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The Funding Circle SME Income Fund has hit its fundraising target, successfully pulling in £150m.
The SME Income Fund – the first fund structure to have been launched by a marketplace lending platform – has raised gross proceeds of £150m through an IPO on the London Stock Exchange. Rumour of the fund's launch first emerged in July, with the platform confirming its intentions in September. The vehicle will provide investors (of a mostly institutional variety) with a diversified exposure to Funding Circle loans in the UK, US and Europe.
Funding Circle is reportedly in discussions with the European Investment Bank about securing a financing facility. The SME Income Fund may leverage up to 25% of its assets under management. In September, Funding Circle CEO Samir Desai identified wealth managers, pension funds, mutual funds and asset managers as the fund's most likely early adopters. These sorts of investors are likely to have supplied the bulk of the £150m.
Richard Boléat, Chairman of Funding Circle SME Income Fund Limited, commented on the listing:
"We are delighted with the very positive response to the Issue. The success of the Issue is a strong endorsement of Funding Circle's marketplaces, and their focus on small business lending in the UK and the US. We believe that the Company can deliver attractive returns to investors, and that the Company can successfully grow with the Funding Circle marketplaces."
The success of the IPO is an indication of what seems to be a shift in investor appetite. The moderately leveraged, alpha-seeking investment trusts that have to date stood out as the sector's dominant institutional vehicles may have had their day. Nearly £1.5 billion has been raised by such vehicles through share issues in the UK, but uptake now appears to be slowing. Victory Park Capital's Specialty Lending Investments recently closed a C Share offering, raising £183m after having initially targeted "at least" £200m. The GLI Alternative Finance fund raised £12.4m in a recent IPO – which again fell short of the intended mark.
But the Funding Circle SME Income Fund – a lightly leveraged, low fee, passive investment vehicle (which Samir Desai recently compared to an ETF) – seems to have had no problem pulling in its first £150m. And it's not the only platform-linked fund out there. LendInvest will soon be launching a similar offering. A window of opportunity for such structures appears to have opened.
The Funding Circle SME Income Fund expects for the 150 million newly issued shares to be admitted to the London Stock Exchange for trading at 8am on 30 November 2015. The company's ticker symbol is FCIF.
26 Nov 2015 06:44pm
Fair point "Altfi Man"! Although I'd say that the GLI fund is somewhere between the two models. Low fees, yes, and a focus on SME debt - which also mirrors the SME Income Fund. But on the flip side, the GLI structure invests across a range of platforms, and does so on an active basis, as opposed to Funding Circle's fund, which is a passive vehicle.
26 Nov 2015 05:19pm
The article is somewhat misleading, the GLI alternative finance fund is also a platform fund like this Funding circle issue, it lends its funds through the platforms in which GLI is invested, it is not like the P2P investments or VPC as you indicate and also charges low fees like this FC fund.
25 Nov 2015 04:37pm
This deal was tough to pull off. Did not go well.
25 Nov 2015 11:13am
"... the fund will not charge any management or performance fees to investors. However, every investor that signs up to the Funding Circle platform is required to pay a 1% per annum servicing fee – and SME Income Fund investors will be no different." http://www.altfi.com/article/1388_funding_circle_founders_shed_light_on_fund
25 Nov 2015 11:11am
Nice clear article Ryan. Epochal move. "Low fees" = ?
16th August 2019
Oliver Smith
12th August 2019
Roger Baird
8th August 2019
Daniel Lanyon
9th August 2019
Daniel Lanyon
14th August 2019
Oliver Smith


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Zoo York
In 1993, OG skateboarders Rodney Smith, Eli Morgan Gessner, and Adam Schatz teamed up to found the East Coast's first true skateboarding-inspired lifestyle brand - Zoo York. Today, Zoo York is a highly evolved, globally recognized brand with unbreakable East Coast attitude and dialect. As it has since day one, Zoo's product line continues to be heavily influenced by skateboarding, graffiti, hip-hop, punk, and everything in between.
- Website: zooyork.com
- Wikipedia: Zoo York
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Zoo York Commercial in Big Brother Magazine - Number Two (1998)
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subset: commoncrawl


text:
"when something isn't given you right when you want it, it's because you're not ready. it's the mercy of the universe. this generation doesn't have any sense of blossoming." - Marianne Williamson
We all do it, we see what we want and we want it now. Whether it's a job, a certain stature, a move, a relationship, a piece of clothing. We think we're fairly clear about what it is we want and what we know for sure is that we want it right-fucking-now.
To some extent knowing what you want is critically important. It allows you to prioritize, say no to things that don't lead there and allocate your time in a way that will get you to where you want to be. BUT something our generation is particularly ill skilled at is giving things time to develop. We know all of the cliches, "good things take time," "nothing worth having comes easy." It just feels a lot easier said than done.
What if the time between wanting something and getting it is critically important? What if during this time you actually become the person you need to be to accept that coveted thing once it arrives? There's a certain discomfort in that place between wanting and having. Often our initial reaction is to resist it. We panic, we act, we numb out. But maybe that particular discomfort is actually necessary to create the depth of character we will need when we get where we're going. So here's to the space in between, and letting it blossom.


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Dualizm is a german producer based in Berlin who over the last few years has been busy galvanizing beats for a number of artists in the underground hip-hop scene. Recently he decided it was high time he put out some of his own material and we have had the pleasure of reviewing his latest release 'An Ounce of Rain' from his Project R Vol. 2 EP which is out now on various platforms (available below).
Heavily built on nostalgia, intentional or not, 'An Ounce of Rain' feels like a nod to the golden age of late 90's hip-hop. Even with it's short running time of 2mins 45s the track still feels fully realized because of the steady progression. Starting off with some somber Rhodes that creates a pensive head space while also managing to be dream like. There are plenty of atmospheric soundscapes that float like air and drizzle like rain which keep you engaged in the tracks groove until your attention is drawn towards the uplifting, hopeful piano hook that elevates the mood. 'An Ounce of Rain' embodies all the classical elements of instrumental hip-hop, telling you a story through expression and nuance. I only wish the track ran a bit longer because I feel like there was potential for a lot more exploration but I guess its not always a bad thing to be left wanting more, which is the very much the case in Dualizm latest release.
Find more from Dualizm here:
Apple Music


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Deploy a Deep Learning model as an API with FastAPI and DockerAI/ML и визуализация данных
Доклад отклонён
Sebastián Ramírez
Datum Consultants
Sebastián has been creating Python APIs for several years, leading teams of developers in several companies, from the Americas to the Middle East. Always with a focus on Machine Learning over distributed systems to solve complex problems that require novel tools and techniques. He is the creator of FastAPI, the most popular Docker images for Flask, DockerSwarm.rocks and several other open source projects. He has given talks and conferences at several events, including PyCons, local Meetups, universities, companies, and congresses.
Use FastAPI to easily convert a Deep Learning model into an API service, with a ready-made Docker image, optionally using the GPU.
Другие доклады секции AI/ML и визуализация данных
А что, если без Python? Julia для машинного обучения и вообще
Глеб Ивашкевич
Независимый разработчик


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Knit a Holiday Ornament
Date: 12-Nov-2015
Capacity: Not Set (0% booked)
Thursday, November 12th and November 19th; 4pm - 6pm
Description: Inspired by Arne & Carlos of Etnedal, Valdres, Norway, let's make a Colorado State Flag decorative wall-hanging ornament designed by Cho.
Instructor: Cho Tin Tun Kirkpatrick
Cost: $50 + Materials (10% with class sign-up)
Materials: 1) Simplicity by Hikoo (Sport weight yarn) in color blue, red, and white; 2) A set of size 2 or 3 double-pointed needles (DPNs); 3) A locking stitch marker; 4) Felting Materials such as yellow wool, felting needles, and foam (provided in class); 5) some polyester or wool stuffing (provided in class).
Skills required for class: Working with DPNs; pattern decreases and increases; a basic experience with colorwork knitting.
Note: Sew Steamboat is holding a Holiday Ornament contest! All entries must be in by December 16th at 6pm at Sew Steamboat. Winning entries will be announced at our party on December 18th; 4-6pm.
Call (970)879-3222 for questions or to sign up today!


