text:
Nothing gets me riled up like articles on female travel. I'm sure the intention is good - reassuring women that it is safe to travel alone - but the reality is that mostly these articles reinforce the idea that women are delicate flowers who need special precautions.
After perpetuating these myths, the articles give a bunch of tips that either a) border on near psychotic paranoia or b) are equally applicable to men. Because you do realise, men can be victims of all kinds of attacks too.
Here are some truths:
Women are safer travelling.
Go look at the statistics. The least safe place a woman can be is at home with her partner. Travelling doesn't increase your chances of being attacked, raped or murder, it lessens them.
Safety is an illusion. I mean, I could be attacked sitting right here at home. Sure, they'd have to get passed a beagle and a bichon frisse to get to me but that wouldn't be impossible.
You don't need to be more aware or take any more precautions than you would at home. Gut instinct is your best guide and I think women develop that (and need to develop it) far more than men do anyway.
Men are as likely to be targeted.
Why is the safety advice never aimed at men? This may be only anecdotal but every story I've heard of incidents happening while travelling, have been told by men. Because I travel a lot in Japan, most of those stories start with "One time I was in Roppongi..."
I think it's men who need the 'how to stay safe while travelling' advice. And I'd head that advice off with this tip: if a really hot chick, who is way out of your league, starts cracking on to you, be on high alert. Don't drink with her, don't get sucked. You'll end up in a back alley with an empty wallet and a lump on your head. To sum up, don't think with your dick.
Some of the tips for female safety I've read have bordered on the downright stupid. Email a friend at home when you go out and get them to contact authorities if you don't email them again within an hour of your return time? Huh? Stuff like that is crazy obsessive and putting a huge burden on your friends. You think they want to be sitting at home constantly checking in on you? That's just bullshit.
Getting someone from your hostel to walk with you at night? Because all the suspicious characters are foreigners and all backpackers are honest, upright citizens? Even if you get another woman to hang out with you, what's to say she's not dodgy? There are backpackers who fund their travels by ripping off other backpackers. The same as asking some random stranger to watch your bags -- to protect them from random strangers!
Don't get drunk. Don't go out alone at night. Might be sound advice if you never want to have any fun. I'm not advocating getting stupid-drunk (although I'm not saying I haven't done it either... I remember one night in Kochi, well actually I don't remember it...) but don't stay huddled in your room alone, unless you want to.
Really, what it boils down to for anyone, male or female, is to keep your wits about you and don't do anything you wouldn't do at home. When someone is talking flat out to you in a foreign language and putting on the pressure, it's a fair chance they want to rip you off. Walk away if things don't seem right. Scream and make a fuss.
But the world isn't out to get you, your money or your virtue. Take sensible precautions then enjoy yourself.


text:
Category: Scripting
TF-IDF in Python
I am trying to process a bunch of text generated by human users to figure out what they are talking about, in the context of an experiment where there were robots a person could be controlling, a few target areas the robots could move to, and a few things they could move, like a crate. One thing that occurred to me was to use TF-IDF, which, given a text and a collection of texts, tells you what words in the text are relatively unusual to that particular text, compared to the rest of the collection.
It turns out that that's not really what I wanted, because the words that are "unusual" are not really the ones that the particular text is about.
select(1.836) all(3.628) red(2.529) robots(1.517) ((1.444) small(5.014) drag(2.375) near(3.915) lhs(4.321) of(1.276) screen(2.018) )(1.444)
This is a sentence from the collection, and the value after each word is the TF-IDF score for that word. The things I care about are that it's about robots, and maybe a little that it's about the left hand side of the screen. "Robots" actually got a pretty low score (barely more than "of"), but "small" got the highest score in the sentence.
At any rate, this is how I did my TF-IDF calculation. Add documents to the object with add_text, get scores with get_tfidf. It uses NLTK for tokenization, you could also use t.split(" ") to break strings up on spaces.
class TFIDF(object): def __init__(self): #Count of docs containing a word self.doc_counts = {} self.docs = 0.0 def add_text(self, t): #We're adding a new doc self.docs += 1.0 #Get all the unique words in this text uniques = list(set(nltk.word_tokenize(t))) for u in uniques: if u in self.doc_counts.keys(): self.doc_counts[u] += 1 else: self.doc_counts[u] = 1 def get_tfidif(self, t): word_counts = {} #Count occurances of each word in this text words = nltk.word_tokenize(t) for w in words: if w in word_counts.keys(): word_counts[w] += 1 else: word_counts[w] = 1 #Calculate the TF-IDF for each word tfidfs = [] for w in words: #Word count is either 0 (It's in no docs), or the count w_docs = 0 if w in self.doc_counts.keys(): w_docs = self.doc_counts[w] #the 1 is to avoid div/zero for previously unseen words idf = math.log(self.docs/(1+w_docs)) tf = word_counts[w] tfidfs.append((w, tf * idf)) return tfidfs
Download ALL The Music
Given a file containing a list of songs, one per line, in the format "Artist – Song Title", download the audio of the first youtube video link on a Google search for that song. This is quite useful if you want to the MP3 for every song you ever gave a thumbs up on Pandora. On my computer, this averages about 4 songs a minute.
The Requests API and BeautifulSoup make writing screenscrapers and automating the web really clean and easy.
#!/usr/bin/python # Takes a list of titles of songs, in the format "artist - song" and searches for each # song on google. The first youtube link is passed off to youtube-dl to download it and # get the MP3 out. This doesn't have any throttling because (in theory) the conversion step # takes enough time to provide throttling. import requests import re from BeautifulSoup import BeautifulSoup from subprocess import call def queryConverter(videoURL): call(["youtube-dl", "--extract-audio", "--audio-format", "mp3", videoURL]) def queryGoogle(songTitle): reqPreamble = "https://www.google.nl/search" reqData = {'q':songTitle} r = requests.get(reqPreamble, params=reqData) if r.status_code != 200: print "Failed to issue request to {0}".format(r.url) else: bs = BeautifulSoup(r.text) tubelinks = bs.findAll("a", attrs={'href':re.compile("watch")}) if len(tubelinks) > 0: vidUrl = re.search("https[^&]*", tubelinks[0]['href']) vidUrl = requests.utils.unquote(vidUrl.group(0)) return vidUrl else: print "No video for {0}".format(songTitle) if __name__=="__main__": with open("./all_pandora_likes", 'r') as inFile: for line in inFile: videoURL = queryGoogle(line) if videoURL is not None: queryConverter(videoURL)
PDB for n00bs
PDB is the python debugger, which is very handy for debugging scripts. I use it two ways.
If I'm having a problem with the script, I'll put in the line
import pdb; pdb.set_trace()
just before where the problem occurs. Once the pdb line is hit, I get the interactive debugger and can start stepping through the program and seeing where it blows up, and what variables are getting set to before that happens.
However, I recently found a very handy second way. I was debugging a script with a curses interface, which cleans up when it exits. Unfortunately, that cleanup means that my terminal gets wiped when something crashes, so instead of a stack trace, I just get dumped back to the terminal when something goes wrong, with no information at all left on the screen.
Invoking the script with
python -m pdb ./my_script.py
gets me the postmortem debugger, so when something goes wrong, the program halts and I get the interactive debugger and some amount of stack trace. It's messy looking because of curses, but I can at least see what is going on.
Playatech started charging for their plans
Unfortunately for burners, you can no longer download Playatech's plans for their furniture without paying them first. They used to offer the plans as free downloads, and then asked that you donate some small amount if you used them.
Unfortunately for Playatech, they left all the PDFs in a world-readable directory. The command line below gets the index of that directory, finds all the lines with "pdf" in them, gets the file names out using cut, and then downloads each file.
for file in `wget -qO- http://playatech.com/wp-content/uploads/2013/05/ | grep pdf | cut -d '>' -f 2 | cut -d '"' -f 2`; do wget http://playatech.com/wp-content/uploads/2013/05/$file; done
Flickr Downloadr that really works
Not my work. Get it here.
It does exactly what it says on the tin. This is letting me close a years-old open loop I had, which is that Flickr had a lot of my photos, but sucked so bad that I didn't want to reward them with money in order to get my photos back.
As soon as the download is done, that Flickr account is toast.
Well THAT'S messy
for file in ../connections_2014-10-7-1*; do conn="-c ../connections_"`echo $file | cut -d "_" -f 2`; types="-t ../neuron_types_"`echo $file | cut -d "_" -f 2`; locs="-l ../locations_"`echo $file | cut -d "_" -f 2`; ./pickle_to_json.py $conn $types $locs; done
For all the connection files that were generated today, create three variables called "conn", "types", and "locs" that have a command line switch path in them generated from a fixed prefix and a cut from the connection file name. Then invoke the script "pickle_to_json.py" with those variables as arguments.
Effectively, the connection, neuron type, and location files are all related by their date, so this makes a single JSON file out of the multiple files. I just didn't want to run pickle_to_json.py a bunch of times by hand, as that seemed error-prone.
Splitting a CSV file into a bunch of columns
awk -F, '{for(i=1;i<=NF;i++){print $i > "sample"i".csv"}}' yourfile.csv
Does what is says on the tin. Splits your CSV file into a bunch of files, one for each column of the original files. Found here.
I'm using this to pull single channels out of a 60 channel file full of recorded neuron voltages, which I'm then throwing through a little filter test program that I whipped up using this filter library. My main goal is getting rid of 60Hz line noise, but the fluorescent bulbs in the room apparently also make noise at 180Hz and 300Hz.
Useful mencoder invocation
mencoder -nosound mf://*.jpg -mf w=1280:h=800:type=jpg:fps=30 -ovc lavc -lavcopts vcodec=mpeg4:vbitrate=2400:mbd=2:keyint=132:v4mv:vqmin=3:lumi_mask=0.07:dark_mask=0.2:mpeg_quant:scplx_mask=0.1:tcplx_mask=0.1:naq -o output_filename.avi
Turns all the JPEG files in the directory you are currently in into a nice quality MPEG-4/AVI file. The width and height in the options after -mf should be changed to match the images. This command line also works for PNG files if you replace both instances of "jpg" with "png".
Naming things and "ImportError: No module named msg"
I'm using ROS at school for a project. Part of the project is to detect someone's hand with a camera, so I'm just looking for a patch of "skin colored*" pixels. ROS organizes software as packages, with nodes in them, and messages that the nodes use to communicate with each other.
For my system, I had a package called "hand_detector" with a source file called "hand_detector.py" and a message type called "hand". ROS generates the messages, which I then import into my python code with the line:
from hand_detector.msg import *
This gets me the error message: "ImportError: No module named msg"
The reason for this is that python searches the same directory as the executing script for imports before it goes looking anywhere else. Since the file hand_detector.py is the executing script, and is naturally in the directory with itself, python finds it there, imports it into itself, and then tries to find a module called "msg" within hand_detector.py. There's no .msg in there, so I get the error.
The moral of the story here is don't name your package and the script in it the same thing. Once I converted the script to just "detector.py", the problem went away.
*I'm somewhat concerned that I wrote a "white people detector", as it's really just thresholding the H part of the HSV color space and counting pixels. Other color spaces may be better for this, but this doesn't have to be perfect. I just don't want the robot to be a dick to black people.
Command Line Audio Editing With Sox
For my ritual spoken word software piece, I recruited a bunch of my friends to say the text of the ritual. Each "stanza" of the ritual has a call and a response, so I broke each recording up into individual clips for each call and response. That gave me about 28 files per person, and over 100 clips total.
The different participants all recorded on different hardware, and at different volume levels. I also wasn't super-precise about trimming the clips, so each file had silence at the beginning.
This left me with two problems: some participants were much softer than others, and some of the clips lagged each other, which made for bad chorus effects.
To trim the clips, I used sox, a Linux tool for manipulating sounds, with the command:
for file in *.wav; do sox $file $file.wav silence 1 0.1 2%
This results in a file named foo.wav.wav for each foo.wav file in the directory, so I cleaned up with:
rename -f "s/.wav././g" *
Note that this scribbles over the originals, so keep backups. I'm glad I did, because 2% turned out to be a little aggressive, and trimmed off the beginning of clips starting with an "ma-" sound, such as "make us a…". This is likely because the sound faded in slowly, and so got counted as part of the noise rather than the beginning of a sound.
There is useful documentation for the sox silence filter here.
Turning the volume up on the files was done with:
for file in *.wav; do sox $file $file.wav gain -l 8; done
and another pass of rename, as above. Adjust the "8" up or down to suit your needs. Positive numbers make it louder, negative make it quieter.
If you want to preview a sox effect, just replace "sox" in the command with "play", and leave off the output file. For example,
play myfile.wav gain -l 8
will play myfile.wav with increased gain, but won't change the file.

