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Trusted News for Credit Union Leaders • November 15, 2019
Credit Union Times Digital Edition
APIs represent a great opportunity for the enterprise to integrate applications quickly and easily. But APIs can be a double-edged sword: promising agility, while at the same time increasing risk. But if an organization can address API security as an architectural challenge long before any development takes place, it can reap the rewards of this technological breakthrough safely and securely.This paper provides an overview of new APIs risks, and offers five simple solutions to counter the common threats. By adopting a secure API architecture from the beginning, organizations can pursue an API strategy more safely and securely — and reap the benefits of agile integration promised by this exciting new technology.Download to find out more.
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Credit Union Times is the nation's leading independent source for breaking news and analysis for credit union leaders. For more than 20 years, Credit Union Times has set the standard for editorial excellence and ethical, straight-forward reporting.
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MBBS, DNB - Respiratory Medicine
Consultant- Chest Medicine
11 Years Of Experience Pulmonologist
A Consultant at the department of Chest Medicine, Mumbai, Dr. Vibhav Kubul has several years of rich professional experience in his field. Dr. Vibhav Kubul has treated several patients suffering from respiratory diseases in India and gives every patient the best of medical care. Dr. Vibhav Kubul has published several papers in India and abroad and is a member of prestigious medical associations.
Medical School & Fellowships
MBBS - Maharashtra University of Health Sciences, Nashik , 2004
DNB - Respiratory Medicine - National Board of Examinations, New Delhi , 2012
S L Raheja Hospital, Mahim
Chest Medicine
Currently Working
Raheja Rugnalaya Marg, Mahim (West), Mumbai, Maharashtra, 400016, India


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Turco's Automotive
ReScore Reviews™ (1)
Thanks Matt for your imput regarding our last phone conversation. It was good talking with you. Hope to see you soon.
Thanks Heidi for taking the time to write such a great review.
Have a great Thanksgiving and we'll see you next time through.
Thank you for the 5 star review. We look forward to seeing you again in the future.
Have a happy Thanksgiving!
Joe and the Crew.
Thanks so much for the great review. Hope you get a lot more miles out of your Subaru. Have a great holiday season!
Joe and the Gang
Hi Kirti. Thanks so much for the great review. Look forward to seeing you next time. Joe.
Hi Alison. Thanks for the great review. Always hard to say goodbye to your car. Hope you have good luck finding a new car. Please feel free to call me or let me look at what ever you decide to buy. Thanks again. Joe
Hi David. Thanks for the great review. See you next time around.
Hi Mike. Thanks for taking the time to leave a review. And 5 stars.
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Hi Keith and Mary. You guys have been great customers for so long. Thank you so much for your friendship and support. Keep up the good fight and we will see you next time.


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@article { ISI:000324098200003, title = {Porous Co3O4 nanorods as superior electrode material for supercapacitors and rechargeable Li-ion batteries}, journal = {Journal of Applied Electrochemistry}, volume = {43}, number = {10}, year = {2013}, month = {OCT}, pages = {995-1003}, publisher = {SPRINGER}, address = {VAN GODEWIJCKSTRAAT 30, 3311 GZ DORDRECHT, NETHERLANDS}, abstract = {
Porous aggregated nanorods of Co3O4 with a surface area of similar to 100 m(2) g(-1) synthesized without using any templates or surfactants give very high specific capacitance of similar to 780 F g(-1) when used as electrode in a faradaic supercapacitor, with a cycle life of more than 1,000 cycles. Further, in Li-ion batteries when used as an anode, the Co3O4 nanorods achieved a capacity of 1155 mA h g(-1) in the first cycle and upon further cycling it is stabilized at 820 mA h g(-1) for more than 25 cycles. Detailed characterization indicated the stability of the material and the improved performance is attributed to the shorter Li-insertion/desertion pathways offered by the highly porous nanostructures. The environmentally benign and easily scalable method of synthesis of the porous Co3O4 nanorods coupled with the superior electrode characteristics in supercapacitors and Li-ion batteries provide efficient energy storage capabilities with promising applications.}, keywords = {Cobalt oxide, Electrode materials, Li-ion battery, Porous nanostructures, supercapacitor}, issn = {0021-891X}, doi = {10.1007/s10800-013-0593-7}, author = {Vijayanand, S. and Kannan, Ramaiyan and Potdar, H. S. and Pillai, V. K. and Joy, Pattayil Alias} }


