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List/Grid Tag Archives: Coca-Cola
Coca-Cola to Host Google+ Hangout Next Week
Posted on February 11, 2012 | 0 Comment
In an attempt to get a vote of confidence from Corporate America for Google+, Coca-Cola is aiming to launch a Hangout on the network next week. The Hangout is scheduled for February 16 at 2 p.m. EST. The hangout will feature company's archivists Ted Ryan and Jamal Booker who will… Read more »


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Rappler's Life and Style section runs an advice column by couple Jeremy Baer and clinical psychologist Dr Margarita Holmes.
Jeremy has a master's degree in law from Oxford University. A banker of 37 years who worked in 3 continents, he has been training with Dr Holmes for the last 10 years as co-lecturer and, occasionally, as co-therapist, especially with clients whose financial concerns intrude into their daily lives.
Together, they have written two books: Love Triangles: Understanding the Macho-Mistress Mentality and Imported Love: Filipino-Foreign Liaisons.
Dear Dr Holmes and Mr Baer,
I am a woman, 36 years old, single, no children. I am with a married man who is 48 years old, with 3 children whom I have not met.
He is not my first lover, so why do I have headaches when I have sex with him and not with the others? He is the first married man I've been with, even if many have courted me before.
I do not have these headaches every time we have sex. I notice that I get them more often when I do something that pleases him and he gets very excited.
I am religious, going to Mass every Sunday and have a devotion to the Sacred Heart. I have also not had a relationship with someone married until now.
Is this God's way of telling me I should stop it?
Please help.
Dear Ruth,
Thank you for your email.
There seem to be 3 principal issues in your account: your headaches, your affair with a married man, and your religion.
Starting with your headaches, there are headaches that occur just before or during orgasm that are purely physical. It seems that there are two main kinds: a dull headache that intensifies as orgasm approaches or a sudden and severe headache during orgasm. In some cases these can indicate a problem with the blood vessels feeding the brain.
However, since sex headaches do not occur in your case except with your married lover and are especially severe when he gets the most pleasure, it appears reasonable to suggest that there is a connection between your headaches and a sense of guilt over your affair, particularly when their frequency is linked to his heightened enjoyment.
There is after all plenty of scope for guilt — an extramarital affair is not usually on the menu for a believer in a mainstream religion in the Judeo-Christian tradition. Dr. Holmes may wish to comment further on the psychology of guilt.
Turning to your statement that you are religious, go to Mass weekly and have a devotion to the Sacred Heart, I have to say that I am baffled by this information. Carrying on an affair is not considered a virtue by your church and compounding that by possibly contributing to breaking up a family only worsens the situation.
However, what is truly concerning is how you apparently manage to reconcile your affair with your religious convictions. It seems the height of hypocrisy at first sight and unfortunately, you give us no further information with which to understand your situation any more clearly.
As for whether it is the hand of God that is striking you down with headaches as you pursue your "licentious path," I am afraid that as an agnostic I find it hard to believe (and I am being generous). However, if you are sufficiently consumed by guilt, then a physical reaction is a possible consequence.
All the best,
JAF Baer
Dear Ruth:
Thank you very much for your letter. Your letter comes across as basically a religious one: Are your headaches punishment for your being with a married man?
While it is not within our remit to answer religious questions, maybe the information and perspective we share will help you draw your own conclusions.
Example: Does your interpretation of God make Him/Her seem like someone who has a tit for tat mentality? As in: "You do bad (like go with a married man) and I shall smite you with headaches. You do good (leave him) and I shall reward you with a new house? A new car? Success at the sweepstakes maybe?"
Because that is the way it sounds to me from reading your letter. I will be the first to admit that you would, of course, be the expert on your relationship with your God. I can only respond to what you tell me in your letters.
If, however, you decide that your current interpretation of God doesn't make Him/Her very nice and thus not worthy of being obeyed, then might you consider maybe examining whether this God of the Old Testament, emphasizing justice instead of mercy, is the god you wish to continue worshipping.
You must definitely also explore the science behind the phenomenon of sex headaches since that can contribute to the religious perspective you have and might have in the future.
For example, if your God, indeed, is giving you sex headaches whenever (and only IF) you make love with your married guy, wouldn't he have to be consistent and give headaches to every woman who had sex with a married person not her spouse?
One would hope He would not be a sexist god, and therefore, if your interpretation were true, God would also give headaches to every man who made love to a married woman who was not his wife.
And that is just not the case. Research on headaches during sex suggests only two factors that may make the probability of its happening more likely:
Being male (about one percent of people experience headaches during sex, and around three quarters of them are men)
Having experienced migraines in the past
First, a few tried and tested facts, again based on research:
A sexual benign headache happens because the increase in sexual excitement causes the muscles to contract in your head and neck, resulting in head pain. A orgasm headache, on the other hand, occurs because of a spike in blood pressure that causes your blood vessels to dilate. Movement makes orgasm headaches worse. Sex headaches are brought on by sexual activity — especially an orgasm. Or, more commonly, you may experience a sudden, severe headache just before or during orgasm
Sex headaches aren't usually a cause for concern. But consult your doctor right away if you experience a headache during sexual activity — especially if it begins abruptly or it's your first headache of this type.
And finally, prevention: sex headaches can be prevented by
- Stopping sexual activity before orgasm (but who really wants that, eh?);
- Taking a more passive role during sex also may help;
- And, finally, medication; whether daily like a beta blocker, or preventive, like an anti-inflammatory, to be taken an hour before sex to prevent headaches. Please consult a medical doctor regarding the medications!
There are just 2 points I wish to make before ending this:
Ordinarily, I would have suggested you go to a doctor not just if you wanted medication, but the minute you experienced a sexual headache. Generally, sex headaches are not overwhelmingly dangerous, but, of course exceptions to the rule exist.
It would therefore be best to make sure you do not have the kind of highly-unlikely-but-still-possible-sex headache that is life threatening. However, you have survived despite having experienced not one but many sex headaches, so it is probably safe to say you have nothing to worry about (at least in terms of this being physically dangerous).
I would like to offer an alternative explanation to your particular headaches. Mr Baer suggests that it is primarily a sense of guilt over your affair that contributes to your sexual headache. I don't think you get sexual headaches simply because of guilt. Brain activity during an orgasm itself involves the parts of the brain (lateral orbito-frontal cortex for one) which control self evaluation, reason and control, shuts down in all genders.
This makes perfect sense since in real (as opposed to fake) orgasms, you often lose control. Guilt primarily has to do with self evaluation, based on reason (or, more likely, non-reason).
Dearest Ruth, I so hope this has been helpful, despite a blending of religious insight (or so, we hope) and scientific fact.
If we failed to assuage you regarding God's message to you, please feel free to contact someone who specializes in spirituality. However, should you want more information on relationships and sexual problems, please feel free to contact Two Pronged once more.
All the very best,
MG Holmes
– Rappler.com
Need advice from our Two Pronged duo? Email email@example.com with subject heading TWO PRONGED. Unfortunately, the volume of correspondence precludes a personal response.


