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Gravel Pits
Gravel pits that currently exist near residential areas are akin to putting matches next to powder kegs: it doesn't take much of a spark to blow things sky high. That has been true in Bristol as that community has struggled with a proposal to expand a pit close to the downtown owned by the Lathrop family. A similar battle is brewing in East Middlebury with a proposal by J.P. Carrara & Sons to expand an existing pit there (see stories on Page 1A.). In both cases, what's needed is a big-picture view of current and future residential development within the respective towns along with the recognition by residents that economic benefits can be derived by the respective expansions.In the case in East Middlebury, the proposed expansion of the gravel pit is a direct benefit to Carrara & Son's concrete business — a principle factor in the business's operations for the past several decades. The business is also one of Middlebury's largest, employing more than 100 area residents with many high-paying jobs.The firm, to its credit, isn't sounding alarms that it could go out of business if the pit expansion is not approved, but its spokesman was clear that drawing material from a local pit (as opposed to one in upper New York state) allows it to operate more competitively. Middlebury residents will also note that the firm has been generous in the construction of several community projects throughout the years (notably the Memorial Sports Center, among others) as a testament to its community-minded spirit.Being a large employer and donating to community projects, of course, are not projected here as a counterbalance to unwanted growth. The proposal gravel pit expansion must stand on its own merits based on the town plan, previous permits and other mitigating factors that may come into play.What residents should consider, however, is not whether the gravel pit should be allowed at all, but how the pit could be developed in the least disruptive way for the maximum benefit to the larger community. In zoning matters it is far too easy to view projects myopically and completely ignore the bigger picture. To that end, early indications are that Carrara's has proposed effective measures to limit any disruption and is striving to be a good neighbor. Pledges, for instance, to reclaim the land of the existing pit (even though it wouldn't have to) are important factors in East Middlebury's long-term development. Another factor is whether the area around the gravel pit would ever be ideal for residential growth or whether it should be maintained as a generator of economic activity. Because there are numerous other areas around East Middlebury that could be more easily developed for residential purposes, and because the land has a distinct and on-going economic purpose, there is a strong economic argument that the town might want to continue to allow the pit to be developed. That reasoning would reflect a town plan that readily supports a high quality of residential living along with commercial and industrial growth inside the town.**********In Bristol, the request for an amended permit by the Lathrop family has good points and bad. The good points are that the access to the gravel pit would face south, rather than toward the town — a potential aesthetic improvement as well as an improvement for traffic flow. Also, the Lathrops agreed to reclaim the land as the project proceeds, rather than waiting until the pit plays out decades from now and reclaiming it in one fell swoop. The downside, however, is that the permit requests a doubling of the material taken out of the pit — a proposal that would significantly increase the number of truck trips per day, thereby adding to the traffic, noise and dust pollution.Moreover, the site of the Lathrop pit is simply too close to the heart of downtown Bristol (from the standpoint of noise, dust and visual pollution) and robs the town of one of its best sites for future residential development. That's because the land is easily within walking distance of the downtown, and is situated on a high plane above the river with stellar views looking toward the Adirondacks. Furthermore, the proposed site in Bristol has a high economic value as residential land and still allows the landowner to reap an economic return on the land to recoup and make good on the family's investment. Finally, there is every reason to believe that the current town plan in Bristol does not allow for the proposed pit expansion — and would have to be an adjustment to the current plan. (That debate is still being weighed in court.)In pursuing these arguments, what's important is that the lid is kept on the powder keg. There are reasonable arguments on both sides of each issue. The community's role, and the role of the respective businesses, is to focus on what's in the best interest of the larger community and to work toward a fair adjudication of the proposals that will hopefully reach those lofty goals. Angelo S. Lynn


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Suicide prompts rest stop closure
On January 9 just after 4 p.m., the Pine County Sheriff's Office and Minnesota State Patrol along with local fire and other emergency medical personnel were dispatched to the General Andrews State Forest rest area located on southbound Interstate Highway 35 south of Sturgeon Lake on a report of an unresponsive male sitting in a vehicle in the parking lot of the rest area.
When emergency personnel arrived, a male party was found slumped over in a vehicle and appeared deceased. Responders were overcome by heavy chemical vapors coming from inside the vehicle. A bucket containing bubbling white foam was observed on the front seat next to the victim and a note warning people to stay away was displayed on the dashboard.
Upon further inspection, a large wooden military ammunition crate was observed in the rear of the vehicle. The crate displayed military explosives labeling. Emergency responders evacuated the area and closed the rest area to the general public.
The Pine County sheriff contacted the Minnesota State Duty Officer and requested the assistance of regional emergency response teams. A chemical hazardous materials team was dispatched from the city of Duluth along with the Crow Wing County Sheriff's Office bomb squad. The FBI was notified and three agents responded.
After several hours, it was determined that there were not explosives inside the vehicle and the ammunition crate was empty. The chemical team inspected the inside the vehicle and determined the hazardous chemicals in the vehicle were placed there deliberately by the victim to commit suicide.
Five emergency personnel were treated and released from Essentia Hospital, Sandstone, for chemical vapor exposure. The chemicals involved in this incident were household cleaning agents.
It has been determined that this is an isolated incident and there is no danger to the public.
This incident continues to be investigated by the Pine County Sheriff's Office and the Minnesota State Patrol.

subset: commoncrawl


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Usually, word of a new Call of Duty game coming to a recently released system would be the most predictable thing in the world, given Activision's history of releasing Call of Duty games on all major systems (and often some aging, minor ones). But the third-party support situation for Nintendo has degraded so much that today's confirmation (via press release) that the upcoming Call of Duty: Ghosts would indeed be coming to the Wii U on November 5 definitely counts as newsworthy.
After all, it was just over a month ago that Infinity Ward's Mark Rubin told GamesIndustry.biz that he wasn't sure if the next game in the best-selling franchise would be coming to Nintendo's new system. And it was less than a year ago that Nintendo made a big deal of the Wii U version of Black Ops 2 and its GamePad-specific special features at a New York announcement event.
But that announcement was well before Nintendo saw Wii sales crater following a successful holiday season. That was also before EA announced that Madden NFL 25 (a multi-console staple) wouldn't be coming to the Wii U this year and before a slew of third-party publishers started publicly expressing their displeasure with software sales and online engagement on Nintendo's new platform.
The Wii U version of Black Ops 2 reportedly sold 23,000 units during the Wii U's launch month last November. That's a drop in the bucket compared to millions of launch-day sales on the Xbox 360 and PlayStation 3, but it also represents a decent 1-out-of-every-18 Wii U owners at the time. Still, online server stats show the game struggling to attract a critical mass of players on Nintendo's system.
Regardless, Activision is giving the Wii U another go with Ghosts, as well as a handful of licensed titles like Spongebob, Angry Birds, and Wipeout (the TV game show, not the racing game), all representing a few more feathers in Nintendo's third-party development cap. It seems unlikely that these kinds of non-exclusive releases will drive a significant number of system sales this holiday season, but it certainly can't hurt Nintendo prospects as Sony and Microsoft prepare their console war assault.


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|"I BE KING DRIVE" By Janice Temple
to have a poem selected for THE OVERGROUND RAILROAD POETRY COLLECTION (Vol.1)
by Truth Thomas of Cherry Castle Publishing and NAACP Image Award Winner Poet, Publisher,
Classroom Facilitator in conjunction with Derrick Weston Brown, Renowned Author Busboys and
Poets in Washington, DC. Thank you so much to Truth Thomas and Derrick Weston Brown for
selecting and publishing my work.
Purchase a copy of The Overground Railroad Poetry Collection from Cherry Castle Publishing here.
Thank you to Tressa Jones of the Gwendolyn Brooks Center for Black Literature and Creative
Writing who organized the workshop the ABC's From Pages to Publishing.
Gwendolyn Brooks Center is named after Poet Gwendolyn Brooks the first African American Author
to win the Pulitzer Prize. She was also the first African American woman to hold the position of
poetry consultant to the Library of Congress and poet laureate of the state of Illinois. During the time
that Gwendolyn Brooks received the Pulitzer Prize, she lived in Chicago at 9134 South Wentworth
Avenue. She got a call from a Jack Star Chicago Suntimes news reporter in the dark
because the electric company had cut off her power for lack of payment. She was concerned about
the news reporters coming by the next day and not being able to plug in their cameras. Fortunately
her electricity was restored before the reporter's arrival. Gwendolyn Brooks had shared this story
many times. I am a native Chicagoan who was unaware that Gwendolyn Brooks had once
lived a few blocks away from my family home. I have passed by the former Gwendolyn Brooks
home countless times on my way to church or shopping. Listen to the video below starting at the 3:30
mark as Gwendolyn Brooks shares the story in a Library of Congress interview.
I want to acknowledge and thank Marian Hayes for sharing the information about the workshops at
the Chicago State University Gwendolyn Brooks Center For Black Literature And Creative Writing.
Watch the livestream taping of the workshop ABC's From Pages to Publishing below.
+Truth Thomas and +Derrick Weston detail specific do's and don'ts regarding poetry submission to
journals, as well as manuscript submission to publishers.Facilitators will present a comprehensive
list of publishing options and writer resources.
Chapter 1 Approaches To Writing
Chapter 2 Getting Published Part 1
A,B,C's From Pages To Publishing Writer Submission Resources
(This Handout was distributed by Classroom Facilitator Truth Thomas)
1. The Creative Writers Opportunities List (CRWROPPS-B) (Free)
This is a Yahoo group that keeps writers up to date on the latest publishing and contest opportunities.
The Yahoo Group (CRWROPPS-B)is edited and updated daily by poet Alison Joseph. It is a very
valuable writer's resource. You don't have to do a thing but visit the site. There is no signing in.
Donations are not required. CRWROPPS-B posts information about : first-book contests, poetry
contests, fiction contests, print and online magazines seeking poetry for theme issues, residencies,
creative writing-jobs and grants. Most of the time, direct links to sources are provided in order to
obtain complete information. You can subscribe to the postings or simply bookmark the page.
2. Tools For Writers at Poets and Writers Magazine (Free)
Through the Poets & Writers Database, you can connect your poems, stories, essays, and reviews to
the right audiences by researching over eight hundred literary magazines. Here, you'll find editorial
policies, submission guidelines, contact information---everything needed to direct specific
submissions to publications whose themes are in keeping with those submissions. Just click the
"Tools for Writers" tab to get the writer resources search engine page.
3. Duotrope (formerly Duotrope's Digest) (Pay)
Duotroupe is an established writer's resource for experienced writers, and for those who are just
getting started. It is a database dedicated to listing submission markets (over 4,995) of them). What
is very useful is its ease of use. Whether someone writes poetry or prose, it covers almost the entire s
spectrum in terms of journal listings. Filter to exactly what journals fall in line with your submission
interests, and get a comprehensive Listing of markets. It has the best search features of any writers'
resource submission tool that is currently available. That said, there is a $50.00 subscription for the
service. In spite of that, I would still recommend exploring Duotrope. If you want to save a lot of
time and find the best journals quickly. Duotrope is certainly worth a look.
4. Top 50 Literary Magazines (Free)
The "Top 50 Literary Magazines" site offers a countdown of journals that some in the literary
cannon consider to be the top such magazines that exist. While it is a subjective grouping, it is,
nevertheless, a good journal listing to browse.
Here is the link to Part 2 of this workshop http://youtu.be/bE5wpAzxzNI
Timeline help you find specific parts of the workshop.
29.3 Chapter 2 Getting Published Pt 2.
1.40.8 Writer Submission Resources
7.59 Derrick Weston Brown Renowned Author Busboys & Poets Restaurant Washington, DC
14:36 What is Chapbook?
16:02 Chapter 3 Writing
23:33 I BE TREE Written by Truth Thomas Read by Derrick Weston Brown
48:50 The Night On The Mic Busboys & Poets Open Mic Invocation By Derrick Weston Brown Poet
53:10 Call On Somebody Writing Exercise
1:30 Writing Exercises and Readings
Calling Poem
Love Poem
A Place That Isn't Mine Anymore
A Place You Can Return To
1:50.00 An Interview with Gwendolyn Brooks 28:24
2:06:33 Chapter 4 Readings by Poets Truth Thomas and Derrick Weston Brown


