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Kathleen Murphy is fed up with the investment world being created by men in the image of men at the expense of women.
And, as president of personal investing at financial giant Fidelity Investments, she is in a position to do something about it.
Murphy, who's been in her high-command role for nearly a decade, oversees the management of $2.5 trillion held in nearly 20 million individual client accounts. That includes more individual retirement accounts than any other company in the world.
From Murphy's vantage point, women are underserved and often dismissed as irrelevant.
Look at the numbers, and you'll see how wrongheaded this is, she said.
The United States is in the midst of a two-decade, $22 trillion shift in assets to women, who now make up the majority of the U.S. population.
Unfortunately, too many women aren't mistresses of their financial universes. She wants them to take command before they're thrust into that role.
"I say to women, 'You're working pretty damn hard for your money, right? There's a reason you're working so hard. It's to enjoy your life, to fuel your dreams. So get that money to work hard for you,'" Murphy said during her North Texas visit.
Her message to women: Break the intimidation cycle.
Nine in 10 women will be the sole financial decision-makers in their households at some point because their spouses die, get divorced or never married.
"I do these big events where I say, 'Ladies, you can bet on being one of the 10 percent and not learn even the basics or you can play the odds and think you're going to be part of the 90 percent and take control of your financial future,'" she said.
Murphy spent 15 years in legal and government affairs positions at Aetna and eight years at ING U.S., moving up to CEO of wealth management.
She shifted from health care to financial services after watching what her mother went through when Murphy's father died at 57, leaving her mother with three kids in college and little knowledge of how to handle finances.
"That happened to my mother when she was 54," Murphy said. "But what if you're in your 70s or 80s? You can see that I'm passionate about this."
Under her leadership, Fidelity is changing the how it attracts, talks to and serves women.
And Murphy believes that by doing so, Fidelity is also drawing in millennials, people of color and anyone else who feels slightly spooked by financial planning.
"Investing's not hard, but the way we talked about it made it too complicated. Alpha, beta, quant," she said, ticking off financial jargon. "This is not a way to engage people."
First, Murphy wants more women to understand the difference between saving money and investing it.
"If you're simply saving your money, you're actually losing money, because inflation is running higher than banks are paying," she said.
Once women move their savings into investments, they tend to be as good or better than men in the returns they generate, she said. "Why? Because women, in general, have goals in mind, and they plan for the long term. Men, in general, focus more on shorter-term performance. 'How am I doing today?' 'What's the market doing today?' Don't get me wrong, we love men, too."
Murphy — who goes by Kathleen in professional settings but is Kathy or Murph to colleagues and friends — attributes much of her success to her upbringing in Wallingford, Connecticut.
"My parents had pretty fundamental rules: kindness, loyalty, stick up for your brothers and sisters," Murphy said. "We walked to school. It was such a nice, Beaver Cleaver life. But we didn't have a lot of money."
She's the third of six children, sandwiched between an older brother-sister pairing and another grouping of a younger sister and two brothers, in a household where duties were supposed to be split along traditional boy-girl roles.
"I kinda rebelled against it," she said. "I make great chocolate-chip cookies. That's pretty much it when it comes to cooking. With three brothers, I got used to the concept of aggressive males early on. I'm not going to cede the territory, ya know."
The Murphy brood went to the Converse factory store for $5 shoes once a year and to the bank monthly to deposit their babysitting and lawn-mowing money — they didn't get an allowance — into passbook savings accounts where they could see their money grow.
At 5-foot-8, Murphy excelled as a forward in basketball and as a backstroke swimmer, helping the Sheehan High School Titans become state champs three years in a row.
"I was terrible at swimming at first," Murphy said. "But I just loved it. I stuck with it.
"I was into swimming when the East German women were bulking up. I was very bulky, too. I could bench press more than my older brother. I didn't take steroids, but I did lift weights and practiced for hours and hours and hours."
In 1984, she completed her dual-major degree in political science and economics at Fairfield University, a private Jesuit Catholic university in Connecticut.
"I didn't have any idea of what I wanted to do," she said. "I remember very distinctly being interviewed to be a manager for a local Dress Barn. I came out of that interview thinking, 'OK, I don't know what I want to do, but I know it's not that.'"
At the suggestion of a professor, she went to law school at the University of Connecticut.
In her first year, Murphy worked for a professor's small law firm that did everything from death-penalty cases to representing the local nudist camp.
"I didn't even know there was a nudist camp in Connecticut," she said, laughing.
That summer, she worked for Aetna, which had the largest law department in Connecticut with 150 lawyers.
The next summer, she interned at a big Wall Street law firm.
"I remember being in the firm's law library late one night, and there were two lawyers who'd been out of law school for four years, and they were so excited because they finally got to do a set of interrogatories," she said. "I decided at that moment: 'I'm not willing to pay this kind of dues.' I decided to take a job at Aetna for half the pay and twice the responsibilities of the New York law firm. I got to do real interesting stuff real quickly."
Zoe Baird, president of the New York-based Markle Foundation, was her boss and mentor at Aetna. Now Murphy sits on Baird's nonprofit board.
"Kathy started out working for me, but over the years, I have called on her counsel at critical junctures in everything I have done," Baird said, adding that her friend has always been a shining star, even in her early days at Aetna.
"Kathy has a unique combination of brilliance paired with a down-to-earth presence that enables her to relate to all kinds of people. She is able to see subtle elements within issues that others can't and deliver remarkable insight — wrapped in that homey accent of hers so that it's easily understood.
"She's been a wise board member, helping Markle understand the evolution of the labor market and the opportunities ahead," Baird said. "She is deeply committed to everything she does, and we at Markle have felt it every day."
Fidelity came calling in 2008.
"When Fidelity calls, you take the call," she said. "And it's Boston - for a kid who grew up in Connecticut, right? We were Celtics and Red Sox fans, and we became huge Patriots fans."
She was drawn to Fidelity by the leadership of founder Ned Johnson, now chairman emeritus, and his daughter, Abigail Johnson, now Fidelity's CEO.
"You get yelled at by Ned or Abby if your operating margins are too high, because it means you're not investing in the value of the customer or the value of the long-term business," Murphy said.
As an aside, Ned Johnson's first geographic expansion was to North Texas after the blizzard of 1978, when Boston was besieged with a record 27 inches of snow and he had to put on skis to get to the office. It has 5,400 employees here, primarily at its regional site in Westlake.
Murphy sees too few women and people of color among her ranks.
"We're not going to accept the fact that less than a quarter of the financial industry is women," she said. "On the gender side, half of our new hires in our branches nationwide have been women for the last three years.
"It's not like, 'Oh, if you just try harder, you'll get them,'" she said. "You have to take a step back and say, 'What's the environment they want to work in?' Here's the thing — and I say this to the folks all the time: 'Let's examine our policies, and are they a turnoff?'"
Hours are a good example. She doesn't care when or how people get their work done, as long as they do.
"By the way, it's not just women who want to see their kids play soccer on a Friday afternoon. As we've made our policies and practices more flexible, everyone's benefited."
As for results, Fidelity's client investments grew 20 percent in 2017 - its sixth consecutive year of record growth.

