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Mankind is not yet able to prevent the occurrence of natural disasters. Despite this, a superior social system is able to reduce losses, save lives, protect property, and aid the rebuilding of homes to the largest possible extent. The Wenchuan Earthquake, which struck Sichuan Province on May 12, 2008, was the single most destructive earthquake to have occurred in the history of the People's Republic of China. Other than its enormous magnitude, its sheer scope and the extreme difficulty involved in the relief effort were also unprecedented. Under the firm leadership of the CPC Central Committee, and with the full support of the whole Party, the army, and people throughout the nation, the people of Sichuan have not only risen above calamity to achieve overwhelming success in the rescue, recovery and reconstruction, but have also leapt forward to create a miracle of scientific development and rapid economic growth. The disaster area, which was once the scene of total devastation, has undergone nothing short of a total transformation, becoming a glowing testament to the superiority of socialism with Chinese characteristics.
An aerial view of the newly rebuilt Beichuan county seat in Sichuan Province (March 28, 2011). Beichuan was devastated by the earthquake that hit Sichuan Province in 2008. Over the last three years, devastated towns have been reconstructed over an area of 130,000 square kilometers, and the homes of nearly 20 million people affected by the earthquake have been rebuilt, bringing vitality back to this once ravaged region. / Photo by Xinhua reporter Mo Dingyou
I. The leadership of the Party was fundamental to this great miracle
The CPC is the leading core in the cause of socialism with Chinese characteristics. The leadership of the Party is the most salient political superiority of China's socialist system. It is the fundamental guarantee of our capacity to cope with various risks, control various complex situations, and overcome various dangers and difficulties. The success of the people of Sichuan in combating the devastating Wenchuan Earthquake and rebuilding their homes is, more than anything else, attributable to the leadership of the CPC.
The CPC Central Committee, with Comrade Hu Jintao as the General Secretary, took immediate steps to organize the rescue effort after the earthquake struck, and a command center to coordinate the rescue and relief effort was immediately established under the State Council. The leadership called on the whole Party, the army, and the people to mobilize in a desperate attempt to provide aid and relief and make sure to win the struggle. Amidst constant aftershocks and frequent dangers, the leaders of the Party and the government soon arrived in the disaster area to assess the situation and oversee the rescue operation personally. This leadership was effective in rapidly bringing the entire country together in a concerted effort to combat the disaster.
The CPC Sichuan Provincial Committee and the Sichuan Provincial Government triggered off the emergency response plan immediately after the earthquake struck. Overseeing the rescue effort from the front line, the Sichuan authorities were able to establish a command system at the provincial, prefectural, county, and township levels within just hours of the earthquake. The CPC committees at different levels in the disaster area showed stern resolve in the face of danger and gave full play to their leadership at that crucial time. Grassroots Party organizations moved into action quickly, organizing a rescue effort among the public and thereby giving full play to their role of bastion in the fight. More than 10,000 shock brigades composed of Party members spearheaded the rescue effort and gave their all on the front line. Their courage in the face of death and willingness to lay down their lives in order to save the lives of others fully demonstrated their exemplary vanguard role. Of the survivors pulled out from under the rubble, more than 80% were rescued by members of the public organized by grassroots Party organizations and Party cadres or by mutual assistance or independent efforts under their direction. The capacity of CPC organizations to take effective action and mobilize the people was fully demonstrated in the response to the disaster.
Guided by a sense of loyalty to the Party, to the motherland, and to the people, the armed forces demonstrated their dauntless spirit in the face of unimaginable difficulties. Marching on foot, wading through rivers, and undertaking daring airdrops in extreme conditions, members of the armed forces rapidly penetrated the fault zone at Mount Longmen and scaled challenging terrain in a desperate attempt to save lives and bring aid to disaster stricken people. They gave full play to their role as a pillar of hope. The army and the people united in a series of successful endeavors to rescue and relocate disaster victims, clear roads, restore transport links, maintain hygiene, prevent the onset of disease, avert secondary disasters, and maintain social stability in the disaster area. In a miraculous feat that stunned the world, the relief operation was successful in preventing the occurrence of famine, large numbers of roaming refugees, epidemic diseases, and social turmoil in the disaster area.
The post-disaster reconstruction effort and initiatives to stimulate the economy in disaster stricken regions have progressed smoothly under the effective leadership of the CPC Central Committee and Party organizations at all levels. Authorities began to draw up reconstruction plans within just one week of the earthquake. We aimed to achieve a basic recovery within three years, economic revitalization within five years, and moderate prosperity in all aspects within ten years. At the same time, we also decided to accelerate the development of beautiful new homes and build a model for the economic development of China's western regions. In the wake of the disaster, the CPC Central Committee demanded that the recovery and reconstruction effort should constitute an important aspect of China's efforts to counter the international financial crisis, boost internal demand, and promote growth; that it should be used as a powerful engine to drive on the development of the whole country; and that efforts should be made to attain three-year targets within the space of two years. On this basis, we combined efforts to achieve functional recovery with efforts to promote leap-frog development, and gave particular emphasis to the reconstruction of urban and rural housing, infrastructure, industries, urban areas, culture, ecological environment, and homes in the spiritual sense. Meanwhile, by seizing on every opportunity to speed up the pace of development, we were able to essentially complete our three-year reconstruction tasks in the space of just two years. Sichuan's economy soon rebounded from its lowest point to enter a phase of accelerated development. The whole province ushered in a phase of unprecedented development, as the disaster area underwent a thorough-going transformation. Sichuan's economy grew by an average of 13.7% per year during the Eleventh Five-Year Plan period, and the pace and quality of development during these five years surpassed any other period since the launch of the reform and opening up drive. Moreover, Sichuan's economy went on to achieve a record growth rate of 15.1% in 2010, making it the eighth largest regional economy in the country.
II. Putting people first is the core concept in creating the great miracle
Putting people first and governing for the people are core political philosophies of the CPC. Under the guidance of these philosophies, we dedicated ourselves to putting the lives and the wellbeing of the people first throughout the bitter rescue attempt and the arduous rebuilding process. Never in the global history of disaster relief has this philosophy been demonstrated to such a sublime level.
So long as there was even the faintest glimmer of hope, no effort was spared to save lives during the rescue operation. Indeed, it was this spirit that allowed us to save 83,988 people from the ruins. Following the rescue, our attentions turned to the question of resettlement, which then became our number one priority. During the initial resettlement phase, we were able to provide emergency settlement for 15 million people within the space of just 10 days. Within three months, we had managed to provide temporary settlement for 12 million people from 5.3 million families that had been left homeless by the disaster. As we entered the recovery and reconstruction phase, our commitment to putting the livelihood of the people first allowed us to rapidly improve public welfare programs and assurance capabilities in the disaster area. After one year, damaged houses belonging to 3.55 million families had been repaired and reinforced; after one and a half years, farm houses for 1.5 million families had been rebuilt; and after two years, housing for 250,000 families in urban areas had been rebuilt. Scientific planning was adopted to guide scientific reconstruction throughout the rebuilding campaign. This involved stressing the importance of integrating projects for the livelihood of the people with industrial development, combining quality and speed in reconstruction, and giving prominence to regional styles, ethnic features and cultural continuity. In particular, the concept of planning was introduced into rural reconstruction for the first time. This led to improvements in village layout, village planning and home designs, and thereby allowed us to showcase the look of a new socialist countryside. By resolving the practical difficulties faced by the people in the disaster area, such as employment, heating in the winter, and aiding families in particular difficulty, we managed to maintain a stable and orderly social environment to underpin the smooth progress of the reconstruction effort. Temporary land transfers and non-local settlement allowed us to address the practical difficulties of people who had lost their land in the disaster. Specific relief and settlement arrangements were adopted for special groups, which saw the settlement of children, elderly and disabled citizens who lost their families in the earthquake, and people disabled due to injuries sustained in the earthquake. We also launched a repopulation campaign in which 5,422 families who had lost children in the disaster were granted permission and assistance to give birth again. As of the present, 2,864 babies have been born as a part of this initiative. The principle of putting people first embodies the glory of human nature. By adhering to this principle, we were able to ease the minds of the people, maintain social stability, and thereby create a harmonious and positive atmosphere for the post-disaster reconstruction effort.
The core of socialist democracy is the position of the people as the masters of their own country. We were able to launch a highly efficient and rapid rescue operation and achieve both quality and pace in post-disaster reconstruction by adhering to an organic integration of the leadership of the Party, the position of the people as the masters of their own country, and the rule of law. This is a glowing testament to the fundamental attribute of a socialist country, namely, all power belongs to the people. After the earthquake, the Standing Committee of the National People's Congress, in line with public opinion, adjusted the 2008 central budget to include a reconstruction fund which was designed to ensure the availability of funds for the rescue and rebuilding efforts. The State Council promulgated four laws and regulations, such as the Regulations Regarding the Recovery and Reconstruction of Wenchuan after Earthquake, which provided sound legal and policy guidelines for the post-disaster reconstruction.
We strived for public satisfaction throughout the rebuilding campaign, and took assertive steps to solicit public opinion and suggestions before making major decisions. Adhering to the principles of equality, openness and transparency, we ensured that the people had the right to be informed, the right to make their own choices, the right to be involved in administration, and the right to monitor the actions of the government. In important aspects of the rebuilding process, such as the formulation of plans, the rebuilding of housing, the special supply of building materials, quality control, industrial restructuring and social stability, the people were able to act independently and at their own free will, exercise a high-degree of self-dependence and initiative, participate in and supervise the entire rebuilding process, and fully exert their role as their own "masters" with the guidance and help of the government. This way, the people were able to become participants in the decision making process, implementers of the reconstruction campaign, supervisors in grassroots administration, and beneficiaries of post-disaster reconstruction.
III. The reform and opening up drive is the impetus of the great miracle
Reform and opening up is a fundamental national policy for the development of socialism with Chinese characteristics. It is a path that must be taken if we are to achieve the great rejuvenation of the Chinese nation. China's attempts to reform and open up over the past 30 years have liberated and developed productive forces, injected vigor and vitality into the country, and led to significant increases in China's comprehensive strength. This has given us the strength and the material foundation needed to overcome a disaster as devastating as the Wenchuan Earthquake.
The public sector played a principal role in the response to the Wenchuan Earthquake. In the immediate wake of the disaster, the government rapidly assembled hundreds of thousands of rescue and relief workers, allocated tens of billions of yuan in relief funds, and dispatched millions of tons of food, clothing, bedding and tents in addition to urgently needed materials such as fuel oil, coal and engineering equipment to the disaster area. This rapid response played a crucial role in securing more time for the rescue and helped to boost the efficiency of the entire rescue efforts. Large and medium-sized state-owned enterprises played a central role in the effort to restore road and railway links, the race to get telecommunications and power back online, and in the scramble to remove the threat posed by rivers that had been dammed by landslides in the earthquake. In China, all land belongs to either the state or to collectives. The huge superiorities of this system became evident during the reconstruction process, as it allowed us to readjust land planning schemes and ensure the launch and rapid progression of various reconstruction projects after the earthquake. The private sector also played a highly active role in the relief operation. Large numbers of private enterprises made important contributions to the relief effort in response to the calls of the central government, continuing the Chinese tradition of supporting the weak and helping those in difficulty.
Openness was a prominent feature of the rescue and reconstruction process following the Wenchuan Earthquake. News of the earthquake was made public straight away, and daily press conferences were held to keep the public updated on the latest figures and developments. Adopting an open stance, the Chinese government welcomed the arrival of search and rescue teams from Russia, Japan, South Korea and Singapore and from regions such as Hong Kong and Taiwan. China also accepted medical teams from eight countries and Hong Kong, Macao and Taiwan. We have adhered to the principle of openness throughout the course of post-disaster reconstruction, bringing together wisdom from around the country and even the whole world in order to ensure the highest standards in our planning, design and construction. We have also subscribed to dialectical thinking, sought to renew our way of thinking, made attempts to turn difficulties into opportunities, pursued a strategy of openness and cooperation, striven to become a model of openness for western regions, and actively accommodated the relocation of industries from central and eastern China. With an unprecedented level of openness, we have witnessed the rapid growth of our IT, auto-making, petroleum, natural gas, and chemical industries since the earthquake. Opening up to the outside world has unleashed a wave of energy that is driving on the development of Sichuan Province by leaps and bounds. Post-earthquake Sichuan has become the frontier for opening up the western region and one of the most attractive areas for investment in China.
