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If you take an early distribution from your tax-deferred account, how much will you
have remaining after paying income taxes and penalties?
The tax-deferred account may be a 401(k) plan, your individual retirement account
(IRA), profit sharing plan, or other tax-deferred savings account.
Generally, if you withdraw funds from a tax-deferred retirement account and have
not reached age 59 1/2, your withdrawal will be subject to a 10% penalty on the
amount withdrawn. In addition to paying income taxes at the federal level, you
may have to pay state taxes. There may also be a state penalty on
an early withdrawal. State taxes are not considered in this example.
Whenever possible, it's generally best to avoid paying early withdrawal penalties on retirement assets. How much of your retirement nest egg would be lost to taxes and penalties if you took an early withdrawal? Note that this example assumes that the account is funded with pre-tax or tax-deductible contributions, and that withdrawn amounts are taxable.
Total taxes and penalties are estimated to be $0.00. After taxes
and penalties, the amount remaining will be $0.00.
There are certain exceptions to the penalty imposed on an early withdrawal. However,
income taxes must still be paid. Consult your tax advisor before taking any action.
This hypothetical example is used for illustrative purposes only. Actual results will vary.
The information in this calculator is not intended as tax or legal advice, and it
may not be relied on for the purpose of avoiding any federal tax penalties. You
are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information
presented nor any opinion expressed constitutes a solicitation for the purchase
or sale of any security.
This material was written and prepared by Emerald Connect, LLC.
© 2019 Emerald Connect, LLC. All Rights Reserved.
The information provided on this website is for educational purposes and does not intend to make an offer of solicitation for the sale or purchase of any specific products, investments, or investment strategies.
Financial planning and investment advisory services offered through Sequent Planning, LLC, a Registered Investment Adviser (RIA). Sequent Planning conducts business as Futurity First Wealth Management (FFWM). FFWM Advisors are registered with Sequent Planning as independent contractors and not employees of Sequent. Futurity First insurance Group (FFIG) and Sequent Planning are wholly owned subsidiaries of Senior Market Sales (SMS). Insurance products, Legal, Tax and Accounting advice are not offered through Sequent Planning.
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Gresham Portland,OR,us columbus Museum of Art Columbus,OH,US
Cruise Line Terminal - New York
1.36 Mb.
Date conversion
1.36 Mb.
5. South Street Seaport - New York
6. Carnegie Hall - New York
7. Grand Central Station - New York
8. Cornell Medical Ctr - New York
9. Radio City Music Hall
4. Cruise
Line Terminal - New York
Built with the comforts and conveniences of the sea loving passengers in mind, New Cruise Terminal is accessible, for parking, embarkation and disembarkation both from Manhattan and Brooklyn terminals. Brooklyn's water front has a historical existence of more than
years with the Pier 12 Quay built just prior to the Civil War serving as a cargo port for all types of merchandise until it was transformed in the year of 2005 was re built as modern cruise ship terminal. For those who would like to wander through the New York city before
boarding or after disembarking
, the city has plenty to offer in Broadway shows, shopping opportunities including in Fifth Avenue or stroll through the Central Park. Its subway system is perhaps the oldest in the USA carrying with it a
years history, joys and sorrows those who had used it day in and day out. Managed jointly by the New City Economic Development Corporation and the Port authority of New York/New Jersey, in the year 2009, in the 43 cruises that had called on the terminal, 2, 47,258 had enjoyed the cruises in one way or another.
5. South
Street Seaport - New York
Tracing its history to more than
years back, South Sea Port offers both historical value and commercial interests to the tourists. The visitors at the same time can have a fantastic over view of the East River and Brooklyn Bridge. Its mall is divided into three sections, the first modeled along the New York City's fish market, the second one runs along the water at Pier 17 and the third on ends in the Fulton Market building nearer the South Street.
Its buzzing activities
, a museum, the variety of restaurants would never make the tourists bored and think back of the prudence of choosing this spot. It is open between
a.m. and 9.00 p.m. Mondays through Saturdays and 11 a.m. to 8 p.m. on Sundays. Its museum deserves special mention as it holds the treasures of Frenkline Delano Roosevelt, the wife of then US President Roosevelt as her appetite for collection of exquisite items was considered to be insatiable.
6. Carnegie Hall - New York
For those who would like to listen
to music and not just hear it
, Carnegie Hall with its impeccable historical roots and acoustic settings is the most ideal place. Its history traces back to
, building has the touch many a famous architect as Peter Tchaikovsky, Igor Stravinsky and George Gershwin to mention a few of them and it is one of the symbols of New York that makes its residents proud and attracts the people from the globe both serious and casual music lovers. The USA is known for its philanthropy of the rich. Andrew Carnegie is no different. Being blessed with both money and love for music, he donated enough to see the rise of the building in a period of seven years. It may be of interest to know that though Franz Rummel, a famous pianist
was the first to perform
, yet he did not do it when the hall was ready in all respects but one month prior to it in a basement hall. Apart from the innumerable operas it holds the hall is equally important for its history and architecture.
