text:
Here's how to get started:
Step 1
On a piece of paper, write down why you are creating a database and how this will be of a benefit to you or your company. What information will you need to store to help manage the historical reports and general data for your company?
Step 2
Keep data as clean as possible and avoid duplication. Databases are stored in what is known as tables. You can have more than one table which are divided into manageable units of the type of data being held. For example, customer information would be stored in one table and orders in another table which will have a relationship to the customer table. In the customer table, you will have a unique id reference linking to the orders table with the matching customer id (which is the only bit of duplication required!). This will be key to help reduce the need to re-enter customer information each time you placed a new order.
Step 3
With the understanding of tables in an Access database, now make a list of all the tables for each different type of data processes that you will need and that there are smaller and more manageable groups of data. For example, customers will place an order, an order may have several products and each product is stored in the inventory (four tables; Customers, Orders, Order Items and Inventory). Have a separate piece of paper for each table headed up.
Step 4
On each piece of paper (each table), create a list of fields. Fields are specific data information which is held in a table and for the customers table could include id, company name, contact name, address and other related information about the customer. Make sure you have the smallest unit of data required so that later on your reports will be more flexible. For example, the address field is normally made up around four or five fields together and not stored in one field; street address line 1, street address line 2, city, county and postal code. It is important to have a field which will be a unique reference (and used to link with other tables) so that data can be matched with other known data information (customers to orders with the same customer id field). Complete each piece of paper for each table you have.
Step 5
Now you are ready to build the relationship. This is simply a connection or link between two or more tables. Remember, a customer has a relationship to orders which in turn will have a relationship to order items and each item is related to the inventory table. On each piece of paper identify which field is going to responsible to connect with the other piece of paper and if necessary, add a field so there is a potential relationship (normally the id field).
Step 6
The next step will be to add data (known as records) into the database and check for any errors or duplications. You can use a spreadsheet for now or even build the tables in Access. This is sample data only at this stage and allows you to really test the data integrity and that information is logically stored and easy to manage. Have other members take a look at this to check your results before you start to add data for real (in the hundreds and thousands). You want to fix any errors and integrity issues as soon as possible to avoid the heartache and nightmare of starting all over again.
So there you have it; the first part of planning your relational database. This process is straight forward and surprisingly overlooked by many Access database designers which will save you lots of time.
Notice that I really have not talked about actually using Microsoft Access at this stage, that's the next step especially if you are new to Access altogether.


text:
Job Opportunities
Please click here for Trinity's Employment Application. Trinity is seeking to hire the following positions. Please click on the links to view the full job descriptions.
Three year old preschool teacher (M, W, F am only)
Four year old preschool aide (M-F am only)
All applications and resumes should be emailed to Cyndi Carpenter.

subset: commoncrawl


text:
Reinstall the Carbo App
Reinstalling the Carbo App is simple.
1. Login to admin.google.com (you must be a G Suite administrator).
2. Click Marketplace Apps (or More Controls > Marketplace Apps, at the bottom of the page, if Marketplace Apps isn't already on your main console).
3. Click Carbo Migration Tool.
4. Click the trash icon in the top right of the page, and remove the App.
5. Install the Carbo App here.
This process will reinstall the App for all users on the G Suite account.


text:
Q4 Nifty Earnings: The Second-Best In Five Quarters So Far
Most of the Nifty 50 companies either met or surpassed estimates halfway through this earnings season, the second-best performance in at least five quarters.
More than two-thirds, or 27 of the Nifty 50 constituents have reported earnings for the January-March period. Of this, 17 companies met estimates, four beat the consensus forecast while six missed it, according to BloombergQuint's analysis.
Still, Gautam Chhaochharia, analyst at UBS, expects earnings per share forecast of the Nifty companies to be lowered. Analysts may cut EPS estimates by 28 percent year-on-year for the fiscal ending March 2020 and by 18 percent for 2020-21, he said. Chhaochharia also expects India Inc.'s earnings to grow at 16 percent and 14 percent year-on-year in the ongoing and next fiscal, respectively.
The 27 companies reported a combined EPS of Rs 83.8 in the three months ended March. That's in line with Rs 85.9 estimated for them. The combined EPS forecast for all 50 companies stood at Rs 141. 2 when the earnings season kicked off on April 11.
While earnings are recovering in the fourth quarter, Bharat Iyer, analyst at JPMorgan, said the performance will be supported by a weak base of financial services providers. The sector, according to NSE data, has the highest weight of 37.36 percent in the Nifty 50.
Here's how the sectors have fared so far:
The sector so far missed estimates for the fifth straight quarter.
- Eicher Motors: Weak demand and inability to pass on higher costs impacted financials.
- Maruti Suzuki: Lower volumes, higher discounts and capacity ramp-up costs impacted margin.
- Hero MotoCorp: Production cuts to correct inventory and promotional expenses dented earnings.
- UltraTech: Beat estimates helped by increased cost efficiency.
- Larsen & Toubro: Met estimates even as operating margin fell.
- Maintains revenue and order inflow guidance for the ongoing financial year.
Consumer Sector
Muted performance for third straight quarter.
- Britannia Industries: Quarterly profit rose even as higher costs of new launches hurt.
- Titan: Strong jewellery segment offsets weakness in other segments.
- Hindustan Unilever: Volume growth fell to lowest in six quarters; home care segment performed well, but personal care division disappointed.
- ITC: Operating margin contracted; cigarette segment performed well.
- Asian Paints: Reported strong volume and revenue growth, but net profit missed estimates as margin contracted.
- Reliance Industries: Petrochemical business' EBIT fell for the first time in eight quarters.
Financial Services
- Axis Bank: Missed estimates. CASA and retail term deposits together were up 21 percent year-on-year, but slippages stood at multi-quarter low.
- HDFC Bank: Higher net interest income and lower provisions aid profit; asset quality remained stable.
- ICICI Bank: Gross slippages rose; high provisions dragged fourth-quarter earnings.
- Kotak Mahindra Bank: Profit rose aided by strong loan growth; asset quality remained stable.
- Yes Bank: Suffered loss against an expectation of profit; bad loans and provisions surged.
- State Bank of India: Asset quality improved with lower slippages; net interest margin expanded.
- Indiabulls Housing Finance: Profit missed estimates; disbursements fell, and bad loans rose.
Information Technology
Reported stable earnings so far for the third straight quarter.
- Infosys: Cut margin guidance but profit surpassed estimates.
- Tata Consultancy Services: New contracts from Europe, Middle East and India aided performance; profit meets estimates but margin contracted.
- Wipro: Profit met expectations even as margin narrowed. Consumer vertical performed well but technology vertical disappointed.
- HCL Technologies: Maintained revenue guidance but lowered margin forecast.
- Tata Steel: Higher growth of European division drove the operational performance.
- Vedanta: Lowered debt but provided "conservative" guidance; concerns over related party transactions.
- Bharti Airtel: India mobile revenue growth turned positive for the first time since the entry of Reliance Jio Infocomm in September 2016.
- Bharti Infratel: Biggest revenue drop in 23 quarters; tenancy continued to decline.
- Reliance Jio: Average revenue per user missed estimates and declined for sixth quarter in a row.