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If you are anything like me, you brag about your top of the line immune system and laugh at all your friends who get sick multiple times a year. I'd like to give credit to drinking good old tap water and never wearing shoes, even though I have no idea if that is the least bit logical or even makes sense. It honestly could be sheer luck, but I really do stay healthy 51 weeks of the year – leaving me one dreaded week of fighting every sickness I managed to dodge.
Growing up, my parents were never big medicine people. Especially my Nana, they had a home remedy for just about everything. Luckily, they worked and have stayed with me my whole life. If you follow me on social media, you know I was recently sick as a dog, which got me thinking – why not share with you these easy tricks I use to help you when you are under the weather?
Nana's Tea
Looking back, this probably was not the best things to give us as kids, but I whole heartedly live by this quick mix haha. It brings me back to life overnight and very few times does this not do the trick. My Nana raised us on this and still to this day, I swear by it. It might sounds strange, especially if you do not like the taste of alcohol, but bear with me!
- 8 oz glass of hot tea (preferably decaffeinated)
- spoon full of honey
- half squeezed lemon
- shot of whiskey
Take it like a shot before you go to bed, and you will wake up a new person!
Vicks Overload
After throwing back my hot tea, I move on to the Vicks overload. Maybe this is a little outdated, but Vicks is my jam. Anyone else's parents douse them in Vicks when they were kids?? Surely I cannot be the only one. Regardless, as a kid and still today, I will put Vicks on my chest, back, even the bottom of the feet to clear up any sinus problem I have – it'll whip you back into shape! As I've grown older, I found even better additions, Vick's shower bombs and Vicks rub with LAVENDER! If you have not used one of these, go to the store NOW, because they will change your life… and respiration issues.
Essential Oils
So it wasn't until this year that I got hooked on these and they are life changing. For people that are not big on jumping straight to medicine, there really is an oil for just about anything! Here are my go-to's:
- Peppermint in the morning to wake me up
- Lemon Grass or Basil when I am working for mental clarity, focus and balance
- Thyme to cleanse your home during or after being sick
- Cinnamon Bark for immune system support
- Lavender at night to help me sleep (along with my globs of Vicks)
In addition to there being a billion oils, there are also a billion ways to use them. Personally, I have an oil diffuser in my house, I will rub it on my temples or behind my ears, or pour a baby drop into some tea. All three work for me! The neat part too, is that there are so many that are interchangeable with the ones I've listed, these are just my favorite! If you want to learn more, I use the Young Living brand of essential oils!
Do you have any home remedies you grew up with? Or even ones you recently discovered? What do you do when you are under the weather? I'd love to hear your feedback!
Be confidently you,
Shop the look: Although this specific pattern is not sold anymore, HERE is the link the my super cozy Vera Wang PJs!


