text:
This job is paid very well,
and opportunities are exciting.
Nevertheless, a person should love being social as well as be an Internet geek. On the other side, being marketing agent or consultant is comfortable from the financial aspect.
Company News
22.02.16 | Offline Meeting...
You can easily track your skills and get certificates on the Internet by participating in online courses, offline meeting, and conferences....
22.02.16 | Freelance Writers...
Some of the freelance writers decide to create their own business and gather freelance writers around various projects for clients – companies, agencies or online media....
Successful finance business ideas to implement in 2016
Nowadays it has been popular to launch a company in the financial sphere. First of all, there are different opportunities for starting your small business by checking ideas of investment, crediting or overall financial industry. It is a trendy thing to become an entrepreneur nowadays. Someone gets more success in the startup industry by creating an IT service, mobile application or social website, and other people are looking for investing in one's idea. Whether you are planning to work for yourself and get more opportunities for own business, this article is written for you. What professions and business spheres in finances are the most popular and let earn money?
Financial agent
You can say that there are a lot of commercial agents nowadays. There are numerous consultants on financing, investing, crediting and other directions for quick market of cash loans $5000 lenders. these financial agents would help to get approved for get loan/finance within a day . Nevertheless, commercial officials and experts will always be in demand. The reason is that today there are numerous enterprises and companies established without special financial knowledge, legislation awareness or any other businesses, which are looking for professionals. On the other side, small businesses do not have an opportunity or there is no need to hire an in-house expert. So, financial agent, which is working on his own, will be entirely welcomed. Many financial analysts decided to quit their working place and start the solo career of a consultant for the small and medium businesses. If you are interested in this particular sphere, you should pay attention to this possibility.
Marketing consultant
With the complete rise of social media and global Internet, people are becoming more and more flexible to have some freelance marketing jobs. There are different opportunities to get helpful in social media marketing, internet marketing, managing online projects or even SEO (search engine optimization). In most of the cases, there are marketing managers, who work in-house as well as dealing with freelance projects for other clients or companies. This particular direction of development as a professional does not require absolute knowledge.
Freelance writer
Any corporate journalist has additional freelance projects. And if not everyone, so the biggest part does. Nowadays it is easy to become a freelance writer for a journal, newspaper, corporate newsletter or blog as well as any other company or agency. In fact, there are entirely different opportunities to write for any topic you want. The reason for the popularity of this profession is the total transformation of the media world. Now only 10% of newspapers and online media have 100% of their team in-house. In most of the cases writers, journalists, reporters, and editors are considered being professional freelancers, which work for one or more projects at once.
Some of the employers require an exclusive license for being a part of their team. Nevertheless, there are different ways of maintaining it properly.
Sales Manager
Nowadays you have a chance to have flexible hours even in the situation when your profession depends a lot on one employee. We are talking about sales managers now. Nevertheless, there are sales managers or agents, which decide to work from anywhere they want and for any project they like the most. For instance, there are different companies, which strive to get new customers for their goods or services. And there are people – freelance sales agents, which can handle such directions for any business. Professional sales agents have different necessary skills to sell your goods or services to any customer you need. Usually, they are working on a special commission. Usually, is it around 10 – 20% from the real deal, but it depends on the type of business as well as the format of the deal.
Insurance agent
Insurance agents do approximately the same thing, which is obligatory for insurance managers sitting in the office. Nevertheless, one of the most significant advantages of their work is that they are flexible and know different people, which are essential for the deal to be done. For instance, when there is a need to maintain an existing arrangement for favorable interest rates or additional payments, the freelance insurance agent will always come up with ideas of how to manage this for you. When you are looking for someone to help with insurance processes, try to find a confident and professional person with a particular brand name or to be long on the market of finance and insurance.
Outsourcing of business processes
One of the finance business ideas for you nowadays can be connected with the outsourcing of business processes and doing someone's business. An idea is simple enough. Nowadays companies are striving to cut their payroll costs as well as think about the optimization of the particular processes of business or office staff as well. While optimizing a structure of doing things they usually think of people or agencies, which will handle some of the processes remotely. For instance, many companies use accountants to ensure their booking and accounting directions. Some of the companies decide to outsource IT course of their business. Usually, by IT, they mean everything that is connected with administrative tasks to ensure the high productivity of the particular company courses and services. Many companies use services of IT businesses to build websites or landing pages as well as specific mobile applications or tools for making their work productive. Such cutting cost can influence positively on your choice.


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Today's guest blog post is by the 2013 AAA Annual Meeting Program Chairs, Dr. Dana-Ain Davis and Dr. Alaka Wali. Share your passion with the local community through the Back to School program this November!
Dear Colleagues,
We hope you will sign up to participate in the first Anthropologists Back to School event, to be held at the beginning of the 2013 AAA Annual Meeting on Tuesday, November 20 from 9am-12pm. The Program Co-Chairs and the Executive Program Committee have organized this special initiative to provide a way for all of us attending the Annual Meeting to give back to the city of Chicago. Through this program, we will inspire young people and their teachers to pursue anthropological forms of inquiry.
Undergraduate and Graduate students are encouraged to participate. Registration for the AAA Annual Meeting is not required to participate in Anthropologist Back to School. Sign up today!
Currently there are several exciting Anthropologists Back to School programs under development. Here is a sneak peek:
Elizabeth Chin is going to create a display on the story of Jefferson-Hemmings connections, using Barbie dolls at the South Side Community Arts Center.
Dvera Saxton will present on school district struggles against pesticide contamination at the Casa Michoacan.
Rosa Cabrera will present the amazing story of a mural at the Latino Cultural Center at the University of Illinois at Chicago. Gina Perez will also be there sharing her work on the award winning ethnography "The Near Northwest Side Story: Migration, Displacement, and Puerto Rican Families," which focuses on Puerto Rican Life in Chicago and San Sebastian, Puerto Rico.
Dr. Johnnetta Betsch Cole and Dr. Kamela Heyward-Rotimi will be joined by Malcolm London, a Chicago resident, poet and activist at the Field Museum. They will be addressing stereotypes and myths about Africa and its 54 African nations, in addition to its diverse and dynamic people and cultures.
Come help showcase your work in anthropology to the wider public! We need you. Please sign-up now.
-Dana and Alaka
2013 AAA Annual Meeting Program Co-Chairs

subset: commoncrawl


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Nutley LIMO provides Luxury Limo Service in Nutley NJ to and from New Jersey (NJ), New York (NY), Connecticut (CT) and Pennsylvania (PA) with comfort, quality, safety and reliability. Whether you need an Airport, Cruise Ship Terminal or Penn Station Transfer, call +1 (973) 542-8210. Nutley LIMO will make sure that you arrive on time and in style. You are guaranteed a pick up with a prior reservation no matter local or long distance, no matter when, no matter what time and no matter weather or road conditions, because we are professionals.
We service all major airports. New Jersey's Luxury Limo Service Nutley NJ Company, Nutley LIMO serves international airport transfer private car and ground transportation services sixty five countries with our based cars and more than 4800 worldwide affiliates. If you are planning a trip within New Jersey, New York or out of State, we will be there to provide you with first class limousine or private car service. Nutley LIMO provides Affordable Car Service in Nutley NJ 07110 to and from Newark Liberty International Airport (EWR) NJ, Atlantic City International Airport (ACY) NJ, Teterboro Airport (TEB) NJ, John F. Kennedy International Airport (JFK) NY, LaGuardia Airport (LGA) NYC, Westchester County Airport (HPN) NY, Islip Long Island MacArthur Airport (ISP) NY, Stewart International Airport (SWF) NY, Bradley International Airport (BDL) CT, Leigh Valley Airport (ABE) PA, Wilkes-Barre Scranton Airport (AVP) PA and Philadelphia International (PHL) Airport PA, Metro Park Amtrak Station, Iselin (NJ), Newark Penn Station, Newark (NJ), New York City (NYC) Penn Station, New York (NY) or Cape Liberty Cruise Ship Terminal, Bayonne (NJ), Manhattan Cruise Ship Terminal ,New York City (NYC), Red Hook Cruise Ship Terminal, Brooklyn (NY). Whether you're planning a corporate event for a large group; planning a more intimate casino tour for a private party or just want a hassle free ride to the airport, Nutley LIMO can coordinate timely travel arrangements to meet your needs.
Call, Nutley LIMO for your next Limo Service Nutley NJ reservation or book online. We only have 24 hours service for already booked reservations and you are guaranteed a pick up with a prior reservation. Fare does not include tax, gratuity, tolls, parking and meeting and greeting fees. Before you place a reservation feel free to check price, additional fees and surcharges. If you have any questions, please call us at +1 (973) 542-8210. Please feel free to contact us by e-mail email@example.com
When in New Jersey be sure to use Nutley LIMO for your safety and satisfaction.
Thank you for choosing Nutley LIMO.


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Recent News
January 13, 2014
Midwest Wholesale Recalls Boost Ultra, XZone Gold, Sexy Monkey, Triple MiracleZen Platinum, Magic for Men, "New" Extenze, and New XZen Platinum Marketed as a Dietary Supplements
The Missouri Department of Health and Senior Services received information regarding Nixa, MO, Midwest Wholesale recalling the following products and Lot numbers.
List of Products included in this recall:
Boost Ultra
12 pill bottle, Lot#B70130, Exp 03/15
3 pill bottle, Lot#B70130, Exp 3/2015
1 pill pack, Lot#06012011, Exp 6/2014
XZone Gold
1 pill pack, Lot#130710GL, Exp 7/31/18
Sexy Monkey
1 pill pack, Exp 12/31/14
Triple MiracleZen Platinum
1 pill pack, Lot# OAWF1027, Exp 1/31/15 and Lot# OAWF1003, Exp 1/31/15
Magic for Men
12 pill bottle, Lot# GP808, Exp 10/16
1 pill pack, Lot#BN030613, Exp 2/6/15
"New" Extenze
30 pill box, Lot# 0512058, Exp 05/16
New XZen Platinum
1 pill pack, Lot#130520PL, Exp 5/31/17
FDA analysis found these products to contain undeclared Sildenafil and/or Tadalafil, the active ingredients in FDA-approved prescription drugs used to treat erectile dysfunction (ED). These undeclared ingredients may interact with nitrates found in some prescription drugs, such as nitroglycerin, and may lower blood pressure to dangerous levels. Men with diabetes, high blood pressure, high cholesterol, or heart disease often take nitrates. Consumers should stop using this product immediately and throw it away. Consumers who have experienced any negative side effects should consult a health care professional as soon as possible.
These products are labeled and intended to be used as dietary supplements for sexual enhancement. The products are packaged in 1 capsule blister packs, 3 pill bottles, 6 pill bottles, 12 pill bottles and 30 tablet boxes. These products were distributed to 20 selected retail locations in several states by Midwest Wholesale from August 1, 2013 to October 22, 2013.
The full recall can be found at www.fda.gov/Safety/Recalls/ucm381299.htm?source=govdelivery&utm_medium=email&utm_source=govdelivery.


