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THE Backlinking Strategy That Works
By Pat Flynn on
UPDATE: A more recent version of this post has been published, with techniques and strategies for link building that work in 2014 and beyond.
Please note that this strategy was written in late 2010. Although it does still work, it doesn't work quite as well as it used to, since quite a bit has changed in the world of search engine optimization since then.
Some sites that use this strategy are climbing Google with no issues, while others find it's not really working at all, and there are no apparent patterns. The only pattern is that less and less sites are finding this strategy to be reliable.
I'm keeping this post here because there is still a lot of useful information in it, but in regards to article spinning and using tools like Unique Article Wizard, mentioned below, if you choose to use them, you must be extremely careful about the quality of what you create using those tools. If done correctly, the tools can still be useful, but it's easy to abuse their power, spam the web and get penalized for it.
If you're at all doubtful about these tools, do not use them.
If you're still interested in building a niche website and understanding how Google works today, I advise you follow my progress on Niche Site Duel 2.0. Thank you!
This backlinking strategy is modeled after Joseph Archibald's strategy he generously shared free to the public in his 40 Day Challenge on the Warrior Forum. He was able to rank a fairly competitive niche in the top 5 in Google within 40 days.
(For everyone's convenience, he has also since published The 40 Day Challenge eBook, which is a lot easier to read than the 1200+ posts on the Warrior Forum. Check out his sample chapter here.)
He's taken it upon himself to be totally active here on SPI and respond to everyone's questions and concerns about the backlinking strategy on my blog, which just shows what kind of guy he is. If you use this strategy, be sure to thank Joseph sometime.
***Note: This strategy still works even after Google's latest Panda and Penguin updates, with a few minor things that we must pay attention to. Building links in a more natural manner is more important than ever, so there are a couple of things to consider:
1. Anchor text: The text of the links that point back to your site should only be your primary keyword about 20–25% of the time, at most. Vary your anchor text using secondary and tertiary keywords in the same market (i.e. fly fishing tips, helpful fly fishing guide, stream fishing)
2. I use this strategy still and it works. However, if you use ONLY this strategy, the success rate is much lower by itself than it was before Google's updates. I use this as a base strategy to start out with and do several other techniques on top of it for maximum results. This can include guest posting, social media links (from your own account and others—write stuff that's shareable!), and YouTube videos. I'm seeing great results from YouTube videos, even though they are no-follow links. They are still powerful! (links in description)
Please keep this in mind when reading the strategy below:
I've revealed my niche site backlinking strategy before, but never in this much detail.
Ever since the niche site I created for the Niche Site Duel started to rapidly climb the ranks of Google, eventually landing on the number one position, people have been asking me for more detail about my strategy and the software and tools that I've been using to help.
There are several strategies one can use to rank higher in the search engines and the one I'm going to explain is just one of them.
Please note that links to software and tools within this blog post are affiliate links which I do receive financial gain from if purchases are made from them.
Furthermore, the principles of this strategy can be done for absolutely free without having to buy any software or tools. I use the software to help and speed things up.
Don't spend money on anything you see online unless you can afford it and you feel it will pay you back in the future.
I'd like to start by sharing an overview of the process with you so you can see how it all works as a whole. Later in this post, I'll get into detail about the individual parts.
(Click to watch Backlinking Strategy & Process Overview on YouTube)
To summarize what I talk about in the video, the backlinking strategy I'm using involves two layers of backlinks – the anchor layer, which are links that you create which link directly to your niche site, and the indirect layer, which are links that you create which link directly to your anchor layer.
The Anchor Layer
The anchor layer consists of a few parts, again, which link directly to your niche site.
These include:
- Top Article Directory Submissions
- New Blogs
- Web 2.0 Properties
Links from Blog Blueprint(Blog Blueprint hasn't been performing as well as it used to. It's not vital if this part of the strategy is taken out) Updated 12/03/11 – Direct Links from BuildMyRank (BMR is a BB replacement that has been working much much better for my sites lately! You get 10 links for free, so try it out! Most of the other niche site creators I know use BMR now as well as a primary link resource.)
- Updated 3/20/12 – As of this date, BMR articles have apparently been starting to be de-indexed from Google, so creating backlinks using this tool would be a waste of time, at least for now. The best advice is to not use blog networks to drive links back to your site and continue with the other portions of this backlinking strategy, and to diversify the links coming to your site as much as possible.
Later in this post when I talk about how this all happens, I'll get into what exactly is involved with each of these 4 parts in the anchor layer – what directories I submit to, what "new blogs" is, etc.
The Indirect Layer
The indirect layer is a way to create massive amounts of backlinks which link directly to the anchor properties we setup in the anchor layer. These links do not point directly to your niche site.
The indirect layer consists of:
- Mass Article Submissions using Unique Article Wizard
- Mass Bookmarking Submissions
The reason that you don't want to link directly to your niche site is because you're creating hundreds of backlinks at a time and if you point all of them to your niche site, it will look totally unnatural and your young site won't be able to handle all of it without raising a red flag. When you point these links to your anchors, because your anchor sites are on high ranking, totally populated websites, they'll be able to handle the wave/influx of links but at the same time pass or feed that SEO power generated from all of those links into your niche site. Your anchor properties act as a shield while at the same time allow you to get the SEO benefit from the indirect layer.
Yes, I know – it sounds kind of wacky. When I first heard this strategy it really didn't make sense to me, but after implementing the strategies myself the results are very clear.
The Streamlined Process
Now that you have a general understanding of the what, I'm going to show you the how.
I think the best way to do this is to actually just walk you through the process from start to finish and show you how I can create all of these backlinks from a single unique article.
Step 1: Write an Original Article Related to Your Niche
Everything in this process begins with writing an original article. Personally, I like to have full control of what's written and what's published, so I like to write the articles myself, but there are many people who are comfortable with having a virtual assistant or ghostwriter write the article for them instead.
Either way, it should definitely unique content and should typically be around 350-600 words in length. Although the length isn't extremely important, it's smart to stay within this range because it will make your life easier in the later steps of this process.
Lastly, you can choose to post this original article onto your niche site before you move on to the next steps. You could kill two birds with one stone by adding content to your site and following the next steps to help build backlinks as well.
Step 2: Prepare The Article for Spinning
Like I mentioned in the overview video above, spinning an article gives you the ability to quickly create multiple variations of an original article so that you can submit them to various places without worrying about duplicate content penalties and so that you can save tons of time by not having to create brand new content from scratch over and over again to get the same message across.
I talked about article spinning in my previous backlinking post and naturally a lot of people commented about it (currently 174 comments) because it is a widely debatable topic.
Not everyone is comfortable with the idea of spinning an article – using multiple variations of an original article and then submitting those variations to several different locations on the web. Some people view it as spammy and others view it as dangerous too. I totally respect that side of the argument, but let me tell you why I think it's okay.
(I don't want this post to turn into some huge debate, but I feel I should tell you why I am okay with this method since this is what I'm showing you how to do.)
First, I don't view it as spammy because I'm making sure that the content that I submit (even after spinning) is good. Since they are quality articles and I don't submit different versions of an article to the same location, I feel comfortable knowing that I'm doing what I can to make sure my message gets read in the most places as possible, without using the same exact text over and over again.
Also, think about press releases for a second. Press releases are one single version of an article that gets syndicated to tens of thousands of places on the web. Companies like PRWeb make money doing this for other companies, brands and people. As described on PRWeb's site:
"We send your news to 35,000 journalists and bloggers, 30,000 websites and hundreds of newspapers including the New York Times, Los Angeles Times and the Chicago Tribune as well as local news outlets across the USA. PRWeb gets your story where it needs to go."
Several brand name companies and individuals use press releases (the exact same article, not variations) to help spread the word about something. This is exactly what I'm doing when I submit my spun content to various places on the web, although I'm taking it a step further and am not using the same exact content over and over again. I'm using different variations because that's the only way I can make it happen, at least without penalty.
In my previous post, I think Mark Mason's comment says it best:
"I hate this spinning discussion. Let's say Pat has the cure for cancer and he posts it on his blog. Curing cancer is good. So Pat spins articles about curing cancer and posts them everywhere so he can help the most people while playing by the rules that GOOGLE has set.
So what about security guards? Pat's site rocks. It will help people that are thinking about becoming a security guard. Security guards are a help to society. It's all good.
So what if Pat "advertises" his site by placing similar content all over the web? It's not like the web is "full" and Pat is harming someone by taking up too much space.
It seems acceptable for Toyota to place the same add on every TV network and run it over and over. It's OK for AP to syndicate their content everywhere. Why not Pat.
Not to mention the fact that Pat is only doing this because Google's algorithms are too poor to tell good content from bad content. I would argue that if Pat Does not do something to rank his site, he is being unfair to all those readers out therebat NEED him but cannot find him.
Failing to properly promote your site when there are people to help profitably is A lot bigger sin than syndicating 47 very similar but different copies of a good article.
If you want to take a stand against someone, get mad at Google. They have an inferior product that relies on backlinks — yet they make Billions of dollars each year from it. That's the problem, not Pat.
Anyways, I think we've beat this to a pulp already – it's time to show you how it's done.
In the video below, you'll see me using a piece of software called The Best Spinner (full disclosure – I earn a commission if you purchase), which is by far the best spinning software available with the biggest bank of user generated synonyms that make the spinning process much faster.
Although there is a "one-button" approach that you can use to spin your articles, I would advise against using that feature because although The Best Spinner is awesome, it's automated functions aren't entirely perfect. You'll see that I take the time to go through each word one-by-one to plug in good synonyms that make sense. Even though this takes some extra time (and like I said preparing an article for spinning is what takes up most of my time in this backlinking strategy), it's totally worth it when you can just copy and paste spun versions of your articles in all of the later steps.
(Click to watch The Best Spinner – Article Spinning on YouTube)
Is article spinning absolutely necessary in order to make this strategy work. No! But as you will see, it does help to speed things up a bit.
Step 3: Submit to Article Directories
In this step, you'll be submitting spun versions of your original article to various article marketing directories.
The directories I usually submit to are listed below:
You probably know that many of these top article directories check to make sure that the article is unique before approving and posting it onto their site. EzineArticles, especially, is notorious for this, however I've never once had an article denied approval or removed. If you are worried, you can still continue through this process by submitting a version to just one of the article directories.
EzineArticles is the top-choice directory, however it usually takes a while to get your articles approved (several days if you have not yet written 10 articles for their site). If you want an immediate approval, you can submit to GoArticles, which helps because then you don't have to wait days to utilize the article in this backlinking process.
Here is one version of my article that I spun from the spinning video in step #2, live on GoArticles.com. Don't forget to add a link directly to your niche site in the author bio / resource section, making sure you have at least one link that is an anchor text that matches your target keyword or keyphrase.
And yes, Pete Chamberlain is my pen name for my niche site and all related articles.
Step 4: Create Your New Blogs and Web 2.0 Properties
At this point you can use spun versions of your original article to create new blogs and web 2.0 properties that all have backlinks pointing to your site. They will be a part of the anchor layer that we talked about in the overview, which means they will contain links that point directly back to your niche site.
New Blogs and Web 2.0 Properties
These are new blogs and web 2.0 sites that you create for free, and the real benefit here is that they are a part of a larger, more powerful and higher ranking domain.
So for example, when you create a free blog at WordPress.com, even though the blog you create will start out as a Page Rank 0 (PR0) website, it's still a part of the PR9 wordpress.com domain. This same ideology goes for all of the articles you've written for article directories too.
Each of the new sites will only require one post, which you can grab from a spun version of your original article (although you could and probably should add a little more (spun) content later – just to give the site more meat.
In addition to the content, you should embed a related video from YouTube (and even a picture too) just to make your page a little more relevant to the topic, and so it looks like it's lived in a little.
Here is where you can create your free blogs and Web 2.0 Sites (thanks to Joseph for the updated list! – updated 2012):
- http://www.wordpress.com/
- http://www.tumblr.com/
- http://www.livejournal.com/
- http://www.blogger.com/
- http://youblog.net/
- http://myanimelist.net/
- http://www.barnculture.com/
- http://campusbug.com/
- http://www.nexopia.com/
- http://blog.com/
- http://www.migente.com/
- http://bravejournal.com/
- http://www.getjealous.com/
- http://xanga.com/
- http://www.thoughts.com/
- http://insanejournal.com/
- http://webs.com/
- http://www.blogcatalog.com/
- http://newsvine.com/
- http://www.geckogo.com/
- http://posterous.com/
Again, these only require 1 post (2 or 3 is better) with a link back to your niche site, and after that the only thing you have to do with them is remember the URL so you can link to them in the next step (step #5). I don't do any cross linking between these sites.
Anchor Text Update for 2012: Also, make sure you vary your anchor text a bit. Meaning, the link from these sites that point back to your main site shouldn't ALWAYS be using your main keyword. Why? Because it's unnatural and a good variety of related anchor texts is better. So for example, if your target keyword is "Fly Fishing", then it's probably smart to use "Fly Fishing" about half the time (roughly) and then a mix of other keywords like "Fly Fishing Rods", "Fly Fishing Reels", "Fly Fishing Techniques", "Fly Fishing Tips", etc. for the other half.
Notable Web 2.0 Properties
There are two unique Web 2.0 sites I'd like to mention real quick:
They are free to setup and treated in the exact same manner as the New Blogs, they are just setup a little differently. You can use a (HIGHLY UNIQUE) spun version of your original article for some content, you can add an rss feed from your niche site, some videos, some pictures – there are a lot of cool things you can do with Squidoo and Hubpages. Again, just make sure there's a least one backlink (with your keyword as the anchor text), pointing back to your niche site for each.
Note about Squidoo and Hubpages (and the reason why they're separated out): More recently, they've been getting more and more strict with the content that is posted on their sites. I would actually write the content on these sites manually if possible, but if you don't have the time you can test a spun version of your original article, knowing that it may not be approved. This is a warning for you just in case, just remember to think about the end user and what's actually useful for them. The more "modules" and content you can add on those sites – the better, and the link that can come from those sites can be extremely powerful, if you can land 'em.
After you have all of the above mentioned sites setup, you don't need to keep creating more. When you get to this point, you can skip step #4 entirely because they will already be in place and doing their job.
Step 5: Indirect Linking to Your Anchor Sites
In this step, you'll be creating a load of backlinks that link back to your anchor sites that you've created from your article submissions, your new blogs and web 2.0 properties.
Unique Article Wizard (full disclosure – I earn a commission if you purchase through the following link)
Unique Article Wizard is a tool that I got familiar with a month after starting my niche site and it's proving to work quite well. Previously, I've used Automatic Article Submitter to do mass article submissions, but UAW definitely outperforms AAS in my opinion, simply because I can get a lot more backlinks from it.
That being said, UAW isn't entirely automatic either, but you can get up to 800-1000 backlinks from a single article, with links to prove it, which is awesome. This is why we use these articles to link to our anchor sites, because 1000s of backlinks to your niche site would definitely be a little much.
Here's a video explaining how UAW works:
(Click to watch Unique Article Wizard – Massive Backlinks on YouTube)
Social Bookmarking
This is another method you can use to link directly to your anchor sites which will ultimately help boost the authority of your niche site.
There are several different backlinking tools available to help you with this process. One of them, Bookmarking Demon, automates the entire process but I've found the software to be really hard to handle, and it's extremely expensive at $147 a pop. After purchasing it myself (again, I purchased and played around with all of these tools to see what works and what doesn't so I could report back to you), personally I found that it wasn't worth that much money to me.
I'd rather use a free tool from
SocialMarker.com Social Poster, which really isn't automated at all (and the initial time you run through it it takes a while because you have to manually sign up for all of the different social bookmarking sites), but it does save a little bit of time.
During my journey with my security guard training niche, social bookmarking was the thing I did the least. If I didn't have unique article wizard on hand, I probably would have done more of it.
Step 6: Rinse and Repeat
Go back to Step 1.
An Important Final Note
So that's the bulk of the backlinking strategy, and as you can see there are a lot of parts to it.
The thing is, most of the software and tools I've been talking about come with a cost, but I don't want you to think that you need to purchase any of these things in order to succeed.
You can complete this entire backlinking strategy from the article submissions to the creation of new blogs and web 2.0 properties and social bookmarking without spending a dime. So please, don't feel like you need to empty your wallet after reading this, I just wanted to show you exactly what I was doing and the tools I've been using to help save some time and speed things up a bit.
The tools work, but they aren't necessary.
I know how much influence I have now that the Smart Passive Income Blog has grown so popular, and with that I accept the responsibility to make sure to never cheat you or tell you that you NEED to spend money on this or that in order to find success. When I created my first online business, the only thing I spent money on was a domain name and hosting package.
In the beginning, I didn't spend money on a fancy website design, search engine optimization, article spinning software, submitter tools or anything like that. Heck, I didn't even know those things existing and the only thing I did was publish great content, and I eventually gained a following and things just took off from there.
I am anticipating a number of questions or comments from this post, so please be patient for my response while I catch up on some sleep. It's has been a long night putting all of this together for you, but I love it. If someone asks a question and you know the answer or have something to say, please don't be shy.
Update: My buddy Eric over at My4HourWorkWeek.com created a really handy excel file to help you keep track of all of the link building and sites that you create for this specific backlinking strategy. Check it out here!
Other Posts in The Niche Site Duel Series
- Niche Site Duel: I've Been Challenged, and I Accept! (8/16)
- Niche Site Duel 002: Finding a Profitable Niche – My Process Revealed (8/18)
- Oops. The Niche I Selected is Bad, and Here's Why (8/20)
- Niche Site Duel 003: How to Setup a Niche Site – Before You Add Content (8/25)
- Niche Site Duel 004: My Content Strategy (9/10)
- Niche Site Duel 005: My Backlinking Boo Boo (9/13)
- Niche Site Duel 006: My Backlinking Strategy (9/14)
- Niche Site Duel 007: Ranking and Traffic (and Earnings!) Update (9/29)
- Niche Site Duel 008: My Monetization Strategy (10/26)
- Niche Site Duel 009: I'm On The First Page of Google! (10/27)
- Niche Site Duel 010: I'm Ranked Number One in Google!! (11/8)
- Niche Site Duel 011: THE Backlinking Strategy That Works (11/10)
- Niche Site Duel 012: An Experiment and Income Update (11/29)
- Niche Site Duel 013: CPA Promotions, Private Advertising, Job Board and Income Report(1/14)
- My 275% Increase in Adsense Revenue (1/26)
- Niche Site Earnings and Directory Listing Update (3/11)
- I Was Just Offered Five Figures For My Niche Site! (5/11)
- Niche Site Update – New Content, Record Earnings, and What's Next (5/26)
- Niche Site Duel – One Year Later (Earnings and Traffic Update (8/15)


