text:
Safety and Security Questions
Who will be supervising the trip?
We chose Trip Facilitators who not only believe with a strong passion in the project that we are embarking on but who also love working with young people, and who genuinely want to make a difference in the work. All our guides will have a criminal record check in their respective country of origin (must have clean record to travel internationally) and will have at minimum emergency medical training.
We also have a series of strict policies and procedures in place to ensure proper conduct while on the trip. Staff are never to be alone with students, and students are given the ability to report any inappropriate conduct anonymously to us. Students and Parents will be introduced to their guide and their background well in advance of the trip so that any concerns can be addressed well in advance of the trip.
Is Canada/New Zealand Safe?
Very. Both Canada and New Zealand are extremely safe countries. That is not to say that from time to time incidents of violent crime or political instability will occur, however both countries have a reputation for being extremely safe. Toronto is the safest city in North America for it's size, with significantly less crime per capita than American cities. New Zealand has similarly good safety statistics.
That said we will also follow numerous common sense safety and security policies on the trip. These will include rules about travelling in groups. Curfews, rules about being in communication with trip facilitators, and careful monitoring of local situations. Please check your countries Travel Advisory page for more information about safety or security factors involved with travelling to Canada/New Zealand.
What is the emergency procedure?
We have a number of policies in place to ensure the safety and security of program participants. Part of the contract and consent forms that are signed prior to the trip allow for us to make reasonable, and responsible medical decision for trip participants in the event of an emergency where their parents cannot be reached (we will always contact you before treatment except in urgent circumstances or where participants can make their own medical decision under the law). We highly recommend you take out travel medical insurance to help mitigate any costs associated with treatment.
In the event of an emergency between program participants we will contact parents and guardians and discuss next steps for the situation. In the event of a violation of a code of conduct or where a participant threatens the safety of the trip they will be sent home at their parents expense.
In the event you need to bring your child home due to an emergency, please get in contact with us right away. We will make every effort to have them returned to you as quickly as possible. Please note that we are not able to offer supervision on emergency flights back home, we will however escort them to and from the airport, and work with you to make sure there are cared for.
How can I contact you in an emergency?
In both countries we the program facilitator will have a phone number you can use to contact them. We will also have our email address which you can contact, and we will have a domestic number you can call if your request is non-urgent and you'd like to talk to someone.
We also recommend program participants either purchase roaming plans or change sim cards on arrival to allow them to maintain connectivity back home. We will provide wifi at the accommodation so that participants can stay in touch.
Do you have a code of conduct?
We do, our code includes important sections which prohibit things like drug and alcohol use, violence, weapons, harassment, bullying and other inappropriate conduct. Participants who violate this code and make the trip uncomfortable or worse unsafe for others will be return home at their parents expense. No refunds can be issued in the circumstance and the participant will be barred from future trips and access to our alumni network.
Trip Programming & Financial Questions
What is included in the trip?
We strive to offer a trip that includes everything you will need to have an enjoyable experience. The program cost covers the cost of flights (round trip Toronto to Auckland and Vice Versa), the cost of accommodation (for the entire four week program, accommodation both Toronto and Auckland is included).
The fee also covers the cost of a dedicated chaperone for the entire trip, including supervision at all times. (Which includes the: accommodation, during flights, activates) All activities, transportation and attractions are also included for the program. We also cover food costs for the trip, and all students are given $20CAD and $20NZD for discretionary spending. In essence everything that you will need to have a fun, life changing and safe trip is included.
What is not included?
We highly recommend you purchase at minimum travel medical insurance for the trip to cover the costs of any medical incident that occurs overseas. We also recommend you purchase trip cancellation and/or disruption insurance. This policy may cover costs associated with last minute cancellations you have to make or costs to bring a participant home in the event of an emergency.
Everything students need is provided as part of the experience. If students want to bring money to buy personal items, souvenirs, gifts, clothing, extra food or other discretionary items they may chose to do so. Students will be given a small allowance ($20 CAD/NZD per country) for spending on discretionary items, but any additional spending they will have to cover.
Where will the students be staying?
Students will also be living together in a rented house. Male and Female identified students will be housed on separate floors, with common areas for dining, hanging out, exercising or doing work. We will ensure these rules and boundaries are adhered to in order to keep the trip safe and enjoyable for all students. Male chaperones will not enter female areas and vice versa, unless there is a pressing safety related reason.
Students will not be spending most of their time in accommodation. There will be there mainly for sleeping, eating and some occasional rest or work periods. For the most part students will either be travelling or in a rented/donation venue. Our venues may include business offices, universities, government offices, conference or events spaces or public areas. Most time will be spent in conference of meeting room type spaces when working on the Grand Challenge or Mini Challenges.
What will the students be doing?
Students will be involved in numerous activities. Students will not be sitting idle for the trip, except for the long plane trip. Students will spend time working on their hackathons, they'll be travelling around their cities visiting companies and organizations. They will also be travelling around visiting local landmarks and tourist sites. We will also send daily updates about the activities the participants are getting involved in.
How will they be getting there?
We will be flying. We will try to arrange flights so that they operate directly form New Zealand to Canada via Vancouver, thereby elminating the need for additional travel related paperwork, however in order to keep the trip cost effective travel that goes via the United States, Australia or Fiji may be possible. In that situation students will need to beligible to transit through those countries.
Other Questions
I really want to participate but I'm not sure if I can afford it.
Trust us, you can. We will find ways to work with you in order to ensure that you can participate in this unique and once in a lifetime experience. If you are worried about paying for it please visit our finance page to learn more about all the options we have to help mitigate costs, or send us an email if your situation is unique.
What is the refund and cancellation policy?
If the trip is cancelled because of our decision you will receive a refund of 100%. If you cancel with 60 days notice than you will just lose your deposit amount. If you cancel after the 90 days notice we will not be able to guarantee any refund, unless we can recuperate some of the costs, in which case we will offer a refund for the amount we can recover.
If you are sent home during the trip or barred from entering any country we will not be responsible for the cost and no refund will be issued. If you have to return home due to a medical or family emergency we will attempt to offer a credit if possible but this will on be done on a case by case basis and be base don our ability to recuperate costs.
As the application process matures and more questions and inquires are received we will add additional questions to our page in order to help you make your decision about our program. If you have a question that is not answered on the page above, or would like more specific information please reach out to us. Our number one priority is to ensure you are 100% comfortable with the trip and all of its details.


text:
A 31-year-old teacher was charged today with having an inappropriate sexual relationship with one of her students at a Beachwood school, authorities said.
Erin Haskell, a Barnegat Township resident who works at Toms River Intermediate School South, was charged with aggravated sexual assault and endangering the welfare of a child, according to Ocean County Prosecutor Marlene Lynch Ford.
Investigators did not identify the victim because of the student's age. Haskell remains at the Ocean County Correctional Facility in lieu of $300,000 bail, and she could face up to 20 years in prison if convicted at trial, authorities said.
The teacher has also been ordered to have no contact with the victim.
A call to the Toms River Regional School District was not immediately returned.

subset: commoncrawl


text:
*Ultrasonic Aroma Diffuser - Large
In stock
The diffuser uses the ultrasonic wave to effectively diffuse and disperse a fragrant mist around the room. The diffuser has 2 adjustable LED light level and 4 different set of timers.
*Product images are for reference only. Actual product color might differ slightly due to the image quality.
Check your Free Pickup local store
4 stores
MUJI NYC 5TH Avenue Apply
475 5th Ave
New York
New York
United States - 10017475 5th Ave, New York, United States
Monday: 10:00 am - 9:00 pm Tuesday: 10:00 am - 9:00 pm Wednesday: 10:00 am - 9:00 pm Thursday: 10:00 am - 9:00 pm Friday: 10:00 am - 9:00 pm Saturday: 10:00 am - 9:00 pm Sunday: 10:00 am - 8:00 pm
MUJI NYC Chelsea Apply
16 W 19th St
New York
New York
United States - 1001116 W 19th St, New York, United States
Monday: 11:00 am - 8:00 pm Tuesday: 11:00 am - 8:00 pm Wednesday: 11:00 am - 8:00 pm Thursday: 11:00 am - 8:00 pm Friday: 11:00 am - 8:00 pm Saturday: 11:00 am - 8:30 pm Sunday: 11:00 am - 7:30 pm
MUJI Garden State Plaza Apply
Westfield Garden State Plaza (Level 1, Entrance from Garage A) 1 Garden State Plaza Blvd
New Jersey
United States - 07652Westfield Garden State Plaza (Level 1, Entrance from Garage A) 1 Garden State Plaza Blvd, Paramus, United States
Monday: 10:00 am - 9:30 pm Tuesday: 10:00 am - 9:30 pm Wednesday: 10:00 am - 9:30 pm Thursday: 10:00 am - 9:30 pm Friday: 10:00 am - 9:30 pm Saturday: 10:00 am - 9:30 pm
MUJI Hollywood Apply
7021 Hollywood Blvd
Los Angeles
United States - 900287021 Hollywood Blvd, Los Angeles , United States
Monday: 11:00 am - 9:00 am Tuesday: 11:00 am - 9:00 am Wednesday: 11:00 am - 9:00 am Thursday: 11:00 am - 9:00 am Friday: 11:00 am - 9:00 am Saturday: 11:00 am - 9:00 am Sunday: 9:00 am - 7:00 am
Product Detail
|Polypropylene, ABS Resin
|Dia.16.8 x H12.1cm (Dia.6.6" x H4.8")
|Power Cord Length
|170cm (66.9")
|Max Capacity 300mL
|Power Source
|Input: AC100-240V
Power Consumption: 32W
|Other Information
|Country・Region of Origin
*This product can only be used within USA domestic, Canada and Hawaii. Please follow instruction manual for usage.
Customer Review
3 Item(s)
per page
- Very simplistic and clean productVery simplistic and clean product, the mist look really cool with the lighting. The fragrant smell from the oil is pleasant. Overall very well product, a little expensive, aside from the price very good product.
- Beautiful, life-enhancing, but broke after 4 monthsI bought the large aroma diffuser in the hopes that not only would it be a great diffuser, but also serve as an informal humidifier. This thing was seriously life-changing. The two LED settings were gentle, the design is just gorgeous as an object, and when it was on in my bedroom I could smell it in my kitchen. I used only the Muji essential oils, which are not watered down with jojoba. Lemongrass ginger is the best.
It was great for the four months that I had it, until it stopped working unexpectedly. Now when I fill it with water and turn it on, it does the familiar beep-three-times and then automatically turns off. So something having to do with the moisture sensor broke - despite me maintaining it (changing the water often, cleaning it regularly and gently, and letting it dry out between uses). I've been in contact with Muji to get this fixed or get a replacement, and it has been a challenging process; there is no warranty for these electronic items beyond 30 days. Spending over $100 for an aroma diffuser is a true luxury for me. I would definitely not have bought this if I knew it was not made with the highest standards, which is what I expect from a company like Muji. So I would think twice about buying the higher-end electronics from them again. However, I hope this item was just a defect in what's normally a really great product that lasts way longer than 4 months - otherwise how could you justify the big pricetag?
- good device, but price is the concernI recently bought diffuser which looks almost the same, but just for about $40. I was shocked when i found that Muji sells similar device for almost triple price.
It seems that this diffuser available under different brands (ECVISION, Miu color, Elecbank and other), which significantly cheaper than Muji. So be sure what are you paying for.
3 Item(s)
per page
Write Your Review


