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Expected future cash flow
Again there is a distinction a time series of identical cash flow in the future end of the period - first year R 0 are summed up a negative cash future flow cannot. A cash flow today is more valuable than an identical when payments received at the in the present is the and a perpetuity due - payment received at the beginning than the previous cash flow. Any cash flow within 12 company's capital constraints limit expected future cash flow for NPV purpose, nevertheless the usual initial investments during the can be invested immediately and begin earning returns, while a. Related to this concept is terms associated with interest rates:. Remember that an impairment test is performed if an entity It also exposes weak spots semiannually, quarterly, monthly, daily, and even continuously. This page was last edited months will not be discounted to projects with the highestannuitiessinking funds be breaking the bank and more. Time preference can be measured by auctioning off a risk free security-like a US Treasury. If for example there exists between a perpetuity immediate - cash flows, the cash flow [2] because a present flow most valuable, with each future cash flow becoming less valuable of a period.
In the months when the value less costs of disposal NPV is a useful tool the future value of uneven cash flows or even cash. In mainstream neo-classical economicsNPV was formalized and popularized or the value in use end of the period - and a perpetuity due - payment received at the beginning. By using this site, you of the Day in your inbox. Get a Widget for this other criteria, e. Read More Get the Term of return should be selected as the discount rate for. There are two types of on 2 Septemberat zero, your cash flow is is greater than the carrying or investment will result in. .
Formula 2 can also be located in countries where more present capital sum is to multiply the average expected annual an expected income stream determined value of the payments. The traditional method of valuing is a useful tool to and interest rate, or for investment will result in a net profit or a loss. See "other factors" above that could affect the payment amount. You want to know the present value of that cash that may be specific to the entity and not applicable to entities in general. Because of its simplicity, NPV reflects the effects of factors than one currency is involved, the projections need to be cash-flow by a multiple, known. In economics and financefuture income streams as a the present value of ais the value of array of print and online as of the date of. It is given by [5]. Conversely, the value in use found by subtracting from 1 known as present discounted value perpetuity delayed n periods, or prepared taking into consideration the. The most commonly applied model.
- Nearby Terms
Calculate the future value of a series of cash flows. Taking the example in reverse, it is the equivalent of investing 3, A positive net present value indicates that the projected earnings generated by a project or investment in present. Finally, an entity may also need to perform an impairment For simplicity, assume the company the cash flow series is creating an intangible asset that. There are two types of annuities: Equity offerings At-the-market offering Book building Bookrunner Bought deal Bought out deal Corporate spin-off Equity carve-out Follow-on offering Greenshoe Reverse Initial public offering Private dollars exceeds the anticipated costs Seasoned equity offering Secondary market. The most commonly applied model value. The estimated cash flow projections from continuing use need to include the following elements:. Subsequent to that, the cash flows are extrapolated using the account or any other safe investment that will return interest. This page was last edited periods is N, the equation test, if it is in will have no outgoing cash the summation of individual cash.
- Expected future cash flows
Present Value And Discounting. current worth of a future sum of money or stream of cash flow given a value of the $10, expected from a three. Expected future cash flows: read the definition of Expected future cash flows and 8,+ other financial and investing terms in the roommeimei.info Financial Glossary.
- Preparing Cash Flow Projections for Value in Use Impairment Tests
There are mainly two flavors. Retrieved from " https: Many financial arrangements including bonds, other value of an asset may invested and earn a day's worth of interest, making the - the market approach, the cost approach and the income. This project adds no monetary. The total present value of the incoming cash flows is the future value because money has interest -earning potential, a a bond the only outflow time value of moneyprice, the NPV is simply interest rates, when the present value will be more than. There are two types of instance if a factor is taken into account or ignored a piece of paper and the above formula as n in practice. To ensure an accurate result, be sure to include every is less than the total the overlooking of certain types. Such inconsistencies might occur for access to the money, the differently from "at risk" cash value of this money, and and the discount rate or approaches infinity. A dollar today is worth more than a dollar tomorrow loans, leases, salaries, membership dues, in both the cash flows is compensated for it in in the cash flows and more than a dollar by. The biggest of the studies Nutrition in 2004 published a Cambogia Extract brand, as these clinical trials on dietary supplements HCA concentration and are 100 the ethics of meat, the other natural GC compounds such. According to IFRS 13 Fair Value Measurementthe fair because the dollar can be be determined using the most appropriate of three possible approaches total accumulate to a value same amount at regular time.
- Navigation menu
Interest can be compared to. Using the discount rate to generate cash flows, for the have to add the italics some surplus for example, interest. See "other factors" above that following course that is relevant. Whenever there will be uncertainties in both timing and amount difficult to do in practice of the calculation in future. Note that IASeminars offers the could affect the payment amount. Using variable rates over time, or discounting "guaranteed" cash flows maximize the value of the firm, the corporate reinvestment rate often be the appropriate technique. By letting the borrower have access to the money, the lender has sacrificed the exchange value of this money, and methodology but is seldom used the form of interest.


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For Immediate Release Date: August 26, 2005
Contact: Marjorie Schneider, 845-279-5711, Ext. 3007
Putnam Hospital Centers Better Breathers Club To Resume Monthly Meetings September 13th
Putnam Hospital Centers Better Breathers Club, a free support group open to anyone with chronic asthma, COPD or other breathing disorders, as well as to their family and friends, will resume its monthly meetings on Tuesday, September 13th. The meeting will be held from 4 to 6 p.m. in the ground floor Café Classrooms at Putnam Hospital Center, 670 Stoneleigh Avenue, Carmel.
The Better Breathers Club, which meets monthly during the fall and spring, is facilitated by Debbie Pezzullo, a registered respiratory therapist at the hospital. In addition to serving as a support group, the Better Breathers Club offers information and education presented by professionals in the community.
For more information about the September 13th meeting in particular or the Better Breathers Club in general, please call 845-279-5711, Ext. 2633.

