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Marion Lewellyn "Lew" Holliman died Friday May 20, 2011, following a nine year courageous battle with cancer.
Born October 6, 1927, in Warren County, he was the second child born to Marion Neal and Mary Elizabeth Fulghum Holliman. He was the fifth generation of his family to be born in Warren County.
He was raised on the family farm where he developed his love for animals and the outdoor life of hunting and fishing. He attended schools in Warren County and graduated in the Warren County High School Class of 1944. After graduation from high school he attended the University of Georgia, earning a Bachelor of Science, Chemistry and a Master's of Education. His college was interrupted for two years when he was called to serve his country. He was a World War II veteran having served in the United States Army, European Theater, Italy.
Mr. Holliman was a member of the Warrenton First Baptist Church. He was also currently a member of the Sons of the American Revolution, The American Legion, Veterans of Foreign War, Georgia Retired Teachers Association and the American Saddle Horse Association.
He was respected and loved by thousands of school children whom he taught in the classroom for 24 years, during those years, he taught one year at Thomson High School, Thomson, one year at Warrenton High School, Warrenton, and 16 years at Jefferson High School, Jefferson. He was very committed to teaching and enriching young minds. He taught all the sciences, mathematics, drivers education and some English classes. His former students include doctors, nurses, college professors, bankers, lawyers, business owners and astronauts. Most say he taught them academically but also about life in general which was very special.
In 1964, Mr. Holliman was elected Jackson County School Superintendent, a position he held until 1980, at which time he retired. After a short period of time, disliking retirement, he returned to the classroom for six years at Brenau Academy, Gainesville. After his second retirement, he enjoyed spending time with his family, especially his two granddaughters, gardening and raising American Saddle Horses for show.
Mr. Holliman was preceded in death by his parents; his sister, Evelyn Holliman Belyeu; a son, John Bunyan ("J") Holliman; nephew, Bradley Keith Marlowe; and brother, George M. Holliman. There will be a great void in the hearts of those who knew him.
Mr. Holliman is survived by his wife of 55 years, Minnie Sue Brooks Holliman, Pendergrass; daughter and son-in-law, Lucy and Andy Byers, Hoschton; granddaughters, Emily Brooke Byers, Auburn, Ala., and Rachel Elizabeth Byers, Hoschton; sisters-in-law, Jackie Brooks, Pendergrass, and Regeana Thompson, Columbus; brother-in-law, Larry Brooks, Pendergrass; a host of nieces and nephews; and dear family friend, Willie (Bear) Pittman.
Graveside services at Pendergrass Baptist Church Cemetery were held Sunday May 22, with the Rev. J. Frank Sailers officiating. Pallbearers were Johnny Marlowe, Andy Marlowe, Judd Wilkes, Willie Pittman, Jake Marlowe, and Eddie Griffin. Honorary Pallbearers were Wade Wilkes, Doug Hulsey, Dan Ray and Al Belyeu.
A special thanks to caregivers: Christy Bond, Hope Poole, Eddie Griffin, Gina Mutter and Odyssey Hospice.
Memorial contributions may be made to the Pendergrass Cemetery Upkeep Fund, C/O Mrs. Linda C. McMullan, P.O. Box 146, Pendergrass, Georgia 30567.
Evans Funeral Home, Jefferson, was in charge of arrangements.
'Lew' Holliman (5-20-11)
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text: On Thu, Feb 21, 2002 at 02:43:51PM -0600, Chris Black wrote: > On Thu, Feb 21, 2002 at 10:53:43AM -0600, Chris Black wrote: > > We are looking for an external RAID solution that will provide at LEAST > > 100MB/s read bandwidth, probably under RAID 10 (0+1). So far I have been > > This is a follow-up with more information that people asked for. Almost > all the I/O will be single process importing, exporting and doing > other operations on a MySQL database. The size we would like is around > .5TB. We currently use 3ware cards with 8 IDE disks using raid 0+1 and > get GREAT performance, but we are now looking for an external solution > with comparable bandwidth. Most companies either don't mention bandwidth > speeds at all, or just quote the maximum for the channel (e.g., 160MB/s > for Ultra160/Ultra3). The program we have been using to do benchmarks > is bonnie++. Ok - 0.5T should be easily achievable with the simple external SCSI disk solution. Do you know that your workload is actually bandwidth limited and not seek-time limited ? You seem to focus on bandwidth, but I would imagine that most database operations would be fairly insensitive to bandwidth since they would spend most of their time waiting for the disks to seek.... Do you have measurements ? The RAID-1 support in the Linux kernel is pretty clever wrt. seeks/reads. You could even consider adding more disks to your RAID-1 sets, not because of the extra redundancy, but because of the improved seek times. That is, if it turns out that seek time is actually a limiting factor. (What the linux kernel will do is, to pick the disk with it's head positioned nearest to the position where the next read is occurring - with RAID-1 this is possible). -- ................................................................ : jakob at unthought.net : And I see the elder races, : :.........................: putrid forms of man : : Jakob Østergaard : See him rise and claim the earth, : : OZ9ABN : his downfall is at hand. : :.........................:............{Konkhra}...............:

subset: commoncrawl


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Web Shield has one of the largest databases of web trackers on the internet. We have dedicated resources that continuously add and update this database frequently!
Web Shield allows users to decide what they want to block or not. This gives our users the power to decide how much of their personal information they would like to protect or not!
Web Shield works on most browsers including FireFox, Internet Explorer, and Chrome. By blocking web trackers, users can increase the speeds at which they can browse the internet using these browsers.
Web Shield has a very simple, easy to use interface, that allows for seamless management of all web trackers.
Web Shield puts the power of being a web detective into the users' hands, allowing users to see past just the page. Web Shield proprietary technology looks for cookies, pixels, web bugs, beacons, and tags that are found in the code of most web pages. These allow ad networks, behavioral data providers, web publishers and other companies the ability to track your behavior online. This data can be sold to other companies looking to try and make money off your web surfing.
Web Shield provides insight into who is tracking you, and allows you to decide who can, and can't see your internet behavior. The easy to use interface allows for quick management of who is tracking you, and give you the power to change with just a click.
Deciding who to block can help increase your privacy and increase your browsing experience. Many analytics scripts and tracking pixels can slow down the time it takes a web page to load. Web Shield puts the power back into the users' hands to decide how much privacy they would like to have, and how fast they would like their internet experience to be.
Web Shield cannot determine exactly who is tracking your computer usage. Instead, Web Shield allows a user to see which websites have placed tracking code onto their computer. As a result, Web Shield provides the user the freedom to decide which 'trackers' they would like to block or allow. The purpose of Web Shield is to provide users with visibility into the various entities that are tracking pieces of information about them, including user browsing habits, and gives users some power to control this experience.


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Here's the dumbo question: How can I write emails from an email address such as:
? I can't find anywhere that I can do that in wp-admin, and I don't see how I can do it from my gmail account or from my email client. Do we have to write such emails from our cPanel, or is there another way of doing it?
So far I've always replied to Contact Form messages from something like gmail


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Mouthpieces work for both Vapolution 2 and 3. Connect this to the tubing / whip on the end you draw from. Available in clear and colored.
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Sunday, March 13, 2011
Riding in Nisene Marks
if you have never ridden in the Santa Cruz mountains than you are definitely missing something great. These trails and roads go on for a good number of miles and you can climb to great vistas of the Monterey Bay.
Here's the bay and the cold front coming in. We did wind up getting rained on lightly for the last 1/2 hour of the ride.
Taking a call at the top of the climb......I wouldn't know about such things as I don't have a cell phone. I do borrow them on occasion, though. This was the top of the incline but it is actually about 6 miles short of the summit. This was far enough for us to get to the top of what would be almost 1 hour of single track back to the coast.
Posted by swiggco world at 7:49 PM
2 comments:
- Erik said...
My favorite place to ride. Wish Cardiac had been turned into a development and been barbed wired off but Nisene is still miles and miles of smiles for me!
- March 14, 2011 at 11:09 AM
- Jim G said...
Nice Bontrager Ti Lite! Is that yours?
- March 17, 2011 at 9:26 AM
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How to Use
the Readings
Inquiry Question
Reading 2: Captain Lafferty's Report
On November 12, 1919, Acting Morale Officer Captain F. R. Lafferty, stationed at Lajitas, Texas, reported that the troops of his command were split into three detachments: Lajitas, Terlingua, and Santa Helena. He went on to say:
There is little opportunity for amusement for these men--there is nothing but a small Mexican settlement at Terlingua, and La Jitas [Lajitas] and nothing at all at Santa Helena. This station is located at a point over one hundred miles from the nearest railroad and the men rarely leave here except under exceptional circumstances.
A football team has been organized between the Infantry and Cavalry detachments here. An effort has been made to enthuse the Infantry in riding but they do not take kindly to the idea of riding.
A camp is being established in the Chisos Mountains about fifty miles from here where it is proposed to send detachments from time to time and allow them to hunt.
An effort has been made to get a moving picture here but none have been shown here for months. One method I have adopted to keep up the spirits of the men is to feed them in the best possible manner, a difficult problem under the present ration system and method of supply; and to have them change stations frequently.
The old non-commissioned officers seem to be contented here but the younger--the recruits--seem to long for a change of environment occasionally.
Questions for Reading 2
1. What did Captain Lafferty seem to feel was the biggest threat his men faced?
2. What activities were organized to keep the men occupied?
3. Based on what you know about the area, can you think of other activities that might have occupied the soldiers?
4. Do you think you would enjoy this military post? Why or why not?
Reading 2 was excerpted from Clifford B. Casey, "Castolon," unpublished manuscript, 1967, Research Library, Big Bend National Park.


