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This course provides the foundation of modern economics with an emphasis on its applications. Topics include demand and supply analysis, consumer theory, theory of the firm, welfare economics, monopoly and antitrust, public goods, externalities and their regulation, unemployment, inflation and economic growth, national income determination, monetary and fiscal policy. This is an introductory course for non-specialists.
This course will be taught during Fall 2018 by Professor Carsten Kowalczyk
This module presents the mathematical methods that are used widely in economics, including logarithms, exponential functions, differentiation, optimization, constrained optimization, and an introduction to dynamic analysis. The mathematical material is presented in the context of economic applications and examples that illustrate the bridge between mathematics and economics. One-half credit.
This course will be taught during Fall 2018 by Professor Michael Klein
The goal of this course is to equip students with the major analytical tools and concepts of microeconomics necessary in subsequent economics courses, in everyday life, and in the professional world. To this end, I put special emphasis on applications of economic theories to the fields of public policy, business cases, and pricing strategies. The topics include consumer theory, welfare economics, pricing, and game theory. Students are required to be concurrently enrolled in E210m, unless they have passed the Quantitative Reasoning equivalency exam.
This course will be taught during Fall 2017 by Fall 2018 by Professor Shinsuke Tanaka
Intermediate level course in macroeconomic theory and practice oriented toward industrial economy issues, with explicit, frequent reference to the global economic and financial turbulence of the last five years. Begins with rigorous coverage of national income accounting and definitions of the most important macroeconomic variables. Covers short-run Keynesian underemployment equilibria, money and financial assets, labor markets, inflation, economic growth and technological change, monetary and fiscal policy, the origins of the financial crisis of 2007-2008. Includes interpretation of the most important macroeconomic indicators. Prerequisite: Comfort with basic economic principles at level of E201 or equivalent.
This course will be taught during Spring 2019 by Professor George Alogoskoufis
This course introduces students to the primary tools of quantitative data analysis employed in the study of economic, political and social relationships. It equips students for independent econometric research and for critical reading of empirical research papers. The course covers ordinary least squares, probit, fixed effects, two-stage least squares and weighted least squares regression methods, and the problems of omitted variables, measurement error, multicollinearity, heteroskedasticity, and autocorrelation. Prerequisites include familiarity with (1) basic probability and statistics (B205), and (2) basic concepts of functions and derivatives (E210m or an introductory calculus course).
This course will be taught during Fall 2018 and Spring 2019 by Professor Julie Schaffner
This seminar teaches skills that enable students to bridge the gap between coursework in economics and the types of economic analysis used in both government and private sector settings. These skills and tools build on material taught in Econometrics. The topics addressed in the seminar include a range of timely and policy-relevant issues in international economics and macroeconomics. The seminar will also focus on the use of empirical analysis for writing concise, effective policy memorandums. Open to students who have completed E213, which may be taken concurrently.
This course will be taught during Fall 2018 by Professor Michael Klein
This course examines the economic role of the state and the potential and limits of public policy. It analyzes the rationale for public goods and publicly provided private goods, the role and economic impact of taxation and government borrowing and the scope for public policies and regulation in the presence of economic inequality, externalities, asymmetric information, imperfect competition and other market failures. The course analyzes public policy in areas such as defense, law and order, taxation, education, health, the environment, the labor market, financial markets and oligopolistic markets. It also analyzes the role of monetary and fiscal policy in stabilizing the economy.
This course will be taught during Spring 2019 by Professor George Alogoskoufis
The first half of the course focuses on the basic economics of banking and international finance. It reviews the economics of banking, international financial markets and exchange rate determination, and the financial implications of current account imbalances. It also examines the implications of leverage for the solvency of households, firms, governments and banks. The second half of the seminar focuses on the three major post-1970s financial crises, i.e. the Latin American crisis of the 1980s, the Asian Crisis of the 1990s and the Eurozone crisis of the 2010s. The systemic as well as the country specific causes and consequences of the three crises are also examined in detail. One-half credit.
Not offered AY 2017-2018, 2018-2019
This course is a brief introduction to management issues presented from the perspective of economics. The focus is on the strategic responses a firm can make regarding both its internal organization and its external interaction with both consumers and other firms. Students will learn the role of economic analysis in determining organizational design and developing competitive strategies whether the organization is a for-profit firm or a non-profit enterprise. One-half credit.
This course is designed for students who are interested in learning advanced econometric techniques to answer a broad array of academic empirical research questions. To this end, this course covers a set of theoretical and practical econometric techniques for conducting high-quality empirical research. The curriculum is oriented toward applied practitioners by focusing on research design and methods for causal inference. The topics include several of the most commonly used estimation techniques (i.e., matching, fixed effects, difference-in- differences, instrumental variables, and regression discontinuity). Econometrics (at the level of E213) is a strict prerequisite and may not be taken concurrently.
This course will be taught during Spring 2019 by Professor Shinsuke Tanaka
This course investigates why nations trade, what they trade, and the distribution of the gains and the political economy from trade. Topics include trade and economic growth, technology, the product cycle, multinationals, international labor integration, tariffs, regional economic integration, dumping and international competitiveness of firms and nations. Special attention is given to analyzing the effects of various policy instruments. Open to students who have completed E211, or with instructor's permission.
This course will be taught during Spring 2019 by Professor Carsten Kowalczyk
This seminar presents the analytical economics and political economy of different integration strategies, and then applies these to WTO multilateral initiatives, Brexit, NAFTA, the Trans-Pacific Partnership, Mercosur, and the Trans-Atlantic Trade and Investment Partnership. Open to students who have completed E220, other upper-level economics courses, or with permission by instructor. One half-credit.
This course will be taught during Fall 2018 by Professor Carsten Kowalczyk
This course examines the determination of income, the exchange rate, and the trade balance in economies that trade goods and services, as well as assets, with the rest of the world. Theory is developed and employed to study current events, as well as historical experience. Issues studied include exchange rate determination, monetary and exchange rate policy, the causes and consequences of external imbalances, international policy coordination, financial crises, and the global capital market. Open to students who have completed E201 or equivalent. E210m is suggested, and may be taken concurrently, but is not required.
This course will be taught during Fall 2018 by Professor George Alogoskoufis
In this module we consider the potential role played by financial markets and the role of financial intermediation. We also study the actual structure and performance of banks, stock markets, and bond markets across a range of countries, and the extent of worldwide financial integration. There will be a focus on the worldwide financial and economic crisis that began in 2008. This module should appeal to students with interests in economic policy, financial and portfolio management, and international business. One-half credit.
Not offered AY 2017-2018, 2018-2019
This course provides an introduction to several central themes in development economics. The organizing framework is pro-poor economic growth. By combining economic models and case studies, one can draw lessons regarding what approaches have worked to alleviate poverty. The course also pays particular attention to situations that have led to economic crises, and develops models of macroeconomic management and structural adjustment. Lectures and assignments presume a background in economics at the introductory level. Open to students who have completed E201 or equivalent.
This course will be taught during Spring 2019 by Professor Steven Block
This course equips students for rigorous economic analysis of development problems and policies. The first half of the course develops tools for studying the decisions, markets and institutions that shape development outcomes. The second half develops an approach to policy analysis that draws on those tools. Students apply the approach in the study of policy questions related to cash and food transfers, agricultural pricing, infrastructure, education, agricultural technology, microfinance, and health. Emphasis is on rigorous reasoning, careful synthesis of empirical evidence, and effective communication of policy analysis results. Open to students who have completed E201 or the equivalent.
This course will be taught during Fall 2018 by Professor Julie Schaffner
This course teaches students how to use microeconomic theory and econometric skills to analyze issues in low-income countries, develop policy interventions to address those issues, and measure the impact of such interventions in a rigorous empirical manner. It then addresses the issues that constrain and support development, particularly in sub-Saharan Africa: health and education, labor, agriculture, financial services, and institutions. Open to students who have completed E211 or an intermediate microeconomic theory course. E213 is strongly recommended.
This course will be taught during Spring 2019 by Professor Jenny Aker
This seminar examines a range of issues relating to agriculture and food policy in developing countries. Within a broad analytical framework that emphasizes the interactions between the production, consumption, and marketing of food in developing countries, central topics will include: famine, the role of agriculture in poverty alleviation, global food crises, technology, political economy perspectives, food price policy analysis, and agriculture's contribution to economic growth. Open to students who have completed E201 or its equivalent.
Not offered AY 2017-2018, 2018-2019
This seminar explores the insights and critiques of rational political economy in explaining the determinants of reform, growth, and equity in developing countries. This approach applies tools of economic analysis to understanding political processes. In particular, the seminar will apply theories of "public choice" and collective action in explaining development policy outcomes in relevant areas including: rational delay of reform, history and institutions, the macroeconomic effects of elections, the interaction of equity, democracy, and growth, and the political economy of failed states. Students are encouraged to have completed E240. One-half credit.
Not offered AY 2017-2018, 2018-2019
This course is designed for students who are interested in learning theoretical approaches and empirical tools economists use to analyze environmental problems and policies. Topics include: 1) Modeling environmental problems from an economic perspective, using market theory, a public goods model, and externality theory; 2) Analyzing regulatory policies and pollution-control instruments based on command-and-control approach and the market-based approach; and 3) Assessing the costs and benefits of environmental goods and policies using contingent valuation and hedonic pricing methods.
