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Deborah Ann Behrens, 67, of Davenport, died Friday, March 15, 2019 at her home.
Funeral services celebrating her life will be held at 11:00 a.m. Wednesday, March 20, 2019 in the All Faith Chapel at Halligan McCabe DeVries Funeral Home in Davenport. Burial will be at Walcott Cemetery. Visitation will be 10:00 a.m. – 11:00 a.m. Wednesday at the funeral home. Memorials may be made to King's Harvest Pet Rescue No Kill Shelter.
Debbie was born January 2, 1952 in Davenport, the daughter of Gene and Vera Farrell. On September 18, 1976 she married William Behrens.
Debbie was a homemaker. She worked as a telephone operator prior to raising her family. Debbie enjoyed gardening, flowers, and shopping. She cherished her time spent with her children, grandchildren, and great-grandchildren.
Those left to honor her memory include her husband, Bill; children, Samantha (Mike) Ridenour of Blue Grass, Garry Behrens of Davenport, and Matthew Behrens of Davenport; grandchildren, Malesha Springsteen and Ryan Ridenour; great-grandchildren, Mila and Marcus; siblings, Diana, Kathy, Nancy, Janet, Gene, and Terry.
She was preceded in death by her parents; and brothers, Dennis and Bill.


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Game Of Clones
Game Of Clones is a TV show on British national television from E4 with an average rating of 3.4 stars by TelevisionCatchUp.co.uk's visitors. We have 20 episodes of Game Of Clones in our archive. The first episode of Game Of Clones was broadcast in March, 2017. Did you miss an episode of Game Of Clones but don't you wan't that to happen in the future? Please set an alarm and add Game Of Clones to your favourites, so we can remind you by email when there's a new episode available to watch. For free!
Episode 20
Expired 4.0 146 xOn the fifth and final day, it's time for Tom to choose his one and clonely. But not before his gran, grandad and best friend interrogate the girls and help him to decide who's as good as they look.
Episode 19
Expired 3.0 35 xThe clones design their own dates on day 4 to show Tom their real personalities, with romantic, hilarious and awkward consequences. And a surprise dumping down the pub turns personal.
Episode 18
Expired 4.0 42 xIt's day 3, so Tom and his custom-made ladies get physical with a rock climbing date before relaxing with a revealing cocktail night. But the doppleganger daters are due a double dumping.
Episode 17
Expired 4.0 42 xOn day 2 for Tom, his seven remaining gorgeous clones get creative in a tattoo-themed art class before showing him their hidden depths with an evening of Show and Tell
Episode 16
Expired 3.0 110 xTom from Liverpool, who is 24, digitally designs his dream date - an alternative, grungy girl - and then moves in with eight of her. But at the end of the first day, he can only keep seven of them.
Episode 15
Expired 3.0 36 xIt's the final day for Rameet and her last three digitally designed boys and it's time to choose 'the one'. Her best mate, brother and hard-to-impress mum help her pick the clone who's won her heart.
Episode 14
Expired 2.0 43 xIt's day 4 and Rameet has just four of her dream guys left. The clones create individual dates of their own to show her the personality behind the looks, but a surprise dumping catches them off guard.
Episode 13
Expired 3.5 36 xOn day 3 for Rameet and her hunky clones, the group take a spin class before breaking out the tunes for a karaoke night. Rameet chooses who to dump again and one clone gets the wrong end of the stick.
Episode 12
Expired 4.0 42 xIt's day 2 for Rameet and her seven remaining clones. The boys tackle some Bollywood dancing and there's a revealing evening of Show and Tell before Rameet sends another potential dream man home.
Episode 11
Expired 3.0 82 xSinger Rameet from Glasgow, who is 23, designs her ultimate man before moving in with eight of them. The clones enjoy speed dating and a game of I Have Never before Rameet has to dump the first one.
The Big Bang TheoryCatch Up on The Big Bang Theory and watch online. Missed an episode of The Big Bang Theory, broadcast by E4? We give you an overview of all the latest episodes, so you can pick and watch your favourite episode.
Baewatch: Parental GuidanceCatch Up on Baewatch: Parental Guidance and watch online. Missed an episode of Baewatch: Parental Guidance, broadcast by E4? We give you an overview of all the latest episodes, so you can pick and watch your favourite episode.
The GoldbergsUS comedy about 11-year-old Adam Goldberg, who starts his film-making career by documenting his family's life in 1980s suburbia with his parents' video camera
Hollyoaks: OmnibusCatch Up on Hollyoaks: Omnibus and watch online. Missed an episode of Hollyoaks: Omnibus, broadcast by E4? We give you an overview of all the latest episodes, so you can pick and watch your favourite episode.

subset: commoncrawl


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split critics. A b c "Special report: Fall TV: The Real Adventures of Jonny Quest ". Peoria Journal Star:.
Cosmo quest coupon
This effort marked a conspicuously conservative shift in its overall orientation, with programs on topics of social reform and justice gradually eliminated and replaced by programs on doctrine and programs of dialogue. G., Fios, DirecTV, Dish, and Spectrum. John Trigilio Council of Faith: The Post-Consiliar Documents -. "ewtn Religious Catalogue Featured Highlights". In Marionettes, these exist, with a pony named Magic Star having been the greatest wandsmith to ever live. "Paramount Nick vids debut".


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Thomas Coats Memorial Choral Society are delighted to be holding their 39th annual concert under the direction of their new musical director Ondrej Soukup.
They will sing a programme of Bach Magnificat in D major and Haydn Paukenmesse accompanied by an orchestra from the Royal Conservatoire of Scotland and 4 excellent soloists - Catrin Woodruff, Lauren Bridget Young, Seumas Begg and Colin Murray. The orchestra will also perform Mozart Symphony 28.
This promises to be an evening of wonderful music in the historic surroundings of Paisley Abbey and we hope you will join us for another memorable evening of music.
While we take every opportunity to ensure the details for Thomas Coats Memorial Choral Society Annual Concert are accurate, we always advise that you contact the event organiser before setting out for the event to avoid disapointment.
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What a sight!. If you see us out and about, please give us a wave. It would be awesome if you could catch a photo of us too and email it in: email@example.com the best one has a chance of winning a tour. Now that's a good reason to get snapping!
Boom Mustang Sports Touring 1500
Engine: 1.5 Litre catalytic fuel injected
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Fuel: Unleaded - Dry Weight: 645kg
Dimensions: L:3590mm, W:1810mm, H:1250mm
Seats: 3 (driver + 2 passengers)


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For your weekend reading pleasure, the articles listed below contain some of the best dividend and value investing insights found on the web. They were written by various members of the Dividend Investing and Value Network over the past week:
Articles From DIV-Net Members
- Wal-Mart Stores, Inc. (WMT) Dividend Stock Analysis
- I Hit My Dividend Crossover Point
- Weekly Results – Jan 12, 2018
- General Electric
- 2018 Projected Dividend Incomes
- Inspirational Quote of the Month – January 2018
- Dividend Increase: OHI and O
- New Years Resolutions and 2017 Review
- 4 Dividend Increases: January 1-12, 2018
- Recent Buy – Realty Income (O)
- Vanguard High Yield Dividend Index Fund (VHDYX, VYM, VDY)
There are some really good articles here, please take time and read a few of them.
Sunday, January 21, 2018
Weekend Reading Links - January 21, 2018
For your weekend reading pleasure, the articles listed below contain some of the best dividend and value investing insights found on the web. They were written by various members of the Dividend Investing and Value Network over the past week:
Recent Posts From DIV-Net Members
How Dividend Investing Reduces Stress - Stress, the number one killer in the world, folks. Though stress may not be stated as the cause of death, stress is linked to the TOP SIX causes of deat...23 hours ago
International Business Machines Corp. (IBM) Dividend Stock Analysis - Linked here is a detailed quantitative analysis of International Business Machines Corp. (IBM). Below are some highlights from the above linked analysis: C...1 day ago
9 Important Financial Emergencies and How to Deal with Them - Have you ever encountered a financial emergency? What was it about, and how did you deal with it? Here, we will explore some of the most common financial...2 days ago
3M (MMM) Dividend Stock Analysis - 3M Company (MMM) operates as a diversified technology company worldwide, which operates in five segments: Industrial, Safety and Graphics, Health Care, Ele...2 days ago
My 5-year Plan to Freedom Update - At first I didn't want to post the entire plan to my freedom because I was afraid. The numbers in the plan look so ridiculous that I was afraid that after ...2 days ago
Dividend Increases: May 13-17, 2019 - Companies that regularly increase dividends show confidence in future earnings growth potential. I monitor dividend increases for stocks on my watch list o...3 days ago
2 Recent Buys – JNJ, CWO - [image: BuySell]A quick update on two purchases in our portfolios. It is getting harder and harder to find good value plays as the market seems be pushing ...3 days ago
3M Company (MMM) Stock Analysis Video - On my YouTube channel, I will be going over different company analysis in a quick 5 min video. I also will cover different finance aspect and ideas that ...4 days ago
Panama City Beach Vacation Rental - Recently, I asked whether I should buy a vacation rental. I wondered if it made more sense to buy a second home versus a vacation rental. The vacation re...4 days ago
How To Become A Millionaire From Nothing - Book review: The Millionaire Master Plan I was hanging out at our local library the other day. And I decided to search their database using the word mi...5 days ago
Stock analysis 3M - In the last weeks the stock market decided to go down a bit, and especially one stock got really hammered in terms of the stock price. It is one of the bes...5 days ago
Gotta love dividend increases. seems like a great ... - Gotta love dividend increases. seems like a great increase. just started looking at this company1 week ago
April 2019 Independence Fund - Spring is coming to a close and the summer dividends are rushing in! I'm posting gains over last year and just getting warmed up!1 week ago
Trump Trade War, 5 Years of MRTWAF Financial Update - The Trump Trade War dominated the markets this week so welcome to my Weekly Recap for May 12. Some exciting things have been happening so I thought I'd s...1 week ago
Dividend Update – April 2019 - April 2019 is already over. Can't believe how quickly this year is going by. It is going to be an exciting rest of the year. So far we are off to a good ...2 weeks ago
Passive Income – Quarter 1 2019 - This year, I've added an extra section to the foot of my passive income reports. I'm starting to simplify my investments/ life and wind some operations do...3 weeks ago
Portfolio Updates – March 2019 - Major rebound since the last quarter Overall, now exceeding the benchmark again Passive income still doing well Monthly Performance Summary Like many inves...4 weeks ago
The Five Top Performing Dividend Growth Stocks in the First Quarter of 2019 - Note: This page contains affiliate links for certain services and products. I may receive compensation at no additional cost to you when you click on thes...1 month ago
Retire Early - I want to retire early. This past year, I have come to this realization. Obviously, passive income from dividend investing alone is not enough to make ea...2 months ago
Dividend Increases This Week (Aug 27 - Aug 31) - One way to identify dividend growth stocks is to look for dividend increases. Companies that pay rising dividends are likely to be financially healthy, g...8 months ago
Introducing Blue Collar Cryptos - Investment Hunting Good morning friends. I've been blog silent the past few months working on my new cryptocurrency news and education site, Blue Collar ...11 months ago
The Empty Promise That Investment Diversification Begets Safety - A problem facing individual investors stems from the notion that diversification of investment is a starting point for a sound investment strategy. Does di...1 year ago
W. W. Grainger's 46th Consecutive Dividend Increase - On April 26th, W. W. "W.W. Grainger, Inc. (NYSE: GWW) announced today that its board of directors voted to raise the quarterly cash dividend by 5 percent...2 years ago
Buy: ABBV - Today I added a new position: ABBV. They didn't show up on my screener because some spin-off activity made it look like their div history is much shorter t...2 years ago
Monthly Dividend Income Update (July – 2016) - Another month has passed, and it is time for my monthly dividend income update for July. July brought one new addition to the portfolio, this time it is ...2 years ago


