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By Terry Kovel
For the past few years, auctions of Chinese antiques have attracted many bidders and high bids. The auctions have included many items that were not recognized by American bidders. A recent auction sold a "Chinese polychrome-decorated inkcake" for more than $1,000.
I had to do some research. An inkstick or inkcake is a piece of solid ink that might be a mixture of soot and animal glue made from egg whites, fish skin or animal hides. Its scent was enhanced with cloves or sandalwood or other natural products. Other types of inkcakes were made of burnt material, plant dyes or minerals.
The mixture was kneaded and pressed into a carved mold to dry. The inkcake had to be ground on an inkstone with some water. The ink could be mixed to be thick or thin. An ink brush was dipped into the ink and then used to write or draw on paper.
Early examples date back to the 12th century B.C. New ones are in stores now. The auction's inkcake dated from the mid 1700s. The colored raised decoration on one side pictured a landscape with a temple, table, sculpture and candle. The other side was decorated with a colored dragon in the sea, a mark and an inscription. The inkcake was stored in a carved wooden box that was 4 7/8 inches high, 3 1/8 inches wide and 7/8 inch deep.
Inkcakes, as well as inkstones, inkbrushes and paper, are highly regarded as symbols of culture.
Q: I have an unusual chest that I would like to sell. It has many small drawers. On the inside of one it reads, "The Practical Glove Holder, Patented October 7, 1897, A.N. Russell & Sons, Canadian Patent August 7, 1897.''
A: A.N. Russell & Sons was founded in Ilion, N.Y., in about 1883 by Albert N. Russell. The company made cabinets for gloves, ribbons and thread, as well as umbrella holders. The ribbon and glove cabinets were its most popular items. It later made bronze- and aluminum-framed museum cases until the business closed down in 1932. In 2007 an A.N. Russell & Sons ribbon cabinet in very good condition sold for $1,300 at auction.
Q: I have a cookie jar that looks just like the Shawnee Smiley pig cookie jars, but it's not marked "Shawnee" or "Smiley." The only mark on the bottom is "USA." It has red flowers and a red kerchief. Is it real or a reproduction?
A: Shawnee Pottery Co. of Zanesville, Ohio, began making these cookie jars in 1942. At first they were called "Smiling Pig." There were many versions. The earliest ones were cold-painted or plain and had a triangular rim. Later jars had round openings and were hand-painted or decorated with decals. Decorations included apples, clover, flowers, plums, shamrocks or strawberries and different-colored kerchiefs. Some were marked "Pat. Smiley USA" or "Shawnee Smiley 60," but many are just marked "USA." When the company went out of business in 1961, the molds were sold to Terrace Ceramics, which made the cookie jars in plain white without decorations. There are also many fake Smiley Pig cookie jars on the market. Price of a genuine Smiley pig jar is determined by condition and decoration and ranges from $140 to $250.
Q: I inherited my grandfather's collection of more than 600 cigar bands. They are in an old scrapbook. Only a small corner of each band is glued onto the page. There are pages that have cigar bands picturing every president from George Washington to Teddy Roosevelt. Are they of any value?
A: Collecting cigar bands was a popular hobby in the early 1900s. Cigar manufacturers used the bands to keep cigars from unrolling and to identify and advertise their brands. Some bands made in the early 1900s were printed with real gold gilt. Single bands as well as sets of bands like your U.S. presidents were made. Collectors used to look for sets that interested them or for particularly beautiful designs. As with most paper collectibles, pasting or gluing them into an album or book lowers their value — unless they can be safely removed without damaging the paper. There are few cigar-band collectors today, but there are many collectors of cigar memorabilia. Look for dealers or auctions that sell cigar-box labels, cigar cutters and other tobacciana.
Q: I have an old advertising sign that reads, "Blue Buckle Work Garments, Strong for Work, Overalls, Pants, Shirts." It is 13 inches long and 4 1/2 inches tall with blue letters and a blue border on a white background. It is metal with enamel paint. In the corner is written, "Balto. Enamel & Nov. Co., Balto. & 200 Fifth Ave., N.Y." Is it of any value?
A: Blue Buckle Overalls were made by Jobbers Overall Co., a firm founded in Blackstone, Va., before 1910. It later moved to Lynchburg, Va. In 1920 the company claimed to be the world's largest overall manufacturer, but it went bankrupt in 1921 and was taken over by Old Dominion Garment Co. of Dallas. Old Dominion continued to make Blue Buckle work garments. The manufacturer of your sign, Baltimore Enamel & Novelty Co., was founded in 1898 as the Baltimore Enamel Co. It made signs and, in 1903, manufactured America's first official license plates — for Massachusetts. Before then, car owners made their own license plates. The Blue Buckle sign is worth about $50.
Tip: Light can damage many types of antiques. Furniture finishes will fade; textiles and paper can fade or darken. Light will also weaken wood and fabric.
Need prices for collectibles? Find them at Kovels.com, our website for collectors. More than 84,000 prices and 5,000 color pictures have just been added. Now you can find more than 856,000 prices that can help you determine the value of your collectible. Access to the prices is free at Kovels.com/priceguide.
Terry Kovel answers as many questions as possible through the column. By sending a letter with a question, you give full permission for use in the column or any other Kovel forum. Names, addresses or email addresses will not be published. We cannot guarantee the return of any photograph, but if a stamped envelope is included, we will try. The volume of mail makes personal answers or appraisals impossible. Write to Kovels, (Name of this newspaper), King Features Syndicate, 300 W. 57th St., New York, NY 10019.
