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Your Daily Horoscope for Thursday, December 20
By Kelli Fox
March 21- April 19
You're operating on all cylinders today. With such sharp wits and centered, upbeat energy, you make a great impression on friends and strangers alike. Yes, you're simultaneously bold and likable, a combination that really helps when it comes to influencing other people while maintaining your friendships with them. You can get what you want without pushing. Some people might even see you as their guru. Good thing you're one hundred percent up to the task.
April 20-May 20
Whatever you're involved in today, keep a keen eye on the proceedings. Take notes, too, because your thorough observations will come in handy down the road, when it's time to make your report. Your careful recounting of events is sure to impress your employer or anyone else listening. Who knows? There might even be a bonus in it for you, sometime in the future. Don't let that be your carrot, though. Work hard now simply for the sake of hard work.
May 21-June 21
Communication is your strong point, so use it now. It's time to get a group project off the ground in a big way, and that's going to require flexibility among your team members. You'll know instinctively how to present a unified front to your shared enemies. The people you're working with, whether they're friends, coworkers or some other group, will admire your energy and drive. Today could be seriously heroic and productive, if you want it to be.
June 22-July 22
You've been working hard on a project or toward a personal goal, and today feels like the day when you'll finally achieve a breakthrough. Don't get too excited, though. You still might not get the results you expected — but keep the faith, no matter what. You're doing solid work, and you'll reach your goal sooner or later. It just might not be today. Remember, if it doesn't work out this time, you can get it on the next go-round.
July 23-August 22
You're feeling talkative, aren't you? Your gregarious side emerges now, and you become a fountain of delightful conversation. Whether you're at a party, a business meeting or simply standing in line at the grocery store, you'll engage the people around you with your characteristic warmth and vibrancy. Everyone will enjoy your company. This is a good time for gathering your friends together and have a blast.
August 23-September 22
If there's any conflict going on in your life right now, it's only because you lack perspective. You may think you're experiencing troubles at work or with your sweetie or friends, but really, you're just temporarily stuck in a narrow world view. One way to decrease tensions is by broadening that view. Stop thinking you have all the answers, or that you need them immediately. It's okay to float a bit. Open your eyes and ask questions, even open-ended ones.
September 23-October 22
Let's be honest: You've led a bit of a charmed life. You know how to relate to people, and your natural creativity has served you well. But for today, you're even better than usual at winning friends and influencing people. You can draw heavily on your natural communicative ability. Why? Among other things, you have excellent taste, and everyone knows it. Friends, clients and coworkers are coming to you, asking for your advice on their various projects and situations. This is your time to shine.
October 23 – November 22
Usually, parties and meetings offer great opportunities for networking, socializing, or even a little romance. But today, any attempts you make at small talk could devolve quickly into embarrassing moments that you won't forget anytime soon. You might decide the universe is against you, but this would be premature on your part. Maybe it's that you aren't coming across as genuine. Try broadening what you say, and stick to the bare, honest truth. That's what people want.
November 23-December 20
You're a people person by nature, and now, especially, is no time to go it alone. Trying to handle a project on your own might encourage you to start behaving like a tyrant. And that's just not your style. Be sure to include your friends and partners in your plans today. Comply with their terms and schedules if at all possible. Keep in mind that teamwork matters far more now than progress.
December 21-January 19
Your energy and focus are scattered today, and work — ordinarily your trusty refuge — only brings frustration. Don't drive yourself crazy by trying ever harder to buckle down. Instead, call a spade a spade, and take a break. An hour of solitude in a coffee shop will do you good. A chat with a friend you've been neglecting could make you feel even better. You don't have to stick to your schedule. Deviating from the plan might actually be very smart.
January 20-February 18
This is your day to shine — to impress an admirer or a client, or to talk your way into a raise, promotion or part in the school play. Whatever your goals or interests are, you can use the energy and high spirits this brief period brings to take big steps forward. Don't be afraid to knock on many doors, either literally or figuratively. If you feel shy about talking yourself up, just remember: You have skills or information people want.
February 19-March 20
What's available to you today? Make sure you're practical in your answer. You're tense and confused, but relaxing your mind and your expectations will help let the submerged emerge. Know this, at least: Any former divisions between private and public don't matter now. When you're talking with your neighbor, don't worry about revealing too much about your emotional state. You're sweet and sympathetic enough that other people will want to treat you with the same kindness.


text: William Lawson June 27, 2013 Jeff thought it was great! William Lawson June 27, 2013 Chelentun Cenote, Chunkanan It was everything we wanted an some. Much better than sharing our adventure with 100 people on a your bus. Your guide was very good and made things very Easy for us to enjoy our experience , I will recommend your service to my friends. I know a manager at my office is planning the same cruise. Thanks, Jeff

subset: commoncrawl


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Prayers To Break And Escape The Stronghold Of Lust And Its Consequences
Contributed by Babatunmishe Oke on Jul 9, 2011 (message contributor)
Summary: dealing wit the spirit of lust
Yesterday we prayed about sexual sins. Today we want to conclude by praying to break the hold of the demons of lust over us. No one is immune to the attacks of the demon of lust.
The worst thing is the consequences that lustful actions and activities have brought over us. The demon of lust is very senior in the hierarchy of darkness, and uses its earth bound demons to cause confusion. Therefore we must seriously soak ourselves in the Blood of Jesus and plead the Blood before we can set ourselves free from these earthly demons.
Interestingly we do not have the power to toy around with the 2nd heaven principalities unless by divine authority from God.
Trying to engage them directly can cause overwhelming attacks and even death. When God didn't send you, you should not venture in to the 2nd heaven to fight. Remember God sent an archangel to fight them. Daniel did not go and fight them when his prayer was held back. Divine Wisdom.
That is why the bible admonishes in 1 Corinthians 10:12
New American Standard Bible (NASB)
12 Therefore let him who thinks he stands take heed that he does not fall.
Paul even spoke about averting his eyes from sin.
There is the case of a sister who was molested by her guardians between the ages of 9-12. She subsequently went thru 100 men in the space of 1 year as a freshman in college. She became the campus toilet.
When deliverance was being done for her, the chief demon in her spoke and said they had been in her since she was three when her uncle put his hands in her privates. So this door pushed her into the hands of destiny destroyers in the form of trusted family friends, and husband and wife molested her separately and together.
Subsequently, she became a nymphomaniac. Thes demons always seduced men and women to her and they laughingly confessed it during the deliverance. She even tried prostitution, making films with bestiality. All from a wicked uncle playing with her on his lap!
Why don't we pray some prayers at this juncture;
• All consequences of wicked lust demonic attacks over my life be reversed this morning by the Blood of Jesus.
• Holy Spirit rewind my life back to wherever lust derailed my life and destiny and correct it in Jesus name.
• Blood of Jesus ransom me from all the pain I have been going thru because of past sexual encounters that I submitted my self to in Jesus name.
• You association of sexual demons monitoring my life to make it miserable, scatter tonight in Jesus name.
• The unyielding arsenal of sexual demons battering my life day and night, be destroyed by the thunder of God in Jesus name.
Someone on line has a secret they have never been able to tell anyone. It is so secret to them, they would rather die than tell anyone. Well God says, "confess your faults one to another this morning, pray for each other and you will be set free. Begin to confess all the past things you have done now. Just say them to Jesus in your mind right now so that they can be dropped off from the list that Satan has been using to accuse you till now in Jesus' name.
There are some demons of lust and these demons have probably been responsible in bringing down more modern day ministries, upstanding Christians and potentially unsuspecting victims than all of the other ones combined and put together, especially with men. These types of demons are also responsible for all of the different kinds of perversions and filth we see running across every segment of our society today.
Here is a basic list of some areas of perversions and I want you to note that all these perversions are demons:
• Lust
• Fornication
• Adultery
• Prostitution
• Pornography
• Pedophilia
• Rape
• Incest
• Homosexuality
• Transvestism
• Transsexuality
• Sexual Orgies
• Wife swapping
• Prostitution
• Bestiality
• Sadomasochism
All of these forbidden areas with the Lord have one major thing in common – and that is they are all tied into a spirit of lust, a spirit of sexual arousal where the ultimate aim is for some kind of sexual gratification.
If you will notice, all of these kinds of activities are having our sexuality to be tied into the wrong kinds of targets. God Himself created us with the ability to have sexual thoughts and feelings, but this gift was only meant to be used and shared within the confines of a holy, heterosexual marriage, not in the above kinds of aberrant activities.
Demons obviously know we have this kind of incredible gift from the Lord, so they will do everything they can to try and get you to release this gift through the wrongs kinds of targets and activities such as the ones listed above. How many marriages, ministries, and personal lives have been totally destroyed and brought down as a result of people following after the different kinds of spirits of lust.
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Spiritual Coaching Vol 3 #68 Resigned…
The summer of 1974 I was attending summer classes at Valparaiso University. I had a couple of history seminars with great teachers. I studied the Civil War and its aftermath. Yet, history was being made right in front of my eyes as Watergate dragged on and on. It was dragging our nation into partisan bickering (not unlike today in our nation).
In an evening televised address, on this date President Richard M. Nixon announced his plan to become the first president in American history to resign from office. With impeachment proceedings underway against him for his involvement in the Watergate affair, and the cover-ups associated with it. Nixon was finally bowing to pressure from the public and Congress to leave the White House. He said in a solemn address from the Oval Office, "I hope that I will have hastened the start of the process of healing which is so desperately needed in America." Just before noon the next day, Nixon officially ended his term as the 37th president of the United States.
I'm not sure how I felt. I didn't vote for him, I hated what the war in Viet Nam had done to our country, and like many Americans I wanted this national nightmare to be over. Now nearly forty years later I still don't know how I feel about what happened. It just did.
Integrity is such an important quality in our leaders. Yet, power has a way of sapping integrity from even the most ethical men and women who assume the reigns of government, business, and even the church. It is as old as the Tree of the Knowledge of Good and Evil in the Garden. People succumb to the temptation to control their world when they don't really control anything. Even the most powerful men in the world could not keep the secret of the tapes and the cover-up of a botched break in.
On the one hand Nixon was a scoundrel who manipulated and failed the country; on the other hand he was a man of courage who knew when to get out and save the country further division. We all live in glass houses don't we?
"To preserve, protect, and defend the Constitution of the United States," is what the President promises in the oath of office. Integrity. It is something we all long to have but many of us let it slip through our fingers a little at a time. Some pretend to have it and act ethically superior, overlooking their sins of omission. Others humbly recognize that they are beggars but strive each day to be better men and women. Who is the true leader?
Be Well…..


