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It's artist Fever Ray's design of a decade as she turns 10 years old!
"As the Knife, siblings Karin and Olof Dreijer made instant goth-electro classics. From Deep Cuts' breakthrough hit "Heartbeats" to singles like "We Share Our Mother's Health" on Silent Shout, their music was bright and sharp, sinister and playful. The Knife made deranged club albums that demanded collective exuberance. Silent Shout won six Swedish Grammys when it was released in 2006 and was critically acclaimed in the United States, becoming a popular go-to at loft parties and in art school dorm rooms, kicking off indie's electronic turn.
But after seven years of intense collaboration, both siblings felt the need to take some time off. Once the Shout tour wrapped, Olof went to Berlin and Karin to Stockholm, where she took up a much quieter life. The Knife revealed little about their personal lives, but behind the plague doctor mask, the woman who gained worldwide renown for queering cyborg feminism in the club was married to a computer programmer and had just given birth to her second child. Dreijer's world refocused inward: creative impulses sparked during five AM walks with a stroller to the first streetlight or the first tree in the park ("Triangle Walks"), then took form during long trips to her studio south of Stockholm, where Dreijer began writing what would become her self-titled solo album under the moniker Fever Ray, which turns 10 this weekend.
Outside of the club, Dreijer's tempos slowed down. Synth-pop proclivities grew warped and somnambulant amidst a darkness as pervasive and as matter-of-fact as a four PM sunset in December. Any period of forced stasis can be both claustrophobic and generative, depending on how long the cocoon feels like it's going to hold. Critics, mostly men, reviewed Fever Ray as "creepy," and "eerie." To me, its interiority has always sounded powerful, coiled with the deepest yearning. It is a restless album, patient, but only because it has to be. Its desire is agonizing.
"When you have kids you're very isolated," Dreijer told musicOMH. "You are awake at night and you're awake in the day too. It's a very strange, zombie-like time." With the border between sleep and waking life rendered permeable, seepage from the dream world filters through. Here, there are shapeshifters. As with her work in the Knife, Dreijer pitch-shifts her voice, inhabiting different characters, instruments, genders. She is the child and the crone. The call and the response.
On the arresting "Keep The Streets Empty For Me," which holds as the album's tranquil anchor, Dreijer is a soft animal savoring the peace of the pre-dawn world before it is remade and repopulated. (The only track where Dreijer's voice is wholly unprocessed, guest vocals by Cecilia Nordlund provide a doubling that is just as uncanny as the rest of the album.) The first two songs, "When I Grow Up" and "If I Had A Heart" could be written from either her child's perspective or Dreijer's own. Either way, the narrator is someone whose feet never reach the ground, something in the process of becoming.
In vampire movies, women and children are frequent avatars of unrepentant want — they embody a patriarchal fear that those without agency in the waking world are just sharpening their teeth, waiting for their moment. Think Claudia in Interview With The Vampire, Lucy in Bram Stoker's Dracula, Drusilla in Buffy The Vampire Slayer, Akasha in Queen Of The Damned. Restrained, desire only grows. Fever Ray opens with the line, "This will never end 'cause I want more/ More, give me more, give me more." On "When I Grow Up," someone has cucumbers on their eyes, Prufrock-like, "waiting for a moment to arrive." In the video, a rag-clad figure teeters on the edge of a diving board above an increasingly agitated swimming pool, never jumping in. On "Keep The Streets Empty for Me," the narrator sings, "On a bed of spider web/ I think of how to change myself," and closes with the refrain: "We were hungry before we were born." On "Dry And Dusty," lovers are capsules of energy, untouched, ready to explode.
Of course, we now know that this is a precursor to an album whose moodboard includes ball gags, latex, and play parties. Throughout 2017's Plunge rollout, Dreijer spoke openly about her divorce and subsequent embrace of a queer futurity that reconciles parenting with chosen family, and the pleasures of utopian, unapologetic cruising. If the self-titled whispers in passing of "bruises, asses, and hand claps," Plunge marks the moment where the figure on the diving board finally launches into the pool — where dry and dusty becomes wet.
Despite this, Fever Ray isn't without its moments of release. "Seven," a soaring dance single rooted in domesticity and longtime friendship, hits a moment of triumph when the narrator refuses to explain herself to anyone. Elsewhere, Dreijer's songwriting balances out impressionistic dream logic with a plain record of everyday details, which has the wonderful effect of making hooks out of lines like, "We talk about dishwasher tablets," and, "Magpies, I throw sticks at them." Björk once famously described Vespertine — another perfect winter album — as music for the home, a soundtrack for making a sandwich. On Fever Ray, Dreijer shows you the sandwich.
Fever Ray feels sonically kin to Vespertine as well. Both artists used these albums as creative opportunities to break from techno-maximalism and pursue what Björk has called "electronic folk music." While primarily composed in Ableton with software synths and drum machines, Dreijer countered digital ascetism with a fullness created through recorded guitar samples and pitched-down vocals in a nod to chopped and screwed southern hip-hop. Further warmth came from marimba, pan flute, and conga samples, many of which were switched out for recordings of their analogue counterparts by producers Van Rivers and the Subliminal Kid.
At that time, aughts indie was overflowing with white artists influenced by other white artists trying on "tribal" aesthetics like a Coachella headdress (Animal Collective, Tomahawk, Prince Rama), and, at its most dated, Fever Ray falls into this sonic trap. But elsewhere, the percussion haunts the album like an affable poltergeist, giving "Seven" its playfulness and sense of forward momentum, "Triangle Walks" its mysticism, and "Keep the Streets Empty" its muted hopefulness.
Although Dreijer began work on the album in 2006, it didn't come out for three years, coinciding with a monumental, optimistic year in indie. Animal Collective, Dirty Projectors, and Grizzly Bear all hit the mainstream with Merriweather Post Pavilion, Bitte Orca, and Veckatimest, respectively. Fresh releases by tUnE-yArDs, Phoenix, and Passion Pit were absolutely ecstatic, and that year's "summer of chillwave" would hone warm electronica to its utmost bike-ride-into-the-sunset potential. It's hard to imagine anyone being weirded out by Fever Ray in today's music climate, which has been heavily shaped by avant-goth and dark electro labels such as Sacred Bones, Tri Angle, Fade To Mind, and Night Slugs. Shortly after, Zola Jesus (who opened for Fever Ray in 2010) would release Conatus, and various rising witch house stars would combine dark pop with rave-ready trap, filling out the shape of goth to come. But against 2009's sun-kissed backdrop, Fever Ray felt singular — critically respected but as solitary as its protagonists.
Maybe the party pop eclipsed it, or maybe albums tend to come to us when we really need them, but Fever Ray didn't really strike me until almost a full year later. When it did, it caught me restless in a seemingly endless New England winter. Long before I knew its specific context, I connected with it deeply as an album for being not-yet-there — one which understood how disjointed things can feel in anticipation of something undefined. In my last year of college, caught up in an unfulfilling relationship and a scene that didn't feel quite right, everything seemed to vibrate on the verge of some shift I couldn't parse or predict, a need I couldn't yet name. Sleepless on a mattress on the floor I made winter playlists for quiet hibernacula and waited for everything to change. Eventually, it did." - Stereogum.com


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The San Diego Union-Tribune
The Environment vs. National Defense
By J.F. Kelly Jr.
March 28, 2003
Build it and they will come" could have been said about proposed new military facilities. Military bases, like airports, are magnets for commercial and residential development. Locate a military facility in a remote, unpopulated area and a city will soon develop around it.
When the Navy Department offered Miramar to San Diego for one dollar after World War II for use as an airport, the city fathers, displaying typical vision and foresight, asked why anyone would want to locate an airport in such a remote place. Today, commercial and residential development and traffic congestion would argue against its use as an international airport even if it were available for non-military or joint use, which it is not.
Commercial and residential development around the perimeters of military installations and beneath the flight paths of aviation facilities generally triggers the following:
l Formation of citizens' groups opposed to aircraft noise and overflights.
l Formation of environmental protection groups opposed to the military use of any land containing an endangered species, of which there are many.
This problem is generally described by the military as "encroachment." It presents a huge headache to the services, adding greatly to the cost of operating military bases. Not only does it place serious restrictions on the use of military facilities and the scheduling of operations, it consumes countless management hours and budget resources. To say that it is a major problem impacting military readiness is by no means an overstatement.
To illustrate, consider Camp Pendleton. With about 200 square miles, it is regarded by most county residents as an immense expanse of land with room to spare for such things as, perhaps, a new international airport or for consolidating other military functions and installations, freeing up more land for commercial development or public use.
In fact, such is far from the case. At 125,000 acres, Camp Pendleton is actually too small for a full regimental exercise, which requires about 165,000 acres. Moreover, with about 47,000 personnel plus families and civilian workers onbase, space needed for its own facilities and infrastructure is actually at a premium.
During the Korean War, about 200,000 Marines were in training at Camp Pendleton at a given time. Today, there wouldn't be enough room for them because urbanization along base boundaries limits the training that can be conducted. The railroad and Interstate 5 take up enormous amounts of land. So do the San Onofre facility, agriculture and state park usage.
Further additions to the list of endangered species impose additional limitations. Almost one-third of the land suitable for training consists of protected areas for 18 endangered species which most of us have never heard of, let alone seen.
The Marine Corps certainly didn't create this problem. Commercial construction and development throughout San Diego County have eliminated 90 percent of the vernal pools in the county. Of those remaining, 90 percent are located in (surprise!) Camp Pendleton and Miramar. Is anyone else in this county in the environmental protection business beside the military?
