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Contents. xiii xv. Case Studies Preface
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1 Case Studies Preface xiii xv CHAPTER 1 What Is Fraud? 1 Fraud: A Definition 3 Why Fraud Happens 4 Who Is Responsible for Fraud Detection? 7 What Is a Fraud Awareness Program? 11 Screening Job Applicants 12 What Is a Corporate Fraud Policy? 12 Notes 15 CHAPTER 2 Fraud Prevention and Detection 17 Detecting Fraud 18 Determining the Exposure to Fraud 19 Assessing the Risk that Fraud Is Occurring (or Will Occur) 23 External Symptoms 24 Identifying Areas of High Risk for Fraud 25 Looking at the Exposures from the Fraudster s Perspective 26 Approach 1: Control Weaknesses 27 Who Could Benefit from the Identified Control Weaknesses? 27 What Can They Influence, Control, or Affect? 28 Can They Act Alone or Is Collusion Required? 29 Approach 2: Key Fields 30 Which Data Fields Can Be Manipulated and by Whom? 30 vii
2 viii Contents Additional Fraud Risk Considerations 31 Understanding the Symptoms of Fraud 31 Being Alert to the Symptoms of Fraud 34 Building Programs to Look for Symptoms 36 Investigating and Reporting Instances of Fraud 37 Implementing Controls for Fraud Prevention 38 Notes 39 CHAPTER 3 Why Use Data Analysis to Detect Fraud? 41 Increased Reliance on Computers 42 Developing CAATTs Capabilities 44 Integrated Analysis and Value-Added Audit 48 Recognizing Opportunities for CAATTs 49 Developing a Fraud Investigation Plan 49 Notes 54 CHAPTER 4 Solving the Data Problem 55 Setting Audit Objectives 55 Defining the Information Requirements 57 Accessing Data 58 Data Paths 59 Data File Attributes and Structures 61 Assessing Data Integrity 65 Overview of the Application System 68 Overview of the Data 69 Notes 70 CHAPTER 5 Understanding the Data 71 Computer Analysis 71 Analysis Techniques 74 Filter/Display Criteria 75 Expressions/Equations 75 Gaps 75 Statistical Analysis 76 Duplicates 76 Sort/Index 76 Summarization 77 Stratification 77 Cross Tabulation/Pivot Tables 78 Aging 78
3 ix Join/Relate 79 Trend Analysis 79 Regression Analysis 79 Parallel Simulation 80 Benford s Law 80 Digital Analysis 80 Confirmation Letters 81 Sampling 81 Combining Techniques 82 Assessing the Completeness of the Data 82 Filter or Display Criteria 83 Expression/Equation 85 Gaps 93 Statistical Analysis 96 Duplicates 100 Sorting and Indexing 106 Notes 110 CHAPTER 6 Overview of the Data 111 Summarization 111 Stratification 125 Cross Tabulation/Pivot Tables 128 CHAPTER 7 Working with the Data 133 Aging 133 Join/Relation 147 CHAPTER 8 Analyzing Trends in the Data 159 Trend Analysis 159 Regression Analysis 165 Parallel Simulation 168 Notes 170 CHAPTER 9 Known Symptoms of Fraud 171 Known and Unknown Symptoms 172 Fraud in the Payroll Area 173 Ghost Employees 174 Terminated Employees 177 Overpayment 178
4 x Contents Fraud in the Purchasing Area 185 Employee Activities 186 Vendor Action and Employee Inaction 186 Collusion between Vendor and Employee 187 Symptoms of Purchasing Fraud 187 Kickbacks 187 Fixed Bidding 190 Goods Not Received 191 Duplicate Invoices 191 Inflated Prices 191 Inferior Quality 191 Excess Quantities 191 CHAPTER 10 Unknown Symptoms of Fraud (Using Digital Analysis) 193 Data Profiling 194 Statistical Analysis 195 Stratification 195 Frequently Used Values 196 Even Amounts and Rounding 197 Least/Most Used Categories 198 Ratio/Variance Analysis 199 Maximum/Minimum 200 Maximum/Second Highest 201 Current/Previous 201 One Business Area/Another 202 Benford s Law 205 Notes 209 CHAPTER 11 Automating the Detection Process 211 Fraud Applications or Templates 213 Fraud Application Development 217 CHAPTER 12 Verifying the Results 219 Confirmation Letters 219 Sampling 223 Judgmental or Directed Sampling 223 Statistical Sampling 224 Quality Assurance 229 Quality Assurance Methodology 230
5 xi Preventive Controls 231 Detective Controls 232 Corrective Controls 232 Ensuring Reliability 233 Data Analysis and Prosecuting Fraud 233 Notes 238 APPENDIX A Fraud Investigation Plans 239 Insurance Policies Too Good to Be True 239 Paid by the Numbers 244 APPENDIX B Application of CAATTs by Functional Area 249 Accounts Receivable Tests 250 Accounts Payable Tests 251 General Ledger Tests 253 Materials Management and Inventory Control Tests 253 Salary and Payroll Tests 256 Purchase Order Management Tests 257 Conflict-of-Interest Tests 257 Kickback Tests 258 Bid-Rigging Tests 258 Policy and Administration Tests 259 Vendor Management Tests 260 Retail Loss Prevention Tests 260 Sales Analysis Tests 261 Work in Progress Tests 262 Cash Disbursement Tests 263 Customer Service Management Tests 263 Loan Tests 264 Deposit Tests 264 Real Estate Loans 265 Credit Card Management 265 Life Insurance Tests 266 Travel Claims 266 APPENDIX C ACL Installation Process 267 Epilogue 273 References 275 Index 277
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NGT to hear Centre's plea against diesel car ban for other cities
The National Green Tribunal (NGT) on Tuesday will hear the Centre's plea along with the petition seeking ban on the sale of large diesel-powered vehicles in 11 more cities besides the national capital.india Updated: May 30, 2016 15:47 IST
The National Green Tribunal (NGT) on Tuesday will hear the Centre's plea along with the petition seeking ban on the sale of large diesel-powered vehicles in 11 more cities besides the national capital.
The heavy industries ministry has moved the NGT not to extend the diesel vehicle ban to other cities.
Meanwhile, the NGT has asked various states to submit response to three questions:
1. Which is the worst polluted city of the state?
2. Give the number of vehicles in the city and provide a breakdown of petrol and diesel vehicles.
3. What is the current population of the worst polluted city?
Maharashtra, West Bengal, Karnataka, Tamil Nadu, Telangana, Punjab, Uttar Pradesh and Bihar have been asked to respond.
Read: Jaitley plays down ban on diesel cars, calls it a transient phase
The NGT has said that all relevant and the latest data needs to be submitted by tomorrow and warned that if the said states fail to product the data, a bailable warrant against the chief secretary of the non responding state will be issued.
According to reports, 11 cities, including Mumbai, Kolkata, Bengaluru, Chennai and Hyderabad are likely to include metros.
Earlier, the NGT bench after hearing a petition filed by Lawyers Environmental Awareness Forum (LEAF) ordered that diesel vehicles over 10-year-old may not be allowed to ply in six cities, including Thiruvananthapuram, Kothamangalam, Thrissur and Kozhikode.
Read: Pollution monster breathes poison into Pink City's air
The bench also directed the traffic police to take action and charge a fine of Rs 5,000 as environment compensation from defaulters.
The petition had demanded toxic gases by the old diesel vehicles such as lorries and buses should be immediately curtailed and a strict rule should be brought for it.
First Published: May 30, 2016 15:46 IST

