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Council Minutes 04-20-2018
Kent State Stark Faculty Council Minutes
April 20, 2018
2 p.m.
I. Chair Warren called the meeting to order at 2:00 PM.
II. Vice Chair Hollenbaugh, filling in for Secretary Moneysmith (absent) called the roll and determined a quorum was present.
Attendance by Constituency: I. Sebastian Birch, Kim Garchar, Lindsay Starkey. II. Bei Cai, Erin Hollenbaugh, Dee Warren. III. Matt Lehnert, Oliver Ruff, Greg Smith. IV. Stephen Neaderhiser, Paula Sato. V. Lucas Engelhardt, Haithem Zourrig. VI. Greg Blundell, Chrissy Kauth, Eric Taylor.
Ex-officio: Dean Denise Seachrist, Interim Assistant Dean Thomas Norton-Smith.
Excused: Jayne Moneysmith, Deepraj Mukherjee.
Guests: Cindy Barb, Rob Kairis, Clarke Earley, Rachael Blasiman
III. Approval of Agenda
Motion to approve: Councilor Lehnert
Second: Councilor Garchar
Amendment: We presently do not have minutes from the March meeting to approve (we will vote to approve them at the May meeting); suspend old business because Secretary Moneysmith is not in attendance.
The amended agenda was unanimously approved.
IV. Approval of March 16, 2018 Council meeting minutes (removed by amendment).
V. Chair Warren's Report
A. RCFAC. RCFAC met on Friday April 6th. Dr. Ritchey has been out due to health issues, so the report was quite short. The only thing he really mentioned was information on the Kent Campus budget shortfall that I am sure the dean will be speaking about in her report.
B. Faculty Council Elections. Otherwise, we are in the midst of Faculty Council elections and I should be able to report the results Tuesday or Wednesday of next week.
C. Public Safety Manager. Chair Warren also serves as chair of the public safety manager search committee (the search to replace Jim Anderson's position). We had 150+ applicants that we have narrowed down to 9 that we will be scheduling for phone interviews. The campus would like to have that position filled by July 1.
D. Retirements/Emeritus Status. We have three faculty members retiring this spring (Brian Newberg, Robert Miltner, and Deb Jones). I have reached out to them inquiring if they would like to be considered for emeritus status. Two of them, Brian and Robert, have requested consideration. I am in the process of collecting materials from them (CV and letter of interest) which I will share with council prior to our May meeting for deliberation.
E. May Faculty Council Meeting. Finally, at cabinet we discussed the possibility of moving our May council meeting from May 4th to May 11th, due to May 4th activities that will be occurring on the Kent campus. As our meetings are set by the handbook, I need an official motion to move the meeting to May 11th, as we will need to vote on this issue.
a. Councilor Hollenbaugh moved to suspend the rules and move the May 4, 2018 meeting to Friday, May 11, 2018 at 2:00 PM in Conference Room #1. Second: Councilor Garchar. Motion passed unanimously.
VI. Dean Seachrist's Report
A. Spring Full Faculty Meeting. Dean Seachrist stated that she received positive feedback regarding the spring full faculty meeting. She is planning a similar meeting for staff on May 15, 2018 at two times (9-10 a.m. and 3-4 p.m.) to accommodate work schedules. Julie Spotts is setting up a Qualtrics form so staff can submit questions anonymously.
B. Merit Awards. This week, the dean is making the determination of the final 20% of merit funds (due to the Provost's office on April 24, 2018). Faculty will receive an official letter from the Provost regarding salary adjustments. Of the remaining 20%, the dean can distribute it at her discretion, including to those who did not apply but are eligible.
C. Fine Arts Building Construction Update. Brian Gardner and Dean Seachrist met with the Fine Arts faculty and learned of some whining sounds bleeding through the duct work. Contractors are taking responsibility and fixing the problem, at their cost. Councilor Birch added that the building is beautiful and invited everyone to walk through. Dean Seachrist resumed, saying that when the Fine Arts renovation is complete, there will be a celebration of the whole building. Flaws that were identified have not yet cost the campus additional money.
D. Greenhouse and Gardens. Councilor Lehnert was awarded a grant to construct a greenhouse on campus. The original site was meant to be by the existing raised garden beds, but that would cause troubles with the sewer line that would be very expensive. The new site will be between the library and pond. Carrie Schweitzer received a grant to create an evolution garden. A local company is providing around $2,000 worth of plants for free. The dean is also planning to bring back the memorial garden idea.
E. Budget Update. The dean reported on several meetings of the Academic Leadership Group and with VP Ritchey regarding the expected shortfall of $23 million system-wide next year. Various scenarios are being considered in order for President Warren to present a balanced budget at the June 6 Board meeting. There is talk of increasing the regional campuses' service fee 1%; if that is instituted, the Stark campus would pay 15%, and increase of $440,000 next year. The dean said she is considering a number of options, such as restructuring some staffing areas and making use of people's talents in new ways. She is establishing a list of priorities, including 1. What do we HAVE to do? (e.g., Main Hall elevator), 2. What do we WANT to do but can put on hold? (e.g., outreach with Rising Scholars), and 3. What are some things that we are either going to STOP doing or not do at all? (e.g., eSports). The dean said she is being vigilant in investigating "pockets" of money, such as bookstore profits, and invoicing foundation fund (where gifted money resides) when appropriate.
F. President Warren's Comprehensive Campaign Convergence Plan. President Warren's $1 billion master plan, which she presented at the ALG meeting, she presented a Comprehensive Campaign Convergence plan, an aligned, synchronized, interlocking system that shows the strategic roadmap, facilities master plan (Kent Campus), and capital fundraising. As a campus, we are trying to show that we can fundraise and help achieve especially in the first priority: Strategic Opportunity for Academic Reach and Success – The Kent State Promise ties in with the comprehensive fundraising campaign:
a. Prioritizing student success – regional campuses (especially Stark) are especially working on this goal through featured projects, such as presidential scholars, study abroad/away, dynamic education and engagement for diverse students, and rising scholars.
b. Elevating faculty talent (endowed professorships, chairs, faculty travel).
c. Igniting innovation (for example, brain health – working on potential projects for concussion at the Pro Football Hall of Fame?).
d. Building the future (Kent campus – College of Business building, aeronautical engineering, MAC Center renovation, re-imagined student center).
G. Student Housing. The President gave us her blessing for us to explore student housing options, but the dean said she does not expect for this to happen anytime soon.
H. Questions. Several councilors raised questions about the ability of the Stark campus to resist an increasing service fee, engineering vs. Regional College name, and open Rising Scholars program director position (which would be housed at the Kent campus and paid out of VP Ritchey's budget, but may or may not be filled, given our financial state). Dean Seachrist explained that the current 14% service fee is charged off our gross revenue; the actual fee is 15.8% of net revenue at present.
VII. Assistant Dean Norton-Smith's Report
A. Schedules and Overloads. Proposed Spring 2019 schedules were due from coordinators on April 13th. Rae Ann and Interim Assistant Dean Norton-Smith will again meet with coordinators to find ways of reducing unnecessary overloads and adjunct salaries, culling course sections, and ensuring that we schedule using our standard scheduling blocks. Just for your information, this process allowed us to eliminate about 124 sections (335 credit hours) from the Fall 2018 schedule—about 10% of our offerings—at a salary savings of about $295,135.
