it will be each of us, especially the youth, who will have to deliver on promises of change."
Throughout the coming months, these videos will be uploaded and viewable on the "7 Billion, 1 Challenge" website, (http://www.wevideo.com/qfi) and on YouTube: http://www.youtube.com/user/7BILLION1CHALLENGE. Videos can also be shared across the web in an effort to educate and bring personal perspectives to climate change conversation.
"This collaboration between QFI and WeVideo is all about giving anyone anywhere in the world a voice, empowering them to tell their stories about climate issues and inspire others to do the same," says WeVideo CEO Jostein Svendsen. "We anticipate these videos will provide a new energy and perspective, and inspire people to join the global dialogue around climate change."
About WeVideo
About Qatar Foundation International (QFI)
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Certificates of Deposit (CDs)
If you have some money in savings that you know you won't need to spend soon, a Certificate of Deposit ("CD") might be a good savings option. With a CD you are committing to give your money to the bank for a set period of time and not touch it. Generally, the longer you agree to leave your money in the bank, the higher the interest rate you'll earn. Like a savings accounts, CDs are a safe, FDIC insured way to help you grow your savings.
In most cases, your money will earn more interest in a CD than it will earn in a savings or money market deposit account. Unlike a regular savings or money market account, when you put your money into a CD, you're signing up for a fixed rate for the entire term of the CD. The trade-off is the time commitment. To get the full benefit of the higher interest rate, you need to keep your money in the CD for the entire term you sign up for (until it "matures"), which could be anywhere from 3 months to 5 years. If you withdraw the money early, you'll be subject to a penalty and could lose some or all of the interest it would otherwise earn.
How CDs work
Money saved in a CD with your bank is deposited for a certain amount of time, and earns interest until it matures.
Interest—Like savings accounts, CDs can earn compound interest as interest accumulates in the CD. This means that, although the interest rate percentage remains constant, the dollar amount of interest added increases each period. As an alternative to allowing the interest to stay in the CD, the CD purchaser can usually arrange to have the interest periodically mailed as a check or transferred into a checking or savings account. This reduces the total interest earned because there is no compounding. When shopping around for a CD, look for the Annual Percentage Yield (APY), which is the rate of return your CD will earn in a year, accounting for compounded interest. APY is different from Annual Percentage Rate (APR), which is the simple interest rate applied to every calculation of interest during the term of the CD.
Rates and Length of Term—Different interest rates will apply depending on the going rates at the bank you purchase from, and the length of the CD term. Generally, the longer you are willing to commit to leaving your money in a CD, the better the interest rate you will be able to get. For example, you might only get 1.0% interest for a one-year CD term, while the same bank also offers 3.0% interest on a five-year CD. Weigh the pros and cons of having your money tied up for a longer period of time, versus earning the additional interest.
Early Withdrawal Penalty—If you cash out a CD before it matures, you pay a penalty. Usually the penalty amounts to one or more months' worth of interest the CD would have otherwise earned.
When Your CD Matures—When your CD "matures" or comes to the end of its original term, you usually have a window of time to decide what to do next (10-15 days in many cases). In some cases, banks can automatically reinvest the money into a new CD if you don't give alternate instructions. Make sure you tell your bank what you'd like to do with the funds, unless you want the money rolled into a new CD.
Shop for the Best CD Rates—Interest rates on CDs vary from bank to bank. It pays to shop around for the best rate possible on a term length you are comfortable with.
- Check local banks to see what current CD rates are being offered.
- Go online. Sites like Bankrate.com offer lists of the best CD rates available according to how long you would like to keep your money in the CD.
- See if your bank has affinity rates. Banks will usually offer their best CD rates to their best customers. Check to see if your bank will offer you a better rate on CDs for your good business.
My Money Goals
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- Please choose from the other list
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Use your money skills to score in a game of Financial Football.
This site is for education purposes. The material provided on this site is not intended to provide legal, investment, or financial advice or to indicate the availability or suitability of any Capital One product or service to your unique circumstances. For specific advice about your unique circumstances, you may wish to consult a qualified professional.

