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The Minnesota House and Senate voted Friday to impose nighttime driving restrictions on new teenage drivers.
The new law would take effect immediately if Gov. Tim Pawlenty signs it. But that's a big if.
Pawlenty had threatened to veto an earlier version of the bill because he believed it undermined the right of parents to control their children's behavior.
Under the "graduated driver's license" legislation, new teen drivers could not drive between midnight and 5 a.m. during the first six months they have licenses unless it's for school or work or they are accompanied by an adult.
During that period, they also couldn't drive with more than one teen passenger who isn't a family member. For the next six months, they couldn't transport more than three unrelated teens.
"I believe this is going to save lives," said the bill's Senate sponsor, Transportation Committee Chairman Steve Murphy, DFL-Red Wing.
Teens are almost twice as likely as other Minnesota drivers to have a fatal accident. In 2006, Minnesota ranked third in the percentage of fatal crashes involving teen drivers, according to a Pioneer Press analysis of National Highway Transportation Safety Administration data.
Forty-six other states have imposed night-driving restrictions, passenger limits or both.
The bill also bars drivers from using hand-held wireless computers to "compose, read, or send electronic messages" while their vehicles are moving. They could still make phone calls or talk on the phone.
The legislation does not, however, strengthen the state's seat belt law. Because the House opposed it, a House-Senate conference committee scrapped a provision that would have authorized police to pull over and ticket unbelted drivers for no other reason.
Earlier, lawmakers also removed another controversial provision that would have required car booster seats for children 4 to 8 who have outgrown toddler seats.
The House approved the bill on an 88-43 vote after about an hour of debate, rebuffing Republicans who wanted to send it back to conference committee to strip out the graduated driver's license requirements.
The bill's chief House sponsor, Rep. Melissa Hortman, DFL-Brooklyn Park, argued against the move. "Anything that was contentious was removed," Hortman said.
The bill then sailed through the Senate on a 62-5 vote.


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How can investment managers supercharge their alpha?
Executive Summary
The financial turmoil followed by the European debt crisis sparked an urgent search within the investment management sector for alternative
strategies. Declining market valuations leading to decreased assets under management, new demands from regulators for greater transparency, and the increased presence of online broker platforms have all converged to drive down management fees while operational costs continued to rise.
These developments combined have had a huge and negative impact on organizational profitability and returns for the entire sector. Furthermore, over the same period, investment managers have faced continued challenges regarding their off-the-shelf trade management solutions. The implementation and configuration of such solutions can only be done with the support of an expensive vendor consulting force,
whose knowledge and focus is limited to the one component of the overall trade cycle. The objective of achieving a fully integrated and seamless trade management solution becomes ever more elusive.
The investment manager must be satisfied with the consultant knowing their own system by heart whereas in reality the vendor specialist will fall back on the specific knowledge of the platform available with his colleagues. Furthermore, these systems, first developed in the early nineties, have become legacy and even obsolete from the current technological perspective. As markets have slowly recovered, there is momentum for the investment management sector to redefine the course of the future. Validation of the organizational mission and strategic goals will be essential in a world that has changed drastically.
Performance magazine issue 18, September 2015
Performance is a triannual digest, dedicated to investment management professionals, which brings you the latest articles, news and market developments from Deloitte's professionals and clients.

subset: commoncrawl


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Why You Should Visit Us In Guatemala/
As you might know, Guatemala is in harvest form January - April and we would like to invite you to visit us while we are cupping and doing our selections for the year. If you decide to join us, we will plan farm visits and lots of cuppings at our Lab and Roastrey in Guatemala City. We can bring you to the farm you are currently buying from and connect you with the producer. We are happy to tailor purchasing cuppings for you to make your stay fun and effective. Pleas send us the date you would like to visit us!
Rumor has it, the origin experience has a long lasting impact on coffee buyers and roasters, it helps keep spirits up during the winter while the new coffees arrive. During your trip, you will also be able to gather photos and stories that can help you promote the coffees and producers back home.
Things to keep in mind while planning:
- Visiting Dates?
- What coffees you like to roast?
- What quantities and when?
Where should we start? There are many benefits of visiting a coffee origin, especially during the harvest.
To visit the origin in the right time of the year enables you to purchase the best coffees on the market. You get the first dibs of what's available. Additionally, you will make more informed buying decisions about the coffee, amount and price of the coffee.
When you meet the producer of your coffee you create a stronger connection to the coffee than just through an information document. You create a connection to the person who made your coffee happen.
During your visit, you can collect and create deeper and more meaningful marketing material to help you to share the connection and sell your coffee better when eventually roasting and brewing it.
Another benefit of the visit is to get to know us better and strengthen our relationship. Our whole team from Guatemala and Europe will be present during the Harvest. We love spending time with our customers, in order to understand you and your needs better.


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Mavericks GM Released Last Night, Public Release Imminent
I used OS X Mavericks as my main OS from beta 2 to beta 8. I'm back on Mountain Lion until it officially goes in the Mac App Store, and I have to say, there's a lot about it I miss on a fairly regular basis. I'm not going to go into great detail about it because of the NDA, but I will say that I'm excited to get my productivity, or at least my sheer operational speed, back up to where Mavericks put it. It really is a testament to its quality that a beta release from Apple, quirks and all, integrated itself so deeply into my workflow and improved areas I actually used.
My guess is that it's going to cost $19. However, we haven't heard the last of Apple for 2013 yet, and there's an event where they'll be introducing the new verison of iWork. Maybe that will go free for new Macs as well?
Maybe the whole OS is free? I highly doubt it, but it's always a possibility: Apple doesnt make their money on software, and generally prices it politically rather than for direct gain.


