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We believe that Social Media can be effective for any (yes ANY) business. Small or large, sexy or practical – with the right plan, content & delivery – social can deliver genuine returns against a range of objectives.
So it holds true that brands in a highly competitive marketplace like financial services can see real benefits from the right approach, however difficult it might seem to engage customers.
In the finance sector, insurance companies are especially challenged to make social pay its way. With Insurance an occasional distress purchase, meaningful engagement with customers can feel a very distant objective. But with the right approach, high quality email addresses are ripe for the picking from social and that's the commercial currency that financial services companies trade on the best.
Based on our extensive experience in the sector and recent learnings about Facebook changes that have dramatically impacted the potential to acquire leads from the network, we've put together some ideas that we know will be effective at delivering quality email leads for Insurance companies from Facebook. Software for insurance agencies could also help to enhance these leads to provide a better insight into your customer demographic.
Product range pairs
A fun and addictive Facebook promotion that challenges customers to pair up items they own and that need insuring. The example shown is for a specialist insurer, but will work just as easily for mainstream car, motorcycle, home contents or travel insurers.
How it works
- Through targeted promotional activities, we drive relevant audiences to a tab on your Facebook page where the campaign game application is hosted.
- In this fun memory game, users are challenged to match two of the same images of your product or services by clicking on panels to turn them over – with each pair staying visible once the right panels are selected.
- During gameplay, a clock runs at the top of the screen, recording the time that users achieved when they first complete the game.
- The timer is connected to additional daily or weekly incentives such as discount codes or upgrades for the "quickest" players, encouraging players to play again. Once the game is finished, users complete a simple form to submit their details and are prompted to share with friends.
- The mechanic can be incentivised by making friend invites compulsory for multiple play.
Why you'll love it:
- Fun mechanic with viral potential that keeps users engaged and motivated to play again.
- Drives awareness of core service messages or information about products through multiple play.
- Robust data collection with full opt-in functionality for compliance with data capture regulations.
- Encourages entrants to concentrate on product pair selections and multiple game play, raising awareness of your products with repeat exposure.
Customer Profiling Questionnaire
A fun and engaging Facebook multiple choice questionnaire that helps entrants discover their personality type and provides useful pre-qualifying insights for insurers on entrants' attitudes towards risk and other important factors.
How it works
- Entrants are driven to a tab on your Facebook page and asked to answer a series of engaging questions related to your product or service offering.
- Mixing light-hearted options with aspirational ones, the questions reveal the entrants interests and preferences – potentially including attitudes to risk and safety.
- The customer completes four levels of questions and a data capture form to enter.
- A bespoke results page is served based on the answers entrants gave, providing a product or service recommendation as part of a fun description of their personality type.
Why you'll love it
- This an engaging and well proven entry mechanic that users enjoy and it always drives high levels of participation.
- It produces good quality insights on customer choices & preferences and these can be used to tailor follow up offers via newsletter to specific audiences.
- Questions can also be set to be educational, taking users through a product or service offering – step by step – making it perfect for a product launch or explaining a brand's unique selling points.
Watch & Win
An immersive Facebook promotion that makes potential customers watch a promotional video or advert to find the answer to a question.
How it works
- Using our proven promotional tactics, we drive entrants to a competition tab on your Facebook page where a promotional video or advert for your business is embedded.
- Customers are asked to watch the short clip in order to find the answer to a question relating to your products and services.
- The answer is found at least two thirds into the video – ensuring key messages about your products are watched and absorbed.
- Once they've found the answer, customers make their selection in a drop down box.
- Post-entry, a thanks page prompts customers to share the promotion and visit your website for more information.
Why you'll love it
- It's a great way to get views on pre-existing video and promotional content that supports product messaging or your brand's unique selling points.
- The question can be easy to enter to maximise entrants – or more challenging, to ensure deeper immersion in the messaging through repeat views.
- Daily or weekly promotions can be easily delivered by changing the video from time to time and setting a new question – driving repeat plays and extending exposure to your brand.
- It's a proven entry mechanic and drives great participation and strong traffic to your website with the right calls to action and set up of content.
How our campaigns work
We activate our campaigns through highly targeted Social PR and Influencer outreach combined with optimised Social advertising to deliver reach to exactly the right audience.
Data capture is comprehensive and flexible allowing full compliance with all opt-in regulations and all applications are fully functional on desktop, mobile and tablet.
We specialise in arranging highly relevant top quality commercial partners for our promotions. As part of the arrangements with them, we can negotiate free product as prizes, access to their social networks and inclusion in their newsletters to further extend campaign reach.
We also ensure awareness is raised in your existing community by working with third party or in-house social teams on special announcements via your existing profiles.
Finally, we actively support commercial follow up of any campaign with offers such as discount or money off coupons via the campaign mechanic or a follow up newsletter to deliver a direct return on campaign investment.
For more information on these highly effective ways to collect pre-qualified customer leads from social media – and Facebook in particular, please contact us or call 0117 9111420.


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June - July 2018
Tammy talks about the residency:
This residency gave us much needed space to bring artists together from different locations - Goolwa, Adelaide Hills and the city. The comforts of a dance studio gave us a clear focus and the feeling of a professional environment in which to discuss and engage in many different structured tasks involving movement, sound, drawing and light projection. This was the first time we had shared the creative space together and found we learnt much from one another's practices. The wall spaces were great for Richard to project various images and film from Tokuremoar Reserve which was the inspiration for this project. We now have a rich palette of improvised scores and explorations which we will then take back to the outside environment. The explorations during this residency will be shared with 7 other artists through film and dialogue to inform individual responses in the mediums of writing, painting and sculpture.
Tammy Arjona - dance artist
Richard Hodges - photographic and projection artist
Cinzia Schincariol - dance artist
Andrew McNicol - musician
Sue Hawksley - dance artist
Margie Hooper - visual artist
About Tammy:
Tammy's dance training began in Adelaide before travelling to London where she participated in the Adeline Genee Awards and attended the Rambert school of Ballet and Contemporary Dance.
She joined the Michael Clark Company in 1992 and continued to work with many leading choreographers based in the UK including Bunty Matthias, Jeremy James, Fin Walker, Wendy Houstoun, Henrietta Hale and Annie Lok. Tammy was a Dance Artist with Siobhan Davies Dance 2003-2011 touring works for theatre spaces and alternative venues in many countries.
During this time she was awarded the JADE Fellowship by the Paul Hamlyn Foundation seeing her to develop creative programs for all ages and working within Education and Community settings. Now back residing in SA, Tammy continues to work collaboratively with independent artists and facilitates classes for people with balance and mobility concerns that were initially established with support from Parkinson's SA.
Photos: Richard Hodges

subset: commoncrawl


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Judson University is a four-year Christian university of the liberal arts, sciences and professions, committed to an evangelical expression of Christian faith and living, and accredited by the Higher Learning Commission of the North Central Association of Colleges and Schools. Judson offers four-year programs as well as degree completion programs for non-traditional students. Additionally, Judson offers the Master's degree in Architecture, Business Administration, Clinical & Mental Health Counseling, Human Services Administration, Literacy Education, Leadership in Ministry and Organizational Leadership, as well as the Doctoral degree in Literacy Education.
This catalog contains descriptions of programs and courses in effect for the period for which it is issued. The university reserves the right to revise information, requirements, charges or regulations at any time. Such changes will be announced through periodic university publications, advisors, or subsequent catalogs.
This catalog, published by Judson University, is intended to give an accurate description of university programs and services for the years indicated. However, the information is subject to change without notice. This catalog is for informational purposes and does not constitute a contract.
For further information about the offerings and programs of the university, financial aid, procedures for enrollment, and campus visits, please contact:
Admissions - Traditional Students 1151 North State StreetElgin, IL 60123-1498847.628.2510
Virginia L. GuthAssociate Vice President for Student Success and
University Registrar
Heather JohnsonAssistant Registrar
Maria AguirreAcademic Advisor - Adult Professional (BA) and Graduate
Kat HamiltonAcademic Records Coordinator - Adult Professional
Caitlin KielAssistant to the Registrar: Course Schedule and Data Specialist
Kayla Collins
First Year Freshmen Academic Advisor:
Traditional and Adult Professional (AA)
Transcript Orders
Kirsten OlsonTransfer Student Director
Jill A. HargisGraduation Advisor
General Inquiries
Test Proctoring
Judson University, Shaping Lives that Shape the World


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The Slay Coulée make-up is a sleek make-up set, inspired by the RL Drag Queen Shea Couleé. You can now have her severe eyebrows, with highlights on the top, as well as her signature "panda" look.
This pack comes with the following layers & items [Omega&Catwa appliers included] :
-- Eyeshadow, with 3 colors variations on separate layers
-- Lipstick, with 3 colors variations on separate layer
-- Contour on separate layer
-- 3 full face layers for all colors variations (Blue, Purple & Brown)
-- + basic lashes
[Classic tattoo Users]
If you wish to wear the contour layer, please make sure to wear it first, and to "add" the other layers (lipstick & eyeshadows - but not the full face as it already include the contour) on the top. I highly recommend to use a brows-less skin for full Drag effect, otherwise the brows texture might appear behind the make-up. I've also included a basic set of modifiable lashes (use the "edit linked" option to move the top and bottom lashes independently). Feel free to switch for any fancier lashes you have darlings, I won't mind ;-)
[Catwa Users]
This make-up is optimized for the Annie mesh head, therefore some variation may occur on other heads. I highly recommend to use a brows-less skin for full Drag effect, otherwise the brows texture might appear behind the make-up. All the variations and association of make-up are possible except the contour layers (which is only available with the eyeshadow included) due to the layering limitation of Catwa heads.


