text: 25 Mar 2013 03:00 Air Seychelles, the national airline of the Republic of Seychelles, today commenced services to Hong Kong. Air Seychelles' flight HM86 departed Mahe International Airport at 3.40pm Seychelles time yesterday and touched down at Hong Kong International Airport at 8.40am today after a brief transit stop at Abu Dhabi International Airport. The brightly coloured Air Seychelles' Airbus A330-200 aircraft was farewelled at Mahe International Airport by a traditional Chinese Lion Dance and welcomed on arrival at Abu Dhabi and Hong Kong by water cannon salutes. Today's inaugural flight was the first of three weekly services between the Seychelles and Hong Kong, operated with equity and codeshare partner, Etihad Airways. On board today's flight was a delegation of senior government officials from the Republic of the Seychelles, the People's Republic of China, and senior executives from both airlines. Cramer Ball, Air Seychelles Chief Executive Officer said: "The launch of services to Hong Kong is a momentous occasion for Air Seychelles, capping a remarkable year in which we returned to profitability. "Through our partnership with Etihad Airways we have been able to transform our business and make improvements that we could not have achieved independently. "We have responded to demand from our affluent leisure and tourism guests, and introduced a new international inflight product with fully flat beds and restaurant-quality food and beverage service. We now offer a business class experience, which is world-class, to rival any airline. "With our special blend of Seychellois hospitality and unique Creole warmth your holiday begins as soon as you step on board. "Guests travelling between Hong Kong and the Seychelles will remain on the same aircraft and keep the same seat for both legs of the journey, allowing a seamless journey through Abu Dhabi. "Our new services offer an attractive new proposition for anyone wishing to visit the Seychelles, which last year won the Island Holiday Destination of the year in 2012 from the China Travel Industry Awards, and we are confident that demand for our services will grow. "The new services also offer travellers from Hong Kong and nearby southern China the added benefit of seamless onward connections at Abu Dhabi to more than 20 destinations on Etihad Airways' Europe, Africa, the GCC and Middle East network," Mr Ball added. His Excellency Joel Morgan, Seychelles Minister for Home Affairs and Transport and Air Seychelles' Chairman said: "We are particularly excited about Air Seychelles' new services as visitor arrivals from China have been doubling each year for the past three years, and 2013 is on track to continue the trend. "We worked hard to make sure the necessary air service agreements were in place to support Air Seychelles' expansion plans and cater for the growing demand from Asia. The agreements include the flexibility for codeshare agreements with other airlines. In the past two years, we have modernised our bilateral with China and Singapore, and concluded new ones with Hong Kong and South Korea. We will add more in 2013. "Air Seychelles' new services to Hong Kong will have a substantive economic impact for Seychelles. As one of the world's leading financial and commercial hubs, we expect to see not only a boost in visitor arrivals from Hong Kong, but also an expansion in trade and commercial activity." Mr Ball thanked the Seychelles Government and Civil Aviation Authority and the Hong Kong Government and its Civil Aviation Authority for their support to enable the commencement of services to Hong Kong. Air Seychelles flight HM86 operates on Tuesday, Thursday and Sunday, departing from Seychelles at 3.40pm, and arriving in Hong Kong the next morning at 9:40am. On the return, flight HM 087 departs Hong Kong at 6:55pm on Monday, Wednesday and Friday, arriving in Seychelles at 6:35am. All times are local. The Air Seychelles' Airbus A330-200 can carry 254 passengers with 18 seats in business class and 236 in economy class. Contact met Etihad Als wereldwijd opererende luchtvaartmaatschappij hebben wij natuurlijk overal ter wereld vestigingen. Lees hoe u contact kunt opnemen met uw dichtstbijzijnde Etihad-kantoor. Bekijk onze contactgegevens Feedback Als u een opmerking, compliment of klacht wilt doorgeven, of een vraag wilt stellen, klik dan hier Vind ons leuk Bezoek onze Facebookpagina! Bekijk ons Bekijk ons YouTube-kanaal! Volg ons Etihad Airways | Etihad Aanbiedingen | Etihad Help | Etihad Rewards


text:
BOSTON, Oct. 23, 2013 /PRNewswire/ -- InspireMD, Inc. (NYSE MKT: NSPR) ("InspireMD" or the "Company"), a leader in embolic protection stents, announced today that it will ring the Opening Bell at the New York Stock Exchange on Thursday, October 24, 2013 at 9:30 a.m. ET.
Representing the Company, Alan Milinazzo, Chief Executive Officer, and Craig Shore, Chief Financial Officer, will be joined by members of the InspireMD management team to ring the Opening Bell.
"We look forward to ringing the Opening Bell at the New York Stock Exchange as we celebrate the progress made by the Company over the past year," said Alan Milinazzo, Chief Executive Officer of InspireMD. "Over the next year, we are looking forward to several exciting milestones within our clinical and product development programs, as well as for our commercialization operations. This includes the announcement next week of 12-month follow-up data for the MASTER trial in San Francisco at the Transcatheter Cardiovascular Therapeutics (TCT) Conference on October 29th."
A live webcast of the NYSE Opening Bell Ceremony will be available online at:
A replay of the NYSE Opening Bell Ceremony and photos from the event will be available at:
www.Inspire-MD.com or https://exchanges.nyx.com/new-york-stock-exchange-0.
About InspireMD, Inc.
InspireMD seeks to utilize its proprietary MGuard™ technology to make its products the industry standard for embolic protection stents and to provide a superior solution to the key clinical issues of current stenting in patients with a high risk of distal embolization, no reflow and major adverse cardiac events.
InspireMD intends to pursue applications of this technology in coronary, carotid and peripheral artery procedures. InspireMD's common stock is quoted on the NYSE MKT under the ticker symbol NSPR.
MGuard™ EPS is CE Mark approved. It is not approved for sale in the U.S. by the FDA at this time.
Investor Contacts:
Todd Fromer / Garth Russell
KCSA Strategic Communications
Phone: 212-896-1215 / 212-896-1250
Email: firstname.lastname@example.com / email@example.com
Media Contacts:
Lewis Goldberg / Samantha Wolf
KCSA Strategic Communications
Phone: 212-896-1216 / 212-896-1220
Email: firstname.lastname@example.com / firstname.lastname@example.com
|SOURCE InspireMD
Copyright©2012 PR Newswire.
All rights reserved

subset: commoncrawl


text:
HiDPI and Retina support now available for Adobe Illustrator CS6
The Illustrator team is happy to announce support for HiDPI and Retina display support for Illustrator CS6 customers. This update is available to all Illustrator CS6 customers, both Creative Cloud members as well as owners of perpetual products.
With this update, customers can see more detail in images, text, and in the Illustrator user interface when working on high-resolution displays, including the new Retina display available on MacBook Pro. The HiDPI feature in Illustrator is currently only available on Mac OS. It is expected to be available in the future on additional operating systems.
To access HiDPI/Retina support, open Illustrator CS6 and from the main menu select Help > Updates, and choose Update from the Updates dialog. Here's how the Illustrator update is shown in Adobe Application Manager:
Find out more about this and many other updates coming to Adobe Creative Cloud. Watch the Create Now Live event on line that kicks off Tuesday, Dec. 11, at 10 AM PT. Tune in here.


text:
What you're about to read is real.
Bryant McKinnie is the target of a lawsuit that contends the Baltimore Ravens offensive lineman owes $375,000 for services accumulated at South Florida strip clubs between February 2009 and September 2010.
NBCMiami.com reported that Charles "Pop" Young, the father of rapper Trick Daddy, filed the lawsuit in Miami-Dade Circuit Court on Monday afternoon.
According to the suit, McKinnie agreed to square up with Young, even signing a promissory note. Young said McKinnie hasn't paid any of it. Young is seeking to recover the money plus interest, as well as his costs.
This hasn't been a great stretch financially for McKinnie, who agreed to a $1 million paycut from $3.2 million to $2.2 million to stay with the Ravens this summer. He's eligible to get the $1 million back if he plays in 50 percent of Baltimore's snaps, but he has spent the season on the bench behind Michael Oher.
Relive every game this season online and on-demand with enhanced viewing features, including the "All-22" coaches film. Get NFL Game Rewind.
(Feel free to connect the dots there.)
The Baltimore Sun reported in September that McKinnie's wages are being garnished this year as he repays Pro Player Funding for a loan he took out during the 2011 NFL lockout. He entered the season owing the company more than $4.5 million.
Meanwhile, the Trick Daddy camp is silent ... for now.
UPDATE: McKinnie denies the lawsuit in an interview with The Baltimore Sun, telling the paper: "What strip club gives you a $375,000 tab. It just sounds stupid to me. I've never heard of this in my life. This is bogus to me."
Follow Dan Hanzus on Twitter @danhanzus.


