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Is business planning relevant?3 min read . Updated: 15 Dec 2008, 10:31 PM IST
Is business planning relevant?
Is business planning relevant?
October was an inflection point. Till a few months ago, India's economy was projected to show healthy growth (7.75-8%) during 2008-09. Corporate investment and funding plans were on track. Firms were implementing plans for aggressive growth within India and overseas. The constraints were largely on the capacity/supply side, not on resources or demand. The financial tremors in the US were expected to have little impact within India.
Industry/market dynamics: Even as demand (domestic and export) slows, the supply pipeline (domestic and imports) continues on its earlier trajectory leading to oversupply in many areas. With new entrants also becoming active, competitive intensity is rapidly increasing. The resultant pressure on prices is already having an adverse impact on margins and profits. Not all sectors are equally affected. Some, such as power generation, are immune from these pressures. In contrast, real estate and aviation are bearing the full brunt.
Financial market conditions: Deleveraging in the Western markets has created a shortage of funds in India. Indian firms are increasingly looking to domestic financial markets to refinance existing forex borrowings and for future funding needs. The result is a scarcity of funds along with rising interest rates and a weakening rupee.
Sectors and firms that have built up leverage in recent years, especially external commercial borrowings and foreign currency convertible bonds, are acutely confronted with this problem. These conditions of credit squeeze and high cost of capital are likely to persist till global credit markets stabilize. Hence, a firm's financial position (debt-equity ratio) indicates how well it can weather this storm. Debt-free or cash-rich firms are more favourably placed.
In these uncertain times, what purpose does business planning serve? Is it relevant at all?
Most firms in India have initiated immediate actions such as cost reduction, cash management and review of investments in response to the changing circumstances. However, beyond these urgent steps, there is a need to assess funds availability, prioritize initiatives and programmes and allocate resources for the period ahead in the context of a changing market outlook. This, along with specifying responsibility and targets for executives, is the vital role that a business plan can play, depending on the firm's priorities and imperatives.
The business priorities of a firm will increasingly be driven by how it is placed relative to two factors—market conditions and financial position.
Firms facing a market downturn and having high leverage (beyond norm) face a survival challenge, in terms of liquidity and solvency. Most airlines and real estate firms fall into this category. They need to slash costs, restructure assets, raise cash, manage liquidity and seek new sources of equity on a war footing. As a last resort, they may have to seek support from the government.
In contrast, firms seeing little or no slowdown and having low debt levels can continue to grow aggressively—positioning themselves for the future. This applies to most consumer goods and pharma companies.
Firms that are impacted by the slowdown but have low leverage (e.g., IT services) are in a good position to manage through the downturn. They need to cut back on investments, costs and commitments, conserve resources, explore acquisitions selectively and be ready for the upturn ahead.
Last are firms that are not impacted by market conditions, but have high leverage. Many telecom service providers and infrastructure companies fall into this category. The priority here is to monitor cash flow, raise equity, roll over loans and improve revenues and operational efficiency.
Clearly, each firm/sector has different imperatives. The planning process needs to cater to the imperatives of each firm. The business plan that emerges should identify likely scenarios, prioritize initiatives/actions to optimize cash flow and include an implementation plan with responsibilities and timelines. The resulting financial projections should be tested for sensitivity to different assumptions and contingency plans spelt out.
Many firms are wondering whether and how to prepare their business plans as the next fiscal year approaches. The solution lies in customizing the planning process to address the challenges that a firm faces. Rather than ask whether business planning is relevant now, firms need to determine how to make this process work best for them. The resulting plan can then form an indispensable enabler in tiding over the turbulent period that lies ahead.
Raju Bhinge is chief executive of the Tata Strategic Management Group. Your comments are welcome at email@example.com


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April 18, 2013
Forex Rules Once Again Eased by BSP
In its goal to address the surging capital inflows that lead to the currency's appreciation, the BSP once again rexales foreign exchange rules to encourage dollar purchases.
BSP Deputy Governor Nestor Espenilla, Jr. Said, "We want to keep our foreign exchange policies as reponsive as possible to the latest economic developments. These changes will simplify transactions between the banks and the general public and ecourage them to shift from the informal market into the banking system."
Some fo the changes include allowing more FX that may be sold over-the-counter by banks and other foreign exchange institutions without documentation from $60,000 to $120,000, and increasing the amount of FX that may be purchased using unspent pesos by tourists or balikbayans, also without documentary requirements, from $5,000 to $10,000.
Director of BSP international operations department, Patria Angeles said, since 2008, outflows have gone up due to liberalization from $800M at that time, to $1.48B as of October 2012. - Businessworld, Inquirer, Manila Bulletin, Philippine Star

subset: commoncrawl


text: Today President Obama's nominee to the Supreme Court Judge Sonya Sotomayor will be sworn in despite the objection of 8 Republican senators. Republicans first tried to undermine the judge's candidacy claiming that she was not intellectual enough. Such foolishness was quickly dismissed and they next moved to her activities outside of the courts to her speeches claiming she went a foul statement that a wise Latina could make more informed decisions on the court than a white male. This seemed to hurt their fragile white male egos—I say toughen up and give me break gentlemen! You may not like her as public speaker but the judge his more qualified than the folks currently seated on the court two of them you all recently confirmed. In addition, your rational for not supporting her has pushed more Hispanic voters into the Obama fold. So in the end, the President gets a much needed political victory and Republicans lose even more Hispanic voters. This truly an historic day for so many and we as a democracy have come a long way baby. As the father of a New York born four year old African American daughter I am thrilled and will be watching the swearing ceremony with her by my side.