B. Searches. There are two faculty searches now in various stages. The committee searching for a tenure-track Computer Science position has submitted its recommendation. The tenure-track Sociology search committee is now bringing candidates to campus. Finally, we have a potential interim Theatre Director in the works.
C. Meeting with Regional Campuses Assistant Deans. Interim Assistant Dean Norton-Smith met with the Regional Campuses Assistant Deans on Tuesday, April 10th to discuss upcoming changes in Nursing, to review enrollment in summer DL courses, and yes--Zoom. (Apparently President Warren called Zoom technology "the future of higher education" at a gathering at Geauga.) Related to Zoom, there was a training for faculty interested in teaching using the technology today at 11:00.
D. Summer Course Enrollments. Interim Assistant Dean Norton-Smith calculated the break-even numbers in preparation for the 2018 proportional pay letters for our full-time faculty who are teaching this summer. The Office of Academic Affairs is now working on Fall 2018 workload letters.
E. Funding Cuts. As was hinted earlier, the current financial uncertainties have required an amendment to full-time faculty travel. The percentages faculty will receive (e.g., up to 90% for presentations) will remain unchanged. However, a maximum of $1,200 will be allocated for each full-time faculty member during the fiscal year (July 1, 2018 – June 30, 2019). Similarly, there has been a 5% reduction in the funds that the Campus Activities Budget Committee can recommend for allocation, dropping from $45,000 to $42,750.
VIII. Committee Reports
A. PAAC. Councilor Hollenbaugh reported that the committee is reviewing April travel requests. She reminded faculty in attendance that load lift applications are due at 5 p.m. today, and PAAC will begin reviewing those after that time. Councilor Hollenbaugh presented proposed changes on three travel-related websites. Discussion about what items were allowable and unallowable for reimbursement ensued. Councilor Hollenbaugh asked Faculty Council members to review the recommended changes and email feedback to her in anticipation of a vote at the May Faculty Council meeting.
B. Committee II. Councilor Starkey presented a first drat of the strategic plan. Because the current committee is done in May, they are hoping this draft could serve as a basis for the next Committee II's work. Councilor Starkey asked Faculty Council to review the draft and come back in our May meeting with recommendations. The strategic plan will later be used to devise a strategic map. Councilor Garchar publicly acknowledged Committee II for its commendable work.
C. Social Committee. Councilor Sato requested a change for the spring dinner from May 4 to May 11. Councilor Sato has not yet sent out the request for reservations. Council agreed to this change. In the past, retirement gift amounts were determined by what was available. This year, we have a lot of retirees, plus promotion/tenure, OAT/DTA, etc. If they bring a guest, that results in over $600 (leaving $240 in the fund). When asking for guidance on gifting, Councilor Hollenbaugh recommended she send a reminder for contributions to the Faculty Fund to increase available monies.
D. Faculty Technology Committee. Councilor Neaderhiser reported that the committee is currently reviewing one request.
E. Handbook Committee. Councilor Engelhardt reported on the committee's charges:
a. Charge 1: Conference participation: Added a few sentences clarifying that summer should be treated differently because of the compressed timeline of a summer class. Also, provided a clarification for what absence means in an online class (unavailable to interact with students). Councilor Neaderhiser asked to change "will" to "may not be considered available." Dean Norton-Smith suggested "should not be considered available…" Also, Councilor Neadershiser asked for clarification on the time per credit hour. Following discussion, it was decided to remove time reference and adopt "should." (see handout)
Adopted language:
Conference Participation. Participation in conferences is an important part of a scholar's professional growth: however, it should not be done at the expense of student instructions. Normally, classes should be covered during an instructor's absence. That may mean that conferences of more than a week or multiple conferences within one semester will be discouraged. Summer courses often meet on a compressed timeline compared to regular semester, which should be taken into account. During a summer term, faculty who expect to attend conferences that lead to absences for more than the equivalent of a semester week should not be considered available to teach the course, expect in extraordinary cases of program need. (For online courses, "absence" should be understood in terms of being unavailable to interact with students.) Travel to conferences or professional meetings should be cleared in advance with the Dean.
Motion to approve revised language: Councilor Engelhardt
Second: Councilor Ruff
The motion passed unanimously.
b. Charge 2 – Review merit process and provide clarification where needed. The Handbook Committee presented the following suggestions for consideration:
i. Provide directions or an Excel file to calculate SSI's for courses (online and more recent).
ii. Uncompensated overload hours – Recommend deleting this and instead ask them to be discussed narratively.
iii. Add text block at the end of A allowing for narrative description of
iv. Grants in progress – apply the same rule as is used with papers. Only include grants when decisions were received during the merit period. Discussion about whether we should consider unfunded grant applications. If so, then the date they submitted the grant is significant and should be included. Decided that since we don't get credit for papers under review, we should only include grants when decisions are made, but note whether funded or unfunded.
v. Split service table into uncompensated and compensated service.
Discussion – Councilor Birch recommended adding a column in teaching for load hours to make it clear how much faculty were compensated for courses. Others discussed whether we can make the changes that are needed with a provision to allow for revisions to the worksheet in response to any other SSI changes (or others). It was recommended that this document be presented to Faculty Council for review prior to the next merit process.
Clarke Earley recommended the following handbook language: "For online courses, it may be necessary to compute the mean. Detailed instructions will be provided in the merit form." Doing so will keep up from having to update the handbook each time SSI changes.
Council decided to send these recommendations back to Handbook Committee. They will bring a revised copy back to Faculty Council at our next meeting.
F. Colloquium Committee. No report.
VIII. Old Business
A. Update on meeting minutes distribution - moved to May 11 meeting.
IX. New Business
A. Rachael Blasiman, Scholarship of Teaching and Learning Center. Rachael Blasiman gave a presentation on the SoTL Center at the Salem campus. She built a Blackboard site populated with SoTL resources and a step-by-step guide. Planning to invite Stark campus faculty to be added to the Bb site via an email sent out by Chair Warren.
B. Ad hoc Faculty Budget Committee. Dean Seachrist collected 10 nominations and have selected 5 members: Deepraj Mukherjee, Don Thacker, Mary Gallagher, Chris Post, and Erin Vaughn. Requesting support from Faculty Council.
Motion to support the proposed committee composition: Councilor Garchar
Second: Councilor Birch
The motion passed unanimously.
XI. Announcements: Dean Seachrist is inviting this Faculty Council to come to her home for a reception (date and time TBD).
Councilor Neaderhiser announced that he conducted an exploratory eSports event. The Gaming Club hosted an evening of Hearthstone to gauge interest. Five students outside the Gaming Club attended. None of the students in attendance expressed interest in eSports.
XII. Adjournment
Chair Warren adjourned the meeting at 4:17 p.m.


