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Picking the right flooring for your home is important. The flooring you pick will have a huge impact on the look and feel of every room.
Floor Coverings International Madison can help you determine what type of flooring is best for your home. We offer free in-home consultations and also have a showroom right here in Madison.
Our goal is to help you find the right flooring to meet your design and budget goals. We can work to show you the various options that will get you the look you desire.
Our designers are also well educated about all types of flooring so they can answer your questions to make sure you have all the information you need.
In addition, our instant visualization software enables us to show you how your room will look with the flooring you choose, without actually having it installed yet. Being able to visualize the flooring in your home is key to making the right decision.
We'll help you select between carpet, hardwood flooring, tile flooring, laminate flooring, and more. With countless carpet styles, beautiful hardwoods, a wide array of tile, and eco-friendly options, you won't be disappointed.
Our installation team will ensure your project is done flawlessly and on time. When you're ready for new flooring in your Madison area home, give the experts at Floor Coverings International Madison a call at 608-729-5388 or book online today!
Why Choose FCI in Madison WI?
- Free In-Home Design Consultation – We take the hassle out of getting beautiful new flooring. With thousands of selections to choose from, our design associates can help you narrow the choices considering your lifestyle, personal tastes and existing décor
- InspireNet Visualization – We can take a photo of a room, strip out the existing floor and drop different flooring options into to the photo to give you a sense for what specific flooring options may look like before you buy.
- Our National Buying Power – It allows us to pass along savings with factory direct pricing from names like Shaw, Armstrong, Bruce, Mohawk, Daltile, Kraus, Gulistan, Beaulieu and more!


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"I'm writing this in the morning now. I'm writing this on the edge of that blade that's consciousness on one side and dream on another, that thin silver horizon where you hover right before falling asleep, and right before completely waking. Neil Gaiman lives here all the damn time. He scribbles his stories and sends them out from the thin silver horizon whose bridge the rest of us traverse just twice a day."
-Steve Erickson, in the introduction of The Sandman, Dream Country.

subset: commoncrawl


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Single Person Reservation
Single Person Reservation
Purchase an Adult Ticket for the 2019 Annual Spring Banquet.
Event Date
Saturday April 27th - Doors Open @ 5:00PM / Event Starts @ 6:00PM
The Individual Adult Tickets Include:
Single Adult Seat
9 Course Banquet Meal
Deadline for Reservations with payment is April 6, 2019.
Committee will try to accomadate seating preferences but cannot guarantee placement.
Contact us at email@example.com for more information.
Upon clicking 'Add to Cart' you will be prompted to enter the name(s) of the individual(s) that will make use of the ticket(s). You can also include special instructions if necessary.
Add To Cart


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The Seagate Properties Team has rejoined RE/MAX Spectrum, one of the leading real estate brokerages in Plymouth. Mary Elizabeth Pacheco was the Broker and co-owner of Seagate Properties Inc., a residential real estate brokerage in Plymouth, MA started in 2010. Mary Elizabeth decided that she wanted to provide her clients with something more. She wanted the flexibility to give her clients one on one attention and a customized approach and formed Seagate Properties Inc. With the mission to provide clients with the highest level of professionalism and customer service, Mary Elizabeth sought out other like-minded, realtors to join the team. Jennifer Castello came on board in 2013. "I joined Seagate because I believed that being part of a seasoned team would provide the support I was looking for to most effectively serve my clients." Also in 2013 Caryn Wennerberg became a part of the team. "Seagate is a client-centric team of agents who treat every buyer and seller the way they would want to be treated. That is something I wanted to be a part of." The Team wanted to focus their business solely on their clients, and therefore searched for a brokerage for support. After examining all of the options, it was our belief that RE/MAX Spectrum could provide the Seagate Team with the tool and support necessary to ensure that our clients were getting the very best attention possible. Today, the Seagate Properties team continues to thrive and has been the "top outside agents" in overall sales at the Pinehills for five consecutive years. And, with the increase in sales came the addition of one more agent to the team. Karin Cruz Bianchi, a former owner with extensive experience in the Pinehills became the newest member of the Seagate Properties Team. " Seagate works as a team ensuring that all their clients have more than one agent working for them at any given time. It guarantees that the client always has multiple resources working on their behalf." This year, 2018, the Seagate Properties Team added their fifth agent, Gail Doherty. Gail has extensive experience in selling throughout the South Shore including in the Pinehills. "When I was approached to join the team, I was thrilled. The Seagate Team's approach to focusing on the clients needs as though they were their own reflects the way I have always done business and I look forward to many years of providing our clients with the best possible service."
Client Services
All our listings are professionally photographed and staged regardless of how long you list with us and at no charge to our client! We believe that a home that shows well will sell more quickly.
All showings at our listings are accompanied by our agents. We believe our job is to sell your home, not just put it on the market.
All of our listing clients receive a call after every showing. We believe it is important to share information and stay regularly engaged.
We prepare and send out Just Listed and Sold postcards for all of our listings to stir interest within the community.
We conduct frequent open houses because it provides an opportunity for potential buyers to see your home.
We spend quality time with our buyers to ensure we thoroughly understand their needs in terms of price point, style and location. We do not believe that we should waste a buyers time viewing homes in which they would not have an interest.
"My experience with Seagate could not have been better. When you sign up with Seagate you get the benefit of an entire team committed to you…a team like Seagate behind you makes the experinace positive and relaxing. The fact that I trusted this team to be in my home at any time without me present and knowing that they even Took good care of my dog while there were there, speaks volumes. This is the most professional trusting team I have ever worked with." ~ Owners of a condo in Pinehills


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Category: Lesbians
Karina White And Hayden Hawkens Get Horny As Hell Together!by Nubile Films
Karina White gets her ass grabbed through her sexy cotton panties and she can't keep her hands off those perky tits! It's no wonder that these two spend so much time together because every time they get together they end up half naked and dripping wet for each other!
Spreading her legs nice and wide, Karina White invites Hayden to eat her pussy and Hayden doesn't even hesitate and she dives in tongue first with a smile on her face! Just watch as Hayden laps at Karina's sweet pink snatch while Karina plays with her juicy tits and sweet nipples!
Karina White has a little secret hidden away in her drawer though and once she pulls out that big dildo Hayden is hungry for her turn to get her pink pussy teased! Just watch Karina rubbing and teasing that sweet snatch with her monster dildo as Hayden just keeps on begging for more!
Soon both of the girls are dripping wet and they start to grind their sweet slits together and then Karina White has the great idea of pulling out her toy again and teasing them both while they grind against each other nice and hard!
See more of Karina White in naughty lesbian fun now at Nubile Films
Karina White And Zoey Kush Get To Know Each Other Naked!by Nubile Films
Karina White is a force to be reckoned with when it comes to teasing pussy! She can make any babe come with the flick of her delicious wet tongue and a touch of those sexy long fingers!
Karina White And Katie Jordan In Lesbian Fun!by Babes
Karina White has such sweet tits and she knows that it gets her girlfriend all worked up when she teases them for her! Just watch these two as they get all worked up licking and teasing each other until they're wet!


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When God says "I will," He does.
Many of us have grown up knowing in our minds that God keeps His promises. The Bible says it, our parents say it, our Sunday School teachers say it...but do we believe it? Most of us would say yes, so let's reword the question...do we live like we believe it?
This is the question that catches us. We read of God's promises often in His Word, but how often do we trust Him to fulfill them for us? Let's look at a few that can apply to our everyday lives...
"Come to Me, all who labor and are heavy laden, and I will give you rest." -Matthew 11:28
These past few weeks God has fulfilled this promise in my life. I came to Jesus, as He told me, and asked for rest and He was faithful to give it to me. Maybe you're stressed with school, hurting from a broken heart, or are going through some other difficult time in life and find yourself in desperate need of rest. Go to Jesus. With a trusting heart approach Him and ask for rest.
"Be still, and know that I am God. I will be exalted among the nations, I will be exalted in the earth!" - Psalm 46:10
In a world where we're constantly discouraged by hurtful comments, see so many people living life without the joy of Christ, and we ourselves are daily caught struggling with sin it's easy to wonder where God is and what He's doing. We want relief from the struggles and pain. We want to see the world rejoice in the grace and redemption of Christ. In this verse God tells us to be still and know that He is God. Awesome, all-knowing, almighty God. We can rest in knowing this because next He promises that He will be exalted. He will rule this earth again. There will be no more tears, no more sorrow, no more pain (Revelation 21:4). Every knee will bow and every tongue will confess that Jesus is Lord (Philippians 2:10-11).
"But from there you will seek the Lord your God and you will find Him, if you search after Him with all your heart and with all your soul." -Deuteronomy 4:29
This is one of my favorite verses in the Bible. It must be the fact that God promises that we will find Him. He will not hide Himself from us. If you're feeling far from God, diligently seek Him with all your heart and He promises that you will find Him. He longs for you to do this.
Live like you believe He will answer His promises.
When God says, "I will," He does.


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By The Nation
4,744 Viewed
The lifting reverses a prohibition on political parties convening meetings or organising political activities. The cancelled restrictions include the ban on political gatherings of five or more people.
The Royal Gazette on December 11 published the ban lifting
As a result of the move, election campaigning can begin from January 2, once the Royal Decree on the general elections is issued.
Also lifted was an order banning financial transactions involving people's assets that were deemed necessary for the sake of national security and the public's life and assets security.
The cancellation of the orders was aimed at facilitating political activities in advance of the general election expected on February 24, the first under the 2017 Constitution.
The announcement came after the government of Prime Minister Prayut Chan-o-cha confirmed on December 7 that the poll will definitely be held on February 24.
The new law on MP elections also came into effect on December 11.
With the new legislation in effect, the ruling National Council for Peace and Order is essentially forced to lift restrictions on public discussion of issues.