subset: commoncrawl


text:
Getting what you want
What does it feel to want something so badly and then get it. Do you change? Do you really feel different?
I think it depends on what state you are in anticipating what it is you want.
Someone close to me
My experience comes today from observing my son. He is 11 years old tomorrow. For as long as he has been at primary school all he has wanted was to attend a particular high school. He does not do this until January 2010. Yet for him this is a picture he holds in his mind. It is not unusual for it to come up in conversation every so often.
I also check in a lot too. I ask things like "are you sure this is where you want to go?", "there are other schools you could apply to, do you want to".
No is the answer.
Focused on the outcome
He became focused on this being the place he would go. He would make jokes like, if I don't get in I will camp on their front doorstep until I do. He never talked about not getting in.
So as a parent I have continually had to manage the expectation versus reality. A lot more kids don't get into this school than get in. He would always say to me all the things he does and the aspects of his personality that would make him someone who should attend this school. As this came from him his confidence grew. We of course agreed but always encouraged his belief.
The news
So today he got the news he wanted. He got accepted. We don't have to do plan B, or plan C. I don't have to mop up the tears, manage expectations. However I do have to manage the change in his state.
For when we get what we want then we move to the next stage. We have nothing to focus on. So my focus for him is to continue to get the most out of his experiences without having to have the goal hanging over his head. For example, can he still do the work at school that gets results for his own satisfaction rather than thinking the marks will help him later. Can he stay involved in his music because in his heart he loves music.
I think so.
He got what he wanted. He also learned along the way to live every day and focus on what his day was about and not be obsessed about the outcome.
For you
So what is it that you want so badly you would camp out on a doorstep to get if you had to? Is there something you desire? What goes on in your mind when it comes to thinking about it? How do you handle your day to day actions, situations, experiences in the context of these desires or wants?
Some considerations.
Focus on what you want.
Keep imagining, visualising and believing in the outcome you seek.
Know that others will test your commitment. Be strong.
Have what you need to back up the liklihood of what you want coming true.
Tell people and keep the focus on what it is you want, not what you don't want.
Be in the moment and day to day and enjoy what you do along the way.
Let your experiences in your life still be what drives you as well as the overall goal.
So enjoy getting what you want and have fun in the process of trying.
Let's go there...


text:
Welcome to the Rotary Club of Rochester Michigan. Rotary is a worldwide organization of business and professional persons with common goals and interests to provide humanitarian service, encourage high ethical standards in all vocations, and help build goodwill and peace in the world. Because of Rotary International leadership and initiative, Polio has virtually been eradicated around the globe. This year, in addition to continuing its battle against Polio, Rotary International has adopted six areas of focus:
- Promoting Peace
- Fighting Disease
- Providing Clean Water
- Saving Mothers and Children
- Supporting Education
- Growing Local Economies
This is admittedly a full plate of expectations, but true diligence and determination will succeed and once again Rotary will be there. Each year, through our local programs, Rochester Rotary members help hundreds of young people develop the scholarship and leadership skills they need to be successful in the world. From programs like Interact, RYLA, and Retract, our members engage on a personal level, passing along their commitment to the community and the next generation. While service is the heart of our club, we also offer great weekly programs for our members. We meet each Tuesday at noon at the River Crest Banquet Center (900 West Avon Road, Rochester Hills, MI 48307) for lunches, great speakers and a chance to visit and enjoy our fellow Rotarian friends. If you are a visiting Rotarian, please come see us and enjoy the food and fellowship. I am excited and honored to be serving as President of the Rochester Rotary Club 2019-2020.
-Wayne Hodges


text:
Hey Glamazons! Today has been a rather tumultuous one. I woke up early in order to get backstage and cover beauty looks for the Mackage Fall 2010 show at the tents for essence.com (side note: one of my many side hustles for the week includes doing video coverage of Fashion Week for essence.com, so be sure to check it out!); then met up with my fabulous friend Elaine to head backstage for a sneak peek at BCBG. (We got there entirely too late, but I did get to chat with the amazing Jan Arnold, Co-Founder & Style Director for Creative Nail Design, about the nail look for the show.) Here's what she had to say:
"It's a very modern manicure," she said. "A very pale nude, but not opaque and no high shine. It goes well with the Avatar hair and the clean face."
We made it to our seats just in time to catch the show! Afterwards, we headed into the main part of the tents and I ran into my good friend Zandile who told me the shocking news about Alexander McQueen. (Which, as you know Coutura and I were so saddened by. Check out our tribute here.)
I then ran off to one of my fave spots in the city (the Rita Hazan Salon) to see my love Adrian for a quick root touch up and color glaze. (Because, as I've said before, my hair can never be blonde enough in life.)
After a quick blow out and styling sesh with Luden, I was ready to jet to my next destination at MILK Studios for backstage beauty coverage of the L.A.M.B. show.
While there, I was chatting with celebrity hairstylist Danilo (he was heading up the hair team to create looks for the show; he's also Gwen Stefani's hairstylist...that's him below).
While he was proclaiming his love for my freshly blonde locks (and I was declaring my love for him), up walks Gwen holding her youngest son. Oh, be still my heart! I've had the hugest girl crush on her since junior high school! She's so gorge...and so sweet! Sigh.
I digress. Here's what Danilo had to say about the hair looks being created:
"The look was feminine and sweet with a bit of edge. A center part was created and then a 1/2 inch barrel curling iron was used to create the curls. A faux bang from the line 'Hair You Wear; was also applied to some of the models in order to add a 1930's glamour look."
On to my fave part: the makeup. Head makeup artist Charlotte Tillbury (for MAC) described the look as "a young 1930's prostitute."
"Lips were a dramatic shaded mix of red and black, skin was pale and the eyeshadow was black and brooding. It's a very rock and roll eye. The whole look is just wild and sexy. It's like she's been out all night."
Jan Arnold described the nail look as "1930's glamour with street edge."
"There's a lot of leather and sharp elements in the collection; a lot of texture this season," she said. "I think the nails match this look. They look very wet; as if they never dried."
While I wanted to stay and watch the show (ok, I'll confess: I really just wanted to stay and stare at Gwen lol), I had to hurry and get to the Ports 1961 show at the tents.
Check out the pictures and tell us what you think about the look!


