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Famed vocalist Nithyasree's husband takes the fatal leap
Published: 21st December 2012 08:35 AM | Last Updated: 21st December 2012 08:49 AM | A+A A-
Classical singer Nithyasree's husband Mahadevan (45) committed suicide on Thursday afternoon by jumping into the Adyar River after parking his car on the Kotturpuram bridge. Police officers attributed it to depression.
According to police, around 12.15 pm, Mahadevan sat behind the wheel of his luxury sedan and started driving with his driver Suresh alongside. Midway through the bridge, he pulled over and parked the car. After both alighted, Mahadevan locked the car, put the key in his pocket, walked across the sidewalk to the parapet wall and jumped into the Adyar River around 12.30 pm, police said. It all happened in a flash and the driver couldn't respond.
While passersby alerted police and Fire and Rescue Services personnel at Kotturpuram, driver Suresh called up Nithyasree, who rushed to the spot. As she was sobbing inconsolably, the police advised her to go back. She then left for her home at Vellaiyan Street in Kotturpuram.
Around 1.30 pm, Mahadevan's body was fished out of the river and taken to a private hospital where doctors declared him 'brought dead'. Kotturpuram Police Inspector N Elangovan told Express that Mahadevan was being treated for his depression at a multi-specialty hospital for the past five years.
"Mahadevan's mental condition worsened after his mother Shanthi passed away in April. When he stopped the car in the middle of the bridge, his driver thought Mahadevan wanted to take a leak, but he jumped into the river," he said. Nithyasree is the grand-daughter of legendary Carnatic vocalist D K Pattammal. Mahadevan was an engineer with a private firm. They have two daughters — Thejasree (8) and Thanujasree (6).


