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There have been several updates to the new Delta Sky Club and expanding Amex Centurion Studio in Seattle, but before sharing that I wanted to see if I could find more information with a little digging. I've managed to get at least a blueprint for the new spaces so you can see how big they are, as well as some information on the new Alaska Airlines Board Room being planned for the North Satellite.
I noticed last month that construction of the new Delta Sky Club (which was originally slated to open this month) had obscured the windows of the Centurion Studio next door. The Points Guy recently found evidence from a memo published by the Port of Seattle in May, which indicates that American Express has already made arrangements with the port to expand the Centurion Studio. The new space is an adjacent HVAC tower, and the port will reimburse Amex for the necessary costs to make it suitable for lounge expansion.
The words "HVAC tower" don't inspire confidence. So exactly how much space will the Centurion Studio get, and how easily will it be able to restore its views of Mt. Rainier?
Not a whole lot. The expanded Centurion Studio looks to be about 50% larger than the original and is still utterly dwarfed by the new Sky Club. But it will have more restrooms, a shower, and a full bar. These are features missing from the current club that leave the Centurion Studio a step behind larger Centurion Lounges elsewhere.
There's also a comment that American Express would eventually like to find a new home for the facility, with a minimum of 10,000 sf. (That's enormous, and I don't know where they'll put it. Concourse A seems the most logical spot due to existing plans for construction of a new customs facility, but it's so remote from the rest of the terminal.)
I was unable to find any more information on the lounges despite reviewing the minutes for the past six months. Delta is behind schedule, but since Amex is using the same contractor one would hope that both lounges will open soon in the next few months.
While digging around, I also found some interesting information on North Star, the project to renovate the North Satellite where Alaska Airlines has consolidated operations after United moved to Concourse A. They opened a temporary, second Board Room location there last fall and plan to eventually open a permanent rooftop lounge when the renovation is complete.
Depending on how I read the numbers, it appears that the Port is in the process of approving an expansion of the new Board Room while the design phase is still ongoing. This would increase the Board Room's size from 4,485 sf. to 7,485 sf. Note that the sketches below are still subject to change.
This was prepared for a meeting at the beginning of the month, and minutes are unavailable. I can't confirm that the port approved these changes.
If you go way back to July 2015 there are also some renderings of the North Satellite's interior that I don't believe were shared previously. These do not include the Board Room, but it's still a positive sign of what the future terminal will look like.
The skylights will get rid of the current cramped feeling. It's consistent with the existing designs of Concourses B, C, and D and the South Satellite. Contrast that with Concourse A, which is nearly all white stone and uses very little wood.
Unfortunately there's still no word on a third Alaska Airlines Board Room for Concourse C. This was mentioned in a quote at the same time that Delta made its press release about a second Sky Club, and Alaska said at the time they planned to open it this year.
Perhaps the plan was shelved after the Virgin America acquisition, or it just didn't make sense after they thought it through. Some people who previously used the Board Room with a Priority Pass card may be going to the Centurion Studio instead. Whatever the reason, I'm increasingly skeptical that we'll see it materialize.
Update: An anonymous but reliable source tells me that Alaska Airlines is still planning a third lounge in Concourse C, but construction will not begin until later this year. There are also plans to renovate the existing lounge in Concourse D next year.


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National Interest
Thank you Dr. Schellekens, Your report and an earlier analysis by Yusuf and Nabeshima (2009) confirm what many other economist and even ordinary Malaysians know - we're (I'm a Malaysian) not living up to our potential - the need to revitalize the dynamism of its economy as your report puts it. However, your report and many other institutional commentators do not identify the key bottleneck - which is Malaysia's political structure. In order to maintain political dominance but often crouched as infant industry argument - the government has has dominated vast segments of the national economy. The national interest is defined narrowly focusing on maintaining political dominance and not national competitiveness. I know that the Malaysian government would not have supported this report if it was critical of the Malaysian political system - but I do hope that privately, you and your team have pointed this out to them. My points are further elaborated in the following article: http://asiapacific.anu.edu.au/newmandala/2009/11/19/malaysia%E2%80%99s-economic-future/

subset: commoncrawl


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You are currently browsing the daily archive for April 5, 2009.
Funny thing technology…. recently we decided to try something a bit different within the work being done by the current Digital Learning Design group. It wasn't anything other than a spin on the theme of framed /assisted DL but it produced interesting discussions and a lot of learning.
We had fun with the ideas of 'Monday' and '5pm'. This resulted in exploring how notions like these don't have all that much currency up here on t'internet. Our 'Monday' ran from 06:15 Auckland time to 23:35 Dublin local time in Dublin when we decided it was probably time to shut the shop . The 36 hour day has arrived!
And despite the cynical nature of some of the tasks involved, levels of participation in the activities were high. I think we all learnt a few things – about technology, the politics of place, learning design and indeed the learning process when it's at a remove. Of course there was room also for more reflection. But it came at a price. We totally thrashed the two-hour nature of our weekly session, for instance: despite some half-hearted initial efforts aiming to keep the work within the usual time frame. Then there were mad dashes up the M50 when offices were closed for the evening, there were teams that needed to be pep talked, cats that needed feeding, and schools systems that belong in the third world. All stuff it's hard to factor into the mix when you ask some simple question around how a (normal) weekly, m-level teaching and learning slot be dragged into the contemporary moment.
Perhaps the key part of the system-side learning in all of this was that time frames don't frame – they just broadly shape. And GoogleGroups seems to have stood up reasonably well to our sea trial… However, DLD Note4 is still out there: and, I advised, better sooner rather than later.
Memory and meaning don't always match well when you're on global time.


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Pollination at Gardener Street Elementary School
Talk to the class about pollination today. The kids identified the stamen and pollen on the flowers in the garden. They also took herbs from the garden lemon balm, mint, lavender, sage. They also identified the pollen on some herb plants.
Dayton Digs
By Hillary Williams |
Luke, I am your Fava – Dominguez High
By Yancy Comins |
Borage burstin
By Yancy Comins |
Sprouting Spring – Dominguez High
By Yancy Comins |
The Cardboard Rescue – South Gate Middle
By Yancy Comins |
Planting season – Whaley Middle
By Yancy Comins |
Seeds – Dominguez High
By Yancy Comins |
What's Cooking – South Gate Middle
By Yancy Comins |
By Jessica Brown |
Friends, Foes, Scholarship, Art and Inquiry.
By Flo Razowsky |
At Sherman Oaks Charter Middle School the Thursdays are Green
At Sherman Oaks the new green generations started to sprout. We are very excited to start this scholar year with the hands in the ground. The first generation of Organic Gardeners began to plant the first seeds and seedlings on the raised beds. We learn about some specific rules that we must follow in the…
At Rio Vista the Seed is awake
Rio vista welcomed the fall. On today's lesson we discovered the power that the compost has and also how a seed grows. We started reviewing the process of composting, how is made of and what kind of organisms helps it to break down into a little pieces the compost's "ingredients". We discovered that besides earthworms,…
Thinking about Interdependence at King Middle School
We've been exploring soil and what's in it with our four classes at King Middle School. After a long, hot summer where the school's famous squirrels chewed through much of the irrigation in the raised beds (cute little monsters!), the garden needed rebuilding from the ground up. Thankfully, in gardening soil is the perfect place…
Talking Dirt at El Sereno Elementary
The kindergartners loved getting their hands dirty! We talked about the ingredients in soil — minerals, air, water, and organic matter. We did some investigating in the soil using magnifying glasses. We gathered around the garden beds and dug our hands in the soil. The kids described what it felt like using words like fluffy…
The Water Cycle at Atwater Elementary
The students at Atwater Elementary enjoyed learning about the water cycle! We learned that a cycle repeats over and over again. Their minds were blown when I told them that the same water they use to take a shower in is the same water the dinosaurs swam in. Woah! We worked on the vocabulary words…
Red Onions and Befriending the Lunch Ladies at San Pedro Elementary
This was my first week as a Garden Ranger at San Pedro Elementary School. I'm learning that being a Garden Ranger means doing your best at negotiating many different moving parts. These include principals, faculty, community members, students, and the overall health of herbs, fruit trees, compost bins, and vegetables. Fortunately, I am in…
Calvert Koala's Get Scientific
The goal this year is to instill the characteristics of a good scientist. Teaching what it means to investigate, observe, and notetaking. For the students at Calvert Elementary, this started with a close observation of the details and differences amongst garden plants. In their journals, students took note of sizes, shapes, pointy or dull edges,…
Vine Students' Metamorphosis
Students transformed into plants and insects!? Is this Vine St Elementary or Hogwarts!? This month students learned that aphids move around by hoping and ladybugs move slowly and methodically. They also learned that ladybugs help the garden by eating aphids that hinder a garden from thriving. They also learned the different parts of a plants…
Gardner Scientists and Curators
This month, Gardner Elementary students had a busy month as scientists and curators! The fourth grade students at examined the health of the soil in the garden. They first felt the soil with their hands, wrote about what the soil felt like and made hypotheses on how much sand, silt, and clay was in the soil.…


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This Lotus Elise is presented in Lazer Blue with Magnolia and Black leather. The car is in incredible condition, and comes with a full service history, with 12 dealer stamps in the service booklet. The car was most recently serviced here, at Hilton and Moss and had a comprehensive service, including a Cambelt change. The car also comes with all the MOT's and Tax discs from 2006. The car was originally supplied new by Dick Lovett of Cheltenham. The last owner owned and cherised the car for 7 years. During this time the car has been maintained by ourselves, at Hilton and Moss. The car reads 49,300 miles, with an MOT certificate lasting until May 2016. **Viewing by appointment only please**
lotus elise blue black-leather fsh manual 2001 leather black-interior sportscar petrol track british fast convertible rwd mid-engine 2wd dark-interior
Unit 1, M11 Business Link
Stansted, CM24 8GF, Essex
United Kingdom
Sep 26, 2018


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I was very sad to hear the passing of one of the most naturally beautiful pornstars in the business. Like most porn fans, I found out this terrible news via Twitter.
Rumours started circulating in the afternoon of 6th December 2017, and were verified by various adult entertainment outlets by the early evening.
Early indications were that she had unfortunately taken her on life after alleged online bullying by other porn performers who claimed that August made homophobic tweets.
From what I could see from her twitter timeline, August had declined to work with male cross-over porn performers. These guys work in gay porn industry as well as straight porn. August explained that she did not feel comfortable working with guys that she did not know enough about.
There was a huge out pouring of love for August immediately after the news broke. There was also a large amount of accusations and anger towards the alleged perpetrators of the online abuse that August suffered.
For me, I will always remember August as a beautiful pornstar with an incredible body. It always bought a smile to my face when I saw that Brazzers or MOFOS were releasing a new scene featuring August Ames. I was also surprised to find out that she was only 23 years old. Because of her on screen presence and confidence, I wrongly presumed she was older than that.
It's such a shame that online abuse has resulted in such a tragic outcome.


