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Lord Davies, the former trade minister, did a good job. Women on Boards, the report he authored in 2011 that looked into why so few women were directors of FTSE 100 companies (it was 12.5% at the time), and which set a goal to double that number within five years, has been accepted by our biggest commercial concerns and acted on. The target was met this year.
One thing I never understood, though, was why on earth the report didn't include the lack of ethnic diversity as part of its remit too. Because as shocking as the sparsity of women on boards is, the lack of ethnic diversity is even worse, with some 62% of the boards of FTSE 100 firms remaining all white.
There is no excuse for this. These are multinational companies, most of which are keen on expanding their reach across the globe, yet their efforts to appoint more non-white people to their boards have been quite pathetic. China is Britain's sixth largest export market, but how many FTSE 100 executive directors are of Chinese descent? None.
What about people of African and African Caribbean heritage? None, unless you include the chief executive of Carnival, Arnold Donald – but he is African American, and based in the United States. Carnival, the world's largest cruise company, is listed on both the S&P 500 and FTSE 100 indices. The situation for British Asians is not much better either, with less than a handful in executive director positions.
The situation doesn't get a lot better in non-executive positions, either. There is still a tiny number of minorities. So why is this the case? And does it really matter?
Taking the second question first, this is what the Davies report had to say on the lack of women on boards: "The issues debated here are as much about improving business performance as about promoting equal opportunities for women. There is a strong business case for balanced boards. Inclusive and diverse boards are more likely to be effective boards, better able to understand their customers and stakeholders and to benefit from fresh perspectives, new ideas, vigorous challenge and broad experience. This in turn leads to better decision making."
And Carnival's Donald says: "Diversity is a business imperative. The key to innovation is diversity of thinking … having people from different backgrounds and different cultural experiences who are organised around a common objective are far more likely to create breakthrough innovation than a homogenous group." Case closed.
As for the first question, regardless of what they say, the main reason for the lack of ethnic diversity is that the majority of firms quite simply don't take the issue seriously. They were pretty much forced by Davies to act on gender, but you get the impression that one of the motivating factors was that, while he was talking softly, he carried the big stick of compulsory quotas behind his back.
The most common excuse for the lack of black and Asian people on boards is "we can't find any". Translated, what it means is executive recruitment firms, because of their narrow networks, don't know enough potential board members. Yet instead of acknowledging their shortcomings and doing something to improve them, many of these firms instead shout about a "lack of talent", which is nonsense. There's a large number of qualified, experienced and intelligent black and Asian people out there who would make an enormous contribution to any board.
People of Chinese heritage have, for a long time, constantly topped the education performance charts and gone on to excel in a range of business situations. The number of people of Indian heritage who run successful businesses is there for everyone to see. There's a huge amount of talent.
As for people of African and African Caribbean descent, for the past nine years my company has published the Powerlist, a magazine that showcases annually 100 of Britain's most influential black people, which is out today. It's broken down into a variety of sectors, with the largest being business, finance and technology. The people who have featured in it over the years include Karen Blackett, who runs Mediacom, a billion-pound company; successful tech entrepreneur and former BBC "Dragon" Piers Linney; and former investment banker Ian Greenstreet. Can it really be the case that none of these, or the many other names who have featured on our list, is of the right calibre to sit on the board of a FTSE 100 firm?
In an ideal world, there would be the ethnic equivalent of Davies's gender inquiry. There's been quite a lot of talk around the topic, but it doesn't seem to have led anywhere. The former business secretary Vince Cable was championing it for a while and there have been a number of reports written on the subject. But with all due respect, I just don't see anyone taking action to create change.
With this in mind, I have formed a group of people within business and politics calling for all UK companies to be required, in their annual reports, to make a statement about the ethnic diversity of their board. These reports should make a distinction between UK-resident directors and those from overseas, and company chairs should personally sign up to them. We believe this will mean that companies will take more seriously the idea of board diversity and this will lead to real changes which we should all welcome. Everyone stands to gain here: not only will minorities feel they really do have an equal opportunity to fulfil their potential, but better companies lead to a better-performing economy and a better standard of living for everyone.


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subset: commoncrawl


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Keturah Bryant
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Prosper is a P2P online lending platform offering fractional investments in consumer loans.
- Website: https://prosper.com
- Investment Types: Consumer (P2P) Loans
- Security Types: Debt
- Sectors: P2P Loans
- Minimum Investment: 25
- Advertised Returns: 7.75%
- Open to all investors
- Open to anyone
- Low minimums ($25)
- Regular cashflow
- Automated investing
- Detailed data available on each loan allows for highly customized investment strategies
- Need to invest in many, many notes (100+) to achieve diversification
- Loans are unsecured
- Loan terms are only 36- or 60-months
- Average returns appear to be declining over time
- Company Description: Investors can earn solid returns by investing in personal loans listed on Prosper
- Website: https://prosper.com
- Prosper on Twitter
Prosper was the very first onilne P2P lending platforms, and along with Lending Club remains one of the two main players in the consumer P2P loan space.
Types of investments Prosper offers
Prosper is effectively (if not technically) a 2-sided marketplace, matching borrowers looking for personal loans up to $35,000 with investors willing to loan to them. All of the loans are divided into $25 fractional notes, so each loan is spread across dozens or hundreds of investors.
What do you get when investing with Prosper?
Each loan made by Prosper is graded from AA-HR (with A being the lowest risk and HR being the highest risk). High-risk borrowers are charged higher interest rates, though they are in turn much more likely to default.
Prosper fee structure
Prosper charges a 1% fee on the monthly payments collected from borrowers. If a loan is delinquent, additional fees are collected to cover the cost of collections (whether that's done in-house by Prosper or via a 3rd-party collector). Unlike LendingClub, Prosper does not provide details on the amount of that compensation.
Potential returns and cashflow
Prosper advertises an average return of 7.75%, a number that has been declining in recent years. In part because they've been around for several years, and in part because of the substantial disclosure requirements from the SEC, there is a wealth of historical data about note performance. Individual investor performance depends heavily on diversification as well as the particular mix of loan grades and other borrower factors.
Payments are collected montly and deposited regularly into your Prosper account, where they can optionally be automatically re-invested.
Breadth of offerings on Prosper
Prosper processes a large volume of loans, so there is usually a wide selection of available notes. In some cases there may not be notes available that meet your specific criteria, though the automated investing option will match you with a note that meets your criteria when one becomes available.
In addition to several automated risk profiles, you can also manually set a note profile mix, or even individually pick loans to invest it.
There are also two 3rd-party firms that emerged to provide alternative (and they would argue more sophisticated) algorithms for selecting notes and managing investments across both LendingClub and Prosper. The firms, LendingRobot and NSR have recently merged, and like Prosper have also been tuning their more recent offerings more toward institutional investors.
Regulatory framework and due diligence expectations
The regulatory framework for P2P lenders is quite distinct from the rest of the investment crowdfunding ecosystem. The borrower side of the equation is regulated via the Consumer Financial Protection Bureau and the Federal Trade Commission, while the lender/investor side is regulated by the SEC. As part of the process in place, each loan is registered and filed with the SEC to comply with securities regulations.
Once a borrower applies for a loan, the platform grades the loan quality and files a detailed disclosure with the SEC. The loan is then made available to prospective investors; once enough investors express interest, the loan is funded.
While Prosper does perform a credit check, much of the application is information supplied by the borrower and not independently verified.
(Here's much more on the gory details of the rather-complicated regulatory landscape around P2P lending from Harvard Business Law Review.)
You may be able to invest in Prosper using a Self-Directed IRA or 401K. To learn more about using a Self-Directed retirement account for alternative investments, visit our friends at Rocket Dollar.
Editor Rating
Prosper in the news
Marketplace Lending Platform Prosper Settles Fraud Charges Brought by SEC, Pays $3 Million Penalty | Crowdfund Insider
Leading marketplace lending platform Prosper has settled fraud charges for misstating returns, according to a release from the Securities and ExchangeRead More


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Lurker (<10 Posts)
Posts: 9
posted 21 February 2001 02:43 AM
If a company subcontracts an activity such as Design Control, is this a permissible exclusion?
My opinion is that it is not an exclusion, as it would be if the company were not responsible for design (if we build-to-print, for example -- customer provides the design). The standard clearly states that it cannot be excluded if it affects the organization's ability or responsibility to provide conforming product.
In my opinion, even if you don't have the capability to do design but the customer holds you responsible for it, it cannot be excluded. Furthermore, if the activity is subcontracted, the subbed processes must be identified and controlled (per clause 4.1).