text:
Select your option
To send the actual song, you should download it to your computer and then send it as an attachment. You can also burn it to a CD. See FAQ's.
To send a link on Zahreen's birthday , you should put "Email song in the future" and the information requested. This will go at 1:05 AM New York time the date you put in, unless it is already that day after 1:05 AM - then it will go immediately. It will also go next year so please don't use this option unless you want it to go every year.
Zahreen has a birthday. We have a birthday song for Zahreen. When you celebrate a birthday for Zahreen by giving a birthday song to Zahreen, it means Happy Birthday Zahreen.


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text: Gerry is joined by Dr. Bill Brown who teaches through the online program at Liberty University. Bill formerly taught at the Southeastern Baptist Theological Seminary where he taught Evangelism and Church Planting. Through Bill's personal years of being a pastor in Alaska, and the things that he learned on how to reach men, he relates these strategies to Gerry and the listeners. Growing up in an outdoor family, and experiencing the numerous outdoor interests that men from his congregation desired to do, allowed him to formulate a plan and program to reach the unchurched in the community where one lives. Dr. Bill Brown shares how on some Sundays, he had more men in his church as a pastor in Alaska then women, which is unheard of in most churches because he geared up for men!


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Loyola HS Mankato, MN Alumni List
Last names starting with "R"
- Class of 2011 Brady Radke-vangen
- Class of 1964 Marilyn Rausch
- Class of 1974 Tom Regan
- Class of 1965 Greg Reichert
- Class of 1996 William Reinbold
- Class of 1959 Cleopha Renne
- Class of 1981 Jane Riechael
- Class of 1967 Michael Riley
- Class of 1969 James Rivers
- Class of 2001 Ca Ro
- Class of 1994 Matt Rodgers
- Shawna Rodgers
- William Rose
- Michael Rosillo
- Class of 1958 Patricia Ryan
- Class of 1964 Tom Ryan
Looking for Loyola High School Mankato, MN alumni not listed? If so, check out Classmates.com® - hundreds of more LHS alumni have posted their profiles.
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How To : Install Iphone theme on LG Cookie
Watch this video to learn how to install the iPhone theme on your LG Cookie. If done incorrectly, you may encounter some errors. Always make sure your battery and sim card are out of your iPhone to prevent damage or confusion. You will need to obtain the following file, found ...more