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There was a special vehicle to be spotted on London's Regent's Canal in early 2018: A golden, inflatable boat theater. It's called AirDraft and was designed by architects Thomas Randall-Page and Benedetta Rogers. The boat ranked first at this year's Antepavilion – a competition that rewards experimental installations in public space.
Inflatable like an Air Mattress
Not only does the boat theater look good, it's also cleverly designed: its golden cupola can be inflated within twelve minutes, deflating it takes half that time. Thanks to this flexibility, maneuvering under the canal's numerous bridges is a lot easier. The two architects Randall-Page and Rogers worked on their vision for about ten weeks. The costs for the project that amounted to the surprisingly small sum of 28,000 euros proof that exceptional design doesn't has to be expensive.
An Example for the Arts
What would a stage (on water or not) be without a good program? Not much and that's why there's plenty going on during the eight-day festival tour: From live concerts and poetry slams to stand-up comedy – there's a lot of entertainment on the water. At this it was very important for the architects to provide a platform for local artists. This way, the boat is to set an example for the preservation of London's independent art scene which is struggling to survive due to the rising rents, says Randall-Page.
All pictures: Jim Stephenson


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Download the free trial version below to get started. Double-click the downloaded file to install the software.What is your motto It was my love for soft though strong colors structures of fine textiles simple shapes quality and unique and rare pieces of art clothes and


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A Jacksonville woman has been charged with murder after police heard gunfire at an Arlington nightclub late Friday around the same time a woman called 911 to say she shot someone, according to police and jail records.
Callie Eudora Adams, 40, was booked into the Duval County jail on the charge Saturday and remained there without bail Sunday.
The shooting happened around midnight, said Homicide Sgt. Lonnie Mills of the Jacksonville Sheriff's Office. He said police who were around the Soho Sports Bar at 923 University Blvd. N. heard shots and found the man at a BP gas station across a parking lot.
The victim and a woman at the scene were husband and wife. Mills said the couple was at the club earlier and there was an argument. He said the woman told police she had been jumped and fired a handgun. The victim, whose name was not immediately released by police, died at the scene.
Callie Adams and Rodney A. Adams are named in property records as owners of a home in the Chestwick Crossing neighborhood on Jacksonville's Northside. Several people gathered at the house Sunday declined to comment on the case.


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The construction of a green energy centre worth £25 million has started in the east of Scotland.
The facility, located in Guardbridge, is being delivered by St Andrews University and is part of its plans to become the UK's first carbon neutral university.
It will use wood from sustainable local sources to generate power and pump hot water to the campus.
More than 225 jobs will be created during construction.
John Swinney, Scottish Deputy First Minister said: "The project will deliver significant carbon savings as well as financial savings to the University.
"The Scottish Government is using all the levers at its disposal, including through European Funding initiatives, to help regenerate areas and maximise employment opportunities that help achieve sustainable economic growth."


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Structural Surveys and Reports for Your Property
We all want our home or property investment to be safe and sturdy; that means repairing any defects.
Perhaps an initial inspection has already shown a problem, or you have discovered something yourself – mould in the corner, a bowing wall, cracks in the floor, etc.- and you're planning to sell the house, or instead would like a structurally sound house to live in, and you're wondering what to do…
We advise you – before taking any action to repair the structure – to get a thorough structural inspection and report completed.
The Procedure
After a specific problem has been identified (even if you've caused something yourself – accidents happen!), the first step is to get an in-depth survey.
The engineers will inspect the problem – whether it's a damaged window lintel, crack in a wall, subsidence, etc. – to ascertain the seriousness of the issue. And as well as giving a detailed structural engineers report of their findings, they will also include estimates for how much it will cost to repair.
Depending on the complexity of the problem and the time taken, the cost of a survey can vary. For information regarding the price, it's best to email or call us directly so we can give you a more personalised response.
Do You Need a Structural Survey?
If you're planning to sell your property, it's always worth considering dealing with any defects as a third of house sales still fall through, or you could be letting yourself in for lengthy negotiations or less than reasonable demands from a potential buyer late in the process. If you have doubts about any specific problems with the property, or they are obviously in need of repair, the best option is to get them surveyed.
This way, you can relax knowing what needs to be done or that everything is okay when you intend to sell.
And even if you are not planning to move —it's best to get any potential problems looked at promptly to limit more costly repairs later down the line.
What Next?
Whether you own and live in the home yourself, rent it out or help someone else manage the property, it's important to repair any problems as soon as possible, including pre-sale. Not doing so could cause unnecessary headaches down the line.
We at LEBC are here to help you. With vast experience in both structural surveys and repairs, we can arrange structural reports and surveys to assess the seriousness of any problems with your property, repairing them if necessary. And having a single point of contact throughout the entire process, you can rest easy with a smooth experience that guarantees a timely, quality service.
Rather than crossing your fingers and hoping everything will be fine; let's find out the facts.
Contact Us To Arrange A Structural Report
Contacting us is easy and we don't usually require significant lead time before visiting:
contact us online here
call us on: 01676 545 051


text: The Rebel Gang and the Number Ciphers book trailer April 11, 2018 By Violet Plum Ooh, The Corporation is investigating a group of people they suspect of trying to overthrow the government! Check it out! 😉 You can read The Rebel Gang and the Number Ciphers here, and if you want the book, you can buy it here 😀 Share this:TwitterFacebookPinterestTumblrLinkedInRedditEmailPocketLike this:Like Loading... Related