This course will be taught during Spring 2019 by Professor Shinsuke Tanaka
The course will cover econometric impact evaluation theory and empirical methods for measuring the impact of development programs (including randomization, difference-in-differences, regression discontinuity, and propensity score matching). The curriculum will combine theory and practice. The primary objectives of the course are to provide participants with the skills to understand the value and practice of impact evaluation within development economics, design and implement impact evaluations and act as critical consumers of impact evaluations. Econometrics (at the level of E213) is a strict prerequisite and may not be taken concurrently.
This course will be taught during Fall 2018 by Professor Jenny Aker
Agriculture is an essential, politically charged source of economic growth, the primary livelihood for billions of the world's poor, a disproportionate target for government spending, and an irreplaceable source of food and nutrition. It has come to occupy more than ¼ of the earth's surface, wholly transforming the very natural systems on which it relies including biodiversity, hydrologic cycles, nutrient flows, and climatic conditions. Meanwhile, demand for food is projected to double by 2050, posing substantial challenges and opportunities at the intersection of agriculture and the environment. The course is designed to enable students to become informed consumers of cutting edge research, policies and business practices for balancing agricultural production with environmental protection. Specific topics explored will include climate change impacts, adaptation, and mitigation, deforestation, changing demand for agricultural products, determinants ofagricultural productivity, and political and economic dimensions of agricultural development. The course will entail lecture, discussion, student-led discussion, problem sets, and a group policy memo. Prerequisites are E211 and E213 or equivalent with consent of the instructor.
This course will be taught during Spring 2019 by Professor Avery Cohn
This course examines the Economics of the European Union and the Euro Area. It analyzes the current state of the European Union, its institutional set up, it main policies and problem areas, and its role in the global economy. It also traces the development of the European Union from its origins as the European Economic Community through today's European Union of 28 members, and the development of the Euro Area from the European Monetary System to the creation of the Euro and the crisis in the Euro Area. The course examines both the microeconomics and the macroeconomics of European integration and its impact on the rest of the world, including the USA. No prerequisites, although basic knowledge of microeconomics, macroeconomics and quantitative methods would be useful.
This course will be taught during Fall 2018 by Professor George Alogoskoufis
This course examines economic aspects of public health issues in developing countries. As such, the course is structured into three parts. Part I illustrates an overview of current status of global health and examines the returns of health to economic development. Part II investigates constraints in demand for health that lead to suboptimal investments into health, including externalities, credit/liquidity constraint, pricing, education, and gender bias and intra-household resource allocation. Part III covers issues related to supply of health: health care delivery, quality of health care, and roles of political economy. Whereas applications to modern health issues include HIV/AIDS, malaria, air pollution, water pollution, worms, anemia, and early childhood health, this course emphasizes statistical tools and research designs used in empirical development economics. Open to students who have completed E201.
Not offered AY 2017-2018, 2018-2019
An introductory course to corporate finance from the perspective of the chief financial officer (CFO). The first part of the course deals with financial planning and budgeting, financial analysis, and short-term financial management. The second part of the course develops a valuation framework for making investment decisions (capital budgeting) for new equipment, the launch of new products, mergers and acquisitions and LBOs... and the funding/financing decisions to be coordinated with those investment decisions. Special attention is given to the cost of capital and valuing stocks, bonds, convertible and preferred.
This course will be taught during Fall 2018 by Professor Laurent Jacque
This course provides an overview of classical statistical analysis and inference. The language and methods of statistics are used throughout the Fletcher curriculum, both in the classroom and in assigned readings. In addition, the language and methods of statistical analysis have permeated much of academic and professional writing, as well as media reporting. The goal is to present a broad introduction to statistical thinking, concepts, methods, and vocabulary.
This course will be taught during Fall 2018 by Professor Robert Nakosteen
This course provides an overview of classical statistical analysis and inference. The goal is to provide you with an introduction to statistical thinking, concepts, methods, and vocabulary. This will give you some tools for dealing with statistical methods you may encounter in your coursework or research while at The Fletcher School, especially "regression analysis," which is covered at the end of the course. In addition, this section of the course has a particular emphasis on business applications. Students who plan to or have completed B205 are not permitted to take this course.
This course will be taught during Spring 2019 by Professor Robert Nakosteen
Accounting is an economic information system, and can be thought of as the language of business. Accounting information provides individuals with a starting point to understand and evaluate the key drivers of the firm, its financial position and performance. This can then be used to enhance decisions, as well as help predict a firm's future cash flows. The present (or current) value of those cash flows provides an estimate for the value of the firm. This course will cover the basic vocabulary, concepts, procedures and mechanics of financial and managerial accounting and the role of accounting information in society.
This course will be taught during Fall 2018 by Professor Lawrence Weiss
This course will provide participants with an understanding of the techniques used to alter and evaluate the key competitive value drivers of a firm and assess the nature and likelihood of future cash flows. We begin by reviewing the basics and remembering the limits of accounting information. Next we deepen our examination of ratio analysis and extend our analysis to build pro-forma (as if, or future) financial statements. Then, we look at certain accounting choices and their impact on financial statements and analysis. Finally, we will study the nature of bankruptcy and how creditors assess this possible end game.
This course will be taught during Spring 2019 by Professor Lawrence Weiss
Course description coming soon.
This course will be taught during Fall 2018 by Professor Lawrence Weiss
The course seeks to prepare students to start businesses in which they have a significant equity interest. It focuses on the necessary knowledge, skills, and attitudes in two areas: how to analyze opportunities quickly and cheaply; and how to secure resources (money, customers, and people) in the early stages of an enterprise. The primarily cased based course also has several guest experts and (in lieu of in-class lectures) extensive pre-class readings.
This course will be taught during Fall 2018 by Professor Amar Bhide
The course examines the transformation of fledgling ventures into resilient, high-impact enterprises. The challenges include setting ambitious goals, making strategic choices about organizational structures, control systems, norms, product lines, geographic expansion and so on, and effectively implementing these strategies. Although the cases deal mainly with young firms (and thus naturally complement the Starting New Ventures Course) the readings and class discussions cover issues of leadership, organizational development and design, incentives, culture etc. that arise in many settings, including the non-profit sector. Similarly, the course and case discussions also seek to cultivate a holistic pragmatism that characterizes the effective leadership of mature as well as emerging organizations. The final paper can be turned into a capstone project.
Not offered AY 2017-2018, 2018-2019
The focus is on the determinants of competitive performance of financial institutions including commercial banks, insurance companies, hedge funds, investment banks, and private equity firms. Review of bank management principles emphasizes asset liabilities management, interest rate risk management and Value at Risk (V@R). Discussion of international commercial banking will focus on international trade financing, syndicate lending, project finance, and international securitization. Open to students who have completed B200 or B221 or equivalent.
This course will be taught during Spring 2019 by Professor Laurent Jacque
This course develops a conceptual framework within which the key financial decisions faced by multinational corporations can be analyzed. The traditional themes of corporate finance, including working capital management, capital budgeting, mergers and acquisitions, and funding strategies, are revisited in the context of volatile exchange rates, different regulatory environments and segmented capital markets. Focus on foreign exchange risk management including the appropriate use of new hedging instruments such as currency options, swaps, and derivatives. Case studies emphasize how international financial management should be integrated with corporate strategy and operating decisions. Open to students who have completed B200 or equivalent.
This course will be taught during Spring 2019 by Professor Laurent Jacque
This course aims to study the role of the informal (off- the-books) and underground (criminal) sectors in the global economy, from multiple perspectives ranging from economic development to law enforcement and global security. In the past decades, the removal of financial controls, combined with technological advances, has allowed deviant globalization (drug trade, piracy, cybercrime, counterfeiting, human trafficking, terrorist financing, etc.) to prosper, creating governance and law enforcement challenges to governments and corporations alike.
This course will be taught during Spring 2019 by Professor Ibrahim Warde
This course provides a comprehensive examination of the role of private equity in global finance. It is intended to equip students with an analytical framework for assessing the industry and its key participants and to develop practical skills to support possible investment careers. The course is experiential by design and will be structured around two team-based projects that will engaged students directly in critical dimensions of the private equity finance process: fund development, investment analysis and decision-making. The course will cover the full spectrum of issues relevant to a globally oriented private equity firm from the structure of partnership agreements, through capital acquisition, deal sourcing, investment analysis, deal structuring, and exit. The course approach is intended to unite disciplinary rigor in financial and investment analysis with globally applied practices. One half-credit.
This course will be taught during Spring 2019 by Professor Patrick Schena
This course explores major themes in corporate finance and banking in Asia drawing on the diverse experiences of regional actors. Systemic issues dominate the first third of the course, specifically the legacy of bank-centric finance, trends in financial deregulation and internationalization, and crisis. The balance of the course will examine decisions at the firm-level on issues such as corporate ownership, performance, and governance, and capital structure management, across both public and private debt and equity and balance sheet management through the use of derivatives and asset-backed securities. Open to students who have completed B200. One-half credit.