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Beauty Brands
Hours And Locations for Oklahoma
Category: Beauty Salons
Beauty Salons
We want you to feel beautiful from head to toes. That's why beauty brands is your place for anything and everything beauty – always at a great value. Whether you want to maintain your "signature look" or you're looking to change things up, we've got what you need... more
There are over 40 Beauty Brands locations in the US.
Beauty Brands Hours And Locations for Oklahoma
Beauty Salons
13820 N Pennsylvania Avenue
9417 N Council
Hours — Tue: 8:00am-9:00pm
Hours — Tue: 8:00am-9:00pm
Locations currently open are Green and those currently closed are Red.
As of:3:40 pm (CDT) Tue Aug 20. [Change]
As of:3:40 pm (CDT) Tue Aug 20. [Change]
See all Beauty Brands locations nationwide.


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Looking for a more consistent flow of original digital content, Starcom MediaVest Group has inked a multimillion dollar deal with TV producer/digital content developer BermanBraun. The four-year deal, which could be worth $100 million, according to reports, will look to provide Starcom clients with "first look" at new advertising opportunities for digital content. Starcom clients include Procter & Gamble, Coca-Cola, and Wal-Mart.
SMG's branded entertainment/programming group, Liquid Thread, will be the key unit working with BermanBraun in developing projects.
Key for developers and advertisers is getting an ongoing stream of original video content -- like what exists on traditional TV. Currently, many media companies have dabbled in producing original TV series for the Web -- but typically, these are one-off online-only series that need a individual advertiser/marketer's financial support before production.
"Our clients are rightfully demanding a more robust pipeline of digital programming options beyond existing assets," stated Laura Desmond, global CEO, Starcom MediaVest Group. "It is essential to curate and create new content to fill this gap and deliver meaningful human experiences across all screens."
BermanBraun is a company found by Gail Berman, ex-head of entertainment for the Fox network, and Lloyd Braun, who held senior executive positions at Walt Disney's ABC Entertainment units and at Yahoo!
Besides producing a number of traditional TV shows, the company is pushing into digital areas, hoping to kick off multiple Web sites. Already up and running is Wonderwall.com, a celebrity-gossip based site, which delivers 13 million unique visitors a month, and Glo.com, a health and beauty site, which has registered around 5 million users.
Starcom and BermanBraun intend to co-develop new digital content areas. ______________________________________________________________________


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Fearless - Day 8/
He will have no fear of bad news; his heart is steadfast, trusting in the LORD. Psalm 112:7
I hate bad news…and so do you. That's why it's called bad news. But, the person who puts their trust in the Lord has a very different response to it. Bad news looks different when seen in light of a good God. In Him, there is always hope! That's why the scripture says: "his heart is steadfast, trusting the Lord" It's not a matter of denial. Bad news is still bad. But, we don't lose heart, because we have a good and powerful God! We don't need to be afraid.
For Reflection: What bad news do you fear most? Take a moment and put that situation in God's hands
Lord, I thank you that I don't have to face bad news alone. You are always with me. Because of Your presence, I don't have to fear negative circumstances. Give me the strength to look to you and remember that you have the final word and that you are trustworthy.


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Campaign Watchdog: Claim that Paul supports $2,000 Medicare deductible 'mostly true'
Each week, the Herald-Leader will fact-check statements made by candidates and their surrogates in the campaigns for Lexington mayor, the 6th Congressional District and U.S. Senate.
The statement: "Voters have a choice between someone who's going to stand up and protect Medicare and someone who says in Medicare we need a $2,000 deductible."
— Democratic U.S. Senate candidate Jack Conway in an October 3, 2010, debate criticizing Republican U.S. Senate candidate Rand Paul
The ruling: Mostly true
The facts: On several occasions, including a speech in June of last year to the conservative Center-Right Coalition in Lexington, Paul asserted Medicare would best be run under a "market-based system."
"And the real answer to Medicare would be a $2,000 deductible, but try selling that one in an election," Paul said at the time.
He took a similar, but more clearly defined, stance following the Oct. 3 debate on Fox News during an appearance on that network's Your World with Neil Cavuto show. In that interview, Paul made clear he was not advocating a change for people already on Medicare or Social Security.
"I'm not talking about changing the deductible on anyone who gets Medicare currently," Paul said on the show. "But I am saying younger people — probably 55 and under."
Paul now says he was only suggesting a "possible answer" to sustain Medicare. "I threw out a possible answer, but I immediately said in all those speeches that it wouldn't work," Paul said Wednesday on WVLK-AM's Sue Wylie Show.
In September 2009, however, Paul said during a town hall meeting that he planned to push the idea of a higher deductible despite a possible political backlash.
"A $2,000 Medicare deductible would solve a huge amount of problems," Paul said at one point during the meeting. "The hard part is, how do you present this on national TV? What's going to happen to me in a statewide race if I tell people I think the Medicare deductible is going to be higher? Am I going to be hooted out of the room?
"I'm willing to take a risk because I think it's the right thing to do" because the other option is a publicly funded health care system like Canada's, he said.


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Monthly Archives: February 2012
A Story From One of Canada's Prominent Storytellers
Douglas Gibson tells stories. He built a career as a successful editor and publisher, working with literary greats and some of the nation's most celebrated public figures – a list that includes names like Leacock, Davies, Mulroney, Trudeau, Gzowski, MacLeod, … Continue reading
Make Up Your Mind by Changing Your Brain
Having problems with your newly made New Year's resolution? Want to learn new skills but feel that you're too old a dog to learn new tricks? Perhaps Dr. Norman Doidge can help you literally make up your mind. This Thursday, … Continue reading
Seeing Past the Print Paradigm: Adapting Communication Strategies for the Virtual Age
For those of us on the outside of the communications world the phrase "seeing past the print paradigm" might not hold much weight. For those immersed in the communications world, however, the phrase represents a transition period—one which requires the … Continue reading
The Rise and Fall of Charlie Sheen
From Hollywood Nobility to Studio Liability Carlos Irwin Estevez, better known as Charlie Sheen, was born in New York City in 1965. His father Martin Sheen and brother Emilio Estevez are both famous actors, and his best friends in high … Continue reading
Hatin' on Palin
Sarah Palin once had a great image. That was, before she ran as vice president of the Republican party in the US elections four years ago. Ever since the perky Alaskan governor entered the spotlight, it shone bright and hard, … Continue reading
A Dispatch from the Future of the Arts: An Evening with Douglas McLennan
It's hard to get people interested in official, capital-C, Culture. The connotations of aloofness and disdain for all things popular makes high art a tough sell. Something like abstract expressionist painting might seem terminally boring to non-painters with only … Continue reading
A One-Woman Wow Factory
To say that Anne Marie Downey is an advocate for strategic communications planning would be an understatement. She's a one-woman marching band! With the glamour of an Oscar presenter (minus the full-skirted ball gown) and with the vocal delivery style … Continue reading
Connecting with 'Generation Y' by Tumblring
As a writer it is your job to meet the communication needs of your audience. You must find a way to connect with them and pass on the information you posses. If you cannot connect with your audience then they … Continue reading
Lessons Learned from the Great 2011 Chicken Massacre
I'm completing my formal education and beginning my professional one. Since I'm currently working with a project involving both streaming media and animal welfare this story caught my eye. Keep in mind that the following sentence is not part of … Continue reading
West coast broadcaster returns to Edmonton
A career journalist and broadcaster, Neill Fitzpatrick recently left the west coast media market to pursue a journalism job here in Edmonton. Formerly the executive producer at Global National (with 5000 staff nationally), Neill's move to the smaller media market … Continue reading


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Posts Tagged 'Dream Theater'
MUSIC NEWS: Dream Theater Announce 2017 UK Tour Dates
Dream Theater have confirmed UK tour dates for 2017, more details here!
ALBUM REVIEW: An Endless Sporadic – Magic Machine
An Endless Sporadic are an instrumental prog rock group who achieved modest success in 2008 with the release of their Ameliorate EP, with tracks Impulse and Anything being featured in various Guitar Hero games. This release, Magic Machine, is something of a surprise, as it comes seven years after the band fading into obscurity following the release of their self-titled debut full-length in 2009.


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Telltale Games, the very same name behind games like The Walking Dead and The Wolf Among Us, is set to publish its survival horde crafting game 7 Days to Die. It's coming out a lot sooner than expected, arriving on June 28th for $29.99.
Sponsored Links
7 Days to Die is a survival horror experience in the vein of games like DayZ or Rust, combining aspects of tower defense, survival horror, role-playing, and first-person shooter games with crafting, mining and exploration.
The post-apocalyptic world survival game will be available for both PlayStation 4 and Xbox One with both digital and retail editions for $29.99. You can preorder now if you're so inclined, which will net you five character skins from Telltale's The Walking Dead series, including fan favorites Michonne and Lee.
If you can't wait until June to get more of 7 Days to Die, check out the latest interview with developer The Fun Pimps below.


