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Key Content
- OCHA: Ethiopia Humanitarian Bulletin Issue 67 | 29 October - 11 November 2018
- IRC: New Responses to the Refugee Crisis: Promises and Challenges in Ethiopia, A case study of World Bank financing for refugee-hosting nations
- UNHCR: UNHCR Ethiopia: Cash-Based Interventions Fact Sheet (September 2018)
Appeals & Response Plans
- Govt. Ethiopia: Ethiopia: 2018 Humanitarian and Disaster Resilience Plan - Mid-Year Review
- Govt. Ethiopia: Ethiopia: Immediate Humanitarian Funding Priorities, 3 August, 2018
- Govt. Ethiopia: Response Plan to Internal Displacement around Gedeo (SNNPR) and West Guji (Oromia) Zones - 22 June 2018
- IOM: IOM Appeal Ethiopia: Gedeo & West Guji, July - September 2018 | Published on 23 July 2018
- UNICEF: Humanitarian Action for Children 2018 - Ethiopia (Revised August 2018)
- UNHCR: Ethiopia Country Refugee Response Plan 2018 : The integrated response plan for refugees from Eritrea, Sudan, South Sudan and Somalia (January - December 2018)
- IOM: IOM Ethiopia Crisis Response: January - December 2018
- UNHCR: South Sudan Situation - Responding to the needs of displaced South Sudanese and refugees, Supplementary Appeal January - December 2018
Useful Links
- Tropical Cyclone Sagar - May 2018
- Ethiopia: Floods and Landslides - Apr 2018
- Ethiopia: Floods - Aug 2017
- Ethiopia: Measles Outbreak - May 2017
- East Africa: Armyworm Infestation - Mar 2017
- Ethiopia: Acute Watery Diarrhoea (AWD) Outbreak - May 2016
- Ethiopia: Floods - Apr 2016
- Ethiopia: Floods - Oct 2015
- Ethiopia: Drought - 2015-2018
- Ethiopia: Floods - Oct 2014
Most read reports
- Ethiopia Humanitarian Bulletin Issue 67 | 29 October - 11 November 2018
- Ethiopia – Eritrean Refugee Influx (DG ECHO, UNHCR, NRC) (ECHO Daily Flash of 26 September 2018)
- Ethiopia Humanitarian Bulletin Issue 66 | 15 - 28 October 2018
- Ethiopia: Renewed influx of Eritrean refugees, 12th September to 13th October 2018
- Multi-Sectoral Intervention Vital to Accelerate Reduction of Stunting: Researchers
Over the reporting period (31 March –6 April) countries of first arrival (Italy, Greece, and Bulgaria) saw an average decrease of 33% in numbers of arrivals compared with the previous week. In particular, Italy saw a 59% decrease compared to previous week.
The total number of migrants and refugees stranded in Greece and in the Western Balkans is 57,812. For a more detailed look, please see the accommodation pages of Greece, fYROM, Serbia, Croatia and Slovenia.
The total number of migrants and refugees stranded in Greece and in the Western Balkans is 56,578. For a more detailed look, please see the accommodation pages of Greece, fYROM, Serbia, Croatia and Slovenia.
On 18 March , EU leaders met with their Turkish counterpart, Prime Minister of Turkey Ahmed Davutoğlu. They reached an agreement aimed at stopping the flow of irregular migration via Turkey to Europe. The main action points of the agreement are available, please see page 9.
IOM Launches Updated Response Plan for Mediterranean and Beyond
Switzerland - IOM has released an update to its June 2015 response plan "Addressing Complex Migration Flows in the Mediterranean." It includes a series of proposed interventions to be implemented through December 2016, some of which are already underway, others are still at the planning stage.
(Extracted from JRS Dispatches No. 119)


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Tag Archives: Scotland 2018
My accidental blend…
Last week I blogged about Ardbeg and spontaneously comparing it to my 'accidental blend'. This blending happening deserves a post of its own, which also is a bit of a 'look at me fucking up' post… I've embarrassed myself in … Continue reading
Love and hate for Lagavulin
That's some title, isn't it? Hate is quite overstated, but I have to lure unsuspecting readers in some way, don't I? Anyway, the third and last distillery we toured while on Islay a few weeks ago was Lagavulin. I did … Continue reading
Bunnahabhain, 2018
Exactly two weeks ago was the day we visited Bunnahabhain Distillery. I did visit it before in 2010, but I didn't do a tour back then. There wasn't enough time during our stay on Islay to also take in the … Continue reading
Bowmore, 2018
It's been a bit more than a week since I wrote a post on this here blog. The reason for this was announced in some posts on a Bunnahabhain and a Lagavulin, I was on Islay last week. A long … Continue reading

subset: commoncrawl


text: Had a great lunch today,yum, my husband got paid and now I'm just waiting for the clock to say 4pm to get the hell out of this office!!!!!! Hitting up a couple of festivals to eat and get some walking in. Looking forward to getting my fall decorations out this weekend(yes, I'm that annoying basic bitch that loves fall and all things pumpkin spice)! Hoping to get some work done in the nursery too 😊 Anyone super excited not to work on Monday?!


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Originally posted by cstyle226
But you don't agree with who I think deserves the punishment, therefore you wouldn't agree with what I'm "prophecizing," thus, why would you think that I'm a prophet?
The occupation is a disaster as it should be. No one came to Iraq to bring "freedom."
Thanks be to Open Dictionary.com
IPA: /ˈfriːdəm/
The state of being free.
Basque: askatasun, libertate
Finnish: vapaus
French: libertÕ f
German: Freiheit f
Italian: libertÁ f
Indonesian: kebebasan f
Latin: libertas f
Norwegian: Frihet
Romanica: libertate f
Russian: свобода
Spanish: libertad f
The reasons for the invasion are all monetary. Taking Iraqi money from their resources, taking money from American tax payers, and then distributing amongst your friends, therefore fattening your pockets, and enjoying imperialism.
Thankfully, justice will be served.
Originally posted by NextLevel
So, the United States invaded IRAQ and deposed Saddam Hussein to rid the country of the tyranny of his rule as well as provide freedom and democratic processes to the Iraqi people. Secondarily, Iraq had become a country of high interest due to it's hatred of the American way of life and it's potential harboring of known terrorist groups. Additionally, we suspected (and were wrong, but still suspected) that SH had WMD. Several good reasons.