7. Grand Central Station - New York
Grand Central Station in the New York City is a culmination of rail-road development over a stretch of period that dates back to more than
years. The earlier structures were dominated by rudimentary systems of transportation, a system that carries both the people and the goods in a leisurely manner that makes one nostalgic of the day to day travel carrying differing emotions from dawn to dusk. It only stands as a symbol of the changes in the growth of a metropolis which has an equal love for civic architecture. Its central location which goes by its very name in the midtown Manhattan on the 42nd street makes it accessible through all types of public transportation including the MTA Metro-North Railroad. Visitors should, however, be aware of the limited facilities for private parking and unavailability of lockers for luggage storage. The tourists can take advantage of the free guided and walking tours that are organized by The Municipal Arts Society and the Grand Central Partnership. Those who can make donation of $10 per person for guided tours.
Cornell Medical Ctr - New York
It is the first hospital that came into existence in New York due to untiring efforts of Dr. Samuel Bard, which culminated in the year
into the King George III of England granting a Royal Charter to the then Society of the Hospital in the City of New York which resulted in the opening of the hospital in gradual stages between 1776 and 783 to the soldiers defending the city. In 1791, it was thrown open to civilians. It holds either partially or fully medical records since its inception and secondly the fact that it is not yet another run of the mill hospitals which dishes out only medicine carries out surgeries. It is distinguished by its novel methods of combining medicine with arts. Take for instance, the imaginative workshops. Through this, art is taken to be a genuine method of therapy and applying mentally challenged patients it has opened up the creative abilities of them and usher in hopes and joys in them of living by minimizing the pains of isolation. Pioneers like Ladd and Kessler had applied
medicines at three levels
, the first one treatment, the second remedial treatment and the third one 'preventative' medicine.
9. Radio City Music Hall
The Great Depression of
had rare exceptions of courage hope and optimism in the extra-ordinary geniuses like Rockefeller, the Radio Corporation of America and theatrical geniuses Roxy Rothafel. The depressed times did not depress them. Rockefeller in a collaborative partnership with Radio America and with the cooperation of Roxy had plunged into developing a property by incorporating all superior features of innovations in architecture.
His financial might
, the popularity of the radio corporation and the skills of Roxy resulted in the birth of the Radio City and its Music Hall. It never discriminated anybody based on economic or status. Donald Deskey a relatively unknown Interior Decorator had worked wonders in bringing superb ambience to the place. His achievements include designing of
different phases that included eight lounges each one having its own melody if one can compare it with music and distant pattern if taken in a physical sense. Claiming to a status as the Largest Indoor Theater in the world, its canvas extends to the full city block, auditorium measures 160 feet from back to the stage, a ceiling that reaches 84 feet and has reported to have treated more than 300 million people of all hues and shades with its diverse
programs of stage shows
, movies, concerts and special events.
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Lion Gorge
Dare to enter Lion Gorge and come face-to-face with our magnificent African Wild Dog pack and hear all about this alert and agile hunter. Several predator species are featured in the Lion Gorge area, which will soon be linked to the new Leopard Ridge development taking shape nearby. The African Wild Dogs have moved into their newly renovated and extended home, after spending a few months next door in the Lion Exhibit.
Since the three elderly lion brothers passed away over summer 2016, the Zoo has not had any lions on display. Three brothers born on 20 October 2015 at Werribee Open Range Zoo have now moved in. They have recently had the opportunity of learning to live alongside the younger set of cubs, two females and two males, which will remain at Werribee.
Lion Gorge also features the world's most endangered crocodilian species: the Philippines Crocodile. Zoos Victoria has been partnering with Philippines conservationists for many years to protect this species in the wild as well as supporting species survival breeding programs here and in other zoos.
Lions are the kings of Melbourne Zoo. Don't miss your chance to come face-to-face with these majestic animals.
African Wild Dog
Meet the pack and hear all about this alert and agile hunter.
Philippines Crocodile
The crocodile is surely one of the most awe-inspiring creatures on earth. Visiting the crocodiles at Melbourne Zoo is an opportunity to meet these animals close up!
Lions preparing for move to Melbourne Zoo
Keepers at Werribee Open Range Zoo are preparing three adolescent male lions for their upcoming move to Melbourne Zoo.
Leopard Ridge Announcement
Minister for Energy, Environment and Climate Change Lily D'Ambrosio has announced details of the next big development at Melbourne Zoo: Leopard Ridge, due to open in December 2017.


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Rochelle Blake started dancing with Rince Na H'Eireann at the age of 6. Even at a young age she showed great aptitude for Irish Dancing and is a versatile dancer. Rochelle has helped out at all classes in the school.
Rochelle was the 2017 Rose of Tralee. She represented Darwin in Tralee and did very well as an ambassador for Darwin.
Rochelle has completed three grade exams and is a focused, dedicated teacher in our school.


