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WASHINGTON - The Federal Reserve said Wednesday that the U.S. economy has strengthened but still needs the Fed's extraordinary support to help lower high unemployment.
In a statement after a two-day meeting, the Fed stood by its plan to keep short-term interest rates at record lows at least until unemployment falls to 6.5 per cent, as long as the inflation outlook remains mild. And it said it would continue buying $85 billion a month in bonds indefinitely to keep long-term borrowing costs down.
Speaking at a news conference, Chairman Ben Bernanke stressed that while the economy has improved, the Fed won't ease its aggressive stimulus policies until it's convinced the economic gains can be sustained. An unemployment rate of 6.5 per cent is a threshold, not a "trigger," for a possible rate increase, he said.
Bernanke also said the Fed might vary the size of its monthly bond purchases depending on whether or how much the job market improves. The unemployment rate has fallen to a four-year low of 7.7 per cent, among many signs of a healthier economy.
"We are seeing improvement," Bernanke said. "One thing we would need is to see this is not temporary improvement."
Jim O'Sullivan, chief U.S. economist at High Frequency Economics, said the Fed appears focused on "whether recent improvement continues, and no changes to the (bond) purchase program appear imminent."
But O'Sullivan said he thinks the Fed might scale back its bond purchases in the second half of this year if job growth continues to accelerate.
Brian Bethune, an economics professor at Gordon College in Wenham, Mass., said the Fed's first move might be to reduce its monthly bond purchases in the October-December quarter of this year and again in the first quarter of 2014. Reducing the Fed's bond purchases would likely cause interest rates to rise, making loans more expensive, and possibly cause stock prices to fall.
But investors seemed pleased with the Fed's decision to maintain its low-interest rate policies indefinitely for now. The Dow Jones industrial average close up about 56 points, having risen slightly after the Fed's statement was released at 2 p.m. EDT.
The Fed's statement took note of the global stresses that have been intensified by the turmoil in Cyprus, which is trying to stave off financial ruin. No longer does the Fed statement say, as it did in December, that "strains in global financial markets have eased somewhat."
Bernanke was asked at his news conference whether the flare-up in Cyprus signals that the U.S. financial system might be more vulnerable than bank "stress tests" have shown. He sought to downplay the dangers posed by the tiny Mediterranean nation. Bernanke said that "at this point," he sees no major risks to the U.S. financial system or economy.
The Fed noted in its statement that the U.S. job market has improved, consumer spending and business investment have increased and the housing market has strengthened. But its latest economic forecasts, also released Wednesday, show that the Fed still doesn't expect unemployment to reach 6.5 per cent until 2015.
The Fed also cautioned that government spending cuts and tax increases could slow the economy. It predicts that growth won't exceed 2.8 per cent this year, slightly lower than its December forecast of 3 per cent.
A total of 13 Fed officials still think the first rate increase won't occur until 2015, the same number that thought so in December. One Fed official thinks the first boost in the short-term lending rate won't occur until 2016.
The statement was approved on an 11-1 vote. Esther George, president of the Kansas City regional Fed bank, dissented for a second straight meeting. She reiterated her concerns that the Fed's aggressive stimulus could heighten the risk of inflation and financial instability — a concern shared by other critics.
Some economists say they fear the Fed has pumped so much money into the financial system that it could eventually ignite inflation, fuel speculative asset bubbles or destabilize markets once the Fed has to start raising rates or unloading its record $3 trillion investment portfolio.
And while the Fed's low interest-rate policies are intended to boost borrowing, spending and stock prices, they also hurt millions of retirees and others who depend on income from savings.
"Things are not going to get better for savers," said Greg McBride, senior financial analyst at Bankrate.com. "Rates are going to stay low for borrowers, and the Fed's accommodation will continue to be a positive for the stock market. Right now, the market is addicted to Fed stimulus."
The economy slowed to an annual growth rate of just 0.1 per cent in the October-December quarter, a near-stall that was due mainly to temporary factors that have largely faded. Economists think growth has rebounded in the January-March quarter to an annual rate around 2 per cent or more. The most recent data support that view.
Americans spent more at retailers in February despite higher Social Security taxes that shrank most workers' paychecks. Manufacturing gained solidly in February. And employers have gone on a four-month hiring spree, adding an average of 205,000 jobs a month. In February, the unemployment rate, though still high, reached its lowest point since December 2008.
One reason for the Fed's reluctance to reduce its stimulus is the history of the past three years. In each of the three, economic prospects looked promising as the year began. Yet in each case, the economy stumbled.
Though the economy has brightened this year, it still faces threats, including across-the-board government spending cuts that took effect March 1 and are expected to trigger furloughs and layoffs.
The Fed's forecasts for the economy are rosier than those issued by the Congressional Budget Office. The CBO has warned that the government spending cuts, along with the Social Security tax increase and higher taxes on top earners, could slow growth by 1.5 percentage points this year, to 1.5 per cent.
AP Economics Writer Christopher S. Rugaber contributed to this report.


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Principals ought to be judged by student achievement too
Change comes hard in the world of education, especially when it comes to educator accountability measures.
That was on display in Chicago this week, where teachers went on strike over several issues including an evaluation process that would include student test scores as a component of their performance reviews.
And it also was an issue in Los Angeles this week where administrators — yes, principals — finally agreed to a new evaluation system that includes student achievement as one component of an administrator evaluation.
Los Angeles schools Supt. John Deasy called the agreement a "remarkable breakthrough." It should be noted that L.A. teachers have yet to come around on the issue.
In the continuing debate over whether it's fair to judge educators by how their students perform, administrators are often the forgotten link. Yet, a great principal sets the tone for a school, manages staff and ensures everyone is striving toward the same goals. Part of a principal's responsibility is to make sure quality teaching is taking place in his or her school.
To that end, principals have got to have some skin in the game.
In Colorado, they will once Senate Bill 191 is fully enacted. That's because growth in student achievement will be a component not only in teacher evaluations, but in principal evaluations as well.
And that's as it should be.

subset: commoncrawl


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Ask anyone who loves jazz to the name the top tenor saxophonist of all time, and he or she probably will answer in a flash.
To many, it's Sonny Rollins, at 82 still a giant. Or Gene Ammons, the long-gone, soulful player from the South Side of Chicago. Or Von Freeman or Fred Anderson, Ammons compatriots who helped define the Chicago sound and are sorely missed to this day.
To me, though, it always will be Johnny Griffin, the greatest tenor man I heard live in more than 40 years of concert going. The brilliance of his technique, the enormous scale of his sound and the visceral energy of his delivery have no parallel in all tenordom. In many ways, he summed up what the Chicago "tough tenor" sound was all about.
Though he stood just 5 feet, 5 inches tall, he was a colossus who richly deserved his nickname: "Little Giant."
So it's fitting that on Thursday evening Chicagoans will remember the great musician, who died in 2008 at age 80 in France, where he had lived since 1963. Pianist Michael Weiss, who toured with Griffin for roughly 15 years starting in the late 1980s, has pulled together a promising band that will pay homage to the master at the University of Chicago's Logan Center, on East 60th Street.
That's not far from DuSable High School, at 49th and Wabash, which Griffin considered the source of his achievements.
"People don't realize how important it is having a foundation like the one I got there," Griffin told me in 1993, referring to DuSable and its visionary bandmaster, Capt. Walter Dyett.
"He was one hell of a musician. He knew all the instruments, but he also was a strong man, a disciplinarian, a father figure. He would take no nonsense at all, he'd short-shrift anything disturbing in class.
"But that was good for the kids, because it gave them something, it gave them some support. Dyett taught dignity and honesty and, on top of that, music."
Thanks to Dyett, DuSable students such as Nat "King" Cole, Johnny Hartman, Dorothy Donegan, Freeman, Ammons, Griffin and many more enjoyed international careers. Lionel Hampton hired Griffin right out of DuSable, when the fledgling musician was all of 17 years old.
The teenaged tenor man caused a sensation in Hampton's band, igniting fireworks opposite Arnett Cobb in "Flying Home," the tour de force that had made a star of another Hampton tenorist, Illinois Jacquet.
But the swing music that Hampton cherished was changing, and Griffin wanted to get in on the new sound: bebop. So he moved to New York in the late 1940s and, after stint in the Army, again in the '50s to absorb this restless, revolutionary, harmonically complex music. That's when a talented young musician refashioned himself into a master, learning from inventors such as pianists Thelonious Monk, Bud Powell and Elmo Hope.
"Elmo, Bud and Thelonious really were like three brothers to me, and whenever I wasn't working, I'd just hang with them in New York, listening, studying," said Griffin in the interview.
"That was my university training, staying around those three musicians. Because I didn't want to sound like any other musician on tenor saxophone, so I spent my time around those guys and around Dizzy (Gillespie), who adopted me, and (trumpeters) Kenny Dorham and Fats Navarro and later on Clifford Brown.
"They were the ones who gave me a chance to peep at them and ask questions."
Not that the process was easy.
"That music was so tough that sometimes it would take me four or five months to understand something they were telling me about," added Griffin. "And then it suddenly would hit me: 'Oh, that's how those (chord) changes work.'"
Griffin indeed matched the virtuosity and musical depth of his mentors, as his recordings of the period show. Listen to his work on an album such as the aptly named "A Blowin' Session" from 1957, and you'll hear Griffin holding his own – and then some – alongside no less than saxophonists John Coltrane and Hank Mobley.
In concert, Griffin was even more thrilling, attaining tremendous velocity and clarity in uptempo pieces and uncommon tenderness and high romanticism in ballads.
What was it like to share a bandstand with him?
"Where do I begin?" asks pianist Weiss, whose Griffin homage will feature the formidable Chicago tenor player Eric Schneider, plus bassist Lorin Cohen and drummer George Fludas.
"First and foremost, (he was) an exuberant personality (with) an artistic aesthetic of the highest order. … Those are two different things that don't always go together, but with him they did.
"You wanted to play your best. He embodied all the kinds of things that make jazz what it is – the essence of jazz, of self-expression, but also the human element, the falling down and getting back up side of the human experience, I guess, to be philosophical about it."
Griffin's biggest tumble occurred a few years before his death, when he suffered a stroke. Yet he continued playing, undaunted.
"After his stroke, he had some diminished capacity as far as his sound and his endurance," recalls Weiss.
"I say that, but then I would say we played an engagement at the Blue Note in New York around that time, after his stroke, and he didn't know when to take the horn out of his mouth.
"We were still playing fast tempos, and I was astounded at his endurance, inspite of his reduced capacity."
For Chicago's Griffin tribute, Weiss hopes to play several tunes that Griffin wrote and performed often in Chicago – such as "Hot Saki" and "Chicago Calling" – as well as the standards that were integral to the saxophonist's repertoire.
All of which should remind the listening public of a musician who's not nearly as celebrated outside jazz circles as he should be.
No doubt his decision to live so much of his adult life as an expat in France had something to do with that, though Griffin never doubted the move for a minute.
"Actually, I went to Europe without any idea that I'd never move back," he told me. "It's just that the way they received jazz musicians in Europe was quite different from what they do in the States, and it's still like that even today.
"Jazz has a high profile in Europe. And people just seem to have more leisure time to enjoy the things of aesthetic value than they seem to have over here. …
"Even now, whenever I'm in Paris," added Griffin, "just going out to sit on the Champs-Elysses, I feel like I belong, not even knowing the language. There's something about the atmosphere in France, it gives you a feeling of well-being."
Nevertheless, he kept coming back home to Chicago to play.
"Oh yeah, that'll never change," he said. "In fact, I hear jazz is going pretty good in Chicago."
Thanks, in part, to the exalted standard that Griffin set for everyone else.
The Michael Weiss Quartet plays "A Tribute to Johnny Griffin," with sets at 7:30 and 9 p.m. Thursday at the University of Chicago's Logan Center for the Arts, 915 E. 60th St.; $10; 773-702-2787 or hydeparkjazzsociety.com or arts.uchicago.edu/content/logan-center.
To read more from Howard Reich on jazz, go to chicagotribune.com/reich.
email@example.com | Twitter @howardreich