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As of 2015, Kijiji lists thousands of rental properties available throughout Edmonton, Alberta in Canada, including apartments, condominiums, single-family homes and rooms in homes. Listings include furnished and unfurnished units, pet-friendly and no-pet units, and smoking and nonsmoking units, with a variety of rental rates, according to the Kijiji website.
Duplexes, commercial office spaces, storage, parking and short-term rentals are also available. The website lists warehouses and land for lease as well. Users can sort the listings by price and by date of posting, and many of the listings include photographs. Property owners and prospective tenants alike can post free classifieds on the website, notes Kijiji.


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Yardley, PA (PRWEB) May 09, 2014
Global Traveler hosted its first-ever Leisure Travel Awards event in honor of the second-annual Leisure Travel Awards last week. The reception was held at Hotel Shangri-La in Santa Monica, Calif.
More than 100 guests gathered to congratulate the respected winners on their achievements. The event was held in the Penthouse Suite and on the rooftop of the iconic Hotel Shangri-La, opened in the 1930s and known for its Streamline Moderne architectural style. Guests mingled and enjoyed food and drink inspired by the winning leisure destinations. With stunning views of the Pacific Ocean, the venue was perfect for celebrating the very best in leisure travel, as voted by the readers of Global Traveler, a group of travelers taking up to six leisure trips per year.
As the sun set over the water, Francis X. Gallagher, publisher and CEO, Global Traveler, awarded the 2014 Leisure Travel Award winners. Winning companies represented at the event included Silverseas Cruises; Taj Hotels, Resorts & Palaces; Italian Government Tourist Board; Hilton Hotels & Resorts; Viking River Cruises; The St. Regis Bora Bora; Hong Kong Tourism Board; ProMexico; Delta Air Lines; Abercrombie & Kent; Four Seasons Hotels & Resorts; InterContinental Resort Bora Bora & Thalasso Spa; Peninsula Hotels; Hyatt Hotels & Resorts; Marriott; and British Virgin Islands.
"We launched our Leisure Travel Awards in 2013, after noticing our readers, frequent business travelers, also took a large number of leisure trips per year," said Francis X. Gallagher, publisher and CEO, Global Traveler. "This is a group of people who know travel, so it only made sense for them to name the best of the best in leisure travel. Congratulations to the winners, a very elite bunch indeed. We are so glad we could partner with Hotel Shangri-La to host an event befitting the accomplishments of these companies."
For more information on Global Traveler and the Leisure Travel Awards, visit globaltravelerusa.com.
About Global Traveler/FXExpress Publications, Inc.
Global Traveler, the only AAM-audited U.S.-based magazine for the international business traveler, is a business travel and lifestyle publication with an AAM-paid circulation of 109,000+. FXExpress Publications, Inc., based in Yardley, Pa., is a privately held company publishing Global Traveler, eFlyer USA, eFlyer Asia and several annuals; and also operating http://www.globaltravelerusa.com and globaltravelerusa.com/blog. The Mandarin edition, China Global Traveler, can be found at china-globaltraveler.com.


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Investigation of a Hybrid Renewable Energy System to meet South Africa's Baseload Energy Demand using a Multi-objective PBIL Optimisation Algorithm
; (2013)
Please help populate SUNScholar with the full text of SU research output. Also - should you need this item urgently, please send us the details and we will try to get hold of the full text as quick possible. E-mail to firstname.lastname@example.com. Thank you.
Proceedings National


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January 16, 2013
EXCLUSIVE: USB VV Passthrough – $9.99
…its Discountvapers
The guys over @ discountvapers contacted me with an exclusive deal. They are selling the 510/EGO connected Variable Voltage pass-through for $9.99. I own one of these and they are rock solid. Works with both 510 and EGO connections.
Stainless Steel Construction.
Plug into your USB port.
5 presses advances you to each voltage level and lights the appropriate led light:
Blue (3.2v),
Purple (3.7v)
Red (4.2v)
Green (4.7v)
WHERE: http://www.discountvapers.com/
Use coupon code VJP to bring the total cost of this item down to $9.99
* this coupon was given to me by the vendor, it is not an affiliate code
Author: vapor
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In your bag No: 879 – Ariel Leuenberger
In your bag /
by Bellamy /2 min read
In your bag 879, Ariel Leuenberger
Ooooh this is a lovely bag for a Sunday. Come and check it out.
Thanks to your site I learned how to develop film, both black & white and color. It has inspired me a lot and keeps on doing so. Thanks for the great work!
I'm a swiss street photographer and here's my bag, a pretty simple setup. I mostly do street photography and only take one camera at a time. It goes in a Think Tank urban disguise bag, together with a JCH film case, my notebook, iPad, phone and business cards.
With my film cameras I shoot at home in Zürich. They are my father's old Leica R5 with a Summicron R 50mm/f2 lens and orange filter. And the lovely Konica Hexar I bought from you. I love T-Max 400 for b&w or Portra 400 for color. I develop and scan all the films myself.
When I go traveling, I bring my OM-D and two lenses (Panasonic 20mm & 25mm). That's because I am not too good with film – I often damage my negatives while developing. So when I'm away I want to make sure that my pictures are OK.
Check my site at www.arielleuenberger.com
Thanks and have a nice sunday
Ariel Leuenberger
Thanks for sharing your bag with us Ariel. I am glad to hear that the site got you shooting and developing film.
Check out the links and make sure you come and comment
Keep them coming folks, we need more submissions, so get your bag on Japancamerahunter.com. Send me a hi resolution image of the bag (please make sure it is horizontal) and its contents, with some details about yourself and what you shoot. Oh and don't forget your contact details (twitter, flickr, tumbler et al). Send the bag shots here. Please understand that there is a long wait now as there is a backlog of submissions. Not all make the cut, so make sure yours is funny/interesting/quirky. And please make sure the shot is of good quality, as the ones that are not do not go up.
7 comments on "In your bag No: 879 – Ariel Leuenberger"
David, your bag is a mix of quality and style, a simple dream bag as I like.
Sorry, Ariel not David :) Bellamy make me wrong with his final comment :)
Thanks Luca. It took me a while to learn that simple is better for me :-)
Nice photographs Ariel!
Thank you Brett!
I checked out your site and like the way you shop the wedding. Very nice high key shots. I am guessing you spot metering because of the high key backgrounds? Well done!
Dear Pete
Thank you for your kind words. Yes, I allways use spot meter for people. I like the faces to be quite bright. The surroundings therefore turn out even more bright. But this ads a dreamy touch to the shots which I like.
Cheers, Ariel


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Leighton Meester: amfAR New York Gala 2012
Leighton Meester flashes a smile at the 2012 amfAR New York Gala held at Cipriani Wall Street on Wednesday (February 8) in New York City.
The 25-year-old actress stepped out in head to toe Louis Vuitton for the soiree.
PHOTOS: Check out the latest pics of Leighton Meester
Earlier in the week, Leighton got to work on Gossip Girl with co-star Penn Badgley on the steps at the Metropolitan Museum of Art.
Leighton donned a pink ball gown and tiara while filming a kissing scene with Penn!
10+ pictures inside of Leighton Meester at the amfAR New York Gala..


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A fitted kitchen is a great asset and could also add tremendous value to your home. But is the investment worth it? And will it pay off? Here are a few tips to ensure that you get that added value when installing a new kitchen.
On the Up Side
An article in The Telegraph states that a fitted kitchen is almost certainly guaranteed to increase the value of your home. It stated that installing a fitted kitchen is the most important home improvement that you can make, and one that has the biggest impact. An estimated 60% of women consider the kitchen a deal-breaker when shopping for a new home and when you take that into account, your kitchen renovation suddenly becomes something to seriously think about.
On the Down Side
According to Graham Norwood on This Is Money, it is not advisable to install a new fancy kitchen as part of your home improvement plan just before selling since it is likely to add less to the selling price of the home than what it cost. Your home's new owners will have very clear ideas about what they want their home to look like, and if you get their dream kitchen wrong, you could pay for it dearly. The kitchen is usually also the first room to be tossed and overhauled by new owners so your investment may end up in the dumpster.
Think Ahead
Unless you plan to be the only occupant of your home for the foreseeable future, rather opt for a more standard kitchen design. Extravagant designs and colours may be off-putting to potential buyers who will calculate the replacement cost into their final offer.
Also be wary of expensive fitted appliances when remodeling. You won't be able to take them with you should you decide to sell and their cost won't necessarily be recuperated in the selling price.
Cost Analysis
A good rule of thumb is to not spend more than 10% of the current value of your home on a kitchen renovation. According to research done by HSBC, a kitchen renovation may add at least £5,000 the value of your home while property site Daffyd Hardy claims it's as much as 7% of the total value of your property. But the cost of a new kitchen does not only include the cabinetry: there are electrical, gas and water installations, kitchen appliances, general building work, painting, tiling, fixtures, fittings, lighting and flooring to budget for as well.
When you consider these numbers, it makes sense to go the extra mile as long as the value of your property justifies the renovation.
It's not just about the money
Even if you don't plan to you sell your home in the future, a fitted kitchen will not only add to the overall value of your home, but it will add to your own enjoyment of the space as well. Take your lifestyle, the style of home and of course the value of your renovation into account when planning your new kitchen.
Book a Design Appointment
If you would like to get expert advice on designing a Kitchen for your family, why not Book a Design Appointment or Visit our Showrooms.
If you enjoyed our design ideas, subscribe for updates.
Get kitchens design ideas in your inbox.