text:
Dying out Flame – "Shiva Rudrastakam" album launch gig
Pioneer of Vedic metal in Nepal, Dying out Flame is all set to release their debut full length album "Shiva Rudrastakam". The title track "Shiva Rudrakstakam" was released via MetalUnderground and has been well received by listeners not only from Nepal but also from across the border as well. The album will be released via a gig on four cities of Nepal i.e Kathmandu(July 12), Pokhara, Dharan and Hetauda(July 19) and in Darjeeling, India as well.
Venue : Club 25hr, Naxal, Kathmandu
Entry Fee : Rs 350 including album CD , Rs 1000 including CD and band's tshirt.
The album launch gig will feature these bands from the country :
(Kathmandu Leg)
Binaash – brutal death metal
Vomiting snake– post thrash metal
Zombie X Incest
(Dharan Leg)
Crude Fixation – Powerviolence / Fastcore | Dharan
Error – Grind | Dharan
Sin Without Cease – Metalcore
Event Pages :
Kathmandu leg : https://www.facebook.com/events/210998129090023/
Dharan leg : https://www.facebook.com/events/1467587990149899/
Related Posts
- Decapitated Live in Nepal on 8th September 2012 (Promo Video)by nepalunderground 25 Mar 2012
- Divine Influence EP Release GIG ( Album Teaser Inside )by nepalunderground 4 May 2014
- IV Perfect Dehumanization Gigby bikramkawan 5 Jul 2011
- Divine Influence Live Videos From ktmROCKS Ides of March VIby bikramkawan 28 Mar 2011


text:
Gaining all that wisdom just to diegene.
Why does everyone want to stay youthfull?
The aging of a man is a journey wij all want to be spil long spil possible. I have found that my only actual problem with aging is that this bod wij have eventually wears out like any regularly used contraption does. The problem with aging is the anguish, not the wrinkles. DON
Because when you age, your bod cracks down and you can't do everything you could merienda.
That's why you do it when you can, and do other things when you can't
Life is a journey that many people fear ending. Each year brings us another year closer to death. Spil wij age, wij can't fear death all that much however, because wij have fatter problems. Wij can't rely on ourselves spil wij merienda did. Our eyes are not spil acute. Our joints are not spil pliable. Wij can't hurt ourselves on purpose and bounce right back, any more.
I don't find appealing the things you mentioned spil appealing. I understand sacrificing for youth, but my question is why do people go through so much to stay youthfull themselves? Fear of death and fear of aging are quiebro different things.
The fear of slowing down along with the physical switches to the figure, including sicknesses and diseases may be reasons why people do not look forward to aging. On the roll side, however, with aging comes lots of wisdom and contentment like never before. Aging is a bliss and should be embraced for its gracefulness, wisdom, and beauty!
",I wish I knew then what I know now".
There are also elements to getting older which last people from doing some things they merienda liked. This may involve jogging, hiking, better eye vision, or simply having more energy.
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It's not so much that aging is a bad thing spil much spil it's an optional thing te the eyes of many people.
The same holds true for pregnancy thesis days. Lots of women shove themselves to lose their pregnancy weight and get back to swimsuit form within 12 weeks. Ter the past it wasgoed almost a rule of thumb some weight build up stayed with the woman after each kindje. Very few of them bounced back to pre-baby weight.
Aging is not seen spil a bad thing. Te fact people like to brag about being one age while having the energy and looking like another age!
Aging is not a good thing. It leads to the eventual death wij all face. Ending the time spent with friends and family. Gaining all that wisdom just to diegene. Being youthful usually means being more healthy.
Not everyone can afford plastic surgery or the best advancements. At least 15% of the USA population is below the poverty line. That means less access to zindelijk health care. It also means less capability to even buy ordinary things like overheen the toonbank medicines or even wrinkle juices. Then the lower middle class makes up almost a third of the population. Again, thesis people are paying the bills, but spending money is often zonderling.
While some people can successfully love aging, the pictures shown of celebrities aging aren't realistic of what life is truly like for the majority of people. I know fairly a few women te their 60's, pass even more te the grocery stores, they certainly don't look like models. Looks of course aren't the only significant things, but I can imagine breast sagging to the belly button could be an kwestie for individual self esteem.
People go through so much to stay youthful because they value the life or time they have and want to ensure they keep loving the benefits of youth. Having the mental benefits of age mixed with physical youth is an ideal mix for many.


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By Sandip Ray
This booklet is ready formal veri?cation, that's, using mathematical reasoning to make sure right execution of computing structures. With the expanding use of c- puting platforms in safety-critical and security-critical functions, it really is changing into more and more vital for our healthiness to make sure that these platforms execute c- rectly. during the last decade, formal veri?cation has made signi?cant headway within the research of commercial platforms, fairly within the realm of veri?cation of undefined. A key benefit of formal veri?cation is that it offers a mathematical warrantly in their correctness (up to the accuracy of formal types and correctness of r- soning tools). within the technique, the research can reveal sophisticated layout blunders. Formal veri?cation is especially powerful in ?nding corner-case insects which are dif?cult to become aware of via conventional simulation and trying out. however, and even with its promise, the applying of formal veri?cation has to this point been constrained in an ind- trial layout validation instrument ?ow. The dif?culties in its large-scale adoption contain the next (1) deductive veri?cation utilizing theorem provers usually consists of - cessive and prohibitive guide attempt and (2) computerized selection systems (e. g. , version checking) can speedy hit the boundaries of obtainable time and reminiscence. This booklet provides fresh advances in formal veri?cation innovations and d- cusses the applicability of the suggestions in making sure the reliability of large-scale platforms. We take care of the veri?cation of a number computing platforms, from - quential programsto concurrentprotocolsand pipelined machines.