This seems fairly obvious to me, but an instructor in an RAB-approved Transition Course I took stated that this subcontracted design activity would be a permissible exclusion. I wholeheartedly disagree, in this case, but am curious how others would address this in their quality manual? Would you include section 7.3, but state that the activity is subcontracted (and therefore controlled)?
It's very interesting to observe these initial (and varied) interpretations of the new standard.
Any feedback would be appreciated. Thanks. This site is very useful...
ps) Anyone else have the new standard on their Palm Pilot? It's cool.
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Dan Larsen
Forum Contributor
Posts: 137
posted 21 February 2001 10:06 AM
I tend to agree with you, Julie. I think the key is the fact that your company is taking the responsibility for the design.
Now, with respect to the manual, I think I would write it in that (and this assumes that all design work is subcontracted) the company subcontracts but takes responsibility for design, and that the subcontract designers are subject to purchasing requirements that reflect and incorporate the requirements of the design clause. Then I would prepare a purchasing document that would become part of the PO package that goes out to the supplier. I'd also audit my supplier to make sure he is conforming to the requirements.
Can't say I've ever run across this (I tend to work with non-design companies), but it would seem the logical approach.
Playing the devils advocate, I guess it might be possible to argue that the design clause doesn't apply to me if I subcontract all the design work. But if I were the auditor in that situation, I think I would take a hard look at how the company is controlling the subcontracted work. I'd also carefully consider the scope of the registration. If the word "design" is in the scope of the registration, I think it would have to be a finding if there were no design controls.
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Doug Stimson
Forum Contributor
Posts: 15
posted 21 February 2001 02:22 PM
Check out www.tc176.org titled "subcontracted or outsourced processes.
".......outsourced or subcontracted to an external organization is NOT adequate justification................
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Forum Contributor
Posts: 13
posted 21 February 2001 05:24 PM
To me, subcontracting the full design work can create other problems, since there is always a need to align the customer requirements not only to engineering specs but also to the manufacturing or service processes. When you subcontract part of the design work (do testing, make drawings, etc.) it can ve valid for optimal resource utilization, but IMHO the design process is one that you should own and manage so direct interaction with customer and interal areas are assured. Summarizing, I think that some specific design activities could be sub-contracted and managed as a purchase but if you want to do that with the full design process it can be difficult to handle from the point of view of a certificaton audit.
Only if your company does not carry out design at all may be justifiable to exclude this requirement for iso 9001.
Gus Gutierrez
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Al Dyer
Forum Wizard
Posts: 622
posted 21 February 2001 05:30 PM
To which standard are you referring?
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Forum Contributor
Posts: 19
posted 22 February 2001 05:59 PM
I tend to agree with your instructor. I suggest you speak with the registrar you will be using. Find out if, according to the circumstances with your company, the registrar will allow the design function to be listed in your company scope.
I have implemented ISO in a number of companies where the design function was out-sourced. It was not included in the scope of registration for the reason that the companies had only limited control over the out-sourcing, not to the extent as when the design is a part of your own facility.
Other considerations, is the design an element outlined on your organization chart; this would be difficult to audit internally and would need to be a supplier audit.
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Lurker (<10 Posts)
Posts: 9
posted 22 February 2001 06:20 PM
First of all, thanks to everyone for the replies. To clarify, this is not an actual case at my company; I am a consultant (uh oh). This was a question posed as an example in a 9000:2000 Transition training course.
The guideline found at www.tc176.org is very clear about this: "Where the overall responsibility for product realization belongs to an organization, the fact
However, I also agree that it would not be very common to outsource all of your design work and still take responsibility for it.
I much more commonly see manufacturing being outsourced, however, and this is why I asked.
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David Mullins
Forum Contributor
Posts: 248
posted 22 February 2001 06:24 PM
Covered under purchasing, I believe. External auditors should assess your ability to ensure that the purchased designs meet your requirements.
I recall a question that was very similar to this one, about a year ago, and there was a fair bit of debate in the thread.
At the end of the day, it depends on the degree of control your company wishes to economically and efficiently apply to this process.
My standard caveat of making sure you're adding value by your interpretation applies.
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Marc Smith
Cheech Wizard
Posts: 4119
posted 22 February 2001 06:29 PM
->Furthermore, if the activity is subcontracted, the subbed
->processes must be identified and controlled (per clause
When you outsource design, you look at your outputs to the design company and their feedback (their output) to you. You have to define the requirements for them to do the design (purchasing of a service). If I build a building and I subcontract the design part (maybe I'm just a turn-key who coordinates getting everything together and getting the building built), my procedures and such have to describe what outputs I have to each service I sub-contract as well as purchasing related aspects). In so far as design goes, if I do anything 'listed' in section 7, it is applicable to my registration. If I don't, it's not. I would state my output to the design firm but it may be I'm responsible for part or all of of 7.3.1. I have to ask myself what I do and do not do as I go thru the standard line by line.
->In my opinion, even if you don't have the capability to do
You're outsourcing it and the customer simply holds you responsible for it. This doesn't change anything at all - you're outsourcing it whether the customer requires it or not because it is not a 'core function' to your business.
Look at your part in the whole thing. Say I farm out the design but I do validation testing in-house. I'm 'responsible' for addressing the requirements of 7.3.6. I cannot say I am not responsible for addressing 7.3.6 just because it is a sub-clause of 7.3.
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Would a geranium by any other name smell as sweet? It does if it is a pelargonium! Wait—what was that again? The Geraniaceae plant family can be tricky for casual gardeners. It contains the genus Geranium, but those are different plants, commonly called cranesbills. It also contains the genus Pelargonium, which are the plants most people are familiar with, commonly called geraniums. Confused? Well, you can't go wrong either way, since both groups are pretty plants with cheerful, brightly colored flowers. But if you're looking for the typical garden-variety geranium, you'll want to ask for Pelargonium.
Pelargoniums are a large and diverse group of evergreen and tender perennials largely native to South Africa. Over the years, a large number of cultivars have been developed from roughly 20 original species. These popular plants are a garden staple for hanging baskets, summer flowerbeds, and greenhouse displays. Pelargoniums also have a long history of use in herbal medicines, and some species provide aromatic oils that are used in fragrances.
CHARACTERISTICSPelargoniums are a variable and diverse group. Their leaves can be rounded or hand-shaped, and they are frequently lobed or scalloped along the edges. The leaves have a distinctive smell when rubbed or pressed, and in many cultivars the scents are quite aromatic and distinctive. The leaves and stems of some species are semi-succulent to withstand drought, and some types have interesting markings or variegation.
The flowers of pelargoniums are what truly differentiate them from the Geranium genus. They have five petals, two upper petals that differ in color and pattern from three lower petals; Geranium species have symmetrical flowers with petals all the same size and shape. Pelargonium flowers have two to seven fertile stamens, while Geranium flowers have 10 or more. In addition, Pelargonium seeds have a plumed end, to help them float away on the breeze, while Geranium seeds lack the plume and are "flung" from the plant.
There are an extensive number of pelargonium hybrids to choose from. They are generally divided into six groups that have features in common.
Other than being grown for their beautiful contribution to gardens, pelargoniums are also cultivated for other purposes. Scented varieties are important in the perfume industry, and the product geranium oil is extracted from their leaves. The scents include lemon, lime, mint, pine, rose, cinnamon, nutmeg, strawberry, and apple, among others. Some of the main compounds of the essential oil produced by the leaves include citronellol, geraniol, eugenol, and pinene.
The leaves and flowers are also edible (although some people have sensitivities or allergies to them), and are used to flavor jelly, cakes, ice cream, and teas, among other foods. The varieties that produce scents of rose, lemon, and peppermint are most commonly used, along with those that have hints of peach, cinnamon, and orange.
Some pelargoniums are also thought to have antiseptic and antibacterial properties. Rose geranium Pelargonium graveolens is particularly used for skin care products such as lotions, soaps, and washes.
Pelargoniums grow best in neutral to alkaline, well-drained soil and preferably in a bright, sunny position. They are sensitive to cold and frost, and are best grown as annuals or brought indoors during the winter in cold climates. In warm climates, many pelargoniums are drought tolerant once established.
Since many pelargoniums have herbal uses, there are more than 30 varieties growing in the Safari Park's Chandler Herb Garden, including scented ones that give off aromas of cedar, apple, rose, lime, nutmeg, and even chocolate mint. Many other pelargoniums are grown as landscaping plants throughout the Zoo and Safari Park grounds, adding splashes of color with their bright blossoms.