Current prices are recorded from antiques shows, flea markets, sales and auctions throughout the United States. Prices vary in different locations because of local economic conditions.
Hoody Doody slide puzzle, 15 tiles, black line drawings of Howdy Doody, Mr. Bluster, Clarabelle and Dilly Daily, plastic, white ground, 1950s, 2 1/2 inch square, $45.
Anchor Hocking Vitrock range set, milk glass with red tulips, c. 1945, grease jar 6 1/4 inches, shakers 4 inches, three pieces, $60.
Pat Boone paper dolls, two dolls, one in tennis clothes with racket, other in dress pants and shirt, Pat Boone copyright, 1959, $70.
Uneeda Dollikin advertising doll, vinyl head, straight dark brown hair, fully jointed, nail polish on fingers & toes, orange strapless jumpsuit, navy flats, 1950s, 19 inches, $95.
RumRill Pottery vase, made by Red Wing, Indian Group line, bulbous, star-pattern rim, orange and bay matte glaze, marked, c. 1935, 5 1/2 x 5 1/4 inches, $150.
Cast-iron embossing seal, lion's head, painted black with gold trim, "Buffalo Live Stock Exchange Inc., Apr. 1, 1887," 11 1/4 in. $230.
Appliqu� quilt, tulip pattern, red, green, blue and white, leaf and vine border, white muslin backing, 1800s, 84 x 78 inches, $550.
Eames-style lounge chair and ottoman, black leather, laminated rosewood base, Selig Mfg. Co., 40 x 34 in. chair, 21 x 17 inch ottoman, $650.
"Buy OshKosh B'Gosh Overalls" sign, heavy cardboard, Uncle Sam with left fist up, right hand pointing, red, white and blue shirt and hat, gold ground, red lettering, 1918 patent date, 13 7/8 x 29 7/8 inches, $800.
Columbia Nickel Savings Bank, Lady Liberty on front, eagle and shield on sides, push lever, registers dollars and cents, red, white and blue stripes, c. 1910, 4 x 4 x 4 inches, $1,620.
Available now. The best book to own if you want to buy or sell or collect — and if you order now, you'll receive a copy with the author's autograph. The new "Kovels' Antiques & Collectibles Price Guide, 2013," 45th edition, is your most accurate source for current prices. This large-size paperback has more than 2,500 color photographs and 40,000 up-to-date prices for more than 775 categories of antiques and collectibles. You'll also find hundreds of factory histories and marks, a report on the record prices of the year, plus helpful sidebars and tips about buying, selling, collecting and preserving your treasures. Available online at Kovelsonlinestore.com; by phone at 800-303-1996; at your bookstore; or send $27.95 plus $4.95 postage to Price Book, P.O. Box 22900, Beachwood, OH 44122.
Something Old: Inkcakes symbols of culture
By Terry Kovel


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You know you're "addicted" to tea when ....
When you carry two travel mugs one contigo for black tea and libre for Rooibos or oolong to work at the same time! People at work think I'm crazy!
I love all the posts here :) I too have developed some interesting habits from my obsession, many of which are already mentioned!
When you're moving some of your new tea samples to make room for your even newer tea & you comment "This is crazy", in regards to your own tea stash
hangs head in shame & strolls over to the tea buying hiatus thread
I forgot to add this the other day
When your co-worker laughs at her co-worker from her other job, because they think they are obsessed with tea because they have about 10 kinds of tea; and she knows your stash is so above & beyond 10 options that it's funny.
When you meet someone from Ireland and immediately you jump to: "Do you love tea? What is your favorite tea?"
When you meet someone from India and you wonder how to steer the convo to: "Do you love tea? Chai Masala? How did your mother make it?"
Ditto. I get really excited when I discover someone I know likes tea and give them an overwhelming dose of rapidfire questions.
When you scream at your other half that no, they can't help you with shopping,.so that they don't see you buying yet more tea, and you can hide it in your xlarge purse until you get to work.
When everyone else is groaning at the setback to summer, lots of storming and damp drizzly cold weather after some false starts of 80 degree temps, and instead you smile because it means appreciating a hot cup of tea just that much more.
lol! Tea makes the weather tolerable no matter how it is!
When you wake up in the morning and as soon as possible you make tea. 3 different types. One to drink now, and 2 timolino's full for later.
when you drink 5 different types of teas a day!!! whoaa!
I've had 5 different types of tea (14oz mugs) before 9am! Gotta love having a job where all you have to do between 3am and 8am is drink tea and snuggle dogs, haha!
When you set out your tea for the next morning: favorite mug, strainer, water, electric kettle, check, check…etc… and can't resist a hearty sniff of the loose tea leaves and then start feeling so much anticipation: can't wait for it to be morning!!!!

subset: commoncrawl


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OREGON CITY, Ore. — Hot sun radiated through the shade cloth atop Nick Fox's 85-foot-long greenhouse as he walked down a narrow gravel path next to two indoor water bays.
Evaporated water moistened the air, mixing with sweat droplets forming on Fox's forehead as he explained his plans to fill two of the bays and expand Grass Roots Aquaponic Farms into a full-time community supported agriculture program.
Next to one of the four 1,800-gallon bays, Fox stopped and leaned over. In front of him, rows of lettuce spaced six inches apart grew from foam pads floating on the water.
Wiggling a head of lettuce loose, Fox gently tugged it upward. Its long white roots, glistening with water, trailed behind — not one speck of soil is visible.
The method Fox used to grow this lettuce — aquaponics — is a mixture of hydroponically growing plants in nutrient-rich water and aquaculture, or fish farming.
