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Congrats to Corinne Fenton who has not one but TWO new Xmas picture books coming out!
Hey Baby, It's Christmas
isbn 9781922244451
ages 0+
Hey Baby, hold on tight, Christmas is coming! Lovely text for babies and small children, with very appealing photos of baby animals. In the same series as Oh Baby! Hey Baby! Hey Mum, I Love You and Hey Dad, You're Great
Little Dog and the Christmas Wish
isbn 9781742032368
ages 3+
illustrated by Robin Cowcher
Little Dog and Jonathan are best friends. They do everything together. But on Christmas Eve, Little Dog finds himself lost and alone in a busy city. How will he find his way home? Can Christmas wishes come true?
Both are published by Black Dog/Walker Books
Prolific Corinne - congrats again!


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An official website of the European Union. See all European Institutions
Check against delivery.
Let me start by saying that this first ever Stabilisation and Association Council between the European Union and Bosnia and Herzegovina was going to be in itself a positive thing for this very same fact - that it takes place. But let me also say sincerely that this was a very positive meeting also in substance. An extremely good one that allows us to not only be satisfied with the work done over this year, but also to look forward to the next steps of this common work.
So, very positive news, a very positive meeting and a very positive element on a way that we have defined together and that we are following together with very good results, I would say. The meeting is already in itself, as I said, a result of a commitment by the institutions of Bosnia and Herzegovina and the political leadership to move ahead with reforms and on the European Union path - first of all, for the benefit of the people of Bosnia and Herzegovina. It is also a product of the hard work of many people in Bosnia and Herzegovina, in the EU Member States and here in Brussels. I would like to thank all our respective teams for the excellent and hard work they have done over the year and in particular in preparation of this meeting.
Exactly one year ago, we had a joint vision on how to re-launch Bosnia and Herzegovina's reforms and the European Union path. We had Council conclusions in the European Union adopting a new vision on how to engage with Bosnia and Herzegovina. We visited, together with Commissioner Hahn, to share this with the leadership and institutions of the country. And we have been constantly engaging together in this process, jointly, over this year.
With the European Union's support, but first and foremost with a strong political will and determination, Bosnia and Herzegovina's institutions have engaged in an ambitious reform process focusing, as a priority, on the country's citizens and on improving their economic conditions with the specific focus to opportunities to be offered to the young people of the country. Much positive effort has been made in this regard. This is extremely encouraging. This was recognised by the European Union in the formal meeting today.
The Stabilisation and Association Agreement now needs to be implemented, so that Bosnia and Herzegovina can make full use of it. And the momentum in reforms must be sustained over time so that they can continue to deliver. This is what the citizens of the country need and what they demand. I heard that very clearly from their voices every time that I was visiting the country in this last year.
In the meeting today we had a clear agreement on priorities for the implementation of the reform agenda and of the SAA and on the adaptation of the SAA. We agreed that work will start already next week with our teams. There is also clarity about other necessary reforms, including in the area of rule of law, public administration, protection of human rights and minority rights. There is a clear commitment on both sides to continue our common work to deliver concrete results, and soon. This would enable Bosnia and Herzegovina also to move forward on its European Union path. This is the positive sense of our meeting today.
Obviously, we have all noticed that not everything is as positive and enthusiastic as the mood and the spirit and the outcome of our meeting today. Yesterday's decision of the Republika Srpska government to suspend cooperation with certain judicial and law enforcement agencies in Bosnia and Herzegovina could jeopardize the functioning of the judiciary and law enforcement in the country. We underline the need to respect the rule of law throughout the whole territory of the country and we call the authorities in Bosnia and Herzegovina to maintain mutual cooperation and dialogue.
We, together with Commissioner Hahn, are ready to continue to invest our time, our energy, our political capital, our relations with the rest of European institutions and Member States to continue on this path of reforms, of positive results for the people, all the people, of Bosnia and Herzegovina and to bring the country forward on the European Union path. And to make this process deliver for all the citizens of the country and also in the interest of the European Union as such.
Thank you very much. I thank you very much for your presence Prime Minister Denis Zvizdić and for your very constructive work.
Link to the video:http://video.consilium.europa.eu/webcast.aspx?ticket=775-982-16736

subset: commoncrawl


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- Sector Education Technology
- Location Germany
- Investment Status current
Sofatutor is the pioneer among digital learning companies in Germany. The company offers short learning & explanatory videos, interactive exercises, downloadable worksheets, as well as a supportive homework chat, all adapted from the entire syllabi beginning at elementary school through to Abitur.
Sofatutor achieves both better outcomes for its students and these students enjoy studying more than before. Thus, Sofatutor is a leading disruptor of the €1bn tutoring market in Germany.
"We've been in talks for 3 years, we know the team, the energy is right, and very important for us is that the team has a distinct knowledge of the EdTech space, which was important for us."
Stephan Bayer, Founder & CEO


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- Workday Wardrobe -
This is a little series I started on my Instagram stories - Workday Wardrobe. There are so many outfits that get lost in everyday life and we can't have that, can we? ;) Below I linked my business casual finds for all you 9-5 ladies. I get so many questions on 'what to wear to work,' so here goes some bizcas inspiration:
What do you babes think? Would you like more weekly/biweekly work outfits?


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The US Department of Labor, Employment and Training Administration (ETA) has issued guidance to State Workforce Agencies regarding the processing of Work Opportunity Tax Credit (WOTC) applications now that the program is retroactively extended to January 1, 2015.
WOTC has been retroactively extended from 2014 to 2019
As we previously described, On December 18, 2015, President Obama signed into law the Protecting Americans from Tax Hikes Act of 2015 (PATH) that extends the Work Opportunity Tax Credit (WOTC) retroactively for hires from December 31, 2014 to December 31, 2019.
ETA instructs State Agencies to process applications during authorization gap
State Agencies are being instructed to process all timely filed certification requests for all currently reauthorized target groups using the current forms and issue employers or their representatives the respective certifications or denials.
The ETA plans to modify ETA Form 9061/9062 and IRS Form 8850 for statutory requirements for the new Long-term Unemployment Recipient target group. The ETA has advised State Agencies to encourage employers to postpone certification requests for the new target group until the revised forms are available.
Forms submitted for the new target group should indicate "Long-term unemployment recipient" in the top right margin, under the expiration date.
State Agencies may accept applications for the new target group using the current forms ETA forms 9061/9062, yet must postpone processing those certification requests until the ETA issues additional guidance.
A handful of states have provided updated guidance on the WOTC extension. Please contact your State Workforce Agency to confirm the handling required for these forms.
Where Employers can Find More Details
To learn more about the recent WOTC Reauthorization go to: https://www.doleta.gov/business/incentives/opptax/pdf/PATH_Act_2015-WOTC_Interim_Instructions.pdf
If you have any questions regarding WOTC itself, the agency has established a direct email address: email@example.com.
Thank you for choosing Paylocity as your Payroll Tax partner. Should you have any questions please contact your Paylocity Account Manager.
This information is provided as a courtesy, may change and is not intended as legal or tax guidance. Employers with questions or concerns outside the scope of a Payroll Service Provider are encouraged to seek the advice of a qualified CPA, Tax Attorney or Advisor.


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HP Forum Archive 17
[ Return to Index | Top of Index ]
I am a chemist and really not at all any kind of engineer.
In regard to flash memory MOSFET configurations, why is the NOR (parallel or random access) setup designed to use hot electron (holes, too?) injection to program while the NAND version (serial, block access) exclusively uses Fowler-Nordheim injection?
The latter appears more efficient, seems to use less power, and spares the transistor of excess aging.
I would really like to know why the hot carrier injection design is still used.
It is a complex battle of both technology trade-offs and vested interests by semiconductor manufacturers.
See this article for appliations in mobile hansets:
Quoting from the end of the article: "Right now, NAND still lags NOR in read speed, while NOR is considerably behind NAND in density. Until one technology can bridge the advantage gap offered by the other, there will continue to be cases, such as in the NEC FOMA 900iL handset, where NAND and NOR can, and will, co-exist."
INTEL and ST are continuing to push their NOR technologies and now are competing better on density by using 4 levels in a cell to store 2 bits per cell.
But why even use the hot electron injection design in NOR cells?
Some NOR flash parts do use Fowler-Nordheim tunneling for both program and erase (vs. the majority of NOR flash that uses hot electron injection for program and Fowler-Nordheim tunneling for erase). I'm not sufficiently conversant with the issues to know why most NOR flash parts still use hot electron injection.
Edited: 5 Nov 2007, 2:58 p.m.
Return to Index | Top of Index ]
Go back to the main exhibit hall


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Q.U.B.E. 2 at The MIX
We had a fantastic time showcasing Q.U.B.E. 2 at the MIX (Media Indie Exchange) during GDC in San Francisco.
The positive responses we received were overwhelming and we've returned home with so much insightful feedback.
We'll be showcasing at EGX Rezzed in London next - make sure to get down and come and experience Q.U.B.E. 2!!!
Here's a few photographs of the event and the team showcasing at GDC.