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Turns out, Christmas is for the dogs — more specifically, these dogs. These pups are all geared up and ready to spread some Christmas cheer. Santa better be packing some chew toys in his sleigh this year! 1. Santa's littlest … Continue reading
December 25, 2013
by Sam Bourne
0 comments


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Damning new book by former Lance Armstrong team-mate lifts lid on cycle doping
LANCE Armstrong's former team-mate Tyler Hamilton has lifted the lid on what he claims was institutionalised doping at the US Postal Service team.
In his new book The Secret Race, extracts from which were reproduced in The Times today, Hamilton said Armstrong's former team was "two years ahead of what everybody else was doing" in terms of its alleged doping activities.
The revelations come amid increased scrutiny regarding drugs use in cycling, after the US Anti-Doping Agency (USADA) last week stripped Armstrong of his seven Tour de France titles following the Texan's announcement that he would no longer contest long-standing doping charges.
Hamilton and Armstrong rode together for the US Postal team from 1998 to 2001, a period that delivered three of Armstrong's Tour wins.
Hamilton, who has twice been banned for doping offences, has previously spoken out against both Armstrong and the team in interviews with federal criminal investigators.
One of the team's techniques, Hamilton claims, was the use of blood doping, whereby an amount of a rider's blood was extracted, stored and then re-injected to boost the red blood cell count.
"With the other stuff, you swallow a pill or put on a patch or get a tiny injection," Hamilton wrote. "But here you're watching a big clear plastic bag slowly fill up with your warm dark red blood.
"You never forget it."
Hamilton also alleged that at the 1999 Tour Armstrong's gardener, named only as Phillipe, followed the riders on a motorbike carrying a flask containing vials of the blood-boosting drug EPO.
"When we needed Edgar [Allan Poe, a slang term for EPO], Phillipe would zip through the Tour's traffic and make a drop-off," he claimed.
Hamilton also questioned the quality of the doping tests the riders were subjected to.
Armstrong has never failed a doping test, a fact frequently held up by his supporters as proof of his innocence, but Hamilton wrote: "They weren't drug tests. They were more like discipline tests, IQ tests.
"If you were careful and paid attention, you could dope and be 99% certain that you would not get caught.
"They've got their doctors, and we've got ours, and ours are better. Better paid, for sure."
Armstrong's representatives were not immediately available for comment about the book's claims when contacted by Press Association Sport.
Armstrong has always denied using drugs throughout his career.


text:
I have a MacBook Pro and a iMac. On the MacBook I see a network interface named "iPhone USB" in my Network Settings. On the MacBook the internet sharing over usb works fine. But on the iMac it doesn't work. On the iMac there is no "iPhone USB" interface and it doesn't appear a "New network device detected" window if I connect the iPhone to the iMac via USB. How can I add the "iPhone USB" network interface?
Please help.
Software Versions:
iMac 10.7.3
MacBook Pro 10.7.2
iPhone 5.0.1


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Newark Mayor Cory Booker enjoys a strong lead over three other candidates in the Democratic primary for U.S. Senate in New Jersey, a new poll shows.
The Monmouth University poll released Tuesday shows Booker with the support of 49 percent of Democrats likely to vote in the Aug. 13 primary. His closest competitor, U.S. Rep. Frank Pallone, got 12 percent. U.S. Rep. Rush Holt received 8 percent of the vote while Assembly Speaker Sheila Oliver, the only woman in the race, got 3 percent.
More than a quarter of likely voters say they are undecided four weeks before the special election primary to fill the seat of Sen. Frank Lautenberg, who died in office in June. The general election to fill the seat for a year is Oct. 16.
While the survey identified factors that could tighten the race, it found no evidence that any of the trailing candidates would be able to turn things around before the primary.
"Cory Booker's lead appears to be impregnable. There is very little in the poll that shows a path for the other candidates to overtake him," said Patrick Murray, director of the Monmouth University Polling Institute.
For example, the poll found that the two congressmen are not pulling significant support away from each other. When Holt supporters were asked who they'd vote for if their candidate was out of the race, Pallone gained 2 percent and Booker gained 4. If Pallone was out, Holt would gain 3 percent and Booker 5, the survey showed.
The poll also showed the others candidates' attacks generally were not sticking to Booker.
Though a third of likely voters identify experience in Washington as very important to the job of senator, even these respondents support Booker over the veteran congressmen by roughly 3-to-1.
Booker, in his second term as mayor of New Jersey's largest city, also draws criticism for his close relationship to Republican Gov. Chris Christie, especially among those who say they are undecided.
Four in 10 of the respondents say the policy positions of the four Democrats are similar. Perhaps that's why just 14 percent say they would be very upset if their candidate didn't win the nomination.
The telephone survey of 403 registered Democrats likely to vote in the primary was conducted July 11-14 with a margin of error of plus or minus 4.9 percentage points.


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Volkswagen adds some design panache to its CrossBlue cross/utility vehicle concept that debuted in Detroit in January, turning out a sleeker 4-door coupe version to anchor its stand at the Shanghai auto show that opens tomorrow.
The CrossBlue Coupe concept "shows the potential of our Volkswagen design DNA and will undoubtedly have an influence on future SUV models," says Klaus Bischoff, head of VW-brand design.
Like its Detroit-show sibling, the CrossBlue Coupe is based on VW's soon-to-be-ubiquitous MQB platform that will underpin the majority of the brand's lineup. But the Coupe is a 5-seater, whereas the model unveiled at the North American International Auto Show was designed to seat up to seven.
Volkswagen hasn't confirmed plans to build the CrossBlue, but it is widely believed the vehicle will be put in production, in part as a replacement for the outgoing Routan minivan. The auto maker's Chattanooga, TN, plant is the odds-on favorite to land the production program if the model is green-lighted.
The CrossBlue Coupe is being shown as a plug-in gasoline-electric hybrid, boasting 415 hp and up to 79 mpg (3.0 L/100 km) fuel efficiency based on the European driving cycle. VW says it can travel up to 21 miles (34 km) on electric power alone, reach a top speed of 147 mph (237 km/h) and accelerate 0-62 mph (100 km/h) in 5.9 seconds.
It measures 192.5 ins. (489.0 cm) long, 79.3 ins. (201.4 cm) wide and 66.1 ins. (167.9 cm) high, with a relatively long 117.3-in. (297.9-cm) wheelbase. It rides on 22-in. aluminum-alloy wheels.
The powertrain features VW's 295-hp EA390-series TSI V-6 engine, mated to a 6-speed dual-clutch automatic. Electric power is provided by a 9.8 kWh, center-mounted, 8-module lithium-ion battery and delivered through a pair of electric motors, a 40-kW (54-hp) unit at the front and 85-kW (114-hp) device at the rear.


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Gli ultimi elenchi in Serbia
Assicurazione sanitaria in Mondo
Assur-Travel creates and manage its own insurance programs related to international mobility. Assur-Travel is specialized in 2 segments: -The "TOURISM & TRAVEL" segment, -The "EXPATRIATION" segment. As a wholesale broker, Assur-Travel creates and manages insurance and assistance contracts distributed to a global network of brokers. In order to…
Rue Parmentier, 99, Villeneuve-d'Ascq, 59650, France
- +33 320 346 748
- Vai al sito
Assicurazione sanitaria in Mondo
Expat Financial offers a variety of international health plans for expatriates in need of global health healthcare. As an independent one-stop source for global medical coverage, they offer plans from several different insurance companies that are designed for foreign nationals (expats) living outside the country for which they hold a passport or…
1500 – 701 West Georgia Street, Vancouver, V7Y 1C6, Canada
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Siti web di espatriati in Mondo
Our goal is to get you the best deals on everything you need for a perfect life abroad. Most of the time it's a lot of work to find the best price, or keep informed about special, limited-time offers. Expat Offers does the hard work for you and brings the best deals straight to your inbox. Sign up and receive offers for: Health & well-being…
- +34 915 902 611
- Vai al sito


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Anatomical hierarchy
General terms > Osteology > Appendicular skeleton > Bones of the thoracic limb > Skeleton of hand > Metacarpals [I -V]
Anatomical children
The metacarpal bones are typically five long bones at the distal end of the thoracic limb. They are sometimes called thoracic metapodium.
They are numerated in a mediolateral sequence from McI to McV.
The metacarpal bones have all the same segments:
The number of metacarpal bones may be reduced. For example, in the horse, only the third ray (cannon bone) is functional, with second and fourth metacarpal bones (splint bones) bearing no weight.