subset: commoncrawl


text:
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Book description
Its the match-day routines and the walk to the ground. Its the ebullient youngster going to their first game and the jaded dad whos seen it all before. Its swapping stickers in the playground and attempting to recreate that astonishing goal in the park with friends. Its the ecstatic high of being on the right side of a seven-goal thriller and the sickening low of being on the wrong end of a last-minute equaliser to a local rival. Falling for Football brings together 44 different writers (including Football 365s Andi Thomas, Football Supporters Federation Blogger of the Year nominees Ian King, Greg Theoharis, Rob Langham and Ian Rands, Yahoo! Sports Brooks Peck and authors Musa Okwonga and Daniel Gray) who revisit the teams that made them fall in love with the beautiful game in the first place. From World Cup-winners to works of fiction, from the 1950s to the present day - the teams may be different, but the obsession remains reassuringly the same.Falling for Football by Adam Bushby (Editor) how read without registering shop txt free


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Bacon's Bad For You? Who Cares!
You might have heard the big news lately: Bacon is now considered a carcinogenic to humans according to the World Health Organization. Look, we always knew bacon wasn't health food. It should be enjoyed sparingly (which does make it even more desirable), like with all processed meats. We've got the next best thing to gorging on bacon, which is oogling bacon. So if you're trying to cut back on the good stuff, just look at it instead. Here are some reasons why we love bacon. Enjoy!
1. It pushes a fried chicken sandwich over the top.
2. On a burger? Of course. A must.
3. The greatest sandwich ever invented: The BLT
4. It even ups the vegetable game.
5. It works as a dessert.
6. Because we can.
Will you cut back on bacon?


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Albany -- The State University of New York Board of Trustees today approved the appointments of 24 faculty members to distinguished ranks that constitute the highest system tribute conferred upon SUNY instructional faculty.
The Distinguished Professorship is conferred upon individuals at SUNY's state-operated campuses who have achieved national or international prominence and a distinguished reputation within the individuals chosen field. Six faculty members were given this promotion.
The Distinguished Teaching Professorship recognizes and honors mastery of teaching at the graduate, undergraduate or professional levels. For this prestigious tribute to be conferred, candidates must have demonstrated consistently superior mastery of teaching, outstanding service to students and commitment to their ongoing intellectual growth, scholarship and professional growth, and adherence to rigorous academic standards and requirements. Seven faculty members received this rank, with two others appointed in an honorific capacity.
The Distinguished Service Professorship is conferred upon instructional faculty at SUNY's state-operated and community colleges who have achieved a notable reputation for extraordinary service not only to the campus and to SUNY, but also to the community, the State of New York and/or even the nation, by sustained effort in the application of intellectual skills drawing from the candidates scholarly and research interests to issues of public concern. Six faculty members received this promotion. Three others were appointed to this rank in an honorific capacity, including science and mathematics professor Arthur Kopelman of the Fashion Institute of Technology.
Professor Kopelman's profound commitment to environmental science is demonstrated by his significant and sustained service to FIT, New York State and the surrounding region. His pioneering research and innovative environmental education models guide both guardians of coastal ecosystems and science educators. He was one of a small group of distinguished New York scientists to apply for a NOAA Fisheries Section 6 grant to advance the conservation and management of endangered species in our waters. He has been a senior scientist for Okeanos Ocean Research Foundation and co-founded Environmental Scientists for Global Survival. He also co-founded the Coastal Research and Educational Society of Long Island, serving as president since 2000. He has been pivotal in the establishment of the annual SUNY-wide Sustainable Business and Design Conference and is a member of the College's Sustainability Council. After many years leading seal, bird and whale watching expeditions, his current research will provide scientists, for the first time, a photo-identification catalog and database of harbor and gray seals in New York waters.


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Senators are considering limiting—but not eliminating—the tax-free status of employer-provided health benefits to help pay for President Barack Obama's overhaul plan and provide coverage to 50 million uninsured Americans.
Finance Committee Chairman Max Baucus, D-Mont., said Tuesday that there are no easy options. Senators began grappling with how to finance guaranteed coverage for all Americans, even as independent experts put the costs at about $1.5 trillion over 10 years.
The final package is likely to include a mix of tax increases and spending cuts in federal health programs.
Among the possibilities: tax hikes on alcoholic beverages, tobacco products and sugary soft drinks, and restrictions on other health care-related tax breaks, such as flexible spending accounts.
But some taxes don't seem to be on the table, such as a federal sales levy to pay for health care or a new payroll tax. Congressional leaders say they want to pass legislation in the Senate and House this summer.
On the controversial question of taxing health benefits, Baucus is staking out a position that could put him at odds with Obama.
The president adamantly opposed such taxes during the campaign, arguing they would undermine job-based coverage. Obama's aides now say he's open to suggestions from Congress, even if he criticized Republican presidential rival John McCain for proposing a sweeping version of the same basic idea.
Baucus said he wants to modify the tax break, not abolish it. "We are not going to repeal it," he said.
- Watch CNBC Video: Fizing an Irregular Heartbeat
Baucus suggested that the benefit could be limited by taxing health insurance provided to high-income individuals, although he did not specify at what income levels. He also said that plans offering rich benefits—for example, no co-payments or deductibles—might be taxed once their value exceeded a yet-to-be-determined threshold.
Employer-provided health insurance is considered part of workers' compensation, but unlike wages, it is not taxed. The forgone revenue to the federal government amounts to about $250 billion a year.
Proponents of repealing the benefit say it encourages lavish health insurance plans that only add to waste in the health care system. And they argue that the benefit is unfair, since self-employed people don't get as big a tax break for health care.
Many experts say that Congress won't be able to come up with the kind of money needed to provide coverage for all unless limitations on the health care tax break are part of the mix.
"I don't see how you're going to put a package together ... unless you touch the exclusion," said Robert Greenstein, director of the Center on Budget and Policy Priorities, which advocates for low-income people.
In government jargon, the tax-free status of health insurance is called the "tax exclusion." Obama has proposed to pay for the plan with a 50-50 mix of tax increases and spending cuts.
On the tax side, the president would limit income tax deductions for families making more than $250,000 a year, raising $267 billion over 10 years. Baucus said Tuesday that idea deserves consideration.
The ranking Republican on the Finance Committee, Sen. Charles Grassley of Iowa, said lawmakers should try to squeeze wasteful spending out of the system before imposing new taxes.
But Grassley ridiculed the health care industry's pledge to Obama of $2 trillion in savings over 10 years through voluntary efforts to hold down costs. "I'm sure we will be waiting for some time before this fairy dust becomes real gold," he said.
One option for lawmakers would be to codify the industry's cost reduction offer in federal law, giving it some teeth by applying it to federal health insurance programs.
Health and Human Services Secretary Kathleen Sebelius said Tuesday she's confident health industry leaders will make good on their promise.
In an interview on NBC's "Today" show, she called Obama's meeting Monday with industry representatives "pretty remarkable" and suggested the administration wouldn't hesitate to call them out if they retreat on the promise to slow spending growth.
Protesters who back government-run health care disrupted the Finance Committee hearing. Police ejected five doctors and nurses after they interrupted Baucus and Grassley at the start of the session.