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Remedies for Gallstones
Quick Bits…
Which homeopathic remedies match gallstone-related symptoms of stitching, stabbing or sharp pains, low back pain, or pain that moves across the abdomen? Here's a list.
If you liked the information on this page you may also enjoy our regular newsletter, full of information, news, discounts, and offers. Subscribe here.
Note: All information we provide and comments we make are from the homeopathic perspective. They are not necessarily endorsed by sectors of some governments, medico-pharmaceutical groups, "skeptic" organisations or those unfamiliar with homeopathy. Comments, references or links posted by others on this page may not reflect the opinion of Homeopathy Plus and so should not be seen as an endorsement or recommendation by Homeopathy Plus. Please see a trusted healthcare practitioner for advice on health problems. Further information about the purpose of our material may be read in our disclaimer.


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Rep. Sid Miller made a little joke at the forum featuring Republican candidates for U.S. Senate in Stephenville – it seems there was an announcement made earlier this week that Tom Cruise was going to be there, so he feared there'd be some disappointment.
Turns out, the group almost had to make do without Ted Cruz, who arrived late after a morning event in Frisco and difficulty in finding the rather hidden venue – the Rocky Point Baptist Church's community life center, set back on US 67.
Cruz, a national tea party favorite and former Texas solicitor general, and former Dallas mayor Tom Leppert each claimed momentum to make a runoff. Cruz has been second in available polls to Lt. Gov. David Dewhurst, who must get a majority of the vote May 29 to avoid a runoff.
Candidates Lela Pittenger and Glenn Addison also got a warm response from the crowd.
Pittenger – drawing from her personal experience and noting she's the only woman in the race for the GOP nomination – said she and her husband haven't had health insurance for three years and so when she gave birth, they went with a midwife rather than the much more costly option of a hospital.
Addison, who handed out copies of the Constitution before the forum, said the GOP establishment wants to suppress him and asked the crowd, "Listen to your heart … Don't go along with peer pressure."
Dewhurst planned campaign stops in the Dallas area Monday.


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The Root Bridges of Cherrapunji refer to bridges that are woven from the roots of living rubber trees in the Cherrapunji rainforests of Meghalaya, India. Some of them are more than a hundred feet long, grow over decades and withstand the weight of fifty people. Not only are they environmentally friendly, the bridges are also quite utilitarian since the roots grow stronger over their lifespan. For more info, check out this BBC video.
- Reposted by


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1. 1963: Yup, it's a comeback that wasn't a complete comeback. Wisconsin trailed 42-14 at the start of the fourth quarter against USC, but quarterback Ron VanderKelen rallied the Badgers to put up 23 points after a series of scambling passes, turnovers and trick plays. Still, the Trojans hung on for a 42-37 win by recovering an onsides kick with a minute to play .
2. 2006: USC held its biggest lead of the game, 38-26, with 6:42 in the fourth quarter before Texas quarterback Vince Young brought the Longhorns back. Twice. First, a 17-yard touchdown run with 2:39 remaining closed the gap to five. After USC failed on a fourth-and-2 at the Texas 45, Young led another drive that culminated in an 8-yard touchdown run out of the shotgun to give Texas the one-point lead with 19 seconds left. Young's two-point conversion made it 41-38. USC couldn't get into field goal range to try to tie it as time expired.
3. 2005: Michigan had a 37-35 lead over Texas late in the fourth quarter and began celebrating until the Wolverines watched Longhorns quarterback Vince Young engineer a 10-play, 47-yard drive that set up a game-winning field goal as time expired for a 38-37 triumph.
4.1975: Pat Haden's two-point conversion toss to Sheldon Diggs capped USC's comeback for an 18-17 triumph in the final moments against Ohio State. On the Trojans' final drive, reserve running back Alan Carter got a first down on a critical fourth-and-1 play at the Ohio State 40. On the next play, Haden hit J.K. McKay on the 38-yard touchdown pass with 2:03 remaining. Ohio State's ensuing drive ended when Tom Skladany's 62-yard field-goal attempt fell short.
5. 1980: USC trailed 16-10 with 5:31 left, but Charles White ran for 71 of the 83 yards on the final drive, capping it with a one-yard touchdown dive with 1:32 to play, giving the Trojans a 17-16 win over Ohio State.
6. 1997: After Arizona State quarterback Jake Plummer appeared to give the Sun Devils some breathing room in the fourth quarter with just more than a minute remaining on an 11-yard TD scramble to make it 17-14, Ohio State came back behind eventual player of the game Joe Germaine. The Buckeyes quarterback, with the help of two pass interference penalties against ASU, got the ball to the Devils' 5-yard line. Germaine found true freshman David Boston wide open for a touchdown with 19 seconds left. The PAT was blocked, but Plummer ran out of time on the final ASU drive.
7. 1926: The Rose Bowl committee initially invited Tulane to come west to face Washington, but the school administration declined because it felt its players were too small to match up against the Huskies. Instead, Alabama came out and immediately trailed, 12-0, at halftime. Alabama put up three touchdowns in a seven minute span of the third quarter to come back. Halfback Johnny Mack Brown scored the last two TDs on receptions of 59- and 30-yards. The Tide held on for a 20-19 win.
8. 1971: Ohio State held a 17-13 lead over Stanford going into the fourth quarter, but Jim Plunkett, who completed 20 of 30 passing for 265 yards, put together two scoring drives to grab a 27-17 victory over the previously unbeaten Buckeyes. Plunkett's 10-yard TD pass to Randy Vataha with 8:18 left sealed the deal for the so-called "Thunderchickens" defense. "If we had played them 10 times, they might have won nine," said Plunkett, Stanford's only Heisman Trophy winner.
9. 1949: Northwestern trailed undefeated Cal, 14-13, with three minutes to play and 88 yards to cover when halfback Frank Aschenbrenner, who had scored on a 73-yard run, made his only complete pass of the game, an 18-yarder. Two plays later, running back Ed Tunnicliff took a direct snap from center and scored on a 45-yard run to push the Purple ahead, 20-13.
10. 2012: Wisconsin grabbed a 38-35 win when quarterback Russell Wilson hit Nick Toon on an 18-yard touchdown pass with 4:44 left in the third quarter. But the Badgers, who had leads of 7-0, 14-7, 21-14 and 28-21 disappear, allowed the Ducks to score the last 10 points to come back and win it, 45-38. Darron Thomas hit Lavasier Tuinei with the 11-yard touchdown pass that put Oregon ahead to stay with 14:35 to play to secure it. The Ducks ended a seven-game losing streak at the Rose Bowl going back to 1917.


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Veilside wrote:YES! Thank you I was looking for this before! Kinda pales in comparision to BEASTQUAKE but still an excellent display of beastmode.
That video is one I posted shortly after that game I also have the 67-yard TD run on there. Username RolandDeschain98034 as you can see on that page. You may want to subscribe to my YouTube channel, as I plan to add more snippets from this season on there once the year is over.


