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Forumwarz is the first "Massively Single-Player" online RPG completely built around Internet culture.
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Charlie Rose is joining Bloomberg BusinessWeek as a columnist, the company announced today.
His column will "showcase smart conversations with the best thinkers, CEOs, politicians and other newsmakers," according to the release.
That sounds an awful lot like what Maria Bartiromo's column FaceTime did. Bloomberg closed that column down, likely due to the fact that she's the face of a rival network.
Still, this is somewhat surprising. Bloomberg cut many high profile names a few weeks ago, including many columnists. It appeared the magazine was going to be less focused on big personalities and names.
Charlie Rose is about as big a name, and personality, as you can get.
Rose already has ties to Bloomberg. His show is re-aired each week night on Bloomberg, and he tapes it in their television studios.
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Insolvency is the state of being unable to pay the money owed, by a person or company, on time; those in a state of insolvency are said to be insolvent. There are two forms: cash-flow insolvency and balance-sheet insolvency. Cash-flow insolvency is when a person or company has enough assets to pay what is owed, but does not have the appropriate form of payment. For example, a person may own a large house and a valuable car, but not have enough liquid assets to pay a debt when it falls due. Cash-flow insolvency can usually be resolved by negotiation. For example, the bill collector may wait until the car is sold and the debtor agrees to pay a penalty. Balance-sheet insolvency is when a person or company does not have enough assets to pay all of their debts. The person or company might enter bankruptcy, but not necessarily. Once a loss is accepted by all parties, negotiation is often able to resolve the situation without bankruptcy. A company that is balance-sheet insolvent may still have enough cash to pay its next bill on time. However, most laws will not let the company pay that bill unless it will directly help all their creditors. For example, an insolvent farmer may be allowed to hire people to help harvest the crop, because not harvesting and selling the crop would be worse for his creditors. It has been suggested that the speaker or writer should either say technical insolvency or actual insolvency in order to always be clear - where technical insolvency is a synonym for balance sheet insolvency, which means that its liabilities are greater than its assets, and actual insolvency is a synonym for the first definition of insolvency (" Insolvency is the inability of a debtor to pay their debt.").[1] While technical insolvency is a synonym for balance-sheet insolvency, cash-flow insolvency and actual insolvency are not synonyms. The term "cash-flow insolvent" carries a strong (but perhaps not absolute) connotation that the debtor is balance-sheet solvent, whereas the term "actually insolvent" does not.
1 Technical definitions
2 Consequences
5.1 Australia 5.2 Canada 5.3 India 5.4 South Africa 5.5 Switzerland 5.6 Turkey 5.7 United Kingdom 5.8 United States
6 See also 7 References 8 Further reading 9 External links
Technical definitions[edit]
Cash-flow insolvency involves a lack of liquidity to pay debts as they
fall due.
Balance sheet
This section is too long to read comfortably, and needs subsections. Please format the article according to the guidelines laid out in the Manual of Style. (March 2018)
In the United Kingdom, the term bankruptcy is reserved for individuals. Insolvency is defined both in terms of cash flow and in terms of balance sheet in the UK Insolvency Act 1986, Section 123, which reads in part:
123.-(1) A company is deemed unable to pay its debts --- (a) if a creditor (by assignment or otherwise) to whom the company is indebted in a sum exceeding £750 then due has served on the company, by leaving it at the company's registered office, a written demand (in the prescribed form) requiring the company to pay the sum so due and the company has for 3 weeks thereafter neglected to pay the sum or to secure or compound for it to the reasonable satisfaction of the creditor,... (2) A company is also deemed unable to pay its debts if it is proved to the satisfaction of the court that the value of the company's assets is less than the amount of its liabilities, taking into account its contingent and prospective liabilities... — Insolvency Act 1986, Section 123 (Part IV, Chapter VI), p. 68.
A company which is insolvent may be put into liquidation (sometimes
referred to as winding-up). The directors and shareholders can
instigate the liquidation process without court involvement by a
shareholder resolution and the appointment of a licensed Insolvency
Practitioner as liquidator. However, the liquidation will not be
effective legally without the convening of a meeting of creditors who
have the opportunity to appoint a liquidator of their own choice. This
process is known as creditors voluntary liquidation (CVL), as opposed
to members voluntary liquidation (MVL) which is for solvent companies.