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Lumpy's Links for 2016-12-24
Lumpy's Links for 2016-12-24
Sorry for being a day late this week but my Christmas baking and cooking was more of a priority. Merry Christmas and Happy New Year all. Here is this week's list of links and stuff.
The categories are (click on the category to jump right to it):
- Ludicrous – Funny, odd, strange, bizarre or humorous
- Useful – Software, references, lists, etc.,
- Music – Music, music tech, music videos and album releases
- Photo – Pictures, drawings, animation and videos
- Yours – Something from email or social media
- Science – Anything science or technology related
Continue reading "Lumpy's Links for 2016-12-24"

subset: commoncrawl


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Posey drives in 4 runs to lead Giants over Reds
Buster Posey had a three-run homer off Tony Cingrani among his three hits, leading the San Francisco Giants over the Cincinnati Reds 8-5 Tuesday.
Posey added an RBI double and a single as the Giants overcame a three-run deficit.
The Reds scored three quick runs off Tim Hudson.
Todd Frazier doubled home two runs in the first. Billy Hamilton doubled home Skip Schumaker, who started in left field, giving the Reds the lead after two innings.
Hunter Pence started his second game after resting a sore shoulder. He tripled after Posey's home run.
Ehire Adrianza hit his second home run of the spring, a two-run shot off Cingrani, who allowed six runs after pitching seven scoreless innings, including the first two innings of this appearance.
Schumaker, who signed a two-year deal with the Reds in November, doubled and hit a solo home run off Hudson. He is hitting .550 this spring.