subset: commoncrawl


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FORT LAUDERDALE — Before commissioners vote Tuesday on the massive, architecturally unique Marina Lofts apartment project that could transform downtown, they first must decide the fate of the tree that stands in its way.
Developer Asi Cymbal proposes moving the 80-foot rain tree, with its 125-foot-wide canopy, to a nearby open space. He has experts who assure the city it can be moved safely.
Many supporters of the roughly hundred-year-old tree don't think it will survive if it is transplanted. They want the project's design changed to keep the tree where it is. The city's Utility Advisory Committee and its Sustainability Advisory Board back that position.
But City Manager Lee Feldman, who is recommending approval of the Marina Lofts project, supports moving the tree with the condition Cymbal put up a $1 million bond that would be used to buy new trees if the city-protected tree doesn't survive at least five years at its new location.
Resident Richard Kazares thinks that's a good deal – especially since there's a chance the aging tree might not last longer than the next hurricane.
"One group says it will survive and another group says it won't. Who do you believe?" Kazares asked. "Why would the city be opposed to a million dollars of new plantings if that one tree dies?"
If commissioners agree the tree can be moved, they will then vote on the $150 million apartment project designed by acclaimed Danish architect Bjarke Ingels. It is planned for the south side of the New River between Southwest Fourth Avenue and the Florida East Coast railroad tracks.


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Sweden, Poland and Russia through to play-offs in World Mixed Curling Championships
Sweden became the first team to qualify for the World Mixed Curling Championships play-offs after a dominant victory over the United States in Switzerland.
Defending an unbeaten run in Group B, there was little doubt that Sweden would get the victory after going 5-0 up after just two ends.
And they were not to take their foot off the gas, eventually prevailing 9-1 after just six ends in a performance befitting their flying start to the competition.
Eurosport Player One Year Pass for just £29.99
"It's always fun to know that you've made the play-offs, but we still have one game left in the round-robin against China so we're going to focus on that one first, then we can think about the play-offs," said skip Isabella Wranaa.
"That just confirms to us that we know the ice now and that we can put the stones where we want them.
"We know the USA guys can play better than they did today too, so we had a bit of luck on our side as well."
Poland also secured their play-off spot in the same session, though their progression was a tighter affair, edging out Germany 9-8.
They needed an extra end too, recovering from 4-0 down after four ends to take five points in the next and lead proceedings, just about holding themselves together to claim the win.
It was a similar scenario on the next rink too, where Belarus edged out a Brazil side who were still on a high from their history-making win the day before.
Session 21 also saw some emphatic scorelines, with England beating rivals Australia 12-4 to reaffirm their play-off credentials in Group E.
The other big score of the day came in Group C where Spain beat Kazakhstan 14-1, while Korea also enjoyed a profitable day on the ice, beating Ireland 10-1 in the same group.
There were also wins for Scotland and France, in Groups C and B respectively, while Russia denied Estonia even a point in their game, winning 9-0 in the opening session of the day.


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New Delhi, July 23, 2011 (Washington Bangla Radio / OPENPRESS) There have been quite a few gadgets with some great features that have been launched in the Indian markets in the last few weeks. This week, Tech Guru helps you decide just which smartphone, or tablet or a budget phone you should go for. It is time for some exciting reviewing of gadgets like Samsung Galaxy Pro, LG Optimus Black, Nokia E6 and E7, tablets like the HTC Flyer, Apple iMac 21 laptop and budget phones like Micromax Van Gogh, Wynncom OGO, MVL Sizero and MVL Connect. Catch this fun-filled episode exclusively on IBN Lokmat on Saturday, 23rd July 2011 at 7.30 pm.
Please Note: You can watch live Indian TV Channels online via broadband internet IPTV Streaming Service - click here for details >
Smartphones are in huge demand at the moment and with some brilliant choice of brands in the market, the consumers are sure to have a tough time in deciding which one to buy. The new Samsung Galaxy Pro is a large 2.8-inch touchscreen Android mobile with a QWERTY keypad .It is a business series mobile phone with touch and type feature for fast and convenient communication. Other choices are the LG Optimus Black, a super sleek smartphone with a NOVA display that lowers power consumption by 50%, the Nokia E6 - a QWERTY 3G business mobile phone and Nokia E7 which features an 8 MP camera with HD video, a suite of Microsoft and free GPS navigation. The HTC Flyer is another addition to the wide range of tablets available in the market. Its features include a 5MP camera in the rear that can shoot an HD video at 720p, an MP3 player, a crisp display and some real loud stereo speakers. The new Apple iMac models are to die for and are an addition to the wonderful range of products that Apple has to offer.
It is a whole new world of budget phones and Tech Guru reviews a few new models. The Micromax Van Gogh is a unique handset that has a Bluetooth headset dock built at the back of the phone. It is a dual SIM phone, is good value for money. The Sizero is a budget multimedia touchscreen phone launched by MVL Mobiles and MVL Connect is a feature that enables you to send and receive e-mails directly on your mobile phone. Wynncom OGO phones are yet another option for those who want to buy affordable, feature packed phones.
Catch this episode of Tech Guru at 7.30 pm on Saturday 23rd July 2011 only on IBN-Lokmat.
Also, catch the repeat telecast of this show at 9:30 am on Sunday, 24th July, 2011 only on IBN-Lokmat.