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Abel to Yzerman
Detroit's Defense
by Paul on 06/07/18 at 02:33 PM ET
Comments (6)
Helene St. James of the Detroit Free Press answered a few questions from fans.
One question submitted was If four rookie dmen make the team...
Her response,
I'd be gobsmacked if four rookie defensemen make the Red Wings this fall. Maybe if they take a defenseman with their first pick at the draft later this month in Dallas and that somebody can step in right away. Dennis Cholowski, their first-round pick from 2016, will be starting his pro career, and Filip Hronek had a very good first year of pro hockey with the Griffins. Libor Sulak looked good in a shutdown role at the World Championship. Maybe at most two of those push for an NHL job right away, but it seems unlikely.
Among the veterans, I'd expect the opening night lineup to include Niklas Kronwall, Danny DeKeyser, Trevor Daley and Jonathan Ericsson. Xavier Ouellet doesn't fit into their plans any longer, so I'd expect him either to be in a package deal, or maybe be exposed on waivers. Nick Jensen is a good third-pairing/reserve guy. Mike Green could be back — it'll depend on what he's looking for financially. If he could be had for two years at $4-$4.5 million per, I could see a deal materializing. Without him, there's very little offense from the back end.
more Q & A, draft related...
Filed in: | Abel to Yzerman | Permalink
Craig Custance of The Athletic,
"We really believe as an organization that this draft is deep in the Top 50," Wright told The Athletic on Wednesday. "It's not going to surprise anybody that someone who goes 28, 29, 30 might be better than someone who goes at 10 or 12."
And the Red Wings have three picks right in that range.
That gives them all kinds of flexibility. Wright said that how things play out at No. 6 will end up impacting what the team does later in the draft. There's certainly expectation outside of Detroit that the Red Wings are going to be aggressive in moving up because of their arsenal of picks.
These are decisions that may not be made until everyone is on the draft floor in Dallas, but the meat of the Red Wings draft can go in any number of directions once the first round starts to get outside the top 10.
"There's going to be lots of good options there," said an NHL amateur scout outside the Red Wings organization of Detroit's second set of picks. "It gives them a chance where you can move those picks and move up. … As far as caliber of talent, it's a good draft. No question. If you look around and see the players there, it's certainly deep enough. They have four in the Top 50. That gives you a chance to make a splash."
more ($$$)
Posted by Paul from Motown Area on 06/07/18 at 02:53 PM ET
if they re sign green they are complete idiots and that's nothing against green.
Posted by Chet from twitter: thegansen on 06/08/18 at 04:22 AM ET
Green could be back — it'll depend on what he's looking for financially. If he could be had for two years at $4-$4.5 million per, I could see a deal materializing. Without him, there's very little offense from the back end.
Unless, of course, you have a rookie come up and contribute like Hronek, Cholo, or Hicketts. Or Bouchard, if we draft him.
Posted by Colin from Ken Holland's new yacht, "Incompetence" on 06/08/18 at 08:53 AM ET
two years at $4-$4.5 million would be fine with me for Green, without a NTC in the final year. We probably need another year of a bridge, Jensen is not progressing more than what he is, not ready to give up, but not ready to commit big ice time either, Kronwall retire next year, ERicson and Daley tradeable next year and after.
Posted by MurrayChadwick from YzerGod's pixie dust fueled bandwagon on 06/08/18 at 11:47 AM ET
Yeah without green we've got 0 transition.
I'd be happy to have him back, especially if we've got younger Fs coming up. It'll take effort off forwards on the transition. Help them be more productive which can only help their confidence.
Look at Luke Rockhold in MMA to see how important confidence and knowing you can win is, expecting to win is.
Posted by ThatGuy on 06/08/18 at 12:04 PM ET
Green, should have been unloaded, while his offense is real good, his defense is a liability. We bench forwards for poor defense and reward defensemen for good offense and poor defense. Green would need to take 4mil or less or I wouldn't sign him.
Posted by stateofmifan on 06/08/18 at 08:56 PM ET
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About Abel to Yzerman
Welcome to Abel to Yzerman, a Red Wing blog since 1977. No other site on the internet has better-researched, fact-laden and better prepared discussions than A2Y. Re-phrase: we do little research, find facts and stats highly overrated and claim little to no preparation. There are 19 readers of A2Y. No more, no less. All of them, except maybe one, are juvenile in nature. Reminding them of that in the comment section will only encourage them to prove that. Your suggestions and critiques are welcome: firstname.lastname@example.com


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Are you looking for a Psychic Near Me in Leshara Nebraska 68035.
Psychic Near Me Leshara Nebraska 68035
Let's take a couple of minutes and talk about some of the different methods to find a psychic or medium – either local to you, or that is available to you in a hassle-free and comfy way. Keep in mind, even if a reader is close and hassle-free, nevertheless … it does not always imply that the experience is going to be good. (or visa versa – sometimes you need to extend yourself a bit to have a truly amazing experience, and the very same applies to the spiritual field as well)
That stated – all of the ideas below are simple, inexpensive (as long as you remain expense mindful) and are tried and true strategies for the real blue followers, in addition to the curious … but not encouraged:-)
Join a Meetup
Every city, and state has spiritual fulfill ups that accommodate the psychic exploration neighborhood and in all possibility, you will NOT have trouble finding one near you. (depending a bit on where you live and how big your community is, you may discover you have to own a bit to get there, but for the majority of our readership, this is a great choice) Have a look at meetup.com and just utilize their search function to psychic and spiritual fulfill ups that are geographical hassle-free for you.Join a Spiritist church or organization Spiritist churches( and spiritualist churches, comparable focus, different companies) both supply access to spiritual mediums as part and parcel of their "prayer" process. Some areas have more of these churches than others, however a lot of huge cities will have one near … and NO, you don't need to change your underlying religious beliefs to sign up with. (or to have some crazy cool experiences with some very unique mediums, at portion of a portion of the cost you 'd pay to see a real "celebrity" reader too)
Recommendations and pals
Recommendations and suggestions stay among the BEST ways to find good, experienced and respectable psychics and mediums. You might have to push and prod a bit … as often our family and friends do not want us to know that they've seen or spoken with a psychic or a medium. (something I always find ridiculous … however it astonishes me how many individuals will try to reduce the idea, until they later are comfy sufficient to admit they've had the experience, and it moved them deeply)
Online directories
Naturally we are prejudiced due to the fact that THIS is our online psychic directory site.:–RRB- But an excellent, respectable directory that lists psychic and spiritual professionals in your place or geographic area is a fantastic method to discover local assistance, and with sites like this one, and even other regional directory sites that deal with more generalized audiences, you'll discover great "gems" in the spiritual market that are well worth exploring.Craigslist Be careful-
but Craigslist CAN be an excellent place to find cost effective regional readers Don't provide your charge card information out over the phone to a stranger, and DO do some due diligence initially, however there are many genuine psychics and mediums who advertise on Craigslist because it's totally free and popular, and we've had some good experience discovering some quality readers to write about from online classifieds like CL.Review Sites Once again- beware as lots of psychic evaluation websites are frauds,( and are written by online marketers and NOT mediums) however you can find local evaluation directories like Yelp and much like help you discover extremely rated and reviewed psychics and mediums where you live, work and play.TV and print media Last but not least, do not undervalue the TELEVISION, or local publications (especially if you reside in a bigger metropolitan area )along with any and all other media that has a section on way of life for the spiritual set. For example, I discovered one of my preferred mediums ever from a profile written in a local publication, and one of my closest friends swears by a medium she found who does local astrological charts for a small town paper. (however whose focus is NOT astrology, however rather … her apparently extraordinary intuitive ability and her constant track record of supplying evidential details from the other side … to ALL of my good friends doubtful and cynical peers, family and friends) Keep in mind -if you are seriously looking for an enjoyable, evidential and entertaining psychic reading- stick to a budget- do a bit of due diligence- DO N'T over analyze or lose weeks trying to find perfection,
and simply dive in and indulge your curiosity.( if you are anything like countless our own readers throughout the years … it's a decision that COULD change what you think forever ).
psychic near me open now in Leshara Nebraska 68035
how to tell if a psychic is real in Leshara Nebraska 68035
Back to the Vialucis us