Source: San Diego Zoo
Pelargonium "Pinki Pinks"
Pelargonium 'Pinki Pinks'
By Natan Jaldety and Rely Jaldety
This versatile perennial shrub will bloom profusely from spring to early winter and delight gardeners with its elegant and compact form.
Pelargonium 'Pinki Pinks' from Jaldety Nurseries (located in Israel) is an unusual species in the Geraniaceae family. When looking for great color effects paired with a long-blooming, drought- and wind-tolerant plant perfect for just about any garden setting, this variety could quickly become one of your favorites!
Variety Information
'Pinki Pinks' is a low-growing perennial shrub with a naturally compact and well branching habit. Its butterfly-like vibrantly bright pink flower clusters sits on long slender dark cascading stems that rise high above its lacy, ruffled green foliage. Such elegant form makes this plant a natural favorite for bees, butterflies and hummingbirds. Unlike other pelargonium relatives, 'Pinki Pinks' does not get leggy, even under suboptimal light conditions. This plant will bloom profusely from spring through early winter, giving gardeners endless surprises throughout the seasons.
A highly versatile perennial, 'Pinki Pinks' presents a classic look that makes it suitable for cottage gardens, Mediterranean gardens, wild gardens, rock gardens and coastal style gardens. The showy flower stems stand out in hanging baskets, containers and flower boxes as the centerpiece, but the compact habit also makes it equally suitable to play a complementary role in container combinations. It also works well as an excellent groundcover, border plantings and in smaller herbaceous garden creations. They can be used along stone paths, wall trailers and as fillers in steep slopes.
Don't be fooled by their gentle flowers and light delicate scents. This tough little species thrives in a wide range of environmental conditions as pelargonium 'Pinki Pinks' is very water-usage efficient plant with strong wind and heat tolerance.
Established plants will thrive in full sun but also will grow well and stay low and compact under partial shade. With this quality combination, they are especially suited for areas where extreme temperatures are possible throughout the seasons. Pelargonium 'Pinki Pinks' has high longevity and great success in modern gardens where water often is of concern.
Whether it is water restrictions in the summer time or warmer drier summer days across the country, this plant thrives year round because of its drought tolerance and easy-to-care nature. For gardeners living in wetter, rainier conditions, pelargonium 'Pinki Pinks' will also handle wet conditions well, provided that the bed soils are free and well draining.
Once established, 'Pinki Pinks' will mature to 12 to 16 inches in height and 20 to 25 inches in breadth and densely in habit. Growth rate is moderate, and it is safe to use in combinations with no worries that it will take over the combination. In extreme climates, this plant will benefit growing in the protection of other shrubs. It is hardy to Zones 7 through 10.
Culture Tips
Rooting time at the rooting area is four weeks at 70° F. Rooting hormone can be beneficial to help roots establish faster.
Crop time is eight to 10 weeks using one liner in a 5- to 6-inch pot, and becomes 11 to 13 weeks when using two to three liners per hanging basket (8 to 10 inches) or larger containers. Take care to use a well-draining and clean soil, and maintain the pH around 5.5 to 6.0.
After planting, water and fertilize the plants moderately. Fertilizer requirements are 200- to 250-ppm nitrogen. Let soil dry in between watering, and do not over water.
Light requirement is 4,000 to 6,000 foot- candles and plants will benefit from high light conditions.
Growing day temperature range is 65° to 70° F and night temperature 50° to 60° F.
Production in small pots does not need pinching while in bigger pots and hanging baskets, plants could be pinched once.
Growth regulators are not required to maintain the compact habit. Disease and pests: Watch out for spider mite and Botrytis and follow normal greenhouse pest and disease prevention/control programs.
The rains are finally dissipating - and buds are bursting with beauty! Here are some pictures of flowers blooming in Serra Mesa (a suburb of San Diego, CA)! Now I have to start watching for budworm - they seem to start earlier and earlier every year!
Botrytis Fungus on Geraniums
Geraniums love full sun, and prefer moist, well-drained soils with a cool root zone.
The popular geranium (Pelargonium x hortorum), or zonal geranium, is prized both as an indoor plant and in the garden because of its wide variety of colorful flowers and foliage. Zonal geraniums, which are tender perennials, usually are grown as annuals and prefer moist soil. However, their preferred growing conditions make geraniums vulnerable to fungal infections. One of the most common fungi that attack geranium plants is botrytis blight, which is caused by the fungus Botrytis cinerea.
Botrytis Blight
Botrytis is spread through the air as the fine spores are lifted from the soil and carried to your geranium. Even the air caused by walking past or pruning your plant can spread botrytis spores. Botrytis fungi prefer to feed on dead or dying plant material, but if the fungus has ideal conditions for growth, it attacks living plant tissue as well. Botrytis fungi prefer cool, moist conditions. Temperatures ranging from 50 to 60 degrees Fahrenheit are ideal for its growth. Because geraniums also prefer cool, moist conditions, botrytis is a common problem for these plants.
Symptoms of Infection
Botrytis fungi prefer to feed on dead plant material, but it is hard to detect infection in the dead foliage of your geranium. However, dried leaves infected by botrytis fungus disperse a fine dust into the air when moved. These are the fungus spores. On living plant tissue, botrytis infections are indicated by fuzzy gray or brown blooms and black spots on the stems. If cool, damp conditions exist, these small black spots eat into the stem itself, consuming it entirely. On the leaves, you may see spots, lesions or large dead areas with concentric rings around them. Flowers and leaves may also begin to drop prematurely.
Cultural Control
Good sanitation practices, such as pulling weeds and keeping the soil clear of debris, are helpful in controlling botrytis blight in geraniums. Prune away infected plant parts and dispose of these in the garbage. Do not compost dead plant material infected with botrytis. Avoid watering your plants overhead. Instead, water the soil early in the day so that it has adequate time to dry before the cool evening temperatures arrive.
Chemical Control
Fungicide sprays containing chlorothalonil, copper ammonium carbonate, neem oil, potassium bicarbonate or bacillus subtilis can effectively control botrytis blight in geraniums. Apply fungicides after periods of wet weather. Fungicide sprays can contribute to moisture levels, so adequate ventilation and circulation of air around your plant are necessary to prevent further infections.
The best way to fight botrytis infection is to prevent it from taking over your plant. Pick all dead leaves and blooms from your plant as you see them, and remove debris from the soil as well. If your geranium is growing in damp or cool conditions, thin the branches, and give plants ample space to ensure that there is enough air circulation to dry the leaves. Indoors, place your plant in an open window or near a fan to receive air that keeps the foliage and soil surface dry, and deprives the fungus of the moisture it needs to multiply.
Pelargonium griseum Knuth
Woody, perennial, much-branched, evergreen subshrub, up to 0.4 m high and 0.3 m in diameter. Stems initially smooth, pilose and with glandular hairs interspersed, older stems covered with remains of leaf bases and eventually with greyish-brown to almost black peeling bark.
Irregularly pinnate, pilose, especially on margins of segments, densely covered with glandular hairs, greyish green. Lamina cordate to narrowly cordate in outline, (15-)20-30(-50) mm long and (10-)15-20(-35) mm wide. Pinnae irregularly pinnatifid to pinnatisect with narrow segments, lower pinnae on conspicuous petioles, upper pinnae sessile. Petiole (20-)40-60)(-80) mm, persistent for some time, stipules narrowly triangular, 2-3 mm long and 1.5-2 mm wide. SE Rhodes, Eastern Cape, RSA.
December 11th, 2017
Edema is a disease that affects geraniums, causing leaves to yellow and die. It is thought to be due to adverse environmental conditions. Therefore, it does not spread from plant to plant. Ivy geraniums with a large root system as compared to shoot size are particularly sensitive to this disorder.
Small yellow spots in areas between the veins are often the first symptom observed on the top of the leaf. Small, translucent, watery pustules are seen on the underside of the leaf below the yellowed areas. These "blisters" and yellowed areas usually occur first on older leaf margins. The blisters enlarge and become brown in color and corky or scabby in texture. The entire leaf may yellow, die, and drop off. This leaf death and defoliation occurs in a pattern somewhat similar to that caused by bacterial blight.
Edema is caused by an imbalance of the water uptake and loss by the plant. A high level of water absorption by the roots is favored by warm moist soil conditions while a low level of transpiration (water loss) is favored by cool air, high relative humidity, low light levels (cloudy weather), and poor ventilation. Water retention in the cells causes some cells to burst and form watery blisters. As these broken cell areas heal, they become dry and corky.