text:
THE WALK - 14" x 25" oil painting on hardboard (sold)
My header image for the beginning of 2018 is an oil painting I recently completed titled
"The Walk".
Sometimes I find that it's important to escape from everything and clear my head. There's so much going on in the world that distance from it all gives me more clarity and the ability to cope with it all. Nature has a way of nurturing and returning me to a balanced place. Chaos disappears and for the moment I'm at peace.


text:
Chapter Blogs
The Montana Fish, Wildlife & Parks has opened the first watercraft inspection...Read More
The Montana Department of Environmental Quality released a draft EIS assessment of the...Read More
Our 2019 Banquet is coming up on Saturday, March 2. Get your tickets today, before they sell out. All ticket sales are online.Read More
Take Action!
There are no upcoming events.


text:
Restaurants: Apart from meeting up with wonderful people living beside the rapids of the river , this city offers lots to do for tourists. Water adventures like fishing at the river , spectacular scenery as well as other pleasant views for travelers. If youre a food enthusiast , then an awesome dining choice is available.
North 82 is certainly one well known dining place that you can certainly not ignore if you are planning to eat the best in Sault Ste . Marie. This dining place is renowned for steak among local cuisines whilst it also provides American and Canadian cuisine as well. North 82 is a not-to-be-missed dining destination regardless of whether you are looking for lunch , dinner or late-night meals.
North 82 Restaurant For Best Food Alternatives
Steak and Seafood
Steaks and seafood is the main specialty food stuff of North 82. At North 82 , these meals are uniquely prepared and you will surely enjoy eating every bite of it
. Pair your food with your preferred drink from a wide range of drinks
. This will be a remarkable experience for your taste buds , family and even friends.
Well-known Vacation Destination
Restaurants: In addition to other preferred travelers spots , the city of Sault Ste . Marie is pretty well known since long. And tourists from everywhere surely visit North 82. You will find numerous holiday-makers indulging in their favoritemeals when you visit. The ambience in this eating place is tourist-friendly offering yummy meals for adventure lovers.
Sunday Brunches
You will delight in a relaxing Sunday because North 82s Sunday brunch menu is relishing enough to tingle your taste buds.
North 82 has a nice and cozy environment to spend family-time with your dear ones. Whether you are a small family of four or like to enjoy a wonderful get-together , this is a wonderful place to make memories with them. If you are planning a birthday celebration or just a formal candlelight dinner or lunch for your guests , you can organize it in our party areas.
Impressive Bar
Traveling the city as a group of friends? Come and savor the drinks and long discussions with your buddies at North 82
Good Value
The menu at North 82 absolutely leaves its guests astonished . The food selection fulfills everyones taste buds. The dishes are not expensive. Great taste together with superb service is what the restaurants trainedand extremely competent chefs assure so that eachguest gets worth for money.
Great Customer Support
The team at North 82 welcome all the people with warmth making them feel comfortable because they are trained to do so. The restaurant welcomes plenty of visitors , therefore it ensures that their staff is experienced to welcome and serve them efficiently.
North 82 is one of the best dining choices as a traveler in the city of Sault Ste . Marie. You are going to be happy with the superb dishes served in a fresh and warm environment. Drop in once and you fall in love with our food. Restaurants Great Taste In Or Menu in Sault Ste. Marie ON call (705) 998-0553


text:
What is Vardenafil used for?
Vardenafil relaxes muscles of the blood vessels and increases blood flow to particular areas of the body.
Vardenafil is used to treat erectile dysfunction (impotence).
Vardenafil may also be used for purposes not listed in this medication guide.
How should I take Vardenafil?
Follow all directions on your prescription label. Do not take this medicine in larger or smaller amounts or for longer than recommended.
Vardenafil can be taken with or without food.
Vardenafil is usually taken only when needed, about 60 minutes before sexual activity. The medicine can help achieve an erection when sexual stimulation occurs. An erection will not occur just by taking a pill. Follow your doctor's instructions.
To take the orally disintegrating tablet (Staxyn):
- Keep the tablet in its blister pack until you are ready to take it. Open the package and peel back the foil from the tablet blister. Do not push a tablet through the foil or you may damage the tablet.
- Using dry hands, remove the tablet and place it in your mouth. It will begin to dissolve right away.
- Do not swallow the tablet whole. Allow it to dissolve in your mouth without chewing.
- Swallow several times as the tablet dissolves. Do not take Staxyn with liquid.
- Do not take vardenafil more than once a day. Allow 24 hours to pass between doses.
- Contact your doctor or seek emergency medical attention if your erection is painful or lasts longer than 4 hours. A prolonged erection (priapism) can damage the penis.
How do I store Vardenafil?
Vardenafil is best stored at room temperature away from direct light and moisture. To prevent drug damage, you should not store Vardenafil in the bathroom or the freezer. There may be different brands of Vardenafil that may have different storage needs. It is important to always check the product package for instructions on storage, or ask your pharmacist. For safety, you should keep all medicines away from children and pets.
You should not flush Vardenafil down the toilet or pour them into a drain unless instructed to do so. It is important to properly discard this product when it is expired or no longer needed. Consult your pharmacist for more details about how to safely discard your product.
Precautions & warnings
What should I know before using Vardenafil?
Before using this drug, tell your doctor if:
- You are pregnant or breastfeeding. This is because, while you are expecting or feeding a baby, you should only take medicines on the recommendation of a doctor.
- You are taking any other medicines. This includes any medicines you are taking which are available to buy without a prescription, such as herbal and complementary medicines.
- You have allergy with any of active or inactive ingredients of Vardenafil or other medications.
- You have any other illnesses, disorders, or medical conditions.
Taking vardenafil with certain other medicines can cause a sudden and serious decrease in blood pressure. Do not take vardenafil if you also take riociguat (Adempas), or if you take a nitrate drug for chest pain or heart problems. Nitrates include nitroglycerin, isosorbide dinitrate, and isosorbide mononitrate. Nitrates are also found in some recreational drugs such as amyl nitrate or nitrite ("poppers").
Vardenafil can decrease blood flow to the optic nerve of the eye, causing sudden vision loss. This has occurred in a small number of people taking Viagra or other drugs similar to vardenafil. Most of these people also had certain pre-existing eye problems or risk factors for blood vessel disorders (such as heart disease, diabetes, high blood pressure, high cholesterol, coronary artery disease, smoking, or being over 50 years old). It is not clear whether vardenafil is the actual cause of vision loss.
Although vardenafil is not for use in women, it is not known whether this medicine passes into breast milk or if it could harm a nursing baby.
Staxyn may contain phenylalanine. Talk to your doctor before using this form of vardenafil if you have phenylketonuria (PKU).
Is it safe during pregnancy or breastfeeding?
There are no adequate studies in women for determining risk when using Vardenafil during pregnancy or while breastfeeding. Please always consult with your doctor to weigh the potential benefits and risks before taking Vardenafil. Vardenafil is pregnancy risk category B, according to the US Food and Drug Administration (FDA).
FDA pregnancy risk category reference below:
- A=No risk
- B=No risk in some studies
- C=There may be some risk
- D=Positive evidence of risk
- X=Contraindicated
- N=Unknown
Side effects
What side effects can occur from Vardenafil?
Get emergency medical help if you have signs of an allergic reaction: hives; difficult breathing; swelling of your face, lips, tongue, or throat.
Stop using vardenafil and get emergency medical help if you have sudden vision loss.
During sexual activity, if you become dizzy or nauseated, or have pain, numbness, or tingling in your chest, arms, neck, or jaw, stop and call your doctor right away. You could be having a serious side effect of vardenafil.
Stop using vardenafil and call your doctor at once if you have:
- Vision changes
- Ringing in your ears, or sudden hearing loss
- Heart attack symptoms–chest pain or pressure, pain spreading to your jaw or shoulder, nausea, sweating
- Irregular heartbeat
- Swelling in your hands, ankles, or feet
- Shortness of breath
- A light-headed feeling, like you might pass out
- Penis erection that is painful or lasts 4 hours or longer
- Seizure (convulsions)
Common side effects may include:
- Flushing (warmth, redness, or tingly feeling)
- Stuffy nose
- Headache, dizziness
- Upset stomach
- Back pain
Not everyone experiences these side effects. There may be some side effects not listed above. If you have any concerns about a side-effect, please consult your doctor or pharmacist.
What drugs may interact with Vardenafil?
Vardenafil may interact with other drugs that you are currently taking, which can change how your drug works or increase your risk for serious side effects. To avoid any potential drug interactions, you should keep a list of all the drugs you are using (including prescription drugs, nonprescription drugs, and herbal products) and share it with your doctor and pharmacist. For your safety, do not start, stop, or change the dosage of any drugs without your doctor's approval.
Products that may interact with this drug are:
- All other medications you use for erectile dysfunction
- An antibiotic–clarithromycin, erythromycin, telithromycin, and others
- Antifungal medicine–itraconazole, ketoconazole, and others
- Drugs to treat high blood pressure or a prostate disorder–alfuzosin, doxazosin, prazosin, silodosin, terazosin, tamsulosin
- Heart rhythm medicine–amiodarone, dofetilide, disopyramide, dronedarone, procainamide, quinidine, sotalol
- HIV/AIDS medicine–atazanavir, indinavir, ritonavir, saquinavir, and others
Does food or alcohol interact with Vardenafil?
Vardenafil may interact with food or alcohol by altering the way the drug works or increase the risk for serious side effects. Please discuss with your doctor or pharmacist any potential food or alcohol interactions before using this drug.
What health conditions may interact with Vardenafil?
Vardenafil may interact with your health condition. This interaction may worsen your health condition or alter the way the drug works. It is important to always let your doctor and pharmacist know all the health conditions you currently have.
Health conditions that may interact with this drug are:
- Heart disease, heart rhythm problems
- A recent history (in the past 6 months) of a heart attack, stroke, or congestive heart failure
- A personal or family history of long QT syndrome
- High or low blood pressure
- Seizures
- Liver disease, kidney disease (or if you are on dialysis)
- A blood cell disorder such as sickle cell anemia, multiple myeloma, or leukemia
- A bleeding disorder such as hemophilia
- A stomach ulcer
- Hearing or vision problems, history of vision loss
- An eye disorder such as retinitis pigmentosa (an inherited condition of the eye)
- A physical deformity of the penis (such as Peyronie's disease)
- If you have been told you should not have sexual intercourse for health reasons
The information provided is not a substitute for any medical advice. You should ALWAYS consult with your doctor or pharmacist before using Vardenafil.
What is the dose of Vardenafil for an adult?
Usual Adult Dose for Erectile Dysfunction:
- Initial dose: 10 mg orally once a day, as needed, approximately 60 minutes before sexual activity. Increase to 20 mg or decrease to 5 mg based on efficacy and tolerability.
- Maximum dose: 20 mg once a day
Patients on stable alpha blocker therapy:
- Initial dose: 5 mg orally once a day
Usual Geriatric Dose for Erectile Dysfunction:
65 years or older: Initial dose: 5 mg orally once a day, as needed, approximately 60 minutes before sexual activity.
What is the dose of Vardenafil for a child?
The dosage has not been established in pediatric patients. It may be unsafe for your child. It is always important to fully understand the safety of the drug before using. Please consult with your doctor or pharmacist for more information.
How is Vardenafil available?
Vardenafil is available in the following dosage forms and strengths:
- Tablet
What should I do in case of an emergency or overdose?
In case of an emergency or an overdose, call your local emergency services or go to your nearest emergency room.
What should I do if I miss a dose?
If you miss a dose of Vardenafil, take it as soon as possible. However, if it is almost time for your next dose, skip the missed dose and take your regular dose as scheduled. Do not take a double dose.
Hello Health Group does not provide medical advice, diagnosis or treatment.
Vardenafil. https://www.drugs.com/mtm/vardenafil.html. Accessed November 23, 2017
Vardenafil. https://medlineplus.gov/druginfo/meds/a603035.html. Accessed November 23, 2017
Review Date: November 23, 2017 | Last Modified: November 23, 2017