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Texas currently produces and consumes more electricity than any other state in the country. This energy consumption is due to its size, but the ample land makes it a major producer of wind power – a renewable, or green, energy source. The environmentally friendly energy created by wind power is available to many Texas residents to supply the electricity in their home or business.
Residents and business owners have been able to shop Texas electricity supply rates for more than a decade. When Texans gained the ability to choose their desired energy company in 2002, the electric industry divided into two parts: supply and delivery. Retail energy companies in Texas compete for business, offering a variety of term agreements and supply rates for consumers to choose from.
No worries. It's always a good idea to shop for a new electricity plan when you are moving to see if there is a better deal on electricity available. But, if you are happy with your current electric rate, most electricity providers will gladly keep you as a customer and continue service under your current contract at your new apartment or house as long as you move within the same utility delivery area. Don't worry about early termination fees. If you are moving, your electricity provider cannot charge you an early termination fee if you provide a valid proof of a change of address thanks to customer protection rules established by the Public Utility Commission of Texas.
In Texas, the average household uses an average of 77 million Btu of electricity per year, which is approximately 14% less than the national average. Breaking these stats down even further shows us that electricity use in the average Texan home is 26% higher than the rest of the United States, however this isn't much higher than several other states that are closest to Texas. When it comes to cost, the average total household bill per year is $1,801. This amount ranks amongst the highest across America, but other states that typically see soaring temperatures in the summer season aren't far behind.
Last week, The Dallas Morning News' The Watchdog published an article exposing deceptive practices by Texas energy brokers and retail electric providers. The article talks of how these companies have attempted to lure buyers with deceptive 1-cent per kWh offers and websites that appear to be knockoffs of the public utility commission's Power to Choose.
Determining the validity of these allegations ultimately rests on the shoulders of the Public Utilities Commission of Texas (PUCT), which has acknowledged "concern" over the reports. However – as a retail electric provider committed to responsible, transparent operations – we at Think Energy believe it's important for Texas energy consumers to understand the issues at hand before entering into their next supply agreement.
Some good news: According to J.D. Power's 2016 survey on retail electric providers (its most current survey of the space), Texas has the highest overall satisfaction with retail electric providers out of any state. And because rates, plans, and offers can be so similar from provider to provider, customer satisfaction scores are a great way to break a tie. Think of it like choosing who to hire when you have two candidates with similar resumes — you're going to pick the person with the glowing references.
Variable-rate supply plans, as the name suggests, have a rate that varies based on the market price of electricity. Seasonal and market fluctuations can affect supply rates. While variable-rate supply plans can allow you to take advantage of market-price lows, there is the possibility of paying for high supply rates when demand is at its peak. These plans offer great flexibility.
5Green energy plans are supported 100% by Renewable Energy Certificates (RECs) that are purchased and retired in an amount sufficient to match your annual consumption. RECs are a tradeable, non-tangible energy commodity in the United States that represents proof that 1 megawatt-hour (MWh) of electricity was generated from an eligible renewable energy resource like biomass, hydro, solar or wind. Please see your Terms of Service for more information.
Fixed-Rate Plans: These plans are steady and predictable; the price per kWh you sign up for will remain that same for the entirety of your contract. (The only changes in your bill will be from forces outside of your REP's control, like changes in TDU fees, or changes in federal, state, or local laws.) Often fixed-rate plans will have a slightly higher price per kWh than others, but you're paying for the predictability. They're great if you live by your budget – and even greater if you happen to sign up when rates are low. The fixed-rate plans of our five Texas providers typically started at 12 months, with some extending up to three years, but we spotted a couple from Reliant that offered fixed rates for six month contracts as well.
One of the biggest benefits of deregulation is your right to choose an energy company that offers renewable power. Essentially, you can choose an energy supply that includes up to 100 percent green energy, which is generated with clean resources such as sun or wind. If supporting Texas is important to you, you can even choose your electric provider based on where it gets its green energy. Many providers offer renewable electricity that comes from Texas wind farms.
Given the wide selection of electricity plans available, how do renters choose the best electricity plan? The key to finding the best plan is to have an idea about how much electricity you use and select the contract length that is close to your rental contract term. Typical apartment electricity plans are best for 500 – 1000 kWh usage per month and 1 – 12 month contract term lengths. Enter your zip code above to search and compare apartment electricity plans with this criteria.
Variable-rate plan:A variable-rate plan means the rate you pay for your electricity may fluctuate based on the market price of energy. Energy price depends on many factors, like weather, demand, fuel prices, the distribution system and the market. Variable-rate plans are flexible because you are not locked into a contract; however, you'll pay a higher price in high-demand seasons like summer. A variable-rate plan might be ideal for you if you like to shop around and keep an eye on prices.
Prepaid electric, or "pay as you go electricity" is a affordable choice for people with short term living arrangements as well as those wanting to eliminate light bills and need their lights on the same day. Prepaid electricity in Texas is rapidly growing in popularity. Thanks to smartphone apps, Texas college students are choosing to prepay for a fast, easy connection and payment. With smart meter technology, homeowners and renters can easily monitor, regulate and conserve their usage which saves money. Quick Electricity has energy plans to suit the customer preparing for an upcoming move, serving in the military, looking for green energy solutions, or simply wanting to take it month-to-month with no deposit. Don't fit any of those molds? We can set you up to build your own energy plan!