text:
Career Protocol is looking for a few good people to join our team and help empower the next generation of business leaders.
About us
We are instructors. We teach elite self-awareness, communication, and relationship-building skills to the next generation of business and social sector leaders so that they can achieve more impact in their careers. Leveraging a cutting-edge curriculum developed over more than a decade of working with nascent leaders, we instill the values of constant personal growth, genuine human connection, and brilliant communication through practical tools and skills that transform our students' and clients' careers.
About you
- You've already chosen a life of service. You are someone who already knows you want to dedicate your career to helping advance the careers and potential of others and thereby expand what's possible for humanity as a whole.
- You love people, you love helping them be successful, and you have experience with teaching, mentoring, and training.
- Did we mention you need to love people? But we mean love like a verb – you know how to make people feel great about who they are, how to uplift and inspire them, and how to be inspired yourself by what's finest and most special about others.
- You know how to and enjoy building deep long-term relationships and you love being part of a collaborative team.
- You have elite written and communication skills yourself.
- You are a quick learner and flexible thinker. You want to learn and grow and are ready to cast aside anything you think you know and any and all past experience with this kind of work and learn a new way of teaching and developing others.
- You have an undergraduate degree from an accredited four-year institution, at least 5 years of work experience with important organizations, and a track record of mentorship and teaching.
- You have multiple references who will attest to the fact that you genuinely care about developing others and do so even when your job doesn't mandate it.
- An MBA and/or admissions experience is a big plus, but not a necessity.
About the role
Each year, we add only a few select Associate Instructors to our team. Quality control is high, mentorship and training are deep, and we invest in our people so they can be more valuable to others. So we are looking for people who are in this fulltime and for the long haul. This isn't a job you can add to an already full plate.
In your first year, while receiving constant mentorship, you will serve a handful of Career Protocol clients and help them develop elite self-awareness, communication, and relationship-building skills on the training ground of the MBA application. You'll guide your clients each step of the way through every part of the MBA application process as they implement the new skills of storytelling, communication that connects, and value-driven decision-making.
How we'll help you grow
We'll help you get up to speed on our curriculum and help you become a better teacher and coach while you serve Career Protocol clients in your first year. As you grow within the organization, we'll help you cultivate your own spikes (your extra special unique value adds) and develop your own platform, expertise and personal brand as a service provider. Eventually, you'll have the opportunity to develop new instructors yourself. This is a learning organization, so there will always be more to learn and further to grow.
For example, you may eventually grow beyond the MBA application process into Career Protocol's other offerings, including other forms of career development, interview coaching, mindfulness and emotional intelligence training, or group instruction. You might one day create and deliver your own programs to the Career Protocol community.
If you love helping other people grow and develop…
and you find fulfillment in seeing other people achieve their dreams, then we'd like you to consider joining our team.
Please submit our application and we will get back to you.


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text:
- Bowiesque
7:30 pm - 9:30 pm
Based in Brighton, Bowiesque are one of the UK's leading David Bowie tribute acts. A five piece outfit with decades of musical experience between them, Bowiesque deliver a David Bowie tribute experience that will never be forgotten. They are true Bowie fans themselves who play the hits and choice album cuts too with skill and precision to give an authentic show for both the casual fan and expert alike.
Venue: St Mary Magdalene Church, Cobham
This Grade I listed church, which dates from the mid 13th Century, overlooks the street in the centre of our village. The medieval architecture provides more…


text:
HexDoodle FREE for iPhone
Free Lemming Labs iOS Version 4.0 Full Specs
Publisher's Description
From Lemming Labs:
You asked and we answered. HexDoodle FREE is now fully functional and the ONLY thing different about HexDoodle and HexDoodle FREE is the ads. So try out HexDoodle FREE and if you really don't want the ads then purchase HexDoodle. Enjoy! HexDoodle is a fun, clean, easy to use paint program that lets you assemble pictures with hex dots (like your favorite peg based drawing toy) from a wide palette of 48 colors.Your finished doodles can be saved to your Photo Album. Fun for all ages! Become a Fan of LemmingLabs on Facebook! Proud of your creation? Email it to us and we might post it here our on our webpage!


text:
I'm looking for games that are all about adventure, exploration, and ancient secrets and the like. I love history and archaeology, so I'm looking for anything that could strike you as Indiana Jones-esque. It doesn't have to be a perfect match for the treasure hunting genre, but I like games about adventuring and exploring and games that at least have some loose connection to treasure hunting. Here's some of my favorites, to show you what I mean:
Uncharted series
Tomb Raider series
Deadfall Adventures
Assassins Creed series (All about history, hunting for the Pieces of Eden, etc.)
Far Cry series (Far Cry 1 and 3 have ruins all over the islands, and you can hunt relics in Far Cry 3)
Amnesia: The Dark Descent (SPOILER ALERT, protagonist is an archaeologist, once he remembers)
Just Cause 2 (lots of ruins and temples on the island)
Dead Island Riptide (same thing, there's ruins on the island. It's a stretch, but I do love the open island exploration mechanic)
Call of Juarez Bound in Blood (protagonists are hunting Aztec gold)
The Saboteur (another stretch, but there's a mission that implies you're transporting the Lost Ark of the Covenant, like Indiana Jones)
Most fantasy games, I got those (Skyrim and the like all have ancient ruins and stuff)
And, obviously, LEGO Indiana Jones and stuff
So, if that gives you an idea of what I'm looking for, games that could be even loosely described as adventurer, treasure hunting games and such, I'd really like to know. Thank you!


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Winter Wellness
January 15, 2019 04:01 PM
Casey chats with Doctor V about how we stay healthy this winter.
This Good Day New Mexico segment may include paid advertising content. It is not affiliated with KOB-TV's News Department.
Created: January 15, 2019 04:01 PM
Copyright 2019 KOB-TV LLC, a Hubbard Broadcasting Company. All rights reserved


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Here is a poem for day fourteen of national poetry month in the USA. The poem was inspired by people's experiences of synesthesia, the fusing of the senses. There are people who experience numbers as having color, for example. I had something similar as a child but it eventually went away.
The Smooth White World
I came upon a smooth white world–
the world of a single, effortless mind.
Blending all senses into one,
more vivid than real,
more intense than whole,
it was a looking glass world
of spoken cotton and understood light,
a distillate of all the earth's childhoods,
daphne-scented without trying for bees.


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Is your town teeming with Precariats or the reserve of the Elite?
The BBC recently featured in their news section a class calculator based on measures of social, cultural and economic capital. Using data gathered from a questionnaire put to the BBC online audience and analysis by professors from the London School of Economics and the University of Manchester, the Beeb has put together a 7 tier class system that, they believe, accurately reflects the current class makeup in Britain.
They looked at factors including employment, income, property ownership, savings and the cultural activities you frequently undertake (eg. going to theatre). If you want to see what class you are in, take the test here.
A similar survey has just been released from the Office of National Statistics which supports the Beeb's work and offers a geographical analysis – revealing Britain's Poshest places. If you live in Richmond upon Thames or St Albans, for example, you are statistically highly likely to be in the 'Elite' or 'Established Middle Class' Designations – the top two tiers of the system – designated as 'AB'.
In Richmond, the data shows that there are 1,355 people who qualify for the AB classification living in every square mile of the London Borough, where the average house price is £485,496. Over 48% of the total population of the Borough fall into this category, topped only by the City of London where over 60% of the population are AB, although this is taken as a special case due to the low proportion of residential property use.
St Albans is close behind, with over 45% of the population in the AB bracket – evidently taking advantage of the fast rail connection into the City.
At the other end of the spectrum, in brackets D and E, comes Blaenau Gwent, suffering after the loss of its steelworks and collieries back in the 1980s. Over 43% of the population there is in the bottom two brackets. Corby, in Northamptonshire, and Middlesbrough, Cleveland, also figure at the bottom of the table with 41.6% and 40.9% respectively in the 'DE' classification.
With these studies, sociologists are attempting to create a more accurate picture of British Society and how it has changed over the years. They have found that typical views on the working class and middle class are fast becoming outdated, as the true working class shrinks. In fact, they discovered that just 39% of those surveyed actually fell into the traditional 'Established Middle Class' or 'Traditional Working Class' categories, which were once, along with the 'Elite' classification, the only categories focused upon in twentieth century analysis.
If you are looking to move to any of the areas mentioned above, click on the links to contact a verified independent Chartered Surveyor for no obligations advice. If you are buying property elsewhere, click on the link below to find your local surveyor.