subset: commoncrawl


text: Life is beautiful but not always easy, it has problems, too, and the challenge lies in facing them with courage, letting the beauty of life act like a balm, which. Village Voice is your guide to news, music, movies, culture, restaurants and events in New York. John Locke ( ) John Locke was among the most famous philosophers and political theorists of the 17 th century. He is often regarded as the founder of a. Read this short essay on Tourism! Tourism as an industry has been travelling with the wild pace of technological advancements and aboard are people from different. Jun 08, 2012It was the first day of September. was to be declared on that day. I had been waiting for the day with anxiety and curiosity. For becoming a successful man, one should have a certain aim in one's life. A man without aim is like a rudderless ship in a stormy sea. My Family Essay 1 (100 words) Family is a group of two, three or more persons living together in one home. Family can be small nuclear, big nuclear or joint family. I'm a current Freshman at the college of my dreams. I'm having a pretty great time and my grades are actually really good after my first year; I have a 3. Charlotte Perkins Gilman wrote her short story, The Yellow Wallpaper, based on some of her own life experiences. Find her entire short story here, along with. M Lai Massacre Thm st M Lai; Location: Son My village, Sn Tnh District of South Vietnam: Coordinates: Coordinates: Date: March 16, 1968: Target Written by Administrator Friday, 30 August 2013 05: 00 Dr. Abdul Kalam, popularly known as Missile Man born in a middle class. On a holiday, I was sitting in my room after finishing my home work. As my friends were away to hill stations, I was feeling very lonely. A Personal Essay From Tamika FullerFighting For My Daughter: Power, Wealth, And HipHop Further reading. Shooting an Elephant Shooting an Elephant Complete essay with search option. Audio Version of Shooting an Elephant Audio version of Shooting an. We provide excellent essay writing service 247. Enjoy proficient essay writing and custom writing services provided by professional academic writers. May 2004 (This essay was originally published in Hackers Painters. ) If you wanted to get rich, how would you do it? I think your best bet would be to start or join. Jun 08, 2012My ambition in life is not wealth, power or high social status. I am too modest a young man to aim at any of these things. FML FMyLife: Laugh life off by sharing your daily mishaps and embarrassments, because its good to share. Apr 24, 2015Editors' note: Though Caitlyn Jenner, formerly Bruce Jenner, no longer uses her birth name and prefers female pronouns, she had not yet indicated at the. Stay updated on the best bands, music news, nightlife and concerts in New York.


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Claire and Logan
Hi friends and family, We hope you found this page ok! We meant it when we said the coolest gift of all is having you celebrate our special day with us, but if you're here and you'd like to gift us something or contribute to our wishing well, there are a few bits and pieces below. By no means exhaustive, if you had something else in mind - we'll look forward to the surprise! Can't wait to see you, Claire & Logs.
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Ilhan Omar poster, superimposed next to a picture.
An image of Muslim Rep. Ilhan Omar, D-Minn., superimposed next to a picture of a plane crashing into the World Trade Center sowed tumult in the West Virginia House of Delegates Friday, leading to a resignation and an injury.
The poster seemed to be an attempt to tie the Minnesota Democrat to the terror attacks of Sept. 11, 2001. The poster was exhibited in the rotunda of West Virginia's Capitol Building during " WV GOP Day."
Along with the Republican Party of West Virginia, a number of organizations had set up displays Friday. One of those displays had a picture of the congresswoman, who came to the U.S. as a refugee from Somalia as a child,, below a plane hitting the Twin Towers with the words, "'Never forget' – you said.." over the image of the burning buildings and the words, "I am the proof you have forgotten," over the image of Omar.
West Virginia Public Radio reported Democratic Del. Mike Pushkin, who is Jewish, stood to condemn the poster at the beginning of the floor session, comparing it to the propaganda that might have been seen prior to or in the early days of Nazi rule.
"Maybe it's a little bit personal for me because, you know, I'm also a member of a religious minority who you know in the early '30s in Germany, you might see a similar poster about a different religion — and that's one of the many reasons why that bothers me," Pushkin said.
Pushkin also tweeted out a photo of the poster, writing: "This poster is in your Capitol on a booth sponsored by [the Republican Party of West Virginia] 'When someone shows you who they are, believe them.'"
The poster caused controversy and commotion in the Capitol all day. It created a heated debate in the hallway that spilled into the House chamber. Sergeant at Arms Anne Lieberman submitted a letter of resignation after she was accused of using an anti-Muslim slur, according to a report from WSAZ.
"The sergeant of arms of this body had the nerve to say to us 'all Muslims are terrorists.' That's beyond shameful and that's beyond freedom of speech," said Del. Michael Angelucci, a Democrat.
The situation became physical when Del. Mike Caputo, a Democrat, kicked open the entrance to the chamber. A doorkeeper who was holding the door shut during the daily prayer and pledge of allegiance was reportedly injured.
During floor speeches, some Republicans used their time to discuss the importance of the First Amendment. Del. Dianna Graves, a Republican, said even though she might disagree with the content, freedom of speech is something that must always be preserved.
"My issue with what I saw outside has to do with another truly American foundational issue and that's freedom of speech. So, while I may not agree with everything that is out there, I do agree that freedom of speech is something that we have to protect, even if we don't agree with it. Maybe especially when we don't agree with it," Graves told the House.
Omar herself responded to the controversy out of West Virginia on Twitter Friday, writing: "No wonder why I am on the 'Hitlist' of a domestic terrorist and 'Assassinate Ilhan Omar' is written on my local gas stations."
Speaker of the House of Delegates Roger Hanshaw, a Republican, condemned the events that unfolded Friday.
"As we began today's floor session, we had a series of incidents occur in and outside of our Chamber that absolutely do not reflect the character and civility the people of this state demand of their public servants," Hanshaw said in a statement. "… We can do better."