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Power-Ranking the Bachelor Girls, Week 6
This week on The Bachelor, Arie and his sister wives jet off to Paris, France for some soft cheese and softer smiles. Arie takes the girls to the Moulin Rouge, which everyone recognizes from the 2001 movie and not from their own knowledge of the rich history of Paris' cabaret scene. It's finally revealed the Jenna has been stealing all of Lauren's uppers and that's why they both are the way they are. Becca is forced to dress up like the sexy feather duster from Beauty and the Beast. Arie asks a producer if he can have his own wheel of brie in exchange for keeping Krystal around an extra week.
Which blonde K-named girl will triumph on the two-on-one date? Is it legal for them to keep the girls on a literal boat for days at a time? Why weren't more jokes made about the hilarity of there being a girl named Seinne staying on the Seine?
Brush up on your high school French and allons-y.
11. Krystal (Last Week: 14)
Byeeeeuh, Krystallllluh. It was time for her to go home. If Our Lord and Savior Kendall Long couldn't get through to her, no one will. Krystal gets sent on the two-on-one date, which, of course she does. Two-on-ones are one of my absolute favorite tropes of the Bachelor franchise (the only tattoo I would ever seriously consider getting would be "Two girls, one rose, one stays, one goes," preferably across my forehead) but I feel like they've been so predictable in recent seasons. I could have seen Krystal's elimination coming from a mile away, but at least I got to see Krystal and Kendall running around in a hedge maze looking for Arie like chickens looking for a snack. Krystal puts on her best seductive toddler voice and tells Arie that she's sorry for behaving like a toddler, it's just who she is! Just listen to her voiceeeuh! Arie is like "Okay, well, I have to keep you on this show for the duration of this date for the ratings, so let's make out, I guess." Krystal is like "Oh my god, Kendall, why do you have such a problem with me," and Kendall is like "Okay, here's why, I'll be super nice about it because my heart is made of honey butter." Krystal pretends to digest everything Kendall is saying, only to later snap back with "You're so patronizing! I don't have a problem connecting with other people! Just ask my programmer!" I hate this use of the word "patronizing" - when someone uses it to invalidate concerns being voiced about their own shortcomings. We saw something similar with Corinne constantly calling Taylor "condescending" on Nick's season. Kendall couldn't have been gentler or more direct. Krystal is completely delusional. I'm glad she's gone because I think another week of her in that house would have ended up with some kind of elaborate murder-suicide. For love!
10. Chelsea (Last Week: 1)
Aww, bye, Chelsea. I was shocked that she went home, but then again, who else would have? Jacqueline, maybe? We're getting down to the wire with these women and I have to say, this is turning out to be a rare season where there isn't an obvious frontrunner. I think the girls who are most interested in Arie are probably Tia, Becca, and Lauren, but the girls that Arie is the most interested in are Bekah and her American Girl doll. So it's anyone's game, really. I guess Chelsea's trick of being the only blonde single mom (Arie's ONLY type, as far as we know) wasn't enough. What is this dude looking for? I really have no idea. I like Chelsea and I hope she and her son are like, fine.
9. Jenna (Last Week: 5)
Finally, Jenna has flown the coop. You could see it on Arie's face when she did her little runway walk at the Moulin Rouge - he was like "Wait, she's still here?" We were all shocked, Arie. We were all shocked.
8. Bekah (Last Week: 8)
BEFORE YOU ASK: Yes, I saw the news blip about Bekah being reported as a missing person. No, I do not have any insider information or particularly hilarious comments about it. Everyone I've ever met in my life sent me that article (sincerely, thank you) and it really made me reflect on who I am and the image I'm projecting to the world. I wouldn't say "Bachelor Obsessive" would be exactly the brand I'd choose for myself but it's too late to turn back now. Anyway - Bekaahhh is looking younger and younger as the weeks go on. I think she is getting more comfortable/lazy and easing up on her makeup, which is fine, but the fresh-faced look really emphasizes her natural baby face/the fact that she only recently became allowed to order alcohol. Bekah is really fucking amped about the Moulin Rouge, which, ugh. That movie came out when you were in kindergarten, Bekah, chill out. Bekah's dream, unsurprisingly, has always been to wear bedazzled corsets and PERFORM! in front of a crowd so naturally she thrives on this date. She is a Theatre Kid with a capital T and a capital K. I find it very exhausting and I'm saying that as someone who was once literally the president of my high school's thespian club. Arie gives her the group date rose and so she gets to "perform" "at the Moulin Rouge" "with Arie" and it's so uncomfortable to watch. I feel like maybe I should give Bekah a break but I don't want to. I hope she gets a hometown date so Arie and her dad can bond about where they were when JFK was shot.
7. Arie (Last Week: 7)
I was so unimpressed by Arie's inability to fix his car when it broke down. Not because he's a man (#notallmen) but because he's a literal racecar driver. Am I being too harsh or should he totally know how to, like, jumpstart a car? I don't know enough about cars to know what was actually wrong with it so maybe I'm being unfair. Anyway, Arie spends most of the episode being super impressed with Lauren for being silent and super intimidated by Jacqueline for being smart and making out with Bekah for winning her spelling bee so he's not doing so well as a Bachelor, cars aside.
6. Seinne (Last Week: 9)
Seinne is a dancer, too? Get outta town.
5. Becca (Last Week: 4)
What is going on with Old Becca??? I was so sure she'd be a top contender in the early weeks but she's been slipping steadily into the background ever since. She almost didn't get a rose this week! What the hell! Looks like she's getting a one-on-one next week so let's all say a quick prayer that it goes well. Becca is the only one of these ombréd robots I'd actually hang out with in real life. She walks along the Sein(n)e and wears a jean jacket around her shoulders like a cape! I've never even thought of that! Is that a thing? She looked so cute. I have to get back to Paris and wear a jean jacket around my shoulders. It looks very French. I recently got my DNA tested and I am a few percents French (bonjour) so this really resonates with me.
4. Tia (Last Week: 3)
Oh, Tia. Tia is not a good dancer, a fact that she makes known over and over throughout the episode. Like, okay, we get it, girl. Not all of us can be that girl from Bras and Broomsticks. Other than that, Tia doesn't do much this week. I'm just putting her near the top because I like her, frankly. Favoritism is okay when the stakes are as low as The Bachelor.
3. Lauren (Last Week: 12)
I'm completely stumped by Lauren. Is she a real person or just a holographic amalgamation of all the physical qualities of the average Bachelor contestant? She barely smiles but she also doesn't really get upset either. I'm willing to give her the benefit of the doubt and guess that maybe she's just a little shy or uncomfortable but it makes her come across as kind of bratty. After lots of complaining about Arie going on dates with other girls, Lauren is granted her wish and given a one-on-one date. With Arie! In Paris! With no G-list country singer! What more could you want! Lauren is basically silent the entire date, responding to everything Arie says with "Wow." Here's a brief screenplay I wrote based on their snappy banter:
ARIE: Look at this cool building.
LAUREN: Wow.
ARIE: Would you look at that beautiful fountain?
LAUREN: Wow.
ARIE: Do you see that tree? It's French.
LAUREN: Wów.
Are they maybe made for each other? They're both such poor conversationalists. Arie keeps saying how he's so into Lauren because it doesn't seem like she's into him. Um? Okay. Why are people like this? This is a fairly common sentiment and I have to say that I've always felt the complete opposite way. The most attractive quality someone can have is being literally obsessed with me. I want someone to feel about me the way I have always felt about Josh Groban. Am I the weird one? Lauren doesn't seem into Arie, that's true. Yet she keeps getting stuck on the fact that he needs to pick her and that watching him go on a date with someone else was "literally torture." I uh, I don't know, girl.
2. Jacqueline (Last Week: 6)
Okay, so, apparently we have all been sleeping on Jacqueline this whole time. She looks like someone who has won five Oscars already. She is stunningly beautiful and is also getting her PhD? Did we know this? I was shocked to learn that not only does she look like a Parisian movie star, she's extremely articulate and seemingly intelligent? I did. Not. Know. Jacqueline is worried that Arie won't give her a rose because she's not sure if her six-year PhD schedule will align with his personal goals. What a sentence. Arie says that he didn't pay attention to Jacqueline at first because she seemed too smart for him. What a great thing to say in front of an audience of millions of young women! The secret's out, folks! PhDs don't get roses! Jacqueline actually does get a rose but now I'm worried she won't get her PhD. It doesn't matter what Nora Ephron said; we can never have it all.
1. Kendall (Last Week: 2)
Kendall is just fantastic and I'm sorry I ever doubted her. She's clearly being baited by Krystal and probably a bunch of producers to fight, but she won't do it! Rather, she clearly articulates to Krystal why, exactly, everyone has such a problem with her, and how Krystal's compulsion to cling to the negativity is only hurting her. Krystal doesn't get it, obviously, but I was so surprised by Kendall's grace under fire. Kendall for Bachelorette! Kendall for President! Kendall wins the two-on-one date, natch, but she's also the real winner of the whole episode and maybe this entire season? It's like I've been told by every coming-of-age movie I've ever seen: the weirdest girls are often the kindest girls. Kendall is weird and kind and incredibly hot and I'm not even jealous of her because I think she's so great. It's called feminism.
See you next Monday!


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John Latka, Senior VP of Electric and Gas, PSE&G, Announces Retirement; Kim Hanemann, Senior VP of Delivery Projects & Construction, PSE&G, Named to Expanded Role
(NEWARK, N.J. – August 22, 2018) Public Service Electric and Gas Company (PSE&G) has announced that John Latka, senior vice president-electric and gas operations for PSE&G, is retiring after 36 years of distinguished service. His retirement will be effective September 7, 2018. The company also announced that Kim Hanemann, senior vice president-delivery projects and construction (DP&C), has been named to an expanded role as senior vice president-electric transmission and distribution, effective September 10, 2018.
"John has been a mentor and friend to hundreds of PSE&G employees," said Dave Daly, PSE&G president and COO. "He will leave a legacy of achievement and respect that is second to none. He was instrumental in directing restoration efforts in numerous electric and gas events including the Northeast Blackout, Tropical Storm Irene and Super Storm Sandy, to name a few. Under his leadership, PSE&G has been named the most reliable electric utility in the Mid-Atlantic region for 16 years in a row.
"Kim is a proven leader with a record of success in delivering large complex infrastructure projects on time and on budget, a critical driver of PSE&G's growth over the last ten years. She is also well-respected for her demonstrated ability to build high-performing teams. In her new role, she will bring her unique talents and experiences to drive innovation through technology, improved processes and best practices, which will help position PSE&G as the leading utility of the future," Daly said.
Latka joined the company in 1982 as a cable splicer assistant and, throughout his career, has made it his mission to provide safe, reliable service to customers. Latka is a graduate of Tennessee Technological University. He is a board member for the Commerce and Industry Association of New Jersey. He also is a member of the Board of Trustees of the Partnership for a Drug-Free New Jersey and serves on the National Response Executive Committee. In 2014, he was appointed to the NJ Infrastructure Advisory Committee (IAC) as co-chair of the Energy Sector.
Hanemann joined the company as an engineer in 1986 and has held numerous leadership positions in both electric and gas field operations and in utility support operations. She was named a director in 2007, promoted to vice president in 2010, and to senior vice president in 2014. Under her leadership, DP&C has grown from a startup team of 40 in 2007 to a still growing team of more than 800 today.
Hanemann is a member of the board of directors of Middlesex Water Company and the board of trustees of Children's Specialized Hospital. She is a graduate of Lehigh University, where she earned a bachelor's degree in mechanical engineering, and the Rutgers Graduate School of Management, where she earned a Masters of Business Administration.
Public Service Electric and Gas Company (PSE&G) is New Jersey's oldest and largest regulated gas and electric delivery utility, serving nearly three-quarters of the state's population. PSE&G is the winner of the ReliabilityOne Award for superior electric system reliability. PSE&G is a subsidiary of Public Service Enterprise Group Incorporated (PSEG) (NYSE:PEG), a diversified energy company.
From time to time, PSEG, PSE&G and PSEG Power release important information via postings on their corporate website at http://investor.pseg.com. Investors and other interested parties are encouraged to visit the corporate website to review new postings. The "Email Alerts" link at http://investor.pseg.com may be used to enroll to receive automatic email alerts and/or Really Simple Syndication (RSS) feeds regarding new postings.


