text:
1. My weekend was a pretty hectic one. I packed, moved, shopped, worked on some projects and shopped my head off. Never thought I would actually tire of decor shopping...however this week, I almost reached that limit. I can't lie though, I love every minute of it. Redecorating and moving into a new space and making it a home is what I live for, among other things...
2. My old apartment. I got extremely emotional as I was packing up and leaving my old apartment. My very first apartment all by myself here. So many memories and emotions went down in this place and I will never ever forget the special times I spent here. A part of my heart will always be over in a little studio on the Upper West Side.
3. Choices. There is no better way to get over an old apartment, than making selections for a new one. Grey, white, black and a bit of fab pattern are exactly what I am thinking.
4. Sofa. One of the most exciting this is searching for the perfect sofa. I felt like it was a sign that everywhere I went I had seen these amazing Chesterfield sofas. They are everywhere right now. I was looking for the right color, but nothing really was worth me committing to...
5. That is until I found this baby. Mr. Chesterfield in all white. My heart skipped a little beat. This is the sofa of my dreams and I got it.
6. Every now and then you gotta take a little break and enjoy yourself and I did just that. We had the most amazing dinner at Gramercy Tavern. My absolute new favorite restaurant. The food was incredible and the experience made it that much better. Loved it.
7. As I have been exploring my new neighborhood, I am just falling for the buildings on the Upper East Side. This gorgeous building was oh so Kelly Wearstler. Marble walls, bust, black trimmings.
8. Okay, while shopping around the Chelsea Antiques Market I found this absolutely adorable little mod lamp. Adorable.
9. Mint Green. An apartment building hallway in mint green, white and black. How chic is that?
10. Emile Sande. Seriously. Love this girl. This album is so on point. I am hooked. Totally was my soundtrack this week, upbeat and passionate. No other way to go through life.


text:
Our Portfolio Management Software is developed and backed with industry leading knowledge and experience. Get the results and the view you need to control your client assets.
Process and collect client receivables in a fraction of the time with complete accuracy and peace of mind. Our modules are designed to optimize your business workflow and save you time.
Discover new opportunities and get recommendations from the best in the business. Our 100+ year combined experience team can transform your workflow with advanced solutions.
"Glowing Compliments! We love Rob and appreciate how attentive he has been to our needs."
"It is perfect for a new advisor and robust enough for a large practice."
Read a conversion case study on AssetBook: "Tales of Data Conversion"
rehosted with permission from Inside Information: bobveres.com

subset: commoncrawl


text:
Providing feedback: small small culture change in MoFA
Here is a blog post I wrote last week for our team's blog, Innovations With Farmers. Check it out regularly to see what we're up to as a team!
"The Block Farming Program has very good objectives of ensuring food security and employment for youth. However, last year the project was beset by a number of challenges, including the late arrival of inputs such as seed, fertilizer and the like. The late application of these inputs by farmers resulted in substandard yields and low recovery rates of farm produce. This year, it is recommended that all inputs are made available before the commencement of the Block Farming Program with farmers."
This clear, concise feedback to MoFA National project designers was presented by one of the District Directors from the Northern Region at the most recent session of EWB's DDA Fellowship. The program, which has now had 2 full-day sessions, brings together 8 of the best MoFA District Directors (DDAs) to learn new management tools, develop leadership skills and share both challenges and successes in their districts. In this session, DDAs were asked to put together feedback on the Block Farming program following a particular framework:
1) Empathize
2) State observations
3) State implications of these observations
4) Give recommendations
Districts have a unique on-the-ground experience that is vital to national project design. However, these experiences are rarely solicited, or only solicited as a token gesture without incorporating them into planning processes. In addition, there is no culture of upward feedback that would allow DDAs to voice their experiences even when they aren't solicited. The culture in MoFA, like many Ghanaian institutions, sees instructions given from the top and implemented at the bottom, missing the critical feedback loop from bottom to top that is essential for success. This results in a significant disconnect between what is going on in the minds of the national project planners and what is really happening in the field. In addition, many of the large agricultural projects (such as the Block Farming Program) are highly political in nature, making it difficult for MoFA staff to speak out against them. One benefit to the DDA Fellowship, identified by the participants, is that they are able to provide feedback as a group rather than as individuals, thereby minimizing their personal risk.
The Block Farming Program is an excellent example of a project that could be greatly improved by incorporating district-level feedback. The project, which seeks to commercialize farming of staple crops while engaging youth in agricultural practices, was rolled out across Ghana in 2009. As mentioned by the DDA above, the project was beset by a number of challenges, including late provision of inputs, lack of mechanized farming equipment (these are commercial-size farms), inadequate funding for monitoring activities and poor storage facilities for harvested produce, among others. In addition, the program resulted in a loss of trust between MoFA and farmers due to the inadequate provision of these resources, which were promised to farmers at the beginning of the program. However, there is no mechanism for districts to share these challenges with the project coordinators at a national level. As a result, the Block Farming Program was lauded as a success for food security and will be scaled up in 2010. As another DDA put it, "the real problem with the expansion of the Block Farming Program is that we have not yet learned from last year's mistakes!"
The feedback activity above was one of the highlights from the last DDA session. Participants put together clear and concise recommendations for changing the Block Farming Program that were relevant and well-presented. However, what happens when the participants leave the safety of the workshop? We have yet to hear of an example of a DDA providing upward feedback about the Block Farming Program or anything else. We feel that giving this type of feedback is a critical skill for DDAs – but will they use it? What else needs to change for DDAs to start giving this type of feedback to their superiors?
Perhaps the culture change is not yet complete. Simply giving upward feedback is not enough. For this strategy to be effective, two things need to still happen: 1) someone at the top needs to be listening, and 2) the feedback needs to be subsequently incorporated into planning processes so that improvements are made. In this way, the feedback loop will be completed and agricultural projects will be able to benefit from the experience of those on the ground.
Interestingly, this feedback loop could also be seen with DDAs at the top, as it is structured within the District MoFA Offices. In this case the DDA is in charge, followed by the District Agricultural Officers (DAOs), and finally by the Agricultural Extension Agents (AEAs), who are the ones actually working with farmers on a day-to-day basis. By the same token, DDAs should be soliciting feedback from their AEAs to contribute to District projects and office functioning. However, the hierarchical culture persists in many District offices. Perhaps the true test of EWB's feedback workshop from the DDA Fellowship will be how many of the DDAs return to their districts and begin to solicit feedback from those working beneath them.
The challenges are significant, but the culture in MoFA is shifting, starting with these high-performing DDAs who are motivated to make change. We will be following up in the next few months to see how they have given feedback and whether they perceive any changes in the way this feedback is handled by MoFA. We will also continue to work on empowering these leaders to create their own successes in their districts. While a few have already demonstrated this ability, they are all growing in their roles as change agents every day. In addition, this program is not operating in isolation – EWB is tackling the issue from all sides. For example, we recently worked with MoFA National to help them integrate a mechanism for receiving feedback into their Electronic Reporting Template, which is filled out by districts every quarter and submitted to the national office. Hopefully this small change in reporting will give DDAs an avenue to provide feedback, and MoFA National will see the value of integrating this feedback into planning for the future.


