text:
By Ellen Thijs, Executive Program Manager
Europe is still the largest single market in the world and remains an open economy, a stable political system with a proud history of innovation and a highly educated workforce. Growth is expected to reach 1.7% in 2017 according to EU Commission figures, with forecasted further growth in 2018 and beyond.
The European Commission, as part of its ambitions to develop a Digital Single Market & Capital Markets Union, is working to make investment easier and to remove barriers to the cross-border distribution of funds. Recent initiatives include the amendment of the EU VC regulation allowing more fund managers to use its marketing passport, the launch of a pan-European VC fund-of-funds to grow larger VC funds using public and private capital, as well as the publication of a study on VC tax incentives. As the market continues to grow, this will allow larger institutional investors to access VC funds in Europe.
European VCs are globally known to be well experienced. Many of the EU leading firms have lived through multiple economic cycles and know the other markets in the works very well. Around half of the VC firms in the EU have been around for more than 12 years, understanding the challenges inherent in sourcing highly promising scale-ups and building them into global leaders.
European VC funding is now at its highest level since 2007. This growing fundraising environment is a clear sign of investor faith and will ensure growth capital for next-generation, EU-based successes. European VCs now have a healthy mix of both public and private sources of funding with family offices and individuals contributing 20% of the total raised by EU VCs in 2016, and fund-of-funds and corporate investors add 15% each. Larger funds are also gaining momentum. In 2016, 13 of the 45 VC funds raised closed at €100m or more.
Since 2000, the emergence of experienced business angels has improved seed financing linked to mentoring, improving the overall quality and quantity of deal flow for EU VCs. In addition, since 2010, corporate venturing programs are proving to be another source of smart capital; providing valuable contacts, expertise and potential exit routes. The EU has witnessed the creation of over 50 venture-backed unicorns (companies valued at $1bn+) since 2000, with many of them now reaching the $10bn mark. Overall, EU stakeholders can now show the proven ability to create global leaders. Success breeds success.
Broad trends within the European growth market
Banks and financial institutions are increasingly collaborative instead of fearing disruption of one by the other. Several collaborative models have been set up during the last few years; starting from 1-1 partnerships, partnerships with global collaborating platforms, the set-up of innovation centers through internal or external incubation and acceleration initiatives and the creation of several national/EU-focused technology hubs.
52% of the top 100 global banks have formed 130+ partnerships and 37% have completed 60+ acquisitions. This collaborative model has enabled companies to discover new business (models) for both incumbents as new scale-up companies.
For example: Pivoting to B2B or partnering with or selling into incumbents/corporates allows scale-ups to access a large, established customer base without the high cost of customer acquisition.
Tech companies are becoming more active in M&A as they look at buying vs. building. Evolution is leaning towards buying rather than building product diversification, in addition to in-house product development, to move beyond their traditional businesses. This strategy seems to be an effective way to broaden the offering with multiple new products, especially in B2C, facilitate cross-selling to maintain profitability in the face of rising customer acquisition costs, as well as enabling faster growth.
After fintech, insurtech and regtech are the new up-and-coming areas within the financial sector. Europe is also seeing a notable rise in blockchain startup activity. For example: Switzerland has proved itself a regulatory haven for blockchain startups, while the technology's decentralized funding mechanism lends itself to borderless innovation. A number of European governments are experimenting with blockchain for land registry and for tokenizing national currencies. Notable among them are Sweden, Ukraine, the UK, and Estonia.
Following the digital revolution, government and corporates are looking very closely at cybersecurity solutions, making sure the new technology presented on the market is fully secured and can be trusted by all stakeholders involved. Fear of hacking valuable data sources and complex technology systems has never been so prevalent. This exercise of cybersecurity is currently being executed, linking actively to US and Tel Aviv market.
Further, a shift has been presented within the EU regulatory landscape, with full implication this year, Q2 2018: Brexit and new regulatory frameworks like PSD2, MiFID II, GDPR, among others, will shake up existing financial services infrastructure and allow fintech insurgents to compete in new verticals and geographies.
On one hand, the MiFID II Directive will have an impact across the technology stack for financial services (client connectivity, risk and compliance, etc.). Corporates will also use this obligatory change as a catalyst to evaluate other efficiencies/rearchitecting older legacy systems.
On the other hand, PSD2 is presenting incremental challenges since it requires banks to open up to other parties, giving third-party providers secure access to bank customer accounts and payment services. For fintech companies, this new regulation represents both a test and an opportunity. Challenger banks will have to comply with regulations that promote consumer choice and competition, but also platform development. Non-banking players such as P2P payments platform could use open banking APIs to build enhanced customer experiences with more actual and real-time data than ever.
Combining the new PSD2 regulations with the GDPR requirements regarding data protection, the future will lay in customer-empowered, accessible and interoperable financial services. Furthermore, banking and compliance will operate through a platform connecting a global network of partner banks with companies who want API access to global banking. It will unlock the value of banking as a service (BaaS).
Given these new directives, a new generation is looking to develop and capitalize on data and payments services APIs: regulatory reform opens the gates for API-centric, banking-as-a-service companies. Financial institutions are on one side increasingly looking at startups to help develop API offerings and platforms for them to compete effectively in the new world of PSD2 and open banking. On the other side, AI has enabled smaller startups to compete with more established institutions, making a wide variety of consumer-level applications (credit offerings, insurance options, personal finance services and regulatory software) immediately accessible to a larger audience.
Broad trends within European investments activities
Since 2012, investment focus has shifted toward fintech, health tech, deep tech and enterprise software. €9.5 billion has been invested into European deep tech (cutting-edge technologies applied to solving complex problem such as robotics, aviation, drones, semiconductors, IOT, AR/VR, etc.) and AI companies with a steep increase in 2017; from € 2.3bn in 2016 to € 4.6bn 2017 YTD with a decline in the number of rounds toward fewer larger deals.
As a result, 17-23% of European VC investments are now AI and deep tech related, vs. 26-30% in Israel. Data analytics (€3.4bn), medical (€1.7bn), fintech (€1.3bn) and security (€1.0bn) are the top verticals for overall investments
Looking at regions within Europe, UK is leading the number of VC rounds by 24%, but Israel is ahead by total capital deployed since 2012 (€3.5bn in Israel vs €3.4bn in UK, followed by Switzerland, France, Germany and Sweden, where Belgium is taking 12th place with €0.1bn). Other countries on the rise are Ireland and Finland.
UK takes the top spot by number of deals (38%), followed by Germany (14%), then we have Sweden (9%), France (8%) and Spain (5%); Brexit aside, over a third of European fintech deals since 2013 have gone to UK-based companies. Sweden and France have shown signs of growth in 2017, while Germany's 16% in 2016 and 14% in 2017 could bode well for a strong final percentage for the year.
The overall fintech sector is maturing, attracting larger funds. Numbers show the following investments: capital invested into $20m+ European fintech rounds has risen at a CAGR of 75% since 2013. In annualized 2017, the capital invested totals $2bn over 43 deals.
The graphic shows over $8bn of capital invested into European fintech companies since 2010. Over half of this has been invested into fintech companies raising $20m+ rounds. Investment saw a sharp increase in 2012-2013, and has continued to rise each year.
Given the 5-7-year time horizon for the typical VC fund, the pressure to look for exits will inevitably intensify in the next 5 years. Critics state that these high historic funding valuations will inevitably have ramifications for the eventual exits.
Deal size has been trending upwards generally since 2012. Both early and late stage round sizes have increased 3x+ since 2012, indicating again that financing valuations have risen across the board. Larger fintech valuations (as a multiple of revenue) are often significantly above publicly traded established players. Higher current fintech valuations increase pressure to deliver higher future exits, as yet unproven in European fintech. In short, fintechs have recently raised rounds at valuations ahead of actual performance, and above reference publicly traded "comparables." This implies that investors are buying into potential growth/growth stories more than results, historic or current.
Investment into B2B fintech has been increasing since 2015, both in capital invested and in percentage of total investment with YTD 2017 attracting $948m. The percent of capital invested in B2B companies vs. B2C companies has also increased, with almost half of investments going to B2B companies in YTD 2017. In $20m+ funding rounds, the percent of investments into B2B has almost doubled since 2015, from 26% to 49% in YTD 2017. This is due to many factors, including regulation, increased collaboration and emerging technologies.
Investing in European fintech: investor trends
On an annual basis, the number of active investors in European fintech could rise drastically this year; after a year of 24% growth, FY 2017 is on pace for more than 50% year-over-year growth. (2013: #199, 2014: #290, 2015: #433, 2016: #541, 2017YTD: #520).
Deal participation illustrates a similar pattern, with a shrinking gap between VCs and corporate investors. At a full-year run rate and on a percentage basis, VCs could see a 24% increase in deal participation, while corporate investors could see a stronger 48% increase. Corporates have been increasingly active in European fintech investment over the past 4 years. Nearly a quarter of all fintech rounds in annualized 2017 have Corporate or CVC involvement. Corporate involvement in larger rounds is even greater, with 44% of the $20m+ fintech investment rounds in annualized 2017 involving at least one Corporate or CVC.
With 80 M&A deals already this year, 2017 is on pace to set a new record for mergers and acquisitions of European fintech companies. Private investors will indeed continue to focus on M&A exits until public investors show an appetite for fintech IPOs. European exit options have increased with recent activity from different routes like IPOs to strategic sales to European and international buyers.
- State of European fintech; current trends & prediction – September 2017 – Innovate Finance
- European Fintech Trends – August 2017 – CB Insights
- Artificial Intelligence, Deep Tech & Venture Capital in Europe – October 2017 - Dealroom
- The acceleration Point; Why now is the time for European Venture Capital – October 2017 – European Venture Capital