Mite (two-spotted, Tetranychus urticae Koch) feeding may also play a role in edema development. Potter and Anderson screened ivy geranium cultivars for resistance to two-spotted spider mite attack and evaluated edema severity on the mite-infested plants. There seems to be a relationship in which mite resistant cultivars develop less severe edema than mite susceptible cultivars. The authors theorized that the plant's physiology or nutritional status that results in edema development may also favor mite survival. Edema and mite resistant cultivars were "Double Lilac White," "Sunset," "Madame Margot," "Amethyst," and "Salmon Queen". The most mite and edema susceptible cultivars included "Sybil Holmes," "Yale," and "Pascal."
Edema Can Be Lessened By The Following -
Improve drainage and water less frequently;
Heat and ventilate the greenhouse to reduce humidity;
Space plants to provide good air circulation;
Water in the morning so that the soil is not too wet overnight;
Avoid wetting the leaves since wet leaves lose less water;
During cool cloudy weather, follow a watering schedule that maintains an even moisture level;
Maintain good mite control by regularly applying a miticide;
The above information was summarized from the following sources:
Balge, R. J., Struckmeyer, B. E., and Beck, G. E. 1969. Occurrence, severity, and nature of oedema in Pelargonium hortorum Ait. Jour. Am. Soc.Hort. Sci. 94:181-183.
Digat, B. and J. Albouy. 1976. Donnees actuelles sur le probleme de l'oedeme du pelargonium. Pepinieristes Horticulteurs Maraichers 168:51-55.
Mastalerz, J. W. 1971. Geraniums. A Penn State Manual. Pennsylvania Flower Growers. 103 Tyson Bldg., University Park, PA 16802. 350 pp.
Potter, D. A. and R. G. Anderson. 1982. Resistance of ivy geraniums to the two-spotted spider mite. J. Am. Soc. Hort. Sci. 107:1089-1092.
SOURCE: extension.psu.edu/edema-of-geranium
Over a century ago, Reunion Island in the Indian Ocean used to be the world's leading producer of geranium oil - a fragrant oil used in cosmetics and culinary dishes.
But over the past 100 years the industry has all but died out on the island as countries like South Africa and China have stepped up commercial production.
1. A genuine South African
Geranium – a name that sounds like typical Bavarian farmhouse facades, a traditional German balcony boxer. But the geranium is actually an immigrant. It was originally a native of South Africa, where more than 250 wild species of the plant still grow. The first geraniums did not come to Europe until the17th century. From the Netherlands the plant then embarked on its triumphant advance across the globe.
2. Living by the wrong name
From the botanical perspective the geranium is not a member of the Geranium family. To gardeners and botanists "geranium" refers to a winter-hardy perennial shrub. The popular summer bloomers, on the other hand, are known among the experts as "pelargoniums". The confusion about the name can be traced back to the 17th century. At that time, the first pelargoniums which were brought to Europe from South Africa were called geraniums, due to their similarity to the domestic perennial plant. Not until the 18th century did botanists recognize the differences between them and gave the genus from South Africa the name Pelargonium. Yet in many countries the correct name has never been adopted in common parlance.
3. Cultural commodity and symbol of homeland
Astonishingly enough, not only people in Germany but also in other European countries consider the geranium an integral part of their culture and a symbol of their homeland. The Swiss have even elected this easy-care blooming beauty their national flower. One wonders if there is a connection: In the 19th century pelargoniums were flourishing all across Europe, at a time when a feeling of national pride was growing in many countries.
4. Stylish room deco
Geraniums not only adorn balconies, terraces and gardens, they also make stylish room decorations. In particular the regal geranium was originally cultivated as a houseplant, and it also goes well with modern interiors. But other geraniums, such as angel and scented-leaved geraniums, also feel at home in a sunny spot indoors, where they create a gaily-coloured summer feeling. Or a really easy solution: just a few geraniums-stems in a vase or in a bouquet.
5. Culinary qualities
Bon appetit! The leaves and flowers of scented geraniums are edible. Thanks to the essential oils in their leaves, they lend not only decorative touches but also a fine aroma to meat dishes, salads and desserts. For examples, varieties with a lemon aroma add zest to salads, sorbets or tea. Rose geraniums lend a sophisticated note to puddings, cakes, jams or desserts, while geraniums with a peppermint scent are a wonderful addition to homemade lemonade. And creative cooks will put to good use to the many other aromas of scent-leaved geraniums, which range from apple to orange and peach to chocolate and cinnamon. Let's get cooking!
6. Healing powers
Geraniums are not only decorative, but some also have healing powers. The roots of the Cape region pelargonium, for example, were used by the indigenous people of South Africa to treat respiratory disease, and to this day are a main ingredient of the natural remedy "Umckaloabo". The essential oils in certain types of scented geraniums help alleviate depression and stress.
7. Natural insect repellent
Certain scent-leaved geraniums can effectively ward off insects, thanks to the essential oils contained in their leaves. At the slightest breeze or the lightest touch, these plants release their perfume. What may be a pleasant smell to us humans will send mosquitoes, wasps and other pesky insects on their way. The best insect repellents are geraniums with lemon and orange aromas.
8. Immense spectrum of varieties
Most people know geraniums as those bright red or white balcony boxers. Fact is, this plant is much more than that: The geranium is astonishingly versatile with its huge diversity of colours, leaves and flower shapes, sizes and growth forms. They not only bloom in red, white and pink, but also in many modern shades such as pink, violet, lilac, apricot, orange and yellow. And they come in a wide range of bicolour variants.
9. Bountiful blooms even without a green thumb
Geraniums are perfectly suited for people who can't or don't want to spend a lot of time caring for their plants. Because hardly any other plant is as easy-care and durable. Even those who do not have a green thumb can achieve a beautiful display of flowers with minimum time and effort.
10. Record breaker
When given proper care, geraniums can achieve record-breaking size. In the internet one can find specimens that have supposedly achieved heights of five metres or a circumference of more than ten metres.
Source: Press Release
Seed Geraniums vs. Zonals
Q. What is the difference between seed geraniums and zonal ones? Are there other types?
A. Seed geraniums are a form of zonal geranium that has been grown from seed rather than from tissue cuttings.
Both have zones of color in the leaves (that's how they get the name "zonal"), but seed geraniums are usually more compact and are often the cheapest option. Varieties differ, but they usually have lots of 3- to 4-inch flower heads. Most grow about a foot tall and wide. They are a great option for a mass planting.
Plants labeled "zonal geraniums" can have flower heads up to 6 inches across and, unlike seed geraniums, often have double flowers. But, they usually don't have as many flowers as the seed varieties. The zonal plants grow more upright and can be up to 18 inches tall. As new varieties are developed, you will see fewer differences between the seed- and tissue-propagated zonal varieties.
There are two new kinds of zonals that you may see in garden centers. For something different, look for stellar and fancy-leaf varieties.
Some other types of plants commonly sold as annual geraniums are, ivy-leaf, regal and scented-leaf. Ivy-leaf geraniums have waxy leaves that, well, look like ivy. They trail and are great in hanging baskets.
Regal geraniums, such as Martha Washington, are commonly sold as houseplants. They need cool nights to flower.
Scented leaf varieties flower, but not as impressively as other types. They are grown for the leaves, which can smell like roses, lemons, apples or mints. There is one that smells like citronella and is supposed to repel mosquitoes, but there is no proof that it works.
To confuse things a little more, these plants are called geraniums but are actually pelargoniums. Pelargoniums can be overwintered indoors or grown as a houseplant. True geraniums, sometimes called hardy geraniums or cranesbills, are tough perennials that can be planted outside and, depending on the variety, are hardy down to zone three. Like pelargoniums, they are usually ignored by deer. They don't have big balls of flowers like zonal pelargoniums, but their smaller blossoms and pretty foliage are a great addition to our gardens.
Source: U of M Extension Master Gardeners in St. Louis County
Growing Zonal Geraniums
Overview and Description
We know them as simply "geraniums". They are one of the most popular container plants, yet they are not really geraniums at all. Botanically they are Pelargonium. How's that for a mouthful? There are true geraniums, the perennial cransbills, but they look little like the annul plants we commonly call geraniums.
The confusion with the names can be traced back to disagreements between botanists over classification and is of little importance to most gardeners, except for the distinction that perennial cransbill geraniums will come back each year and zonal geraniums, those now classified as Pelargonium, are topical perennials usually grown as annuals.