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An international consortium of scientists has analyzed protein-coding genes from nearly 46,000 people, linking rare DNA alterations to type 2 diabetes. The study, one of the largest known of its type, includes data from people of European, African American, Hispanic/Latino, East Asian and South Asian ancestries. From this large cohort- roughly 21,000 individuals with type
Month: May 2019
The mental health of children and young people with some long term physical conditions could benefit from cognitive behavioral therapy (CBT), according to a recent study from the University of Exeter Medical School. The systematic review used robust methods to bring together and make sense of the best science in this area. Among a range
Photo: iStockphoto Cate Prichard was pregnant with her first baby when she listened to a podcast about "elimination communication" (EC) and it sort of blew her mind. The idea behind EC, which is also known as infant potty training, baby-led potty training or "natural infant hygiene," is that babies are born with an awareness of
People who regularly read with their toddlers are less likely to engage in harsh parenting and the children are less likely to be hyperactive or disruptive, a Rutgers-led study finds. Previous studies have shown that frequent shared reading prepares children for school by building language, literacy and emotional skills, but the study by Rutgers Robert
By the time your child is seven or eight, they would've gotten used to reading on their own. If they love reading, get them more books to strengthen the practice. Exposing them to different genres now can help them develop a greater interest in reading. If you are looking for the best books that seven
A novel program designed to provide comprehensive care for Turner syndrome at The University of Texas Health Science Center at Houston (UTHealth) and UT Physicians is one of the first in the U.S. to be designated an adult clinic by the Turner Syndrome Global Alliance (TSGA). The Turner Syndrome Adult Comprehensive Care Center at UT
A novel method of embedding child psychiatric care in an urban pediatrics clinic was found to be feasible and a promising way to increase access to and engagement in psychiatric care among a primarily Latino population, according to new study from Boston Medical Center researchers. The study is the first to provide initial evidence for
A tragic trio of inexperience, strong emotions and distractions combines to make vehicle crashes the leading cause of death and disability among American teenagers. Beverly Shirk, a pediatric trauma coordinator at Penn State Children's Hospital, said the teenage brain thinks it is invincible: "There is a disconnect between how teenagers view themselves and how they
Photo:Danielle Donders Mothership Photography I consider myself a lucky woman: I got to marry the same amazing person twice—the first time they wore a tux, and the second time, they wore a wedding gown. For nearly eighteen years of marriage, I knew my spouse as a man. When we got married first time around, we were
Photo: iStockphoto If you find yourself standing in the sunscreen aisle scrutinizing ingredients lists and trying to figure out what sun protection is best for your kid, you might want to check out the latest list of best-scoring sunscreens for kids chosen by the Environmental Working Group (EWG). Every year, the organization evaluates sunscreens on the
Researchers have discovered that children who do not have obesity, but who are at risk for the chronic disease due to a common genetic variant eat more, according to a new study to be published in the June 2019 issue of Obesity. "Early identification of the physiology and behaviors that constitute early risk factors for
In a study published online May 21, 2019 in the journal Environmental Research, researchers at University of California San Diego School of Medicine found higher blood pressure and pesticide exposures in children associated with a heightened pesticide spraying period around the Mother's Day flower harvest. This study involved boys and girls living near flower crops
Photo: iStockphoto As May comes to a close, we're hurtling toward the end of the school year and all the madness it contains. There are field trips and three field days, teacher appreciation activities, fundraisers, school fun fairs, wacky hair day, pajama day, choir and orchestra concerts and all kinds of end-of-the-year programs that parents
Getting more exercise than normal – or being more sedentary than usual – for one day may be enough to affect sleep later that night, according to a new study led by Penn State. In a one-week micro-longitudinal study, the researchers found that when teenagers got more physical activity than they usually did, they got
A team of NIH-funded researchers at Stanford University Medical School has found that children with autism improved measurably on a test of socialization and learning when their therapy included an at-home intervention with Google Glass. Google Glass is a headset worn like eyeglasses that provides augmented reality on a miniature screen, with sound. The smart
Cholesterol levels in U.S. youth have improved from 1999 to 2016, but only half of children and adolescents are in the ideal range and 25 percent are in the clinically high range, according to a study published in JAMA, led by Amanda Marma Perak, MD MS, cardiologist at Ann & Robert H. Lurie Children's Hospital
If you're a hippie, bohemian, or otherwise free spirit, you also might be the type of mom who understands the value of avoiding gluten while also eating natural and nutritious foods. There's also a good chance you want your kids to understand the value of such a diet as well. You can get them started
Photo: iStockphoto Whether you're a first-time mom or an experienced one, the early days of breastfeeding can cause a lot of anxiety. The newborn weeks are such a blurry, confusing time. But all that worrying and self-doubt can cloud the fact that breastfeeding is actually going exactly as it should be, and you're doing great.
Exposure to air pollution is a well-established global health problem associated with complications for people with asthma and respiratory disease, as well as heart conditions and an increased risk of stroke, and according to the World Health Organization, is responsible for millions of deaths annually. Emerging evidence now suggests that air pollution may also impact
Results of a new study in the Journal of the American Academy of Child and Adolescent Psychiatry (JAACAP), published by Elsevier, reports that parental age is linked to the risk for the development of neuropsychiatric disorders in children, including autism spectrum disorder (ASD); attention-deficit/hyperactivity disorder (ADHD); obsessive-compulsive disorder (OCD); and Tourette's disorder/chronic tic disorder (TD/CT).
STEM Activities for elementary school children are extremely important with regards to their educational future. We hear a lot about the prevalence of STEM careers in the modern age. Although science, technology, engineering, and mathematics have always been important subjects, they are even stronger when they're together — and when they are introduced starting at
Most doctors agree that masturbating during pregnancy is safe and that it can even provide health benefits, such as lowering stress and promoting blood flow. For some pregnant women, morning sickness, nausea, and fatigue remove any interest in sexual activity, including masturbation. Others notice an increase in their sex drive — libido — due to
Mothers with opioid use disorder face many challenges as they work towards a more stable life for themselves and their children, depression not least among them. But medical interventions for depression can interfere with treatments for opioid addiction. New research from Jefferson (Philadelphia University + Thomas Jefferson University) shows that participation in a mindfulness-based parenting
Teen drivers diagnosed with attention-deficit hyperactivity disorder (ADHD) are significantly more likely to crash, be issued traffic and moving violations, and engage in risky driving behaviors than their peers without ADHD, according to a Children's Hospital of Philadelphia (CHOP) study published today in the journal Pediatrics. The multidisciplinary team of researchers from CHOP's Center for
Children who regularly walk or cycle to school are less likely to be overweight or obese than those who travel by car or public transport, a new study suggests. Based on results from more than 2000 primary-age schoolchildren from across London, the researchers found that walking or cycling to school is a strong predictor of
Pregnancy is not known for being a time in a woman's life when she's feeling her most comfortable. Sciatica pain during pregnancy is something that many women deal with during and after their pregnancy. Many of the usual pain relieving medications, like ibuprofen, are not allowed during pregnancy which leaves moms-to-be searching for natural and
Recent years have seen a rise in do-it-yourself care products, from deodorant to soap and toothpaste. Recipes for homemade sunscreen are some of the most popular among social media users. However, a new study warns that homemade sunscreen may offer no protection against ultraviolets. A new study explains that homemade sunscreens may be ineffective and
The Zika virus outbreak in Latin America has affected over 60 million people up to now. The infection can have potentially fatal consequences for pregnant women and their unborn children: many children have subsequently been born with malformations of the head, or so-called microcephaly. A particularly high incidence of these Zika-associated malformations exists in northeastern
ZzzQuil is an over-the-counter nighttime sleep aid. The active ingredient in ZzzQuil is diphenhydramine, which is also the active ingredient in the allergy medication Benadryl. Diphenhydramine is an antihistamine that people commonly use to treat allergic reactions, itchiness, and hives. The most common side effect of diphenhydramine is drowsiness. ZzzQuil is a safe and effective
Children are as trendy and stylish as adults, if not more. They love imitating adults and acquiring accessories that they see the parents and others wear. One such accessory that today's kids want is a smartwatch. The useful features of these digital watches make them a cool option for children and a practical choice for
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Meet the Winners – Best Bands
#1 Stuck On A Name
Stuck On A Name topped the 2017 Rivah Visitor's Guide reader's poll for Best Rivah Band.
"Stuck," as it is known, started as a 4-piece Reggae band in 2009 and continues molding its unique reggae-influenced rhyme and rhythm and fueling fans with the band's very own driving force—that positive "irie" feeling. Last summer Stuck released its first full-length studio album "Send Dem Reggae" to mark their signature in time with the definition of its sound on 13 original songs.
Though their sound is new, they blend it with a twist of respectful roots rock reggae traditions. Stuck's music produces a throbbing, dubby sound with a ska-style punch and punk-funky feeling. This style surges through their original music, in their unique tributes to revered classic reggae favorites, and in their covers of new songs from bands they follow with that similar reggae/ska emotion.
When they go into a jam session on stage—get ready for a captivating dancefloor experience that reverberates—even after the music stops.
Stuck On A Name members are Drew Luffey, lead vocal/guitar; Joe Gaskins, vocals/guitar; Joshua Wright, vocals/drums; Jonny Brinkley, bass; Chris Henley, saxophone; and D'Andre Page on keys. Stuck On A Name has June dates in Yorktown, Virginia Beach and Richmond. Find more information at www.StuckOnAName.com.
#2 Tom Euler Trio
Voted second, Tom Euler is a progressive blues/rock artist known for his high energy and thoughtfully written songs. Often called the "young man with an old soul," Euler takes influence from such guitarists as Luther Allison, Stevie Ray Vaughan, Joe Bonamassa, and B.B. King along with many others. In 2017, he has had the good fortune to open for Patti LaBelle, Thompson Square, and D.N.C.E. Euler is a 2016 International Blues Challenge Finalist as well as winner of the 2017 "Musician of the Year for the United States and Canada" Josie Music Award. The JMAs is the largest independent music awards show in the world and is held annually in Nashville, Tennessee.
For the Tom Euler Trio, Euler has assembled buddies Wes Mallory on bass and "Smiling" Max Parker on drums. The three Middle Peninsula friends had played casually for years together before performing for delighted audiences. More information can be found at www.tomeuler.com.
#3 Beer Money
"Beer Money," which came in third in the 2017 voting, is now on "hiatus," said a band member.
Beer Money was a high energy party band that formed in the summer of 2015 by four guys after they first got together in an open mic at the NN Burger Company in Kilmarnock.
Beer Money's style was a melting pot of rock and roll since the four members came from a unique musical background. Richie Burgess an acoustic guitar player and vocalist is from Burgess. Bill Rosalia of White Stone was drummer but also played electric guitar and sang. Michael Painter played lead guitar and sang. Joe Jones, the youngest member of Beer Money, was the drummer. Beer Money played a wide range of musical selections from country to modern rock.


