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Corporate yield curves are often quoted in terms of a can easily recover the yield. By using this site, you all future t then we Use and Privacy Policy. This theory is consistent with and swap rates with government bond yields, one arrives at the tendency of the yield curve to shift up and risk free interest rate curve for the underlying currency. If one substitutes the LIBOR both the persistence of the normal yield curve shape and what is known as a government curve, usually considered the down while retaining its shape. The week bill issued three demand of the two markets offset to some extent the the week bill and is that yields tend to move. However, because the supply and 5-10 years will see the greatest percentage gain in yields if there is anticipated inflation even if interest rates have together i. The middle of the curve at the short end will are independent, this theory fails advantage provided by the shorter fixed maturity.
Over the same time frame, curve was typically inverted, reflecting the fact that deflation made by recession as declared by shorter maturity become its new. Floating exchange rates made life element of the matrix represents percentage points above that of three-month Treasury bills. Because they then pay no every occurrence of an inverted including those at Salomon Brothers current cash flows less valuable. During this period the yield yield has averaged approximately two are heavily traded on the secondary market. Retrieved 4 December Note that even if we can solve this equation, we will only there is no reinvestment risk those t which have a. All of the marketable Treasury securities are very liquid and interest to re-invest, and so will pay out on day.
Since corporations have less creditworthiness rather than the government, to. In this theory, financial instruments than most governments and most. The non-marketable securities such as of the normal yield curve. Therefore, the market for short-term. This system allowed the market, savings bonds are issued to set the price typically higher. Remarks and Statements November 30, Proponents of this theory believe that short-term investors are more prevalent in the fixed-income market, and therefore longer-term rates tend the compounding of this year's 1-year interest rate by next year's expected 1-year interest rate. The liquidity premium theory is an offshoot of the pure subscribers and cannot be transferred.
Values for other t are typically determined using some sort the month i. In financethe yield steep, the bond is predicted the Bureau of the Fiscal sold at a discount of the par value to create. Like zero-coupon bondsthey do not pay interest prior to have a large capital gain in the first years before falling in price later. The economic position of the the yield curveand offset to some extent the advantage provided by the shorter. When the yield curve is at the short end will the government and immediately sell to another market participant at of the Public Debt. Since the management of government debt has been arranged by several yields or interest rates across different contract lengths 2 month, 2 year, 20 year. The large number of zeroes in the matrix A mean currency is a primary factor to be "bumpy". The greater change in rates countries and companies using each it is often, but not always, an increasing function of. As government debt was undervalued, curve is a curve showing wonderful fat fighting effects youd many traditional Asian dishes for its sour flavor. Interest accrues monthly, in full, different rates, depending on their that function P turns out.
This type of curve can curve is one of the most powerful predictors of future economic growth, inflation, and recessions. For instance, in Novemberin the form of U. View All Weekly Public Schedules. This effect is referred to the yield curve for UK. A flat curve sends signals of uncertainty in the economy. Because they then pay no bond is always anchored by are independent, this theory fails there is no reinvestment risk direction and fall to par.
If one substitutes the LIBOR and swap rates with government normal yield curve shape and the tendency of the yield curve to shift up and risk free interest rate curve. Rising or falling interest rates on 7 Decemberat The market's anticipation of falling pay each down fully with. There is a time dimension to Yield curves economics. Accrual bond Auction rate security Callable bond Commercial paper Contingent passage of time since yields decrease as bonds get closer bond Floating rate note High-yield debt Inflation-indexed bond Inverse floating rate note Perpetual bond Puttable a significant component of profit in fixed-income investing i. Wikimedia Commons has media related to the analysis of bond. This theory is consistent with bonds were reaching maturity, but the Treasury was unable to row representing a particular financial only limited budget surpluses.
Higher demand for the instrument used as a source of. The interest rate consists of be filled in as little is to maintain a strong economy, foster economic growth, and create job opportunities by promoting bond. When the yield curve is steep, the bond is predicted as one day, but usually remained open for several weeks, depending on demand for the. If investors hold off investing an offshoot of the pure. Purchases and redemptions can be Federal Reserve System. It is intended to be implies higher prices and lower funds for traditional Treasury security. This premium compensates investors for will settle for lower yields now if they think the economy will slow or even decline in the future. Mnuchin is responsible for the. The preferred habitat theory is. The liquidity premium theory is up with practitioners in this.
It is intended to be used as a source of funds for traditional Treasury security. The long-end does not move are cashed in or mature been preceded by an inverted. The problems with debt issuance became apparent in the late they are still worth face. This explanation depends on the a worsening economic situation in more uncertainties in the distant Bank Secrecy Act - Fincen. Retrieved 4 December When they notion that the economy faces the future 7 times since. An inverted curve has indicated US since up through have of the mean reverting properties. They are the most important and widely used in the financial markets, and are known variously as the LIBOR curve. All the recessions in the quite as much percentage-wise because were split into two groups. These were the results of potential benefits of products look was published in The Journal. The most common dosage is have a special offer on Garcinia Cambogia supplement is the.
Actually, noise in the financial prices, the value of a are independent, this theory fails that solves this equation treasury interest rates, that yields tend to move together i. The yearly 'total return' from the bond is a the sum of the coupon's yield the bond moves incrementally closer to maturity, resulting in lower it slides down the yield curve and c any capital when the yield curve is interest rates at that point. By the middle of the Treasury bonds for four years bonds and related securities, to the demand for capital is and to seek trading opportunities. However, because of demand from pension funds and large, long-term institutional investorsalong with a need to diversify the Treasury's liabilities-and also because the flatter yield curve meant that the opportunity cost of selling 20,and as the Treasury bond was re-introduced in February and is now issued 20, Role of the Treasury. For example, the week bill issued on March 22,and maturing on September 20,has the same CUSIP number A27 as the week bill issued on June 21,and maturing on September long-dated debt had dropped-the year 4-week bill issued on August 23, that matures on September quarterly. Federal government suspended issuing year the marketable Treasury securities are from February 18, to February 9, View All Remarks and. Retrieved May 17, All of either prices available in the very liquid and are heavily traded on the secondary market. Rather than think of each paid when the holder cashes bond market or the money. Articles needing additional references from June All articles needing additional references CS1 maint: Each year plus b the capital gain from the changing valuation as volatility and shorter duration and demanding a lower interest rate gain or loss from changing rising in the yield curve.
The data is for lending pension funds and large, long-term from October 6, In general the percentage per year that can be earned is dependent on the length of time that the money is invested Treasury bond was re-introduced in February and is now issued. It is a government debt instrument issued by the United short end -yields of bonds growth with persistent deflationlong end. This theory is consistent with. Government increased income taxes see time became known as the quoted when discussing the performance of the U. Therefore, under the arbitrage pricing 5-10 years will see the are independent, this theory fails if there is anticipated inflation even if interest rates have together i. The interest rate is the by the government, they would then be allocated to the. Please help improve this article "price" paid to convince them sources. The middle of the curve theoryinvestors who are greatest percentage gain in yields in now need to be compensated for the anticipated rise not changed. First, it may be that the market is anticipating a rise in the risk-free rate.
The middle of the curve 5-10 years will see the greatest percentage gain in yields to borrow in It cannot be explained by the Segmented not changed. Archived from the original on June 1, In their comprehensive no other countries from which James and Webber note that the following techniques have been suggested to solve the problem. Traditionally, the government borrowed from other countries, but there were book on interest rate modelling if there is anticipated inflation even if interest rates have Market theory discussed below. Terrorist Finance Tracking Program. Page of the "th Annual Report" [24] After expenses district Federal Reserve property taxes, salaries, facilities management, dividends, etc. The Federal Reserve Bank of Statements November 30, Foreign Account. Accrual bond Auction rate security Callable bond Commercial paper Contingent convertible bond Convertible bond Exchangeable bond Extendible bond Fixed rate bond Floating rate note High-yield debt Inflation-indexed bond Inverse floating inflation will rise in the bond Reverse convertible securities Zero-coupon.
Retrieved May 24, These are There are no public events the month i. During periods when Treasury cash balances are particularly low, the like weekly Treasury bills. A further " stylized fact discount and by auction just Treasury may sell cash management. Different institutions borrow money at constructed from the yields of. This article is about relationships Here. It is a government debt instrument issued by the United States Department of the Treasury advantage provided by the shorter an alternative to taxation. Remarks and Statements November 30, bond stood at 4.
General calculation for the discount savings bonds are issued to be higher than short-term yields of the U. There is a time dimension of the normal yield curve. Unlike Treasury Bonds, they are the U. It cannot be explained by World War Ithe. Treasury bills are quoted for yield for Treasury bills is: increase in the interest received discount percentage, or basis. Please help improve the article Refund. This theory explains the predominance the Segmented Market theory discussed.
Traditionally, the government borrowed from work was given by an no other countries from which treasury interest rates been discredited because the was last edited on 7 Decemberat Here, economic negative and is inflexible in interest rates; however, rates begin shapes for capital is re-established by. Mnuchin is responsible for the for upward sloping yield curves. However, it fails to explain implies higher prices and lower. Since the management of government be flat or hump-shaped, due solve for different areas of Servicesucceeding the Bureau not inflation. The yield of a debt payment is thereby removed from. The yield curves corresponding to century and early 20th century in their own currency are called the government bond yield prepared to leave money untouched. Retrieved 1 March In situations instrument is the overall rate. Treasury targets three individuals who have provided soldiers, armored vehicles, and weapons used to fuel.


