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Par SundayCozad dans Accueil le 3 Février 2019 à 06:00
Dry rug cleaning is a different to having your rug shampooed and also deep cleansed. It is a more recent type of area rug cleaning that is different than all other damp and completely dry cleansing techniques that have actually been typically used. With this sort of cleansing, just sufficient moisture is utilized to use up any dust left behind after vacuuming. Some rug cleansing services advise this kind of cleaning for woollen rugs to regulate irritants and keep its initial appearance. Wool is the most usual product utilized to make hand made carpets. They are resistant to soil as well as are extremely sturdy. Most are additionally safe as well as non-allergenic. Because they have this natural resistance, it is far better to retain these qualities as well as utilize cleaning practices that do not lower these qualities in the carpet. This is one reason that completely dry carpet cleaning is really useful to anyone who has a hand made rug.
Cleaning agent is not used to do the cleaning, https://www.colomba.bg/profesionalno-pochistvane/na-vhodove and that indicates there will certainly be not deposit left in your carpet either. With much less water being utilized to clean, the carpet will dry out quicker. A last advantage of this certain location carpet cleansing method is that it is ecologically pleasant.
Most rug cleaning company use biodegradable cleansing options that effectively clean the rug without posturing any kind of hazard to your house, family, or the setting. There are several approaches for dry cleaning up a rug. With all methods, washing is not required. Some business use a foam item that they spray on the carpet. Others use a cotton hood that makes use of a spinning technique to deeply clean the rug as well as soak up all the dust. One various other approach includes a substance just like saw dust that has a little wetness. A device evenly uses the material to the rug and also the dust holds on to it. After it has dried, a vacuum cleaner is used to get the cleansing product together with all the dust it has actually drawn in. Consult your regional carpet cleansers to see which techniques they provide as well as if they are ideal for your carpet.
Having your carpet cleansed occasionally is really important. Vacuuming it as soon as a week will remove all loosened dirt and prevent an over wealth from working deep into the stack of the rug. If you do not have your rug cleaned the dust will set right into the fibers of your rug and will certainly begin to cut them and also trigger it to put on much faster. Do normal upkeep on your carpet as well as have it cleansed at least every five years so it will keep its original appearance as well as continue to be a beneficial component of your residence design.
Dry carpet cleaning is an alternative to having your carpet shampooed and also deep cleansed. It is a newer kind of area rug cleansing that is various than all other damp and also dry cleansing techniques that have been generally used. Some carpet cleansing solutions suggest this kind of cleaning for wool rugs to manage irritants and also keep its initial appearance. A lot of rug cleansing services make use of eco-friendly cleaning options that properly cleanse the carpet without posing any kind of threat to your home, household, or the environment. Check with your local carpet cleansers to see which methods they supply and if they are appropriate for your rug.
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During the month of September, get 12 months of no interest financing on purchases of at least $500 Fender, Squire, Gretsch and SWR products at Avalon Music! Just stay current with 12 monthly payments to GE Money and pay no interest. Thanks to Fender USA and GE Money for this special promotion and letting you get your gear now!
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|Evil thoughts
|Page 1 of 1
|Guest [ Mon Dec 15, 2008 7:36 pm ]
|Post subject:
|Evil thoughts
Abhidhamma in a nutshell - xv:
Evil thoughts
@ Wednesday, 10 December 2008 / Shamika SOYSA
Recall the third episode titled 'When committing evil acts' and the story of 'Bruce'. Eight types of Consciousness rooted in Attachment (Lobha Mulika Chiththas) were explained at first in that episode. In addition to other Chethasikas which were featured in common, following three Chethasikas are particular to Lobha Mulika Chiththas. They are together bundled as Lobha Thrikaya.
(5) Lobha - Attachment
Similar explanation could be given as in the third episode. Lobha or attachment is the likeness, lust, greed or passion for beautiful, attractive or desirable sensual objects. This Chethasika is contained in all eight types of Lobha Mulika Chiththas.
(6) Ditthi - False view
Impression that there is no sin and merit, no results of bad kamma, nothing wrong with doing any evil act to accomplish one's mission is a 'False View'. 'Ditthi' refers to this false view. In expansion this is the Michcha Ditthi. This Chethasika is contained in four of the Ditthigatha Samprayuktha Lobha Mulika Chiththas.
(7) Mana - Conceit
This is the mental state of thinking that self is more supreme than another (Seiya Mana), equal to another (Sadhisa Mana) or minor than another (Heena Mana) based on undue facts. For example, Dewadatta equalised himself with the Buddha as he was his brother-in-law. He tried to become the Buddha by killing him just as Ajasattha became King by killing his father. This is also an immoral mental state and contain in four of the Ditthigatha Viprayuktha Lobha Mulika Chiththas.
The next four Chethasikas bundled by the name 'Dwesha Chathushkaya' particularly contain in two of the Consciousness rooted in ill-will or aversion (Dwesha Mulika Chiththas).
(8) Dosha - Hatred
This is simply the anger, hatred, ill-will or aversion which arises with a Dwesha Mulika Chiththas. There it was named as Patigha.
(9) Issa - Jealousy
This is the mental state of jealousy. It is the characteristic of envying others prosperity and success. It is the incapability of bearing others being treated reasonably. Obviously jealousy is connected with hatred so are contained in Dwesha Mulika Chiththas.
(10) Machchariya - Avarice
This is the concealment of one's own property. It is the dislikeness of others knowing that oneself has wealth or property. Mattakundali's story is the best example for this feature. When Dwesha Mulika Chiththas arise due to a reason of this nature, Machchariya Chethasika is present.
(11) Kukkuchcha - Worry
This is one of the hindrances taken together with Uddhachcha. This is the remorse over committed evil and good that is not done. Its chief characteristic is grieving and repenting over these two situations.
The next two Chethasikas are mentioned together in many texts. However, in Abhidhamma they are two Chethasikas usually arise together. These two are also together taken as one of the hindrances. These two may arise in five of the prompted or Sasankharika Chiththas out of 12 types of Akusala Chiththas.
(12) Thina - Sloth
This is the shrinking state or laziness of mind. It pulls from back of mind engaging in work. It is opposed to the effort or Viriya Chethasika. It is the sickness of the mind.
(13) Midhdha - Torpor
As Thina is the sickness of mind, Middha is the sickness of mental factors. It is the gloomy state or laziness of mental states. Yet again it drags one of doing any work and opposed to the effort.
(14) Vichikichcha - Doubt
Vichikichcha is the mental state that it is incapable of deciding that it is as such. This is again one of the Five Hindrances and commonly known as the doubt about eight places such as Buddha and Dhamma.
Thus ends 14 types of Immoral Mental States. It should be mentioned again that the above explanation of these Chethasikas are very simply done to lay a foundation on basics of Abhidhamma. One who wishes to learn in depth is advised to read advanced Abhidhamma Books.
A Manual of Abhidhamma by Narada Maha Thera
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CU*BASE Core Processing
The core solution for your credit union
Enterprise processing with established links to third-party vendors.
The signature CU*BASE system combines the processing power of a proven, feature-rich application with business logic and middleware standards designed to promote integration with third party systems. This open business philosophy empowers clients to expand into new, dynamic processes on a level rarely found with traditional packages.
Choose your environment: ASP or In-House Processing.
Both models provide the same powerful enterprise processing capabilities for all size credit unions, so your decision can be based on environment preference, not functionality differences. Each environment provides high-speed link access to select business partners, virtual education and technical and client support services. You can always rely on our help managing data communications and network access, and a single delivery channel for services like online banking, A2A transfers, ATM/Debit card and online credit card offerings.
Reasonably priced state-of-the-art technology, in a feature-rich environment.
The CU*BASE processing system is the core solution that provides the features and functionality that surpass those of "traditional" solutions, without the need for costly third party add-ons. The foundation of this environment relies on the IBM System i® for Business server and its fully integrated DB2 database. This system delivers industry-leading technology with unrivaled customer satisfaction at a very low cost of ownership. Tiered security levels and history of 99.9% uptime provide the perfect blend of features, functionality, and performance.
Affordable, powerful processing capabilities.
Member Service
- Integrated e-receipt and photo ID capture, with options for complete electronic document management
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- Expanded functions for mortgage escrow analysis, student loan processing, and participation lending
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- Office Off Trial Balance (OTB) feature provides batch file upload/download to select third party vendors
- Built-in regulatory compliance tools like AIRES downloads, OFAC, and FIDM
- Online general ledger and accounts payable systems
- Audit Tracker single menu option for performing internal audit processes
- Automated 5300 Call Report tools included as standard
- Array of fingertip data mining research tools such as Where Your Members Shop, & Where Your Members Borrow intended to easily extract and graphically present member data
- ALM style forecasting tools as based upon live member data
- Unique transaction analysis tools for better understanding members and non-members by age and membership relationship, providing built in member contact lists for targeted marketing opportunities
- Powerful custom report tool designed to provide access to every CU*BASE data field


text: part of has part duct exocrine system exocrine gland A gland that secretes products (excluding hormones and other chemical messengers) into ducts (duct glands) which lead directly into the external environment[WP]. Typical exocrine glands include sweat glands, salivary glands, mammary glands, stomach, liver, pancreas AEO:0000097 BTO:0000765 CALOHA:TS-2012 Currently this is logically defined by the system it belongs to, but a better system may be base this on presence/absence of ducts. However, the dual nature of the liver should be taken into consideration here. Consider adding subclasses EHDAA2:0003097 EMAPA:35327 FMA:9596 GAID:34 MA:0002564 MESH:D005088 NCIT:C12712 UBERON:0002365 UMLS:C0015282 ducted gland glandula exocrina uberon gland