Environmental restrictions severely limit the use of the beaches and terrain at Camp Pendleton for amphibious assault training and introduce artificialities in the training that detract from the realism that is essential to effective preparation for combat. Having to maneuver around vernal pools and the nesting areas of the Western Snowy Plover and other creatures is more than a minor distraction and builds bad habits, say troop commanders.
Increasingly, they report that their training activities are being driven more by protected species habitat avoidance than by mission-related tactics, according to Stan Norquist, director of Natural Resources at Camp Pendleton. The restrictions even hamper training in the most basic survival skills such as digging foxholes and preparing fighting positions.
The 1973 Endangered Species Act, while commendable and well intentioned, has been used by environmental extremists to, in some cases, bring military operations to a halt. In response to a lawsuit filed by the Center for Biological Diversity, a U.S. District judge recently issued an injunction barring the Navy from conducting training exercises at Farallon de Medinilla, a small, remote island in the South Pacific Ocean, because of risk to migratory birds. The Navy says not more than five birds per year, including the unhatched, are accidentally killed.
Fortunately, this year's Defense Authorization Act provided some relief for the military with respect to the protection of migratory birds. Use of the live firing range at Vieques in Puerto Rico already has been curtailed because of demonstrations over the accidental death of a Navy civilian employee, the only fatality in the facility's long history.
Live firing exercises and realistic combat training are essential to help prevent accidental military and civilian injuries and deaths in combat. Denying their use to the military is less about protecting the environment than it is about making an anti-military statement.
The war on terrorism and the defense of America have demanded sacrifices from both the military and civilians. It should not, perhaps, be too much to expect that a few bugs and birds also be put at risk in the name of national defense.
Kelly, a retired Navy captain, bank executive and a former Navy League national director and council president, writes and speaks on defense issues. He can be reached via e-mail at firstname.lastname@example.com.

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Forex for a trader
GAIN Capital provides a whole range of options and trading solutions. More options for trading options. OTC options are a versatile, complimentary product to spot forex and CFDs that allow you to trade in any market climate, regardless of low or high volatility. Many traders use options to hedge their forex and CFD positions, diversify their portfolio or trade when the markets are relatively flat. GAIN Capital provides a range of OTC options to trade* on major indices, commodities and FX pairs , and solutions for you to provide options to your customers. Introduce your customers to options & earn as they trade. Introduce your customers to options trading with GAIN Capital and earn as they trade through our transparent and trusted introducing broker program. Offer options trading under your own brand. We make it easy for you to offer competitive options pricing to your customers under your own brand, with our flexible turn-key white label solutions. Access options liquidity via API. Provide access to your customers via API and major MT4 bridge providers. Online options trading. Tight spreads and deep liquidity available through our platforms and optimised apps for smartphone and tablet. *Some products and services may not be available in all jurisdictions or to all clients. OTC has a particular significance in relation to IG's platform. Here, we define OTC in general investing and explain what it means to you when trading with IG. OTC stands for over-the-counter, and refers to a trade that is not made on a formal exchange. It is often also referred to as off-exchange trading.
Usually, the firms offering OTC trades will quote the prices at which they are willing to buy or sell assets, giving one price for each trade. This differs from on-exchange trades, where many buy and sell prices can be seen from a variety of different sources. The most popular OTC market in trading is forex, where currencies are exchanged between parties directly instead of on exchanges. This means that forex trading is decentralised, and can take place 24 hours a day – instead being limited to an exchange's opening hours. Shares are often traded OTC as well as on exchanges. Some businesses, for example, sell their shares away from recognised exchanges. There are also networks and market makers that allow the trading of shares away from exchanges. These include multilateral trading facilities, dark pools and lit pools. Derivatives and bonds are also commonly traded over-the-counter, although different instruments will be traded in different ways. With IG. IG offers both OTC and on-exchange (via our DMA service) trading on forex and shares, allowing you to choose whether you trade at our price or view all available options on order books. When stockbroking with IG, we use smart order routing technology to search for additional liquidity across various 'dark pools' and 'lit' venues and source the best possible prices. Get answers about your account or our services. Or ask about opening an account on 1800 601 799, or +61 (3) 9860 1799, or helpdesk. [email protected] com. We're here 24hrs a day from 1pm Saturday to 7am Saturday (AEST). Follow us online: CFDs are a leveraged product and can result in losses that exceed deposits.
You do not own or have any interest in the underlying asset. Please consider the Margin Trading Product Disclosure Statement ( PDS) before entering into any CFD transaction with us. The value of shares and ETFs bought through an IG share trading account can fall as well as rise, which could mean getting back less than you originally put in. Please ensure you fully understand the risks and take care to manage your exposure. IG does not issues advice, recommendations or opinion in relation to acquiring, holding or disposing of our products. IG is not a financial advisor and all services are provided on an execution only basis. This website is owned and operated by IG Markets Limited. ABN 84 099 019 851, AFSL 220440. Derivatives issuer licence in New Zealand, FSP No. 18923. The information on this site is not directed at residents of the United States or any particular country outside Australia or New Zealand and is not intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation. What is 'Over-The-Counter - OTC' Over-the-counter (OTC) is a security traded in some context other than on a formal exchange such as the New York Stock Exchange (NYSE), Toronto Stock Exchange or the NYSE MKT, formerly known as the American Stock Exchange (AMEX). The phrase "over-the-counter" can be used to refer to stocks that trade via a dealer network as opposed to on a centralized exchange. It also refers to debt securities and other financial instruments, such as derivatives, which are traded through a dealer network. Over-The-Counter Market.
Interdealer Quotation System. BREAKING DOWN 'Over-The-Counter - OTC' For many investors, there is little practical difference between OTC and major exchanges. Improvements in electronic quotation and trading have facilitated higher liquidity and better information. However, there are key differences between the transaction mediums. On an exchange, every party is exposed to offers by every other counterparty, which may not be the case in dealer networks. There is less transparency and less stringent regulation on these exchange," so unsophisticated investors take on additional risk and could be subject to adverse conditions. Popular OTC Networks. The OTC Markets Group operates some of the most well-known networks, such as the OTCQX Best Market, the OTCQB Venture Market and the Pink Open Market. These markets include unlisted stocks that are known to trade on the Over the Counter Bulletin Board (OTCBB) or on the pink sheets. Although Nasdaq operates as a dealer network, Nasdaq stocks are generally not classified as OTC because the Nasdaq is considered a stock exchange. Conversely, OTCBB stocks are often either penny stocks or are offered by companies with bad credit records. The OTCQX Best Market includes securities of companies that have the largest market caps and greater liquidity than the other markets. The OTCBB trades stocks that are small and developing, and that report to regulators. Pink sheets stocks come in a wide variety.
Securities on OTC Networks. Stocks are usually traded OTC because the company is small and cannot meet exchange listing requirements. Also known as unlisted stock, these securities are traded by broker-dealers who negotiate directly with one another over computer networks and by phone. The dealers act as market makers, and the OTC Bulletin Board is an inter-dealer quotation system that provides trading information. Some well-known large companies are listed on the OTC markets. For instance, the OTCQX trades Allianz, BASF, Roche and Danone. American depository receipts, which represent shares in an equity that is traded on a foreign exchange, are often traded OTC, because the underlying company does not wish to meet the stringent exchange requirements. Instruments such as bonds do not trade on a formal exchange and are also considered OTC securities. Most debt instruments are traded by investment banks making markets for specific issues. An investor must call the bank that makes the market in that bond and asks for quotes to buy or sell a bond. Contract For Differences - CFD. What is a 'Contract For Differences - CFD' A contract for differences (CFD) is an arrangement made in a futures contract whereby differences in settlement are made through cash payments, rather than by the delivery of physical goods or securities.
This is generally an easier method of settlement, because both losses and gains are paid in cash. CFDs provide investors with the all the benefits and risks of owning a security without actually owning it. BREAKING DOWN 'Contract For Differences - CFD' The CFD is a tradable contract between a client and a broker, who are exchanging the difference in the current value of a share, currency, commodity or index and its value at the contract's end. Advantages of a Contract for Differences. CFDs provide higher leverage than traditional trading. Standard leverage in the CFD market is as low as a 2% margin requirement and as high as a 20% one. Lower margin requirements mean less capital outlay and greater potential returns for the trader. Also, the CFD market is not bound by minimum amounts of capital or limited numbers of trades for day trading. An investor may open an account for as little as $1,000. In addition, because CFDs mirror corporate actions taking place, a CFD owner receives cash dividends and participates in stock splits, increasing the trader's return on investment. Most CFD brokers offer products in all major markets worldwide. Traders have easy access to any market that is open from the broker's platform. Because of stock, index, treasury, currency, commodity and sector CFDs, traders of different financial vehicles benefit.
The CFD market typically does not have short-selling rules. An instrument may be shorted at any time. Since there is no ownership of the underlying asset, there is no borrowing or shorting cost. In addition, few or no fees are charged for trading a CFD. Brokers make money from the trader paying the spread. A trader pays the ask price when buying, and takes the bid price when selling or shorting. Depending on the underlying asset's volatility, the spread is small or large and typically fixed. Disadvantages of a Contract for Differences. Paying the spread on entries and exits prevents profiting from small moves, while decreasing winning trades and increasing losses by a small amount over the underlying asset. Since the CFD industry is not highly regulated, the broker's credibility is based on reputation rather than life span or financial position. Because each day a trader holds a long position costs money, a CFD is not suitable for buy-and-hold trading or long-term positions. Sweet Futures offers the following forex trading services which are tailored for the individual, institutional & hedging customers. We offer Forex trading that supports both electronic & voice Execution.