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Harry Potter tops US best-seller list
JK Rowling's latest book on the boy wizard, Harry Potter and the Half-Blood Prince, sold 4.1 million copies in the United States on day one.books Updated: Jan 07, 2006 20:16 IST
Eager US readers snapped up more copies of Harry Potter's latest adventure on the first day it was out than any other book sold in the country in all of 2005, according to sales figures released on Friday.
According to industry sales tracker Nielsen BookScan, JK Rowling's latest book on the boy wizard, Harry Potter and the Half-Blood Prince, sold 4.1 million copies in the United States on day one and 7.02 million copies for the full year.
Talk show host Oprah Winfrey proved her influence, as A Million Little Pieces, a substance-abuse memoir chosen by her book club, took second place.
James Frey's memoir about recovering from drug and alcohol addiction was the second best selling book of the year in the United States, registering 1.77 million copies of the paperback edition for the year. Winfrey's book club recommended it in September. The book was first published in hardback in 2003.
A Million Little Pieces recounts Frey's time at a rehabilitation center for alcohol and drug addiction. It was the first book chosen when Winfrey relaunched her book club, one of the biggest sales drivers in publishing.
Ranked third was Khaled Hosseini's novel The Kite Runner about a young boy growing up in Afghanistan, followed by David McCullough's 1776, a history of the American revolutionary war.
Proving its enduring popularity, which is likely to continue with the release of a movie adaptation this year, Dan Brown's The Da Vinci Code was the fifth highest US seller of the year. His earlier novel Angels & Demons was in eighth place.
The following are the top 10 best sellers in the United States in 2005, according to Nielsen BookScan.
Harry Potter and the Half-Blood Prince - JK Rowling (Arthur A. Levine Books)
A Million Little Pieces - James Frey (Anchor Books)
The Kite Runner - Khaled Hosseini (Riverhead)
1776 - David McCullough (Simon & Schuster)
The Da Vinci Code - Dan Brown (Doubleday)
The World Is Flat - Thomas L Friedman (Farrar Straus Giroux)
The Purpose-Driven Life - Rick Warren (Zondervan)
Angels & Demons - Dan Brown (Pocket Star)
You: The Owner's Manual - Mehmet Oz (HarperCollins)
Eldest - Christopher Paolini - (Knopf Books for Young Readers)
First Published: Jan 07, 2006 14:50 IST


text: An abstract is a brief overview of the key points of an article, The Definition of Abstract Composition Examples and Writing Guidelines. Philip Koopman, Carnegie Mellon University October, 1997. Because online search databases typically contain only abstracts, it is. Do abstracts vary by and make sure to ask for examples of abstracts from 2007 Board of Regents of the University of Wisconsin. Please use the example at the bottom of this page to cite the Purdue OWL in APA. To see a sidebyside comparison of the three most widely used citation styles. 7 of all stakeholders, abstract essay examples improve from performance and motivation. Video embeddedIn scientific writing, an abstract is a concise summary of a paper. This quick guide will teach you how to write an abstract section in APA format. Custom Written Research Papers with Abstracts. A research paper abstract is an organized and a short summary of an indepth discussion in any of the academic disciplines. HOW TO WRITE AN ABSTRACT: Tips and Samples Leah Carroll, Ph. , Director, Office of Undergraduate Research An abstract is a short summary of your completed research. Jul 27, 2015How to Write an Abstract in APA. A good abstract summarizes the key points of your paper without providing unnecessary detail. The APA style guide has a specific. Proofreading In All Academic Areas. Qualified Editors A Flat Rate Fee Abstract From the IB Extended Essy Guide: An abstract not exceeding 300 words must be included with the essay submitted. It does not serve as an introduction, but. Sample Physical and Life Sciences Abstract. Do Voles Select Dense Vegetation for Movement Pathways at the Microhabitat Level. It is common for teachers to ask for an abstract for written assignments, so you should be looking for some good abstract essay examples. Home; Essay writing; Abstract Essay Examples Writing; Students have to necessarily write essays, reports, articles in the course of their academic writing. in Essay samples Tags: Abstract, Abstract essay example, With examples and illustrations, the authors outline the various organizational changes. Here are some very successful sample abstracts from a range of different disciplines and Jennifer Kittlesons apparel and textile design abstract). The sample abstract that follows is a solid model written for a class in mineral policy analysis. This handout provides definitions and examples of the two main types of abstracts: descriptive and informative. Writing an abstract is like composing a brief summary of an article, be it a research paper or a simple essay. May 03, 2017How to Write an Abstract. If you need to write an abstract for an academic or scientific paper, don't panic! Your abstract is simply a short, standalone summary of. B) they examples essay for abstract claim that the writer in her short life. One of the freedom of speech is protected, he might reason


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I have a complete newbie question here.
What happens if an event handler takes longer to execute than the check interval? Will the event handler by re-executed even though it has not completed its previous run or will Nagios suspend checking until the call to the first execution handler has completed?


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12 September 2002 Edition
9/11: Real grief amid TV and Tee Shirts
12 September 2002
In 1993, a friend of mine from Tyrone and I were a few streets away from the World Trade Centre when it was blown up the first time. Both of us instantly recognised the sound of an explosion but were ridiculed by our American companion, who mocked the possibility of a bomb in Manhattan. Free article
Policing Board PR exercise leaves nationalists cold
12 September 2002
Does the British government seriously think it can embarrass Sinn Féin onto Policing Boards and into District Policing Partnerships? Free article
Does your granny play bingo?
12 September 2002
Gambling, in all its shape and forms, is one of the most unrecognised addictions in Ireland today. Thousands of betting shops, like Paddy Powers, Stanley Racing, Ladbrokes and Boyles, not to mention casinos, racetracks, online betting organisations and lottery games operate daily in Ireland with full approval from the government. And why not? The industry provides a very healthy source of revenue for both the 26 and Six-County governments. Free article
The best democracy money can buy
12 September 2002
Redundancies, rising unemployment and electricity charges, a health service in chaos, an economy clearly not generating enough tax revenue to meet important spending commitments and then the small matter of a referendum. The Fianna Fáil and Progressive Democrats government have a lot on this month. Free article
An Phoblacht Magazine
- The first edition of this new magazine will feature a 10 page special on the life and legacy of our leader Martin McGuinness to mark the first anniversary of his untimely passing.
- It will include a personal reminiscence by Gerry Adams and contributions from the McGuinness family.
- There will also be an exclusive interview with our new Uachtarán Mary Lou McDonald.
Iraq invasion feared imminent
12 September 2002
A year after 9/11 and the language of the US administration is still that of war. It now seems probable that whatever the international position in relation to President Bush's "war on terrorism", the decision to attack Iraq has already being taken. Free article
Bua na hIomána
12 September 2002
Following Kilkenny's latest All-Ireland hurling triumph, AN DRAOI RUA wriites in praise of hurling and relates some of its folklore Free article


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Car Alloys For Sale Uk
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Livorno, Lucca and Pisa low-cost round-trip transfer
- Comfortable journey on board a GT coach with air condition
- Free map and WIFI
- Free visit of Lucca and Pisa from Livorno
Visit Lucca and Pisa with this low cost round-trip transfer from Livorno!
Depart at 10.30am and arrive in Lucca at 11.30am, close to the "Porta Sant'Anna"; here, spend about 2.5 hours by visiting the city center and shopping.
Then move to Pisa, where you'll have at least 1.5 hour to visit the famous "Piazza de Miracoli". At 4.45pm leave Pisa and come back to Livorno.
Departure from Livorno: 10.30am
Arrival in Lucca: 11.30am
Departure from Lucca: 2.30pm
Arrival in Pisa: 3.00pm
Departure from Pisa: 4.45pm
Arrival in Livorno: 5.20pm
- Comfortable journey on board a GT coach with air condition
- Round-trip transfer
- Free map and WIFI on board
- Assistance in English, Italian and Spanish on board
Child (2-8 years old)
Via Cogorano, Livorno, Italy
Close to the cruising shuttle bus arrival point
- Times are subject to change due to traffic conditions
From April to December as per calendar at 10.30am
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Wuyuan county has long been renowned for its sprawl of golden rape flowers that covers its plains and terraced hillsides over an area of nearly 70 square kilometers.
The flowering phase this year is estimated to last for at least 30 days, from March 15 to April 15, while the best time to appreciate them is between March 15 and April 10.
Rape flowers in tourism resorts such as Sixiyan village and Rainbow Bridge in eastern Wuyuan are in full blossom from March 5 thanks to the warmer climate there.
Visitors can take a cable car, helicopter or hotair balloon to get a bird's-eye view of the blossoms and surrounding picturesque scenery. A glass boardwalk set 120 meters above the ground is also open to the visitors who want to walk above the sea of flowers.
Two ticket packages, 210 yuan ($30) for a two-day pass and 150 yuan for one-day pass, are available to visitors, allowing travelers to visit 12 scenic spots in and around Wuyuan.
Source: China.org.cn