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If schadenfreude made a noise, then you'd be hearing it pretty loudly from me right now: Kevin Trudeau -- a convicted credit card fraud, and a man who made tens if not hundreds of millions of dollars by telling people he could cure their cancer using, get this, coral calcium -- has lost his appeal to the federal court, and must pay $37.6 million dollars in fines.
Trudeau, who shilled this false cancer cure as a diet supplement, was ordered by a federal judge in 2008 to stop making and airing infomercials about it. I wrote about this at the time, but I kept seeing those evil infomercials on TV. I wondered about this, but now I understand: Trudeau was trying to sidestep the order by selling books about this false cure, not the supplements directly. And, he kept buying up those ad spots while appealing the order. But on November 29th of this year, the appeals court said "nope".
The protections, unfortunately, were too weak: Trudeau aired infomercials in violation of the order at least 32,000 times. He should not now be surprised that he must pay for the loss he caused. At a minimum, it was easily within the district court's discretion to conclude that he should. And $37.6 million correctly measures the loss. The figure is conservative — it only considers sales from the 800-number, not sales in bookstores carrying his "As Seen on TV" titles...
Wow, so he only violated a court order 32,000 times. But wait, there's more! Apparently, there's not a lot of real info in those books; they just funnel people to a web site urging them to spend hundreds of dollars for the products he sells. So how much money do you think he really made?
The court also instituted a $2 million bond in case he tries to make more infomercials. It doesn't stop him from placing ads or writing books, just from bilking people using those long-form late night infomercials:
It does not limit Trudeau as an author; it does not curtail Trudeau's attempt to pitch products in any print medium; it does not even apply if Trudeau makes a TV or radio ad under two minutes. Its application targets only the commercial conduct that has caused such tremendous consumer harm in the past—infomercials. Second, the district court set the performance bond at $2 million but took seriously Trudeau's claim that it is beyond what he can afford by allowing him to file an audited financial statement and prove as much in a hearing. Third, the bond requirement is proportional to the amount of harm Trudeau caused by previous deceptive infomercials. If anything, the number seems low given that, over the course of nearly a year, Trudeau's Weight Loss Cure infomercial sold thousands of books each day for many months.
Interesting that he claims he can't afford the $2 million bond, when he's built a billion-dollar empire on false claims. I can't imagine why they'd ask for an audited financial statement from him. I hope they get an independent auditor.
And I really wish they had forbad him from publishing of any kind. Trudeau claims this is a First Amendment issue, but it's not: there are very narrow cases where you don't have the right to say anything you want, and false advertising is very clearly one of them.
You see, his books sell for about $30 each. That means a million people bought his utterly useless advice... except it's not useless. It's worse than that: people were looking for help to cure themselves or loved ones of cancer. Instead of getting help, they were getting false hope and spinning their wheels on nonsense when they could have been looking into real medicine.
How many people died or were made sicker because of Kevin Trudeau, people who might have been helped instead? That's a number not in the court documents, nor is it knowable. Maybe it's zero. But I strongly doubt that: out of a million people who bought into his nonsense, do you really think no one, not one single person, was hurt?
And having written about Trudeau before, I don't know what makes me sadder: the damage his antiscience has done, or the fact that people will show up in the comments below defending him. They can try, but the facts remain: his claims are garbage, they can and almost certainly do hurt people, and that he's made hundreds of millions of dollars off of giving false hope to sick people. And what makes me saddest is the firm knowledge that despite all of this, he'll be back.
Tip o' the shamwow to the JREF Twitter stream.
Related posts:
- Trudeau's going to jail. Schadenfreudelicious.
- Here's something Kevin Trudeau wants you to know: he's contemptible
- <Nelson> HA HA </Nelson>
- The FTC wakes up, too


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Microdermabrasion (30 minutes) – $80
Package of 6 Treatments – $400 Other Body Parts – $80 each
This treatment sloughs off dry, dehydrated skin, retextures
fine lines, diminishes pore size, and promotes a more
youthful appearance. A gentle cleanse and tone are followed
by professional exfoliation utilizing radiance-enhancing
microdermabrasion crystals to boost skin's vitality. Next, a
treatment masque is applied to increase absorption of nutrients
and further smooth and polish the surface layer of the dermis.
Microdermabrasion (30 minutes) – $80


text:
YEMASSEE, S.C. (AP) - The South Carolina Highway Patrol is investigating why a passenger tumbled out of a moving car on Interstate 95 and died after landing in front of a tractor-trailer.
Troopers say the fatal incident happened Sunday evening near the Jasper County community of Yemassee. Southbound traffic on I-95 was rerouted for almost three hours.
Highway Patrol Sgt. Bob Beres says the female passenger was riding in a southbound 1993 Buick 4-door driven by a 58-year-old Savannah, Ga., man. Beres says the unidentified female came out of the moving car and was struck and killed by a Freightliner tractor-trailer headed southbound in the next lane.
The patrol didn't release the passenger's age and other information.
Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


text: The introduction situates specific religious and policy discussions of four broad areas of biotechnology within the context of the broader conversation on concepts of nature set forth in Volume One. Our introductory overview reviews key aspects of recent religious and ethical discussions of four areas: biotechnology and assisted reproduction, biotechnology and genetic enhancement, biotechnology and human-machine incorporation, and biotechnology and biodiversity. It also draws links between those various discussions in light of a number of theological themes and casuistical emphases. The introduction also reviews the four policy chapters, each linked to the conceptual chapter written on the same area of biotechnology, and suggests the ways that policy choices in these areas may be illumined by more focused attention on religious perspectives.


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The 12 Spheres
The Burl
The Thousand Worlds contains modern-day Earth and the 12 Spheres, and is itself contained within the Burl. Currently the Thousand worlds are considered "outer planes" by the people of the 12 Spheres. This is where The Warden gods reside. There are also places within the Burl that are known as the Elemental planes . Another significant portion of the Burl is The Dreaming , a liminal space and time that surrounds the Thousand Worlds, nominally connecting it to the rest of the Yggdraverse. All of the Burl is seemingly guarded by the Pantheon and by The Worthingtons. Many races reside here.
As is normal for liminal space/time, the Dreaming can take many forms depending on who is traveling – though some posit that the Dreaming is simply vast enough to contain all those possibilities and it's simply a matter of where you enter. One more or less permanent location within The Dreaming is the Valley of the People of the Dragon. The Valley is home to Jake, also known as the Old Wolf, who keeps the prophecies about demons.
Just as there are very few who can traverse outside of modern-day Earth into the Thousand Worlds, there are also very few who can traverse from the Thousand Worlds out to the Yggdraverse. It used to be possible to project one's self into the Dreaming and from there escape the Burl, but those paths were shut down by a young goddess named Amelia. Travelers who die in the Dreaming will also die in the "waking world", but souls thus lost in the Dreaming will stay as they are, for as long as someone remembers them – even if it is simply other dreamers. Two Dreamers together could thus attain a sort of immortality.
With the paths through the Dreaming shut down, there are now only 12 "keys" to go into and out of the Burl. The 12 keys are:
The "Key of Light" Held by Lara Ravanni [was held by Felicity and before that by the Queen of Darkness]
{ The Key of Light can open a doorway (ANY existing doorway) and change where it leads to wherever the wielder wishes , as long as the wielder has a good idea of where she wishes to go}
The "Lock of Radiance" Held by Zarrura . It was held By Empress's Daughter Genevieve (Previously by Prince Norman/Spiney)
{The Lock of Radiance makes the wielder Immune from the boundary of the "Prison House" and thus lets the wielder be able to use "mundane" travel powers to go in and out of the "Prison House"}
The "Scythe of Darkness" Held by "Death"/ Mychael McBain
{ Allows the wielder to become a "soul" and move back and forth}
The "Shadow of the Past" Held by Nicole Matthews
[Was held by the Destroyer of worlds/Mr Mardhur/Thanos]
{Allows the wielder to literally create Sub- Pocket multiverse as if in a dream. These Sub pocket's are technically outside yet connected to the "Prison House"}
The "Inferno of Chaos" Held by the Queen of Madness/Ms. Eris/Lorellai {Allows the wielder to be in more than one location at once – effectively letting the wielder by-pass the boundary of the "Prison House"}
The "Sacred Flame of the Heart" Held by Sparrow [was held by the "First Servant", Before that by the Talsiman]
{Allows the wielder to Burn/Destroy their form and rise, phoenix like, outside the boundary. }
The "Tear of the Ocean" Held by Wes. [Was held by Marina, before that by Melisae/ Natalia, before that by Trent.]
{Creates a gate like those used in the 1000 worlds. But this one CAN take you outside.}
The "Stream of Continuity" Held by "Time" Continuity, Who was once Cassidy
{The wielder has always been outside the boundary, just as they have always been inside}
The "Feather of Consciousness" Held by Amelia [was held by Ben Adams]
{Allows the wielder to leave the "Prison House" in their dreams and also to activate certain machines (Amelia's Plane is one) to travel outside the boundary}
The "Puzzle of the Winds" Held by Agamemnon Worthington The leader of The Worthingtons
{Allows the wielder to leave part of his soul outside or inside the boundary "tricking" the boundary into not recognizing that he exists. (Worthington leaves his soul outside – thus, to the "Prison House", He is never within the boundary}
"Maruk's Crystal orb of the All Seeing Eye" Held by Leonard, the cursed (held by Eden, Truth originally)
{Allows the wielder to simply teleport to wherever he can see.}
The " Idol of the Elements" Held by Onuban (Previously by The Wanderer/The Cowboy/the Huntsman [also known as Tetro])
{The wielder is actually the whole of the "Prison House" and this allows the wielder to shift their perception to see and interact with the outside multiverse}
Onuban's daughter is Mychelle , Guardian of the magic in the 12 spheres for her father.