Our products include FX swaps, NDFs, Options, Spot, EFPs and FX Forwards which are fully customizable to fit a client's hedging needs. Our Execution options include but are not limited to: Reuters, Currenex, MT4, Integral, FXall 360T GTX eFX FIX API Plugin Access to 12,000 CFD, spread bet, option and FX markets Voice Execution We work with 20+ tier banks and liquidity providers Instant messenger Bloomberg Trading. 24-hour trading desk Extend credit to institutions with ample balance sheets will be looked at on a case by case basis We also can offer (DVP) Deliveries versus Payment contract in the many different currencies Award - winning Trading platforms with Mobile access Price Transparency and trade execution across global markets. Contact Us for Consultation Contact Us. Sweet Futures 1, LLC 141 West Jackson Blvd. Suite # 3306 Chicago, IL 60604. Email: [email protected] com Phone: 312.216.5701. © 2017 Sweet Futures – Futures, Commodities, Options Brokerage Firm. The risk of trading futures and options can be substantial. Trading foreign exchange carries a high degree of risk, and may not be suitable for all investors. All information, publications, and reports, including this specific material, used and distributed by Sweet Futures 1, LLC shall be construed as a solicitation. Sweet Futures 1 does not distribute research reports, employ research analysts, or maintain a research department as defined in CFTC Regulation 1.71. This website contains information obtained from sources believed to be reliable, but its accuracy is not guaranteed by Sweet Futures 1. Past performance is not necessarily indicative of future results. © 2017 Sweet Futures – Futures, Commodities, Options Brokerage Firm. Contracts for Difference (CFDs) Direct electronic access to OTC products that let you trade the difference between current and future pricing of a share, index or a currency-pair.
In addition to the potential tax benefits, trading CFDs at IB offers the following benefits: Transparent, Low Commissions and Financing Rates - The starting commission rate is only 0.05% on all share CFDs, with lower rates available for active traders. Overnight financing charges start at only benchmark +-1.5%, also with lower spreads available for larger balances. We challenge you to find a better offering. For more information, see our CFDs Commissions page. Trade CFDs Alongside the Underlying Shares - Our Universal account lets you view and trade multiple asset types from the same screen. View the CFD ticker on one line and the underlying share ticker on the next. Trader Workstation, our desktop trading platform, supports stocks, options, futures, forex, metals, funds, CFDs and bonds all from the same account statement and same trading window. Margin Efficiency - CFD margin requirements are generally more favorable than stock margin requirements. Retail clients are subject to a minimum regulatory initial margin of 20%. For additional details and examples please see IB ESMA Margin Implementation. Efficient CFD Reference Pricing - The IB CFD price reflects the exchange-quoted price for the underlying share. IB uses its efficient Smart Routing technology to determine your CFD reference price. With other brokers, you run the risk of not getting the best possible price. Our clients have the ability to add quotes to the exchange book in the same way they would trading stocks. This is possible because IB will match all CFD orders immediately with a hedge-order.
As a result a non-marketable CFD order will create a matching non-marketable order for the underlying share on the exchange. IB Index CFDs present an opportunity to gain broad market exposure more easily than with many other instruments. IB Index CFDs also offer these important benefits: Flexible Exposure to Global Markets - IB Index CFDs can be traded in lots as small as 1X the index level. Unlike the related futures, IB Index CFDs do not expire, saving rollover related costs and risks. Low Commissions and Financing Rates - Depending on the index, commission rates are only 0.005% - 0.01%. Overnight financing rates are just benchmark +-1.5%. Transparent Quotes - Unlike other Index CFD providers, IB charges a transparent commission. We don't widen the spread of the related future like some other brokers. The IB Index CFD quotes accurately represent the spreads and price movements of the related future*, and there are no requotes. What you see is what you get. Margin Efficiency - IB Index CFDs are margined at the same low rates as the related future, adjusted for contract size. Retail clients are subject to minimum regulatory margins of 5% or 10% depending on the index. For additional details and examples please see IB ESMA Margin Implementation. *IB hedges all index CFD trades, and does not operate a dealing desk. Fills cannot be guaranteed in extreme markets.
Forex and CFD Basics. We always encourage our clients to obtain maximum information before starting trading. Please note that Forex and CFD trading involves significant risks. It is crucial to understand how the market works as well as the meaning of the specific trading terms. Below you can find some basic information about the market and trading: Forex, or FOReign EXchange, is the exchange of one country's currency for another country's currency. Example: Sam lives in the US and is traveling to Europe. Sam has USD and needs to buy EUR. The current exchange rate is 1.3000 USD for 1 EUR. Sam buys 1000 EUR by selling 1300 USD (1000 x 1.3000). This is a foreign currency exchange or Forex. The forex market is a place where currencies are traded. To buy EUR with USD you need to go to a bank or a forex bureau and sell your USD for EUR. Each bank or money changer has its own rate.
The forex market consists of all these banks and money changers; it is not just one special place or one exchange. The forex market is decentralized and it is huge, with a turnover of around 4 trillion USD a day. It is much bigger than the equity market and is extremely liquid and volatile. Trading involves buying or selling one asset in exchange for another asset. Online trading involves a trading process that is carried out via the Internet. Users can access online trading platforms on the Internet. They can see current market prices and make deals as well as oversee all their trading activity. A CFD, or a Contract for difference, is an agreement between two parties to exchange the differential between the opening and the closing prices of a contract at the moment of the contract closure, with this differential multiplied by the number of units of the asset specified in the contract. A CFD is a derivative linked to the underlying asset price. It does not involve physical asset delivery. When you trade in forex online, you do not buy or sell real assets. If you open EURUSD long, you do not physically buy euros and sell dollars. You trade CFDs. You make a deal that, at the moment you close the deal, you will receive or pay the differential between the opening and the closing prices multiplied by the number of units. Example: Sam opened 1 standard lot of EURUSD long (that is, Sam bought 100,000 EUR-versus-USD CFDs).
At the time of Sam's purchase, the current rate was 1.3000. Sam has just closed and the closing rate was 1.4000. When he closed, Sam made a profit = (1.4000 - 1.3000) x 100,000 = 10,000 USD. Currencies differ from other assets because they are traded in pairs. When you trade shares or gold, you buy or sell with money. With forex, you trade one currency against another currency: you buy one currency and sell the other. Therefore you are trading two currencies, or a currency pair, simultaneously. Example: When you buy EURUSD, you buy euros and sell dollars. Currencies in a currency pair are denoted by 3 capital letters according to the International Standard for currency codes - ISO 4217. The first 2 letters are the same as the country code (according to the International Standard for country codes, ISO 3166). And the third letter represents the currency name. Example: USD = US dollar, where "US" = the United States and "D" = dollar. Currency pairs are made up of the first currency - the base currency - and the second currency - the term (or counterquote) currency. There is a common international practice regarding which currencies are base currencies and which are counter currencies in currency pairs based on the following specific priority rankings: The single currency. New Zealand dollar. United States dollar.
These are the world's main currencies. Other currencies are generally quoted against one of the major currencies. GBPUSD: GBP is the base currency and USD is the counter currency. EURGBP: EUR is the base currency and GBP is the quote currency. USDSEK: USD is the base currency and SEK (Swedish krona) is the term currency. If currencies are quoted according to this practice, the quotation is "direct", if vice versa - "indirect". Example: EURUSD, where EUR is the base currency and USD is the counter currency, is a direct quote while USDEUR is an indirect quote. The most traded currency pairs in the world are called "majors". They occupy the largest share - about 85% - of the forex market. The majors are: Cross-currency pairs that consist of the main currencies e. g. EURGBP, EURJPY or GPBJPY are called "crosses" and are also actively traded. Other currency pairs, where a non-main currency is traded against a main currency, are called "exotics"; e. g. USDSGD (Singapore dollar) or USDHKD (Hong Kong dollar). When you buy an asset, you are going "long". When you sell, you are going "short".
Example: Sam buys stock, so he has opened a long position. When you trade currencies, you buy one currency and simultaneously sell another currency. So you are going long for one currency and simultaneously opening a short position for another currency. Example: When Sam buys EURUSD, Sam is going long for EUR and going short for USD. Quotes for trading instruments usually have two sides: the bid price and the ask (offer) price. The bid price is the price of an asset at which the market or broker is ready to buy from a trader (that is, the trader can sell, or go short, at this price). The Ask or Offer price is the price at which a trader can buy an asset. Example: The quoted EURUSD rate at the moment is 1.30291.3030. This means that 1.3029 is the bid price - a trader can sell EURUSD at this price, whereas 1.3030 is the ask price - a trader can buy EURUSD at this price. The differential between the bid price and the ask price is the spread.