They got the prefix "zonal" because of the markings on their leaves.
Zonal geraniums were discovered in South Africa and if you have a similar, tropical climate, you can grow them as perennials. Along with zonal geraniums, there are 3 more commonly grown types of Pelargonium:
Zonal geraniums are bushy plants, mainly used for containers and bedding. There has been considerable breeding done, particularly for size and abundance and colors of flowers, so there is a good deal of variety.
Botanical Name:Pelargonium x hortorum
Common Name:Geranium, Zonal Geranium
Hardiness Zones: USDA Hardiness Zones 9 -12. Zonal geraniums are basically tropical perennials. Although they are often grown as annuals, they may over-winter in zones as cool as Zone 7, if they have some protection and the winter is mild.
Sun Exposure: Full sun to Partial Shade. They will bloom best in full sun.
Mature Size: Size will vary with variety. There are some dwarf geraniums that will never get more than 5 - 6 inches tall and newer varieties being bred for height and spread. In general, most are between 5 - 24 inches (12 - 60 cm) H x 12 - 15 inches (30 - 38 cm) W.
Bloom Period: Zonal geraniums start blooming in mid-spring and will repeat bloom until frost. Deadheading the entire flower stalk after the flower fades will encourage more blooms.
Suggested Varieties:
Design Suggestions: Zonal geraniums have gotten a bad reputation by plant snobs. They've been considered garish and common. Too many of the brightly colored plants can start to look over the top, but these plants are excellent in all kinds of containers. The brighter reds are very elegant all alone and pair well with flowers in equally bright colors, like portulaca or nasturtium.
The softer pinks and salmons complement blue and purple flowers and the lavender shades really stand out next to the chartreuse foliage of Huechera or sweet potato vines.
Growing Tips
Soil: Zonal geraniums are not terribly fussy about soil pH, but prefer a slightly acid soil of about 5.8 to 6.5. (It's essential that the soil be well draining - these plants don't like to be wet for long!)
Planting: You can start zonal geraniums from seed, cuttings or transplants. Taking cuttings was the traditional method of propagating geraniums and maintaining favorite varieties. If you choose to take cuttings, make sure you only use healthy, vigorous plants.
Starting Geraniums from Seed: Geranium can easily be started from seed, although the seed is usually for F1 hybrids. Seed geraniums are bred to be disease resistant and to bloom well in the heat of summer.
Start seeds 8 - 10 weeks before your last frost date. They can take up to 2 weeks to germinate and should be kept warm, 70̊ and 75̊F (21̊ - 24̊C), and moist in the process. Scarifying the seed before planting will help aid germination.
Harden off young plants before planting outdoors. They should begin to bloom about a month after being set out.
Zonal geraniums are not heavy feeders, but since they are usually grown in containers, a light feeding with your favorite fertilizer, every 2-4 weeks, will keep them vigorous.
Stressing them slightly by watering only after the soil has dried out completely for a day or two seems to encouraging more profuse blooming. Just don't leave them dry for so long they start dropping leaves and declining.
If you don't live in USDA Zone 9 or higher, your plants will need some winter protection. You can bring them in and grow them as houseplants, in a bright, direct light window. You could take cuttings in mid-summer and bring these smaller plants indoors, or you can over winter your geraniums in their dormant state.
Pests & Problems:For the most part, zonal geraniums are not prone to insect pests, when grown outdoors. Indoors, aphids and whiteflies can become a nuisance.
There are a few fungal and bacterial diseases to look out for, mainly
Special thanks to the National Garden Bureau which named Pelargonium its 2012 Plant of the Year and provided research for this article.
Updated 01/20/17
Posts are made by Brenda Archer or Sharon Pearce - both are past Presidents of the San Diego Geranium Society!
October 2019


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Minnesota's Railroads Volume 1 - Progressive Rail DVD
Join C. Vision Productions as we capture the action of short line and regional railroads operating in the land of 10,000 lakes!
In this volume, we feature the Progressive Rail. This fascinating short line operates 5 different rail lines in east central Minnesota. We capture all 5 lines with run-bys and switching at many industries.
The Northfield to Lakeville line is an ex-Minneapolis, Northfield and Southern Route. Progressive Rail purchased this line from the Canadian Pacific in 2004 and operates a daily train each way using an ex-MN&S SD-39 in an inspired MN&S paint scheme.
The Progressive Rail also uses an ex-MN&S SW-1500, along with other SW-1500s in the MN&S scheme on their other routes. The Highline is another ex-MN&S line that runs through the Minneapolis suburb of Bloomington. The Eagandale line is an ex-Milwaukee Road route that runs from Rosemount to industries in Eagan. You will also see two routes that originate in Northfield including the ex-Chicago Great Western line to Randolph and an in-cab experience on the trackage rights train to Faribault.
Progressive Rail also operates a warehouse facility in the Airlake Industrial Park in Lakeville. We see operations around the warehouse facility as the PGR serves several customers in the Industrial Park complex.
This railroad is truly spectacular! Watch all of the Progressive Rail action in Minnesota's Railroads, Volume 1!
- Run Time 1 Hour 50 Minutes
- Color, HiFi Stereo Sound
- Screen Format: Full Screen (4:3)
- Region code 0; Worldwide NTSC
- Produced by C. Vision Productions 2005


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Leadership Team
Meet the WindsorMeade Williamsburg Leadership Team
Marilyn Gray
Executive Director
Marilyn joined WindsorMeade Williamsburg in November 2008. Marilyn previously worked at The Chesapeake in Newport News, Va. for 17 years and Harbor's Edge in Norfolk, Va. for three years. Marilyn holds Virginia licenses as a Nursing Home Administrator and a Registered Nurse. She received a Bachelor's in Science degree from Mountain State University. Marilyn has served on the Board of Directors for LeadingAge Virginia (previously VANHA) for 12 years. Most recently she served as the Chair of that Board for two years and now sits as the Past Chair. Marilyn has over 30 years of experience in the retirement industry.
Lori Kaisand, RN
Health Services Administrator
Lori received her Bachelors of Science in Nursing from Cedarville University in 1985 and spent the following 15 years working in the hospital and home health care areas. She has been working in the Continuing Care Community Setting for over 17 years and in 2016 she received her Nursing Home Administrator License. Lori resides in Williamsburg with her husband of 33 years. She loves traveling and spending time with her family and grandchildren..
LuAnne Davis
Director of Sales & Marketing
LuAnne Davis joined WindsorMeade Williamsburg in 2019. She has over 35 years' experience with continuing care retirement communities and has worked for Sunnyside Presbyterian Retirement Community in Harrisonburg and three Westminster-Canterbury communities – Blue Ridge, Winchester and Rappahannock. Most recently she served as the Vice President of Marketing and Development with Rappahannock Westminster-Canterbury in Irvington. LuAnne resides in Lancaster County, VA with her husband and spends as much time as possible camping, participating in water sports and reading.
Kevin Early
Director of Dining & Catering
Kevin Early has extensive knowledge of the Culinary Arts. Mentored at two wonderful inns in Connecticut; The Copper Beech Inn and the Inn at Chester. After studying at the Culinary Institute of America with an extended externship, Kevin worked in Zurich, Switzerland at Swissôtel International's restaurant, the Panorama Grille. Back in the states he has enjoyed working in several fine establishments, including Amelia Island Plantation in Florida and the historic Martin's Tavern in Georgetown. Kevin has been an active board member of the Williamsburg Area Restaurant Association, ChefsGo 1.0 Culinary Program through TNCC, and Culinary Institute of Virginia Advisory Board Member.
Tracey McGann
Business Office Director
Tracey has over 19 years of experience working in the retirement industry. She joined the WindsorMeade team in 2008 and has extensive experience in Accounts Receivables, Accounts Payable, Medicare Billing, Census and Medicare Cost reporting. Tracey earned her BA in Business Office Administration Management from Lynchburg College. Tracey currently resides in Williamsburg and enjoys spending time with family and friends.
Holly Hunt
Director of Lifestyles and Wellness
Holly joined WindsorMeade Williamsburg in 2013. She oversees the concierge, transportation, Lifestyles Coordinator and the Chaplain. Holly has over 16 years in the hospitality industry and worked for Insignia Management Group, Signature Management Company, Busch Entertainment Corporation and Roseland Property Company. Holly studied Musical Theatre and Classical Voice at The Boston Conservatory and performs locally in her spare time. She resides in Williamsburg with her husband of 23 years.