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Macro of tiny Earth globe hanging on key chain
Macro shot showing a tiny Earth globe hanging at the end of a used Chinese key chain. It has simple drawings showing just some country borders, mostly picturing just continents in bright colors. It shows the main time lines and parallels.
25,163 views
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4 comments
Taken on November 14, 2008


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By now best of you apperceive I'm bistro a lot of salads these days.
I'm not adage I don't still adore a hot dog and a pizza occasionally because, appear on, I will not anytime balloon my past, as the cravings won't acquiesce for that. Friday nights still beg me to booty a airing bottomward anamnesis lane. For as connected as I can remember, Friday was alike with pizza.
Even back I was a child, my ancestor would accomplish bootleg pizzas – two ample ones – to be exact. He'd accomplish them with hamburger and a few added toppings. It was above delicious, and we'd all sit about the television and eat until none of us could move.
I connected that aforementioned attitude with my boys, except I didn't accomplish the pizzas usually. I'd adjustment from our admired pizza restaurant, and that assorted back we confused a few times. So naturally, the cravings – both concrete and brainy – tug at me to booty my alternative back the end of the assignment anniversary rolls around.
But for the blow of the canicule I eat abundant healthier. I acquisition if I splurge any on the weekends I attending advanced to a stricter breeze of aliment that comes to apperception back I charge article quick and simple to end my day.
Salads of any affectionate accept become a bit of an artwork. There isn't annihilation I won't add to one – including, a few times, french fries. The capacity are never the struggle; it's the bathrobe that causes me to amble over my plate, apprehensive what aqueous adornment will accomplish the cut this time.
I put a lot of time and anticipation in the bathrobe as I still accept aliment is alone as acceptable as whatever booze or bathrobe you slather all over it. I feel if I'm acid the simple carbs out of my life, there bigger be article indulgent I can bore my teeth into.
I accept a few Mason jars abounding of vinaigrettes and blubbery dressings for accessible admission and quick decisions in my refrigerator back I'm annoyed and attractive for aliment that will bang the crazy assignment anniversary out of my head. Aliment is abatement if it hits all the requirements a craving body feels afterwards a connected day.
A blubbery and affluent fiery agronomical bathrobe is one of my favorites. Alike admitting I accept a scattering of added favorites, this is one I like to brace with steak. A altogether adapted filet needs little abroad to amuse alike the hungriest bears, but the bloom I created to accompany this abundant hunk of meat was brimming abounding of dejected cheese, which screamed for an alarming agronomical flair.
This bowl rivaled any pizza I've anytime dreamed of eating. And it absolutely was fabricated alike added adorable with the bootleg agronomical bathrobe I had neatly tucked abroad for such a time as this meal.
Oh, agronomical bathrobe with your peppercorn flavors, you complete me.
1/2 cup ermilk or approved milk
3/4 to 1 teaspoon broiled dill weed
1/2 teaspoon broiled parsley
1/2 teaspoon broiled chives
1/4 teaspoon onion powder
1/2 teaspoon garlic powder
1/8 teaspoon accomplished sea salt
1/8 teaspoon cautiously absurd pepper
Freshly awkward auto abstract to taste, about 1-3 teaspoons, or angel cider vinegar
Whisk calm the mayo, acerb chrism and milk until smooth. Add the spices and barrel until combined. Add the auto and barrel again. Pour into a jar and arctic in the refrigerator until accessible to serve. This bathrobe will accumulate accurately in the refrigerator for up to a week.
What You Should Wear To Homemade Ranch Dressing Recipe | Homemade Ranch Dressing Recipe – homemade ranch dressing recipe
| Pleasant to the website, in this particular period I'll show you concerning homemade ranch dressing recipe


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It's Wise Women Wednesday, each week I interview a woman that I believe is inspiring, living abundantly and following her passions. These are all women who live a life of abundance and bring creativity into the world.
Q. Who are you?
A. I am a dreamer, designer, wife and mother who finds joy in creating. I'm a rather introverted person - I process things internally - a lot goes on in my mind and I feel things deeply, so my work as an interior designer is a way to outwardly express myself. It's amazing how you can alter the mood, or feel of the space you live your life in through color, composition, light, and perspective. The concept of "home" has always been fascinating to me, and I love to design products and spaces that make people feel like they're home.
Q. What is your background?
A. I always wanted to be a designer, but I knew my options were limited, growing up in a little mountain village in New Mexico. I got a full scholarship to New Mexico State University, where degree options were limiting. After taking a cultural geography class as an elective, I discovered a love for understanding and connecting with different cultures around the world. I was fascinated with the idea of how landscapes affect a culture, and how culture affects the land around them. This created a love for travel. I married a man from India and I'm blessed to be able to experience authentic culture when we visit his home, and not just see it as a tourist. Other trips to Europe and South America have also shaped who I am as a designer, because this idea of "home" in each culture gives me depth to the meaning. I am now a mother to two amazing and beautiful daughters and they have taught me more, shaped me more, and made me grow more than anything else.
Q. What is your work?
A. I'm an interior designer for an online company called Laurel & Wolf. I love my work because it enables me to work with amazing people all over the country. I also have my own company called Gathering Wishes Studio where I make products for children's rooms - wall hangings, toys and pillows.
Q. What is one project you are excited to be working on right now?
A. I'm on the design team for a local church - we are renovating a building that is over a hundred years old, exposing it's original features and highlighting its history and natural beauty. It brings a whole new identity to the word "home" yet again.
Q. What is one thing you've done recently that's scared you and took courage, but you're glad you did?
A. A year and a half ago we sold our house in Phoenix, AZ and moved 2 hours north to a small mountain town called Prescott. My husband and I both work from home so we had the opportunity to move anywhere. We wanted our girls to be able to experience seasons, explore nature and have an appreciation of a simpler life. The move meant uprooting the life we had in Phoenix, but it has been a good change for our family in so many ways.
Q. What is the work you most want to be doing and are you doing it?
A. I feel as if I'm on the right path and I'm open to wherever it leads. I love that I'm able to help people by bringing beauty, peace, and fulfillment into their everyday lives through design, and that's what I'd love to continue to do.
Q. What would you tell your high school or college self?
A. I used to let fear reign over my heart, so I would tell my younger self, "Keep your eyes on truth. Stop clinging to the "what-if's" and fear, and pursue truth."
Q. What's one piece of advice or motto you love and use in your daily life that you would like to share with my sweet readers?
A. There is no fear in love. But perfect love drives out fear. We love because He first loved us. 1 John 4:18-19
Q. What keeps you creating when you don't feel like it?
A. For me it helps to take time to rest, connect with other creative people, listen to inspiring music, and be out in nature. Have variety in life and let myself be naturally inspired by the world around me.
Q. How do you live a life of abundance?
A. Jesus! Make it a daily habit to make delicious and healthy food, live in community with others, love well and laugh a lot.


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Daytona Beach financial planners want you to be able to enjoy all that your neck of the woods has to offer you. A Daytona Beach financial planner will want to make sure that you are prepared, whether you want to flee the whole state during spring break or bike week, or stick around and enjoy yourself. This, in addition to retirement and investments planning can be accomplished through the help of Daytona Beach financial planners.
If you want to find other ways to find money to help you maximize your 401k and Roth IRA, or need money for your children and their college education, then a Daytona Beach financial planner may be the individual to help you. It is first a good idea to figure out what criteria to look for in a Daytona Beach financial planner, so you know what it is you want in your potential Florida finance professionals.
First off, professional planners can have varying credentials and special areas. While they are trained to understand and handle a variety of situations, some tend to stick with specific areas of concern, such as wealth management and estate planning. Still others only deal with married couples and divorcing couples.
Consider what it is you will need from your Daytona Beach financial planner before signing up for any services. You will want to also ensure that they have the credentials that you need. If you have many tax concerns, and need help with tax planning, Certified Public Accountant or tax attorney attached to their name can help out greatly as your Daytona Beach financial planner.
Of course, never underestimate the value of professional experience in your Daytona Beach financial professional. They know Florida and the specific rules, regulations and advantages and disadvantages of calling Daytona Beach , Florida home. They understand what concerns you may have if you are having to move from FL to another place, with income tax and such.
Your Daytona Beach financial professional needs to have integrity, and do ask them if they are committed to serving you along with a fiduciary duty to their clients. This simply means that planners promise to serve only your monetary interests when working for you. You need to find out how they are paid.
You may be used to a Daytona Beach financial professional being paid commission by investment firms when they sell you monetary products. It still works like that in many companies, and it is worth it for you to find out how they are paid. Otherwise, you may want to hire fee-only comprehensive financial planners who you pay by the hour or per project.
Professional planners can offer many planning services when you hire them, such as retirement advice. You may sit down together to discuss your net worth (what is left when you subtract liabilities from your assets). They will also look at your spending habits, to establish whether you are spending within your means, or are spending more than you make. This is a cash flow analysis that subtracts spending (outgoing money) from your income.
You may be willing to stop spending on some items. This is how professionals can start to help you. Or, it could be that your professional planners in FL will be helping you decide how to make your inheritance or windfall from the sale of your business outlast you. You may wonder how best to provide for future generations, even when you are long gone from the landscape.
Going online to find your professional planner who can help you make the most of your time finding FL a Daytona Beach financial professional. It makes it far easier to sort through what seem like endless finance experts. It seems like suddenly, only when you start looking for a professional, almost everyone you meet might be a Daytona Beach financial professional. So, know what it is you need, and make sure your planners have the credentials and experience to meet your needs. In addition, make sure you can see yourself working with this professional well into the future.
You want to find Daytona Beach financial planners who will evaluate your present situation in light of your bigger, short-term and long-term goals. Then, you want someone who you can meet up with again in 6 months or even one year. This will not only help keep you committed to working toward your goals, it will keep you honest and responsible for them.
Daytona Beach financial planners are probably best suited to meet your needs, and answer your questions on your quest to be fiscally confident and at peace with your money. You want to make sure that your money continues working for you and your heirs even when you have retired, or even gone to your glory.
Using this site to get instantly connected to local financial planners made finding help with creating plans for savings and retirement super easy!
Meredith A, Jacksonville FL
Richard Reyes, CFP
Wealth and Business Planning Group, LLC125 S. Swoope Ave
Suite 109
Maitland, FL 32751
Eric Lasso
Edelman Financial Engines, LLC1900 Summit Tower Boulevard
Suite 630
Orlando, FL 32810


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Ozy And Millie
on May 25, 2002 at 12:01 am
Chapter: Comics
The sad part is… She's naturally like that… Insane, but I like crazy. 🙂
Reminds me of the famous quote by Salvador Dali: "I don't do drugs. I am drugs.". If you don't believe me, just do an image search and look at his mustache.
This is why I love this comic XD I have Ozy's personality, but Millie's mind, and have indeed…MANY TIMES…been accused of being on drugs
It's nice to know that people like Ozy and Millie exist in the real world.
Of *course* we do!


