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March 11, 2005
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|Bhagyarekha Dryfruit And General Stores
Dry Fruits | Food Products | Cold Drinks | Jams | Ice Cream | Amul Product | Std | Pco |
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|-9 - 0...Records Page 123


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John 13:31-38
Jesus predicts Peter's denial
31 When he was gone, Jesus said, 'Now the Son of Man is glorified and God is glorified in him. 32 If God is glorified in him, God will glorify the Son in himself, and will glorify him at once.
33 'My children, I will be with you only a little longer. You will look for me, and just as I told the Jews, so I tell you now: where I am going, you cannot come.
34 'A new command I give you: love one another. As I have loved you, so you must love one another. 35 By this everyone will know that you are my disciples, if you love one another.'
36 Simon Peter asked him, 'Lord, where are you going?'
Jesus replied, 'Where I am going, you cannot follow now, but you will follow later.'
37 Peter asked, 'Lord, why can't I follow you now? I will lay down my life for you.'
38 Then Jesus answered, 'Will you really lay down your life for me? Very truly I tell you, before the cock crows, you will disown me three times!
Proverbs 3:3-4
3 Let love and faithfulness never leave you;
bind them round your neck,
write them on the tablet of your heart.
4 Then you will win favour and a good name
in the sight of God and man.


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March 2019
03/27/19 PURGEnVENT 7930ECA
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February 2019
02/27/19 The Fire Sprinkler Podcast Ft. Jim McHugh President of AGF Manufacturing
Sprinkler Age
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"Made in America", "Buy America", "Buy America", American Recovery Reinvestment Act, Made in the USA, Assembled in the USA... why should you care...
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FPC Magazine
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College and Universities in the United States have been on a steady growth curve for the last 20 plus years. And, while most students don't choose a college based on the pressence of sprinklers, higher education administrators realized the safety of their students was an important feature for parents, and began to retrofit dormitories...
FPC Magazine
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In 2010, NFPA 13 Standard for the Installation of Automatic Sprinkler Systems adopted the new standard requiring the installation of pressure relief valves on all wet systems. Prior to 2010...
FPC Magazine
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Corrosion is a continuous and virtually unstoppable force of nature, and it is on the rise. Corrosion occurs when...
FPC Magazine
September 2016
Utah State University, located in the Northern Utah Mountains, is known for its top-notch academics and research, and nationally recognized for its athletics. In August 2016, Utah State's Division I Aggies returned to their newly renovated and renamed football stadium...
FPC Magazine
September 2014
The winter of 2013/2014 was still a painful memory for U-Haul Moving and Storage of Hanover in Massachusetts when they started experiencing similar system breakdowns due to freeze-ups at the beginning of this past winter...
Parking Today
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If your parking structure is enclosed, if the ceiling is less than 24 inches above grade, if your structure is of Type III or Type IV construction over 50 ft. in height, if your parking structure is immediately below or adjacent a building used for another occupancy, chances are that it has a fire sprinkler system installed. And if you do have a sprinkler system installed in your parking structure that chances are good that it is a Dry System...
FPC Magazine
January 2012
Like many in our industry, when I walk into a building I tend to look for and notice things differently than the usual visitor. I look for a sprinkler systems. While some may choose to take the stairs for exercise, I do it to check out the building's riser; it has just become a habit. What I am always most interested in is that collection of pipe, valves, fittings, and components that make up the Floor Control Assembly...
FPC Magazine
June 2004
The "Floor Control Valve Assembly for Wet Pipe Systems" drawing that appears in the current edition of NFPA 13, Chapter 8, has remained unchanged for as long as most of us can remember. However, even though this drawing has remained unchanged, the "Floor Control Assembly and Inspector's Test Loop" has gone through a number of evolutionary changes. The "Inspector's Test Loop" was the first part of the "Floor Control Valve Assembly" to evolve...
FPC Magazine
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As the demand for Residential Fire Sprinkler Systems has grown in our area of the country, it has quickly become one-third of our business at Victory Fire Protection, Inc.
We are now doing on average over 250 residential systems annually...


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We aim to deliver all items within 5 working days of your order.
|United Kingdom
|Smaller items
(eg. lens caps, filters)
|Medium items
(eg. compact cameras, binoculars)
|Larger items
(eg. lighting kits, etc.)