text:
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Food Blenders are made with stainless steel and aluminum for lasting durability and strength. Heavy-Duty containers and blades provide smooth cutting and mixing, as well as easy cleanup. Non-slip feet ensure stability. Tabletop Models operate at 3,465 RPM and are available in 1 Gallon or 2 Gallon sizes. Floor Models operate at 3,430 RPM and are available in 4 Gallon or 6-1/2 Gallon sizes. Available styles are Food Blender, Vita Prep and Vita Prep 3 Commercial Food Blender. Capacities range from 32 oz - 406 oz/12L. HPs and dimensions vary per model. ETL listed.
Customers Who Viewed This Also Viewed


text: Business intelligence is the fastest growing industry in the technology world. As technology developers shift their designs in 2018, you are about to embark on completely new features, not just improvements to last year's models. Technology developers will look to harness big data, create new analytical methods, and develop new data types and applications. As we advance into the second half of the year, recent developments in business intelligence prove to be in sync with beginning of the year predictions. And, these advances continue to improve the way we do business around the world throughout all different industries.


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I had unprotected sex on the 9th day of putting in the nuvaring (never tried bc before, and I inserted it in between periods) and now I am supposed to take it out in 3 days, but I started to feel my normal period symptoms 3 days ago (this is around the time I should be getting my period), as well as nausea today (usually never feel nauseated). I have used it as directed, but is it possible that I am pregnant? Can you tell this early? (1 week and 2 days after having the unprotected sex)
NuvaRing - Feeling period/possible pregnancy symptoms?
- Asked
- 2 Mar 2014 by lj817
- Updated
- 2 March 2014
- Topics
- nuvaring, peri-ds, birth control, pregnancy, sex, period, unprotected sex, symptom
Responses (1)
You didn't have unprotected sex, you were protected by the ring. Since you're just starting the ring, and its off your cycle a little you may start your period early, don't worry, take your ring out when its scheduled and put one back when its scheduled regardless of what your period is doing. Your symptoms are probably side effects of the ring, and they will stop as you get used to it.
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Was not on birth control before, put in NuvaRing on the 5th day of my period. Had unprotected sex?
Posted 27 Feb 2014 • 1 answer
I started the nuvaring on Sunday and had unprotected sex on Wednesday and he didnt pull out. I?
Posted 2 Apr 2014 • 1 answer
Nuvaring or Pregnancy symptoms?
Posted 19 Apr 2014 • 1 answer
Symptoms of pregnancy while on birth control?
Posted 19 Feb 2015 • 1 answer
Hi all. I'm just off my first nuvaring cycle. I bled the whole time & now no periods after 10 days!?
Posted 16 Apr 2015 • 1 answer


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ALLERGY ALERT: The origin of the additive lysozyme (egg) in goat cheese not displayed
The information regarding the origin of the additive lysozyme is missing from the Finnish and Swedish labelling of the goat cheese Soignon Tomme de Chèvre. Lysozyme originates from eggs. The allergen is mentioned on the French and English labelling.
The food can be hazardous to those allergic to eggs and therefore the importer of the cheese, Kesko Food, withdrew the faulty product batches from the K-stores on 17.7.2009 and is relaying the information to the consumers.
People allergic to eggs can return the product to the shop they bought it from, or contact Kesko Food consumer service, tel. 0800-0-1000 (9.00 to13.00).
Product information:
Name: Soignon Tomme de Chèvre – goat cheese, 175 g
Producer: Eurial Poitouraine
Importer: Kesko Food
The withdrawal concerns all product batches.
For additional information:
Kesko Food Consumer Service, tel. 0800-0-1000 (9.00 to13.00).
At Evira the matter is handled by:
Senior Officer, Head of Section Annika Nurttila, tel. 020 772 42 90, email@example.com


text:
Xtech XHOI-100 Powerful Rechargeable Electrical Oral Irrigator / liquid Flosser with 3 running Modes, 2 Water Tank Refill Alternatives & 2 Replacement Nozzles
- Effective Rechargeable Electrical Oral Irrigator and liquid Flosser – a significantly better option after that string flossing
- Easier and a more efficient way of maintaining your teeth, gum tissue, and lips neat and risk-free with regards to decay and disease
- Removes as much as 99per cent even more plaque from treated places, Cleans deeply between teeth and below the gumline, Gently and effectively gets better oral health
- Effective on those with gingivitis, diabetes, orthodontic devices, braces, crowns, and implants in addition to stops bad breath and bloody gums
- 3 various running modes: typical, smooth & Pulse, Interchangeable Jet water nozzles with curved tip, can rotate 360° enableling to reach every area of mouth, Water container stands up 160ml (5.41 oz.) and certainly will be refilled via 2 different alternatives
This Xtech XHOI-100 effective Rechargeable Cordless Electrical Oral Irrigator and liquid Flosser is a lot easier and a much more efficient way of maintaining your teeth, gum tissue, and lips neat and risk-free in terms of decay and disease. Additionally, it is a much better option then string flossing. Typical brushing can't easily reach hidden food dirt and parasites, while flossing features restricted access below the gumline. It is efficient on people in periodontal upkeep, and the ones with gingivitis, diabetes, orthodontic devices, braces, crowns, and implants and prevents bad breath and bloody gum tissue.
The Xtech XHOI-100 Electrical Oral Irrigator features 2 compatible Jet liquid nozzles that allows a strong thin blast of liquid to emerge and since this has a curved tip and may turn 360°, it can achieve every area of your lips. It has a high capacity water tank that may endure 160ml (5.41 oz.) and will easily be refilled with liquid via 2 different options, both through
Checklist Cost: $ 59.99