Fox explained that instead of dirt, the plants' roots float in water, absorbing nutrients that pass through a looped system that begins with a 900-gallon open-air container filled with tilapia, a species of freshwater fish grown for food.
A closed loop
Except for fish food and light, an aquaponic system is a closed loop. It uses up to 97 percent less water than a traditional garden because once water enters the system, it is continuously recycled.
"It's like you're taking a perfect mountain stream system and synthesizing it for your own purpose," Fox said.
Aquaponic growers can use trout, perch, bass or catfish as the foundation of their systems, but the most popular fish is tilapia, said David Haase, owner of Greenhill Gardens fish farm in Eugene, Ore.
"What makes tilapia ideal is they have a flesh texture similar to halibut," Haase said, adding that tilapia filets can fetch as much as $12 per pound.
More importantly, Haase pointed out, is that for every 1 pound of fish produced, 10 pounds of vegetables can be grown.
Leftover greenhouse vegetables can also be fed to the fish, Fox said, pointing at decaying red apples and leafy greens floating in the water. The healthier the fish are, the better the plants will grow. Most lettuce is ready for harvest in about four weeks.
The water passes through a three-step filtration process before it reaches Fox's vegetables.
"If you have solid material in the tank it will bond with the roots, and your plants will die. They really need the nutrients to be soluble," Fox said. "Dirty water is kind of a misconception. The clean water still has all the nutrients. You're after the ammonia, which is excreted from the fishes' gills."
First, Fox explained, movement from tilapia swimming in the holding container loosens suspended particles and heavy materials. The sediments rise to the top, where they are drawn into a gravity-fed filtration tank.
Standing outside the greenhouse, Fox opened a ground-level valve and green sludge spewed out. In this second step, he said, baffles separate the solid material before it settles at the bottom, where it can be collected and used as outdoor garden fertilizer. Clean water drifts upward, before being suctioned into the final filtration step.
"The third tank has about six or seven filter media, so it basically polishes the water before it is pumped into the plant beds," Fox said.
Water that has been filtered is pumped back into the greenhouse, where it streams underneath the foam pads floating in the water bays and saturates the suspended plants' roots with nutrients.
Clean water flows back to the tilapia tank, where the process begins again.
Repurposed material
The greenhouse, Fox explained, was purchased used and most of the construction materials were gathered through other second-hand outlets. When repurposed material couldn't be found, Fox kept costs down by substituting inexpensive parts, such as toilet flanges, for high-dollar mechanical and structural materials.
"This is a small scale example to see how cheap we could build it and how sustainable it could be," he said.
Each of Fox's four bays is large enough to produce 1,000 heads of salad greens. The long rectangles take up nearly the entirety of his 2,500-square-foot greenhouse — save for one strip where tomatoes, squash and cucumbers grow.
"In a really well-maintained aquaponic system, you can grow double or triple what you can grow in an average system," said Nate Storey, co-founder of Bright Agrotech in Laramie, Wyo.
But not every crop can be grown that way. "The general rule of thumb is: If it's harvested by combine, it's probably not going to be efficient to grow," Storey said.
Storey's aquaponic system sustains a year-round supply of garden greens and herbs and 500 pounds of tilapia in two 2,000-foot greenhouses. Rather than stretching his garden outward, Storey grows it upward in specialized tubes that allow more than four more times the yield per square foot than traditional row planting.
It also allows Storey to reduce overhead costs by taking whole plants to market and letting consumers hand-harvest produce themselves, he said.
"Sixty percent of the cost is post harvest in labor and packaging," Storey said.
Organic production
Crops such as potatoes, beets and onions can also be grown using aquaponics, though not submerged in water. Subterranean species and trees that are suitable for greenhouse environments can be cultivated by circulating the nutrient water through a potting medium like gravel or clay pebbles.
"Everything can still be grown organically," Fox said.
Aquaponic options for pest control and fertilizers are inherently limited because fish are extremely sensitive to chemicals. Organic certification from the USDA is rare, but growers like Storey and Fox said because the system is closed — except for the fish food — as long as the fish are eating organic, everything after that step will be organic.
Olivia Hittner and Michael Hasey, owners of The Farming Fish in Rogue Valley, Ore., gained their organic certification two years ago.
Hittner said although their aquaponics system does not use soil, the process is similar to traditional garden certification: "(The USDA) reviews the system plan that outlines the aquaponic processes to confirm that only organic inputs are being used."
In many states, fish breeders and aquaponic gardeners must purchase licenses to transport tilapia or other fish to new facilities or to sell them to a third party.
In Oregon, residents growing tilapia for personal use are required to pay a one-time $12 transport fee. State law prohibits raising tilapia in outdoor ponds or tanks where they can be caught by animals or washed into freshwater streams by flood-level waters, which means an Oregon Department of Fish and Wildlife biologist must visit the purchaser's site for a biosecurity inspection before fish can be moved.
"We don't want to take any chances with the tilapia getting into the environment because it is an exotic species," said Guy Chilton, ODFW biologist.
Commercial distributors must pay a recurring $127 annual licensing fee and fall under the same inspection regulations.
Fox doesn't plan to sell tilapia commercially just yet, he said, lifting a one-gallon container full of tilapia fry from the tank's cloudy, green water. The fish are the anchor point for the entire aquaponics system, but the aquatic environment is also the most difficult aspect of the process to perfect.
"My suggestion is to start small and start playing around," Fox said. "This system can take six months or a year or more to mature."