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How To Get Rid Of Indian Accent ENGLISH FORUMS
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How to Get a British Accent Lesson One - "The Glottal T
Acquiring a genuine accent can be the ultimate icing on the cake in your journey to perfecting a language. While some accents are glaringly obvious like the American twang compared to the lyrical Irish accent, some are subtle and barely noticeable to the untrained ear. Eventually you may be able to...it really depends on your children, and how much time they spend in england. i would recommend you send them to boarding school there until they�re about 15 � 17. which should allow the accent to become their �default� but unless they make a conscious decision to maintain it, it will likely slip gradually.
Is it possible to permanently change your accent/dialect
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How To Change Your Accent To British Permanently
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How To Change Your Accent To British Permanently
The main thing you have to be able to do is listen for very distinctive differences in vowel sounds and be able to mimic them. We were all born with the capability to make every possible sound.
- 2/08/2010�� Not only can they change the perceived age of a speaker by changing the frequency, resonances and timbre, e.g., make a boy sound like an infirm, old woman, but they can now impose a cultural accent on the speaker.
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- My Real British Accent Introduction by Jade Joddle This accent training pack is for you if you wish to develop a clear and natural British accent.
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My name is Kevin van Eeten and I am a researcher at the Laboratory of Chemical Reactor Engineering at Eindhoven University of Technology, the Netherlands. Under the flag of TORTUGA-X, I research the effect that torsion, turbulence, and gravity have on the acceleration of mixing in novel types of chemical reactors.
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Philip Simpson, commercial director of PDM, discusses how a landfill ban on food waste is a key part in eradicating waste to landfill, but not the whole story.
Between the upset over HMRC's increased landfill tax charges, and the EU's ambition to abolish landfill altogether, we see the waste industry once again come into sharp focus.
We know that food waste is one of the largest waste streams going to landfill and that an implementation of a ban on this source will help the UK deliver on its obligations under the EU Landfill Directive, as well as secure renewable energy. I believe it's also the vital step that must be taken to bring England in line with other European countries, including Scotland with its Zero Waste initiative.
But it's not about taking a hard edge approach; there are fundamental factors that are yet to be completely explored before a ban can successfully work. This is something that we're addressing through Vision 2020, an initiative which has brought together key players from the public and private sector to identify best practice and look at how to stop food waste going to landfill. The panel's aim is to ensure a successful transition to a ban that offers viable and commercially beneficial alternatives to landfill.
To do this we need to take a phased approach to a ban, ensuring that the right environment for change is achieved. A ban should follow the end of a process which delivers cost effective infrastructure and keeps business drivers at the forefront. It also needs to deliver the requirement to sort food waste and the sooner businesses and consumers start to segregate their food waste the better – as this will help them to identify exactly what they are throwing away and where they can avoid such waste with almost immediate effect.
Communication is key
When it comes to the food waste recycling infrastructure in the UK to date, a lot of focus and government funding has been placed on anaerobic digestion (AD) as the best solution for recycling this particular source. But we need to be communicating all of the solutions available – their benefits and limitations, to ensure that waste producers are aware of all the options that are available.
Furthermore, through communication and education, producers can choose the best solution for the waste they produce e.g, mixed commercial waste is best suited to AD while meat produce should be rendered. If people are aware that there are different cost effective alternatives to handle their specific food waste, they will use them.
Food waste is a valuable resource but this needs to become the general view among the business and wider community so that landfill is not the natural and accepted option for such waste. Industry and government need to work together to educate audiences on food waste value and all of the processes available - an approach that seems to have worked for paper, plastic and electrical recycling.
As countries such as Scotland are moving quickly ahead with their own waste initiatives and landfill regulations, it is clear to see that a ban can be delivered. There's no excuse for the rest of the UK to lag behind those countries and we will be watching closely to see what lessons can be learned to ensure a similar, successful solution UK-wide.
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Sunday night at RELOADED 6 The Queen Bees went too far.
Think about what that means. This is a faction who's modus operandi is sneak attacks, ambushes and betrayals. This is a faction who have assaulted Lana Austin three-on-one. This is a faction who practically stole the Women's Championship in the most devious of manners. But Sunday night this faction went too far.
Lana was scheduled to meet Molly Spartan and Kasey Owens in tag team action, and she'd selected a young prospect to fight by her side. Alexxis Falcon is a stand-out talent and rising star in the North West. A fine young fighter to help Lana in her ongoing issues with Owens, Spartan and Dark.
Unfortunately, due to unforeseen circumstances at the last minute, Lana Austin wasn't able to compete at RELOADED 6. Alexis found herself all alone in Manchester. Seeing as how she was all alone, FutureShock Management gave Alexis the option to take the night off. But she refused to do that, she wanted to fight and show the Faithful what she is made of.
Alexis executing a big suplex on Kasey Owens
So instead of a tag team match, Alexis went one-on-one with perhaps the most dangerous woman in the UK – Kasey Owens. Alexis made a good showing of herself. She fought hard but ultimately suffered a brutal knee strike to the head which ended her first match in FutureShock.
And that's where this should have ended. The professional contest was over, The Queen Bees had won, they should have been happy. But Molly Spartan wasn't happy. Kasey Owens wasn't happy (or maybe she was – god knows what she's ever thinking). Spartan and Owens proceeded to beat and torture Alexis for no damn reason. Beloved Referee Pete tried to stop them but got dumped out of the ring in violent fashion.
Owens torturing her competition
Spartan then introduced a steel chair and The Queen Bees broke Alexis' arm. After the match was over, after the Referee tried to stop them The Queen Bees broke that young woman's arm for no damn reason. Alexis Falcon has a bright, bright future ahead of herself in this sport, and The Queen Bees tried to take all of that away from her. She was taken to hospital to Manchester Royal Infirmary.
Make no mistake – The Queen Bees tried to end that woman's career.
the moment Alexis' arm was broken
And why? Because Lana Austin wasn't in the building to stop them. Because Alexis had DARED to stand up to them. Because Alexis didn't just back down and skulk away like they wanted her to do. The Queen Bees don't want any competition. It's as simple as that.
They did this to send a message. Not just to Lana Austin, but to ANY woman in British Wrestling. The message reads – stay away from FutureShock – stay away from our Hive.