text:
Green As The Grass Grows/
This dress is one of the first items of vintage that I ever purchased. Considering how long it's been part of my wardrobe, it's tough to make it feel fresh, but simple brown leather and straw accessories, plus an armful of wooden bangles, made it feel like a perfect summer ensemble.
Last week was a holiday week, but for some reason it felt really hectic. It doesn't help that I haven't been sleeping super well (this weird thing keeps happening where I'll hear someone saying my name in a dream and it wakes me up - has anyone else ever experienced that?), so I've felt grumpy and distracted lately. I think I need a little weekend holiday, a break from the routine of daily life. Maybe I need to talk Brian into a little weekend road trip sometime soon...
Dress: Etsy
Hat: H&M
Bangles: Vintage, assorted stores
Purse: Dethrose Vintage
Shoes: Franco Sarto


text:
Second Life for Newbies, by LuAnn Phillips. Highlights and sharing of resources from the recent CoP sessions "Second Life for Newbies." If you could not be there in Austin for the hands-on sessions, come for this quick rundown of what you need to know, some ways to approach self-orientation, and resources to get you started. (for all Extension)
LuAnn Phillips
Created by Beth Raney


text:
Few industries are as impacted by mobile and digital as financial services. The advent of new competitors, in the form of mobile payments and other disruptors, are pushing the envelope. Add to that the discomfort that legal & compliance departments have had with newer marketing and digital channels; financial services and particularly retail banking marketing teams are finding themselves far behind the expectations of their customers. Financial institutions are faced with big technology changes, that are continuing to evolve. Not only does their technology need to change, but also the way they communicate which is strife with regulatory and legal considerations. I think there will be some extensive changes coming in the next few years, as marketers push their legal teams into grey areas. Do branches and locations even need to exist, as mobile banking and digital technologies change the way we do business with financial institutions? To quote Bill Gates, in 1994(!), banking is essential, banks are not.
The good news is that many financial services companies have a great deal of first party data. The question is how much they are using and how they are using it. And many financial institutions are taking these changes seriously and planning the future accordingly. Today's financial service customer expects their data to be leveraged to provide customer benefits (personalized offers and advice), tailored to their financial goals and life stage[1]. The goal will be to leverage as much data as possible.
When plotting customer journeys, it is so important to understand different factors based on the customer's situation. This may evolve to a segmentation layer based entirely on behaviors (both online and offline), that will help determine the right messaging as well as a technology stack that can identify where the customer is in their journey, based on the journey map.
Other Considerations:
27% of millennials have used their phone to checkout at a store using mobile payments.[2] 71% of millennials say it is very important to have a mobile banking app.[3] To turn that into reality, that's 50 million of the ~70 million Millennials. With Gen Z coming right behind at about the same numbers, we can assume even higher mobile adoption rates. According to Citi's Digital Disruption report, 25% of bank employees could lose their jobs by 2025 due to new technologies. And a Mortgage Bankers Association survey stated that 86% of executives of leading companies are increasing investments in automation technology; the back-end of digital mortgages.
Let's look at some points in the customer journey for financial services:
Banking: In the past, we made decisions on our banks based on location, convenience, interest rates, free checking, etc. The decision process today is more likely to include availability of digital services – mobile apps, SMS reminders and online banking. Expectations are very high; templated mobile apps will not be enough as consumers expect one stop service. And the range of competitors and innovators has increased considerably; to compete, banks must include mobile payment services. What seems clear is that banks will need to find the moments when human interactions can still occur, and capitalize on them.
Most banks have created communication streams for upsell and cross-sell, and focus heavily on traditional channels to sell those products. And I'm sure they would agree that it would be better if they knew customer lifestage information, to provide them with the right offers and information. Bringing in the right data to inform those strategies, whether behavioral, 1st, 2nd or 3rd party data, will make it possible to be more relevant. But banks will need to create the reasons for customers to easily engage with them, based on their brand promise, customer demographics, locations, and unique value propositions.
Home Lending: The mortgage business is transforming into a digital and mobile play, with companies like Quicken Loan's Rocket Mortgage paving the way with a "mobile first" attitude. For many years now, consumers have taken more control of the process. We research different options, and get advice. We may start with our current bank, but disruption will likely occur. The convenience of processing the loan and the extensive paperwork requires a sophisticated online interface. The "banking relationship" will not out-rank interest rates and user experience. In addition, professionals get involved along the way – such as real estate agents and investment counselors. Or disruption comes from competing ads that will most certainly follow the consumer once they begin the research process.
The mortgage and refinance process begins with specific needs. A new baby means needing more room; a child going to college means needing funds; retirement and downsizing; these lifestage events signify a potential need and an opportunity to be relevant. A sound data strategy can get you partly there, along with an engagement strategy that mirrors the 1:1 relationship that bankers had with their customers in the branch.
Investments: Trying to keep a customer loyal in investments is trying, especially with the digital and mobile options that are available today. It comes down to the level of service; the 1:1 connection that the customer may or may not need, the mobile options such as apps, educational video, and other account related value propositions. Most brokerage companies know that the first hurdle is getting the account funded, beyond an initial deposit. Onboarding communications can help get the account fully established, that are relevant and reactive to what the customer is doing.
Different types of personas in investments will come into play. Active traders, high balance investors with fewer transactions or low balance investors all have different signals in the journey that bear watching as potential breakage.
We also need to consider channel impact. To be considered "omnichannel", financial institutions should be ready to provide messaging in the channels desired by the customer, relevant and personalized. The messaging strategy should be channel agnostic, while still leveraging the uniqueness of each channel and the role each plays in the overall journey.
While all industries should be putting mobile first, it is table stakes for financial services. SMS is a channel that is heavily transactional and relevant. Mobile apps and messages provide more of an opportunity for cross sell and upsell, along with email. Customers will use whatever is most convenient and will move seamlessly between devices. Simplicity is the key. Make it easy, fast and let people get on with their day.
When a customer shows signs of risk, it's important to identify them quickly, and communicate in the channel(s) the customer is engaging in. Looking at opens and clicks doesn't accurately reflect their value as a customer, or whether they are actively looking elsewhere. But financial services companies have more cues in their data than many other types of companies. Changes in "account behavior" such as dwindling balances, accounts left unattended without transactions, fewer investment related transactions, changes in direct deposit activity, fewer banking transactions when comparing to previous periods of time; all are signs that a customer may have already moved on. But take those behaviors and consider the segment or persona of the customer, and you may have a different messaging strategy to keep them. Keeping a customer engaged with the value propositions that mean the most to them will help keep them loyal.
Financial services companies have tremendous opportunities, but they need the right infrastructure to keep customers engaged. Moving from "everyone" messaging to 1:1 intelligent messaging may require an investment in marketing automation solutions tied to a digital marketing infrastructure, where messaging can be activated automatically. In-the-moment opportunities to engage are the top priority moving forward, which can't be done with batch and blast messaging.
Stay tuned for my next installment on pharmaceutical and healthcare.
See previous installments:
Breakage in the Customer Journey Part 1
Breakage in the Customer Journey Part 2 – Consumer and Automotive
Breakage in the Customer Journey Part 3- Retail
[1] Accenture Consulting, 2017 Global Distribution and Marketing Consumer Study
[2] BI Intelligence's Digital Disruption of Retail Banking
[3] BI Intelligence Millennial survey