Quick preview of Scalable Techniques for Formal Verification PDF
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Extra resources for Scalable Techniques for Formal Verification
Right here, prob. f; ; AP/ is thought to create the verification challenge hf; ; APi 13. 2 Modeling LTL Semantics 1. observe R-and to to create a listing fs of formulation h 1 : : : ok i. 2. for every i 2 fs, practice R-cone to create a discounted version M admire to the variables of i . three. go back the gathering of verification difficulties h i ; M i ; APi. 183 i of M with Now that we have got formalized the compositional technique, we will ask what its characterization theorem should be. Informally, we wish to nation the subsequent: "The method M satisfies if and provided that for each verification challenge h i ; M i ; APi back by means of the approach, M i satisfies i with admire to AP. " What can we suggest by way of a process M pleasing the formulation ? The semantics of LTL is specific with appreciate to countless paths via a Kripke constitution. you can actually outline a functionality which can take a finite country procedure M and returns the Kripke constitution for M . allow us to name that functionality kripke. suppose for the instant that we will be able to outline a binary predicate ltlsem such that ltlsem. ; Ä; AP/ could be interpreted to come back T if and provided that Ä is a Kripke constitution for which holds. we will be able to then outline what it capacity for a finite country process M to fulfill by way of the binary predicate fulfill under. Definition. fulfill. ; M; AP/ D ltlsem. ; kripke. M /; AP/ we will now simply outline what it skill for a set of verification difficulties : to be chuffed. we are saying verification challenge prb D h ; M; APi passes if and provided that M fulfill . This idea is formalized by way of the predicate passes under. Definition. passes. prb/ D fulfill. formulation. prb/; sys. prb/; ap. prb// eventually, a suite of verification difficulties might be stated to go if and provided that each one constituent challenge passes, as laid out in the definition under. Definition. move. prbs/ D if :consp. prbs/ T passes. first. prbs// ^ go. leisure. prbs// in a different way With those definitions, we will be able to eventually convey the correctness of our compositional process. The formal assertion of correctness is proven under. Correctness Characterization. sysp. M; AP/^formula. ; AP/ ) fulfill. ; M; AP/ D cross. decrease. ; M; AP// thirteen. 2 Modeling LTL Semantics We appear to have our paintings reduce out to accomplish the target of reasoning approximately our strategy, for instance, we should always outline the predicate ltlsem to catch the semantics of LTL after which end up the formulation named Correctness Characterization above as a theorem. yet how will we outline ltlsem? now we have offered the normal semantics of LTL in Sect. 2. 2. LTL is defined when it comes to execution paths of Kripke constructions. hence, a naive technique should be to outline a binary predicate pathsem in order that 184 thirteen A Compositional version Checking approach given a direction and an LTL formulation pathsem. ; ; AP/ returns T if and provided that satisfies with recognize to AP in keeping with the recursive characterization we mentioned. we must always additionally outline a binary predicate pathp in order that given a Kripke constitution Ä and a course , pathp. ; Ä/ returns T if is a course via Ä and 0 in a different way. If we will be able to do all that, then we will then outline ltlsem with the subsequent definition.


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latex2html -no_footnode -no_math -html_version 3.2,math -split +1 -link 1 -up_url http://people.ucsc.edu/~abestone/courses/ -up_title Courses -dir syllabus_190P_fall08 -t 'Phil. 190P, Autumn 08' /Users/abestone/courses/ucsc/190P/fall08/syllabus/syllabus
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Wednesday, November 26, 2014
The Historic Salem Re-Photography Class Photo of 2014
There was help and community along the way. An associate provost asking the local community school to lend us their furniture. Staff at the school helping us move the desks, giving my students a lesson on alternative education models at the same time. The students finding the whole thing weird but amusing and generally being the pretty amazing people they are.
And this is, thanks to my friend Sam Perkins who worked his photoshop magic, a really really really good example of re-photography, where you stage a scene at the same location and from the same aspect as a historic picture and then you mash them together. My students loved meeting the awesome Kylie Sullivan of Salem Main Streets. They were fascinated that Market Square, where the weekly farmer's market is held for more than half the year, has been in some way or another, a market space for centuries. They wanted to dress up in historic costume, but I couldn't score enough of those. So, it seemed like the perfect location to use re-photography to show how the past meets the present in the cityscape. And it was.
It is hard to do stuff like this. It takes planning, organization and more goodwill than you can imagine streaming in from all directions. I think it is why it is one of the things I am happiest about this semester in terms of my teaching. It is the thing we will remember.