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Archive for August, 2011
Html5 Canvas vs WebGL
Posted by monsieurmax in Tech on August 27, 2011
I started exploring the possibility to develop a game for G+ ( let's imagine that I can start by porting a random game where you jump around on columns ).
One remaining question was to decide between WebGL and Canvas2D.
I found a blog entry on Jeff Muizelaar site that allows anyone with a modern browser to benchmark the performance of Canvas and WebGL.
The results I got were the expected ones. They're almost the same as what i obtained on Android between Canvas and OpenGL.
Here are the pros and cons :
WebGL :
+ Super fast and powerful rendering
+ Lots of possibilities for a 2D game, such as shading, lighting and zooming.
+ GWT API with gwt-g3d
– A bit complicated
– Low compatibility : Chrome & Firefox only
– Uncertain future due to security issues in the current specs
Canvas2D :
+ Easy to code
+ High compatibility : any HTML5 browser
+ GWT API with gwt-g2d
– Low performances : laggy with more than 50 sprites ( on non-accelerated browsers )
On my G+ post about this it has been suggested ( and on the Google Game Developer Central ) that the use of Chrome frame can solve the problem of the low compatibility of the WebGL.
In the end, the choice for WebGL was easily made.
Tales of Pocoro draws more than 200 sprites on the screen, so Canvas would never allow a descent framerate.
Those security issues and early stage specs are still a real problem, but let's be optimistic and hope for the best.
I've started working with the GWT-G3D library, I'll talk about it in my next post.


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For some time, Amazon.com has been expanding its universe of branded hardware. What began with the Kindle e-book reader has grown into a large stable of readers and tablets. And, of course, there are persistent rumors that Amazon's working on a smartphone.
These are, of course, all ways for Amazon to deliver digital media to its customers. Its hardware is presumed to carry profits in the slim-to-none range, but Amazon is taking a razor-and-blade approach, making its money from the content it delivers to those devices, including video. Amazon rents and sells streaming movies and TV shows, and makes many offerings available free to those who buy its $79-a-year Prime membership.
That video is typically delivered to apps on personal computers, tablets and smartphones, as well as to Internet-connected TVs and set top boxes such as those made by Roku.
So it makes sense that Bloomberg reports Amazon is working on a set-top box, expected to be released later this year, citing the omnipresent "people familiar with the matter." There's no word on pricing, but streaming TV devices tend to run between $40 and $100.
The box is being developed at Amazon's Lab126, which has engineered the company's Kindle e-readers and Kindle Fire tablets. Bloomberg says the team working on it has an impressive pedigree:
The project is being run by Malachy Moynihan, a former vice president at Cisco Systems Inc. who worked on the networking giant's various consumer video initiatives. In the late 1980s and 1990s, Moynihan spent nine years at Apple. Among the other hardware engineers working at Lab126 with experience making set- top boxes is Andy Goodman, formerly a top engineer at TiVo Inc. and Vudu, which is now owned by Wal-Mart Stores Inc., and Chris Coley, a former hardware architect at ReplayTV, one of Silicon Valley's first DVR companies.
Amazon would enter an increasingly crowded field, dominated by products like the aforementioned Roku, Apple TV and Boxee. Apple has long been rumored to be working on a full-out television product, though it's reportedly stalled by tough negotiations with content providers and cable TV companies. Game consoles, such as the Xbox, Wii U and the Playstation 3, all have video-streaming capabilities, which are likely to be expanded in Microsoft's and Sony's next-generation products.
And another big player is entering the fray: Intel has said it's getting into the TV-delivery business with a product that's expected to span the cable and Internet-streaming worlds.
But Amazon's willingness to sell hardware at low cost, combined with the marketing leverage of its Prime membership, could make its set-top box a real contender. CNet's Jay Greene talked to an analyst who speculated that Amazon could give the set-top box free to its Prime members for a year. It could also charge $100 for the hardware, throw in unlimited streaming for a year, and offer a discount on the Prime membership in the second year.
If the Amazon TV box works with the company's Kindle ecosystem, it might also be able to download and run the Android-based apps available to its Kindle Fire tablets. That might include allowing streaming content from other sources, such as Netflix.
As a cord-cutter who relies heavily on Amazon's Video on Demand for the TV shows I can no longer see via cable, an Amazon box would be an intriguing proposition. And it would likely be a lot easier to use than the terribly designed Amazon app that's included in my Samsung HDTV. I'd seriously consider buying this.
Would you?


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South Dakota Task Force Discussing Medicaid Expansion
The question of expanding Medicaid Coverage to more South Dakotans is the being discussed by a Task Force, meeting this summer.
One member of the group is State Senator Tim Rave, from Baltic, South Dakota. Senator Rave spoke on KSOO's Viewpoint University Monday April 29th, with Rick Knobe and Dan Peters.
According to Senator Rave the Task Force, made up of various stake holders involved with the issue, will not make a "Expand" or "Don't Expand" recommendation. They will file a report outlining the affects either decision will have on State Government and its citizens.
This first meeting was held in Pierre. Testimony was heard from many interest groups. According to Rave, there were more questions raised than answers provided.
The next meeting of the Task Force will take place May 13 and 14, in Rapid City. At that meeting, the plan is to hear answers to the questions posed, and to hear reports from state staff and the consultant, on impacts to be felt here, and what is happening in other states. As a side note, but very important, as of last week, not one of the governors who have publicly stated they would expand coverage, have actually signed on the dotted line to do so.
Senator Rave stated the complexity of the issue. There are many moving and non moving parts. One choice can have huge impacts on other parts of the "medicaid machine."
In June, there will be a meeting of the Medicaid Task Force in Sioux Falls. Dates and location not yet determined.
If you wish to follow the work of this Task Force, log onto the South Dakota Legislative Research Council web page. Find the Medicaid Task Force file and you will be up to date on their work.


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Fuente: The Server Guide
Python, designed to optimize programming effort, has found its own adherents. It also has found something of a home as a cross-platform language. Versions can operate with both Java and .NET. This miniguide points you to resources for Python, including Jython and IronPython implementations.
Python is a dynamic programming language first released in 1991 by Guido van Rossum. It was designed to optimize programming effort rather than computer effort. It is similar to Perl and Ruby in its use of a dynamic type system and automated memory management. The language has a community based development model, although the language as a whole is not formally specified.
The de Facto standard implementation Python implementation, CPython, is distributed with a large standard library written in C and Python. It currently ships for a number of platforms including MS Windows and Unix systems. The other two major implementations are Jython for Java, and IronPython for the .NET platform.
IronPython was first released in September 2006 and is available as part of Microsoft's Shared Source initiative. This implementation of Python provides an extensibility layer to application frameworks written in .NET. Developers can use scripts written in IronPython to interact with objects in the .NET framework without having to change the underlying code base. Both Silverlight and ASP.Net futures support IronPython.
IronPython Blog (MSDN)
Microsoft blog with videos, demos, workarounds, and updates for IronPython programming.
IronPython URLs (Blogspot.com)
An aggregator of URLs with news, code, and new downloads relating to IronPython maintained by Mark Rees, Michael Foord, and Seo Sanghyeon.
IronPython TechEd News (Voidspace)
Podcasts and videos relating to IronPython from the TechEd conference.
PlanetPython News Feed (myFeedz.com)
Frequently updated site with news, videos, and coding examples.
Microsoft Frees IronPython (InternetNews)
Brief overview describing the official release of IronPython 1.0 into the development community.
Microsoft Releases IronPython (MSDN)
Jim Hugunin describes the release of IronPython on his blog.
IronPython 1.0 Released (TheServerside.net)
TheServerside.net reports on the release of IronPython.
Jython News (The Jython Project)
Source code for latest version of Jython.
Official Python Website (Python Software Foundation)
Main Python site provides links to downloads, documentation, jobs, and the history of the Python language.
Official Jython Website (The Jython Project)
Jython is an implementation of the high-level, dynamic, object-oriented language Python written in 100% Pure Java, and seamlessly integrated with the Java platform. It thus allows you to run Python on any Java platform.
IronPython CodePlex (Microsoft)
Official Microsoft IronPython site with links to code, blogs, and FAQs.
Python Programming (Wikipedia)
Online book teaches the basics of Python programming with the basic concepts, different modules, and code examples.
Quick Reference Guide to Python (Richard Gruet)
Reference guide to writing python programs that can be printed or accessed online for help while coding.
IronPython Hello World Tutorial (LearningPython.com)
Introduction to writing IronPython programs using the .NET framework.
Python Tutorial Videos (ShowMeDo.com)
A number of step-by-step videos available for learning to program on Python and Windows XP.
Online Python Tutorials (Pickatutorial.com)
An assortment of introductions to programming in Python.
Python Tutorials (AwareTek.com) hon
Over 300 different tutorials on learning to program in Python, including at least seven on IronPython and twelve on Jython.
Charming Python: Inside JPython and Python for .NET (DeveloperWorks)
Older article introducing some of the background on Java, Python and .NET programming.
C++ vs. Java vs. Python vs. Ruby: a first impression (DMH 2000)
A brief overview on some of the distinctions between different dynamic programming languages.
Python Compared to Java (Irmen's Python Wiki)
Describes some of the similarities and differences of the two languages.
Differences between IronPython and CPython (Microsoft)
Explains some of the differences in syntax and use of IronPython compared to the de Facto standard implementation of Python.
IronPython Cookbook (MediaWiki)
Provides sample code for writing a wide variety of Python applications with specific examples for Visual Studio, Silverlight, Robotics, 3D and games, and the Project Jasper Declarative Database Framework.
Tips for Python .NET 2.0 (Python.org)
Thomas Barket describes some tips for writing Python apps for .NET. He describes some of the troubles he encountered and describes his fixes.
Dynamically Compiling C# from IronPython (Voidspace)
One hole in IronPython .NET integration is attributes, which can be a problem. This article describes a way around this problem by providing a way to compile C# source code into assemblies.
IronPython and Silverlight (Voidspace)
Tips on writing Python apps for Silverlight.
Mini-Guide: Python on the .Net Framework (TheServerside.net)
Links to a number of tips and articles on Python programming.