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subset: commoncrawl


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For bachelor students we offer German lectures on database systems in addition with paper- or project-oriented seminars. Within a one-year bachelor project students finalize their studies in cooperation with external partners. For master students we offer courses on information integration, data profiling, search engines and information retrieval enhanced by specialized seminars, master projects and advised master theses.
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The Metanome data profiling tool and all its metadata discovery algorithms have just stepped from version 1.1 to version 1.2. The new version 1.2 updates several project dependencies to more recent versions. It also replaces the deprecated Lucene OpenBitSet implementations with modern Java BitSets, which became more efficient in recent years. The changes make sure that the project stays up-to-date and that it keeps up with recent JVM and library improvements. The migration, however, also affects the performance characteristics of the various algorithms, i.e., their execution times and memory demands change according to the changes in updated libraries. While this should be a change to the better, it is now much harder to reproduce the performance measurements provided in the various publications of the algorithms. For this reason, we continue to provide 1.0 and 1.1 releases together with the new 1.2 development version on our Metanome website.


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Italian Mid Century Three Tier Glass Etagere
Circa 1960 three tier Italian glass etagere. Shelves of clear glass have a kidney shape and are joined by three black enameled metal legs with brass trim and feet. Excellent vintage condition with scattered minor surface wear to glass and enameled metal. Unknown maker.


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East Hanningfield Trail Marathon
- Date:
- 06/01/2019
- Country:
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- Distance:
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The East Hanningfield Trail Marathon is a narrative trail race (there are no marshals or arrows, you follow written instructions) following a circular route around the village of Danbury. The route is 95% off road on a wide variety of terrain. The race starts and finishes at The East Hanningfield Village Hall. There will be 3 well stocked checkpoints at approximately every 6.5miles. When you reach the finish you will receive a well earned medal and hot food.
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I need a new expression of surprise. 'Oh my God!' Isn't really cutting it anymore. I don't even know who I'm talking about. Any suggestions?
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Mastodon instance for attendees of Refactor Camp, and members of various online/offline groups that have grown out of it. Related local groups with varying levels of activity exist in the Bay Area, New York, Chicago, and Austin.
Kinda/sorta sponsored by the Ribbonfarm Blogamatic Universe.
If you already know a few people in this neck of the woods, try and pick a handle they'll recognize when you sign up. Please note that the registration confirmation email may end up in your spam folder, so check there. It should come from administrator Zach Faddis.


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Virginia welcomes Amazon by rebranding Crystal City 'National Landing'
CNN/Stylemagazine.com Newswire | 11/13/2018, 12:49 p.m.
Jordan Valinsky, CNN Business
(CNN) -- Amazon is bringing 25,000 jobs and a new name to Northern Virginia.
The tech behemoth on Tuesday ended a 14-month search for its second headquarters. Amazon announced a split between Long Island City in New York City and Arlington County in Northern Virginia.
Residents of Crystal City, Virginia, had been anticipating Amazon's move to the region, but in the official press release the neighborhood's name was absent. Instead, Amazon dubbed it National Landing, "an urban community in Northern Virginia located less than 3 miles from downtown Washington, D.C."
National Landing is several neighborhoods, which include "portions of Pentagon City and Crystal City in Arlington County, Virginia, and Potomac Yard in the City of Alexandria, Virginia," according to a state of Virgnia's release. "Amazon's initial growth is expected to be focused in the Crystal City and Pentagon City portions of National Landing."
Arlington County spokesperson Cara O'Donnell told CNN Business the new name is "part of the proposal as a way to brand the entire area and showcase the unique partnership between Arlington and Alexandria."
Crystal City wasn't offended by the rebrand. The city said in a release it's "thrilled" with the decision.
"We're energized by the positive impact this will have on Crystal City, where momentous change is already taking place," it said.
Some current and former D.C.-area residents took to Twitter to offer up their thoughts on the new moniker.


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This was in Since the building of the railroad the development of these products has become an important industry. Monday, 14 September Last Updated: Settlements were made very early by immigrants of German and Irish birth. The following settlers were among the earliest in the township: The first church in the township was erected by the Reformed and Lutheran congregations in The township was organized as a division of Bedford county about the year It remained in operation until He was a farmer and a minister, of the German Baptist denomination. The settler was Joseph Markley, who became the owner, of a tract of land extending from the mouth of Pine run along the Casselman river to the mouth of Meadow run, thence along Meadow run for a distance of about one and one-half miles; thence north to Pine run; thence following Pine run to the place of beginning.
James Kelso came from the Cumberland valley to this township in Abraham Beachy was a native of Switzerland. His son, Jonathan, the only one of his children now living in this county, is bishop of the German Baptist church.