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Glove box Isolator Inflatable Door Seals – Western polyrub inflatable seal for isolator door is made from high strength FDA approved silicone rubber which inflate radially outward . Because the shell of the unit is fabricated due to less gape and not machined, the machined acrylic or steel door will be made to a much tighter tolerance than the frame. This means there will be a enough seal gap.western polyrub seal is made with 25 % to 50 % inflation which cover that gap with 2 kg pressure
Why inflatable seal ?
It would be impossible to seal the perimeter of this door with a compression seal or any extruded seal. Another advantage in this application is that the inflatables ability to provide its own seal pressure assists in a high level of sealing necessary for high containment. Gaskets and other compression seals are costly and can be tricky and time consuming and need mold to seal correctly and can also lose recovery and suffer compression set over time. There is best and easy way to seal an isolator door from end users perspective.with western inflatable seal When a seal needs replacing the seal is simply removed from the door without the need for unbolting / unclamping. Down time is very expensive in Pharmaceutical production.its available in many sizes and length and color with FDA and ECC certification


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I'v just got myself some very handsom guinea pigs.
3 boys. 1 each for my youngest grand children. [ but they will be staying at nannas house.]
I know they won't replace fatty [ one of my hens who passed over rainbow bridge last week] but they have helped put a smile back on my face.
I will of cause take some photos for every one to see.


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Aabø-Evensen & Co is acting as legal advisor to Team Bane and its shareholders in relation to its announced combination With the Norwegian publicly listed Company Blom ASA. Team Bane AS has entered into an agreement to combine its business With Blom (50-50).
Team Bane is a leading contractor within Railway infrastructure in Norway. Blom is one of Europe's largest aerial survey Companies. The markets for geospatial information and infrastructure Construction, and in particular the Railway segment, are expected to grow significantly over the coming years.
For more information please see www.blomasa.com


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The Benefits Of Using Psychologist To Treating Veterans With PTSD
There are many treatments which can be used to treat PTSD. The number of veterans that suffer from PTSD is high. You should note that the American veterans that suffer from this condition are many and this is the reason it is a condition that is becoming a serious health problem. Learn of the benefits you are bound to get when you hire a psychologist.
Unlike medication when you get a psychologist then you will get a human touch. They will be able to aid you through the process until you are recovered. In case you have something you want to share with them then you should note they will be there for you.This being the case then you should note that they will be able to custom make a procedure that will work for you. The other point you should note is if the treatment is not working then the psychologist will be able to assist you. You can be sure by the end of the day, they will work on a plan that will suite you.
When you get a psychologist who has the training then you should understand that they can be able to tell you if you need some special guardians or not. In case they find you have severe complications then you should note that they will be able to play close attention to you. If this is the case, then you will get the attention you deserve.Some of the things you should note is that when you are dealing with a psychologist then they will be able to tell you when you are feeling better. The thing is that when you take medicine it might not be easy to follow the changes that are taking place. If this is the case then you might not be able to find out the progress.
When you go to the psychologist then you should understand that you can be able to speak about the experiences. By talking then you should note that they will be able to reduce the stress.By talking then you need to understand that you are eliminating the stress you got from the war. Some of the things that you should put in mind is that when you do this, then you can be confident you will end up getting the best cure.
There are many psychologists that you can choose, but it is best to work with one like Natalie Barone psychologist who has the training and experience in this field. You should not hire an armature as you might not end up with the results you wanted. You should take the time to read their profile to ensure they are trained. You should hire someone who will make you feel free and comfortable when you are talking to them.


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Brookshire Brothers said Monday that COO John Alston will succeed Jerry Johnson as president and CEO at the end of April.
Johnson has served as CEO of the Lufkin, Texas-based retailer since 2007. He will continue to serve on Brookshire's board of directors.
Alston (pictured) is a 35-year veteran of Brookshire Brothers. He has served as a store director, district director, COO and member of its board of directors.
"John has the leadership ability and experience to lead our company through the challenges ahead and has the confidence of both the Board and Brookshire Brothers' employee-owners," Johnson said in a statement.
Under Johnson's leadership, Brookshire Brothers grew from 69 supermarkets throughout East Texas and western Louisiana to its current 114 stores, and from a family-owned company with 5,700 employees to becoming employee-owned with nearly 7,000 employee-owners.
"Jerry's legacy as a great leader is firmly embedded in the hearts and minds of our Brookshire Brothers' family," Alston said. "From transitioning the company from private family ownership to an ESOP, Jerry has worked tirelessly as an advocate for our employee-owners."
Johnson joined the company's board in 1997. He was a member of the team that assisted the company in becoming a majority employee-owned company in 1999 and began as the company's chief administrative officer at that time. Johnson served as chairman of the board from 2003 through 2007 at which time he assumed his current role of president and CEO with Milton Hixson becoming the chairman of the management board.


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We are delighted to announce that our fabulous Lavender & Geranium Shampoo has been awarded Highly Recommended in the Natural Health International Beauty Awards 2016.
These awards are an international affair, judged from thousands of entries that recognise and celebrate the elite of natural, must-have beauty products.
Our prize winning Lavender & Geranium Shampoo is magnificently fragrant, made with essential oils and will bring a sense of calm to every day.
One of our customers said, 'I have used this for years, along with nothing else apart from the 'matching' conditioner- and my hair is in great shape. It has a nice, subtle smell, and both cleans really well and very gently. Thank you, Faith in Nature- an excellent product.'
For more information on the Lavender & Geranium Shampoo click here
Sign up and receive emails about new arrivals, special promotions and exclusive offers.
If you change your mind you can unsubscribe at any time.
Please confirm
your email address in the email we've sent you in order to receive your discount code. Don't forget to check your spam folder as occasionally our emails find themselves there. Thank you.
Welcome to Faith in Nature!


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What Is The Cost of Buying a Home?
You have been saving for the last few years and at last you are ready to take the plunge to buy your first home, but what are the full costs going to be?
Well for most of us it is going to involve taking out a mortgage. For this you will need to speak to a mortgage adviser. The mortgage adviser could be an independent broker or linked to a bank or building society. They work out how much you can borrow based on your salary, what savings you have and your credit score.
Your savings will act as your deposit. A deposit of between 5% -20% of the property price is paid upfront by your solicitor to secure the property. It is advisable to have the biggest deposit you can afford to ensure a favourable mortgage rate.
To arrange a mortgage your adviser will charge a fee for his work and the mortgage lender will charge you a mortgage arrangement fee. Before the mortgage lender agrees to lend you money they will require a report called a Mortgage Valuation to check that the property's cost is in line with current market values, as well as other basic checks on the condition of the property. You are required to pay the mortgage valuation fee.
In addition to the valuation you will have to pay for a Homebuyer's Report. That looks at all visible aspects of the home and recommends changes as well as any causes for concern. It will be cheaper if you use the same person who is doing your Mortgage Valuation.
The last report to pay for is a Buildings Survey. This is particularly valuable if you are buying an older property or one which has had alterations. The surveyor will look thoroughly for problems with structure of the building like damp and rot. They will also provide you with estimate prices for maintenance work.
Once you have these reports read them all carefully before proceeding to buy your home
Stamp Duty is a charge on any home which costs over £125,000. For homes costing between £125000 -£250000 the stamp duty is calculated as 2% of the property value. Over £250000 the stamp duty is 5%
A solicitor or conveyancer carries out the legal side of buying a home. They will organise local searches, pay disbursements, handle the mortgage transfer and settle the Land Registry fee. They will charge a solicitor fees for their work.
And finally, when you do move into your new home you need to pay for a removal company and buy home insurance.
For more advice on buying your first home contact Peter Robinson & Co on 0161 678 7996


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"In Nagpur, I will pray at Deekshabhoomi, a holy spot that is very closely associated with Dr. Ambedkar," PM Modi tweeted.
Deekshabhoomi is a sacred Buddhist monument where Ambedkar had converted to Buddhism on the occasion of Ashok Vijaya Dashami on October 14, 1956.
"We are unwavering in our efforts towards creating a strong, prosperous and inclusive India of Dr. Ambedkar's dreams (sic)," PM Modi said.
A number of development projects will be inaugurated in Nagpur today, which will have a positive impact on people's lives, the Prime Minister said.
The projects include an IIIT, an IIM, an AIIMS and the Koradi thermal power station.
The Prime Minister will also address a public meeting.
"Will join culmination of the DigiDhan Mela, where I will present awards to Mega Draw winners of Lucky Grahak Yojana and DigiDhan Vyapar Yojna (sic)," PM Modi said in another tweet.
Providing details about PM Modi's visit, the Nagpur district information office said in a release that he will arrive at the city airport at 10.45 am, from where he will head to Deekshabhoomi to pay homage to Ambedkar on his 126th birth anniversary.
Thereafter, PM Modi will leave for the Koradi thermal power station where he will dedicate Mahagenco's 1,980-MW Koradi Thermal Power project to the nation in the presence of Maharashtra Governor C Vidyasagar Rao.
Around 12.25 pm, he will attend the inauguration programme of various government schemes, organised by NITI Aayog, at the Divisional Sports Complex, Mankapur. He will also release a postal stamp on Deekshabhoomi and address the people on the occasion.
The NITI Aayog programme at Mankapur will include the launch of BHIM cashback and referral schemes of BHIM Aadhaar, awarding the winners of the Lucky Grahak Yojana and DigiDhan Vyapar Yojana and the bhoomi pujan of the Pradhan Mantri Awas Yojana, AIIMS Nagpur, IIM-Nagpur and IIIT-Nagpur, the release said.
Maharashtra Chief Minister Devendra Fadnavis, Union ministers Nitin Gadkari, Ravi Shankar Prasad, Prakash Javadekar, Piyush Goyal, Ramdas Athawale, Hansraj Ahir and other leaders will be present on the occasion.
At 2.10 pm, PM Modi will leave for Delhi.
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Under current policy, families are kept intact while awaiting a decision on whether they will be deported; they are either held in special family detention centers or released with a court date. The policy under discussion would send parents to adult detention facilities, while their children would be placed in shelters designed for juveniles or with a "sponsor," who could be a relative in the United States, though the administration may also tighten rules on sponsors.It seems that the motivation for doing this is the idea that, as the NYTimes says, "The debate comes as the administration faces an influx of people crossing the southern United States border illegally." Really? Well, that is what a recent report posted on the Customs and Border Protection (CBP) website says:
CBP has seen an uptick in individuals month-to-month apprehended while trying to enter the country illegally in between the established ports of entry, and an increase in those presenting themselves for entry, without proper documentation, along our Southwest border. The majority of these individuals are single adults, while the largest percentage increases come from family units and unaccompanied children who increased 45 percent and 26 percent respectively compared with the previous month.But if you look at the graph on that page (see below) you come away with a very different impression. What you actually see is that October and November of this year had fewer arrests than either of the previous two years. Furthermore, the past several years have seen consistently fewer than half a million border apprehensions compared to 1.6 million in 2000, and 1.2 million in 2005. Indeed, 2009 was the most recent year in which there were as many as 500,000 apprehensions of undocumented immigrants.
So, the story is really not that we are facing some new "influx" of immigrants. That is just an excuse for them to do what they want to do. Sad!