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Careful what goes out the sun roof.
Deputies say an 18-year-old threw a hamburger out the sun roof of a moving car Wednesday night, and the teen is now in a legal pickle.
It wouldn't usually become a police matter, except the burger wound up striking a passing motorcyclist. The alleged burger tosser — Justin M. Cook — faces a criminal charge of second-degree reckless endangerment.
Ontario County sheriff's Deputy Kathleen Habberfield said Cook was a passenger in a 1993 Toyota Camry that was headed north when he threw the hamburger out the window; the motorcyclist, a man who deputies have not identified, was passing in the southbound lane.
Pieces of the hamburger struck the headlight and handlebars of the motorcycle and the leg of the motorcyclist, Sgt. David Frasca said.
The motorcyclist turned around and followed the car to a home. He got the license plate number off the Camry and called 911. Officers found Cook at the home a short while later.
Of the motorcyclist in this case, Frasca said, "He's very lucky. I don't know what Mr. Cook was thinking, but obviously he was not thinking at all."
Contact Jessica Pierce at (585) 394-0770, Ext. 250, or at email@example.com.


text:
Morrison & Foerster regularly advises issuers and underwriters on initial public offerings. Our extensive capital markets experience, combined with our deep experience in some of the most active industries for offerings, make us an invaluable resource for issuers transitioning to public ownership. We help management and boards of directors: anticipate potential structuring, accounting and regulatory issues; plan their company's financing strategy well beyond the IPO; structure intercompany relationships; adopt new charters; address tax concerns; develop new compensation arrangements; advise officers and directors on monetization of their restricted stock holdings; and draft disclosures. We also help underwriters advise their clients on these matters.
Our highly regarded Public Companies Counseling + Compliance practice provides guidance to officers and boards on the requirements of public ownership and advises clients on periodic reporting matters. We offer our public company clients a team of lawyers with the capability to handle legal issues in any area they face, including mergers and acquisitions, tax, executive compensation, board structure, privacy and data security, and litigation.
Client Stories - We're Only as Good as Our Last Deal
Read more about what we've been up to lately (documents in pdf format):
Capital Markets
Derivatives and Structured Products
Structured Finance and Insurance-Linked Products
Frequently Asked Questions
To learn about MoFo's FAQs ebook, click here.
Chambers Asia-Pacific 2018 Asia-Pacific: Capital Markets: Equity China: Capital Markets: Equity: International Firms Japan: Banking & Finance: International Firms Japan: Capital Markets: Domestic Japan: Capital Markets: International: US Law
Chambers Global 2018 Asia-Pacific: Capital Markets: Equity China: Capital Markets: Equity: International firms Japan: Capital Markets: Domestic Japan: Banking & Finance: International Firms Japan: Capital Markets: International: US Law United States: Capital Markets: Debt & Equity United States: Capital Markets: Derivatives
Chambers UK 2018 Debt Capital Markets
Chambers USA 2018 National: Capital Markets: Derivatives National: REITS
EQDerivatives Awards 2016 Equity Derivatives Law Firm of the Year
Financial Times: US Innovative Lawyers Overall winner of the Innovation in Social Responsibility category, 2016 One of four firms ranked "Standout" in the category of New Products and Techniques, 2016 One of four firms ranked "Standout" in the category of Enabling Clients Business, 2015 One of five firms ranked "Standout" in the category of Finance, 2012
GlobalCapital Americas Derivatives Awards Americas Law Firm of the Year 2015 – 2017U.S. Law Firm of the Year – Transactions 2018
GlobalCapital Global Derivatives Awards 2016, 2017 Global Law Firm of the Year
GlobalCapital Syndicated Loan, Leveraged Finance and Private Placement Awards 2016 Private Placements Law Firm of the Year
IFLR1000 2018 China: Private Equity – Foreign Firms Hong Kong: Capital Markets: Equity Hong Kong: Capital Markets: Debt Japan: Capital Markets: Equity Japan: Capital Markets: Equity Foreign Firms Japan: Capital Markets: Debt Japan: Capital Markets: Debt Foreign Firms United States: Capital Markets: Debt United States: Capital Markets: Equity United States: Capital Markets: Derivatives United States: Capital Markets: Structured Finance and Securitisation United Kingdom: Capital Markets: Debt United Kingdom: Capital Markets: Derivatives
IFLR Americas Awards Structured Finance and Securitisation Deal of the Year, 2013 Structured Finance and Securitisation Team of the Year, 2015
Legal 500 Asia-Pacific 2018 Japan: Capital markets: International firms and joint ventures Hong Kong: Capital markets (equity)
Legal 500 UK 2017 Debt Capital Markets Derivatives and Structured Products
Legal 500 US 2019 National: Capital Markets: Debt Offerings: Advice to Issuers National: Capital Markets: Debt Offerings: Advice to Underwriters National: Capital Markets: Equity Offerings: Advice to Issuers National: Capital Markets: Equity Offerings: Advice to UnderwritersNational: Structured Finance: Derivatives and Structured Products National: Structured Finance: Securitization
mtn-i Americas Awards 2013 Legal Leader
Operational Risk & Regulation Awards 2013 Law Firm of the Year
StructuredRetailProducts.com 2012, 2013, 2014, 2015, 2017, 2018 (shortlist) Best Law Firm in the Americas
Structured Products magazine 2006, 2007, 2009, 2011, 2012, 2014, 2016 Law Firm of the Year, Americas
Thomson Reuters Accelus Compliance Awards 2012, 2014 One of Five Firms Shortlisted for Best Regulatory Law Firm of the Year
U.S. News – Best Lawyers® Best Law Firms 2018 National: Derivatives and Futures Law (Tier 1) National: Securities/Capital Markets Law (Tier 1) National: Securitization and Structured Finance Law (Tier 1) National: Securities Regulation (Tier 1) National: Banking and Finance Law (Tier 1)
The Short Field Guide to IPOs 2017
EGC Corporate Governance Practices
Quick Guide to REIT IPOs
"The team is held in high esteem for its diverse army of transactions including IPOs, preferred stock offerings..." (Chambers USA 2013)
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In a move that's sure to zap material from cheesy stand up comedians everywhere, the days of commercials that are much louder than the shows upon which they advertise are numbered. What's the deal with that?
The bill is now on President Obama's desk, awaiting his Presidential signature and agreement that yes, TV commercials are, in fact, too damn loud. According to The Hill,
The Commercial Advertisement Loudness Mitigation Act would authorize the Federal Communications Commission to regulate the volume of advertisements to ensure they aren't noticeably louder than the programs they interrupt, a problem that has annoyed consumers for decades. The bill passed the Senate in September and has been endorsed by Consumers Union, the nonprofit publisher of Consumer Reports magazine.
This bodes well for my cranky uncle who is always losing the remote, and also for people who sometimes fall asleep in front of the TV and don't like being woken up by a Cash 4 Gold ad at like 4:43 am.
Good one, Congress! Now, let's get to shit that actually needs to be fixed rather than addressing America's Pet Peeves.
House Passes Bill To Reduce Volume of TV Commercials [The Hill]
Image via Shutterstock


text:
I'm quite new to GDAL and to the remote sensing world so sorry in advance if I say something silly :-) What I would like to do is to assign from scratch the EPSG 3857 System Of Reference to a Bing tile (a not georeferenced jpg) downloaded from the Bing server. I've already computed the coordinates [x, y] this tile should have in the 3857 SoR and create a world file from them, but how can I now project my tile to 3857 by using this .tfw?
Thank you so much in advance!


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Azusa Pacific Wins National Championship
JACKSON, Tenn. - (FINAL BRACKET; Box Score) Azusa Pacific (Calif.) won its first-ever NAIA Division I Women's Basketball National Championship by defeating two-time defending national champion Union (Tenn.), 65-59, Tuesday in Oman Arena. The Cougars, who close out their season with a record of 33-5, rallied from a five-point halftime deficit and took the lead in the final minutes of the game. Union's campaign ends at 35-2.
"We knew it was going to be a rough game," Azusa Pacific head women's basketball coach T.J. Hardeman said. "Union is very physical and so are we. We talked about being ready for that and instead of waiting for it, we wanted to bring it. We knew it was going to be a fight, so we got after it."
Union quickly raced out to a 14-4 lead behind a pair of 3-pointers from Kayla Hudson and Kayla Bryant and a Hope Adams bucket. Bryant's trey at 14:07 gave the Lady Bulldogs their only double-figure advantage in the game. Union held its lead throughout the half, but saw it dwindle as halftime approached. With 2:21 remaining, Alex Moore-Porter sunk a 3-pointer to bring the Cougars within two at 29-27. Bryant sent the Lady Bulldogs into the locker room with a five-point lead, 32-27, after draining a shot from long range.
The difference in the first half came at the free-throw line. Union converted on all five of its attempts, but Azusa Pacific didn't even make one trip to the charity stripe. The Cougars held an edge from both the field and from behind the 3-point line, shooting 46 and 60 percent, respectively. Union was 39 percent from the floor and 38 percent from 3-point land. Bryant led all scorers with nine points on a trio of 3s.
"When we played as bad as we did in the first half and we were still in it, I thought that if they can't put us away while we're playing like this, if we just start playing a little bit better, they're going to be in trouble," Hardeman said. "That's what we talked about at halftime; we're only five down, let's put it together. Everyone in the locker room believed and I told them that we are going to win this game, you wait and see. We talked about not wanting to, but actually doing it. That was our goal, to do it as a team."
Coming out of the break, Zeinab Chan pushed the Lady Bulldogs' lead to seven points, 40-33, after sinking a pair of freebies at 15:20. It was at that point that Azusa Pacific put the pressure on with a full-court press, forcing Union into consecutive turnovers. The Cougars capitalized and tied the game at 40-40 at the 12:37 mark.
A see-saw battle waged on over the next 10:13, with Union maintaining the lead and Azusa Pacific tying the contest on five occasions. Briana Hall's steal off of Chan led to a fast-break bucket to give the Cougars a 57-55 lead with 1:14 left on the clock. After not making it the free-throw line in the first half, Azusa Pacific made every trip count when it mattered most. The Cougars went to the line eight times in the closing minute and sunk all eight attempts to deny the Lady Bulldogs a third-straight title. Eboni Sadler hit six free throws in the crunch to ice the victory.
Azusa Pacific was once again paced by a balanced scoring attack as Sadler and Moore-Porter each had 17-point outings on 5-of-11 and 6-of-14 shooting efforts, respectively. Bench contributions were in favor of the Cougars with C.J. Hill scoring seven points and Amber Williams registering six. Azusa Pacific outscored the Lady Bulldogs 40-26 in the paint and they only had six points from subs.
"I don't think one person could have put the team on their back and beat Union," Hardeman said. "When there are so many people, they [Union] didn't know who to try and stop."
The Cougars finished the game shooting 46 percent from the floor, including 42 percent from behind the arc. In the second half they went to the free-throw line 20 times, hitting 14 attempts.
Chan finished with a double-double of 21 points and 13 rebounds for the Lady Bulldogs. She was joined in double-figures by fellow senior Kayla Hudson with 17 points, 15 of which came from downtown. Lavanda Ross conducted the offense with seven assists. Union shot 38 percent in the loss, including 33 percent from the 3-point line.
The national championship rematch between the Lady Bulldogs and Azusa Pacific marked the fourth time in the event's history that teams have collided in the final contest in back-to-back years. The Lady Bulldogs dealt the Cougars a 73-65 setback in last year's national championship game. Union had previously taken on the same opponent while defending its title, playing Southern Nazarene (Okla.) in 1997 and 1998.
Azusa Pacific advanced to its second championship game in as many years after bowing out in the first or second round in its 10 previous trips. The Cougars are now 15-13 in 13 total appearances. The loss for Union snapped a 14-game winning streak in National Championship play dating back to its first-round game in 2009. The Lady Bulldogs are now 5-3 in title games and 63-17 all-time. Their 63 National Championship wins are the most among any NAIA Division I program.
The Cougars landed a trio of players on the All-Tournament Team, with Sadler earning First-Team honors and Hall and Moore-Porter named to the Second Team. Chan and Hudson were both named to the First Team for Union.
Maria Bagwell of Freed-Hardeman (Tenn.) received the Hustle Award and teammate Maribeth Boehler was named the National Championship's Most Valuable Player. The senior post averaged 26 points and 13.5 rebounds per game while leading the Lady Lions to their third appearance in the semifinals. Boehler is the first Freed-Hardman player to earn the distinction.
Boehler and Campbellsville's (Ky.) Whitney Ballinger were named 2011 NAIA Division I Co-National Player of the Year. Boehler led the nation in scoring during her senior campaign, averaging 23.6 per game. Ballinger was right behind her at 22.7 a game. Ballinger was also named Co-National Player of the year in 2010. Boehler is the first Lady Lion to earn the honor.
After leading his team to its first-ever National Championship, Hardeman was name the Phyllis Holmes Coach of the Year.
"To work hard towards a goal and achieve it is the meaning of satisfaction," Hardeman said.
All-Tournament First Team
Meribeth Boehler, Freed-Hardeman (Tenn.)
Sarah Chan, Union (Tenn.)
Kayla Hudson, Union (Tenn.)
Eboni Sadler, Azusa Pacific (Calif.)
Whitney Ballinger, Campbellsville (Ky.)
All-Tournament Second Team
Ashley Rainey, Lindsey Wilson (Ky.)
Natalie Shumpert, Freed-Hardeman (Tenn.)
Abby Ballman, Shawnee State (Ohio)
Brianna Hall, Azusa Pacific (Calif.)
Alex Moore-Porter, Azusa Pacific (Calif.)
Hustle Award
Maria Bagwell, Freed-Hardeman (Tenn.)
Most Valuable Player
Meribeth Boehler, Freed-Hardeman (Tenn.)
2011 NAIA Division I Women's Basketball Co-National Player of the Year
Whitney Ballinger, Campbellsville (Ky.)
Maribeth Boehler, Freed-Hardeman (Tenn.)
Phyllis Holmes Coach of the Year
T.J. Hardeman, Azusa Pacific (Calif.)