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Originally from San Francisco, Chris March has always kept his eye on a career in fashion. His work on the giant trademark hats and wigs of America's longest running show, "Beach Blanket Babylon," earned him great acclaim. His love of costuming, fashion, and acting, led him to pursue his fashion design dreams in New York, where his achievements include a Drama Desk Award nomination for outstanding costume design. Chris has created looks and styles for many designers that have appeared on Entertainment Tonight, Martha Stewart, Rachael Ray, Tyra, Today, E! and MTV. Classic designers like Dior and Chanel, as well as trailblazers like Thierry Mugler, Vivienne Westwood and John Galliano inspire Chris. However, he says he's always had an unmistakably unique vision and talent that includes sculptural lines, lush fabrics, humor and an unpredictable use of materials. Chris says he designs for the woman who wants to stand out in a crowd. After moving to New York in 2001, Chris's reputation and career took off, landing him a spot as a designer finalist on "Project Runway," season 4. He has designed for many notable clients including: Madonna, Prince, Cirque du Soleil, Beyonce Knowles, and Meryl Streep, whose Academy Awards 2010 dress resulted in rave reviews, and earned her a spot on many "Best-Dressed" lists. Chris can currently be seen on his own show, "Mad Fashion," on BRAVO. His first book, "I Heart Chris March," (and who doesn't?) is available now at http://www.chrismarchdesign.com Chris loves to donate his time and designs to Broadway Cares/Equity Fights Aids.
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Topic: buying a house vs. saving ER (Read 2270 times)
5 O'Clock Shadow
Posts: 68
Location: Berlin, Germany
buying a house vs. saving ER
October 09, 2014, 03:16:26 AM »
So I've been poking around the forums a bit and I think I've managed to mostly just confuse myself more....
Given that the goal here is FIRE: I am currently debt-free and renting, and am generally of the opinion that I would like to own an apartment. I picture real estate being part of my investment portfolio, and I admit to also having a bit of an emotional pull towards owning my own four walls, especially since my apartment building is now coming under new management and I've heard lots of horror stories from friends about being strongarmed out of their places. I'm generally figuring that my best bet will be to buy an apartment in the direst need of renovation I can find with the best price, keep living in my rented apartment until the owned-place is liveable, then move in and finish it up. Either rinse and repeat the cycle if I decide to move, or buy further apartments and renovate and then rent out for income. I'm not imagining being some kind of real estate mogul, partly because being a giant landlord sounds like a lot of work, and partly because I don't have a huge amount of capital to work with off the bat.
So given that... Right now I'm sitting on a decent amount of cash (about 30% of the imaginary purchase price of my imaginary fixer-upper, by my estimates, but I'm in Germany, where it's more common to do something like 50% down rather than the US 20%), and... I feel like I MUST be doing it wrong. It's straight up in a savings account. But once I actually buy the place, I'll not only have no savings, but a huge debt that will need paid down. I can't really invest in the meanwhile though, I think, because my timeline is to buy int he next 5-ish years.
So how do I go about saving for both ER AND a mortgage? I'm paying into the state-retirement-scheme at the mandatory rates, and the employer-offered pension scheme at the basic rate (I don't quite understand it, frankly, but I'm working on that), and on top of it I have private "retirement insurance" which I also don't fully understand, so my after-67 years should be amply taken care of. What about years 35-ish-67? How do I do that?
CU Tiger
Posts: 461
Location: Mid-Atlantic USA
Re: buying a house vs. saving ER
Reply #1 on:
October 09, 2014, 04:19:46 AM »
First step would be to do some reading and studying until you do understand your private pension and insurance schemes. Knowledge is power.
Then, I would put some of your savings, equal to six months living expenses, aside (mentally, if not in a separate account) in a real emergency fund. Then save up as much as you need to to pay down on a purchase. Do not take your savings down to zero with your purchase.
It might take you longer, but saving more for a place that is in good condition may be worth it unless you can do a lot of the work by yourself. If you have to fix a place up and pay rent, your mortgage, and for the renovations....you are paying a lot extra for two places at one time.
5 O'Clock Shadow
Posts: 68
Location: Berlin, Germany
Re: buying a house vs. saving ER
Reply #2 on:
October 09, 2014, 05:15:12 AM »
Yeah, I'm reading up on the theme at the moment, but bureaucratic German is a tough nut to crack. If anyone wants to chime in with a "beginner's guide to Riester-, Rürup-, Staatliche-, Pensionsfond-, and Privatversichertrente", I'd be forever grateful.