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29 May 2013
Gino Shares His Suburban Sprawl Experience Out in the Country
Gino grew up with farms around his property. Recently, many lands used to grow food and raise farm animals were sold to property developers which led to the boom of suburbia. Gino is holding onto his land for his horses and chickens while watching his country disappears. What can we do to stop the spread of suburbanization? Thanks Gino, for the vlog.
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Are you looking for a single family home for rent in the Cabot, AR area?
Perhaps you are a military transfer or work at Little Rock AFB. RE/MAX Real Estate Connection can help. We are a full service professional property management service specializing in managing properties in the Cabot School District.
Our homes are well-maintained and located in desired neighborhoods. Rentals are available in a variety of floor plans and with a choice of amenities. Our team is accessible and are available 24/7 in property emergencies. We respond to routine requests promptly. We combine technology with superior personal service to streamline your experience renting from RE/MAX Real Estate Connection. Tenants are encouraged to submit routine property requests online and we offer a secure rent payment portal where rent payments can be scheduled, tracked and paid.
We invite you to view our available listings and schedule a showing. Upon approval of your completed application you will be on your way to moving into your new home!


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My column last month on the N.C. House primary ("McGrady's GOP challenger no conservative," March 19) elicited more feedback than anything I've written in years. Ninety percent of the emails I received were from voters who appreciated the information and asked about my take on three other primary races in particular.
My column last month on the N.C. House primary ("McGrady's GOP challenger no conservative," March 19) elicited more feedback than anything I've written in years. Ninety percent of the emails I received were from voters who appreciated the information and asked about my take on three other primary races in particular.
u U.S. Senate: N.C. House Speaker Thom Tillis is leading the polls, and for good reason. The serious analysts across North Carolina and nationally who I follow concur that Tillis is the candidate most viable against Kay Hagan in November.
I agree, and Gov. Pat McCrory hit on the same point recently, saying, "I think Thom Tillis has the best chance to win a general election."
The Democrats obviously agree as well, which is why Hagan-friendly PAC's have already spent more than $1 million attacking Tillis by name without mentioning any of the other candidates.
Tillis has the advantage of a record of delivering conservative results since spearheading the GOP takeover of the N.C. House in 2010. He can point to the fact that the House has delivered on voter ID, school choice, tax cuts, an end to forced annexation, three balanced budgets in a row and tort reform, and he has been endorsed by National Right to Life and the NRA.
This is a major advantage when running against seven candidates, only one of whom has ever held office (Ted Alexander, former mayor of Shelby).
The hits against Tillis by his opponents are the usual if you are a Republican front-runner — he's "not conservative enough" and he is "an insider" (even though he was just a PTA president nine years ago).
In this case, I find both charges silly. It is very easy to claim you would be more conservative when you have no track record to show otherwise. And the "insider" charge comes from the fact that he is successfully raising money from some of the biggest GOP donor circles in the country. With Hagan sitting on $8 million, any candidate who is not raising serious money is wasting our time.
Dr. Greg Brannon, who has been polling in second place, saw a ton of bricks hit his campaign in February when a jury delivered a verdict that he "bore sole responsibility for giving misleading or false information in 2010 to investors" in a company he helped start. Then in March the judge ordered Brannon to pay the investors $454,631.
Brannon argues that the verdict is wrong and is appealing. I hope it is wrong, and if so that the appeals process works.
However, there is no chance of that occurring by November, and I know of no Senate candidate in modern times to win with a serious verdict hanging over him.
This trial and verdict made much bigger news in the Triangle and Charlotte metro TV markets; I've barely heard it mentioned in the media here. And Brannon did not mention it when he spoke at the Henderson County Republican Party Convention last month.
Before the verdict, Brannon was picking up steam with some high-profile endorsements such as Rand Paul, but since then his poll numbers have stalled while those of Tillis and Rev. the Mark Harris, who has been polling in third place, have grown.
If you are worried that I am revealing something that the Hagan folks might not already know, you can Google "Greg Brannon verdict" to see otherwise.
u N.C. Supreme Court: This is the only race on the nonpartisan part of the primary ballot this year. There are three candidates running, and the top two primary vote getters will move on to face each other in the fall.
The three choices include two Republicans, Jeanette Doran and Judge Eric Levinson, and one Democrat, Justice Robin Hudson.
Doran was the attorney for the North Carolina Institute for Constitutional Law. Levinson is a Superior Court judge. Both are highly qualified conservatives. You can visit www.levinsonforjustice.com and www.jeanetteforjustice.com to help you pick one.
The best electoral outcome conservatives are hoping for is for Doran and Levinson to be the two to move on to the fall, shutting out Hudson altogether.
u Register of Deeds: Lee King, a ninth-generation county native, is the candidate of the three running for this office that I am hearing the most buzz about in Republican circles for two reasons.
First, he has been a precinct chairman and a behind-the-scenes party worker for many years.
Why is this relevant? Because the register of deeds, like all Republican officeholders who live in Henderson County, is automatically a member of the GOP Executive Committee with powers such as replacing other officeholders who do not finish their term.
Second, King's current job as a division supervisor within the Henderson County Tax Office is the most directly relevant to the office he is seeking than any of the candidates running. The division he oversees is as big as the entire register of deeds operation.
I don't know anyone who interacts with him who does not give him top marks for his personnel management, budgetary skills and proactive thinking.
The other candidates are Shannon Baldwin, former county commissioner, and Evona Kilpatrick, a paralegal. Both are lifelong Republicans and are qualified individuals, but I predict that even though King is shy about tooting his own horn, that his reputation as a quiet, effective leader will carry the day.
Early voting starts April 24. Primary day is May 6.
Robert Danos is a Hendersonville resident and former spokesman for the 11th District NCGOP. Reach him at email@example.com.


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PHOTOS: JV girls basketball claims fourth consecutive year title as champions
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Just like last season's championship, Lowell's JV girls basketball team and the Mustangs faced off against each other on Feb. 26 at Kezar Pavilion. Despite an intense and nerve-wrecking game, Lowell ultimately emerged victorious. They won with a close score of 48–40, securing first place in the Academic Athletic Association championship.
Olivia Moss likes to use her stories in the Lowell to highlight personal experiences and social issues. In her spare time, she enjoys making and eating food, doing art, music, and thrift shopping.


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Technology Sparks Merger Of Us Banking Giants
The US banking sector could see a new round of consolidation.
Global news and insight for corporate financial professionals
The US banking sector could see a new round of consolidation.
Consumers long since embraced platforms that facilitate short-term rentals of underused assets. Now business is getting in on the game.
GE, once an icon of integration and synergy, is undergoing a massive retrenchment. What does that tell us about the future of conglomerates?
So much in the modern, high-tech world happens instantaneously; it's only a matter of time for payments to catch up.


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PHILLIPS 21st Annual Gala
Mardi Gras Masquerade
"Unmasking the Needs in Our Community"
Saturday, May 14, 2016 | Hilton McLean Tysons Corner
About PHILLIPS
PHILLIPS Programs for Children and Families is a unique nonprofit that works to ensure that youth with a variety of challenges and strengths and their families benefit from education, family support services, community education and advocacy.
At PHILLIPS, we believe any child can overcome adversity and we help them to prove it every day. We partner with parents, school systems, social service agencies and the community so that we can tailor our services to meet a child's individual needs. We deliver these through these three key programs:
Learn more by visiting us at www.phillipsprograms.org