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|editShukaku [1][2][3]
|守鶴 Shukaku
|Volume #15, Naruto Chapter #134
|Naruto Episode #78
|The Last: Naruto the Movie
|The Last: Naruto the Movie
|Naruto: Ultimate Ninja
|Naruto x UT
|Appears in
|Anime, Manga, Novel, Game, Movie
|Voice Actors
|Kekkei Genkai
Shukaku (守鶴, Shukaku), more commonly known as the One-Tail (一尾, Ichibi), is one of the nine tailed beasts. It was last sealed within Gaara of Sunagakure, after being sealed in two other jinchūriki before him.[6]
Shukaku and the tailed beasts first came into being in the waning days of Hagoromo Ōtsutsuki, who used his Creation of All Things Technique to divide the Ten-Tails' chakra into nine separate bodies and giving each a name. Some time after being created, the Sage explained to the young tailed beasts that a link existed between them despite their separation. He also foretold of a day when they would be brought together again - though not as they were - and that at that time someone would emerge to show them what true power is.[7][8] In the anime, before his death, Hagoromo sent Shukaku to live in a temple built for the purpose of protecting it in a desert region that would later become part of the Land of Wind.[9]
Long before the First Shinobi World War, Shukaku was captured by disciples of a temple and kept in Sunagakure, to which the First Kazekage, who was invited along with other first Kage by Hashirama Senju into the first Five Kage Summit, attempted to use his possession of the tanuki as leverage to gain wealth for his nation, as opposed to gaining another tailed beast.[10]
Shukaku's first jinchūriki was a Suna priest named Bunpuku, who was locked away in a dungeon with the giant tea kettle, and was kept under constant guard. Over time, the citizens of Sunagakure came to believe that Shukaku itself was a living ghost (生霊, ikiryō) of a corrupted priest sealed inside a tea kettle.[4] Despite the animosity the village showed for Shukaku and its host, the elderly priest held no ill-will towards the tanuki nor the villagers, viewing it as an equal and was content as long as Shukaku hadn't forgotten his name. Shukaku eventually came to appreciate Bunpuku and would later remember the words he imparted to it: that someday someone would appear in the world to teach it about the heart and acceptance.[11] Shukaku had another jinchūriki who inspired the Third Kazekage to create his Iron Sand fighting style.[6][12] Shukaku was eventually removed from their bodies, resulting in their respective deaths.[13]
When Karura became pregnant with Gaara, her husband, the Fourth Kazekage, had Chiyo seal Shukaku into Gaara while he was still in the womb because, out of his three children, Gaara was the only one compatible with the tailed beast.[14][15] Before Karura died after giving birth, she passionately told her son that she would protect him, and, according to her husband, her love seeped into the sand and was noted to form his automatic defence.[16][17] However, Gaara couldn't properly control Shukaku's powers, killing or injuring several of Suna's shinobi and citizens by accident. Shukaku would even cite its hatred toward humans, warning Gaara not to sleep too long if he didn't want to give Shukaku an opening. Deemed a failure, the Fourth Kazekage chose to test his son one last time, ordering Yashamaru to assassinate him and also tell him that his mother never loved him, and that she was used as a human sacrifice for the sealing process. Gaara failed the test, fully releasing the rampaging Shukaku, to which the Fourth eventually used his Gold Dust to subdue the tanuki.[18]
Shukaku is characterised as a childish and short-tempered individual, and often speaks in a bombastic and incoherent manner, giving it the demeanour of a drunkard. It uses "ore-sama" (オレ様, Literally meaning: my esteemed self) when referring to itself, as it expresses great pride in its own abilities, especially its sealing techniques and defences.[19][20] According to Gaara, prior to its introduction, Shukaku relishes the opportunity to kill anyone in sight, even more so during a full moon.[21] Shukaku has also shown to harbour a bitter grudge towards Kurama due to the fox's beliefs that the tailed beasts' strength is measured by the number of tails, therefore viewing the tanuki as the weakest.[22] Because of this, Shukaku strives to find any opportunity to surpass its arrogant rival.
Shukaku's hatred towards humans led it to spark fear in Gaara, reminding him that if he goes into a deep sleep, the tanuki would possess his body and murder all humans, resulting in Gaara's developing insomnia. Shukaku once had that similar attitude toward Bunpuku, but when its jinchūriki treated the tanuki as an equal, an impressed Shukaku complimented him by comparing him to the Sage of Six Paths. During the Fourth Shinobi World War, Shukaku eventually saw Gaara in a similar light, being reminded of Bunpuku.
Shukaku is a sandy-brown coloured tanuki, with black (dark blue in the anime) cursed seal markings all over its face, body, and tail. It has a jagged, concave mouth with no tongue, and the sclerae of its eyes are black, with yellow irides and pupils that each takes the shape of a black four-pointed star with four black dots around it. During the last days of the Sage of Six Paths, Shukaku in its youth looked the basically same as it does presently, only much smaller with shorter ears and more spaced out markings.[8]
See also: Jinchūriki Forms
As a tailed beast, Shukaku possesses a large quantity of chakra and can perform the Tailed Beast Ball.[23] As a precaution, if its jinchūriki lost control and fully transformed into Shukaku inside of Suna, the villagers were to either evacuate beforehand or seek shelter due to the risk of mass casualty from its rampage.[24] Shukaku has the ability to control its jinchūriki whenever they sleep, leading to its host to develop insomnia.[25] Shukaku has great physical strength while using its tail, as seen when overlapping it with the other tailed beasts to shatter and even obliterate a senjutsu-enhanced humanoid Susanoo.[26]
Sand Manipulation
Shukaku's most notable ability is its sand manipulation, using it as an effective weapon and shield. Since its whole body is completely made of sand, the tanuki can ignore most damage that would otherwise be detrimental, as shown when it had one of its arms chopped off by Gamabunta and was still able to keep on fighting. Taking pride in its motto of absolute defence, Shukaku's sand is durable enough to block a senjutsu-enhanced Susanoo sword with ease. It is capable of performing fūinjutsu by using its natural cursed seal markings across its own sand body, which gives off a magnetic field to bind its targets. One of its techniques, the Desert Layered Imperial Funeral Seal, is strong enough to temporarily restrain and withstand powerful techniques, like the Susanoo.
Nature Transformation
Shukaku can use Wind and Earth Release nature transformations. It can rapidly fire wind bullets with enough force to level entire forests. Likewise, it can combine its wind abilities with Gaara's sand in order to produce a mass of fast-moving sand bullets. Shukaku can combine wind and earth elements to use Magnet Release, and is the only tailed beast which can use cursed seals from its markings and infuse them into the Rasengan to create the Sage Art: Magnet Release Rasengan, which was powerful enough to restrain Madara Uchiha's shadow.
Part I
Konoha Crush
During the Chūnin Exams, Gaara partially transformed into Shukaku during his fight with Sasuke Uchiha, lashing out with the tailed beast's arm after being injured for the first time and terrifying Sasuke with a glimpse of its eye. During the Konoha Crush, Gaara later transformed into his full Shukaku form during his fight with Naruto Uzumaki, who summoned Gamabunta to counteract it.
When Gaara exposed himself on top of Shukaku's head and used the Feigning Sleep Technique, Shukaku took full control of its body and battled them. Shukaku's power was too much for Gamabunta to handle, resulting in both him and Naruto using the Combination Transformation to take the form of a giant fox (the Nine-Tails in the anime). Gamabunta used the form's claws and teeth to grab and restrain Shukaku, in order for Naruto to wake Gaara up with a punch, which suppressed Shukaku's power.
Sunagakure Support Mission
In the anime, when Gaara's student Matsuri got kidnapped by the Four Celestial Symbols Men, in a plot to take Shukaku's chakra, he rescued her and partially transformed into Shukaku to defeat the recently resurrected Seimei.[27]
In Naruto's Footsteps: The Friends' Paths
About two years after the Chūnin Exams in Konoha, another exam was held between Konoha and Suna. During this event, Gaara, was attacked by Hōichi, who used the fūinjutsu of Bunpuku to subdue Gaara and begin transferring Shukaku's chakra into himself.[28]
Ultimately, the extraction was stopped by the intervention of Neji Hyūga, who used his Gentle Fist to block the chakra points from which Shukaku was being extracted, thereby repelling the chains.[29]
Part II
Kazekage Rescue Mission
During Gaara's time as the Fifth Kazekage, Deidara and Sasori from the Akatsuki were assigned to capture Shukaku. During the battle between Gaara and Deidara, Gaara manifested Shukaku's arms several times to attack the Akatsuki member.
After Deidara defeated Gaara in combat and took him to Akatsuki's lair in the Land of Rivers, Shukaku was forcefully extracted from Gaara and placed within the Demonic Statue of the Outer Path. Though the extraction killed him, Gaara was resurrected through Chiyo's One's Own Life Reincarnation technique and has still retained the ability to control sand.
Birth of the Ten-Tails' Jinchūriki
Shukaku was the only tailed beast sealed within the Demonic Statue to have not been resealed into Obito Uchiha's Six Paths of Pain and as such, did not meet Naruto during his encounter with the other tailed beasts. When Naruto proceeded in his plan to pull all the beasts from Obito's body in order to halt the tree form of the Ten-Tails' flower from blooming and completing the Eye of the Moon Plan, its chakra rejected Naruto as he contained none of the tanuki's chakra. Gaara, having been bonded with Shukaku, instead took hold and began pulling the chakra himself. Through the efforts of the Kazekage, Shukaku was freed from its captivity alongside the other tailed beasts. Upon being freed, Shukaku started to recognise Naruto. Despite showing reluctance to Gaara's request for its help in sealing Madara Uchiha, Shukaku decided to comply only for the opportunity to surpass Kurama.
When Madara ran towards them and the other tailed beasts, both Shukaku and Gaara conjured numerous sand bullets and were able to restrain the Uchiha's movements. Using the opportunity to attack, the tailed beasts each took a swing at their opponent, giving the sand-manipulating duo an opening to use their Desert Layered Imperial Funeral Seal, but Madara managed to escape the sand pyramid with his Susanoo. As Naruto in Tailed Beast Mode pinned Madara down with a tail, Shukaku and the other tailed beasts joined in and did the same to increase the damage, but the Uchiha survived their attacks and retreated to a safe distance. After he received his own right Rinnegan eye from a White Zetsu clone, Madara quickly summoned the Demonic Statue of the Outer Path from Obito's body, and used the Rinnegan to repel the tailed beasts.
With the tailed beasts stunned, Madara then proceeded to chain them up and prepared to seal them back into the statue. As Madara began the process on Shukaku, Gaara intervened, declaring his refusal to let Madara get his former tailed beast. Shocked at how determined Gaara was to protect Shukaku despite their negative past, the tanuki remembered Bunpuku's words of wisdom. From that, it also recalled Gaara explaining that he'd been grateful to Shukaku as it was thanks to the tanuki that Gaara had met his first friend, Naruto. As Madara launched an attack on Gaara, Shukaku quickly blocked the attack for its former jinchūriki. Despite their new-found team-work, Madara still rebuffed their efforts and all the tailed beasts were resealed within the Demonic Statue.
Later, after Madara succeeded in becoming the Ten-Tails' jinchūriki, a reformed Obito managed to steal some of Shukaku's chakra along with some of Gyūki's. Then Obito sealed the Yin half of Kurama into a dying Naruto to save his life, Obito also sealed Shukaku and Gyūki chakra portion into Naruto. Inside Naruto's subconscious, Shukaku, Gyūki, and Yin-Kurama found the young jinchūriki talking with the spirit of Hagoromo Ōtsutsuki. As the other six tailed beasts manifested to join in the meeting, they all voiced their shared belief to the Sage that Naruto was the child of prophecy. As Naruto fought Madara, Shukaku aided him by lending its Magnet Release chakra, allowing Naruto to use a juinjutsu technique against Madara.
Kaguya Ōtsutsuki Strikes
After Madara's ambitions were cut short by Black Zetsu, who revealed to be the silent manipulator of shinobi history since it was first created by Kaguya Ōtsutsuki, the black entity used Madara's body as a medium to resurrect its creator. During the battle against the tyrannical princess, Shukaku and the other tailed beasts continued to support Naruto by giving him their combined power to overwhelm her. Ultimately, Kaguya was defeated by Naruto and Sasuke, who used the Six Paths — Chibaku Tensei to eject all the tailed beasts from her and seal her away inside a newly-created moon within her own dimension.
After the spirits of Hagoromo and the past Kage summoned both the tailed beasts and Team 7 back to the real world, the tailed beasts began to discuss their plans for the future since they were finally free. Sasuke, however, made his own intentions known: removing as many people as possible who could get in the way of his plans of leading the world through a revolution to do away with current shinobi systems, including killing all the current Kage and tailed beasts. Just as Sasuke swiftly subdued the tailed beasts with his Rinnegan and sealed them within his Chibaku Tensei, Naruto reassured the tailed beasts that he would save them once again. After Naruto was able to defeat and reform Sasuke, the two dispelled the Infinite Tsukuyomi and Sasuke released Shukaku, along with the other tailed beasts, from their prisons.
New Era
Versus Momoshiki Arc
Main article: Versus Momoshiki Arc After having never initiated contact with Gaara since the two parted ways, Shukaku contacted the Kazekage to inform him that it had lost contact with Gyūki. Telling him that its connection with Naruto was still intact, Shukaku said it had a bad feeling about the matter before leaving Gaara to deal with the matter as he saw fit.
In Other Media
Video Games
Shukaku appears as a boss in Naruto: Ultimate Ninja Storm and Naruto: Rise of a Ninja, and a false replication of it is a boss in Naruto Shippūden: Kizuna Drive. Shukaku is playable in Gaara's awakening mode in both its miniature and full forms in the Ultimate Ninja series, and only its full form in Ultimate Ninja Storm Revolution and Ultimate Ninja Storm 4, respectively.
- "Shukaku" (守鶴) literally means "protector crane".
- A tanuki (狸, raccoon dog) is a popular animal yōkai in Japanese folklore and is famous for its mischievous nature and abilities to shape-shift. They are also said to be rivals to the kitsune, which created an old Japanese proverb: "A fox and a tanuki matching their cleverness" (狐と狸の化かし合い, kitsune to tanuki no bakashi ai), meaning two sly characters trying to outsmart one another. Shukaku being sealed inside a tea kettle is a reference to one Japanese tale called Bunbuku Chagama. In addition, Shukaku being claimed to be a corrupted Suna priest earlier in the series, has ties to a legend in the Kenchō-ji temple of a tanuki disguised as the shrine's priest.
- Shukaku is the first tailed beast to have its name revealed in the series. In addition, Shukaku is the only tailed beast that hasn't been shown giving its jinchūriki the characteristic red chakra-shrouds (Version 1 or Version 2 forms). This is presumably because Shukaku appeared early in the story when Kishimoto had not yet defined the specific abilities that all the tailed beasts share.
- When chapter 629 was first released, Shukaku's image was seen among the tailed beasts, despite not having the chance to give Naruto its chakra like the others, suggesting an error.[30] In the tankōbon version, it was removed.
- (To Naruto and Gamabunta) "I'm finally out!! And here's someone that I want to kill right now!!"[31]
- (To Gaara) "If a fox can transform seven times, a tanuki can do it eight times!" (「狐七化け狸八化けってな」, "Kitsune nana hake tanuki hachi hake tte na!")[19]
- "My motto is absolute defence… That is what I, Shukaku, pride myself on!"[20]
- ↑ Second Databook, page 91
- ↑ Third Databook, pages 198-199
- ↑ Fourth Databook, pages 148-151
- ↑ 4.0 4.1 Naruto chapter 97, page 8
- ↑ Naruto chapter 134, page 16
- ↑ 6.0 6.1 Naruto chapter 261, page 7
- ↑ Naruto chapter 467, pages 15-16
- ↑ 8.0 8.1 Naruto chapter 572, pages 10-11
- ↑ Naruto: Shippūden episode 464
- ↑ Naruto chapter 648, page 10
- ↑ Naruto chapter 660, pages 5-9
- ↑ Naruto chapter 268, page 10
- ↑ Naruto chapter 261, page 8
- ↑ Naruto chapter 97, pages 9-10
- ↑ Naruto chapter 547, page 3
- ↑ Naruto chapter 547, pages 16-17
- ↑ Naruto chapter 548, pages 10-13
- ↑ Naruto chapter 546, page 10
- ↑ 19.0 19.1 Naruto chapter 656, page 7
- ↑ 20.0 20.1 Naruto chapter 660, page 15
- ↑ Naruto chapter 91, page 19
- ↑ Naruto chapter 567, page 10
- ↑ Naruto chapter 519, page 15
- ↑ Naruto: Shippūden episode 388
- ↑ Naruto chapter 135, page 9
- ↑ Naruto chapter 658, pages 13-15
- ↑ Naruto episodes 219-220
- ↑ Naruto: Shippūden episode 411
- ↑ Naruto: Shippūden episode 412
- ↑ Naruto chapter 629, page 5
- ↑ Naruto chapter 135, page 10