Example: The current rate for gold is 1750.11750.2. This means that the spread is 1750.2 - 1750.1 = 0.1. The pip is the smallest price increment. Example: Currency pair prices used to have 4 digits after the decimal point (e. g. EURUSD at 1.2539), and 0.0001 was the smallest amount by which the price could change (e. g. from 1.2539 to 1.2540). Now, however, prices can change by one-tenth of a pip, or by 1 fractional pip, also called a pipette. Example: USDJPY was usually quoted with 2 digits after the decimal point, e. g. 77.2177.23, and 1 pip = 0.01. Now you can see the following quotation - 78.51378.524, where the smallest price change is 0.001 = 0.1 pips = 1 pipette. So the pip traditionally was the smallest price increment - 0.0001 for almost all currency pairs and 0.01 for pairs with JPY as a quote currency. And despite the fact that a currency pair can now be quoted with more decimal places thanks to more precise pricing, the pip remains the same. To calculate quickly how much your position P&L would change in case of certain price movements, a Pip Value is used. The Pip Value shows the position P&L change if the price goes up or down by 1 pip. Pip Value = Position Volume x Counter Currency 1 pip. As a result, you get 1 pip value in terms of the counter currency. Example: Position 1 lot of EURUSD. Pip Value = 100,000 x 0.0001 = 10 USD. However, it is more important to know the value denominated in your account currency. Pip Value in Account Currency = Pip Value Account Currency-Counter Currency Rate.
Example: Position 1 lot of EURJPY. Account Currency - USD. USDJPY = 80.00. Pip Value = 100,000 x 0.01 = 1,000 JPY. Pip Value in USD = 1,000 80.00 = 12.5 USD. A lot is a standard size of a transaction. It is measured in base currency units. The common lot sizes are: Standard: 100,000 Mini: 10,000 Micro: 1,000 Nano: 100. Example: 1 standard lot of EURUSD = 100,000 euro; 1 nano lot of EURUSD = 100 euro. Equity is the amount of money you have if you close all your positions. Equity equals the balance plus P&L: Equity = Balance + P&L. Example: Sam's balance is 2,000 USD. Before he opens any positions, his equity = his balance = 2,000 USD. Sam buys 1 standard lot of EURUSD. The price goes up and his P&L is 1,000 USD. Now Sam's equity = his balance + P&L = 2,000 USD + 1,000 USD = 3,000 USD. Margin is the amount of money required to open or maintain a position. The initial margin required to open a position equals the position divided by leverage: Initial Margin = Position Leverage. The maintenance margin requirement (Stop-Out Level) is the level below which the position is closed: Maintenance Margin = Initial Margin x Stop-Out Level. The used margin is the total amount of money required to open current positions. The free margin is the amount available on your account to open new positions. Free Margin = Equity - Used Margin, where Equity = Balance + P&L. Example: Sam's account balance is 2,000 USD. His leverage is 1100. Sam wants to open 1 standard lot of EURUSD. The current EURUSD rate is 1.3000. Stop-out = 40%. Initial Margin = 100,000 EUR 100 = 1,000 EUR (or 1% margin requirement) = 1,300 USD. In this example Sam needs to have 1,300 USD on his account to open 1 lot of EURUSD.
Maintenance Margin = 1,300 USD x 40% = 520 USD. When equity on Sam's account goes below 520 USD, the position will be closed automatically. Used Margin = SUM (All Initial Margins) = 1,300 USD. Equity = 2,000 USD. Free Margin = 2,000 USD - 1,300 USD = 700 USD. Leverage is a gear or a multiplier required to open a position bigger than your deposit. In online forexCFD trading leverage is the credit that a broker provides to a trader to increase the trader's open position and correspondingly the trader's Profit & Loss (P&L). Example: Sam deposits 1000 USD into his account. Sam's broker provides him with a 1100 leverage. The maximum position Sam can open equals his deposit multiplied by his leverage = 1000 USD x 100 = 100,000 USD. Sam's P&L is correspondingly multiplied by 100. If you open a position and do not close it by the end of the same day, your position will be rolled over to the next day. Rollover is achieved by two simultaneous deals: your position closure at the end of the day at a spot rate and the reopening at the beginning of the next day at a forward rate. This mix of two opposite deals in one operation is called a swap. The differential between the forward and the spot rates is called swap points. The forward rate is based on the idea that amounts in both currencies are paid with an overnight interest rate. The differential between these two rates, or the Interest Rates Differential, results in positive or negative swap points. Forward Rate = Spot rate x (1 + interest of the quoted currency x daysbase) (1 + interest of the base currency x daysbase) Swap Points = Forward Rate - Spot Rate = Spot rate x ((1 + interest of the quoted currency x daysbase) (1 + interest of the base currency x daysbase)) -1) ? Spot Rate x (Interest Rates Differential) x daysbase. Interest Rate Differential = Interest of the quoted currency - Interest rate of the base currency.
Example: Sam buys 1 standard lot of EURUSD on Monday. The EURUSD spot rate is 1.25, the USD (quoted currency) interest rate is 1%, and the EUR (base currency) interest rate is 3%. Sam keeps this position until Tuesday. Forward Rate = 1.25 x (1 + 1% x 1360) (1 + 3% x 1360) = 1.249931. Interest Rates Differential = 1% - 3% = -2% annual. Swap Points = 1.25 x ((1 + 1% x 1360) (1 + 3% x 1360) - 1) = - 0.00006944 or approx. -0.69 pips. Swap Points = 1.25 x -2% x 1360 = -0.00006944 or approx.-0.69 pips. In this case Sam's position was closed on Monday at 1.25 and re-opened on Tuesday at 1.249931, i. e. 1 lot of EURUSD sold at 1.25 and bought at 1.249931 gave the result = 100,000 x (1.25 - 1.249931) = 6.94 USD. Traditionally, unlike stock, commodities and other centralized marketsexchanges, there were no commissions paid in the forex market as the broker's fee was usually included in the spread. This was common practice for all market participants, including big banks. However, developments in ICT led to the creation of Electronic Communication Networks (ECNs). At first ECNs were available for banks and big brokers, enabling them to trade with each other at the best prices available in their network. Each of these networks formed a market with its own pricing and spreads, charging a commission for its services as a technology provider.
Later on, ECNs became available to smaller brokers and their clients. Accounts with access to an Electronic Communication Network are called ECN accounts. On such accounts clients get very tight raw interbank market spreads and are charged a commission for the service. Commissions on the interbank market are charged on a per-traded-volume basis. They are usually quoted in USD per 1 million USD traded volume. To calculate your deal commission, you need to determine your deal volume in USD, divide by one million, and then multiply it by the ECN commission value. ECN commission = Traded Volume in USD 1,000,000 x ECN commission in USD per 1M USD traded volume. Example: Sam is buying 1 lot of EURUSD. The current EURUSD rate is 1.3000. The ECN commission would be 30 USD per 1M USD traded volume. Keep in mind that deal volume is measured in the base currency terms. In this example, Sam's deal volume is 100,000 EUR. The commission when Sam opens the deal = 100,000 EUR x 1.3000 1,000,000 x 30 USD = 3.9 USD. If, for example, Sam chooses to close the deal at the same rate of 1.3000, the commission will be = 100,000 EUR x 1.3000 1,000,000 x 30 USD = 3.9 USD. So in total, Sam will pay a commission of 3.9 USD + 3.9 USD = 7.8 USD. When you trade in MetaTrader 4, please keep in mind that due to system settings the whole commission is charged once at the order opening.
Some brokers offer STPECN accounts with the commission included in the spread, e. g. our MT4.VAR. account. Such accounts are designed specifically for clients who are used to commissions not being charged separately and with all broker fees included in the spread. The trading costs are the same as for the MT4.ECN. accounts. Market Execution (All orders on all account types except for Market Orders on MT4.FIX. accounts). When a trade is opened at market, the trading platform sends a request for an order of a specified size to be filled immediately at the best price available. It is important to note while trading using Market Execution that if the instruments are volatile or otherwise moving quickly, it is possible for the order to be executed at a price above or below the price shown in the trading platform when the trade request was initially submitted – orders are filled at the best available market price. Instant Execution (Market Orders on MT4.FIX. accounts only) Instant Execution may not execute an order if the price is no longer available with the liquidity provider at the moment it is to be executed – this results in a "Requote" which is a notice to inform the trader that the price they requested is no longer available and that they may open their order at a new specified price instead. It is possible to receive several Requotes in a row before an order can be filled. Pending Orders, including BuySell Limit, BuySell Stop, Take Profit and Stop Loss operate as Market Execution Orders on all account types. Execution Price may differ significantly from the Requested Price, especially during low liquidity market conditions, e. g. during news events or at market opening. While there may be a large candle during price spikes, this does not mean that orders had been filled anywhere in the center of that candle because there are no prices available - also known as "price gap". Any Questions? Email Us: [email protected] com. Please note that foregin exchange and other leveraged trading involves significant risk of loss. It is not suitable for all investors and you should make sure you understand the risks involved, seeking independent advice if necessary. All information on this website is not directed toward soliciting citizens or residents of the United States and the United Kingdom.
TW Corp. 8 Copthall, Roseau, Dominica. Easy Forex OTC Trading. The Easy Forex OTC trading offering is unique both in Australia and internationally. The forex broker focuses on risk management tools and software to assist forex trading for new to intermediate traders. View the review below where the key features are reviewed including their best forex trading platform. Easy Forex OTC trading offering has been one of the most innovative with: The introduction of Deal Cancellation in 2017 Fixed Spreads Guaranteed Stops Minimum Balance Protection No Slippage Guarantee. These features and other elements of Easy Forex (now Easy Markets) are discussed in detail below. When Easy Forex OTC trading the unique feature of Deal Cancellation exists which allows a trade to be reversed within a set period. This feature is available on more products from forex to commodities but in certain circumstances may not be offered. The green icon (as shown to the right) is shown when the feature can be applied to a trade. When a trader wants to adopt this feature, they need to click on the Deal Cancellation icon and activate it. Once the trade commences the trader has 60 minutes to cancel the trade before the feature becomes void.