text:
PAWTUCKET � Through the first month of the season, Ryan Lavarnway has done something he hasn�t done before in the professional ranks.
PAWTUCKET - Through the first month of the season, Ryan
Lavarnway has done something he hasn't done before in the
professional ranks.
He has been an everyday catcher.
Lavarnway gets to the park expecting to be behind the plate that
night. He goes home ready to put on the equipment again the next
Up until this season, Lavarnway had split time as a catcher,
first with Tim Federowicz, and then with Luis Exposito. Over his
first four seasons in the Boston organization, Lavarnway caught
little more than half the time he appeared in games - 191 out of
370. Just last season, Lavarnway started 24 of his 60 games at
Pawtucket as the designated hitter.
The depth at the catching position has changed since last
season, though. Federowicz was traded in the Erik Bedard deal last
July. Exposito was designated for assignment this month and claimed
by the Orioles. Lavarnway's backup in Pawtucket is now Mike Rivera,
a 35-year-old journeyman.
Those roster moves display the confidence the Red Sox
organization has in Lavarnway's future. Recall that just last
season, it was Exposito who was called up for a few days when the
team needed catching insurance last June. This season, Lavarnway
has started 18 games - only one at DH.
Taking on a full catching load is part of the natural
progression for Lavarnway, who didn't even start catching regularly
until college. Splitting time was a necessity at the lower levels
so he could learn the finer parts of the position.
"On the days off when I was splitting time with Tim, we put a
lot of work in on the off-days on some of the subtler skills
because the skill set wasn't there yet. That was time to hone those
skills in a non-competitive environment, where you could really
focus on the little things," Lavarnway said. "Now I'm at a point
where the skill set is there, and it's time to put it into practice
in a game environment with this talented pitching staff. Splitting
time when I needed to split time was very beneficial. Now playing
every day is getting me ready to play every day in the big
The PawSox aren't worried about Lavarnway's abilities to adapt
physically to the role, or his work ethic.
To illustrate both, the catcher twice lost 25 pounds this
offseason - once because of a stomach illness suffered in
Venezuela, and then again to get in better shape for the everyday
playing time this season.
"That's the goal, to get him to be an everyday guy and see how
he can do catching a lot and see how that grind works on him,"
Pawtucket manager Arnie Beyeler said. "He's done a great job."
"I've been told I'm going to catch almost every day," Lavarnway
said. "In the last two weeks, I think I've caught more than I did
in any month last year.
"But my body feels tremendous and I'm in the best shape of my
life. I'm excited to see how the rest of this year goes."
The early returns have been solid. Lavarnway continues to grow
both defensively and as a game-caller.
Veteran starter Brandon Duckworth has seen Lavarnway's progress
up close since the catcher was promoted to Pawtucket last June.
"The biggest thing is learning hitters and learning each
individual pitcher," Duckworth said. "With me, he knows me a lot
more. That's just the maturation of the catcher."
Lavarnway has learned from a veteran staff that includes the
likes of Duckworth, Aaron Cook and Ross Ohlendorf. By the same
token, he's been encouraged by how much faith they put in him
behind the plate.
"It's good to know that I can earn the trust of these guys. As
much as I might lean on them sometimes, I think they've come to
trust and lean on me at other times, too," said Lavarnway. "They've
been in the big leagues - Cook, eight years - and I've earned his
trust in such a short period of time. That gives me a level of
confidence for the big-league staff; that's what I want to do when
I get up there is earn their trust as well."


text:
Patient Forms
Kennesaw Mountain Dental Associates is always accepting new patients. If you are interested in setting up an initial examination please contact us and our staff will be happy to accommodate you. You are also welcome to visit the office for a tour and meet the staff at any time to see if we might be the right office for you. We look forward to meeting you.
For your convenience, we recommend printing and completing these forms at home. Please remember to bring your completed forms with you for your first appointment. If you have any problem getting these files to print properly, please call our office and we will gladly send or fax them to you.
New Patient Forms
- Patient Questionnaire (print and complete this form)
- Medical History (print and complete this form)
- HIPAA Acknowledgement (print and complete this form)
- Financial Policy (print and complete this form)
- Dental Insurance (for review)
- HIPAA Security& Privacy Notice (for review)
- VELscope Consent Form (print and complete this form)
We do not "double book" appointments. When we schedule with you, Dr. Contractor's time is reserved specifically for you. Cancellations often leave this time unused, making it difficult for us to accommodate other patients.
We request 48 hours notice for cancellations or changes to your appointment to avoid a $65 missed appointment fee. We appreciate your cooperation and understanding.