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This site introduces students, educators, and hobbyists to the capabilities of a powerful modern microcontroller, the Microchip PIC24.
Microcontrollers: From Assembly Language to C Using the PIC24 Family covers a broad range of topics in a straightforward, conversational style accessible to students and hobbyists alike. Topics include PIC24 assembly language programming and hardware interfacing using the C language. The text introduces the PIC24 library collection and contains an extensive set of examples carefully explained in the text. The text then presents ESOS, a low-overhead operating system for the PIC24 and provides a capstone design chapter in which the designs of an audio record/playback system, reflow oven and a remote-controlled robot are presented. The book is available from Delmar Learning. A video tutorials page is also available that contains selected topics from the book.
PIC24 library collection accompanying the text provides a tested, well-documented set of libraries illustrated by numerous examples which simplify many common programming tasks for the PIC24. The getting started guide provides all information necessary to get your PIC24 system up and running. With an operational system, the PIC24 support library provides support for all major subsystems of the PIC24. The ESOS library contains a low-overhead, cooperative OS.
ECE3724 course on microprocessors features on-line lecture notes and lab experiments which cover major portions of the text, including four assembly labs and 6 hardware labs, including experiments with a digital thermometer and fan speed control.
PIC24 Assembly-to-C Book


text:
226ERS Endurance Fuel Bar BCAAs Bar - 24 x 60g
Fast and free delivery from €200
Recommended: combine it with...
226ERS Salts Electrolytes - 100 capsules
Characteristics 226ERS Endurance Fuel Bar BCAAs Bar - 24 x 60g
Energy bars made from natural ingredients. Perfect to be taken during training, competitions or for snack to provide the energy required before an effort. It is a perfect product to take during workouts or sporting events, especially endurance outdoor activities. Also fully recommended to take at any time as a snack or pre-training energy intake.
New formula: Dried fruits have been replaced by fruit powder removing sulphites. Natural flavorings have been used to enhance flavors and rosemary has been added as antioxidant.
Essential amino acids proportion has been modified to 8:1:1 (L-leucine, L-valine, L-isoleucine).
Gluten-free product. Mainly composed of dates, dried figs, rice flakes, raisins, almonds, rice syrup, amylopectin from maize, fruit powder, natural flavors, vitamin complex and rosemary extract as antioxidant.
Dark Chocolate: Now with more quantity of almonds and full chocolate flavor without covering to make the intake easier under conditions of heat.
Eat it at anytime.
Before exercise: As a snack between meals or extra energy intake before physical activity.
During exercise: Anytime you need solid food or want to give yourself a break.
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24 x 226ERS Endurance Fuel Bar BCAAs Bar - 60g / Dark Chocolate
Dates, dried figs, almonds, rice in flakes, defatted cocoa powder (6%), raisins (raisins, cottonseed oil), inflated rice (flour rice, sugar, salt), chunks of roasted cocoa (2%), amylopectin of corn, branched amino acids (1.5%)(1.2% L-leucine, 0.15% L-valine, 0.15% L-isoleucine), rice syrup, vitamin complex (B1, B12, B2, B3, B5, B6, B9, C, E), antioxidant: rosemary extract.
Allergens: Nuts, ie almonds (Amygdalus communis L.), hazelnuts (Corylus avellana), walnuts (Juglansregia), cashews (Anacardium occidentale), pecans [Carya illinoiesis (Wangenh.) K. Koch] , Chestnuts of Pará (Bertholletia excelsa), pistachios (Pistacia vera), macadamia nuts and Australian nuts (Macadamia ternifolia), and derived products.
Storage: Keep tightly closed in a cool and dry place.
Nutritional Information
|Energy value
|348 Kcal / (1456 kj)
|209 Kcal / (873 kj)
|· of which saturated
|· of which sugars
|Vitamins (100g)
|Vitamin C
|95 mg (71%VRN)
|Vitamin B1
|1,2 mg (65%VRN)
|Vitamin B2
|1,5 mg (63%VRN)
|Vitamin B3
|17,3 mg (65%VRN)
|Vitamin B6
|1,5 mg (63%VRN)
|Vitamin B12
|1,3 μg (32%VRN)
|Vitamin B5
|7,3 mg (73%VRN)
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|Vitamin E
|15 mg (75%VRN)
Comparative 226ERS Endurance Fuel Bar BCAAs Bar - 24 x 60g
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226ERS Endurance Fuel Bar BCAAs Bar - 24 x 60g
Shipping 226ERS Endurance Fuel Bar BCAAs Bar - 24 x 60g
- Delivery feeFree delivery on orders over €200
- Estimated deliveryDelivery 1 working day
- stock information7 units availableStock information is continuously updated unless we have a problem with our system.
- Delivered at
The orders placed before 13:30 from Monday to Friday will be shipped on the same day. Orders placed by bank transfer will be carried out upon receipt of the full amount.
At fitnessdigital we seek complete satisfaction for our clients and we know that delivery charges are an inconvenience and therefore fitnessdigital offers free delivery for orders over €200. On orders up to €100 delivery costs are €9.99 and between €100 and €200 the delivery costs are €6.99. The shopping basket automatically updates the delivery costs. At fitnessdigital we also take great care over the delivery and always do everything possible to ensure that the delivery times are respected. For this reason we work with transport leaders such as TNT, DHL, DACHSER, DPD or UPS.
- Please note that if you order more than one product, you might receive them on different days and/or with different transport companies; in this case too we do our very best to respect delivery time of all the products ordered.
- The transport carriers will only deliver to the ground floor entrance of the building or property. Delivery does not include taking the merchandise up to a first floor nor does it include installment.
Not at home for the delivery? If an attempt at delivery is made and there is no one at home, the transport company will leave you a note instructing you to contact them so that you can confirm a new delivery date. When the transport company delivers the goods, before signing the delivery note, please check the following:
- That the number of packages coincides with the number indicated on the delivery note. If the number of packages does not coincide, please note this on the delivery note before signing for the delivery.
- That the packages do not show any signs of being deformed or damaged. If there is damage, please indicate "damaged package" on the delivery note.
If there is damage, it is very important that this is indicated on the delivery note as stated above and communicated to us within 24 hours from receiving the order, in order to process the necessary damage claim. We strongly advise you to send us photos of the damage to the package and/or products in order to give you a solution as quickly as possible.
Important: Damage claims on the content must be reported within 7 days of receipt. Otherwise, they cannot be accepted.
Warranty information
fitnessdigital is an official distributor, we can therefore
- The product is new
- The product comes in its original packaging
- Raw materials used by 226ERS are of first quality and Doping Free
Payment methods 226ERS Endurance Fuel Bar BCAAs Bar - 24 x 60g
Cash On DeliveryNo surcharge
You will receive the order at the registered address and the payment is made on delivery in cash. The cash on delivery option is only available for orders of 150 € or more.
Credit cardNo surcharge
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HAMILTON, Bermuda — Humberto grew to hurricane force far out in the Atlantic early Wednesday, becoming the first hurricane of the Atlantic season, while Bermuda shook off a drenching by Tropical Storm Gabrielle.
Humberto's maximum sustained winds were near 80 mph (130 kph) and the U.S. National Hurricane Center said it could gain more strength before a weakening trend likely starts, with the storm still far from land.
It was centered about 340 miles (550 kilometers) west of the southernmost Cape Verde Islands and was moving north at 9 mph (15 kph).
In Bermuda, meanwhile, Gabrielle caused several power outages overnight, but no major damage was reported on the British Territory.
The government announced that all public schools were reopening and there would be sporadic ferry service.
The island's meteorology service warned that strong winds and rain will continue to pelt Bermuda as the storm heads north.
Gabrielle was centered about 65 miles (105 kilometers) west-northwest of Bermuda with winds of up to 45 mph (75 kph), and it was drifting slowly westward at 3 mph (6 kph).
It was expected to turn to the north-northeast and remain well off the U.S. East Coast while heading toward a possible weekend brush with Nova Scotia.
It is unusual for this much time to pass in the Atlantic season without a hurricane forming, though not unheard of.
Hurricane Gustav was the first of the 2002 season when it formed on Sept. 11 of that year.
The record for the latest first-of-the-season hurricane is Oct. 8, 1905, based on records dating to 1851.