subset: commoncrawl


text:
McAlisterville is a census-designated place (CDP) that is part of Fayette Township in Juniata County, Pennsylvania, United States. The population was 765 at the 2000 census.
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GOP Congressmen Parrot Glenn Beck's Lies On The House Floor
GLENN BECK: Then Obama suspends the deepwater drilling at 1,500 meters. He says, "He-ey, that's dangerous. 1,500 meters, that's crazy!" PetroBras is drilling at 2,777 meters. Obama knows it and loans $2 billion to? PetroBras. Last stop? PetroBras shareholders get rich. Oh my gosh, we're back at the beginning! Shareholder, PetroBras, getting rich. You getting screwed.
REP. DAN BURTON: The thing that really is funny about this is we just sent $2 billion to Brazil so they could do offshore drilling. [snip] We've got the energy here in the United States to solve these problems. We don't need to be sending Mr. Soros money in Brazil so he can make more money by doing offshore drilling with our taxpayers' money.
REP. LOUIE GOHMERT: And of course this country, um, apparently standing for $2 billion to help Brazil do deep exploration, and that'll make um, uh, hundreds of millions for uh, Mr. Soros.


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Words containing axeme
Found 3 words containing axeme. Browse our Scrabble Word Finder, Words With Friends cheat dictionary, and WordHub word solver to find words that contain axeme. Or use our Unscramble word solver to find your best possible play! Related: Words that start with axeme, Words that end in axeme
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Numbers matter. Wisdom and experience tell us that numbers alone seldom describe the whole story. Apple is a rich company that puts up stellar financial numbers quarter after quarter, but some numbers are more important than other numbers.
Which of all the numbers regarding Apple as a company are most important? For some, stock price and shareholder value. For others, marketshare. Some look at revenue and profit growth. Others look toward the future of new product and market opportunities.
Which numbers are most important? Which are least important?
Allow me to start with the least important business metric. Marketshare. Yet, that's the metric that gets tossed around with abandon by market analysts and contrarian critics. With few exceptions, Apple products have always been sold from the premium end of the product spectrum. That's the area where prices are higher, gross margins are higher, and marketshare is lower.
See the problem with marketshare as a metric that matters? It. Does. Not.
What about revenue and profits?
Both are important metrics but not to everyone. Apple manages to grow revenue even while iPhone, iPad, and Mac unit sales– remember, Apple is a hardware company– have faltered for years. How so? Prices. Every new product Apple announced in recent months has a higher price tag. That means a higher gross margin on each unit sold, which translates to higher revenue and higher profits.
What about shareholder value?
Most Apple Villagers agree that shareholders matter less to Apple than shareholders want to (stock holders don't actually add anything of value to the company but manage to take home some of the profits in dividends), but look what happened after the most recent financials were released. Another record quarter was describe this way by Benjamin Rains:
Should Investors Worry About Apple Stock After Disappointing Q4?
Disappointing? How? Yet, Rains very next sentence went the other direction.
Shares of Apple fell over 6% through early morning trading Friday just one day after it reported some better-than-expected Q4 results.
Maybe we should have a primer on the valuelessness of mixed messages.
Apple fell short of some key segment estimates and said it would stop breaking down iPhone unit sales.
What happened after such stellar financial results should have been anticipated by savvy investors. AAPL dropped like a rock. Bad, right? Unless you're in a buying mood and Apple had tens of billions of dollars lying around just waiting for the right time to push the button on the Stock Buyback Program.
Maybe the announcement that Apple would no longer reveal sales unit numbers by product was a shrewd move to let some air out of the stock so a buyback would cost less money per share. If so, it worked. iPhone, iPad, and Mac unit sales numbers are history. Just like all of Apple's competitors who do not announce such numbers. Now it's a level playing field.
Which Apple numbers matter the most?
It depends on your perspective, but to Apple, it should be obvious that the marketshare metric is at the bottom, and both revenue and profit are at the top; but not in that order. Apple can afford to help prop up AAPL because of all those higher gross margins and resulting profits, so that makes shareholders happy. Apple executives and other employees appreciate a higher stock price thanks to the company's generous stock option plans.
Stock price matters, yes. Not as much as profits.


text:
La Bounty Steel Stamp Guide
Brand: La Bounty
Category: Gunsmith Tools & Supplies
Sub-Category: General Gunsmith Tools
Category: Gunsmith Tools & Supplies
Sub-Category: General Gunsmith Tools
Price History-
Product Description:
For Precision Alignment When Marking Barrels
Precisely aligns individual steel stamps to help ensure characters are straight and evenly spaced when stamping caliber designations on barrels. Allen head screws allow adjustment for accurate character spacing, so you get truly professional looking results. Machined port allows an unobstructed view of the first stamp head to ensure correct positioning on workpiece prior to tapping with your hammer. Accepts 1/4'''' square stamps with 1/16'''', 3/32'''', or 1/8'''' character sizes. Fits barrels up to 1-3/8'''' diameter. Mfg: La Bounty SPECS: Aluminum, natural finish with steel U-bolt and hardware. 2-3/8'''' (6cm) long x 3 1/4 (8.2cm) wide, 1 1/2 (3.8cm) high.
|Buy Now