Alternatively, a creditor can petition the court for a winding-up
order which, if granted, will place the company into what is called
compulsory liquidation or winding up by the court. The liquidator
realises the assets of the company and distributes funds realised to
creditors according to their priorities, after the deduction of costs.
In the case of Sole Trader Insolvency, the insolvency options include
Individual Voluntary Arrangements and Bankruptcy.
It can be a civil and even a criminal offence for directors to allow a
company to continue to trade whilst insolvent. However, two new
insolvency procedures were introduced by the
Insolvency Act 1986
Administration is a procedure to protect a company from its creditors
in order for it to be able to make significant operational changes or
restructuring so that it could continue as a going concern, or at
least in order to achieve a better outcome for creditors than via
liquidation. In contrast to
Chapter 11
One particular type of Administration that is becoming more common is
called pre pack administration (more information under administration
(law)). In this process, immediately after appointment the
administrator completes a pre-arranged sale of the company's business,
often to its directors or owners. The process can be seen as
controversial because the creditors do not have the opportunity to
vote against the sale. The rationale behind the device is that the
swift sale of the business may be necessary or of benefit to enable a
best price to be achieved. If the sale was delayed, creditors would
ultimately lose out because the price obtainable for the assets would
be reduced.
In addition to the above-mentioned corporate insolvency procedures, a
creditor holding security over an asset of the company may have the
power to appoint an insolvency practitioner as administrative receiver
or, in Scotland, receiver. The process, latterly known as
administrative receivership or, in Scotland, receivership, has existed
for many years and has often resulted in a successful rescue of a
company's business via a sale, but not of the company itself. Since
the introduction of the collective insolvency procedure of
Administration in 1986, the legislators have decided to set a shelf
life on the administrative receivership or, in Scotland, receivership
procedure and it is no longer possible to appoint an administrative
receiver or, in Scotland, receiver under security created after 15
September 2003.
In individual cases the bankruptcy estate is dealt by an official
receiver, appointed by the court. In some cases the file is
transferred to RTLU (OR Regional Trustee Liquidator Unit) that will
assess your assets and income to see if you can contribute towards
paying costs of bankruptcy or even discharge part of your debts.
United States[edit]
Main article:
^ Graeme Pietersz. "Moneyterms Investment Definitions".
^ Fundamentals of Corporate Finance, Ross-Westerfield-Jordan, 10th e,
^ Graeme Pietersz. "Moneyterms Investment Definitions".
^ Downes, John, and Jordan Elliot. Goodman. Dictionary of Finance and
Investment Terms. Hauppauge, NY: Barron's Educational Series, 2003.
Insolvency Act 1986, Section 123
^ Enterprise
Further reading[edit]
Mańko, Rafał. " Cross-border insolvency law in the EU" (PDF). Library Briefing. Library of the European Parliament. Retrieved 21 February 2013.
External links[edit]
Look up insolvency in Wiktionary, the free dictionary.
Library resources about Insolvency
Resources in your library
Business Insolvency Worldwide - Euler Hermes' report Infographic Business Insolvency Outlook Worldwide in 2015 - Euler Hermes forecast
v t e
Corporate Debenture Government Municipal
Business loan
Consumer lending
Management plan
Debt-snowball method
Debtor-in-possession (DIP) financing
Collection · Evasion
Bad debt
Collection agency
Consumer Corporate Government Municipal Venture Buyer Deposit account Fixed income Money market Securitization
Consumer leverage ratio
Authority control


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Following a 30 year career in the steel industry, Ian Baillie has taken his occupation in a whole new direction completing garden overhauls, maintenance and small domestic repairs.
After being made redundant from the Redcar SSI plant last year and consequently facing unemployment, Ian launched Maintenance Magic in February with the support of the SSI Task Force Business Advice Start Up Fund.
The SSI Task Force Business Advice Start Up Fund offers former SSI workers advice on starting their own business, plus a grant scheme that can provide start-up assistance of up to £10,000.
Ian was referred to the BIC, one of the partners delivering support on behalf of the Business Advice Start Up Fund. He was assigned business adviser Margaret Cook who helped him put his ideas on paper and create a business plan.
Ian said: "I have always been a keen gardener and enjoy being outdoors. I love the flexibility self-employment allows me and the fact I make all of my own decisions. In time I would like to add to the services I offer such as lawn care services and spraying."
Ian was also successful in his application for the New Enterprise Allowance (NEA) scheme, a national Government initiative which aims to help those in receipt of benefits to start a new business.
