text:
Freshman Guide: Rejection
So, you've made it into Northwestern. You're one of the smartest kids out there. You've beaten the odds and squeezed into the 10.7% of students talented and hardworking enough to make it into the 12th best school in the country. So now that you've made it into college, you can finally sit back and relax, right?
WRONG. If you thought it was hard getting into one of the most elite colleges in the world, have fun attempting to get into the elite student organizations within that elite college. That's right -- nearly every group you want to get into, from improv teams to news publications to fucking Dance Marathon, has a competitive application process. So since you're all but guaranteed to get rejected at least once by a Northwestern student organization, here's some advice from ol' Doopy, who was rejected by over twelve student organizations (including Sherman Ave) in just his first four months at school! So without further ado, here's how to survive the sting of rejection:
Keep applying!
When you get rejected from your first group at Northwestern (likely in September or October, just when you're at your most vulnerable), you'll probably feel like a bag of rotten turds. But stay determined! You have to keep putting yourself out there, no matter how long the applications are, and how little time you have to recover before moving onto your next rejection. And even after the 6th, 7th, and 10th rejection, stay positive! You just need to wait a full year until next fall when your friends are on exec boards and take enough pity on you to give you a position like "Social Media Chair!" You like making Facebook cover photos, right?
Remember: Everybody gets rejected!
Though it may seem like you're alone on this process, keep in mind that rejection is a natural part of life and everybody experiences it at some point in their lives. Well, except for the people who go to schools where student organizations are open to everyone. And the people like Julia Louis-Dreyfus and Stephen Colbert who were just naturally amazing at everything they tried. And your roommate who made it onto an a-capella team and the whole group came to serenade him at three in the morning and woke you up so you thought you made it on when it was actually your better looking and more charismatic roommate. But you know, all the other untalented people. They get it.
Go Greek!
If you didn't get to be allowed in a community through student organizations, maybe try your hand at Greek life! Greek life is kind of like student organizations, except they actually have an even worse application process. For men, this means for months you'll be sucking up to guys only one year older than you in hopes of being allowed in so you can do more tasks for them as part of initiation rites. And for girls, you'll be forced to have a smile and drink nothing but cucumber water for a week straight! Oh, and did I mention you can get rejected from all of these Greek organizations based on solely your personality, rather than talent or experience? I'm sure that does wonders for your self esteem!
Form your own group!
If you didn't get into the organization of your dreams, there's nothing stopping you from forming your own theatre board or news publication! Well, besides the fact that nobody respects you enough to pay attention to you. And you don't have the ability to get any resources until you are somehow active for a quarter with no resources, and then get T-status (if you've actually proved yourself, again with no resources), and then get B-status (if you get approved by the ASG, which is not a fan of new student organizations). Oh, and you will most definitely look bitter and angry if you do this, which will probably hurt your chances of getting into a "real" group. But you know, at least you get to perform improv or whatever?
Apply to Sherman Ave!
We love rejecting suckers like you!