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text:
I learned that a long walk and calm conversation are an incredible combination if you want to build a bridge.
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Learn more about the IHG Green Engage™ system
The Crowne Plaza® Mexico Norte-Tlalnepantla Hotel has an excelent location that will make of your stay a simple and more relaxed one. Situated near major avenues such as Periférico Norte and Gustavo Baz, this hotel offers easy access to public transport hubs as well as to different attractions in the city.
For the business travelers, TecnoParque is a few minutes away and, for those looking for a fun day at a shopping mall, Mundo E, Plaza Satélite and Punta Norte Premium Outlets are conveniently close. Visit the Tenayuca Archaeological Site and go back in time with the remains of Teotihuacan and the Chichimeca culture.
This hotel offers spacious meeting rooms that can host up to 1,200 people, which makes us the perfect venue for a successful event. Choose how to spend your day; release the stress at the fully equipped Fitness Center or rest in the comfortable guestrooms with complimentary Wi-Fi and laundry service available.


text:
In battle 13 of Sc3 there are 3 types of ninja. One is a sword user, one is a magic user, and one is a star user. They are also conveniently different colours. They are currently all just called Ninja.
I would like to hear suggestions about how to enhance their names. The easy suggestion is just to include their colours in their names. The standard ninja can remain as is.
Purple Ninja (magic)
Green Ninja (star)


text:
How to Format Numbers in a Microsoft Works Spreadsheet
Microsoft Works Spreadsheet helps you to organize data and crunch numbers. You can format the numbers in a spreadsheet to look like currency ($23.50), display a specific number of decimal points (201.0008), or use a comma (4,112,987).
You can format data in a spreadsheet, applying a specific font or color, just as you do for text in a word processor. You can also fill each cell with color, or apply a border to cells.
1Select the cells containing the numbers you want to format.
To select a single cell, click it. To select multiple cells, click a cell and drag up, down, right, or left.
2Choose Format→Number.
The Format Cells dialog box appears with the Number tab displayed.
3Click an option in the Select Format Type list, such as Currency or Percent.
After you select a format, you'll usually see, on the right side of the dialog box, additional options for indicating how you want the data to display.
For example, if you choose the Currency format, you can click the up or down arrow on the Set Decimal Places field to specify how many decimal places the number should have —for example, 22.10 (two decimals), 22.1 (one decimal), or 22 (no decimals). Your settings appear in the Preview box.
Currency and General are common options for formatting numbers in lists or budgets, but they aren't the only ones. You can even format numbers to display as dates, times, or fractions. If you want a zero to appear as False (in other words, no value) and any number (that is, any value at all) to appear as True, choose the True/False format type.
4Click OK.
The formatting is applied to the selected cells.


text:
About Point Park
Point Park, Pittsburgh's only Downtown university, you'll engage in a more active, more real, more professional education. You'll have professors who teach from their own real-world experience when you pursue a degree from among more than 100 undergraduate, master's and doctoral programs that we offer.
You'll have access to successful, working professionals within your field. You'll have internship and job opportunities with leading companies and organizations. And you'll have the limitless cultural and entertainment opportunities that only a world-class city can offer.
Our Downtown Pittsburgh neighborhood offers pristine parks, riverfront trails and hundreds of shops and restaurants. It's home to Fortune 500 companies, government agencies and nonprofit organizations. It's a place where more than 140,000 people come to work each day and where more than 7,000 people (including 1,000 Point Park students) live. It's a dynamic city center that makes a dynamic college experience possible.
Welcome to Point Park University. Welcome to our neighborhood.
Quick Links:
- President's Welcome
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text:
Our graphics team recently finished a book trailer for Eduardo Porter's new book "The Price of Everything". Business journalist and New York Times editorial writer Porter delivers a popular explication of how supply and demand affect prices. A fascinating topic for the times we're in.
Creative Director Curt Cooper spearheaded this project, supported by Motion Designers Kyle Shoup, Jenn Moody, Jamin Clutcher and Jesse Willis. Special thanks go out to our friends at Sponge and Earhole Music for the collaboration.
"Working on this project," Curt says "was really a sign of our times. Five years ago, you would never have seen an animated trailer/commercial for a book release. With the diversity of advertising today, and the digital age of paperbacks becoming ipads, it's an exciting time for creativity to flourish into new and exciting avenues."
And why not? Why should movies and upcoming tv episodes get all the fun and hype? Books are a form of entertainment and media too long forgotten. Bravo, team!
Check this link out to view another book trailer we did for Bat Boy not too long ago for Weekly World News CEO's book on the elusive urban legend.


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BMC 2014 road bikes – Eurobike 2013
Six new road models and a fast hybrid from the Swiss manufacturer
BMC bikes have had a busy 2013, not only releasing their latest incarnation of the SLR01 Team Machine back in May, but now adding to it with six new models for 2014.
GranFondo GF01 Disc: flagship sportive bike
Shimano's new hydraulic disc brakes feature on the GranFondo GF01 Disc
Several of the new bikes are more affordable versions of existing models. A notable exception is the GF01 Disc, which adds Shimano's new hydraulic road disc brakes to the proven GranFondo platform and seems to be a good fit with the larger 28mm tyres and super-compliant frame. With BMC-branded DT Swiss hubs and BMC's first ever shallow carbon rim that doesn't need a braking track, the lower weight should improve performance. The frame is intended for electronic shifting only, and as such will only be offered with either Shimano Ultegra or Dura-Ace Di2 for £5200/€5999 and £9000/€9999 (US pricing for all models has yet to be announced).
TeamMachine SLR02 road race bike
The BMC TeamMachine SLR02
Hot on the heels of the excellent SLR01 comes the SLR02, which uses exactly the same frame shaping. Costs are reduced by using a lower modulus carbon, which does increase weight a little, but still produces figures for bottom bracket rigidity greater than the old SLR01 machine that won the Tour de France in 2011. Prices start at £1800/€1999 for a Shimano 105-equipped machine, rising to £2650/€2999 for Ultegra and £3750/€3999 for Ultegra Di2.
TimeMachine TMR02 aero road bike and TM02 time trial bike
BMC TimeMachine TMR02 aero road bike
Similarly the new TMR02 offers a much more affordable aero road alternative, using the same frame shaping as the TMR01, but leaving out the front brake cable fairing, preferring instead a conventional setup. Two models will be offered, with Shimano 105 for £2100/€2599 or Ultegra for £2700/€2999.
Time triallists and triathletes will be interested by the TM02, which brings the aerodynamics of the well-proven TM01 to a larger potential audience. Offered with Shimano 105 or Ultegra only, it'll retail for £2100/€2599 or £2700/€2999.
Track TR01 and TR02: welcome to the velodrome
The brushed aluminium BMC Track TR02 track machine
In conjunction with the completion of a new velodrome right next to their factory, BMC launched two new track bikes, the company's first. The Track TR01 has an aggressive carbon frame, built to be tough and aerodynamic, with two possible stem configurations for pursuit or sprint use. The bike was shown with the fully adjustable sprint stem fitted and was very striking. Backing it up was the lacquered brushed aluminium Track TR02 with stainless steel dropouts and a hydroformed frame that should be seriously rigid. Complete bikes come in at £5000/€5999 and £2500/€2999 respectively, with a frame-only option.
Alpen Challenge AC01 fast hybrid
The BMC Alpen Challenge AC01
Finally, the Alpen Challenge is BMC's super clean looking fast hybrid bike, coming in lower spec AC02, or several AC01 versions, as pictured. Featuring a large tapered head tube that blends in to a full carbon fork, and an aluminium frame with BMC's characteristic dropped seat stays. A negative rise stem gives a racy look, and the seat post has a neat security feature, with a hex bolt that ratchets tight, but can't be undone without being tipped on its side, so gravity slides the internal weight free of the bolt.
The frame accepts aluminium mudguards that can be fitted or removed in minutes, and has optional integrated LED lights too. Gear options include SRAM XX1, 105, Sora or three belt driven Alfine hub gears – 8 speed, 11 speed or Di2, with prices for the AC01 going from €1099 (Sora) to €3599 (XX1 or Alfine Di2).
For more information, see www.bmc-racing.com