He added: "Margaret was brilliant. She simplified the process and ensured my plan met the standards to apply for the NEA. A business plan is key for a business just starting out. I would recommend anyone starting a business to visit the BIC."
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Look out TD Waterhouse, the St. Willibrord Community Credit Union now offers on-line brokerage services.
So does First Calgary Savings, Calgary's largest credit union, and Ubiquity Financial, a tiny on-line banking division of Fraser Valley Credit Union.
Is TD Waterhouse, the bull moose of the on-line brokerage business in Canada, about to be attacked by a cloud of gnats?
Actually, no. Behind the on-line services at these and other credit unions is a single company called Qtrade Investor.
Based in Vancouver, Qtrade supplies on-line brokerage services to small financial institutions. Go to the St. Willibrord, First Calgary or Ubiquity Financial Web sites and you'll see a link that will take you right to Qtrade's Web site.
Qtrade expects to open its site to the public tomorrow at http://www.qtrade.ca , but don't expect a lot of hoopla.
This is a stealthy operation that is more concerned about signing up credit unions, small banks and financial planning firms than it is in drawing a trickle of individual investors.
A trickle is the best a new on-line brokerage can hope for in a market dominated by bank-owned players, such as Waterhouse, Royal Bank's Action Direct and Bank of Montreal's InvestorLine.
While these giants feed off existing clients at their parent banks, independents such as E*Trade Canada, eNorthern and Canada Invest Direct have to scrape and scuffle for each new customer.
Qtrade is more comparable to the bank-owned brokers than to its fellow independents. So far, the firm has signed up 13 institutions, most of them credit unions but also a Vancouver financial planning firm and Ubiquity Financial. Another 20 or so institutions are in the pipeline, but even without them, Qtrade claims to have developed a pool of 1.5 million potential customers.
Just as Toronto-Dominion Bank branches are billboards for TD Waterhouse, so are credit union branches a means of publicizing Qtrade. Like the banks do for their on-line brokerages, Qtrade works with credit union staff to help them promote the product with customers.
By marketing its services through other institutions, Qtrade also gets around the name recognition problem faced by independent on-line brokers that are trying to break into the business.
On-line investing requires some trust in your brokerage and it helps if the name is familiar to you. TD Waterhouse, Charles Schwab and E*Trade are familiar names in on-line investing; Qtrade is not.
For the record, Qtrade is a privately held company that last month sold a minority stake to Deutsche Bank, the global financial services company that took over U.S. on-line broker National Discount Brokerage last year.
The success Qtrade has had in signing up credit unions is a testament to the arrival of on-line investing as a basic financial service, as much as anything else.
For example, look at St. Willibrord. This London, Ont.-based credit union has 33,094 owners (credit union clients actually own a tiny piece of the institution) who are already able to their banking on-line.
"We've had requests from several owners over the years to get into on-line investing," said Harry Joosten, St. Willibrord's vice-president of owner relations. "Some of them are rural farmers doing their own trades and others were dealing with full-service brokers and wanted cheaper trades."
There's no way small banks and credit unions can afford to offer an on-line brokerage of their own. And yet, if they don't, they risk losing client assets to competitors.
Qtrade's product is good enough to have won the business of several credit unions, even though the credit union movement has an in-house on-line brokerage called Credential Direct, http://www.credentialdirect.com .
Still, savvy on-line investors will find Qtrade to be a routine service now, with fees that are no bargain. Clearly, Qtrade isn't going to play the low commission game that Canada Invest Direct did when it opened for business this year with a $22.95 minimum trade.
The minimum on-line commission at Qtrade is at the higher end of the current range at $29. Mutual funds can be bought with no commissions, but there's a $45 redemption fee for no- and front-load funds. Inexplicably, Qtrade also copied TD Waterhouse's $100 annual fee for self-directed registered retirement savings plans with less than $25,000 in assets.
These are early days for Qtrade, so all of this can change.
In fact, the Qtrade people talk of developing a U.S.-style on-line brokerage, with superior service and resources for clients. Specifically, they plan to introduce first-class tools for researching stocks.
Time will tell whether this is marketing blather or the real goods. What's certain now is that Qtrade is the first, new on-line broker in a while that has a chance of giving the big boys something to think about.


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Parents of children of all ages are encouraged to attend an important presentation called "Don't Press Send," which will discuss a mindful approach to social media. The program will focus on the appropriate use of social media.
