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Overseas Family Outing IV 2009!. :D
18-22 Jun 2009!. :D
Langkawi, Malaysia!. :D
ima blog e days in parts, so that you wont be
bombarded with an extremely loooong post, altho
i've left out quite a number of stuff ;)
let's get ready to rumble!~ :D \m/
NO, I DIDNT WNA GO :) i stayed up overnight just to
enjoy my final mmts of my life in Singapore!. Lol... Lol...
who knows!, i even wrote a mini-will in case i die of boredom
or insufficient dosages of my favourite music!. ;) thankfully,
Hot Nabs is forced too so at least i hv someone to be
sarcastic with!. Lol... Lol... WE SAID SO!~ \m/ ;D
okay so i slept for abt an hr or so, but it's just to enjoy my
bed ;) anw, before leaving Hot Mum said we gotta be
scissorsfree, which is even more depressing!. i love my
'lil pink scissors!. :( oh yeah!. hired cab leaves at 0630!.
just imagine my mood!~ HAHAHAHAA XP \m/ hahah ;)
you know i cant live without you~ :)
took e tickets, blah3. hungry or what!~ :)
T2!. skytrained to bfast at LJS!. :D L: e dude made me get
a kids meal!. C: i bought e crossaint sausage burger thingy,
it looked light so i was confident that i cld finish it, but in
e end i didnt!. it was superfilling n btw i bought fries also
[pre-travel jet lag rofl XD] so yeah!. Lol... Lol... ;)
L: skytrained back, then walked2 ard. dimelo?. there were
free internet access kiosks!, so i spent time doing some
fbk quizzes [sempat!, im fast rofl] :) kinda sucked tho,
coz you can only open a window at a time so yeah. n
finally boarded e plane!. :D so yeah e flight # is AK5343,
n it's hilarious to hear e flightppl confuse emself up over
it!. was also funny coz they played some taped jingle abt gg
to THAILAND n how wonderful e place is n how rejuvenating
their massages r, n im like "diam ar!. kiter nak pergi
langkawi dier ckp psl Thailand!~" Lol... Lol... XD
so it's a 1hr2hmin flight, n we werent allowed to switch on
any electronics so it sucked to e max!. another thing i
hate abt travelling. also, when im in e air my throat, lips
n eyes get really dry?. not sure if that makes sense but wtv.
lucky for me, there was a white card for me to scribble on!. :)
oh, n e safety precautions demo was live!. haha as in e
air hostess had to "act" it out?. haha anw, they played some
bckgrd music on e plane, so Hot Nabs n i started to unleash
our POWERHOUSE VOICEs!. or at least only me rofl XD so sad,
nobody sang along, n after awhile they lower down e volume. :(
set list was weird [in a bad way] haha started with Say Ok,
Beautiful, Crush, blah3. somewhere in e middle, they played
Miley Cirus's This Is Me MALAY VERSION. sounded hella funny!.
rofl took me awhile but damn now i get it but wtv HAHAHA~
but e weirdiness didnt end there!. Lol... Lol... XD hahahahah
e song that they played at landing time was.... jengjengjeng,
BIRD THONGCHAI'S FAN CA!~ XD rofl!. random or what?!. it
was beyond funny!~ haha but yeah, hvnt listened to it since
eons ago. Bird TC is actually this THAILAND singer n that
song to me is like e Thai pop version of The Offspring's
Pretty Fly!. Lol... Lol... haha anw!. seriously, no idea why
e flightppl kept playing Thailand stuff when we r obviously
heading to Langkawi!. Lol... Lol... i think they're confused
hahaha XD only stupid thing was that e ppl infront of Hot Im n
i were fattybomboms n they leaned their seats back so we had
less legspace. haha occassionally i wld kick em just for fun :)
after that i got tired n fell asleep. anw, it's fortunate that
they played e damn soft songs, mainly so i can keep track of
how long more of a journey :) reached n Hot Im started
sneezing, n all of us caught it so it was damn annoying. anw,
realized that in e end we cld use our mp3!. RAWRRARRRARR!.
so yeah!. L: e airport stuff tore my bag strap!. :( got e
car, went in n Hot Dad blasted Air Supply songs!. -_-"
i cried out of torture :"( i had to switch from listening
to my Sony to e batt-powered one coz Sony was running low n
i wanted to save it for e trip back, but even when e volume
is on max i still cld hear e damn Air Supply!. :( in end i
just asked Hot Dad if he cld shut it coz i wanted to sleep,
but by then we've reached e hotel -_-" anw, checked in n
got complimentary drinks!. R: vodka fruitpunch!, IM JUST
JOKING MWAHAHHA it's some passionfruit drink, altho it
wasnt alcoholic, it made my throat itch anw!. :(
anw!. e thing abt this hotel is, we hv to take e shuttle
from e lobby to e villa n vice versa coz it's in a
zoological/island-esque location n we'd most likely sesat n
i'll get prissy!. XP in other words, when i get back to
my dungeon, i'll be sick enough of anything in relation to
e environment settings above. i miss love n appreciate my
dungeon thank you very much!. :D anw, e shuttle dude expert,
he carried for us 5bags up to our villa all at once :)
my motivation behind this trip is that it's kindufa
batik territory, so yeah im hoping inspirations flows into
my brain like hot wax rofl XD i managed to talk Hot Parents
to postpone e cable car ride to tml, coz most of us were
too tired to do anything!. :) anw, e rm Hot Nabs n i shared
was kinda similar to my dungeon!. all it was missing is my
wardrobe, computer, n GREENDAY POSTER!. :D Hot Nabs said i
should've brought it along rofl X) e only thing that's
missing from my dungeon is a full length mirror :) n!.
e bed is damncomfy!~ i like my bed woohoooo :) ^^
so yeah SOP, e camwhoration began!. Lol... Lol... ;D
i still love my bantal busuk!. :D
lunchized at Tomato rstrt, n there wasnt anyone else so
they switched on e fan especially at us!. R1: bought this
grape icecream, n it was hella nice!. it tastes like a
normal grape flavour, but e best thing is that it totally
cools your throat!. plus, it removes e aftertaste. i cldnt
finish it so i let Hot Im eat it n he agreed!. :) went to
Makam Mahsuri [=Mahsuri Masoleum], so yah nonchalant, esp
coz of R2!. ;) weather was damn hot, n e place was dead
[as in boring dead, not creepy dead :(] i seriously wonder
what abt e place that resonates so positively towards em!.
was bored so i observed e couples there n laugh at their
conversations [love makes you say stupid things rofl XD]!.
was even more bored so i started singing HAHAHAHAHAHA XD
Hot Mum kept gg "e mahsuri a very pretty girl!~" n im like
-_-" i mean, how is that supposed to stir my interest!.
what does she want me to do?. ask her for beauty tips?.
-_-" heh i think only Hot Dad n Nabs knows why i cldnt
care less :) on e positive side!. i saw a nice pattern from
e feathers of a bird [L2], n a huge cotton tree [R2]!. :D
then we went to Langkawi Parade to shop for groceries, n
R1: i found this candy wrapped in cute neon wrappers!. :)
went back to e hotel, otw i realize that i will somewhat
fall asleep in e car whenever im wearing shades!. haha
also realized my new dislike for departmental stores :/
and i saw the sunset glow :)
in e hotel watched Happy Feet!. :D damncute!. :D
i hope you survived this post, there's more to come!. :)
Cheers!. TTFN!. :D
Love xoxoxox Nebs


text:
How I Acquired Onstage With Maria Shriver At Fox's "Idol Gives Again"
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subset: commoncrawl


