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Free eBook. Personal Injury Lawsuits. Will prepare for understanding the legal process. Should you arrange a lawsuit? How do you file? A suit begins when you send a written grievance to the court. As a plaintiff, you and your lawyer now have the duty to prove your case, and the defendant can win due to the fact that you cannot provide your burden of proof. Get the book!
DePuy Pinnacle Metal-on-Metal Hip Replacement System Found at Fault in Texas Lawsuit Johnson & Johnson has been ordered to repay close to a quarter-billion us dollars to six injured parties in a so-called "bellwether" lawsuit. The case, in a Texas federal court, pitted the defendants against the company for Johnson & Johnson's faulty DePuy Orthopaedics' Pinnacle metal-on-metal hip replacement system. DePuy Orthopaedics is a part of Johnson & Johnson. Based on a Reuters story on the case, jurors granted the sufferers $247 million in damages or injuries. Metal-on-metal hip replacement systems use a metal ball and joint system, as opposed to other hip replacement systems which use ceramic materials. The metal-on-metal systems fail at a much higher rate than other types of systems. The failures result in joint pain and blood loss in the hip area and can lead to metallosis, an ailment that happens when metals get into the bloodstream. Most metal-on-metal system failures lead to corrective surgery. Hip replacement surgeries have exploded in recent years, with upward of 300,000 such surgeries being performed in the USA each year. The condition referred to as osteoarthritis is a major cause of hip failure. Based on the Reuters story, jurors discovered that DePuy's Pinnacle system had a flawed design. Jurors also determined that the companies did not notify consumers about the risks of such systems. The story noted that nearly 10,000 lawsuits have been filed in the United States against Johnson & Johnson for use of the DePuy Pinnacle hip replacement system. The combined trial is another in a number of "bellwether" trials in connection with DePuy Pinnacle metal-on-metal hip replacement system. The aim of the trials is to assist the trial judge determine if similar cases should go forward and provide the defendants an idea of their future liability. The Texas suit was the fourth "bellwether" trial concerning the DePuy Pinnacle system. The defendants won one trial, but plaintiffs have won the last three - two in Texas and one in California. Up to now, Johnson & Johnson has been ordered to pay for hundreds of millions of dollars in damages to victims of the faulty hip replacement systems. --written by Rick Fahr.
Metal-on-metal hip replacement systems have been known to cause various problems — including painful revision surgeries and the accompanying physical rehabilitation — but researchers have recently discovered a potentially new and devastating side effects — a link between metal-on-metal hip replacement systems and dementia and heart disease. According to a story published by the Daily Mail in London, Great Britain's Medicines and Healthcare products Regulatory AgencyBritain's Medicines and Healthcare products Regulatory Agency recently notified the public that patients who have had metal-on-metal hip replacement systems implanted will be "called in" for X-rays and blood testing to determine if the heavy metals in the systems are causing any "adverse reactions." The medical personnel will be trying to determine chromium and cobalt levels in the patient's blood. Those two heavy metals have been linked to both dementia and heart disease. Metal-on-metal hip replacement systems, such as Johnson & Johnson's DePuy Orthopaedics Pinnacle system, use a metallic ball joint to replace the hip. Other systems use ceramics, plastics or other materials. The problems associated with metal-on-metal hip replacement systems stem from wear on the joint. That wear may cause the system to fail entirely at much higher rates than hip replacement systems made of other materials, which leads to surgery to fix the system. Additionally, the metal shavings can lead to irritation at the implant site and to the metals entering the blood system, a condition known as metallosis . Hip replacement surgeries have become popular in the United States, with surgeons performing upward of 300,000 such operations each year. Several thousand lawsuits have been filed against Johnson & Johnson for its metal-on-metal hip replacement system failures. DePuy's Pinnacle system has had a particularly long string of issues, starting with its design and production. Testimony in trials in the United States and abroad has revealed that the Pinnacle systems were not correctly manufactured and that a design flaw led to a higher-than-normal failure rate. Johnson & Johnson no longer sells the Pinnacle system, but tens of thousands of people have had it implanted. Regarding the Great Britain cases, the Daily Mail story quoted Dr. Neil McGuire, clinical director of medical devices for the regulatory agency as saying that prudence mandates checking the overall health of patients to ensure that the hip replacements aren't causing other problems. "We're always balancing depriving people of the benefits of these devices versus protecting people from harm," he told the newspaper. "We don't want to set a lot of hares running if there's nothing to find. It may be at the end of it we say, 'There's nothing to see here folks.' --authored by Rick Fahr.

subset: commoncrawl


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This guy, @NFLosophy, is a pretty good follow. Nobody really knows who he is but he is a former Operations guy for a team and he's been chatting up a lot at the Senior Bowl.
Here's a tweet from today:
"I am convinced KC takes Tyler Wilson 1st overall. Their scouts love him. Only way they don't is if new GM Dorsey isn't a fan."
Source: https://twitter.com/NFLosophy/status/294166765771046912


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Come visit Laurel Park, Maryland's premier destination for horse racing and horse racing results. Located between Washington D.C. and Baltimore fans are treated to some of the best sights and sounds in the world. With an elegant Terrace Dining, comfortable Bars, simulcast rooms, and plenty of seating in the general admission area, Laurel Park has been offering exciting thoroughbred horse racing since 1911. Read More
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Novelty cabinet handles take a bland space and transform it into an arena for life, love and endless possibilities. While it won't make your dreams come true over night, this specialty hardware can create the atmosphere where anything can happen. Take a look at what our drawer pulls can do for you.
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Temboo has produced a new hardware programming tool called Sketch Builder for developers to program connected devices without having to write any code.
The product generates complete programs that link physical sensors with "Choreos" (the name that Temboo gives to its pre-built programming processes), which serve to perform actions like sending emails, recording data to Google spreadsheets, and writing to MySQL databases.
Developers can use the company's website users to set up a device by choosing a sensor type (e.g., motion, light, temperature, or sound sensors) and an action they want triggered based on sensor readings.
Users then click to generate all the necessary code, which can then be copied onto the device.
The Sketch Builder is currently compatible with the Arduino Yún, a WiFi-enabled microcontroller board (plus Linux machine) popular with makers and hardware prototypers.
"The Sketch Builder feature demonstrates Temboo's platform — flexible code generation, developer-focused UX, and how the cloud can be used to streamline and improve programming," said Temboo cofounder Trisala Chandaria. "Bridging the gap between programming software and devices is a vital step towards enabling flexible hardware for the Internet of Things. The Temboo platform can make that happen."