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Bubbling Under: Kathy Griffin Sings It With 'I'll Say It' on Dance/Club Play Songs
Each Friday, Billboard presents "Bubbling Under," a weekly look at new and noteworthy acts making their way toward Billboard chart success.
Up this week: Kathy Griffin, Benjamin Gibbard, Joanna Smith and the Gaslamp Killer
Kathy Griffin
Two-time Emmy Award-winning comedian/actress Kathy Griffin has her sights set on the upper reaches of Billboard's Dance Club Songs chart, as her Donut Run-released single "I'll Say It," which doubles as the theme song to her Bravo talk show, "Kathy," struts onto the tally at No. 44. Written by Emmy- and Grammy Award-winner Adam Schlesinger (Fountains of Wayne), the song was remixed for dance floors after, according to Griffin, her friend (and on-stage collaborator) Gloria Estefan told her, "Baby, you need a dance mix for the gays!"
Benjamin Gibbard
Benjamin Gibbard, lead singer for Death Cab for Cutie and the Postal Service (and formerly married to actress/singer Zooey Deschanel), steps out on his own, as "Teardrop Windows" (Barsuk) becomes his first solo entry on the Triple A chart at No. 27. (Death Cab for Cutie has notched seven top 10s, including three No. 1s, on the list.) The song previews his first solo album, Former Lives, due Oct. 16. The track is receiving strongest support from Sirius XM's The Spectrum, which played it 49 times in the Sept. 17-23 tracking week, according to Nielsen BDS.
Joanna Smith
Georgia native Joanna Smith, who scored two modest Hot Country Songs entries while on Columbia in 2010 and 2011, offers her debut RCA Nashville single, "We Can't Be Friends." The song, produced by long-time Kenny Chesney collaborator Buddy Cannon (and considered by Chesney to record), is approaching Hot Country Songs with airplay on 39 reporters (up 91% in detections), according to BDS.
The Gaslamp Killer
The Gaslamp Killer's debut album, Breakthrough (Brainfeeder), bows at No. 23 on Dance/Electronic Albums. Brainfeeder is an independent Los Angeles-based record label founded by Flying Lotus, an eclectic DJ whose blend of jazz-infused electronic hip-hop can be stylistically traced to his great-aunt, late jazz musician Alice Coltrane. The Gaslamp Killer (born William Benjamin Bensussen) celebrated the set's release with a party thrown in conjunction with the Red Bull Music Academy in Los Angeles.
Reporting by Keith Caulfield, William Gruger, Silvio Pietroluongo and Gary Trust of the Billboard charts department


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Locations that still have piles of snow around storm drains could see flooding as more than an inch of rain will fall through Thursday. Other locations nearer the Cascades and across Whatcom County will remain icy and snowpacked, despite the rain.
A warm plume of moisture from the Pacific will bring heavy rain to the region through Thursday afternoon. Initially, the precipitation has been falling as snow and freezing rain around Whatcom and Skagit counties, the San Juans and parts of the Olympic Peninsula. Eventually, the atmosphere will warm enough to turn all that to rain, but especially in Whatcom County, this will take until Thursday morning.
Across many locations that received more than a half-foot of snow, expect areas of urban flooding because of rainwater that is blocked from running off into the storm drains. This problem will only slowly get better through Thursday.
Rivers will also be on the rise, but the relatively short duration of the heavy rain in the mountains will likely keep river flooding from getting above minor flood stages. However, they will be running fast and the rises will be rapid.
At time of high tide, there will also be some coastal flooding and tidal overwash Thursday, not only around Puget Sound and the rest of the Salish Sea, but along the Pacific coast as well.
Thursday will also be breezy, especially at the coast. Highs will be in the 40s and 50s.
Looking up for the weekend
We'll finally get a chance to dry out this weekend with temperatures close to where they ought to be for this time of year.
There is indication that warmer weather will continue but KIRO 7 meteorologists will continue to be on the lookout for any weather patterns that could turn the region much colder again. It is a possibility as we're only in early February.
© 2018 Cox Media Group.