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The Andromeda Strain (1971)
A U.S. Army satellite falls to earth near Piedmont, New Mexico. The recovery team experiences difficulties as it becomes clear that the satellite has performed its intended function all too well, and has brought back something from space. A team of scientists is assembled in a high-tech, underground facility to identify and defeat the "enemy" before it is too late.
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A gift for Lahainaluna High School
Learning the ins and outs of agriculture, especially production agriculture to grow food, can often be an expensive process. It's a reality that Lahainaluna High School's (LHS) ag program has faced over the years as they focus on growing the next ag generation.
Helping to support their efforts is Bayer.
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Bayer's latest contribution was the repair of the school's two tractors and a donation of a custom-built seed planter at no cost to LHS.
"Bayer fixed our older tractor first, a John Deere 1050, got that running so we had one tractor we could use," said Ideoka. "Then they fixed our newer John Deere 1070 tractor which was a more costly repair, because it required transmission work. When we asked Bayer to repair our school's old seed planter, they volunteered to custom build one for us in their shop as parts for this old equipment were no longer available."
The donation totaled nearly $30,000 for labor (over 200 hours) and parts.
LHS uses this equipment to help prepare their fields for planting crops such as seed corn, sunflowers, and other vegetable crops. They later sell these vegetables to help raise funds for their school's ag program.
Students are taught by school faculty on how to drive the tractors which gives them hands-on experience on the basics of heavy equipment operation. Bayer's mechanics also offer to train students on safety, share information on industry standards, and help to teach students about preventative maintenance so the school can avoid costly equipment repairs in the future.
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Since the release of my debut novel The Greenest Branch in June 2018, I have been asked many times about my experience as an indie author, and whether I will take that route in the future with my new historical mystery series. Below is what I have told them. I know that many aspiring (as well as... Continue Reading →
My First Writers' Conference – Lessons Learned
During the last weekend of August I participated in the Historical Novel Society 2018 conference just outside of Glasgow, Scotland. I have been writing historical fiction for seven years, but it was only this year that I decided to attend my first conference, after my debut novel The Greenest Branch, a Novel of Germany's First... Continue Reading →


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Gold is traded in U.S. pounds Therefore the price per ounce of Gold is actually converted into the community currency to replicate a single troy ounce of Gold price. This is the basis for Gold bullion such as Gold American Eagles and Gold American Buffalos, and collectible vintage cash that have high numismatic Gold price.
Huge entities and governments generally have substantial obtaining energy and might effects the price of Gold per ounce along with the Gold sector. If a authorities tends to make a substantial Gold order, their demand for your merchandise could have an affect on Gold marketplaces immediately.
In distinction, the Gold bar price demonstrates its utilitarian mission as an expense Resource, Even though some Gold bars Exhibit stunning models, upping their numismatic value. Many individuals also like to gather both equally for a mixture of coin and bar of Gold value. Furthermore, You may as well collect Gold jewelry, created with bars and coins similar to the Gold American Eagles or South African Gold Krugerrands, or you can accumulate Gold rounds, that have no face value but frequently have stunning types and numismatic worth.
When I try out to have a look at what is the price of Gold and Silver day-to-day, they seem to consistently be altering. Is there any method to lock in today's Gold price or Silver price?
The Bid Gold price for these days in USA for every ounce is The present best market place give to sell to a dealer. Customers can count on to obtain more info the bid price when marketing Gold to a dealer.
Latest prices are reflected While using the improve in price for that buying and selling working day. Transform is calculated from the last Monex price with the prior organization working day. Bullion bar and coin Open, Superior and Lower prices are Inquire prices.
Section of The main reason for the primary difference could possibly be that Gold is tougher to mine since Gold is usually alloyed with other metals, demanding a purification procedure. The Gold price and Silver price is also reliant on demand from customers, which has no signs of waning, specifically for Gold bullion such as:
Bullion bars and cash are marketed at Monex Ask prices, which are issue to your acquire demand. An "Check with" price can be a vendor quotation inviting an investor to obtain, and "Bid" is often a quote at which the Trader would sell. The real difference that the Talk to price is greater when compared to the Bid price may be the supplier's bid-inquire unfold.
gold price Options
When identifying what's the price of Gold, marketplaces bear in mind the bedrock of capitalism: source and need. Relative to other metals like aluminum or iron, Gold is rarer to search out, which implies Gold prices currently are greater than Individuals less difficult-to-locate metals. In contrast, about a hundred and fifty decades in the past, aluminum prices were being greater than Gold prices because it was so not easy to extract aluminum from Uncooked resource products.


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Philadelphia, the poorest big city in the country, just enacted the most sweeping bill yet to give low-wage workers some control over their schedules.
The city's new law, which passed the city council on Thursday, will require businesses with more than 250 employees and more than 30 locations worldwide to provide employees their schedules at least 10 days in advance. If any changes are made to their schedules after that, employers will owe employees more money. Employers will also be required to offer more hours as they become available to existing employees who want them rather than hiring new people, and they'll be banned from retaliating against those who either request or decline more hours.
The law is poised to have a huge impact: A recent survey conducted by UC Berkeley found that among food and retail sector workers in Philadelphia, 62 percent receive their schedules less than two weeks ahead of time and two-thirds work irregular or variable schedules. Almost half usually work 30 hours or less each week even though less than 15 percent have a second job to supplement their incomes.
"It seems that employers are being less and less cognizant of their workers' needs and home lives," noted Nadia Hewka, an employment lawyer with Community Legal Services of Philadelphia, which advocated for the bill. "This would just put a little bit of balance back into that equation."
The effort to help workers control their schedules started around a year ago, when advocates convened to discuss how Philadelphia could take action on its own to improve living standards for its residents. "Philadelphia is a very high-poverty city," Hewka noted. More than a quarter of the city's population lives below the poverty line. So advocates were interested in "anything that we can do to raise the bottom just a little bit." But thanks to a state preemption law, the city can't raise the minimum wage—that power is reserved for the state government. So the city council has…