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Benefit peel facial, is an intensive resurfacing treatment .Especially beneficial to acne prone skin. Targeted extra strength treatment will help diminish dark spot, and any trace of past acne with a powerful hydroquinone-free blend of brighten ingredients. Glycolic 30% Chemical peels are used today to improve skins texture, smooth out skin tone, and lighten dark patches of hyperpigmentation, and to improve the appearance of fine lines and wrinkles. Skin peels have a long history going back to ancient Egypt.
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text:
Something's up in Chicago, for once, besides crime, pollution and the Sears Tower.
The football was in the air Sunday at the lakefront and flying through unusually friendly skies. That is a big change from the Bears' chances being the only thing up in the air, which has eventually proven to be a downer for too many seasons.
"On to Green Bay," coach Dave Wannstedt insisted three or four times during his postgame analysis of this 31-14 season-opening victory over Minnesota, sounding like a politician who has just won a primary and is eager to see if the vote count can withstand further scrutiny.
Quarterback Eric Kramer figures the Bears at least gave the Packers something fresh to ponder as they prepare to come to Soldier Field next Monday. The new wrinkle in the Bears' smooth offense is 254 passing yards and three passing touchdowns.
Wide receiver Curtis Conway caught two of those scores among his five catches for 110 yards. After Conway sparkled with four receptions in the first half, including a breathtaking 73-yard strike, Jeff Graham caught six of his eight passes in the second half for a total of 107 yards.
Having a 1-2 punch at receiver is luxurious indeed after having virtully no knockout power at that position for years.
"We established that we can come out and score against a very good defense, but it's a one-game identity," Kramer said. "We have to prove we can do it every week. But if we keep doing this, which I believe we can, we'll give Green Bay and other teams something else to consider."
Not since Willie Gault and Dennis McKinnon teamed for 279 receiving yards have the Bears had a game in which two receivers each gained 100 yards or more by catching the ball. In fact, Sunday marked only the third time since 1969 that such a feat had occurred for the Bears.
"This is a huge game for us," Wannstedt said. "We had to take a step forward as a team if we were going to try and do anything in a positive fashion this year.
"It's the first time since I've been here that we really moved the football up and down the field with some type of execution and confidence."
Tied 14-14 starting the second half, the Bears scored on their first two third-quarter possessions to seize command. The mixture of run and pass was textbook material.
There were four passes and three runs on a seven-play, 66-yard drive to open the quarter. After Rashaan Salaam pounded out three runs for 25 yards, including a 9-yarder to the 2-yard line, Kramer hit tight end Keith Jennings behind two Vikings in the end zone for a score.
The next possession traveled 81 yards in five plays. This time, a 25-yard pass to Graham spurred the drive early and was followed by a 38-yard run by Robert Green. Salaam mopped up, impressing with his second effort as he shrugged off linebacker Jack Del Rio to score his first NFL touchdown on a 3-yard run.
"We established something, definitely," left tackle Andy Heck said about the offense. "We hadn't done it in the preseason because of the errors we made. But eliminate the errors and big plays will come."
The biggest play was an eye-opener for 63,036 at Soldier Field. Having watched the Vikings score first in the opening quarter, the fans had to be wondering about their Bears when Kramer and Graham crossed signals on a third-down pass and the ball went flying wildly, a normal sight in years past.
But come the Bears' third possession, Conway streaked down the right side of the field with no defender near him and had to pull up just a bit before catching Kramer's pass at the 36 and continuing untouched to the end zone for a 73-yard score.
"We're going to start opening up the offense, yeah, but it's all based on execution," Kramer said.
Conway caught an 85-yard scoring pass last season. However, he is now being touted as a Bear whose time has finally arrived. Injuries helped hold him back last season.
"The difference now between this year and last year is confidence," offensive coordinator Ron Turner said. "This team just has a lot more confidence than it had."
How much the loss of fullback Raymont Harris will influence that confidence is uncertain. Kramer thinks a lot, saying Harris suffering a broken collarbone in the first quarter--an injury that will sideline him until at least December--wipes out "a focal point of our offense."
But Turner stressed the offensive scheme won't change.
"Antonio Carter or Anthony Johnson, our other two fullbacks, are just as diverse as Raymont, although they may not have accomplished everything he has so far," he said. "Losing Raymont won't change what we do."
The defense played as well as the Bears' offense.
But, for a change, defense wasn't the story with the Bears. It took a back seat to an emerging offense.
"It was a really complete game--blocks, sacks, tackles, passes, runs," Wannstedt marveled. "They should feel good about themselves, but we have the 24-hour rule in effect.
"After tonight, win, lose or draw, you have 24 hours to get it out of your system and then it's on to the next one. On to Green Bay."


text:
Merry Christmas to all :)
Received a lot of SMSes from friends! Thanks!
Hope you all enjoy this holiday but I juz want to say...
Christmas is the day we celebrate the birth of Jesus Christ
who came to save our sins and thats why its Christmas
For those that are reading this juz wan to let u guys know its
Christmas and NOT X'mas, ok?
Anyways I was bored and I found some photos of my work space...
I mean my cube... my tiny little cube where by I work everyday...
I spend more time there than my house!
Juz a normal guy in this whacky world... Striving to have a "normal" if there is one in this world...
Monday, December 25, 2006
Merry Christmas
Merry Christmas to all :)
Posted by Alvino at 4:03 am 3 comments
Saturday, December 16, 2006
I am feelin very shitty today
Still hang over from last nite yet I woke up at 6am for work
Life is great!!! Can I resign please?
Luckily for me I'll be on leave till Christmas ^^
Posted by Alvino at 10:50 am 0 comments
Booze is bad for health
I am very the drunk as i write this XD
1am and i juz got home
went boozing with some colleagues which in the end we
went to Soho's and got even more drunk
Dell S&P Party wor :P
Farkin drunk
I love BOOZE!
Posted by Alvino at 1:06 am 0 comments
Saturday, December 09, 2006
Sadness... what a song can do to your life
This song was introduced to me by a fren...
A very very good fren back from college days...
He's now in SG enjoying his life... blardee monkey =)
Anyway I hope you guys enjoy this song as well...
It sure did bring up some old memories and tear ='(
I present Li Sheng Jie & Dunno who (fun cheong) - Ni Na Mo Ai Ta
Hokkien: Lu Aneh Ai Ee
Bahasa Melayu: Kau Begitu Cintakan Dia
English: You So Love Her (direct translation sorry) =P
Posted by Alvino at 5:01 pm 2 comments
Friday, December 08, 2006
Challenge and Stress
In a recent post I have mentioned that I went for an interview...
Results were actually announced last week
I got the JOB! :)
I am not officially doin 2 roles for my team.
There will be 6 people under me... more to come
Doin a Team Leader and also Level 2 role
Management and also Technical role which is quite stressing me out lately
Monday, Tuesday and Weds work from 5am to 6pm
Luckily Thursday and today I got take leave... if not die man
Well I will take this as a challenge and hopefully learn more and develop myself
I think being able to manage people will eventually be the thing that everyone has to do
Ah another thing u guys might be thinking, "oh farker got another promotion! make him treat!"
actually thats not the case.... I took up this role with no promotion or increment :)
However if things goes well I will eventually (2 months time) convert fully to a team lead and
also find a replacement L2 to replace me :)
So scrap that thought of askin me treat :)
Posted by Alvino at 11:24 am 0 comments
Friday, December 01, 2006
Dinner and Present
Posted by Alvino at 12:07 am 0 comments