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Pipe perfect whip cream rosettes without worrying they will weep or separate before serving. Whip Cream Stabilizer is a fine white powder made from a unique combination of tapioca maltodextrin, modified tapioca starch and xanthan gum. It is quick dissolving and is perfect for production pastry to garnish cakes and desserts.
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East Africa Baptist School of Theology is centred in Nairobi, the largest city in East Africa and capital city of Kenya. We are headquartered in the Lavington area of Nairobi just 8.5 km west of city centre. Our main campus resides on the property of Emmanuel Baptist Church, between Ngong Road and Gitanga Road just off Kingara Road. Many conveniences operate within walking distance from this location.
Since EABST is able to offer classes via local churches throughout Nairobi and beyond, some classes may be held somewhere other than Emmanuel Baptist Church. See the News & Events page for specific instructions on individual classes being offered at other locations.
To reach us by mail:
PO Box 76558 – 00508, Nairobi, Kenya
To reach us by email:
To reach us by phone:
+254 708 802 375


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About the service
Population Health is an umbrella term for the application of strategies and interventions to defined groups of individuals in order to maintain or improve the health outcomes at the lowest necessary cost.
Population health analytics is the enabler and key driver of PHM. Analytics helps users to understand a population's priority needs, identify effective and efficient solutions, target individuals who will benefit and monitor the impact.
PHM enables a shift in focus from organisations that either buy or deliver care, to the population as the organising principle of the health and care system. PHM provides a new perspective, where the unit of analysis is no longer activity, but people:
PHM is a set of practices that deliver a response to unsustainable health and care systems, where demand isn't effectively managed and health inequalities are entrenched. With rising demand, complexity, widening inequalities with finite resources, the approach taken to manage the health of the population needs to change fundamentally.
To improve the health outcomes of the population and reduce variation, the organisation and management of the healthcare delivery system is required to change in a manner that makes it more clinically effective, more cost effective, safer and ultimately sustainable.
Who for? Everyone.
Citizens who fund, observe and experience the health and care system will be the primary focus of, and beneficiaries from, a PHM approach. Through the effective integration of care that is focused on the needs of the individual, within any defined population, care will be more tailored, well-coordinated and personal.
The primary users of analytical outputs within a PHM approach will include commissioners at a strategic level, service providers at an operational level, and patients to support self-care.
Who benefits? Everyone.
Patients, recipients, payers and providers will all benefit from an improved ability of the care system to deliver necessary care within available resources.
Patients benefit through the ability of the system to identify and prevent 'triple fail' events – occurences of poor experiences, that provide poor outcomes and cost a lot.
All care providers, across social, primary, community and secondary care will benefit through improved coordination and reduction in avoidable contacts. As the marshals of an integrated health and care team, GP practices will have the ability to manage patients across a wider set of integrated services which will release their time and make better use of resources.
Commissioners will have the opportunity to fund health and care delivery differently, replacing a model that is based on payment for providing activity to the sick with one that pays for improvements in achievable patient outcomes and maintaining health. This will release money in the system by reducing the rate of high cost preventable events.


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Buy here
Thursday, February 12, 2009
Gucci spotting
We've seen the canvas logo'ed version of the Gucci Hysteria on Suzanne Khan Roshan before, here's Karisma Kapoor with the black leather version as seen at Farah Khan's party.
Posted by chicbollywood at 1:20 PM
1 comment:
i like it... its good to carry such understated bag/clutch sometimes.
- February 12, 2009 at 1:40 PM
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Home > Travel & Outdoor Gear > Sleeping Bags & Pads > Accessories > Thermarest Lumbar Pillow
Thermarest Lumbar Pillow
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product description
Add back support to any seat! Drawing on our pressure mapping technology, the Thermarest Lumbar Pillow features die-cut foam down the center to reduce pressure along the spine, while maintaining density on the sides for the lateral support. It's self-inflating to allow a personalized level of support and can be adjusted with one hand to add critical comfort to bad seats anywhere.
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text: NHS finances are almost at breaking point. Since 2010, the unprecedented slowdown in funding growth and rising demand have made it increasingly difficult for the health service to live within its means. But what does this mean for people who access health services, and how can they examine the effect of financial pressures on their local health system? As part of an in-depth project that we are conducting over the next 6 months, this page examines the six ways in which patients can experience issues in access to care.


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Telecommunication Engineering is concerned with communicating information at a distance. It is strongly associated with data communications, largely because of the tendency to encode, compress and encrypt all information, and because of the growing importance of digital and wireless (e.g. mobile telephony) networks. Today, telecommunication is widespread and devices that assist the process, such as the television, radio and telephone, are common in many parts of the world. Telecommunication systems are generally designed by telecommunication engineers. Telecommunication Engineers design, develop, test and maintain telecommunications systems. Telecommunication is an important part of the world economy with the telecommunication industry's revenue being placed at just under 3 percent of the gross world product. Programme Educational Objectives (PEOs)
Program Learning Outcomes (PLO)
For further information please contact
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The Los Angeles Times asks whether President Donald Trump is a "textbook racist." Rolling Stone magazine, currently up for sale after being sued into oblivion for publishing fake news, published an article in August titled, "Donald Trump's Long History of Racism." A SportsCenter hostess from ESPN received a two week suspension for calling the president a "white supremacist."
Wouldn't you love to be a fly on the wall when these fully converged, leftwing institutions find out that black and Hispanic employment has gone up significantly in the first year of the Trump presidency?
You get the feeling that even if these squawkers were to acknowledge that the employment numbers are positive for minorities, they would sniff in response, "Well, yes, but they aren't good jobs!"
After we have been reliably reassured for almost two years straight that Donald Trump wants to bring back slavery, how is it possible that blacks and Hispanics are better off now than a year ago? It's almost as if the media lied to us!
Black unemployment in November fell to 7.3 percent. To put that into perspective, the last time that black unemployment was at 7.3 percent was in the year 2000. The percentage of blacks out of work peaked at 16.8 percent in 2010 under Obama, the highest it had been in three decades.
Hispanic unemployment fell even further year to year, from 5.7 to 4.7 percent. Less than one year into the Trump presidency, millions of Americans are back to work, stocks are booming, unemployment is at a 17-year low and economic outlook is more positive than at any time during the doldrums of the Obama economy. The New York Fed has revised the fourth quarter growth of 2017 to 3.98 percent, the highest it has been in years.
All of the credit for this rests squarely on President Trump's shoulders. Congress scored no legislative accomplishments at all in the first eleven months of the year. The president has done a tremendous job at deregulation, which has partly impacted the job market. But the elephant in the room which none of the globalists want to address — and which they hope you will not notice — is that legal and illegal immigration are down under the Trump administration.
Following the high-profile arrests of illegal aliens, border crossings fell to a trickle for the first nine months of 2017. Fear of deportation kept hundreds of thousands of potential unskilled workers out of the country, which in turn reduced competition for many entry-level jobs. As much as globalists hate to admit it (in fact, they will never admit it), illegal immigration hits the black and Hispanic workers in America the hardest. They are the ones mainly competing for unskilled jobs against the illegals.
An incident from early in Obama's first term perfectly highlights the contempt held by globalists for black and Hispanic American workers. In June of 2009, Buzzfeed reports that a supervisor at Hamilton Growers in Moultire, Georgia announced over a loudspeaker, "All you black American people, f— you all. Just go to the office and pick up your check."
Hamilton Growers supplies fresh vegetables to WalMart and Green Giant, and its cheap foreign guest workers had just arrived from Mexico with H-2 visas in hand. All of the American pickers, primarily blacks, were fired and replaced with cheaper foreign labor. Hamilton Growers ended up settling a lawsuit with the workers a couple of years later, but asserts that the supervisor never dropped the F-bomb when it fired the Americans. Either way, the act was hostile and contemptuous toward American workers who were trying to support their own families, in favor of seasonal foreigners.
The farm workers in Moultrie are not alone. By 2015, the Migration Policy Institute estimates that there were 22.6 million foreign workers in America on temporary visas. Skilled electronics engineers and computer programmers in Silicon Valley likewise found themselves replaced by foreign laborers who will work more cheaply.
Although Congress will likely resist him tooth and nail, President Trump has stated that he plans to end the worst excesses of our terrible immigration policy, starting with chain migration. In new statistics just released by the White House, it turns out that 70 percent of all immigration to the United States is now driven by familial relations.
A single immigrant who lands on American soil can set off a chain reaction that brings in 120 additional people. Many are distant relatives at best. Many are completely unskilled and uneducated, and are destined to become lifelong welfare cases to be supported by the American taxpayers.
This is a form of national suicide and President Trump is one of the few people in office in America today who is trying to take our nation's finger off the trigger. Only one out of every fifteen immigrants admitted to the United States today is brought in on the basis of skills.
In hard numbers, America has admitted 9.3 million immigrants over the last ten years. 8,742,000 of them were brought in because they were related to someone who already got in. How was this good for America, at a time when our own factories were shutting down and being shipped overseas to China, Vietnam and other nations? No one seems to have an answer to that question, other than to offer empty replies about how "diversity is our strength" or to throw up a straw man argument that conservatives wish to split up families.
We still have a long road to get America back to prosperity. The damage that has been done to our nation by globalism, outsourcing and mass immigration will take years to undo. Senate Majority Leader Mitch McConnell and House Speaker Paul Ryan love foreign workers, so it will be difficult to get them to agree to any significant reduction in chain immigration.
It remains to be seen how much further the President will be able to impact the numbers. But now that we have hard data to back up our arguments, it will be fun to trigger the liberal snowflakes who point and shriek "Racist!" at President Trump. Just remind them that unemployment for blacks was twice as high under Barack Obama!


