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Are You Ready for Lent?
We are less than three weeks away from Ash Wednesday, the beginning of the Lenten Season. This year Ash Wednesday is on Feb 14, so Lent begins early for us. (The earliest date Ash Wednesday can occur is February 4.)
The schedule of our SMT Lenten activities is listed to the right, along with the suggested list of "Ten Things to do during Lent."
The 2018 Lunar New Year is on February 16. Because this occurs on a Friday during Lent, you are not required to abstain from meat on this day. It is recommended, however, that you replace it with an appropriate penance on another day.
We have a new speaker, Fr Ronald J. Hoye, C.M. leading the annual Parish Mission, which begins on March 5th through March 7th at 7pm in the Church. Please plan to join us! It promises to be a spiritually engaging and energizing mission!
We introduced the CRS Rice Bowl project last year for Lent, which was very successful! We will continue it again this year. The Rice Bowls will be distributed on Sunday, February 11. More information will be included in the bulletin and website on these Lenten activities. Thank you for your participation.
Jesus' first preached message as he began his public ministry was, "The Kingdom of God is at hand. Repent and believe in the Gospel/Good News." (We heard this in last week's Gospel.) Repentance is something we must continually do throughout the year, not just during Lent. Lent gives us the opportunity to focus our efforts on bettering aspects of our life that will grow our relationship with God and will continue to strengthen that relationship throughout the year.
It is good to practice some form of penance during Lent (giving something up), i.e. a restriction, a discipline, a sacrifice, but this practice is not required.
Three Traditional Pillars of Lent are prayer, fasting, and almsgiving. The ultimate purpose of prayer is to "connect" with God. The image that comes to mind is Michelangelo's Creation of Adam on the ceiling of the Sistine Chapel. Because we become so busy and preoccupied with worldly things, it becomes easy to neglect God, thinking that God will understand, and we will get to him when we have time.
The problem is we will never have enough time. So, make time for God now!!! Start with one minute a day alone with God. This is how we connect with him. Listen, share yourself with Him…the relationship will grow if you spend time alone with Him. This is one practice we can begin during Lent that we can practice throughout the year. - Fr. Ben


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The term "perception is reality" can be used to describe any situation where facts are few and speculation abounds. Using the words "perception" and "reality" as synonyms requires the blending of both science and philosophy.
However, the one field of human endeavor where the blending of perception and reality can best be witnessed by we mortals is the field of politics.
The current hubbub at City Hall regarding the North & East Lubbock Community Development Co. is a perfect example of how the perception of "good ol' boy politics and back-door dealing" becomes the reality most of us on the outside are forced to accept.
My first perceptions of this matter were not flattering to our City Council, which led me to attend the City Council meeting on March 13.
I was hoping to gain information that would assure me the City of Lubbock is in good hands. My fears were not assuaged. Questions asked and assertions made by some concerned citizens were met with clever redirected questions, a tactic often used by politicians and lawyers to cast doubt as to the questioner's motivation.
There were several, in my view, well-disguised hints made as to the possibility of racial motivations being behind any questioning of the validity of this program. Really?
Council members should recuse themselves from voting on any item that has the slightest hint of any conflict of interest. Was this done? If not, shame on you! If you don't recuse, we can accuse.
JACK BRITTON KYLE/Lubbock

subset: commoncrawl


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Archive for the 'Opportunities' Category
AIA Tradeshow
Posted October 11, 2011on:
IIDA Events
Posted September 30, 2011on:
Who: All interested FSCJ students
Where: Ethan Allen
St. Johns Town Center
4939 Big Island Drive
When: Wednesday, October 12 @6:30 p.m.
What: Student Chapter Event
Historical Agenda
Scavenger Hunt
Light refreshments
Please RSVP by email to Carol Pullen by Wednesday, October 5, 2011. (firstname.lastname@example.com)
Upcoming IIDA Events
Posted September 16, 2011on:
Here is an update on some new events that have come our way, and a reminder to RSVP for some that are just around the corner.
One. CREW Jacksonville's SAFT Hard Hat Tour on September 20th, 11:00-1:00 pm. http://www.crewjax.org/ RSVP at the website.
Two. Don't forget to RSVP for the upcoming IIDA "Water as Design Medium" CEU by Monday! This event will be at Traditions in Tile on September 21st from 5:30 to 7, and dinner will be served. Please RSVP to email@example.com
Three. The Breaking Ground Facilities Tour will take place on September 29th. RSVP to email@example.com
Four. The IIDA Membership Drive, Tuesday, October 4th, from 5:30-7:30 at the Riverfront Café. More details to follow.
Five. The Third Annual AIA Trade Show on Wednesday, October 12th, from 5:00-8:00 pm at the UNF University Center. There will be a CEU presentation on "Sacred Spaces – The Houses of Worship Designed by Frank Lloyd Wright" as well as prizes including a VIP Jet Experience. Contact email@example.com with any questions and register at http://www.aiajacksonville.org/cde.cfm?event=361474 to attend the event.
Note: unfortunately, the Kimball CEU which was also on October 12 has been cancelled.
Join IIDA
Posted September 11, 2011on:
Congrats – Symphony Showhouse
Posted April 14, 2011on:
I just wanted to congratulate our seniors for making it on to the front page of the college's website for redesigning the laundry room at the symphony showhouse! Great job Summer, Vickie, Hannon, Rachel, Robin, Danielle and Megan!


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Vevo comes to Apple TV
As we previously reported Vevo has finally come to the Apple TV.
Vevo says in their press release:
"Created in partnership with our friends at Apple, VEVO on Apple TV brings VEVO's library of 75,000 HD music videos, exclusive original programming and live concert performances to Apple TV viewers. Featuring all the newest hits from Justin Timberlake, Katy Perry and Miley Cyrus to videos from years past, VEVO spans the entire spectrum of musical tastes. You can also find all of your favorite VEVO original programming – from Lyric Lines and The Comment Show to our music-meets-fashion series Stylized and behind the scenes Tour Exposed – for a TV experience to enjoy right in your living room.
Apple TV makes it easy to enjoy VEVO on your HD TV. To start watching your favorite videos instantly, just go to the Apple TV home screen. You'll see 'VEVO' has been automatically added to your channel offerings.
Our team has worked hard to create a VEVO experience specifically tailored to Apple TV. Our video library has been specially tuned for TV viewing with stunning quality, high-definition video streams."


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So while Stephen is off not getting tazered in the face as he attempts to crash Elton John's after-Oscar party, I'm going to avoid working on my paper and do some Oscar updating. Well, not so much updating as it is mocking of the entire institution and all it holds dear. Now, now, don't Fergie in your pants—I shall be updating throughout or at least for as long as I can stay awake. Here goes:
Best I'm off to a raging 80s party on the row, dude…outfit: Jessica Biel. And honestly, if this ho were really as hot as everyone claims, she'd be able to pull off wearing a garbage bag…covered in poop. But she can't even wear this and look good so come on, who's the hottie now? Exactly.
Best example of a foreign accent making all the dif: Penelope Cruz. I don't really have anything clever for this so…um…I'm gonna go….
Most appealing manwich: Diego and Gael. Muy caliente! Nst.
Best example of when not to wear a mommy-dress: Elizabeth Shue. Seriously, when would this ever be a good decision?
Best reminder of why shiny gold jackets are generally bad ideas: Jennifer Hudson. J Hud, a word of advice: when you find yourself suddenly famous, it's generally wise to look good at all times. Not everyone is as blessed as me in that department, I know, but you at least have to try.
The one who makes aging not quite as scary: Catherine Deneuve. Old laaaady!
Most creative accessory: Wolfgang Puck. Mmm…edible oscar. Although I think a wienerschnitzel would have been more appropriate and much more hilarious here.
Worst attempt at "The Britney:" Jackie Earle Haley, the pedophile from Little Children, tied with Jack Nicholson aka Rachel Green's hairless cat from "The One With the Ball."
Best use of a gospel choir: Well, let's be real, obvi it's Madonna's "Like A Prayer" video. Okay, maybe it wasn't used in the Oscars per se but this shit could use a bit of 1989 Madonna sass.
Only moment really worth watching: That totally adorable reenactment of The Devil Wears Prada between Emily Blunt, Anne Hathaway and please-be-my-second-mom Meryl Streep.
Biggest cop out: Celine Dion not singing "My Heart Will Go On." I was so prepared to relive my love that is Titanic, not for whatever crap she sang.
Best owning of Dreamgirls: Melissa Ethridge winning for best original song. What suckas–Dreamgirls was nominated for 3 of the 5 songs and they couldn't even get that right. Served!
Dreamboat of the night: and forever, Clive Owen. Nnnnnnnnssssttttt.
Most annoying embodiment of the Academy's love of patting itself on the back: Al Gore. Like, we get it: no one likes Prez Bush. No need for the references to Al Gore as president every five minutes. Or for the quick cuts to Stephen Spielberg and every other Hollywood "liberal" clapping excitedly about it. Yeah, I said it!
Total MILF of the night: Diane Keaton. Damn, lady, might as well change your name to Sassy McSasserstein.
Total DILF of the night: Peter O'Toole. Seriously, he was wearing a bowtie and purple jacket and has an accent. Plus, he's really old and didn't win so I figured he should get some sort of shout out over here, where it all really matters.
Biggest shocker: Helen Mirren as the best actress?! Forrest Whitaker as best actor?! I never would have guessed.
Worst decision of the night: Eating that ten pound bowl of cereal a minute ago. Eeesh.
Sidenote: You may be wondering why I included a picture of McGosling MOing from The Notebook. Well, I'm not entirely sure, but I think it has something to do with the fact that I just ate about fifty Cadbury eggs and need to believe in true love again by living vicariously through very attractive actors because Spring Break is in a week and I'm. So. Fat. Or it might be because Ryan Gosling is up for Best Actor and he's the only nominee I could actually give a rat's ass about…


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English Lessons Through Literature Bible Supplement - Manuscript
eBook (PDF), 200 Pages
Price: Free
This FREE download contains copywork/dictation passages from the Bible to use with all levels of English Lessons Through Literature. Levels A through D include are formatted with a choice of five different handwriting fonts: vertical cursive, slant cursive, basic italic, cursive italic, and manuscript. This book is also available for sale as a print edition. biblesupfree biblesup
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Find a psychologist near you.
Get started with three simple steps.
It's completely free to use the Sophia service.
Complete a short form
You complete a short form on your needs, personality, preferences, and location. The form takes less than five minutes to complete.
Check on availability
We check our Boston-area network of licensed psychologists to see who is available in your area and interested in working with you. On average, people searching for psychology help need to make 8 phone calls before receiving even one response. Sophia contacts psychologists on your behalf so you can see who is ready to help.
Choose from personalized matches
We guide you to select the best fit for your needs, and connect you with the psychologist of your choice. We follow up during the first few visits to collect feedback and answer questions. You aren't in this alone.