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IRC Global Search (M) Sdn. Bhd. (hereinafter also called "IRC") recognizes and is committed to social and environmental responsibility. The objective of IRC's overall policy with regard to SER is to provide a reference point to guide all IRC facilities, including all management and employees, on the elements that drive the conduct of IRC's business and relationships which it operates. The companies covered by this Code of Conduct (hereinafter, "CoC") include IRC and Clientele who are members of the RBA Codes set out in this CoC policy were derived from three disciplined sources which are:
The clients obligations of the industrial associations and the RBA of which IRC is supplying manpower , and the international standard institutes to which IRC's business is related; The laws covering legal and regulatory requirement where IRC deploys operations; and the internal management of IRC who determine voluntary upgrading of performance standards. Each source represents a different commitment level of IRC's promised delivery to the diverse stakeholders, which include IRC's employees, customers, suppliers, the community, investors, and non-governmental organizations.
In recognizing inherent discrepancies that may exist among the above three sources, IRC pledges to live up to the most stringent rules based on whichever source determines a higher standard. On the policy level, none of IRC's documented codes should override legal requirements, and all the codes should defer substantially to any national and international organization whose provisions subsume IRC's operational or product areas. In terms of policy implementation, IRC should on a continuous and constant basis compare its CoC policy with the provisions set by international organizations and local applicable laws. To ensure compliance with such provisions and laws, IRC should honor the above principle as paramount in any version of the CoC policy, and should work closely with local law enforcement entities to close any gap between the released CoC policy and the current law. Any nonconformance with laws should be notified to customers together with continuous improvement plans so as to achieve industrial collaboration, establish industrial benchmarking, and improve capability building programs.
IRC is hence committed to ensuring that our business is in all respects conducted in conformance with ethical, professional and legal standards. With the aim of becoming an SER compliant manpower supply partner with customers, IRC declares in its CoC policy to respect all industrial rules, applicable laws, human rights, environmental conservation, and safety of products and services in the countries and regions in which it operates, and to conduct its business activities in an honest and ethical manner.
Simultaneously, IRC's downstream suppliers are required to comply with this CoC policy to the same level of standards which the supplychain partners and industrial associations set for the ICT industry.
This CoC policy, for internal purposes, is to make SER become part of the IRC's core competencies. For external purposes, this CoC is to demonstrate IRC's practices of operation. Maintaining high standards for implementing the CoC policy is IRC's goal, to ensure continued customer trust in us and to enhance IRC's image as a competitive company in the industry in both business and SER respects.
3.1 Principal Process Owner: Managing Director
3.2 The ultimate responsibility of each Department lies with the Respective Head, who may delegate the task(s) to appropriate individual(s) or Group(s).
This CoC policy applies to all IRC's facilities and site. The term "site" here refers to locations of hostels where IRC possesses and management operations. Failure to comply with this Code will be taken seriously and, depending upon the circumstances, could result in disciplinary action. To ensure that all staff conduct their activities in line with the CoC policy, all staff will determine how this CoC policy impacts on their operations and report periodically.
5. CoC STANDARD
The CoC policy is founded on the basis of IRC's SER philosophy and is composed of seven sections as follow:
Section 1 - Business Ethics To meet social responsibilities and to achieve sustainable development, IRC upholds the highest standards of ethics. IRC's Ethic Codes includes:
1) Business Integrity
No corruption, extortion, or embezzlement: The highest standards of integrity are to be expected in all business interactions. Any and all forms of corruption, extortion and embezzlement are strictly prohibited, and result in immediate termination of services and legal action.
2) Disclosure of Information
Information regarding business activities, business structure, financial situation and performance is to be disclosed in accordance with applicable regulations and prevailing industry practices. Falsification of records, misrepresentation of conditions, or practices in the supply chain are unacceptable.
3) No Improper Advantage
Bribes, any means of undue or improper advantage, and gratuities of commercial value should not be offered or accepted.
4) Fair Business, Advertising and Competition
Standards of fair business, advertising and competition are to be upheld. Means for safeguarding customer information should be available.
5) Whistleblowers and Anonymous Complaints
Programs that ensure the confidentiality and protection of supplier and employee whistleblower are to be maintained. Anonymous complaints with clear and specific descriptions of person/time/place/event are to be accepted and protected.
6) Community Engagement
Community engagement is encouraged to help foster social and economic development.
7) Protection of Intellectual Property
Intellectual property rights are to be respected. Transfer of technology and knowhow is to be done in a manner that protects intellectual property rights.
8) Privacy
IRC is committed to protection the reasonable privacy expectations of personal information of everyone we do business with, including suppliers, customers, consumers and employees. Comply with privacy and information security laws and regulatory requirements when personal information is collected, stored, processed, transmitted, and shared.
9) NonRetaliation
IRC has a communicated process for our personnel to be able to raise any concerns without fear of retaliation.
Section 2 - Labor and Human Rights
Foxconn is committed to uphold the human rights of workers, and to treat them with dignity and respect as understood by the international community and applicable laws and regulations. This applies to all workers including direct, contract, student, temporary employees, and any other type of worker. The recognized standards such as the Universal Declaration of Human Rights (UDHR), the International Labor Organization (ILO) and the Ethical Trading Initiative (ETI) have been used as references in preparing this Code. Foxconn's Labor and Human Rights Codes include:
1) Freely Chosen Employment
Forced, bonded (including debt bondage) or indentured labor, involuntary prison labor, slavery or human trafficking shall not to be used. This includes transporting, harboring, recruiting, transferring or receiving vulnerable persons by means of threat, force, coercion, abduction or fraud for the purposes of exploitation. All work must be voluntary and workers shall be free to leave upon work at any time or terminate their employment. Workers must not be required to surrender any government issued identification, passports or work permits as a condition of employment. Excessive fees are unacceptable and all fees charged to workers must be disclosed.
2) Child Labor Avoidance and Juvenile Workers Protection
Child labor is not to be used in any stage of manufacturing. The term "child" refers to any person under the age of 15 specified by the Electronic Industry Citizenship Coalition Code of Conduct (hereinafter, "EICC CoC"), or under the age for completing compulsory education, or under the minimum age for employment in the country, whichever is greatest. The use of legitimate workplace apprenticeship programs, which comply with all laws and regulations, is supported. Workers under the age of 18 should not perform hazardous work, and should be arranged to participate in periodical physical examinations in accordance with legal requirements. A worker may be restricted from a certain kind of job unfit for the worker's condition.
3) Protection of Maternity and the Health of Female Workers
IRC is committed to protecting female workers' rights and health. Health protection at work, maternity leave, social benefits, breastfeeding breaks, and protection against dismissal and discrimination based on maternity should be provided. It is unlawful to terminate the employment of a female worker during her pregnancy or absence on maternity leave. Female workers shall be entitled to have a period of maternity leave of no less than the legal requirement. A woman is guaranteed the right to return to the same or equivalent position paid at the same rate at the end of her maternity leave.
4) NonDiscrimination
IRC is committed to a workforce free of harassment and unlawful discrimination. IRC shall not engage in discrimination based on nationality, language, race, color, age, gender, sexual orientation, ethnicity, disability, pregnancy, religion, political affiliation, union membership or marital status in hiring and employment practices such as promotions, rewards, and access to training. In addition, workers or potential workers should not be subjected to medical/pregnancy tests that could be used in a discriminatory way.
5) Harsh or Inhumane Treatment
There is to be no harsh or inhumane treatment, including any sexual harassment, sexual abuse, corporal punishment, mental or physical coercion, or verbal abuse of workers; and there is to be no threat of any such treatment. Disciplinary policies and procedures in support of these requirements shall be clearly defined and communicated to workers.
6) Wages and Benefits
Compensation paid to workers shall comply with all applicable wage laws, including those relating to minimum wages, overtime hours and legally mandated benefits. In compliance with local laws, workers shall be compensated for overtime at pay rates greater than regular hourly rates. Deductions from wages as a disciplinary measure shall not be permitted. The basis on which workers are being paid is to be clearly conveyed to them in a timely manner via pay stubs or similar documentation.
7) Working Hours
IRC recognizes that unreasonable overtime for workers will result in reduced productivity, increased turnover, and increased injury and illness rates. Except in emergency under some unusual situations, a workweek shall be restricted to 60 hours including overtime, and workers shall be allowed at least one day off for every six days worked as stipulated in the EICC CoC. Based on that minimum requirement, IRC shall also comply with local laws in this regard and develop gap closing and improvement plans on a continuous basis that are made known to the business group management. IRC shall also conduct review/discussion sessions with key stakeholders including employees, law enforcement agencies and relevant customers to ensure legal observance globally and locally. In addition, overtime shall be voluntary, and vacation, leave periods, and holidays should be rendered consistently with applicable laws and regulations.
8) Freedom of Association
Open communication and direct engagement between workers and management are the most effective ways to resolve workplace and compensation issues. IRC respects the rights of workers to associate freely, join or not join labor unions, and seek representation from or join workers' councils in accordance with local laws. Workers shall be able to communicate openly with management regarding working conditions without fear of harassment, intimidation, penalty, or reprisal.
Section 3 - Health and Safety
Recognized management systems such as OHSAS 18001 and ILO guidelines on occupational safety and health have been used as references in preparing this Code. IRC's policy on health and safety includes:
1) Occupational Safety
Worker exposure to workplace safety hazards (e.g. electrical and other energy sources, fire, vehicles, and slip, trip and fall hazards) are to be controlled through proper design, engineering and administrative controls, preventative maintenance and safe work procedures, and ongoing safety training. Where hazards cannot be adequately controlled by these means, workers are to be provided with appropriate, well maintained personal protective equipment. Workers shall not be disciplined for raising safety concerns. It is required that continuous training and education be used rather than disciplinary action to raise workers' safety consciousness.
2) Emergency Preparedness and Response
Emergency situations and events are to be identified and assessed, and their potential impact minimized by implementing emergency resources, plans and response procedures. These include appropriate fire detection and suppression equipment, adequate exit facilities, emergency reporting, employee notification and evacuation procedures, worker training and drills, and recovery plans.
3) Occupational Injury and Illness
Procedures and systems are to be put in place to manage, track and report occupational injury and illness, including provisions to: a) encourage worker reporting; b) classify and record injury and illness cases; c) provide necessary medical treatment; d) investigate cases and implement corrective action to eliminate their causes; and e) facilitate workers returning to work.
4) Ergonomics
Worker exposure to physically demanding tasks, including manual material handling and heavy lifting, prolonged standing, and highly repetitive or forceful assembly tasks is to be identified, evaluated and controlled. The integration of human factors via reasonable evaluation is to increase staff efficiency and reduce work accidents.
5) Hostels
Workers are to be provided with clean toilet facilities, access to potable water, and sanitary food preparation and storage facilities. The hostels should be clean, safe, and provided with emergency exits, hot water for showering, and adequate heat and ventilation, and reasonable personal space along with reasonable entry and exit privileges.
Section 4 - Environment
All activities of IRC shall be carried out with respect for the environment. Recognized management systems such as ISO14001 have been used as references in preparing this Code and may be a useful source of additional information. IRC's environmental standards include:
1) Environmental Permits and Reporting
All required environmental permits (e.g. indah water, operating certificate) and registrations are to be obtained, maintained and kept current, and their operational and reporting requirements are to be followed.
2) Pollution Prevention and Resource Reduction
Waste of all types, including water and energy, is to be reduced or eliminated at the source, or by practices such as conservation and recycling.
Section 5 - Management systems
IRC has established management systems whose scopes are related to the content of this Code. The management systems shall be designed to ensure (a) compliance with applicable laws, regulations and customer requirements related to suppliers' operations (b) conformance with this Code; and (c) identification and mitigation of operational risks related to this Code. The management systems should also facilitate continual improvement. IRC's requirements on management systems include:
1) Company Commitment
Corporate social and environmental responsibility statements affirming commitment to compliance and continual improvement are endorsed by each company's executive management.
2) Management Accountability and Responsibility
Clearly identify company representatives responsible for ensuring implementation and periodic review of the status of the SER management systems. Management review the status of the management systems on a annually basis.
3) Legal and Customer Requirements
Identification, monitoring and understanding of applicable laws, regulations and customer requirements
4) Risk Assessment and Risk Management
Processes to identify the environmental, health and safety, and labor practice risks associated with operations. Determination of the relative significance of each risk, and implementation of appropriate procedural and physical controls to ensure regulatory compliance to control the identified risks.
5) Performance Objectives with Implementation Plan and Measures
Written standards, performance objectives, targets and implementation plans, including a periodic assessment of performance against those objectives.
6) Training
Programs for training managers and workers to implement policies, procedures and improvement objectives. Core curriculums such as orientation training and SER CoC training should be arranged for new employees, and employees in service should take at least two hours of CoC training per year.
7) Communication
Processes for communicating clear and accurate information about performance, practices and expectations to workers, suppliers and customers.
8) Worker Feedback and Participation
Ongoing processes to assess employees' understanding of practices and conditions covered by this CoC, to obtain employees' feedback on the practices and conditions, and to foster continuous improvement.
9) Audits and Assessments
Periodic self-evaluations to ensure conformity to legal and regulatory requirements, the content of the CoC, and customer contractual requirements related to social and environmental responsibility.
10) Corrective Action Processes
Processes for timely correction of deficiencies identified by internal or external assessments, inspections, investigations and reviews.
11) Documentation and Records
Creation and maintenance of documents and records to ensure regulatory compliance and conformity to company requirements, along with appropriate confidentiality to protect privacy.
12) Supplier Responsibility
Process to communicate Code requirements to suppliers and to monitor supplier compliance to the Code.
Section 6 – Anti Collusion
IRC upholds a culture of honesty and trust, conducts itself with integrity, and is committed to full compliance with the national and international anticorruption and anti-bribery laws and regulations, and imposes a no tolerance policy on any unlawful activities. Any and all means of corruption, extortion, embezzlement, and undue or improper advantage are strictly prohibited in IRC. All employees should take at least two hours of anticorruption training per year. In addition, IRC assists downstream suppliers, manufacturers and customers in adhering to the highest anticorruption laws as a binding condition and an integral part of doing business.
6. ENFORCEMENT OF THE CoC POLICY
The CoC policy approved by the IRC Managing Directors will be defined as an ethical commitment that includes basic principles and standards for the appropriate development of relations between IRC and its main stakeholders (employees, customers, shareholders, suppliers, the community, investors, and non-governmental organizations). The spirit and guidance embodied in the standards of business conduct policy must be followed by all our employees, in particular by our managers across our businesses to set an example for others to follow. Business groups must provide annual assurance that the CoC policy is being adhered to within their business operations.
The corporate and business group management also needs to roll out the approved CoC policy to our employees. This should take place in a variety of ways, reflecting the different cultures and sizes of our businesses around the world. Employees' rights, the Code requirements, and expectations documented in this CoC policy should be communicated to all staff through employees' labor contracts, employees' handbooks, and other channels which convey the need for effective and exact implementation of and adherence to this CoC policy. IRC should also perform auditing and benchmarking, and design programs as validation instruments for ongoing training and awareness of candid execution of the CoC policy. The SER programs to substantiate SER policy should employ a comprehensive internal audit protocol, and yield a standardized scorecard system to establish a baseline for tracking improvements and making comparisons with peer companies.
Furthermore, it is considered that any deployed system should provide for complaints and suggestions from our ground operations, and therefore whistleblowing mechanisms and grievance channels must be established in order to seek improvements. By formally documenting and revising this CoC policy, IRC aims for continuous organizational improvement and innovative governance practices. IRC is devoted to sustainable development and an all win outcome for stakeholders with the following public statements and progress benchmarks:
• Commitment to corporate citizenship of sustainable business for all stakeholders;
• Integration of economic bottom line with social and environmental performance to protect corporate reputation and public image;
• Transparency of information and disclosure to interest holders;
• Alignment of communication with industrial partners for best SER practices, risk management, and media crisis handling;
• Incorporation of SER principles into IRC's culture and daily business operations;
• To continue as IRC's strategic driver and tactical mechanism for SER;
• To enforce IRC's policy for establishments across customers, business units and suppliers; and
• To conduct periodic self-audit programs and implement corrective action plans, and timely feed back to customers about our improvements; and to establish a standard mechanism for better interacting with customers.