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Smyrna Police stopped a vehicle Jan. 20 at 11:30 p.m. for speeding on Route 13 and the driver was found to have a suspended driver's license.
Prior to towing the vehicle from the scene, police recovered suspected marijuana from the trunk, police said.
William A. Coles Jr., 29, of Philadelphia was transported to the Smyrna Police Department where he was charged with possession of marijuana, speeding and driving with a suspended license.
Coles was released on summons for a later court appearance.


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An increasing emphasis on workforce training to meet the needs of area industries is where the future of Blue Ridge Community College lies over the next five to 10 years, President Molly Parkhill said during a Mills River Town Council meeting Thursday.
MILLS RIVER — An increasing emphasis on workforce training to meet the needs of area industries is where the future of Blue Ridge Community College lies over the next five to 10 years, President Molly Parkhill said during a Mills River Town Council meeting Thursday.
A presentation on what the school is doing highlighted the council's bi-monthly meeting. The college has already invested nearly $1 million in equipment for its Mechatronics and Manufacturing Technology programs, Parkhill said. Mechatronics is the synergistic combination of mechanical engineering, electronic engineering and computer engineering.
BRCC is also in the middle of performing due diligence with regard to exploring options for a new Advanced Manufacturing Center, Parkhill told council members. The idea behind the Advanced Manufacturing Center is to create a simulated factory floor with interdisciplinary instruction in mechatronics and manufacturing technology, welding, machining and design programs in a modular open-entry, instructor-assisted format.
The college has consulted with an architect firm about possibly renovating an existing building on one of three possible sites along Highway 280 in the Mills River/Fletcher area, in addition to crunching some numbers if the board decided it wanted to build a brand new building for the center.
"Our focus needs to be on workforce development — this is what businesses and industry has been telling us," Parkhill said, adding that BRCC expects to begin training soon for new employees hired to work at Sierra Nevada Brewing Co.
Parkhill said the college is currently soliciting feedback from its partners, including students, faculty, industry and local government, about major initiatives BRCC should address in the next five to six years to ensure the college is fulfilling its mission.
She encouraged council members to respond by completing a questionnaire she handed out during the meeting.
In other business, the council:
• Approved authorizing Town Manager Jaime Laughter to sign a contract for landscaping services for the Town Hall and park. Pressley Landscaping of Flat Rock was the low bidder at $10,500, Laughter said.
• Authorized the continuance of the town's existing contract with Lemon Tree Professional Cleaning Services for 60 more days before awarding a new contract for cleaning services.
Reach Kelley at 828-694-7871 or firstname.lastname@example.com.


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text: Wall Street Sweats Out Volcker Rule With 18% of Revenue in Play December 4, 2013 09:00 AM Tweet TAGS: Marketing, Overseas December 18, 2014 By Bloomberg Email Dec. 4 (Bloomberg) -- Wall Street banks, which already shut proprietary trading units that helped fuel record profits, are girding to learn next week how much revenue the Volcker rule may cut from the $44 billion they say comes from market-making. With U.S. regulators scheduled to vote Dec. 10, the largest firms are getting little detail about the final terms of the Volcker rule's ban on proprietary trades, and still have basic questions about what kind of market-making will be allowed, said three senior U.S. bankers. They're also wondering whether they'll have to change practices or curtail business in some less-liquid markets, the bankers said. The answers could threaten their revenue and affect transaction costs for clients of firms such as JPMorgan Chase & Co., Bank of America Corp. and Goldman Sachs Group Inc. The Volcker rule is close to being adopted more than three years after it became a centerpiece of the 2010 Dodd-Frank Act, designed to prevent a repeat of the global credit crisis. "Everything in the Volcker rule that defines what is permitted market-making, and what is not, is by far the most important part of the rule," said David Hilder, an analyst at Drexel Hamilton LLC in New York. Regulators probably have been silent on the specifics to preserve agreements they've made, he said. "Outside input in the late stages of a negotiation tends to blow apart consensus." Curbing Risks Market-making, or principal trading, is the business of using a firm's capital to buy and sell securities with customers, while profiting on the spread and movement in prices. Proprietary trading involves banks placing speculative bets with their own capital. The Volcker rule, named for former Federal Reserve Chairman Paul Volcker, seeks to stop banks with federally insured deposits from making such trades that could threaten their stability. Regulators including the Federal Reserve, Office of the Comptroller of the Currency, Federal Deposit Insurance Corp. and Commodity Futures Trading Commission are scheduled to meet next week on the rule's final version. The Securities and Exchange Commission probably will act at about the same time. The $44 billion at stake represents principal trading revenue at the five largest Wall Street firms in the 12 months ended Sept. 30, led by New York-based JPMorgan, the biggest U.S. lender, with $11.4 billion. An additional $14 billion of the banks' investment revenue could be reduced by the rule's limits on stakes in hedge funds and private-equity deals. Collectively, the sum represents 18 percent of the companies' revenue. Unusual Silence Goldman Sachs and Morgan Stanley may be the most affected by any additional restrictions since they generate about 30 percent of their revenue from principal trading. JPMorgan generated about 12 percent of its total revenue from principal transactions in the 12 months ended Sept. 30. The figure was less than 10 percent for Bank of America, based in Charlotte, North Carolina, and New York-based Citigroup Inc. The executives at three banks, who asked not to be identified because the talks are private, characterized the lack of communication from regulators so close to the end of the rulemaking process as unusual. The U.S. Chamber of Commerce's capital markets unit asked regulators last month to re-propose the rule to allow more comments and discussion. Treasury Secretary Jacob J. Lew warned chief executive officers of top U.S. banks in a private meeting in October that the final Volcker rule would be tougher than Wall Street expects. Lew, who's coordinating efforts of the five regulators, told the bank group that to get the rule right, he prefers to err on the side of making it tougher, said one of the people familiar with the discussion. Looming Deadlines The Obama administration has self-imposed a deadline to complete the rule by the end of the year. Banks have until July 21 to implement it, even though regulators are behind the schedule outlined by Dodd-Frank. Regulators have assured industry representatives that that deadline probably will be extended, according to three people involved in the talks. Volcker said in a Senate hearing last year that the rule that bears his name should prevent risky trades that could cripple a bank, and that it should change the culture of large firms