subset: commoncrawl


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From Middle English cradel, credel, from Old English cradol, from Proto-Germanic *kradulaz, *krad(a)la-, from the Proto-Germanic root *krad-. Cognates with cart.
cradle (plural cradles)
- A bed or cot for a baby, oscillating on rockers or swinging on pivots.
- Cowper
- the cradle that received thee at thy birth
- Shakespeare
- No sooner was I crept out of my cradle / But I was made a king, at nine months old.
- Cowper
- (figuratively) The place of origin, or in which anything is nurtured or protected in the earlier period of existence.
- a cradle of crime
- the cradle of liberty
- (figuratively) Infancy, or very early life.
- from the cradle to the grave
- Shakespeare
- from their cradles bred together
- Clarendon
- a form of worship in which they had been educated from their cradles
- An implement consisting of a broad scythe for cutting grain, with a set of long fingers parallel to the scythe, designed to receive the grain, and to lay it evenly in a swath.
- A tool used in mezzotint engraving, which, by a rocking motion, raises burrs on the surface of the plate, so preparing the ground.
- A framework of timbers, or iron bars, moving upon ways or rollers, used to support, lift, or carry ships or other vessels, heavy guns, etc., as up an inclined plane, or across a strip of land, or in launching a ship.
- A case for a broken or dislocated limb.
- A frame to keep the bedclothes from contact with the sensitive parts of an injured person.
- (mining) A machine on rockers, used in washing out auriferous earth.
- (mining) A suspended scaffold used in shafts.
- (carpentry) A ribbing for vaulted ceilings and arches intended to be covered with plaster.
- (Can we find and add a quotation of Knight to this entry?)
- (nautical) A basket or apparatus in which, when a line has been made fast to a wrecked ship from the shore, the people are brought off from the wreck.
- The cradle was ill-made. One victim fell into the sea and was lost and the ensuing delay cost three more lives.
- A rest for the receiver of a telephone, or for certain computer hardware.
- He slammed the handset into the cradle.
- (contact juggling) A hand position allowing a contact ball to be held steadily on the back of the hand.
- A mechanical device for tilting and decanting a bottle of wine.
- (machine on rockers used in washing out auriferous earth): rocker
- (rest for receiver of a telephone): rest
Derived termsEdit
Terms derived from cradle (noun)
oscillating bed for a baby
figuratively: place of origin
figuratively: infancy, or very early life
implement for cutting grain
tool used in mezzotint engraving
framework used to support, lift, or carry ships or other vessels, heavy guns, etc.
case for a broken or dislocated limb
frame to keep the bedclothes from contact with the person
machine used in washing out auriferous earth
suspended scaffold used in shafts
ribbing for vaulted ceilings and arches
basket or apparatus in which people are brought off from a wreck
rest for the receiver of a telephone
- The translations below need to be checked and inserted above into the appropriate translation tables, removing any numbers. Numbers do not necessarily match those in definitions. See instructions at Wiktionary:Entry layout#Translations.
Translations to be checked
See alsoEdit
cradle (third-person singular simple present cradles, present participle cradling, simple past and past participle cradled)
- (transitive) To contain in or as if in a cradle.
- (transitive) To rock (a baby to sleep).
- (transitive) To wrap protectively, to hold gently and protectively.
- cradling the injured man's head in her arms
- To lull or quieten, as if by rocking.
- D. A. Clark
- It cradles their fears to sleep.
- D. A. Clark
- To nurse or train in infancy.
- Glanvill
- He that hath been cradled in majesty will not leave the throne to play with beggars.
- Glanvill
- (lacrosse) To rock the lacrosse stick back and forth in order to keep the ball in the head by means of centrifugal force.
- To cut and lay (grain) with a cradle.
- To transport a vessel by means of a cradle.
- Knight
- In Lombardy […] boats are cradled and transported over the grade.
- Knight
- To put ribs across the back of (a picture), to prevent the panels from warping.
to rock (a baby to sleep)
to wrap protectively, to hold gently and protectively


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Schwab Advisor Solutions has completed the beta testing phase of integrating the CRM application SalesForce.com into Schwab's custodial and portfolio management systems, and is moving those beta testers, along with more Schwab-affiliated RIAs, into a pilot program this fall, with general availability for all of Schwab's advisors by year-end.
In an interview on Monday with AdvisorOne, Schwab's Brian Shenson, managing director of Advisor Services technology, reported that a dozen advisory firms participated in the beta testing of Schwab OpenView Integrated Office, the turnkey application that integrates SalesForce with Schwab's custodial platform and Portfolio Center, Schwab Performance Technologies' portfolio management software (PMS). Those same 12 were beta testers of Schwab OpenView Gateway, a modular application for SalesForce CRM users. Some third party consultants to advisors who help with technology integration were also included in the beta testing.
The CRM testing is the first in Schwab's Intelligent Integration project that is designed, says Shenson, to provide RIA firms with a choice on how they will integrate their standalone applications into the Schwab platform. "Our view of the world," said Shenson, "is that you need your CRM, portfolio reporting, and custodial platform" to be integrated into an advisory firm's workflow to help advisors best leverage their business operations.
In an interview last October, Neesha Hathi, Schwab's VP for Advisor Technology Solutions, described Intelligent Integration as an "ecosystem," designed to help its affiliated advisors be more efficient in their use of advisor software so that any applications "works well with the applications that they're already using."
Schwab's intent, Hathi said then, was to "focus on creating choice in the marketplace, creating relationships with a few different providers, but also creating integration with those providers." (Hathi also wrote an article for Investment Advisor 's August 2011 issue on how advisors could use CRM as an "engine of growth.")
Shenson, who is serving as the leader of that effort during Hathi's maternity leave (she is due to return next month), said the beta testing reflected the project's four main principles:
- CRM centricity—the criticality of organizing an advisor's office around how they actually serve clients.
- Intelligent Integration—the way data flows from one application to another.
- Choice—providing both a modular approach and a turnkey package, with one point of service.
- Criticality of help and guidance—making sense of the options available to advisors.
At Schwab's annual conference for advisors—impact—last October, Bernie Clark of Schwab Advisor Services announced the three CRM systems–SalesForce.com, Microsoft CRM and Junxure—that would get the Intelligent Integration treatment. Shenson said the result was "tremendous integration," with Schwab data that is "easy to configure." From the beta users, Shenson says Schwab learned "we hit the mark" in terms of both design and process.
As for the other two CRM systems—Microsoft CRM and Junxure, Shenson reported that Schwab is "making good progress … leveraging the same approach and processes" that were used with the SalesForce integration.
The turnkey application is only being developed for SalesForce, Shenson says, and Schwab will not charge its advisors for any of the three modular approaches. The price for the turnkey application has yet to be set by Schwab Advisor Technologies, though Shenson said it would be "competitive."
He also said that of Schwab's nearly 7,000 advisors, more than 50% are already using one of the three CRM systems, and that roughly 40% of all the affiliated RIAs are using Portfolio Center. The beta testers included a range of advisory firms in term of size and business focus—"from small one or two-man shops to large firms with 75 seats with SalesForce—some of whom, Shenson said, had other custodial relationships and were using other CRM packages.
Those advisory firms that were beta testers will be invited to take part in the pilot phase as well, he said, along with additional users.


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According to a recent Nielsen Wire report, Live Search Cashback and BizRate Shopping Search were the only two (out of the top ten) shopping search providers to have grown between April 2008 and April 2009. That alone is a reason for the Live Search team to celebrate, but the fact that Bizrate had a year-over-year growth of 12 percent while Cashback grew a whopping 615 percent in the same period, is absolutely stunning, at least at first glance. Here is the chart Nielsen included that summarizes all the results:
Everything appears to be more or less on the dollar, and yet there's an important piece of information missing. Live Search Cashback officially launched in May 2008. Yes, that's right: it only really launched a month after Nielsen's timeframe for this report begins. Previous numbers were for beta testing of the service. Using percentage really isn't the right approach to analyze growth when it comes to a new service. Still, Jon Stewart, Nielsen Research Director of Technology & Search, did note some good news for Microsoft:
One obvious finding is that most Internet Retailers can claim their highest percentage of traffic from Google and Yahoo! Interestingly though, MSN/Windows Live Search can claim more efficiency than any other provider on a dollar per visitor basis, driving 8 percent of visits but 12 percent of dollars to major e-commerce sites during Q1.
A month in, as well as five months in, statistics showed that Live Search Cashback might be paying off for Microsoft. Later on, the service had a few issues, and as time wore on, Live Search's overall market share seemed to fall back down to the original numbers. The truth is that shopping-specific engines only take up one to two percent, according to Stewart, so it's not likely that Cashback by itself will ever have a positive or negative impact on Live Search. Nevertheless, Microsoft is at least doing well in one area of search, even if it is a very niche one.


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birmingham seo web
- November 2, 2014
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In NYC this weekend and want to hang out and learn some Silverlight? Some community leaders and Microsoft folk are putting on a Silverlight 2 Firestarter event this weekend on 13-SEP. Shawn Wildermuth of the Silverlight Tour will be there for the keynote and giving some sessions as well. It looks like some folks from Infragistics will be there as well…I'd imagine they might have some cool things to talk about!
The event is free for anyone to attend and should be a good time hanging out with fellow geeks in NYC and learning what others are doing with Silverlight 2! Registration will probably fill up quick!