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NAME Lynette Culver
DATE OF DISAPPEARANCE May 6, 1975
LOCATION OF DISAPPEARANCE Pocatello, Idaho
DATE BODY WAS FOUND Body never found
BODY AND DEATH Ted Bundy had himself a room at the Holiday Inn all set up for his victim, whom he lured into his vehicle with charm and guile. That victim was 12 year old Lynette Culver, who was on lunch break from school, Alameda Junior High School. They exchanged words, wherein Bundy learned of certain details only she could have provided to him, according to authorities. This is what Bundy had to say:
She made a comment that sounded like she had other friends or relatives in Seattle…Made a comment indicating that she either lived with her grandmother or that her grandmother lived with her family. Another comment indicating that perhaps they were thinking of moving to another house. Indications that she had had some trouble with truancies at school…and…finally that I encountered her at a time when she was leaving the school grounds to meet someone at lunch time.
He took her back to the Holiday Inn. It is unknown if she went willingly to the hotel or if he knocked her out prior to bringing her there. He drowned her in the bath tub and had sex with her dead body. Again, it is unknown if she was taking a bath at will or if she had been knocked out and drowned unconscious but we can take an educated guess that he knocked her out prior to the drowning as he had with other victims.
He then proceeded to carry her body to his car [which was no risk seeing as his room was in the rear by the back door, supposedly] and eventually dumped it into the Snake River. When questioned why he did what he did he calmly made eye contact and said, "It was the madness."


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Mathew Barzal had two goals and three assists, Anthony Beauvillier added two goals and an assist, and the Islanders beat the Rangers, 7-2, on Saturday afternoon for their ninth win in the last 10 meetings of the crosstown rivals.
Shane Prince, Thomas Hickey and Cal Clutterbuck also scored, helping the Islanders to the victory in both teams' first game after five days off. Jordan Eberle had four assists in the Isles' highest scoring game of the season, and Jaroslav Halak stopped 37 shots.
Kevin Hayes and Mika Zibanejad scored for the Rangers, who have lost three of four. Ondrej Pavelec was pulled in the second period after giving up five goals on 19 shots, and Henrik Lundqvist finished with 16 saves.
The Rangers had a two-man advantage for 18 seconds about seven minutes into the third, but came up empty.
Zibanejad, standing on the left doorstep, then redirected Mats Zuccarello's shot from the left circle past Halak for his 14th goal, making the score 5-2 at 9 minutes 5 seconds. Zuccarello got his 200th career assist on the play.
Hickey then restored the Islanders' four-goal lead when his centering pass to Beauvillier from the right side deflected in off Zuccarello's skate with 3:52 left.
Clutterbuck made it 7-2 with his eighth of the season and fourth goal in the last four games with 1:05 remaining.
The Islanders won their second straight after a season-high six-game losing streak. They grabbed control with four consecutive goals after Hayes tied it at 1-1 at 14:25 of the first.
Prince scored his first goal of the season two minutes after Hayes's power-play goal. The Isles then scored three more in the second.
Barzal made it 3-1 just 37 seconds into the period on a backhander past Pavelec and into the top right corner. He then scored his 15th of the season when he knocked in the rebound of his own shot at 4:11.
Barzal now leads all N.H.L. rookies in assists (29) and points (44).
Beauvillier got his second of the game and seventh of the season when he beat Pavelec from the left circle at 6:51. The Rangers then pulled Pavelec and sent in Lundqvist, drawing cheers from the crowd and chants of "Hen-rik! Hen-rik!"
The Islanders got on the scoreboard first. Eberle brought the puck up the right side and sent a pass across to Beauvillier, who skated forward and beat Pavelec from the left face-off circle at 6:06 of the first.
Hayes responded for the Rangers. Rick Nash, with two Islanders players on him, sent a pass from the left corner into the middle to Hayes, who put it past Halak from the inside edge of the right circle for his 10th.
Left wing Michael Dal Colle made his N.H.L. debut for the Islanders. … Islanders forward Casey Cizikas left with an upper-body injury in the second period. … The Islanders won, 4-3, in a shootout at Madison Square Garden on Oct. 19. The teams play two more times — both at Barclays Center — on Feb. 15 and April 5. … The Rangers scored a power-play goal for the third time in five games, but are just 3 for 30 over their last 10 games. … The Rangers next play at Pittsburgh on Sunday night, while the Islanders are at Montreal on Monday night.


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Designing a low-power CMOS phase-locked loop (PLL) operating at 60 GHz for a direct-conversion transceiver is quite tricky. For example, it is difficult to account for low phase noise/phase error...
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Situated in the center of the Rio Grande Valley, Harlingen is the ideal location to venture from for excellent birding. Within 90 minutes are dry, desert habitats to the far west, and the coastal habitats are less than 60 minutes to the east, with a riparian ribbon along the entire southern boundary (AKA the Rio Grande River) and vast ranch land to the north. For 24 years running, the Rio Grande Valley Birding Festival has provided thousands of birders with life birds, those we call the "RGV Specialties". Professional tour guides lead every trip, whether bus or van, with a low participant-to-guide ratio to provide excellent spotting and identification. Over 60 vendors of bird-related products can delight every level of birder at the Birders Bazaar, and their contributions to the Silent Auction make that event very inviting. We offer great birds, excellent guiding, educational seminars, rousing socials and FUN! Ask anybody who has been here before!
For more information and registration visit the RGV Birding Festival website


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We are Blessed is She, a ministry that serves women who need and crave the Word + community.
Our team is over 40 writers from all walks of life and vocations. We collaborate to give you a daily email with a reflection on the Mass readings to help you dive into the Word every single day. We are a community of sisters radically in love with the Holy Trinity.
All this to say, this ministry only thrives because of women like YOU.
Women who say "Yes," to the little things all the way to the big things.
This is primary. We are nothing and will go nowhere without our number one focus being on the God who gave us life. We are eternally grateful to Him who continues to fill us with peace, love, joy, and life. We need prayers, before and after and in between everything else.
We are a collaborative ministry who loves to work with other creatives. If you're a photographer, you can share your photos by clicking here. If you love to write, you can contribute to the blog here.
Join the sisterhood by subscribing to our daily devotions, being a part of our Insta-Stories, chatting with us on Twitter, inspiring us on Pinterest, and engaging with us on Facebook. We can't wait to get to know YOU.
We at Blessed is She want you to meet with other women to be in fellowship, prayer, and in the Word together. We offer small group resources as well as hosting guides for Blessed Brunches which happen all over the world. You can facilitate a small group and/or host a brunch. Find out more here.
You can help pay for the monthly costs of sustaining and maintaining this community, ministry, and website. You can give for retreat scholarships and for those who are working to minister and evangelize to women all around the world. Give by clicking here.
We have designers who pull their creativity from the one and only Creator. They make things from their hearts and give so much of their talents and treasure. You can help support this ministry + community by purchasing a creation from our shop. Shop here.


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A melon for ecstasy epub, окружающий мир 4 класс часть 1 онлайн саплин саплина
Watch32 Watch32.ac do not host and upload any videos. All of the free movies found on this website are hosted on third-party servers that are freely available. The Tr.im team has removed this link for your safety. We (Tr.im team) work to make sure all our stakeholders adhere to our terms and conditions and our general safety. Feb 9, 2015 "This talk highlights vital ways queering and trans-ing ideas and practices of agriculture are necessary for more sustainable, sovereign, and. UpdateStar is compatible with Windows platforms. UpdateStar has been tested to meet all of the technical requirements to be compatible with Windows 10, 8.1, Windows.
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text: For the "glamour girl" in your life, our personalized glamour girl gift candle is sure to make her smile. The 3" x 6" square candle, sends a message of love and thanks to your bridesmaid, best friend or any woman who has touched your life. With nine glamorous designs, there's one for every personality and to match your sentiment. Select design color and personalize with name or other term of endearment (sister, mom, friend) of up to 8 characters. View all design options.