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White Lemon Print Cropped Pyjama Bottoms | Women | George
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InformationWeek is part of the Informa Tech Division of Informa PLC
This site is operated by a business or businesses owned by Informa PLC and all copyright resides with them.Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Registered in England and Wales. Number 8860726.
The Non-IT CIO: Information Over Infrastructure The emergence of CIOs whose backgrounds are outside of IT isn't a fluke. It was inevitable.
The Path To Software-Defined Storage The inevitability of containers and microservices will pave the way to Storage as a Service.
InteropNet Visuals: Power Use & Performance InteropNet providers TSO Logic and ThousandEyes share power and performance metrics from Interop Las Vegas 2014.
Firewall Administration For Sysadmins: A Primer For sysadmins trying to get their applications to work, the firewall can seem like an impediment. With more insight into firewalls and the job of a firewall administrator, a sysadmin will be able to communicate better with the security team.
Open Compute Project Challenges Network Status Quo The Open Compute Project touts hardware and software contributions from Broadcom, Intel, Mellanox and Cumulus Networks
Survey Reveals Most iPhone Users Were Already Apple Customers Market researchers question whether the handset can entice non-Apple users to step up and acquire an iPhone.
Alcatel-Lucent To Build Mobile WiMax Network The telecom company's first North American WiMax network will be built for Craig Wireless in Palm Springs, Calif.
Microsoft Surface Coming To AT&T Stores In April The kiosks use a special optical tag that recognizes selected cell phones to let customers explore device features.
Telecommuting Adoption Up; Security Still A Concern A CDW survey shows that private sector telecommuting adoption is on the rise (14%) and catching up to the adoption rates of federal employees (17%).
Suit Accuses Apple Of iMac Deception Lawyers claim Apple deceived consumers by grossly inflating the capabilities of its 20-inch iMac monitors, which they say cannot display millions of colors.
Startup Fusion-io Unveils Solid-State Storage Product The device can be installed at multiple points in existing data centers or workstations without any changes, the company said.
Cell Phones Face Extinction As Smartphones Take Over Apple's iPhone, Verizon's open network, and devices based in Google's open source Android mobile platform are expected to put simple cell phones to rest.
AMD Unveils 3D Workstation Graphics Card The FireGL V7700 is made for professional computers used in computer-aided design, digital content creation, and medical imaging.
Intel, STMicroelectronics Officially Spin Off Flash Memory Business Numonyx will absorb the tech companies' money-losing businesses for memory devices found in portable media players, smartphones, and other handheld computers.
Apple's Security Patch Process Gets Worse While Microsoft's Gets Better Swiss researchers suggest that the revived popularity of Apple's products may have left the company unable to keep up with security risks.
HP Introduces Three Consumer PCs, Backup Device The Pavilion machines include one optimized for entertainment, another for energy efficiency, and a third for consumers looking for a low-priced computer.
Arch Rock Builds Internet Protocol Links Into Wireless Sensors By combining nodes with Internet Protocol capabilities, wireless sensor nets get the same addressing, naming, and management as the rest of the enterprise network.
Dell Launches Sub-$1,000 Blu-ray Notebook With consumers no longer having to choose between the two competing storage formats, Dell apparently wants to jump-start interest around the winner.
CTIA Wireless: An Industry In Transformation Gathers In Vegas Look for a wave of new devices and services when the wireless industry gathers for a major industry conference.
Bill Gates May Have to Testify In Xbox Fire Case The lawyer in the case says he will proceed with efforts to depose Gates unless Microsoft settles for at least $25 million.
Samsung Blames Weak Chip Market For Lower Earnings Forecast A soft semiconductor market and a weak global economy contribute to gloomier outlook.
Verizon Wireless' Phones To Feature Loopt's Location Service Utilizing GPS features on more than 20 Verizon mobile phones, Loopt will be offered at $3.99 a month and is aimed at the youth audience.
British Airways Cancels Heathrow Flights Amid Computer Chaos British Airways said it planned to operate 80% of scheduled flights, including all long-haul routes, from Terminal 5 on Friday, after canceling dozens of flights Thursday.
Sony Reports Possible Security Breach On PlayStation Network The company said people who can log in with their preset passwords have not been affected.
Gartner Recommends HD Videoconferencing For Businesses While the price of systems drop, other costs may include provisioning an appropriate room, ensuring adequate bandwidth, and anticipating an increase in use rates.
Future Mobile Phones Will Have Blazing Speed, Biochips To Diagnose Ailments DoCoMo said it has been able to demonstrate a mobile phone with a molecular delivery system for molecular communication, among other advances.
AMD Ships Triple-Core Phenom Desktop Processors AMD's Phenom X3 8000 series chips are expected to perform significantly better than dual-core chips in gaming and HD video playback, at a lower price point than powerful quad-core chips.
Cincinnati Bell Sees Desktop Virtualization As Cost Saver And Profit Maker Local service provider combines VMWare with Sun VDI for a flexible means of serving up virtual desktops.
Adobe Launches Online Photoshop Beta The well-known company's entrance into online photo editing and sharing is likely to be felt by competing services like Picnik, Phixr, and Splashup.
Turn Your Car Into A Traveling Wi-Fi Hotspot AutoNet and Novatel rally around outfitting automobiles with CDMA EV-DO Rev. A technologies, after testing the system in Avis rental cars last year.
Motorola Adds Touch-Screen To Mobile TV Device The DH02 features a touch-screen user interface with intuitive click, drag, and scroll icon-based menus.
Super Talent Unveils Slim 256 GB Solid-State Drive The new product has an access time of 0.1 milliseconds, and maximum read and write speeds of 65 MB per second and 50 MB per second, respectively.
Web Site Posts Upcoming Eee PC Mini-Notebook Images The teardown of the Asus Eee PC 900, which includes photos of the notebook's innards, was taken from an FCC filing.
Motorola's Breakup Provides Opportunities For Competitors One of the ripple effects of the Motorola announcement likely will be the continued ascendance of Asian device makers like HTC and UTStarcom.
Under Pressure, Motorola Breaks Itself Into Two Companies The company will split itself into two units in 2009, one to handle mobile phones and the other to handle just about everything else.
Notre Dame Leads Consortium In Nanotechnology Research Support for the Midwest Academy for Nanoelectronics and Architectures is expected to top $25 million over the next three years.
Intel Unveils 'Low-Voltage' Server Processors The company is currently shipping more than 35 different server, desktop and notebook processors built with similar design specifications.
T-Mobile Offers BlackBerry With Voice Over Wi-Fi The BlackBerry 8820 offers voice connectivity at public and private hotspots.
Slowing Global Economy Threatens PC Shipments Gartner's concerns include a deepening U.S. recession, a possible slowdown in China's economy following the Beijing Olympics, and the elevated price of oil.
Dell Offers Migration Services For Deploying Windows Vista Dell's Client Migration Solution helps customers with 2,500 or more computers plan, deploy, and manage the migration to Windows Vista.
After A Deal Goes Bad, 3Com Still Works With Huawei The two companies have returned to their old business practices after the collapse of a proposed merger that was slated to be built around Bain Capital Partners.
Space Shuttle Endeavor Heads Home After Installing Robotic Equipment The shuttle is scheduled to land Wednesday, ending a 16-day mission that included the installation of Dextre, a two-armed robotic system.
TSMC Offers Designer Nano-Scale Manufacturing Process Wafers built using the 40-nm technique will produce CPUs, graphics chips, networking processors, and FPGA designs for high-performance consumer devices.
Fujitsu Preps High-Performance Notebook Drives The MHZ2 BJ drive, expected in June, will have twice the capacity of current drives while consuming the same amount of power for read and write operations.
Justice Department OKs Sirius, XM Satellite Radio Merger The deal still has to be approved by the Federal Communications Commission, which is unlikely to go against the Justice Department's decision.
Blu-Ray Copy Protection Breached A West Indies company says it has defeated the BD+ DVD copy protection scheme, which was thought to be virtually impenetrable.
Cincinnati Bell Adopts Virtual Desktops And Thin Clients The company finds that desktop virtualization is a better alternative to upgrading hundreds of PCs running Windows 2000.
Yahoo Partners With Tata Sons On Cloud-Computing Research Tata will supply its supercomputer, the fourth-fastest in the world, while Yahoo will contribute technical expertise in Apache Hadoop.
Sun Gets Pentagon Contract To Research Laser-Connected Chips Sun is working on a way to use laser beams instead of wires to connect chips in supercomputers, making them faster, more energy efficient, and more compact.
Gibson Guitar Adds MTV, Electronic Arts To Infringement Suits Gibson also has a claim against Activision, saying that company's Guitar Hero violates Gibson's patents.


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Homes & Land of East River, South Dakota
Including Watertown real estate and homes for sale in Sioux Falls, Aberdeen, Huron, Vermillion, and more.
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I have been writing this blog for over 3 years now and have a lot of information in old blog posts. People ask questions that have been asked many times – so I am trying to make the information more easily found. So – this home page will hopefully help people navigate around my posts and find information more easily.
First of all, before you ask me a question, please check the FAQ (which stands for Frequently Asked Questions) to see if the question has been asked before. Most questions have been asked many times before. So – the FAQ will often provide answers. The link for the FAQ is at the top of every page and also here.
You can also use the search feature within my site – which is the magnifying glass icon at the top of each page in my site. I created a short video explaining how to use the FAQ, search and google to find information within my site. Please watch the video here.
Some commonly referred to pages are here:-
I post blog entries when the Visa Bulletin is published (first half of each month), and when 2NLs are sent (second half of each month). I also post blog entries on important topics such as the recent travel ban, or the analysis pages about selectee numbers for DV2018 and so on. If you look to the right side of this page you will see a number of "Recent Blog Posts" as a quick way to find current topics.
I will keep this page as the home page for now, and see how this helps.
Best of luck in your DV journey!