text:
by Nino Leitner | 4th January 2016
At the Consumer Electronics Show (CES) 2016 in Las Vegas, Livestream just announced a new type of product called "Movi" (which probably won't please our friends from Freefly who have established their brand MøVi for their gimbal stabilizers). Livestream Movi is a kind of pseudo-multicam camera, which creates the illusion of having multiple cameras cover a music concert or any other event by utilizing smart software. It's definitely not a high-end professional product, but it comes in at a rather low price point of only $399, and only $199 during its introductory period as a pre-order. Almost a no-brainer for the functionality it promises to have, cheaper than a GoPro. Of course it is in fact only one viewpoint, but its UHD (3840 x 2160 pixel) resolution allows the software to choose different parts of the image it's recording and generate "fake" perspectives automatically. Initially there's only an iOS app that offers you to edit on-the-fly, also automatically detecting faces and "other points of interest". You can do pseudo-pans and pseudo-zooms, all using your fingertips on the touchscreen. Despite the fact that it's a product by Livestream, the video doesn't need to be streamed live if you don't want it to be, it can also be recorded and be published or further post-processed later. Movi has a built-in battery that lasts around one hour, but with their additional "Movi Boost" you can get another 10 hours of battery life, and the accessory also adds Ethernet and LTE connectivity (they sell them in a set with a stand and some other gimmicks calling this "Movi Pro"). Personal impression and thoughts This is definitely a product worth looking at in my opinion, but of course it can never replace a real multi-camera setup, particularly not a manned one. Also, you really only have one viewpoint, but for some small things and private recordings of events, this might just be enough. This is the first time that I see that 4K / UHD resolution is used effectively for an added value in a product, and it's not just increasing delivery resolution for the sake of it, while most people only have 1080p displays and TVs. However, I would love to see the software that they have developed available to be used with other, more professional cameras. The size and price of the Movi camera makes me think that this must have a GoPro-ish look, meaning that it will be relatively wide angle (they also say it should be set up closer to the action that usual multi-cam setups) and also particularly bad in low light. I also have no clue how it will behave in changing lighting conditions, which is something to consider during concert shoots. Other professional 4K cameras would offer a large sensor look, interchangeable lenses (and thereby further expanding the use of the auto-detecting software) and last but not least much higher low light sensitivity. via TechCrunchRead more
by Jared Abrams | 9th March 2011
C5D is headed down to the SXSW Film Festival this week and we will be bringing a Teradek Cube with Livestream link with us. We hope to bring you live feeds via the new integrated system. We got in early on this project and can't wait to try it out in the field. The new system lets you simply push the Livestream button on the Teradek Cube and viola you are streaming live video on a Livestream channel. Stay tuned for some kick ass live content from Texas. Here is a rip from the Teradek Vimeo channel. "Starting with v4.4, Cube™ supports streaming directly to your Livestream.com channel. Once you entered your username, password, and Livestream channel on Cube™'s WebUI, you can go live by pushing a single button. No laptop required ! If you don't have Livestream account, you can create one straight from Cube™'s WebUI. What's more, Cube™ tunnels to livestream.com from any IP network, regardless of firewalls, ports and IP setup. If you can see google.com, you can get your video out ! Also included in Cube™ v4.4 is support for Verizon's 4G LTE modems (on the correct Cube models). This allows you to stream HD video from anywhere with 4G coverage, right from your camera's hot-shoe."Read more
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text:
StormRoom™ with DuPont™ Kevlar®
Since 1950 there have been nearly 7,800 reported tornadoes in Texas. The Dallas Fort Worth Metropolex lies in the 250 mile per hour wind zone, in the core of tornado alley, where the most powerful storms and tornadoes can occur. The materials scientists at DuPont, one of the top science and engineering companies in the world with a history dating back over 200 years, have designed the StormRoom™ with DuPont™ Kevlar®, an in-home above ground tornado shelter to help protect you and your family.
Able to withstand EF5 tornadoes
Integrating 3 layers of laminated Kevlar, the same material used by police and military in bullet resistant vests and helmets, structural steel, and a chemically set anchoring system the StormRoom™ with DuPont™ Kevlar® can withstand even the strongest EF5 tornadoes and exceeds criteria established by the Federal Emergency Management Agency in conjunction with Texas Technical University's school of wind engineering. In addition to being tested in real life situations and protecting it's occupants during 4 F5 tornadoes in recent years, the Kevlar reinforced wall panes and 290 pound safe quality door have withstood repeated hits by 15 lb 2x4s fired at speeds of 100 miles per hour, the speed at which a 250 an hour tornado would propel a 2×4.
In Home Above Ground Installation
The StormRoom™ with DuPont™ Kevlar® is designed to be installed in new or existing construction in the home or garage and can be attached to your home's air conditioning system, fitted with drywall, electricity, lighting, and plumbing to function as a closet, pantry, washroom, laundry room, walk in gun safe, or even a guest bedroom. The safest tornado shelter is one you can access easily and quickly, and as an everyday part of your home the StormRoom™ with DuPont™ Kevlar® provides security and peace of mind for you and your loved ones.


text: So I needed to take a break from the stress of trying to fix my laptop (It doesnt look good). Well I stumbled across a link to this video. It is a Charlie Chaplin movie from 1928. An extra in the movie walks through and appears to be talking on a CELLPHONE. Yeah its weird to say the least. I'm not saying I believe it's a time traveler but it is ODD. Perhaps Chaplin had the foresight to realize we would have cordless phones in the future and he was ****ing with people....? Maybe it is just a hand held radio...? (did they make them that small then?) The strangest thing IMO, is the fact that the body language and mannerisms match that of someone walking and talking on a cellphone. What do you guys think? http://www.youtube.com/watch?v=Y6a4T2tJaSU


text:
Enable unprecedented levels of automation and agility with cloud computing solutions.
All servers and systems
Need an easy solution for delivering file services in addition to your HPE BladeSystem SAN storage demands?
With HPE StoreEasy 3000 Gateway Storage Blade you get optimized, efficient, secure, and highly available file storage gateways to easily address the needs of medium to large businesses, branches or workgroup environments and provide file services to new and existing SANs. It saves time and money by supporting hundreds to thousands of concurrent users and devices, as well as multiple diverse workloads through rich file protocols. Your data is indispensable and protected as such through at rest and in flight through features like built-in encryption, sophisticated access controls, and online snapshots. The StoreEasy 3000 Gateway Blade is a robust gateway with turnkey clustered configurations, transparent failover, and online maintenance to deliver near continuous availability of data to users, servers, and applications in demanding 24x7 environments.
The HPE StoreEasy 3000 Gateway Blade comes with pre-configured hardware and either Microsoft Windows Storage Server 2016 or 2012 R2. Get your file gateway out of the box and online fast with tools that simplify installation and curb common configuration errors.
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Achieve an average of 50–60 percent space savings with granular data deduplication.1 In Windows Storage Server 2016-based StoreEasy 3000 Gateway Blade models, an enhanced deduplication engine supports large files, up to 1 TB, and volumes up to 64 TB.
Built-in file sync and share enables employees, mobile workers and distributed teams to access their work files from any Internet-connected desktop, smartphone, or tablet. Organizations can apply policies to wipe devices remotely and enforce lock screen passwords to protect data on employee devices.
Use advanced data management to automatically improve use of resources, comply with data retention policies, and enhance protection of sensitive files. Reduce your branch office WAN usage with Hosted BranchCache, which automatically caches frequently accessed corporate data center files locally.
The HPE StoreEasy 3000 Gateway Storage Blade protects data while at rest with file system encryption, and while it is being transferred with SMB encryption and signing.
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text:
Centra Pipelines Minnesota Inc.
Second Revised Volume No. 2
Contents / Previous / Next / Main Tariff Index
Effective Date: 10/16/1991, Docket: RP91-136-002, Status: Effective
Original Sheet No. 26 Original Sheet No. 26 : Effective
11.1 Shipper warrants that it will at the time of delivery to Centra have
good title to all gas delivered hereunder, free and clear of all liens,
encumbrances and claims whatsoever, that it will at such time of
delivery have good title to deliver said gas as aforesaid, and that it
will indemnify Centra and save it harmless from all suits, actions
debts, accounts, damages, costs, losses and expenses arising from or
out of adverse claims of any or all persons to said gas or to
royalties, taxes, license fees or charges thereon. Shipper also
agrees that Centra shall be entitled to all of the protection
provided by the warranty of title or the rights to gas set forth in
the contracts under which Shipper has purchased or otherwise
transported that gas.
11.2 Centra will not suffer or permit any lien or encumbrance to be
placed on or against the gas in respect of any claim against Centra
and will indemnify and save harmless Shipper from and against any
such liens, encumbrances or claims, including Shipper's costs of
disputing such liens, encumbrances or claims or defending any
actions in respect thereof.


