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SLU Community Council Endorses ST3 Route Servicing Denny Triangle, SLU & Seattle Center/
SOUTH LAKE UNION -- With the conviction that light rail service must reach and robustly serve the rapidly growing and regionally vital South Lake Union neighborhood, the South Lake Union Community Council has taken a leadership role in asking regional transportation leaders to include light rail service to this flourishing extension of Seattle's downtown core.
The Community Council joins nine community organizations and 32 businesses, academic institutions and non-profit groups representing stakeholders from the broader South Lake Union, Denny Triangle and Uptown neighborhoods in a letter supporting the service that was sent to the Sound Transit Board this week.
The Mercer Corridor Stakeholders cited light rail as critical to moving residents, visitors and work force to and from the dense urban neighborhood containing some of the highest concentrations of employment in the region and the Seattle Center, which welcomes more than 12 million visitors every year.
"Light rail service is critical to the viability of South Lake Union as a regional economic driver and helps residents throughout the region, to easily reach jobs here and in the downtown core," said Mike McQuaid, president of the South Lake Union Community Council.
The letter endorses a preferred tunnel through downtown Seattle connecting Tacoma to Ballard through the Denny Triangle, South Lake Union and Seattle Center/Uptown – know as "Option 3". It also calls for light rail stations serving populations from the three Regional Growth Centers in the area.
Providing efficient access to light rail service in the Denny Triangle, a mobility hub planned in the heart of South Lake Union near the North Portal of the Highway 99 deep bore tunnel and the Dexter Ave. / Westlake corridor and the Seattle Center is critical infrastructure for the growing workforce, residential populations and visitors in the area, states the letter.
"A downtown light rail tunnel and three stations serving the Denny Triangle, South Lake Union and the Seattle Center is consistent with Sound Transit's core priorities for the development of the ST3 System Plan," said McQuaid.
To learn more visit: What does our region's future look like?
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3–4 / 1990 - working environments
The issue is published in Finnish with English summaries of most of the articles.
The site of the Varkaus papermill has been built up over a long period of time, with considerable ambition. The area reflects the history of the entire city. The latest landmark in Varkaus is a power plant extension.
Work is not just work. Home and leisure are integrated into new working environments, office buildings are structured like cities.
Featured projects:
• Solid fuel power plant, Enso Gutzeit, Varkaus, Erkki Kairamo and Heikki Mäkinen
• Government office building, Joensuu, Timo Vormala and Heikki Mäkinen
• Ekono/OTA IV, Espoo, Helin & Siitonen Architects
• Nokia Oy, Keilalahti Offices, Espoo, Helin & Siitonen Architects
• Jaakko Pöyry Group Offices, Vantaa, Risto Marila
• Innopoli, Otaniemi Technology Village main building, Espoo, Kaarina Löfström
• The Aspo Building, Helsinki, Eero Eskelinen and Jan Söderlund
• Studio Ison-Antintie 8, Helsinki, Pekka Salminen
• Högfors Offices, Karkkila, Kai Wartiainen and Sari Schulman
• International Institute of Women Managers, Tampere, Mikko Kaira and Pentti Kareoja
• Shopping centre BePOP, Pori, Nurmela–Raimoranta–Tasa