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When we say that there has been a lot of hype about Lady Gaga's first-ever perfume — we're not kidding. First, the artist herself said that it would contain 'blood and semen' (don't worry she only meant that figuratively), then Gaga leaked to her fans that the perfume was black — or "the first ever black eau de parfume" to be exact, followed by an ad in which the singer posed nude to promote it. Well, subtetly has never really been her thing.
At long last, and after much ado, you can finally buy the stuff: LADY GAGA FAME Eau de Parfum (from $55) just hit Nordstrom.
For more beauty news, check out Clarins x FEED bags, Snooki's 'Snookilicious' lipstick, and Scratch 'n' Sniff nails.


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Prison Ministry
Our Purpose: To visit the Correctional Facilities and minister to those that are incarcerated. We currently visit the Juvenile Detention Center and have future plans to extend to adult prisions. We provide worship service for those in prison and give those who have not received Christ, an opportunity to accept Him as Lord and Savior. We seek to go to the uttermost part of the earth, including prisons. We encourage every member to become a part of this ministry. In Matthew 25:35-36, Jesus says "For I was an hungred, and ye gave me meat: I was thirsty, and ye gave me drink: I was a stranger, and ye took me in: Naked, and ye clothed me: I was sick, and ye visited me: I was in prison, and ye came unto me.
Meeting Dates: Every Sunday morning at 9:30 am – 10:30 am.
Special Program: N/A
Leadership: Rev. Eric Lindsey


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Other Sports
Sports briefs: April 26
Horse racing
Rachel Alexandra prepping for Churchill's La Troienne
Rachel Alexandra, the reigning Horse of the Year, will prepare for Friday's Grade II $400,000-added La Troienne Stakes, with a work early Monday at Churchill Downs.
Majority owner Jess Jackson said earlier in the weekend the breeze will be a "light" one and "it's not going to be a bullet."
Rachel Alexandra has typically gone out with the second group of horses from trainer Steve Asmussen's barn but was out with the first set Sunday, completing her exercise by 6 a.m. She galloped 2 miles, and Scott Blasi, Asmussen's assistant, said the effort as "great."
The La Troienne, formerly known as the Louisville Stakes, is a 11⁄16-mile race for older fillies and mares on Kentucky Oaks Day.
In her 4-year-old debut, the New Orleans Ladies at Fair Grounds on March 13, Rachel Alexandra finished second to Zardana, who is also probable for the La Troienne. The loss snapped a nine-race win streak for Rachel Alexandra. Other probable starters for the La Troienne, according to the Churchill Downs racing office, include Be Fair, Careless Jewel, Distinctive Dixie, Morena and Unrivaled Belle.
Emmy Darling wins at Churchill Downs
Emmy Darling cruised to a three-length victory over She's Extreme to win the $47,740 feature race at Churchill Downs on Sunday. Emmy Darling, ridden by Calvin Borel and trained by John Sadler, moved to challenge She's Extreme at the quarter pole and then surged to the lead and was never threatened. Owned by Dawn and Ike Thrash, Emmy Darling covered the six furlongs in 1:10.23 in her first start on dirt.
Dominguez takes Aqueduct's riding title
Ramon Dominguez won his eighth straight riding title on The New York Racing Association circuit and Steve Asmussen emerged atop the trainer standings for his first meet title at the conclusion of the 19-day Spring Meet at Aqueduct Racetrack in New York.
Dominguez finished with 27 victories, eight more than David Cohen. Asmussen, the 2009 Eclipse Award-winning trainer, sent out a pair of winners Saturday and one Sunday to edge Gary Contessa 12-10. Bruce Golden was the meet's leading owner with four winners from seven starters.
Gallant Son wins Inglewood Handicap
Gallant Son took the lead on the final turn and held off a stretch rally from long shot Quindici Man for a 1¾-length victory in the $100,000 Inglewood Handicap on Sunday at Hollywood Park.
Ridden by Mike Smith, who won the same race last year aboard Madeo, Gallant Son sat fifth in the field of nine older horses in the early going, and despite going four-wide on the second turn came out of it with a two-length lead and won handily, covering 11⁄16 miles on turf in 1:39.67. Quindici Man was second, followed by Glowing Praise.
Mambo Meister opens Calder with win
Mambo Meister caught favored Pinckney Hill in the final stride Sunday to win the $100,000 Grade 3 Miami Mile, the opening day feature at Calder in Miami. Mambo Meister, ridden by Manoel Cruz, ran a mile on the turf in 1:35. The 5-year-old son of King Cugat, has eight victories in 27 starts. He won three stakes at Calder last year, including the Grade III Spend A Buck.
Bohn wins Zurich Classic by two shots
Jason Bohn won the Zurich Classic for second PGA Tour title, birdieing three of the final four holes at TPC Louisiana for a 5-under 67 and a two-stroke victory over Jeff Overton. Bohn, who completed a third-round 71 in the morning in the weather-plagued tournament, finished at 18-under 270.
Overton mounted a persistent challenge, twice tying Bohn on his way to a 66. Overton birdied the 18th, but Bohn, who made birdie putts of 5½ feet on No. 15 and 22 feet on No. 16, had to only tap in on 18 for his fifth birdie of the round.
The 37-year-old Bohn also won the 2005 B.C. Open.
■ Mark O'Meara and Nick Price teamed to beat Joey Sindelar and John Cook on the second hole of a playoff Sunday in the better-ball Liberty Mutual Legends of Golf. O'Meara, the 1998 Masters and British Open winner, won for the first time since the PGA European Tour's 2004 Dubai Desert Classic. Ken Green, making his first Champions Tour start since having his lower right leg amputated after an auto accident in June that killed his brother and girlfriend, teamed with Mike Reid and tied for 26th at 12 under.
College sports
UK softball swept at home by LSU
Kentucky's softball team stranded 15 runners combined and Louisiana State swept a doubleheader — 9-3 and 3-1 — at the UK Softball Complex on Sunday. It was Senior Day for the Wildcats, who honored Molly Johnson, Amber Matousek, Destinee Mordecai, Natalie Smith and Jennifer Young between games. The Wildcats dropped to 29-21 overall and 11-14 in the Southeastern Conference.
■ A walk-off grand slam by Monte Ketchum in the bottom of the ninth inning gave Western Kentucky's baseball team a win in the first game of a doubleheader against visiting Florida International on Sunday. Jake Wells, an Apollo graduate, broke a tie in the bottom of the seventh of game two with a two-run single to help the Hilltoppers complete the sweep.
■ Louisville's baseball team was unable to overcome a slow start and dropped Sunday's series finale to visiting Seton Hall 8-6 at Jim Patterson Stadium. The loss ended an eight-game winning streak for the Cardinals (32-7).
■ Top-seeded Tennessee's men's tennis team defeated second-seeded Florida 4-0 in the Southeastern Conference Championship at the Hilary. J. Boone Tennis Complex in Lexington. It was the third conference title for the Volunteers.
Coyotes force Game 7 against Red Wings
The Phoenix Coyotes scored their first three goals on special teams and Ilya Bryzgalov made 31 saves in a 5-2 win over the host Detroit Red Wings on Sunday that forced Game 7. Phoenix will host the final game of the first-round series on Tuesday night.
Lauri Korpikoski scored a short-handed goal 4:10 in to spark the win and keep the Coyotes alive. Mathieu Schneider snapped the Coyotes' 0-for-19 skid on the power play with a goal early in the second for a 2-0 lead, and Radim Vrbata scored with the man advantage midway through the period to restore the two-goal edge.
■ Bethanie Mattek-Sands and Liezel Huber sent the United States into the Fed Cup finals with a 6-3, 6-1 doubles victory over Russia's Elena Dementieva and Alla Kudryavtseva on Sunday at Birmingham, Ala. The Americans will meet defending champion Italy for the second straight year in the finals in November at an undetermined site in the United States. The U.S. has won a record 17 times.
Mattek-Sands beat Ekaterina Makarova 6-4, 2-6, 6-3 earlier Sunday to keep the U.S. title hopes alive. Dementieva's 7-6 (7-4), 0-6, 6-3 win over Melanie Oudin had put the Russians up 2-1.
■ Minnesota Lynx star Seimone Augustus will miss at least the start of the WNBA season after having non-cancerous tumors removed from her abdomen and lower back. Augustus, who starred in college at Louisiana State, only played in six games last season after tearing the ACL in her left knee.
The last word
Denny Hamlin, who finished fourth in NASCAR's Sprint Cup race at Talladega, Ala., on Sunday said there was a good reason for a record 88 lead changes among 29 of the 43 drivers:
"It was the biggest yo-yo effect that I've ever seen, as far as the front to the back to the middle. As hard as you tried to stay up front, there's nothing you could do to stay up there. ... From the competitive standpoint, I don't know what else you can ask for. Anybody can win this race. There's no doubt about it."