Please join us on Wednesday, Oct. 24 at 7 p.m. in the Middle School/High School auditorium.


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Canada's well being care system is publicly funded and adheres to guidelines set by the federal authorities. Also, in case you wait to use for an unbiased health insurance plan at a a lot larger age, you would have to pay a higher premium. HIPAA plans are offered in two ranges, a normal degree and a higher level with more features. The majority of these schemes also provide excellent cowl in your outpatient (everyday medical) expenses. There are so some ways of getting coated that are good/dangerous/evil incarnate, According to the WHO, the US has the best (thirty seventh it used to be) per capita expenditure amongst the developed countries for health care and but what you get for that highest out-of-pocket expense is the finest care. I want medical insurance firms have been eradicated and replaced by competing government well being exchanges.
I actually have taken out the mediclaim policy only a month or so in the past for my dad and mom as they are suffering from diabetes.Their first interaction with the shopper care was excellent they usually merely said that I can avail a policy for them after getting the medical accomplished. Do this at the least twice within the first year so you can gauge the quality of care and make an informed determination before selecting a permanent primary care doctor. Botswana's well being care contains both a personal and public system each with their very own physicians, clinics and hospitals.
In 2008, there were 301,041,000 5 Americans residing beneath the poverty level, the place any medical health insurance, moreover government sponsored insurance coverage, was unlikely. RP Sharma, the Director General of Police says that a group medical insurance plan will quickly be launched for the Odisha police as it will be beneficial for the personnel who face strenuous work strain and are often exposes to well being hazards.
You can expect a medical pre-screening or bodily along with a lengthy health questionnaire to be able to establish any current or pre-existing medical situations that might eradicate your potential to receive medical health insurance. It is in opposition to federal law to disclaim them treatment at any hospital within the United States. Who is aware of, the corporate could even incorporate your recommendations into their worker health program. While selecting a medical insurance coverage, just be sure you choose an insurer who has excessive declare settlement ratio.
It is a big value, but hospital payments, prescriptions, or doctor visits will likely be far more than the COBRA monthly cost. Insurers will reimburse the policyholder for bills incurred from accidental accidents or sicknesses. There are health insurance companies that provides a decreased waiting period if the insured makes an additional premium fee in direction of their medical insurance policy. Indian expats who reside within the United Arab Emirates can now profit from accident and medical insurance plans in India as a consequence of a state-of-the-art insurance coverage coverage. You will have to test and see if your policy covers pre-current illnesses, day care procedures, accident associated accidents, and other maternity expenses. Any therapy sought at authorities hospitals is covered by this medical insurance coverage scheme. It has facilitated initiatives that aim at improving the present health situation in India.


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With secrets, drama and war to contend with, three sisters must look to each for support and guidance. Merseyside Girls is an evocative wartime saga from Anne Baker, which follows a family as they come to terms with the past... and the future. Perfect for fans of Nadine Dorries and Cathy Sharp.Nancy, Amy and Katie Siddons are three of the prettiest nurses south of the Mersey. They've been brought up to respect their elders and uphold family honour at all times. Then sweet, na ve Katie falls pregnant, bringing shame upon the family's name. Alec Siddons, a local police constable, cannot and will not forgive his daughter for her immoral behaviour. But Katie isn't the only one with troubles ahead. Amy is in love with her cousin Paul, but owing to a family feud the mere mention of his name is forbidden in her father's presence; and Nancy is eager to wed her fianc Stan before the Second World War takes him away. With the outbreak of war, the three sisters offer each other comfort and support. Their mother, meanwhile, is battling with painful memories of the past, and their father lives in dread that his own dark secrets will be revealed. As the war takes its toll on the Merseyside girls they learn that few things in life are more precious than honesty, love and forgiveness. What readers are saying about Merseyside Girl: 'I've read several books by Anne Baker and they have all been enthralling! Cannot wait to get stuck into the next one''A great story'
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'Merseyside Girls' by Anne Baker is a digital EPUB ebook for direct download to PC, Mac, Notebook, Tablet, iPad, iPhone, Smartphone, eReader - but not for Kindle. A DRM capable reader equipment is required.


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Welcome to the WP Wednesday - your weekly dose of WordPress inspiration and education.
This week, we have a bit of design and theme inspiration, Shopify have put together their most popular content to create an eCommerce blueprint, find out how to disable Gutenberg to keep the classic WordPress editor and more!