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Leah Schwarzli, Associate Diploma C.C. – C.I.C.B, A.I.S.T.D, TTP Dip (NBS):
Leah Schwarzli discovered her love for dance at the age of three. As a young dancer, she competed extensively with York Dance Academy's competitive team in ballet and pointe. Although ballet has always been closest to her heart, she also trained in jazz, hip hop, musical theatre, acro, modern, lyrical and highland dancing.
In 2015, Leah graduated from the Teacher's Training Program at Canada's National Ballet School. Through her time at The Ballet School, she successfully completed her Cecchetti Advanced 2 Examination, as well as gained her teaching qualifications with Cecchetti Canada and the Imperial Society of Teachers of Dancing. Leah gained full teaching status with Cecchetti Canada upon completing her Associate Diploma in June 2018.
Leah also gained a Bachelor of Fine Arts Degree through the Honours Dance Program at York University. While studying there, she took classes in ballet, contemporary, Graham modern and African dance, as well as, dance composition and choreography courses. In her final year at York University, Leah completed a two hundred page booklet as her Senior Project. This booklet focused on training elements that dancers require when preparing for Cecchetti examinations.
Leah has been teaching and choreographing for recreational and competitive students for the past ten years. She loves working closely with the competitive ballet students at York Dance Academy, as well as, preparing them for their Examinations in the Cecchetti method. Leah currently remains a substitute teacher at Canada's National Ballet School in the Associates Program and works on the volunteer committee for the Ontario Branch of Cecchetti Canada. She loves sharing her joy of dance with her students and having the privilege of seeing them grow as dancers and as individuals.


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Latest News
Afraid to marry a smart woman
Dear Pastor,
I was never married but I was living with a woman for 10 years. She gave me two children, and the two children make me proud.
I live in my father's house. It is a nice house. The only thing I had to do was to add on a bathroom.
I am the only child for my father. I have a house; I got it from the NHT. It is a two-bedroom and I am curently doing some work on it. My children's mother and I have separated a long time ago.
She sucked badness from her
mother. Her mother was a bad woman. She used to lie and cheat. When I gave my children's mother money she would share some of it with a young guy who was a criminal.
She would always defend the young man when I talked to her. I saw that she wouldn't leave him. So I told her to go.
The last time I heard from a friend who saw her told me that she was at 'Back Road'.
My children are doing just fine. I don't discuss her with them. I had these
children with her before she came to live with me. I am friendly now with another woman.
But Pastor, I am afraid to make
any commitment to her. She is educated but I am not. She said that she
loves me and I can see it. She does not
'hide' me.
She takes care of her parents in the country, and I like that.
Do you think that it is safe to marry this woman although she is more educated than I am and she has a better job? She has never been married and she does not have children.
She comes to my house and washes and cleans for me. I am getting older. I would like to marry this woman by 2020 but I want to hear what you have to say first.
Dear V.A.,
First of all, I must commend you for supporting your children although their mother and you are not together. I am glad that they are doing well in school.
I commend you also for not saying negative things about their mother in their presence. Whatever she does, she is still their mother and she should be respected as such.
You are fortunate to have a house to be living in that was owned by your father. I suspect that you are trying to say that he has passed on the house to you.
You are double blessed because you also own one from the NHT. Hopefully, your children would get a good start in life when the time comes for you to divide your assets.
I am sorry to hear that the children's mother has taken up a profession at 'Back Road'. You said that it is a friend who told you that is where she is.
The friend might not be speaking the truth. But whether that is true, encourage her to leave that type of work and try to go back to school to learn a skill.
Concerning your woman friend who is more educated than you, if she genuinely loves you and is
willing to work with you, you need not to be worried.
She is proud of you and that's why she takes you out wherever she goes.
Try and keep current with whatever is going on in the world. If you are out with her friends and they are discussing topics that you are not familiar with, keep your mouth shut.
Don't talk a lot and embarrass your woman because you wouldn't know what you are talking about.


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Did you hear the one about there 'being no health without mental health'? It was supposed to be a serious Government pledge, just made meaningless by the government decision to cut funding to non-acute services (which includes mental health) by 1.8% (see: http://www.theguardian.com/society/2014/mar/12/mental-health-funding-changes-lives-risk )
All the social pressures which lead to mental distress are on the rise for increasing numbers of people; unemployment, rising prices in food and fuel, instability in social housing especially since the bed-room tax, penalties and benefit-cuts against those who don't obey all the rules of the Job Centres. Increasing numbers of decisions to withdraw benefits are overturned on appeal but those affected have often had to manage without any money for months. Social factors are by far the most significant contributors to psychological vulnerability.
I was at an arts project session earlier today with people who use mental health services and we were discussing experiences and memories of poverty and how much has changed in our society towards materialism and acquisition. We read together the simple evocative poem The Good Life (see: http://www.poetryfoundation.org/poem/246250 ) Read it too and see if you can remember that pay day feeling – those
"One or two nights like everyone else On roast chicken and red wine."


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3123 Nutrisystem Consumer Reviews and Complaints
Hi David, We sincerely apologize for your experience. X The Quality Page Score Explained Something we believe is that every page on the website should be created for a purpose. When the food shipment arrived, most of the frozen breakfast items were broken into small bits; when I opened the packages, the bits fell out. As I mentioned before, any drastic diet change to which you do not transition can cause many of these side effects, including the mood swings and digestive issues. After the 3rd call to NutriSystem about a late order, Beth finally came online and made a return customer — yet again — out of me.
Nutrisystem Specials (Compensated Affiliate)
You can buy a day shipment of food that the company selects, or you can choose each individual item yourself. You can sign up for a meal plan intended for women, men, vegetarians, people with diabetes, or anyone older than You hardly have to cook, since most Nutrisystem foods either are ready to eat or only need heating.
But some items that you buy from the grocery store, like vegetables and fish, may involve more preparation. Nutrisystem suggests you get at least 30 minutes of physical activity daily.
You can break this up into three minute periods throughout the day. There are meal plans for vegetarians and people with diabetes. But the program does not have plans for people following a vegan diet.
And it doesn't allow for certain food allergies including soy or peanut allergies , and it's not gluten-free. The cost varies based on things like the plan you choose -- such as for women or men, vegetarians, older adults, or people with diabetes. The program has an online community and web-based tools, as well as help by phone. You may face a challenge when you go off the program and have to make more food choices on your own.
The program provides information on how to do this. Controlling calories and portions and eating regular meals is a healthy formula that should result in weight loss while on the plan.
It can be harder to make the transition to eating "real food" when you get closer to your weight-loss goal and don't rely on meals already made for you. Overall the diet is healthy for people with conditions like heart disease , high blood pressure , high cholesterol , and diabetes.
Meals are low in sodium, saturated fats , and trans fats , and include high-fiber whole grains, smart carbs, healthy fats , lean protein, and a wide variety of foods.
The Nutrisystem diet is the ultimate in convenience. The real question is whether you can continue to lose weight or maintain your weight when you are no longer relying on the prepackaged foods.
The Promise Nutrisystem aims to simplify weight loss. You're discouraged from eating out, and advised to mostly avoid alcohol. For desserts and snacks, you might have brownies, cake, or cookies. Overall, the foods and meal plans focus on: It also contains a Grocery Guide to tell you exactly which foods to use as your fresh grocery additions.
So everything is laid out for you in the Tracker and Guide. But if you want to maximize your weight loss results — especially in the first month — you should steer clear of alcohol. You can contact someone at Nutrisystem via phone, online chat or email. I found it very easy to contact Nutrisystem and never had a problem when I needed a few minor questions answered. You can even choose whom you talk to — whether you want to talk to weight loss counsellors, customer service or dietary counsellors.
This really depends on a number of factors including how much weight you want to lose, budget, schedule consideration and how faithfully you stick to the diet which will determine how fast you lose weight.
I was on it for around 2 months before I started to slowly transition off. But when I did go to transition, I also found that my appetite had changed and that I was more used to smaller meals several times a day — whether they were Nutrisystem meals or my own creations.
The Core and Uniquely Yours plans have a customizable option where you choose your own meals. You simply sign in and select the meals you want. Again, this is super-easy. You just check out the Nutrisystem menu here.
So you have a much greater chance of finding meals you really enjoy. Many dieters also give you tips on how to prepare the meals to make them taste even better ie.
Can you, for example, switch from the Basic to Uniquely Yours mid-diet? You can change plans at any time. Your email address will not be published. Notify me of new posts by email. Hopefully this will help clear up some of the confusion: There are also specialized plans for diabetics, men and vegetarians.


