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Oftentimes farmers seems to believe they have to wait until the balance sheet arrives for the current year before they should start looking at and planning for the coming year. You could be waiting as late as February for that...which doesn't leave you enough time to use that data in your decision-making for the beginning of next season.
Our ag finance advisors begin laying the groundwork for next year's crop before the current crop's harvest even begins. Once harvest finishes, they'll jump right in with their clients to start making more accurate accrual-based projections and planning for next year's expenses before even receiving that balance sheet. Later on they'll make any necessary tweaks and adjustments once it has arrived.
In his latest Finance First post on FarmFutures.com, Darren Frye explains why we do things this way, and the benefits our clients receive from this proactive approach to formulating projections.


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K.N. Raj Training and Fellowship Programme
K.N. Raj Training and Fellowship Programme aims to improve the curriculum and teaching of Economics in Colleges and University Departments across India, especially Kerala. This is in response to a felt need to improve the quality of economics education at the undergraduate and graduate level. Towards this goal a month long training programme for college and university teachers preferably working in Kerala would be organised at CDS premises. The programme would also award a fellowship for one month, for select participants based on their performance in the training programme. The focus of the course would be to strengthen the fundamentals of economics education, by providing intensive week long training on specific basic courses.

subset: commoncrawl


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Real-World Trade-In Values
edited December 2013 in General
Perhaps the biggest Problem that I see with
shoppers who have done research on the net as a
salesman is trade-in value.
So I decided to start this topic. I can, through
acess to information not generally available to the
public, get you a pretty good idea of what your
trade may very well be worth.
This is not a guarantee, but maybe I can help!
Perhaps the biggest Problem that I see with
shoppers who have done research on the net as a
salesman is trade-in value.
So I decided to start this topic. I can, through
acess to information not generally available to the
public, get you a pretty good idea of what your
trade may very well be worth.
This is not a guarantee, but maybe I can help!
isellhondas Issaquah WashingtonPosts: 20,225The shopper will search the internet sites looking for trade in values. Naturally, they will believe the highest number.
Trouble is, in the real world, the trade is often worth much less to a dealer.
Why would they pay 10,000 for a car that go's begging at the auctions for 7500.00.
Or a car nobody wants? The Neon or Hyundai will rot on the lot and the dealer knows it! Even the wholesalers don't want it.
Or a Volvo that is brown with a 5 speed and a cloth interior? The "book" might say 12,000, but any dealer knows the car is saleproof at almost any price!1
Hi folks,
OK, what are the cars that are being bought as trade-ins and being kept by the dealers rather than being sent to auction? Are these all brand animals as in all Hondas, all Toyotas, or is it sensitive to models, the Tiburon, the Millenia, Miata, Mustang GT....? This info would be very helpful in narrowing down purchases which trade well after "X" years. Are there vehicles which have better re-sale within 3 years of purchase but lose it after 4 years? And how about those European brands that lose thousands, yet on a % depreciate very slowly when compared to domestic luxury vehicles.
Thanks for the topic, Jack
Please continue....0
The cars on the market with very strong resale generally arent the price leader ad cars.
Generally, these include the following:
VW Passat/Cabrio
BMWs.. almost all except 750iL
Most Audis
Toyota Land Cruiser
Notice also, that most of these cars are "strong" in the new car market, theyre rarely discounted!
Most mass-market cars fall hard, especially mass-produced domestic sedans.
And most "economy" brands do very poorly. I can pick up a 99 Kia Sephia at auction for about 7,000. That's for a 4-door automatic sedan with under 20K miles. You just cant buy one of those new cheap enough! Hyundais also do poorly, and I doubt that Daewoos will do well either.
"average" Black Book on a 1998 Elantra is $6,000. That's an under 50% residual!
for all the shoppers out there....When trading in a car...your more likely to get a higher trade value if your trade is the same brand that the
dealer offers. EXample, a ford dealer taking in an Explorer is more likely value it higher than a chevy dealer. No dealer wants a Saturn in trade, and will undervalue the car but the Saturn dealer will put top dollar on a saturn trade...same brand trades are generally the dealers favorites. Unless of course its a super low mileage cream puff. then everyone wants it.
Brentwood is using some very good examples for trade values.
How about late model ('98-'99) BMW M3's? I have just started to look for one and the dealer near me (one price dealer) is pricing the '98 at $35k and the '99 at almost $40k! That's almost what they went for new! Are they really holding their value that well, or do you see it as a function of no 2000 M3's being made (meaning that after the 2001 waiting lists are gone and a few are on the lots, the used '98's and '99's will be cheaper, relatively)?0
The '98 was a sedan, the '99 a coupe, both stock, both in very good condition inside and out, both 5 speeds.0
In the SW anyway, they hold their value really well, as long as they're ext cab and loaded.
Also, the trends will swing. The passat is hot now, but, that could change in a few years. No one has a crystal ball.
And, when trading a car do your own comparison shopping as a seller. Bring it to a few stores yourself to wholesale it. Sometimes, it's just what they're looking for and they'll give you more than you'd imagine. And find a store who's buying, like, for a special sale or who's low on inventory or, better yet, one of the superstores move into town and they've got a few million to spend to get started. Lots of opportunities there!0
BMW M3s do hold their value like that. There just aren't enough of them. In fact, if you were willing to spend that kind of money on a new car, they'd definately would return and the net annual cost would be pretty darn low, relatively speaking for a 40-50k car, althought you'd have the cash tied up in it. One caveat, with the new M3 coming out, the prices are gonna drop!0
I've found the independents will (at auction) step up and pay more than the franchise stores will for mainstream imports cause they just can't get 'em like the franchisers do! And, the highest prices are paid by the stores who sell the most cars, regardless of brand. One week it';s the honda store, the next the jeep one, all depends who had a good weekend!
Domestics, well, yeah, they're a dime a dozen and the used car dept may pay more for clean lo miler.0
M3s? Oh yeah they hold their value!
Only a rough/mileagey 95 will sell for under $20K at auction...
That' a wholesale value of 60% After FIVE YEARS!
Put it this way.. A 99 Coupe 5-sp with 27,000 miles, which is high, broke $35K in California at a sale...
So if it's a decent mile car.. $39K sounds like a good price to me.
I was refering to customer trade ins...not auction cars. I dont know of many dealers who wont give a higher market value on same brand trades, especially if the car was also serviced at the dealership
one thing to remember concerning auctions, the independant can't get into the brand factory sale....i.e. BMW factory sale for BMW dealers olny...new car dealers will generally buy factory only sale cars to fulfill most of the inventory and only buy "open auction" cars to supliment any week points. The factory sale cars are on an average 300-700 higher than the same open auction car...but they can be used car certified and warrantied, and as of late low rate financing.
Yes, so when a decent popular car comes as an open off-lease the independents many times have to pay MORE for LESS!
Also, sometimes you can find even an independent willing to pay more for, say an explorer, than the ford franchise if he needs it.
When selling to a dealer you need to find one who wants/needs it just as you would selling to the public.0
Thanks, guys. I'm not going to get anything until probably next summer, just wanted to see where the market was now. Hopefully the '01 M3 takes some of the pressure off those prices. I guess we'll see. Both those cars were CPO by BMW (includes 6 yr/100k b to b warranty), so I guess the prices were about right...0
Of course you could use the old standbys: end of month on rainy day during slow period (vacation season). After all, it IS a used car! There are also regional effects.
In Santa Fe NM, the BMW dealer doesn't sell ANY convertibles. So, if you want a new convertible, they'd sell it cheap to move a unit.
But, as far as used M3s go, i'd bet the NEW M3 will cause them to depreciate somewhat. It's GOT to. The engine is MUCH more powerful. There'll be a bunch of M3 loyalists trading in their old ones.
For the money you're talking on the used M3 you could prolly get a new 330i sedan or coupe! It's gonna feel very close to the current M3.0
Again Thanks for the info offered, SO....which cars beside any 4 wheel drive SUV or truck bring high $$$?? There was a time when Saturns were invincible like the Passat seems to be now, are Golfs and Jettas also high return? Diesels? 1.8Turbo? VR6's? VW's use to be mechanical nightmares, how times change... Do all Limited, loaded vehicles return a better % than non-leather, no sunroof, no 16" wheels? Or do they sell faster yet return poorly on dollars invested? Is the vette the only domestic to retain value? (besides 4wd trucks) Do all vehicles which are in rental fleets have poor resale? Name some vehicles the masses can own and see very low depreciation.
Thanks, Jack0
Spyponder Posts: 128I saw you mentioned Cabrio a few posts back, so I thought I'd give your topic a whirl.
How about a '99.5 Cabrio GLS, Green, 5-spd, 7K miles, CD-changer? I hear that these babies have gotten hot since VW started running the Cabrio commercial, so I'm thinking about trading up.
That's worth some money actually..
My Guess is that it ought to be worth $18,000 to perhaps $18,500 on a wholesale level.
Green isnt the best color, but its not bad.
Depends where in the country you live though...
pat455 Posts: 603Hanging around this place is really making me want to buy another new car!
Last April I bought a 99 Acura TL, Laguna Green, no nav, no other options except mud flaps, wheel locks and (of course) mats. It is in excellent condition, less than 7500 miles. What do you suppose I could either trade it in for, or sell it?
Thanks, great topic!
Community Leader/Maintenance & Repair Conference0
jackfactor Posts: 25My wife and bought a 99 Explorer Eddie BauerV6 4wd with no moon roof on the A plan from Ford because her sister worked for Ford motor credit at the time. We would have never bought it if we had not gotten such a sweet deal. We paid just under 29,000. The sticker was just over $34. I was shocked when checking out Edmunds market value for our car with only 15,000 was just over 22,000. I look in the Sunday Milwaukee Journal Sentine each week and have seen only one Eddie 98 for sale in the last month. Thay are hard to get used here until they come off of lease. I find it hard to believe that this SUV in this market has a market value of only $22+ after 15,000 miles when the 2000 with really no changes is selling for over $30. Especially when the 99 has an updated look over the 98. We probably will not sell it - but we had toyed with the idea while gas prices were insane (still high) in Milwaukee.
What is a realistic trade- reatil udes value for a 99 EB explorer in Deep Wedgewood Blue 4WD V6 with no moon roof?0
I did some checking on yoru SUV...
Your advantage is that it's a V6 (Im assuming leather here!) Problem is, right now SUVs are "stiff" as we say in the car business. In other words.. on the used level, there's a whole lot more of them than there are buyers. The gas prices hurt, as you know. Deep Wedgewood doesnt help, but it doesnt hurt. I think it may be worth closer to $23K on trade.. and about 25,900 "real" retail. Remember, there's incentives on SUVs that werent't in place a year ago, and this hurts them.
I did see that a 12K mile Wedgewood one sold for under $22K though...
Also, there are a whole lot of them out there right now, unlike Pat's TL, there are not hard to come by I'm afraid.
You'd really be better off holding on to it instead of trying to trade it. And the way the market is on SUVs.. it'll at least be worth the same money 3 months from now, then you may be able to get closer to $23K for it without a problem. Right now Edmunds seems to be on the money im afraid. Anything over $22K in "real money" is more than fair.
I sincerely hope you all appreciate the info Bill is offering here. Whether good news or bad, it's accurate. Nice work, Bill.
I have one for you....1995 camaro Z28, loaded with all but leather, t-tops, bose, power, etc. Only 28,000 miles. Paintwork in front but no frame repair or previous collision damage (i had a cracked front bumper cover replaced and a dented hood straightened) Interior is fine and finish is good. Mechanically straight. What say you?0
diamonddave2 Posts: 12I traded my '94 T-Bird SC for $2200 about six months ago. It was in excellent condition (body, interior etc), but had 136,000 miles on it.
How did I do? I know it was much lower than Edmunds' valuation, but I didn't care because there was some expensive repair work coming due on it.
glenn384 Posts: 14I think the one thing that most often keeps car deals from being done in quick order is that customers always thinks that their trade-in is worth much more than it really is.
A few years ago when I was going to buy my wife a Lincoln Continental (year old)I had a five year old grand caravan to trade in. I thought it was worth about 4-4.5 grand wholesale. A friend at work, who has access to the local auction data, looked up the recent auction sales, and similar vehicles were selling wholesale at 2.5-3 grand. Bad news, but reality sometimes hurts.
That evening I was offered 3 grand for the vehicle, and the deal was done in less than a half hour. If I hadn't been clued into the REAL wholesale price for my van I would not have bought that car, that night. I would have wasted my time, and several other salesmen's time before I was convinced that the 3 grand was a good trade-in quote.
Again, Thanks- Bill
superman5 Posts: 154i have 99 rx300 fwd,leather,sunroof,cd changer,memmory seat, roof rack, spoiler..20,000 miles how much is it worth?0
I think you got yourself in deeper than you bargained, eh? (No, I'm not Canadian, I just like saying eh).0
Hmm.. an odd one.. 28K on a 95 Z28..
Since you used to go to auctions yourself, you know that a car like this can be tough to appraise. If it's really a supermin low-miler, and you get the right dealer on it.,. the sky's the limit for something like that.
OK, I'll bite.
My gut (which is usually very good) told me about $8500-9K... but "let's go to the videotape.."
My money on the car, assuming paintwork looks good is about $11-12K That seems like what the low milers bring! Wow... But again, you never know on something like that... Also, is it a good color? If it's Pink, nobody's gonna step to that one!
Well, you actually kinda got what I would have said.. a 6-year old, High-Mile supercharged Ford is scary...
$2,200 might be a little light.. but not by a lot.. I mean, It looks like cars like your old one that hover around the 100K mile mark seem to trade in the mid-high $3Ks..
So, if it wasnt all that nice of a car.. 2200 is a little light, but not terrible.
How about a 1998 4Runner SR5 4WD with every option except CD and moonroof and locking rear diff. Perfect condition, inside and out (only imperfections are two door dings the size of a pencil eraser, no dents). 27k miles.0
I live in Denver and my truck is Desert Dune color (sand).0
I appreciate it.0