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text:
New climate information from French scientists indicate that global warming of 2 C is the "most optimistic" scenario. Yet this is the amount of warming James Hansen has referred to as a "prescription for disaster."
Agence France-Presse reports on the new climate scenarios:
French scientists unveiling new estimates for global warming said on Thursday the 2 C (3.6 F) goal enshrined by the United Nations was "the most optimistic" scenario left for greenhouse-gas emissions.
The estimates, compiled by five scientific institutes, will be handed to the UN's Intergovernmental Panel on Climate Change (IPCC) for consideration in its next big overview on global warming and its impacts. [...]
The French team said that by 2100, warming over pre-industrial times would range from two degrees Celsius (3.6 degrees Fahrenheit) to 5.0 C (9.0 F).
The most pessimistic scenarios foresee warming of 3.5-5.0 C (6.3-9.0 F), the scientists said in a press release.
Achieving 2C, "the most optimistic scenario," is possible but "only by applying climate policies to reduce greenhouse gases," they said.
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The climate summit in Copenhagen in 2009 had agreed to a limit of 2 C in global warming, a deal many saw as a failure to stop runaway global warming. John Sauven, executive director of Greenpeace UK, said at the time:
"The city of Copenhagen is a crime scene tonight, with the guilty men and women fleeing to the airport. [...] It is now evident that beating global warming will require a radically different model of politics than the one on display here in Copenhagen."
James Hansen: "Limiting human-caused warming to 2 degrees is not sufficient. It would be a prescription for disaster."
In December of 2011, director of NASA's Goddard Institute for Space Studies James Hansen stated at a meeting of the American Geophysical Union:
"The paleoclimate record reveals a more sensitive climate than thought, even as of a few years ago. Limiting human-caused warming to 2 degrees is not sufficient," Hansen said. "It would be a prescription for disaster."
"We don't have a substantial cushion between today's climate and dangerous warming," Hansen said. "Earth is poised to experience strong amplifying feedbacks in response to moderate additional global warming."
"Humans have overwhelmed the natural, slow changes that occur on geologic timescales," Hansen said.


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HARRISBURG - The size of a state redevelopment program that has left a big footprint in Northeast Pennsylvania will be scaled back under a bill receiving final legislative approval last week after nearly three years of debate.
The measure headed to Gov. Tom Corbett's desk would reduce the debt limit by $600 million for the Redevelopment Assistance Capital Program (RACP) and require a 30-day public comment period before a project is approved.
"It (project list) is subject to more public scrutiny," said House Majority Leader Mike Turzai, R-28, Pittsburgh, who has pushed the legislation as a way to reduce state borrowing.
The bill puts into statute some changes that Mr. Corbett has already made to the program since taking office. The governor has put a spending limit of $125 million annually on RACP projects and the new debt ceiling at $3.45 billion will accommodate that, said Mr. Turzai. The RACP program was started by the late Gov. Robert P. Casey as a way to provide state aid for community development projects in municipalities. It has become a conduit for providing millions of dollars to finance everything from minor league baseball stadiums to industrial parks, new corporate headquarters, academic and medical facilities and public libraries as well as renovations to main street corridors in the region for the past 25 years. Key RACP projects in Northeast Pennsylvania through the years include the renovation of PNC Field in Moosic, the Commonwealth Medical College in Scranton, a headquarters building for TMG Health Inc. in Jessup, the Northeast Pennsylvania Civic Center and Wilkes-Barre riverfront and commons redevelopment. Former Gov. Ed Rendell favored RACP projects as a way to carry out his 2002 campaign platform to revive Pennsylvania's financially troubled cities, but Republicans controlling the statehouse since 2011 have argued that RACP spending needs to be reined in.
Mr. Turzai has complained that state borrowing to pay debt on RACP projects costs $277 million annually, an amount he calls unmanageable.
The bill has the potential to save an estimated $140 million in avoided debt service payments during the next twenty years, according to a fiscal analysis by the House Appropriations Committee.
The provisions for public comment and posting projects on the Internet will create a transparent and responsible review process, said Rep. Sandra Major, R-111, Montrose.
"I think it is only right that when state funds are being used, taxpayers of Pennsylvania have the ability to review and weigh in on the merits of a projects," said Ms. Major. "This is a valuable program that is of great benefit to our local communities, but we need to make sure the projects being selected and the amount of funds being provided are warranted."
Under the bill, RACP funds can go to "community asset projects," which include cultural, recreational, historical projects and projects of civic significance.
This definition helps satisfy concerns of Senate President Pro Tempore Joseph Scarnati, R-25, Jefferson County, that rural areas can compete fairly for RACP projects, said aide Drew Crompton.
"There is language referring to "community asset projects" which will allow some flexibility when projects are scored because sometimes employment totals are not viable in some regions," said Mr. Crompton. "Language was included to require the guidelines to weigh population and geographic differences which will also ensure rural projects get fair consideration."
Some basic components of the program will remain the same.
RACP projects must have a total cost of at least $1 million and require a sizeable 50 percent match of local dollars. Contact the writer: email@example.com