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about us
Celebrating 15 Years of Transatlantic Business
We are a market research and business consulting firm in Hungary. Established in 2002, we counsel international companies seeking to do business in Central Europe by helping them understand local business opportunities and practices, by finding local business partners and by conducting market research. We also work with Hungarian companies that wish to invest, or otherwise do business, in the United States.
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|Message view
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|"Ate Douma (JIRA)" <j...@apache.org>
|[jira] [Created] (RAVE-689) JpaConverter static converterMap can get 'corrupted' across multiple unit tests and causing tests to fail
|Fri, 22 Jun 2012 21:29:42 GMT
Ate Douma created RAVE-689: ------------------------------ Summary: JpaConverter static converterMap can get 'corrupted' across multiple unit tests and causing tests to fail Key: RAVE-689 URL: https://issues.apache.org/jira/browse/RAVE-689 Project: Rave Issue Type: Bug Reporter: Ate Douma Assignee: Ate Douma Priority: Blocker Fix For: 0.12 For *me* rave-jpa unit-tests in the model_interfaces branch have been failing since some time, but seemingly not for many/most others. The error is always an IllegalArgumentEception thrown by JpaConverter convert method: No ModelConverter found for type <class>. After having discussed this with Matt and debugged this myself, it very much looked like this was an environmental issue. More specifically: it looked like this was caused by a different ordering of files on my filesystem... And this I could confirm after some test tweaking: by configuring the maven surefire plugin with <runOrder>filesystem</runOrder> it will fail, but with <runOrder>alphabetical</runOrder> it will succeed! But of course this isn't the real cause of the problem. The problem is caused by JpaConverter being @autowired by Spring, and because Spring internally caches its earlier configured contexts... Meaning: for the same Spring context (configuration), it will only once initialize/autowire singleton beans. Even across test classes! This works for most without notice, as the JpaConverter stores its autowired convertermap as *static* member. So, as long as nobody changes this map, every subsequent test which also needs this will keep working as expected. That is: accidentally. So why does this break on my machine? Because there is one (enabled) test class, ConvertingListProxyFactoryTest, which *does* change the JpaConverter internal static converterMap. Filling and overriding it with EasyMock converter instances. And, as Spring is unaware of this, any test executed *after* the ConvertingListProxyFactoryTest which still expects the JpaConverter map to be valid, will fail. And it so happens that on *my* machine this ConvertingListProxyFactoryTest somehow is executed in a different order than on most other systems. Anyway, the real morale of this is: Never trust and rely on statics members within environments where the context/dependency injection might need to be reloaded, e.g. in non-forked multiple unit-test execution, or (more important) refreshable web application contexts. As the current JpaConverter implementation and usage is quite invasive, properly fixing/refactoring this is a bit out-of-scope for the goal of this model_interfaces branch. But should be addressed once the branch has been merged back into trunk. For the time being I will instead provide a simple fix for ConvertingListProxyFactoryTest to prevent the 'corruption' of the static converterMap after the test. -- This message is automatically generated by JIRA. If you think it was sent incorrectly, please contact your JIRA administrators: https://issues.apache.org/jira/secure/ContactAdministrators!default.jspa For more information on JIRA, see: http://www.atlassian.com/software/jira
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Our neighbors from the North are coming down to bring a little Vermont flavor to Cape Cod! Known for using the best malts and hops, Zero Gravity elevates the qualities of classic beer styles to create balanced, fully matured, and out of this world brews.
Back to All Events
Earlier Event: July 24Summer Tuesdays with Prospect Ciderworks
Later Event: August 7Summer Tuesdays with Cape Fifteen


text:
Certified Manufacturing Engineer - 2002
Society of Manufacturing Engineers, #42108233
Ph.D. - Industrial Engineer - 1999
University of Iowa
M.S. - I.E. (Decision Sciences/Operation
Research) - 1995
University of Wisconsin - Madison
M.S. - I.E. (Manufacturing Systems) - 1993
B.S. - Industrial Engineering - 1987
Tunghai University - Taiwan
Work Experience
Associate Professor, Department of Industrial Engineering, The University of Texas, El Paso, TX
2004 - 2009
Assistant Professor, Department of Mechanical and Industrial Engineering, The University of Texas, El Paso, TX
2000 - 2004
Assistant Professor, SME Student Chapter Advisor, Department of Architectural and Manufacturing Sciences, Western Kentucky University, Bowling Green, KY
2000 Summer
Tyco Inc. 6 Sigma Training Program Instructor, Franklin, KY
1995 - 1999
Teaching Assistant/Research Assistant, Industrial Engineering Department Intelligent Systems Laboratory, The University of Iowa, Iowa City, IA. Development of a preference-based rule induction system for engineering design.
1993 - 1995
Graduate Assistant, Center for Quality and Productivity Improvement (CQPI), The University of Wisconsin, Madison, WI. Responsible for data analysis support for quality related projects from industry.
1991 - 1993
Graduate Assistant, Industrial Engineering Department, The University of Wisconsin, Madison, WI
1989 - 1991
Assistant Engineer / Programmer, Computer Application Group CTCI Corp. (The Largest Consulting Firm), Taipei, Taiwan. Design and implement manpower allocation prediction systems, including visual network communication and data transformation.
Dr. Bill Tseng
Associate Professor Industrial Engineering
The University of Texas
@ El Paso
El Paso, Texas 79968
(915) 747.7990 (office)
(915) 747.5019 (fax) email@example.com


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evolving Objects - Coins and Diamonds
This is not a runner, platformer or anything similar, but nonetheless the aim of the game is to survive and to collect points. It features a unique game mechanics and also physical effects like gravity. There are 12 different Quest jobs and 4 additional special jobs. Global Quest highscores and local job highscores are stored, so that you can always try to become better.
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Country Music Chat is excited to welcome Charlie Peacock for a LIVE #CMchat VIDEO Twangout on Thursday September 5th starting at 5pPT/8pET co-hosted by Jessica Northey and Baron Lane from TwangNation.com!
Check out Charlie's AHHHHMAZZZZING Album "No Man's Land."
You can participate by watching live from our website: http://www.cmchatlive.com/twangout
Charlie Peacock's adventurous and success-laden resume makes him a difficult musician to categorize. The Grammy Award-winning, multi-format performer, songwriter and record producer has excelled in pop, gospel, country, Folk-Americana, and jazz. Peacock began his iconoclastic artist, songwriting and production career in the 1980s with recordings for A&M, Island, and Sparrow/EMI. Alongside his own unique performing and recording career, Peacock has played a lead role in creating major hits in three separate decades—most notably Amy Grant's "Every Heartbeat" (1991), Switchfoot's "Dare You to Move" (2002) and The Civil Wars' Gold debut album Barton Hollow (2011) – earning Grammys for Best Folk Album and Country Duo. Named by Billboard's Encyclopedia of Record Producers as one of the 500 most important record producers in music history, the award-winning artist-producer is known as a deeply committed advocate of artistic freedom and risk. In 2012 Peacock diverted from his recent jazz recordings to produce his own return to vocal performance, the Folk/Americana flavored No Man's Land.
A small sample of the hundreds of artists CP has produced, recorded, and performed with: Alison Krauss, Amy Grant, Bela Fleck, Bob Marley, Bourgeois-Tagg, Brooke Waggoner, Butterfly Boucher, CeCe Winans, David Wilcox, dcTalk, Felix Pastorius, General Public, Griffin House, Gwyneth Paltrow, Holly Williams, Isaac Slade, Jackson Browne, Jakob Dylan, Jeff Coffin, Jon Foreman, Karl Denson's Tiny Universe, Katie Herzig, Kirk Whalum, Kurt Rosenwinkel, Ladysmith Black Mambazo, Marc Ribot, Matthew Perryman Jones, Merle Haggard, Missing Persons, Mitch Easter & Let's Active, Nichole Nordeman, Oingo Boingo, Phil Keaggy, Randy Jackson, Ravi Coltrane, Red Hot Chili Peppers, Ricky Skaggs, Ruby Amanfu, Sal Valentino, Sara Groves, Sixpence None The Richer, Switchfoot, The Civil Wars, The Fixx, Victor Wooten, Zach Williams & The Bellow.
Upcoming Schedule:
9/2 #CMchat with Alabama 6p PT
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9/30 #CMchat with Tyler Farr 6p PT
For a complete schedule go to cmchatlive.com/upcoming


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- Residents
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Auburn Essential Services (AES) is joining Auburn Main Street (AMS) in helping the community form connections and make memories during "We Love Auburn" month. This year, AES is sponsoring a synthetic ice rink that will be available Feb. 9-10 from 12-4 p.m. The rink will be located on Cedar Street in front of City Hall.
As part of Indiana's Downtown Development Week, the City of Auburn and Auburn Main Street hosted a ribbon-cutting ceremony yesterday to celebrate the culmination of the Sixth and Main Street Revitalization Project. Indiana Lieutenant Governor Suzanne Crouch attended the ribbon-cutting, along with City of Auburn Mayor Norm Yoder.
Due to a recent ruling by the Indiana Supreme Court, law enforcement officials, including the Auburn Police Department, can no longer cite trains for blocking railroad crossings.
The Auburn Police Department will be issuing 2018 DeKalb County Free Fall Fair Resident Parking Permits on the following dates between 10am – Noon and 1-5pm:
The Auburn Police Department will be offering a self-defense course for women later this year. The four-session course, which begins Nov. 28, teaches the RAD (Rape Aggression Defense) System of awareness, prevention, risk reduction and avoidance. Registration is required.