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Your browser does not support iframes.
Donnie and Chrissie Osborne of Dry Ridge announce the birth of their fourth child.
Savannah Faye Osborne was born at 1:21 a.m. on March 7, 2008 at St. Luke Hospital West in Florence.
but not forgotten --
your memory still living
in the lives of those
to whom your smile was given.
home to Heaven --
your legs are both healed,
and you are walking with Jesus
through endless green fields.
from our lives,
yet watching from above.
You cheer with us, cry with us
and send us your love.
from your humble home
to a mansion on high.
You will greet us in that green field
when our own time is nigh.
Watercolor artist Alvan Berry, of Corinth, will be the featured artist from 5 to 8 p.m. Friday, Nov. 21 at the Chestnut Tree Gallery in Richmond, Ky. during the Richmond Gallery Hop.
A large selection of his originals will be available as well as prints that can be personally signed to the purchaser. Berry's works are done in soft pastels which create a sense of nostalgia. There are paintings of rural churches, country stores, farm scenes, barns, plowed fields and old homesteads.
He also does commissions of homes and buildings.
Grant County Cattlemen to hold banquet
The Grant County Cattlemen's Association is having their Annual Banquet for membership on Dec. 1 at the Grant County Farm Bureau Building. Dues for 2009 will be $15 per producer and an additional $20 to join the Kentucky Cattlemen's Association. A steak dinner will be provided, please call (859) 824-3355 to register.
GCHS to host Holiday Cafe
George R. and Doshie L. Smith of Williamstown announce the marriage of their son, George R. Smith (Randy) to Angela J. Hudnall the daughter of the late Russell and Boots Taylor of Frankfort on Oct. 25, 2008 at Lawrenceville Baptist Church in Williamtown. A reception followed with friends and family.
Mr. and Mrs. David Taylor of Cynthiana announce the engagement and forthcoming marriage of their daughter, Pamela Gail to Charles David, son of Mr. and Mrs. William F. Threlkeld of Williamstown.
The wedding is being planned for 7:30 p.m. on Dec. 6 at Williamstown Christian Church. A reception will follow at the JMB Center in Dry Ridge.
Lescal "Joe" Taylor of Crittenden was sworn in on Nov. 14 as the Grant County attorney. Circuit Judge Stephen Bates conducted the ceremony as Taylor's wife, Pat, holds the Bible while Taylor takes the oath of office. Taylor defeated Jack Gatlin, who had been apponted as Grant County attorney earlier this year, in the Nov. 4 election. Taylor will fill the remainder of the term of office through 2009. This vacancy was created when Ed Lorenz retired as county attorney.
James and Amanda Saylor of Crittenden announce the birth of their second child.
Addalee Jean Saylor was born at 4:09 p.m. on August, 31, 2008, at St. Luke West in Florence.
She weighed 7 pounds and 7 ounces and was 21.25 inches long.
Her maternal grandparents are Carl and Kathy Franklin of Covington.
Her maternal great grandmother is Rita Jacob of Covington.
Her paternal grandparents are Bill and Kim Saylor of Dry Ridge.
Her paternal great grandparents are Ronnie and Barb Stephenson of Dry Ridge.
Crittenden author Ryan Clark will be signing his book on basketball, 'Game of My Life: Kentucky,' at the 27th annual Kentucky Book Fair on Saturday, Nov. 15, at the downtown Frankfort Convention Center.
The 9 a.m. to 4:30 p.m. Book Fair is free and will feature more than 200 authors, artists and illustrators.
In Clark's book, 30 former Wildcats relive their defining moments at Kentucky.
Copyright © 2019
The Grant County News is your source for local news, sports, events, and information in Dry Ridge, KY and the surrounding area.


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Series: DisplayBuddy
The RotatingText plugin adds the ability to create groups of text entries that can be displayed on the front end of a site by fading each of the entries in and out one at a time.
The first step in adding RotatingText to your site is to create a group to store the text entries in. The link to RotatingText in the WordPress admin area is in the DisplayBuddy section of the menu. When you click the RotatingText link it will direct you to the area where you can create a group. The only information requested to create a group is a name for that group. After you have created a group it will be added to a table that lists all of the existing groups and lists information about them.
Each entry created is one of the pieces of text that will be rotated through on the front end of the site. Once you have created a group you can then add entries to that group by selecting one of the groups from the groups table. The only information needed to create an entry is the text you would like to rotate. When creating an entry there are two optional fields that will allow you set a link for the text entry and an option for that link to open in a new tab or window when it is clicked.
After you create an entry it is added to a table that lists all of the created entries for that group and information about that entry. The order of the entries is determined by the order that they are listed in the entry table. To the right of each entry listed in the table there is a small image graphic that will allow you easily reorder entries by dragging them to the position in the list where you would like for then to occur, then after you have them placed in the order you like you can click the "Save order" button to save it.
Group Settings
The settings section will allow you to easily customize each group to fit your sites needs.
Rotation Speed Settings
This section of the settings will allow you to adjust the timing on how the fading transitions work for this group when it is rotating through text on your site. These options are fairly self explanatory since they are listed in the order that they occur.
- Fade in duration - The amount of time that is spent fading the text in from being hidden.
- Display text duration - The amount of time spent between fading the text in and when it will begin fading out.
- Fade out duration - The amount of time that is spent fading the text out to where is hidden again.
- Between animations - This is the amount of time spent between fading one text entry out and fading in the next text entry.
Group Styles
On the PluginBuddy team we try our best to make options for a wide variety of adjustments that people may want to make. Since there is a wide variety of places that you may want to display RotatingText on your site it was important to make it very flexible and easy to customize. The following style options were our attempt at doing just that.
- Group Width
- (optional) Auto width
- Group Height
- (optional) Auto height
- Horizontal text alignment
- Vertical text alignment
- Background Color
- Group Font Styles
- Font-size
- Font-family
- Font-color
There was also a thought that users may want to style each text entry in the group individually so we added optional styling options for the font on each text entry.
Displaying RotatingText on your site
RotatingText can be added to your site using two different methods, widgets or shortcode.
Navigate to the Widgets area under Appearance in the WordPress Admin area. Drag the RotatingText widget into the widget area that you would like for it to display in and select the group from the drop-down menu that you would like to display.
The groups table in RotatingText will display a shortcode for each different group that you have created. If you would like to add a RotatingText group to a post or page all you have to do is copy that shortcode and paste it the content of the page or post.


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Welcome "Gooch"
July 28, 2007
Tonight's Lineup
Bourn, cf; Victorino, rf; Rollins, ss; Howard, 1b; Burrell, lf; Helms, 3b; Iguchi, 2b; Coste, c; Durbin.
Second baseman Tadahito Iguchi said he "would miss the city of Chicago and the crowd cheering me with the '"Gooch" sound" after being acquired by the Phillies. He arrived this afternoon along with his interpreter. Iguchi will wear #12.
When the Phillies learned Chase Utley's hand was broken on Thursday, Pat Gillick and his staff began looking over rosters for potential second basemen. The White Sox called that they may move Iguchi. Of all the potential available second basemen, the Phillies felt he was the best. A young arm is what the Sox were looking for.
The Phillies moved quickly and made the deal. We feel we are definitely in contention and wanted to send a message to the players in the clubhouse, the enemy and the fans. You can't replace a Chase Utley but this is the best step to soften the blow.
Abraham Nunez started last night and will return to his utility role. We needed another infielder to give Charlie Manuel flexibility.
Iguchi carries a $1 million salary for the rest of the season and then he will become a free agent.
The search for more pitching continues. That search will be a little more complex simply because of the demand for pitchers is greater than the supply. The trading deadline is 4 o'clock Tuesday afternoon (EDT).
Yesterday was a roller-coaster day for Joe Thurston, the 27-year-old second baseman. The Phillies brought him up from Ottawa for the game and then designated him for assignment following the game to make room for Iguchi. Joe wore # 10 for about eight hours.
The glamour of a baseball player sometimes isn't so glamorous. From playing every day at Ottawa, to getting the exciting call to the majors to now sitting for 10 days until he clears waivers so the Phillies trade, release or send him back to the minors. Only good news for Joe, he receives major league salary until the next assignment.


text: 14 May 2014 09:00 Etihad Airways, the national airline of the United Arab Emirates, has received the Global Excellence in Performance Marketing accolade at the 2014 Performance Marketing Awards. The prestigious awards celebrate excellence in online advertising and attracted hundreds of entries across 25 categories this year. The winners were announced during a gala dinner at the Grosvenor House hotel in London, attended by more than 900 international marketing experts. The category for Global Excellence in Performance Marketing, which is aimed at companies that have operated or expanded their online marketing activities to more than one worldwide territory, included finalists such as Nokia, Sony Europe and Microsoft Shop. Etihad Airways was selected as the winner following the successful global expansion of its UK-based online marketing campaign in 2013. Judges were impressed by the "smart execution, expansion and overall success" of the expansion, which was conducted in partnership with the airline's digital marketing agency DigitasLBi. The campaign focused on the growth of Etihad Airways' online affiliate sales program, including its expansion into key European markets such as Italy, France and Germany. In addition, new direct sales partners were recruited in emerging markets such as Brazil, China and India, while partnerships with travel comparison websites were further optimised. The airline also introduced its first email retargeting campaign, initially in English and later in Arabic and other languages. Overall revenue from the campaign increased by 100 per cent in 2013 compared to the previous year as a result of the global expansion. This included an impressive 107 per cent growth in direct partner revenue and 66 per cent growth in affiliate revenue. Peter Baumgartner, Chief Commercial Officer of Etihad Airways, said: "Performance marketing has emerged as a key online revenue driver for Etihad Airways and winning the Global Excellence in Performance Marketing award, especially with the high calibre of shortlisted companies, is testament to the success of our aggressive expansion in this area last year. "A key challenge was to research and prioritise key international markets, and develop sustainable, long-term partnerships in these markets to support a substantial revenue increase that still falls within our cost of sale targets. We have ambitious plans to build on the success of this campaign with a number of exciting new developments in 2014." The success at the 2014 Performance Marketing Awards follows another recent accolade for the airline's online marketing activities. At the Festival of Media Global Awards 2014, held in Rome last month, Etihad Airways took home the title for Best Digitally Integrated Campaign for its 'Etihad Mapped Out' tool. Developed in cooperation with LinkedIn, the tool offers business travellers the ability to search and connect with their global network of contacts as they travel. Contactez-nous En tant que compagnie aérienne réellement internationale, nous sommes présents partout dans le monde. Découvrez comment contacter votre bureau Etihad le plus proche.Afficher les informations de contact Commentaires Si vous souhaitez nous envoyer un commentaire, un compliment ou une réclamation, ou bien simplement nous poser une question, veuillez cliquer ici Likez-nous Retrouvez notre page sur Facebook ! Regardez-nous Regardez notre chaîne sur YouTube ! Suivez-nous Etihad Airways | Offres Etihad | Assistance Etihad | Récompenses Etihad