text:
Money moves offshore for a reason
David Shymko • Vancouver Sun • Monday, August 28, 2000
The finance department's latest initiative is another move to crush the resilience of taxpayers.
The June 22 draft legislation dealing with non-resident trusts and foreign investment entities is just another in a series of initiatives by the Department of Finance to crush any resilience the compliant taxpayer may have.
The Canadian taxpayer has endured a veritable barrage of initiatives over the last decades having the effect of constraining individual economic development. Now proper market response to the already confined investment environment faces a direct hit. It seems not enough that the Canadian taxpayer:
Now the Department of Finance proposes to catch up exchange-traded funds in its broad-ranging attack on foreign investment entities, ostensibly to gain better opportunity to the tax offshore investments -- offshore meaning anywhere outside of Canada.
The odiousness of this legislative proposal stems from its breadth which is such that the average Canadian taxpayer will easily find themselves in its clutches, and very likely, unsuspectingly so.
Canadian taxpayers over the last decades have had to endure very high personal taxation and severe governmental fiscal mismanagement. During this time they have been comparatively restricted on how much they could contribute to RRSPs and the extent to which these retirement savings could be invested abroad. All the while Canada's share of world market capitalization was declining and now is less than three per cent.
While Canadian investors initially found themselves captive to the Canadian mutual industry for a diversified program of foreign investments, innovative market entrepreneurs soon devised exchange-traded funds that performed as well as managed mutual funds, at a much lower management cost and very often at much better tax efficiency.
The i60s (XIU-TSE) is a Canadian version of an ETF and SPIDERS (SPY-Amex), reflecting the S&P500, is a foreign version.
The government seems to ignore why Canadians are moving funds offshore and rather focuses on symptoms, seeking taxpayer compliance by coercive means. If you pluck the goose at high rates for a long period of time it is bound to notice and modify its position. Current government surpluses have come from taxpayers, not reduced government spending and, still no substantive dividend.
Employment Insurance surpluses abound yet there have been only meagre reductions in EI premiums. Special privileges granted a wealthy family's trust on the trust's departure from Canada, the Human Resources ministry mismanagement and the granting, to the tune of a billion dollars, an unrequested benefit package to civil servants by the prime minister's office, all suggest an improper respect for the ordinary taxpayer.
Taxpayers, accordingly, have every right to be skeptical. When you travel abroad you discover you are a second class citizen of the world. It is government policy that has encouraged relief-seeking behaviour.
The proposed legislation would tax ETFs, of the foreign variety, on an accrual basis when the taxpayer cannot demonstrate it should be taxed otherwise. The ETF will be taxed on the "mark-to-market" method where annual increases or decreases in the year-end fair market value are included in income or allowed as a deduction, respectively. Note here the gain is not taxable as a capital gain but as ordinary income, and that is not the half of it.
Where foreign investment entities held prior to the introduction of this legislative proposal are capital property, the deferred amount accrued to the commencement of the first year in which the "mark-to-market" rules apply is not recognized until disposition. While the taxable amount then determined will be based on the two-thirds capital gains inclusion rate, the amount will not retain its identity as a capital gain. Further, where an individual taxpayer has an interest in a foreign investment entity at death, there is no provision for spousal rollover and taxes will be due in the deceased's final return.
So what kind of investment is embraced in the definition of foreign investment entity? Here we encounter complex definitions within definitions. Certainly, it includes foreign mutual funds, foreign exchange-traded funds, closed-end funds traded on foreign stock exchanges (and might even include the stock of Warren Buffet's Berkshire Hathaway Inc.), shares in foreign private corporations, interests in partnerships or trusts holding significant real estate, just to cite a few. This all arises through the definition of "investment property" for the purposes of this revised section of the Income Tax Act.
This legislative proposal will be dangerous and problematic for retail investors and tax return preparers. This comes on the heels of the recent introduction of Section 163.2 of the Income Tax Act regarding third party liability for those who advise taxpayers on tax matters and/or are involved in return preparation. The natural consequence of introducing more risk is that costs will naturally go up. More time is needed to assess exactly what the taxpayer is involved in or may become involved in.
The upshot of this proposed new regime is to restrict and further confine Canadian investment activity even more, driving the retail investor into the waiting arms of the Canadian mutual fund industry when the Canada Customs and Revenue Agency (Revenue Canada) is not prematurely picking the pockets of the taxpayer at punitive rates.
What is more, the proposal creates disparity of tax treatment and interferes with the efficient functioning of capital markets. Whatever intractable contest the Department of Finance has with sophisticated tax-planning Canadians, it should not be carried on the backs of the conscientious average taxpayer. A proper dose of basic fairness needs to be introduced.
David Shymko is a partner with Macdonald, Shymko & Co., fee-only financial advisers and investment counsel in Vancouver.

subset: commoncrawl


text:
High School Football
Player to Watch (Oct. 19)
Levi Moody
School | Loris
Class | Sophomore
Position | Running back
The scoop | Moody is one of the biggest reasons Loris has put together the type of year it has. In eight games, the sophomore has rushed for 857 yards and 12 touchdowns. That's not even the most impressive number associated with his abilities, though. Those 857 yards have come on just 87 carries, meaning he's averaging 9.9 yards every per touch. You can win a lot of games like that, and considering he's a threat to break one long every time he gets it, Moody is an instant playmaker.


text:
Last week Chris Brown was finally served with a restraining order from his ex-girlfriend Karrueche Tran after she accused him of stalking and physically abusing her.
Now Karrueche is ready to testify against Chris Brown in court…
Insiders tell TMZ
Karrueche Tran will do what Rihanna would not — testify that Chris Brown brutalized her … and she's not scared at all. We're told Karrueche has no fear about testifying that Chris allegedly kicked her down a flight of stairs, punched her in the stomach, threatened to shoot her and made other death threats … this according to multiple sources connected to Chris' ex.


text:
For the 3rd year in a row, the Boys and Girls Club of Benton County and the Payless Shoes for Kids program teamed up to provide new shoes to 75 Children. Club staff identified families whose children were in need of new shoes but the families were not in a financial position to provide them. Our thanks go out to Payless Shoes for including Boys and Girls Club families in this special program.
of our club members report finding valuable adult connections at the club.


text:
For those that do not follow ZH on twitter you are missing out. The one liners are tremendously humorous and inormative. Like, "With 67.5 million shares, Best Buy Chairman Dick Schulze has lost $320 million in the last 28 minutes". Nice! I guess the FASB fraud does not extend to retail (yet) like it does to a TBTF. Something tells me BBY does not qualify for GSE status either. CNBS spinning electronic sales not important? Hell all we buy these days are electronics.
Silver and gold, silver and gold, getting hammered this morn. Silver and gold getting hammered, on every Christmas tree. Dollar bouncing off channel support OR it is a larger head and shoulders about to let go like all get out. The last HnS we pointed out last week played out right to channel support as we thought. Can it break down here as part of a larger HnS? Dailys oversold. Might not work this time.
Economic Calendar - Pretty busy the rest of this week. Please ALWAYS check the calendar.
POMO Schedule - We got a new schedule Friday and the biggest surprise was there will be two POMOs on the 22nd totaling a possible $17 billion. Yet another POMO day today. (We'll most likely have POMO from now to infinity or till the systemic failure that is destined to come.)
Shanky's Dark Side - Where I call all the intraday action and throw out tons of charts.
Pivot Points - For what they are worth in this busted market.
SPX 30m - just a clear view of the wedge that has lost support.38% retracement is at 1218 and the 30m 200ma is at 1210. Those should be about right for a pullback here unless things get worse. A larger retracement to the 1180 level should be in order if the form and wave are complete. Of course that is betting against POMO and that is not a smart thing, so we'll take baby steps and stick with the targets above 1200 for now.
SORRY - I for got the chart - oops.
Let's stick with targets above the 1200 line for now and not put the breakdown cart ahead of the horse. A proper move would take us to the 1180 range, but I'm not willing to go there will after Xmas. Might be time to consolidate and form a range. That would be my best guess, unless the EUR falls apart and then all bets are off.
Yesterday we discovered that the Fed and Treasury may have been supporting the broad EU (as we expected and called) with the first month of missing POMO from right after the QEII announcement. you taxpayer dollars are now going global and not thanks to only the military anymore! Merry fing Xmas PIIGS! Don't see any reason for them to thank us as a continuation of the global Ponzi will only make things worse down the road.
GL out there and happy holidays!