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If you have any questions, please contact Steve Hall or the designated class facilitator.
Study for Women: God of Creation (Jen Wilkin) – The opening chapters of Genesis teach us fundamental truths about God. We watch Him bring light after darkness, order after chaos, and rest after toil—all through the power of His Word. This study dives deep into Genesis 1-11 by following three critical stages of understanding: comprehension, interpretation, and application. As God reveals Himself through Scripture, we begin to understand our reality as we first glimpse the character, attributes, and promises of our Creator. JoAnne Roy will be facilitating this Tuesday morning study from 9:30–11:30 in the Annex.
Study for Women: Romans – Part 1 (Kay Arthur) – The first five chapters of Romans provide us with the foundational doctrines of our faith – original sin, justification, redemption, and propitiation. This Precept Upon Precept inductive study will allow participants to dig deep into the Word of God where they will come to more fully understand man's need for God, God's righteous wrath against sin, and the power of God's Gospel to save us from faith to faith. Linda Horseman will be facilitating this Thursday morning study from 9:30–11:30 in the Annex.
Study for Women: A Place Called Heaven (Dr. Robert Jeffress) – As Christians, we know someday we will leave our familiar country and be united with God in our eternal home. And yet many of us know very little about this place called Heaven. This study explores several surprising truths about Heaven and reveals whom we will see there and what we will do. It will encourage us to make Heaven a greater priority in our hearts and minds so that we are better prepared for it. Becky Brannon will be facilitating this Wednesday evening study starting on March 6th from 6:30–8:00 in the original fellowship hall.
Study for Women: Uninvited (Lysa Terkeurst) – As Christians, we are destined for a love that can never be diminished, tarnished, shaken, or taken—a love that does not reject or uninvite. This study explores the roots of rejection, the way other relationships get tainted because of a past rejection, and the truth about what it looks like to live loved. Participants will be guided into a place of healing and new perspective, a place where Jesus is and where you can experience Him like never before. Donna Harris will be facilitating this Wednesday evening study starting on March 6th from 6:30–8:00 in MPF-207.
Study for Men and Women: Grace Filled Marriage 2 (Tim and Darcy Kimmel – RightNow Media) – Couples come to the altar bursting with love for each other. Yet, based on how many marriages are unfulfilling, unhappy, or worse yet, end in divorce, it would seem that the love that gets couples married isn't enough to keep couples married. This study explores hows grace makes a good marriage better, more fun, more of a picture of Christ and the church. And better than any other solution, grace rescues a marriage when it's in trouble. George and Linda Easley will be facilitating this Wednesday evening study starting on March 6th from 6:30 to 8:00 in MPF-200.
Study for Men: Not a Fan (Kyle Idleman – RightNow Media) – When it comes to Jesus, are you a fan or a follower? Jesus is not interested in mere fans. He doesn't want enthusiastic admirers. He is calling us to be completely committed followers. This study will consider the demands and rewards of being a true disciple, and encourage participants to live the way Jesus lived, love the way He loved, pray the way He prayed, and never give up living for the One who gave His all for us. Eric Griffin will be facilitating this Wednesday evening study starting on March 6th from 6:30–8:00 in MPF-201.
314 W Horne St, Clayton NC 27520
Office Phone: 919-553-6650
Preschool Phone: 919-553-9897