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Culture Victoria
Parks Victoria - Werribee Park
Werribee Park is an outstanding historic and cultural attraction offering an authentic insight into Australia?s richly diverse history. Located just 30 minutes from Melbourne, Werribee Park will entice you with its spectacular 1870s mansion, ten hectares of exquisite formal gardens, the internationally acclaimed Victoria State Rose Garden, contemporary sculpture walk, natural riverine, original farmyard, evening performances and major events. From the lowlands of Scotland, Thomas and Andrew Chirnside travelled to Australia in the mid 1800s. Armed with determination and motivated by their family motto ?Do or Die?, the brothers set about creating a vast pastoral empire. Werribee Park is a testament to their successful business venture whilst offering visitors of today a rare glimpse into the extravagant opulence of a bygone era.
Organisation Location
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A group of forty candidates for the State Assembly gathered on the statehouse steps to announce "Citizens for Assembly," a statewide group of legislative candidates formed by District 27 Republican Barry Funt to "return the Legislature to regular citizens."
The group have signed a ten-point platform, the "Common Sense Pledge.
"If elected, the citizen candidates on these steps would constitute a majority in the State Assembly; providing the leadership we need to change New Jersey," said Funt, who is challenging Democratic incumbents John McKeon (D-West Orange) and Mila Jasey (D-South Orange). "Citizens for Assembly is an effort to remind New Jersey how important it is to elect legislators who represent regular citizens."
Funt called on voters to "to "become comfortable with the idea of voting differently than you may have in the past."
"You should know that supporting this group of candidates is not moving from one group of insiders to another. An overwhelming majority of the people up here with me are running for office for the very first time," Funt said.
Fellow citizens of New Jersey, we hear your call and we ask you to join with us. As Republican and Independent citizen candidates seeking to join State Assembly, we are determined to restore the public's trust in their government. Together with our colleagues, we will enact meaningful reforms to reduce the size and power of government in New Jersey to eliminate the culture of corruption and make our state affordable once again. We are free from conflicts of interest. Together with you, we can change New Jersey's course. When elected to the State Assembly, we pledge to implement the following reforms:
- True property tax reform: End unfunded state mandates and reform the system that causes excessive reliance on property taxes.
- Cut taxes and red tape: Promote private sector job growth by changing the climate that has forced citizens and businesses to flee our state.
- Eliminate undue influence: Expand and enforce pay-to-play rules and conflicts of interest law to include special interest groups that take taxpayer dollars.
- Zero tolerance for abuse of power: End the culture of corruption by stiffening penalties for violators of the public trust.
- Free choice for affordable healthcare: Reduce state mandates and promote individual choice and competition.
- Pension reform: New Jersey's public pension system has been abused and is broken. Make the system simple and fair for workers and taxpayers alike.
- Citizen Checks and Balances: Require voter approval for future state and agency debt issuances.
- Election competition: Restore competitive elections by ending campaign laundering ("wheeling") to encourage regular citizens to run for office.
- Choice in education: Improve quality and reduce costs by introducing competition.
- Stop the violence: Government's primary responsibility is to protect the public. We pledge to devote the necessary resources to end violence in our communities.
Respecting the judgment of our fellow citizens as we pledge a return to a government of the people, by the people and for the people.
Participating candidates:
Andy Bloschak (District 28)
Anthony Mazzola (District 17)
Aracelis Sanabria-Tejada (District 29)
Barry Bellin (District 37)
Barry Funt (District 27)
Beth Hamburger (District 33)
Bill Harvey (District 14)
Bo Vastine (District 22)
Brian Greenberg (District 6)
Brian Kluchnick (District 5)
Carmen Pio Costa (District 36)
Clenard Childress (District 34)
David Taylor (District 34)
Domenick DiCicco (District 4)
Don Diorio (District 36)
Erik Peterson (District 23)
Eugene Lawrence (District 4)
Fernando Linhares (District 29)
Herb Glenn (District 28)
Irene Kim Asbury (District 31)
Joe Sinagra (District 18)
John McCann (District 1)
Judith Fisher (District 38)
Marie Day (District 31)
Mark Meyerowitz (District 27)
Marty Marks (District 22)
Mike Donahue (District 1)
Nicholas Lonzisero (District 38)
Peter Kothari (District 19)
Richard Piatowski (District 19)
Rob Calabro (District 14)
Robert Jones (District 18)
Robert Schroeder (District 39)
Robert Villare (District 3)
Salim Nathoo (District 17)
Scot DeCristofaro (District 6)
Stepfanie Velez-Gentry (District 5)
Tony Bucco (District 25)
Werner Graf (District 15)
Wojciech Siemaszkiewicz (District 37)


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Toy Fair 2019: Basic Fun!
Started by Hapori Tohu , Mar 10 2019 02:16 PM
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Posted Mar 10 2019 - 02:16 PM
Basic Fun! continues to offer a few distinct brick-based construction toys separate from the KNex brand (which we'll get to later). We were able to get a quick look at these toys in their booth this year and get a few pictures to share with BZPower readers. Read on for a look at their Oyo sports and Bendy and the Ink Machine sets.
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As a fan, there are always those games that stick with you. The Buckner play, the Tyree catch, the baby skyhook, and Bucky *Bleeping* Dent are some great examples. If you had the ability to go back and change the outcome of one of those games, which one would you choose?
This is the question that Pat, and, really, the only other person qualified, his dad Gerry, take on in this week's episode of the Weekend Warrior Podcast. Not only did they decide to take one game, they chose 9 each, in the form of a snake draft. Take a listen, and let them know who took the events you'd most like to change.
The episode is available on iTunes and online on BlogTalkRadio
Also, make sure to vote on who took the events you'd most like to change on Twitter
Photo: Neon Tommy


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I'm taking on the Aspire Channel Swim 2018, swimming the distance of the English Channel over 12 weeks to raise money for Aspire. As a child I always dreamed of swimming the channel, and I've decided that there's no time like the present!
Every eight hours someone is paralysed by a Spinal Cord Injury and Aspire provides the essential equipment, advice, housing and grants that spinal cord injured people need to live their lives independently.
This is a big challenge, but the more I raise, the more of a difference I'll make, so please be generous!