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Monthly Archives: February 2008
Goat getting
Being a good writer often involves some deep personal craziness. Farm writer Jon Katz is a good example. At 50, his career off track, he bought a cabin in the mountains in rural New York (against the better judgement of his wife) and spent long vacations there with his two dogs, reading Thomas Merton. He wrote about it, of course, but he also developed an affection for animals and the rural life.
Now he writes about it for Slate, the online daily magazine, and it was hard to resist showing you this column about the jeering goats who follow him around. So i didn't.
Slow coverage
John Friel at Lancaster Farming magazine did a great piece about the first Slow Food Harrisburg dinner, which you can read here:
(It will take a while to load. Okay, I'm not too good at posting PDFs.)
And this is the farmer's point of view on Buy Fresh Buy Local … you don't have to be a rocket surgeon to figure that it may be a seller's market this year.
(Warning: these links will expire, because it's a magazine preview … so print it out if you want to keep it.)
New Organic Farm Market
Making it easier for growers and eaters to get together is a persistent hope for the future of food.
So Ngozi, a Harrisburg nonprofit known for urban cultural and artistic programs, is launching a seasonal open air farm market for natural, organic products. The market will be organized at a meeting Monday, March 24, in Steelton, at the borough council chambers, 123 N. Front Street. The meeting will start 6 p.m.
Natural and organic farmers who raise fruits, vegetables, herbs, eggs, plants, honey, maple syrup or almost any other shelf-stable farm product for sale to consumers are invited. Sites, rules, products, and sales time will be discussed.
For more information, contact Rafiyqa Muhammad at 232-8803 or email firstname.lastname@example.com or firstname.lastname@example.com
Good Life
We've been eating lunch on Saturdays at The Good Life Cafe in Carlisle, the one and only local farm restaurant. It may be the only one in Pennsylvania.
David Ison and Ruth Busko feature organic produce from Spiral Path, dairy products from Keswick Creamery, Three Maples in Millersburg and Trickling Springs Creamery, grass-fed beef from …
Continue reading
Radical Again
This is the last post here, and the first post on Slow Food Harrisburg. I've been vexed by my current radicalization about food, because I don't know if it will interest anyone but me. And I didn't want to keep writing about Slow Food on a page supposedly devoted to eating out in Harrisburg, which definitely has a Restaurant Row implication.
Anyway, I renamed the blog, moved all the past posts here, and will laboriously move all the links, which will give me a chance to reconsider them.
And it's all about slow food.
The question today is this: am I willing to drive to Carlisle to buy eggs?
The Slow Food thing is re-radicalizing me.
Oh, there are lots of things to get radical about. American foreign policy, for an instance. The Pennsylvania Legislative Pay-Grab, for another.
But food, having food stolen away from farmers by industrialists, that just sucks.
A long time ago, when I was in college, a guy I knew used to say there was no use worrying about selling out. (Fix the time frame for you, does it?) "You can always buy back in," he said.
Okay. I'm all in.
Let me try a parallel to food, if I may. After WWII, a nation turned its transportation system over to the Detroit car makers and Big Oil. It allowed Detroit to buy up all the trolley car companies in the U.S. and shut them down. Then it built super highways across the nation, with no pedestrian or bicycle access. And it built massive finned vehicles that used incredible amounts of fossil fuels to run on the highways the government donated.
Money for highway maintenance became an expenditure. Money for trains became a subsidy. Which is why you can not book a sleeper car to Chicago, but must sit your ass in your SUV for 12 hours or jam it into an undersized airline seat to get there. As an added feature, a bonus, we got sprawl.
Much the same thing happened with food. The U.S. farm bill stopped supporting small farms and started welfaring Monsanto and Cargill. Thank our local rep, Tim Holden, for continuing the screwing of small Pennsylvania farms.
Anyway, we had some California foodies here over the weekend and besides my incredible deep-dish pizza and Curtis Vreeland's cab and cab franc, we fed them Otterbein Farm eggs on the morning they left. They were astonished. Otterbein yolks stand up and flex their muscles in the pan. They are awesomely good.
Do I drive 20 miles to Carlisle to buy eggs?
Oh, yeah.
sourcing food
True Food was established in 2000 as a means to engage non-farmers in the struggle against genetically engineered crops. It's now a 40,000 member network dedicated to stopping the genetic engineering of our food, farms and future, and working with others to create a socially just, democratic and sustainable food system.
The True Food food list is really two lists — a list of real foods, and a list of Frankenfoods. genetically modified organisms scientifically designed to separate you from your money and your connection to good taste.
Take that most utilitarian meal, the TV dinner … or Heat & Serve meal, as it's called by Big Food.
Here's a True Food list of edible Heat & Serve meals:
— Amy's Kitchen Chili
(Medium & Spicy) Chili with Vegetables
— Annie's Naturals P'Sghetti with Tomato Sauce All-Star Pasta with Tomato Sauce
— Bernie O's Pasta with Tomato sauce
— Bearitos Chili Black Bean Chili Spicy Chili Baked Beans
— Ginny's Vegan Foods Savory Soy Chili Classic Ratatouille Roasted Red Pepper Chili Mexican Fiesta Stew
— Grandma Millina's Kids Meals Pasta Rings in 3 Cheese Sauce Vegetarian Franks & Beans
— Health Valley (Hain/Celestial) Chili Fajita Turkey Chili & Beans 3 Bean Chili
— Yves Veggie Cuisine Veggie Chili Veggie Country Stew Veggie Macaroni Veggie Penne
While here are the Frankenfood dinners:
— Chef Boyardee (ConAgra) Beefaroni, Macaroni & Cheese, Mini Ravioli, ABC's & 123's
— Dinty Moore (Hormel) Beef Stew, Turkey Stew, Chicken & Dumplings
— Hormel Chili with Beans, Chili No Beans, Vegetarian Chili with Beans
— Kids' Kitchen (Hormel) Spaghetti Rings with Meatballs, Macaroni & Cheese, Pizza Wedges with 3 Cheese
— Franco-American (Campbell's) Spaghetti O's, Mini Ravioli, Power Rangers Pasta in Sauce


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Alex Iwobi missed Arsenal's game against Cardiff city on Sunday, with head coach Unai Emery confirming before the game that the Nigeria international was ill.
Iwobi had started the last two Premier League games for the Gunners, although he was substituted at half-time last weekend during the win against West Ham so that Alexandre Lacazette could be introduced.
Lacazette was handed his first start of the season on Sunday at the Cardiff City Stadium as Emery played the France striker with Pierre-Emerick Aubameyang and Mesut Ozil in the attack.
But there was no sign of Iwobi in the match day squad, raising some eyebrows from fans about the whereabouts of the young attacker.
But Emery cleared things up before kick-off, revealing that Iwobi was absent due to illness.
And Arsenal fans have immediately started making the same joke on social media about the 22-year-old, insisting that the illness excuse was a cover up and that Emery and Iwobi must have had a bust-up in training.
They are of course referring to the headlines that followed Mesut Ozil missing last weekend's win against West Ham, again due to illness.
Here's a selection of what's been said on social media.
Keep up to date with the latest news, features and exclusives from football.london via the free football.london app for iPhone and Android.
Available to download from the App Store and Google Play.


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A warm and gracious thank you to everyone who has contributed to our little support team. I've created this website so you can see the good that you have created with your donations. Thanks for helping out.
Thanks to everyone and keep it coming - there is lots of work to be done.