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Inspired by Wassily Kandinsky's Circles in Circle
Journaling is couple of verses from the song "Circle of Life" by Elton John. Thanks to Pattie's wonderful course on Digital Techniques for Art Journaling, I put the text in the circles using PSE!
Blended papers with various blend modes and used gradient fills to blend diagonals.
Katie Pertiet - Krafty Elegance, Color Challenge 040410
Jesse Edwards - All Natural 2 Paper Pack
Mindy Terasawa - Color Challenge 030809
Font - Century Gothic


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Download Now!
OptiPerl will help you create CGI & console scripts in Perl, offline in Windows. It is a fully integrated visual developing environment and editor for creating, testing, debugging and running perl scripts, directly or through associated html documents.
Features include:
- Offline editing of Perl scripts in IDE.
- Complete emulation of a real server - scripts can be run indirectly from html documents.
- Live preview of the scripts in the internal web browser.
- Feature packed editor with syntax highlighting.
- Completely integrated debugging with live evaluation of expressions, watches, breakpoints, flow control. Remote debugging of scripts located on your web server.
- Code completion, and hints while programming. Automatic syntax checking.
- Box and line coding give a better view of your code.
- Saveable desktops.
- Code librarian that supports ZIP files and code templates.
- Context sensitive help on core perl and module documentation.
- Powerful query editor to create the environment and data sent when calling CGI scripts.
- Many tools like URL Encoder, Perl Printer, Pod Viewer and others.
- Projects to organize and publish a set of scripts.
- Version converter to handle non supported perl functions in windows.
- Opening, saving and running scripts on remote servers.
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- File and FTP explorer.
Why should you buy this program? Consider the following:
OptiPerl is a great learning tool. You can use it to learn Perl and CGI programming in the comfort of a visual editor, without loss of time and money because of loading from dos perl or being for hours on the internet.
So if you program for hobby or want to introduce yourself in a pleasant way to CGI programming, OptiPerl is for you.
Professionals designing perl programs and cgi scripts use it. You can save much time by quickly creating, debugging and testing all the ideas you have increasing productivity.
For novice or advanced users, for hobby or professional use, OptiPerl is bundled with all the tools you need to make CGI in Perl Programming easy!


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When Rachel Reider was asked by Lark Hotels to create suites inspired by Vineyard Vines — the playful, preppy clothing brand recognized by its smiling pink whale logo — the Boston-based interior designer was intrigued and enthusiastic, if a bit apprehensive.
"I've long associated Vineyard Vines with its trompe l'oeil neckties and bathing suits, but I wasn't quite sure how that would translate to a modern coastal lodging," says Reider, who for six years has designed fresh, imaginative interiors for Lark Hotels, a modern-minded hotel group with locations in a handful of New England seaside locales.
But once she had the bolts of Vineyard Vines fabrics in her hands, Reider realized she had nothing to worry about.
"I was amazed at how beautifully the two entities came together through interior design," says Reider, who worked closely with Vineyard Vines this spring to design suites at the Federal-style Captain Fairfield Inn in Kennebunkport, Maine, and Nantucket's 76 Main, a recently renovated former sea captain's home, slated to open in July.
Vineyard Vines was launched in 1998 by brothers Shep and Ian Murray, who designed whimsical ties they sold out of their Jeep on Martha's Vineyard. In time, the shoestring start-up morphed into a multi-million-dollar clothing line.
"When we started out, we envisioned Vineyard Vines as a lifestyle brand rather than simply a clothing company. We always had hoped to expand into hotels," says Ian Murray, Vineyard Vines CEO .
When they were approached by Lark Hotels to collaborate, the timing was right.
"We certainly draw similarities between the two brands," he continued. "At Lark Hotels, it's much more about the experience you're having while staying at the properties; likewise at Vineyard Vines we have a saying that 'Every day should feel this good,' and we hope our customers feel that way when they're wearing our clothes, whether it be in the boardroom or on the beach."
Finding a way to make the suites represent Vineyard Vines without creating interiors that were mirror images of the company's retail stores was tricky, says Reider, who did incorporate a few things that guests might recognize from the company's stores, like a gleaming sailfish mounted above the bed and a vibrant surfboard emblazoned with the Vineyard Vines logo at the Captain Fairfield Inn.
While the rooms needed to have the look and feel of Vineyard Vines, it was equally essential that they possess the signature appeal of Lark Hotels—which strives to interpret "coastal" in modern, streamlined, and unexpected ways. "Lark properties have a décor that is not overly beachy or cottage-y," says Reider, who infused the suites with a preppy chic touch that played off the seaside surroundings.
Stripes are featured heavily in the Vineyard Vines line, so in the sitting area of the Captain Fairfield Inn suite, Reider opted for a blue and white striped Ralph Lauren wall covering.
"It has a crisp, clean, nautical feel, but the bold stripe gives it a modern sensibility," she says. The bedroom walls are sheathed in grasscloth, selected for its rough texture that brings in the beach environment without being overly themed.
Pillows and bed bolsters are made from Vineyard Vines' board short and women's tunic material. The roman shades, made of a pink-hued Duralee lattice pattern, are edged with ribbon fabrics fashioned from Vineyard Vines belts.
Reider scoured salvage shops for decorative items with nautical flair. More transitional in style than the year-round Captain Fairfield Inn, the color palate at 76 Main centers around deep blues, black, and white: Antique 16-foot-long ship paddles feel right at home mounted above the bed. An authentic life ring and teak night stands enhance the nautical theme.
In addition to the interior design, guests will be greeted with Vineyard Vines touches upon arrival, including canvas beach bags and beach towels. Says Murray: "[It] makes the suites a true reflection of the brand we've built."
Jaci Conry can be reached at email@example.com.


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Remember the Pantech IM-R200 double LCD phone with touchscreen keys? You know, the one that gives you tactile feedback on the touchscreen so you can actually see what's going on? AVING hassome nicer pictures of the screen, showing off various styles of keypads that you can change to.
We're hoping there's more than just keypad styles on the touchscreen—maybe some kinda QWERTY or something—but we do see that it looks different when a call is in effect. Head over to check out more pics.
Bonus shot after the jump.


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Lost in the maelstrom of chaos that has followed Hurricane Katrina is the severe impact the storm has had on one very specific group: people living with HIV. Thousands of HIVers, along with the hundreds who once provided them with health services and support, are among those whom the hurricane has forced from their homes. Now, many people with HIV are struggling to regain the assistance they need, while their providers are struggling to get it to them.
The entire HIV/AIDS infrastructure -- AIDS organizations, clinical trial networks, clinics, food delivery, hospitals, AIDS Drug Assistance Program services, etc. -- in New Orleans and other areas in the Gulf Coast has been decimated, with workers and clients now dispersed throughout the region.
In this collection of profiles and interviews, The Body has tried to convey a sense of the challenges that face the Gulf Coast HIV community in Katrina's aftermath. With phone service down in most of the affected areas and people dispersed, reaching many of these people is difficult; we have yet to talk to HIV-positive survivors themselves to see how they are faring. The story, however, is still unfolding, and more details will trickle out in the coming weeks.
Clearly, the obstacles to overcome are enormous. But if these snapshots of the efforts being made in Louisiana, Mississippi, Texas and our nation's capital are any indication, it's only a matter of time before the dedicated people who provide HIV services in the region are able to reestablish care for thousands of displaced people with HIV in need.
Next: Mississippi, Texas and Washington D.C.
This is the introduction to a series of articles examining the effects of Hurricane Katrina on the U.S. AIDS community. To read other articles in this series, click here.
This article was provided by The Body.
Copyright © 2005 Body Health Resources. All rights reserved.