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One small step at a time for Rory
Rory McIlroy has set himself the "small" goals of becoming Europe's most successful player in the modern era and completing a career Grand Slam following his thrilling triumph in the US PGA Championship on Sunday.
McIlroy claimed his second major in the space of four weeks and fourth of his career at Valhalla, becoming the first player to win back-to-back titles since Padraig Harrington also did the Open and US PGA double in 2008.
The 25-year-old is the third youngest player, behind Tiger Woods and Jack Nicklaus, to win four majors and will travel to Augusta next April seeking to join Gene Sarazen, Ben Hogan, Gary Player, Woods and Nicklaus as the only men to have won all four majors.
Rory McIlroy has reset his goals after a dramatic US PGA triumph (AP)
Victory in the Masters, which he led by four shots before collapsing to a closing 80 in 2011, would also take the Northern Irishman three quarters of the way to holding all four major titles at the same time, ahead of the US Open at Chambers Bay. Woods is the only player to have achieved that feat by winning the US Open, Open and US PGA in 2000 and the Masters in 2001.
"When I won the Open Championship I said that there would be a lot of hype going into Augusta, which there obviously will be," said McIlroy, who admitted winning "ugly" was more satisfying than his previous more emphatic major victories.
"And if I was somehow to win there, it would obviously be a lot of hype going into the US Open.
"We'll take it one step at a time. We can't get ahead of ourselves here. I'm playing some great golf at the minute and I want to keep this run going as long as I can, and hopefully I'm in just as good form heading into Augusta next year and have a chance to win the career Grand Slam.
"If that happens, then we'll turn our attention to Chambers Bay and I'll try and get the job done there.
"I said I thought winning the Open Championship a few weeks ago had sort of put me on a higher level in this game. But then to win a fourth major here, to be one behind Phil (Mickelson), one behind Seve (Ballesteros), level with Ernie (Els), level with Raymond Floyd...I never thought I'd get this far at 25 years of age.
"It's something that I'm just going to have to come to terms with. I was happy being a two-time major champion coming into this year and all of a sudden I'm a four-time major champion and going for the career Grand Slam at Augusta in 242 days - not that I'm counting!"
Even before Sunday's one-shot win over Mickelson, which was completed in near-darkness after a lengthy rain delay, there had been talk of Woods' era being over and McIlroy's just beginning.
But the world number one knows he has a long way to go before getting near the 14 majors won by Woods and the record of 18 held by Nicklaus.
"I think I've got to take it one small step at a time," added McIlroy, who will parade the Claret Jug - and possibly the Wanamaker Trophy - at Old Trafford ahead of Manchester United's game with Swansea on Saturday.
"I think the two next realistic goals are the career Grand Slam and trying to become the most successful European player ever in the modern era. Nick Faldo has six majors. Seve has five.
"And hopefully, when I achieve those, I can start to think about other things."
Whether it was intentional or not, it was noticeable that McIlroy said 'when' rather than 'if' in that sentence.
A year after labelling his own play "brain dead" after missing the cut in the Open and struggling with his new equipment, McIlroy is riding the crest of a wave that shows no sign of slowing down.
"I've got that sense of belief in myself now that I go into every tournament I play knowing that I can win," added McIlroy, who won his first World Golf Championship event at the Bridgestone Invitational between his major triumphs. "It's a great feeling to have.
"I think I've always had that sense but after this run of golf, it's confirmed that I can turn up at any tournament anywhere in the world and know that if I play my game, I can walk away with a trophy."
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EveHealth needed a new logo design and created a contest on 99designs.
A winner was selected from 35 designs submitted by 12 freelance designers.
Eve Health (a women's health centre) requires a simple, modern, iconic logo.
EVE Health
Desired Color Scheme:
Simple 1-3 colour scheme.
Desired Style:
Modern, authoritative, iconic
Accepted File Formats:
Vector preferred. All formats accepted.
Eve Health is a Women's Health Service Provider, including gynaecologists, general practitioners and allied health care providers
1. the logo should be authoritative, iconic and simple
2. the colour scheme should be restricted to 1 to 3 simple colours. No fading/transparency.
3. the name should be restricted to Eve Health as anumbrella logo; this will then allow us to substitute Health with Gynaecology; Endosurgery etc for each of the subgroups.
4. Abstraction of female figures as a logo would be appropriate.
Find out how a design contest works or learn more about our logo design services.


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BALTIMORE – After two weekends away from competition, the UMBC cross country teams return to the course on Saturday at the Paul Short Run at Lehigh University. The race at LU's Goodman Course is scheduled to begin at 10:00 a.m.
The Retriever men look to continue their strong early season form after claiming the top spot at the America East Pre-Conference Meet at Binghamton on Sept. 7 and then earning a top-three finish at the Navy Invitational the next weekend.
Junior Eric Schuler (Columbia, Md./Reservoir) paced the team and the field at the pre-conference race, crossing the 8k finish line with the second-best time in course history (25:33.1). For his efforts, Schuler was named the America East Performer of the Week. He followed it up the next week by finishing 20th and scoring during UMBC's third-place finish in Annapolis.
Sophomore Hassan Omar (Frederick, Md./Thomas Johnson) has gotten off to a hot start as well, leading the Retrievers across the line at Navy, finishing in 11th overall, after taking fourth in upstate New York. He recorded a career-best time at the race at Navy, finishing in 24:54.90, the fourth-fastest time in UMBC history. Seniors Jake Albino (Hampton, N.Y./Minisink Valley) and Andrew Smith (Chadds Ford, Pa./Garnet Valley), as well as sophomore Redatu Semeon (Waldorf, Md./Thomas Stone), have also scored in both of UMBC's two meets this year.
The women have also picked up two top-five team finishes behind sophomore Nicole Dawson (Jessup, Md./Hammond), who has elevated her running from consistent scorer to leader, pacing the Retrievers at both Binghamton and the Salty Dog Invitational. The second-year athlete led the squad for the first time in her career with an 11th-place finish at the America East race and then jumped to sixth all-time in school history with a 6k time of 21:58.88 in Annapolis.
Senior captain Cody Mezebish (Westminster, Md./South Carroll) has continued to lead by example, scoring in each meet in 2013. Mezebish ran a career-best 6k time of 22:00.77, the seventh-fastest in Retriever history, during her 18th-place finish in Annapolis, while freshman Sarah Zielinski (Boonsboro, Md./Boonsboro) has burst onto the scene with two scoring runs, including the eight-fastest 6k run in school history at Navy (22:11.12).
Note: Lehigh's Goodman Course will also serve as the race course for the 2013 NCAA Mid-Atlantic Regional to be held on Nov. 15.


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How Newt Ended up in a Palestino Jersey
In summer of 2006, during my first stint as curator of Mizna's Twin Cities Arab Film Festival, I sought out a feature documentary film titled Goal Dreams, on the disturbed and perturbed experience of the Palestine national football team as it sought to qualify for the 2006 World Cup tournament in Germany. The festival committee that previewed the film liked it and voted to include it in the upcoming festival's program. I thought it a heartwarming, accessible crowd pleaser that could draw in audiences who would otherwise not attend a film festival.
The particularity of the challenges facing the team leaves the viewer wondering how the Palestine Football Association had managed to assemble a team at all, a national team representing a state that hardly resembles a state. Without a functioning football leagueat the time (the West Bank Premiere League has been functioning without interruption since 20081), adequate funding, or a location in Palestine in which the team could train, no thanks to restrictions by the Israeli authorities, qualifying seems nearly unattainable, though possibly not other rewards--less tangible rewards.
To add to the experiential, financial, and logistical challenges the team faces, the national team's players struggle with cultural adjustment, having descended from four continents, speaking several languages natively. Yet, the players' commitment to their collective goal of promoting Palestine through sport persists despite the challenges that would eventually prove insurmountable.
Among the players are six of Palestinian descents hailing from South America, one of whom, a Chilean Palestinian named Roberto, piqued my curiosity about Palestinian immigration to Chile. I would later discover that Chile is home to the largest Palestinian population outside the Arab World2, a population thought to number to between 250 and 400 thousand people3.
Months then years would pass before Newt Gingrich would claim during his run for the Republican nomination for the US presidency that the Palestinians are an invented people. I was naturally enraged, though I recognized that posturing for approval and for financial support of his campaign may have informed his observation. For some reason, I found myself casually looking online for content on Palestinian Chileans. That was when I learned of C. D. Palestino, a Chilean first division professional football club. Upon visiting the club's web site, I was pleased to see images of the team depicting the words "Bank of Palestine" in Arabic and in English printed on its jersey (though I'd have been happier if it had been in Arabic and Spanish), suggesting an association between new and old country confirmed by the team's intent, in 2009, to be listed on the Palestinian stock exchange4.
Upon learning of the team's genesis, I grinned with the satisfaction of the evident truth: Why would immigrants name a football club "Palestino" upon its founding, in 1920, if such identification didn't mean anything to them, especially considering that such naming/founding had occurred twenty eight years before the founding of the Zionist state. The obvious answer is that these immigrant deliberately named the club because "Palestine" did mean something.
Soon thereafter, I went online looking to buy a Palestino jersey. Alas, there was none for sale on the club website and those few I did find elsewhere were exorbitant. All I could afford was a pin:
Unlike well-heeled Newt, who could afford any jersey his sour heart desires:
*Goal Dreams is available in the US through Arab Film Distribution.
Works Cited
1. "Brief History (in Arabic)." Palestine Football Association. Palestine Football Association, 14 May 2012. Web. 14 Mar. 2012. <http://www.pfa.ps/article.aspx?id=2>.
2. "The people of Chile." this is Chile.cl: Chile's ofificial website. Fundación Imagen de Chile, 18 Feb. 2011. Web. 14 Mar. 2012. <http://www.thisischile.cl/Article.aspx?SEC=357&ID=1206>.
3. Smith, Douglas. "Story of Chile's Palestinian Refugee Community, Past and Present." The Palestine Chronicle. The Palestine Chronicle, 16 May 2011. Web. 14 Mar. 2012. <http://palestinechronicle.com/view_article_details.php?id=16724>.
4. Cerda, Claudio. "Soccer-Chile's Palestino tapping roots to go public." Reuters. Thomson Reuters, 17 Aug. 2009. Web. 14 Mar. 2012. <http://uk.reuters.com/article/2009/08/17/soccer-latam-chile-idUKLH07455520090817>.


