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Today is College Colors Day at Clayton State AllClaytonStateUniversitystudents, faculty, staff, administrators, alumni, parents and friends are urged to break out their blue and orange outfits on Friday, Aug. 31 to show their support for the Lakers men's soccer team on "College Colors Day." Although it's not unusual forClaytonStatefaculty and staff to wear Laker Blue and Georgia Clay on Fridays, College Colors Day takes this tradition to another level, and encourages all Clayton Staters to take part. College Colors Day typically coincides with the kick-off of the intercollegiate athletic season, and seeks to celebrate and promote the traditions and spirit that make the college traditions great by encouraging fans, alumni and students to wear apparel of their favorite college throughout the day on Friday, Aug. 31. The Lakers will be opening their 2012 season with The Loch Shop Soccer Classic on Aug. 31, taking on the Pfeiffer University Falcons in the seventh annual version of this shootout, in a 7:30 p.m. game at Laker Field. The Lakers defeated Pfeiffer, 1-0, on a goal by Ryan Pugh in last year's sixth annual version of the season-opening event. Any individuals who bleed blue and orange, but who don't have the appropriate gear, are naturally urged to stop by the shootout's name sponsor, The Loch Shop, located on the first floor of the Clayton State Student Center, to pick up the appropriately-themed apparel, featuring, also naturally enough, the Clayton State mascot and logo, Loch. The Loch Shop will also be setting up its Popup Spirit Shop at the game, and will be giving away Loch Shop "Passport to Savings" t-shirts with $25 purchase of regularly-priced merchandise on Friday.
Top 100 Workplaces Employee Celebration Event on Tuesday, Sept. 4 Clayton State University was recognized by the Atlanta Journal Constitution as one of Metropolitan Atlanta's Top 100 Workplaces. As President Dr. Thomas Hynes has communicated to the campus, this is a significant honor and achievement. A "thank you" celebration is scheduled for faculty and staff members on Tuesday, Sept. 4 from 2:00 p.m. to 4:30 p.m. The purpose of the event is to come together and celebrate the supportive and collaborative environment which contributed to Clayton State University's Top 100 Workplaces recognition. Wear your favorite Clayton State University apparel. Join us for fun, food, and activities… door prizes and much more! The location is the Student Activities Center and the SAC Green. Extend the festivities by supporting our Lakers! The Women's Soccer team hosts Tennessee Wesleyan on the Clayton State Soccer Field beginning at 4:00 p.m.
Clayton State English Professors Return for Fayette on the Page, Sept. 4, Sept. 15 This year, people all overFayetteCountyare reading "The Heart is a Lonely Hunter." That's because the Fayette County Public Library's (1821 Heritage Park Way,Fayetteville) annual Fayette on the Page program is focusing on the work ofGeorgiaauthor Carson McCullers, specifically "The Heart is a Lonely Hunter," for 2012. This year's program will feature, throughout August and September, a series of three films based on works by McCullers. These three films will be screened free of charge for the public at the Fayette County Public Library, and will include twoClaytonStateUniversityprofessors sharing their time and expertise, hosting the screenings and then facilitating Q&A sessions after the screenings. Professor of English Dr. Gwendolyn Harold, and Associate Professor of English Dr. Brigitte Byrd are both taking part in this year's program. Harold will return to the Library on Tuesday, Sept. 4, at 6:30 p.m., to introduce and facilitate discussion of another McCullers-based film. Note: The library is prohibited from publicizing the actual titles of the films outside of the library -- a stipulation of the performance license purchased annually in order to show movies to the public. Contact the Fayette County Public Library at (770) 461-8841 and ask for film titles. A printed schedule for the Fayette on the Page 2012 Film Series, including film titles and descriptions, is also available for pickup at the library. Byrd, aFayettevilleresident, will help close out the McCullers film series on Saturday, Sept. 15 at 3 p.m., with an introduction to the final film in the series, followed by a facilitated discussion. September Service Learning Series to Discuss Affordable Housing, Sept. 5 For the month of September, the Service Learning Series sponsored by the Clayton State University Department of Campus Life will focus on affordable housing. Dr. Nikki Finlay, associate professor of Economics atClaytonState, and Lindsey Sanders, development coordinator at The Southern Crescent Habitat for Humanity (SCHFH), will facilitate a discussion about affordable housing and factors that impact an individual's ability to afford housing. The session will take place on Wednesday, Sept. 5 at noon in room 268 of theJamesM.BakerUniversityCenter. All students, faculty, staff and the public who are interested in discussing and learning more about affordable housing are welcome to come and participate in this open discussion. Then, on Saturday, Sept. 8,ClaytonStatestudents will be volunteering at The Southern Crescent Habitat for Humanity. The Southern Crescent Habitat for Humanity is a locally managed, locally funded, grass-roots housing ministry serving low-income families of metroAtlanta. They build simple, decent and affordable houses inGeorgia's Clayton, Fayette andHenryCounties. WTC Atlanta Invites you to Attend Macedonia – The Land of Opportunities, Sept. 5 John Parkerson, director of the Office of International Programs at Clayton State, is hosting the Prime Minister of Macedonia and high-level Macedonian trade and investment officials, and making the welcoming remarks, at a program at World Trace Center (WTC) Atlanta on Wednesday, Sept. 5. AnyClaytonStatestudents, faculty or staff who are interested in attending should contact Parkerson, who is also president of WTC Atlanta for further information. X Factor Outdoor Yogalates, Starting Sept. 6 The Department of Recreation & Wellness' X Factor Outdoor Yogalates classes will be held every Thursday from Sept. 6 through Sept. 27 (rain date is Oct. 4) from 6 p.m. to 7 p.m., on the Laker Hall Green (in front of the Laker Hall sign). Outdoor Yogalates is a four week session that will help you relax and tone up using bodyweight exercises and deep breathing/stretching techniques. For more information, contact Lisa Williamson at (678) 466-4975 or firstname.lastname@example.com. Fourth Annual Diversity and Multicultural Conference Proposals Due, Sept. 7 The Fourth Annual Diversity and Multicultural Conference will be held on Friday, Oct. 12, from 9 a.m. to 5 p.m. in theStudentActivitiesCenter. The conference is a dynamic and interactive development opportunity that gives participants the essential knowledge and strategies needed to lead and function in a globally-complex society. The 2012 theme is "Building Community Through Diversity" and Judge Glenda Hatchett will serve as our keynote presenter. This conference is FREE forClaytonStatestudents and $20 for faculty and staff. Registration fee includes continental breakfast, lunch, and conference gift. Register at http://www.clayton.edu/campus-life/multicultural/conference by Friday, Sept. 28. If you are interested in presenting at the Diversity and Multicultural Conference, please visit http://www.clayton.edu/campus-life/multicultural/conference for more information. Presenting at the Conference is an excellent way to showcase your leadership skills and expand your presentation portfolio. Conference proposals are due by Friday, Sept. 7. For more information regarding the Diversity and Multicultural Conference, contact Lakiesa Rawlinson at firstname.lastname@example.com or (678) 466-5433. SBDC Schedules Next "Starting a Business" Workshop, Sept. 11 The next installment of the Clayton State Small Business Development Center's (SBDC) popular "Starting a Business" workshop will be held on Tuesday, Sept. 11, from 9 a.m. to noon atClaytonState– East,5823 Trammell Road, Morrow. If you are considering starting a business, this workshop is a crucial first step. PowerPoint handouts and a book, "How to Start a Business: A Guide for Georgia Entrepreneurs" are provided as part of the $69 registration fee. To register, go to: http://www.georgiasbdc.org/subpage.aspx?cart=71b6a9a9-3adc-44cc-b98a-82a3ee22ed95&page_name=view_cart&addproduct=112207 CurrentClayton State students and staff receive a 50 percent discount if they contact SBDC's Heather Chaney at (678) 466-5100 for the discount code. Clayton State's Constitution Week Starts Early with New York Times Talk, Sept. 14 ClaytonStateUniversity's annual Constitution Week celebration will be starting early this year, with a New York Times Talk on Friday, Sept. 14. Highlighting the activities between Sept. 14 and Sept. 21 will be Georgia Attorney General Samuel S. Olens and former Georgia Governor Roy Barnes, who will be keynoting the week on Thursday, Sept. 20 with, "A Civil Discussion on Living Constitutionalism." Olens and Barnes will be appearing atClaytonStatefrom 12:30 p.m. to 1:30 p.m., in room UC272 of theJamesM.BakerUniversityCenter. The Friday, Sept. 14 New York Times Talk, courtesy of the New York Times and the American Democracy Project, will address a very hot topic in this presidential election year, "Voter ID Laws: Preventing Voter Fraud or Suppressing Votes?" The discussion will be facilitated by Dr. Kay Kemp, Clayton State associate professor of history, and will run from 1 p.m. to 2 p.m., in room UC267 of the Baker Center. Free lunch and drinks will be provided by the New York Times. As is the case with all Constitution Week events, the public is invited to attend. However, individuals interested in attending should RSVP to Dr. Joe Corrado (firstname.lastname@example.com) by Sept. 13 at 3 p.m., and limited seating is available. A constitutional debate will be held on Wednesday, Sept. 19. The topic (another potentially controversial subject); "225 Years: Is it Time for Another Constitutional Convention?" The debate will be held in the Clayton State Student Activities Center Ballroom from 11 a.m. to 12:30 p.m. Later that same day, from 5 p.m. to 6:30 p.m., The Writers' Studio atClaytonStatewill host a screening of "Please Vote for Me," an award-winning documentary from 2007 by Weijun Chen. The Writer's Studio is located in room G-224 of the ClaytonStateArts & SciencesBuilding. A discussion of the film will be facilitated by Dr. Sipai Klein, assistant professor of English and director of The Writers' Studio. The screening also has limited seating available. Clayton State to Hold Annual Alumni Dinner at Turner Field's 755 Club, Sept. 22 The Clayton State University Alumni Association will look to hit a grand slam once again at its 20th Annual Alumni Dinner. Next fall, the Alumni Association will hold its annual event at the 755 Club located at Turner Field. The Annual Dinner will be held on Saturday, Sept. 22. AllClaytonStatealumni, faculty/staff, students and friends of the University are invited to the event. "We are so excited about having the opportunity to have our dinner at the 755 Club this year" says Alumni Association President Ben Hopkins. "We've had our annual event at some wonderful venues all overAtlantaand this will be another special night for alumni and friends." The dinner portion of the event will begin at 7 p.m., preceded by a reception; starting at 6:15 p.m. Attendees will also have the opportunity to take a special tour of Turner Field, which includes a behind-the-scenes look in the Atlanta Braves clubhouse. In conjunction with the dinner, the Alumni Association will also recognize its 2012 Distinguished Alumni Award winners and hold a benefit auction.
Clayton State to Webcast Soccer Matches in 2012
ClaytonStatesoccer fans all over the world will be able to see their Lakers live in action on Friday. Clayton State Athletics' LakerZone will be making its soccer debut on Friday, Aug. 31, webcasting live from Laker Field. The Department of Athletics will broadcast Friday's second game of the Loch Shop Classic, featuringClaytonState against Pfeiffer, beginning at 7:30 p.m. After Friday,ClaytonStatewill webcast Saturday's second game of the Loch Shop Classic, as the Lakers will faceQueensin a 7:30 p.m. contest. The first women's match to be webcast will Tuesday when the squad squares off against Tennessee Wesleyan at 4 p.m. FormerClaytonStateplayer Roger Boniface, who is currently a graduate student at the University, will be the voice of both Laker men's and women's soccer.CurrentClaytonStatestudent Brian Roberts, who has spearheaded the athletic department's video coverage over the last couple of years, will provide the technical support for the broadcast. All 18 of the ClaytonStatehome soccer matches will be broadcast and be accessible via the department's UStream account at http://www.ustream.tv/claytonstateathletics. Links to the webcast are also available via the Laker athletic website at www.claytonstatesports.com. Dr. Alexander Hall Named Winner of the Fourth Annual Gene Hatfield Scholar of the Year Award Clayton State University Associate Professor of Philosophy Dr. Alexander Hall has been named the fourth annual winner of the College of Arts & Sciences' Gene Hatfield Scholar of the Year Award. The Arts & Sciences Scholar of the Year award is made possible by, and is named after, Dr. Eugene Hatfield, long-time (1976–2008) history professor atClaytonState. Preceding Hall as recipients of the Hatfield award are Dr. Brigitte Byrd (2009), Dr. E. Joe Johnson (2010) and Dr. Jonathan Lyon (2011). In addition to his teaching responsibilities at ClaytonState, Hall also serves as assistant director of the Society for Medieval Logic and Metaphysics, and as the Managing Editor of its Proceedings. In 2011, Hall co-edited the first nine volumes of the Society for Medieval Logic and Metaphysics Proceedings, which were published by Cambridge Scholars Publishing. He has also been one of the organizers of the Southeast Philosophy Conference, which annually brings a variety of national and international speakers to theClaytonState campus. Loch Shop and LakerCard Center Hours During Labor Day Break The Loch Shop and LakerCardCenterwill have modified hours during the Labor Day break. Updated hours are available at Loch Shop hours and LakerCard hours. Dining Services Hours During Labor Day Break Dining Service units will have the following modified hours during the Labor Day break (Aug. 31 to Sept. 4): - Lakeside Dining Hall: Closes Friday at 2 p.m.; re-opens for dinner Tuesday at 4:30 p.m. - Sandella's: Closed Friday to Monday; re-opens Tuesday at 4:30 p.m. - Jazzman's, Pizza Hut, Subconnection: Locations close Friday at 3 p.m.; Jazzman's and Pizza Hut re-open Tuesday at 8 a.m. Subconnection opens Tuesday at 11 a.m. Outdoor Adventure at Tybee Island, Sept. 15 Surfing Join Outdoor Adventure on a surfing trip toTybeeIsland. Learn the basics of surfing and enjoy theGeorgiaCoast. Surfing equipment is provided. Destination:Tybee Island,Ga. Dates: Saturday – Sept. 15-16 Cost: $50/$70/$80 Limit: 8 Pre-trip meeting/Registration Deadline: Friday, September 7, 2012 For more information, contact Nick Kilburg, Assistant Director of Recreation and Wellness, Outdoor Adventures, (678) 466-4972, firstname.lastname@example.com. Clayton State University Health Services to Hold Awareness Fair, Oct. 25 ClaytonStateUniversity's University Health Services will have a fun-filled Awareness Fair forClaytonStatestudents, faculty and staff on Thursday Oct. 25, from 10 a.m. to 2 p.m. onMain Streetin theJamesM.BakerUniversityCenter, outside both main entrances to theBakerCenter, and at Laker Hall. According to Dr. Julia Spinolo, UHS director, the theme for this year is, "Life's A Roller Coaster… Have a Safe Ride." The Awareness Fair will be filled with lots of fun, games, activities, give-a-ways, and life-long knowledge opportunities. "We will have a special guest speaker that everyone will want to make sure they take time out to come and hear... details coming soon!" says Spinolo. Get Your "I Got Mine @ the Loch Shop" T-shirts AND a 10 Percent Discount Any student, faculty or staff person who wears their "I Got Mine" t-shirt in the Loch Shop throughout the fall semester will get a 10 percent discount on all of their purchases that day, excluding Textbooks and Technology items. All you need to do to receive the 10 percent off is have your shirt on when you come in The Loch Shop to make your purchase. Loch Fest Film Festival ClaytonStateUniversityis proud to announce its second film festival. Loch Fest is anAtlantastudent film festival created byClaytonStateUniversitywhere student and professional work is showcased. This film festival will give student films more exposure in theAtlantacommunity. It also allows professionals to showcase their work and speak about their views of film as an art and a business. This film festival is open to all universities in the state as well as members of the community. The submission fee is FREE to allClaytonStatestudents. The submission fee for all faculty and staff is $5 until Sept. 14, and then $15 from Sept. 15 to Oct. 19. The deadline to submit a film is Oct. 19. This year's film festival is sponsored by ClaytonStateUniversity's Department of Campus Life and Clayton State Television (CSTV). The website for the festival is http://cstvnow.com/lochfest. The website has all the information about submission and accepted formats for films. Contact Jennifer DeMond, Student Media Advisor for more information. By phone: (678) 466-5427 or by email: firstname.lastname@example.com.