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Dear brothers and sisters of SFEFC,
Thank you for all your prayer and financial support this past week. I could not have had such success without God putting my mission in your hearts to help. Over winter break, I attended Urbana and felt God's calling to commit to a short-term mission within the next year. An opportunity came when God called me to help lead a group of youth to Las Vegas for a week and serve the people. With a team of 38, with an exact 1:1 ration of college/adults to youth, we drove to Las Vegas to the YWAM (Youth With A Mission) base, located fifteen minutes away from the strip.
We arrived late Monday night and had a heartfelt welcoming from the YWAM staff. Our base camp was nicer than I expected, spacious with air conditioning, and I was put into a room with seven other girls. I forgot that Las Vegas was built in the middle of the desert, so when I stepped out of the car, for a second I had a heat stroke. We went to Sunrise Mountain that night which overlooked the city. I remember seeing a strip of light and thinking "wow, this is beautiful," but not really knowing the city itself behind the bright lights. We played worship and prayed for the city that night.
The next day, we woke up early to complete our chores at base. My small group was assigned the boys bathroom for the next week and may I just say, I never understood why we, girls, have cleaner bathrooms that smell nice. We then went on a scavenger hunt around the strip and my group came out first. The scavenger hunt gave us points for taking pictures linking arms with a random stranger on the elevator, to going to different hotels and taking pictures with landmarks. The purpose was really to help us become more bold and step outside our comfort zone in communicating with people. Our main leader, Austin, told me in the morning that he wanted me to share my testimony at the Rescue Mission Chapel Service later on in the night. Although I was nervous, I was able to let God speak his words through me and use my experience going through surgery to bring the point of "suffering for God equals redemption for us" across. Many people came up to me after the service and told me how grateful and encouraged they were after hearing my message. Some of them were in tears, and others asked for prayer. I even scored a number that night after not giving a guy my facebook page.
Wednesday was a very special day. I was allowed the opportunity to offer free prayer on the streets and was paired up with Newton, the shyest kid in the group who never talks. Skeptical at first, I gave it all up to God to lead us to the right person. Out of the corner of my eye, I spotted Willy, and for an hour and a half, we went into a conversation with him about faith and suffering. Willy was homeless after moving from Chicago and being abandoned by his son. However, like the prodigal son in the bible, Willy believes that his son will return to him one day. He was a faithful Christian, strong in the word and spoke three languages (English, Spanish, and Sign Language). Willy has an addiction for cigarettes, but believes that God will free him from his addiction one day. To my surprise, Newton actually talked and shared with Willy the story of Jesus and his death on the cross. We prayed together afterwards and I felt so touched that I cried when I had to leave. Willy broke my heart and showed me that I might have a calling for homeless ministry. He quoted, "We bring praises up and he shines blessings down." I will never forget his words. At night, we had a lesson on human trafficking and went out to the strip to pray for the city. For the first time in my life, I saw behind the lights and glamour of Las Vegas. Behind the mask of fame was a city of sin and pain, hurt and abuse.
On Thursday morning, we went out and took surveys, asking people if they believed that there was a God, why there was suffering in the world, and if God could be their best friend. I was paired up with Nathan, and although he was only 12, his maturity and tremendous heart for God was a huge encouragement to me. I can see him as a long-term missionary one day. We worked with MetroCity Kids in the afternoon and evangelized to the youth in Las Vegas. After two hours of water fights, running around, and singing in the hot sun, I was burnt out. We did an activity called "crosswalk" at night, where two people would carry the cross up and down the strip while the others start conversation with people who noticed. This took a lot of boldness, especially if you were the one carrying the cross because a lot of eyes, smirks, and pointing was towards you. After carrying the heavy cross with my partner for two blocks, my heart broke. I couldn't imagine what Jesus had to go through carrying it himself, let alone the nails in his hands, the whipping, and the thorn crown.
Friday was our last full day of evangelism. In the morning, I thought we were having a "special brunch" where there was going to be a lot of food. Instead, the cheap YWAM staff only allowed three people to eat whatever they wished. We randomly drew table numbers and I was assigned to table two, where I had peanut butter and jelly sandwiches along with coffee. Table one (consisting of three people) had muffins, bagels, bacon and hash browns, etc., basically, anything that they wished. Table three had only rice and dirty water, table four had bread and clean water, table five had a trash can, and table six had nothing. The staff would not let us share food or communicate with each other. When I tried to rebel and give my food away, I was kicked out of the room. The purpose of the activity was to show us how people of different world lived, and how we are in the top 1%, experiencing what table one has. We couldn't share because many times, people think that they should just enjoy their blessings because they have earned it. Table five and six makes up 20% of the world who has nothing to eat or drink, the unknown who are forgotten and starving. When I got kicked out of the room, it symbolized the consequences of going against the norm, that those who try to help and shunned. I thought they were going to give us a feast afterwards, but they made us fast until dinnertime. We paired up and preached the word after that, but this was the first time that we did not have a tool and had to go up to random strangers to share the gospel. It was truly one of the hardest task I had to go through and my worst fear came true, me and my partner, Wesley, encountered a man who challenged us with hard questions. I was speechless, lost for words, but God blessed me with Wesley, who answered every one of his questions with boldness. The man told us afterwards that he was a minister and wanted to test our tongues. We ended the night with worship on the street, where a man insisted on giving us $60 for our work. We reluctantly accepted it and the adults used it to buy ice cream for us.
After a morning of skits and a lesson on true discipleship, we explored the city for the rest of the day and went to a buffet. At night, we had a recommitment service where we reflected on the entire trip and wrote encouragement cards to each other. There were a lot of tears that night, but praise God that 21 members from our team felt God calling them towards missions in the future. Sunday was a sad day, because saying goodbye to the YWAM staff and to the city was hard. We had all grown so much in Las Vegas that coming back to reality was difficult. However, what happens in Las Vegas does NOT stay in Las Vegas, and I will certainly bring home with me all the experiences that I have encountered and lessons that I have learned.
What my biggest take away from this trip was the heart of the youth. 1Timothy 4:12 says, "Do not let anyone look down on you because you are young…" I cannot believe how I have forgotten that verse even though I see it all the time at SFEFC. I even forgot which verse the book was located in! I've also deepened my connection with a lot of the younger sisters, who needed an older sister for advice and encouragement. Many of them came to me throughout the week and being able to help them and offer advice brought me joy. Maybe I have a calling to youth ministry too.
I also realized that God wants me to become stronger in the word before going out to my next mission. At the beginning, I felt very discouraged because I didn't feel like I was making an impact talking to a couple of people each day. God wanted me to understand that it's not about how many people I convert on my mission that counts, but how he can use me to help the people in Las Vegas. All I can do is plant seeds, even if it is only to a couple of people. It is ultimately up to God and the individual themselves to do the growing. We had four people accept Christ on this trip, and even though four is a small number compared to 6.8 billion, four is better than none.
Thank you again for all your prayer and financial support again. I have been super blessed on this mission trip and I hope that I will be able to go on another, when God calls. God told me on this trip, "Lisa, you have fulfilled your commitment at Urbana to me, and now I want you to wait. Grow stronger in my word and in your faith before your next mission, and wait patiently for my calling."
Your Sister In Christ,
Lisa Mai