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Illustrating China's Shadow Banking Problem
Perhaps the biggest wild card in the world economy right now is China. Will the world's second-biggest economy keep growing strongly, or will it suffer for all the money it's borrowed in the past five years? The WSJ's Ken Brown explains a major risk in China's financial system.
This transcript has been automatically generated and may not be 100% accurate.
... the the ... the biggest wild card in the world economy right now is trying ... the question is will the world's second-biggest economy keeps growing like it's grown before ... or its offer ... for all the money they borrowed over the past five years the outcome will depend heavily on outshined again builds ... its debt situation ... and the biggest concern that if China is big and fast growing shadow banking ... shadow banks assembly lenders that are not things I find it in the form of trust for managing runs ... many of them are sponsored by banks you know the banks themselves all in the mining ... below management from its ... money from investors from the higher yields ... than they can get in a bank ... the nail in the money on businesses that are either too small or too risky for the big banks ... what a risk ... that the loans go bad and the questionnaire is who takes the law ... will the bank's bailout the investors ... will the government bailout of banks ... will invest to suffer alone ... a payback for reaching the high yield without understanding where the money was invested been ... shadow banking numbers and then I that ratings this is why this year ... banks themselves have won five point six trillion yuan ... but the shadow banking system will only as lines over seven trillion won ... people talk about us the financial crisis in China and the shadow banking system is rated the center of ... the US suffered a liquidity crisis when short term landings right now ... but that's what happened in China issue ... I ... went right Kansas Total landing in the shadow banking system ... I squeeze in the market with the banks lend money to one another some banks were in serious trouble until the central bank ... that this that it's ... a few days later ... some things are so desperate for cash they were offered to pay has risen twenty five percent the year ... BdB ... the good news is ... China's regulators no one on the shadow banking system ... and they are all the cancer rainy day ... many economists say the biggest risk facing China's long term ... it's a China is more like Japan ... and it could end up in a long-term debt laden with slow growth area ... the two countries are pretty similar ... China has a lot of big growth in debt ... and a big property boom and they have lenders that are very cozy with the borrowers ... the China with its biggest relatively ... small population ... two decades of slow growth ... to be very risky ... for more on the China financial situation ... read the Wall Street Journal series China's Rising Risks ...


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Browsing by Author "O'Rourke, Kevin H., Jeffrey G. Williamson"
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O'Rourke, Kevin H., Jeffrey G. Williamson (Cambridge, 2000)[More information][Less information]
Abstract: Some world historians attach globalization "big bang" significance to 1492 (Christopher Colombus stumbles on the Americas in search of spices) and 1498 (Vasco da Gama makes an end run around Africa and snatches monopoly rents away from the Arab and Venetian spice traders). Such scholars are on the side of Adam Smith who believed that these were the two most important events in recorded history. Other world historians insist that globalization stretches back even earlier. There is a third view which argues that the world economy was fragmented and completely deglobalized before the 19th century. None of these three competing views has explicitly shown the difference between trade expansion driven by booming demand and supply within the trading economies (e.g., the underlying fundamental, population growth), and trade expansion driven by the integration of markets between trading economies (e.g., the central manifestation of globalization, commodity price convergence). This paper makes that distinction, and then offers two novel empirical tests which allow us to discriminate between these three competing views. Both tests show: there is no evidence supporting the view that the world economy was globally integrated prior to 1492 and/or 1498; there is also no evidence supporting the view that these two dates had the economic impact on the global economy that world historians assign to them; but there is abundant evidence supporting the view that the 19th century contained a very big globalization bang. These tests involve a close look at the connections between factor prices, commodity prices and endowments world wide. URI: http://hdl.handle.net/10398/8073
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Atlantica is a special three piece pin set, featuring three lovable characters transformed into underwater heroes! This set contains one 50mm pin and two 38mm pins.
Pin Grades
Standard - May have minor scratches or marks but will not be visible unless thoroughly looking for them. This is best if you are a collector.
Slightly Imperfect - May have minor scratches, marks or dips in enamel that are more visible in most lighting, but aren't usually picked up on. Great if you prefer a good quality pin for a cheaper price.
Seconds - I call these "loved" pins that are in need of adoption. They will have marks or scratches, usually near the face of the character. They can also have uneven enamel, chips in the plating or a incorrect colour fill (very minor).
All UK orders come with free shipping. International shipping starts at £2 for Europe and £3.50 for everywhere else.


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Rapper 50 Cent can pump up the volume, and he can pump up penny stocks, too.
Fiddy, whose real name is Curtis Jackson, tweeted the merits of a money losing Florida company whose shares trade in the so-called pink sheets, telling followers they could "double your money."
"You can double your money right now. Just get what you can afford," Jackson tweeted about H&H Imports, a money-losing venture out of Clearwater, Fla., that owns TV Goods, a marketing firm recently founded by Kevin Harrington.
Shares rose 29 cents to close at 39 cents after the tweet. Harrington is best known for his role on ABC's reality show "Shark Tank," which lets entrepreneurs pitch their ideas to potential backers.
Jackson got 30 million shares of H&H in a private placement last October, including a series of warrants granting him the opportunity to cash in as the stock rises: at 15 cents, 25 cents or, yes, 50 cents.
Lest anyone doubt it was Fiddy's tweet that generated the move, TheStreet.com noted that normal volume for the stock is 30,000 shares. On Monday, volume was 9 million shares. But despite what the rapper says about the company, the share price could head back down soon due to cash flow problems at the company. The New York Post reported that the firm lost $1.3 million last quarter on revenues of just under $300,000.
Selected Reading: New York Post, TheStreet.com, Hollywood Reporter.


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Here is Wikipedia's diagram of the stress-energy tensor in general relativity:
I notice that all of its elements are what would be termed "macroscopic" quantities in thermodynamics. That is, in statistical mechanics we would usuallt define these quantities in terms of an ensemble of systems, rather than in terms of the microscopic state of a single system. (This doesn't make much difference for large systems, but for small ones it does.) This observation leads me to a number of questions - I hope it's ok to post them all as a single Question, since they're so closely related:
- Am I correct in inferring that general relativity is actually a macroscopic, or phenomenological theory, rather than a theory about the microscopic level?
- Was Einstein explicit about this in deriving it? Or did he simply start by assuming that matter can be modelled as a continuously subdivisible fluid and take it from there?
- If general relativity is a macroscopic theory, what does the microscopic picture look like? (I'd expect that this is actually unknown, hence all the excitement about holography and whatnot, but perhaps I'm being naïve in thinking that.)
- Are there cases in which this continuous fluid approximation breaks down? For example, what if there are two weakly interacting fluids with different pressures?
- If general relativity is a macroscopic theory, does it imply that space and time themselves are macroscopic concepts?
- Is this related to the whole "is gravity an entropic force?" debate from a few years ago?