Right now the emergency fund and house fund are pretty comingled, but I wasn't really ever planning on totally draining one to fund the other- I suppose that should have been clearer in the original post.
I can do a lot of the work myself- I renovated the place I now rent (that's a common thing here), and I'm and engineer, partner is an architecht- we've both got the DIY bug, I'm just realistic enough to know that living in a major construction site isn't super fun. Once basics like walls and electric and plumbing get put in though, I don't think we'd be paying for twice the housing for super long. The current place we have is also pretty cheap, but not a great long-term solution for our needs (any kid we eventually have would have to live in the pantry...), so I figure it's better to get the long-term place before the neighborhood fully gentrifies. If I can.
Anyway, what is the general way of dealing with the saving-for-pre-legal-retirement? Taxable accounts? Some kind of 401k rollover trickery (which I can't do, but might be able to find a German equivalent)? Does the 4% rule apply if you only have to make it till 67 before all the subsidized support kicks in? I'm getting a bit turned around in the math.
Bob W
Magnum Stache
Posts: 2947
Age: 60
Location: Missouri
Live on minimum wage, earn on maximum
Re: buying a house vs. saving ER
Reply #3 on:
October 09, 2014, 05:44:25 AM »
Strangely on this site people say "buy" when they mean borrow.
5 O'Clock Shadow
Posts: 60
Re: buying a house vs. saving ER
Reply #4 on:
October 09, 2014, 05:51:42 AM »
Quote from: Bob Werner on October 09, 2014, 05:44:25 AM
Strangely on this site people say "buy" when they mean borrow.
You mean "borrow" in like the person have to give the house back when they are done with it if it is not paid 100% in cash?
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HCPSS To Help Fill The Nutrition Gap With Summer Food Service Program, June 25-August 17, 2018
May 29th, 2018
Summer Meal Program
The Howard County Public School System (HCPSS) is pleased to announce the locations of its Summer Food Service Program to meet the growing need to feed hungry children and families and fill the nutritional gap over the summer months in Howard County. Running from Monday, June 25 through Friday, August 17, HCPSS and the Howard County Library System will provide free meals Monday through Friday at six locations:
- Laurel Woods Elementary School, 12:30–2 p.m.
- Talbott Springs Elementary School, 12:30–2 p.m.
- Harper's Choice Middle School, 12–1:30 p.m.
- Oakland Mills Middle School, 12–1:30 p.m.
- Howard County Library System – East Columbia Branch, 12–1:30 p.m.
- Howard County Library System – Central Branch, 12:30-1:30 p.m. (Open to all students and provided by the Howard County Library System)
PLEASE NOTE: Meals will not be served on days HCPSS schools and/or HCLS branches are closed: Tuesday, June 26 and Wednesday, July 4.
Meals will be provided to children 18 and under without charge. Acceptance and participation requirements for the program and all activities are the same for all children regardless of race, color, national origin, sex, age or disability. Parents or guardians do not need to apply to get free summer meals for their children. They can simply bring their child to one of the summer meal sites.
All meals will be served on a first-come, first-served basis and all meals must be eaten on site. No portion of the meal may be taken out of the meal serving area(s) and adults may not eat any portion of a child's meal. Small children must have adult supervision.
The Summer Food Service Program is funded by the U.S. Department of Agriculture, through the Maryland State Department of Education and is an extension of the National School Lunch Program, which is designed to guarantee eligible children free and nutritious breakfasts and lunches during the school year. Meals served will be healthy and will follow USDA nutrition guidelines.
For more information, contact the HCPSS Food and Nutrition Services at 410-313-6736.
HCPSS is an equal opportunity provider.
Weekend Warrior Snackpack
The Howard County Government will provide weekend snack packs for the community throughout the summer. Weekend Warrior Snackpacks offers all youth ages 18 and younger a free bag of snacks in order to provide nutrition over the summer weekends.
Snack Packs will be distributed Fridays, June 22-August 31 at:
- Laurel Woods Elementary School, 1–2 p.m.
- Harper's Choice Middle School, 11:30 a.m.-12:30 p.m.
- Oakland Mills Middle School, 11:30 a.m.-12:30 p.m.
- Howard County Library System–East Columbia Branch, 1–2 p.m.


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The first home test of 2018 begins today when England face Pakistan at Lord's; therefore we're going to bring you a touch of nostalgia to put you in the mood for some good old fashioned test cricket. New guest writer Haroon Khalid, who is a bit of a fearsome fast bowler himself, has penned the following look back at the summer of 1982, when a young Imran Khan led Pakistan in England for the first time. Enjoy!