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NEW YORK (Reuters Health) - Cancer survivors might want to try yoga to sleep better and have more energy, according to a new study that will be presented at a meeting in early June.
"Physicians and oncologists are often uncomfortable advising patients who want to use therapies that are complementary to standard cancer therapy," Dr. Douglas Blayney, president of the American Society of Clinical Oncology, said in an interview.
"Here we have a studied intervention, one that has been subjected to clinical trials and, lo and behold, it seems to be beneficial," added Blayney, who was not involved in the new research.
For the study, researchers randomly assigned more than 400 cancer survivors to one of two groups. Most had been treated with chemotherapy for breast cancer.
One group did gentle Hatha yoga and restorative yoga — including special postures and breathing and mindfulness exercises — twice a week for a month. The other was only monitored, following standard practice.
Those who did yoga were able to cut back on sleeping pills and slept better, as measured by a 22 percent increase in sleep quality on a commonly used scale. That was nearly twice the improvement of survivors who didn't do the exercises.
Yoga also cut fatigue by close to half, and led to a small increase in quality of life.
That is good news for cancer patients, said Karen Mustian of the University of Rochester Medical Center in New York, who led the study. "We really don't have any good remedies for fatigue for cancer survivors," she told Reuters Health.
Although patients may take drugs to help them sleep, such medications have side effects and aren't usually long-lasting. That led Mustian's team to look for alternatives.
How yoga achieves its relaxing effects isn't completely clear.
"It may be promoting social bonding," Mustian said, adding that preliminary studies have suggested it could also lower stress hormones.
For cancer survivors seeking help from yoga, Mustian recommends looking for Yoga Alliance-certified instructors, especially those who have experience with people dealing with illness. She also stressed that the results may not apply to all forms of yoga.
"A physician can say with some confidence," Blayney said, "yes, this kind of yoga program may be useful."
(With reporting by Maggie Fox and Julie Steenhuysen)
SOURCE: American Society of Clinical Oncology Annual Meeting, June, 2010.


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Red tape – rules, regulations, restrictions and mandates imposed on America – rose alarmingly in 2009, mirroring the overall decline in economic freedom in the United States, as reported in this year's Index of Economic Freedom.
That's the conclusion of an upcoming Heritage Foundation report detailing trends in federal regulation. In fact, the cost of new regulations imposed on Americans during fiscal 2009 was the highest in 17 years, weighing in at over $14 billion per year.
Perhaps surprisingly, most of these new regulations were adopted by the Bush Administration. In part, that is due to the normal ebb and flow of rulemaking: the last year of every presidential administration is always a busy one. Still, conventional wisdom to the contrary, the Bush years were hardly a time of deregulation. By every measure, regulation increased, rather than decreased, during President Bush's eight years in office.
President Obama, however, has been no slacker in the business of regulation, imposing some $5 billion in new costs in his first year, despite the fact the he didn't even have most regulatory officials in place yet. New rules ranged from the costly – such as increased automobile efficiency standards which will cost billions to implement – to the petty, including increased scrutiny of breakfast cereals and yard sales.
And much more regulation is on the way. In January, the EPA issued a formal finding that CO2 "endangers" public health by causing global warming, allowing the agency to regulate it. Specific rules will soon follow, with enormously high costs.
The first such step is a proposal to again increase automobile fuel economy standards. More stringent limits would follow, which could affect schools, farms, restaurants, hospitals, apartment complexes, churches, and anything with a motor – from motor vehicles to lawnmowers, jet skis, and leaf blowers.
Similarly, new rules are being applied to the financial sector. The Federal Reserve, for instance, has outlined plans to regulate the pay of executives, loan officers, traders and other employees of financial institutions, establishing rules on how compensation systems are to be structured, and even requiring advance approval of specific plans. More broadly, the Obama Administration is seeking new rules for how all corporations determine pay, including a federal requirement that corporations allow shareholder votes on the pay of executives.
Meanwhile, the Federal Communications Commission has proposed regulating the Internet and limiting how companies such as Comcast and Verizon operate their Internet networks. These "net neutrality" rules, by limiting how Internet traffic can be managed, threaten to slow Internet access, as well as reduce investment and innovation.
This rising tide of regulation makes it more important than ever that policymakers adopt reforms, including strengthening of regulatory review procedures, creation of an independent congressional regulatory review capability, and adoption of regulatory "sunset" procedures.
But such reforms will not be enough to stem the regulatory tide. Burdens will rise as long as policymakers are willing to keep the floodgates open. Americans will find it harder to keep their heads above water, and America's economic freedom will continue to diminish until policymakers exercise the will and resolve necessary to guard against the deluge.


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Windows XP: Tested, tried, and true. It's so trusted that when Windows Vista became available in 2007, Microsoft extended XP's planned lifecycle by almost double the normal length to continue supporting the large number of companies who remained on Windows XP.
But everything changed on April 8th, 2014. After twelve years, Microsoft officially discontinued support for the operating system. This leaves an estimated 200 millioncomputers vulnerable to security issues. These security issues could be exploited by unscrupulous people to generate and propagate malware, viruses and spam campaigns. That could affect us all, and lead to the dawn of the XP Apocalypse.
For SOLIDWORKS users, the discontinuation of Windows XP support isn't new news – they've known since the 2012 release. When Microsoft switched from providing full operating system support to providing security fixes only, SOLIDWORKS discontinued support for SOLIDWORKS on Windows XP. Most users either bought new PCs or upgraded their operating system so they could continue to run the latest and greatest version of SOLIDWORKS. But there were some customers who decided to stick it out with SOLIDWORKS 2012. Now, they're stuck. Not only can they not run the latest version of SOLIDWORKS, their system is a potential time-bomb of unwanted problems.


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Why Microsoft Beats Apple
Today, those old rivals Microsoft and Apple both look like inexpensive stocks.
Microsoft could be the better value. Not only is it cheaper than Apple relative to its earnings per share, but Microsoft's business also has greater strengths, and better prospects, than the market appreciates.
Granted, when these two have gone head-to-head in...


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From its inception, the idea for the WVIZ/PBS Cooks! series was simple… and simply delicious! With Northeast and North Central Ohio being so rich in ethnic diversity, our plan was to gather together traditional and family-favorite recipes from some of the region's best home cooks and then, through the power of television, share those recipes with you, our family and friends
WVIZ/PBS Cooks! | Courtesy of WVIZ/PBS Ideastream


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Choose Among the Best Taos Bed & Breakfasts
At a Taos Bed and Breakfast your innkeepers will treat you to delicious gourmet food and a relaxing atmosphere with panoramic views of the beautiful Taos mountains. Many inns offer rejuvenating spa services, a soak in the hot tub after a day of activities or a crackling fire in a wood burning fireplace after a day of skiing.
Plan your next special event at a Taos Bed and Breakfast. Book one of our inns for your wedding or business meeting. Our private patios, gardens, and meeting rooms provide the perfect backdrop for your gathering. Some inns may offer such modern amenities as TV, DVD/VCR, and wireless internet.
Romantic getaway or adventure vacation, begin and end each day at one of Taos' award-winning southwestern bed and breakfasts.
Featured B&Bs
- Casa Benavides
- Palacio de Marquesa
- American Artists Gallery House
- Taos Country Inn
- Adobe and Pines Inn Bed & Breakfast
- Hacienda del Sol
- Touchstone Inn
- La Doña Luz Inn
- Adobe and Stars
- Dreamcatcher Bed and Breakfast
- Old Taos Guesthouse
- La Posada de Taos
- Mabel Dodge Luhan House
- Bavarian Lodge & Restaurant
- Inn on the Rio


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The Arts Calendar, a service of Radio Kansas, seeks to assist in
promoting Kansas arts and humanities events.
If your event is for the greater-Wichita area, you may submit your event at visitwichita.com allowing your event to display on both the Radio Kansas Arts Calendar and the visitwichita web site.
Anyone may submit an event. Please submit your entries at least seven days in advance of your event to allow Radio Kansas and the visitwichita staffs to review your submission. Both parties reserve the right to edit or reject any entries.
Submit an event to the Radio Kansas Arts Calendar only here...
Submit a greater-Wichita area event to visitwichita.com AND the Radio Kansas Arts Calendar here...
For assistance in revising a previously submitted entry, please contact Rosemary Sayers at firstname.lastname@example.com.


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Property Overview 4 MARLA Plot DHA Phase 8 Broadway Plot 89/44 Direct Deal Hot Location Paper available. Golden opportunity for Investors and Buyers. Easy Approach. Direct from Owner. It's Really lucrative. Plot available in reasonable price. My lots of clients as well as investors have got fruitful Results. They have earned smart profit. Therefore, do not miss such a great opportunity. Come forward for activation of your dreams into reality. Please Contact Us for More Details and guidance.Please Quote AARZ.Pk While Calling Us.
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|Type: Commercial Land
|Status: Sell


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A Glam, Botanical Bohemian Wedding at the Lewis Ginter Botanical Garden in Richmond, Virginia
Drawing inspiration from the garden venue and Graham's family's flower farm, Marissa Hermanson (28 and a journalist) and Graham Moomaw (30 and a journalist) threw a bloom-centric affair featuring vintage furniture, classic Southern bites, a bluegrass band and an "epic Conga line."
"It was fun playing 'creative director' for our wedding," Marissa says of collaborating with family, her florist and Graham's sister, Mary Ellen, and a day-of coordinator for her spring nuptials. Flowers from the family farm, including everything from peonies and anemones to dramatic vines, created a whimsical atmosphere heightened by the venue's blooming tulips and vintage-inspired décor. "It was just magical," she says.
The couple decorated the ceremony space with mismatched chairs, oriental rugs, aisle arrangements of honeysuckle, dogwood and tulips, and a stunning archway of smilax, rose canes and white delphinium.
The wedding party paired blush bridesmaid dresses with peony bouquets, while groomsmen in navy suits and pink ties sported boutonnieres of ranunculus and jasmine. Fresh, seasonal flowers also topped the four-tier buttercream cake, while the flower girl wore a crown of greenery during the ceremony.
"She was the comic relief," Marissa says of flower girl Lola. "Hearing our guests' laughter at her antics calmed my nerves."
During the tented reception, guests dined on quite the Southern feast: Barboursville wines, a Virginia ham spread, fried chicken, apple-cider-braised collard greens and beef brisket. The newlyweds later nightcapped with cigars, Drambuie and gougères. "Guests raved about the food," Marissa says.
Tall centerpieces included sculptural dogwood and honeysuckle.
"It's a classic, and the cover gave it a modern sound," Marissa says of their first dance to Arctic Monkeys' cover of "Baby I'm Yours."