4 comments:
- AnonymousNovember 26, 2014 at 1:07 PM
I don't think you did just ok, you did fantastic! That's a really great photo! I appreciate hearing a little about the history of the square and all the effort that went into creating it, too. Sorry you had to deal with parking tickets. :(ReplyDelete
thank you! It was pretty fun and so far the only other class pic entries I've heard of are pretty pedestrian by comparison!!!!!Delete
- AnonymousNovember 26, 2014 at 1:45 PM
Aaand I just came across this link: http://maryrobinette.tumblr.com/post/103486670860/archiemcphee-we-love-it-when-people-find It contains glimpses of artist Halley Docherty's project combining Google Street View images with historical paintings of London in a very similar vein to your class project.ReplyDelete
Would you mind sharing how you came up with the idea, and maybe a little more on how your students responded to the finished photo?Replies
Hey, I came up with the idea from a re-photography project in Derry, Northern Ireland (not New Hampshire!) that I had come across last summer and wrote about here: http://www.theflickeringlamp.org/2014/06/the-city-revisited-re-photographic.html. When I couldn't find costumes do to the whole back in time thing, I started thinking a mashup might work. I couldn't have done it without my friend Sam's help. The students were pretty floored --- I think they actually realized that it was worth the hassle already while we were staging the picture and they were having fun…but the final product got them excited!Delete


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A few years ago I took this photo of 2 trains going west near the Freya bridge. Now it's a parking lot
for new cars from the factories. But it always was not this way, It was the home of a large meat packing plant.
The upper tracks was the original Northern Pacific main line. The lower line was the new main line.
Looking west from the bridge itself, the photographer shot the east entrance through the fence.
My suspicions is that the car was the photographer's.
The new main has been installed on the left. The Armour plant is now located on the north track.
Next time you cross the Freya bridge check it out. Keith Wiles worked this area when is worked for the
BNSF as the west switcher for the Yardley yard. When they banned cattle cars from the railroad that
took out the need for the plant. Nothing ever stays the same.


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'I write as I speak'
Singer-songwriter Corazon Mizzi needs no introduction; not only has she won L-Għanja tal-Poplu no less than four times with her own compositions, but she has released two albums, the latter, Għall-Bejgħ, launched just recently via a magnificent concert held at the University of Malta. Anna Marie Galea sits down with Corazon and learns more about the bubbly and ultra-talented singer and her creative process.
Like many gifted singers, Corazon's passion for music started extremely early and she is nothing if not grateful to her parents for her early introduction to what she calls "beautiful Italian music".
"From a very tender age, I was taught to appreciate the power of words and storytelling in song. I wrote my first proper songs during my sixth form years. The music room at St Aloysius' College contained a very beautiful grand piano, and that's where I would spend all my break-time; sometimes alone writing music, at other times in company sharing my compositions with my friends.
"They would always gladly listen in, pooling in ideas and sometimes we'd also write songs together – I knew then that this was something I loved doing and their approval really encouraged me. At the end of the year, I had produced so many songs that my Systems of Knowledge project was acollection of them."
Although her first foray into songwriting when she was very young was in Italian, Corazon quickly switched to writing in Maltese. Although it was a natural process for her to write in her mother tongue, many might consider this to be something of a bold move given how few of our fellow countrymen opt to do the same.
I asked Corazon why she thought that was: "I think that the first problem is that we lack an indigenous scene of Maltese music. Most of our musical past relies on songs which were written for one festival or another, tied to a political theme, or historical episode. Therefore, a young singer-songwriter wishing to write in Maltese has few idols to follow, little thematic ideas to draw inspiration from, and a repertoire which belongs to an older generation.
"Secondly, the colonial mentality is still very present in us – we still feed on the idea that what is local is inferior to anything exported. That is why I insist on writing about scenery or character which is typically Maltese in an attempt to make my listeners realise the beauty in what is ours."
While many have chosen to blame English for the way the Maltese language has suffered over the years, Corazon is adamant that it is not the case and presents a tantalising counter-argument.
The largest damage to our language is not made by those who choose to speak in English, but by fundamentalist language enthusiasts
"The largest damage to our language is not made by those who choose to speak in English, but by fundamentalist language enthusiasts. I am referring to those who make a huge fuss about employing archaic Maltese vocabulary, insist on perfect spelling, and expect Maltese to remain a pure and uncontaminated language. This attitude disheartens the multitude of Maltese who use the language in their everyday life but are not academics or linguists.
"My style of writing breaks barriers in the way music in my native language is written, working with our language in a way that it is understood and spoken today makes it sound intimate and colloquial, appealable to the public in general. Sometimes, if the context allows, I even consciously mix in English words. Such is the case in: 'Kif tħobbni int, ħsibt li jħobbu biss fil-kotba u fil-films' from my song Kif Tħobbni Int. This is the way the Maltese speak today, and music which is written today needs to reflect Maltese society. I write as I speak. I am not a teacher – I do not need to set any example."