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I'd Like to Introduce to you...Wrestle Like a Girl/
2017 will be an exciting year as we have a new organization in the wrestling community called Wrestle Like a Girl! If you haven't heard of it yet, you have got to jump on this band wagon!
Wrestle Like a Girl is all about empowering girls and women with the sport of wrestling, and creating opportunities that can be afforded for all. Through camps and clinics, the organization seeks to build the whole athlete and teach important skills like sports psychology and proper nutrition. Creating a positive environment that works to include girls and create a championship mindset! They will have high caliber role models such as National, World, and Olympic Team Members and medalists supporting and teaching for a fun and engaging experience!
Wrestle Like a Girl is committed to helping the efforts of sanctioning the sport of wrestling in all 50 states, as well as continuing the efforts to increase the number of colleges that have women's wrestling.
Our future goal is to have college level scholarships that can be rewarded to girls seeking to pursue the sport at a collegiate level.
How can you help?
Tell your friends, your co-workers, people you meet at sporting events about this amazing organization! Spreading the word so that we can reach more eyes and ears is a huge help.
Donate your time or money! If you feel like you have value to bring to the organization, or you are feeling like you need to lighten up your heavy pockets (wink wink), then head over to www.wrestlelikeagirl.org!
Your donations will go to help run the Empowerment Camps and provide scholarships for underprivileged girls to experience the sport. Your time can be greatly used to help promote a camp coming to your area! Contact us to see where you can utilize your amazing efforts!
If you would like more information or have any questions, you can feel free to email myself at email@example.com.
Please visit and like Wrestle Like a Girl on all the major social media platforms:
Website: www.wrestlelikeagirl.org
Facebook: Wrestle Like a Girl
Twitter and Instagram: @WrstleLikeaGirl


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University City School District
UCSD 10 schools and administrative building were analyzed and the result was $4,500,000 of energy efficiency measures that included migration from steam to hot water boilers, lighting upgrades, and new controls. The High School received building envelope improvements including doors, windows and insulation. The District saw a 36% savings on gas and 13% savings on electricity.


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I Love Hoo You Are Card by Roni Johnson of Ink Stains with Roni
A very cute card featuring our Hootin' Sentiments stamps and our Hoo-Ray Peg Stamp Set.
Stamps Used in this Project
Additional Items Used in this Project
- VersaFine Clair Inks
- Card Stock – White
- Card Stock – Red
- Twine
Visit Roni's blog for more information.
We hope that you enjoy creating this fabulous project! Be sure to support our friend, Roni by subscribing to her blog!


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Melanie Raabe grew up in Thuringia, Germany, and attended the Ruhr University Bochum, where she specialised in media studies and literature. After graduating, she moved to Cologne to work as a journalist by day and secretly write books by night. The Trap, her debut novel, is an international bestseller. Her second book, already a bestseller in Germany, will be published by Text in 2017.
Credit: Christian Faustas
High resolutionuser
Melanie Raabe


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- GreenPointeFinancialAsked on September 01, 2015 at 02:13 PM
I have secured my forms with the https code. However, the security seal
doesn't displayed. Any instruction on how to get it to appear will be
thank you in advance for your help, and I look forward to receiving your
Best, Sandy
- KadeJMAnswered on September 01, 2015 at 04:03 PM
To my understanding you are looking to have a Security Seal displayed on your form.
I looked on your current form but I don't currently see one.
If you want a security seal to be displayed on your form then you will need to enable it.
Please see https://www.jotform.com/help/131-Enabling-Security-Certificate-Seal-on-Secure-Forms for instructions.


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New Features
Savable Multi-Field Filters
Flexile now has the ability to create multi-field filters and save them. This means you can filter your records based on values in multiple fields. Moreover, Filters can be part of other filters (as sub-filters) which can allow you to create very sophisticated filters. This should allow you to display only the records you want to see.
Savable Multi-field Sorting
Sorting can now also be done by multiple fields. This allows you to sort first by one field, then by another and so on. Just as the Filters, these Sorts are saved.
Quick Sort/Filter
You can now tap on a record Header (in the record list) to sort on that field (if it's sortable). In addition, there is a search icon on each field that is searchable. Tap on the search icon and you can quickly filter based on the search term.
Record Defaults
When you create filters, you can choose to use the search values (predicates) as default values for records created while the filter is in effect. And yes, this can be used to create default Links as well. Using this, you can change a Record's default values simply by changing the filter. This can also help ensure that new records will be displayed in the current filter.
Views with Filter/Sorts
Views can now have a Filter and/or Sort attached to them. If a Filter/Sort is attached to a view, the table's Filter/Sort will be changed to it when you switch to that view. This means by changing a view you can change: 1. How your fields are arranged 2. Which records are showing 3. The order those records are displayed in 4. The Default Values for New Records
This really makes Views a very powerful feature in Flexile.
There are a bunch of other tweaks and enhancements made, including an easier way to select dates. I won't go into detail about all of them, but I've continued to make Flexile easier and I will continue to take the feedback I get to make Flexile a better product.
Bug Fixes
A whole lot of bugs got squashed in this release... a veritable bug genocide.


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DescriptionThe natural gas liquefaction process consists of removal and condensation. Removal is to remove components which solidify, block and corrode the equipment in the cryogenic process, like acid gas (CO2 and H2S) removal, water removal, Mercury removal and heavy hydrocarbon removal. Condensation is to use all kinds of advanced liquefaction processes to condensate natural gas into a liquid by cooling it to condensing temperature.
Jereh obtains advanced technological processes and design experience in the field of natural gas process and treatment, top-ranking manufacturing capability and abundant experience in engineering projects. In the field of LNG purification, Jereh adopts advanced and reliable technological processes such as MDEA decarburization, TSA dehydration method and heavy hydrocarbon removal. In the field of liquefaction, Jereh develops many kinds of advanced liquefaction processes including SMR refrigeration, C3MR refrigeration, MMR refrigeration,CH4 expansion,N2 expansion,N2-CH4 expansion etc. Jereh accumulates rich experience in packaging reciprocating compressors and screw compressors, and chooses core components made by Ariel, Howden, LeROI and other famous brands in order to achieve reliable quality and provide perfect and practical solutions to projects for partners.
Liquefaction for CBM, shale gas and associated gas;
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Boil off gas handling at LNG terminals and LNG carriers.
Stationary LNG Plant
Processing capacity: ≥ 11.2 MMSCFD
Refrigeration energy consumption: ≤ 410kw/tons
Device Operating Flexibility: 50 ~ 110%
Refrigeration energy consumption is lowered by 10% to 15% compared to that of the single-stage mixed refrigerant.
Chemically simple components of the refrigerant, easier to adjust their ratio;
Much lower liquefaction temperature to reduce the release of BOG;
Centrifugal refrigerant compressor to reduce the leakage of refrigerant;
Larger operating flexibility can better adapt to the changes of gas volume and components. Inquire Now