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It's hard to know what to say about two Churches of Christ partnering in a missions endeavor. Our fellowship has a lot of water under the bridge on that particular point. Yet, the thing that makes it hard to find the words is the very same thing that makes it such an exhilarating, beautiful thing. Perhaps "exhilarating" and "beautiful" are not the words that those involved in working out the practical details of partnership would choose, but they are the right words in my view.
As Cedar Lane and Shiloh Road proceed to develop a mutual understanding of missionary care, accountability, and so on, more and more time and energy is expended for the sake of empowering the best possible work in Arequipa. The cost of the process raises a reasonable question: Is there an easier way to do this? Certainly, we could conceive of each church taking care of a missionary family, which would seem to entail less difficulty. There are probably other options as well. The team asked for the present arrangement, however, and I want to share some of our reasons.
When we began fundraising, we did not know whether Shiloh or Cedar Lane would be in a position to focus their missions efforts on us. We always believed, though, that it is only fitting for the churches that raised us to follow through, so to speak. Even if none of us had heard it explicitly, it was clear that we had been formed spiritually with intentionality, if not specifically for this task, then for this kind of task. The next step for a church that successfully produces missionaries is to send them. Of course. It strikes me as the most natural thing, then, that two churches with missionaries on the same team would combine their efforts. It is a sign of the oneness of God and his Kingdom, which is bigger than any of our local concerns.
But that leaves these good churches supporting us simply because of who (and what) we are. In fact, we asked both churches to support the work rather than the missionaries. Dr. Huffard spoke about this persuasively during his Saturday morning session. The sending church's partnership is with the planted church rather than planters. Such Kingdom vision is long-term, not contingent upon what field workers come and go, or what moments seem to be successes or failures. The mission is done when the work is done, not when particular missionaries come off the field. To encourage this approach, we avoided dividing up our support needs by family. We asked both churches to share the burden of the whole, and they have risen to that challenge. In turn, they find themselves in a partnership with each other as well.
In addition to these both being our home congregations and the fittingness of supporting the work rather than a family, one other point contributes to my choice of adjectives. It is that, despite our collective history, despite often ill-conceived notions of congregational autonomy, despite the anxiety that cooperation always entails, I get to witness the unity of purpose in the mission of God between these Christians that is the essence of God's universal Kingdom. There is nothing more godly than the kind of unity that lets people know about Jesus (Jn 17.23).
By way of update, three of the Cedar Lane elders—Tom and Linda Clark, Ken and Suzanne Smith, and Steve and Margaret Bills, along with Mrs. Clark's mother, Jewell Rives—attended the "Taste of Arequipa" dinner night. They also took the opportunity to meet with the Shiloh elders. Ken Smith extended a brief greeting and statement about partnership with Shiloh during the Sunday morning assembly. This was the formal beginning of what we hope will be a long and fruitful relationship. We are grateful to those who made the long trip in order to make it happen.


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eBay's mission is to be the world's favourite destination for discovering great value and unique selection
eBay appear to have started to make post purchase contact easier for buyers by displaying a seller's telephone number on the mobile app after a purchase has been made.
The seller's phone number was spotted by Laura of Selling On eBay UK but I've not seen it on any purchases on my eBay Android App so we don't know how often it appears.
It would appear likely that the phone number is being pulled from the information you specify to manage your buyers questions so if you haven't specified it yet then we'd highly recommend that you do so.
If displaying the seller's telephone number becomes more commonplace after the sale, then this is likely to be welcomed by sellers who need contact with their buyers either for custom made items or for large and heavy goods that need a specific delivery slot pre-arranged when the buyer will definitely be home. However as it still relies on eBay displaying the number and then the buyer noticing it, the display still isn't quite as convenient as having contact details in listings.
A phone number also doesn't solve the problem for sellers who need buyers to send images via email for printing. eBay (and indeed Amazon UK) both need more robust processes in place to enable trade in personalised items.
I have recently spotted this too when I made a purchase, also I've received calls from my customers stating my Tel No appeared in the listing after purchase.
This is definitely a step forward after the recent communication changes by EBay.
eBay's mission is to be the world's favourite destination for discovering great value and unique selection


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Posted by Andy G on May 15, 2014
Many customers still want a sign they can customize. This is an ideal solution for that. The sign tiles stack to the horizontally and vertically. They are very easy to program, and the keyboard is wireless!
Might this sign work for your indoor or outdoor need? Please check out the modular led signs and let us know of any questions you may have.


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The Wunderkammer
Cow horn box white
This box is made of white cow bone on the outside. On the inside the box is made of beautiful polished wood. Treasure your jewelry, little secrets or handkerchiefs in a wonderful place.
Height 10.5 cm x Width 31 cm x Depth 22.5 cm
Weight 2.8 kg


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Description: Google is a well-known and often used tool to search for information. Many don't know that there are certain search operators and tools embedded in Google search that may be used to find desired information quicker and easier. This course reviews basic, intermediate and advanced search operators and techniques as well as other useful Google tools that are available. Your new search skills are tested throughout the course with 10 short case study questions. Table of Contents
Delivery Method: Online QAS Self Study.
Level: Overview.
Prerequisites: None
Advanced Preparation: None


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Teeing Off a Hopeful Christmas
Thanks to Ian Borlase and West Watford Golfing Society, New Hope recently received a donation of £1,000 to support the costs of Christmas activities within its services.
New Hope's early intervention service for people who are rough sleeping, the Haven Support Centre, will cook and serve a full roast buffet for an expected 20-25 service users. The manager of the Rough Sleeping Prevention Service said "it's important for us to provide a safe, welcoming space for rough sleepers over Christmas. We hope it will help them feel hope in this difficult time of year."
The Tenancy Sustainment Team (TST) met with the service users they support who live in their own accommodation and have arranged a subsidised group meal out at a local affordable restaurant. A TST support worker said "Christmas can be a lonely time for our service users. This meal out is a great opportunity to socialise and for bonding between staff, service users and their peers."
New Hope House will be hosting a communal roast dinner for the residents where Christmas jumpers are optional as for some, Christmas can be a very difficult time. The manager feels that "it's nice to offer the family, homely atmosphere for those who want that, but it's an opportunity for everyone to make the day their own."
New Hope would like to thank Mr Borlase and West Watford Golfing Society for their kindness each year in supporting the Christmas Dinners across their services. Such generous support will ensure that the service users will receive the support and hope they need in this difficult season.