text: I'm sorry if this has been asked before. I couldn't find it on 3 different forums. I got a call last night around midnight from a number I didn't know, so I let it go to voicemail. When I checked it, it was some guy from Barnes and Noble saying that they can see that I installed Cyanogenmod onto my Nook Color and I have violated the terms of service. What makes this even more messed up is that its my wife's Nook. I did not register it with my info. How in the heck did they get my number? How do they know that I installed a custom ROM. Has anyone else had this happen? I'm going to be investigating this. I feel like my privacy has been compromised.


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A year ago, Fred Fielding left a high-powered D.C. law firm and signed on as Counsel to the President.
Today, nine of Mr. Fieldings colleagues from Wiley Rein LLP – Formerly known as Wiley, Rein & Fielding - joined the White House Council's staff.
Looks a lot to me like they are lawyerin' up in the face of the investigations into the Justice Department. This event transpired just hours after the New York Times ran an editorial calling for subpoenas to be served to compel the testimony of White House personnel and the production of emails that go to the scandal.
Karl Rove, Sara Taylor, Harriet Meyers – none enjoy Executive Privilege and evidence is mounting that they were involved in unethical and unconstitutional criminal behavior when they embarked on a conspiracy to suppress the votes of minorities. (h/t Josh Marshall)


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- The report contains detailed information about Baldwin & Lyons Inc. that gives an unrivalled in-depth knowledge about internal business-environment of the company: data about the owners, senior executives, locations, subsidiaries, markets, products, and company history.
- Another part of the report is a SWOT-analysis carried out for Baldwin & Lyons Inc.. It involves specifying the objective of the company's business and identifies the different factors that are favorable and unfavorable to achieving that objective. SWOT-analysis helps to understand company's strengths, weaknesses, opportunities, and possible threats against it.
- The Baldwin & Lyons Inc. financial analysis covers the income statement and ratio trend-charts with balance sheets and cash flows presented on an annual and quarterly basis. The report outlines the main financial ratios pertaining to profitability, margin analysis, asset turnover, credit ratios, and company's long-term solvency. This sort of company's information will assist and strengthen your company's decision-making processes.
- In the part that describes Baldwin & Lyons Inc. competitors and the industry in whole, the information about company's financial ratios is compared to those of its competitors and to the industry. The unique analysis of the market and company's competitors along with detailed information about the internal and external factors affecting the relevant industry will help to manage your business environment. Your company's business and sales activities will be boosted by gaining an insight into your competitors' businesses.
- Also the report provides relevant news, an analysis of PR-activity, and stock price movements. The latter are correlated with pertinent news and press releases, and annual and quarterly forecasts are given by a variety of experts and market research firms. Such information creates your awareness about principal trends of Baldwin & Lyons Inc. business.
About Baldwin & Lyons Inc.
Baldwin & Lyons, Inc. specializes in marketing and underwriting property and casualty insurance and the assumption of reinsurance principally insuring against catastrophes.
The companys subsidiaries are: Protective Insurance Company (Protective), with licenses in all 50 states, the District of Columbia and all Canadian provinces; Protective Specialty Insurance Company (Protective Specialty), which is approved for excess and surplus lines in 40 states; Sagamore Insurance Company (Sagamore), which is licensed in 47 states and approved for excess and surplus lines business in one additional state; Transportation Specialty Insurance Agency, Inc., (TIA), an Ohio based insurance agent and broker; and B&L Insurance, Ltd. (BLI), which is domiciled and licensed in Bermuda.
The Insurance Subsidiaries serve a variety of specialty markets as follows:
Fleet Transportation
The Insurance Subsidiaries provide coverage for larger companies in the motor carrier industry which retain substantial amounts of self-insurance, for independent contractors utilized by large trucking companies, for medium-sized and small trucking companies on a first dollar or small deductible basis and for public livery concerns, principally covering fleets of buses and is referred to as Fleet Transportation. Large fleet trucking products are marketed largely by the companys agency organization directly to fleet transportation clients but also through partnerships with non-affiliated brokers and through specialized independent agents. Broker or agent intermediaries are typically used for smaller accounts.