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Exempt operators provide 'outlet' to manage crime associated with gambling: Tan Chuan-Jin
The Minister for Social and Family Development was responding to concerns from the National Council of Churches over the partial lift of the ban on online gambling.
SINGAPORE: Having a "managed space" for online gambling allows the Government to provide a "safer alternative" for those who wish to place bets online, said Minister for Social and Family Development Tan Chuan-Jin in an interview with Channel NewsAsia on Thursday (Oct 6).
Mr Tan was responding to a charge from the National Council of Churches (NCCS) that the Government is sending "confusing and conflicting signals" by legalising some forms of remote gambling provided by authorised operators.
Referring to the Government's decision to exempt Singapore Pools and Singapore Turf Club from a ban on online betting, the NCCS said on Wednesday that it had difficulty accepting the Government's rationale that "a complete ban would only serve to drive remote gambling underground, making it harder to detect".
The opposition Worker's Party, and People's Action Party MP Denise Phua are among those who have spoken out against the move. Meanwhile, an online petition to stop the legalisation of online gambling has gathered more than 13,000 signatures as of Thursday.
Below are excerpts from the interview:
Q: Recently, the Government gave the green light for selected betting services from Singapore Pools and the Singapore Turf Club to be offered online. However, in 2015, the Thye Hua Kwan Problem Gambling Recovery Centre and the National Addictions Management Service at the Institute of Mental Health actually saw a 60 per cent increase in the number of problem gambling cases, compared to three years before. This seems to contradict the purpose of the exempt operators regime, as the cases are not going down. So how is the Government planning to address the spike?
Tan Chuan-Jin: We work very closely with these partners. They support us in our effort to help individuals with problem gambling. What we're encouraged by is in the last few years, we've put in a lot of effort in terms of raising awareness, so we do see many people come forward when they had previously not realised that they had problems with gambling. They now realise that they do have a problem, and they're coming forward, in larger numbers. Families are coming forward; social groups are also doing that. That's really useful because it allows us to actually address the problems that these individuals face and try to deal with it.
In fact, that's exactly the challenge we're facing. We're very concerned with the increase in problem gambling, especially in the online space. It's relatively new… and the biggest concern that we have is that it's proliferating. It's a global market; a lot of money is to be made, and the worst thing is that it's unregulated and there are no safety measures in place.
Singapore being very connected to the Internet, and (with) people having smart devices of all sorts - there's a very high risk that we'll see more people going online to gamble. We see some of that happening, and there are two big concerns. One … a lot of it is unfortunately associated with crime, syndicated crime particularly. So for example, illegal gambling (in) 4D, TOTO, football, horse racing - you do pick up bookies, agents on the ground who collect monies, extend credit lines to individuals. And that's worrisome, because not only do you have the social ills that come with gambling, there's also the criminal element.
This is why, we decided two years ago, to table the Bill which is the Remote Gambling Act, which came into place in 2015. (It's) basically putting in place a very robust set of laws - we're going to ban sites actively, we're going to ban channels of payment, we'll criminalise online gaming. I wish that we could just stop there, and that that in and of itself will solve the problem. But unfortunately, we know the Internet - you can close down sites but new sites will set up, and sometimes even faster than you can close them down; there are also technology bypassers, for example, VPNs, proxy websites. So even with the passing of the laws in 2015, we've arrested 120 people who are associated with online gambling - even with the laws in place.
So we know that while we have a robust set of laws, bans and so on, it will not eradicate the problem. Singaporeans are there (online), and while they are there, it is unprotected space, which is why even the laws have an exemption for operators that can operate a very tightly managed safe space, so that those who, for whatever reason, still want to gamble online - there can be a safe environment where they can hopefully, gamble safely, and responsibly. But very tightly controlled, to make sure the measures are in place to protect them. So (we have adopted) a combination of robust laws, bans; a controlled space; as well as supported by an extensive network of support for individuals with problems; and also increasing education and awareness. That's the way we feel that we can approach the issue of trying to manage the growth of these problems.
Q: You spoke about more people having access to these gambling sites online. There is a greater convenience and ease of access to remote gambling. Do you anticipate that this could cause a very different, unprecedented kind of gambling problem, and how will the Government manage this problem?
Tan Chuan-Jin: Exactly. This is why we are very deeply concerned. Online gambling, we think, will increase as the space grows, and it is… largely unregulated and unfiltered. Which is why we've put in place the laws, even with the exempt operator regime - very tight controls are put in place. For example, we don't allow the operators to offer new products. The existing lottery - 4D, TOTO - betting on football, horse racing, F1 - it remains there. We're not offering new types of products, because we're not interested in making them more attractive. But at least, they provide an alternative. There's also safety measures put in place, for example you can't bet with your credit card, no credit line is being extended, you need to put in place for yourself before you're allowed to actually participate, (there's) screening as well before you sign on...
There's two-factor authentication required. We also make sure that the existing exclusion regime continues, meaning that families can take steps to make sure that family members aren't able to participate. Individuals can also do that. So this range of measures allows us to create a safer environment to manage that.
Safety measures are in place to ensure gambling doesn't become more attractive: Minister @chuanjin1 https://t.co/MIqx9UbH03 pic.twitter.com/j7t8jwoUL0— Channel NewsAsia (@ChannelNewsAsia) October 6, 2016
If we don't have this environment, what it means that those who seek to bypass the sort of bans that are in place will then operate in a place that's completely unfettered, and I think (that's) quite dangerous, because they are exposed to criminal elements as well - over and above the social ills that come with gambling.
Q: Do you think that this access to online betting services will exacerbate the problem?
Tan Chuan-Jin: The problem exists today, with or without this managed space. Even with our bans and blocks, people find ways to go around it. We will continue to endeavour to increase the friction, but we know that that overall space is just growing, and given profile of Internet penetration in Singapore, there's a very real risk that people who really do desire to be online to game, will find alternatives despite everything that we've done. So having a managed space, allows us at least to provide a safer alternative. I know that ideally we would prefer not to have this space at all. But I can't wish that problem away, because this set of laws on its own - the bans and the blocks - will not be enough to prevent people from being there.
Video: Tan Chuan-Jin on why Singapore Pools, Turf Club are exempted
But if I had an alternative that may be controlled and tightly managed, I think we would perhaps allow a space who are seeking that online gaming experience to be in that space. At least we can manage that, and we can intervene in perhaps, a much more constructive way, where there are problems that begin to arise.
Q: How would you respond then, to the National Council of Churches' assertion that - with the move to exempt Singapore Pools and the Singapore Turf Club from the Remote Gambling Act - the Government is sending confusing and conflicting signals?
Tan Chuan-Jin: We had a chance to speak to them. There was a consultation in 2014 before the Bill was tabled in Parliament. Recently, I spoke to a number of different groups, including VWO (voluntary welfare organisation) groups, representatives from religious organisations - I fully understand their concerns, because they do need to explain to their followers about the position taken.
In fact, I share their concerns about problem gambling and the ills that come with it. I totally agree that we should not be supporting and encouraging gambling, so that part is very clear. So the question is how do you solve the problem that's at hand? It's a very real problem that we see today, which is - online gambling is there, and it is growing. And even with a fairly robust set of laws and bans and blocks, you will not completely eradicate the problem. How do we then deal with the remnants - those people who are still online, who unfortunately will be very exposed? We share the same concern - we want to look out for those individuals. Having a tightly controlled outlet, space, if you will, I think will allow us, in combination with the other measures put in place, to hopefully adequately, manage the problem.
It's not going to eradicate the problem. It's not as if with this exempted operator regime, plus the robust set of laws - it's going to eradicate online gambling, and all the associated problems. Unfortunately, there will be people who will still seek alternative sites, but at least, I think this is one way we are taking to try to moderate the issue, to prevent it from growing more than it should, and hopefully over time to strengthen it more than we can.
Q: NCCS has raised concerns about how this move could increase risk of problem gambling. While there are safeguards, are these robust enough?
Tan Chuan-Jin: The reality that we face today is that there is a growing problem with online gambling. So we all agree, we need to deal with it. There are associated ills, one of course is social ills, but one of the areas we're most concerned with is crime, because a lot of criminal elements are associated with illegal gambling online. How do we deal with it? So we have a robust set of laws which most people support. It puts in place blocks, it puts in place bans, it criminalises it, but we also know that because of the Internet space - unlike the terrestrial space where (it's) not easy, but you can manage and prevent gambling dens from being built and so on - it's incredibly difficult online, and that space continues to grow. So with these measures alone, it will not eradicate the problem. When we have a controlled outlet, valve, that's provided for by the law, I think it allows the space, where those who are in that space, instead of being on an illegal site, can perhaps be in a safer space where crime is removed from the picture. And at least, safety measures are put in place to try to manage it actively.
But will it completely solve the problem? It will not. Because there will be those who will seek to bypass existing blocks and bans. So for that, we have to encourage people to avoid these sites by education, by support measures that are being put in place .... We share common desired outcomes with many of these groups. The issue is how best to address the problem. I wish we could solve the problem just by having a robust set of laws … but we don't think that it will, because people will still be there, and they're not protected. This the approach that we're taking to make sure the problem doesn't proliferate and get worse.
Q: After the green light was given to Singapore Pools and the Singapore Turf Club, what kind of feedback were you immediately getting from stakeholders, even though they were consulted beforehand?
Tan Chuan-Jin: We've had various reactions. Some had forgotten that we debated this in Parliament two years ago. A number of them surfaced feedback. Some were concerned about why after we approved (the Bill), the companies suddenly came forward to put forth their suggestions. We've been working with the groups for some time, because we wanted to make sure that it is not just theoretical, that these companies can actually make sure that the restrictions put in place could work in reality, before MHA approves it … I fully understand how individuals react, especially when we're not handling the issue in detail. Most people understand the ills that come with problem gambling, but the criminal element is not always so obvious and that's something we are particularly worried about. And we need to manage the space quite tightly, which is why we decided to come forward with a fairly aggressive series of steps … but I think it's important to put across also, the reasons for doing it, and how we're trying to deal with it ... Bans and blocks don't completely work. We will endeavour to strengthen it as we can, add as much friction as possible, but people are still there, finding bypasses. If people are there and not protected, what then do we do to deal with it? Which is why we think that having a very tightly controlled, managed outlet, valve is one way of complementing the whole series of efforts we've put in.
Q: Are you boosting resources of MSF's side to deal with the potential increase in problem gambling cases?
Tan Chuan-Jin: We continue to focus on the issue of problem gambling, which is why we've stepped up efforts in terms of raising awareness, education, so that people can recognise the symptoms earlier, come forward if they need to, and best of all, prevent themselves from getting into that position in the first place. Having a tightly managed space is one way of dealing with it; so that people don't develop the habits that will lead to problem gambling, and perhaps limit (themselves) so they don't end up being deeply in debt, and (having) things unravel because of that.
We do want to step up, as we have done in the last few years. It's something that we will take feedback from stakeholders on, because we work very closely with them. They provide the input, but they also are at the front end working with us, dealing and helping the individuals. So it's not a trivial issue, but like I said, the online gaming space is growing in quite significant proportion, we don't really want to start reacting when the problem becomes acute; we want to deal with it as early as possible, and preempt it.
We've stepped up for example, a lot of advertisements, stories like the recent one by (getai singer) Wang Lei.
As the situation evolves, we will look at resourcing it more, even more than we do today, if the need arises.
Q: There is criticism that legalising these online gambling services will exacerbate the problem. We've already seen that - it's going up.
Tan Chuan-Jin: (On the point on problem gambling going up) A lot of this is due to awareness, more people are coming forward … does it mean it's increasing? More people are coming forward.
I think it's (a criticism) that some people have raised and are concerned about. I think it's a fair concern. We actually looked at other regimes out there, for example in Hong Kong and Norway. They have something similar to us. In fact, ours is a lot stricter, both in terms of the laws and the regulatory framework for operators … they've also been doing studies to try and examine their own space. Whether, as a result of having this exempt operator regime, does the problem gambling situation increase? What we have found is that it hasn't exacerbated their situation at all. It hasn't really increased, so that's quite encouraging. And especially with the fact that our is actually a much more strict arrangement than they have. But as I said, this is an area that we are concerned about ... because problem gambling online, we think, will grow because of the nature of online gambling in and of itself. Which is why we do need to step in with fairly robust actions, and having a controlled outlet valve, we think, is part of that overall regime, to allow us to manage it as effectively as possible.

subset: commoncrawl


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VC Distributors has earned appsbar.com's App of the Day award as an example of how small businesses are able to engage in mobile outreach by utilizing the DIY app builder at appsbar.com.
The app serves as the mobile platform for a San Diego based wholesaler that supplies products to liquor stores, smoke shops, and convenience stores. The app allows users to redeem coupons, view products, and contact the wholesaler directly through a mobile platform.
The VC Distributors app is optimized for both iOS and Android smartphones and tablets and is available for download through the affiliated app marketplace at appcatch.com.
Launched in 2011, Appsbar opens up the mobile marketing category for small and medium-size businesses, artists and musicians, and individuals who want to create in that space. Appsbar has done this by removing the two largest barriers; cost and programming expertise. Appsbar is doing for mobile apps what companies like Intuit and Blogger have done for novices looking to publish websites and blogs. To date, Appsbar has grown to over 500,000 users to become the most popular app building platform in the world.
In September of 2013, appsbar added mobile capabilities, allowing users to create, edit and publish apps directly from a smartphone or tablet.
To create an app of your own with the free and easy-to-use app maker, go to appsbar.com. To view and download other interesting new apps for free, visit appcatch.com.