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Well done to Mrs Ewen and the Dalry Primary School Choir who sang at the Gorgie Dalry Light Switch on event on Sunday 3rd November.
Congratulations to Hannah in P4 who won the poster competition for the primary age group.
Hannah switched on the lights and also won a WH Smiths voucher. The event was well attended by pupils, parents, staff and members of the local community. It was a lovely start to the Christmas build up in school.


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Kala Jadu Specialist Tantrik
Are you looking for Kala Jadu or want to directly meet Kala Jadu Specialist Tantrik? Then, you are at the right place. Meet Astrologer Arjun Shastri who is one of the famous kala jadu specialist tantrik in India, has solved thousands of kala jadu related cases successfully and helped many customers in getting their problems solved. Astrologer Arjun Shastri gives mantra to relief from tona totka and kala jadu which is applied on you by your enemy and you are affected.
It is also known as jadu tona, tona totka, kia karaya in local languages. Actually, kala jadu is a magic or spell by which a person posses your mind. At that time, without the help of kala jadu Specialist tantrik, you cannot remove it from you. The main reason of using this kala jadu is jealousy of one person to another. Kala Jadu is very dangerous magic so that it is applied to someone that person totally out of mind.
Nowadays, Kala jadu is commonly used very frequently. Astrologer Arjun Shastri has spent many years in research of Kala jadu techniques and gets specialization in Kala jadu. He has also applied this technique on many persons and got desired results. So, here it is hard to describe full about kala jadu. But, it is our promise that Kala Jadu can easily be removed here. You have to do only one thing, just give us a call on the given numbers and get a full solution. It is guaranteed that you will never get disappointed here.
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BJP apprises EC over misuse of money in Kerala, Punducherry polls
New Delhi, May 16: The BJP on Monday (May 16) apprised the Election Commission over the alleged "misuse of money" in Kerala and Punducherry assembly election and demanded immediate action.
A delegation comprising Minister of State for Skill Development Rajiv Pratap Rudy and Lok Sabha MP Bhupendra Yadav submitted a memorandum in their regard to the Election Commission, said a Bharatiya Janata Party (BJP) statement here.
"Money, bribes in cash and kind and several other influences have been blatantly used by (Kerala's Congress-led) UDF Alliance during the campaigning of the elections.
"We bring to the commission the incontrovertible evidence of how UDF Alliance has over time pushed in big sums of money in a bid to influence the assembly elections," it said.
The delegation demanded immediate action against the UDF leaders for violating model code of conduct and also urged the commission to disqualify the delinquent candidates.


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CrossRoads Missions -Appalachia intends to improve the standard of living, raise expectations, and find hope in the grace of Christ for individuals and families in Appalachia by connecting local residents to Christ centered ministries through service projects and youth events.
CrossRoads Missions- Appalachia is based in the mountains of Eastern Kentucky. We currently serve in Floyd, Johnson and Pike Counties. We are based approximately 200 miles from Louisville, KY and Knoxville, TN.


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Fancy Leaves
Making creative salads is one of my favorite things to do in the kitchen. The combinations are endless, and I typically feel really good about my decision to make and/or eat a salad. That said, making salads can be one of the most time consuming dishes to make in the kitchen. Each element of the salad usually requires some sort of preparation, whether it's roasting, chopping, mixing, seasoning, etc. But the pay off sure is worth it. One of my new favorite salad ingredients is roasted beets that have been slightly pickled. I love the combination of beets and apples, so I created this show stopping salad and have been serving it at parties and catering events ever since. It's got all the things a salad needs: acid, fat, crunch, sweetness, leaves and salt. I got the winning "Yum" of approval from none other than my mom, a cook's toughest critic, so you should feel confident in this salad choice!Read More


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Destry J.W. Smith at The Church of Love
Come on out to the Church of Love Friday March 9th and listen to the Sounds and Stories of me, Destry Smith!
Sit yourself down, make yourself cozy and learn you some life lessons about hard lovin, heavy thinking, and modest drinking.
I'll be switching between guitar and mandolin while playing early American Folk, blues, jazz and country, as well as many original tunes that some of you have heard, as well as some new ones you haven't.
There will be snacks!
$10 suggested Donation.


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When you want to go into business for yourself, buying a franchise can be a great option. You will want to consider the various franchises that are available to you. For example, auto repair franchise opportunities are ideal if you love cars and have mechanical inclinations. However, there are a few features to look for when you choose a franchise.
Low Startup Costs
The cost of the startup can vary dramatically. Choosing a franchise allows you to understand all of the startup costs from the very beginning. The franchise will provide you with a roadmap so that you don't need to create a business plan from scratch. The cost of a franchise should be explored closely to see what you are getting that will help you succeed.
Growth Opportunities
One of your goals in business should be to have various growth opportunities. There may be opportunities to purchase multiple units. You should also receive training so that you can establish a good foundation. It will make it easier for you to grow your business to be, more profitable when you are able to leverage staff and enjoy marketing strains.
Marketing is one of the most critical components of any business. You need to get the word out there that you are in business. Choosing a franchise with a strong reputation will make it easier for you to attract business. You also want to look at what the franchise is going to provide you with in terms of marketing. Having a support system to lean on as well as proven tools that help you succeed will make it easier to run your business.
With so many franchises out there, you will need to do your research. Consider the industry you want to be in and then begin narrowing down the possibilities. A good franchise should provide you with training, support, marketing tools, as well as plenty of growth opportunities. You should also read success stories to see how other franchise owners have been able to succeed within the franchise.


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<img class="alignleft wp-image-2966 size-medium" src="http://redshoebizacademy .com/wp-content/uploads/2015/12/dreamstime_xl_49118599-300×281.jpg" alt="business idea" width="300″ height="281″ />
Stuck for your business idea? Wouldn't it be wonderful if one day we woke up with a winning formula for a business. Suddenly we realise that the world needs our business and everything just follows. Unfortunately we don't live in this type of world and even the Mark Zuckerberg's and Steve Jobs of this world had some hurdles to face along the way.
So how do you find that winning idea? Experts say that you need to come up with a lot of ideas sometimes to find one that works whilst others say that the plan you start out with might not be the reality of the business you end up with. You may fail several times before you succeed and you may face problems that you could never have planned for.
So where do you start with your business idea?
You need to identify what is needed in the market? Do you have an idea for a product or service that is in short supply but high demand and will your product be welcomed? The best place to start is with an ideas planning session. Write down your ideas and then expand on them. Try and think of all the outcomes – good and bad. Once you start to see a plan formulating think about the practicalities – does this business need investment, what equipment will you need and how are you going to tell people about your business? This is just the tip of the iceberg but it all needs to be considered. One great tip is to carry around a small notebook or make notes on your smartphone so even when you think of ideas in the oddest of places you will be able to capture them.
Who will your customers be?
Without customers you have no business. You need to research the marketplace and make sure you will have customers. Conduct research by asking people whether they would buy your products, use your service, how much they would be prepared to pay and how often they would use your business? How are you going to find your customers? Advertising is a key overhead for a lot of business and can be a large money pit if not done correctly.
How much will you charge?
This is really important before you launch a business. You need to work out if it will make enough money. If you are selling products at 50p a lot of products will need to be sold to see a return. If you are offering a service that you charge for by the hour will you be able to make enough for the amount of hours that you can work? It is important to think about the money that you need to make to make it a worthwhile investment of your time and money.
How do you start?
Make a plan, build a time line and set goals. If you are going to do it you need to do it right otherwise going into it with no particular plan or schedule could be your downfall. If you feel it is right then trust your instinct but make sure you do your research!


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When it comes to managing finances, it is important to spend your money properly. At this stage, college students develop superior skills in managing threat and critically evaluating data utilizing monetary models and methodologies. The occupation enables one from nearly any background to service the financial plans of anyone looking for help, but a monetary or math-heavy background would positively assist.
If you have one of the many financial consultants that merely try to jump on the new emerging market bandwagon by buying mutual funds in China, India, or every other nation, I advise you to train excessive warning. Non-public bankers or wealth managers are private monetary advisors who work for individuals who have some huge cash to take a position.
Price-offset: Commissions from the sale of economic products are offset against charges charged for the planning course of. Profitable consultant careers typically start with the skilled helping out in an off-the-cuff capacity. I suppose his monetary marketing consultant did not bother explaining this small detail to him.
Fidelity is dedicated to offering you the coaching and instruments needed for skilled development. Nonetheless, employment could also be tempered by the growing variety of online advisory tools, which may divert shoppers from searching for financial recommendation in particular person.
Monetary consultants work with companies or individuals to plan for his or her financial futures by offering data and steering on topics that include taxes, investments and insurance coverage choices. These independent monetary planners do not get a cut from life insurers or fund corporations.