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PHOENIX – Arizona, at the forefront of last year's effort among state legislatures to require eligibility documentation for candidates seeking office, is returning to the controversy with a proposal by Rep. Carl Seel, R-Phoenix, requiring candidates to sign an affidavit affirming they meet the legal requirements.
The plan was promoted in a news conference yesterday attended by Sheriff Joe Arpaio, whose Cold Case Posse earlier this month detailed how the evidence regarding Barack Obama's eligibility documentation indicates both forgery and fraud.
In addition to requiring a signed affidavit from candidates, Seel's proposal would authorize any citizen with legitimate concerns over a candidate's eligibility the legal standing to challenge it in court.
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The Arizona proposal is similar to a Georgia provision that requires "every candidate for federal" office who is certified by the state executive committee of a political party or who files a notice of candidacy "shall meet the constitutional and statutory qualifications for holding the office being sought."
This year, several individuals challenged Obama's candidacy in Georgia, introducing evidence during a two-hour hearing before an administrative law judge. However, Judge Michael Malihi threw out the evidence and ruled in favor of Obama, who, along with his attorney, snubbed the state system and refused to show up for the hearing.
That ruling now is pending before the state Supreme Court, which has yet to hear arguments in the case.
The new plan in Arizona, where Gov. Jan Brewer last year vetoed a bill to require eligibility documentation, would impose a penalty for perjury on those who sign a qualification statement but were found later to be ineligible.
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The bill, HB2480, has passed the Senate Government Reform Committee.
Arpaio was at the news conference to urge legislators to advance the measure.
"Something has to be done," he said, citing a lack of cooperation from other law enforcement agencies as well as a "blackout" by major media across the U.S.
He commended the legislation's sponsors and supporters for their "fortitude" to go public with the issue.
Mike Zullo, Arpaio's lead investigator into the Obama controversy, said the evidence reveals that Obama's documentation is "constructed and presented for a purpose."
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"That purpose was to deceive," he added.
He noted that Obama's Selective Service registration card also appears to be manipulated and that a conviction for such an offense could bring a penalty of five years in prison.
The Western Center for Journalism recorded the news conference and posted it online:
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Seel noted that other lawmakers are trying to prevent the bill from even heading to a vote, and an attorney working in the Georgia case explained that it is not the first opposition to develop.
Van Irion of Liberty Legal Foundation said the Georgia Supreme Court's rejection of his request for a delay in the certification of primary election results, despite compelling evidence, proves "that Georgia law does not apply to the powerful."
"Put another way, Georgia laws are enforced against the powerless by the powerful, but when the powerless try to have the laws applied to the powerful the courts protect the powerful," he said.
"This is worse than anarchy. With total anarchy everyone knows that the powerful rule. With anarchy everyone understands that the only rules are the rules that the powerful want to enforce, when the powerful want to enforce them. What we have in Georgia is a system of laws and courts that appear to be fair and claim to be impartial, but in reality the purpose of the laws and courts is to deceive the people into thinking that justice is possible. The laws and courts are a sham. The courts serve to disguise the one-sided enforcement of the law."
He noted that court officials appeared to actively work to obstruct his case, even to the point of refusing to file a motion when his foundation paid a $1 fee to the wrong clerk.
Arizona's new bill would allow citizens to raise a challenge, instead of putting the burden of evaluating documentation from a candidate on the secretary of state, as last year's proposal specified.
This year's bill also applies to "any" candidate.
Seel said nothing could be more nonpartisan than assuring voters that the candidates on the ballot are eligible for the positions they seek, but Democrats in the legislature have opposed it, viewing it as a challenge to Obama during an election year.
Last year, more than a dozen states considered such legislation.
As WND has reported, there exists virtually no mechanism in the U.S. for investigating whether or not a presidential candidate meets the Constitution's Article 2, Section 1, "natural-born citizen" requirement.
Earlier, New Hampshire became the only state to successfully sign into law a bill clarifying eligibility requirements.
But New Hampshire's H.B. 1245, signed by Democratic Gov. John Lynch, merely requires a statement under penalty of perjury that a candidate meets the qualification requirements of the U.S. Constitution, similar to what the political parties already send to states regarding their candidates.
Most of the efforts of the other states ultimately were ignored or tabled by opponents of any proposed legislation to ensure candidates meet the qualifications for their offices.
At the time, Pennsylvania State Rep. Daryl Metcalfe, the Republican author of the plan in his state, told the Pittsburgh Tribune-Review, "I wouldn't say [the bill] is specifically in response to Obama," but instead stems from the lack of documentation required for candidates.
"As we know, legitimate questions periodically arise regarding the qualifications of a candidate for public office. What better way to resolve such questions than to require candidates to provide proof of their qualifications at the time they file their nomination petitions or nomination papers," Metcalfe wrote in a memo seeking co-sponsors for his bill. "I believe that this process is one of the many steps that we can take to restore the faith of the voting public in the electoral process."
Among the bills last year:
Arizona: House Bill 2177, which would have required a candidate to submit to the Arizona secretary of state a long-form birth certificate or various other birth proofs in case the candidate doesn't possess such a document, made it further in the process than any of the other bills, save New Hampshire's.
As WND reported, the measure passed through the Arizona Legislature but was vetoed on April 18 by Republican Gov. Jan Brewer, who said, "I do not support designating one person as the gatekeeper to the ballot for a candidate, which could lead to arbitrary or politically motivated decisions."
Connecticut: SB 291, which would have required candidates to provide "an original birth certificate," was referred to the state Senate's Joint Committee on Government, Administration and Elections, where it remained.
Georgia: HB 37, submitted by State Rep. Bobby Franklin, would have required only that candidates provide "original documentation" demonstrating eligibility. On Jan. 24, it was assigned to the House Judiciary Committee, where the state's online records don't even list the bill as having been placed on the committee's agenda.
Indiana: Sen. Mike Delph proposed SB114, which would have required candidates for president and vice president to produce their birth certificates. It as assigned to committee, where it remained.
Iowa: SF 368, proposed by Sen. Kent Sorenson, would have required birth certificates be filed for presidential and vice presidential candidates. It was referred to committee on March 2, subcommittee on March 3, and there it remained.
Louisiana: Rep. Alan Seabuagh and Sen. A.G. Crowe were assured of their governor's signature if they could pass HB 561, which would have required not only those seeking the presidency, but also those seeking election to the U.S. House and Senate, to submit "an original or certified copy of the candidate's birth certificate that includes the date and place of birth, the names of the hospital and the attending physician, and signatures of the witnesses in attendance," among other affidavits verifying residency and eligibility requirements.
HB 561 was referred to House and Governmental Affairs committee on April 25, and nothing has happened on it since.
Maine: LD 34, which would have required candidates for nomination by primary election or petition to provide copies of their birth certificates and driver's licenses, was killed by unanimous vote in committee on March 17. It is now listed as "dead" in the state's Senate files.
Missouri:HB 283, which would have required only "proof of identity and proof of United States citizenship," was given a public hearing on March 1, but was never placed on the legislative calendar.
Montana: Rep. Bob Wagner's HB 205 would have required presidential candidates to file a copy of their birth certificate as well as "documentary proof" of citizenship and residency. The bill died in committee on April 28.
Nebraska: Sen. Mark Christensen's LB 654 sought not only proof of birth, but harkens back to 18th century Swiss philosopher Emmerich de Vattel, who defined natural-born citizenship around the time of the writing of the Constitution as "those born in the country, of parents who are citizens."
LB 654 would have required a candidate seeking the presidency to not only provide a copy of his or her long-form birth certificate, but also proof of his or her parents' citizenship at the time of the candidate's birth and a signed affidavit affirming, "I was born a citizen of the United States of America and was subject exclusively to the jurisdiction of the United States of America, owing allegiance to no other country at the time of my birth. On the day I was born, both my birth mother and birth father were citizens of the United States of America."
The bill was referred to the Nebraska Senate's Government, Military and Veterans Affairs Committee, where it remained.
Oklahoma: State Sen. Rick Brinkley's SB 91 came very close to becoming law.
SB 91 would have required that all candidates – not just those for president – shall "provide proof of identity and eligibility to hold the office." It requires the secretary of state to write up rules to specify the documentation that will be required and mandates that the documents be made available for public inspection.
Referencing Oklahoma voters' strong support for State Question 746, a voter ID ballot measure approved last year, Brinkley said it was sensible that candidates meet the same minimal requirement.
"In November, 74 percent of Oklahoma voters were in agreement that they should have to show an ID and prove who they were and that they were eligible to vote," said Brinkley, R-Owasso. "I believe the voters would agree that those on the ballot should have to do the same thing."
Though a version of Brinkley's bill passed in both the Oklahoma House and Senate, a series of amendments ultimately doomed it.
Pennsylvania: HB 1350, introduced by State Rep. Daryl Metcalfe, would have required presidential candidates to provide "proof" of natural-born citizenship.
HB 1350 was referred to House State Government committee, with no action listed, even though Metcalfe is majority chair of the committee.
Tennessee: SB 0366, introduced by Sen. Mae Beavers, also took up the issue of allegiance in the definition of "natural-born citizen," and would have required both "an original long form birth certificate that includes the date and place of birth, the names of the hospital and the attending physician and signatures of the witnesses in attendance" and "a sworn statement attesting that the candidate has not held dual or multiple citizenship and that the candidate's allegiance is solely to the United States."
SB 0366 was referred to committee on Feb. 10, and has remained dormant since.
Texas: HB 295, proposed by Rep. Leo Berman, would have added to the state election code the provision: "The secretary of state may not certify the name of a candidate for president or vice-president unless the candidate has presented the candidate's original birth certificate indicating that the person is a natural-born United States citizen."
It includes an effective date of Sept. 1, 2011, in time for 2012 presidential campaigning.
Berman told WND he's seen neither evidence nor indication that Obama qualifies under the Constitution's requirement that a president be a "natural-born citizen."
"If the federal government is not going to vet these people, like they vetted John McCain, we'll do it in our state," he said.
HB 295 was stuck in committee.
There also was, in Washington, D.C., U.S. Rep. Bill Posey's bill H.R. 1503, which stated:
"To amend the Federal Election Campaign Act of 1971 to require the principal campaign committee of a candidate for election to the office of President to include with the committee's statement of organization a copy of the candidate's birth certificate, together with such other documentation as may be necessary to establish that the candidate meets the qualifications for eligibility to the Office of President under the Constitution."
The bill also provided:
"Congress finds that under … the Constitution of the United States, in order to be eligible to serve as President, an individual must be a natural-born citizen of the United States who has attained the age of 35 years and has been a resident within the United States for at least 14 years."
Though it had more than a dozen sponsors, Posey's bill died at the end of the Congress.


text:
MANSFIELD – Ohio Attorney General Mike DeWine and Mansfield law director John A. Spon today announced that lawsuits have been filed against a negligent property owner and his company, whose homes fell into disrepair and were subsequently demolished by the City of Mansfield. The lawsuit seeks to reimburse the City for costs associated with two properties in Mansfield which were recently demolished.
"The Ohio Attorney General's Office has designated significant resources from the National Mortgage Settlement to combat the blight of abandoned houses across Ohio," said DeWine. "However, not all abandoned properties are the result of the housing crisis or banking practices. There are occasionally egregious cases where negligent property owners have contributed to this problem and should be held liable for these demolition costs, instead of their neighbors and fellow taxpayers. These filings represent two such egregious cases."
"These lawsuits represent a cooperative effort between the Attorney General's Office and the Mansfield Law Director's Office to recover publicly expended funds necessary to preserve the safety of our community. We are grateful to Attorney General Mike DeWine for his efforts in benefitting the City of Mansfield," said Spon.
A lawsuit was filed in Mansfield Municipal Court against Donald Graber, who owned a property at 187-189 West Second Street in Mansfield. A separate lawsuit was filed against McPherson Apartments, of which Graber is the sole partner, which owned property at 135-137 Willow Street. Despite being cited for code violations for several years, the owners took no action to address the violations or demolish the properties. After receiving notice that the properties needed to be demolished, the owners took no further action, and the responsibility for the demolitions ultimately fell on the City of Mansfield.
The lawsuits seek to collect the debt incurred by the City of Mansfield in demolishing the two properties, which totals $17,746.44.
DeWine has assisted several other Ohio cities in filing collections lawsuits against negligent property owners for demolition costs, including Dayton, Newark, Springfield and Warren.
DeWine has worked with Mansfield and Richland County officials since he created the Demolition Grant Program in 2012. The Demolition Grant Program helps stabilize and improve communities by removing blighted and abandoned homes with funds from the National Mortgage Settlement reached in 2012. While an exact total of abandoned homes is not available, conservative estimates place the number of vacant and abandoned properties in Ohio in need of immediate demolition at 100,000. DeWine previously attended one such demolition in Mansfield.
Copies of the two lawsuits are available on the Ohio Attorney General's website.


text:
Jay-Z, Usher, Ludacris and Mariah Carey all took the stage at a special concert to mark the 20th anniversary of Jermaine Dupri's So So Def Recordings on Saturday night.
The producer's most famous collaborators and label artists performed at the Fox Theater in Atlanta, Georgia, with Jay-Z giving a rendition of "Money Ain't a Thang" with man of the hour Dupri.
Usher and Ludacris performed their huge hit "Yeah!" with Lil Jon, and the R&B singer praised Dupri for all his help throughout his chart career, telling the crowd, "I've made more hits with this man than anyone else."
Nineties hip-hop duo Kris Kross reunited for the tribute show to rap their iconic single Jump, while Monica, Nelly and Bow Wow also performed.
Carey then made an appearance, wheeling out a huge cake to mark the special occasion and announcing, "Congratulations to my friend, JD!"
Dupri told the audience, "Wow… this is crazy. We did it! Thank you everyone – the fans, the artists… ain't nobody f– with my clique!"