The socialist market economy was the basis for our disaster relief and reconstruction efforts. We have identified reconstruction as a means of development. Seeking to promote development through reconstruction, we utilized the strengths of the socialist market economy to solve one difficulty after another. We approached the issue of financing for the reconstruction in line with the principle of integrating government regulation and market forces. On this basis, we designed an investment mechanism around the principles of government guidance, market operation, and private participation, which allowed us to attract enough private finance to make up for the trillion yuan shortfall in reconstruction funds. We also designed a mechanism to guarantee the supply of factors of production in which priority was given to the supply of building materials for farm houses and key efforts were made to ensure the availability of supplies necessary for the resumption of production and for the manufacture of materials to be used in the reconstruction. Every effort was made to ensure a stable supply of coal, electricity, oil, gas and transportation resources for both enterprises and the public. These initiatives helped to maintain stability and order in the market. We also made efforts to link post-disaster recovery to reforms aimed at planning urban and rural development on a coordinated basis. In line with the ideas and methods of these reforms, we integrated initiatives to rebuild urban and rural housing into our efforts to re-develop industries and promote the recovery of tourism and culture. This not only allowed us to ease the financial strain involved in the rebuilding of housing and develop new types of urban and rural formation, but also helped us to develop the replacement industries from the perspective of the disaster victims. We also regarded the reconstruction as a chance to achieve a developmental leap forward. To overcome the influence of both the earthquake and the international financial crisis, we took action to readjust the structure of our productive forces and accelerate the transformation of the pattern of economic development. In doing so, we managed to create ideal conditions for the rapid development of the disaster area on the foundations of reconstruction.
IV. The country-wide system represents a unique superiority for creating the great miracle
The superiority of China's socialist system is fully embodied in China's ability to rally the entire nation behind a major undertaking. Under the firm leadership and correct direction of the CPC Central Committee, China was able to pool the efforts and wisdom of the entire country behind the rescue efforts. Within an incredibly short period of time, we were able to assemble and effectively allocate huge amounts of human resources, material resources and financial resources to disaster stricken areas, fully revealing the superiority of China's socialist system in the mobilization and effective organization of resources. Fact has proved that China's unique leadership system is highly conducive to the organization of coordinated rescue efforts on a national scale; that its unique administrative system is highly effective in integrating forces and pooling resources in response to emergences; and that its unique economic system is able to boost national strength, ensure the wellbeing of the people, and provide a material basis on which various challenges and tests can be met head-on. Moreover, China's unique ideological and cultural system has proved itself highly effective in bringing the people together in the face of unparalleled adversity, while its unique military system is extremely effective in rapidly mobilizing the armed forces as both a dominant force and a rapid response team in the fight against major disasters.
The implementation of point-to-point aid initiatives was an innovative move that allowed the entire nation to contribute to the reconstruction effort. Point-to-point aid is a new model for post-disaster reconstruction that has been created by China. On the 37th day after the earthquake, the central government demanded that "each county heavily inflicted by the disaster should be aided by a province." In total, 18 provinces (municipalities) have provided active support to key reconstruction projects in 18 heavily inflicted counties. At present, almost all of the 3,880 projects undertaken by these supporting provinces (municipalities) have been completed, representing a total combined investment of more than 76 billion yuan so far. In addition, the Hong Kong and Macao special administrative regions have also supported the construction of 295 projects in affected areas. Moreover, the 21 cities (prefectures) in Sichuan Province, with the exception of six cities (prefectures) that were heavily damaged in the earthquake themselves, have each provided dedicated support to one heavily inflicted town or township in the province. The practice of point-to-point aid has accelerated the reconstruction process and effectively promoted economic cooperation, cultural exchanges, the merging of ideas, and ethnic unity between China's eastern, central and western regions on a major scale. It has proven to be a successful means of gradually promoting common prosperity in which those who have already attained wealth provide aid to those who have not.
The people of Sichuan have responded to disaster relief with gratitude and by demonstrating the courage to forge ahead. They have carried forward the fine tradition of self-reliance and resilience, never once standing aside, depending on others, nor watching on in anticipation. They have forged ahead in the face of adversity and worked to rebuild their homes and their lives with their own hands. A wave of energy surged throughout the disaster area and the people yelled out: "so long as we are alive and able, nothing can defeat us," and "rely on our own strength, work our own sweat, and do the things that we are supposed to do." All of a sudden, the spirit of resilience and inner-strength in the face of hardship could be felt almost everywhere.
V. The core values are the spiritual props behind the great miracle
The core socialist value system is an advanced socialist culture and a mental impetus behind the coordinated development of the economy and society. The people of different ethnic groups in China are brought together by their common belief in socialism. With unbreakable resolve, they stand as one throughout difficulties and hardships, and seek common development for a better future.
The heroic Chinese people have a national tradition of coming to the joint aid of those in need and uniting together as an impregnable whole. They have displayed the lofty sentiment of uniting as one and advancing hand in hand under the banner of socialism. Party cadres put the lives, wellbeing and the happiness of the people in the disaster area first. By devoting themselves to others, they demonstrated a selfless contribution to "family" in the greater sense of the word to the neglect of their own. The people affected by the disaster stood on their own feet and remained strong in the face of disaster, never waiting for aid to reach them. This was a sign of their resilience and inner-strength. Adopting a national perspective, various provinces and municipalities made all-out efforts to provide disaster stricken areas with point-to-point support. These were moving acts guided by a great love of humankind. More than one million volunteers flocked to the worst hit areas in the immediate wake of the earthquake. Through their concern for the disaster victims they have carried forward the fine tradition of fraternity and mutual aid among the Chinese people. The selfless donations and contributions from our compatriots in Hong Kong, Macao and Taiwan as well as overseas Chinese demonstrated the solidarity that brings Chinese nationals from all over the world together. The incredible spirit that defined the relief effort is a monument to the agreement between national spirit and the spirit of the times. It was a refinement of the core socialist value system.
The great love of the motherland has deeply moved the people of Sichuan. The entire disaster area has been swept by a wave of gratitude towards the Party, the motherland, the people, and the army. Moreover, the ideological awareness, horizons, and mental outlook of both cadres and members of the public in the disaster area have been propelled forward exponentially. In the wake of the major earthquake that hit Yushu, Qinghai Province, the devastating landslide that occurred in Zhugqu, Gansu Province, and the serious drought that threatened Shandong Province, the people of Sichuan Province did all in their power to aid the people in need. As their hearts flocked to the victims in the affected areas, they used their actions to repay the entire country for the love and support that they were given after the Wenchuan Earthquake. The spirit of the relief effort fully displayed the great vigor of the core socialist value system. In this sense, this spirit is an immense form of wealth in itself. The disaster areas in Sichuan Province, which have regained new life, have become symbols that teach people about patriotism, the core socialist values, and national solidarity and progress. They are also windows through which the vigor of China's mode and path of development can be seen. We shall devote great efforts to carrying forward the incredible spirit that was demonstrated during the course of the rescue and relief effort. In doing so, we will further ensure that the predominant tone of our times is support for the Party, for the socialism, for reform and opening up, for the motherland, for the people of all ethnic groups, and for the people's army.
In the three years that have passed since the devastating Wenchuan Earthquake, the people of Sichuan have marched out of sorrow and toward a string of epic successes in disaster relief, reconstruction, and scientific development. It is fair to say that their achievements are miraculous enough to leave the world stunned. This was made possible because we have a strong Party, a strong country, a great nation, and an unparalleled socialist system.
(Originally appeared in Qiushi Journal, Chinese edition, No.9, 2011)
Note:Author: Secretary of the CPC Sichuan Provincial Committee
Related readings:
The Wenchuan Earthquake
The counties of Wenchuan and Beichuan in Sichuan Province were hit by a magnitude 8.0 earthquake at 14:28:04 CST (China Standard Time) on May 12, 2008. The overall impact caused by the earthquake was larger than any other earthquake to have occurred in the history of the People's Republic of China. It was the third most powerful earthquake to have occurred since the founding of the PRC, surpassed in magnitude only by the earthquake that hit Medog, Tibet (8.5) on August 15, 1950 and the earthquake that occurred at Kunlun Mountain (8.1) in 2001. The area directly devastated by the earthquake was as large as 100,000 square kilometers.
The Wenchuan Earthquake left 69,227 people dead and 374,643 injured. In addition, 17,923 people have been listed as missing. Direct economic losses reached 845.2 billion yuan. Sichuan Province was the hardest hit, bearing 91.3% of the total losses, while the provinces of Gansu and Shaanxi accounted for 5.8% and 2.9% respectively. No other earthquake in the history of the People's Republic of China has been as destructive or as widespread in scope as the Wenchuan Earthquake.
Parameters: Time: 14:28:04 CST May 12, 2008. Latitude: 30.986°N. Longitude: 103.364°E. Depth: 14km. Magnitude: 8.0 on the Richter Scale, moment magnitude 7.9. Max. intensity: XI. Location of the epicenter: Yingxiu Town, Wenchuan County, Sichuan Province.
Cause: The direct cause of the earthquake was the rapid uplift of the Qinghai-Tibet Plateau owing to the subduction of the Indian plate beneath the Eurasian plate. Eastward movement of substances in the plateau had been met with resistance from the rigid plate under the Sichuan Basin on a long-term basis. This led to a build-up of energy along Mount Longmen tectonic zone on the eastern fringe of the plateau. The sudden release of this energy in the Beichuan-Yingxiu area of Mount Longmen resulted in a fault earthquake of the thrust, dextrorotary and extrusion type. The massive Sichuan earthquake occurred in a zone of the crust which was shifting from fragility to tenacity. The depth of the focus was 10-20 kilometers. The earthquake was made even more destructive by its relatively long duration.
Type: Wenchuan Earthquake was a fault earthquake of the thrust, dextrorotary and extrusion type.
Depth: The Wenchuan Earthquake was relatively shallow, with the focus being about 10-20 kilometers deep. This made the earthquake extremely destructive.
Reconstruction Completed One Year in Advance
Following the massive earthquake that hit Wenchuan County, Sichuan Province on May 12, 2008, the CPC Sichuan Provincial Committee and the Sichuan Provincial Government effectively promoted post-disaster reconstruction in accordance with the overall plan for reconstruction sanctioned by the State Council. The effort was based around the principles of "making plans first, giving priority to the livelihood of the people, rebuilding scientifically, and showing respect for nature." By the end of September 2010, the 3-year reconstruction scheme had essentially been completed one year in advance. By the end of April, 2011, 38,803 of the 41,130 reconstruction projects planned by the state had been completed, accounting for 94.34% of the overall reconstruction scheme. Projects completed so far represent a total investment of 885.153 billion yuan, accounting for 92.37% of the total planned investment. The reconstruction effort following the Wenchuan Earthquake has been an overwhelming success: We have ensured housing and employment for almost all families, made sure that everyone has access to social security, rebuilt infrastructure to a higher standard, promoted economic development, and made significant improvements to the ecological environment in the area. The success of the reconstruction campaign has changed the face of the disaster area forever. These great achievements have demonstrated the superiority of the socialist system, the effectiveness of point-to-point aid as a means of support, and the fine Chinese tradition of coming to the joint aid of those in need. This achievement is a further testament to the powerful cohesion of the Chinese nation.
In an urgent notice issued by the Ministry of Civil Affairs on May 22, 2008, Beijing and other 20 provinces and municipalities were designated to provide dedicated support to disaster stricken counties in Sichuan Province, with each province being responsible for the provision of aid to a certain county. According to the notice, these provinces were asked to provide interim shelter for disaster victims, solve the basic needs of the people in the disaster area, help to rebuild housing and infrastructure, aid economic recovery and development, and provide affected areas with economic cooperation and technical guidance.
The support arrangement was as follows: Shanghai supported Dujiangyan City, Hunan supported Pengzhou City, Heilongjiang supported Wenjiang District, Shanxi supported Pixian County, Inner Mongolia supported Dayi County, Hebei supported Chongzhou City, Jiangsu supported Mianzhu City, Beijing supported Shifang City, Liaoning supported Anxian County, Shandong supported Beichuan County, Jilin supported Pingwu County, Henan supported Jiangyou City, Guangdong supported Wenchuan County, Fujian supported Lixian County, Tianjin supported Maoxian County, Anhui supported Songpan County, Jiangxi supported Xiaojin County, Guangxi supported Heishui County, Zhejiang supported Qingchuan County, Hubei supported Hanyuan County, and Hainan supported Baoxing County.