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Michael J. Loguercio, President, firstname.lastname@example.com
During Mr. Loguercio's ten years at the Federal Reserve Bank of New York, his numerous positions included roles as a staff accountant, budget analyst and benefits coordinator. He is now entering his sixteenth year at Munistat Services. He has served as guest lecturer at the school business officer certification course at C.W. Post and has spoken to numerous boards and organizations on issuer-related matters. Mr. Loguercio serves as a member of the volunteer fire department in Mount Sinai and as the Department Treasurer. He received a Bachelor of Arts from Hunter College of the City University of New York. Mr. Loguercio is a Series 50 Qualified Municipal Advisor Representative.
Noah H. Nadelson, Chief Executive Officer, firstname.lastname@example.com
Prior to joining Munistat in August of 2002, Mr. Nadelson's career started in 1997 as an Investment Advisor in the corporate headquarters of UBS PaineWebber in New York, NY. Working with a team of advisors in the Private Client Group, he was responsible for constructing municipal bond portfolios for institutional investors and high net worth individuals. He has served as guest lecturer at the school business officer certification course at C.W. Post and has spoken to numerous boards and organizations on issuer-related matters. Mr. Nadelson is a member of the NYS GFOA, Long Island Village Clerks and Treasurers Association, and the NYS Association of School Business Officials. He is also a member of the Municipal Bond Club of New York and has taught at the "Bond School" held at the Securities Industry and Financial Markets Association on the role of Financial Advisors. He is a registered Municipal Advisor (Series 50) and has been licensed as a General Securities Representative (NASD, Series 7), as a Uniform Securities Analyst (NASD, Series 63), as a Registered Investment Advisor (NASD, Series 65). He received a Bachelor of Arts Degree in Economics from the State University of New York at Stony Brook.
Robert F. Sikora, Founder, firstname.lastname@example.com
Mr. Sikora founded Munistat Services, Inc. in 1977. He has a B.A. from Duke University and an M.B.A. from CUNY Baruch College. He held positions as a Municipal Finance Analyst for the Nassau-Suffolk Bi-County Regional Planning Commission, Municipal Bond Rating Analyst for Moody's Investors Service, and Financial Advisor to local governments and school districts in New York State for the Municipal Consulting Service of Marine Midland Bank before founding Munistat. He served as a member of the Long Island Regional Council of the NYS GFOA from its inception until 2008. He also served as a member of the Board of Directors and as a President of the National Association of Independent Public Finance Advisors (NAIPFA, now NAMA – National Association of Municipal Advisors). Mr. Sikora remains of-counsel to Munistat.
Ginger Peters, Senior Vice email@example.com
Throughout her more than 20 year career with Munistat, Ms. Peters has become an integral part of the team. Ms. Peters works closely with the advisors on the coordination and marketing of bond and note issues, including the preparation of Official Statements and Notices of Sale. Ms. Peters provides leadership to the staff for administrative tasks and the day to day operations of managing the office.
Tom Cartwright, Assistant Vice email@example.com
Mr. Cartwright joined Munistat in 2011 after receiving his M.B.A in Finance from Dowling College. Prior to Dowling, Mr. Cartwright attended the State University of New York at Stony Brook where he received a Bachelor of Arts Degree in Economics while minoring in Business Administration. While attending Stony Brook University, he was the part of the Stony Brook Roller Hockey Club where he held the roles of Treasurer, Vice President, President, and after graduating he became a member of the club's coaching staff. During his time at Munistat, Mr. Cartwright has completed advanced courses in DBC Finance and is the point of contact for performing quantitative analysis for new money financings and refundings. He has also assisted various municipalities with multi-year projections and debt management affordability models. Mr. Cartwright's professional associations include: the New York State Association of School Business Officials (NYSASBO), the New York State Government Finance Officers Association (GFOA) and a member of the National Association of Municipal Advisors (NAMA). Mr. Cartwright is a Series 50 Qualified Municipal Advisor Representative.
Katy Vazquez, firstname.lastname@example.com
Ms. Vazquez recently joined the team at Munistat. She received her Bachelor of Business Administration Degree in Finance & Investments from CUNY Baruch College. Prior to Munistat, Ms. Vazquez worked for a national insurance company in the claims department, negotiating bodily injury cases resulting from auto accidents. She became a Supervisor where her role shifted to monitoring and auditing associate's files to ensure compliance. She then worked for one of the top personal injury law firms in New York as a Case Manager. At Munistat, Ms. Vazquez has assisted clients with the preparation of rating agency presentations and annual disclosure documents. She has been focusing on maintaining and building client relationships with all market participants, and furthering industry initiatives through her involvement in various local government and school district professional organizations. Mr. Vazquez currently holds her Series 50 (Municipal Advisor Representative) and is also a member of Northeast Women in Public Finance (NEWPF).
Joseph Nocerino, Vice firstname.lastname@example.com
Prior to joining Munistat, Mr. Nocerino was a twelve year investment banking veteran in the public finance departments of Piper Jaffray & Co. and Jefferies LLC, respectively. Mr. Nocerino was responsible for managing the firm's banking efforts for local municipalities in the State of New York. Mr. Nocerino has a detailed familiarity with New York State Local Finance Law. He has a thorough working knowledge of debt structuring, technical analysis, and negotiations with the rating agencies and providers of credit enhancement. Mr. Nocerino has developed an extensive skillset in quantitative analysis and cash flow, debt capacity and refunding modeling while facilitating the execution of a high volume of transactions. He has served as banker on over 200 senior managed transactions for governmental entities in New York State. He currently holds his Series 50 (Municipal Advisor Representative), Series 7 (General Securities Representative) and Series 63 (Uniform Securities Analyst) licenses. Mr. Nocerino is a graduate of Fordham University, where he received his Bachelor of Arts Degree in Economics.
Contact Us Today!


text:
There are so many ups and downs in life. And sometimes, despite all of your best effort, things don't always go according to plan.
Let's face it…when your in the moment when things are falling apart, it just sucks!
There have been many times where I've worked hard and expected certain result in my business and in my life and the things I wanted didn't come to fruition. I can't tell you you how many times things just fell to pieces – crusing my spirit it each time. I would be so distraught that I would get down on my knees and ask the universe "Why?" as tears streamed down my face.
But over the years I've learned that it's okay when things fall apart. In fact, it's actually a good thing.
Because you learn something from each situation.
Things don't always go according to plan. Although it's not ideal or what you want in the moment, it's not a bad thing after all.
In this weeks edition of "Simple Tips to bring JOY to your Life & Business", learn what to do when things don't go according to plan and everything goes all wrong!
Like the Dalai Lama once said, "Remember that sometimes not getting what you want is a wonderful stroke of luck." (You can tweet this).
Things may not go according to plan, but it doesn't mean that you have to suffer too. You can always take something positive out of each situation and move forward.
Because each situation (good or bad) brings new opportunities.So if something has gone wrong in your life, check out this week's "Simple Tips"!
And post a comment below letting me know your thoughts about this tip and how you are going to apply it to your life.
Also, if you like the "Simple Tip", please consider sharing it with your friends and family!


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Travel Size Cutex Nail Polish Remover
2 oz.
|Unit Price
|Pack Price
Cutex Nourishing Nail Polish Remover
Individual 2.0 fl oz bottle
Cutex Nourishing Nail Polish Remover is uniquiely formulated with Apricot Kernel Oil, Viatmin E, and a patented blend of flaxseed and perilla oils to help promote healthy nails. Simply apply to a cotton pad and buff away nail color.
Acetone, Aqua (Water), Linum Usitassium (Linseed) Seed Oil, Perila Ocymoides Seed Oil, Prunus Armeniaca (Apricot) Kernel Oil, Tocopheryl Acetate, Propylene Glycol, Benzophenone-1, BHT, Denatonium Benzoate, Parfum (Fragrance), Benzyl Benzoate, Limonene, Linalool, Hexyl Cinnamal, Blue 1 (Cl 42090), Yellow 11 (Cl 47000)
Write Your Own Review


text:
Jewel puzzle : Gems ice block puzzle match color diamond for iPhone
Free Sittirit Khanana iOS Version 1.0 Full Specs
Publisher's Description
From Sittirit Khanana:
A Storm ice has attack in the world and effect to freeze jewel, it's your job to free them! You can move ice jewel puzzle block left and right, drop them, and swap them to find ways to align 3 or more crates, and thus make them disappear. With 72 levels, some quite challenging, Crate will provide hours of entertainment. Fun graphics and interesting sounds make it great for kids! REVIEWS: * "MUST HAVE! ...will have you wanting to play one more round; complete one more mission..." - Dear* "Jewel puzzle : Gems ice block is definitely worth a look if you've enjoyed games in the past, and want something a little more involved" - Susan* "Easy and funds brain game" - Martin* "5-stars" - GamerDuneFEATURES: - Completely free gameplay! - All items are unlock - 72 Exciting Levels, some quite challenging - Free updates keep coming! - Brain training, fitness and exercise Jewel puzzle : Gems ice block puzzle match color diamond


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CHDP Phase 2: Transition Billing Tips
Since the implementation of the Child Health and Disability Prevention (CHDP) Phase 2 code conversion and claim form transition, claims have been monitored to identify the most frequent claim denials. The list below cites the most frequent Remittance Advice Details (RAD) claim denials. The tips below are intended to help providers minimize future claim denials. Additionally, providers must resubmit the denied claims in accordance with timeliness requirements by submitting a Claims Inquiry Form (CIF) or an Appeal Form (90-1). For CIF and Appeal Form (90-1) completion instructions, providers may refer to the CIF Completion or Appeal Form Completion sections in the appropriate Part 2 Manual.
RAD Message 0037 – Health Care Plan enrollee, capitated service not billable to Medi-Cal.
Verify if the recipient is enrolled in a Managed Care Plan. If so, the service is not billable to Medi-Cal.
RAD Message 0049 – Provider billing error. Claim line is invalid. Verify line charge, procedure code and other line information.
Claim lines that are filled with a zero ("0") will result in an invalid claim line error message. Providers should verify their software or their submitter's software is not set to zero fill blank lines, which will cause unnecessary denial notices.
RAD Message 0145 – This procedure is not a Medi-Cal benefit on this date of service.
Verify that the procedure code being billed is valid for the date of service (or from-through dates of service) being billed. Also verify authorization information.
RAD Message 9641 – The procedure code billed requires modifier SL.
Verify the specific requirements for the immunizations you are billing. Many immunizations require a modifier. For more information please visit the Medi-Cal website.
RAD Message 9888 – The recipient's aid code is not allowed for this provider type.
Federally Qualified Health Centers, Rural Health Clinics and Indian Health Services – Memorandum of Agreement 638, Clinics should verify they are billing with the appropriate local codes for their provider type and services rendered. This allows claims to process through the system correctly.
For help in completing the CMS-1500 claim form, providers may refer to the Part 2 provider manual section, CMS-1500: Completion. In addition, the Medi-Cal Learning Portal website offers a class on claim form completion.