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DIY Looms and Tools
I started a group on Ravelry for DIY tools and it has been going strong for some time. it occured to me that the same concept would be good to have here. there are many great tutorials and plans out there to build your own looms and tools. this group could serve as a place to gather info together to make it easier to find... and to give feedback on our experiences using that information. i can also be a place to show our handmade tools and what we make with them!
some of us build our own because we can't afford the cost of comercially produced tools.
there are lost of small loom options to let new weavers experiment and learn before jumping into the investment of a larger loom.
others love the act of creating the tools we use or the beauty of quality craftsmenship and materials.
no matter what type of DIYer you are, you are welcome here!
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$4 Bloody Mary $3.50 Mimosas $6.50 Beach Orange Crush
*FRIED TROUT- served with two eggs, hash browns and toast or a biscuit…$8.95
*WESTERN SCRAMBLE- scrambled eggs with peppers, onion, ham and cheese served with hash browns and toast or biscuit. $8.95
*PIMENTO FRIED GREEN TOMATO BENNY-fried green tomatoes and pimento cheese over English muffins topped with poached eggs and drizzled with hollandaise served with hash browns…$9.95
*RAPPAHANNOCK BENNY– fried oysters over English muffins topped with poached eggs and drizzled with hollandaise served with hash browns… $11.95
*CANADIAN BENNY- grilled canadian bacon over toasted english muffins topped with poached eggs and drizzled with hollandaise served with hash browns… $8.95
SHORT STACK PANCAKES…$3.25 (served until 11am )
*EARLY BIRD…2 eggs with bacon or sausage and 1 pancake. $5.95 (served until 11am )
SMOTHERED PORK CHOPS- smothered in onion gravy served with mashed potatoes and green beans $8.95
BBQ PLATTER- served with corn pudding and collards. $8.95
FRIED TROUT PLATTER— served with fries and slaw…$10.95
GRILLED OR FRIED CATFISH PLATTER – served with your choice of two sides… $11.95
FRIED OYSTER PLATTER– served with potato salad and slaw. $16.95
FRIED SHRIMP PLATTER –served with choice of two sides…$12.95
TURKEY REUBEN- roasted turkey swiss, thousand island and coleslaw on grilled rye served with fries. $8.95
CHICKEN SALAD SANDWICH– on wheat toast served with fruit… $8.95
CATFISH, SHRIMP OR OYSTER PO' BOY-topped with lettuce, pickle and remoulade served with slaw… $10.95
GRILLED CHICKEN OR SHRIMP SALAD– over a bed of mixed greens with tomatoes, cucumbers, onion and carrots with your choice of dressing…$ 10.95
Potato or Navy Bean
Cup….$3.00 Bowl….$4.50
Bowl of Soup with a Grilled Cheese $7.50 OR Bowl of Soup with a Grilled Ham and Cheese $8.50
DESSERTS : Banana Pudding
Warning* Eggs and burgers are cooked to order. Consuming undercooked eggs and/or meat may increae your risk of food borne illness.


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A literary café and miniature museum in the house next to the home of the Russian poet Anna Akhmatova.
Good beef medallions and other bistro-style dishes, delicious desserts and very good wine. Thoroughly central European in feel.
The modest house where the renowned poet Anna Akhmatova lived, now a museum devoted to her life and work, is one of the best places to eat in town.
Having been warned by her father not to disgrace the family by aspiring to be a poet, she spurned her family name of Gurenko and styled herself Akhmatova, a pen name she took from Ahmet Khan, a forebear descended from Genghis Khan.
As a modernist she sought to bring clarity back to poetry, rejecting the vagueness of the symbolists – such as the work of Maximilian Voloshin – in favour of precise concrete imagery. But Akhmatova, now an icon of Russian literature of whom the Crimeans are most proud, fell foul of the authorities under Stalin and was denounced for, among other crimes, writing poetry that was full of mysticism and eroticism…


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Aurora Safari in Tromso area
Join the Aurora Safari in Tromso area – taking you to the best places for seeing the Northern Lights:
a comfortable and social Northern Lights Safari to private base stations in Tromso area, with local hospitality and high chances of Northern Lights.
There are five private and safe base stations located in different areas to cover different weather regimes. The base stations offer a local host, warm shelters (lavvu or other building), toilet facilities, thermal winter suits, tripods, outside benches and campfire (weather permitting).
This is an optional add-on package with excursion & overnight in Tromso, which you can add to your Northern Lights trip booked through Fjord Travel Norway. The additional night will be at the same hotel as the rest of the tour. The add-on option will appear during the tour booking process, with prices and details
Based on the operator's experience of more than 14 years, around 3,500 Northern Lights Safaris, the latest weather forecast, wind direction and the hosts at the Base Stations, they choose the Base Station or stations with the best chances of clear sky and, therefore, of experiencing the Northern Lights.
If the weather changes and clouds move in, they check with their network if it would be better to move to another location. And if so, they finish the meal, hot drinks and "lefse" before leaving to look for clear skies somewhere else. In these circumstances, they will stay along the roads searching for a clear sky.
Their focus on this trip is always to show you the Northern Lights!
What to bring: Warm clothes & boots, hat, scarf and mittens
• A knowledgeable and dedicated English-speaking Northern Lights guide
• Transport by comfortable coach with on-board toilet
• Beautiful Northern Lights video shown on the coach
• Hot soup, hot chocolate/coffee/tea and a sweet local cake (lefse) Vegetarian soup can be requested
• Access to a high-resolution group photo link (via Facebook)
• About 20 warm overalls for use during the stay at the Base Station
• About 10 tripods for use during the stay at the Base Station
• Advice from your guide about how to take Aurora photos
Duration: 5-7 hours
Number of guests: 2-100
Difficulty level: Very easy. Suitable for children. No wheelchair access
Our Northern Lights trips to Tromso:
Northern Lights cruise trip
Northern Lights cruise & Snow hotel
Tromso Winter Adventure, 3 nights (included in the tour)
Northern Lights Safari, 5 nights (included in the tour)
Ice hotel, Northern Lights and Tromso, 6 nights
View all our Northern Lights Tours & Cruises


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Get cheesy this weekend!
Sunday is National Cheese Lover's Day! According to cheese.com, the average American consumes about 31 pounds of cheese each year.
Cheese may be made from milk from cows, goats, sheep and even buffalo, reindeer and camels. There are more than 900 cheese types, classified by taste and texture. The primary classifications and some examples are: fresh cheese (ricotta); soft cheese (feta); semi-soft cheese (fontina); semi-hard cheese (Gouda); hard cheese (Cheddar); double or triple creme cheese (Brillat-Savarin); blue cheese (Gorgonzola); washed rind cheese (Limburger); and bloomy rind cheese (Brie).
Pick up your favorite artisan cheese and cook a cheesy dish for dinner Sunday in honor of National Cheese Lover's Day. Matt Rubiner of Rubiner's Cheesemongers & Grocers in Great Barrington has shared two of his favorite recipes with the Eagle.
A couple years back, we competed in a fondue competition,— a fonduel, if you will — against several notable East Coast cheesemongers. We lost. Or at least we didn't win, despite our ringer, the great Erhard Wendt, late of the Williamsville Inn, who is German, which is sort of like Swiss. The judges seem to favor elaborate "fondues" loaded with meats, peppers, vegetables and all sorts of non-traditional cheeses, over our purist sensibilities. For us, fondue is one or another Alpine cheese, melted with wine and spirits. All else is nacho topping.
Our fondue recipe (the insides of Rubi's fondue sandwich) calls for the three classic fondue cheeses: Emmentaler, Gruyere and Appenzeller, Generally, we use none of these. We rarely have any Emmentaler, our old Gruy re melts too stringy, and there are other pungent, Appenzeller-like cheeses we prefer. Pick one or more not too hard, bendy-textured Alpine style cheeses. Consult your cheesemonger, or other trained fondue specialist.
Use whatever leftover dry white wine you have. The alcohol cooks off, so teetotalers needn't fear. For the spirit (and don't skip the spirit!) we like Slivovitz, a fiery clear plum brandy from one or another of the pieces of former Yugoslavia. Recipes will often call for a cherry brandy called Kirsch. But don't use cheap Kirsch or your fondue will taste like maraschino cherries, which in a Manhattan is delicious, but in cheese is gross.
Anyway, here's the recipe:
Serves 5 to 6 as appetizers.
1 1/4 pounds Emmenthaler, Gruyere and Appenzeller, or other combination of not-too-hard Alpine-style cheeses, totaling 1 1/4 pounds
1 large clove Garlic
1 1/2 cup dry white wine
6 tablespoons Slivovitz (plum brandy) or clear fruit-based eau-de-vie of your choice
2 teaspoons Flour
Freshly ground white pepper and nutmeg to taste (optional; I really don't know why it's here)
Heat the wine and garlic in a heavy saucepan over medium heat. When the wine is hot, remove the garlic. Add cheese. Skip the white pepper and nutmeg unless you insist. Stir over medium heat until the cheese melts. Whisk the flour and brandy together and add to the cheese mixture. Boil gently, stirring for a few minutes. Transfer saucepan to a candle warmer or fondue stand. Serve with cubes of good slightly stale or oven-dried bread.
It's pronounced rabbit. Not sure why they spelled rabbit like that. Nor is anyone else. Even Wikipedia is vague on the matter. The name does appear to have some rabbity origins, however. Some say the Welsh — notorious cheese lovers and incompetent rabbit hunters — had to substitute cheese for rabbit meat lest they grow peckish after a failed hunt. Another source claims that Welsh peasants were not allowed to eat rabbits hunted on the estates of the local nobles, so they had to make do with melted cheese (see Crocker, Betty). As for me, I'll take bubbling, melting cheese over rabbit any day, especially after the loss of poor Amy (don't ask).
Makes around 8 rarebits.
1 pound Cheddar, Lancashire, Cheshire, Wensleydale, Red Leicester or similar cheese, coarsely grated.
1 cup beer (we use one or another slightly bitter ale)
1 tablespoon butter
1 tablespoon flour
1 teaspoon Worcestershire sauce
1/2 teaspoon salt
1/2 teaspoon sweet paprika
2 tablespoons dry mustard powder
Black pepper to taste
Melt the butter in a double boiler or bain-marie. Whisk in the flour until it forms a a smooth paste. Add beer and whisk until the mixture has slightly thickened. Add cheese and whisk until melted. Whisk in seasonings. (There's an awful lot of whisking in this recipe.)
At this point, most people would pour the rarebit over toasted bread and set under the broiler until the cheese is browned and bubbling. At the cafe, we let it congeal overnight, then spread it on two pieces of way-too-buttered bread, sandwich style, wrap the sandwich in parchment and grill it for 5 minutes. You can try this at home in a frying pan, without the parchment, but it will be gloriously messy.
If you'd like to leave a comment (or a tip or a question) about this story with the editors, please email us. We also welcome letters to the editor for publication; you can do that by filling out our letters form and submitting it to the newsroom.