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H2O Residences | Project Description
The H2O Residences new launch condo is an exciting new launch condominium well located at Sengkang West Avenue / Fernvale Link, effectively served by Layar LRT station right at the doorstep linking direct to one of the Singapore MRT namely Sengkang MRT. The H2O Residences had won an award for being new waterfront condominium developed by City Developments Limited (CDL).
H2O Residences | Its Attractiveness
- Experience relaxed & peaceful riverside lifestyle
- Most units with either pool, Punggol Reservoir or unobstructed views
- Layar LRT at doorstep – mins to Sengkang MRT & Bus Interchange
- Close proximity to amenities (Fernvale Point, Supermarket, wet market, eateries)
- Future & existing park connectors along banks of Punggol Reservoir
- Easy access to CTE, TPE, SLE & KPE
- Branded quality finishes
- Excellent investment choice with Good rental potential: Mins to Ang Mo Kio Industrial Parks & new industrial areas such as Seletar Aerospace Park..
- Developed by City Developments Ltd
Reflecting the soothing vibes of the river, all five residential towers of H2O Residences property are a contemporary vision of cool elegance. Every detail is designed to captivate your senses.From the careful North-South orientation that facilitates the best views; to the spacious balconies inviting you to enjoy the breezy outdoors. A sparkling array of unique water features and facilities add to the uplifting eco-living ambience.
H2O Residences | Unit Type and Size
|Unit Type
|No. of units
|Size (sq ft)
|1 Bedroom
|2 Bedrooms
|743 – 797
|2 + Study
|850 – 883
|3 Bedrooms
|1076 – 1130
|3 + Study
|1195 – 1227
|4 Bedrooms
|1378 – 1389
|2659 – 271
Location and Sitemap
Contact Us
Developer's Sales Hotline : +65 61002900
Sales Team by Ethel Lim : +65 90606122
To download eBrochure and/or FloorPlans, please fill in details :
Whilst every care has been taken in the preparation of this website with its content and any material attached, the respective Developers and its respective agents and the owner of this website shall not be held responsible for any inaccuracy and omission therein. All visual representations in this website including architectural models, drawings, illustrations, photographs, renderings and other graphic representations portray artist's impressions only and not to be relied upon as statements or representation of facts. All floor areas are approximate measurements only and are subject to final survey. The materials and finishings to be used are subject to changes and availability. All information and specifications are current at the time of publication and are subject to change as may be required and do not form part of an offer or contract. The Sale & Purchase Agreement shall form the entire agreement between the developer and the purchaser, and shall in no way be modified by any statements or representations whether contained in this website or given by the developer's agents or otherwise.
Personal Data Protection Act
By leaving your contact details in this website, you consent to receive SMS, phone calls and/or email messages relating to properties for sale, notwithstanding that the contact details provided has been or will be registered under the Do-Not-Call Registry pursuant to the Personal Data Protection Act. The information you have provided will solely be used for responding to your enquiries or sending property related marketing information to you. We will not disclose the details you have provided to any third parties.
H2O Residences
Latest New Condo Launch 2015
New condo launches by Huttons are :
- Principal Garden in Alexandra jointly developed by UOL/Kheng Leong
- Thomson Impressions in Upper Thomson developed by Nanshan Group
- Sturdee Residences in Farrer Park developed by Sustained Land
Call Sales Team by Ethel Lim 90606122 for pricing info and/or developer discount structure and prelaunch preview registration of interest.
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As September fades towards its dying embers, it is almost impossible to escape the thought that summer is but a memory and that the autumn season is upon us. This is a cause of sorrow for many and, accordingly, in art autumn is a season that is traditionally associated with melancholy. In Keats' poem To Autumn, for example, he describes the season as a time of "mellow fruitfulness"; while the autumn-themed poetry of W B Yeats and the French poet Paul Verlaine is similarly characterised by a strong sense of sorrow. In contrast, I for one always look forward to the beginning of October as being, in my eyes at least, the official start of autumn in this country. Summer wanes and the year slouches on towards winter, green things fade and twilight comes earlier, but I don't see this as any reason for despair. On the contrary, with the promise of Halloween and Bonfire Night casting their long and delicious shadows over the season, for me it is a time to revel in the still cold night and the falling leaves which echo the fall of the year. If you listen closely, you can already hear the steady beat of the drums of autumn.
Drums of Autumn28 Sep
Welcome Message
Welcome to my blog!
I'm a fantasy writer and on this site you'll not only find samples of my work but also articles concerning folklore, myth and legend, reviews of movies, books and graphic novels and much else besides (including the occasional short story - you lucky people!).
Go to the 'Novels' section of this website for more information and to read free samples of my longer fiction. Excerpts from my short fiction appear in the 'Short Stories' section of this website.
The 'Blogroll' below contains links to lots of other fantasy and sci-fi websites and the 'Writer Links' section of this site will take you to the websites of other authors whose work I admire.
If you like what you see on here don't forget that you can follow me on Facebook and Twitter too by clicking on one of the links below!
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The Inn at the Edge of the World
The Witch of Wicken Fen
After the King: Tolkien's heirs
It is something of a relief, having looked last month at his critics, to turn this time to Tolkien's many admirers. It would not be true to say that there was no such thing as epic fantasy before Tolkien: there was a tradition of English and Irish writers before him, such as E R Eddison and […]
Tolkien: The Monsters and the Critics
"This is not a work that many adults will read right through more than once." With these words the anonymous reviewer for the Times Literary Supplement (25 November 1955) summed up his judgment of J R R Tolkien's The Lord of the Rings. It must have seemed a pretty safe prophecy at the time, for of […]
The Wolf in the Attic
1920s Oxford: home to C S Lewis, J R R Tolkien and, in Paul Kearney's novel The Wolf in the Attic, Anna Francis, a young Greek girl looking to escape the grim reality of her new life. The night they cross paths, none suspect the fantastic world at work all around them. Anna lives in a […]
Of Wood Woses and Wild Men
In The Lord of the Rings a strange and primitive folk named the Woses came to aid the men of Gondor in breaking the siege of Minas Tirith. These wild woodland people lived in the ancient forest of Druadan, below the White Mountains. In form they were weather-worn, short-legged, thick-armed and stumpy-bodied and they knew wood-craft […]
Spawn of Ungoliant
Among the foulest beings that ever inhabited Middle Earth were the Great Spiders. They were dark and filled with envy, greed and the poison of malice. First of the beings that took spider form was Ungoliant, mother of the evil race that plagued the world thereafter, as well as a close ally of the first […]
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TORONTO, ONTARIO--(Marketwire - Sept. 11, 2012) - Housing starts for the Toronto Census Metropolitan Area were trending at 54,600 units in August according to the Canada Mortgage and Housing Corporation (CMHC). The trend is a moving average of the monthly seasonally adjusted annual rates (SAAR)(1) of total starts data. The standalone monthly SAAR was 64,500 units, up from 51,700 units in July.
"Starts in Toronto will moderate in the months ahead due to a reduced backlog of construction-ready condominium projects and increased labour constraints caused by the record number of units under construction. However, the recent strength in construction will help increase rental supply, as rental apartment starts are running at a 20-year high and a large share of condos underway are expected to be used as rentals," said Shaun Hildebrand, CMHC's Senior Market Analyst for the GTA.
For some markets, CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and to obtain a more complete picture of the state of the housing market. In some situations, analyzing only SAAR data can be misleading in some markets, as they are largely driven by the multiples segment of the markets which can be quite variable from one month to the next.
As Canada's national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of high quality, environmentally sustainable and affordable housing solutions. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making informed decisions.
For more information, visit www.cmhc.ca or call 1-800-668-2642. CMHC Market Analysis standard reports are also available free for download at CMHC Housing Market Information.
(Ce document est disponible en français)
(1) Seasonally adjusted annual rates (SAAR) are monthly figures adjusted to remove normal seasonal variation and multiplied by 12 to reflect annual levels.
To view the figures associated with this press release, please visit the following link: http://media3.marketwire.com/docs/TORenTable.pdf.
Contact Information:


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J.D. DiBattista, M.R. Gaither, J.-P.A. Hobbs, P. Saenz-Agudelo, M.J. Piatek, B.W. Bowen, L.A. Rocha, J.H. Choat, J.H. McIlwain, M.A. Priest, T.H. Sinclair-Taylor, M.L. Berumen
Coral Reefs, vol. 36, issue 2, pp. 625-638, (2017)
Coral-reef, Fishes, Cryptic species, Endemism, Life-history, mtDNA, Red Sea
The Arabian Sea is a heterogeneous region with high coral cover and warm stable conditions at the western end (Djibouti), in contrast to sparse coral cover, cooler temperatures, and upwelling at the eastern end (southern Oman). We tested for barriers to dispersal across this region (including the Gulf of Aden and Gulf of Oman), using mitochondrial DNA surveys of 11 reef fishes. Study species included seven taxa from six families with broad distributions across the Indo-Pacific and four species restricted to the Arabian Sea (and adjacent areas). Nine species showed no significant genetic partitions, indicating connectivity among contrasting environments spread across 2000 km. One butterflyfish (Chaetodon melannotus) and a snapper (Lutjanus kasmira) showed phylogenetic divergences of d = 0.008 and 0.048, respectively, possibly indicating cryptic species within these broadly distributed taxa. These genetic partitions at the western periphery of the Indo-Pacific reflect similar partitions recently discovered at the eastern periphery of the Indo-Pacific (the Hawaiian and the Marquesan Archipelagos), indicating that these disjunctive habitats at the ends of the range may serve as evolutionary incubators for coral reef organisms.
DOI: 10.1007/s00338-017-1548-y
See all publications 2017


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All Testimonials
Tuesday 21 August, 2018
Not once have I been disappointed with the products or customer services from joker tattoo supplies. Their customer service is second to none and if you do have a problem , the staff will jump through hops to make sure you are satisfied and happy. It?s rare to find a company that go the extra mile for there customers and I. Will be a customer for life. Thank you Joker tattoo supplies staff. Your hard work does not go unappreciated.
Wednesday 07 March, 2018
Just recieved my order today. Delivery was quick and the packing was excellent. I had a large order and they forgot a box of stencil paper, called them up and immediately expressed mailed me the box. Very good customer service and the products were all genuine and not knock offs. Will be getting all of my tattoo supplies in the future from joker.
Saturday 25 March, 2017
If your looking for fast friendly service then look no further the ladies and gentlemen at this company are top notch I've used many suppliers over the years but now this is my number one stop whenever I need anything thanks for everything joker tattoo couldnt do it without you...
Wednesday 15 February, 2017
Joker Tattoo Supply is fast and offers great deals on the equipment I need. Thanks Joker.
Thursday 09 February, 2017
When I placed my first order, over $500, they got in contact with me by both phone and email same day to verify my identity. Any company that goes to that length to protect not only themselves but their customers is a place for me, as well as having such amazing communication. Any email I sent was answered same day, if not first thing the next morning. My order took 2 business days to process, and was shipped 2/6. I got it 2/9 with their free shipping. Everything was in great condition, not even a dent on the box. Well packaged, especially my gallon of green soap. They products were all legit, no knock offs (always worried) and in great quality. I am INSANELY pleased with my dealings with Joker Tattoo, and will be returning my business faithfully so long as they keep up such great care. Would recommend.


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RSS Updates
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Food Bank Posts
October 11, 2011
I Know Why FedEx Cares in Los Angeles
***Follow @FedExCares on Twitter for real-time updates from our team members around the world! Also check out photos on Facebook from our volunteers.
November 20, 2009
Hunger Awareness – The Collierville Food Bank Garden
FedEx volunteers help support a local Memphis-area food bank by caretaking for a living garden that supplies the Collierville Food Bank with fresh produce for the people who depend on it.
May 27, 2009
FedEx Team Members Help Support Local Food Banks In Time of Need
Donations to the country's Food Banks have not been able to keep up with the demand as economic woes are forcing more people than ever to get assistance to help feed their families.Seeing an opportunity to help local communities, FedEx team members in several cities have staged food drives, made deliveries to senior centers and provided much needed volunteer support at their local food agencies. In Indianapolis, employees recently participated in a city-wide cross operating company
December 23, 2008
Brain Food for Hungry Kids
Have you ever thought about what a hungry child does over the weekends when she isn't at school to receive Title 1-funded breakfast and lunch? Unfortunately, hunger doesn't disappear over the weekend. Can you imagine how long those weekends must be? How can we possibly expect her to make good grades if she is missing meals? Recently, a story ran on the San Francisco/Oakland CBS affiliate about a great FedEx Backpack program in connection with the Alameda County Food Bank to deliver bags of food to students on


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ALL CARDS: (Top) Little Sunshine, Bright Floral Frame shown with custom envelope, (Middle) Confetti Swirls shown with back-of-card design, coordinating envelope liner and coordinating address label, Confetti Swirls Birthday Invitation Thank You, (Bottom) Lustrous Love Girl.
Make exclusive designs uniquely yours with stylish customization options.
Enjoy the highest standards, from deluxe paper to industry-leading printing.
Count on superb service, fast shipping and a finished product you'll love.