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Posts Tagged 'Bad Credit Auto Loans Near Me Montana'
Auto Finance Companies For Poor Credit Montana
Looking for a new Vehicle? – Auto Loan Bad Credit Car Loan Montana MN
In the last few years car loan financing has changed incredibly. The banks have tightened up lending, and people's overall credit situations have worsened. Buying a new or used car is a big investment, so financing can be tricky! And there's a few things you should know before going into a dealership and attempting to finance a new or used car -- even if you have great credit!What Car Loan Finance Companies Look ForWhen financing a vehicle, the rate, term, and therefore payments are going to be determined based on a few different factors. First, is credit bureau through either Equifax or Trans Union. Second, is the amount of investment YOU are making into the vehicle. And third, the vehicle itself. The worse your overall credit situation, the more the banks will scrutinize each piece of this puzzle. Let's take a look at each piece to see how you can give yourself the best opportunity for automobile financing, even with bad credit.1. Your Credit HistoryIn years past, banks would lend car loan money based almost exclusively on your beacon score. Today, that's totally out the window. Car loans today are based on previous comparable credit performance. What this means is, a loan officer will take a look at your credit history (you can see what that looks like by searching google for "free annual credit report") and search for previous accounts that would be similar in financed amount and payment to the car you are looking to finance.I've seen many customers who have not paid well on almost everything except previous auto loans, which they paid good on. And because those car loans and or other comparable payments were paid well, they got financed even though they had previous charge-offs, bankruptcy, a large amount of collections, and more. Often times these people had very very low credit scores, but their comparable credit was good enough to get a car loan!On the other hand, if you haven't paid other similar credit well at all, or had prior charge-offs, repossessions, or slow payments, it does make securing financing on a car a bit tougher. However, there are two other factors that weigh almost as heavily as your credit history, so don't fret! Even with slow pays, repos, etc I have been able to secure financing on a new car for people who could satisfy a bank's wants in the other two areas. Take a look:2. Your InvestmentAnother area that banks take very seriously, whether you have good or bad credit, is what type of investment you are willing to make into the vehicle. This can either be a cash investment, or something that can be easily liquidated such as a trade-in vehicle that has equity in it. In general, cash weighs more heavily since it means that you are willing to put some skin into the loan. Remember, a car loan for a bank is a liability. They want to make sure that it will be repaid, and someone who puts any money -- especially a significant amount of money, $2,000 or more -- makes the loan less risky for them. The less risky a car loan is for a bank, the more likely they are to be free with their money and loan it to you.I have seen many instances where a customer's credit history was frankly terrible, and they had no comparable credit that was any good. But they had a significant cash down payment and/or equity in a trade-in vehicle, and so it lessened the risk of the loan and they got approved for auto financing. The same person without the cash investment in the loan would not get approved, simply because the bank won't feel that the person seeking the loan, if they have poor previous credit experience, is willing to make all the necessary efforts to repay the loan. Banks like to loan money, but even more important is that the money they loan gets repaid in a timely manner. Having a cash investment helps the banks to feel sure this will be the case.Remember, your investment is just one area that plays a part in getting approved for a car loan with bad credit. It is good to have a large cash investment, but one is not always required.3. The Vehicle You Are Looking To PurchaseThe bank is going to loan money to you which will be secured by a vehicle. So what type of vehicle it is, it's average value, condition, miles, and who you're buying it from all play a large part in what type of financing you can receive. Let's look at each of these points individually: Type of vehicle -- matters because certain vehicles have lower risk factors than others. For example, loaning money on a fast sports car to a younger person carries a higher risk than loaning money on a minivan to a family of five. Because of this, if you have poor past experiences with car credit and not a large investment, but want a car that's likely not very practical, a bank isn't going to be as easy to lend money on that car as they will one which is more practical and suited for your needs. Also, newer cars are less likely to cause problems than older ones, so banks are more easy to lend money on a brand new vehicle and give a better finance rate, than on one that's three or four years old. Average Value -- Different banks use different sources to gather information about a car's value. The value determines how much can be financed on the vehicle and if any negative equity can be carried over to the next vehicle. Cars with a higher value or that hold their value better than others are easier to get financing on. Condition -- As mentioned earlier, the bank will be investing their own money into your vehicle, so if it's not in good condition, it's not likely something a bank will want to invest money into. This is why it's typically better to buy from a dealer and banks give better rates to dealers, since there's someone to stand behind the condition of the car. Miles -- The more miles a car has the more likely it is to have problems, and also therefore the less stable the value is on a car. For that reason, cars with lower miles -- especially new cars with next to no miles -- are easier to get financed on. If you have bad credit, the general rule of thumb is to stay away from cars with more than 60,000 miles. And on used cars, banks like to see it when customers opt for extended warranties to protect them from large future shop bills. Who you're buying it from -- actually plays a larger part than you think. If you're buying a car from a dealer, the bank knows that dealer is more likely and has better resources to stand behind the car than a private owner. Dealers also often offer extended warranties which help lower the overall risk. So it will be much easier to get financing through a dealer. Picking a larger new car dealership will also lend you a benefit, since they likely have good relationships with lots of banks that they can use to help you get financing.The Bottom Line on Financing The bottom line is, there are many factors to getting financed on a new or used car in Spartanburg -- or anywhere! Get to know where you stand in each of these areas and you will have a better idea of what type of financing you are likely to receive on your next car purchase.
Can You Have a Bad Credit Car Loan and a Bad Credit Home Loan at the Same Time?
When you need a new car, most people start looking at car options online and then head to the dealership with Auto Loan Bad Credit Car Loan, thinking only of the vehicle itself. Then the salesperson shows up, and you go through the process of looking and test-driving and negotiating the price. When you finally get to the paperwork, you're exhausted, right when you're about to discuss the most important part of this whole transaction — the financing in Montana.
Why use us for Auto Loan Bad Credit Car Loan?If you are looking for a quick and easy car loan, a "no credit car loan" might be a good option. However, you need to know what you are getting yourself into with loans of this type.No Credit Car Loans - the BackgroundThe plain truth is that obtaining auto loans or any other kind of personal loan, for that matter, is not as simple as it used to be. Large commercial banks don't want anything to do with personal loans, especially financing new cars. In most cases, people who buy a new car from a dealer wind up financing their loan through the dealership. The dealer will most likely tack additional charges onto the bottom line.What a Buyer Might Face With No Credit Car LoansIf your credit score is less than perfect you understand that you are facing many restrictions on the type of financing you can realistically get. Lending is a high risk venture. Now more than ever. The lender evaluates your repayment history. Nobody wants to lend money to someone known for defaulting on loans. Those who do, charge more interest and apply more restrictions. More interest equals to more of the money being paid back before you default. How your credit score affects your work ethic is another story. But, it is true. Some employers will not hire you if your credit is bad.CollateralCollateral is a good bargaining tool. If you have enough collateral you can buy pretty much anything you want. But, if you have a poor credit history, there is a good chance you don't have any collateral. A rock and a hard place. Just like when you were a kid. You can't get a job without experience - you can't get experience without a job! Likewise, just as the kind-hearted grocer gave you that first break, there are lenders willing to give you a break and help you re-establish your credit and obtain collateral.Hazards of No Credit Car LoansBeware of wolves wearing sheep clothing. There are lenders that prey on people with poor credit. They bank on the fact that you might not be all to credit savvy. They count on you not knowing the ins and outs of auto financing. You may be asked to pay astronomical interest in exchange for waiving credit check requirements. You could end up making payments for twenty years without ever actually paying one cent of the principal.Similarly, you have the "title loan." You put up your car as collateral and agree to pay back the loan in a very short time. Usually about a week. This is basically legalized loan sharking. If you borrow $200, you pay back in the neighborhood of 3-4 hundred. This may help you buy a second vehicle, but think about it - is a second vehicle really that important? Why not take the bus for a while, save up and buy your second or first vehicle without all the extra charges?Always carefully read all of the fine print in any kind of financial deal. If a no credit car loan will benefit your financial situation without putting you out on the ledge, then go for it.