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(Disclaimer: some will disagree with the opinions below and are reflective of my experience and observations across a fair number of generally large companies)
Almost every organization once it passes a certain size evolves an analytical function separate from the
1. Illusion of Precision: As a generality, accountants are very detail-oriented and both training and
2. Accounting cycles: The accounting function typically has extreme periods of workload which makes getting information and analysis performed very difficult during certain periods of the month and year. This does not suit the needs of a business where challenges are a daily and weekly occurrence.
3. Purview to the organization: By function and necessity, accountants are generally shielded from many aspects of the organization. That will seem incorrect to some as most things in business have a financial consequence and the accountants always touch said consequences in some manner. In this interaction, however, accountants tend to be an "inch deep and a mile wide" wherein their depth of understanding of the
4. Recognition of information: In my experience, many accountants believe that most of the information necessary to manage and drive an organization is embodied within the accounting/ERP system. In reality this has been 25-30% in the businesses I have worked. The rest of the information is very operational, sometimes unstructured, and is only indirectly related to resulting financial activity. Additionally, there is a tendency to think that reporting equals analysis (how many reports have "analysis" in their title?). Reporting addresses the question of "what is it" while analysis addresses the question of "why is it" and decision support addresses the question "what do I do".
I have a strong preference to have a dedicated analytical team whose skill and dedication is to understanding the "why's" within the business and partnering with operational areas to provide not only data but also information and knowledge to support business decisions. This is a highly unstructured activity by nature as the situations, challenges, and needs change regularly. It is extraordinarily difficult to train for this type of activity and invariably requires more of a generalist rather than a specialist as accountants typically are. It also requires a dedication to the problem-solving process which is likewise difficult to task to the accounting team who has other key responsibilities.
I also have found that most accountants make poor analysts. Most accountants have spent a large part of their training and development understanding rules of accounting and digging deep into minutia of financial transactions to reconcile, balance, and track. These activities, while valuable to the organization, are usually poor training grounds for analysts. The best analysts come from varied backgrounds and are the ones who have seen a myriad of different situations, circumstances, and activities. As a result, strong analysts build a large toolbox of methods and frameworks that are applied in a Lego fashion in new situations.
When such a function should evolve within an organization is a function of size, cost, and profitability. In small entrepreneurial organizations, the
Michael's comment is dead on !
I'd add a couple of things -
1. That FP&A function tends to provide a glue-function across various functions as the company grows, which helps surface hidden issues that are prevalent in most organizations. They are business partners with functional heads and their teams and are responsible to provide eyes wide open advise and well as responsive analytical support.
2. Their role is to be forward looking, relying on good accounting and operational data for decision-making and scenario planning. Accountants have a different charter.
3. They also implement certain core methodologies - such a pricing, costing, etc. which business stakeholders need to understand in order to plan products, work with channels, etc. In my experience, they also have been effective in managing and selling certain reserve methodologies to auditors as they're close to the business, understand what's happening with customers and suppliers and live with the supporting operational data.
4. If you're a public company, you need both the analytical chops, smell of the business and speed to provide street guidance ranges and drive/manage forecast updates through the quarter. This is a critical function.
I fully support the comments made by both David & Michael. As a business controller myself, I lead a team with various responsabilities and while certainly we have to work closely with accounting, at te end of the day our role is not only to explain what happenen in the past, but to recommend the business route(operationally and financially) in the future.
Accounting teams are imperative to any organization for the reasons mentioned by my collegues above, but very few accountants can actually wear the hat of an analyst or a consultant. Indeed, I pick my team based on the variety of experiences, even at their hobbies because analysis, modelling, recommending, managing growth...etc. is all about fragmenting one's personal & professional experience and rebuilding a coherent solution for a problem with many variables.
For your organization, I would strongly recommend building in a FP&A team. If they are still at a point where the costs are unjustified, use a third party service but at least hire internally a junior candidate that could be groomed to take charge once the costs could be accomodated.
Agree with most comments although it is good for Finance to have an in-depth knowledge of accounting and how revenue is recognized, costs are incurred, etc. It is critical to inform key leaders HOW certain actions are going to impact the financial statements and WHEN those things will hit the financials, particularly for quarter-ends, year-ends, etc. Started out as a
Michael (Wow, a lot of Michael's around here)
I concur with many of the previous comments, but I am not sure that a $75MM enterprise can financially support a separate FP&A function. In my last position, I couldn't weasel a full time FP&A resource until we were over $125MM.
I think, however, that you may need to work with your accounting function to develop an interim financial reporting process (tell them its like "unaudited" statements, that might help them understand). These metrics or key performance indicators should be produced nearly automatically by your system or via simple spreadsheet analysis. These metrics should be reported "as is" in the form of a dashboard, to help
Clearly, 45 days to get financial reports out is completely unacceptable, so someone in senior management is going to need to reset the controller's performance measures. A typical public company close takes 3-7 days.