The summer of 1982, as in the case of 2018, was split between two touring teams. The first half of the summer saw England beat India 1-0 in a three match rubber with Kapil Dev starring for the tourists. The second half of this self-styled "summer of the all-rounder" (which incidentally was the name of Patrick Eagar pictorial review of the Summer) pitted the home side against a Pakistan team led by their new and charismatic captain called Imran Khan.
England won the two match ODI series comfortably; and the first test, although not without a few scares, at Edgbaston by 113 runs. The second test, scheduled for the middle of August, was played at Lord's. This incidentally also represented the first time this correspondent, as a 13-year-old, made his first trip to HQ.
For this game, England were without their captain, Bob Willis who had to withdraw with a stiff neck after suffering a bouncer barrage from Imran Khan and Sikander Bakht in the first test. In his place came Robin Jackman, recalled for the first time since the 1981 West Indies tour. The captaincy was passed for the first time to a 25-year-old David Gower.
Imran won the toss and decided to bat. Pakistan lost Mudassar Nazar (more of him later) for 20 with the score at 53-1. Mansoor Akhtar came together with Mohsin Khan for a 146 run partnership with the opener in sparkling form. By the close Pakistan reached 295-3 with Mohsin 159 not out.
The visitors lost two wickets, notably Zaheer Abbas for 75, in the morning session of the Friday before a prolonged rain break put the brakes on Mohsin's progress. Indeed, the interruption meant that he spent most of the day on 199 not out.
At the resumption, late in the evening session, a gentle glance to fine leg off Botham brought up the opener's 200. A few balls later, a more forceful flick off Jackman was caught by Tavare just behind square leg. Mohsin's innings came at a strike rate of almost 52 and contained 23 boundaries. The lower order, namely wicket keeper Wasim Bari and leg spinning magician Abdul Qadir hurried the score along to 428-8 at the close of day two at which point, Imran declared.
The morning of the third day, Saturday, was bright and sunny as England commenced their first innings. Their immediate target, 229, was to avoid the follow on. Although losing Tavare for 8, Randall and Lamb held firm against a fierce Imran before both were respectively dismissed by Sarfraz Nawaz and Tahir Naqqash.
Botham and Gower led a fightback putting together partnership of 68 until Qadir removed the England all-rounder. The Lord's crowd was then treated to a wrist spinning masterclass by Qadir. He took a further three wickets with the England lower order batting line-up becoming tangled in a mix of leg breaks, top spinners, flippers and googlies. England finishing the day on 226-9, still three short of the follow on target.
After Gatting added one run to England's overnight score on the Sunday morning, Jackman was adjudged lbw to Imran for nought. With more indifferent weather forecast, and with only one days bowling effort expended, Imran enforced the follow on.
Hitherto, the series had been wretched for Mudassar. He'd earned (what we called at school) a "silver" duck pair at Edgbaston. In this match, he'd only managed 20 when Pakistan batted and bowled 4 tight yet wicketless overs in England's first innings. However, he'd clearly had something inspiring for his Sunday breakfast. Coming on from the Nursery End (ostensibly to allow Sarfraz and Imran to switch ends), he reduced England to 9-3 taking the wickets of Randall, Lamb and the England captain.
With backs to the wall, Tavare dropped the weightiest of anchors and started the rebuilding effort with Botham, the former spending over an hour on nought. However, the remainder of Sunday was interspersed with the threatened rain and frustrated the Pakistan effort to push for wickets. That said, the play that was possible saw an enthralling tussle between Botham and Qadir with the former firstly frustrating the leg spinner and then getting the better of the duel. England finished the day on 95-3 with Botham having passed 50.
Part way through the morning session of the fifth and final day, Mudassar took his fourth and fifth wickets. First, Botham caught at gully for 69 and then Gatting seduced into slashing at a long hop caught by Bari. 132-5. Although England lost Pringle and Grieg, Tavare remained obstinate before being dismissed for 82 to, given the circumstances, a rather injudicious shot to Imran. His vigil lasted 406 minutes and 277 deliveries. When he reached fifty, it was second slowest half century in test history (and remains so today).
Some late order resistance by Hemmings, Taylor and Jackman consumed valuable time and the draw looked on. Nevertheless, England were eventually dismissed deep into the evening session for 276. Mudassar finished with 6-32.