text: See It, Make It: 15-Minute Fruit Desserts See It, Make It: 15-Minute Fruit Desserts If you're in the mood for a quick and healthy fresh fruit dessert, try one of these super-easy fruit desserts that are ready in under 15 minutes. From our Quick Mixed Berry Topping to Strawberry Bruschetta, our healthy fruit dessert recipes are delicious and healthy ways to indulge your sweet tooth. See Recipes ADVERTISEMENT Recipes in slideshow ADVERTISEMENT


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Three uncapped players included in 1st Investec Test squad
England selectors today announced a 12-man squad for the 1st Investec Test against Sri Lanka commencing Thursday 12 June at Lord's.
Alastair Cook's squad includes three players uncapped at Test level; 24 year old batsman Sam Robson, 25 year old pace bowler Chris Jordan who has played 13 ODIs and seven T20s since making his England debut last September, and 26 year old all rounder Moeen Ali who made his ODI and T20 debuts earlier this year against West Indies.
Yorkshire pace bowler Liam Plunkett has been included in the squad seven years after winning his last Test cap which was against West Indies in 2007. Plunkett, who has been capped nine times at Test level, joins James Anderson, Stuart Broad, Chris Jordan and Chris Woakes as pace options for the opening Test of the summer.
National selector, James Whitaker, said: "The selectors would like to congratulate all the players selected in the squad for the 1st Investec Test against Sri Lanka. We would also like to acknowledge the contribution of both the County and England Performance Programme coaches in helping to develop the talents of Sam Robson, Liam Plunkett, Moeen Ali and Chris Woakes. All four have carried their exciting winter form into the domestic season to earn well deserved recognition.
"We believe that this group of emerging talent will be very well complimented by the established core of experienced players that have been selected.
"We are expecting a tough series against Sri Lanka and the Selectors would like to wish Peter Moores, Alastair Cook, the coaches and players all the best for a good performance."
The second and final Test in the Investec Test Series takes place at Headingley beginning on Friday 20 June.
England squad
Alastair Cook (Essex) (Capt)
Moeen Ali (Worcestershire)
James Anderson (Lancashire)
Gary Ballance (Yorkshire)
Ian Bell (Warwickshire)
Stuart Broad (Nottinghamshire)
Chris Jordan (Sussex)
Liam Plunkett (Yorkshire)
Matt Prior (Sussex)
Sam Robson (Middlesex)
Joe Root (Yorkshire)
Chris Woakes (Warwickshire)


text:
The Run of His Life: The People V. O.J. Simpson
Simon & Schuster, 1996 - True Crime - 482 pages
It has been the most closely watched and controversial legal proceeding of our time, and Jeffrey Toobin has written the definitive history of what has become the trial of the century. Here is the whole story of the murders of Nicole Brown Simpson and Ronald Goldman and their aftermath, as it has never been told - rich in character, driven by the nonstop plot of a legal thriller, and nuanced by the foibles, vanities, and idiosyncrasies of its participants. Featuring a new chapter on the O.J. Simpson civil trial, The Run of His Life - hailed by The Wall Street Journal as "the pick of the litter" - is a breathtakingly paced narrative that will long outlast the daily headlines.
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I enjoyed this book though there was too much detail for me. It is well written. Since I lived through this tragedy there wasn't too much new. I always thought OJ Simpson was guilty beyond a ... Read full review
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As most of America did, I followed the case of O.J. Simpson who was accused of murdering his ex-wife Nicole and Ron Goldman as it wound its way through the courts. I remember being surprised at the ... Read full review
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Playing the Race Card: Melodramas of Black and White from Uncle Tom to O.J ...
Linda Williams
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Richard L. Davis
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text:
October 17, 2002
After weeks of planning and two days of production set-up, the school's Alumni Plaza was turned into an outdoor television studio on Oct. 17, as Lou Dobbs brought his show, CNN's "Lou Dobbs Moneyline," to UCLA Anderson for a live broadcast.
UCLA Anderson faculty, staff and MBA students gathered for the broadcast, which included a segment on business ethics featuring Dean Bruce Willison and Professor David Lewin, Neil Jacoby Chair in Management. Dean Willison and Prof. Lewin discussed what business schools are doing to address the issue of ethics in business and how UCLA Anderson is incorporating ethics into the MBA curriculum.
Dobbs was on the west coast as part of "Moneyline's" On the Road series, which included show broadcasts from Long Beach, Hollywood, San Diego and Las Vegas. The live broadcast from The Anderson School was the respected program's first ever from a business school campus.
"We're honored that CNN's 'Lou Dobbs Moneyline' chose UCLA Anderson for their broadcast," said Dean Willison. "This was a wonderful opportunity for students to learn from one of the leading business journalists in the world."
The show also featured a segment on the thoughts and activities of undergraduate students at UCLA, which was reported by CNN Correspondent Peter Viles. The segment included interviews with several UCLA undergraduates and UCLA Assistant Provost John Sandbrook of the College of Letters and Science.
One last-minute guest was the Honorable Gray Davis, governor of California, who came to UCLA Anderson for a live interview with Dobbs. During the segment, Dobbs questioned Gov. Davis about the state's trillion-dollar economy, record budget deficit, the energy crisis and his bitter gubernatorial race with Republican challenger Bill Simon. Simon was also invited to participate on the show, but declined the opportunity.
"Lou Dobbs Moneyline" is CNN's signature business show and one of the most watched economic-themed television programs on the air. While the program still closely monitors the financial markets, its focus, according to executive producer Bill Dorman, has expanded recently to include more political news and global developments.
Dobbs explained the programming changes in responding to a question during an interactive segment in which Dobbs ventured into the audience of 300 to solicit the views of UCLA Anderson students. The question posed to Dobbs was "whether the new focus on business ethics and its growing controversy would lead to more political changes, perhaps the revitalization of issues like campaign finance reform, and other issues where politics and business converge in the public forum."
Dobbs responded by saying, "…we focus on what we call the political economy, because the relationship between economics and politics is inextricable. Business and public policy, whether it be taxation, whether it be regulation, whether it be consumer safety, or whether it be environmental regulation, market integrity, corporate governance, all come together, often the confluence of politics and public policy and commerce and business and markets.
"So, yes, I think there is going to be significant changes as a result of everything that we have gone through. It's critical that we understand that relationship, so we focus on the ethics of politics as well as the ethics in business, and I would urge all of you here to look upon our economy as the political economy. The standards for both politics and economics and business, I think, should be the same, the highest."
Lou Dobbs, anchor and managing editor of CNN's "Lou Dobbs Moneyline," has a longstanding relationship with UCLA Anderson. He is a final judge of The Gerald Loeb Awards for Distinguished Business and Financial Journalism, which have been presented annually by UCLA Anderson since 1973.
"This was a significant event for UCLA Anderson," said Associate Dean Richard Rodner, who has worked on several projects with Dobbs and CNN (Dobbs was host of the most recent Loeb Awards and also narrator of a new UCLA Anderson informational video). "We're honored that CNN asked us to host the broadcast, which demonstrated the respect they have for our dean, faculty, students and MBA programs."
To view the transcript of the broadcast, please go to the following URL:


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Make Space for Your Life
Inge van der Ploeg
This is the most unified course on clearing clutter that I have seen – and the only one that creates a setting for conscious self-development as you go. I strongly recommend reading it and working with it — the outcomes are like a fresh spring breeze!
Inge van der Ploeg is a master at creating space in ways that enable human beings to really live. She has worked with clients both public and private for many years in Holland, and both her experience and her study have deepened her own awareness of the significance of how we arrange our surroundings.
There are several things that make her book a unique and powerful contribution to what I will loosely call the burgeoning field of clutter clearing.
First, she has incorporated, considered and really understood many other authors on the subject, including Karen Kingston who I consider to be among the most valuable.
She has also studied what Rudolf Steiner had to say about the nature of the human being and brings this to bear when discussing how we create our surroundings out of ourselves and how our surroundings can impact our physical, mental and emotional health.
Finally, she has devised a unique set of exercises designed to awaken us and strengthen our capacity to take action in our own homes and offices.
Very highly recommended!
1 Review
Inge van der Ploeg offers something unique in the arena of clutter books. She offers exercises that help you to cut right to the core of where your problem areas are in your house without taking 400 pages to do it, or using an overly familiar style. If you, like me, have a life-long relationship with clutter, you have picked up a book or ten promising to help you get organized. One thing that is often so off-putting to me about these books is the author's tendency to "talk" to me like a cheerleader, which I personally find unappealing. In contrast, this author offers all of the good thinking, while feeling professional and capable, and using a friendly voice (without any "go-girl" kind of talk).
This work pulls together practical experience, with exercises that you can visualize with homework to follow, and personal experiences all along the way. Highly recommended.