text:
It's Almost Like Garbage Collection Isn't Worth It
In a recent article about Dropbox's move from AWS one of the challenges discussed was the inefficient use memory in the "Magic Pocket" system which was written in the Go programming language. Eventually, the team decided to move to Rust.
Of course, the Go programming language was developed by Google to create an "expressive, concise, clean, and efficient" (oops!) language with "concurrency mechanisms [to] make it easy to write programs that get the most out of multicore and networked machines". It's a statically typed, compiled, garbage collected language that's meant to feel like a dynamically typed, interpreted language. On the other hand, the Rust language, like the Swift language from Apple, is also a statically typed, compiled language that feels like an interpreted, dynamic language, but notably does not rely on garbage collection for memory management but rather automatic reference counting. This tends to lead to smaller memory footprints and much more deterministic performance due to no garbage collection overhead.
Apple made the same technical choice, abandoning garbage collection in favor of static analysis and automatic reference counting for Objective-C and Swift. This analysis also permits types to be inferred in a such a way that Swift feels more dynamic than, say, Java or even C#.
Compilers are becoming sufficiently advanced that types and even memory semantics can be inferred without having to either explicitly state all of it using type ontologies or memory management code or pay massive runtime overhead for an interpreter or garbage collector.
I can't help but wonder if elaborate type systems and memory managed runtimes will turn out to be temporary, expensive workarounds waiting for compilers to get smarter.
Look, for example, at the so-called "dumpster fire" that Dalvik & ART seems to be on Android, how a top of the line Android device with twice the RAM of the equivalent iPhone can't keep applications in memory or suffers long startup or download times because of the JIT.
While type systems can make coding painful and pedantic, garbage collectors bring a heavy runtime cost that's noticeable on small devices or at scale. It's almost as if garbage collection isn't worth it.


text:
ACA are a rapidly expanding and recognised print finishing and packaging solutions organisation.
We now seek to employ a number of multi-skilled Print Finishing professionals.
We have vacancies for experienced Gluing / Folding / Stitching / Perfect Binding & Foiling Operators.
You should have a proven background of setting, running and maintaining various types of machinery.
Able to work in a high performing print finishing team.
Knowledge of safety, quality and continuous improvement techniques.
Be flexible to work various shift patterns.
If this sounds like you - it would be great to talk.
// Please send a CV to firstname.lastname@example.com and mark for the attention of Mr J. Keenan.


text:
There are two general FORMED community memberships. If your FORMED subscription was purchased by your parish / organization leader, you will have access to your group's community page. In addition all FORMED users are automatically member of the platform-wide community called "FORMED Community".
Who are community members?
Modified on: Tue, 8 Jan, 2019 at 9:36 AM
Did you find it helpful? Yes NoSend feedback
Sorry we couldn't be helpful. Help us improve this article with your feedback.


text:
A 55-year-old man riding a moped was struck and killed by two motorists the evening of Saturday, July 29 in the Redlands. The fatal accident happened just before 10:30 p.m. as the San Bernardino man was riding along Alabama Street in the northbound direction. Soon after passing through the roadway's intersection with Pioneer Street, he was struck by the first motorist, followed soon thereafter by a second.
The first motorist that struck the man initially fled the scene of the crash. Within two hours, the 20-year-old driver appeared at the Redlands Police Department to report that he'd been involved in the crash.
In speaking with police, the Highlands resident informed them that he'd pulled his car over soon after the crash occurred. Officers later found his vehicle, a 2010 Suburu Impreza, parked in a lot not too far from where the accident had taken place.
While the moped's rider was lying in the middle of the road after initially being struck, he was struck by a second motorist. That driver, who had been driving southbound along Alabama Street at the time time, pulled over as soon as they struck the San Bernardino man.
In questioning witnesses that had seen the accident occur, investigators were able to determine that the first motorist had fled the crash scene long before the second motorist came in contact with the victim.
Paramedics arriving at the crash scene stabilized the man before attempting to transport him to Loma Linda University Medical Center. He succumbed to his injuries soon after arriving at the hospital.
As for the two motorist that struck the man, neither one has had any charges brought against them yet. Redlands Police notes that the investigation into what occurred is still ongoing.
In a case such as this, where there are two individuals that strike a victim, it may be possible to sue both for negligence. By discussing the specifics surrounding your particular case with a San Bernardino wrongful death attorney, he or she can advise you of your rights as it relates to filing a claim.
Source: Redlands Daily Facts, "San Bernardino bicyclist killed in Redlands after being hit by 2 cars," Sandra Emerson, July 31, 2017


text:
New Brutal Doom video - movie
(hx) 12:02 PM EST - Feb,27 2017 - Post a comment
Sergeant_Mark_IV has released a new dev diary, showing some of the new features that will be coming in the latest version of Brutal Doom. Brutal Doom v21 will feature green blood for Hell Knights and Barons of Hell, blue blood for the Cacodemon, and an improved blood system. Furthermore, Brutal Doom v21 will add new weapons, like the assault shotgun and a new/proper pistol.


text:
Hi Guys! So I have been totally MIA for the past couple weeks because we finally got to move into our new home! Like most of you already know me and Kenz will now be sharing a driveway! Crazy!! Some of you may be thinking wow that is truly insane, and you would never want that, while others may share my feelings.... A DREAM COME TRUE! A dream come true for obvious reasons such as, I just pocketed a whole lot of money in Gas that I will not have to go back and forth anymore, I can run over and borrow/steal anything from her house, and lastly if there ever is an emergency my best friend is next door! Or for the not so obvious reason of the other night Kenz and Christian came over with some homemade popcorn, a diet squirt, and sat and talked with me and Justin while children were all snoozing away. It was such a surreal moment!
So we officially moved in on Friday, and let me tell you it was all hands on deck! Both me and Justin's families rallied together and knocked out our entire move in about two days! There is truly nothing better than the blessing of living close to family who goes above and beyond to help! And that is exactly what our families did! Just and his brother did the endless trips back and forth to get all the stuff, while our dads hung drapes and anything else our moms told them too, Kenz ran to West Elm and found me the most beautiful rug and drapes on sale and painted Jones bed, and both of our mom's worked hours on top of hours to make sure every last detail was perfect! All the while I felt pretty helpless as no one would let me lift a finger! To sum it all up I'm pretty much the luckiest girl in the world to have the most amazing family who gives endlessly!
We are absolutely loving our new house and neighborhood! I cannot wait to show you guys some pics of what we have done so far! Until then here's a few of me on the front doorstep eagerly awaiting the keys! Hope you have all had an amazing weekend and got to relax and rejuvenate!
[show_shopthepost_widget id="2026596"]


text:
Hometown: Madurai, IN
August 4, 2014
I am research engineer, open source developer, live blogger and mentor mentoring young girls to pursue their career in research field. Check more about me here www.all aboutsenthil.appspot.com
Already a member? Log in.
Already a member? Log in.
Meetup members, Log in
By clicking "Sign up" or "Sign up using Facebook", you confirm that you accept our Terms of Service & Privacy Policy


text:
The MDD MITO Executive Desk with panel end is designed by the Italian architect, Simone Bernocch and features a lockable drawer/storage return.
MITO is a brand new range of executive furniture that includes contrasting gloss black or white lacquered end panels to compliment the main structure finish of light or dark coloured textured sycamore wood effect melamine.
MTO is available in left or right handed options and two different sizes.
The MITO Executive Collection also includes the MITO Executive Desk with Pedestal End and the MITO Executive Electric Height Adjustable Desk.
Compelo Ltd Registered Office: John Carpenter House, John Carpenter Street, EC4Y 0AN, England. No: 06339167.Copyright 2019 Compelo. All rights reserved.