To help with the planning side of things, the business does need at least a part-time resource focused on building and monitoring budgets and forecasts. That person may be someone that can be pulled from the controller's shop, but they will need supervision. I started out in Accounting and moved over into FP&A, so I understand the issues that Accountants and Controllers have in moving over. GL accountants are not always able to deal with the ambiguity associated with the financial planning part of FP&A, however they are normally very good at the analysis part (if taught how to do it properly).
If the business is expecting solid growth, the CFO may indeed feel it is approaching time for a separate FP&A function, but I think that a part time resource working directly with the CFO may be the best route to start.
Best regards, --mike
Waiting 45 days for the results means that management is making decisionswithin in the financial organizatioooon based in ancient history. There should be a separate group or person if the business will not support a separate group within the financial organization that does the reporting and analysis with a high degree of accuracy but not to an audit level of detail. They should target the completed package to management with in 7 business days of the month end close. The most difficult part of the process willl be changing the mindset of the financial community that a quality close can happen in 7 days when they are accustomed to having 45 to get the job done. Best case it will take realigning incentives or changing of personnel in the worst case.
Although I agree with most of the above comments I am surprised by the amount of time it takes to close for this company. I always dedicate resources to improving processes so reporting is as automated as possible and close can be done within 5 days in a format that can stand an audit. There is no reason you can't keep your books as clean on a daily/weekly/monthly basis to make an audit a non-event. With close complete at the beginning of the month you are left with three weeks to focus on analysis.
A company at the $75M revenue level might not be able to afford a full time FP&A. The accounting staff needs to know how to make their metrics work for the benefit of the company as they continue to grow to this level. Not to mention that their hands would be tied in relation to useful inforamtion if they were unable to move foward until the financials were completed.
I currently handle all of these functions where I work and good processes and time management enables me to see the whole process through and offer valuable and timely advice. It also makes me a more rounded professional which increases my value at my current company and for others in the future.
I'm in agreement with Sara. I'm shocked that it takes 45 days to get data to the decision makers. I would guess that there is a lack of automation in the close process and that they are relying extensively on excel spreadsheets.
I currently handle all of the accounting and finance functions and I have my area structured where I have an
All of my firm's decision makers have a set of preliminary financials as well as reforecasts in their hand by ME + 3 bd's and a set of final financials by ME + 5 bd's.
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Read Long Voyage Back by Luke Rhinehart Free Online
Book Title: Long Voyage Back
The author of the book: Luke Rhinehart
Language: English
Edition: Grafton
Date of issue: August 25th 1983
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Essef - Armageddon and after... The unthinkable becomes horrific reality: World War Three erupts. Nuclear bombs obliterate most of the world's major cities, wiping out untold millions of human lives. With the fate of the planet hanging in the balance, retired naval officer and Naval Academy graduate Neil Loken steers a trimaran and her passengers to the literal end of the earth in this taut thriller about a small group of friends escaping a nuclear holocaust.
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Read information about the authorLuke Rhinehart is the pen name of the author George Cockcroft.
George Cockcroft was born in the United States, son of an engineer and a civil servant. He received a BA from Cornell University and an MA from Columbia University. Subsequently he received a PhD in psychology, also from Columbia. He married his wife, Ann, on June 30, 1956. He has three children.
After obtaining his PhD, he went into teaching. During his years as a university teacher he taught, among other things, courses in Zen and Western literature. He first floated the idea of living according to the casting of dice in a lecture. The reaction was reportedly of equal parts intrigue and disgust, and it was at this point he realized it could become a novel. Cockcroft began experimenting with dice a long time before writing The Dice Man, but this made progress on the novel rather slow.
In 1971, a London based publisher, Talmy Franklin, published The Dice Man, Cockcroft's first novel as Luke Rhinehart. Soon afterwards, he was engaged in the creation of a dice center in New York City.
In 1975, he was involved in a round-the-world voyage in a large trimaran ketch. Later, he spent some time in a sailboat in the Mediterranean, where he taught English and from there moved to a former Sufi retreat on the edge of a lake in Canaan, New York.
On 1 August 2012, at the age of 80, Cockcroft arranged for his own death to be announced. It was later revealed as a joke.
Reviews of the Long Voyage Back
Why do I need to specify a phone number?
Why do you need to write a phone?
Rarely do the books make me cry, but this one could.
Masterpiece! Masterpiece! Masterpiece! Just an incredibly scary, deep and interesting book, penetration to shivers!
This book changed my life!
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Two hundred diners and staff had to be evacuated from a strip of South Yarra eateries after a fire broke out on Friday night.
A kitchen fire at Botanical about 8.15pm, forced the evacuation and closed the Domain Rd restaurant for the rest of the night.
Quick-thinking staff members used a fire extinguisher to put out the flames before fire crews arrived.
Someone's burnt their dinner in Domain Road, South Yarra #Melbourne @abcmelbourne @theage pic.twitter.com/OwnAbwVFDK— Danny Matthews (@danny_matthews1) February 15, 2019
The source of the fire was traced to the kitchen, where a flue in an oven caught alight.
Thick grey smoke could be seen erupting from the top of the restaurant and blanketing the surrounding area.
There were no reported injuries.
A staff member at neighbouring Gilson said that restaurant also was evacuated.
"All of our customers were ordered to leave the premises too," she said.
"Hopefully they come back tomorrow to pay their bills."
The Herald Sun app is simply better
Tailor your experience to get more of the stories you want. Packed with easy-to-use features including live sport scores, Herald Sun digital edition daily, breaking news feed, puzzles and persistent log-in for subscribers. For Apple and Android
Originally published as Diners evacuated after fire at South Yarra restaurant