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Each month, we book time with some of our company's top financial brain power to answer questions about investing and your finances. This month we get their thoughts on the Federal Reserve's decision to hike interest rates.
Our financial experts:
Ron Joelson is Northwestern Mutual's chief investment officer and oversees the company's general account, valued at approximately $200 billion as of June of 2016.
Mark McLennon is vice president of Investment Products and Services (IPS) Business Development. He oversees the fee-based financial planning program and departmental growth initiatives.
Brent Schutte is chief investment strategist of Northwestern Mutual Wealth Management Company. He oversees the investment philosophy for individual retail investors and the investment strategy for more than $118 billion in assets under management as of December of 2016.
Do you have a question for our financial experts? Email it to us at: email@example.com
The following is an excerpt from our Ask the Financial Expert podcast (listen to the entire podcast below):
Mark: The Fed raised rates for the third time since December 2015. Ron, Brent, what's your perspective on what that means?
Ron: I think it was expected, and the markets were certainly baking it in right up until the announcement. Another question is, how many more? I think we'll probably see two more increases. And the question of what it means relates to whether we think the overall situation is still accommodative—and I think by any measure it is. If you look at where the Fed funds rate is and you look at inflation, it is still very accommodative. I don't think the rate increase is going to slow anything down.
Brent: I look at it and I think about the pace comment that you made. And does the Fed have to do more than what the market expects right now? There's the opportunity for the Fed to do more in the future as the economy continues to accelerate. I think the good news is, as you mentioned, the market's largely taking it in stride because the economic growth behind it right now is strong enough to support a hike, and the market believes it's the right time to do it.
Ron: Now, having said that, I do think what's most interesting about what's going on is the whole Trump versus Yellen situation. You've had Trump, who clearly has wanted to accelerate the economy in every way possible; and you have Janet Yellen, who is saying that we need to put the brakes on. With Trump and Yellen in somewhat different places right now. Everybody's talking about the probability of a rate hike. I'd like to talk about the probability of Janet Yellen lasting past 2018, when her term is up. I think it's pretty low.
Brent: Yeah, we're talking a lot about rate hikes. I think the bigger issue that the market will fixate on in the future is the balance sheet. The Fed owns two and a half trillion dollars worth of Treasuries. And so, how do they shrink that in the future?
Mark: Last month we started picking songs to go with what's happening in the economy. We had the song "To Every Season, Turn, Turn, Turn" to go with the theme of the rally and consumer optimism. So, if you had to each pick a song to reflect the Fed increasing rates, improved economy and outlook, what would you pick?
Brent: I'm kind of a sap, and I like love songs a little bit (don't tell anybody). So I'm thinking of my former hometown, Chicago. "Will You Still Love Me for the Rest of My Life?" And I guess the big question I have is if the market eventually has a hiccup—if rates do move faster than what is currently priced in.
Over the past few years you've had central banks, which are price insensitive, buy those bonds. The Federal Reserve bought a bunch of them, as I mentioned. You had foreign central banks who were buyers before, and you've had commercial banks who had to rebuild their balance sheets after the Great Recession.
Mark: So you're saying investors shouldn't shy away from bonds; they should own them for the right purposes.
Brent: Own them for what they are, which is for funding liabilities, for safety in case we're wrong and the economy does fall apart. I just fear that people are still stretching for yield in places they shouldn't, and I want people to be clear: Own a diversified bond portfolio, and focus on quality.
I'm afraid that people are potentially looking in places for yield and they've been stretching. They might own different ETFs, for example, that bet on a 30-year Treasury, and they're hoping to sell it to somebody else for a capital gain. You know, bonds are more for return of principle rather than a gigantic return. There are still opportunities in the equity markets around the globe that can help in the event that inflation does tick up.
Mark: And Ron, what's the view from the institutional investing perspective?
Ron: Brent just mentioned international. I think we're starting to see this recovery really affecting countries globally much more than we've seen in the past. This concept of a global recovery is not what we have seen over the last eight years, and we are starting to see it now. So if you stay diversified—not just between equities and bonds, but also U.S. and internationally—I think you're going to do pretty well.
Brent: You know, sometimes it's helpful for investors to "bucket" their money. For example, if you have 20 to 30 percent in equities, a lot of times that can actually be a less risky portfolio from a standard deviation perspective than 100 percent bonds. And you could be rewarded pretty handsomely for taking the risk.
Mark: Ron, time for your song.
Ron: My song will be "Up, Up and Away," which is for—unless you're over 40 or 50, you're probably not going to remember that song. Sounds perfect, right, for the rates? But the best part is the second part of that song is "up, up and away in my beautiful balloon"—think about ballooning and asset classes maybe. But I think the balloon is actually going to—maybe—shrink a little bit, so that would be a good thing.
Mark: So I get one, too. And not knowing exactly what's going to happen next, I'm going with "We've Only Just Begun."
Hear more from Brent and Mark in the "Ask the Financial Expert" podcast:
Do you have a question for our financial experts? Email it to us at: email@example.com
The opinions expressed are those of individual investment professionals as of the date stated on this article and are subject to change. This material does not constitute investment advice, is not intended as an endorsement of any specific investment or security and is not a prediction of what will happen in the markets.
No investment strategy can guarantee a profit or protect against loss.
Please remember that all investments carry some level of risk, including the potential loss of principal invested. With fixed income securities, such as bonds, interest rates and bond prices tend to move in opposite directions. When interest rates fall, bond prices typically rise; and conversely, when interest rates rise, bond prices typically fall. This also holds true for bond mutual funds. When interest rates are at low levels, there is risk that a sustained rise in interest rates may cause losses to the price of bonds or market value of bond funds that you own. At maturity, however, the issuer of the bond is obligated to return the principal to the investor. The longer the maturity of a bond or of bonds held in a bond fund, the greater the degree of a price or market value change resulting from a change in interest rates (also known as duration risk). Bond funds continuously replace the bonds they hold as they mature and thus do not usually have maturity dates and are not obligated to return the investor's principal. Additionally, high-yield bonds and bond funds that invest in high-yield bonds present greater credit risk than investment-grade bonds. Bond and bond fund investors should carefully consider risks such as interest rate risk, credit risk, liquidity risk and inflation risk before investing in a particular bond or bond fund.


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This Saturday 28 July is World Hepatitis Day which aims to raise awareness of the global burden of viral hepatitis. To highlight this important cause we've prepared a short blog with 4 important facts about hepatitis. You can find out more about how to support the World Hepatitis Day campaign here.
- Hepatitis is the biggest cause of liver cancer
Hepatitis is an inflammation of the liver and can lead to cirrhosis and liver cancer; it is one of the leading causes of deaths worldwide killing more than 1.3 million people every year.
There are five main types of the hepatitis virus known as A, B, C, D and E, with types B and C being the most common cause of liver cancer and accounting for every 2 in 3 liver cancer deaths.
- 90% of people with hepatitis don't know it
Approximately 9 in 10 men and women living with viral hepatitis do not know they are infected. This means that an estimated 300 million people are unknowningly living with hepatitis, including 42 million children.
People in their thirties are more likely to have undiagnosed hepatitis B compared to any other age group, while those aged between 45 and 60 (or the so called 'baby boomers') are the highest risk group for being unaware they have hepatitis C.
- Testing and early diagnosis is vital
Hepatitis B is treatable and 95% of people with hepatitis C can be completely cured within 2-3 months. However a lack of awareness amongst the high numbers of people who do not know they are infected prevents them from seeking treatment. This not only increases the risk of fatal liver disease or liver cancer later in life, but may also lead to people unknowingly transmitting the infection to others.
Testing and early diagnosis is therefore vital if we are to ensure we can meet global targets to eliminate hepatitis as a global public health risk by 2030. To help address this, the World Health Organisation (WHO) guidelines recommend offering testing for the hepatitis virus to those in high risk groups, as well as for health workers and blood donors. If you are unsure if you are in a high risk group, you should consult your local doctor for advice.
- Vaccinations are available for some forms of hepatitis
Vaccinations are available to help protect against some forms of hepatitis; these include hepatitis A which is typically caused by ingestion of contaminated food or water, and hepatitis B which usually occurs as a result of contact with infected body fluids.
Vaccination is advised for people travelling to countries with a moderate to high risk of infection, including those countries with poor sanitation such as parts of Asia, Africa and South America. You can find more detailed advice about hepatitis travel vaccinations online, including via the UK's NHS FitForTravel website and the US Centre for Disease Control and Prevention Traveler's Health website.