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Auto Selection Of List ItemFeb 5, 2010
I have a budget document that has a selection (Named Range with list items in a drop down) Approved, Rejected, Awaiting Approval or Blank. What I would like to do is set a process that could approve all Awaiting Approval. My thought was to create another choice box at the top that allowed the user to choose approve all awaiting and it would select every matching item that was Awaiting Approval and change it to Approved. At the same time I would like it to set the date and time, this could just copy what I put in an associated field or be real time.View 9 Replies

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Fintechs have always been at the forefront of technological advances in the financial services industry. As artificial intelligence (AI) software becomes more mainstream, fintechs are once again showing the way forward by leveraging AI.
In this article, you'll learn how fintechs are leveraging AI to bring down cost, provide better customer service and detect fraud.
Highly Customized Financial Services
The ability for a bank to offer custom services to every level of customer is no longer an option. It's a requirement. But it often isn't humans who are providing such services. It's AI software.
One company getting in front of them is Grifin. It analyzes where you spend and provides suggestions for investing in those companies.
"Today's technology provides a gateway for companies to do some pretty amazing things. As well, traditional banking and investment channels aren't moving fast enough with the industry. They are falling too far behind and are losing their current user base. By the time they adjust, the needs of millennials will already be taken care of by fintech companies," Aaron Froug, the company's co-founder, told Forbes in an interview.
"There is so much competition in the market that a good product doesn't just cut it anymore. Companies have to be consumer-focused and make sure they are building a brand that customers want and can be loyal to."
Another area of financial services that is being automated through AI is financial advising. Rather than interacting with a human, customers use robo advisors — AI software that suggests investments based on your answers to a set of questions.
Fidelity Go is one such robo advisor. Some of its main benefits are lower fees than that of a human advisor and its ability to quickly scan a broad range of investments that are tailored to a specific person.
Saving Money Through Chatbots
Unlike stand alone-apps, chatbots are AI software that integrates with SMS, Slack, or Facebook Messenger. In other words, they work on platforms you're likely already using rather than requiring you to install another app.
Chatbots utilize existing platforms to send useful messages related to your finances. Depending on what the chatbot has been programmed to do, it will monitor your financial behavior and assist with different tasks or provide suggestions.
Trim and Truebill are great examples. Both help you save money by monitoring your financial activity. For example, when Trim finds a way to save, it sends a text message asking if it can perform a specific money-saving task. Once you confirm, Trim goes off and completes the task. Truebill tells you if you electrical or phone bill looks too high, and offers to negotiate on your behalf to lower your bills for you.
For business owners, Taxbot is a chatbot that tracks your mileage and business expenses. By utilizing GPS, Taxbot is able to track and provide plenty of detail about each business trip. It tracks other expenses through photos of your receipts, which it can match to bank or credit card charges.
Big Banks Are Taking AI Serious
Fintech isn't just small, nimble companies. Big banks have departments within them or even fintechs they've bought up that perform the same tasks.
At JP Morgan, by leveraging AI, they've created a technology called Contract Intelligence (COiN). COiN is able to scan 12,000 annual commercial credit agreements in a matter of seconds. This task used to take 360,000 manual hours.
Wells Fargo has also created a large AI group within the company. They recently developed a customer service chatbot that works on Facebook Messenger. Unlike some of the other chatbots mentioned earlier, Wells Fargo's chatbot interacts more heavily with customers. It is able to do things such as help to reset passwords and provide account information.
These are tasks that use to be performed by human customer service employees. By removing humans from these tasks, Wells Fargo is able to decrease its overhead cost.
Fraud Prevention
Traditionally, security software helped to determine possible fraudulent activity. It then took many hours of investigation by humans to determine the severity, if any, of the detection. By the time any verifiable conclusion was reached, it could be too late.
Detecting fraud isn't straight forward. The act of fraud is very subtle and almost invisible. AI and its close cousin, ML (machine learning) are helping to turn the tide. Because AI and ML are able to analyze historical transactions much faster than humans and provide fairly accurate predictive results, fraud can be determined or at least narrowed down to a smaller set of possibilities faster than ever before.
As more transactional data accumulates, AI and ML fraud detection software will only get better. The reason why is because the software constantly trains and learns what is regular financial behavior vs. what is fraudulent.
AI Is At The Center Of Financial Services Innovation
Fintechs are no longer stand-alone companies creating the latest financial services solutions. Many of them are well-funded groups within large financial services firms. One thing they all have in common is a drive to keep innovating and moving the financial services industry forward. AI is one of the main tools fintechs are wielding to accomplish this tasks.
Tools mentioned: Grifin, Fidelity Go, Trim, Taxbot, Truebill