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TCAF 2014 Recap!
I'm back from the Toronto Comic Arts Festival, which is one of my favorite events of the year, and this year was particularly amazing for me!
The first thing I did was appear on a panel with my cartooning idol, Lynn Johnston, creator of For Better or For Worse! My good friend Scott Robins hosted a panel about library visits with the two of us, and it was a lot of fun! Lynn is a HAM!
Then later that night, *I* had the honor of interviewing Lynn and Kate Beaton, of Hark! A Vagrant fame. These women are two of Canada's guiding lights of cartooning, albeit from different generations...and I was given the challenge of finding their common ground, on stage, in front of 450 people!
Luckily, you could not ask for two more gracious, generous, and funny ladies to share a stage with. I was on cloud 9 all weekend, after this event! (Again: check out that hamminess!)
And then, TCAF itself! Two days of festival goodness. I met some wonderful fans and a lot of new friends this year.
Here's YA author extraordinaire Rainbow Rowell sitting at our table, pretending to be Dave while he was off on a panel--I got to know Rainbow this weekend, and she is awesome, and I can't wait til her graphic novel with Faith Erin Hicks comes out in a few years!
I also got to see a bunch of my amazing friends this year, who came from all corners of the world (Hawaii! Florida! the UK!) to go to TCAF. It's really one of the best international comics festivals I've ever been to. I know I have a lot of fans in Ontario, and I'm super grateful how many of you came out to see me this year! It's just a big sloppy love fest, and I always go home happy.
Monday after the show, Kazu Kibuishi (creator of the Amulet series) and I got to visit the Scholastic Canada offices and hang out with some of the excellent staff there! Kazu and I will be touring North America together later this year together in support of Sisters and Amulet 6, which both hit stores August 26th... Stay tuned for more details!
Thanks to the TCAF staff and everyone in Toronto who made our weekend a memorable one!
Photo credits: Jamie Coville, Dave Roman


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Jimmy Choo Spring/Summer 2012 Campaign
Jimmy Choo accessories are definitely no simple pieces and so are their ad campaigns. According to the renowned designer, each campaign of the company should have some story behind it, a scenario that fully represents the idea of the collection and the unique designs. The latest Jimmy Choo spring/summer 2012 campaign perfectly captures the designer's idea and has a unique story to tell. We can see a battle between models for an iconic bag and that is not so much surprising, as any fashionista would fight for a Jimmy Choo bag! The stunning lookbook was inspired by the Mediterranean breeze and the campaign shot by Terry Richardson is based on a popular movie of 1969, "Justice'.
Jamie Bochart and Magdalena Frackowiak are the models, who star in the Jimmy Choo spring/summer 2012 campaign. They show off their flawless silhouettes in dreamy Boho chic outfits accessorized with perfect conversation starters. Resembling real movie icons from the 70s, the models are pictured on a number of backgrounds to illustrate the versatility of the style creations.
The Jimmy Choo spring/summer 2012 collection brings a parade of delightful shoe designs and handbags. Fans of Jimmy Choo accessories can purchase the iconic JUSTICE handbag glammed up with a yellow python block and khaki base and the CAYLA clutch, MYRA strappy sandals featuring trendy animal prints and coral LETITIA platform sandals. Paired with breezy maxi skirts or dresses or some sexy off-shoulder tops, these gorgeous accessories will make you just shine in the sun throughout the summer days. Moreover, there are cool sunglasses and jewelries available that will add a sophisticated cosmo touch to your overall look. So if you want to look iconic and outstanding, the Jimmy Choo spring/summer 2012 campaign is the right source to draw inspiration!
Photos courtesy of Jimmy Choo