subset: commoncrawl


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Compliance and Regulatory Consulting
Local and global compliance expertise for the financial services industry.Compliance and Regulatory Consulting
New research commissioned by the Irish office of Duff & Phelps, the premier global valuation and corporate finance advisor, has found that over 85 percent of business people in Ireland believe that Brexit will lead to a decrease in Irish exports.
The business community believes that the three industries that will be most impacted in Ireland are agriculture, manufacturing and tourism. In contrast, Irish business people believe that there are a number of areas that the Irish economy could benefit from. Of those surveyed, 91 percent believe that financial services companies will relocate to Ireland due to financial passporting rules. Similarly, 72 percent of respondents also indicated that multinationals are likely to relocate to Ireland. When asked about implications for the talent market, 55 percent believe that it would also increase the talent pool in Ireland, with potential higher local availability of specialized workers.
Killian Buckley, managing director and head of Duff & Phelps' regulatory and compliance consulting services in Ireland, said: "These results mirror what we are hearing on the ground and from our clients in Ireland, UK and further afield. While there is significant uncertainty and worry among the business community, there is a pragmatism to make the best of it and a real determination to exploit any opportunities Brexit may bring for Ireland. We are working across a range of areas with clients on various Brexit-related questions."
The survey also revealed that 55 percent of Irish business leaders perceive Frankfurt as the primary competition in terms of an alternative location for any business looking to relocate or shift part of their business because of Brexit. After Frankfurt, Luxembourg (33 percent), Paris (7 percent) and Amsterdam (5 percent) are seen as Dublin's main competition.
The research examined potential negative factors that could potentially sway companies considering Ireland as a desirable location to look at alternative destinations such as Frankfurt or Luxembourg. The residential property market was highlighted as the most likely reason to dissuade relocation to Ireland with 61 percent of respondents highlighting residential rental prices and 43 percent selecting residential property prices as a concern. Other worries expressed included commercial property prices (28 percent) and availability of talent (38 percent).
When questioned on the implications of Brexit for Irish consumers and businesses the research revealed that:
About the Research
The research was carried out between May 22 and May 31 ahead of the UK General Election. There were 135 senior level respondents working across various disciplines in the financial services industry in Ireland.
About Duff & Phelps
Duff & Phelps is a premier independent advisor with expertise in the areas of valuation, corporate finance, disputes and investigations, compliance and regulatory matters and other governance-related issues. From offices around the world, the firm's nearly 2,500 employees help clients address their most pressing business challenges. www.duffandphelps.ie
M&A advisory, capital raising and secondary market advisory services in the United States are provided by Duff & Phelps Securities, LLC. Member FINRA/SIPC. Pagemill Partners is a Division of Duff & Phelps Securities, LLC. M&A advisory and capital raising services in Canada are provided by Duff & Phelps Securities Canada Ltd., a registered Exempt Market Dealer. M&A advisory and capital raising services in the United Kingdom and across Europe are provided by Duff & Phelps Securities Ltd. (DPSL), which is authorized and regulated by the Financial Conduct Authority. In Germany M&A advisory and capital raising services are also provided by Duff & Phelps GmbH, which is a Tied Agent of DPSL. Valuation Advisory Services in India are provided by Duff & Phelps India Private Limited under a category 1 merchant banker license issued by the Securities and Exchange Board of India.
Media Relations
Martyn Rosney | Edelman Ireland | 0 1 67 89 333, 0 857 282 151 | [email protected]
Local and global compliance expertise for the financial services industry.Compliance and Regulatory Consulting
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Like other Galaxy smartphones, the Galaxy J6 comes with the latest version of the Samsung Experience UI running on top. The South Korean tech giant said demand for memory chips, its biggest earnings contributor by far, would remain strong in the second half thanks to the growth of server data centers.
Samsung's Q2 financial results are in, and while money talk isn't always that exciting, there are some flavorsome tidbits in here that hint strongly at what we'll be seeing from the Samsung Galaxy S10 , Note 9 and foldable Galaxy X . "Second-quarter revenue fell due to softer sales of smartphones and display panels", Samsung said in a statement. If all goes according to rumor, we'll hear tell from Samsung of two separate devices at least: Samsung Galaxy S10, Galaxy X, and Galaxy F.
Samsung also said the mobile market condition will "remain challenging" in the second half of the year amid pricing competition and new product launches, and confirmed that it's launching the new Galaxy Note earlier as a response to that.
Reportedly, OnePlus 6 users who now have OxygenOS version 5.1.8 running on their phones are facing flickering screen issue on the adaptive brightness mode, especially while running apps and browsers with white background or vivid colours.
The group calling feature supports up to four people simultaneously. To use it, you must first start a call with someone, then click the " add participants " button shown in the top right corner of the chat window. Facebook recently rolled out the group calling feature for its photo-sharing app Instagram also. When you receive a group voice or a video call, the incoming call screen will show you all the participants now on the call.
It seems that the same adapter will not be provided with the new iPad Pro models. Japanese site Mac Otakara says the new 10.5-inch iPad Pro will measure in at 247.5mm tall, 178.7mm wide, and 6mm, compared to 250.6mm x 174.1mm x 6.1mm. "A leaked schematic posted by @ OnLeaks shows a 'mysterious connector" on the rear side of the supposed iPad device which is seen placed above the Lightning port.
Moreover, another rumor suggests that the Galaxy Note 9 will be capable of shooting 960fps video for 0.4 seconds which is twice as long as the Galaxy S9 and S9 Plus - 0.2 seconds. The phone will cost IDR13,5 million, which is about $940. A leaked image is making the rounds online in which the Galaxy Note 9 S Pen is compared with the Galaxy Note 8's S Pen.
Even though the mode applies the dark theme to much of the app, the channels will keep their colorful app bars even though the video player remains black before it fully loads. According to the report, the YouTube app for Android will automatically switch to the dark theme when the feature rolls out to users. The reddit user who uploaded the screenshots notes that he's using a Pixel 2 on Android P Beta 4, he's not a Premium user, and he'd had dark mode enabled on his desktop, ...
The fastboot screen does include the codename "crosshatch", though, and it also mentions that the phone has 4GB of RAM and 64GB of storage. It's not the first time we learn about Google's plan, but it puts the unannounced charging dock one step closer to reality.
Furthermore, new information has surfaced that offers a glimpse at how Apple intends to tackle the problem on the new iPad Pros . Of course, the device will still have bezels, but it would be very slim. Obviously the fact that it killed off cheaper better headphones from rivals didn't enter into it. Apple can't be facing the same space constraints in the iPad Pro.
Visually, the Limited sports 22-inch wheels and raised lettering on the hood, not to mention a satin finish grille and tailgate applique, window trim, and door handles. At the moment there's an nearly insatiable demand for incredibly luxurious pickup trucks in the United States, so Ford is really ramping things up by extending the availability of its most powerful petrol engine to include models other than the Raptor.
This, in turn, rewards you with a special loading screen that points to a free Battle Star hidden somewhere around the island, giving you an easy way to level your Battle Pass up by one tier. On the off chance you genuinely don't know what clay pigeon shooting is, it's like a real-life sport where you shoot a clay pigeon (like a clay frisbee/discus) that's launched into the air by this machine.
The second free Xbox One game is the 10th Anniversary Edition of Forza Horizon 2, an open-world racing game released in 2014 that mixes arcade-style racing with realistic driving mechanics. Joined by Sgt. John Carver, travel to the ominous ice planet of Tau Volantis to uncover the secrets of the Necromorph plague. That means that while Forza Horizon 2 will be available for the entirety of August, For Honor's availability will start August 16 and last until mid-September.
Cryptocurrency mining extensions were banned from the Chrome Web Store earlier this year . The last change is the addition of a policy banning apps and developer accounts that impersonate some other party or hide or misrepresent their country of origin.
We are excited about the opportunities ahead no matter what our future ownership structure is. Running through the numbers, they boasted about their year-over-year revenue gains, including both consolidated revenue (up 2.1% to $21.7 billion) and cable operations revenue (up 3.4% to $13.7 billion).
Origin Access Premier is the tier above the already existing Origin Access that gave you access to a specified list of EA games at a $5 a month price or $30 for a year. People who are into sports games and first-person shooters might be more willing to play all those games if it costs $15 per month or $100 for the year instead of the full $60 at retail.
Google started the program in partnership with 21st Century to make the internet more easily accessible to Nigerians. "Only 35 percent of Africans have access to the web, compared to 48 percent in Asia, 67 in Latin America, 85 in Europe and 95 in North America".
Samsung mentioned ultimate 12 months that it had bought over 5 million Equipment VR equipment to show positive of its telephones into fundamental VR units, although it's unknown what number of are nonetheless in use. The new content lets you go backstage with rock band Portugal. The Man and Hayley Kiyoko as they prepare to take the stage, and get a behind-the-scenes look at the lives of some of our other favorite musicians, through the VR180 Rockstar VR series.
Earnings per share excluding adjustments were 65 cents per share, up from 52 cents per share past year, beating analyst estimates of 60 cents per share. About 1.91 million shares traded. The relative volume of the stock is 0.79, while its market cap is $152.48 Billion. When looking at the investment recommendation on say a scale of 1 to 5 (1 being a strong buy, 3 a hold, and 5 a sell), CMCSA is given a 2.00 while 1.80 placed for HAL.
First spotted by CNET's Scott Stein, the since-deleted listing confirms that Samsung's incoming wearable will arrive as the Galaxy Watch, rather than the Gear S4. The all-new Samsung Gaming smartphone is reported to come with top of the line specifications. The 128GB storage variant of the device will be available in Black, Blue and Purple color options and the 512GB variant will be available in Black and Blue color options.
Last summer's Hellblade: Senua's Sacrifice garnered a lot of praise for its storytelling and cinematic gameplay. Hellblade VR is a free update for anyone playing the PC version of the game, and will be made available to existing and new customers of the title starting on July 31st.
To be honest, I don't really know a great deal about Slender Man other than that it was a Creepypasta meme or something along those lines. With less than a month to go until Slender Man arrives in cinemas, Sony Pictures has released a new trailer for the upcoming horror film.
So far, the announced edition is exclusive to GameStop and EB Games in North America. Resident Evil 2 is scheduled to launch for Xbox One, PS4, and PC on January 25. Inside, you'll find "photos and files documenting events after the Raccoon City tragedy, and was filed away as a highly confidential document by the US government".
Charter must also ensure no interruption in service by customers and, in the event it does so, the PSC will take further steps, including seeking injunctive relief in Supreme Court in order to protect NY consumers. Delays stalled the company's progress, however, and a year ago Charter reached a settlement with the commission to lower its expansion requirements. But the fact is that Spectrum has extended the reach of our advanced broadband network to more than 86,000 NY homes and businesses ...
The Samsung Galaxy Note event is being held on August 9th. Each colour option of Galaxy Note 9 will come with customised S Pen. However, it's odd to see that Samsung skipped a 256GB storage variant and made a decision to equip the top variant with 512GB storage.
About 700 fire personnel were sent to the area Wednesday to battle the blaze. Roads are closed at Highway 74 from Cranston Fire Station to Lake Hemet and Highway 243 between Pine Cove and Mountain Center. Authorities ordered residents to leave Idyllwild and several neighboring communities, home to about 12,000 people. "We had one guest who planned a weeklong trip", said Tom Lambert, who owns a vacation rental property near Yosemite Valley.
Samsung is going to announce the Galaxy Note9 in about two weeks. Huawei is rumored to be working on such a foldable device with a flexible display of its own as well, and some pretty courageous rumors claim that Huawei might actually be aiming to reveal its technological advances ahead of Samsung.
Revenues of $52.9bn were up 39 per cent from the year-ago total of $38bn. During the quarter, AWS revenue jumped 49% year-over-year, while Amazon's "other" category, which primarily consists of advertising, saw its sales increase a whopping 132% year-over-year.
Officials emphasized that Yosemite wasn't in imminent danger from the fire. The California Highway Patrol says officers have detained a motorist for questioning after people called 911 to report a suspicious vehicle near the fire's starting point in Riverside County.
The latter attach a glass-covered window to their display that can easily break on impact. The new screens are comprised of a flexible OLED panel which have "an unbreakable substrate and an overlay window securely adhered to it". If you balked at the word "plastic", I'm with you, but Samsung says that the plastic should look and feel similar to glass. Samsung's unbreakable display was dropped 26 times in a row at room temperature and at freezing temperatures without showing any signs of ...
While Nikon did not allude to development of more than one camera, it did discuss the mirrorless camera in terms of a system that could still leave room for a second body (as rumored) to be released after this first one might be announced .
We're not far from the official announcement of Intel's 9th generation CPUs, with more information dumped out on all of their upcoming refreshed CPUs including the flagship Core i9-9900K and Core i7-9700K chips. Lastly, we have the Core i5-9600K which is another CPU with Hyper-Threading disabled which means we'll see it release as a 6C/6T processor with a 3.7GHz base clock and 4.6GHz boost clock.
Baby No. 5 will arrive in spring 2019, her upstate NY zoo says. Patch says Tajiri's father also sired the new calf. "April's prior pregnancy facilitated an immeasurable amount of education and appreciation for giraffes. The live stream of a pregnant April in her cage first went viral in February, although she didn't give actually give birth until April 15. The sex of April's unborn calf has not been confirmed at this time, but Jordan did confirm that the baby will be born sometime next ...
The company states that " a working mobile mmWave solution. was previously thought unattainable ". The new 5G mmWave antenna modules are created to be small enough to fit in the "bezel" of a smartphone. The QPM5650 and QPM5651 feature integrated 5G NR PA/LNA/Switch and filtering subsystem. While that pitch might sound a little flawed if you've been following the recent smartphone trends, it shows how little the four antenna array is.
Dubbed Athena , the satellite will deliver 10 times more data than competing internet satellites such as SpaceX's Starlink, and the filling shows that Athena's E-band system can go up to 10Gbps download and 30Gbps upload using millimetre-wave radio signals.