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Current offers are found at our booking-platform
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All rooms are equipped with cable tv, phone and complimentary wireless-LAN.
- Free W-LAN throughout the building
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- The whole building is a non-smoking area
- At our reception we offer a selected range of drinks for sale
- In our hotel you are up to eight languages welcomed (English, German, Italian, Spanish, Serbo-Croatian, Russian, Arabic and Hindi)
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Covering every base and keeping the customer satisfied – that's the secret to Lebara's success. In the wake of yet another good set of financial results, CEO Ratheesan Yoganathan talks exclusively to Michael House
Lebara's glistening offices in the heart of London's Square Mile is a testament to just how much the MVNO has grown since it was set up a decade ago.
Along with the modern furnishings and state-of-the-art facilities, the company has a set of results that are equally impressive.
Its revenue for the year ending December 31, 2010 stands at £500 million – an increase of 50 per cent compared to the same period in 2009. Its profit count is also impressive. Before-tax profit leapt by 139 per cent to £18.7 million for the period, while its worldwide staff-count more than doubled to reach 1,300 in its offices across the UK, France, Germany, the Netherlands, Switzerland, Denmark and Spain.
The results also revealed that customer churn has remained relatively stable, coming in at 35 per cent for 2010, a figure that goes against the theory that the longer a business operates in the mobile sector the more customers it loses.
What makes these latest results all the more impressive is the fact that the whole business has been grown organically without any bank loans or funding from external investors.
Seated in his office with a view of Moorgate, it's hard to believe Lebara chief executive Ratheesan Yoganathan was a man struggling to acquire calling-card credit from companies when Lebara was set up as an airtime distributor in 2001.
He can't help flashing a grin when Mobile News mentions the results, but he is quick to direct the success to the people who work day-in and day-out, ensuring the company remains at the top of its game.
"I am told that growth at this pace gets harder as the company gets bigger, but we have achieved significant growth again and done it profitably, which is the most important thing for us," Yoganathan says.
"The people at Lebara have been with us for a long time. We take time to learn about our customers and our markets, meaning that our customers stay with us for longer."
Calling home
The basis of Lebara's product in simple terms, is for people to 'call home'. Yoganathan says the trick to understanding exactly what this means to customers comes directly from Lebara employees.
"Across the company, we employ over 60 different nationalities. In the London headquarters there are more than 40 nationalities.
"Each of them understands the importance and necessity of calling home. Our chief technical officer, for example, is from India and uses a Lebara phone. I have told him to keep using it so that we know if there is an issue – and so we know how our customers feel."
The direct involvement that Lebara has with its customer base through its employees is a definite strength, but the focus on putting the customer first is something that has always driven Yoganathan.
Although the 'focus on customer service' spiel could be classed as an old cliché, Lebara would not be a common sight on the streets of London, wrapping the sides of buses and taxis, if it wasn't for its chief executive's foresight in spotting a gap in the mobile market where consumers were being ignored by mobile providers.
The opportunity first raised its head, Yoganathan says, during Lebara's early days. The young company would see first-hand just how annoyed the customers to whom it was providing airtime got, when the service they had purchased failed to live up to the standard they expected.
The inability to assist these customers so infuriated Yoganathan and his fellow partners that he took the initiative to go solo – and launch a Lebara-branded calling card. It provided a high-quality service, with equally impressive customer service.
The move to mobile quickly followed and by 2004 Lebara was well and truly on the road to the success it is enjoying today.
It launched its first mobile service with Norwegian operator Telfort in May 2004, a move Yoganathan now reflects on as "defining" for the company.
Today the customer service Lebara prides itself on is still prevalent. Inside the London office 272 staff man the phones for all Lebara markets, apart from Australia.
Together, these CSAs speak 21 languages, meaning that, say, a Frenchman living in Spain can phone and speak to someone in his mother tongue about an issue with his Lebara service. Its this kind of customer focus that led Lebara to victory at the Mobile News Awards in the customer service category.
"Customer service is critical: our customers should not only know Lebara, but also see it as a preferred choice," Yoganathan says.
Full article in Mobile News issue 489 (May 23, 2011).
To subscribe to Mobile News click here


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What's Going on?
I am about to restructure my blog to include not just video, but photos, stories, poetry and my thoughts on life. Specifically pertaining to written aspect of this blog, I am about to gradually begin posting things that I am learning AS I am learning them. This means thoughts will be undeveloped, raw and sometimes wrong. Please read what I say, check it Biblically, scrutinize it, and play devil's advocate. Don't judge me if I say something you don't agree with, rather let me know what you think and we can further discuss why we each have come to believe what we believe. I am not a Bible scholar, theologian, but simply a student who wants to glorify God and is a constant state of growing toward this ideal.
There are reasons for and against posting my thoughts publicly and restructuring this blog to include more than just video.
Reasons for:
-I want to develop my writing skills and credibility as a writer
-I want to boldly proclaim what Christ has been teaching me because I know many other people are experiencing the same things.
-I want to post more often. Creating films is a very time intensive process and I cannot post videos as often as I like.
-I have some entertaining and thought provoking experiences that would beneficial for others to know about.
Reasons against:
-Pride. I do not want to be seen as "wise" in the eyes of my readers. Recognize that any thoughts I have are often based on something else I have read or seen, a man of God that has shared invaluable wisdom with me, or these words are straight from the Word of God.
-Hurting the image of Christ. I am imperfect, Christ is perfect. Because of this fact, things I post may diminish the validity of Christianity or people's idea of Christ. That being said, I earnestly pray that this blog does nothing but encourage and uplift His kingdom and I will be very careful to post things that are uplifting do not bring division, but rather unity to the body of Christ.
I want to post things that are relevant, succinct, and somewhat focused with purposeful fun.
I want to incorporate creative, novel ideas that bring a fresh or new perspective to life. I want to boldly speak in the face of culture and popular belief on things that are not glorifying to God. Thoughts I share may sound weird and counter-cultural. That's ok. I'm not called to be part of this world.
These thoughts could be spiritual, scriptural, complex and more abstract in nature. When deemed relevant, I will often expedite or summarize what I am thinking in order not to bore you (the reader) with tiny details. Know that every sentence I share often has hours of conversation or solid reasoning behind it. Welcome to my learning process!
I am purposeful and careful with my words. Talk is cheap. Therefore, I, Christopher Kaspar, vow to not post anything that I truly don't believe is worth you taking your time to read, watch, or experience.


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LOS ANGELES - Hollywood is in photo-finish mode with three new movies bunched up tightly for the No. 1 spot during a sleepy weekend at the box office.
Studio estimates Sunday put two movies in a tie for first-place with $13 million each: Jake Gyllenhaal and Michael Pena's police story "End of Watch" and Jennifer Lawrence's horror flick "House at the End of the Street."
And right in the same ballpark was Clint Eastwood and Amy Adams' baseball tale "Trouble with the Curve," which opened with $12.7 million.
Actual rankings will be determined Monday as studios release final numbers for the weekend.
No matter which movie comes out on top, it was another slow weekend for Hollywood, whose business has been sluggish throughout late summer. Revenues were down for the fourth-straight weekend, with all three of the top new movies opening to modest crowds.
"This was a clash of the non-titans," said Paul Dergarabedian, analyst for box-office tracker Hollywood.com. "When three films are duking it out for the top spot with only around $13 million, that doesn't represent a very strong period at the box office."
1 (tie). "End of Watch," $13 million.
1 (tie). "House at the End of the Street," $13 million ($1.5 million international).
3. "Trouble with the Curve," $12.7 million.
4. "Finding Nemo," $9.4 million ($1.3 million international).
5. "Resident Evil: Retribution," $6.7 million ($30.5 million international).
6. "Dredd," $6.3 million ($2.2 million international).
7. "The Master," $5 million.
8. "The Possession," $2.6 million ($1.5 million international).
9. "Lawless," $2.32 million ($1.5 million international).
10. "ParaNorman," $2.3 million ($3 million international).


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My Story
Interpreting was always easy for me. Effortless, in a way. If I could hear it, I could interpret it. It was not until I became hearing-impaired that I had to think twice about my ability to do my work, to think about my ability to literally hear to interpret. It was a blessing in disguise, as spiritually, this led me to appreciate what goes into listening. I wondered if others were thinking about the fine line between hearing their friends, family and clients, and truly listening.
In a world of visual distraction, have we lost the thread that connects us person to person, hand to heart? Those of us doing client-centered work are connected by these challenges and rewards.
Listening to Work a concept around paying attention to each other and ourselves. In real terms, it is a live podcast recording about work, a live show all in ASL with Deaf panelists, artwork that bring education and humor to hearing loss, and ideally workshops and a zine in the future.


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January 22, 2015 | by Cindy Degand
Mather High School's Translation Club
Imagine moving to a new country, where you don't speak the language and the customs are unfamiliar, and then taking your first steps into a Chicago Public High School only a few days later. This is the experience for many of the students at Mather High School, some of whom have come to this country willingly, attracted by the promise of opportunity, and others who have come out of necessity, as refugees fleeing from war-torn countries.
25% of Mather's student body receives ESL services and approximately 60 different languages are spoken by students. Hence, the challenge of supporting students who are new to Mather and new to America, who don't speak English, is a priority for Mather's Administration and one that Umoja could help support through our partnership. Umoja's partnership with Mather over the last four years has helped give all students the skills they need to be successful in high school through Umoja's curriculum supported by my own ten years of experience as a teacher. The challenge, however, is that our materials are mostly in English and students at Mather needed their own school-specific, multilingual tools. Through my own time spent in Mather's Advisory classes, I experienced the challenges that Mather teachers face in not being able to communicate important information to students who are eager to receive it, but can't despite valiant efforts to overcome language barriers. We knew Mather had this incredible resource in the school – its multilingual students. Thus, the Translation Club was born!
Mather's Translation Club consists of six multilingual students and one Umoja facilitator (me!) who are supported by a dedicated assistant principal and many bilingual teachers. Their task was to create a "New Student Welcome Packet" that would be translated into as many languages as possible. The first step was to imagine the experience of students new to Mather who don't speak English and who might be unfamiliar with the American education system. This was not a difficult task, as several of the students had this experience themselves and one had moved to America from China only two years ago not knowing any English. Watching these young people reflect on their own experiences to make it easier for those coming behind them was powerful. During this activity, the students used words such as alone, lonely, nervous, overwhelmed, confused and scared to describe the range of emotions new students might possess.
The next step was to identify the needs of these students. The Translation Club identified matters such as how to open a combination lock, understanding the grading system based on letters, how to navigate spaces such as the cafeteria and the gym locker room, making sense of homecoming rituals, understanding basic school rules and policies, etc. Most importantly, they decided what was needed most by new students was someone to rely on and they felt the packets they were creating should have contact information so students could find them via email or during division with any questions or concerns based on the languages in which they are fluent.
At this point, the hard work began. Students worked in groups to write informational articles in English for each of the concerns they identified. Mather staff reviewed this information and the students made revisions. From there, the finalized 4-page English "New Student Welcome Packet" went home with students and they worked with their families to translate the information into five additional languages thus far: Arabic, Cantonese/Mandarin, Spanish, Urdu and Vietnamese. To insure consistency, bilingual staff members were sought to review the translating done by students. When it was discovered that there weren't any Mather staff members who could read Vietnamese, one teacher volunteered to bring the packet to a Thanksgiving celebration to have it reviewed by a relative! This was truly a collaborative endeavor!
At a recent celebration to recognize their efforts, students were asked to reflect on how their work will benefit Mather. One student wrote, "This project will benefit the Mather community greatly. Future Mather students won't be as confused as I once was…It'll also help make the students feel more welcome knowing someone did this for them, thinking of questions they might have and knowing that they are not alone."
While this is a specific example of supporting students who do not speak English, Umoja's larger work does this for ALL students. In our extensive curriculum there are entire units on "How to Do School", customized for the unique needs of students at every grade level. We know students come to high school with a variety of levels of knowledge and preparedness and it's incredibly important to help students understand how to navigate high school and have the skills and knowledge to be successful. Just like these Mather students, not all young people come to high school with the "language" of school!