Pakistan required 76 from eighteen overs. Sensing history, Imran sent in the more frenzied Javed Miandad to open with Mohsin Khan. Going at almost a run a ball, Miandad cut the first ball of the 13th over to the backward point boundary to seal a ten wicket win. This represented the first test victory by Pakistan at Lord's and only their second win in all since the Oval test of 1954. Deservedly, Mohsin was adjudicated as man of match for his first innings double hundred.
The third test of this absorbing series resulted in nail biting a three wicket win for England giving them a 2-1 win. Botham was the stand out performer for the home side with a first innings half century and nine wickets in the match. Imran finished as man of the series.
In 1982, three of the four greatest cricketers of the era (or indeed any other era), were on display in England that summer. Kapil Dev finished as man of the series for the Indian leg of the test season, Ian Botham scored heavily including a blistering 208 at the Oval, and Imran took 21 wickets cheap wickets. Only Richard Hadlee was missing that year. We would have to wait until 1983 to marvel at the New Zealander's feats.
That said, for one mesmerised thirteen-year-old, the summer of 1982 was indeed a summer for the All-Rounder. Oh, and it was all on free to air telly as well…just sayin'.
Haroon Khalid


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By Christmas, of course there is one important decoration to celebrate. Yep! the decoration is a Christmas tree! To enliven the Christmas celebration, of course, Christmas tree decorations decorated inside the house become an important decoration. In decorating this tree, of course, it needs to be adjusted to the desired theme. The green color of the Christmas tree will have a variety of sightings with a decoration concept which is of course also various. Here are some Christmas tree decorations that you can apply at home.
1. Rustic Luxe
Christmas tree decorations with natural colors give a rustic yet classy impression. This is adapted to various furniture and decorations that are in the room. The Christmas tree is decorated with white and silver ornaments added with shining white LED lights. Not forgetting the simple but stunning ribbon.
2. Santa Style
Judging from the decoration, this one Christmas tree is really striking. By highlighting the santa theme, the tree is decorated with a variety of distinctive red and white colors with Santa's clothes. Not only that, from Santa's hat, Santa's socks to hanging ornaments that are identical to the santa look unique. Coupled with a hanging ball that says 'ho ho' which is the hallmark of Santa's voice. Unique and festive decoration.
3. White Christmas
One of the awaited moments at Christmas in the country 4 seasons is snowy Christmas or commonly called white christmas. Besides being romantic, of course it will give a special impression on that day. This can also be applied in Christmas tree decorations at home. By giving a touch of ornament in the form of white snow, the tree will look like it is covered in snow. As for bird decorations and Christmas gifts with packs that are decorated to adorn the area.
4. Citrus Ornament
Decorating a Christmas tree does not always have to be decorated with plastic and cloth. Dried fruits like decorators in this one tree can also be applied. Dry lemons and gingerbread decorating not only look unique to the Christmas tree, but also provide a fresh aroma in the room.
5. Countdown
This one decoration will add to your enthusiasm ahead of the Christmas celebration. Various decorations and gifts are added with numbers. The numbers printed on the Christmas tree can be used to count down this big day. Of course, the closer you are to Christmas, the more enthusiasm you will receive. Change the numbers on the Christmas tree every day and you will be even more excited.
6. Camp Style
This time the tree decoration looks festive. Various colors and flags are also attached to the tree. This is certainly reminiscent of the time of camping and camping in nature with friends or family. Unique and cheerful also makes the room feel more alive. It is very suitable to be installed on Christmas day when camping together.
7. Blooming Tree
A beautiful design and also looks luxurious successfully displayed with the flowers that adorn this tree. Roses or various other flowers can be the main decoration on the Christmas tree. Also present the atmosphere in the surrounding area near the Christmas tree so the room feels crowded. In the top part of the tree is quite important and is decorated with red ribbon with a design resembling a flower.
8. Pet Friendly
Warning for those of you who keep pets. Pets love to play with tree decorations so that it might make you have to rearrange the decorations. Therefore keep in mind to decorate a Christmas tree that is safe for pets too. Choose an artificial Christmas tree that is no more than 2 meters high. Place it in the corner of the room that is stuck by the wall so it is safer. Do not forget to also choose the color of the flat decoration does not sparkle so that pets are not interested. The ornament must also be hard so that it is not easily chewed by dogs or cats. Put the decoration below a little and also close the current of the electric cable with duct tape so that it is safer to pass.
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LPGA Event Puts Springfield On the Map
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