that accepted conflicts of interest and rewarded "unnecessarily dangerous behavior." "This is speculative trading, but its influence goes far beyond the particular risks involved and particular transactions," he said. "It's a cultural issue." Shutting Units Banks already have shut or broken off standalone groups that traded separately from units that serve clients. New York- based Morgan Stanley spun out Process Driven Trading, a quantitative equity-trading unit run by Peter Muller, into a hedge fund. JPMorgan shuttered its commodity proprietary-trading group, while Goldman Sachs shut at least two such units across equity and fixed income. Those standalone proprietary-trading desks produced about $5 billion in revenue for the six largest U.S. banks in 2009, after losses in 2007 and 2008, according to a 2011 report from the Government Accountability Office. Goldman Sachs said such groups generated about 10 percent of its revenue, meaning the figure could have reached $4.5 billion in some years. Bankers are concerned that the final version of the rule will go beyond those standalone units and affect customer trading, the executives said. The rule could set limits on how long or how much inventory can be held to head off proprietary trading. A span that's too short would hurt their ability to make markets where trades are infrequent, they said. Spokesmen for the banks declined to comment for this article. Predictions Stymied While banks may face a revenue squeeze if regulators seek to add restrictions to the rule, authorities led by the Fed probably will agree on wording that's "reasonable" and doesn't interfere with market-making, said Chris Kotowski, an Oppenheimer & Co. analyst. "Imagine writing a rule telling used-car dealers that they're supposed to trade in used cars, but they're not allowed to speculate on the value of used cars," Kotowski said. "Ultimately, they're going to try to avoid doing something that's disruptive to the economy and markets." The wide range of potential outcomes has made it difficult for outside analysts to predict what the rule could mean for banks' results. Standard & Poor's estimated that the change could sap combined pretax profits at the eight largest U.S. banks by $2 billion to $10 billion a year. Client Impact Brad Hintz, an analyst at Sanford C. Bernstein & Co., said after the initial proposal was released in 2011 that banks' fixed-income desks could see revenue fall as much as 25 percent, or about $14 billion based on last year's revenue at the five firms. Banks have said that trading customers will suffer from wider spreads and lower liquidity if the rule is too harsh. That raises the possibility that revenue may not fall as lower activity is offset by better margins, said one of the three executives. "The rule will be constructed in a way that will allow us to conduct the important functions that our clients need us to perform," Goldman Sachs CEO Lloyd C. Blankfein, 59, said at an investor conference last month. If not, he said, "there would be such a clamor from the user base that it would be modified and the pendulum would swing." Shifting Elsewhere The final version isn't likely to "materially impact" the earnings power of the largest banks because they've already exited businesses most affected by the Volcker rule, said Shannon Stemm, a bank analyst at Edward Jones & Co. in St. Louis. Still, the potential for a harsher-than-expected rule led analysts at Stifel Financial Corp.'s KBW unit to recommend investing in European lenders over their U.S. peers. "The real issue is if activities that the largest banks are engaged in go elsewhere," said Frederick Cannon, director of research at KBW. "We're in a capitalist economy. If there's money to be made, someone outside of the largest banks will step in. That's probably fine with the Fed. They like a lot of these activities to be done by entities that aren't too big to fail." U.S. firms also have begun cutting their stakes in private- equity and hedge funds. Further reductions are necessary as banks seek to meet a limit of 3 percent of their Tier 1 capital invested in the funds. Goldman Sachs cut its stakes in such funds to $14.9 billion as of Sept. 30, down from $15.4 billion when Dodd-Frank was passed, and Blankfein said that investment appreciation has masked even greater reductions. The New York-based firm would be limited to $2.1 billion of such investments given its Tier 1 capital last quarter. Morgan Stanley has $4.8 billion of private-equity and hedge-fund stakes, above the $1.8 billion limit under Volcker. Defining Hedges Banks will be waiting to see what types of funds are covered under the Volcker rule's limits. Goldman Sachs, which has the largest family of mezzanine loan funds, has pushed for funds that buy or make extensions of credit to be excluded from the limit. The revised rule could also seek to head off proprietary trades by requiring hedges to be more closely tied to holdings. That had been a point of contention among some regulators, with CFTC Chairman Gary Gensler and Kara Stein, a Democrat on the SEC, pushing to make it more difficult for banks to classify some trades for their own accounts as legitimate hedges, three people familiar with the talks said in October. JPMorgan's Whale The restrictions are a response to JPMorgan's so-called London Whale trades, which cost the bank $6.2 billion in 2012 and were described by executives as portfolio hedging. JPMorgan's synthetic credit portfolio produced about $2.5 billion of revenue in the five years before 2012, according to a Senate subcommittee report on the bets. The Whale nickname was derived from the size of the positions. A limit on portfolio hedging may affect commercial banks that seek to hedge bond investments made with excess deposits or mortgage operations. The rule threatens firms' trading revenue as they grapple with lower revenue and leverage, and what some bankers foresee as increasingly stringent regulation. McKinsey & Co. said in a report last month that investment banks must make more sweeping changes to help improve profitability as capital rules and new regulations push returns on equity at the 13 largest investment banks from 8 percent last year to 4 percent by 2019 unless remedies are found. Bank of America General Counsel Gary Lynch said at an industry conference last month that the current "regulatory fervor" probably will continue for a couple years. Stephen Cutler, JPMorgan's general counsel, said at the same event he sees a period of "regulatory spiral." The true impact of the Volcker rule may not be known next week, as it may be written in a way that gives the five regulators some discretion in determining what is prop trading, KBW's Cannon said. "In some ways, areas of gray would be the most challenging for banks," he said. "Because it would give regulators a lot of leeway to come in and say, that's not really market-making." --With assistance from Hugh Son and Yalman Onaran in New York and Maura Reynolds, Cheyenne Hopkins and Jesse Hamilton in Washington. Editors: Rick Green, David Scheer To contact the reporters on this story: Michael J. Moore in New York at firstname.lastname@example.com; Dakin Campbell in New York at email@example.com To contact the editor responsible for this story: Peter Eichenbaum at firstname.lastname@example.com Back to news


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Note that modifying system components can leave your system unstable:
Whenever making any system changes, we recommend you run a free scan for Windows Errors
Here you will find the most common files that may be missing or corrupted on your computer. We offer an absolutely free and secure dowloads. All of our free downloadable dll files are accessible directly from our web site.