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To the film party this time.
We don't go to the cinema often and tend to store up lists of films we look forward to watching on a flight somewhere. Those which we really, really want to see, we'll get on DVD if they don't show up along the way courtesy of BA or whoever. Others fall by the wayside as we forget all about them until they turn up on TV years later.
One film was on our list, because it was premiered when we were in New York this Summer and we'd read good things about it. But it had slipped our mind until we looked through the schedules today, when we boarded our flight to Boston for our annual pre-Christmas shopping trip.
Despicable Me is possibly the best film we've watched in ages. We thought it was even better than Up – possibly because it didn't have that schmaltzy, sentimental side to the story. The characterisations were terrific, the small details so clever (we must have missed so many, we really want to see it again). Quite why we didn't rush to the cinema to see it when it first came out, I have no idea…but if we had, then our flight today wouldn't have been anything like as much fun!


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Green Tea Pills Powders And Leaves What Works Green tea's been around for quite some time now… for, say, a couple of thousand years in mankind's history? It's the Japanese nowadays who are particularly keen on enjoying their green tea: their entire green tea market is barely enough to supply the massive local demand. There'sContinue reading »
Monthly Archives: "November 2018"
Healthy Eating For Summer Weight Loss
Healthy Eating For Summer Weight Loss Winter has been unforgiving. What better thing to do during the cold season than to sit in a couch and munch on some goodies while keeping yourself cozy and warm? It seems like yesterday when you were struggling to lose your winter coat; before you even know it, summerContinue reading »
Matching Matcha About Green Tea Powder
Matching Matcha About Green Tea Powder What is matcha? Matcha is a fine, high-quality green tea powder used for a variety of purposes. Grown exclusively in Japan, this stuff is definitely not something you'll come across for a penny or two a gram. It's got this slightly bitter taste that doesn't turn you away. Instead,Continue reading »
Mayo Clinic 3 Day Diet Lose Weight Today
Mayo Clinic 3 Day Diet Lose Weight Today The Mayo Clinic 3 Day Diet is designed specifically to take off weight fast. The original purpose of the diet is said to have been to help heart patients take off weight in a matter of days so that they could undergo open heart surgery. Three daysContinue reading »
Perricone 3 Day Diet A Facelift On A Plate
Perricone 3 Day Diet A Facelift On A Plate It's true! The Perricone 3 day diet has become insanely popular because of its ability to give you an instant facelift. The diet was developed by Dr. Nicholas Perricone, a world famous dermatologist who specializes in keeping people looking young and healthy. He laid out theContinue reading »
WEIGHT LOSS DRUGS Are They Safe
WEIGHT LOSS DRUGS: Are They Safe? Most available weight loss drugs in the market today need doctor's prescription. There are weight loss drugs that are bought over the counter without doctor's prescription but the general rule is to always consult with the doctors first before taking in any medication for weight loss. Natural weight lossContinue reading »
QUICK WEIGHT LOSS TIPS Mind Over Matter
QUICK WEIGHT LOSS TIPS Mind Over Matter You Can Never Outsmart your Brain! The moment you tell yourself that you are going to work on the quick weight loss tips you have been reading on, your brain will start telling your body to store up more food in preparation for hunger. This is precisely whyContinue reading »
Weight Loss Pills The Dangers Of The Easy Way
Weight Loss Pills The Dangers Of The Easy Way Weight loss pills are the fad today. People worldwide are trying to find ways to quickly lose weight. In the US alone, 70 million men and women search for diet pills and other easy and affordable weight reduction drugs. Several studies have been made to testContinue reading »
Whats Inside Your Cup Of Tea? The Benefits Of Tea
Whats Inside Your Cup Of Tea The Benefits Of Tea For the past years, much has been revealed about the benefits of tea. It is branded as a "wonder drug" by many and whether it is true or not is still a controversy in the health industry. Though going back to ancient times, tea hasContinue reading »
Atkins Advantage Bars
Atkins Advantage Bars Are you looking for something sweet yet nutritious to treat yourself after a hard day's work? Search no further, here are Atkins Advantage Bars that has no added sugar so there are no harmful fats. It has 40% to 70% of a daily supplement of 19 essential vitamins and minerals. You canContinue reading »


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Fencer Dual Lacme D2 current and 12V battery, issue 1 Joule. Fencer hybrid dual fuel, runs on AC 220V, 12V or battery (not included).
The kit includes the fencer, the power supply to attach to the network, and leads to battery power. In the event of a power outage, it is supplied automatically by the backup battery.
Output voltage: 10,500 V
Energy output: 1,000 mJ (1J)
Charged energy: 2.000 mJ (2J)
Power supply: 220V/12V
Theoretical Km: 40
Ideal conditions: 15 km
Average conditions: 3 km
Extreme conditions: 1,5 km


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From: David Watts
I have moments where I feel like I face anything. Absolutely anything. No, I'm not having a hypomanic event or delusions of grandeur. It feels like a young Spiderman when he first awakens to his powers. He's climbing walls, shootin' webs, entering MMA competitions (Tobey Maguire version). Unstoppable. In psalm 21, David is feeling unstoppable. Long life, endless blessings, enemies utterly subdued, this is a gaudy praise report for any ancient king. Important here is the source of King David and this David's power, verse 1, "O Lord, in your strength the king rejoices." The Lord is backing David, and he's relishing, rejoicing, laughing in His strength, and probably shaking his head at times he ever doubted. For these unstoppable moments are simply moments of faith. Verse 7, "For the king trusts in the Lord..." How much more as people enthroned by the King himself can we face our days with an unwavering, quiet confidence. Awaken to faith in the Lord, and you'll find strength in the Lord.
I'm a deacon in The Special Jurisdiction of Armed Forces, and loving life in the Lord!


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HP has made a serious claim today that it has a notebook that can operate for 24 hours on a single charge. The claim is based on the use of an HP EliteBook 6930p configured with an optional ultra-capacity battery.
To get this amount of run time HP gets very specific on the hardware you must be using on the notebook along with specific software needed. HP says that to reach 24 hours requires not only the ultra capacity battery, but also an optional Intel 80GB SSD, the HP Illumi-Lite LED display slated for an October launch, and Windows XP. HP quantifies it further by saying that the latest graphics driver form Intel and a special HP BIOS is needed as well.
Ted Clark, senior vice president and general manager of HP's Notebook Global Business Unit, says, "All-day computing has been the holy grail of notebook computing. With the HP EliteBook 6930p, customers no longer have to worry about their notebook battery running out before their work day is over."
HP's claim of 24 hours of run time on a single charge was measured by what it calls an industry-standard benchmark. HP says that its new Illumi-Lite Led Display alone will increase battery run time by up to 4 hours over traditional LCDs and that the new Intel SSD will improve battery life by 7% compared to traditional HDDs.
One further caveat from HP on the runtime claim is that its testing is not meant to demonstrate fitness for the U.S. Department of Defense Requirements for military use. The cynic in me thinks that the claim of 24 hours of run time is rather like an automakers performance claims for sports cars. The odds of you actually repeating the claims in the real world are remote. Furthermore, an "industry-standard" benchmark could mean almost anything; the question of what constitutes a realistic laptop battery test is a hotly debated topic. We can safely assume HP doesn't mean "24 hours of Blu-ray playback," so what, precisely, does the company mean?
24 hours with WiFi enabled? 24 hours of World of WarCraft, MP3 playing, or watching a series of XVID-encoded files? Heck, 24 hours of Microsoft Word?
Feel free to color in the blank spaces, HP, but until you do, consider us dubious.