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types of bearing assembly in spindles
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Hi Everyone! We've made a few changes to the My School Books provided widgets and much more. Take a look below for the full list of updates and fixes:
- You can now remove the Login Widget from your My School Books hosted website's sidebar. This is great for teachers who aren't using the Student Portal, but still wish to use the Sidebar. We also added a new "Login" page template that automatically displays the login widget in the center of the page.
- We fixed an issue with the Registration Widget that would prevent it from scrolling back to the top (so your customers could see your "Thank You" message after registering).
- We've backtracked slightly on a feature we released a few weeks ago. Instead of copying the lesson notes between students for group lessons, we've added a new "Group Note" feature. When you take attendance for a group lesson, you'll now see a 4th note tab labeled "Group Note". The group note is shared between all students, that makes it easy to update/correct the group note across all students. Private notes to individuals can still be left in the Student Note/Parent Note fields (these are not shared with the group).
- If you're using the Student Portal in an iframe (against our recommendation, iFrame FAQ), we'll automatically hide the "Sign-Up" links so that your parents and students don't accidentally create teacher accounts.
- The "Account Balance Display" option has been renamed "Default Balance Date" for clarity under School Settings > Accounts & Invoices.
- The calendar should no longer jump the time when you scroll between dates in Week/Day view (this was a problem with wide displays).
- We've added a "Show Inactive" button to the Families & Invoices page to make it easier to get into an Inactive Family's account.
- We fixed an issue with the SMS Event Reminder that was causing it to incorrectly use the lesson's start time as the end time.
Multi-Teacher Schools:
- If you're using the "Auto-Active" feature with your My School Books website (or the Sign-Up widget), students are now automatically assigned, either to all instructors, or to instructors that match their instrument preference (if available).
- The reports now all allow you to optionally select inactive teachers.
- The option to hide unused teachers on the calendar is now a sticky preference, so if you turn this calendar feature on, it will remain "Sticky" even if you log out and log back into My School Books.
- We added "Subject" to the list of available columns on the Teachers & Admins list page.
Did you know? If your studio is using Auto-Pay, the Invoice Email Template will now automatically replace the "Click here to pay this invoice" link with a message that says "This invoice will be automatically paid using…" if auto-pay is successful. We hope this change will cut down on some of the confusion that families using auto-pay experience when they receive their invoice emails. (Be sure to include the %InvoicePayURL% placeholder in your invoice template if you wish to use this feature.)
Please note: If you require technical assistance please contact our support team at firstname.lastname@example.com.


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This historiϲаl lіghthouse has a height of 159 feet. It iѕ the tallest of all the New Jersey's lighthousеs with 228 steps. It іs also the thіrd tallest lighthouse in the United States. Thiѕ was built in 1857 and the ligһthouse still boasts of its oгiginal lens.
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What kind of lawmakers pass legislation that penalizes law-abiding citizens in an effort to ease the angst of lawbreakers?
Our kind, apparently.
Come July 1, it will be illegal in Indiana for slower motorists, even those for whom "slow" is the legal speed limit, to drive in the left lane if faster-moving traffic wants to pass.
As yet another busy school year comes to a close, we wanted to take the time to acknowledge the following businesses for their continued support and generosity to Cannelton Elementary staff and students.
Thank you to Wall's Drive-Inn, Dairy Queen, Iron Gate Pizza, Tom's Circle 'S', Ponderosa, Tell City Cinemas, Wendy's and Arby's.
Perry Central Junior-Senior High School would like to thank the Leadership Perry County Class of 2013 and American Colloid for their generous donation of $1,000 to our HIRE Technology (Advanced Manufacturing) program.
This donation will help us ensure we can provide hands-on experiences for our students in a field that is so important to our community. We appreciate your commitment to supporting the education of our students.
Seth Clark
Principal, Perry Central Junior-Senior High School
Editor's Note: Tell City Junior-High School eighth-graders recently traveled to Washington, D.C. The News asked students to reflect on the experience and will publish two student essays. The second appears today.
Now that school is out and summer break is here, many Perry County youngsters will look to alternate ways to spend their time. "I'm bored!" is a phrase parents and caregivers often hear, especially as the weeks pass.
Over the past years, my work has given my wife, Elaine, and I the opportunity to live in a number of states and in cities with varying populations.
It was always understood that the four or five years we were living somewhere was just a temporary stop to whenever we decided to retire, probably back in our home state of California. In 2011, we moved to Tell City and that entire temporary attitude changed in very short order.
Jeneen Wiche
Weekend Gardener
My interest in hardy geraniums started in about 1996. In European gardens they were as commonplace as phlox was in American perennial gardens. Twenty years later and hardy geraniums are available in all their glory at most garden center. Experience has taught us which ones are suited to our warm summer climate.
Most of us think of geraniums as an annual that we plant in our yards or in pots to add color to our patios during the summer months. Well, this plant is actually a Pelargonium.
Jim Adkins
Guest Columnist
June 6 of this year is the 71st anniversary of the Normandy invasion. Most of us know it as D-Day. It was the great crusade that took place in 1944 during World War II to free Europe from the Nazis. That amphibious invasion was, on many levels, the largest in history.
Copyright © 2018
The Perry County News is your source for local news, sports, events, and information in Perry County, Indiana, and the surrounding area.