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The 8 Hottest Cat Costumes for Halloween 2015
Halloween is finally here! There are countless reasons that we love the spooky holiday, but near the top is the creative costumes that come out on October 31st—especially th...Read more
Free Shipping on Orders of $35 or More Details
Halloween is finally here! There are countless reasons that we love the spooky holiday, but near the top is the creative costumes that come out on October 31st—especially th...Read more
Pet parents can be divided over which is worse: messy pet stains or smelly pet odors. Here at Live The Pet Life, our vote goes to pet odors, including urine smell. But we know...Read more
Ours: ...Read more
Pet stains and odors: your nose is usually the first to alert you. Your cat has urinated on your carpet, on your cushions, or even in your bed. Or your dog has pooped in your ...Read more
National Walk Your Dog Week continues today with your checklist for the perfect walk with your dog. Here's what's on our dog walking list? Perfect Weather for Dog Walking ...Read more
Every year, the beginning of October marks the start of National Walk Your Dog Week, a pet holiday week meant to spread awareness of the health benefits walking your dog. And ...Read more
We've mentioned before how much we love everything about fall—especially college football—but it just comes down to the fact that there's an energy about this seaso...Read more
Three reasons we at Live The Pet Life love fall: 1) Pumpkin spice everything. 2) College football. 3) College football (you can really never have enough college football). ...Read more
Veterinarians get asked a lot of questions by pet parents, including whether they should groom their pooch or kitty. Dr. Laura Wiles with the RPG Innovations Vet Council enco...Read more
Dogs are incredibly social animals that have unconditional love for their families and would love nothing more to be at the hip of family members all day. So when back-to-sch...Read more


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The Benefits of Search Engine Optimzation
In this digital age, internet marketing strategies are now very popular among business owners who are hoping to start marketing campaigns that can help them increase their visibility in the market that they are in and compete with their tough competitors. However, when it comes to internet marketing, there can be a lot of strategies available for you to choose from depending on what your company needs.
Among the many internet marketing strategies for you to choose from, there is only one technique that proves to be better than the rest and this is SEO or search engine optimization. SEO is one of the best internet marketing strategies that you can ever get for your company because the way it works caters to a lot of marketing needs and it really allows you to get more visibility not only to your target market but to the entire population of internet users. SEO works like magic in marketing because it uses search engines and boosts the visibility of your products and services by always putting you at the top of the search results with the use of keywords as preference. This makes SEO so beneficial and popular among many business owners these days no matter how big or small their company is. This article will provide you with the many benefits that you can get from SEO so that you will know how efficient it is. Find the best toronto seo company or read more SEO tips at https://www.websuitable.com/local/seo-toronto/.
Better control over the information that you release online is one of the many benefits that you can get from SEO. SEO prioritizes certain web pages, websites, blogs and many other content that you want your target market to see first in their search results. For example, if you are selling air purifiers and you wish your target market such as homeowners to learn more about the products that you sell, you can make as many web pages and blogs as you can about them and have them optimized so that when someone does a research, he will learn more about your air purifiers and why they need to purchase them. Now that you can get more visibility, you can see to it that you will also gain more site viewers.
Even if you use SEO with all other internet marketing strategies, you can also guarantee better results with it. This means that even if you use content marketing or any other internet marketing strategy, you can still enjoy the benefits that you get from SEO and even more. If you are looking for the best and the most reliable SEO services to get for your company, visit this page now for the most reputable webmasters to help you with your internet marketing campaign. You can read more on this here: https://www.huffingtonpost.com/erin-mckelle/what-is-seo-heres-your-101_b_8173066.html.


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The new VGP (Vessel General Permit) requirements defined by the U.S. EPA went into effect in December 2013.
The new VGP requirements will impact all commercial vessels longer than 79 feet and impose strict limits on incidental discharges (including lubricants) for vessels operating within three nautical miles of U.S. coastlines and in the Great Lakes.
The first VGP was issued in December 2008; however as of December 2013, a second more demanding version has come into effect. It is important that all vessel operators are familiar with this document as the consequences of failing to follow the regulations are fines and imprisonment. One of the most significant updates between the two versions of the VGP is the requirement of vessel operators to use Environmentally Acceptable Lubricants (EALs)
in all oil-to-sea interfaces.
The intent of this new requirement is to reduce the environmental impact of lubricant discharges on the aquatic ecosystem by increasing the use of EAL (Environmentally Acceptable Lubricants) for vessels operating in waters of the United States. The potential impact of lubricant discharges – those not from accidental spills -- to the aquatic ecosystem is substantial.
Use of environmentally acceptable lubricants results in discharges that biodegrade more quickly and are less toxic than their traditional mineral oil counterparts. For all applications where lubricants are likely to enter the sea, environmentally acceptable lubricant formulations including using vegetable oils, biodegradable synthetic esters or biodegradable polyalkylene glycols as oil bases instead of mineral oils can offer significantly reduced environmental impacts from those applications.
Check out the lubricants available VGP Compliant as EAL (Environmentally Acceptable Lubricants) from Lubriplate.