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Paleo Pumpkin, Sausage and Sage Soup by Ashley
Heat a large pot or dutch oven on medium heat. Remove the casings from the sausages by cutting a slit in each sausage and squeezing the pork out and add to the hot pot. Stir the meat around until it's fully cooked, about 7 minutes, then remove all of the sausage and place to the side. Add the onion and sage leaves and stir all the ingredients together in the pork fat and cook for 5 minutes on medium heat. Add in the canned pumpkin or chopped up fresh pumpkin, all of the spices, sea salt and coconut oil and mix everything together and lower the heat to medium low. Cook everything for 12 minutes or until you can easily insert a fork into one of the pieces of pumpkin. If you are using fresh pumpkin, at this point you want to add all of the ingredients into a food processor or blender and blend everything until smooth, then add back into the pot. Then add in the chicken broth and water and take a whisk and make sure everything is blended well. Bring everything to a boil and then lower to the lowest setting on your stove. Add the sausage back in and cook for another 20 minutes, then serve.


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|Project Name:
|Improving Corporate Financial Reporting Yemen
|Status of Project:
|In Progress
|Project Location:
Regional - Middle East & North Africa
Country - Yemen
|Focus Area(s):
|Professional accountancy organization capacity building (including establishment, governance, strategy, infrastructure, information & communication technology, and operational & technical resources)
Yemen Association of Certified Public Accountants (YACPA)
World Bank Group - Institional Development Fund
|When did/will the project commence?
|When was/will the project be completed?
|Project Objectives:
|The objective of this project is to improve the corporate financial reporting in Yemen through building capacity of the professional accountants and auditors and strengthening the institutional capacity of YACPA to enable it to lead national accountancy development by:
• Adopting and implementing international standards;
• Promoting high-quality financial reporting;
• Developing skilled qualified professionals.
The capacity strengthening will be carried out in coordination with and with IFAC
|Key Project Components:
|The Project consists of two main parts:
Part 1: Strengthening the Capacity of YACPA in certain areas including strengthening the accounting educational system, implementing a code of ethics for professional accountants, establishing a credible and sustainable quality assurance mechanism, etc.
Part 2: Strengthening the Capacity of the Practicing Members of YACPA through the provision of consultants' services and training on International Financial Reporting Standards and International Standards of Auditing.
|Key Project Outputs:
|• Developed self-regulatory framework aligned with IFAC standards for professional bodies (SMOs).
• Enhanced training facility and website of YACPA, with easy-to-access training and reference material.
• Developed professional practice manual
• Trained YACPA's members on the requirements of IFRS and ISA
|Key Project Outcomes:
|• YACPA's full compliance with IFAC Statements of Membership Obligations.
• Enhancing the capacity of YACPA's practicing members by having access to the professional practice manual and capacity to implement the requirements of IFRS and ISA.
|How was the project initiated?
|Result of ongoing relationship and awareness / knowledge of the PAO as well as engagement on the subject of Corporate Financial Reporting in the country. Application to and support by the World Bank Institutional Development Fund Facility. Please note that due to the situation in the country this project is currently suspended.
|Total project budget (in USD)


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Swirl Dress in vintage rose butterfly cotton
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Terblanche, J.E., School of Languages (English), Potchefstroom University for CHE, South Africa
Vol 23, No 3 (2002) - Original Research
Ezra Pound's orientalist poetry, natural rootedness, and Lepidoptera
Abstract PDF
ASSAF letter regarding DHET accreditation of SciELO SA..
This journal is DHET Accredited. Recent DHET and SciELO SA communication clarified.
We are thrilled to launch our new journal website, which provides additional functionality and visual enhancements.
Get specific, domain-collection newsletters detailing the latest CPD courses, scholarly research and call-for-papers in your field.Subscribe
Literator | ISSN: 0258-2279 (PRINT) | ISSN: 2219-8237 (ONLINE)


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Patrick Henry's book The Ironic Christian's Companion records a scene of wonderful irony. His mother-in-law, saying grace before a meal in which she meant to ask God to "make us ever mindful of the needs of others," asked God instead to "make us ever needful of the minds of others." The more I thought about it, the more I liked her prayer.
Evangelicals in particular have not always acknowledged their needfulness of others' minds. I remember church deacons in 1963 distributing If America Elects a Catholic President, a scary booklet by a prominent evangelical author. Well, America did elect John F. Kennedy, who, contrary to prophecy, did not follow orders issued directly from the Vatican.
America's best-selling nonfiction book of the 1970s was Hal Lindsey's The Late Great Planet Earth. Reading that now brings me more chuckles than fear; the world has changed, but not necessarily in the way Lindsey foretold.
In the 1980s evangelicals on national radio programs fed the AIDS hysteria by warning that HIV could be passed by mosquito bites or contact with toilet seats. In 1999 some evangelical publishers made a fortune on scary predictions about Y2K. Others kept forecasting an economic meltdown during the greatest boom ever. I wonder, is there no place for public apology or at least sheepishness? What would happen if every evangelical institution that profited from scaremongering agreed to place all those profits in a fund to relieve Third World debt?
Such notable evangelical "bloopers" demonstrate the point Mark Noll made in his book The Scandal of the Evangelical Mind. Few question evangelicalism's passionate heart, and even critics envy its methodology and results, but the evangelical mind may be the movement's weakest link.
Visiting ...1


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Monday, August 19, 2019
Algeria has cut its crude oil production by 25,000 barrels per day (bpd) as part of an agreement with the Organization of the Petroleum Exporting Countries (OPEC). Put into effect from 1 January, Algeria's decision comes as part of an agreement reached by OPEC and non-OPEC countries to reduce production, Algeria's official APS news agency reported, citing an oil official.The exploration director of Sonatrach – an Algerian government-owned oil company – Salah Mekmouche told reporters yesterday that prior to the agreement, Algeria produced 1.08 million bpd. OPEC took the decision to reduce global oil output in 2019, explaining that the outlook for global economic growth this year is slightly lower than 2018, which could potentially have ramifications for global oil demand. Other countries have also agreed to the OPEC deal, including Iraq which said it would reduce production by 3%.
© 2019 BEDigest. All Rights Reserved.