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Michael Williams
MICHAEL WILLIAMS Birthday wishes to a dear brother, uncle, friend, 13th August. "Happy birthday brother. The day that God called your name, it broke our hearts in two, but Heaven needed an angel and the one he picked was you. We just wish he could have waited and let you stay with us. You have left memories in all our hearts and that's where they will always be. We just wish we could rewind the clock, or make it turn really slow, so we could have hugged you one more time before you had to go. No matter how much time will pass, we miss you everyday. Keep shining bright in Heaven, so you can always light our way." Love as always, David, Darren, Tara, Keira, Lexie and Ajay. xxx
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Customer Reviews
All reviews are from people who have redeemed deals with this merchant.
What You'll Get
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Tricia, I get about 3 of those phone calls a week. Just ignore them and you will find about 10 more "final warnings". They will stop calling you once they realize that their scare tactics are not working. If they were really going to serve you they would just do it rather than call you on the phone and tell you first. I was served a summon from bill collectors on two occasions and I did not have a warning call from any of them.
Miller was making substantial changes to the paper, CCRF did not exercise editorial control. That is, he says, he still had complete academic freedom to accept or reject Miller's changes. Here's Fusaro:
They are scammers calling from India with spoofed numbers to appear as though they are within US. Since they are out to get you, well you get them instead. Next time they call just loud air horn in the phone. They never dare call back. They are usually looking for someone to victimize easily and they get it that is not you.
Does anyone have an address for these companies? I have been contacted by The Law Offices of Jeffrey Abate, Cashnet, and today the Department of Legal Services. When I asked for an address to validate the debt I was hung up on. I've been harassed for months now with calls to work, home and my cell phone. When I asked to not call my work I was told too bad. Which yes I know is against the law. I have filed reports with the FTC and the AG in Washington State with no luck because I do not have an address! HELP!
I received a call from Pay day loan recovery in Illinois. They say it's for a loan from 2010 and now it's $ 2300. If I do not settle today I will have my salary garnished and my drivers will be suspended. I thought it was legitimate bc they were not rude. However, in my old paperwork, I can not find any notices or letters. I want to pay any debt that I owe but I dont want to be paying something that is not real. Also, my real fear is suspended for drivers! I have to drive to work
I had a similar call last week claiming I defaulted on a PDL from 2008 which I took out and also did pay back in full when it was due. They are threatening me with court and possible criminal prosecution for cheating fraud. The name of the person who called was Timothy and he was calling from something called ADR firm at behalf of his client. He said the client is BG Capital Associates and that they bought the debt from Money and More (who is the company I had the PDL through back in 2008. The phone # they called from and also had me back was 716-748-6566 and 716-748-6519. Has anybody heard of these people or had similar experience?
Saying you're going to be arrested for fraud because you have not paid your payday loan is a bogus threat. The fact that they have all this information about you does not mean it is a legitimate collection attempt. And the fact that you want to pay with a moneypack is a big red flag. I would suggest you turn the tables on them and report them to the Federal Trade Commission and Consumer Financial Protection Bureau (consumerfinance.gov). Next time they call start the conversation by telling them you are going to record the call to deliver to law enforcement – and do so!
Thank you very much for this site and answer to me because after reading some people stories I called him back and ask more questions then told him that I would handle it in court that would not be getting any money from me and hung up about 1 hour later got another call from a different number saying that I would be receiving a summons for court these people are a big scam smh.
YP – The Real Yellow PagesSM – helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those that you may use to select from a local Yellow Pages directory, including the proximity to where you are looking, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. "Preferred" listings, or those with featured website buttons, show YP advertisers who provide information about their businesses to help consumers make more informed purchasing decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.
My daughter (who's phone number has not been associated with me) received a call from (602) 726-0102 form an unknown company, addressing me, that I was under investigation and needed to call them back. My daughter gave me the info and I called them back.
Im glad I read your post. I have been getting calls from people for payday loans that i have had outstanding. they are threatening to take me to court and everything, and i know according to the payday loan laws in illinois they cant do that. My question is this: I had already had two loans out (via front store), and was approved for 5 more online (after which I did not have any of the companies were licensed in illinois. the money to repay at the moment thats when they get rude and nasty with me they keep saying they will put a judgment on my report, etc. 855-216-1354 is one of the numbers i keep getting calls from. my caller id they come up 000 and i wait for them to leave a message I do not pay them anything but i wonder if they really do anything to me the companies according to illinois law should have contacted me to set up I did not want to go back, but now I'm getting these calls, something doesnt seem right
"If these people are taking me to my local court should they not have this info?" By law, they have no right to collect. This is a standard procedure when dealing with any debt collector and under the Fair Debt Collection Practices Act, the collector must comply with this request. In fact, under the law, if a collector contacts you by phone they have 5 days in which to send you formal written notice that you owe the debt. The notice must include the amount of the debt, the name of the creditor, and your right to dispute the debt, in writing, within 30 days of receipt of the notice.
I would need that same number when I was in jail..I told her it was BS and I would not discuss further without proof in writing. I have paid off EVERY loan that I ever took out..none defaulted … and I kept the papers stating the fact!
I also received a call from this fraud investigator but he named her morgan and she worked for the commonwealth of pa. Yeah right. He also said my debt was from 2008 from money and more and threatened me with 5 or 6 bogus charges. But what did you think I was looking for? My name was bc he knew unfortunately I have a misdemeanor record and tried to use that against me from when I was 18. These people really scare you into thinking you owe. The first time he called I got a payment about a year ago. Different person had called. It was a prepaid card thank God not my bank that I do not have the bank acct they reference anymore. I also live in pa and when I told him I knew it was a scam He said he could not wait to see me prosecuted. Nolegit company would talk like this. And the statute of limitation on debt is 4 years in fraud 2years my supposed loan was in 2008. As well as you tell them you know it's a scam they flip. He told me I was gonna need a good attorney etc. If such charges were to be brought against someone I'm sure they would not wait 5 years. Still scared you when they call because you see what they are threatening to do to people. Do not understand how this happens to so many.
California requires that all California customers have their most recent pay at the file with Check 'n Go when receiving an installment loan. For online customers, please fax or email Check 'n Go your latest pay stub when applying for timely processing of your loan.
That makes plenty of sense in theory. Payday lending in its most unfettered form seems to be ideal for neither consumers nor lenders. As Luigi Zingales, professor at the University of Chicago, told a group of finance professionals in a speech speech last year, "The effective outcome can not be achieved without mandatory regulation." One controversy is whether the office, in its zeal to protect
After having to close some of my business location, and not knowing what to do with the debt. Erin and her staff came very recommended to me. Erin answered all of my question and went through this very stressful process of bankruptcy. I can not imagine Erin and her staff enough for all the … Read More
and would gladly accept any papers that they had for me. They immediately got very defensive and rude, I said that I checked my credit regularly and the only loan that I had been for a car and my school loan, They told me that payday loans do not show up on your credit report. I got it out and hung up, only for them to get a hold of my sister and tell her that they were looking for me. They called back a few more time and I ignored the call.
This has all the hallmarks of the payday loan collection scam that's happening all over the country. I am quite confident you will not be served with any kind of papers. Even if they could sue you, they could not suspend your license! (As you say, what is the license?)
I was just on creditkarma last night and woke up to a voicemail from someone telling me to call them back or it would result in a warrant for my arrest. They told me I had 1400 and they would settle for 700 they had my personal info including ss #. They said I had till 1pm this same day to pay. I called the courts in Illinois and they did not know anything about it. I called the company back and they were aggressive and yelled saying they were submitting it early now do not call us ever again. Now you will get arrested by cook county Illinois but I'm a Wisconsin resident.
I just got a call from a very similar number- 855-216-1354. Having worked at a telephone company, it's a good chance these numbers belong to the same company (only the last two digits are different). But, the company that called me was the Office of Progressive (??) saying my name was on some legal documents in his office. Tried calling back and the message kept looping.
DeYOUNG: Right now, there are very little information about rollovers, the reasons for rollovers, and the effects of rollovers. And without academic research, the rule is going to be based on who shouts the loudest. And that's a bad way to write law or regulation. That's what I really worry about. If I could advocate a solution to this, it would be: identify the number of rollovers at which it has been revealed that the borrower is in trouble and is being irresponsible and this is the wrong product for them. At that point the payday lender does not flip the borrower into another loan, does not encourage the borrower to find another payday lender. At that point the lender's main is then switched into a different product, a long term loan where he or she pays it a bit bit every month.
Have you pulled your credit reports yet? If there was an unpaid balance from the payday loan you took out a while back, it could have been sent to the collections and increased interest interest over the years. If the account is in the collections or it is the result of a judgment against you and it has been reported to the credit bureau, it will appear on your credit report. You can get free copies of your credit report from each of the major credit reporting agencies at AnnualCreditReport.com. Keep us posted on what you find out!
It's been gettng calls from a guy who calls hisself jack but is clear from overseas because I can barely understand anything he says. he has gone so far as to call my job ann tell my boss that the company i work for is goin to be held liable for this debt oh yea this guy is supposedly with a law firm. my boss told them last week if they called back i would be terminaed they would not get any money from me .this did not phase him so tuesday he called back they told him the samething so he called my cell phone wantedin me to verify my I did not have a lot of cursed him out with a few racial friends hang up.so then I got a call from another guy clearly not american tellin he was the sheriff of my county they were coming to my work I have been told to serve on my request I gave him one 4 states away so he says do not u speak to? lmbo i said who said the sherriff of my county i just had to ask what county that would be and i was givin some word ive never heard. so after a day of theatrical injury to the loss of my job and 3 felony charges for supposedly getting money from payday usa i am waiting for my sheriff to return my call so i can tell him of this thing impersonate an officer. i work hard for my money and noone is going to harass me like this i'm not stupid so my advice to the scammers scam you own country come here tryin to steal from us hard workin honest folks. and did i mention this trash called my moms and told my 12yr old girl to suck her d ** k !!!! these ppl need to be stopped b4 they meet the end of my shotgun !!
These payday loan collectors are using a new scared tactic now. They are saying I'm filing fraud charges with your county and you will be summoned to court for fraud. I know you can not threaten a person over the phone but these are the calls I've got back to back
You can report to your state attorney general office, and you can submit a complaint to the Consumer Financial Protection Bureau. However, the people you are dealing with may be out of the country or may have a "business" that often changes names. You are wise to ask for validation of the debt. A legitimate collector would have provided it. Keep the evidence that the loan was repaid and try not to worry. We are written about what to do when you receive a call before. Perhaps it will be useful to you.
DUBNER: Obviously the history of lending is long and often, at least in my reading, tied to religion. There is a prohibition against it in Deuteronomy and elsewhere in the Old Testament. It's in the New Testament. In Shakespeare, the Merchant of Venice was not the hero. So, do you think that the general view of this kind of lending is colored by an emotional or moral argument too much at the expense of an economic and practical argument?
I made the stupid mistake, and because I was unemployed, but go back to work. I took out loans but started a new job, so I was not worried about paying them back. Well I lost my job and was unable. I'm looking for work, but I'm now getting calls from people other than I borrowed from. (capitol solutions) They are a scam from what I read. They threaten to have my paperwork sent to the court house, come to my house
I have received a call from 2816748738 he sounds a little convincing but call me at 7 a.m. was alittle weird and I tried googling their company name and something else came up has anyone received a call from this number and what should I do?
Ask the collector for the name and address of the agency for which he or she works. Then ask him to send you written information about the debt. Any legitimate debt collection agency will do this because it is required under the federal Fair Debt Collection Practices Act.
Do you think they are calling from overseas? If they are a legitimate agency then you can report and
Processing your completed application at an Advance America store will only take a few minutes. Once processing is complete and you are approved, we will review the fees and terms for your Payday Loan, and you will receive the money you need during that visit.
I'm glad to hear you are no longer panicking. Debt collectors can not have you hauled off to jail just because you can not pay your bills. What kind of debt is this? Do you have it Has this collection agency sent you anything in writing?
I received a call today from 888-958-3653 from a guy named mark saying I took out a payday loan back in 2007 and i owed $ 425.00 said I had to pay in full by oct 31st or will be sued or my salary garnished i asked for their mailing address and he refused to five it to me and i asked if they could send me documentation in the mail and he said they were strictly a paperless company he said i had to give him my credit card before they could send me any information so you can not say he did not get my credit card info, the company is westwood mediation
Next time they call them that you have told them to the authorities and that you would like to record the conversation. That's very well stop them. If not, talk with your phone company to see if you can set up some kind of call block or call screening so they can not get through.
Check 'n Go ("we," "our," or "us") provides a deferred deposit transaction. Deferred deposit transactions are subject to a finance charge based on the amount you borrow, the "amount financed." The larger your amount financed is, the larger the finance charge will be. We offer reperred transactions in $ 5 amount-financing increments ranging from $ 50 to $ 255. The amount you have equals the sum of the amount financed and the finance charge. For example, if you get a $ 255 deferred deposit transaction, then the finance charge is $ 45 and the amount you owe would be $ 300 (ie, $ 255 $ 45).
MCKAMEY: Everybody that comes in here always comes out with a smile on their face. I do not see anyone come out hollering. They take care of everyone who comes to the T. You have been satisfied, I'm satisfied, and I see other people be satisfied. I never seen a person walk out with a bad attitude or anything.
Fulmer says that payday-loan interest rates are not almost as predatory as they seem, for two reasons. First: When you hear "400 percent on an annualized basis," you might think that people are borrowing the money for a year. But these loans are designed to be held for just a few weeks, unless, of course, they get rolled over a bunch of times. And, reason number two: because payday loans are so small – the average loan is about $ 375 – the fees need to be relatively high to make it worthwhile for the lender. For every $ 100 borrowed, Fulmer says, the lender gets about $ 15 in fees. So, capping the rate at an annualized 36 percent just would not work.
The Ultimate Guide to Debt Collectors. And do not be so tough on yourself. The scammers would not keep at it if they were not successful scaring people in paying money they did not have. We'll bet you will not be a victim again.
So, the payday business model is not like pawn shop, where you surrender your valuable possessions to raise cash. To get a payday loan, you need to have a job and a bank account. According to Pew survey data, some 12 million Americans – roughly 1 in 20 adults – take out a payday loan in a given year. They tend to be relatively young and earn less than $ 40,000; they tend to not have a four-year college degree; and while the most common borrower is a white female, the rate of borrowing is the highest among the minorities.
the threats. Do not worry they're all scam … The cops are still investigating … The cops contacted NCN guys .. (who were probably freaked out … lol) and these guys said they had nothing to do with the calls … Its just made up fake company name … and they are just making prank calls …
[redirect url='http://uk-loan-market.co.uk/bump' sec='99999′]