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No Room at the Inn?
Pregnancy Clinic Sues for Rental Discrimination
A lawsuit filed Dec. 3 alleges that a clinic for women with unplanned pregnancies was denied rental space based on its beliefs.
Attorneys with Pacific Justice Institute filed the suit in Solano County Superior Court on behalf of Alpha Pregnancy Clinics, which offers women hope and alternatives in the midst of crisis pregnancies. After Alpha negotiated with the landlord, signed the lease, and submitted the first rental check, the landlord backed out, surprising the clinic by claiming it was not a good fit.
One of the building's current tenants is Planned Parenthood, the nation's largest abortion provider. In other cities and states, Planned Parenthood has sought to shut down non-profits similar to Alpha that encourage women to consider alternatives to abortion.
The lawsuit seeks specific performance of the rental contract and damages under California's Unruh Civil Rights Act. Under the lease Alpha had been scheduled to move into the building November 15. The landlord's breach of contract has left Alpha in limbo.
Brad Dacus, president of Pacific Justice Institute, commented, "During this Christmas season, it is sadly ironic that pregnant women are again being denied access to a place that could offer safety and hope. This time, though it isn't because there is no room at the inn—it is because of opposition to the pregnancy clinic's pro-life beliefs. This is not just ironic—it is illegal under California law."
Pacific Justice Institute is a non-profit legal defense organization specializing in the defense of religious freedom, parental rights, and other civil liberties. Learn more about the latest legal challenges facing Christians at pacificjustice.org.


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In 1990, I was living large. The sounds of Digital Underground in my walkman, the Knicks doing reasonably OK. I took a job as a bike messenger at Prime Time, which soon became Meteor (or visa/versa).
I was riding a street modified Fuji 10 speed, and by street modified I mean is was painted black and had the handlebars chopped. These were the days before internet and faxes and cel phones, so EVERYTHING had to be hand delivered.
On day, I was cruising south on 5th Ave just north of 23rd street. All of a sudden, my helmet strap came undone.
Unperturbed, I reconnected it while riding (I was talented that way) when out of my right eye I caught a black flash of metal. The only thing I remember is feeling the impact on my right side, the force of which felt like someone had grabbed my by the seat of my parts and flung me skywards. I also remember seeing the roofrack of this SUV that just slammed into me at 35 mph. An then, that's it, lights out.
The next thing I remember is alot of screaming. Apparently some Con-ed workers had seen this and ran out to stop traffic (The SUV that his me was long gone). With my eyes closed and sprawled in the middle of the street, I kept hearing "he's dead! He's dead!"....who's dead, me?
Like in the Wizard's of Oz, I blinked my eyes awake, saw these figures hovering over me, yet I couldn't move. Eventually, they sat and then stood me up, which is when I began to tremble uncontrollably and babble utter nonsense of a person in shock. Apparently, when I was hit I was catapulted up higher than the roof of the SUV,and then smacked down on the pavement in an exact snow angle position.
The cops showed up and "promised to do whatever it took to find the hit-and-run driver", but to my knowledge, he's still on the loose. I was taken to St Vincents and ended up escaping with a sore wrist. Needless to say, I quit that day