text:
D-ring Detail Dreamscape Dot Silk Jacquard Skinny Scarf
All orders will be fulfilled by Burberry Limited and shipped from the UK. When you place your order, you accept Burberry's Terms and Conditions and confirm that you have read our Privacy Policy.
Size Guide
Use the Size Guide to choose the best fit for your measurements.
In this window, you can find out the shipping and returns options for the selected item.
In this window, you can contact customer service for further assistance.
- A silk skinny scarf in a coastal dreamscape jacquard, a pattern collaged together from a collection of antique etchings, and a dot jacquard on the reverse, weighted with a trench-inspired D-ring fastening.
- 130 x 6cm/51.2 x 2.4in
- 100% silk
- Specialist dry clean
- Made in Italy
Item 80067911


text:
Looper (2012)
Joe: Then I saw it. I saw a mom who would die for her son. A man who would kill for his wife. A boy, angry and alone. Laid out in front of him, the bad path. I saw it. And the path was a circle. Round and round. So I changed it.
Abe: [Joe has been teaching himself French] Why the fuck French?
Joe: I'm going to France.
Abe: You should go to China.
Joe: I'm going to France.
Abe: I'm from the future. You should go to China.
[first lines]
Joe: Time travel has not yet been invented. But thirty years from now, it will have been. It will be instantly outlawed, used only in secret by the largest criminal organizations. It's nearly impossible to dispose of a body in the future... I'm told. Tagging techniques, whatnot. So when these criminal organizations in the future need someone gone, they use specialized assassins in our present called "loopers." And so, my employers in the future nab the target, they zap him back to me, their looper. He appears, hands tied and head sacked, and I do the necessaries. Collect my silver. So the target is vanished from the future, and I've just disposed of a body that technically does not exist. Clean.
Joe: There's a reason we're called loopers. When we sign up for this job, taking out the future's garbage, we also agree to a very specific proviso. Time travel in the future is so illegal, that when our employers want to close our contracts, they'll also want to erase any trace of their relationship with us ever existing. So if we're still alive 30 years from now, they'll find our older self, zap him back to us, and we'll kill him like any other job. This is called closing your loop. Eh, you get a golden payday, you get a handshake, and you get released from your contract. Enjoy the next 30 years. This job doesn't tend to attract the most forward-thinking people.
Abe: This time travel crap, just fries your brain like a egg...
Sara: This is a Remington 870. One blast could cut you the fuck in half.
Joe: In half. Yeah, that's telling. You're holding a gun, I say I'm not afraid, so you describe the gun to me. It's not the gun I'm not afraid of.
Older Joe: I don't want to talk about time travel because if we start talking about it then we're going to be here all day talking about it, making diagrams with straws.
Older Joe: How's your French coming?
Joe: Good. You gonna tell me I ought to be learning Mandarin?
Older Joe: I never regretted learning French.
[in French]
Older Joe: I know you have a gun between your legs.
[in English]
Older Joe: No? Well, you'll get it eventually. Obviously.
Joe: All right, listen. This is a hard situation for you, but we both know how this has to go down. I can't let you walk away from this diner alive. This is my life now. I earned it. You had yours already. So why don't you do what old man do and die? Get the fuck out of my way.
Older Joe: Why don't you just take out your little gun from between your legs and do it? Boy.
Older Joe: This is a piece of indentifying information on the Rainmaker. He's here. He lives here now. In this county. And I'm gonna use this to find him. And I'm gonna kill him. I'm gonna stop him from killing my wife.
Joe: Fuck you. And your wife. None of this concerns me.
Older Joe: This is gonna happen...
Joe: It happened to you. It doesn't have to happen to me. You got a picture right there in my watch? Let me see. Show me the picture. As soon as I see her, I walk away. I'll fucking marry someone else. Promise. So when I see that picture, that fog inside your brain should just swallow up all the memories, right? She'll be gone. If you give her up, she'll be safe.
Older Joe: Give her up?
Joe: Yeah, give her up. You're the one who got her killed. She never meets you, she's safe.
Older Joe: You don't understand. We don't have to give her up. I'm not gonna give her up. I'm gonna save her.
Joe: [to Old Joe] Your face looks backwards.
Older Joe: My memory's cloudy. It's a cloud. Because my memories aren't really memories. They're just one possible eventuality now. And they grow clearer or cloudier as they become more are less likely. But then they get to the present moment, and they're instantly clear again. I can remember what you do after you do it. And it hurts.
Joe: So even when we're apart, you can remember what I do after?
Older Joe: Yes, but this is a precise description of a fuzzy mechanism. It's messy.
Abe: My great-grandfather told my grandfather, "Men are like spiders. It's the little ones you've got to be careful of."
Joe: Don't know I agree with that.
Abe: Yeah? Huh. What the fuck did my great-grandfather know?
Kid Blue: [Waving his gun] Know why they call that peashooter of yours blunderbuss? Because it's impossible to hit anything farther than 15 yards. Impossible to miss anything closer. It's a gun for fuck-up turkeys.
Sara: [points her gun at the sugar cane field] Listen up, fucker! I have shot and buried three vagrants in the past year! So I don't care what hobo sob story you've got. I get a dozen a week, pal. It cuts no cash for me. But if you show your face here again, I will cut you the fuck in half!
Older Joe: You know, there's another girl who works here on the weekends.
Joe: Jen?
Older Joe: Right. Less letters.
Joe: That'd be better.
[from trailer]
Joe: Loopers are well paid, they lead a good life...
Abe: Ask yourself: who would I sacrifice for what's MINE?
[from trailer]
Older Joe: I'm going to stop this guy.
Joe: None of this concerns me...
Older Joe: It is going to happen to you!
Joe: It's going to happen to YOU, it's not going to happen to ME!
Cid: You're a liar, you're gonna get killed 'cuz you won't stop lying.
[from trailer]
Older Joe: [to his younger self] He's gonna take everything YOU got, and everything I got!
Abe: I guess everything comes back around. Like your goddamn ties.
Joe: Time travel hasn't been invented yet, but in thirty years, it will have been. It's gonna be used by these big criminal syndicates...
Sara: You're a looper?
Joe: Kid, cut it out. Don't blow your other foot off.
[from trailer]
Joe: I work as a specialized assassin, in an outfit called the Loopers. When my organization from the future wants someone to die, they zap them back to me and I eliminate the target from the future. The only rule is: never let your target escape... even if your target is you.
[from trailer]
Joe: [to his clients] I'm gonna fix this! I'm gonna find him, and I'm gonna kill him!
[from trailer]
Sara: You're going to kill this guy, your own self?
Older Joe: The Rainmaker came out of nowhere and in the span of six months took total control of the five major syndicates.
Joe: That would take an army.
Older Joe: But he didn't have an army. Legend is he did it alone.


text:
Zagato Alfa Romeo Centenary TZ3 Corsa
Zagato is celebrating its long term links with Alfa Romeo during the marque's centenary year by crafting a modern interpretation of the classic Alfa TZ and TZ2 racing cars of the 1960s. Like the originals, the cutting edge TZ3 is designed to minimize weight yet use the most powerful drive-train possible, so the 1960s aluminum tubular frame has been replaced by a carbon fiber monocoque with hand-crafted aluminum panels and in place of the original four cylinder engine is an 8C Competizone 4.2 liter V8. The final equation is 420 bhp pushing a curb weight of 850 kg for a 0-100 kmh in 3.5 seconds and a top speed of 300 kmh… and good looks and wicked roadholding.


text:
Delta Gamma ~ ΔΓ
Open Motto: "Do Good.
Mascot: Hannah Doll
Symbol: Anchor
Colors: Bronze, Pink and Blue
Flower: The Delta Gamma Cream Colored Rose
Delta Gamma was founded in Oxford, Mississippi at Lewis School for Girls, located near the University of Mississippi. Anna Boyd Ellington, Eva Webb Dodd, and Mary Comfort Leonard founded the women's fraternity in December 1873. They started the fraternity to provide encouragement to each other and others and to facilitate intellectual growth.
On the official Delta Gamma website they note that it is one of the oldest sororities and because of that they have had the opportunity for many firsts such as:
- first women's fraternity to employ a full-time staff member to address the health and wellness needs of its members
- first women's fraternity to incorporate a foundation in 1951
- first to build an international headquarters specifically for that purpose
- first to have seminars and house corporations
- first to have an archivist handling historical materials at the international headquarters
- first to receive recognition from the American Academy of Opthalmology for Distinguished Public Service
- first to establish challenge grants in values and ethics, through the Dorothy Garrett Martin Lectureship in Values and Ethics
Sorority life means many things to many people. Sororities are a great place to develop lifelong friendships, learn about leadership, learn how to excel academically, and so many other things. Today Delta Gamma boasts over 143 chapters and 250 alumnae groups with over 142,000 members worldwide.
Women's fraternities also provide many opportunities to help others in the community. Philanthropy is very important. Delta Gamma does so much to help folks in their community and their national philanthropy is on service for site. They have even partnered with TOMS for The Great Fight for Sight.


text:
[anti-abuse-wg] Re: [policy-announce] 2010-10 New Policy Proposal (Adding reference to sponsoring LIR in inetnum, inet6num and aut-num objects)
Frank Gadegast frank at powerweb.de
Fri Nov 12 14:32:37 CET 2010
Richard Hartmann wrote: > On Fri, Nov 12, 2010 at 13:47, Emilio Madaio<emadaio at ripe.net> wrote: > >> http://ripe.net/ripe/policies/proposals/2010-10.html > > Makes sense to me. > > As an aside, could the RIPE provide an additional diff view of those > proposals? Hunting for changes and making sure you didn't miss a > potentially crucial word is not that much fun and I suspect most of us > end up pasting the text into vimdiff or similar, anyway. The only real difference I found was: Notice that the link between resource holder and either LIR or RIPE NCC will be published in the RIPE Database Kind regards, Frank > > > Richard > > > > -- Mit freundlichen Gruessen, -- PHADE Software - PowerWeb http://www.powerweb.de Inh. Dipl.-Inform. Frank Gadegast mailto:frank at powerweb.de Schinkelstrasse 17 fon: +49 33200 52920 14558 Nuthetal OT Rehbruecke, Germany fax: +49 33200 52921 ====================================================================== Public PGP Key available for frank at powerweb.de


text:
exiftool – Backtrack 5 – Forensics – Digital Forensics Analysis – exiftool
Many people still seem to not be aware of EXIF data and the information it provides anyone that wants to view it. EXIF data is attached to image files as well as other files and provides all sorts of details from file creation time to exact GPS coordinates. This is the type of data that was extracted from an image uploaded by Vice Magazine that gave away John McAfee's location when he escaped Belize. On Backtrack Linux there are numerous tools to extract EXIF data including exiftool which is written in Perl and easy to use. Below we will describe exiftool, which is located in /pentest/misc/exiftool/ or /usr/bin, and provide examples to show how easy it is to use.


text:
Company details
Solvay S.A.
Solvay is an international chemical group involved in sustainable development and focused on innovation and operational excellence. The group generates more than 90% of its sales on markets where it is one of the world's top three. Solvay provides a wide range of products which contribute in the improvement of quality of life and the performance of its customers on markets such as consumer goods, construction, automotive, energy, water and environment, and electronics. The group, headquartered in Brussels, employs nearly 29,400 people in 56 countries.