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Experts from the education sector lauded the Union government's announcements on increase in the budgetary allocation to National Education Mission and National Artificial Intelligence Portal. The government on Friday announced a budget of Rs. 38,572 crore for its National Education Mission which comprises the centrally sponsored schemes for education under which it allocates funds to the states and union territories. The budget amount is an increase from last year's Rs. 32,334 crore. The Finance Minister announced a National Artificial Intelligence Portal, which will be developed soon as a part of the National Programme on 'Artificial Intelligence'.
However, several educationists and ed-tech entrepreneurs expressed their disappointment over the allocations to whole education sector.
Most part of the fund allocated to National Education Mission -- Rs. 36,472.40 crore -- is for school education for students from pre-primary to class 12.
This amount is meant to be allocated for schemes which include Samagra Shiksha Abhiyan -- formed with the merger of Sarva Shiksha Abhiyan and Rashtriya Madhyamik Shiksha Abhiyan last year -- and teacher training.
Budget 2019: Responses from education sector
Prateek Bhargava, CEO, Mindler
"While it is an interim budget, many important measures have been announced for critical sectors like agriculture and defence. Education meanwhile has not received the same attention. Though the FM has rightly put a lot of emphasis on harnessing youth energy through various government schemes aimed at promoting entrepreneurship and start up culture, one would have like to see more allocation for technology upgradation and teacher's training, the two critical elements that will allow Indian schools to leverage the power of digital solutions and prepare students for new age jobs and careers"
Mr Ishan Gupta, MD Udacity India
"The budget has clearly recognised the importance of technology in the growth of the country by announcing the development of the National Artificial Intelligence Portal. Government move to convert Indian Villages to Digital Villages in next 5 years with 1 lakh digital villages seems to be promising as this would help us educating more and more learners in tier - 2 and tier - 3 cities. We welcome and look forward to India's startup growth where the country has become the second largest hub for startups with youth turning into job creators from job seekers.
Anil Nagar, Founder and CEO of ADDA247
"The step towards converting Indian Villages to Digital Villages in next 5 years with 1 lakh digital villages seems to be promising as this would help us educating more and more learners in tier - 2 and tier - 3 cities. We are also positive with regards to India's startup growth where India has become the 2nd largest hub for startups with our youth turning into job creators from seekers. It also has noticeably recognized the importance of technology in the growth of the country by announcing the development of National Artificial Intelligence Portal. To sum up, the Budget as a whole is balanced with respect to each sector and aims to foster the growth of our economy again"
Shweta Sastri, MD, Canadian International School, Bangalore
"The focus on the National Education Mission will provide a great push to Sakshar Bharat, Sarva Shiksha Abhiyan, Rashtriya Madhyamik Shiksha Abhiyan and teacher training programs, the four prominent schemes under National Education Mission. The budget allocation for education has been increased this year compared to last year which is again an appreciating move. Greater spend on National Education Program will make provision for skilled teachers in the system with better pay. Also, it will provide incentives to encourage research across all disciplines along with strengthening the technical capacity of the central schools. With the budget's major stress on digitisation, AI and advanced technology, not only integration of technology in classrooms is expected to get a considerable boost, but also education will become more accessible for all"
Shobhit Bhatnagar, Co-Founder, Gradeup
"The budget announcement that the Government will set up a national Centre for Artificial Intelligence to look into AI programmes is a welcome move. With this, we hope that we get the right set of people, agency and minds to lead this initiative. A policy was much needed from the government around usage of data and AI, so that India can lever on its own creation of data and not just be a digital colony. If this policy is made and executed correctly with the right system design, it will also be a great value add for consumer startups"
Vineet Chaturvedi, co-founder, Edureka
"The setting up of a National Artificial Intelligence Centre is a welcome move. India can no longer ignore the power of #AI and with this governmental support, India can finally catch up with US and China - which have much more advanced R and D in AI - and become a skill hot spot for Artificial Intelligence professionals"
The farmers and the middle class were the biggest focus areas of the government in the last budget presented today before the general elections by Finance Minister Piyush Goyal.
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Election Results for Lok Sabha Election 2019 will be out on May 23. Get the latest election news and live updates on ndtv.com/elections. Catch all the action on NDTV Live. Like us on Facebook or follow us on Twitter and Instagram for news updates from each of the 543 parliamentary seats for the election 2019


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In economic theory, physical capital is one of the three primary factors of production, also known as inputs in the production function.The others are natural resources (including land), and labor — the stock of competences embodied in the labor force.The Ji River disappeared in 1852 when the Yellow River changed its course northwards and took over its bed.The current pronunciation of the character "Ji" with the third tone ("jǐ") was established in the late 1970s.
In 685 BCE, the state of Qi started to build the Great Wall of Qi( During the times of the Han dynasty (206 BCE – 220 CE), Jinan was the capital of the Kingdom of Jibei (济北国/濟北國; pinyin: Jǐbĕi Guó) and evolved into the cultural and economic hub of the region.
The Han dynasty tomb where the last king of Jibei, Liú Kuān (刘宽/劉寬), was buried at Shuangru Mountain was excavated by archaeologists from Shandong University in 19.
His son, Cao Pi, overthrew the last emperor of the Han and founded the Wei Kingdom (220 – 265 CE) of the Three Kingdoms Period.
The area of present-day Jinan has been inhabited for more than 4000 years.
The Neolithic Longshan Culture was first discovered at the Chéngzǐyá () site to the east of Jinan (Zhangqiu City) in 1928.
After Jinan came under control of the Jin dynasty, both Li Qingzhao and Xin Qiji had to abandon their homes and reflected this experience in their works.