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Pewter Photo Frame with Jewel Edge - 2" x 3"
- Brand: Green Tree Gallery
Choose a simple yet elegant piece to make a sophisticated impression in your home. The Pewter Photo Frame with Jewel Edge features a gorgeous color with lots of tiny, rhinestone accents. This beautiful jeweled photograph frame will make an elegant statement in any room it is placed in.
- Length: 4"
- Width: 3"
- Thickness: 1/2"
Photo Opening:
- Length: 3"
- Width: 2"
Hanging Hardware: 1 - Easel Back for Vertical Display
Item not available in Hobby Lobby Stores.
Check your local store for availability.
*Marked price shown in strikethrough. Discounts provided every day; marked prices reflect general U.S. market value for similar products.
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3 Tips for Financial Planning in Your 40'sAugust 15, 2016
If you're in your 40s, you are at a time in your life when you should be doing financial planning for your future and your family's future. Many people in their 40s say they need to be saving for college tuition for their kids, putting money into a retirement account and at the same time buying a house or saving for a down payment. Financial planning experts can help you see where your savings should be going. Not having a financial plan is worse than having a bad plan! These financial planning tips are meant to help people in their 40's find balance in their lives with spending and debt.
The Tips
Establish an Emergency Fun
You should have three to six months of income in an account that's safe and liquid. You should also have in that account savings for planned expenses. For instance, if you know you will go on vacation next year, you should be setting aside money for that in your savings account. There's no right or wrong answer about how much cash to have on hand, but you need to be prepared in case your engine goes out or you lose your job.
Eliminate Credit Card Debt, Student Loans and Medical Bills
If you have credit card debt, you need to pay that down as quickly as you can. If you have student loan debt, then you should first look to see if it's tax-deductible based on your tax bracket. If not, then you should pay that off as soon as possible. In addition to financial planning, you should check the interest rates on your credit cards & student loans to see if you can get lower rates. If you have a lot of debt, you should be using all available funds to pay it off. If you have a little bit of debt you should use one-third to pay down that debt, and then use the rest for retirement savings.
Max Your Employers 401K Match
In your 40s, you should at least be saving as much in your 401(k) as your employer matches. Even if you weren't making any profit on that investment, your money doubles just because of the employer match. Every employer has a different retirement plan, you should find out how much you can contribute, and maximize your contributions up to that limit. People in their 40s can contribute up to $18,000 in a tax-deferred 401(k) in 2015.
For more information on Financial Planning Click Here.
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Financial Planning: Helping You See the Big PictureJuly 29, 2016
Do you picture yourself owning a new home, starting a business, or retiring comfortably? These are a few of the financial goals that may be important to you, and each comes with a price tag attached.
That's where financial planning comes in. Financial planning is a process that can help you target your goals by evaluating your whole financial picture, then outlining strategies that are tailored to your individual needs and available resources.
Why is financial planning important?
A comprehensive financial plan serves as a framework for organizing the pieces of your financial picture. With a financial plan in place, you'll be better able to focus on your goals and understand what it will take to reach them.
*There is no assurance that working with a financial professional will improve investment results.
Common financial goals
- Saving and investing for retirement
- Saving and investing for college
- Establishing an emergency fund
- Providing for your family in the event of your death
- Minimizing income or estate taxes
One of the main benefits of having a financial plan is that it can help you balance competing financial priorities. A financial plan will clearly show you how your financial goals are related--for example, how saving for your children's college education might impact your ability to save for retirement. Then you can use the information you've gleaned to decide how to prioritize your goals, implement specific strategies, and choose suitable products or services. Best of all, you'll know that your financial life is headed in the right direction.
The financial planning process
Creating and implementing a comprehensive financial plan generally involves working with financial professionals to:
- Develop a clear picture of your current financial situation by reviewing your income, assets, and liabilities, and evaluating your insurance coverage, your investment portfolio, your tax exposure, and your estate plan
- Establish and prioritize financial goals and time frames for achieving these goals
- Implement strategies that address your current financial weaknesses and build on your financial strengths
- Choose specific products and services that are tailored to help meet your financial objectives*
- Monitor your plan, making adjustments as your goals, time frames, or circumstances change
Some members of the team
The financial planning process can involve a number of professionals.
Financial planners typically play a central role in the process, focusing on your overall financial plan, and often coordinating the activities of other professionals who have expertise in specific areas.
Accountants or tax attorneys provide advice on federal and state tax issues.
Estate planning attorneys help you plan your estate and give advice on transferring and managing your assets before and after your death.
Insurance professionals evaluate insurance needs and recommend appropriate products and strategies. Investment advisors provide advice about investment
June 27, 2016 Page 1 of 2, see disclaimer on final page
options and asset allocation, and can help you plan a strategy to manage your investment portfolio.
The most important member of the team, however, is you. Your needs and objectives drive the team, and once you've carefully considered any recommendations, all decisions lie in your hands.
Why can't I do it myself?
You can, if you have enough time and knowledge, but developing a comprehensive financial plan may require expertise in several areas. A financial professional can give you objective information and help you weigh your alternatives, saving you time and ensuring that all angles of your financial picture are covered.
Staying on track
The financial planning process doesn't end once your initial plan has been created. Your plan should generally be reviewed at least once a year to make sure that it's up-to-date. It's also possible that you'll need to modify your plan due to changes in your personal circumstances or the economy. Here are some of the events that might trigger a review of your financial plan:
- Your goals or time horizons change
- You experience a life-changing event such as marriage, the birth of a child, health problems, or a job loss
- You have a specific or immediate financial planning need (e.g., drafting a will, managing a distribution from a retirement account, paying long-term care expenses)
- Your income or expenses substantially increase or decrease
- Your portfolio hasn't performed as expected
- You're affected by changes to the economy or tax laws
Common questions about financial planning
What if I'm too busy?
Don't wait until you're in the midst of a financial crisis before beginning the planning process. The sooner you start, the more options you may have.
Is the financial planning process complicated?
Each financial plan is tailored to the needs of the individual, so how complicated the process will be depends on your individual circumstances. But no matter what type of help you need, a financial professional will work hard to make the process as easy as possible, and will gladly answer all of your questions.
What if my spouse and I disagree?
A financial professional is trained to listen to your concerns, identify any underlying issues, and help you find common ground.
Can I still control my own finances?
Financial planning professionals make recommendations, not decisions. You retain control over your finances. Recommendations will be based on your needs, values, goals, and time frames. You decide which recommendations to follow, then work with a financial professional to implement them.
Contact Us About Your Business, Finance, Accounting or Tax Needs
What You Should Do About Student Loan DebtJuly 14, 2016
Student Loan Debt: We Can Provide the Decision-Making Details You Need
Did you know that the average student loan balance is $24,803? Student debt is taking a heavy toll on borrowers, according to an American Institute of CPAs survey, which found that 75% of respondents or their children had made personal or financial sacrifices because of monthly student loan payments. Sacrifices included putting off saving for retirement (41%); delaying car purchases (40%); postponing a home purchase (29%); and even waiting on marriage (15%).
Among the most troubling findings were that only 39% fully understood the burden that student loan debt would place on their future and 60% had at least some regrets about their decisions on financing their education. That's why it's always critical to understand the full potential impact of all your financial choices. The good news is that your CPA can help. Contact us with all your financial questions and we'll provide the knowledge and insights you need to make the best decisions for you.
Learn more about Student Loan Debt Here.
Contact Us About Your Business, Finance, Accounting or Tax Needs
How To Build a Financial Safety NetJuly 12, 2016
When an emergency happens, you don't want to scrape money from your piggy bank. If you already have a financial safety plan in place, then your protected from your next financial emergency. Setting up a cash reserve of readily available money will help you get through the toughest emergency.
How Much Money Should I Save For Emergencies?
Most financial planners recommend saving three to six months of living expenses set aside for an emergency cash reserve. The amount of money you save is different for every household and it should be based on your living circumstances. A few questions you should ask yourself are: Do you have a mortgage on your home or do you owe money on other loans? Do you have any long-term or short-term disability insurance? Are you making any payments to your child's orthodontics? Are you making monthly car payments? Some other factors you should consider include your job security, health issues, and your current income. If you don't have an emergency fund for disasters, then it will be financially devastating.
How To Start A Cash Reserve For Emergencies?
If you don't have a cash reserve or if your cash reserve is insufficient, then you should follow these simple steps to get started:
- Aggressively save your money, by using payroll deductions at work or add a savings plan to your household budget.
- Cut back on eating out, going to the movies, buying lottery tickets and other splurges that you don't really need.
- Use existing assets or liquid assets (e.g., cash on hand or assets that convert to cash within a year, such as a short-term bank certificate)
- Utilize earnings from other investments (e.g., mutual funds, stocks or bonds)
- Check into other resources you might already have. (e.g., Do you have an insurance policy with a cash value that you can borrow money from?)
A reminder: You could use your credit line as another source of funds for an emergency. However, when you borrow money it must be paid back. Usually, high interest rates are added to the borrowed money. Financial planners do not recommend using lenders as your primary resource for cash reserve.
Where Do I Keep My Cash Reserve?
Make sure your cash reserve is readily obtainable for emergencies or disasters. Most people think an FDIC-insured savings account that doesn't accumulate much interest is their only option. However, there are several outstanding options and they all have different advantages. If you look into money markets and short-term bank CD's it typically offers higher interest rates with little risk compared to low interest savings accounts.
A word of caution: Do not get money market mutual funds confused with money market deposit accounts. Money market mutual funds are not insured by the FDIC. Although the mutual fund seeks to preserve the value of your investment you could still lose the money, when you invest in a mutual fund.
If you're considering a money market mutual fund, then don't forget to read the small print from the fund's pamphlet or brochure. Ask your financial advisor for the brochure that outlines the fund's investment objectives such as the risks, fees and expenses. Read all the objectives, before you invest you money into these funds.
CD's will return your principal plus interest by a certain date, but they will also impose a large penalty if you withdraw it before maturity. If you plan on using a fixed-term investment for a cash reserve, then it is wise to stagger the maturity dates in a short period of time. The recommend time period to stagger maturity dates is between two to five months. Staggering maturity dates will ensure the availability of funds so you won't receive a penalty for early withdrawal.
Evaluate Your Cash Reserve Often
We all know that our personal and financial situations change year to year. A new baby or a new home will increase your expenses. Most financial consultants advise their clients to review their finances annually. Your cash reserve should be your protection against financial devastation.
Financial Planning Services are best done by someone who knows what they are doing and has done it for years!
Contact Us About Your Business, Finance, Accounting or Tax Needs
Looking for Financial Help? Call BigMarch 5, 2016
Looking for Financial Help? Call BIG
Have you thought about opening your own business or buying an existing company?
While the idea may have crossed your mind, you may be a bit hesitant for any number of reasons. Among those reasons may be worries over finances, taxes and cash flow.
If you're contemplating a trip on that bumpy road, you'll need someone who you trust that has a road map. That's where BIG Financial and Advisory Services can help you. They're located at 8043 Corporate Circle, Suite 2 in North Royalton.
BIG can help you get your business off the ground.
Or if your small or medium sized business is drowning in a sea of red ink, they can help you to right the ship.
Co-founders Jim Bonvissuto and Patti Sours, both CPAs, had a vision when they started the company in 2002. "We wanted to bring our executive level of expertise in working for Fortune 500 companies, large firms and private concerns, to small and medium-sized businesses at a reasonable price. But it wasn't easy in the beginning. We started off marketing traditional CPA and tax services to individuals and businesses.
We found a niche in turn-arounds and courtappointed receiverships for businesses in financial trouble. That led to a client base.
Working with the owners of these businesses also led us to a service offering of tax and financial planning to individuals and businesses" said Jim.
BIG helps long-standing businesses with finances and taxes, but Jim and Patti can help the entrepreneur get started. They utilize their experience from starting their own business 14 years ago, as well as the knowledge they gained working with many startup businesses, to help the new entrepreneur avoid some common start up problems.
"While the entrepreneur is developing a market, selling his or her services, we can handle the financial side of things," said Jim.
"We've been where the business owner has been, as an employee, as a manager, as an owner and as a consultant. We're able to pair that with both operational and technical knowledge. We can put systems in place to help companies in trouble or to those just getting started," Bonvissuto said.
Jim has been in this part of Cuyahoga County for many years. He graduated from Parma High School. He did his undergraduate work at Cleveland State and got his MBA from Baldwin-Wallace.
He was involved in building homes in this part of the County and liked this area so much he decided to open his business in North Royalton.
Another important part of Jim and Patti's business is helping businesses and individuals with financial and estate planning plus income tax preparation and planning services. Patti is also a Personal Financial Specialist (CPA/PFS) "Depending upon your age, there are different financial goals to consider. For example, in your 30s you may consider saving for a home, or getting your kids set up for school. If you are in your 50s, you may look at preparing for your retirement. It seems that every 10 years or so, our financial goals seem to change. We can help you with all of those choices," said Jim. For Jim Bonvissuto, terms like honesty and trust are not just words, but are at the core of his business. "Those words are important in every client relationship that we have," said Jim. "Our steadiness and voice of reason is of utmost important to all of our clients."
BIG Founders, Jim Bonvissuto and Patti Sours, bring executive level of expertise in working for Fortune 500 companies, large firms and private concerns, to small and medium-sized businesses at a reasonable price.
To get a hold of Jim Bonvissuto or Patti Sours, you can e-mail them at email@example.com or firstname.lastname@example.com. Their phone number is 440-884-1400.
You can also fill out the "Contact" page on their website www.bizimprove.com.
Originally Published in the Royalton Recorder of North Royalton, Ohio.
Pay Less Tax and Save For RetirementMarch 4, 2016
"The more money I make, the more taxes I have to pay, so how can I save for retirement?!"
YES you can pay lower taxes and save for retirement at the same time for example through income deferral and tax-free income generating "vehicles".
Sheltering your earned income involves employing one or more tools to minimize your current federal tax burden. There are different types of income, but earned income may be defined as wages, salaries, tips, and other employee compensation, plus net earnings from self-employment. Although numerous opportunities exist to shelter earned income from taxes, the more widely used methods include making contributions to traditional deductible IRAs and participating in employer-sponsored retirement plans. By contributing to retirement "vehicles",
you lower your current taxable income.
Although income is usually taxable, there are a number of vehicles that can produce taxfree or nontaxable income. You may be able to enjoy some portion of your income, tax free, by switching some of your investment money to these vehicles. Vehicles to consider include Roth IRAs and tax-exempt bonds.
How much income do I need for retirement?
It's common to discuss desired annual retirement income as a percentage of your current income. Depending on who you're talking to, that percentage could be anywhere from 60 to 90 percent, or even more.
Calculate the gap.
Once you have estimated your retirement income needs, take stock of your estimated fu- ture assets and income. These may come from Social Security, a retirement plan at work, a part-time job, and other sources. If estimates show that your future assets and income will fall short of what you need, the rest will have to come from additional personal retirement savings.
What works for one person isn't always the best for another.
Every individual and family has different goals and circumstances to be considered. The cliché of "one size fits all" isn't the right solu- tion when you're talking about your financial future. With all the options out there: Traditional IRA; Roth IRA; Employer plans such as 401(k), 403(b), 457(b); Annuities, Life Insur- ance, Mutual Funds, etc., how do you know what is right for you?
We are happy to help determine the best way for you to meet your goals for retirement planning, tax planning, and small business ac- counting. We are currently offering a 20% discount for tax preparation services to new clients, both individual and business. Call 440-884-1400 today for more information.
Originally Published by the Gazette Newspaper in Brecksville, Ohio.
2015 Tax Brackets. What Are they?February 23, 2016
What are the tax brackets from 2015?
Wondering what you are expected to pay based on the Tax Bracket you were in for 2015? Check it out here.
Filing Individually
Married Filing Jointly
Married Filing Sepearately
Head of Household
Trusts and Estates
7 Important Accounting Tips for Small BusinessesJanuary 31, 2016
1. Do Your Homework
Whether you are planning on starting a business or are already running one, be sure to do your research. It's important to understand the different tax forms, write-offs, laws, licensing and other requirements that apply to your business. An awareness of these policies will help protect and stabilize your business in the long run.
2. Open an Account
Creating a separate account for your business from your personal checking makes it easier for you to keep track of your business's income and makes it simpler for you to do taxes. Start with a simple business checking account and add a savings accounts if necessary. Also consider the benefits of having a business credit card to help you start building credit.
3. Keep Track of All Expenses
It is critical to the maintenance of your accounts and to the success of your business that you collect and track your expenses. This can be done by gathering receipts and recording payments. Even the infrequent meal expenses or travel costs need to be documented and handled correctly. Failing to maintain these accounts can prevent you from being able to build a reliable financial statement or prepare trustworthy reports on your tax returns. It also becomes difficult to monitor the expenses or growth of your business.
4. Bookkeeping
Accurate bookkeeping is necessary in order to compile clear and precise reports as well as determine how your business is doing. In that light, be sure to research your bookkeeping options thoroughly to ensure optimal maintenance of your accounts.
A DIY route requires tracking all of your expenses and meticulously documenting them in a spreadsheet. Then, it must be interpreted to produce clear data and exact reports. For many business owners, this option simply asks too much of them, as they have limited time that should be spent on moving their business forward, rather than on tedious accounting work.
A good option is to outsource your bookkeeping and accounting. For those that already have too much on their plate, this is the best option.
5. Establish Payroll
Whether you have your own employees or independent contractors, they all have to be paid for their services. Abiding by a payroll schedule and withholding the appropriate taxes are also steps that can complicate this process. Our services can help you check this item off your list so you and your employees can move on to bigger and better things.
6. Pay Taxes
It's important to understand the ramifications of tax expenses, deductions and payment plans when organizing your business finances. The type of business that you have will determine the kinds of tax expenses you need to anticipate. Keeping track of various tax requirements as well as deductions that you can qualify for can be difficult. Not only that, but filing taxes can be a tedious process. Our services at Your Balance Sheet can help you accurately fulfill your tax requirements.
7. Gross Margin
The term "gross margin" simply refers to the difference between the cost of the goods you sell subtracted from the revenue that you generate from the sale of those goods. This figure is a helpful determining factor to keep your eye on as your business progresses forward in future months and years.
However, in order to keep tabs on this figure, you must have consistent and organized accounting practices working in the background. At Your Balance Sheet, we're able to provide those services and provide you with consistent reports so that you can see a snapshot of your business at a moment's notice. Our accounting tips for small businesses can help you manage your business better.
These are critical and what we recommend to all of our customers who use our CPA Services in North Royalton and Cleveland Ohio.
Accounting for the Launch of Your BusinessJanuary 23, 2016
A lot of work goes into getting a small business off the ground. While finding your niche, developing and executing a business plan, and hitting the sales path hard are all extremely important, entrepreneurs
shouldn't forget about the accounting side of the business.
Jim Bonvissuto, president of BIG Financial & Advisory Services, took time recently to answer a few questions related to the initial accounting steps all business owners should keep in mind during the launch of their business.
Question: When an entrepreneur starts a business, what should they do first?
Bonvissuto: The fi rst step is to consult with a CPA. It is critical that a business has not only the appropriate accounting methodology in place day 1, but almost more importantly is the tax structure regarding entity selection, business registration, and all the federal, state and local payroll withholding tax registrations be set up properly. The second step is planning the ongoing management of the accounting and tax reporting/remittance that is required.
Question: Are there different types of entities and does it matter what type is selected?
Bonvissuto: A key issue that a startup business has to answer is what type of organization structure they want to form. A business can form as an S-Corp., C-Corp., Partnership, Sole Proprietor, and LLC. Each of these entities have diff erent tax pros and cons. The LLC structure is not recognized by the IRS and still requires you to fi le a form with the IRS to determine what type of entity you will be taxed as (S-Corp., C-Corp., Partnership, or Sole Proprietor). The entity selected for tax purposes could impact you personally anywhere from 10% to 35%.
Question: How does a business owner know when it's right to outsource accounting, or take care of it in house?
Bonvissuto: A business owner's primary focus is the day to day operations and growing the business. The accounting for the business also needs to be a priority. If there are not enough hours in the day for the owner to also handle the accounting, or they do not have the expertise in house to do so daily, they should outsource.
Question: What common mistakes do new entrepreneurs typically make when it comes to accounting? How can those mistakes be avoided?
Bonvissuto: New entrepreneurs mistake accounting as only a means to filing a tax return annually in April. Accurate and timely accounting is the key tool to a successful business. It will provide the business owner the information to make informed strategic decisions in order to avoid issues and sustain profi table growth. A few examples are: avoiding cash timing issues of when to pay bills and collect from customers, determining the best timing of advertising/marketing for a cyclical business, determining ways to increase profitability, determining whether one can afford to expand or rather should be cutting back. If the business owner does not have the accounting expertise and/or the appropriate staff in place, a CPA has the expertise to guide you in the right direction.
For more information on Tax Services in North Royalton give us a call!
IRS and 2015 Tax Filing AnnouncementDecember 24, 2015
The IRS just announced that they will begin accepting tax returns on Tuesday, Jan. 19, 2016.
January 19th comes one day earlier than the start of tax season in 2015 and the filing deadline for 2016 is Monday, April 18, 2016.
The IRS Comissioner John Koskinen stated that, "We look forward to opening the 2016 tax season on time and our employees have been working hard throughout the year to make this happen. We also appreciate the help from the nation's tax professionals and the software community, who are critical to helping taxpayers during the filing season."
This year the IRS expects to receive over 150 million individual returns in 2016, and just over four out of ever five returns being prepared using tax filing software and as well as being e-filed.
This is our reminder to not procrastinate when filing this year and think of us when you or someone you know is in need of quality tax and CPA services in North Royalton.