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Happy New Years everyone, 2015 has come and gone in the blink of the eye and 2016 has begun.
I've got a quick video after I'm done talking, showcasing some photos and videos I took throughout 2015, I've got to apologise for the few months that will have no photos in... It was a slow year for photos.
I'm sure, like many of you, the thought of New Year's resolutions tends to be at the forefront of our minds. I've got the pretty generic ones that most of us have, get fit, eat healthy and others like that but I've also got some 'photography' related ones that I'm going to talk more about.
You guys may or may not have noticed that I've been playing with videos more lately, I'd like to put out a weekly vlog/what every kind of video. Got a few ideas on some what kinds of videos I could put out. I want to get out and shoot a lot more photo and video this year, last year was pretty tame compared to the year before so I must make the conscious effort to get out and shoot more.
Leading on from that I'd like shoot a roll of film a week be it 35mm or 120 film on some of my different cameras and film stocks in a 'weekly analogue shoot'. I'm still undecided if I'll leave the film to be developed at the end of the year or develop them as they are shot, who knows ill see how I go.
And again leading on from the weekly film shooting, I want to learn to develop film as well, maybe even make one of the weekly videos my first attempt at developing a roll of film. I'd like to develop my phantom drive video, trying to up the quality of what I am shooting on the phantom
I guess I should talk about my trip off to Southern Africa in the next 6 days, I will be doing a daily vlog video's of what we are up to from day to day. Only problem is that there probably won't be internet access to upload said daily vlogs, so chances are the videos will be compiled into either 1 long video or several video's. It's really Internet dependant. Before we leave I'll be throwing a video together of some of the gear I'll be taking with me on the trip so keep an eye out for that.


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- Creative
- Animation
- Film Production
- Fine Art
- Graphic Design
- Illustration
- Music Production
- Photography
- UI/UX Design
- Writing
Hi all there!
I have just finished putting together the final draft for my Kickstarter project! Please find the preview link here:
I would really appreciate any feedback and suggestions before launching it public. I don't want to explain any further thing about the project, I hope the campaign speaks by itself.
Thank you very much for your support!
Jose luis


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Good evening ladies and gentlemen!
Welcome to our journey to the most dangerous places in the human sphere today. This evening I found us a place on the quiet and peaceful little island of Flamia on Paradiso. What you see here are the outskirts of Camp Antela at dawn. [Switching thru some security cameras showing streets within an industrial area.]
It may look like a normal car accident with some bystanders but I spoted some of our trusted Alguaciles and other guys and gals moving in. [Zoom on a five man Alguacil team, then a Daktari on the rooftop and a Jaguar on the right flank. Moving a camera over to have a look at a Wildcat, a Gecko and another Alguacil in the center and further to the Mobile Brigada and the Clockmaker with a Zondbot on the left flank. Finally zooming in on a Moran with his Koalas near the burning cars.]
Oh hello sweety! [Zoom on the Alguacil Hacker. Zoom in closer on her face, then moving on to her butt and zooming in even closer. Going to total again.]
Looks like they are entering a DANGER ZONE!
Aaand I am right, now I can see some haqqislamite troops moving in from the other side of the crash site.
There you see snipers on both flanks. [The security feed showing a Djanbazan on a container supported by a Naffatun on the ground on the left flank of the Haqqislam troops. And then a Lasiq on the rooftops and a Ghulam Doctor at ground level on their right flank.]
The rest of their troops are at the center. [Showing a Azra'il, Naffatun and a Barid Hacker.]
Oh wait, I can see movement inside of the smoke at the cars and on the roof next to that location too. There is someone moving to the bystander on the rooftop. Ahh, its a Hunzakut and he is talking to the girl. Now he is laying something down. Lets have a closer look at that thing. [Zooming in on the mine.] Oh, well that is definitely a Danger Zone now! Haha!
The Barid Hacker is firing some military repeaters near our troops. We have to be carefull that he does not spot our presence accidentally, folks.
There is a Nasmat running to the cars. [Showing the Nasmat, while it gets blown appart by one of the CrazyKoalas.] Uh, that Koala definitely wanted to hug someone…
Our Jaguar is throwing stuff on top of the building next to her, where the Daktari is laying. I can't see what it is. Just a moment. [Zooming closer on the rooftop. Smoke appears.] Ah, that it is. Strange I always thought, you only need one smoke grenade for that…
I can see weapon fire from inside the smoke, but I can't tell you who is firing at whom. [Switching to a Camera further away.] Look! The Djanbazan and the Lasiq are down!
The Gecko is firing too. Seems he is in a firefight with the Azra'il. [Zooming in on the Azra'il.] I am suprised that this little guy is able to carry a gun that size, always thought Azra'il were bigger or at least would wear bulkier armor. And he is down! But it looks like the Gecko has took some serious damage to achieve this goal. [Showing the heavily damaged machine.]
Look at that! A Ragik just landed on the right flank of our troops. Thats how you enter a Danger Zone!
He is opening fire. Outch! That was ugly! The Gecko went down, but I think the Wildcat got away. [Switching to another camera to have a better look at the Wildcat.] Yepp, he did. Oh no! The Ragik is shooting at our beauty! How rude, he is emptying his whole magazine at her. Aawh, what a shame, she went down.
How did the Naffatun get there so fast? [Camera turning to the Naffatun who is moving around the corner of the building, where the Jaguar is standing. A second later the Jaguar and one of the Alguacil are disappearing in the flames.] Whoa! These are the things that can happen to you in a Danger Zone folks!
But our trusted police mercenarys won't let something like that stop them! They are taking revenge! [Camera zooming out to show the Alguacil shooting down the Naffatun and the Ragik, before moving closer to the crash site.]
The Moran is advancing too. He is talking to the woman next to the crash site. Strange, she does not look like the average bystander, more like a military machinist…
Hey, there is someone near the Moran! She looks like a Tuareg. Seems she is having problems with her thermo optical camouflage. [Switching to a new camera. Zooming in at the Tuareg as she suddently gets thrown back by the impact of some bullets from the Morans Combi Rifle.] Well, it doesn't matter anymore. I would call this a critical failure at the wrong time inside a Danger Zone! Hahaha! These guys should invest more money for equipment than for medicine and philosophy…
Uh! Oh! Firework! Our troops are firing wild around them. Looks like they don't want these unfriendly warrior philosophers to get any closer to them anymore. Ah look, its an Intruder on top of that building on the right. [Camera showing a closeup of the Intruder.]
Someone is shooting on the left. [Showing the Barid firing at the lone Alguacil who is taking cover.] But wait, there is movment in the smoke at the cars again. [Switching to a camera near the crash site. An Al'Hawwa walking outside the smoke and firing at the Moran who is also dodging the attack.] This guy is also talking to that woman next to the crash side. Ok, she is definitely no ordinary bystander!
The Moran is moving again. He is winning his firefight with the Barid. [Camera turning to show who the Moran is shooting at.]
And there our guys go. I can see the lone Alguacil on the left, the Mobile Brigada and the Moran moving forward firing at someone. What? Is there an Farzan? Where did he came from? Did you folks notice this guy before? Seems I am not fitted to be in a Danger Zone personally. But they got him, so this doesn't matter anymore. [Showing the Farzan going down by the weaponfire of the Nomad troops.]
Hey, the remaining Koala is jumping on top of the building with the Hunzakut and the girl on top! [Switching to a camera a little further away from the crash site.]
Seems it had no effect. But these things are scary as hell nonetheless!
What the fuck?!? The Hunzakut is standing up to fire at the Moran! Has he lost his mind? [Showing the Hunzakut standing up to shoot the Moran, getting shot at from all sides in return.] WHOA! This guy is luck impersonated! He is still alive! But also is our Moran. I think… he disappeared into the smoke.
Oh my, there was a scream inside the smoke. I fear it is our brave Moran who is laying there, partly hidden by the smoke. Must have been this damn Al'Hawwa!
The Ghulam Doctor is firing at the Mobile Brigada and the Alguacil over on the left side. Bad idea! [New security camera behind the Mobile Brigada is showing how the Doctor gets downed by the Brigada and the Alguacil.]
Ahh, our troops are advancing again! Oh, thats not the nice way. Our Brigada is shooting at the unconsious Ghulam Doctor and the Barid while moving to a console near the Barid. [Showing the scene with the same camera from behind.] It seems like he is downloading something. So thats what this all was about?
Hey, what is the Intruder doing there? [Showing the Intruder moving down the building he was on and moving to the crash site.] He is getting dangerously close to that Al'Hawwa inside the smoke. What? He is throwing grenades blindly into that smoke!? [Zooming in on the Intruder.] Hopefully he does not hit the Moran, if he is still alive… There was a scream. I think there is now Al'Hawwa anymore.
Don't our Intruders have multispectral visors? Why didn't he use his heavy machinegun from on top of the building? Does he has problems with his equipment too?
Hmm, whats that? Oh! IT is near, we have to get out of here!
I think we are done here anyway.
So ladys and gentlemen, time to say:
Good fight, good night! Till next time inside the DANGER ZONE!
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The New Revenue Recognition Model – Step 5: Recognizing Revenue When (or as) Performance Obligations are Satisfied
As you probably know, the effective date of the highly anticipated revenue recognition standard, ASC 606, is just around the corner. For public entities, the effective date is for fiscal years beginning after December 15, 2017. For everyone else, there is an additional year to get ready, with an effective date of fiscal years beginning after December 15, 2018.
In our previous articles, we've covered the first four steps in the five-step revenue recognition model – identifying the contract, identifying performance obligations in the contract, determining the transaction price and allocating the transaction price. This article focuses on the final step of the model – Recognizing Revenue When (or as) Performance Obligations are Satisfied.
When to recognize revenue
ASC 606 states that revenue should be recognized when (or as) an entity satisfies a performance obligation by transferring a promised good or service to a customer. Generally, satisfaction of a performance obligation occurs when (or as) control of the goods or services is transferred to the customer. Control can be defined as the ability to direct the use of an asset and to obtain substantially all of the remaining benefits from the asset. Control also includes the ability to prevent another entity from directing the use of and obtaining the benefits from an asset. Common examples of obtaining control include:
- The ability to use the asset to produce goods or to provide services;
- The ability to use the asset to enhance the value of other assets;
- The ability to use the asset to settle liabilities or reduce expenses;
- The ability to sell or exchange the asset; and
- The ability to pledge the asset to secure a debt liability.
For each separate performance obligation, entities will need to determine whether the performance obligation is satisfied by transferring the control of goods or services over time. If the performance obligation is not satisfied over time, then it is satisfied at a point in time.
Performance Obligations Satisfied Over Time
Revenue should be recognized over time if one of the following criteria is met to indicate transfer of control:
- The customer simultaneously receives and consumes the economic benefits provided by the entity's performance.
- The entity's performance creates or enhances an asset controlled by the customer.
- The entity's performance does not create an asset for which the entity has an alternative use, and the entity has an enforceable right to payment for performance completed to date. It is important to note that the right to payment for performance completed to date does not have to be for a fixed amount. At all times during the contract, the entity must be entitled to an amount that at least compensates them for the performance completed to date if the contract were to terminate early for any reason other than failure to perform by the entity. Further, legal determinations may be necessary to determine whether a right to payment is enforceable.
Criterion 1 – Simultaneous receipt and consumption
The simultaneous receipt and consumption criterion is intended to capture most basic service arrangements. Common examples include routine or recurring services, such as cleaning and payroll services. In other situations, the determination of whether there is simultaneous receipt and consumption will not be as straightforward. In those cases, a performance obligation would be satisfied over time if another entity would not need to substantially re-perform the work already completed to date to fulfill the remaining performance obligation. In making the determination as to whether another entity would need to re-perform the work completed to date, the following items are considered:
- Potential contractual restrictions or practical limitations that would otherwise prevent transferring the remaining performance obligation should be disregarded.
- The presumption should be made that another entity fulfilling the remaining performance obligation would not have the benefit of any asset that is presently controlled by the vendor and that would remain controlled by the vendor if the performance obligation were transferred.
Criterion 2 – Creation or enhancement of an asset controlled by the customer
This criterion is most likely to be relevant when an asset is being constructed on a customer's premises. The following items should be considered when determining whether or not the customer has control of the asset that is being created or enhanced:
- Is there a present right to payment for the asset?
- Who has legal title to the asset?
- Has physical possession of the asset been transferred?
- Have the significant risks and rewards of ownership been transferred?
- Has there been acceptance of the asset by the customer?
The above criterion is similar to existing U.S. GAAP's percentage of completion method for construction contractors (i.e., that there is a continuous sale and that the customer controls the work in progress).
Criterion 3 – Alternative Use
An alternative use does not exist if the entity is unable (either contractually or practically) during the creation of the asset, to readily direct it to another use. For example, standard inventory items can be easily redirected to other customers, and the production process itself would not transfer control to a customer. Further, if there is not a substantive cost on rework or no substantial loss on sale of the asset to another customer, then there is no practical restriction preventing the redirection of the specific asset being produced. Thus, in these situations, an alternative use would exist. The assessment regarding alternative use is made only at contract inception or modification and will require judgment after considering all the applicable facts and circumstances.
Recognizing Revenue over Time
Once it is determined that a contract meets one of the three criterion to recognize revenue over time, revenue should be recognized over time by measuring the progress toward complete satisfaction of the performance obligation. The method used must reflect the pattern of how the goods or services are transferred to the customer. Methods may be based on outputs (results, milestones, units produced, etc.) or based on inputs (resources consumed, labor hours, costs incurred, etc.), whichever is the more appropriate method. Judgement will be needed to determine which method better depicts an entity's performance in transferring control of the promised goods or services. Further, only one method per performance obligation can be used, and that method must be applied consistently to similar performance obligations and in similar circumstances. Any subsequent change in the method used is considered a change in estimate.
If an entity is not able to reasonably measure its' progress toward satisfaction of the performance obligation but expects to recover costs, the entity can recognize revenue only to the extent of costs incurred.
Performance Obligations Satisfied at a Point in Time
When the criteria to recognize revenue over time are not met, then revenue should be recognized at a point in time (the point when control is transferred). To determine the point in time at which the customer obtains control of a promised asset and the entity satisfies a performance obligation, the guidance on control in ASC 606 should be considered. The following may be indicators that control has been transferred:
- The entity has a present right to payment of the asset
- The customer has legal title to the asset
- The entity has transferred physical possession of the asset
- Significant risks and rewards of ownership have been transferred
- The customer has accepted the asset
In Summary
Whether control is transferred over time or at a point in time is an area that may result in changes in revenue recognition as compared to current guidance. It will be important for management to assess when performance obligations are truly satisfied. Controls will likely need to be designed over the process of assessing when control has transferred and obligations have been satisfied. Further, judgment will be required to determine the best method to measure progress towards complete satisfaction of the performance obligation. Now is the time to review your contracts and determine the appropriate method to recognize revenue. As always, please reach out to your local Warren Averett advisor for further guidance on implementing the new revenue recognition standard.