text:
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It looks like a wonderful evening. I need to get out soon and have some fun.ReplyDelete
Tracy @ Sunny Days and Starry Nights
P.S. I'm having a Giveaway for a set of Nail Polishes, a Clutch, and Necklace/Earring Set.
Girls' Night Out = THE best!ReplyDeleteReplies
it really was ;)Delete
thanks also for your lovely comment!
Great pictures! The colors are so vibrant. :)ReplyDelete
Awesome pics!ReplyDelete
Have a nice day:)
Oh, loving your pictures and those cocktails.ReplyDelete
Dusana :-)
Im loving the image of the city , the colorful lights, looks like a vibrant city :)ReplyDelete
Πραγματι το A εχει απιστευτη θεα!ReplyDelete
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text:
There is a definite degree of madness involved in chasing mac tuna.
I've spent many hours, and fuel, chasing mac tuna all over the bay only to see them fire up in the distance and then immediately shut down when I get within casting distance. And then at other times they can be real darlings, choosing to surface right by the boat for a splash and slash at whatever baitfish has been rounded up and then almost fighting over a fly when it lands among them. But I suppose that's all part of the fun!
One thing that mac tuna do have going for them is sheer availability at this time of year. In Moreton Bay waters they were about in October, commonly seen in November and should hold over right through summer and into autumn. While they can be challenging they will nearly always offer an opportunity if mackerel or northern blue tuna are scarce on the day.
Birds are the key to tracking pelagic action in Brisbane waters and it's always an exciting time to see a big flock hovering over water being ripped to foam by surface feeders. From a distance, as the birds and activity are coming ever closer, mac tuna usually present as silver flashes half leaping out or simply slashing in a confined area in a very determined and spectacular manner. They are showy fish with chrome-like sides that reflect the sunlight.
The action usually unfolds in two ways. Firstly, the boat is allowed to approach and the fly gets into the area of action or, secondly, the fish decide to move, the birds suddenly lift, and the school then shows as a large area of vee ripples moving briskly forward (or suddenly backwards, or even under the boat, mac tuna are like that!)
If the school stays put and you are able to get your fly into the action, the trick is to retrieve it back as quickly as possible. The 'take' will usually be a hard draw or jolt with a bit of spray visible as the fish actually dives on the retreating fly. Then the hooked mac tuna will make a very determined and seemingly unstoppable run for at least 100m, maybe more if he's a big bloke over 5kg – exciting stuff!
During those first couple of make-or-break seconds the fly line and backing must be allowed to exit the rod cleanly and unobstructed. It's amazing what becomes expendable when you've hooked up, you could loose the shirt off your back if it gets in the way.
At the end of that first run the fish will still pull determinedly and quite spiritedly right to the boat. I have seen a couple of mac tuna actually pull that hard and for so long that they die during the fight. They really give it their all.
In the other situation, when the fish move off in a vee ripple just below the surface, bring the boat as close as possible to the moving school. When close enough, fly cast to the front of the school and, because they are so aggressive, this should hook a leader fish.
If the school does suddenly stop moving and commences to feed, then do not turn off the engine as they may spook. Any sudden change upsets them. My advice is that if they accept the boat close by then leave the engine running while casting.
Mac tuna are a sportfish due to their power and pace and fly anglers are going to require strong tackle for success. A good mac tuna rod is a quality 8wt or 9wt outfit, or even a 10wt if the fish are good sized and spotty mackerel or long tailed tuna are also about the area.
A successful rod requires both power to play a fish and casting ability. I'm a fan of G.Loomis gear and I've tried out the Cross Current GLX 8wt (FR1088-4 CC GLX) and the X-Perience 8wt (FR 1088-4) on these fish with interesting results.
The GLX is a bit lighter and has the lead on finish and overall presentation, and the no-frills X-Perience is very hard to overlook for an angler on a tight budget.
Due to mac tuna's prolonged fast runs the reel will need to have a strong, smooth drag plus plenty of capacity for a fly line and lots of backing. A 50lb braid seems to be the backing of choice these days and if at least 200m will fit on the reel, along with the fly line, the reel should do the job fine.
The fly line can be any sort so long as it is clear, or has a clear tip, has an intermediate sink rate and is a weight forward model. If dollars are scarce it's hard to go past the budget Snowbee range that work well in the summer salt water conditions. I've used them and have been happy with their performance.
The ideal fly should be a small baitfish style on strong hooks. I've relied on the Gamakatsu SL 12S hooks for years for everything from barra to tuna, but do remember that a range of sizes is important. Surf Candy or Glass Minnow style flies on hooks from 1/0 back to size 1 or 2 should be in your arsenal as some days the fish are concentrating on quite small flies and won't budge from them.
A store-bought rod length leader with a breaking strain of 6kg or 8kg is fine. When I've nibbled a fair bit from the end of the store-bought job I replenish the tip with some 16lb FC 100. It's strong and the fish seem to like it.Reads: 2718


text:
Dear Miranda Lambert: You will likely never read this review, but if you do, please take away just one thing: More showing, less telling.
Few artists possess a voice with as much fire and personality. Yours is a sweetly scorned thing that seems to saying, 'Just shut the heck up and listen to me' on even the lamest of ballads (ahem, "Better in the Long Run"). And no one else today can wield a Southern drawl as it if it's a weapon, stretching even the word "bangs," as you do on the downright volatile "Mama's Broken Heart," into something that makes a man shiver.
Also, when it comes to songwriting, you do fine – the best, actually – when you're on your own. Heck, your side project, Pistol Annies' "Hell on Heels," is one of the year's strongest country records because it's full of recession-inspired grit, which Four the Record desperately needs. So once and for all, let this be the last album on which there is so much as one song in which you brag about how much you like guns and whiskey. Sorry, but the whole "Fastest Girl in Town" shtick? We get it. Thanks.
Like much that comes out of mainstream Nashville, Lambert can be frustrating. On each of her four albums there are moments of brilliance, songs where her mix of glossy slow-dances and finely tuned rock n' roll serve to simply let the querulous artist tee-off and burn away any conventions. Then there are songs like "Fine Tune," which come off like boardroom-constructed attempts to capture Sheryl Crow's Kid Rock period.
On Four the Record, however, the first knock-down-wow instance comes with "Dear Diamond," a Lambert-spun tune (of course) that also happens to be the slowest on the album. Here, she crafts a domesticated, murder-free version of "Tell-Tale Heart." It's a wedding ring that haunts the narrator, and every move of Lambert's hand is a reminder of the singer's betrayal. More fun—and devilish—is "All Kinds of Kinds," which takes Southern charm and sticks a knife in it. Male congressmen wear women's clothes, and no-good mothers slip their bratty kids prescription drugs. Yet rather than pander or pledge allegiance to small-town values, Lambert urges the listener to "look in the mirror" and shush it.
In commercial Nashville, such a sentiment is downright revolutionary. So once again—for the fourth album in a row—it's a shame that such nerviness accounts for only half of Four the Record. —Todd Martens


text: We offer a range of tea cup and tea strainer for the convenience of the tea drinkers. They can be individually selected and combined with teapots or other tea accessories to form tea sets, or simply used as your every day necessaties. The range covers glass, ceramic and ZiSha (purple sand), price starting from $1.1 AUD.