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Watch this short video with Greg Baer, MD and you'll know why it's a good idea to sign up for Real Love Online Membership now:
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Left: Halston Evening dress Light blue silk jersey 1972-73, USA Right: Chloe (Karl Lagerfeld) Evening dress Off-white cotton knit, white silk chiffon Circa 1977, France
Just as "The Lookonline" commits itself completely to fashion, The Museum at FIT is the only museum in NYC solely dedicated to the art of fashion. Under the direction of Dr. Valerie Steele (chief curator) and the support of the Couture Council, FIT continually brings us creative and informative exhibits that are impeccably displayed and well thought out. Their newest show entitled "Seduction" opened yesterday and will be on display through June 16, 2009.
For her debut at The Museum, curator Colleen Hill (the museums youngest at age 25) takes us on a sensual journey through time covering the past 250 years. I was anxious to ask Ms. Hill what criteria she used to make her selections as I couldn't imagine the difficulty in narrowing down 250 years into only 70 garments. But, unfortunately she was unable to attend her own premiere. Thankfully, Valerie (Steele) was kind enough to walk me through the exhibition and share with me Colleen's perspective on the concept she presented to Valerie about a year ago. The process began that long ago and Ms. Hill started her research and the laborious task of reviewing the 50,000 garments in The Museum's permanent collection!
Left: Irene Cocktail Suit Black velvet, pale pink silk Circa 1950, USA Right: Cristobal Balenciaga Cocktail dress Black lace, black silk, fuchsia silk Circa 1958, France
Seduction is subjective. In other words, beauty is in the eye of the beholder and what one person considers seductive may not evoke the same reaction in someone else. This is particularly applicable to fashion. While Colleen chose a fair amount of feminine styles (apparently very much a reflection of her personal taste), that's not to say something more racy or even raunchy couldn't be considered seductive as well. In keeping with the theme, one could understand Colleen's desire to include lingerie. Of course, Valerie supported the idea and said, "I also encouraged lots of shoes!"
Left: Evening slippers Pale blue silk satin, ivory silk, ivory lace Circa 1850, France Right: Evening dress Cream silk taffeta, satin tulle, cording and tassles, black silk ribbon Circa 1865, Scotland
History depicts so distinctly through fashion what was considered seductive during a given period. For example, in modern times we may not consider demurely attired, covered-up bodies to be sexy or risqué but, as Ms. Hill refers to the nineteenth century in her narrative; "The flirtatious swing of a crinoline provided a brief but pleasing glimpse of the ankle and lower calf." Clearly, seduction is very much linked to the forbidden. I'm reminded of the film "Memoirs of a Geisha" in which the Geisha was told how enticing it was for a man to see a sliver of the inside of her wrist, (should she allow it to be revealed), while pouring tea.
Left: Vivienne Westwood Evening dress Silver leather, silver metallic silk, white chiffon 1988, England Right: Jean Paul Gaultier "Corset" Dress Peach cotton/nylon blend, peach satin Circa 1987, France
Thankfully, we are no longer wearing crinolines or bustles (at least most of us) to enhance our shape but the corset, on the other hand, is timeless and has been utilized, modified and refined since its invention. The corset flattered and whittled the waist into the painfully exaggerated hourglass figure popular in the Victorian Era. McQueen, Westwood and Gaultier are a few current designers who continually draw inspiration from the corset. Fortunately, these styles don't cause fainting.
Czech designer Sárka Sisková with her dress at right
I love Coleen's simplistic, to-the-point statement in her narrative; "The proximity of clothing to the body is inherently sensual." Body conscious apparel doesn't necessarily need to be tight fitting to be sexy. This concept is perfectly depicted through Czech designer Sárka Sisková's 2008 evening dress in pink silk chiffon. Apart from the bust, the fabric is draped so that it falls away from the body in soft voluminous folds creating a provocative package. I asked Ms. Sisková (who showed for the first time in NYC this past May at The Museum of Arts & Design), how she got involved with FIT. She responded, "The Museum at FIT is the most fashionable museum in the world!" She contacted Director and Chief Curator, Valerie Steele to ask if she would take a look at her collection and Valerie agreed. Apparently, the meeting resulted in Ms. Sisková's donation to this exhibition.
Manolo Blahnik Mules White silk brocade, burgundy ostrich feathers 1998, England
Other designers on display (not pictured)include: Azzedine Alaia, Balenciaga (Nicolas Ghesquiere), Calvin Klein (Francisco Costa), Pierre Cardin, Jean Desses, Dolce & Gabbana, Jacques Fath, Galliano (for Dior), Rudi Gernreich, Gucci (Tom Ford), Lanvin (Alber Elbaz), Rick Owens, Jane Regny, Rochas and Arnold Scaasi. There is even a Playboy Bunny costume (ears and all) as well as a few menswear pieces featured (including an ensemble by Ennio Capasa for Costume National Homme). The garments, shoes and accessories are accompanied by photos (one of which is a gift of the Estate of John Rawlings), vintage drawings (such as the black and white Harpers Bazaar sketches from the late 1800's) and patterned fabric wall hangings. Ms. Hill did a fantastic job on her first show and I look forward to more.
-Stacy Lomman (article & photos)
Thursday, December 11, 2008
1 comment:
Wonderful! I must pass by NY soon and visit this museum, I was so sad to hear when their blog.mode site was shutting down after it's run.ReplyDelete
Out of curiosity, is this mainly a European and North American collection? I believe other deserving continents like Asia and Africa should be included in the exhibition.
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Rock & Dirt's Weekly Recap-
News in the Construction Equipment Industry Need a quick update on what happened last week in the construction industry? Every week we will provide a brief overview of some of the top stories for your consumption. Starting in 1982, ICON was created to provide equipment solutions for underground construction – making "the process safer, […]Read more