text: there really are no words to describe the recent natural disasters in Japan my heart aches for those devastated by the earthquake and tsunami. I thought it right to pause for a day of silence to remember and reflect and pray for the people of Japan. Go HERE to join in.


text:
Uttapam Pizza is a healthy yet tasty alternative to our
very own pizza. Touches from the south India make it truly stand out and
keeping you safe from frequent consumption of maida which is not quite great
for health.
Preparation Time- 30min.
Cooking Time- 10 min.
· Rice 2 cups
· Split black gram skinless (dhuli urad dal) 1 cup
· Salt to taste
· Oil as required
· ½ Cup or 6-8 tbspn Tomato sauce or pizza sauce
· ½ Cup Sweet corn boiled
· 3-4 Green olives sliced
· 2 tbspn Chopped onion
. 2 tbspn Chopped capsicum
· Mozzarella cheese grated 2 cups
For Uttapam batter-(Like dosa batter)
Soak rice in six cups of water and urad dal in four cups of water separately overnight.
Drain and grind them separately, using a little water, to a smooth paste. Mix them in a deep vessel.
Cover and keep the batter to ferment for a minimum of six to eight hours in a warm place.
For making Pizza-


text:
10% Discount Microsoft Excel 2016 for Mac Coupon Codes
Click to open site
success 100%
Coupon Details
Microsoft Store sale promotion codes: Get 10% Off Microsoft Excel 2016 for Mac Promo Codes – Excel 2016 for Mac helps you unlock insights and tell the story in your data.
Limited time Special Offer & Cheap Deals Price. FREE Trial Download and Renew or Upgrade.


text:
July's Birchbox partnered with Women's Health Magazine. What does that mean? It means you can order a magazine subscription and you also received a little booklet of fun things to do.
Marcelle New·Age 8 in 1 Power Serum
Naobay Body Radiance Lotion
Coastal Scents® Revealed 2 Palette Set
Beauty Protector Protect & Treat Hair Mask. This is already sold out on Birchbox so it must be good. I haven't tried it yet.
100% Pure Gingerade Shower Gel (Honey Cream Wash)
Booklet sample page:
The one thing I dislike about Birchbox, is the sample sizes of the bath and especially hair products. Last time, the Nexxus shampoo/conditioner was so tiny, I couldn't even use it properly because there wasn't enough product to cover my hair. LAME.
I'm a little happier this time the Beauty Protector Protect & Treat Hair Mask comes in two containers.
The shower gel sample is tiny though, even though it is two packets.
I'm excited to review the Marcelle New·Age 8 in 1 Power Serum.
How did your Birchbox unboxing go?


text:
'I think the baby looks like Aishwarya'
A week after she delivered a baby girl, actress Aishwarya Rai Bachchan was discharged from a Mumbai hospital on Tuesday. As soon as she and her family reached home, the Bachchans called a press conference at their office ABC Corp in Juhu, a western suburb in Mumbai.
Amitabh thanked the media for giving them their privacy. He said, "You had promised that you would stay away and you did that. My family is grateful to you. It was a very private moment for the family."
Amitabh added, "Today, we brought betiya home. We are very happy. Hamare ghar Laxmi aayi hai, Abhishek, Aishwarya and betiya are all well and in good health. Life changes when a new life comes to your house. I would say Laxmi Ratna has arrived in our house."
Beti B was first taken to their old house Pratiksha. "We first took her to Pratiksha because that is our first home. After taking blessings from my ma and babuji (Amitabh's parents), we have come to Jalsa," Amitabh said.
Did they take the baby to a temple? Abhishek replied, "We have a small mandir in Pratiksha, built by my grandfather. That was the first place we took her."
So how does the child look? "I think the child looks like Aishwarya but as you know, a child's face changes everyday. Still, I want to believe that she has Aishwarya's face," Amitabh said. "But a few people in the house believe that there is some resemblance with Abhishek."
Has being a parent changed Abhishek? 'It has not even been a week, so there hasn't been any changes," Abhishek replied. I think if I am half as good a father to my daughter as my father has been to my sister and myself, I will be happy."
Image: Aishwarya Rai Bachchan's glimpse after the PC
Photographs: Pradeep Bandekar
'We haven't thought of any name yet'
Abhishek said that they hadn't thought of a new yet. In fact, he was still asking for suggestions.
"Abhishek and Aishwarya want the name to start with the letter 'A'. Abhishek and me tweeted about it, and now we're getting so many names," Amitabh said.
When asked about the child's naming ceremony, Amitabh said, "There is no celebration or any special occasion for naming the child. We will just a select a name and keep it. I know people have naming ceremonies for their kids but we never had anything like that for our kids nor do we believe that it should be done."
Abhishek added, "My grandfather did not believe in this. He always said that if you get a good name, keep it. You don't need celebrations for that."
Amitabh gave the whole account of what happened: "Ashiwarya got admitted on November 14, as the doctor said the child could be born any time now. The baby was delivered on 16th morning. We were all at the hospital. It was a normal delivery just as Aishwarya wanted. I want to compliment her because she bore the pain for three hours. She was in acute labour but still she did not go for epidural or painkiller."
Image: Abhishek and Aishwarya
'Aishwarya is very tired but she is very happy'
Jaya Bachchan wanted a daughter and a daughter is born, but she is not to be seen anywhere. Amitabh replied, "Jaya has given all her time to the child and she is very happy that a daughter has been born. Abhishek also wanted a daughter. I have said I don't mind anything happening, just let it happen. That's it."
Would Abhishek be able to spend enough time with the baby since he has a busy acting career? "I am a child of two actors. They did not have any problem spending time with me. I don't remember any occasion, any school play, any sporting day that my father and mother were not there for me," Abhishek replied. "I never felt that void or vacuum when I was growing up. I will get very good training from the best (points to his father). So I think I will be able to cope."
Abhishek then added that Aishwarya was very tired, but happy. "The best blessing a child can get is that the whole family is together -- my parents and my in-laws. All the four grandparents gave the child blessings."
After the press conference, Aishwarya came down to give the media a glimpse of herself. She was looking radiant and beautiful as ever.
Image: Amitabh and Abhishek Bachchan pose for the media
'My daughter allows me to sleep at night'
On how much time Amitabh would spend with the baby, he said, "I am jobless now as my (television) show Kaun Banega Crorepati is over. I don't have any movies in hand, so I will have lots of time to spend with my granddaughter."
Abhishek said, "I will be at work from tomorrow. I am busy promoting Players, which releases on January 6. Then, the film shoots will start."
Does his daughter cry at night? Abhishek replied, "My daughter allows me to sleep at night. She is very sweet and obedient. She does not make any fuss, and does not cry much. She is very quiet. She is behaving very well."
Has the news that he is a father sunk in yet? Abhishek said: "I am still getting used to being referred to as dad. Whenever anyone refers to me as Pa in the papers, I first think they are talking about my dad. So yes, it is going to take for me to get used to being referred to as a father because for me, there is only one Pa -- and that's my father."
Image: Amitabh and Abhishek Bachchan pose for the media