text:
Island dispute solutions
On Christmas eve, former vice president Annette Lu (呂秀蓮) called for a meeting to discuss peace with regards to the issue of the Diaoyutai Islands (釣魚台), known in Japan as the Senkakus.
Based on the Antarctic Treaty model, I would like to propose that the Diaoyutais be demilitarized and become a marine conservation area.
Modern weapons have been developed to be extremely destructive: Sufficient to destroy the economy of any country and threaten a nation's survival through war.
If we put peace at the top of the list when dealing with the Diaoyutai Islands issue, things will be less likely to get out of hand. If peace becomes the priority, government military action will not be a potential threat to our lives and property.
Prohibiting armed patrol boats from entering the sea surrounding the Diaoyutai Islands would ensure peace.
The UN, and other international institutions and organizations whose purpose is to promote world peace, such as the Holy See, must be approached to ask them for help to resolve this issue.
A so-called "Diaoyutai Islands Conservation Area and Demilitarized Zone" would also protect Japan from nuclear missile attacks from China.
Standing for peace will benefit everyone and we should encourage it at all cost. This would be positive for both the Chinese and Japanese.
There are precedents in many parts of the world for conservation areas and demilitarized zones. In these zones fishing and military activities are banned.
By banning armed vessels from entering these areas armed conflict can be avoided.
In the case of the tensions around the Diaoyutai Islands, a conservation area and demilitarized zone would be a suitable solution.
The uninhabited Diaoyutai Islands are just like uninhabited Antarctica.
In accordance with the Antarctic Treaty, any national development or military occupation, which might destroy Antarctica, is prohibited. In addition, the continent does not fall under the jurisdiction of any nation.
The same principle could be followed for the Diaoyutai Islands. They should not be occupied by military forces nor be considered to fall under any government's jurisdiction.
In addition to protecting peace and security, the environment and ecology would be better protected within the proposed "Diaoyutai Islands Conservation Area and Demilitarized Zone." Nature and wildlife need not be the victims of human over-exploitation.
We should be able to pass the Diaoyutai Islands on to our descendants. This is in line with generational justice.
So, in order to solve this dispute we should encourage governments to create a "Diaoyutai Islands Conservation Area and Demilitarized Zone" to steer away from trouble.
Hopefully, Taiwan, China and Japan can get on and work together for peace within the "East Asian Union," like the EU.
From promoting a "Diaoyutai Islands Conservation Area and Demilitarized Zone" to entering the stage of international recognition, the world should know that Taiwan is willing to take a neutral position. We do not wish to engage in the struggles of stronger powers such as China, the US and Japan over the Diaoyutai Islands dispute.
Taiwan is a peace-loving neutral nation. Taiwan does not want to resolve disputes by military force, and does not want to favor any of the stronger powers in case of war.
We can announce to the world that in the international arena we are a permanently neutral country, like Switzerland, and always peace-loving.


text:
It's hard to picture New York City in the 1930s: Nearly all of the images we've seen from that era are in black and white.
But amateur footage shot by a tourist visiting New York in 1939 recently emerged and is making the rounds on the web.
Shot by French visitor Jean Vivier in the summer of that year, the footage shows neighborhoods from Harlem to Chinatown.


text:
What's Included
Due to the nature of this product there is No Warranty on any of our Tank Atomizers.
This product is for experienced users and requires technical knowledge in order to properly use it.
This item is inspected to be cosmetically defect-free and in perfect working condition. Please note, we do not accept returns and or exchanges on this item for sanitary & hygienic purposes. This product does not have a manufacture warranty against manufacture defects as it does not contain a circuit board that can fail, therefore, for this item, all sales are final. For more information please see our Terms & Returns Page. Feel free to ask us any further questions regarding this product by using our Contact Us page.


text:
Recent technological advancements in the Rocky Mountain Laboratories Microscopy Unit have introduced advanced preparative technologies and techniques for cryo-immobilization (freezing) of biological specimens. The results show that improvements in retaining components often lost during routine processing can allow near native-state observation of specimens, increasing our ability to more clearly relate structures to function. Below are examples of our current developments in various cryo-techniques.
The Microscopy Unit has designed, developed, and deployed a cryo-thermal device for greatly accelerating freeze substitution processing of biomaterials for light and electron microscopy in a process called microwave-assisted freeze substitution.
High-Pressure Freezing
Freeze Fracture
Viewing intracellular details of pathogens and their relationships to membranous compartments by cryo-SEM after high-pressure freezing becomes difficult when fixed cytoplasm obscures the areas of interest. Combined techniques of chemical fixation and cryo-fracturing for viewing by cryo-SEM improved visualization of interactions between intracellular pathogens and their membrane-bound compartments in tissue culture cells.
Cryo-Sputter Coating
The BAF 060 freeze fracture device allows dual target rotary shadowing of metals that prevents charge artifact without obscuring structural details. The BAF 060 has the unique ability to apply coatings at varied angles to produce a shadow effect under cryo-conditions, allowing direct viewing of bulk samples in near-native state, with a much increased capacity to resolve minute details for both direct viewing with a cryo-SEM stage or generation of replicas that can be viewed by transmission electron microscopy, as shown.
For antigens that are soluble or sensitive to chemicals during fixation steps, cryo-preservation becomes a useful alternative for immuno-labeling, using Leica UCT cryo-ultramicrotome.
As shown below, after cryo-sections are retrieved, fluorescent labeling can be accomplished on sections adhered to glass slides to test antigen preservation.


text: County fair board president, Owen Unkefer, left, and longtime fair official Don Humphrey watch progress of the new grandstand at the fairgrounds. Making up for lost time, construction workers were hard at work Sunday on the new grandstand at the county fairgrounds. The structure that will sit 70 feet farther north on the grounds will be 20 feet shorter at 220 feet in length but five feet higher off the ground and will hold more people than the old structure. Steel erectors from Pappas Construction of Monroe, Tenn., bolted together the steel and laid the treads down on the structure. The grandstand, which is about 40 percent complete, will be ready for the sound systems and landscaping in a couple of weeks. Morning Journal/Patti Schaeffer


text:
The Consumer Financial Protection Bureau revealed its much awaited ability-to-repay and qualified mortgage guidelines Wednesday, creating two types of qualified mortgages with different legal liability standards.
The first QM-loan classification includes a safe-harbor provision, which essentially eliminates 'ability-to-repay' litigation risk for qualified loans.
Essentially, the 'safe harbor' standard applies to lower-risk loans that meet all of the QM requirements.
The second-type of QM loan comes with a rebuttable presumption of safe lending and applies to higher-cost loans. This loan type is presumed safe for the most part, but can still be challenged on narrow grounds in court later on.
The overarching ability-to-repay rule also outlines the basic guidelines lenders issuing new loans will have to follow.
On the very basic level, the rule requires lenders to document and verify a borrowers employment status, income and assets, current debt obligations, credit history, monthly payments on the mortgage, and monthly pay-outs on other mortgages and debts. (Click here for a full fact sheet and underwriting criteria).The rule stipulates lenders can no longer offer no-doc, low-doc loans.
The final rule also forces lenders of qualified mortgages to determine if a borrower possesses sufficient assets or income to pay back the debt.
In addition, lenders are required to determine a borrower's ability-to-repay upfront by evaluating the consumer's debt-to-income ratio, earnings, expected earnings, current debt levels and the homeowner's ability to take on more debt.
The rule also is a death-knell for loans with teaser rates that have the potential to mask the true cost of a mortgage, the agency said.
Under ability-to-repay, lenders cannot base the evaluation of a consumer's ability to repay on teaser interest rates.
Instead, firms are required to determine a borrower's ability to repay both the principal and the interest over the long-term. In other words, using an introductory loan period when rates are generally lower will not suffice as an appropriate verification of a borrower's capacity to service the debt.
The CFPB will presume lenders have complied with the ability-to-repay rule if lenders write a loan that fits within the agency's final definition of a 'qualified mortgage.'
The definition of a qualified mortgage is a loan that has no excess upfront points and fees. Qualified mortgages limit points and fees – including those used to compensate loan officers and brokers, the CFPB said.
A qualified mortgage cannot exceed 30 years, allow for interest-only payments, negative amortization payments or loans where the principal amount increases.
Qualified mortgages also have a cap on how much of a consumer's income can go towards a mortgage debt. A loan in which the borrower's debt-to-income ratio is less than or equal to 43% will generally be classified as a qualified mortgage.
Recognizing that transitioning to this standard will be somewhat burdensome, the CFPB created a temporary, transitional standard for loans that do not meet the '43%-or-under' DTI threshold. In the transition period, loans outside the DTI requirement will be 'qualified mortgages' as long as they meet other government affordability standards such as being eligible for acquisition by Fannie Mae and Freddie Mac.
The rule also prohibits loans with balloon payments from receiving QM status. There is an exeption for small creditors in rural or underserved areas as long as the lender originates balloon loans under specifically defined conditions.
QM's LEGAL RISKS
Once it's determined a borrower has received a qualified mortgage, lenders will need to know what legal risks apply to the mortgage.
The qualified mortgage rule with a safe-harbor provision protects lenders from 'ability-to-repay' legal liability for the life of the loan as long as the loan complies with the guidelines. Qualified mortgages with a safe harbor are those mortgages described as "lower-priced loans that are typically made to borrowers who pose fewer risks."
The CFPB added, "If the loan goes south, the lender will be considered to have legally satisfied the ability-to-repay requirements. But consumers can still legally challenge their lender under this rule if they believe that the loan does not meet the definition of a Qualified Mortgage."
The QM with a rebuttable presumption applies to "higher-priced loans typically for consumers with insufficient or weak credit history."
"If the loan goes south, the consumer can rebut the presumption that the creditor properly took into account their ability to repay the loan," the CFPB noted.
In that type of situation, the borrower would have to prove the creditor did not consider other factors like living expenses after calculating the mortgage and other debts.
Read the full ability to repay rule here.