text:
I normally try to avoid parades, but there's no way we were going to miss today's ticker tape parade (right… Read more US Women's National Team in the Canyon of Heroes
Author: K. Adam White
Finding Things in Gutenberg Globals
Gutenberg is the project name for the new WordPress block editor, a multi-year effort that launched to the world last… Read more Finding Things in Gutenberg Globals
A Few Fewer Keystrokes for Vagrant SSH
At Human Made my local development environment is usually a Chassis virtual machine running in Vagrant. Chassis helpfully includes WP-CLI, so whenever… Read more A Few Fewer Keystrokes for Vagrant SSH
Install Torch 7 and CUDA 9.1 on Ubuntu 18.04 LTS
This post documents the process I followed to be able to run Torch and NVIDIA CUDA on my development machine after upgrading to Ubuntu 18.04 LTS
Using Plexamp on Ubuntu Linux
Since switching from Apple to a Dell XPS13 and Ubuntu Linux about a year ago I've been on the hunt… Read more Using Plexamp on Ubuntu Linux
The Best Talk from LoopConf 2018
In the midst of two days of dense, technical talks at LoopConf last month, the moment when I knew that my… Read more The Best Talk from LoopConf 2018
Loop Me 'Round
Last month I had the pleasure of attending this year's edition of LoopConf, a developer conference that distinguishes itself from… Read more Loop Me 'Round
Au Revoir, Bocoup!
In June I departed Bocoup, the open-source software engineering consultancy where I've worked since 2013. Since then I've been traveling, doing some contracting work and planning my next move, but I've also been reflecting on the extraordinary experiences I shared as a part of a very unusual company.
Progressive Linting
Attempting to apply a new code style to a large existing codebase with tools like ESLint can be a daunting prospect; when your linter shows thousands of errors, it's hard to know where to start without derailing more important work. By using Git to determine which files we have recently changed, however, we can break this Sisyphean task down into manageable chunks that align with our existing sprint feature work. Progressive linting makes your whole codebase more consistent, one patch at a time.
Pay No Attention to That WordPress Behind Your Application
In January I had the pleasure of speaking at the inaugural Day of REST event in London, where I presented… Read more Pay No Attention to That WordPress Behind Your Application


text:
Pink Impact 2019 Volunteer Registration
- Friday, Mar 29, 2019 10:00 AM - 10:00 PM CDT
- Saturday, Mar 30, 2019 9:00 AM - 11:30 AM CDT
Sorry, this event is sold out!
Volunteers for Pink Impact must be age 16 or older and a member of Gateway Church having completed Catch the Vision. Please note volunteers will serve in shifts and can watch Pink Impact in an onsite Volunteer Watch Party. There will not be seats in the auditorium.


text:
» 02/16/2009 16:26
Vatican delegation warmly greeted by Hanoi Catholics
Many faithful welcome the representatives of the Holy See. Their first meeting is in the Archbishopric, whose chief the government wants out. Plans include meetings at the Foreign Ministry to discuss diplomatic relations but also at the Central Committee on Religious Affairs.
Hanoi (AsiaNews) – A Vatican delegation arrived in Hanoi yesterday afternoon and was warmly welcomed by local Catholics. Led by Mgr Pietro Parolin, undersecretary for Relations with States, the delegation includes Mgr Francis Cao Minh Dung, head of the Bureau of South East Asian Affairs at the Secretariat of State, and Mgr Barnabé Nguyên Van Phunong, bureau chief at the Congregation for the Evangelisation of Peoples. A guest of the Vietnamese government, the delegation officially starts a visit today that will last till next Saturday.
Upon their arrival the Vatican representatives (pictured) went to the Hanoi Archbishopric where they were warmly greeted by many faithful. There they also held their first meeting with Archbishop Joseph Ngo Quang Kiet, eventually ending their day with a Mass at St Joseph Cathedral, crowded with worshippers.
Vietnam's government had announced the 16th visit by a Vatican delegation last Thursday. According to the statement released on that day by Vietnam's official news agency VNA, the visit is an opportunity for "discussions" concerning "diplomatic relations" with the Holy See, Foreign Ministry spokesman Le Dung was quoted as saying.
In letter, released subsequently, the chairman of the Catholic Bishops' Conference of Vietnam (CBCV) Bishop Peter Nguyen Van Nhon said that the Vatican delegation would meet officials from Vietnam's Foreign Ministry as announced by Vietnamese authorities, but also officials from the Central Committee on Religious Affairs.
In the latter case the delicate issue of clashes between authorities and the Church over the past year is likely to be a topic of discussion. It concerns the seizure of Church-owned properties like the compound of the former apostolic delegation in Hanoi and land owned by the Thai Ha parish, also in the capital, as well as other issues like the Vinh Long convent.
Talks over such issues come in the wake of a directive issued by Vietnam's prime minister earlier this year stating that none of the 2,250 properties seized from Vietnam's Church will be returned to their owners.
Discussions will also take place against a background that includes the trial and conviction of some Catholics for protesting against the takeover of Church property as well as a request made by the authorities to Vietnam's bishops that they replace Mgr Joseph Ngo Quang Kiet as archbishop of Hanoi, a request always rejected by the bishops.
Local sources suggest that Vietnamese leaders are likely to repeat such a demand when they meet the representatives of the Holy See.
During its visit the Vatican delegation is expected to meet the Executive Committee of the Bishops' Conference as well as travel to the northern dioceses of Thai Binh and Bui Chu.
In his letter the CBCV chairman said that the Vatican delegation specifically asked Vietnamese Catholics for "intense prayers" as a token of their "love for the Church."
In a veiled reference to the Vietnam Committee for Catholic Solidarity (VCCS), the letter also mentioned the need for Christian unity.
Since 1955 the government has in fact tried to use the VCCS to create a 'patriotic Church' faithful to the Communist Party and not the Pope
Although this attempt has had little success, it has not stopped the authorities from trying to re-launch the VCCS last November because of rising Church-State tensions.
Copyright © 2003 AsiaNews C.F. 00889190153 All rights reserved.
Source: http://new.asianews.it/index.php?l=en&art=14496


text:
Eelgrass Adoption
Eelgrass Adoption
With a $25 donation, you can give a unique and meaningful gift that will help increase the scale of eelgrass planting that occurs in our Back to the Bays Stewardship Sites throughout Suffolk County. Your contribution will support our efforts to expand eelgrass meadow restoration, and engage the public in efforts to bring back this critical underwater habitat. In recognition of your contribution, you will receive a box of notecards featuring drawings of local marine life created by artist Carolyn Munaco, in addition to a certificate recognizing your "adoption".
Add To Cart


text:
NEW CASTLE - Lawrence County Commissioners will not move until July 3 at the earliest on a request for a bond through the Lawrence County Industrial Development Authority to provide financing for a biodiesel plant in Beaver County.
PF Technologies, through the industrial development authority, requested a maximum of $7 million in bonds for long-term financing of the facility, which will produce diesel fuel refined from soybean oil.
The plant, which is scheduled to begin operation July 15, is in Potter Township. PF Technologies founder, Patrick Copple, has an office in New Castle.
County commissioners, whose approval is necessary for the bond issue to go forward, said they wanted concrete answers as to why Lawrence County Industrial Development Authority was being asked to issue the bonds and whether the county would be responsible for repaying the bonds if the company defaults on its payments.
Joe Bullano, solicitor for the Lawrence County Industrial Development Authority, said such an arrangement, where the industrial development authority from one county issues a bond for a project in another county, is rare but not unheard of.
After more than 20 years as the authority's solicitor, he said he could remember at least one other instance where the authority assisted with financing in another county.
Earlier this week, Copple said the Lawrence County authority participates in a specific program not offered through the Beaver County authority. Bullano said Thursday that Copple's corporate presence in New Castle also played a role in the request.
Commissioner Ed Fosnaught was unswayed by Bullano's assurances.
"I would think that you would have to go to the Beaver County Industrial Development Authority," Fosnaught said. "I haven't seen any reason to vote for it yet."
If commissioners reject the industrial authority's request, it wouldn't pose any immediate difficulties for the project. Copple said his company has immediate financing in place to begin operating next month.
Fosnaught's colleagues, Dan Vogler and Steve Craig, said they might be willing to support the bond issue once they receive assurances the county wouldn't be responsible for repaying the bond in the event of a default.
Bullano said he would provide a written opinion stating the county would not be responsible for repaying the bond because the facility itself would be the collateral for the banks who would buy the bond.
Vogler said he wanted county solicitor Thomas Leslie to review any documentation from the industrial development authority, which would likely prevent the matter from being considered at the commissioners next scheduled meeting on Tuesday.
In that event the commissioners could consider approving the bond issue on July 3 at the earliest.
Michael Pound of Calkins Media provided information for this story.


text:
Carolina Panthers
5 things I did not like in Panther loss to Patriots
You could name a lot more than five in this one, but as I sit in the pressbox in Foxborough, Mass., here are the first five that come to mind:
1) No pass rush. The Panthers led the NFL with 60 sacks last season and there has been some talk about whether they could break the NFL overall record (72). Not like this -- Tom Brady's uniform never got dirty, and no Patriot quarterback came close to getting sacked.
2) Rushing game. One of Panther coach Ron Rivera's favorite stats is that in 15 of 16 games last season Carolina rushed for at least 100 yards. Not this time: Carolina ran for only 63. There were hardly any holes, and the running backs didn't do much, either. No run was for more than eight yards. "Double Trouble" was no trouble, with DeAngelo Williams and Jonathan Stewart combining for nine carries for 20 yards.
3) Cam's back. He bruised it, came out for a play and then came back into the game. But then it was hurting him badly enough after the game he got directly on the team bus without speaking to the media -- a rarity for him. The last thing Newton needs is another nagging injury to join his problematic ankle. That he got sacked three times in this game (see above pic) and pressured a lot more wasn't helpful, either.
4) Julian Edelman. He made every Panther defensive back look silly at one time or another, and a lot of their special-teamers, too. Edelman caught all eight passes thrown toward him for 99 yards and returned two punts for 51 more. And he's not close to the best receiver the Panthers will face this season.
5) The offense in general. There were a lot of things going wrong here, which is why Carolina didn't score until the final two minutes when the score was 30-0 and third-stringer Joe Webb was in the game. Other than rookie Kelvin Benjamin, it's hard to point to a bright spot. But I worry most about the Panthers' offensive line, which looked half-baked in this one.