text:
Each year, millions of Euros worth of scholarships are offered by Colleges and Universities in Europe for international students. The European Union along with the European Government States also offer government-funded EU scholarships to attract international students into Europe. Like European students, foreign students are eligible to apply to hundreds of Universities in Europe that … Continue reading
Germany Tuition Free Universities and Scholarships for International Students
Germany has become a popular destination for foreign students looking for an international education. German Universities offers internationally recognized programs at a relatively cheaper cost compared to UK, USA or Australia. Moreover, there are a significant number of available scholarships that allows foreign students to study in Germany for free.
Top 5 Training Scholarships for International Students
If you want to improve academically and professionally but don't have the time and money to pursue full time studies, trainings or short courses are just right for you. In terms of improving your chances in scholarship and job applications, taking short courses allow you to upgrade your skills and boost your academic qualifications. scholars4dev.com … Continue reading
30 International Scholarships offered by the World's Top Universities
Do you want to study at a top University abroad? The Word's Top Universities can be found in different parts of the world – USA, Australia, Canada, UK, Netherlands, Switzerland, Sweden, Italy, France, etc. A number of these top Universities offer scholarship programs for oustanding international students. We list scholarship programs offered by Universities included in … Continue reading
Top 10 Prestigious Scholarships for the Best International Students
If you are a bright, talented, or motivated international student, the best scholarships are for your taking. scholars4dev.com lists the ten most prestigious international scholarship programs out there for the brightest international students from around the world. If you are from a developing country. Fulbright Scholarships (USA) The Fulbright Scholarship Program is the flagship international exchange scholarship … Continue reading
22 Tuition Fee Scholarships offered by Universities for International Students
While there are tuition free universities, there are also universities that offer tuition fee scholarships for excellent international students. Scholarships in the form of full or partial tuition fee waivers are the most common international scholarships offered by Universities. Tuition fee scholarships are the next best thing to fully-funded scholarships in a sense that a good portion … Continue reading
HEC National Research Program for Universities (NRPU) Research Grants Pakistan
Pakistani Researchers Awarded in: Pakistan Last Date to Apply / Deadline: 15 May (annual) HEC National Research Program for Universities The Higher Education Commission of Pakistan is offering NRPU research grants for different research domains. This program is offered for national researchers and faculty members of different institutions and universities from within Pakistan. Higher Education … Continue reading
HEC Library and Laboratory Equipment Grants for Pakistan Researchers
Pakistani Researchers Awarded in: Pakistan Last Date to Apply / Deadline: 15 May (annual) HEC Library and Laboratory Equipment Grants for Researchers The Higher Education Commission of Pakistan (HEC) is offering library grants for universities and degree awarding institutions for different library equipment grants. This program is offered for public sector institutions and universities from … Continue reading
Thematic Research Program for Universities Research Grants Pakistan
Pakistani Researchers Awarded in: Pakistan Last Date to Apply / Deadline: Every year Social Sciences Arts and Humanities Research Council of Pakistan Research Grants The Social Sciences, Arts and Humanities Research Council of Pakistan (SSHRCP) is offering national thematic research grant program for universities for different research proposals. This program is offered for national researchers … Continue reading
National ICT R&D Grants for National Researchers
National Researchers Awarded in: Pakistan Last Date to Apply / Deadline: Various (annual) National ICT R&D Grants National ICT R&D is offering research grants for national researchers in Pakistan. These grants are for those researchers who want to pursue their high level research in technology fields in Pakistan. These are focusing on highly able and … Continue reading
College of Environmental Design's Global Access Program, Postgraduate Certificate in USA
Study in:USA
Deadline: 5 July 2019
Packaging Technology and Sustainability, M.Sc. in Autria
Study in:Austria
Deadline: 16 June 2019
Landscape Architecture, Master in Australia
Study in:Australia
Deadline: 1 June 2019
Postgraduate Certificate in Applied Science – Applied Geology, PGCertAppSc in New Zealand
Study in:New Zealand
Deadline: 10 Dec 2019
Chemical Engineering and Water Treatment, M.Sc. in Finland
Study in:Finland
Deadline: 31 May 2019
Atmospheric Sciences – Agriculture and Forestry, M.Sc. in Finland
Study in:Finland
Deadline: 11 Jan 2020
Marine Biology Programme, M.Sc. in USA
Study in:USA
Deadline: 15 Oct 2019
Geography, M.A. in Ireland
Study in:Ireland
Deadline: 30 June 2019
Tourism Innovation and Entrepreneurship, Postgraduate Diploma in Canada
Study in:Canada
Deadline: 1 Oct 2019
Management, Law and Humanities of Sport, M.A. in UK
Study in:UK
Deadline: 11 Jan 2020