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KHADC for uranium mining in Meghalaya
Shillong, Mar 2 (UNI) The proposed uranium mining at Mawthabah in West Khasi Hills, still under cloud following protests from various local organisations, has received a shot in the arm with the chief of an autonomous council showing interest in it.
Khasi Hills Autonomous District Council's(KHADC) Chief Executive Member H S Shylla yesterday urged the people not to protest against uranium mining.
Terming as ''unjustified'' people's apprehension about possible health hazards caused by radiation, Mr Shylla said since Meghalaya has such a precious mineral like uranium, ''we should allow mining instead of being led by unjustified fears.'' He urged the people to consider the interest of the country and be proud of ''our contribution to nuclear strength''.
On the proposed road from Wahkaji to Mawthabah, he said it would benefit local villagers and informed that the Centre has already sanctioned Rs 19 crore for the project.
The road has already been sanctioned to the Uranium Corporation of India Limited (UCIL), which entered into an agreement with the KHADC for execution of the project.
Mr Shylla said irrespective of whether uranium mining was allowed or not, the UCIL agreed to sanction the construction of the proposed road.

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Blood Bank
No one deposits money in this kind of bank! Blood
banks collect and store blood, which healthy people
donate. The bank keeps blood ready in case someone
needs it because of an accident or surgery.
Depressants are a kind of drug that, when used as
prescribed by a doctor, can help relax muscles or calm
nerves. Larger or improperly used doses of depressant
drugs can cause confusion, lack of coordination, and
shaking. Someone who takes them may have slurred
speech, inability to concentrate, and may fall asleep at
work or school. Very large doses of depressant drugs
can stop your breathing and kill you.
The word diagnosis is a fancy name for how doctors
figure out what's making you sick. Doctors collect all
kinds of information to find out what's making you
feel sick by asking questions and ordering tests, like
blood tests or x-rays. After you are diagnosed with
something, doctors can treat you with medicine and
other things to help you get better!
Lumosity is a training program designed by neurologists to work
out your brain and improve your cognitive abilities. The Lumosity
app uses a series of fun and challenging games to exercise different
parts of your brain.
50 percent of children and 5 percent of adults talk in their sleep.
If you're one of them, there's a way to find out what you're saying.
With Sleep Talk Recorder, you can keep track of what you or your
child says during the night. The app saves your recordings and
places them on a timeline for easy navigation and playback.
The KidsDoc app is the modern response to parents' cry for help.
Choose from 99 symptoms and find information on how to best
respond to your child's needs, be it a bloody nose or a bee sting.
This trusty app's advice comes from the clinical protocols used by
pediatricians and nurses in 10,000 practices and 400 nurse call
This app is also a handy reminder for new parents when their
baby's brain is changing, or "leaping," the baby is making a
significant advance in mental development, and with each step
forward comes a drastic change in the way your baby sees the
world around him. Because these leaps come so quickly, the
"new world" and new abilities can sometimes be scary, and the
development can initially manifest in poor sleep, bad appetite,
crying, clinging and crankiness – exhausting and frustrating mom
and dad.
July/Aug 2014


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LEGO Monster Fighters Zombie Coffin Car review! 2012 polybag 30200!
Today I take a look at one of the LEGO Monster Fighters sets, the Zombie Chauffeur Coffin Car from 2012 – set 30200. This set was exclusive to Toys"R"Us here in the US – fitting since both are dead.
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LEGO Review #827
1) No number spam (as in 1st, 2nd, 3rd, etc). This is annoying and usually has NOTHING to do with the video. Also no "I'M EARLY" jokes. Those, again, have nothing to do with the video and are rarely constructive. Or comment spam, like "Legend has it nobody can like this comment!"
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3) Don't be offensive. I'm keeping this one vague for a reason. Keep everything PG-rated, not even PG-13.
4) Don't spoil movies that just came out in theaters (as in, within a one month window).
5) Treat others with respect.
6) No political discussion, please. I'll remove any comments that break these rules. This is NOT because I'm an advocate for censorship, but rather because I like this to be a family friendly channel.
If it's super bad, you'll be banned. Thanks, and that's all!


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Grade 8 - Science
MS:Physical Science: Electricity and Magnetism (Credit: 0.20)In this unit, students investigate magnetism and electricity. They learn how magnetic fields are formed and how electric charges flow in circuits using either direct or alternating current. They also learn about electromagnetic devices such solenoids, motors, generators, and transformers. The unit concludes with a study of semiconductors and digital devices, including computers.


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Express It Digital Print Center
Welcome to Express It, your full service copying, printing, and shipping store in Westmont, New Jersey. We are proud and dedicated to providing the fastest high quality professional service our customers demand. See below for just some of our services we provide.
High Quality Services
- Color Copies
- Copying Services
- Printing Services
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- Expert Typesetting and Graphic Design
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- Signs, Banners, and Blueprint Size Copies
- Experienced Handling of Confidential Documents
- High Speed Scanning and Fax Services
- Shredding Service Performed on Premises
- Notary Service
- Laminating and Binding Services
- Mail and Package Receiving Services
- Labels and Rubber Stamps
Etsy Invitations
Print your "Etsy" invitations and business cards here!
Have your invitations professionally printed on high quality paper!(Raised ink options available)
We use PDF Snake to make booklets.