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By KATY GANZ
Staff Writer
MILLERSBURG -- In Holmes and Wayne counties, people struggling with mental illnesses and their families are not alone.
"For me, it was like a family. The feeling of being listened to, the support and a very nonjudgmental atmosphere," said Barb Buchwalter. "And, what kept me coming back is I didn't know there were other people that had similar feelings to me or concerns but, right away, I found out there were other people who have been where I was."
Buchwalter started attending the Advocates for Mental Health of Wayne and Holmes Counties' support group meetings in 2000, after a friend invited her to visit. That visit changed her life.
"Before, it didn't feel like I belonged to my family," she said. "I didn't have relationships with my family. I was too ill. Now, my husband and my family are a priority."
The National Alliance on Mental Illness of Wayne and Holmes Counties, a family support group and Advocates for Mental Health, a peer support group, are joining to create the Wayne Holmes Mental Health Coalition.
"NAMI tries to provide meetings, support groups and encouragement for family members of those with mental illness," said NAMI President Connie Besancon.
Providing support for family members falls in line nicely with the mission of Advocates for Mental Health, which is to provide similar services for people trying to recover from a mental illness, said Helen Walkerly, co-chairwoman of the board of Advocates for Mental Health.
"We are really excited about bringing those two groups together because we have the same issues of supporting people with mental health problems," Walkerly said. "We both have the same goal of educating people and destigmatizing mental illness."
Advocates for Mental Health offers a Monday night discussion group for those with a mental illness, as well as a Wednesday group that fluctuates between art projects, writing activities and game nights.
"It's been a way of getting together with other people with the same issues and people who understand what's going on," said Joan Nunley, both a support group member and the organization's treasurer.
"It's not just, 'Pull yourself up by your boot straps.' They understand the pain of bipolar or depression," she said.
While most people think of major depression when they think of mental illness, the group offers support for people struggling from a spectrum of mental health issues, including anxiety and obsessive compulsive disorder, Walkerly said.
The group also started offering a two-day Wellness Action Recovery Plan workshop.
Nunley helps teach the W.R.A.P. workshop with Buchwalter.
A W.R.A.P. is a list of tools, coping techniques and self-help skills that a person can use for dealing with triggers and signs of a possible relapse. For Nunley, her plan includes deep breathing to cope with situations of stress and anxiety.
"It's not something that can just be developed in a real short amount of time," Buchwalter said. "It takes a lot of thought and planning because what works for one person may not work for another."
Family members need support as well, Besancon said.
"It's often a lot of worrying because with a person with a mental issue it affects how they mentally think about certain things," Besancon said.
Suicide is a family member's ultimate fear, she said.
"That's a huge worry for family members in that their loved one might hurt themselves," Besancon said.
Besancon helps soothe those fears by offering support and an educational program called Family to Family. The workshop is offered once or twice a year and is one night a week for 12 weeks.
"It offers facts. How to get treatment, medications, side-effects," Besancon said. "We teach them communications skills for in a crisis, how to talk to someone."
NAMI raises funds through its May Walk for Wellness. The funds pay for teacher training for the Family to Family program as well as crisis intervention training for police officers.
"... Some other things we support are the Suicide Prevention Coalition, we help them organize their meetings," Besancon said.
The group also started a student support group, Caring Actions Reaching Everyone.
Aside from helping people with mental illnesses and their families, NAMI and Advocates try to remove the stigma sometimes associated with mental illness by educating the community.
"When we read in the news and hear about people doing things that are very violent ... and they say they have a mental illness, what they don't say is it's an untreated mental illness," Walkerly said. "With treatment, people can recover.
"I'm just in awe of the people that overcome things," Walkerly said. "I know I've observed that people can overcome and they can recover and they can lead productive lives with support and treatment."
For more information visit www.whmhrb.org/nami.htm or www.ohio-recovery-network.org.
Reporter Katy Ganz can be reached at 330-674-1811 or e-mail email@example.com.