Now, grab yourself a cup of coffee and get up to speed with the latest in WordPress and across the web. Don't forget to share it with your friends or hit reply and give us your feedback!
AMP for WordPress Plugin to Introduce User-Friendly Theme Support Settings in Upcoming 1.0 Release
The team at XWP is aiming to release version 1.0 of AMP for WordPress in mid-September and will extend the theme support options, along with offering a more user-focused approach.
This Is Not a Test: Google Optimize Now Free – for Everyone
Google has announced that both Optimize and Optimize 360 are now out of beta. And Optimize is now immediately available to everyone for free.
Google Chrome Gets a Big Redesign and New Features for Its 10th Birthday
Chrome is turning ten, and it's getting a makeover to celebrate. Google today announced a wide set of changes coming to the world's most popular browser – some aesthetic, and some functional.
How to Disable Gutenberg and Keep the Classic Editor in WordPress
Do you want to disable Gutenberg and keep the classic WordPress editor on your site? Thankfully, there's a plugin by the WordPress core team which allows you to do just that.
20+ PureCSS Call-to-Action Animated Buttons
For ideas and inspiration, check out these beautiful button designs, pure CSS animated Handpicked code snippets you can use in your call-to-action buttons.
Affinity Publisher: Your Guide to InDesign's New Rival
Curious about Affinity Publisher? Here's the low-down.
The 8 Best WordPress Themes for Small Business Websites
These days making websites for small businesses using themes is a piece of cake! Check out these eight great themes to choose from.
Peter Freeman Talks About Tourism, Tools, and Task Delegation
In our latest podcast, Troy talks to Peter Freeman, the Director of Digital at Woof Media, about his experience with finding a niche for his agency while handling it all from abroad.
Ecommerce Business Blueprint: How to Build, Launch, and Grow a Profitable Online Store
Shopify have put together their most popular content to create an eCommerce blueprint. These blog posts, guides, and videos have been organised based on the most important tasks you or your client will face when researching, launching and growing a profitable ecommerce business.
A Modern Take on Patterned Backgrounds in Web Design
First, brutal designs then, gradients and now there is another trend from the past that excites creatives. Geometric patterns are becoming a go-to design element. Here are some examples of patterned backgrounds done right.
Local Vs. Global Web Design: How to Reach the Right Audience
What exactly do you need to know about designing for local businesses, global enterprises, and those that attempt to span both categories? Let's take a look at the differences in designing for audiences based on location.
Product Page Tune-Up: 9 Timeless Ways to Increase Conversions
Your product pages are where the majority of your customers finally make the decision to either buy a product or leave your store. This article shows us a few timeless approaches to creating high-converting product pages.
Self Care
Unprocrastination Challenge: Train Yourself with Daily Sessions
Is your to-do list never-ending yet you can't seem to stop procrastinating? Here's a challenge for you to get your momentum and flow back.
Madeleine Keogh: This Week's Curator of The New WP Wednesday
Maddie had been working in the corporate world of Marketing and Business Development for 7 years until she made the leap of faith to move to the ocean and start her own WordPress business – Double Take Marketing. She is also the Content Producer for WP Elevation and a yoga teacher too!
P.S. Whenever you're ready, here are a couple of ways we can help you grow your WordPress consulting business:
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We're putting together a new case study group at WP Elevation. If you'd like to work with me to help grow your WordPress consulting business, just reply to this message with "Case Study" in the subject line.
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This is not the end of the bull market — it's just noise, chief economist says
Paul Donovan, chief economist for UBS, told CNBC that Thursday's tremors would not have a long-term impact, dubbing the recent challenges for investors as mild constraints that were "not that important economically."
"Trade taxes will hurt equities far more than they hurt the economy, because about 80 percent of global trade is conducted by large multinational companies," he said.
"Large-listed companies in the States are only 25 percent of the economy. As we start to see the cost of the trade taxes creeping into supply chains, it is going to create volatility in the equity markets while the economy carries on OK, which is why I think the (U.S. Federal Reserve) is right to be following this hike-pause cycle."
Adding that almost half of America does not own any equities, Donovan emphasized that to the majority of Americans the market decline was "not devastating."
"They've still got jobs, they're still getting pay rises â that's what matters to the economic cycle," he said. "The economic cycle carries on and the Fed will judiciously change quantitative and monetary policy."