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Most parties of Sri Lanka's governing alliance managed to return members to parliament
Fri, Apr 16, 2010, 09:01 am SL Time, ColomboPage News Desk, Sri Lanka.
Apr 16, Colombo: Most allies of Sri Lanka's ruling United People's Freedom Alliance have managed to win parliamentary seats at the April 8 general elections except for the
Upcountry People's Front (UPF) which had failed to obtain a single seat.
The nationalist Jathika Hela Urumaya (JHU) has won two seats at the election including the seat of former Environment Minister Patali Champika Ranawaka.
The National Freedom Front (NFF) led by Wimal Weerawansa won two seats with Weerawansa himself topping the UPFA Colombo District list.
The Ceylon Workers Congress (CWC) led by former minister Arumugam Thondaman has won three seats from the hill country of Nuwara Eliya.
The All Ceylon Muslim Congress (ACMC) has won three seats while the National Congress (NC) led by former minister A. L. M. Athaullah has won one seat from Digamadulla District.
The Eelam People's Democratic Party (EPDP) led by former minister Douglas Devananda has won three seats in the Jaffna District.
The Lanka Sama Samaja Party (LSSP) has won one seat in the Matara District while the Communist Party (CP) has managed to get one member elected from the Kegalle District.
The Mahajana Eksath Permauna (MEP) led by former minister Dinesh Gunawardena has also won two seats.
However, the UPF was defeated at the election due to a split in the party following the death of its leader, former minister P. Chandrasekeran.
The difference of opinion in the UPF had come up as one faction held the idea that the party should rejoin CWC and back its leader Thondaman while the other faction wanted to field late leader's wife Kanthi Chandrasekeran.
ColomboPage - Recent 10 Stories
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Moorpark HS (MHS) Class of 2000 Alumni List
Help us Update the Moorpark HS 2000 Class List by adding any names missing from the list below:
Registered Alumni
2000 Class List
- Lesley Trost Affeldt
- Roxanna Behtash
- Roxanne Behtash
- Steven Buckles
- Roxanna Diaz
- Justin Drummond
- Jose Frias
- Gregorio Galindo
- Jeremy Hanes
- Michael Madsen
- Kathleen Mele
- Miguel Meza
- Krystal Morreale
- Linda Ordonez
- Brian Orta
- Brian Ortega
- Anna Packard
- Miguel Romero
- Stephany Shelton
- Gulia Sl
- Crystal Something
- Jacqueline Trumbull
- Wendy Wheelis
Know Moorpark HS Class of 2000 graduates that are NOT on this List? Help us Update the 2000 Class List by adding missing names.
The most popular movie of 2000 was How the Grinch Stole Christmas which has grossed over $260,044,825 since its release. The TV series Who Wants to Be a Millionaire was the most popular show of 2000.
Reunions and Moorpark High School News
More 2000 alumni from Moorpark HS have posted profiles on Classmates.com®. Click here to register for free at Classmates.com® and view other 2000 alumni.
The Moorpark High class of '00 alumni are listed below. These are former students from Moorpark High in Moorpark, CA who graduated in 2000. Alumni listings below have either been searched for or they registered as members of this directory.
Don't forget to upload your Moorpark High School pictures and check on the latest info about any Moorpark High School reunion.


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The milk in her coffee
I want to have sex with my best friend so very bad. We've been best friends since I was 19, she was 21 and now here we are in our thirties. We worked at the same company, that's how we met. I remember the sleek black dress she was wearing with the pink bow that wrapped around her sexy figure. Her sexy long legs and black high heels. Her gorgeous pretty face when she asked "how can I help you".
Through the years we have been on a couple of fun friendly innocent dates with each other. We've watched one another date other people. But we flirt with each other A LOT though but that's about it. She's so damn sexy a sexy sassy diva. It kills me that we haven't had sex. I know we've been friends for a very long time and I don't want to ruin that. But I want inside her SO bad, to taste her and then eat her up. The other day out of the blue while we were lounging on the couch watching a movie she comes out and says how she wonders what it would be like to have sex with a white guy. Out of all the dates she's been on she's never hooked up with a white guy, well here I am a white guy who happens to be her best friend. So I countered and told her I wondered what it would be like to have sex with a black woman. I just want to melt into her caramel golden brown skin.
After that awkward hilarious moment we FINALLY talked about us possibly hooking up. I mean after so many years. She tells me that the thought crossed her mind on many occasions. I didn't really want to talk about it anymore and made the first move. We ended up making out for what seemed like forever but it was the best forever of my life. Her tongue was so deep in my mouth, yum. She kissed me like she wanted to go at it right then and there. But we didn't go any further.........
We both know that we want to Fuck each other. But the thought of our friendship being ruined lingers in the back of our head. Should we Fuck or should we not? should we even try being a real couple?. I don't want to just Fuck her and thats it. I want her now and forever.
2 Comments
- newest
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They say, the blacker the berry, the sweeter the juice!
Go for it next time! Let her have it all you won't be sorry!!
Man, you lost a good shot at giving her an orgasim and yourself a soaked wet sweet sticky finger. You could have fingered her while she was being agressive. Nothing like working all day is a good sweet smelling sticky finger..Get it all while you can man..take that bull my the horns and run with it,,