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With the explosion of biomedical publishing in the latter half of the 20th century, keeping up with primary research has become an impossible feat for policy makers and practitioners. There has been a proliferation of systematic reviews as one of the key tools for evidence-based health care. This presents both opportunities and risks. The opportunities are to base decisions on accurate, succinct, credible comprehensive and comprehensible summaries of the best available evidence on a topic.
The goal was to create a valid reliable and useable instrument that will help users differentiate between systematic reviews, based on their quality, and to facilitate the development of high-quality reviews. This exercise led to AMSTAR and was reported in a series of papers. Candidate domain items were identified through a review of the evidence and existing tools. Nominal group consensus methods were used to identify best items and to gauge face validity. A comparison among the draft instrument and competing instruments was undertaken to establish its measurement properties. AMSTAR, the resulting instrument has good inter-rater agreement, test-retest reliability, face and construct validity, and is easy to use.
We believe that AMSTAR has significantly advanced the practice of assessing the methodological quality of systematic reviews. It has received endorsements from the Canadian Agency for Drugs and Technologies in Health CADTH and several authors and had been cited nearly 400 times as of early 2013. It has been translated into Japanese, French and Spanish. It is used to evaluate reviews, as a guide to conduct of reviews and as an aid to teaching about systematic reviews.
Shea BJ, Grimshaw JM, Wells GA, Boers M, Andersson N, Hamel C, Porter AC, Tugwell P, Moher D, Bouter LM. Development of AMSTAR: a measurement tool to assess the methodological quality of systematic reviews. BMC Medical Research Methodology 2007; 7:10. Available from: http://www.biomedcentral.com/content/pdf/1471-2288-7-10.pdf.
Shea, B. J., Bouter, L. M., Peterson, J., Boers, M., Andersson, N., Ortiz, Z., ... & Grimshaw, J. M. External validation of a measurement tool to assess systematic reviews (AMSTAR). PloS one 2007, 2(12), e1350.


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Another Friday, another good mood! Now if there was only a way to make it last all week... This time, it's a combination of:
- being 1/3 of the way to my weight loss goal already
- the sucessful negotiation of who/when/where we shall spend Thanksgiving & Christmas, with 0 casualties!
- free sushi for lunch (and LOTS of it)
- officially being the teacher's pet in yoga class
- a house inspection & lease signing tomorrow... for the most *perfectest* place, complete with a big deck, trees in the yard, wood burning fireplace and... wait for it... a jetted tub in the master bath!
Oh, and I got these today (in virtual form), from the very friend who let me jump on the trampoline but who is now very very far away. *blows kisses north*
Yes, life is good, and it's progressively getting better :)