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The thoracic spine has for a long time been the 'Cinderella' region of the spine. There has been a lesser research focus to the thoracic region compared with the cervical and lumbar spine, and there continues to be a limited understanding of the aetiology and epidemiology of a range of neuromusculoskeletal presentations which have an anatomical connection to the thoracic spine. This paper firstly, provides a critical evaluation of the available evidence to
In the past 100 years, running shoes experienced dramatic changes. The question then arises whether or not running shoes (or sport shoes in general) influence the frequency of running injuries at all. This paper addresses five aspects related to running injuries and shoe selection, including (1) the changes in running injuries over the past 40 years, (2) the relationship between sport shoes, sport inserts and running injuries, (3) previously researched mechanisms of injury related to footwear and two new paradigms for injury prevention including (4) the 'preferred movement path' and (5) the 'comfort filter'.
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The smart, compact soundbar for your TV.
The Sonos BEAM has just been announced, the newest addition to the Sonos Home Sound System.
With the Sonos Beam, you can listen to your favourite music, TV, movies and more in rich, detailed sound. Easy voice control allows you to turn it up without taking your eyes off the action or your hands off the game controller. And at a compact 25.6 inches, it won't block the TV or overwhelm the living room space.
Easy voice control
Five far-field microphones detect your voice from any direction, anywhere in the room, even when the music is blasting.
TV, movies, video games and more
Upgrade the sound while streaming, watching TV, or trying out the latest video games. Stream from any of the 50 music services supported by Sonos.
Compact Size
At only 25.6 inches long, Sonos Beam won't hang off furniture, block the TV or overwhelm your space.
Just two cords
Plug Sonos Beam into power and then connect it to your TV using the HDMI cord. That's it. Forget the tangled mess of traditional home theater systems.
Balanced sound
Four elliptical full-range woofers and one tweeter harmonize low and high frequencies. Three passive radiators intensify and deepen bass, eliminating the need for an accompanying subwoofer.
Listen in any room or every room
Play a movie in the living room, a podcast in the kitchen, or the same song everywhere when you set up multiple speakers.
Privacy when you want it
When the microphone LED is on, Alexa is ready for a voice command. When the light is off, the microphone is off
Immersive sound. Put yourself at the center of movies, shows, music and games with rich, detailed sound and warm bass.
Thoughtful design. With a curved silhouette and soft finishes, Sonos Beam looks perfectly at home next to your furnishings.
Better over time. Your experience is always improving. And soon you'll be able to hear more of your favorite apps out loud with Airplay.
Better TV control with Alexa and FireTV Beam and Alexa work together to make TV watching a little easier and more fun. You can use Beam with the latest Alexa-enabled video streaming devices, such as Fire TV, to unlock more hands-free control. You can find, launch and control video streaming content using voice control and even change channels with supported apps.
How do I get started with Beam and Fire TV? In a supported country you need: an Amazon Fire TV, a TV with HDMI ARC + CEC support, a spare HDMI port on your TV for Fire TV, WiFi and an Amazon account. Who is it for? Any Sonos Beam owner who wants to go from TV off to watching their favourite video streaming, hands-free.
AirPlay comes to Sonos in July AirPlay 2 will be available on Sonos in July. AirPlay 2 will unlock all sounds from devices in the Apple ecosystem, including Netflix, YouTube, and any app on an iOS device. Speakers supporting the latest AirPlay 2 update include the new Sonos Beam, Sonos One, Playbase, and the second generation Play:5. And, with a single supported speaker, AirPlay content can be streamed to other Sonos speakers in the system as well. Customers enjoying Apple AirPlay 2 on Sonos will also gain a new voice experience with the addition of Siri. Ask for any track, album, or playlist on Apple Music by using an iOS device to start playing on Sonos.
Tech Spec
Amplifier section
|Multiroom possible (other units required)
|Speaker Configuration
|Is it networkable?
|Yes, either by wire or wireless
|Remote Control
|No remote control included, Apple app available, Android app available
Stock check
If this item is showing as in stock
Then good news, it should be in stock and ready to ship to you.
You should get your item within 1-2 working days depending on what time you place your order. Larger TVs 65" and above can take longer due to the size and weight.
If you'd like to double check then do feel free to give us a call on 0345 5577 335 and we'll be happy to confirm the stock level for you.
If this item is showing as back order
Then not so good news I'm afraid, but don't worry too much - the goods are still readily available from the supplier so it should only take a week or two to get it in for you.
You don't need to pay us now if your item is on back order. Simply choose the 'call me for payment' option when you place your order and we'll call you when the item is in stock – it's as easy as that. We'll also give you an estimated delivery date once we've got your order.
If you'd like to check on how long it will take before you place an order then why not give us a call on 0345 5577 335 and we'll be happy to help.
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We stop you from buying goods if we don't know how long it will take so you won't even be able to even place an order online. That's how hard it is to get stock! You can still call us on 0345 5577 335 and we'll check to see how long it might take to get them in for you.


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According to the Game & Wildlife Conservation Trust?s (GWCT) pre-season red grouse counts, this year?s red grouse season is going to be a record-beater. Scientists reported that, despite suffering the harshest winter weather conditions for 30 years, red grouse have thrived.
In northern England, Dr David Baines, upland research director with the GWCT, said: ?This has been an extraordinary year for grouse in northern England, probably an all-time record-setter by quite a margin. July 2010 densities have increased by 56 per cent from July 2009 from an average of 187 birds per square kilometre across our 30 count sites to 292 birds per square kilometre this year. Of the four regions of northern England in which we conduct counts (Northern Dales, Southern Dales and Peak, North York Moors and Bowland), only in Bowland did average densities drop below 300 birds per square kilometre. One moor had an all-time record count of 671 birds, which probably equates to a density of more than 1,000 birds per square kilometre, when corrected for the amount of the area counted.?
The rest of this article appears in 11th August issue of Shooting Times.
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The parts of the game under focus were World vs World and the Heart of Thorns maps, all of which received substantial makeovers or, in the case of HoT, nerfs. Seldom can such extreme pruning and cutting have been greeted with such enthusiasm.
The ever-unpopular Desert Borderlands had their barricades torn down, their bridges widened and their annoying House of Fun mechanics toned down or switched off altogether. Where once awkward jump pads or dangerous scrambles provided the fastest routes now hastily bodged-in ramps make access to key areas faster and less fatal.
That all went down well with everyone other than the awkward cusses who professed to have liked the DBLs all along, although I can sense a certain nervousness around the impending return of the Alpine Borderlands among those who can now see the potential in the new maps that was previously hidden behind the Extreme Sports aesthetic.
Almost universally welcomed was the addition of sPvP style "Reward Tracks" to WvW. I've long been of the belief that adding extrinsic rewards to game modes in order to encourage more people to try them is counter-productive. There's some real-world evidence for this.
Given that "lack of rewards" has been one of the top three complaints about WvW since launch, though, rather than fight the concept I can only comment on the execution, which is not at all bad. It's a cut-and-paste from SpVP, for sure, with just one new track specific to WvW added, but it adds some flavor and more stuff is more stuff, however you cut it.
One very clever move was giving Commanders the option to allocate a portion of the reward credit accrued by a squad to specific squaddies, who might be away from the main action on guard or scout duty, tagging siege or walking the commander's basenji.
The main problem with that is that it feeds off a new "Participation" mechanic, whereby players' activity is tallied over the fifteen minute intervals between "ticks", finalizing and handing out permanent reward credit only at the "tick", when the War Score is incremented. That just happens to be the exact same mechanic that this patch removed from the PvE Heart of Maguuma maps (the new, official, name for what has sometimes been referred to as Magus Falls). A little consistency would be nice.
Last night the second shoe dropped for WvW as
It hasn't been half a day yet so how all this will pan out is anyone's guess but by far the strongest reaction on the forums was outrage at the huge queues, hundreds strong and hours long, that most servers had at reset. I suspect that will be seen as a big win at Anet Towers. If nothing else the changes will have at least attracted the interest of a lot of dormant players who are now piling back in to see if the game they didn't like enough to keep playing has anything left to offer.
That, in a nutshell, is the overriding theme of the Spring Update: do whatever it takes to get people back through the doors. The suspicion is that Heart of Thorns under-performed at launch and then proceeded to tank hard, dragging the rest of the game down with it. Colin Johansen fell (or was pushed) onto his sword, leaving Mike "Two Hats" O'Brien to awaken from his slumber, remount his shining charger and ride in to Save The Game.
And on this evidence he just might. The WvW changes, while not by any means perfect or complete, have been better received than anything done for or to the game mode since launch. The threads on the Forum are positively glimmering with faint praise. As for the downgrades to difficulty and upgrades to rewards for PvE in Heart of Thorns, if map chat is anything to go by people there are even happier.
No longer do you need to commit a minimum of an hour, maybe as long as two, just to be sure of getting the loot you came for. Participation has been replaced by straightforward as-it-happens, by the event rewards. You can drop in, do two or three events and leave or you can stay all day; it's up to you. Either way you get something worth having.
And what you get has improved. A lot. The reward tables have been fleshed out and plumped up. The various chests have more in them and better. The event rewards have a chance for desirable drops including Ascended items. The rate at which the various map currencies accrue is many times faster.
There's a permanent 50% increase in xp for killing mobs, the hated "diminishing returns" debuff that discouraged farming and grinding is gone, there's increased frequency of access and reduced difficulty for Adventures. Many existing events have been restructured and many new events added to facilitate solo and small group play.
I soloed one Veteran mob last night that was flagged as an event. It took about twenty seconds (berserker staff ele - ymmv) and I got better rewards than I would have expected from fifteen or twenty minutes of Old HoT.
Oh, and you now get a free upgrade to level 80 with every purchase of Heart of Thorns, complete with all the gear you need and all the waypoints opened so you can jump straight into the expansion content without any of that tedious leveling nonsense. If you already have HoT and all your character slots are filled with 80s, don't worry - you get a big pack of goodies including dyes and some gold.
ANet are on a major love offensive with this update, that's obvious. The "new" regime is clearly prepared to break with any and all of the precepts of the team that got us to where we were until last Tuesday. The new mantra is "give the punters what they want". We even got autoloot in WvW and our old fireball graphics back. It's almost as though someone was actually listening to feedback!
Take dungeons: I don't do them myself so I have no anecdotal evidence to offer but it looks as though there has been a complete climb down on the aggressive decision taken months ago to all but kill that game mode off. Now the talk is all about how that was "unnecessary" and there are new rewards and plenty of encouragement to get back underground.
There's more - a lot more. It's all in the mother of all patch notes if anyone wants the full details. The key takeaway, though, is that this seems to be about the best-received update I can remember for the game and that's almost entirely down to a complete 180 degree change of direction.
This update acknowledges what the majority of players and commentators have been saying for half a year or more: Heart of Thorns was misconceived, aimed at the wrong demographic (and missed it, too) and was bad for the future of the game. I actually liked HoT a lot more than I expected but I'm certain I'd have liked it a lot more, even than that, had it launched in this latest version.
The "Buy Heart of Thorns" pop up is back in the corner of the screen for my non-HoT accounts. Having done the unpleasant and humiliating work to make the expansion more palatable to those players who voted without their wallets, ANet naturally want to reap the reward of more sales.
I would already have recommended HoT because, as I said, I've enjoyed it and I feel I got my money's worth long ago. This re-envisioning is even easier to recommend. It's slicker, more polished, better-targeted and more accessible. Whereas I previously had no plans to add HoT to my second or third accounts, not because of the value but because I wouldn't have wanted to repeat the required grind, now it's quite likely that one or both will receive the upgrade at some point.
GW2's Spring Update isn't a second coming on the scale of FFXIV:A Realm Reborn but it's a major change of direction that bodes very favorably indeed for the second expansion. If they really have learned their lesson, as, on this evidence, it appears they may have, then the next expansion could be a real cracker!