text:
Allison McCarthy
Writer, San Francisco
Chatting up designers, uncovering trends and sharing travel itineraries–that's a typical day for lifestyle writer and editor Allison McCarthy. She vets what's hot on the local scene–from the latest food delivery app to the best calorie-torching workouts. Before going freelance, McCarthy was the arts + culture editor at San Francisco magazine 7×7, where she spent countless hours at museums and never passed on the chance to check out under-the-radar work. The former New Yorker cut her teeth in the marketing side of the business at both Travel + Leisure and American Express until realizing that editorial was her true calling. When she's not road tripping around California, eating oysters or hiking somewhere warm, you can find her feverishly typing away on her laptop at a sun-filled cafe in San Francisco.
Allison McCarthy's Stories


text:
A big thank you to Teresa at Mind's Eye Journal for this beautiful handmade, even personalize leather bound journal. I've filled up 4 journal since leaving LA on July 1st with my daily thoughts on where I am, a fun ride, philosophy or just random thoughts. Here's an excerpt from a my recent visit to Halstead in Prescott AZ.
"I had a really nice time with Hilary (Halstead Scott) tonight. She reminds me to stay positive, to see the good in things. She's very much business and very much community. An equal heart of love and smarts, she's a gem this one. I'm so grateful for this visit and my time here. I'm staying in the Halstead parking lot which is surrounded by only a few other buildings, vast land and a small airport. The sounds of airplanes taking off and landing near by is a peaceful white noise of a lullaby sending me off to a deep sleep."
I can't wait to fill the pages of my new Mind's Eye Journal with more thoughts and reflections from the road. Please check out Teresa's work at Mind's Eye Journal. Thank you Teresa!
Beads of Courage
After my visit, Halstead so graciously gave me a package of goodies for the road. Dog treats, mixed nuts, pens and other useful items, thank you guys!!! The most touching gift of all makes my heart grow Beads of Courage. You carry these two beads with you on an adventure, big or small, take a photo of yourself on the adventure (if you'd like) then send one bead back with your story which will be giving to a child with a serious or life threatening illness. This bead will help to encourage and give hope to these children. Wow, right??!!! I'm so grateful to have these beads along for the next 7 months which are now part of my RoadMentos (charms others have given me along the road for luv and support) in hopes to give me courage. Thank you Mercedes and Halstead for once again giving to others!!! You all are such a great gift.
Rad Reads
Stories on the horizon.....
Your contributions help this adventure continue, in return you'll receive a big ass thank you in my newsletter and on my blog. Thank you for believing in me and for all the support.
New creations I've made while on the road are added almost weekly to my shop. Thank you for checking them out. I've had a blast making this are inspired by my travels!


text:
The VASCO KIN™ is a new generation of Time-Resolved instrument for accurate kinetic analyses combined with an in situ and contactless remote optical head. It allows to monitor in Real Time nanoparticles synthesis, agglomeration or the stability of suspensions....
Nanoparticles Analysis
Vasco Kin Particle Size Analyzer - Real Time Correlation for Time-Resolved analysesApplication Fields:
NanoLab 3D - Dynamic Light Scattering in extremely high particle concentrationsBrand:Application Fields:
This compact DLS instrument for particle sizing is based on the groundbreaking 3D modulation technology.
Traditional DLS instruments require high dilution of samples to avoid adverse influence of multiply scattered light which results in false particles size measurements...
qNano Gold - qNano uses unique nanopore-based detection to enable the physical properties of a wide range of particle types to be accurately measured. The World's Most Detailed Information for Each Individual NanoparticleBrand:Application Fields:
Detailed Multi-Parameter Analysis.
Particle-by-particle measurement through qNano enables detailed determination of:
- Particle Size
- Concentration
- Particle Interactions
- Particle Zeta-potential
Nanopore-based detection...
NP - Nanoparticles analyzer MAGELLAN - The ultimate nanoparticle analyzer for water characterizationCategory:Application Fields:
MAGELLAN is a unique nanoparticle analyzer based on a patented breakthrough technique called Laser Induced Breakdown Detection (LIBD). MAGELLAN measures size distribution and concentration of nanoparticle traces in water with an unprecedented sensitivity and resolution.
Zeta Potential WALLIS - High-Resolution Zeta Potential Analysis : 0,1 mV!Category:Application Fields:
WALLIS is an innovative zeta potential analyzer dedicated to the characterization of nanoparticle suspensions . It is based on a revisited and modern version of the Laser Doppler Electrophoresis (LDE) technique offering a unique and unequaled measurement resolution. It is complementary to the...
Particle Size Analyzer VASCO FLEX - Nanoparticle Size measurements brought into your processApplication Fields:
The VASCO-FlexTM is a unique and fully agile nanoparticle size analyzer combining the power of Dynamic Light Scattering (DLS) and the flexibility of optical fibers.
The main unit of the VASCO-Flex includes :
- High sensitivity - low noise...
Particle Size Analyzer VASCO - Best innovative solutions for particle size analysis adapted for ultra-diluted sample (0,0001 wt%) or for extra-concentrated sample (up to 40 wt%)Application Fields:
CORDOUAN TECHNOLOGIES offers leading VASCO serial instrumentation for all types of particle size analysis and characterization from the nanometer up to few microns. Measurement of particle size distribution is routinely carried out across a wide range of industries and academics research....
DiSC mini - Handheld aerosol nanoparticles analyzerBrand:Category:Application Fields:
The Diffusion Size Classifier miniature DiSCmini is a handheld sensor for the measurement of nanoparticle number, average diameter and lung-deposited surface area LDSA with a time resolution of up to 1 second (1 Hz). The measuring principle is based on electrical charging of the aerosols. The...


text:
This course is part of the curriculum path leading to the Cisco Certified Network Professional Security (CCNP Security) certification. It prepares network security engineers with the knowledge and skills needed for protecting data traversing a public or shared infrastructure, such as the Internet, by implementing and maintaining Cisco VPN solutions. You will gain hands-on experience with configuring and troubleshooting remote access and site-to-site VPN solutions using Cisco ASA adaptive security appliances and Cisco IOS routers.
Network security engineers
|5 day
|Lecture and Lab
|Delivery Method:
|Virtual / Onsite
|Max. Capacity:
|SIMOS Data Sheet 20190109.pdf


text:
The Minnesota 99s Chapter is committed to supporting our mission: to promote the advancement of aviation through education, scholarships and mutual support.
Minnesota 99s Scholarships:
The Minnesota 99s Chapter offers annually in March two $1000 scholarships and two $500 currency scholarships to qualifying applicants. One $1,000 scholarship is awarded for course work toward a Private Pilot certificate and the second $1000 scholarship is awarded for an additional rating or endorsement. Two $500 scholarships are awarded to becoming current in flying and are offered in memory of WWII WASP Elizabeth (Liz) Strohfus. These four scholarships are open to all women pilots, including members of The Ninety-Nines. Applicants do not need to be a member upon application but must commit to 99s membership in International and the MN chapter for two years after a scholarship is awarded.
Details are found in the Outline and Application. View a scholarship summary in this flyer. Questions on Minnesota 99s scholarships can be directed to Patti Sandusky.
International 99s Scholarships and other 99s Section/Chapter Scholarships:
A number of scholarships are offered through the International 99s and other 99s sections and chapters. Check the International 99s website for a complete listing of available scholarships. Questions on International 99s scholarships can be directed to Marcy Drescher, our Scholarship Coordinator for all International 99s scholarships.


text:
5 Tips to Get a Toddler to Brush Teeth without a Fight
People talk a lot about the terrible twos. Well, I think that started very early for us. After Kai turned one, my sweet, docile baby started fighting every part of her bedtime routine. She was suddenly afraid of the water, refused to let us turn on the faucet, would wave her hand violently back and forth and yell no when we tried bath time. Most of the time I could hoax her into the tub but the worst part was brushing her teeth. In my frustration, I even tried to hold her head down and her mouth open. I quickly learned that she despised me for it.
I turned to the internet and my mommy friends for help. I am happy to report that after trying these 5 tips for a few weeks, we now have a happy brusher! I have partnered with my favorite, naturally friendly toothpaste, Hello Products, to share my trials and tribulations with you.
1. Routine, Routine, Routine
Tip number 1 was probably the hardest to stick to. Whenever something isn't working, we have a natural tendency to want to change it up. I found myself many times negotiating with a toddler terrorist. I would push back brushing, try brushing in the bath tub, sometimes forego it all together because she would throw a massive temper tantrum. I cannot stress enough, try to keep a consistent routine so they anticipate it. We finally decided to stick to a dedicated brushing time. I found the more consistent I was, the less room it allowed for improvising on her part. Our routine consists of bath, lotion/hair brushing, teeth brushing, saying goodnight to the animals, song then bed.
2. Positive Reinforcement ALL THE WAY
I have always been a huge proponent of positive reinforcement but found myself at times impatient to catch a good behavior to praise about. If I waited to praise her after a full teeth-brushing, I would never get to use positive reinforcement. We went back to the basics. In the beginning, we made the biggest deal whenever she let the toothbrush near her mouth. We kept it short and simple. At first, she would put the toothbrush up to her mouth for 2 seconds and we would jump up and down, clap and yell YAYY KAI!!! Over the course of 2 weeks, it progressed to a full minute brushing session.
3. Monkey See, Monkey Do
A tip we learned from a friend well versed at toddlers is mimicking is a huge part. We would brush our teeth first and encourage her to do the same. When she became curious about our toothbrush, we would let her explore it and brush with it too. Kai was so proud that she could do what we were doing.
4. A Song Always Helps
There is a simple song, or a toothbrush commercial that Kevin's grandmother used to sing to him. We quickly adopted it as our brush time song. We would bop up and down to it, clapping, while encouraging Kai to brush her teeth. It turned our routine into a dance party. Frankly, it doesn't have to be a complicated song! Just some simple, but excited chants will do!
5. The Right Toothpaste Makes All the Difference
I thought all natural tooth paste was the same. If it did the job, why change, right? Well, I never thought ending the brushing battle could be as simple as choosing a toothpaste flavor that Kai liked. I picked up Hello Product fluoride free kids toothpaste at Target because the friendly packaging caught my eye. I loved that it's free from dyes, SLS, artificial flavors & sweeteners, parabens and micro-beads, basically all the bad stuff. Fluoride free also means I don't have to worry when Kai sucks down all the toothpaste while she is brushing. Most importantly, I did not realize the Natural Watermelon flavor is SO MUCH BETTER than Kai's old baby toothpaste. I can taste a night-and-day difference and preferred this one by far. Now, Kai sees her toothbrush and points to her Hello Products toothpaste and asks us to open it. Now I cannot wait to try the adult version of Sensitivity Relief Fluoride Toothpaste in Soothing Mint with Coconut Oil. Doesn't that sound delicious?
Through this, I have learned to take things one tiny step at a time. Also, a positive spirit with lots of encouragement will work in the end, it might just take a lot of patience, a song or two. Happy brushing y'all!