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Travel Team
If you'd like to chat about this holiday or need help finding one we're very happy to help. The Travel Team.01273 823 700 Calling from outside the UK? firstname.lastname@example.com
Departure information
Responsible tourism
Mongolia winter holiday
Carbon reduction
Your holiday will help support local people and conservation. We must also reduce CO2. Learn about the CO2 emissions of this holiday and how to reduce them.
Always a tricky one this. We can promise you the world but how do we prove it? Responsible, sustainable or ethical travel - in recent years, it has developed many labels and is now a widely-used selling tool in the tourism industry. But, what does it mean? Although there is no real clear definition, it has to be more than ensuring that we collect all of our rubbish, asking before taking a photograph or being aware of the cultural norms. Thats what we should be automatically doing anyway.
Below are some of the elements of my responsible travel philosophy for this tailor made winter itinerary where we can show real evidence of our practise.
Our itineraries and departures
My philosophy is to have a limited amount of departures for each of our itineraries. We also do not concentrate specifically on one area.
Mongolia is a country of incredibly diverse yet fragile ecosystems. By limiting our presence in certain areas, we help to preserve and protect and help to avoid the area changing environmentally due to repeated and extended exposure to tourism.
Wherever we visit, supporting local is at the heart of what we do and at the centre of each experience we offer. By not focusing on one specific area, it also means that we help to support communities that might not otherwise benefit from the tourism industry.
As an example, this itinerary includes a couple of guidebook highlights but the rest of the trip focuses on rural communities where local members such as Naraa and Bujee are keen to work with and learn from international visitors.
Our trips also focus on 21st Century Mongolia - yes, youll get to experience the traditional way of life but at the same time gain an overview as what it means to be Mongolian in 21st Century Mongolia. The locals we work with have a mobile phone. It doesnt mean their way of life is dying out and that theyll be shortly moving into the city - just that their way of life is adapting.
The people we work with are real people. Not tourism professionals. Youll meet people from Ulaanbaatar, youll meet herders, youll meet Mongolians that live in the provincial centres as well as the smaller town and rural communities. They are all Mongolians. Take time out to meet them.
The disposal of rubbish is a major issue in Mongolia - especially with plastic. As part of my Responsible Travel ethos I pay a local Mongolian NGO (Mongolian Quilting Centre) to make fabric tote bags for our guests which we hand out for free as a welcome pack at the start of each trip. This is a souvenir for our guests but it also helps to support the project and helps us to cut down on the waste we produce. As part of your Mongolia experience, you will also receive such a tote bag.
Also, you can book knowing that we finance our own three-day rubbish collection at Terekhiin Tsagaan Nuur National Park in Mongolia. Arranged through the local community and protected area rangers, we have been organising this event for the previous three years.
First up, we do not provide bottled drinking water as apart from in the capital city, there is just no way to recycle the bottles. Instead, we take fresh drinking water from local town pumps. We provide two 20 litre water containers and provide a Lifesaver carbon filter and an Adventurer Steripen in each vehicle.
Also, for a majority of all of our trips we do not use the typical tourist ger camps that often have very bad eco-credentials. Instead, we use a mix of accommodation and use the locally provided town shower houses. This is where a majority of Mongolia's rural population come to shower. They are small business enterprises operated for the local communities and a great way to support local, meet the locals and do as the locals do themselves. It also helps us to manage our own environmental footprint.
Combatting Desertification - Community Project
As part of this trip you will stay with the Radnaarbazar family in Mandalgobi. They are owners of the Gobi Oasis Tree Planting Project. This is a small, family run, non-profit conservation project that has been operating since 1975 in Mandalgobi, Dundgobi Province. Their main conservation work is the planting of seedlings and nurturing them into trees.
Part of your tour payment goes as a donation towards the Gobi Oasis project. You will also visit the tree nursery and llearn more about their conservation practises.
Each group typically plants a tree at the nursery - my team and our guests have now planted over 108 of our own trees which represents around 3% of the total number of trees planted at Gobi Oasis. A single young tree can absorb 26 pounds of CO2 per year so were (very) slowly doing our bit towards carbon reduction as well as making a positive impact towards desertification.
Youll start off in Mongolias capital city. Read a guidebook or a travel forum and frequently Ulaanbaatar is overlooked. But, it's home to roughly 45% of Mongolia's population and this alone means that it should be experienced. We don't offer a tour of museums or souvenir shops but a day spent walking through the local areas of the city. Whats it like to live there? What kind of communities exist? What are the challenges? My aim is that you experience all aspects of Mongolian culture - rather than just those highlighted by guidebooks.
A majority of Ulaanbaatar's 1.3 million (ish) population live in the ger districts that surround the central downtown - approximately 60% of the population actually.
There are few safe community spaces within the ger districts - especially community spaces where children can play. But, Nogoon Nuur (Green Lake) is bucking this trend.
Nogoon Nuur is now a thriving community space made possible by a committed individual, Ulzii, who since 2012 has been working to restore Nogoon Nuur and develop a public park.
I love this community area immensely and we now include a visit on our free city walking tour - making a donation per EL guest per visit. On our family trips, we arrange and fund for the visiting children to purchase and donate reading books to the Nogoon Nuur community space.
Cultural Impact
My small company is not a world specialist; we concentrate on the country we know and love Mongolia. We research, design and operate each itinerary ourselves and do not source our itineraries from other agents. We go directly to the local people and built relationships with them.
I have even written my own guide to the culture and traditions of Monoglia - researched over the 11 years I have lived and worked in Mongolia. You receive this guide on your arrival into Mongolia as a way of preparing you for your experience.
We Source Locally
Yes, you will be encouraged to bring good quality winter clothing. However, we put back into the community and our winter blankets have been made by hand to a traditional design by a local family in the Gobi. We also purchase traditional felt Mongolian boots and Mongolian winter dels in the local markets to provide for our guests.
As much as possible, everything we offer is sourced in Mongolia and made in Mongolia. Where possible, we dont just buy from a shop but we source the material ourselves from the markets in Ulaanbaatar and then have each product made to our specifications through local family businesses. We try to put money and support back into the local community.
We believe in giving back to the communities, strengthening local businesses,
families, and individuals that represent all spectrums of Mongolian life.
Popular similar holidays
Mongolia adventure holiday
Off the beaten track adventure through spectacular Mongolia
From US $3070 23 days excluding flights
Trans Mongolian railway holiday
Ride the Iconic Trans-Mongolian Railway in all it's glory
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Luxury European River cruises combine elegance with visits to the various small cities alongside the river's edge. The cruise of the German ship Augusta Victoria in the Mediterranean and the Near East from 22 January to 22 March 1891, with 241 passengers including Albert Ballin and wife, 7 popularized the cruise to a wider market. All passengers regardless of their house nation, citizenship or country of residency are answerable for obtaining the proper documentation for travel.
We offer guests a rare river cruising experience whereas exploring the historic waterways of the United States. forty six Over forty five,000 people from the Caribbean are instantly employed within the cruise trade. Cruise ships are organized very like floating resorts, with a whole hospitality employees along with the usual ship's crew.
With the latest state of the art ships on supply and itineraries to appeal to young and previous, we have made obtainable to you the crème de la crème of River Cruise holidays. And a quick glance at the place we visit might be sufficient to tempt you onboard.
All affords are based on choose sailings and categories and are subject to availability at time of reserving. We are one of the world's largest journey sellers offering deep discounts on cruises. We purposefully depart from UK ports only, so that everyone starts their holiday in the relaxed temper they need to continue it in.
Tune in to our dedicated TELEVISION web site for thrilling videos highlighting our ships and destinations to your next cruise. Embark on a 7 Evening cruise aboard the Pride of America and sail the Hawaiian Islands. Many cruise strains have a common naming scheme they use for their ships.