Bad Credit LoansYes there are bad credit auto loans online for people with a poor credit history and low FICO scores who need transportation, and need a fresh start in repairing their credit. Although it may seem hopeless if you have blemishes on your credit there is a solution. First you will want to get rate quotes from various sources. This is very important, you should shop around to find the best deal. However, keep in mind that there are different factors at play with each lender, as to whether or not you get a loan and if so at what interest rate.You can get approved for a auto loan. But lets be clear, obviously you are not going to get the preferred interest rate on a car loan that a person with A+ credit will receive. However with a little research, especially online, you can find the best auto rate quote that meets your circumstances.Most people just dive head first into the auto financing process when buying a car, giving no thought to how the auto loan interest rate affects the overall cost of the vehicle or monthly payment. With no plan of action or alternative financing source, this results in them receiving high interest rates and high processing fees which lead to high monthly payments.It is vital that you make a plan, especially if you carry a bad credit history. As you know, it can be difficult to finance a car with poor credit. Lack of proper planning only complicates the process. So before you go to a dealer get a copy of your credit report and FICO score so that you know whats on it, and that there are no errors. There are, however, auto loan companies and banks that are actually competing for your business and that offer bad credit car loans. Planning is essential.A history of bad credit leaves many individuals feeling hopeless in their ability to get reasonable auto loan quotes. Sometimes they fill out a loan application at one dealer and then are shown one or two vehicles that the dealer says they qualify for, with out even knowing the value of the car or the loan rate. You want to go to the dealer with a pre-approved auto loan quote and pick out what you really want. You have options available to you. Several auto lenders specialize in helping people start over regardless of their past credit history.However, you should compare three or more auto loan quotes in order to get the lowest auto loan rate and monthly payments. This can be done easily, you will find well known banks and reputable lenders that want your business have bad credit auto loan applications online that are simple and quick to fill out. You can complete one in minutes and get a response, if not in minutes in a few hours. Best of all there are no fees, most are free, and you are under no obligation to take a loan quote. But once you secure an car loan you like, you can then go to the dealer and purchase a car as if you have cash. This allows you negotiate the lowest price on the vehicle you want at the best possible rate.To really save you will need to get quotes from various lenders, whether or not they are online, credit unions are another good source. You should compare a minimum of three auto loan quotes. Of course, online quotes are easier to get since you do not have to leave your home or office to find them. Once you receive approvals, you will know what your options are, repayment options and monthly payments costs. The internet has made it ideal for you to find not one but many lenders that offer bad credit auto loans online. Pick the lowest and save.
Auto Loan Bad Credit Car Loan Montana Minnesota
How Easy Is It to Get a Car Title Loan?Individuals planning to buy a car or any vehicle prefer to "prepare" before they actually buy their vehicle. Many companies offer auto loan finance and car financing facilities so potential buyers can avail their transport, and if they have poor or bad credit rating, it is possible to buy their car through bad credit auto finance or bad credit car finance programs. Some companies specialize in providing finance to individuals having low FICO scores.Such companies typically provide bad credit car financing and bad credit car loan programs, to make it possible for the average American to own what he or she desires - the "perfect" car. Since many options are available due to proliferation of online car loan companies, it is recommended to search for best car loan rates. Car financing through car loans is not that difficult to avail, if you know exactly what to look out for, and how to evaluate your options. The following information can help you "prepare" your case, before you actually sign your buying contract:1) Compare the dealer cost price with prices displayed on window stickersIt is recommended you check out the updated price list available in the market, and compare it with the dealer cost stated in the window stickers. It will give you an idea how much bargaining you need to do for the model of the car you are interested in buying. Negotiations are generally carried out after considering a few points, which are likely to figure in the arbitration process. Some of the following terms might help you prepare while negotiating with your car dealer:1.1) Invoice Price - this is the manufacturer's initial charge or original price offered to the car dealer. The price is usually higher as compared to the dealer's final cost or "floor" price since dealers receive benefits such as rebates, allowances, discounts, and even incentive awards. Generally, the invoice price includes a certain fee or "charge" for freight/destination and delivery. So if you plan to buy a car based upon the invoice price, and the freight charges are already "included", you have to make sure that the freight charges are not added again within the sale price.1.2) Base Price - this is the cost of the car excluding the accessories and other "add-ons" options. The price includes the standard equipment and factory warranty. This price is generally printed on the "Manufacturer's Suggested Retail" price tag.1.3) Manufacturer's Suggested Retail Price (MSRP) - this price is also known as the Monroney sticker, and shows the base price, the suggested retail price, the manufacturer's transportation or freight charge and the fuel economy or mileage. As per federal law, the sticker should be affixed to the car window, and the purchaser holds the "power" to remove it once the sale has "gone" through.1.4) Dealer Sticker Price - this is usually printed on a "supplemental" sticker. Actually, this price is the Monroney sticker price plus the suggested retail price, along with additional dealer markup (ADM) or additional dealer profit (ADP) details, and costing related to dealer preparation and undercoating.2) Get a quote from the dealer in writingConfirm with the dealer that the written quote is "final" and binding. If the dealer refuses to provide the commitment in black and white, find out the reason why.3) Check out many dealershipsFind out the deals offered by various dealerships, and their reliability with the local Better Business Bureau.4) Negotiate independentlyConsider various questions related to financing, service contracts, trade-ins after you have agreed upon the price of the vehicle.5) If you're not confident about arbitration avail car buying servicesArbitration or negotiations are an understood factor while buying cars. If you are unsure about your negotiating skills, or do not feel confident conducting the purchase on your own, it is advisable to hire services of car-buying experts or companies and let them handle your case.6) Shop around and compareContact lenders directly on your own - do not let the dealer work out the financing aspects for you. Compare the financing offers you have availed, and compare them with what the dealer offers to you. Offers may vary, so it is recommended you shop around for the best deals available, and compare the annual percentage rate (APR) along with the length of the loan. While negotiating to finance your car, focus on the monthly payment and its repayments.The total amount you eventually pay depends upon the price of the car you are negotiating, the APR and the tenure of the loan. At times, the dealers offer very low financing rates for specific cars and models, but may not be ready to negotiate the prices of these cars. To qualify for the special rates, you need to make a large "down payment". Many times, it is more affordable to pay a high finance charge on a car, and go in for reduced monthly payments, rather than buy a car that requires a smaller down payment and larger monthly payments.7) Work out the auto insurance before you buyMake sure you understand the cost incurred while insuring your car. It is important to calculate how your insurance amount is likely to change with other car scenarios - depending upon the insurance company, and it might be possible to do this online, or through your insurance agent or broker.8) Test drive before buyingBefore buying, it is recommended to get a proper feel for the performance, handling, ride, and comfort of the car before you buy it. Here are a few helpful tips that can assist you:8.1) Test drive and check out all the models you are considering as your buying options.8.2) Drive the cars on different types of roads and tarmacs.8.3) The test drive should be long enough to get an accurate feel about the acceleration, braking, steering, and the overall stability of the vehicle.8.4) Listen to the radio for its sound quality, and turn it off during your test drive so you end up listening to the car engine, tier tread noises, how the car responds at corners, and any "strain" noises originating from any part or portion of the car.8.5) Rent a car for a couple of days, and check out how the car you are planning to buy responds as compared to the older model.9) Make sure you properly understand the contract before signingTake your time to read the sales agreement in depth, and make sure you get all questions answered properly. It is important not to hesitate while asking for clarifications on points that you do not understand properly. If you have to leave a deposit amount, make sure you understand the terms and conditions, as well as your obligations. Remember, signing a contract can lead to serious issues since it is binding, and in some cases, it might not be possible to get your deposit back.As the case with all contracts, it is recommended you do not rely on verbal promises. Promises do not count unless they are in black and white. Also, do not sign a contract that has blank spaces. A contract can be considered as binding only after an authorized dealership representative approves it, so before leaving the showroom, make sure someone who has the necessary authority has "signed" it, and made it "legal". Be sure to get a copy of the original signed contract for your records.10) Check your car before taking its deliveryMake sure everything committed by the dealer is included with your car, and that everything works properly before you leave the dealership premises. Also ensure that:10.1) The salesperson delivers the owner's manual, explains special break-in procedures, and discusses routine maintenance schedules and procedures with you.10.2) Open the hood and ask all necessary questions, including where and how to locate the oil dipstick, the windshield washer fluid reservoir, the coolant overflow canister, and the brake master cylinder fluid reservoir.10.3) Inspect the trunk and check whether the spare tire is included, along with the jack and any other special instruments.10.4) Make sure the salesperson introduces you to the service manager, and shows you how the service department works.
Auto Loan Bad Credit Car Loan Minnesota