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By ,
Published December 11, 2015
Israel's finance minister says Israel will be hurt economically by growing international isolation if it fails to reach a peace deal with the Palestinians.
Yair Lapid says his ministry has run through various scenarios and found that "a continuation of the existing situation will hurt the pocketbook of each of us."
Lapid spoke to the Israeli news website Ynet in response to an announcement Friday that Israel plans to build 1,400 more homes in Jewish settlements in the West Bank and east Jerusalem, territories the Palestinians seek for a state.
Lapid says the announcement is harmful at a time of ongoing Israeli-Palestinian negotiations. He warned that "if we don't make progress with the Palestinians, we will lose the sympathy of the world and that's our legitimacy."


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Give Now
Researchers agree that optimum napping time is between fifteen minutes and two hours. During a nap that's shorter than fifteen minutes, you never enter the most restful phase of sleep. But if you sleep for over two hours, you might not be able to fall asleep when you turn in for the night.


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What's inside? Here are the questions answered in today's reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Handling a windfall
2. Underwater on mortgage
3. The best next step
4. More for the mortgage?
5. Saving up for payments
6. Package price increase
7. Maximize investments or pay mortgage?
8. Exercising at home
9. Buy cheap or reliable?
10. Inherited jewelry
For those of you who have read The Simple Dollar for a while, I am a big fan of men's college basketball, particularly the season-ending tournament to determine the champion. The excitement of the upsets of the early rounds gives way to the intense matchups of the late rounds. It's a mix that I can barely resist.
Most years, I give some sort of prediction as to who I think the national champion will be. My pick this year? I predict Kansas wins. (Of course, the can't-miss games for me are the BYU games because of the crazy three point shooting.)
Q1: Handling a windfall
I am receiving in my divorce settlement $80,000 from my X2B's 401(k). I know I can roll it directly into something else to avoid paying taxes on the gain right now, but what's the best plan to roll it into? I have a small 401(k) at my job (only been here 2 yrs – I don't know the amount off the top of my head but I think it's with Vanguard) and a tiny (about $3-4K) 403(b) (or whatever the non-profit plan is) from a previous job (which I cannot add to unless I go back to work there). I need some guidance on (1) where to put the $80,000 I'm about to receive, and (2) how to do it.
- Kym
You have several options, assuming that you have a Qualified Domestic Relations Order. If you don't know what that is, give your divorce lawyer a call.
First, you can just leave it as a 401(k). It will stay at whatever company your husband's 401(k) is at, but it will be considered your 401(k) and proceeds will grow for you.
Second, you can roll it over into a traditional IRA (no taxes now, but you'll be taxed when you actually use it in the future).
Third, you can just pocket the money. Again, it'll be treated as normal income and you'll have to pay taxes on it, just like the traditional IRA.
I would probably choose the IRA option. It gives you the most control over the money and doesn't result in a major tax concern. For help in making that happen, choose an investment house and directly request assistance from them. I use Vanguard for my current retirement savings.
Q2: Underwater on mortgage
I live in Baltimore, MD and have the issue that unfortunately way too many other people in this country have in that my house is worth MUCH less than what the mortgage is for. I was able to buy the house on my own in June of 2006 and live in the heart of the city. At the time, buying a completely rehabbed place (downtown Baltimore and it's surrounding neighborhoods are all rowhouses) for under $300K was a great deal and that's exactly what I did. I was 24 and was given a mortgage without having to put much down at all. While I know now that this wasn't the best move, at the time, I easily thought I would be able to sell the house in a few years for a profit or even rent it out for something at least close to the mortgage. Neither are true now.
The other night I was on Zillow and it had it worth $180K! While I still believe I would be able to get a bit more than this should I sell, it's obviously no where near the $285K that I paid for it. Since I bought the house, I have gotten married and we both luckily have stable and good jobs. While nothing is 100% certain, we are both confident that our jobs won't be going anywhere anytime soon. We do have some credit card debt as I just finished my MBA and had to pay via cards but those balances are being worked down fairly quickly. We have never missed a payment on any of our bills, including our mortgage and honestly we are financially OK paying these amounts while still contributing to our 401K, 403B, Roth IRA's, savings, and regular trading accounts. I won't go into our full financial situation since I don't think it's all that relevant to my question, but how does one go about talking to mortgage companies about a house that is probably worth $80-100K less than what the mortgage is for but at the same time, the owners are stable financially? Is there any sort of angle I can play with the mortgage company? I don't want to start intentionally missing payments and messing my credit up when I'm able to pay the full amounts. Just because I'm lucky enough to pay the full amount, does that mean they won't even talk to me about any possible options? I'm in a fixed rate (re-fied at 5% the end of 2009) loan with Wells Fargo but certainly wouldn't complain if there was anything to be done about my monthly payment or the mortgage balance overall. I certainly don't expect them to just "forget" about the difference in value, but I don't want to threat not paying, foreclosing, or short selling when honestly I don't need to. We are able to make the payments, but it kills me that we are paying so much more for something that is worth so much less now. I'm fine calling them but wouldn't even know what to say or any sort of "buzz" words to actually have them work with me knowing that I'm financially OK. Any suggestions?!
- Phil
The only angle you have on the mortgage company is the threat that they'll have to take a devalued property. You owe them $250K or so and they're not about to swap that for a $180K property without a very good reason (meaning the loss of the $180K property is lower than the risk of actually getting the $250K from you).
The sad part is that the current housing situation does nothing at all for the people who are far underwater on their homes but have been keeping up the payments. They usually can't refinance, their lender doesn't view them as a priority, and walking away destroys their credit for a long while.
What you need to decide is whether staying in that home (with the bad mortgage) is better than walking away and destroying your credit for a few years. I can't really answer that question for you. It's the same ethical dilemma that a lot of folks in your situation face.
Q3: The best next step
I just found and started reading your blog regularly – I love it! I actually found it because I realized I needed a swift kick in the tush to get my finances in order and did some searching online. My first step in the tush-kicking process was to pay off my credit card debt (it's completely gone – yay!). With that being said, I have a quick question for you about what I should do next.
Is it better to …
1. Double up on my car payments and get that paid off? I have a 2007 Nissan Sentra that I bought used and that I owe about $8,000 on still. I could double up payments and still put away about 25% of my pay each month into savings.
2. Increase my car payment by half and then put the other half towards my student loans? I have about $13,500 left on those.
3. Take the extra money and not do 1 or 2 and put it all into savings instead? My savings account has just hit 10K.
Originally, my plan was to double up payments and tackle the car loan. Once that was complete, I was going to add the money I was spending there to my student loans to get those knocked out. Once the car payment and student loans were gone, everything would go to savings. In the meantime, I would concentrate on saving at least 25% of my monthly pay and putting it directly into my savings account. In addition, I have a second job (I work a shift or two a week in retail) where I make about $30-$50 a week. I'm viewing this money as pretty much "untouchable" and just adding it to my savings.
- Carrie
I would focus on paying off whichever loan has a higher interest rate first. If they're roughly equal, then I would focus on the car loan first, because that has collateral.
Splitting up the payments as you describe has little or no benefit – you're far better off focusing on one of the debts. Splitting up payments delays the payoff date for both loans while also giving the higher interest loan more time to grow.
So, assuming your car loan is the high interest rate loan, I'd go for the first option.
RELATED: How bankruptcy-proof are you? Find your color.
Q4: More for the mortgage?
We are in a good financial situation with 12 months emergency, funding retirement and college accounts and our mortgage as our only debt. We bought our condo 4 years ago and moved for work about 10 months after closing. We rent it out to great tenants and are happy with the situation for now. We plan on staying in our current city at least 2 more years but even if we do move don't plan on moving back to our place. We would consider selling it especially if the current tenants want to move out. Our neighborhood has continued to appreciate. We put 50% down and have a 30 year fixed at 6.25%.
I looked into refinancing but since it's treated as an investment property the rate wasn't significantly better. It didn't make financial sense given it's 99% certain we'll sell the place within 5 years.
I know it's often advised to make extra payments on a mortgage once the rest of the financial picture is good. I feel like we're there but given that it's a rental and that if we sell we would probably pay capital gains tax I'm wondering if that's good advice for us. I'm talking with our accountant next week about the capital gains question and if there's any way we can avoid it since we moved for a job promotion.
Should I put more towards the mortgage? If not, where should I put the additional savings we have each month?
- Wendy
Regardless of whether you pay off the mortgage early or not, you're going to have the same capital gains tax issue. You paid $X for the house several years ago (financed with a mortgage) and hope to sell it for $Y in a few years. The taxable amount on the capital gains is still $Y-X, no matter whether the financing still exists or not.
So, the real question is whether or not it makes more sense to pay down a mortgage at 6.25% or to use it elsewhere. Paying down the mortgage has the benefit of providing a guaranteed 6.25% "return" on your payment (every dollar you pay on the mortgage eliminates interest in subsequent years). It also has the benefit of improving your monthly cash flow.
Since there is no investment out there that will return you a guaranteed 6.25%, I'd pay down the mortgage.
Q5: Saving up for payments
I'm trying to payoff my car loan ASAP (@ 6 years 9.8% interest… ugh). I am currently contributing about an extra $150 a month to help pay it off sooner ($500 total); but at that rate it will take forever it feels like (Current Balance: $20,282.xx)
I also have a automatic transfer to my savings account which is $180 a week (180 x 4.3 = $774 a month). That balance is 30% of income. I am pretty comfortable with my current savings balance.. covers about 3 months with bills.
SO! My question is this…