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Ever wonder what is inside my pantry? Today I am sharing some of my favorite clean eating pantry staples and some organization tips so you know exactly what you have on hand, which means less wasted food!
Shop My Favorites at Thrive Market
Shop My Favorite Kitchen Organizers
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Can I Take a Loan From my IRA?
Can I Take a Loan From my IRA?
You can't take a loan, but the IRS will allow you to do what is called a 60 day rollover. In essence, you take a tax free distribution from your IRA and you must pay it back within 60 days. They are strict with this 60 day time-frame and if you miss it, you must pay taxes on the withdrawal in addition to a 10% early withdrawal penalty. Each taxpayer can only do one 60 day rollover in a 12 month period. If you have a 401(k), 403(b) or 457(b), you may be able to take a loan against the account. See your plan administrator for details.
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|Taxable Income Band EUR
|National Income Tax Rates
|0 - 19,500
|19,501 - 28,000
|28,001 - 36,300
|36,301 - 60,000
|60,000 +
Foreign pension income is taxed at the flat rate of 5% on amounts over €3.420.
You can however, on an annual basis, elect to be taxed at the normal tax rates and bands set out above.
Cyprus source widow(er)'s pension is taxed at the flat rate of 20% on amounts over €19.500.
Again, the taxpayer in question can however, on an annual basis, elect to be taxed at the normal tax rates and bands set out above.
An individual working in Cyprus, earning above the tax free amount of €19,500 should submit an annual income tax return (IR1) every year.
The due date is 30 April following the tax year if the return is submitted manually.
An extension to 31 July is granted if the return is submitted electronically.
Foreign interest and dividends received where special defence contribution has not been deducted at source but is applicable, is due by 30 June for the first half of the year in which the interest and dividends are received, and by 31 December for the second half of the year in which interest and dividends are received.
All Cyprus tax resident individuals are taxed on all chargeable income accrued or derived from all sources in Cyprus and abroad.
Non-residents are taxed only on their Cyprus-source income from employment exercised in Cyprus, a permanent establishment in Cyprus, rental of immovable property located in Cyprus, and pensions from employment exercised in Cyprus.
If you're an expat resident, you will be taxed on your worldwide profits or other benefits from a business, profits or other benefits from an office or employment, dividends, interest or discounts, pensions and any rental income arising from immovable property.
All European Union citizens have the right to work in Cyprus but are required to register with the migration authorities within four months of moving to Cyprus. Upon registration, they will receive a registration certificate for Union citizens
You are considered resident in Cyprus if you are present in Cyprus for an aggregate of more than 183 days in any calendar year.
Days in and out of Cyprus are calculated as follows:
• The day of departure from Cyprus counts as a day of residence outside Cyprus
• The day of arrival in Cyprus counts as a day of residence in Cyprus
• Arrival and departure from Cyprus in the same day counts as one day of residence in Cyprus
• Departure and arrival in Cyprus in the same day counts as one day of residence outside Cyprus
Foreign taxes paid can be credited against the personal income tax liability.
The tax year in Cyprus is the calendar year, 1 January to 31 December
To date, Cyprus has signed over 55 double tax treaties with other countries.
The taxation of various types of income is described below.
Employment income - For an expat tax resident of Cyprus, tax is levied on all gains or profits from any office or employment in Cyprus or abroad. Foreign-source income from employment is not taxed if the recipient spends at least 90 days in any calendar year outside Cyprus. This is known as the "90-day rule."
For an individual who is a non-tax resident of Cyprus, tax is levied on gains or profits from any office or employment in Cyprus only.
Income taxable through expat tax preparation includes that from employment such as the estimated value of any 'extras'.
There are some important exemptions to be aware of: -
Remuneration from any employment exercised in Cyprus by an individual who was not a resident of Cyprus before the commencement of the employment is exempt (on 50% of the remuneration), for a period of 10 years for employment commencing from the 1st of January 2012 - provided the annual remuneration exceeds €100.000.
For employments commencing from 1st January 2015, the exemption does not apply in case the said individual was a Cyprus tax resident for 3 (or more) tax years out of the 5 tax years immediately prior to the tax year of commencement of the employment, nor in the preceding tax year.
In certain cases it is possible to claim the exemption where income falls below €100.000 per annum.
The other exemption to be aware of is 20% of the remuneration with a maximum amount of €8.550 annually - this is based on remuneration from any employment exercised in Cyprus by an individual who was not a resident of Cyprus before the commencement of the employment.
For employments commencing during or after 2012 the exemption applies for a period of 5 years starting from the tax year following the year of commencement of the employment with the last eligible tax year being 2020.
This exemption may not be claimed in addition to the immediately above mentioned 50% exemption for employment income, because the Inland Revenue Department allows only one of the above two deductions.
Self-employment and business income for expats- Expat residents are subject to income tax on self-employment income.
Non-residents are subject to income tax on self-employment income received from sources in Cyprus.
Investment income tax rules for expats - Dividends and interest received are exempt from income tax.
Dividends received by resident individuals are subject to a defence tax of 17%. Interest received by resident individuals is subject to a defence tax of 30%.
Expat pensions received by residents for employment exercised outside Cyprus are taxed at a rate of 5% for amounts exceeding EUR3,420.
Withholding tax is not imposed on dividends and interest paid to non-residents.
Directors' fees for expats - Directors' fees are considered compensation and are taxed in the same manner as income from employment.
Do I have to pay capital gains tax? – Expat tax at a rate of 20% is levied on gains derived from the disposal of immovable property located in Cyprus or from the disposal of shares of companies whose assets include immovable property located in Cyprus, unless the shares are listed on a recognised stock exchange.
The gain is the difference between the sale proceeds and the original cost of the property, adjusted for increases in the cost-of-living index. No other assets are subject to capital gains tax.
Capital gains and property in Cyprus - Only gains arising on the disposal of real estate located in Cyprus are chargeable. Gains made on the sale of shares, overseas property or any other assets are not taxed in Cyprus.
Note that you are also liable on gains made on unlisted shares of companies owning Cypriot real estate and on shares that directly own such immovable property.
Since December 2015, where a company indirectly owns immovable property in Cyprus and at least 50% of the market value of the shares is derived from real estate located in Cyprus, gains on disposal of such shares are subject to capital gains tax.
There is an exemption for property acquired between 16th July 2015 and 31st December 2016.
There is no charge for assets passed on death, or transfer between spouses or members of the family up to the third degree.
So you can pass property within the immediate family, or even to a sibling/aunt/uncle etc, without any liability arising.
If you sell one property to buy another, if the whole gain is rolled over into the new house you do not need to pay any tax.
If the whole gain is not rolled over, payment of the tax is deferred until sale of the new property.
There can also be exemptions where land and buildings are transferred into or out of family companies, although there are restrictions as to length of ownership etc.
A single lifetime allowance of €85,430 is available on disposal of a resident's main residence once they have lived there for at least five years.
This is a one-off allowance, and once fully utilised, no further exemptions or allowances are available.
If this exemption is not fully utilised, the balance cannot be carried forward to use against the disposal of a future main residence.
Since this exemption is for main residences, it does not apply to non-residents. However they do receive a lower lifetime allowance of €17,086.
Sales of agricultural land attract an allowance of €25,629.
Only one type of allowance can apply to a particular disposal, and the maximum capital gains tax exemption (where more than one allowance applies) is €85,430.
Special contribution - As from 1 January 2017, Special Contribution is abolished.
Special defence contribution - A Cypriot tax resident individual who is domiciled in Cyprus is subject to special defence contributions on the following sources of income at the rates indicated
Source of income - SDC rate =
Dividends - 17%
Interest - 30%
Interest from Cyprus Government bonds and saving certificates - 3%
Rental income - 2.25%
Non-Cypriot tax residents and Cypriot tax residents who are not domiciled in Cyprus are exempt from this special defence contribution.
Therefore, a non-Cypriot domiciled individual who relocates to Cyprus would be exempt from this special defence contribution, even if they spend more than 183 days in Cyprus in a tax year.
Foreign pension income - An individual who is Cypriot tax resident can choose one of two methods for the taxation of pension payments received from a pension fund in relation to employment of the individual whilst that person was outside Cyprus:
• The first €3,420 is tax free with the remainder of the payments subject to tax at the flat rate of 5%; or
• The income is added to other taxable income and taxed at the normal income tax rates noted above. The tax liability calculated under either option is reduced by any available foreign tax credit relating to any tax deducted at source from the pension payments.
Estate tax - Estate duty has been abolished since 1 January 2000. But the executor/administrator of an estate of the deceased, is required by the Deceased Persons Estate Law, to submit to the tax authorities a statement of assets and liabilities of the deceased within six months from the date of death.
Finally on this point, do not assume that just because you've expatriated to live in Cyprus that your estate will not be liable to inheritance tax (IHT) in your old home nation, or any nation where you hold assets. For example, those domiciled in Britain remain liable for IHT on their worldwide estate.
If you are concerned about mitigating your IHT liability, we'd like to offer you a free initial consultation to determine whether we can help you.
The following are exempt from income tax:
• 50% of the remuneration from any employment exercised in Cyprus by an individual who was resident outside Cyprus before the commencement of his/her employment in Cyprus. The exemption applies for a period of ten years starting from the first year of employment provided that the above income of the employee exceeds €100,000 per annum. This exemption does not apply in case the employee was a Cypriot tax resident in the preceding tax year or for at least three out of the last five tax years immediately prior to the tax year of commencement of employment...
• 20% of the remuneration or €8,550 (whichever is the lower) from any employment exercised in Cyprus by an individual who was resident outside Cyprus before the commencement of his/ her employment. This exemption applies for a period of five years from 1 January following the year of commencement of the employment and may be claimed up to tax year 2020.
• All interest income
• All dividend income
• All gains arising from the disposal of securities such as shares and bonds
• Remuneration from the rendering of salaried services to a non-resident employer based outside of Cyprus or to an overseas branch of a resident employer for an aggregate period in the year exceeding 90 days
• Any lump sum received as a retiring gratuity, commutation of pension, death gratuity or as compensation for death or injury
• Any lump sum repayment from life insurance schemes or from approved provident funds. Amongst other items of expenditure, the following are deductible for income tax purposes:
• Contributions to approved provident funds
• Subscriptions to trade unions or professional bodies
• Donations to approved charitable organisations
• Expenses for the letting of buildings up to the 20% of the rental income.
Social insurance contributions are made by individuals employed or self-employed in Cyprus. An employer also makes contributions in respect of its employees. The contributions are calculated by applying the relevant contribution rates to the weekly wages or monthly salaries, subject to certain income limits.
Employer contributions = social insurance fund 7.8%, redundancy fund 1.2%, industrial training 0.5%, social cohesion fund 2%.
Employee contributions = social insurance fund 7.8%
Self-employed contributions = social insurance fund 14.6%
Foreign nationals employed by local employers must contribute to the Cyprus social security system unless either of the following applies when formulating expat tax returns.
We believe the above information is accurate, however tax rates and rules can change, and we are NOT tax experts. Therefore, please do not rely exclusively on the information to determine your liability for tax.
Speak to a local tax expert for personalised advice, or consult an international taxation consultancy.
If you'd like our help to source someone to assist you, please get in touch and we will do all we can to help.
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text: prata with gfs was good as ever on sunday(: kpool with them ,homed den nightout with 2000th. home @morning 6am &slept til 2pm t go ahgong hse &visit him with little bro. ahgong is sick :( hopes he'll get well soon. sch starts tday. which means more homeworks less outing &more SLEEP hahahahaha. &there it goes again... pictures!^^


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ANTONY Wolffe has no plans to go back to the drawing board.
The architect retired this week at the age of 91. His career spans an astonishing 65 years – all but five of them in Gatehouse.
After being involved in designing countless buildings, he has decided it is time to call it a day and end his A C Wolffe and Partners firm, in Woodside Terrace.
Antony said: "It's difficult to stop if you're in private practice. Some people in practice may do big work and have three or four jobs that keep them going for several years. I've always had 30 or 40 jobs at any one time.
"There's no way to stop as you've got so many people hanging on. It's really only just now I've been able to clear the deck and decided enough's enough. I've enjoyed it and if you employ people you feel a responsibility, so I've managed to keep going."
Antony set up his own practice in Edinburgh's Lawnmarket in 1947, also working in association with Sir Frank Mears and Robert Hurd.
Two years later, he acted as a part-time assistant to Sir Frank as a planning consultant to the town council in Dumfries.
Increasing work commitments in the area – including designing a house and surgery for a doctor in Gatehouse in 1951 – led to him moving to the town permanently in 1952. Antony's work with Historic Scotland saw him awarded an MBE in 1975 for services to architecture and he is also an honorary fellow of the Architectural Heritage Society of Scotland.
Recent projects include the new post office and shop for Auchencairn Initiative and converting a former tannery into a supermarket and restaurant in Gatehouse.
Mill conversions, housing developments and visitor centres – including the one at Threave – also feature in his body of work.