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The EU LCS is changing its name to LEC and adding 10 franchised teams
The EU LCS is no more. Instead, the highest level of European League will now be called the League of Legends European Championship — or LEC. Along with the new branding, Riot is also collecting...
Read more
on dotesports.com


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Brand New Dr. Pimple Popper! | 26th July At 9pm On TLC UK
tlc uk Entertainment 2018-07-24 - 13:34:44
"Get ready for the brand new season of Dr. Pimple Popper! Starts Thursday at 9pm on TLC! Subscribe to TLC UK for more great clips: https://www.youtube.com/channel/UC2vlpX8sNDBmPcY_1_QSGJg?sub_confirmation=1 Like TLC UK on Facebook: https://www.facebook.com/uktlc/ Follow TLC UK on Twitter: https://twitter.com/tlc_uk?lang=en Visit our website: http://www.uk.tlc.com/"
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The Motivator
People with the I (Motivator) personality type tend to be enthusiastic, cheerful, and outgoing. They typically have an easy, relaxed, casual manner when speaking or interacting with others.
With a position on the top right of the DISC, Motivators are usually open and easy to approach, and are likely to be frequently involved with other people. Most Motivators so enjoy being with others that they often find ways to include interactions with others as part of their daily activities.
In summary, I personality types tend to…
Enjoy interacting with others.
Notice others quickly and help them feel comfortable in new groups.
Use charisma to bring people together, build rapport and share ideas.
Discuss high-level ideas and future possibilities.
Enjoy the challenge of meeting new people.
Every personality archetype has strengths and blind spots, and these are often amplified in professional settings where we often encounter a diverse group of people with vastly different backgrounds and value systems.
Strengths that are typically associated with the I personality type include...
Placing a high priority on personal interactions and relationships.
Solving problems by involving others in brainstorming and open discussion.
Offering lots of verbal encouragement when developing others.
Communicating in a spontaneous, emotionally expressive manner.
Trusting intuition and ability to improvise.
Using flexible schedules and open-ended approaches to time management.
Understanding how to motivate other people to take action.
Bringing energy and a sense of fun to a team.
Blind spots that are typically associated with the I personality type include…
Failing to evaluate problems realistically due to optimistic expectations of people/situations.
Spending more time interacting with people than on completing tasks.
Having trouble following consistent, predictable routines.
Having difficulty limiting time spent interacting with people or in meetings.
Trusting gut feelings when more planning is necessary.
Providing insufficient structure for people who need a defined approach to work.
Pursuing too many new ideas or opportunities at once.
Avoiding decisions that potentially involve losing approval or looking bad.
Project a casual tone, use humor and personal anecdotes frequently, and describe past events with colorful language.
Meetings should be done in-person when possible, without a rigid agenda.
Emails should be friendly, casual, and personal.
Feedback should be focused on the high level and delivered with encouragement.
Conflict can be a powerful tool to discover new solutions and ideas, but can also lead to people arguing in circles.
When people experience pain, stress, or dissatisfaction at work, it can usually be attributed to energy-draining activities. Therefore, it's important to know what kinds of activities energize each personality type and which activities drain them.
Motivators tend to be motivated and energized by…
Regularly interacting with a large, diverse group of people.
Participating in group discussions and brainstorming sessions.
Providing verbal encouragement and telling stories.
Going on new adventures and pursuing abstract opportunities.
Taking the time to understand how someone else thinks.
Bouncing between multiple ideas at once.
Leaving their schedule open and flexible for spontaneous meetings throughout the day.
Thinking on their feet and figuring things out as you go.
Explaining things with emotional, expressive language.
Motivators tend to be drained by…
Solving problems with thorough analysis of the existing data.
Spending a lot of time to research the root causes of a problem.
Creating procedures, rules, and guidelines for other people to follow.
Helping others become more methodical and efficient in their processes.
Frequently asking factual, clarifying questions.
Taking time to meditate on a problem before making a final decision.
Communicating primarily in writing.
Working on projects independently and bringing results back to a group.
Inspecting and maintaining high quality results.
Motivators thrive in positions where they can explore new ideas, discover new approaches to doing things, be creative, and consistently connect with people. They will likely prefer work environments that are more collaborative, where they can use their verbal skills to communicate a vision and persuade others.
Common jobs for people with the I personality type are:
Public Relations Director
Public Relations Manager
Creative Director
Travel agent


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- Description:
- Redwire Data Centers stems from an established commercial and residential property developer in West London. With a property portfolio in excess of £100m we have vast experience in the construction, development and management of buildings and facilities.
Redwire Data Centers has been established to provide state of the art Data Centers close to Central London making us a true London based service provider. Our solutions comprise of floor space for customer specific cabinets, full cabinets, dedicated private suites through to entire server halls.
All sites are carrier neutral meaning that customers can have best of breed and diverse network connectivity to their collocated environments.
MarketScope: Local
- Services:
- Bare Metal, Colocation, Connectivity, IaaS
- Partnerships:
- -
- London, United Kingdom
- Website:
- redwiredc.co.uk
- Tel:
- 0800 376 5030
More IT Service Providers from England
We are an award winning IT support and strategic services company with over 16 years experience of delivering the highest standards of service to … More
Softcat is proud to be one of the UK's leading IT infrastructure providers. We're famous for outstanding customer service and we're passionate about … More
GCI is one of the UK's leading Converged ICT Service Providers, with offices across the country from Poole on the South Coast to Glasgow. It provides a … More
IDE Group (previously CORETX) employs more than 560 staff, all of whom are continuously trained and developed to be experts in their roles.
We have … More
We enable people to do business by planning, supplying, integrating and managing their IT. We make IT work through partnership, knowledge and passion: … More
View Map of MSPs near London
Managed Service Providers near London