Not offered AY 2017-2018, 2018-2019
A case study approach to employing the latest techniques for structuring transactions, including risk mitigation by financial intermediaries. This course stresses decision-making and prioritization of tasks, policy formulation, the selection of world-class partners and on-the-ground operational skills necessary to ensure timely completion of construction, budget adherence and efficient start-up. Large investment projects across a variety of geographic regions, industrial sectors, and stages of project execution are examined, including data on default and loss characteristics. Contrasts differences in risk between domestic and export sector projects, including foreign exchange issues and the role of host governments.
This course will be taught during Fall 2018 by Professor Philipp Uhlmann
The course is a comprehensive introduction to Islamic banking and finance. In addition to providing religious and historical background, the course discusses the political and economic context of the creation and evolution of Islamic institutions. The course will explain how Islamic products (murabaha, mudaraba, musharaka, ijara, sukuk, takaful, Islamic mutual funds and derivatives, etc.) work. The final part of the course will discuss Islamic finance in the context of the "war on terror" and the recent global financial meltdown.
This course will be taught during Spring 2019 by Professor Ibrahim Warde
This course investigates the global dimensions of investment management. The course combines technical and theoretical tools with practical illustration and application of critical investment concepts. The course will open with an overview of global institutional investors and the business of investment management. Following sessions will focus on developing an understanding primary asset classes, including foreign exchange, global equities, global fixed income securities, alternative investment vehicles, and derivatives. On this foundation, subsequent class sessions will focus on introducing and developing portfolio skills in the areas of risk management, investment performance and attribution, and finally portfolio construction and asset allocation. Open to students who have completed B200 and B221 or a strong finance background.
This course will be taught during Fall 2018 by Professor Patrick Schena
This course examines how to create, develop and scale high-performing social sector organizations — be they for-profit, nonprofit, or hybrid organizations. In this course, student will learn how to: a) design an organization's mission, theory of change, and strategy in order to deliver social results; b) develop performance management systems useful for internal learning, while managing complex demands for accountability from diverse stakeholders; c) understand how to scale impact through multiple strategies including growth, collaboration, and policy influence; and, d) examine capital markets and the challenges of obtaining resources. Taken together, students will acquire the understanding, skills and knowledge necessary to lead and sustain high performance in enterprises dedicated to addressing some of the most challenging problems facing the world today.
This course will be taught during Spring 2019 by Professor Alnoor Ebrahim
This course examines strategic decision making in multinational enterprises (MNEs). It provides a series of analytic frameworks that managers can use to assess the global environment and the options available to MNEs for competing globally. In particular, the course considers the internationalization process, tensions between global integration and local responsiveness, and their implications for organizational design and business strategy. A subset of the course considers the relevance of these concepts and tools to other multinational actors such as international NGOs. The course also provides an opportunity to consider the roles of political risk, the regulatory environment, and civil unrest as factors in strategic decision-making. The pedagogy is primarily case-based, drawing on examples of MNEs based both in the global North and in emerging markets.
This course will be taught during Spring 2019 by Professor Alnoor Ebrahim
Course description coming soon.
This course will be taught during Fall 2018 by Professor Jette Steen Knudsen
The course examines how we select, adapt and extend our stock of useful knowledge and practices. The knowledge ranges from individual tasks such as giving effective presentations, to organizational practices for recruiting, managing crises, process re- engineering and human centered design, and even to (drawing on Gene Sharp's handbook) overthrowing dictatorships. Meta-techniques cover topics such as developing checklists (based on Atul Gawande's work) and sharing organizational knowledge and codifying practices. Practical "hands-on" exercises complement the readings and discussions of specific and meta-techniques. The final paper, on a specific practice of the student's choice can be turned into a capstone project.
This course will be taught during Spring 2019 by Professor Amar Bhide
Strategic Management in Privatizing and Deregulating Industries This seminar surveys the literature related to privatization, considering both theoretical perspectives and practice. It also explores current issues shaping debates about how to structure the boundary between public and private sector activity in a comparative and interdisciplinary manner. The seminar examines key concepts and policy issues related to privatization and deregulation, looks at different national experiences, and explores the impact of privatization from an industry perspective. Students should come away from the seminar with a deep appreciation of the challenges confronting executives and policymakers dealing with changes to public sector–private sector boundaries in a variety of different settings.
Not offered AY 2017-2018, 2018-2019
The course will analyze the major elements required to direct the global corporation from an overall management perspective. Hence, while the course will touch the key issues in finance, human resources, marketing, manufacturing, and other areas, the emphasis will be on integrated, cross functional management decisions and issues, rather than on the detailed technical aspects of each separate area. The course will also focus on the management of change and its related issues. It will draw on readings, cases, and the experience of the Professor.
The goal of this course is to provide an introduction to consulting as it is practiced worldwide and across sectors. Students will achieve this goal by undertaking a consulting engagement for a real-world client. The first part of the course will include an introduction to and practice in the essential skills that form the core of professional development for consultants at top-level firms. Students will then put these skills to the test by completing a team consulting project for a sponsoring organization. Open to students who have completed B225 or B230 and/or B200 or with permission of the instructor. Class size will be limited by the number of projects confirmed by external sponsors with a maximum of eight projects, or forty students, being accepted. Input for the project grade will come primarily from the client; team self- evaluations will be reflected in individual final grades. Note: Students are limited to only one "field study" type of course during their career at The Fletcher School. This also includes courses taken outside of Fletcher that are considered field study courses.
This course will be taught during Spring 2019 by Professor Christopher Tunnard
Effective strategists can: size up the dynamics of the external environment of a firm, covering its economic, political, and social contexts; take a holistic view across all functions and configure all of a firm's internal choices to give it a competitive advantage; sustain this advantage over time and leverage it into adjacent business and geographic opportunities; use acquisitions and alliances when these are the more effective approaches to support a strategy; create the right organizational context to execute the chosen strategy efficiently; ensure the continuous renewal of the firm in anticipation of and adapting to its changing environment. The objectives of this short course are to master the field's core concepts and to build the skills needed to be an effective strategist. One-half credit.
This course will be taught during Fall 2018 by Professor Bhaskar Chakravorti
This module explores business, financial and legal issues affecting corporate governance and management of risk, both in industrialized and developing countries. Students will examine the nature of the corporation, management roles and board responsibility, the role of regulatory authorities, as well as corporate culture, corporate social responsibility, and capital market development. The course will focus on policy implications, including widespread efforts to produce corporate governance reforms and set standards in the wake of corporate scandals and systemic risk. Also listed as L239m. One-half credit.
Not offered AY 2017-2018, 2018-2019
This course explores financial solutions to eradicate poverty. It sheds light on how financial services to the poor began with microcredit and slowly evolved into an industry that includes mainstream financial institutions, global payment and transfer systems, as well as NGOs and microfinance institutions. The course examines a changing industry from commercial, anthropological, humanitarian, and social service perspectives. The course has no prerequisites.
The needs of the global sustainable development agenda are both broad and urgent; innovation models are central to addressing them in a timely, efficient and scalable manner. From promoting inclusive growth to ensuring the longevity of natural resources to addressing issues across the state of the human condition, there are many problems to be solved. Inclusive business - including large MNCs, social enterprises to impact investors - recognize that the private sector will increasingly play a lead role in solving such problems and closing the gaps. Such gaps-closing can cost $3-5 trillion annually, according to some estimates; the value that businesses can unlock while closing the gaps are estimated to be in the range of $12-15 trillion a year. This suggests a macro level business case supporting the mantra of "doing good while doing well." This course will prepare students with a practical micro-level understanding of this opportunity, why the private sector is essential in solving sustainability and inclusion problems, what barriers get in the way of following through on this seemingly compelling logic, and how the solution lies in developing robust and scalable "inclusive innovation" models that overcome the key barriers. The course will help students with a framework for archetypal inclusive innovation models and where to apply them, identify how to specifically construct them and dig into specific models in practical case examples and draw broader conclusions. Graduates of this class will leave with a set of inclusive innovation models that they can apply to their own future organizations - an existing large business, a social enterprise, a start-up they have founded, a client they are advising as a consultant, board member or an investor. They will leave with conceptual frameworks, practical tools and skills and case examples for pattern recognition and practicing analytical problem-solving to apply elsewhere.
This course will be taught during Spring 2019 by Professor Bhaskar Chakravorti
This course examines how commercial, government, and non-profit stakeholders are engaging market forces in a range of crucial services to improve the lives of the poor and the sustainability of local businesses. Using lectures, case studies, and human centered design activities, each class explores a different approach to tapping value chains and market ecosystems. Required prerequisite course: B241 or by special permission of the instructor.
This course will be taught during Fall 2018 by Professor Kim Wilson
The informal economy brims with activity and innovation, yet it is precisely its informality, that leaves it unshielded by the state. Seen as a hub of innovation and employment by some and as a shelter for tax-evasion and trafficking by others, the informal economy is a massive contributor to a country's GDP. We begin with theory but very quickly enter into practical examples of how people cope in their informal world examining their businesses, their agricultural activities and their financial management. We end by glimpsing into the dark side of the informal economy - the shadowy areas of smuggling and informal finance. The course will give students an understanding of the vibrant and immense world that operates under a state's regulatory radar so that as future policy-makers and practitioners they can design better protections, programs and products suited to the informal sector. Students who have taken B241 (Financial Inclusion) should not take this course.