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Moderator: Nugget
If you will host world championships in snooker. Will you run it with a system based on handicap (the foul and miss rule)? Or will you make the rules equal for everybody in the starting field, regardless of "rating"?
deraltefritz wrote:I don't think on/off/normal are the right options. There should be one that is based on human interpretation. At least in a friendly match, your opponent should also be able to decide whether it's a foul and a miss or not.
deraltefritz wrote:The nice thing about foul and a miss is seeing how the player gets closer and closer to the target with each attempt.
At least the algorithm should take into account how close the striker got to their target. For an average player, it maybe shouldn't call foul and a miss if they get very close. But in almost any case, it should be a miss if the cueball gets nowhere near to the ball on.
Wolfpack wrote:"Quick match" button for ladders. When you press this button system begins to search for players who also pressed the same button and if they meet all norms, both get notification that match is found and ladder room is set up. Ladders are very well done but players simply don't play them too much. Idea of ladders is to try to reach the top and when you get there you wait for people to challenge you. But actual procedure is that people ask in lobby for ladders and when two players agree they check which one of them is lower to send the challenge. They don't actually care about player's place on ladders, they just want to play and try to climb up by winning the match. "Quick match" button is pretty standard in every game where players play 1vs1 matches with ladders.
Also would be nice if you divide ladders or maybe even rankings in to divisions, for example: Gold, Silver, Bronze (see how League of Legends ladders system works. The most crowded game on internet and it's free to play). If you divide ladders or rankings in to parts, people in lower parts will also try to reach for some goals (for example transition from bronze to silver). And at the end of every month, there should be the tournament with some greater entry fees and prizes where only people in Gold division can sign up and play. Or simply there should be some weekly/monthly prizes and awards for top 5 places on ladders or rankings at the end of the week/month. Right now, staying at top places of any ladders or rankings is not interesting and it does not make you better player than those placed lower, it only means that you probably played much more matches than them.
I know this requires much more players to be involved but that's what ladders are planned for, and who knows maybe this system will make players more interested at staying top on any field.
9balldotcom wrote:
AndersE do you beleive that you would be good enough to pay your entry fee and have any chance of getting anything back from a World Snooker Championship without any handicapping?
Its clear to me that your confusing handicapping(that means someone getting 20 or 30 points a start each frame or getting say 3 frames in a race to 5)
You seem to want to include foul and miss under the handicapping banner and that is not the case.If you will host world championships in snooker. Will you run it with a system based on handicap (the foul and miss rule)? Or will you make the rules equal for everybody in the starting field, regardless of "rating"?
Or perhaps Im not understanding you?
Andreas Binz wrote:It would nice to see the possibility to quit and leave without a rating lost when only 2 players in room..
---> Adding a new option in the in game menu "both quit", next message is "leave room" or "quit and queuing"
The player who will leave, click as first both quit and the other player must approve it.
Andreas Binz wrote:Please add a complete overview whats going on online like this ---> http://rfactor.net/rf2mm.php
vpeer wrote:deraltefritz wrote:I don't think on/off/normal are the right options. There should be one that is based on human interpretation. At least in a friendly match, your opponent should also be able to decide whether it's a foul and a miss or not.
You already have this capability. The opponent is the one who decides if they are going to force their opponent with Opp Re-shoot. If they don't think it should be Foul and a Miss, then they can just press Opp Play or Play.
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For the one who loves to be well > Purchase a Gift Certificate
Exclusive offers on top-rated treatments and best-selling products > Specials
Take your IO Massage over the top with two practitioners at once for 60 minutes.
It's all in the details at IO: warm towels infused with essential oils, aromatic flowers float below the face cradle in massage, cool eye pads soaked in fresh cucumber water, refreshments and delectables in the lounge, bamboo swaying on the pristine redwood deck.
TERMS AND CONDITIONS: Available for use at IO Spa in San Francisco and Marin; non-refundable; cannot be used to purchase goods or services online at internationalorange.com. May not be used in spa on the same day of purchase, please allow 24 hours for your order to process. Gift Certificates and online orders are processed by hand, Monday - Friday. Orders placed Sunday - Thursday will be processed the following day. Orders placed Friday & Saturday will be processed the following Monday.


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As enthusiastic volunteers in the Barack Obama campaign for the Presidency, we have put together a list of facts about Barack so that you will know the truth about him. Please follow the links we have included for documentation of these facts. If you value the truth as we do, please spread this information via email, blog, or any other means, to everyone you know.
- Did you know that Barack Obama is a devout Christian? He has been a member of the same United Church of Christ congregation for 20 years, and was married there to his wife Michelle in 1992.
- Did you know that Barack Obama often leads the US Senate in the Pledge of Allegiance?
- Did you know that Barack Obama is a strong friend of Israel and has spoken out strongly against anti-Semitism?
- Did you know his grandparents from Kansas were part of the "Greatest Generation?. His grandfather served with Patton's Army during World War II, and his grandmother, a real "Rosie the Riveter", worked in a bomber assembly plant back home.
- Did you know that Barack Obama was opposed to the war in Iraq from day one, before we invaded, even while he was running for the Senate, and knowing his opposition might be politically unpopular?
"I know that even a successful war against Iraq will require a U.S. occupation of undetermined length, at undetermined cost, with undetermined consequences. I know that an invasion of Iraq without a clear rationale and without strong international support will only fan the flames of the Middle East and encourage the worst, rather than best, impulses of the Arab world and strengthen the recruitment arm of al Qaeda. I am not opposed to all wars. I'm opposed to dumb wars." --Barack Obama, 2002
- Did you know Obama favors transparency over secrecy in our government? Did you know that Obama worked with Republican Senator Tom Coburn to pass one of the strongest government transparency bills since the freedom of information act? He's calling it Google for Government and you can see the results at www.usaspending.gov. Sen. Obama has also released his own tax returnsfor public review.
- Did you know that after graduating with honors from Harvard Law School, Barack practiced civil rights law and also taught Constitutional Law for 10 years at the University of Chicago, one of the nation's best law schools, where he was consistently rated by his students as one of their best instructors? Did you also know that he was the first African-American elected president of the prestigious Harvard Law Review?
- Did you know that Barack Obama is an outspoken advocate for women's rights and has been a principled defender of the civil rights of women?
- Did you know that despite the grueling schedule of running for President, Senator Obama remains a devoted family man, making time to do things like pick out a Christmas tree with his wife and two young daughters, or hurrying home to spend Valentine's Day with them? Did you know he hasn't missed a single parent-teacher conference while running for President?
- Did you know that Barack Obama has a stellar environmental record, including having the highest rating from the League of Conservation Voters (96%) of any Presidential candidate, Democrat or Republican?
- Did you know that Barack Obama has been an elected legislator longer than Senator Clinton?
- Did you know that Barack is a member of all of these Senate Committees: Foreign Relations; Veteran's Affairs; Health, Education, Labor & Pensions; Homeland Security and Government Affairs?
- Did you know that Senator Obama has sponsored or co-sponsored 15 bills that have become law, and has introduced amendments to 50 bills, of which 16 were adopted since he joined the Senate in 2005?
- Did you know that Senator Obama sponsored legislation working together with Indiana Republican Senator Richard Lugar, to keep Americans safe by keeping dangerous weapons out of terrorist hands? The two senators also visited the former Soviet Union to inspect the decommissioning of nuclear weapons. Sen. Lugar said of Sen. Obama, "He does have a sense of idealism and principled leadership, a vision of the future."
- Did you know that Barack Obama is the only candidate running for president who voted against using cluster bombs in Iraq and the only candidate who supports banning the use of landmines?
- Did you know that, as an Illinois state senator, Barack Obama succeeded in passing legislation requiring the videotaping of police interrogations, gaining the respect and support not only of fellow legislators but that of the police, who had initially opposed the legislation?
- Did you know that Theodore Roosevelt, Grover Cleveland, Ulysses S. Grant, John F. Kennedy, and Bill Clinton were all younger when they took office than Barack Obama will be?
During election season many emails are circulated about the candidates. Some are true, some aren't. It's often difficult to determine the truth. We encourage you to visit the following non-partisan sites that do a good job of fact checking the candidates.
'The Devil's Arithmetic' and immigration
5 months ago


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Show your skills, moves and fakes to juke out your opponent and shoot for the basket!
Show us your moves!
Shoot hoops in a skill showdown!
Hear the crowd roar as you slam dunk your way to victory.
Get slam dunkin' with Basketball Jam!
Get past the other players and shoot a basket to win.
Shoot your own body parts like basketballs!