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Use our virtual trade currency called Trade Dollars to purchase anything you want within the exchange. Our Trade Dollars are equivalent to the value of the Canadian Dollar. Our members are asked to price their products and services within the exchange at fair market value. This means you pay exactly the same amount for the offered goods and services as you would in the cash world. The only difference is, you now have the ability to buy things at a discount or at your own cost of doing business!
An alternate currency, denominated in labour time, would prevent profit taking by middlemen; all goods exchanged would be priced only in terms of the amount of labour that went into them as expressed in the maxim 'Cost the limit of price'. It became the basis of exchanges in London, and in America, where the idea was implemented at the New Harmony communal settlement by Josiah Warren in 1826, and in his Cincinnati 'Time store' in 1827. Warren ideas were adopted by other Owenites and currency reformers, even though the labour exchanges were relatively short lived.[20]
David Graeber argues that the inefficiency of barter in archaic society has been used by economists since Adam Smith to explain the emergence of money, the economy, and hence the discipline of economics itself.[2] "Economists of the contemporary orthodoxy... propose an evolutionary development of economies which places barter, as a 'natural' human characteristic, at the most primitive stage, to be superseded by monetary exchange as soon as people become aware of the latter's greater efficiency."[3] However, extensive investigation by anthropologists like Graeber has since then established that "No example of a barter economy, pure and simple, has ever been described, let alone the emergence from it of money; all available ethnography suggests that there never has been such a thing. But there are economies today which are nevertheless dominated by barter."[4]
And that means everything from tuna to stamps to cigarettes has its own unique value in a trade and barter market. — Alexandra Cardinale, Vox, "Why ramen is so valuable in prison," 14 Nov. 2018 European officials were also looking at a barter system that would allow Iran to sell oil, for example to China, and use the proceeds from that sale to purchase goods or technology from Europe. — Laurence Norman, WSJ, "Europe's Payment Channel to Salvage Iran Deal Faces Limits," 25 Sep. 2018 With unemployment around 9 percent and consumer prices surging, some Argentines are again turning to barter clubs, which first emerged during the collapse nearly two decades ago. — Almudena Calatrava, Fox News, "Argentines seek soup kitchens, barter markets amid crisis," 10 Sep. 2018 This particular search insired Gellar and Laibow to hop on the phone and barter. — Colleen Leahey Mckeegan, Marie Claire, "Sarah Michelle Gellar's Second Act? Disrupting the Food Industry," 18 Apr. 2017 Choco Pies became so prevalent for sale or barter on the streets that North Korea reportedly banned their import to Kaesong in 2014. — Brian Murphy, Washington Post, "The Choco Pie dividend: South Korean firms are drooling at the prospect of business in the North," 17 June 2018 In 1996, amid crippling famine, Ji tried to steal a few pieces of coal from a rail yard to barter for food. — Brian Murphy, BostonGlobe.com, "Could these outspoken North Korean defectors return home?," 11 June 2018 In 1996, amid crippling famine, Ji tried to steal a few pieces of coal from a rail yard to barter for food. — Brian Murphy, BostonGlobe.com, "Could these outspoken North Korean defectors return home?," 11 June 2018 Instead, like many early civilizations, they were thought to mostly barter, trading items such as tobacco, maize, and clothing. — Joshua Rapp Learn, Science | AAAS, "The Maya civilization used chocolate as money," 27 June 2018
When the year-long Barter Babes experiment finished at the end of 2011, Simmons discovered she didn't want to go back to Bay Street. Instead, she launched her own financial advice business, the New School of Finance. She rents office space at Queen and Bathurst, and many of her clients are former Barter Babes. Her focus is on easily digestible advice, socially conscious investment and creative solutions like barter. Simmons doesn't recommend that anybody live entirely on swapping: it's too hard. But she still barters. Recently, after getting engaged to Matt, she swapped a full year of tax and business financial advice for a $3,700 wedding photography package. The photographer is a Barter Babe who has, in turn, traded her services for yoga classes and a self-defence class for herself and 20 friends. On the day I met Simmons, she was wearing a shirt and a pair of jeans from a clothing swap, matched with a trendy floral jacket she bought from Coal Miner's Daughter, a boutique co-owned by Barter Babe No. 81.
It's hard to answer that without actually seeing a modern gift economy in action. Luckily, modern gift economies actually do exist. On a small scale, they exist among friends, who might lend each other a vacuum or a cup of flour. There's even an example of a gift economy on a much larger scale, albeit one that's not always in operation: The Rainbow Gathering, an annual festival in which about 10,000 people gather for a month in the woods (it rotates among various national forests around the country each year) and agree not to bring any money. Groups of attendees set up "kitchens," in which they prepare and serve food for thousands of people every day, all for free. Classical economists might guess that people would take advantage of such a system, but, sure enough, everyone is fed, and the people who don't cook play music, set up trails, teach classes, gather firewood, and perform in plays, among other things.
Some entrepreneurs are already taking the principles of swapping—use everything and anything you already have to survive—to create another offshoot system, one that turns a hefty profit. Called the sharing economy, it is perhaps best exemplified by Airbnb, a service that enables people to rent out their apartments like hotels. Other sites let you turn your driveway into a parking space, your car into a taxi and your tools into a rental service. Forbes estimates revenue flowing through the U.S. sharing economy will hit $3.5 billion by the end of 2013, and maybe more. It's worth mentioning that some business associations and government members are terrified of this rise: like most alternative economies, it's largely tax-free.
As Orlove noted, barter may occur in commercial economies, usually during periods of monetary crisis. During such a crisis, currency may be in short supply, or highly devalued through hyperinflation. In such cases, money ceases to be the universal medium of exchange or standard of value. Money may be in such short supply that it becomes an item of barter itself rather than the means of exchange. Barter may also occur when people cannot afford to keep money (as when hyperinflation quickly devalues it).[15]
As Orlove noted, barter may occur in commercial economies, usually during periods of monetary crisis. During such a crisis, currency may be in short supply, or highly devalued through hyperinflation. In such cases, money ceases to be the universal medium of exchange or standard of value. Money may be in such short supply that it becomes an item of barter itself rather than the means of exchange. Barter may also occur when people cannot afford to keep money (as when hyperinflation quickly devalues it).[14]
On the positive side, there are great advantages to bartering. As mentioned earlier, you do not need money to barter. Another advantage is that there is flexibility in bartering. For instance, related products can be traded such as portable tablets in exchange for laptops. Or, items that are completely different can be traded such as lawn mowers for televisions. Homes can now be exchanged when people are traveling, which can save both parties money. For instance, if your parents have friends in another state and they need somewhere to stay while on a family vacation, their friends may trade their home for a week or so in exchange for your parents allowing them to use your home.
Bartering allows individuals to trade items that they already have but are not using for items that they need while keeping their cash on hand for expenses that cannot be paid through bartering such as a mortgage, medical bills and utilities. Bartering can also have a psychological benefit because it can create a deeper personal relationship between trading partners than a typical monetized transaction. Bartering can also help people build professional networks and market their businesses.
I see a LOT of potential when it comes to locally owned businesses but it's really a shame to see them open the beginning of May and by November they're already closed (and they're in locations I'd LOVE to be at when things start taking off – Dundas between Jarvis and Mutual for example) – same old crap still comes and goes though. Bartering doesn't mean you're being taken or taking someone 'for a ride' – it's how small town downtowns survive and in many ways we can learn from that. When a customer likes what you provide they trust your judgment and are likely to check out that juice bar two doors down if you're promoting it. The key to get back our stable neighbourhoods – I'm looking at us, Downtown East – is the commitment to hanging in there and helping each other out. When you're doing your own business you know it's not just a 40 hour workweek – it's all the time. Any chance we can take to promote not just our business but what we love doing…as well as being happy to see neighbouring businesses do well…makes all this hard work worth it.
In his analysis of barter between coastal and inland villages in the Trobriand Islands, Keith Hart highlighted the difference between highly ceremonial gift exchange between community leaders, and the barter that occurs between individual households. The haggling that takes place between strangers is possible because of the larger temporary political order established by the gift exchanges of leaders. From this he concludes that barter is "an atomized interaction predicated upon the presence of society" (i.e. that social order established by gift exchange), and not typical between complete strangers.[13]
Michael Linton originated the term "local exchange trading system" (LETS) in 1983 and for a time ran the Comox Valley LETSystems in Courtenay, British Columbia.[26] LETS networks use interest-free local credit so direct swaps do not need to be made. For instance, a member may earn credit by doing childcare for one person and spend it later on carpentry with another person in the same network. In LETS, unlike other local currencies, no scrip is issued, but rather transactions are recorded in a central location open to all members. As credit is issued by the network members, for the benefit of the members themselves, LETS are considered mutual credit systems.
Another advantage of bartering is that you do not have to part with material items. Instead, you can offer a service in exchange for an item. For instance, if your friend has a skateboard that you want and their bicycle needs work, if you are good at fixing things, you can offer to fix their bike in exchange for the skateboard. With bartering two parties can get something they want or need from each other without having to spend any money.
When barter has appeared, it wasn't as part of a purely barter economy, and money didn't emerge from it—rather, it emerged from money. After Rome fell, for instance, Europeans used barter as a substitute for the Roman currency people had gotten used to. "In most of the cases we know about, [barter] takes place between people who are familiar with the use of money, but for one reason or another, don't have a lot of it around," explains David Graeber, an anthropology professor at the London School of Economics.
In recent years, barter has enjoyed a resurgence as a means of countering economic insecurity, unemployment and worker exploitation. The nature of modern-day work, the pervasiveness of the Internet and the rise of social networking have all contributed to its spread. Other examples of alternative economic systems include gift economies, sharing economies and time banks.
Another advantage of bartering is that you do not have to part with material items. Instead, you can offer a service in exchange for an item. For instance, if your friend has a skateboard that you want and their bicycle needs work, if you are good at fixing things, you can offer to fix their bike in exchange for the skateboard. With bartering two parties can get something they want or need from each other without having to spend any money.
As Orlove noted, barter may occur in commercial economies, usually during periods of monetary crisis. During such a crisis, currency may be in short supply, or highly devalued through hyperinflation. In such cases, money ceases to be the universal medium of exchange or standard of value. Money may be in such short supply that it becomes an item of barter itself rather than the means of exchange. Barter may also occur when people cannot afford to keep money (as when hyperinflation quickly devalues it).[15]
Still, Adam Smith really did seem to believe barter was real. He writes, "When the division of labour first began to take place, this power of exchanging must frequently have been very much clogged and embarrassed in its operations," and then goes on to describe the inefficiencies of barter. And Beggs says that many textbooks sloppily seem to endorse this viewpoint. "They sort of use that fairy tale," he explains.
When two people each have items the other wants, both people can determine the values of the items and provide the amount that results in an optimal allocation of resources. Therefore, if an individual has 20 pounds of rice that he values at $10, he can exchange it with another individual who needs rice and who has something that the individual wants that's valued at $10. A person can also exchange an item for something that the individual does not need because there is a ready market to dispose of that item.
In the United States, Karl Hess used bartering to make it harder for the IRS to seize his wages and as a form of tax resistance. Hess explained how he turned to barter in an op-ed for The New York Times in 1975.[31] However the IRS now requires barter exchanges to be reported as per the Tax Equity and Fiscal Responsibility Act of 1982. Barter exchanges are considered taxable revenue by the IRS and must be reported on a 1099-B form. According to the IRS, "The fair market value of goods and services exchanged must be included in the income of both parties."[32]
The Owenite socialists in Britain and the United States in the 1830s were the first to attempt to organize barter exchanges. Owenism developed a "theory of equitable exchange" as a critique of the exploitative wage relationship between capitalist and labourer, by which all profit accrued to the capitalist. To counteract the uneven playing field between employers and employed, they proposed "schemes of labour notes based on labour time, thus institutionalizing Owen's demand that human labour, not money, be made the standard of value."[16] This alternate currency eliminated price variability between markets, as well as the role of merchants who bought low and sold high. The system arose in a period where paper currency was an innovation. Paper currency was an I.O.U. circulated by a bank (a promise to pay, not a payment in itself). Both merchants and an unstable paper currency created difficulties for direct producers.
Financial planners often recommend that people dedicate 30 per cent of their after-tax cash flow to fun spending—yet rising costs can now make that number seem unrealistic. To alleviate some of the squeeze, Simmons suggests evaluating what, out of that 30 per cent, can instead be attained through barter. By bartering for clothes, aesthetics and fitness, she's able to eke out at least five per cent cash savings a month. Those unspent dollars go straight into her savings account.
If you've ever swapped one of your toys with a friend in return for one of their toys, you have bartered. Bartering is trading services or goods with another person when there is no money involved. This type of exchange was relied upon by early civilizations. There are even cultures within modern society who still rely on this type of exchange. Bartering has been around for a very long time, however, it's not necessarily something that an economy or society has relied solely on.