This course will be taught during Fall 2018 by Professor Kim Wilson
The informal economy is often the setting for international aid and humanitarian assistance. At times it is the reluctant recipient of well-meaning, but doomed programs and interventions. It is not subsidized initiatives alone that flounder in the informal economy. So too do water purification companies, mobile money operators, and solar lamp providers. They wonder why huge swaths of the informal market fail to adopt their innovations. The problem is that big data and surveys don't always generate the nuanced information that decision-makers need to design suitable products or services. This course dives into methods that produce evidence to enlighten decision-makers and pave the way to better product and program designs. This course focuses on researching individuals and groups living and working in the informal economy and on designing products and services for them. B244M First year students are encouraged to take B244M prior to this module.
This course will be taught during Fall 2018 by Professor Kim Wilson
Western firms with activities in developing countries are increasingly held responsible for a range of issues such as climate change, labor rights and human rights that have previously been seen as outside a firm's sphere of influence. The course explores the drivers of this development as well as social implications for corporations and society. The course examines the following broad questions: What is Corporate Social Responsibility (CSR)? What are some of the main drivers of this new CSR agenda? How can CSR activities best be regulated at home and abroad and by whom? What are new CSR issues and challenges?
This course will be taught during Spring 2019 by Professor Jette Steen Knudsen
This seminar offers an in-depth overview of cross-sector partnerships. The starting point is that finding solutions to today's complex social problems must incorporate the resources and expertise of governments, civil society and business. The seminar addresses collaborations between the public, non-profit and private sectors and highlights different forms of cross-sector partnerships such as multi-stakeholder initiatives, public private partnerships, cross-sector social initiatives, cause-related marketing, and event-sponsorship. The seminar analyses conditions for successful cross-sector partnerships as well as some limitations of such programs. The course also addresses how "multi-nationalization" of business can drive the emergence and configurations of cross-sector partnerships. Finally, the seminar emphasizes the growing importance of social impact assessment for cross-sector partnerships. The aim of this course is to arm students with the analytical skills and knowledge necessary to form, evaluate, and critique cross-sector partnerships and decisions about how to engage in such programs for governments, NGOs and corporations.
This course will be taught during Spring 2019 by professors Jette Steen Knudsen and Bernard Simonin
This course introduces students to the fundamentals of marketing in a global environment. It addresses the problems encountered by all organizations—small and large, for profit and non-profit—as they operate in an international environment. The full range of marketing activities is covered: marketing research, product policy, branding, pricing, distribution, advertising and promotion, customer service, planning, organization, and control. While internationally oriented in nature, the aim of the course is also to build a significant understanding of classic marketing management principles. Non- traditional aspects of international marketing (e.g., nation branding) will also be considered for a variety of constituencies.
Not offered AY 2017-2018, 2018-2019
This course adopts a comprehensive hands-on approach to designing and conducting research. From classic opinion research to social media analytics, a wide range of contexts, problem areas, and methods are covered that are relevant across disciplines and fields of study. Students will be exposed to the various stages of the research process from recognizing the need for research and defining the problem to analyzing data and interpreting results. Proper design of research methods, fieldwork, questionnaires, and surveys (e.g., online surveys) is covered. Both qualitative (e.g., focus groups, projective techniques) and quantitative approaches (e.g., cluster, discriminant, and factor analysis) are presented. Various analytical techniques are introduced "hands on" via a series of computer exercises and cases (using SPSS and Excel).
This course will be taught during Fall 2018 by Professor Bernard Simonin
The course addresses the managerial, organizational, ethical, societal, environmental, and global dimensions of marketing decision-making. The main objectives of the course are to sharpen your skills in marketing decision-making, problem diagnosis, and management skills; to understand and apply some fundamental marketing concepts; to improve your familiarity and understanding with institutional marketing knowledge, terminology, and practice; and to provide you with a forum for formulating, presenting, and defending your own marketing ideas and recommendations. Note: Students having completed or planning to take B260 are not eligible to enroll in this course. One-half credit.
This course will be taught during Spring 2019 by Professor Bernard Simonin
While Asian economies are increasingly important to the world, a full understanding of how such economies are organized is difficult to achieve without some consideration of business groups. This seminar looks at business groups in a number of economies, including Japan, the Republic of Korea (South Korea), the Republic of China (Taiwan), Hong Kong, Singapore, and the People's Republic of China (PRC). The goal of the seminar is to put Asian business groups in their historical, political, and economic context, and then to examine current conditions in an effort to give some insight into future trends. One-half credit.
Not offered AY 2017-2018, 2018-2019
This course will expose students to similarities and differences in the business environments of Greater China. At the end of the course, students should have a better understanding of Chinese business and the context in which business occurs in Hong Kong, Singapore, the Republic of China (Taiwan), and the People's Republic of China (PRC). For MIB students, this course is one of the regional course options. One-half credit.
This course will be taught during Spring 2019 by Professor Jonathan Brookfield
This course aims to expose students to African economies in the larger context of the global economy and the continent's quest for prosperity and an interrogation of the "Africa Rising" narrative. The course will examine the impact of globalization on Africa's economies and whether African countries can turn globalization into an opportunity or whether there are alternative paths to economic transformation. Emerging Africa in the World Economy will examine the role of capitalism, entrepreneurship and the private sector in African countries, and the nexus at which business intersects with public policy as a framework for economic growth and development. In this context, the course examines the roles and importance of finance and financial markets, foreign investment, and innovation, using examples from the different parts of the continent.
Not offered AY 2017-2018, 2018-2019
The purpose of the course is to introduce the student to the rapidly expanding global food business. The growing, processing, distribution, and marketing of food are major and necessary economic endeavors of the world's people. Today, the international food industry is increasing at historically high rates of growth paralleled by increasing world trade in agricultural commodities, motivated by new multinational trade agreements. The course focus will be to introduce the student to the management, business strategy, marketing, research, and analytical skills required in the international food business.
Not offered AY 2017-2018, 2018-2019
A management-oriented, case study-based course on how companies design, manage, and measure operations around the globe today. The core topics will be: the exercise of competitive advantage through operational capability; business process design; supply chain management; lean operations; disruptive operations innovations; operations networks and connectivity; talent management; the managerial metrics revolution; etc. Readings and cases will focus on both the operations themselves and the management issues surrounding them. One-half credit.
This course will be taught during Fall 2018 by Professor Thomas Hout
This course covers the structure of the international petroleum industry and its role in the international economy. The first half will address the technical, commercial, legal, economic and political basis of the industry, and the business models for key segments, including exploration and production, refining, marketing and natural gas. Drawing on this knowledge base, the second half will consider key issues of the petroleum industry, including the resource base, pricing, environmental impacts, alternative energy sources, and geopolitics. Open to students who have basic Excel skills and have completed either E201, B200 or equivalent. Enrollment limited to 60 students.
This course will be taught during Fall 2018 by Professor Bruce Everett
This course explores the fundamental aspects of managing and leading people including: managing one-on-one relationships; influencing team behavior; and motivating and aligning people behind a common vision. It also examines the challenges and trade-offs in creating a meaningful personal leadership path, especially in the early stages of your career. The course pedagogy is case-method discussion, drawing primarily on cases from the private sector, supplemented with comparative material from the public sector and civil society. This course will provide you with a number of critical concepts and competencies that will be useful in both the short term and long term. It will help you to make the transition from an individual contributor to a manager and, over time, build a career of increasing responsibility as a leader.
This course will be taught during Fall 2018 by Professor Alnoor Ebrahim
This module explores the nature of leadership in the international context. Drawing upon academic literature and case studies of influential leaders, the class introduces the various models of leadership and the diverse functions of a leader across a range of international environments and organizations. The basic goals of the course are three fold: 1) to enable students to understand the nature of leadership across different sectors in different international settings; 2) to give students the tools to analyze various leadership situations and problems; and 3) to help students develop leadership skills in light of their own leadership ideas and ambitions. A key premise of this class is that leadership is an exercise in negotiation, a task of influencing other persons to act in desired ways for the benefit of an organization or group. The act of leadership on the global stage – in multilateral organizations, multinational corporations, international non- profits, and diplomatic posts – is particularly complex, and it requires an appreciation of different concepts and cultures of leadership. A key aim of this module, then, is to understand how leaders exercise influence inside and outside their organizations, particularly within the international environment. The course has no required pre-requisites, although a basic knowledge of the negotiation theory and practice is recommended. One-half credit.
Directed reading and research for credit, providing an opportunity for qualified students to pursue the study of particular problems within the discipline of Economics and International Business under the personal guidance of a member of faculty. The course may be assigned to a Field of Study according to the topic selected. By consent of the professor and petition.
Noncredit directed reading and research in preparation for PhD comprehensive examination or dissertation research and writing on the subjects within this division. By consent of the professor.


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Fox News' top presenter Bill O' Reilly yesterday evening attacked the characterisation of Breivik as a 'Christian terrorist'.
He said: "No one believing in Jesus commits mass murder."
He added: "The man might have called himself a Christian on the net, but he is certainly not of that faith."