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For those who missed it, last week I offered to donate $500 to First Book if my novel, ORIGIN, cracked the Top 100 on Kindle. It did, and I gave them the money.
This inspired some other authors to do the same. I urge you to support those authors, and First Book.
I've just lowered the price on my horror novel, TRAPPED, to 99 cents, and here's my new offer:
If TRAPPED breaks the Top 100, I'll give $500 to First Book. If TRAPPED breaks the Top 20, I'll donate another $500, for $1000 total.
So spread the word, and make me give away my hard-earned money to this worthy cause.
I recently contacted First Book and asked them a few questions about their organization, so my blog readers can better understand what they do.
Joe: What's the goal of First Book?
FB: First Book's mission is to provide access to new books to children in need. We reach programs that serve kids from low-income neighborhoods, no matter what sort of program they might be: schools, classrooms, libraries, tutoring programs, shelters, food banks or church groups.
Joe: How did First Book get started?
FB: First Book was started in Washington DC by Kyle Zimmer (who is still the president of the organization) and some others in 1992, using donations from publishers and local volunteers. We have expanded the scope of our operations since then, and developed new channels that help us get books to the programs we serve more efficiently and at greater volume.
Joe: How many books have you given away so far?
FB: 80 million and counting, across the United States and Canada. It's a number we're really proud of, but we're also well aware of the size of the problem, and that we've barely made a dent. There's still a lot more work to be done.
Joe: Do you have any stories about giving books to children that particularly stand out?
FB: I think everyone involved with First Book, from staff to volunteers, has their own favorites, but what is most striking is that we hear a very similar story, over and over, from the teachers and program leaders who get the books, and the volunteers who help distribute them. The kids getting these books usually don't have books of their own at home, and when they're told that this book in their hands is THEIRS, to keep, they have trouble believing it at first. And, once they get it, you can literally see the excitement on their faces.
Joe: Where do you get the books you give away?
FB: We provide books in a variety of ways – some we give away, others we sell at steep discounts to eligible recipients – depending on the program in question and their resources. But all the books come from publishers. First Book would not exist without the generosity of the publishing industry and their commitment to helping us get books to these kids.
Joe: How can we help?
FB: Great question! We're always in need of donations, of course - $20 will help us send 10 books to kids in need. And we love to see fundraising initiatives like the one you inspired.
Another way to make a difference is to help us get more programs registered. Any school or program that serves kids from low-income neighborhoods is eligible to receive books from First Book. But if they don't know about us, we can't help. So anything you can do to get the word out, from helping Title I schools and classrooms register to sharing the word about First Book through your blogs or social media networks. The more people know who we are, the more programs we can reach, and the more books we'll be able to get out to kids that need them.
Joe: If people want to donate, is it tax-deductible?
FB: First Book is a 501(c)(3) nonprofit organization. All donations to First Book are tax-deductible.
Joe: As a writer, literacy is fostering a love of reading isn't just important to me, it's essential to my industry. Reading is one of the oldest, and most enjoyable, forms of recreation, and if we as writers want to continue to sell books, we need to make sure future generations appreciate them as much as we do.
Here's the book description for TRAPPED:
It was supposed to be a harmless camping trip. Six wayward teenagers who'd run into trouble with the law, and their court-appointed guardians, Sara and Martin Randhurst. Three nights on a small, deserted island off of Michigan's upper peninsula. A time to bond, to learn, to heal.
Then Martin told a campfire story about the island's history. Of the old civil war prison hidden in there, and the starving confederate soldiers who resorted to cannibalism to stay alive. Everyone thought it was funny. They even laughed when Martin pretended to be dragged off into the woods.
But Martin didn't come back. And neither did Sara when she went in search of him.
Then the laughter stopped.
The group soon began to realize that this deserted island wasn't so deserted after all. And perhaps Martin's ridiculous story had more truth to it than anyone thought.
What's the most horrifying thing you can imagine?
This is a hundred times worse...
TRAPPED by Jack Kilborn
It starts where other horror ends
A Word of Warning:
This is the long-awaited follow-up to AFRAID, one of the most horrifying books ever written.
Originally scheduled to be released in paperback in 2010, the publisher read the first version of the manuscript and refused to release it. The author made extensive changes, rewriting much of the story. The publisher still refused.
This is a disturbing, terrifying book. You may think you're brave enough to handle it. But you're probably not...
Contains bonus excerpts from ENDURANCE by Jack Kilborn, and AFRAID by Jack Kilborn, as well as DESERT PLACES by Blake Crouch.
But that's not all...
Taking advantage of ebook format and technology, the author is also proud to offer as a bonus; the entire original first draft of TRAPPED.
This ebook package contains two versions of the same book, dramatically different in parts. See what was cut. See what was changed. Read new characters, new scenes, and a different ending. Decide for yourself which version you prefer.
This is the very first time an ebook has been made available in two different versions, for one low price.
This is specially formatted for Kindle, with an active table of contents. With both versions, this ebook is over 180,000 words.
Tuesday, April 05, 2011
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by Mark Jagord, sports information assistant
SAVANNAH, Ga. – The No. 16 Georgia College golf team began its 17th-consecutive Regionals in a three-way tie for 12th after day one of the three-day 2014 NCAA South/Southeast Regionals at Savannah Quarters Country Club on the 7,016-yard par-72 course. The Bobcats have a 12-over-par 300 team score with No. 13 University of North Alabama and No. 20 Florida Southern College.
Sophomore David Sullivan (Woodstock, Ga.) had the best score for Georgia College. Sullivan shot a two-over par 74 with a two-over 38 on the front nine and an even-par 36 on the back nine. Sullivan had three birdies on the second, 13th and 17th holes and had the best back-nine team-score at an even 36.
Both senior Victor Monte (Chantilly, Va.) and freshman Conner Albright (Macon, Ga.) finished with a three-over par 75 score, while freshman Nicolas Falkinhoff (Buenos Aires, Argentina) rounded out the scoring with a four-over-par76 for the Bobcats. Senior Bryan Fox (Roswell, Ga.) did not figure in the team's score, but finished with a nine-over 81.
Three of the five Bobcat golfers shot a four-over 40 on the back nine and three Bobcat golfers also were even or under on the front nine.
Not only did Monte and Albright have the same overall scores at 75, but both shot a team-best one-under-par 35 on the front nine and a four-over 40 on the back nine. The only difference between the two was that Monte sank five birdies as opposed to Albright's four. Monte birdied the first, fifth, eighth, 11th and 16th holes, while Albright had birdies on holes two, five, seven and 15.
Falkinhoff joined Monte and Albright with a four-over 40 on the back nine, but was even on the first nine holes at 36 for a 76 total. The freshman had three birdies on the fifth, ninth and 10th holes. Falkinhoff, Monte and Albright all birded the fifth hole.
Fox shot a four-over 40 on the first nine and a five-over 41 on the back nine with one birdie (11th hole) and one eagle (17th hole).
No. 3 USC Aiken leads the pack after day one with an even-par 288. Seven of the 11 teams in front of the Bobcats are nationally-ranked higher than No. 16 Georgia College. Other over-par teams in front of the Bobcats include: No. 11 Nova Southeastern University (plus-two), No. 17 Florida Institute of Technology (plus-three), No. 6 Armstrong Atlantic State University (plus-five), No. 1 Barry University (plus-five), No. 9 University of West Florida (plus-seven), No. 6 Lynn University (plus-eight), Clayton State University (plus-nine), Erskine College (plus-10), Rollins College (plus-10) and No. 14 Flagler College (plus-11), respectively.
The Bobcats are set to tee off at 12:50 p.m. Tuesday for day two.
The Georgia College Department of Athletics, two-time winners of the PBC Commissioner's Cup, sponsors 11 varsity athletic programs at the NCAA Division II level. As a Division II program, Bobcat Athletics prides itself on balancing the life of the student-athlete, evidenced by the teams' multiple appearances in post-season competition as well as documented academic success and community-service involvement. Sign up at @GCBobcats on Twitter and Facebook for up-to-the-minute reports, and visit GCBobcats.PhotoReflect.com to purchase photo prints from home athletic contests.


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CARE home residents in Oxford enjoyed a tea party with a twist to celebrate being shortlisted for a healthcare award.
The Sanctuary Care home in Iffley, which opened in January last year, has been shortlisted as a finalist in the Pinders Healthcare Design Awards.
The judging panel visited and presented the care home's team with a cheque for £500, which they then donated to the Alzheimer's Society.
Along with their tea and cake, Mary Glaspole from Mad Hatter's Teas and Tours came and performed as the Mad Hatter from Alice in Wonderland.
The 31-year-old performer said: "I dressed up in costume and told residents a little bit about the history of Alice and her Wonderland and her connection with Oxford.
"They all had lovely hats in the theme of Alice, and we played games like pin the grin on the Cheshire Cat."
One of the residents, 82-year-old Brian Fox, said: "We had a most interesting afternoon, I thoroughly enjoyed the party."


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Hammer Time For Mail-Order Gold Dealers
(NEW YORK) -- As the price of gold has continued to rise, local and federal officials have been pushing forward with efforts to protect consumers from what they are calling predatory practices by some precious metals dealers.
The House of Representatives Wednesday passed legislation aimed at preventing companies that pay cash for gold jewelry from ripping off customers. At the same time, the Santa Monica, California City Attorney announced a court had placed Superior Gold in receivership after the city sued the company, which sells gold coins and bullion, largely through advertising on conservative talk radio and TV programs.
The so-called GOLD Act is an attempt to tackle what Rep. Anthony Weiner called "deceptive marketing, misleading return policies and low-ball payments."
The New York Democrat has specifically focused attention on the company Cash4Gold, which became well known after airing a commercial starring pitchmen Ed McMahon and MC Hammer during the 2009 Super Bowl. The company's ads promised consumers they could make a quick buck by selling their unwanted jewelry. "Cash4Gold has used these bad economic times as a golden opportunity to fleece hard-working people in need of an extra dollar," Weiner said. "The passage of this bill is an important step towards giving consumers who want to sell their gold the protections they need."
The legislation, which passed the House by a vote of 324-81 but has not yet been taken up by the Senate, would impose fines on companies that melt down a consumer's gold before an offer is accepted and would mandate that companies make certain returned jewelry is insured with the mail delivery company at the same monetary value as the consumer originally insured it.
Chuck Bell, programs director of Consumers Union, credited the legislation for presenting "much fairer rules of the road for online cash-for-metals transactions."
Cash4Gold spokesman Evan Nierman said that consumer purchases of jewelry and precious metals are normally regulated by the individual states, and the proposed law would mark a break with precedent. "This new national bill appears to override the authority of the states, create additional federal regulation of the private sector and serve as the first federal law to explicitly regulate consumer return policies which also are typically handled at the state and local level," said Nierman.
Nierman said Cash4Gold had "worked side-by-side" with law enforcement and regulators in many states. He said Cash4Gold had also worked closely with Florida officials to craft legislation regulating gold-buying by mail, and that the Florida bill should be a model for a national bill.
"Nearly one million customers," said Nierman, "have found Cash4Gold to be a great option for anyone seeking a fast, secure, simple, convenient and discreet transaction."
In California, the announcement that Superior Gold was coming under a court-ordered receivership came several months after Santa Monica officials first disclosed an investigation into that company, as well as Goldline, another popular precious metals dealer.
In its lawsuit against Superior, Santa Monica officials have alleged the company took payments from customers but failed to provide the coins they had promised. The complaint also alleged that Superior induced customers, through false and misleading statements, to buy more expensive collectable or foreign coins instead of the basic gold bullion that customers typically want, and charged prices purported to be far higher than fair market value for the coins while concealing markups through false and deceptive pricing practices.
California Superior Court Judge Gerald Rosenberg signed a temporary restraining order this week prohibiting the company and its president, Bruce Sands, from "taking customer payments, advertising, or conducting any other business under a name other than Superior Gold Group." And it freezes assets the court says belong to the company and to Sands, including a Malibu home and a 2003 Lamborghini coupe.
Copyright 2010 ABC News Radio