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[To the Editor of the SPECTATOR.] SIR,—On behalf of many African friends, both in Jamaica and in Africa, I desire to point out that, in the first of a series of articles on "America Revisited," which Mr. Huxley has written for the Spectator, occur these words : " a hot lazy life with niggers," and you promise us an article by him on the Negro Problem. Is your contributor ignorant of the fact that to-day the word " nigger " is considered by Africans to be the most offensive of all epithets ? Is he not aware that it is a word that deeply wounds their feelings and prompts in many the bitterest resentment ? A word unutterable.
In courteous speech and script a man is White : a White- man, a European ; or he is Black, a Black-man, an African. If he be born in Jamaica he is a " Jamaican," irrespective of racial blood, and, by special Act of Parliament, is possessed of all the rights of a British subject. Long and intimate association with Africans, both in Africa, in the West.Indies and at sea, enables me to assure you that I do not overstate the case. Only those behind the scenes have the opportunity of appreciating the harm done by even the thoughtless or innocent use of this insolent and cruel word " nigger."
I therefore ask you, Sir, to print this letter that your readers may not offend from lack of warning.—I am, Sir, &c., SCORESBY ROUTLEDGE.
4 Hyde Park Gardens, W. 2.


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tag:theconversation.com,2011:/id/topics/business-investment-17396/articles Business investment – The Conversation 2019-01-31T11:44:11Z tag:theconversation.com,2011:article/110127 2019-01-31T11:44:11Z 2019-01-31T11:44:11Z The Fed changed its strategy on interest rates – here's what it means

Federal Reserve Chairman Jerome Powell speaks at a news conference. AP Photo/Alex Brandon

The Federal Reserve just took the monetary policy equivalent of a sharp 90-degree turn.

On Jan. 30, the U.S. central bank signaled that it was done raising benchmark interest rates after two years of aggressive rate hikes. As such, the Fed held its target rate steady at a range of 2.25 percent to 2.5 percent.

This stands in sharp contrast to six weeks ago, when the Fed was forecasting two hikes in 2019 and at least one more in 2020.

The abrupt change was maybe not a complete surprise given the market jitters in December following its last decision to raise interest rates. Back then, investors reacted negatively to the prospect of further rate increases slowing the U.S. economy, which has been performing well. Today, there are growing concerns about slowing growth abroad, which increases the risk of a domestic slowdown.

In my view as a scholar who studies how financial news affects markets, the Fed's decision to keep rates where they are is a way for it to signal its awareness of significant and increasing risks on the horizon. By declaring that it "will be patient," the central bank is giving itself plenty of room to maneuver if things get worse.

US economy going strong

The Fed's two main goals are maximum employment and price stability. And by both measures, conditions in the U.S. are about as good as you can get.

Jobs growth continues to be strong, with companies adding 312,000 jobs in December. Wages are rising and the unemployment rate has hovered below 4 percent since July. In September, it reached a 49-year low.

Inflation, meanwhile, was 1.9 percent at the end of 2018, close to the Fed's target of 2 percent.

More than that, the U.S. economy has been on a tear for much of the past year and a half, posting some of the strongest growth figures in five years.

Global headwinds and the shutdown

Unfortunately, that's not the end of the story. In his press conference after the decision, Fed Chairman Jerome Powell pointed to several increased risks and headwinds that could throw sand in the well-oiled U.S. economic machine.

For one thing, we still don't know the full impact of the 35-day partial government shutdown, but it will for sure lead to lower first-quarter GDP growth. The Congressional Budget Office estimates the cost of the shutdown at US$11 billion, which will be offset in coming quarters by about $8 billion of increased activity as a result of starting the government back up. It is also unclear if lawmakers and the president will reach a deal before the three-week truce is up in February.

In addition, surveys of consumer and business confidence have been edging lower. The risk of disruption to the global supply chain from tariffs, trade wars and Brexit as well as slower growth in major economies like China and the European Union remains high.

Growing risks

Taken together, these seemingly contrarian numbers – solid domestically but weak internationally – have led the Fed to dramatically change its stance on the path of interest rates.

One way to interpret this abrupt change is that, while the Fed continues to believe that GDP will grow by more than 2 percent in 2019, the risks have clearly increased.

Is this to say that the Fed views a recession as more likely? Perhaps. But by keeping interest rates steady, the central bank is giving the economy as much breathing room as possible, allowing businesses and consumers to access capital at lower borrowing costs. Moreover, it is quite likely that no rate increases will be considered until spring at the earliest.

That doesn't mean it is time to start stocking up on canned goods. But the latest Fed move does suggest that the end of the current economic expansion – which will soon be the longest on record – may be closer than previously thought.

Thomas Gilbert does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.
 The Fed abruptly ended two years of aggressive interest rate hikes, signaling the longest economic expansion on record may be coming to a close. Thomas Gilbert, Associate Professor of Finance and Business Economics, University of Washington Licensed as Creative Commons – attribution, no derivatives. tag:theconversation.com,2011:article/94483 2018-04-27T02:02:11Z 2018-04-27T02:02:11Z Budget policy check: do we need company tax cuts?
In this series - Budget policy checks - we look at the government's justifications for policies likely to be in this year's budget and measure them up against the evidence.

In this piece we look at the need for company tax cuts.

Business investment in Australia declined steadily for four years after peaking in 2013. In early 2016, the Turnbull government settled on a series of company tax cuts as their preferred policy to reinvigorate business investment and the economy.

Our modelling shows that a cut to the company tax rate for large businesses will indeed lift foreign investment in Australia, driving an economic expansion and an increase in pre-tax wages, but there is more to the story.

Like many policy changes, there are winners and losers. The give-and-take nature of the tax cut means that the "losers" from the tax cut will be Australian-owned businesses and the Australian government. We find that despite the expansion in GDP, the average income of the Australian population (a more suitable measure of the material welfare of the population) will fall.

Do we need investment to maintain jobs and economic growth?

The jobs growth figures last year – we all know now, more than 1,100 jobs a day – that's had a really big impact on our economy and we can expect that to continue and now lead to – I would expect – better wage outcomes as long as businesses keep investing and businesses can keep remaining competitive.

- Treasurer Scott Morrison

More investment creates more buildings, equipment and intangible assets that enable workers to be more productive and, in theory, earn higher wages.

If investment is weak for a prolonged period, job opportunities are reduced and wage growth will weaken.

In a well-functioning economy, population growth and technological progress naturally attract investment. When investment only keeps pace with population or employment growth, wages stagnate. For wages to grow, investment needs to be above this level. This happens when there is technological progress, generating the higher returns which attract the level of investment needed.

Australian investment depends largely on foreign finance, so world economic conditions, including rates of corporate tax in other countries, also play a role.

In reality the link between investment and wages is not always clear cut. If unemployment or underemployment is high, investment may lead to growth in jobs without wage growth.

Businesses might also make profits in excess of a "normal" rate of return. These profits exist when new businesses struggle to break into a market dominated by a few large players, and can be an impediment to wage growth.

Even if you do accept that higher investment does lead to higher wages, giving tax cuts to companies to stimulate investment is not justified on this basis.

If company taxes are cut there will be significant costs to government revenue that amount to a "windfall gain" to the (mostly foreign-owned) investments that have already been made on the basis of the 30% tax rate. On balance, the positive impact on growth and wages is not enough to justify the loss of this revenue.

Is there a problem with business investment in Australia?

Business investment is critical to economic growth. When firms are empowered to invest in new productive capacity and technology, it supports innovation and helps create new opportunities and employment for Australians.

- Treasurer Scott Morrison

Business investment is now showing signs of picking up. In a speech late last year, Reserve Bank deputy governor Guy Debelle saw "signs of life" in investment growth, particularly in the services sector and in infrastructure projects completed by the private sector on behalf of the public sector.

A Grattan Institute report identifies four very good reasons for the four-year decline. These include a return to "normal" investment following the mining boom and an overall decline in the amount of money needed to create capital goods in most industries. The report also points to an ongoing shift towards households spending more on services such as retail, cafes, and professional services and slow economic growth overall.

Viewed in this light, there are plausible and benign reasons underlying the decline in investment. These suggest that it is not a large enough problem to justify "repair" in the form of a costly tax cut.

What's the verdict?

Certainly business investment has weakened over the last five years, and along with this we have seen weak wage growth. It would be foolhardy to argue against the need for more business investment. Jobs and growth underpinned by a healthy level of investment are essential aspects of a modern society.

But cutting the company tax rate is not the way to go. It may deliver more business investment and economic activity, but by forgoing taxation revenue from existing investment, it comes at a cost to the average income of the Australian people.

To reap the benefits of strong business investment without a costly tax giveaway, Australia must continue to play to its strengths. Reducing the government revenue base through a cut to company tax will undermine the sort of stable, prosperous society that underpins the world-class environment that we strive to offer all investors.

Janine Dixon does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.
 To reap the benefits of strong business investment without a costly tax giveaway, Australia must continue to play to its strengths. Janine Dixon, Economist at Centre of Policy Studies, Victoria University Licensed as Creative Commons – attribution, no derivatives. tag:theconversation.com,2011:article/91429 2018-02-07T15:48:37Z 2018-02-07T15:48:37Z Amazon headquarters: here's what it will take to be the winning city

Amazon's original headquarters in Seattle.  Shutterstock.

Cities across the US are locked in fierce competition to host Amazon's second headquarters – known as HQ2. This is a big race: a shortlist of 20 cities seems to think this particular corporate investment can go a long way to solving some of their ongoing economic problems.