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Book It
Book It
Protect summer reading materials from water, dirt and sand by stitching an easy book jacket. Fusible vinyl will make your favorite fabric water-resistant, so your book will look fashionable while staying clean and dry.
Measure the book width, beginning at the front cover long-edge center and wrapping around to the back cover long-edge center (1). Add 10" to this measurement; record. Measure the book height, using the same method; add 2" to this measurement; record.
Cut a rectangle from the mediumweight fabric the size of the recorded book dimensions. Download the flower and circle templates. Using the fabric-marking pen, trace the templates onto the coordinating fabric scrap wrong sides.
Measure and cut the vinyl to fit over the three fabric pieces. Trim the vinyl pieces 1/8" smaller than the fabric on all sides.
Follow the manufacturer's instructions to fuse the vinyl to the book cover right side, flower and circle fabric pieces.
Fuse vinyl to both sides of the flower and circle for extra strength.
Cut out the flower and circle shapes. Trim 1/4" from both book cover short edges, using pinking shears.
Wrap the book cover around the book, centering the cover. Position the flower and circle on the book cover center front and anchor them with small pieces of painter's tape. Hand stitch the button over the circle and flower center to attach them to the book cover (2). Carefully remove the painter's tape.
Wrap the cover around the book again, centering the flower on the book cover front. Finger-press two creases where the cover folds around the book spine (3). Remove the cover from the book.
Don't wrap the cover too tightly around the book. You'll need a little "wiggle room" for page turning.
Press both book cover long edges 1/4" toward the fabric wrong side. Fold the pinked ends of the cover to the fabric wrong sides, using the creases made in step 7 as a positioning guide (4). The cover should snugly fit the book. Secure the edges using painter's tape.
Stitch around the book cover perimeter, 1/8" from the edge. Slip the book into the cover.
Fusible Vinyl Tips
Therm O Web, thermowebonline.com, (800) 323-0799, carries fusible vinyl.
ULINE, uline.com, (800) 958-5463, carries painter's tape.
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The Comets
- Fran Beecher
- Danny Cedrone
- Joey Ambrose
- Johnny Grande
- Ralph Jones
- Marshall Lytle
- Rudy Pompilli
- Al Rex
- Dick Richards
- Billy Williamson
The Comets played the soundtrack of the rock and roll revolution.
They became rock's poster children with the release of their rollicking record "Rock Around the Clock." Some people credit them with the first rock and roll record ever.
Bill Haley and His Comets ignited the rock and roll revolution in 1955 with "Rock Around the Clock."
With its irresistible beat and compelling musicianship, "Rock Around the Clock" topped the charts for eight weeks and sold an estimated 16 million copies. The Comets included steel guitarist Billy Williamson, tenor saxophonist Joey D'Ambrosio (a.k.a. Joey Ambrose), pianist Johnny Grande, bassist Marshall Lytle and drummer Dick Richards. All but Richards played on "Rock Around the Clock," as producer Milt Gabler elected to use studio drummer Billy Guesak. Another studio musician and friend of Haley's, Danny Cedrone, played the remarkable guitar solo.
Some music historians believe that Haley and the Comets recorded the first rock and roll song in 1953 with "Crazy Man, Crazy," a union of rhythm & blues and country & western set to a rocking beat. "Crazy Man Crazy" reached Number Twelve. A year later, their cover of Big Joe Turner's "Shake, Rattle and Roll" made Number Seven.
Haley has been called "the father of rock and roll" and "rock 'n' roll's first star." "We premiered it," he told Rolling Stone in 1967. "We put country & western together with rhythm & blues, and that was rock. The first three years were ours, all ours, till [Elvis] Presley came along." Haley even argued that he helped give rock and roll its name. Haley penned a song called "Rock-A-Beatin' Boogie"—the chorus went "Rock, rock, rock everybody / Roll, roll, roll everybody." His song was recorded by the Treniers in 1953—two years before Haley and the Comets themselves cut the song—and adopted by disc jockey Alan Freed as a theme song on his Cleveland-based Moondog radio show, which is where the term "rock and roll" was first applied to the beat-driven new music.
Starting in the mid-Forties, Haley broke into rock and roll via country and western music. He was a member of the Downhomers and leader of the Four Aces of Western Swing. In 1949 he formed the Saddlemen, which had a regular radio show on a Chester, Pennsylvania radio station. Besides Haley, the members of the Saddlemen were bassist Al Rex, keyboardist Johnny Grande and steel guitarist Billy Williamson. Haley brought different sounds into their repertoire in an attempt to blend "country and western, Dixieland and the old-style rhythm & blues."
In 1951 Haley cut a version of Jackie Brenston's "Rocket 88"—arguably the first rock and roll record—which would make Haley's cover "the first rock and roll recording by a white artist," according to The Billboard Book of Number One Hits. In 1952 Haley and the Saddlemen released "Rock the Joint," a rocked-up R&B song, on the Essex label. Decades later, writer Nick Tosches would single it out as "one of the first instances of a white boy really getting down to the art of hep." By 1953 the group had changed its name to Bill Haley and His Comets and recorded "Crazy Man, Crazy," a bona fide rock and roll hit whose title derived from the teenage slang Haley picked up from performing at high schools. After their contract with Essex expired, Haley and His Comets signed to Decca Records. By this time, bassist Rex had quit and been replaced by Marshall Lytle, and tenor saxophonist Joey Ambrose and drummer Dick Richards were in the group. At their historic first session for Decca in 1954, they cut "Rock Around the Clock," which had originally been recorded in 1952 by Sunny Dae and His Knights. It was recorded quickly at the end of a session for another song, "Thirteen Women (And Only One Man in Town)," the intended A side.
On its initial release, "Rock Around the Clock" was indeed relegated to the flip side of "Thirteen Women," which failed to make an impact when released in May 1954. "Rock Around the Clock" finally entered the charts in May 1955, gaining exposure from its use in the film Blackboard Jungle, a film about juvenile delinquency starring Glenn Ford. The song became an anthem for the rock and roll revolution and, it has been argued, the first rock and roll song to top the charts. Sadly, guitarist Danny Cedrone died after breaking his neck in a fall just six weeks after recording the phenomenal solo for "Rock Around the Clock" and did not live to see it become a Number One hit in 1955.
Three of the Comets—Ambrose, Richards and Lytle—left the group in September 1955 and formed the Jodimars, who had a minor hit ("Well Now Dig This") before breaking up in the late Fifties. They were replaced by tenor saxophonist Rudy Pompilli, drummer bassist Al Rex and drummer Ralph Jones. Guitarist Fran Beecher was added to the lineup as well. This configuration recorded a number of other hits with Haley, including "See You Later, Alligator," "Rock-A-Beatin' Boogie" and "R-O-C-K." Tenor saxophonist Pompilli was an especially noteworthy addition. He was allowed to shine on his signature song, "Rudy's Rock," and played with Haley until 1975. His nineteen-year tenure with Haley made him the longest-lived of all the Comets.
In 1956, at the peak of their fame, Bill Haley and His Comets starred in Rock Around the Clock, which featured performances of nine songs. The hits began to decline in 1958, however, and Bill Haley and His Comets made Billboard's Top 40 for the last time that year (not counting a 1974 reissue of "Rock Around the Clock").
The year 1962 saw the breakup of the Comets. Yet Bill Haley and His Comets found steady work again when Sixties rock fans began discovering the music's roots via rock and roll revival shows. In 1974, "Rock Around the Clock" appeared on the soundtrack for American Graffiti and was reissued as a single, becoming a Top 40 hit nearly twenty years after it first brought rock and roll music into the mainstream.
Members of Haley's Comets regrouped in the Nineties, touring and recording as the Original Band, the Original Comets and Bill Haley's Original Comets.
Inductees: Fran Beecher (guitar; born September 29, 1921, died February 24, 2014), Danny Cedrone (guitar; born June 20, 1920, died June 17, 1954), Joey D'Ambrosio a.k.a. Joey Ambrose (saxophone; born March 23, 1934), Johnny Grande (piano; born January 14, 1930, died June 3, 2006), Ralph Jones (drums; born February 25, 1921, died June 1, 2000), Marshall Lytle (bass; September 1, 1933, died May 25, 2013), Rudy Pompilli (saxophone; born April 16, 1924, died February 5, 1976), Al Rex (bass; born July 13, 1928), Dick Richards (drums; born February 12, 1924), Billy Williamson (steel guitar; born February 9, 1925, died March 22, 1996)


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The most dangerous manner of use is to place the phone against your head.
The best way to decrease your exposure to radiation is to use either the speakerphone or a safe headset when speaking on the phone, and to keep your phone as far away from your body as possible whenever it is on. You should never carry your phone in your shirt pocket or on your belt, for example.
San Francisco legislation now actually requires education about such cell phone risks at the point-of-sale. Educational materials must "inform customers of actions that can be taken by cell phone users to minimize exposure to radiation, such as turning off cell phones when not in use, using a headset or speaker phone and texting." (Lines 15-17 of the final legislation.)
The Washington Post also reviewed a few products meant to minimize radiation exposure, such as a T-shirt and blanket that contain silver fibers to help block cell phone radiation, which are meant for use by pregnant women. There are also special cases on the market that contain pieces of gold designed to pull radiation away from your head and release it from the back of the phone.
These options may help cut back on your exposure, but the simplest way to really minimize your risk is to keep the phone as far away from your head and body as possible, as much as possible.
Kalgoorlie, Victoria,
Tajikistan, Dushanbe,
Portugal, Lisbon,
Mauritius, Port Louis,
Afghanistan, Kabul,
Bathurst, Australia,
Cessnock, Australia,
Suriname, Paramaribo,
Cockburn, Victoria,
Luxembourg, Luxembourg City
Click on any of the pictures below
to learn more


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One done and one to go. Last night, 24 April 2013, we had a successful webinar on the FamilySearch.org Research Wiki at the Mesa FamilySearch Library. Once the webinars are presented live online, they are recorded and added to the webcast library. Right now, we have 19 webcasts in the library on a variety of subjects, including three of my own. We have five more webinars upcoming every Wednesday evening through the entire month of May. As I said, in each case, the recorded webinar is then added to the webcast library for further viewing.
My next webinar will be Wednesday, 1 May 2013, at 7:00 pm Arizona Time (Pacific Time) with the title of "Introduction of Online Genealogical Resources."
Last night's webinar is now available at http://meet84539682.adobeconnect.com/p3umyyj43ul/
and will shortly be posted to the list on the Mesa FamilySearch Library website.
Thursday, April 25, 2013
Webinars and Webcasts
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Community rallies for Shelly Bordas Nov. 16
A benefit performance of the Aurora Fox's one-man comedy, "Fully Committed," will be staged at 7:30 p.m. on Monday, Nov. 16, to help new mother Shelly Bordas offset the $5,000 insurance deductible for her cancer treatment. Above: Bordas appearing in Theatre Group's "Tiny Tim is Dead."
We reported this difficult news in Sunday's column, but it bears repeating here so the word gets as far and wide as it can by Monday, Nov. 16:
Denver actor and teacher Shelly Bordas, who helped sustain Theatre Group in its final years and runs Acting Up, her own company for kids, has been diagnosed with an aggressive form of breast cancer.
"That's terrible for anyone of any age, but Shelly is young and has a new baby, on top of everything else," said Steven Burge, star of the Aurora Fox's one-man comedy, "Fully Committed."
In Shelly's own words: "I try to find a little funny in everything – but there is NOTHING funny about chemo. Nada, zilch, zero. It sucks to the utmost."
A special performance will be held at 7:30 p.m. on Nov. 16 to help Bordas offset her $5,000 insurance deductible (303-739-1970).
And here's this update from Theatre Group veteran Chris Whyde, who just starred in The Avenue's "Die, Mommie, Die!":
"Shelly started chemo on Nov. 3 and she is still having a difficult time bouncing back. I spent most of the weekend with her and the baby, and frankly it was very sad seeing her so depleted. She has a rather substantial co-pay to satisfy if she is to complete her treatment, so the benefit could be really helpful."
To follow Bordas' progress on www.carepages.com,
click here. Requires a quick registration.
From her journal: "It's only been three weeks since I started this Cancer Circus, and I can't decide which of the two – chemo or bills – is scariest. We are going to start a cancer-fund/benefit to help. … Thank you from the depths of my heart …"
If you can't attend, checks in Bordas' name may also be mailed to the Aurora Fox, P.O. Box 9, Aurora, CO, 80040. You can also make credit-card donations over the phone at the box office: 303-739-1970.