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Bedtime Routines
Wash. Rinse. Repeat. It is the same thing just about every night at our house. Oh sure, every now and then we have company or we're out of town (or something like that), but for the most part, the boys' bedtime routine stays the same.
We realized early on how much our older child thrived on routine. He was constantly asking us what we would do next, what our agenda was for the day, what we had planned for the week. He has worn a watch from a very early age, constantly checking times and schedules. He was (and still is) up at the same time every day, no matter what the day, week or month.
Our younger son is definitely a "freer spirit". He is happy to get up at 6:15 or sleep in until 9. He goes with the flow, excited with each new adventure and surprise and ready for whatever comes around the corner. But, even with his less rigid personality, he thrives on routine. Most children do.
Our bedtime routine starts pretty much every evening about an hour before "lights out" time. Sometimes our schedule makes this impossible, but we try to adhere to the same schedule every night. We begin with a bath or shower for the boys, then they climb into their pajamas and brush their teeth.
Most of the remaining time we spend either playing a quiet game or reading a story. The television isn't on, and it is time to quiet down as a family and spend some time together. About fifteen minutes before the lights are turned off, the boys climb into bed and say their prayers. We spend our last few minutes singing songs and engaging in a few "mommy and daddy kisses". Bellies are covered with raspberry smooches and tickle spots are discovered. Then, with a final hug and kiss, the lights are turned out and a soft, quiet peace fills the house.
Now, I'm definitely not going to say that the boys NEVER get out of bed (because sometimes they do) and they don't bicker or cut up after the lights are out. They are boys. They are brothers. And they aren't always perfect. But, I do feel strongly that keeping a routine at bedtime makes it, well, ROUTINE. There are no questions asked about what happens next or why bedtime is here already. Because it is the same thing, night after night, the boys KNOW this is the way it is.
So, what works for you and your family? Please leave a comment on your bedtime routines (or non-routines) and let us know!