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Download to your phone using WAPGo to wap.mytinyphone.com (without www.) on your cell phone, type in a1794002 (code number of this ringtone) into "code nr" box, to get it on your phone for free.
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Vans threw their annual Downtown Showdown contest once again, this time in Amsterdam and with 50,000 Euros up for grabs. All weekend long leading up to the contest, they hosted a slew of rad events like the Half Cab 20th Anniversary Party (how often do you get to see Tommy Guerrero and Ray Barbee play a set together, and then watch Cardiel DJ to close the night out!? Insane…), as well as a public screening of the Bones Brigade documentary. As for the contest, just like the previous years, all the competing teams—a merge of European and American companies, including: Yama, Toy Machine, Spitfire, Palace, Jart, Flip, Element, Death, Blueprint, and Antiz—sent in designs, from which Vans picked and built their favorite four. Inspired by the city's culture and scenery, Blueprint designed a skateable canal bridge and boat; Flip designed a magical mushroom tranny joyride; Palace designed a skateable Dutch coffee shop ashtray; and Antiz designed a skateable Dutch windmill. Flip killed it all day long and came out on top for Best Team, while Luan Oliveira took home Best Pro by crushing every single obstacle with amazing consistency and grace. Straight up, the Vans Downtown Showdown has always been and still remains to be one of the best events in all of skateboarding. If you ever get the chance to make it out to one, you owe it to yourself.
Video by Cameron Holland
Full results:
Best Team: 1. Flip, 2. Element, 3. Antiz, 4. Toy Machine
Best Pro: Luan Oliveira
Best Am: Ross McGouran
Palace Obstacle, 1st Place: Luan Oliveira
Flip Obstacle, 1st Place: Dominik Dietrich
Blueprint Obstacle, 1st Place: Luan Oliveira
Antiz Obstacle, 1st Place: Rob Smith


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Intro to College Moving: 101 »
We've put together a small list to get you started on your journey -- and the first step starts with a single box.
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This facility is very modern and clean and secure. The staff is very friendly and helpful. Kudos!
From Business: Bay Avenue Storage provides parking spaces for boats and recreational vehicles. The company offers a range of mini storage services. It has operations in Homer in…
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From Business: wooden floors, pickup height for easy loading and off loading no water running in under the doors extra wide aisles for easy manoueverability all buildings perpen…
Located at Adventure Alaska Car Rentals
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Continuing to add services, including cutting out sections for remaking containers into cabins, offices, etc.; have units ready to buy. Basic conta…
From Business: At CubeSmart, we are committed to providing our Customers with an exceptional self storage experience. With more than 1,100+ locations around the country, CubeSma…
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After calling around I found Discount is the cheapest mini- storage in Anchorage! I like the free heat in winter. It's owned by a nice old Alaskan …
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K-Beach Store Mor is the most inexpensive storage rentals I could find in Soldotna / Kenai area. They are also family owned friendly people.
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the worst attitude ever. called first and didnt tell me there was a waiting list to get a unit and then cursed me out with my children there when i …
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From Business: We provide portable storage containers, cubicle storage containers, movable storage, mobile office, and temporary storage throughout the US. Moveable Container St…
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I was a little skeptical at first as I found Load to road moving solutions from a Google search, not a personal reference. With that being said the …
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If you need help with a moving your items, I would always recommend Cross Country Moving Group. My family and I have used the company a few times no…
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Out standing experience after getting helpful support with Certified Relocations in Rochelle company in Park, NJ . It was an absolute pleasure to w…
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If you would like to get started bidding in storage auctions, read about these important rules and tips you should know before buying that will help you succeed.
Self-storage facilities are areas where you can rent lockers, rooms, containers and, sometimes, outdoor spaces on a short-term and long-term basis.
The Self-Storage Association reported the U.S. is home to approximately 48,500 mini-storage facilities. When put together, this space is equal to 2.3 billion square feet. All told, you have plenty of options if you're looking for a storage facility.
When you want to store extra materials, you can typically find a self-storage facility and lease space on a month-to-month basis. Such areas are just the right size to store household items, office supplies and even furniture. Storage facilities are ideal if you have a lot of personal items you want to keep but don't have enough space in your house or apartment.
Items you store are not insured by the facility. Instead, you will need to talk with an insurance representative about covering your items if they are stored off-premise. A few facilities offer insurance, so you'll want to call and ask around to find which option best meets your needs.
Advantages of Self Storage
When you're looking for storage options, do not confuse self storage with full service. You will have limited access to your belongings if you choose the full-service option. Self storage gives you full control over what's in your unit and how you arrange everything, said SpareFoot Blog.
Another advantage of storing your personal items is the flexibility afforded to you. You don't have to wait for anyone to come to your unit and unlock it, nor do you have to receive permission to add items or take them away.
With self-storage facilities, you can put as many items in the unit as you want, provided everything fits and you keep the space organized. If you feel like taking an early morning or evening trip to your storage space, you can do so at your pleasure.
Reasons to Use Self Storage
Whether you're a single individual or have a growing family, self storage is a viable option to store your personal items in a safe, secure location without sacrificing space in your home. Specific reasons why you might also need to lease storage space include:
Even college students can take advantage of self storage, especially if they attend school out of state. Instead of lugging apartment furniture and winter clothes back and forth, they can store everything for the few months they're home and then retrieve them when school starts back up.
When searching for a self-storage facility, you'll first want to look for options close to where you live. The size of the space you plan to rent is also an important factor to consider, and will depend on what you plan to store.
Spaces range from the size of a small closet to a car garage, said Extra Space Storage. The following are common storage sizes, along with examples of what they can hold:
Creating a checklist before leasing storage space will help you make an informed decision about the unit size you need to rent. You don't want to pay for more than you need, while you also don't want too small of a space. You should also consider your future needs, because it is not out of the question you may decide to store more personal items.
Location Affects Price