text:
LYR-210 for Chronic Rhinosinusitis
Our lead product candidate, entering Phase 2, is LYR-210 for chronic rhinosinusitis (CRS).
Lyra's lead product candidate, entering Phase 2, is LYR-210 for chronic rhinosinusitis (CRS), an inflammatory disease of the nasal passages. LYR-210 is a proprietary therapeutic that uses Lyra's transmucosal therapeutic system to deliver a custom long-acting formulation of mometasone fuorate, a proven steroid, deep into the sinonasal tissue.
LYR-210's unique therapeutic properties enable it to address the challenges of CRS. Clinical results evaluating LYR-210 in CRS patients have shown LYR-210 to be safe and well-tolerated and demonstrated significant improvements in clinical outcomes in patients with CRS.
LYR-210 has the potential to be one of the first approved drug products for CRS and is the only product in development offering six months of continuous drug therapy with a single administration.
For a summary of the results from the Phase 1 clinical study of LYR-210 in CRS, please see the announcement of the clinical data at the American Rhinologic Society Annual Meeting in October 2018.
Douglas RG, Psaltis AJ, Rimmer J, Kuruvilla T, Cervin A, and Kuang Y. Phase 1 clinical study to assess the safety of a novel drug delivery system providing long-term topical steroid therapy for chronic rhinosinusitis International Forum of Allergy & Rhinology, Vol. 9, No. 4, April 2019.


text:
Activity stations will change each week to include science experiments, art projects, story time with complimentary project, team building exercises, free play with blocks and trains, and more! Come and join us!
When: 2:30-3:30 pm
May 2: Human Body
May 16: Colors of the Rainbow
June 6: Hunting for Treasure
June 13: Things that Float
Ages: 4-8 years
Cost: Free
Where: Valley Community Center
Contact: Aleena 515.327.6000
Email: email@example.com


text:
"Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover." – Mark Twain
While doing my morning routine, I glanced out the window to discover Lily was scaling the limb of the tree that fell last week. "Explore" immediately came to mind. Explore your world everyday.


text:
My name is Chris Drake and I write a lot. So far, I've published one book which has done pretty well. I mainly write on the books in my series and post info/short stories to my blog. The reason I'm here is because a lot of what I write can be appreciated by the Deathlands crowd. There are a few major differences in the Cruel New World series that I write and Deathlands but I think both target the same audience.
My stuff is largely based on my own para-military experiences as well as stories I've picked up along the way. My series is set during WW3 and in one book, 15-20 years after WW3 (Baron of the Coast). Even with only one book out, there is a lot of my stuff out there to read. The majority of it is on my blog and I'm pretty cool if people will just ask me before reproducing it. So if you want a short story for your fanzine or webpage, just email me.
In the real world, I live near Saint Simons, Georgia. Most of my writing is done on an Asus netbook which I carry with me on my HD Sportster (great on gas). I travel the countryside and when I find a good spot, I sit down and write all day. Some of my writing is done on a jet or at an airport while going out to Arizona to the US/Mexican border. All in all, I have a lot of fun in life and get a lot of writing done in the process.


text:
Out Burkett Park > WS to LL Connector > Roller Coaster > West Potts Creek > Armadillo > Turkey Creek > 5 Points Junction 4.0 miles
Return 5 Points Junction > Flintstone (S) > service road (NNE) > service road (SSE) > Burkett Trail > Burkett Park 2.5 miles
Temps started in low 60's, ended in low 70's. Slight overcast with somewhat steady breeze.
An easy hike along dry and easy to see trails. The yellow flowers are still present but the blue/purple flowers are multiplying in number. There was a faint perfume to the air but since the agaritas have lost their blooms, the scent is faint. In the near future, Bee Brush will have it's tiny, white vanilla scented flowers blooming.
Saw a large Javalina run across the trail about 30 yards in front of me - I readied the camera to capture a photo of the "family" but no family appeared. Numerous birds were singing, the trails were nice and the weather was great - a very nice hike!
Water, shade, info kiosk and dry toilets available at Burkett Park.
Water, shade and info kiosk available at 5 Points Junction.