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Star Micronics Bluetooth Printer | Immediate download
bluetooth mobile printer android mini printer with battery mini printer for android price 58 mini printer mini printer 12v dx5 mini printer nail mini printer slim mini printer mini printer for pc mug cup mini printer solvent mini printer infrared mini printer mini printer for taxi pvc cloth mini printer mini printer for vinyl More…
I use this with Square Register on a Samsung Galaxy Note (3 ?). Once it's set up it plugs right into the USB On The Go adapter, app detects the printer, and I can print my customers their receipt! Very professional looking instead of just a text message or email URL, which many of our customers wouldn't really know how to use. It seems like a high price to pay for such a small seemingly simple device but so far it appears to be a sturdy, lasting machine. A package of receipt paper lasts a long time. If things fall through it has a high resale value as opposed to some other devices (just check out eBay and Amazon used).
this is the shittiest company I have ever seen I am turning them into the bbb and also all of the ceos to the business you all are selling out of office depot being one as I already got transfirst pulled from there shelfs last week whose next oh right square up is next! good luck you have been turned in bbb and the ceos dip shits stop ripping people off and stop being fucking idiots trying to hide information and I don't trust you with my info either!
The device is also quite easy to set up and use. It comes with a free downloadable Polaroid ZIP App which you can find in the app store. It's also battery powered so you don't always need to have it connected.
Use *Ethernet setting tool* for connection between the printer and the PC or tablet. It is installed at the same time as the Windows printer driver (futurePRNT) is installed, and "Ethernet setting tool" can also be downloaded and installed separately.
Compact, lightweight, high speed two inch Bluetooth and USB portable printer, the SM-S230i Bluetooth portable printer is compatible with all operating systems including Windows, Android, and iOS. With Apple MFi certification, the SM-S230i can easily connect and pair with the iPad®, iPhone® and iPod touch®. The SM-S230i is suitable for a wide range of mobile printing applications with no configuration changes required when switching between various operating systems. The clerk will be able to use the SM-S230i with an iOS, Android or Windows device with no set up required using its auto detection Bluetooth feature. This feature eliminates frustration caused from changing your settings when using devices with different operating systems. With an additional convenient connection option for USB 2.0, the SM-S230i can send fast transfer speeds of data and provide security with an easy plug-in USB cable.
The HP Sprocket App lets you customize your photos before you print them. Pocket-size printer: About the size of a smartphone, this Bluetooth printer goes anywhere. Bright colors, durable prints: The …
WHY BUY FROM Spartan Technologies?. This is what you will get from Spartan Technologies. We know that you have heard that one before. Go ahead match our prices, selections and service with that of our…
Not only does a receipt printer print those nice square receipts that tuck nicely into your clients' wallets and make your business look more professional, but they can also save you real money and reduce impact on the environment pretty quickly.
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The Star Micronics TSP143III Bluetooth wireless receipt printer (model number 39472110) comes with auto-connect enabled. This means that after you've paired your printer with your iPad, the Bluetooth connection is established automatically every time the printer is switched on and in range of your iPad.
GPRS SMS Printer is usually used for restaurant online food delivery, online shopping, etc. As it is compatible with GPRS , SMS , USSD & STK , it is also workable for mobile top up, mobile payment, etc.
So let me get this straight; after I email/text the customer the receipt I should then email it to myself and then print it from my email (after formatting if I like)? Can't I just print from the app without buying a special credit card printer? Guess not…
Square for Android is officially compatible with USB interface barcode scanners, USB or Ethernet interface receipt printers, and USB or printer driven cash drawers (that are compatible with your receipt printer). Below is the list of recommended hardware for Square for Android. Links will direct you to official part number pages.For more information on compatibility, please give us a call!
The simple "drop-In and print" paper loading (whether the printer's on the counter or on your belt), along with the long-lasting battery life up to 13 hours and automatic sleep mode for extended battery life all help keep your point-of-sale transactions running smoothly without interruption.
Great little printer. Very compact. Works incredibly well with Paypal Here on an iPad, setup was a breeze. Only wish would be a little more battery life as extra batteries are expensive ($60 each!). I used it for 3 hours and maybe a dozen prints and that expended about half the battery.
Tons of customization settings for specific needs that come with its own program, this has been a huge difference compared to our last which required you to dig around to even have a hope to adjust things
● Model: P1. ● Bluetooth 4.0 connection, the phone connects to the cloud for printing through the App. ● Powerful text photo printing software, now only available for Android system ( software is in C…
With the printer hardware set up, connect the printer to ShopKeep to start using it at the register. Before continuing, make sure the iPad is connected to the Wi-Fi network of the router that's linked to the printer.
HP Smart App: Our most powerful printing APP ever– The HP Smart app allows you to easily set up your HP wireless printer, scan documents with your camera, and print from social media or the cloud, such as iCloud, Google Drive, and Dropbox
It is compatible with PictBridge and Canon PRINT. The device is also compatible with AirPrint. That means you can print without issues from all of your apple devices. As a bonus, the printer comes with an Access Point mode as well. This ensures that even in the event you are somewhere without a wireless network you can still make prints.
Also available with Apple MFi certified Bluetooth interface, Star's SP700 BTi can support kitchens and back of house operations without wiring that can get in the way of its staff. The SP700 BTi supports iPad®, iPhone®, and iPod touch® devices in addition to Android™ and Windows devices.
Star Micronics SM-S230i is a compact, lightweight, two inch portable Bluetooth and USB printer. Compatible with most operating systems (Windows, Android, iOS) including devices such as the Apple iPad, iPhone, and iPod touch with Apple MFi certification. The SM-S230i is the smallest printer in the Star Micronics portable printer series. The SM-S230i requires no set up with its auto detection Bluetooth feature between using different mobile devices with various operating systems. A clerk can simply use an Android or iOS device without adjusting the original settings. With an additional convenient connection option for USB 2.0, the SM-S230i can send fast transfer speeds of data and provide security with an easy plug-in USB cable. The SM-S230i has a printer cover that opens with the touch-of-a-button for easy "Drop-In and Print" paper loading. With exceptional battery life of 13 hours and a fast print speed of 80mm/second, this affordable, lightweight printer is ideal for long working environments in retail and hospitality settings.
Native Technology, Inc. is a third-party hardware reseller and is in no way affiliated with Square, Inc. Native Technology offers POS hardware that is compatible with the Apple iPad and Square, Inc. products. Square, the Square logo, Square Register, and Square Reader, are registered trademarks or trademarks of Square, Inc. iPad™ is a trademark of Apple Inc. iPod touch®, and iPhone® are registered trademarks of Apple Inc.
The Kitchen Buzzer connects directly the the RJ11 port on the back of the printer. The buzzer sounds when a print job is sent to the TSP100. This is beneficial for high noise environments like kitchens to alert cooks that orders have been sent.
While your printer is in pairing mode, tap the Star Micronics printer in the DEVICES list on your iPad. After a short pairing process, the printer will show as Connected, and the LED on the back of the printer will become a solid blue color:
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Ecologist Mike Joy's unsanitised views of the sorry state of our fresh waterways make him a target of vitriol. But he's not about to change his tune.
But looks deceive. If the pollutants that leach through our intensively farmed soils and into lowland rivers such as the Selwyn made the water run red, we'd quickly grasp the scale of the problem, says Joy. Instead, the water at Coe's Ford – a spot where he spent blissful days as a Christchurch schoolboy in the 1960s and 70s, and where he now stands as one of New Zealand's loudest environmental whistleblowers – is polluted by invisible toxins.
It's high in nitrogen, which fuels the growth of slime and algae, and there are regular spikes of E coli, meaning the swimming water quality is ranked as "poor".
Trout used to run in their tens of thousands up this stretch of the river. Christchurch anglers could knock off after a day's work and half an hour later be casting their lines into a fishery that rivalled the fabled Turangi. But these days Fish & Game rangers count just dozens of trout.
In the middle of the river bed there's a tell-tale black streak. "It's Phormidium," says Joy. The naturally occurring algae thrives in rivers that have been altered by vegetation clearance and enriched by excess nutrients. It can quickly grow into a toxic mat across an entire river bed. Within a fortnight of the Listener photographing Joy here, Environment Canterbury had issued a fresh alert warning people to stay away from the site, reporting "significant quantities" of the potentially toxic algae, which can cause rashes, nausea, cramps, tingling and numbness around the mouth and fingertips.
And which can kill. There are instances in New Zealand of dogs dying after drinking contaminated river water and licking algae-covered rocks. "It seems it will only be a matter of time before a child dies after ingesting some of this," Joy predicts.
Typical Joy – focusing on the negatives, looking past the postcard images of crystalline alpine rivers to shout about the ailing state of streams that flow through farmland, publicly undermining our clean green image. He became a household name three years ago after he was quoted in the New York Times on the eve of the release of The Hobbit saying the pristine environment portrayed in the film was at odds with this country's poor showing against many international benchmarks. Previously, an article he'd written saying that New Zealand was "delusional" about its environmental performance was used to embarrass Prime Minister John Key in a high-profile interview with the BBC's Stephen Sackur.
After the New York Times story, political lobbyist Mark Unsworth emailed Joy, accusing the Massey University ecologist of economic sabotage and describing him and his cohorts as "the foot and mouth disease" of the tourism industry. "Most ordinary people in NZ would happily have you lot locked up," he wrote. Political activist Cameron Slater blogged that Joy ought to be "taken out and shot at dawn" for his treachery. The New Zealand Herald accused Joy of overstatement, and scolded that his damaging analysis had reached an international audience. When challenged by Sackur, Key shrugged off Joy's critique as merely a "view" that could be easily countered by other scientists, and insisted that "for the most part" it's possible to "jump into any New Zealand river" for a swim. Looking back on the backlash, Joy says he was hurt but undeterred. "For every one Unsworth, there are 20 people who randomly email me or ring me and thank me for what I'm doing."
The way he sees it
He's carried on putting his head above the parapet, increasingly abandoning the language of academic restraint to tell the story of what he sees as an environmental "crisis". In the past two years alone he has delivered 102 public talks to environmental, farming, community and school groups. And this month, he has published the story in a long essay, "Polluted Inheritance".
Referencing monitoring reports and studies that normally lie beyond the public gaze in scholarly journals and the archives of regional councils, Niwa and other crown research institutes (CRIs), the essay is effectively a Mike Joy "state of the environment" report – one that paints a far bleaker picture than the official version published a month ago by the Ministry for the Environment.
Of 112 monitored lakes, a 2010 Niwa study found 44% are eutrophic – so burdened by excess agricultural nutrients that they have become murky, smelly and inhospitable to many fish, reports Joy. Almost all (90%) our lowland wetlands – the "kidneys of our waterways" – have been destroyed. Three-quarters of our native freshwater fish are threatened with extinction (up from 20% in the early 1990s), yet only one – the grayling, which has been extinct for decades – has legal protection.
Digging through the data on more than 300 monitored river sites, he reports that more than two-thirds of those surrounded by farmland exceed Australasian guidelines for nitrogen levels in water, beyond which aquatic life starts to be affected. That's up from 40% in 1990. Phosphorous – the other key agricultural pollutant, carried into rivers by soil erosion – exceeds guidelines in most intensively farmed areas (although levels have been slowly falling since the late 1990s).
And then there are the tiny creatures whose presence signals the well-being of rivers – invertebrates such as mayflies and stoneflies, which are measured by the Macroinvertebrate Community Index (MCI). Niwa has mapped MCI scores around the country, painting in red where low insect life denotes serious pollution: the map burns bright red throughout the intensively farmed regions of Canterbury, Southland, Auckland, Waikato and Taranaki.
We've squandered our environmental riches, argues Joy, and ended up with a pattern of degradation that places an inequitable burden on the poorest communities. Yes, the pristine rivers and lakes still exist, but they are largely in national parks where people with time and money to drive or fly long distances can enjoy them, whereas the worst effects of intensive agriculture are concentrated in lowland rivers and estuaries close to where people live – places which, in the past, have been available to those with limited income for food gathering and cheap recreation.
Dairy boom
How has it come to this? Farmers, claims Joy, have been "incentivised to pollute". The dairy-cow population has doubled since 1992 without there being regulation controlling the volume of nutrients and pathogens that flow from their free-range excrement through the soils and into waterways. This intensification has been enabled by new inputs such as palm-kernel expeller (PKE) and a 420% increase in nitrogen fertiliser use since 1990, leading to stocking rates than wouldn't otherwise be possible. The ability of catchments to absorb the effects has simply been overwhelmed.
Twenty-five years after the dairy boom began, the Government has belatedly written environmental "bottom line" standards for freshwater into the rule book. But in Joy's view (one shared by many others in the freshwater field), the proposed limits are so weak they would allow for further pollution, and crucial measures of aquatic health, such as the MCI index, have been left out altogether.
The underlying problem, he says, is that those who pollute don't pay to clean up the damage. Instead, the cost falls on the public in the form of a degraded environment and lost opportunities. In his most controversial offering yet, earlier this year he co-authored a paper (with masters' student Kyleisha Foote and Massey University colleague Russell Death) that extrapolated from a raft of published research on the cost of environmental clean-ups to conclude that if the pollution caused by the dairy industry was properly accounted for it would exceed the industry's total economic value.
The farming sector was scandalised, and academics including Waikato University's Jacqueline Rowarth and Frank Scrimgeour criticised Joy and his colleagues for naivety and sloppiness.
But if it confirmed Joy's reputation as a stirrer and a troublemaker for the dairy industry, it seems not to have affected his standing with New Zealand's biggest farmer, Landcorp. Suddenly, Joy – just three years ago condemned as a traitor and saboteur – has found himself inside the room with the leaders of the most influential agri-business in the country. How did that happen?
Landcorp chief executive Steven Carden says the strategy of the state-owned enterprise is to achieve both an economic return and environmental sustainability. Joy is one of six paid members of an environmental reference group to advise it on how to achieve that. "We thought we could take the safe path of finding experts who would tell us what we wanted to hear, or we could challenge ourselves and bring in people who are outspoken on the environmental impacts of dairying."
Other group members include veteran environmentalist Guy Salmon, innovative farm consultant Alison Dewes and maverick water campaigner and businessman Angus Robson. Carden says debate in the first couple of meetings was "ferocious", but the search now is for farming solutions that will work. "We will listen to them … It's not a green stamp."
On the inside
Inside the room being listened to by influential people is a surprising place to be for a late-starting scientist who still sees himself as an outsider. Joy's academic career didn't begin until he was 33. He ditched school at 17, by which time his policeman father's job had taken the family from Christchurch to Wellington. He was academically average and a bit of a bogan. "I was a hoon at school, always off chasing girls at lunchtime."
His first job was in a bottle recycling factory in Petone. "It was rough as guts. I went from school to a full-time job there employing people coming out of jail, overstayers … I became the foreman at 17, running these guys driving trucks and forklifts."
He moved to Palmerston North in pursuit of a girlfriend and got a job on a 65-cow dairy farm, which he ended up managing. "I loved it – loved the cows and the job."
He moved on through a succession of jobs – labouring, truck driving, building. He did a stint driving taxis all night and spending his days doing up a 100-year-old yacht. He bought an empty section up 74 council steps in the Wellington suburb of Wadestown and built a kitset house on it, which is still there. He and his partner, Allie Hewitt, sailed across the Pacific to Tonga, and later found work on a remote outback farm in Australia. The place was owned by two estranged brothers who lived at opposite corners of the 40,000ha property, and it hadn't seen rain for four years.
"We killed 6000 ewes," recalls Joy. "The farmers had $2 a head in their wool fund to get rid of them. The market was shot." At night, he and Hewitt would go spotlighting for kangaroos, legally, to sell for dog tucker, which brought in enough cash for the farm to pay their wages.
When they returned to New Zealand in 1993, jobs were scarce, and both decided to enrol at Massey. By the third year Joy was enrolled in Death's freshwater ecology lectures, and he became immersed in the field of biomonitoring – using animals as a measure of ecological health. That interest became the basis for a PhD using artificial intelligence to develop predictive models of fish populations, drawing on a raft of environmental variables including climate and geology. The models describe, with a high level of accuracy, the freshwater fish communities that ought to be present in any given spot, which can then be used as the benchmark from which to identify the reasons the actual population may be depleted. The work was published internationally and, according to Death, was globally "ground breaking".
Up to this point, Joy had no particular concerns about farming or the effect of land use on water. "I was a fan of farming. I'd been a farmer."
But that started to change. "It was so frustrating, day after day, going to streams, setting up kit and finding the same old suspects – the three species that can handle any conditions instead of the 20 species that ought to have been there. At hundreds of sites, all you ever found were upland bullies and short-finned eels and a few trout."
He started getting angry at the degradation he was seeing. Then he got angry about the failure of regulators to act on it.
Fifteen years on, that anger has driven Joy onto the podium and into the media with a frequency and stridency that have attracted both respect and resentment from his peers. University of Otago ecologist Marc Schallenberg, president of the Freshwater Sciences Society, says for the most part Joy is simply reporting on publicly available data, and "the message he's putting out there is right".
Schallenberg says in his own field work on lakes and estuaries he sees the same decline in water quality that Joy describes, and the cause "couldn't really be anything else [other than agriculture], unless there is a climate-change signal that none of us has picked up yet … But when you see what's going on the land and the sheer amount of waste that's put onto the land – it's not rocket science."
But he says most scientists have no appetite for the advocacy role Joy has assumed. "Scientists often are dispassionate people because part of our training is really just to look at the data and not get passionately involved in any particular outcome or finding … [Joy] has taken a lot of flak and that's one of the reasons some of us would be reticent. But I appreciate what he does, and more than anyone he has brought these issues into the public perception."
Given what's at stake for New Zealand's agricultural economy, Schallenberg says there's a tendency among vested interests to "spin" the environmental data. "So you need people to come out and call a spade a spade and engage with the misinformation that's out there. I'm quite grateful that Mike is that person for us."
Waikato University ecologist Kevin Collier vouches for Joy's scientific credentials and says the message he communicates resonates with him. "But people make contributions in different ways. Some are more comfortable doing the science through more conventional means and some are more comfortable being a bit more outspoken. Certainly Mike has taken a lot of hits where other people would have given up because it was too hard."
Others are affronted by Joy's methods. He has come out swinging against scientists from Niwa (the agency whose monitoring data he widely cites), accusing them, in the midst of the stoush over the proposed Ruataniwha irrigation scheme in Hawke's Bay, of providing advice on nutrient limits in the Tukituki River that was biased in favour of the client. "If you were working for Niwa and all your work came from these councils or the Ministry for the Environment … You've got to feed the kids and pay the mortgage. Are you going to say it's a bad idea?"
Joy had breached a cardinal rule of scientific decorum – don't slag off your peers in public. The Hawke's Bay Regional Council strongly rejected his comments, and Niwa rejects the allegations as well. Ill-feeling between Joy and the CRI remains. When the Listener approached John Quinn, Niwa's chief scientist (freshwater and estuaries) for comment on Joy, he politely refused. "The behaviour we would like to see is where we talk about each other's work in the context of [conferences and personal communications], not in the media … Having public spats is not helpful for the credibility of science."
Waikato University's Professor David Hamilton, immediate past president of the Freshwater Sciences Society, damns Joy with faint praise, calling his academic work "steady". "He's productive but he is not at the top of his field. If he was, he'd be a full professor." Joy, he says, has raised the profile of water issues, but upset peers by casting aspersions on their independence and strayed beyond his core discipline by commenting on issues such as environmental economics and soil contamination.
Cost of speaking out
Death says his former student and long-time Massey University colleague has taken up the mantle of environmental advocate at considerable expense to his academic career. Joy is a senior lecturer and was declined for promotion to associate professor recently. The university promotion system works on rewards for publication in scholarly journals, not for talking to community meetings or writing op-eds. "Traditional science is meant to be about helping the wider public and communicating, but in reality there are so many barriers to doing that, that you have to make a conscious decision to do it."
Meaning? "New Zealand scientists tend to want to be like most Kiwis and not antagonise people, but if you go to conferences in the US it's the complete opposite. They get up and criticise you – not personally – but the science. And that's what science is meant to be. But New Zealand scientists tend not to want to do that. They tend to want to stay among the crowd and not speak out and upset anybody …
"The other unfortunate thing is funding. Most of the funding in New Zealand, in contrast to other countries, is very much tied to the Government directly or indirectly, and for whatever reason the Government is quite tightly linked with many of the industry lobby groups, particularly dairy, and dairy is certainly not very keen on us outlining that water quality in New Zealand is degrading as a result of what it is doing."
Joy's boss, Massey University vice-chancellor Steve Maharey, has backed the scientist through the various controversies, provided he can support his claims. (Maharey says he can.) But for Joy, there is more at stake than tenure and job security. There's a fight to be had with the Government over what he sees as bogus bottom-line standards for freshwater; there's a battle to be won in boardrooms such as Landcorp's to bring the true cost of environmental degradation to account; there's a public to be enlightened.
"I've decided that this problem is more important to me than my career. This job is the longest job I've had in my life. I'm sure I'll get by if I lose this job. I can go sailing or truck driving. It means far more to me to put guys like [Environment Minister] Nick Smith in the spotlight than it does to keep paying the mortgage. Maybe if I'd been a career academic I wouldn't be like that … I'm looking for my next opportunity to tell New Zealand about this."
The academic has become an activist, he says, "not because I chose to be, but because I have to be".
Mike Joy was awarded the Reo mo te Awa award at the Morgan Foundation NZ River Awards on November 26, which Rebecca Macfie helped judge.
Follow the Listener on Twitter or Facebook.