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PARKGENE Rating Review
|Start ICO
|15 Jan 2018
|End ICO
|19 Mar 2018
We have reviewed the project's progress as of February 2019 and would like to note that the progress of the project is difficult to track and very unclear, however, the app has been released. Therefore, the project's rating has been decreased to Risky.
The project is entering the market with an interesting and potentially popular idea. The project is well developed, its documentation answers all foreseeable questions, and the project has a well thought-out and reasonable financial model. The team's qualifications do not raise any doubts.
However, as with any project functioning at the intersection of the cryptocurrency and offline worlds there are some risks for the realization of all the founders' plans. In particular, it is unclear whether it would be possible to shift all payments to tokens.
The GENE token is a utility token intended to be used for payments on the platform. The growth potential of its value will depend not only on how many parking deals will be paid for with it, but also on how clients will use it: whether for renting a parking space or to sell it to receive fiat income. In our opinion, most parking customers will still convert GENE to fiat, which will slow the growth of the token price down; however, growth will still be positive if token demand exceeds supply.
General information about the Project and ICO
Parkgene is a decentralized platform for searching and paying for parking places worldwide. The project's developers are familiar with the parking market, and they already have one working project in this segment — an application called PARKGURU. So a transition to the blockchain sector, with a subsequent expansion of functionality, is seen as a logical and technological development of the existing service, provided that the team achieves their set goals and a really significant client base for the program is created.
The Parkgene team aims to create an international ecosystem built on the Ethereum blockchain, based primarily on P2P communication, reducing parking costs and simplifying interaction between drivers and parking space owners. The Parkgene platform itself will act as an infrastructure; participants pay commission for its use.
A significant advantage for the project may be in the fact that its plans are not limited to the solution of parking problems; they also involve future development of the platform with the addition of many other car-related services.
ICO Start: 15.01.2018
ICO End: 19.02.2018
Hard cap: US$35m
Pre-sale hard cap: 20m GENE or US$2m
Soft Cap: no data
Token: GENE Token
ICO Price: 1GENE = $0.1
Platform: ETH
Accepted currencies: Bitcoin, Litecoin, Bitcoin, Dash, Ether and USD
Total issuance: 1,000,000,000 GENE
Allocation of funds: When using the funds raised, the team will focus on the development of software functionality, product marketing and research in accordance with the roadmap:
Escrow: Funds received during the crowdsale will be automatically deposited to the escrow account.
The PARKGENE project has well-developed documentation; in particular, the white paper is detailed, and contains answers almost to all questions that might arise.
Description of the services and scope of the Project
At the moment, the application's planned functionality is simple but sufficient for performing the task in hand: the leasing or renting of parking spaces. The developed platform will consist of mobile applications and web-applications.
Users are divided more or less into two groups: tenants and parking owners. They will receive the following opportunities:
1. Choosing and reserving a parking space. This is the main service provided by PARKGENE. At the moment, drivers using paid parking are generally forced to settle for parking spaces available at the time of arrival. The chance to book a parking space would enable booking as close to one's office as possible before leaving home. Moreover, it would be possible to book a space for the necessary period of time.
It is difficult not to agree with the team that this service will save time, reduce costs that drivers often do not notice themselves incurring while looking for parking spaces, and positively affect congestion in the centers of big cities.
On the other hand, the attractiveness of this function for parking space owners raises some doubts; due to serious congestion in business areas in major cities and a high demand for parking, space owners might prefer to provide parking for a potential client who has already reserved it rather than to a client who is a last-minute booker.
The process of finding and selecting a parking space is down to the driver, although it would be interesting to introduce a search option for an optimal parking space based on, for example, price in the region in question. For example, for parking right next to a shopping mall but for a reduced price. Generally speaking, a service similar to the one used on websites for example for finding airplane tickets at favorable prices.
2. Parking fee. To facilitate the payment process, a GENE token wallet will be integrated into the ecosystem. The project plans to provide functionality for convenient purchase of GENE tokens both for fiat and for the most popular cryptocurrencies. Transactions between users' wallets are carried out in such a way that the rent is transferred to the "repository" during the parking session, at the end of which an owner receives the fee minus commission. From ~ 20% of the sum intended for financing the ecosystem, after some time 5% will be distributed among drivers and parking space owners in return for actions such as rating each other or writing reviews.
This is a delicate nuance, as the cost of parking will be nominated in fiat currency and paid for with tokens. Tokens will be quoted on several exchanges, which may cause some difficulties with determining fair market rates. In addition, the volatility of cryptocurrency increases the risks for P2P participants renting a parking space while tokens are frozen in the repository.
The creators have announced the possibility of additional functionality, for example, such features as the key to the gate for rented parking or the ability to monitor a parking space occupied by the driver for the owner. These ideas require the purchase of additional equipment – the team assures that the cost of equipment will not exceed $29.
In the documentation the team also describes the expansion of the ecosystem by supplementing it with participants from other areas of the automotive sector (as an assumption). The functionality in question and the role in the program are not described, but this aspect could be a large proportion of what might be claimed by drivers.
The application's client interaction process is represented by the following scheme:
The success factor for the project, in our opinion, could be the facility for the simple renting or subletting of parking spaces by private individuals using their parking only at certain times of the day, for example, for night parking, while the space remains empty during the day. Providing an hourly lease of your vacant parking space without using such an application really seems complicated, and using PARKGENE will enable the parking space owner to receive additional income and also increase the number of available parking spaces in the city. However the increase will be insignificant since many sought-after parking spaces do not belong to the private sector. This prospect will provide an influx of users seeking additional income or wishing to reduce the cost of renting a space by subletting.
Market review
The project team has carried out a detailed and comprehensive market analysis in its white paper, taking into account various international studies in the field.
The emphasis in the analysis is laid not only on the price of the parking itself, but also on associated additional costs such as fuel spent during the search for a free space, as well as time costs and the increase of traffic in cities. In general, based on an analysis by Frost & Sullivan, volume in the parking industry at the 2014 stage has been estimated at US$100 bln.
So as not to repeat the detailed report on the state of the industry that can be found in the project's white paper, we will focus on the market for parking solutions. An increase in the number of cars, the shortage of parking spaces in large cities, and the fact that road traffic is compounded by drivers searching for free parking spaces by approximately a third, all create favorable conditions for growth and development of the so-called parking management market, whose volume was assessed at US$4.19 bln in 2013. By 2018 according to the forecasts it should make up US$7.2 bln. The situation for the organization of parking spaces depends on the specific region, economic conditions in the region, parking infrastructure and the number of cars; however in general the global market shows stable growth. Considering for example the USA, one of the world's largest parking management markets, projected growth will be from US$1.5 billion in 2013 to US$4.11 billion in 2022. This is clearly favorable for companies offering smart parking solutions.
The project team has an impressive number of specialists, and information about the management is provided in detail. The description of the project indicates that its employees have sufficient experience in application development, business management and the launching of products.
The project site and white paper provide the following information about the team members:
Key figures are:
Ilias (Louis) Hatzis, CEO (Facebook , LinkedIn) — Internet entrepreneur, has worked for Google and JWT, author of articles on Dailyfintech.com.
Yannis Ramfos, COO (Facebook —, LinkedIn) — has 20 years of experience in IT and transport.
John Zarifis, Chief Technology Officer (Facebook, LinkedIn) — has plenty of experience, specialising in software development, product design and the preparation of technical documentation.
Nikolas Skarlatos, CFO (FacebookLinkedIn, Twitter) — has considerable experience in the financial sector, investment management, stock evaluation and market development.
Tasos Flambouras, Chief of Digital Strategy (Facebook, LinkedIn, Twitter) — entrepreneur and pioneer in the gaming field in Greece, has a considerable track record and plenty of experience in product development and the launching of products. He is a mentor for startup projects.
One of the positive aspects of the project is the fact that advisors consulting the team are also represented on the site. Some advisors are experts in blockchain, IT, cryptocurrency and parking.
In general, we can conclude that the project team has a fairly high level of competence and professional experience in their various fields, which points to a successful implementation of the idea.
Development strategy and Roadmap
A beta version of the service should be released in February 2018 according to stated plans. Further geographical expansion would be gradual: the team cites Athens (where it would probably be easier to consolidate, as 50,000 residents already use their other service, PARKGURU, according to the team); London, Manchester, Moscow, St. Petersburg, Paris, Marseille, Rome, Milan, Barcelona, Warsaw, Bucharest, Chicago, Los Angeles, New York, Bangkok, Istanbul, Shanghai, Beijing, Guangzhou, Mexico City, Tokyo and Osaka. In May 2018 a full-fledged working version of the application will be launched; in June the global marketing program commences.
We believe that the service has better chances for development in countries where centralized municipal parking is not so developed. For example, in Russia, where in many places parking along the road is still not regulated, there are not many paid parking spaces in city centers, but there are a lot of areas for residents which lack traffic rules for parking (mostly due to the fact that police access there is limited). These are the type of place that can be rented to people working nearby and those with problems locating parking spaces.
In Western Europe, for the most part, parking is very tightly regulated. There is a large quantity of paid underground or multi-storey parking, and there are often signs showing the number of available parking spaces at the entrances to city centers. Thus in Western Europe from our point of view, the prospects of development for Parkgene are less promising.
The Parkgene team, realizing that P2P parking is a burgeoning market, is apparently realistic about its own strength. Indeed, if PARKGENE reaches hard cap, the team will have an advantage over many small regional players, which will allow it to win the competition for market share and customers. In addition, M & A is pledged to the budget which is planned to be financed by GENE tokens from the Future Fund.
Marketing strategy
1. Product marketing