The process of inward investment – whereby large firms establish operations in a new location, either at home or abroad – has been seen for a long time as a way of creating positive economic change. They can create many new jobs in areas which are crying out for them, but they also bring new entrepreneurial activity, improved management skills, international know-how and a wider boost to other local businesses.

But these decisions can cause big problems. As is typical, Amazon has effectively set off a competition between a number of major US cities for its investment, which means they will all now be trying to outbid each other in terms of the "offer" they can make. This will include their existing assets such as land, infrastructure, transport connectivity and, most importantly, people – ideally with the right blend of skills and aptitudes that Amazon needs.

The big downside of this form of competition is that cities will start offering inducements of a fiscal nature – usually in the form of tax breaks – in order to capture the big prize.

A big prize

Amazon is now one of the biggest businesses in the world, having very successfully tapped into our growing desire for the convenience of online shopping and deliveries to our doorstep. The business is evolving and expanding, and the company now needs a second major HQ operation, in addition to their existing global control centre in Seattle.

With the promise of up to 50,000 new jobs and US$5 billion in construction investment, it is no surprise that over 230 US cities threw their hats into the ring for this major prize. Bids were invited, and then a shortlist of 20 possible host cities drawn up. This list includes major metropolises such as Atlanta, Boston and Los Angeles, as well as smaller cities such as Indianapolis, Miami, Austin and Columbus, Ohio.

Major inward investments do indeed have the capacity for major economic uplift. But it's not just the volume of jobs that might be created locally which is important – it's how this new investment becomes truly embedded into the local and wider regional economy. There are many examples of big business investing in an area, only to up sticks a decade later and move on to the next best location – often overseas - to take advantage of lower operating costs.

The long game

Each bidding city needs to be very clear about what it is prepared to offer Amazon. If this includes tax incentives, then there also needs to be an obvious, long-term payoff, in terms of local economic impact. The winning city must have a firm strategy in place for receiving Amazon, and this needs to cover a few significant factors. For instance, the city needs to have a clear idea of how many new jobs will really be created, how good they are and over what time period they will appear.

Amazon, like many big e-commerce businesses, will be quick to take advantage of the efficiency savings driven by automation and artificial intelligence. This may eventually reduce the total number of jobs available in its new facility.

Ideally, the city that wins will be able to create a business environment that encourages Amazon to locate more and better quality jobs away from Seattle and not just have lower-order, back office functions in its new operation.

Similarly, inward investment can have a major impact economically by strengthening local supply chains – those local businesses that can provide specialised goods and services to the new arrival. These supply chains need to operate effectively and be supported with managerial, infrastructural and skills enhancement, so that they become a critical part of Amazon's business model. That way, the firm will not want to move away later on, because it cannot take its unique local supply chain operation with it. Better to stay put and keep investing in the host location.

The race to win the new Amazon HQ should not be a quick sprint to the finish. It's more like a marathon that needs careful, long-term planning if the full benefits are to be achieved for the winning city.

Jim Coleman does not work for, consult, own shares in or receive funding from any company or organisation that would benefit from this article, and has disclosed no relevant affiliations beyond their academic appointment.
 There are 20 US cities bidding to host Amazon's HQ2 – but the winner will have its work cut out to make the most of the prize. Jim Coleman, Professor of Professional Practice, University of Westminster Licensed as Creative Commons – attribution, no derivatives. tag:theconversation.com,2011:article/73655 2017-02-26T19:05:08Z 2017-02-26T19:05:08Z Business investment is weak, but an unfunded company tax cut won't fix it
Eight years after the global financial crisis (GFC), economic growth remains weak in many rich nations. Australia has been an exception to the malaise, but growth has slowed as the mining boom winds down.

Business investment is vital to economic growth and to lifting living standards, but a new Grattan report explores why Australian business investment is plummeting. Australia is now experiencing its biggest ever 5-year fall in mining investment, as a share of GDP. Non-mining business investment fell from 12% to 9% of GDP after 2009 and remains unusually low. Why is it low, and what should we do?

The shift to services has reduced investment

Most of the gap in investment between today's non-mining investment rate and that of the early 1990s is due to long-term structural changes in the economy.

The non-mining market sector slowly became less capital intense, it shifted towards capital-light services, and it shrank as a share of GDP. Together, these factors have reduced non-mining business investment by almost 2% of GDP since the early 1990s. In the chart below, the decline in investment needed to offset "capital consumption" reflects declining capital intensity across the non-mining economy.

 <img alt="" src="https://images.theconversation.com/files/158410/original/image-20170226-22983-1ml9c3q.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" srcset="https://images.theconversation.com/files/158410/original/image-20170226-22983-1ml9c3q.png?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=431&fit=crop&dpr=1 600w, https://images.theconversation.com/files/158410/original/image-20170226-22983-1ml9c3q.png?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=431&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/158410/original/image-20170226-22983-1ml9c3q.png?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=431&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/158410/original/image-20170226-22983-1ml9c3q.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=542&fit=crop&dpr=1 754w, https://images.theconversation.com/files/158410/original/image-20170226-22983-1ml9c3q.png?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=542&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/158410/original/image-20170226-22983-1ml9c3q.png?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=542&fit=crop&dpr=3 2262w" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px">
 Non-mining investment.

These declines are benign. Many non-mining industries now require less capital per dollar of output than they did in the past, because equipment is better and cheaper, in part thanks to the rise of China as a manufacturer. The shift to capital-light services largely reflects households choosing to spend more of their income on these services as their incomes grow.

The role of output growth

A less benign factor, slow output growth, has cut non-mining investment by about a percentage point of GDP compared to 1990, and about two percentage points since the boom years of the mid-2000s, when above-trend growth and buoyant financial conditions drove very strong investment. The role of growth can be seen in the chart above.

In turn, output has grown more slowly for two reasons: slower potential output growth, and a widening gap between actual and potential output.

 <img alt="" src="https://images.theconversation.com/files/158411/original/image-20170226-22983-e5tn3v.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" srcset="https://images.theconversation.com/files/158411/original/image-20170226-22983-e5tn3v.png?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=435&fit=crop&dpr=1 600w, https://images.theconversation.com/files/158411/original/image-20170226-22983-e5tn3v.png?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=435&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/158411/original/image-20170226-22983-e5tn3v.png?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=435&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/158411/original/image-20170226-22983-e5tn3v.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=546&fit=crop&dpr=1 754w, https://images.theconversation.com/files/158411/original/image-20170226-22983-e5tn3v.png?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=546&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/158411/original/image-20170226-22983-e5tn3v.png?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=546&fit=crop&dpr=3 2262w" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px">
 Actual and potential.

The potential growth rate of the economy has declined in recent years. The International Monetary Fund (IMF) estimates that potential GDP is now growing at just over 2.5% a year, about a percentage point below its pace between 1995 and 2004.

Potential growth (the rate of output if all resources are being used efficiently) has declined mainly because productivity growth has slowed and the working-age population is growing more slowly. Productivity growth was exceptionally weak between 2004 and 2010. It recovered in recent years, but remains weaker than it was in the 1990s and early 2000s. The working-age population is growing more slowly, mainly because of a decline in net migration since its peak in about 2012 and, in part, because the population is ageing.

In addition, actual growth has been a bit slower than potential in recent years. The IMF estimates the gap between actual and potential output to be about 1.7% of GDP, though it is difficult to estimate with much precision. Several pieces of evidence suggest that actual output is below potential. Inflation is relatively weak and there is some spare capacity in the labour market. The capital stock is ample given the current level of output: office vacancy rates are high, while business capacity utilisation is close to its long-term average.

Transition from the mining boom may have made it difficult for the economy to operate at potential. As mining investment falls, demand for construction, in particular, weakens. In theory, as the terms of trade and mining investment decline, the real exchange rate and other prices can change to maintain full employment. But in practice, slow output growth is common after mining booms, perhaps because businesses and workers take some time to reassess their opportunities.

What next?

Looking ahead, if output growth remains subdued, the current level of non-mining business investment may be the "new normal". If the economy continues to rebalance, non-mining investment is likely to increase. There are encouraging signs that non-mining investment responds to the exchange rate and other aspects of the business environment in the medium term: it has begun to pick up in NSW and Victoria. Output could even grow above potential for a few years, as the IMF and RBA both forecast. But investment is not likely to return to the levels of the mid-2000s.

 <img alt="" src="https://images.theconversation.com/files/158412/original/image-20170226-23004-s6q2f9.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" srcset="https://images.theconversation.com/files/158412/original/image-20170226-23004-s6q2f9.png?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=431&fit=crop&dpr=1 600w, https://images.theconversation.com/files/158412/original/image-20170226-23004-s6q2f9.png?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=431&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/158412/original/image-20170226-23004-s6q2f9.png?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=431&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/158412/original/image-20170226-23004-s6q2f9.png?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=541&fit=crop&dpr=1 754w, https://images.theconversation.com/files/158412/original/image-20170226-23004-s6q2f9.png?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=541&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/158412/original/image-20170226-23004-s6q2f9.png?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=541&fit=crop&dpr=3 2262w" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px">
 States.

Is a company tax cut the answer?

The government has proposed cutting the company tax rate from 30% to 25%, largely on the basis that the competition for mobile capital has intensified (see chart below). That would attract more foreign investment and could increase total business investment by up to half a percent a year. But such a cut would also reduce national income for years and would hit the budget. Committing to a tax cut before the budget is on a clear path to recovery risks reducing future living standards.