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Marvel heroes head into harm's way, backed by an unlikely ally
Pro-tip: don't screw up in front of Drax the Destroyer
By I-Hsien Sherwood. Published on Apr 03, 2018
Editor's Pick
Not every hero gets top billing, or even a real name. In a new spot for the Marvel Strike Force mobile game, a S.H.I.E.L.D. medic seizes his moment in the spotlight, only to get tripped up by his lack of plot armor.
Many war-themed game franchises are self-serious affairs--all monologue and machismo, backed by heavy metal or an incongruous ballad. But Marvel takes the wind out of Medic's brooding with the help of a little schadenfreude from the more famous Drax. It's the same kind of lightheartedness that infuses the Marvel Cinematic Universe. It isn't afraid to make fun of itself, unlike the grim (and inferior) films DC offers.
Aside from a few seconds of gameplay at the end, the footage is original CGI. Agency barrettSF was behind the effort, produced out of visual effects studio The Mill. The company took characters designed by game developer FoxNext and animated them using live actors in motion-capture suits. A stuntman even took a tumble to make the action as realistic as possible. Six to 60-second cuts began running a few days ago and hit broadcast and cable this week.
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- Date
- Apr 02, 2018
- Agency:
- barrettSF
- Client:
- Marvel Strike Force
- Chief Marketing Officer:
- Jordan Edelstein
- Vice President, Marketing:
- Daniel Helmhold
- Senior Product Marketing Manager:
- Tania Samsonoff
- Executive Creative Director:
- Jamie Barrett
- Creative Director:
- Todd Eisner
- Senior Art Director:
- Jen Hart
- Head of Production:
- Conor Duignan
- Account Director:
- Molly Warner
- Strategist:
- Kevin Albrecht
- Production:
- The Mill
- Director:
- Rober Sethi
- Director:
- David Lawson
- Editorial:
- The Mill
- Editor:
- Victor Jory
- Editor:
- Natalie Wozniak
- Edit Assist:
- Bradley Rhone
- Visual Effects:
- The Mill
- Executive Producer:
- Anastasia Von Rahl
- Producer:
- Dan Love
- 2D Lead Artist:
- Martin Karlsson
- 3D Lead Artist:
- Chris Bayol
- 3D Lead Artist:
- Chris Goodrich
- Colorist:
- Adam Scott
- Music:
- New Math
- Composer:
- Dan Sammartano
- Composer:
- Jared Hunter
- Composer:
- Ray Loewy
- Composer:
- Dave Wittman
- Composer:
- Kala Sherman
- Sound Design:
- Lime
- Engineer:
- Michael Anastasi
- Mix:
- One Union
- Engineer:
- Matt Wood
Need a credit fix? Contact the Creativity Editors