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On a typical installation of Windows 95, 98, 98SE and ME DLL files are usually located in the C:\WINDOWS or C:\WINDOWS\SYSTEM folders. In Windows based on NT technology DLL files can usually be found in C:\WINNT or C:\PROGRAM FILES folders.
DLL is short of Dynamic Link Library, a library of executable functions or data that can be used by Windows applications. DLL provides one or more particular functions, program accesses the functions by creating either a static or dynamic link to the DLL. A static link remains constant during program execution while a dynamic link is created by the program as needed. DLLs can also contain just data. DLL files end with the extension ".dll".
A DLL file can be used by several applications at the same time. Some DLLs are provided with Windows System and available for any Windows based application. Other DLLs are written for a particular application and load when the application is running.


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Ursuline College has once again partnering with local non-profit organization Color Your Corner to makeover a child's room. The Alumnae Association, three Ursuline students, a Board of Trustee member and a faculty member are all helping this project become a reality. On Thursday, January 17, Channel 19 News came out to meet the family and feature this wonderful project on its evening news.
19 Action News|Cleveland, OH|News, Weather, Sports
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Du Plessis powers Proteas to final
South Africa secured their place in the Triangular Series final against Australia after another Faf du Plessis batting masterclass on Thursday.
Having made twin centuries against Australia earlier in the round-robin stage, Du Plessis this time plundered 121 against Zimbabwe in a team total of 271 for six, to which JP Duminy also contributed 51.
From the outset Zimbabwe not only needed to win, but to win the match convincingly, if they were to reach the final themselves and t he equation when they came to bat was daunting, with the home team in Harare knowing they needed to knock off the victory target inside 26 overs.
Faf du Plessis hit a fine century for South Africa (AP)
They would not get anywhere close, bumbling along at four an over for the most part while wickets fell frequently, on the way to a final losing tally of 208 all out, with South Africa winning by 63 runs.
It was apparent from the early stages that scoring at over 10 runs an over would be well beyond the means of the Zimbabweans.
And when Zimbabwe laboured to 104 for four by the time they needed to have wrapped up victory, South Africa were safely through, even while the match continued.
Du Plessis did not score a century in his first 50 one-day internationals, but three in four matches since have cemented him in the Proteas top order, earmarking him as a likely pivotal player come World Cup time.
His first hundred came in a winning cause, the second in defeat, and this time he batted Zimbabwe out of the game, and out of the tournament.
After steadily putting his innings together, the volcano inside Du Plessis erupted as he closed in on three figures, first when he crunched a six over long-on off John Nyumbu to reach 94.
The 30-year-old number three batsman reached his ton in the next over with a four down to the fine leg ropes off Neville Madziva, before hoisting three of the next four deliveries he faced for further sixes.
There the explosive hitting ended, as Du Plessis perished next ball, caught at mid-wicket by Elton Chigumbura after getting a top edge to another big swish at Nyumbu.
In all, Du Plessis struck four sixes and five fours in his 140-ball innings.
Zimbabwe beat Australia on Sunday, so they had to be taken seriously, but there was no indication they would pursue the rapid-fire victory, instead focusing on aiming to beat another elite nation over 50 overs.
Sikandar Raza made 29, Hamilton Masakadza added 26 and Brendan Taylor played the pillar innings of 79 in the middle order which his team-mates struggled to complement.
Taylor cracked sixes off Aaron Phangiso and South Africa captain AB de Villiers, who as a rarity took the ball for two overs, clearly confident anything he conceded - 13 runs was the damage - would have scant effect on the final outcome.
Come the closing overs, the onus was on Taylor to clatter the ball into the stands, and in attempting to do so swung and missed at a Duminy delivery that clean-bowled him.
Duminy took the final wicket to fall too, pinning Nyumbu lbw to complete team-best figures of three for 35.
The Triangular Series final takes place in Harare on Saturday.
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SAINTS legend Jim Steele has revealed he was asked to leave the Dell Sports Bar at St Mary's earlier this season.