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Poor Lena. Seems she is prone to tonsilitis. Actually she threw her first spanner last night, when she reminded me about her field trip today, and the lunch that I had to pack her it. So I flew off to the supermarket to pick up cheese sausages and broccoli. It's just not a 'real' Mum's bento without cheese sausages and broccoli.
Then this morning she threw the fever. When she flew into my room in a panic to tell me, I actually thought that with some meds she might be able to stagger out the door and onto the bus, but she lost her steam half way through breakfast, and didn't even finish her weetbix, even with brown sugar on top.
Kanji working until 1pm. An essay to check and the weekend shopping to do. Erica at kindy by 10am, but home again at 12:15, and me starting work at 1pm. Erica going trick-or-treating with her kindy class at 3pm, me finishing work at 4:10pm and a doctor's appointment for all three of them at 4pm. Then a visit to Kanji's parents to see Jiichan after his recent return home from another short hospitalization. Chicken skewering and oreo-witch-hat making sometime after we got home.
In case you haven't twigged yet, that's not doable with a kid with a fever. (In fact I doubt if it was actually doable at all). Usually we would take one kid to Baachan's if we were stuck between a rock and a hard place like this, but we couldn't expose Jiichan to germs in his current fragile state of health. So it had to be done... I called and *cancelled work* GASPhyperventilatepanicattack! You just don't DO that on a part-time short-contract job. You don't cancel when you only work a few hours a week. You don't cancel at short notice when your contract is coming up for renewal. And finding the time to do make-up lessons is always a hassle too.
And so I ended up walking around Jusco Mall with the Mad Hatter, 13 charming pre-schoolers and a gaggle of camera-toting parents, instead of coaching teens in the finer arts of octopus ring toss and Pin the Hat on the Turkey. The chicken was skewered at the more leisurely hour of 1pm, and the oreo witch hats were very enjoyably constructed with Amy's increasingly expert assitance after dinner. The only crunch time was the overlap between the end of the Halloween Walk and the doctor's appointment, which saw me running in to the hospital late with a mini witch in my arms, after the others had finished, and then being late at the chemist (and running into the take-kid-to-doc-after-work crowd), then late shopping for dinner, so I bought fast-dinner stuff (tofu, gyouza and packet soup with bread) as I knew I'd be met by cries of 'Mum, I'm hungry!' as soon as I walked through the door.
Now all I have to do is successfully coordinate packing and pie-making in the morning, and pray no-one else gets sick, and we might just get through the weekend!


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August 2017
Current Issue: August 2017
As a certified and bonafide Baby Boomer, I used to chafe at the idea of being labeled and categorized thus. After all, the whole meaning of the sixties was to flaunt your individuality and do your own thing. Years later, my daughter became a tween just about the time they came up with the sub-category of Tweens. Again I scoffed at the label ... until I read the descriptions of this new group.
Sometimes you do everything right and still get the short end of the stick. About 12 years ago, Mary M. Kosir's husband Michael was diagnosed with Type 1 diabetes. That's not the kind you get because of bad habits — lack of exercise or poor diet. It's the kind that manifests regardless of lifestyle.
It took 13 years for Tashitaa Tufaa to grow his business revenue to $35 million. He came to Minnesota as a young political activist from the Oromo region of Ethiopia. After securing political asylum, he earned a graduate degree from the University of Minnesota.
Industry Watch
Photo by Rachel Nadeau
It would never occur to diners at the Italian Eatery to put down their forks and turn over their chairs to inspect the underside of their seats.
Are good vibes and pay-it-forward generosity enough to sustain a community of makers and doers? CEO Nick Powley, president Mac Cameron, and their fellow CoCreateX co-founders and board members believe so.
Industry Watch
We are proud to present our third annual cohort of Young Entrepreneurs — those who are 35 or younger and have founded or cofounded a business. While some feared we would run short of Young Entrepreneurs this year, we are happy to report that we received a record number of applications and are featuring more than ever before.
Professional Development
Why would you drive across town 25 minutes for a gym when you pass several along the way? Because when you walk into The Power House, you don't just walk into a gym, you become part of a community. As you enter the side door, you are greeted with the House Rules, and immediately realize you're in a special environment.
Professional Development
Unfortunately, yes. Though leadership experts emphasize it, few companies demonstrate a consistent personal approach to service. The handwritten note still has the power to make your company stand out.
Jared Hanks is among the younger Studio/E members, but his contributions compare well to those with far more years under their belt. At Juxtaposition Arts, an organization that connects young talent from the north side of Minneapolis to the creative economy, Jared runs outreach and engagement.
If you're a 20-to-30-something Minneapolis-based startup enthusiast, pick yourself up off the floor and continue reading. For everyone else, allow me to introduce you to Twin Cities Startup Week (TCSW).
I've treated college a lot like the Kentucky Derby, except I'm the horse. Blinders distract me from any opposing thought as I race to the end of my four years, ignoring any signs of distress. Everyone is cheering me on, I must be doing well. I'm ten meters from the finish line and I'm winning! I must be. But it's an illusion.
Made in Minnesota
Minnesotans are no strangers to passing time on a patio among the green space. Loll Designs invites them to also consider green design. Chairs from the Duluth-based maker of recycled plastic lawn furniture can be spotted at venues such as the Walker Art Center and the upcoming Nicollet Mall project.
Made in Minnesota
"Minnesota Nice" is not something that Debb Masterson takes lightly. Unlike entrepreneurs who set out to become millionaires, Masterson started her business with the simple mission to earn enough money to provide a local nonprofit with a water cooler.


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From a Little Girl
Richard Forsyth
~ By an Anonymous Contributor,
I am 10 years old and going into the sixth grade. My mom has the book Fascinating Womanhood. One day about two months ago, she told me to take her Fascinating Womanhood book to my teacher and let her read it. But it was too late. Her husband had died about six years ago. But I thought it still didn't hurt her to read it.
She didn't have time to read it in class because she was too busy getting mad at some boys who had been playing hooky the day before. I told her she could take it home to read and she did.
The next morning, she came to school with a real pretty dress on. She said, "That's a fantastic book. If more women would only read it and do what it says, there wouldn't be any more divorces! Can I borrow it again"? So, I told her it was okay.
Now whenever she gets mad she uses sauciness and has a soft voice, thanks to Fascinating Womanhood.
NOTE: Our testimonials only come from real contributors, most of whom prefer to remain anonymous. The images we use in association with anonymous stories are just stock supply. We encourage you to share your story so the entire community can grow and benefit. We promise to keep your details as anonymous as you desire. Thank you to all you fascinating women out there who continue to contribute. You are changing the world!