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The Most Expensive Flight in the World Costs $38,000
Have an extra 40 grand? Consider flying Etihad Airways on its newest route, which connects Mumbai and New York City via Abu Dhabi. You'll need twice that amount if you want to make it a return flight.
For $38,000, passengers can book a one-way ticket on Etihad's infamous Residence, a private cabin that includes a bedroom, lounge, and private bathroom. The Residence exists only on Etihad Airways' Airbus A380, which has the distinction of being the largest passenger plane in the world.
The previous record for most expensive commercial flight was also held by Etihad—for $32,000, the carrier took passengers from New York to Abu Dhabi.
Aside from 125 square feet of space, $38,000 gets a passenger a private butler, a personalized menu by an inflight chef, and concierge service—including a luxury chauffeur, private check-in, and lounge.
Check out these photos of the Residence below:


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Miss Mustard Seed's Antiquing Wax - 2 oz (Small)
This fine museum quality wax is based on an old family recipe. It is made from beeswax with a little carnauba wax and is then lightly tinted to a rich brown, perfect for creating an authentically aged finish on a piece of painted furniture. It is easy to apply, provides a durable finish with a beautiful luster and has almost no odor.
According to Miss Mustard Seed, using Miss Mustard Seed Antiquing Wax, "From an artistic standpoint, I think it's best used on a piece with a lot of texture/carvings/details/etc. or over a brighter color to knock the edge off a bit
Apply it in a small area, working it into all of the low points with a brush (this is hard to do with a cloth.) You don't have to use a wax brush, but any brush you don't mind smushing around a bit.
Wipe away the excess with a cotton cloth, leaving the wax in the low points. (Since the wax is pigmented, I would suggest wearing some gloves.) This simulates the "dirt" that can accumulate in the nooks and crannies over time. Think about it…when a piece is dusted, the cloth only hits the high points, leaving the dirt and dust to build up in the low points. By mimicking this, you're giving the piece instant, authentic-looking patina."
*Small 2 ounce size covers about 100 square feet and the larger 7 ounce size covers about 350 square feet.


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St Lucia – Thylacines, Potfish and a Stairway to Heaven/
The propeller driven plane from St Vincent to St Lucia was only about half full – 20 or so people. We arrived at the small George F. Charles airport in Castries that handles regional flights.
At Immigration we were streamed into Locals/CARICOM (Caribbean countries) and Foreigners, with us being the only Foreigners. Looks like a quick passage through Immigration. The Officer asks, "first visit to St Lucia?"
"Yes" we reply.
"Oh my pen doesn't work." She disappears briefly before reappearing with a replacement pen. "Enjoy your stay" she says. That was painless.
Next stop Customs. We hand the Customs man our passports. He says something (sum-ting) with a thick West Indian accent, similar to the cricket commentator Michael Holding. We have no idea what he said, but we're used to this by now. You can overhear entire conversations between local people through the Caribbean, in what is purportedly English, and have no clue as to what they are talking about. As tourists people tend to slow right down and annunciate so that we stand a fighting chance of getting their message.
"Sorry, can you repeat that please?"
"OK, mon, j' no d' thylacine?" I think he said thylacine. I thought I'd heard something the first time that sounded a bit like "thylacine" but assumed I was wrong.
"Thylacine?" I ask.
"Yes" he says, the Tasmanian tiger, j' no it?"
We explain that we come from Tasmania, the land of the thylacine. He's impressed. He apparently has had a great interest in the thylacine since seeing a documentary on it many years ago. "J' tink it's still dare?" We tell him that, despite the fact that it is officially extinct, many people think there is chance that it still survives in one of Tasmania's isolated mountain valleys in the south west of the island. He seems very pleased with this news. No need to inspect our bags. "Have a nice stay in St Lucia".
Thus was our arrival in the friendly small island nation of St Lucia, which sits to the north of St Vincent and the Grenadines and to the south of Martinique.
Gros Islet
Our first few nights were at Gros Islet. Gros Islet is a 15 - 20 minute drive to the north of Castries (the capital). It is a small village made up of colourful, wooden shacks along a nice beach. There are a couple of tourist resorts nearby and the bigger resort town of Rodney Bay is a 5 minute drive to the south.
We settle in to the pleasant Bay Guesthouse which is right on the water, and our hostess Stephanie provides us with some useful info on Gros Islet. It is Saturday evening and she recommends the fish barbeque at Duke's (about 200 metres away).
We decide to take her advice and after a short stroll around the town we head for Duke's. It's early. A few people are drinking Pitons (the local beer) and chillin'. The cooks are preparing large meshed grills of fish ready to be barbequed. The friendly owner spots us and provides us with a number on a small plastic card. "Number 4 – you'll be the 4th ones served, so hang onto this".
As the smell of cooking fish wafts through the evening, people start to appear in greater numbers. We are pleased to have our number 4 card.
The choices are tuna, dorado and potfish. What's potfish? We have it explained that it is smaller than tuna, has a few bones, but very sweet flesh. It's caught using pots, hence the name. The cooks announce that the first mesh grill is ready and it's potfish. We decide to give it a go. Yes, a bit boney, but delicious. It's served with rice and garlic sauce -EC20 /$AUS10 /$US7. Not bad, and washed down with a chilled Piton.
Next day, Sunday, we head for Pigeon Island, less than a kilometre to the north of our Guesthouse.
Pigeon Island was fortified by the British in the 18th Century by Admiral Rodney (hence Rodney Bay) to keep an eye on the French on Martinique only 20 or so klms to the north. It is a St Lucia National Trust site.
It turned out to be just about the perfect day out – history (with the fortifications and other historic buildings all explained with interpretation boards), hiking and views (from the two high points of the island where lookout was kept), swimming and snorkelling (at the two beaches on the protected side), and a very nice little restaurant, Jambe De Bois, where we enjoyed "fish filled rotis" and local rum punch. The restaurant was named after the first European settler/pirate who was based here and raided passing ships, and he did indeed have a wooden leg (how's your French?)
All this available for EC18.69/$US7/$AUS10 entrance to the park.
The walk from Bay Guesthouse to Pigeon Island goes along the beach. At one point you meet the Landings Resort. When this was built some years ago they wanted to put in a small internal marina which meant creating an outlet to the sea and hence through the beach. To get permission to do this they needed to guarantee access to all the beach as the beaches are public in St Lucia. Rather than have non-guests walking through the resort they decided to put in a "ferry". When you arrive at either side of the crossing you ring a bell and someone from the resort comes and ferries you across the 20 or so metres from one side to the other. It's free. And it is probably the world's shortest ferry ride. Any shorter and you could jump across.
After a couple of nights in Gros Islet we hired a car and drove to Soufriere in the south, around 37km from Castries. The national flag of St Lucia has a stylised peak which represents one of the two Pitons, the dramatic mountains on the coast overlooking the town of Soufriere that provides one of the most outstanding vistas in the Caribbean. We weren't disappointed.
Budget accommodation is a little hard to come by in Soufriere, with most tourists staying in resorts. But we managed to find an Airbnb in the town for a little less than $AUS100/$US70 per night.
There are many options for activities around Soufriere. Here are a few we did . Having a car made these accessible in one day. It would've been a struggle with public transport. Our rental car was through Economy Car Rental (email@example.com) cost $AUS100/$US70 per day and they delivered to our guesthouse. The car company let us drop it off at the Ferry terminal in Castries (our next destination was the ferry to Martinique).
Tet Paul Nature Trail
This is a locally run, community project several kilometres to the south of Soufriere that is an organic farm and nature walk. A guide provides commentary on the farm and the various things grown there, while you meander up to some really stunning viewpoints.
The piece de resistance is the view at the top of the "Stairway to Heaven".
Tet Paul sits, literally between the two Pitons – Gros Piton and Petit Piton and has commanding views of each.
Tet Paul costs EC26/$US10 per person. Have a look at their website here.
Sulphur Springs
A few kilometres back towards Soufriere from Tet Paul is Sulphur Springs.
It promotes itself as the World's only drive through volcano. This region is in fact a caldera - collapsed volcanic rim, and sulphur gases and hot springs are part of the attraction here. The rotten egg gas smell of sulphur fills the air, and tourists come to cover themselves in the healing sulphurous mud. We just opted for the drive through and a visit to the interpretation centre., which has an ok video explaining the area. Cost was EC22/$US8 per person for the drive through and extra for the mud bath. Here is their website.
Diamond Falls Botanical Garden and Mineral Baths
Around a kilometre and a half from the heart of Soufriere is Diamond Falls Botanical Gardens and Mineral Baths. Here you'll find a very well maintained tropical botanical garden, with trails that lead to a small waterfall, Diamond Falls.
The water here is full of minerals so flows grey as at Sulphur Springs, or yellow depending on the minerals present. There are also some small therapeutic mineral baths here.
The site dates back to the late 18th century when the French controlled the island (St Lucia was swapped between the French and British 7 times before the British finally ended up with it). The baths were originally built for the troops of King Louis XVI stationed on the island to enjoy. Cost EC15/$US7.50
Anse de Chastanet
This is a very nice beach around 3km from Soufriere. Access is through the Anse de Chastanet Resort. There is visitor parking at the resort and it is no problem to walk from the carpark through the resort to the beach.
Off the beach is a marine reserve and we had some of our best snorkelling in the Caribbean so far at both ends of the beach. Unfortunately our underwater camera has had to return to Australia to the camera doctor, so no photos.
Above water there are views of Petit Piton from the northern end of the beach. Cost - free.
Having completed our time in Soufriere we returned to Castries, dropped off our hire car, and spent a few hours exploring St Lucia's capital, before readying ourselves for an early ferry to Martinique the next day.
We enjoyed St Lucia a lot. It is green and spectacularly mountainous, with excellent beaches and friendly, welcoming people. One of our Caribbean favourites. If you want to know more have a look at the St Lucia Tourist Board website.