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Privacy Policy
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The policy sets out the different areas where user privacy is concerned and outlines the obligations & requirements of the users, the website and website owners. Furthermore the way this website processes, stores and protects user data and information will also be detailed within this policy.
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This website and its owners take a proactive approach to user privacy and ensure the necessary steps are taken to protect the privacy of its users throughout their visiting experience. This website complies to all UK national laws and requirements for user privacy.
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Cookies are small files saved to the user's computers hard drive that track, save and store information about the user's interactions and usage of the website. This allows the website, through its server to provide the users with a tailored experience within this website.
Users are advised that if they wish to deny the use and saving of cookies from this website on to their computers hard drive they should take necessary steps within their web browsers security settings to block all cookies from this website and its external serving vendors.
This website uses tracking software to monitor its visitors to better understand how they use it. This software is provided by Google Analytics which uses cookies to track visitor usage. The software will save a cookie to your computers hard drive in order to track and monitor your engagement and usage of the website, but will not store, save or collect personal information. You can read Google's privacy policy here for further information. Other cookies may be stored to your computers hard drive by external vendors when this website uses referral programs, sponsored links or adverts. Such cookies are used for conversion and referral tracking and typically expire after 30 days, though some may take longer. No personal information is stored, saved or collected.
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Merlot 2015
First payment: June 2, 2019
Tasting Notes
This Merlot is smooth and easy drinking, but is full of flavour. On the nose it displays black cherry, menthol, cassis, spice box, blackberry and anise. On the palate is a perfectly balanced blend of black current, molasses, coffee, cacao, toasted almonds, and cherry.


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"Here we go again," Mike Matthews writes for iMore. "You might recall that a few months ago I got to spend some time removing MacKeeper from a Mac. Then last week, the call came from downstairs where my spouse was using her Mac. From the sound of her voice, I was sure it wasn't good."
"This all sounded suspiciously like a number of other software products that
(1) Show up on a Mac, seemingly out of thin air.
(2) Offer to do one thing.
(3) Might do something else.
Matthews writes. "So I deleted the app, took a look around in the usual places in the home folder (Application Support, Launch Daemons, LaunchAgents, Preferences) and Safari extensions, deleted what looked suspicious, and waited for the app to reappear."
"Sure enough, it did," Matthews writes.
Here's how to do it:
- Go to http://www.malwarebytes.com/
- Download the Mac Version (yes, their is a trial version).
- Install it as normal.
- Open Malwarebytes.
- Click Scan Now.
- In the results window, check the box for each item to be deleted and click Confirm.
- Click Restart.
If you launch Malwarebytes and run the scan again, the app should get rid of the Malware.


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Swipe to the left
November 21, 2015
Online exclusive you can now save 20% using code "GXMAS14" but hurry this offer is only available for a limited time!
This offer cannot be used in conjunction with any other offer. The discount code is only valid until 12.12.14.
Terms and conditions may apply.


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- Certified organic aloe vera
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Australia's leading natural and organic baby wipes.
Our award-winning chemical free baby wipes are 100% biodegradable and compostable. Enriched with Australian certified organic aloe vera to gently cleanse even the most delicate skin, making them the best natural baby wipes in Australia.
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Wotnot baby wipes are fantastic to have when out and about or in the car for all kinds of spills and sticky fingers.


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About the South West of England
Categories: About/General Information
Locations: United Kingdom, The South West of England
The South West has the port of Falmouth at its Centre – the city of Truro 11 miles North East - with a mainline train station that has direct access to London Paddington – and The Hall for Cornwall's main auditorium that plays host to West End musicals, opera & ballet.
Falmouth in the south west of England, is known for its deep natural harbor on the Fal Estuary, with a historical maritime heritage, highlighted in the National Maritime Museum of Cornwall. 16th Century Pendennis Castle built by Henry VIII has commanding views from Pendennis Point.
With world renown Pendennis Shipyard and some excellent services, a stop in Falmouth for some refit work, or with guests on board to enjoy all this stunning county has to offer is a must. From surf beaches on the North Coast, to long stretches of golden sands, quaint fishing villages – art galleries, spectacular gardens & historic houses, world famous Open Air The Minack Theatre perched on the cliffs high above the Atlantic Ocean, to some wonderful gastronomic delights & fresh seafood in quaint restaurants.