text:
Citibank Personal Loan Interest Rate
Citibank Personal Loan Interest Rate Nov 2019
Citibank Personal Loan Interest Rates start from 10.50% with lowest rates for salaried borrowers working with reputed companies. Personal Loan rates for self employed are higher. Check Best Offers
|Self Employed
|Lowest Interest Rate
|Processing Fee
|Upto 0.5%
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|12 months to 60 months
|12 months to 60 months
|Loan Amount
|₹ 1 Lakh to ₹ 30 Lakh
|₹ 1 Lakh to ₹ 25 Lakh
|Part Prepayment Charges
|Allowed after 12 EMI's, Nil charges
|Not allowed
|Preclosure Charges
|Allowed after 12 EMI's, In the range of 3% to 4%
|Allowed after 12 EMI's, 3%
Instant paperless approval
Please Re-confirm Your Number
Please Re-confirm Your
Citibank Personal Loan
Citibank gives personal loan to borrowers who need funds to meet their urgent requirements. Benefits of taking personal loan from Citibank are:
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- Lowest EMI of ₹ 2,149 per lakh.
- Processing Fees: Upto 0.5%.
- Preclosure charges: Preclosure of Citibank personal loan is Allowed with In the range of 3% to 4%
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- Other Charges: Late EMI payment charges, EMI bounce charges, loan cancellation charges which are disclosed by the bank at the time of signing the loan agreement.
- Special schemes: Citibank offers customised personal loan interest rates and schemes for special category of borrowers including borrowers working in reputed companies, banks or government employees etc. Some of the special personal loan schemes of Citibank are:
- Personal Loan for Meeting Short Term Credit Needs
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Citibank Personal Loan Top Up
Top up on personal loan is an additional loan that can be availed from your existing bank on your running loan or at the time of balance transfer of your loan to a new bank. You can get top up on personal loan from Citibank if you have a regular repayment track record on your existing personal loan. Top up loans are available at similar interest rates as that on your existing personal loan. Current interest rate on Citibank personal loan top up starts at 10.50%.
Citibank Personal Loan Interest Rate Calculator
You can get the best personal interest rates from Citibank subject to an assessment of your loan amount, salary, other obligation company you work with and loan tenure. The following factors determine the personal loan rate of interest you can expect to get from Citibank:
- Loan Amount - This is the amount borrowed by a borrower from the bank. Generally banks offer lower interest rates for higher amount. Citibank offers loan between ₹ 1 Lakh and ₹ 30 Lakh.
- Salary - Income defines your capacity to repay the loan. Higher salary bracket individuals are offered loans at lower interest rates. Interest rate of the bank varies with your net monthly income.
- Employer Category - Citibank has an internal list of companies falling into categories that are ranked from high to low company categories based on company's size, reputation and existing relationship with the bank. Employees who belong to companies in higher company categories get attractive discounts and low interest rate loans.
- Relationship with the Bank - Bank offers special rates, offers and charges to the existing account holders of the bank. Those who have managed their accounts and made all the payments on time in past will get the benefit of low Citibank loan interest rate.
- Loan Tenure - Personal loans are of shorter tenure ranges from 12 months to 60 months as they are taken to meet their immediate requirements.
- Repayment Capacity - Before giving loan to the borrower, Citibank checks the repayment capacity of the borrower. Bank verifies the repayment capacity of the customer through CIBIL as it has the repayment track record of previous loans taken. CIBIL also captures information of credit card bills payment.
Citibank also offers loan to defence, armed forces and government employees. Personal loan interest rate for government employee and defence personnel varies from private salaried employees
In addition to Citibank's personal loan interest rate, you need to compare other charges on the bank's personal loan before taking a decision to borrow from the bank include:
- Part Payment Charges - Part Prepayment on Citibank's personal loans is Allowed after 12 Months at Nil charges
- Preclosure Charges - These are to be paid in case you want to repay your entire loan amount before the end of tenure period. Citibank allows preclosure of personal loan after 12 EMI's at preclosure charges of In the range of 3% to 4%.
- Processing Fee - Citibank charges a processing fee of Upto 0.5% of loan amount with applicable tax. The processing fees is non-refundable for most of the banks.
- Other charges: Once your loan application is sanctions, Citibank will provide you a statement of other charges applicable on your personal loan account. Some of these charges are interest charged on late payment, EMI cheque bounce charges and loan cancellation charges, which are payable only if you delay in EMI payments, cheque bounces or you decide to cancel your loan after sanction
Citibank Personal Loan: How to Apply
If you want to get a loan from Citibank, the process to get the loan is fairly easy. All you need to do is to apply for a personal loan at MyLoanCare. We are a channel partner of all top banks in India including HDFC, SBI, Axis Bank, Citibank. Your loan application will be processed online and Citibank's representatives will get in touch with you instantly to take the loan process forward. You will also get the free services of MyLoanCare's personal loan advisor who will ensure that the lending process is quick and you get the best personal loan from Citibank.
You can also do a comparison of Citibank Personal Loan Interest rates and other charges using MyLoanCare comparison tool. Click here to go to the comparison tool. Once you apply online, you can check the real time status of your personal loan application in your customer account section of MyLoanCare.
Documents Required
- Filled up loan application form
- 2 Passport Size Photo
- Income Tax PAN Copy
- Identity Proof - Driving License/ PAN/ Passport/ Voter ID
- Residential Address Proof - Registered Rent Agreement/ Passport/ Leave and License/ Utility Bill (upto 3 months old)
- Income Documents - 2 years Form 16, 3 month pay slip, 3 months bank statement showing salary credit and any EMI debit
|Maximum Annual Percentage Rate (APR)
|10.50% to 18.99%
|Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
Citibank's terms and conditions as per loan agreement applicable. Short term loans/ pay day loans not available; minimum loan tenure: 12 months. Rate of interest depends upon company categorization, income, job stability, loan amount, CIBIL score, credit profile, existing obligations, verification and other factors. Credit at sole discretion of Citibank.
Compare Personal Loan Interest Rates of Citibank with other Banks
- Allahabad Bank
- Andhra Bank
- Axis Bank
- Bajaj Finserv
- Bank of Baroda
- Bank of Maharashtra
- Canara Bank
- Citibank
- Corporation Bank
- Federal Bank
- Fullerton India
- HDB Financial
- HDFC Bank
- ICICI Bank
- IDBI Bank
- IDFC First Bank
- Indian Bank
- Indian Overseas Bank
- IndusInd Bank
- Karur Vysya Bank
- Kotak Bank
- Muthoot
- RBL Bank
- Standard Chartered Bank
- Syndicate Bank
- Tata Capital
- Union Bank of India
- Yes Bank
Frequently Asked Questions on Citibank Personal Loan
Banks generally convey their decision on a loan within 15 days of submitting a loan application. However, some banks also offer instant loan offers which can be approved within a few hours to 2-3 days.Why to take personal loan from Citibank ?
Citibank offers loan at 10.50% rate with the lowest EMI of ₹ 2,149 per lakh. If you are paying EMI more than this then you can opt for balance transfer and relocate your loan to Citibank.How much interest is charged by Citibank on personal loan?
Personal loan interest rates in Citibank are 10.50% to 18.99%. Citibank personal loan interest rate for salary account holders are comparatively lower than that for other customers.What is the lowest EMI per lakh on personal loan from Citibank ?
If you apply for loan from Citibank, your lowest Personal Loan EMI per lakh will be ₹ 2,149.What is the minimum and maximum tenure of personal loan in Citibank?
You can repay your personal loan in a flexible period of minimum 12 months to maximum 60 months.How much personal loan amount I can borrow from Citibank?
Citibank offers you loan if you need a minimum amount of ₹ 1 Lakh to a maximum amount of ₹ 30 LakhHow much processing fee is charged by Citibank on personal loan?
Citibank charges a processing fee of Upto 0.5% with applicable service tax.Is age an eligibility factor to get personal loan from Citibank?
Yes, age is an important eligibility factor to get personal loan as you should be at least 23 years old at loan approval time and 60 years old at loan maturity time.Are there any prepayment charges on personal loan from Citibank?
You can take personal loan from Citibank with Prepayment charges In the range of 3% to 4%


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Community Sports
Pearson, Collins first to finish Jingle Bell Jog 5K
- Details
- Category: Community Sports
- Published on 14 December 2012
- Written by Mount Vernon Optic-Herald
A total of 75 runners participated in the Jingle Bell Jog on Saturday, Dec. 8.
Chris Pearson and Sienna Collins were recognized as the first male and female runners to complete the 5K event. He finished the course in 20 minutes and 58 seconds. She crossed the finish line in 22 minutes and 18 seconds. For more information, see the Dec. 13 edition of the Mount Vernon Optic-Herald.


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Gareth Bale had a bitter-sweet start to his Real Madrid career when the world's most expensive player scored on debut, but Real dropped their first points of the La Liga campaign in a 2-2 draw at promoted Villarreal on Saturday.
The Wales international, who joined from Tottenham Hotspur for a record fee of 100 million euros (US$133 million) earlier this month, struck in the 38th minute at El Madrigal to make it 1-1 after Cani had put the home side ahead in the 21st minute.
Playing in a three-pronged attack with Cristiano Ronaldo and Karim Benzema, Bale sped into the penalty area and clipped a Dani Carvajal cross into the net with his right foot, before being mobbed by his new teammates.
The 24-year-old, whose pre-season training was disrupted by the protracted negotiations over his move, was replaced by Angel di Maria on the hour.
Ronaldo, the 94 million euro man who Bale succeeded as the world's most valuable player, netted a bizarre goal to put Real ahead in the 64th minute when his own shot cannoned back off a defender onto his leg and ricocheted into the net.
It was hard on an impressive Villarreal side, who were denied by a string of brilliant saves by Diego Lopez, but they were level in the 70th minute when Giovani dos Santos, another former Spurs player, lashed in a shot that crept into the net off the Real goalkeeper.
The draw spoiled Real's perfect start to the season and they have 10 points from four matches, the same as Villarreal, two behind champions Barcelona and Atletico Madrid.
"It is very good news that he [Bale] scored on his debut, but he has only been training with his teammates for three days and we have to wait for him to adapt," former Real forward Emilio Butragueno, now a club director, said in an interview with Spanish television broadcaster Canal Plus. "He is a player with enormous potential and obviously we have a lot of expectations."
Barca had Alexis Sanchez to thank for maintaining their winning start after he came off the bench to score in the fourth minute of stoppage-time to snatch a 3-2 victory at home to Sevilla earlier on Saturday.
Barcelona have yet to settle under new coach Gerardo Martino and it was another unconvincing performance at the Camp Nou as they let slip a two-goal lead and were seconds away from dropping their first points of the campaign.
A rare Daniel Alves header against his former club put Barca ahead in the 36th minute, before Lionel Messi looked to have made the game safe when he clipped a Neymar center high into the net with 15 minutes left.
It was the World Player of the Year's sixth goal in three La Liga appearances this season.
Ivan Rakitic pulled a goal back when he smashed the ball past Victor Valdes in the 80th minute and Coke stole in to volley the equalizer 10 minutes later.
Messi again proved decisive in a dramatic finale, though, as he dashed to the byline and his cross fell to Alexis, with the Chilean poking the ball into the net.
Although Barca were not at their best, Brazil international Neymar, who joined from Santos for 57 million euros in the summer, had an excellent game and earned warm praise from Martino.
"It was really an impeccable performance from Neymar in every respect," Martino told a press conference. "We were not sure how he would link up with Messi, but we are already seeing that he is doing well."