Steele, man of the match when Saints won the 1976 FA Cup final, was ejected from the cafe shortly after moving back to the area in September.
The 62 year-old said: "I'd heard all the things about Le Tissier and Cortese and this and that so when I bought two tickets for the Aston Villa game soon after moving down, I gave my name as 'James Steele'.
"I was hardly going to say 'Jim Steele' even though the girl at the ticket office was only young and wouldn't have known who I was.
"But the guy behind her said 'I thought it was you Steeley!' I said 'don't say anything, I might not get a ticket!' "I don't totally disagree with what's been going on, so I bought two tickets thinking one of the ex-Saints would show up sooner or later.
"I went on to the supporters' club below the stand and two or three came over to shake my hand and say it was great to see me back in town.
"Then this young kid came over and said 'are you a member sir'? I said 'no I'm an ex-Saint' and he said 'sorry you're not allowed in, this is a supporters' club'.
"I don't blame Cortese for making us buy tickets but to not be allowed in the supporters club...! It wasn't as if I wanted a free drink or anything!
"I love Saints but this sort of thing doesn't happen at any other top club. It doesn't make sense.
"After being thrown out I wasn't even going to go to the game, but the pub round the corner made me feel so welcome. "I went with one of them in the end and it was a great win. I've been to every game since."
Saints declined to comment.
Full interview in today's Sports Pink


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At a recent writing class, we were asked to identify ourselves with a one-word description and explain why we used that term. Many of the participants used terms like "peaceful," "harmonious" or "balanced" - terms that indicated a person with a surpassingly transcendent understanding of the universe.
Unlike the majority of the group, I opted for a less appetizing description: "skeptic"! The gentleman before me gave his one word and said that it was self-explanatory. I did the same. After further thought, and much to my chagrin, I realized this was a cop-out for not fully explaining my idea. So I present this commentary as penance.
"Skeptic," in modern parlance and dressed up with the dictionary's definition, is the philosophical doctrine that the truth of all knowledge is always in question and that inquiry must be a process of doubting. There are a few more flowery explanations but the one above will suffice. Skepticism has been a school of thought since ancient Greece with further exposition by 19th and 20th century philosophers, such as David Hume, Albert Camus, Immanuel Kant and George Santayana. Many skeptics have used this ideology (carried to its furthest extreme) to argue against Christianity. The term was eventually adopted by groups openly opposed to religion. It is easy to see how being skeptical and a "doubting Thomas" would lead to a rejection of all religion. St. Thomas was the consummate skeptic. For him to believe in the Resurrection, he had to see and put his fingers in the wounds of Jesus. By that touch he was made to believe. I don't possess that degree of doubt. There are things that can only be believed on faith, and spiritual matters are one of them. My skepticism lies in the management of the country!
There are numerous doubtful actions taken by our "leaders" that don't require even a skeptic's viewpoint; for instance the recent "fiscal cliff" debacle. Keep in mind that this farce was a created crisis. President Bush reduced taxes on families in 2001 and on businesses in 2003, the tax cuts stimulated the economy and helped end the 2001 recession. They were scheduled to expire in 2011 but were extended to 2012 by the current administration in 2010. Obama said that allowing the bill to sunset would hurt the struggling economy!
My skeptical mind asks this question: If allowing the Bush tax cuts to expire in 2011 would hurt the so-called recovery why are they beneficial in 2012? Furthermore, if this question of expiration was examined in 2010 and found to be a major problem, why did our brilliant leaders wait till December 2012 to deal with the problem? Duh! In our insane world today it's easy to be a skeptic.
Our leaders (the smartest people in the room) now come face to face with a few more thorny issues: sequestration and that little deficit problem. We begin the examinations with the sequestration issue. This has become the pseudonym for the "Budget Control Act of 2011." This act, approved by the Congress on Aug. 2, 2011, immediately increased the debt ceiling by $400 billion and created the Congressional Joint Select Committee on Deficit Reduction, affectionately known as the "Super Committee." This group was directed to present to Obama and the Congress a number of measures to reduce the deficit and avert another financial crisis. As an incentive to make those hard decisions, it provided for mandatory spending cuts if our super-hero leaders could not do the job, i.e. sequestered cuts. Obviously, 15 months wasn't enough time for 435 representatives and 100 senators to figure it out, and we now face that damn cliff again. Oh and in case you've forgotten, the super committee was created during the emergency over the debt crisis. Déjà vu all over again!
How about the national deficit and the desire to increase our debt limit? The argument trumpeted by those who want a limitless credit is that the United States would default on our obligations. "Damn the torpedoes, full speed ahead!" My skepticism led me to research the numbers. Our debt service is $64 billion a month. Our monthly revenue is currently $200 billion a month! More than enough to pay our obligations. And this is before the deluge of increased taxes coming our way in 2013.
Larry Tradlener lives down McElmo Canyon.


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Every year at year's end, I write about my joy at seeing the old year leave, with the hope that the incoming, unblemished year will be better.
Every year at year's end, I write about my joy at seeing the old year leave, with the hope that the incoming, unblemished year will be better.
Every year, the new year descends, twirly and twinkly like a glittery gift that we can't wait to tear into.
By December, it's a wrecking ball.
I'm cured.
Who could have foreseen the abject craziness we've endured in 2013?
Probably anyone who lived through 2012.
Last week, I ran across a past headline written by my editor, Gayle Beck, that read "2011: The year that roared."
Ha. What little can be remembered of 2011 has already been swathed in where's-Oprah-now nostalgia.