Instead of contributing that extra $150 to the loan, what if I put it in my savings along with the "extra savings" ( I now plan on using the $774 a month as a car payment now that I am comfortable with my savings balance) and let it earn interest (very little yes) and build it up + the minimum payments I will be making now and pay it all off in one transaction after about 18 months? Is it wise to do this? One advantage I think is that I will be maximizing my savings but this assumes nothing goes wrong for the next 18 months……..
- Dan
That's a really bad idea. Here's why.
Let's say you make a $200 payment on your loan right now. That payment will eliminate $19.60 in accrued interest this year, about $20 in accrued interest the year after that, and even more the year after that. Your $200 turns into about $260 (or so) if you have your loan paid off in three years, because you'll be paying $60 less in interest over the lifetime of the loan if you make that $200 extra payment right now.
On the other hand, if you put that $200 in a 1% savings account, it'll earn about $2 a year. Your $200 turns into only $206 in three years.
Although it feels painful, the best choice by far is to keep plugging away at that car loan as hard as you can.
Q6: Package price increase
I signed up for a Dish Network contract last year (don't ask me why – this was before i started reading your blog) – the price was supposed to 39.99/month for 2 years. First year they would give me a credit of $15/month bringing down the price to 24.99/month.
Now they increased the price to 44.99/month. I called them and inquired about this – i was told that they can increase the price of the package though i'm in contract. Which i felt was odd – shouldn't there be an option for me to get out of contract – if there is a price increase in the contract.
Is this legal even?
- Ron
It depends on the contract you signed, but it's most likely legal. Most contracts allow the company to adjust the price of such packages in almost any way they wish.
The reason that they don't jack the price way up is that they'd have many more problems. Lots of customers would stop paying, and even those that could pay would be looking to jump ship at the end of the contract.
Still, if you've signed a contract with them, you're going to be living with their price hikes, unfortunately.
Q7: Maximize investments or pay mortgage?
I am a 53 year old single mom in southern California who returned to the work force five years ago. I am fortunate enough to own a home and to receive $79,000/year from my job, plus another $14,400/year from a divorce settlement pension. I have only about $4,000 in liquid savings.
I own my home, which is valued at about $255,000, about $200,000 less than it was 8 years ago. I owe $166,500 at 5.5% fixed on my first mortgage and $90,300 at 3.25% variable on my HELOC (from a time when I was too ill to work – I haven't used it in 5 years). My total payments are $1,550 plus I put an extra $200 towards principle into the HELOC every month. (The HELOC minimum payment has been as high as $500 back when interest rates were at 8%). I have no other debt, but will need a car soon to replace my 1997 4-Runner and am putting $300/month into a savings account for a future car purchase. I have cut my expenses to the bone (insulated the house, no land line, cheapest cell plan, no cable TV, use the library, cook at home, carpool, thrift store shopping, etc. etc.).
Currently I contribute about $1,000/month into the pre-tax, government equivalent of a 401k plan, and have a balance of $41,000. I also have an annuity of about $70,000 with a guaranteed 7% return.
I plan to retire at age 66, when my (unfortunately taxable) total income sources will be about $1,700/mo from social security, $1,200/mo from the one pension, $2,900 from another pension, plus any investment income. At the current payment rate, my mortgage and second will be far from being paid off when I retire.
I figured out that if I throw another $500/month into the mortgage and HELOC principal, they would be paid off by the time I retire, which would be like having another $1,550/month in income. But then I'd only be contributing $500/month into my pre-tax investments so they'd be worth far less when I retire. Also with the mortgage paid off I would not have the interest write-off on my taxes.
So my question is, in this instance, would it be better to pay $1,000/month toward the pre-tax investment, or split it 50-50 with extra mortgage & HELOC payments and pay off the mortgage within 12 or 13 years?
- Joyce
You should not plan on retiring at age 66 if this is your financial situation. Retirement at that age would mean some extremely lean living regardless of what path you choose right now. The numbers simply don't add up to a healthy retirement in thirteen years, no matter what.
The first step I would take is talking to my lenders about refinancing both the fixed rate mortgage and the adjustable rate HELOC into a single fixed rate loan. Interest rates are going to rebound and when they do, you'll be in an even worse position. Lock those two in as low as you possibly can. If you can't refinance (which might happen, depending on your financial institution and your payment history), focus solely on paying things down until you can refinance. I would focus on whichever of the two has the higher interest rate at the moment and keep your eye on lowering that amount to whatever numbers are needed for you to refinance. Don't worry about the tax writeoff of your mortgage interest – it is a small perk, nothing more, nothing less.
Once you've done that, I would just make the minimum mortgage payment and save every dime that I could for retirement. Once you're in that situation, your monthly mortgage payment will be lower than your mortgage payment is right now, let alone your HELOC, so your monthly cash flow will be better.
The key then is to keep working and saving until you reach a point where you can safely finance your life with your pensions and retirement savings. I would be surprised if that happens by age 66, unfortunately.
Q8: Exercising at home
I know you may have addressed this before, but I am really interested in a frugal but smart way to exercise at home. So many at-home options seem cheesy and cheaply made. Going to the gym is not an option with my work schedule and kids. As well, I live in a tiny town and would have to drive 12 miles to the nearest YMCA.
Currently I am using resistance tubing ($5 Walmart, 2 bands, but they will need replacing in a few months) and one 12-pound set of dumbells. Do you have a post that talks about this?
- Sheila
Deciding where to exercise is more about goals and about where you're at in terms of shape than anything else.
If you've never exercised before, your best bet is to simply start a walking routine to get yourself up to a solid level of cardiovascular fitness. By walking, I don't mean trudging for a little while, I mean walking at a reasonably fast pace to get your wind up a little. Since spring is dawning, now is the perfect time to start doing that outdoors.
If this is already easy for you and you're looking for more intense training, I would probably point you towards a gym situation. The next step for most people is weight training, and focusing too much on a single muscle group is actually somewhat dangerous. The equipment needed to push lots of different muscle groups in turn would be expensive, and a gym membership is cheaper than the equipment, especially if you're unsure if this is just a fad for you.
Again, if you're not exercising now, start by walking. If that's a routine you can't establish on your own, then a gym membership would most likely be a waste of money.
Q9: Buy cheap or reliable?
I'm in my 20s, snowballing my (currently) $80K in student loan debt, and I'm getting closer to moving out of my parents house. I'm going to be in debt for a long time and will need to buy house-things soon. There are the expensive-frugal options (a $250 vacuum that reliably lasts for 10 years) and the cheap-frugal options (a $50 vacuum that sometimes lasts 3 years, but has a big risk of "lemons"). Sometimes the most frugal choice, the expensive-frugal, is just too expensive. Sometimes it is be do-able, but at the expense of putting that money toward debt. How do I choose between expensive-fugal and cheap-frugal purchases? In the absence of a compelling reason to choose one over the other (expensive vacuum would substantially alleviate asthma or cheap vacuum is good enough because I only vacuum twice a year anyway), I find this to be an especially difficult decision. Even making these choices strictly mathematically is difficult because I can't really know how long anything will last.
- Jessica
My suggestion for people in your situation is to buy everything you need at first as cheaply as you can, utilizing Goodwill and the like. Do not go into debt furnishing your house for the first time.
Over time, start replacing things. The things you use frequently will be the things you break first, so those should be the ones that you replace with high-quality items. In other words, you'll be able to tell what things you use a lot by what things break quickly because you've used them a lot.
With your vacuum analogy, I'm not sure if vacuuming only twice a year is a good choice if you have asthma. My understanding is that frequent vacuuming is a much better choice, as it keeps allergens from building up and makes people with asthma less dependent on rescue medications.
Q10: Inherited jewelry
I inherited a fair amount of jewelry from my mother; it's all 14 and 18k gold, and a lot of it has precious stones as well. None of it is anything I would ever wear – too big and gaudy – so I am wondering if I should sell it while gold is high and bank the proceeds, or hold onto it as a hedge against some future dollar devaluation. (Sometimes my common sense goes on vacation and I fall prey to the apocalyptic predictions swirling around and envisage myself someday having to barter a ring for food or something.) Any advice? What would YOU do?
- Lisa
The first thing I would do is get it appraised by a jeweler that I trusted, probably by more than one. Make sure you have what you think you have, and ask them for what they would do if they were looking to sell it.
Often, jewelers buy such items directly, and you'll get more out of jewelry that way than by selling them for scrap gold. Even if they're not interested in buying it, they'll have good suggestions for what you should do with it locally.
A close friend of mine inherited what he believed to be a ruby ring, but when he had it appraised, the ruby turned out to be fake. This is actually something of a regular problem with inherited jewelry, at least in my understanding of it.
Got any questions? Email them to me or leave them in the comments and I'll attempt to answer them in a future mailbag (which, by way of full disclosure, may also get re-posted on other websites that pick up my blog). However, I do receive hundreds of questions per week, so I may not necessarily be able to answer yours.
Add/view comments on this post.
The Christian Science Monitor has assembled a diverse group of the best economy-related bloggers out there. Our guest bloggers are not employed or directed by the Monitor and the views expressed are the bloggers' own, as is responsibility for the content of their blogs. To contact us about a blogger, click here. To add or view a comment on a guest blog, please go to the blogger's own site by clicking on the link above.


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Online Dinner Reservations
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Thank you for making your Dinner Reservations online at the Boathouse Restaurant. A family dining experience. Due to limited space, we require a credit card to hold your reservation. 24 hour advance notice is required for cancellations. If you are a Member or Staying in an NCIC property, please note the unit number.
If you need a booster or high chair, please let us know. If you have a promo code enter it in your reservation request to register your special offer. There will be a $20 per person cancellation fee charged for NO SHOW or last minute cancellations.