He said that the reason the media was calling Breivik a Christian was because "the left wants you to believe that fundamentalists Christians are a threat just like crazy jihadists are."
read more on http://liberalconspiracy.org/2011/07/27/fox-news-oslo-terrorist-couldnt-be-christian/
Miss Musing
Thursday, July 28, 2011
Monday, April 25, 2011
Snowman Poop ~ Great Christmas Goody!
In the cold of winter when snow arrives,
all the snowmen dance and feel alive.
If you follow in their tracks,
you will find little droppings from their cracks.
Round and white, so sweet and light.
Eat one, eat two and have sweet dreams tonight!
{Another Snowman Poop Poem}
I heard that you were naughty,
so here's the inside scoop,
All you get for Christmas
is a big bag of "Snowman Poop!"
What you will need.....
Plastic bag
Small marshmellows
Bows or cute stickers for embellishing
Another way to use these poems....
Use Hershey's Kisses or any yummy chocolate candy. Change the Snowman to Reindeer and now you have "Reindeer Poop"
~~~Pictures thanks to Google Images~~~
Posted by admin at 5:53 AM
I ♥ Faces - Balloons Photo Challenge
I took this photo this years 4th of July Celebration Parade. I just loved this little guys spirit. He had so much fun driving this in the parade.
Posted by admin at 5:48 AM
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subset: commoncrawl


text:
{-COMPLETE-} Just another baby Bella story. Charlie and Renee had gotten into a terrible car accident, but Renee was pregnant with Bella. Sadly Charlie and Renee died. But Carlisle was able to deliver Bella. Read to see what happens with Bella and life, living with the Cullens
laylay721 Jan 22, 2016
Hale is Jasper last name not Emmet's or Rose...... There's is Cullen..... Jsyk
twilightlover8803 Mar 31, 2015
that was an amazing stat to the story. you are a great writer
-Dreamspark Mar 28, 2015
I find this incredibly funny that he said she might be his true love I can not stop laughing
4evernaya Jan 30, 2015
what does full blooded mean??? If she's. "full blooded" then what would half blooded be??? (this is sarcasm I'm trying to say Its not smart and very confusing to say full blooded human. just say human.)
Damon_F Aug 02, 2014
i think its just weird to start out saying that she'll be edwards true love
Authorbest Jul 28, 2014
My ipad doesn't let me vote so I am commenting that I vote for all the chapters


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Jasmin x Miss Foxy Collection
Get your fix of one of this seasons hottest trends with this versatile high neck jumper dress. With intricate cable knit detailing and figure flattering fitted style, you won't be able to get enough of this knitted beauty. Team with over-the-knee boots for a killer daytime look.
Cable Knit Jumper Dress
High roll neck design
Available in other colours
Jasmin is 5'5" and wears a size 8
Machine washable
To view our size guide, click here.
Orders purchased before 3pm (UK time) on working days are dispatched on the same day, any orders after this time will be dispatched the next working day. Any orders placed over the weekend or on a bank holiday, will be dispatched the next working day. For full delivery information, click here.
UK Saver Delivery (Signed For) £1.99
Estimated Delivery: 3-5 Working Days
UK Standard Delivery (Signed For) £2.99
Estimated Delivery: 1-3 Working Days
Next Day Delivery (Signed For) £4.99
Applies to orders made before 3pm on working days. For full details, click here.
Standard European Delivery (Signed For) £9.99
Estimated Delivery: 4-8 Working Days
Standard International Delivery (Signed For) £14.99
Estimated Delivery 7-15 working days
For full delivery information, click here.
We hope you love your item, but if you do have any problems you can return your item 14 days after you receive it. For our full returns policy click here.


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FREE Colgate Toothpaste at Kroger
(Sale Ends 6/7) Kroger and affiliate stores have select Colgate toothpastes on sale for 10 for $10. We have a $1 off one SmartSource coupon from 6/5 that we can use, making these toothpastes FREE ! Here's the breakdown: ► Buy (1) Colgate Toothpaste (4.6oz) = $1.00 Use (1) $1/1 Colgate Toothpaste (SS 6/5, x6/18) = -$1.00 Final Price: FREE ► Buy (1) Colgate Kids Cavity Protection Toothpaste (4.6oz) = $1.00 Use (1) $1/1 Colgate Toothpaste (SS 6/5 , x6/18) = -$1.00 (or $0.50/1 Colgate Kids Toothpaste) Final Price: FREE Kroger Affiliate Stores Are : Kroger, Ralphs, Smiths, Fred Meyer, QFC, Frys, King Soopers, City Market, Dillons, Gerbes, Bakers, Hilander, JayC Food, Pay Less Food, Scotts. They all tend to have similar sales, although the pricing may vary by region. When we refer to "Kroger" we are referring to all Kroger Affiliate stores in general. Check your local affiliate store for pricing. * Check out more Kroger Affiliate deals here.
To get the freebie please click on this link:
FREE Colgate Toothpaste at Kroger
The linked site is not operated or owned by FreebieSelect!


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- MuseForever
- 4 years ago
- Wedding: April 2015
I would have loved to do something really cute like magnets or ticket planes but we ended up going for paperless post, it was free and online. We are trying to stay on budget so Save The Dates were not something we wanted to spend money on. People have said the picture we sent (not a professional one as we didn't have engagement photos taken) was really cute. In my mind, they just serve a purpose, have people look into hotels and booking their plane tickets if necessary. Also, it was the perfect way to "launch" our website. The best part was that these were almost totally designed by the groom which makes me very happy and proud. I provided him with the text and he handled the rest 🙂
He also worked on the website, I'd say he did 70% of it.
How many of you also opted for an inexpensive option for your Save The Dates?
- This topic was modified 4 years, 1 month ago by MuseForever.


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My recent column about diabetes generated some questions from readers:
Mary, a health educator, questioned my mention of a study in Britain that found a particular pattern of eating — a high intake of vegetables and fruit with limited sugar, white bread and French fries — was associated with a lower prevalence of type 2 diabetes.
"Is this correct?" she wrote. "I am unfamiliar with any diet that lowers the prevalence of type 2 diabetes while eating white bread and French fries."
Sorry for the confusion, Mary. To clarify, this study found that diets rich in vegetables and fruit and with limited amounts of sugar, white bread and French fries were associated with a lower risk for type 2 diabetes. In other words, eating less sugar, white bread and French fries helped lower the risk for type 2 diabetes.
Jerry from Austin writes, "My doctor has diagnosed me as a borderline diabetes patient. Please advise."
My advice? Get thee to a Diabetes Prevention Program, aka DPP. This is a national education program specifically geared to people like yourself who have "pre-diabetes" — blood sugar numbers that are abnormal but not high enough (yet) to be diagnosed as type 2 diabetes.
Because this program has been so successful at helping people with prediabetes to prevent or delay the development of type 2 diabetes, it will become a covered benefit under Medicare Part B beginning in January 2018. Yay!
Ask your doctor or diabetes educator for information about this program in your state. Or go to www.cdc.gov/diabetes/prevention/index.html.
Sara, a physician assistant who works with children with type 1 diabetes, felt that my recent column — which mentioned news about type 1 as well as type 2 diabetes — could mislead people about the clear distinct differences between these two type of diabetes. "Type 1 diabetes is an autoimmune, non-preventable, non-curable disease that does not go away," she stressed.
Sorry for anything that appeared misleading, Sara. Type 1 and type 2 diabetes are definitely different. In type 1 diabetes , the body turns on itself and destroys the cells that make insulin. People with type 1 rely on multiple shots of insulin daily to survive.
People with type 2 diabetes produce insulin but their body is "resistant" to its effects. Over time, some people with type 2 diabetes may eventually need shots of insulin as well.
At this time, we don't know how to prevent type 1 diabetes. Type 2, however, can sometimes be prevented by changes in lifestyle such as increased exercise, weight loss and changes in diet.
While we still cannot cure diabetes, many of the nutrition recommendations for this disease — all types — are similar. People with type 1 must be especially careful to match their insulin injections with their food intake and exercise. People with type 2 can often control their disease with weight loss and exercise. And for all types of diabetes, maintaining blood sugar levels in a normal range is the best way to control or prevent all the dangerous complications of this disease. Thanks for writing.
Barbara Quinn is a registered dietitian nutritionist and certified diabetes educator affiliated with the Community Hospital of the Monterey Peninsula. Email her at firstname.lastname@example.com.


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and the theme is:
As soon as I saw this weeks photo inspiration, I immediately thought of a beach themed card. Below are the stamps and dies from La-La Land Crafts that I used to create my card.
Adhesive Foil
Copic colors used:
Skin: E11, E00, E000, R20, RV21
Hair: E47, E37, E35, E33, Y00
Outfit: B05, B12, B00, 0, YR04, Y17, Y06, Y00
Glasses: 100, C5, C3, C1, B05, B12, B00
Drink: YG06, YG11, Y00, B05, B12, B00
Lukas Watercolors 1862:
Background: Ultramarine Blue Deep, Cyan, Cobalt Turquoise, Lemon Yellow
Distress Inks for flowers:
Mermaid Lagoon and Cracked Pistachio
Also don't forget to join in all the La-La Land Crafts fun by adding your creations to our
Facebook Page. Also for more Inspiration we are on Twitter, Pinterest, and Instagram.
Thank you so much for stopping by! I hope that my card has inspired you to try out your own creations with these Beautiful stamps and dies.