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Beautiful hand craftsmanship, exquisite designs and unparalleled high quality define Bunny Williams Home. An expression of Bunny's creativity and distinctive aesthetic, the collection consists of reproductions of her own treasures as well as original pieces, designed in-house, that she thinks are essential to one's home environment. But while the pieces might reflect her signature look, the way they're arranged is entirely your own. So whether you're updating a room or redecorating the entire house, these classic pieces withstand the test of time and are created to work with any interior and any mixture of styles.
View Entire Collection:


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Our Probate and Trust Administration services include:
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- "Other Side with Zabrecky": A new séance series puts celebrities in contact with the spirit world
- Jane Wiedlin felt weird in Japan in this exclusive excerpt from Drew Fortune's book "No Encore!"
- A Night Flight Exclusive: "How to Be a New Wave Video Slut," starring Ann Magnuson as "Fallopia"
- Night Flight's Stuart S. Shapiro's inspiring book "Identifi Yourself: A Journey in Fuck You Creative Courage" is a humorous and poetic journey
- Night Flight partners up with Severin Films for more cult, horror, mondo & exploitation films
- Attention "cord cutters" and streaming fanatics: Night Flight Plus has been just been updated!
- Teens high on "the weed rooted in hell" go wild in the midnight movie classic "Reefer Madness"
- "J-Men Forever": Rock 'n' Roll battles Muzak in Proctor & Bergman's Night Flight cult classic
- "Arise! The SubGenius Movie": The return of Night Flight's "Love That "Bob"" episodes!
- Win a Free Bluetooth Speaker from Night Flight and Creative!
"Take Off to European Rock": The saga of Peter Schilling's (and David Bowie's) lost astronaut Major Tom
"Night Flight Take Off to European Rock " — which originally aired on April 14, 1984 — begins with Peter Schilling's 1983 hit song "Major Tom (Coming Home)," which revived the lost astronaut David Bowie had created for his hit "Space Oddity," recorded on June 20, 1969, exactly one month before the Apollo 11 moon landing.
Peter Schilling
The lyrics Bowie wrote describe how Major Tom was sent on his space mission and still had contact with his NASA counterparts below, called Ground Control, but he ended up getting disconnected, and lost ("Here am I floating 'round my tin can / Far above the moon …").
As far as we know, the name "Major Tom" was purely a fictional character Bowie came up with, although there were two Apollo astronauts named Tom, but neither were Majors and both returned home from space safely (Thomas P. Stafford was on Apollo 10 and Thomas K. Mattingly served aboard Apollo 16).
Just a few years later, when "Space Oddity" landed on the UK charts at #5, the track was played on British TV as background music for the historic Apollo 11 moon landing.
It also scored Bowie a hit on the U.S. charts too, reaching #15 on Billboard's Hot 100, but not until 1973, when Bowie was a bona fide hit machine touring the U.S.
At the time, Bowie was asked by the UK music papers about his Major Tom and about the title of the song at the time, he pointed out that the song's title was a tribute to, or at least alluded to, Stanley Kubrick's film 2001: A Space Odyssey, which had come out just a year earlier.
Bowie also said he was pretty stoned when he wrote the song, and in 2013, told Performing Songwriter magazine:
"In England, it was always presumed that it was written about the space landing, because it kind of came to prominence around the same time. But it actually wasn't. It was written because of going to see the film 2001, which I found amazing. I was out of my gourd anyway, I was very stoned when I went to see it, several times, and it was really a revelation to me. It got the song flowing."
There has always been speculation that the song was actually a metaphor for a drug overdose, and when Bowie revisited the character for his #1 hit song "Ashes to Ashes," he seems to confirm this in the song's lyrics.
By the time Ground Control receive Major Tom's message, it's assumed that he's been missing a long, long time, and their fears seem to have been confirmed by the message they receive from their wayward astronaut: "I'm happy, hope you're happy, too. I've loved all I've needed to love."
They fear he's lost to drug abuse: "Ashes to ashes / funk to funky / We know Major Tom's a junkie / Strung out in heaven's high / Hitting an all-time low," the chorus goes.
You can see how it can be presumed that "Major Tom" could actually have been a metaphor for a junkie lost to a world he finds in his high state, and he's not coming down, not ever.
That "all-time low" lyric has also been interpreted as a play on the title of Bowie's 1977 album Low, which charted his withdrawal following his drug abuse in the United States. (Read more about Bowie's Low album in our post on his Berlin Trilogy here).
In 1983, German pop singer Peter Schilling adopted a techo rock beat for his song in which he, too, revisits the idea of an astronaut sending love back to his wife as he blasts off into space and then gives us, the listener, a sort of play-by-play in which the haunting chorus tells us what he sees:
"Earth below us, drifting, falling, floating weightless, calling, calling home."
Schilling, who may or may not have wanted to accept that the songs Bowie had written about Major Tom were actually veiled references to drug abuse, as his song doesn't really tread on that oft-trod terrain, and instead, he sends Major Tom back into space, counting off the lead-in to the chorus ("four, three, two, one…") before blast off.
Just as Bowie had done, "Major Tom (Coming Home)" sends the astronaut of Bowie's creation back into space and its deep isolation, although there may still be problems with the major's drug use ("Time and again I tell myself I'll stay clean tonight").
This time Schilling comes up with his own conclusion as far as the concluding "Coming Home" part of the song goes: just as he's about to enter Earth's atmosphere once again, he tells them to give a message to his wife back home:
Across the stratosphere, a final message
"Give my wife my love."
Then nothing more
We can't know for sure what happens, but it appears to us that Schilling's Major Tom is likely dead, cut off from Earth, returning to Space, which he now considers his "home."
Some interpret the song as having a much more positive ending than Bowie's ("Planet Earth is blue and there's nothing I can do"), but we're not exactly buying it, especially since that line in Schilling's song — "Then nothing more" — seems rather conclusive.
The song rocketed up the charts, scoring one position higher than Bowie's had, #14 on Billboard's Hot 100. It also reached #8 on Billboard's Mainstream Rock Songs chart, and the song's video — which was played on Night Flight and various MTV shows throughout the 80s — no doubt had a big part in that.
"Major Tom (Coming Home)," from his album Error in the System, would prove to be Schilling's biggest hit, and the German-language version "Völlig losgelöst" is contained in Schilling's 1983 German LP Fehler im System, and was an even bigger hit in Europe.