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Good People: Eric Lyons
I keep a note on my iPhone called: Future Blog Posts. It is where I jot notes and formulate some of the ideas that eventually end up here in one for or another. Since blogging for me is a former of mental therapy, a chance to slow down my mind long enough to form a complete thought, I sometimes have to remind myself of some of the very cool ideas, opportunities, and interactions that race across my cerebral screen.
The topic that has the longest list and the most future entries is the subject of "Good People." Good People, with a capital G and a capital P. The kinds of people that I fight to keep close and do whatever I can to be a part of their current and future success stories. The kinds of people that are not only incredibly good at what they do, but extremely passionate in the way in which they do it. The kinds of people that know they are a part of something much bigger than themselves and are doing their part to make the world in which they live the best world they can imagine.
One of those people, and someone that will be a big part of future posts, is Eric Lyons. Eric and I have been friends for a couple years and the deep level conversations about the immediate and lasting change that he sees for this world have enriched my perspective and altered my understanding of the not so nice side of the world I am more comfortable pretending doesn't exist.
In a recent article in Chatter Magazine, Eric tells his story and his vision for the world that he wants to be a part of. It is a story and a vision that I am very proud to say I am aware of. It is a story and a vision that I am extremely excited to be involved with. It is a story and vision that I hope inspires you to be involved in the change that this world deserves.
In connecting Good People with Great Opportunities, these stories happen more often than I deserve.
Eric, it is an honor to know you and to see the work you do.
(Check out http://www.hopeforthesilentvoices.org/ to learn what you can do to get involved with Eric Lyons and his vision to stop human trafficking in our life time)


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LOG-ON Design Award Urban Preppy Drawstring Bag-LIGHT BEIGE
Dimension: L 26cm x W 10.5cm x H 32cm
LOG-ON has been actively promoting the local creative industries. Further to the Style Flash Crossover Project together with OFESS in 2015. This year, LOG-ON has co-organized the first LOG-ON DESIGN AWARD design contest in collaboration with the Hong Kong Design Institute (HKDI), which set SS 2017 women handbags as design theme. Through this contest, it is hoped that the young local talents can make full use of their creativity, and to showcase their design on this platform. LOG-ON will work jointly with winners on a complete series along with original ideas and materials, and lastly, market their work.
Drawstring closure
Genuine leather decoration
Drawstring closure
Genuine leather decoration
*Photos for reference only.
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I can't ignore ground reality: Reddy
The urban development minister strongly defends the Delhi master plan.india Updated: Feb 15, 2007 12:11 IST
Delhi's master plan for 2021 gives relief to not only traders — for whom the threat of sealing is off — but also millions of others. And Urban Development Minister S Jaipal Reddy says categorically that he is not "apologetic", notwithstanding allegations of vote bank politics.
Strongly defending the much discussed master plan for Delhi (MPD) that lays out the guidelines for the Indian capital over the next 14 years, the minister said: "I am not apologetic about this large-scale relief to the people. I can't ignore ground reality and the Indian democratic state cannot be so tyrannical as to demolish or close down or tamper with 90 per cent dwelling units."
The document, notified by Reddy on February 7, regularises 1,543 unauthorised colonies and also makes major concessions for commercial establishments in residential areas — the focal point of the sealing operations that led to several traders' strikes last year.
"Traders were not the only people agitated about the situation in Delhi. Residents have also been given relief. Many residents in walled city special enclaves, pre-1962 colonies and small colonies have been helped in much larger numbers than traders," Reddy said in an interview.
He said all the traders were not rich. "It is important to note that of the more than 600,000 shopkeepers (affected by the new master plan), only about 50,000 can be categorised as upper middle class. The other 500,000 and more are those who use their small houses as shops. These include people like the dhobi, the tailor or the cycle repairer... all come in this category."
The minister denied that the government's exercise of amending the master plan was aimed at circumventing the Supreme Court's directive to the Municipal Corporation of Delhi to demolish or seal unauthorised premises.
"There is no basis for such criticism. This (the master plan) has been in the offing for long. If that were to be my motive I would have done this six months ago when people were on the streets against the sealing drive. In fact, the sealing drive continued without being halted by me or anyone."
Reddy also insisted that his government was not guided by impending elections to the MCD in amending the master plan.
"I can honestly say there was no vote bank politics in the MPD. We dealt with each group based on harmonious mix of ground realities and town planning norms. A master plan for 15 years is not prepared to win one MCD election. This was not the consideration at all."
According to the minister, his government had done more for the poor and slum-dwellers than for the affluent sections of society.
The government's latest steps to regularise 1,500 colonies, he said, had not only given protection but also titles to three million people living in the localities.
First Published: Feb 15, 2007 09:01 IST