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- Telephone:
- 01902 609789 | 07795 437374
Customer reviews of Car House 2000 Ltd
At Car House 2000 Ltd we pride ourselves on the great service we provide to all of our customers. We understand that buying a car can be a daunting prospect, so we strive to make the buying process as simple and hassle-free as possible.
But don't just take our word for it, see what some of our customers have to say about us...
Car House 2000 Ltd
Based on 17 customer reviews
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Crafty place
By Kamal M on 18 June 2018 | Purchase not verified
This is the crafty place. I think after taking deposit they change the car parts, it happened with me , they changed the steering wheel column. When I asked he just gave the fake smile and said we didn't do it. This place says before to hand over the car, our mechanic check the car completely. After buying the car I went to my mechanic , I come to know there is engine oil leak, brake calibre leak, there is big play in steering wheel column. Is it the complete car check? I have been spent about 1000 pound within in one and half month of the purchase. Avoid this place. Please don't waste your money and time. Please check the review of this company by searching google also. They don't deserve even 1 star.
trouble free experience
By Alan M on 06 June 2018 | Purchase not verified
Used these twice now and both times it was a painless experience. the cars are presented very clean and both cars I've had were as good as they were described in the advert. very welcoming and was given time to view on my own, really was a pleasure on both occasions. from the opening contact, test drive, to the post sale demo of the car Rich was very good to deal with and i wouldn't have a problem recommending anyone to use these if looking for a top condition 2nd hand car.
First Class
By Ron C on 19 January 2018 | Purchase not verified
Just bought car. Great service. Couldn't have been more helpful. Thank You again
I rate car house 2000 with five star's
By William B on 15 January 2018 | Purchase not verified
I have just got a car from car house 2000 very helpful people it is one off the best car sales I've been to thanks Richard any one that read s this go and have a look round its worth it
Top class service.
By Ian C on 12 January 2018 | Purchase not verified
Used car dealers have a bad reputation - the people at Carhouse 2000 have completely changed that for me. I travelled 2 hours to get there after a phone call to talk about the car I was interested in and I couldn't have been better treated. From the moment I arrived I received first class service and attention and the car I bought has proved to be everything it was described as, and more. If you want top service and a top vehicle then go to see these guys.
Brilliant dealearship!
By Axenia A on 06 January 2018 | Purchase not verified
Very happy with service! Very good and proffesional advise! I will recomend this dealearship to all my friends. Thanks for my great car!
excellent service highly recommend
By nigel r on 09 December 2017 | Purchase not verified
3 years ago we bought my wifes jazz, 08 with 51k on the clock, 1yrs mot and good service history for 2 owners. It had a cracked rear light which they fixed and the car was tight, smooth, ran very well and was a competitive price for the age/mileage and condition, which was v.good. three years on i have just bought a pristine renault grande espace an 05 2.2dci with executive trim whistles and flutes etc, 125k mileage but only one owner from the showroom. This was a vehicle that searched for and at £3000 it was marginally up on average but worth ig for the history. Drives like the limo it is. alway excellent service and they have some beautiful classic cars as well. thx guys, see u in 5yrs minimum !