The size of the storage space will have an effect on the amount you pay. Additionally, where the storage unit is located also has an influence. Expect to pay more in monthly fees if the storage space is in a city where real estate is more expensive. High costs might be unavoidable, but if you look around at various options, you'll eventually find the best price.
Comparing Facilities
If you've found self-storage facilities that are nearby, you'll then want to compare prices from at least three options. After doing so, look up the facilities through the Better Business Bureau. Some areas to keep an eye out for include any complaints against the storage facility and whether insurance policies are offered.
For the average homeowner, self-storage facilities are the most popular option for storing personal items, but other types of storage facilities exist. Most people don't think about the type of storage available until they absolutely need it, and it's best to understand your options ahead of time.
Likewise, various names exist for self-storage facilities. In all, expect to come across five general types of storage facilities.
Indoor Storage
Typically found in large buildings that used to be factories, indoor units require you to go through security to enter. You can expect to find unit sizes ranging from 5 feet by 5 feet to 5 feet by 10 feet.
Outdoor Storage
Outdoor units are not located in a warehouse but in an area where security is still required. Outdoor storage units are typically large, and should only be used for boats, cars, recreational vehicles and tractors. Since units are outside, they are subject to weather conditions, meaning it's not the best idea to store your valuables in them.
Climate Controlled
Climate-controlled storage units are located indoors and have temperature and humidity controls. If you have items that may become damaged by atmospheric conditions, controlling the temperature and humidity is essential.
You will end up paying more for a climate-controlled storage space. However, in the grand scheme of things, a slightly higher cost doesn't compare to the costs associated with losing or replacing valuable or rare items.
Consider climate-controlled self storage if you are housing some of the following items:
Drive-up Units
Outside of city areas, drive-up storage units are some of the most common options. Drive-up units are arranged in long lines and resemble garages, led to by roads so you can easily drive to your specific unit.
Mobile Storage
Realistically, mobile storage is only an option if you're moving or renovating your house. Mobile storage units are not part of an existing facility. Mobile units are typically stationed outside your home after they are delivered by the storage company.
Once you fill up the unit, the company will either hold it at their facility or transport it to your desired destination.
Mobile storage is a viable self-storage option if you plan to move across the country but are worried about space in a moving truck.
The price of using a self-storage facility will vary, with one of biggest factors being where you live. You may find it beneficial to rent storage in a nearby suburb if facilities are too expensive in your city. Also, some facilities offer introductory rates for the first month, and similar deals are worth exploring.
Keep in mind, however, costs will increase depending on the size of unit you're renting and whether or not it's climate controlled.
Seeking Lower Costs
To get the most bang for your buck and avoid breaking the bank, shop around for the best prices and only rent storage space you know you will need. The larger the item, the more space required.
Likewise, only opt for climate-controlled space if the personal items you are storing are susceptible to becoming damaged from humidity and temperature. There is no reason to get an air-conditioned unit if you're locking away old baseball equipment and tools.
When it comes to taking full advantage of your self-storage facility, you have to know what you can and cannot store. Some items are not suitable for storage.
Flammables like gasoline, propane tanks and kerosene, as well as certain types of paint are not allowed to be stored by any means, said Extra Space Storage. Other items, such as perishable food, are not allowed either because of the tendency to attract pests and rodents when the food starts to expire.
Knowing what you can store will help you better organize your storage space and clear out any clutter.
Packing Tips
An art form exists when it comes to packing - you don't want to throw whatever you get your hands on in a box. To be more efficient, fill the boxes with similar items. For example, don't mix glassware with utensils. Always try to fill the box to capacity, and remember, anything left unpacked will become dusty. If you're storing fragile items, consider packing them in a separate box filled with foam peanuts for extra protection.
From there, you can create a label system to help locate specific boxes within the unit. Markers tend to wear out after time. Label makers are a smart, inexpensive option to help you identify a box's contents.
Some items require specific packing quirks. For instance, you should ensure books are packed flat to avoid damaging their spines. You also don't want to put too many books in a single box because it then becomes too heavy to carry.
Glassware and valuable china should all be individually wrapped and placed in reinforced or separate boxes. You can then use the label maker to ensure the word "fragile" is somewhere on the box.
Storing Furniture
Different pieces of furniture require certain methods of storage. Special bags will protect any couches and chairs you're storing. When you bring these items to the unit, be sure to stand them up to maximize space.
Bed frames should ideally be taken apart before being put into a storage unit, while mattresses can be wrapped in a protective seal and stood against a wall. If you're unable to take apart the bed frame, do not store any materials nearby that may taint the color of the bedding.
For smaller tables, try to take them apart. If that's not possible, place a moving blanket on the floor and then place the table on top with its legs facing upward, and then wrap them in a protective material. For chairs, place them upside down on a table also covered in protective material.
Dressers can be placed against the wall and also used as a space to store boxes. Additionally, the drawers can house small fragile items. Just be sure to use stretch wrap to prevent the drawers from opening.
Lamps should be disassembled, wrapped in protective material and placed in boxes specifically designed to store lamps. When it comes to televisions, protect them as much as possible. If you're storing a TV, you'll likely want to rent a climate-controlled storage unit because extreme temperatures may cause some issues with liquid crystal displays.
In general, furniture should be stored with care and covered in protective material whenever possible. Ensure your storage space can hold multiple large furniture sets as well.
Most storage facilities have security measures in place. They are generally accessible for a certain number of hours and have a manager on site, in addition to security cameras. They also require you to submit a special code to enter. You should also make sure the property is adequately lit for visits in the evening.
You will need to have your own lock for your storage unit. Keyless locks, padlocks and disc locks are all viable options, said Moove In Self Storage.
Self-storage units come in many sizes, types and costs. If you're looking to clear out space from your house, consider renting a storage unit to keep your personal items safe. You can store just about anything, from furniture to old vinyl collections and clothes. By choosing the right storage unit, you can store your items in a secure location while gaining back some much needed space in your house.