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European Commission
Brussels, 29 January 2014
Structural measures to improve the resilience of EU credit institutions – frequently asked questions
See also IP/14/85 and MEMO/14/64
What is the proposal about?
The proposed Regulation on structural measures to improve the resilience of EU credit institutions aims at further strengthening the stability and resilience of the EU banking system. The proposal completes the financial regulatory reforms undertaken over the last few years by setting out rules on structural changes for "too-big-to-fail banks" (TBTF). A bank is considered TBTF when the consequences of its failure are believed to be detrimental for the financial system as a whole. In order to prevent this risk from materialising, the proposal would impose a ban on speculative activities (proprietary trading, i.e. trading using own money as opposed to on behalf of customers) and caters for the potential separation of other risky trading activities carried out by these banks. The proposal builds on the recommendations made by the High Level Expert Group chaired by the Governor of the Bank of Finland, Mr Erkki Liikanen ("Liikanen Group" - see IP/12/1048 and background section of this MEMO).
Why do we need structural reform?
In the last five years the EU has undertaken a large number of reforms to establish a safer, sounder, more transparent and responsible financial system serving the economy and society as a whole.
However, the size and complexity of a number of banks remain an issue of concern. The balance sheet of some of these banks is larger than the GDP of their home countries. These banks still remain too-big-to-fail, too-big-to-save and too-complex-to-resolve. These considerations make TBTF banks "special" as they enjoy a privilege that other banks do not. They benefit from the presumption that the state will step in to bail them out with taxpayers' money rather than letting them fail. Such implicit public support has a direct impact on the bank's funding costs, thus creating a market distortion vis-à-vis other, smaller banks. This implicit support leads to moral hazard, excessive risk-taking and weaker market discipline.
In a region where the banking sector as a whole is so significant, both in absolute (€45 trillion) and relative terms (nearly 350% of EU GDP), addressing these concerns is paramount and urgent.
Why is action needed at EU level now?
Several EU Member States (Belgium, France, Germany and the United Kingdom) as well as other countries, including the United States, have already enacted, or are in the process of enacting, structural reforms for their respective banking sectors to address concerns related to the largest and most complex financial institutions. As national reforms proliferate, without necessarily being coordinated, an EU-wide initiative is needed to preserve the smooth functioning of the single market. Specifically, an EU-wide initiative is needed to preserve the provision of banking services and capital movements across borders, the completion of a single rulebook applicable throughout the EU, and the effectiveness of the Banking Union.
What are the expected benefits?
Significant tangible and non-tangible benefits are expected from this reform, however difficult their quantification might be. These include but are not limited to: reduced risk of bank failure, thus a more resilient banking system, the facilitation of bank resolution and recovery which in times of stress will translate into lower costs of possible bank failures, easier monitoring and supervision of banks, reduced moral hazard and conflict of interest, improved capital and resource allocation for the benefit of the real economy and enhanced competition among market participants.
The separation of trading activities from a deposit-taking entity within a banking group would considerably facilitate bank resolution. Better structured groups make it easier to isolate the problem than when the group structure is opaque. It would not be necessary for governments to intervene to save expensive speculative activities with questionable benefits for financing the real economy. Structural reform will make the public safety net more limited in scope and therefore more credible and effective in preventing bank runs. Overall, the proposed structural reform measures will bring significant net social benefits, as demonstrated in the accompanying impact assessment.
What are the expected costs for banks?
The proposal would reduce the implicit subsidies that the EU TBTF banks enjoy today for some of their risky trading activities. The proposed measures may lead to higher funding costs for these trading activities within the banks concerned. There may also be operational costs related to the separation of some trading activities in a specific legal entity. However, banks would have time to deal with this transfer of existing trading activities as the proposal would be phased in over time.
This reform would focus on EU TBTF banks. It would not affect the vast majority of EU banks providing traditional financing activities to retail customers, SMEs or larger companies. Overall, the public benefits expected from this reform far outweigh the private costs by increasing the financial stability and resilience of the EU banking and financial system as a whole (see the impact assessment).
What impact would the proposal have on competition?
Competition distortions in favour of the too-big-to fail banking groups would be reduced. The reduction of implicit public subsidies would contribute to enhancing the level-playing field in the banking sector because the gap in the funding costs between the TBTF and smaller banks would narrow.
In addition a number of key provisions in the proposal (i.e. proprietary trading ban) would apply to all entities of a banking group subject to this proposed regulation. It means that the TBTF banking groups would not be able to circumvent the new requirements by shifting activities within the group.
Medium-sized competitors or new entrants that are not subject to mandatory separation may gain market share in some trading activities as the TBTF will face corresponding restrictions imposed by the proposed Regulation. However, should the activities of such medium-sized banks become too important and risky, they would in turn be submitted to a supervisory assessment and possibly to the measures of the proposed Regulation, as would be the case for the TBTF banks.
What is the scope of the proposal?
The proposal focuses on TBTF banks, in particular those with significant trading activities, whose failure could have a detrimental impact on the rest of the financial system and the whole economy. These are European banks deemed to be of global systemic importance or those exceeding certain thresholds (€30 billion in total assets, and trading activities either exceeding €70 billion or 10 per cent of the bank's total assets).
Imposing structural measures across the board would have disproportionate and unnecessary costs for smaller banks. Out of the 8,000 banks operating in the EU, only a handful (probably around 30) would be affected by the proposal, representing however over 65 percent of the total banking assets in the EU. This approach is consistent with the recommendations made by the "Liikanen Group".
Are we targeting European banks only?
This proposal aims first and foremost at enhancing the resilience of the European banking sector, thus it would apply to EU banks and their Union parents, including their subsidiaries and branches wherever they are located. However, foreign branches operating in the EU would also be covered.
Such a broad territorial scope is justified to ensure a level playing field and avoid circumvention by transferring potentially affected businesses outside the EU. The proposal provides, however, for a third country equivalence regime to mitigate possible costly overlaps and redundant obligations for internationally active banks. Subject to certain conditions supervisors would also have the power to exempt from the separation requirements, foreign subsidiaries of groups with geographically decentralised structures that are based on a network of legally, operationally and economic independent entities that can more easily be resolved.
Does this mean the end of the universal banking model for large EU banks?
Universal banks are an important feature of the European banking landscape. Many large banks offer a wide range of products and services such as deposit-taking, consumer and corporate lending, asset management, investment in securities markets, insurance underwriting, etc. This model of universal banking has proven its advantages in Europe.
The proposal is not calling for a break-up of European universal banking groups. Universal banks would continue to serve clients with a broad set of services and financial products. The reform measures proposed would simplify the way the TBTF banks operate and would facilitate their resolvability. Trading activities, undertaken on own account through dedicated business structures (proprietary trading activities), would have to be divested but today, these represent only a marginal portion of the European universal banking groups' activities. This makes a ban on such activities less costly at this point in time, while bringing considerable benefits for the society as a whole.
The Commission is mindful of the important diversity of the EU banking landscape which is not called into question in any way by this proposal.
What are the main elements of the proposal?
Proprietary trading ban
The proposed Regulation would prohibit a bank, and any entity belonging to its group, from engaging, through dedicated desks and personnel using the bank's own funds or borrowed capital, in proprietary trading in financial instruments, trading of physical commodities and investing in hedge funds (with few explicitly spelled-out exceptions). These are generally highly risky speculative activities, alien to the traditional role of banks as intermediaries between borrowers and capital suppliers. Proprietary trading today represents only a limited part of banks' activities/revenues but it was significant prior to the crisis. This proposal would prevent a reversal of this process in the future, when market conditions improve.
Potential separation of certain trading activities
Banks engage in a number of other trading and investment banking activities including market making, investment and sponsorship of complex securitised products and over-the-counter derivatives trading. These activities might however expose credit institutions to excessive risks if they represent a significant part of the bank's business. In such cases, where large risky trading activities trigger a number of risk alerts (because of their size, complexity, opaqueness etc.), a separation of these activities from group entities that take eligible deposits might be warranted. Where the trading activities of banks and the related risks are found to exceed certain thresholds, the supervisor would have to require the bank in question to separate these activities from the deposit-taking entity, unless the bank demonstrates to the satisfaction of the supervisors that these activities do not compromise the objectives set out by the proposed Regulation. The proposed Regulation also grants the supervisor powers to require separation of certain trading activities when it deems that the activity in question threatens the financial stability of the bank in question or of the EU.
- Scope of activities subject to separation
The proposal provides for a broad interpretation of what constitutes trading activities, potentially subject to separation from deposit taking entities. Other than traditional banking operations such as deposit-taking, lending, money broking and payment services, trading in EU sovereign debt instruments are excluded from the scope of activities subject to separation. The Commission may extend the scope of this exemption to other sovereign debt instruments if they conform to certain conditions.
- Duty to review activities
When looking into the trading activities of a bank, particular attention is required from supervisors on businesses related to market making, complex securitisation and risky derivatives trading. These activities would have to be assessed against a number of risk parameters (size, leverage, complexity, profitability, market and counterparty risk, interconnectedness) that would ultimately determine the supervisor's decision whether or not to instruct the bank to separate.
- Cooperation between the supervisory and resolution authorities
There is an obligation for the supervisory authorities to cooperate with the respective resolution authorities, in particular to ensure compatibility between separation measures imposed under this draft Regulation and those imposed according to Article 13 of the Bank Recovery and Resolution Directive (MEMO/13/1140).
- Rules on separation of trading activities
A supervisor's decision to separate certain trading activities implies a number of business restrictions both for the deposit-taking and the trading entities. The former would be barred from carrying out the business operation subject to the separation decision. The latter would not be able to take up eligible deposits and carry out related payments.
In addition, both entities would need to be part of distinct separate sub-groups within the company. A number of strict rules would be imposed on both so as to make sure that the separation is real and effective and the entities in question remain legally, economically and operationally separate. These rules would include cross directorship and cross ownership restrictions (with limited exceptions for some banks having specific corporate structures), separate funding arrangements for both entities, contracts and transactions among these must be on terms similar to those with third parties, an obligation to have a distinct name easily identifiable for the public, and stricter large exposure limits.
- Separation plan
The proposal provides for an obligation for relevant banks to submit a "separation plan". This plan would have to be approved by the supervisor, with the latter having the possibility to require changes to the plan as appropriate, or setting out its own plan for separation in case of inaction by the relevant bank. The plan must be detailed and take into account any pre-existing resolvability assessment of the bank.
- Prohibited activities for the trading entity
Trading entities that have been subject to a separation obligation may neither take deposits eligible for protection under deposit guarantee schemes nor provide associated retail payment services. These activities are considered "core" to the banking business and a disruption of these services may be particularly disturbing for the functioning of the financial system and economy as a whole, thus the need for special protection.
- Derogation
A derogation may be granted from separation of trading activities to individual banks that are already subject to equivalent measures in another Member State. To ensure that the impact of the national legislation does not jeopardise the aim or good functioning of the single market, the goals of the national legislation must be the same as those set out in this draft Regulation.
Most banks likely to fall within the scope of the proposed Regulation operate in several countries via branches and subsidiaries and are supervised by several different supervisors. In order to ensure an effective and efficient group-level application of structural reform, the final say over structural separation decisions would be given to the lead supervisor with responsibility over the consolidated group. The consolidating supervisor would however need to consult the other supervisors when one of the entities affected is deemed "significant".
Relationships with third countries
The proposal provides the possibility for the Commission to adopt delegated acts to recognise third countries' structural reforms as being equivalent when they meet certain conditions. This recognition, when materialised, would make it possible for third country banks operating in the EU or EU banks operating overseas to be exempted from the obligations of this Regulation.
What is the role of the European Banking Authority?
This proposal takes due account of the rapidly evolving financial markets and financial innovation as well the evolution of the EU regulatory and supervisory frameworks. In order to ensure the effective and consistent supervision and the development of the single rule book in banking, this proposal envisages an important role for the European Banking Authority (EBA). The EBA would be consulted by competent authorities when taking certain decisions as set out in this proposal and would be required to assess the potential impact of such decisions on the financial stability of the EU and the functioning of the internal market. In addition, the EBA would be required to prepare draft regulatory and implementing technical standards, and submit reports to the Commission.
Are we in line with what other jurisdictions are doing?
In the EU, a number of Member States (Belgium, France, Germany and the United Kingdom) have engaged in bank structural reform efforts and others (the Netherlands and Denmark) are considering such reforms.
At international level, the Federal Agencies in the United States have recently issued the final so-called "Volcker" rule prohibiting proprietary trading by banks.
In addition, even if structural reforms have not so far been an explicit part of the international reform agenda agreed by the G20, many international bodies such as the Financial Stability Board, the Bank for International Settlements (BIS) or the Organisation for Economic Cooperation and Development (OECD) have all highlighted the significance of such reforms and have called for a broad and global debate on bank business models.
How similar/different is this EU approach from existing reforms implemented by some Member States?
When designing the measures envisaged by the proposed Regulation, the Commission has considered all existing discussions/initiatives on banking structural reform at the Member States level.
All these reforms share the common objective of addressing the remaining risks associated with the TBTF banks by ensuring that all of them can be resolvable and no longer require taxpayer bailouts. Most of these initiatives also intend to ban or set aside risky trading activities that are of limited added-value for the real economy.
The proposed Regulation has taken these elements into account and goes further where it considers necessary, for example as regards the separation of proprietary trading from a specific legal entity, the proposal envisages to prohibit these activities within the TBTF banking groups.
How similar/different is this approach from the U.S. Volcker rule?
The Commission proposal and the U.S. Volcker rule share the same objectives: to protect core deposit-taking and lending from 'casino activities'. There are a number of other similarities, the most important one being the prohibition on banks engaging in trading activities with their own funds for speculative purposes.
The U.S. bank structural reform measures are, however, not identical to the measures proposed by the Commission. The final provisions of the Volcker rule issued by the U.S. Federal agencies on 10 December 2013 affect not only TBTF banks but also smaller banks. They also provide for a broader definition of what constitutes proprietary trading, subject to certain exemptions.
In contrast, the Commission's proposal provides for a number of measures related to the potential separation of other trading activities from the deposit-taking entity. Such provisions are not included in the U.S. rule, although other provisions in the U.S financial regulatory framework may have a similar impact.
The Commission's proposal also provides for the possibility to recognise third country regimes that meet certain criteria and pursue objectives similar to the EU reform.
When would the Regulation start to apply?
In order to allow banks to adapt their structures in a smooth, non-disruptive and timely fashion, the proposal foresees an appropriate transition period before some of the most significant provisions would take effect.
The proprietary trading ban would apply as of 1 January 2017 and the effective separation of other trading activities would apply as of 1 July 2018.
Liikanen Group: The High-level Expert Group on reforming the structure of the EU banking sector, chaired by Erkki Liikanen, delivered its report in October 2012 (see IP/12/1048). It notably recommended the mandatory separation of certain high-risk trading activities (proprietary trading, market-making, and loans and unsecured exposures to hedge funds, SIVs and private equity investments) into a separately capitalised and ring-fenced legal entity.
The Liikanen report recommendations were:
Following the publication of the report, the Commission carried out a public consultation on the recommendations of the report. The responses have been taken into account in the follow-up work.
Public Consultation
Two public consultations and a stakeholders' meeting on all problems and solutions identified have been conducted:
Annex: Facts and Figures
Side Bar