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Full Cast of Mr. Brahmachari Actors/Actresses
Mr. Brahmachari cast list, listed alphabetically with photos when available. This list of Mr. Brahmachari actors includes any Mr. Brahmachari actresses and all other actors from the film. You can view additional information about each Mr. Brahmachari actor on this list, such as when and where they were born. To find out more about a particular actor or actress, click on their name and you'll be taken to page with even more details about their acting career. The cast members of Mr. Brahmachari have been in many other movies, so use this list as a starting point to find actors or actresses that you may not be familiar with.
List actors range from Mohanlal to Jagathi Sreekumar.
If you want to answer the questions, "Who starred in the movie Mr. Brahmachari?" and "What is the full cast list of Mr. Brahmachari?" then this page has got you covered.This cast list of who was in Mr. Brahmachari includes both lead and minor roles. (11 items)


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Extensive testing has proven that our B.O.S.S. broadheads don't have a noticeable affect on the flight path of the arrow. This allows our Macomb customers to achieve the same flight path of a field tip with our broadheads.


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top of mind
If You Build It, They Will Come
Home sales have been volatile on a
month-to-month basis, but on average
they're almost exactly where they were
last year: at an annual sales pace of about
5. 2 million units. Closing rules that took
e;ect in October likely played a role in
the inconsistency, as did abnormal winter
weather trends.
Notwithstanding the ups and downs of
the transaction pace, there appears to be
a steady stream of buyers in the market,
so we can expect sales to hold steady this
year and settle at a pace close to where
they were at the end of 2015.
The chief constraint continues to be
inventory levels, which remain historically
low. There were only 2 million homes
available for sale nationwide at the end of
March. That's just a 4.5-month supply at
today's sales pace. Additional inventory
will spur more transactions and moderate
home-price growth.
The latest annual home-price growth
of 5. 7 percent is unsustainable because
incomes are rising by only 2 percent per
year. Either demand will have to fall or
supply will have to increase to align price
and income. Many potential first-time
buyers are telling us they are less likely to
buy now, since prices are moving beyond
the a;ordable range. That is why first-time buyers currently account for just
30 percent of the market, compared with
the more typical 40 percent.
Given that a;ordability is a major
factor in home buying, the best way to
improve the market is to bring in additional supply. Builders should be all over
this. Sales data indicate they are selling
everything they build within three months
on average, so why aren't they building
more? If inventory levels were higher,
overall home sales could easily rise by
another 15 percent from current levels.
Let's hope whatever is holding builders
back—whether it's the availability of
construction financing, local zoning
regulations, or the availability of skilled
construction workers—can be addressed
soon, because only when builders ramp
up production can we hope for a sales
expansion with staying power.
Lawrence Yun is
NAR chief economist.
The median number of days a home sits on the
market before being sold has fallen by more
than half over the last four years, from 98
days to 46 days. The sales pace for distressed
homes, by contrast, has bounced up and down,
but those homes comprise a steadily shrinking
share of the market.
MARKET PULSE Low inventories and escalating prices continue to define
residential real estate markets across the country. Low mortgage rates are a boon for business,
but first-time buyers need a greater supply of homes and easier financing to get them back into
the market at normal levels.
EXISTING-HOME SALES Seasonally adjusted annual rate, which is the actual rate of sales for the month,
multiplied by 12 and adjusted for seasonal sales di;erences.
INVENTORY Number of existing homes on the market at the end of the month.
PRICE National median.
1.88 Million
5.07 Million
All trend lines are from February 2015 to February 2016.
Source: NAR Research
Median Days on Market Non-distressed homes
Distressed homes (short sales,
foreclosures combined)
5 10
2012 2013 2014 2015 2016
2012 2013 2014 2015 2016
Distressed as Share of Market
Click to subscribe to this magazine


text:
By 1st Lt. Henry WashingtonMay 22, 2017
The 2d Cavalry Regiment reunion is hosted every other year by The Second Cavalry Association, whose goal is to bring veterans of the highly esteemed Dragoons together to reminisce about the triumphs and tragedies of America's oldest continuously serving regiment.
This year's reunion included guest speakers, dinners both formal and informal, as well as the chance for some R & R over a friendly game of golf and guided tours throughout the city of Williamsburg.
Two Soldiers from 1st Squadron described the reunion as a very eye opening experience.
"Getting the opportunity to network with veterans of the unit and veterans of the Second World War who stood in my shoes some 75 years ago was humbling and made me extremely proud to be a Dragoon," said Spc. Orlando Colon-Nunez of Bull Troop.
In addition to exchanging war stories, Sgt. Sara Morris, of Headquarters and Headquarters Troop, 1st Squadron, 2d Cavalry Regiment, noted how impressed the veterans were with the direction the Regiment was going.
"Surprisingly, some older members of the association had never seen females before in the unit and they welcomed me with open arms," Morris said.
While at the reunion attendees got the chance hold a video conference with the Regimental Commander, Col. Patrick J. Ellis, and the Regimental Command Sgt. Maj. Kevin J. Muhlenbeck.
The "top two" discussed the current state of the Regiment and how the Regiment has improved international relations with Allied partners throughout the European Theatre, just as Army Europe has transitioned from Assurance to deterrence.
The motto of The Second Cavalry Association is "Dragoon for Life." This holds true as the association continues to give back for the betterment of the Regiment in efforts to preserve and share history of the Regiment, and support its veterans.


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FLYING Dutchman Jeroen Tesselaar last night revealed he's loving life in Scottish football...because he's been given the chance to get physical.
The 23-year-old full-back cut his teeth in the lower leagues back in his homeland and reckons it's easier to avoid the wrath of match officials here than in Holland as whistlers are more used to seeing players making thunderous tackles.
Now Tesselaar is looking forward to another tough encounter at Tannadice today as St Mirren try to wrestle all three points from SPL rivals Dundee United.
He told Express Sports: "Football is definitely more physical here. If you put a Dutch referee in charge of a game in Scotland, there would be three or four red cards!
"Maybe that's why, in my first 23 or 24 games for St Mirren, I didn't get a yellow card. Back in Holland, I would get five or six cards in the space of 30 games."
Tesselaar also believes Scottish players are more determined to win compared to many footballers in Holland.
He said: "Before the game and during the game, there's more of a winning mentality here. In Holland, the mentality is different.
"This mentality comes from everyone – the captain and your other team-mates. I missed that when I was playing in the Second Division in Holland."
With Saints striker Steven Thompson suspended for this afternoon's game at Tannadice after being shown a red card in the midweek Scottish Cup win against Ross County, Buddies boss Danny Lennon could be set to call upon Tesselaar's Dutch team-mate Nigel Hasselbaink to go for goals.
And 'Tess' reckons Hasselbaink is more than capable of netting against the Arabs after getting on the scoresheet in Dingwall.
He said: "Nigel showed his skills against Ross County and he knows how to score. If he comes in to take Steven's place, maybe he can score a goal or two."
Tesselaar will have his own Dutch army cheering him on at Tannadice as several relatives and friends from Holland go along to watch him in action for St Mirren.
"I feel settled here," he said. "Life is similar to what I was used to in Holland, so moving here wasn't too difficult.
"I've also had a lot of people visiting, which has made it easier. Friends and family have been over and some more friends came over on Thursday.
"They will be at the game against Dundee United."
Saints are quickly gaining an unwanted reputation as the SPL's draw specialists but Tesselaar aims to get the Buddies' bandwagon back on the winning road again this afternoon.
He added: "There have been a lot of draws in the league this season. We could maybe score a couple more goals and then we would have a good chance of finishing in the top six."