text:
Sheikh Mohd Saleem*
Department of Community Medicine, Government Medical College, Srinagar, Jammu and Kashmir, India
Received Date: February 23, 2018; Accepted Date: March 23, 2018; Published Date: April 04, 2018
Citation: Saleem SM (2018) Functioning of RNTCP in Kashmir Division of J&K State (India). J Health Med Econ Vol.4 No.1:3
Problem Statement
Tuberculosis (TB) is caused by microorganisms (Mycobacterium tuberculosis) that regularly influence the lungs. Tuberculosis is treatable and preventable is spread from individual to individual through the air. At the point when individuals with lung TB hack, sniffle or spit, they push the TB germs into the air. A man needs to breathe in just a couple of these germs to end up tainted. Around 33% of the total populace has dormant TB, which implies individuals have been tainted by TB microscopic organisms however are not (yet) sick with the malady and can't transmit the infection. Individuals tainted with TB microorganisms have a lifetime danger of falling sick with TB of 10%. Be that as it may, people with bargained safe frameworks, for example, individuals living with HIV, lack of healthy sustenance or diabetes, or individuals who utilize tobacco, have a considerably higher danger of falling sick [1].
At the point when a man creates dynamic TB (infection), the indications (hack, fever, night sweats, weight reduction and so on.) might be mellow for a long time. This can prompt postponements in looking for care and results in the transmission of the microorganisms to others. Individual's sick with TB can contaminate up to 10-15 other individuals through close contact throughout a year [2]. Without legitimate treatment, up to 66% of individuals sick with TB will bite the dust [2]. Since 2000, 53 million lives have been spared through compelling determination and treatment. Dynamic, medicate touchy TB malady is treated with a standard half year course of 4 antimicrobial medications that are given data, supervision, and support to the patient by a wellbeing health care professional or prepared volunteer. Most by far of TB cases can be cured when prescriptions are given and taken appropriately.
The substantial scale usage of the Indian government's Revised National TB Control Program (RNTCP) (once in a while known as RNTCP 1) was begun in 1997 [3]. The RNTCP was then extended crosswise over India until the point when the whole country was shrouded by the RNTCP in March 2006. Right now, the RNTCP additionally ended up known as RNTCP II. RNTCP II was intended to solidify the additions accomplished in RNTCP I, and to start administrations to address TB/HIV, MDR-TB and to stretch out RNTCP to the private division [3]. RNTCP utilizes the World Health Organization (WHO) suggested Directly Observed Treatment Short Course (DOTS) methodology [4] and reaches over a billion people in 632 locale/revealing units. The RNTCP is in charge of doing the Government of India five-year TB National Strategic Plans.
With the RNTCP both finding and treatment of TB are free. There is additionally, from a certain point of view, no sitting tight period for patients looking for treatment and TB drugs.
The underlying targets of the RNTCP in India were [5]:
• To accomplish and keep up a TB treatment achievement rate of no less than 85% among new sputum positive (NSP) patients.
• To accomplish and keep up the discovery of no less than 70% of the assessed new sputum constructive individuals in the group.
In 2016 the RNTCP distributed updated specialized and operational direction. The new rules, the RNTCP Technical and Operational Guidelines for Tuberculosis Control in India 2016, did not supplant the past direction (the Standards of TB Care in India); however, they give refreshed proposals. They additionally make it totally certain that the direction applies to the private segment and also the general population segment [5]. The choice was likewise made to present a day by day TB treatment regimen. The new hostile to TB tranquilize bed aquiline for the treatment of medication safe TB was additionally to be made accessible at first in five states. For conclusion, the Go set up in excess of 600 CB-NAAT research facilities and improved their ability with profoundly delicate demonstrative administrations. CB-NAAT is the name given in India to Cartridge Based Nucleic Acid Amplification tests, for example, Genexpert and True Nat. Tuberculosis (TB) is a noteworthy general medical issue in India. The nation has the biggest number of TB cases on the planet-over a fourth of the worldwide TB and multidrug-safe TB (MDR-TB) trouble. In 2016, 2.79 million individuals turned out to be sick from TB, and 435,000 kicked the bucket from it. India has the best number of new instances of MDR-TB (counting rifampicin protection), with an expected 147,000 cases in 2016 [5].
There are in excess of 850,000 instances of TB every year in India that are either undetected and untreated or analysed and treated by private human services suppliers with possibly substandard medications and treatment regimens. Such medications and treatment regimens not just neglect to completely wipe out the TB microorganisms, however they additionally add to an expanding occurrence of medication safe TB (DR-TB), including both multidrug-safe TB, and broadly sedate safe TB (XDR-TB) [3,5]. India has the world's most noteworthy rate of TB, with 2.8 million cases yearly, and records for in excess of a fourth of the worldwide TB load. India likewise has the biggest weight of multi-tranquilize safe TB (MDR-TB) among all nations, with right around 150,000 cases each year [3,5]. TB asserts more than 435,000 Indian lives every year, which places TB among the best ten reasons for death in the nation. In acknowledgment of these disturbing measurements, USAID likewise declared another $1 million push to convey more prominent attention to TB's shamewhich excessively influences ladies – to help Prime Minister Modi's definitive objective of securing a sans TB India by 2025. In India, as in numerous nations around the globe, individuals frequently fear how others will treat them on the off chance that they are determined to have TB. Women determined to have TB report their families, businesses and groups avoid and oppress them.
USAID has upheld the TB program of the Government of India (GOI) since 1998 and has contributed more than $140 million to fortify the limit of national, State, and District-level TB programs [6]. USAID has additionally acquainted new apparatuses and methodologies with achieving, cure, and counteract TB in India effectively [6]. The present destinations of the USAID/India TB portfolio are to reinforce the discovery and treatment of TB, including an emphasis on tranquilizing safe strains; help the GOI to plan and actualize confirm based medications to achieve a TBFree India, and enhance persistent focused TB benefits in private supplier settings [6]. USAID/India's TB program is accomplishing its essential target of reinforcing the identification and treatment of TB, including drug-safe infection. Features from the program incorporate supplementing the nation's first national TB medicate protection review; steering and scaling-up the utilization of a fast symptomatic device, Genexpert, to analyses TB in youngsters, including multi-tranquilize safe strains; supporting the presentation of bed aquiline, the principal new medication affirmed to treat TB in over 40 years; and joining forces with the Bill and Melinda Gates Foundation and the India Knowledge Park to aid the advancement of the portable innovation, 99 DOTS, to enhance adherence treatment among patients [6].
RNTCP Structure
The structure of RNTCP comprises of 5 levels
1. National
2. State
3. District
4. Sub – District
5. Peripheral health institutions.
National central TB division
• Programme Manager/DDG (TB)
• Plans/Supervises/Monitors/Evaluation
• National Committee on TB Diagnosis and Treatment
• National Laboratory Committee
• National Technical Working Group for TB/HIV
• National Institutes Etc.
State TB cell: state TB officer
• State TB Training and Demonstration Centre
• State drug store etc.
District TB center
District Tuberculosis Officer
• Drug resistant TB centers
Sub-district tuberculosis unit
(TU) 1 per 1.5 to 2.5 lac population Created for augmentation of peripheral level supervision- sub district supervisory unit
• Medical Officer-TB control (MO-TC): has overall responsibility of management of RNTCP assisted by STS and STLS
• Ensures regular supply of drugs in the sub-district
• Responsible for preparing quarterly reports on case finding, sputum conversion, results of treatment outcome
• Senior Treatment supervisor
• Senior TB Lab supervisor - one for 5 DMC's S/V
• TU is the nodal point for TB control activities in the subdistrict
PHCs/ CHCs/ dispensaries/ hospitals within the district
• Designated Microscopy Centers (DMC)
• 1 per 1 lac population
• 1 per 0.5 lac population in tribal, hilly and difficult areas
• Medical Colleges, Corporate hospitals, ESI, Railways, NGOs, private hospitals
• Treatment centers
- Responsible for accurate maintenance of TB register and timely submission of quarterly reports to the district level.
• DOTS Providers.
The National Tuberculosis Program of India (NTP) was started in 1962 and was initially intended for domiciliary treatment, utilizing self-controlled standard medication regimens [6]. A survey of the program in 1992 presumed that the NTP was ineffectively overseen, insufficiently financed and couldn't accomplish TB control – Treatment achievement rates was unsatisfactorily low – Over- dependence on X – beam for determination – visit interfered with provisions of medications – Default rates stayed high – Death rates because of TB were still high [3,5].
To beat these weaknesses, an overhauled technique to control TB was pilot-tried in 1993.Encouraged by the aftereffects of Pilot tests, the Revised National Tuberculosis Control Program (RNTCP) in 1997. This Revised National Tuberculosis Control Program (RNTCP) -Adopted the DOTS-system (Directly Observed Treatment, Short-course chemotherapy) [4]. During the principal stage, RNTCP accomplished nationwide scope in 2006. RNTCP entered stage II in 2007.To unite the increases and extend the administration's new activities: Wider joint effort with different divisions
• Standardized treatment and indicative office to all TB patients irrespective of the part (private or government)
• Improving access to minimized populace e.g. ghetto tenants and innate gatherings
• Covers the entire nation since 2006
• Treatment achievement rate achieved 88% of every 2015
• TB Death rate declined steeply from 25% (1998) to 4% (2015)
• CBNAAT accessible in all area level offices
Although India has figured out how proportional up essential TB benefits under RNTCP, the rate of decay is too ease back to meet the 2030 Sustainable Development Goals (SDG) and 2035 End TB targets.
New mediations are required to rush the rate of decay of rate of TB to more than 10-15% every year [7]. The endeavours for accomplishing this have arranged into the 'NSP for TB Elimination 2017-2025'
In Kashmir RNTCP was begun from August-2004 and by 2005 every one of the regions were secured under the programme. PMDT (MDR Services) were begun 2007 in India while in Kashmir it began in 2012 Dynamic TB is the commonest crafty contamination among HIV tainted people and is the main source of death in PLWHA (People living with HIV Aids). TB-HIV Collaborative Activities are being executed in a joint effort with (National AIDS Control Program) to give TB treatment and administer to TBHIV patients. The essential motivation behind HIV TB Coordination is to guarantee ideal collaboration between the two projects for anticipation and control of the two sicknesses [8].
The usage rules were overhauled in 2016 as Technical and Operational Guidelines RNTCP 2016. Recording and announcing groups have been overhauled. All TB cases must be advised both openly and private area by uprightness of Government of India Order issued in May 2012. For this a case based, online TB notice framework (NIKSHAY) is set up in RNTCP.RNTCP is presently presenting Daily Treatment Regimen supplanting old discontinuous DOTS regimen where in the Anti-TB drugs should be given on regular routine to TB patients.
State TB cell: It supervises monitors and analyses the Programme at Division level. State TB Demonstration cum Training Centre:
It is specialized unit under State TB Cell as per RNTCP for performing the following activities:
• Supervision.
• Trainings.
• Monitoring & Evaluation.
• Quality Assurance of Sputum Microscopy.
• On-Site Evaluation.
• Panel Testing
• Diagnosis of Drug Resistant (TB).
At District Level the Program is managed by concerned District TB Officer. At TU Level the Program is being Supervised and Monitored by Medical Officer TB Center (MOTC) of concerned TU, who is helped by Sr. Treatment Supervisor (STS) and Sr. TB Laboratory Supervisor (STLS). 91 DMC s are built up in Kashmir Province which are being given Binocular Microscopes and different coordination's (chemicals) and so on. At TU Level LED Microscopes have been provided by CTD Sputum Microscopy offices are accessible in all the DMCs.
With the end goal of RNTCP, a PHI is a Health office which is kept an eye on by a Medical Officer. At this level there are dispensaries, PHC's CHC's Referred Hospitals, real doctor's facilities, claim to fame centers or clinics (counting other Health offices), TB Hospitals and Medical universities inside the individual area. All the three Medical Colleges have been associated with the Program and for better outcomes; State Task Force and center advisory groups for every Medical College have been constituted who arrange with the District Tuberculosis Officer in running the Program in Medical Colleges.
• MDR TB Diagnostic facilities are being expanded.
• CBNAAT Machines have been installed and are functioning at
1. District Anantnag
2. District Leh.
3. District Budgam.
4. District Baramulla.
5. District Kupwara.
All Published work is licensed under a Creative Commons Attribution 4.0 International License
Copyright © 2019 All rights reserved. iMedPub LTD Last revised : August 23, 2019


text:
Due to an email problem on our (SSAWW) end, there was a delay in posting a number of calls for papers for proposed SSAWW 2015 panels, so if you're reading this on Facebook, Twitter, or the SSAWW site right now, please do check out the new list of panel proposals. The calls for papers are at the SSAWW site, http://www.ssaww.org. You can also go directly to the SSAWW Panels page at https://ssawwnew.wordpress.com/2015-conference/calls-for-papers-for-prospective-ssaww-2015-panels/.
Donna Campbell


text:
Diamonds in the Rough | Indy Industrial
By Steve Schwegman
Executive Vice President
JLL Indianapolis
Large speculative development and build-to-suits have monopolized the Indy industrial headlines recently. Meanwhile, two areas of the industrial market have silently outperformed their peers. Here are my top two (quietest) performers in the Indianapolis industrial market:
Park 100 mid-sized warehouse/ distribution
- "Eye Catcher"
… Read More
- In mid-2014, Becknell Industrial announced the spec