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Susan from English DNA interviews Roger Lam who is a Senior Project Manager and, one of English DNA's four directors. Roger, a native Cantonese speaker, moved from Hong Kong to New Zealand in 1990. He talks to Susan about the benefits and difficulties of learning to speak, read and write English.
Susan: Where, and why, did you start learning English?
Roger: I am from a loving, supportive working class family in Hong Kong. My parents understood the importance of education, and wanted the best for me which included learning English - part of the legacy of our British colonial heritage. We had, and still have, a dual language system – our mother tongue, Cantonese, plus English. Unlike other countries, like for example Malaysia, when their sovereignty was returned to them we did not attempt to eradicate English. We kept it because we have always understood its value– regarding it as an important connection, or passport, to the global world. I got all the education that a working class kid could expect to get at the time. With it came English. I was not privileged but neither was I disadvantaged - just a normal person if you like.
Susan: What did you learn about your English when you arrived in New Zealand?
Roger: It was a shock! I experienced first-hand the disconnect between written English learned for exams and spoken English for day to day use. The experience was made worse because after I'd completed my tertiary education where I'd been used to working with two languages, Cantonese AND English, I had become accustomed to using only one – my mother tongue, Cantonese. In just a couple years of full time work in Hong Kong after graduation and before coming to New Zealand, my English skills had slipped away. It wasn't all of them. My reading and written skills were still OK. However my listening and speaking skills had vanished without a trace.
Susan: What did you do to help yourself?
Roger: Looking back I realise that I was really lucky! I was a great programmer which meant not only that I had a job but I was also a valued employee. That bought me time to adapt to the environment. I attended night classes, listened to radio and watched TV whenever I had a chance. My listening improved without me noticing it. Being able to listen and remember what was said has been the key.
Susan: You said listening was the key. What do you mean by that?
Roger: I mean being able to recognise, understand and then reproduce the sounds of the language.
Susan: How does that fit with your interest and involvement with English DNA?
Roger: I found Paul's research findings counter-intuitive and fascinating at the same time. They provided a scientific explanation for my belief, and experience, that the ability to listen was the basis for acquiring a new language.
Susan: What do you think English DNA will do?
Roger: I trust that English DNA will help English learners lay a good listening foundation quickly for their ongoing study.
Susan: What do you mean by a "good" foundation?
Roger: I am thinking about myself here and how I learned to speak English. Despite my best efforts it was not a systematised, or carefully researched approach. Inevitably I learned some good habits, alongside some bad ones.
Just like any activity involving repetition and practice - sports or martial arts - if you've been doing something incorrectly, it can be difficult to un-learn those bad habits. It would have been easier and better for me to start with good ones – like the experience English DNA provides.
Susan: Will English DNA solve all the problems English learners have?
Roger: No! It's not the magical silver bullet. Acquiring a new language as an adult is a long term challenge. Completing English DNA is an excellent way to begin the learning journey. It puts down a solid foundation, making it easier!
Susan: And lastly Roger, what does the ability to speak, write and read good English mean to you?
Roger: I won't claim my English is good! It is passable. My English learning journey has had a number of false starts. I got better and then stopped. I then had to start again. Persistence is another key. One may not notice an immediate improvement as it takes time for the new skill to take its root in the brain.
Having a good command of English means that I can have a "normal" life in NZ while keeping my Cantonese/Chinese root intact. It is the best of both worlds. I can move freely between the two. Other than promoting English DNA which is such a good tool, my current objectives are to improve my written and spoken English and, to start learning Mandarin. Unlike some of the lucky people, I don't have the linguistic gene in me! Anything to do with languages has to be gained through deliberate learning effort on my part.
Talk to us
If you'd like to find out more about using English DNA please contact us.


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Johnny Wilson - former guitarist of Throw The Goat and Liquid Wagon Estate is releasing a "solo" album. Musicians on the album include Rachel & Ben Einstein, John King, Steve Z, Monica & Colin, John Underwood, Michael Schnalzer, John Huddleston and many others.
Back to All Events
Earlier Event: November 11THE ILLEGAL SWEEDES (SVEEDES)
Later Event: November 17MR. WILSON


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"The Helen Crocker Russell Library of Horticulture, established in 1972, is northern California's most comprehensive horticultural library. The library houses approximately 27,000 volumes and 350 plant and garden periodicals.
The library collections cover all aspects of horticulture including gardening, garden design, botanical art, ethno botany and pest management, with an emphasis on plants grown in Mediterranean and other mild temperate climates. The library also features a 1,600-volume children's botanical library, Sunday children's story time programs and botanical art exhibitions."


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People nowadays consider footwear as an integral part of their fashion. It's not all about what's on top anymore. The same can be said for cars and their rims. More than giving your ride added appeal and style, car rims serve as a signature that makes your vehicle completely unique from the rest.
Whether you are driving a Bentley, Ferrari, Bugatti, and Lamborghini or a BMW, Audi, and Mercedes Benz, or even a Chrysler, Tesla, Toyota, and Nissan, fitting in custom rims can notably change your ride's appeal.
Here are four of the most luxurious custom car rims you can put on your wheels:
Famous for the million-dollar, jewel-encrusted wheels during the SEMA Auto Show, this manufacturer is more than just gems and stones. Asanti rims, as per AllStarTire.com, present timeless design, innovative engineering, and uncompromised quality. They also sell the lightest yet strongest rims on the market.
Lexani Forged
This manufacturer produces wider rims with larger diameters and thinner spokes because they have a strong metal structure. Their products manifest refined workmanship combined with a pleasing design. Lexani Forged is the maker of the lightweight alloy-made three-piece custom forged wheel.
Forgiato Estremo
Speaking of a three-piece forged wheel, this company produces such rims based on the specifications of their customers. Integrating your preferences on the level of concavity or convexity makes the products exclusive. Forgiato Estremo uses aircraft-grade aluminum on the rims, which also have modified finishes.
With an extensive experience in the industry, this manufacturer sets the standards for modular wheels. They use an exclusive technology that allows them, and the owner himself, to design and create unique rims. Nutek wheels feature creativity in its eccentric two or three-color finish combinations.
Driving around with custom car rims makes your ride eye-catching and downright distinctive from the rest. If you want to give your car the best style and appeal when on the road, fit it with luxury rims.