In 2011, Occupy Wall Street was in full throttle, as was a revolution in Tunisia — a spark that lit a flame of protest throughout the Middle East. However, the happy Hollywood endings we've been weaned on have not manifested for either movements. Not even close.
In fact, two years later, the income gap has widened and the bright Arab Spring is withering in the ever-darkening shadow of oppression.
In 2011, Rep. Gabrielle Giffords was nearly killed by a mentally ill gunman who did murder six other people and wounded 13 others. Back then, we thought we had reached the nadir of such incidents, never dreaming that in 2013, there would be 30 more.
Every year, the seen-it-all impossibilities grow exponentially. As more people get access to social media, there's now a world stage for wackiness, and in real time.
How crazy did it get in 2013? Some people accused the pope of being a Marxist. The pope.
The 113th Congress not only bickered, it took the "Worst Ever" heavyweight title belt from the 112 Congress, which until this year was considered by many experts as, well, the worst ever.
Not only are the culture wars back, it's now clear there was never a truce.
It hardly seems possible that Abraham Lincoln could have built a Continental Railroad in the midst of a Civil War when you consider all the trouble President Barack Obama has had with a website.
What's scary is, 10 years from now, these could be the good old days.
In 10 years, Miley Cyrus', ahem, dancing could look like a minuet in the ballroom of the Good Ship
So, knowing all that we know, why do we celebrate a new year?
We celebrate because we're Americans, which means we're deeply, congenitally, incurably optimistic.
We celebrate New Year's because we're beings of faith — not just the religious kind but also a belief that humankind finally will figure it out.
We celebrate because, from diets to romance, we've been taught that a new year is a reboot, even when it isn't. There's nothing more universally human than falling from the wagon of our own best intentions.
We celebrate because, like Charlie Brown and the football — and Election Day — we still believe that maybe this time around, this new year, it'll be different.


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StartPage Protects Your Privacy!
StartPage, and its sister search engine Ixquick, are the only third-party certified search engines in the world that do not record your IP address or track your searches.
Your privacy is under attack!
Every time you use a regular search engine, your search data is recorded. Major search engines capture your IP address and use tracking cookies to make a record of your search terms, the time of your visit, and the links you choose - then they store that information in a giant database.
Tracking your searches can erode your privacy and lead to censorship.
In addition, those searches reveal a shocking amount of personal information about you, such as your interests, family circumstances, political leanings, medical conditions, and more. This information is modern-day gold for marketers, government officials, black-hat hackers and criminals - all of whom would love to get their hands on your private search data.
Why should you worry?
Major search engines have quietly amassed the largest database of personal information on individuals ever collected. Unfortunately, this data can all too easily fall into the wrong hands. Consider the following story:
In August 2006, the online world was jarred when AOL accidentally released three months' worth of aggregated search data from 650,000 of its users, publishing all the details in an online database.
That database is still searchable. It is an absolute eye-opener to see the potential for privacy nightmares.
|» Enter a query and find who searched for it
» Then click on a "User ID" to find what else this user searched for
Shocked? You are not alone.
When we search, we share our most private thoughts with our computers. These private thoughts should be safe.
StartPage's position
- You have a right to privacy.
- Your search data should never fall into the wrong hands.
- The only real solution is quickly deleting your data or not storing them to begin with.
- Since January 2009 we do not record our users' IP addresses anymore.
- We were the first and only search engine to do so.
- Our initiative is receiving an overwhelmingly positive response
StartPage will wholeheartedly continue on its mission to offer you great search results in the best possible privacy!
StartPage/Ixquick Warranties
European Privacy Seal
Certified Secure's security professionals have assisted StartPage in the EuroPrise certification process.
StartPage has been registered with the Dutch Data Protection Authority (Dutch DPA) under number M 1346973.
We have the highest SSL encryption score in the Industry!
January 27th, 2014
Data Privacy Day: Are You Still Using a Pre-Snowden Search Engine?
Data Privacy Day: Are You Still Using a Pre-Snowden Search Engine?
January 14th, 2014
The Snowden Effect: Consumers Flee Big-name Search Engines over Surveillance Concerns
The Snowden Effect: Consumers Flee Big-name Search Engines over Surveillance Concerns
December 17th, 2013
StartMail Delivers Early Christmas Present to Lucky Beta Testers
StartMail Delivers Early Christmas Present to Lucky Beta Testers
December 11th, 2013
StartPage Executive Named Associate Editor of IEEE Technology and Society Magazine
StartPage Executive Named Associate Editor of IEEE Technology and Society Magazine
December 5th, 2013
Texas Bar Association Educates Attorneys in the Dangers of Internet Cloud Services
Texas Bar Association Educates Attorneys in the Dangers of Internet Cloud Services
July 3rd, 2013
Private search engines StartPage and Ixquick break new record with 4 million daily searches.
Private search engines StartPage and Ixquick break new record with 4 million daily searches.
September 10th, 2012
StartPage expects influx of Bing users.
StartPage expects influx of Bing users.
Thursday, July 5th, 2012
News: StartPage/Ixquick privacy policy gets even better.
News: StartPage/Ixquick privacy policy gets even better.
Monday, June 11th, 2012
News: StartPage/Ixquick simplifies customer support.
News: StartPage/Ixquick simplifies customer support.
Ixquick web search awarded the first
On July 14th, 2008 Ixquick was awarded the first European Privacy Seal. Ixquick is the first and only EU-approved search engine.
Find the official EuroPriSe press release here.
StartPage / Ixquick in the News
Without Google
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