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What Are the Heath Benefits of Tongue Scrapers?
By J. Brent Gorrell on May 04, 2017
The team at our Mountain View dental care center believes in helping people experience healthy and beautiful smiles. This means offering the latest restorative dentistry treatments as well as cosmetic procedures, but it also means offering insight into proper preventative care. We're more than happy to offer tips on oral hygiene to help fight cavities, gum disease, and bad breath.
We get a lot of questions from patients about tongue scraping and whether or not it's worthwhile. Let's consider what tongue scraping is and what benefits there are to this practice.
What Is a Tongue Scraper?
A tongue scraper is a small dental implement that is used to clean off the surface of your tongue. While you can brush your tongue, tongue scrapers tend to be more convenient since they are made specifically for this purpose.
Are Tongue Scrapers a New Fad?
No. In fact, tongue scrapers have been a common part of oral hygiene for centuries in India, Africa, South America, and the Arab world. In the Western world, the process was more common among the aristocracy. More and more people today swear by tongue scraping and say there are major benefits to the practice.
How Do Tongue Scrapers Work?
It's very straightforward. The tongue scraper starts at the back of the tongue and is pulled forward. As the tongue scraper pulls along the surface of the tongue, it removes food particles, dead cells, and oral bacteria. People continue scraping in this manner until they've cleaned off their tongue.
Tongue Scraping Can Improve Your Breath
One of the key benefits of tongue scraping is a fresher mouth and improved breath. Bad breath is predominantly caused by oral bacteria feeding on food particles in the mouth. Since tongue scraping helps remove bacteria and food particles, it makes sense that your breath would be fresher if you clean your tongue off as well as your teeth.
Tongue Scraping Gets Your Mouth Extra Clean
Brushing and flossing can help get your mouth clean. Add tongue scraping to the mix and your breath will be even fresher and cleaner. A full oral hygiene regimen of brushing, flossing, tongue scraping, and mouthwash can help eliminate unwanted oral bacteria and help prevent bad breath, tooth decay, and gum disease.
Tongue Scraping May Improve Your Sense of Taste
If you're cleaning your tongue, there's a chance that your sense of taste will be improved, Removing food particles and dead cells from your tongue may help you better appreciate the flavor of your favorite foods and new cuisines. Foodies and people into wine and craft beers may want to consider tongue scraping to improve their palate.
How Often Should I Scrape My Tongue?
This can vary, but it's not a bad idea to scrape your tongue at least twice a day, typically after brushing your teeth. If you want to get the most out of tongue scraping, you may want to consider doing it after every meal.
Learn More About Oral Hygiene Practices
For more information about tongue scrapers and how they can help you have a healthy and beautiful smile, be sure to contact our cosmetic and restorative dentistry center today. We look forward to your visit and discussing these matters in greater detail during your visit.
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Thank you for your interest in writing for the Biodiversity Professionals website. We are LinkedIn's largest group of conservation professionals. If your article is accepted we will post it as a "Featured" post on the LinkedIn page. We will keep Featured posts at the top of the LinkedIn page for one week. Exemplary articles will be sent as an announcement, which LinkedIn's system emails to all 30,000 plus group members.
We welcome your submission for consideration. Please bear in mind that articles must meet the following criteria:
- No less than 300 words and no more than 1500 words.
- Written in clear, grammatically correct English.
- Of interest and concern to our members. Potential topics include (but are not limited to biodiversity conservation, wildlife, nature, the environment, climate change, ecology and extinction.
- Must be original writing, but may be related previously published topics if the piece is substantially different. Duplicates of previously published articles will be refused.
- Articles should include a title and keywords, and references or cited works where appropriate.
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We especially welcome articles related to members' scientific research or professional endeavors, and reviews of current scientific topics. Articles that we consider to be advertisements or commercially-oriented will be refused.
The whole article should be submitted in Microsoft Word format to our email address. Please use our contact form to express interest, and we will provide you the email address.


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The eating of processed meals and fast foods consumption combined with the over dependence on the car as a means of transport have resulted in an increase in obesity and a decline of fitness level in our current population.
Such poor lifestyle habits whereby people eat unhealthily and do not engage in fitness exercises are actually disappointing in the developed countries. In some nations, particularly the industrialized ones, the number of individuals suffering from obesity can be as high as 33% of the general population. This is an important observation that calls for action. Obesity is a precursor to dangerous cardiovascular diseases that can lead to sudden and inevitable deaths. This paper seeks to find if there is need for the government and its people to work out systems that are going to improve on fitness of its citizens.
First and foremost, it is important to acknowledge that obesity and poor fitness can lead to a decline in life expectancy. Indeed, those people with obesity have increased prospects of suffering from terminal illness such as diabetes and cardiovascular afflictions. Apart from threatening the life of an individual, such afflictions have a tremendous financial impact when it comes to treating them. For instance, people who have diabetes will require to be injected with insulin, avoid playing games that can result in injuries among other precautions. On the other side, people suffering from cardiovascular diseases are susceptible to constant heart attacks that can lead to death. To avoid such conditions, people should engage in regular exercises to prevent the risk of heart disease and stroke. Engaging in regular activities is important in facilitating the burning of excessive fats in the body. This then implies that individuals who lack fitness exercises risk suffering from such diseases. The dangers that one faces from this habits that are easily avoidable and manageable are a huge menace especially to current generations that are adapting to modern ways of the lifestyle. Traditionally some of these problems were not a problem majorly because back then the foods were not taken through processes of manufacturing. Some would say that this is the price we pay for what we call advancing.
The general change in lifestyle of people can increase life expectancy in a tremendous way if they embrace basic guidelines. The desired changes in lifestyle are usually in the aspect of what a person eats and what a person does in terms of physical activities. The current issue today is that people are too lazy to cook their own meals and they then rely on fast foods which are processed and thus have high levels of fat and sugar. Some would say the time spent cooking can be spent doing other jobs that would have an economic benefit forgetting that health is priceless. People should prepare their own meals and consume less sugar. There is the need for people to consume more fruits and vegetables to ensure a balanced and healthy diet. Preferably more people should embrace the consumption of organic foods as they come with pure benefits to the body and nurture the body as should be done. This action can lead to a reduction in the level of obesity. For the purpose of improving fitness, individuals should choose to engage their bodies in exercises. For instance, one should ensure that they jog at least three times a week. Additionally, one can opt to walk or cycle to places such as shops instead of taking the car. Another common alternative is to choose to take the stairs instead of relying on the lift. If people were to take such simple changes in their lives, there would be an increased improvement in their fitness levels, and this can lead to a desirable reduction in the levels of obesity.
The government and other local authorities can also come about with initiatives that can help improve the diet and fitness level of its citizens. Such initiatives can be done in various ways. For instance, the government can engage in this noble exercise through the act of educating the masses. Classes should be added to the curriculum that teaches about healthy diet and lifestyles. Education is an important tool that can be used to inculcate desirable values on people. By ensuring that children are informed of the negative effects of obesity and what can result to obesity, their future can be secured. Furthermore, the government can do more to encourage the citizens to walk or cycle instead of taking the car. For example, this can be done by constructing an increased number of convenient cycle lanes or increasing taxes for vehicles. Despite the fact that critics can argue against tax increment as a negative technique, it is not a different technique as the one the government is using to curb the increased level of smokers. Above tapping into the willingness of the citizens to participate in such noble courses the passing of education on the same is the most crucial exercise a government can undertake. This leaves an impact that runs through generations even without having to enforce laws on the different industries.
In conclusion, it is important to acknowledge that obesity and poor fitness are a major problem in the contemporary society. People are so busy making money to the extent that they forget to maintain their own bodies. It is at the height of deaths and increased body conditions that most people get to realize the magnitude of the problem and decide to act when it is already too late. It is currently a common scene in the streets of developed countries to see children struggle with weight and still holding tight to their deep fried potatoes without a care of the damage they are doing to themselves and in the end it is hospitals full of patients suffering from heart conditions. The people and the government can partner to tackle this issue that is leading to the death of many individuals in the society. The focus of the solution lies in the diet and fitness. Of all the solutions suggested, those that emanate from the individuals are the most effective. It is the life choices of an individual can lead to the decrease in the obesity levels in the society. However, it is important to acknowledge the impact government's effort can have in the reduction of the levels of obesity. With the levels of obesity in the developed and developing countries on the rise, it is imperative that individuals take action to handle this issue effectively.


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As the thread title says, I would like to know the communitys opinion as to if they think it is worth it to return to Eden?
I quit because of a somewhat dwindling community, and pvp in general getting more boring. As well as new games coming out. Needless to say, I'd be starting from 0.
Is there very often new people playing?
Is there A good handful of people still playing?
But I guess a better question that would answer my question is: Why do you still play? Or if you started playing recently, why did you want to play?


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Current Location:GlobalChange Location
Home > People Finder > William Montague
107 Elm Street4 Stamford Plaza, 8th FloorStamford, CT 06902-3851United States
+1 203 326-5865
Bill Montague is an associate director in Cushman & Wakefield's Leasing Services Group in the Stamford, CT office. He brings strong leadership and team building experience to the firm and specializes in tenant and landlord representation services in Fairfield and Westchester Counties. Mr. Montague has represented such clients as Global Imaging Systems, Inc. (a Xerox Company), TIAA, Greyhawke Investors, Signal Administration, McMahon Ventures, Greenwich Investment Management, Mass Mutual, D. L. Ryan Companies, Luxury Mortgage Corp., Nordic Tankers, the United States Postal Service, Fairfield County Bank and The Affinion Group.
Additionally, Mr. Montague is an integral member of the team representing TIAA-CREF in the leasing of Wilton Woods Corporate Campus, a two-building, 539,000-sf corporate park in Wilton, CT. Over the last year, Mr. Montague and his team were responsible for the leasing of 250,000 sf of office space including the 227,000-sf lease to Bridgewater Associates.
Prior to joining C&W, Mr. Montague held a position in Cushman & Wakefield's Research Department, as well as for The Barkan Company, both in Boston, MA.
Mr. Montague is a graduate of St. Lawrence University in Canton, NY, with a Bachelor of Arts degree in Economics. He is involved in such community groups as The United Way and Ducks Unlimited.