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Lala is the well know and famous fashion work brand of Pakistan. Lala textile started their fashion work since many years ago in Pakistan. Lala textile Fabrics has served its customers to provide the best quality clothes that let in different styles and designs of fabric. Lala Lawn offers a blanket range of dresses which are party wear, casual wear, semi-formal wear and formal wear. Lala famous products such as La Femme, Sana & Samia, Kesa & Lala Classic Lala textile has exchanged the styles of beauty and excellence of established embroidering into unique Lala lawn fashion fabrics. Lala textile clothes have a lot of wide range, fantastic product, embroidered matches and good wide range of matches. Now Lala Textile has launched their new summer lawn collection which they called Madham Summer collection Vol 1.
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Golf Outing Chairman Rudy Mahalik, Jr., (L) from PDM Plumbing, Heating, Cooling presents Silver Cross Hospital President/CEO Paul Pawlak (R) with a check for $96,500 raised at the Silver Cross Charity Golf Classic on June 26 at Crystal Tree County Club in Orland Park to support the hospital's Campaign for Health.
Over 144 golfers came out to support Silver Cross Hospital. Proceeds are going to the Campaign for Health: Investing in our Commitment to Excellence, a three year fund raising effort. This campaign will help fund programs, services, and medical technology used to care for patients…
"Thanks to the generosity of our sponsors, golfers and event volunteers, we are able to continue to provide state-of-the-art inpatient and outpatient care at the hospital and throughout the communities we serve," said Larry Johnson, Vice President of the Silver Cross Foundation.
For more information about the Silver Cross Charity Golf Classic or to the Hospital, call the Silver Cross Foundation at 815-300-7105.


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Last fall, I had the pleasure of making images for Steven and Lida from Canada in Tokyo. When I first met them, they told me that they had been together for such a long time, that it would probably be difficult for them to be in loving poses. As we went into the photo session, everything just fell into place. Sure, they giggled a little in awkwardness at first. But they soon relaxed and just became themselves. I don't think they realized that there is this mutual comfort and assurance between both of them. They were completely comfortable, in the way they looked at each other, the way they fitted into each other hugs. :)
We were a little lucky that the weather held up, but rewarded us with some natural confetti at the end of the session. Just in time for some romantic rain shots to finish off the awesome session.
Thank you, thank you so much, Lida & Steven!


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It is estimated there are around nine million pet dogs in the UK. But what remedy do you have if you are bitten by someone else's dog?
Dogs are potentially dangerous animals, and there is, therefore, legislation in place to ensure that dog owners are held to account if their dog bites or attacks a member of the public.
The Animals (Scotland) Act 1987 introduces strict liability for dog bites. If the Act applies, you do not have to prove the dog owner was negligent or that the dog had an aggressive nature prior to biting you - the dog owner will be liable to pay you compensation.
The claim is brought against the "keeper" of the animal, who is usually the:
It is worth bearing in mind that there are circumstances in which damages may be refused or reduced, for example, if you provoked the dog and sustained injury as a result or if you are deemed to have accepted the risk of the dog attacking you.
If you are bitten by a dog, it is important that you try and find out who owns the dog, so that a claim can be submitted. Most dog owners have home insurance, which should cover them for the claim. You should also obtain details of any witnesses to the dog attack, as it is not unusual for the dog owner to dispute the circumstances of the attack.
Attacks by dogs can result in long term injuries, both physical and mental. We have acted successfully in a number of dog bite claims and can help you secure compensation from the dog owner if you are attacked.
Email Julie Harris
Call our personal injury claims team free on 0808 560 0872
Arrange a callback by using our enquiry form
Call our personal injury claims team free on 0808 560 0872, or arrange a callback by using our enquiry form.


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I had a couple of post ideas in mind, but figured I should really post about gratitude. Since its Thanksgiving tomorrow and all.
So, here we go.
You are probably expecting the usual reminder to look around you at all the things you have to be thankful for. Family, friends, shelter, food to eat, love, and laughter.
I can see why you thought that though. That's what we (society) always talk about. Why? Because sometimes we get so busy, so wound into the hustle and bustle that we forget to stop and look around at the things we have in our lives. Practicing gratitude is a great (even essential) tool to truly living in the present. Being grateful for the delightful smell of a burning leaf pile in the fall grounds us, and makes us stop worrying about the past or the future for just a moment. We are thankful for the present so we pay attention to the present.
That's all good right?
(Its not a trick question. Yes, that is all good.)
But- I also said that's not what this was going to be about. In many ways it's a little too simple to ONLY give thanks for those good things. Yes – we must be thankful for them, and often, but we cannot stop with the good things.
When was the last time you were thankful for adversity? For challenge? For pain? For bad circumstances? For difficult people?
For most of us – never. Or close enough. Sure, we say we are thankful for a challenge because without challenges we can't grow. Do we always believe that?
So, here's a challenge for you this week. Once you've given thanks for all of the good people, things, and experiences in your live (seriously, still do this part), consider the less-than-good parts.
Consider being thankful for and adversity that reminded you what you really needed and pointed out what you only thought you needed.
Consider being thankful that a we endured pain. Perhaps it made us into a deeper, more real version of ourselves.
Consider being thankful for that difficult person you have to deal with, because they make you increase your store of patience.
Consider being thankful for someone who loudly and often rudely disagrees with you – if only because it forces you to consider WHY you believe what you believe, and it encourages you to do your homework and get your facts.
Consider being thankful for negative circumstances that helped to show you who you can count on (sometimes we are surprised).
Consider being thankful for local or world news stories that break your heart because sometimes what breaks our heart spurs us to take action.
I'm not asking you to be thankful for EVERYTHING. Some wounds are too deep and too raw. It is ok not to be thankful for those wounds. But maybe, just maybe there is a little gratitude for something around the edges that you never expected.
Look a little closer
Today, I am choosing to be grateful for all the "no's," all the doors closing and opportunities ending. They made me stronger, smarter, braver, more creative, and more determined than ever.
And of course, I am grateful to each of you – for taking a moment to consider.
Have a wonderful Thanksgiving.


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Agent 77 are an energetic 3 piece covers band from the Gold Coast with a diverse repertoire of songs and an emphasis on vocal harmonies able to cater to the needs of any venue or clientele. Over the past 5 years, we have worked hard on refining our song selection and stage performance to maximize crowd response, quickly rising through the ranks to become one of the premiere live acts on the Gold Coast. We are consistently professional, reliable and flexible. Put simply, it's about connecting with the audience and having fun.
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Earlier Event: 10 JanuaryCory Hargreaves Live
Later Event: 31 MayVertigo Live


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Tomas won't stop Ballesteros from resigning
Cebu City Mayor Tomas Osmeña said that he has no intentions to block the plans of Sinulog Foundation Inc. (SFI) executive director, Ricky Ballesteros, to resign from his post.
"No, (I'm not going to block it. I'm not going to stop him. Let the audit be finished," said Osmeña in a press conference today at the Cebu City Hall.
Ballesteros, who had been the SFI executive director since of 2002, announced his plans to resign for personal reasons.
He added that he will be handing his formal resignation letter to Osmeña, who sits as the chairperson of the SFI after the auditing of the Sinulog Festival 2018 will be completed.
Disclaimer: The comments uploaded on this site do not necessarily represent or reflect the views of management and owner of Cebudailynews. We reserve the right to exclude comments that we deem to be inconsistent with our editorial standards.


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Caotina 3 Varieties Cocoa Powder
Caotina is the finest and only Swiss Chocolate you can sip. Experience the rich diversity of indulgent moments from three different, sippable varieties.
Caotina is a premium chocolate drink made with rich, delicious Swiss chocolate, available in three varieties (original, blanc / white and noir / dark), enriched with seven vitamins and two minerals. Drink it hot, drink it cold, drink it any time or anywhere, and enjoy its burst of flavour and boost of sweet energy!
This package of Caotina 3 Varieties Cocoa Powder includes 1 box a each of the three different Caotina flavors: Original, Noir (Dark) and Blanc (White).
- 3 cans of 500 grams
- Swiss import
Original packaging
Store Caotina Cocoa Powder cool and dry, out of direct sunlight.
See the ingredients listed at the different Caotina productpages.
Nutritional information
See the nutritional information listed at the different Caotina productpages.
The use of product information:
The above details have been prepared to help you select suitable products. Products and their ingredients are liable to change. You should always read the label before consuming or using the product and never rely solely on the information presented here.
If you require specific advice on any product, please contact our Customer Service.
This information is supplied for your personal use only. It may not be reproduced in any way without the prior consent of Shop America nor without due acknowledgement.