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Canada's speed skiers have an annual tradition of testing their equipment and form in wind tunnels, and thanks to the recent signing of Audi as a sponsor that tradition will continue in the future. Last week three athletes headed to Audi's facility in Germany, including reigning downhill world champion Erik Guay, Whistler's Robbie Dixon and Invermere's Ben Thomsen.
"It's gone really well," said Guay, who is now Canada's winningest male skier with 15 podiums to his credit. "This tunnel has real time drag co-efficient data so you can see how fast you are very quickly. It's a good chance to try new equipment and work on positions."
One of the pieces of new equipment the team is trying this year is a speed suit.
"We have been able to do really accurate equipment testing," said Paul Kristofic, the men's head coach for the Canadian Alpine Ski Team. "We've gathered comparable data - comparing which suits and combination of padding work the best, for example. The racers test multiple variations - jump positions, transitions from tuck to standing and so on. For the first time at a new facility, this is awesome."
Dixon has been a member of the national team for over five years but this was his first opportunity to train in a wind tunnel.
"The facility here is unbelievable," he said. "We've got all the information on a projector and I've definitely seen some things that will help me."
The World Cup season gets underway in late October, while the speed season will once again begin with the Winterstart World Cup at Lake Louise.
August 21, 2019, 6:01 PM
Gondola says climbers accessing area, safety risks present More...
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Mold Removal Equipment And Uv
Folks around the planet dream about living in or visiting Long Island. But even the enchanting lights of Broadway, the greenery in Central Park, and the hot dogs sellers on the streets can lose their charm in the face of a typical Long Island nightmare : mold.
Manhattan's snowy winters and hot, damp summers supply the ideal growing conditions for mold. Mold's ecological role is to break down and recycle basic nutrients into the earth. It grows thru the production of spores, and what it wants to flourish is water in any shape or form. Mold is a master of survival, as its spores are little, light, and in a position to survive a while in any condition. In spite of its significant ecological role, mold poses many threats to humans.
As it disassembles any material it encounters, mold can pose a threat to a building's structural integrity. In addition, some molds are poisonous. Many sicknesses and allergies in humans spring from molds in old buildings, like those found around Manhattan. Some molds, for example black mold, can be fatal.
If the invasion of mold is marginal, a NY business or home owner can mostly look after it. Mold remediation consultant will have to be called in to help more in depth mold problems.
How to kill mold? Controlling mold involves controlling the quantity of moisture in the area. This may include fixing leaks, removing standing water, installing a correct gutter system, fixing cracked masonry and separated roof shingles, and repairing seals around doors and windows. Mold's fave food is wet paper, which explains why more recent houses with additional insulation are way more subject to mold issues. A pro mold restoration company can expertly assess the damage mold could have caused and which areas are exposed to further damage. They also have kit to research mold levels to work out if it is safe for folk to be in the building. Professionals also understand how to avoid other indoor environmental dangers like asbestos and lead so that the remediation process doesn't cause needless diseases.
How to eliminate mold on important papers? Mold remediation needs an arms depot of tools to get rid of water and disinfect moldy areas : – A wet vacuum is intended to remove water from floors, carpets, and other hard surfaces. – a wet wipe, a towel with water and maybe detergent, is used to remove mold from non-porous materials. – HEPA vacuums are used as one of the final clean-up tool after materials are totally dry.
The HEPA vacuum will pick up any polluted dust that has landed outside the cured area. These tools permit correct disinfection, which is vital since mold can be allergenic or poisonous even if it is dead. Moldy materials need careful disposal. The contents of the vacuum and any items damaged by mold should be double-bagged, sealed and dropped. Giant items which will not fit into plastic bags should be covered with polyethylene sheeting, sealed with channel tape, and then disposed of with other construction waste.
After the clean-up is done, a dehumidifying system might have to be installed into the building to help forestall mold expansion in the future. In areas as damp as Staten Island and Manhattan, moisture control is the key to mold prevention.
Taking the steps to correctly stop mold damage will save time and cash in the long term. However, if it is too late, calling in a mold remediation consultant to guarantee the mold is eliminated correctly is the safest step.
Mold Removal Equipment And Uv
Basement mold does have its solutions and can be solved very quickly. First, make note of all areas contaminated by mold. Thoroughly remove the mold, and clean and disinfect the area to kill mold spores.
Timbertech Mold Mildew
Doing your weekly rounds of mopping up and letting the sun in will help minimize mold growth. Be sure to let the air in and out and keep the fumes away from your nose too. Cleaning molds can just be as dangerous as inhaling the spores.
Health Dangers Of Mold Spores
If you have mold on in your carpeting, you are most likely searching for ways to get rid of it. Many products claim to rid of mold; however, it keeps on coming back. The best way to rid of mold is to prevent it from occurring.
Easy Steps to Removing Mold on Walls
Mold is a very unsightly problem many face in their homes. It tends to grow in the most obvious places such as walls, which make up a large part of the home. When people come over, the first thing they see is your walls.
Cleaning Mold Off Your Walls
To say the least, mold is very annoying. You will find that it grows in some of the most inconvenient places, them worst of these being the walls. If you look closely at your house you will find that the walls make up a very significant.
Tags: health dangers of, mold removal equipment and uv, mold spores, timbertech mildew


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Ponyo(Gake no ue no Ponyo)
The living legend of family orientated anime, Hayao Miyazaki (Spirited Away, Howl's Moving Castle) returns to our screens on the back of rave reviews at the Venice Film Festival. Based on Miyazaki's observations of his own five year old son, the film tells the story of Ponyo, a young boy who develops a friendship with a goldfish princess who dreams of becoming human. It takes inspiration from Hans Christian Andersen's The Little Mermaid. Miyazaki says it's his "response to the afflictions and uncertainty of our times." The animation used is a pastel/water coloured style aesthetic, a style being attempted for the first time.
Ponyo (pronounced 'Po-Nyo') is a bright red piscine princess. After running - well, swimming - away from home, she becomes stranded on a beach and meets five-year-old boy Sosuke. He lives in a house on a cliff in a magical world inspired by a town in the real life Setonaikai National Park in Japan. Ponyo's father has her brought home by the wave demons, but she yearns to become human so she can be with Sosuke and live happily, if a little oddly, ever after.
Directed by Hayao Miyazaki
Starring Cate Blanchett, Noah Lindsey Cyrus, Matt Damon, Tina Fey, Liam Neeson, Lily Tomlin, Betty White
Written by Hayao Miyazaki
Studio Studio Ghibli
- Animated, Kids & Family, Fantasy
- 100mins
- Rating: G suitable for general audiences
- Japan
- Movie Poster
Out Now (On-Demand,
DVD or Blu-Ray)
On Demand, DVD & Blu-Ray
Available from 1 providers
Available TO BUY ON BLU-RAY
The Peoples' Reviews
Your rating & reviewRate / Review this movie
Rate and/or review
the kids were spellbound, as I was. A story of love and turmoil on a canvas of wonderful imagination. Anyone and everyone will fall in love with this film.
this is a real heartwarmer, although slightly and surreally wierd.
Showing 4 of 4 reviews. See all reviews
The Press Reviews
There is a word to describe Ponyo, and that word is magical. This poetic, visually breathtaking work by the greatest of all animators has such deep charm that adults and children will both be touched. Full Review
It is a work of great fantasy and charm that will delight children ages 3 to 100. Full Review
You'll be planning to see Ponyo twice before you've finished seeing it once. Five minutes into this magical film you'll be making lists of the individuals of every age you can expose to the very special mixture of fantasy and folklore, adventure and affection. Full Review
The latest masterwork from Hayao Miyazaki, places emphasis on the natural world, its tumults and fragility. Full Review
Revered director Miyazaki Hayao has long mastered the knack of appealing to all ages. Here he pulls off the more challenging feat of leading us back to the slow-moving pleasures of childhood. Full Review
Though targeted at tots, Ponyo may appeal most to jaded adults thirsty for wondrous beauty and unpackaged innocence Full Review


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Toward the Revival of Higher Education
Yale University Press, 2001 Amazon.com
Book Description:
Although the essential books of Western civilization are no longer central in our courses or in our thoughts, they retain their ability to energize us intellectually, says Jeffrey Hart in this powerful book. He now presents a guide to some of these literary works, tracing the main currents of Western culture for all who wish to unerstand the roots of their civilization and the basis for its achievements.
Hart focuses on the productive tension between the classical and biblical strains in our civilization – between a life based on cognition and one based on faith and piety. He begins with the Iliad and Exodus, linking Achilles and Moses as Bronze Age heroic figures. Closely analyzing texts and illumiating them in unexpected ways, he moves on to Socrates and Jesus, who "internatlized the heroic", continues with Paul and Augustine and their Christian synthesis, addresses Dante, Shakespeare (Hamlet), Molière, and Voltaire, and concludes with the novel as represented by Crime and Punishment and The Great Gatsby. Hart maintains that the dialectical tensions suggested by this survey account for the restlessness and singular achievements of the West and that the essential books can provide the substance and energy currently missed by both students and educated readers.
"Jeffrey Hart's book does exactly what his title suggests. It permits us to smile through catastrophe, by reminding us of the insights and buoyancy which are our proud and redemptive patrimony." William F. Buckley, Jr
"A practiced interpreter of the classics, literary and philosophical, Jeffrey Hart has set down in short compass some of the clear-cut ideas and images that teaching the great books has awakened in his mind. The result is both an original kind of aid to studets and a source of pleasure and reflection to the mature reader." Jacques Barzun
"In this book Jeffrey Hart locates the energies that have produced Western civilization in the apparently opposed forces of the search for knowing (Athens) and the desire for holiness (Jerusalem) and studies the fabric woven in these strands from the Iliad and the Odyssey to the modern novel. Along the way there are many shocks of recognition, as he brings fresh views to texts we all know or think we know." Robert Hollander, Princeton University
"This excellent book has the same ambitiousness of scope as Harold Bloom's The Western Canon, the same passionate concern for and love of literature, and the same ability to illuminate familiar works with flashes of brilliant insight. Hart's broad perspective on Western literature gives his book a richness and depth seldom seen in literary criticism these days." Paul Cantor, University of Virginia
About the Author:
Jeffrey Hart is professor of English emeritus at Dartmouth College. The author of many books, he is also senior editor for the National Review.


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Retro style illustration of santa claus saint nicholas father christmas on isolated white background. The zipped file includes editable vector EPS, hi-res JPG and PNG image.
Introducing Design School – our jam packed platform with its own mini search engine! Design School was made to help you learn all there is to know about fonts, graphics, templates, designs, file types, different software programs, Frequently Asked Questions and much much more.