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Monday morning was a bit crazy, so breakfast was coffee and the Thai inspired rice stuff. Cold, because I still don't have a functional microwave, and I was hungry and in a hurry. Lunch was a veggie burger. It's an easy standby meal when I have nothing else to eat quickly. Dinner, I am sad to say, was wheat thins and hummus. I know, not an inspired eating day, but what can I say. It was a Monday in every sense of the word.
Tuesday was a bit better at least. I read a post from JL Goes Vegan about a yummy breakfast casserole. I mostly followed the recipe, but due to what I had in the house, I made some variations. I used a potato instead of bell pepper (can't believe I don't have any peppers in the house), soy milk instead of almond (nut free house), and about 5 small cloves of garlic. Otherwise, I followed it, and it was absolutely wonderful. It was filling, tasty, and a nice change of pace from my usual breakfasts.
The rest of the day, though, wasn't so hot for me. I had some crackers and hummus again, and a banana, and a slice of french bread. Nothing balanced at all beyond breakfast, and believe me, my body is rebelling. It's angry and wants something balanced and healthy. I think before I go to bed, I'm going to make a green smoothie.
I did make a fresh loaf of french bread to serve with dinner, and a blueberry crumble cake, which just came out of the oven!
Yesterday was the Y-Tri club spin class at 720. We spent the first 10 minutes getting our bikes set up and warming up while our coach walked around to verify our settings. I actually had to move my seat up a notch. That's amazing to me because I am of the short version, and I usually have to lower everything!
Once our warm up was done, we were led through an hour of drills. The big difference in our class vs. a regular spin class is the lack of hopping up and down in the saddle. Spin classes are meant to be a kick butt cardio workout. Our class is meant to mimic outdoor training, so we did some hill climbs, downhills, and varying degrees of tension. It was also a chance to practice different hand settings, and for much of it we were in the position of we would be in a race with aero bars. I have to say, that was very challenging for me because it felt so unnatural.
After that hour ride was over, I got off the bike and realized that my butt was totally numb. I made mention of that, and W (my coach), just started laughing.
I decided that morning that I was going to swim also (since really…it's only an additional 11 minutes!). I did the same swim workout that I did on Sunday. I wasn't assaulted this time, so it was a good one! I forgot to push start on my watch, so I'm not sure exactly how long I went, though. I don't imagine I was any faster than the day before, so I'm assuming my pace was probably the same or even a little slower since I had spent 70 minutes spinning. Either way, I enjoyed it.
I sat in the hot tub for a few (I earned it!), and then showered up and headed home.
This morning, my butt went from being numb to being angry. I really need to get one of the cushier seat covers! And I know that regular riding will help. I just wonder…can I get calluses there??? That would really be awful.
I have spent the last two days working from home, and I think I've been busier than if I were in the office! As suspected, R definitely is sick. She woke up yesterday with a fever and there was no way she could go to school at all. D had training Monday and Tuesday, so there was no way he could stay home with her. Fortunately, all my meetings were either conference calls, web ex's, or could be, so I rearranged my schedule to do everything here. I'm extremely fortunate to have a career that allows that flexibility (and a boss that's cool with it too).
As soon as my first conference call yesterday was over, I called R's doctor and they gave her an 1130 am appt. We went, and got the confirmation. Yep. She's sick. She has the beginnings of a sinus infection, and a flu-like bug as well. We got some antibiotics, and were told to expect about 3 days of fevers.
Walgreen's computers were down, so there was a lot of drama trying to get her meds (since the doctors office electronically faxes from their computers, Walgreen's wasn't getting anything).
We finally got it around 530.
D had a long day at work, and didn't get home until nearly 630. I saw him for a half hour before I headed to the gym.
When R is sick, she likes to camp out on our bedroom floor. D set it up for her, and she stayed in our room last night, and will tonight too. She slept through the night, but when she woke up this morning, she had a 103.6 fever. Poor baby. She's been getting rotating Motrin and Tylenol every 4 hrs in an attempt to keep her fever down. It's mostly been working and she's had a pretty good day today.
I had meetings starting at 830am that went through to 3pm. I was walking around my house in my jammies with a head set on, checking on R every little bit, cooking, and trying to run meetings at the same time. Talk about super productive! AND, the appliance guy showed up early to verify that my microwave is indeed dead, and work on a quote to rip it out and replace it.
I will admit that I felt a bit guilty that at 130 R came downstairs to ask if she could make herself lunch. She did. A pizza sandwich. It was cute.
Tomorrow is D's turn to stay home with the sick monkey, and I have meetings that start at 7am (doctors. the only time you can meet with them is either ridiculously early or ridiculously late) and go through 4pm. Then it'll be time to work my way home, figure out dinner, and get to the gym by 615 for my Tri club.
On that note – I'm going to go get my stuff ready for work in the morning and head to bed!