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Insider's View of a Real World Project and The Role of User Modeling in Performance Test Development
|Terri Calderone in Enterprise Friday, March 27, 2015
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475 Tax Deductions for Businesses and Self-Employed Individuals
Are you paying more taxes than you have to as a developer or freelancer? The IRS is certainly not going to tell you about a deduction you failed to take, and your accountant is not likely to take the time to ask you about every deduction you're entitled to. As former IRS Commissioner Mark Everson admitted, "If you don't claim it, you don't get it.
A hands-on guide to mastering mobile forensics for iOS and Android
Get hands-on experience in performing simple to complex mobile forensics techniques Retrieve and analyze data stored not only on mobile devices but also through the cloud and other connected mediums A practical guide to leveraging the power of mobile forensics on popular mobile platforms with lots of tips, tricks, and caveats.
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The Latest Nerd Ranch Guide (3rd Edition) to Android Programming
Write and run code every step of the way, using Android Studio to create apps that integrate with other apps, download and display pictures from the web, play sounds, and more. Each chapter and app has been designed and tested to provide the knowledge and experience you need to get started in Android development.
This content is made possible by a guest author, or sponsor; it is not written by and does not necessarily reflect the views of App Developer Magazine's editorial staff.


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Workers' Compensation Court
Counselor Program
1915 N. Stiles
Oklahoma City, OK 73105
(405) 522-8760
(800) 522-8210 (In-State toll free)
Workers' Compensation in Oklahoma
Employee's Rights & Responsibilities
What Is Workers= Compensation?
Most employers in Oklahoma are required to provide workers= compensation coverage
for their employees. The purpose is to compensate employees who have suffered certain
job-related injuries or occupational diseases. The employee=s dependents may also be
entitled to benefits if the worker dies as a result of a job-related injury.
How Long Do I Have To Work To Be Covered By The
Workers= Compensation Act?
You are covered by workers= compensation as soon as you begin your employment.
There is no waiting period.
Are All Employees Covered By The Workers= Compensation Act?
As a general rule, the law applies to every employee hired in the State of Oklahoma or
who is injured on-the-job while working in the State of Oklahoma. Employers with five
(5) or fewer employees, all of whom are related by blood or marriage to the employer,
are exempt from workers= compensation laws.
Some workers employed in agriculture or horticulture, licensed real estate brokers,
household workers, and employees of the federal government are not covered by
Oklahoma workers= compensation laws.
Independent contractors are not employees of the principal employer who hires them.
However, the employees of an independent contractor are covered by the independent
contractor=s insurance. If the independent contractor is uninsured, workers may recover
benefits from the principal employer.
A person performing voluntary service who receives no wages for the services other
than meals, drug or alcohol rehabilitation therapy, transportation, lodging or
reimbursement for incidental expenses is not an employee under the Oklahoma
Workers= Compensation Act.
What If My Employer Does Not Have Workers= Compensation Coverage?
Under certain circumstances, you may have a statutory right to recover damages for
personal injury sustained in the course or scope of your employment. Heirs of a
deceased worker may also have a statutory right to recover damages. These cases would
be brought in a District Court, and would not be limited by the benefits allowed under
workers= compensation law. A claim for job-related injuries can also be filed with the
Workers= Compensation Court.
When Should I Report An Accident That Occurred On The Job?
Any job-related injury should be reported to your supervisor as soon as possible.
Failure to timely report an injury or obtain medical treatment within 30 days may result
in the loss of benefits. In cases of occupational disease or injuries caused by "repeated"
trauma, an employee must give notice to the employer within two (2) years from the
date of last exposure or trauma. Exceptions to this notice occur when an employee has
been separated from employment for more than 90 days before giving oral or written
notice. Pertaining to certain conditions, such as asbestosis, notice must be given within
two (2) years from the date the condition results in a symptom which can be medically
What Do I Do About Medical Treatment?
After you are injured, your employer shall promptly provide for such medical, surgical
or other treatment which may be necessary. Your employer has the right to select the
treating physician. If your employer fails or neglects to provide medical treatment
within three (3) days after the actual notification by you to your employer of your
injury, you may during the period of such neglect or failure, select a physician to
provide treatment at the expense of the employer. However, once the employer has
selected a treating physician and offered the employee treatment, that physician shall
become the treating physician. In case of an emergency, you or someone on your behalf
may obtain immediate medical treatment for you.
When an employee is covered by a Certified Workplace Medical Plan, the employer
shall select a treating physician for the injured employee from the physicians listed
within the network of the Certified Workplace Medical Plan.
Can I Change Doctors?
An employee, that is not covered by a Certified Workplace Medical Plan may make
an application to the Court once for a change of physician. The application by the
employee shall list three (3) proposed physicians qualified to treat the body part
affected. The employer may agree to the employee's selection or submit its own list of
three (3) physicians. If the employee and employer cannot agree upon a physician, the
Court shall select the treating physician from the list of independent medical examiners
maintained by the Court. A change of physician shall be allowed for the treatment of
each individual body part injured if the treating physician determines that the
employee's injured body parts cannot be treated by the same physician.
If I am in a Certified Medical Workplace Plan, Can I Change Doctors?
Yes. The employee may apply for a change of physician by utilizing the dispute
resolution process set out in the Certified Workplace Medical Plan. Once the employee
has exhausted the administrative remedies allowed for a change of physician, the
employee may petition the Court for a change of physician within the plan. If there is
not a physician available within the plan that is qualified to treat the employee's injuries,
a physician outside of the plan may be selected that agrees to comply with all the rules,
terms and conditions of the Certified Workplace Medical Plan.
What If I Need Emergency Medical Treatment? Must I Use The
Certified Workplace Medical Plan?
No. The Certified Workplace Medical Plan must authorize the payment of the costs of
the necessary emergency treatment by medical providers who are not part of the plan.
Do I Have To Pay For Any Of The Medical Costs?
No. Your employer or its insurance company must pay for all authorized and
medically necessary care in accordance with a fee schedule of maximum reimbursement
allowances prescribed by the Court. A maximum schedule of medical fees may also be
set by Certified Workplace Medical Plans.
How Long Before Weekly Temporary Total Disability (TTD) Benefits Begin?
TTD benefits are not payable for the first three (3) calendar days you are off of work
due to an injury. If you are off work due to your injuries for more than three (3)
calendar days after your injury, you may be entitled to weekly TTD benefits.
How Is The Amount Of My TTD Weekly Income Benefits Determined?
When you are injured on the job and you are unable to work for more than three (3)
calendar days, you are eligible for weekly benefits amounting to 70% of your average
weekly wage. The weekly benefits that you may receive are based upon your date of
injury and the State=s Average Weekly Wage. The maximum allowable weekly TTD
benefits are as follows:
Date of Injury Max. TTD Rate
+Nov. 01, 2010 to Oct. 31, 2011........................................ $716.00
+Nov. 01, 2009 to Oct. 31, 2010 ........................................ $717.00
Nov. 01, 2008 to Oct. 31, 2009 ........................................ $683.00
Nov. 01, 2005 to Oct. 31, 2008 ........................................ $577.00
Nov. 01, 2002 to Oct. 31, 2005 ........................................ $528.00
Nov. 01, 1999 to Oct. 31, 2002 ........................................ $473.00
*Nov. 01, 1996 to Oct. 31, 1999 ........................................ $426.00
Weekly TTD benefits are figured at 70% of the worker=s average weekly wage. In no
event shall TTD benefits exceed the state's average weekly wage.
+Permanent partial disability rates have been set at a maximum of $323 for injuries occurring between
Aug. 27, 2010 and Aug. 26, 2015.
*To obtain rates for earlier injury dates than those listed, please contact the Counselor Program.
How Long Am I Eligible For TTD Weekly Income Benefits?
The duration of TTD benefits depends on the date and nature of the injury and when
your healing period ends. You may receive income benefits for as long as you are
unable to work subject to certain limitations which are dependent on the type of injury.
Injuries are classified as soft tissue or non-soft-tissue. An example of a "Soft Tissue
injury" includes but is not limited to sprains, strains, contusions, tendonitis, and muscle
tears. Cumulative trauma is also considered a soft tissue injury.
In the case of a nonsurgical soft tissue injury, temporary total compensation is limited
to 8 weeks. If injections are recommended by the treating physician, the temporary
total compensation may be extended for another 8 weeks upon approval of the insurance
company or the Workers' Compensation Court. By law, you may be eligible for an
additional 16 weeks of temporary total compensation if surgery is performed.
Non-soft tissue injuries are granted in increments up to 52 week as long as you are
temporarily totally disabled. These benefits may be extended for a total of 300 weeks,
in the aggregate, by agreement of your employer and the insurance carrier, or by court
Must I Notify My Employer If I Accept Other Employment While Receiving
Temporary Total Disability?
Yes. Any person receiving temporary disability benefits from an employer or the
employer=s insurance company must promptly report in writing to the employer or
insurance carrier any change in material fact, the amount of income being received, or
any change in employment status while receiving temporary total disability benefits.
What If My Injury Keeps Me From Getting A Job I Can Perform?
Under the rehabilitation section of the Act, you may be entitled to educational
assistance and training to learn another skill. You may also be eligible for job-placement
assistance in obtaining other employment.