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Uttam Kumar plays Suren and Sandhyarani plays Madhabi in the 1957 vintage Bangla movie adaptation of Sharatchandra Chattopadhyay's 1907 story "Bardidi" directed by Ajoy Kar. The black-and-white Bengali film also stars Jiben Bose, Menaka Devi, Manju Dey, Dipti Roy, Chhabi Biswas, Anup Kumar, Pahadi Sanyal, Chhaya Devi, Nripati Chatterjee, Tulsi Chakraborty, Dhiraj Bhattacharya and more.
Bardidi released under the banner of Sarat Bani Chitra in Radha, Purna, Prachi and other Kolkata cinema halls in January of 1957.
Sharatchandra grossly underestimated his writing abilities, and Bardidi - a tale of a girl married off and widowed long before becoming a woman - was published in the Bengali magazine Bharati in 1913 by a well-wisher using a pseudonym since the author did not authorize the publication. It turned out the whole of Bengal would erupt in appreciation and Saratchandra Chatterji would become a celebrity when his real name as the writer was revealed.
Uttam Kumar's character Suren is the son of the rich and influential lawyer and zamindar (landlord) in Pabna district (now in Bangladesh) played by Pahadi Sanyal. Suren, however, wants to make his own life and takes up the job of private tutor for a girl whose elder sister Madhabi is the ill-fated widowed-as-a-girl woman who lives in the same house with their father (Chhobi Biswas).
Suren, however, neglects his duties as the tutor and eventually returns to his rich family, marries (Dipti Roy plays Suren's wife) and after the death of his father, delegates the management of his estate to a trusted manager (played by Dhiraj Bhattacharya). But Suren never forgets that Madhabi had come to visit him when he was hospitalized with grave illness.
In the meanwhile, Madhabi's luck runs out as her sister-in-law drives her out of the house, and the land owned by her husband is also captured by Zamindar Suren's manager due to defaults on loan payments. When Madhabi is stranded with nowhere to go, Suren hears of her predicament, returns the land and takes him upon himself to travel on horseback to give her the news himself. The story ends with another tragedy - Suren dies over that journey.
You can Buy Bengali Movie Bardidi on DVD - available in North America (USA/Canada) and worldwide. Click here to order online »
Many other classic vintage Bengali films from the golden age directed by Ajoy Kar (Ajay Kar) are also available online. The following is a partial list. Buy DVD VCD: Click here to order now, shipped worldwide >
- Abhaya O Sreekanta / Kamal Lata / Paresh [3 Disc Pack] DVD
- Atal Jaler Awhan DVD (1962)
- Atal Jaler Awhan VCD (1962)
- Bardidi VCD (1957)
- Barnali VCD (1963)
- Barnali DVD (1963)
- Bhranti Bilash / Paresh [2 in 1] DVD
- Bisha Brikha VCD (1984)
- Harano Sur VCD (1957)
- Harano Sur DVD (1957)
- Harano Sur DVD (1957)
- Harano Sur / Alo Amar Alo [2 in 1] DVD
- Harano Sur / Bhranti Bilash [2 in 1] DVD
- Jighangsha VCD (1951)
- Jighangsha DVD (1951)
- Kanch Kata Hire DVD (1965)
- Kanch Kata Hire VCD (1965)
- Kayahiner Kahini VCD (1973)
- Khelaghar VCD (1959)
- Khelaghar DVD (1959)
- Madhuban VCD (1988)
- Magic Moments of Mahanayak Uttam Kumar - Vol 2 (Harano Sur / Chinnapatra / Raja Saja) [3 DVD Pack] DVD
- Paresh DVD (1955)
- Paresh VCD (1955)
- President Award Winning Films of Mahanayak Uttam Kumar (Harano Sur / Nishi Padma / Jatugriha) [3 DVD Pack] DVD
- Romantic Legends - Uttam Kumar - Suchitra (Harano Sur / Alo Amar Alo / Grihadaha / Kamal Lata) [4 DVD Pack] DVD
- Saat Pake Bandha DVD (1963)
- Saat Pake Bandha VCD (1963)
- Saptapadi DVD (1961)
- Saptapadi VCD (1961)
- Shyamali VCD (1956)
- Shyamali DVD (1956)
- Suno Baranari VCD (1960)
- Suno Baranari DVD (1960)


text:
Apply for this Job
San Diego CA US
Job Requisition:
Infrastructure Engineer
Job Description:
Do you want to be the cornerstone for IT systems and services? Leidos has an opportunity for a multi-talented senior Infrastructure Engineer in the Navy's location at San Diego, CA/Point Loma, CA. This position provides option for a 9/80 schedule and relocation assistance is available for well-qualified, selected candidates. You must have an active DoD TS/SCI security clearance with a current Single Scope Background Investigation (SSBI) to be considered for this position.
Job Summary:
This position is responsible for building and maintaining the fabric on which all other IT systems and services are built. You will be responsible for providing day-to-day Systems Administration for the Linux Virtual Machines (VMs) and installed hardware. You will also administrate and operate aspects of multiple systems and related software including Linux RHEL 6 servers in VMWare and Amazon Web Services hosted environments, Red Hat Enterprise Linux, and Windows servers. Some of your daily tasks will be to…
- Create scripts to set polices and standards within the Operating Systems. Scripts will be needed for quicker patching and debugging.
- Assist the Configuration Management (CM) Team with Software Configuration Management (SCM) duties such as configuration identification, configuration change control, configuration status accounting, configuration verification, and audits.
- Help manage software baselines and deployments within development in addition to the customer release processes.
- Automate, develop, and perform software deployments for both internally and externally developed software test environments
- Receive, catalog, and perform version control for vendor baselines and software project deliverables.
- Perform deployment installation audits and baseline identification for test environments.
- Support development change management processes such as the Engineering Review Board (ERB) and Change Control Board (CCB).
Required Qualifications:
- This position requires an active DoD TS/SCI security clearance.
- Bachelor's Degree in Software Engineering, Computer Science, or related field and 10+ years of related experience including software installation and maintenance experience.
- Working knowledge of Information Assurance and Certification & Accreditation requirements as well as facility security requirements provided by SSC-PAC.
- Experience designing, installing and troubleshooting virtual and cloud data analytics environments, including the Navy Tactical Cloud Reference Implementation (TCRI) and the Agile Core Services (ACS) framework.
- Experience writing scripts for at least one operating system (Linux, Windows).
- Knowledge of Agile Development methodologies.
- Experience with a version control system (e.g., Git).
- Experience with an issue/problem tracking system (e.g., Jira).
- Experience with continuous integration environments (e.g., Jenkins).
- Experience working in government/defense labs and their computing restrictions.
- Excellent written and verbal communications skills and will be required to have contact with both a project technical lead and be able to take direction from our Navy government lead.
- Must possess or have the ability to possess an IAT II certification level, i.e., Cybersecurity Workforce Credentials IAT 2 (Linux OS and Security+ or equivalent).
Desirable Qualifications:
- Experience with Geospatial-based application development and web-portal frameworks such as Ozone Widget Framework highly desirable.
- Experience developing in Linux and a virtualized environment.
- Proficiency with multiple operating systems (Linux, Windows).
- Experience as a Linux system administrator, preferably RedHat Linux.
- Experience with configuring and administering OS images in Amazon Web Services.
- Experience as a tool administrator for Atlassian SCM tools suite.
- Proficiency with MS Office Products (i.e., Word, Excel, Visio, & PowerPoint).
- Two years' experience designing, installing and troubleshooting virtual and cloud data analytics environments, including the Navy Tactical Cloud Reference Implementation (TCRI) and the Agile Core Services (ACS) framework.
- Prior work as a software engineer is a plus.
- Experience with any of the following: Ansible, Docker, Git, Jira, Hadoop, Red Hat Linux, VMware
External Referral Bonus:
Potential for Telework:
Clearance Level Required:
Top Secret/SCI
Yes, 10% of the time
Scheduled Weekly Hours:
Requisition Category:
Job Family:
Systems Administration
Apply for this Job
JBLeidos / An Equal Opportunity Employer


text:
Hi there, sorry to trouble you. I am also in redditch and see that you have a mongoose set up.
I am looking to replace the speedo clock in my car and I have been told it needs programming to the ECU?
is this something you could do? of course I am happy to pay!
thanks for your help
I think your comments almost match mine.
The mans an eedjut.
Senior Member


text:
These were from the Paper Pumpkin kit that arrived in January. These little treat bags were a lifesaver! I needed valentine treats for everyone at work, and between work and school didn't have time to get creative. Paper Pumpkin to the rescue!
A glimpse into my stamping home where I will share with you projects and fun techniques using my favorite Stampin' Up! products.
Paper Pumpkin
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|Result of CrossRef Text and Data Mining Search is the related articles with entitled article. If you click link1 or link2 you will be able to reach the full text site of selected articles; however, some links do not show the full text immediately at now. If you click CrossRef Text and Data Mining Download icon, you will be able to get whole list of articles from literature included in CrossRef Text and Data Mining.
|Laboratory Study of Phosphorus Fractionation in the Sediments of Yeongsan River
|Hae Seong Oh, In Ae Huh, Jung Hyun Choi
|J Korean Soc Environ Eng. 2017;39(9):519-526. Published online 2017 September 30 DOI: https://doi.org/10.4491/KSEE.2017.39.9.519
Metal fractionation study on bed sediments of River Yamuna, India
Speciation of phosphorus fractionation in river sediments by explanatory data analysis
Assessments of Potential Spatial-temporal Variations in Phosphorus Distribution and Fractionation in River Bed Sediments
Fractionation of heavy metals and phosphorus in suspended sediments of the Yamuna river, India
Phosphorus Fractionation and Bio-availability in Surface Sediments from the Middle and Lower Reaches of the Yellow River
Characteristics and assessment of biogenic phosphorus in sediments from the multi-polluted Haihe River, China, using phosphorus fractionation and phosphorus-31 nuclear magnetic resonance (31P-NMR)
Revisiting the fundamentals of phosphorus fractionation of sediments and soils
Evaluation of a well-established sequential phosphorus fractionation technique for use in calcite-rich lake sediments: identification and prevention of artifacts due to apatite formation
Phosphorus fractionation in lake sediments – Lakes Volvi and Koronia, N. Greece
Characterization of biogenic phosphorus in sediments from the multi-polluted Haihe River, China, using phosphorus fractionation and 31 P-NMR
|This metadata service is kindly provided by CrossRef from May 29, 2014. J Korean Soc Environ Eng has participated in CrossRef Text and Data Mining service since October 29, 2014.