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This is for new clients only, existing clients do not need to
register here... If you are requring access to the members area contact the office direct by email or
Please note by registering you are not committing to our services or any costs at this
time. We shall forward to you a starter pack, upon receipt of that back signed you will be committing to our
services and costs. For our full costs please click here
© Copyright 2012 R.
Stride & Co.


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MATTA Fair 2014, Malaysia's premier travel extravaganza providing global exposure and endless business opportunities in this exciting era of groundbreaking travel innovations and technological advent.
The MATTA FAIR® occupied a total space area of over 20,500sq. metres comprising of Halls 4, 4M, 3, 2, 1, 1M & Linkway of PWTC, Kuala Lumpur, Malaysia.
The MATTA FAIR® will provide visitors with a host of exciting and value for money travel options and excellent business and travel opportunities.
In essence, all the attractions that have made MATTA FAIR® the No. 1 Consumers' Travel Fair in Malaysia will also be at every MATTA FAIR® plus many more new and exciting items. 80,000 or more visitors from Malaysia, ASEAN and the rest of the world are expected to visit the fair.
** Admission Fee - RM4.00 per person, children below 12yrs old Free (Tickets are valid for day of purchase only)
Getting There:
By Car:
- If you are driving, park around the PWTC area, Hentian Putra or the open car parks.
- Here's a tip if you don't want to spend time looking for parking - Drive up to the Seri Pacific Hotel (old Pan Pacific Hotel) entrance and give your car to the valet parking which cost about RM15-RM45 depending on how long you take. No hassles as you simply walk straight into the MATTA Fair from the hotel entrance.
- Other option would be to come very early and park in the PWTC.
- Another place would be to park across at The Sunway Putra Shopping Center and walk over.
- Avoid parking along the road illegally as you are bound to get summoned by the police.
- To avoid the traffic jam, you need to head there very early before 11am.
By Taxi:
- Get a taxi and tell them MATTA Fair at Putra World Trade Center or PWTC.
- Make sure the Malaysian Taxi uses the meter (fare)
By Bus:
- Intrakota Buses stops just outside the Jukebox Shoe Shop opposite the Puduraya Bus Station and this bus goes to Hentian Putra which is opposite PWTC. It will cost approximately RM1.20 one way.
- Be sure to check on the bus timings if you are going back late.
By Train:
- STAR LRT stops at the PWTC Station and is a very short walk to the MATTA Fair.
- PUTRA LINE LRT stops at Masjid Jamek Station and you change with STAR LRT.
Date : 5th Sep 2014 (Friday) - 7th Sep 2014 (Sunday) 10.00a.m to 9.00p.m
Venue : Putra World Trade Centre, PWTC, Jalan Tun Ismail, 50480 Kuala Lumpur, Malaysia.
Kindly visit to MATTA Fair Malaysia facebook & website at https://www.facebook.com/MattaFairKL & http://www.matta.org.my/ & http://www.mattafair.org.my/ for more details.
TIP: Have difficulty to the location? Let us guide you to the destination by using your Smartphone GPS Navigation Apps (Waze, Apple Maps & Google Maps).
Easy 1, 2, 3 steps:
- Use Smartphone browser (Safari / Chrome) or scan the ad QR Code browse to this advertisement.
- Tap on the "How to get there".
- Tap on preferred app to direct you to the location.
Lets 'Share' this advertisement to your FB friends if find this good and don't forget to 'Like' Syoknya Malaysia page for your support, thanks!
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News item
Latest news
Future focus for education and industry partnership
More than 600 educators and industry leaders have met in the Hunter over two days to get a clearer view of how Science, Technology, Engineering and Mathematics (STEM) will shape the region's industry and education needs in the future.
The 2018 Future Focused Learning STEM Workforce Conference was organised by 15 public schools in and around Cessnock and by Regional Development Australia (RDA) – Hunter, an Australian Government initiative bringing the different levels of government together to support regional development.
The first day focused on STEM's role in shaping how business is done and which jobs will be created in the future in industries from defence and energy to agriculture and medical technologies. Speakers included scientists, entrepreneurs, academics and representatives of companies using leading technologies. It was supported by the Australian Department of Defence, the NSW Department of Premier and Cabinet, and BAE Systems.
The second day aimed to support schools in developing world-class STEM programs in partnership with industry. Representatives of primary, secondary and tertiary institutions, and industry, took part.
Speakers included Eddie Woo, the NSW Department of Education Leader Innovation in Mathematics and representatives of Google, Adobe, Optus, the University of Sydney and University of Newcastle. A Q and A panel was hosted by maths geek and author, Adam Spencer. The conference was supported by the NSW Department of Education, the University of Newcastle and Engineers Australia.
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With a sunny, comfortable climate nearly all-year round, San Diego is rightfully known as a beachgoers paradise. Let's take a trip south down the coast to highlight some of San Diego's best beaches.
La Jolla
Fifteen minutes north of downtown San Diego, the seaside community of La Jolla sports some of the area's finest beaches. La Jolla Shores is a sandy, one-mile stretch frequented by sunbathers, swimmers, and surfers. Adjacent to this beach is the picturesque La Jolla Cove, known for its great snorkeling and scuba diving, as well as La Jolla Caves, a series of sea caves popular with kayakers.
Pacific Beach
South of La Jolla lies Pacific Beach with its 3.2-mile boardwalk dotted with boutique shops, casual eateries, and trendy hotels. Stroll or roll (cyclists and rollerbladers are common here) down the boardwalk, sunbathe on the soft sand, and check out the fishing scene on Crystal Pier.This beach is also known for its active nightlife, both on the beach with bonfire hangouts and off the boardwalk with vibrant bars and clubs.
Mission Beach
Continuing south from Pacific Beach, we reach Mission Beach with its two miles of oceanfront boardwalk and Belmont Park, a historic amusement park built in 1925. This is a particularly sporty area known for its surfing, boogie boarding, rollerblading, skateboarding, volleyball, and basketball.
Mission Bay
Just to the east of Mission Beach lies idyllic Mission Bay, the largest man-made aquatic park in the country. This water playground provides opportunities for sailing, water skiing, kite surfing, kayaking, and paddleboarding in addition to land-based fun like picnics, bonfires, volleyball, and bicycling. Mission Bay is also home to SeaWorld San Diego, one of the biggest oceanariums in the world.
Ocean Beach
The next stop on our tour south is Ocean Beach, a carefree beachfront neighborhood with a groovy, vintage SoCal feel. O.B. offers great dining, people-watching, and a lively nightlife. At a half-mile in length, Ocean Beach Pier is one of the longest in the state and is a favorite local fishing spot.
Sunset Cliffs
Located in San Diego's Point Loma neighborhood, Sunset Cliffs is our final stop and unsurprisingly, a popular destination for sunset-viewing. The area features sheer cliffs descending into the Pacific Ocean and a handful of spots for the more adventurous surfer. Don't forget to keep your eyes peeled for whale sightings!
Check out more blogs on fun and exciting things to do around San Diego by clicking here!