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Recalled Nap Nanny Infant Recliner To Blame
Photo credit: Newnow/iStock / 360/Getty Images
Even though the Nap Nanny Infant Recliner has been recalled, parents continue to use them. Unfortunately, the Consumer Product Safety Commission (CPSC) has gotten word of another infant death, bringing the total to six.
Recalled Nap Nanny
The idea is a simple one — the Nap Nanny is a baby seat with straps that you can place on the floor so your infant can nap wherever you may be. It was never meant to be used in a crib or near walls and the strap should always have been fastened. In 2010, the design was revamped to include more clear instructions; but unfortunately, that just wasn't enough, and now six infants have died.
The latest death happened in New Jersey, where an 8-month-old girl who was strapped in to a Nap Nanny was found in between the recliner and a crib bumper. Four of the other deaths have happened in a similar manner, and one baby died in a Nap Nanny that was being used on the floor.
Don't use the Nap Nanny
I know that many recalls don't seem to make a lot of sense, but when I first saw this product I suspected that it wasn't a great idea. And unfortunately, not every parent uses every item correctly and according to instructions. It's sad and tragic that infants continue to be injured by recalled items.
The CPSC stresses that even though the Nap Nanny is no longer available, you should resist the temptation to buy one at a garage sale or via an online auction. It is actually illegal to sell or resell them.
If you still have one in your house, look at the original recall to see if you can get your money back for your purchase. Otherwise, it needs to be thrown out and destroyed.
More recall news
Recall: Empress Arts children's pajamas
Recall: Lakeshore Learning Bristle Builders for Toddlers
Recall: H&M toddler and girls' belted leggings


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Molly Stansik and the Crimson will host Cornell this weekend (photo Gil Talbot).
CAMBRIDGE, Mass. – After playing three consecutive non-conference foes, the Harvard field hockey team will play its first Ivy League opponent since Sept. 29 when Cornell makes the trip to Jordan Field Saturday. With a win, the Crimson would move into at least fourth place of the Ivy standings.
About Harvard
The Crimson (3-8, 1-2 Ivy League) has scored one goal in each of its last four contests. Harvard won the first of those games by shutting out Brown, 1-0, in Providence, R.I., before dropping its last three. Sophomore Noel Painter leads the team with 10 points (4 goals, 2 assists), while classmate Caitlin Rea (1 goal, 4 assists) and senior Emma Keller (2 goals, 1 assists) have produced six and five points, respectively. Senior Cynthia Tassopoulos has played the majority of minutes in the cage this season and has registered a 3-6 record along with two shutouts.
Last Time Out
Rachael Rosenfeld scored her second goal of the year to give the Harvard a chance to tie Bucknell in the second half, but the Bison ultimately finished off the Crimson, 3-1, at Jordan Field Oct. 7. Sydney Jenkins sent a bouncing ball into the circle from outside of the 25-yard line into the middle, where Rosenfeld stepped in front of Bucknell's goalie and tipped the pass past the approaching cage-minder to account for Harvard's only score of the afternoon. The Bison held advantages in shots, 19-13, and penalty corners, 12-6. Tassopoulos made seven saves in the cage for the Crimson.
Sharing the Points
Dating back to Sept. 24, the Crimson's last five goals have come from five different players with Noel Painter, Emma Keller, Elizabeth Jacobson, Kim Goh and Rachael Rosenfeld finding the back of the cage. Overall, nine Crimson players have scored a goal and 11 have tallied at least one point on the season.
Tassopoulos in the Rankings
Senior co-captain Cynthia Tassopoulos ranks among the nation's best in the three major statistical categories for goalies. Tassopoulos is ninth in save percentage (.776), 15th in saves per game (7.33) and 39th in goals against average (2.07). The Dallas, Texas native also ranks third on Harvard's all-time charts with 486 career saves.
About Cornell
The Big Red (5-6, 2-1 Ivy League) is currently riding a four-game winning streak, its longest run since 2010. Cornell topped Yale, 1-0 (OT), on Sept. 29 to start the streak and have since beat Siena (1-0), Colgate (3-2) and Georgetown (3-1). Junior Hannah Balleza, last week's Ivy League Player of the Week, leads the team in nearly all offensive categories including goals (8), assists (3), points (19), shots (29) and game-winning goals (2). In the Big Red's last two games, Balleza had a hand in five of the team's six goals with two goals and three assists. Junior Brittany Thompson is second on the team with four scores, while freshman Marisa Siergiej, the reigning Ivy Rookie of the Week, has three. Junior Carolyn Horner owns a 5-5 record in goal for Cornell and enters Saturday's matchup with a 1.87 goals against average and .822 save percentage, good for fourth best in the country.
All-Time Series
The Crimson leads the all-time series against Cornell, 24-10. Harvard holds a 13-4-3 mark against the Big Red in Cambridge, although Cornell has won the last two matchups at Jordan Field. Last season, Harvard knocked off Cornell in Ithaca, N.Y., 3-1. Georgia McGillivray '12, Kim Goh and Noel Painter scored for the Crimson.
Up Next
Harvard goes on a stretch of three consecutive road games with trips to Princeton (Oct. 20), Dartmouth (Oct. 27) and Vermont (Oct. 28). The Crimson concludes its 2012 slate by hosting Columbia Nov. 3


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Lions WR Nate Burleson suffers broken arm in crash
ALLEN PARK, Mich. — For the second season in a row, the Detroit Lions' receiving corps is in turmoil. This time, pizza is to blame.
Receiver Nate Burleson broke both bones in his forearm in a single-car accident on westbound I-696 in Farmington Hills, Mich., about 2:25 a.m. Tuesday.
Burleson, who leads the Lions with 19 catches through three games, crashed his 2009 GMC Yukon SUV into a center median while he was distracted by pizza falling off his front seat, according to Michigan State Police Lt. Michael Shaw.
Burleson, who was at Happy's Pizza & Pub in West Bloomfield for an appearance with teammate Stephen Tulloch on Monday, was wearing a seat belt, police said. He was taken by emergency medical responders to a local hospital, a police statement said, and police said alcohol was not a factor.
He is scheduled to have surgery Wednesday, though Lions coach Jim Schwartz said there are no immediate plans to place him on season-ending injured reserve.
"Not at this point," Schwartz said Tuesday. "It's still way too early. He hasn't even had surgery yet. I'm sure everybody will Google and look at how long it takes to come back from a fractured ulna and radius, but it's just way too soon.
"Everybody reacts differently."
EWWW!Player shares pic of severed finger
If the Lions decide not to end Burleson's season, they will have to keep him on their 53-man roster until he's healthy. They used their short-term IR designation on running back Montell Owens before the season and played shorthanded at receiver last weekend with Patrick Edwards out with a sprained ankle.
New England Patriots tight end Rob Gronkowski suffered a broken forearm in a Nov. 18 game against the Indianapolis Colts last year. He missed the next five games, returned for the season finale and one playoff game, but broke his arm again in the playoffs and missed the rest of the year.
Gronkowski had four surgeries on his arm altogether, including one to clean out an infection. He hasn't played this year because of a back injury.
REGGIE BUSH:I'll be ready Sunday
Schwartz said Burleson's spirits were "understandably low" when the two spoke Tuesday morning.
Burleson, 32, finished last season on injured reserve after he broke his leg in an October loss to the Chicago Bears, and the Lions' offense and locker room suffered without him.
Wide receiver Ryan Broyles tore the ACL in his right knee last December, Titus Young was kicked off the team for disciplinary reasons, and defenses had only to focus on Calvin Johnson.
Schwartz said Burleson, who'll visit the same doctor for Wednesday's surgery as last year's leg procedure, will remain around the team during his recovery.
"He'll be back quickly in our locker room and he'll be around the team and he'll travel with the team, so we'll be fine there," Schwartz said. "We won't miss that presence. We'll miss his presence on the field, but it's up to the other 52 guys to pick that up. And we can do it."
Burleson, who was named the team's Ed Block Courage Award winner this month for his recovery from the broken leg, had his best game as a Lion in Sunday's 27-20 win at Washington.
He caught six passes for 116 yards, his most since Dec. 30, 2007, and helped set up the go-ahead field goal with a 47-yard catch early in the fourth quarter.
With Burleson out, the Lions will turn to Ryan Broyles as their No. 1 slot receiver, though they could add to the position via free agency or a trade.
A second-round pick last year, Broyles made his season debut with three catches for 34 yards in limited snaps Sunday.
Schwartz said Broyles "came through (the game) pretty good," but the Lions will need bigger contributions from Edwards and others.
"It's fortunate anytime you're in a highway accident, there's potential for worse than broken bones," Schwartz said. "I think he was fortunate in this case, and we were fortunate in this case, that it wasn't more than that.
"I think we've all dealt with some sort of distraction driving before. I've cured myself of texting and driving. I did it for about two months. Now I got that SYNC thing with the Fords. I never even touch my cell phone in the car, but the thing I probably need to cure myself of is eating and driving.
"There's too many times I leave the office real late at night, and you grab something and I've had it happen, drop it on your lap or do something else. That's stuff we all need to learn from. So yeah, we were lucky in that case.
"We'll miss him for the time he's out," Schwartz added. "We'll see how long that'll be, but we know it's not a career-ender, it's not a season-ender, at least at this point."
Birkett covers the Lions for the Detroit Free Press, a Gannett property. Follow him on Twitter @DaveBirkett.
PHOTOS: Best of Week 3


text: USA Hockey, Inc., is the National Governing Body for the sport of ice hockey in the United States. Its mission is to promote the growth of hockey in America and provide the best possible experience for all members by encouraging, developing, advancing and administering the sport. Join as a player, coach, referee, or volunteer. Membership is easy. Register Now.


text: I'm on my first day with my Dvorak TouchStream, and I love it already. I'm already addicted to the shift gesture, and I want to make my keyboard regard the right-hand Shift/Enter key as an Enter key. I've read through the documentation, and I can't figure out how to do that. Can anyone help?