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 Company tax.

Other company tax changes could help. An allowance for corporate equity would make currently marginal investment projects more attractive, though highly profitable firms would pay more tax.

Accelerated depreciation would encourage investment, as would moving from today's model to a cash flow tax. Both of them help firms to reduce tax paid at the time they make investments. But they would hit the budget hard in the early years, and would have to be phased in slowly.

An allowance for investment (for example, permitting firms to claim over 100% of depreciation) would support new investment without giving tax breaks on existing assets, but may be costly to administer, as firms could be tempted to relabel some operating expenditure as capital expenditure.

Government should ensure any company tax changes are offset by other tax increases or spending cuts.

What else should policymakers do?

Government stimulus and interest rate cuts can encourage business investment if there is spare capacity in the economy. Australia does have some spare economic capacity. But there are constraints on both arms of macroeconomic policy. The RBA is reluctant to cut interest rates from their already low levels, as it is concerned about risky lending. Public debt has grown (though it is still not high by international standards), though bank balance sheets remain large compared to GDP, limiting the scope to expand public sector debt.

Monetary policy should remain supportive, and tough prudential standards can help limit risky lending. There may be modest scope to build more public infrastructure, if governments can improve the quality of what they build.

Broader policies to support economic growth would also lead to more and better private investment. They include reducing tax distortions, boosting labour participation, encouraging competition, improving the efficiency of infrastructure and urban land use, tightening regulatory frameworks, and more reliable climate policy.

No single policy is a silver bullet, but together, they can help make better use of Australia's existing assets and make new investment more attractive.

Jim Minifie tidak bekerja, menjadi konsultan, memiliki saham, atau menerima dana dari perusahaan atau organisasi mana pun yang akan mengambil untung dari artikel ini, dan telah mengungkapkan bahwa ia tidak memiliki afiliasi selain yang telah disebut di atas.
 The current subdued level of non-mining business investment may be the "new normal". Jim Minifie, Productivity Growth Program Director, Grattan Institute Licensed as Creative Commons – attribution, no derivatives. tag:theconversation.com,2011:article/66106 2016-09-29T00:46:20Z 2016-09-29T00:46:20Z The U.S. economy is in desperate need of a strong dose of fiscal penicillin

The U.S. could do with a shot in the arm too. Bear syringe via www.shutterstock.com

Despite six years of "recovery" from the Great Recession, America's middle class still struggles financially amid sluggish economic growth and middling job creation.

The Federal Reserve's near-zero interest rates have helped stabilize the economy after it nearly went into freefall in 2008 and 2009, but that policy is coming to an end, with at least one quarter-point hike expected this year and more in 2017 and 2018.

So what will support the economy once the Fed's largesse begins to disappear?

I've been exploring the key economic data – from productivity and housing to wage growth and consumer spending – to better understand where we're headed and what is needed to get out of this no-to-low growth environment, a pernicious state some economists call secular stagnation. The data show clearly why serious attention is needed to foster faster growth, a more competitive economy and more opportunities for American families.

And only one institution, I would argue, is able to do something about it: Congress.

Stagnant growth and productivity

For most of the recovery, economic growth has been lackluster.

Gross domestic product has expanded at an average annual inflation-adjusted rate of just 2 percent since the recession ended in the second quarter of 2009, far below the rate of 3.4 percent from December 1948, when the first recession after World War II started, to December 2007, when the most recent recession began. And in just the past three quarters through June, the economy has barely budged, growing at an anemic 1 percent or so.

Productivity growth, measured as the increase in inflation-adjusted output per hour, is key to propelling strong economic growth because it means that workers are getting better at doing more in the same amount of time. Yet productivity rose only a total of 6.6 percent from the second quarter of 2009 to the second quarter of 2016. That amounts to an average rate of 0.9 percent a year, a fraction of the 2.3 percent we experienced from 1948 to 2007.

Housing hasn't recovered

When considering what's keeping the recovery from taking off, housing deserves particular attention since it generally boosts economic growth after a recession. Not this time.

Sales of new single-family homes have been on the rise in recent years, but they're still well below the historical average before the Great Recession, pushing homeownership down to a 50-year low. Sales averaged about 400,000 a year from 2011 to 2015, compared with 698,000 before the recession – from 1963 through 2007.

Although the pace has picked up in recent months – reaching an annual rate of 609,000 in August – it's still not enough to stop the slide in the homeownership rate, which was 62.9 percent in the second quarter, down from 67.8 percent at the end of 2007.

And spending on housing fell 7.7 percent in the second quarter of 2016, compared with the first three months of the year.

One of the reasons housing has been slow to recover – the market's collapse was the primary cause of the Great Recession – is that employment growth has remained mostly moderate. Many are still looking for good jobs despite the sharp drop in headline unemployment to an eight-year low of 4.9 percent.

The average annualized employment growth rate from June 2009 to August 2016 was just 1.4 percent, well below the long-run average of 1.9 percent from December 1948 to December 2007.

While there were 13.6 million more jobs in August than in June 2009 – meaning that the economy regained all those lost during and immediately after the recession – these gains and the comparatively low unemployment rate obscure that many people still cannot find the jobs they want. The jobless rate means about 7.8 million individuals were unemployed in August, yet another 7.8 million were either employed part time for economic reasons (they would have preferred a full-time job) or out of work and wanted a job but weren't counted in the official rate because they hand't looked in the preceding four weeks.

And communities of color still have higher unemployment rates than whites. The African-American unemployment rate stood at 8.1 percent, while for Hispanics it was 5.6 percent, compared with 4.4 percent for whites.

Wage growth, income inequality and debt

These lackluster job gains have meant there's less pressure on employers to raise wages. And sluggish wage growth has meant less consumer spending – which typically makes up more than two-thirds of GDP.

Wages, in fact, have barely kept pace with price increases. Inflation-adjusted hourly earnings of production and non-supervisory workers – about 80 percent of the labor force – have increased only about 4.5 percent since June 2009. This amounts to an annualized growth rate of merely 0.6 percent above the rate of inflation over the past seven years.

Low wage growth has kept income inequality at very high levels. A recent report offered some good news: Real median household income grew at 5.2 percent, from US$53,718 in 2014 to $56,516 in 2015 – the fastest annual growth on record dating back to 1968. But inflation-adjusted median income was still higher in 2007 than in 2015.

Middle-class Americans are only slowly gaining ground as wealthier ones had seen bigger gains, leaving income inequality persistently high. In 2015, the top 5 percent of earners captured 22.1 percent of total income, compared with 11.3 percent for the bottom 40 percent. In 1967, those at the top took home 17.2 percent, versus 14.8 percent for the bottom 40 percent.

This lack of wage growth also makes it difficult for households to dig out from under a mountain of debt, which further contributes to limited spending on housing and other items. Household debt equaled 105.2 percent of after-tax income in the second quarter of 2016. While that's down from a peak of 135 percent in the fourth quarter of 2007, the current level is still much higher than any level of debt observed in the 50 years before 2002.

Moreover, some especially costly forms of credit have grown. Installment debts – mainly student and car loans – have grown from 14.6 percent of after-tax income in June 2009 to 19.2 percent this past June – the highest share since records began in 1968.

Unsurprisingly, consumer spending growth has been middling as a result, increasing an average of just 2.3 percent a year since the end of the Great Recession, far below the long-term average of 3.5 percent from 1948 through 2007.

Companies on the sidelines

With their consumers still mired in debt with little gain in their pocketbooks, businesses have very few reasons to invest.

Net investment – what companies spend on new capital assets rather than on replacing obsolete items – has averaged 1.9 percent of GDP since the recession started at the end of 2007. This is the lowest since World War II.

To be clear, companies have the money. Corporate profits recovered quickly toward the end of the Great Recession and have stayed high since.

So where is all that money going? Cash reserves and shareholders.

Nonfinancial corporations hold an average of 5.2 percent of all of their assets in cash – a high rate by historical standards. At the same time, they spent on average 99 percent of their after-tax profits on dividend payouts and share repurchases to keep their shareholders happy since the start of the Great Recession.

Breathing room

With consumers not spending money because they can't and businesses not spending money because they don't want to, the onus falls on Congress to bolster the economy and the labor market.

Yet federal, state and local government spending has been falling. Their total spending on goods and services as a share of GDP was 17.7 percent in the second quarter of 2016, the smallest share since 1998.

Congress, though, now has room to maneuver. The nonpartisan Congressional Budget Office estimated in August that the federal government will have a deficit of 3.2 percent of GDP for fiscal year 2016. This is much smaller than in recent years, including 2009's deficit of 9.8 percent of GDP – the widest since World War II.

The shrinking deficit, as well as the government's near-record-low borrowing costs, could provide enough breathing room to focus on targeted, efficient policies that promote long-term economic growth and shared prosperity, for instance, through investments in infrastructure.

The economy and American families need Congress to use this breathing room to create real economic security.

Christian Weller is a senior fellow at the Center for American Progress.
 Although the Fed delayed raising rates this month, it has signaled it intends to wean the U.S. economy off its unprecedented monetary stimulus. Now the question is whether Congress will take the handoff. Christian Weller, Professor of Public Policy and Public Affairs, University of Massachusetts Boston Licensed as Creative Commons – attribution, no derivatives. tag:theconversation.com,2011:article/42477 2015-05-28T20:13:10Z 2015-05-28T20:13:10Z What the latest capital expenditure figures tell us about the economy

A 4.4% drop in business investment activity has caused alarm. www.GlynLowe.com, CC BY

The latest Australian Bureau of Statistics (ABS) Capital Expenditure Survey revealed that business investment is likely to have fallen significantly in the March quarter, which has caused some alarm among commentators.