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Numerous studies have shown the link between inflammation inside the body and human health. There is a link between your oral health and heart disease but did you know that there is a link between your oral health and cancer? Science continues to focus on inflammation not only as it relates to heart health but your overall health. Before anyone can even begin to understand the implications of inflammation they really need to wrap their head around what causes inflammation. The chain reaction is a real eye opener and hopefully one that is easily understandable.
Over the last few years as I have researched and reported what I have learned and have also observed that people generally do not put themselves in the 'this is me or this going to happen to me' category. We all feel invincible yet the scary reality is inflammation happens to all of us but to what degree? The way you feel daily may give you an idea of how much inflammation you have or maybe you have noticed things happening to your health that were not there before.
Take care of your body. It's the only place you have to live.
This 'not so new' information linking your gums to cancer and inflammation needs to be revisited because there are more and more people being diagnosed with cancer each year. Cancer touches everyone in some way; a loved one or someone else close to us or maybe through a friend. There are many causes of cancer. Some you may be aware of are from exposure to toxins in the environment, how food is grown to the foods we choose to eat. I've heard people say 'I don't care, I am going to eat this anyway because everything gives you cancer these days.' The cold reality is cancer sucks and maybe by revisiting this information and bringing it to the surface, shedding new light on the topic will help people think and become a bit more proactive in their food choices because this is at least one area we do have control over.
In 2007 Harvard reported that Pancreatic Cancer was the fourth leading cause of death. A quote from the publication states, " "Our study provides the first strong evidence that periodontal disease may increase the risk of pancreatic cancer. This finding is of significance as it may provide some new insights into the mechanism of this highly fatal disease," said lead author Dominque Michaud, assistant professor of epidemiology at HSPH. Periodontal disease is caused by bacterial infection and inflammation of the gums that over time causes loss of bone that supports the teeth; tooth loss is a consequence of severe periodontal disease.
Chocolate is very high in phenolic phytochemicals that have been shown to help protect cell damage from oxidation and are a natural anti-inflammatory compounds. Dentists and doctors are beginning to understand the role that raw organic chocolate plays and have used it as a tool to help their patients along with a healthy diet and exercise.
Chocolate is not ever going to be the magic bullet but when used in this fashion it sure is a step in the right direction and besides it's an easy prescription because just about everyone loves chocolate.
It's a beautiful thing to watch doctors and dentists embrace raw organic chocolate that becomes an additional tool helping them to help their patients attain better health. Total body health is key because everything is connected together some how and some way.
When is the last time you saw your dentist? Did your dentist tell you that you have inflammation? Did that information 'stick' or did it pass? Listen to your dentist because there is cutting edge information that is helping them work with you to keep you healthy. It's not just about fillings and crowns because your mouth is a direct portal to your heart. Inflammation is like the red carpet inviting disease. Be proactive so that you may never have that connection between inflammation of the gums and cancer.


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MISSISSIPPI RIVER — Illinois Gov. Pat Quinn and Sen. Roy Blunt of Missouri are joining the chorus expressing concern over the Army Corps of Engineers plan to reduce flow from an Missouri River reservoir, potentially affecting shipping on the Mississippi River. The Corps has said that around Nov. 23 it will reduce the flow at Gavins Point Dam in South ...Read More »
Tag Archives: flood control
Corps to reduce flow from reservoir; could worsen low-water problem
MISSOURI RIVER — The Army Corps of Engineers will proceed with plans to reduce the flow from an upper Missouri River reservoir despite concerns that it will worsen low-water problems on the Mississippi River, officials told The Associated Press yesterday. The Corps expects to cut the flow from the Gavins Point Dam in South Dakota to 12,000 cubic feet per ...Read More »
Officials plead for more water in river; Corps hiring more workers
MISSISSIPPI RIVER — Missouri Gov. Jay Nixon and the barge industry are imploring the federal government to keep water flowing on the Missouri and Mississippi rivers or face potential "economic disaster." The nearly year-long drought has left many waterways at historic lows. Nixon sent a letter urging the Army Corps of Engineers to rethink plans to stop the release of ...Read More »
Corps beginning work on levee-raising project
ISSAQUENA COUNTY — Work to raise 4.7 miles of the Mississippi River levee in Issaquena County is beginning and should take a year to complete, the Army Corps of Engineers says. Raising the levee southwest of Onward requires asphalt to be removed from Highway 465 where part of the levee crests, the corps tells The Vicksburg Post. Detour signs will ...Read More »
Corps awards levee contract to Bickerstaff Brothers
BATESVILLE — The Vicksburg District of the U. S. Army Corps of Engineers has awarded the contract for levee improvements in East Carroll and Concordia Parishes, La. The contract was awarded to Bickerstaff Brothers Inc. of Batesville in the amount of $464,000 and consists of furnishing all plant, labor, materials and equipment for the construction. The levee will be raised ...Read More »
Tri-County Contractors wins flood control project
MISSISSIPPI DELTA — The U.S. Army Corps of Engineers, Vicksburg District, recently awarded phase two of the Steele Bayou Channel Relocation to Tri-County Contractors Inc. of Jackson. The work is part of the flood control efforts in the Yazoo River Basin and will consist of constructing the Steele Bayou channel relocation in the Yazoo National Wildlife Refuge in Washington County. ...Read More »
Service Specialist wins museum contract from Corps
VICKSBURG and RIDGELAND — The U.S. Army Corps of Engineers, Vicksburg District, has awarded a contract to Service Specialist of Ridgeland for the operation and maintenance of the Lower Mississippi River Museum and Riverfront Interpretive Site (LMRM). The amount of the yearly contract is $305,000 and will provide staff, interpretive services, general maintenance and landscaping of the building, boat and ...Read More »
County's dams 'maintained only slightly;' many deemed high hazard
CARROLL COUNTY — Carroll County has more flood-retarding dams than any county in Mississippi — about 120. The lakes that were created are used for recreation and are places of scenic beauty. They were also built in a flood control plan that helps not just the Carroll County area but also the Mississippi Delta. Some of them were built 50 ...Read More »
Panel sides with EPA over Yazoo Pump; board mulls another appeal
NEW ORLEANS — A federal appeals court panel sided yesterday with the Environmental Protection Agency over its 2008 veto of a $220 million flood control project near the Yazoo River in the south Mississippi Delta. >> RELATED: EPA admits it has no experts on Yazoo Pump Project. The Board of Mississippi Levee Commissioners sued the EPA in 2009 after the ...Read More »
Corps gets additional funding for flood control repairs
VICKSBURG — The Vicksburg District of the U.S. Army Corps of Engineers recently received an additional $140 million in funding from the Disaster Relief Appropriations Act. These funds will be used toward 81 Mississippi Rivers and Tributaries (MR&T) projects affected by the historic 2011 flood. The District developed a list of projects that will benefit from this additional funding that will ...Read More »


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Order Management Software
Whether handling hundreds or many thousands of sales orders, raising multiple purchase orders each day or a few each month, OrderWise offers an extensive suite of functionality to ensure businesses can manage their order processing in a fast, organised fashion. Easily configurable and adapted to meet the specific processes of the business using the software, OrderWise Order Management Software ensures that purchasing staff buy more effectively, sales staff fully maximise their opportunities and all order management processes are handled in an intuitive and streamlined to manner to deliver exceptional customer service.
Sales Order Management Software
Increase profitability by reaping the benefits of one fully integrated solution for all of your sales channels with OrderWise Sales Order Processing. With modules specially designed to manage orders being received through telephone calls, reps on the road, web sites & web shops, market places, EDI, retail stores, trade counters or cash & carry facilities, OrderWise ensures each and every order is always properly fulfilled and excellent service provided.
Purchase Order Management
Over and under stocking is now a thing of the past as OrderWise Purchasing ensures each business has the right stock, in the right quantities at the right time. Gain full details of purchasing requirements to reach desired stock levels, meet sales order demand, forecast for future demand or indeed all of the above, manage what stock is ordered from which suppliers at what cost, process back-to-back, drop ship orders and much more, OrderWise Purchasing is the ideal solution for simple, organised management of everyday purchase order processing.
Customer & Supplier Returns
For occasions where customers are returning unwanted or damaged items to you or you are returning goods to your suppliers, the OrderWise Returns module ensures the appropriate actions are taken and the processes are handled in a controlled manner. With functionality to ensure the correct documentation is created, key details are recorded and high customer service levels are maintained throughout the process, businesses can ensure effective, structured management of Returns is always achieved.
Payment Processing
Providing a fast and reliable method of validating and processing credit card transactions using either selected Chip & Pin card terminals or via online payment gateways, OrderWise Payment Processing is the ideal payment handling solution. With links to a number of popular payment gateways including SagePay, WorldPay, SecPay, SecurePay, Verifone Vanguard and Authorize.Net, the ability to manage Pre-Auth payments and use selected gateways with our EPOS system, OrderWise Payment Processing has all the functionality needed for safe and secure transactions.
Bulk Orders & Call Offs
There are many industries where call off contracts and drawing down off bulk orders are commonplace. To help users with these requirements manage them effectively, the OrderWise Bulk Orders feature has been specifically designed to provide simple and structured management of bulk orders and their subsequent call off contracts via the Sales module.
Size & Colour Matrix
An essential piece of functionality for companies using OrderWise to manage stock available in a variety of sizes, colours or styles such as apparel and footwear, the OrderWise Size & Colour Matrix provides a simple solution for adding, purchasing and selling products that are available in a wide variety of different options.
Telephony Integration
Alert staff of incoming calls, open customer records when answering calls and make outgoing calls with one simple click within OrderWise with our dynamic TAPI (Telephony Application Program Interface) integration.
Postcode Integration
A simple and efficient method of finding both customer and supplier addresses, OrderWise Postcode Integration enables automatic entering of all addresses that makes life easy for both sales and purchasing.