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I know! The four-year funding programme which financed the 15 initiatives of the New Music Community concluded in December 2011. By filling out the quick online type, you'll be able to add your identify, contact data, instrument and musical pursuits for other SMMN members to see.
United Screens Music Network will from begin include a tons of of partners, amongst others Zara Larsson, Alesso, Bob Hund, Ten Group, Refune, PelleK and Frog Leaps Studio. There is various artists and labels that earlier did not earn something on their music on YouTube, however after beginning to work with us they increased their revenue to 5 digit numbers, says Jenny Ericsson, Head of Music, United Screens.
He has owned a document label and a music journal, and has acted as a manager, agent, promoter, booker, international reside music advisor and was commissioned to be the official 'thinker in residence', reporting on music coverage, for the South Australian authorities.
He's a founding member and a former president of AMAEI – Association for Musicians, Artists and Impartial Labels. Music Network's partnership with The Ark, the youth cultural centre in Dublin's Temple Bar has result in a successful strand of programming for children.
This group, initially called Orlando Skilled Music Trade, was founded by Steven Battey in 2016. In 2006, the Federal Cultural Foundation launched the New Music Network, which it financed with 12 million euros between 2008 and 2011. By sharing songs, exchanging ideas, and creating neighborhood.


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Apple finally reviled its much awaited iOS 9 on Monday. It demonstrates spanking new Siri capabilities and a new name for Passbook. And that's just begun to scratch the surface only so, we piled up the most interesting features below to assist you to understand what's new in the new iOS 9.
All New Siri Interface
Apple introduces considerably new and more colorful interface for Siri – and it promise the personal assistant feature can perform allot in the upcoming iOS 9 software update.
For instance if You can ask "show me videos from Utah from last December," and Siri will recognize which photos to serve up and will show you the same. You can also set reminders in Siri such as "take your god for walk, because the personal assistant can now determine when go for walk.
Spotlight Search
Apple acknowledged that Siri and Spotlight have been woven together firmly in iOS 9, which facilitate Siri to suggest things – like contacts – based on your email and calendar whenever you pull down to access the Spotlight panel. which is something that's not available on iOS 8.
API for Search
Apple now offers an API for search: "When a user performs a search, it can find relevant content behind the apps they have on their device, and when they tap they're landed to exact place into the app.
Possibly the most exciting feature of the new iOS9 is it's multitasking and the split window feature. User can effortlessly swipe or pull down additional applications on to the screen which will share half of screen space with the primary apps. So, now you can book movie tickets even as you are ordering food on another app, or preparing your office notes.
Mingle this with iPad's 'slide over' feature, which enable you to run other apps without leaving the one you're in, and the user's time per task ratio decreases considerably.
Apple Pay & Wallet (Passbook Previously)
With Apple Pay in iOS 9 will enable you to add store credit cards and rewards cards (in addition to bank debit and credit cards).
Apple demonstrated associates like Kohl's, baskin robbins, and Dunkin Donuts at WWDC 2014. The company also proclaimed it is working with Pinterest, which is about to launch Buyable Pins, so you can purchase products directly from Pinterest. Buyable Pins are iOS-only feature for now and coming later on this month.
In iOS 9 a toolbar comes in Notes comes with formatting options. With new Notes you get lot of new functionalities, for instance the ability to make checklists, add photos, draw and sketch within of Notes, add a link to notes from the share sheet, and more …
And Yes…….Your Passbook is now "Wallet".
Apple also proclaimed that it handling more than 5 billion user requests per week, which is more then google. Transit directions are added to its Maps app. Now when you enquire information about trains, you will be all able to tap on a station to spot all the lines that run through it
Apple Music (Killer One)
Tim Cook, Apple's CEO, introduced something new: "Today we're announcing the Apple Music, the next chapter in music," he said. Apple Music is a 24-hour international radio station called Beats One, It features DJs broadcasting from three cities.
The new Music app also has a tab called "For You". It shows the personalized playlists and albums you like. There's also a "New" tab that illustrate new albums and artists & top charts.
All content displayed in two panes. The first pane, called the "All", is where the artist's entire library available through iTunes.
The second pane, called the "My Music", it's where locally stored and owned content is displayed. You can also create and share your own created playlists from these areas.
Health Kit
Women all across the globe will be pleased to hear that Apple HealthKit will start tracking "reproductive health" too. Oh.. Yeah that's right!
It was a concise mention. But the message was loud and clear: In iOS 9, the iPhone's Health app will be intelligent enough to track a woman's period and ovulation. Finally! Apple announced several new HealthKit metrics as well, for instance UV exposure and how often you're seated.


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Getting into porn at the ripe age of 27, Latina porn star Elena Heiress was born March 9, 1980, but just started performing in 2007. A dark- skinned Latina with black hair; Elena is 5'2 tall with a perfect 34C-24-36 figure. Elena was born and raised in Southern California, which she refers to as "the Bay." She is considered very new to the industry, having started in February 2007, Elena has already shot about 25 scenes. She is bi-sexual, and considers herself to be 'girl-crazy.' Loves to dance and is also planning to merge her career into personal training. She was quoted saying "SUCCESS IS ESSENTIAL… FAILURE IS NOT AN OPTION……"
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A TCP/IP utility on Microsoft Windows NT and Windows 2000 for diagnosing problems with name servers at the command prompt. Nslookup is installed on a computer running Windows NT or Windows 2000 when you install the TCP/IP protocol on the machine. You can use nslookup to manually display resource records in the zone files of DNS servers. The utility can operate in either an interactive or a noninteractive mode.
You enter interactive mode by typing nslookup at the command prompt. Once in the interactive running state, you can type ls -d microsoft.com to list all the resource records for the microsoft.com domain that are stored in the DNS database of the name server being queried.


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The NJEA Addresses Critical Topics in Education
Steve Adubato sits down with the New Jersey Education Association's Executive Director, Ed Richardson, and President, Marie Blistan, to discuss the latest in education including: school funding, standardized tests, school consolidation, and public-employee health plans.
10/27/18 #227
"Welcome to State of Affairs. I'm Steve Adubato. Coming to you from the Agnes Varis, NJTV studio in Newark. I'm going to introduce two very special guests, Ed Richardson, executive director of the New Jersey Education Association, and his colleague, Marie Blistan, President of the New Jersey Education Association. 200,000 members... Mm hmm. ...strong. Correct, Marie? Yes. That's absolutely correct. Not just teachers? No. Who else? We have teachers, child study teams, librarians, nurses, custodians, bus drivers cafeteria workers, maintenance... How long is this gonna go on? ...security personnel... It goes... ...secretaries... [laughter] ...for as long as it takes to answer that question. That's a lot. All of the essential people we need to run our public schools. Yes. Wow. It's absolutely true. And by the way, I always say this. When every educator... public school educator comes on... thank you. All of you. For everything you do for our children and other children everyday. Yeah. We we're talking about a whole range of substantive, important issues. And let me disclose, the NJEA, a major underwriter of the work that we do in public broadcasting. And as you know, a big supporter of public broadcasting. Mm hmm. I'm curious about this... as we do this program, and toward the latter end of September, there's just been a deal struck between the Governor Murphy Administration and public employee workers having to do with... help me on this if I'm wrong, renegotiating health and pension benefits... saving the state a significant amount of money? Set this up for us. So not pension benefits, but... Only health? Right. State provided health insurance. Our members are in a program called the School Employees Health Benefits program. Other public employees are in another state health benefits program, so this was on the school employee side. Hold on... Communication Workers of America... they have a different... They're in the state... ...state health... ...Employees Health Benefits... Got it. ...Program. Okay? There are design committees of both of those programs. And those design committees have equal representation from unions and from the administration. That design committee for the school employees program got together just yesterday and agreed to changes that will, in total, save the state about four hundred and seventy million dollars over two years. How does it save it? Explain it. Basically, there were a whole variety of changes that were put in place to really improve the way that care is delivered without diminishing the level of care. The big one is on the retiree side, I will say, having to do with the post retirement medical benefits for Medicare eligible retirees. The state bid and got a very attractive bid from Aetna for a program that..."