The principal types of Fleet Transportation insurance marketed by the Insurance Subsidiaries are: casualty insurance including motor vehicle liability, physical damage and other liability insurance; workers' compensation insurance; specialized accident (medical and indemnity) insurance for independent contractors; fidelity and surety bonds; inland Marine consisting principally of cargo insurance; and Captive insurance company products, which are provided through BLI in Bermuda.
The company also performs a variety of additional services, primarily for the companys insureds, including risk surveys and analyses, government compliance assistance, loss control and cost studies and research, development, and consultation in connection with new insurance programs, including development of computerized systems to assist customers in monitoring their accident data. Claims handling services are also provided, primarily to clients with self-insurance programs.
The company accepts cessions and retrocessions from selected insurance and reinsurance companies, principally reinsuring against catastrophes. All major retrocessions are concentrated in upper layers of coverage and contain loss limits so that only a major catastrophic event or series of major events could have a material impact on the companys operations or financial position. The remaining 40% of net reinsurance assumptions are produced through an agreement with a non-affiliated reinsurance broker, Paladin Catastrophe Management (Paladin). Business produced by Paladin covers catastrophe losses which attach at much lower levels, primarily covering tornado and hail losses in the United States, windstorm events excluding Florida and United States earthquake, excluding California, and certain Canadian risks.
Private Passenger Automobile Insurance
The company markets Private Passenger Automobile liability and physical damage coverages to individuals through a network of independent agents in thirty states.
Commercial Property and Business Owners Liability
The company markets commercial property and business owners liability coverages on a limited basis in partnership with a managing general agent in the State of Florida.
Baldwin & Lyons, Inc. was founded in 1930.
The above Company Fundamental Report is a half-ready report and contents are subject to change.
It means that we have all necessary data in our database to prepare the report but need 2-3 days to complete it. During this time we are also updating the report with respect to the current moment. So, you can get all the most recent data available for the same price. Please note that preparation of additional types of analyses requires extra time.
1.1. Key facts
1.2. Financial Performance
1.3. Key Executives
1.4. Ownership and Major Holders
1.5. Company History
2.1. Business Description
2.2. Major Products and Services
2.3. Markets and Sales Activities
2.4. Locations, Subsidiaries, Operating Units
3.1. Overview
3.2. Strengths
3.3. Weaknesses
3.4. Opportunities
3.5. Threats
4.1. Financial Statements
4.1.1. Income Statement
4.1.2. Balance Sheet
4.1.3. Cash Flow
4.2. Financial Ratios
4.2.1. Profitability
4.2.2. Margin Analysis
4.2.3. Asset Turnover
4.2.4. Credit Ratios
4.2.5. Long-Term Solvency
4.2.6. Growth Over Prior Year
4.2.7. Financial Ratios Charts
4.3. Stock Market Snapshot
5.1. Baldwin & Lyons Inc. Direct Competitors
5.2. Comparison of Baldwin & Lyons Inc. and Direct Competitors Financial Ratios
5.3. Comparison of Baldwin & Lyons Inc. and Direct Competitors Stock Charts
5.4. Baldwin & Lyons Inc. Industry Analysis
5.4.1. Insurance Industry Snapshot
5.4.2. Baldwin & Lyons Inc. Industry Position Analysis
6.1. News & PR Activity Analysis
6.2. IR Corporate News
6.3. Marketing News
6.4. Corporate Events
7.1. Experts Opinion
7.2. Experts Estimates
9.1. Political Factors
9.2. Economic Factors
9.3. Social Factors
9.4. Technological Factors
9.5. Environmental Factors
9.6. Legal Factors
10.1. Internal Factor Evaluation Matrix
10.2. External Factor Evaluation Matrix
10.3. Internal External Matrix
Baldwin & Lyons Inc. Key Facts
Management Effectiveness
Income Statement Key Figures
Balance Sheet Key Figures
Cash Flow Statement Key Figures
Financial Performance Abbreviation Guide
Baldwin & Lyons Inc. Key Executives
Key Executives Biographies1
Key Executives Compensations1
Baldwin & Lyons Inc. Major Shareholders
Baldwin & Lyons Inc. History
Baldwin & Lyons Inc. Products
Revenues by Segment
Revenues by Region
Baldwin & Lyons Inc. Offices and Representations
Baldwin & Lyons Inc. SWOT Analysis
Yearly Income Statement Including Trends
Income Statement Latest 4 Quarters Including Trends
Yearly Balance Sheet Including Trends
Balance Sheet Latest 4 Quarters Including Trends
Yearly Cash Flow Including Trends
Cash Flow Latest 4 Quarters Including Trends
Baldwin & Lyons Inc. Profitability Ratios
Margin Analysis Ratios
Asset Turnover Ratios
Credit Ratios
Long-Term Solvency Ratios
Financial Ratios Growth Over Prior Year
Baldwin & Lyons Inc. Capital Market Snapshot
Baldwin & Lyons Inc. Direct Competitors Key Facts
Direct Competitors Profitability Ratios
Direct Competitors Margin Analysis Ratios
Direct Competitors Asset Turnover Ratios
Direct Competitors Credit Ratios
Direct Competitors Long-Term Solvency Ratios
Insurance Industry Statistics
Baldwin & Lyons Inc. Industry Position
Company vs. Industry Income Statement Analysis
Company vs. Industry Balance Sheet Analysis
Company vs. Industry Cash Flow Analysis
Company vs. Industry Ratios Comparison
Baldwin & Lyons Inc. Consensus Recommendations1