Within the forex trading platform a trader can review how much time is left before the feature becomes inactive. When a trade is cancelled, the amount risked on that trade (their loss) is returned to the Easy Forex account. The same occurs when a stop loss is reached within 60 minutes, with Deal Cancellation returning the money (loss) back to the trading account. It's critical to point out Deal Cancellation is not free. There is a fee made on each trade based on the market volatility of that forex pairing or CFD at that point-in-time. You also can't activate this feature after a trade has been made. It must be pre-selected when making the trade initially. Most forex brokers offer variable spreads that periodically change. This gap between ask and bid prices are impacted by volatility, supply and demand.
In general, when liquidity is optimal (regular trading sessions) spreads are tight but outside these periods they can widen. Easy Forex (Easy Markets) offers fixed bidask spreads known as fixed spreads. Fixed spreads means that the forex broker (Easy Forex in this case) sets the spread regardless of volatility or the market conditions at the time. The key advantages of fixed spreads including: a) Improved Transparency. As the graph above highlights, fixes spreads means you know the costs of forex trading. Regardless of the time of the day, volatility or inter-bank rates, you know what the spreads are. These can be factored also into future CFD or forex projectionist using currency modelling. b) Safeguard against volatility. High volatility triggered by key news events such as rate decisions can be confusing due to large bigask fluctuations. With many retail forex traders choosing these periods to trade, having fixed spreads can assist in trading over these periods. c) The potential to lower trading costs. Fixed spreads can help traders budget in advance their trading costs. There may also periods when fixed spreads will be lower than variable spreads.
These two factors make it more straightforward when trading and understanding the cost of CFD and currency trading. Having guaranteed stops is not unique within the forex broker industry. The difference found in this Easy Forex OTC review was that the broker offers guaranteed stops on every trade . This means that when a pre-determined maximum loss on a trade is processed, the actual loss cannot exceed this amount. On the right shows an example scenario in 2015 when many forex traders experienced extreme slippage. The event was when the Swiss Franc became un-pegged leading to a dramatic shift in it's value. As this shift occurred in just a minute, many traders were not able to exit at their stop - loss level. Losses therefore will have exceeded the trigger level set by some forex traders. Easy Forex on the other hand, still allowed their traders to exist at the pre-determined level set. Unlike the majority of forex brokers that charge a premium for guaranteed stop-loss orders, Easy Forex has no extra charges for this feature. 4) Minimum Balance Protection. Easy Forex (now called Easy Markets) offers one of the higher leverage levels of 400:1. This amplifies the exposure a trader has to the market by multiplying the deposit made by up to 400x.
For example, a deposit of $300 would allow up to $120,000 to be traded on a currency pairing. A movement of just 0.1% would lead to a profit or loss of $120 which is almost half the deposited amount. The issue with such high levels of leverage is that when no guaranteed stop loss order is made, the traders losses can exceed their deposit. There are a number of forex brokers that have been known to chase traders for amounts owned due to this exact circumstance. Easy Forex though offers negative balance protection which means they will exit the trader when this occurs and ensure losses don't exceed their deposit. This is an excellent risk management tool. Over The Counter (OTC) Trading Explained. OTC trading refers to both forex trading and CFD trading. Both trading options utilise almost identical execution process. The ability exists to seamlessly enter and then exit specific markets speculating on them rising or falling. Forex traders and CFDs both use the same forex trading platform. Charting and pricing are almost identical as the are both are OTC (over the counter) market products. Trades are made through financial institutions including banks.
There are no central exchanges unlike shares. Spreads are the key way forex brokers make their money from OTC trading. In some cases with ECN forex brokers, commissions are charged on-top of these spreads (although the spreads are often lower). Shares and similar products on the other hand often have different fees often based on each trade and volume. CFD Trading vs. Spot Forex Trading. With several similarities to forex trading, it's no surprise that CFD trading has garnered a lot of interest among our readers. Of course, there are some key differences that you should know about as well. Before y'all read on, make sure you know what in the world CFD trading is all about. CFD trading spans a larger set of financial markets, as these contracts can involve various commodities or equity indices of several countries. Some brokers even offer CFDs on stocks traded in different exchanges, opening a very wide realm of trade opportunities! Compared to spot forex trading which is limited to the currency market, CFD trading does seem to offer a much broader array of trading choices. Bear in mind though that some assets are often limited to their local denomination (ex: S&P 500 against USD or shares of Royal Dutch Petroleum against GBP). Factors that affect price movement in CFD trading depends on the markets in which the asset is part of. For instance, crude oil CFD prices are mostly driven by supply and demand or by seasonality. Prices of equity CFDs can be determined by business factors or company-specific events, such as earnings or acquisitions. Meanwhile, price movements in the spot forex market are mostly influenced by fundamental factors, such as economic growth and monetary policy expectations. Risk sentiment also plays a role in currency price action, along with geopolitical tension and to an extent, environmental factors.
CFD and forex trades are generally executed in the same manner in an OTC market under a decentralized exchange. Both types of trading don't involve the physical transfer of the assets, as profit or loss are calculated based on the opening and closing prices. Because of these similarities, several brokers actually offer platforms that cater to both CFD and spot forex trading. Both spot forex trades and CFD trades make use of margin, with the former generally quoted through a leverage ratio (ex: 1:100 or 1:10) and the latter stated as a fixed percentage (ex: 1% or 5% margin factor). If you need a quick review on what these terms are all about, it's time for you to head back to our School of Pipsology lesson on margin and leverage. In a nutshell though, both types of trading allow you to control a larger amount of money with the margin as your "good faith deposit" to the broker. As always, remember that leverage can be a double-edged sword! With forex trading, transaction costs are generally based on the bid-ask spread quoted by the broker. In CFD trading, transaction costs can involve commissions, which vary depending on the underlying asset. The costs of trading equity CFDs are still generally lower compared to purchasing actual shares while index-based CFDs don't usually carry commission costs. CFD positions held open overnight can also incur overnight financing costs, which consists of a daily charge based on the size of the contract and often linked to LIBOR or central bank benchmark rates. With that, trades kept open for much longer are subject to increasing interest charges, which can wind up eating a huge chunk of your trade returns. On the other hand, financing costs on short CFD positions are typically received by the trader.
Brokers offering commodity CFDs usually have the futures market as the basis for their contract pricing, which means that there may be expiry dates and settlement costs as well. The broker can arrange an automatic rollover when the settlement date of the associated futures contract is reached or deduct a cash settlement fee from the CFD position, which could also significantly reduce profits if you keep the trade open for a long time. If you are considering trying your hand in CFD trading, it is recommended that you work with markets that you are more or less familiar with. As with forex trading, you might be better off playing with a demo account first before risking real money in a relatively unfamiliar territory. *Where 24 hour market is unavailable, it may result in EOD wider spreads. Likewise, following wide market volatility 10% margin stipulated. Forex is the world's largest financial market which allows participants to buy, sell, exchange and speculate on currencies. Daily transaction volumes of the Forex market are estimated as high as 4 trillion USD. Banks, commercial businesses, investment firms, hedge funds and retail investors trade and invest in Forex. Forex trading enables to speculate on the relative strength of one currency against another. It is a very easy market for anyone to access In trading forex you generally only need only a margin to get started. However, it is possible to lose much more than your initial margin if the market turns sharply against you. New to Forex trading? Find out more in Forex Introduction Try out free demo Forex trading account right now to test it yourself. Trial Demo Forex Account Ready to start Forex trading?
Open a live Forex trading account today! Open Live Account. Risk Warning & Disclaimer. Trading in futures, forex and Over the Counter (OTC) products offered as Contract For Differences (CFDs) by Pacific Financial Deri vatives Limited, company #973842 is speculative in nature and not appropriate for all investors. Investors should only use risk capital when trading futures, forex and CFDs because there is always the risk of substantial loss. It is important investors carefully consider their objective, financial situation and level of e xperience. It is recommended that investors seek independent advice before trading. Account access, trade executions and system response may be adversely affected by market conditions, quote delays, system performance and other factors. Product Disclosure Statement and PFD General Terms & Conditions.
- Positive swap forex
- Forex and cfd contracts are not over-the-counter otc derivatives
- Forex is an over the counter market which means
- What is cfd trading in forex
- Otc forex brokers
Forex cfd otc


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Will travel 15 miles
$30 per hour.
4.97 774 ratings
I work in a major aerospace firm as a software developer for the past 28 years. I have programmed primarily in C. This includes real-time firmware development. After having worked 30 years as an engineer for major aerospace firms, I have recently decided to retire. I can now pursue the things I like to do. One of things I like to do is to tutor. I love working with people, especially when they see significant improvement because of my help. I have been successfully tutoring the last six years and have helped many people along the way.... [more]
I have taught college-level C/C++ and Pascal classes. I am also the author of a C programming FAQ, which has been referenced by many people over the years for learning the C programming language. BACKGROUND I am an experienced technical professional executive who enjoys coaching and mentoring. I thrive when I see the "light bulb turned on" for my students that successfully grasp concepts that were once very challenging to them. I go out of my way to make sure that all my students are fully comprehending the subject matter. If I feel you (or your child) is struggling with any subject matter, [more]
Will travel 7 miles
$40 per hour.