Donovan also noted that U.S. Treasurys (U.S. government bonds) were seeing slower investment from foreign central banks.
"Central banks put on average 60 percent of their money into dollars, generally into Treasurys," he said. "You've got this huge flow of money coming steadily that's just stopped. Now we're starting to see some of the corrections, which is nothing to do with fundamentals or inflation expectations. It's a shift in what central bank investors have been doing."
The analyst claimed that for anyone who was in the market in the 1990s, it was clear current bond yields were not going to cause significant damage.
"In real terms we adjust for inflation," he noted. "You've barely got positive real rates â this is not, economically speaking, a significant constraint. I don't think this is the end of a bull market, I think this is noise."
Meanwhile, Viktor Shvets, the head of Asian strategy for Macquarie's commodities and global markets team, told CNBC Thursday the current state of volatility could have a widespread economic effect.
"None of the asset classes are immune," he said. "If the volatility continues it's going to spread to other areas: it's going to spread to mortgages, to real estate, to car loans, to credit card loans â nobody is immune."
He advised investors that assets backed by the U.S. dollar remained the safest investments.
"I still think U.S. dollar denominated assets are a better place to be than either emerging markets or high yield debt â I think high-yield debt is incredibly vulnerable," he said. "Instead of individual sectors, think of stocks, think of companies. I think that's a much better way to go forward."


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WIP: Dark Angels Primaris Lieutenant
This model is pretty cool because I bought him in Warhammer World last month. I hadn't been to Warhammer World for a couple of years and it's so good. We spent a good couple of hours in the exhibition area and had lunch in Bugman's and in the evening we played Blackstone Fortress. It was surreal to play in Bugman's with Phil Kelly walking around, Jes Goodwin sat two tables away from us and even Dan Harden of White Dwarf fame was in there playing Blood Bowl. Honestly, it was amazing. I want to go back now! Oh well, best crack on and finish this model. Let me know in the comments your Warhammer World stories.


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In , Eszterhas was diagnosed with throat cancer, and he lost a significant amount of his larynx. Thirteen actresses besides Stone were considered for Catherine, but only Stone was willing to do it. But Eszterhas didn't write it. So let's do that. He loved the flame. Basic Instinct's most famous scene is undoubtedly the interrogation scene, where Stone notoriously crosses and uncrosses her legs. And the real question here is:
I want to be like her. Instead of allowing the male law enforcement to intimidate her character, Stone played the role with confidence. Basic Instinct had been the number one box office hit of the year … in the whole world! It was an all-or-nothing roll of the dice. So let's do that. You want to make sure you can look up my dress? Strangely enough, the shot of Sharon Stone spreading her legs was never a problem. I also thought of Judy Davis. The situation is the same, but the two people are facing each other in bed, not the kitchen. Back in the day, spec scripts could sell for millions of dollars. March 20, YouTube Twenty-five years ago—on March 20, —Sharon Stone introduced moviegoers to Catherine Tramell, a novelist and suspected serial killer who stabs her victims with an ice pick while engaged in acrobatic sex acts. The much-delayed sequel, on the other hand, bombed at the box office. Verhoeven wanted to make a modern version of an Alfred Hitchcock thriller—except with a lot more sex. In , Eszterhas was diagnosed with throat cancer, and he lost a significant amount of his larynx. It still isn't comfortable for me, but I think it works very well for our work together. The couple got engaged but eventually Stone dumped him. OK, you can look up my dress. But Eszterhas didn't write it. Thirteen actresses besides Stone were considered for Catherine, but only Stone was willing to do it. That would be a very intimidating position to be in unless she disarmed them, which she did. I wanted all the lights in the room turned off. What we are doing by glamorizing smoking is unconscionable. You wanted to come here, and as far as I know, you enjoyed what we just did. He was a great cop on one level, but on another, you suspected he liked it too much. I wanted to do it all at once. Michael Douglas—who starred in another erotic thriller, Fatal Attraction —played her love interest, a San Francisco detective named Nick Curran. On the plus side, Eszterhas swooped in and hooked up with Naomi; they are still married today.
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Antioch CA Real Estate by realtor.com
Updated kitchen with granite counters and stainless steel appliances that remain with property including refrigerator. This well-maintained contemporary charmer features an open floor plan with vaulted ceilings and a cozy fireplace on the main level. As soon as you enter the home, you will get a sense of the spacious open floor plan with high ceiling . Cute gated front courtyard, very private, while backyard welcomes a lemon tree, brick patio and side yard for extra storage. Detached two car garage with laundry area , washer and dryer included.