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Baishinshi Grafting Knife (Left Bevel)
Product Code: N-3502
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Availability: In Stock
Item# N-3502
Blade steel: High carbon steel laminated to soft steel
Blade width: 18mm (11/16")
Overall length: 60mm (2 3/8")
Baishinshi brand grafting knives are thinner compared to kiridashi knives, making it sharper to create clean cuts when grafting. The handle is slightly curved and wrapped with bamboo for a comfortable grip. The blades are beveled on one side only (one side is flat) and are available in either left or right side.
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text: NEW YORK (MarketWatch) -- U.S. stocks opened near unchanged Wednesday after a report had U.S. economic growth unexpectedly shrinking in the final quarter of 2012, with the economy expanding 2.2% for the full year. A separate report from a payrolls processor said private companies added 192,000 workers in January, with the better-than-expected rise coming ahead of Friday's nonfarm payrolls report for January. The Dow Jones Industrial Average DJIA, +0.96% fell 11.19 points to 13,942.23. The S&P 500 index SPX, +1.21% was off half a point at 1,507.36. The Nasdaq Composite COMP, +1.35% rose 4.5 points to 3,158.48.


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Down the Road was launched on Saturday at Hyderabad. I had been a nervous wreck during the launch of Urban Shots, thankfully on Saturday I was much calmer (looks like experience counts here too 🙂 ).
The launch was fun, had a few interesting conversations with the people attending. And I had my first chat with a reporter. Talked with a lady from Indian Express, and she asked me a lot of questions. I saw the article on the Indian Express website and even though my name has been printed incorrectly, I've been quoted extensively. Feels good 😀
The post-launch dinner session with friends was a perfect end. The book "Down the Road" is about the good old school/college days and I was able to relive the exact same emotions thanks to a mini-reunion with friends from alma-mater (courtesy the book launch). Had such an awesome dinner at our favourite dhaba – Needs that when people asked me about the launch I replied with the number of Alu-Parathas and Lassi we had.
That is the power of any campus – you forget everything else. Hope this book does the same with the readers. And hope this book too becomes a bestseller 🙂
Buy 'Down the Road' from Flipkart


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|7 days or 7 eras, who's counting?
Oh dear.... Marco Rubio is one of the great Republican hopes for 2016 and yet he made a major blunder that basically bars him from ever receiving votes from people like me. Not that I vote in the US, mind you, but there are a lot of folks there who would love less taxes and a little bit more austerity in the US budget but could never entrust that task to someone that does not know the difference between 7 days and 7 eras, whatever "eras" mean....
Let's look at the actual quote from GQ who interviewed Marco Rubio, junior Florida Senator, already on any Veep GOP list.
Let's first recognize that this question was absolutely idiotic in the context of the interview. Rubio could have easily brushed it up saying that talking about religion and science matters would require another complete interview he would be delighted to give some other opportunity. But no, the guy dived in and ensnared himself beautifully.
GQ: How old do you think the Earth is?
Marco Rubio: I'm not a scientist, man. I can tell you what recorded history says, I can tell you what the Bible says, but I think that's a dispute amongst theologians and I think it has nothing to do with the gross domestic product or economic growth of the United States. I think the age of the universe has zero to do with how our economy is going to grow. I'm not a scientist. I don't think I'm qualified to answer a question like that. At the end of the day, I think there are multiple theories out there on how the universe was created and I think this is a country where people should have the opportunity to teach them all. I think parents should be able to teach their kids what their faith says, what science says. Whether the Earth was created in 7 days, or 7 actual eras, I'm not sure we'll ever be able to answer that. It's one of the great mysteries.
The first thing that I need to say that I am scientist, man, and that understanding basic science is a clear indicator on your abilities to understand complex problems such as what parameters make a modern economy function. Globalization and Chinese competitiveness is not taught in the Bible, however understanding the Big Bang theory prepares you more to understand complex economic statistics than the book of Genesis.
Second, I cannot fail to note the hypocrisy of Marco Rubio who says that he is not a scientist and thus not able to answer the question, but does so anyway. That a silly blogger like yours truly who will never run for office pretends to have answers to all is one thing, but as the Senator of a major state and a natural candidate to the US presidency does such type of statement is simply unacceptable because it reflect worrisome intellectual flaws. Period.
And third, of course, Marco Rubio is an ignorant on the great questions of our world. It is not that he skipped science classes at school, but what other classes did he skip?
There are not multiple theories on how earth was made. That scientists disagree on how the Bing Bang played out is one thing, but there are some stuff that no one questions such as the expanding universe and the age of this one placed at least at 10 billion years. Earth by the way, is dated at least at 4+ billion years and no serious scientists disagrees with that anymore. Pretending that there are more theories is just a crass attempt at Rubio to ingratiate himself with creationists and derived idiots who pretend that there is a cacophony in the hard science word to force their beliefs upon us. I have news for them and Rubio: if X thinks that earth is 4 billion years and Y thinks that it is 4,5 is not a disagreement on the age of earth it is an disagreement on what technique is used to establish the exact age. Both agree that it is way past 7 days and 7 eras. Both are in full agreement that "intelligent design" or whatever creationism is called these days is just crap.
And that is the problem, the real problem of Marco Rubio's words: he does not understand how science works and thus we are allowed, we owe it to ourselves, to worry a lot about his understanding of other things in life.
PS: I am allowing myself this US politics post because Marco Rubio has been cited often enough in the comment section of this blog and because his Cuban origin supposedly makes him a natural bridge between latinos and the US government between the US and Latin american countries. Well, at least in Venezuela he has his match with Chavez and his earth age theory. I will kindly suggest Senator Rubio to start watching History channel who carries excellent series on how the Universe Functions and how the Earth was made. He can do that at night in motel rooms during his many travels and nicely complete his education, least he wants to sound like the individual below who has been reelected president of Venezuela stating that the human species has only 25 centuries on earth:
Surely Marco Rubio does not want to look as ignorant as Chavez. No?
Considering the virulence of some comments in a blog that has become quite quiet since October 7 I feel the need to add a few things to the many Republicans that apparently read this blog and are expecting Rubio to be the next GOP candidate.
I have nothing personal against Rubio. As far as I am concerned he can do no worse than Romney and has probably more integrity over all. But the fact of the matter is that he made a booboo with GQ even if his intention was to pander to Iowa. If Iowa is that important I suggest that the US skips election altogether and limit itself to Iowa caucus for the next president choice. Fortunately it is now clear that New Hampshire and Iowa do not have the clout they used to have and it is hoped that this trend will keep on. I need to remind folks that Iowa was won by Obama, by almost 6 points...... So, to go all huffy and puffy over Iowa is really not a good strategy in my book and I predict that more and more candidates will start skipping Iowa altogether.
The other thing is that it is still amazing to me that people assume that by being anti Chavez I am automatically pro GOP. I have never made any mystery of my Liberal, US sense, proclivities, espousing all sorts of Liberal causes associated with my civil Libertarian side. Thus it should be of no surprise that I would not let the words of Rubio pass unpunished. And when a similar idiocy from Obama was reported to me by Fausta I promptly skewered Obama for whom I have no lost love. For me Obama is left of Liberal and had I voted in the US I would have done so for him because Romney was too far on the right and too intransigent on the civil libertarian issues that are closest to me, and more important than a balanced budget. In other words, the Tea Party is not my cup of tea whatsoever.
In other words, I make mine the historical Liberal label, a honorable one that has become associated with the silly left by the GOP in its war against the Democrats with a no hold barred strategy. This is the dark part of the Reagan inheritance where any thing left of the GOP is a socialist/liberal. Exactly what chavismo is doing to the democratic right in Venezuela. I refuse to accept that from Chavez or form the GOP. Fuck them all!


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An investigation has been launched after it emerged that confidential police records - including documents about Mitt Romney's motorcade - were used as confetti at the Thanksgiving Day parade in New York City.
The shredded documents rained down on thousands of parade-goers who lined the streets to watch the parade near Central Park on New York's Upper West Side on Thursday.
Closer inspection revealed that the shredded strips of paper were still readable and contained details about serving police officers, including their names, social security numbers and bank details as well as references to crimes that took place in the area.
The documents appear to have originally belonged to the Nassau County Police Department, which polices parts of Long Island, just outside New York City.
Some of the confetti strips include references to former Republican presidential candidate Mitt Romney's motorcade, presumably related to the fact that the second presidential debate took place at Hofstra University in Nassau County last month.
Ethan Finkelstein, a university student, was watching the parade when he and a friend noticed a strip of confetti on her coat.
He told the Pix11 television news channel: "It landed on her shoulder, and it says 'SSN' and it's written like a social security number, and we're like, 'That's really bizarre.'"
Mr Finkelstein, 18, said he and his friends picked up other pieces of confetti and found more apparent police records.
"There are phone numbers, addresses, more social security numbers, license plate numbers and then we find all these incident reports from police.
"I'm just completely in shock. How could someone have this kind of information, and how could it be distributed at the Thanksgiving Day Parade?" Inspector Kenneth Lack, from the Nassau County Police Department, said: "The Nassau County Police Department is very concerned about this situation. We will be conducting an investigation into this matter as well as reviewing our procedures for the disposing of sensitive documents."
It was, however, suggested that the confetti had perhaps been thrown from a window overlooking the parade route.
A spokesman for Macy's, the parade's sponsor, said that they used: "commercially manufactured, multicoloured confetti, not shredded paper."