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Tuesday, July 22, 2008
I want to win this cute vintage apron so I'm spreading the word about the giveaway to get more entries. Look at how cute it is, but please do not enter and ruin my chances. :) just kidding! Head over and check out this fun blog, and while you are there go ahead and enter the giveaway. I guess won't hold a grudge if you win and I don't.
2 comments:
- Anna M. said...
Hi Erica! Thanks for sharing the info about that fun giveaway! I hope that either you or I win...that would be fun!
- July 22, 2008 at 10:57 AM
- Jacquie said...
i really went over just to check out the apron...i needed some ideas...then i fell in love with that apron and entered. No self control at all!
- July 23, 2008 at 9:19 AM
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Turns out justice has been there all along.
In 2018, the word has appeared daily in news stories about the Justice Department, obstruction of justice, Supreme Court justices or social justice, to name a few.
For its steadfast relevance over the past 12 months, "justice" is Merriam-Webster's 2018 word of the year, an annual distinction the dictionary's editors choose based entirely on look-up data.
"For many reasons and for many meanings, one thing's for sure: justice has been on the minds of many people in 2018," Merriam-Webster associated editor Emily Brewster said in a statement.
There were 74 percent more look-ups for "justice" on Merriam-Webster.com than in 2017, according to the dictionary. In general, a constant stream of news stories about the Justice Department kept the word in the public consciousness throughout the year. In addition, "the concept of justice has been at the center of many national debates in 2018 — from social justice to criminal justice," the dictionary noted.
But people also turned to the popular online dictionary to look up specific uses of the word after certain events and news stories this year.
For instance, searches for "obstruction of justice" spiked Aug. 1, the day President Trump tweeted for then-Attorney General Jeff Sessions to stop "this Rigged Witch Hunt" — the investigation into Russian interference in the 2016 U.S. election led by special counsel Robert S. Mueller III.
Searches for "justice" also spiked on Merriam-Webster.com during the Senate confirmation hearings for now-Supreme Court Justice Brett M. Kavanaugh, the dictionary noted.
"Justice might seem like a very common word, but it's often familiar words for abstract concepts that are among the most-looked-up words in the dictionary," Merriam-Webster editor at large Peter Sokolowski said in a video accompanying the dictionary's announcement. "When common words are used in contexts that are very specific, technical or legal, we turn to the dictionary for the detail and nuance that a definition would have."
Other words were pushed to the dictionary's notable list because a single news event: Searches for "lodestar," for instance, spiked after the New York Times published an anonymous op-ed by someone in the Trump administration that contained the word. "Nationalism" spiked in October after Trump declared he was a "nationalist."
'Who is Scott Free?' A search for meaning after Trump's misuse of a medieval idiom.
"You know, they have a word — it's sort of became old-fashioned — it's called a 'nationalist,' " Trump said at a rally in Texas. "And I say, really, we're not supposed to use that word. You know what I am? I'm a nationalist, okay? I'm a nationalist. Nationalist. Nothing wrong. Use that word. Use that word."
By comparison, searches for "justice" were more consistent throughout the year.
"The word and the concept of justice has been at the center of so many of our national debates in the past year: Racial year. Social justice. Criminal justice. Economic justice," Sokolowski said. "Any conversation about these topics can naturally lead to seeking a clearer idea of what we mean when we speak of justice."
"Justice" joins Oxford Dictionaries' "toxic" and Dictionary.com's "misinformation" as words that topped lexicographers' year-end lists for 2018. It also succeeds "feminism," Merriam-Webster's 2017 word of the year.
'Alt-right,' 'troll' and 'dog whistle' among new entries added to Merriam-Webster dictionary
Not all of the dictionary's top words in 2018 were related to politics.
"Laurel" spiked in May after an audio recording went viral, asking its listeners "What do you hear?! Yanny or Laurel" and prompting an Internet debate not seen since the likes of the blue-and-black dress. "Pansexual" spiked in April after Janelle Monáe discussed her pansexuality in an interview with Rolling Stone magazine.
Merriam-Webster also saw spikes for three words after the deaths of famous figures year: "maverick" for former senator John McCain, "excelsior" for comic book writer Stan Lee and "respect" for music legend Aretha Franklin.
"Looking at the year through the prism of vocabulary by analyzing our look-up data reminds us that words matter," Sokolowski said. "Through the dictionary, we can make these connections with words that tell us something about our culture, our language and ourselves."
Read more:
'Toxic' is Oxford Dictionaries' 2018 word of the year. 'Gaslighting' and 'techlash' are among runners-up.
California's chief justice leaves GOP, says she was 'greatly disturbed' by Kavanaugh hearing
Time's Person of the Year: 'Guardians' of the truth, including slain journalist Jamal Khashoggi


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Richard Stein is a member of the firm's M&A and Corporate Transactions Group. His practice focuses on the general corporate representation of a variety of emerging and mature technology, manufacturing and life science entities. Richard serves as counsel to these clients in corporate transactions ranging from venture capital financings to public offerings.
Richard's practice is comprised of significant components of M&A and securities work. He has handled numerous domestic and international purchases and sales of entities. Richard's securities practice includes a variety of equity offerings, such as initial and secondary public offerings and shelf registration statements. He is also regularly involved in advising clients with respect to securities compliance issues.
Richard also has extensive experience in representing clients in a variety of complex contractual matters. He has participated in a large number of sophisticated information technology, licensing, outsourcing, product distribution and related transactions.
Boston College Law School, J.D., cum laude
Richard is a member of the Boston Bar Association and he is currently a member of the Advisory Board of the Gift of Hearing Foundation. Richard formerly served as Chairman of the Board of Directors of Boston Cares, a non-profit entity that conducts volunteer programs throughout the Greater Boston area.


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We have also been selling Goat babies and rabbits! Kara decided to sell her Dwarf Hotots. She likes the Holland lops better. So her Buck-Cotton and one of the younger does went to a new home tonight. We have even sold a baby Holland Lop with out advertising!lol The last 4 will be ready to wean next week. They are so cute. I will get new pics of all the babies soon!
I also got peas planted finally! Of course we are under a freeze watch right now but I am not going to worry. Since its cold weather stuff I got planted. I am taking over the yard with garden spots!Lol I told Kyle Hey less Mowing!!
Right now I am ready for bed!


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Looming war threatens all Feyre holds dear in the third volume of the #1 New York Times bestselling A Court of Thorns and Roses series.
Feyre has returned to the Spring Court, determined to gather information on Tamlin's maneuverings and the invading king threatening to bring Prythian to its knees. But to do so she must play a deadly game of deceit – and one slip may spell doom not only for Feyre, but for her world as well.
As war bears down upon them all, Feyre must decide who to trust amongst the dazzling and lethal High Lords – and hunt for allies in unexpected places.
In this thrilling third book in the #1 New York Times bestselling series from Sarah J. Maas, the earth will be painted red as mighty armies grapple for power over the one thing that could destroy them all.
Both Jenny O' and I agree, A Court of Wings and Ruin was amazing and everyone needs to read this series ASAP! It is a massive read, sitting precisely at 699 pages, and both of us would have happily read more simply because we are obsessed with this world and the characters! If you are emotionally invested in the ACOTAR series or a fan of Maas' writing, you will be pleased. A Court of Wings and Ruin is wonderful and a strong conclusion to Feyre's story.
Sarah's Thoughts:
The scope of A Court of Wings and Ruin is massive! The entire book builds to the final battle – there is a ton of action and it is all happening in multiple places with a record breaking number of characters, both old and new. Spending little time at the Night Court, Maas jumps between the other courts of Prythian and the battlefield. We even learn a bit about the world beyond Prythian, leaving me to hope that Maas' future ACOTAR novels will include more creatures like Amren, the Bone Carver, and the Weaver of the Wood!
Once again, the best part of A Court of Wings and Ruin is still the characters. Feyre, as our heroine, has come so far! She is brave, complex, and full of dreams, flaws, and failings. Feyre's relationship with Rhysand remains enchantingly beautiful and complex. But what Maas does the best in this final book (and the trilogy as a whole) is she spends just as much time developing her secondary characters as she does her main ones; in A Court of Wings and Ruin, we spend more time with Feyre and Rhysand's inner circle, watching Azriel, Cassian, Mor, and Amren face their own emotional arcs. The addition of Feyre's sisters, Nesta and Elain, added another layer of complexity to the story as well as several new romantic entanglements to obsess over.
The ending is explosive! So much happens! The revelation that more books are coming, even if they are spinoffs/side-stories, is so relieving just because it means we do not have to say goodbye to this world or the characters. The ending of A Court of Wings and Ruin was great, do not get me wrong; it feels complete and the place where we leave most of our major characters feels satisfying. However, there are a handful of dangling plot threads about various characters and romantic relationships that are not explicitly tied up in a neat bow and I am totally invested in learning what happens next in their lives.
I loved this book and this whole series! It was simply enchanting.
Rating: 5 out of 5 stars
Jenny O's Thoughts:
This was a very satisfying conclusion to the story arc Maas began in A Court of Thorns and Roses and an all-around great read. I couldn't put it down!
Maas's past struggle with pacing is not in evidence in this novel; the action of this book started from the first few chapters and carried us all the way through to the end. In addition, the writing is even better than the previous installment, and the plot was intricate and surprising.
Feyre has really reached her maturity in A Court of Wings and Ruin, and her relationship with Rhys reflects that. She has strength and gumption, making for an inspiring and entertaining lead. Maas is also successful in creating emotional depth between our protagonists and the supporting characters — those moments of interaction and honesty are some of my favorite parts of many scenes. I would love to see the next books of this series further explore those characters and their relationships.
It is always refreshing to have LGBT characters play a significant role in the story, and I think they were handled well in this case. They are a welcome, and much needed, addition to the cast of characters used in most main-stream fiction.
I really enjoyed this book and am already looking forward to future volumes in the ACOTAR world.
Rating: 5 out of 5 stars
Book Information:
Title: A Court of Wings and Ruin (A Court of Thorns and Roses #3)
Publisher: Bloomsbury USA Childrens (May 2, 2017)
Genre: Fantasy, Science Fiction & Fantasy, Fiction, Fairy Tale, Romance, Action & Adventure
Read… as a buddy read with my dear friend Jenny O' while… listening to the author's playlist on Spotify.
Purchase your copy here.
Author: Sarah J. Maas