text:
After decades of lack of innovation in the depression field, maybe patients having tried several treatment options could see the light at the end of the tunnel.
Ketamine is a potent analgesic used in surgery. As the compound is highly soluble in lipids, it ensures a rapid onset of the effects leading to a quick relief of depression symptoms without the typical side effects of standard antidepressants like SSRI.
However, there are some health consequences of administering that drug in the long term:
- CNS effects: as ketamine is considered to be a cerebral vasodilator that increases cerebral blood flow, it has anticonvulsant effects. However, its use could be limited as it has also unpleasant emergence reactions such as hallucinations, out-of-body experiences, and increased and distorted visual, tactile, and auditory sensitivity.
- Cardiovascular effects: ketamine increases blood pressure, heart rate and cardiac output.
- Respiratory effects: ketamine relaxes bronchial smooth muscles and may be helpful in patients with reactive airways and in the management of patients experiencing bronchoconstriction.
The cardiovascular effects could limit its used in depressed patients with cardiovascular conditions. Furthermore, we know that ketamine is safe when used for anesthesia but we have no idea about its long-term safety. For depression, it is given every few weeks for several months.
Another point worth to mention is the lack of reimbursement: it is not covered by any health insurance today and patients have to pay out of the pocket. Depending on the dose and the healthcare provider, it could range from USD 400 to 800 in USA.
Currently, late-stage studies are ongoing with compounds closed to ketamine developed by Johnson & Johnson and Allergan in order to fill this gap and provide patients with access to a safe and effective drug.
Thinking forward about mental health, we could maybe study psychoactive drugs more in-depth in order to discover whether they could be used in a controlled setting to ease some mental disorders.
Initiatives are launched to go into this direction. The future will tell…
Additional insights:
Mind molding psychedelic drugs could treat depression, and other mental illnesses – The Conversation – 2018
The Effects of Cannabis Among Adults With Chronic Pain and an Overview of General Harms: A Systematic Review – Annals of Internal Medicine – 2017
Benefits and Harms of Plant-Based Cannabis for Posttraumatic Stress Disorder: A Systematic Review – Annals of Internal Medicine – 2017
The Ketamine Breakthrough for Suicidal Children – Scientific American – 2017
New Hope for Depression – TIME – 2017
The War on Drugs Halted Research Into the Potential Benefits of Psychedelics – Slate – 2017
Scientists and Silicon Valley want to prove psychoactive drugs are healthy – The Guardian – 2016
End the Ban on Psychoactive Drug Research – Scientific American – 2014


text:
Are you a user of Grameenphone? If yes ! You may know about GP fnf services and wondered how to add, delete, change Grameenphone fnf and super fnf numbers. Don't worry here from this post you will get the all of information about it. So just read this article.
# How to set new fnf numbers?
You can able to add 3 new numbers as a fnf at a time.
= Write new number<space>new number<space>new number and send it to 2888
# Way to change fnf numbers
= Write old number<space>new number and send to 2888
# How to check current FnF numbers?
= Type FF and send to 2888
# How to delete any fnf?
= To delete write D<space>number and send it to 2888
# How to set GP super fnf?
= Type SF<space>Number and send it to 2888
# How to change Grameenphone super fnf?
= Write SFC<space>old number<space>new number and send SMS to 2888
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text:
After progressive victories across the nation on Election Day – with winning candidates at the federal, state, and local levels, and on issues ranging from the minimum wage to tax policy – two things are clear: the American public is much more receptive to progressive ideas than suggested by the media, and the conservative movement is in disarray.
So it was disappointing on November 17th to read the New York Times recycling of an old story written time and again about the power of rightwing think tanks: "Policy institutes have been central to a national organizing strategy that has long won the right a reputation for savvy, and state-level versions are growing in number and clout."
Yes, it's true, rightwing think tanks have been effective through their ideological discipline and ample resources. But the progressive community recognizes the importance of defining issues and advancing a policy agenda, too. There is now a network of savvy progressive think tanks working at the state level – and they are winning. So here's a modest proposal: perhaps it's time for the paper of record to create a beat on the progressive movement.
"The other side gets way too much credit," says Michael Ettlinger, Director of the Economic Analysis and Research Network (EARN). "Basically they have one idea: lower taxes and eliminate government. People act like they've been able to take command of the American consciousness and that's just not true."
EARN has 47 groups in 36 states. The organization links local, state, and national groups that conduct research, develop and advocate for policy, mobilize public opinion and win state policy victories. EARN works on a range of issues, including minimum and living wages, workforce and economic development, Social Security, education, tax and budget, and health care. This year EARN is developing broad state-level economic agendas that will offer a well-crafted, well-framed, counterbalance to the "tax cuts are the answer to everything" policy of the right. (It has already generated such agendas in conjunction with the Fiscal Policy Institute in New York and the Bell Policy Center in Colorado.)
"I'll stack our groups up against the rightwing think tanks in terms of effective communication and influence any day," Ettlinger says. "We have to prove not only that government can work, but how it can work. And we do it well. You will hear legislators say they disagree with us, but our numbers are right. You won't hear them say that about the right's work–because the right is much more concerned about its mission than the truth."


text:
Not for re-sale. Valid only at Knott's Berry Farm Theme Park. Admission includes unlimited use of rides, shows and attractions during normal park operating hours. Some attractions will require additional charges. Not valid for special ticket events. Height or physical limitations on some rides may apply. Park admission is your acceptance of Knott's Berry Farm to use your likeness for any promotional media deemed necessary by Knott's Berry Farm. No outside food or beverage allowed in park.
Detail Usage
Valid one day only.
Park hours, ride and shows availability subject to change without notice.
Ticket must be used by Jan. 6, 2019.
Our Price:
Gate Price:
Outdoor Recreation, Tickets & Travel (801)777-9666


text:
You know the awkward silence that seems to stretch on forever when you are having a conversation with someone you hardly know or have not seen for a long time?
To help you fill up these moments with something interesting, Ryan Chapman, who works in digital marketing and social media, has started a new project on Tumblr—titled "Fill The Silence"—where he uploads hand-drawn doodles of fun facts.
From pop culture trivia to historical nuggets, these doodles typically consist of the fact encased in a speech bubble that issues from an illustration of Chapman's head.
If you look closely, you will find that the illustration of Chapman changes to match the specific piece of information it is "saying"—for instance, the drawing sports a beard in the doodle about a beard tax in 16th century Russia.
Even if there is no awkward silence, these fun facts will still make for interesting conversation fodder.
[via Fill The Silence Tumblr]