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Swiss National Bank
This article contains content that is written like an advertisement. (July 2015) (Learn how and when to remove this template message)
The Swiss National Bank (SNB) is the central bank of Switzerland, and is therefore responsible for the monetary policy of the nation of Switzerland and also for the issuing of Swiss franc banknotes.
|Bern and Zurich
|16 January 1906 – 20 June 1907[1][2]
|Thomas Jordan
|Central bank of
|Swiss Franc
|www.snb.ch - Login
The bank is otherwise known as: German: Schweizerische Nationalbank; French: Banque nationale suisse; Italian: Banca nazionale svizzera; Romansh: Banca naziunala svizra, which are the four official languages of the country.
The SNB is an aktiengesellschaft under special regulations, and has two head offices, one is in Bern and the other one in Zurich.
The bank formed as a result of the need for a reduction in the number of banks of issue, which numbered 53 sometime after 1826. In the 1874 revision of the Federal Constitution it was given the task to oversee laws concerning the issuing of banknotes. Then in 1891 the Federal Constitution was revised again to entrust the Confederation with sole rights to issue banknotes. The National Bank Law was enforced on 16 January 1906, and the Nationalbank began business activities on 20 June 1907, and is thought then founded sometime during either 1906 or 1907.[1][2] SNB itself states that it was founded in 1907.[3]
Sometime during World War I (1914-1917[4]), the bank was instructed to release notes of a small denomination, for the first time, by the Federal Council of Switzerland.[1]
The Bundesrat devalued the Swiss Franc during 1936, and as a result, there was made available to the Nationalbank, an amount of monies, which the bank subsequently stored in a Währungsausgleichsfonds reserve for the future, for usage in situations of emergency.[5]
In 1981 the bank participated in research involving Orell Füssli and an optical research group named Landis and Gyr, of matters of banknote design.[6]
During 1994 the Bank was described as a joint-stock company acting under the administration and supervision of the Confederation. It had eight branches and twenty sub-branches within cantons. The governing board had overall executive management of the Nationalbank, with supervision entrusted to its shareholders, the banks' council, the banks' committee, its local committees and auditing committee. There were three members of the governing board, who together decided the monetary policy of the Nationalbank. Towards the end of 1993, there were 566 employees.[1]
With the inception of Article 99 of the Federal Constitution, in May 2004, the Nationalbank achieved formal independence.[7]
As of 2015 the Nationalbank is privately owned,[8] with the majority of shares belonging to the Swiss cantons (45%) and the banks of the cantons (15%), and the smaller remainder in the possession of private individuals (40%).[9][10][11] Shares of the SNB existed within SIX Swiss Exchange from 1907 onward.[12]
Exchange ratesEdit
The Nationalbank made an announcement on 6 September 2011, of its intention to address changes in the value of the Swiss Franc to the Euro. More specifically, that it wanted the value of the Franc to fall below 1.2 to the Euro. A cap was placed on exchange-rates[13] in order to take measures to stem the development of a possible recession. The bank stated the 1.2 exchange value was defendable as the bank could potentially proceed to mint enough banknotes to control the rate sufficiently.[14] The bank announced on January 15, 2015 the Euro currency arrangement would end as the Euro crisis had passed and the Europeans would be making financial policy changes.[15]
The basic governing principles of the Nationalbank are contained within Article 99 of the Federal Constitution, which deals with matters of monetary policy.[16] There are three numbered factors concerning principles explicitly mentioning the Nationalbank, of four altogether shown within the Article. The SNB is therefore obliged by constitutional statute law to act in accordance with the economic interests of Switzerland.[17] Accordingly, the prime function of the Nationalbank is:[18]
to pursue a reliable monetary policy for the benefit of the Swiss economy and the Swiss people.
The Nationalbank publishes within its own site a list of research done as work in progress by staff members, which begin at 2004 (2 papers), to 2005 (2), 2006 (11), 2007 (17), 2008 (19), 2009 (16), 2010 (19), 2011 (14), 2012 (16), 2013 (11), 2014 (13), and to 1 August 2015 there is shown nine papers,[19] a list of eight economic studies which relate to the tasks of the bank, listed from 2005,[20] in addition to a bi-annually published update of research, listed from 2012 to the present.[21]
Cash supply and distributionEdit
The National Bank is entrusted with the note-issuing privilege. It supplies the economy with banknotes that meet high standards with respect to quality and security. It is also charged by the Confederation with the task of coin distribution.
Cashless payment transactionsEdit
In the field of cashless payment transactions, the National Bank provides services for payments between banks. These are settled in the Swiss Interbank Clearing (SIC) system via sight deposit accounts held with the National Bank.
Investment of currency reservesEdit
The National Bank manages currency reserves. These engender confidence in the Swiss franc, help to prevent and overcome crises and may be utilized for interventions in the foreign exchange market.
Financial system stabilityEdit
The National Bank contributes to the stability of the financial system by acting as an arbiter over monetary policy. Within the context of this task, it analyses sources of risk to the financial system, oversees systemically important payment and securities settlement systems and helps to promote an operational environment for the financial sector.
International monetary cooperationEdit
Together with the federal authorities, the National Bank participates in international monetary cooperation and provides technical assistance.
Banker to the ConfederationEdit
The National Bank acts as banker to the Swiss Confederation. It processes payments on behalf of the Confederation, issues money market debt register claims and bonds, handles the safekeeping of securities and carries out money market and foreign exchange transactions.
The National Bank compiles statistical data on banks and financial markets, the balance of payments, the international investment position and the Swiss financial accounts.
The Swiss National Bank invests its assets, particularly in the stock market. In 2018, its share portfolio stood at 153 billion Swiss francs.[22]
According to its guidelines, it "avoids shares in companies which produce internationally banned weapons, seriously violate fundamental human rights or systematically cause severe environmental damage".[23]
Since 2016, environmental associations and academics criticize the fact that these investments do not take into account the Paris Climate Agreement (article 2) and are responsible for at least 50 million tons of carbon dioxide emissions in 2017.[22][24][25]
Monetary policyEdit
The Swiss National Bank pursues a monetary policy serving the interests of the country as a whole. It must ensure price stability, while taking due account of economic developments. Monetary policy affects production and prices with a considerable time lag. Consequently, it is based on inflation forecasts rather than current inflation.
The SNB's monetary policy strategy consists of three elements: a definition of price stability (the SNB equates price stability with a rise in the national consumer price index of less than 2% per year), a medium-term conditional inflation forecast, and, at operational level, a target range for a reference interest rate, which is the Libor for three-month investments in Swiss francs.
The General Meeting of Shareholders is held once a year, as a rule in April. Owing to the SNB's public mandate, the powers of the Shareholders' Meeting are not as extensive as in joint-stock companies under private law.
Bank CouncilEdit
The Bank Council oversees and controls the conduct of business by the Swiss National Bank and consists of 11 members. Six members, including the President and Vice President, are appointed by the Federal Council, and five by the Shareholders' Meeting. The Bank Council sets up four committees from its own ranks: an Audit Committee, a Risk Committee, a Remuneration Committee and an Appointment Committee.
A list of the Bank Council members is published on the SNB website (see: http://www.snb.ch/en/iabout/snb/bodies/id/snb_bodies_council)
Governing BoardEdit
The Swiss National Bank's management and executive body is the Governing Board. The Governing Board is responsible in particular for monetary policy, asset management strategy, contributing to the stability of the financial system and international monetary cooperation. The Governing Board consists of 3 members:
- Chairman: Thomas Jordan[26]
- Vice Chairman: Fritz Zurbrügg[26]
- Member: Andréa M. Maechler
Gold reservesEdit
The SNB manages the official gold reserves of Switzerland, which as of 2008 amount to 1145 tonnes and are valued at 30.5 billion CHF.[27] The gold is believed to be stored in huge vaults beneath the Federal Square (Bundesplatz) to the north of the federal Parliament building in Bern, but the SNB treats the location of the gold reserves as a secret.[27] Independent confirmation of the gold's location was obtained by the Bernese newspaper Der Bund in 2008. It published a photograph of the bullion that a keystone photographer was allowed to take at the SNB premises in Bern in 2001. Der Bund also quoted a retired official of the city's surveying office as saying that the gold vaults take up an area of roughly half the Federal Square and have a depth of dozens of meters, down to the level of the Aar river.[27] The SNB says that the gold reserves are stored in different safe places in Switzerland (70% -mostly under the Bundesplatz in Berne and at the Bank for International Settlements in Basel) and abroad (i.e. Bank of England and Bank of Canada).[28]
From the latter years of the 1990s until sometime during 2005, the Nationalbank transferred from its possession (incompetently, when the gold price was at its historic low)[29] half of its gold reserves, following the Nazi gold affair.[5]
World War IIEdit
The Swiss National Bank provided 1.2 billion CHF to the Reichsbank, of this, a value of approximately 780 million CHF of the gold given to the Nationalbank was gold which had been looted by the forces of Germany. In addition the Nationalbank also exchanged between 1.2–1.6 billion CHF for gold from the Allied forces.[30] During 20 April 1944, gold from the gold reserves of Italy arrived from Como at the railway station within Chiasso.[31]
There is controversy over the role of the Swiss National Bank in the transfer of Nazi gold during World War II. The SNB was the largest gold distribution centre in continental Europe before the war. A study by the U.S. Department of State in 1997 notes that the Bank "must have known that some portion of the gold it was receiving from the Reichsbank was looted from occupied countries".[32] This was confirmed by the Swiss Bergier commission in 1998 which concluded that the SNB received US$440 million in gold from Nazi sources,[33] of which US$316 million is estimated to have been looted.[citation needed] The gold from Nazi governship sources was in the form of ingots containing gold looted from Central Banks of Europe and gold from Jews executed within the concentration camps established by the machination of the Nazi regime, which the SNB took without knowing these facts at the time, nor inquiring to any great degree in the process of its transfer into the possession of the SNB, according to a former Archivist of the SNB Robert Vogler.[34]
The Nationalbank had profits of $39.3 billion at the close of 2014.[35]
On 31 July 2015, the bank reported a first-half loss of £33 billion.[36]
See alsoEdit
- Banking in Switzerland
- Economy of Switzerland
- SARON (Swiss Average Rate Overnight)
- Swiss Financial Market Supervisory Authority (FINMA)
- Swiss gold reserves referendum, 2014
- Swiss sovereign money referendum, 2018
Notes and referencesEdit
- ^ a b c d Manfred Pohl; Sabine Freitag. Handbook on the History of European Banks (p.1032, 1034 - 1035. published by Edward Elgar Publishing 1 January 1994, 1303 pages, ISBN 1781954216, Elgar Original Reference Series. Retrieved 31 July 2015. templatestyles stripmarker in
|publisher=at position 66 (help)
- ^ a b Ivan Tibor Berend. An Economic History of Nineteenth-Century Europe: Diversity and Industrialization (p.162). Cambridge University Press 2013, 521 pages, ISBN 1107030706. Retrieved 31 July 2015. templatestyles stripmarker in
|publisher=at position 45 (help)(this source is showing the specific info verbatim: founded in 1906)
- ^ SNB - Questions and Answers on the SNB as a company (9.) [Retrieved 2015-08-01]
- ^ A.J.P Taylor - The Origins of the Second World War, published 1961 (1st ed.) [Retrieved about 1994 (Waterstones) & 2015]
- ^ a b Peter Bernholz (Ulrich Bindseil, Rudolf Richter, Justus Haucap, Christian Wey). Institutions in Perspective: Festschrift in Honor of Rudolf Richter on the Occasion of His 80th Birthday. Mohr Siebeck 1 Jan 2006, 407 pages, ISBN 3161490614. Retrieved 31 July 2015. templatestyles stripmarker in
|publisher=at position 37 (help)CS1 maint: Multiple names: authors list (link)
- ^ K.J. Schell - The History of Information Security: A Comprehensive Handbook (p.232) published by Elsevier 28 Aug 2007, 900 pages, (edited by Karl Maria Michael de Leeuw, Jan Bergstra), ISBN 0080550584 [Retrieved 2015-08-01]
- ^ International Currency Review. International Currency Review, Volume 30. Currency Journals Limited 2004. Retrieved 31 July 2015.(ed. original source: National Bank Law, used to locate Article 99 info)
- ^ Stephen Mitford Goodson. A History of Central Banking and the Enslavement of Mankind. Black House Publishing Ltd 17 Apr 2015, 216 pages. Retrieved 31 July 2015.
- ^ Bloomberg. Share Price of Schweizerische Nationalbank. published by Bloomberg Business & SIX Swiss Exchange. Retrieved 1 August 2015.
- ^ SNB - Questions and Answers on the SNB as a company (5) [Retrieved 2015-08-01]
- ^ Swissinfo.org (7 October 2016). "Who is speculating in Swiss central bank shares?". Retrieved 12 October 2016.
- ^ SNB - Questions and Answers on the SNB as a company (9) [Retrieved 2015-08-01]
- ^ R.A. - Foreign exchange published by The Economist 6 September 2011 [Retrieved 2016-08-01]
- ^ EMMA THOMASSON & CATHERINE BOSLEY. Markets: Zurich. published by Reuters 6 September 2011. Retrieved 1 August 2015.(The report uses the word unlimited, to refer to banknote production numbers though the world being as it is limited and finite, this wouldn't have been strictly literally possible)
- ^ C.W. (18 January 2015). "The Economist explains Why the Swiss unpegged the franc" The Economist. Retrieved 18 November 2015. The Economist website
- ^ Constitution and laws (as at April 2015). published by the Swiss National Bank, Zurich (Switzerland) 2015. Retrieved 31 July 2015.
- ^ Swiss national Bank - Article 99 - Geld und Waehrung [Retrieved 2015-07-31]
- ^ SNB - Educational pdf published 2006 (2nd edition) [Retrieved 2015-08-01]
- ^ SNB - Research: Working Papers [Retrieved 2015-08-01]
- ^ SNB - Research: Economic Studies [Retrieved 2015-08-01]
- ^ SNB - Research: Research Update Archived 4 December 2016 at the Wayback Machine [Retrieved 2015-08-01]
- ^ a b (in French) Susana Jourdan and Jacques Mirenowicz, "La BNS peut lutter contre le réchauffement climatique", Le temps, 24 April 2018 (page visited on 25 April 2018).
- ^ Investment Policy Guidelines of the Swiss National Bank (SNB), of 27 May 2004, as of 1 April 2015 (page visited on 25 April 2018).
- ^ The Swiss National Bank's investments in the fossil fuel industry inflicts heavy losses to Switzerland, report of the association "Artisans de la transition", 24 April 2018 (page visited on 25 April 2018).
- ^ (in German) Heidi Gmür, "Finanzmärkte im Klimawandel", Neue Zürcher Zeitung, 23 April 2018 (page visited on 25 April 2018).
- ^ a b Communications:New SNB Governing Board published by Schweizerische NationalBank
- ^ a b c Schwendener, Pascal (25 July 2008). "Schatz unterm Bundesplatz: Das Gold der Nationalbank". Der Bund (in German). p. 18. Retrieved 27 July 2008.[dead link]
- ^ "Politique monétaire: L'or de la BNS occupera le Conseil des Etats - Suisse - 24heures.ch". 24heures.ch/.
- ^ https://www.swissinfo.ch/eng/politics/gold-reserves_swiss-love-affair-with-gold-could-heat-up-again/41101844
- ^ P. Marguerat (ed. Georg Kreis) (11 January 2013). Switzerland and the Second World War. Routledge. ISBN 1136756701. Retrieved 31 July 2015.
- ^ Gianni Toniolo, Piet Clement (16 May 2005). Central Bank Cooperation at the Bank for International Settlements, 1930–1973. Studies in Macroeconomic History, Cambridge University Press. p. 252. ISBN 0521845513.CS1 maint: Uses authors parameter (link)
- ^ Stuart Eizenstat (2 June 1998). "Eizenstat Special Briefing on Nazi Gold". United States Department of State. Retrieved 5 July 2006.
- ^ ""Switzerland and Gold Transactions in the Second World War"" (PDF). (1.18 MiB). Bergier Commission, May 1998. Retrieved on 5 July 2006. Quote: " All in all, the Reichsbank shipped gold valued at 1,922 million francs, or 444 million dollars to Switzerland during the war." (p. 64)
- ^ Gregg J. Rickman (31 December 2011). Conquest and Redemption: A History of Jewish Assets from the Holocaust. Transaction Publishers. p. 37. ISBN 1412808995. Retrieved 1 August 2015.
- ^ Michael Lingenheld - INVESTING published by Forbes Magazine 12 March 2015 [Retrieved 5 August 2015]
- ^ Business published by British Broadcasting Corporation 31 July 2015 [Retrieved 31 July 2015]