subset: commoncrawl


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What You Can Do To Help Manage Stress
There are times in our lives when it feels as if we have an immense burden on our shoulders, weighing us down. This emotional strain can be unbearable. This is the time that you need to apply some excellent tips, like the ones below, to assist you in eliminating stress from your life so that you can remove this burden.
If you practice healthy ways of living, you will have less reasons to become stressed. Preventative health care maintenance helps relieve your stress. Therefore, try your best to go to the doctor often for check-ups to ascertain that you are in good standing at all times.
Your stress levels will stay down if you stay up to date on repairs your items may need. The more things you need repaired, the more time and energy you will spend to fix them, creating even more stress. Therefore, it is essential that you take care of repairs to reduce stress.
Being active and exercising is one of the best ways to overcome stress and relax a little. This won't always bring an instant result, but it is part of a long-term plan that pays off in the long run. It reduces stress, it improves mood and gives a person a sense of responsibility for their own life.
Getting a massage from a professional massage therapist is a great way to reduce your stress. People often have tense muscles in their bodies where stress manifests itself. A massage is the best way to relax your muscles and release positive chemicals.
If you search out the root of the stress causing problems in your life, you will be able to get rid of them and feel much better. Stay far away from the things that may be causing undue stress in your life. You do not need to worry about other people's drama. By minimizing your exposure to highly stressful people or situations whenever feasible, you are taking great strides in improving the quality of your life and quite possibly, your health.
Don't rely on alcohol when you are dealing with stress. Social drinking can be a pleasant experience, but drinking every night is not a positive road. Alcohol is a depressant and in some cases a drink can leave you feeling more stressed out. In the worse cases, alcohol abuse can send you down the path towards a life threatening addiction.
If you enjoy gardening, and are dealing with a lot of stress, you should get outside and play in the dirt. A beautiful garden can be created in either the back or front of just about any home.
Living a less stressful life is not as impossible as you think it is. Once you start identifying the things that cause you stress, you should then work on how to overcome them.
Sometimes, just talking to a trusted friend, who is also a good listener, is an effective way to let go of stress. Letting all those emotions and anxieties out will help you to feel a lot better. Find a friend or family member who you can go out to coffee with you or call you up on the phone.
One easy and effective way to reduce your stress is to enjoy a long, hot bath. Make your stress-relief bath a luxurious one by using sweet-smelling oils, salts and special soap. Read a favorite book, listen to restful music, or just close your eyes and meditate. Soaking in the warm water is a very effective way to allow your brain, soul and body to become rested and less stressed.
An easy way to let your stress go is to take a few minutes to daydream. Visualize a special place where you want to be, and then let your thoughts wander. Using these types of techniques are a great way to deal with stress.
One way to keep stress levels under control is to improve your ability to prioritize and manage time. Try to take care of your duties ahead of time to eliminate the stress from procrastination. Time management is an important skill when trying to mitigate stress. If you plan in advance, maintain a set schedule and employ sound time management techniques, it is possible to achieve all necessary tasks and not succumb to stress or anxiety.
To ease stress, consider the things that are important you. Think about the things that really matter. If you get your priorities straight, you'll probably find that most of the things you were stressing about aren't all that important anyway. Once you get rid of those unimportant stressors, you'll be much happier.
Try getting some shampoos and body lotions that smell fabulous next time you're at a beauty store. If you enjoy your smell throughout your day, you'll instantly feel better, which will assist you in fighting your stress levels. Try getting lotions and sprays to improve your mindset.
The burden of your stress is not something you need to deal with alone. You can revisit this article at anytime to help you beat stress. The most important thing is to use the tips.


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The Drum (28 Sep 2018)
'Well Deserved Grouse' film series launches on Facebook
THE FAMOUS GROUSE has launched a new digital campaign appearing on FACEBOOK. The first short film sees two men rolling a large barrel of the whiskey through beautiful natural landscapes, a nod to the idea that hikers should be rewarded with whiskey when they complete their climb. It was created in conjunction with SIGNAL. More films are set to roll out in the future, with each supported by content including short videos and images.
Exclusive (02 Feb 2017)
CELLO SIGNAL has hired Dan Spencer as an account manager.
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Using Eco-friendly Energy Is simpler than You assume
There has been increased discussion during recent years surrounding the importance of green and renewable energy. Thankfully, many solutions exist in the marketplace for individuals seeking green alternatives to solve their energy problems. This article contains an abundance of advice and information to help you reduce your environmental footprint and protect the environment.
While it is a great idea to turn off your computer when you are not using it, it can be a waste of energy if you do it while you will only be away from it or short periods of time. It is best to wait until before you go to bed when you know there will be hours before you use it again.
Government grants are available to help consumers invest in renewable energies. Check with the local government and find out about any possible programs you may be eligible for. There might be programs in your area that can allow you to install solar or wind energy solutions for free or with taxable deductions if you qualify for them.
Whenever possible, you should use cold water to wash your clothes. Almost ninety percent of the energy used by a washing machine comes from heating the water for a warm or hot cycle. Most good quality laundry detergents work just as well in cold water. Furthermore, bear in mind that you will get maximum efficiency from washing a load that is full, rather then multiple small loads.
Try heating your home with a wood pellet stove. The pellets burned in a pellet stove are made of highly compact sawdust. They burn so cleanly than they are not required to get an EPA certification for emissions. Be aware, however, that the cost of the pellets may be high in some areas.
Heat your home with a pellet stove. Pellets are basically made of compressed sawdust: they burn without any emanation and are much easier to store and transport than a pile of wood. Before investing in a pellet stove, you should find a place where you can get affordable pellets first.
Many people who own homes with air-conditioning fail to realize how much energy is used by these units. If you have an air-conditioned home, consider a greener way of cooling off by saving the energy used to cool the air. Try to save air-conditioning for the hottest days. Keep blinds and drapes drawn during the hottest hours and open windows and doors after the sun goes down. Ceiling fans can also help a great deal!
Wash your clothes in cold water. Clothes come just as clean if you use cold water instead of hot water, and making the switch can save a lot of energy. Most of the energy used to wash clothes is the energy the water heater uses to heat the water.
Making changes to an existing home is very costly. If you want to start using green energies, you should think about moving or getting a new house built. Look for certain features such as running water or good exposure to the sun and wind when buying a new property or home.
If you are one of the many people who desire to live a greener life when it comes to saving our planet's energy, there is much you can do. Simply cleaning filters in the furnace and setting temperatures lower can help! Setting the temperature on your water heater to 120 degrees will help reduce energy costs, too. Every little bit helps!
Change up the way you dress in your home and warm yourself up to avoid turning on the heater if possible. Sweaters of varying thickness can offer more warmth, from two to four degrees depending on its weight. Since it is pointless to wear very little clothing while indoors, you might as well wear a sweater.
Try air drying both your dishes and your laundry to cut back on energy used for drying cycles. With the dishes, you need only set your dishwasher to a clean cycle then move the load to your sink-side strainer when it is done. Drying your laundry in the sun not only reduces energy used via your drier, it also results in fresher, less wrinkled clothes.
Think about giving green gifts for presents when you need to buy people gifts. If you are going to a house warming, give them a case of CFL bulbs for their new home or buy your friends reusable stainless steel water bottles. Even if you do not have gifts to give, think about buying them for yourself.
Consider the amount of https://www.energy.gov/energysaver/led-lighting energy it takes to run your computer. Different people hold different opinions on whether they prefer the use of a desktop or a laptop. There are two things for sure that cannot be argued against when it comes to laptops. They are portable, and they save you money on energy costs when compared to desktop computers. Computers are one of the pieces of equipment in your house that uses the most energy, so why not save some money?
Think about giving green gifts for presents when you need to buy people gifts. If you are going to a house warming, give them a case of CFL bulbs for their new home or buy your friends reusable stainless steel water bottles. Even if you do not have gifts to give, think about buying them for yourself.
If you know you are going to be leaving your home, set your heating system to go off about a half an hour before you leave, and to turn on again a half an hour before you return home. This way, you are saving energy, but your home will still feel comfortable when you return.
Keep your http://www.my-led-lighting-guide.tumblr.com/post/146084191543/the-cost-of-buying-obsolete-led-technology water heater set to 120 degrees or less to use less energy. Doing this can reduce your electric bill by up to 10 percent while keeping temperatures at a safe rate.
A significant green energy initiative is to is having a professional do a home energy audit. These professionals will assess your home and find areas where you can save money and conserve energy. Some power companies even offer this service for free to help reduce the impact of their customers on their energy supply.
As you can see, knowing the basics about green energy technology is important. Now that you know these basics, you can begin using what you've learned to save electricity and other energy in your home. Pass on what you learned to someone else; so that they can save the environment and some money, too.
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Several dozen climate activists showed up for a Massachusetts Senate hearing on a major bill that affects our climate goals, protection of coastal areas, fishing rights, support for agriculture, and resilience in many areas, plus special-interest perks for such pressing concerns as sports licenses and frozen lobster. This Environmental Bond Bill, a regular expenditure proposed by the governor, is so broad that an official's "brief overview" took 45 minutes. Members of the public had to jostle for space with Senators, staff, agency heads, and local officials.
The climate teams were there to call for more measures that would help Massachusetts meet its energy reduction goals, such as ramping up energy storage, offering consumers lower rates for off-peak energy use, and our constant bugaboo--fixing methane leaks in pipelines.
But our focus was a sinister little clause in the bill that appears to allow the government to claim it is meeting clean energy goals by using more natural gas. The official introducing the bill addressed our concern, showing that the administration is on the defensive, but claimed the clause didn't say what we thought it did, and called our critiques "silly" and "laughable." Several Senators took up the matter, though, and promised to clarify the bill so that natural gas could not be considered clean.
I stayed for the next hour of this all-day hearing, taking in a mix of far-thinking questions and bureaucratic minutiae. It was gratifying that so many people are scrutinizing our policies toward irreplaceable resources. It was also good to hear Senators and other officials affirm that the storms and flooding that the Northeast has experienced recently are the start of a new normal, and that we must take the lead on both mitigating and adapting to climate change.
Andy Oram