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Our Team
Brett Kaplan
Brett Kaplan has lived on the Suncoast for 30 years. The son of a real estate investor, his familiarity and knowledge with real estate in Gulf Coast area makes him readily available to help you with all of your real estate requirements. Kaplan has a Bachelor's degree from the University of Florida in Telecommunication: News and most recently worked at the Ellenton Ice and Sports Complex as the Director of Media Relations and Marketing. During his time at the ice rink, Kaplan learned to utilize and take advantage of the various marketing approaches, including the most cutting edge and social media. His background in marketing and media relations provide him the tools to expose your property to the widest possible range of qualified buyers. Kaplan has excelled in everything he's done, will listen to you, and work tirelessly on your behalf. Kaplan is a licensed Florida REALTOR® and member of the Commercial Investment Division (CID).
Contact Brett
Ricardo "Ric" Ruiz del Vizo
Ric is experienced in all aspects of commercial real estate sales and leasing, with a strong emphasis in net leased investment acquisitions and dispositions, as well as 1031 exchange transactions. Ric is a CCIM candidate, member of the International Council of Shopping Center (ICSC), member of the Sarasota/Manatee Board of Realtors, Florida State Association of Realtors, National Association of Realtors, and Commercial Investment Division (CID). Mr. Ruiz del Vizo has multiple real estate designations and is currently seeking his Masters Degree in International Relations with Saint Leo University. Ric is also the Founder and CEO of Agents Armor LLC, a real estate safety and technology company. He is an accomplished commercial broker who , in his past, has served his country an community honorably as a veteran police officer of 22 years and combat military veteran of multiple high intensity conflicts across the globe.


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By Tom Kleckner
SPP's Markets and Operations Policy Committee will begin 2019 with new faces in all its leadership positions following the Board of Directors' approval of NextEra Energy Resources' Holly Carias as chair and Evergy's Denise Buffington as vice chair.
SPP Vice President of Engineering Lanny Nickell, who will become the committee's staff secretary, made the announcement late Friday in an email to stakeholders.
"I'm confident they will do a fabulous job leading the group," said Nickell, who is replacing SPP COO Carl Monroe on the committee. Monroe served as secretary for 18 years.
Carias, a senior director in regulatory affairs for NextEra who became heavily involved with the MOPC during 2018, has been a vocal proponent for renewable resources.
Buffington, director of federal regulatory affairs for Evergy companies Kansas City Power & Light and Westar, has focused on SPP's budget and transmission zonal placement issues. The board and MOPC in 2017 both rejected her attempts to address cost shifts caused by the RTO's zonal placement decisions. (See SPP Board Rejects Changes to Tx Zonal-Placement Rules.)
Carias and Buffington replace Nebraska Public Power District's Paul Malone and independent consultant Jason Atwood. Malone cycled off the committee in December, while Atwood left the Northeast Texas Electric Cooperative in November to start his own business.


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I see several of our members are here in Springfield. I'm presently in the milinium building if anyone wants to come over for a bit.
It was so great meeting you!
It was so great meeting you!
Same here. The only stupid questions are the ones you don't ask. Need anything, don't hesitate to call.
New! Check out our help videos for a better understanding of our forum features
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Hi There! Is this Your First Time?
Did you know if you Register you have access to free search tools including the ability to save listings and property searches? Did you know that you can bypass the search altogether and have listings sent directly to your email address? Check out our how-to page for more info.
- Price$1,425,000
- Beds3
- Baths3
- Sq. Ft.2,304
- Built1980
4935 Harvey Grant Rd, Fleming Island
If you are looking for a large St. John's Riverfront property with a LOT of direct river frontage and all the charm of old Florida - but still conveniently located, THIS IS IT! Hiding right in the middle of Fleming Island, this unique property consists of two parcels with a total of 4.5 AC acres and approx. 380 ft of frontage on the river. One parcel is approx. 3.0 AC and 250 ft on the river with a beautiful board and batten 3 BD/ 2BA main house and a large open 1 BD/1 BA guest house/ studio with a loft. There is also a sep. work shop and garage, large carport, a horse stall and beautiful fenced pasture right off a post card. The second parcel is an approx 1.5 acre vacant lot with 110 ft on the river. The two are being sold together but could be divided.The views and character are unmatched and it looks like a park. Whether you use this outstanding property as a hobby farm or just enjoy it for its space and privacy, this estate is absolutely charming and you will not see another one like it!
Essential Information
- Price$1,425,000
- Bedrooms3
- Bathrooms3.00
- Full Baths2
- Half Baths1
- Square Footage2,304
- Year Built1980
- TypeResidential
- Sub-TypeResidential - Single Family
- StyleTraditional
- StatusActive
- UtilitiesDSL Available, Sewer - Septic Sys, Water Well(drinking)
- Parking Spaces3
- ParkingCircular Drive, RV / Boat Parking, Detached Garage
- Is WaterfrontYes
- WaterfrontRiverfront
- PoolNo Pool
- ExteriorWood Siding
- Exterior FeaturesDeck - Wood, Dock/Pier, Equipment Shed, Gazebo, Porch - Front, Barn(s), Horse Stall/Stable, Other Building(s)
- Lot DescriptionFlood Insurance Req., Groves/Orchards, Regular Lot, Riverview, Water Access, Wooded, Cleared/Field
- RoofShingle Roof
Additional Information
- Days on Market137
- ZoningResidential, Single Family
- HOA Fees0.00
- HOA Fees Freq.N/A
Community Information
- Address4935 Harvey Grant Rd
- Area121-fleming Island-ne
- SubdivisionHarvey Grant
- CityFleming Island
- CountyClay
- StateFlorida
- Zip Code32003
- Interior FeaturesBuilt-in-Bookshelves, Ceiling 8+ Ft., French Door(s), Thermal Window(s), Vaulted/Cath. Ceil., Walk-in-Closet(s), Wall-to-Wall Carpet
- AppliancesDishwasher, Disposer, Dryer, Ice Maker-Refrgeratr, Microwave, Range Gas, Washer, Down-Draft Cook top
- HeatingCentral Heating, Electric Source
- CoolingCentral Cooling, Electric Source
- FireplaceYes
- Fireplaces2 or more Fireplaces, Fireplace-Living Rm, Mantle, Stone Fireplace, Wood Burning Frplc, Marble Fireplace, Frplc-Fam Rm/Den/Gr
- # of Stories2
School Information
- ElementaryPaterson
- MiddleGreen Cove Springs
- HighFleming Island
Listing Details
- Listing Office:Watson Realty Corp
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Florida Homes Realty and Mortgage are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Information deemed reliable but not guaranteed.
©2019 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing information last updated on May 26th, 2019 at 2:08pm EDT.


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When searching for answers leave the letters that you don't know blank! E.g. B OTH R (BROTHER)
Pacific salmon known as blue jack is a crossword clue for which we have 1 possible answer and we have spotted 1 times in our database. This crossword clue was last seen on 15 March 2019 in Daily Themed Crossword puzzle!


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On the computer you are using, of course there are some viruses that you don't realize. Usually, the virus appears on your computer when you visit various sites that are not trusted or you don't scan every time you connect falshdisk to a computer. These two habits are most often done and cause viruses on your computer. Best free antivirus for PC is what you need most to make your computer avoid virus attacks.
You as a computer owner also need to know that there are some signs given by your computer when the computer is exposed to a virus. Some of the signs in question are
1. There is an error program or application
One of the computers affected by the virus can be seen from the application program, which mostly turns into an error. For example: slow opening, can not be opened at all, or can be opened but not functioning properly. Although this is not absolute because of a virus, but a virus is also one of the things that can cause this event.
2. The computer system is slow
There are not many people who know that the slow pace of a computer system can be caused by a virus attack on that computer. This will certainly disrupt the computer's performance. Because, if one application program slows down it will interfere with other application programs. If the virus has successfully attacked the computer's operating system to severe, then usually to turn it on also takes tens of minutes the new computer can be used. Even if it is alive, it will definitely make you troubled because of the delay, plus error messages from the system that will always appear.
3. There is data that is hidden by the virus
However, what happens if the important data is infected with a computer virus? Usually, computer data that is exposed to a computer virus can still be accessed, but if opened the contents of the data appear to look empty. That is, the virus can hide files and data that are on your computer.