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One of the world's biggest drugstore companies, CVS, is set to merge with one of the world's biggest health insurance providers, Aetna. Assuming government regulators and both companies' shareholders give it their blessing, it would be the biggest merger in the U.S. this year.
So, will it, on balance, be good for consumers and for health care?
Even for someone not insured by Aetna, it should be good news.
Click here to view more Blade editorials
The CVS-Aetna merger brings health insurance and healthcare closer together than they have ever been before in this country. Drugstores are not CVS' only business — in 2006, it acquired a company called MinuteClinic, which operates walk-in clinics. There are now more than 1,000 MinuteClinics. This is how CVS and Aetna, by joining forces, could save themselves, and millions of Americans, a lot of time and money — by enabling health-care consumers to skip the high-cost doctor visit when a CVS-owned walk-in clinic can perform the same function.
Patients with chronic conditions stand to benefit the most. Frequent trips to the doctor are hugely expensive under the U.S. health-care system at present, but for routine check-ins, chronic patients could receive the same treatment at a walk-in clinic as they would get at a doctor's office. Less expensive visits could mean more visits — for example, to ensure patients are taking their medication as directed — lowering insurance costs for all who are covered under Aetna.
If this model of care takes off, others could imitate it, prompting more mergers and more cohesion in the industry overall. Add to this equation the almost-trillion dollar giant Amazon entering the pharmacy market. If CVS buys up an insurance company and the model is profitable for them, why wouldn't Amazon do the same thing?
Imagine one result of this paradigm shift as this: players in the insurance and care markets with enough market power to negotiate prices with drug companies.
That, admittedly, is still a remote scenario. But the astronomical prices of drugs in the United States are a major reason our health care is so expensive. In our fragmented health-care market, there are no major providers powerful enough to meaningfully negotiate those prices down. More integration of the insurance and care markets should be a step in the right direction.
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text: Client Update July 10, 2015 1 www.debevoise.com Client Update IAIS Begins Public Consultation on Higher Loss Absorbency Standard for Global Systematically Important Insurers INTRODUCTION On July 8, 2015, the International Association of Insurance Supervisors ("IAIS") held a public background briefing to its public consultation document ("Consultation") on the development of higher loss absorbency ("HLA") requirements for global systemically important insurers ("G-SIIs") issued on June 25, 2015. The purpose of the background briefing was to encourage a greater degree of public engagement with the consultation process.1 The Consultation is another significant step in the multi-year IAIS process to develop global regulatory capital standards for G-SIIs and internationally active insurance groups ("IAIGs"). As part of this process, the IAIS on October 23, 2014 finalized the basic capital requirement ("BCR"), which, together with the HLA, serves as the primary component of the G-SII capital framework.2 In addition, the IAIS in December 2014 issued a public consultation document on the insurance capital standard for G-SIIs and the wider group of IAIGs.3 1 At present, there are nine designated G-SIIs: (i) Allianz SE; (ii) American International Group, Inc; (iii) Assicurazioni Generali S.p.A; (iv) Aviva plc; (v) AXA S.A.; (vi) Metlife, Inc.; (vii) Ping An Insurance (Group) Company of China, Ltd; (viii) Prudential Financial, Inc.; and (ix) Prudential plc. The Consultation Document is available at: http://iaisweb.org/index.cfm?event=showNewsDetails&persistId=78C9329F155D896B00 C0ADA2C9142E58. 2 IAIS, BCR for G-SIIs (Oct. 23, 2014). 3 IAIS, Risk Based Global Insurance Capital Standard: Public Consultation Document (Dec. 17, 2014), available at http://iaisweb.org/index.cfm?event=showHomePage&persistId=7F6DD507155D896B00 64888B48B464F5. For additional analysis of the BCR and ICS, please see our client NEW YORK Eric R. Dinallo firstname.lastname@example.com Ethan T. James email@example.com Thomas M. Kelly email@example.com Gregory J. Lyons firstname.lastname@example.com Nicholas F. Potter firstname.lastname@example.com John M. Vasily firstname.lastname@example.com Samuel E. Proctor email@example.com LONDON Jeremy G. Hill email@example.com James C. Scoville email@example.com Benjamin J. Lyon firstname.lastname@example.com Edite Ligere email@example.com FRANKFURT Dr. Peter Wand firstname.lastname@example.com HONG KONG E. Drew Dutton firstname.lastname@example.com Stuart J. Valentine email@example.com Client Update July 10, 2015 2 www.debevoise.com The IAIS expressly seeks comments on the Consultation from the public generally, with an August 21, 2015 submission deadline. All comments will be published on the IAIS's website unless a specific request is made for comments to remain confidential. The IAIS is expected to complete its review of the comments by October 2015, with expected endorsement of the HLA at the November 2015 G20 Leaders' Summit in Antalya, Turkey. We summarize key aspects of the HLA Consultation below. EXECUTIVE SUMMARY The IAIS proposes a factor-based HLA standard that would separate, and establish required capital amounts for, a G-SII's insurance and non-insurance ("NI") activities. The Consultation states that the HLA standard will increase a G-SII's BCR capital requirement (as increased through an anticipated "uplift") by an average of 20%, though the individual impact will vary by firm and the ultimate contours of the HLA formula. Importantly, the Consultation is generally open-ended in its treatment of a G-SII's traditional insurance, non-traditional insurance ("NT") and NI activities for purposes of the HLA formula. However, the Consultation notes that the NT and NI components in the BCR were relatively low, suggesting that the HLA may put a relatively greater emphasis on those activities if it is to serve one of its express purposes of providing a disincentive to activities perceived to pose systemic risk. The implications of the Consultation for insurance enterprises designated by the Financial Stability Oversight Council ("FSOC") for supervision by the Federal Reserve Board (the "FRB") are unclear. It is possible, however, that the HLA framework may eventually inform the potential application of a capital surcharge by the FRB to these firms under Title I of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Consultation raises important legal and policy questions relating to appropriate capital and supervisory standards for G-SIIs and for IAIGs. THE CONSULTATION DOCUMENT The primary purpose of the HLA is to reduce the probability and impact on the financial system of the distress or failure of a G-SII. For these purposes, the IAIS updates at http://www.debevoise.com/insights/publications/2015/01/iais-issues and http://www.debevoise.com/insights/publications/2014/10/global-insurancedevelopments-following. Client Update July 10, 2015 3 www.debevoise.com defines systemic risk as the "risk of disruption of financial services which is caused by the impairment of all or parts of the financial system and has the potential for serious negative consequences for the real economy."4 The HLA is expected to be presented to the G20 for endorsement in November 2015 and apply to G-SIIs from 2019, following enactment of specific rules in local jurisdictions. Once the HLA is implemented, G-SIIs will have to hold qualifying regulatory capital (capital of the highest quality) that is not less than the sum of the required capital amounts from the BCR and the HLA. OBJECTIVES OF THE HLA The main objectives of the HLA include: internalizing some of the costs to the financial system and overall economy by making G-SIIs more resilient to low-probability, high-impact events; allowing for earlier supervisory intervention and more time to address emerging risks; providing disincentives to carrying out activities which may pose a threat to the financial system; and offsetting any benefit that may arise through association with G-SII status. THE HLA PROPOSALS The HLA requirement would: (a) be a group capital requirement applicable to all G-SIIs based on a going concern approach; (b) apply to all group activities and subsidiaries of the G-SII, including non-insurance subsidiaries; and (c) impose higher levels of group regulatory capital on those groups designated as G-SIIs than those designated as non-G-SIIs. Disincentives are expected to be built into the HLA design to encourage G-SIIs to reduce potential systemic activities. The HLA would be calculated by separating a G-SII's insurance and NI business so that existing global regulatory requirements in non insurance sectors may be reflected. The overall impact of the HLA is determined by the amounts of HLA 4 See Report to G20 Finance Ministers and Governors, Guidance to Assess the Systemic Importance of Financial Institutions, Markets and Instruments: Initial Considerations, October 2009. Client Update July 10, 2015 4 www.debevoise.com from both insurance and NI business, and within insurance, by the amount of traditional and NT activities. The HLA would, together with the BCR, constitute a global minimum capital standard for G-SIIs. A G-SII's total BCR and HLA-required capital would be composed of the following three components, each for a G-SII's insurance and non insurance business: the BCR; the uplift—an amount added to the BCR; and the HLA—additional capital requirements over and above the BCR uplift requirements. The uplift capital amount, for both insurance and NI, is designed to increase the BCR to reduce the expected gap between the BCR and the future ICS, which is currently expected to be finalized by 2019. Subject to regulatory requirements specified by global rules for other sectors (for example, banking), the Consultation states that the working assumption for the uplift is 33% of the current BCR. For G-SIIs, the HLA capital amount for both insurance and NI business is expected to increase the sum of the BCR and uplift by an amount that does not exceed 20%. The HLA-required capital relating to regulated banking activities is not expected to exceed the relevant regulated banking requirements for those activities. HLA FORMULA It is proposed that the HLA-required capital formulas, for both insurance and NI, be factor based. A required capital amount (the outcome) is the product of multiplying two inputs, a factor and an exposure. The IAIS is consulting on three main issues in the design of HLA-required capital formulas: bucketing (to specify which factor to apply to which G-SII); choice of HLA formulas, in particular, what additional emphasis, if any, should be placed on NTNI activities; and calibration of outcomes. There is a choice of the extent of the impact that the HLA is to have on G-SIIs, both on average and, in particular, recognizing the differences in the business models of different G-SIIs. Client Update July 10, 2015 5 www.debevoise.com The Consultation does not set out specific HLA formulas for consideration, stating that those will not be decided until after further field testing. However, it indicates that it expects the HLA to be calibrated so that the total HLA insurance formula would produce results of up to 20% of the uplifted BCR insurance formula. Also, as the BCR for NTNI activities was relatively low (based on field testing in 2014, 13% of the total BCR was attributable to NI activities and a further 6% to NT activities), the HLA components for those activities may be larger, to provide the desired disincentive effect as contemplated in the HLA design. The regulated banking component of the HLA for NI would be capped by the relevant limit derived from the applicable banking requirements. HLA IMPLEMENTATION TIMEFRAME 06/25/2015 – 08/21/2015 Consultation period July 2015 Field testing of data relevant to the development of HLA By October 2015 Analysis of consultation and field testing HLA document provided to G20 November 2015 Expected endorsement by G20 2016-2018 Ongoing refinements of the BCR and HLA From January 2019 BCR and HLA requirements to be applied to all G-SIIs Late 2019 ComFrame, including ICS to be adopted by IAIS Post 2019 HLA revision in accordance with ICS development completion CONCLUSION At present, the practical impact of the Consultation is difficult to predict with certainty. Indeed, the open-ended nature of the document suggests that the final form of the HLA itself is still opaque. In addition, by directly addressing an important policy issue, namely, whether a group-wide systemic risk-focused capital surcharge is appropriate for G-SIIs, the Consultation invites consideration of related issues and implications, such as the relationship between the HLA standard and G-SII resolution framework and the potential inappropriate incorporation of bank-centric concepts, e.g., the Basel Committee on Banking Supervision concept of "total loss absorbency capacity," into the insurance capital framework.5 However, it does appear reasonably certain that the 5 See Financial Stability Board, FSB consults on proposal for a common international standard on Total Loss-Absorbing Capacity (TLAC) for global systemic banks (Nov. 10, 2014), Client Update July 10, 2015 6 www.debevoise.com combination of the proposed HLA, the global ICS, the entry into force of Solvency II across the EU in January 2016 and the FRB's implementation of capital standards for insurers are likely to lead to increased minimum regulatory capital requirements for G-SIIs and insurers generally. * * * Please do not hesitate to contact us with any questions. available at http://www.financialstabilityboard.org/2014/11/fsb-consults-on-proposalfor-a-common-international-standard-on-total-loss-absorbing-capacity-tlac-for-globalsystemic-banks/.