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Mon, Feb 6, 2:16pm by William Brown
Last Updated Tue, Oct 8, 12:56am
All Australian bookmakers offer futures market on the 2018 AFL premiership betting, prior to the start of the season and throughout the year, with the odds constantly fluctuating.
The outright H2H wager simply asks who you think will win the match. The favourite will always be priced at less than $2.00 odds, and at a shorter price than the opposing team. On some occasions, both sides can be paying equal odds (for example, $1.90 each) if the contest is considered extremely even. Like other markets, bookmakers set their head-to-head odds via the opinions of an expert team who formulate prices based on public opinion, team form and history, and a range of other significant factors.
As always, setting early prices is a risky business, as the views of the team of experts might in fact differ to that of the public. Once the market is set, wagers placed on the two teams will force their starting prices to fluctuate, and can often lead to favourites becoming underdogs, and underdogs becoming favourites. H2H wagers can also be placed on who will be leading at quarter time, half time and three-quarter-time (3QT).
The team at longer odds to win the match is, in the handicap market, given a precise head start on points, and the team at shorter odds is given a disadvantaged start, researched and chosen by the bookies, in order to create a bet with even odds (generally $1.92), designed to give both sides a 50 per cent chance of winning. For example: if Hawthorn is playing Carlton and the Hawks are considered slight favourites at $1.60 to beat the $2.25 Blues, the handicap/line betting could look something like this:
Hawthorn: -11.5 at $1.92
Carlton: +11.5 at $1.92
The $1.92 line odds for each side, and the accompanying handicaps of -11.5 and +11.5, was where the bookies decided the game would become an even contest (such odds are always equal). So the handicaps show the bookmakers believe Hawthorn is currently an 11-and-a-half-point better team than Carlton, which is the same as saying Carlton is an 11.5-point inferior side than Hawthorn. This line which is set, is therefore what the bookies believe will roughly be the winning/losing margin for the game.
If the final score for the match is Hawthorn 82 def Carlton 74, wagers placed on Carlton at +11.5 @ $1.92 would win, while wagers placed on Hawthorn at -11.5 @ $1.92 would lose. If you add on the 11.5-point head start given to the Blues to their final score, it is easy to see that 74 (which becomes 85.5) is greater than Hawthorn's final score of 82. Conversely, if you subtract 11.5 from Hawthorn's final score of 82, then its new score is less than Carlton's original final total. If you calculate one, there is no need to calculate the other. The easiest way to distinguish which bet is the winning bet is to ask yourself: did Hawthorn win by more, or less than 11.5 points? If the answer is more, than it has successfully covered what is known as the spread, and a wager on the Hawks is successful. But in this case, they failed to cover the spread, so Carlton to get within 11.5 pays off. The reason for the 0.5 value given to either side is so if Hawthorn wins by 11 or 12 points, we can clearly see which selection is victorious.
Punters also can pick their own line, where set prices are given for a large scope of possible results, all in relation to the original line for the game. So $1.92 odds for each team at -11.5 and +11.5 will begin to increase and decrease when you start to change the line in a positive or negative direction for either team. For example, set a line of -19.5 for Hawthorn, and the odds might climb from $1.92 to $2.30, because according to the original line, it will obviously be harder for the Hawks to win by more than 19.5 points than 11.5 points, hence the rise in price. Handicap betting can also apply to each stage of the match (i.e. if a certain team covers a set spread by quarter time, HT or 3QT).
Bookmakers will often add another element of the same nature to line/handicap betting, but instead of offering odds of $1.92, the points market will provide the punter with slightly better value, where a handicap/head-start amount will be reached where both teams are usually paying around $2.10. In this example, such a market could be as follows:
Hawthorn: -16.5 @ $2.10
Carlton: +6.5 @ $2.10
So if the Hawks had won by more than 16.5 points, a bet on them at $2.10 would win, while if the Blues had got within 6.5 points, a bet on them would have won.
Note: There are scenarios with this form of wagering where both options may not come to fruition, and that's why odds of over $2.00 can be offered, even though there are only two options in play. A final margin ranging from seven points to 16 points would not be a successful result for either of the $2.10 bets. As per the original final score above, the winning margin of eight points does no one any favours if they took either of the points wagers.
Hypothetically, if you saw a market with only two outcomes at the same bookmaker, and each was paying in excess of $2.00, by punting on both, you would guarantee yourself a profit, but this is why such markets would not exist within the same company – unless due to error – because the company would be haemorrhaging money.
Generally, backing all outcomes of one event would guarantee a loss of a small percentage (the bookmaker's margin). However, there is such a form of wagering known as arbitrage betting which takes advantage of different odds from diverse companies to turn what would usually be a loss in to a guaranteed profit; scenarios which can arise due to bookmakers' altered opinions on the outcomes of events, and fluctuation in prices at different times and organisations.
Margin markets are specific bets which cover the range/span which the winning margin of one side will fall within. There will often be multiple choices with a variety of differing prices, and obviously the more specific you get, the higher the odds become. You should always find the following markets in any AFL game:
You can also choose to bet on Team A or B to win by a specific two-point margin spread (such as 14-15 points), or the exact margin (23 points). Within all these markets, the option to wager on the draw, and its price, is provided. Again, like the above markets, punters are given the choice to wager on a team leading by a certain amount at each break in the game.
Points total betting is wagering on the accumulated number of points to be scored either by one team or both teams at certain stages of the match (quarter time, half time, 3QT and full time). An Over/Under approach is taken here; whether the total amount of points will be over or under a set aggregate. For example: sites will often set 192.5 as the aggregate benchmark for the scores of the two teams collectively, in any one particular game, by full time. The odds will, in most circumstances, be of equal value at around $1.92 each.
*This form of wagering is also available for the results at each designated break in the match, and should not be confused with the Points market, which was explained above.
There are several markets available which allow punters to wager on outcomes of individual players, which again can come to fruition at quarter time, HT, 3QT, and at the final siren.
Goal Scorer – Predict which player will bag the most goals, be the first goal-kicker, last goal-scorer, or simply anytime goal scorer at some stage in the match. Forward-line players will be at shorter priced odds than back-line players.
Most Possessions – Who will be the leading possession-winner on the ground at any of the four stages of the match? A list of selected players and their respective odds are offered by bookies, with highly-rated midfielders often at much shorter prices than defenders or forwards.
There are a vast number of doubles offered by our bookies, where you can bet on two outcomes of a game as one overall wager, with both results needing to be achieved in order for you to win. The odds of each individual result are multiplied together to form one overall set price, thus creating higher returns. Some doubles include:
Line/Points Total Double: The handicap/line selection, along with the total amount of points to be scored in the match. For instance; St. Kilda has a handicap of +28.5, against Collingwood who has a handicap of -28.5, and the total points to be scored in the match is set at Over/Under 192.5 The four options would include:
First Score/Head to Head Double: The combinations involving the first team to score in the game, and the team which will win. Using the above example:
Half-Time/Full-Time: Who will lead at half time in combination with who will be leading at the conclusion of the match, with the following possibilities:
All these doubles can also be used as single bet. For instance, you can simply place a wager on who you think will score first. You can also punt on what type of score the first score will be – a behind to Team A or Team B, or a goal to Team A or Team B.
The scorecast is a new type of bet where precise odds are given for a player to score the first goal of the game, along with the final winning margin spread of the match. For instance, if Melbourne is playing Gold Coast, you will find an option of Jesse Hogan to score the first goal and Melbourne to win by 10-19 points. Odds for these selections are always high and very attractive.
A common selection which often presents good value for money. As the name suggests, such a market offers three different outcomes in any one match, with AFL games usually handed the following confines:
Team A to win by over 15.5 points
Team B to win by over 15.5 points
Either Team under 15.5 points (this includes the tie).
Similar to the half time/full time double, here you can wager on which team will lead at each stage of the match. As there are four distinct periods of a footy game, there would be 16 different options to choose from, and picking the right one is always a difficult but entertaining task. The option to select 'scores level' at the end of any term is available, too.
A multi-bet is a wager involving a series of two or more individual selections combined, which produces a much greater dividend. Each individual selection is called a leg, and each leg must be successful in order for the entire multi-bet to pay off. If one or more of the outcomes does not occur, then the bet will lose. The multi-bet odds are calculated the same was as a doubles wager is calculated; by multiplying the price of each individual wager together. Thus, the overall price can stand to grow significantly.
Note: You cannot add multiple legs of the same game together to create a multi, or events which are deemed to be related (i.e. you won't be able to multi Melbourne beating Gold Coast, with Melbourne winning the same game by 20-39 points).
Multis open up a plethora of options for us and are a thoroughly entertaining, high risk/high reward style of punting. Take one team paying $2.50 to win in a H2H market, multi it with a different match and take the favourite to cover the spread at $1.92, and then multi those two selections with an individual player in another game to be the leading goal-kicker at $4.75 odds. You will now have odds of $22.80.
Popular AFL futures markets include (events which will result later on in the season):
Live, in-play betting, while no longer allowed online by Australian sports bookmakers, is still completely legal by calling up your designated bookie and placing you selected bets over the phone. You will need an account with the bookmaker you decide to call up, and minimum wagers are usually AUD $5.
Each of our recommended bookies offer mobile betting, so you can punt on the AFL directly from your Apple iPhone, iPad, Android, Blackberry or any other phone/tablet device with a data connection. The phone layout and design of each site is clean, easy to use and extremely efficient.
You can watch all AFL matches live on Foxtel, while Channel 7 hosts four games free-to-air every round. AFL.com.au streams entire replays of every game 24 hours after the conclusion of the selected match, while the site also offers a link to listen to each and every game live on the radio.