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Four city tennis teams made it to the regional finals and two, a very familiar two at that, took home state championships.
All As for two Cs
Waynflete's dominance over Class C has been so consistent that it feels like the Flyers just take the court and get handed a trophy, but in truth, it's not that simple. Every year, key players depart and competing in the toughest conference in the state prevents Waynflete from having a high seed in the playoffs, but once again, the Flyers overcame.
The last time the Waynflete boys didn't win Class C, George W. Bush was still in the White House and LeBron James was in the process of losing decisively in the NBA Finals (as a member of the Cleveland Cavaliers). It was 2007 and the Flyers have had no peer since.
This spring, Waynflete went 9-3, losing only to eventual Class A champion Falmouth once and Class B champion Cape Elizabeth twice. The Flyers earned the No. 5 seed in Western C and advanced to the regional final by blanking No. 4 Boothbay (5-0) and top-ranked Hall-Dale (5-0).
Last Thursday, at the Racquet and Fitness Center in Portland, Waynflete ousted No. 7 North Yarmouth Academy in the regional final, 5-0. The Panthers were short-handed as some foreign students who were part of the top seven had returned home.
Isaac Salas dropped just one game in handling Bryce Tetreault at first singles. Brandon Ameglio was a 6-3, 6-0 winner over Brad Potter at No. 2. Clancy Mitchell won his third singles match by default. Stephen Epstein and Peter Michalakes were 6-2, 6-0 first doubles winners over Hunter Mahoney and Griffin Cady and Jake Soley and Misha Linnhean won their second doubles match by default.
Saturday, the Flyers romped to another 5-0 victory in the state match, making it seven straight overall and five in a row over George Stevens Academy.
Salas beat Alex Heilner at first singles, 6-1, 6-0. Ameglio downed Tate Yoder at second singles by the same score. Mitchell did even better at third singles, winning, 6-0, 6-0, over Nate Boechat. Epstein and Michalakes were 6-2, 6-2 winners over Ed Lameyer and Luke Theoharidis at first doubles and Soley and Linnehan dropped their first set to Tim Dentino and Beowulf Urban, 1-6, then took the next two, 6-2, 7-5.
"We had some holes to plug due the graduation of three key starters, but fortunately, all the returning players came back in good form and we were able to add a talented frosh, Brandon, to the starting lineup," said Waynflete coach Jeff Madore. "Tough losses to Cape and Falmouth sent the message that we needed to improve and the players' commitment to improvement resulted in much stronger play by season's end. Plus, it helps to have a top ranked New England player like Isaac as our number one player."
The rest of Class C won't have an opportunity to exhale in 2015, as the prospects for an eighth straight Flyers' crown look very promising.
"Misha was our only senior, so we will bring back an experienced team for next season," Madore said.
The girls managed to win a fourth straight crown, but that team had some holes to fill entering the season. After going 10-2 in the regular season (losing only to eventual Class A champion Falmouth and Class B winner Greely), the program's best mark since 2010, the third-seeded Flyers ousted No. 6 NYA (4-1) and No. 7 Hall-Dale (5-0) to reach the Western C Final versus No. 4 Winthrop.
There, Emily White, Lexi Epstein and Allie Armstrong all won their singles matches in straight sets and Sophie Raffel and Nina Flight at first doubles and Annika Morrill and Liva Troiano at second doubles also rolled in two sets.
Saturday, Waynflete met undefeated Van Buren in the final and left no doubt.
White beat Parise Rossignol in a highly-anticipated first singles matchup, 7-5, 6-3. Lexi Epstein was a 6-2, 6-2 winner at No. 2 singles over Courtney Parent. Allie Armstrong downed Chantel Deveau, 6-0, 6-1 at third singles. Raffel and Flight were 6-2, 6-2 winners at first doubles over Felisha Bouchard and Jacinta Deschaine. Morrill and Troiano also won, 6-2, 6-2, over Isabel Parent and Alexis Ouellette at No. 2 doubles.
"It was a solid year," said Flyers coach Linda Cohen. "A satisfying accomplishment. Replacing two starters from last year is always a challenge. I knew I had some potential coming in. I was thrilled to have Lexi step up in a big way as a freshman to have a 15-1 season. Liv joined the squad and provided a steady influence with junior Annika Morrill. So with four returning seniors, I knew I had a solid foundation to build on. Our schedule is challenging and definitely prepares the girls to handle anything once we enter the playoffs. Playing teams like Falmouth, Greely and Cape can toughen you up. The girls gained confidence with each passing match. When Emily was a freshman and we won the title, she wanted to know if we could do this every year while she was at Waynflete. I said that would be great. Here we are four years later and now I can definitely say, Yes, Emily, we can!"
The Flyers graduate four of their top seven, but Epstein, Morrill and Troiano return. Waynflete will make a serious run at another title.
One big obstacle
Deering's boys and Portland's girls both dominated the Southwestern Maine Activities Association this spring, as each went 12-0 and earned the top seed in Western A, before rolling to easy wins in the quarterfinals and semifinals.
Then, Thursday, reality set in when Falmouth, a longtime Class B power which moved up in class this spring due to increased enrollment, ended their seasons.
Deering thought it would have a puncher's chance against the Yachtsmen, especially if their top singles player, Justin Brogan, couldn't overcome a recent injury, but Brogan was able to play and Falmouth went on to a 5-0 victory.
Brogan beat Tyler Butler at No. 1 singles, 6-3, 6-1, ending Butler's stellar high school career.
Isaac Finberg fell at second singles to Brendan McCarthy, the state's individual champion, 0-6, 0-6, and Conor Doane lost, 1-6, 1-6, to Aidan McGrory at third singles.
The Rams' first doubles tandem of Will Weeks and Jordan Roche lost the first set to Russell Barnard and Matt Hutcheon, 0-6, but bounced back to take the second set, 6-3, before losing the third, 2-6. Jason Thach and Kelvin Huynh at second doubles dropped a 3-6, 3-6 decision to Ben Aicher and Joe Lesniak.
"It's disappointing, but we're proud of being the best team in the conference" said Deering coach Regina Morton. "We just went up against too tough of an opponent. Tennis is Falmouth's life. You can't match that."
Deering finished 14-1, its best mark since 2005.
"I'm so proud of these guys, they've worked hard," Morton said. "What makes me most proud about this season is going in, we weren't even predicted to be a top five team, for some reason, and we were."
The Rams lose Butler and Roche, but should remain a top contender in 2015.
"The Butler legacy at Deering is gone," Morton said, alluding to Tyler and his older brother, Jesse (Class of 2012). "We've had a Butler for six years. Tyler will be hard to replace, but we'll still be strong. We've got some strong singles players. Particularly our freshman, Conor. He's got nerves of steel. He plays like he's twice his size. He's taught us all how to deal with our nerves. The younger kids got some experience this year."
Portland's girls fell a point shy of a first ever state championship a year ago and might have gotten over the hump this spring, but Falmouth was simply too much.
The Bulldogs were competitive at doubles, where the No. 2 tandem of Hallie Repeta and Margaret Adham lost the first set to Amanda Watson and Mary Hyland, 5-7, before dropping the second, 0-6, and Alyssa Vaccaro and Georgia Drew lost at No. 1 doubles to Katie Ryan and Kate Kelley, 3-6, 0-6.
At second singles, Margot Andreasen dropped a 2-6, 1-6 decision to Julia Brogan. At No. 3 singles, unheralded senior Kayla Berg lost, 1-6, 1-6, to Caroline Ray. Senior Annette Denekas, at first singles, then closed out the match by falling to state singles champion, Olivia Leavitt, 0-6, 0-6.
"There's nobody tougher than Falmouth," said Portland coach Bonnie Moran. "We just wanted to come in and play hard and try to hang with them. We did that more or less. The girls played hard and didn't give up. I just wanted them to have fun.
The Bulldogs finished 14-1.
"It was really a great season," Moran said. "We didn't have any problems at all during the regular season."
Berg and Denekas depart from the singles trio and Adham (second doubles) also graduates, but Portland has established itself as the bet program in the SMAA and hopes to remain near the top again next spring.
"The seniors accomplished a lot and they matured a lot," Moran said. "They got better and better. They were so supportive of the rest of the team. I couldn't have asked for a better bunch of girls. I always play a lot of kids at doubles and keep them invested. There are a lot of girls who can fill in spaces. Singles will take a hit, but we have kids who will move up. They'll get better and better."
Sports Editor Michael Hoffer can be reached at [email protected]. Follow him on Twitter: @foresports.
For the seventh year in a row, your Class C boys' tennis state champions.
Brian Beard photo.
Coach Linda Cohen and the Waynflete girls' tennis team poses with yet another piece of championship hardware, its fourth in succession.
Brian Beard photo.
Sidebar Elements
Waynflete boys' tennis captains Misha Linnehan (left) and Isaac Salas show off the Flyers' seventh consecutive Class C championship trophy.
Waynflete girls' tennis captains Emily White (left) and Sophie Raffel exult after clinching their fourth straight Class C championship.
Send questions/comments to the editors.
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When Logitech came out with their Wireless Solar Keyboard K750 for Windows users a couple months ago, Mac users were screaming Hey What about Us!
Well the wait is over Mac users, Logitech released the Mac Version of their popular K750 Solar powered wireless keyboard – YEAH!
The Mac compatible keyboard is available in five colors, silver (aluminum), black, blue, green and magenta. The Logitech K750 keyboard has a solar panel integrated right into the top of the keyboard which charges the keyboard by ambient light. Say goodbye to batteries, direct sunlight is not needed to charge the K750, room light will work just fine and once fully charged the keyboard will operate for up to 3 months even in total darkness. Once the battery level gets low a solar app will let you know how much battery power is left so you'll never run out of power while typing.
The Logitech Wireless Solar Keyboard K750 for Mac is fully Mac compatible right out of the box, no software is required. The Mac keyboard layout includes all Mac specific keys including Command and Option buttons and even the music, brightness and the eject key. A numeric keypad is integrated into the stylish one piece unit which measures a mere 1/3". The Logitech K750 for Mac requires OSX 10.4 or later and operates using a USB dongle transmitting on wirelessly on 2.4GHz for extended long range.
While a little big to be using as a Home Theater Mac Mini keyboard the 2.4GHZ band will allow this keyboard to work all over the house and certainly farther than similar bluetooth keyboards.
The guys at Logitech have done it again … If you're tired of changing batteries and looking for a stylish, functional, wireless Mac keyboard with number pad we highly recommend the Logitech Wireless Solar Keyboard K750 for Mac. At a suggested list price of $59.99 it's a great value.
Now Logitech how about a Mouse specifically made for the Mac?