text:
Greetings Beauties!
For those whose skin suffers from summer clogged pores, Dermalogica has a something just for you!
Daily Microfoliant!!! Available from Ulta!!!
This great treat for all skin types is a wonderful addition to your daily nigh time treatments. This rice derived exfoliant is both a physical and chemical exfoliant with wonderful natural botanicals gently sloughs off dead skin which in turn allows new fresh skin to shine through. Use it after your cleanser before your toner by pouring 1/4 tsp of the granules in your hand and mix with water, apply to the skin of the face and neck while gently massaging in circular motions. Rinse and follow with your toner, serum and moisturizer. This treat will help even skin tone and texture while cleansing your clogged and enlarged pores. Get it, use it and love it!!!
Caio Beauties!!!
Tuesday, June 22, 2010
Something You Need !!!
Beauty by UmmAminahHonest at 11:47 AM 0 comments
Labels: dermalogica, facials, hyperpigmentation, skin care
Friday, June 18, 2010
Who's on First?
Salaams and Salutations Beauties!!!
Summer is SOON in FULL swing (its NOT official until the 23rd of this month), but we here in the D/M/V have been feeling it!!
So what does BU have for the summer...hmmm LOTS.
1) Review of MuslimDiva (dot) com (clothing)
2) Review of Overgarments (dot) com
3) Summer looks (oooohhh aaaaahh)
4) Riyaadah Fashion show (July 2010)
5) The Hijabi Project 2010
So get ready beauties.....
B Beautiful,
Umm Amirah
Beauty by Umm Amirah at 10:20 AM 1 comments
Labels: Beauty, blogging beauties, Islamic clothing
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text:
WASHINGTON When it comes to how much money we all need to retire comfortably, it gives us a headache. I just need to say that upfront — before telling you about the latest news that is sure to scare you even more about retirement.
You probably already know that health care is likely to be among your largest expenses. But how much?
In its annual look at medical expenses for retirees, Fidelity Investments said a couple (both 65) retiring in 2013 would probably need $220,000 to cover health care expenses if the husband lives to 82 and the wife to 85, their average life expectancies.
Oh, and in case you're thinking, "Why yes, that makes sense if you add in possible nursing home costs or long-term care expenses" — think again.
The estimate does not include any costs associated with such expenses. It applies to retirees with traditional Medicare insurance coverage.
But there's an upside. The $220,000 is an 8 percent drop from last year's $240,000 estimate.
"These numbers matter because health care-related costs will eat up a good portion of one's savings in retirement, but it seems to be the cost that individuals have the least amount of awareness of," said Brad Kimler, executive vice president of Fidelity Benefits Consulting.
The estimate by Fidelity assumes an individual does not have employer-provided retiree health care coverage. And this assumption is for a good reason: Another report released last year from the Employee Benefit Research Institute found that fewer private-sector employers are offering retiree health benefits. Between 1997 and 2010, the percentage of nonworking retirees older than 65 with retiree health benefits fell from 20 percent to 16 percent.
EBRI says even those employers that are still offering retiree health benefits have made changes to their plans that have raised premiums, tightened eligibility, limited or reduced benefits, or some combination of all these.
"Because employers are under no obligation to provide retiree health benefits, except to current retirees who can prove they were promised a specific benefit, and because (unlike defined benefit pension plans) employers are not under any obligation to pre-fund retiree health benefits, it is likely that employers will continue to make changes to those programs, especially for future retirees," EBRI said.
Fidelity's calculation takes into account deductibles and coinsurance associated with Medicare Part A, which covers hospital care, and Part B, which covers services such as lab tests and doctor services. It also considers the premiums for prescription drug coverage under Medicare Part D and out-of-pocket costs, including services not covered by Medicare.
The estimate does not include other health-related expenses, such as over-the-counter medications, most dental services as well as the cost of long-term care.
Here's how Fidelity's retiree health care cost estimate breaks down:
• 44 percent for Medicare cost-sharing expenses such as copayments, coinsurance and deductibles. This would include the costs of a doctor's office visit or outpatient services and expenses that aren't included in Medicare, such as vision and hearing exams, eyeglasses or hearing aids.
• 33 percent for monthly outlays for Medicare Part B and D premiums, assuming enrollment in the standard Medicare Part D prescription drug coverage. It does not include the higher income-related premiums.
• 23 percent for prescription drug out-of-pocket expenses such as copays and amounts not covered by Medicare Part D.
Medicare generally covers only about 60 percent of the cost of health care services (not including long-term care) for beneficiaries 65 and older, according to EBRI.
You might dismiss the Fidelity survey as self-serving. The company wants your investment business. But regardless of the messenger, the message still remains the same. You have to prepare for health care costs.
Or just don't plan on getting sick.
I was being facetious with the last point. But the fact is one of the reasons there was a decrease in the lifetime health care cost is that people weren't seeking treatment, Fidelity said. "The economic downturn that began in 2008 led to a decrease in utilization of health care services as many Americans were faced with financial challenges," the company said in releasing its data.
Although Fidelity's annual retiree health care cost estimates have been more than $200,000 since 2006, a poll of people ages 55 to 64 found that nearly half of them thought they would only need $50,000 to pay for health care costs in retirement.
"Unlike other needs like housing or food, many drastically underestimate health care costs and therefore don't incorporate it into their overall retirement plan," Kimler said. "These numbers aren't meant to scare people but educate people on the reality so they can take the necessary steps to plan for them while they are still working and saving."
So, you've got some saving to do.
Michelle Singletary welcomes comments and column ideas but cannot offer specific financial advice. Write to her c/o The Washington Post, 1150 15th St. NW, Washington, DC 20071, or email firstname.lastname@example.com.


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Silk Road/Trading Goods & Currency Lesson Plan
3. Strategies & Procedures
Engage (Motivation) and Explore
Setting the Context:
Ask students if they have ever traded or bartered anything before (e.g. a shirt, baseball cards, candy, etc) for something that they wanted from someone (e.g. baseball cap, stamps, stickers, etc.)
Compared to today, where items can be ordered and shipped within hours across the world, during the ancient times of China goods traveled much slower and trade was a long and dangerous process.
Routes or paths of travel were created from city to city; goods were never directly moved from one place to the next. Instead, they passed through many hands and often changed shape or form along the way.
A silk robe reaching the west side of Europe might have started out as silk fibers and threads on the easternmost side of China. At yet another post, it would be dyed with rich color. From there, it would have traveled to another trading post where it would have been woven into silk cloth. Finally, it would reach a final destination where it could be cut and sewn into an article of clothing such as a robe.
As items changed hands, they were exchanged from the producer or carrier of the goods to someone else in return for either money or another item that the merchant wanted.
Explain the difference between bartering and trading. (Using objects v. using money)
Describe some of the objects traded along the Silk Road.
Coming from the west: grapes, onions, salt, spices, horses, wool/woven rugs, nuts, wine
Coming from the east: camels, chrysanthemums, literature, music, ceramics, silk, tea
Leading into the Activity:
Describe currency and the different types of coins, such as the evolution of Chinese currency from using livestock and cowry shells to the use of coins.
Note the dangers that merchants experienced along the Silk Road as they traveled.
Note the benefit of using coins (easier to take with them). Camels were better as beasts of burden as they could carry heavier objects and last longer with less food or water.
Describe the shape of the cast round coin (2 different—one with a round center and one with a square)
The coin with the square center represented the common belief system of the universe: the round outside of the coin = heaven; the square rim inside = earth
Practical use of the coin with a hole in the center was to be strung along a leather cord, tied to belts. Easier to count as they were grouped by 100's and easier to carry.
Chinese coins were cast in Bronze.
Lesson Plan Part I
Students will have two sessions to create a large version of an ancient Chinese coin.
Each student will have the opportunity to pick and choose from a variety of coin designs used during the different dynasties that participated in trade along the Silk Road. Once students have chosen their designs, they may begin to sketch them out onto the cardboard disks. Students will then apply "puffy paint" over their sketches of the Chinese characters on their coins. After drying, the students will use sponge brushes to paint the surface of the coins to make them look aged and weathered.
Day One:
Each student will receive one cardboard disk.
Students will write names on back of cardboard disks.
Students will choose a coin/characters from examples on handouts.
Students will sketch Chinese characters onto front of cardboard disks.
Students will share "puffy paint" (one per two students) and trace over their sketched characters to make them three-dimensional.
Students will also paint the "rims" of the coins.
Students will set projects aside to let paint dry.
Day Two:
Each student will receive a tray to share with a partner containing blue, green, gold, and bronze paint.
Each student will use a sponge brush to apply paint to surface of coin.
Students may choose to use a small paintbrush to touch up areas of coin,
Students will set coins aside and let dry overnight.
Lesson Plan Part II
Review Material from last week- (test for K-W-L)
Bartering v. trading
Why is the route called the Silk Road?
Introduce items that were traded along the route
Items coming from the west: wine, grapes, salt, spices/pepper, nuts, horses (northwest), wool/woven textiles
Items coming from the east: silk, tea, chrysanthemums, paper, camels (Chinese used as beasts of burden), ceramics (such as Ju-ware)
Have 10 students come to front of room to act out trading of silk along the Silk Road
Student 1: Producer A of silk thread from silkworms
Student 2: Merchant A traveling from Eastern China with silk threads
Student 3: Trading Post/Bazaar buyer/seller B
Student 4: Producer B of silk cloth
Student 5: Merchant B traveling from Western China trading post with silk cloth
Student 6: Trading Post/Bazaar buyer/seller C
Student 7: Producer C of dyed silk cloth
Student 8: Merchant C traveling with dyed silk cloth
Student 9: Trading Post/Bazaar buyer/seller D
Student 10: Producer D of silk robe
Studio Activity
Show finished example of coin
Point out to students that blending all of these colors together makes the coin look more aged and weathered.
Show students how to apply paint by sponge brushing or "dabbing" the paint from the paper plate onto the top of the coin.
Remind students to keep paint off of their clothing and the tables.
When students are finished painting, instruct them to place their coins carefully onto the trays to allow for drying time.
Students can wash paint off hands with soap and water.
Follow Up
Have students come to the Allen Memorial Art Museum for a Silk Road Tour!
Continue to:
4. Assessment & Closure
Examples of students' coins after applying and blending acrylic paints with sponge brushes.
Students practice writing Chinese characters before drawing them onto their cardboard coins.
Eastwood second graders begin painting their coins.