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Stats: 17,289 members, 67,839 Topics, 15,187 Comments. Date: May 26 2019, 2:39 pm
Tips On Water Therapy
Nigeria Student Forum / General Discussion / Health & Fitness / Tips On Water Therapy
(Go Down)
Everyone consumes water daily and sometime do not realise the amazing benefits of water to the body. Water therapy involves using water to promotes one's general health from lying in a pool of water to consuming water itself with the primary goal of maintaining and promoting well being.
Studies have shown that drinking water first thing in the morning on an empty stomach purifies the body's system which helps to restore homeostasis.
Below are helpful tips for water therapy(drinking):
When you wake up in the morning before brushing teeth, drink 4 glasses of water.
Brush your mouth but do not eat or drink anything for 45 minutes.
After 45 minutes you can eat breakfast and drink water
If you do not normally consume a lot of water, you can start with two glases in the morning then increase your water consumption gradually.
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Project 2018 – 2019
Heritage – Understanding Islington Home Front effort during the WW1
Research project about WW1 and the lasting effects it has had on Islington residents. The research is part of our integration projects. We are working in partnership with the University of Kent, Voluntary Action Islington, Islington Achieve and Islington Library.
The project is funded by Heritage Lottery Fun
Projects – 2017-2018:
1. Healthy Lifestyle Project – This is dancing exercise classes for women with the aim to highlight the importance of exercise for mental and physical wellbeing.
The project is funded by Islington Council-Cripplegate Foundation, Helping since 1500
2. Dancing exercise and information session from the local fitness and health centres. The aim of the project is to highlight the importance of physical activities and to increase participation in physical activities.
(Funders: Local giving, in partnership with Postcode Community Trust)
3. Referral, signpost, advocacy and the provision of information – on going project
(The project is delivered on a voluntary basis)
Projects – 2015-2016:
1. Community Research- Health Equality Research Project
Swahili women and their experience in accessing health services in the London Borough of Islington.
This research is aiming to:
find out the experience of accessing health care services for Swahili Speaking Women in the London borough of Islington.
respond to the feedback and views of the Swahili-speaking women to ensure services are planned and commissioned with local people and to meet their needs.
(Project funded by NHS Islington) (CCG)
The role of Clinical Commissioning Group (CCG) is to plan and buy high-quality health care services to the local population, this is also called commissioning. Services such as the local hospital, mental health and community services are commissioned by the CCG.
2. Cancer awareness project – ongoing project
Although the UK is getting better treating the illness, more and more people are getting cancer due to an increase of ageing population. 90% of cancer diagnosed in the UK is from the age of over 50.
This is an outreach peer education project with the aim to raise awareness of Cancer conditions including early signs of cancer, the importance of early screening and available services for cancer.
(The programme is delivered on a voluntary basis)
3. Carers' Awareness
This is an outreach project with the aim to identify unpaid carers in the African communities and raise awareness about services for carers.The project is targeting African living in the London borough of Camden.
Stepping Stone4 is collaborating with the organisation members of (African Health Forum) a local partner organisation for the organisations' providers of health and well-being services in the African communities.
(The project is funded by Camden Carers' Services)
4. Sexual Health and HIV prevention – ongoing project
This project involves sign-posting to our partner organisation for more support, the sexual health clinics, HIV prevention and sexual health promotion activities
(The programme is delivered on a voluntary basis)
5. Health equality (Access to health project) 2014-2015
There is an issue that the majority of people from BME communities tend to access health care in the late stage of their illnesses. But it is well documented that, some of those who access services in the late stage do pass through their GP prior to their diagnoses yet sometimes GPs fail to diagnose their illnesses. This leads to the conclusion that although people may access health care, this does not mean that their health care needs are appropriately met.
The project aims to create awareness that will help to enable service users to communicate effectively during consultation with a doctor or other health professionals in order to receive the services they ought to have. This project is targeting Islington residents.
The project is funded by Islington Council-Cripplegate Foundation, Helping since 1500


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Date of Conferral
Doctor of Nursing Practice (DNP)
Barbara Niedz
The Joint Commission reported that communication failures in United States hospitals contribute to 30% of all malpractice claims, and in 2008, The Joint Commission listed the improvement of effective communication among healthcare providers as a National Patient Safety Goal. The purpose of this practice-focused project was to develop a scenario-based communication simulation for implementation approval by a panel of experts. The approved curriculum was designed to integrate a communication-based simulation scenario into the nurse residency program of a large, urban medical center to improve new graduate nurse communication skills, increase nurse communication competency and self-efficacy, and decrease communication errors. Kolb's experiential learning theory guided the simulation-based educational project. The Delphi technique was used to achieve consensus, which was achieved with 1 Delphi round. The education curriculum was presented to a 5-member expert panel that included chief nursing officers and the staff development directors. The curriculum received panel feedback and approval for implementation in the 2019 nurse residency program. Key comments from the expert panel indicated that the curriculum was approved without major changes. A simulation communication curriculum integrated into the nurse residency program may effect positive social change by decreasing errors and improving patient outcomes.


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Meet Marie, a mom of 2 special needs children at A Meaningful Day. In the spring of 2009, she and her children were studying Ocean animals followed with a whale study and finishing with a study of penguins. Here is just one of the projects they did with Ocean Animals. I love the pipe cleaner algae.
Along with their whale study, they did a whale pop-up book from Evan Moor.
During their study of penguins, they read Tacky the Penguin, learned more about Antarctica, and looked at food chains from printables they got from a winter Mailbox magazine.
This is a great example of how Marie's family did only the penguins portion of the Polar Animals lapbook from Homeschool Share, rather than doing all of them.
Have you used a Homeschool Share unit, lapbook, or resource lately? Have you blabbed it on your blog? If so, please link up to your blog post and let others read about your Homeschool Share adventures! Please link back to us too!