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Unit 3, Hall Farm
Little Walden
United Kingdom
Tel: +44 (0)1799 520786
Email: email@example.com
Registered in Leighton Buzzard, Beds, UK
Company number: 3103408
In stock
This product is available to hire at £40 per day. *
Earthworks cardioid microphones are unlike all the rest, as they have patented near-perfect cardioid patterns. The sound across the entire front hemisphere is remarkably uniform and is flatter at 90 degrees than most microphones are on-axis. This results in uncolored off-axis rejection for recording and greater gain before feedback for live sound. They effortlessly handle up to 145dB SPL while simultaneously revealing subtle details that other microphones mask. All SR models are a superb value and will provide excellent results for both live performance and recording applications. The SR25 was specifically designed for drums and is also ideal for a wide variety of other instruments. It's high frequency response goes to 25kHz and costs less than the SR30. The SR25 is an integral part of our DK25/L DrumKit™ System.
* We charge a 4 day week, and a 12 day month. Hires can also be extended if required.


text: No, you don't have to believe in psychic ability to do this project. I'm assuming you do believe in your own subconscious. This is a technique that I find particularly useful to get through blocks, and it feels quite powerful and somewhat strange. To do this project: Set aside an hour or two to…Read More


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Does Australia have a culture of philanthropy?
It's a question to ponder as we move into a New Year.
We here at Benojo do believe that Australia has a culture of philanthropy, but we also think it's up to businesses, individuals and charities to help shape and define it.
Here's our take on it.
Go your own way
"It is up to every organisation and charity to create their own culture of philanthropy," explained Benojo's Queen of Melbourne, Kim Downes, at our recent corporate Beyond Donations roundtable session.
"We have to look at our people, we have to look at what's important to them and to nurture and cultivate this. It's going to be in donations, in volunteering and even skills-based volunteering by getting people on the board or committee that have the skills that the business needs to get the organisation moving forward."
A new generation, a new approach
"Millennials are defining philanthropy differently – they want a voice and they want to be able to network," notes Kim. "They don't want their efforts to just be a result of something the business is involved in. They want to be involved themselves – to contribute and have a say in how the company is contributing. They want to network and not just within their own companies, but within their communities and with those within other companies."
Australia versus the world
Released in November, the annual World Giving Index, undertaken by The Charities Aid Foundation, provides a global view of giving trends.
The 2014 index, which included data from 135 countries across the globe, ranked countries based on three key areas: numbers of people giving their money, volunteering their time and helping strangers.
It's hearting to learn that Australia placed sixth on the index, with a combined score of 56 per cent (based on how they ranked across the three areas of giving). Australia's scores were: helping a stranger (65 per cent), donating money (66 per cent) and volunteering time (37 per cent).
The first place ranking was shared between the United States and Myanmar, with a total score of 64 per cent.
A checklist for charities
"I often am told by people in the non for profit sector that Australia will never have the same culture of philanthropy that exists in North America. That's just not true," said Kim at the charity Beyond Donation roundtable session.
"Such a state of mind is all about education, consistency and stewardship. Understanding the basis and history of philanthropy will assist any organisation is creating and strengthening their own organisational culture. In order to change things in your organisation, one must first understand the existing attitude toward philanthropy and the whole process of cultivation, communication and stewardship.
An organisation with a strong culture of philanthropy often includes the following elements:
• A board that is demonstrating by leading
• Mission and vision driven goals
• Value in staffing, structure and processes
• Strong communication with stakeholders that is not just one way
Valuing and measuring time talent and treasureis so important. Giving it tangibility will help our organisations and our leadership understand the true value of not only fundraising but of volunteer efforts. It will also help us create stronger bonds in the community."
Do you think that Australia has a culture of philanthropy?
Share your thoughts with us below.
Source link.


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Liesel + Ted | Carleton Farm Wedding WA
When I asked Liesel and Ted if they had a theme for their wedding, Liesel answered "fun; hopefully people will be up and about, with lots of dancing!" This is the same bride who told me she chose her dress with the intention of doing alot of spinning and dancing in it (as she twirled about 5x for me)! I was sold on her wedding already by this point.
They chose Carleton Farms in Lake Stevens as their venue. Upon arriving, I could see why they chose the location. On the opposite side of the large barn filled with guests mingling with cocktails was a lawn overlooking fields of corn, with lights strung from the gazebo stage to the barn. Out in the open air, the couple exchanged vows and hosted a reception right on the lawn as the sun faded behind the treeline! And forget a fancy plated meal and cake. These two opted for two of their favorite things by bringing in local vendors to make pizzas and ice cream sandwiches for their guests! A live band brought life to dance floor as Liesel danced with her father (who you'll see is also a professional dancer), Ted danced with his mother and then the newlyweds swayed together. Guests danced under the night sky and fulfilled their late-night snack hungers with hotdogs over the firepit.
Guys, I hope you had the wedding of your dreams because it looked very fun and sure had alot of dancing!
Scroll on friends and leave a comment letting me know if you agree!
Venue: Carleton Farms
Caterer: Stella Fiore Wood Fired Pizza
Dessert: Street Treats
Florist: Stadium Flowers
Wedding Dress: I do Bridal
Wedding Planning: Hot Pink Shoes


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The office sector continues to enjoy heated interest from investors.
Hotel transactions were limited in Q1 as the risk of lower returns continue to discourage potential buyers, according to real estate consultant CBRE.
Although traditional hotel metrics continued to strengthen on the back of recovering tourism levels as average daily rate rose from 1,389 to 1,425 in March and citywide occupancy stood at a stable 89% over the same period, only a few smaller deals were recorded in March.
Also read: Embattled hotels brighten up on tourism
"High prices and lower yields compared to other markets continue to deter interest from foreign buyers, although many groups retain a long-term interest in Hong Kong," the report noted.
CBRE also noted that many buyers appear to be targeting land rather than buildings as a few, notable transactions involving smaller hotels and serviced apartments could potentially be redeveloped into office properties.
Office properties continue to yield high returns amidst heated demand from co-working operators and Mainland companies in the financial and professional services sector with net absorption in the overall office market hitting 634,200 square feet in April. However, hotel valuations are climbing gradually following an improvement in most assets last year, added CBRE.
Photo from Novotel Century Hong Kong Hotel - Novotel Century Hong Kong Hotel, CC BY 3.0
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Stonemasonry, which is also typically known as stonecraft, has been around for many, many years. Some of the World's most famous buildings have incredible stonework, such as cathedrals, as well as buildings, sculptures, and structures. Even many famous monuments are built using stonemasonry.
Stonemasonry has been around for so long that we even have a lot of remnants, even in New England. With the many homes in the area, we often see outlines of walls made out of stone. Technically, this is stonemasonry work. While it is older and outdated, it still used the same techniques as we do in the modern day.
Similarly, in medieval times, stonemasons were one of the highest professions you could have. As a result of this, you had to be an apprentice, and you had to do so for seven years. In the modern era, while you still do have to do an apprenticeship, it is only for about three years.
What Are Some Stonemasonry Occupations?
- Quarrymen: A quarryman is the beginning of the process. Working in the quarries, these men split the rock and shape it into the blocks. This is quite hard labor and can take quite the toll on the human body.
- Sawyers: The sawyers are the people who cut the massive block down a bit in order to sell to the bunker masons.
- Bunker Masons: These people are a part of the stonemasonry food chain in that they work the stones into shape so that they are no longer jagged pieces anymore.
- Carvers: The people, name carvers, are the more artistic of the bunch. What they do is carve the shapen pieces of stone so that they are of the right shape for the project. This can range from flowers to animal shapes to other wildlife and beyond.
- Fixer Masons: Fixer Masons fix the sculpted stones onto buildings. An example of this would be the angels and even potential famous people that appear on cathedrals all over the world. Similarly, in Prague, they have the most amount of sculptures on buildings, meaning stonemasonry & fixer mason work must have been popular there.
- Memorial Masons: These masons are the ones that engrave items, and do gravestone work.
At Fieldstone Supplies, we offer many services and can provide you with one of the best and most beautiful brick masonry work in New England. In terms of finding a masonry contractor, we've got you covered. Contact us today by filling out our contact form, or calling us directly at 603-234-3229.