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As you prepare to graduate from high school and take the next few large steps toward your future, it can be hard to figure out or decide what to do with the time you have left. From big ceremonies or banquets to your final moments as a high schooler, you will want to be there for it all.Read More
Amanda Walton's love for film started her freshman year of high school. Growing up in Salt Lake City, she often made videos with the family, but never considered the possibility of it as a profession until high school, when she saw the film Me, Earl, and the Dying Girl.Read More
The ACES are here to guide you every step of the way from now until you graduate.Read More
Join a historic event and leave the trail a better place with the American Hiking Society's National Trails Day on Saturday, June 2. In honor of the 50th anniversary of the National Trail System, the American Hiking Society is asking volunteers to pledge to pack out trash, join a trail work project or clean up a park. Together, they hope to improve 2,802 miles of trails - the distance across the United States.Read More
One of the best ways to explore the picturesque scenery of southern Utah is through camping. The area is full of rugged mountain peaks, red rock expanses and wild areas unique to this corner of the world. With so much to take in, we've compiled an insider's guide on the some of the best places to camp that aren't very far from Southern Utah University.Read More
Evgenia Marushko has always loved tennis and trained at a professional level since childhood. As a teenager, she was deciding what to do with her tennis career. In Russia and most other countries in the world, there's no college team sports. That means athletes have to either play professionally and hope that they are one of the few exceptions who makes it, or quit their sport and enroll at a local university.Read More
Take advantage of our Career and Professional Development Center!Read More
Facilities Management would like to update the campus community on all the summer campus projects:Read More
With over 180 different clubs on at Southern Utah University there are countless ways to personalize your college experience. From the soccer club to the rocket club to the hip hop club, there's always something happening on campus. Find where you fit in by joining a club or organization that shares the same interests as you!Read More
It's all Greek for Dr. Dave Lunt, Assistant Professor of History at Southern Utah University. A specialist in ancient athletics, Dave intensely studies the effects of sports in society, specifically Greece. He loves studying this 2,000-year-old topic because of the ways that sports reveal cause-and-effect in ancient (and modern) societies, as well as the human factors that drive historic events.Read More
What is the T-Bird Takeoff Questionnaire?Read More
At Southern Utah University, students are encouraged to share their thoughts and opinions on a variety of subjects by using a feedback system called My SUU Voice. This system allows for students to share their concerns or compliments about campus life either anonymously or attaching their name. The responses submitted are reviewed and vetted by the Southern Utah University Student Association (SUUSA) on a daily basis.Read More
Recently honored at the 5th Annual Recognition of Tenure Celebration, the following faculty were awarded tenure. Congratulations and thank you for your dedication to Southern Utah University!Read More
A long and proud legacy of Southern Utah University alumni including both parents, three sisters, and several extended family members brought Angela Castagno from Kanab to Cedar City, Utah. Following in her family's footsteps simply felt right.Read More
With one last chance to stand out and declare independence as a student, some graduates pull out all the stops when decorating their graduation caps. Having a decorated cap not only makes you unique, but it can also help friends and family find you in the sea of robed-graduates.Read More
Southern Utah is a vast playground for outdoor enthusiasts. It has countless recreation opportunities for every experience level all within a short drive from Cedar City. What some might not know is that there are fifty miles of mountain biking trails on the mountain slopes east of Cedar City, so you don't have to go far to have fun.Read More
Time to find your home away from home!Read More
Your search for things to do in southern Utah is over. Here is a list of 50+ things to do while you are a Thunderbird. From snow cones to ghosts to hiking adventures, there are plenty of things for T-Birds to do when they aren't in class or studying. Share this post on Facebook or Instagram to add your own ideas to the list!Read More
The following speech was written and delivered by Ayleen Perry, the 2018 SUU Graduation Student Speaker. Ayleen delivered her speech to the class of 2018 on May 4th during the commencement ceremony.Read More
When Southern Utah University student Adam Peterson told Dakota Denver his idea for an app called Street Credit, Denver knew he was on to something. Denver encouraged Peterson to submit his idea to the 90-second pitch contest hosted by the Entrepreneurship club and was blown away by his pitch. He decided to fully get on board with Street Credit and start helping with the business side of the process.Read More
You've finished all your classes, taken your final exams, and now graduation day is here. Come prepared looking your best for this memorable day. Here is our list of everything you need to bring to graduation.Read More
Southern Utah University held its annual Comic Con last Thursday, April 12. Students were invited to play video games, compete in contests, appreciate fan art, cosplay, create crafts and enjoy food. The night was a huge success where students came to experience the world of pop culture.Read More
Southern Utah University's Bachelor of Aviation Science allows students to become a certified pilot in just three years. There are two programs to choose from within the aviation degree: rotor wing (helicopter) and fixed wing (airplane).Read More
Welcome T-Birds! On behalf of the administration, faculty, and staff, welcome to Southern Utah University! We know you have worked hard to meet our admission requirements and we congratulate you on your acceptance. We are thrilled you are joining our Thunderbird family and can't wait for you to be here in August! In the meantime, please read this welcome packet carefully and make sure you complete all the necessary tasks which have been created to prepare you to beRead More


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Uniplaces Scholarship
- 10 scholarships - 2000 euros in rent
- Deadline: July 16, 2017
With the intention of promoting student mobility, we have just launched "The Uniplaces Scholarship". The goal of this project is to help students who want to study abroad by paying them the housing cost for a semester. We are offering 10 scholarship with a value of 2000 euros per scholarship.
The applicants must be enrolled in an university and be paying a rent.
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Get an email every week that 10.000's of students use to get the latest scholarships.


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About HAMOR
Sean Sosik-Hamor is a lifestyle, event, and urban street photographer covering the Greater Boston and Southern New Hampshire areas. Other subjects include graphic design, photojournalism, corporate headshots, and product photography.
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Hamor Photography was originally launched in 1975 by my father, the late Bob Hamor. I spent my childhood growing up in his studios in Nashua and Merrimack and progressed from gofer to graphic designer and assistant photographer.
After retiring in 2002, Bob entrusted his commercial-industrial client base to Justin Cross and I was given the opportunity to continue work on my personal projects under the Hamor moniker.


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Milky Way Headed Towards Catastrophic Galactic Collision
A catastrophic collision with a neighbouring galaxy in two billion years' time could wake up Milky Way galaxy's dormant black hole, and send our solar system hurtling into space, scientists say.
Researchers led by astrophysicists at Durham University in the UK predict that the Large Magellanic Cloud (LMC) could hit the Milky Way in two billion years' time.
The collision could occur much earlier than the predicted impact between the Milky Way and another neighbouring galaxy, Andromeda, which scientists say will hit our galaxy in eight billion years.
Galaxies like our own Milky Way are surrounded by a group of smaller satellite galaxies that orbit around them, in a similar way to how bees move around a hive.
Typically, these satellite galaxies have a quiet life and orbit around their hosts for many billions of years. However, from time to time, they sink to the centre, collide and are devoured by their host galaxy.
Until recently astronomers thought that it would either orbit the Milky Way for many billions of years, or, since it moves so fast, escape from our galaxy's gravitational pull.
The study shows that since it has a larger than expected mass, the Large Magellanic Cloud is rapidly losing energy and is doomed to collide with our galaxy.
The researchers including those from University of Helsinki in Finland, used the EAGLE galaxy formation supercomputer simulation to predict the collision.
"The destruction of the Large Magellanic Cloud, as it is devoured by the Milky Way, will wreak havoc with our galaxy, waking up the black hole that lives at its centre and turning our galaxy into an 'active galactic nucleus' or quasar," said Cautun.
"While this will not affect our Solar System, there is a small chance that we might not escape unscathed from the collision between the two galaxies which could knock us out of the Milky Way and into interstellar space," he added.