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Eichel proving a lot more than an elite goal scorerby Mike G. Morreale
The opposition may design creative ways to keep Jack Eichel from generating quality shots on net, but it won't ever discourage him from setting up an open teammate.
|Jack Eichel, BU Terriers (Jim Pierce/BU Athletics)
Eichel, a projected top-two pick in the 2015 NHL Draft, proved that point Saturday in a 4-2 victory against Merrimack College before 4,366 fans at Agganis Arena in Boston. Boston University is 10-3-2.
The Terriers top center, who has scored just once in the past five games (2-2-1), was limited to one shot against Merrimack on Saturday. The 18-year-old instead set up linemate Danny O'Regan three times to help him notch his first collegiate hat trick. Eichel finished the game with four assists.
O'Regan said after the game it isn't hard playing with Eichel, a chess master on ice. The Terriers top line of Ahti Oksanen, Eichel and O'Regan, a 2012 fifth-round choice (No. 138) of the San Jose Sharks, accounted for 16 of the team's 46 shots on goal.
"You just kind of have to get to the right spot," O'Regan told Bostonglobe.com. "I know [Eichel's] going to go around a couple of people and find me. I just have to be patient and go to the right areas. He's got the ability that nobody else in the league has to just skate around people. I just keep it simple, try to get him the puck with speed and he's always looking to give it back."
O'Regan scored his first goal when he collected a pass from the left circle in the slot from Eichel. He scored his second when Eichel made a cross-ice pass to John MacLeod, who took a shot from the right circle that deflected off O'Regan into the net. Eichel fed fellow freshman Brandon Hickey from the right circle to the slot for his third assist of the game, before helping O'Regan cap his big night when he fed him in the slot off a nice pass from the left corner.
All in a day's work for NHL Central Scouting's A-rated skater from Hockey East. Eichel now has eight goals and leads his team with 17 assists, 25 points and a plus-20 rating in 15 games. Boston University will close out the first half of its schedule on Dec. 13 when it visits Rensselaer Polytechnic Institute in Troy, N.Y., at 7 p.m. ET.
Meanwhile Erie Otters center Connor McDavid has missed the past 11 games while recovering from a fracture in his right hand sustained Nov. 11. McDavid is still considered by many to be the No. 1 pick in the 2015 Draft.
Without McDavid, Erie has won six of 11 games while receiving production throughout the lineup. Despite his absence, McDavid still ranks second in the league with 51 points (16 goals, 35 assists) in 18 games. He also has a plus-34 rating.
McDavid and Eichel were invited to selection camp by their respective countries for participation in the much anticipated 2015 IIHF World Junior Championship set to begin Dec. 26. McDavid is one of 29 players on the Canadian roster and Eichel is one of 30 invites for the United States.


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The 5 most important lessons I learned from last semester/
We're two days away from the exam. By the time the next blog post goes up, I'll be officially done with cell biology. Just writing that gives me chills. One of the seniors told me that those who worry about failing usually aren't the ones who fail. So if there's a direct correlation between the two, I should be good.
While I am still feeling the nerves, I have learned so much from this experience. Therefore, I thought I'd share the five most important lessons from cell biology I'll be taking with me into the next block:
- Write things out by hand: I wish I'd started doing this sooner. This has been so helpful in limiting myself, as I am prone to over explaining things, and taking way too many computer written notes, that I never even bother to print out. Lately I have been using this non-lined ring binder book, and I've been loving drawing out processes and making little diagrams. It has been especially helpful when it comes to biochemistry, for setting up equations and metabolic cycles. The next block is all calculation based, so I'll definitely be making a similar sort of "rule book".
- Going to an allocated study space helps A LOT: I've always thought I was the type of person who studied best in the comfort of her own home, but boy was I wrong! It seems the only three things I need to study are a comfortable chair, decent lighting, and a steady stream of caffeine. So while I will be investing in a better chair for our apartment, I'll probably continue using the school study space.
- ASK MORE QUESTIONS: I'm ashamed to admit, I've failed my resolution of asking more questions in class miserably. However, after seeing how much difference asking even the most embarrassingly basic clarifiers makes, I will try to make good on my resolve.
- Reading the syllabus actively: I have gotten so much use out of our textbooks! Usually, I hear people complain that they only use three or four chapters in their expensive university textbooks, and that they're pretty much a ploy to get students to waste money etc. But that hasn't been my experience at all! While you can google pretty much everything, I've found that reading the facts from a reliable source takes much less time, and the books are (most of the time) better formulated than what I've found, scouring the internet. One thing I would recommend any student, in any field, is continuing to read books in their free time. It doesn't matter whether they are novels or non-fiction. Just continue to read as much as possible. Being able to just sit and read for longer stretches of time is an underrated and incredibly useful skill.
- Preparing for lectures in advance, and then reviewing the lectures directly afterward: While I have read in advance for almost all the lectures last semester, I haven't reviewed my notes until I was preparing for the exam. This next block, I'm going to go about it a little bit differently. I'll continue reading in advance, because I prefer going into class with a rudimentary knowledge of what we're going to learn that day. However, instead of waiting until the last two months to review my notes (which I won't even have time for, since the next exam is just one month away), I'm going to start to review the notes directly after the lecture, and stay behind in school for an hour or so, just to make sure I fully understand everything.
That's pretty much it! I'll be going back to plasmid vectors and reading about cloning now, but I hope you're all having a great Sunday, and a great Super Bowl Sunday for my American readers. I plan to try to stay awake for the halftime show later, but by the time it's on, (the broadcast starts at half past midnight Norwegian time), I'm sure I'll be fast asleep.
Keep your fingers crossed for me this upcoming Wednesday!


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The Role of Behavioural Activation and Inhibition in Advertising Appeals
Sprott Letters , Volume November - Issue 2007
Advertising appeals are central to the effectiveness of advertising and have been studied extensively. However, past research has focused primarily on examining the effects of one or another type of appeal on consumers, and little is known about the concept of an advertising appeal itself. As part of a broader program intended to address this gap, this paper examines the role of underlying motivational forces in the development of consumer attributions regarding advertising appeals. More specifically, we are centrally concerned with examining under what conditions emotion states, personality traits, and underlying motivations may lead to product judgements and subsequent (purchase) behaviour.
|Additional Metadata
|Working Papers
|Sprott Letters
Murphy, Steven, & Papadopoulos, N. (2007). The Role of Behavioural Activation and Inhibition in Advertising Appeals. Sprott Letters, November(2007).


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Alpha Male XL Overview
Alpha Male XL is a male enhancement supplement. The manufacturer has changed its name to Alpha XL, but the ingredients and formulation remain the same.
This product promises to boost performance, provide stronger blood flow, improve overall mood, and alleviate fatigue.
It contains natural herbal extracts that have been clinically tested to fight the effects of aging.
Furthermore, the manufacturer guarantees that you will experience results fast, and these positive effects last for up to 24 hours.
Alpha Male XL Manufacturer
Alpha Male XL is a product of Alpha XL Distribution, formerly Alpha Male Distribution. Their address is 10151 Deerwood Park Blvd. Suite 200-250, Jacksonville, Florida 32256 USA.
If you need to contact them, you can send an email to email@example.com.
What's the Best Alternative to Alpha Male XL?
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- Saw Palmetto – This plant increases the testosterone levels in men and is a medicine for urinary and reproductive health conditions.
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- Panax Ginseng – Another plant that can be used either orally or topically, this can treat male sexual dysfunction and prevent premature ejaculation.
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L-Arginine, the only non-botanical substance in this supplement, could also cause a negative response in people prone to allergies or asthma.
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Alpha Male XL Dosage and Instructions
Take two capsules of Alpha Male XL daily. For best results, use it in the morning, about an hour before breakfast.
You may also take the same dosage with food before you head to the gym for a workout. Be careful not to exceed the recommended dose.
Best Places To Buy Alpha Male XL
This male enhancement supplement is exclusively available online. You can buy it on Amazon and eBay.
You cannot find this product in pharmacies or retail stores.
Latest Alpha Male XL Reviews
There are positive and negative Alpha Male XL reviews from adult men. Those who were satisfied with it reported results such as a bigger penis, harder erections, and longer intercourse.
Surprisingly, many of the positive effects are not related to male sexual enhancement. The reviews center more around increased stamina, more energy for workouts, feeling younger, and improved mood.
However, these users noticed that the price has doubled since the manufacturer changed the product's name.
On the other hand, many users complained that this supplement did not work for them. They didn't have the expected hard erection, larger penis, T-level boost, or increased energy and sex drive.
In addition, some of them experienced side effects such as sleepiness, feeling tired, and pain in the lower abdomen.
Others discovered that if they took the capsules later in the day, they weren't able to sleep well at night.
One guy said that this product gave inconsistent results. Sometimes, he would have more energy and stamina for his workouts. At other times, he didn't feel any effect.
Is Alpha Male XL Legit Or A Scam? Conclusion…
Overall, Alpha Male XL seems like a safe and effective male enhancement supplement.
What we like about it is the ingredients list. Not only does it consist mostly of herbs, but the product label also indicates the exact amount of each ingredient.
However, based on the reviews we found, we think that it may not be for everyone. While it does work for some men, others did not experience the same results.
In addition, you may not get the full-scale benefits of a male enhancement product from Alpha Male XL. The reviews from users indicate that its positive effects sometimes focus on increasing stamina and energy but does not include any sexual aspect.
Nevertheless, our verdict on this supplement is that it's worth a try. Just make sure that you heed our warnings on its side effects.