text:
Randy Christian
Americans admire warriors. We honor—even idolize elite military people. And sometimes we let that carry over to how we approach spiritual things. We want to fight—and we see ourselves as capable of winning the spiritual battles we encounter. But this fight is different than most of us understand. What is spiritual fighting, and how can we insure victory?
THE BATTLE - The Fight Study Guide


text:
PODCAST 041: INNOVATION THROUGH SIMPLICITY (Idea Bombing Newcastle Talk)
I had a blast talking at the Idea Bombing Newcastle event last week to kick off the Hunter Innovation Festival. It was exciting to hear so many ideas being passed around the room, and to meet a wonderful collection of people that want to create change.
The change I created in my life started when I purged the excess, the items and stuff that I mindlessly accumulated over the years. The interesting thing is, I didn't start purging items to change, I didn't start purging items so we could slow travel around North America for a year, I didn't start purging items so I could spend more time doing the things I love with people I love. But all of that, and more, happened because I let go of things I didn't need in my life. All those wonderful changes and experiences were bi products of living more with less.
I try to cover a lot in a short amount of time and there is a bit of background noise as the Edwards was quite full. But hopefully this talk will help you create change in your life.
If you do have any question or you have an event, work function or group you'd like me to speak at, simple flick me an email to email@example.com and I'd be happy to help.
I hope you enjoy x
Head over to iTunes to subscribe to the show and play the episode within iTunes
A Rich Life With Less Stuff - TED Talk
Website / Instagram / Facebook / Twitter
The original Live Immediately theme music is by Timothy Mcphee. You can check out his music at www.firekites.bandcamp.com
If you enjoyed the show, had fun, and maybe even learnt something, then make sure you subscribe via iTunes and while you're there, why not leave a rating and a review. You know it will make my day.
Thanks for stopping by and giving me some of your time.
Have fun & live immediately.
mike x


text:
On Demand Savings
Earn profit not interest, with flexible, notice-free access.
Our Sharia compliant On Demand Savings Account lets you profit from your savings while remaining true to Islamic teaching. We do not offer you interest on your funds, instead, we undertake Sharia compliant activities with the intention of generating profit, which we then share with you.
*Gross p.a. Terms & conditions apply.
Features & benefits
- An expected profit rate of 0.05% (gross p.a.)
- No notice required to make a withdrawal from your savings
- No limit to the number of withdrawals you can make in any month - subject to there being sufficient funds in your account
- Profits are calculated and paid on the last working day of every month, based on the daily closing balance you maintained in your account for that month
- Deposits may be made via a direct account transfer or a cheque from an account in your name
- Your money is invested ethically. We invest only in Sharia compliant goods and services and, for example, do not invest in alcohol or tobacco companies
- Automatic access to your account via our automated telephone banking service 24/7 or online
Forms & other information
Application forms
Terms and conditions
For your own benefit and protection, you should carefully read the following important leaflets before you complete the application:
Further information
The following information leaflets should also be read:
- Fee Information Document
- Instant access savings
- Proof of identity
- Personal banking
- Financial Services Compensation Scheme (FSCS)
To view PDFs you need the Adobe Acrobat Reader. This program is available free of charge from the Adobe website. Al Rayan Bank is not responsible for the content of external websites.
Summary box
|Summary box
|Account name
|On Demand Savings Account
|What is the expected profit rate?
0.05% (gross per annum)
Your profit is calculated and credited to your account on the last working day of each calendar month.
|Can Al Rayan Bank change the expected profit rate?
The expected profit rate that applies to your On Demand Savings Account is variable. This means that it can change at any time.
If Al Rayan Bank changes the expected profit rate on your account, we will write to you providing you with enough notice to consider your options before the change takes effect.
|What would be the estimated balance after 12 months
If on account opening you deposited £1,000 into your On Demand Savings Account and made no further deposits or withdrawals, the estimated balance on the first anniversary of your account opening would be £1000.50.
This is for illustrative purposes only and does not take into account your individual circumstances. This illustration assumes that your account was opened on the first day of the month and there was no change to the expected profit rate throughout the period of this illustration.
|How to make a deposit
The minimum deposit required for this account is £500. You can only fund your account via a direct account transfer or a cheque from an account in your name. Al Rayan Bank doesn't accept third party transfers.
You can make a deposit in any of the following ways:
|How to make a withdrawal
You can withdraw your funds in any of the following ways:
|How to manage your account online
Our secure online banking portal enables you to:
To register, please download an application form or call us on 0800 408 6407
|Contact us
|If you need to contact us for any reason you can
Write to us at Al Rayan Bank PLC, PO Box 12461, Birmingham, B16 6AQ
|Additional information
|As an Islamic Bank, We do not offer you interest on your funds, instead, we undertake Sharia compliant activities with the intention of generating profit, which we then share with you.
You might also be interested in...
Fixed Term Deposits
Earn the highest level of profit on your savings with a fixed term deposit.Find out more
Notice Accounts
Earn a higher level of profit on your savings and provide notice when you want access.Find out more
Young person's savings
Start them saving the right way.Find out more
Wakala helps generate competitive returns for large, bespoke investments.Find out more