Analyst Recommendation Summary1
Price Target Summary1
Experts Recommendation Trends1
Revenue Estimates Analysis1
Earnings Estimates Analysis1
Historical Surprises1
Revenue Estimates Trend1
Earnings Estimates Trend1
Revenue Revisions1
Baldwin & Lyons Inc. Annual Revenues in Comparison with Cost of Goods Sold and Gross Profit
Profit Margin Chart
Operating Margin Chart
Return on Equity (ROE) Chart
Return on Assets (ROA) Chart
Debt to Equity Chart
Current Ratio Chart
Baldwin & Lyons Inc. 1-year Stock Charts
Baldwin & Lyons Inc. 5-year Stock Charts
Baldwin & Lyons Inc. vs. Main Indexes 1-year Stock Chart
Baldwin & Lyons Inc. vs. Direct Competitors 1-year Stock Charts
Baldwin & Lyons Inc. Article Density Chart
1 – Data availability depends on company's security policy.
2 – These sections are available only when you purchase a report with appropriate additional types of analyses.
The complete financial data is available for publicly traded companies.
SWOT Analysis
SWOT, which stands for Strengths, Weaknesses, Opportunities and Threats, is an analytical framework that identifies the internal and external factors that are favorable and unfavorable for a company.
Enhanced SWOT Analysis
Enhanced SWOT is a 3×3 grid that arranges strengths, weaknesses, opportunities and threats into one scheme:
- How to use the strengths to take advantage of the opportunities?
- How to use the strengths to reduce likelihood and impact of the threats?
- How to overcome the weaknesses that obstruct taking advantage of the opportunities?
- How to overcome the weaknesses that can make the threats a reality?
Upon answering these questions a company can develop a project plan to improve its business performance.
PESTEL Analysis
PESTEL (also termed as PESTLE) is an ideal tool to strategically analyze what influence different outside factors – political, economic, sociocultural, technological, environmental and legal – exert on a business to later chart its long term targets.
Being part of the external analysis when carrying out a strategic assessment or performing a market study, PESTEL gives an overview of diverse macro-environmental factors that any company should thoughtfully consider. By perceiving these outside environments, businesses can maximally benefit from the opportunities while minimizing the threats to the organization.
Key Factors Examined by PESTEL Analysis:
- Political – What opportunities and pressures are brought by political bodies and what is the degree of public regulations' impact on the business?
- Economic – What economic policies, trends and structures are expected to affect the organization, what is this influence's degree?
- Sociological – What cultural and societal aspects will work upon the demand for the business's products and operations?
- Technological – What impact do the technological aspects, innovations, incentives and barriers have on the organization?
- Environmental – What environmental and ecological facets, both locally and farther afield, are likely to predetermine the business?
- Legal – What laws and legislation will exert influence on the style the business is carried out?
IFE, EFE, IE Matrices
The Internal Factor Evaluation matrix (IFE matrix) is a strategic management tool helping audit or evaluate major weaknesses and strengths in a business's functional areas. In addition, IFE matrix serves as a basis for identifying and assessing relationships amongst those areas. The IFE matrix is utilised in strategy formulation.
The External Factor Evaluation matrix (EFE matrix) is a tool of strategic management that is typically utilised to assess current market conditions. It is an ideal instrument for visualising and prioritising the threats and opportunities a firm is facing.
The essential difference between the above mentioned matrices lies in the type of factors incorporated in the model; whilst the latter is engaged in internal factors, the former deals exceptionally with external factors – those exposed to social, political, economic, legal, etc. external forces.
Being a continuation of the EFE matrix and IFE matrix models, the Internal External matrix (IE matrix) rests upon an investigation of external and internal business factors integrated into one suggestive model.
Porter Five Forces Analysis
The Porter's five forces analysis studies the industry of operation and helps the company find new sources of competitive advantage. The analysis surveys an industry through five major questions:
- What composes a threat of substitute products and services?
- Is there a threat of new competitors entering the market?
- What is the intensity of competitive rivalry?
- How big is the bargaining power of buyers?
- How significant is the bargaining power of suppliers?
VRIO Analysis
VRIO stands for Value, Rarity, Imitability, Organization. This analysis helps to evaluate all company's resources and capabilities and bring them together into one aggregate table that includes:
- Tangible resources
- Financial
- Physical
- Technological
- Organizational
- Intangible resources
- Human
- Innovation and Creativity
- Reputation
- Organizational capabilities
The result of the analysis gives a clear picture of company's competitive and economic implications, answering the questions if the resources mentioned above are:
- Valuable?
- Rare?
- Costly to imitate?
- Organized properly?