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About Kobi Emmanuella-King
Kobi Emmanuella-King is a UK-based independent senior management & strategy consultant by profession who developed a passion for alternative and holistic health, well-being and fitness concepts after a long battle with chronic illness using conventional medicine for years yielded no positive results. The road to recovery finally came through a persistency of conviction in the fact that every situation of adversity and challenge in life has a solution that is only waiting to be discovered, however elusive this discovery might prove.
Health challenges were obviously no exemption and Kobi embarked on a quest to find a solution to the myriad health issues she was beset with over the best part of four years. This phase of her life was what indeed launched her passion for holistic health pursuits and gave her a greater sense of purpose to use her experience to serve the needs of others in similar situations of challenge. To read Kobi's full story, please see the About Me section.
Kobi is the founder of www.HolisticHealthRocks.com, a site she recently set up as a reflection of her passion to offer holistic insights and encourage holistic living from a non-judgmental perspective. As a management consultant with an alternative passion, Kobi has spent the last eight years developing an impressive level of knowledge on holistic and alternative lifestyle pursuits. She has used herself on many occasions as a 'guinea pig' to test out some of the various holistic health therapies an also to determine for herself the veracity of some of the typical claims that come with such concepts.
Kobi has a voracious appetite for knowledge and engages in extensive research covering the most advanced methods in holistic and alternative health pursuits. One of her thriving passions within this area is the concept of Anti-aging. Kobi has written a few online ebooks on holistic well-being and on anti-aging and continues to engage in ongoing research to support her further writings. Her latest ebook is entitled: 'Anti-Aging and You' (Staying Younger for Longer).
Kobi ardently champions the belief that we can literally turn back the hands of time if we knew how and through her years of research and experimentation with anti-aging concepts Kobi has developed her own anti-aging lifestyle protocol which she will be sharing in later editions of her Anti-aging ebooks. Kobi has a multidimensional life vision and sees herself as a 'passionista' of life, a self as well as a 'soul mentor' among other qualities. In everything she believes, Kobi applies herself with undeniable heart and passion and an infectious vibrancy. In this vein she set up www.kobiemmanuella-king.com; a personal site that is an extension of a desire to use her God-given inspiration to stir up passion, purpose and vision in as many who engage with her through her own life transforming journey of self-quest, self-evolution and ultimate self-transformation!
Kobi can be contacted by email at email@example.com. You may also connect with Kobi through her social media profiles:
Facebook: https://www.facebook.com/Holistic-Health-Rocks-1120822691332588/
Twitter: https://twitter.com/thisishhrocks


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Ask a MoneyGeek: How Can I Start Saving for Retirement When I Have So Many Bills?
Q: I'm a freelancer in my early 30s and I haven't really started saving for retirement. I keep meaning to, but it seems that bills and other expenses keep getting in the way. Where should I start?
Gregg Murset, CEO of BusyKid and a Certified Financial Planner, had this to say:
First, realize a lot of people out there are in the exact same situation. One thing I advise is a mindset change: Don't compare yourself to other savers. It's hard not to compare yourself with other people, I know - my father-in-law, for example, can fix anything and I'm not handy at all. He happened to spot a broken weed whacker sticking out of our garbage can and couldn't believe anybody would throw away a perfectly good tool like that when it could be fixed in a snap!
So, if you're a 30-year-old, it's important not to compare yourself with a 55-year-old, who may be going out to eat every night or taking cruises. Being a minimalist is kind of cool right now, and we all need to start acting the part. That way you can be cool and cheap at the same time.
The second thing is to make your savings automatic: Set up an electronic funds transfer (EFT) to move the money from your paycheck or checking account into your retirement account each month or it will never happen. And put the money in a retirement account where you can't get it out. There, it will continue to grow even more thanks to compounding interest.
If you're worried you can't afford these automatic deductions, make a budget and figure out what you can do without so you can save. Remember because these are pre-tax dollars, they won't reduce your take-home pay dollar per dollar. If your company offers matching funds, take advantage of that and contribute the maximum. To me, it's a no-brainer - it's free money sitting on the table.
And since you probably do a fair amount of spending, why not make that work for you? There are lots of new apps and mobile sites that will round up every purchase to the next dollar and invest the rest for you. For example, if you spend $12.54 on your debit or credit card, the app will round it up to $13 and put the difference in an index mutual fund of your choice. Acorns is one such app - it gets its name from the idea of squirreling away your acorns - and it makes investing automatic. That way when you have your lunch and latte, you can spend and invest at the same time.
Here's something else 30-somethings need to rethink: their monthly car payment. Many think they need to spend $500 or $600 a month on their auto loan, while they could get a very reliable car with maybe 150,000 miles on it for $15,000 less. You can get a really good quality used car that you probably won't need to fix and either have no car payment or a vastly reduced payment. But at least here in Arizona, we have what I call $35K Scottsdale millionaires - people who aren't millionaires but act like one. It's the car, the clothes, the daily restaurant meals that are out of control. Most of that money could be going into their savings and retirement account instead.
Remember, it's not how much you make; it's how much you spend. The old saying ends "... it's how much you save." But the truth is spending and saving are intimately related.
—Gregg Murset, CFP, CFS, is CEO of BusyKid, a financial app that helps kids do chores while learning how to save, spend, invest and donate to charity. A father of six children, he is also a Certified Financial Planner and consultant in the Scottsdale, Arizona, area who is a strong advocate for financial literacy for children and teens. In 2014 he received the Financial Education Instructor of the Year award from the National Financial Education Council.
Have a question for a MoneyGeek? Post your question in the comments below or email it to us at: firstname.lastname@example.com
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2 - Song to Tie
2 - Song to Tie
This is Track 2 of Yuwipi Songs: Ceremonial Songs in the Lakota language recorded by The Singing Stone in Crestone, CO.
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Finding the Best San Rafael Chiropractor
I'm getting older and am having more aches and pains as time moves on. After years of being a nurse for wheelchair bound patients, it has taken a toll on my back. I have finally decided to seek the help of a San Rafael chiropractor. I did the typical internet search and found one that is relatively close to my home. They not only offer chiropractor services but also mental well-being services and wellness workshops. It all sounded good to me. Maybe they can help me eliminate some of the stress and anxiety from my life. It is most certainly worth a try.
I called to schedule an appointment and was pleasantly surprised that they offer a free chiropractic consultation for all new patients. I liked the thought of this since I had never been to a chiropractor before and wasn't quite sure if I wanted to pursue this course of treatment for my back problems. The lady on the other end of the phone was so nice and accommodating which put me at ease. She answered all of the questions I had and even gave me information on some of the wellness workshops. I was actually looking forward to the consultation that I just scheduled for next week.
In the meantime, I did a little more in-depth research on this chiropractor and found nothing but praise for him. He has been in business since 1985. I read the numerous testimonials some of his previous patients have so generously provided. There was nothing but kind words for this chiropractor. Some even went on to say that his life coaching even improved their family relationships. This was sounding even better now. I think I could benefit from this myself to help eliminate the overwhelming amount of stress I am under since my husband died. Only time will tell.