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You've seen him. You know him. You like him! And you wonder, "Wait, WHAT?" when you see Joey hanging upside down, scaling a vertical red beam, or walking up the railing of the stairwell (yes, the railing.) Joey is uniquely self-aware, in tune with what kind of movement, stretches, or strength is required for optimal functional movement.
Psst! Joey is the trainer with the ponytail! But he's also the one with the perpetual smile, regular optimism, and undisrupted focus on his clients. When he's working with you, he's fully present. What a wonderful gift! Like all trainers, Joey has his favorite healthy snack: peanut butter & honey, and if it were healthy, he'd put macaroni & cheese on that short list too. He's a carnivore by default and can often be seen devouring some salmon before physical play – which if it were up to him, would include climbing trees every single day. It seems fitting then, that Joey's bucket list includes seeing the sequoia trees in California.
Joey wants to help you find your maximum health potential. To him, "healthiness means you can adapt yourself to the physical and mental needs of almost any situation. It means you are strong, flexible, and durable in many body positions and mindsets." Wellness is about taking care of your whole self. "A person who is good at self-care.… knows how to push themselves when they need it and when to listen to their body."
It's fun to be around Joey – to learn from him and watch him play. Some of the amazing stunts that Joey can perform includes a human flag, feathered peacock pose, and he can fold himself into a box the size of a large mailbox (ok – I just made that last one up to see if you're still paying attention). His stretching and movement classes have a loyal following and need to be shared with folks beyond the FBD client base – so spread the word.
Climb to new heights with Joey!