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December 01, 2003
Los Angeles — Pick up a copy of The Wall Street Journal and odds are that you'll find a front-page story of a troubled company grappling with a highly public crisis. Now ask yourself: Could that situation have been alleviated-or even avoided completely-if executives in the corporation had practiced effective communication? How can companies build a systematic, successful approach to corporate communication? How can they present themselves effectively to their significant stakeholders?
Someone who well knows the answers to these questions is Dr. Janis Forman, adjunct professor of management and founder and director of the management communication program at UCLA Anderson School of Management. In her book, The Power of Corporate Communication: Crafting the Voice and Image of Your Business (McGraw-Hill, 2002; co-authored with Paul Argenti, professor of management and corporate communication at Dartmouth College's Tuck School of Business), Dr. Forman considers strategies companies should use when communicating with their key stakeholders: analysts, investors, employees, the government and local communities. The book also redresses the imbalance between the importance of corporate communication and its relative neglect in organizations and business school education.
Unlike other guides that theorize possibilities for ethical scandals, intense competition and unexpected crises, the authors use real life examples that exhibit our challenging times. They reveal how communication strategies can rebuild the internal and external trust so stained by corporate scandals like Enron and WorldCom. They explore corporate branding in competitive business environments such as Colgate-Palmolive and RCN; Chapter 6 explains how strategic employee communication may help achieve significant organizational change outcomes. Lastly, Forman and Argenti tell how organizations should communicate when they fail to "expect the unexpected" (page 235). In the face of crises such as the Ford Motor Company/Firestone tire problems, Pepsico's syringe crisis and the tragedies of September 11, Chapter 10 teaches readers how crisis communication differs from other forms, and offers eight "how to deal" steps.
The Association for Business Communication (ABC), an international organization committed to fostering excellence in business communication scholarship, research, education and practice, recently honored Forman and Argenti for The Power of Corporate Communication, which received the 2003 ABC Award for Distinguished Publication on Business Communication. This award is presented annually to an outstanding book, book chapter or journal article that demonstrates originality of thought and careful investigation, that is well written, lucid and engaging, and that contributes significantly to scholarship, research and/or pedagogy. This year, the ABC convention specifically focused on "Communication and Ethics." As The Power of Corporate Communication separates moral, neutral communication and ethical choices (page 35) and asks: "Will your company 'walk the talk' or just talk in a way that masks the truth?," there is little wonder why the Association for Business Communication values Forman and Argenti's scholarly efforts.
Academic shelves are filled with anecdotal tomes and "how to" books in management communication, but there is a serious lack of work actually being done in the area. Forman and Argenti's book combats this dearth of scholarly research. Their efforts focus on the best practices of some of the nation's most successful corporate communication programs, including those at Dell Computer, Federal Express and Johnson & Johnson.
"By looking at the best practices across a number of multinational companies, we hope to identify the ideal alignment between the corporate communication function and the development and implementation of strategy," said Dr. Forman. "Companies-not just the individual executive-need to learn how to tell the story about their identity and strategic direction."
In the book, Forman identifies the two levels of corporate communication: "a corporation's voice and the images it projects of itself on a world stage populated by its various audiences."
"There are companies that are purely reactive," said Dr. Forman. "Others understand the power of proactive corporate communication, of defining the organization's voice and image." Ideally, she writes, corporate communication is also an attitude toward communication that permeates an organization-and this attitude can be taught.
Dr. Forman currently teaches an elective in communication at UCLA Anderson School of Management that encourages students to augment their presentations and written communications by placing skills development in context, much like The Power of Corporate Communication does. Forman and Argenti's pivotal work has begun to bridge gaps in management education and corporate communication by citing current events and toting a "communication is key" philosophy.
"Aristotle, the ancient Greek philosopher who put together the first really important treatise on communication, looked at persuasion in context in his era," Dr. Forman explained. "This consisted of the law courts and political assemblies. Today companies and the executives who represent them need to argue for their ideas and put forward their companies' identities in the contested arenas of board rooms, high-stakes competitive markets and the public arenas," places where the media thrives on dramatic, bad news stories that illuminate corporate slips and blunders.
An internationally recognized scholar in communication, Dr. Forman was awarded the prestigious top researcher award from the International Association for Business Communication (IABC) in 1995. Her pivotal work and its impact on the discipline and on management education have begun to close the research gap in the communication realm. Dr. Forman has also presented her innovative approach to teaching management communication to deans of MBA programs at an annual meeting of the Association to Advance Collegiate Schools of Business (AACSB), the accrediting organization for business schools worldwide.


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New York, NY - Time Warner Cable is celebrating the holidays by adding fun, seasonal On Demand programming and holiday specials for Digital TV customers' enjoyment. In addition, they can experience the unforgettable Holiday Yule Log in HD or 3D. Get into the holiday spirit early and enjoy the vast majority of these holiday on-demand programs at no additional cost.
- Holiday Yule Log –This crackling fire is sure to add warmth this holiday season, even for those without a fireplace. There are also two other offerings: Winter Green – snow falling on pine branches - lets customers enjoy the winter snowfall in the comfort of their own home, and Snowman, which will add fun and spirit to the holiday season without having to go outside!
All three are accompanied by classic and contemporary holiday music. The 3D version of Yule Log and SD and HD versions of the Yule Log, Winter Green, and Snowman are available on Free Movies On Demand in the Yule Log category.
- Holiday Movies On Demand – It's that time of year again. Customers can put on their pajamas, make a cup of hot cocoa and get cozy on the couch to watch favorite holiday movies like Home Alone, Elf and A Christmas Story. Digital TV customers can watch any of these films and more instantly on the Movies On Demand channel by clicking "Enjoy Better" and selecting "Holidays". Many of the films are available in both English and Spanish.
- MC's Sounds of the Seasons Music Channel –This includes hours of free traditional holiday music including old time favorites from Nat King Cole, Bing Crosby, Burl Ives, Frank Sinatra, Andy Williams, Mitch Miller, Gene Autry and many more!
To experience Holiday Yule Log in 3D, viewers need a 3D TV with matching 3D glasses and a compatible Time Warner Cable HD or HD/DVR set-top box connected to their TV with an HDMI cable.
To view all the holiday movies available on Movies On Demand, please visit www.twcondemand.com/EnjoyBetter.
About Time Warner Cable
Time Warner Cable Inc. (NYSE: TWC) is among the largest providers of video, high-speed data and phone services in the United States, connecting more than 15 million customers to entertainment, information and each other. Time Warner Cable Business Class offers data, video and phone services to businesses of all sizes, cell tower backhaul services to wireless carriers, and through its NaviSite subsidiary, enterprise-class hosting, managed application, messaging and cloud services. Time Warner Cable Media, the advertising arm of Time Warner Cable, offers national, regional and local companies innovative advertising solutions. More information about the services of Time Warner Cable is available at http://www.timewarnercable.com, http://www.twcbc.com, http://www.navisite.com, and http://www.twcmedia.com.
Nathalie Burgos
(212) 364-8545


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Celebrity Style Recap | Dec. 14, 2012
Get Caught Up With the Latest on CelebStyle
Get Caught Up With the Latest on CelebStyle
To every celebrity-obsessed fashion seeker, it's time you met your match. If you don't already know our sister site CelebStyle, then just think of her this way — she's like your older, wiser sister with a VIP pass inside your favorite celebs' closets. CelebStyle makes it their mission to bring you up-to-the-minute celebrity street style, trends, and straight-from-set fashion of your favorite TV shows. What could be better? This week, we're getting a style tutorial in crafting Kate Moss's latest look (among other major street-style moments), the breakdown of Victoria Beckham's event style, and a look at all the best fashion moments from Hart of Dixie's latest episodes that you can also shop for yourself. Ready for all that and more? Click on for this week's highlights.
Source: The CW, Getty, and Film Magic