text:
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text:
N.B.Position of marker is approximate and does not necessarily show the exact location of the site.
Site OS Grid Ref: SO50441246
RCAHMW COFLEIN [new window]
Search for further information about Church of St Thomas, Monmouth, Monmouthshire on Google
| Christ in Majesty with St Thomas Becket and St Nicholas
firm/studio: Celtic Studios
designer: Hubert Thomas
Church of St Thomas, Monmouth, Monmouthshire
east wall of the chancel
In order to continue to improve the Stained Glass in Wales Catalogue in the future, we would value your comments and suggestions. Please complete our brief questionnaire


text:
The European Central Bank must go beyond liquidity injections and buy more government bonds to address the sovereign debt crisis in Europe before further problems arise with even serious consequences for the euro, Pierre Lagrange, co-founder of investment manager GLG and founder of MAN Asia said on Tuesday.
"LTRO [the ECB's long-term refinancing operation] was an extraordinary solution to the liquidity problem that we had prevailing in the banks, but it doesn't address the underlying problem," Lagrange told "Squawk Box Europe".
The underlying issue - a problem at the sovereign level – had a circular effect on the banks, he said.
"Giving the money to the banks to help is massively important because otherwise we would end up with a problem at one of the big banks," he said.
But if the central bank allows interest rates on government debt to rise to unsustainable levels before intervening, we will start the summer on a bad note, according to Lagrange. "You're back to square one and the central bank will have to do something."
"If you let the debt spiral, then you really are destroying what you just fixed. So we now need the ECB to do something else and the central bankers are nearly the only ones who can do something because the governments are all facing elections and trouble," Lagrange said.
With the banks all looking to deleverage, they cannot be asked to buy unlimited amounts of sovereign bonds, Lagrange said. The ECB, on the other hand, can buy a lot of sovereign bonds, "so that's what the central bank will have to do at some stage".
The question, however, is when.
"The history is that they have been waiting and we've been trading the crisis as opposed to trading the solution," Lagrange said.
He believes the ECB will have to restart its bond-buying program, known as the Securities Markets Program or SMP.
"LTRO III will lose quite a lot of power because we have had LTRO I and LTRO II," he said.
"If they do it too late at the end of the day we're going to have problems with the euro that nobody wants to talk about," Lagrange said.
There was no sure-fire way to make money out of trading the crisis, according to the GLG co-founder.
"We're in a very similar environment to last year in July which means that you really want to try and stick to stock picking…You can't really be long or short the market easily," he said.
"You really have no visibility on when we're going to get a resolution of the sovereign issue and it can take quite a long time and it can scare quite a lot of people," he added.


text:
source: http://www.securityfocus.com/bid/3274/info The print protocol daemon, 'in.lpd' (or 'lpd'), shipped with Solaris may allow for remote attackers to execute arbitrary commands on target hosts with superuser privileges. The alleged vulnerability is not the buffer overflow discovered by ISS. It has been reported that it is possible to execute commands on target hosts through lpd by manipulating the use of sendmail by the daemon. If this vulnerability is successfully exploited, remote attackers can execute any command on the target host with superuser privileges. This vulnerability is very similar to one mentioned in NAI advisory NAI-0020. NOTE: It has been reported that a valid printer does NOT need to be configured to exploit this vulnerability. https://github.com/offensive-security/exploitdb-bin-sploits/raw/master/bin-sploits/21097.tar.gz
Related ExploitsTrying to match CVEs (1): CVE-2001-1583
Trying to match OSVDBs (1): 15131
Other Possible E-DB Search Terms: Solaris 2.x/7.0/8 LPD, Solaris 2.x, Solaris


text:
When it announced new stock listing rules over the weekend, the Chinese securities regulator was trying to end a decade of underachievement.
The best economic growth story of the 21st century has been a poor investment play. While its gross domestic product has shot up, China's equity market has languished.
Part of the blame has been an initial public offering system that consistently overprices shares, to the benefit of newly listed companies and their underwriters. Those buying into IPOs on their first day of trading have lost money, and the mass of ordinary investors in China has slowly lost confidence in stocks.
More pre-listing disclosures and greater institutional participation in pricing — the reforms detailed on Sunday — should add some stability to China's casino-like markets. Guo Shuqing, the reformist who was appointed securities regulator six months ago, has also tried to limit insider trading.
But he is fighting a paradox seen throughout emerging markets and typified by China: high gross domestic product growth often goes hand-in-hand with lousy stock returns.
"Companies raising money, not investors, have done well off the stock market. The vast majority of investors have had no way to profit," says Ye Tan, a financial commentator.
If China's GDP were a security you could buy, it would have delivered strong returns. The value of China's annual output nearly quintupled from 2000 to 2011, which would have made it one of the best investments in the world.
But GDP is not a security. The Shanghai Composite Index, something you can invest in, has a much weaker record. It rose about 46 per cent over the past decade, barely keeping pace with inflation. How can China's growth have been so fast and its stocks so sluggish?
The first thing to note is that China is far from an aberration. GDP is crucial to understanding economic performance, but it has proven a bad predictor of equity returns. As Jay Ritter of the University of Florida and other economists have documented, there is no stable relationship between GDP and stock performance.
China illustrates two key reasons why fast-growing countries often disappoint investors.
First, there is a simple question of maturity. China's stock market was established only two decades ago, so it would have been extremely surprising if it had behaved like long-established bourses in developed economies. Many of the biggest components of the Shanghai Composite Index, including the top banks, listed after 2005.
Moreover, there has been a steady dilution of existing investors as China has reformed state-owned companies by gradually "unlocking" their shares for trading. The portion of tradable shares in China has risen from about 30 per cent of listed companies a decade ago to 70 percent.
"The objective in establishing the stock market was to give state-owned companies a way to escape their difficulties. It was only after the late 1990s that thought was given to protecting investors' interests, and this transformation is not yet complete," says Zhao Xijun, a professor at People's University.
The second factor, as in other developing countries, is the market's legal and political backdrop. This is much harder to change. The corrosive influence of insider trading was highlighted in a 2002 study of China's stock market by Dow Jones Indexes. It showed that the vast bulk of the gains over the previous decade had occurred on 10 specific trading days when stocks jumped.
The inference was that only investors who possessed critical information – often linked to state policy announcements – were able to make money. Everyone else was just along for the ride. Although China has taken steps to clean up its markets since then, insider trading remains pervasive. Mr Guo has launched yet another crackdown.
Investors are by now familiar with the immaturity and the insider trading in the Chinese market. After the disappointing performance of the past decade, it is clear that negatives are more fully priced in. The ratio of Chinese share prices to last year's earnings is near a historic low at 14.7, about the same as in the US.
As Mr Guo continues his reform drive – bringing more institutional money into the market, adjusting the IPO pricing system, implementing easier delisting rules and more – the maturation of the Chinese stock market could be argued to be accelerating.
Geoff Lewis, head of investment services with JPMorgan Asset Management in Hong Kong, says Chinese shares are approaching a point where they can be assessed like those in other markets.
"Your view on China should be whether you think it will be a soft landing or a hard landing. I don't think it should be related to structural overhangs or market imperfections," he says. If economic performance does start determining investment performance, it would indeed be a new departure for Chinese stocks.