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Auto-enrolment: the story so far
October 2013 marks the first anniversary of the formal introduction of the new employer duties. In this note, Punter Southall review developments since the largest companies have had to comply with the new duties, and look forward to what we can expect in the future
The new employer duties are being phased-in over the period from October 2012 to April 2017, with larger employers becoming subject to the requirements first. In July 2013, the DWP announced that the millionth worker had been auto-enrolled. By the end of August 2013, 2,256 employers had confirmed that they had met their duties by registering with the Pensions Regulator (TPR).
Opt-out rates
In August 2013, the DWP published the results of research covering the first seven months of auto-enrolment, based on a sample of 50 large employers ranging in size from 6,000 to 120,000 workers. 42 of the 50 employers provided opt-out rates representing 1.9m workers. Of these 1.9m workers, 61% were already in a pension scheme before the employer's staging date, and 24% were auto-enrolled. The average opt-out rate of those auto-enrolled was 9%, with most employers reporting opt-out rates between 5% and 15%.
As auto-enrolment continues to be rolled out, it remains to be seen whether smaller companies experience similar opt-out rates
These opt-out rates are lower than many commentators had predicted before the introduction of auto-enrolment. As auto-enrolment continues to be rolled out, it remains to be seen whether smaller companies experience similar opt-out rates and also whether those who have been auto-enrolled into a workplace scheme remain in the scheme over the longer term.
Some companies enrolled workers into workplace savings through terms in the worker's employment contract (known as 'contractual enrolment') before the date required by the employer duties. The research found that whether or not a worker had been previously enrolled through contractual enrolment was the most significant factor affecting opt-out rates. For workers who had already opted out of workplace pension savings, the opt-out rate was 16%, which was twice that of those who had not (who had an opt-out rate of 8%). The average rate of participation by workers in workplace pensions of employers who had used contractual enrolment was already high at 90%, and this was estimated to rise to 96% (despite the higher opt-out rates) as a result of auto-enrolment. Employers who had not used contractual enrolment had a much lower initial average participation rate of 36%, which was estimated to rise to 71% following auto-enrolment.
Another factor affecting opt-out rates appeared to be age; on average rates were 25%-50% higher among those aged 50 and over. Other factors, such as gender, salary, full or part-time status and level of employer contributions did not appear to have an influence on opt-out rates.
TPR analysis
In July 2013, TPR published its first in-depth analysis of the initial implementation of auto-enrolment, covering the first six months of auto-enrolment (i.e. from October 2012 to March 2013). TPR plans to make this an annual publication. Some of the key points include:
83 organisations registered with TPR, the majority of which were large employers. 53 had staging dates within the reporting period (of which 10 brought forward their date to an earlier date in the period) and 30 voluntarily brought forward their staging date. 35% of these employers were public sector, with approximately 488,000 workers; 65% were private sector with approximately 1,661,000 workers.
Approximately 308,000 workers were auto-enrolled, the overwhelming majority of whom were employed by a large employer. 57% of workers were already members of a qualifying scheme.
As of 31 March 2013, TPR had opened 89 investigations into possible non-compliance by large employers. TPR has not yet needed to use its powers to compel compliance.
Reported opt-out rates from some of the largest employers were below 10%.
Awareness and understanding of the employer duties tended to decline with decreasing employer size.
The Pensions Bill
The Pensions Bill was formally introduced to Parliament in May 2013. It is mainly concerned with the introduction of a new single-tier state pension; however, there are some parts relevant to auto-enrolment as well as the legislative framework for the government's proposed new automatic transfer regime (also known as 'pot follows member'). The Bill also includes fairly broad powers to ban schemes with certain charges from being used for auto-enrolment.
For further details please see our May 2013 briefing note 'Pensions Bill published'. It is expected that the Pensions Bill will receive Royal Assent around April 2014.
DWP bans 'consultancy charges'
In May 2013, the DWP announced that it intended to ban 'consultancy charges' in defined contribution (DC) schemes used for auto-enrolment. Since 31 December 2012, paying financial advisers and employee benefit consultants via commission has been banned. A permitted alternative was 'consultancy charging', under which the adviser is paid directly via deductions from the member's funds. However, this practice has now been outlawed for auto-enrolment schemes unless the charging arrangements were put in place before 10 May 2013.
The government also plans to publish a consultation this autumn, following the recent OFT (Office of Fair Trading) report on the market for DC workplace pensions. This consultation will include proposals for a cap on default fund charges for DC schemes.
Removal of restrictions on NEST
The National Employment Savings Trust (NEST) was designed to fill a gap in the market by targeting groups that commercial providers had found difficult to serve profitably, including low to moderate earners, smaller employers and employers with a high labour market 'churn'.
At present, there is an annual contribution limit of £4,500 (for 2013/14) that an individual member may pay into NEST, as well as a ban on transfers into and out of NEST in most situations. Concerns had been expressed about the impact of these restrictions, including a Commons Work and Pensions Select Committee inquiry earlier this year, which concluded that they may prevent NEST from addressing the market failure it was designed to address.
In July, Steve Webb, the pensions minister, formally announced that the current cap on annual contributions to NEST will be lifted from 2017. The existing ban on transfers into and out of NEST is to be lifted as well. The lifting of the restriction on individual transfers will coincide with the start of the 'pot follows member' regime (as yet unknown). The ban on bulk transfers will be lifted in April 2017, which is the end of the main 'roll-out' period for auto-enrolment.
Also in July, NEST Corporation announced that it had been the victim of a significant fraud. NEST Corporation's accounts stated that in 'January 2013 we were notified that there had been an incident of fraud. This fraud was directed at NEST Corporation, resulting in a loss of £1,446k from our operating budget. It was of a type known as mandate fraud, involving the diversion of a supplier payment. No money was taken from members' retirement pots.'
What can we expect in future?
The DWP has recently consulted on some technical changes to auto-enrolment (for details, see our June 2013 briefing note "Will DWP proposals make auto-enrolment work better?"). The government response to the consultation is still awaited, with many of the proposed changes expected to take effect from April 2014.
So far, only a relatively small number of large and medium-sized companies have come within the scope of the employer duties. The next few years will see a comparatively large number of smaller and micro-sized employers falling within scope. Surveys carried out of employer awareness of the new regime have, perhaps unsurprisingly, tended to show that larger employers had higher levels of knowledge, awareness and preparation than smaller employers. The next year may therefore prove to be a significant one in terms of whether or not the employer duties prove to be a success.
This briefing note is provided from Punter Southall for general information only and is based on our understanding of the position as at the date shown. It should not be relied upon as advice on your specific circumstances.
Related articles
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Skip the long lines on Black Friday and #shoplocal at our very own Holiday Pop-Up Market. With a cozy beverage in hand, peruse stunning hand-made yoga accessories, jewelry, art, bath & body products, and more, and find meaningful gifts for all the special people in your life.
Doors open at 2pm.
Featured Makers:
Yoga accessories, jewelry, decor by Ximena Barayon
Organic herbal products by Herb & Stone (Courtney West)
Art by Nicole Peralta
Bath & Body products by Au Naturals (Brittany Pires)
Yoga mats by B Yoga (colorful, durable, environmentally friendly, and ultra non-slip!)
Candles by Capri Blue


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It happened today - July 12, 2016
On July 12 Scotland became part of England. Not entirely and not for the last time. Because I refer to the occasion in 927 when King Constantine II of Scotland accepted the overlordship of Athelstan the Magnificent, along with King Hywel Dda of Deheubarth, Ealdred of Bamburgh and King Owain of Strathclyde.
I like the story partly because I think it's revealing that England could have had a king deservedly called "the Magnificent" during what are habitually pilloried as "the Dark Ages." Athelstan was the grandson of Alfred "the Great" (ditto). And after a contested succession he went on to be not just king of Wessex but, it is generally agreed, the first King of England. And when you consider the impact of excessive political fragmentation on national security and therefore on culture including learning, surely it's good that England was unified.
As for Athelstan himself, he does actually seem to have been magnificent. Not just in his geopolitical accomplishments but as a ruler. His councils included members from all over, not just local favourites, and were attended by Welsh rulers as well as his own subjects. They produced important legal documents and focused on the suppression of robbery and disorder. Athelstan was also a very pious man, founding churches and collecting relics. His court, like that of his grandfather, was a centre of learning. And he played an important role in European politics.
In the end it didn't really "take". His 15-year reign from 924-27 as King of Wessex and 927 to 939 as King of the English was followed by a reasonable period of peace and prosperity through that of his nephew Edgar the Peaceful (959-975 but the fourth king after Athelstan), famously rowed on the Thames by roughly eight kings to symbolise his overlordship. But the combination of Aethelred the Unready's treacherous weakness and renewed Danish invasions meant a very troubled 11th century. His conquest of the last Viking kingdom in England in 927 was followed by revolts including one on his death that re-established Viking rule until the final reconquest in 954. And for that matter the submission of Constantine II only brought about seven years of peace on the chronically turbulent English-Scottish border although Constantine's revolt failed thanks to Athelstan's decisive victory at Brunanburh, while Scotland later became independent and did not rejoin England decisively until 1707, something many Scots now unaccountably seem to regret.
The fact that the Danes came back and Aethered made a right mess of their return is not an indictment of Athelstan. Instead his reign is one more proof of Faulkner's dictum that history isn't was, it's is. The desirability of a united, indepedent United Kingdom, and the difficulty of attaining and preserving it, is very much with us to this day.
Unlike Athelstan or any other leader remotely likely to be dubbed "the Magnificent" now or by posterity, I can't help noticing.


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KFC's $200-m investment creates over 50 jobs in Trelawny
Popular quick-service chain opens new restaurant in Falmouth
Western Bureau
FALMOUTH, Trelwany — Restaurants of Jamaica (ROJ) opened its 36th KFC restaurant in Jamaica yesterday and disclosed that an additional three are to be opened on the island next year as part of the company's thrust to expand business and create more employment.
"We are not slowing down," ROJ Managing Director Mark Myers said at the official opening of the restaurant in Champion Plaza, Falmouth.
He later told the Jamaica Observer that his company expects to open two outlets in the Corporate Area — Harbour View and Mountain View — by March, and another in May Pen, Clarendon, later in the year.
Yesterday, he told the gathering in Falmouth that the latest store, which employs over 50 people from surrounding communities, represents an investment of over $200 million.
"ROJ now employs more than 2,000 staff across the group and provides opportunities in other sectors with the creation of each new store," Myers said, adding "KFC uses local distributors and supports local farmers and agricultural products."
He said that the company is committed to building synergies and contributing to nation building.
"This growth demands our continued belief in Jamaica as an excellent place to do business. We continue to be in growth mode as we expand our business and locations to create more employment opportunities and build deeper ties to the communities we serve," he said.
The opening of the Falmouth restaurant brings to five the number of KFC stores across the western region.
St James accounts for three, while the other is located in Savanna-la-Mar, Westmoreland.
Myers noted that over the years, residents of Falmouth and other communities in Trelawny travelled regularly to Montego Bay to patronise KFC stores. "Now, there is no longer a need to do so," he said.
"We have answered your call for a more convenient way to enjoy your favourite quick-service restaurant. Falmouth, we reach!" declared an upbeat Myers.
Minister of Industry, Agriculture, Commerce and Fisheries Audley Shaw lauded ROJ for its sterling contribution to the island.
He noted that the opening of the company's latest store is indicative of the growth and development of Trelawny.
"Trelawny has seen tremendous activities in recent years, and is now transformed into a formidable tourist destination. There has also been the opening of other businesses and housing developments, as well as other social and economic projects," said Shaw.
"Indeed, this sleepy, historic town of Falmouth has morphed, almost overnight, into one of the most impressive places in the island."
Shaw also told the gathering that the parish is poised for further growth and development, as within the next few years the Hampden Wharf development is expected to be completed, three housing projects will be developed, and several major agricultural projects will come on stream.
Now you can read the Jamaica Observer ePaper anytime, anywhere. The Jamaica Observer ePaper is available to you at home or at work, and is the same edition as the printed copy available at http://bit.ly/epaperlive
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Changing Perceptions of Palliative Care: Q&A with Judith Redwing Keyssar on the Importance of Palliative Care
- JFCS in the News
Cancer Today
by Yasmine Iqbal
Palliative care is aimed at reducing the pain and increasing the comfort of people being treated for a serious illness, regardless of their prognosis.
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Posted by Admin on December 22, 2013