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NHfan wrote:First of all, I actually like Davis and Fish, although I agree on the later becoming somewhat stale over the last year and that's why I think he's kind of fizzled out of the picture. The Scene is garbage, I really do wish they'd kill that whole gimmick. But you can't expect to like everybody used on a show. I for one despise Brian Cage. I know that's probably blasphemy to say to the PWG crowd but I think he's a steroid monster douche, and that's my opinion. I could name others but I won't, the point is I don't hate PWG because they push him and I don't like it. I look past it.
Here's the difference between those guys: Brian Cage is actually over. That's why he's being pushed. The EVOLVE guys you named are the equivalent of PWG still using Brandon Gatson or some other former roster guy who failed to stay over. The difference being, PWG knows when someone's time is up or it's their time to shine.
NHfan wrote:I think you're being a little harsh on Samuray. For one, he's really good in the ring. For two, he's as much as a "luchador" as Rey Mysterio or Eddie Guerrero, both were not actually from Mexico but were from Mexican dissent (if Samuray is not I apologize I do not know too much about him). They wrestled much of their young careers in Mexico just as Samuray is doing now. He's used that experience and learned the lucha style.
He's as much a luchador as Jigsaw is.
NHfan wrote:If an American goes to Japan and graduates from New Japan or Noah dojo, are they not considered to use a puro style?
Not really, no. Karl Anderson is not considered puro. Were Bison Smith or Albert puro guys? They were just plodding big dudes who could hang in there. Kenny Omega? Prince Devitt? Not even guys like Strong/Davey/Edwards who've made numerous trips to Japan, they were hard-hitting to begin with. Granted, I don't know if any are "graduates", but these guys (except for the last 3) spent a majority of their careers in Japan.
NHfan wrote:If there was a big problem with calling him as such, would Mexico continue to welcome him back on their shows?
This isn't about respecting lucha libre or whatever. Who cares about that? My point was, the promoter backed the guy up as being a legit luchador, and it's a dude in a mask nobody's heard of. Have your backstory and all, anything you need to hype the guy up, but that was a shitty ploy, if anything, to make some money.
NHfan wrote:I also don't understand how you can have a problem with a series of matches. Some fans like it, and it appeals to those fans.
Yeah, ok. Thanks for the counter argument. "Some like it, some don't." Yeah, we think differently, that's insane.
NHfan wrote:If you dont like it, it's fine but I wouldnt call it "lazy booking" when there were enough fans who wanted to see a rematch and then a "rubber" match and enjoyed each of those matches.
Listen, dude. Any well-booked match can have an immediate rematch. In any company. Whether it's the Wrestlemania main event or your local indy. There's no excuse for the 3 matches in 2 months, no matter how you put it. It's flat-out lazy. Each consecutive match lowers the value of the previous, especially with this one, where the 3rd was obviously not the best match. There's no point in the timing. 2 months down the line? Maybe, it worked for the first 2 Sami/Finlay matches, they timed them well. But hey, you're one of the "enough" fans who'd rather not question things. Well, once people make their reputation and have enough fans to approve everything without questioning things, it gives them leeway to slack off.
NHfan wrote:Also you call the style battle the "worst idea of all time." I'm hoping there is a bit of hyperbole in this, pretttty sure there have been worse ideas. I thought the idea was ok, the execution however has not been the way I would've liked to see it go, but then again I'm not a booker, and I don't know the backstory of why things end up playing out the way they do. I actually really enjoyed the first 9 Evolve shows. I thought it was something different and I liked the whole sportsmanship and basing importance on records aspect (and yeah I kind of looked at it as DGUSA's "minor leagues"). I will agree that I don't care for the crossover being done now, I hate the idea of an EVOLVE title that they're pitching now, but I understand why they are doing those things, even if I personally disagree with them. They've had a few decent shows that I've seen since then but not as many as when they first started.
Alright, so you liked the first handful of shows and you agree on the tournament (and most everything else) sucking. Thanks.
NHfan wrote:You say your counter to cole and TJ's pushes compare to bringing in Dreamer and Sabu. I don't think that compares at all. Dreamer was originally brought in to job for Moxley in one match and yes, to put some star power in the lineup (something virtually all indie companies including PWG have done). I didnt agree with bringing him back a few more times and I definetly think they used Sabu longer than they should have (although I dont entirely blame them as he did draw an audience like it or not). My counter to you would be Chucky T, Ricochet, Swann, Lee , Mox, Sami....guys that got pushes and have had very successful careers partially to thank for it.
Just because Gabe can't afford to book Dreamer consistently doesn't mean he was brought in as a one-time thing? So it is comparable, the use of young and new guys. Young guys who are already established (Ricochet, TJP, Chuck) and old friends of Gabe from ECW years. Isn't networking awesome?!
You're admitting he uses old guys to bring in nostalgic fans, and then you say PWG's also done it? Yeah, PWG did it on shows where the old guys were available (KRMs), and even though it was overkill, it was fun and a one-time thing. You basically admit yourself that Dreamer & Sabu overstayed their welcome. You're doing the talking for me. You're just being nicer about it, but you're still critical because you realize it's a cheap tactic.
And I've said numerous times that Gabe is indeed pushing new guys. You don't have to separate my quotes, but at least read them if you're gonna reply.
NHfan wrote:I'd also like to point out that SSB was on some EVOLVE shows before making their way over to PWG.
Ok. Now do the chronology for me. SSB had a maybe 3 matches there in 2010. And then suddenly by a divine miracle they're brought back in late 2011 after having 2 very talked-about matches in PWG. After over a year of nobody talking about them, no major appearances anywhere besides Canada. They fly themselves in for PWG, steal the show, and suddenly they're back on Gabe's radar. Just a massive coincidence, it must be!
NHfan wrote:Tozawa was most certainly put in big matches fairly quickly in DGUSA. His 2nd match was a show-stealer with Mochizuki, two shows later he was in the semi-main event tag match at Bushido, and two more shows later he pinned Callihan, Aries, and then Hulk at United weekend.
And all this happened after late 2010, right? Exactly.
NHfan wrote:He should be champ, I was hoping he'd beat Gargano and am kind of upset he didnt because once again I agree that Gargano has held the belt for too long, but Tozawa was most certainly pushed at the beginning. But I don't see a problem anyways with having to work your way up the card. Introduce SSB by having them beat out some other teams first to show how great they are and then give them the high profile spots. I think it's fair. I know we've all been spoiled with the series of instant dream matches PWG books and that's what makes them the most fun to watch, but you can't expect to get that everywhere.
Way to advertise for them. "Not every fed can have dream matches like PWG. Sometimes you gotta sit through some shit, work your way up. Come watch SSB wrestle jobbers in DGUSA so 6 months down the line they can wrestle a 'name' guy. It's only fair, right?"
You've been a complete yes man so far. Nodding and approving every lame decision that's been made. Even when you disagree, it's like, "Well, you know, it happens." Doesn't have to, it's mostly dogshit. You even seem to understand a lot of this is shady, yet you defend the guy because he handed you a recepit once. Yeah, to keep you coming back. It's called money.
NHfan wrote:Lastly, Generico hasnt simply been jobbing in DGUSA/EVOLVE. He's beat Samuray (twice), one the first multiman match he was in, beat Sami, and now is probably going to have some great tag matches with Samuray. But he's not going to beat everyone because that's not going to make matches very interesting.
Yeah, because if that unknown guy beat him 3 times in a row, there'd be a fucking uproar. It's the least they can do, throw him some wins. People don't invest in these matches based on who will win. Especially after seeing it twice in a row. "Wow, they each have one point! This is interesting!"
Any future match that Samuray has now, people will simply look back at the Generico series and go, "Wow, the bookers really exposed this guy's weaknesses by doing the same thing 3 times in repetition. Only now we're finally noticing them."
NHfan wrote:Do you like any company's besides PWG? So far you've expressed on the boards what seems to be hatred for ROH, DGUSA/EVOLVE, and CHIKARA. If I'm right about this you must be a fan that is very difficult to please.
Well, maybe so, but if the opposite of being critical is to blindly purchase every Chikara show because it's been deemed "fun" or accept the fact that a guy's booking stinks, I'll stick to being a cunt.


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Gaming on the iPhone and iPod touch has been a huge hit for Apple -- a neat, unique experience combining a relatively big screen, multi-touch controls, motion-sensor controls, network access for social gaming, in-app commerce for virtual goods, and more.
The gaming experience on the iPad could be even crazier. And the iPhone game developers we're talking to are really excited about it.
The iPad's big screen in particular is going to bring a new element of fun and possibilities to the iPhone gaming platform. Besides just having larger, more vivid graphics, and more pixels to use for game controls, the iPad will offer more multi-touch input sensors, therefore adding new control possibilities to iPad games.
Specifically, one iPhone developer tells us that the iPad will support up to 11 multi-touch inputs -- which means you'll be able to control your iPad with all ten fingers and your nose.
There's all sorts of ways that could be figured in to games, ranging from new ways to navigate role-playing games, to new ways to control action games, to even more realistic or imaginative music games, such as a piano (hello, education market!).
To be sure, there will obviously be some limitations for iPad gaming, like the device's relatively hefty weight and its initially small user base.
But if it's ever cheap and/or popular enough to make its way into millions of living rooms, it could give gaming heavyweights like Microsoft, Nintendo, and Sony a run for their market.
Don't Miss: 10 burning questions about the iPad →


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A recent National Foundation for Credit Counseling (NFCC) online poll surveyed more than 2,200 people about their greatest financial regrets, and five financial actions–or inactions–topped the list.
Frankly, what's "regrettable" depends on whose life–and financial situation—we're talking about: While buying a house could be the right move for one person, not buying a house could be better for another. When reading through these regrets and solutions, make sure to keep in mind what's right for you in your situation.
1. Habitually Overspending
Most of us have felt the pang of guilt that accompanies overspending at one point of another. But what if you're worried it's become a habit–and you're watching your money slip away? Everyone spends for different reasons, and the key to combating overspending is to identify why you spend. Do you have one of these spending triggers?
How to Keep It From Happening: Try these strategies to fight back:
If you don't have a particular spending trigger, you should still create a budget and take stock of your spending every day in your Financial Inbox. That's the best way to make sure you're not going over. For more information on overspending, check out our Psych of Money section. If you find yourself in debt, our free Get Out of Debt Bootcamp can help you figure out how to escape.
2. Inadequately Saving
It's easy to let savings take a backseat to bills and–let's be honest–the occasional night out. But a savings account is a lot like an umbrella: When you need it, you'll be so glad it's there. We recommend your emergency fund consist of the equivalent of at least six months of net income. (More on exactly how you should create and use an emergency fund here.)
How to Keep It From Happening: To save effectively, you need to create a budget, keep track of your expenses, have a target savings goal and work toward it. Fortunately, we can help you with all of these. Use the LearnVest My Money Center to set your budget. We recommend setting your budget up according to the 50/20/30 rule (which you can learn more about here).
If you want to be walked through setting up financial savings goals, take our free, two-week Take Control Bootcamp. If you're looking for a little more money to send to savings, our free Cut Your Costs Bootcamp will help you shrink your bills so you can devote more money to your savings.
3. Not Buying a House
There are a lot of reasons we might not buy a house. Maybe you don't know where you want to settle down. Maybe you want to wait until you have a family. Maybe you just don't have that kind of cash on hand. But here's the tricky thing about this particular regret: Unlike saving inadequately, which everyone would regret, not buying a home is actually the right move for many people.
How to Keep It From Happening: To keep from regretting not buying a house, you need to buy only when it makes sense for you. If you can say yes to the following questions, then it could be the right move:
For more information on buying a home, see the loans and mortgages section of The Knowledge Center.
4. Buying a House
It's the other side of the coin: regretting taking the plunge and buying a house. Since we don't imagine people are regretting having somewhere to live, it's likely that this regret stems from having what is called an underwater mortgage, a situation that one in three United States homeowners is currently struggling with.
This means that they owe much more on the house than it's worth in the current market, so they can't sell it unless they have the cash to make up the difference on hand. This situation, in which the homeowner can't afford the mortgage payments but also can't afford to sell, often leads to foreclosure.
How to Keep It From Happening: To prevent homebuyer remorse, you need to buy only when it's right for you (see above). If you're already in the unfortunate situation of having an underwater mortgage, we present your options here. For some people, strategic default–simply walking away from the house and leaving the mortgage unpaid–is a viable option, but that depends where you live and on your individual situation. To consider whether it's right for you, read this.
5. Not Saving Enough for Retirement
No matter how far (or near) your retirement is, if you intend to maintain your current standard of living without bringing home a salary, you'll need the funds to cover your living and entertainment expenses, not to mention medical or family emergencies, which become more common as we grow older. The easiest way to have that money when you need it? Start putting it away today.
How much should you allocate to this goal? About 20% of your salary should go toward your financial priorities, which include retirement, debt payment and other savings.
How to Keep It From Happening: Save, save, save. We cover the basics of what you need to know about 401(ks), IRAs and more here, and for more information we have an entire section of the Knowledge Center devoted to retirement. Not sure where to start? Begin with our checklist: I Want to Save for Retirement, which will walk you through everything you need step by step.
Here's to no more regrets.
More From LearnVest
Could Underindulgence Be the Key to Happiness?
I Inherited $66,000 … and Spent It All