Texas has electricity consumption of $24 billion a year, the highest among the U.S. states. Its annual consumption is comparable to that of Great Britain and Spain, and if the state were an independent nation, its electricity market would be the 11th largest in the world. Texas produces the most wind electricity in the U.S., but also has the highest Carbon Dioxide Emissions of any state.[2] As of 2012, Texas residential electricity rates ranked 31st in the United States and average monthly residential electric bills in Texas were the 5th highest in the nation.[3]
As a renter, you're likely concerned about getting your electricity contract's start and end dates to match your lease term as close as possible. In most cases, your electricity provider will offer flexible start dates and some even offer same-day connections. If you can't line up your electricity contract exactly with your lease term, it's okay. It's better to choose an electricity plan with a slightly longer contract term than your apartment lease if necessary. If you move and provide proof of a change in address, your electricity provider cannot charge you an early termination fee.
Knowing your estimated monthly kWh usage and the contract length needed will help you narrow down your apartment electricity plan options. Use ElectricityPlans.com Texas apartment electricity plan finder to select the best electricity plan to fit your specific needs. Find the best deal on apartment electricity in Houston, Dallas, Fort Worth, Killeen, Corpus Christi, Round Rock, and many more cities across Texas.
While no company is perfect, we think an energy provider that owns up to mistakes and tries to treat customers fairly is a good thing for customers and for the deregulated energy industry. If a company isn't taking responsibility, we want the market competition to push them to be better, and customer reviews from energy consumers and ratepayers just like you makes that possible.
Since Texas' electricity market was deregulated in the late nineties, multiple Retail Electric Providers (REP) have either launched in Texas, or providers in other states have begun to extend their reach to Texas residents (e.g., Spark Energy, which was founded in Texas). These electricity providers are providing less expensive and/or greener electricity alternatives to traditional sources of energy, in contrast with the supply consumers previously received by default through their local utility. Customers now have the option to receive their electric supply from providers other than their utility, known as alternative retail electric providers.
The Public Utility Commission (PUC) has a website to help you find and compare all the electricity plans and providers in your area. Visit www.powertochoose.org or call 866-PWR-4-TEX (1-866-797-4839). You can filter your options based on your usage, your preferred plan type, and several other factors. Once you've chosen the retail electricity provider that best suits your needs, you can sign up directly from their website.
Determining the validity of these allegations ultimately rests on the shoulders of the Public Utilities Commission of Texas (PUCT), which has acknowledged "concern" over the reports. However – as a retail electric provider committed to responsible, transparent operations – we at Think Energy believe it's important for Texas energy consumers to understand the issues at hand before entering into their next supply agreement.
The vast majority of Texas residential consumers on fixed-rate contracts pay anywhere from 6 to 13 cents per kWh for electricity. However, searches for service in most major metropolitan zip codes on PowertoChoose.org reveal a long list of offers seemingly too good to be true, with several starting at 1 cent per kWh. These offers may appear to be a great deal on the surface, but they are often accompanied by confusing minimum usage requirements, monthly fees, and conditional bill credits. Those conditions can be easily overlooked by eager consumers wanting a bargain on their utility bills.
And just like with any plan, it's worth it to do the math to see how different scenarios will affect your bill. Take, for example, a home in Sweetwater that uses about 1,000 kWh of energy per month, and is interested in the Texas Essentials 12 plan. Zero percent renewable energy is the cheapest option — but by committing to a $5 monthly charge for its 100 percent "JustGreen" option, it's actually cheaper than the 60 percent hybrid renewable option.
Like we said, fees don't necessarily make for a bad plan — although it's worth it to do the math to see if you can save with another provider. For example, compare TXU Energy's Simple Rate 12 plan with its $9.95 base charge, alongside Direct Energy's Live Brighter 12 plan with a smaller base charge, and Reliant's Digital Discount plan with no base charge. We'll use a Corpus Christi ZIP code and assume 1,000 kWh/month of energy use.
Lots of sites can say 'CHEAPEST ELECTRICITY IN TEXAS!', but only Texas Electricity Ratings gives you the tools to know you're getting a great company to go with the cheap rate. Because what good is a cheap rate if your bills get screwed up and your payments get lost? We've collected thousands of reviews from customers just like you, who need to save money on their electricity bill but don't want the headaches and hassles of a fly-by-night electricity supplier.
CenterPoint Intelligent Energy Solutions LLC, IES, which manages TrueCost, is not the same legal entity as CenterPoint Energy Resources Corp. (CERC) or CenterPoint Energy Houston Electric, LLC (CEHE), nor is IES regulated by the Railroad Commission of Texas or the Public Utility Commission of Texas. You do not have to buy products or services from IES in order to continue to receive quality regulated services from CERC or CEHE.
In Texas, the average household uses an average of 77 million Btu of electricity per year, which is approximately 14% less than the national average. Breaking these stats down even further shows us that electricity use in the average Texan home is 26% higher than the rest of the United States, however this isn't much higher than several other states that are closest to Texas. When it comes to cost, the average total household bill per year is $1,801. This amount ranks amongst the highest across America, but other states that typically see soaring temperatures in the summer season aren't far behind.