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Early Years
Giving children the best start in life is a key partnership objective, as a child's upbringing is a key factor in relation to their outcomes later in life. There are many community groups and services in Highland which aim to support children and families. Most can be found in the Highland Perthshire Local Family Information Directory.
BREATHE is a project that engages and supports young people (11-18 year olds) in Highland Perthshire. Breathe aims to build relationships and through using appropriate learning tools creates an environment in which young people can discover themselves and develop.
Fairness Commission
The Fairness Commission found that around 1 in 5 children in P&K live in poverty. The majority of these children live in a family where at least one adult works. They also found that 1 in 5 children in P&K do not meet their development milestones at their 27-30 month review. This gap in attainment widens as children get older. A key issue in P&K is that troubled families are engaged with by many different services, which can cause confusion.
Later in life, the commission found that a wide range of learning opportunities are available; however these lack flexibility in the choice of vocational and academic subjects. Other concerns included the cost of the school day; the strain associated with holiday periods; and equal access to work experience. The commission also identified Looked after Children as a specific group whose needs could be better met, particularly with regard to transition stages in life.


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Now that the Super Bowl teams have been determined and the Texans won't be in the big game, Dan, Brian and Chip will begin a more in-depth look at the Astros starting this week.
Position-by-position, player-by-player, we'll start to sort out what the season may look like. Many of you will liken this exercise to rearranging the deck chairs, but a handful of signings, trades and other additions and subtractions should provide plenty of room for speculation and discussion.
Plus, it should also be expected that these analyses will be interrupted by Jeff Luhnow's continued reconstruction leading up to spring training next month.
As the season approaches and most of us begin to pay attention more closely, chipalatta.com will likely become more active.
Be sure to get notification when there's a new post by clicking on the Follow This Blog on the left-hand side under the menu.
Moreover, invite your friends to join the conversation by sending them the link.
Want to help set the agenda for the season? What type of features would you like to see throughout the season? More Free Blog Fridays? A weekly Q&A for readers? A minor league roundup?
Just leave a note in the comments. And, stay tuned this week for the beginning of the specific discussions on the Astros.


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Why I Want to be a Teacher
Tabitha Helms
I'm sitting inside on a rainy day, filling out my credential program applications. San Diego State is making me include a personal narrative, along with a million other things. But I thought my essay was good enough to share, so you can all get inside my head for a bit and find out why I want to be a teacher. :) Enjoy! Why I Want to be a Teacher By Tabitha Neal
A majority of college students change their majors several times throughout their years of study. My own college path was no different. I began as a music major, desiring to woo the world with my vocal talent. Two years passed, and I had declared a liberal studies major with a focus in elementary education, reducing my music major to a minor instead. Switching career paths halfway through was intimidating. Circumstances required the change, but I wondered if I really had what it took to be a teacher. Was this new career chosen simply for a love of children, or was it something deeper?
Many young adults have visions of changing the world. I am certainly no different. I want my life to mean something; I want to touch the lives of the people I come into contact with and make a difference. When I think back to the people who touched my own life, my teachers are the ones who come to mind. My second grade teacher, Mrs. Grubacich, made school likable; she made me feel like I could achieve anything. She built up my self-confidence and made me feel needed. I have loved learning ever since. Mrs. Anderson helped mold me into the organized person I am today. Mr. Weatherly taught me to think mathematically and visually by playing chess. Mrs. Burnworth sharpened my grammar and pushed me to pass my AP English exams for college credit. Dr. Tommerup taught me how to enjoy biology and how to make science a fun experience. I firmly believe that the person I am today has been shaped by each of these teachers.
Over the years, I have had the opportunity to hold job positions and volunteer in multicultural focused environments. Specifically, I worked for a restaurant chain, a private school summer camp, the office of Diversity Outreach at MiraCosta College, an accounting firm, various church groups and community theatres, different families needing childcare, and an outreach program seeking to encourage students to pursue higher education. In these environments I had the opportunity to work with people of all ages, backgrounds, and lifestyles. I learned how to be professional, how to be objective, and how to seek common ground with each person. I enjoy learning about different cultures. I think it is wonderful to live in a place where we have so many different groups and identities. It is something to be celebrated.
Personally, the opportunities that I feel have prepared me the most for my future as a teacher are my volunteer work at Landell Elementary, my job at California State University, Fullerton, and my participation in music and theatre. At Landell, I was able to take a central role in teaching the class by reading the students books, giving spelling tests, reviewing language arts, as well as observing an amazing third grade teacher. At CSUF, one part of our job was giving classroom presentations. Being in front of a group of students and teaching them about my topic gave me an incredible amount of self-confidence in a teaching setting. Finally, I have been in musical theatre shows, worked at theatres, and taught voice and piano. I have been saddened by the way art programs are being cut from schools. I think my background in it will allow me to implement the arts in my classroom and give my students an appreciation for them.
Certainly people can travel to other countries, start up important businesses, run for office, and raise money for those in need in order to change the world. However, I believe that the best way to change the world is by starting with a child. Sadly, at home many children do not receive the support and encouragement needed to push them to succeed. What if they never come into contact with someone that expresses joy in their worth as an individual, who sees their potential, and makes an effort to invest in them? Who will they become in the future? We need people who believe in us. I know that I can invest in these children in my classroom and change their lives so that they can go on to change the lives of others around them. Change begins with one person, and I believe that person is me, their teacher.


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Most people wish to lose some weight, but not all of them know how. There are many people trying to get rich quick by providing poor information and selling worthless products. This will teach you in a great position to lose weight.
A calorie journal is a good idea if you lose weight more effectively. This helps you cut down on how much food you eat less and also encourages you to make healthier food choices. Although a good exercise regimen is important, eating healthy is the best way to shed weight.
Staying active is a good way to shed the pounds. Riding a bike or taking a walk helps your burn a lot of calories, while sitting on the couch will not. A little bit of activity everyday is all you need, so make an effort to add it into your life.
Try to lower the quantity of caffeine you take in. Research has shown that caffeine slows down the rate at which you burn fat.
Whole grain foods in a diet plan that it meant to help you lose weight. You can talk to a dietician about proper whole grain items or you research them yourself. Avoid purchasing items that has words like "enriched" or "refined" on the packaging.
Other options include Tai Chi, going for a walk or jog, or simply running. Talk with your doctor before beginning any program if there is a chance you have any heath problems. You can do lots of exercises at home or during your day that will assist you in losing weight.
A trick many dieters recommend is to pop a few pounds is by sucking on ice when you feel like pigging out on junk food. Sucking ice can help satisfy a desire to eat.
Pack a lunch for work. Bringing your lunch from home allows you to decide what and how much food you will bring.Controlling your portions is something you should do if you want to weigh a long way toward staying on top of things when trying to lose weight.
Do not avoid your cravings. Foods like chips and ice cream are quite tasty.Cravings related to unhealthy foods could kick into overdrive when you are on a diet. Try not to give in, but do not ignore them either. Try to find a low-calorie substitute for your favorite food.
Don't eat a snack before you go to bed. Any foods you consume just prior to going to bed is not used by your body. It gets turned into fat and be stored while you sleep. Eat supper hours ahead of bedtime.
It is all to easy to let your commitment to regular exercise regularly if you pick a specific time to do so. Set up a specified time when you will be able to exercise.
You should consider using a monitor your heart if you want to lose weight. The heart rate monitor will help guide you to keep your needs there.
Although mayonnaise is delicious, even the smallest amount of mayonnaise is loaded with calories and fat. Cut out calories by making or ordering all other foods without mayonnaise as well.
These beverages are packed full of carbohydrates and sugars and will sabotage your weight loss goals. Try choosing bottled water when you are thirsty; it is the best thing for your body.
Learn what the different parts of a food label. Fat-free does not mean it is necessarily healthy.Read every part of a food label thoroughly so that you know exactly what is in it.
Do not quit once you start your weight loss dreams. Don't get discouraged if you aren't seeing results fast enough. If you stand by your commitment to take off the pounds, you'll get those pounds off. Increase your workouts if you seem to be having trouble losing weight is not happening for you.
A great way to be more fit is to go to bodybuilding websites about fitness and bookmark them for later use. When you start to feel your resolve fading, read through the advice provided for information and motivation. When on an athlete's site, you are more likely to reach your goals.
Now, you know how to lose weight in a healthy way. It really is quite simple. If you keep count of the number of calories you eat a day, you will have no problem losing weight. Look to the info here whenever you need some additional tips to help.


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Lip balm truly is an everyday essential for us girls here at The Amazing Blog. Every morning I wake up, wash my face, and then apply a smooth coat to my lips for that perfect finishing touch. When I came into work and saw four different samples of Juliette at Home Lip Balms, I knew I was going to have to try them out right away. And after a quick test, well… I now have one at home, one at work, and one in my purse.
I apply lip balm at least ten times a day to ensure that my lips stay moisturised and fresh (modestly of course) - carrying some in my purse is a must. The Juliette at Home balms come in a small simple tin allowing me to take them just about anywhere. And much like other Juliette at Home products, the tin is crafted with antique and modern elements giving it a contemporary design. The lip balm comes in four different flavours: Turkish Delight, Marshmallow and my personal favourites Parma Violet and Bitter Chocolate. With the spring months upon us, I absolutely fell in love with the smell of Parma Violet. The Bitter Chocolate had a sweet smell that made me believe I was actually indulging in some delicious truffles. No matter the flavour, all these balms left my lips feeling soft and hydrated. And each went on smoothly without leaving that irritating greasy feeling.
With the wonderful smells, non greasy application and simple tin, what is there to complain about? Just like my mascara, I now carry these lip balms everywhere I go. And for £4 each, you truly can't go wrong purchasing a couple of your own.