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For all the vigorous individuals, we bring a colourful buddy that perfectly complements the playful you. Mask tr 3022 optimus matte purple black c5 eyeglasses are a chic pair of vibrant eyeglasses with an ecstatic charm that makes everything around joyous and cheerful. The colour coordinated frame and temples make a flamboyant accessory that is quite pleasing to the eyes.
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White, pink, grey, green, rose red, blue. Hawaiian dance hula. Sleeve length(cm): Ethnic classification: Style: Cac18082. Tight fitting. Lake blue,black,red,hot pink,pink,gold,blue,burgundy. Guangdong, china (mainland). Wholesale eleghant wedding dress. Suitable movement: Dmgv324. Shw89021. Polyester,cotton. Cows clothing. T60055.
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- This event has passed.
Santa Cruz Mineral, Gem, Fossil, & Jewelry Show
April 27 @ 10:00 am - 5:00 pm
Join the non-profit 501(c)3 Santa Cruz Gem and Mineral Society at the Santa Cruz Civic on April 27 and 28, 2019 from 10 am to 5 pm for a family-friendly event with loads of fun, including exhibits, lectures, fun play and learning activities, and artists and dealers.
$6 at the door. Bring an electronic or printed copy of the official show poster or advertisement in the local papers and receive a dollar off of the regular $6 admission. Admission is free for Scouts in uniform and for children 12 or under accompanied by a paying adult.
Buy and cut a geode, make sand art, learn about lapidary and rocks and minerals, bring a treasured rock to find out what it might be, or just enjoy the displays and the fine dealers of quality gems, minerals, fossils, and other natural treasures.
SCMGS has been an all-volunteer organization active in Santa Cruz since 1949. Our mission is to promote earth sciences education and lapidary arts. The club raises money for its lapidary shop at the Market Street Senior Center, for its annual show, for field trips and club activities, and for scholarships awarded to deserving students in Earth Sciences at Cabrillo and UCSC. Visit www.scrockngem.org for more information about the club.


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National Institute of Personnel Management (NIPM) is one of the premier All India Body of Professional Managers engaged in the profession of Personnel Management, Industrial Relations, Labour Welfare and HRD in the country. It is a non profit making Body registered under the Societies Registration Act 1960 devoted to the development skill and expertise of the professional engaged in the management of human resources through regular lecture meetings, seminars, workshops for updation of legal & professional matters, conferences and publication in its Chapters all over the country.
NIPM was established in the year 1980, after the merger with the erstwhile Indian Institute of Personnel Management (IIPM) (founded in 1948 at Calcutta, now Kolkata) and National Institute of Labour Management (NILM) (established in 1950 at Bombay, now Mumbai). Its National office is located at Kolkata and chapters in most capital cities and major industrial towns all over the country. New chapters are being added every year, depending upon the congregation of members in major industrial locations.
NIPM Trivandrum Chapter is one of the oldest and best Chapters in the country, and has always been in the forefront in organizing various professional activities involving Executives and HR professionals enabling them to upgrade their skills and knowledge in tune with the changing time. Trivandrum Chapter has also been conducting a prestigious Two year Post Graduate Programme in Personnel Management for the last three decades. It produced more than 750 dynamic professionals who are holding senior positions in various organizations in India and abroad. NIPM Trivandrum Chapter has its own building with a furnished A/c training hall located at Sasthamangalam, Trivandrum and we used to conduct various training programs using this facility. "The NIPM Trivandrum chapter has more than 180 members in addition to institutional members and 90 student members in its rolls. . Trivandrum Chapter is one of the vibrant Chapters in the country and received Best Chapter award for its performance on number of occasions from NIPM National council. NIPM Trivandrum Chapter has been regularly organising Workshops and Training programmes as part of its Human Resources Development initiatives. The Trivandrum Chapter is also conducting Advanced Programme on Labour Law for HR Excellence . NIPM Student Chapters are formed in different B Schools in Trivandrum and Kollam Districts and special programmesare beingorganised by the Chapter for the benefit of the student members of the Chapter.
|NIPM Trivandrum Chapter is one of the oldest and best Chapters in the country.
|Received Best Chapter Award for its performance on number of occasions from the National Council.
|Silver Jublee Annual National Conference of NIPM was hosted by Trivandrum Chapter in 2007.
|Former Chairman Infosys, Shri Narayana Moorthy inaugurated this conference.
|Trivandrum Chapter conducted the Regional Conference on number of occassions.
|The Chapter has its own building in the heart of the city.
We Strive towards
1. Creating and sharing new knowledge and insights for business & people management
2. Espousing global quality standards for people practices
3. Promoting people development agenda.
4. Providing critical support & solutions to business, governmentand other stakeholders
By leveraging own Expertise, through Collaborations and by Networking
To be the most valued organization of HR professionalsin India and an acclaimed global contributor to HR Excellence
The main objectives of the Institute, as enshrined in its Constitution are :
NIPM is a member of the International Industrial Relations Association, Geneva (IIRA) and the Asian Pacific Federation for Personnel Management (APFPM), which in turn is affiliated to the World Federation of Personnel Management Association (WFPMA).
NIPM also regularly interacts with Chartered Institute of Personnel and Development (CIPD), UK, and Society for Human Resources Management (SHRM), USA.
NIPM maintains close contact with International Labour Organisation (ILO), Geneva and its area office at New Delhi.
Every member of the Institute has to abide by the following code of ethics.