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Word starts with
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Enzyklo (DE)
Encyclopédie (FR)
Encyclo (NL)
Copy of `Rate Zip - Mortgage and loan glossary`
The wordlist doesn't exist anymore, or, the website doesn't exist anymore. On this page you can find a copy of the original information. The information may have been taken offline because it is outdated.
Rate Zip - Mortgage and loan glossary
Category: Economy and Finance > Mortgages and loans
Date & country: 01/01/2011, USA
Words: 148
Adjustable Rate Mortgage (ARM)
A mortgage with an interest rate that changes periodically based on the changes in a specified index.
Adjustment date
The date on which the interest rate changes for an adjustable-rate mortgage (ARM).
Adjustment period
The time between one rate change and the next, for an adjustable rate mortgage (ARM). Typically the adjustment period is 1, 3, 5 or 7 years.
The repayment of a mortgage loan by installments with regular payments to cover the principal and interest.
Amortization term
The amount of time required to amortize the mortgage loan. The amortization term is expressed as a number of months. For example, for a 30-year fixed-rate mortgage, the amortization term is 360 months.
Annual percentage rate (APR)
A calculation that expresses the total cost of the mortgage loan as a yearly rate (according to a federally mandated procedure). The APR calculation takes into account monthly interest payments, mortgage insurance, points and certain fees paid at origination. It generally results in a rate slightly higher than the stated interest rate on a loan.
A form, commonly referred to as a 1003 form, used to apply for a mortgage and to provide information regarding a prospective borrower and the proposed security.
A written analysis of the estimated value of a property prepared by a qualified appraiser.
A person qualified by education, training, and experience to estimate the value of real property and personal property.
An increase in the value of a property due to changes in market conditions or other causes.
Anything of monetary value that is owned by a person. Assets include real property, personal property and enforceable claims against others (including bank accounts, stocks, mutual funds, etc.).
The transfer of a mortgage from one person to another.
Assumable mortgage
A mortgage that can be taken over ("assumed") by the buyer when a home is sold.
The transfer of the seller's existing mortgage to the buyer.
Assumption clause
A provision that allows a buyer to assume, or take over, the responsibility for the seller's (original borrower's) mortgage. The loan does not need to be paid in full by the original borrower upon sale or transfer of the property.
Assumption fee
The lender's charge for paperwork involved in processing records for a new buyer assuming an existing mortgage.
Balance sheet
A financial statement that shows assets, liabilities and net worth as of a specific date.
Balloon mortgage
A mortgage that has level monthly payments that are insufficient to fully amortize the principal and interest within the term of the loan. With a balloon mortgage, a lump sum payment ("Balloon Payment") is due at maturity.
Balloon payment
The final lump sum payment that is made at the maturity date of a balloon mortgage.
A person, firm, or corporation that, through a court proceeding, is relieved from the payment of all debts after the surrender of all assets to a court-appointed trustee.
A proceeding in a federal court in which a debtor, who owes more than his or her assets, can relieve the debts by transferring his or her assets to a trustee.
Before-tax income
Income before taxes are deducted.
The person designated to receive the income from a trust, estate or a deed of trust.
A preliminary agreement, secured by the payment of an earnest money deposit, under which a buyer offers to purchase real estate.
Biweekly payment mortgage
A mortgage that requires payments every two weeks (instead of the standard monthly payment schedule). The 26 (or possibly 27) biweekly payments are each equal to one-half of the monthly payment that would be required, and they are usually drafted directly from the borrower's bank account. The result for the borrower is a substantial savings in interest.
Blanket mortgage
The mortgage that is secured by a cooperative project, as opposed to the share loans on individual units within the project.
An interest-bearing certificate of debt with a maturity date. An obligation of a government or business corporation. A real estate bond is a written obligation usually secured by a mortgage or a deed of trust.
A violation of any legal obligation.
Bridge loan
A form of second trust that is collateralized by the borrower's present home (which is usually for sale) in a manner that allows the proceeds to be used for closing on a new house before the present home is sold. Also known as a "swing loan."
A person who, for a commission or a fee, brings parties together and assists in negotiating contracts between them.
Buydown mortgage
A temporary buydown is a mortgage on which an initial lump sum payment is made to reduce a borrower's monthly payments during the first few years of a mortgage. A permanent buydown reduces the interest rate over the entire life of a mortgage.
Call option
A provision in the mortgage agreement that gives the lender the right to call, or request, the mortgage due and payable at the end of a specified period, for any reason.
A provision in an adjustable-rate mortgage (ARM) agreement that limits how much the interest rate or mortgage payments may increase.
Capital improvement
Any structure or component erected as a permanent improvement to real property that adds to its value and useful life.
Cash-out refinance
A refinance transaction in which the amount of money received from the new loan exceeds the total of the money needed to repay the existing first mortgage, closing costs, points and the amount required to satisfy any outstanding subordinate mortgage liens. In other words, a refinance transaction in which the borrower receives additional cash that can be used for any purpose.
Certificate of Eligibility
A document issued by the Department of Veterans Affairs which states that a veteran is eligible for a long-term, low or no down payment mortgage issued by the federal government.
Certificate of title
A statement provided by an abstract company, title company or attorney, stating that the title to real estate is legally held by the current owner.
Chain of title
The chronological order of the title's transfer from the original owner to the present owner.
Change frequency
The frequency (in months) of payment and/or interest rate changes in an adjustable-rate mortgage (ARM).
Clear title
A title that is free of liens or legal questions as to ownership of the property.
Your closer is your legal contact at a mortgage company. Your closer is responsible for reviewing and clearing your title work and any other legal documentation applicable to your mortgage. Once your title is clear and your underwriter has issued a clear to close, your closer will arrange for a closing.
The meeting between the buyer, seller and lender in which the property and funds legally change hands. Also called "Settlement."
Closing cost item
A fee that a homebuyer must pay at closing for a single service, tax or product (ie. origination fees and attorney's fees). Many closing cost items are included as numbered items on the HUD-1 statement.
Closing costs
Expenses (over and above the price of the property) incurred by buyers and sellers in transferring ownership of a property. Closing costs consist of individual closing cost items, such as an origination fee, an attorney's fee, taxes, an amount placed in escrow and charges for obtaining title insurance and a survey. Closing costs will vary according to the geographical location of the property and...
Closing statement
Also referred to as the HUD1, it is the final statement of costs incurred to close on a loan or to purchase a home.
Cloud on title
Any conditions found during the title search that adversely affect the title to real estate. Clouds on title usually cannot be removed except by a quitclaim deed or court action.
A person who signs a promissory note (mortgage) along with the borrower. A co-borrower's signature guarantees that the loan will be repaid, because the borrower and the co-borrower are equally responsible for the repayment. Also referred to as a co-maker or co-signor.
An asset (such as a car or a home) that guarantees the repayment of a loan. The borrower risks losing the asset if the loan is not repaid according to the terms of the loan contract.
The efforts used to make a delinquent mortgage current and to file the notices needed to proceed with foreclosure.
The fee charged by a broker or agent for negotiating a real estate or loan transaction. A commission is generally a percentage of the price of the property or loan.
Commitment letter
See Mortgage Commitment Letter.
Common areas
Those portions of a building, land and amenities that are owned (or managed) by a planned unit development (PUD)/condominium project's homeowners association (or a cooperative project's cooperative corporation) and used by all of the unit owners who share in the common expenses of their operation and maintenance. Common areas include swimming pools, tennis courts and other recreational facilitie...
Community property
In some western and southwestern states, a form of ownership under which property acquired during a marriage is presumed to be owned jointly unless acquired as separate property of either spouse.
An abbreviation for "comparable properties." Comparables are recently sold properties with traits similar to those of the property being purchased, ie. similar size, in a nearby location, with similar amenities. These properties can be used as a base comparison to help the appraiser determine the approximate fair market value of the property being purchased.
A real estate project in which each unit owner has title to a unit in a building, an undivided interest in the common areas of the project and the exclusive use of certain limited common areas.
Condominium conversion
The changing of a rental property (two or more units) to the condominium form of ownership. Physical changes, as well as paperwork, may be necessary to conform to building and safety codes.
Conforming mortgage loan
Any loan that meets the criteria and limits set forth by the largest buyers of loans,
Construction loan
A short-term, interim loan for financing the cost of construction. The lender makes payments to the builder at periodic intervals as the work progresses.
A condition that must be met before a contract is legally binding. For example, homebuyers often include a contingency that specifies that the contract is not binding until they obtain a satisfactory home inspection report from a qualified home inspector.
An agreement between two or more people, or entities, that creates or modifies a legal commitment.
Conventional mortgage
A mortgage that is not insured or guaranteed by the federal government agency.
Convertibility clause
A provision in some adjustable-rate mortgage (ARM) agreements that allows the borrower to change the ARM to a fixed-rate mortgage at specified time frames after loan origination. The borrower will likely pay a higher rate or more points to have this option.
Convertible ARM
An adjustable-rate mortgage (ARM) that can be converted to a fixed-rate mortgage under specified conditions.
Cooperative (co-op)
An apartment building or a group of dwellings owned by a corporation, the stockholders of which are the residents of the dwellings. It is operated for their benefit by their elected board of directors. In a cooperative, the corporation or association owns title to the real estate. A resident purchases stock in the corporation, which entitles him to occupy a unit in the building or property owned b...
Corporate relocation
Arrangements under which an employer moves an employee to another location as part of the employer's normal course of business, or under which it transfers a substantial part or all of its operations and employees to another area because it is relocating its headquarters or expanding its office capacity.
Cost of funds index (COFI)
An index that is used to determine interest rate changes for certain adjustable-rate mortgage (ARM) plans. It represents the weighted-average cost of savings, borrowings and advances of the 11th District members of the Federal Home Loan Bank of San Francisco.
A clause in a mortgage that obligates or restricts the borrower and that, if violated, can result in foreclosure.
An agreement in which a borrower receives something of value in exchange for a promise to repay the lender at a later date.
Credit bureau
An agency that keeps your credit record on file. See also
Credit history
A record of an individual's open and fully repaid debts. A credit history helps a lender to determine whether a potential borrower has a history of repaying debts in a timely manner.
Credit Officer
A credit officer has the authority to approve or decline a loan on the behalf of the lender. The credit officer is "behind-the-scenes" and you will not directly speak with him or her. Instead, the credit officer uses the documentation that your underwriter collects from you and decides whether or not your loan is approved.
Credit report
A report of an individual's credit history prepared by a credit bureau, reporting agency or repository and used by a lender in determining a loan applicant's credit worthiness.
Credit reporting agency
Company that collects information from several credit repositories, merges all the information and reports it in one form - merged credit report.
Credit Repository
An organization that gathers, records, updates and stores financial information on an individual's credit history and reports it in one form - in-file credit report.
An amount owed to another.
The legal document conveying title to a property.
Deed of trust
The document used in some states, instead of a mortgage, to secure the repayment of money borrowed.
A deed given by a borrower to the lender to avoid foreclosure proceedings.
Failure to repay a loan on a timely basis or otherwise meet the terms of a commitment or agreement.
Failure to make payments on time. This can lead to foreclosure.
Departmentof Veteran's Affairs
An independent agency of the federal government that guarantees long-term, low or no down payment mortgages to eligible veterans.
Money given in advance to show intention to complete the purchase of a property. Search Deposit Rates.
A decline in the value of property due to wear and tear, adverse changes in a neighborhood, or any other reason.
Information that must be given to consumers about their financial dealings.
A list of documents that you will be required to provide when submitting a loan application. See our Required Documents page.
Down payment
The part of the purchase price of a property that the buyer pays, usually in cash, and is not included in the loan amount. The difference between the cost of the property and the loan amount.
Due-on-sale clause
A provision in a mortgage, or deed of trust, that allows the lender to demand immediate repayment of the mortgage balance if the borrower sells the property.
Earnest Money Deposit
See Good Faith Deposit.
Refers to a third neutral party who carries out the instructions of both the buyer and the seller to handle all closing paperwork. May also refer to an account held by the lender into which the homebuyer makes tax and/or insurance payments.
FHA Loan
A loan insured by the Federal Housing Administration that is open to all qualified home purchasers. Although there are limits to the size of FHA loans, they are generous enough to handle moderate-priced homes almost anywhere in the country.
FHA Mortgage Insurance
Requires a small fee (up to 3 percent of the loan amount) paid at closing or a portion of this fee added to each monthly payment of an FHA loan to insure the loan with FHA. In addition, FHA mortgage insurance requires an annual fee of 0.5 percent of the current loan amount.
Fixed Rate Loan
A loan with the same interest rate and monthly payment over the life of the loan.
Float Period
The float period refers to the time between when you accept a loan and when you lock in your rate. During this time the interest rate and points on your loan will fluctuate with the market until you lock.
A legal proceeding in which the default borrower is extinguished of all rights, title and interest on the underlying property.
Good Faith Deposit
A sum of money given to demonstrate intention to complete the purchase. With regard to mortgages, it is the sum of money given to demonstrate intention to complete the loan, a show of good faith.
Good Faith Estimate
An estimate of charges that a borrower is likely to incur in connection with a settlement.
Home Equity Loan
Sometimes referred to as a second mortgage or borrowing against your home. The loan allows you to tap into your home's built-up equity, which is the difference between the amount your home could be sold for, and the amount that you still owe. Homeowners often use a home-equity loan for home improvements, to pay for a new car, or to finance their child's college education. A home-equity loan is a...
A published interest rate against which lenders measure the difference between the current interest rate on an adjustable-rate mortgage and that earned by other investments (such as U.S. Treasury Security yields, the monthly average interest rate on loans closed by savings and loan institutions and the monthly average Costs-of-Funds incurred by savings and loans), which is then used to adjust the ...
A charge paid for borrowing money. Interest is usually expressed as a percentage of the amount borrowed, or interest rate.
Interest Rate
The annual rate of interest on the loan, expressed as a percentage of 100.
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The last few days at the PARC have been busy and full of life. Friday night, hundreds of people walked through our doors for our very first fundraiser. The PARC Art Show was such a beautiful presentation of our members' hard work and represented what the PARC stands for in such a glorious way. The donors were able to meet the artists and hear about how their lives had been changed. We were honored by those who came and donated to the PARC so that we can continue to help those experiencing homelessness to break their cycle.
On Monday we had a wedding! Ruben and Maresa shared their vows in front of their PARC family. It was a beautiful ceremony. Our volunteers provided a gorgeous table full of scrumptious food, fresh flowers and an incredible wedding cake. Royce Gooch, one of our volunteers and a pastor at Trinity Fellowship performed the ceremony.
Ruben came to the PARC right after we opened. He describes himself as "a messed up bawl bag that didn't know up from down." After a short stay in jail he decided that he didn't like the man he was becoming and set out to make positive changes. He told us that the PARC helped him to break that cycle in which he had found himself. Ruben found a job and then found a place to live. We all celebrate with him!!!
Lives are being changed every day at the PARC. We hope that you stop by and meet some of our members and experience what happens within our walls. Please consider giving financially, as well. Your investment will produce rewards that will affect generations to come.