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Arid - All Is Quiet Now (Vinyl)
Blue Vinyl
Dispatched in 10 to 15 working days
- Price
Limited 180gm transparent blue vinyl LP pressing. Arid formed back in 1995 and with the leading role of guitarist Jasper Steverlinck they created music with references to other artists out of the alternative rock scene. Their rock approach on their second album All Is Quiet Now leans towards the music of bands like U2. The album includes their singles "You Are" and "Everlasting Change" and is the last album before the group decided to split. It's an half hour of full energy with some beautiful crafted songs, like "Wintertime". The album is available on vinyl for the first time and the first pressing of 500 individually numbered copies is available on transparent blue vinyl.
Product Details
- Barcode
- 8719262006331
- Department
- Music
- Released
- 15 Jun 2018
- Artist
- Arid
- Format
- Vinyl
- Genre
- Rock
- Label
- Music On Vinyl
- Tracks
- All I Did (Was Get Close To You)
- You Are
- Silent Reproach
- The Body Of You
- Everlasting Change
- Wintertime
- I Wonder How Come
- Move Your Head
- I Wish I Was All Of That
- Million Lights
- Year
- 2018
- Supply Source
- Profile
- Belgian (alternative) rock group that consists of:
Jasper Steverlinck: vocals, guitars
David Du Pré: guitars
Steven Van Havere: drums
- Members
- David Du Pré
- Filip Ros
- Jasper Steverlinck
- Steven Van Havere
- Websites


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ERNA JESSIEMonday, April 15, 2019 8:56:47 AM
Same-sex marriage became legal in Colombia on 28 Aprilwhen the Constitutional Court of Colombia ruled by a vote that banning same-sex marriage was unconstitutional under the Colombian Constitution of The first same-sex marriage to be performed in the country following the ruling occurred
Colombia rechaza matrimonio homosexual 24 May Colombia was the fourth country in South America to allow same-sex marriage.
On 7 the Constitutional Court of Colombia extended several common-law marriage property and pension rights to same-sex couples. A couple is regarded as de facto after living together for two years. A union can be registered through a public Colombia rechaza matrimonio homosexual before a notary or a judge.
If such a law had not been passed by then, same-sex couples would be automatically able to register their relationship with the same solemnity as heterosexual couples do through marriage. From February to Augustat least 51 same-sex de facto unions were performed in the coastal city of Cartagena.
On 15 Junethe lower house of the Congress of Colombia approved a historic same-sex couples bill by a vote of[14] and President Uribe was expected to sign the measure, which had been
Colombia rechaza matrimonio homosexual by the Colombian Senate in April.
However, on 19 June, a group of conservative senators broke party discipline in what is usually a routine vote on the final form of a bill and defeated the measure by in the member Senate. About 80 LGBT rights advocates held a demonstration outside Congress the following day, protesting the bill's defeat. The bill, which had been endorsed by conservative President Alvaro Uribe, [16] would have made Colombia the first nation in Latin America to grant same-sex couples in long-term relationships the same rights to health insurance, inheritance and social security as heterosexual couples.
On 17 MarchSenator Armando Benedetti introduced a civil union bill.
The bill was re-introduced by Senator Roy Barreras on 30 July Inafter the Constitutional Court ruling, five bills were announced in Congress to correct the disadvantage of same-sex couples, two bills used the word "marriage", two of them created civil unions. In OctoberSenator Armando Benedetti introduced a bill legalizing same-sex marriage.
The bill initially only allowed for civil unions, but the text was changed by Benedetti. The Colombia rechaza matrimonio homosexual outcome was expected, as the two biggest parties made a commitment to kill the bill. This was the first same-sex couple married in Colombia. In Septembertwo civil court judges married two same-sex couples. A verdict was to be reached before 31 August On 30 JulySenator Benedetti introduced a same-sex marriage bill. He made the statement the day after a multi-country same-sex couple began an unprecedented legal battle to have their marriage registered in Spain recognised in Colombia.
Colombian government agencies began recognising same-sex marriages lawfully performed in foreign jurisdictions in March Same-sex couples married abroad are now entitled to "Colombia rechaza matrimonio homosexual" same visa, healthcare benefits, inheritance and pension rights as heterosexual spouses once they take a stamped marriage certificate and identification papers to the nearest designated office.
In Marcha draft of a ruling, considered to be a minority opinion of the Constitutional Courtwas published by Judge Jorge Ignacio Pretelt. The draft said that marriage applies only to one man and one woman and that it is up to Congress to legalize same-sex marriage.
On 7 Aprilthe Court voted against the proposal. Presiding Judge Maria Victoria Calle told the court; "all people are free to choose independently to start a family in keeping with their sexual orientation The first same-sex wedding in the country following the ruling happened in Cali on 24 May On 12 Julythe Constitutional Court rejected a challenge to the ruling filed by a conservative group that opposes same-sex marriage.
In Colombia, civil marriages
Colombia rechaza matrimonio homosexual performed by notaries and judges. Up to Aprilthere was no unified statistical report concerning the first year of same-sex marriage in Colombia.
Nonetheless, notaries had been reporting partial data, leaving marriages performed by judges excluded.
From April to Decembersame-sex marriages were celebrated in Colombia. The poll showed that women and people with a higher education level were more likely to support same-sex marriage.
From Wikipedia, the free encyclopedia. Armenia Israel Mexico 5 Netherlands: Same-sex union legislation Same-sex union court cases Timeline of same-sex marriage Recognition of same-sex unions in Africa Recognition of same-sex unions in Asia Recognition of same-sex unions in Europe Recognition of same-sex unions the Americas Recognition of same-sex unions in Oceania Marriage privatization Divorce of same-sex couples Domestic partnership Military policy Adoption Listings by country.
Other type of partnership. Constitution limits marriage to opposite-sex couples.


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by ogr.thegang June 15, 2018
Initial slang for "Old Guys Rule!" A three-word celebration of the positive aspects of life after middle-age (50+).
I'm close enough to retirement I can get out before my boss could go through the process to fire me, so I can say pretty much anything I want! OGR!!!
by NashvilleMac July 14, 2017


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text:
- 3 beds
- 2.00 baths
- 1,191 sq.ft.
- 5,663 sq.ft. lot
Property Description
Nice home on cul-de-sac. Home features dual pane windows, central heat and air. Close to schools and shopping. Easy freeway access. Great room concept with vaulted ceilings. Ceiling fans in all bedrooms and great room.
Listing Courtesy of Loren Gonella, CB Gonella Realty, Merced
Interior Features
Exterior Features
raj qsarCEO | Owner |
CalBRE# 01744847
- cell 714.412.5019
- office 949.612.2535
Use of this site means you agree to the Terms of Use
Based on information from California Regional Multiple Listing Service, Inc. as of November 1, 2018. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.


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THE ASIAN AGE. | Nov 24, 2018,
Lucknow: As the countdown for Vishwa Hindu Parishad"s "dharam sansad" in Ayodhya begins, BJP legislators are doing their bit to put the communal cauldron on the boil.
BJP MP Sakshi Maharaj said in Unnao on Friday that if the steps to the Jama Masjid were broken, statues would be found. "If not, you can hang me," he said.
He said that in the Mughal era, the rulers had demolished several temples top build mosques and excavation would reveal these facts.
Sakshi Maharaj said that the temple construction would begin before the 2019 elections and criticised the Supreme Court for delaying the verdict on the Ayodhya dispute.
"The Supreme Court has given its ruling on several matters but is putting off the Ayodhya case," he said.
Meanwhile, controversial BJP MLA Surendra Singh has called upon people from his constituency in Ballia district to reach Ayodhya in large numbers and prepare for a "1992-like situation and this time, it will be for construction of temple".
"The Ram temple will be constructed any cost and if needed, people will break the law like they did in 1992. It is a matter of faith and above law and constitution," he told reporters.