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This is my new current favorite dress! I cannot say enough good things about it. First off the material is sooooo comfortable. You know those amazing high count thread sheets that you love to sleep in? I secretly think this dress is made from those sheets! Ok, maybe not but one can dream.
This dress was fitted but still had some room for comfort. It also had a little bit of flow to it so I could pair it with a long cardigan. This dress is perfect for all season. I especially love pairing stripes in the fall with a deep mustard color. In the winter I can pair it with some tights and over the knee boots and once the weather warms up a bit in the spring I can wear it by itself.
The best thing about the dress is that it is currently on sale for $12. Is that not an amazing price for a dress that can carry you through all the seasons? You can never go wrong with a complimentary striped dress with an amazing price. I have linked the site information here. www.shein.com
If you are wondering about the cat, my daughter thought it would be a fun idea if I posed with it. How do you say no to a 5 year old? :)


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The move comes after opposition from salt manufacturers for the imposition of VAT.
The Gujarat government has rolled back 5 per cent Value Added Tax (VAT) imposed on industrial salt in 2016-17 budget.
The move comes after opposition from salt manufacturers for the imposition of VAT.
A decision to this effect was taken at the Cabinet meeting held yesterday.
"Keeping the interest of salt producers in mind, the government has decided to completely roll back 5 per cent VAT that was imposed on industrial salt during this year's budget," an official release said.
"The government received representation from salt producers who highlighted difficulties in differentiating industrial salt and salt producers cannot properly maintain record. Taking their representation positively, the government has taken this important decision," it added.
Salt producers had earlier threatened strike demanding complete roll back on VAT, which was imposed for the first time in the state.
They said 5 per cent VAT on industrial salt, introduced in the 2016-17 budget, is full of technical complexities which expose them to harassment from VAT inspectors.
Bachubhai Ahir, who led agitation against imposition of VAT, welcomed the decision saying that the move was positive and salt producers have been saved from major hassle.
"This is a welcome step and we thank (Gujarat) government for positively understanding our concerns," Ahir, who is the president of Small Scale Salt Manufacturers' Association, said.
Ahir, however, added that the government was yet to take back additional tax of 10 paise per square metre added on land used by salt pan workers to produce salt.
"We have demanded from revenue department to take back the additional tax on non-agricultural land used by salt workers, especially as this will affect small producers," he said.
Gujarat produces 176 lakh ton of salt annually, and contributes to nearly 70 per cent of salt requirement of the country.
Of 176 lakh tonne, 46 lakh tonne is used for consumption, while 60 lakh tonne is for industrial use.
As much as 60 lakh tonne salt is sent out to other states, of which around 30 lakh tonne is industrial salt, the quantity on which VAT was to be imposed.
Get live Stock Prices from BSE and NSE and latest NAV, portfolio of Mutual Funds, calculate your tax by Income Tax Calculator, know market's Top Gainers, Top Losers & Best Equity Funds. Like us on Facebook and follow us on Twitter.