text:
1984 – a contemporary ballet
Northern Ballet bring 1984 to the Palace Theatre in Manchester. I saw this production in rehearsal back in August, at the Northern Ballet space in Leeds, and the choreography, music, costumes and staging all looked innovative and impressive. The ballet is '99% neoclassical' – whilst rooted in classical ballet, it is strongly adapted with innovative choreography that… Continue Reading →


text:
Happy Friday and welcome to this edition of the DRL wordpress, I am Elizabeth Samson, your friendly RA from McGloin 5 East. I am senior and this next week will be my 7th Dead Week. Unlike other universities, we actually have classes during Dead Week and not only that, but many of our professors have big papers, projects, or last minute tests scheduled for this week and all of our out of class involvements are trying to wrap things up before we head home for a much needed month long vacation. So in honor of this not-so-Dead Week, I give you a survival guide.
Here is a list of things you will probably need:
- A good study space. Now everyone, don't go rushing off to the library. Sometimes an empty classroom on your floor NZ works just fine!
- Coffee (or something with caffeine) because as much as we'd all like to think we can avoid falling asleep at our computers, we can't do it on our own. Oh and water, stay hydrated friends!
- Notecards, sharpened pencils, an eraser, and some extra paper. We don't want to be stranded in the middle of test prep without those necessary supplies!
- Late night snacks. Our bodies will need some help as we stay up later and work harder. Maybe opt for some healthy snacks too!
- Good study music. Try Explosions in the Sky: http://www.youtube.com/watch?v=n17_r0e_OwI&feature=fvst or Loraine: http://www.youtube.com/watch?v=Llx_DERuENY
- Also, some study break music. Try Macklemore: http://www.youtube.com/watch?v=QK8mJJJvaes or Imagine Dragons: http://www.youtube.com/watch?v=sENM2wA_FTg or Old Crow Medicine Show: http://www.youtube.com/watch?v=1gX1EP6mG-E
Here is a list of things you shouldn't forget to do:
- Sleep! Seriously, please do not forget to get some sleep each night. We will not make it through these last two weeks without making sure our bodies get rest.
- Eat. Eat healthy and eat every meal normally. We will be able to focus better on a full stomach.
- Get some exercise. Go for a run or even a walk. Some cardio will help us focus in the long run.
- Take study breaks! Go hang out with a friend or have a mini dance party, it will make all that studying more bearable.
With that my friends, I leave you with well wishes and hope for a successful last two weeks!


text:
The strongest brands in the world recognize the role of consistency in their success. Cartier never deviates from its classic, sophisticated style even when adding new products to their line. Apple Computers remains creative, from the unique design of their hardware to their commitment to the creative publishing and media industries.
canada goose outlet The Kitikmeot Heritage Society originally brought Griebel on board to work on a smaller exhibit for their community's cultural center. The society later heard that the Museum of Nature was seeking exhibits that highlights Indigenous voices for its new Arctic gallery and successfully bid on the space. "We hope we can teach people about who we are, so there's more understanding about our culture," said Gross.. canada goose outlet
canada goose outlet 9. An indirect way to find Mobile Home Park deals is to look for mobile homes for sale and then call on these homes. By talking with the owners of the mobile homes for sale you can often find out a great deal about the community and who owns it, what the rents are canada goose outlet, the size of it, how many vacancies and such. canada goose outlet
canada goose outlet I have a hard time asking for help. I see myself as an independent, competent person who can take care of herself quite well without anyone's assistance. At least that is how I felt until some recent events altered my thinking profoundly and permanently. canada goose outlet
cheap canada goose 4. Public has reaped substantial benefits from Microsoft development of Windows and other software products. Many of these benefits would not have been possible but for Microsoft unified structure, which enables Microsoft to conceive and implement new ideas that span operating systems and applications. cheap canada goose
cheap canada goose Surveying the cemetery on a bare hill overlooking Eclipse Sound, Colin Saunders, Pond Inlet economic development officer, said he could show me the graves of at least 20 suicides over the past 10 years. His own sister killed herself. A part of life up here, he admitted.. cheap canada goose
Canada Goose Jackets Holosync, and the Centerpointe Research Institute, were created in 1989 by Bill Harris, who is a Certified Trainer of Neuro Linguistic Programming and is trained in Ericksonian Hypnosis. Harris has studied the evolution of non linear systems, quantum mechanics and psychology. He has also been involved in the study of nueotechnolgies and their affect on behaviour and behavioural change in humans and their potential healing abilities.. Canada Goose Jackets
As a wise buyer, it's natural to look and compare e book readers available in the market today. Yet, your all your comparisons will make you realize that th Amazon Kindle is still the best among its kind. This product is under the ownership of Amazon so the quality is guaranteed to be on of the best the reason why it can offer two million titles for download to Kindle..
cheap canada goose I fine with people feeding (and thus habituating) certain animals ones small or docile enough to not cause problems for us when they decide they want something. But Canada geese are up there with bears to me. Nice to look at from a distance, but you don want to tangle with one. cheap canada goose
canada goose outlet In my opinion the only negatives are that the ebook isn as professionally presented as it could be (given the price) and that the downloading process is convoluted. Having said that, if you are looking for content and don care if the format and layout is ordinary, then presentation of the ebook won matter. As for the downloading, it involves completing a subscription box and sending an email from a post payment page to retrieve a link to another page from which the downloads can be made. canada goose outlet
cheap canada goose Before you decide your company you must inspect all the medical alert systems reviews you can find. Along with some sincere review sites there are also some review sites founded by medical alarm companies. If a review site is in favor of a specific company, it is best to read their reviews with discretion. cheap canada goose
canada goose New York is already planning strategies to combat heat related illness from climate change, Kinney said. Planting trees and making roofs, or simply painting black roofs white, can all help cool the city. When high temperatures are on the way, there could be better ways to get the word out to vulnerable populations canada goose.


text:
Choose Love at Home Study Group
Thursday, Feb 28, 2019
6:00pm – 7:00pm
Deep River Elementary School has launched the Choose Love Program for grades K-6 this year. This comprehensive Social Development Curriculum fuses Social Emotional Learning with Character Education, Positive Psychology, Mindfulness, Neuroscience and Emotional Intelligence. Students are learning the Choose Love Formula: Courage + Forgiveness + Gratitude + Compassion-in-Action = Choosing Love.
Tri-Town Youth Services invites parents to learn how to apply Choose Love @ Home!
- Explore the tenets of Choose Love with other parents.
- Learn tips and tools for practicing new skills at home.
- Ask questions, gain support and have fun!
February 7: You Can Change Your Brain: Letting go of negative thoughts and feelings
February 21: Bring more Courage & Gratitude to your life.
February 28: Releasing the weight of hurt and anger.
Event LocationTri-Town Youth Services, 56 High Street
Deep River, CT, 06417
Event Fees
Registration is closed for this event.For more information or questions, please email: email@example.com


text:
0 Items in Your Cart
Experience California
Select a city below and explore the best in food, drinks, and events it has to offer. You can send a taste of the best with our city gift baskets to someone special.
Be the first to hear about new products and discounts


text:
The shop will be closed from Sunday 23rd June to Friday 6th July due to building work. We will be open on Saturday 7th July with a re-vamped shop! Online orders will be available during this time. Our phone will also be off but you can contact us at: email@example.com.
Cross & Woods is GDPR compliant. Click here to review our privacy policy.


text:
Shares of Veeco Instruments VECO, -3.69% are tacking on 30 cents, or 2.1 percent, to $14.80 in pre-open trading after Merrill Lynch upgraded the chip equipment maker to "buy" from "neutral." Analyst Brett Hodess said he does not believe the current valuation reflects the company's improving fundamentals, which include increased orders and decreased costs. In addition, the cancellation of the FEI feic merger earlier in the month removes a potential overhang.
Veeco ticks higher in pre-open on Merrill upgrade
Quote References
-0.38 -3.69%