text:
You can enjoy a variety of unique outdoor activities.
• Horseback riding on spectacular mountain trails is a great way to see the beautiful mountain terrain around us.
• Fly fish away from the crowds in a breath taking mountain setting. With one mile of river frontage, we boast Blue Ribbon fly fishing on the Boulder River where parts of "A River Runs Through It" were filmed.
• Hiking to unique scenic spots interests many outdoor enthusiasts.
• A 4x4 ride to a ghost town and gold mines, a scenic boat float on the Yellowstone River, and "cowboy" cookouts and campfires allow guests to totally enjoy the wilderness.
|Map Legend
|Hawley Mountain Guest Ranch
Boulder Rd, South of the Yellowstone, Mt 59052, USA
|Natural Bridge and Falls
State Highway 298, South of the Yellowstone, Mt 59052, USA
|Hawley Mountain
4200A Main Boulder Rd, South of the Yellowstone, Mt 59052, USA
|Meatrack meadow
Natl Forest Develop Road 6639 Rd, Upper Yellowstone Valley, Mt 59052, USA
|Monument Peak and Blue Lake
Natl Forest Develop Road 6639 Rd, Mt 59052, USA
|natural bridge recreation area
|Cabin A
|June 9/ July 4
|Per person double occupancy, 7 nights
|July 7/ Sept
|Meals and all activities included.