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A Sophisticated, Bohemian Garden Wedding at San Ysidro Ranch in Montecito, California
Crystal Chin and Jacob Schmidt's wedding was the picture of bohemian elegance with garden-inspired florals, sophisticated furnishings and a nature-inspired color palette of cream, peach and green.
The couple looked to the beauty of nature for inspiration when planning their chic summer soiree, filling the day with lush ferns, lots of greenery, rustic wood accents and bold, colorful blooms. The flower-filled gardens and natural scenery surrounding the San Ysidro Ranch, which is currently under renovation after being affected by the California mudslides, made it the ideal backdrop for the intimate occasion.
The ceremony took place in the exclusive enclave's lush lower garden, where guests were treated to breathtaking views of the Santa Ynez mountain range and the Pacific Ocean. Draped in cascading vines and fragrant florals, the dramatic wedding arch was designed to envelope the couple in nature and create a sense of unity with the surrounding landscape. Elegantly gilded settees and antique rugs lined the aisle, lending a sense of refinement to the otherwise organic setting.
Cocktail hour and the reception embodied a low-key vibe and were packed with personalized touches. Crystal and Jacob hired a traditional tampura player for cocktail hour, and a flamenco dancer performed during the reception. Lawn bowling kept guests entertained before dinner, which boasted a decadent feast of organic, vegan dishes.
A jam session ensued after the dishes were cleared away, and the couple gifted guests with meditation candles and rocks, as well as vegan chocolate.


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Trouble Shooting
If you're more of a get-muddy kind of Mudder℠ than a computer savvy one, you are in luck. We have the Tough Mudder troubleshooting guide that will help you correct the majority of website issues you encounter. The following steps solve the majority of registration issues.
It's strongly recommended to use a computer to manage your registration. If you are using an iPad or smartphone and having issues, please switch to a computer.
Step 1: Try a Different Internet Browser
Using a different internet browser is the quickest trick to fixing any issues when using the Tough Mudder website. Browsers like Internet Explorer and Safari can still access the site, but we strongly recommend using Mozilla Firefox or Google Chrome to avoid any problems. These browsers configure best with our website and will allow you to register, transfer and easily resend your confirmation email.
Download Google Chrome (free)
Download Mozilla Firefox (free)
Step 2: Refresh Your Browser
This is another quick trick that can help fix minor issues.
For PCs, click CTRL + R to refresh your page. (Example)
For MACs, click ⌘ Cmd + R to refresh your page. (Example)
Step 3: Clear Your Browsing History
If quick steps like one and two do not work, clearing your browser history, specifically your cache, will likely solve the problem. Simply, follow the easy steps below.
In Google Chrome:
- Click the tool icon in your toolbar in the top right-hand corner
- Scroll down to "History"
- Select "Clear Browsing History"
- Check the boxes:
- "Clear Browsing History"
- "Clear the Cache"
- "Clear Saved Autofill Form Data"
- Select "Clear Data"
- Close out of the entire Google Chrome browser (important)
- Log back onto the Tough Mudder website
For further instructions, visit Google Chrome's Help Page.
In Mozilla Firefox:
- Click the orange Firefox drop down menu in the top left hand corner
- Select "History"
- Then select "Clear Recent History…"
- In the drop down, select:
- "Browsing & Download History"
- "Cookies"
- "Cache"
- "Active Logins"
- Select "Clear Now"
- Close out of the entire Mozilla Firefox browser (important)
- Log back onto the Tough Mudder website
For further instructions, visit Mozilla Firefox's Help Page.
Step 4: Update to the Latest Internet Browser Version
In other cases, your internet browser may not be up to date with the latest version. This can cause minor errors with the website, as compatibility is synced with the latest software. Not only will downloading the latest version help with interacting with Tough Mudder, but it will also improve your entire internet experience.
Download Google Chrome
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Still got a problem?
If you are still having issues, feel free to contact Mudder Services.


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Grounded Learning
For nearly 30 years as a student, teacher, writer, and editor, I have argued for replacing standardized, industrial-age learning with a holistic education that nourishes the body, mind, and soul, and connects one to community and nature. Because this view challenges the educational agenda of corporate globalism, which demands efficient assessment and allocation of so-called human resources, it has largely failed to significantly influence official education policy.
Now, the imminent end of the era of cheap energy forces us to consider what some are calling "the great reskilling." Instead of preparing for careers in offices or chain stores, our very survival requires an ability to feed, house, heat, and clothe ourselves using the resources of local communities and bioregions.
I recently realized that even holistic education is inadequate if it remains conceptual and classroom-bound rather than becoming intensely practical, and I had to acknowledge that my own education, as impressive as it might be, leaves me utterly incapable of inhabiting this new/old civilization. So I have begun to re-educate myself by learning real skills in gardening and permaculture. I need to get my hands into the soil, but this is no weekend hobby; my education must now extend from concepts to craft so that I can contribute meaningfully to a more resilient local food culture.
I need to master not just the concept but the application—specific details about plant growth, the relationships between different plant species, and the effects of their cultivation on the Vermont landscape.
I am rediscovering what Emerson observed in the early days of our public school system: "We are students of words: we are shut up in schools, and colleges, and recitation rooms, for 10 or 15 years, and come out at last with a bag of wind, a memory of words, and do not know a thing." We could afford an education like that for these last 160 years, when we lived off the work of fossil fuels. But the Earth could not afford it, and now, neither can we.
Interested? Read "," an article by Madhu Suri Prakash.


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Germano's career defined by extraordinary experiences
SURPRISE, Ariz. -- The Red Sox trailed, 6-0, against the Yankees with one out in the fourth inning, when reliever Justin Germano took over for starter Franklin Morales. Three days earlier, Germano had been called up from Triple-A to help reinforce the Red Sox battered pitching staff, and now they needed a long reliever to get them through Game 1 of a doubleheader.
Germano, before a sellout crowd at Fenway Park on July 7, 2012, pitched 5 2/3 scoreless innings, striking out seven. The game still burns in his memory.
SURPRISE, Ariz. -- The Red Sox trailed, 6-0, against the Yankees with one out in the fourth inning, when reliever Justin Germano took over for starter Franklin Morales. Three days earlier, Germano had been called up from Triple-A to help reinforce the Red Sox battered pitching staff, and now they needed a long reliever to get them through Game 1 of a doubleheader.
Germano, before a sellout crowd at Fenway Park on July 7, 2012, pitched 5 2/3 scoreless innings, striking out seven. The game still burns in his memory.
"To do that against the Yankees at Fenway Park, in that atmosphere ... I got a standing ovation when I walked off the field," Germano said. "Pretty awesome."
Germano did not pitch for the Red Sox again. Two weeks later, he was sold to the Cubs to help their sagging rotation, just another stop along the way for a pitcher who may have had the most extraordinary career of any player currently in the Rangers' clubhouse.
It may not be the most successful career, but it certainly has been extraordinary.
"It has been an interesting ride to say the least," Germano said.
This is a guy who once broke a home run record held by Mark McGwire and was drafted out of a Southern California high school three rounds ahead of another nearby prep pitcher -- James Shields -- who was being looked at by the same area scouts. He played in Japan and Korea, and he was the first Major Leaguer to ever throw a pitch in China. That ball is now in the Hall of Fame.
Germano, 31, may never be in the Hall of Fame, but he was once in the same rotation with Greg Maddux. He has pitched a perfect game in the Minors and twice been traded as the July 31 Trade Deadline approached, both times being the young prospect given up in exchange for the veteran.
He has never pitched a full season in the Majors but has pitched in at least one game in The Show over seven of the last eight seasons, a streak interrupted only by spending 2009 in Japan. In a Rangers clubhouse filled with pitchers who have had every possible kind of surgery, Germano has never spent one day on the disabled list. That may be his most extraordinary accomplishment.
"Obviously I love pitching and I keep getting jobs every year," Germano said. "I have faith in my ability, and I know I can pitch in the big leagues. It's a matter of sticking and being consistent. I'm going to keep going after it as long as there is an opportunity."
If not, he can always boast that he shattered McGwire's record for most home runs in the Claremont (Ca.) Little League, a feat that leaves one wondering who actually keeps such records.
"I don't know how it came up, but it was a known thing," Germano said. "He had 13, and I had 22. My neighbor was a friend of [McGwire's] parents, so I got to meet him when he was with the A's. They were playing the Angels, and I got to go on the field to watch batting practice and have my picture taken with him."
Germano pitched at Claremont High, and his teammate was Alex Hinshaw, who has pitched in the big leagues with the Giants, Padres and Cubs. So that must have been one terrific high school team with two future Major League pitchers on it.
"We were terrible," Germano said. "Baseball wasn't big at our school. We didn't even have tryouts, we were begging people to come play."
His professional odyssey began when the Padres took him in the 13th round of the 2000 Draft. He always pitched well enough in the Minor Leagues to be considered a prospect and made his Major League debut at age 21.
But he has never pitched well enough to stick in the Majors for an extended period of time, although he made 23 starts for the 2007 Padres, who won 89 games and lost the Wild Card tiebreaker game. The rest of the rotation included Maddux, David Wells and Jake Peavy, while Trevor Hoffman was the closer.
"Basically Greg Maddux was my pitching coach," Germano said. "I would talk to him in the outfield during batting practice, we'd go over the opposing lineup. Even during a game, if I was struggling with an opposing hitter, I'd go to him and say, 'I can't get this guy out. What do you see?' Between him and Mike Maddux, that's why I signed with the Rangers."
In 2008, the Padres played an exhibition game in China, and Germano was the starting pitcher. The next year, though, he was pitching in Japan, and in 2011, he asked out of his Triple-A contract with the Indians so he could pitch in Korea. That gives him a trifecta that may never be equaled.
"At least by an American," Germano said.
He asked to leave the Indians just one start after throwing a perfect game for the Triple-A Columbus Clippers on July 26 at Syracuse.
"Definitely one of the highlights of my career," Germano said. "It didn't kick in what happened until after the fact, but I was aware of it. I didn't ignore it. I just said, 'If it happens, it happens.' It was one of those games I was throwing every pitch where I wanted it. There weren't any fantastic defensive plays. I either struck them out or they hit the ball at somebody."
Those are the kinds of nights that keep the desire burning. The next stop may be Round Rock or another Triple-A town along the Rust Belt of America. In addition to his irregular time in the Major Leagues, he has spent time at Triple-A in nine of the last 10 seasons in towns like Scranton, Akron, Louisville, Columbus, Pawtucket, Portland and Buffalo.
Germano said he might even consider going back to either Japan or Korea.
"If things don't work out here, I'd go back to either one if the opportunity presented itself," Germano said.
He is not ready to update his passport. He remembers the perfect game, pitching in the same rotation with a Hall of Famer and one brilliant night of relief work in Fenway Park. He remembers the cheers, and the competitive fires are as strong as ever. Germano still believes he is a big league pitcher, and that's why he is here with the Rangers.
"You look back and think, 'I shut down the Yankees for 5 2/3 innings at Fenway Park,'" Germano said. "I can pitch up here. It's definitely what keeps you going. It gives you motivation to figure out how to get here, be consistent and stick here."
T.R. Sullivan is a reporter for MLB.com. Read his blog, Postcards from Elysian Fields, and follow him on Twitter @Sullivan_Ranger.