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On the heels of our large mobilization where we took over 260 community members to Washington D.C on April 10th to rally for the passing of a Comprehensive Immigration Reform. We here in Juntos applaud the introduction of the Senate's bill on comprehensive immigration reform today April 17th and recognize the historic first step it is towards a just and humane policy reform.
In particular, we are in support of a bill that includes a pathway to citizenship for our community and we look forward to working with other organizations and elected officials to improve on it and to ensure that any reform that passes is inclusive of all of our community, ends unjust deportations, and offers strong worker protections.
We in Juntos do have some concerns of what has been proposed so far. To begin, we are concerned with the amount of people who will not qualify due to unjust and unfair restrictions. As it stands right now thousands of families will still be left out of this reform and will be forced to live further in the shadows. Also, the 13 year wait to full citizenship is far too long, especially for families who have already lived and contributed to our society for many years.
At a time in Philadelphia when our schools are closing due to insufficient funds we believe a proposal that includes $5 billion dollars spent on a border that has been the most secure since the founding of our nation is excessive and those funds could be better used to keep schools open, improve public education, and create pathways to college for our youth.
We in Juntos have made a commitment to fight for a reform that is inclusive of the 11 million undocumented individuals in this country that leads to full citizenship and allows for our people to have a voice in the voting structure of this nation. We will also ensure that we prioritize families over spending more money on border enforcement and the policing of our community. In addition, nowhere in this reform debate does either party make mention of the US foreign policies or the multi-national corporations that decimate the economy of the Global South and causes the very migration they wish to curtail. Families migrate for the very sake of survival; to escape war and economic devastation. We must address these issues if we want to have true immigration reform.
Every day that we do not take action to create a fair policy 1,100 families are being torn apart through unjust deportations. We will continue to fight until we see a reform that will put an end to these conditions for our families. This bill is a step in the right direction but leaves much room for improvement and we commit to organize until those improvements occur.
Below are links to local and national media coverage and photos of the historic April 10th mobilization
KYW News Radio: Hundreds of Philadelphians Heading to D.C for Citizenship Rally
NBC Latino: A mother and daughter come out of the shadows to fight for Immigration Reform
Telemundo "Al Rojo Vivo" : Marchan por reforma migratoria
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Los Angeles Chapter members RSVP here.
Come be a bi booth bunny with us!
If you want to volunteer this year, please click "Sign Up Here" on this page. It will take you to a short form that will let you mark shift preferences. https://sites.google.com/view/ambiunicorns/home/festival-booth
Please fill out the survey (even if you RSVP here), as we will be contacting volunteers via the emails provided there to let them know what their shifts are, how to get wristbands, and where the booth is located in the festival.
Help us run amBi's amazing pride booth. There are tons of jobs to do including being a part of the bi kissing booth, handing out prizes, or just talking to folks about the wonders of ambi. This is always an incredibly rewarding experience, because there are so many bi people at Pride who are thrilled to see our sexuality represented in a fun, positive way.
Booth Bunnies will get free passes to the festival for the day(s) they volunteer.
Don't worry, it's not an all day commitment. Shifts are 4 1/2 hours each (and we can help you find a shift that works for you).
Thanks, as always, to all of you willing to be part of our Bi Booth at PRIDE! We're super excited to do this with ya'll!