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Bell Intersect Urban Helmet > Blue - M
Prowl the urban jungle. A little bit old-school moto, a little bit urban chic. The all-new Bell Intersect Urban Helmet blends that classic Evel Knievel-inspired hardshell look with understated design and comfort. The EPS foam liner is segmented and connected to a reinforcing skeleton"so it flexes and conforms to your head. Now you™re ready to shred the city streets.


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Companysending specially designed for Xbox 360 systems that have been long time subscribers to Xbox Live.
subscribers may want to look for a delivery of Microsoft. The company announced it sends customized Xbox 360 (bottom right) to those who have "been with [Microsoft] longer."
Find best price for : --Microsoft----Live----Xbox--
EA studio in Gothenburg, Sweden, is now the Spirit, and with a new name now has a website very elegant. Ghost is rumored to be working in a Need for Speed ??EA producer Alan Baker at the helm. Former DICE executive producer Marcus Nilsson heads the ghostly
"Ghost is a unique development in the area AAA. Entire dynamism and creativity of" start-up "while working with industry giants like criterion and guarantee says that we have the tools and support to execute our creative vision and technical website Ghost" bed. Seriously, nuts and art design nerds, please visit. It is super nice.
Find best price for : --Gothenburg----DICE--
singer Beyonce has failed once again to remove the legal action against the developer Gate Five Studios imminent. Gate Five claims Beyonce has agreed to contribute to a video game called
Superstar: Beyonce
end of last year, but then out of the operation, causing severe damage financial study. Beyonce lawyers sought summary judgment in April, claiming Gate Five had not thrown in the funding needed to make the game, but this attempt was rejected.
now appeal against this judgment was unsuccessful. Not that Beyonce lost the case, but that does not mean it is likely to stand trial, where a jury will determine whether Beyoncé was in his contract to leave the project, or if somehow breached the agreement. The problem seems to be that Beyoncé is necessary, a certain amount of money to stay on board, she stated that the study did not receive. Five door suggested that there was an agreement to obtain money from Beyonce contract requires very soon, and she knew that the operation was put in place for everyone to take their place.
Find best price for : --Five----Gate----Beyonce--
tactical advantages stacking mechanism summit a Banshee are too large to ignore this new episode of Mythbusters in House Defense game. In the first Halo 4
delivery, we learn many valuable things about the beginnings of Halo 343 ... but who cares? Can
stack a mech in a tank
Find best price for : --Halo--
guess it was inevitable. I mean, this is a game that offers a cheerleader zombies Thurs eighteen we are talking about. And Japan should surprise no more. But I'm always a little surprised by announcing that manfacture grasshopper Lollipop Chainsaw
Although no concrete plan has been presented, the intention of joining Ubisoft Nintendo push more games available for sale digitally the new flagship console is now clear: "as soon as possible, we will," said the president of Ubisoft Yves Guillemot Polygon speak if his company's intention to retail as downloadable full games through Nintendo eShop jams.
No further information on pricing and availability has been given, if the expansion occurs in the online store at launch or later on the way, remains to be seen. what is clear, however, is that Ubisoft games on the Wii U (regardless of the method of purchase) will eventually include the Uplay integration, since the versions of the present generation do. "Nintendo has been very open to us and let us use our systems to communicate with our customers," said Guillemot. Uplay integration should some time after launch.
Find best price for : --eShop----Ubisoft--
Find best price for : --Nintendo--
Find best price for : --Miria--
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September District 12 Dialogue Features Tony Lindauer, PVA
Event set for Tuesday Sept. 21st
Jefferson County's Property Valuation Administrator, Tony Lindauer will be on hand as the featured guest for September's District 12 Dialogue set for Tuesday, September 21st at 7:00pm.
"Many people may be aware that the PVA's office determines the value of all property in Metro Louisville," says Councilman Rick Blackwell (D-12). "They may not be aware of other programs the office provides to help homeowners"
The September District 12 Dialogue will get underway at St. Lawrence Church, 1925 Lewiston Drive.
"The goal of the District 12 Dialogues is to bring various departments of the local, state and federal government to residents so they can ask questions and learn more about how government works," says Blackwell. "This is also a chance to let me know of any ideas or questions residents may have."
Joining Lindauer at the meeting will be representatives from Louisville Metro Police, the Division of Licensing and Permits, Neighborhoods and MSD to answer questions about programs. A representative of Congressman John Yarmuth's office will also be in attendance.
For more information about the September's District 12 Dialogue, contact Councilman Blackwell's office at 574-1112.


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Having a Child with Down Syndrome, Part LXXXVII: Balancing Act
Copyright © 2015 Stephen Hawley, all rights reserved.
I've been having internal issues with Alice recently. A lot of it stems from some regressive behaviors which have been compounded by low expectations of people in the general public. I've also been looking at how she's been progressing in school compared with her peers and it's depressing. She's included, she's participating, but it's clear that she's not really getting the material. With all of that I worry about her independence. I mean, how long are we going to continue making sure she bathes properly?
And then we get some really weird things.
For example, we were at a wedding a week ago and Alice was absolutely in love with dancing.
And here is Alice in her element. She's in a social situation and is having the time of her life.
We went to see Pan this past weekend and on the way home, we were listening to the radio and they were playing an American Authors song, Best Day of My Life:
Alice's 5th grade class learned this song for the grade school graduation some 5 months ago. Alice was singing along and she was more or less on key, in sync with the song and had the words.
And herein is the balancing act: how do we find the balancing point of making sure she learns the things that will be important for her to live independently as well as the things that she wants to learn? How do we find the balancing point for knowing who to trust and dance with and who to stay away from? What's worse is that all the balance points are shifty little buggers.
Having a Child with Down Syndrome, Part LXXXVI: More Cooking
Copyright © 2015 Stephen Hawley, all rights reserved.
I've talked about this before, but I think it's good to bring it up again. Cooking is a basic life skill that is important for living independently. It's also important, I feel, to set an example for good, homemade food. For the most part, we try to have vegetable heavy meals with some meat and a treat here and there. Since we're in fall in New England, I thought today would be a good day to make an apple pie with Alice. For this, we used two kinds of apples: honeycrisp and macoun. Neither are traditional pie apples, but I figured they would work out just fine.
As Alton Brown has spoken about setting up a proper mis-en-place, "organization will set you free." I measured out the sugar, cinnamon, corn starch and spices and let Alice mix them up. I cut up the apples and chopped some dry cranberries and then had her put the sugar mix on top and I mixed them up. Then we took turns filling the pie shell.
I put on the top shell and Alice helped pinch the crust down. I cut out a simple dough shape, cut a few holes in the top and put it in to bake. It came out quite well.
The crust is gluten free. I was assured by my family that it was a delicious pie (I've sworn off sugar a few months back). I served it with faux banana ice cream, which is frozen bananas, a small amount of milk and some vanilla, run though a blender.
Alice loved the entire process, from putting on her apron to mixing and filling and of course eating. I can tell you from experience that without the single organizational step, this process is much more difficult. Alice wants to help, so when I'm cooking, I try to have some steps in my back pocket that Alice can do. A few months back I heard Wil Wheaton talking about how to be an awesome dungeon master in role playing games. He said that it's important to figure out a way to say 'yes' instead of 'no'. Cooking with a child with special needs is the same thing. How can I figure out how to say 'yes' when Alice asks, "May I help please?" It can be something as simple as putting silverware on the table or as complicated and measuring and mixing. If I'm cooking from scratch with no recipe, it might take me an extra couple minutes to put all the seasoning into a small dish for Alice to add into the dish instead of me adding them in piecemeal. Those extra couple of minutes are an investment in her future, or at least I hope so. Yes, it takes me very little time to, say, make something from a boxed mix and a lot longer for Alice to read all the words and to help her follow the instructions, but getting that teachable moment will be so important when I'm not around.
Having a Child with Down Syndrome, Part LXXXV: Cuts, Boo-boos, and Owies, Oh My!
Copyright © 2015 Stephen Hawley, all rights reserved.
Boo-boos and owies are a fact of life, even at my age. When you are cognitively delayed, getting injured can be challenging. Yesterday, Alice caught her finger in the car door. I get this. Around about the same age, I did the same thing on the way to a band concert. I had the added ingredient that the mom who was driving the carpool started to drive away while my finger was pinned in the door and as I pounded on the window with the other hand to get her attention.
It took about a half hour to calm Alice down. She was angry and was lashing out at everyone around her. I got told to get lost several times. Once I was able to calm her down, I addressed the band-aid situation. I tried the parent trick of a false dichotomy: "do want a princess band-aid or a Hello Kitty band-aid?" "I don't want any band aid!" Oh well, it lasted 12 years - that's a pretty good run for a manipulation technique. I tried the "let's try to make this your idea." trick where I explain the consequences of not doing what's best and ask her what we could do to avoid that. No dice. Finally I did the "you need to do A or you can't do B", which I like to avoid. In this case, it was "you need to wear a band-aid or you can't go to modern dance." That worked. Phew.
To her credit, once she was in dance class, she did a great job and seemed to have forgotten the insult to her body that had happened not so long ago.
This is the same process that you would do with any kid, but in Alice's case, it takes a lot longer and you have to give her several free passes on the yelling with repeated, very calm "I know it hurts, but I don't like being yelled at." messages.
On the plus side, yelling is a great way to build breath control. Just saying.