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First Minister Carwyn Jones names new Cabinet
Carwyn Jones has been officially sworn in as First Minister for Wales and has named his new Cabinet.
Carwyn Jones has been officially sworn in as First Minister for Wales and has named his new Cabinet.
The Assembly authorities have issued guidance on how a failure to nominate a First Minister would eventually lead to a new election. Carwyn Jones remains in post for now -he serves "at Her Majesty's pleasure" but AMs have 28 days to either nominate him once again to the Queen or put forward somebody else. The 28 days began on polling day -May 5- and end on June 1.
The First Minister of Wales is the leader of the Welsh Government and is appointed by Her Majesty the Queen following nomination by Assembly Members.
A First Minister must be nominated by the Assembly within 28 days, so by the end of 1 June 2016. The First Minister is nominated by the Assembly and the nomination is submitted by the Presiding Officer for Her Majesty Queen Elizabeth's approval. She is responsible for appointing the First Minister. If a First Minister isn't nominated within 28 days of the election, another Welsh general election must be held.
The Presiding Officer, following consultation with the political parties, will notify Members of the date and time of the next Plenary meeting, where another vote by roll call can take place.
Carwyn Jones includes repealing the UK government's new restrictions on public sector strikes in his legislative programme.
The agreement between Labour First Minister Carwyn Jones and his Liberal Democrat Education Secretary, Kirsty Williams, has been released.
Prof Roger Scully of the Wales Governance Centre looks at the lessons in today's Welsh Barometer poll for politicians and pundits alike.


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Winter weather in Minnesota is no match for my current footwear collection. I'm continually on the hunt for a pair of weatherproof boots for my commute to and from work. A good pair of rain boots with thick socks has done the trick in the past, but who knows how long I'll be living out here in the midwest? Might be time to switch it up.
I love the quilted detailing on the first pair, and although the middle pair is a rain boot, the buckle detailing is too good to pass up. And I love this classic design by Timberland! Their brand is an excellent all-weather standard.
Inverni hat (cheaper), J Brand velvet pants, UGG Australia boots, Jack Wills shirt, Banana Republic earrings, VPL cardigan, ASOS handbag
The typical UGG boot doesn't do it for me, so I selected these gorgeous espresso leather snow boots that can be worn rolled up or down. I love how rich they look with these deep velvet leggings, cozy knit cardigan, fuzzy beanie and luxurious scalloped satchel! Hello, perfect winter outfit.


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I considered the idea of what is a sensorial object, making connections with the interior space and the domestic objects. How the textures of natural light within that space animate objects and make one aware of a temporal dimension and the merging and intersecting of the visual and tactile senses.
…the moment, captured yet un-graspable in the interweaving material forms.
I am drawn to specific spaces and want to question how do we grasp space and place? I strive to evoke the sensual, material, aesthetic and emotional dimensions of place.
I am interested in materializing the immaterial. I want the viewer to be drawn in to the structure of the fabric, and embrace an embodied and haptic means of looking, mapping the surfaces of objects, giving close attention to materiality and what David Michael Levin terms as an 'alethic gaze' a bodily felt visual encounter with what is being seen.
The photographic images are de-saturated, however, there are tones of blue and green in the printed weft … the cool tones of the print aesthetically give an ephemeral, light and airy sense to the works, referencing that which is tangible and intangible.
Of greater importance is the transfiguring of a two-dimensional image into a three-dimensional material structure. This requires an active bodily engagement that includes both vision and touch.
The photographic images are heat transferred on to one side of the weft yarn. The weft yarn is then unravelled and wound on to a shuttle. The process is entirely done by hand through to hand weaving the photographic image through the nylon warp.
The bodily experience of weaving provides the basis for exploring the poetics of woven moments. Repetition and reflection, through the process of construction and merging of the image into woven cloth.
Textile as concept and medium.


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One of the top-ten box office hits of 1958, Cat on a Hot Tin Roof was directed by Richard Brooks and stars Elizabeth Taylor, Paul Newman, Burl Ives and was nominated for 6 Oscars. Newman, Taylor & Brooks were all nominated.
Elvis Presley was offered Paul Newman's role of Brick in the film but turned it down.
It was originally to be filmed in black and white, the standard practice with "artistic" films in the 1950s.
But once Paul Newman and Elizabeth Taylor were cast in the leads, director Richard Brooks insisted on shooting in color, because of the striking color of the co-stars' eyes.
Due to a musician's union strike, the movie lacks a traditional musical score, composed especially for the picture. Most of the music, including the main theme, was originally written for another MGM movie.
Elizabeth Taylor was 26 when this movie was made, and it was her 26th movie.
Right after production began in February of 1958, Taylor came down with a virus and had to cancel her plans to fly to New York with her husband Mike Todd, where he was going to be honored by the New York Friars'Club.
The plane crashed and Todd and everyone aboard was killed. A month later, a grief-stricken but determined Taylor returned to the set.
Elizabeth Taylor also had a rare genetic mutation.
She was widely known for her violet eyes - but her eyes were actually a deep blue that appeared purple when enhanced by lighting and makeup. While she might not have had actual purple eyes, they were still gorgeous and highlighted by a thick fringe of eyelashes.
According to her biographer, when she was born, Taylor's parents were told that their newborn daughter had a mutation: her eyes had double rows of eyelashes. The eyelash mutation isn't always so cosmetically pleasing and sometimes the extra eyelashes can grow inward and damage the eyes.
And, 7 percent of people with the mutation also suffer from congenital heart disease. Taylor's death was attributed to congestive heart failure, possibly linked to her eyelash mutation.
Director Richard Brooks started out as a sports reporter at several newspapers and then moved into radio in New York. He was a staff writer at NBC in the 1930s before becoming a director.
Brooks won his only Oscar in 1960 for his screenplay for Elmer Gantry, although he was nominated for the films Blackboard Jungle, Cat on a Hot Tin Roof, The Professionals, and In Cold Blood. His last major project was Looking for Mr. Goodbar, with Diane Keaton.
Madeleine Sherwood, playing Mae Flynn Pollitt, may be best remembered as Reverend Mother to Sally Field's Sister Bertrille in TV's The Flying Nun from 1967-1970.
She was blacklisted during the McCarthy era and during the civil rights movement, she met and worked with Martin Luther King, Jr. She was arrested in Alabama during a Freedom Walk and her lawyer, a man named Fred Grey, was the first African-American lawyer to ever represent a white woman south of the Mason–Dixon Line.
But he didn't do too well, because Ms. Sherwood was convicted and sentenced to six months for "Endangering the Customs and Mores of the People of Alabama".
Jack Carson, Gooper in this film, was one of the most popular character actors during the 'golden age of Hollywood'. He started out in vaudeville then went to radio and finally Hollywood and the movies.
He was known for his famous double-take and would often play the nice guy with a heart of gold, who was still a nice guy even when he lost the girl, which he usually did.
During WW II, he volunteered to join the U.S. Army Air Corps but was rejected due to his height (he was 6'2") and he was turned down by the Army because he had flat feet. He ended up entertaining the troops with the USO.
After the war, he went back to acting but would often disappear from Hollywood for weeks at a time.
Years later Carson revealed his secret: he had joined the Clyde Beatty circus as a clown and would travel with the show. Audiences never knew it was him but he said; "They loved me and my routines."
Big Daddy's doctor is played by Larry Gates, who soap opera fans may recognize from his long-running role as H. B. Lewis on TV's Guiding Light, for which he received an Emmy. His other film roles included parts in Invasion of the Body Snatchers, Death of a Gunfighter and The Sand Pebbles.
Burl Icle Ivanhoe Ives, Big Daddy, was an actor, writer and folk singer. After dropping out of college, he traveled around the U.S. as a wandering singer during the early 1930s, earning his way by doing odd jobs and playing the banjo. He was once picked up in Utah and jailed for singing a folk song called Foggy Foggy Dew, that the cops decided was obscene.
In 1940, Ives began his own radio show and over the next decade, he became very popular as a folk singer. His first film appearance was in 1946 and he won an Oscar in 1958 for his role in The Big Country.
1950, Ives was identified and blacklisted as an entertainer with supposed Communist ties. He cooperated with the House Un-American Activities Committee and testified that he was not a Communist but he had attended various union meetings with fellow folk singer Pete Seeger simply to stay in touch with working people.
His statement ended his blacklisting and allowed him to continue acting, but it also led to a bitter split between Ives and many folk singers, including Seeger. They accused him of betraying them to save his own career - it took 41 years before Ives reconciled with Seeger.
Ives' A Holly Jolly Christmas and Silver and Gold are now considered Christmas standards after they were first featured in the 1964 animated special Rudolph, the Red-Nosed Reindeer. The yearly rebroadcast of the popular seasonal special has forever linked Ives to the Christmas season.
In 1990, sixty years after dropping out of what is now Eastern Illinois University, the school named a building after its most famous dropout.
Before he became an actor, Paul Leonard Newman ran the family sporting goods store in Cleveland, Ohio. In WW II, he was the rear gunner of a torpedo bomber - he couldn't be a pilot because he was color blind.
He made his film debut in 1954, in the awful costume drama, The Silver Chalice.
Newman was so embarrassed by his part in the film that he took out an ad in Variety apologizing for his performance.
He was an actor, director, entrepreneur, humanitarian, race car driver and auto racing enthusiast. He won numerous awards, including an Academy Award for Best Actor and 8 other Oscar nominations, 3 Golden Globe Awards, a Screen ActorsGuild Award, a Cannes Film Festival Award, an Emmy, and many honorary awards.
Newman was also a co-founder of Newman's Own, a food company which donates all profits and royalties to charity which, to date, have exceeded $300 million.
His last screen appearance was as a mob boss in the 2002 film Road to Perdition, although he continued to provide voice work for films.
Oddly enough, his last movie, the animated feature Cars from 2006, was the highest-grossing film of his career.