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Jewish Sightseeing in Krakow
Just south of the bustling old town square in Krakow, Poland, is a district with deep Jewish roots.
The Jewish quarter of the city, Kazimierz was an independently governed town during the Middle Ages and a model for the coexistence of Jews and Christians for centuries. In 1941 the district's Jewish inhabitants were forcibly relocated to the Krakow ghetto by German forces.
Today Kazimierz is a center of the Jewish community's rebirth in Krakow.
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I visited Kazimierz in July on a two-week tour of Europe. It was a moving and enjoyable experience. Below are some of my top picks for destinations to visit in the district.
Jewish Culture Festival
Every summer since 1988, Kazimierz has hosted Krakow's Jewish Culture Festival. The 2015 edition, from June 25 through July 5, presented a variety of Jewish programing. From concerts and city tours to Shabbat services and educational workshops, the festival provides many opportunities to experience everything Kazimierz has to offer.
I arrived in the city on a Friday just before the conclusion of the festival and took in a performance by klezmer clarinetist David Krakauer and his band, Ancestral Groove, at the Tempel Synagogue.
The 26th Jewish Culture Festival will be held June 24 to July 3, 2016.
Pil Peled's 'Judah'
For the 2013 Jewish Culture Festival, Israeli street artist Pil Peled created a larger-than-life wall mural in the center of Kazimierz. His work, "Judah," shows a child with a lion's head. The child represents fear and vulnerability, while the lion represents the Jewish struggle to survive and preserve our culture.
This mural caught my eye while I walked through the district. I was instantly captivated by its magnitude and striking symbolism.
Old Synagogue
Built in the 1400s, the Old Synagogue is the oldest synagogue building still standing in Poland. During World War II, it was devastated and ransacked by the Germans, and artwork and Jewish relics were looted.
Now it operates as a museum with a focus on Krakow's Jews. Exhibits are separated into themes dealing with birth, prayer rituals, diet, divorce and death. The building is centrally located at the Kazimierz square, where many events of the Jewish Culture Festival are held annually.
Hamsa Israeli Restobar
Mostly devoid of Jews after World War II, Kazimierz became a center for Krakow's beatnik bars and cafe culture. Much of that subculture still exists, but with the addition of Jewish-themed restaurants, bookstores and souvenir shops.
One shop I visited offered a taste of authentic Israeli fare with a trendy vibe, served up with a slice of polish hospitality. Open since 2012 and just down the street from the Old Synagogue, the Hamsa Israeli Restobar is perfect for relaxing with a hummus platter and an ice-cold Polish beer with friends.
Make sure to check out the garden in the back of the restaurant, where comfortable chairs greet guests amid contemporary Israeli music.


text:
How to Get Off iOS 9 Beta
With iOS 9 Apple allowed users to join a Public Beta program and get the new software update "early." As with all betas, there are bugs in early release software. Well now that iOS 9 is officially out of beta, I wanted to move my iPad back to the public releases.
But once your device is registered in the Beta program, it will continue to receive beta software and will not get OTA updates with the official releases. To get off the Beta program, I followed the steps by 9to5Mac and it worked perfectly. Didn't have to wipe my device either.


text:
Created for: The Sims 4
The Yakuza Heel Collection features a new shoe shape for your sims, Featuring a concealed platform and a tapered stiletto heel, these shoes give the perfect mix of height and style whilst conforming to a sexy and realistic shape. Comes in a variety of colours and patterns.
-Recolours/Retextures are welcome but please do NOT include the mesh, link back here instead.
Short URL: http://www.thesimsresource.com/downloads/1309228
ItemID: 1309228
This Creation requires what's listed below in order to work properly.
Note that those downloads are not required for the Creation to work!
The TSR Creations below were used in this Creation.
The EA Creations below were used in this Creation.
Please report any offensive comments so we can remove them. Use of bad language, unsuitable links or flaming may result in deletion of your account.
We have detected that you are using an Ad-blocker plugin. This means our main source of income to cover bandwidth costs is blocked when you are using our free service. We would ask that you whitelist us and allow ads to show.
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As of right now I think I'm in good standing for the digital story. A week ago I was pretty nervous about it, especially with finals and other projects coming up. Now that I got started and I have a solid idea for my digital story, I'm looking forward to my story finally coming together, and I think it should be fun. I came up with the idea for my story just by scrolling through thousands of pictures on my computer, and trying to see what I could put together using those pictures. That's how I came up with the idea to do almost a step-by-step narration of building my family's new lodge up state. In addition to the step-by-step format, I gave my story some sentimentality by emphasizing what building this house and building new memories meant to me. Fortunately, I had a ton of pictures I could use, and I found some audio pretty easily on freesound.org. The script came to me pretty easily too.Writing it was no different than just telling the story to a friend. The hardest part and still yet to come for me will be the actual organization of my story. I'm not a computer person at all and I'm not familiar with any movie making programs, so I think it will be a bit of a challenge, but I am looking forward to it. I think the story board format really helped me to better organize my story, which will make the transition from paper to video/audio much easier. That being said, I'm satisfied with my progress so far, and I look forward to seeing the end results of my digital story, as well as everyone else's. Good luck everyone.
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Halsey is moving back to New York. The singer announced her plans on Twitter, where she took a shot at Los Angeles for its pizza and its residents. The Edison, New Jersey native took her name from a Brooklyn subway stop, and is clearly eager to leave the city of angels in her rearview.
Tag Archives | New York
Jake Paul May Or May Not Be An Informant For The NYPD
Jake Paul is coming to New York City to make as much money as he can. The YouTuber is bringing a pop-up shop to the Big Apple as he prepares for a giant push of his merch for the holidays. Following the lead of stars like Kylie Jenner and Taylor Swift, Jake is coming to Manhattan with a special boutique just for Jake Paulers.
Someone Call Gigi Hadid: Zayn Got Out And He Looks Lost
Zayn may be GQ's Mostly Stylish Man of 2017, but that doesn't mean he can't have an off day. The singer was spotted leaving Gigi Hadid's apartment on Tuesday night looking hastily dressed and stressed out. It apears like he might've left in a hurry, prompting questions about why he'd be so eager to get out of Gigi's apartment, where he barely ever leaves.
Lea Michele, Hailey Baldwin And Lindsay Lohan Send Love To New York After Terror Attack
Eight people are dead and 11 are injured after a terror attack in New York. Sayfullo Saipov used a truck to run down pedestrians on a bike path and cause a traffic accident in lower Manhattan Tuesday before police shot him down. Notes from the attacker recovered at the scene pledged allegiance to ISIS.
Selena Gomez Finds More Ways To Occupy Her Time While The Weeknd Is On The Road
Selena Gomez seems like she's been a bit lonely. While she's been busy on the streets of New York, her boyfriend, The Weeknd, is out on tour. Selena loves being on the road with him, but with her part on a Woody Allen movie keeping her tied to the Big Apple, she's only got her co-stars to kiss. While that's meant a little alone time for her, she had a visitor in town this week: her mom.
DNCE's JinJoo Lee Supports Gal Pal JoJo At Sold-Out Show In NYC
JinJoo Lee remains a super fan of her old boss JoJo. The duo reunited in Brooklyn, where JoJo was playing a sold out show as part of her "Mad Love Tour." JoJo welcomed her old guitarist backstage for a couple of pics at the New York concert hall.
JinJoo was apparently overwhelmed by the concert as she tweeted about crying during JoJo's set. A mix of pride and joy at seeing JoJo "livin her dream" had JinJoo in feelings for the night. JoJo had just as much love for her JinJoo as she welcomed Remy Ma to the stage.
All the lady love came on the heels of one fan asking JoJo about her sexuality. In a tweet on Tuesday morning, JoJo said that she can't see herself "in a relationship with another woman," but didn't rule it out, either.
"Never say never I guess," JoJo wrote.
See all the posts from JoJo and JinJoo below, plus watch as Remy takes the stage with JoJo at Irving Plaza.
(Photo credits: JinJoo Lee and JoJo Instagram accounts)


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Intro to Airsoft/Swap Meet/Shooting Comp/Bush Games
September 8, 2018 @ 11:00 am-5:00 pm
Intro to Airsoft/Swap Meet/Shooting Comp/Bush Games
Have you ever wanted to learn what the sport of Airsoft is all about? Or do you know someone who does? Here is your chance! On September 8th from Noon-5PM (Doors Open at 11AM), Ambush Anonymous Airsoft is hosting a FREE "Introduction to Airsoft" course at our field! It is open to anyone ages 10 and up. You will learn about the game of Airsoft, and get to play in some games to try out Airsoft in a less intense environment. We will provide rental equipment free of charge for these games, all you need to bring to learn about our great game is yourself!
For the grown ups who want to play a faster paced game, we have rentals available, and will be hosting games on the Bush Course ($10 Admission to play the bush games).
Also, we will be running a shooting competition that you can try and win a prize!
And after the games are over we have our Saturday Evening Open Time which will allow you the chance to play with and learn from more seasoned players! It's the perfect day for someone interested in starting out in airsoft! And this year we have set aside space for players to buy, sell, and trade gear. It's a perfect opportunity for new players to get started in this great game!
DISCLAIMER: Winnipeg For Free is not associated with the hosts and organizers of this event and has minimal contact with them. Winnipeg for Free has no control over the changes in the date, time or location of events. Although, action is taken to find changes, they might not be updated in time.