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If ever there were an on-mountain amusement park, this would be it. Adventure Ridge at Eagle's Nest at the top of the gondola offers family-friendly activities for the young and young-at-heart! Open from mid-December through April from 2-9pm, it's also the perfect hang out teens after a day on the mountain.
Here's a look at what is available...
- Tubing – Music, long lanes and a brand new covered lift this season! Tubing is by the hour on a first come, first served basis. Adrenaline rush guaranteed!
- Ski Biking – If tubing doesn't get your heart pumping, this will. Take the wheels of the bike, replaces with skis and you've got ski biking. After a brief lesson, your guide will take you from Eagle's Nest to Lionshead through the trees and down the ski runs. It's a blast, but we would suggest having a sense of adventure. This is not for the timid or faint of heart.
- Kid's Snowmobile – There is nothing more adorable than watching cute little tykes cruise the "Blizzard Speedway" on specially crafted mini-snowmobiles. The kids like it, too!
- Bungee Trampoline – Your child can bring out his or her inner gymnast at 10,000'. Big flips and big air are easy (and safe) on the bungee trampoline.
- Snowshoeing – There are both 3pm daily tours and 7-8:30pm specially scheduled Moonlight Tours at the Nature Discovery Center. Identify animal tracks and discover the quiet as you go off the beaten path on Vail Mountain. Tours are free.
- Nature at Night – Learn about the nightly habits of the creatures who call Vail Mountain home like cats, owls and weasels. These free informative sessions take place Tuesdays and Thursdays at 6pm in the Nature Discovery Center.
- Bistro Fourteen – Casual, friendly dining at Eagle's Nest. Come in from the cold for cocktails and apps or a delicious dinner. When you're warm enough, grab a hot chocolate or coffee and enjoy by the fire pit out under the stars.


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Ready to use… Anywhere… Anytime!
- Perfect for emergencies or smaller projects.
- Ready to spike after 10 minutes of application.
- Cartridges yield an average of 24 holes each (288 / case).
- $209.00
Safe and easy way to move concrete ties
- 2,000 lb. Capacity
- $0.00
- 2,000 lb. Capacity
This kit contains 27 sizes and 216 pieces of 90A Durometer O-rings for Boss, Split Flange, and Flat Face hose end fittings and adapters. Each box has a graphic label identifying the type of application and dash number for the seal. A chart on the back of the box lists popular OEM part number matches for each O-ring. (John Deere, Caterpillar & J.I. Case)
- $38.75
Superior holding power over wood plugs
- Economical
- Prevents water & mildew damage
- Easy to apply
- Prolongs tie life
- Resealable containers
- 900 tie holes per 40 lb.
- 2 year shelf life
- $561.00
The stone removal wrench grips the grinding stone for easy stone removal. It eliminates the use of unsafe practices which can injure the operator or damage the profile grinder.
- $170.00
The Rail Aligner set is used to properly align rail for welding 115 - 132 lb rail.
Easy To Use
Designed with independent screw-type jacks.
Durability and Strength
Steel construction gives the aligners a 5-ton lifting capacity.
- $650.00
These specialized spike drivers are built to the same exacting specifications as our heavy duty pneumatic breakers, but with an open front head without tool retainer.
The opening in the front head accepts a maximum spike head diameter of 44 mm ( 1-78")
- Even more power and productivity than the CP 1230 and CP 1240 Spike drivers
- Improved modern design for excellent durability
- Four-bolt backhead – withstands rugged use
- Integral oiler – provides continuous lubrication
- Reversible Piston – reduces maintenance cost
- New swivel design for increased maneuverability
- New type of heavy-duty front head springs – reduce maintenance cost
Max single hose OD is 1.81 inches. Max twin hose OD is .91 inches.
- $29.50
50' Hose Set for hose reel, Aeroquip, with 1 set of Aeroquip couplers
- $582.00
50' Hose reel REEL ONLY 1/2" 3000PSI TR Position
- $956.67
Guaranteed Exclusive Cr5 Pentabeam Technology- Durable, Versatile, and Powerful!
- Remote Controlled Operation
- 370 Degree Rotation x 135 Degree Tilt
- 400,000 Candle Power – 5.5 Amps
- UV Ray and Saltwater Resistance
- Weatherproof for Land and Sea Applications
- Portable-Mount, Suction Cup and Magnet, and Mount Shoe
- 3 Year Warranty
- $279.00
The near perfect combination of power and portability, PLT1000 features the dependable Honda EB-3000 generator with GFCI. This quiet power plant is rack mounted on a custom built hand cart along with two 500W telescoping lights, and two 500W portable lights with storage brackets for easy and fast portability. The front Halogen lights are mounted on their own rugged telescoping poles making them instantly ready for use. Raise them up 82" from the ground, rotate and angle them to get light exactly where you need it.
At only 140 lbs, and most of the weight carried very low, the PLT1000 is easy to maneuver with its rugged off-set stainless steel handle. That's one trip to where it's needed with no trips back to the truck for extra lights or a generator.
Put the PLT1000 on your team and win against the darkness.
- Honda EB3000 Generator
- Two 500W Quartz Halogen telescoping lights
- Two 500W Quartz Halogen portable lights
- Two L5-L15 receptacles with weather-resistant cover
- Two 25-foot yellow 10/3 SJOOW extension cords
- Low center of gravity and large wheels for mobility
- Rugged offset stainless steel grab bar
- Front facing outlets for convenience, various configurations available
- $4995.00
Simply set wide end (fixed end) of gauge on one rail and slew gauge to left and right to verify contact points are flush to rail. Lower between rails. Next with one hand, grab handle and lightly put fixed end of gauge against rail and hold. Next with the other hand, side the black knob towards gauge rail until contact. Finally, release and read measurement.
Simply set wide end (fixed end) of gauge on frog gauge line and slew gauge to left and right to verify contact points are flush to rail. Lower narrow end between guard rail and running rail.Next with one hand, grab handle and lightly push fixed end of gauge against frog and hold. Next with the other and, slide the black knob back to contact guard rail.Finally, release and read measurement.
*The distance between the gauge line of a frog to the guard line of its guard rail or guarding face is measured across the track at right angles to the guard line.
- $947.34
Fast Drilling and Superior Hole Quality
The Racine Rotamag Rail Drill with the Rotamag Cutter can drill up to 70 holes in 132 lb. standard carbon rail. Each hole takes less than 20 seconds to drill. The integral arbor support guarantees hole tolerance. Superior clamp design and custom rail shoes reduce the risk of drill movement during operation causing cutter breakage. It can easily drill through raised rail web lettering without breakage, a common problem with the competition.
Powerful and Lightweight
The 110-volt AC motor provides optimum speed (250 RPM) for quick drilling of holes. At 35 lbs., it is one of the lightest rail drills in the industry.
Drill Accessories
Durable metal carry case, tool kit, and coolant bottle are included with every drill. Index bars and rail shoes available for most railroad and crane rail profiles. Able to drill 1" to 1 1/2" hole diameters.
- Lightweight, compact easy to operate. Newly designed and improved annular broaching cutters available in sizes 1" to 1 1/2" diameter.
- Specifically designed for rail cutting up to 70 holes on 132 lb. standard carbon rail.
- $3412.00
- Hand grip
- Ergonomically designed
- Rugged built for years of heavy use
- Quick and effective drive wood plugs into ties
- Hand protector to prevent pinch points
- Slide hammer
- Light
- Overall length–60"
- Total weight–13 lbs.
- $335.00
The SS500 spike setter is used to set spikes into the tie in preparation for driving with a hydraulic spike driver. The spike setter reduces the chances of injuries associated other methods of setting spikes.
- Shock reducing rubber cushion grips
- Latch under handle holds anvil in
- position when not setting a spike
- Safety latch prevents the two pieces from coming apart during or after use.
- The anvil can be removed and rotated 90° increments.
- A replaceable magnetic bar holds the spike in place.
- A band decal on the handle indicates the center of balance for carrying the tool.
- $581.67
The WC2000 Quick Release Wheel Chock allows you to quickly secure your cart during loading and unloading.
- $235.00
Easily Retract Spikes from Spike Trays! The Manual Spike Hook is 40" with the Rubber Handle
- $95.00
- Easily flips over and picks up tie plates.
- Well-balanced and only weighs 5 lbs.
- $85.00
The rail guide has a 6' pole that will keep the user a safe distance away from the rail while controlling the rail.
- T-Handle Screw for Clamping to Rail
- Deep Pockets for Holding Flag Poles
- Includes Lightweight Two Flags
- $120.00
- Drives under Rail Between the Ties
- Allows for Rail Traffic While in Place
- Deep Pockets for Holding Flag Poles in Place
- Lightweight
- Includes Flag
- $121.67
- Nylon loop twists around the rail to stabilize and guide the rail during the loading/unloading procedure.
- Bent handle and rotating hand-grip allows for rapid twist-tightening.
- Shock Resistant Model – HR-00-66-2 (long version only)
- Replaceable Nylon Belt Loop
- Lightweight Type Construction
- Rotating Handle
- Curved Corners Provide More Protection and Safety
- $0.00
Improve sign visibility. No more blown down work limit boards.
- Solid Steel for Durability
- Stands Firm in High Winds
- Easily Installed with Ordinary Hammer
- Adjustable Heights
- Folds Down Easily
- Replaceable Striking Cap
- Nylon Carrying Strap
- $446.00