text:
Northwestern Film in May
Block Cinema hosts sneak preview and special programs and events
EVANSTON, Ill. --- The screening of "The Radiant," a new video on the 2011 partial meltdown of the Fukushima Daiichi nuclear power plant in Japan (May 3) and Chicago Portraits on Film (May 9), a free program of student made mini-documentaries about people and places in the Windy City, are among the special programs Block Cinema will host in May.
A sneak preview of Chris Galletta's highly-praised "The Kings of Summer," which premiered at the 2013 Sundance Film Festival, and in-person visits by Turkish director Belmin Soylemez (May 1) and filmmakers Clayton Brown and Monica Long Ross (May 15), who will attend the screenings of their films, are also planned.
All films will be screened in the James B. Pick and Rosalyn M. Laudati Auditorium at the Mary and Leigh Block Museum of Art, 40 Arts Circle Drive, on Northwestern University's Evanston campus.
Unless otherwise noted, general admission to Block Cinema is $6 for the general public or $4 for Block Museum members, Northwestern faculty, staff and students, students from other schools with valid IDs, and individuals aged 65 and older. Quarterly passes are $20. Tickets are available one hour before showtime. For more information, call the Block Cinema Hotline at (847) 491-4000 or visit the Block Cinema website at www.blockmuseum.northwestern.edu/block-cinema.
• The Passport to Global Cinema: Contemporary International Films" series continues to show some of the best new films from around the world. Selections include sneak previews of upcoming releases and films without U.S. distribution, providing an opportunity to see some of the most talked-about films from the international film festival circuit yet to be on DVD or at the multiplex. The film series is part of Northwestern's Global Languages Initiative, which emphasizes the need for global fluency in the 21st century, celebrates linguistic diversity and promotes cultural literacy. The two May films are "Present Tense," Belmin Soylemez's video about a young divorcee in Turkey who wants to start a new life in the United States, and "Sharqiya," Ami Livne's debut film about a Bedouin family living in Israel.
• The "New Documentaries" series will feature a free May 15 screening of "The Believers" by local filmmakers Monica Ross and Northwestern faculty member Clayton Brown, about two scientists who announced their discovery of cold fusion in the late 1980s; and the May 31 screening of director Till Schauder's "The Iran Job," about African-American NBA point guard Kevin Sheppard, who spent a year playing under contract for the Iranian basketball league.
Passport to Global Cinema, "Present Tense," 7 p.m. Wednesday, May 1, FREE WITH NORTHWESTERN WildCARD (Belmin Soylemez, 2012, Turkey, video, 110 minutes).
Mina is a young divorcee who longs to leave her unfulfilling life in Turkey and start anew in the U.S. In need of money and a visa, and unable to find something better, she bluffs her way into a fortune-telling job at a cafe and soon develops a following. Her insights into other people's problems are more acute than into her own. Mina's dreams are unfocused and her hopes of a better future are pinned to her vague and perhaps unrealistic goal. "Present Tense" is a quiet, restrained film that taps into feelings of uncertainty that crosses cultural boundaries. Director Belmin Soylemez will attend the screening.
Special Programs, "The Radiant," 7:30 p.m. Friday, May 3, FREE (The Otolith Group, 2012, United Kingdom, video, 64 minutes). The British arts collective The Otolith Group has been making compelling and politically engaged work for more than a decade. Their newest video, "The Radiant," focuses on the 2011 partial meltdown of the Fukushima Daiichi nuclear power plant in Japan. It looks back at the last century's promise of nuclear power as a clean and safe energy source while contemplating the impact of the disaster. "The Radiant" combines newly shot footage of landscapes and infrastructure, amateur footage of the tsunami that led to the meltdown, vintage promotional films and footage of the plant's construction and interviews.
Special Programs, Chicago Portraits on Film, 7 p.m. Thursday, May 9, FREE. This free program of Northwestern student-made short documentary films about Chicago people and places was inspired by this year's One Book One Northwestern selection, Alex Kotlowitz's "Never a City So Real." The film program includes recent documentary shorts as diverse and multifaceted as the Windy City itself.
Special Event, WNUR and Block Cinema present: Sonic Celluloid, 8 p.m., Friday, May 10. Sonic Celluloid is a collaboration of WNUR, Northwestern's student-run, non-commercial radio station (89.3 FM) and Block Cinema. Now in its 10th year, "Sonic Celluloid" features live musicians performing their own original compositions or improvised scores to silent and experimental films of their choosing. Performers this year include Madalyn Merkey, Autumn Drones and Expo '70! Approximate running time is 2 hours. It will be loud! The event was organized by Northwestern students Lily Oberman, Gillian Levy, Kristian Ayala and Daniel Sloan of WNUR.
New Documentaries, "The Believers" 7 p.m. Wednesday, May 15, FREE (Clayton Brown and Monica Long Ross, 2012, United States, video, 83 minutes). This new documentary by local filmmakers Monica Ross and Northwestern faculty member Clayton Brown is an engrossing look at Martin Fleischmann and Stanley Pons, who announced their discovery of cold fusion in 1989. This seeming scientific breakthrough, which if true could lead to an unlimited energy source, was met with praise by cold fusion believers, criticism and disbelief from the established scientific community, and laudatory press coverage that turned negative when the claims could not be substantiated. Brown and Ross' chronicle of the controversy and its aftermath in a a story of intrigue, conflict, heartbreak and wonder. The film won the Gold Hugo award for Best Documentary at the Chicago International Film Festival. Filmmakers Clayton Brown and Monica Long Ross will attend the screening.
Passport to Global Cinema, "Sharqiya" 7 p.m. Friday, May 17, FREE WITH NORTHWESTERN WildCARD (Ami Livne, 2012, Israel, France and Germany, video, 85 minutes). Like many fringe members of Israeli society, the Bedouins lead an uncertain life. Ami Livne's debut film "Sharqiya" dramatizes their existence through the story of Kamel, who lives with his brother and sister-in-law in a small "unrecognized" village and works a mundane job as a security guard. One day Kamel and his family receive notification that their home is to be demolished. Unable to convince the authorities otherwise, Kamel devises a desperate plan to save their humble lodgings.
L.A. Rebellion, "Compensation" 7 p.m. Thursday, May 23, Free, (Zeinabu irene Davis, 1999, United States, video, 90 minutes), in English with subtitles. "Director (and former Northwestern faculty member) Zeinabu irene Davis' first feature depicts two Chicago love stories, one set at the dawn of the 20th century and the other in contemporary times, featuring a deaf woman and a hearing man. Played by the same actors (Michelle A. Banks and John Earl Jelks), both couples face the specter of death when the man is diagnosed with tuberculosis in the earlier story, and the woman with AIDS in the contemporary one. Inspired by a poem by Paul Laurence Dunbar, who died of tuberculosis in 1906 at the age of 33, the film considers the ephemeral nature of love and life, while illustrating the challenges of race and racism over the course of a century." Also screening will be an excerpt from Davis' forthcoming documentary, "Spirits of Rebellion," about the L.A. Rebellion filmmakers. Zeinabu irene Davis will attend. The "Compensaton" screening will be followed by: "Dark Exodus" (Iverson White, 1985, United States, 16mm, 28 minutes. This short film focuses on an African-American family in the early part of the 20th century that sends its sons north in search of a better life. New 16mm print courtesy of UCLA Film & Television Archive.
Sneak Preview, "The Kings of Summer" 7 p.m. Wednesday, May 29, FREE (Chris Galletta, 2013, United States, 35mm, 93 minutes). "The Kings of Summer" is a coming-of-age comedy about three teenage friends -- Joe (Nick Robinson), Patrick (Gabriel Basso) and the eccentric and unpredictable Biaggio (Moises Arias) -- who, in the ultimate act of independence, decide to spend their summer building a house in the woods and living off the land. Free from their parents' rules, their idyllic summer quickly becomes a test of friendship as each boy learns to appreciate the fact that family -- whether it is the one you're born into or the one you create -- is something you can't run away from. The film premiered at the 2013 Sundance Film Festival to rave reviews.
New Documentaries, "The Iran Job" 7 p.m. Friday, May 31, (Till Schauder, 2012, United States and Germany, video, 91 minutes). African-American point guard Kevin Sheppard had big dreams of being signed by the NBA. But as with many U.S. players, he ultimately found employment through contracts with various overseas teams. After playing in South America, Europe, China and Israel, he received an offer to play for the Iranian Super League. The film follows him over one extraordinary year, during the run up to the 2009 election and subsequent "Green Movement" protests. During this time he attempts to help his new team rise from the bottom of the league and forms unlikely friendships with a trio of young women who question their government and the role of women in Iranian society.
A long-term construction project on Northwestern's south campus has closed vehicle access to the Block Museum and Arts Circle Drive. Free parking is available in the lot directly south of the museum. For directions and parking information, visit www.blockmuseum.northwestern.edu/visit/directions-and-parking/index.html.