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text:
(TRENDS in CHRISTIANITY – continued)
TRENDS in CHRISTIANITY (5 of 6)
In the late 1950s, the Reverend Jerry Falwell (1933-2007) was pastor at the Thomas Road Baptist Church of Lynchburg, Virginia. He spoke of doing God's work and not engaging in politics – except that he criticized his fellow Christian, the Reverend Martin Luther King, for his political activism. Falwell increased his involvement in politics, connecting the segregation issue with faith and the Supreme Court. He said:
If Chief Justice Warren and his associates had known God's word and had desired to do the Lord's will, I am quite confident that the 1954 decision would never had been made. The facilities should be separate. When God has drawn a line of distinction, we should not attempt to cross that line. (link)
In 1960, another young Christian, Pat Robertson, three years older than Falwell, established the Christian Broadcasting Network in Virginia Beach Virginia. He was ordained as a minister of the Southern Baptist Convention in 1961. And he too saw himself as apart from temporal affairs, including politics. But events in the 1960s attracted him into the political arena. The PBS documentary "God in America" has Pat Robertson saying he is concerned with "eternal things" rather than "temporal things," and it shows Robertson complaining about people of faith being pushed around. "Secular forces," he said, "had invaded the province of the church." Robertson described evangelicals as saying essentially,
We don't want you imposing your values on us. We don't want you taking our children away from us and imposing on them a secular worldly view that is contrary to what we believe as Christians.
Social change was impacting Falwell's and Robertson's worlds and they were not going to take it lying down. In the mid-1960s the Reverend Falwell continued his support of segregation. He regularly featured segregationist politicians like Lester Maddox and George Wallace at his church. And about the Reverend King he said:
I do question the sincerity and nonviolent intentions of some civil rights leaders such as Dr. Martin Luther King, Jr., Mr. James Farmer, and others, who are known to have left wing associations.
In 1971, Falwell founded Liberty University, is described by the Washington Post on 2 June 2010 as "the world's largest evangelical university." The university is located in Lynchburg, Virginia. He was chancellor until his death in 2007 and was succeeded by his son, Jerry Falwell Jr. Falwell Sr.'s purpose was to promote the intellectual and spiritual development of Christian students, to create an academic community apart from mainstream universities that he denounced as breeding grounds for atheism, secularism, and humanism.
Pat Robertson founded Christian Broadcasting University in 1977, to be renamed Regent University in 1990. It offers bachelor's, master's and doctoral degrees. John Ashcroft, attorney general for President Bush the younger, was a member of the faculty. He is chairman of the Christian Broadcasting Network and host of The 700 Club on the ABC Family Channel.
Copyright © 2002-2014 by Frank E. Smitha. All rights reserved.


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According to a report in the Observer Jamaicans should not let up on their guards when it comes to earthquakes.
The recent 3.8-magnitude earthquake which shook sections of Kingston and St Andrew on Sunday night -- the ninth such event felt in Jamaica since the start of the year. gives a great reminder of that fact.
Dr Lyndon Brown said it was a reminder to Jamaicans be prepared for earthquakes.
"We are in a very active zone. Earthquakes are always happening. When we have these events, (it is a reminder that) we have to be very conscious of how we build. We can't just have everybody building how they want," Brown, a research fellow at the University of the West Indies (UWI) and head of the Earthquake Unit, told the Observer.
"I would advise that people just always be prepared for such events. Remember the "drop, cover, hold" rule that ODPEM (Office of Disaster Preparedness and Emergency Management) tries to impart," he added.


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Stop thinking of social media and your website simply as platforms for you to use to promote your business and engage with customers.
Of course, they are there for that reason, but there is a lot more they can do for you.
Take your company's Facebook page for example – this is an absolutely priceless source of information about your customers. Who they are, what they want, what time of day they go online, what days of the week they go online, how long they spend online, what subjects/pictures are most likely to engage/interest them.
As a business, how often do you look at the Insights tab on your Facebook page? This section is absolutely packed with invaluable information. Head, for example, to the Page Views section in Insights. Here you can filter the information to show you gender, where your audience was (country or city) and even what type of device they were using.
You can easily see what days were more popular and of course which posts received the most views, the most actions and the most likes.
The statistics for your website are even better. Using Google Analytics you can assess exactly what is working on your site and what isn't. Find out how long viewers stay on your pages, what pages are most popular, what time of day people visit your site and so on.
All this information is like gold dust. Before the digital era, companies would have spent hundreds of pounds paying for customer surveys to find out this kind of demographic information.
Go and have a look now! And enjoy!


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Get dining news including restaurant closures and qualify for giveaways.
Shawarma prince at merivale, is my favourite shawarma restaurant. My family loves to eat the many dishes, including Shawarma, humous, Greek salad and more. The quality is excellent, the portions are huge, so don't order too much food. In addition, the service is verygood, friendly and fast. As far as the ambiance is concerned, the restaurant is very clean.
I love this place and I would definetly recommended !!
I ordered some shawarma's and assumed that it would be take away, the server assumed otherwise. When he realized that it was a take away, he muttered something in Arabic that was insulting and abusive.
Needless to say, I wont be going back there in a rush! The employees should be disciplined and made to understand that they have to be courteous to the customers otherwise their shawarma's wont sell.
The employees were very unfriendly and unable to take my simple order. The wait was extremely long, with only one customer ahead of me. The cashier forgot to put a shawarma in the bag, even though I paid for it. Overall terrible experience and complete rip off. I ordered the chicken shawarma plate and it was absolutely disgusting. I typically love the chicken plates at different places, but this one did everything wrong. The salad dressing tasted awful, almost as though there was a spoonful of cinnamon in it. The hummus didn't even taste like hummus. Only redeeming quality of my meal was the potatoes and garlic, but that isn't anything to praise as it is near impossible to screw up potatoes and garlic. I don't recommend you eat here, there are many better places in Ottawa.
|Orleans (8893.8 km)
|Innes Road (8894.9 km)
|Ogilvie Road (8899.8 km)
|Lees (8905.1 km)
|Hazeldean Road (8919.5 km)
|Montana's Cookhouse (278 m)
|Quiznos (310 m)
|Second Cup (310 m)
|Pete's Restaurant (341 m)
|Shawarma Andalos (343 m)
|Pizza Pizza (343 m)
|Subway (343 m)
|P.A.M.'s Coffee & Tea Co. (343 m)
|Rockwell's Restaurant & Bar (343 m)
|Treats Cafe & Bakery (343 m)