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'Bachelor' star Chris Soules arrested after fatal crash in Iowa
IOWA CITY, Iowa — "The Bachelor" star Chris Soules was arrested early Tuesday morning after reportedly leaving the scene of a deadly crash in Buchanan County, Iowa, the Des Moines Register reported.
The Buchanan County Sheriff's Office told the newspaper that the fatal crash involved a pickup truck and a tractor on Monday night.
The Iowa State Patrol said Soules was driving the pickup when it collided with the tractor, sending it into a ditch.
The tractor was driven by an older man, who was taken to a hospital where he was pronounced dead. He has not been identified.
The Iowa State Patrol told the newspaper that Soules left the scene on foot. He was arrested a few hours later and taken to a hospital before being booked into jail.
Bail was set at $10,000 and preliminary hearing will be held May 2.
Soules appeared on the 19th season of "The Bachelor" and became engaged to Whitney Bischoff on the show. They have since split. He then appeared "Dancing with the Stars" after his "Bachelor" season.AlertMe


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Thu 1. CPM – Indonesia
Four second-generation churches are undergoing the YTI (Youths Transforming Indonesia) mentoring process. Pray that this may lead to revival in these churches. A first-generation church recently saw a major growth in their membership when 30 attendees declared their faith in the Lord Jesus. Please pray for wisdom for the pastor who has been given the special assignment of taking them through a discipleship program.
Fri 2. Dhruba – Nepal
Organized a camp for children in Dhangadi, Kailali. A total of 131 children attended the camp with 24 volunteer teachers serving as camp leaders. The children were mostly from Tharu tribe, people who were forced to work as agricultural slaves until recently. Thank God for the impact of the program on the children.
Sat 3. Hemchand – Manipur, India
Conducted different outreach programs including open-air preaching at Saiton, a gospel meeting in Ithing and Sendra and whole-night-prayers at Pallen where another retreat and gospel sharing was conducted. He also organized a relief camp program for those affected by flooding. Some food and grains were donated to the campers. Thank God for 14 people who received the Lord's salvation and 14 others who received baptism during the period.
Sun 4. EIM – India
Punchi is the first convert from a staunch Hindu family in Manipur. He is crippled because of Polio in childhood. But this precious brother is God's firebrand, used by the Lord to reach several villages in Manipur with the gospel. His inspirational solo singing and spirit filled preaching have brought conviction of sin to hundreds and salvation to many from Hindu backgrounds. Pray for God's anointing to increase in his life and ministry.
Mon 5. Yohan – India
Conducted house-to-house and personal evangelism in five surrounding villages and distributed gospel tracts. Thank God for answering our prayers for Savitha of Kothuru village. She has been without a baby after many years of marriage. She accepted Christ's salvation after prayers and ministry. She is now expecting a baby. Please pray for safe delivery of her baby and sustenance of her faith.
Tue 6. Bijay – India
Bijay shared the gospel message on different occasions in Damak and Ilam. At least 10 people heard the message on each occasion. Thank God for a young boy who was baptized in October and became an example to many. Bijay's motor bike was recently stolen. This is seriously hampering his ministry. Pray for God's intervention.
Wed 7. Suman – Bangladesh
A Christmas celebration was held at the Church in partnership with the Bangladesh Christian College of Theology. Suman's wife also had a time of celebration with her children's ministry students. Thank God for blessing all participants at these programs.
Thu 8. Soyam – India
Thank God for Kalijan, a 28-year-old woman who was tormented by evil spirits for many years. Every attempt to help her failed but the Lord Jesus delivered her completely. She has now committed her life wholly to the Lord. Pray that she may remain steadfast in her faith.
Fri 9. K. Paul Raj – India
Thank God for five people the Lord drew to Himself during gospel meetings conducted in four villages. One of these is sister Nagalaxmi who accepted the Lord's offer of salvation after being miraculously healed of her sickness.
Sat 10. Babu – India
Conducted gospel meetings in Dosapadu and Sampanagar villages. Also organized a women's conference in a new village and children's program in Gopalapuram. The Lord blessed the ministry with five new believers during the quarter for which we give thanks.
Sun 11. Krupamma – India
Apart from gospel meetings held in five villages, she also engaged in hospital visitations and person-to-person ministry from door-to-door. One of the three people who came to faith in Jesus Christ is Durga, 55. She was not only an idolater but was totally against the Christian faith. However, through Krupamma's ministry, God touched her heart. She confessed her sin and received God's forgiveness. Thank God for her and the other new believers.
Mon 12. Padam – India
"I want to thank God for enabling me to visit my birth place, Sankhuwasabha in Yafu village, after many years. I shared the gospel message with 15 people there and I thank God for one person who accepted the Lord Jesus and another who received baptism. Thank God also for my supporters who made it possible for me to make this trip."
Tue 13. Worldlink USA
Praise the Lord for the new office space for our US Home Team. Pray that the ministry done in that space will result in many indigenous missionaries reaching many new people. Pray that we would also bring the joyous message of the gospel to our new neighbors in our office complex.
Wed 14. Mildred – Escuintla, Guatemala
"Thank God for the freedom to preach his Word. The city is full of crime lately, most of which is committed by children and young people. Thank God for helping us to share His love with children and young people so they do not follow this evil path. Thank God also for giving Mildred the opportunity to teach the ladies in her church."
Thu 15. Mendoza - Colombia
Led a group of young people trained in arts to conduct evangelism in the neighborhood of Bajo San Felipe. Thank God for one soul that was won into God's kingdom. Thank God also for Jackeline, 40, who, having been impacted by the Gospel of Christ, decided to give up her teaching profession and serve children full time.
Fri 16. Sandra – Guatemala
"Thank God for opportunity to conduct the first Vacation Bible Classes in a school. There were 65 children and 27 adults assisting. The school's Director, leaders and authorities of the community gave us all the support we needed. We gave out some New Testaments and entertained all attendees. Thank God for providing all we needed (materials, funds and people) to run this program."
Sat 17. Richard – Congo DR
Organized a mixed Bible camp in Lusanga and hosted a couples' Bible camp and a youth camp concurrently in Gobari. Thank God for 23 children and youths who came to faith in the Lord Jesus during these and other activities organized in the quarter.
Sun 18. Bereket – Ethiopia
"I have been reading the book of Revelation for my devotion so I am longing to see the Lord face to face in my spirit. Nowadays, I am singing Maranatha! In Yergalem, I gave series of teachings from the book of I Corinthians for four weeks. The Lord blessed the ministry with three new believers to His glory. Pray for fruitful follow-up."
Mon 19. Morris – Liberia
As a result of expansion in the area, three new bible/peer clubs were inaugurated. Peer club meetings continued in 13 schools. A two-day rally was organized for school and community peer club children. Thank God for 21 children who came to faith in the Lord at the rally.
Tue 20. Mathe – Congo DR
Conducted training for 50 children mentors/teachers and 320 pastors and evangelists from different denominations in Butembo. The leaders learned the importance of Christ's commission to make disciples. Pray that the lessons learned will help them to be more effective in their ministries.
Wed 21. Ezechias – Rwanda
Facilitated three camps, two four-day camps in Kigali and Runda with a total of 520 youths. The third camp in Bihembe lasted 10 days and was organized in partnership with Inuma y'Amahoro organization. Thank God for 24 campers who prayed to receive the Lord Jesus into their lives.
Thu 22. Lucas – Tanzania
"I co-facilitated a village outreach with the Anglican Dioceses of Zanzibar and Central Zambia. The outreaches were to Bumbisudi, Zingwezingwe and Kilombero villages aimed at encouraging the new small churches which have just started in these villages. I was in the group that ministered in Zingwezingwe and was the main interpreter for the whole group. Since Zanzibar is an Islamic Island, we couldn't do house-to-house or one-on-one evangelism. Thank God for some who were attracted by the group's singing and heard the message proclaimed."
Fri 23. Phumlani – South Africa
Organized capacity building trainings in September and October 2017 for student leaders. They were given leadership skills, and training in creative planning, evangelism, discipleship and mission. Participants went out to share the Good News with their peers. Thank God for 62 people who received God's salvation during the quarter.
Sat 24. Nestor – Congo DR
With the help of a specialist, a training conference on AIDS was organized for the girls in BAMATU Centre. The facilitator gave principles to help the girls conduct themselves properly especially in the use of their bodies so they can avoid the AIDS pandemic and to share with others in the community. Thank God for the progress the girls are making. Pray that they may be committed to the Lord and their training.
Sun 25. Mpume – Swaziland
Farewell ceremonies were organized in six schools for the final year Bible Club members to commit them into God's hands as they move onto tertiary institutions or work places. It was an occasion to challenge the students and all present to remain faithful to the Lord and their calling. Pray that they may continue to serve the Lord faithfully in their new locations (school or work).
Mon 26. Marie-Therese – Rwanda
In partnership with Sunday School teachers in churches in Kanombe and Giko Muhanga, rallies were organized for the children in the cities. The rallies ministered to 800 children. One of the children, a 12-year-old boy confessed to risky behavior when his parents are away and sneaking out late at night. Their house maid assists him in this evil behaviour. He regretted his actions, confessed his sins and received the Lord into his life. Thank God for the opportunity to help mold the lives of many children.
Tue 27. Simeon – Sierra Leone
Established the Central Fellowship group for Secondary Schools in Freetown West. The fellowship brings together Bible Clubs in this area of the capital, Freetown. They meet every Friday in strategic locations. The Central and East Freetown fellowships have been meeting for a while. In partnership with ALPHA Sierra Leone, 24 school groups were trained to enable them to witness to their peers. Pray that each trainee may become an effective soul winner.
Wed 28. Brysceson – Tanzania
Organized a Form 4 (Grade 12) camp with 52 youth in attendance. Also organized, in partnership with Alarm Ministry, a four-day Pastors and wives' seminar. A total of 88 church leaders participated in the seminar. Thank God for the opportunity to impact the lives and ministries of these servants of God.