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Lower your Payments Starting Now!
So, there are times when I'm absolutely strapped for cash. District Court for the Southern District of Alabama. The company is in Texas and I'm in Illinois. If you do, you must create a user name, or we will not post your comment. Student loan debt holding you back? We believe this constitutes a 'fair use' of any such copyrighted material as provided for in section of the US Copyright Law.
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· The owners of a debt relief operation that targeted consumers with outstanding payday loans will be banned from the debt relief business under settlements with the Federal Trade Commission. In February , the FTC filed a complaint alleging that Jared Irby, Richard Hughes, Coastal Acquisitions LLC cft-group.tk Don't Fall For Payday Debt Relief. December 14, by Paul Ritz. Tweet. Share. Pin +1 2. Share. 2 Shares. If you're almost out of money and it's a week or longer before your next payday, it can be very tempting to get one of those payday loans. I can empathize because when I was younger there were many times when we had more month left cft-group.tk · FTC Sues to Stop Deceptive Debt Relief Operation; FTC Sues to Stop Deceptive Debt Relief Operation According to the FTC's complaint against Payday Support Center, LLC, now known as PSC Administrative, LLC, and related parties, starting in August the defendants have used the Internet, cft-group.tk /ftc-sues-stop-deceptive-debt-relief-operation.
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Garcinia Cambogia Appears to be Very Safe Bottle With Blue Pills It is important to keep in mind that these studies usually only report averages. It is possible that some individuals can in fact lose weight with this supplement, although it doesnt seem to work very well on average. At least, Garcinia Cambogia appears to be safe. There are no serious side effects, only some reports of mild digestive issues (14).


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Trading is one of the most well-known parts of the finance industry - most people have seen pictures of the hustle and bustle of the trading floor, and it's easy to appreciate how investment banks and other participants can make money through quickfire buying and selling. Trading is also one of the most notorious areas of finance, thanks to the role trading activities played in the financial crisis, and because of the rogue trader scandals that periodically hit the headlines.
There's a lot more to trading than getting it cheaply and passing it on for more, and trading activities take place in many more locations than the trading floors of investment banks. Here we give you the details, so that you have a full picture of this fascinating area of finance work.
What trading's all about
As you'd expect, trading in the finance world is essentially about buying and selling. A huge variety of different assets are traded every day on the financial markets.
The main types of assets traded are:
- shares: slices of ownership rights in a company, also known as equities, or stock
- bonds: pieces of corporate debt
- currency: for example, dollars, yen, or euros
- commodities: physical goods such as oil, copper, silver, or cocoa.
As well as trading in assets, another important aspect of trading is the sale and purchase of derivative products. These are contracts granting rights over (or, derived from, hence their name) underlying assets, such as the ones listed above, and they have a financial value in themselves.
The main types of derivatives traded are:
- swaps: contracts under which one party agrees with another that they will "swap" one asset, usually a cashflow, for another
- forwards: contracts under which parties agree to buy or sell a particular asset for a particular price at a particular point in the future; forwards traded over an exchange are known as "futures"
- options: contracts which give a party the option to sell (a "put" option) or to buy (a "call" option) a particular asset at a particular time and price.
Why trading takes place
There are three main reasons why parties engage in trading activity.
- To obtain an asset that they need: For example, a chocolate company will need to buy cocoa and sugar from producers of these commodities, while a manufacturing company might need certain amounts of a particular currency to pay suppliers located in a country where that currency is used.
- To manage risk: For example, an oil company might purchase options to ensure that, however oil prices fluctuate, it's guaranteed a good price for the products it produces.
- To make money: For example, an asset management company might invest in shares that they think are going to rise in value over time, or a currency trader at a bank might take advantage of fluctuations in exchange rates to generate a profit for their bank.
Trading at investment banks
Investment banks are major players in the trading arena. The trading activities they undertake could be either for clients, or for the bank itself (known as proprietary trading).
To take trading conducted to assist clients first, there are two main types of trading services that investment banks provide. They may buy or sell assets on behalf of clients, for example, to enable a manufacturing client to obtain a quantity of a particular commodity that they need, or to help an investor gain exposure to a particular financial product or market.
Alternatively, they may offer derivative products to their clients. For example, a client required to pay a floating rate of interest on a loan they have taken out may wish to switch to paying a fixed rate of interest. An investment bank might offer to enter into a swap agreement with that client, meaning that the client pays a fixed rate of interest to the swap providing bank while that bank (for a fee) undertakes to pay the floating rate interest repayments required by the lender.
To move on to proprietary trading, these activities may be undertaken by an investment bank purely to make a profit. For example, a trader may invest in a particular commodity if they think demand for it, and hence its value, is likely to rise in the future.
Proprietary trading activities may also be undertaken to protect the bank against the risks it faces. For example, when the bank enters into derivative products with its clients, it may then wish to undertake other trades in order to protect itself, known as hedging. For example, if it agrees under a futures contract to provide a particular quantity of a particular currency to a client on a particular date, it may choose to enter into another futures contract itself in order to guarantee its own supply of that currency on that date. The bank will obviously ensure that the costs of entering into this futures contract do not outweigh the profit it will make from the original futures contract entered into with the client.
Trading outside investment banks
Investment banks are not the only graduate recruiters that employ traders. It's also possible to work as a trader at a number of other institutions.
Proprietary trading houses
Proprietary trading houses are firms which seek to generate a profit purely through proprietary trading. Often these firms organise themselves as syndicates of self-employed traders. Recruits receive the benefit of training, execution services, and facilities from their firm, but do not receive a salary, instead splitting their own trading profits with their employer in a pre-agreed ratio.
Proprietary trading firms which recruit and trade graduates include Futex and Schneider Trading Associates.
Commodity trading firms
Commodity trading firms are essentially proprietary trading houses which specialise in trading in commodities.
Firms participating in commodity trading which have graduate schemes include RWE Supply & Trading and Glencore.
Energy companies
Energy companies are major participants in the energy trading markets.
An oil and gas company will trade in the financial markets in a number of different ways.
Sale of their products: They will use the financial markets to sell their products to customers.
- Purchase of commodities from other producers: On some occasions, it may be necessary for an energy company to obtain products from other producers to satisfy the needs of its customers. It will do so through trading on the financial markets.
- Risk management: An energy company may use derivative products obtained through the financial markets to protect themselves against the potential financial risks to them of fluctuations in oil and gas prices, or of delays or disruptions to production. Global energy company BP has one of the most well-established energy trading graduate programmes.