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Olympic spoilers are the worst
It's not a spoiler to say that we live in an age of spoilers.
Like you, I hate spoilers with a fiery passion. (This does not apply if you're the kind of monster who seeks out Internet rumors on purpose, like some people I know....)
By only watching movie trailers once and generally staying off social media around large events, I manage to avoid spoilers as much as possible. And look, I'm a reasonable guy. I'm firmly in the camp of if you haven't seen or heard or read whatever it is within a week or so of it coming out, you shouldn't be too upset that it gets spoiled for you. But we're also human beings and should have general respect for each other. It doesn't cost you anything to throw out a spoiler alert ahead of a review or a discussion of something.
But apparently NBC didn't feel the same way, since they decided to announce the results of the women's gymnastics team all-around finals on their website at 4:30pm on Tuesday, despite it being presented in prime time later that evening.
Then on Thursday, I made the mistake of checking my Apple News feed as I left work and had the results of the individual all-around spoiled. This may not seem like a big deal, but I remember watching live in 1996 when Kerri Strug beat out the reigning Russian champions by less than a point, all on a broken ankle no less. These kinds of stories are the reason we watch the Olympics, and it's just not the same watching it when you know what's going to happen.
So, I understand why spoilers exist, and I fully understand they're not going away soon, but...c'mon! It's the Olympics! Is nothing sacred?
I know, I know...first world problems, right?
What have you had spoiled for you? Leave a comment and let me know. Just try not to, you know....spoil anything.


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back-country hikes, backpacking, Long distance hikes with children, pack-in hiking, Quebec, Saguenay Fjord Trail
It's a mere 2 weeks until our big back-country hike! I should be figuring out what nutrient-dense, lighter-than-air, delicious, cheap food to feed 8 people for breakfast for 5 days. Instead, I've devoted my time to figuring out how to jazz up the blog.
You'll notice the snazzy count-down clock. Please notice because it is surprisingly complicated to do that the first time around. Miracle of miracles, I also managed to stick a map on the blog. It would have been nice to have been able to get that figured out while we were travelling the world last year, but better late than never. If you click on the new page at the top (Quebec Back-Country Hike), you'll see my Googlemap handiwork. Actually, it wouldn't hurt to check that map if you are interested in our hike because most people don't know where the Saguenay Fjord is.
What have we been doing to prepare for our first ever multi-day back-country hike?
The teens boys and I have done some minimal training: walks of about 10 km with weighted packs. Paris hasn't trained at all but she's in good shape and a trooper. Plus she loves hiking. I have purposely avoided training for the two youngest girls. I'm selling the hike to them as a fun family trip and I don't want them to start dreading it before we make it out of the city. I am working hard to pack all their gear in other people's packs so they can walk without carrying anything.
We've tried to keep this to a minimum but we did get a fancy water filter, two small camping stoves and fuel, some cheap rain ponchos. Plus, we've been buying food: pepperettes, Lara bars, Cliff bars, Sesame Snaps.
Dehydrating, dehydrating, dehydrating! I've been using the pilot light in my gas oven to dry tons of: banana, mango, apple, cooked ground beef, carrot, parsley, cooked black bean purée. One of the other moms has been vacuum-packing this goodness as it becomes available.
Each "refuge" along the trail contains six double rooms to sleep twelve people. Because of our group size (8 people), we made sure to reserve early with SEPAQ. The trail head is a 7 1/2 hour drive from our home so we also needed to sort out accommodation before and after the hike.
On July 6, we will stay overnight at a couchsurf in Chicoutimi. I felt bad making the request as I don't believe late arrival/early departure to be in the spirit of couchsurfing but our host understood. He is a librarian and long distance cycling fanatic. I've dubbed him, Bookbiker, and we're looking forward to meeting him.
On the way back, we'll be couch surfing in the gorgeous La Malbaie area for a couple of days, in a wooden home hand-built by its inhabitant.
SWMBO has been working to grow blog readership, partner with compatible businesses/organizations, and publish food/travel articles in the mainstream media. I've used the hike as a catalyst to make it all happen. It's been slow going since I don't have much time to devote to this but results have been encouraging.
SWMBO has been meeting about once a week with the moms of the other two teen boys who will be hiking with us. Three heads are better than one so we've been bouncing ideas off each other and these two women have been instrumental in shopping, dehydrating food, researching, etc.
We've taken a variety of backpacking books out of the library. The ones by Karen Berger have been particularly useful. SWMBO ordered a map of the park from SEPAQ (because the map on the website is NOT user-friendly. Sorry SEPAQ but it really isn't). The map cost $8 and came in the mail lickety-split. I opened it, looked at it once and promptly lost it. Sigh.
On June 25, SWMBO will attend a two hour workshop entitled, Pack Camping: Challenge Yourself With Hike-In Camping. Best-case scenario – I learn a lot. Worst-case scenario – I realize how screwed we are.


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How To Buy Large Oval Glass Conference Tables
How To Buy Large Oval Glass Conference Tables – Large tables are meeting the essential conference, training and business conferences. Some of the most popular conference tables are large oval tables Glass meeting. Other styles are square, rectangular and round tables. Conference tables are available in classic and modern, with options available for glass styles. Follow these tips to help you buy an oval table that fits the needs of your company.
12 Picture Gallery: How To Buy Large Oval Glass Conference Tables
Determine the size of the oval glass conference tables. Consider the number of people, on average; attend meetings and training sessions in the conference room. Measure the conference room to find the large oval table that can fit in it. Remember to leave room to walk around the room and legs. Find a material for the frame of the glass oval conference table. Consider a table decoration frame that best suits the room. Consider the needs of the participants in the conference room and room use. There are several standard materials for table frames from wood and metal.
Decide on the type of wiring for the oval glass conference tables. Cables and plugs will be required to use computers, projectors and other devices. The cables can be placed inside or outside the big table. Determine the type of glass in the top of the oval table. Oval glasses are generally available in sleek designs and prints. When you choose the glass, consider the overall style of the conference room. Buy large specialty office furniture glass oval conference tables or general stores. Look over catalogs oval table to check out some of the styles available. Most stores also offer office furniture suit designed oval table meetings for their specific needs.
This post topic: Glass Table


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If you have any friends who are interested in alternative medicine, you've probably heard the words "apple cider vinegar" enough to last a lifetime. While you may already have it in your pantry as a cooking ingredient, in the last few years, it's become a major health trend. Apple cider vinegar (known casually as "ACV" by its champions) has been hailed as a miracle cure for everything from acne to tooth decay. It's celebrated as a weight loss solution and even as a natural cleaner for the home.
But despite the claims, an apple cider vinegar habit may do you more harm than good when it comes to your teeth.
The Effects of Acids on Teeth
Apple cider vinegar has even been touted as a tooth cleaner, which is especially egregious when you look at what vinegar is: An acid. On a pH scale, vinegars sit between a two and a three, alongside lemon juice and grapefruit juice.
Your tooth enamel is the strongest substance in your body, tasked with protecting the inner materials of your teeth from bacteria in the mouth. Acids can eat away at enamel, weakening it and exposing your teeth to cavities. You've heard that sugar causes cavities, right? That's because the bacteria that cause cavities like to eat sugar, and when they eat sugar, they produce acids. That means that if you're avoiding sugar for your dental health, you should also be on the lookout for acids for the same reason.
This is also why some acidic drinks, like coffee and red wine, are so effective at staining your teeth: Not only do they include highly pigmented particles, but their acidic nature weakens enamel so that those pigmented particles can get into your teeth and discolor them.
Since apple cider vinegar is so acidic, it erodes your enamel every time it's in your mouth. For people who are on the ACV bandwagon, a daily shot of the stuff may be on their itinerary — which means a daily acid bath for your teeth.
What To Do About It
First of all, before you start up an apple cider vinegar habit to treat any of the broad number of ailments that people claim it can cure, it's important to do your research and make sure these claims are backed up by evidence. Don't put your oral health at risk for an invented cure!
If you are convinced that apple cider vinegar will cure your ills, it's important to keep the stuff off your teeth as much as possible. Taking it as a shot can spare your teeth, but some experts say that makes it harder on the stomach. Instead, try diluting it into another drink (like water if you can stomach the taste) and drinking it through a straw so it gets delivered straight down your throat and bypasses the teeth.
And if you do drink something acidic, be that apple cider vinegar, orange juice, red wine, or coffee, make sure to wait to brush your teeth, otherwise you could do more harm than good to your newly-compromised enamel. Instead, try swishing with water immediately afterwards, and waiting at least half an hour to brush.
You need an experienced dentist in Blue Bell, PA to help protect your teeth. Please call (610) 200-6290 or contact us online to make an appointment.


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From The Valley of Vision:
At the cross that relieves my conscience let me learn lessons of self denial, forgiveness and submission, feel motives for obedience, find resources for all needs of the divine life. Then let me be what I profess, do as well as teach, live as well as hear religion.
(pg. 115)
Quote taken from The Valley of Vision edited by Author Bennett ©1975 published by Banner of Truth Trust