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Jun 19
Global Banking Conference 2015 - US Overview
As part of the Global Banking Conference 2015 global tour, Joo-Yung Lee, Head, North American Financial Institutions gives an overview of the US banking sector.
More from Video
Aug 20
Saudi Aramco Posts Strong Cash Flows
Saudi Aramco's strong cash flow generation and net cash position could support further acquisitions. The company's growth strategy focuses on vertical integration and includes recent acquisitions, according to Fitch Ratings.
Aug 19
New Rules to Limit Chinese Corporates and LGFVs' Offshore Issuance
The Chinese regulator's recent changes in rules for offshore bond issuance by homebuilders and LGFVs are likely to keep Chinese corporate annual issuance flat in 2019, and will effectively cap it at this level in 2020.
Aug 12
Aug 09
Brazilian Banking Conference 2019 – Bancos Estaduais
Claudio Gallina, Senior Director (Financial Institutions), entrevista Jean Lopes, Director (Financial Institutions), sobre privatização de bancos estaduais e como estes podem ajudar seus respectivos acionistas.
Brazilian Banking Conference 2019 – Bancos Médios e Pequenos
Claudio Gallina, Senior Director (Financial Institutions), entrevista Pedro Carvalho, Associate Director (Financial Institutions), sobre funding e liquidez dos bancos pequenos e médios e a importância das plataformas de investimento para estes bancos
Brazilian Banking Conference 2019 – Bancos Públicos Federais
Claudio Gallina, Senior Director (Financial Institutions), entrevista Esin Celasun, Director (Financial Institutions), sobre a evolução das carteiras de crédito dos bancos públicos federais e sobre interferência política nestes bancos.
Brazilian Banking Conference 2019 – Sistema Financeiro no Brasil
Claudio Gallina, Senior Director (Financial Institutions), comenta sobre os riscos atuais do Sistema Financeiro no Brasil
Aug 01
Jul 30
2019 Virtual Investor Meetings: U.S. Structured Credit
The leveraged loan and U.S. CLO markets have more than doubled since the financial crisis, and the make-up of these markets has changed quite radically, according to Kevin Kendra in our Virtual Investor Meeting on Structured Credit.
Rising Household Debt May Weigh on Medium-Term Chinese Growth
Chinese household debt has continued to rise rapidly, reaching 85% of disposable income at end-2018. Rising servicing costs will weigh on economic growth in the medium term and this is reflected in our latest GDP forecasts.


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Marion Cotillard in W Magazine December 2012
Marion Cotillard Plays a Babe in Toyland For W's Holiday Issue
Marion Cotillard modeled a variety of sexy looks for W's December issue. Inside the magazine, Marion posed for photographer Tim Walker wearing looks from Dolce & Gabbana, Lanvin, Chanel, and more. Marion stars in Rust and Bone, out Nov. 23 in limited release, and is already garnering Oscar buzz for her dramatic role. She chatted in an accompanying interview about the film and what inspired her acting career. Here's more from Marion in W:
- On her inspiration to become an actor: "Both my parents were actors, and their favorite was Charlie Chaplin. My mother's favorite actress was Greta Garbo."
- On being a dramatic child: "I always wanted to express myself by being someone other than myself. I needed to experience the human soul — something more than just my soul. I wasn't enough! When I was 10 or 11, I played an angry housekeeper in a play at camp. I was yelling at everyone. I remember the feeling I had when it was over. I really loved it."
- On her bilingual habits: "I recently spent six months filming in New York, and all my thoughts were in English. I played a Polish woman, and I would have loved to dream in Polish. Mostly, I am confused; some people talk to me in French, and I answer in English. And some people talk to me in English, and I answer in French. I think I'm too tired to dream in any language."