Kif Tħobbni Int is just one of the many beautiful songs which populate Corazon's new album, Għall-Bejgħ. Unlike her first album Hawn Jien which was principally a collection of songs written over time, Għall-Bejgħ is more of a concept album: "The thing about Għall-Bejgħ is that all the songs were written around the same time so they share the same fire. Because of this, they feel unified; it is obvious that they belong to one piece of work.
"When introducing my album to others, I was finding it very difficult to explain the meaning of a concept-album – how songs, albeit each being able to stand alone, can be unified by a series of images, thematics, melodies and how their identity is closely tied to this collection. That is why we created the baker's story after the album was completed – in an attempt to facilitate the audience's understanding of the way the songs are related to each other.
"The simple story of a baker's rise to fame and subsequent fall was inundated with references to thematics which were repeated in the entire album – an excuse to facilitate the understanding of the work."
Despite the enormous beauty of her body of work, Corazon remains humble and grounded in what she wants to achieve both through the album and in her life in general. Her wish is not only to encourage more people to experiment with writing in Maltese but to be able to express herself fully: "Throughout my life, I always felt a strong need to realise myself as an artist – not simply to produce or to execute the already established, but to break boundaries, tread on uncharted territory and create something new.
"This album attempts at doing that. On a personal level, this album encapsulates much of who I am today: my thoughts, my deepest fears, my recollections while I still hold a vivid memory of them, my hopes, my criticisms, my judgements, the persons and things which are most dear, the values I cherish. It is an artistic expression of who I am and what I represent. I am deeply thankful for having the opportunity to be able to do what I do in the presence of an ever encouraging audience."


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Product Description
Today, kiddush Hashem, sanctifying the name of God, is observed, not by dying as a Jew, but by living as a Jew. In this inspiring series of videos on kiddush Hashem, Torah Live interviews Benjamin Brafman, a world renowned criminal attorney, and other famous figures who, throughout their lives, brought about a greater acknowledgment of God and respect for Him.
As we are bombarded with stories of chillul Hashem (whether real or fabricated) on the media, it is our responsibility to passionately take upon ourselves the challenge of bringing about a kiddush Hashem. It is incumbent upon us to fulfill what Rabbi Shalom Yosef Elyashiv suggested was the mitzvah of our generation: "Let the name of Heaven become beloved by you."


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Sinners' TownSunfire
The Old West. Hot, dry and a true mess. Women and men needed true grit to survive the hardships of the newly claimed land. A time of feared outlaws, predatory cattlemen, heroic sheriffs and brave men that won the West. In other words, a time that has been highly romanticized. The tales close to the truth didn't always have a happy ending.
The troubadours of Sunfire compose tales about these hard times and work as much as they can to entertain the audience with gritty and quite dance-able Alternative Western Folk. Influenced by Americana, Roots, blues and a pinch of sweet, good ol' fiddle music this five-headed band gets a unique sound unlike any other.
Sunfire write and compose their own material, they released their second album "Sinners' Town" August 2018. The band skilfully utilizes americana, folk, country and bluegrass, something you'll easily pick up on when listening to the album. Expect raw vocals, enthralling tales, and irresistible rhythms and melodies.
The album feels like the Sonoran Desert, pure, hot, wild, and unpredictable.


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PERC 2015 Abstract Detail Page
Previous Page | New Search | Browse All
|Abstract Title:
|Students' engagement in modes of collaboration while solving problems in groups
|Group work is becoming increasingly common in introductory physics classrooms. Understanding how students engage in these group learning environments is important for designing and facilitating productive learning opportunities for students. We conducted an exploratory study in which we collected video of groups of introductory physics students working on conceptual electricity and magnetism problems. In this setting, students must negotiate a common understanding and coordinate group decisions in order to complete the activity successfully. We observed students engaging in several distinct modes of collaboration while solving these problems. Closer analysis of these observations has been focused on identifying these different modes of collaboration and articulating what defines each one. We present preliminary analysis of a small number of videos that will inform future work, including identifying new modes and determining how different modes may be related.
|Abstract Type:
|Contributed Poster Presentation
Author/Organizer Information
|Primary Contact:
Marcos D. Caballero
Michigan State University
and Co-Presenter(s)
Alanna Pawlak, Michigan State University
Paul Irving, Michigan State University


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In this system, white alloy zirconium are used. This is the only material that offers aesthetic and durability together. The biggest advantage of the system is to reach high resistance and provide full aesthetic appearance to bridges at the rear.
For many years in porcelain applications, metal substructure have been used for durability under the porcelain tooth. Zirconium was used successfully in the other branches of medicine. A new era was opened by using zirconium in dentistry instead of metal porcelain.
These are porcelain leaves that are posted in front of tooth surface. 1 mm thin layer is removed from outer surface of the tooth and measurement is taken. The porcelain laminates which are prepared on model are tested and pasted on tooth in most appropriate form. Maximum aestehetic is acquired with minumum damage. Distance between teeth, hazes and caries are eliminated with this method. Any color can be given but this color never changes. View is natural. Process takes a few sessions.