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Return To Search Results//photos for responsive sites-------------------?>
1 WyandotteMore Photos
Cherokee Village AR 72529
Cherokee Village AR 72529
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Listing ID: 18015884
Status: Active
Property Type
Half Baths
Square Foot
Lot Size/Acres
Property Details
Enjoy swimming, fishing, tubing, skiing and lake views! This private, 4 bedroom, 2 1/2 bath Lake Thunderbird home has been beautifully updated. Large custom kitchen with maple cabinetry, granite countertops, and two pantries. Other features include two fireplaces, high efficiency 20 Seer Mobile Friendly Trane heat pump with electronic air filter, and back up generator. Both covered and uncovered decks provide ample outdoor entertaining space. Paved walkway leading to your stone seawall and boat dock.
Room Dimensions
Year Built / Age: 9999
Listing Status: Active
Basement: Finished,Inside Acce
Foundation: Crawl Space
Parking: Garage,One Car
Exterior: Metal/Vinyl Siding
Subdivision: Thunderbird 3rd
Listed by: Coldwell Banker Ozark Real Estate Company
IDX Data Provided By Cooperative Arkansas REALTORS® Multiple Listing Services, Inc. Some or all of the listings displayed may not belong to the firm whose website is being visited. Copyright© . The information provided is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties that the consumer may be interested in purchasing. Information deemed reliable, but not guaranteed. Some or all of the listings displayed may not belong to the firm whose web site is being visited.