text: LONDON (MarketWatch) -- Automotive parts manufacturer and aerospace company GKN uk:gkn said Thursday that 2004 pretax profit rose to 629 million pounds, from 173 million pounds, after it sold its stake in helicopter maker AgustaWestland for 652 million pounds in November. Sales dropped 3 percent during 2004 to 4.44 billion pounds, from 4.58 billion pounds last year and the company declared a dividend of 11.9 pence, up from 11.6 pence a year ago. GKN said, in automotive operations, the major European and North American markets are forecast to remain relatively static in 2005, while in Aerospace, prospects are improving, with rising civil aircraft production and a robust US military market.


text:
Vegan Apple Cake
Gateau Invisible
Apples are a rich source of antioxidants. High in fiber and low in energy density, which makes them ideal for weight loss. Oat flour keeps you full for a longer period of time and whole grain flour adds some extra vitamin B and fiber to this super healthy and delicious apple cake
3 small apples
3 flax seeds eggs ( 3 tbsp of ground flax seeds + 9 tbsp of warm water )
2 tsp of baking powder
60 gr of whole grain flour
20 gr of oat flour
1 tsp of cinnamon
50 gr of olive oil
50 gr of coconut sugar
60 ml of almond milk (no sugars added)
60 gr of almond meal ( or the pulp of the almond milk)
20 gr of coconut sugar
25 gr of coconut oil
- Place the almond meal or pulp and coconut sugar in a bowl. Add the coconut oil, slightly warm and combine it. Use your hands to mix it all well trying to create a breadcrumb like texture
- Wrap the crumble mix with cling film and keep refrigerated until needed.
For the Cake
- Preheat the oven to 180ºC
- Cut the apples in very thin slices
- Combine the flax eggs and sugar in a bowl and mix it together. Continue by adding the cinnamon and flours
- Add the milk and oil while keep stirring
- At last add the sliced apples carefully
- Place the mix in the cake batter using a spatula. Trying not to break the thin slices of apple
- Sprinkle the almond crumble on top and cook for about 50 -60 minutes
- Let it cool for about 2 hours in the refrigerator before cutting it


text:
Bollywood Party
A full of spice authentic Bollywood styled slot game that provides all the glamour of the Indian movie industry. Bollywood Party has 5 reels with 25 paylines. The slot also offer the Bollywood Dance streak that is awarded at random for any game where the same symbol appears on at least 3 of the reels sets. Players also have the chance to win up to 250x the value of the line bet.
Game rules can be found within game.


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This weekend we will be headed to Dry Run Creek with 5 children we have been mentoring at Second Chance Ranch. We are so excited for these kids - they will get their own fly rod, pack, fly box, leaders, indicators and nippers. We will also be meeting up with 2 children that we have mentored in the past and we will have mentors working with them as well. We are so blessed to have 3 new possible mentors joining us this weekend to see what TMP is all about!
Tight Lines,


text: Shares of Gart Sports GRTS, -6.69% rose after the sporting-goods retailer reported fourth-quarter results. The Denver-based company earned $1.03 a share for the three months ended Feb. 1, up from the prior year's 95 cents adjusted to exclude one-time items. The latest profit matched the consensus estimate among six analysts surveyed by Multex. Sales edged up to $316.8 million from the prior year's $316 million, reflecting both weather and what CEO Doug Morton called "the overall difficult retail environment." Gart, which has agreed to be merged into Sports Authority TSA, +1.19%, saw its gross margin wide to 27.9 percent in the latest quarter from 27.3 perent. Gart's shares traded at $17.37, up 70 cents, while Sports Authority added 31 cents to $6.33.


text:
Actor Salman Khan Convicted and sentenced to five years in jail
JODHPUR : A Jodhpur court has sentenced Bollywood superstar Salman Khan to five-year jail term in the 1998 blackbuck poaching case, while other actors — Saif Ali Khan, Tabu, Sonali Bendre and Neelam Kothari — have been acquitted.
The Bishnoi Sabha, a community committed to protect the blackbucks, has decided to appeal against other acquittals. Salman Khan was accused of killing two blackbucks in Bhagoda ki Dhani in Kankani village near Jodhpur on the intervening night of October 1-2, 1998, during the shooting of Hum Saath Saath Hain. He has been convicted under Section 51 of the Wildlife (Protection) Act, which carries maximum punishment of six years and minimum one-year jail term.
Chief Judicial Magistrate (Jodhpur Rural) also imposed a fine of Rs. 10,000 on Khan. The actor was taken to the Central Jail in Jodhpur from the court. However, Salman does have legal recourse to opt out of jail if the judiciary agrees to his submissions.
Reportedly, the actor was in tears when the judge announced his 5-year jail term. The actor's sisters, Arpita Khan Sharma and Alvira were constantly by his side when the judgement was announced. The sisters broke down when he was convicted in the case.
Salman and his sisters got extremely emotional and hugged each other for a long time, reportedly. Also, just when the verdict was announced, his sister Alvira gave an anti-depressant medicine to the star, reportedly. The actor has a strong bond with his family members who have been with him through thick and thin.
He has the option of filing an appeal in the Sessions Court. Unless the sentence is suspended, he will spend the night in jail.Khan has applied for bail in the Sessions Court, which will take up the plea at 10:30am on Friday. He can also appeal against his conviction in the Rajasthan High Court.
The bail can be sought on the basis of continuous cooperation or the enormous amount of financial investments involved in his upcoming movies. Almost Rs 500 crore is at stake if his movies Race 3 and others are shelved at this point of time.
Khan is involved in four cases related to blackbuck/chinkara poaching. He has been accused of killing two chinkaras at Bhavad village in Rajasthan in September 1998, a chinkara at the Ghoda farms in the State the next month and two blackbucks near Kankani village in the State in the same month.
In addition, he is also accused of using two firearms with alleged expired licences.The co-accused, actors Saif Ali Khan, Tabu, Sonali Bendre and Neelam, and Jodhpur resident Dushyant Singh have been given the benefit of doubt and acquitted as the evidence against them was not strong enough.
Public prosecutor Bhawani Singh said he would speak to the government on the acquittal of other actors and decide on filing appeals in the Sessions Court.Khan has been convicted under Section 9 and 51 of the Wildlife Protection Act. The maximum sentence under the law is six years.
The charge against the other actors was under Section 149 (unlawful assembly) of the IPC. Their acquittal means the court has accepted that there is no sufficient evidence to prove this.
There was tight security on the court premises. Only lawyers were allowed inside the court. Court proceedings began at 11.15 a.m.A huge crowd gathered outside the court building to have a glimpse of the actors.Besides the local police, emergency response teams were deployed outside the court. Rooftop snipers were also deployed.
Actor Salman Khan arrived in the court, followed by Saif Ali Khan, Neelam, Sonali Bendre and Tabu.After the hearing began, Khan presented pre-order bail bonds, which he had prepared in advance.(with Agency Inputs).Print


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span.p-content div[id^="div-gpt"]{line-height:0;font-size:0}
The promoters of Apollo Hospitals are planning to cut the level of pledged shares by at least 50 per cent in the next six months. The promoters have around 34.40 per cent stake in Apollo Hospitals Enterprise Ltd (AHEL). And, almost 74 per cent of that stake was pledged till the end of December 2018. Between December and January, there has been a 5 per cent increase in pledges.
Addressing investors on Monday, Suneeta Reddy, managing director, AHEL, said that 5 per cent shares were pledged because of unwinding of the KKR instrument, which was a back ended structure. The company had used the pledged share funds to infuse money into the joint venture Apollo Munich Health Insurance Company to meet the solvency ratio and both the partners had to invest into it.
"I would like to mention that we do have plans to reduce the pledges significantly, by at least 50 per cent in the next six months. The 5 per cent increase happened because we had an instrument with KKR and in January we had to unwind that instrument. We have planned two liquidity events. We believe that they will happen in the next six months," she told analysts today, adding that it could even happen in the next quarter.
ALSO READ: Apollo Hospitals Q3 profit rises 29% to Rs 86 crore on higher revenues
The US-based KKR had infused Rs 550 crore in AHEL's holding company PCR Investments in October 2013, which was expected to be used to repay promoters' debt and build more hospitals. Following the unwinding of the instrument, Sanjay Nayar, member and CEO of KKR India, who has been an independent director of the company since 2014, has resigned from the board with effect from February 9, 2019. KKR has, of late, increased its stake in Max Hospitals.
Share prices of AHEL on Monday came down from Rs 1,290 per share at the open of the market to Rs 1,124.95 per share at the close of the day. The share prices fell to a low of Rs 1,092 per share during the day, according to BSE.
ALSO READ: Apollo Hospitals posts 29% rise in Q3 profit at Rs 86 cr on higher revenues
The company has several assets under its fold including a 51 per cent shareholding in Apollo Munich Health Insurance. The company also has another liquidity opportunity which it will consider, Reddy said, without revealing the details of the second asset.
Meanwhile, AHEL is expected to buy the shares of IHH Healthcare from its 50:50 JV hospital in Kolkata, Gleneagles Hospital.
and is awaiting talks to be held on the share pricing and legal matters. It may be noted that IHH, which was also an investor into AHEL, has later exited and started plans to acquire majority stake in its rival Fortis Healthcare.
Source: Business Standard