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Happy day 17! And this morning my little M&S advent window sung the hallelujah chorus and opened to reveal the Swell Ultimate Volume Hair Masque!
Swell. I've never heard of this brand. So if you're after a real unbiased first impression review, congratulations! You have conquered the Internet and found one.
So what is this product supposed to do? As any other hair mask, this should really be a 'every so often' product rather than a 'every wash' product because it is so concentrated, you just don't need to use it more than that if your hair isn't in such a bad way. I would probably suggest no more than once a fortnight, unless your hair is in a bad condition and you have been recommended otherwise.
The first thing I noticed when I read the label for this product was that it varies the instructions for use. Which is really handy since one size definitely does NOT fit all (yes other generic hair product brands, I'm talking to you). This is usually where people go wrong, they say a product doesn't work for them, they spent a small fortune on a fancy product that was recommended to them, they use it according to the instructions and it literally makes no difference to the condition of their hair. Now, this is where I say, what is wrong with your hair? What are you trying to combat? If your hair is dry and you're using a mask to deeply nourish your locks, use a bit more or the product to ensure all your hair gets some, leave it in a bit longer if the recommended time didn't work for you. Use it a little more than 'every so often'. You need to tailor it to YOU.
As you can see this mask tells you how long to leave the product in for, depending on hair length, if it's coloured and if you have dry or normal hair. Because of this little feature, I'm already a fan.
Now down to the actual product. I find the scent really fresh and not artificial like some fruity scents which just make the product in question seem less likely to do the job. I put it on my hair for the specified amount of time for my hair type and let it work its magic. And seeing as I've only ever used a hair mask once before in my life and that was when I was training at college, I'm not too clued up on the expertise of how my hair should feel after using one. If the answer is 'so soft your hair could literally be velvet' then I think it's worked.
My hair is in a pretty good condition at the worst of times but after using this mask it's so silky soft I can't stop running my fingers through it. The shine is really amplified and as I've said before I'm a sucker for a bit of volume, and volume is what I've got! Really really pleased with this product. My hair smells beautiful, it looks like I've just been to the salon and remortgaged my house to pay for the treatment. I would highly suggest giving it a go. I don't think you'll be disappointed.


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Are you looking to add beauty and richness to your room by covering your windows? Do you want to cover your windows, but are not sure about choosing the right type of cover that would complement your room and also be energy efficient? Well, window treatment ideas are a very good option to cover your windows according to the décor of the room as well as keeping your privacy intact. You can change your window treatments to change the whole look of your room.
Embellishing Your Windows
If you are looking at redesigning your windows and to improve the decor of the room, then you should first understand that window treatment ideas are not a daunting task at all. All that you need to make sure is that the materials that you use must be a decorative one and a sensible one that will not compromise on the privacy and offers functionality as well as style.
Need For Window Treatment
Before you set out to look for window treatment ideas, you need to first learn about the necessities. Some of the factors that you need to consider when choosing the window treatments are: ventilation, the style of the room, privacy, room exposure and so on. Protection is of utmost concern and due importance has to be given to it when going for window treatments. If you are living in an area where there is hot weather, then you should opt for ones that can obstruct the extreme heat from entering the home through windows. Pattern, texture and color has to be given due importance when you opt for window treatments.
Keep Room Décor In Mind
It is vital for you to have your room décor in mind when you are looking out for window treatment ideas. If your room is light in color, then you need to opt for darker colored or bold colors for window treatments to accentuate the look of the room. If room does not have any pattern, then you can think of more patterns in the window dressings. You also have the option of going for custom window coverings to suit your taste and wants.


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For a while I was on Bluehost.com until I realized how "set up for crazy mass production" they are… to a horrible detriment. As a web designer with many accounts, many e-mail addresses, yadda, yadda, yadda, I seem to raise all kinds of automated red flags within the Bluehost system. So much so that they actually gave me the boot, even though I NEVER DID ANYTHING WRONG!!! None of my clients are
Tag : do-it-yourself, environment, geek stuff, HTML, internet, raves, reviews, tech tips, web hosting


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Harmony XVR
Ø 84 to 130 mm pre-wired rotating beacons
- Simplicity and speed of installation thanks to pre-cabled and pre-assembled products
- Base mount: 3 x Ø 5 ou 3 x Ø 9
- Source light : Super-bright LED
- guaranteed long life and maintenance free thanks to high resistance of LEDs to mechanical shock and vibration
- energy saving design with low power consumption
- Up to IP 66
- Colour of illuminated units: Red, Orange, Green, Blue
- Supply Voltage : 12 V AC/DC or 24 V AC/DC (XVR13 : 12V DC…230 V AC )
- Also available with buzzer
- Standards and certifications: CE, UR, UL
- Manufactured in conformity to the requirements of the RoHS (Restriction of Hazardous Substances) European Directive.
- Accessories: reflecting prism, rubber base, brackets and fixing plates
- Featuring numerous styles, diameters (Ø 84 to Ø 130 mm) and colours, this simple and efficient offer guarantees you distance-view information to improve your productivity. We can produce tailor made
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Product Description
As-Salaam "Peace"
One of the names of God
The calligraphies are printed in 33 x 43 format on 230 gr. parchment paper, singolarly signed and numbered by the author (90 Euros).
or printed in 27 x 37 cm format on 300 gr. Valent cardboard, singolarly signed by the author (20 Euros).
Measures of the coloured frame: 28 x 38 cm
"My perfumes are at the image of my calligraphies"


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Bernholz examined 12 of the 29 hyperinflationary episodes where significant data exist. Every hyperinflation looked the same. "Hyperinflations are always caused by public budget deficits which are largely financed by money creation." But even more interestingly, Bernholz identified the level at which hyperinflations can start. He concluded that "the figures demonstrate clearly that deficits amounting to 40 percent or more of expenditures cannot be maintained. They lead to high inflation and hyperinflations. . . ." Interestingly, even lower levels of government deficits can cause inflation. For example, 20 percent deficits were behind all but four cases of hyperinflation.
Stay with us here, because this is an important point. Most analysts quote government deficits as a percentage of GDP. They'll say, "The United States has a government deficit of 10 percent of GDP." While this measure makes some sense, it doesn't tell you how big the deficit is relative to expenditures. The deficit may be 10 percent of the size of the U.S. economy; currently the U.S. deficit is over 30 percent of all government spending. That is a big difference.
Figure 8.5 shows the level of deficits relative to expenditures before hyperinflationary periods.
Interestingly, currently Japan and the United States are not far from levels that have preceded hyperinflations. The big difference between Japan or the United States and countries that have experienced hyperinflations is that the central banks are not monetizing most of the deficit. If they were to do that, then we would be one step away from paying quadrillions of dollars for a stamp or a sandwich (see Figure 8.6). It is extremely important to note Bernholz's conclusion. Hyperinflations are not caused by aggressive central banks. They are caused by
irresponsible and profligate legislatures that spend far beyond their means and by accommodating central banks that lend a helping hand to governments.
This data does not bode well for the USA. Notice the chart ends in 2009, which does not include the 1.5T deficit in 2010 and 2011. The Fed has stepped in an bought nearly 100% of our debt at some of the most recent T-bond auctions. If not for foreigners stepping in and buying some of our bonds during the last year, they might have monetized our debt completely. The deficit for 2010 was approximately 1.5 Trillion, which out of a 3.5 Trillion dollar budget, puts the the USA's percentage of expenditures financed by interest/printing of money near 40%--the exact number in which every economy that has reached has eventually descended into hyperinflation.
Here's the glide path the US is on:
America does not have much time left. The time to prepare is now.
•By 2025, Medicare, Medicaid, Social Security, and interest on the federal debt would claim all federal revenues.
•Interest on the national debt would rise to nearly $1 trillion nine years from now, up from $200 billion today.
•US debt held by the public would grow to 185 percent of the national economy by 2035, driving up interest rates and lowering growth and living standards.


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Chris Hughes/
NET WORTH: $430 million (est.)
SOURCE OF WEALTH: Cofounder of Facebook
FUNDING AREAS: Universal Basic Income
OVERVIEW: Since leaving Facebook, Chris Hughes has focused most of his energy on projects related to politics, media, and technology. His public philanthropy has been limited, although he has been a major champion of the idea of a universal basic income.
BACKGROUND: Hughes is best known as a Co-founder of Facebook, which he started with his Harvard roommates Mark Zuckerberg, Dustin Moskovitz, and Edurado Saverin. Unlike Zuckerberg, who dropped out to launch the company, Hughes graduated magna cum laude with a degree in history and literature. After graduating, Hughes assumed a position at Facebook before leaving to serve as the director of online organizing for Barack Obama's 2008 presidential campaign. After the campaign, Hughes took some time off to travel before going back to work at Facebook. He also became an Entrepreneur in Residence at the venture firm General Catalyst Partners, and started a personal project in November 2010 called Jumo, a social network service and website that was designed to help people discover nonprofit organizations that support the issues and causes they care about, and get involved. Jumo was eventually acquired by Good in August 2011.
In 2012, Hughes bought a majority stake in the faltering New Republic magazine, briefly serving as its publisher, chairman and editor-in-chief. He sold it in 2016 to Oregon publisher Win McCormack.
UNIVERSAL BASIC INCOME: Hughes' philanthropy has been primarily focused on exploring and popularizing the idea of a universal basic income. He's been a supporter and advocate of GiveDirectly, a nonprofit that engages in direct cash transfers to poor Kenyan families. Hughes also helped to create and fund The Economic Security Project, which has raised $10 million to test the concept of a universal basic income.