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CHICAGO - The countdown is just five days for Bears' fans for the postseason, yet it really stretches back about eight years.
Not since January of 2011 has the team had a week like this where they can look forward to their team in a playoff game. It's a welcome change for the franchise that underwent a transformation in 2018.
Zach Pearson of Bear Report saw it unfold and is now looking ahead to the Wild Card match-up with the Eagles on Sunday afternoon.
On Tuesday he was in the Sports Feed studios to talk about that game with Philadelphia with Josh Frydman, as they looked ahead to the playoffs while also discussing the 12-win regular season.
You can watch Zack's segments in the video above or below.


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Apush Sample Frqs Essay
Sorry, but copying text is forbidden on this website!
1. The French and Indian War (1754-1763) altered the relationship between Britain and its North American colonies. Assess this change with regard to TWO of the following in the period between 1763 and 1775.
Land acquisition Politics Economics
2. Evaluate the extent to which the Articles of Confederation were effective in solving the problems that confronted the new nation.
3. Although the power of the national government increased during the early republic, this development often faced serious opposition. Compare the motives and effectiveness of those opposed to the growing power of the national government in TWO of the following.
Whiskey Rebellion, 1794
Virginia and Kentucky Resolutions, 1798-1799
Hartford Convention, 1814-1815
Nullification Crisis, 1832-1833
4. Analyze the contributions of TWO of the following in helping establish a stable government after the adoption of the Constitution.
John Adams Thomas Jefferson George Washington (2002)
5. Analyze the extent to which TWO of the following influenced the development of democracy between 1820 and 1840.
Jacksonian economic policy
Changes in electoral politics
Second Great Awakening
Westward movement
6. The Jacksonian Period (1824-1848) has been celebrated as the era of the "common man." To what extent did the period live up to its characterization? Consider TWO of the following in your response.
Economic development Politics Reform movements
7. In what ways did the Second Great Awakening in the North influence TWO of the following?
The cult of domesticity
Utopian communities
8. Although Americans perceived Manifest Destiny as a benevolent movement, it was in fact an aggressive imperialism pursued at the expense of others. Assess the validity of this statement with specific reference to American expansionism in the 1840's.
9. Analyze the effectiveness of political compromise in reducing sectional tensions in the period 1820-1861.
10. Discuss the political, economic, and social reforms introduced in the South between 1864 and 1877. To what extent did these reforms survive the Compromise of 1877?
11. Analyze the impact of any TWO of the following on the American industrial worker between 1865 and 1900.
Government actions Labor Unions Immigration Technology changes
12. Analyze the reasons for the emergence of the Populist movement in the late nineteenth century.


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Week 1: Are you ready to have a baby?/
Lemon Water: Aly's Angle
Aly's Angle is meant to be a blog about my experiences participating in the 52 Week Be Better challenge, and that it will be. But I have decided to also write about my journey discovering the balance between being a new mother and the CEO of Be Better Movement. I hope you enjoy my honest and transparent perspective on the weekly challenges aimed at turning self-improvement into global improvement.
It is a crazy feeling knowing that your world is going to change dramatically and forever but not knowing exactly when it is going to happen. Was snuggling and watching a movie with my husband tonight the last time it's going to be just the two of us? Was the nap I took earlier the last uninterrupted nap of my lifetime? Everyone curiously asks, "Are you ready?" I know they are referring to items like, "Do you have the car seat installed? Are your hospital bags packed? Is the nursery complete? But when I hear this question, I can't help but think, "As ready as we will ever be."
Originally, when we discovered our little girl's due date, I was disappointed that it would fall right around the holidays. If she were two weeks early, she would have been born Christmas Day. If one week early, it would have been New Year's Day. Well, now January 1 has come and gone. It is the start of 2016, and I am so grateful that her arrival will coincide with the new year.
I have been thinking about what my New Year's resolutions are going to be. I determined that instead of making New Year's resolutions, I would have two focuses: Motherhood/Parenthood and Be Better.
My first focus is my transition into motherhood. This includes being the best mother possible while not losing sight of my passion for being a wife. It means determining what motherhood looks like for me and enjoying the process of becoming a parent with my husband, Cory. It's including our baby in our adventures and being flexible as we adjust to our new lifestyle. Most important, it's being present in the moment and not trying to be too engulfed in analyzing what we should and "shouldn't" be doing. Trusting our instinct is key.
The second focus is Be Better. The balance of being a new mother and growing the Be Better Movement in 2016 excites me. At times, if I am being completely honest, I do get a little freaked out. But most of the time, I am overcome with excitement. I love what I do; it fuels me. People often ask, "Are you going to keep working after the baby is born?" Luckily my response goes something like, "Yes, because I love what I do." I don't know how I am going to make it all happen, but I truly believe that when you love what you do, you find the energy to get it all done. The 52 Week Be Better Challenge is my way to make an impact in this world. I believe that being involved in things that make a difference and that make me happy will make me a better mother.
Here are my quick thoughts on lemon water, as I sit here on the couch writing this blog at 1:43 a.m. because I am feeling some strong contractions.
My husband and I are lucky to live in the city of Orange in Orange County, California. We have a good-size backyard (about 6,000 square feet) for a town in Southern California. Anyone outside of California probably wouldn't consider that much land, but here it is a big backyard. The reason I'm telling you this is because we have five fruit trees in our backyard: three orange trees, one fig tree and a lemon tree. This week, I picked lemons from my own backyard to use in my room-temperature lemon water.
I fill up our big pitcher with water, squeeze lemons, and refill my cup throughout the day. The best part of this week's challenge for me is getting up first thing in the morning and heading to the kitchen. Drinking a big glass of water – especially lemon water – is such a refreshing way to start the day. It's so important, especially being as pregnant as I am, to drink as much water as possible.
Little side note: I have a friend who is a dentist, and he told me that if you drink a lot of lemon water, you should do it through a straw because the acid from the citrus is hard on your teeth.
I hope you enjoy this week's challenge. We (I and my intern team) have been overwhelmed by all the new signups who plan to participate in 2016. We cannot wait to see all the completed challenges and posted pictures.
Just typing this is making me thirsty. Goodnight.
Aly Simons


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Children's charities have recently revealed that there has been an increase in the number of hate crimes against children in Staffordshire.
The figures obtained by the NSPCC under a Freedom of Information request, show that the number of children subjected to racial, religious and faith-based abuse has increased in the West Midlands.
In Staffordshire, figures show that there has been a 31% increase on such hate crime, with 94 incidents in 2015/16, rising to 123 incidents in 2016/17.
Children's charity, Childline, has also revealed that in the past three years, the 24/7 counselling service delivered almost 27,000 sessions related to race and faith based bullying.
Due to the concerning figures, Childline are launching a new campaign called 'Understand Me', which aims to support children who are suffering in silence from physical, verbal and cyber bullying.
NSPCC Supervisor, Michelle Hall, says that the charity often sees a spike in counselling sessions following terrorist attacks.
She said: "We do tend to notice that after big events such as terrorist attacks and Brexit, we see an increase in counselling sessions for young people, who felt that this was the cause of them being treated differently and discriminated against because of their race or faith.
"It can come from a number of things, social media can have a big influence, particularly with media stories that might not necessarily be true and that can be fuel.
"It can also be that young people think that these sorts of things are jokes, however they are not realising the impact this is having on the young people that its regarding.
"What the NSPCC's campaign is trying to do is to challenge stereotypes and the false views that people can have against people based on their race, culture or nationality."
Following the Westminster bridge attack on March 22 2017, Childline delivered 128 counselling sessions related to race and faith based bullying in April 2017, a 36% increase compared to 94 sessions in March 2017.
NSPCC CEO, Peter Wanless, said: "Its heartbreaking to think that some children are targeted by bullies because of their race, culture or nationality.
"Racist jokes and negative stereotyping can be hurtful and leave young people feeling isolated and ashamed of who they are or where they are from.
"Our 'Understand Me' campaign aims to reach out to all children who are experiencing racial or faith based bullying and make sure they know that they are not alone.
"No child should suffer in silence and anyone being targeted must be supported to tell someone and ask for help."
You can find out more about the 'Understand Me' campaign here.


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Franchises for Sale in Hamilton County, IN
Discover business opportunities, in or around Hamilton County, with well-established brands, who are looking for people like you to help them grow.
As of the 2010 United States Census, Hamilton County, located in the Hoosier State, had a total population of 56,576 people. This makes Hamilton County the one hundred fifty seventh-most populated city in the state of IN.


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This is a mini-course on how to use YouTube playlists to rank your videos on both YouTube and Google. Using the new PlayTraffic software and this course, you should be able to expertly rank videos and playlists.
Here are the TrainingObjectives for this course:
50% Complete
Anytime a new blog post is published, you will be the one of he first ones to see it before it goes public.