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'Finally someone who not only understands plot and story structure, but who also knows the current market conditions and what agents are looking for. Hannah answered all my questions within the expected timeline and produced an insightful, detailed report that helped me target revisions on my manuscript and saved months of groping around in the dark. Additionally, her comments helped me eliminate some stylistic patterns that weren't serving me or my story. I highly recommend her!'
Shannon Cowan (Freelance Edit)
'When I realised I needed help with my suspense novel, I set out to find a skilled professional editor with 'shaping' expertise. I can hardly believe how lucky I was to find Hannah. She was everything I'd hoped for and more – pin-pointing the problems I'd been too tangled up to see myself, as well as suggesting solutions. There was encouragement too which meant I could get back to the revised draft, enthusiasm renewed, and continue to work on it with genuine pleasure.'
Ann Davies (Freelance Edit)
'I can't thank Hannah enough for the help she has given me with my novel. The detailed report she provided for my full manuscript edit was thorough and has given me a strategy to move forward. The manuscript itself has been marked in detail (on every single page) with copy edits as well as thoughtful notes and comments throughout, and both were delivered on time and on budget. I'm so grateful to have found a really genuine editor after feeling overwhelmed by so many faceless services out there. Hannah is clearly passionate about what she does and a pleasure to work with. I will definitely be coming back to Hannah and recommending her to anyone in need of an editor!'
Vicky Price (Freelance Edit)
'I approached Hannah to review the first three chapters of my book, and I'm so glad that I did! Her comments were constructive and clear, making it very easy for me to go in and change various aspects of the book. She also gave valuable advice on the potential structure of the book, giving me something to work around. Would highly recommend her services!'
Thomas Kavanagh (Freelance Edit)
'I was at a bit of a crossroads with my latest novel, full of the doubt and indecision that most authors have. Working with Hannah was invaluable in helping me see where I was going with it, and what wasn't working. Hannah is approachable, friendly, passionate about her work, and as a literary agent herself, very well informed about the publishing world. I highly recommend getting in touch with her if you are seeking editorial assistance.'
Russell Mardell (Freelance Edit)
'Hannah Sheppard took me on as a nervous debut author and led me through the publishing labyrinth with a sure and confident hand, reeling out the thread so I wouldn't get lost yet allowing me to wander and explore. For this I will be eternally grateful. She went on to edit my next three novels with the same combination of razor sharp instinct and gentle diplomacy. She always knew exactly when to cut, when to protect, when to reel me in and when to give me a subtle push down a new pathway. Hannah was my first experience of the editorial process and all subsequent editors have a lot to live up to.'
Cathy Brett (Author - Headline)
Reedsy Reviews
'Right from the start I felt confident that not only did she understand my project, but that I was leaving it in good hands. I'm about to publish for the first time and feel much more confident that my work is up to scratch, and that it has been thoroughly worked on as much as possible before the launch. It's in the hands of the gods now! But without Hannah's contribution I would not feel nearly as confident. I will certainly be asking her to work again with me on my second novel, and hopefully many more besides. I would recommend her to first-time writers, as well as experienced authors, as she has been consistently professional, in contact with me when needed, has delivered exactly what was promised, and is very nice to work with.'
Women's Fiction Edit
Elance Reviews
'Incredible to work with. On time and on budget and provided the thoughtful feedback I was looking for, but also so much more. I have the direction I was looking for and a plan. I fully intend to use this freelancer again with future manuscripts.'
MG Chapter book critique
'Hannah did an excellent and very detailed job editing my novel. She gave me honest professional suggestions that helped me enhance my story for publishing. The work was completed on schedule. I would definitely hire her again and I highly recommend her!'
Editing for my science fiction Young Adult novel - first in a series
'Hannah totally exceeded my expectations with a fantastic critique of my new book...hire her.'
Critique a children's book
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text:
our Service area
Tweed Coast - Gold Coast - Murwillumbah - Lismore - Ballina - Byron Bay
Mako Installations is based on the Tweed Coast and we are able to reach a large area to service.
Our highly experienced team services all of the Tweed Coast, Gold Coast, Byron, Lismore and Ballina areas.
We pride ourselves on our ability to react swiftly to our customer's needs in a timely manner.
We are fully licensed and operational both sides of the NSW / QLD border.


text:
The Department of Labor's fiduciary standard, and new securities industry account statement rules for greater clarity in the prices of products, have forced nontraded real estate investment trusts to slice their commissions. Since then, sales of the product have collapsed.
No fat commissions on REITs means poor sales by brokers.
REIT managers and broker-dealer executives are likely reluctant to make the connection, at least publicly. But there is no denying that brokers' appetite for the product disappeared almost overnight once upfront commissions were cut from 7% on an A share to 3% for a T share.
When REIT sales were booming a few years ago, the product's pitch was simple: real estate kicks off an income stream of 6% to 7% annually, real estate is an asset class that is not correlated to the stock market, and with interest rates at record lows, investors needed the yield.
Those conditions haven't changed dramatically, but nontraded REIT sales have tanked regardless.
InvestmentNews reported last month that Robert A. Stanger & Co. expects nontraded REIT sales this year to reach just $4.4 billion, about $100 million less than last year and the lowest levels since 2002.
If the "income, diversify and interest rate" pitch was accurate back in 2012 and 2013, when REIT sales were booming, why isn't it working today? There is little change in the narrative.
Interest rates have risen only marginally, and with the stock market roaring, wouldn't it make sense for a broker to peel off some clients' gains and invest in commercial real estate, a hard asset not correlated to stocks?
With brokers no longer getting juicy commissions for REIT sales, they simply don't appear interested in selling the product.
Most brokers who still sell nontraded REITs no longer earn the eye-popping 7% commission, the standard rate paid to brokers who sold the product back in 2013, when REIT sales hit their all-time high and brokers sold $19.6 billion of the product.
The DOL fiduciary rule has forced brokerage firms and product sponsors like REIT managers to compress and flatten commissions. Most broker-dealers are selling REITs in the form of a T Share, which typically carries an upfront 3% commission and an 80-basis-point trail. It's a better deal for the investor; more of the client's cash immediately is invested in real estate and therefore working to generate a return.
The fallout from the lack of sales has had serious consequences for the industry. W.P. Carey Inc., one of the companies instrumental in the evolution of the nontraded real estate investment trust business, said in June it was pulling out of the nontraded REIT market and stopped offering new products.
Last month, Vereit Inc., a large listed real estate trust, said it was exiting the nontraded REIT business and selling Cole Capital for $120 million in cash and up to another $80 million in fees to be paid over six years based on Cole's future revenue.
Cole Capital was the investment arm of Cole Real Estate Investments Inc., a publicly listed REIT which American Realty Capital Properties Inc., or ARCP, the forerunner of Vereit, paid $11.2 billion for in 2014. At the time, ARCP was controlled by real estate investor Nicholas Schorsch, and the acquisition of Cole capped a feverish buying binge in his rush to amass a real estate empire.
(More: Finra bars two Schorsch-linked ex-salesmen in proxy scam.)
With brokers and advisers trying to make sense of the new landscape for the product, the fever has gone out of the nontraded REIT business, one brokerage executive noted.
"It's an industry in transition and it's a matter of time before the new equilibrium emerges," said John Rooney, managing principal with Commonwealth Financial Network, a leading independent broker-dealer that sells nontraded REITs and used W.P. Carey as a sponsor.
The Financial Industry Regulatory Authority Inc. recently put into place a new rule, known as 15-02, that makes pricing of illiquid securities like nontraded REITs more transparent to investors. In the past, client account statements showed illiquid securities like REITs at the value they were bought by the client and did not subtract commissions, which were high.
"Now that REITs are getting priced on statements, with Finra 15-02, advisers are having to consider these positions from a total return standpoint, not just income," Mr. Rooney said. "They are re-evaluating the client's perception of the product."
Back in 2013, Mr. Schorsch and his company, American Realty Capital, were selling a variety of REITs, raising billions of dollars annually and focusing on flipping the individual REIT so the investor would get liquidity in two to three years. New entrants to the REIT market, such as The Blackstone Group and Jones Lang LaSalle, are managing nontraded REITs that are not meant to be flipped or merged quickly but will be offered perpetually, Mr. Rooney noted.
"The quick turn scenario was for the investor's benefit—they got liquidity events that made these attractive," he said. "Now, it's a perpetual life REIT instead of a transaction. The adviser has to rethink the value proposition for clients. And advisers don't yet know Blackrock or JLL."
"It's like when mutual fund A share was the historic way of doing business and then it changed into fees. We are seeing a similar change now in this industry," Mr. Rooney said. "It's a temporary nadir. Sales will be back up. Non-correlation to stocks, income and relative price stability versus traded REITs still makes these products attractive."
Mr. Rooney may be right. The nontraded REIT industry will change for the positive.
But to many brokers, nontraded REITs no doubt looked a lot better wrapped in a 7% commission.