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NOEL Gallagher is the epitome of the Champion Dad. Stylish, forthright and a good example. That is, most of the time.
But it seems The Chief is getting a little sick of the selfie.
"I'm sick of fans ASKING FOR SELFIES, BUT I JUST TELL THEM TO GO F–K THEMSELVES" Noel GAllagher.
In an interview with the Rolling Stone he says it is the worst part of the fame game.
"There's no downside to fame. It is a bit awkward when you're just walking around a department store trying to buy underwear and there's people following you with camera phones and shit like that. But the downside to fame, I've yet to experience one. It's great."
But he added: "I'm sick of fans asking for selfies, but I just tell them to go and fuck themselves. I'm not beholden to anyone with a camera phone and I don't give a fuck if they think I'm an arsehole."
"I turn down photographs on a daily basis. When people say can I have a picture and I just say no and they just (laugh and) go, 'Yeah, what really?' 'Yeah really I'm fucking busy here buying underwear'. Some people get so offended and then you get people who insist, they insist.
"If I feel like doing it, I'll do it if I don't feel like doing it fuck them. I don't live my life to have my picture taken by fans whether they buy my records or not. I don't ask them to buy them."
Guaranteed if Champion Dads ever sees Noel Gallagher at Baby Kingdom – we'll be asking for a selfie.
What do you think? Let us know below.


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Andrew Dice Clay born as Andrew Clay Silverstein is an American actor and a comedian who became famous by the end of 1980. That was as a result of his comedy known as The Diceman. From the show, Dice Clay was considered as the best seller of Madison Square Garden. He did it for two nights continuously. Let's find out more about how much is Andrew Dice Clay's net worth in 2019.
Early Life
Andrew Dice Clay was born in 1957, 29th September in Brooklyn, New York. He was raised on the outskirts of Sheepshead Bay. He was the son of Jacqueline as his mother and Fred Silverstein who is his father. He was born together with his sister. His father earned a living by working in real estates as a salesman. He also played boxing game. By the age of five, Clay had portrayed a character of a comedian by impressing his family in the living room. He would entertain them wholeheartedly.
Clay married Kathy Swanson in 1984. His marriage lived for two years and then sought a divorce in 1986. He was not tired of marriage hence later he married Kathleen Monica who worked as a waitress in 1992. Ten years later, he underwent another divorce in 2002. The wedding between Clay and Kathleen bore Maxwell Lee and Dillon Scot.
Clay then moved on to fulfil his vision as a husband and hooked Valerie Vasquez and married her in 2010, 14th February. The ceremony was held in Las Vegas. The couple separated in 2014, 18th March with an intention to divorce in April of the same year. However, they promised to leave some ties for almost a decade. Valerie is a hairstylist and also a makeup artist. Maxwell who is Clay's son takes after him in a career as he is also a stand-up comedian.
Andrew's career started in 1978 when he auditioned at Pips. That is a local comedy club based in Sheepshead Bay in Brooklyn. He made comedy impression and made a substantial impact on his career. The effect caused Clay to be addressed as Andrew Clay. He acted like John Travolta in Grease and as The Nutty Professor in Jerry Lewis. He also portrayed a character of the dice man which was like of many was related to Buddy Love. The figure grew well in Clay and used it in all his comedies.
Clay acted as an HBO known as Assume the Position in 1995. He released a sitcom known as Bless this House which was a development deal. It was between Clay and the producer Bruce Helford. Through the internet, Clay came up with triple-live album known as Fifth in 1998. He connected with New York City-based program known as The Opie and Anthony Show.
Awards & Achievements
Andrew Dice Clay received a Razzie Award in 1991. It was in the category of the Worst Actor for his work in The Adventures of Ford Fairline.
Net worth of Andrew Clay
Andrew Clay is estimated to have a net worth of $10 million. He gathered his wealth from his roles as a character comedian. He has also been an observational comedian who is also a quick way of amassing wealth. He is also involved in political satire and insult comedies to popularise his stages and shows for better wealth amassing.
Andrew has been featured in many movies and has put a lot of standup comic albums in the market. His eyes are on acting and at the same time touring, and he still performs his stand-up. Clay's name in entertainment is always intact despite ups and downs.


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Every so often, we like to take a break from our serious Maui real estate blog topics and point out something fun to our readers. After all, choosing to live on Maui isn't all about home prices and economic trends. Sometimes, it's worth discussing the opportunities for fun and enjoyment that abound here. On that note, world-famous cellist Yo-Yo Ma is going to perform here on Maui on January 22nd, which is this coming Thursday.
Not familiar with this talented musician? If so, you've probably heard his music in various films and TV shows without realizing it. For example, have you ever seen Mission Impossible, The Horse Whisperer, The Talented Mr. Ripley, Immortal Beloved, Master and Commander, or Crouching Tiger, Hidden Dragon? These are just some of the movies that have benefited from his talent. As for TV shows, he has worked on The West Wing, American Horror Story, Alias, and even Sex and the City.
Beyond all that popular stuff that the masses are familiar with, he has earned many honors and distinctions throughout the world. He is a Kennedy Center Honoree, a CultureConnect Ambassador, a UN Messenger of Peace, and he has received many prestigious music awards. For example, his 90 albums have earned him 19 Grammy Awards. His repertoire includes classical, bluegrass, traditional Chinese, Argentinean and Brazilian music. Not only has his music garnered critical acclaim the world over, but his poignant musical analysis has set him apart from many other world-class musicians, earning him another level of respect from the musical community.
This concert is not one that you'll want to miss. It's the first he has ever performed in Hawaii, and unsurprisingly, he chose the Maui Arts & Cultural Center as his venue. Again, the performance will be held on January 22nd, at 7:30pm. He has chosen an all-Bach program, including Suite #1 in G Major, Suite #5 in C Minor, Suite #3 in C Major. Tickets were available at the time this blog was written, but have since sold out, which is no surprise at all! You'll just have to keep an eye on the shows at the MACC to jump on tickets early when necessary. Hopefully, you already purchased yours! Enjoy your weekend, and mahalo for reading this week!
Image courtesy of the Maui Arts & Cultural Center
Hawaii's march toward cheaper, renewable energy sources is struggling with a bit of a bottleneck. No, it's not the cost of rooftop solar installation for customers, it's the number of installations that the grid can integrate. The good news is that Hawaiian Electric… Continue Reading
AAA Hawaii has recently announced the establishments that received their Five Diamond Rating for 2014. Unsurprisingly, two of them were Maui resorts.
The other winners included two restaurants on Oahu, which were Chef Mavro and La Mer, along with one resort on the Big… Continue Reading
Every so often, we like to take a break from our serious Maui real estate blog topics and point out something fun to our readers. After all, choosing to live on Maui isn't all about home prices and economic trends. Sometimes, it's worth discussing the opportunities for… Continue Reading
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If you read our last blog about Bank of Hawaii claiming the No. 2 spot on Forbes' list of best banks of 2015, you may be interested to know that the bank has sponsored an Economic Update Luncheon with the Maui Chamber of Commerce and Paul Brewbaker.
The… Continue Reading


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The first fallacy of creating a community is just this. The mindset of a hoarder. Gathering anything without a purpose places the cart in front of the horse – or, the business model in front of the raw material. People are the raw material in a Community. Just as a steel manufacturing business does not hoard up strawberries, a Community must eschew the lure of mindless "customer" acquisition at the cost of defining upfront who are being served and with what purpose
Hoarding impacts your community in two equally destructive ways. One, once the purpose of the community is established (post membership acquisition) members discover they do not have intersecting interests or expectations with the rest of the gang. There is no tribe to speak of. They quit. Secondly, a few acquired members are perhaps of the correct profile who would quickly discover there are a sprinkling of non-conforming audience engaged in community activity and will quickly disappear
What about multi-interest communities then? Yes, they do exist. If that is what you have in mind then it is better to think in terms of platforms. A Platform with different communities as tenants. It is perfectly possible – and correct – to design a handful of services as horizontals that each tenant feeds off. Then get onto community (tenant) specific services.
Irrespective of tenancy plurality, member acquisition should not broadbrush to pixalate the specific community picture. The rule of member acquisition remains unchanged