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Mary Mahan-Deatherage received the following note from a patient of Dr. Arora's: Hello, My name is (name removed) and my daughter Hayden (2yrs old) is a patient of Dr. Arora's. Hayden had tubes put in her ears at KSB Hospital in April of 2009 and will return at the end of July 2010 for new tubes and to have her tonsils removed. I wanted to thank the hospital as well as Dr. Arora and staff for everything they have done for our family. I have received nothing but excellent service. I have been treated like a person and asked continuously … Read More
Medical Imaging Works Together to Benefit Our Patients
Maggie Young sent me the following note: Hi Dave, Roy Tylkowski and Sandra Harshman are our second shift X-ray/CT technologists. I see them quite often when called in. These two never hesitate to help and are always cheerful. For example, I came in to do a V/Q scan that Roy attempted to do a CT PE study on. This patient was in extreme pain and nothing we did could comfort her. When Roy came in to help me her attitude changed. He was absolutely wonderful! His patient skills were awesome! I had never seen him around a patient, and was … Read More
Dr. Imler and Staff Receive Patient Accolades
Here's a note recently received by Dr. Michael Imler: Dear Dr. Imler: I wish to comment on my recent eye surgeries. You call it cataract surgery, I call it a miracle You and your staff were friendly, courteous, and certainly professional. I hope you will pass my comments on to your employees. Thank you Dr. Imler. Congratulations to Dr. Imler and his Staff on a job well done!
Helping Those In Need – Congratulations to the ED Staff
I received this note from Anne Noble describing a heart-warming series of events that took place in KSB's Emergency Department. You won't find this on any satisfaction surveys or quality reports, but actions like these are what separates KSB from other providers. Dave, The Rewards and Recognition Committee recently reviewed Star Cards that had been given during the month of May. We were particularly impressed with information that was written on Star Cards for 6 Staff Members and thought it may be something you would like to highlight on the OC under "What's Right at KSB." Kathy Keller wrote on … Read More
Beth McLane Named Employee of the Quarter
Dave Schreiner, Tim Broos, Beth McLane, and Deb Didier With five years under her belt as an Administrative Assistant, Beth McLane has gradually grown into her role working for both KSB Chief Financial Officer Deb Didier and Chief Information Officer Tim Broos. Now Beth is being recognized for her work by being named Employee of the Quarter for the fourth quarter of 2009. Beth received her award at a special presentation in the Cafeteria last Friday. "Beth has done an outstanding job as the CIO/CFO assistant," Tim Broos said. "Her knowledge and efficiency with the computer are unsurpassed. Beth has … Read More
Carol Gugerty Applauds 2nd & 3rd Shift Staff
I heard Carol tell the following story at our Patient Satisfaction bi-weekly meeting and just had to pass it along. Congratulations to everyone involved! -Dave Over the past few days I have had the privilege of working with both the evening and night shift. It was an impressive experience. It is obvious that all units are staffed with experts. Everyone is knowledgeable and professional. An unexpected patient care issue occurred on both shifts. Everyone involved jumped right in knowing their roles and doing their work in a most professional manner. The outcome in both situations was positive with patients … Read More
Quantity vs. Quality and Volume vs. Value
Just this morning I read a quote on the topic of health reform from Maryjane Wurth, President of the Illinois Hospital Association. Mrs. Wurth commented "Incentives are moving from quantity to quality and from volume to value." Quantity to Quality. In days past (OK, maybe its years past!) we were paid on a piecemeal basis. The more work we did the more we got paid. Eat what you kill. That compensation method does not necessarily apply today. KSB's largest payor source is the government, including both federal and state. Mandated levels of quality in specific disease categories are required for … Read More
Carrie Cassens Makes A Positive Impact
Good morning Carrie, Just thought I would take a minute to let you know what a positive impact you made on one of our phase 3 patients with your recent lunch and learn. Jim told me today that after listening to you, he made some dietary changes. Within 2 weeks his blood pressure has dropped significantly and he is feeling better. He is very encouraged and plans on keeping up the changes. "I just followed what she said." Once again thank you for your work on that lunch and learn. Your work certainly made a difference in our patients! Sincerely, … Read More
Hospice Praised for Compassionate Service
TO: KSB Hospice Dear Friends: I am the daughter of (name withheld for confidentiality). We had the privilege of meeting with several individuals from your organization over the past week. My brother, John, and I were in the ER in Dixon with Mom on Thursday morning, March 25th when Dr. Powers told us we needed to consider Hospice and that there was just no longer any hope for overcoming her health issues. We called Hospice on Saturday the 27th. Our meeting with them was scheduled for Monday the 29th but Mom slipped so quickly that they came to our … Read More


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BENDIGO airport is competing with a $5 million carrot the New South Wales government is waving in front of Qantas to secure the airline's $20m regional pilot academy in that state.
Of the nine regional areas shortlisted to host the 500-pilot academy, three are in NSW including front runner Tamworth.
Dubbo and Wagga Wagga are also included on the Qantas shortlist but Tamworth Regional Council general manager Paul Bennett has been quoted in several regional newspapers including the Armidale Express that "the state government has come out and said they'll put $5m behind any one of the NSW cities if Qantas selected them".
Tamworth's bid includes a readily established aviation training facility that was used as the Australian Defence Force's basic flying training school until it was relocated to RAAF Base East Sale.
Part of the facility has since been leased for commercial pilot training.
Tamworth's bid also includes development approvals to extend accommodation at the airport's training facility.
Qantas listed student acommodation as a requirement to host the academy, but most other shortlisted regional centres including Bendigo find themselves without immediate available living arrangements.
The airline intends to launch the academy at the start of 2019 with 100 students.
Despite a recent $15m upgrade, Bendigo airport also lacks an instrument landing system the likes of which are installed at Tamworth, Launceston and Alice Springs, all of which are also shortlisted.
What Bendigo has in its favour is uncongested air space, great flying weather and space to build training facilities onsite.
Leading the bid, Regional Development Victoria has said it is also working on incentives to encourage Qantas to choose Bendigo which is the only shortlisted site in Victoria.
"This is an excellent outcome for Bendigo to be amongst the nine regional airports shortlisted from a field of more than 60 across Australia," a Victorian government spokesperson said.
"We welcome the opportunity to continue working with Qantas to determine if Bendigo could become home to the Qantas Group Pilot Training Academy in 2019."
Qantas will be visiting the City of Greater Bendigo in the coming weeks to further evaluate their proposal, but no dates have been set at this time.
The council is also seeking federal government funding to upgrade the airport terminal at Bendigo as it continues to try and tempt a commercial flight service.
Complicating the council's advocacy is the Victorian government's intention to keep options open on the rail link to Melbourne's main airport, one of which could facilitate a link between Bendigo and Tullamarine.
Victorian premier Daniel Andrews said the option did not undermine Bendigo's ability to attract a commercial carrier.
"I don't see Bendigo airport and Tullamarine competing, I think you can run discrete services that meet needs," Mr Andrews said.
– Sharon Kemp


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Ethics are essential to the best way we do business and constitute a pillar of our success. According to Hilka Klinkenberg , director of Etiquette International, a enterprise etiquette firm, the basics of professional etiquette are actually quite easy. Business ethics reflects the philosophy of enterprise , of which one intention is to determine the fundamental functions of a company. The biggest difference one notices by examining Jennings' eight questions model and also taking a look at traditional measures of social responsibility is the general outlook.
Social accountability and enterprise ethics are often concerning as the identical ideas. Although ethics shouldn't be the same as self interest, business executives usually wish to be assured that it's the similar. Good Intentions Aside: A Manager's Guide to Resolving Ethical Problems, Laura L. Nash (Boston: Harvard Business School Press, 1990). And yet, I suspect that the field of enterprise ethics is basically irrelevant for many managers. Corporate Social Responsibility: A Critical Approach," R. Edward Freeman and Jeanne Liedtka (Business Horizons July-August 1991). Business Ethics: The State of the Art, edited by R. Edward Freeman (New York: Oxford University Press, 1991).
The International Business Development Institute 202 is a world non-revenue group that represents 217 nations and all 50 United States. Business ethicists have two fundamental issues with the enlightened self-curiosity reply to the query of why managers needs to be ethical. Looking on the model of company social accountability, Fannie Mae could not be labeled as an honest" firm.
And they're offering some promising new approaches of worth to both tutorial enterprise ethicists and professional managers. But there are 3 extra causes enterprise ethics is essential, causes that are key elements in the components of enterprise success and competitiveness. The proprietor can not escape obligations just by hiring someone to run the business. A giant a part of enterprise ethics is making an attempt to determine what morality permits on this area. Provides basic framework : Business ethics provide a primary framework for doing business.
A participant in a symposium called Do Good Ethics Ensure Good Profits?" (not too long ago sponsored by Business and Society Review) put it as follows: To be moral as a enterprise because it may increase your earnings is to do so for fully the fallacious cause. Some present social contracts would fail such a check: racial discrimination in actual-estate gross sales, say.


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Natasha Abu-Fadel
Company member
Natasha was born in El Paso, Texas, May 1st, 1995. She moved to Beirut, Lebanon, where her parents were from, when she was three and a half years old. In 2003, she took her first ballet class and performed in her first Ballet Production "Alice in Wonderland". When suddenly her family decided to move back to the United States into the New Year of 2005, she moved to Northern Virginia. Eight years later she graduated from "Stonewall Jackson High School", gaining her training at the Manassas Ballet Theatre for a couple of years, and took two years of rest, to then discover "Showcase Dance Studio", where she focused in many genres including jazz, hip-hop, contemporary, modern etc. She then attended "University of Central Oklahoma", and graduated with a Bachelors of Fine Arts in Dance Performance in May 2018. In college she was so grateful to have continued to receive a dynamic training in all genres, with professors including Tina Kambour, Kimberly Loveridge, Hui Cha Poos, Robyn Pasternack, Michelle Moeller and others. She somehow found this love for modern and improvisation/contact improvisation. She believes that it is the source which allows the human mind to physicalize their thoughts and ideas through their bodies, while acting on what they are purely feeling. Through various opportunities in her college career, she was able to perform in the "American Dance Association Gala" in 2017 and 2018 featured in "Ha-Shi", choreographed by Kellie St. Pierre and Leandro Glory Demasco Jr, and "Saltwaters", choreographed by Tina Kambour. She worked with other guest artists such as Noa Shiloh, Idan Cohen, Mike Esperanza, James Gregg and Rauf Yasit, and Lavanya Raghuraman. She was also privileged to attend and perform at the "World Dance Alliance" conference in St. John's Newfoundland, Canada, in 2017, as well as the "American Dance Festival Summer Intensive" in Durham, North Carolina, in 2018. Finally she is beyond ready to start her first season with "RACE Dance Company" in Oklahoma City for the 2018-2019 season.