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The purchase of a property is probably the most expensive purchase that you are likely to make in your life.
With this in mind you need to carefully consider the importance of obtaining a Pre-Purchase Building Inspection.
Here; for your consideration; are two articles explaining why obtaining a Pre-Purchase Building Inspection is a wise decision before purchasing a property.
There are two types of pre-purchase inspection:- building and pest.
You can do either or both or none.
There are two ways you can do a building/pest pre-purchase inspection:
The costs can vary from a few hundred dollars up to $1000, as level of detail and qualification of the inspector will vary.
At a minimum, you should make sure that your inspector has full professional indemnity insurance.
Should you do it? This is a matter for you.
Yes, you are about to make a very big investment and a pre-purchase inspection can identify future liabilities that will cost far more to fix than the price of the inspection.
And I have helped clients use pre-purchase reports to negotiate significant discounts on the purchase price and generous special conditions where the vendor agrees to rectify identified issues prior to settlement.
But if you are bidding at auction, and in a part of Melbourne where most properties go to auction and have 10+ bidders and you might need to bid at 4 or 5 before you get lucky, doing pre-purchase building and pest inspections for all properties can get pretty expensive.
And even if you identify faults, you aren?t going to be able to use this knowledge to negotiate on price.
Similarly, if a vendor is presented with two offers for the same price and only one offer is subject to building inspection, you know which one they?ll choose.
So what should you do? It depends on your appetite for risk and your budget.
Stumping up the cash for the reports is always the safest option.
Otherwise, if you have a mate who is a builder or architect, you could ask them to walk around with you, but you won?t have any legal recourse if they miss something.
Or else you could educate yourself about the main things to look for (see e.g. here and here) and only organise inspections if something looks not quite right.
Where there is an owners corporation, the minutes of the last year's AGM in the certificate in the vendor's statement are a goldmine in finding out what kind of building issues affect the property.
If several are mentioned, treat this as a red flag or, at the very least, a sign that you should pay for a detailed pre-purchase inspection.
The property's tenants and neighbours, if you can manage to strike up a conversation, can also be a wealth of honest knowledge.
It is also important to have realistic expectations of what can be uncovered by a building report and to keep perspective on any issues identified.
If you do decide to make an offer subject to a satisfactory building inspection, don't let the agent or vendor's solicitor use their preferred wording (if you can help it).
The typical clause only allows a purchaser to get out of a contract if the report identifies a major structural defect, which may not cover issues such as dodgy wiring.
I've also seen clauses that only allow the purchaser to get out of the contract if the issue would cost more than 1% of the purchase price to fix.
Propose something along the lines of the following instead:
The purchaser may have reasonable access to the property to inspect buildings personally or by agents.
This contract is conditional upon the purchaser obtaining at her own expense a building/pest inspection report and accepting it as satisfactory within 10 days of the vendor signing the contract.
If the report is not to her satisfaction, the purchaser may terminate this contract by written notice to the vendors' solicitor/conveyancer within 10 days of the vendor signing this contract, whereupon the contract shall end and all monies paid shall be repaid to the purchaser without deduction.
You can propose this by emailing it to the real estate agent prior to coming in to make a written (i.e. signed) offer. They can then either cut and paste (or handwrite) it into the contract or ask the vendor's solicitor to do the same (if they don't yet have hard copies of the contract).
You could even print four copies of the clause and keep it in your handbag for pasting in (which may prevent the agent going back and forth about the details of the clause).
If the clause is added after printing, it should be initialled by all parties.
If your offer is accepted then organise the inspection straight away, as the clause will expire after the stated timeframe.
Most inspectors can turn something around in 3 days and some within 24 hours.
If defaults are identified, you don't necessarily need to terminate the contract.
The vendor may be happy to agree to a reduction of the purchase price (adjusted at settlement) or agree to fix certain things prior to settlement.
Make sure any subsequent agreement is properly recorded.
Laura Vickers
Principal at Nest Legal
Buying your first investment property can be a daunting experience, but learning from other people's mistakes can put you one step ahead.
Blogger: Peter Gianoli, General Manager, Investor Assist Don't skip the inspections
If you are buying a new or established home, don't scrimp on the money for a building inspection because it will provide you with a comprehensive snapshot of exactly what type of property you are buying. It might seem like just one more cost to come out of your pocket but it could end up saving you thousands over time.
Same thing if you are building a new home. Consider the option of hiring an independent building inspector to monitor the quality of workmanship throughout the building process of your new home. If you are building with a reputable builder, you shouldn't need one, but it will keep your builder on their toes and help you to identify any defects early in the process????
Knowing as much as you can about the condition of a property before you buy will help you avoid problems and extra costs down the track.
Besides inspecting the property yourself, you can also arrange a property inspection report - commonly known as a building inspection.
This information explains what you need to know about property inspections.
You should personally inspect a property that you are interested in buying.
You may wish to take someone with you to gain another perspective.
Property viewings usually last half an hour to an hour, so use the time wisely.
On top of getting a general feel for the property, do the following checks:
A building inspection is just one check you can get done before buying a property.
Sometimes referred to as a "standard property report ", a pre-purchase property inspection report (subsequently referred to as a "building inspection report") is a written account of the property's condition.
It will include any significant building defects or problems such as rising damp, movement in the walls (cracking), safety hazards or a faulty roof.
It is usually carried out before you exchange sale contracts so you can identify problems which, if left unchecked, could prove costly to repair.
Note: A building inspection report is different to a "pest inspection report".
While a building inspection report should identify any visual damage that may have been caused by termites, it usually won't include termites or other timber destroying pests.
You may choose to get a separate pest inspection report done before you buy a property.
Benefits of getting a building inspection report done before buying a property are:
Always use a suitably qualified person (such as a licensed builder, a surveyor or an architect) to provide a professional building inspection report of the property you are thinking of buying.
These professions should see through any cosmetic improvements covering up faults that might otherwise be missed by an untrained eye.
A professional person will ensure that the format and content of the report complies with the relevant Australian Standard.
Ensure that the person you choose has adequate insurance cover, particularly for professional indemnity.
The report's format, detail and cost will depend on the type of property (including its size, age and condition) and the process used by the consultant or organisation to prepare it.
There is an Australian Standard for pre-purchase building inspection reports which must be complied with, but the report may otherwise vary in style and content.
Some use a comprehensive checklist, include photographs, adopt a standard format or are individually tailored to the property.
The report should make you aware of the property's condition and any major problems.
A standard building inspection report is generally a visual inspection only.
It may not identify major structural defects or other hidden problems.
You may choose to gain an additional assessment of the property from a suitably accredited specialist (eg. pest inspector, structural engineer, geotechnical engineer, surveyor, electricity supply authority or water supply authority).
You may also ask for a particular item or part of the property to be inspected, such as:
The following would normally be included in a building inspection report:
Make sure you specify any particular items or areas on the site that you would like to be inspected.
The inspection report should also include the following information:
A building inspection report should not be seen as an all-encompassing report dealing with every aspect of the property.
It should be seen as a reasonable attempt to identify any major problems visible at the time of the inspection.
A problem's extent will be influenced by the age and type of property.
While providing valuable expert advice, the report will not generally include:
A building inspector would not normally check such things as:
With strata scheme and company title properties, the building inspector will normally only inspect and assess the condition of the interior and immediate exterior of the unit you are thinking of buying.
If you want the consultant to inspect other common property areas you will need to request a "special purpose" property report.
Most properties will have minor defects such as blemishes, corrosion, cracking, weathering, general deterioration, and unevenness and physical damage to materials and finishes.
If you want the consultant to report on minor defects and imperfections you will need to ask for a "special purpose" property report.
Certain conditions will affect the final report including:
It may be difficult to detect leaks and other problems if services, such as water, have not been used for some time. For example, if the shower has not been used recently, leaks or damp may not be obvious.
The main purpose of a building inspection report is to give an expert's view of the condition of the property you are interested in buying.
It is not intended as a certificate of compliance for any law, warranty or insurance policy against future problems.
Nor is it intended to estimate the cost of fixing problems, for which a "special-purpose" property report is required instead.
Normally your conveyancer or solicitor will deal with all law?related matters.
The building inspection report cannot comment on things like the location of fencing in relation to boundaries, as this needs to be done by a registered surveyor.
Most consultants need a minimum of 2-3 days notice to do a building inspection.
When ordering your building inspection report, give yourself enough time to make a decision.
You should get the vendor's permission to have the property inspected as early in the sale negotiations as possible.
This will help you decide if the property is worth buying. There may be little point in spending money on conveyancing until you know the condition of the property.
When you buy a property in NSW, there is a 5 business day cooling-off period after you have exchanged contracts.
During this period, you may get out of sale as long as you give written notice.
The cooling-off period starts as soon as you exchange and ends at 5pm on the fifth business day.
A cooling-off period does not apply if you buy a property at auction or exchange contracts on the same day as the auction after it is passed in.
You should always check with your solicitor or licensed conveyancer that you have a cooling-off period, and make sure the process is explained to you.
To get a building inspection done during the cooling-off period, give the consultant as much notice as possible.
They will have to do the inspection, prepare the report and still give you time to decide and potentially withdraw from the contract (requiring a letter to the vendor or their agent saying so).
If you decide to withdraw from the contract, you forfeit 0.25% of the purchase price to the vendor.
Special-purpose property reports
A special-purpose property report normally covers the same items as a building inspection (pre-purchase property inspection) report but may also include:
Check with the building consultant on information normally included in their pre-purchase property inspection reports.
Inform the consultant if you need extra information.
While the building inspection report should identify any visual damage caused by termites, it won't include whether termites and other pests that destroy timber are still around.
Consider getting a pest inspection done as well, especially if the property is located where termites are a known problem.
Vendors sometimes get a building report on the property they are selling to give to interested buyers.
While this can help, it is not a substitute for your own independent report.
Canberra-based company Mr Fluffy installed loose-fill asbestos insulation in the ceiling spaces of ACT and NSW premises in the 1960s and 1970s.
If disturbed, loose-fill asbestos fibres can become airborne and breathed in, which may cause health risks.
The NSW Government has determined that demolition, comprehensive site remediation and disposal are the only options to remove the health risk from affected properties.
Loose-fill asbestos is unlike other forms of asbestos. The building inspection report won?t confirm the presence of loose-fill asbestos and it can't be identified by sight alone.
The only way to confirm whether a home is affected by loose-fill asbestos insulation is to have it tested by a competent person, such as a licensed asbestos assessor.
The NSW Government is providing free sample testing to owners of pre-1980s residential premises in 27 identified NSW local government areas.
Owners of premises built before 1980 have until 1 August 2016 to register for free testing under the Government's Voluntary Purchase and Demolition Program.
For more information on the Program, visit the Loose-fill asbestos insulation section of the Fair Trading website.
If you are dissatisfied with any aspect of the report or your dealings with a consultant, try to resolve the problem with them first.
If they are members of an industry association, you may be able to get access to a free complaint handling service.
If you buy a property and later find problems not identified in the building inspection report, you may need to seek legal advice, particularly if the consultant's negligence ends up costing you a lot of money.
If you can show that the consultant was negligent in doing the inspection, you can take legal action against them.
It is therefore strongly recommended that you only use consultants that have adequate insurance cover, particularly for professional indemnity.
If you end up buying the property, you may need to organise repairs or renovations before you move in.
When using a builder or tradesperson for work where the value is over $5,000 the builder or tradesperson must:
Several major changes to home building laws take effect in early 2015 in relation to contracts, owner builders, licensing, disputes, defects and statutory warranties.
For more details, visit the Fair Trading website.
Check the licence details of a builder or tradesperson before you engage them.
Refer to our online licence check or call Fair Trading on 13 32 20.
You can download the above information as a fact sheet