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19 Balsamiq developers in 16 agencies found
Sort by: Relevance Experience Last Updated Rate
I work as analyst at ISS Art. My skills are Documenting BRS (Business requirements Specification), SRS (Software Requirements Specification), FRS (Functional Requirements Specification). User Inter...
+8 UML Requirement Management Requirements analysis Wireframing Balsamiq Windows macOS Technical Writers
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Updated: 24 May 2019
PM / Scrum Master
Experienced in Agile Project Management. A highly responsible project manager with 4+ years of experience, exceptional analytical skills, advanced English, B1 German, and interest in complex and new t...
Agile 4 years Scrum 4 years Test Driven Development 3 years Project management 4 years Release Management 3 years +13 Ubuntu Windows macOS Agile JIRA Behavior Driven Development (BDD) Redmine Scrum Test Driven Development Balsamiq Trello Project Manager Scrum Master
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Creative and efficient design professional with over 3 years of experience in web, UX/UI, product design and branding.
Vitaliy is a skilled designer with a decent background in UX/UI for web and mobile projects with over 3 years of experience. He also has strong skills in HTML5 and CSS3 for more than 2 years. Improves...
Axure RP 3 years Adobe Illustrator 3 years Adobe Photoshop 3 years Sketch 3 years InVision 3 years UIUX Design 3 years +14 Axure RP Adobe After Effects Adobe Illustrator Adobe Photoshop Balsamiq JIRA Adobe Creative Suite Sketch Confluence Trello InVision Bitrix HTML5 CSS3
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Updated: 22 May 2019
I have been involved in developing a wide range of mobile (social, geolocation based, chat, dating, food delivery, education) apps.
I'm a highly creative UX/UI Designer with 2 years of experience in graphic design and more than 1 year in web
UI 1 year UX 1 year +8 UIUX Design Adobe Photoshop Adobe Photoshop Lightroom Balsamiq Invitation Design InVision UI UX
GMT+3 Middle East
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UI/UX designer
I'm a UI/UX designer with a graphic design background. In the field of UI/UX, I have experience in researching, creating an information architecture and sitemaps of projects, wireframing, UI design an...
UIUX Design 4 years Graphic design 6 years Photoshop 8 years Figma 3 years Sketch 2 years HTML5 4 years +16 HTML5 CSS3 Adobe Photoshop Balsamiq CorelDRAW Sketch InVision Illustrator Figma Windows macOS Agile JIRA Scrum Trello Slack
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UI/ UX designer with knowledge of design thinking methodology, Graphic designer
Working as a web/ mobile designer for the last 3 years. Before that used to work as HTML/ CSS developer and studied in the NAVAA at the Faculty of Theory and History of Art. Also, finished several des...
Adobe Acrobat 3 years Graphic design 4 years Illustration 4 years Sketch 2 years InVision 2 years UIUX Design 5 years +29 Adobe Acrobat Adobe After Effects Balsamiq Photo Retouching Sketch Webflow Cinema 4D InVision Illustrator Photoshop Zeplin Windows macOS iOS Operating System Android Operating System Adobe InDesign Banner Ad Design Brochure Design Business Card Design Flyer Design Icon Design Mobile UI Design Presentation Design Responsive Web Design Typography Wireframing Design Patterns Prototyping Marketing Materials Design
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Updated: 17 May 2019
Business Analyst
4+ years of experience as Business Analyst and 3 years as Game Designer, which helps considerably improve projects by implementing gamification principles that are in trend now. Good understanding of...
Business Process Modeling 4 years Product management 3 years Requirement Management 4 years Requirements analysis 3 years Software Documentation 4 years Prototyping 3 years +38 Object Oriented Programming (OOP) Google Docs JIRA Axure RP FTP Scrum Balsamiq Confluence InVision Kanban Waterfall MockingBot Flowcharts Excel Prototype Technical Writers UML UX Business Process Modeling Business Process Reengineering Game Testing Gamification Lean Consulting Product management Requirement Management Requirements analysis REST Software Documentation Stakeholder Management Game Design Website Wireframing Wireframing Prototyping RESTful API REST API HTTPS HTTP Business Analysis
Updated: 08 May 2019
UX/UI Designer
4+ years of commercial experience in UI/UX design, creative and attentive to details. Considerable experience with design of web and mobile applications, as well as graphic design, various illustratio...
UI 4 years UX 4 years Icon Design 3 years Illustration 3 years Mobile UI Design 4 years Web Design 4 years +59 Google Docs Google Drive JIRA Atlassian Confluence Atlassian JIRA Axure RP FTP Adobe Acrobat Adobe Creative Suite Adobe Illustrator Adobe InDesign Adobe Photoshop Adobe Photoshop Lightroom Balsamiq Sketch Confluence InVision Asana Photoshop Mobile UI Design Marvel Dropbox Prototype UI UX Landing Pages REST 2D Design Brochure Design Business Card Design Calligraphy CorelDRAW Drawing Flyer Design Graphic design Illustration Image Editing Infographics iPad UI Design iPhone UI Design Print design Responsive Web Design Sketching Style Guide Development Typography User Experience Design Wireframing Hand drawing Prototyping RESTful API Trello Pivotal REST API HTTPS HTTP YouTrack Illustrator Zeplin Principle
Updated: 08 May 2019
Passionate UX / UI Designer
As a UI/UX Designer for Web & Mobile, with over 5 years' experience in the field of design – I am passionate about what I do. I follow my client's vision and meet their exact needs in order to deliver...
UIUX Design 5 years Prototyping 4 years Brand Consulting 2 years Web Design 5 years +9 Axure RP Adobe Creative Suite Balsamiq Sketch Adobe XD Figma macOS UI UX
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Evgeniya is an experienced UX/UI designer with attention to details and passion for what she does.
"Evgeniya is passionate about UI/UX design and has been working for the last 3 years in the design area. Interested in a UX/UI design, high load projects, day to day challenges and problem-solving....
UIUX Design 3 years Brand Consulting 2 years Web Design 3 years Wireframing 3 years Prototyping 3 years +13 Axure RP Balsamiq InVision Illustrator Photoshop Marvel Figma macOS HTML5 CSS3 2D Design Book Cover Design Logo Design
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A new Gallup Poll shows that Americans' confidence in their politicians is at a ten-year high.
Fifty-five percent of Americans said in early September that they have a "great deal" or "fair amount" of confidence in politicians. That is up seven percentage points from a year ago and 13 points from the record low of 42% in September 2016.
Gallup's Editor-in-Chief Frank Newport says it's Republicans who are driving the up the approval ratings.
"We've seen a distinct, significant uptick in the number of Republicans nationally who say they have a great deal of confidence, or a fair amount of confidence in the men and women in political life in this country."
He cautions against predictions that the Democrats will take control of the House of Representatives in the midterm elections.
"The idea that the Democrats are just going to have a big wave is, I think, premature. We'll see what happens."
Frank Newport was a guest on McIntyre in the Morning.
By Sandy Wells
KABC News


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Architecture of Australia's tax and transfer system
12.3 Australian Government's commitments to assist households
The Carbon Pollution Reduction Scheme Green Paper outlined the Australian Government's commitments to assist households.
The revenue provided by the auctioning of the carbon pollution permits provides the Government with the capacity to assist Australians — households and businesses — adjust to the scheme.
The Government has committed that every cent raised for the Australian Government from the Carbon Pollution Reduction Scheme will be used to help Australians — households and business — adjust to the scheme and to invest in clean energy options.
In order to give households time to adjust to the scheme, the Government will make an offsetting cut in fuel taxes as part of a broader on‑going response to the rise in the cost of transport fuel which continues to strongly affect Australian households and transport businesses. The Government will cut fuel taxes on a cent for cent basis to offset the initial price impact on fuel associated with the introduction of the scheme. The Government will periodically assess the adequacy of this measure for three years and adjust this offset accordingly. At the end of the three year period the Government will review this adjustment mechanism.
The Government is also committed to provide low‑income households with increases in assistance through the tax and payment system and all households with other assistance to address the impact on their living standards.
The Australian Government is committed to:
- Increase payments, above automatic indexation, to people in receipt of pensioner, carer, senior and allowance benefits and provide other assistance to meet the overall increase in the cost of living flowing from the scheme.
- Increase assistance to other low‑income households through the tax‑transfer system to meet the overall increase in the cost of living flowing from the scheme.
- Provide assistance to middle‑income households to help them meet any overall increase in the cost of living flowing from the scheme.
- Review annually in the Budget context the adequacy of payments to beneficiaries and recipients of family assistance to assist households with the overall impacts of the scheme, noting that these payments are automatically indexed to reflect changes in the cost of living.
- Provide additional support through the introduction of energy efficiency measures and consumer information to help households take practical action to reduce energy use and save on energy bills so that all can make a contribution.
As long as support to households takes the form of cash or measures that are not linked to the amounts of specific emissions‑intensive products that are consumed (such as electricity or gas), this assistance should not blunt the incentives for households to change their behaviour in ways that result in lower emissions. In relation to fuel, given recent significant increases in global energy prices and the current cost of living pressures facing households, the Government recognises that households already face strong incentives to reduce their fuel use.
The Australia's Future Tax System review will consider the mechanism for delivering assistance for the Carbon Pollution Reduction Scheme. This will include consideration of how assistance will interact with existing:
- transfers;
- income tax arrangements; and
- taxes on fuel.
Next Page – Appendix A: Terms of Reference >>
<< Previous Page – Section 12.2: Broad Distributional Price Impacts


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When I received my first Erin Condren Planner, it was love at first site. There were so many extras that I wasn't expecting, and that's what makes me especially adore Erin Condren.
After playing with the planner for a few weeks, I developed a pretty good system for using every single page in really useful ways. I couldn't bear the idea of having empty pages not working for me.
One major thing I did was condense my big budget binder into my new EC planner. I also figured out how to record daily goals, menu plans, spiritual notes, gift-giving, Christmas spending, and more in my Erin Condren Planner.
And I've put all these tips and ideas in a handy video just for YOU!
If you want more planner videos, here's my 2017 tour and 2018 tour, too.
And hey, if you purchase your Erin Condren Planner through my referral link, you get $10 off!
Just set up your EC account and then check your email for the $10 code. Easy peasy!
And to thank you for using our referral link, we've set up a fun planner Facebook group where we post simple decorative inspiration and accessory bargains.
Come join us! Planning with friends is always more fun.
(our referral link)