text:
This last weekend I moved into a new apartment. The experience inspired me to create a new game. I call it, "the couch moving challenge." Why don't you try it with your friends and see how you do?
To play, you will need: Three players, a fifth floor New York City walkup apartment (that means all stairs and no elevator, for you country folk), a huge black leather couch, and an illegally parked U-Haul truck.
How to play: Player 1 exhausts himself before the game by moving all the possessions he owns in the world over two days into said apartment while Player 2 does the same by loading his belongings that morning into the U-Haul. Player 3 gets back early from a trip and reluctantly calls Player 2 to ask if they need his help, to which Player 2 says "God, yes. We'll need your help with this huge couch." Player 3 halfheartedly makes his way to join the game, while Player 1 and 2 further stain themselves by unloading the rest of the truck. Player 3 joins the other two participants and the game is ready to finally begin.
Player 1 and 2 show Player 3 the couch, the route from the U-Haul to the building, and the front doorway. Player 3 balks and tells players 1 and 2 they're crazy. All three then lift the couch off the truck carry it down the street and to the delight of onlookers somehow manage to squeeze it through the front door of the building. All three carry it down the front hall and cajole it up the first flight of stairs. On the second floor landing, the players can take a break and congratulate each other on how the first flight is cleared and there are only three more to go. They then pick it up again and manage to get it to the third floor landing (literary, halfway there) when tragedy strikes- the couch becomes stuck and it is obvious to everyone involved that it will not make it any farther.
Player 2 cries and punches his beloved couch. He calls it an "unfaithful whore." Player 3 gives Player 1 an accusatory look that he isn't lifting enough; Player 1 contemplates shoving Player 3 down the stairs. Player 3 just wants to get the hell out of the game. Player 1 then tries taking off the one inch legs to se if that will give them just enough room to slide the offending sofa by…it doesn't work. Finally, the couch is carried back down to the street and left on the corner—because player 2 needs to get the U-Haul truck back by 4 PM or they'll charge him an extra fee. All three players end up feeling defeated and impotent.
Who wins? "Is it like Risk or Monopoly where the only victors are frustration and boredom?" you may ask. "No, there are winners in this game: the lower class family that Player 1 saw take the couch home later that night and Player 2 cursed to enjoy the comfortable leather cushions "and then die."
[Pic via]


text:
by Paul Theunissen
(Lawrenceburg, IN, USA)
Monkeybone has taken the Cincinnati, Northern Kentucky and Southeastern Indiana tri-state area by storm, earning a reputation as a no-holds barred, rockin' party band with style! Armed with a diverse selection of songs and high-flying antics, these guys really know how to entertain. And if that weren't enough, there's the mardi gras beads! That's right! Every show has mardi gras flair and sweet rockin' music that's sure to get everyone off their butts and in a party mood!!! So if you are looking for an entertaining, rockin' party band in the Cincinnati/Southern Ohio, Northern Kentucky or Southern Indiana tri-state area, look no further! Monkeybone is the party band for you!!!
Join in and write your own page! It's easy to do. How? Simply click here to return to Indiana Entertainers.


text:
Proficiency in Designated Security Duties (PDSD)
£145 GBP (incl. VAT)
- Course Type:
- Designated Security Duties
- Training School:
- Fire Aid Academy Ltd
- Location:
- Hythe, Southampton, United Kingdom
- Duration:
- 1 day
- Language:
- English
This course is required for students who have designated gangway duties on ship and provides them with an understanding of what constitutes a security risk, threat and vulnerability to the ship, its personnel, cargo and operations.
The outcomes of this course will enable the delegate to:
- know why ship security is important and know the roles and responsibilities of the originations and individuals involved;
- know what constitutes security risk, threat and vulnerability to the ship, its personnel, cargo and operations;
- know the capabilities and limitations of security methods, equipment and systems;
- know how to maintain the measures in a ship security plan and follow related requirements;
- maintain the effectiveness of security arrangements, procedures and equipment, at the three security levels, taking into account their limitations.
Fire Aid Academy Ltd
Unit 8, Hythe Marine Park, Shore Road
Hythe, Southampton
United Kingdom
Tel: (+44) 01425674390send message


text:
Tag Archives: Marital Property
How Can I Recover My Separate Property After a Divorce?
Divorce can have many types of consequences on the people forced to go through it, particularly the strife caused by the division of marital and separate property. Often times, the tumultuous nature of many divorces means individuals are unable to take control of their separate property when the proceedings are finalized. For whatever reason,… Read More »


text:
Luxuriate with our relaxing deluxe spa packages.
It's about time that you took a moment for yourself. Call us to schedule your day spa getaway. Come relax while we pamper you at Spa La La.
Pamper yourself with an invigorating spa package
Relax and rejuvenate with our premium spa packages of everything you need to look and feel your very best. You' ll be privileged to optimum service from our licensed and certified professionals. Call now!
La La Land - $205
50 Min. Massage & 50 Min. Facial
Mani / Spa Pedicure
Shampoo & Style
Bayou Blitz - $165
50 Min. Massage & 50 Min. Facial Pedicure
Panhandle Pampering - $170
Salt Glo Body Treatment
20 Min. Massage
50 Min. Facial
Eagle Energizer- $120
50 Min. Teen Facial
Buff & Polish
Couples Delight #1 - $210
50 Min. Couples Massage
Spa Pedicures
Couples Delight #2 - $270
50 Min. Couples Massage
50 Min. Couples Facials
Couples - Upgrade to 80 Min. Massages for an additional $30
Military Mender - $145
80 Min. Massage
50 Min. Facial


text:
A study published earlier this year shows that dental benefits decrease the incidence of emergency room visits.
Without dental benefits, more adults end up in the emergency room, found a study published in the May 2015 issue of the journal Health Affairs. Researchers examined the effects of removing adult dental benefits from California's Medicaid program. They found emergency room visits for dental problems increased by 33 percent, or by about 1,800 per year under the Medicaid program. That translated into an inflation-adjusted increase of 68 percent in emergency room costs for dental care.
Other studies have found that people who don't have dental benefits are less likely to get regular dental care. According to Delta Dental,
- Eighty-one percent of individuals with dental benefits reported seeing a dentist twice a year or more, while only 34 percent of uninsured individuals reported the same frequency of seeking preventive care
- People without dental benefits are less likely to have tooth-saving and restorative procedures (fillings, crowns, root canals) than those with benefits, but more likely to have extractions and dentures.
Unfortunately, oral health conditions can progress rapidly without treatment. Most adults show signs of periodontal or gingival (gum) diseases, with about 14 percent of those aged 45 to 54 having "severe" periodontal disease.
The Surgeon General's study on oral health (2000) points out that oral health is integral to general health. "You cannot be healthy without oral health…. Oral diseases are progressive and cumulative and become more complex over time. They can affect our ability to eat, the foods we choose, how we look, and the way we communicate. These diseases can affect economic productivity and compromise our ability to work at home, at school, or on the job."
Oral health can affect general health in the following ways:
- Many systemic diseases and conditions have oral manifestations. These manifestations may be the first sign of clinical disease. Regular dental check-ups can help detect these conditions for earlier treatment.
- The mouth is a portal of entry as well as the site of disease for microbial infections that affect general health status.
- Periodontal (gum) diseases have been associated with other conditions, including diabetes, cardiovascular disease, stroke, and adverse pregnancy outcomes.
Offering your employees dental benefits can increase their general health, along with their oral health…at a fraction of the cost of medical benefits.