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I have always had the mindset of greatness. However I can't exclude moments of self-doubt that I'm sure many creatives go through. Overall, it's the great expectations that I place upon myself that allows me to succeed. Am I the greatest artist to ever live? Not all all …. yet there is a part of me that won't be relegated to bum status. The physical act of creating art is what it is - they call it "practicing artist", because we are always developing our craft (or you would assume the greats do). The biggest hurdle is not creating great art. In my opinion, the much larger hurdle is the mental aspect; believing what you created is great…. overcoming moments when you create bad art. ANY ARTIST THAT TELLS YOU THEY NEVER MADE BAD ART IS A LIAR - either to you or to themselves. Its part of our growth.
In a couple of weeks I continue my path of greatness. Yes, I have to use the word "greatness" because If I don't believe it, there is no way in hell others will believe it. We create our own destinies with work ethic, talent, faith and a pinch of good timing. We all have seen far less talented artist succeed - hence timing and great marketing. So yes, in December my journey to greatness continues - and I hope you are there to witness it.
December 4-6th 2018, in conjunction with Pigment International, please see my art in person at The Penthouse Wharf (125 SW North River Dr., Miami, FL). I expected it to be a life changing experience.


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This year's 3rd International CSR Summit held last 5 and 6 September at the Grand Waterfront Copthorne Hotel was a notable success with around 350 attendees from various capacities. It featured extended discussions on a wide range of topics covering interesting repartee and dialogue from the floor.
Prof. Simon Tay, Vice President of Singapore Compact welcomed the delegates and the Guest of Honor, Mr S Iswaran, Minister for the Prime Minister's Office and Second Minister for Home Affairs and Trade & Industry.
Prof. Tay highlighted the Singapore Compact's progress with growing membership over the past 2 years and higher take-up of CSR practices as well as the increasing signs of interest from the academic student community.
Mr Iswaran delivered thoughtful insights on the factors leading to the growing global CSR movement, with specific sustainable development targets by many countries. This has in turn brought greater attention to CSR by businesses and other diverse stakeholders, and underscored the relevance of CSR as part of managerial accountability and corporate strategy in both developing and developed economies. Click here listen to the Minister's full speech
During the Summit, 6 companies from various sectors were recognized in the Singapore Compact CSR Awards 2011, for their outstanding work in various categories of CSR while the jointly organized CDL-Singapore Compact Young CSR Leaders Awards recognized students attached to the chosen SMEs who submitted business proposals centered on CSR.
The theme for the 2011 International CSR Summit is Corporate Social Responsibility: Values for Sustainability and this brought around 40 experts from overseas and Singapore to share the latest in the field of responsible business practices. They covered diverse topics on CSR relating to Sustainability, Supply Chain Management, Human Rights, Fighting Corruption, Climate Change and Role of Media, among many others.
Our keynote speakers are 2 of the world's recognised experts: Dr Wayne Visser who is Founder and Director of the think-tank CSR International and an author/editor of twelve books including his most recent book, The Age of Responsibility: CSR 2.0 and the New DNA of Business and Dr Fons Trompenaars who is known all over the world for his work as consultant, trainer, motivational speaker and author of many books on the subject of culture and business.
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Singapore Compact for Corporate Social Responsibility


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West Coast Pacific Wild Flowers
Of course, due to the size of our country, like other countries, the same trees and flowers are not found in all parts of our continent. While some species are very widely distributed, each section of the country has some which are not found elsewhere. Differences in soil and temperature, the presence or absence of high mountains, and the amount of moisture in the air are some of the reasons for these differences. To tell them all would require writing a book or two.
Taken as a whole, the wild flora of the Pacific coast is quite different from that of the other sections of the continent. While many of the plant species found in this region are the same as those found elsewhere, or are closely related to them, yet many others are quite distinct. For example, the Sequoias and the Redwood trees are found nowhere else in the world.
Within the region itself are great differences of soil and climate, and, as might be expected, the same plants do not grow in all parts of it. In the north, the climate is cool and moist, while in the south there is almost no rain. Parts of the region are between the two in some respects. Then too, the same plants do not grow upon the high mountains and on the lower lands.
I shall describe some of the more common wild flowers of the region, and the descriptions and pictures will enable you to know them when you find them.
Here are some of my favorite wild flowers in our Pacific Coast states!
The Trillium is one of the most abundant and attractive woodland flowers of early spring. The pure white of its flowers contrasts sharply with the darker background of the humus soil and decaying vegetation so characteristic of the dense coniferous forests where it grows.
Only the inner three of the showy parts of the flower are white, the outer three being green, as the wild flowers grow old, the white parts of many of them change to a reddish color.
The name Trillium, comes from a word meaning "three," the parts of the flower being conspicuously in threes. The Trillium, common on the Pacific coast, has showy white flowers which change to reddish as they wither. It grows a foot or more high.
The plant belongs to the Lily plant family. The species that is common in the woods of the northern Pacific coast region is a foot or more tall in height, has three large leaves a short distance below the flower, and grows from a short stout rootstock situated rather deep in the soil.
Note: This species is found from Alaska to California to Idaho
Dog-Tooth Violet That Is Not Really A Violet
The Dog-tooth Violet is another beautiful flower of the Lily plant family. It is readily distinguished from the Trillium, by both its flowers and its leaves.
All six of its outer flower parts are alike, and its two leaves are borne at the surface of the soil.
The color of the flower varies, being white, yellowish, purplish, or pink in different species.
The color of the leaves also varies, being green in some and mottled in others. The plant grows from a very short thick rounded stem situated deep in the soil.
The name alludes to the fancied resemblance of the outer flower parts to the teeth of the dog. The name violet is somewhat deceptive, since the plant is not closely related to the true violets.
A large species which is abundant on prairies and the borders of open woods from Vancouver Island to Oregon has yellowish flowers and brown-mottled leaves.
Bear Grass
At the base of the plant, there are numerous long slender tough leaves. Farther up, the stem of the leaves are shorter and less abundant.
The leaves have been used by Native Americans for making baskets and the plant is often called Indian Basket Grass. Today, Bear Grass is often added to wedding bouquets, flower arrangements, and corsages. It is a perennial plant growing from a thick woody underground stem.
It forms a striking feature of the flora of meadows and open woods on mountains, but is not found at lower levels.
Note: It is found from British Columbia to California, to Montana.
Two Orchids — Calypso And Rattlesnake Plantain
The Calypso, or Cytherea, is a small delicate orchid found in early spring in mossy woods from Alaska to Labrador and south to California, Michigan and Maine.
The stem is erect, and grows from a whitish solid bulb, which also produces a single green leaf separate from the stem. Each stem bears a single flower at its summit, and has usually three bracts, the upper one being a slender purple structure, erect near the flower, and thus rather showy.
The flower is purple or lavender in color and is showy. Its lower portion has the sac-like form that is characteristic of orchids. This and the five slender upward pointing portions at its top readily distinguish it.
The Rattlesnake Plantain also belongs to the Orchid plant family, but is better known by its leaves than by its flowers. Its leaves are evergreen and grow close to the round in a rosette. They have numerous whitish lines extending both lengthwise and crosswise of the leaf, contrasting sharply with the green of the rest of the leaf and giving it a mottled appearance. The leaves are not very numerous and are about four inches long.
In summer, the plant has small whitish flowers along the upper portion of an erect and somewhat hairy or glandular stem often a foot tall.
Note: It is common in mossy woods and is found form British Columbia to Quebec and south to California and New York.
Miner's Lettuce, Which Is Sometimes Eaten
Miner's Lettuce is a low herb with very succulent leaves and stems, and numerous white or pinkish flowers with red veins in the petals. It gets its name from the fact that its stems and leaves are sometimes used for greens where other plants are not available. Some of the leaves grow from the base of the plant and have long leaf-stalks, but a single pair of leaves without stalks grows on the stem a short distance below the flower.
It belongs to the Purslane plant family and is closely related to the Spring Beauty of the central and eastern United States.
Note: It is abundant in open woods and is found from Alaska to California and Idaho.
Two Saxifrages — Youth-On-Age And Fringed Cup
Youth-on-age is common in rich woods, and is easily recognized by the fact that many of the leaves have clusters of young leaves on the older ones at the point where the leaf-stalk joins the blade. As these leaves come in contact with the soil, roots are formed, and new plants thus originate from the old ones.
The stems are from one to two feet tall, and the flowers are loosely distributed along its upper part. Some of the leaves are borne around the base of the stem at the surface of the soil and some farther up the stem.
The outer part of the flower is purple. The plant is perennial, and the leaves remain green all winter in some places.
An interesting historical note is that this plant was first collected by Archibald Menzies, who was the surgeon and naturalist with Vancouver during his exploration from 1790 to 1975. It belongs to the Saxifrage plant family. (Note: Scottish surgeon and naturalist, Archibald Menzies, while unheard of by many Americans, was one of the early explorers to our Pacific coastlines in 1786, on board the Prince of Wales. Aside from his duties as surgeon and physician, he also collected new plants on this and subsequent voyages to both our Pacific mainland and Hawaiian Islands.)
The Fringed Cup receives its name from the fact that the colored parts of its flowers are fringed on the edges. Its stems are hairy and are from one to three feet tall. The flowers, which are at first red or purple, are loosely borne along the upper part of the stems.
It is an attractive flower, common in moist woods. Its underground parts live through the winter, and its stems, leaves, and flowers grow rapidly in spring. The flowers and flower-stalks have glands. The leaves are somewhat heart-shaped and are toothed at the margin.
Like Youth-on-Age, it belongs to the Saxifrage plant family and was also first collected by Menzies.
Note: It is found from Alaska to California.
Western Anemone - A Flower Of The Mountains
The Western Anemone is a plant of the Crowfoot plant family and closely resembles the Pasque flower of Midwestern United States. It is, however, much larger than the Pasque flower. It grows in high mountains near the snow, while the Pasque flower grows on prairies and dry hills. The Western Anemone has large lavender flowers, which come earlier than the leaves.
Many fruits develop from each flower. Each fruit has a long feathery appendage, giving the whole head many narrow divisions, and are borne on the erect stem some distance below the head of the fruits. The plant has a striking appearance, especially when in fruit.
If You'd Like To Know More!
Western Anemone - Wild Plants Of North America