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ACAPULCO, Mexico, Feb. 27 (UPI) -- Top-seeded defending champion Sara Errani of Italy continued to roll Tuesday with a win over Alexandra Cadantu in the first round of the Mexican Open.
Errani, who is the defending champion in Acapulco and was runner-up at Dubai last week, dispatched her Romanian opponent 6-3, 6-2 Tuesday in 1 hour, 25 minutes.
Second-seeded Carla Suarez Navarro of Spain had little trouble with France's Mathilde Johansson 6-1, 6-0, and third-seeded Alize Cornet of France out-dueled Catalina Castano of Colombia 6-1, 2-6, 6-3.
Francesca Schavione of Italy needed three sets to eliminate Grace Min of the United States 6-4, 4-6, 6-2, and qualifier Maria Jose Martinez Sanchez beat Alexandra Panova of Russia 6-3, 6-1.


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In Retrospect is a cool little edit from San Jose, California, made up of old unused vx clips. Some really tight stuff from Mark Suciu, Joey Guevara,...
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Elizabeth Stamatina "Tina" Fey ( /ˈfeɪ/; born May 18, 1970) is an American actress, comedian, writer and producer, known for her work on the NBC sketch comedy series Saturday Night Live (SNL), the NBC comedy series 30 Rock, and films such as Mean Girls (2004), Baby Mama (2008), and Date Night (2010).
Fey first broke into comedy as a featured player in the Chicago-based improvisational comedy group The Second City. She later joined SNL as a writer, later becoming head writer and a performer, known for her position as co-anchor in the Weekend Update segment. In 2004 she adapted the screenplay Mean Girls in which she also co-starred. After leaving SNL in 2006, she created the television series 30 Rock, a situation comedy loosely based on her experiences at SNL. In the series, Fey portrays the head writer of a fictional sketch comedy series. In 2008, she starred in the comedy film Baby Mama, alongside former SNL co-star Amy Poehler. Fey next appeared in the 2010 comedy films Date Night and Megamind.
She has received seven Emmy Awards, three Golden Globe Awards, four Screen Actors Guild Awards, and four Writers Guild of America Awards. She was singled out as the performer who had the greatest impact on culture and entertainment in 2008 by the Associated Press, which gave her its AP Entertainer of the Year award for her satirical portrayal of Republican vice presidential candidate Sarah Palin in a guest appearance on SNL. In 2010, Fey was the recipient of the Mark Twain Prize for American Humor, the youngest-ever winner of the award.


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Binary Tweed Launches Politically-Charged Clover Independent developer Binary Tweed has finally released the politically-pointed watercolor platforming adventure Clover via the Xbox Live Community Games Program.
Clover may look like a game painted by the hand of a child, but underneath its simplistic look lies a game riddled with political and historical references inspired by the events that led to the Iraq war in 2003. The land has suffered a horrible attack, the people are suspicious of every one, and the government is keep an eye on everything you do. You play an older child orphaned by the attack that must work in order to ensure his orphan payments continue to arrive.
"It's been great to read emails from gamers who have picked up on the historical and political references - if Clover has one objective, it's to make people think." commented Binary Tweed's Deejay.
I've played a bit of the demo, and while it has made me think a bit, it's mainly had me jumping over hedgehogs and nearly dying in a well. The NPC's I've encountered so far definitely sport characteristics common to Americans after 9/11, though the parallels feel a bit too forced. Personally I believe a game doubling as political commentary should be a more subtle thing.
Still, the artwork is nice and I appreciate what the team at Binary Tweed has accomplished with Clover so far. Head to the Xbox Community Games tab of the Marketplace and grab the demo to see if the full game is worth your 400 points.


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Michael is a CLIO award winning designer and digital content producer. At Fanbrandz Michael has design and branding background in developing sports and event identities for MLB and the NHL. His digital content has received international exposure and has been featured on the Guardian, Brand New, HOW Design, People Magazine, the Smithsonian Channel, BuzzFeed and CNN.
"Story of a Real-Life New York Ad Man"
"The Day I Met Paul Walker"
"The Rise of One World Trade Center"


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Drug Treatment Court
Judges | Program Coordinator | Mission Statement | Requirements | Sanctions/Responses | Incentives/Rewards | Eligibility | Suitability Standards | Map
Hon. Brian D. Burns
197 Main Street
Cooperstown, NY 13326
Samantha C. Manee
197 Main Street
Cooperstown, NY 13326
Phone: 607-322-3146
Fax: 607-240-5823
Mission Statement
The Otsego County Family Treatment Court's mission is to provide for the health, safety, and stable home environment of children whose caretakers have substance abuse issues and are involved in neglect, custody, and/or family offense proceedings in Family Court. Through a court based collaborative effort, the Otsego County Family Treatment Court provides intensive ongoing case monitoring, alcohol and drug treatment, intensive court supervision and informed planning together with seeking to integrate and coordinate community resources for families in an effort to break the cycle of addiction and neglect.
Program Requirements
The goal of the Otsego County Drug Treatment Court is to assist alcohol and drug addicted defendants in breaking the cycle of addiction and criminal activity while simultaneously providing safety in the community. Eligible defendants considering the program must complete the Stabilization Phase before a decision is made on program entry.
Stabilization Period: The focus of this period, anticipated to be 4 weeks, will be to evaluate the defendant's receptiveness to treatment and the program. This stage begins when the defendant is released under the supervision of probation (RUS). Defendants must:
- Complete an intake interview
- Complete an alcohol/substance abuse evaluation
- Submit to random drug screening and alcohol breath tests
- Attend Drug Treatment Court sessions
- Permit home visits to be completed by a Probation Officer
- Be subject to a 10 pm curfew
- Attend AA/NA meetings as directed
- Attend a Drug Court Orientation session
Upon the defendant being considered appropriate for the program by the Drug Treatment Court Team, the defendant enters a plea and is them sentenced to probation supervision. As a condition of probation, the defendant must successfully complete the following three phases, each lasting a minimum of three months, The length of the program is variable depending on the progress of the participant. Movement through the phases occurs at the discretion of the court.
Phase I - Early Recovery: The focus of this phase is to engage the participant in treatment and support his/her efforts to stay clean and sober. Participants will:
- Be subject to daily Probation supervision
- Permit random unannounced home visits by Probation Officers or other Law Enforcement Agencies
- Appear in Drug Treatment Court as directed
- Participate in recommended alcohol/drug treatment
- Be subject to random alcohol and/or drug screening up to 3 times per week, or as deemed necessary
- Attend 12 step meetings, in compliance with treatment plan
- Complete an educational/employment plan and literacy assessment
- Have a complete physical and dental exam if deemed necessary
- Be subject to a 10 pm curfew
- Complete a mental health screening and attend all recommended follow-up or treatment appointments
- Attend life skills, health, employment or education programs as directed
- Obtain a 12 step sponsor
- Participate in daily Color Call In System along with subject to random alcohol and/or drug screening or as deemed necessary
- Perform four (4) hours of volunteer work per month at an approved site
During Phase I, participants are asked to fully participate in the Drug Court program. The goal of this phase is to have participants abstain from drug and alcohol use and to develop the skills necessary to maintain this state. To advance to Phase II, participants must have 6 weeks of clean urine screens and Breathalyzer, have a positive Probation report, and have met all other Phase I requirements.
Phase II - Decision Making: The goals of this phase include demonstrating a commitment to living without alcohol and other drugs and getting involved in an educational/employment program. Participants will:
- Report to their Probation Officer as directed
- Permit random unannounced home visits by Probation Officers or other Law Enforcement Agencies
- Report to Drug Treatment Court as directed
- Participate in recommended treatment in compliance with individualized treatment plan
- Be subject to reduced random alcohol and/or drug screening up to 3 times per week
- Be subject to a midnight curfew, unless modified by the Court or Probation
- Attend 12 step group meetings, in compliance with treatment plan
- Start educational and vocational plan implementation
- Attend life skills, health, employment or education programs as directed
- Follow up with any recommended physical, dental or mental health treatment
To advance to Phase III, participants must have 9 weeks clean and sober and be involved in their individual educational/employment plan.
Phase III - Community Transition: This phase will focus on relapse prevention and maintaining a clean and sober life. Emphasis will be on educational and vocational training as needed. Participants will:
- Report to their Probation Officer as directed
- Permit random unannounced home visits by Probation Officers or other Law Enforcement Agencies
- Report to Drug Treatment Court as directed
- Attend group and individual counseling as recommended
- Be subject random alcohol and/or drug screening, up to 2 time per week
- Attend 12 step group meetings, in compliance with treatment plan
- Continue active participation in education/employment plan
- Attend life skills, health, employment, or education program as directed
- Plan and complete a community service project as directed
- Attend a graduate group/graduate review panel as directed
Commencement: Successful participants will graduate after completing Phase III, remaining drug and alcohol free for at least 12 consecutive months in the program, and finishing treatment (including satisfying outstanding financial obligations). In addition, he/she must have achieved all educational/vocational goals. Prior to commencement all potential graduates will be required to fill out a graduation application and attend a graduation review panel. Participants must also resolve all pending cases and pay all outstanding fines, surcharges, and restitution prior to commencement, The presiding judge will have final say regarding satisfaction of program requirements and a participant's readiness to graduate.
Participants will continue to be monitored at least six months past graduation, including alcohol/drug screening, under a conditional discharge or through probation supervision, depending on the terms of their contract.
Noncompliance with the program may result in one of a series of graduated sanctions being imposed. Behaviors considered to be noncompliant include unexcused absences (from Drug Treatment Court or any program appointment), positive alcohol/drug screens, providing a fraudulent or altered urine sample, disruptive or disrespectful behavior, failure to attend 12 step meetings, failure to complete a sanction, a new arrest, or violation of a Court Order. Sanctions may include writing assignments, increased reporting to probation, attendance at extra court sessions, community service, movement back to an earlier Phase, and local incarceration of variable length.
Progress in the program is recognized in a variety of ways including praise in the court room, gift certificates, medallions, Phase Movement Ceremonies. In addition to these awards, Team members continually look for opportunities to recognize and support participants' efforts to make positive changes.
Current Eligibility Standards
Standards: Consideration for admission to the Drug Court Program shall be limited to those defendants, 16 years of age or older and residents of Otsego County, who:
- Have been arrested and charged with
a. Class C, D, or E Felonies, or any Misdemeanor, except for those crimes eliminated under the current screening requirements. With the main intent and goal to include any non-violent crime where substance abuse is a major contributing factor, this could also include persons with prior felony convictions.
b. Do not qualify, but are deemed suitable by the Drug Court Team as appropriate for court-monitored treatment.
- Have violated probation on prior conviction(s) of the NYS penal law.
- Defendants with a prior conviction for a violent offense within the last 10 years, and/or current charge of a violent offense are ineligible.
A violent offender is generally defined as a person who either (a) is charged with or convicted of an offense, during the course of which the offender carried, possessed, or used a firearm or other dangerous weapon; caused the use of force against another person; or caused the death of, or serious bodily injury to another person; without regard to whether proof of any of the elements described herein is required to convict; or (b) has previously been convicted of a felony crime of violence involving the use or attempted use of force against a person with the intent to cause death or serious bodily harm. Defendants with convictions or pending charges involving sexual offenses are ineligible.
- Defendants with pending charges involving an alcohol-related accident with personal injury other than injury to the defendant are ineligible.
- Those defendants with a record of drug sales or drug dealing are ineligible; however, those charges with drug sales where the facts indicate a casual sale or presumed sale under the current definitions need not be automatically excluded.
- The admission of a defendant to the Drug Court Program shall be made by the Drug Court Judge. This determination shall be made based on recommendations from the District Attorney, Public Defender, Drug Court Coordinator and the Treatment Provider.
Suitability Standards
The Drug Court Program Coordinator shall assist the Drug Court Judge in determining the overall suitability of defendants for the program by completing a standardized Drug Court screening for eligible defendants.
- The Coordinator will determine program suitability using the Addiction Severity Index (ASI) and OASAS Criminality Screen; and arranging for administration of a full drug panel.
- Risk assessment factors contributing to admission to the Drug Court Program include family and community ties, employment status, and a summary of the defendant's prior criminal history of offenses other than those which would "automatically" exclude him/her but which may be helpful in determining suitability for the Drug Court Program. Consideration of risk assessment factors is discretionary and shall be used by the Drug Court Judge on a case-by-case basis.
The Drug Court Treatment Staff Shall assist the Drug Court Judge in determining the overall suitability of defendants for the program by interviewing eligible defendants and summarizing any background and/or drug history information including medical status, which may bear on the individual's potential for success in the intensive drug court treatment program.
- Clinical evaluation will be completed at the clinical/agency level by certified or eligible substance abuse professionals
- Clinical evaluation results will be provided to the Coordinator for incorporation into information for the Drug Court Judge.
Individuals who are currently on antagonist or blocker medication (i.e. methadone, LAMM, etc.) for their substance abuse/addiction will be considered on a case by case basis and will require supportive documentation by prescribing physician.