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Max Irons: I Was Starstruck by Prince William
Max Irons flashes a smile as he leaves the ITV Studios following an appearance on the Lorraine show on Monday (August 19) in London, England.
The 27-year-old actor recently opened up about playing royalty in The White Queen.
PHOTOS: Check out the latest pics of Max Irons
"It's the people around you that make you a king by the way they respond to you," Max told WWD. "The first time I met Prince William was at a function. I remember him coming across the room…I was starstruck. It wasn't his posture or demeanor that made him larger than life, but in fact, it was the way everyone was posturing to him."
10+ pics inside of Max Irons…
Posted to: Max Irons


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If you are a regular rider here at the Avantidrome… or have recently just got the bug and are about to become so, our Avantidozen pass gives you 12 sessions for the price of 10. Available for adults it's really great value and means there's no need to carry cash or cards each time you come.
To purchase your Avantidozen pass, simply ask at reception and we'll sign you up there and then. Alternatively phone us on 0800 VELODROME (835 637) and we can take your credit card payment by phone.
Once you have your Avantidozen pass you simply register at reception on arrival each time, we'll keep a track of your usage and let you know when it's time to renew.


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Students getting around the web filter? Have no fear, Duckie 007 is here! In our most recent Webinar, our Principal Sales Engineer explains just what schools needs to prevent students circumventing web filters: Layer 7 filtering. We explicate the importance of Layer 7 Filtering for K-12 by first taking you through its history and the evolution of Firewall (from stateless to stateful) and finishing with tips to help you select the best Layer 7 appliance.
Here's what we covered in Webinar #4:
- History of Firewall, 1984 to present
- Most Common Attack Vectors, what they are and what to watch out for
- Tor – allows for anonymous communication based on Onion Routing
- Ultrasurf – leaves no trace of use!
- VPN – be wary of client software!
- Selecting a Layer 7 Appliance for K-12
- Throughput stats & scalability
- Specializing – cloud vs hardware
See the full video here. Webinars occur at the end of the month and are open to everyone, free of charge.
For more information about network best practices, subscribe to our newsletter:


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