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The commercial property companies
In the early years of the Malta Stock Exchange, most equity issuers listed on the regulated main market were banks and other financial services companies. As the government's privatisation programme progressed, companies from other industries (telecoms, airport operator and postal services) were added while a number of private companies from the IT and property sectors were also attracted to the capital market over the years.
Today, there are several companies involved in the property sector which either have their shares or debt listed on the MSE. This does not come as a surprise given the growing importance of the real estate sector to the local economy.
However, it is important to distinguish between the pure property development companies that typically develop property for resale or rental purposes, and other companies that own commercial property to generate regular and steady income flows. The different classification is important both from a portfolio management perspective as well as from a valuation perspective since different metrics would need to be considered when contemplating an investment in diverse property equities.
There are now four commercial property companies whose shares are traded on the regulated main market, namely Plaza Centres plc, Malita Investments plc, Tigné Mall plc and Main Street Complex plc.
Since all these companies have their properties practically fully occupied, the rental income flow and the profitability of these companies is easily predictable from one year to the next. Most companies have their rental agreements increasing in line with inflation and their track record over the years shows the sustainability of their financial performance. Given that one of the main objectives of all these companies is to distribute regular dividends to shareholders, the dividend yield is one of the main metrics that investors should monitor to gauge the attractiveness or otherwise of the equities of these commercial property companies. Moreover, investors should compare the yields of these companies against one another and it is also useful to compare these to the yield on a medium-term sovereign bond (such as the yield on the benchmark 10-year Malta Government Stock).
The net yields currently being generated by these commercial property companies range between 2.8% and 3.3% per annum while the yield to maturity on the 10-year Malta Government Stock which is published on most websites or media articles is 1.6% (gross), equivalent to 1.36% net of 15% final withholding tax.
Despite the similar financial models of these four commercial property companies, they also have differing characteristics and are at different stages of maturity.
Plaza Centres conducted an important acquisition of a building known as Tigné Place in September 2016 for a value of €9 million having a total rentable area of 3,200 sqm. Most of the area of the new property is dedicated to office space with only a very small area leased to retail tenants apart from a total of 100 car park spaces. The company had financed this acquisition through a bond issue and embarked on a refurbishment programme of the building in 2017. The building was fully leased out upon acquisition with a large number of tenants approaching the expiry of their lease agreements towards the end of 2017. Following the completion of the refurbishment programme, coupled with the very strong increase in office rental rates in certain locations across Malta, Plaza's management had confirmed in their Annual General Meeting that they were successful in achieving a sizeable increase in rental rates for the offices which were up for renewal. This should therefore positively impact Plaza's overall financial performance during 2018 and in future years. Meanwhile, in recent months, the company also embarked on a reconfiguration of some areas within the Plaza Commercial Centre with the ultimate aim of maximizing rental space including the addition of a food court on Level 0. As a result of the lead time required for these changes, Plaza is likely to report overall lower occupancy levels in 2018.
This will offset some of the positive impact to the 2018 financial performance of the Plaza Group from the upturn at Tigné Place and therefore the full benefits of the recent changes within both properties are expected to become more evident as from the 2019 financial year. Plaza indicated that it aims to acquire additional office premises as it envisages that the revenue contribution from the leases of offices will amount to 65% of overall revenues with the remaining 35% from the lease of retail outlets. Presently, the revenue mix is 54% from office space and 46% from retail areas.
While Plaza is a company having exposure to both the office rental market and to the retail sector, Tigné Mall plc and Main Street Complex plc only cater for retail outlets.
Tigné Mall has an area of over 14,000 sqm dedicated to retail space within 'The Point' and upon completion of the final deed of sale for additional car park spaces by the end of November 2018, the total number of car park spaces of Tigné Mall will increase to 355. Most tenants within 'The Point' pay rent which is based on the overall turnover of the outlet subject to a minimum base rent. This leads to higher rates of growth in the revenue of Tigné Mall plc at times of higher economic growth. Since the Initial Public Offering in March 2013, the company's financial performance has been very positive and exceeded the projections published in the Prospectus enabling a faster pace of repayment of bank borrowings apart from the semi-annual dividends to shareholders.
Main Street Complex plc conducted an IPO earlier this year. It ranks as the smallest among these companies since its rentable area amounts to 4,000 square metres (excluding the terrace). The retail and entertainment complex is not situated in Sliema (like Plaza and The Point) but in the main square of Paola which, in turn, is considered as the most popular shopping destination in the south of Malta and is widely regarded as the third busiest destination after Sliema and Valletta. The complex is almost fully leased out and most tenants have a fixed rent subject to annual increments.
On the other hand, Malita Investments plc is a somewhat different story since the company owns the sites over which the airport and the cruise liner terminal are built (thus receiving annual ground rents from Malta International Airport plc and Valletta Cruise Port plc respectively). Malita also has a 65-year lease agreement with the Government of Malta over the City Gate project in Valletta (incorporating the parliament building and the open-air theatre). Moreover, in December 2017, the company entered into an emphyteutical deed for a period of 28 years with the Housing Authority to acquire 16 property sites in a number of locations across Malta. Once developed, these sites will provide a stock of residential units earmarked for affordable housing. The company has two classes of shares and only the 30 million 'B' shares are listed on the MSE. The 'A' shares (totaling 118,108,064) are held by the Government of Malta and are not listed on the MSE. Another differentiating factor of Malita is the method of how it accounts for movements in the fair value of investment properties. This leads to fluctuations in the income statement and balance sheet of the company on a yearly basis. These are linked to movements in interest rates and are merely accounting entries and do not impact the cash position or distributable reserves of the company.
Notwithstanding that the dividend yield is possibly the main investment consideration by investors in these companies, the growth in the net asset value over the years should also not be overlooked. As the financial performances of these companies improve over time in line with their rental agreements, and assuming that property prices will continue to follow a positive trend over time (undoubtedly not at the same extraordinary rate as in the most recent years), the value of the underlying property should rise to the benefit of all shareholders. The net asset value per share of Plaza gradually increased from €0.50 in 1999 just prior to the Initial Public Offering to €0.97 as at the end of June 2018, representing an average growth of 3.7% per annum. The rate of growth in the net asset value of Tigné Mall plc was stronger as this increased from €0.50 in March 2013 to €0.815 as at 30 June 2018, translating into an average annual increase of approximately 10%.
Investors need to be aware of the financial metrics applicable to each economic sector to develop a better understanding of the various companies listed on the regulated main market of the MSE. This is especially helpful when material developments take place within certain companies and share prices begin to move rapidly.