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If you are looking for a beauty salon in Millbrook, NY come to Danielle's Hair Design. We are the best hair salon in the area, and can provide you with a variety of services. We are experts when it comes to haircuts, hair treatment, facial waxing and more! At Danielle's Hair Design, it's easy to make an appointment. We have great prices and great customer service.
Early and late appointments are booked upon availability, with walk-ins fully welcome. If you are in need of hair coloring services, our hair stylist can assist you. Get makeovers at our salon for weddings, proms and other events. Our hair professionals are the best when it comes to bridal hair and updos. We pride ourselves on being an efficient beauty parlour that will leave you feeling beautiful and refreshed.
Contact Danielle's Hair Design in Millbrook, NY today for more information on all our hair care services! We proudly serve in the Millbrook, NY area with exceptional hair salon services. Come to our hair salon today!
Danielle's Hair Design © All Rights Reserved.


text:
Nothing seals a deal quite like a firm handshake. After placing a bet or closing a deal, it's a sign of trust that we've come to expect. And although we can't be right there with you when you make a LivingSocial purchase, we hope you'll accept our Good Deal Guarantee as a close second.
We always work hard to bring you great deals from the best merchants. When you see a deal on our site, we want you to feel confident that your purchase will leave you with a smile. The goal of the Good Deal Guarantee is to make it easier for you to get the best value out of your LivingSocial experience — think of it as our virtual handshake with you!
With the Good Deal Guarantee, you can shop with peace of mind knowing you're browsing quality deals and have ample time to receive refunds. If you change your mind (whatever the reason), just click "Ask for a Refund" on your 'My Vouchers' page to apply for an automatic refund on unredeemed, unscheduled vouchers. We know you're busy — you don't have to call or write — just click. And if you'd like your money back after the seventh day of purchase, we're glad to give you Deal Bucks back for the price you paid, so long as the voucher hasn't expired.
The Good Deal Guarantee gives you more faith in the deals we offer. That's not only good news for LivingSocial, but also for our merchant partners. We're continuing to work with merchants to better understand redemption trends and the reasons for refunds, so they can grow their business and keep customers like you happy.
Bottom line — we want you to keep coming back, so if you ever have trouble redeeming a voucher, let us know. Good deal? Let's shake on it.


text:
Please read the following terms and conditions carefully.
The following are the terms and conditions on which you may use the IH Group website (the "Site") and by accessing this Site you agree to be bound by them. If you do not accept these terms and conditions, please do not use this Site.
The Site is maintained by Inter-Horizon Group ("IH Group") and is issued and approved in Zimbabwe by IH Group. IH Group is incorporated in Zimbabwe (no. 1239/2010) with registered address 4 Fleetwood Road, Alexandria Park, Harare. IH Group consists of IH Advisory and IH Securities, which is an authorized securities dealer and regulated in Zimbabwe by the Zimbabwe Stock Exchange and the Securities Exchange Commission of Zimbabwe.
The information provided on this Site is for personal use and information purposes only. Nothing on this Site should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction, or to provide any investment advice or service.
The material on this Site is designed for use by professional local investors only and is not directed to, nor intended for distribution or use by, any person or entity in any jurisdiction or country where the publication or availability of this Site or such distribution or use would be contrary to local law or regulation. If you choose to access information on this Site, it is your responsibility to comply with the applicable local, national or international laws and any use of this Site outside Zimbabwe is entirely at your own risk. For guidance relating to your specific situation, please contact your legal adviser.
IH Group reserves the right to terminate your access to this Site, without notice, if IH Group, in its sole discretion, believes that your continued use of the Site or any of its contents is in violation of any applicable law or is harmful to the interests of IH Group.
Please remember that Internet communications are not secure unless the data being sent is encrypted. IH Group cannot accept any responsibility for the unauthorised access by a third party and/or the corruption of data being sent by individuals to IH Group. All information provided to IH Group through this Site is used solely by IH Group and its subsidiaries, affiliates, principals and employees and is not sold or provided to any other company or person.
By providing any personal data through this Site you agree that IH Group and its subsidiaries, affiliates, principals and employees wherever located throughout the world may use, store or otherwise process such personal data. Such personal data may be processed by IH Group and its subsidiaries, affiliates, principals and employees for the purposes of the evaluation of your potential financial needs and/or otherwise marketing financial services to you.
The information contained on the Site may have been taken from trade and statistical services and other sources which IH Group deems reliable. However, IH Group does not represent that such information is accurate or complete and it should not be relied upon as such. Any opinions expressed on the Site reflect our judgement at the date of issue and are subject to change without notice. Any pricing is indicative and does not, and is not intended to, constitute either an offer to buy or sell nor a representation that a purchase or sale can be effected at that price. Past performance is not indicative of future results.
IH Group or its employees may, from time to time, maintain a long or short position in securities referred to on the Site or other securities of issuers referred to on the Site or purchase or sell such securities or issuers, earn brokerage or other compensation in respect of the foregoing; and provide other services to any issuer named on the Site.IH Group may, where permitted by law, act upon material available on the Site prior to its publication on the Site.
These ′exclusion of liability′ provisions should be read carefully as they exclude or limit IH Group′s legal liability in connection with your use of this Site. Nothing in these terms and conditions shall exclude, limit or restrict our duties and liabilities to you under the Securities Exchange Act of Zimbabwe, or any conduct of business rules which IH Group are bound to comply with.
IH Group maintains this Site for the convenience of its users. Although reasonable care has been taken to ensure that the information provided on this Site is reliable, no warranty or representation is given as to its accuracy or completeness and IH Group hereby excludes, to the fullest extent permitted by applicable law, any and all (express or implied) representations and warranties of any kind including, without limitation, any warranty as to accuracy, availability, completeness or suitability for a particular purpose of the Site or any part of the content or materials.
IH Group accepts no liability including (without limitation) in either contract, tort or negligence, to the fullest extent permitted by applicable law, for any loss, including (without limitation) direct, indirect, incidental, special or consequential, arising out of, or in connection with your use or inability to use the Site, or in connection with any error, omission, defect, computer virus or system failure, or for any loss of any profit, goodwill or reputation, even if expressly advised of the possibility of such loss or damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from this Site. IH Group reserves the right to modify, suspend or discontinue, temporarily or permanently, the Site or any part of it, with or without notice, at any time. You agree that IH Group shall not be liable to you or to any third party for any such modification, suspension or discontinuance of the Site.
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Zimbabwean law governs these terms and conditions and you agree that the Zimbabwean Courts shall have exclusive jurisdiction to determine any matter or dispute in connection with or arising out of this Site and these terms and conditions.


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SPARTANBURG, S.C. - Wofford College will play host to the NFL's Carolina Panthers for the 12th year of summer training, as the team opens practices this weekend. The team reports on Friday, July 28, and practice runs from Saturday, July 29, through Wednesday, Aug. 23.
During camp, the Panthers normally will practice twice a day, at 9:10 a.m. and 3:10 p.m., with each practice session lasting between 90 minutes and two hours. (Practice times are subject to change.) Most practices will be held on Wofford's football practice fields; some 10:30 a.m. practices will be held at Snyder Field. Three evening practices are scheduled, set for 7 p.m. on Monday, July 31; Thursday, Aug. 10; and Thursday, Aug. 17. (For a full schedule, go to www.TeamSpartanburgSC.org.)
All practices are free and open to the public. Rosters will be available at the Spartanburg Convention & Visitors Bureau/Team Spartanburg tent outside the main practice field gates. The Panthers will have a merchandise trailer on site, and concessions will be available.
The Spartanburg community again will celebrate being the host of the Panthers with Panthers Party 2006 to be held from 7 to 10 p.m. on Friday, July 28, at Barnet Park in downtown. Festivities will include Mick Mixon, the "Voice of the Panthers," as emcee; autographs and performances by Top Cat cheerleaders; and fun with Panthers mascot Sir Purr.
The event is presented by Wofford, the City of Spartanburg and Team Spartanburg, the sports council of the Convention & Visitors Bureau. Panthers players report to camp earlier that day, and they are not expected to participate in the event.
Admission to Panthers Party 2006 is free, with food and drink available for purchase.
The Spartanburg Herald-Journal again is sponsoring the Greatest Panthers Fan, with a category for adults (age 14 and older) and one for youngsters ages 6-13. The winner of the adult category will receive two tickets to a preseason Panthers game; the winner in the kids' category will be entitled to be a Panther Pal at camp, a special opportunity to meet players and view practice from field level.
A drawing will be held for numerous prizes, including season tickets to Wofford Terriers football and the grand prize of two tickets to a preseason Panthers game.
Local band "No Sweat" will provide musical entertainment, and there will be games and activities for all ages, including free face painting. Video highlights of the Panthers' 2005 season will be shown, and the evening will conclude with a fireworks display.
For information, call the City of Spartanburg Special Events & Festivals Office at (864) 562-4195; Wofford College at (864) 597-4180; or the Spartanburg Convention & Visitors Bureau at (864) 594-5050 or 1-800-374-TEAM.