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Established, profitable, steady growth for the past several years.
This landscape installation and maintenance business has been operating for over 29 years. The business has a mixture of commercial and residential customers. Clients are long term and have recurring scheduled bookings i.e weekly, fortnightly, monthly, all year-round.
The owner is going into retirement and is considering selling the business, included is the client base, all business-related advertising and online establishments. You will have the option to take over existing staff, tools, equipment, vehicles and an existing lease for storage/equipment space.
Currently the staff manage the day to day client requirements, they are very personable and have an excellent understanding/relationship with the customers. The person who buys this business could easily increase customers and profits by working as a owner operator during banking hours. Be part of a multi-billion-dollar industry now!
This is an established business. This is neither a new franchise nor a start-up opportunity
***Please look for an email titled "Morgan & Westfield –"Profitable High Potential Landscape Business" after contacting us. You can access more information on this business after e-signing our Confidentiality Agreement. ***
Morgan & Westfield


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I'm very picky when it comes to what I put on my face. This has a lot to do with my sensitive skin.
I used to have severe eczema for many years and while luckily that's in the past, I still have to be mindful about the products I use.
CBD extract is a relatively recent discovery for me and it has quickly become one of my skincare favorites.
I've been using it for almost two years now and just love it. It nourishes my skin, improves my complexion and speeds up healing significantly.
In this article I will talk about the health benefits of CBD and explain how you can easily make your own homemade CBD salve.
Diet and lifestyle have a huge impact on our skin, but skincare products are also important.
Over the past decade I've only been using natural non-toxic skincare products and the transformation has been truly impressive.
I'm a fan of pure ingredients and simplicity. If something works, I'll stick with it for a long time.
CBD: Cannabidiol
CBD, which stands for Cannabidiol is derived from the cannabis plant. It's known for its many strong medicinal properties and you can use it orally as well as topically.
Although cannabis is best known for other things, CBD is non-psychoactive, which means you won't get high from it. The high comes from another part of the plant: the THC component.
The powerful neuro-protectants in CBD have shown very positive results in different fields ranging from pain relief, anxiety reduction, a balanced sleep cycle, brain function improvement, cell regeneration to treatment and cure of different types of cancer.
You can find more links to scientific articles about CBD's medicinal properties in my recipe for CBD muscle rub. I use it to treat sore muscles and injuries.
Let's look into what CBD can do for your skin.
CBD for skin:
→ contains strong antioxidants that help protect your skin from harmful free radicals.
→ is anti-inflammatory.
→ stimulates cell regeneration.
→ deeply moisturizes and nourishes the skin.
→ is rich in linoleum acid, oleic acids, omegas 3 and 6, which help keep the skin supple and improve skin elasticity.
→ speeds up the skin's healing process.
→ soothes and can cure skin conditions such as eczema, psoriasis, acne etc.
I have noticed most of the above after a relatively short period of using it.
Nowadays CBD is part of my regular skincare routine. I especially love using it when my skin needs some extra care.
From all of my CBD cream experiments, this homemade CBD salve made with only 3 ingredients is by far my favorite.
To make it I use organic virgin cold-pressed coconut oil, raw organic shea butter and pure CBD extract.
It's great as a facial serum, powerful, yet gentle enough to use on the sensitive skin around your eyes.
I literally feel how my skin absorbs it and how it improves my complexion.
CBD is fat-soluble, which is why it needs to be mixed with fat for proper absorption.
Coconut oil is particularly suitable for this, because it contains 92% saturated fat.
What's more, this type of saturated fat (medium chain fatty acids) is much easier and faster absorbed by our body than other types of fats.
Homemade CBD salve
2 tbsp organic virgin coconut oil
1 tbsp organic raw shea butter
desired amount of pure CBD extract
Melt the shea butter and coconut oil au bain marie. You do this by putting them in a bowl placed in a pan with shimmering water on low heat.
The shea butter needs a bit more time, so start with melting it first and then add the coconut oil.
Once they're both fully melted, remove the bowl from the heat and let it cool off. Then mix in the CBD extract.
Pour the mixture in a container and let it solidify. You can place it in the fridge for a bit if you like, but there is no need to store it there.
The amount of CBD extract to use depends on how concentrated you want this homemade CBD salve to be and also which type of CBD you use.
I really recommend consulting directly with a producer of CBD extract. Talk to someone who has the knowledge and who will be happy to provide you with all the information you need.
Each CBD extract is different so it's always good to do some research.
Note: some natural ingredients such as coconut oil melt at higher temperatures.
Their properties stay the same and you can put your homemade CBD salve in the fridge for an hour to solidify again.
Just make sure to use a container that protects the content from leaking, especially if you're carrying it with you in your bag etc.
Read more about my toxin-free journey and the products I replace with coconut oil.