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Posts Tagged 'open government'
Government - Written Monday, June 21, 2010 by Thomas Gegenhuber - 6 Comments
Open Government: It's all about timing.
Open Government is a growing field. The Obama Administration is taking the lead in the attempt to harness the wisdom of the crowd. But small cities like the City of Manor are shining with new innovations. All around the world, governments of all levels (local, provincial, federal) have started several promising initiatives–far too many to list here. In a few years, challenges and prizes, Open Data, government JAMs and other instruments of policy generation through crowdsourcing will be common.
When should we start? Continue…


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Tuesday, June 14, 2011
Cinnamon Pull-Apart Bread
Is there a self-respecting food blogger out there who has not yet tried Joy the Baker's fabulous cinnamon sugar pull-apart bread? Not here in Estonia, I suspect - this cinnamon bread has popped up on pretty much every Estonian blog on my reading list :) I've made it thrice myself, and love it. I've used three different dough recipes - my cinnamon roll recipe, my korvapuusti dough recipe and finally slightly adapted version of Joy's recipe. The last one was the winner for this particular one :) I've simplified the process considerably, however. I'm quite experienced in making and comfortable with using sweet yeast dough and I would say the complicated dough-making process involving several steps described by Joy isn't simply justified. It's a simple pastry, the fabulousness of it is in the way it's shaped, and not in the way the dough is made.
Special thanks to Jaanika (blogging @ Maitse asi) who came up with an excellent Estonian name for this type of bread!
It's best on the day it's made (and probably won't last much longer anyway), but you can wrap it in a clingfilm and keep it for up to two days at the room temperature.
Cinnamon Sugar Pull-Apart Bread
Makes 1 loaf
360 g plain flour (600 ml)
4 Tbsp caster sugar
1 packet of instant dry yeast (11-12 g)*
0.5 tsp salt
125 g (125 ml or half a cup) milk
50 g butter, softened
2 large eggs
1 tsp vanilla extract
200 g caster sugar
2 tsp ground cinnamon
0.5 tsp ground nutmeg
50 g butter, melted
* Note that I've used instant yeast that can be simply mixed with dry ingredients. If you're using active dry yeast, you need to activate and proof it first.
In your mixing bowl, combine flour, sugar, instant yeast and salt.
Break the eggs into a small bowl. Heat the butter and milk in a small saucepan until the butter has melted. Cool a little, then whisk in the eggs. Pour into the dry ingredients and stir and knean, until combined and the dough breaks loose from the sides of the bowl. (If it's too dry, add a spoonful of milk; if too sticky, add a spoonful of flour).
Cover the dough with a clean kitchen towel and leave to rise until doubled in side in a warm draught-free room. (Or, if you prefer, let rise for about an hour at the room temperature, then transfer into your fridge overnight. Then you can quickly and easily bake warm cinnamon sugar pull-apart bread for breakfast).
Mix the sugar, cinnamon and nutmeg for the filling in a small bowl. Melt the butter (you can brown it a little, if you prefer the flavour).
Take a loaf tin (mine was 22x12x7 cm), butter it generously or line with a parchment paper.
On a lightly floured surface, roll the yeast dough into a rectangle about 30x50 cm. Brush the surface with melted butter and sprinkle the cinnamon sugar evenly on top.
Cut vertically into six even strips. Gently lift them on top of each other, then cut into six square towers again.
Place these, side down, into the loaf tin. Cover with a kitchen towel and leave to rise for 30-45 minutes.
Bake in a preheated 200 C/400 F oven for 30-35 minutes, until dark golden brown on top (just golden brown isn't enough - the bread will be still slightly under-baked inside then).
Remove from the oven, leave to cool in the tin for 20-30 minutes. Remove from the tin and serve, letting everybody pull a slice of delicious cinnamon bread :)
2 comments:
- Saee Koranne-Khandekar said...
Turns out I'm not very self-respecting, then, because I haven't made this! I'm off to check my pantry for cinnamon! Looks lovely!
- 3:03 pm, June 14, 2011
- Hovkonditorn said...
This looks so yummy :)
- 5:43 am, July 27, 2011
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STRICT ENFORCEMENT OF DWI & SPEED LAWS PLANNED BY STATE AND LOCAL OFFICERS OVER JULY 4th HOLIDAY TRAVEL PERIODJuly 01, 2013
OVER JULY 4th HOLIDAY TRAVEL PERIOD
State, city and county law enforcement officers are reminding motorists to take the necessary safety precautions for the upcoming holiday travel period.
The Fourth of July holiday weekend is one of the busiest travel periods for motorists as thousands of drivers head out on the roadways and interstate highways.
Beginning June 28th and continuing through the following two weeks, officers will work to minimize the risk of fatalities by the strict enforcement of two of the most common traffic violations associated with fatal traffic crashes, driving while impaired and speeding.
Sobriety checkpoints and speed patrols will be a top priority for law enforcement statewide.
"Troopers will be aggressively enforcing the targeted laws during the upcoming holiday period," said Colonel Stan Witt, Director of the Arkansas State Police and Governor's Highway Safety Representative. "Please drive safely, follow the speed limit and don't drink and drive."
Drinking and driving is a deadly combination and law enforcement officials are stressing the importance of designating a sober driver and refusing to ride with anyone who has been drinking.
"Speeding greatly reduces a driver's ability to steer safely around another vehicle, a hazardous object or an unexpected curve. Speeding and impaired drivers put themselves, their passengers and other drivers at tremendous risk," says Colonel Witt.
While death and injury are of course the most serious of possible consequences of drunk driving, there are other negative considerations that can affect lives for many years, including loss of a drivers license, vehicle impoundment, jail time, lawyer fees, court costs and insurance hikes, just to name a few.
"All drivers should be on notice that a violation of these laws can be life changing." said Colonel Witt. "Remember, 'Drive Sober or Get Pulled Over' and 'Obey the Sign, or Pay the Fine'."
For more information, log onto www.TrafficSafetyMarketing.gov or call the Arkansas Highway Safety Office at (501) 618-8133.


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Renault Sport Offers
Megane Sport
Megane R.S.
- 4CONTROL 4-wheel steering
- MULTI-SENSE with R.S. Drive
- R.S. Vision Lighting
- Integrated 8.7" touchscreen with R.S. Monitor
- Launch Control*
- 19" alloy wheels
- Available in Sport and Cup chassis
- Available in Auto EDC or Manual Transmission
- R.S. Inspired Red & Black embrodery on steering wheel
- Aluminium accelerator and brake pedals
†5 year unlimited km warranty applies to all new Renault passenger vehicles ordered after 01.05.19, except Clio R.S. Demonstrator vehicles receive balance of new vehicle warranty
^Refer to http://www.renault.com.au/ownership/servicing/capped-price-servicing for information regarding the capped price servicing of these vehicles.
Renault Cars are Backed By:
- Capped maintenance costs for the first three scheduled maintenance services
- Covers genuine Renault parts, lubricants and labour for these services
- The certainty of knowing the maximum you'll pay for these services
- 24 hours a day, 365 days a year
- Covers all of Australia
- Includes breakdowns, flat tyres, running out of fuel and more
- First European Car manufacturer to offer such a comprehensive warranty
- No Limit on kilometres travelled
- The reliability of over 100 years of Renault experience
†3 years unlimited km warranty applies to all new Renault passenger vehicles. Demonstrator vehicles receive balance of new vehicle warranty.
◊Roadside Assistance terms and conditions apply. Call our Customer Service Team on 1800 009 008 or view the Terms and Conditions statement at www.renault.com.au/drivingpeaceofmind for details. For vehicles purchased from 1st January 2018 – Complimentary 12 months 24/7 Roadside Assist when you purchase a Renault vehicle (balance of 12 months for demonstrator vehicles). Further complimentary 12 month periods of Roadside Assist will be given from the date of each scheduled maintenance service at a participating authorised Renault dealer within 4 years of purchase (within 4 years from registration for demonstrator vehicles). For vehicles purchased prior to 31st December 2017 – Roadside Assistance is applicable for the period of the new vehicle warranty.
^Refer to http://www.renault.com.au/ownership/servicing/capped-price-servicing for information regarding the capped price servicing of these vehicles.