text: Watch: Anthony Modeste's 2016/17 Bundesliga goals so far Modeste has found the net 22 times so far this season. Relive each one of them here. More Videos Bundesliga Watch: Hamburg 2-1 Cologne - highlights Bundesliga Watch: Cologne 1-0 Frankfurt - highlights Bundesliga Watch: Modeste: "I'm very emotional today" Free! Get the Bundesliga newsletter delivered straight to your inbox. Sign up today! Subscribe


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Connect with us
V2 Technologies provides Software Services for various clients around the world including US, Australia, Israel, India, Singapore. Our clientele includes 3 Fortune 500 clients.
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Tel: +91-80-4127-6111
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text:
1 Min Read
Nov 13 (Reuters) - Geo Group Inc
* The GEO group announces commencement of operations at Ravenhall Correctional Centre in Australia Source text for Eikon: Further company coverage:
All quotes delayed a minimum of 15 minutes. See here for a complete list of exchanges and delays.
© 2018 Reuters. All Rights Reserved.


text:
Train Cannes → Macon
Duration 4h32 - From €45
Cannes - MaconThe average travel time between Cannes and Macon is 5h31 minutes. The quickest route is 4h32 minutes. The first train leaving Cannes is at 07:55, the last at 18:06. There is an average of 15 trains a day between Cannes and Macon, leaving approximately every 45 minutes.
- Departure station : Cannes (1,rueJeanJaurès 6400 Cannes)
- Arrival station : Macon ville ( )
Macon loche tgv ( )
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5.5 million travellers in 2015
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About this journey
Living the high life
Cannes rolls out the red carpet for you Sleek, sunny and celebrity-studded, Cannes is a French Riviera city and a curving crescent of beaches, designer shops, Art Deco architecture and weather-beaten pétanque players wedged between the Mediterranean and the back-county hills. Learn more about Cannes
Macon, the beauty of Burgundy is waiting for you The lovely city of Macon, known as Matisco when it was founded back to the 2nd century BC, is located in Burgundy (Southwestern part of France). It offers an impressive cultural heritage and provides beautiful landscapes. Learn more about Macon
Book your journey from Cannes to Macon From €45 €69
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Save money and see more with a France Pass Wish to explore more of France; then a rail pass may be just what you are looking for; giving you extensive travel in the country of your choice! France Pass


text:
Mace and Presidential Medallion
The College mace and medallion were formally inaugurated at Commencement in May 2011.
The team of Reed Knowles, Peter Johns, Alan Bethea and Randy Wharton from the School of Science, Technology, Engineering and Mathematics partnered with glass artist Mike Wallace from Village Glass of Sylvania in the creation of the mace, which was manufactured by the College. Johns designed and crafted the medallion.
The mace incorporates the elements of technology, machines, science, mathematics, education and the College's namesake, Michael J. Owens, through the materials of glass, steel and aluminum with colors for the academic schools and the College.
The mace dates to medieval England, when officials or monarchs traveled from one castle to another and were accompanied by an armed force. In the lead were inexperienced troops. In academic processionals, this group is represented by students. The nobleman, represented in the academic process by the College president, marched near the center and was protected by his most trusted bodyguard, who carried an exceptionally formidable weapon, or mace.
By the 14th century, the mace became mostly ceremonial. In modern academic processions, the mace is carried by a distinguished faculty member.
The presidential medallion is silver in color with the College's seal. It is adorned around the wearer's neck by a heavy chain. The College President wears the medallion during Commencement.
Like the mace, the medallion has a connection to medieval regalia in the chain; the display of the heavy "chain of office" represents the weight of responsibility for the wearer. The chain implies strength in unity as well as strong communication. The medallion's color of silver represents responsibility, accomplishment and wisdom.
The medallion is worn by the College President or his assignee at all convocations of the College.


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Arsene Wenger believes Arsenal have put their early-season slump behind them after making it seven games unbeaten with victory over Brighton on Sunday.
Goals either side of half-time from Nacho Monreal and Alex Iwobi earned a 2-0 success against the Seagulls and continued the Gunners' recent resurgence.
After a turbulent August, which ended with a 4-0 drubbing by Liverpool, Arsenal have now registered six wins and one draw to move up to fifth in the table, level with Chelsea on 13 points.
"I knew that after the game in Liverpool everybody would write us off and I knew it just depends on us, how much we respond," said Wenger.
"Nothing is permanent; you're not bad in a permanent way, if you can do something about it, and you're not good in a permanent way, if you don't keep your urgency.
"We responded in a united way and we have put some wins together and some good performances as well."
Monreal turned home the 17th-minute opener following a scramble in the Albion box, before Iwobi finished off a flowing Arsenal move early in the second period.
Sunday also marked the 21st anniversary of Wenger's appointment as manager but the 67-year-old, who has won three Premier League titles and seven FA Cups, said he was initially unaware of the milestone.
"I did not know about it," he said. "I was told by the press. I wouldn't like to reflect too much on that. I have kept focus on my job always under good and bad circumstances.
"When you are 21 years somewhere you know that you have good and bad moments. Nobody can make 21 years and only fly. What I love in the game is to deal with bad moments and find the response."
After Arsenal took the lead, Brighton offered some resistance and almost equalised when winger Solly March rattled the right post following a well-worked free-kick routine.
Albion were ultimately left empty-handed but manager Chris Hughton felt his team gave a good account of themselves on their first visit to Arsenal in 34 years.
"When you come here, you know it's going to be a difficult afternoon, you know it is," Hughton said.
"They've got such quality, you have to set up your team.
"It's very difficult to be very expansive here, particularly when you're a team like we are that's just got promoted.
"Concentration levels have to be very much for 90 minutes with what they've got and we probably just needed to make more of some of the good areas we got in."
Source: By PA Sport Staff


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What is Propylene Glycol?
What is propylene glycol? We are asked this question repeatedly and there is a lot of misinformation about propylene glycol and e-cigarette ingredients circulating in the media. To help answer this question, we have gathered together this list of information from reputable sources in one place.
-Propylene glycol is a clear, colorless, slightly syrupy liquid at room temperature. It may exist in air in the vapor form, although propylene glycol must be heated or briskly shaken to produce a vapor
-Propylene glycol is practically odorless and tasteless
-Propylene glycol is a chemical made by reaction of propylene oxide with water
-Propylene glycol has had an unsurpassed reputation for safe use in a wide range of consumer products, including food products, animal feed, cosmetics and pharmaceuticals, as well as industrial applications
-It's used as a stabilizer (to keep things held together, and keep them from evaporating), and to keep foods moist. It's used in many of the foods that we eat, and the FDA deems it safe for human consumption
-Industrial grade propylene glycol is an ingredient used to make non-toxic antifreeze and deicing solutions for cars, airplanes, and boats; to make polyester compounds; and as solvent in the paint and plastics industries.
The point above needs a special note, since PG has been vilified in the media for being an ingredient in antifreeze. These reports fail to mention that they are referring to non-toxic antifreeze, giving consumers a false impression. This is a scare tactic used by the media, those who are misinformed and organizations against e-cigarettes. More information is below in the FAQ.
Propylene Glycol (PG) in e-cigarette cartridges:
-The content of the V2 Cigs liquid solution found in cartridges includes three primary ingredients: nicotine (except in Zero nicotine carts), flavorings, water and pharmaceutical-grade propylene glycol. You can download and view our ingredient list right on our website: https://www.v2.com/help/manuals
-Propylene glycol is added to the V2 liquid solution as a vaporizable base to dilute pure liquefied nicotine
-Because of its water-retaining properties, propylene glycol is the compound of choice for delivering atomized medications. It has been used in asthma inhalers and nebulizers since the 1950's
-In e-cigarettes, propylene glycol allows atomization to take place at substantially lower temperatures than required for a tobacco cigarette and will also help carry / deliver the nicotine when the vapor is inhaled
-While the contents of the liquid solution found in cartridges may vary depending upon brands, the major ingredients usually remain the same.
Features of propylene glycol:
-Serves as a solvent
-Connects and stabilizes insoluble fluids (emulsifier)
-Helps to bind and transport other substances (excipient)
-Holds and dissolves active ingredients equally in a medium
-Attracts/holds water/moisture (hygroscopic)
-Reduces the freezing point
-Increases the boiling point
-Offers outstanding stability with high flash and boiling points
By emulsifying (mixing) active ingredients, which otherwise would not mix with one another, the propylene glycol creates a stable homogeneous fluid that will allow the intended final product, be it a face cream or shampoo, for example, to do its job.