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I had a friend who loved raw raw raw. A Change In Attitude. When I am watching 2 guys fuck in a porn movie and see a condom, I immediately turn it off and switch to another movie. Does anyone really know? I like my porn like I like my sex: I wondered if he was expecting me to be hotter or something.
Bareback porn gives the impression that it is a more natural progression.
Gay Stuff : Bareback?
I know that there is still risk barebacking as the top but logically the risk is less because of the thick penis skin. Porn is a fantasy. Made me wonder if the doorman fucks the guy as well. One thing I have learned is that I get better hardons before I workout. Bareback sex is incredible and it is worth the risk you might be taking.
My first time 38 years ago, when I was 12, was raw. Sexy gays decide to have a great time in night club but cant hold his desires and start gay bareback sex on the steps in the club. So bring it on. I am in my fifties and host cum-as-you-are parties every month or so. I only play safe outside of a committed relationship.


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Yesenia Avalos
Mar Vista High Class of 2000
Personal Info
- Name:
- Yesenia Avalos
- Graduation Year:
- 2000
Register to view Current location, Gender, Birthday, Relationship Status, Children, Employer, Military, College, and Interests
Memories of Yesenia Avalos
What I'm doing now:Register to see what Yesenia Avalos is up to now!
Yesenia Avalos's Latest Activity:
|- Registered as a MVHS Class of 2000 alumni. 2011
|- Added photos to their personal photo gallery. 2011


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I've updated this post to reflect new jobs, different companies, and current openings. Thumbs up to finding your new non-phone, work from home job ! Boy, oh boy, do I love non-phone work at home jobs, especially when they're hiring
Tag: Non Phone Work At Home Jobs
Non-Phone Work At Home Jobs You Won't Get Everywhere Else
Updated with new companies and jobs July 9, 2018 When you search for non-phone work at home jobs, do you get tired of seeing the same old regurgitated stuff ? You've seen all those lists out there so you know
Read More… Non-Phone Work At Home Jobs You Won't Get Everywhere Else


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The Best Hotels in Gleichen
Search our Top Gleichen Hotels
Save more with Secret Prices
Get instant savings with Secret Prices
Best Hotels in Gleichen
What's Gleichen like?If you're looking to discover somewhere new, look no further than Gleichen. Whether you're planning to stay for a night or for the week, the area around Gleichen has accommodation to fit every need. Search for hotels in Gleichen with Hotels.com by checking our online map. Our map displays the areas and neighbourhoods around all Gleichen hotels so you can see how close you are from landmarks and attractions, and then refine your search within the larger area. The best Gleichen hotel deals are here with our lowest price guarantee.
Where are the best places to stay in Gleichen?
Below are the number of accommodation options by star rating in Gleichen and the surrounding area:
- • 7 5-star accommodation from GBP 53 per night
- • 21 4-star accommodation from GBP 36 per night
- • 20 3-star accommodation from GBP 24 per night
How to get to Gleichen
Flights to Gleichen
- • Kassel (KSF-Calden), 29.5 mi (47.4 km) from central Gleichen
Things to see and do in Gleichen
Things to see near Gleichen:
- • Ganseliesel (6.8 mi/10.9 km from the city centre)
- • Georg-August University of Goettingen (7.4 mi/11.9 km from the city centre)
- • St John's Church (6.9 mi/11 km from the city centre)


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how do i delete a skin i made and accidentally posted please help i work hard and i don't want people to say the made it
you signed-in on your email (in which your work is on your profile on the gallery)? if its anonymous, you can't delete it
You can report it using the minecraft.novaskin.me/galleryThere is a red flag on top right, when you open the skin, to report it.
how did you accidentally post it, out of curiosity? I've been trying to post mine and it's not working
Apparently ya have to hit the "Save" button to post it. I figured that out only because I thought it meant 'Save to your computer', not 'Save to the frick'n website to make it public'


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Secret Court Docket Practice Exposed
One of the founding principles of the United States judiciary system is the right of access by the public and press. In their infinite wisdom, the authors of the Bill of Rights placed that principle within the First Amendment. That principle, however, has become yet another casualty in the war on crime and terror. Aside from the Miami Business Daily, who first broke this story, the corporate and legal media have largely ignored the use of secret court dockets by the judiciary. Most alarmingly, these secret court dockets are being used to hide civil rights lawsuits, criminal drug cases, and even divorce proceedings by wealthy litigants.
Hiding a Counter-Insurgency Scandal
Attorneys representing Colombian drug kingpin Fabio Ochoa, 46, a former member of the Medellin drug cartel, have asked the 11th Circuit Court of Appeals to cease the practice of maintaining dual secret dockets in the Southern District of Florida. Ochoa, represented by Miami attorneys Roy Black and G. Richard Strafer, argues in his brief to the 11th Circuit that Ochoa has been victimized by an improper collaboration between prosecutors and the judiciary, which cut him off from information he needed to defend himself ...