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Apartment Club Nàutic
up to 3 guests
2 rooms
1 bedroom
1 bathroom
Sea view
Distance to centre closeby
Distance to Beach 500 m
Proximity to public transport 3 km
Proximity to golf course 12 km
Distance to sea 500 m
Washing machine
Balcony / Terrace
Non smoking
Accommodation alert
2-room apartment 36 m2 on 3rd floor. Fully renovated in 2017, comfortable and modern furnishings: living/dining room with 1 double sofabed, dining table and satellite TV. Exit to the balcony. 1 room with 1 french bed (160 cm), air conditioning and forced-air heating. Open kitchen). Shower/WC. Small balcony. Balcony furniture. Panoramic view of the sea, the canal and the port. Facilities: washing machine. Please note: non-smoking house. TV only FR. HUTG042974House/Residence
Puerto Náutico: Cosy, comfortable apartment block "Club Nàutic", 6 storeys. En el sector Club Nàutic 300 m from the centre of Empuriabrava, in a quiet, sunny position, excellent location: right in the centre but still quiet, 500 m from the sea, 500 m from the beach, south facing position. In the complex: restaurant, bar, internet café, sauna, fitness room (extra). Solarium, lift. Public car park. Grocery, supermarket 400 m, shopping centre 300 m, restaurant 100 m, bar 50 m, bakery, café 10 m, bus stop 3 km, railway station "Figueres" 12 km, sandy beach "Empuriabrava" 500 m, diving center 2 km. Sports harbour 10 m, golf course (18 hole) 12 km, surf school 1.5 km, sailing school 1.5 km, tennis 3 km, minigolf 1.5 km, riding stable 3 km, sports centre 50 m, walking paths from the house 2 km, cycle lane 1.6 km. Nearby attractions: Centro paracaídismo Skydive 3 km, Túnel del viento 3 km, Parque Acuático Aquabrava Roses 8 km, Museo Dalí Figueres 15 km, Casino y castillo de Peralada 12 km, Ruïnes de Empúries 21 km. Groups of teenagers on request only. Please note: There are more similar properties for rent in this same residence. Neighbourhood highly sensitive to noise. Quietness and good behaviour expected.
Prior to your departure, you will receive the key collection information for your stay, along with your travel documents.
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Location DescriptionGeneral info
Well-known holiday complex, in the north-eastern part of the region, directly by the sea, in a busy, convenient position, 15 km north-east from Figueres, 150 km north-east from Barcelona, 35 km from Frontera Francesa. In the resort: supermarket, shops, butchery, bakery, boutiques, post office, bank, restaurant, bar, disco, evening entertainment. Besides: pharmacy, doctor. Empuriabrava is a seaside resort with over 30 km of navigable canals and two beaches with golden sand. These canals, very pleasant, allow direct access by boat to the houses by the sea. There is a numerous possibilities to practice water sports, one skydiving centre with their new wind tunnel, carousel, paddle and tennis. Cultural excursions are also possible, for example the Dali Museum in Figueres.Summer
Sandy beach, 2 km long, up to 200 m wide. Sports harbour. Diving, sailing, surfing, sailing school. Tennis, golf course. Minigolf. Riding. Fishing. Bicycle paths, mountain bikes for hire.
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* Australian shares extend gains to fourth session
* Local iron ore miners bolstered by China demand prospects
By Ambar Warrick
March 4 (Reuters) - Australian shares rose to a more than five-month high on Monday, buoyed by reports that China and the United States were close to striking a deal to end their bitter year-long trade war that had unsettled financial markets and dented global growth.
The S&P/ASX 200 index advanced 0.7 percent or 42.3 points to 6,235.0 by 0036 GMT and was poised for its fourth straight session of gains. The benchmark tacked on 0.4 percent on Friday.
The early impetus came from strong U.S. stock futures after the Wall Street Journal reported that the United States could lift most or all of its tariffs on Beijing, while a summit between U.S. President Donald Trump and his Chinese counterpart Xi Jinping to sign a final trade deal could happen later this month. U.S. stocks had also firmed on Friday.
"We are likely to at least see a positive start for stocks and risk assets as Monday trade kicks off," Greg Mckenna Strategist, Trader, and Founder at McKenna Macro said in a note, referring to the strength in U.S. equities.
The Australian financial subindex rose about 0.6 percent as the country's big four banks advanced on solid demand. Australia and New Zealand Banking Group outpaced its peers with a near 0.5 percent gain.
Global miners BHP Group, Rio Tinto and Fortescue Metals Group strengthened in line with an uptick in Chinese iron ore futures.
The Australian metals and mining index was 0.5 percent higher, although gains were somewhat offset by a decline in gold stocks.
In corporate activity, agribusiness company Graincorp added 0.5 percent after it said it intended to sell its Australian bulk liquid terminals business to ANZ Terminals for an enterprise value of A$350 million ($248.89 million).
The country's largest casino operator, Crown Resorts jumped more than 2 percent despite having its bid to delay the construction of a Melbourne skyscraper project rejected.
Pesticides maker Nufarm was the best performer on the ASX 200, gaining as much as 10.6 percent as it recovered from a more than four-year low. Local drought conditions have dented demand for its products and battered the company's margins.
New Zealand shares touched a record high on broad-based gains, led by financials and utilities. The benchmark S&P/NZX 50 index rose 0.7 percent or 67.2 points to 9,418.88.
The New Zealand-listed shares of Westpac Banking were among the biggest boosts to the index, gaining more than 1 percent.
Milk producer Fonterra extended its recovery into a second session after having touched a record low last week. The company had on Thursday cut its annual earnings outlook amid challenging weather conditions.
Reporting by Ambar Warrick in Bengaluru Editing by Shri Navaratnam


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MT09 / FZ09 / FZ9 Taller Screen - Dark Smoke
Fits Years: 2013 ≥ 2016
Product Code: M6861F
Stock:[ 4 ]
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Stock:[ 4 ]
Click here to view the fitting instructions for this product
Manufactured by Puig, imported by Pyramid. Taller (35 x29 cm) touring style screen designed to fit the Yamaha MT-09 / FZ-09 in smoked acrylic. A great way to add extra style to your motorcycle or to add aerodynamics and shift the air out of your way.OTHER ITEMS WHICH MAY BE OF INTEREST: Click here for MT09 Extenda Fenda range Click here for MT09 Ductail Click here for MT09 Huggers Click here for MT09 Hugger Extensions Click here for MT09 Belly Pan range Click here for MT09 Infill Panels Click here for MT09 Radiator Cheeks Click here for MT09 Seat Cowls Click here for MT09 Fly Screens Click here for all MT09 Screens Click here for MT09 Spray Guards Click here for MT09 Radiator Guard Click here for MT09 Undertray Click here for Pyramid No Screws Glue Other
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Hussain Sajwani has risen to the top in real estate. His development of luxury properties place his wealth close to 3 billion dollars. He opened and utilizes his own real estate properties company, DAMAC. As DAMAC owner Hussain's ambition proved his ingenuity for property enhancement, while under construction.Based in Dubai, DAMAC has been able to succeed in a competitive environment.
DAMAC owner, Hussain Sajwani demands detail, and gets paid very well for the luxury properties he provides. His clients are responsible for putting him in demand. Repeat business can be the best, so Hussain, with referrals in hand, tackles each assignment.Location is key, and the territory the DAMAC owner covers is expansive. Imagine doing work you can show pride in, and being rewarded for it's excellence. Hussain Sajwani has mastered, with proven skill, property know how, without a need to compare.
As per Saudi Projects, when considering investment on a somewhat larger scale, then Hussain the DAMAC owner should rise to discussion during research. Within his territory, his reputation stands firm. His strength in business comes from educated talent. His experience points his company toward excellence during expansion. If given the opportunity, it is recommended to invest with DAMAC. The professionalism is sound, and the architectural layouts are exquisite. If you want a new investment, and you're serious about what you get out of life, then contact THE DAMAC owner. A luxury lifestyle isn't ,always affordable, so if you have the right kind of money, you need look no further. Visit his website for more information.
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BALTIMORE (WJZ) — A Baltimore man who was shot in the face during a late-night fight at an Ellicott City Walmart store last fall has been sentenced to one year in jail.
Matthew Allen Spencer, 24, of the 100 block of Hillvale Road was sentenced Thursday morning.
A county grand jury indicted Spencer earlier this year and he pleaded guilty to one count of reckless endangerment on July 10.
Police were called to the store in the 3200 block of North Ride Road around midnight on October 8, 2017, for a report of shots fired.
Officers arrived and after a brief chase, stopped a vehicle that Spencer was a passenger in.
At the July plea hearing, Assistant State's Attorney Tricia Cecil stated that an auxiliary police officer checking for handicap parking violations observed Spencer leave the store, take a rifle from his trunk and fire the weapon toward the Walmart sign over the store entrance.
Spencer then returned to his vehicle with the weapon and drove away quickly.
Store surveillance video and eyewitness accounts showed that two men had some kind of interaction as Spencer was leaving the store. Spencer then returned to the store for another interaction, resulting in De'Andre Edward Eason pulling a handgun from his waistband and shooting Spencer.
Eason, 20, of the 3100 block of West Springs Drive, Ellicott City pleaded guilty to one count of attempted second-degree murder and a firearm charge in March. He was sentenced to 10 years in prison.
Spencer's attorney told the court that the gunshots were meant as a warning shot to Spencer's assailant.
Spencer was sentenced to five years, suspending all but one year to be served at the Howard County Detention Center.
He was ordered to forfeit the weapon and placed him on two years of supervised probation, along with additional condition upon release.
Follow @WJZ on Twitter and like WJZ-TV | CBS Baltimore on Facebook