Patrick Kerr
Director of Environmental Services
Patrick leads WindsorMeade's Environmental Services Department which is responsible for the facilities, security, landscape, housekeeping and laundry operations. He has over 17 years of property and facility management experience. He has been employed by companies such as the YMCA, ValleyCrest Companies and two Anheuser-Busch Companies; Busch Properties and Busch Entertainment Corporation. Patrick is a graduate of Stephen F. Austin State University in Texas and enjoys the outdoors and woodworking. He resides in Williamsburg with his wife and two children.
Tammy Johnson-Candia, RN
Director of Nursing
Tammy has 17 years of nursing experience with the past 10 years working with the elderly population in the Nursing Home as well as in a Continuing Care Retirement Community. Tammy received her Bachelor of Science Degree in Nursing from Hampton University. She oversees the day to day operation of the clinical team in the licensed areas as well as the clinic. Tammy is very dedicated to improving the quality of life for the residents. Tammy resides in Newport News with her husband and 2 children.


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Afghans bury woman beaten to death by mob
Hundreds of people have attended the burial of an Afghan woman who was beaten to death and set on fire by a mob for allegedly burning a copy of the Koran.
The body of Farkhunda, 27, who was lynched on Thursday by an angry crowd in central Kabul, was carried to the graveyard by women amid crowds of men, a rare act of protest in a male-dominated society.
The crowd, shouting "Allah o Akbar" (God is greatest), demanded the government bring the killers to justice.
"This is a crime against this family, a crime against a sister and a crime against humanity," said Bari Salam, a human rights activist.
"All those involved and all those who supported her killing should be brought to justice," he said.
The lynching – in full view of several police officers – sparked widespread condemnation at home and worldwide.
The United Nations said Farkhunda had "suffered mental illness for many years".
But Farkhunda's father told the media his daughter had a diploma in Islamic studies and could recite the Koran by heart.
He insisted she was not involved in burning the Muslim holy book.
Footage of the attack on social media shows a number of uniformed police watching the crowd as they beat her to death, burn her body and then dump it into a river.
"This brutal act once again shows the incompetence of the police force," said Mariam Mustafawi, one of those at the burial.
"Today our police force is unable to enforce the rule of law. How can they protect us against the enemy?" she said.
President Ashraf Ghani condemned the killing as "heinous" and ordered a commission to investigate the incident.
He said police, who play a crucial part in the war against Taliban insurgents, were not well-trained to contain such incidents.
Allegations of Koran burnings have sparked incidents before in the deeply conservative religious nation.
In 2012 the revelation that copies of the Koran had been burnt at the US-run Bagram prison sparked five days of violent anti-US riots and attacks across the country, in which 30 people died.


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[5/27/2013] Nippon Ham, Seibu, Softbank, Lotte
by Gen on May.28, 2013 @ 3:17 am, under NPB
Nippon Ham Fighters
1st round draft pick Shohei Otani threw 107 pitches in the bullpen at Mazda Stadium on Monday (focus on curves and sliders). He also hit two over the fence during batting practice.
Source: Nikkan Sports 5/27/2013
Seibu Lions
Yasuhiro Tanaka was involved in a minor car accident on Sunday at around 7:30am -- inside the Iogi Tunnel on Kanjo Route 8 near Nerima, Tokyo, he rear-ended a car that was stopped due to traffic. A man in his forties suffered a minor neck injury as a result of the collision.
Tanaka was reportedly trying to switch lanes at the time and was paying too much attention to the cars behind him instead of in front of him.
Source: Sponichi 5/27/2013
Softbank Hawks
Shota Takeda was taken off the active roster on the 22nd to work through some issues at Ni-gun and because of concern about his right shoulder. As a precaution, Takeda had the shoulder examined at a hospital on the 24th and cleared of any problems. There is no timetable for his return to the active roster.
Source: Daily Sports 5/26/2013
Chiba Lotte Marines
Eight double plays were recorded in Sunday's Lotte-Yokohama game -- five by Lotte and three by Yokohama. Two other teams have hit into five double plays during Inter-league games: Lotte on May 13, 2005 vs Yakult; and Seibu on on May 22, 2011 vs Hanshin. The eight in one game broke the previous record of seven set by Lotte and Yakult on May 13, 2005.
The all-time NPB record for most double plays by one team in a game, since the start of the two league format, is six, accomplished six times in the CL and ten times in the PL. The most in one game was nine, set on March 31, 1954 between Nishitetsu (six) and Takahashi (three).
Source: Nikkan Sports 5/27/2013
Two San Deigo Padre scouts were in the stands for Saturday's Yokohama-Lotte game at QVC Marine.
Source: Sanspo 5/26/2013


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Cholesterol is a waxy, fat-like substance that travels through the blood. In and of itself, cholesterol isn't bad. It actually helps create the outer coating of our cells and aids the body in making vitamin D and certain hormones.
Your body makes the cholesterol it needs. But you also get it in your diet (for example, full-fat dairy products, fried foods and fatty meat). Too much cholesterol can be dangerous. That's because over time cholesterol and fat can build in the inner walls of the arteries that supply blood to the heart. This can cause a narrowing of the arteries (see atherosclerosis), which is a major cause of heart disease.
If you have high cholesterol, you're certainly not alone. The good news is that high cholesterol is often preventable and treatable. Adopting a healthy diet, getting regular exercise and, in some cases, taking medication can go a long way to help lower your cholesterol and protect your heart.
Use this condition center to learn more about high cholesterol. You can also chat online with other people like you, keep up with the latest research, and get tips to help your cholesterol in check.
With appropriate follow-up, eligible patients released the same day do just as well as those kept overnight.
Experts offer strategies for easing muscle pain sometimes associated with statin use.
Study finds that women who exercise moderately—not strenuously—a few times a week have lower risk for heart attack and stroke.
Researchers explore the uptake of a preventive heart disease medicine.
This program provides educational and peer-support resources on managing and preventing high cholesterol for patients and caregivers.
You don't have to be a marathon runner to reap full benefits, according to a new study.
Reducing sodium intake to less than 1,500 mg a day may be excessive for older adults.
LDL – the bad cholesterol. LDL is the cholesterol that gums up your arteries and causes the buildup of blockages. It's also the cholesterol that is toxic to the lining of your arteries, increasing the risk of a heart attack or stroke.


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Posted on Thursday, March 21, 2019
Posted on Thursday, March 21, 2019
Posted on Thursday, March 21, 2019
Title for STAGE ONE The Fields was issued this morning (Note Developer for The Fields is Richmond West Development Company Ltd). The barriers in front of Berryfield bridge will now soon be removed.
STAGE TWO: By working to the guidelines of "Section 91: Exemption Process for Spark and Heat Hazardous Activities" Ching Contracting have been able to continue progressing well with construction. All underground services (stormwater, water & sewer) are now installed and work will start on kerbing later this week. PS this is a pre Christmas drone photo as there is no green grass down there now!!
Posted on Wednesday, February 20, 2019
Posted on Wednesday, February 20, 2019
Posted on Tuesday, January 29, 2019
Posted on Thursday, January 24, 2019
Posted on Thursday, January 24, 2019
Posted on Friday, December 21, 2018
Posted on Wednesday, September 19, 2018
Posted on Tuesday, September 18, 2018
With several of our directors growing up in the region and suiting up for Waimea Old Boys, HLS are proud supporters of the club. Waimea Old Boys Rugby Football Club Inc was established in 1896. and strong links with the local Tasman community.
We are proud to be supporting Team Victory Boxing in their GODZone 10 day challenge 1 - 10 March 2018. The gruelling event includes 650 kms of trekking, kayaking, rafting & mountain biking. The team are raising funds for Victory Boxing which teaches Nelson youth life skills, honesty and respect.
HLS proudly supports the MTB Trails Trust. The vision of MTB Trails Trust is to position the top of the South as an international mountainbiking destination, by developing a network of mountainbike trails for all abilities.


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Annual surveys to quantify the abundance of Lake Pontchartrain SAV were made using the line-intercept method (Cho and Poirrier, 2000b) at Pointe aux Herbes, Bayou Lacombe, Goose Point and three sites near Fontainebleau State Park during late summer and fall of 1996 through 1999 (Figure 1). The number of survey sites was changed in 2000 by omitting two sites at Fontainebleau State Park and adding Bayou Chinchuba, Cane Bayou, Lincoln Beach, and Points Platte and du Chien.
A Myriophyllum spicatum bed that was present near the mouth of Bayou St. John was also monitored before and after the 1997 Bonnet Carré Spillway opening. Additional SAV surveys were done in the fall of 1998 to determine the effects of Hurricane Georges and the spring of 1999 to document a major increase in SAV.