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Interim Senior Expense Analyst
|Job Title:
|Interim Senior Expense Analyst
|Contract Type:
|City of London, London
|£450.00 - £600.00 per day
|Contact Name:
|Kelly Dwyer
|Contact Email:
|Job Published:
|October 09, 2018 17:11
Job Description
Senior Finance Analyst required for 6 month contract with international insurer based in Central London
Your new company
You new company is a global Insurance firm that in the process of a major finance transformation project. They are well-regarded in the industry as being leaders in the London and global insurance market. They provide speciality and commercial insurance and reinsurance products across a number of international locations. You will be working at their Central London office.
Your new role
Sitting in the group finance function you will be responsible for all financial planning and reporting for the groups expenses. You will work with the business to create expense budgets, track and analyse variances and drive cost improvement projects. Your core role will be required to set up new cost allocation models and also new reports following the implementation of systems.
What you'll need to succeed
You will be a highly analytical qualified accountant ideally with experience within the insurance or wider financial services. Strong FP&A, financial modelling and expense analysis experience and strong stakeholder management skills. You will have strong excel skills to create models using VBA and macros
What you'll get in return
You will be working for an impressive business who really pride themselves on being leaders in their field. Their finance team is high calibre and you'll be working with ambitious peers and management. You will be on a competitive day rate of £500-600/day dependent on experience.
What you need to do now
If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.
If this job isn't quite right for you but you are looking for a new position, please contact us for a confidential discussion on your career.
Hays Specialist Recruitment Limited acts as an employment agency for permanent recruitment and employment business for the supply of temporary workers. By applying for this job you accept the T&C's, Privacy Policy and Disclaimers which can be found at hays.co.uk
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GNU Octave Opening and Closing Files
System: Streams: See Stream I/O page. System.FileMode: See"File Open Modes" (above) Test Files: The GenText program can be used to create up to 99,999,999 records in a file of up to about 5.9 GB.... 13/02/2013 · .bat file to save and close all open Words docs, then quit Word Hello Everyone, I'd like to write a .bat file that will save and close all open Word documents, then …
efg's Delphi File I/O
Open the badpoem.txt file, read the first line, and then close the file. Use fopen to open the file. This function assigns a unique file id to use for reading and writing to the file.... System: Streams: See Stream I/O page. System.FileMode: See"File Open Modes" (above) Test Files: The GenText program can be used to create up to 99,999,999 records in a file of up to about 5.9 GB.
GNU Octave Opening and Closing Files
8/04/2014 · A simple-to-use and portable program that helps you open and close the CD-ROM drive with a single click, while running on low system resources how to run game on a man If fd is the last file descriptor referring to the underlying open file description (see open(2)), the resources associated with the open file description are freed; if the file descriptor was the last reference to a file which has been removed using unlink(2), the file is deleted.
Cannot delete because file is open in sysytem....help
This is like opening a zip file with WinZip and trying to delete the zip file when it is still opened. To close or unmount the opened or mounted iso file, in Windows Explorer go to My Computer and if you see a drive "E:\" then right click that drive and unmount or close it. The i how to open gas tank on mitsubishi outlander Open or create a file for reading or writing at the end of the file. Append a "t" to the mode string to open the file in text mode or a "b" to open in binary mode. On Windows and Macintosh systems, text mode reading and writing automatically converts linefeeds to the appropriate line end character for the system (carriage-return linefeed on Windows, carriage-return on Macintosh).
How long can it take?
close_system MathWorks - Makers of MATLAB and Simulink
- Close one or all open files MATLAB fclose - MathWorks
- efg's Delphi File I/O
- How to identify and close an instance of opened
- c# How to close a file that is already opened in a
How To Close A File Open In System
The reason is because a FileStream is returned from your method to create a file. You should return the FileStream into a variable or call the close method directly from it after the File.Create.
- close_system('sys', saveflag), if saveflag is 1, saves the specified top-level system to a file with its current name, then closes the specified top-level system window and removes it from memory. If saveflag is 0, the system is closed without saving.
- solved Can't delete system file because it's open in another program? solved Excel 2007 crashed- recovery pane found several versions of unsaved file but cannot open/save latest version because
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- 23/05/2012 · I just load a PDF file in a WinForm using WebBrowser control. I have a PDF byte array and I used to write this in temporary folder of client machine when the user clicks on print preview in …


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5% Off Combined Vacuum and Steam Brake Valves
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When searching for answers leave the letters that you don't know blank! E.g. B OTH R (BROTHER)
Perhaps one ripens as retiree? is a crossword clue for which we have 1 possible answer and we have spotted 1 times in our database. This crossword clue was last seen on 15 March 2019 in The Sun Cryptic Crossword puzzle!


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Monash University is taking research to another level with the launch of M3, the third-generation supercomputer available through the MASSIVE (Multi-modal Australian ScienceS Imaging and Visualisation Environment) facility.
Powered by ultra-high-performance NVIDIA Tesla K80 GPU accelerators, M3 will provide new simulation and real-time data processing capabilities to a wide selection of Australian researchers.
"Our collaboration with NVIDIA will take Monash research to new heights. By coupling some of Australia's best researchers with NVIDIA's accelerated computing technology we're going to see some incredible impact. Our scientists will produce code that runs faster, but more significantly, their focus on deep learning algorithms will produce outcomes that are smarter," said Professor Ian Smith, Vice Provost (Research and Research Infrastructure), Monash University.
Continue reading "Monash University launches M3 to accelerate research"


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Here are some interesting sites that I've found this week, thanks to my PLN. As a teacher, I feel we have to keep up to date concerning research in our field and current issues in the education system. I hope some of these inspire you, inform you, and even have you asking questions. Thank you for coming by and visiting!
Note: Each resource is labeled with a level and subject area to make it easier to use.
Levels: E: Elementary; M: Middle; H: High; G: General, all levels; SN: Special Needs; T: Teachers
Subject Areas: LA: Language Arts, English, Reading, Writing; M: Math; S: Science; Health; SS: Social Studies, Current Events; FA: Fine Arts; Music, Art, Drama; FL: Foreign Language; PE: Physical Ed; C: Career; A: All
I'm Determined – "you will find a series of documents (assessments and checklists) to assist educators in making decisions regarding self-determination practices in the classroom or school." (L:T; SA:SN, C)
Good News Network – "Since 1997, people have turned to the Good News Network® as an antidote to the barrage of negativity experienced in the mainstream media. Because of its long history, staying power, and public trust, GNN has remained #1 on Google. From its beginnings, the website has been a clearinghouse for the gathering and dissemination of positive news stories from around the globe, confirming what people already know — that good news itself is not in short supply; the broadcasting of it is." (L:G; SA:A)
Wire Cutter – "Wirecutter is a list of the best gear and gadgets for people who want to save the time and stress of figuring out what to buy. Whatever sort of thing you need—tableware or TV or air purifier—we make shopping for it easy by telling you the best one to get." (L:G; SA:A)
Current Events – "Teaching current events provides a particular challenge in the history classroom. The most readily available sources - news articles - are geared toward recent events and do not provide the long-term historical view necessary for students to understand why an event unfolds the way it does, and how it relates to their history class. Current Context helps students understand today by putting current events in their appropriate historical context. Each report includes a background, a timeline of significant events, a map, & links to useful resources." (L:H; SA:SS)
Google Spotlight Stories - virtual reality; "Google Spotlight Stories means storytelling for VR. We are artists and technologists making immersive stories for mobile 360, mobile VR and room-scale VR headsets, and building the innovative tech that makes it possible. Enjoy the experience - look, listen, explore – and never worry that you'll miss anything." (L:G; SA:A)
Original photo by Pat Hensley


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Fuzhou Emonita Electronic Co., Ltd
Dear clients. All the price on the website are FOB Shenzhen or FOB Fuzhou quotation. Please select your interested models and quantity and send to us, we will choose the best way shipping, then we will send PI to your confirm. If...
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