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Maine OSHA
Maine Individual Courses
Maine OSHA 10 Hour Construction
The Maine-OSHA 10 hour Construction Industry Outreach Training Program. Our course is designed to teach an entry level construction worker about workplace…read more
$79.00 $71.00
Course Duration: 10 hr
Maine OSHA 10 Hour General Industry
The Maine-OSHA 10 hour General Industry Outreach Training Program is intended to provide an entry level general industry worker's broad awareness on…read more
$79.00 $71.00
Course Duration: 10 hr
Maine OSHA 30 Hour Construction
The Maine-OSHA 30 Hour Construction Industry Outreach Training course is a comprehensive safety program designed for anyone involved in the construction industry….read more
$169.00 $152.00
Course Duration: 30 hr
Maine OSHA 30 Hour General Industry
The Maine-OSHA 30 Hour General Industry Outreach Training course is a comprehensive safety program designed for anyone involved in general industry. Specifically…read more
$169.00 $152.00
Course Duration: 30 hr
Maine Packages
Maine OSHA 10 and 30 Hour Construction
The Maine-OSHA10 and 30 hour Construction Industry Outreach Training Program. This package is designed to teach an entry level and manager level…read more
$248.00 $223.00
Course Duration: 41 hr
Maine OSHA 10 and 30 Hour General industry
The Maine-OSHA 10 and 30 Hour General industry Outreach Training Program. This package is designed to teach an entry level and…read more
$248.00 $223.00
Course Duration: 41 hr
OSHA 10 and 30 Maine Outreach Program Overview
The OSHA Maine outreach training online Program teaches workers about their rights, employer responsibilities, and how to file a complaint as well as how to identify, abate, avoid and prevent job related hazards. OSHA training courses online authorizes safety and health Providers to conduct occupational safety and health training for workers. After OSHA safety training is completed, providers document their training and become osha certified Organization and student receive completion OSHA cards to distribute to the workers who successfully completed OSHA 10 or OSHA 30 training.
The OSHA online training course is requirements contained in any OSHA standard. However, some states and local jurisdictions have enacted laws mandating OSHA Maine outreach training certification. Some employers, unions, and various other jurisdictions also require workers to have this OSHA training to work on job sites and to fulfill their own safety training goals. For a more details, visit OSHA.GOV .
Health and safety is a critical part of both OSHA 10 and 30 training. When employees are faced with job loss, it can be hard to fathom being able to worry about anything but finding another job. However, part of being an organization means taking responsibility of your workers so that they are able to get their OSHA health and safety training. By doing so, you are able to guarantee that your employees become OSHA certified. osha safety training certification helps organizations to grow as a professional and gives your organization that much deserved Health and Safety. Letting your employees' OSHA Maine Outreach certification lapse is always a bad idea because it can open your company to a bombardment of lawsuits.
An expired OSHA 10 and 30 safety training certification isn't going to do anyone any good. With the accessibility and affordability of OSHA training courses online, you don't have to worry about the expense of traveling, attending seminars or courses. You can rest easy knowing that you have everything taken care of, and you will be able to focus more on the business side, which is what you need to be doing now.
OSHA 10 and 30 certifications is required for a variety of professional jobs. It's no wonder that so many people seek online osha 10 and 30 training every single year. OSHA safety certification is actually one of the most popular areas of safety training that people search for. Your organization relies on the valuable skills that your employees provide, and you need to protect yourself and your business by taking the time to track and keep your people's OSHA training up-to-date.
For more details please visit OSHA Outreach FAQ's


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Database searches: For each protein a Smith-Waterman search was performed against the proteome database to retrieve a set of proteins with a significant similarity (e-value < 1e-05). Only sequences that aligned with a continuous region longer than 50% of the query sequence were selected. At most 150 sequences were taken. An artificial database size of 1.000.000 sequences was put to make comparable results with other phylomes in the database.
Multiple sequence alignment: Sets of homologous protein sequences were aligned using three different programs: MUSCLE v3.8, MAFFT v6.712b and DIALIGN-TX. Alignments were performed in forward and reverse direction and the six resulting alignments were combined using M-COFFEE 9.01. The resulting alignment was trimmed using trimAl v1.3 using a consistency cutoff of 0.1667 and a gap score cutoff of 0.1.
Phylogenetic reconstructions: Phylogenetic trees were reconstructed using a Neighbour Joining approach as implemented in BioNJ. The likelihood of this topology was computed, allowing branch-length optimisation, using eigth different models (JTT, LG, WAG, Blosum62, MtREV, VT, DCMut and Dayhoff), as implemented in PhyML 3.0. The two evolutionary models best fitting the data were determined by comparing the likelihood of the used models according to the AIC criterion. Maximum likelihood trees were derived using the two selected models. In all cases a discrete gamma-distribution model with four rate categories plus invariant positions was used, the gamma parameter and the fraction of invariant positions were estimated from the data.
Seed species: Beta vulgaris (Sugar beet)
+info: http://bvseq.molgen.mpg.de