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We are committed to helping service providers build successful businesses. Our skilled team of financial experts have years of experience in providing accounting, tax, and business development services to service businesses—including physicians, attorneys, dentists, veterinarians, chiropractors, insurance providers, restoration companies, e-commerce and IT professionals, and more.
Our trained staff understands the unique challenges you face. As your trusted advisors, we work with you throughout the year to evaluate your business and ensure that your financial needs are met. Our critical analysis and practical solutions will identify business trends and opportunities for growth as well as help you improve the operations, efficiency and profitability of your business.
We understand that manufacturing businesses are unique—having to deal with complex inventories, volumes of forms, and always seeking ways to operate more efficiently within various markets. Our professionals...read more
Our skilled team of financial experts have years of experience in providing accounting, tax, and business development services to service businesses—including physicians, attorneys, dentists, veterinarians, ...read more
We are dedicated to helping you achieve success within your construction business. With extensive experience providing full-service accounting to the construction industry, we are intimately familiar...read more
Leander Limited is excited to announce the recent launch of our firm's new website. We've been working very hard to enhance our website and give our firm a fresh look. We've also continued to research and identify the latest and greatest technologies to improve the services we provide and ensure we continue to meet your needs.
Take a moment to look around our new...
February can be a tough month when it comes to motivation and energy levels for many people. So it's not surprising that employees may seem a little less productive at this time of year. Fortunately, the following four tips can help you put the spring back in your team's step—and boost the productivity of your business.
Keep Sharing Your Vision
If there's one time of the year that may inspire you to finally come up with a filing system for all of your bank statements, receipts and other important documents, it's tax season. Not only will keeping your documents organized make it easier and less stressful for you to find what you need on a daily basis (and when you are getting ready to have your taxes prepared), it will...


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Parents, are you familiar with the much-dreaded Bedtime Stall? You know the one:
I just need a quick drink of water.
I just need to go to the bathroom one more time.
I have one more quick question.
Well, my sweet T perfected that last one at the ripe ol' age of three. Folks, I answer questions from sun up 'til sun down but when it comes time for bed, I need an answering service. I want to check the heck out.
Every night, we would put the boys to bed and then head to T's room to say our good nights. And then we would be hit with a firestorm of questions.
It was as if she saved a week's worth of questions and blasted them at us right as we were about to close her door.
"Okay, T. This is the last one, okay? We'll answer more tomorrow."
But they just kept coming. And T is such a sweetheart that it was hard to put an end to it initially. Finally, after many weeks, we realized that this was not a passing phase. The questions were here to stay. We needed a game plan.
One night, we developed The Three Questions.
Three Questions
{A Simple Solution to the Dreaded Bedtime Stall}
The Three Questions
The Three Questions is simple, really. Basically, I told T that she could only ask us three questions. She had plenty of warning, so she could make those questions doozies– and, believe me, she did- but she could only ask three.
And, to make it easier for a 3-year-old to comprehend, I wrote out tickets for each question and laminated them. Because, you know, I love to laminate things.
At bedtime, we would hand her the three tickets and she would trade them for questions. When her hands were empty, the questions were over and it was time for bed.
And, do you know what?
It worked!
We used those questions every single night for well over a year. Then, one day, we realized that we didn't need them any longer. The phase had passed. I tucked those question coupons into T's memory box to share with her later, down the road.
The Three Questions, Part Deux
Nowadays, our sweet T is six-years-old. She's long past the bedtime stall. At the end of the day, she wants to cozy up in her bed and read her books quietly.
But Seuss? Seuss is in the question phase. We no sooner put him to bed when we hear his little feet walking down the hallway.
"Dad? Dad?" he'll whisper, urgently. "I have an important question."
This questioning phase has been going on for about a month or more when it suddenly occurred to us that we should make him some question coupons.
And so we did.
And, guess what?
It worked!!
Often, the best solutions are the simplest.
Here's how to make your own Three Questions
All you need is:
Simply write Question 1, Question 2, and Question 3 on three index cards with your sharpie and laminate. Voila! Question coupons!
Want to read a fantastic book about Three Questions?
If your children love to ask questions, and especially if they delight in the real doozies, you might try dabbling in a little philosophy. I love the book The Three Questions by Jon J. Muth. Based on a story by Leo Tolstoy and featuring Muth's gorgeous illustrations, this story will delight your children and will prompt memorable family conversation about life's big questions.
What simple solutions have you come up with lately? Share here so we can all learn from one another!
Caitlin Fitzpatrick Curley
Cait co-hosts The Homeschool Sisters Podcast and is co-founder of Raising Poppies, a community for parents of gifted and twice-exceptional children. Cait is also founder of the Family Book Club at My Little Poppies, a fantastic community of book-loving parents and the Gameschool Community at My Little Poppies, a vibrant community of gameschoolers.
Cait is a contributing writer for Simple Homeschool. Her work has also appeared on The Huffington Post, The Mighty, Scary Mommy, GeekMom, and many others. You can find her on Facebook, Pinterest, Twitter, Instagram
and G+.
Latest posts by Caitlin Fitzpatrick Curley (see all)
- Mystic Market: A Strategic Economic Game for Potterheads! - August 17, 2019
- Invasion of the Cow Snatchers: A Magnetic Logic Game - August 17, 2019
- Health and Human Anatomy in Your Homeschool - August 14, 2019


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Social Media on Participation of Young Generation in Electoral Politics: A Case Study
It is assumed that excessive usage of social media among young generations, i.e., students of universities make them more socially integrated and politically informed. Political parties use media as well as social media to portrait candidates and their various issues which attract mass people. Though there are some studies around, which validates these influence of social media on participation of young generation in electoral politics is done previously for some countries of world but yet, for the country Bangladesh, there is no such study still existing which reveals these issues with explanatory-descriptive analysis, particularly done for any specialized public university, where internet is more viable than to other kinds of universities, because of the additional attention is given to information and communications technology there. Mixed method has been applied to make the study more reliable. The study here perhaps is done with a format of structured questionnaire and Focus Group Discussion; simple random sampling and cluster sampling to fulfill the subsisting gap thus have found the most common kinds of websites used by respondents, average duration of them in daily basis, whether on other hand, have assessed that effectiveness of social media to inspire young generation in political participation.
Full Text:PDF
Tolbert, C. J. and Neal, S. M. C. (2003). Unraveling the effects of the internet on political participation. Sage Publication.
Clark, E. A. & Everhart, D. (2007). Positive Effects of Internet Use by College Freshmen. The New School Psychology Bulletin. 5 (2): pp 31-36.
Lovin, L. S. (1979). Individual political participation: The effects of social structure and communication behaviour. University of California Press, USA.
Salisbury, R.H. (1975). Research on political participation, Midwest journal of political science, 19(2): 323-341.
Best, S. J. and Krueger, B.S. (2005). Analyzes the representativeness of internet political participation. Springer Publication.
McClurge, S. D. (2006). The electoral relevance talk: examining Disagreement and expertise effects in social network on political participation. Sage Publications.
Irum, S. A. (2006). Governance and the Media. Available at http://www.igs-bracu.ac.bd/user files/file/archive_file/governance%20 and%20the%20Media. [Date accessed 17/01/2014]
Karim W. (2004). Election under a caretaker Government: an empirical analysis of the
October2001 Parliamentary Election in Bangladesh. The university press Limited, Dhaka.
DOI: https://doi.org/10.24203/ajhss.v7i2.4770
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Copyright (c) 2019 Asian Journal of Humanities and Social Studies
This work is licensed under a Creative Commons Attribution-NoDerivatives 4.0 International License.


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New Zealand shares rose as buyers came back into the market, led upwards by Auckland International Airport and Ryman Healthcare while Kathmandu Holdings dropped.
The S&P/NZX 50 Index gained 43.19 points, or 0.6 per cent, to 6857.85. Within the index, 25 stocks rose, 16 fell and 10 were unchanged. Turnover was $212.8 million.
"We are starting to see some retail bargain hunters coming into the market. I've noticed that with my own client base, investors are thinking that the Trump effect has slowed and things have settled down to some degree despite the earthquake and are keen to come from the buy side again," said Grant Williamson, director at Hamilton Hindin Greene.
Auckland International Airport led the index, up 3.3 per cent to $6.25. Williamson said it was a volatile stock which had been sold down early in the week amid concerns about tourism in New Zealand following Monday's early morning 7.8 magnitude earthquake near Kaikoura, but has since more than regained what it lost.
"The market had lost almost 10 per cent at one stage and is regaining some of that lost ground quite nicely this week," Williamson said. "We're up 1.75 per cent for the week, the first positive week in the last seven, so a nice turnaround this week - given the events of the weekend, you really wouldn't have thought that, but investors have taken that earthquake in their stride."
Argosy Property rose 2.9 per cent to $1.05, Mercury gained 2.4 per cent to $3.035 and Vector advanced 1.9 per cent to $3.18.
Ryman Healthcare improved 1.9 per cent to $8.59. New Zealand's largest retirement village operator lifted first-half earnings and said it expects to report another record profit for the full year, as it inked higher sales and continues to expand.
Kathmandu Holdings was the worst performer on the index, down 4.8 per cent to $1.79. The retailer expects first-half profit to be in line with last year's, which was $9.4 million, as it struggles to grow sales and maintain margins. Its first-quarter sales fell 0.6 per cent, the company said.
"The market reaction tells the story. It looked like the stock was starting to recover after a pretty difficult time throughout 2015 and the first half of 16. We were experiencing a nice improvement, but it's certainly turned back down again," Williamson said.
Comvita dropped 3.7 per cent to $9 and Tilt Renewables fell 2.4 per cent to $2. Outside the benchmark index, Seadragon dropped 11 per cent to 0.8c. The fish oil refiner more than quadrupled its first-half loss to $3.4 million.