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Fitbit (FIT) is set to report Q2 results tonight after the close with a conference call to follow at 5pm ET. FIT reported Q1 results at 4:05 pm.
Current Capital IQ consensus stands at EPS of $0.11 on Revenue of $577.9 mln.
Shares of FIT have been building a base in this $12-14 area since reporting Q1 results back in early May. The stock is attempting to press above its 50-sma (13.40) ahead of tonight's report.
Shares of FIT were able to rally to the $18 level ahead of Q1 results but weak Q2 guidance led to some profit taking and selling in the name. The Q2 EPS outlook of $0.08-0.11 was well below the $0.27 Capital IQ consensus at the time as higher investments in the company are taking its toll on the bottom line. FIT is expected to provide an update to its Q3 guidance on the call but expectations will be low as plans to launch new products in Q4 will have an impact on channel orders int he quarter. So an update to FY16 might be the more meaningful item to watch. If FIT were to see a negative response to a cautious Q3 outlook we would keep an eye on the FY16 guidance as that may provide more insight into the direction of FIT.
Key Metrics
- Revenue Growth- This has been declining over the past four quarters as economies of scale take its toll. But investors would like to see this steady ahead of the Q4 holiday season. Current Capital IQ consensus is calling for a 44% increase y/y. Revenue growth over the past four quarters has been Q1- 50.1%, 4Q15- 92.2%, 3Q15- 167.7%; 2Q15- 252.5%.
- Margins- Gross Margin is expected to rebound to 48.0% in Q2. Q1 saw it fall 320 bps to 46.6%; EBIT Margin fell to 7.3% from 27.5% as higher operating expenses weighed heavily on the bottom line.
- Inventory- Q1 saw inventory pick up 54% (compared to the 50% revenue increase). With churn to new products expected in Q3 investors will be closely watching how well this was managed.
- Devices Sold- FIT sold 4.8 mln devised in Q1.
- FIT issued mixed guidance for Q2, seeing EPS in the range of $0.08-0.11 vs. then-$0.27 Capital IQ Consensus Estimate. For revenue FIT forecast Q2 revs of $565-585 mln vs. then-$535.17 mln Capital IQ Consensus Estimate.
- Non-GAAP Gross Margin expected to be 48.0%.
- FIT revised its EPS expectations higher which might point to only a temporary increase in operating expense as it ramps up delivery of new products. For FY16 it raised its EPS outlook to $1.12-1.24 (Prior gudiance was $1.08-1.20), excluding non-recurring items, vs. then-$1.13 Capital IQ Consensus Estimate. FIT also raised its FY16 revenue outlook to the range of $2.5-2.6 bln (Prior $2.4-2.5 bln) vs. then-$2.45 bln Capital IQ Consensus Estimate.
- Non-GAAP Gross Margin was reaffirmed to be in the range of 48.5-49.0% (Reaffirm).
Q1 Recap
- FIT reported Q1 (Mar) earnings of $0.10 per share, excluding non-recurring items,$0.07 better than the Capital IQ Consensus of $0.03. Revenues rose 50.1% year/year to $505.4 mln vs the $440.03 mln Capital IQ Consensus.
- U.S. comprised 70% of 116 revenue; EMEA 15%, APAC 11%, and Other Americas 4%
- U.S. revenue grew 33% year-over-year; EMEA 113%, APAC 142%, and Other Americas 74%
- Fitbit Blaze and Alta, selling a million units each in the latter part of the quarterQ
Click here to listen to my podcast and learn about my theory on the similarities between relationships and the stock market.


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This week we are at the finals of the Last Chef Standing Event at the Key West Food and Wine Festival. Plus we run into an old friend!
To learn more about the Visiting Nurse Association & Hospice of the Florida Keys visit http://www.vnahospicekeys.org/
Hope you enjoy today's video, be sure to leave a comment and share it with your friends!


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Welcome to the orthodontic practice of Dr. Shelley Tretter! Our entire team is eager to help you reach your goals with our comprehensive services and individualized treatment plans. We are pleased to feature a variety of patient resources to help you along the way. Explore the links below to learn more about us and to prepare for your next appointment:
If you have any questions about orthodontics in Cincinnati, Ohio, or need to schedule an appointment with our orthodontist, please give us a call today!


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Our Favorite Summer Recipes/
Hi Everyone!
We love the summer (as long as the weather cooperates!). One of our most enjoyable things to do is to utilize the abundance of fresh vegetables and other produce. Here are some of our favorite recipes to make during this season. Below is our video and audio recording. Thanks for watching!
The Drugless Doctors Healthy Summer Recipes!
Simple Grilled Chicken
Ingredients: Organic chicken thighs or breasts Marinade: Garlic, Herbs, Olive oil, Celtic sea salt.
Recipe: Marinade your chicken before grilling it, herbs and garlic add a great flavor. Grill it up evenly on both sides until thoroughly cooked. When finished use this in a fresh salad or as a primary protein alongside your other sides. This is an excellent cookout option for kids, let them help you season!
Ingredients: Organic beef, chicken, and veggies of your choice. Leaner meat may dry out when doing this so choose one with more fat content.
Recipe: Dice up your meat and veggies of your choice. Soak your skewer sticks in water for at least 30 minutes before assembling to prevent from burning on the grill. Marinade your meat as well as your vegetables in seasonings, olive oil, and lemon (whatever you may like).
Grill the vegetables and meats until cooked through and eat on the skewer or take them off and toss them together in a salad or on a plate. Great way to incorporate the whole family with their favorite meats and vegetables! Job #1 is having FUN!
Grilled Romaine Salad
Ingredients: 2 heads of fresh romaine, 3 tbsp olive oil or coconut oil, 1/3 cup walnuts, ½ cup chopped carrots, ½ cup chopped celery, 1/3 cup chopped radishes, 1/3 finely cut red cabbage, 1 cup diced cucumber, ½ cup Romano cheese (Optional), Celtic sea salt to taste, balsamic vinegar (optional)
Recipe: Cut the two heads of romaine if larger into fourths long ways, if smaller just cut in half, apply olive oil to the flat sides and place on a grill that's on medium heat, make sure to turn the lettuce ever 5-10 seconds. Take off the grill when starting to lightly brown. Place on a cutting board and chop the lettuce. Combine with other ingredients and add the balsamic vinegar. Either serve right away or place in refrigerator until ready to serve.
Lettuce Wraps- with festive filling.
Ingredients: 2 heads of fresh romaine, one red onion diced, 1 cup olives, ½ cup chopped carrots, three cloves minced garlic, six fresh basil leaves finely sliced, 1-2 pounds of ground meat of choice, Celtic Sea Salt to taste.
Recipe: First prepare the ground meat by bringing a medium sauté pan up to medium heat and adding 1 tbsp of olive oil, add the minced garlic and the meat to the pan. Cook until lightly brown and place in a bowl with the fresh sliced basil on top. Separate the romaine lettuce into individual leaves. Make individual lettuce cups filled with meat and veggies. Add vinegar based dressing to taste.
Simple Summer Vinaigrette
Ingredients: Olive oil, any type of vinegar (rice vinegar, apple cider vinegar or lemon juice, salt, pepper, Italian seasoning, sumac, marjoram)
Recipe: 1 part vinegar and three parts oil- add herbs to taste whether fresh or dried.
BBQ Summer Short Ribs
Ingredients: 8-10 short ribs, one container of Tessemae's bbq sauce, one chopped onion, six cloves minced garlic, and Celtic sea salt to taste.
Recipe: Sauté onions and garlic in a sauté pan until light brown. Place 8-10 short ribs on a very hot grill and sear on all sides. Once this is complete add the short ribs and onion mixture to a crockpot on low heat. Keep in the crockpot for 6-8 hours until tender and then add the entire bottle of bbq sauce and mix around to let it warm up for 30 minutes. YUM
Month of June Specials:
Help with the sun – Ca/Mg-Zyme and Flax oil – 10% off
Complete Kare Spray – excellent for any skin challenge and as a sunscreen – 10%off
Food Stressor Analysis – $50 regularly $75
Breast Thermography returns in July/Aug
Next H2H – Improve your brain health – July 11th at Noon, and July 12th at 6 PM.