Dental bleaching, also known as tooth whitening, is a common procedure in general dentistry but most especially in the field of cosmetic dentistry. A child's deciduous teeth are generally whiter than the adult teeth that follow. As a person ages the adult teeth often become darker due to changes in the mineral structure of the tooth, as the enamel becomes less porous. Teeth can also become stained by bacterial pigments, foodstuffs and tobacco. Certain antibiotic medications (like tetracycline) can also lead to teeth stains or a reduction in the brilliance of the enamel.
9-10 tons can be achived in a harmless way with teeth whitening process. Bleaching must be done by personalized drugs after the dentist examination.
– Bleaching has 2 ways:
1) Home Bleaching: You will apply this method in your home with dentists orientation and instructions. A special measurement has taken from the patient's mouth and personalized whitening plague is prepared. Before sleeping, water-based bleaching drugs are placed into the plague. With the plague which is placed in mouth through the night, the whitening is achieved. The process is applied in 7-10 days according to the number of whitening and reaching the best result.
2) Office Bleaching: This process is applied by dentists when bleaching have to be faster. The gums are isolated and drugs are taken. For improving the effectiveness of drugs, blue light which have used in radiated fillings, is applied.
What should I look out for he treatment of Bleaching?
This process must always be in dentist control and instructions must be followed.
Caries, cracks, fracture zones effect chemical material and may cause damages. This type of tooth problems must be eliminated before whitening process.
During bleaching process, tea, coffee or smoking should be avoided and regular brushing and maintenance procuders should be applied systematically by us.
Inlay-Onlay Fillings
Porcelain inlay-onlay are superior aesthetic fillings that have maximum durability. They are prepared in a laboratuary. We can apply inlay-onlay fillings to the teeth which need large fillings. These fillings are preferred because under construction they require more less material loss according to porcelain crowns. Just decay is cleaned and measurement is taken. Porcelain inlay fillings are pasted to teeth with a special glue(adhesive system).
Composite fillings are also known as white fillings because they are tooth-colored. At the beginning they were used only for front teeth, now dentists are using them for back teeth as well because durability against chewing forces are increased.
Advantages of Composite Fillings
Being aesthetic is the biggest advantage of composite fillings. They are polished immediately after filling.They can be used Not only for restoration of dental caries, but also for cosmetic transactions by changing the colour and shape.
Disadvantages of Composite Fillings
Composite fillings are applied layer by layer and harden with a special light. Therefore, compared with amalgam it takes long time and is more difficult to make. The price is more expensive than amalgam. Discoloration can be seen in a long time.


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Asure Software Acquires OccupEye Limited; Building on an already impressive Internet of Things (IoT) Strategy
AUSTIN, Texas, April 09, 2018 (GLOBE NEWSWIRE) --Asure Software(NASDAQ:ASUR),a leading provider of Agile Workplace Solutions, which include Human Capital Management (HCM) and workplace management software, today announced the acquisition of OccupEye ...
AUSTIN, Texas, April 09, 2018 (GLOBE NEWSWIRE) -- Asure Software (NASDAQ:ASUR), a leading provider of Agile Workplace Solutions, which include Human Capital Management (HCM) and workplace management software, today announced the acquisition of OccupEye Limited. OccupEye provides a sensor-based solution that allows organizations across the world to streamline operations, creates efficiencies, enhance productivity and analyzes employee engagement, which generates cost savings and creates a more employee-focused workplace. OccupEye's technology combined with Asure Software's existing workplace management software and Human Capital Management (HCM) services, allows Asure Software to expand its technology solutions while adding its own complementary and proprietary sensor hardware and analytics.
Pat Goepel, CEO of Asure Software said, "With the acquisition of OccupEye, Asure Software is now positioned to develop new innovations in the IoT space, while offering our clients the technology solution they need improve the employee experience and drive down costs." Goepel continued, "Our workplace management solution, Smartview, gives insight to companies so they can optimize space for maximum productivity. With the addition of our own sensor technology, OccupEye, which integrates with Smartview, we will be able to continue to innovate our Human Capital Management and workplace platform while increasing our sales through new cross-selling opportunities."
Organizations are making investments in an IoT strategy. By adding OccupEye to our workspace solutions, Asure Software will create new opportunities to lead with innovation, and strengthen Asure Software's cloud strategy while creating new industry visibility with a wider market reach and strengthening the IoT program.
OccupEye will open a unique cross-selling opportunity across accounts integrating with Resource Scheduler, Asure Software's rooms scheduling software, Smart View, the space utilization solution and combining it with the HCM platform, to create the full employee engagement experience.
Joe Karbowski, CTO of Asure Software stated, "This technology can put valuable data into the hands of Finance, IT, and HR leaders, along with other decision makers, to increase efficiencies and reduce operating costs across an organization." Karbowski continued, "Asure Software can now explore and develop our own technology that can monitor vital real estate data involving; cooling systems, lighting, increased office efficiency and more, while integrating with our current Human Capital solutions data that maximizes the employee experience."