The team is planning to spend 40% of funds raised during the token sale on marketing; these funds will be used to create global advertising campaigns starting in June 2018, aimed at attracting new users. We believe that marketing campaigns will be conducted in cities indicated in the previous chapter.
The marketing budget until 2027 is estimated by the team between approximately $15.4 million and $77.4 million for attraction of new customers and from $10.2 million to $43.8 million for brand recognition, depending on which scenario the project will be developed (there are three possible scenarios: pessimistic, conservative and optimistic). Moreover, annual volume of the marketing budget increases from $600,000 ($1,000,000) in 2018 up to $5,000,000 ($25,000,000) in 2027 which seems illogical, since an aggressive marketing strategy is required at the initial stage of project development to attract the maximum number of participants. Information about the project will then be transferred from consumer to consumer which wll increase participation without active marketing.
A good marketing point is the audience already gained for the first project by the developers - PARKGURU. The team estimates this to be 50,000 people.
Another marketing tool will be the creation of a charity fund announced in the Parkgene white paper, which will be replenished by:
Tokens which are not used for the bounty program during the ICO
Donations from third parties
Donations from the Parkgene Future Fund
Distribution of funds, including user voting, will be implemented as follows:
2. ICO Marketing
The bounty program has been announced in the white paper and on the website. The issuance of tokens is planned to be limited to a figure of 50,000,000 GENE or 5% of the total planned token emission. There are two methods for obtaining bonus tokens within the program:
5% of transaction amounts from clients who purchased tokens at participants' recommendation: A referral program.
Traditional implementation of various tasks to disseminate information about the project that offers free tokens to participants. Schematically this is represented as follows:
ICO marketing is implemented at an appropriate level. The project was announced on bitcointalk.org; the thread includes 45 pages of discussion, but is generally characterized by low interest from the community and low activity. As for social media, the project is covered on Instagram pages (105 followers), Facebook (6,133 subscribers), Twitter (1116 followers), Medium (10 subscribers). The team leads a chat group on Telegram (783 participants) and a youtube channel (13 subscribers). There are also a number of references to the project in mainstream media such as the International Business Times (16 million audience) , InvestorPlace (3 million audience), FOX12News (4,2million audience), STAR Tribune (10,8 million audience), and NEWS BOSTON; the team mentions about 150 articles in various media.
The website itself has a convenient interface and a well-developed FAQ section; there is more than enough information about the project in the documentation. There are problems with switching between languages on the website; thus information is provided in English only.
Competitors and competitive advantages of the project
Considering PARKGENE as a decentralized platform for parking space rental, it is difficult to be precise about direct competitors for the project. The founders themselves compare the concept with the companies Airbnb and Uber, and mention several recent start-ups which offer a P2P Parking scheme but do not have enough scale to take serious positions in the market; JustPark (which has been operating since 2006 and is used by 1.5 million drivers and about 20,000 parking owners), ParkEasier and CitiFYD are regarded as competitors.
In addition, the team shared with us an analysis of competitors including 27 third-party companies; only two of which operate worldwide. According to the team's analysis of competitors, only Parkguru covers all three segments - On Street Parking, Off Street Parking and P2P.
We can add that there are many local mobile applications which offer parking for rental or search for parking places by one means or another. It is also worth mentioning that Google maps or other navigation systems show free parking in a given location. The main difference with PARKGENE is the following points:
Firstly, it is a decentralized platform, although the advantage of is not obvious to the user. We do not believe that the blockchain component can become a main advantage for the project, or that it is necessary for implementing the application.
Secondly, extensive marketing is a resource for which PARKGENE is planning to attract funding during the ICO. Scaling the project, its audience and connecting the maximum number of parking owners is vital for successful functioning.
The PARKGENE team provides an ultimate scenario for developing its business, consisting of two key points:
1. Due to ease of leasing user-owned parking spots, a two-fold increase in parking spots in cities is expected:
Doubling is supposed to be achieved due to the fact that each user will not only rent a parking spot, for example, next to work, but at the same time rent out his own parking spot (at home). Most likely, this effect will not be so significant. The claimed parking spots, as we have pointed out are often not in the hands of private individuals and the number of individual parking spots to be leased does not match the number of municipal and professional parking lots. In addition, the relevance of parking depends on the demand and the number of available spots. These two variables depend on time of day, area, etc. In other words, demand for parking in the CBD of the city on a weekday will not be equal to demand for parking on the outskirts at the same time of day.
2. PARKGENE is a ten-times cheaper alternative to parking lots and garages.
The sense is in balancing parking costs with income from renting your own parking at the same time. In this case, net flow rate will be equal to the value of the PARKGENE commission. But in practice the cost of parking will be different, as well as the rental hours.
We also have doubts that parking will really cost $5 instead of $10 as described in the documentation (i.e. twice as cheap). In areas where parking is in demand, demand will still exceed supply. As a result, price will tend to the market average figure which minimizes PARKGENE's parking discount in comparison with municipal or private paid parking.
Nevertheless, we note that despite optimism on the part of the team regarding the ultimate scenario, this is not laid out in the financial model, where it is clear that the actual effect will be less significant.
Economy of the Project
PARKGENE acts as an infrastructure intermediary between driver and parking space owner. The price of PARKGENE commissions will be 10-20% of parking cost. Commission variability is due to the fact that parking is worth different amounts in different regions, whereas PARKGENE's costs are nominated in absolute numbers. Thus, the company is planning to regulate its revenues in different countries in order to equalize the regional margin.
PARKGENE plans to cover operational, development, cloud services and advertising costs through commissions.
PARKGENE approaches its financial aspect in a highly responsible manner. The team provided us with its own financial model which includes three scenarios for platform development, calculations of profit before taxes, cash flow, as well as a forecast for the future price of the token.
We appreciate the financial model for the P & L forecast: the team made realistic assumptions regarding the dynamics of market share. This increases the relevance of the data since figures provided are achievable on condition of developing a truly high-quality product. Moreover, they could be much higher.
According to the basic conservative scenario, PARKGENE will be unprofitable until 2022; however, the accumulated loss will be easily compensated for by means of funds attracted during the crowdsale.
Conceptually, from our point of view, the ICO is not the best mechanism for attracting investments for PARKGENE and tokens are not the best means of payment for services. The project is aimed at ordinary people, not the crypto community or representatives of any advanced industries. For an ordinary person, buying a token is still inconvenient, which means that PARKGENE takes on all the risks associated with both the regulation of cryptocurrencies and utility tokens in various jurisdictions in the future and the usability of cryptocurrency for the average person.
Providing a service allowing you to purchase GENE tokens via a bank card, in many jurisdictions would be illegal. It also complicates the functioning of the application regarding municipal parking.
At the end of the section, we would like to talk about the security of using PARKGENE: the business process assumes a temporary "freeze" of GENE tokens in the PARKGENE depository between the moment of writing them off the driver's balance and expiration of the rental period, i.e. the moment when tokens are credited to the parking space owner. We have discussed the problem of hacking with the team; we get the impression that the team is approaching the problem in a very responsible manner.
Token investment attractiveness
The GENE token is a utility token which will be used for payments within the platform. The driver buys GENE tokens and pays for services provided by the parking owner with them. The owner receives 70-80% of the value of tokens written off from the driver's balance. The rest is platform commission, minus 5% of tokens which will be returned to users as a reward, a sort of cashback.
The investment attractiveness of GENE tokens will depend on the extent to which the structure of the movement of assets within the platform will be looped. Let us consider two scenarios for the development of events:
Scenario 1: Implementing the ultimate scenario
An assumption of the founders is that the P2P parking service will be looped. In other words, drivers in the city center will simultaneously rent out their own parking lots on the outskirts where they live and vice versa. Thus, the driver simultaneously acts as a parking owner which enables doubling the number of parking spots and significantly reduces costs.
In this case, 80-90% of money flowing into the ecosystem will remain there forever (or, at least until PARKGENE loses competition to anyone, if this happens). In any case, 10-20% of funds will leave, since these are PARKGENE's commissions levied for the payment of fiat costs.
As the popularity of the platform increases and the number of users increases, GENE token will exponentially increase in price.
Scenario 2: Implementing our assumption
Above we have expressed our doubts that it would be possible to achieve a looping of the movement of money in the ecosystem. In this case, parking owners do not have a motivation to keep GENE tokens, at least when they can be used for nothing but parking, i.e. in the first iteration of the service. Parking owners will sell tokens; this will balance supply and demand, and the prospect of a token price increase would decline significantly.
From our point of view, the second scenario is much more likely; however, it is impossible to predict what percentage of parking owners will sell tokens received. In any case, the truth is most likely to be somewhere in between, provided that the project is successfully launched. The dynamics of the token's price should be positive if total volume of demand exceeds supply, i.e. at least a partial looping of the system is achieved.
We would like to describe two token funds created by PARKGENE in this section:
Charity fund: This will include unallocated tokens from the bounty program, tokens from parking smart contracts that were not executed, one month after their completion, as well as donations from all comers including the Future Fund. The funds received will support research and research institutions working on solutions for the automotive and parking industry. Token holders will be able to put their propositions forward and vote for a Charity Fund distribution.
Future Fund: Will receive 40% of issued tokens. Annually, at least 1% of the Future Fund will be transferred to the Charity Fund. M & A transactions will also be conducted at the expense of the Future Fund, as well as short and long term investments in industry-related projects.
According to the white paper, PARKGENE undertakes to put decisions on major transactions, including M & A financed by the Future Fund on token holders' vote. Moreover, PARKGENE will be obliged to take all decisions determined by the majority of token holders; tokens from the Future Fund will not have voting rights. This is a good solution that protects token holders from possible solutions from the project team that might potentially be unprofitable in terms of the token's price.
Thus, the Future Fund could become a tool which increases demand for GENE tokens in the long term.