According to the survey, total real capital expenditure fell by 4.4%, with buildings and structures - which is heavily influenced by the mining sector - declining by 6.5%. Alternatively, expenditure on machinery and equipment decreased only slightly.

The so-called Capex survey is one of the main indicators of business investment in Australia. It's currently of particular importance as it provides a signal of how well growth in the Australian economy is transitioning from mining to the non-mining sectors, and so its most recent weak figures are being closely scrutinised.

The Capex survey is a random sample of around 8,000 businesses each quarter. The ABS attempt to ensure the sample is representative across several dimensions, such as the size of the businesses and their industry.

The survey asks firms about both the actual investment that they did in the previous quarter and their investment expectations for the future.

Other sources of information

One of the reasons why the Capex survey is important is that it gives a timely read-ahead of the release of GDP in the National Accounts next week - of what business investment did in the most recent quarter. Relatively few other indicators exist for business investment, most notably business credit growth and surveys of sentiment. The Reserve Bank of Australia supplements these with an extensive business liaison program.

It's worth noting, however, that the Capex survey does not perfectly translate into business investment in the National Accounts. There are issues about coverage which are particularly important for non-mining investment, for example, it excludes the health care sector.

The ABS produces other surveys, summarised in the Construction Work Done release, which also provide information on what investment did in the quarter. Here real engineering construction - much of which is mining - fell by 7.3%, whereas private non-residential building construction - admittedly a much smaller share of the economy - grew by 3.3%.

The investment outlook

The other main reason why the market pays considerable attention to Capex is its information on the investment outlook. By tracking successive surveys we can see how firms' investment intentions change over time.

This survey contained the final estimate of investment intentions for 2014/15. These, for both mining and the non-mining economy, didn't materially change, and point to a further fall in investment in the June quarter.

The main area of interest for the market, however, was firms' investment intentions for 2015/16. These were weaker than many expected, with the outlook for mining investment being revised down, probably partially due to the current low commodity prices.

Investment intentions for the non-mining sector were broadly unchanged. Firms are surveyed up to eight to nine weeks after the end of the quarter, so it's likely that many respondents did not know about the small business package in the federal budget and its measures to promote investment.

 <img alt="" src="https://images.theconversation.com/files/83222/original/image-20150528-11315-cqu24n.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&fit=clip" srcset="https://images.theconversation.com/files/83222/original/image-20150528-11315-cqu24n.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=600&h=473&fit=crop&dpr=1 600w, https://images.theconversation.com/files/83222/original/image-20150528-11315-cqu24n.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=600&h=473&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/83222/original/image-20150528-11315-cqu24n.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=600&h=473&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/83222/original/image-20150528-11315-cqu24n.jpg?ixlib=rb-1.1.0&q=45&auto=format&w=754&h=594&fit=crop&dpr=1 754w, https://images.theconversation.com/files/83222/original/image-20150528-11315-cqu24n.jpg?ixlib=rb-1.1.0&q=30&auto=format&w=754&h=594&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/83222/original/image-20150528-11315-cqu24n.jpg?ixlib=rb-1.1.0&q=15&auto=format&w=754&h=594&fit=crop&dpr=3 2262w" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px">
  Melbourne Institute, ABS

Interpreting the investment intentions from the Capex survey, however, is somewhat of an art form. Firms tend to underestimate their investment at long horizons, and subsequently get more accurate as time passes and more information becomes available, so the ABS produce realisation ratios.

These are the ratio of actual to expected expenditure in the history of the survey. These can then be applied to the most recent investment expectations - for example, a realisation ratio greater than one, which is typical for the early estimates, essentially amplifies any expected growth.

The art is knowing which realisation ratio to use. Should it be last year's, or a moving average, or adjusted for the state of the business cycle? Voluminous work has been done on this, but one recent study suggests that simply taking the long-run average forecasts best. Even after all of these adjustments, the early estimates - such as those in this survey for 2015/16 - are not very reliable.

Transition in sources of growth

So, the recent Capex release suggests that the fall in mining investment in 2015/16 may be more sizeable. While that may mean there is a bigger gap for non-mining investment to fill, it is worth remembering that investment intentions in the non-mining sector did not materially change.

Outside of non-mining investment, evidence that the transition in sources of growth is underway remains. In particular, real residential construction work done increased by nearly 5% in the March quarter. More generally, the unemployment rate in April was 6.2%, a level it has fluctuated around for the last six months. Retail turnover volumes grew by a solid 0.7% in the March quarter.

Ultimately, a fall in mining investment will weigh on GDP growth in the March quarter, which is likely to be soft. However, the forces that will shape the Australian economy over the medium term remain qualitatively unchanged.

Tim Robinson tidak bekerja, menjadi konsultan, memiliki saham, atau menerima dana dari perusahaan atau organisasi mana pun yang akan mengambil untung dari artikel ini, dan telah mengungkapkan bahwa ia tidak memiliki afiliasi selain yang telah disebut di atas.
 Business investment fell by 4.4%, with non-mining sectors slow to take up the slack left by resources. Tim Robinson, Research Fellow, Melbourne Institute, University of Melbourne Licensed as Creative Commons – attribution, no derivatives.


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Emotiva will be exhibiting at Axpona 2018! We will have two large rooms full of demos and static displays. Come check out our full Atmos/DTSX audio presentation featuring the XPA Gen3 Amplifiers and the RMC-1 Cinema Processor. Also, get a look at our full line of Airmotiv Loudspeakers and Subs, our line of BasX products, and maybe a few surprises too. We will be located in room Schaumburg E & F.
AXPONA (Audio Expo North America) is the largest high-end audio show in North America. The three-day experience features multiple hotel floors packed with listening rooms, The Exhibit Hall featuring Ear Gear Expo and The Record Fair, seminars and live musical performances. Whether you're a serious audiophile, a newcomer to high-end audio or simply a music lover, you'll find everything you need to immerse yourself in your favorite sounds.


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ballet quotes for children simple review.
ballet quotes for children photo files
It could simply function as ideal one could do under the conditions. No horse is ever the previous one you'll have. The essential difference between a thriving person and others isn't an absence of strength, not a deficiency of real information, but instead not enough will. Vince LambardiThe difference between a prosperous person and others isn't an absence of strength, not too little knowledge, but instead a deficiency of will.
Inside my line you don't need to." Occasionally it's filled with feet." Wherever light is, however weak, these flowers will see it.


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Hillyard 11 Ton Ketch - 1970 - £18,950
A well presented example of this classic motor sailer from the renowned Hillyard design board. She has undergone a significant amount of refitting over recent years including a new Beta 50hp engine in 2005, superstructure & wheelhouse professionally refurbished in 2015 and much more!
For more information or to arrange a viewing, please contact us on 01752 228855 or email us on firstname.lastname@example.com
Accommodation offers five berths and is finished in mahogany with generous stowage lockers
Forepeak with lockers each side, anchor chain locker, rope stowage and deck hatch
Forward heads with Blakes sea toilet, wash basin and shower
Saloon with two settee berths each side, the starboard berth can be converted to a double berth, saloon table, navigation area aft to starboard, hanging locker
Galley aft to port with Plastimo Neptune cooker with oven & grill, stainless steel sink and Valiant gas water heater, providing hot water to galley. Electrolux fridge
Gas system inspected and serviced June 2018
Central cockpit with partial enclosed forward wheelhouse and helm position to port. seating and stowage lockers port and starboard
Aft Cabin: Spacious aft cabin with two single berths, storage lockers and wash basin
Radio/CD player
Beta Marine BV2203 50hp 4 cylinder diesel engine, new in 2005
Approx 402 hours run (May 2019)
Shaft drive to three blade propeller
3 x 12 volt batteries
Wind generator
Shore power system with cable
Diesel: 60 gallons
Water: 60 gallons
Both tanks stainless steel.
Cutter rig ketch with David Hillyard spruce masts, recently stripped and re-varnished, and Douglas fir hinged bowsprit (Hinged to reduce fixed mooring costs)
Stainless steel standing rigging
2 x Spinnaker poles
Rotostay furling system
Mainsail and mizzen covers
Sails include:
Roller reefing mainsail (Lucas Sails, Tan)
Roller furling Genoa (Lucas Sails, Tan)
Jib (Lucas Sails, Tan)
Staysail (Lucas Sails, Tan)
Mizzen Sail (Lucas Sails, Tan)
Storm jib
Cruising chute
CQR main anchor with chain
Kedge anchor
Vetus Alexander III electric anchor windlass
Whittall stainless steel davits (Removable)
Boarding ladder
3 x windscreen wipers
Custom made wheelhouse cover
Spray Dodgers
Retractable midship spring cleats
Inflatable dinghy, 2.6m Yamaha Tender with Honda 2.3hp outboard engine available by separate negotiation
Autohelm 6000 autopilot
Garmin Echomap 50C Chartplotter
Steering compass
Stowe log/speed
XM VHF/DSC radio
Manual and electric bilge pumps
Navigation lights
Gas detector
2 x lifebuoys
Designed by David Hillyard and built in 1970 with mahogany planking on oak frames with traditional long keel and lead ballast, steel bilge plates.
Extensively re-fitted in 2011.
L.O.A. 11.38m (37' 4") Bowsprit Extended
Hull length: 9.75(32') Bowsprit retracted/Moored length
Beam: 3.05m (10' 0")
Draft: 1.62m (5' 4")
The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.
Sutton Harbour Marina
Plymouth, Devon PL4 0DW
United Kingdom