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Reporting for corporate officers
Corporate officers include the president, vice president, secretary, treasurer and any other executive officers who are elected or appointed and designated in minutes of the corporation. BWC considers corporate officers employees of the corporation, and they are covered under the workers' compensation policy. Report the payroll of corporate officers under the manual classification that appropriately describes their duties.
Minimum and maximum payroll reporting requirements
Corporate officers who are active in the organization must report actual wages subject to the minimum and maximum requirement (see table below). Minimum & maximum amounts will change each policy year. Section 125 cafeteria plan deductions must be deducted PRIOR to calculating the reportable amount.
|Minimum reportable wages per person per week
|Maximum reportable wages per person per week
|July 1, 2019 - June 30, 2020
|July 1, 2018 - June 30, 2019
|July 1, 2017 - June 30, 2018
|July 1, 2016 - June 30, 2017
|Jan. 1, 2015 - June 30, 2016
Nonprofit Entities
If the corporation is nonprofit, the executive director will be considered a corporate officer. A person who volunteers his or her services as a corporate officer to a nonprofit entity will not be considered an employee for workers' compensation purposes.
S Corporation - Reasonable Wages for Officers
Corporate officers of Subchapter S corporations must report a reasonable wage for the services they perform. If the regular earnings do not constitute a reasonable wage for the services performed, then his/her portion of ordinary income from Federal Income Tax Form 1120S Schedule K-1 (less section 179 depreciation deduction) is to be included to establish a reasonable wage up to the maximum. Net losses are not to be deducted. Ordinary income should be estimated if tax returns are not completed.
Active Corporate Officers
BWC does not consider any minimum number of hours worked as a threshold to making its determination of what constitutes active; any amount of work by the executive officer makes him/her active and subject to the min/max reporting regardless of pay received. Active as used by BWC considers decision making that affects the day to day operations of the business. As used here, day to day operations does not require daily nor any minimum time requirement.
Officers of Multiple Corporations
When an active corporate officer receives wages from more than one BWC policy, he/she is subject to the minimum-maximum reporting requirements for each policy. However, if wages are paid out of only one company, the officer is subject to just the minimum-maximum reporting requirements under that single policy. The officer must report to the classification applicable to the duties performed for all the corporations for which he/she is active.
Board of Directors
Board members of private corporations are not reportable, even when a W-2 is issued for those services. If the board member is also an officer and meets the criteria for an active officer, the wages are reportable.
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Florida A&M University Textbooks > Interpersonal Communication
Interpersonal Communication 8th edition
Publisher:Wadsworth Publishing
Renting Options
Own it? Sell it back
FAMU grad launches online boutique
Serenity a nearby second home for some
FAMU's 'historic' season comes to a close
Georgia Tech stings FAMU in NCAA Regional
FAMU aims to make studying abroad affordable
Hangar 38 grand opening Saturday
Crystal 19' Health Fair to provide health awareness for all students
Publisher:Wadsworth Publishing
Own it? Sell it back
Employers can list job opportunities for studentsPost a Job
Housing Providers can list available housingPost Housing
Post your own housing listing on Uloop and have students reach out to you!


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Don't have an account? Create An Account
For agents interested in participating on SRX, please contact us at +65 6635 3388 or write to us at email@example.com
Property Name: Lattice One
Property Type: Apartment
Asking: $1,488,000
PSF: $1,771 psf (Built-up)
Built Year: 2022
Developer: Tee Land Limited
Address: 3 Seraya Crescent (575872)
District: D20 - Ang Mo Kio / Bishan / Thomson
Bedrooms: 3
Bathrooms: 2
Furnish: Partially Furnished
Area: 840 sqft (Built-up)
Land Tenure: FREEHOLD
No. of Units: 48
Note: Total Debt Servicing Ratio (TDSR) cannot exceed 60% of your net income. Calculations are done at 3.5% Interest Rate.
License No.: L3008899K
Thank you for your message. The agent will be informed of your request.


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Sales of 50cc scooters rose by 11% in January, fuelled by motorists trying to deal with record petrol prices by switching to frugal two-wheelers. Peugeot's 100 mpg V-Clic topped the sales charts for the first month of 2011 and Richard Davies of Peugeot Scooters UK is in no doubt that the economy is the driving factor
"We are receiving consistent reports from our dealer network that the main motivation for buying a scooters is now to save money on petrol. Two-car families are changing their transport options to a car and a scooter instead."
Soaring fuel prices were among the key reasons behind inflation's sharp rise in December; a gallon of unleaded costs 75 pence more than it did a year ago – an increase of 15%. That means an average tank of 50 litres (11 gallons) costs £8.25 more to fill than in January 2010.
Peugeot calculate that switching from a car to a scooter for the daily commute could save hard-pressed motorists hundreds of pounds in the first 12 months. Cars over six years old are driven 6000 miles a year on average, costing their owners £970 for petrol (at 36mpg). It would cost £350 for the Peugeot V-Clic to cover the same distance, a saving of £620. Currently on special offer, a scooter like the V-Clic could effectively pay for itself in fuel savings in the space of 18 months. Other savings would include Road tax (VED), which is £15 for scooters under 150cc, compared to £125 for a petrol engined car in band F.


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A walk through the UAF Cold Preserve
Campus features 1,100 acres of arctic nature
It's mid-February, 118 miles from the Arctic Circle. Time for a walk to work.
The trail through the boreal forest is right outside my door. The North Campus of the University of Alaska Fairbanks is 1,100 acres of spruce trees, ski trails, two lakes, an exotic tree plantation and a few dozen subtle research projects. Some are humming, twirling, measuring. Others are stained by leaf litter, falling back to the soil.
On a campus of about 2,250 acres, only 10 percent is roads, parking lots and clusters of buildings. My office - and destination - is in one of these developed areas called West Ridge. A north-facing window there provides a view of the same forest I see looking south from the kitchen table. The North Campus is quiet enough that if I see any creature except a raven during a morning commute, it's a surprise.
Some days, like this one, are cold enough that I walk in rather than ski. A trail designated for dog walking offers the straightest line, just more than one mile.
The dog-trail network consists of a few loops through the heart of the North Campus area. In winter, boots and paws press a path one foot wide in the snow. In summer, the trail is spongy and wet. The permafrost beneath the Labrador tea and tamarack holds surface water like a plastic liner. Wetness, and the mosquito habitat it fosters, keeps people out in the summertime.
Today the mosquitoes are sleeping beneath 20 inches of snow. But their time is coming. Now arcing four fingers (13.5 degrees) above the horizon, the sun reaches through spruce tops for a butterfly kiss to the cheek.
Squeaking down the path of new snow, I turn onto a spur trail broken by someone on snowshoes. Though I traveled it two days ago with my dog, a spiky three inches have fallen since then. The snow makes a hollow sound as the trail suspends me a foot above frozen tussock tundra.
After their seeds helicoptered down on a forgotten wind, a few forehead-high black spruce pioneered here amid the tussocks. Some of these trees, thin as broomsticks, were alive when UAF was established in 1917.
After the path through shadowed forest, the open landscape is jarring for both its brightness and its slap of biting air. I like this ephemeral path because the snowshoer walked right through what I call the UAF Cold Preserve. On topographic maps, this bald wedge of tundra looks on topographic maps like a white splotch of frostbite on your cheek.
For the last decade, Japanese scientists doing research at the International Arctic Research Center have used instruments here to sniff for carbon dioxide, methane and other greenhouse gases. Their 20-foot tower also holds four thermometers at different heights. Whether by design or chance, they have placed their instruments in the mouth of the cold drainage, where dense air oozes from the surrounding forest onto the white deck of Smith Lake.
This morning in the UAF Cold Preserve, at nose level, it is minus 27 degrees Fahrenheit. A few weeks ago, it was minus 45 degrees here.
This windless pool shows the unique upside-down atmosphere at the junction of the Chena and Tanana river valleys. Because of the box created by local hills and so little sunlight to stir the air, severe temperature inversions settle in here until wind or warmer weather kicks them out.
The scientific proof of the temperature inversion reveals itself at the end of my walk. When I reach work and step out of my down clothes, I click to my bookmarked online thermometers. At the same time the Cold Preserve was minus 27, air at the top of the Elvey Building, 200 feet higher, was minus 5.
(Since the late 1970s, the University of Alaska Fairbanks' Geophysical Institute has provided this column free in cooperation with the UAF research community. Ned Rozell is a science writer for the Geophysical Institute.)


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During minicamp earlier this month, the thought process was that the Pittsburgh Steelers, as is generally their modus operandi, would bring rookie outside linebacker Jarvis Jones along slowly.
However, according to Len Pasquarelli, writing for the National Football Post on Sunday, the rookie might overtake fourth-year pro Jason Worilds for the starting gig on the right side of the 3-4 defense.
Jones is unlike most Steelers defensive rookies in that he already is familiar with playing linebacker, while most of the Steelers' recent draft picks were moved from defensive end to linebacker for the first time. Think LaMarr Woodley.
"(Jones) has got (linebacker) instincts," Steelers defensive coordinator Dick LeBeau said. "You don't have to (wean) him off the end stuff."
Any player learning the outside linebacker position will say the most difficult part is in mastering coverage instincts. If LeBeau already sees progress from the rookie, as Jones learns the rest of the defensive calls, it reasons that one of the greatest defensive minds in NFL history wouldn't hesitate to push the more talented player into the rotation quickly.
Follow Kevin Patra on Twitter @kpatra.


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