Monthly measurements of temperature, salinity, dissolved oxygen, pH and photosynthetically active radiation (PAR) were made at Pointe aux Herbes, Bayou Lacombe, Bayou St. John and two of the Fontainebleau sites (Figure 3). Surface algal blooms and epiphytic algal growth were also monitored during and after the Spillway opening.
Based on a comparison of 1996 and 1997 SAV surveys, the March 1997 Bonnet Carré Spillway opening caused a statistically significant decrease in Ruppia maritima, but not Vallisneria americana (Figure 2). The maximum depth at which SAV occurred decreased to 1.0 m (3 ft) at all sites, and the Bayou St. John Myriophyllum bed disappeared in June 1997. Short-term stress on SAV was caused by brackish water being replaced by more turbid Mississippi River water. Also, plant nutrients introduced with River water caused cyanobacterial blooms and increased growth of the filamentous green alga Cladophora on Ruppia and Myriophyllum.
Phytoplankton blooms decreased the amount of light reaching SAV. Cladophora overgrowth on Ruppia appeared to make it more susceptible to uprooting by wave energy. Large surface mats of Cladophora, increased turbidity from phytoplankton blooms and anoxic conditions from algal decomposition eliminated the Bayou St. John Myriophyllum bed.
When results from the 1997 and 1998 surveys were compared, there was no overall change in Vallisneria except for a decline at Goose Point, but there was a significant increase in Ruppia. Based on an average for all sites, the Ruppia foliar coverage on a 200 m (656 ft) transect was 6.8 m (22.3 ft) in 1996, 0.9 m (3.0 ft) in 1997 and 4.1 m (13.5 ft) in 1998. Although Ruppia increased between 1997 and 1998, recovery to 1996 levels, prior to the Bonnet Carré Spillway opening, did not occur. Data from 1998 did not indicate any major increases in SAV that could be attributed to the 1997 Spillway opening (Cho and Poirrier, 2000).
There was no major short-term change in SAV distribution or abundance that could be attributed to the direct effect of Hurricane Georges, which passed through the area in September 1998. A comparison of an August 1998 SAV survey prior to the passage of the hurricane with an October 1998 survey after the passage did not indicate any statistical differences. However, SAV growing in shallow water, depth of 0.5 m (1.6 ft) or less, was reduced significantly in October surveys due to the disturbance by increased wave energy during the storm.
Higher salinity has persisted from the fall of 1998 to the preparation of this manuscript (November 2000) (Figure 4). More saline water was introduced into Lake Pontchartrain with the passage of Hurricane Georges and drought conditions have occurred in the Lake Pontchartrain watershed since then. A comparison of salinity and photosynthetically active radiation (PAR) at a depth of 1.0 m (3.3 ft) between 1998, 1999 and 2000 indicates statistically significant higher values in 1999 and 2000 (Figure 5). Other studies have demonstrated a positive correlation between salinity and water clarity in Lake Pontchartrain (Francis et al. 1994).
There was an overall 18-fold increase in Ruppia based on combined data from all sites and a 200-fold increase at the three Fontainebleau sites between fall 1998 and fall 1999. The increase in Ruppia appears to be related to the relatively higher salinity and water clarity that occurred in 1999, but other factors such as general restoration efforts, sediment modification, stimulation of seed germination and distribution of propagules may have also contributed to this increase. Ruppia and Vallisneria also extended to the 2-m depth contour (compared to 1-m in previous years) in 1999 due to increased light availability in deep water.
Water level during the early summer of 2000 was considerably lower (0.5 -1m) (1.6 - 3.3 ft) than normal due to unusual NW winds. As a result, a large area along the north shore was exposed to air and caused lethal drying of SAV in shallow water. Compared to 1999, there was a 92% decrease in Vallisneria and a 30% decrease in Ruppia (Figure 2).


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RYAN Manning has been recognised for his performances in April by being named in WhoScored.com's Championship Team of the Month.
The 22-year-old has been operating at left-back since returning to the side and he played five matches during the month of April.
During that time, he helped the R's to keep two clean sheets and earn four points, as they secured their Sky Bet Championship status.
WhoScored.com - who use statistics to rate players - handed Manning an April rating of 7.3, making him the highest-scoring left-back in the division for last month.
Speaking in a recent episode of The Loftcast, Manning said: "I played at left-back a little bit last season and I don't mind it. You have less of the pitch to cover, so to speak, compared to central midfield and I'm enjoying it."


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Public or Private? Your Guide to Pregnancy and Birth Healthcare in Australia
Starting a family in Australia raises one very important question: will you go through the public healthcare system or opt for private health insurance? Both systems have their pros and cons, and it can become a very difficult decision, especially if you're having your first baby.
There is no right or wrong choice overall, only what's best for you and your family. Still, it can be hard to make up your mind. We've put together a comprehensive guide on having a baby in Australia to help you make your decision.
- Public healthcare is a more affordable option for many pregnant women, though it does not offer the same level of choice and care as provided by the private system.
- Not all private health insurance policies include pregnancy cover, so it's important to choose one that does if you are planning on starting a family. Secure your policy at least three months before conception as most funds require a 12-month waiting period for pregnancy cover.
- The levels of pregnancy cover vary between funds and even within funds, so it's worth comparing policies to find the level of coverage you prefer.
- 1 Why Women Choose Public Healthcare When Having a Baby
- 2 Why Women Choose Private Health Insurance When Having a Baby
- 3 Pregnancy Caregiver Options
- 4 Birth Location Options
- 5 What Does Public Healthcare Cover for Pregnancy and Birth?
- 6 What Does Private Health Insurance Cover for Pregnancy and Birth?
- 7 Considerations for Parents-to-Be
- 8 Which is Best for My Pregnancy: Private or Public?
- 9 Frequently Asked Questions About Health Insurance
Why Women Choose Public Healthcare When Having a Baby
One of the clearest benefits of using the public healthcare system when having a baby is cost. If you give birth in a public hospital, you usually won't have to pay any out-of-pocket costs. Scans and antenatal classes may also be covered by Medicare.
Women who choose this option may make some sacrifices in terms of comfort and choice, as you are unable to pick your obstetrician and may not experience continuity of care. Patients in the public system typically give birth in shared rooms. Although you may have less control over your healthcare, choosing to go public is a positive experience for many women.
Why Women Choose Private Health Insurance When Having a Baby
There are many reasons women get private health insurance when having a baby, and many of them centre around the level of care provided. As a private patient, you expand your healthcare options for yourself and your baby. Women gain more freedom of choice over who their treatment provider will be and where they will give birth.
Private patients often have their own room where partners may also be able to spend the night. It can be very comforting to many women to have a private space when giving birth, not to mention having your loved ones nearby.
Pregnancy Caregiver Options
There are several ways to customise your birth experience, and one of them is by choosing your preferred caregiver. Some caregivers are covered by Medicare, while others require private health insurance. Here are three options.
Birth Location Options
Not all women give birth in a hospital. You might be surprised at the range of options available to pregnant women, many of which are covered by both public and private healthcare.
What Does Public Healthcare Cover for Pregnancy and Birth?
Medicare will cover some or all of your expenses throughout your pregnancy, birth, and postnatal care up to six weeks after birth. Services that are not fully covered are usually subsidised. However, the trade-off for many women is a lack of autonomy in choosing your healthcare providers and birthing location.
Medicare covers the following pregnancy and birth services:
- Care as a public patient in a public hospital, including accommodation while giving birth
- Subsidised out-of-hospital medical services such as tests and ultrasounds
- Care for your baby if complications arise
Medicare does not cover:
- Hospital stay as a private patient in either a public or private hospital
- Excess fees charged by private healthcare providers such as midwives or obstetricians
- Full costs for shared care with non-bulk-billing GPs
What Does Private Health Insurance Cover for Pregnancy and Birth?
First, it's important to be aware that not all private cover includes pregnancy and obstetrics cover. In fact, not all pregnancy policies cover the same services. This gives you flexibility to select a policy that suits your needs and budget, whatever they might be. Be aware of your policy's level of cover to avoid any unpleasant surprises along the way.