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Year after year, millions of people look into their bank account and see that they have no money in their savings, nothing to invest, and their future looks bleak at best. Does this sound like you? Well, if it does, it might be time to change the way you think about money. In this article, I will show how easy it is to save and how it doesn't take much to make a tremendous difference for you and your financial future.
I remember reading somewhere that 70% of millennials (ages 18 to 36) have less than $1,000 in their saving account. 10% of the millennial population have over $10,000 in savings, which may sound like a lot, but honestly, it isn't much. Imagine how fast you could spend that type of cash at the mall! The lack of money could be because this generation is struggling with debt. We have credit card debt, college loans debt, and most of us are behind on our payments. But I don't believe this is the problem. I believe the problem is that we never learned how to save our capital correctly. There were no classes in high school or college geared towards saving money, at least none that were required.
With a few useful and time-tested tips, I will help shed some light on how to increase your worth and raise your financial IQ.
Track Your Income/Spending:
Tracking how much you make is awesome. I have a journal in my room that I use to do this. Written on it from left to right is the date, the amount of money I made, where it came from, and a percentage system that allows me to see how much I can spend and how much I will be putting away. It sounds complicated and a little outdated, and it is, but I enjoy it. Later on, in this section, I will provide you with an easier way to get this done.
The not so fun part is tracking where our money goes, but it's important to do this for a couple of reasons. When we track where our money goes, we become more conscious of how much we're spending, and it forces us to think a little bit more about whether or not we need what we're buying. When you have to track where your money goes, all of a sudden a $60 juice fast doesn't seem like such a good idea anymore. The great thing about tracking how you spend your money is the ability to look back on it in the future. Being able to do this for weeks, months, and years at a time will give you a better picture of what your good or bad spending habits are and where your money really goes.
"What is easy to do is easy not to do." - Jim Rohn
While tracking where our money goes and comes from is easy, it rarely gets done. I guess the idea of carrying around a pen and a pad and whipping it out every time you want to make a purchase can seem a little annoying and bothersome to some people, and rightfully so. Even writing down how much money you make in a journal at home can cause stress. The good news is that I have a solution.
The great part about living in today's day and age is that there are apps for everything and anything we can imagine. Do a quick search for money journal or money diary in the app store and download any app that speaks to you and your taste. I personally use an app called MONEY JOURNAL by Aesthology (http://www.aesthology.com/money/). It's easy to use, and while it will be easy to do, the habit of remembering to do it and sticking to it will be the part where most of you will fail.
Pay Yourself First
Some of you might be scratching your head after reading that title. Well, stop! You might be earning money and maybe even quite a bit, but not many of you are paying yourself first. Most people spend that money on clothes, on a nice dinner for themselves, and on personal care, but none of that is considered paying yourself first.
Paying yourself first is taking a fixed percentage of every dollar you make and putting it away for your financial FUTURE.
When I say pay yourself first, I MEAN IT! When you decide on a fixed percentage, no matter what event is coming up for you, no matter what bills you have to pay, you never take away from that fixed amount. You're not going to die if you can't make it to that one concert and your life is not going to end if you're $50 short on your next credit card payment, but you will regret and have to work 10 times harder in the future if you don't follow this rule.
I recommend putting 10% of every dollar you make away into a hidden savings or investment account that you can not touch. The money in this account is for future investments only. Most people are pleasantly surprised at how much money you'll have at the end of the year. The best part? It feels good! Knowing that you saved some cash and that it's going to make you more money in the future (if you follow the rest of my tips!) feels amazing and empowering.
Live Under Your Means
You worked your butt off getting that promotion so that you could buy those fancy clothes, get that nice car, and go to Coachella every year in the latest gear... but guess what? I'm going to ask you to stop doing all that and go back to living life how it was before. WHAAAAAAT! (Lil Jon Voice)
This is an easy rule to understand. If you make $50,000 a year, live like you only make $40,000. If you make $100,000 a year, live like you only make $80,000. Living by this rule will be tremendously helpful for you in the long run. When you decide to buy a house, invest in your education, and go on that 3-month backpacking trip across Europe, you'll be glad you lived under your means and saved all that extra cash.
This will also ensure that any hidden surprises, such as owing more than you expected for taxes or breaking your leg and having to pay for x-rays and surgery, won't put you into a huge pile of debt. Yes, I'm basically asking you to play it safe and I know that's not fun, but no one is saying you can't live dangerously in other areas of your life. Go jump out a plane or go running with the bulls. Once you get used to living under your means, you won't even notice the difference.
Invest: Make Your Money Work for You
What's the point of saving all that extra dough if you don't put it to good use? Your hard earned savings is not supposed to collect dust, it's meant to be put to work so it can make you even more money. While this requires the most effort out of all the rules, it is the most beneficial, and it's the part that's going to set you up to be a millionaire in the future.
The goal is to invest your money into assets such as real estate, stocks, bonds, or business's that will earn you more income. Some of these methods take a little more energy and make you more money, like researching the right start-up company to invest in or the right house to purchase and flip. Others are meant for you to click and forget, like investing money into bonds or Vanguard index funds.
Investments are highly individualized and depend on your risk tolerability and how long you are willing to invest (short versus long-term). I suggest you do your due diligence and research what would be the best investment for yourself. No matter how much you saved and what you do for a living, make sure you invest!
Have your money procreate and make more money for you. Invest what you saved the following year, add it to the pile and let it keep multiplying. Eventually, the compound effect will kick in, and your fortune will SKYROCKET!
The Compound Effect
"Compound interest is the 8th wonder of the world" - Albert Einstien
The real secret to wealth is the compound effect. When you first start investing your hard earned savings, you get excited! You can't wait to see what you're new positive habit and choices are going to do for you. "I'm gonna be rich!" you think to yourself. Then you check your account and find out that it made a return of investment of only 5 to10%. Reality sets in, your fortune hasn't changed. Most people get discouraged and feel like it's not working, and they start regretting not spending that money going to Burning Man or buying that chinchilla fur coat they saw on sale at the mall. Don't fret; the compound effect is at work.
You see what happens is you keep putting the next years' hard earned savings in, and then that money makes another return on investment of 5-10%. You do this year after year after year, and 30 years later you look into your account and see that it has sky-rocketed and you are now a bonified multi-millionaire. While this all depends on how much you save, your choice of investments, and when you decide to start, the truth is that everyone can benefit from the compound effect.
Let's Put it All Together:
1. Track Your Income/Spending:
Download a money diary and start tracking how much you make and how much you spend. No excuses!
2. Pay Yourself First:
Start putting 10% of every dollar you make into a private investment account. Always pay yourself first, no matter what!
3. Live Under Your Means:
Pretend like you make 20% less than you make and live life like you make this much. It'll help in case of emergencies or when you want to make a big purchase.
4. Invest: Make Your Money Work for You
Take your hard earned savings and make sound investments so that you create additional income.
5. Compound Effect
Be in it for the long-haul. Keep investing and don't lose faith. Over time your investments, consistency, and patience will pay off big-time.
Reading List:
The Richest Man in Babylon by George S. Clason
Rich Habits by Thomas C. Corley
The Compound Effect by Darren Hardy
A Beginner's Guide to Investing: How to Grow Your Money the Smart and Easy Way by IvyByte
I hope you all enjoyed reading this article. Comment below and tell me what you loved or hated about this article the most!
-Coach K