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Saturday, June 6, 2009
Gary Newbon presents the Pieman's blog
Barcelona deserved to beat Manchester United in the European Champions League final. They outplayed and out-passed a disappointing and nervous looking United team who had achieved so much during the season. No criticism of Sir Alex Ferguson who has won 25 major trophies as the United manager compared with 14 previously in the club's history. Barcelona were smarter and lots better on the day. United got it wrong, passed badly and just had a bad day at the office. They will be back..........
Newcastle's relegation to the Championship is a stunning but sad story. They have been in free fall for too long. It might be harder to get back than their fans believe. Alan Shearer by the way has it all to do as manager. He was a great player, he will always be a hero in Newcastle but to sit in the TV studios as a pundit and then take your first managerial job at a crisis club in the Premier League is a big ask. Alan may become a great manager but few start with their first job in the Premier League and make a success. Kenny Dalglish had a different set-up with Liverpool but usually average players who become great managers have cut their managerial teeth at lower levels, Sir Alex Ferguson, Arsene Wenger, David Moyes, Martin O'Neill and so on. Martin will argue by the way that he was captain of his country and won a European Cup winners' medal - but you get my drift on the managerial front.
Aston Villa fans have turned on their former captain Gareth Barry for his move to Manchester City and for his reason for leaving after over 10 years at Villa Park. I know Gareth well. He is a very good player, an excellent person and took his captain's duties very seriously, attending more personal appearances for the club than anyone else. He was often Villa's best player. But football fans turn very quickly. Their treatment of former players can be pathetic. None of those now having a go at Barry would have turned down the chance themselves of doubling their wages and picking up a huge signing on/loyalty/bonus or however they phrase it in the contract! Barry even wrote a letter to the Villa supporters through the medium of the local newspaper, the Birmingham Mail.... However, without deliberately contradicting myself I do sympathise with the supports anger at Barry's reasoning that one major reason was for Champions League football. Unfair to Villa who finished sixth, higher than Barry's new club and just two places behind Arsenal. Gareth was badly advised to use that tack. He might have just confined his reasons, if he felt he had to give them more money and new challenges. After all Manchester City is currently about more money. Fans reserve the right to boo their own players when they think they deserve it. They should also recognise that a player who has given great service should be allowed to move towards or at the end of his contract. Villa will receive £12 million in transfer fee.
Other sinking ships in Titanic order after Newcastle.....Charlton, Norwich and Southampton. How low will they fall?...How did Phil Parkinson get the full time manager's job at Charlton after only one win in 18 matches as caretaker boss there?
Off-beat award of the season. Stoke City's Rory Delap for those huge long range throw-ins. Brilliant. And my Manager of the Year award would go to his boss Tony Pulis who did a wonderful job keeping Stoke in the Premier League when all the critics, including me, wrote them off for instant relegation.
My correct predictions of the season for different reasons: Manchester United to win the Premier League; Hull to stay up (they only just did!); Wolves to be promoted, Leicester to be promoted back to the Championship. Aston Villa not to finish in the top four (won money) and Portsmouth to finish below 9th (won money again!)
What I got wrong: Manchester United to win the European Champions League; Chelsea to be Premier League runner's up; Stoke to be relegated; Birmingham to be promoted through the play-offs (they won automatic promotion), Leeds to be promoted from League One and Cambridge United to be promoted to the Football League. Hey, you cannot get it all right!
Have a good summer. I hope the Pieman invites me back next football season!
Thursday, May 21, 2009
Gary Newbon presents the Pieman's Blog
Manchester United are simply the best. Both the Pieman and myself predicted that they would retain the Premier League when the season began. The addition of the World Club Championship and the League Cup are a big bonus topped by being on the verge of retaining their European Champions League. The final against Barcelona in Rome on Wednesday May 27 is the match all Europe will savour. United will win because they have a great squad and are covered in every position. They also have Cristiano Ronaldo. Of course Barcelona have some great players such as Lionel Messi but United also have the relentless Sir Alex Ferguson as their manager and he stays one step at least ahead of the rest...
No-one should be distracted by the Carlos Tevez situation. Sure, he has made an important impact every so often. Sure, he is a very good player. If he stays, great, if he goes, ok. His presence elsewhere will be disappointing for United but the cost will not be as much as is being made.
Everyone is waiting for the last Sunday of the season of the Premier League (May 24th, 4 p.m. kick-off) to see who is finally relegated and what team Manchester United start with, just three days before the ECL final in Rome. United will be at Hull, one of four clubs trying not to be in the two who go down with West Bromwich Albion. The fixtures are Sunderland v Chelsea; Hull v United; Aston Villa v Newcastle and West Ham v Middlesbrough.... WBA are bottom and gone. Middlesbrough have 32 points and minus 28 goal difference; Newcastle have 34 points and the best goal difference with minus 18; Hull 35 points and minus 24 with Sunderland 36 points and minus 19.... It's down to the wire. I was at the Hawthorns to see the Baggies lose to Liverpool on Sunday. I will be at Villa Park this Sunday and expect Newcastle to be beaten. Funnily enough, I think West Bromwich are better than the others at the bottom!
Sir Alex will want United to win whatever side he picks. That's in his nature and he would not want to be accused of causing an upset. But he has to think of Rome. Anyway, these clubs have had the previous 37 games to have made sure they were not in this position. Football people often look for excuses and blissfully choose to ignore their own shortcomings either in a match or the season. Or in some cases both!
The play-off finals are about to be staged at Wembley. The biggest one is the Championship game with the winners of Sheffield United and Burnley being promoted to the Premier League. It's a tough call but I fancy Burnley. They have had a marathon season, over 60 games, with a run to the 5th round of the FA Cup and semi-finals of the League Cup before going out in extra time to Spurs. Owen Coyle has done a great job as manager. Sheffield United manager Kevin Blackwell will be favourite to bounce this club straight back after controversial relegation last season.
Tuesday, May 12, 2009
Gary Newbon presents the Pieman's Blog
All season I have been predicting that Manchester United would retain the Premier League. I knew they were good but now they seem to be the best team in the world. They have a great manager, great players, a fantastic attitude to playing football and the power and depth to achieve it. They need four points this week to clinch the title again and with home matches against Wigan and Arsenal they could do it before second place
Alan Shearer eventually achieved his first win as
UEFA need to address two problems in the European Champions League competiton. They must put their very best referees in charge of the later stages of the competiton. Tom Henning Ovrebro may have been the best referee in
Thursday, April 16, 2009
Gary Newbon presents The Pieman's Blog
An English team will be in the European Champions League for the fifth season running. That's a fact because Manchester United will play Arsenal in one of the semi-finals. Arsenal are playing very well but I take Manchester United to be defending their title in the final in Rome at the end of May. In the other semi-final Chelsea will play the Spanish giants Barcelona. I would not want to write off Chelsea but Barcelona with the likes of Lionel Messi are well fancied. I think Barca will shade it.
United had to be the first English team to win in Porto. The presence of Rio Ferdinand in United's defence was a big factor. I am so impressed with Wayne Rooney and his incredible work rate. Manchester United are looking strong and back in business. They have won the World Club Championship and the Carling Cup. They play Everton in the semi-final of the FA Cup at Wembley on Sunday. Everton are doing so well but they do not have the resources, strength or as much talent as United. David Moyes has got his side playing like a real team but I expect United to return to Wembley for the final. That leaves the Premier League. United are of course reigning Champions of the PL as well. They have a one point lead over Liverpool with a game in hand. Liverpool have just six matches left. United to retain this title as well! Hey, they could still win all five trophies. Sir Alex Ferguson deserves it!
Liverpool were involved in a fantastic ECL quarter-final second leg tie at Stamford Bridge. They were 3-1 down from the first leg at Anfield. After falling behind several times in the amazing return Liverpool led 4-3 but Frank Lampard's second goal made it 4-4 and sealed it for Chelsea. What a regular star Lampard proves to be for Chelsea.
Arsenal manager Arsene Wenger says he fancies the ECL semi-finals with Manchester United. He has to, but they are on a great unbeaten run in the Premier League, they are fourth and look certain to nail another ECL place next month. It's great for Arsenal that they have their three best players back, Cesc Fabregas, Emmanuel Adebayor and Robin Van Persie. Add the likes of Theo Walcott who scored the first goal against Villarreal, and of course they play Chelsea on Saturday in the FA Cup semi-finals.
The Premier League proves once again it's the best and strongest there is in the world. The Chelsea v Liverpool match was football at its most exciting. The best match of the season anywhere!
Monday, April 6, 2009
Gary Newbon presents The Pieman's Blog
Sir Alex Ferguson takes gambles to win matches. His latest was vital. On Sunday with the club trailing Liverpool in the Premier League and Aston Villa in the match itself Sir Alex threw on a 17 year old substitute Italian Federico Macheda for his debut. His stunning winner three minutes into added time was the stuff dreams are made of. United are now one point ahead of Liverpool with a game in hand (v
Alan Shearer lost his first match as
Fabio Capello is certainly the experienced choice for
What of the others in the
Thursday, March 26, 2009
Gary Newbon presents The Pieman's Blog
Who would have thought that Liverpool would strike 13 goals in three successive matches - 4 nil at home to the famous Read Madrid team in the European Champions League, 4-1 at Old Trafford in the home den of the reigning Premier League Champions Manchester United and then 5-nil at home to Aston Villa. Wow! All this and their manager Rafa Benitez at last signing a new contract. One point the game but Manchester United with nine games left do have a match in hand - at home to Portsmouth - and despite the pressure and suspensions I do believe they have the manager and quality to get them home. They have been there before. Liverpool have not won the League title since 1990 and I do not accept they will win all eight remaining matches. But what a finale in prospect.
The long season is catching up on Aston Villa. No win in eight matches in all competitions and they are down to 5th in the Premier League - probably their final position. The depth and strength in quality will result in the Big Four - United, Liverpool, Chelsea and Arsenal being the top four yet again and taking the four English places in next season's European Champions League. Do you agree? Do you think Manchester United will be champions again or have I got it wrong about Liverpool? Will Arsenal or Aston Villa finish fourth?
And what about relegation. I have West Bromwich Albion and Middlesbrough to go down with Newcastle in the absence of manager Joe Kinnear as the other club to finish in the drop zone. Unlike many other I do think last season's promoted clubs Hull and Stoke City will survive by the skin of their teeth. Do you agree?
Try and catch my latest show with Tom Ross. We had a right barney 20 minutes or so in! It is a wonder we agree on anything. Still, that's football. It's all about opinion. The Pieman wants you opinions. Try our website for emails and texts and we'll answer them in the show. Back next week with the show.
Monday, March 16, 2009
Gary Newbon presents THE PIEMAN BLOG
Meanwhile in the Premier League we were all shocked by Liverpool's 4-1 win at Old Trafford against Manchester United. I do not believe that Liverpool thought they would win by such a big margin. Who would have thought that United's outstanding central defender Nemanja Vidic would have made bad blunders and been sent off? He has been outstanding this season but it was a nightmare afternoon for him. He was also sent off in the defeat at Liverpool earlier in the season. Seven players have been sent off against Liverpool in the PL this season - Vidic with a double! Manchester United still have a four points lead with a game in hand. They will still retain the PL. Agreed? Fernando Torres was brilliant for Liverpool. He is the best striker in the world. Agreed?
Arsenal are in fourth place albeit on goal difference. They beat Blackburn 4-0 at home while the next day Aston Villa lost 2-1 at home to Spurs. Villa's small squad is floundering at long last and although they have done better away from home this season with their speedy counter-attacks you cannot see Villa in their present form getting much out of their next two matches - away to Liverpool and then Manchester United. Everton who will be Villa's next opponents at Villa Park are closing on the Midlands team. The ever changing face of football but as I blog the Big Four are 1-2-3-4!
The powers that be have decided that Howard Webb is the Premier League's best ref. I am no longer convinced. I put Alan Wiley, who was excellent at Old Trafford, and Mark Halsey above Webb these days. Any thoughts?