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Women's England MOZAC Shirt
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S.O.G. Walkthrough
Get out of the f---ing trench!
First thing's first -- get out of the damn way when mortars are coming down. Push up (or forwards) on your key or joystick to move Mason forwards. You and Woods will drag a concussed Hudson to the bunker, where you should instantly go inside (once you have control) since the spot you're on will be demolished with incoming mortar fire.
You need to quickly take any weapon outside, as the explosions will be constant once it starts. Follow Woods and Hudson through the trenches and stay low. Note that after the enemy bombardment ceases (or slackens), you can walk back out quickly to swap your M-16 with one that might (random) have an ACOG attachment.
The M-60 you're lugging around will be handy for medium and close range fighting. Just remember that if you need to reload, the M-60's animation takes a little while to process & complete.
Reach the next bunker / defence point[edit]
The trench will be constantly under assault by the Viet Minh, so you may want to crouch and move against the trench wall to avoid being shot. There is no intel (yet), so stop exploring and get to your next destination.
The fallen M113 marks the halfway point of the first set of trenches. Get to the detonator and wait for Woods' audio signal to "blow up the motherf---ers". Premature detonation will result in reduced casualties for the enemy, and increased opposition for you.
Apart from the scripted ambush by the Vietnamese fighter, you need not worry too much about the encroaching enemies unless they drop into the trench, or have detected and are firing on you. Once you are past the collapsed M113 (tracked box-like APC), you should be in the tank zone.
Destroy enemy armor (tanks)[edit]
When you reach the clearing past the crashing APC, you will be beset by enemies past the perimeter. Quickly locate the bazooka tubes in a side bunker, or the sandbagged emplaced position on top of the base (near the fake wall of artillery shells). This is so you can put yourself in a position to defend against the damn tanks.
S.O.G. - Intel 1 In the first clearing where you take down two NVA tanks, there is a back wall full of "set-dressing" artillery shells. There are also four haning lights in this ammo shed. The tape player is between the two center lights, next to a white fuel drum.
The tanks are threatening only if they choose to fire on you (and not your dime a dozen, expendable allies). Pick up a bazooka either from the side bunker or atop the hill and zap both pieces of hostile armor before moving on. Note that one of the weapon caches here has an M-14 with ACOG. If you prefer that weapon to the M-16, feel free to do a swap.
Locate the bunker or the lookout point with the M-72 bazookas. You will need a couple to take down the two enemy tanks attacking your hill.
Defend the hill[edit]
The term "defend" is a misnomer, since you're essentially tasked to either stem the tide of enemies coming in, or (somehow) get past them to the next tunnel (atop the ashened hill). Since Hardened and Veteran will not let you proceed very far without stopping enemy respawns (especially with the rate being so high for this zone), you need to stop the spawns to proceed safely.
S.O.G. - Intel 2 This is in a bunker under the left-most napalm jelly barrel you knock over. Ignite the fire wall first, then you can explore. Head to the trench at the bottom of the hill and look back up the hill. Identify the right-most, bottom-most bunker (this is the one where the left barrel was). The tape player is in this bunker, resting on one of its gun-slits.
The game marks the trench that you must avoid but not the two bumble-bee (black and yellow) naplam jelly drums that you have to interact with. These two drums are atop the two bottom bunkers by the trench. Simply use context action and Mason will spill the drum's contents into the trench to create a fire wall.
The two barrels of fire jelly have yellow and black bands. Woods will tip over a third to show you if you're following him. These two barrels you have to do manually (and they are not marked).
Once the fire wall is erected, you can proceed up the ashen hill without worrying about enemies attacking you from behind.
The engagements on the ash hill is a good spot for weapons with ACOG. The top of the hill is a cinematic battle. That .357 Magnum slug makes some great red liquid confetti. Merry F---ing Christmas Charlie!
Head up the ashened hillside and use some marksmanship to down the enemies here. Without the spawns from behind and a safe zone forward, you should be able to proceed up the zone without much trouble.
Take out the final wave of tanks[edit]
There is a short bunker run (very few enemies) before you get to the final on-rails sequence with Woods, Hudson, and the NVA tanks. Before you run ahead, there is a secret to find.
S.O.G. - Intel 3 Fight up the ashen hill and enter the final tunnel. Before exiting the zone to the LRV/TOW attack versus the six tanks, check the corner to the exit's right. A PVT. Allen will be stumbling around. Behind this NPC is a tape player on the shelf.
You will get on top of a jeep with an M-60 and a bazooka. The n00b tube is useless for the most part -- you will have a guided TOW missile for the tanks (and the launcher has infinite ammo). Switch to the M-60 and keep enemy infantry away by hosing the place when your jeep moves to each new spot.
Use the M-60 if you have soldiers nearby -- you only need to take out as many soldiers as needed to avoid dying. The six tanks are your main concern. There will not be a repeat of Dien Bien Phu this time.
Bonus Task - Tough Economy Use precisely one guided missile to destroy each tank. You can guide each missile, but it's far better to fire at a slow or stationary target, then make small adjustments (prerably no adjustments) where necessary. If you fail, kill your crew or yourself with repeated missile strikes to your vehicle's body -- you restart at the last checkpoint (note you get a checkpoint for oen tank, then two tanks, killed). If you mess up, focus your energy on getting killed.
The jeep moves between each attack wave. The first wave has one tank, the second has two, and the final wave has three tanks. When the jeep stops, Mason gets on the TOW and cannot exit TADS mode until all the enemies are neutralized. When all six tanks are gone, the mission ends.
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Friday, July 25, 2008
On the Street…The Impact of Mens Accessories, part 2
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72 comments
Now those are some cool sandals. I'd love to find a pair like that.
I think there is a very distinct line between accessorizing and decorating yourself, and this gentleman crosses it with the belt. There are endless choices for belts and other accessories that do not contain unnecessary embellishments. Menswear should be, IMO, simple; luxury should come from the material and the construction of the garments. It is a shame in this instance because everything else fits just-so: from the sunglasses to the sandals. It is the belt I dislike. Jorge from W Palm Beach
Oh God, I love it (except I might change the watch).
Loving the menswear shots.
From above the belt and below the ankle I love it. Belt to below the knee? Awful. Pants are too short or they're entirely the wrong cut for him, I can't tell which is the fault. Actually, they look like women's pants in that they don't seem cut for a man.
With his confidence and his huge watch, this man pulls off an otherwise feminine look. Very risky but very well done.
I totally agree with jorge from w palm beach only that I am not really a fan of those sandals…
this man really is a great example of the power of accessories. his clothing is relatively simple, and the details are interesting enough to give him a second look.
i wish more american men weren't so fearful of showing this sort of creativity in dress!
belt without the coins would have done a better job.
I think in general the look is amazing minus the belt. For me it is just a little out of place and I am not really sure you can pull that off with that kind of outfit. I love the fit of the shirt and the sandals are a great look.
Love! Love! Love! This is wonderful. Thank goodness this man knows how to break through the chains and limits of menswear. Awesome. Wonderful. I hope to see more like him.
don't get me wrong, love the belt,
but i wonder if he gets good tips when he performs . . .
I'm not feeling good about the jingle belt. However the shades and watch are excellent.
Cat's Eyes and Capris on a man? For me it works, i love the belt too. I had to blow the picture up to really appreciate all the details like his pin-tucked shirt that works with the belt. Those great sandals add solidity. The only thing i don't like is his over-size watch, it seems out of place with the finer elements. As always, Sart, your powers of observation are unparalleled. Thanks.
he looks like a woman. i had to open up the window to see that he wasn't. i am all in favor from borrowing from gender specific styles but the whole thing is not attractive. those are cat-eye shaped sunglasses! the point of the borrowing the idea is to take from them the highlights and tailor it to the male/female that is wearing the piece. not to just wear womens clothes or mens clothes- these are shapes that are female specific and are unflattering on him…
reminds me of the film, The Boys in the Band when one of the characters does a riff on his friends medicine cabinet. "Men's cologne, men's hairspray, men's facial firming cream, men's tweezers," oh my god dear just get a dress.
It looks like he is wearing woman's clothing.
Creative belly dancer.
he looks ridiculous. im sorry, but a man who wears a slinkly belt crosses the line.
I love the look.
I would expect most americans to not like this look. Especially the pants and the belt, but in Europe men wearing these capris are common. Everyone has a pair of shorts that hit below the knee and cut pretty close.
But anyways, I love it. THe belt too!!
I'm not a huge fan of the belt's design, but i do like the colours on it. Considering he is standing in front of an azealea tree, which hints a a hot climate, the look passes in my books…perhaps only because I am assuming he has an attitude to pull this off.
I think a interestingly striped, coloured leather or woven belt would be a little less feminine, but i admire his attempt at trying something new.
i generally don't read any of the comments that have to do with middle-aged menswear but these new posts about the impact of mens accesories have me taking in every word i can. i never thought of mens fashion being very interesting once the man reached a certain age (all suits and loafers) but these men prove me wrong!
No no no no no no no no NO! Sorry. The last shot was totally awesome. The bearded gentlemen looked interesting while still appearing manly and stylish. This guy looks ridiculous.
He is dressed like a woman. I like pastels probably more than the next guy, but this man looks like he is wearing women's capris, a women's blouse and that belt looks silly and so overly foppish that I cannot rightly call it stylish. The last one was a home run, but this is a foul ball.
Actually, his whole outfit makes a lot of sense if you look at it through a different lens. His belt is very much reminiscent of the textiles of the hill tribes of Northern Thailand – its intricate embroidery with quilting and stamped metal "coins" or embellishment. The dark indigo blue shirt is very Thai as well. Just looking at it from my Southeast Asian perspective.
Adore the belt, but not with the rest of the outfit. If I were to wear such a fun, standout belt, I would nix the capris. They distort the beauty of the belt, which would look much, much better paired with regular length trousers.
I would wear that belt, but I wouldn't want to see my husband in it!
"Thank goodness this man knows how to break through the chains and limits of menswear. Awesome."
By breaking through the limits of menswear, do you mean, transferring over into the limits of Women's clothing?
Now, do get me wrong, I get the whole, "Hey, are those girl's jeans," thing all the time, but, I do believe, capri's with that belt is beyond what Menswear has always been about.
Darlin'. This has crossed the line from men's accessories to cross-dressing. He looks great, but this is hardly men's accessories.
I don't like this. NOT. AT. ALL.
Ok, I agree that part one was an amazing look (sans big froey hair/beard)…but part two is horrible! The greasy hair, the alien sunglasses, the belly-dancer belt and man-capris! I'm sorry, but in any gentleman's style book, these should be the ingredients for a total flop. On the plus side, I love the tuxedo-pleat detailing on the shirt and I don't hate the sandals–though they would go much better with shorts.
Love the sandals but I don't like the belt, too girlie I think.
I am all for the belt, and a huge fan of big watches, but two details of this man's outfit confuse me: the shirt, which reminds me of those summer items with straight bottoms that men wear in order to avoid tucking the shirt in; and the Capris, which seem too short on him. I like the idea of Capris for men, but to my taste they are most successful when the man has gorgeous calves and wears a delicate shoe and perhaps an anklet.
I LOVE the sandals and need a pair in my life! Who makes them?!
The sunglasses and watch ruin it for me. Everything else I'll accept out of reverence for his boldness.
I love this–it would be so much nicer though if he was smiling!
I adore capris on a man, but I guess – having seen this – that what I adore are seeing mens' capris on a man.
Sorry, but I can't believe it's just the Americans who don't like or don't "get" this look. It's not beyond the realm of possibility that every once in a while we'll see a photo of someone who just is not well dressed, despite how fun, cool, limit-pushing, etc. each individual piece may be. Love the sandals, love the watch, even the shirt is pretty good. But he's not, overall, well dressed.
i think its the bell&ross on his wrist
nonono, the belt is just not good. you just wait for him to pull out the tambourine, hop and sing.
imagine walking with him jangling his little belt through a town. how annoying
personally, i think his top is more feminine than the belt. the belt adds a splash of the color, where as the bib-top is just too fem.
i loooooove love love the belt.dude is working the man 'pris.
Wow, Sart what happened here?
I usually like looking at your pics for inspiring street looks but this one is somebody who I would consider a fashion victim.
Mampris + gipsy belts are never good on any men…maybe on editorial or a runaway but not in real life.
The sandals could look great on the right guy, maybe mixed with a simpler outfit.
Not loving the belt at all. But I admire his confidence in wearing this.
Anybody know where I can pick up this fellow's sandals?
superb…fit of pants is clean…sandals are sexy and belt shows confidence. Not androgynous at all in my opinion
This man may be a fashion victim, but atleast he's not a gender victim. I really love the belt. It's the rest of the outfit I don't love… mainly the proportions. I feel like he could really rock the belt if it were worn a little differently.
I must admit that I don't really get the "he looks like a woman" comments. The basic look (sandals, capris, short-sleeved shirt) is very common in Europe during the summer. Seriously, it's as common as jeans and a t-shirt. Obviously, this fellow tried something different with the belt and IMO it doesn't really work, but saying he looks like a woman is just silly.
I disagree with Jorge From W Palm Beach (near the top of this list of comments). Why not embellish? Why not decorate? This guy pulls it off with such elan and panache, it's a delicious visual pop. Bravo!
There's a lot of folks grousing about this look. I have to disagree. I think it's very cool and totally unique and actually very intelligent in regards to how it's put together and the underlying themes.
There's a lot going on here that is super interesting and playing around with different fashion trends. Some commentators complain the pants are to much like female capri pants. I don't think so. It's actually pushing the trend of ankle baring pants on men up even higher. I suppose another way to look at is lengthening well made "dressy" shorts. Interesting.
And the belt is such a visually arresting accent. Combine that with the tuxedo shirt (that is short sleeved!) and an oversized watch which is very masculine in an almost intentionally overdone way, and, well, you have a form of playful fashion intelligence that you just don't often see on men.
Thank you for sharing this, Sart!!!
i agree. from far away, i seriously thought it was a woman.
I love the belt, its speaks of confidence, bohemia, daring midnight adventures and the dream of endless summer
dressing for the romance of it
I think the guy has ovwerdone the look. he may have been able to get away with one of the blouse,, the belt or the capris, but not all 3 together. Plus the fact that he has a slim build only adds to the feminising effect
Love it! This is a bold look, and he wears it well. I am so pleased when people are not ruled by retrograde gender confines.
I think the first man I saw a man wearing a belly dance style hip belt was Eugene Hutz of Gogol Bordello fame. Perhaps this is a bit of his lighthearted influence bubbling up in the culture?
I remain absolutely convinced that the community of commenters on this blog is perhaps the uniformly predictible, boring, conservative, and far more traditional that any member would freely admit — best evidenced by the public reaction with ANY posted menswear look that has the AUDACITY to venture even slightly off the more traditional plank.
This blog is far far more entertaining when I hide myself from viewing the mostly absurd comments.
Someone please tell me where I can get a pair of 3/4′s like that.
Well done the Indian belt!
what sparrow said re american men
Like looking at a museum painting…had to open my mind & reserve judgement…Hmm, could he have a throwing knife tucked into the back of that gypsy belt? Or is this a matador on a break? A thought provoking image. But, the posture. What do the rounded forward shoulders and concave chest say?
i'm all about gender-bending, but this is just tacky. i love your taste, so i wish you would explain your reasoning here! it would be helpful to see this outfit through your eyes.
Love the whole look..I want to get a belt like that. That said I don't think he loooks feminine, just kinda exotic.
For once I do disagree with Jorge (to whom I apologize for mis-spelling his name the other day). Actually I agree with his concept of "luxury" but this belt can be approved outside of those parameters, as a colorful and fun item he likes and chose to wear, for instance. As far as its' working with the outfit, it does precisely because the rest of the look is simple and subdued in color and silhouette.
P.S He is consciously calling attention to himself with that belt. That must have been his intention. That's okay too.
Not sure about the jingle belt, but love the relaxed of the rest of his outfit.
The line between sublime and ridiculous is soooooooo thin…
i am very, very fashion forward but capri pants dont even work on women and that belt… no.
the sandals may be jutta neumann, although i don't see that exact style on her site. her sandals are amazing, though.
i'd have liked to see the pants a bit more capri-length, or even skimming the ankle, better..also not a big fan of those sandals..they look a bit insubstantial for the rest of the outfit..i do, however, love the belt..colours..coins..mmm..
If it weren't for the belt he'd get an A+.
This look is very unisex. Don't you think?
GUCCI belt…it's nice ivent when i have to say I'm not very into the "boho" look, but iLike… about the rest of the outfit: nothing new(!)
I think the belt made this guy's otfit cool. I would stroll the streets of Bangkok with that belt on.
At least a man who doesn't dress in a preppy-macho style. The belt is weird. So what?
Cool and stylish guy.
I don't like the belt. At all. Speaking of accessories: male fashion, even more so than women's fashion, is a lot about minimalism. You can accessorize only when you've left open spots for elements. Otherwise your accessories turn into excessories.