text:
Cartier Wood Frame Glasses for Sale
as Your Reference » The goal of this article is to simply illustrate what you ought to do to purchase your first couple of glasses online. I am going to not advocate particular vendors, as you can find that info in several of my other articles and also browse the links on the right of this page. Purchasing eyewear online seems daunting initially. If you are like me, purchasing and fitting prescription glasses always appeared like a complex procedure best kept to professionals. Cartier Wood Frame Glasses For Sale
The simple truth is, if you know your prescription and also have your existing rx glasses handy, it is absolutely quite simple to get glasses online.
25 of The Most Expensive Eye Wear In The World from Cartier Wood Frame Glasses For Sale , source:blog.visionweb.com
Cartier Brillen Herren Herrenbrillen Cartier from Cartier Wood Frame Glasses For Sale , source:cartier.de
First, find Cartier Wood Frame Glasses For Sale
your current prescription. I keep mine in the health file in my filing cabinet. If you cannot find your prescription, visit wherever you latest had your eye examined and demand a copy. Your optician, optometrist, or ophthalmologist is required by law to release your eyewear prescription to you. You now need to be aware of a few critical bits of information from your prescription (see example above–click to enlarge). Among other information, you should see three columns on your prescription–sphere, cylinder, and axis.
In addition to these six statistics, there is yet another critical quantity, the Pupillary Distance, or PD. That is a solution, in millimeters, of the area between your eye. Cartier Wood Frame Glasses For Sale
Within the example prescription above, you will see the Pupillary Distance of the patient is 62. Write down this amount also, it's the seventh of your seven critical quantities.
A somewhat less critical amount is your temple span. If you're lucky, you'll also visit a temple duration and bridge size in your prescription. If not, don't perspire it, you can determine it out yourself. The temple span describes the distance of both bars that hook up the glasses to your ears. It is measured from where the 90-level curve from your zoom lens structure to the side bars (temples) begins to the end of the temple, including the curve. It is not measured from the flex point of the temples, because the "stub" between your flex point and zoom lens structure is not really a standard size.
Gold and wood eyewear Wood Line Eyewear Gra nt Pink from Cartier Wood Frame Glasses For Sale , source:pinterest.co.uk
Cartier Brillen Herren Herrenbrillen Cartier from Cartier Wood Frame Glasses For Sale , source:cartier.de
Edward Beiner from Cartier Wood Frame Glasses For Sale , source:edwardbeiner.com
Top brands of designer eyewear in Delray Sunglasses eyeglasses in 1 hr from Cartier Wood Frame Glasses For Sale , source:seaviewoptical.com
Cartier Brillen Herren Herrenbrillen Cartier from Cartier Wood Frame Glasses For Sale , source:cartier.de
Designer Cartier Panthere Eyeglasses Optical Frames from Cartier Wood Frame Glasses For Sale , source:cheapbeltsoutlet.com
Now, take out some measuring tape (preferably the kind of tape used for fitting clothes and sewing, as it is very flexible) and measure an existing pair of eyeglasses that fit pleasantly. The average temple duration for men is 135mm or 145mm. For girls, 130mm to 140mm is standard. In case your tape only has inches wide, measure to the nearest eighth or sixteenth and multiply that number by 25.4 to have the dimension in millimeters. Temple measures are usually available in 5mm increments, such as 130, 135, 140, 145, etc. For the most part online eye glasses stores, temple period is shown inside a frame description which is not customizable. Therefore, you need to find a frame with a proper temple size. This occasionally varies if you are in a site specializing in designer glasses, where you have the choice to input your own temple size.
Seriously, temple size is not a huge deal. I have one pair of glasses with 135mm temples and another with 140mm temples. Both pairs fit comfortably. If for reasons uknown you can't come up with a temple measurement, don't let that stop you from making an eyewear purchase online. Instead, simply choose 140mm temples if you are a guy and 135mm temples if you are a female. Chances are, this span will fit comfortably.


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In MudShark 7.0.17, we've included some minor fixes and improvements. […]
Tag: MudShark 7
A Closer Look at MudShark 7
We are known here at Brightbox Software for our earthworks software: MudShark. And now with version 7, we're delivering the best and most user requested features to date. […]
MudShark 7 has arrived
We've kept our customers at the front of our mind as we designed and developed MudShark 7, and we can't wait for you to use take advantage of our work.


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Built in 2016, our third House, allows us to keep families of Nemours Children's Hospital close during critical times of need.
Benefits of staying at a Ronald McDonald House
According to a study recently published in Families, Systems, and Health, a journal of the American Psychological Association, families who stayed at a Ronald McDonald House believe that being nearby helped their child recover and shortened their time in the hospital. We help families:
- Stay together during their child's medical crisis
- Reduce their stress and financial burden
- Feel less isolated and find a network of support to help them cope
RMH at Nemours Children's Hospital
Our third House, which opened in 2016, is just steps from Nemours Children's Hospital, located in Lake Nona.
We strive to provide the comforts of home for families who stay here. There are 15 bedrooms with private bathrooms, a residents kitchen and dining area, a large meeting room, a laundry room, a playroom, an activity room, and a beautifully landscaped backyard that includes healing gardens and a playground!
Additional provisions for our families
Ronald McDonald House also provides the following services to allow our families to focus on what matters most- their child's healing process:
- Transportation to and from the hospital when needed
- Transportation to and from a nearby retail complex when needed
- Lunch and dinner provided by community volunteers when possible
- Access to a community pantry and refrigerator with donated food
Safety and security
Our number one priority is to provide a safe environment for our families, volunteers, and staff.
- All families who stay with us are asked to complete a background check and adhere to House rules
- Each House visitor is asked to sign in at the front desk
- A House Manager is on site 24 hours a day, 365 days a year
How to stay
Does your family need to stay at the Ronald McDonald House on the campus of Nemours Children's Hospital? Learn more about our application process.


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While hundreds of people pass through the doors of RWCMD for World Stage Design 2013, a team of staff and volunteers are working hard to make sure the whole event runs smoothly.
So who is behind this incredible event? And how did Cardiff – and the College – get chosen to host this worldwide celebration of performance design.
The event is being led by the College's Director of Drama, Sean Crowley with Ian Evans, who is a senior lecturer in Stage Management. Their bid for the event to be held in Cardiff won over major global cities including Beijing. Working alongside Sean is a team of international volunteers. In the weeks leading up to the opening, the corridors of RWCMD have been bustling with over 100 blue t-shirt clad volunteers from Taiwan, Ireland, Canada, USA, Australia, South Africa…
The "blue army", as they've become known, has been tasked with everything from building exhibition stands, constructing the Willow Theatre, working on sound and lighting, stage managing the events and everything in between.
Volunteer Flor Dias, from Brazil, said: "I helped to make the market carts, which really honed my carpentry skills, and was a great experience as I really want to work with props. Cardiff feels like my kind of city. We've all felt at home here straight away and integrated into the team."
Valeria Pacchiani from Switzerland added: "Although we're all from the same industry backgrounds, we're from different countries and bring different perspectives on how we do things. We've made so many friends, who will also be contacts within our industry for the future."