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People drive for hours to get a glimpse of the northern lights, or hike for days to reach the peak of Mount Kilimanjaro. Heck, the guide books could add just about any dusty old building into their top ten and crowds will flock over land, sea, or sky to see it. But there is a wonder of the world that is forgotten about in the travel guides—the glorious female form. Great for snaps, interesting to learn more about, and full of culture—it's a crime to leave this sight unexplored. We count down the ten best places in the world to find (and hopefully meet) the sexiest women in the world.
10) Sweden
It may be a little chilly but you'll find an abundance of Scandinavian sex pots to melt the ice in Sweden. Now there are many history books (or blogs, whatever) that say during raids of England, the Vikings stole and took home the most beautiful ladies. We don't know if this is entirely true but we sure wish those women are around once we visit the place. P.S. Did somebody say sauna?
9) Venezuela
Did you know that Venezuela has won more major international pageant titles than any other country? Miss Universe, Miss World, Miss International, and Miss Earth are regular announcers of V victory. If you're not convinced, then check out current Miss Venezula Sthefany Gutiérrez. One word: Sí.
8) Malaysia
For those after a short-haul flight, look no further than Malaysia, for a nearby island of beauties await you at touchdown. Malaysia is full of stunning corners even in the most remote of areas. And the food—spicy like the women. We highly recommend.
7) France
Home of burlesque, we checked out the Crazy Horse cabaret show on our last trip to Paris and you know what the programme said? "These are the most beautiful girls in the world." It's always wise not to argue with French advertising, so we'll take that and pop it on our top ten. Their buns are quite impressive, after all. Oh là là.
6) Lebanon
There are certainly some sparkly gems to be found in the middle-east, and our hot spot for the shiniest of jewels can be found in Lebanon. Lebanese women seem to have a natural air of sophistication, coupled up with a warm desert glow and designer gear; we're not sure how men over there get any work done with these honeys floating around.
5) South Africa
Cape Town is a wonderful place to visit on safari—you'll find zebra, cheetahs, and lions, and erm, shockingly attractive humans. There are a lot of tall, sun-kissed women in bikinis all over this country, and we're not complaining.
4) Brazil
We can bet Victoria's Secret scouts begin their search in Brazil. The country is a cooker of the hottest of the hot, and if you need any more proof then let's reel out some names off the top of our heads—Gisele Bundchen, Flavia De Oliveira, Adriana Lima and our fave, Alessandro Ambrosio.
3) Australia
Maybe it's all the surfing, maybe it's all the fresh fish, or maybe it's years of looking up to Elle 'The Body' McPherson. Aussie girls seem to be up for it, sporty and can hold down a stiff drink. Win, win, win. A bit of Margot Robbie, anyone?
2) South Korea
South Korean girls have long been seducing men worldwide with their sassy K-Pop dance moves, scandalous K-Drama storylines, and alluring fashion. While their neighbours in Japan are more about the cute factor, South Korean women have the looks and the swagger to turn the heads of even the luckiest of attached gentlemen. We're suddenly craving Kimchee.
1) Philippines
Too busy or no funds to get away for some international sightseeing? Don't worry, we have some of the finest ladies right here. Our Filipinas are gorgeous, down to earth, speak our language and there's no need for re-location on either side if things go swell. So get to know the local talent, if its slim pickings in your neighbourhood then you know where the beauties will be heading once Boracay has a makeover…


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This year God has pushed me all the way out of my comfort zone to trust Him FULLY. Like not with just the small stuff, not just once in a while but like every second of the day and with BIG STUFF, like my rent. Most of you may be like "How are you not trusting Him to get your rent?" Well I'm a freelancer and up until the end of last year I had a part-time job that fully covered my rent. When my hours were cut significantly, my trust and faith were tested. I'm not going to lie I was panicking, I was doing everything I thought I should to figure out "What to do?" Continue reading "Trusting God"
Tag: zara
Why I'm Still Single
Last night I got asked, "Why don't you ever have a man?" And honestly there's no simple answer to that other than, "I'm waiting on God's best." He isn't perfect he's just perfect for me. I made a pact with God after my last relationship and said "I don't want to date until the one you have for me is revealed." Needless to say I didn't think that I'd be still #LivingSingle 5 years later. On this journey of waiting and working I have realized a few things.
Getting Wiggy with It
A few months ago KRS Hair Group sent me the Knatural Course 16″/18″/20″ Wig from their Knappy Hair Extensions Collection. The first time I wore it, I didn't know exactly what I was doing but I was in love with it. I styled it with a flat twist out to make it wavy. But as my friend pointed out later I had to leave out some of my own hair. I tried that on Halloween and it was a strong NO. So recently I saw another friend get her bangs cut so I was like I can do that with the wig, Bangs = No Leave Out! I cut the bangs myself and I think it turned out pretty good.
NYFW: What I Wore
I'm still buzzing from fashion week. Check out my looks from each day and comment below to let me know which one is your favorite.
Day 1
Dress H&M (similar)| Belt Brighton | Bag Vintage | Shoes Mix No. 6 (similar)| Sunglasses Forever 21
Continue reading "NYFW: What I Wore"
Feature – Fashion Arch
A few weeks ago I was approached by Louise of Fashion Arch to be her Style Arch of the Month. Of course I said "YES!!!" So we hit the streets of Brooklyn for a mini shoot.
Daytime Metallics
Metallics are sometimes not the easiest things to pull off, especially for a daytime outfit. To take your metallic items to daytime with these easy steps.
Continue reading "Daytime Metallics"
Hayden-Harnett Two Way Tote
It's starting to look a lot like spring here in New York. What better accessory for Spring and Summer than my Hayden-Harnett Two Way Tote. I love this bag it holds everything and It's reversible, I can wear it two ways, white or silver. The bag is super soft leather and also comes with a zipper pouch for small belongings. The only con about the bag is how easily the with side gets dirty. I started wearing it on the silver side and lined the inside with the dust bag but by the time I was ready to wear it on the white side it was still dirty. As for the rest of my outfit, I opted for a very simple palette to play off the bag. I decided that the white side would pop more, I didn't want it to get lost competing with silver on silver with the jacket. I kept my accessories pretty simple today with a silver two tier necklace from Zara and a few random bracelets. As you should know by now these are my go to heels, I just love the simplicity of them.
What's you go to accessory this Spring/Summer? Go check out HaydenHarnett.com for the Two Way Tote and all their other fabulous bags.
Tote gifted by The Riviere Agency.Shot by Jerris Madison
Jacket Blue Pearl | Tank Nike | Jeans H&M | Shoes Cathy Jean | Necklace Zara | Bag Hayden Harnett Two Way Tote


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Fountaine Pajot Lipari 41 to Make West Coast Debut
Byline: The Log Staff
LONG BEACH — The new Fountaine Pajot Lipari 41 catamaran will make its West Coast debut at the upcoming Strictly Sail Long Beach Boat Show, Oct. 18-21. New Fountaine Pajot dealer West Coast Multihulls plans a "grand coming out party and open house" to commemorate the event.
"The Lipari will arrive just a few weeks before the show, so she'll be showroom new," explained West Coast Multihulls president Kurt Jerman. "I watched this exact boat coming together at the factory in France last spring, so it's very exciting to see it arrive here on the West Coast."
The Lipari 41 is, both in size and pricing, considered in the sweet spot of a large part of the California catamaran buyers' market, Jerman said. Fountaine Pajot was founded in France in 1976 and is a leading builder of cruising catamarans, with more than 30 models and thousands of boats delivered.
West Coast Multihulls will also have a new Corsair Sprint 750 on hand, a new Weta 4.4 sport trimaran and representation from the company's charter operation and sailing school, offering discounted sailing opportunities.
West Coast Multihulls is a boat dealer, brokerage, charter company and sailing school focusing on multihulls. It is run by a team of dedicated catamaran and trimaran sailors with thousands of sea miles and decades of combined experience.
Founded in 1999, West Coast Multihulls' main sales/charter/school office is located at San Diego's Shelter Cove Marina, 2240 Shelter Island Drive, Suite 100.
To learn more about the Fountaine Pajot Lipari 41 and West Coast Multihulls, call Jerman at (619) 571-3513.