Palazzo Kitchens & Baths Video Concord Ca | Duration 2 Minutes
Three bedrooms with a jack n' jill bathroom with shower over tub and features entries from both the hall and master. Upstairs has huge loft area and a bonus area for storage , tech center. Nice master bedroom with a jacuzzi tub in the master bath. Spacious formal living and dining room area with tall ceilings . Nice and sunny kitchen overlooking large family room with fireplace. Spacious and bright family room offers lots of windows , vaulted ceilings and a brick wood burning fireplace. Kitchen island has work space, extra cabinets and room for bar stools. Inside laundry room and washer and dryer remain in as is condition. Remodeled with 3 full bedroom 2 bath and one office room . Multiple windows in the family room let in an abundance of natural light with a sliding door that leads to the low maintenance backyard. There's also a bedroom and bath on this level for guests, office or fitness .Enjoy cooking in the modern luxury kitchen with high end fixtures and brand new appliances. This house has it all probably the nicest backyard for entertaining you will ever see !
Wolf gas stove, wine refrigerator and instant hot water faucet, large pantry. Downstairs boasts a bedroom and updated half bath, large family room with cozy fireplace .
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Do you have an ownership mindset and a demonstrated passion for real estate? If so our new Property Manager role may be perfect for you!
You would be based in Champaign, IL and accountable for a portfolio of properties within the Champaign-Urbana market (including nearby communities). This includes ultimate ownership of property performance as well as involvement in all aspects of leasing, resident services, accounts payable and receivable and general property upkeep. You would work closely with our local property management teams (leasing and maintenance professionals), as well as managers from our corporate office, and ultimately be responsible for overseeing daily operations relating to your portfolio's performance.
Fairlawn Real Estate is a dynamic real estate firm that specializes in acquiring, renovating, developing and managing real estate projects in the Midwest United States. The Property Manager position offers an exciting opportunity to join a growth-oriented organization with a genuinely enjoyable work environment.
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- Analyze financial performance of properties including performance vs. budget, communicating with ownership entities as necessary
- Work with broader Fairlawn team to set market rents, conduct market research and define leasing goals
- Collaborate with local leasing team to best position assets in the market including listings timing, content, and channel use
- Manage leasing administration including owning lease templates and the renewals process
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- Handle any resident services that need to be escalated to a manager
- Support daily operations when extra capacity is needed including answering calls, scheduling appointments, greeting visitors, showing residences to prospective residents and any necessary paperwork, filing, posting rent, etc.
- Audit leases, resident files and move-in paperwork to ensure accuracy and completion
- Maintain good rapport with current and prospective residents
- Own and ensure completion of all proactive maintenance and services activities including preventative maintenance
- Frequent travel to properties
- Audit and approve maintenance and other vendor invoices
- Have a thorough knowledge of lease terms, specifications and policies
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- Valid driver's license and dependable vehicle. Limited in-town usage of personal vehicle for errands and property visits required, any out-of-County personal mileage reimbursed at the Federal rate
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Coface strengthens its market position in the Adriatic region by acquiring SID - PKZ, the leading credit insurance company in Slovenia
Coface announces today the acquisition of SID - PKZ, the market leader in credit insurance in Slovenia with a high market share. As Coface has acquired all SID - PKZ shares, the business will operate under the new brand name Coface PKZ. The acquisition supports Coface's strategy of profitable growth in Central & Eastern Europe region.