What Benefits Am I Eligible To Receive If I Have A Permanent Disability?
If you are permanently disabled, you may receive weekly benefits based on the nature
and extent of your disability. Many injuries are compensated on the basis of a "benefit
schedule" found in the Act. A sample of this schedule is located on the Court's website
at www.owcc.state.ok.us, under "Laws / Rules / Charts", and then the applicable period
of PPD Rate Chart. If you have suffered a permanent disability that is not specifically
listed in the benefit schedule, your compensation will be based on the percentage of
disability to your body as a whole. The Court has adopted the "Guides for the
Evaluation of Permanent Impairment" as published by the American Medical
Association to determine the percentage of disability for injuries to the body as a whole.
Examples of "whole body injuries" include injuries to the back, neck, head, shoulders
and hips. "Scheduled" injuries include but are not limited to, injuries to the hands, feet,
arms and legs.
If I Die As The Result Of An On-The-Job Accident,
What Benefits Can My Dependents Receive?
A surviving spouse is entitled to a lump sum benefit payment, as is each dependent
child. In addition, the spouse and other dependents may receive weekly benefits based
upon the wages earned at the time of death, and may receive funeral costs. Benefits stop
when a spouse remarries, at which time a lump sum equal to two years' compensation is
paid. A child=s benefits stop at age 18, but can continue until age 23 if the child is a full-time
student enrolled in an accredited educational institution or is home-schooled. A
child who is mentally or physically unable to be self-supporting may also be entitled to
benefits after age 18.
Can I Receive Social Security Disability And
Workers= Compensation Benefits At The Same Time?
Yes. Social Security benefits may take credit for the amount of workers= compensation
benefits you are receiving, which may result in a reduced Social Security benefit.
Am I Entitled To Receive Temporary Total Disability (TTD) And
Unemployment Benefits At The Same Time?
An employee may not receive TTD benefits covering the same period of time as
unemployment compensation benefits.
How Do I File A Workers= Compensation Claim With The Court?
If you wish to file a claim as a result of an job-related injury, a "Form 3" should be
filed with the Workers= Compensation Court. A ��Form 3B" should be filed if you have
an occupational disease (such as "asbestosis" or "silicosis"). A "Form 3A" should be
filed for a death claim if an employee dies as the result of a job-related injury. You may
request the necessary forms to file a claim from your employer or the Workers=
Compensation Court.
Is There A Time Limit On Filing A Claim With The Court?
Yes. Anyone wishing to file a claim for workers= compensation benefits with the
Court must do so within two (2) years from the date of the injury or death, or within two
(2) years from the date of payment of any compensation or wages in lieu of
compensation, or within two (2) years of authorized medical care. Pertaining to
"repeated trauma" injuries, the two-year period runs from the date of the last trauma or
hazardous exposure, or in certain instances such as asbestosis, two (2) years from the
date the condition results in a symptom which can be medically diagnosed. However,
post-termination claims must be filed within six (6) months of a worker's termination
from employment.
How Do I Obtain Benefits?
You should contact your employer or the employer's insurance company as soon as
possible after an accidental injury to see if benefits will be provided voluntarily. An
employer or insurance carrier may require a letter from your physician stating the type
of treatment being provided and whether you are able to work. You should ask your
employer to file a "Form 2" (Employer=s First Notice Injury) with the Court and to
provide their insurance company with a copy.
What Happens After I File A Claim?
If you wish the Court to resolve an issue between you and your employer or their
insurance carrier, you may ask the Court to set your case before a judge. You or your
legal representative must file a "Form 9" (Motion To Set For Trial) to request a trial. A
"Form 9" is available from the Court.
May A District Attorney Or The Workers= Compensation Court
Examine My Records Pertaining To My Job-Related Injury?
Yes. Upon filing a notice of injury or a claim for benefits with the Court, all
employers and employees shall give written permission for the Administrator of the
Workers= Compensation Court, the Attorney General, and the District Attorney to
examine all records relating to the notice of injury or claim. Although the claim form is
not a medical authorization, medical records may also be obtained as permitted by
Oklahoma law.
What Is A Trial?
A trial before the Workers= Compensation Court is much like any other non-jury trial
in an Oklahoma court. Your case will be heard by a judge who will decide what, if any,
benefits are due under Oklahoma law. The judge=s decision will be based upon the law
and the facts involved in your case, including medical evidence introduced and
testimony presented to the judge at the trial.
Is A Trial Always Necessary?
No. A trial is necessary only when there is a dispute between you and the employer or
its insurance carrier that cannot be resolved. Claims can be settled without a trial before
a judge of the Court. However, generally Court approval of all final settlements is
Other Than A Trial, What Are my Options for Settling a Dispute?
The Court, upon its own motion or at the request of any party, may request a
settlement conference be held before a judge of the Court for the purposes of settling a
claim before it goes to trial. In addition to the settlement conference, a party to a dispute
can request mediation to settle a dispute regardless of whether a claim has been filed
with the Court. The Court on its own or in response to a request, may order mediation.
Any workers' compensation claim can be mediated except Multiple Injury Trust Fund
claims and disputes on medical care arising within a Certified Workplace Medical Plan.
All final settlements of a case resolved by mediation must be approved by the Court. If
mediation is desired, or if you have questions about mediation or need forms to request
mediation, you may contact the Counselor Program. Contact information for the
Counselor Program is located on the back page of this pamphlet.
Where Are Trials Held?
Trials are held in either Oklahoma City or Tulsa, or as otherwise provided by law.
Am I Required To Have An Attorney?
No. Workers have the right to represent themselves in a trial before the Workers=
Compensation Court. If a trial is necessary because of a dispute, your employer=s
insurance carrier must be represented by a lawyer. You have the right to be represented
by a lawyer, but it is not required.
What If I Want To Hire A Lawyer, But I Do Not Know One?
If you are an Oklahoma resident, you may call your county lawyer referral service.
Some County Bar Associations will refer you to an attorney. Under no circumstance
may any Court employee recommend an attorney to you.
How Much Will An Attorney Charge?
A maximum of 10% of any award for temporary disability, and 20% of any award for
permanent disability or death is permitted as an attorney fee. All attorney fees are
subject to court approval. In addition to the attorney fee, you will be responsible for
expenses in preparing your case for settlement or trial.
What If I Am Fired For Filing A Workers= Compensation Claim?
You may have a cause of action if your employer fires you because you have in good
faith, filed a claim, retained a lawyer to represent you, or have testified or plan to testify
in a court proceeding. These actions are filed in a District Court.
How Can I Report An Employer That Does Not Have Workers=
Compensation Insurance, Or Who Requires Employees to Pay For
Workers= Compensation Insurance Premiums?
You may contact the Oklahoma Department of Labor at (405) 521-6100 or toll free
at (800) 269-5353, and give them the employer=s name and address.
What If Workers= Compensation Fraud Is Suspected?
Cases of suspected workers= compensation fraud should be referred to the Attorney
Generals office, Workers= Compensation Fraud Unit for the purposes of investigation,
civil action, criminal action or referral to the District Attorney.
The Attorney General Fraud Unit can be contacted at:
313 N.E. 21 Street
Oklahoma City, OK 73105
(405) 522-3403
(877) 800-8764 (toll free)
Can I Call The Workers= Compensation Court For Information?
Yes. The Workers= Compensation Court has established a "Counselor Program@. A
Counselor provides information and improves communications among injured workers,
employers, insurance carriers and health care providers. Contact information for the
Counselor Program is located on the back page of this pamphlet.
Who Can Contact The Workers= Compensation Counselor Program For Information?
The injured worker, the heirs of a deceased worker, the employer, the insurance carrier
and the health care provider.
What Kind Of Information Can The Counselor Provide, and
Can The Counselor Provide Legal Advice Or Services?
The Workers= Compensation Counselor Program:
• Cannot provide legal advice or services;
• Provides general information and an explanation of rights and responsibilities;
• Helps an employee determine if the employer is insured and whether coverage is
through a private carrier, CompSource, or through self-insurance;
• Explains how to report an injury and how to file a claim; and
• Explains your rights and responsibilities.
Where Can I Obtain Additional Information About The
Workers= Compensation Court?
A handbook of the Court, which includes Court rules and the Oklahoma statutes
dealing with workers= compensation may be purchased directly from the Court for a
charge of $27 (handbook + postage). In addition you may search the Oklahoma statutes
dealing with workers' compensation by visiting the Court's website at
www.owcc.state.ok.us, select "Laws / Rules / Charts", and then select "Title 85 and
Court Rules".
What Are My Responsibilities?
As an injured worker, you have the obligation to assist in your recovery. To help make
this happen, you should:
• Keep in touch with your employer;
• Keep appointments made with your doctor, the insurer, and job counselor;
• Follow your doctors= instructions and treatment plan;
• Cooperate with persons who are helping you get back to work; and
• Contact your employer immediately when your doctor releases you for work.
This pamphlet has been prepared by the Counselor Program of the Workers'
Compensation Court to provide information to employees with questions about their
rights and responsibilities under the Oklahoma workers' compensation laws. If you have
further questions, or need additional information, you may contact the Court at the
address and phone numbers listed below.
Workers= Compensation Court
Counselor Program
1915 North Stiles Avenue
Oklahoma City, OK 73105-4904
Oklahoma City Area: (405) 522-8760
Tulsa Area: (918) 581-2714
Statewide: (800) 522-8210 (In-State toll free)
Via the web at: www.owcc.state.ok.us
The information provided in this pamphlet is general in nature and for informational purposes only.
It is not intended to be a legal interpretation of the Workers' Compensation Act.
Rev. April 11, 2011
Click tabs to swap between content that is broken into logical sections.