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Google banned 17m gambling 'bad ads' in 2016
Tech giant Google has revealed that it banned over 17 million gambling-related ads in the last year. The company termed such ads as 'bad ads'.
Interestingly, gambling comprised only 1% of all bad ads last year. This was revealed by the search giant in its 'Bad Ads Report'. A total of 1.7 billion ads that breached Google's advertising policies.
Scott Spencer, director of product management, sustainable ads, at Google, stated that gambling-related ads were taken down as they lacked "proper authorization from regulators in the countries they operate".
However, the gambling industry fared a lot better with close to 68 million adverts for unapproved pharmaceuticals in 2016.
Google also banned a total of 80 million adverts for misleading and appalling users, as well as 112 million trick-to-click ads comprising malware.
Kai started working in the Gaming Industry in 2001 when he managed a Horse Betting Shop in Germany. With the more and more upcoming needs for Sportbetting Solutions for the German speaking market he moved in 2003 in Malta where he built up TopSportWetten, one of the first Sportbetting operators working from Malta with a Remote Gaming License.
In 2005 he moved to a new venture and joined the newly formed Team of BetUnited, a Company that had the goal to target the German speaking online market with a full portfolio of Betting, Poker, Casino and Games of Skill.
In 2007 he left BetUnited and concentrated on helping new Companies coming to Malta to obtain a remote gaming license and establish operators on the island.
In 2011 he founded Simka Consulting to combine his knowledge in the operational part of the IGaming Business with the Marketing expertise of Simona.
Past Projects:
- TopSportWetten - Managing Director and Key Official
- Bet United - Managing Director and Key Official
- MMBet - Managing Director and Key Official
- Olympia Bet - Managing Director and Key Offical
- Production Planning and Project Manager - Infratec Pro Ltd.
Latest from Simona
- Betfair joins William Hill, others out of Poland market
- DraftKings expands further after going live in Germany
- GVC cites bwin.party acquisition as main reason for boost in finances in 2016
- International Federation of Poker flops in SportAccord bid
- Playtech games live in regulated Czech Republic online market


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Lately I've been scraping by: logistically, emotionally, physically. Pushing and pressing and waking up every day like a bag of bowling balls upended onto a crooked floor, with sore, old-person feet and a furrowed brow.
There's just a lot to do. We all have a lot to do, don't we? The list shrinks and grows, shrinks and grows, endlessly, and we must chug along, regardless of our capacity or our suffering. Pick up that thing. Cook that thing. Call that person. Buy that thing. Find the tack cloth; one more coat of varathane; tighten that set screw; loosen that bolt. Pick up the other thing. Cook that other thing. (repeat)
I look at stars and look for stars. Gord Downie is dead and I've cried several times. We all have. In the car, the kitchen, my bed. I paint the hallway of yet another house that brings me further from my lost son, several chapters beyond him, and I think about death. I think about being 44 and the inevitable gauntlet of loss that comes with life. I can't help it. Our loves and our icons, all of them life-defining in large and peripheral ways. I think about that time I almost couldn't swim fast enough to yank my blown-about, exhausted eldest son out of the middle of a lake last year — a replay-loop of a nightmare that still haunts me. I might have lost another one.
I hit play on YouTube, shaking. Neil deGrasse Tyson is talking about Pluto.
Get over it, he says, and the audience chuckles. Pluto is not a planet.
During our brief stay on planet Earth, we owe ourselves and our descendants the opportunity to explore — in part because it's fun to do. But there's a far nobler reason. The day our knowledge of the cosmos ceases to expand, we risk regressing to the childish view that the universe figuratively and literally revolves around us.
I dip the roller into the tray again. Just get something done, Kate. Keep doing.
My view is that if your philosophy is not unsettled daily then you are blind to all the universe has to offer.
I smile and reach up to sand uneven plaster.
Life is too short for me to worry about something I have no control over that I don't even know will happen. People ask if Earth is going to be swallowed by a black hole or if there is some disturbance in the spacetime continuum we should worry about. My answer is no, because you won't know about it until it crosses your place in space-time. Your beats come to you when nature decides it's the right time. Be it at the speed of sound, the speed of light, or the speed of electrical impulses, we will forever be victims of the time delay between information around us and our capacity to receive it.
It took me so long to feel steady after Liam died. I spent years unravelling. Could it be that the moment I am settled, reconciled, integrated, someone else's soft machine of a body will fail — someone I love, need, adore — and the stars will take someone else from me?
Of course they will.
Recent days have bumbled along punctuated by dust, wrenches, and bleach. I tried to avoid the news and couldn't. I tried to avoid the outrage and couldn't. I am deeply content and deeply discontented, powerful and powerless.
Gord Downie is dead. He knew he had limited days left. He sang for us for one last summer and off he went, and Canada is immeasurably smaller. He teaches us how to die, says ... everyone. Poets, brothers, pundits, critics, friends. Off he goes, somehow less of an abstraction in his absence than he was in his fame.
Rattled, I listen to Neil deGrasse Tyson as others might listen to a preacher. Science in the face of the fear that comes with being human is the only thing that calms me. And not just science for its own sake, but the joy in science. The marvel at all we don't know. That we feed on flora and fauna, and then die to feed flora and fauna. That we are, actually, made of stardust, and so is everything, right down to every grain of sand on Hirtle's Beach.
And so: what to do? We watch people we love recede. Off they go. More will join them, and then someday, we will, too. We will mourn big and in pauses, in fits and spurts, abstractly and with an explosion of impossible, unacceptable nearness.
There's only one thing. To love, to love, to love. To say thank you for the love we share, regardless of how it unfolds. Thank you. Thank you. Thank you.
I always like to have a glimmer of hopefulness, even in collapse.
—Gord Downie
I'm sorry I let the overwhelm trip up our usual schedule of posting. It was my turn, and then a rash of tragic news both distant and personal, and sometimes this gets to me, too, the exquisite hurt of being alive in loss. Can you just respond with a nod, a hello, and tell me how you're doing these days?


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Foreign Minister Ine Eriksen Soereide told Norwegian news agency NTB on Friday that the move was temporary until "a comprehensive assessment of recent developments in Saudi Arabia and the region and the unsettling situation in Yemen" is completed.
NTB said exports of defense-related equipment - so-called B-material - in 2017 to Saudi Arabia was worth 41 million kroner ($4.9 million), a massive increase from 2016 when it was 23,000 kroner ($2,750).
This story has been corrected to show that the U.S. conversion is $4.9 million, not billion.
Copyright 2019 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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Conversation with Jeff Scott Soto – Ep364
Jeff Scott Soto joins us this week for an enlightening conversation on a remarkable career. Jeff's journey from his early days with Yngwie Malmsteen to his current day projects including the new SOTO album Origami, is quite a tale to tell. Jeff Scott Soto Luckily for us, Jeff was in a talkative mood for this episode. We hit many important markers from his career including Malmsteen, his demo work with Vinnie Vincent, a stint…Read More


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PT90 IP67 Waterproof 850 / 900 / 1800 / 1900Mhz Personal Real Time GPS Tracking Device for Children (102dBm)
PT90 Portable Waterproof Personal GPS tracker for Kids
1. Waterproof (Waterproof level:IP67)
2. Small size
3. Simple and easy to setup
4. Support setting several instructions at a same time
5. Support setting a SMS center
6. Support setting 5 authorized cell phone numbers
7. Track by demand
8. Power saving mode
9. SOS button for immediate rescue and alarm
10. Geo-fencing alarm
11. Over speed limit warning
12. Low power warning
13. Motion sensor
14. Support Data Logger using Micro SD card
Children,old people and disabled people's safety
People management
Vehicle theft
Vehicle tracking
Vehicles management
50(L)x40(W)x20(H) mm
GSM sensitivity
GPS chipset
SIRF III chipset
GPS sensitivity
GPS accuracy
Cold/ Hot TTFF
Car charger
12-24V input, 5V output
Battery capacity
3.7V DC Li-Ion Battery,750mA
Standby time
About 48hours
Operating Temperature
-10°C to +65°C
Storage Temperature
-20°C to +70°C
Relative Humidity
5% to 95 %, non-condensing
Special function
Competitive Advantage:
Mini and waterproof ,working based on existing GSM/GPRS network and GPS satellites,
this product can locate and monitor any remote targets by SMS or GPRS,and guard
against theft of Vehicle.It is easy to take,it can protect itself from water,it is specially
made for children,old man and disabled people.
In order to keep a long term business relationship, we write down following notices to avoid any dispute. Please kindly check our trading policy as following:
All products made in our factory are supplied with 12 months free serving.
1. Payment:
T /T (USD or RMB) and Western union . 100% pay in advance before shipping.
For samples, we ship by DHL (2--5 days according to different countries)
For more than 50kgs, we recommend Air freight or DHL. 3 — 8 days on the way.
For more than 300Kgs, sea shipping is recommended.
NOTE: Buyers pay all expense of shipping and insurance. When buyer receives the goods, he
must check the packing list and take pictures to get proof from the express-man if any part
is missing. As a seller, we are only responsible to the delivery to the board of China. But we
will help buyer get compensation from shipping company for missing goods if buyer has valid proof.
Warranty Details:
1. Warranty period: 12 months, free repair.
2. Return policy (during warranty period):
The 1ft--2nd month: Buyer pays shipping to China and we pay return (from China to buyer's address). When we return the repaired products, we usually use China Post Airmail. If buyers want faster, we can ship by DHL but buyers pay extra cost.
The 3rd--12th month: Buyers pay both shipping cost.
Note: No refund unless we send a wrong product.
We do not charge repair cost during 12month warranty. After warranty, we just charge a little labor cost.
3. Notice for import tax and other charges
Buyers pay all expense including import tax and handling charges.
For exporter, we have to pay our local charges, such as Commercial checking, customs
and documents fee. So it is same for buyer to pay his charges like import tax and etc.
PT90 IP67 Waterproof 850 / 900 / 1800 / 1900Mhz Personal Real Time GPS Tracking Images