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Okay, I just got back from a walk outside and noticed that an apartment had their air conditioning turned on tonight in this very building. Uhm, it is 18�F out right now, and feels like 6�F. What the hell?
bluetooth books boulder business centro clear creek climbing colorado colorado springs commercials computers concert dell denver dogs electricity events fat food funny georgia google google toolbar hiking house Life medical michigan move neighborhood palm pike's peak politics registry rtd skiing stupidity the boys trains twitter usb modem vista weather windows winter park


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Red Back Mining will be the subject of takeover speculation when markets open Wednesday, after the company raised $600-million late Tuesday by selling a stake in itself to Kinross Gold.
Red Back sold 24 million shares at $25 each to the always-acquisitive Kinross, a private placement that gives the senior mining company a 9.4 per cent stake. Kinross also got a seat on the Red Back board.
Spending this kind of money is the equivalent of buying an engagement ring - Kinross is clearly interested in this play, in the same way Goldcorp has a similar-sized position in Osisko Mining, and is therefore seen as the most likely buyer.
Red Back needed cash to expand gold mines in Africa. The Vancouver-based company, founded in 1988, now has a $5.8-billion market capitalization, while Kinross sports a $13-billion capitalization. One analyst who follows the company, but cannot be named due to employer rules, said both sides are signalling their intentions.
"Red Back is amicable to having Kinross as a partner, which signals any alternative bidder will have to hostile, while Kinross can bide its time with this holding," said the analyst, who believes a takeover bid for all of Red Back remains well down the road.
As part of the Red Back financing, Kinross promised to hold on to its stake for a minimum of four months, but it's the prospect of more buying, not selling, that will turn heads.


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Share This Review
The Cosmic Machiavelli, written by Thejendra B.S., was originally published under the title of God is No Angel in 2011 and re-released under this title in 2012. I have to first start off by saying that this book will not be for everyone. It takes conventional western religious thinking and turns it on its head. The Cosmic Machiavelli is one man's option of God's answers to our eternal questions. The book is laid out as a one-on-one conversation between an author who is having a bad case of writers block and God, in the form of an old man. The entire conversation takes place on a bus during god's 6 hour vacation, which he gets every 10 years.
This book touches on a lot of subjects, but some that are discussed are creation, evolution, jobs, violence, earthly disasters, heaven and hell, religion in general, and even touches on aliens. Now, I am not going to give all the answers away, but I have to say some them are worth thinking about. I thought a few times during reading the book, "Hmmm, I wonder if that is really how that really works?"
Now, even with that being said, I would still only give this book a 2 out of 4 rating. I was unable to stay focused on this book. I found my mind wandering a lot, so I had to re-read portions of this book over again. I also thought that the "God" in the book was very repetitive and would never give a straight answer. There were long comparisons that I thought were unnecessary. One or maybe two comparisons would have been more than enough. The back and forth between the man and God got very hard to follow from time to time. God also seemed to contradict himself A LOT, "yes and no" was the answer to a lot of questions.
In the end I had to remember that this was just one guy's option of how he thought life's questions should be answered by a higher being. Finally, the last chapter was the most informative… and the most true!
Buy "The Cosmic Machiavelli" on Amazon
Buy "The Cosmic Machiavelli" on Barnes and Noble


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Tanger Outlets Hershey welcomes back an old friend. No stranger to the midstate and no stranger to Tanger Outlers, Toys R Us Express opened on June 20.
Toys R Us has stores in Swatara Twp. and Hampden Twp, but this Toys R Us is a temporary location. Chuck Simmons, general manager at Tanger Outlets Hershey says that Toys R Us Express will be open now until the end of the holiday season.
A Toys R Us spokesperson said that the company began opening seasonal Toys R Us Express stores in 2009 and the store will offer a broad assortment of board games, dolls, action figures, educational toys and video games.
Toys R Us Express was a tenant at the Outlets previously, Simmons said. Toys R Us Express has replaced Bon Worth, a women's retail clothing store.
In addition to Toys R Us express, As Seen on TV recently open at Tanger Outlets Hershey. Tanger Outlets Hershey is located at 46 Outlet Square in Derry Twp. Toys R Us Express can be reached at 717-534-5491.
Follow Business Buzz on Twitter @BusinessBuzzPL.


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Henry Ford Medical Center - Milford
1265 N. Milford Rd.
Milford, MI 48381
Milford, MI 48381
Office Phone:
(248) 685-3600
Request an Appointment
Henry Ford is pleased to welcome our newest facility, Henry Ford Medical Center – Milford. This practice offers family medicine and has on-site laboratory and radiology services, ultrasound and bone density testing. When you need care after hours, we offer a variety of same-day care options to connect you with the Henry Ford primary care team any time of day or night.


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Sausage Ratatouille
- Prep: 15 min
- Cook Time: 1 hr
- Total: 1 hr 15 min
- Serving: 6
Pair Italian sausage and garbanzo beans with the classic eggplant dish and Voila! Sausage Ratatouille.
- 1 1/4 pounds hot or sweet Italian sausage links
- 1/4 cup water
- 3 tablespoons olive oil
- 2 green peppers, cut into bite-sized pieces
- 1 eggplant, cut into bite-sized chunks
- 1 onion, sliced
- 1, 28 ounce can tomatoes
- 2 zucchini, cut into bite-sized chunks
- 1 teaspoon sugar
- 1/2 teaspoon salt
- 1/2 teaspoon thyme leaves
- 1, 16 to 20 ounce can garbanzo beans, drained
- In 12 inch skillet over medium heat, heat sausages and water to boiling. Cover; simmer 5 minutes. Remove cover; continue cooking, turning sausages frequently, until sausages are well browned, about 10 minutes. Remove sausages to paper towels to drain. Slice sausages into 1/2 inch pieces.
- To drippings in skillet, add oil. Over medium heat, heat oil until hot; add green peppers, eggplant and onion; cook until vegetables are browned on all sides, stirring occasionally.
- Return sausages to skillet. Add tomatoes with their liquid, zucchini, sugar, salt and thyme leaves; over high heat, heat to boiling. Reduce to low heat; cover and simmer 30 minutes, stirring occasionally. Stir in garbanzo beans; heat through.
Filed Under:
Dinner Recipes, Family Recipes, Meats