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Ways In Which You Can Conduct The Countertop Installation In An Easy Way.
At any time you are remodeling your kitchen, there are some things you are supposed to note. In most of the instances, kitchens are known to have the countertops or the bench tops. These components are seen to save space for the kitchen as they are known to have the help of the cabinet. The countertop is advantageous as one can keep the things of the kitchen as well as the other things.
The surface can also be used to chop some things like the vegetables or meat in the kitchen. Although they are seen to have less space as compared to the table, they are known to have the best services in the kitchen. It is vital to eliminate all the dirt on them to make sure they are clean all the time. The aspect of remodeling a home needs one to be careful. With this aspect, you can understand that areas that need to be renovated in your home.
The kitchen is an important part of the home that needs to be renovated too. Whenever you renovate the kitchen well, it is vital to note that it will make the whole compound look good. Installation of the countertop is one way of renovating your kitchen. Ensure you have the experts at any time you are renovating your kitchen to take the measurements. You should not use the top in most cases.
One should note that the installation of the countertop takes a lot of time. You are needed to have everything ready and ensure that the whole process will be smooth. As you install the countertop, it is upon you decide whether you are installing new ones or you are doing some replacement. This is a point you should note according to your needs. The whole process can be made easy by noting the right aspects in place.
There are a lot of materials that are used for the installation of the countertop that varies from one another.There are some materials used for the countertop that are different from one another. There are some aspects you need to follow for the reason of getting the best results of the countertop that you are having in place. Some individual opt to have the granite in place at any time they consider the countertop. There is some material that can suit your needs and thus, ensure you select them.
As you decide to install your countertop also, make sure you can have the right budget in order. With the desires you want to have in place in your kitchen, make sure you can have the best amount of money that will meet all the needs you have in place. It is vital t note that with the best pints in order, you are entitled to get the best outcomes in place in relation to the needs of the countertop you want.


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Story Behind the Photo - Live Discussion
This is one of my favorite live videos. On this episode I have the following guests to tell the story behind the photo. This one is well worth the watch!
Ray Hennessy
Nature photography has become a very passionate hobby of mine and whenever I get a chance I love to get outside and enjoy being outdoors. I am also the co-owner of KGM Expressions, a wedding and portrait photography business, with my wife Kim. This is how we make our living and I love that we get to do that together.


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Big News! We're Moving to Greenville, South Carolina!
It is no secret that JD and I love a good adventure. Usually these adventures are in the form of passport stamps and wild travel tales. Come this Summer we will be packing up and embarking on one of our biggest adventures yet--a cross country move to South Carolina!
Ever since our dating days, JD and I have been dreaming of moving somewhere new. Trying out a new city for a few years (forever?). Stepping outside of our comfort zone and taking in the experiences, culture, food, people and weekend trips that come along with a new destination.
We are finally doing it. Life is too short to stay in our comfort zone.
You're probably wondering, why Greenville?
There are a handful of reasons Greenville earned its mark at the top of our list. We wanted a city with charm. Somewhere that was closer to the east coast beaches we love so dearly. A city that was big, but not too big. Somewhere that had a lot going on, but was still family oriented. Somewhere with a happening foodie scene and four seasons.
At the end of last year, my parents shared the news with us that they were going to be moving to South Carolina. Greenville had been on JD and I's list of potential cities to move to for a few years--I regularly stalked Zillow for cute houses for sale in the area and we daydreamed about what we thought our little family life would be like in Greenville.
I'm that weirdo that looks for signs from life and we kept getting them. Two declined offers on homes here in Phoenix last Fall had us pondering if the universe was trying to tell us something. The random South Carolina License plate Joe would see around town and send me a picture of. Then my parents announcing their move---we knew we needed to get our butts to check out Greenville.
In January JD, Isla and I took a super quick weekend trip to Greenville and in our 48 hours exploring we fell in love. The quaint Main Street, the 20+ mile bike path that runs through the city, the adorable older neighborhoods oozing with charm, the gorgeous waterfall in the middle of the city, and the food--who could forget the food. On that short weekend escape, we knew we wanted more of Greenville. We knew we wanted to call it home for this phase of our life.
I don't know if we will be there for 2 years or for 20 years, but for whatever amount of time we are there, I know there will be memories we will cherish for a lifetime.
There are so many things I am scared of with this big change. Making friends, finding a new place to call home, saying good-bye to the most incredible friends and family--the list goes on and on.
But I am trying hard to focus on the excitement of the move. Focusing on the fun weekend trips we will be able to take. The excitement of living in a city where SEC football is a big deal come Fall. Watching Brody chase fireflies in the Summer and catch snow flakes in the winter. Living in a city instead of the suburbs. Being closer to two of my college besties. Cutting down Christmas trees at a tree farm and picking pumpkins from pumpkin patches. There is much to look forward to.
Saying goodbye to Arizona is going to break my heart--that I am certain. JD has lived here nearly his entire life and this is where I have called home for 17 years! We're Arizonans. It is familiar here. It is home. From our high school friends to the amazing momma tribe I found here to JDs co-workers and our extended family--we will be leaving a large part of our heart here, that is for sure.
But this quote from author Jen Sincero struck us to the core as we rang in 2018:
"If there is something you want to do, don't wait until you're less busy or richer or "ready" or twenty pound lighter. Start right now. You'll never be this young again."
We want to do this. We ARE doing this. South Carolina, get ready because we're coming for ya!


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Singapore, 2009 (Kodak BW400CN)
It's scary to think that I have perhaps wasted a good few years. Precious time. So precious.
It's scary to think that I have perhaps destroyed relationships…for good.
It's scary to think that I am relying on chemicals to function, for the implication is that I am not sufficient without, whether for now or always.
But. What I have gained…they feel like all the things I have been searching for for so long, desperately, consciously, unconsciously.
They're worth the fight.
I have been wanting to return to my roots, for so long…