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About Us
The publication of the information on this website marks the beginning of the end of the "Brussels EU" experiment and its desperate attempt to force the so-called "Lisbon Treaty" upon the people of Europe.
In publishing this information, it is our firm belief that the only way to secure democracy in the EU – i.e. a government serving the people – is for the people of Europe to make it their fundamental and inalienable right to determine their highest leaders, the political executive and legislative, in direct elections.
The time to secure this fundamental right to democracy in Europe is now.
We – the people of Europe who live in these decisive times – owe it to ourselves and our children that we use the current debate for the future of Europe to establish our key principles: the right to directly elect any European government, including the right to terminate in a democratic election any regime that has become abusive of the will and needs of the people and turned into a tyranny.
About the Dr. Rath Health Foundation
The Dr. Rath Health Foundation is a non-profit organization dedicated to improving human health on a global scale through research, education and the defence of patients' rights to choose natural health therapies. The scientific discoveries of its founder, Dr. Matthias Rath, a pioneer in natural health research, offer major breakthroughs in the natural approach to heart disease, cancer and other health concerns. His vision, backed-up by his extensive research, has unleashed the potential of controlling these diseases through natural means. As a result, Dr. Rath has become the target of major interest groups, namely the chemical/pharmaceutical cartel, which tried to block his global health education efforts in order to protect their multi-billion dollar investment business with disease.
Over the years, Dr. Rath and his team exposed the background of these interest groups, going back to them financing the rise of the Nazi's to power, the construction of the Auschwitz concentration and extermination camp and the conquest of Europe during World War II as part of the Nazi/IG Farben-coalition (see www.Profit-over-Life.org).
As this research progressed, it became clear that the architects of the conquest of Europe during World War II and via the "Brussels EU" are one and the same: The interests of the chemical/pharmaceutical cartel and their political stakeholders.
The information on this website is provided as a service to the people of Europe and all of mankind.
To find out more about the Dr. Rath Health Foundation, click here.


text: The Columbia by Candlelight tour is set for Saturday from 3-9 pm. The tour is also known as the Ghosts of Christmas Past Tour - but you know me... I don't do ghosts. There are 9 sites on the tour... including the Odd Fellows Hall - that's us people. There are really cool sites on as well. Tom Hermansader is on the tour this year. If you aren't from Lancaster County you probably aren't familiar with Hermansader art - unfortunately. However, Tom is a very gifted artist and for years Tony has been buying me art work from Tom. He's famous for doing all of the art at the Lancaster Square. At any rate, Tom lives in a beautiful Victorian Mansion here in Columbia ... I'm dieing to see the inside. It's simply a beautiful structure and I'm really wanting to get there - that is if I can get out of here for a few minutes.Others on the tour have Historical relevance as well and there will be more than 100 costumed hosts from the 1840's through the 1950's. (This won't include me.) BUT what's really cool is that there will be a lot of "living window" displays downtown as well as having a chance to have a carriage ride. My place will have a remake of a Victorian ball down in the ballroom. There will be actors in costume redoing all of the dancing and all of the things they did at balls back then. My house is open for the tour and for crying out loud please come and make me feel like all of my Christmas tree decorating wasn't in vain. We have 4 trees up - yes, the 2 footer does count! and if I have to string another set of lights I'm going to scream. Ticket information: Tickets can be purchased at the Market House the day of the tour for $15. but if you buy them in advance they're $13. Call Christine Horn at 717.442.1702 to purchase tickets. I guarantee that if you come you will be pleasantly surprised of all of the history here in Columbia. I didn't get a chance to blog about the Lantern Tour in October - aka: Ghost tour... again.... anyway it was one of the most awesome experiences seeing your town through the eyes of all of those who've walked before us. The acting and the choreography was spectacular.


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semiregular variables(redirected from Semiregular variable star)
Also found in: Wikipedia.
semiregular variables(sem-ee-reg -yŭ-ler) (SR variables) A heterogeneous group of giant and supergiant pulsating variables showing brightness variations that do not usually exceed one or two magnitudes, that have a noticeable periodicity ranging from several days to several years, but are also disturbed at times by various irregularities. The light curves have diverse shapes. Semiregular regulars have been divided into four subgroups: SRa and SRb variables are red giants of late spectral type (M, C, and S) either with relatively stable periods (SRa) or ill-defined periods (SRb) and are difficult to differentiate from long-period s002195a variables; SRc variables are red supergiants of late spectral type, such as Betelgeuse, Antares, and Mu Cephei; SRd variables are highly luminous yellow (F, G, and K) supergiants and giants.
semiregular variables[¦sem·i′reg·yə·lər ′ver·ē·ə·bəlz]
Variable red giant stars whose variation in brightness is repeated, but whose period and light curve may vary considerably from one cycle to the next; they have absolute magnitude of about 0 or -1 and quasi-periods of from about 40 to 150 days.


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Free Domestic Shipping on Orders Over $99
A Large Fixed Version of our highly popular Climbing Triangles.
Climbing on the bars gives children sense of place of their body in space where they have an opportunity to test, retest, and perfect their climbing abilities using all their limbs and body. Use the Reversible Climbing Ramp Add-on as a slide or as a balance beam between two climbing structures. Throw a sheet over it to make a clubhouse, tunnel or passage to somewhere else. We'll leave it up to your child's imagination.
The original Pikler Triangle design
Great for dedicated play spaces such as schools and child centers
Please never leave your child unattended while playing.
28"L x 36"W x 30" HNote: The distance between rungs is 3" according to the regulations
NOTE: This product ships unassembled. The dowels need to be placed into predrilled holes using a rubber mallet or similar tool. Electric Screwdriver with bit is preferable but not necessary to drive provided Philips screws into predrilled holes.
If you're a Los Angeles customer picking up, we're happy to assembly it for you. Use code PICKUP at checkout.
Everything is handmade to order in our shop. Items usually ship in 1-3 weeks.
Contiguous USA: Free Shipping on orders over $100
Los Angeles customers may choose to pickup from our shop. Select "Customer Pickup" during checkout to receive a discount on your order.
Hawaii, Alaska, and Canada: Shipping calculated at checkout
All of our products are made from either 100% Birch EuroPly or Bamboo for beauty, strength and durability. Some parts such as our table legs and dowels are made of hardwood. Because are products are made from wood, variations in color and grain may be found.
We finish it with a clear non-toxic water-based sealer. If you prefer it left unfinished, we are happy to do so upon request.
All of our products are:


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Our comprehensive online guide to Whistler Executive & Business Accommodations listings include hotels, resorts, motels, bed and breakfasts, long-term and short-term rentals and much more. Find your ideal {CITY} Accommodation here!
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We offer all types of Vacation Rentals, from luxury homes in Whistler to downtown Vancouver condos.
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Whistler Executive & Business Accommodations
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Welcome to the best Online Guide to Whistler Accommodations. Our directory listings include hotels, resorts, motels, bed and breakfasts, long-term and short-term rentals and much more. Find your ideal Accommodation here!
If you are not sure about either the area or the category leave the choice to "Display All". You have to specify only one of "Category" or "Region".


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Another chilling leak investigation
With the decision to label a Fox News television reporter a possible "co-conspirator" in a criminal investigation of a news leak, the Obama administration has moved beyond protecting government secrets to threatening fundamental freedoms of the press to gather news.
The latest reported episode involves James Rosen, the chief Washington correspondent for Fox News. In 2009, Mr. Rosen reported on FoxNews.com that North Korea planned to launch a missile in response to the condemnation of its nuclear tests by the United Nations Security Council. The Justice Department investigated the source of the article and later indicted Stephen Jin-Woo Kim, a State Department security adviser, on charges of leaking classified information. Mr. Kim pleaded not guilty.
Normally, the inquiry would have ended with Mr. Kim - leak investigations usually focus on the source, not the reporter. But, in this case, federal prosecutors also asked a federal judge for permission to examine Mr. Rosen's personal e-mails, arguing "there is probable cause to believe" Mr. Rosen is "an aider and abettor and/or co-conspirator" in the leak. ...
Obama administration officials often talk about the balance between protecting secrets and protecting the constitutional rights of a free press. Accusing a reporter of being a "co-conspirator," on top of other zealous and secretive investigations, shows a heavy tilt toward secrecy and insufficient concern about a free press.
- New York Times


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CBD Living Water - 16.9 oz - 4 MG/Bottle
CBD Living Water - 16.9 oz - 4 MG/Bottle
Hydrating, In-House Formula with 7.4 pH - Matching our body's pH level, Vegan, BPA Free Recyclable 16.9oz bottle. Nano-Technology - manufacturing process that reduces the CBD into very small nano-sized droplets without the addition of emulsifiers, and allows the CBD to pass the blood brain barrier and go directly to the cells; being absorbed immediately.
4 mg/bottle. 0% THC Content.
Drink as Needed.
CBD, D-Ribose, CoQ10, Methly B12.