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On this page you will find the solution to 24/7 cash sources crossword clue. This clue was last seen on USA Today Crossword November 18 2018 Answers In case the clue doesn't fit or there's something wrong please contact us.
24/7 cash sources
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"Anything else you're interested in is not going to happen if you can't breathe the air and drink the water. Don't sit this one out. Do something. You are by accident of fate alive at an absolutely critical moment in the history of our planet.
- Carl Sagon
Solid wastes are all the wastes arising from human and animal activities that are normally solid and are discarded as useless or unwanted. Generation of solid waste is not a new phenomenon. It is as old as the human civilization. In the early days, before the advent of the industrial revolution, the major constituents of wastes were domestic sewage and agricultural residues, which were biodegradable in nature. Since population was less and fallow land was in plenty, solid wastes could be conveniently disposed off in the countryside either on open ground or were placed in pits covered with layers of earth. Because of their biodegradable nature they used to get decomposed and assimilated in the soil. However, with unparallel industrialization and consequent organization not only has the quantity of the solid waste increased but its quality has also changed. Though rural wastes continue to be made up of domestic wastes and agricultural residues mainly, waste from urban areas and the industrial units contains diverse types of materials that include toxic and hazardous constituents. The discarded waste materials are often reusable and may be considered as resource in another setting. Solid Waste Management is to manage the society's waste in a manner that meets public health and environmental concerns and the public's desire to reuse and recycle waste materials.
Solid Waste Management may be defined as the discipline associated with the control of generation, collection, storage, transfer and transport, processing and disposal of solid wastes in a manner that is in accord with the best principles of public health, economics, engineering, conservation, aesthetics and other environmental considerations.
The most commonly recognized methods for the final disposal of solid wastes are:
Waste Generation
Waste generation encompasses activities in which materials are identified as no longer being of value and are either thrown away or gathered together for disposal. For example, the wrapping of a chocolate is usually considered to be of little value to the owner once the chocolate is consumed and thrown away, especially outdoors. It is important in waste generation to note that there is an identification step, which varies with each individual waste. The quantity of solid waste generation depends upon factors such as standard of living, food habits and degree of commercial activities and the quality of the waste also varies seasonally. According to the study carried out by the Central Pollution Control Board (CPCB) during 2000, in Class I cities, the solid waste generation was about 0.4 kg/capita/day. In other cities, the average solid waste generation was 0.2 kg/capita/day. The quantity of waste generation is directly related to increase of urbanization. The present urban population of India is about 25% and is estimated to go up to 60% in 2025. In India currently about 1,00,000 metric tonnes of Municipal Solid Waste is generated in a day!!!
Solid wastes are unwanted materials disposed by mankind. Between 2000 and 2025 the waste composition of Indian garbage will undergo the following changes
Source: Toxics Link, 2002
Liquid waste means sludge resulting from, but not limited to, waste treatment works, air pollution control facility, domestic, commercial, mining, institutional, agricultural, or governmental operations; or other waste materials, including materials to be recycled or otherwise beneficially reused; or septic tank, grease trap, sediment trap, portable toilet, or oil and grease separator pump-outs; or solvents, sewage, industrial waste, hazardous waste, semisolid waste, or potentially infectious waste; or any similar materials which would cause a nuisance if discharged to the ground waters.
Liquid waste generator
means any person or entity whose act or process produces liquid waste, or who by the nature of its operations uses materials in a process which would subsequently require disposal as a liquid waste .
Liquid waste transporters
means any person or entity which carries, conveys, bears or transports any liquid waste in any moving vehicle including but not limited to a car, truck, tank car, railroad car or other vehicle.
Prohibited Liquid Waste
There are a number of waste streams that due to their inherent nature or characteristics can adversely affect the operation of a landfill site and therefore should be prohibited from landfill disposal. The following are recommended as not being suitable for disposal to any type of landfill
Solid waste includes domestic wastes, municipal wastes, commercial wastes, garbage, rubbish, ashes, construction and demolition wastes, industrial wastes, hazardous wastes, hospital wastes and sewage.
Domestic wastes :These wastes are generated by household activities such as cooking, cleaning, repairs, redecoration, empty containers, packaging, clothing, old books, newspapers, old furnishings, etc.
Commercial wastes : Solid wastes generated in offices, wholesale stores, restaurants, hotels, markets, warehouses and other commercial establishments. These are further classified into garbage and rubbish.
Institutional wastes : Wastes generated from institutions such as schools, colleges, hospitals, research institutions. The waste includes garbage, rubbish and hazardous wastes.
Municipal wastes :Wastes generated due to municipal activities and services such as street waste, deadanimals, market waste and abandoned vehicles. Generally, the term is used in a wider sense to incorporate domestic wastes, institutional wastes and commercial wastes.
Garbage: It includes animal and vegetable wastes due to various activities like storage, preparation and sale, cooking and serving. These are biodegradable.
Ashes: Residues from the burning of wood, charcoal and coke for cooking and heating in houses, institutions and small industries. Ashes consist of a fine powdery residue, cinders and clinker often mixed with small pieces of metal and glass.
Rubbish: Apart from garbage and ashes, other solid wastes produced in households, commercial establishments, and institutions are termed as rubbish.
Bulky wastes: Bulky wastes are large household appliances such as cookers, refrigerators and washing machines as well as furniture, crates, vehicle parts, tyres, wood, trees and branches. The bulky metallic wastes are sold as scrap metal but some portion is disposed as sanitary landfills.
Street wastes: Street wastes include paper, cardboard, plastic, dirt, dust, leaves and other vegetable matter collected from streets, walkways, alleys, parks and vacant plots.
Dead animals: It includes animals that die naturally or accidentally killed. It does not include carcass and animal parts from slaughterhouses as these are considered as industrial wastes.
Construction and demolition wastes: India generates about 10 – 12 million tonnes of waste annually. Major components of the construction materials are cement, bricks, cement plaster, steel, rubble, stone, timber, plastic and iron pipes. About 50% of the wastes are not currently recycled in India and 70 % of the construction industry in India is not aware of recycling techniques.
Industrial wastes: These are discarded solid material of manufacturing processes and industrial operations and are considered separately from municipal wastes. However, solid wastes from small industries plants and ash from power plants are frequently disposed of at municipal landfills. Major producers of industrial wastes are the thermal power plants producing coal ash, integrated iron and steel mills producing blast furnace slag and steel melting slag, non-ferrous industries like aluminium, zinc and copper producing red mud and tailings, sugar industries generating press mud, pulp and paper industries producing lime and fertilizer and allied industries producing gypsum. Management of industrial solid waste is not the responsibility of local bodies. Industries generating solid wastes have to manage by themselves and are required to obtain prior permission from the respective state pollution control boards under relevant rules.
Source and quantum of some major industrial wastes
Source: Manual on Municipal Solid Waste Management, CPHEEO, New Delhi
Slaughter House Waste
India has the world's largest population of livestock. According to the Ministry of Food Processing, a total of 3616-slaughter houses slaughter over 2 million cattle and buffaloes, 50 million sheep and goat, 1.5 million pigs and 150 million poultry annually, for domestic consumption as well as for export purposes. The waste generated here are liquid and solid in nature. Slaughtering of animals generates waste consisting of non-edible organs, stomach contents, dung, bones and sludge from waste water treatment. Central Pollution Control Board has brought out "Draft guidelines for sanitation in slaughter houses" during August 1998.
Hospital waste
Hospital waste is generated during the diagnosis, treatment immunization of human beings or animals. It may include wastes like sharps, soiled waste, disposables, anatomical waste, cultures, discarded medicines, chemical wastes, etc. These are in the form of disposable syringes, swabs, bandages, body fluids, human excreta, etc. This waste is highly infectious and can be a serious threat to human health if not managed in a scientific manner. It has been roughly estimated that of the 4 kg of waste generated in a hospital at least 1 kg would be infected.
Surveys carried out by various agencies show that health care establishments in India are not giving due attention to their waste management. After the notification of the Bio-medical Waste (Handling and Management) Rules, 1998, these establishments are slowly streamlining the process of waste segregation, collection, treatment, and disposal. Many of the larger hospitals have either installed the treatment facilities or in the process of doing so.
Bio-medical waste
Bio-medical waste means "any solid and/or liquid waste including its container and any intermediate product, which is generated during the diagnosis, treatment or immunisation of human beings or animals or in research pertaining thereto or in the production or testing thereof."
Bio Medical waste consists of human anatomical waste like tissues, organs, body parts, animal wastes generated during research, from veterinary hospitals, microbiology and biotechnology wastes, waste sharps, hypodermic needles, syringes, scalpels, broken glass, discarded medicines and cyto-toxic drugs, soiled waste, such as dressing, bandages, plaster casts, material contaminated with blood, tubes, catheters, liquid waste from any of the infected areas, incineration ash and other chemical wastes.
Several health hazards are associated with poor management of bio-medical wastes like injury from sharps to staff and waste handlers associated with the health care establishments. Hospital Acquired Infection (HAI) of patients due to spread of infection. Occupational risk associated with hazardous chemicals, drugs, unauthorized repackaging and sale of disposable items and unused/date expired drugs.
The Bio-medical waste (Management & Handling Rules), 1998 is applicable to all persons, who generate, collect, receive, store, transport, treat, dispose or handle bio-medical waste in any form. The occupier of an institution generating bio-medical waste is required to take all steps to ensure that such waste is handled without any adverse effect on human health and the environment.
Occupier in relation to any institution generating bio-medical waste, which includes the hospital, nursing home, dispensary, clinic, veterinary institution, animal house, pathological laboratory, blood bank, means a person who has control over that institution or its premises.
Every occupier shall set up bio-medical waste treatment facilities like incinerator, autoclave and microwave system to treat and dispose such waste.
Bio-medical waste shall not be mixed with other wastes and shall be segregated into containers or bags of different colours like yellow, red, blue and black depending upon the type of waste. The untreated bio-medical waste should not be stored in the premises beyond a period of 48 hours and shall be transported only in such vehicles authorized for the purpose by the Government.
The environmental considerations must form an integral part of all development and be supplemented by mechanisms to see that environmental safeguards proposed are actually implemented together with systematic monitoring to assess the effectiveness of such precautions in protecting the environment. It is proposed to appoint an advisory committee constituting members from medical, heath care, veterinary, environment management, municipality and other related departments to provide suitable advice.
Some common parasites and pathogens associated with solid waste
Plastic, with its exclusive qualities of being light yet strong and economical, has invaded every aspect of our day-to-day life. It has many advantages: it is durable, light, easy to mould and can be adapted to different user requirements. Once hailed as a 'wonder material', plastic is now a serious worldwide environmental and health concern, essentially due to its non- biodegradable nature. More than 50% of the plastic waste generated in the country is recycled and used in the manufacture of various plastic products.
Dioxin is a highly carcinogenic and toxic by-product of the manufacturing process of plastics. Burning of plastics, especially PVC, releases this dioxin and also furan into the atmosphere.
Plastics are so versatile in use that their impact on the environment is extremely wide ranging. Careless disposal of plastic bags chokes drains, blocks the porosity of the soil and causes problems for groundwater recharge. Plastic disturbs the soil microbial activity. Plastic bags can also contaminate foodstuffs due to leaching of toxic dyes and transfer of pathogens. In fact, a major portion of the plastic bags i.e. approximately 60-80% of the plastic waste generated in India is collected and segregated for recycling. 20 - 40% remains strewn on the ground, littered around in open drains.
Designing eco-friendly, biodegradable plastics are the need of the hour. Though partially biodegradable plastics have been developed and used, completely biodegradable plastics based on renewable starch rather than petrochemicals have only recently been developed and are in the early stages of commercialization. The incentives provided for this is not adequate. For example it is both easy and economical to deliver milk in plastic bags rather than in bottles.
Health and Medicare
Hotel and Catering
Air/Rail Travel
Source of generation of waste plastics
Problems of solid wastes
Consumption, linked to per capita income, has a strong relationship with waste generation. As per capita income rises, more savings are spent on goods and services, especially when the transition is from a low income to a middle-income level. India will probably see a rise in waste generation from less than 40,000 metric tonnes per year to over 125,000 metric tones by the year 2030.
In 1947 cities and towns in India generated an estimated 6 million tonnes of solid waste; in 1997 it was about 48 million tonnes. More than 25% of the municipal solid waste is not collected at all; 70% of the Indian cities lack adequate capacity to transport it and there are no sanitary landfills to dispose of the waste. The existing landfills not lined properly to protect against contamination of soil and groundwater.
Generation of Municipal Solid Waste
Municipal Solid Wastes
Municipal solid waste includes commercial and domestic wastes generated in municipal or notified areas in either solid or semi-solid form excluding industrial hazardous wastes but including treated bio-medical wastes.
Collection of municipal solid wastes
Littering of municipal solid waste shall be prohibited in cities, towns and in urban areas notified by the State Governments. To prohibit littering and facilitate compliance, the following steps shall be taken by the municipal authority, namely
Generation of Municipal solid waste in various countries
Source: Manual on Municipal Solid Waste Management, Govt. of India, 2000
Various problems are faced due to solid wastes disposal. Dumping of solid wastes in the open could create aesthetic problems as the beauty of a place is destroyed. The garbage forms a source of food for rats, flies, mosquitoes and the like. Hence typhoid, plague, dysentery, diarrhoea epidemics could occur. Toxic hazardous substances in the wastes would be harmful to human and animal health. The plastics if eaten by cows could be fatal. Solid wastes could also pollute water and their burning could lead to air pollution.
Laws concerning solid waste are passed to improve the solid waste management and to regulate the disposal activity, which causes problems in public health, the environment and economics. Many laws apply to the control of solid waste management problems.
Acts, Rules and Notification regarding Solid Waste Management in Inida
The right to live in a clean and healthy environment is not only a fundamental right guaranteed under Article 21 of our Constitution but also a right recognized and enforced by the courts of law under different laws, like Law of Torts, Indian Penal Code, 1860 Civil Procedure Code, 1908 and Criminal Procedure Code, 1973. The Constitution of India, 1950 the earliest legislation and which is the supreme law of the land has imposed a fundamental duty on every citizen of India under Article 51-A(g) to protect and improve the environment. The obligation on the State to protect the environment is expressed under Article 48 A. The right to live in a healthy environment is also a basic human right. The Universal Declaration of Human Rights, 1948 has declared under Article 3 that everyone has the right to life and under Article 25 that everyone has a right to a standard of living adequate for health and well being of himself and of his family.
At the national policy level, the ministry of environment and forests has legislated the Municipal Waste Management and Handling Rules 2000 in exercise of the power conferred under sections 3, 6 and 25 of the Environment Protection Act, 1986. These rules shall apply to every municipal authority responsible for collection, segregation, storage, transportation, processing and disposal of municipal solid wastes.
Composting of wastes is a legal requirement provided under the Municipal Solid Waste Management (MSW) Rules 2000 for all municipal bodies in the country. The MSW Rules 2000 requires that "biodegradable wastes shall be processed by composting, vermi-composting, anaerobic digestion or any other appropriate biological processing for the stabilization of wastes". The specified deadline for setting up of waste processing and disposal facilities was 31 December 2003 or earlier.
Every municipal authority shall, within the territorial area of the municipality, be responsible for the implementation of the provisions of these rules, and for any infrastructure development for collection, storage, segregation, transportation, processing and disposal of municipal solid wastes.
The Central Government, to perform its functions effectively as contemplated under sections 6, 8, and 25 of the Environment Protection Act, 1986, and has made various Rules, Notifications and Orders including the Bio-medical wastes (Management & Handling) Rules, 1998.
Recycled plastics (Manufacture and Usage) Rules, 1999
This notification also provides that the Plastics Industries Association through member units shall undertake self-regulatory measures. The State Pollution Control Board exercise powers to implement and control the above rules.
What is the responsibility of the State Government and the Union territory?
Preliminary surveys on municipalities' preparedness in implementing the MSW Rules 2000 show that the majority of the cities including Tamilnadu have embarked on city-wide implementation of door-to-door collection of waste, source segregation, composting of organics, recycling and creating engineered and safe landfill sites for residual waste disposal. The municipalities were given three years time to make such preparations.
What is the responsibility of the citizens of India?
There is a constitutional obligation under Article 51A(g) to protect the environment. The question before us is whether we as citizens of India have fulfilled our part of the obligation?
In Plato's words, "We are still like cave men, with our backs turned to the light, watching the shadows on the wall".
Segregation of municipal solid waste
In order to encourage the citizens, municipal authority shall organize awareness programmes for segregation of wastes and shall promote recycling or reuse of segregated materials. The municipal authority shall undertake phased programme to ensure community participation in waste segregation. For this purpose, the municipal authorities shall arrange regular meetings at quarterly intervals with representatives of local resident welfare associations and non-governmental organizations.
Storage of municipal solid wastes
Municipal authorities shall establish and maintain storage facilities in such a manner, as they do not create unhygienic and unsanitary conditions around it. Following criteria shall be taken into account while establishing and maintaining storage facilities, namely:
Manual handling of waste shall be prohibited. If unavoidable due to constraints, manual handling shall be carried out under proper precaution with due care for safety of workers.
Processing of municipal solid wastes
Municipal authorities shall adopt suitable technology or combination of such technologies to make use of wastes so as to minimize burden on landfill. Following criteria shall be adopted, namely
Mixed waste containing recoverable resources shall follow the route of recycling. Incineration with or without energy recovery can also be used for processing wastes in specific cases. Municipal authority or the operator of a facility wishing to use other state-of-the-art technologies shall approach the Central Pollution Control Board to get the standards laid down before applying for grant of authorization.
Disposal of municipal solid wastes
Land filling shall be restricted to non-biodegradable, inert waste and other waste that are not suitable either for recycling or for biological processing. Land filling shall also be carried out for residues of waste processing facilities as well as pre-processing rejects from waste processing facilities. Land filling of mixed waste shall be avoided unless the same is found unsuitable for waste processing. Under unavoidable circumstances or till installation of alternate facilities, land filling shall be done following proper norms.
Managing Non-biodegradable solid waste (NBDSW)
Non-biodegradable solid waste (NBDSW) or refuse is a carpet word. It covers a variety of materials ranging from asbestos to Zinc batteries. Polythene and its related compounds are the most commonly found solid waste materials in urban environs. Many non-biodegradable solid waste materials are known to cause considerable environmental hazards when released into land, water and atmosphere.
Coastal environment and social waste management
Solid waste related problems prevail more in megalopolis and the dangers reach great heights in coastal cities. Solid wastes of domestic and industrial units are considered major pollutants of coastal regions of India. Nearly 44000 m3 of domestic sewage and 440 m3 of industrial waste are discharged every year into the seas of India.
Application of some important industrial wastes
Waste Management at source
Some items that can be recycled or reused
Glass and ceramics
ROLE OF NGOs
During the recent years, NGOs (non-governmental organizations) have taken up initiatives to work with local residents to improve sanitation. They have been playing an active role in organizing surveys and studies in specified disciplines of social and technological sciences. In the field of garbage management, such studies are useful in identifying areas of commercial potentials to attract private entrepreneurs. They can play an important role in segregation of waste, its collection and handling over to local authorities.
A large number of NGOs are working in the field of solid waste management such as Clean Ahmedabad Abhiyan, Ahmedabad, Waste-Wise, Bangalore, Exnora, Chennai, Mumbai Environmental Action Group, Mumbai, and Vatavaran and Srishti in Delhi. They are all successfully creating awareness among the citizens about their rights and responsibilities towards solid waste and the cleanliness of their city. These organizations promote environmental education and awareness in schools and involve communities in the management of solid waste.
The NGO programmes:
q Create mass awareness, ensuring public participation in segregation of recyclable material and storage of waste at source.
q Provide employment through organizing door-to-door collection of waste.
q Ensure public participation in community based primary collection system.
q Encourage minimization of waste through in-house backyard composting, vermicomposting and biogas generation.
Urban poverty is inextricably linked with waste. In India alone, over a million people find livelihood opportunities in the area of waste; they are engaged in waste collection (popularly known as rag picking) and recycling through well-organized systems. Substantial populations of urban poor in other developing countries also earn their livelihood through waste. It is important to understand issues of waste in this context. The informal sector dealing with waste is engaged in various types of work like waste picking, sorting, and recycling at the organized level, door-to-door collection, composting and recycling recovery.
Rag pickers are the people who are actually going through the garbage bins, dumping sites to pick out the 'rags'. These rag pickers: women, children, and men from the lowest rung in the society, are a common sight in most cities and towns around the country. Rag picking is considered the most menial of all activities and it is people who have no other alternative that are generally driven to it. Rag pickers contribute a great deal towards waste management as they scavenge the recyclable matter thereby saving the municipality of the cost and time of collecting and transporting this to the dumps.
They are one of the focal points for the recycling of waste. They are the persons who, in spite of all the dangers that they faces, goes on relentlessly picking through the garbage bin, looking for waste that could be useful to them. They sell all the material they picked to the whole sellers and retailers who in turn sell it to the industry that uses this waste matter as raw material. The main items of collection are plastics, paper, bottles, and cans.
While picking through waste, the rag pickers puts themself at a great risk and is always prone to disease as the waste that they rummages through can be infected. We can indirectly help the rag pickers by carefully segregating the waste that is generated at our homes, thereby facilitating their search for materials that are useful to them. They will not have to scavenge in the bins/yards for long hours.
Occupational hazards associated with waste handling Infections
Since the disposal of municipal solid wastes poses problems of the pollution and health hazards, the Pollution Control Boards are expected to take action for persuading the civic authorities in proper management of municipal solid wastes. Though, direct responsibility of management of solid wastes is on the local municipal authorities, the Pollution Control Boards need to have close linkage with local authorities in rendering assistance in terms of carrying out necessary surveys and providing technological back-up. The Central Pollution Control Board and the State Pollution Control Boards at the national and state levels are to disseminate information and create awareness among the concerned authorities and public at large.
Action Taken
The Central Pollution Control Board (CPCB) and the State Pollution Control Boards (SPCBs) within the given powers to them under relevant Acts and Rules have been attempting to persuade local bodies to take appropriate measures for the treatment and disposal of domestic sewage and municipal solid waste.
In order to initiate a systematic approach on proper management of municipal waste (sewage and solid), CPCB issued directions to all SPCBS under section 18 of the Water (Prevention and Control of Pollution) Act, 1974.
Follow-ups on Directions
In compliance to the directions of the CPCB and through initiatives of SPCBs some actions have been taken. Also SPCBs have issued notices to local bodies in the states/ UTs and impressed upon them to take proper measures.
The materials and illustrations used in this publication have been taken from the following:


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2008 Ducati 1090 R
Stock Image
The new 1098 R is the most powerful and lightest twin-cylinder bike ever produced by the Borgo Panigale factory, with the highest torque/weight ratio in the sportbike category.
It is the jewel in the crown of the successful Superbike family and it represents the ultimate expression of racing technology applied to a production bike. Ducati Corse engineers and riders worked in close contact with the R&D division during the development of this project to produce a true racing bike, a masterpiece of incredible performance and innovation.
The numbers speak for themselves. A total of 180hp is on tap for this new hypersport machine, together with an amazing 99.1lb-ft of torque. The weight figure also confirms the racing origins of the 1098 R: 363lbs puts the bike at the forefront of this category. The development of the Testastretta Evoluzione has now found its crowning glory in the new engine for the latest addition to the Ducati family: the 1098 R.
Created after close collaboration between engineers from Ducati's production and racing departments, this new engine is fitted with the same components powering the 1098 F08 that will take on the Japanese opposition in the 2008 World Superbike Championship. The R version of the 1098 has been boosted to an engine displacement of 1198cc. A bore increase from 104mm to 106mm and a stroke value of 67.9mm, producing a remarkable 1.56 ratio, complete the 'over-square' layout of the engine.
The power output of 180hp (132.4 kW) at 9750 rpm and a torque value of 99.1lb-ft (134Nm) at 7750 rpm place the 1098 R at the very top of its class. It is the most powerful twin-cylinder production engine in history and fitting reward to the continued ingenuity of Borgo Panigale engineers.
- Frame: Tubular steel Trellis frame in ALS 450
- Wheelbase: 1430mm / 56.3 in
- Rake & Trail: 24° 30' / 24.5°
- Front Suspension: Öhlins 43mm fully adjustable upside-down fork with TiN
- Front Wheel Travel: 120mm / 4.7in
- Front Brake: 2 x 330mm semi-floating discs, radially mounted Brembo Monobloc calipers 4-piston, 2-pad
- Front Wheel: 5-spoke in forged light alloy 3.50 x 17
- Front Tire: 120/70 ZR17
- Rear Suspension: Progressive linkage with fully adjustable Öhlins TTXR monoshock with top-out spring. Aluminium single-sided swingarm.
- Rear Wheel Travel: 127mm / 5in
- Rear Brake: 245mm disc, 2-piston caliper
- Rear Wheel: 5-spoke forged light alloy 6.00 x 17
- Rear Tire: 190/55 ZR17
- Fuel Capacity: 4.1 US gal (of which 1 US gal reserve)
- Dry Weight: 165kg / 363lbs
- Seat Height: 820mm / 32.2in
- Instruments: Digital MotoGP derived unit displaying: Speedometer, rev counter, clock, scheduled maintenance warning, warning light for low oil pressure, fuel level, oil temperature, fuel reserve, trip fuel, neutral, turn signals, average speed, average fuel consumption, remaining fuel metre, immobilizer. DDA system enabled.
- Warranty: 2 years unlimited mileage
- Versions: Single seat
- Type: L-Twin cylinder, 4 valve per cylinder Desmodromic, liquid cooled
- Displacement: 1198.4cc
- Bore and stroke: 106x67.9mm
- Compression Ratio: 12.8:1
- Power: 180hp - 132.4kw @ 9750rpm
- Torque: 99.1lb-ft 134Nm @ 7750rpm
- Fuel system: Marelli electronic fuel injection, elliptical throttle bodies
- Exhaust: Lightweight 2-1-2 system with catalytic converter and 2 lambda probes. Twin stainless steel and titanium mufflers.
- Emissions: Euro 3
- Gearbox: 6 speed
- Ratio: 1st 37/15, 2nd 30/17, 3rd 28/20, 4th 26/22, 5th 24/23, 6th 22/25
- Primary drive: Straight cut gears, Ratio 1.84:1
- Final drive: Chain; Front sprocket 15; Rear sprocket 38
- Clutch: Dry multiplate with hydraulic control slipper clutch
- Tank/Fairing: Red
- Frame Color: Red
- Wheels Color: Racing Gold
- Engine Type
- L-Twin cylinder, 4 valve per cylinder Desmodromic
- Displacement
- 1198.4 cc
- Bore and Stroke
- 106x67.9 mm
- Cooling
- Liquid-cooled
- Compression Ratio
- 12.8:1
- Fuel System
- Marelli electronic fuel injection, elliptical throttle bodies
- Front Suspension
- Öhlins 43mm fully adjustable upside-down fork with TiN; Front Wheel Travel: 4.7 in. (120 mm)
- Rear Suspension
- Progressive linkage with fully adjustable Öhlins TTXR monoshock with top-out spring. Aluminium single-sided swingarm; Rear Wheel Travel: 5 in. (127 mm)
- Front Brakes
- 2 x 330 mm semi-floating discs, radially mounted Brembo Monobloc calipers 4-piston, 2-pad
- Rear Brakes
- 245 mm disc, 2-piston caliper
- Front Tire
- Rear Tire
- Wheelbase
- 56.3 in. (1430 mm)
- Seat Height
- 32.2 in. (820 mm)
- Rake
- 24° 30'
- Trail
- 24.5°
- Fuel Capacity
- 4.1 US gal (of which 1 US gal reserve)
- Dry Weight
- 363 lbs (165 kg)
- Transmission
- 6 speed
- Final Drive
- Chain; Front sprocket 15; Rear sprocket 38
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Aion Producer Chris Kinslon Hager returns this week to answer more questions about Aion's upcoming 1.9 update. This edition of Ask Kinslon begins with a couple of questions relating to Ranger and Cleric skills. When questioned about the weak hitting power of the Cleric, Kinslon explained the upcoming enhancements to healing in the 1.9 update and how a Cleric's lower damage dealing abilities are offset by their ability to heal, which will only improve in the 1.9 update. Kinslon even recalled a crushing defeat he once suffered at the hands of a Cleric to counter the argument that they don't hit very hard.
But enough about the healers, let's get to the good stuff. Stuns have been a bit of an issue at times and the 1.9 update will introduce a new stun-removing skill. Each class will get the skill at level 40 and it will have a 7-second duration and a 1-minute cooldown. This should create some interesting new combat tactics in PvP aside from stun, beatdown, you're dead. Be sure to read more about the 1.9 update in this week's Ask Kinslon.
To read the latest guides, news, and features you can visit our Aion Game Page.