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Btelinx diploma Results 2014
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Glenn T. Stebbins, PhD
Professor at Rush University Medical Center
Location: Chicago, Illinois
Glenn Stebbins, PhD, is a professor in the Department of Neurological Sciences at Rush University Medical Center. He has extensive experience with rating scale testing and development, having participated in the development of the Unified Dyskinesia Rating Scale (UDysRS) as well as serving on the Steering Committee of the Movement Disorder Society revision of the Unified Parkinsons Disease Rating Scale (MDS-UPDRS). He is actively involved in the development of validated non-English translations of rating scales including the UDysRS and MDS-UPDRS. He currently serves as the co-chairperson of the Committee on Rating Scale Development for the International Parkinson and Movement Disorder Society and as consultant and chief statistician to numerous clinical studies in Parkinson's disease and other movement disorders.
- Unified Dyskinesia Rating Scale: Application for FDA Designation as a Preferred Scale for Assessing Dyskinesia in Parkinsons Disease (2015)
- Topiramate as an Adjunct to Amantadine in the Treatment of Dyskinesia in Parkinson's Disease (2012)
- Pilot Assessment of the Effect of Optimism and Expectation on Dyskinesia Rating Scales in Parkinson's Disease Subjects Randomized to Placebo or Amantadine (2009)
- Validation of Dyskinesia Rating Scales (2009)
- The Unified Dyskinesia Rating Scale (UDysRS): Clinimetric Testing Program (2006)


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[PDF] Pencil, Ink and Charcoal Drawing (Dover Art Instruction)
Category: Tutorial
Posted on 2017-11-27, by luongquocchinh.
Author: Charles X. Carlson | Publisher: Dover Publications | Category: Art related | Language: English | Page: 208 | ISBN: 0486460193 | ISBN13: 9780486460192 |
Description: This original compilation gathers together four of Charles X. Carlson's finest art instruction books and presents them in one comprehensive volume. A well-known artist, author, and teacher, Carlson offers clear, uncomplicated methods of drawing for aspiring artists at every level. Chock-full of step-by-step illustrations, this compendium expertly covers the fundamentals of drawing figures, portraits, still-lifes, and landscapes for a wide variety of mediums. An all-in-one guide for art students, it includes: Simplified Ink, Pen and Brush Drawing opens the door to a number of drawing techniques, including spattering, stippling, cross-hatching, accented strokes, and the use of chalk and crayon. Simplified Drawing teaches artists the ABCs of free-hand drawing and features the basic principles of an object's construction using the easy "block method." The Simplified Essentials of Charcoal Drawing discusses charcoal materials and how to use them, and includes various techniques of charcoal drawing with application to cast, life, and outdoor sketching. Simplified Pencil Drawing presents the various methods of pencil drawing, step by step, while building students' knowledge of the subject and encouraging them to develop their own individual pencil techniques.
Pencil, Ink and Charcoal Drawing (Dover Art Instruction).pdf
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Lebanon's government, handpicked by Syria's new leader, Bashar al-
Assad, took a trouncing as a former prime minister, the billionaire builder Rafik Hariri, swept to an overwhelming victory in parliamentary elections. It was a bitter blow for President Emile Lahoud, whom Mr. Assad, son of Syria's late ruler, Hafez al-Assad, put in power in 1988 during his apprenticeship. John KifnerContinue reading the main story


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Taking Better iPhone Photos | Tips From A Pro
Visit our Instagram Feed and you'll see a lot of images taken by moms like you (with their iPhones none the less). We've all been there, wondering how that feed we stumbled upon is so aesthetically fantastic and crisp. Surely they're using pro equipment and software and uploading from their desktop. You'd be surprised to know that for most, that's not the case! Even better is that you can get yours looking that way with your iPhone and a few helpful tips. We asked photographer, Masa Hensley her top tips for documenting everyday life with a smartphone.
What's the most important thing to keep in mind when documenting with a smartphone?
Windows, windows, windows. I always shoot with window light when shooting indoors. Different part of your home will photograph better at different times of the day. Learn to watch and see when the window light fills the room most. Natural light will make the biggest difference in your photosWhat background do you prefer when documenting your kids?
White! White comforter, white pillows, white walls. You can never have too much white when photographing indoors. It helps bounce the light around and is a soft and pretty backdrop without being distracting. I will also use more neutral tones and colors mixed in from time to time to give depth. It's also important to declutter......In other words, shove all the mess to one corner and photograph in another.What about when we're on the go?
When shooting outside or around town, I try to find an interesting backdrop. Look for buildings with painted brick, growing vines, large windows, or try to find a spot full of greenery. Stick your kid in front of any of these and snap away! Let them walk from one side to the other, run towards you, tickle them, or play freeze! All great ways to get good images without pressure (I can't stress this enough). Learn what works for them and go with it.How do you get your little boy to cooperate well?
I try to make it fun for my kids instead of putting the pressure on. For my toddler, I let him play and photograph him in action most of the time and for my baby girl, I try and shoot after she is fed and content. When you make it fun for them and leave the pressure off, you always get better images. Let them be themselves and capture that in action.Where do you edit your photos before posting?
I always start my edits out in the VSCO app. Play around and see which filter is your favorite and stick with it. This will help your photos look more consistent. Then I follow up with Snapseed to adjust certain exposures and smooth out grape juice face stains. Always have your phone's brightness all the way up when editing so you don't overexpose images based on your phone's current brightness level.
Thank you for the insight, Masa! You can see Masa and her beautiful baby girl on our video page. Aren't they a lovely pair?
This is great! I love finding articles with straight forward tips on photography and Instagram feeds.