All the News
China Payment Survey 2019: Longer delays as growth falters
2018 proved to be a relatively challenging year for China. Growth slowed to 6.6% and is expected to decline further in 2019 (6.2%, according to Coface forecasts). As a result, 59% of the 1500 Chinese companies that participated in Coface's survey believe the economy will not improve in 2019, the highest score since 2003.Read More
Turkish economy: domestic demand still waning but exports fuelled by the lira's depreciation
Stagflation becoming a reality, exports are a key-source of revenues for economy, especially in the automotive sector
Exporters are flexible; government support is vital for exporters to gain new market shares
Two pitfalls for businesses in 2019: the economic downturn and political risks
Coface will be sharing its vision of the major trends in the world economy in 2019 with businesses at its annual conference on country and sectoral risks.Read More
Coface launches new online product Business Finder
Interactive tool enables to find new target groups in Central and Eastern EuropeRead More
French companies in 2019: Rise in insolvencies but higher margins will allow cushioning the impact of slowing global trade
In the third quarter of 2018, after two years of improvement, French companies experienced a reversal of the trend with the number of insolvencies increasing by +2.3% (...)Read More
SMEs in China: Monetary easing won't be sufficient to reduce credit pressure
When considering risk in the Chinese economy, a lot of the discussion has focused on large State-Owned Enterprises (SOEs) or large private conglomerates (...)Read More
Wind energy industry: Production costs will increase under the influence of the trade war and the liquidity squeeze
Alongside other renewables, wind energy has experienced a strong growth since the mid-2000s across the world (...)Read More
Coface's new service to guide companies in IFRS 9 compliance and improve risk management
Under the new IFRS 9 regulations which came into effect in January 2018, companies urgently need to put into place more accurate and forward-looking accounting systems for measuring Expected Credit Losses (ECL) on all their trade receivables.Read More
US protectionism: Significant knock-on effect on trade partners of targeted countries
Increased protectionism is affecting a large number of economies – both advanced and emerging (...)Read More
Country and sector risks worldwide Some emerging economies become increasingly vulnerable
Higher oil prices and continued capital outflows from emerging markets mark the third quarter of 2018 (...)
Central & Eastern European insolvencies: The good times are over
Despite economic acceleration in the region, insolvencies increased by +6.4% in 2017
Political risks in Asia are on the rise
According to Coface's Political Risk Index, Asia scored 45% on the latest risk ranking, above the world average of 35% (...)Read More
Coface announces CEE Top 500 companies: Household consumption boosts economic activity in CEE
The international credit insurance company Coface presents its tenth annual study on the biggest 500 companies in Central and Eastern Europe – the Coface CEE Top 500. It ranks the businesses by their turnover and additionally analyses further facts such as the number of employees, the framework of the companies, sectors and markets as well as the new Coface company credit assessments. The trend of the CEE Top 500 reflects developments in the region.Read More
France's loss of market share in Africa benefits several European countries, China and India
While France's trade balance has remained in surplus, its market share of exports to Africa halved from 11% in 2000, to 5.5% in 2017.Read More
Coface awarded "Best Credit Insurance brand in France 2018"
Coface France has been recognised as industry leader with the Best Credit Insurance brand France 2018 Award by Global Brands Magazine (...)Read More
Coface sells its stake in Cofacrédit
Coface announces today that it has ceded to Factofrance (Groupe Crédit Mutuel – CM11) its 36% stake in the capital of Cofacrédit, a factoring company previously jointly owned by the two groups.Read More
Country and sector risks worldwide: Signals of risk on the increase in the 2nd quarter
Downgraded assessments in the majority this quarterRead More
Western Balkans' accession to EU membership likely to be completed - supported by the region's strategic importance
The European Union - Western Balkans Summit will take place in Sofia, Bulgaria, on the 17th of May 2018. This meeting aims to reaffirm the EU's commitment towards the Western Balkans gaining EU membership. Coface's economists see the EU accession as likely to happen, particularly as it would counterbalance Russian and Chinese presence in the region.Read More
Country and sector risks worldwide - 1st quarter 2018
Now that peak growth has been reached in the United States and Europe, businesses are preparing for supply side constraints and the risk of protectionismRead More
New Mediterranean trade routes will be through the South and East of the region
In the Mediterranean, the recent rise in protectionism is starting to transform the vast network of free trade agreements and reshape intra-Mediterranean trade routes. Two new trends are emerging.Read More


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We cannot deny the great role of computer software (computer programs) in the development of the world today. Computer software is present almost everywhere , from rural area to urban area , from home to workplace , from working to serve the entertainment needs to handling jobs requiring high accuracy ... So what is computer software that has tremendous impact and so widespread, has been the protection of intellectual property law or does not?
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The advent of social media has given rise to a virtual problem that is causing trouble in the real world — fake news.
Fake news circulating on virtual platforms has taken individuals from all spheres of life in its fold including Prime Minister Imran Khan.
Recently, a video that went viral on social media, showed 'PM Imran' commuting from his Bani Gala residence to the Prime Minister Office in a Suzuki Mehran.
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A man — a resident of Nowshera who teaches English — was mistook for the prime minister.
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