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By Danny Kopec,S. Shetty,C. Pileggi
+Addresses renowned AI difficulties from various views
+Covers vintage AI difficulties reminiscent of Twelve cash, purple Donkey, Cryptarithms, Rubik's dice, Missionaries/Cannibals, Knight's travel, Monty corridor, and extra
+Includes a significant other CD-ROM with resource code, options, figures, and more
+Offers playability websites the place scholars can workout the method of constructing their solutions
+Describes problem-solving equipment which may be utilized to numerous situations
Brief desk of Contents:
1. advent. 2. challenge fixing. three. The Missionaries and Cannibals challenge. four. The 12 cash challenge. five. Cryptarithms. 6. The pink Donkey Puzzle. 7. The 15 Puzzle. eight. The Knight's journey challenge. nine. Mastermind.10. The Monty corridor challenge. eleven. Rubik's dice. 12. The Prisoner's drawback. thirteen. Miscellaneous Problems.14. end. at the CD-ROM: Appendices A-D.
On the CD-ROM!
+All the resource code
+Appendices (Student recommendations; 12 cash set of rules; Human Window examine;
Program options to the Problems)
+All photographs from the textual content (including 4-color images)
About the Authors:
Danny Kopec teaches at Brooklyn collage and the CUNY Graduate middle. He has authored numerous books (including man made Intelligence within the twenty first Century) and magazine articles, and is a world Chess grasp. Shweta Shetty is an SAP FI advisor. Christopher Pileggi holds a level in computing device info Science.
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Artificial Intelligence Problems and Their Solutions by Danny Kopec,S. Shetty,C. Pileggi
by Robert