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BI and Data Analytics helps:
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New thread
ForumLevel Discussion > Crypt Levels > Crypt Level 8 > Latest threads
SuggestFinally I got the second half. Now , may I superpose the image or fit in the right position?138
[closed] I must be doing something wrong?Can someone please tell me where I am going wrong or what I am missing? Spoiler removed sorry! Will somebody please help or someone shoot me! :(43
Looking for helpI found the other half of the board and think I know what to look for next, but I don't want to post in case it's too spoilery. Can anyone PM?12
Completely LostI've been trying to do this challenge for a while now, and I have gotten nowhere. Initially thought it was some kind of LSB hidden image, but I have tried every combination of rgb and bits and have gotten nowhere. Would just like a couple of pointers as to the right direction. Have already read all previous threads. Thanks.33
Help for Second partI found the second image abd XORed the. I can't seem to find what to do next. I tried a few image manipulation on the new image but couldn't find anything. Any help on how to go about it?12
Practically sitting on top of the answer but can't find itSince this is the help forum and not a solutions forum, I'll be as vague as I can. If I'm giving away too much, I'll edit it out. I've gotten to the point where I've found some text that says "text comment created with gimp", however I can't actually find the comment itself. I've combed through the file several times, and I can't find anything that sticks out enough. Would it be possible to throw a hint my way? Am I looking in a completely wrong place?53
HelpHi 1) Is this level only about steganography or cryptography too? 2) I've got the second half but Spoiler: It looks weird, looks like i need to change the colors 3) How so? (Hint plz) 4) Cannot find PLTE chunk, Spoiler: looks like the color type isnt 3, and i dont know how to change other color types. I experimented with the values but didn't help much 5) Will the answer be reveled in the image itself?12
Take me long time to get the second pic...I use Stegsolve and Steganabara to analyse the c8.png, but I failed... By Color Filter, I can get different pic from c8.png. However, nothing is useful... Anyone can help me? Just Tips or tell me a RIGHT direction. I am not familiar with the RGB or any others. Thx! :)53
Stuck at last partHello again. I don't want to spoil this level for anyone so I look forward for some help via PM So far I have Spoiler: * Both parts * Combined them with specific software * Thanks to the forum posts, I found out in what format/type password should be I think I've done everything right so far, but I am stuck now. I can't figure out: Spoiler: * Do I need to do something with both parts before combining? * Do I need to do something with the whole thing after combining? Again, looking forward of solving this level, but I know I can't continue without the tiniest clue. Hope to get some wisdom, hint or at least article where I can learn something I've missed or don't know. Image processing in hacking perspective has never been my strongest side. :( Thank you in advance guys. P.S. I really enjoy the work done here with Cypt levels. Good work! :)22
Help with toolsHi Guys, I have a stupid problem. To solve this level I installed Ubuntu (I know, I know) and have a problem with running stegsolve and steganabara (downloaded from WeChall). I have installed java jdk, then used javac and java commands. And after that I got: "could not find or load main class" error. I've tried to move files from one directory to another but stil it doesn't work. I don't know Java, so maybe somebody can help me with this?43
- New post
- New post in watched thread
- Thread closed
- Sticky thread


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21 July 2015
Guiding Lights participants receive an exclusive masterclass from BFI Shorts filmmaker Stephen Fingleton at Galway Film Fleadh.
As part of the annual trip to Galway Film Fleadh, each year the Guiding Lights mentees are treated to an exclusive Script-to-Screen masterclass, given by an established or emerging filmmaker whose film is being screened during the festival. Hosted in partnership with Fleadh team, this year we're delighted that the selected film is The Survivalist, the debut feature by BFI Shorts writer/director Stephen Fingleton.
Stephen was selected for the BFI Shorts scheme in 2012, a high-level production initiative funded by the BFI. Managed and exec produced by Lighthouse, the scheme aimed to give emerging talent in the UK the opportunity to demonstrate their potential to make a feature. One of many success stories to emerge from the scheme, his short, SLR, won Best Irish Short at Foyle Film Festival and was long-listed for an Oscar earlier this year, making it to the last ten films from which the final five nominees were selected.
Earlier this year Stephen completed his debut feature, post-apocalyptic drama The Survivalist, which premiered at Tribeca Film Festival, and is screening at Galway Film Fleadh. Joined also by producer Robert Jones, and cast members Martin McCann and Olwen Fouéré, The Survivalist masterclass will give our Guiding Lights 7 mentees an insight into the film's journey, from concept to completion, including the process of writing, funding, producing and distributing it.
Lighthouse's Senior Producer, Emily Kyriakides says: "Many of the Guiding Lights participants are themselves in the midst of getting major projects off the ground, including first or second features. In the past, thanks to the generosity of those leading the masterclasses, we've found the script-to-screen session to be invaluable. It's especially rewarding for Lighthouse that Stephen and The Survivalist are the subject of this year's masterclass, having worked with him on SLR, and supported him on his journey to making this extraordinary first feature."
With this year's mentees counting among their achievements so far, two BAFTAs, two Oscar nominations, a Berlinale Audience Prize, and a Hot Docs short documentary Award, we look forward to reporting on many more future successes.
Find out more about the Guiding Lights 7 mentees
Sign up to our mailing list to receive regular email updates on exhibitions, events and other news.


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What is this page?
This is a collection guide. It is a description of archival material held in the Special Collections Division,
J.Y. Joyner Library, East Carolina University. The materials described here are physically available in our
reading room. None of the original documents in this collection are digitally available online at this time.
Captain Perkins recounts his experiences as a Coast Guard officer from enrollment in a New London, Conn. prep school in 1941 until his retirement in 1977. Topics discussed include the Coast Guard Academy, duty on the Atlantic and Pacific coast, search and rescue operations in Alaska, involvement in the weather patrol program, assignment to Coast Guard headquarters, duty in Vietnam, and involvement in the planning and execution of OPSAIL (1976 Tall Ships Event).
Gift of David E. Perkins
No restrictions
Literary rights to specific documents are retained by the authors or their descendants in accordance with U.S. copyright law.
David E. Perkins Oral History Interview (#OH0054), East Carolina Manuscript Collection, J. Y. Joyner Library, East Carolina University, Greenville, North Carolina, USA.
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This page is only for requesting materials that you wish to view in person in the Reading Room at Joyner Library.
It does not permit you to view the materials online or to request their photoduplication. If you would like to request
materials for photoduplication, please visit our Copying and Permissions page.
Manuscript collections and archival records may contain materials with sensitive or confidential information that is protected under federal or state right to privacy laws and regulations, the North Carolina Public Records Act (N.C.G.S. § 132 1 et seq.), and Article 7 of the North Carolina State Personnel Act (Privacy of State Employee Personnel Records, N.C.G.S. § 126-22 et seq.). Researchers are advised that the disclosure of certain information pertaining to identifiable living individuals represented in this collection, without the consent of those individuals, may have legal ramifications (e.g., a cause of action under common law for invasion of privacy may arise if facts concerning an individual's private life are published that would be deemed highly offensive to a reasonable person) for which East Carolina University assumes no responsibility.