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Aerospace America - click or touch the Aerospace America logo to return to the homepage.
Access the Aerospace America search by clicking or touching here
Access the Aerospace America menu by clicking or touching here
Military Aircraft
For advocates of this tiltrotor, a picture is worth 1,000 words
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May 1, 2019
Accelerating innovation
By Cat Hofacker
May 1, 2019
Fred Kennedy
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August 31, 2018
Jeff A. Babione
Fast action on vertical lift
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July 1, 2018
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July 1, 2018
Rotorcraft advocates in the U.S. military have been laying the research groundwork to replace many of today's helicopters with versions that would employ a revolutionary propulsion concept to-be-decided. Jan Tegler looks at the battle to elevate the Future Vertical Lift initiative into an acquisition program and speed up its schedule.
MQ-25's most fundamental requirement
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April 30, 2018
Rotorcraft modernizer
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Grading the MQ-25
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Is the U.S. Navy's proposed refueling drone the best strategy for empowering pilots to penetrate enemy airspace?
Rare World War II planes found
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March 30, 2018
Research reboot
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February 28, 2018
The U.S. Air Force Research Lab will spend much of 2018 taking a fresh look at its approach to science and technology
Red Air reset
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U.S. Air Force is preparing to outsource much of its demand for "aggressor" aircraft to private companies
China plays catch-up to U.S. drones
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Smarter Collision avoidance
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Examining the aerospace industry's next-generation software
Game changer
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DARPA's plans for a demonstrator UAS for the Navy
Toward "a beautiful web of airplanes"
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May 2, 2017
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April 17, 2017
The U.S. Air Force is having a hard time letting go of the A-10
New blueprint, old dream
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Designing a jet-fast plane that can stop on a dime in midair, hover and speed off
Tiny drones, big questions
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Researchers hope to solve a deadly problem for U.S. troops
Carrier Drone Debate
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Was it wise or foolish for U.S. Navy to choose a refueling drone as a warplane?
Back to Topic Landing Page


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Expenses reduce the net income of Sun Life in the third quarter of 2018
Andrea Lubeck
12 November 2018 11:30
Photo : Freepik
Expenses related to the obligations towards the policyholders of Sun Life Financial , have reduced his net income of 250 million dollars (M$) between the third quarter of 2017 and 2018. Indeed, the reported net income for the period ended on the 30th of September last is$ 567 Million, compared to 817 M$ in 2017. On the other hand, its net income underlying has increased for the same comparative period, from $ 643 Million to$ 730 Million during the third quarter of 2018.
These obligations represent$ 166 Million of the decrease of$ 250 Million of its reported net income, while in the third quarter of 2017, they had added$ 103 Million. The other hand, the increase in the income underlying net has been conducted by the growth of the business, a lower tax rate in the United States, and experience in, investment climate, points to the insurer.
The first and second quarter of 2018, Sun Life were, respectively, deducted$ 3 Million and collected$ 1 Million from changes to assumptions and actions of the management of its income underlying net.
Obligations to policyholders
"Because of the long-term nature of our business, we make judgments involving assumptions and estimates in order to assess our obligations to policyholders. The evaluation of these obligations is recognized in our financial statements as liabilities relating to insurance contracts and liabilities related to investment contracts […] ", written by Sun Life, in its financial statements.
The assumptions are made " on the performance of the equity markets, interest rates, the failure rates of assets, rates of mortality and morbidity, lapse and other behaviors, and inflation and other factors throughout the life of our products."
The insurer claims to review the assumptions each year, generally in the third quarter ". The company says reflect its actual experience of times past and present in relation to its assumptions, in its annual review.
A similar scenario in Canada
A similar scenario presents itself in the results of Sun Life of Canada, although the impact of the loads is less important. For the third quarter of 2018, reported net income of$ 335 Million, compared to$ 340 Million in the corresponding period of the previous year. Sun Life attributes this decrease of$ 5 Million to the negative effects of the market, including the effects of interest rates and the value of the investments.
The income underlying net is, however, increased from$ 222 Million in the third quarter of 2017 to 251 M$ this year, thanks to a good investment experience and business growth in the area of group pensions. However, growth has been limited by a decline in gains in new business.
Sales of individual insurance is to maintain
In Canada, sales of individual insurance are all maintained, amounting to$ 90 Million for the quarter, compared to$ 87 Million in 2017.
By contrast, in group insurance, these have declined as a result of a significant sales completed in 2017. Sales have reached$ 113 Million in the third quarter of 2018, a reduction of 13 % compared to the third quarter of last year.