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It's been a big undertaking, but today we have launched Thrive, our new online tool for managing tasks, teams and time.
Businesses make and lose money in the present, not the past. Thrive helps you to estimate, schedule and manage work across your team via personalised daily todo lists that allow you to track tasks & time against budgets, scopes & deadlines in realtime.
We've got a 60 second video above to help explain it all.
There are already some really cool companies working across different creative disciplines who are using Thrive, and we're now looking for more companies to come on board and try it out.
Thrive is based upon the premise that no matter what business you are in, time is the window through which you experience the world, and as a business asset it is perishable.
Thrive will help you to plan how you use the time you have available across your team with a view to improve the way you spend it to achieve the goals of your business.
If you are a professional service firm and treat time as billable this is of fundamental importance to pay attention to. If you make products then you have to manage how you leverage the time you have to make the best products possible.
Thrive creates a personalised daily todo list for each user which is called a 'Today List'. When you manage a project with Thrive you schedule tasks to your users and these tasks appear on each persons Today List based on what deadlines are coming up and what jobs they are assigned to work on.
Work is scheduled using a Liquid Time philosophy to visualise how to allocate tasks across your team based on what time they have available. This helps you answer the often murky "when can we do something by?" question.
As a Thrive user completes tasks on their Today List new tasks are added to the list based on the remaining time in each working day. As tasks are completed your project plans are updated automatically and in realtime to reflect the amount of work that has been done and what is still to go. This means that your project plans are always in sync with reality, and not a dangerously out of date sketch of it.
In a business sense Time = Money and in a scientific sense if you can't measure something you can't hope to control it. This is where Thrive steps up and gives you the tools to take control of the business you work in and to better focus the way you spend your day to achieve the goals and deliverables you have in your sights.
Thrive helps you migrate from the reporting paradigm of looking back at what happened to being able to see what is about to happen across your projects and your business. Armed with this insight you are better able to determine how to best spend the time you have to make sure that potential profits never become definite loses.
You can use it within your company as well as with freelancers and external partners who can log in regardless of their timezone or location. This helps to integrate and streamline the way you work, no matter who you choose to work with. You can also control how much or how little each user can see or do.
We feel that simplicity is important too so with Thrive you enter a task only once and we help you manage it from estimating time and cost through to building scopes of work that can be scheduled to create a timing plan of work that is then assigned to a users, tracked for progress and profit margin and then analysed for improving future process and performance.
We all hate filling out time sheets too and that is why with Thrive they become a by-product of ticking off items on your Today List instead of silly forms that you have to fill out long after you have forgotten what it was you were working on.
We're also hard at work on our roadmap of where we see the app heading over the next 12 months, and we'd like to get your feedback on board to help inform how we progress.
Your first task is to sign up for an account on the Thrive beta programme.