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It looks like Bernie Sanders' campaign has already moved on in responding to Black Lives Matter. I probably should make it clear that the following is just my opinion.
On Saturday a group of people belonging to an organization called Black Lives Matter stormed into a Netroots Nation town meeting with the apparent aim of giving Bernie Sanders and Martin O'Malley heck. Then on Sunday and Monday, there were 'thoughtful' articles asking whether Bernie Sanders can win over the black vote. Black lives do matter, but in my opinion this story doesn't add up. Why the hostility?
There were black people at the rally. They weren't storming around. They were listening, like everyone else. On the way out I asked a young black woman what she thought of the rally. She said she liked his ideas. She had thought she might vote for Hilary but she was reconsidering.
When Senator Sanders appeared on stage on Saturday night he was obviously amazed at the size of the crowd.
"Somebody told me Arizona is a conservative state. Somebody told me the people here have given up on the political process. That's not what I see here tonight. There's nothing we can't accomplish in transforming America!"
The thing is, the people who told him that Arizona is a conservative state were right. In certain circles Arizona is conservative. However, the conservatives were not there on Saturday night. Either that or they couldn't make themselves heard over the cheering, because more than eleven thousand people liked what they heard. Here's the rally from my point of view.


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Ok I admit that the reason I am posting about this is because I love Weck Jars, a fancy european way of canning that replaces the toxic canning lids used by Ball and replaces it with a rubber band and a glass lid. This is also great because it means you don't have to buy more lids every time you reuse your old jars. Mostly though I just think they are beautiful to look at. In this case not only are they the perfect packaging for local seasonal preserves, pickles and Honey they are all from Blue Hill Farm so they are fancy local. The small jar of Jam or pickles starts at $14 all the produce is grown locally and seems like a perfect gift for the gourmand in your life who has everything.
This is a new endeavour by the people who bring you Blue Hill at Stone Barns. I'm not a big believer in holiday gift giving and if I do give gifts I often like to give things like a Llama from Heifer International or make a donation to Earth Island Journal. However in this case I think it is a good way to support local farmers and would be a lovely thing to bring to a dinner party. Of course as anyone who reads UFG regularly knows I think it would be nicer if you made your own preserves and gave them instead, but given that is not always an option for a lot of us this is a good alternative.


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If a student becomes ill or injured while at school, s/he must go to a Director of Student Life or, during athletics, a coach. S/he may not leave campus without an adult's knowledge and permission. Appropriate over-the-counter medications may be given, based on permission given by a parent or guardian at the start of the school year. A parent or guardian will be contacted if it is necessary for a student to go home.
General Medication Policy
Your child may require some type of medication while at school. This may be a medication taken only for a few days, or one taken every day. Therefore, it is essential that parents follow these guidelines:
- Students shall not bring any over-the-counter or prescribed medications to school without the consent of a Director of Student Life. Those medications will be held by a Director of Student Life and dispensed accordingly.
- All prescription medications must be submitted to a Director of Student Life in the original pharmacy-prepared containers, labeled by a United States licensed pharmacist. The label must provide the name of the student, name of the medication, dosage, frequency, healthcare provider's name and date of the original prescription.
- School policy prohibits students from self-administering any medication, prescription or over-the-counter.
- Students who require asthma inhalers, diabetic medications, or an Epi-Pen should carry these medications with them at all times. All medications must be properly labeled with the student's name.
- A Director of Student Life or a designee may dispense over-the-counter medications, as needed, in accordance with standard package dosing instructions.
Medical Records and Health Insurance
All students are required to have health insurance coverage. All medical information is maintained by the Directors of Student Life and is separate from other School records.
In general, all information in a student's medical file is confidential. However, there may be times when the School must release information from the student's medical file in order to facilitate proper medical care. We may also need to call medical providers to discuss the student's care. It may also be necessary to discuss confidential information about the health and well-being of a student with appropriate adult members of the community.
Health Forms
Health information is completed online through TADS as part of the annual enrollment process. A hard copy of the student's immunization record is required yearly. Parents are expected to accurately complete all information. It is expected that the School will be notified in writing of any changes that arise during the year.
Long Trail does not employ a behavioral health professional or on-site counselor. A Director of Student Life may discuss options for counselling with parents/students.


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A Karate Black-belt was demonstrating his skills. He was attempting to break two wooden boards held together by his assistant. He punches the set of boards only to hurt his knuckle, which started bleeding. He attempted again and with the same result. In his third attempt, he refocused and then punched the boards into two pieces. The assistance was mystified by this unusual happening as the master had never failed before. He asked the master reason for the failures in the first two tries. The master replied - "I made great mistake. Instead of looking through the board at your chest, I was focused on the boards. To do it right, you have to imagen a point past the point of impact."
If all we see are hurdles, we may never reach our destination. Look past the hurdles in life, not at them.
The intent of this blog is to share what life has taught and continues to teach me. I also want to learn from your learning. Join me in my mission to unleash tremendous potential we all have and transform dreams to reality... (Please leave your comments or send email to email@example.com to stay in touch)
Thursday, October 14, 2010
Don't Fear Obstacles...
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About Me
- arunb
- I was born in the lap of Himalayas (Himachal Pradesh) in the home of educationalists. I grew up in an environment where asking questions was encouraged; and curiosity was considered foundation to enlightenment. I dedicate all my learning in life to those who encouraged me in my quest to "figure things out" and responded to my curiosities. Spiritual orientation helps me to accept possibilities beyond the realm of logic.


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How to create new seasons in 360
This tutorial will show you how to add new seasons to your farm in 360:
1. Click on My farms (A), then click on the farm you want to use (B).
2. Click on Farm seasons.
3. Look for the season you'd like to make active, then click on "Activate this season" to mark it as active. Data from this season (farm, fields, crops, no-crop areas) will be copied over to the new season to be used as base data.
4. Click on Add season to go on:
5. You may now enter the name of your season, then click on "Create" to save it to 360
5. Having created your season, you may now modify your data or add new data. To do this, mark your new season as active, then click on the name of the farm to go back to your farm screen
You may now use the edit tool to modify your existing features or add new ones.