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Drivewyze Inc. announced that Kansas has become the 17th state to adopt the Drivewyze Pre-Clear bypass service, which uses tablets, smartphones and select electronic on-board recorders to provide commercial vehicles with inspection site bypass opportunities.
By adding the Drivewyze mobile-based inspection site bypass service, the state of Kansas can offer truck fleets and operators more opportunities to bypass its weigh stations if their safety and credentials records meet the state's pre-arranged criteria.
The state of Kansas has 9,503 center lane miles of highway and 236 center lane miles on the Kansas Turnpike, a toll road operated by the Kansas Turnpike Authority. According to the 2009 Kansas City Regional Freight Outlook report issued by KC SmartPort Inc. and the Mid-America Regional Council, an estimated 291 million tons of truck and rail freight was handled within the 18-county Kansas City area alone.
By 2027, KC SmartPort Inc. and the MARC estimates regional rail and truck freight will increase from 246 million tons in 2007 to 349 million tons in 2027, a 20-year compound annual growth rate of 1.8%.
Drivewyze uses cellular networks and the internet to add transponder-like functionality to tablets, smartphones and select electronic on-board recorders like those offered by PeopleNet, Zonar and XRS. Unlike traditional methods that use dedicated short-range communication transponders in every truck, Drivewyze doesn't require the installation of additional equipment. And law enforcement agencies like the Kansas Highway Patrol don't have to deploy expensive roadside equipment to read the transponders.
The Drivewyze PreClear bypass service notifies the driver of an upcoming inspection site 2 miles out. With the Drivewyze PreClear subscription, drivers receive permission 1 mile out to either bypass or pull into the inspection site if the state enforcement agency has an agreement with Drivewyze to grant bypasses to fleets that meet the agency's standards.
Whether fleets meet the standards is based on the carrier's safety records and other standard information checks. The bypass decision is solely controlled by the participating law enforcement agency, which establishes its own criteria based on several factors including safety scores, registration and IFTA tax compliance. It is both safe and easy to use, with assured privacy and data protection, meeting both Federal and state distracted driving laws.
Provided their registration and taxes are in order, along with a strong safety score, most fleets and operators can expect to receive bypasses about 75% of the time, Heath said. Those with the strongest safety records, hard-earned ISS scores can earn bypasses up to 98% of the time. Even those who are working to improve their fair ISS scores can expect bypasses 50% to 75% of the time, provided their taxes and registration are in order, he added.
Drivewyze PreClear is available for Android, iOS and Blackberry. The app is free in app stores and there's a 60-day free trial subscription available now.


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Most people will be interesteout to find out the eventual winner of CT (probably gonna be Aus ) but my eyes are fixed on sept 19th clash between India and Pak.
India will be without Sachin, and Pak will be without Shabbir.
Indian batting still looks strong without the great Sachin, however Pak bowling without Shabbir and Gul certainly appears weak.Overall the Indian team appears much stronger than their rivals, as though the two teams might be equally match in bowling dept, the Indians certainly are much much stronger as far as batting and fielding is concerned.
Man to watch out for Pak: S malik and Afridi
Man to watch out for Ind: Dravid & IRFAN PATHAN.
MY prediction.India will comprehensively beat Pak and will then reach the finals.


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Looking for a Fair Deal on nursing home care
Pressure on funding for long-term care subsidy from government
When the time comes to choose a nursing home option for either you or a loved one, the last thing you want to have to think about is financial considerations. It is for this reason that the so-called Fair Deal was introduced in 2009, with the aim of providing "anxiety-free" nursing home care.
Since then however, the scheme has been the subject of some serious problems, including running out of money back in 2011. This left many elderly people with nowhere to go until the scheme resumed.
So how is the scheme working now? And what potential changes might be on the horizon?
What is the Fair Deal?
First introduced on October 27th, 2009, to replace the old subvention scheme, the aim of the Nursing Homes Support Scheme or "Fair Deal" was to make "long-term nursing home care accessible, affordable and anxiety-free", according to then minister for health, Mary Harney.
Under the Fair Deal, those looking to enter a nursing home will get a certain proportion of their care paid for. All nursing homes, both public and private, are eligible, provided that they are approved by the National Treatment Purchase Fund.
Who is eligible?
To be able to participate in the scheme, you must be ordinarily resident in the State and assessed as needing long-term nursing home care. This assessment includes monitoring your ability to carry out the activities of daily living – eg bathing, shopping, dressing and moving around. The scheme is only eligible for those aged over 65.
How do you apply?
There are three steps involved in an application under the Fair Deal. Step 1 involves completing a care needs assessment to determine whether you need long-term nursing home care; Step 2 is a financial assessment to assess your contribution towards the cost of your care; and Step 3 involves the Nursing Home Loan.
Can I choose my own nursing home?
The list will include public nursing homes, voluntary nursing homes and approved private nursing homes. According to Tadhg Daly, chief executive of Nursing Homes Ireland, all but two nursing homes across Ireland have been approved for the scheme. The home of your choice must have a place for you, however.
How much will nursing home care cost?
This all depends on the results of a means test. Under the Fair Deal, you are required to contribute 80 per cent of your assessable income, which includes all earnings such as pension income, rental income, social welfare benefits, etc.
In the case of a couple, total income will be divided in two. So, for example, if a couple's weekly income is €1,000, and one member is applying for the Fair Deal, then the 80 per cent charge will be imposed on half of this income, or €500.
In addition, 5 per cent of the value of your assets (including savings) will be deducted each year, although the first €36,000 of your assets (€72,000 for a couple) will not be counted.
The value of your home will only be included in the first three years, as there is a 15 per cent cap on the value of your principal residence. This applies whether you stay in a nursing home for three years or 15 years.
According to the HSE, this works out as an average contribution of €275 per week or €14,300 a year per person. The average cost to the HSE is about €700 a week.
However, change is coming. In last December's Budget it was announced that the cap will be pushed up to 22.5 per cent, although this will require amending legislation before it can be introduced.
The increase shouldn't come as a surprise, given the pressures on the public finances and the collapse in the property market. "They hadn't bargained for the fall in property prices," says Eamonn Timmins, head of advocacy and communications with Age Action Ireland.
But the increased charge may not be imposed just on new entrants into the scheme. If you have been in the scheme for some years, the possibility has been raised that you could be liable to pay the higher amount.
What if I can't liquidate my assets and don't have the funds to cover the 5 per cent charge?
This is where the Nursing Home Loan comes in. This feature of the Fair Deal allows you to defer the annual 5 per cent asset contribution until after your death. The asset/ property must then be sold and the State repaid via the Revenue Commissioners.
Opting for this approach requires a charging order on your mortgage and there are also strict timeframes that must be adhered by. In the event of your death, the loan must be repaid within 12 months, or if the property is sold during your lifetime, it must be repaid within six months. Failure to do so will result in interest being levied on the loan.
Does the Fair Deal cover all the costs associated with nursing home care?
No, it doesn't. The HSE's agreement with private nursing homes provides for the payment of costs associated with bed and board charges. Additional expenses, such as physiotherapy, incontinence wear, transport and specialised wheelchairs are not covered by the scheme. If you have a medical card, then this should cover such costs but if you don't, you will have to fund these costs yourself.
How much money is available for the Fair Deal?
In 2011, the scheme was temporarily suspended when it ran out of money and additional funding had to be found to allow it continue. This year, almost €1 billion (€998 million) has been allocated for the scheme, but the plan is to provide 22,761 beds nursing home beds – that's 850 fewer than last year.
This may not be sufficient to meet demand, and the HSE has alluded to the creation of a "placement list", whereby new places in a nursing home would be offered as funding became available. For Timmins, this "placement list" amounts to the same as a waiting list.
"If you qualify you will take your place in line. That would concern us," he says.
"In effect it's a national waiting list, which means that you're likely to be only approved for payment once someone checks out of a nursing home or if someone dies," agrees Daly.
Is there anything I can do if I have to wait?
If you want care for yourself or a relative sooner rather than later, and you find yourself or your relative ending up on the HSE's "placement list", you always have the option of paying for care privately. According to Daly, rates vary from about €800-€1,200 a week, and while this can add up pretty quickly, remember you can claim it back against your tax, either for yourself or a relative.
How long does it take to get approval?
It depends. The Government recently said it took about four to six weeks, although this might be referring to approval for the scheme – rather than saying that the HSE had the funds in place for you to take your place. Indeed, Timmins notes that people have received letters declaring that their application has been approved but that the HSE is now "awaiting resources".
What am I entitled to if I want to stay in my own home?
Very little, according to Catherine Cox of the Carers Association. She says that you might be entitled to somewhere between €190-€500 a week but this depends on where you live.
"If you live in a different part of the country, you might not get any package. There are huge inconsistencies because there's no statutory entitlement," she says, adding that the association would like support offered under the Fair Deal extended to community care.
It all sounds a bit complicated . . .
If you think it all sounds a bit complicated, that's because it is. If you have a very straight-forward financial situation whereby you own your own home outright and rely on the State pension for your income, it shouldn't cause any problems. If it's a little bit more complex than that however, you should be prepared for the process to take some time.
"No two people's estates are the same and some people are better at providing the paperwork needed," notes Timmins.
For example, there are certain protections inherent in the scheme for farms and businesses to ensure their sustainability, although if you have transferred assets five years before going into a nursing home, they will be taken into account in the financial assessment.