4.67 92 ratings
I offer almost 20 years of C programming experience. C++ is a superset of C. I am approved for C++. Besides, I have previously tutored students in C. I currently have a C++ student and I am starting him off with C. I love teaching. It's always my delight to see someone through a hurdle, and I will go through great pains to see one succeed in his goal. As long as a student has a desire to learn, I believe it is the teacher's responsibility to impart knowledge to him or her. As far as I can recall, I have had tremendous success teaching both science and art. In fact, I don't see much [more]
I have tutored this subject for 2 semesters with great success, and have been familiar with this language for over 3 years. I am currently a tutor at Santa Monica College and the subjects I tutor range from intro and advanced Java, C, C++, web development languages, Visual Basic, PHP, mySQL, and more. I am also currently a student at the college and working toward my Web Programmer certificate I am no stranger to teaching, both in groups and one-to-one. In various roles I have taught Yoga, and coding classes for a community nonprofit, and math subjects ranging from basic Algebra to Trigonometr [more]
Will travel 20 miles
$60 per hour.
4.89 37 ratings
I am a system designer, and developed a lot of software under C/C++, Visual C++, Java. I have 4 years of experience in computer programming especially in C. I have passed some courses in computer programming, and have a long term experience in teaching C. I helped some high school, and college student in learning C and object oriented programming. Moreover, in many projects, I used C to developed tools, and test software. I also worked in a team to developed the computational software for Electrical Engineering. [more]
I learned and used C at UC Davis as a graduate student. This included work in a graduate compiler course working a C compiler. In industry I have over 10 years of programming experience using C. I have experience tutoring since my days as an undergraduate student. Helping first my fellow students, and then my co-workers is something I have always enjoyed doing. I not only have a Master's degree in computer science and 30 plus years of industry experience as a programmer, but also have been an instructor at the University level for 5+ semesters. Even though I have taught classes, I do p [more]
I support C software that runs on units that goes into planes for my current job. I have tutored several college students in assignment that use C. In one of my internships I used C to develop for embedded devices. Currently a software developer at Panasonic Avionics Corporation. I have a total of 5 years of professional computer programming experience. I graduated from the University of California Irvine with a bachelor's degree in Computer Science. Have been tutoring independently since Junior year of college, with a total of 4 years of tutoring experience and over 150 students. I have a lot [more]
Will travel 10 miles
$55 per hour.
4.82 57 ratings
I have been programming professionally using C++ since 2006. I took both a UCLA Extension C++ course (2006) and a Northrop Grumman Corporation C++ course (2007). Sample programs available upon request! C++, for which I'm previously qualified, is a superset of C. I have programmed in embedded C professionally at Goodrich Aerospace and Curtiss Wright Controls. Hello! Let's chat about you or your students tutoring needs in "hard" science or computer programming. I tutor Chemistry, Math, Physics and computer programming at the HS and college levels- the C/C++ language is my speci [more]


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Name: Bmw connecteddrive software update
File size: 240mb
Language: English
Rating: 8/10
Is my smartphone or tablet compatible with my BMW? Check whether your mobile device will connect up to your BMW. Home · BMW in your country · Careers · EU Detergents Regulation · Compatibility Check · Software Update We use cookies to optimise this website and continuously update it according to your needs. Enjoy continuous compatibility with the BMW software update. Simply use your VIN to check for new software available for your BMW and paired mobile devices . Systems for smartphones, music players and tablets are developing all the time. This is why BMW software update ensures that your applications and your BMW.
10 Dec Systems for smartphones, music players and tablets are developing all the time. BMW ConnectedDrive Software Update. North Shore BMW - Chatswood - BMW ConnectedDrive: Software Update via USB. The BMW ConnectedDrive Vision. Stay Informed with BMW NewsContact . Software Update via USB. You want to be kept up to date at all times – the same applies to your BMW. Perhaps you have a new smartphone or a new MP3.
Connected Drive Software Update. Goto zobirdva.com and input last 7 of your vin. Download the bin file on a USB and plug it into the usb. FYI, My car was delivered end of May and had older software version. You can download the latest onto thumb drive and update yourself. Brighton BMW - BMW ConnectedDrive: Software Update via USB. This is why software update ensures that your applications and your BMW always keep pace with the latest advances. That way you can use your mobile. 25 Feb The BMW i3 is an amazing electric car - let down by very shoddy software. That's a huge problem BMW Connected Drive - Software Updates.


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Whether you have a second hand or brand new car, maintenance can be a real pain. There are so many things to take into account on the chance something goes wrong. Things like the age of the car, what kind of spare parts you need, and where to find a good auto repair shop. Some cars only need minor repairs, but older models may require a full car restoration job. Therefore, your biggest challenge is finding the best auto repair shop that will not only suit all your needs but also save you money.
Age of your car
Knowing the model year of your car is very important. This makes it easier to research on exactly what spare parts to get and the best places to get repairs done as well. Most likely the older you car is, the harder it will be to find the parts for it. You will have to deal with the costs if major repairs are necessary. Therefore, to prepare properly for any repairs to your car, make sure you are familiar with the model. You need to do thorough research on it.
Do your research on the best options
When the time comes that you need major repairs done on your car, proper research will save you a lot of money. When doing so, make sure you have all possible options on the table first. You will want to choose the best one, and not the cheapest. Cheap work on a car will cost you more in the end if you are too careful. As much as possible make sure you choose a repair shop that has technicians who are trained in working with cars of your specific model. You do not want to end up with an amateur who is still in training and could possibly do more damage to your car. Do not be afraid to spend a little extra if you have to, after all, it is your car so go for quality.
At the end of the day, it is all about the age and model of the car that will dictate how much work needs for repairs and how much it will cost you. However, if you follow this guideline before or after you purchase your car, you cannot go wrong when it comes to getting proper repairs and restoration done.


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Abandoned Cart Tracking Technology
Abandoned Carts are when a customer starts the buying process by filling up their shopping cart with your products but does not finish the process by paying for the items.
Adopting a strategy to deal with abandoned carts is a great way to deal with near, but lost sales. First, however, it's essential that you can identify the person who came into your online store and left.
Our StreamShop Abandoned Shopping Cart technology enables you to deal with this.
All abandoned carts are now stored and saved against the contact, together with all actual sales.
There is new contact type called "Abandoned Cart"
- When the customer starts their order they are placed into the "Abandoned Cart" contact type
- When the customer successfully completes the order they are removed from the "Abandoned Cart" contact type
You can now create a strategy to deal with Abandoned carts - the most effective way is Abandoned cart emails. Which notifies the contact and asks them why they abandoned along with an incentive to finish the process.
Yes - I am interested in this type of Service


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Sometimes called pudding wines, or stickies, dessert wines have been made since Roman times when honey was the sweetener of choice. These days winemakers have a plethora of dark arts they can call on to produce these sweet elixirs - let's have a look at a few:
The passito method is a speciality of the Italians. It
involves laying the grapes out to dry. During this time as much as 40% of the fruits weight is lost to evaporation,
concentrating the sugars and creating a lusciously sweet wine. The Muscat
family of grapes is often favoured by sweet wine makers and this example is
simply delicious! A characteristically grapey nose leads to a palate full of
ripe apricot with zesty citrussy finish.
Domaine Grange Neuve Monbazillac:
In South-West France winemakers typically take an alternative approach to producing their wines, encouraging the development of a fungus called Botrytis Cinerea. More commonly referred to as Noble Rot, as unpalatable as it sounds this technique can produce some stunning sweet wines. The mold dehydrates the grapes, concentarating the flavours and sugars whilst also imparting a trademark marmaladey flavour.
Monbazillac is a village not far from the more famous dessert wine producing commune of Sauternes and can absolutely rival its more illustrious neighbour for quality! Domaine Grange Neuve is made from a blend of Semillon, Muscadelle and Sauvignon Blanc and manages to combine its delicious sweetness with a wonderful refreshing acidity.
Drink alongside your favourite blue cheese for a true taste
Stanton + Killleen Rutherglen Muscat:
Another way to maintain sweetness in a dessert wine is to fortify (add spirit) before all the sugar has been fermented. In Rutherglen, Australia they combine this technique with extensive oak ageing to produce a gloriously rich, lusciously sweet wine noted for its deep colour and complex flavours.
Stanton and Killeen's flagship fortifieds make up 70% of their production, coming from 86 hectares of vines - some of which are up to 100 years old. Rich mahogany brown, with a lovely raisined character - this really is Christmas in a glass!
Perfect after dinner treats for the festive season.
If you would like to talk to me about your wine requirements call 07973 690726 or tweet me @winesbynectar.
Don't forget to ask for our latest Wine Brochure too!


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So-called "pure hybrids," while oxymoronic in name, indicate marijuana strains that are believed to offer a perfect blend or balance of sativa's energizing and indica's sedating effects. Other hybrid strains of cannabis tend to place the emphasis on one end of the spectrum or the other. These are called "sativa-dominant" or "indica-dominant," accordingly.
In early June, I met with Penny Pennington Howard, a mother of three, who lives in Carrollton, Texas, about 25 minutes outside of Dallas. Posted in the glass of her front door are two signs you can't quite make out from the sidewalk: one asking visitors not to smoke, as oxygen treatments are in use; the other a yellow diamond informing guests this is the home of a special needs child. Penny welcomed me inside, out of the glare of the sun, and led me through her living room into her kitchen, where her kids were gathered for lunch. Seth, then eight months old, was plucking cereal off the tray of his highchair, while Lily, seven, was darting back and forth between the countertop and table. Harper, a blond five-year-old with hot pink toenails, was reclining in her "tomato chair," a molded plastic seat with straps to help keep her steady.