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Howick and Pakuranga Times
Botany and Ormiston Times : Howick and Botany Times Wednesday December 17 2014
2 – Times Newspapers Christmas Supplement www.times.co.nz WIN! Great prizes for Christmas To celebrate the annual Christmas Feature, we're giving readers a chance to win some great prizes. To enter the draws, for one or all, just visit www.times.co.nz then click on the competitions link and complete the appropriate form. One entry per person/per competition; entries close Thursday, December 18, 2014 at midday. Winner advised by phone or email. The ultimate fisherman's Christmas present 141 Cascades Rd, Pakuranga Phone 576 2372 www.framesgalore.co.nz You name it... we frame it! 128136-v2 Size 1140mm x 770mm, Framed and glazed Was $275 NOW $199 Available in black, light oak or dark oak Hauraki Gulf/Tamaki Strait framed charts 'Twas The Night Before Christmas By Clement Clarke Moore 'Twas the night before Christmas, when all through the house, Not a creature was stirring, not even a mouse; The stockings were hung by the chimney with care, In hopes that St Nicholas soon would be there; The children were nestled all snug in their beds, While visions of sugarplums danced in their heads; And mamma in her 'kerchief, and I in my cap, Had just settled down for a long winter's nap, When out on the lawn there arose such a clatter, I sprang from the bed to see what was the matter. Away to the window I flew like a flash, Tore open the shutters and threw up the sash. The moon on the breast of the new-fallen snow, Gave the lustre of midday to objects below, When, what to my wondering eyes should appear, But a miniature sleigh, and eight tiny reindeer, With a little old driver, so lively and quick, I knew in a moment it must be St Nick. More rapid than eagles his coursers they came, And he whistled, and shouted, and called them by name; Now, Dasher! Now, Dancer! Now, Prancer and Vixen! On, Comet! On, Cupid! On, Donder and Blitzen! To the top of the porch! To the top of the wall! Now dash away! Dash away! Dash away all! As dry leaves that before the wild hurricane fly, When they meet with an obstacle, mount to the sky, So up to the house-top the coursers they flew, With the sleigh full of toys, and St Nicholas too. And then, in a twinkling, I heard on the roof, The prancing and pawing of each little hoof. As I drew in my hand, and was turning around, Down the chimney St Nicholas came with a bound. He was dressed all in fur, from his head to his foot, And his clothes were all tarnished with ashes and soot; A bundle of toys he had flung on his back, And he looked like a peddler just opening his pack. His eyes – how they twinkled! His dimples how merry! His cheeks were like roses, his nose like a cherry! His droll little mouth was drawn up like a bow, And the beard of his chin was as white as the snow; The stump of a pipe he held tight in his teeth, And the smoke it encircled his head like a wreath; He had a broad face and a little round belly, That shook, when he laughed like a bowlful of jelly. He was chubby and plump, a right jolly old elf, And I laughed when I saw him, in spite of myself; A wink of his eye and a twist of his head, Soon gave me to know I had nothing to dread; He spoke not a word, but went straight to his work; And filled all the stockings; then turned with a jerk, And laying his finger aside of his nose, And giving a nod, up the chimney he rose; He sprang to his sleigh, to his team gave a whistle, And away they all flew like the down of a thistle. But I heard him exclaim, ere he drove out of sight, "Happy Christmas to all, and to all a good night." Saint Nick to visit Free-range, wild, organic, export & human-grade products. Possum, wallaby, rabbit, duck, chicken, venison & many more. All hunted or grown here in NZ. Raw meat, bones, organs & tripe - nothing else added or needed. 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Win a Botany Town Centre Gift Card Thanks to Botany Town Centre, your home for shopping; the Times is giving one lucky reader the chance to win a $100 gift card. Thanks to New World Botany, The stockings were hung by the chimney with care, In hopes that St Nicholas soon would be there; The children were nestled all snug in their beds, While visions of sugarplums danced in their heads; And mamma in her 'kerchief, and I in my cap, Had just settled down for a long winter's nap, Rumor has it that the first Whoopie Pie was made in the State of Maine 141 CASCADES RD PAKURANGA Open every day (excluding stats) Learn to Scuba Dive ONLY $499 ASK ABOUT OUR DIVER TRAINING Includes field trip to Goat Island Marine Reserve (conditions apply) Learn Dive CASCADES DIVE DENNIS BEX Learn Scuba Learn 499 ASK ABOUT OUR DIVER TRAINING ONLY DIVER TRAINING Scuba Dive ONLY ONLY 128339 P x57
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Bengaluru: India's ace forward SV Sunil and midfielder Manpreet Singh have been ruled out of the Asian Champions Trophy hockey, starting on 20 October in Kuantan, Malaysia, due to injuries.
While the 27-year-old Sunil still carries the wrist injury, which he had suffered during India's encounter against Canada at the Rio Olympics, Manpreet has picked up a groin injury.
"Manpreet's is a repeated groin injury. Though it is manageable at this stage, it should not become chronic, hence we decided to keep him back here for rehabilitation.
"Sunil and Raghunath (who is recovering from an elbow injury) will also be in SAI while the team is away in Malaysia," said chief coach Roelant Oltmans, who returned from the Australian Hockey League early this week where he had accompanied the Indian junior men's team.
Sunil will be replaced by Ramandeep Singh while Akashdeep Singh will fill in for the 24-year-old Manpreet, who was also PR Sreejesh's deputy for this tournament.
Experienced defender and dragflick expert Rupinder Pal Singh will step in as the vice-captain for the tournament.
"We have several options and I don't see this as a setback for us at all. We will most probably play Pardeep Mor and Akashdeep on the midfield for this tournament," Oltmans said.
Your guide to the latest election news, analysis, commentary, live updates and schedule for Lok Sabha Elections 2019 on firstpost.com/elections. Follow us on Twitter and Instagram or like our Facebook page for updates from all 543 constituencies for the upcoming general elections.
Updated Date: Oct 14, 2016 13:52:53 IST


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- Arrest Number: 165478
- First Name: ANTHONY
- Last Name: SANDOVAL
- Middle Name: ERNEST
- Suffix:
- Current Age: 20
- Booking Date: 6/11/2018 12:30:00 PM
- Height: 5' 10"
- Weight: 160 lbs
- Hair Color: BRO
- Eye Color: BRO
- Race:
- Sex: M
- Arresting Agency: DESCHUTES COUNTY PAROLE AND PROBATION
- Arrest Date: 06/11/2018
- City: Bend
- State: Oregon
booking information
ANTHONY SANDOVAL was booked on 6/11/2018 12:30:00 PM. SANDOVAL was arrested by DESCHUTES COUNTY PAROLE AND PROBATION in Bend, Oregon. SANDOVAL was 20 years old at the time of the arrest.
ANTHONY SANDOVAL may not have been convicted of the charges or crimes listed and are presumed innocent until proven guilty. Please contact the DESCHUTES COUNTY PAROLE AND PROBATION for more information regarding arrest records.
We are not affiliated with the DESCHUTES COUNTY PAROLE AND PROBATION and we cannot make any claims as to the validity of the records provided by them.