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Bedford is a city located in northeast Tarrant County, Texas, in the "Mid-Cities" area between Dallas and Fort Worth. It is a suburb of Fort Worth. The population was 46,979 at the 2010 census.[4] Bedford is part of the Hurst-Euless-Bedford Independent School District.
Bedford is located at 32°50′48″N 97°8′23″W / 32.84667°N 97.13972°W / 32.84667; -97.13972 (32.846790, -97.139630).[5]
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Top Things To Ask Your Garage Door Repair Company Before Getting Them
Have you been in need of garage door repair? Then, it is advisable to be sure you ask various inquiries to a potential company before hiring them. In this article, we shall discuss a number of the major questions that you will need to ask a prospective company before you make your hiring decision.
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Following most of the tips above and asking the questions discussed, you should be able to put yourself in an incredible position to recognize the most effective garage door repair company you should be hiring. You would like to ask the best questions with regards to finding the optimum garage door repair company. Attempt to avoid using pricing because the primary way of navigating the marketplace. You wish to look at the value you are receiving for the investment you will end up spending on the service.
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Item fail of the day (Original Game)
technikal (Orzesz ty Brumgocylu) #2007
odiscordia (odiscordia) #2008
Seriously tho…bad as they are you've pulled…30? Pearls since the last time I saw one?
technikal (Orzesz ty Brumgocylu) #2009
I dont know when you seen a pearl? but pearls are not that rare compared to the other things in this game lol
odiscordia (odiscordia) #2010
I know man but it's been like 2 months. I was seriously considering making a new profile and starting over like that one guy did and found all that stuff the next day. Maybe there is something to it who knows. I guess it doesnt matter too much. Just killing time.
technikal (Orzesz ty Brumgocylu) #2011
My Mordi whant that spiked death.
1 Like
odiscordia (odiscordia) #2012
Well I'd sure give it to you if I could.
billthebetta (band) #2013
I don't care what you say.
grabby hands
odiscordia (odiscordia) #2014
Hehe. Well the comment was actually about the death. A b angry will have the fastest rof with the good body. I've never found a good one. Also…
billthebetta (band) #2015
Nah, I get the Death fail, but the Havoc doesn't make much sense to me. Yeah, all perfect parts except for one bad part, but that bad part doesn't particularly ruin(fail) the gun for me. That's a personal thing for me, a fail is an otherwise quality weapon whose performance is hamstrung by one bad part. I figure that Havoc won't get much out of having the best or worst stock, that's all.
odiscordia (odiscordia) #2016
Idc too much about the stock. Anything over 50% RR seems to make no difference in actual combat to me. I prefer 390s and 590s because they reload faster. I'm just OCD and sometimes this game does not help that. I hate level 66 gear. I have days where like…20 or 30 guns in a row that were perfect other than that show up and it just grinds me. I don't keep them anymore. Whatever I have ( which is a huge percentage of my best gear) is it. Its gonna have to be an invader nemesis or something. It's just my quirk. To me it's the same thing as a bad part.
1 Like
technikal (Orzesz ty Brumgocylu) #2017
You can try this and tell us what the results are.
1 Like
Geomason (Geomason) #2018
technikal (Orzesz ty Brumgocylu) #2019
technikal (Orzesz ty Brumgocylu) #2020
odiscordia (odiscordia) #2021
Started that new profile. See what happens in a couple weeks when I get to endgame.
technikal (Orzesz ty Brumgocylu) #2022
odiscordia (odiscordia) #2023
odiscordia (odiscordia) #2024
Lol its funny how you really zoomed in and nailed that matador pic like u were mad at it hahaha
technikal (Orzesz ty Brumgocylu) #2025
technikal (Orzesz ty Brumgocylu) #2026
Not really mad, it's just hard for me to take a photo in vendor on which you can see something lol
1 Like