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We're at a critical stage in our journey as activists. As a movement we're easy targets, and we've endured all manner of strife along the way. Today in many countries we face serious political and legal challenges, designed to punish and discourage dissent; designed to have a deliberate 'chilling' effect. At such times I am greatly encouraged by those who refuse to be bowed or deterred. I think of Gandhi, whose campaign mantra keeps us warm and resolute: 'First they ignore you. Then they laugh at you. Then they fight you. Then you win.'
Today, on World Environment Day, I'd like to pause and reflect on where we are as a united effort, that in my view, is still standing ever strong. On what do I base such a claim, which I know some would dispute? Well, echoing Grande, Salvador Dali once said, "the thermometer of success is merely the jealousy of the malcontents." In recent months, our offices – and staff – in Korea, Mexico, Indonesia, Canada and India have been unduly harassed, attacked and intimidated by local authorities. We expect these waves; in our line of work we're even conditioned to them, but we're also galvanized by them. History has taught us at least that lesson about repression.
In Canada, this April, we were labeled "terrorists" and "white supremacists" by Public Safety Minister Vic Toews, with a vow by the government promising more red tape and audits funded by taxpayers to intimidate groups like ours. In Korea, in April this year when I arrived with our East Asia Executive Director Mario Damato to meet the Mayor of Seoul, he and two other colleagues were denied entry and deported without explanation. Our work in Fukushima providing independent radiation monitoring and opposition to nuclear expansion were obviously so great a threat that some of us had to be excluded.
India is a country which proudly lays claim to being the world's largest democracy, but Greenpeace India Executive Director Samit Aich paints a picture of corporations and industry regularly usurping the democratic agenda. The state machinery has moved frequently against us; our invited Japanese guest, Maya Kobayashi, due to share experiences of nuclear fallout, had her visa cancelled this February. More recently, tax officials turned up to inspect our offices on very tenuous grounds, a clear act of intimidation.
If the level of fight we are experiencing from some Governments is any measure, I know we're doing very well indeed, that we'll continue to strengthen our resolve - and that in some ways we're about to win. The fact is, we have much to celebrate on the occasion of this World Environment Day. We can be especially motivated by a fast expanding environmental and social justice movement in civil society.
World Environment Day is a good time for taking stock but it is also a time to be inspired. There are many people who provide that inspiration and here are just a few I am proud to stand beside:
The jealousy of the malcontents is a pernicious thing, stemming from the inability of some to share our vision of a bright and sustainable relationship between people and the planet. This is the future we need, the future we want and NOW MORE THAN EVER, we will campaign for a sustainable and peaceful future regardless of official harassment, intimidation and persecution.
Born in 1965 and hailing from South Africa, Kumi Naidoo has been Greenpeace's International Executive Director since November 2009.
Follow Kumi on Facebook at: http://www.facebook.com/NaidooKumi
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COLUMBIA, S.C. (AP) Brian Richardson tied his career high with 20 points and South Carolina matched its total Southeastern Conference wins from a year ago with a 75-54 victory over Arkansas on Saturday.
The Gamecocks (12-7, 2-4 SEC) trailed by 12 less than five minutes into the game, but turned things around with a 40-11 run the rest of the period. Richardson was a big reason, scoring 11 points off three 3-pointers to push South Carolina to its first SEC victory of 20-points or more in seven seasons.
Arkansas (12-7, 3-3) could never get closer than 14 points in the second half as it lost its third straight league game on the road this season. Marshawn Powell had 22 points and 13 rebounds for the Razorbacks, who had come in off a 26-point victory at home Wednesday night over Mississippi State.
Bruce Ellington added 14 points on 6-of-8 shooting for South Carolina.


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Middle East, February 26, 2018. Continental, the premium tire and automotive manufacturer, is shaping the transformation of effectively turning cars into mobile devices. The company will demonstrate its latest automotive technology, enabling cars to be connected at all times, whether for phone calls, music streaming or keyless access, at a world premiere during the Mobile World Congress (MWC) at the end of February in Spain.
Starting this year, every new car in Europe will have to be equipped with an integrated SIM card enabling vehicles to make an emergency call at any time. Meanwhile, in the Middle East, the UAE has made significant inroads into the connected car sector, as the national telecommunications company, Etisalat, initiated the region's first connected car deployment, installing small devices into cars, connected via a SIM card. A number of countries in the region have recently revealed long term economic plans including a heavy focus on diversification, whereby governments and investors are increasingly investing in a number of sectors – including technology.
"Smartphones, tablets and now cars –vehicles will soon be part of the connected world, and will have to blend seamlessly into users' daily digital routines. We will demonstrate that having a seamless online connection and comprehensive cyber security is just as important as ensuring trouble-free integration of mobile devices and intuitive operation," commented Helmut Matschi, member of the Executive Board at Continental and head of the Interior division.
A glimpse into the future: predictive connectivity
Continuous and high-quality mobile network coverage is crucial for drivers wanting to expand their digital lifestyles to the domain of driving. With many regions, including certain areas of the Middle East, still plagued by low bandwidths and high latency; broken off phone calls and interrupted music streaming are not uncommon. Continental has developed a predictive connectivity manager, which collects data on the network quality via crowdsourcing and uses this data to create a map of available mobile networks and their quality.
Based on the results the software can, for instance, notify drivers that their current phone calls will be terminated and advise them when the network quality will be good enough again to continue the call.
No connectivity without security
To ensure sufficient system security as digitalization advances, Continental's subsidiary Elektrobit – with its new family member Argus Cyber Security – is delivering multilayer end-to-end automotive cyber security solutions and services. These include intrusion detection and prevention, attack surface protection, health monitoring and management to safeguard the cyber security of vehicle fleets as well as wireless software updates.
Remote Vehicle Data: a powerful platform for connected vehicles
Continental's Remote Vehicle Data (RVD) platform is the basis for innovative, connected services. The platform enables standardised access to manufacturer-specific vehicle data for numerous makes and models. RVD is aimed at vehicle manufacturers, car dealers, rental companies, fleet operators, repair workshops and insurance companies. The platform provides an end-to-end solution and integrates seamlessly into Continental's modular cloud solutions for connectivity-based services.


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Gluten-Free Quadruple-Chocolate Cookies
This recipe for decadent, gluten-free, quadruple-chocolate cookies includes — you guessed it — four different types of chocolate: unsweetened chocolate, semisweet chocolate, milk chocolate, and chocolate chips. For a simple variation, try white chocolate chips in place of the semisweet chocolate chips.
Preparation time: 30 minutes
Cooking time: 11 minutes
Yield: 48 cookies
4 ounces unsweetened chocolate, chopped
4 ounces semisweet chocolate, chopped
4 ounces milk chocolate, chopped
1/2 cup butter
4 eggs
3/4 cup granulated sugar
2/3 cup brown sugar
1/4 cup (30 grams) sorghum flour
1 tablespoon (10 grams) potato starch
1 tablespoon (7 grams) tapioca flour
1/4 teaspoon salt
1/4 teaspoon baking powder
1/2 cup mini semisweet chocolate chips
In a heavy, medium saucepan over low heat, melt together the unsweetened chocolate, semisweet chocolate, milk chocolate, and butter.
Stir until smooth and then remove from heat.
In a large mixing bowl, beat the eggs until they're combined. Gradually add granulated sugar and brown sugar, beating on high speed until the mixture is thick, light, and lemon-colored.
This should take about 5 minutes.
Beat in the melted chocolate mixture.
In a small bowl, combine the sorghum flour, potato starch, tapioca flour, salt, and baking powder and stir with a wire whisk to combine. Add to the batter and mix well, and then stir in the chocolate chips.
Let the batter stand for 25 minutes at room temperature. Preheat the oven to 350 degrees F.
Line cookie sheets with Silpat liners or parchment paper. Drop the batter by spoonfuls onto the prepared sheets, about 3 inches apart.
Bake for 9 to 11 minutes, or until the cookies are just set.
Let the cookies cool on the cookie sheets for 2 minutes and then pull the parchment paper with the cookies onto a wire rack to cool completely.
Per serving: Calories 94 (From Fat 51); Fat 6g (Saturated 3g); Cholesterol 23mg; Sodium 21mg; Carbohydrate 11g; Dietary Fiber 1g; Protein 1g.


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Green is more than a Calming Color
Everyone can do more to be eco-friendly and preserve our world. Most of us can do more than we realize. At Farmers and Merchants State Bank, we have been working for many years to find green-friendly ways to operate. Our data center is powered by fuel cells, which don't emit any greenhouse gases. Our online banking services dramatically reduce the use of paper. We think we've made a difference. There is plenty you can do to make a difference as well. Working together, we can do even more. Talk to us today to find out how to green your banking experience.
If every U.S. household stopped receiving paper bills and statements, 687,000 tons of paper would be saved every year, enough to circle the Earth 239 times.
Farmers and Merchants State Bank offers Online Banking, BillPay and Paperless Statements for free! Not only will you save time and money with online services, you'll help the environment.
Electronic billing, on average, can save 6.6 pounds of paper and eliminate 171 pounds of greenhouse gases for every American household.
That's equivalent of saving 8.8 gallons of gasoline, or avoiding 169 miles of driving. It's also the equivalent of preserving 24 square feet of forestland.
Source: payitgreen.org/get-the-facts.html
You can make a difference! By switching to electronic bills, statements, and payments, every year the average household can:
- Save 6.6 pounds of paper
- Save 0.079 trees
- Avoid use of 4.5 gallons of gasoline to mail bills, statements, and payments
Source: Javelin Strategy and Research, www.payitgreen.org/get-the-facts.html
Use Your Debit Card. Reduce paper by using your Farmers and Merchants State Bank Visa® Debit Card to make purchases and pay your bills instead of writing checks.
Making a difference is easy!
No matter your resources, you can change the world by improving the environment. Here are a few simple ways that you can begin to go green.


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On the eve of the high level meetings at the CBD COP11 in Hyderabad that will see heads of state decide on issues that will define the long term viability of the world's oceans, Greenpeace sent a message from the Indian Ocean sea floor off the coast Andaman islands to highlight the need for the protection of marine biodiversity the threats faced by people living in coastal areas.
© Sumer Verma/Greenpeace
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