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- 1 Best Tankless Water Heater 2018 – The Winners!
- 2 Top Tankless Water Heater Models Reviews 2018
- 3 Why Tankless Water Heaters?
- 4 Benefits of using Tankless Water Heater
- 5 Considerations for Choosing the Best Tankless Water Heater
- 6 Wrapping Up
Are you losing a lot of money in an attempt to constantly heat up water and see a major shoot up in your electricity bill? There is a tested and tried the effective solution for your problem with the not so conventional and advanced water heating system in form of Tankless Water Heater. Oh! Just forgot to mention the water heater gives you an endless supply of hot water with reduced energy consumption and show a significant change in your monthly electricity bill.
One of the exclusive features that make it stand out is it allows heating of water only when required in small quantity instead of using a lot of energy in heating the entire large capacity water tank. Tankless water heaters don't let the energy and heat to escape which means quick heating. They are great products for homes with space constraint as they are small in size and don't require a lot of space. If you want to save energy and money this is something that you definitely need.
Best Tankless Water Heater 2018 – The Winners!
Top Pick – Stiebel Eltron Tempra 24 Plus
Are you looking for something that has advanced and automatic control mechanism and help you save bucks on your electricity bill? If you are looking for the best without any budget constraint we recommend Stiebel Eltron Tempra 24 Plus Electric as it is best in the market with guaranteed reliability.
Best Buy – Eco Smart ECO 27 Electric
We understand that not everyone is high on a budget but is still seeking for best features at affordable price. We recommended Eco Smart ECO 27 Electric as the best budget water heater in the market after thorough research and drawing a comparison. It is highly energy efficient with easy operating features.
Top Tankless Water Heater Models Reviews 2018
Hoping on to a completely new product and changing traditional ways is difficult and to make it easy for you, we have personally made a complete research on all the products listed individually. All the products mentioned below are tested and tried and hence recommended to you. The top pick, budget pick and mentions of all the contenders are research of almost one complete year. This is a comprehensive guide about tankless water heaters with features and benefits that will help you streamline your choice.
#1 Stiebel Eltron Tempra 24 Plus Electric
Stiebel Eltron brings to you Tempra Plus 24 model which is electric on demand water heater with advanced technological features and is a great replacement for your conventional water heaters. It is equipped with flow control mechanism that keeps a constant temperature despite high or low demand for hot water. The heater is the top recommendation because it not only saves energy and reduce your electricity bill but gives satisfying experience in terms of in terms of usage. The best tankless water heater award is rightly deserved by the product also because of the transparency the company maintains in disclosing a wide array of facts and figures.
It is the best tankless water heater on the market currently because it is highly reliable with constant temperature and maintains the flow without fluctuation. The advanced flow control mechanism is the biggest asset to this heater bringing it up to the top position on our list. The unit can function at either 240 Volts or 208 Volts which vary depending on the electric power of house. The heater supports digital support to keep an eye on the operation. The heating element or heat exchanger engage in heating only when required and thus makes it 99% efficient and the efficiency with help you save around 15-20% on your electricity bill. The 24KW or 82,000 BTU model gives a flow rate of 2.6GPM at 40°F and it can rise to a maximum level of 5.4GPM at 75°F.
- The heater is equipped with Tempra Advanced Flow Control which is the main highlight and it keeps water output flow at a constant temperature. With this feature demand for hot water is met instantly by not allowing water to cool down.
- The temperature settings and overall operation of the machine can be visualized and operated easily with digital temperature display.
- It has a sleek and compact design and is a great product for homes or any complex where space is a major constraint.
- There is the three-year limited warranty on the product but the only validity for three years is when the product is installed by a licensed installer. It is thus highly recommended that you get the heater only installed by a professional person.
#2 EcoSmart ECO 27 Electric
The popularity of the tankless water heater has spread its wings in the market and is the best budget buy with smart and eco-friendly features. The unit is affordable and cheaper than many similar products and was found to be highly efficient. It is an electric-run model and doesn't require an installation of pipes or vents as seen in natural gas or propane based models. The electric on-demand tankless water heater is perfect for small house, apartments etc as it not very powerful as the propane or natural gas models. Another amazing reason why it is the best bang for your buck is its due to its lifetime warranty.
It is based on eco-friendly operations and with reduction of power usage, it helps in cutting almost 50% of your cost related to heaters. It is integrated with advanced and self-modulating technology for reducing electricity bill. It is a 27kw water heater separated into three units with each of 9KW and thus for heating a small amount of water only 9 or 18KW energy can be used instead of full 27kw. It requires a 240Volts power supply for heating in a single phase. It enables the user to manually control the temperature with 1-degree increment till the suitable temperature is set. The water heater is perfect for heating water at a temperature as low as 37°F and is capable of heating around 3 gallons per minute that can be used in two showers simultaneously. It is also able to handle 6 gallons of water per minute that can run four showers and sink simultaneously. It has a heat output of approximately 92,000 BTUs with different flow rates of 3GPM and 6GPM depending on the installation area in the US.
- It has patented self-modulating technology which facilitates less consumption of power and heats only small amount of water with efficiency savings in your electricity bill. It is eco-friendly and heats water only when required which helps you save around 50% cost related to water heating.
- It provides endless hot water and doesn't store water like the traditional water tanks but instead heat the water that passes through the unit.
- It is a top choice when it comes to design and compactness because it is sleek and can be mounted on the wall which is great for homes, apartments or properties with space constraint.
- The digital display is an important feature as it allows the user to check the heater temperature and manually adjust it with at a time 1-degree increment.
- The water heater has limited but lifetime warranty on the unit but for it to be eligible it should be installed by a professional. Make sure your home has required an electrical capacity for the installation purpose.
#3 Ecotemp Systems High Capacity Gas Tankless
It is a gas powered eco-friendly tankless water heater which is designed and built to support small and space restricted homes. It is not suitable for large properties but is perfect for homes, apartments, cabin etc and support low flow rate of hot water when needed. It is designed with aesthetic outlook, compact and sleek with powerful ventilation for safety and efficiency of usage. It supports more than one hot water application and is highly recommended based on personal experience for smaller homes.
It is a natural gas based indoor tankless water heater which supports more than one hot water application and is suitable for variable water requirement quantity. It has a ready to install vent made of stainless steel for releasing out the natural gas while heating. It can be operated using 110 Volt power cords which can sufficiently power the exhaust and digital display. It has True 1/2″ NPT water fittings and has manual water temperature control. The eco-friendly water heater helps in efficient energy conservation by using 2 Watts of energy when ideal and 10 Watts of energy during the operation. The tankless water heater requires the power of 120Volt for its operation with 79% hot water capacity range. It has a flow rate of 3.4GPM along with heat output of 74,500 BTU.
- It is operated using natural gas and has sleek, modern design with true 1/2″ NPT fittings and the stainless steel made vent kit is readily installed for releasing out the gas safely. The safety and efficiency are maintained via power ventilation.
- It is perfect for small space like cottage, homes, apartments etc as it is powered by natural gas and heats water only when required in small quantity. This reduces the overall energy consumption and gives a relief to you in the electricity bill.
- It has manual water temperature control for adjusting the required temperature and has around 4GPM flow capacity.
- It has an Electronic Ignition system of 74,000 BTU and the system can be activated at the lower water pressure of 40 PSI minimum.
- It has a digital temperature display that is integrated with fully independent gas and water controls.
- It has 2 years of warranty on the heater but it is recommended that you get it installed by a certified professional.
#4 Takagi Indoor Tankless Natural Gas
The unit from Takagi is one of the smallest models in tankless water heater category and is the right choice for small homes or other dwelling places. It is powered by natural gas and with inclusive of large connection, it allows a higher rate of flow. It helps in conservation of power and reduces wastage of energy by turning itself off in the case of overheating. The efficiency of the water heater is almost equivalent to 40-gallon tank water heater and is powerful than the electric model. It is small but can keep up the demands of hot water in smaller homes.
The small but high performing natural gas-powered water heater has a BTU input of 19,500 to 140,000 BTU per hour. The efficiency allows a maximum flow rate of around 6.6 GPM at 35°F temperature and supports 3.3 GPM at 70°F. The tankless water heater has an efficiency of 82% and thus makes it a great non-condensing heater with the use of only one heat exchanger that heats the water that passes through it instantly. The heater heats a small amount of water at a time and is sufficient for providing hot water to at least two bathrooms simultaneously. It was tested for its eco-friendly feature and was found to comply with low NOx emission standards leading to reduced emission.
- It is a natural gas based product which reduces energy consumption by instantly heating water that passes through its single heat exchanger. It leads to heating of a small quantity of water.
The tankless heater is equipped with built-in freeze protection, overheat cut-off fuse, manual reset hi-limit and flame sensor for enhanced safety for users.
- It keeps the environment safe and is eco-friendly as it emits a low amount of NOx in the environment as compared to other water heaters.
- It is integrated with inlet and outlet thermostats which help in monitoring the temperature. However, the installation of the heater should be done by professionals for the perfect set-up.
- The indoor heater can be switched to direct vent system and with this, the heater brings combustible air from outside and allows the storage of the heater in very small space. It is recommended to install a backflow preventer in the non-condensing indoor model as exhaust gas leave in form of heat and may be a problem in extremely cold areas.
#5 Rinnai Natural Gas Tankless
The tankless water heater from Rinnai made its entry in the review of top heaters because it is powerful and is capable of powering multiple appliances and bathrooms simultaneously with hot water. It is generally powered by natural gas but if required can be converted into a propane powered model. In terms of installation although it can be vented from the top but could be made in the horizontal direction and it gives the user option to mount via wall or roof. The major highlight of the product is it offers large temperature range and in that term is best amongst all models. The efficiency of this heater is on an average of 82% which means reduced energy consumption and save more money on the electricity bill.
The model gives an average thermal efficiency of 82% and gives the high-end performance. It has BTU unit of 10,300 – 180,000 BTU which is capable of delivering around 7.5 gallons of hot water per minute (GPM). The water heater comes with a digital controller for visualizing the temperature and also has an error code indicator in case of any internal operational faults. The water heater has the commercial-grade heat exchanger which can be used for both residential and commercial applications. It has residential temperature settings of 98°F – 140°F and commercial temperature settings in the range of 98°F – 160°F.
- It comes with scale control system which reduces limescale corrosion within the heater unit by delivering a special blend of compounds in the flowing water. The process extends the life of the unit.
- It is equipped with a temperature controller and by using the MC-91-2US digital controller the user can manually control the temperature.
- The temperature lock system prevents any uncalled change in the water temperature. Also, external pump works at pre-set intervals and temperatures and this circ-logic circulation program save money on recirculation system.
- With the help of EZConnect, you can connect three or more units together and thus the efficiency of water heating is further enhanced.
- It has one year warranty on heat exchanger and 5 years of warranty on the parts. It is recommended that the set up be installed by professional so that you get 1 year of labor warranty for installations in residence.
Why Tankless Water Heaters?
The conventional model of water heater has a huge tank which not only occupies a lot of space but uses more energy by heating the complete tank every time there is a requirement for hot water. The repeated heating and energy utilization falls heavy on your electricity bill. A very simple solution to all these problems is the installation of the tankless water heater which reduces the amount of energy consumed and decreases energy bill. Here are few reasons why Tankless Water Heaters should be installed instead of the traditional healers.
- It reduces the amount of energy required or consumed as it boils water only when it is required for a shorter period of water in small volumes.
- With consumption of less energy, there is a decrease in the electricity bill every month which means saves money.
- Their lifespan is longer than the traditional heaters as they are not run frequently and require less energy for rapid heating.
- They are smaller in size as they store large volumes of water for heating and is great for homes with space constraint.
- These are some of the major and exclusive reasons why this product is a must purchase and a better investment than the traditional heaters. We have checked a number of heaters and found the tankless water heaters most promising in terms of effectiveness and budget. Although it might come with an initial price tag but will continue to give lower electricity bill with less energy consumption.
Benefits of using Tankless Water Heater
There are many benefits of choosing a tankless water heater over the conventional models and for the starters, it helps in reduced energy consumption and lowers electricity bill. It is very important for you as a buyer to know the benefits of the product and how it is better than the traditional models.
Efficiency – They are more efficient than the conventional models and gives hot water supply with help of "on-demand" technology and provide hot water via water valve. The water heats up when it passes through the heat exchanger and thus saves a lot of energy in the process. The models are able to pump a high volume of water that helps you save money on the monthly bill.
Reliable – The tankless water heaters are more reliable as compared to the traditional ones as they don't store water in the tanks and instantly heat limited amount of water. It is easy to fix the product and the tankless technology leads to fewer cases of damage or technical default as there is no tank that can blast. It has a higher lifespan and if used properly can work for around 20+ years.
Environment-Friendly – The heaters are designed and built in an eco-friendly manner and reduced energy consumption means lesser greenhouse gas emissions in the environment. There are many brands that specifically produce an eco-friendly product to reduce carbon footprint and maximise cleaner environment.
Convenient – The water heater is a very convenient product as it is compact and can be stored in very small space. The heaters simultaneously provide hot water to multiple bathrooms, kitchen sink, dishwasher and many other appliances. The demand for hot water is always met using this device and is great for small homes or places with space constraint.
Safe and User-friendly – It is equipped with many safety features that reduce any mishaps and accidents. The product is designed in a way that it doesn't build rust or other contaminants and in turn, constantly give us clean and fresh hot water. The safety features to ensure that it is user-friendly and safe for operation.
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Considerations for Choosing the Best Tankless Water Heater
Before making the final purchase or while choosing for the tankless water heater there are certain must considerations that need to be checked right. Don't ever buy the product without looking for these factors in them.
- Heat Output & Flow
The main reason to buy the product is reduced energy consumption as it heats water only when required. With so many brands and types of the product heat, output and flow rate is an essential check. There are two main units – one for heat output measured in BTU(British Thermal Units) or KW(Kilowatts) and other is the volume of water delivered measured in GPM(Gallons per minute). It is important to select the product with right values of both so that you get enough hot water with lower consumption of power.
- Power Source
The products are powered by electricity, natural gas, and propane and it needs to be selected based on your requirement. It all depends on what your home supports and how much capacity you need. There are few homes which have only one fuel source and in such case, one should opt of the water heater with that particular power source. But in the case of a home that supports both choosing ones depends on what you need. Electric models are expensive but require less maintenance than the gas models. Gas and propane models need yearly servicing but have more serving capacity. The choice all depends on the location and if you stay in a colder area you need a more powerful heater that makes the gas or propane model the right choice.
- Installation & Use Factors
Tankless Water Heaters are available in both gas and electric model but the installation for both varies. It is recommended that in both cases it should be installed by a professional. The major difference is the requirement of the ventilation in case of gas or propane heaters but it is not required in case of electric models.
- Features
It is one of the most important aspects to consider while purchasing a tankless water heater. The product must have good features for better operation. It should have temperature adjustment or control system to adjust the temperature using a simple knob. Alternatively, it should have automated flow controls for right temperature settings and adjustment. The safety features like automatic power cut-off, freeze – control etc should be checked. The presence of digital display makes it easy for the user to view and analyze the operational settings. The warranty should be also checked before purchasing the product.
- Energy Efficiency
They are known for their reduced consumption of energy and some models are also eco-friendly that helps prevent damage to the environment with reduced emission. It is advised to always opt for a model with Energy Star Certifications to promote the greener environment and reduce carbon footprint.
- Price
This is another important consideration along with features which are why we made a complete research with personal trial and recommended the best buy within budget. It is definitely not a cheap product as it tends to work for years but purchasing one with all the above is a wise choice. The review lists all the units that are feature rich and within your price bucket with a top budget recommendation as well.
Wrapping Up
The review is a comprehensive guide to help you buy the most suitable product according to your requirement and necessity. All the recommendations made in the review are results of careful study of the products with their use and it took us over a year to bring the best list to you. If you want to save energy consumption, reduce your monthly electricity, have space constraint and need a long lasting hot water on-demand supply unit, this is the right choice to make. What are you waiting for? Make the purchase immediately and save bucks on your bill for the lifetime.
Here are the top 5 Best Tankless Water Heater 2018
Stiebel Eltron Tempra 24 Plus Electric
EcoSmart ECO 27 Electric
Ecotemp Systems High Capacity Gas Tankless
Takagi Indoor Tankless Natural Gas
Rinnai Natural Gas Tankless
The conventional model of water heater has a huge tank which not only occupies a lot of space but uses more energy by heating the complete tank every time there is a requirement for hot water. The repeated heating and energy utilization falls heavy on your electricity bill. Check out the detailed review for best tankless water heaters 2018.


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