text:
Tucked into the corner of an administrative building, awash with the hush-hush of important work, an earth-toned room was occupied by furniture, books and knickknacks.
And there it lay — smack-dab in the center.
A curvy black case, held together by a medley of criss-crossing, bedraggled red and silver tape, sat on the carpet. An Eiffel Tower sticker bespoke time in France.
As Joe Lewis opened it with a click, his eyes twinkled at the sight of the guitar sheathed within. Propping up his foot on a nearby chair, the suit-and-tie-clad dean of UC Irvine's Claire Trevor School of the Arts began playing a tune. His furrowed brow was replaced by a look of peace and an occasional burst of laughter as his fingers flew over the scratched and faded Martin O-16 New Yorker.
"If only this case could talk," said Lewis, reflecting on how it has morphed from hard to soft over the past 47 years.
If, indeed, the guitar's chords were the vocal kind, they'd tell stories about being inside recording studios with Lewis and John Chiodini, a composer and guitarist who has played with Paul McCartney, Kenny Rogers, Barbra Streisand, Ella Fitzgerald, Ray Charles and other stalwarts of the music world. On Oct. 1, the duo released "Three Black Bungalows," an eight-song vinyl and 10-song CD with a blues flavor, garnished with folk and classical sounds.
Today, Lewis and Chiodini are close friends, but 15 years ago, they were strangers.
A deal over dinner
One afternoon, Lewis, then chairman of Cal State Northridge's art department, was seated in his office when art student Lauri Chiodini entered and saw his guitar.
"You play guitar?" she asked, with barely contained excitement. "My dad plays guitar. The two of you should get together and jam sometime."
Lewis nodded noncommittally and returned to the task at hand. The next day, Lauri returned with an invitation for dinner and her home address. A familiar face at her father's gigs, she was excited to connect the two and enable them to share the joys of music — something she'd always been surrounded by.
"Oh, did I mention, she never heard me play?" Lewis said, shaking with laughter.
True to his word, though, he arrived at the Chiodini household at 5:30 p.m. on the Thursday that followed. Upon being ushered in, Lewis noticed gold and platinum albums, cassette tapes and CDs peppering the walls. Although Lauri's parents, John and Ginger, served a delectable Italian dinner, Lewis had a tough time swallowing the food. All thoughts of dessert vanished when he learned that the senior Chiodini had been a guitarist for Natalie Cole's big band.
After the meal, Chiodini played some music before asking Lewis to do the same. Though unable to recall which two songs he selected, Lewis knew without a doubt that Chiodini followed along with ease.
"Afterwards, we both just sat there for a few minutes, and then John said, 'You should record that stuff,'" Lewis recounted. "Two weeks later, we were in E3 Studios, recording."
That was in late 1998. After three years, the project was interrupted when Lewis, originally from New York City, moved back East.
Returning to Orange County in 2010, he picked up with Chiodini where they'd left off.
"Joe's an original," said Chiodini, who contributed mandolin, bass, guitar and arrangements to "Three Black Bungalows." "There's only so many chords and so many notes, and what counts is the way someone decides to use that to express themself. That's what was so unique about him."
A traveling musician
Lewis was a tot when his father, a vocalist with Harry Belafonte and the Belafonte Folk Singers, exposed him to music. At 5, he began playing the guitar and starring onstage in shows like "Porgy and Bess" and "A Christmas Carol."
The Lewises, both named Joe, also spent more than a decade performing in various iterations of groups — Lewis and Lewis, Lewis Eastman and Lewis, and Sleepy Joe Lewis — at concerts, union rallies and anti-Vietnam War demonstrations.
After graduating from Hamilton College, Lewis traveled overseas on a Watson Fellowship. Toting a Samsonite suitcase and guitar, he played at beaches and galleries and on the streets with samba bands in Rio de Janeiro and Paris and with other musicians in Austria and the Philippines.
As an artist who works across multiple disciplines, Lewis sees music as "cathartic" — something to lean on "during the lean years."
"It also brings different kinds of people together," he remarked. "I didn't speak the language when I was in Brazil, but I'd pull out my guitar and immediately make friends. We could talk to each other; we could communicate.
"Wherever I was in the world, even when the music was very different from what I was playing, there was this bond that was created, and it's still created to this day."
Many of the numbers on "Three Black Bungalows" — the earliest was created in 1968 and the most recent in 2002 — were written while on the road, while others were inspired by daily life. It's not Top 40-esque music, Lewis said.
Conjuring the Delta
The project includes songs that were penned long before Malala Yousafzai, a young Pakistani education activist, was shot by the Taliban or racial profiling accusations were lobbed at Barneys New York. But they get to the heart of exactly those types of issues.
For instance, "Open Mind" — a political critique that's neither left- nor right-wing — touches on the courage required to be a free thinker and how, in many places, people gamble with their lives to speak out against the norm. "Frankie and Johnny Got Busted" speaks about minorities who, while driving an expensive car, get pulled over simply by virtue of their identity.
"They are thought-provoking, provocative lyrics that are issue-based and come out from the folk music protest tradition," said Lewis, adding that his work showcases influences of Pete Seeger and Woody Guthrie as well as Big Bill Broonzy, Sun House and Muddy Waters. "The songs are hung on that Delta, Mississippi and semi-urban blues form."
Lewis, who sang vocals and played percussion and guitar, is accompanied in some places by Jimmie Wood on the harmonica, UC Irvine music professor Nicole Mitchell on the flute, Ed Vodicka on the accordion and Alexis Kelly on background vocals.
"First of all, 'Three Black Bungalows' reminds us to have fun and enjoy life," Mitchell said. "The music tells stories and takes you on a ride that's fresh and yet historic. It brings you back to the old tradition of old Southern front-porch guitar blues, and yet it speaks to modern-day challenges with an honesty that I think everyone can appreciate."
Mitchell completed her bit, which was improvised for an alto flute, in a single afternoon. The 46-year-old Long Beach resident believes this album marks a departure for Lewis.
"I think it represents a new dimension of Joe Lewis, the artist," she said. "What a unique voice he has. It also connects to his socially commentative visual art and will widen his audience of those who can be impacted by his message."
Lewis said album sales have been slow. The album — featuring cover art by Jay Vigon, whose clients include George Lucas and Warner Bros. Records — is available for purchase on iTunes, CD Baby and Spotify. He quickly clarified, though, that any funds earned are a bonus, that the endeavor was motivated purely by his love of the craft.
How have people responded? Positively, he remarked, but with surprise.
"I should be about 90 years old with lots of wrinkles, a few teeth missing and a 200-word vocabulary," Lewis said. "That's the kind of music it is."


text:
Narco HT870 is a hand held 760 channel communication transceiver covering the band of 118 to 136.975 MHz and a 200 channel NAV receiver covering the band of 108 to 117.95 MHz. (Air Band) The HT870 antenna is removable and may be connected to the aircraft's COM antenna Nav and COM frequencies are displayed on the LCD and are easily entered on the front keypad. Ten pre-programmable NAV or COM frequencies may be stored in memory and manually selected or automatically scanned. A memory lockout feature is provided in which programmable frequencies can be locked out of the automatic or manual scan. The display can be illuminated for night/dark use.
FEATURES Microprocessor controlled circuitry 760 COM channels 200 NAV channels 10 pre-programmable nonvolatile memory locations Keyboard data entry Large Liquid Crystal Display (LCD) Quickly changed, rechargeable NiCad battery pack Scanning Modes: Memory, Scan Priority channel scanning in SCAN mode Squelch-Adjust Control Nominal 2 watts RF Transmitter Lightweight, 1 lb. 4 oz. (570 grams) Receiver sensitivity 1.5 microvolts for 6 dB S N/N Separate external speaker/microphone jack Inputs for normal and quick charge Quick removable (BNC) antenna Quick slideoff battery pack VOR displayed in CDI/BRG modes
The battery pack only lasts about 10 minutes as of 3 months ago, expect to replace it. This will function perfectly fine off the included AC power supply, or any type of DC power input (which is normally used in aircraft for more consistent power output).


text:
Birmingham, AL GED Test Centers
If you are searching for GED testing locations in Birmingham, Alabama please see our listings below as well as cities near Birmingham., Alabama. Choosing a good GED testing location is important, especially if you want to arrive fresh for your test in Birmingham. Try to pick a nearby location if possible to minimize your travel time and come ready to succeed. Keep in mind that beginning in 2014 many states now offer the TASC test. It is an alternative to the GED and many states only offer TASC and some offer both. Check to see what test you are taking based on your state!Jefferson State Community College
2601 Carson Road
Birmingham, AL 35215
Lawson State Community College
3060 Wilson Road
Birmingham, AL 35221
Jefferson State Shelby-Hoover Campus
4600 Valleydale Road
Birmingham, AL 35242
Jefferson State Community College (Jefferson Campus)
2601 Carson Road
Birmingham, AL 35215
Other GED CentersGeorgia GED Testing
Tennessee GED Testing
Mississippi GED Testing
Florida GED Testing


text:
Give to L.I.F.E.
To donate to the L.I.F.E. organization, simply click on the donate button to the right, and you will be brought to our fundraising page on Active.com. It is fast, secure, and simple! 100% of the funds raised will go towards patients affected by cancer. And because L.I.F.E. is a 501(c)(3) non-profit organization, all donations are tax-deductible.
If you prefer to write a check instead of donating over the internet, please make it out to L.I.F.E. and send it to:
Leukemia Ironman Fundraiser for Eric
4843 County Road V V
Two Rivers, WI 54241
Thank you for all of your support!


text:
Following is a sampling of some of the most common questions about giving to Thomas More College. Please contact the staff at the Office of Institutional Advancement at 859-344-3344 or email@example.com for additional information.
What is the most popular way to give to the College?
Besides a monetary gift, the most common gifts are readily marketable properties such as securities, stocks and real estate or other property.
Can my gift to Thomas More be used for a specific program or project?
Yes, these are considered restricted gifts, ones used by the College as directed by the donor. An unrestricted gift allows Thomas More to use your contribution where it is most needed.
How is a gift to The Fund for Thomas More College used?
Gifts to The Fund for Thomas More College are used for the current-year operating budget and are fully expended during the fiscal year in which the gifts are received. On the other hand, designated gifts are earmarked for a specific purpose, such as an endowed scholarship, programs or building projects.
Are there tax benefits for giving to Thomas More College?
Because Thomas More College is a non-profit (501c3) institution, contributions are tax deductible. The staff in the Office of Institutional Advancement will work closely with you and your advisors to assure you receive the maximum tax benefits and make the most of your generosity to the College.
What is a charitable gift annuity?
A charitable gift annuity is when you transfer cash or other assets to Thomas More College, and in return, the College promises to pay you or a designee an annuity for life, or for a term of years. With a gift annuity, you can simultaneously make a charitable gift and provide guaranteed payments for life for one or two persons.
What are Thomas More's current funding priorities?
- The Fund for Thomas More College - offsets annual operating expenses and provides scholarships for deserving students;
- Endowments - includes scholarships, faculty development, professorships and department chairs
If you or your advisors have any additional questions about giving to Thomas More College contact the staff at the Office of Institutional Advancement at 859-344-3344 or e-mail us at firstname.lastname@example.com.