Safety of propylene glycol:
-It has been used safely for more than 50 years, including in health-sensitive products such as food, cosmetics and pharmaceuticals, where the molecule mainly serves as non-active ingredient or carrier of other substances
-Studies have proven that propylene glycol has a very low degree of toxicity
-In the body, propylene glycol is rapidly converted into lactic acid, in a similar manner to what happens with sugar (energy) in the muscles during sports
Applications of propylene glycol:
-To carry flavors in food and drinks
-To make face creams, body lotions, deodorant-sticks, lipsticks and many other cosmetic articles soft, moist and consistent
-To stabilize foams in cosmetic and healthcare products
-To help pet and livestock feed retain its moisture and taste
-To act as a carrier of active ingredients in vaccines, cough relief syrups or gel capsules to help deliver this substances within the body for treatment and prevention of diseases
Applications of propylene glycol in cosmetics and toiletries include products in:
-Personal care: bath and shower soaps, gels, face cleansers, shaving foams, after shave, antiperspirant deodorants, roll-ons, sticks, lipsticks, fragrances, perfumes
-Skin care: hand, body and facial moisturizers, sunscreen products
-Hair care: shampoos, conditioners, styling gels
-Oral care: mouthwashes, toothpaste
-Baby care: wipes, antiseptics
Propylene glycol has been approved for use as a food additive. In direct food contact it is mainly used as:
-Solvent and carrier of flavor or color in the food and beverage manufacturing processes, to make drinks, cookies, cakes, candy
-Thickener, clarifier and stabilizer in food and beverage such as beer, salad dressings or baking products
Applications of propylene glycol as pet and cattle feed additive* include its use as a(n):
-Humectant to provide moisture and taste. " A humectant is a substance with the ability to attract and hold water in a formulation "
-Solvent, stabilizer and preservative to keep the feed suitable for longer use
-Additive for increased energy provision
- * Not approved for use in cat food
Some Pharmaceutical applications include:
-Therapeutic drugs and medicines, such as vaccines or cough syrup
-Local anesthetics
-Vitamins and hormones
Industrial propylene glycol can be used:
-As aircraft deicer, enabling safe global public transport
-In non-toxic antifreeze
-In paints and coatings, providing sustainable weather and wear protection
-In liquid detergents, supporting hygienic conditions
-As a basic building block in the production of other formable plastics such as unsaturated polyester resins (UPR) used in furniture, heavy-impact surfaces (floors, kitchen, bathroom) or windmill blades
Propylene glycol and Antifreeze:
-Antifreeze has traditionally been manufactured with ethylene glycol. This product is highly toxic and poisonous
-On the other hand, propylene glycol is used in certain types antifreeze labeled as "non-toxic antifreeze". Because propylene glycol is considerably less toxic than it ethylene glycol counterpart, it is now used in antifreeze where ethylene glycol would be inappropriate, such as in food-processing systems or in water pipes in homes when incidental ingestion may be possible
Has the federal government made recommendations to protect the human health?
The Food and Drug Administration has classified propylene glycol as GRAS, "generally recognized as safe," which means that it is acceptable for use in flavorings, drugs, and cosmetics, and as a direct food additive.
Which products contain propylene glycol?
Propylene glycol is used in a large variety of every day convenience and care products, such as in cosmetics and toiletries, food, animal feed, and pharmaceuticals, as well as in a number of industrial applications.
How can I come in contact with propylene glycol?
Most people will come in contact with propylene glycol during their normal everyday life, when using personal care articles like creams, sprays, lotions, when enjoying soft drinks, sweets and other foods, or when taking medication or being vaccinated.
What happens with propylene glycol in the body?
In the body, under conditions of normal low exposure, propylene glycol is quickly metabolized and eliminated. Its metabolic pathway is comparable to that of sugar: propylene glycol is rapidly converted into lactic acid, just like what happens with sugar (energy) while exercising. The lactic acid formed by propylene glycol ingestion is then discarded by the body via the urine.
Is there a danger associated with ingestion in large quantities?
Propylene glycol is used professionally by manufacturers of consumer and industrial products, but it is not available to consumers as a pure substance. Under normal circumstances, it is impossible to ingest propylene glycol in large amounts, and exposure to propylene glycol via consumer products is extremely low. In addition, studies have shown that propylene glycol has a very low degree of toxicity. In fact, from a toxicological point of view, alcohol is actually more toxic than propylene glycol.
Can propylene glycol have negative health effects if consumed over long periods in time in small amounts?
Propylene glycol has been used safely for more than 50 years in a large variety of applications. Studies have shown that propylene glycol has a very low degree of toxicity. No negative health effects from exposure to small amounts of propylene glycol have ever been observed. The FDA has approved the use of propylene glycol in sensitive applications such as in pharmaceuticals, foods and cosmetics, and thus confirmed its safety.
Can I be sure that industrial propylene glycol will not be used for pharmaceutical applications?
The quality and purity of both industrial propylene glycol and pharmaceutical grade propylene glycol is very high. For propylene glycol intended for use in pharmaceutical applications, utmost care is placed on fulfilling specific strict rules for the production, transport and hygiene of the product to be used in sensitive applications like in food or cosmetics.
How can a deicer be used in food or in cosmetics?
Deicer (for de-icing) is not used in food or cosmetics. The different "natural" functionalities of propylene glycol make it a substance which can achieve various results. In the deicer, it is the ability to reduce the freezing point, in cosmetics the ability to dissolve, emulsify, or carry active ingredients in substances. Industrial propylene glycol is used is used for de-icing while pharmaceutical grade propylene glycol is used in cosmetics. Propylene glycol really becomes active when mixed with other ingredients and depending on what those ingredients are, different results will be achieved. Hence, deicer and cosmetics both contain propylene glycol but are mixed with different ingredients which will give way to different results.
How pure is pharmaceutical propylene glycol?
Pharmaceutical grade propylene glycol has a very high purity of more than 99.5% – which is extremely high for a chemical. However, the most important requirement to keep the degree of purity of pharmaceutical grade propylene glycol is to thoroughly respect the hygiene regulations and manufacturing standards of production, transport and further processing of the product.
Is propylene glycol safe for human health? Can it give me an allergic reaction?
It may be possible to develop an allergic reaction to propylene glycol and some individuals allergic to the product may exhibit different symptoms. However, pharmaceutical grade propylene glycol has been safely used for decades in a large variety of consumer products, including more than 4000 cosmetics and toiletry products. Over this long period of time and a large variety of products, there has been no evidence of significant adverse effects.
How likely is propylene glycol to cause cancer?
Propylene glycol does not cause cancer. The US Department of Health and Human Services (DHHS), the International Agency for Research on Cancer (IARC), and the and the US Environmental Protection Agency (EPA) have not classified propylene glycol for carcinogenicity. Animal studies have not shown this chemical to be carcinogen.
- http://www.atsdr.cdc.gov/toxprofiles/tp.asp?id=1122&tid=240
- http://en.wikipedia.org/wiki/Electronic_cigarette
- http://en.wikipedia.org/wiki/Propylene_glycol
- http://www.atsdr.cdc.gov/toxfaqs/tf.asp?id=1121&tid=240
- http://nj.gov/health/eoh/rtkweb/documents/fs/3595.pdf
- http://www.ewg.org/skindeep/ingredient.php?ingred06=705315
- http://www.foodgradepropyleneglycol.com/
- http://www.atsdr.cdc.gov/csem/csem.asp?csem=12&po=0
- http://ntp.niehs.nih.gov/ntp/ohat/egpg/propylene/PG_Monograph.pdf
- http://www.atsdr.cdc.gov/substances/toxsubstance.asp?toxid=240
- http://www.atsdr.cdc.gov/toxprofiles/tp.asp?id=1122&tid=2400
- http://en.wikipedia.org/wiki/Antifreeze
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Husqvarna 576 XP Chainsaws from Bailey's
The 576 XP is part of the first line of X-torq chainsaws developed by Husqvarna. The 576 XP is a good saw for a wide variety of professionals, including loggers, tree service and utility workers, and firewood cutters who like to run the best. This saw line originally started out as a 570/575 series, and has been upgraded to the 576 XP series. These chainsaws are available in standard and Auto Tune versions. The Auto Tune versions have self adjusting carburetors, which compensate for fuel mixture changes due to altitude and dirty air filters. We offer 576 XP chainsaws in a variety of options, including several different bar lengths and handlebar configurations, so you can customize your chainsaw to your specific cutting requirements. We also offer 576 XP chainsaws by the powerhead only, so you can get any bar and chain option you wish. Go ahead and shop around. You will be hard pressed to find a servicing dealer like Bailey's that offers a wider selection professional Husqvarna chainsaws at a better price. Husqvarna chainsaws are only available for sale in the U.S.
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Snooki's fiancé Jionni LaValle has said that the couple have nicknamed their unborn child "ShortnTan".
The Jersey Shore star - whose real name is Nicole Polizzi - announced this week that she is expecting her first child.
On Wednesday, the baby's father took to Twitter to express his happiness after weeks of remaining tight-lipped.
He wrote: "Thank You everyone!! Sorry about that wait but glad everyone's happy!! Nicole and I are real excited!! Our baby is going to be #ShortnTan."
LaValle also addressed negative reactions from some, including Snooki's ex-boyfriend.
Emilio Masella came under fire recently after he appeared to say that he hoped Snooki miscarries her child.
After apparently being threatened by her lawyers he clarified his comments, stating that he doesn't want Snooki to have a child or to miscarry.
LaValle tweeted: "All u jealous, disrespectful haters out there, u see what u wana see on TV! My fiancé and I n JR are going to be so happy! #youllgeturs"
> Snooki's ex-boyfriend defends miscarriage comments, welcomes lawsuit


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So, please post if anyone makes it! Also, I'd love to see a picture of the cryptex.I fear I'm no longer in the running. I can't run the puzzles at work, and even if I could, I don't have sound. (I was never in it to win the grand prize, but making the finals would have been great!)I wish everyone the best of luck tomorrow!!DizChick
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