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Nick Wooster X GREATS Launch at Westfield San Francisco Centre
Customers are invited for the launch of Nick Wooster, coveted Men's style and fashion influencer and his collaboration with GREATS.
Guests have the opportunity to meet with Nick, shop his new Men's , & Women's collection, and enjoy a live DJ.
Nordstrom at Westfield SF Centre
865 Market Street
San Francisco, CA 90103
United States


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Applications are invited for an International Fellowship for urban scholars on any theme pertinent to a better understanding of urban realities in the global south funded by the Urban Studies Foundation. The Fellowship covers the costs of a sabbatical period at a university of the candidate's choice in the global north for the purpose of writing up the candidate's existing research findings in the form of publishable articles or a book under the guidance of a chosen mentor in their field of study. Funding is available for a period ranging between 3-9 months.
Eligibility: Applicants must be early career urban scholars with a PhD obtained within the preceding 5 years who currently work in a university or other research institution within the global south. Some experience in publishing articles would be desirable.
Requirements: The candidate must make suitable arrangements to be mentored by a senior urban scholar at his/her chosen research institution. Further particulars and the application form are available to download at the Urban Studies Foundation website at www.urbanstudiesfoundation.org.
Terms: The financial support attached to the fellowship will meet accommodation and subsistence needs while staying at the host university, return (economy class) air fare, and assistance towards research costs.
Submission: Completed applications must be submitted electronically to Ruth Harkin at firstname.lastname@example.com, no later than 25 May 2012. The application must include:
• an outline of the planned research, demonstrating its originality, rigour and value to the field of urban studies [1200 words max.]
• a statement of the intended research outputs (e.g. articles [specify target journals], a monograph, etc.) [300 words max.]
• designation of the northern institution where the fellowship will be pursued and reasons for its selection [300 words max.]
• the name of the urban scholar at that institution willing to act as mentor to the fellow during the fellowship and a statement of how his/her expertise will support and facilitate the proposed research
• draft budget listing main cost items
• a 3-page CV listing academic achievements and publications
• a letter from the prospective mentor stating their willingness to act as a mentor to the fellow and indicating the suitability of the host institution for the proposed sabbatical study
• the names and contact details of two academic referees
For more information please click here


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Keyword Search
Learn more about Paladino behind the scenes. See how are team, our processes, and our structure comes together to make us great.
Learn about Paladino and our Sustainability Frameworks
Meet our executives and staff at all Paladino locations.
Ready for a career in sustainability? Learn more about our opportunities.
We work with architects to differentiate their design, improve performance and validate the outcomes through certification.
We generate financial return through top line asset value and bottom line operational efficiency.
We link existing real estate operations with company values, bringing the brand story and promise to life through each company's sustainable built environments.
Meet the climate challenge through exemplary building performance. Bring the power of sustainability to life through the built environment.
We Are Thought Leaders. Learn more from Paladino by browsing our blog articles or checking out our white papers.
Find out the latest news and thinking from Paladino.
Deep a little deeper into the sustainable real estate topics that are on our minds.
News and ideas from Paladino's team of industry leaders.
By Julie Honeywell
In my last post I discussed the importance of using personal motivation to make behavior change real, substantial and ongoing. Savvy sustainability leaders know that is just one piece of a complex puzzle. As Vital Smart's Influence Model states, leaders…
Change Management | Employee Engagement | Green Buildings | Sustainability
By Hawkins Thomas
Most general contractors (GC) who have worked on a LEED project will tell you that getting the required documentation from their subcontractors during the submittal process is like pulling teeth. It all starts with a clear understanding of the data…
Green Buildings | LEED | Sustainability
By Brad Pease
This post was first published on the Tower Talk blog by PNC Financial Services Group. Tower Talk provides insights on the construction of The Tower at PNC Plaza and defines what it is to be the greenest SkyRiseSM in the…
Green Buildings | LEED | Signature Buildings | Sustainability


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If you look around the table and you can't tell who the sucker is, it's you.Paul Scofield
"David Paul Scofield" , better known as "Paul Scofield", was an England/English actor of stage and screen who was known for his striking presence, distinctive voice, and for the clarity and effortless intensity of his delivery. Regarded as one of the greatest Shakespearean actors of all time, Scofield preferred the stage over film. This, and his decision to put his family first, has meant that he has never been as well known outside the United Kingdom as some other actors.
Outside his homeland, Scofield is best known for his Academy Award/Academy and BAFTA Award- winning performance as Sir Thomas More in the 1966 in film/1966 film A Man for All Seasons (1966 film)/A Man for All Seasons. Scofield had originally played the same part A Man for All Seasons/onstage at the West End theatre/West End and in a Tony Award-winning performance on Broadway theatre/Broadway.
Actress Helen Mirren, who appeared with Scofield in the 1989 film When the Whales Came, said of him, "He aspires to the soul rather than the character. He has no sense of personal ambition. He's one of our great, great actors. We're lucky to have him."
In 1990, actor and filmmaker Mel Gibson, who played Scofield's son in Franco Zeffirelli's Hamlet (1990 film)/Hamlet, compared the experience to being "thrown into the ring with Mike Tyson".If you enjoy these quotes, be sure to check out other famous actors! More Paul Scofield on Wikipedia.


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HAPPY 4th of July! I've ran into People by Peter Spier several times in the last couple of months, so much so that I thought it was a new book! Now, as I write this, I realized that it was written in 1980. I think this is a great book for an elementary-aged student. They'll like reading the facts, but they'll LOVE meandering through the illustrations- they're just lovely, even 30 years later!
If you're a teacher, get this book for your classroom. It could be a wonderful discussion starter. And you're students will enjoy having it around!
If you haven't seen this book, check out some of the book's contents:
In this encyclopedic picture book, Spier celebrates humankind in all its diversity-how we are similar and how we are differnt; in what we wear, eat, play, and how we worship. Small vignettes fill each page, illustrating the wonderful variety that exists among peoples of different cultures and races.
I'm linking up:
Scoot on over to Book Muse to see other Non Fiction Monday book choices.
Be Well! Read on!


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Visitors to PAC over the half-term break can help save the world, one bee at a time, thanks to a visit from multi-award winning ThisEgg Theatre and their critically acclaimed award winning production Me & My Bee.
Me & My Bee is a new family comedy for ages 5+, created and performed by Joe Boylan, Josie Dale-Jones and Greta Mitchell, with the aim of tackling the plight of the humble bumble bee in a way that inspires the next generation.
Josie said: "Recent media attention given to the plight of bees sparked conversations about how we can make a show to do more to help.
"If we can get the next generation active now, the future starts to look better. At the end of the show we give the audience seeds, so they can go out there help save themselves by saving the bees."
She added: "We hope the show raises awareness not only about bees, but about their effect on our own ecosystem.
"We hope it makes audiences think about how to take care of the smaller things, cause and effect, and how to respect the planet we live on, before it's too late.
"Most of all we hope it empowers our audience - we want them to leave feeling like they can make a difference, whilst having a good time."
The show is lighthearted, playful, informative and thought-provoking using a combination of storytelling, clowning, original live music, movement and simple audience interaction.
Josie said: "We had a lot of fun making the show. We chose what went in it, which means we get to perform in a style we really enjoy, and hope the audience does too."
Me & My Bee will be live at PAC on Tuesday 30 October at 2.30pm. Tickets are priced at £7 each or £26 for a family ticket, available from our Box Office on 01759 301547 or online at www.pockligntonartscentre.co.uk


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ArtNude Shoot at Midgegooroo National Park [WA]
Sat 13.01.2018
ArtNude Shoot at Midgegooroo National Park [WA]
Today I teamed up with local photographer Richard Plumb who is a gifted artist when it comes to NudeArt photography.
He knew a very experienced travelling model from Melbourne being available in Perth at the moment; so we booked her for half a day. Richard wouldn't be Richard if he wouldn't know the best shooting locations :-)
Midgegooroo National Park has some amazing rock formations and almost no tourists, perfect for our model :-)
Later on we did a couple of shots at Swanbourne Beach where "Clothing is Optional", so no problems there for our model walking around naked.
It was one January's hottest days with 38°C; so after the 4 hrs of shoot we were all quite exhausted but very happy with the results.
Thanks a lot Richard and Cheyanne.
Not a single flash fired on this shoot :-)
We started early at 8am and did stick to the old rule "nose to the light"


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A&F Newsletter
Spring 2002
Online Purchasing from
Attention Cowley alumni and friends! Within the next couple of months, you'll be able to purchase cool Cowley merchandise via the Internet! That's right.
The Sid L. Regnier Bookstore, located on the main campus in Arkansas City, is getting ready to launch its store online, making it much more convenient for alumni and friends to purchase items.
Call up the Sid Regnier Bookstore at www.cowleycollegebooks.com and you can choose from a wide range of Cowley clothing, souvenirs, memorabilia, and textbooks. Shannon O'Toole, coordinator of bookstore services, said the goal is to make additional merchandise and textbooks available for purchase in time for the start of summer school, in early June.
Customers can simply use their credit card to make the purchases. However, O'Toole said people also may call the bookstore and send a check for the items they've seen on the website.