text: Fears for new Premier League striker missing in plane - our live Premier League blog Sorry, we're having problems with our video player at the moment, but are working to fix it as soon as we can Waiting for Video... Neymar fuels speculation over Manchester United move, Bayern Munich target Manchester City starlet and Burnley eye move for Spurs striker. Keep up to date with all the latest speculation and news from the Premier League. Refresh for updates. Our live Premier League blog Liverpool want Bayer Leverkusen winger, Chelsea could replace Eden Hazard with Lille winger - Rumour Mill


text:
Release Date: May 19, 2017
Record label: Room 13
Genre(s): Electronic
Groove is in the ARP for the earnest chaps in interesting jumpers responsible for the Doctor Who theme. After a 32-year gap they're (Pro)tooled up and ready to par-tay again - an interstellar, improvised synth par-tay, though, sections within Things Buried In Water 1 and The Stranger's House suggesting melody, the rest an offbeat, thrumming sound collage. .
It seems churlish to be picky, particularly given the ensemble nature of The Radiophonic Workshop, but it also feels incumbent upon us to point out that this assemblage of brains would be more accurately hailed as a Mk II line-up of the ground-breaking sonic adventurers who did so much to shape the future of music in the late 50s and 60s. Of the alumni who feature on Burials In Several Earths, only Dr Dick Mills can trace his time back to the Workshop's 1958 launch; the remainder (Peter Howell, Roger Limb, Paddy Kingsland) joined in the 70s, when, arguably, their most pioneering days were over. John Baker, Delia Derbyshire, David Cain and Daphne Oram were all gone by 1974, and this changing of the guard resulted in a no less productive but somewhat less boundary-pushing collective.
1984 and the leering face of a devil roars exultantly as it smashes through the wall of an old English church, drawing upon the mounting forces of turmoil and unrest fermenting in the strife-torn countryside in order to gain power and strength. 1975 and the British Isles have reverted to a de-industrialised fear-strewn land where outsiders and unbelievers are viewed with suspicion and hostility as self-proclaimed witchfinders seek out those who would question this return to a prelapsarian idyll. And there's 1972, the metal corridors of an offshore sea fort clanging discordantly to the scuffled, wheezing pursuit between dreaded ocean-borne intruders and island dwellers desperate to defend what they view as rightfully theirs.
Originally set up in 1958, The Radiophonic Workshop started life as the BBC's own soundtrack and sound effects house band. As well as composing everything from radio idents to the Doctor Who theme, their pioneering work with tape loops and analog synthesisers laid the foundations for the entire field of electronic music. 'Burials In Several Earths' is the collective's first album of new material since 1985 and, staggeringly, was recorded largely as-live, with editing kept to a minimum.


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Today , Mrs. Pratt and I saw one of the most unique cultural spots in the Philadelphia area. This would be The Barnes Foundation.
I think in the entire world of Art, there is no story as peculiar as that of Dr. Albert C. Barnes, born in working class Philadelphia in 1872,he became a doctor, made wealthy by co-creating an antiseptic product called Argyrol, then used his fortune to buy art....a lot of art. So much art that in 1922 he opened up his Barnes Foundation to "promote the advancement of education and the appreciation of the fine arts."
When I say he had a lot of art I mean 181 Renoirs, 69 Cézannes, 60 Matisses, 46 Picassos, 21 Soutines,18 Rousseaus, as well as a number of works by Monet,Seurat,Degas, and van Gogh.
By the time Barnes died in 1951 he amassed over 9,000 pieces of art , including extensive collections of African art, antique furniture,pottery and textiles.
After some public squabbles with the regular Philadelphia art community, and its snobbery towards him, he refused to let the public see his collection for years. Barnes created art education classes specifically for the "common people" and blue collar workers were always welcome to see his treasures.
Now the really interesting thing about Dr. Barnes was his will- his final revenge on the art community who shunned him decades ago.he stipulated that none of the paintings could be moved, sold, or even loaned. He put his entire collection in the hands of Lincoln University, a predominently black college.
Over the last 20 years though there were problems with the foundation. A financial endowment was slowly depleted, the building was in dire need of repair and modernization. Neighbors in the tony neighborhood sued the Foundation over petty squabbles like parking and hours of admission. Board members sued each other over shady financial dealings. Meanwhile billions of dollars of art was rarely seen by the public.
Eventually, special court orders had to be used for the Foundation to present a travelling exhibit among Anmerican cities for 50 of the paintings. The money raised by the exhibition helped the Foundation for awhile. Finally, an offer to move the collection to a new building in Philadelphia, down the street from the Philadelphia Museum of Art on the Benjamin Franklin Parkway has recently been approved.
Although dire financial necessity dictates that the Foundation do this and leave its old building. Dr. Barnes' collection and mission about art education will continue to be enjoyed by even more people in the decades to come.
It's still a little difficult to get into the Foundation to see the collection. Reservations must be made 30-60 days in advance. But the visit was well worth the wait.
Some of the works we saw today included:
Paul Cézanne's The Cardplayers.
The Postman by Vincent van Gogh.
Henri Rousseau's The Rabbit. We bought a small print of this.
Saturday, September 10, 2005
Barnes Stormers...
Posted by Pratt at 5:24 PM
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WELLINGTON — Middle C has published a review of Brett Mitchell's 'Bernstein At 100' concert with the New Zealand Symphony Orchestra, presented at the Michael Fowler Centre in Wellington on Friday, May 11:
American conductor Brett Mitchell who I'd heard in a lively, Broadway-style interview on Upbeat at midday, entered and immediately launched into a startling performance of Dance of the Great Lover, the first of the three dances from On the Town which rather astonished me for the super-raunchy, trumpet-attacks from nowhere, then throaty trombones, cutting clarinets. There was nothing symphonically genteel about it and Mitchell exclaimed at its end, "the NZSO can swing!" I have sometimes dismissed remarks from conductors tackling this genre of American music, that the orchestra has a great feeling for its brazen energy, the rhythms and attack, as if the entire band had served its musical apprenticeship on Broadway. Here such praise seemed totally justified.
The Symphonic Dances from West Side Story is a more standard concert work that captures the vitality, violence, anger and occasional calm lyricism ('Somewhere' and the Finale) of the score and the orchestra's playing exhibited all those characteristics with tremendous energy and unflagging precision. Finger-clicking, a shrill whistle... Nowhere more vividly than in the riotous 'Mambo' where the only missing element was the dancers.
To read the complete review, please click here.


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Hecla Mining: Bought Call Options Today!
Tuesday, June 17, 2008 at 06:39PM
Today we purchased the JAN09 Call options at a strike price of $10.00 for $1.00 per contract for the Hecla Mining Company. As we can see from the chart the stock appears to be oversold having been sold down from the $13.00 level to close at $8.28 today.
Taking a quick look at the chart for silver we can see that silver appears to have found support at the $16.50 level and should be further supported by the rising 200dma. The technical indicators are turning positive which could result in a shot-term rally, hopefully boosting Hecla along the way.
This trade forms part of our strategy to deploy our opportunity cash into the precious metals sector before the end of August.
Hecla Mining Company trades under the symbol of HL on the New York Stock Exchange, has a market capitalisation of $1.05 billion, a P/E of 17.91 with an average of 2.95 million shares traded.
Please stay tuned for our trading signals by subscribing to The Silver Prices Newsletter completely FREE of charge. Simply click here and enter your email address.
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Graphical version
Reference code(s): GB 0074 P91/COL
Held at: London Metropolitan Archives
Title: SAINT COLUMBA, HAGGERSTON: KINGSLAND ROAD, HACKNEY
Date(s): 1864-1975
Level of description: Collection
Extent: 2.78 linear metres (162 documents).
Name of creator(s): Parish of St Columba, Haggerston | Church of England
Administrative/Biographical history:
Saint Columba's began as a temporary church situated in Fleming Street from April 1864. The foundation stone for the permanent church was laid in April 1967 and the church was consecrated in July 1869. The church was declared redundant in 1975 on the union of the parish with that of Saint Anne, Hoxton.
Scope and content/abstract:
Records of the parish of Saint Columba, Kingston Road, Haggerston, including registers of baptisms, marriages, and banns; marriage licences; church service registers; records relating to parish boundaries and the benefice; papers relating to the maintenance of the church fabric including correspondence, photographs, plans and designs; papers relating to the church hall; financial records; papers relating to parish charities and societies; parish magazines and year books.
Language/scripts of material: English
System of arrangement:
The records have been sorted into categories which reflect divisions between the different functions and operations of the parish and its administration. Order within these categories reflects chronology.
Conditions governing access:
These records are available for public inspection, although records containing personal information are subject to access restrictions under the UK Data Protection Act, 1998.
Conditions governing reproduction:
Copyright to these records rests with the depositor.
Physical characteristics:
Finding aids:
Please see online catalogues at: http://search.lma.gov.uk/opac_lma/index.htm
Archival history:
Immediate source of acquisition:
Records deposited in May 1967, June 1981 and November 1983.
Rules or conventions: Compiled in compliance with General International Standard Archival Description, ISAD(G), second edition, 2000; National Council on Archives Rules for the Construction of Personal, Place and Corporate Names, 1997.
Date(s) of descriptions: April to June 2010.