text:
It can get particularly challenging when you're a couple handling other monetary dedications too, whether it's raising kids, settling a home mortgage, and even saving for that unbelievable journey.
Being one of the very first products most couples book in the very first location, this isn't really always a con. Before the legislation going through, only 6% of all same-sex couples were unsure whether or not they would wait. Only 11% of same-sex couples stated they would remain until the federal government passed legislation to legalize same-sex marital relationship.
So how do you break down your wedding event budget plan? The first thing to do is to exercise just how much you anticipate to spend for each provider, and budget plan appropriately. Then you can move your spending plan around depending upon precisely what is or isn't really the most crucial to you. For example, if a bride-to-be is using her mom's bridal gown, then she's going to be investing a lot less on changes instead of acquiring a brand new dress, which might leave more loan for wedding event transportation.
So what does it cost? Does a wedding event expense? Since 2018, the typical Aussie couple merely invests over $31,300 in their marriage. Nevertheless, when it concerns budgeting they, in fact, set the bar much lower. Many couples spending plan around $21,200 for their wedding, although they do usually anticipate to discuss that by around another $4300.
For couples who currently have their own place, or who have actually worked with a place that does not use its personal services, catering will be the next substantial financial investment. The typical food and drink expenses for catering are around $9100, and once again can assist you to identify precisely what design of wedding event you have, whether it's a sit-down meal, buffet or finger food.
So it's no surprise that deciding on a budget plan is among the initial steps a recently engaged couple makes when they start preparing their special day.
Nevertheless, if you're feeling worn down or dissatisfied with how marital relationship equality was handled in 2015, you're not alone. Before the legislation going through, just 6% of all same-sex couples were undecided whether they would wait. This was down a massive 90% from the previous year. Suggesting that lots of couples had actually currently comprised their mind before the legislation passed.
You do not always need to stress over how you pick your date though. Unless you have a particular time that's unique to you or wish to get wed at a specific season, many couples simply choose a time based upon benefit.
Visit a similar website where we get inspiration click here
We're not the only ones who were stirred that the federal government lastly legalized same-sex marital relationship in December 2017. And while our study was performed before the legislation going through, we discovered that 82% of all couples think that same-sex marital relationship needs to be legalized.
Most of the wedding events are for Spring, although March is the most popular month for a wedding event. So depending upon when you're taking a look at marrying, getting in early can be crucial.
Well, fear not! We've got your excellent overview of what does it cost? Wedding event expenses, and just how much you ought to anticipate to invest in each of the services for your day.
Naturally, the very first product you need to budget for is your place. The typical expense of a wedding event location in Australia is around $14,500, and the cost of the area typically uses up to 45% of your whole spending plan. Being among the very first products most couples book in the first place, this isn't really always a con. Understanding just how much the wedding event location will cost can assist you with expenses for the style in addition to the visitor list.
Just 11% of same-sex couples stated they would wait until the federal government passed legislation to legalize same-sex marital relationship. So with the bill being passed their wait is over! We're so delighted you're lastly able to begin preparing your wedding day.
As of 2018, the typical Aussie couple merely invests over $31,300 on their wedding event day. Many couples spending plan around $21,200 for their wedding event day, although they usually do anticipate to go over that by around another $4300.
Indeed, while they were waiting on marital relationship equality to become a truth 66% of couples stated they 'd get wed in a civil event regardless (up 164% from the previous year), while 17% said they would go overseas and married earlier in a nation where same-sex marital relationship was currently legal (up 143%).
For more blog posts about similar topic click here


text:
PU spends pittance on upkeep of 18 hostels
Panjab University has 17 hostels housing over 6,000 men and women students on its campus, and one for working women, but is spending a pittance on their maintenance.chandigarh Updated: Apr 14, 2012 11:48 IST
Panjab University has 17 hostels housing over 6,000 men and women students on its campus, and one for working women, but is spending a pittance on their maintenance. With an estimated budget of over Rs 288 crore for running its affairs for 2012-2013 session, PU has earmarked a mere Rs 1.37 lakh for the upkeep of these hostels.
In the current budget, the varsity has allotted funds ranging from Rs 6,000 to Rs 12,000 for purchase, repair of equipment, annual maintenance charges (AMC), fixture and replacement of broken glass panes etc for each hostel.
Five hostels were allocated Rs 6,000 each and another five Rs 8,500 each. Five hostels were given Rs 8,000 each and two hostels secured Rs 12,000 each.
On an average, around Rs five lakh is spent annually on each hostel for maintenance, with the money coming from hostel funds realised from students in the form of fee and fines.
Students complain about stinking lavatories, lack of adequate drinking water, ill-maintained buildings and shabby lawns in all hostels.
A warden of one of the hostels, on condition of anonymity, said that with funds sanctioned by the varsity in its annual budget, they could not even pay for AMC of water filters installed in each hostel, which is around Rs 2,000 per water filter. "Hostel funds are not sufficient to take care of routine maintenance work throughout the year," said a warden.
As a result of fun shortage, even minor repairs were delayed, making students suffer in the process.
Panjab University Students Union (PUSU) senior leader Sumit Goklaney said that it is struggle for students to even get the broken latches of washrooms replaced.
Calling for need to increase funds for upkeep of hostels, Sumit said that the university was getting ample money from the Centre and other agencies.
The authorities should divert more funds for the purpose of hostel maintenance rather than depend on funds generated from students in different forms, he added.
When contacted, dean, student welfare (DSW), Prof Amrik Singh Ahluwalia said that before preparing the budget, all hostel wardens were asked to send their requirements. "Based on the requirement, funds in budget are earmarked," Prof Ahluwalia maintained.
He further said that funds were increased whenever they got a request from hostels.
First Published: Apr 13, 2012 22:51 IST


text:
Is There a Cure for Food Allergies?/
Food allergies presently a serious and frustrating health problem. Currently, medical science knows of no "cure" for food allergies, and there are few effective treatments. However, the problem is so widespread (food allergies affect over 15 million Americans, including 1 in 13 children under 18) and so potentially dangerous (serious food allergies can be fatal) that many groups within the healthcare community are working to find solutions.
First, having a food allergy, or being the parent of a child with a serious food allergy, can be a frightening situation. Minor symptoms of a food allergy include itching in the mouth, swelling of the lips, and gastrointestinal problems such as cramps, diarrhea, vomiting, and pain. In more serious cases, such as an allergy to peanuts, the symptoms can escalate to the formation of hives and rashes on the skin, the swelling of the throat leading to an inability to breathe, a significant drop in blood pressure, and even death. Some children with peanut allergies have a level of sensitivity to the allergen so acute that merely touching another child who has eaten peanuts can trigger an attack. Most treatments available today focus on alleviating or preventing the symptoms, especially the life-threatening ones. The only truly effective prevention involves completely avoiding any contact with the foods that trigger the allergic reaction. But this doesn't always work, so some people with serious food allergies carry an auto-injector containing epinephrine (adrenaline) with them at all times, in case of an attack.
Antihistamines have also been used, and proven effective, in treating mild to moderate allergic reactions. These work by blocking the effects of histamine, the protein that causes an allergic reaction. Because this condition affects so many adults and children, a great deal of research is being conducted on food allergy prevention and treatment.
Some of it is promising, such as the work of Kari Nadeau, Associate Professor of Allergies and Immunology at Stanford University School of Medicine. Her studies involve trials of a treatment called oral immunotherapy, which she hopes will desensitize children with severe peanut allergies. She gives the children very small doses of peanuts each day under tightly controlled conditions, gradually escalating the amounts over a course of years. Some of the subjects have, in fact, developed a tolerance to the food, and for them it is no longer dangerous. However, Nadeau points out that this treatment is still experimental and that it doesn't provide a cure per se-the patients have merely become desensitized to the allergen. Its success, if it is eventually approved by the FDA as a form of treatment, will likely involve patients having to take "maintenance doses" of the allergen every day, otherwise the sensitivity may return.
Those who favor "food as medicine" suggest other treatments such as elimination diets to cleanse or detoxify the digestive system and enzyme therapies. Proponents favor drinking lots of water to keep the body hydrated and eating certain foods that suppress histamines (thus acting as natural antihistamines). Although there are anecdotal stories of success with these types of approaches, they haven't yet been evaluated in formal, large-scale research studies.
The same is true for "laser treatment" of food allergies. The theory behind such treatments is that the application of a low-power laser light to various pressure points stimulates the immune and nervous systems, allowing the body to develop a resistance to allergens. Again, although there has been anecdotal evidence that such treatments can be effective, there is little scientific data so far to confirm this. The practice itself is controversial. In at least one state, a bill has been presented in the state legislature to prevent medical practitioners from using it.
So the unfortunate answer to the question "Is there a cure for food allergies?" is "No." For the time being, there is no scientifically proven cure that is generally recognized as effective within the healthcare community. However, a great deal of work is being done to understand food allergies more completely and to provide patients with effective treatment options. Until these options are tested and widely available, the best general advice is to avoid the foods you're allergic to.
If you are interested in living a healthier life, give us a call at (303) 776-6767 and see how chiropractic care can help!