text:
100% Pure's has been expanding their offerings lately at a dizzying and rapid pace. Notably included are thier Luminous Cremes; a trio of highlighters in shades of pink, white and champagne.
I picked up a tube their champagne shade, "Starlight," hoping to use it as a cream eye shadow. The formula is light, with an almost air-whipped mousse-y consistency, but there are far too many emollients to be used anywhere on the eyelid, creasing appeared almost instantly.
However, it's lovely on the brow bone, cupid's bow, bridge of nose, and of course, along side the cheek bones and orbital bone. It's subtle, not too shimmery and easily portable (the packaging is lightweight and not messy at all). For those looking for a non-toxic substitute for Benefit's High Beam, "Northern Light" is a near identical match.
Ingredients: Aloe Barbadensis (Organic Aloe Juice)* Leaf, Punica Granatum (Pomegranate) Seed Oil, Argania Spinosa (Organic Argan)* Kernel Oil, Euphorbia Cerifera (Candelilla) Wax, Citrus Aurantium Sinensis (Orange) Fibe, Silica, Vegetable Emulsifying Wax, Persea Gratissima (Avocado)Butter, Curcuma Longa (Turmeric) Powder, Daucus Carota Sativa (Carrot) Root Powder, Camellia Sinensis (Black Tea) Leaf Powder, Mica, Citrus Grandis (Grapefruit) Seed Extract, Lonicera Caprifolium(Japanese Honeysuckle) Extract * Certified Organic
$21 / 100% Pure


text:
Gainesville, TX 76240
Estimated payment ∕month**
Customize your monthly payment
This is 297 plus or minus acres on the North West side of Lake Kiowa. This farm has been in the same family since 1852. Some years ago the farm was used to grow vegetables, according to the owner, most of the vegetables sold in Gainesville at that time came from this farm. It has two springs on it, hay meadows, and grazing land for cattle. Most of the land is sandy loam. The owner might consider splitting some of it.
Additional Property Details
Homeowners Association (HOA)
Lot & Land
*Note: All room dimensions, including square footage data, are approximate and must be verified by the buyer.
The information contained herein is furnished by the owner to the best of his/her knowledge, but is subject to verification by the purchaser, and agent assumes no responsibility for the correctness thereof. The sale offering is made subject to errors, omissions, change of price, prior sale, or withdrawal without notice. In accordance with the Law, this property is offered without respect to race, color, creed, national origin, sex, familial status or disability. This is not intended to solicit property currently listed.
**Assumes 4.25% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, home owner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information.Listing Agent:John Dean
Broker:EBBY HALLIDAY REALTORS-WHITESBORO
Safety Rating
Commute to Work
School Districts
Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed.
Amanda GordonLoan Officer
(903)815-2558Contact Me Visit My Website
When you decide to buy a home or refinance your mortgage, your search should start and end here. Home Team Mortgage has been the Ebby Family Companies preferred lender for more than 20 years! We have every Conventional, FHA, VA, USDA and Jumbo loan product you could ever want, but we also offer a unique set of specialty programs exclusively for our preferred partners. We are a locally owned and operated company with over 30 offices in the DFW area to conveniently serve you. Choose a lender you can trust to find the mortgage loan that best suits your needs.
Amy FlemingInsurance Agent
(469)206-8405Contact Me Visit My Website
At Home Team Insurance we provide unparalleled service, guidance, and value to our customers. We understand all of your coverage needs. Our agents offer personalized service and expertise to help you insure your vehicle, insure the perfect home, and guide you in protecting your family's financial future. We work together by making sure you are getting the best quote to meet your budget, along with superior customer service.


text:
By completing your order, you understand that the products(s) you are purchasing are U.S. models and may have power / voltage requirements different from that of your country.
Prices shown in currencies other than US Dollars are estimates based on current exchange rates. We will charge your credit card in US Dollars on the day your order is shipped, and the conversion to your local currency will be done at the prevailing rate by your credit card issuer.
PSSL will not mark your parcel as a "gift", declare a value lower than the actual price paid, or otherwise prepare false customs information.
The DBX-2215 Dual-Channel 15-Band Equalizer/Limiter employs a PeakPlus limiter with a threshold that ranges from 0dBu to +20dBu and can transparently tame the wildest hits or subtlest nuances of any signal. The 4-segment LED bar graph for both gain reduction and output level offers the most comprehensive visual feedback available. The DBX-2215 includes status LEDs for all settings on the front panel. XLR barrier strip and 1/4" connectors; 45mm nylon sliders; and 12dB input gain stage provide pro flexibility and performance.Features:


text:
The one-year anniversary of the the inaugural fly-in for the Southeast Aviators will be held Aug 27 at 11 a.m. at Donaldson Jet Center at Donaldson Field Airport (KGYH) in Greenville, S.C.
The Southeast Aviators (SEA) is a group of pilots and aviation enthusiasts who enjoy flying and helping other pilots.
While the expressed purpose for the SEA is to promote participation in general aviation and share information relating to general aviation and related fields, a second and equal purpose is to promote and advocate for minority pilot participation in general aviation and related careers, association officials note.
The agenda for the upcoming fly-in will contain various speakers to include an Aviation Medical Examiner (AME), who will discuss the upcoming changes to the third class medical, as well as an avionics installer to discuss options for complying with the upcoming ADS-B requirement.
There will also be static displays of various single and twin engine aircraft. The event is designed to be a good time for pilots as well as anyone interested in aviation.
SEA has partnered with The Mentoring and Leadership Development Institute (TMALDI) to provide food for the event. TMALDI is an organization dedicated to helping boys from homes headed by single mothers develop into confident productive young men.
Attendance for the event is free of charge. All funds raised from the sale of food will go to support TMALDI.
You can RSVP to the event here.


text:
Open a box with jigsaw puzzles and match colorful pictures. Play a fascinating and fun game with familiar cartoon characters. The game trains attentiveness and agility, develops fine motor skills and a sense of logic. Paw pappies, princesses, cool patrol and more. At your disposal there are two sets of wonderful pictures divided into 12 and 24 pieces for your convenience.
– Bright design
– HD graphics
– Familiar characters
– Two kinds of puzzles divided into 12 and 24 pieces
– No hidden purchases