text:
More products
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Reference: EO280V
Warning: Last items in stock!
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This product is not sold individually. You must select at least 1 quantity for this product.
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huston we have a problem


text:
Best definition
Loop Theory
A theory pioneered by R. Khan that predicts the number of arrangements (A) there are for a number, n, of cross-over points in the loop. It turns out, after much study, A = 2n.
In a loop with 2 crossover points, there are 4 different arrangements. I learned this using LOOP THEORY!


text:
Let me guess, you have been playing NewsDay crossword and got stuck on the clue Herr Schindler. Well, you have come to the right place to find the answer to this clue.
While some crosswords are much simpler than others, most require that players have a vast knowledge of the language and possibly even various topics. So while crossword puzzles are seen as a more intelligent game, they can be very frustrating for players to complete and even experienced crossword players need some help occasionally.
When finding the answers to the clues becomes too difficult, there's no shame in looking for them online.
Now you have the answer to your clue. Its time to move on to the next clue. You can browse through the list with all the answers to the NewsDay crossword of November 19th, 2017. Or you can use the search form below to find the answer (no matter if its NewsDay Crossword or any other crossword).
|NewsDay crossword of November 19th, 2017 other clues
|Plumbing issues
|Enemy of ancient Athens
|Sound of contentment
|__-mo video
|Topic in family law
|Take a job
|Showed displeasure
|Wedding ceremony starter
|Big name in expensive eggs
|Comrade of Che
|Economist Smith
|Hip, for example
|''Familia'' member
|More remote
|Frat letter
|Horseplayer's haunt, for short
|Scandinavian supergroup
|In a train or plane
|Title for Caine
|How the Magi ''traverse afar''
|Urge forward
|56 Across' perch
|Some canceled ballgames
|Glass edge
|Playpen occupant
|Sampras rival
|You can bank on it
|Plumbing, for one
|Medical insurance grp.
|Asia/Africa separator
|Vane venue
|Risk, so to speak
|Pulse indication
|Santa epithet
|State-levied fee
|Environmental subj.
|Dickens title pair
|Passing thing
|Chaotic scene
|In this place, in legalese
|Honorary legal deg.
|Poetic preposition
|''Stop quarreling!''
|Mindful of
|Newly happening item
|Dove call
|Smallest coastal country
|Abrasive material
|Swiss-born artist
|Bird on bills
|Pepper picker's concern
|QB's successes
|What vacation cabins might overlook
|Colombian metropolis
|Literary Marner
|One-in-a-million mishap
|Energy drink additive
|Right-to-left language
|Longtime ''60 Minutes'' commentator
|Big galoot
|Forest female
|Nun's superior
|Simmering, as a stew
|Dü¼sseldorf trio
|Audition (for)
|Moving part of soda cans
|Undercover worker
|Storage structure
|Rice dish
|Eatery attraction
|Crank (up)
|One end of a sock
|Nuts-bolts connector
|Palm tree berry
|Pro's camera, briefly
|Journey segment
|Shelley selection
|Sharable file format
|Janitor's implement
|''Old MacDonald'' sounds
|Bezos of Amazon
|Gibraltar's locale
|Prego rival
|USAF five-striper
|Send up a flagpole
|Mineralogy, for instance
|Horse handler
|Dessert made from leftovers
|Operatic piece
|Set __ (nullify)
|Prefix for mural
|''Enough already!''
|Double curves
|Disagreeable one
|Withdraw formally
|Go bad
|Nonprescription: Abbr.
|2013 Disney blockbuster
|Volatile liquid
|Bill once of'' SNL''
|PC program's file extension
|In company (with)
|''Birdman'' star
|Prefix for jet or charger
|Reprimanded, with ''out''
|Olympic symbol
|Foil giant
|Mentally adept
|''Old MacDonald'' sound
|Airborne toy
|Boston basketballer
|Texas State Fair setting
|Teamwork obstacles
|Convention gathering
|Broke off
|Organic fence
|Close call
|Japanese beverages
|Casino ''card'' game
|Revered one
|Fallon predecessor
|From the top
|Source of an 85 Down
|Certain Grand Slam tourney
|Glass edge
|GPS reading
|Govt. mtge. backer
|Civil War soldier
We offer support and help with a wide range of crosswords and are guaranteed to make sure you complete everything; the site is also updated regularly to make sure that all of our answers are correct and to add more crosswords to the ever growing list.__IMAGE__
If there is any problem with the answer, please contact us! We will fix the problem.


text: I just lost two servers in my multiserver setup (hdd gone - but fortunately only local staging environment) and thought I would try to recover. server one: master-server, ispconfig-interface and web-server server two: slave-server, mail As backup I have /var/www and all database dumps from the master-server and /var/vmail from the slave-server. I now did setup the servers as before (via perfect server setup) and restored the data from the backups. I somehow expected that as soon as I restored the ispconfig database on the master server, a cronjob would resync all config-files and automatically create the missing apache-vhosts and linux users, but it didn't. A'm I doing it all wrong or did I miss something? How to correctly restore a ISPConfig3 server?


text:
Doctor Who Weeping Angel Charm Bead
Don't Shrink
- Weeping Angel European-style charm bracelet dangle bead
- Fits all major brands of bracelet (inc. PANDORA, Chamilia, Biagi, Troll)
- Add a silver or leather bracelet to your purchase
To see all our charm beads, click here.
In addition to "Don't Blink," The Doctor also meant to say "Don't Shrink." See, when you shrink a weeping angel, you concentrate all their power into this itty, bitty space, which is bad for the space-time continuum. It's like dark matter, only chronological.
These beads have really large holes and will fit all major brands of bracelet (including PANDORA, Chamilia, Biagi, Troll). We have compatibility issues every day with our computers. We don't need them with our jewelry.
For our customers with nickel allergies: these are made from 316L grade surgical stainless steel. That means their five main components are iron, chromium, nickel (10-14%), molybdenum, and manganese. This is implant-grade steel.
Product Specifications
- Weeping angel charm bead for European-style charm bracelet
- Officially-licensed Doctor Who merchandise
- Fits all major brands of bracelet (inc. PANDORA, Chamilia, Biagi, Troll)
- Bail reads "Don't blink"
- Bail is shiny; angel is matte
- Materials: Antique-silver-colored, nickel-free finish over steel for the angel itself, 316L stainless steel bail
- Dimensions: Total dangle 32mm, 7mm wide, angel is 16mm wide, 4mm along the bracelet, 4.75mm hole
- WARNING - SMALL PARTS - Not intended for children under 3 years of age
- Ages 13+


text:
Get the Flash Playerto see this player.
|Red Hot Latinos
Short review: Exclusive movies and galleries of sizzling hot Latin boys and their friends is what this great site is all about. You've got regularly updated pages, you can see what you're getting on the transparent tour, and you've got some of the hottest Latin boys in some of the hottest hardcore movies around. The site has a great reputation already, and you're going to get quality and value when you join.
Content Amount: There were 50 full length videos when I called in and these ran for a standard 20 to 25 minutes; there were three stream options and four downloads. Each video had a gallery of around 300 pics and there were 81 guys in the horny model index.


text:
I am looking to play tennis with some other players in Frisco. Send me an email at [edit: please share private info via PM or Friend Request]
Views: 126
Replies to This Discussion
Hey Davon, I live in plano but attend college in Frisco. Maybe we can partner up some day and hit a couple of hard balls.
Hi Chloe. Sure. Shoot me an email when you are ever able to play [edit: please share private info via PM or Friend Request]
Hey Devon, this is Johnny Oh I think I met you once or twice some time ago. I'm looking to fill my 4.0 team however at this time I'm short. Would you be interested in joining my Fall Men's 4.0 2014 USTA team or do you know anyone that's a 4.0 that might be interested in playing?
Thank You,
Johnny Oh
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text:
The Big Book of Green Design
Harper Collins, Nov 17, 2009 - Design - 384 pages
The Big Book of Green Design explores the specific techniques and methods that graphic designers are employing worldwide to make their business a more earth-friendly one. When paying clients need a more environmentally conscious image, they turn to ad agencies and in-house designers for cost-effective solutions. The results are often surprising, innovative, and new, and The Big Book of Green Design features the best of these earth-friendly designs. Mainly focusing on printed materials, but also showcasing examples of trade show environments, repurposed designs, and the new "anti-packaging" trend, the book showcases over 450 examples of marketing and collateral materials produced using environmentally favorable methods. With a foreword by Eric Benson, an expert on sustainable procedures within graphic design, The Big Book of Green Design is very much a "see what your colleagues are doing" idea-sharing, inspiration-generating compilation for agencies, freelance designers, printers, and other creative professionals.