All this talk about THC lands us nicely in the whole "Full Spectrum vs. Pure Isolate" debate. Once you begin shopping for CBD products, you'll notice a lot of jargon that gets thrown around without much explanation. Now that we've introduced THC into the conversation, we can talk about the difference between, and relative benefits of, Full Spectrum CBD and CBD Isolate (and the lesser-known contender: Broad Spectrum).
No medication seemed to provide a great deal of relief for Harper's symptoms. But in 2013, three years after their trip to Boston, Penny and Dustin caught an installment of CNN's medical marijuana documentary and began researching what they could obtain in Texas, where medical marijuana is illegal. Their internet searches soon led them to HempMedsPx and Real Scientific Hemp Oil. The company sent Penny a vial of hemp oil, which she administered to Harper that September.
A systematic review assessing 19 studies that evaluated premalignant or malignant lung lesions in persons 18 years or older who inhaled Cannabis concluded that observational studies failed to demonstrate statistically significant associations between Cannabis inhalation and lung cancer after adjusting for tobacco use.[8] In the review of the published meta-analyses, the National Academies of Sciences, Engineering, and Medicine (NASEM) report concluded that there was moderate evidence of no statistical association between Cannabis smoking and the incidence of lung cancer.[9]
George Washington also imported the Indian Hemp plant from Asia, which was used for fiber and, by some growers, for intoxicating resin production. In a letter to William Pearce who managed the plants for him Washington says, "What was done with the Indian Hemp plant from last summer? It ought, all of it, to be sown again; that not only a stock of seed sufficient for my own purposes might have been raised, but to have disseminated seed to others; as it is more valuable than common hemp."[citation needed]
Professors William Emboden, Loran Anderson, and Harvard botanist Richard E. Schultes and coworkers also conducted taxonomic studies of Cannabis in the 1970s, and concluded that stable morphological differences exist that support recognition of at least three species, C. sativa, C. indica, and C. ruderalis.[67][68][69][70] For Schultes, this was a reversal of his previous interpretation that Cannabis is monotypic, with only a single species.[71] According to Schultes' and Anderson's descriptions, C. sativa is tall and laxly branched with relatively narrow leaflets, C. indica is shorter, conical in shape, and has relatively wide leaflets, and C. ruderalis is short, branchless, and grows wild in Central Asia. This taxonomic interpretation was embraced by Cannabis aficionados who commonly distinguish narrow-leafed "sativa" strains from wide-leafed "indica" strains.[72]
It is often claimed by growers and breeders of herbal cannabis that advances in breeding and cultivation techniques have increased the potency of cannabis since the late 1960s and early '70s when THC was first discovered and understood. However, potent seedless cannabis such as "Thai sticks" were already available at that time. Sinsemilla (Spanish for "without seed") is the dried, seedless inflorescences of female cannabis plants. Because THC production drops off once pollination occurs, the male plants (which produce little THC themselves) are eliminated before they shed pollen to prevent pollination. Advanced cultivation techniques such as hydroponics, cloning, high-intensity artificial lighting, and the sea of green method are frequently employed as a response (in part) to prohibition enforcement efforts that make outdoor cultivation more risky. It is often cited that the average levels of THC in cannabis sold in the United States rose dramatically between the 1970s and 2000, but such statements are likely skewed because undue weight is given to much more expensive and potent, but less prevalent samples.[241]
In 1951, Congress passed the Boggs Act, which for the first time included Cannabis with narcotic drugs. In 1970, with the passage of the Controlled Substances Act, marijuana was classified by Congress as a Schedule I drug. Drugs in Schedule I are distinguished as having no currently accepted medicinal use in the United States. Other Schedule I substances include heroin, LSD, mescaline, and methaqualone.
It was the seizures that tipped Penny off that something wasn't right with Harper after she and her husband Dustin brought her home from the hospital as a newborn. Several months later, having tried a battery of epilepsy medications and still without a diagnosis, Penny and Dustin flew to Boston with Harper to see an expert in infant seizures. It was there they first heard of CDKL5. "This is the point where life changed significantly," Penny said, "because now we had this diagnosis. You know, this abnormality in our family that we cannot fix."
One claim is that Hearst believed[dubious – discuss] that his extensive timber holdings were threatened by the invention of the decorticator which he feared would allow hemp to become a cheap substitute for the paper pulp used for newspaper.[121][124] Historical research indicates this fear was unfounded because improvements of the decorticators in the 1930s – machines that separated the fibers from the hemp stem – could not make hemp fiber a cheaper substitute for fibers from other sources. Further, decorticators did not perform satisfactorily in commercial production.[125][121]
CBD oil 4% is a medium-strength, organic formulation. Now, you can supplement with the confidence of a king or queen! If you are already familiar with CBD and find you require a little more than what's offered by our 2.5% formulation, this is the CBD oil for you. CBD oil 4% is derived from EU hemp strains bred for a high CBD content. Natural, GMO-free, and non-psychoactive. Available now in convenient 10, 30 and 50ml dropper bottles.


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Camelot Kids Preschool and Child Development Center
- Street: 2880 Rowena Ave
- City: Los Angeles
- State: California
- Country: United States
- Zip Code: 90039
- Phone Number: 323-662-2663
- Business Email: firstname.lastname@example.com
- Website: http://www.camelotkids.org/
- Facebook Profile Link: https://www.facebook.com/Camelot-Kids-LA-146998525335643/
- Twitter Profile Link: https://twitter.com/camelotkids
- Listed: December 23, 2016 11:04 am
- Expires: This ad has expired
Camelot Kids Child Development Center "Dragon" program is dedicated to nurturing children as they learn and grow. We integrate the warmth of a nurturing environment with skills and confidence necessary to achieve academic and developmental readiness. Children love to learn; they are naturally alive with curiosity and wonder. We seek to encourage this natural love of learning by creating a safe and enriching environment.
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Banks are a big part of economic progress in Missouri – and now they're seeing gold in various levels of sponsorship with the SOMO Training for Life Campus. The Campus, which is nearing an important fundraising deadline, will be built in Jefferson City in 2017.
Supporters of the SOMO Training for Life Campus are claiming naming opportunities quickly as the fundraising campaign passes its first milestone to build the main facility on the Campus to be built in Jefferson City.Families, individuals and corporations are choosing from 47 different naming opportunities in eight categories. Several high-profile sponsorships remain -- including the Athlete Entry Plaza, the Young Athlete Center, and the Outdoor Multi-Sport Training Area.
Three most popular naming areas
Special Olympics Missouri (SOMO) has received a $1 million challenge grant from the J.E. and L.E. Mabee Foundation for the planned SOMO Training for Life Campus (TLC). The SOMO TLC will be the first facility of its kind in the world built for the sole purpose of improving the lives of people with intellectual disabilities.
Learfield makes company-wide commitment to SOMO Training for Life Campus
When charitable causes are adopted by companies, there are profound effects on both the charity and the corporation's employees. There's no better example of that than the support Learfield Communications has shown to Special Olympics Missouri, and more recently, our planned Training for Life Campus.
Like many SOMO supporters, Roger and Cheri Gardner of Jefferson City have a multi-dimensional relationship with Special Olympics Missouri. It has inspired them to make profound gifts of time, talent and treasure that will help bring the Training for Life Campus one big step closer to reality.
Roger, executive vice president of Learfield Communications, serves on the SOMO Board and on the SOMO Training for Life Campus Steering Committee. Cheri is a former educator who taught children with disabilities, and "is happy to help doing filing and paper work" as a volunteer at SOMO's headquarters in Jefferson City.Both traveled recently with SOMO athletes to Special Olympics USA Games in New Jersey, where Cheri admits she had "great fun" with athletes and their families. Roger and Cheri were also impressed by the SOMO athletes and families they met at a recent SOMO Champion's Event.
Missouri Development Finance Board approves $1.75 million in tax creditfor Special Olympics Missouri's Training for Life Campus
Special Olympics Missouri will build state's first-ever training facility for individuals with intellectual disabilities
Get Updates About TheTraining For Life Campus
Our state-of-the-art facilities and equipment
See what the Campus means to athletes and coaches.
Click here to read the SOMO blog.


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This dress is just too sweet! It has a classic fit that will flatter every figure with a fun, pastel design that's perfect for Spring! It's comfortable, easy to wear for all occasions, and unlike anything in your wardrobe! Wear this dress with sandals for an everyday look or dress it up with nude heels!
Kim is 5'6" and a size 12/14. She is wearing the 1X.
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Your Best Intraocular Lenses (IOL's) At University Vision Centre in El Paso, TX
Before the advent of intraocular lenses (IOL's) in the 1980's, patients after cataract surgery (cataract surgery removes the natural lens of the eye when it becomes severely clouded) had to wear very thick glasses to try to correct their post-surgical vision. Subsequently, different types of IOL's were developed to replace the lens removed by cataract surgery. Great care should be taken in deciding in consultation with your optometrist and eye surgeon what type of IOL is best for you.
What are IOL's?
Intraocular lenses are very small clear plastic artificial lenses made of either acrylic or silicone and coated with a UV protective coating. IOL's are placed into the lens capsule supported by haptics ("legs") to replace the eye's natural lens removed by cataract surgery.
What are the Different Types of IOL's?
There are several different types of intraocular lenses used after cataract surgery. These include:
- Monofocal IOL's - Monofocal IOL's only focuses at one distance which is the one best for distance vision. Patients after cataract surgery who have Monofocal IOL's usually need to wear reading glasses.