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President George Washington letter to Rhode Island Governor Fenner, 1797
Mount Vernon April 3d 1797
I have been favored with
your letter of the 10th of March, enclosing
an Address from the General Assembly
of the State of Rhode Island & ect.-
I now beg leave to transmit,
through your hands, my answer…
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President Jimmy Carter thank you letter
October 29, 1979
To Governor Joe Garrahy
I enjoyed the warm hospitality extended to me today. It was good to see you and Margherite.
I appreciated this opportunity to visit with citizens in Providence, and to be with you for the plenary…
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President John F. Kennedy with John Chafee's children
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Lyndon B. Johnson at his Inauguration
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President John F. Kennedy aboard U.S.S. Joseph P. Kennedy Jr. DD 850
President Abraham Lincoln telegram to Governor William Sprague
Dated Washington July 3d 1862
Rec'd, Providence July 3 1862, 12 o'clock, 25 min.
To Wm. Sprague
{Private & Confidential}
My dear Sir.
I should
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If I…
Letter from Lieutenant General Ulysses S. Grant to Governor James Y. Smith
City Point, Va. Feb. 14th 1865.
His Excellency,
James Y. Smith,
Governor of Rhode Island,
Your letter of the 9th inct. enclosing me a copy of "Resolution of thanks", passed by the Legislature…
Letter from Millard Fillmore as President of the Southern Commercial Convention
Southern Commercial Convention
In conformity with the Action of the Southern Commercial Convention, at the meeting held in Louis=ville, Ky. Octbr. 12" 1869. The annual Session of the Convention will be held at Cincinnati O. commencing , Tuesday…
Ronald Reagan Inauguration
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President Dwight D. Eisenhower playing golf in Newport
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Now that the 2013 NFL Draft is over, teams are reconsidering the veterans still standing on the sidelines after the first few waves of free agency.
A familiar theme emerges with most of the names on this list. These players have reached the point in their careers where they would prefer to play for a contender, only to find out that most of the NFL's perceived premier teams have salary-cap issues. In most cases, a price adjustment will have to be made to find a taker.
Let's take a look at the best remaining free agents:
1. John Abraham, defensive end
Abraham has been more productive than Freeney the past two seasons, but the majority of his sacks have come against the league's worst offensive tackles. Like Freeney, he's best utilized as a rotational rusher on a contender. Abraham will have to settle for less money if he wants to remain in that role.
Best fit: New England Patriots
2. Richard Seymour, defensive line
The Denver Broncos and Atlanta Falcons put out feelers on Seymour early in free agency. Word then surfaced that the 33-year-old only would play another season if the paycheck was worth his while. If the Falcons can free up salary-cap space, Seymour would serve as a defensive backbone next to defensive tackle Jonathan Babineaux. Seymour still is playing at a high level when healthy.
Best fit: Atlanta Falcons
3. Brandon Moore, guard
Moore has started 142 of 144 career games, playing at a near Pro Bowl level over the past half-decade. He's believed to be seeking $3 million to $4 million annually, which teams are reluctant to pay for a 33-year-old guard. The Chicago Bears picked up Kyle Long in the first round of the 2013 NFL Draft, but he's a project after starting just four games in college.
Best fit: Chicago Bears
4. Eric Winston, right tackle
Winston has started 96 consecutive games and always fares well in Pro Football Focus' ratings, but he's been released by two teams in two years. The Dolphins would be better off keeping Jonathan Martin at right tackle, but Bryant McKinnie is off the market and the Branden Albert trade talks are dead. Winston could be a one-year stopgap in Miami.
Best fit: Miami Dolphins
5. Ahmad Bradshaw, running back
Now that he reportedly has been fully cleared for football activities, Bradshaw easily is the most effective tailback on the open market. He's no longer feature-back material due to durability concerns from chronic lower-leg injuries, but Bradshaw can help a team with eight to 12 touches per week. The Tampa Bay Buccaneers have salary-cap space to spare and a need for a proven complement to Doug Martin.
Best fit: Tampa Bay Buccaneers
6. Brandon Lloyd, wide receiver
Lloyd nearly reached 1,000 yards last season with the New England Patriots, but he was released due to a $3 million roster bonus. His three most productive NFL seasons have come under Josh McDaniels with the St. Louis Rams, Broncos and Patriots. The Patriots still have a need for an experienced outside receiver to stretch the field, but they might not be willing to bring back Lloyd after reports of "erratic behavior" last season.
Best fit: New England Patriots
Follow Chris Wesseling on Twitter @ChrisWesseling.


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Sony Pictures Entertainment, reeling from several box office disappointments and under assault from an activist shareholder, said at a Thursday morning meeting for investors that it would undergo a "significant shift" away from movies and toward the "higher margin" television business.
"We are reducing the number of films we make," said Sony Pictures Co-Chairman Amy Pascal, adding that while the studio has typically released 23 movies per year in the past, it would put out roughly 18 per year moving forward.
Though the studio released nine films this past summer, she said, it expects to put out only four next summer.
Several executives from Sony Corp.-owned Sony Entertainment Inc., which includes the film and television studio, Sony/ATV Music Publishing and Sony Music Entertainment, are speaking at the event for buy- and sell-side investors. It is being shown live in a webcast.
Sony Pictures has had a tough year, feeling the adverse affects of a poor showing at the box office, with disappointments including "After Earth" and "White House Down." On Oct. 31, the studio posted an operating loss of $181 million for the fiscal second quarter.
Sony Entertainment Chief Executive Michael Lynton, also chairman and chief executive of Sony Pictures, addressed cost-cutting at the Thursday meeting, saying the company had identified $250 million in "overheard and procurement savings" that are now being implemented.
The Times reported Monday that Sony had hired consultancy Bain & Co. to examine the studio's expenditures. Bain is expected to identify an additional $100 million or more in budget cuts.
The cuts are expected to result in layoffs, which the studio has experienced in recent years. Lynton said that the studio had laid off 800 people in the last four years, and added, "We are in discussions with experts to help identify more efficient ways to do business in the future."
Lynton said that Sony projects the studio will generate $8.4 billion in revenue for the fiscal year ending March 2015.
"Consider this meeting a down payment -- the beginning of a new era of greater accountability and transparency," Lynton said.
For much of 2013 the studio has also been hammered by criticism from activist shareholder Daniel Loeb, who in May proposed that Sony make an initial public stock offering of up to 20% of its entertainment arm.
In July, Loeb, whose hedge fund Third Point owns about 7% of Sony, criticized Sony Entertainment for being "poorly managed," appraising the situation in a letter to Third Point investors.
Loeb labeled two disappointing Sony Pictures summer releases -- the Will Smith action movie "After Earth" and the Channing Tatum vehicle "White House Down" -- "2013's versions of 'Waterworld' and 'Ishtar' back-to-back," a reference to two of the most famous flops of all time.
Sony rejected Loeb's proposal in August. A representative of Third Point was expected to attend the event at Sony's Culver City lot.
The studio has already taken steps to respond to Loeb and the disappointing run at the box office. In September, Sony Pictures fired Marc Weinstock, then its head of domestic and international marketing.
When Sony rejected Loeb's proposal, President and CEO Kazuo Hirai said in a letter to the hedge fund investor that the company would "increase disclosure regarding Sony's entertainment businesses. We agree this can help market participants analyze their performance and monitor their success."
"After Earth" grossed a disappointing $244 million worldwide and "White House Down" has taken in $205 million globally, according to Box Office Mojo. Another Sony release, "Smurfs 2," also underperformed, taking in $347 million worldwide -- far from the original 2009 movie's $564-million global gross.
"In 2013 we had some movies in the summer that didn't meet our expectations -- that resulted in the second quarter that we have shared with you," Pascal said. "That has led us to take a hard look at what we are doing."
The studio has recently found success with the Tom Hanks-starring thriller "Captain Phillips." That film has grossed $164 million worldwide since being released Oct. 11.
Shares of Sony were up 11 cents to $18.64 on Thursday.