Private health insurance may cover the following:
- In-patient fertility services such as IVF and other treatments
- Hospital services and accommodation as a private patient in a private or public hospital during birth
- Some or all of the fees for your obstetrician or midwife
- Extras benefits such as physiotherapy or postnatal classes
Private health insurance may not cover:
- Excess charges for yourself or your baby if he or she needs to be admitted to hospital
- Out-of-hospital care, including visits to your obstetrician
Considerations for Parents-to-Be
Preparation is an important part of planning for a pregnancy, and there are some extra considerations to take into account when deciding between public and private healthcare.
Which is Best for My Pregnancy: Private or Public?
Unfortunately, there is no magic formula for determining whether you should go through the private or public system for your pregnancy. Each pregnancy is different, and so are each family's needs. Take some time to weigh up the benefits of each system and decide which one makes you feel the most comfortable.
Whether you choose to go public or private, knowing what you and your baby are covered for is important. It helps you know what you can expect, both in terms of care, comfort, and financial expense, which can mean a better experience overall.
Frequently Asked Questions About Health Insurance
There are three types of health insurance in Australia. They are:
- Hospital Cover
- Extras Cover (also known as general or ancillary cover)
- Ambulance Cover
Hospital cover can ensure any unexpected surgeries, treatments or hospital stays you may require will be covered. With appropriate cover you will have the flexibility to choose your own doctor and the option of receiving treatment in a private hospital. Most hospital covers allow you to stay in a private room. One other perk is skipping the public hospital systems' waiting list, which can be lengthy for non emergency treatment.
Extras cover pays benefits for a a range of services, often including treatments and procedures related to the fullowing:
- Dental/oral health
- Glasses and contact lenses
- Podiatry
- Physiotherapy
- Psychulogy
- Acupuncture
- Remedial massage
- Chiropractic
- Hearing aids
- Travel vaccinations
Ambulance cover, as the name suggests, will cover you should you require emergency ambulance transport. In an emergency, there is enough to worry about. Having the expenses covered for provides security and peace of mind. Many hospital covers include emergency ambulance transport If yours doesn't, you will need to shop for this separately.
Life is unpredictable. You never know when you might need cover. No matter what life stage you're in, there's a policy out there for everyone. You can select as much or as little cover as you want, depending on your health needs and requirements. It's a small price to pay for the peace of mind health cover provides.
There is no one answer here. Costs vary across providers and policy types. Just because a policy is cheap, that does not mean it is 'value for money' and vise versa. Make sure you check what's included and excluded in a policy before signing up, as you want to purchase a policy that best fits your specific needs.
Premium: A premium is the price you pay for your insurance policy (it may be paid annually or on an ongoing basis).
Policy: An insurance plan. In other words, it is the type of insurance you choose to select.
Policy Holder: The owner, or 'holder' of a policy.
Claim: In the event that you require treatment for a service covered by your policy, you can lodge a claim for reimbursement of all or part of the cost of that treatment.. These days, most claims are submitted electronically by the health care provider (dentist, physio etc)
Lifetime Health Cover: Lifetime Health Cover was put in place to encourage young Australians to seek out and maintain ownership of private health insurance early in their lives. If you do not take out a policy before you turn 31, extra charges will be applied should you take out a policy at a later time.
This means you will pay a 2% loading on top of your premium for every year that passes after you turn 30. For example, if you take out a policy for the first time at age 32, you will be charged 4% of your premium as an extra, then at age 40, 20% and so on, up to a maximum loading of 70%.
The loading is payable for 10 consecutive years of cover - after which it is removed and you premiums will be reduced.
Pharmaceutical Benefits Scheme (PBS): Medicare offers assistance for Australians with many of their their prescribed medication costs through the PBS. This assistance is in the form of subsidies towards the cost of many medications. You can check if your prescribed medication is on the list of subsidised items here.
Medicare Levy Surcharge: The Medicare Levy Surcharge is an additional charge (tax) applied to single Australian taxpayers who earn over the income threshold of $90,000 per year, or families/couples who earn over $180,000 per year. This surcharge is only applied to those who choose not to have a private health insurance policy.
The surcharge is designed to reduce pressure on the public health system by encouraging those with higher incomes to invest in private health cover.
Private Health Insurance Rebate: The government's Private Health Insurance rebate lowers premiums for most Australians with private health insurance Older Australians may enjoy an even higher rebate. Our calculator can help you estimate the Government health insurance rebate you may receive.
Disclaimer: The above information is correct and current at the time of publication
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What a whirlwind Cannes was. We were posting piping hot #content left and right in a mad scramble to cover everything, and so it'd be eminently understandable if a reader glossed over a news blast here or there. We snuck coverage of a U.K.-release trailer for Director's Fortnight selection A Perfect Day into the fourth installment of our Cannes Trailer Park series, but the release of the new trailer today merits a revisit. (It recycles a couple of gags from the first, but includes plenty of new footage and also gives a clearer impression of the film's plot, so that's fair game in our book.)
A Perfect Day stars Tim Robbins and Benicio Del Toro as aid workers who travel to the Balkans during a time of political turmoil to provide relief to the ailing locals. An impoverished village has no access to water, all because one little entire human corpse has fallen into the town well. Though the United Nations expressly forbids aid workers from handling dead bodies, Benicio Del Toro don't answer to no UN. He's a different breed of aid worker, a cowboy who doesn't take orders from nobody, capisce? With goofy, gaffe-prone sidekick Tim Robbins on his team and a simmering love interest in Olga Kurylenko, there's no complicated geopolitical predicament he can't resolve! In a cinematic age besotted by caped crusaders, Del Toro's relief worker is the truest superhero, for he has the greatest power of all—a can-do spirit! Get your day off to a perfect start and watch the trailer below:
The trail of the tape
Title: A Perfect Day
Director: Fernando León de Aranoa
Cast: Benicio Del Toro, Tim Robbins, Olga Kurylenko, Fedja Stukan, Melanie Thierry
Release date: August 28, 2015 (Spanish premiere)
The entire trailer in one line of dialogue: "The people here need water."
The entire trailer in one screengrab:
Though IFC bought the rights to U.S. distribution for A Perfect Day back at Cannes, it has yet to announce a date of release. But audiences in director Fernando León de Aranoa's native Spain will soon get a look at the film in full, at which point an American release can't be far behind. Chances are that A Perfect Day will play to a more receptive crowd in Spain than the States; the film vacillates between drama and comedy, a tone that's always tripped up domestic audiences, and pictures about foreign wars rarely make a splash upon release. Add to that HBO's dismal-looking military comedy The Brink, also starring Robbins, and this one runs the risk of getting buried—kinda like a human carcass at the bottom of a life-giving well!


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Do you want to find the best music for travel videos? From royalty free tracks to music libraries to my top tips, this is how to find the right song for you!
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The Value of Open Days
ISC independent schools are ranked among the best in the world and educate more than 500,000 children in the UK – here the organisation offers some advice in choosing the right school for your child…
Making a decision about which school to send your child can seem a daunting prospect. Each independent school differs hugely from the next and that is why attending open days is so important – allowing you to gain insight into a school's individual character and ethos.
During an open day, there are many points to consider. In making the decision about which school to send your child, the Independent Schools Council (ISC) offers the following guidance:
Chat and ask questions
Prospective parents and pupils are given the opportunity to visit a school during a working day. You are able to listen in to lessons and chat with pupils and teachers about their school. Don't be afraid to ask questions, particularly of pupils – what do they like about the school, how does the school suit their needs?
Consider your child's views as well as your own
Make sure you take your child with you when visiting schools – it is important to consider his or her thoughts too. Often, children see things from a different perspective, noting things you may have missed. At the same time, help your child to see the positives.
Be perceptive
Look around – do the pupils seem happy and at ease in their school environment? Are pupils polite, respectful and engaged? Look out for noticeboards and displays. Are there displays showcasing pupils' work and do these represent a broad range of ability? This may not seem hugely important but, in fact, is a great way to ascertain what a school's values are.
Is this school suitable?
The ISC represents over 1,300 schools across the UK and these schools are ranked among the best in the world. These schools have unique strengths and specialities. For example some schools might be very good at sport, others art and music, and others character development. When visiting a school you should look out for its particular areas of strength. Does it cater for your child's needs? You might have a very academic child and so considering a selective school may be a good option.
Make a follow up appointment
An open day allows you to build an impression of what type of school is on offer. So, if you are happy with what you see, book a follow-up appointment with the school. This will give you the opportunity to speak more personally with the headteacher or registrar and provide another chance to ask any further questions or raise worries you might have.
Our schools offer a bespoke education to pupils, giving them the very best start in life.
Try to enjoy the day and, most importantly, trust your instincts.
About ISC
To find out more about the ISC please visit www.isc.co.uk


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