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Backpacks 101: Fitting and safety precautions
The new school year is upon us, which means that many parents and students have already started their back-to-school shopping. In addition to the all important decision of what clothes to buy, one is also faced with the important decision of which backpack to buy.
It is an important decision because, according to the American Physical Therapy Association (APTA), as many as 55 percent of students carry a load that is too heavy and 1/3 of children complain of back pain that requires a visit to the doctor, missed school or limited physical activities. The following are some helpful hints with regards to the selection and correct use of a backpack:
- It is recommended that that the load in the backpack not exceed 10-15 percent of your child's weight. Therefore, a 100-pound student should not carry a back pack weighing more than 10-15 pounds. The heaviest items should always be placed closest to the student's back to diminish stress on the lumbar spine. A backpack with multiple compartments is encouraged because it will help to distribute the load of the backpack.
- Never more than 4 below: A backpack should never hang more than 4 inches below the waist of a student. A waist belt may help distribute the weight of the backpack to the hips. Some backpacks have a padded back to reduce pressure on the back.
- Wear both straps! How many times do you see a student leaning like the Leaning Tower of Pisa to adjust for a backpack being worn over one shoulder. This can create long-term problems with regards to low-back pain. In addition to using both shoulder straps, the straps should be wide, adjustable and well padded.
- Buy a new set of wheels: If you school allows it, consider buying a backpack with wheels. This will help eliminate the issues with a backpack that is too heavy.
In addition to proper selection and use of a backpack, it is important to know the signs of injury from an overweight backpack. These include:
- Red marks on the shoulder
- Pain when wearing the backpack
- Tingling or numbness in the arms and/or hands
If your child complains of any of these symptoms, it is time to seek out the advice of your pediatrician. A consultation with a physical therapist may also be beneficial. A physical therapist is a highly skilled clinician who is trained to assess for postural deficits and recommend treatment
About The Author
Mischelle Jackson, MPT specializes in outpatient orthopedics rehabilitation at Smithfield Therapy Center in Carrollton, Va. with emphasis on sports medicine and generalized orthopedics. She has over 13 years experience and will be sitting for her certification in Manual Trigger Point Dry Needling in July. Mischelle focuses on pediatric return to sport, evidence based manual therapy, and functional rehabilitation for safe return to work and recreational activities.


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Misool Island is a remote, tropical hideaway, one of four largest islands in the Raja Ampat archipelago, world renowned dive destination in the province of West Papua .
Located off the west coast of the main island of Papua, directly bordering the Seram Sea, the waters are a veritable traffic lane for many large sea creatures, including whales.
The crystal clear turquoise sea-waters allow spectacular views of Misools sub-surface colorful treasures even when still aboard your boat. And once under the water, visibility can reach from 10 meters to as far as 30 meters.
The sea gardens of Raja Ampat hold 75% of all known species of corals and ornamental fish in the world, and boast the highest level of marine biodiversity on the planet.
On land, the wild territory of Misool is one of the most visually breath-taking and captivating sites in Raja Ampat. The island is heavily forested, and at first sight reveals nothing but a thick green carpet of dense forests and mangrove swamps. The rugged terrain is predominantly limestone, the frostily coloured rock clashing starkly with the deep green jungle. To the east and west of the island, a maze of limestone pinnacles jut sharply out of the blue sea, carved and eroded by the waves and carpeted luxuriantly in vegetation. The rare beaches on Misool are pure white sand, fringed with coconut trees leading out to the stunningly turquoise waters.
Aside from the enchanting panoramic scenery and wealth of marine life, Misool is also home to ancient cultural sites. A number of petroglyphs can be found on walls of caves throughout the island, dating back approximately 5,000 years.


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Press Release
ORLANDO, Fla. – December 01, 2010 — The Ritz-Carlton Destination Club has created a new way for young Members to explore exciting places, make great vacation memories and have fun. The new Adventure Passport program allows children to have five distinctive experiences at nine of The Ritz-Carlton Destination Club locations throughout North America and the Caribbean.
"It is our pleasure to continually offer our discerning Members exclusive vacation experiences and that includes our youngest Members," said Peter J. Watzka, executive vice president and chief operating officer for The Ritz-Carlton Development Company, Inc. (an affiliate of The Ritz-Carlton Hotel Company, LLC). "We see the new Adventure Passport program as a way for children to immerse themselves in the local culture while having a great time in the destination they are visiting."
Upon arrival at one of The Ritz-Carlton Destination Club locations in Aspen Highlands, Bachelor Gulch and Vail, Colo.; St. Thomas, U.S.V.I.; Jupiter, Fla.; San Francisco and North Lake Tahoe, Calif.; Kapalua Bay in Maui, Hawaii; and Abaco, The Bahamas, each child is presented with a personalized passport. The passport includes a section for each Club location where five stamp imprints denote the five different Club specific activities relevant to the respective area. After all five stamps are collected at one location; a unique, plush Ritz-Carlton lion is presented to the adventurer. After visiting a minimum of five properties and gathering 25 stamps, the child will receive a large stuffed Ritz-Carlton lion and a signed, framed certificate of accomplishment. The new Adventure Passport series targets children ages five to 12 years old, and is scheduled to expand as participation grows.
A few examples of activities children can participate in to earn their stamps include the following:
The Ritz-Carlton Club, Aspen Highlands
In Aspen Highlands, one of America's most popular winter destinations, children can partake in events such as making and decorating gingerbread houses, building a snowman or joining a campfire sing-a-long with musical instrument accompaniment to earn stamps for their passport.
The Ritz-Carlton Club and Residences, Kapalua Bay
Working closely with the cultural ambassador on property, the team in Kapalua Bay developed activities for the Keiki (children) that embrace Hawaiian culture. Keiki can join the Club's Ohana (family) for a lesson in the method of haku (to braid a lei) while gaining knowledge in the history and deeper meaning of the lei, or they can learn how to hula, which is considered the heartbeat of the Hawaiian people.
The Ritz-Carlton Club, Lake Tahoe
The Ladies and Gentlemen in Lake Tahoe are excited about teaching the children about their local community. Through the Adventure Passport program children staying in Lake Tahoe can find a constellation through a telescope, explore the Truckee Train Station or make a snow angel to earn stamps.
The Ritz-Carlton Club, Vail
At the newest Ritz-Carlton Destination Club, the Ladies and Gentlemen in Vail are looking forward to getting to know the Members and their children. The kids earn stamps in Vail by completing activities such as scavenger hunts, meeting the ski services team and learning their nicknames and cookie decorating.
For more information, please visit www.ritzcarltonclub.com.
About The Ritz-Carlton Destination Club
Combining exclusive membership options for luxury travel for Members and their families around the world with the legendary services of The Ritz-Carlton Hotel Company, L.L.C., The Ritz-Carlton Destination Club offers an inspirational vacation lifestyle tailored to each Member's needs and expectations. The Club was recently awarded Robb Report's "Best of the Best" distinction in 2009. For information, please visit www.ritzcarltonclub.com. The Club can also be found on Facebook (facebook.com/ritzcarltondestinationclub) and Twitter (@RitzCarltonClub).


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Artist's description:
• Measures•• 11" x 14"
• Materials•• Mixed Water Media on Yupo paper
• Will come Artist Hand signed on front.
• Frames & mats are not included. For display only.
• Interior views may not be to exact scale.
***Please note that colors may vary on different monitors.
*** Also please note that there may be paint on the back side. Creating is not a neat process for me. :)
All images are © Kathy Morton Stanion -
♥*¨)¸.·´¸.·*´¨) ¸.·*´¨)(¸.·´ (¸*´
Being an environmentally conscious studio, all shipping materials are reused whenever possible. Your purchase will come securely packaged and double wrapped for safety in shipping. Please complete the cycle and reuse any shipping materials whenever possible.
SHIPPING: Orders leave my studio within 1 week. International buyers accept responsibility for tariffs, customs, and all other fees.
materials whenever possible.
Materials used:
mixed media on Yupo Paper
Secret Travels 2 - Abstract Mixed Media Painting by Kathy Morton Stanion (2017)
Mixed-media painting by Kathy Morton Stanion
$565Free shipping
- Mixed-media painting on Paper
- One of a kind artwork
- Size: 11 x 14 in (unframed)
- Signed on the front
- Style: Expressive and gestural
- Subject: Abstract and non-figurative
This artwork is sold by Kathy Morton Stanion from United States


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The University of Connecticut School of Law Chapter of the International Refugee Assistance Project (IRAP at UConn Law) provides legal representation to individual refugees seeking resettlement. IRAP organizes law students and attorneys to provide legal representation and policy advocacy on behalf of Iraqi refugees seeking resettlement, and to assist those who have resettled.
IRAP is the first organization to provide comprehensive legal representation to individual refugees seeking resettlement. IRAP has successfully resettled more than 1000 refugees in life or death situations, including Iraqis at risk for their work as interpreters with the U.S. military, children with medical emergencies, women who are survivors of domestic and sexual violence and survivors of torture. War and sectarian violence in Iraq forced thousands to flee for their lives and become stranded in other Middle East countries. But the process of gaining admittance to the few western countries that accept them is difficult and IRAP at UConn Law aims to assist these refugees in their time of need.


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|Pro Motorcycle Overview
Motorcycles are raced weekly with Pro and Street Bikes.
50 % of bike entry to the winner, 20% to the runner up Trophy for Semi
Pro and Sportsman Street will be separate as long as possible
Entry fee $30.00 1/4 mile racing
Follow the current N H R A Rules
Please know the safety rules
License required if 9.99 ET and Quicker
Points issued at : 5 points entering 1 point for each stage
14 winner bonus points 7 runner up bonus points
5 points for semi 3 bonus points to quarter
MUST HAVE 7 entry to receive points
Also see the Sportsman-Street page
Edgewater4819 E. Miami River Rd.
Cleves, Ohio 45002 (513) 353 4666 www.edgewaterrace.com