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New York based emerging designer- Loza Maléombho brings African print to a new light with her upscale and modern collection. Enjoy!
Monday, March 26, 2012
2012 Arise Magazine Fashion Week: Jil
2012 Arise Magazine Fashion Week: Jini
Ejeme Iloube, Creative Director of Jini. Her collection intertwined vibrant African textile with urban designs. From the pencil skirt to a flowing black dress, the ready to wear Jini collection at the 2012 Arise Magazine Fashion Week was all about simplicity and vital wardrobe basics.
2012 Arise Magazine Fashion Week: LaQuan Smith
LaQuan Smith gave us a glimpse into the future with his 21st century modern- woman pieces. The New York born designer's trendy collection definitely depicted the next level of fashion innovation.
2012 Arise Magazine Fashion Week: Phunk Afrique
Attention to detail and a descent blend of edge and modesty continues to distinguish Nigerian fashion brand Phunk Afrique as a force to be reckoned with. Her showcase at this year's Arise Magazine Fashion Week captured rave reviews.
Subscribe to: Posts (Atom)


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Common search terms related to pearl necklace:
There are 572071 items returned for the search 'pearl necklace'. Look in Pearl for more items like gold white, sterling silver jewelry, black diamond, pearl pendant and south sea, or browse Fine Necklaces & Pendants for more great deals on Fashion items from wameed.org.
Copyright © 2007-2008 wameed.org.


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For those of you who attended Dr. Uccellini's talk, I trust you enjoyed his presentation and the camaraderie with the meteorological community in the NYC LI – Tri-State Area.
Deadliest Tornado in Modern Era Slashes Missouri
Deadliest Tornado in Modern Era Slashes Missouri
Posted: 23 May 2011 08:12 PM PDT
It hasn't even been a month since violent, history making tornadoes made headlines across the United States, and yet here we are with another grim tornado record. The death toll from the violent tornado that shredded as much as a third of Joplin, Missouri, Sunday evening reached 116 Monday afternoon. That makes it the single deadliest tornado to strike the United States since NOAA began keeping reliable records of tornado fatalities in 1950. It took the top spot from the Flint, Michigan, twister of June 8, 1953, which killed 115.
The number of dead in Joplin jumped from 89 earlier in the day as news of recoveries as well as rescues were reported. While the number of dead is fully anticipated to increase, news outlets reported that at least five missing families were found buried alive in the rubble, which stretches block after unrecognizable block across six miles of the southwestern Missouri city of 50,000. More than 500 people in Joplin were injured, and the damage is eerily familiar, looking so much like the utter carnage witnessed in Tuscaloosa on April 27, 2011, when 65 died in that day's twister.
The tornado event attributed to the single highest loss of life on American soil is the "Tri-State" tornado of March 18, 1925, which rampaged across southeastern Missouri, southern Illinois, and into southwestern Indiana. It killed 695 people on its seemingly unending 219-mile journey. But that was prior to our knowledge of families of tornadoes and the cyclical nature of long-lived supercell thunderstorms to form, mature, dissipate, and reform tornadoes, keeping damage paths seemingly continuous.
Prior to the effort by the U.S. Weather Bureau, precursor to the National Weather Service and NOAA, to maintain detailed accounts of tornadoes—and 64 years before yesterday's event in Joplin—the last single-deadliest tornado in a long list of killer U.S. tornadoes was the 1947 Woodward, Oklahoma, tornado, which claimed 181 lives.
Yesterday there was also one fatality from a destructive tornado that hit Minneapolis, and that and Joplin's toll combined with last month's back-to-back tornado outbreaks, plus a handful of earlier tornado deaths this year, brings 2011′s death toll from tornadoes to 482—more than eight times the average of the past 50 years and second (in the modern era) only to the 519 recorded deaths from twisters in 1953. Two-thirds of this year's fatalities occurred during April 27′s epic tornado outbreak across the South.
The Weather Channel has been providing continuing coverage of the rescue and recovery efforts in Joplin, with one of its crews arriving on scene moments after the tornado. The level of destruction in the city was too much to bear even for one of its seasoned on-air meteorologists. TWC also is reporting along with NOAA's Storm Prediction Center on the possibility of yet another tornado outbreak, this time in the central Plains on Tuesday.


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DIY Night Time Foot Salve
Do any of you have weird quirks? Things you might be embarrassed to admit or explain to someone? I have a few, like not being able to sleep with socks on, if one hand gets wet I HAVE to get the other one wet, and I cannot, CANNOT, sleep without super-moisturizing lotion on my feet. If my feet feel dry I will wake up in the middle of the night and not be able to sleep until I fix it. Don't ask me why, it's just a weird thing for me. For a long time I was using really thick store bought stuff and those worked fine, but I recently ran out of my tub and have been using regular lotion, which isn't cutting it for me. Then I realized that I can make my own!
Took me long enough right? I can't believe I didn't think of this sooner, I can't imagine how much money I could have saved, and not to mention it means I'm adding more natural products into my regimen. So on top of face cream, night oil, face scrubs, and body wash I can now add self-made foot cream to my list.
Like I mentioned above I need a really moisturizing cream, one that is a bit more intense than a regular hand lotion or body lotion. So I wasn't quite sure how to make that happen when making my own. So to Pinterest I went and found some helpful info, and it seemed that with resounding consensus beeswax was my answer. I've never used beeswax like this before though. I used to make candles out of thin sheets of beeswax but never lotion from a brick! It was surprisingly easy, all I had to do was cut off a chunk and then grate it down so it wasn't as solid and could melt easier.
I chose to use shea butter, cocoa butter, coconut oil, and beeswax to make sure it was moisturizing enough to help me sleep through the night! I added Vitamin E oil which helps to retain natural moisture in the skin. You can also use jojoba oil or almond oil. Since I only use this at night I added my calming oils as well; lavender and frankincense.
What You'll Need:
¼ Cup cocoa butter
¼ Cup shea butter
¼ Cup coconut oil
2-3 oz natural beeswax
1 squirt Vitamin E oil (or jojoba oil)
15-20 drops lavender essential oil
10 drops frankincense essential oil
Air tight container
How To Make It:
Combine cocoa butter, shea butter, coconut oil, and beeswax in a small sauce pan. Melt over low heat until the beeswax is dissolved.
Once melted you'll pour the oil into your airtight container. PLEASE USE CAUTION, the oil is incredibly hot and the container will also get hot. I placed mine on a rag on the counter and let it dry there.
Once the oils are in the container you'll add your Vitamin E oil, lavender, and frankincense.
Let cool for 4-6 hours and enjoy!


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Also referred to as Body Wraps and Body Masques this Spa ritual begins with an invigorating body scrub to exfoliate dead skin cells and stimulate circulation. Body Polish in Thane West also helps to lighten the pigmentation and control the oil secretion. The all natural floral or marine extracts rich purifying masque is then applied to the whole body to ensure that the skin is soothed and rebalanced. Body Scrub and Wrap/Masque in Thane West can be customized according to the skin type and conditions. We, at White n Bright Spa & Salon use world leading brand and result oriented products for Body polish in Thane. It has antiseptic, skin toning and nourishing properties. This is highly recommended for a full body enhancement of look and feel.
Organic fruit extracts deeply nourishes and evens skin tone to renew skin's healthy texture and appearance. Wrinkles are reduced and the skin is left glowing, radiant, and youthful.
The solution to imperfection formulated with Pearl Moon Complex infused with Kojic Acid, Rice Water, Milk, Ginseng, Volcanic Silt and Pearl to reduce the look of age spots, scars, fine lines, wrinkles and hyper–pigmentation due to age.
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Monday - Sunday : 10:00am - 10:00pm
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Call us at 022 21747474
Call us at +91 88280 28088


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I have always tried to be very grateful for what i have. Don't get me wrong i have had my moments when i have wanted more but who doesn't have those moments. After seeing what Hurricane Sandy could have down to my home, i feel so blessed and grateful for the little bit i do have. I live about 10 minutes outside of Philadelphia and we were very furtinate to not get hit hard. But there are parts of my state and many other on the east coast. I am not going to sit here and tell you to donate alot of money but i am going to put the information out there and you can do what you like. If you would like to donate text REDCROSS to 90999, also you can go to http://www.itunes.com/REDCROSS. If you live in the area Volunteer go to ww.redcross.org.
And don't froget to keep reading!
As Always,
Happy Readings!!