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UK Football
Kentucky turns to 4 freshmen to help secure defensive backfield for present and future
They don't have a fancy nickname or anything.
Not yet.
But by the time the four freshmen in the secondary are finished at Kentucky, they hope to have made a name for themselves.
The phenomenon of playing four freshmen — safeties Mike Edwards, Darius West and corners Chris Westry and Derrick Baity — together in the UK secondary started at Mississippi State.
It's continued at times through the next few games and likely will be a combination seen often in the next few seasons.
"I see them getting more and more confident and I see them making good plays and not being afraid of anything," Stoops said of the four freshmen. "They like being out there competing against the very best. They're enjoying it and they've been fun to coach."
There's still one quite important game left on the Cats' schedule against Louisville on Saturday at Commonwealth Stadium, but looking toward the future, the secondary looks set for years to come.
"We're going to have a very, very talented secondary in the future," secondary coach Derrick Ansley said. "Guys we've got here and guys coming in. I think we're going to have depth and quality depth at every position where maybe we can roll guys in a little bit more."
Westry, a 6-foot-4 true freshman with 33 tackles, has been a key component for the Cats' passing defense, which is rated No. 35 in the nation, allowing 200.2 yards per game with 13 touchdowns with eight picks (two for Westry).
The Orange Park, Fla., native is seventh in the Southeastern Conference this season with breakups on eight of the 10 passes he's defended. He's the only freshman in the top 10 of that category.
As the season progressed, Westry's friend, 6-foot-3 Derrick Baity has taken on a much more active role as well.
Safeties Darius West and Mike Edwards, special teams standouts early in the season, claimed their playing time for the defense midway through the season.
The group has made a strong statement on the field, and it also has become a close-knit group off of it.
West and Edwards, both redshirt freshmen, got close during their recruiting process and during their season sitting. Now they're roommates and good friends, Ansley said.
"They're together all the time and Derrick and Chris both took their official visits here at the same time," Ansley said. "So those guys have all developed a connection."
Connection is the word that keeps coming up, said Edwards, who has 33 tackles in 11 games played with four starts.
"Us four freshmen, we've got a connection, just being freshmen," he said. "We've got a good connection out there."
They're all around the same age and have similar experiences, which is part of the connection, said Baity, a three-game starter who has 17 tackles this season.
"We're all so close, being young, we're always going, practicing with each other," Baity explained after the Mississippi State game when all of them spent a majority of the second half on the field together. "We just have that chemistry out there. Me and Mike Edwards, we're combo-ing a lot.
"Then me and Chris are the youngest on the team, and it just felt fun."
The fun most likely will come in the future for that foursome, with both Ansley and Stoops, who spends a lot of time working with the secondary in practice, noting that Westry, Baity, Edwards and West are only going to get better with size.
"Those guys got a bright, bright future," Ansley said recently when asked about his 6-foot-3 and 6-foot-4 corners. "All they got to do is continue to have birthdays and continue to eat and get bigger."
Stoops echoed that sentiment on Wednesday night as his team prepared to face Louisville, the 38th best passing offense in the nation at 253.1 yards a game.
"I see some good-looking guys," the coach said when asked about the four freshmen in the secondary. "I see some range. I see some guys that are tall and rangy and have some long arms and have some bodies to build with."
Jennifer Smith: 859-231-3241, @jenheraldleader
Louisville at Kentucky
When: Noon
TV: SEC Network


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choose your month
submit your artwork
be seen today
- your ad will spend roughly 3 hours in rush hour traffic daily
- your ad will travel at least 25 miles each week day
- thousands of people pass Bigfoot every day
- Bigfoot will be attending events in every one of New England's States in 2012
- traffic congestion allows for long impression times
50 Square Feet of In Your Face Ad Space
Bigfoot's back door billboard is the largest and most exclusive piece of advertising space on Bigfoot! Your advertisement will travel with Bigfoot through rush hour traffic and to events for all to see. Reserve your month on Bigfoot's Back Door Billboard today!
*Artwork is for example only
- Jan
- Feb
- Mar
- Apr
- May
- Jun
- Jul
- Aug
- Sep
- Oct
- Nov
- Dec
Mobile advertising facts:
- Mobile billboard advertising is the fastest growing segment in outdoor advertising
- 98% of in-car audiences indicated they notice truck-side ads (american trucking association)
- Mobile advertising generates 2.5 times more attention then a static billboard
- The average american spends over 2 hours in a car each day
- Commuters have a higher average disposable income
Bigfoot's Route
- from Salem to Boston every weekday and back again
- minimum 25 miles a day
- roughly 4 hours in rush hour traffic, Bigfoot is slow


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Clean looking, with PVC contruction compliments any above ground pool setting. Universal mounting brackets fits most makes of oval and round pools. Fence measures 24" from the top of the pool to the top of the fence, add the distance from the top of the pool to the ground for the total height. 【Get Price】
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At the same time, our above ground pool fence kits provide a secure barrier around swimming pools for a high level of safety and peace of mind. These above ground pool fence kits are also climb-resistant to discourage attempts to get over the barrier. 【Get Price】


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You have taken your child to the dentist and the treating dentist has determined there is a cavity. Now the dreaded filling of the cavity has to happen. We find that many times parents, and the patient child, are caught off guard and are confused about what will happen next. Since nearly 1/5th of children have anxiety associated with the dental chair we wanted to cover some steps to help make this treatment as seamless and comfortable as possible. As a parent, your part is instrumental before, during and after treatment.
Before your child's cavity appointment
If you have any additional questions, concerns, woes, ask them all to the dentist or staff privately. Children see and hear more than we think! Although the dental team has explained that there is a cavity and a plan to treat it, it is important to re-emphasize that the cavity is not your child's fault and is very common. When explaining the situation we have found it useful to use kid friendlyphrases such as "sugar bugs" or "sleepy juice" to explain that we have to remove bacteria and use local anesthetic. Always, be positive and set the "no big deal" tone.
During your child's cavity appointment
On the day of treatment it is crucial to reinforce that no big deal attitude and how common this appointment is for children. Generally children do better when treated without the parent in the treatment room but the parent is always welcome to peak their head in at KTD. Any questions should be asked prior to treatment and to the dentist or staff member privately again. Some early cavities do not require anesthetic but the dentist has to make that decision after assessing the size of the cavity and if you have a question about this should again ask the treating dentist privately and not in front of the child.
Positive reinforcement is always a good idea. Phrases like "awesome job," "you did great, "that wasn't bad," or even "that was fun," should be used be the parent and team alike.
Afteryour child gets a filling
After completion of the filling the dentist and team will explain to you and your child what to expect from what type of filling was officially placed, how it went, what to expect and when they can eat. Children are notorious for wanting to play with their numb lips or cheeks and need to be supervised! Once you and your child leave the office continue to use your positive reinforcement phrases and go have a little fun together. When all of this is done the path for success pediatric dentistry is paved and should your child need future treatment theywill know, it is no big deal J.


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Are you carrying a handbag or a dead giveaway? What you wear on your arm says so much about you; it's time to trade up!
The No Stress Dress
'A woman's dress should be a like a barbed-wire fence: serving its purpose without obstructing the view.' Fortysomething Fan Girl explores Sophia Loren's philosophy on dressing up!


text: Here is a photo of all the parts to my infill smoother. All the parts on the bottom bolt into the shell (at top). The metals are titanium (the cap screw), 6061 aluminum (the mouth block), O-1 steel (iron) and stainless steel (shell (304), screws, pins, cap (304)). The wood is jatoba. From the left, the bun floats on two through pins, secured with screws (8-32). The heads of the screws (10-32) in the lever cap slip fit in the shell and provide the pivot points (the screws are not secured to the shell). The 1/4" O-1 iron is bedded at 55 degrees. The frog/tote is secured to the shell with three 1/4"-20 screws, which provide for a variable mouth opening (I think I have enough movement for a 3/16" iron).


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Give purpose to sending the boomerang that splits in half when it steers its way back.
2010Promise you'll learn what it's like to sing and dance and cry with the one you almost lost.
2011Stretch time by a fraction of a second, minute and hour by not thinking about it at all.
and undress to this.


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Halifax Academy outscored Tampa Town and Country 20-7 in the fourth quarter, but came up short in a 7-on-7 contest at Derbyshire Park.
DAYTONA BEACH — Halifax Academy outscored Tampa Town and Country 20-7 in the fourth quarter, but its rally fell short in a 49-32 loss Friday night in a 7-on-7 football contest at Derbyshire Park.
Halifax fell to 2-2 overall and remained 1-1 in the Florida Christian IV football standings. Town and Country advanced to 3-2.
LaShaun Wilder led Halifax (2-2) with 207 yards rushing and three touchdowns on 21 carries and completed 2-fo-4 passes for 47 yards and another touchdown. Timmie Jackson was on the receiving end of both completions.
Mikhail Braswell led Halifax defensively with seven tackles.
Halifax returns to action at 4:30 p.m. next Friday at Derbyshire Park against New Port Richey Elfers Christian.


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After a cracking turnout last weekend for Fradley hoping to see plenty of smiling SE faces running this Sunday at 7 Pools.
John is running along with some of his old Fairfax buddies – who is joining him?
Look out for SE Fitness supporters on the way. Me, Rosie, Peter, Joyce and Claire have offered to help marshall. Be sure we will send everyone in an SE Fitness top the right way with lots of encouragement!
Let me have your time for those Grand Prix points! Good Luck everyone!