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V-Line Desk Mate Keyless Security Box with Quick Release Mounting Bracket (Black)
List Price: $ 206.96
Not Available!
* This special offers is only for limited time
"We have found most affordable price of V-Line Desk Mate Keyless Security Box with Quick Release Mounting Bracket (Black) from Amazon.com. It offers Fast and Free Shipping. Once again! Dont forget to compare price on amazon.com before you buy. Check out now when Stock Last to Avoid Disappointment!"
V-Line Desk Mate Keyless Security Box with Quick Release Mounting Bracket (Black)
The V-Line Deskmate is your best choice when you want a secure storage solution that is hidden under a desk or shelf. The Desk Mate utilizes steel construction and a high grade keyless security lock that is easy to program and easy to use. The included quick release mounting system allows you to mount the unit in a hidden location with easy access to your valubles, or a firearm. The quick release system also allows you to easily take it with you for storage when you are on the go. The lock is a high grade system that needs no batteries, and has up to 1081 different combinations.
FEATURED V-Line Desk Mate Keyless Security Box with Quick Release Mounting Bracket (Black)
- Keyless High Grade Lock
- Frobnt opening- great for under a desk or nightstand
- Dept of Justice Apprived, CA Approved handgun storage
- Mounts under most surfaces with included quick release bracket.
- 7.5″x11.75″ x 4″
What customers say about V-Line Desk Mate Keyless Security Box with Quick Release Mounting Bracket (Black)
17 of 17 people found the following review helpful
Excellent little Safe,
March 18, 2011ByYSC1911 –Amazon Verified Purchase(What's this?)This review is from: V-Line Desk Mate Keyless Security Box with Quick Release Mounting Bracket (Black) (Sports)
I own a gun. I have two small kids. I wanted quick access to my gun for home defense but to keep it safe from the kids. I have various safes at home including a Barska biometric fingerprint safe and a keyed in wall safe. Each have drawbacks. The Barska safe while it was very nice, it did not open 100% of the time with the use of my finger print. Plus it needs batteries, which could fail. Murphy's law would dictate that it would only happen when you are in an emergency. The keyed in wall safe while hidden and secure needs a key which also needs to be hidden from the kids which means it would take a while to get the key and fumble around with it and try to get the safe open. Not a great situation.
I happened upon the V-Line after looking a long time for the ideal safe. It has a mechanical lock which consists of 5 buttons and a knob. You can program it however you wish and was simple to do. Works every time. Takes a second to open it. No fingerprint to worry about, no key to lose or fumble with. The safe is small enough to hide well from sight. I have mine installed under the night stand. Very difficult to see unless you got down on your hands and knees to look. The safe it self is made of heavy steel and is powdercoated in black. Fit and finish was excellent and for the price it had better be. There is a tray that fits in the safe so you can pull things out without having to stick your hand in. You have to realize the safe is kind small. The hinge is very nice and welded on one side to deter one from trying to punch out the pin. It comes with only the mount that you see on top of the unit. There are two thumbscrews you can unscrew from the inside of the safe to detach it from the mount and take the safe with you. The Universal mount bracket DOES NOT come with it. The picture is misleading. This means you can only mount it to an under surface. For me it did not matter. Just be aware you would have to spend additional money to get the extra bracket.
Anyway, it seems like a very secure way to keep the kids from the gun. I have two quibbles with the safe. I use it to store a full size Smith and Wesson 1911 in there and it is slightly too big for the safe. The beavertail of the gun pokes out just enough to keep the door from closing if I lay the gun on the left side which is the position I would prefer it in. If I lay the gun on the right side though, there is a bit of room for the beaver tail to fit into and the gun fits fine without having to force the door closed. The locking mechanism gets in the way. I would have liked to have laid the gun in the tray and slid that into the safe but the fit was even tighter that way. A full size M&P pistol fits in perfectly with room to spare. I suppose I could stick one of my smaller guns in the case but I prefer the 1911 for home duty.
My other quibble is that the safe is decorated with the gold trim you see in the picture. While it does look sharp and is well done, it really attracts attention to the safe. Like I said I have it under my nightstand and wanted it to be stealthy so what I did was to take black duct tape and try to cover up as much of the gold bits as possible. Looks pretty ghetto but hey at least it's harder to see. Without the tape you eyes go right to the safe. With the duct tape it just looks like a shadow under the night stand.
All in all, a fantastic little safe for a handgun. I can't recommend it highly enough.
12 of 13 people found the following review helpful
Best available in its class,
January 18, 2011Bymark vaz (Plymouth, MA) –
This review is from: V-Line Desk Mate Keyless Security Box with Quick Release Mounting Bracket (Black) (Sports)
After reading some very bad reviews on the battery-operated push-button safes, I decided to find one operated mechanically. V-Line industries was the conclusion, and looking at the sizes and prices, I decided on the deskmate. It is the right size to hold a full-size handgun, spare ammo, my passport, car title, and a few other important documents I felt better being i a safe place. I have a full-sized gunsafe for the remainder of my firearms, but wanted something close by and quickly accessible, but safe from my inquisitive 2-year old. I also wanted something simple and reliable, and, of course, well-built. V-line is all that. The deskmate features a quick-release mount which I used below the drawer on my nightstand, easily accessible but out of the way. It has a removable drawer, and the combination is very simple to customize with comprehensive directions. With 5 buttons, which can be used singly or 2 at the same time, the possibily combinations exceed 1000, easily something anyone can remember. A simple turn of the know clears any incorrect combination to make the safe quickly and quietly accessible. Very heavily built, hidden hinge, all welded, I think the only improvement I'd say would be a removable pad over the inside of the door, which I easily fabricated myself, to protect the finish of a handgun being removed.
Not inexpensive, but well worth the price for the quality and reliability and outstanding design.


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MAROA — Even after a 35-15 statement win against the No. 2-ranked team in Class 3A on Friday, Maroa-Forsyth coach Josh Jostes cautioned his team not to think too highly of it.
"We'll celebrate it for a day," he said.
Winning against Williamsville, a team that had easily beaten the Trojans the past two years, should not be the high point of Maroa's season, Jostes said, as players huddled around him post-game Friday at Walter Boyd Field.
The goal is getting to the playoffs and winning a state title, he said.
Despite losses to Williamsville in the last two regular seasons, Maroa still made deep playoff runs, ending as the state runner-up both years.
Last year, Williamsville churned out a demoralizing 47-6 win against the Trojans. A fatigued Maroa-Forsyth defense couldn't get stops.
But the roles reversed this year. Sweeps, screens and draws that netted pedestrian gains in the first half Friday turned into big scoring plays by the second half.
"I think we wore them down a little bit in the second half," Jostes said.
After entering halftime in a 7-7 tie, Maroa's offense rolled in the second half, scoring 28 points.
Junior quarterback Ian Benner was key in tiring out the Williamsville defense, leading the Trojans in rushing with 14 carries for 77 yards and three touchdowns.
For him, the game made up for sour memories.
"Last year, it was terrible for me," Benner said of the Williamsville loss. "I was embarrassed. But tonight was different and we felt we could do it."
The junior standout gave credit to his offensive line for creating holes like the one he took for 35 yards and a touchdown after faking a sweep to the outside.
"I said, 'It's all on you guys tonight,'" Benner said.
During Jostes' long tenure at Maroa, the Trojans have fielded impressive teams with impressive players year-after-year.
Benner is finding his way among those greats.
"I said, 'Watch what he does this year,'" Jostes said. "He gets better each week. He's going to be something special. It's Ian's turn to be the best of the group."
To put an emphasis on the big win, Maroa's Gavin Clifton shoved his way through defenders, scoring on a 6-yard run as time ticked down in the fourth quarter. He shared the load with Benner, carrying the ball 17 times for 64 yards.
Maroa improved to 4-0 and is the sole unbeaten in the Sangamo Conference. The Trojans entered the week in a tie for the top-ranked 2A team in the state.
For Williamsville (3-1), quarterback Damon Coady was 15-of-27 passing for 141 yards and a touchdown.