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Virgin Media adds French, Polish and Russian TV channels to Worldbox app
Virgin Media has expanded its international TV offering with the addition of channels from Poland, France and Russia.
The new Polish Impreza collection available through Virgin's Worldbox app is aimed at the 900,000 or so Polish nationals living in the UK.
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David Bouchier, chief digital entertainment officer at Virgin Media, said: "We're excited to be expanding yet again our fantastic collection of international TV channels so Virgin TV customers, who may have come from outside the UK, can enjoy their familiar TV from around the world.
"Our most recent expansion covers a number of European countries. Customers joining Virgin Media will be able to watch five great new international collections on our new V6 box, marrying the latest and smartest technology with the very best TV programmes."
Virgin recently launched Spanish and Portuguese packs on Worldbox. Spanish Viva includes entertainment channels Antena 3, AtreSeries and TVE, and movie channel MIS.
Portuguese Coleta features news and entertainment channel TVI, drama network TVI Ficção, kids channel Criança TV, and Benfica TV, which broadcasts Benfica FC games live.
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Midsummer Feelings/
Happy Summer Solstice! In case you don't know (and in all honesty it certainly crept up on me) today is the longest day of the year; the day in which we get the most hours of sunlight - midsummer, in other words. So I thought I'd take a chance to tell you about a few things I've been doing, as well as some more personal thoughts on summer feelings. That time of year we're all supposed to have a big smile plastered to our faces and spend every single sunny day we can outside laughing and squealing. We all know that isn't exactly the case, even though social media may make it seem to be so.
Last year, summer caught me in a mild state of anxiety, confusion, and what-the-f**k-am-I-doing-with-my-life. I was working in a pub, pulling pints three or four evenings a week to please rude people as they fell into a state of contented drunkenness. Needless to say, I hated it. I didn't always hate it, but I grew to hate it just as summer came around and I despised spending my evenings indoors in a stale beer smelling bar.
But my job wasn't the only reason I was sad. I was coming up to a year living in Manchester, had barely any friends who I connected with in the city (by my own doing), and still didn't really want to be there. A brief relationship breakdown and some more job rejections meant summer came when my head was in a deep, black hole, and I did nothing to attempt to dig myself out of it. Instead, I just worked and worked saving a pittance of money and making myself more miserable. I remember one happy day frolicking on the Yorkshire Coast with my sisters and Oslo, and then all I really remember is gloom. It probably doesn't help that the weather was notoriously crap last summer, but my continual bad mood was much more than that.
The summer before, I had been content in my own company. Heading out wild-camping alone or with my dog, exploring as many new places in the UK as I could, and generally spending all my time out of doors. My best friend and I spent six weeks backpacking around Italy; eating pizza, pasta and soaking in every ounce of Italian sunshine as we could. My older sister, Anna, and I became Scandinavian cycling around Copenhagen, we launched ROAM Magazine and enjoyed writing about past travels while planning new ones. I went bike-riding and mountain-biking with my little sister, Amira, and we spent four days on the Greek Island of Corfu, basking in sunshine and making hilarious memories as we hired a car and road-tripped to the North of the island, laughing and smiling all the way.
These were happy summer times that I won't forget. I definitely didn't know what the hell I was doing with my life, but I was ok about it. I was optimistic and excited about the future. At the end of that summer, I packed up all my belongings and moved my life to a little red-brick house in Manchester. The end of summer and the start of something new.
So now let's go back to last summer and why I was feeling so crap. I was restless and discontent with where I was, both in terms of location, career and relationship (or lack of). But I also wrongly believed that I needed all of these things for happiness, which meant that I didn't even try to drag myself out of the bad mood I was eternally stuck in. I didn't allow myself to do the things I love, the things that makes me feel alive, the things that I am passionate about. I didn't feel like Athena, just some shell of a human being doing whatever she had to do to not make any serious life decisions.
Then, towards the end of that summer, I was invited on a trip to Iceland with ROAM Magazine. In short, my bar job wouldn't let me go, so I quit and went anyway, embracing the opportunity to be a travel journalist in a country I had wanted to visit for years. Of course, that trip didn't allow me to snap miraculously out of the sadness I was feeling (I wrote about it here), but it was the first step I'd taken to change something in my life, to feel better.
When I got back, I started this blog, found a new service job (that, of course, I eventually grew to hate), and went to hike the West Highland Way to attempt to forget about the sad summer that had consumed me; to walk away my troubles, like Cheryl in Wild. I cried a lot on that journey, embraced the feeling of freedom and aloneness, and figured out a few things I wanted and didn't want in my life. Ironically, I also met someone at the end of that trip who I now get to call my boyfriend; like everything aligned so I would end up exactly where I needed to be for that to happen...
This isn't supposed to be a life story, I promise. Back to summer things... Winter this year was all about finding my feet. I embraced writing this blog, working on ROAM Magazine and Ramble Guides. I continuously ran away to Scotland to visit my boyfriend, simultaneously spending a lot of time outside with him or drinking hot chocolate in a cosy, little house. I realigned my mind to what I wanted, I swapped jobs again, I rediscovered my passions - and all of that so when summer came around this year, I was completely ready to embrace it without the sadness that had embraced me the year before.
Now, what I would like to say as midsummer arrives is, I'm okay.
Sometimes I'm more than okay, sometimes I'm not okay. But in general, I'm okay.
As the sun bears down and warms my skin, I can look up at it, close my eyes, and feel content.
You may have noticed that I've spent a lot of time down in Devon (still following my boyfriend around the country and loving every minute of it). I've fallen in love with surfing again, realised my dream to own a cabin in the woods, and decided whole-heartedly that I want to be an outdoor-travel writer (for now at least). I've thrown a lot of time and passion into this blog, attempted to improve my photography, and started teaching myself French in preparation for a trip to the Alps at the end of summer. I've spent a lot of time feeling terrified but alive while rock-climbing, got my first bouldering mat, and watched the sun set from numerous locations after an evening of good company, chalky hands and beautiful views. I've camped beside the sea and woken up to the sounds of crashing waves in the distance throughout the night, bathed naked in a stream, made banana pancakes for breakfast, and eaten fish and chips at 10pm after a long day out climbing until dark.
I've embraced summer wholeheartedly and passionately, determined to look back on this one and think of salty skin, tree-covered cabins, and diving head-first into the crazy but brilliant opportunities, people and memories that life throws at me.
And no, despite all of that, I'm not always okay. I have those days where I wish it was cloudy and grey so I can justify spending all day inside feeling a little bit teary and hollow.
But then there are those train journeys home from a week spent outside in the wild. My skin is dirty and sunburnt, my hair is a wild, salty nest on my head, and I have laughter tan lines from smiling so much in the sunlight. I don't read or write or sleep, I just sit for the whole three hour journey back home; thinking about life and how I ended up here, and watching the sun dip behind the horizon in a golden hue of orange and yellow.
Now we have reached Midsummer and I am okay. In fact, I am more than okay. I am happy.


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Second time in two days. Seriously what is going on with Spicer's phone? https://t.co/GJYR08zgQK—
Wesley Lowery (@WesleyLowery) January 26, 2017
Excerpt from this article:
One possibility is that they are passwords, tweeted out as whoever is behind the account gets used to the new security procedures governing it. There are a lot of theories out there on how it might have happened. By far the most likely is that of the Guardian's Alex Hern, who identified one possible way that could happen, if the @PressSec account has two-factor authentication activated.
Two-factor authentication provides an extra layer of security for password-protected accounts, and it would be good for the official account of the press secretary for the White House to have it. In fact, it would be good for anyone with a Twitter account to have it. According to a brand-new Pew report on cybersecurity, about 52 percent of Americans have used two-factor at some point to manage an account.
In case you are one of the 48 percent of Americans who haven't used it, here's how it works: In addition to entering in a password, two-factor requires users to enter in a randomly generated code that changes with each login, usually sent to your phone through either an app or a text message. For Twitter, those codes are sent via text by default, from a number that should look familiar to any longtime Twitter users: 40404.