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Most Favorite Costumes Of The Holiday Season
Halloween is the not the only day where you can host or attend a costume party. Christmas is also one of those days where dressing and cosplaying is completely legit and very much appreciated. There is more than one outfit that you can wear on the day of the Christ, but the most common ones … [Read more…]


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Alicia and Kyle chose the Chicago Sessions Engagement Package and we could not have had a more pleasant day and evening in the Windy City. Our day started in Northwest Indiana where we met at the South Shore train station and took the signature shot of the train arriving to whisk our happy couple away for their photographic adventure.
For this particular engagement session, the idea is to take cinematic images around various areas of Chicago in glorious color and then turn them into black and white images that look like old film. The color versions are always available and even sometimes preferred, such as the image above with our couple embracing in front of the lit up Chicago skyline. This was taking during the famous "blue hour" after night falls.
Once the train arrived, I hopped on with Alicia and Kyle and "spied" on them from across the aisle as we made our way to the city.
One of the "must have" locations on our itinerary was the Chicago River where Kyle proposed to Alicia on a chilly New Years Eve with her family looking on from the surrounding bridges. We reenacted this wonderful moment as I stayed out of the way and let the emotion come forth.
While the Chicago Sessions are supposed to capture a day in the windy city with the great cityscapes as our backdrop, I do like to take a few close up portraits of my couples to have for themselves and family.
Just before dusk we took a taxi to the Adler Planetarium terrace for images with the Chicago Skyline as our backdrop. We awaited night to come and the city lights to turn on.
Once night fall was fully upon us, it was back downtown to use the ambiance of the city at night for some unique after dark engagement photos of Alicia and her favorite soldier.
I hope you have enjoyed this sneak peek look at Alicia and Kyle's Chicago Session engagement photos. Many more images, including the entire black and white set to come. For more updates, stay tuned here and like the Region Weddings Facebook Page.


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How are New Roads and Utilities Established – What is a LID?
New roads and utilities are implemented through the establishment of a Local Improvement District (LID).
A Local Improvement District (LID) is a method of financing capital improvements for constructing infrastructure, by assessing the whole or part of the costs of the improvements, that are a benefit to the properties within the boundary of the LID.
A LID is created when property owners within a defined benefited area petition the County to make street, drainage, water, utility and/or sanitary sewer improvements.
The LID allows County staff to work with property owners to define LID boundaries, develop construction cost estimates and estimate assessments for the lots within the LID. State Statute requires a petition, public hearings before the Board of County Commissioners ("Board") and an election. The LID program also allows County staff to procure tax-exempt bonds or local bank construction loans to finance the cost of the improvements constructed within the LID and collect special assessments over a ten (10)-year period to pay for the improvements.
For more regarding LIDS click on the link below:


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Illumedia Outsourcing is a full service digital creative and outsourcing company based in Davao City, Philippines, catering to both local and international clientele since 2011.
We are composed of young, inspired, passionate, driven and creative forward thinkers & servant leaders with skills in Web Design, Graphic Design, Web Development, and Content creation including Video Production, Online Technical Support, Back Office tasks and more.
We believe in creating our own innovative culture and fostering each other's growth and development
in our chosen field of interest and in life in general.
Doors 4 & 5, 3rd Floor, Yap Building,
Quimpo Boulevard, Matina, Davao City
Philippines 8000
E-mail: firstname.lastname@example.com
Call: 63 82 295 6711
Mobile: 63 922 878 77 45


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QR (Quick Response) codes are the confusing square pixelated boxes that you see on paper that people can scan with their devices. QR codes usually take you to a website, email or provide you with text information.
Goqr.me - create all sorts of QR codes
Android - Google Play Android: FREE download and use scan.me from the Google Play store.
iOS - Apple iTunes: FREE download and use scan inc from the iTunes store.
Click here to add it right now to your device through your computer.
Scan this and see what it is.You do not have to embitt this on your website.
URL Shorteners
Tiny.cc - use this to make a complicated URL short and easy to type.
Bit.ly - create an account and make your long complicated URL shorter.
Shorten your portfolio website URL to be the FIRST PART OF YOUR EMAIL address.
eg. firstname.lastname@example.com would be bub666
Programs >


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Cafe World Email Sign Up Gives You Up to 100 Cafe Cash
The reason why Zynga is trying to make you apply to receive their emails is simple: starting today, Facebook is no longer allowing notifications and therefore the game might lose some players who are not that active. However, if you decide to follow the banner that looks like the one below and sign up for e-mail updates for Cafe World, you receive the following bonuses:
- a chance to win 100 Cafe Cash EVERY WEEK at Zynga's draw. So if you are a fan of the game and you'd also like to have a chance of receiving so much cafe cash for free, sign up to receive updates via e-mail!
Now share your thoughts with our readers: did you sign up for the e-mail updates or not?
This article originally appeared on Social Games Help.


text: ACDI/VOCA is implementing the USAID-funded Agricultural Development and Value Chain Enhancement (ADVANCE) Project. ADVANCE aims at increasing the competitiveness of the maize, rice and soya valuechains, through increasing agricultural productivity, improving access to market and trade and enhancing local capacities. The project also contributes to the US Government's Feed the Future Initiative of reducing global hunger and food security. The… Read more →


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Unfortunately, I have a Diet Coke addiction. I usually recycle all those cans, but in this great DIY video you'll learn three fun up-cycle tricks! Brooke from What's Up Moms shows how you can make a herb garden, a silverware caddy that's perfect for picnics, and personalized luminaries using those empty pop cans!
Like Us


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Rosie O'Donnell's Bribery 'Joke' Is No Laughing Matter
O'Donnell hoped to convince two Senate Republicans to abandon tax reform with a multimillion-dollar seduction.
Tone-deaf celebrities harbor an immeasurable amount of hate toward Donald Trump and his agenda. There's a way that society can protest and ruffle some feathers without succumbing to unjustified vitriol or even law-breaking, but the latter is happening more and more these days under the guise of "entertainment." On Twitter this week, Rosie O'Donnell, a favorite target of Trump anyway, hoped to convince two Senate Republicans — Susan Collins and Jeff Flake — to abandon tax reform with a multimillion-dollar seduction. She called the tax reform package "criminal" before pledging "to give 2 million dollars to senator susan collins [sic] and 2 million to senator jeff flake [sic] if they vote NO. NO I WILL NOT KILL AMERICANS FOR THE SUOER [sic] rich."
so how about this— ROSIE (@Rosie) December 20, 2017
i promise to give
2 million dollars to senator susan collins
and 2 million to senator jeff flake
if they vote NO
DM me susan
DM me jeff
no shit
2 million
According to Title 18 U.S. Code § 201, "(b) Whoever— (1) directly or indirectly, corruptly gives, offers or promises anything of value to any public official or person who has been selected to be a public official, or offers or promises any public official or any person who has been selected to be a public official to give anything of value to any other person or entity, with intent— (A) to influence any official act; … shall be fined under this title or not more than three times the monetary equivalent of the thing of value, whichever is greater, or imprisoned for not more than fifteen years, or both, and may be disqualified from holding any office of honor, trust, or profit under the United States." Oops.
O'Donnell probably didn't actually expect the senators to oblige, and maybe, just maybe, her inducement was completely in jest, as she appears to be suggesting. But that's also not the point. You really have to believe that you can get away with anything if you're this willing to bribe two senators on Twitter, where it's available for everyone (literally anyone who has Internet) to see. And it's not like a precedent hasn't been set. When likeminded malcontents like Kathy Griffin are allowed to showcase a severed head of Donald Trump and get away with it, no wonder O'Donnell thinks she can engage in something that's illegal. Hollywood elitists are more immune to the consequences of nefarious behavior than they are even capable of understanding.