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The leaves of the witch hazel plant, which grows throughout most of
North America, have more than 30 traditional medicinal uses, such as reducing
inflammation and bleeding. An ointment (available in most health food stores)
made from witch hazel can be applied to the skin to treat bruises and cuts and
to tighten stretched (distended) veins and restore blood vessel tone.
Witch hazel is recommended for external use. Some people drink
witch hazel tea, but the correct dosage is uncertain. Consuming too much witch
hazel can cause nausea, vomiting, and constipation.
Last Revised:
December 4, 2012
Healthwise Staff
Medical Review:
William H. Blahd, Jr., MD, FACEP - Emergency Medicine & H. Michael O'Connor, MD - Emergency Medicine
This information does not replace the advice of a doctor. Healthwise, Incorporated disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use. How this information was developed to help you make better health decisions.
To learn more visit Healthwise.org
© 1995-2012 Healthwise, Incorporated. Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Healthwise, Incorporated.


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Opera japonica was an opera e-magazine published by Simon Holledge from 2000 to 2005.
As of 23 August 2011, Opera japonica has been taken down from the net. If anyone wishes to obtain an offline copy of any monthly issue, review, archive or other material, please contact Simon.Holledge (at) gmail.com. Thank you.


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Google CIO: Enterprises Should Build 'Zero Trust' Infrastructure
NEW YORK -- Google CIO Ben Fried says the company is moving away from the idea of a corporate network to an infrastructure that reflects the habits and security of Internet users. "You have the idea of a private network that lives inside the data center and a few servers, but really you want to treat all of the ways that people connect to you as if it were the Internet," Mr. Fried said at a panel at the Bloomberg Enterprise Technology Summit.
The wave of the future is building or adopting enterprise infrastructure that is essentially "zero trust." Enterprises will need to build infrastructures with the assumption that people are connecting through a network that can be trusted no more than the Internet. He says Google has been working on this for the past year and a half but is aggressively pursuing it now.
Panelists also discussed the notion that the public cloud will seriously threaten private models as more enterprises adopt and build their own applications. Mr. Fried said Google became a bleeding edge user of all of its platform-as-a-service offerings, and it cut down operating costs to near zero. "You can't beat the cost basis for this," he said. "It's just simple economics. You can't compete any other way."
Scott Weiss of Andreessen Horowitz said the public cloud model cost curve could wipe out private models. "The world is very quickly going to have to get on the public cloud cost structure or die."
He said new cloud and SaaS companies are shaking the foundation of the IBMs and Oracles of the world. As more cloud providers jump in and compete at low cost, the big legacy companies may need to make some big acquisitions to keep up. "I don't know if all of them are going to make the jump."


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Aesop coined the phrase "United we stand, divided we fall." But what do we do when we cannot find partners to stand with?
Nationally, a shortage of speech-language pathologists often prevents children from receiving services they desperately need.
The State of Telepractice
Spurred by ASHA's 2005 recognition of telepractice, thousands of SLPs have participated in telepractice so far. Telepractice is thriving; more than 10,000 SLPs have applied to PresenceLearning alone and many more are interested in telepractice considering the many other providers like Visual Speech Therapy and Vocovision.
The fast adoption of telepractice was driven by the well known shortage of SLPs, offering clinicians new work/life and professional choices. However, as accumulated research–40 peer reviewed studies at last count–has shown that telepractice is just as, if not more, effective than traditional, onsite therapy, the uses of telepractice have broadened.
Telepractice is now used to bring children together for social pragmatic groups, connect kids with bilingual therapists, strategically alter the frequency and intensity of therapy, improve SLPs' schedules, bring in specialists, and re-engage students in middle and high school.
The Problem With Medicaid
One obstacle remains in many states that prevents SLPs from working via telepractice: Medicaid reimbursement. This is a critical issue, as schools can receive reimbursement for up to 50 percent of costs from Medicaid and are often unable or unwilling to adopt telepractice services without this reimbursement. ASHA, to its credit, has been a leader in advocating for school-based Medicaid reimbursement.
State policies preventing Medicaid reimbursement are oversights rather than outright bans. Policy has simply not kept pace with advancements in our field. In fact, most state policies don't even comment on telepractice.
Many states, including California, Colorado, Virginia, Minnesota, Ohio, have updated their regulations, creating a precedent for other states to follow. These states handle Current Procedural Terminology (CPT) coding in the same way as before, but with a modifier indicating tele-delivery.
In the remaining states, the impact is large and negative:
- SLPs wanting to work via telepractice, many of them retirees or recent parents seeking flexible work, effectively cannot do so within their state.
- Hundreds of thousands of students not receiving services because of the SLP shortage will continue without the care of a SLP and fall further behind in critical areas like reading, writing and communicating.
- Schools struggling to fill their share of the 5,000+ unfilled SLP openings will remain at significant legal risk from non-compliance.
Unfortunately, underserved districts and their students in rural areas and the urban core will continue to be hit the hardest until this blind spot in Medicaid policy is remedied.
What Must Happen
Medicaid reimbursement inequality must be resolved in all 50 states. There are important issues of equity for rural and urban core students, as well as the viability of access to telepractice for SLPs and students alike.
How can you help?
The only way to help is, in the words of Aesop and others, stand together for this cause. Here's how we can stand together:
- Review your state's current policies for Medicaid reimbursement regarding telepractice.
- Contact your state administrator of Medicaid for education to express your concern on this issue.
- Cite specific examples of how tele-therapy reimbursement would benefit students in your district and similar districts in your state.
With a cohesive message and ample support from fellow educators, gaining Medicaid reimbursement for tele-therapy for school-based speech-language therapy services can be a reality sooner than you think.
Melissa Jakubowitz, MA, CCC-SLP, is the vice president of speech-language pathology clinical services at PresenceLearning. She is a Board Recognized Specialist in Child Language with more than 20 years of clinical and managerial experience. She is the past president of the California Speech-Language-Hearing Association and is active in ASHA, serving as a Legislative Counselor for 12 years.


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Latest News
Wounded Iraq, Afghanistan vets cycling to Keys
Army Staff Sgt. Russell Dennison and Spc. Calvin Todd, both 24, served together and lost legs together, just three months ago in Afghanistan.
Now, they're on their first outing together from Walter Reed Hospital — among dozens of U.S. military veterans taking part in a Soldier Ride from Miami through the Florida Keys.
"I haven't been on a bike since I got blown up," said Todd, a combat medic who was learning how to fit his prosthetic leg into a new bicycle Wednesday in the parking lot of a hotel in Aventura.
Nearby, his platoon sergeant, Dennison, was being fitted with a recumbent bike to fit both prosthetic legs, replacements for the limbs he lost in battle Oct. 4 in Afghanistan.
"He and I got hit 30 seconds apart," explained Todd. "He got blown up, and I took off running to him, and I got blown up."
This is the eighth year of the Soldier Ride through the Keys, now under the banner of the Wounded Warrior Project. And Walter Reed occupational therapist Harvey Naranjo signed 10 of his U.S. Army and Marines patients up for their first full-fledged outing from the military hospital since their injuries.
Or, as Todd put it, using the lingo that is commonplace back at his base, Fort Stewart, Ga., he was "volun-told" to take the trip.
So like a good soldier, he declared himself eager to do it.
"These guys are all studs. They're all athletes," declared Naranjo, himself a former U.S. Army combat medic. "The expectations are going to be high for them."
The Soldier Ride starts Thursday morning on South Beach, a warm-up spin that takes the cyclists across the Venetian Causeway to Marlins Stadium.
Friday, they start their ride south in Key Largo, including across the fabled seven-mile bridge — the latest journey in a series of trips that ride founder Dan Schnock estimated has put 1,000 disabled veterans on a range of styles of bikes across the country and in Europe and Israel since 2004.
This trip also includes a swim with the dolphins in Marathon and a trolley ride in Key West .
Most of the cyclists are medically retired service members, like retired Air Force Staff Sgt. Brian Scheifer, 29, who broke his spine in a Humvee roll in a training exercise in California between his third and fourth deployments to Afghanistan and Iraq.
This week he has brought his hand-cycle from his Miramar Beach home, near Destin. He has never ridden his bike further than 15 miles and now is about to take his longest hand-pedaled ride ever, through the Keys.
"I'm up for the challenge," he said, noting, "I work out a bit."
Plus, after a recent deer hunting outing to Georgia with the Wounded Warriors, the airman turned Defense Department contractor is bullish about the comradery.
"You're as fast as your slowest guy," he said, noting that since he can hand pedal the bike to speeds of 20-25 miles-per-hour he didn't want to be at the back of the pack. "Hope not," he said.
For many of these men, who've seen the world in the uniform of the U.S. military, this is their first visit to Miami and the Keys. Dennison is from Illinois, Todd is from New Hampshire. And Scheifer is a Michigan native who moved south after his injury to set up a business, and also for the weather.
At 29, he sounds like a classic snowbird on his first ever visit to Miami. "I love warm weather," he said.


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Venture Money Flows Into Hardware Startups
From Jawbone to Roku, U.S. Investors Pump $848 Million Into Consumer-Electronics Makers
A hardware startup is still hard, but it is getting a little easier.
The growing availability of 3-D printers and starter kits with easy-to-program circuit boards makes it simpler and cheaper to produce prototypes. Contract manufacturers stand ready to handle mass production and unravel supply-chain tangles. New fundraising techniques help entrepreneurs get started and test demand.