text:
NFL Futures: Odds and Predictions for Super Bowl Champion...Read this article
Clippers Will Eliminate Rockets In Game 6 Of NBA Playoffs
The Los Angeles Clippers tend to take their playoff series to seven games since Chris Paul joined the team — at least when they win the game. However, I'm here to tell you that the Clippers will finish off the visiting Houston Rockets in Game 6 at Staples Center on Thursday night. L.A. is an 8-point favorite at BetOnline with a total of 219.5. On the series line, the Clippers are now -800 and the Rockets +600.
Harden Leads Game 5 Charge
After being destroyed in Games 3-4 in Los Angeles, the Rockets won Game 5 124-103. James Harden played with much more aggressiveness, despite having the flu, and had 26 points, 11 rebound and 10 assists. Rockets coach Kevin McHale tweaked his rotation a bit to play Harden for shorter stints, having him come out in the first quarter when Dwight Howard usually does. But when Harden returned, he took over, scoring 14 second-quarter points to take the Rockets to a 15-point lead. He still played 43 minutes, getting his first playoff triple-double. Harden's triple-double was Houston's first in the postseason since Steve Francis' in 2004.
"We weren't aggressive enough the first four games," Harden said. "We were timid. They have really good bigs. We made a conscious effort to go into attack mode."
Dwight Howard added 20 points and 15 rebounds and outplayed DeAndre Jordan, who had some foul trouble. Trevor Ariza added 22 points for Houston, and Corey Brewer had 15. Coach Kevin McHale put Josh Smith into the starting lineup and Terence Jones in a reserve role as both were struggling in the series. Smith finished with nine points and seven rebounds, while Jones provided a spark off the bench with 12 points.
Clippers Let Rockets Dictate
"They just played harder," Coach Doc Rivers said. "They were more focused. They played like they were the desperate team, and we didn't play very desperate tonight. Give them credit."
The Rockets led by as many as 22 points in the third before the Clippers went on a 9-2 run to cut the deficit to 12, when the Rockets answered by getting the lead back up to 15.
"I don't think any of us really did our parts," said Blake Griffin, despite a 30-point, 16-rebound performance to lead the Clippers in both categories. DeAndre Jordan finished with 13 points and 11 rebound in 25 minutes, with the Clippers' defense suffering as he dealt with foul trouble. Paul added 22 points and 10 assists in 35 minutes of action, his most since returning from a hamstring strain. But it wasn't enough, with the Rockets shooting 54.1 percent in the game.
Since Paul joined the team in 2011, the Clippers have never won a series in fewer than seven games, going the distance to beat Memphis in 2012, the Warriors in 2014 and the Spurs in the first round this season. They were up 3-1 in 2012 and 3-2 in 2013 but needed to rally from down 3-2 to beat the Spurs this year. Teams leading a best-of-7 series 3-1 have gone on to win the series 96.5 percent of the time. The Clippers will finish it Thursday, although look for a Houston cover.
Category : Sports Betting News


text:
|Home > Rosaley
♀ Rosaley
What does Rosaley mean?
Rosaley as a girls' name is of French derivation. Rosaley is an alternate form of Rosalie (French): possibly "rose garden".
VARIANTS Rozellia, Rozella, Rozelie, Rozalie, Rozalia, Rosella▼, Roselia, Rosalia, Rosalee
RELATED FORMS VIA ROSALIE Rosaleen, Rosalina, Rosaline, Rosalyne, Roselle, Rozele, RozelyCREATIVE FORMS
Rosaley Hailey (R.H.), ..
How popular is Rosaley?
Rosaley is an uncommon first name for women. Rosaley is an equally unique surname for all people. (2000 U.S. DEMOGRAPHICS)
Which version is better?
Prominent variation forms of Rosaley (NOT RANKED) listed in the Top 2000 are Rosalie (#254 A YEAR AGO), Rosalee (#1056), Rosalina (#1584), Rosalia (#1640), Rosaline, Rosella, Roselle and Rozella. Other variants, like Rozelie, are seldom used. Adoption of these relations of Rosaley was common 9 decades ago (MEDIAN #985) and is somewhat lower today (#1566, ▼30%). Rosalie has historically been the top pick of parents, while Rosella is now less popular. (2016 BIRTH STATISTICS)
Similar Names
Rosaley is pronounced similarly to Rosalee, Rosalia, Rosalie▲, Roselia, Rosella▼, Rozalee, Rozali, Rozalia and Rozalie. Other recommended sound-alike names are Coley, Corley, Haley▼, Holley, Jooley, Josey, Kaley▼, Kealey, Lesley▼, Molley, Posey, Railey, Raley, Rawley, Riley▲, Ripley, Rivalee, Romala, Romalda, Romane, Romney, Ronae, Ronalda, Ronney, Rosa▼, Rosabel, Rosae, Rosal, Rosalba, Rosaleen, Rosalen, Rosalin, Rosalina, Rosaline, Rosalinn, Rosalyn▲, Rosalynd, Rosalyne, Rosana, Rosanne▼, Rosay, Rosee, Roselin, Roselle, Rosellen, Roselyn▲, Rosemarey, Roser, Rosey, Rosheen, Rosse, Roxane, Royale, Royalene, Royall, Royalla (see Royale), Royalle, Royalyn, Rozalin, Rozalyn, Rozele (see Rosalie), Rozely (see Rosalie), Ryley, Sesamey (see Sesame), Ursley and Yolley. These names tend to be more commonly used than Rosaley.


text:
Today is the final day before racing starts out here in Hyeres, yesterday was funny day the wind was very strong some decided that it wasn't worth risking the boat and stayed on shore to do some final tinkering before racing starts. It s amazing how boat work eats up the time but now the boat is fully prepared and ready for racing!
Today is the practice race day and we will use the time to get some more starting and racing experience and match up against some of the other nations to check boat speed and settings. The practice race doesn't actually count for anything but its a good indicator, so check back later this evening to see how it went.


text:
Rebecca Theim via Crowdrise
June 30, 2012
BENEFITING: Contemporary Arts Center
EVENT DATE: Sep 30, 2012
dashTHIRTYdash is a fund to financially assist employees and contractors of The Times-Picayune slated to lose their jobs or a significant portion of their income Sept. 30 as the newspaper abandons daily publication. The Contemporary Arts Center of New Orleans is serving as the fund's fiscal agent, which makes dashTHIRTYdash contributions tax-deductible.
The Team: $0 TOTAL RAISED SO FARJOIN THE TEAM
Want to help Fundraise or Volunteer for this amazing Fundraiser? Join the Team
Donor Comments
Be the first to Donate to Rebecca and dashTHIRTYdash, The Times-Picayune Employee and Contractor Assistance Fund.


text:
Once Again Organic Tahini Butter
Organic - Gluten Free - Raw
Once Again Organic Tahini ButterASOTB
Once Again Organic Tahini ButterASOTB
Product Details
Once Again Organic Tahini is made exclusively from ground, hulled organic sesame seeds, lightly roasted before milling to enhance the natural nutty flavor. A centuries old Middle Eastern staple, tahini has many uses, including hummus, on sandwiches, to thicken soups and sauces, in salad dressing and topped with date or maple syrup and eaten on bread. The organic sesame seeds are sourced from grower co-ops in Nicaragua, and help to support the sustainability of nearly 2000 farmers in Nicaragua and throughout Central America. The seeds are processed by Once Again Nut Butter Collective, and employee owned company in Nunda, NY. A source of vitamin E and protein, this lightly roasted organic tahini butter makes a healthy, flavorful addition to any meal.
16 oz.
Ingredients Organic Raw Sesame Seeds


text:
Arena Auto Glass Ltd is located in the North end of Saskatoon. We are focused on making auto glass repair easier for you. Our company understands your busy schedule and that is why we offer a mobile service - we can come to you! We carry different kinds of auto glass including windshields and rear windows. We also carry glass for doors and can repair mirrors.
The next time you have an insurance glass claim, come to Arena Auto Glass. Our friendly, honest staff of technicians is here to lend you a helping hand. We are SGI accredited.
Please login to add a recommendation.