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Bellevue West HS (BWHS) Class of 1983 Alumni List
Help us Update the Bellevue West HS 1983 Class List by adding any names missing from the list below:
Registered Alumni
1983 Class List
- Wade Addison
- Tammy Bullock
- Thompson Curt
- Novella Dicks
- Shawn Edwards
- Chris Evans
- Jeanie Ford
- Patrick Gerbus
- Billy Gorge
- Richard Grybko
- David Haynes
- Mischelle Martin
- Diane Neal
- Gina Ogorzaly
- Brian Richards
- Dorothia Seldon
- Kathy Shults
- Dwanye Wills
Know Bellevue West HS Class of 1983 graduates that are NOT on this List? Help us Update the 1983 Class List by adding missing names.
The top movie in theaters during 1983 was Star Wars Ep. VI: Return of the Jedi, grossing over $309,205,079 in its lifetime. The most popular television series for 1983 was 60 Minutes
Hit Songs From 1983
I Know There's Something Going OnFrida
Straight From The HeartBryan Adams
You And IEddie Rabbitt and Crystal Gayle
Your Love Is Driving Me CrazySammy Hagar
Take Me To HeartQuarterflash
Beat ItMichael Jackson
TrueSpandau Ballet
Up Where We BelongJoe Cocker and Jennifer Warnes
Hit Movies From 1983
Hit TV Shows From 1983
Reunions and Bellevue West High School News
More 1983 alumni from Bellevue West HS have posted profiles on Classmates.com®. Click here to register for free at Classmates.com® and view other 1983 alumni.
The students that went to school at the Bellevue high school called Bellevue West High School and graduated in '83 are on this page. Register to add your name to the class of 1983 graduates list.
Bellevue West High School alumni can relive their experiences from high school by sharing memories and pictures, reconnecting with those alumni listed, and more.


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Last night a friend suggested we visit The Muggery pub. What a fascinating place this is with nearly 3000 mugs hanging from the ceiling. The landlady explained that these have been gifted from far and wide and no mug is ever refused a hook. She also showed us an aerial photograph of what an island Upton was in the 2007 floods.
One of the guys in the pub was a crew member from the pleasure cruiser that travels from Upton up to Worcester and down to Tewkesbury and he advised with the rising river levels that we wait 36 hours before we leave for Stourport to give the levels time to drop again.
As the sun was shining this morning, we didn't need much persuading to stay and enjoy more exploring.
This is the only place I can recall seeing a road sign that alerts motorists to the depth of floodwater on the road.
We ate out this evening at The Swan. Storm chose the local delicacy of Faggots as this is something he remembers from his childhood – his Mum used to serve these up from any left over meat, seasoned with herbs or stuffing. I chose the vegetarian lasagne with spinach, butternut squash, and goats cheese. Both meals were delicious and excellent value for money.


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Environmentalists barred
By Carine M. Asutilla
Cebu Daily News
First Posted 09:15:00 11/15/2008
Members of the Save Tañon Strait Citizens' Movement were disappointed when they were not allowed to go inside the office of the Department of Energy in Central Visayas (DOE-7) yesterday to personally hand the fisherfolk's testimonial letter to Regional Director Antonio Labios.
They were met by Saul Gonzales, DOE officer-in-charge, at the lobby. He told them that Labios was not around and that their office could not accommodate too many people inside including members of the media.
Because of office space constraints, Gonzales said they could only accommodate a representative from the group.
He received and signed the letter for Labios.
Vince Cinches of the Fisherfolk Development Center said his group was dismayed by DOE's refusal.
He said that as a public office, anyone can go inside and transact their business.
The letter was penned by members of the Alyansa sa mga Mangingisda Batok sa hulga sa NorAsian and Panghiusa sa Gagmay'ng Mangingisda sa Sugbo.
The fisherfolk wrote that when a seismic survey was conducted in their area for 10 days in July 2007, they had meager fish catch for about five months.
In August this year, a site location survey was conducted in their area by NorAsian and DOE, which resulted to the loss of their payaos (fish pens).
Benjamin Cabrido, environmental lawyer, said the group had exhausted all efforts to protect Cebu Strait as well as the Tañon Strait outside litigation.
He said that it is high time to bring the matter to the courts.
A notice to sue was issued to NorAsian and DOE and asked them to leave the waters of Sibonga and Argao towns.
Cabrido said that the oil exploration encroaches on the livelihood of fishermen, thus violating their bill of rights, which is the right to life.
Gloria Ramos, another environmental lawyer, said the Philippines also violated some international laws that the country is a signatory of such as the Millennium Development Goals that aims to reduce poverty by 50 percent by 2015.
She said that taking away the livelihood of the fishermen was a threat to food security and can increase the percentage of poverty in no time.
Tuesday, November 25, 2008
Environmentalists barred
Posted by FIDEC at 11/25/2008 09:16:00 AM
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04 Dec IoT equipment security cannot be ignored!
Experts point out that IoT devices pose an increased risk to national infrastructure
National critical infrastructure is a state's public, physical or virtual assets that, if damaged, can affect the stability and societal fabric of a nation. There are eight major infrastructure categories including: energy, water, communication, transportation, banking and finance, emergency services, government agencies, and parks/recreation. Uninterrupted access to critical infrastructure has always been a top priority for national security, and because of this critical nature it has also become a target of hackers.
A momentary massive blackout in a Hollywood movie becomes reality in Ukraine
On December 23, 2015, the blackout in Ivano-Frankivsk region, Ukraine, affected hundreds of thousands of households. It was later confirmed that the blackout was caused by hacker's who used email to launch a spear phishing attack that resulted in a hacker assault on the power equipment. There has never been a record of large-scale power outage caused by hacking attacks before, so this attack was a milestone in the history of power grid security. In the 2007 movie Die Hard 4.0 there was a similar scene, but most people probably didn't give it much credence at the time and felt this type of attack was farfetched and impossible to achieve.
Ant-like IoT bot armies may smash national critical infrastructure
In the era of IoT, hackers have new ways to smash infrastructure through the numerous IoT devices that are largely unprotected and exposed to the internet. Hackers have been able to enter private networks or take control over common high-power appliances such as air conditioners, heaters and microwave ovens that are now IoT enabled. Once hackers gain control over large numbers of these high-power IoT devices they can remotely adjust settings that cause huge spikes in power consumption, eventually overloading power grids and causing large-scale power outages.
"This type of attack is harder to find than previous attacks," said Lin Yumin, CTO of Forceshield. "In the past, hackers had to break through physical or network protective layers to enter the power plant's internal network to cause disruption. But now, a large number of zero-protected IoT devices are scattered around the world and can be used to create bot nets or bot armies. As long as you can master a large number of the IoT devices to deliberately create power spikes, the power grid can collapse at any time." The power grid is just one example and in reality, almost all major infrastructure components are at high risk.
Traditional signature-based security solutions can no longer effectively respond to these types of fast-changing IoT attacks. A more proactive approach must be taken to achieve a truly effective defense. It is important to add protection layers to all internet connected devices to prevent hackers from using these IoT devices as automated bot (armies) to attack critical infrastructure facilities and networks.
Proactive and dynamic security solutions, providing true protection for IoT devices
DeviceShield uses Forceshield's exclusive dynamic transformation technology to protect IoT devices from bot attack. Once the DeviceShield client is installed on the device it protects against external bot attacks by randomizing the system behavior and proactively monitoring the device itself for changes that could signal the device has been compromised. The DeviceShield client is very lightweight and can consume less than 100kb of memory, making DeviceShield the world's smallest security solution for IoT devices. The ability to randomize target system behavior to achieve effective defense reduces the impact of equipment vulnerabilities on the enterprise, providing IoT device manufacturers, OEMs and system integrators with the most advanced, most efficient and customized IoT device security protection.


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Speaking to Racing TV after his victory on Eglantine Du Seuil in the Grade Two National Hunt Breeders Supported by Tattersalls Mares' Novices' Hurdle (Registered as The Dawn Run) at Cheltenham. jockey Noel Fehily suggest he is about to call time on his career.
A tearful Fehily said: "It is probably my last Festival so I enjoyed that. I think I am probably getting aq bit old for this job and I think that will be it now.
"I am not getting any younger and it is a young man's game.
"I have probably been thinking about it for a couple of weeks. I just thought it is time to let the young lads get on with it.
"I spoke to my agent Chris Broad, he has been brilliant – and my wife and my kids.
"I will ride for a couple of weeks or so and we will play it by ear.
"But this will be my last Festival."
Fehily, 44, rode Master Minded to victory in the 2010 Tingle Creek Chase for Paul Nicholls.
That association also yielded Champion Hurdle success with Rock On Ruby in 2012.
Fehily seemed to get better with age – and more opportunities.
He rode back to back King George victories aboard Silviniaco Conti, in 2013 and 2014.
In 2017 a second Champion Hurdle came thanks to Buveur D'Air and a day later he rode Special Tiara to land the Queen Mother Champion Chase.