Financial Outlook
"We are updating our 2018 guidance, based on the closing of this transaction. For fiscal 2018, we now expect to achieve revenue of between $89.0 million and $92.0 million up from $85.0 million to $88.0, and non-GAAP EBITDA, excluding one-time items, of between $20.0 million and $23.0 million up from $19.0 to $22.0," noted Asure Software CEO, Pat Goepel. More details will be provided on Asure's first quarter 2018 earnings call.
*Non-GAAP Financial Measures
This press release includes the following financial measure defined as non-GAAP financial measures by the Securities and Exchange Commission: EBITDA, excluding one-time expenses. This supplemental financial measure is not required by GAAP, nor is the presentation of this financial information intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with GAAP. Management recognizes that non-GAAP financial measures have limitations in that they do not reflect all of the expenses associated with Asure's earnings results as determined in accordance with GAAP. However, for the reasons described below, management uses these non-GAAP measures to evaluate the performance of Asure's business. Asure's management believes that it is important to provide investors with these same tools, together with reconciliation to GAAP, for evaluating the performance of Asure's business, as it may provide additional insight into Asure's financial results. See the "Reconciliation of GAAP Net Income/(Loss) to EBITDA Excluding One-Time Expenses" table included in this press release for further information regarding these non-GAAP financial measures. In addition, these measures are presented because management believes they are frequently used by securities analysts, investors and others in the evaluation of companies.
EBITDA, excluding one-time expenses, is calculated by adding income taxes, interest expense, depreciation and amortization and stock compensation expense to net earnings and excluding certain expenses that management believes to be one time in nature and are not expected to recur on a dollar or per share basis. EBITDA is not defined under GAAP and should not be considered in isolation or as a substitute for net earnings and other consolidated earnings data prepared in accordance with GAAP or as a measure of Asure's profitability.
Reconciliation of GAAP Net Income (Loss) to EBITDA Excluding One-time Expenses:
|Fiscal 2018
|Net Income (Loss)
|Depreciation and Amortization
|Amortization of Acquisition Related Intangibles
|Stock Compensation
|One-time expenses
|EBITDA excluding one-time expenses
About Asure Software
Asure Software (NASDAQ:ASUR), headquartered in Austin, Texas, offers intuitive and innovative solutions designed to help organizations of all sizes and complexities build companies of the future. Our cloud platforms enable more than 100,000 clients direct and indirect, worldwide to better manage their people and space in a mobile, digital, multi-generational, and global workplace. Asure Software's offerings include a fully-integrated HCM platform, flexible benefits and compliance administration, HR consulting, and time and labor management as well as a full suite of workspace management solutions for conference room scheduling, desk sharing programs, and real estate optimization. For more information visit www.asuresoftware.com
This press release contains forward looking statements that involve risks and uncertainties. These statements relate to future periods, future events or our future operating or financial performance. All statements other than statements of historical fact are forward-looking statements. In some cases, you can identify forward-looking statements by terms such as "may," "will," "could," "expect," "anticipate," "continue," "plan," "intend," "potential," "predict," "estimate," "project," "believe," "would" and similar expressions and the negative of those terms. Forward looking statements include but are not limited to statements regarding our strategy, future operations, financial condition, and results of operations, projected costs, and plans and objectives of management. Forward-looking statements are based on management's current plans, estimates, assumptions and projections, and speak only as of the date they are made. Actual results may differ materially from those contemplated by the forward looking statements due to, among others, the risks and uncertainties described in our reports and filings with the Securities and Exchange Commission. Except as required by law, we assume no obligation to update or revise any forward-looking statements for any reason, even if new information becomes available in the future.
Company Contact:
Stacy Zellner, Director of Marketing
Asure Software
The issuer of this announcement warrants that they are solely responsible for the content, accuracy and originality of the information contained therein.
Source: Asure Software, Inc. via Globenewswire
Source(s) : Asure Software, Inc.
Asure Join's Industry Leaders to Discuss"Understanding the Productivity Enigma" AUSTIN, Texas, Sept. 21, 2017 (GLOBE NEWSWIRE) -- Asure Software, (NASDAQ:ASUR), a leading provider in human capital management and workspace management ...
LONDON, June 08, 2017 (GLOBE NEWSWIRE) -- Asure Software (NASDAQ:ASUR), a leading global provider of Digital Workspace software and Human Capital Management, announced today that its room and desk booking, space management and space ...


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Understanding the Underrated Art of Metalworking
Metalworking is one of the most underrated arts and skills known to man. This simply refers to the creation of objects out of metal. When we hear about art galleries, we think painting, wooden sculptures, or concrete busts. Metal works are hardly on display. However, metal works can be decorative, as in the case of


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Cremer, J., Khalil, F. and Rochet, J.-C. (1997) Strategic information gathering before a contract is offered (Discussion Papers in Economics and Econometrics, 9708) Southampton, UK. University of Southampton
In a Baron-Myerson setup, we study a situation where an agent is initially uninformed, but can, at a cost, acquire information about the state of nature before the principal offers him a contract. For intermediate values of the cost of acquiring information, the agent's equilibrium strategy will be a mixed strategy: he will acquire information with a probability strictly between 0 and 2. we identify the contract that the principal will offer to such a "maybe informed" agent.
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