text:
SPARTANBURG, S.C. and GREENVILLE, S.C., Oct. 5, 2015 (GLOBE NEWSWIRE) -- Carolina Alliance Bank ("CAB") (OTCQX:CRLN), PBSC Financial Corporation ("PBSC"), and PBSC's wholly-owned subsidiary, Pinnacle Bank of South Carolina ("Pinnacle Bank"), jointly announced today that the previously announced merger of the two banks was completed on October 3, 2015 after receiving all shareholder and regulatory approvals. Today the Pinnacle Bank offices in Greenville, Powdersville and Easley opened as offices of CAB.
Under the terms of the merger agreement, PBSC shareholders will receive either $12.00 in cash or 1.0909 shares of CAB common stock, or a combination thereof, for each PBSC share they owned immediately prior to the merger, subject to the limitation that the total consideration will consist of 20% in cash and 80% in CAB shares. PBSC shares exchanged for stock will convert to newly issued CAB shares, with cash paid in lieu of fractional shares. Based upon the final CAB stock price1, the transaction value was approximately $22.3 million.
"Customers of both Carolina Alliance and Pinnacle Bank will continue to receive the exceptional customer service they expect from both organizations, with the added benefits of enhanced product and service offerings," said John Poole, Chief Executive Officer of CAB. Mr. Poole added "Although our footprint is expanding, the combined financial institution remains committed to the philosophy of serving our markets through local bankers making local decisions." David Barnett, CAB South Carolina Western Region President and former President and Chief Executive Officer of PBSC, noted "As we grow, the advantages of this merger include a significantly higher lending limit, expanded range of products and services, enhanced capital base, and the ability to generate efficiencies, which we believe in turn will increase profitability."
CAB began operations in January 2007 and is headquartered in Spartanburg, South Carolina. PBSC was founded in January 2006 and has been headquartered in Greenville, South Carolina. The combined bank will have eight banking offices located in Spartanburg, Greenville, Powdersville, Easley, Anderson, and Seneca, SC and Asheville and Hendersonville, NC, as well as loan and lease production offices in Spartanburg, SC and Charlotte, NC. All of the offices will operate as CAB. The bank will be headquartered in Spartanburg, SC, with senior management personnel operating from Spartanburg, Asheville, and Greenville. More information about CAB can be found on its website at www.carolinaalliancebank.com.2
Carolina Alliance was advised in the transaction by FIG Partners, LLC as financial advisor and Nelson Mullins Riley & Scarborough LLP as legal counsel. PBSC was advised by SunTrust Robinson Humphrey as financial advisor and Bryan Cave LLP as legal counsel.
1 The final CAB stock price of $10.92 per share is calculated in accordance with the merger agreement based on a volume weighted average price for the period August 26, 2015 through September 28, 2015.
2 Certain statements in this release contain "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, such as statements relating to future plans and expectations, and are thus prospective. Such forward-looking statements are subject to risks, uncertainties, and other factors, such as the businesses of CAB and Pinnacle Bank may not be integrated successfully or such integration may take longer to accomplish than expected; the expected cost savings and any revenue synergies from the merger may not be fully realized within the expected timeframes; disruption from the merger may make it more difficult to maintain relationships with clients, associates or suppliers; an economic downturn nationally or in the local markets we serve; competitive pressures among depository and other financial institutions; the rate of delinquencies and amounts of charge-offs; the level of allowance for loan loss; the rates of loan growth or adverse changes in asset quality in the banks' loan portfolios; and changes in the U.S. legal and regulatory framework, including the effect of recent financial reform legislation on the banking industry, any of which could cause actual results to differ materially from future results expressed or implied by such forward-looking statements.
Although we believe that the assumptions underlying the forward-looking statements are reasonable, any of the assumptions could prove to be inaccurate. Therefore, we can give no assurance that the results contemplated in the forward-looking statements will be realized. The inclusion of this forward-looking information should not be construed as a representation by CAB nor PBSC or any person that the future events, plans, or expectations contemplated by such entities will be achieved. All subsequent written and oral forward-looking statements concerning CAB nor PBSC or any person acting on their behalf is expressly qualified in its entirety by the cautionary statements above. Neither CAB nor PBSC undertakes any obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events, or otherwise, to reflect circumstances or events that occur after the date the forward-looking statements are made.
Carolina Alliance Bank John S. Poole (864) 542-2615 John D. Kimberly (828) 255-5711 Pinnacle Bank David Barnett (864) 233- 8275
Carolina Alliance Bank
Spartanburg, South Carolina, UNITED STATES
Carolina Alliance Bank John S. Poole (864) 542-2615 John D. Kimberly (828) 255-5711 Pinnacle Bank David Barnett (864) 233- 8275
CAB.jpgLOGO URL | Copy the link below
Formats available:
Pinnacle Bank logoLOGO URL | Copy the link below
Formats available:


text:
Peppertree Lane, Girgarre
This large scale dairy farm has the capacity to milk over 400. It is made up of 3 lots only divided by a road. Lot 1 consists of 370 acres (149ha), 50 stand rotary dairy, computerised drafting system, very modern calf rearing facilities, majority lasered & long fertilizer history. There are excellent SFSL soils, majority lasered, all draining to recycle dam & laid out for ease of management plus 300 meg bore. Lot 2 comprises of 189 acres (76.5ha) with 21 swing over herringbone dairy, 100' x 30' machinery shed, 275 tonne hay shed, excellent laneway runs through the farm which divides long lasered paddocks. There are padman stops throughout making this property very easy to irrigate & manage. This farm is complimented with a tastefully renovated 3 bedroom brick home with large rooms & ensuite to main bedroom. Lot 3 comprises of 130 acres (52.6ha) of dry country which is used for hay production and run off in the winter. We also have a very comfortable 3 bedroom weatherboard house. All up there is 689 acres of highly productive land serviced by backbone channels ensuring water reliability.
76 Ibbott Road, Waranga Shores
Download Brochure
Director, Rural Sales
0407 859 636


text:
Deuteronomy 6:5 "Love the LORD your God with all your heart and with all your soul and with all your strength."
Without question God should be #1 in our lives. He should be our first priority. But is He? When you wake up in the morning what is the first thing you do? Do you honor God for blessing you to see another day? What about when you receive your pay check or any "increase" in your finances. What is the first thing you do? Do you take out 10% to give back to the Lord honoring Him for blessing you with the money you were given? (Malachi 3:10) When you have a major decision to make, do you consult God first? (Proverbs 3:5) What about before you go to bed at night is the last thing you do is thank God for blessing you through another day? These are a couple of ways we can determine if we are really putting God first in our life.
The Bible instructs us in Matthew 6:33 to, "But seek first His kingdom and His righteousness, and all these things will be added to you."
Click here to read the rest of the article on The Praying Woman


text:
Click here to read this mailing online.
Here is a sample subscription for you. Click here to start your FREE subscription
Today, we remember the attack committed on this date in 2001 against the United States in the United States.We remember the victims, their hopes, their dreams, their lives cut far too short.We remember their families, who have suffered unimaginable losses.We remember the pilots and the flight crews, whose courage was unsurpassed.We remember the emergency responders, whose heroism and sacrifice were unparalleled.We remember our leadership, their grace under fire, and their determination to protect and defend us.We remember the enemy, who they are, what they are, what they believe, and what their goal continues to be.We remember that the attacks were acts of war.We remember that the war is still with us, whether we like it or not.Today, we remember.We remember always
Welcome back to MonicaMemo.com! We've been dormant for a while, but as we bring the site back to life, we hope you'll join us for all kinds of interesting content to match these interesting times. I hope you'll check in regularly to see what's going on here and be a part of our MonicaMemo community. Thanks for hanging in there with me. Most grateful. More to come...
- Monica Crowley


text:
Toronto Community Housing hosted its first community meeting about the revitalization of Lawrence Heights and surrounding neighbourhoods. More than 300 people turned out for a lively evening of entertainment, information sharing and great food.
The City of Toronto, TDSB and other partners in the revitalization planning process also attended the event.
The evening began with a community fair consisting of nine local groups, a wide array of Kosher and Halal snacks, and live drummers who played against a backdrop of images of people and places in the area. Following the fair, the meeting began with short presentations by local councillor Howard Moscoe (Ward 15, Eglinton-Lawrence); Giorgio Mammoliti, Chair of the Affordable Housing Committee; Sue Corke, Deputy City Manager; Ted Tyndorf, Chief City Planner and Derek Ballantyne, CEO Toronto Community Housing.
After the presentations, participants were invited to participate in roundtable discussions on two questions:
Each table was given the opportunity to share their suggestions. All attendees were encouraged to sign-up for inclusion on a Lawrence Heights mailing list to receive an overview of the meeting and updates on the planning process.
If you would like more information about Lawrence Heights Revitalization, send us an email: email@example.com or call 416-981-4311.
What's New
Site map
Terms, Privacy and Copyright Information
Access Keys


text: Jim Byrnes' name may not be too familiar to the average punter on this side of the Atlantic, but this supremely gifted American expatriate has been the recipient of numerous prestigious Juno and Maple Blues Awards in his adopted Canadian homeland since moving there in the mid seventies. Jim's latest collaboration with guitarist and producer Steve Dawson finds the pair tackling a blend of original material and soulful covers, including Bobby Bland's "Ain't No Love in the Heart of the City," The Band's "The Shape I'm In," and Percy Sledge's "Out of Left Field." Splendid Stuff.


text:
Flagstaff Mini Sessions | Phoenix Photographer
I cannot believe I never blogged all of these mini sessions from last year!! I was looking up some location information for a client and saw these sessions and am in LOVE with them all over again!!
I know I say it all of the time, but I have the most incredible clients! The families that I have been blessed to capture over the years bring me so much joy! We always have a good time and I love being able to freeze these moments for them to enjoy for a lifetime!!
If you are interested in booking a mini session this year, please check out my schedule here
Here are just a few favorites from the sessions I was never able to blog!


text:
Top 5 reasons to migrate to Magento 2 now!
The Absolute Magento 2 Image Slider Module. Now available for free on the Magento Marketplace
Magento PWA Studio Released
Giftpup Magento site wins GOLD award for Retail & Ecommerce
The Absolute End of Year Review 2018
Why should you update your PHP version?
Which eCommerce platform is best for me? Magento vs Shopify vs WooCommerce
What are the differences between Magento Open Source vs Magento Commerce?
Magento 1 to Magento 2 - how easy is it to migrate?
Absolute release Magento Ninja 2 PWA
End of life for Magento 1 - It's Official!
We're finalists of TWO prestigious awards
We're the 1st UK partner to achieve Magento 2 Professional Front End Certification
Using NGINX for SSL Termination with Varnish and Magento 2
Magento 2.2.4 - What to expect
Upgrading your Magento website to PHP 7.1 - What you need to know
Prefer just to call? 0115 953 4800. More details can be found on our contact page.
We will only use your details to contact you about your enquiry. We won't pass your details to 3rd parties