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On September 19, October 3 and October 17 the Chicago Committee successfully piloted this professional development program for mid- and senior-level associates in member firms. The program provided instruction and experiential learning for the skills and behaviors required for building … Continued
"Rate My Pitch"™ Pilot Program Successfully LaunchedAugust 16th, 2013 by ccadmin
The Rules of the Game for Diverse Attorneys – Success is IntentionalJune 5th, 2013 by ccadmin
This Associate Board evening seminar presents Sharon Jones, Jones Diversity Group LLC to learn the essential rules – written and unwritten – for attorneys of color to survive and succeed in the legal environment. The Rules of the Game will … Continued
Chicago Committee Commemorates its 25th AnniversaryMay 1st, 2013 by ccadmin
Chicago Committee marked its 25th Anniversary with a program addressing the progress of diversity in the legal profession over the last decade. Professor William Henderson of Indiana University Maurer School of Law was the main speaker for this dynamic CLE … Continued
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California's next worry: mudslides from El Niño rains
Rainstorms forecast to rage during this winter's "Godzilla" El Niño could release damaging mudslides on drought-dried and fire-scarred landscapes in the Bay Area and through much of California, geologists and meteorologists warn.
Swaths of land near homes and roadways where fires rolled through this summer are particularly vulnerable, but the hills and mountains of the Bay Area, including the Oakland hills and much of Marin County, are also in danger if projected rains materialize, according to the California Geological Survey.
Slides are difficult to predict, as shown last week when a sudden downpour — 1.81 inches of rain in 30 minutes — sent a cascade of mud onto Highway 58 north of Los Angeles, trapping nearly 200 vehicles and sweeping away one man, who is still missing. But Bay Area residents are taking notice.
"I've been hyperaware of the danger," said Leonard Nielson, 61, who owns a home perched on a steep hillside on Snake Road in Oakland's Montclair neighborhood, where mudslides took out several homes during El Niño storms in the 1980s and '90s.
"We get slides every year," he said, pointing out a severely eroded hillside and large cracks in the pavement next to his house. "It just creeps slowly."
Forecasters say conditions over the next few months are expected to be similar to the winters of 1997-98 and 1982-83, when record storms pounded California, causing massive flooding and numerous mudslides.
Northern California is susceptible to landslides even without fire. But infernos that raged through Lake, Napa and Sonoma counties have combined with four years of drought to kill trees, strip away vegetation and leave hillsides bare, a recipe for ground slippage during the kinds of gully washers expected this winter.
"It is a real concern this year," said Mark Strudley, a hydrologist with the National Weather Service. "You get debris flows with or without fires, but you get them more often with fire. I think the difference is that we've got a lot more burned area than we did last year."
A map created in 2011 by the California Geological Survey identified the mountainous regions on the North Coast between Sonoma County and Oregon and the Coast Range between San Francisco and Los Angeles as danger spots for mudslides. About two-thirds of Marin and Sonoma counties, the Santa Cruz Mountains and the East Bay hills were also named high-hazard areas.
The map was an attempt to help prepare for the kind of epic storm that last hit California 150 years ago, flooding the entire Central Valley. Forecasters believe the El Niño weather pattern that started in the tropics this year and has since warmed ocean waters all along California could be strong enough to bring about similarly powerful storms, if not the same amount of flooding.
Danger areas
If that happens, virtually every hilly region that has had a fire or a previous slide is in danger of slipping under heavy rain.
"Any movement that takes place can cause problems in the more populated areas," said Jim Mathews, a meteorologist with the National Weather Service in Sacramento. "That's especially true for homes in lower areas or burn scar areas where debris can flow downhill."
Nielson, a semiretired building contractor, would know. He lost a previous home in the devastating 1991 East Bay hills fire, then moved into his current home in 1998, just in time to watch two of his neighbors' homes slide down the hill. When he built a large addition in 2005, he sunk 16 piers, each 18 inches in diameter, 22 feet deep into the hillside.
"I'm in the business, so I'd be foolish not to be aware of it," said Nielson, who is confident his reinforced home will survive. "But it will happen to somebody, because most of the houses up here were built in the 1940s, '50s and '60s and they didn't have any soils engineering."
Landslides kill 25 to 50 people and cause more than $2 billion in damage in the United States every year. More than 100 Californians have been killed by debris flows during the past 30 years.
Most slides happen during heavy rains. The last fatal event in Northern California occurred in Mill Valley in 2006 when a fast-moving wall of mud buried a 76-year-old landscape architect behind his home. In January 1982, mud roared down a hill in Pacifica and swept into a house on Oddstad Boulevard, killing three children before their parents could rescue them.
The disaster last week in Southern California's Antelope Valley was prompted by what the National Weather Service declared a 1,000-year rain event. Though the slide was not linked to El Niño — or fire scarring, for that matter — geologists and meteorologists said it was an example of the type of calamity that can happen when strong winter rains follow catastrophic fires.
Similar situation
"It is not really a burn area, but those areas go through burns fairly frequently," said Kevin Schmidt, a research geologist with the U.S. Geological Survey. "It's so arid and dry there that the absence of vegetation is almost similar to a post-fire situation."
Burn-scarred areas are more susceptible to fast-moving slides, especially if loose sediment rolls downhill and accumulates in gullies and river channels below. Fires remove the trees and vegetation that both deflect rain and absorb water. On steep slopes, this plant material acts as a barrier, holding sediment in place.
Hot fires can also destroy root systems, which fuse the soil together and keep it intact. And, researchers say, the landscape takes a while to recover — about five years for vegetation to grow back, and as long as two decades for soil to return to prefire conditions.
"Any time the vegetation is removed by disturbance, be it fire or grazing or timber harvesting, the susceptibility of debris flows goes up," Schmidt said. "If we get the rainfall that is forecast this winter, then there will be a commensurately higher number of landslides. The fires make it more of a pronounced problem."
Shallow vs. deep slides
Schmidt said there are two types of slides that people need to worry about. One is the shallow, fast-moving kind, like the one last week in Southern California, that can flow a mile or two.
Then there are "deep-seated" slides in which rain percolates into the water table, causing big chunks of ground to move 50 or 60 feet below the surface. These events, which often begin as cracks in the surface or in home foundations, can sometimes occur months after rainstorms.
Deep-seated slides are more common during El Niño winters in Northern California, Schmidt said. An example is the 1998 landslide on the northwest slope of Mission Peak, which threatened rapper MC Hammer's Fremont mansion. The ground there is still moving, he said, although it has slowed considerably during the drought.
Schmidt said people living below burned or slide-prone hillsides should monitor the flows in nearby gullies or creek beds. If the rainfall exceeds an inch an hour and the water is running muddy, something might happen, he said.
This year's situation has made forecasters a bit twitchy. On Sunday, the National Weather Service issued a flash flood warning for northwestern Solano and southwestern Yolo counties as rain clouds moved over the area, which was torched in August by the Wragg Fire.
"Move to higher ground now," the alert said. "Act quickly to protect your life."
There was no significant slide activity around the 8,051 acres that burned, but forecasters expect to be issuing many more such warnings once the rains come.
Meanwhile, Caltrans is hurrying to do emergency repairs on more than two dozen culverts and viaducts damaged by the Valley Fire, which scorched 76,067 acres in Lake, Napa and Sonoma counties. Betsy Totten, a Caltrans spokeswoman, said straw and mesh weed barriers are being placed to stabilize the slopes along Highway 175 between Middletown and Kelseyville, and thousands of burned trees are being cut.
"The fire came, and we are literally a couple of months away from the winter, so we are doing quick things to try to prevent slides and roadway damage," Totten said.
Schmidt said the best advice he can give residents in slide-prone areas is to evacuate when warned.
"You don't want people evacuating during a storm," Schmidt said. "Consider relocating for a bit before the storm hits."
Peter Fimrite is a San Francisco Chronicle staff writer. E-mail: firstname.lastname@example.com Twitter: @pfimrite


text: Pink Serape Front with PINK Genuine Leather backing with Orange leather fringe. It has a nailheads with AB swarovski crystals on the front in the shape of a cross. It is 11 inches wide and 12 inches tall and has a strap that measures 42 inches. It has a maganetic snap closure. Made in the U.S.A. This item is an internet exclusive item. It may be purchased online and picked up at the store.


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A Red Lip Piece
The power of a red lip is undeniable. You may as well be holding a piece in your brassier. It is the woman's not so secret, secret weapon. It is the simplest way to lift an outfit, a face, or a mood. That is why every woman is always searching for the perfect red to suit her skin tone. It changes the way you walk, the way you eat, the way your speak. You become so aware of what your lips look and feel like, it is in essence the essential lingerie for the lips.
It takes practice and confidence to pull a red lip off. In parts of France you are not allowed to wear a red lip until you are twenty-one. It is a right of passage from youth to womanhood, and rightfully so. There is something so sexually alluring about a red lip, that at times one may need to proceed with caution.
One of the first accounts of the red lip is affiliated with the Mesopotamian women (and men). Later Cleopatra was known for crushing beetles and ants to stain her lips the perfect shade of red. In the 1700's English Queen's took a liking to the pale face and red lip, but it wasn't until the film stars of the 1920's and 1930's that made the red lip a fashion statement and part of popular culture. In the 1950's Marilyn Monroe took the red lip to a new height of sexy, and the rest as they say is history. Since then it has been in and out of the spotlight as new colours and trends appear, but any woman knows that there is nothing more classy, elegant, and powerful then donning a red lip. In fact, you may as well be concealing a weapon, because a red lip worn right is confidence magnified.
Photographer: Unknown, Advertisement for Louis Vuitton Lipstick


text: If a book about numbers and a book about letters meshed, and then the numbers and the letters fought about whose book it was, well, you'd have 123 Versus ABC by Mike Boldt. The letter A and the number 1 host a growing parade of animals and items that fit their perspectives on the book: sixteen pigs and twenty-two violins–every letter has a number that can keep up. By the end, our hosts and our readers know that both can share the limelight.


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American Weekly 3854; ca. 1940s or 1950s; Full apron with scalloped edge and transfer for flower pocket detail. Neck features back button closure and waist features sash tie.
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Tenor Sax
Todd Herbert began his life as a musician at the age of 10 and has not looked back. Beginning on clarinet, he progressed to alto saxophone, eventually settling ...Artist profile
DAVID HAZELTINE is one of a handful of young pianists who has successfully forged his own distinctive style and musical voice out of the accumulated greatness and weight ...Artist profile
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Jason Tiemann is a New York City based jazz drummer, where he maintains a busy schedule as a freelance performer and educator. Admittedly drawing influence from the great(s) ...Artist profile


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Jacquees – 4275 Album ZIP, American Singer & Songwriter Jacquees finally debuts his much anticipated debut album 4275, An album he put all his effort to work on, Jacquees made it known that he has been working on 4275 Album since 4 Years Ago & It finally premieres today.
4275 Album by Jacquees features exclusively 18 tracks featuring Top Notch American Artists of serial collaborator Dej Loaf, Chris Brown, Trey Songz & Young Thug among others, Off 4275 debut album by Jacquees, We've gotten to taste the likes of Inside with Trey Songz & B.E.D which spotted a whooping 50 Million Views on YouTube.
This means 4275 Album by Jacquees will feature 15 new tracks, Download the ZIP File / MP3 to 4275 By Jacquees Below, Don't forget to share.
Download ZIP: Jacquees – 4275
Jacquees – 4275 (MP3 Download)
Rodriquez Jacquees Broadnax (Intro)
I Know Better
Studio (Ft. Young Thug)
Beauty Doesn't Cry
No Validation
Inside (Ft. Trey Songz)
All About Us
All My Life (Ft. Chris Brown)
House Or Hotel
Play the Field


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Mon, 9 April 2012
A prince fails to keep his promise to marry a princess, instead becoming engaged to another. The spurned princess and eleven lookalikes disguise themselves as huntsmen and try to win him back.
Direct download: Grimm-67-TwelveHuntsmen.mp3
Category:story -- posted at: 5:33pm EDT
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