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System Testing Team in Cymfony has become the biggest team in CNPL. We welcome 2 new members into System Testing team.
1. Mr. Prakash N Dangi:
Mr. Prakash has 2+ years experience in testing field. He has passed out MCA from K L E College of Engineering and Technology, Belgaum in 2007.
His favorite hobbies are reading books, listing to music, watching movies and playing cricket.
2. Avadesh Jha
Avadesh called "Abhi" in the team is the youngest team member who has just passed out from Babu Banarasi National Institute of Technology and Management Lucknow (U.P)
His favourite hobbies are listening to songs, playing cricket. Sourav Ganguly is his favourite cricketer.
Wednesday, November 10, 2010
2 new members of Systest
Posted by Amar,Siddu,VijayMurugan,Awadhesh at 4:58 AM
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"In Nordic high yield you can easily think you're buying a Ferrari and it turns out it's not..." - Evgeny Artemenkov, a high-yield money manager at Saastopankki in Helsinki.
That, it turns out, is the understatement of the year, as Bloomberg notes, the least corrupt countries in Europe are home to its most dangerous bond market, as debt issued in Nordic nations requires no credit rating or due diligence, with company's able to claim more or less whatever they want when selling new debt.
The latest issuer in the Nordic debt markets to see their bonds collapse is Lebara Group - a Dutch mobile-phone-card provider - which sold a stunning 350 million euros ($430mm) junk floater in August of last year. Since then investors have seen the price of the bonds crash over 30%...
As Artemenkov (from the quote above) exclaimed, after he had bought the new issue and seen its value crater,
"the bond was issued using different numbers from what should have been used."
And that's the beauty (and ugliness) of Nordic debt markets - it is the wild west, anything goes - as Palmarium, the little-known private fund that used the bond proceeds to finance its purchase of Lebara, restated its accounts four times in six weeks.
Lebara is not the first and definitely won't be the last as Bloomberg points out that the absence of rules has attracted companies the world over, making the Nordics the Monaco of junk bonds.
Rather stunningly, Norway alone, which Transparency International ranks as the least-corrupt country in Europe after Denmark and Finland, churns out up to eight times more high-yield debt than European Union nations, measured as a share of its economy, according to financial-industry association Finans Norge.
"...taking at face value what a company says may be a problem," said Per Fossan-Waage, director at the Norwegian branch of accountants PwC.
"The Lebara case may show the limits."
The Lebara bond sale was arranged by Oslo-based Pareto Securities, the biggest high-yield arranger in the Nordics between 2010 and 2017, according to its own analysis, and as Bloomberg notes, Lebara was the fourth-largest deal it led alone in that period, but not the only money-loser for those who bought it.
Pareto's biggest deals were a combined $1.3 billion of debt raised for oil industry players Oro Negro Drilling PTE and Sea Trucks Group Ltd, which both later defaulted...
In January the brokerage helped arrange Norwegian Air Shuttle ASA's 65 million-euro tap of existing 7.25 percent notes due in 2019, which fell three weeks later when the company said 2017 had been "a mess."
"We hope the issuer is able to regain confidence," Pareto executives Inge Edvardsen and Christian Ramm said of Lebara in response to Bloomberg questions, adding that losses for investors were "highly unfortunate."
"Unfortunate" indeed! Here's the reality of what happened in this utter fraud...
In an August investor presentation marketing the Lebara notes, Palmarium and Pareto highlighted debt of roughly 5 times earnings, an unremarkable ratio for junk-bond issuers.
The real number may be as much as 160 times, according to Credit Suisse analyst Lee Hope.
Their pitch "barely discussed" the details of the business and excludes entities where many group costs are booked, Hope said.
Unfortunately, with the level of capital market distortion created by Mario Draghi's CSPP debacle, "Caveat Emptor" has been long forgotten... until now!
"At the end of the day, bond investors need to do their homework," said Sami Miettinen, a partner at corporate-finance consultants Sisu in Helsinki.
U.S.-style rules "would kill the market as the cost and complexity would become overbearing."
Investing in Nordic debt deals "may be slightly riskier but it is not a casino," said Tony Renzi, a capital-markets partner at U.S. law firm Akin Gump, whose clients include Pareto.
We beg to differ!


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Pinot's Palette-BrooklynPlease reach out to me
382 5th Avenue
Brooklyn, NY
- 929-337-6499
- https://www.pinotspalette.com/parkslope
Welcome to Pinot's Palette Brooklyn – Park Slope!
Join us for an unforgettable evening of fun, friends, and art. All you need to do is bring your friends, and get ready to be inspired by our local artists who will guide you step-by-step through a featured painting. At the end of the night...leave with your own masterpiece. Pinot's Palette is a fun create place for both children and adults. We offer two and three hour painting experiences.
"Every child is an artist. The problem is how to remain an artist once he grows up"
– Pablo Picaso
Have a budding Picasso that could use some encouragement, structure and outlet for those creative juices?
Little Brushes by Pinot's Palette presents Art Enrichment Programs for your kids
Come celebrate your child's Birthday at Pinot's Palette!
Our children's parties, for ages 6-13, are 2 hours long and your child picks the featured painting from our painting library. An Instructor will go step by step with the group and each child will create their own masterpiece on a 16 x 20 canvas that will be ready to take home at the end of the party. We supply all of the art materials such as canvas, brushes, paint, easel and apron and you are welcome to bring in a birthday cake. For more information on private parties:
Celebrate a Private Party!
Are you a kid at heart? We have private parties for you too! Pinots' Palette offers private parties for Birthdays, Bachlorette, Baby Showers, corporate events and fundraisers. We can hold sixty-four painters at once so we are sure to have room for your group event. We also are a bar location where you can paint while sipping your favorite wine, beer or non-alcoholic beverage from our bar.
For more information visit our website or call us!
Contact Me About Pinot's Palette-Brooklyn
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Drake canceled his Amsterdam concert last night due to a previously undisclosed illness. This comes after the rapper has earned his 7th number one album with "More Life." The rapper was allegedly told by his doctor not to perform.
The concert organizer Mojo said that "Drake really wanted to perform tonight but unfortunately he became ill and his doctor has told him he can't perform tonight."
News began to circulate on how the rapper fell sick or what his health condition was. Rumors had it that Drake canceled the show due to smoking too much weed backstage and had to be taken to the hospital but an inside source reported that this was untrue.
After the doors to the stadium were opened and his fans had already started to fill their seats, it was announced that he wouldn't be performing that night and concertgoers began throwing drinks at the employee who had addressed the crowd.
Fans on social media unanimously declared their disappointment that Drake had again canceled show.
This isn't the first time Drake has canceled a concert in Amsterdam. During his Boy Meets World European tour, he canceled a show on January 20th and 21st, the 26th and 27th, and again in March on the 27th and 28th.
TMZ later reported that the cause of Drake's illness was due to extreme food poisoning because of bad sushi. An insider close to the rapper confirmed that Drake had eaten sushi on Monday night.
Lucky for the fans, the tickets will remain valid until Wednesday and Drake will be making up for the lost show.
Drake's new record More Life sold 505,000 albums in the week ending on March 23rd according to Nielsen Music.


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Lawsuits For Flawed Knee Replacement Implantations
Knee replacement is a legitimately communal process, and regrettably, knee replacement lawsuits are becoming outnumbered. More and more people are undergoing surgery to mount a knee replacement device to get rid of mobility issues they have been facing for years because of various reasons. But some wise man has said that always think before you … [Read more…]