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Mortgage rates moving higher! According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average climbed to 4.6 percent, its highest level in nearly two months. It was 4.54 percent a week ago and 3.93 percent a year ago.
The 15-year fixed-rate average grew to 4.08 percent. It was 4.02 percent a week ago and 3.18 percent a year ago. The five-year adjustable rate average rose to 3.93 percent. It was 3.87 percent a week ago and 3.15 percent a year ago.
When the Federal Reserve met earlier this week, it did not raise interest rates, but it did signal a September hike was likely. The central bank has raised its benchmark rate twice this year and indicated that two more increases are possible before the end of the year.
Mortgage Rates Moving Higher
The Fed doesn't set mortgage rates, but its decisions influence them. A better indicator of where rates are headed is the movement of long-term bonds. This week, the yield on the 10-year Treasury crossed the 3 percent threshold. It hadn't closed at 3 percent since late May. When yields rise, so do home loan rates.
It is hard to see how the United States can raise interest rates too much. The U.S. has a debt of over $21 Trillion and this year at an average of 2.23% interest and will pay over $500 billion in interest. The debt is increasing at over $1 Trillion a year and doubling of interest rates to over 4% would mean interest payments of at least $1 Trillion a year. That is not affordable!
On the other hand, inflation is picking up. The usual remedy for inflation is for the Federal Reserve to raise interest rates to cool things down. That means higher rates.
Buyer or Seller?
If you are a potential homebuyer, you might want to buy a house while interest rates are low. Virginia Beach is already one of the top ten cheapest areas of the country. 10 cities picked by Realtor.com give hope to those wanting to live in a beach town. The most affordable beach town in the country, Realtor.com found, was Gulfport, Mississippi. With a median home list price of $184,100. In the top ten was #8 Virginia Beach, Virginia with a median home list price of ($273,200)
If you have been waiting to sell, maybe now is the time. Higher interest rates could slow the economy and bring on a recession causing home prices to come down. Just this week Dr. Housing Bubble had this headline: "The housing market is now entering a visible slowdown – affordability challenges, low inventory, and higher interest rates are now coming home to roost."
He concludes, "The housing market has been running on fumes and has been in the tailwind of an incredible stock market recovery. People would like to buy but simply do not have the budget to do so. You also see foreign money soften up a bit as the current administration has been tough on China."
"The market is slowing down. The question yet to be seen is whether this will be a minor correction or an actual bust. We've clearly been in a boom. What comes next?"
Ask now for our FREE information about How to Sell Your House Fast.
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2018 Quilt Block Design Contest gives designers the chance to win their share of more than $15,000 in prizes
(OMAHA, NE) July 11, 2018— AccuQuilt, a U.S. based company that specializes in manufacturing premiere fabric cutting machines, is excited to announce its 2018 Quilt Block Design Contest is officially live at accuquilt.com/contest. The contest – which is open for entries through July 31, 2018 – allows participants to enter an original quilt block design for their chance at fabulous prize packages.
"Our annual Quilt Block Design Contest is always an exciting time for us," said AccuQuilt's director of marketing, Dawn Drazdys. "We're lucky to have the support of our sponsors to make this an unforgettable event for the participants."
For a chance to win, individuals must submit their original designs at accuquilt.com/contest. Designs must be based on AccuQuilt shapes to be considered. If unfamiliar with AccuQuilt shapes, entrants can find an AccuQuilt equivalents chart at accuquilt.com/go-cutting-equivalent. There is no purchase required to enter and no limit to the number of entries someone can submit.
After the July 31 entry deadline, all block designs will be posted online and the public voting begins. Entrants should rally their friends and family to vote daily at accuquilt.com/contest from Aug. 1 – Aug. 15, 2018. The Top 10 designs will be reviewed by famous quilter Eleanor Burns and the AccuQuilt team to decide a winner. The Grand Prize winner will receive a prize package worth more than $8,000 and will also be flown to Omaha, NE to see their quilt block unveiled on a 17-foot sign outside of AccuQuilt's Corporate Office during their 10th Anniversary Celebration.
A prize package will be awarded to the top-10 placers in the contest. Included in the packages are items from sponsors Handi Quilter, Quilt in a Day, Craftsy, Aurifil Thread, QT Fabrics, Northcott Fabrics, Camelot Fabrics, Moda, Timeless Treasures, Dear Stella, Riley Blake, Shannon Fabrics, The Quilting Company, American Patchwork & Quilting, Marcus Brothers, Island Batik and Andover Fabrics.
Full rules and details can be found at accuquilt.com/contest.
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Pokemon Nintendo Switch UPDATE: New RPG in development, but is it Pokemon Stars?
POKEMON fans will be treated to a brand new core Pokemon RPG that's being developed by Game Freak.
Pokemon Nintendo Switch is in development
Nintendo Switch is getting a core Pokemon role-playing game in the next year.
The core Pokemon game was announced during the Nintendo Switch E3 2017 Direct conference.
The news was unveiled by The Pokemon Company's Tsunekazu Ishihara, but little else was shown.
Ishihara said that Game Freak was working on the game, but the release date is still some way off.
"Game Freak has begun developing a core RPG Pokemon title on Nintendo Switch.
"It may not release for more than a year, but we hope you'll look forward to it all the same."
It's unclear if this is the heavily rumoured Pokemon Stars that was said to be coming to Nintendo Switch.
Nintendo also announced a new Metroid Prime sequel during the Direct E3 2017.
Elsewhere, Nintendo revealed a new Kirby game for Nintendo Switch and showcased the upcoming Legend of Zelda DLC.
The Master Trials DLC includes the Trial of the Sword game mode, which gives players the task of fighting through 45 rooms filled with enemies.
"Link starts without any armour or weapons, and if he can defeat all of the enemies in the room, he can proceed to the next area," reads the official description.
"When Link clears all of the trials, the power of the Master Sword will be awakened, and it will always be in its glowing powered-up state while usable."
Rocket League was also revealed for Nintendo Switch.
The new Rocket League Nintendo Switch port will feature exclusive customisation items for the Nintendo console. This includes Mario and Luigi hats for your cars.
Fans can also expect new Nintendo-themed vehicles, as well as cross-network play with other platforms and local wireless.
Rocket League Nintendo Switch has a holiday 2017 release date, but doesn't have a price.