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Louis Daignault (ISN)
June 16, 2013, LIMA, Peru, (ISN) – Canada swept Peru 25-21, 25-14, 25-19 in the seventh place match at the Pan American Cup women's volleyball tournament on Sunday night.
The Canadians dominated 11-2 in the blocking category and 5-2 in service winners while scoring on 20 errors by the opponents while committing 15.
Shanice Marcelle, Lisa Barclay and Kyla Richey finished with 13, 12 and 10 points for the winning side while Jaimie Thibeault had 9, with three blocks included.
"It was a very strong tournament for us," said Canada's head coach Arnd Ludwig. "The main thing was that we finished among the top seven. I am very glad with the performance of my team during the competition."
"It was a difficult game but we were motivated point by point and were convinced about winning," added Canadian team captain Brittney Page.
The U.S., defeated the Dominican Republic 25-12, 25-20, 25-18 for the gold and Argentina bounced Brazil 25-23, 25-22, 25-18 for bronze. In the fifth place match it was Puerto Rico over Cuba 24-26, 25-18, 18-25, 25-22, 15-9.
www.volleyball.ca and www.norceca.net
12-member Canadian roster for the Pan Am Cup June 8-17 in Lima, Peru:
Outside Hitters:
Lisa Barclay, Brandon , MB,, University of British Columbia
Shanice Marcelle, Victoria BC, UBC
Brittney Page, Vernon BC, Barbar D'X-Elles (Belgium)
Tabi Love, Daupin, MB, Caguas Criollas (Puerto Rico)
Marie-Pier Murray- Methot, Quebec City, Montichiari Volley Femminile (Italy)
Kyla Richey, Robert's Creek, BC, SC Potsdam (Germany)
Middle Blockers:
Marisa Field, Kelowna BC, Istres Ouest Provence (France)
Jaimie Thibeault, Sylvan Lake AB, E.S. Cannet Rocheville (France)
Lucy Charuk, Tsawwassen, BC, ZOK Split 1700 (Croatia)
Dani Smith, Beaverlodge, AB, Vancouver Island Univeristy
Jennifer Lundquist, Surrey, BC, Montana State Univeristy
Janie Guimond, Becancour, QC, Kopenicker Sport Club (Germany)


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Grandpa really needs to fuck. This grumpy old man will definitely get what he wants. If you have an interest in watching old men fuck and get fucked, tune into PornMD.com. You will be able to select a clip from our huge database of free videos. These men may be old, but with age comes experience, and these aunties are ready to put their knowledge to good use. Watch as they recruit willing twinks to perform some of the sluttiest acts that you could possibly think of. While Grandpa may have a bad back, these old geezers still have it in them to be powerful bucking broncos. After these intense hardcore fuck sessions, you will be surprised to see these old men walk away in one piece. It is hard to believe that these mature men still have it in them to take a pounding from a handsome gym bunny, but their actions speak for themselves.
©PornMD.com, 2019


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10-2017-17, 10:54 AM #1Administrator of the Forums
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Sneak Peek Into Developing Social Circle Mastery
'Social Circle Mastery' is the foundation of next generation pick up and dating techniques. It takes us beyond relying only on cold approach to meet women and enhance your social life. (Cold approach is meeting someone you dont know and dont really have any connection to.) It has several purposes to make it easier to meet and seduce 10s (shorthand for top models, beautiful actresses, Playmates, and other women who are the elite of the elite, at least in terms of looks) and also to better manage your social life in general and to understand the social dynamics that affect any group situation, such as school or work.
Click Here to Read More on Part Developing Social Circle Mastery Part 1
In Part 1 of Revealing the Social Matrix The Structure of Your Social Life, we covered some of the basics of Social Circle Mastery. I would strongly recommend that you read that article first for a solid foundation of Social Circle theory before we move into the more complex topics below.
First up how do you pick up in social circles? Answer use the same skills from Magic Bullets or a bootcamp, but apply them in a new way the Mr. M and Braddock (MRB) 5 Elongated Seduction model (otherwise known as the Elongated Seduction Model). This model is designed to help you hook up with women you meet through any social circle event, such as dinner parties, work events, or even random introductions. As you can tell from the name, its not designed to be a lightning-fast method. Sometimes it does work quickly, but its a method designed for effectiveness over speed, so it may work the same night, or it might take weeks if not a couple of months. The time flexibility actually works to your advantage you wont fall into the trap of killing your value within a social circle by escalating when its not appropriate or the moment isnt ripe; instead, you are likely to end up with multiple friends with benefits.
For example, I used the Elongated Seduction Model to recently close a top model who happens to be the poster girl for one of the hottest and more prestigious clubs in London. This is me were talking about here Im about 53 and of Asian descent, Im no body builder or male model. (You can read more about my journey and biography in the special report, The Man Behind Mr. M.) The close happened a few months after I met her through a friend. When I first met her, the time wasnt ripe, so I worked the model and waited until the right moment to strike. Ill explain how this works below.
Before I do that, a word of warning. Before getting into Social Circle mastery, it is crucial that you have a very strong abundance mentality. This is why Braddock and I insist that you understand dating science fundamentals before you take the Social Circle Mastery seminar. You need to know not pretend that you are attractive to beautiful women and that you have succeeded with beautiful women and can easily have more. Youll get this from a bootcamp (and automatically qualify if you passed the end-of-bootcamp evaluation) and we occasionally take strong self-study students (usually who have thoroughly studied Magic Bullets and The Routines Manual). If you dont have an abundance mentality, having friendly 9s and 10s on slow burn will drive you crazy and you may not be able to help developing needy, attention-seeking behaviors commonly associated with oneitis (the unhealthy fixation on a specific woman who is not as attracted to you as you are to her).
So, without further ado, the structure for the Elongated Seduction Model is as follows:
- Neutral Rapport
- Build Value
- Social Circle Attraction
- Sexualization
- Closing
What follows is merely a summary of each phase. It would take me too long to outline each phase in the level of depth we go into (and customize and personalize) in the Love Systems Social Circle Mastery seminars, but I wont let that stop me from giving you enough that you can use if youre not going to be able to attend one of our amazing events.
Click Here to Read More on Developing Social Circle Mastery Part 2
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Online registration is now closed
Delegates may register onsite on Wednesday, 5 September from 08:15
FREE Ship owners / operators / managers / builders / shippers *
EUR 645 Non-shipping company standard delegate charge
Delegates at the Maritime Cyber Resilience Forum will receive free access to the SMM exhibition, courtesy of Digital Ship.
You will receive an exclusive code to use for your SMM ticket.
15% discount when 2 or more employees of the same company book and pay at the same time.
50% discount for government organisations / academia.
30% discount on the delegate price for members of supporting organisations (not applicable for sponsorship or exhibition packages).
* Registrants involved directly in working for a ship operator (owner, manager, builder or forwarder/logistics) are entitled to attend this Digital Ship event free of charge. Please note – your current direct employer must own and operate commercial vessels, and you must be engaged in activities and employment directly by this company (i.e they may not be a parent company nor a holding company) to qualify for this fee rate. You may be asked to provide proof of employment status. Digital Ship reserves the right to refuse registrations and/or entry to the conference. Delegates are only entitled to claim one discount per registration. Digital Ship will apply whichever is the greater.


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The Danielle Dress is carefully crafted for Alyssa Nicole's FW16 Collection. This dress captivates in a soft blush palette. Designed with a low cut V Neck bodice, this dress delivers the ultimate romantic look. Concealed side zipper closure. Finished with cotton lining. Special Order. 2-3 Day Priority Shipping.
Alyssa Nicole Collection is designed and drafted by hand in our atelier. From sketch to production, our process is haute couture design. Alyssa Nicole offers the option of made to measure garments on special order pieces.
To customize the fit, send your measurements in the "Note to Alyssa Nicole" box at checkout.
Special Orders are handcrafted within 2-5 days. Ready-to-Wear pieces are in stock and ready to ship.
Alyssa Nicole is handcrafted in San Francisco, California.
At Alyssa Nicole, we believe in sustainability and only work materials and fabrics that are rescued deadstock. The textile industry uses a variety of chemical dyes and treatments which cause pollution and is hazardous to our health. We only source sustainable deadstock fabric and we produce a limited quantity of our collection each season.
Alyssa Nicole offers special services to clientele which includes the option of made to measure garments tailored for a customize fit. Book a 1 hour fitting with designer Alyssa Nicole for a consultation fit session in San Francisco, California. A pre - fitting appointment will ensure your garment will have a perfect fit every time you order a dress from Alyssa Nicole. Book a fitting.


text: A man was sentenced to two years in jail for driving his wife to suicide by calling her "black." This was in India, where, as previously reported, fair skin is highly deisired, and where being called dark is "worse than physical torture," according to the court. In the case, Syed Fathima was so distressed after two months of marriage to Farook Batcha (two months of constant fighting, and of him calling her too dark) that she put an end to the marriage — and her life — by pouring kerosene over her head and setting herself on fire. Just a note to the people who don't think it's a big deal when fashion designers refuse to use black models: It's all related, and it's global. [The Times Of India]