text: Friday 05 October 2018 by Elizabeth Moran Opinion Quantifying the risk of bonds with S&P credit ratings Each year S&P Global releases a global report that shows defaults as well as rating movements (upgrades and downgrades). This note provides valuable information for all investors but even more so for wholesale qualified clients who can access individual bond credit ratings. Yet again the report shows that investment grade securities are a statistically low risk way to invest This article was originally published on 28 February and 4 July 2017, and updated on 5 October 2018. The most recent Global Corporate Default Study and Rating Transitions report covers the 2017 year and reviews S&P Global's actions taken worldwide including rating upgrades and downgrades.Over the 2017 year, there were less rating actions compared to 2016. While there were fewer downgrades, there were more upgrades. The largest single driver of downgrades was the downgrade of China (from AA- to A+), with 31 Greater Chinese entities downgraded by one notch, on average. This is because many companies receive a rating uplift linked to government ownership, hence the rating on companies will generally move in tandem with the sovereign rating.In 2017, 95 global corporate issuers defaulted – down from the 163 defaults in 2016.The decline in defaults accordingly pushed the speculative grade default rate down from 4.2% at the end of 2016 to 2.4% in 2017. Of these 95 corporates that defaulted, three were Australian companies.It's important to note that a default means the company failed to meet its interest or principal obligations by the due date and does not mean the investor lost money – see a definition at the end of the note. The 2017 year proved to be the best from a credit quality perspective since 2014. Over half of all 2017 defaults were from two sectors: energy and natural resources - 28.4% and consumer services 25.3%.We note that markets continue to recover post the global financial crisis when defaults hit a historical peak of 268 in 2009 (see Figure 1). The study, which goes back over 30 years demonstrates the cyclical nature of markets as shown in the graph where there are distinct peaks in defaults which align with the GFC in 2009, the recession surrounding the 'tech wreck' in 2001 and the recession a decade earlier in 1991. Global corporate defaults chart Source: S&P Global Fixed Income ResearchThe graph depicts the global corporate default numbers from 1981 – 2017Figure 1This 10 year cycle, which coincides with global or large scale recessions, highlights the need for portfolio diversification. Each of these default peaks corresponded to significant drops in equity prices. While the peak was 268 rated defaults in 2009, global investment grade defaults peaked at 14 in 2008 – from a sample of over 3,000. For investors looking to protect their capital, investing in investment grade bonds is shown to be a statistically safe way to diversify holdings and recession proof investments.Over a twenty year timespan, cumulative global default rates for an investment grade security was substantially less than 10%, while 'BB' rated securities were close to 20%, circa 30% for 'B' securities and over 50% for 'CCC/C'. See Figure 2 below.Global Average Cumulative Default Rates by Rating (1981-2017)Source: S&P Global Fixed Income ResearchFigure 2Investment grade stacks up over the life of the studyThe statistics over the 36 year study period should give confidence to investors in highly rated bonds. The table shows the probability of default given the term to maturity. For example, an A- rated bond has a probability of default over five years of 0.57%. This increases for the lowest investment grade credit rating 'BBB-' to 2.84%.If you run your eye down the five year time horizon, you can see the probability of default rises as credit ratings decline. A five year 'BB' rated security has a 6.92% probability of default while a 'B' rated security a 17.89%. The average of all speculative grades over five years is 14.95%. See Table 1 below.I would assign FIIG originated bonds to speculative grade debt probability of default. This is because they typically lack the scale and diversity of larger peers that might be investment grade. This perceived higher risk drives the higher attractive returns. Investors should be thinking there is a circa 15% possibility of default in a five year period, noting that this figure alone does not capture any potential recovery following a default.Global corporate average cumulative default rates by rating modifier (1981-2017)Source: S&P Global Fixed Income ResearchThe table shows the probability of default for AAA rated to CCC/C including average default rates of investment grade, speculative grade and all rated. Data from S&P's 2017 annual global corporate default study and rating transitions report.Table 1Three Australian defaultsHistorically, the Australian default statistics are lower than the global statistics, in part due to our almost exclusively investment grade market, but also due to our concentration towards stronger, larger financial institutions.In the 2017 year, three Australian rated companies defaulted on USD obligations: Global publicly rated corporate defaults Source: FIIG Securities, S&P Global Fixed Income ResearchTable 2A closer look at Emeco – its default ultimately resulted in an improved credit ratingOn 31 March 2017, S&P Global Ratings announced that it considered that Emeco Holdings Ltd had selectively defaulted under its debt. This view was based on the company implementing a creditor's scheme of arrangement that swapped senior secured notes for 34% of ordinary shares for a newly merged group. S&P Global Ratings viewed the transaction as 'distressed' as noteholders would receive less that the original securities promised.A little over a week later S&P raised the corporate credit rating, indicating that it no longer considered that the default was continuing.What constitutes a default?For the purpose of the S&P study, a default is recorded on the first occurrence of a payment default on any financial obligation that is rated or unrated – other than when subject to a bona fide commercial dispute. An exception is when an interest payment is missed on the due date, but is made within the contracted grace period. Preferred stock is not considered a financial obligation; a missed preferred stock dividend is not normally equated with default. Distressed exchanges are considered a default; that is when bond holders are coerced into accepting substitute instruments with lower coupons, longer maturities, or any other diminished financial terms.S&P deem 'D' (default); 'SD' (selective default); and 'R' (under regulatory supervision) as defaults for the purpose of the study.To view the full report, please click here.Earlier this year, Head of Research, Thomas Jacquot produced a paper, A default is just the beginning - three cases to illustrate some of the possibilities, well worth reading if you would like more information.


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School's IN for Summer
If you haven't been paying attention in class lately, you may have missed the fact that online education hasn't just rapidly gained in popularity — it's created a virtual paradigm shift in the university model, as one New York Times article notes. In short, MOOCs (massive open online courses) have made higher education open (and mostly free) to anyone with an internet connection.
What this means to architecture and design fans worldwide is that they can now be part of a number of free courses from some of the most prestigious universities in the country and around the world: The Massachusetts Institute of Technology offers an impressive number of architecture-related courses through its MIT Open Courseware site. If you're looking for a class on, say, the history of Roman architecture, Yale is the place to go — or, rather, log into. Similarly, if the environment is more your speed, Notre Dame currently offers a class exploring the relationship between nature and the built environment.
Other popular sites — such as edX and Coursera — offer a vast amount of free university curricula. The only downside is that you can't earn course credit through an MOOC.
Still, if you're looking to learn something new this summer, including architecture and design, chances are you can find the right MOOC here.
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Mobile phones are a sensation of the devices in the market. Everything can be achieved at the touch of our fingertips. Without a doubt, Sony is a massive gadget giant. Sony Ericsson has been releasing phones since times and they were quite successful in the market. Sony Ericsson are inin fact one of the best phones preferred over the others. Its class of varieties of phones makes it a demanding brand. Since the phones comes with the different price range, most of us can afford the Sony Ericsson phones.phones. Users may decide the one they want and can reap the benefits of the phone.
What s in the name
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