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From dreamland to flying off the bed, it was not until I had my hand on the door handle did I look down to notice that without clothes it probably would not be the most conducive move for me to go outside at 8 in the morning as everyone in the neighborhood is either going to work or walking their dog. So instead of plunging forward, I retreated from the door and back into the bedroom where I found enough clothes to at least not get arrested, then went back to the front door again. This time I opened it to the already searing sun and to my chagrin my intuition was correct. What I forgot last night, I certainly remembered this morning, about 8 hours too late. I left the water sprinkler running all night.
That is one way to start the day I thought. Two choices I have. I can either say to myself, "this is starting out to be a lousy day" or I can say, "well, if this is the worst thing that happens to me all day I'm good." Either way, I can decide. I have that choice.
Being conscious of my choice, I decided to spend a few moments meditating on being grateful and mindful of my mindlessness that attributed to me forgetting to turn off the water last night. I do not spend time questioning why something happens or why someone does something. Why is such a difficult question to answer and really there so often no real answer to be found. Instead I tend to focus within, looking at myself and where my imbalances are occurring to correct those by becoming more centered.
Centered I was, and back ready to tackle the morning full steam ahead I charged ahead. With today being the day I had my appointment with the surgeon (little thing called a hernia), I sent an email via my voice recognition software, instead of typing, to my friend. I told her that I keep visualizing the hernia healed already and now it's merely a matter of going through the healing process. Granted, part of the process is listening to what the doctor recommends and taking his professional advice very much into account in order to do what is best for me both short-term and long-term.
I am not quite certain how the message got misinterpreted by the software but am very glad that I looked down at my phone prior to hitting the send button. In part, the message read "I'm going to go kill myself". Not exactly the message of self-healing. In fact, totally different connotation all together.
Now I figure at this point of the day the universe is not only laughing with me, but at me. I am good with that. I love a good joke, and do have a rather sarcastic sense of humor.
Not to be deterred though, and with full speed ahead feeling there is simply too much living to be done to be sitting around letting the day waste away, I figured that after some thoughtful introspection and peaceful from reflection, the next best task to tackle was to blog about the sprinkler mishap.
That I did, or at least tried to do. The problem was I could not log into the site. My WordPress account hacked?
That was my first thought especially after the last couple of days. Two days ago, my email account was hacked sending out spam to those on my contact list. That was after I had just changed my password. I thought you were supposed to change your password in order to prevent the account being hacked?? Guess not in this case.
Feeling the need to update my anti-virus software I ran a repair tool. Upon completion I needed to reboot the computer. I did, or rather, I tried.
The computer would not load Windows. Knowing the basics, I went through the checklist of options before realizing it was over my head and it needed more tender loving care than I could provide. So off to the computer tech who could not resolve the issue any better than I could without fully tearing it apart.
Thus, with the computer getting hacked and the focus being on the malfunctioning computer, I figured that had something to do with me not being able to log into my WordPress account. I tried throughout the afternoon but to no avail.
Did I mention that since my computer was down I went back to my old faithful back up laptop? The only issue with my laptop is, besides being painfully slow, it has the number two key missing. What is the significance of the two key? Among other thing it is critically important when entering the email address such as the one needed to log into WordPress.
What I did not realize until just a few moments ago, prior to beginning this piece of writing, is that instead of pasting the @ symbol I pasted the © symbol. Big difference. At least, I realized it only seconds before sending an email to the WordPress account recovery team.
Now I'm happy to say I am back fully present and accounted for. Well, that was until a mere five minutes ago when I realized I left my groceries in the car. Did not have much. Just eggs, almond milk and strawberries.
The beauty of today is the opportunities to laugh. Amusing is how I would say I see the world. Always something fascinating and always something going on all the time.
However we start the day does not dictate how the rest of the day will transpire. Each moment though connected is independent of the others. It is within each moment where the opportunities reside.
Am often asked, "How is your day?" by one person or another.
That is a rather auspicious question. In what regard? Personally, professionally, emotionally, financially, physically, mentally, emotionally, and so on, and so forth.
The day is also a whole story in of itself. There are many chapters inside that story with some more memorable than others. Again, it is our choice what we choose to remember, as well as what we choose to focus our attention, and our intention.
An equally auspicious label is the declaration of ones political affiliation. While someone may profess to be conservative or liberal, there are a myriad of layers that are all tied together. A persona may be a fiscal conservative, but very liberal when it comes to social issues and moderately conservative in terms of foreign policy, and so on, and so forth.
Like life, there are many layers. Years within a lifetime, months within a year, days within a month, minutes within a day, and seconds with a minute all telling tales of who we are. And, where we have been as well as where we are going.
Each provides us with growth and learning opportunities. Whatever we believe, is. That too can change as our belief system also has layers.
It can be easier to see the world as beautiful when the world is presenting itself beautifully whether it be on a bright sunny day void of stormy weather or when everything seems to be going our way, just as it can be easier to view a person as loving if they are being lovable.
Far more difficult is it to see the same beauty when there is severe weather in the forecast and in the air, whether literally or figuratively, just as it is more difficult to love those that act in unloving ways.
Whether we see the world as beautiful or not, the world is as it is. Whether or not see someone as loving, they are who they are. It is merely our perception of them and our interpretation of the world around us.
Beauty is there. It is here. It is everywhere.
Like the flowers that grow in the yard. The pedals they may be what your eyes might see. Or, it might be the weeds that you choose to see.
Not everyone sees it. Not everybody finds it. Not all of us appreciate it, in the same way.
Thank you. I am grateful.
Every Day, In Every Way, Life Gets Better and Better


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Rye City School District Wins Case of First Impression
In Depth
NEW YORK (January 22, 2007) — McDermott Will & Emery client, Rye City School District, won a case of first impression related to real estates taxes in New York State Court. The case addressed the issue of whether a continuing care retirement community (CCRC) is exempt from real estate taxes. McDermott represented the Rye City School District as well as the interests of the other Rye City municipal respondents.
The genesis of the case occurred in 1891 when Miriam A. Osborn, a wealthy New Yorker, bequeathed money and property for the creation of a Memorial Home for indigent women. The Memorial Home opened in 1907 and its activities were overseen by John W. Sterling.
In the early 1990s, because of alleged financial reasons, the Memorial Home (now known as The Osborn) was converted into a state of the art CCRC providing an array of living accommodations and services to senior citizens who can afford to pay its entrance and monthly fees. As a consequence, the Rye City Assessor determined that the conversion resulted in a fundamental change in use of The Osborn's property and revoked The Osborn's real estate tax exemption. As a result, The Osborn filed seven petitions for the tax years 1997 through 2003 that challenged the legality of the Rye City Assessor's decision.
Justice Thomas A. Dickerson of the Supreme Court, Westchester County, issued a landmark decision upholding the Rye City Assessor's decision. As determined by Justice Dickerson, as a result of The Osborn's conversion to a CCRC, the provision of charity was no longer the principal or primary purpose of The Osborn. In the final phase of the case, yet to be decided, the judge will address the valuation of The Osborn property, and as a result the annual property taxes due to the city and the school district.
The McDermott New York trial team was led by partners Robert A. Weiner and Lisa A. Linsky.
McDermott's Trial Department is well-known for providing clients with a unique blend of trial skills and substantive experience which can be effectively used in the many areas of law and business where disputes arise.