text:
Not everyone has the right for their asylum claim to be heard in the UK.
If you are an adult and you claim asylum in the UK, and the Home Office proves that you have travelled through a safe country on your journey to the UK, they may "transfer" your case and say that you have to return to that safe country (the "third country") to have your asylum claim heard.
They are called "third" countries because they are not the UK and not your country of origin/residence.
In practice, this is usually only enforced for people who have travelled through countries that are European Economic Area (EEA) member states plus Switzerland, as removal back to those member states is allowed under a European agreement called the Dublin Regulations. There have been several versions of the Dublin Regulations, and the ones currently in use are called Dublin III (three).
If the Home Office can prove that you have travelled through another EEA country, they are likely to refuse to consider your asylum claim in the UK. They will probably attempt to transfer your case to the country that they can prove you travelled through and where you could have claimed asylum. If the transfer request is accepted by that country, the UK will remove you to that country without looking at your asylum claim at all.
It is usually at your screening interview that the Home Office will attempt to identify if your asylum claim is their responsibility or not. The Home Office will check your fingerprints against the Eurodac European-wide database of fingerprints. If your fingerprints show up as being registered in another EEA country where you could have claimed asylum or did claim asylum, the Home Office will attempt to remove you to that country.
The Eurodac database is the most common way of identifying that someone's asylum claim falls under the Dublin regulations, but the Home Office may also use other means such as visas/permits and other official documents issued by another EEA state.
You are legally obliged to allow the Home Office to fingerprint you. If your fingerprints aren't clear (including if you have deliberately damaged them), the Home Office have a policy of scheduling routine appointments to check your fingers until the fingerprints are clear enough for use.
Detention in Dublin cases
The Dublin III regulations state that people should not be detained solely because they are being put through the Dublin regulations transfer process, and they should only be detained if there is a "significant risk of absconding". The UK Home Office determines that most people are at risk of absconding, so detains many people whose case falls under the Dublin regulations. It's important to note that if they do this to you, they then have to process your transfer more quickly (see below).
Detention should for the shortest possible time and for no longer than is reasonably necessary to carry out the administrative procedures. That means that someone who is detained for longer than the time-limits for detention cases listed below may be able to challenge their continued detention.
According to a European Court of Justice ruling, there is a six week limit on detention when the person is detained at the time when the transfer request is accepted by the other country. In other circumstances, you should not be detained for a period "vastly in excess" of six weeks (three months, for example).
Humanitarian clause
Article 16 of the Dublin III regulations states that if an asylum-seeker has family ties in a particular EEA state, and because of a particular vulnerability is dependent on that family tie, those individuals should be kept or brought together. The UK interprets this family tie very narrowly, and currently says this only applies to a spouse, parents or children in the UK.
Transfers (removals) under the Dublin Regulations
Lapse of responsibility
If you have claimed asylum in the UK, and the UK Home Office says responsibility for your case lies with another EEA country, there are circumstances in which responsibility has in fact been "reset" and the UK may now be responsible for your asylum case after all.
If you, or the country to which the UK Home Office is trying to transfer you, can prove that since being in that other country, you been outside of the EEA for at least three months before coming to the UK, responsibility no longer lies with that other country (unless that country issued you with a residence document).
For example, as an Iranian asylum seeker, you may have spent some time in Germany then returned to Iran for three months and a half months where you faced further persecution. If you then came to the UK straight from Iran, and prove this, you may be able to prevent a removal to Germany under the Dublin Regulations.
If you claimed asylum in another EEA country apart from the UK, your claim was refused or you withdrew your claim, and then you left the EEA under "a return decision or removal order", that EEA country's responsibility for your asylum claim ends.
Transfer request deadlines
- A request by the UK for another EEA country to take back or take charge of your asylum claim must be made as quickly as possible, and within three months from when you claim asylum in the UK or two months in a Eurodac case (when the Home Office's transfer request is based on a "hit" of your fingerprints in another EEA country).
- If you are detained during the Dublin procedure, the UK has only one month in which to make the transfer request.
Receiving country's response deadlines
- In a take back request (when the Home Office have identified that you have claimed asylum in another EEA state), the country that the UK Home Office is attempting to send the case back to has one month to respond to the transfer request, or two weeks if the transfer request is based on a Eurodac hit. If the country does not respond within these deadlines, it has taken responsibility for your case.
- In a take charge request (when you haven't claimed asylum in another EEA state but the UK Home Office has identified another EEA state may be responsible for your case, for example because you first entered Europe in that country or for positive reasons such as family unity), the country has two months to respond to the UK's transfer request. If the country does not respond within two months, it has taken responsibility for your case.
- The Home Office can request an urgent response to take charge requests, in situations of refusal of entry, arrest or a removal order. In these cases, the other country has just one month to respond.
- In either of these situations, if you are detained during the Dublin procedure, the other country has just two weeks to respond to the request.
Transfer/removal deadlines
- If the other country accepts responsibility (or fails to reject responsibility) for your case, the UK has six months in which to remove you to that country. The six month countdown starts from when the other country accepts responsibility for your case; or if you challenge the decision, for example through a judicial review, six months from when the court rules you can be sent to that country. This time limit may be extended up to a maximum of one year if the transfer could not be carried out because you are imprisoned (following a criminal conviction as opposed to detained under immigration powers) or up to a maximum of eighteen months if the Home Office deems that you have "absconded" (have not complied with reporting requirements or bail conditions etc).
- If you are detained, the UK has just six weeks to remove you. The six week countdown starts from when the other country accepts responsibility for your case; or if you challenge the decision, for example through a judicial review, six weeks from when the court rules you can be sent to that country.
There may be other circumstances where your removal should not come under the Dublin Regulations. You should discuss these with a lawyer and make sure that the Home Office have correctly informed the third country/Dublin office (in the country to which they are trying to remove you) of these circumstances.
Unaccompanied minors
If you can prove you are under 18 and in the UK without your family, the Home Office cannot remove you under the Dublin Regulations even if you have already claimed asylum in another EEA country, if you can show that staying in the UK would be in your best interests. This is following a 2013 European Court of Justice ruling.
Children under the age of 14 should not have their fingerprints submitted to the Eurodac database.
Challenges to Dublin removals to certain countries
In 2011, the courts ruled that conditions in Greece for asylum seekers were so bad (including street homelessness while people waited for decisions on their cases, and severe problems and delays in the processing of decisions) that they breached Article 3 of the European Convention on Human Rights. This means that conditions are so bad they amount to inhuman or degrading treatment. Because of this, the UK cannot remove any asylum seeker to Greece under the Dublin regulations.
At the time of writing, the Home Office guidance on the Dublin regulations states that Dublin transfers from the UK to Hungary are suspended.
Lawyers have established that conditions for some particularly vulnerable asylum seekers in Italy would breach Article 3 conditions. There are also challenges to removals to countries such as Bulgaria, Cyprus and Malta.
If the Home Office are attempting to remove you to an EEA country where you think your human rights would be breached, you can try to challenge the removal on this basis.
Challenging a Dublin removal
If you think your human rights would be breached by removal under the Dublin Regulations, you need to try and speak to a lawyer about proving this.
This may be because of the conditions in the country to which the UK is trying to transfer you – see above – or because of human rights considerations such as family or private life in the UK. The Dublin Regulations (article 17) allow a country to use their discretion and "to take charge of an applicant in order to bring together any family relations, on humanitarian grounds based in particular on family or cultural considerations".
Although the Dublin III regulations allows for an appeal right to decisions to transfer your asylum claim, in practice the UK Home Office certifies these claims (and human rights representations against a transfer) and the legal option for challenging a Dublin removal is likely to be a judicial review.
Using Dublin to come to the UK
In theory, it is possible for some people who have travelled to Europe to use the Dublin III regulations to request their asylum claim be heard in the UK. In January 2016, lawyers working with NGOs successfully brought a legal challenge where the British courts agreed that four people living in the refugee camp at Calais could have their asylum cases heard in the UK instead of France. Three of these people were children, and one was a vulnerable adult. They were allowed to come to the UK to claim asylum because they could prove that they had family in the UK. At the time of writing, the UK government intends to appeal this decision, and we do not know if it will be successful.
To qualify for this route, you must be able to prove that you have a parent or child or husband or wife in the UK. If you do, it is possible that you can apply to have your asylum claim transferred from another European country to the UK. Please note there is no guarantee you will be able to do this. You will almost certainly need a lawyer to help you, and you will need to apply for asylum in the other European country first. One UK organisation is working with lawyers to try and bring more people to the UK in this way. Find out more here. It is important to note that even if you were successful by this route, you would still need to apply and go through the whole UK asylum process.


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