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Main content
Episode 5
Lucasta Miller charts the rise and fall of a notorious female poet in London, 1820's - 30's. Fading popularity and sharp gossip may have encouraged Letitia to set sail. Literally.
Lucasta Miller's account of an infamous female poet in ruthless times - London in the 1820s and '30s.
Letitia is getting older, her writing powers are diminishing, and she is afraid of the gossip swirling around her. Then she meets a man to marry, if that will actually solve things... and sets sail with him for West Africa. A lovely life is on the horizon?
Reader Helena Bonham Carter
Producer Duncan Minshull


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Expats happy in SA - they just don't feel safe
Expats are happy in South Africa...they just don't feel very safe.
If you're British' German or American you're likely to be happy in South Africa - but you probably reckon the roads are quite crap and you definitely don't feel safe.
One thing' however' is for sure: you're most likely to have a fair chunk of cash' and loads of places to spend it at.
These are among the key findings of the annual Expat Insider report' compiled by InterNations' a "leading network and guide for expats".
More than 12'500 respondents' from 166 nationalities' were surveyed for the report. They were based in 188 countries or territories. There are as many as 57-million expats worldwide' according to the report.
According to the report, South Africa ranks 49th in overall quality of life' out of 65 nations.
But when it comes to "family life" (19th)' "cost of living" (25th) and "ease of settling in" (29th)' South Africa makes the top half of the rankings.
The South African flag at the Donkin Reserve in #PortElizabeth at half-mast in honour of the late #AhmedKathrada, comrade and friend of former President #NelsonMandela. 📷 Mike Holmes #NelsonMandelaBay #EasternCape #southafrica #memories #Ahmed #UncleKathy #RIP #ProudlyPe #CityOfPE #WhyWeLovePE #MyPE #sharethebay #ilovemycity #blueskies #flag #rainbownation #sunshine #sunnyskies
With an overall spot of 42 on the list' and with 77% of people "generally satisfied"' South Africa is considered a good destination for expats - described as "easy to settle down [but] not always safe".
"Safety concerns make life hard for many expats in South Africa' but most enjoy their leisure time and the great weather'" the report found.
In the safety and security category' South Africa was in the bottom 10 in three key areas: "peacefulness"' "political stability"' and "personal safety". Overall in this category' the country ranked 63rd - above only Brazil and Nigeria.
"Almost half" all the expats surveyed were unsatisfied with transport infrastructure.
But on the positive side' when it came to leisure options' expats in Mzansi have more to choose from than most places around the world. In fact' only three countries - Spain' Portugal and Mexico - have more to offer.
- TimesLIVE


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Bitcoin peak oil
Whether you are looking for Silver spot prices today and the price of Silver.
Cris Sheridan welcomes Chris Martenson PhD, co-founder of PeakProsperity.com. Chris gives his views on peak oil, and frames the discussion in terms of the.Instead, a deflationary spiral encourages people to spend as little money as possible, hence reducing economic activity, with government unable to intervene as it normally does during recessions by increasing government spending.
Will Oil Prices Go Up In 2017? | InvestopediaCris Sheridan welcomes Chris Martenson PhD, co-founder of PeakProsperity.com. Chris gives his views on peak oil, and frames the discussion in terms of the relationship of oil reserves and price.It makes perfect sense to me that the same people who want a monetary system devoid of irresponsible cash printing would love the idea of Bitcoin.Pittcon is the leading conference and exposition for laboratory science featuring new technology and scientific research.Everything in the entire blockchain is encrypted using the strongest algorithms known to mankind, so nothing crazy about it.If the US was attacked, sure, the money would be disrupted, even plenty of wallets might be lost, but overall the system would survive even if for instance just one qt client remained active with the blockchain synced deep under a base in Antarctica, during the whole chain of catastrophic events.
select quality organic acid in urine - pysqlite.orgFeatures investor, news, and customer centres, a section on sustainable development, and information.They would lose money and destroy faith in Bitcoin, rendering their attack completely useless.
The concept of the zero interest economy is fascinating, as it is something that Keynes himself endorsed but many economists today throw out as bunkum.
BHP Billiton | A leading global resources company
Would you make a loan to me (in bitcoin) at zero or negative interest.Although a society as a whole may have an interest in having its currency be the victim of inflation, an individual has no interest in seeing his savings disappear as a result of said inflation.People often lament that they only have one upvote to give - I mean it literally in this case.You can pour the beer fast and it will foam, and you will lose some.
Now that the world has been exposed to the Bitcoin idea, Bitcoin is going to develop, as there is simply a market for it.Bitcoin is not subject to government inflation or regulation.If I offer a service to someone and they pay with a credit card, they can call their bank and get a chargeback.
In the near future, if Bitcoin starts to become a little more popular, I can see computers becoming more secure, in general.Sort of like telling your insurance company all about how you plan to burn your house down and get them to pay you for it.
Silver PriceIf you think about it, its what creates such abundance in nature and the physical world - the seasons and the movements of animals etc, the gradients of energy permit opportunities for diversity and expansion.In regards to a collapse scenario, remember that the internet was built to withstand such an event occurring, so even if many servers were destroyed, the full ledger of the blockchain in its entirety is still available for anyone to download and is synced to every user of the bitcoin-qt client (the wallet freely available for public download on github).
New Scientist | Science news and science articles from NewInstead, you wish to spend as little of your wealth as possible.
Colorado Gold - Precious Metals Broker - Bullion Coins andSo you do think that bitcoins are a better store of value over the long term.Add this to the fact that a definite limit has been written into the code itself on how many BTC will actually exist ever (21,000,000), and now you can understand why its a concept people are waking up to.The surge in oil production from American shale oil producers and the Organization of Petroleum-Exporting.
A BILL to be entitled an Act to amend Chapter 34 of Title 43 of the Official Code of Georgia Annotated, relating to physicians, acupuncture, physician assistants.Altruism is natural for humans as in pre-historical societies it was pointless to keep resources that perished when giving them away to neighbours and kinship groups created strengthened social bonds (athough meat is much more perishable than grain).
Goldman Sachs | ResearchEconomic News, Markets Commentary, Gold, Oil and Investing Strategies.If you think that is sustainable, you may not be the brightest crayon in the box.Then, assuming the hypothesis is correct, Bitcoin grows to become a major currency.
This lead to economic growth, compared to the relative stability of the medieval era.It was purely my shallow amusement over the superficial language surrounding these things.Handling cash or physical gold is much less secure by comparison.