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Parkway Schools
Accredited with Distinction
Our website has moved. Please visit our new website at http://www.parkwayschools.net/
455 N. Woods Mill Road
Chesterfield, MO 63017
Phone (314) 415-8100
Contact Parkway
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Thanks for sharing, Smooth. I need all the help I can get right now. SO happy Baseball season is almost here.
BOL to all
Seems to me these college games that all ready played each other are easy pickins. normally not very good at this (316-319) but just got my first 9. I like Oregon tonight +3.5. Lost by 1 at home, but played terrible and didn't have PG.
Love the avatar!!!!


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We have the Legion of Boom, which got a nasty upgrade in Antoine Winfield, but what about the hawks defensive line?
Avril, Bennet, Clemmons and Irvin combined for 64 sacks over the past two years (and that's just 1 year for Irvin). We all know our pass rush was a problem, especially towards the end of the year. But this is going to be a nasty group throwing in Red, Scruggs and the rest of the gang.
I think it's time to get them their own nickname.
My vote is for the Wall of Maul, but I defer to the group.


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Happy Thanksgiving! As I write this column, the weather is lovely and the woodlands adjoining our home resemble a 1970s shag carpet constructed of short and long (or high and low) strands of sap green, and a mixture of yellow, gold and orange threads.
Happy Thanksgiving! As I write this column, the weather is lovely and the woodlands adjoining our home resemble a 1970s shag carpet constructed of short and long (or high and low) strands of sap green, and a mixture of yellow, gold and orange threads.
By the time this column is published, our home, and yours, probably will be permeated with the wonderful aroma of turkey, ham, dressing, gravy, sweet potatoes, green beans, homemade yeast rolls, pumpkin pie, and on and on and on ... I hope all of you have a blessed, fun-filled, family oriented, flavorful day.
Definitely, our back lawn looks better than a few weeks ago after the digging up of old field lines, and the installation of new ones. After the construction crew departed, our backyard was a mess. Oscar and I worked together, off and on, for a couple of weeks, raking and picking up rocks and gravel from the soil; loading the material in a trailer; hauling off and dumping the debris; removing old clumps of grass and covering the area with fresh topsoil; leveling the soil; sowing fescue grass seed; covering the area with hay; and watering, watering, watering. New grass has begun to sprout, and by next spring, our backyard should be in good condition.
Our home is situated on a hill of chert covered with a few inches of woodland soil. We developed all of our planting beds by hauling in soil from the woods; using homemade compost; and adding horse, cow, chicken and worm manure, in addition to every kind of commercial product available at local garden centers. Each year, we incorporate more of the materials listed above in our planting beds, and each year the soil gets better and better.
Recently, I've been trimming crape myrtles, removing limbs from the row of trees that infringe upon our long driveway. In addition, we've planted several new shrubs, relocated a few existing shrubs and removed dried and dead perennial foliage, adding the material to our compost piles.
In September and October, I dug up several native oakleaf hydrangeas and sweet shrubs, potted the plants and hauled the shrubs to the Etowah County Master Gardener greenhouses to sell at our annual greenhouse sale next April.
I potted the shrubs using containers of compost from our own compost piles — black, crumbly, textured, nutritious soil, the kind of soil in which the shrubs grew initially.
In preparation for today, in anticipation of nice weather, I've been pulling weeds and picking up sticks and broken tree limbs from the landscape, and Oscar has been clearing the lawn and driveway of leaves and debris — just in case the grandkids are able to go outside to run and play and enjoy the companionship of their cousins.
Again, Happy Thanksgiving Day! After dinner, as you loosen your belt, remember to give thanks for your many blessings and to praise God from whom all your blessings flow.


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Online Calculators since 2009
The Employers National Insurance Contributions Calculator is configured to calculate National Insurance Contributions calculations for the 2019/20 tax year. This Employers NIC's Calculation is for an employee earning £ 752.00 per annum in 2019/20. Each National Insurance Contributions calculation provides a full breakdown of Employee and Employer NIC's, so that you have a true cost for an employee on an annual gross salary of £ 752.00. Staff costs are not just salaries, Employers National Insurance Contributions are applied in addition to an employee's salary and are payable each month. This is a generic Employer NIC's example, you can add specific Salary Sacrifice and pension amounts etc. using the 2019 Salary and Tax Calculator
National Insurance Contributions (NICs) in 2019 are payable by all individuals who:
National Insurance Contributions (NICs) are composed of two elements, the amount contributed by you, the employee and the amount contributed by your employer. This are referred to as:
National Insurance Contributions (NICs) are calculated using a combination of:
Based on the information provided (you can change the settings in the advanced calculator as required) we have calculated your National Insurance Contributions using:
Class 1 Employees earning more than £162.00 a week and under State Pension age - they're automatically deducted by your employer
Class 1A or 1B Employers pay these directly on their employee's expenses or benefits
|4 Weekly
|2 Weekly
|Gross Income
|Adjusted Gross Income2
|Tax Free Personal Allowance
|Company Pension: Employee
|Company Pension: Employer
|Total Pay Deductions
|Net Pay
|Salary Package [Cost of Employee]
1 Percentage expressed in relation to Gross Income [£744.48].
2 Adjusted Gross Income allows for tax free deductions including Salary Sacrifice schemes.
The Employers National Insurance Contributions calculation includes a graphical overview detailing the percentage breakdown so you can view the breakdown of each staff overhead and see the true cost of maintaining your Permanent Employees.
The National Insurance calculator is updated for 2019/20 tax year and uses the 2019/20 tax thresholds and allowances as default to produce the National Insurance Calculation. Our suite of payroll calculators also provide PAYE, tax and graphical illustrations. You can view examples of the payroll calculations for an employee earning £ 752.00 below. .
If you have never really looked at your payslip or perhaps it's your first job and the first time you have looked at a payslip, it is worth spending a few minutes getting to know what the different deductions and payroll details are. Understanding your payslip and payroll deductions allows you to identify potential errors and know what to do when mistakes are made so you can claim back any overpaid tax. The guides below are easy to read and designed to provide a basic understanding of payslip and payroll deductions.
|What is Gross Pay?
|What is Net Pay?
|Employees National Insurance Contributions (NIC's)
|Employers National Insurance Contributions (ENIC's)
|What is PAYE (Pay As You Earn)?
|Giving to Charity, what's in it for you?
|State Pensions explained
|Company Pensions explained
|Tax Avoidance and Tax Evasion
|What is my Tax Free Allowance?
|How to pay less NIC's
|Top 10 Tax Saving Tips
A simple payslip example for an annual salary of £752.00. A quick tool that allows you to compare your own payslip. Select specific months to see how your future payslips will look including total earnings and deductions. Useful for understanding your total income and deductions for financial planning such as mortgage calculation or loan affordability etc.
Provides a periodic breakdown (Day, week, month etc.) of the calculated payroll deductions relevant to a £752.00 annual Salary. Includes links to supporting information which explains each tax and payroll deduction and what you can do to reduce the amount of PAYE tax and National Insurance you pay. Everyone who pays tax can reduce the amount of tax they pay but most don't take the few minutes needed that could save them £££'s. Don't be a fool, it's your money, make sure you get what you are entitled to, make 2019 the year that you get your finances in order.
We believe that tax and payroll calculations should be transparent. This tool provides the calculations and breakdown of results that are used to produce the PAYE, National Insurance, Pension, Dividend, Student Loan, Salary Sacrifice, etc. calculations used in our Tax, Payroll and Salary Calculators. If you don't understand how your wages are calculated and have no idea what goes on in the background behind your payslip, this is the perfect tool for building your understanding. We believe that it is important to understand how your tax is calculated so that, when the Chancellor of the Exchequer announces new Income Tax rates and changes to PAYE Tax Thresholds, you understand how that will affect your £752.00 Salary.
You never know where you are until you know where you have been. As we discussed in the £752.00 Tax and Payroll Deductions Calculations, understanding your salary and payroll deductions is essential. In this suite of salary calculations we review and compare historical tax deductions with a view to providing insight into how tax and payroll deductions have influenced the take home pay of a £752.00 annual salary. We also review each deduction and provide a table of the associated deductions and line and pie charts to illustrate the differences. The aim of these tools is to allow insight into the makeup and trend of salary against a fixed annual income of £752.00. We also reverse engineer the £752.00 salary to reflect inflation change over the year.
As an employer it is important to understand your holistic employment costs when taking on new staff or increasing / decreasing salaries. The employer payroll calculation for an employee on a £752.00 salary illustrates you Employer National Insurance Contributions (ENICs) and associated Pension costs to provide a cost of employment calculation. The employer payroll calculation also includes historical information so you can understand how employment costs have changed over the years as payroll taxes have been adjusted and new employer legislation introduction.
It's incredible how quickly the years pass but not as incredible as the sum of overpaid, unclaimed tax that sits within the treasury each year simply because individuals don't make the basic checks on their P60. It is wrong to assume that HMRC get your tax calculations right every year. Whilst electronic payslips (epayslips) have facilitated a more accurate and timely flow or financial information to and from HMRC mistakes are still made. Typical mistakes include the incorrect setup of salary sacrifice schemes, pension schemes and applying the wrong tax code. In addition to this you can also claim back the unclaimed tax relief on your donations. We brits are great at donating to worthy causes like Comic Relief, Sport Relief, Help for Heroes and other domestic charities but most never claim back their tax relief. For a basic rate tax payer that is £5 of tax relief for every £20 you donate. If you don't claim that back, the treasury keep it. So, don't wait for the end of the tax year, give yourself a quick finance MOT, our P60 section explains all you need to know and what to do to get your money back.
The Dividends calculator allow you to adjust the split of your £752.00 income by using a slider to alter the percentage split you take as salary or via a dividend. This tool allows you to understand which solution is best for your circumstances. The £752.00 Dividend calculator will automatically calculate Corporation Tax, Dividend Tax and all associated payroll deductions so you can make an informed decision on the most appropriate income stream. This is a great tool for contractors and company directors and popular with those who and looking at the benefits of setting up their own limited company rather than working as a sole trader or as an employee looking to start their own business.
With property prices constantly on the rise it can seem as though your will never save a large enough deposit to buy your dream home on an annual salary of £752.00 (you could borrow between £0.00 and £0.00). Our