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Early December saw the return of Art Basel Miami Beach and its satellite fairs to the Sunshine State, and SVA was well represented at various venues. At the Aqua Art Miami fair, where the College had a booth featuring work by nine alumni, many fairgoers stopped to comment on Robert Gill's (MFA 2010 Photography, Video and Related Media) Before or After Yourself, an installation with photographs of the artist before and after several months of intense physical activity, seen on the accompanying video. Some called it inspirational, some said he should write a book about the experience, and others wondered aloud what shape he was in today. People were also talking about Matt Stone's (MFA 2010 Fine Arts) Orchid, a large-scale mixed-media sculpture that was compared to a "sea monster" for its coral-reef palette.
As in previous years, Art Basel took over the Miami Beach Convention Center and several SVA alumni were in the mix. Visitors saw recent pieces by Ei Arakawa (BFA 2004 Fine Arts); Steven Bindernagel (MFA 2006 Fine Arts); Tim Rollins (BFA 1977 Fine Arts; faculty, BFA Fine Arts Department) and K.O.S. (Kids of Survival); and Banks Violette (BFA 1998 Fine Arts), just to name a few.
At Pulse, one of the week's other main attractions, visitors saw work by alumni Steve DeFrank (MFA 1990 Fine Arts); Simen Johan (BFA 1996 Photography); and Shai Kremer (MFA 2006 Photography, Video and Related Media). Alumnus Jeff Chien-Hsing Liao (MFA 2005 Photography, Video and Related Media) had photographs at Julie Saul Gallery's booth, which also showed work by MFA Design Department faculty member Maira Kalman.
This year also brought a healthy dose of performance art and new fairs to the scene. Alumnus Rebecca Goyette (MFA 2009 Fine Arts) showed a performance piece at Seven, a new fair organized by seven New York galleries that included work by alumni George Boorujy (MFA 2002 Illustration as Visual Essay), Steve Mumford (MFA 1994 Fine Arts) and Amy Wilson (BFA 1995 Fine Arts; and faculty, BFA Visual and Critical Studies Department). And Quinn Dukes (staff, Office of Admissions) performed at Fountain, where alumnus Max Greis (BFA 2005 Fine Arts) was also showing new work.
Images: (top) Matt Stone, Orchid, 2010; (bottom) Quinn Dukes in performance at Fountain.


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Bullying and harassment in the workplace can have detrimental effects on employees, including mental disorders due to stress in the workplace.
Employers can be held liable to employees for not preventing or dealing with workplace bullying and harassment.
Bullying and harassment in the workplace affects everyone, not just the victim. It can also be a significant cost to employers, such as absenteeism from work, injuries and disability claims, as well as decreased productivity and employee attrition.
In November 2013, Worksafe BC's new Bullying and Harassment regulations came into effect.
The regulations require provincially regulated employers, supervisors and workers to take reasonable steps to prevent or minimize bullying and harassment in the workplace.
While employers have a legal obligation to take steps to prevent and minimize bullying and harassment in the workplace, there are also good business reasons why the employer should foster respectful relationships and communications at every level.
Workers who have been bullied or harassed at work may claim benefits if they are subsequently diagnosed with mental health disorder due to stress at work.
Worksafe BC have also issued a policy for employers to follow and what is considered reasonable steps to comply with the regulations, such as:
1. Develop policy statement that bullying and harassment is unacceptable in the workplace;
2. Attempt to minimize workplace bullying and harassment;
3. Develop and implement procedures to report workplace bullying and harassment;
4. Develop and implement procedures to investigate and follow up on complaints;
5. Inform all employees of the policy;
6. Train supervisors and workers on how to recognize bullying and harassment in the workplace; and
7. Review the policy with all employees on an annual basis.
Please contact our office in you have questions you'd like to discuss with one of our legal team.