text:
OK. I see a lot of Ubuntu Fedora fans! I personally have been using Manjaro for the last 3 years as my primary OS. For learning, gaming, and everything else.
Here is what I like about Manjaro:
ROLLING RELEASE - Meaning you have to install it only once and that is it. You don't have to install a new OS every time it releases the new version (like Ubuntu and Fedora).
ARCH BASED - This means, you will get the latest packages in around 2 weeks (if you're using the Manjaro stable repo). This means all your favourite desktop environment and packages will have the latest version always. You don't have to EVER wait for an year or 6months to get your latest version of desktop environment (Ubuntu used to keep me waiting for 1year when I used to use GNOME in my LTS release). You will have to use a PPA a which is unstable if you want to use it before.
LESS BUGS - If you are like me and like to stick to stable repos and releases, point release has always have the problem of having a buggy system. Only the important softwares will get updates. For the rest of it, you will have to wait until the next big release. This is resolved with Manjaro, all the packages will be updated to stable in around 2weeks and you will always have an up-to-date system!
STABLE - I found Manjaro more stable than Ubuntu and definitely light years ahead of Fedora! There is a reason why Manjaro has been #1 in distrowatch.com for the last one year.
PACMAN - People who have mentioned APT is amazing should definitely use pacman as their package manager at least once in their life. Since Pacman was made for arch which is more for experienced, it was made more flexible and easy to use. And I love using pacman!
AUR - Arch User Repository hosts softwares for almost everything! The better explanation for AUR is PPA implemented better. Just be careful enough to read and install a package which is trusted by the community and you will be fine.
COMMUNITY - How did I forget to mention the community!!? Unlike Arch community, Manjaro community is more warm, patient and helpful. If you have a problem with your system, post it in the forum and you will get help soon for sure!
MHWD ( M anjaro H ard W are D etection, for detection of free & proprietary video drivers will detect and install all the drivers needed to make your hardware be used to the best!
The only thing that I really used to miss from Manjaro (being arch based) was that it doesn't have well packaged proprietary softwares (like .deb and .rpm packages) of popular softwares we use like slack, google chrome etc. But the good news is, you can install them using http://flathub.org/ and http://snapcraft.io/ and boom! You got that issue solved as well!
And most importantly, it is fun and rewarding once you use Manjaro, I learned and have been having fun for the last three years! It is just amazing. Why don't you give it a try? And let me know how it goes!


text:
Join us to celebrate the release of Dr. Nida's long awaited book 'Karmamudra: The Yoga of Bliss, Sexuality in Tibetan Medicine and Buddhism!'
Friday June 8th, 7PM
Circa 33, 3348 SE Belmont St.
Tell the bartender the secret password 'Karmamudra' to be given the four digit passcode to enter the secret speakeasy where our event will be held.
Please RSVP to firstname.lastname@example.com


text:
Everybody likes print books. If you don't, I don't want to be your friend; there I said it.
So we are creating a digital book.
'Whaaa? I thought you just said...', yes I know, it seems a little back-to-front and we will bring out a print book version in good time, but hear me out. There is a reason why digital books should have their place among the stories that children enjoy.
We know what digital books don't offer; their tactile nature, the intimacy of the page to reader experience, the ability to have varying formats; big, small, pop up, cutouts etc. But they do have the ability to enhance the reading experience in their own way. We've been speaking to parents and teachers about our ideas for Galdo's Gift and they are very excited by the possibilities it presents.
One of those is the ability to click on any word and find out what it means. This, to us, seemed like a small thing to begin with. Hardly setting the world alight, right? Well, to a child that is reluctant to read because a book has many words that they simply don't understand, it's a game changer.
And the advantages don't stop there, but that's for another day.


text:
Welcome to the website of Folkestone Basketball Club, the home of Folkestone Saints men's team, Folkestone Flames ladies team Folkestone Saints Veterans team and new for 2014 National League Mens, National League Under 16 and Under 18 Junior Saints teams.
To find out more about us, click on any of the pages under the Club Overview heading. We are currently redesigning our website and also are linked into Shepway Sports Trust and now one of the 6 Focus Sports for Shepway.
We are always looking for new players, officials or volunteers, so whether you
are a beginner looking to try out the sport, an experienced athlete wanting to compete, or a non-player hoping to get involved in the organisational side of
the club, you are very welcome to come along and join in.
The contact details of all our volunteers can be found on the Contact Us page.
All news items can be read in full on the News page, but the latest posts are
listed below:
Latest News
Showing posts 1 - 5 of 33. View more »
Click here to enquire about funding & sponsorship opportunities.


text:
Getting Your Rig (part two)
Have you ever wondered what the differences are between Class A, Class B, and Class C RVs?
Are you having trouble deciding where to start looking for a new trailer or motorhome?
Have you considered going to an RV show for fun? No, really.
In this episode of The Hitch, Janice and Dan discuss all of these things, as well as some of their favorite trailers and motorhomes they have run across while looking. Remember, it's always free and fun to look and it's never too early to start! So grab your notebook and let's go!
Please contact us with your questions about road tripping and planning for new adventures!
- email The Hitch at firstname.lastname@example.com
- DM via Instragram: @tincanevangeline


text:
Never Assemble IKEA Bunk Beds Without Instructions
There was a day when I had a leader tell me that my job was to "Start Stuff".
Literally. That's what he said. Begin doing things.
There were no guidelines. No clearly defined objectives. No "beginning with the end in mind". Just be creative and begin new projects.
At the time, I was naive enough to believe I knew what he meant.
We had freedom. We had autonomy. We had no job description.
Yet, a job without a job description is like an unassembled Ikea bunkbed with no instructions. And no photo to know you will be assembling a bunkbed.
That's called setting you up to fail.
Don't do it. Ask for a job description. Demand defined objectives. You need instructions. You need pictures.
I realize there is some tension here with what I wrote yesterday. We do need enough freedom to create and to fail. But, we need freedom within boundaries. Freedom within set objectives. Freedom - with instructions and photos.
Leadership sets a vision. If there's no vision, there's no place to go. Good effort is wasted on what ends up being the wrong things. The wrong objectives.
Or (maybe even worse), good effort is put into the right things. Initially. But, because there's no end in mind, the goal changes. We waste efforts, and all that's left as frustration and anger.
This is not leadership.
Require leaders to lead. Make sure they give you the instructions, goals, and boundaries. If they don't, or if they can't, take the time to create your own job description and goals. Develop a way to hold yourself accountable to the goals - and make sure your leaders sign off on this.
It's you being both a basic adult - and a leader.


text:
Social media is already establishing its spot as a strong tool for marketing and no wonder small and big businesses alike are already using it. An average person visits social media platforms as at least six times in a day. Instagram ranks among the most famous social media platforms as it is the 2nd largest based on the number of users. This social media platform appeals to all generations and this explains why it is such famous. Automation is one of the things that makes it a favorable platform. The following are simple tips on how to make your Instagram marketing automation successful
Design a content strategy
Before you embark on putting your marketing campaigns on autopilot, you have to know what you should post, when and how. Analyze your market and understand the type of content that appeals to it. The strategy that you adopt should highlight your posting frequency, how you respond to queries and how to deal with emergencies. Develop a flexible strategy that makes it easy to integrate new concepts because digital marketing is very dynamic. Check out how market leaders are doing their campaigns and pick a few lessons from them.
Use high-quality content
The quality of content that you post determines the conversion rates you get from your campaigns. The modern-day customers are very selective and they demand nothing but the best. If you sell physical products, ensure that you take the best shots and accompany them with relevant captions. Do not use other people's content or else you find yourself in copyright-related issues. Invest in a good camera for your images and videos. Take photos and record videos as you are working if you are in the service industry. If you doubt your ability in taking good shots, hire a professional once in a while and you will never regret this decision.
Select an automation tool that suits your needs
There are many rules that ensure that people do not misuse social media platforms. Instagram has some rules that state how you should deal with 3rd party websites. If you use an automation tool that violates any of the terms of use, then you are likely to get a ban. You can check an unbiased review of boostfy at SelectedBest if you are looking for an automation tool to increase followers. Ensure that you understand the user agreement and review terms of use before adopting an automation tool.


text:
Employee Education for the Hotel Industry
Providing career growth and advancement opportunities are some of the most effective qualities that attract and retain talent in the hotel industry. Furthermore, investing in employees will create more passionate and long-term workers, working toward the ultimate mission of the business. Here at CGFA, we understand the importance of growing your most valuable asset: your employees.
College Gateway for America is here to help you achieve your business goals by providing employees with a path to the future.
For your hotel, College Gateway for America will:
Attract and retain quality employees
Build a recruitment advantage and create a competitive talent pool
Reduce the cost of hiring, onboarding and training
Encourage long-term employment by providing employees a career path for internal advancement
Help invest in the future of your company
For your Hotel employees,
a post-secondary education through CGFA will:
› Enhance skills and knowledge for better performance
› Provide a pathway for career growth and advancement
› Increase job satisfaction
› Earn a college degree, debt-free
Hotel Industry Success in Numbers
Currently, the hotel & lodging industry provides over 8 million jobs in America, adding 72,000 jobs ahead of its prior year peak, making the industry a very attractive industry that not only offers advancement opportunities but also opens the doors to attract new talent.
But how exactly do hotels offer their employees these opportunities?
1 data collected from: Quantum Workplace
2 THE HOTEL SUCCESS STORY: From Front Desk to C-Suite, a New Report on Hotel Jobs by the AHLA & Wagewatch


text:
News Release from Jewell & Associates, PC
Citizens of countries participating in the Visa Waiver Program (VWP) may come to the United States as visitors for business or pleasure without first obtaining visitors' (B-1 or B-2) visas from U.S. Consulates. They may visit for periods of up to 90 days, provided that they are eligible for admission under applicable law.
On February 28 the Secretary of Homeland Security announced the designation of Chile in the VWP. Eligible Chilean passport holders with ESTA clearance will be able to visit the U.S. without visas from May 1, 2014. There now are 38 VWP countries:
Andorra, Australia, Austria, Belgium, Brunei, Chile, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Japan, the Republic of Korea, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, the Netherlands, New Zealand, Norway, Portugal, San Marino, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, Taiwan, United Kingdom.
Like other VWP travelers, eligible Chilean passport holders must apply for advance authorization through the Electronic System for Travel Authorization (ESTA). VWP travelers are not permitted to board a carrier to travel to the U.S. by air or sea unless they have ESTA clearance.
© Jewell & Associates, PC 2014