- Multifocal IOL's - Multifocal IOL's provide correction for both distance and near vision and so reading glasses may not be necessary after cataract surgery.
- Toric IOL's - Toric IOL's correct for both astigmatism (uneven corneal curvature) and nearsightedness or farsightedness.
- Accommodative IOL's - Accommodative IOL's allow for focusing at different distances. They are supported on flexible haptics which allow the IOL to move forward for an increased ability to focus on near objects.
How to Choose the Right IOL At University Vision Centre?
When choosing the right IOL at University Vision Centre in El Paso, TX, we take care to select the type of intraocular lens that is most suited to your lifestyle and visual conditions.
Nearsightedness, farsightedness, astigmatism, presbyopia (the need for reading glasses) and your level of physical activity and budget are considered when choosing the right IOL for you.
Call University Vision Centre Today – We Carry Your Best IOL Options
Call us today at 915-533-1811 for an appointment for new eyeglasses after your IOL placement. University Vision Centre is located at 3800 N. Mesa St. #B-1, El Paso, TX 79902.


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0.59 miles
Dairy Cottage
1.55 miles
Valley View - 17600
1.57 miles
Nearest Beach
Par Sands
7.24 miles
Bodmin and Wenford Railway
2.13 miles
Tremeere Manor
Tel: 01208 831513
Related Blog Posts
Other Places to stay near Tremeere Manor:
Trekara (Cottage) Bodmin (0.59 miles)
Kernow Caravan Park (Holiday Park) Bodmin (0.70 miles)
The Old Farmhouse (Cottage) Bodmin (1.11 miles)
Bokiddick Farm (Bed and Breakfast) Bodmin (1.32 miles)
Dairy Cottage (Cottage) Bodmin (1.55 miles)
Valley View - 17600 (Cottage) Bodmin (1.57 miles)
Clover Cottage-16427 (Cottage) Bodmin (1.57 miles)
Orchards - 18941 (Cottage) Bodmin (1.57 miles)
Orchards (Cottage) Bodmin (1.57 miles)
Wits End (Cottage) Bodmin (1.60 miles)
Want to see more? Click for lots more accommodation around Bodmin
Local Attractions:
Bodmin and Wenford Railway (2.13 miles) Discover the excitement and nostalgia of steam travel with a journey back in time on the Bodmin & Wenford Railway...
Cornwall's Regimental Museum (2.18 miles) Military museum telling the story of the county regiment from 1702 to present day.
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Courtroom Experience (2.31 miles) Do you love murder mysteries? If the answer is yes, then a visit to the Courtroom Experience in Bodmin...
Bodmin Museum (2.31 miles) Local history museum with changing displays and quiz based activities for children.
Photo © Copyright David Dixon...
Bodmin Jail (2.32 miles) Historic prison - reputed to be haunted. You can enjoy wandering the empty building and soaking up the history, partake...
Beaches Nearby:
Par Sands (7.24 miles) Large sandy beach. Great for families and close to a Holiday Park. Dogs are allowed here and facilities are good....
Spit (Par) (7.53 miles) A small beach at Spit Point surrounded by industrial buildings....
Carlyon Bay (7.54 miles) This beach (also known as Crinnis beach) is work in progress, but is essential a long beautiful sandy beach. A...
Charlestown (Polmear) (7.87 miles) Historic harbour with sandy/pebble beaches either side (Duporth to the west). Facilities in the town. Dog ban all year...
Polkerris (8.10 miles) Beautiful sheltered beach offering a great family day out and safe swimming. Facilities and parking close by. No dogs in...


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Sarcasticgamer.com takes a look, warts and all, at one of the biggest sequels on the Xbox 360 and PC when they review Mass Effect 2.
From the review: "How do you review a game that is the sequel to, what some have called, the best game ever made for the Xbox 360? Should I compare the two? Should I assume you already know all about Mass Effect and then get on with the new stuff? What about spoilers? Bear with me as I try to tell you as much as possible about this game, and give you my thoughts on this highly anticipated sequel.
I will try to be as spoiler free as possible."


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Bogorad Entertainment
Bogorad Entertainment was a corporation registered in the state of California.
It was a domestic corporation, meaning it was formed, as well as registered, in California. Its articles of incorporation were filed on March 07, 1996.
All of Bogorad Entertainment's powers, rights and privileges in the State of California have been suspended. This could have happened because they failed to file a return and/or pay taxes to the California Franchise Tax Board, or because they failed to make certain informational filings with the California Secretary of State. The specific reason for this suspension can be found by ordering a status report from the Secretary of State.
Bogorad Entertainment was a for-profit entity.
Dennis Bogorad
2307 El Contento Dr
Los Angeles CA 90068
Registered Agent
Jack D Samuels
2029 Century Park East Ste 2718
Los Angeles CA 90067


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In Houston, 0% of people have switched to a plan that has some renewable energy component to it. Another 0% have switched to a plan that is partially renewable, while 0% have switched to a plan that powers homes completely by renewable electricity. This of course means that 100% of people have remained on a plan powered by traditional sources of electricity such as coal or nuclear power.
2Offer valid for new residential customers in Texas only. To utilize all features of the Echo Dot, you will need an 'always on' Wi-Fi internet service. If you cancel your plan early there's a fee of $135. You cannot return your Echo Dot to avoid the early cancellation fee. Terms and Conditions apply. All Amazon trademarks and copyrights are property of Amazon.com or its affiliates. The Echo Dot is provided by Direct Energy, Amazon is not a sponsor of this energy plan offer.
Reviews.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. For more information, please check out our full Advertiser Disclosure. Reviews.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products are presented without warranty.
According to the U.S. Energy Information Administration, the average household in Texas uses about 15,000 kWh of electricity per year — 26 percent more than the national average, "but similar to the amount used in neighboring states." That said, the only way to know your personal average energy consumption is by looking at your electricity bills over the course of a year (you want to accommodate all weather conditions) and understanding both your overall usage, as well as if you use more or less during certain months.
At the end of the day, Texas electric companies should be accountable to their customers – and we believe honest pricing is the best way to achieve that. By being open, truthful, and transparent about costs, we make sure consumers can budget confidently, with any "unknowns" kept to an absolute minimum. For more information on Think Energy plans and pricing, contact a sales associate today at 888.252.0078.
For example, if you use a small amount of energy each month, you expect to be rewarded — right? Unfortunately, nearly all electricity plans from Texas REPs are advertised as costing more per kWh the less electricity you use. It's a little like buying in bulk: Providers often discount your bill when you cross certain kWh thresholds. For instance, one 12-month plan from StarTex Power quotes 8.1 cents per kWh for 1,000 kWh a month and 8.8 cents for 2,000 kWh per month, but 12.1 cents for 500 kWh per month. Why the difference? Customers get $35 back each month if they pass 1,000 kWh of use, and another $15 back per month if they cross 2,000 kWh. In this case, using half as much electricity as your neighbor on the same plan wouldn't get you half the bill.
Determining the validity of these allegations ultimately rests on the shoulders of the Public Utilities Commission of Texas (PUCT), which has acknowledged "concern" over the reports. However – as a retail electric provider committed to responsible, transparent operations – we at Think Energy believe it's important for Texas energy consumers to understand the issues at hand before entering into their next supply agreement.
As you choose your energy plan, you might want to consider a variable-rate plan. The wholesale price for electricity changes constantly and a variable rate allows you to take advantage of its ups and downs. When prices are low, your electricity rate can drop to reflect the market change. On the other hand, electricity prices can rise, causing you to pay a higher rate.
No worries. It's always a good idea to shop for a new electricity plan when you are moving to see if there is a better deal on electricity available. But, if you are happy with your current electric rate, most electricity providers will gladly keep you as a customer and continue service under your current contract at your new apartment or house as long as you move within the same utility delivery area. Don't worry about early termination fees. If you are moving, your electricity provider cannot charge you an early termination fee if you provide a valid proof of a change of address thanks to customer protection rules established by the Public Utility Commission of Texas.
Deregulation laws, which took effect more than a decade ago, have given you the right to choose your electric provider from a competitive energy marketplace. With so many options available to you, it can be overwhelming to compare the retail offers in your area and choose electricity in Texas. That's where ChooseTexasPower.org comes in. All you have to do is enter your ZIP code and we will provide a list of energy plans offered by some of the most popular providers in Texas. It's a one-stop shopping experience designed to help you choose electricity in Texas in no time!
Reviews.com has an advertising relationship with some of the offers included on this page. However, the rankings and listings of our reviews, tools and all other content are based on objective analysis. For more information, please check out our full Advertiser Disclosure. Reviews.com strives to keep its information accurate and up to date. The information in our reviews could be different from what you find when visiting a financial institution, service provider or a specific product's website. All products are presented without warranty.
The Electric Reliability Council of Texas (ERCOT) does it for you. When you sign up for a plan with a new provider, ERCOT will send you a mailer confirming the switch. You have three days upon receiving the mailer to change your mind. If you don't, you'll have a new provider within seven days, and ERCOT will notify your old provider. Just remember, if you abandon a contract before it's complete, you will be on the hook for any fees or penalties detailed in its Terms of Service.
Variable-rate supply plans, as the name suggests, have a rate that varies based on the market price of electricity. Seasonal and market fluctuations can affect supply rates. While variable-rate supply plans can allow you to take advantage of market-price lows, there is the possibility of paying for high supply rates when demand is at its peak. These plans offer great flexibility.