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OrthoSpin completes $3 million raise
Editor's note: News of the OrthoSpin raise appeared in CTech, Globes, Markets Insider, Mass Device, Next Insight, OrthoSpineNews, The Business Times, (all in English) and GeekTime (Hebrew).
OrthoSpin announced that it completed a $3 million investment round for its smart, robotic external fixation system for orthopedic treatments. Johnson & Johnson Innovation (JJDC) led the round.
External fixation devices are a common treatment choice for bone lengthening, setting complex fractures, and correcting deformities. Patient compliance challenges and a lack of real-time feedback for physician follow-up present substantial challenges. Currently, effective treatment necessitates that patients manually adjust fixation devices on a daily basis, requiring complicated patient training. This often causes adjustment errors and non-compliance results in poor clinical outcomes.
The OrthoSpin system makes pre-programmed adjustments automatically and continuously — without the need for patient involvement. Integrated software enables physicians to chart patient progress, and, when required, immediately adjust treatment programs. The accurate OrthoSpin system eliminates the need for weekly follow-up and is generally expected to improve patient experience resulting from smaller incremental adjustments with reduced soft tissue damage.
"We are delighted to have this investment and support from JJDC, as we continue the development of OrthoSpin," said Oren Cohen, CEO of OrthoSpin. "The funding will enable us to accelerate our development process and broaden our clinical trials. We are confident that this investment will be an important step in bringing OrthoSpin's system to market."


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Best Industrial Style Kitchen Faucet – Between cleaning, cooking, and entertaining guests, you will discover that dependable fixtures and utilities are essential to the kitchen's success. Despite the lack of focus and attention by a few, the kitchen faucet's essential part makes it among the most important pieces in the room. It is very important to understand your wants and your kitchen's accessible space.
From unique modern kitchen faucets or elegant Victorian style taps, there'll be something to ideally mix and match with your home's decorative themes. Single handle kitchen taps are among the simpler fixtures. They are all-inclusive fixtures, with cold and hot gauges and water spout all in one. This requires just one hole in the sink or counter top and will free up space in your kitchen. Easy to adjust water temperature and pressure, and simple to clean, these taps are great. Some single handle faucets come with kits which have pull-out side taps. Have a look at single handle faucets in the style and finish of your choice.
A two handle kitchen faucet, as its title suggests, is just two handled. Both handle kitchen faucet will probably need three or more holes in the counter top or sink: 2 to the gauges and one for the faucet's spout.
An all-time favorite is the pull-out kitchen spray faucet. This is a classic in American kitchens. You may find that this is the most efficient and convenient faucet ever. Intuitively inspired, this convenient piece has advanced rinsing and cleaning capabilities with its compatible, elastic, and retractable hose. Try this piece now, and locate it crafted in almost any fashion and nearly any finish of your choice. Wall mount taps are a special accent to your kitchen. These bits need plumbing availability to be set up directly on a wall in your kitchen.
They are in styles and finishes which can mix and match well with your other kitchen fixtures and utilities. Pot filler faucets are meant to complement a normal kitchen sink faucet and are typically used as a cold water dispenser from the stove; they're great for filling pots with water!


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Exchanging greetings - Naureen Kimbacher, from the organisational team of the Austrian Journalists Club (OJC) and Fred Bromwich, vice-chairman of Birmingham Press Club.
Fred met up with Naureen and secretary general Margarete Turnheim, during a trip to Austria where he visited the OJC headquarters, located in Vienna city centre.
Founded 40 years ago and situated near St Stephan's Cathedral, the Austrian Journalists Club has more than 6,700 members and is the largest independent organisation for journalists in Austria. It prides itself on being a "meeting place for communication," providing a connection between east and west.
The Vienna International Press Center is also located on the premises, providing an 80 sq m newsroom and accommodation suitable for press conferences, seminars, meetings and receptions. The modern facilities contrast sharply with the renovated, but very old office building – one that dates back 500 years.
Meanwhile, fellow Birmingham Press Club Life Member Tom Ross was out of luck when he tried to visit Press Clubs in North America.
"I failed on not one but two counts," said Tom. "The Washington DC Press Club
was closed for renovations and the Ottawa one on Parliament Hill seems to have
closed in 2005!"


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How to Change KIS 2011 Chinese version to English
I just saw KIS 2011 free 1 year License offer shared by Krishna. It seems he was unable to post right way to change KIS 2011 chinese to English version.
There are few difference in KIS 2010 & KIS 2011, so here is my way to transform the Chinese version to English.
- After installing the Chinese version,update KIS 2011, then you need to disable 'Self Defense'
- First click on the "Wheel" (settings) icon, Now click on "Box" like icon, then click on "Badge" like icon and un-check the boxes in right side and apply settings, follow below(similar) image
- Note: After disabeling self defense, don't exit or close KIS (chinese) 2011, KIS 2011 interface shoulde be open or running.
- Now click "Windows" button —–> "Accessories"—> "Run", the type regedit and click OK.
- In the Registry Editor go to the following path:
- Now in right side pane, search for " SkinSwitchDisabled" and change it's value from 1 to 0.
- Now Imediately click or open the running KIS 2011 (China)Interface, then press Shift and F12 (shift + F12).
- That's it, you will see English interface.
- Now every time you restrat your PC, again KIS 2011 will be in chinese interface, but when ever you press Shift and F12 it will change to english interface.
- This worked for me.


text: Retired therapist, Christy Monson, had a successful counseling practice in Las Vegas, Nevada as a Licensed Marriage and Family Therapist. Since her retirement, Christy has built a business writing books - both fiction and non-fiction. Christy talked about her passion for writing and described her writing process.To get the show notes for this show go to http://www.julietaustin.com/bb16


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A low cost battery operated motion sensor alarm with 2 x remote controls and a wall bracket. Easy wireless installation, simple operation.
The alarm uses a PIR motion sensor to detect intruders. Once activated it will release a loud 105 decibel alarm.
Quickly armed and disarmed using the key fob provided, entry and exit delay allows you to set the alarm and exit the area before it can be activated.
Can be used free standing on a table top or wall mounted. Ideal for use in homes, offices, caravans and garages.
For support guides and advice relating to our products you can visit the Home Secure Blog
Alternatively you can Contact Us with any questions you may have
How much is delivery?
UK Delivery is FREE on all items no matter how many you order!
When will my order be dispatched?
Orders before 3pm (Monday to Friday) are usually dispatched same day but may take up to 24 hours
When will I receive my item?
We use Royal Mail for small parcels and next day delivery via courier for larger orders.
Most of our orders arrive in 1-2 working days.
Special order items such as keyed alike locks will take longer. Please refer to product description.
To make a payment with Home Secure we accept the following methods:
How to place an online order with Home Secure:
Simply search our website for the products you require, add them to your basket and then proceed to checkout.
You will then need to provide us with your billing and shipping details.
Once we have your information you will be presented with the payment options outlined above.
On completion of payment you will then receive an email confirming your order with us.
Payment fraud is always a concern which is why we meet the highest possible level of Payment Card Industry Security Standards.
The standards, usually referred to as PCI DSS, are a series of strict technical and operational requirements.
Our system been independently audited and accredited with PCI DSS Tier 1 Certification compliance.
On top of this we also offer up to £1000 purchase protection under the Google Trusted Stores Programme.
No matter what happens your details are safe with Home Secure.


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Walk In The Light
Ezra Champion
In this sermon, Church Elder Brad Noyes brings us a message on how to walk in the light. He explains that we must be submitted to God's pruning process in our lives. That we must have accountability with one another to help flee sin and do good. To walk in the light is a choice daily and we need to ask God to help us in our walk with Him.


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This is Adyen
Speed is the foundation of our company. We think fast. We work fast. We launch fast. Our merchants' demands shape our development path, and we never stop until the job is done. We're creating our own path, with a global team driving sustainable growth. We don't do hierarchy, egos or boundaries. "Not possible" is not in our vocabulary — "freedom" is. This is who we are: honest, direct and always bringing an element of fun into our work. If you're ready to join the power of fast, keep reading.
The role
We are searching for an IT Support Engineer who will use technical skills to support our teams in troubleshooting and solving IT challenges. With a hands-on attitude, you are passionate about helping others and contributing to enhanced productivity of our dynamic workforce.
What you'll do
Who you are
Who we are
Adyen is the payments platform of choice for many of the world's leading companies, providing a modern end-to-end infrastructure connecting directly to Visa, Mastercard, and consumers' globally preferred payment methods. Adyen delivers frictionless payments across online, mobile, and in-store channels. With offices across the world, Adyen serves customers including Facebook, Uber, Spotify, Casper, Bonobos and L'Oreal.
Ready to meet us?
If this role looks like your next challenge, apply by clicking the below link. We can't wait to meet you!


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Based in 1992, the Nemours Heart for Children's Health Media (KidsHealth®) was the primary group in the nation dedicated to the creation of high-quality, household-pleasant media aimed at serving to mother and father and kids perceive youngsters's health points. Beginning January 1, 2014, you can apply for Little one Health Plus protection by the New York State of Health Marketplace: Paper, fax, or electronic mail applications for Child Health Plus will not be accepted by Youngster Health Plus Health Plans after December 31, 2013.
We all know your youngsters's health is essential to you, however you may be dealing with obstacles to health care access, like value or lack of coverage by your employer. Getting youngsters off to a healthy begin and serving to them maintain a healthy life, begins proper at delivery.
This is applicable not solely to children's bodily health however to their emotional health, as properly. Household health seems at children's health and properly-being within the context of their household unit. It's vitally involved with all aspects of kids's progress and improvement and with the distinctive alternative that each youngster has to achieve their full potential as a healthy adult.
Keep in mind, you and different members of the family could also be eligible for financial savings on Market insurance protection. — to assist craft messages that assist the health of kids and households. Help your little one maintain a healthy life-style through train and correct nutrition as they grow.
The health of the family as an entire plays a serious function in determining the health of every youngster inside that household. For those who, one other family member or your child's buddy notices a change in your child's emotional health, speak to your physician or a behavioral health knowledgeable.


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Happy Thanksgiving!! This year, Dan and I are celebrating at Dan's favorite winery – Narbona in Carmelo, Uruguay. But last year, we celebrated in one of our favorite countries – Ireland! Particularly, Dublin & Galway – you can read about it here. In any case, I thought I would give you all a little gluttonous throw back regarding our food tour last Thanksgiving in Ireland.
Galway Food Tours – A Fun Way To Explore Galway, Ireland On US Thanksgiving!


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Homes & Antiques
Jo has a real eye for interiors and always brings us features that feel very relevant to our title – filled with timeless antiques but all with a super-stylish edge. Her writing is brilliant, too: intelligent, engaging and always on brief.
– Katie Hallett, houses editor, Homes & Antiques