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I recently read an about me post on someone else's blog and I liked the idea of doing a quick fire Q and A. So here is mine!
- What are some things that most people don't know about you?
I had teenage epilepsy with no actual cause.
- What are your favourite movies?
13 going on 30, The Lost Boys, The Breakfast Club, most 80s films.
- What is your favourite childhood memory?
My Timon and Pumba anorak, walking in the woods, spending time at my aunties with my cousins.
- Do you have an embarrassing story?
I had a seizure in the middle of a town square… that was pretty embarrassing.
- What has been your greatest success in life so far?
Passing my driving test.
- What are your most epic failures (and how did you overcome them)?
I try not to remember failures as I think that it's part of human nature and that we should embrace things for as they are and move forward. Does that make any sense?
- What would you say to a younger version of yourself?
Don't listen to the people that discredit you, adore yourself, do what you want. If you want to be an internet personality, do it. If you want to be a scientist, do it. You make your life, not the girls in your year group.
- What does a typical day in your life look like?
At the moment, I'm not doing much, my life has kind of halted due to my MH, but I am getting back on the horse and going for things, slowly. I am becoming more proactive though now so each morning i am getting up and planning blog posts!
- What is your idea of the "perfect" day?
A warm sunny day, near the beach, sea food dinner with my loved ones.
- If you could have lunch with one person, who would it be?
MJ or Barack Obama.
- What things make you happy?
Food, cuddles, waking up early and realising that you can go back to sleep, a good tv series, seeing the world, being loved.
- What things have you learned from your parents?
How to value money and what it's worth, budgeting, self respect and self confidence, how to run a home and still be a career boss.
- What is an important lesson you learned recently?
To accept things for what they are and to not worry about the future as it changes every second.
- What is your favourite restaurant?
TGI Fridays / Hard Rock Cafe / Five Guys
- What is your fitness routine?
I tend to do 10 mins cardio to warm up, cross country cycle, core work outs, rowing and then cardio for 10 mins to cool down.
- What is your makeup routine?
Moisturise, prime, foundation, eyebrows, eyeshadow if I'm wearing it, mascara, highlighter and contour, and then lippie last.
- What things can't you live without?
Mascara, foundation, Netflix, my boyfriend and my mum.
- Do you have any music you're obsessed with at the moment?
I adore The Greatest Showman soundtrack and the GOTG soundtracks at the moment.
- What books are on your shelf?
The Harry Potter collection, CS Lewis Chronicles of Narnia, countless non-fiction books about child abuse/crimes/things that shocked the nation. A variety!
- What podcasts do you listen to?
I actually don't listen to podcasts, but I have thought about getting into them, I've been told that there's a few to help with mental mindfulness and anxiety relief.
- What is in your bag?
My phone, my purse, my car keys, so? fresh melon body spray, and ALWAYS one of the NYX lip creams.
- What is your morning routine?
I usually wash my face in the morning, get dressed and then moisturise, prime and do my make up. Nothing exciting.
- What is your bedtime routine?
I will either wipe my make up off with my wipes (I use modelsown) or I use my w7 make up cloth, and then use Mario Badescu products on this post.
- How do you relax after a long day?
I tend to go straight home and put my pjs on in fairness! I'm pretty lazy if I'm not gyming or running errands.
- Can you share pictures of your workplace?
No, I don't discuss my professional life on the internet.
- What are your hobbies?
Obviously I like to blog, I also enjoy the gym and I often go to the beach at night to relax.
- What are your favourite YouTube channels?
NikkieTutorials, CC Clarke Beauty
I have recently got into beauty so these are my current favourites.
- What is your most commonly used swear word?
I try not to swear in fairness, but I do have a tendency to say sh*t a fair bit.
- What is your star sign/moon sign?
Taurus is my star sign, libra is my moon sign.
- What is the last book you read?
I'm currently reading a book on serial killers dating from around 1800 – present day and the police enquiries relating to them.
Tag me if you do these questions yourself it'd be cool to see some of your answers.
CA x


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The British Swimming Championships will be held from 16th - 21st April in Glasgow. The British Championships attract the best swimmers from across Great Britain aiming to be crowned British Champion. Don't miss your chance to see Britain's top swimmers in action on home soil competing for qualification into the World Championships later in the year.
The event presents the opportunity for businesses to showcase their brand and offering to a broad audience in an elite sport setting.
British Swimming is the national governing body for Swimming, Diving, Synchronised Swimming, Water Polo and Open Water in Great Britain. It is responsible internationally for the high performance representation of the sport.Contact the Organizer Contact the Organizer


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Academy Sports + Outdoors Recalls Girls BCG Hooded Windsuits Due to Strangulation Hazard
Dec 05, 2013, 01:00 ET
WASHINGTON, Dec. 5, 2013 /PRNewswire-USNewswire/ -- Consumers should stop using this product, which is being recalled voluntarily, unless otherwise instructed. It is illegal to resell or attempt to resell a recalled consumer product.
(Logo: http://photos.prnewswire.com/prnh/20030904/USCSCLOGO)
Recall Summary
Name of product: Girls BCG Hooded Windsuits
Hazard: The hooded windsuits have drawstrings in the hood around the neck area that pose a strangulation hazard to young children. In February 1996, CPSC issued guidelines about drawstrings in children's upper outerwear. In 1997, those guidelines were incorporated into a voluntary standard. Then, in July 2011, based on the guidelines and voluntary standard, CPSC issued a federal regulation. CPSC's actions demonstrate a commitment to help prevent children from strangling or getting entangled on neck and waist drawstrings in upper outerwear, such as jackets and sweatshirts.
Remedy: Refund
Consumer Contact: Academy Sports + Outdoors toll-free at (888) 922-2336, from 8 a.m. to 10 p.m. CT Monday through Saturday and from 9 a.m. to 8 p.m. CT on Sunday, or online at www.academy.com and click on Product Recall Info for more information.
Photos are available at http://www.cpsc.gov/en/Recalls/2014/Academy-Sports-Outdoors-Recalls-Girls-BCG-Hooded-Windsuits/
Recall Details
Units: About 6,600
Description: This recall involves Girls BCG Hooded Windsuits in sizes XS, S, M and L. The windsuits are made of water-resistant fabric and include a jacket and pants. The jacket has a front zip closure and elastic cuffs. The windsuits come in pink with black on the jacket at the top shoulder and a black side strip on the pants, gray with blue on the jacket at the top shoulder and a blue side strip on the pants, and purple with lighter purple on the jacket at the top shoulder and a pink strip on the pants. The style number is SGBCGA9001 and the following SKUs:
0024229635, 0024229486, 0024229569
0024229643, 0024229494, 0024229577
0024229650, 0024229502, 0024229585
0024229668, 0024229510, 0024229593
You can find the SKU and style number on a label sewn inside the jacket on the left side.
Incidents/Injuries: None reported.
Remedy: Consumers should immediately remove the drawstring from the windsuits to eliminate the hazard, or return the garment to the place of purchase for a full refund.
Sold exclusively at: Academy Sports + Outdoors stores and on the firm's website www.academy.com between September 2013 and October 2013 for about $20.
Importer: Academy Sports + Outdoors, of Katy, Texas
Manufactured in: China
The U.S. Consumer Product Safety Commission (CPSC) is still interested in receiving incident or injury reports that are either directly related to this product recall or involve a different hazard with the same product. Please tell us about your experience with the product on SaferProducts.gov.
CPSC Consumer Information Hotline
Contact us at this toll-free number if you have questions about a recall:
Times: 8 a.m. – 5:30 p.m. ET; Messages can be left anytime
Call to get product safety and other agency information and to report unsafe products.
Media Contact
Please use the phone numbers below for all media requests.
Phone: (301) 504-7908
Spanish: (301) 504-7800
SOURCE U.S. Consumer Product Safety Commission


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Postmodern thinking surrounds us.
And it has incredible potential to sway us as we swim about in its waters. While the dangers are many and the temptation to accommodate or assimilate is great, the gravest danger presented by the postmodern worldview is a radically altered view of truth.
Postmodernism at its heart is a foundational rejection, not just of what things may or may not be truth, but of what constitutes truth itself.
The postmodern world has made peace with a very poisonous view of truth – an untrue view of truth.
For them, there is no longer truth but "truths" which may be accepted or rejected with little or no personal or social impact in the world. At the end of the day, this view of truth and the postmodern world will be weighed in the balances and found wanting.
Since Christianity is not just a nice set of ideas or theological concepts but is rather fundamentally grounded in truth, the view of truth offered by postmodernism has profound ramifications for how the church is to present the "truth" – both propositional truth and ultimately the Person of Truth Himself, Jesus Christ.
When the very foundation of our faith is being destroyed, what shall the righteous man do?
The answer to this question set in the cultural shift of postmodernity has spawned a plethora of books, articles, and periodical literature. Every scholar has his/her solution for the church to survive and thrive in a postmodern world.
However, the contemporary church must understand that neither the problem nor the question are new to this age. The people of God have always had to survive and interact within a hostile cultural context diametrically opposed to its teachings and dedicated to the purpose of subverting, minimizing, and destroying its righteous impact on the world.
God has had His enemies in every age, but He has also preserved His people in every age – people who have successfully confessed their faith and carried out His purpose in their day.
So it must be for us. We can't ignore or retreat from the cultural onslaught or we will risk becoming irrelevant. Neither can we accommodate and accept our culture or we risk syncretism and perversion of the Gospel. We must instead engage our culture as Jesus and the early church engaged theirs.
- They did not retreat from their cultural context – isolation.
- They did not embrace or accommodate to their cultural context – syncretism.
- They engaged their culture by entering into their context as God's representative – as insulated ambassadors for God and his truth, as Paul describes it in 2 Corinthians 5.
To continue with Paul's word picture, they were ambassadors – citizens of another country who considered themselves to be aliens in this world.
As such, their mission was to accurately represent God and His truth to a world that was both diametrically opposed to and desperately in need of truth. Their mission was to be in the world but not of the world – accurately representing God and expending themselves in an effort to accomplish the ministry of reconciling men to God.
In their generation men operated under the pre-modern worldview. In succeeding generations, men lived under the modern worldview. Now, the world operates from a post-modern world view.
In the midst of a changing world from age to age, the one constant has been the truth of God.
Where that truth has been presented accurately, powerfully, personally, and redemptively it has always resulted in changed lives.
Contemporary believers have been used to serving Christ in a culture where the basic tenets and categories of the Gospel have been known even if they have been rejected. In this new setting, we have a new task – we are called to bring the Word of God and the Gospel of Christ to a postmodern culture.
The people in this culture are not merely hostile to our message, in the majority of cases, they are totally ignorant of the Gospel. To use our ambassador analogy, they have never visited the country we represent nor do they accept the authority or even existence of the government for which we speak. Others find it difficult to see how the policies of our king have any relevance or application to them. Increasing numbers of the inhabitants of this new culture question whether there is even such a thing as our policy and have relegated the authority of our king to the status of one among many other good options. Some would agree that the policies of our king do exist but they seriously doubt whether we can accurately represent and interpret those policies for them.
And yet, the embassy is still open and our task remains before us – we are to go into the world of postmodernism and reconcile men and women to God.[1]
What shall the righteous do when the foundations are being destroyed? This ancient question was asked and answered in Psalm 11:3. The psalmist answers this question by reminding the reader that "The Lord is in His holy temple, the Lord's throne is in heaven" (11:4).
What can the righteous do in a pluralistic, relativistic, postmodern society that has destroyed the very concept of truth? We can rely on God, represent Him to this world, and reconcile postmodern people to Himself.
[1] Some of this material was drawn from an essay by Colin S. Smith included in Telling the Truth, pp 175-191.