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Another thread got me wondering about this. I'm sure that for most its a combination of all the options but which one is the most important reason that you keep coming to this amazing site?
For me its the laughs and the jokes. I always read the OP's, but after that I very rarely even read the deep, serious discussions.


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Moore's Tree Service| Short Hills NJ (Rating: 0) , Votes:We provide tree trimming and pruning services, tree removal services, stump grinding, and land clearing services. We provide services to both residential and commercial clients. We are licensed and fully insured.http://www.moorestreeservice.com/
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Map of Antarctica (Rating: 62) , Votes:Surrounding the South Pole lies the southern continent of Antarctica. The 1959 Antarctic Treaty prohibits all military activities and reserves Antarctica for scientific study. View the Antarctica map and learn about this ice-covered land mass.http://www.map-of-antarctica.us/Category: Directory/Antarctica
MediaCity - Real estate professionals (Rating: 9) , Votes:Real estate company located in Bucharest, Romania. Mediacity is specialized in office buildings transactions, and appartments in new residential areas. Also covering land, villas and commercial spaces.http://www.mediacity.ro/Category: Directory/Europe/Romania
Opal Enterprises (Rating: 0) , Votes:Exterior remodeling company based in Naperville, IL. Offers windows, siding, and roofing to the Chicago land area.http://www.opalenterprises.net
Richmond Toyota (Rating: 2) , Votes:Richmond Toyota has a huge selection of New and Used vehicles in Richmond, Indiana. Browse our Inventory and Make an Offer Online!http://www.richmond-toyota.com/index.htm
Breckenridge Real Estate (Rating: 17) , Votes:Offers whole Breckenridge and Summit County Colorado real estate lstings. Sports activities.http://www.luckymountainhome.com/
Homes For Sale (Rating: 4) , Votes:PropertySold.ca Inc. is a private sale real estate listing service in Canada. Helping Canadians sell their own homes no commission since 2004. Featuring comprehensive property listings, yard signs, offline marketing tools and professional customer support.http://www.propertysold.ca/
Extreme Agent (Rating: 0) , Votes:Specializing in the Birmingham, AL, and Atlanta, GA, markets, Extreme Agent is a realty company focusing on residential and commercial properties.http://www.extremeagent.com/
Colorado Landscaping (Rating: 8) , Votes:Beautifying your lawn is not a easy task but allowing the professionals of Landscape Connections to handle your Colorado landscape job makes it a piece of cake.http://www.landscapeconnection.netCategory: Directory/Home & Garden/Gardening
Residential & Commercial Property - Stockland Australia (Rating: 0) , Votes:Stockland is one of Australia's most diversified property groups and a top 50 company listed on the ASX and specialises in residential, apartment developments, commercial and industrial property.http://www.stockland.com.au/
Overseas Property Investments (Rating: 5) , Votes:International Dreams specializies in emerging markets around the world. We offer a one stop service for all clients, from selling the property, to arrange lawyer services, furniture packs, currency exchange and insurance. Our aim is help clients every step of the way.http://www.internationaldreams.co.uk
Cruise Specials & Discounted Cruise Tickets (Rating: 2) , Votes:Travel agency offering travelers exclusive offers and special savings on a variety of cruises, river journeys and land-based packages and tours.http://www.cruiselocators.comCategory: Directory/Leisure & Travel/Cruises
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Mobile Home Dealer Lake Charles (Rating: 0) , Votes:Atchafalaya Homes has a large selection of new and used manufactured homes as well as modular homes. We also offer land/home packages. With a huge selection of floor-plans, and such well-respected name-brands as Champion, Southern Energy Homes of Texas, Clayton, Norris and Schult Homes. Atchafalaya Homes is truly your one-stop manufactured home dealer.http://www.atchafalayahomes.comCategory: Directory/Shopping/Home & Garden
Southern Aluminum Installations Inc. (Rating: 1) , Votes:Since 1988 Southern Aluminum Installations has been building aluminum pool enclosures, screen lania, screen porches and screen rooms in Tampa Bay. From swimming pool screens to screen repairs and rescreening our professional installers are fast and dependable. Our service areas range from Riverview, Brandon area all the way to Springhill, Wesley Chapel, Lutz and Land O' Lakes and through out Pinellas, Pasco and Hillsborough Counties Florida.http://www.southernaluminuminc.com/
Santa Clarita Real Estate Santa Clarita California Homes (Rating: 4) , Votes:Provides Santa Clarita real estate services. Home buyers can search the current MLS. information on residential real estate listings, land, relocation, entertainment and local attractions.http://www.darlavanderlip.comCategory: Directory/North America/California
Buy or Sell a Home in San Leandro (Rating: 1) , Votes:The Gregori Group is an independently owned and operated real estate brokerage located in the San Francisco East Bay.http://www.gregorigroup.com
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HorseClicks - Horses for Sale (Rating: 20) , Votes:Offers classified listings of horses for sale, stud, lease - quarter horses, paint horses, arabians and over 70 other horse breeds for sale in Texas, California, Florida, Michigan and other states, and Canada.http://www.horseclicks.comCategory: Directory/Shopping/Pets
Houston Real Estate Attorneys (Rating: 1) , Votes:Our Houston commercial real estate attorneys are experienced in all aspects of real estate transactions.http://www.andrewsmyers.com/commercial-real-estate.htmlCategory: Directory/Business/Law/Attorneys/Lawyers
Sedona Arizona luxury real estate homes condos for sale (Rating: 1) , Votes:Rex & Judy Manz provide personal service in assisting homebuyers with the purchase of Sedona Arizona real estate, homes, land and condos for sale. Search the MLS for Sedona Arizona real estate listings for sale. Extensive community, neighborhood and relocation resources are available.http://www.beautifulsedonahomes.com/
Kennewick, Richland, Pasco Wa Real Estate (Rating: 2) , Votes:Southeast Washington Realtors who specialize in Tri City WA, Kennewick, Richland Wa, Pasco Wa and West Richland Wa real estate and surrounding areas. Joe is a former United States marine, general building contractor, and graduate of Christian Heritage College. Colleen brings to the table experience of mortgage & loans.http://www.joelane.com/
Orlando Real Estate (Rating: 0) , Votes:Orlando, Florida real estate company. Over 1500 homes sold.http://1st-online-guide.com/Orlando-Real-Estate.htmlCategory: Directory/North America/Florida
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