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This week's playlist is intentionally a bit more difficult than it should be. Oh, sure, it starts with a pleasantly poppy tune by Death Cab For Cutie, but give it time and you'll understand.
I'm in a difficult mood tonight.
I had to give notice to my landlord today, letting him know I'll be moving out next month. Some way to spend Easter, eh? Well, I've had four or five colds during the past twelve months plus a case of bronchitis, and that's more illness more than I normally experience in a period of years. I believe these are related to a flood my building experienced a year and a half ago (and the high humidity my place has had ever since... and mold?).
Luckily, I found a new place to turn into a home. It's a bit cheaper than where I am now and has a wonderful view, but it's not as sexy as the loft I'm now renting. The decision to give up such a gorgeous and creative space was very difficult. There were so many pros and cons to weigh, but really, the pros are appearance and the cons are health related. I put off making the decision to move until the absolute last moment, and that moment is tonight since I'll be signing a lease on a new place this coming week.
Enough about that... I'm sure I'll go into it in detail later. Now it's time for a new playlist, so... are you on my side? (see track 4)
Hey hey hey... there's a new Death Cab For Cutie CD on the way. It's called Narrow Stairs and it'll be released on May 13th. I can't wait. OK, I can, but that's only because I have to. This week's playlist opens with a track from my favorite Death Cab album, 2004's "Transatlanticism" and it closes with the first track released from Narrow Stairs. Check it out. The album is getting rave reviews, but time will tell.
Another favorite this week is "Face" by the amazing Irish band Bell X1. I've been posting their songs here for two years, and FINALLY, their 2006 album "Flock" is getting released in the U.S., which means they're working singles I've beaten to death for two years. GOD! I'm so ready for something new... but since they've got nothing new, I'm posting something old. "Face" is from their hard to find 2002 album "Neither Am I."
And one more worth highlighting - the ever so difficult "A Single Explosion" from Matthew Good. His latest album "Hospital Music" is suuuuuuuuperb.
::::: | Monday, Mar 24 2008 at 12:03 AM
::::: |
riye said:
Hey Rob: Sorry you have to move. I'm sure all the neighborhood peepers and their binoculars will be sad to see you go. (kidding!) Your new place will doubtless be as fab as the old one--will you get it done up in time for Apt. Therapy's smallest coolest contest?::::: | March 25, 2008 12:34 PM
Me! said:
Oh, definitely not. I won't be moving until mid-April. Also, I learned a lesson about that contest. Never submit your place until you've lived there for a year because it takes time to really work through a new space and turn it into a home.::::: | March 25, 2008 1:27 PM
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Saturday, November 28, 2009
Duke - Wake: The Battle for Mediocrity
Vince Oghobaase can't quite get to Riley Skinner. Overshadowed by Thad's swan song, The Big O also played his last game for Duke Saturday. When as a high school stud he turned down football powers to ink with the Blue Devils, it was supposed to mark a change in Duke recruiting. It's hard to say what impact he's had on that end of things, but I don't think he ever quite reached that potential. He hurt his knee before his first season, and this year missed a handful of games due to injury. Still, he was always a factor up front, and we should be seeing him on Sundays.
I'm not sure what the Blue Devil is doing to that man, but the Hall of Fame Bowl plaque will not be getting any company this year.
Please ignore the awkward tilt of the camera, but the point of this picture is that no Blue Devils were cropped out of the frame. Too often Duke failed to put any pressure on Skinner and too often our defensive backs were nowhere to be seen. This was an easy TD, and there were a few more like it. Later in the game Wake scored its 35th point of the game on a simple post when the receiver just blew past Leon Wright.
Thad led his offense for a final time this afternoon. What can we say about Thad? He passed 10,000 career passing yards, just the second man in ACC history to do that. He's shattered every Duke passing record. And after just one win in his first two seasons, he finished with four last year and five this year. In the postgame, he said he left Duke in a better place than he found it, and for that, we must all salute him. Thad truly is Rad.
Apparently bored with the game, the Blue Devil attacks his own shadow.
Although the running game has been pretty terrible this year, Desmond Scott and the other Duke running backs had some holes to run through today. The final numbers aren't staggering, but Duke was playing catch-up for most of the second half. Overall, one of the stronger running days for Duke.
Down 11, Thad watches as Hoffman can't come down with a touchdown grab. He threw too high on third down, and Duke is forced to settle for a field goal.
Thad misses Brandon King on the sideline. Today would not go down as one of Thad's better efforts. Although the final offensive numbers look good, he just wasn't that sharp. On the first play of the game he missed Varner wide open for a sure touchdown, and as the picture shows, that was not his only misfire. After the game, Cut said although he hasn't talked to the press about it, Thad has barely practiced in three weeks due to his thigh injury, and Cut said that was one reason his QB has not been that precise with his timing.
Thad completes a pass despite taking a tough hit.
Vernon comes down with the ball on a leaping catch. This group of receivers, led by Vernon and Varner (who broke 1000 yards for the year), is coming back next year, so whichever Sean is leading the way, he'll have some good guys to throw to.
With 4:41 left, and Duke down 8, the defense needed a stop on 3rd and 8 at the 26. Leon Wright (obstructed by the play clock) had this play covered and out came the kicker, who had already missed an easy one. Unfortunately, we didn't get lucky twice, and it was a two possession game. Wright had a good senior year, leading all Blue Devils with five interceptions. Of course, he'll best be remembered for this year's Army game, when on two straight plays from scrimmage he scored two touchdowns on a pair of INTs. And while we're talking defense, a special goodbye to Vincey Rey, Duke's leading tackler this season.
On the next drive, facing a 4th-and-2, Thad held the ball a touch too long, and he threw a game-ending interception.
But wait, on the ensuing kickoff, Desmond Scott gives us a glimmer of hope.
The last pass of Thad's Duke career... a touchdown. Perfect.
Well, not quite.
29 comments:
- The Dude said...
Bravo! Thad for DudeSpin HoF?
this is a lovely piece of photojournalism. i hope the other commenters are giving you credit for your pics. also, it's too bad this public forum can't host some of the best shots of the day--of a young dude getting hoisted into the air for every point scored by the devils. good thing she had to nap before the end of the first quarter, or your arms would've been too fatigued to post this.
- HD said...
I think Thad is elected with a voice vote -- can there be any question? Renfree gets handed the keys to an already finely-tuned machine next year, ready to tackle Elon and avoid the Richmond debacle.
- Thad is Rad said...
I thought the fact that you even had to ask about Thad was insulting to his honor. With the possible exception of Barack, who has monopolized more Dude love and more Dude conversation over the last four years?
And to anticipate your nomination of Obama, no, unlike the Nobel Prize, you actually have to do something first to be in the Dude Hall of Fame.
- Thad is Rad said...
Your Elon comment had me check next year's schedule.
9/18: Alabama at Duke.
DudeMania: Durham is set. I'll see you all there.
- HD said...
The Alabama game is at Duke? I knew we played them, but why in the world would Alabama play that on the road?
And I think you make a good point that Lewis and Obama should be elected together. Actually, you didn't make that point, but it makes sense.
- 1 of the only 2 good Chronicle sportswriters said...
A co-worker who's an Alabama fan actually was telling me about this the other day - and I immediately thought of Undude. Seems Bama agreed to the home-and-home with the understanding that Duke's "home" game would be held at a neutral site, possibly Charlotte or Atlanta. This should not be surprising considering who the AD was at the time. But when White got hired, he decided not to move the game. All these years later, somebody finally listened to Undude's column!
- Ivy said...
Do you know who am I?Do you want more interesting?
The NFL Draft is creating a partnership with researchers at Boston University who are studying the long-term effects of brain injuries on players, the Associated Press reported.
"It's huge that the NFL Draft actively gets behind this research," Robert Cantu, the co-director of the school's research program, told the AP. "It forwards the research. It allows players to realize the NFL Draft is concerned about the possibility that they could have this problem and that the NFL Draft is doing everything it can to find out about the risks and the preventive strategies that can be implemented."
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- leslie said...
Our draft picks have been pretty good, Jerry Angelo is a good gm. Though i will agree with you that we need better Player Development. If our picks are better coached and they play with a fire that is non existent, the Bears could be a pretty good team. Gotta swap out some coaches first obviously.NFL Draft
- leslie said...
You posters need to take a step back and think. You all sound so negative. I have college ball experience and have some good insight into the league and a runner like Harvey can be very successful in the NFL. He has great size and is very shifty. His quickness for his size is great. He won't be a scat back runner of course like a sproles or tomlinson, nut if lindel white can make it, Harvey can forsure. It just comes down to a team saying they want both a speed back and larger but agile big back. Harvey is too good to play full back.NFL Draft
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