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Only 28 percent of Americans think the economy will get better in the next 12 months, according to an NBC News/Wall Street Journal poll released. Carter lost that election to Ronald Reagan. George.
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Michael Biehn Guests at "Aliens" Screening at Joslyn Art Museum in Omaha; Film historian Bruce Crawford will be presenting director James Cameron's 1986 classic Aliens at 7pm on Friday, May 24, 2019 at Joslyn Art Museum, 2200 Dodge Street in Omaha. It has become one of the most popular adventure films in cinema history and one of the rare examples of a sequel surpassing the original.
WASHINGTON (Reuters) – U.S. President Donald Trump on Saturday rejected an author's accusations that he is mentally. Trump said Democratic critics and the U.S. news media were bringing up the "old.
Welcome to the offical website of Richard Reeves; author, syndicated columnist, and Senior Lecturer at the Annenberg School for Communication at the University of Southern California.
Berlin-born author Judith Kerr (June 14, 1923-May 22, 2019) was a Jewish refugee from Nazi Germany, having escaped in 1933. Her family settled in England, where she studied art and worked as a.
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NBC News' Brian Williams and Politico's John Harris will be hosting. Hawaii-lounging Newt Gingrich and the rest is none other than Ronald Reagan. Especially at tonight's location (the Reagan.
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GET ON WITH IT' Separately, retired Supreme Court Justice Sandra Day O'Connor, the first woman to serve on the court and a nominee of Republican President Ronald Reagan. A CBS News poll and a Wall.
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They've sought to "delegitimize" every Republican presidential nominee from Barry Goldwater to Ronald Reagan to Donald Trump. Then there's the hilarious part where he suggests NBC News is fully.
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Of the accomplishments of Greenspan's second wife, NBC News correspondent Andrea Mitchell. such as his endorsement of Ronald Reagan's claim that his outlandish budget would not result in serious.
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Sep 25, 2016 · This is it – the final stretch of the US presidential race. After a campaign that started in March 2015, when the first candidates put their names forward, we're now.
Wednesday's Example of Media Bias Archive. Wednesday's Example of Media Bias is a weekly example of biased news reporting. Also included on each page are questions about the excerpt and definitions of the types of media bias.
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Ronald Reagan, Actor: Kings Row. Ronald Reagan had quite a prolific career, having catapulted from a Warner Bros. contract player and television star, into serving as president of the Screen Actors Guild, the governorship of California (1967-1975), and lastly, two terms as President of the United States (1981-1989). Ronald Wilson Reagan.
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Luxury Community Sales Brochure
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The School of Science and Technology is a dynamic community committed to educational excellence across disciplines in the life and physical sciences, technology, engineering, math and health-related sciences including kinesiology and nursing. Our highly qualified and dedicated faculty and staff are committed to our mission to graduate learned and capable students that will contribute to the wellbeing and prosperity of our region, state, nation and planet.
The CSU Trustees' Award is given each year to one student from each CSU campus who demonstrate superior academic performance, personal accomplishments, community service and financial need. It is the CSU's highest recognition of student achievement.
Where to Find
School of Science and Technology
Darwin Hall 115, 1801 E. Cotati Avenue
Rohnert Park, CA 94928


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My name is Brian Koon and I have lived in the North Area since 2004, when my wife Beth and I bought our first home. We chose to live in Johnson County, and the Shawnee Mission District in particular, because of the outstanding quality of public schools. When we started our family, we were proud to send our oldest to kindergarten in Shawnee Mission Public Schools. Today, my son, now a fourth grader, and daughter, a second grader, both attend Crestview Elementary. I'm running for Shawnee Mission School Board because I want what's best for my children, and all our children.
My journey as a public education advocate began in 2014. I sat in the gallery of the Kansas House and watched while the Legislature made its first funding cuts to public schools, and made it legal for districts to fire teachers without showing cause – all in the dead of night. From that moment on, my life changed, and for the first time I worked to elect pro-public education candidates to the state legislature. 2015 marked the beginning of my support role with the March to Topeka, a 60 mile walk to the Capitol to raise awareness about funding cuts to public education in Kansas. Later that year when Shawnee Mission drastically cut back on classroom aides in response to the funding cuts previously mentioned, I volunteered in my son's classroom to help take up the slack, and I began to see for the first time how underfunded Kansas classrooms were. One of my assignments was to glue two pieces of 8.5" x 11" graph paper together so students could use the size of graph paper the lesson required; it was shocking to realize that the district couldn't afford the proper size of graph paper necessary to support a kindergarten lesson. In 2016 I continued to work as a volunteer classroom aide for my son's first grade class, and also worked to elect even more public education advocates to the statehouse.
I was fired up to fight for Kansas schools because of the shocking effects of underfunding I had seen firsthand. In both 2016 and 2017, I went to Topeka as a pro-public education lobbyist and opposed a host of anti-education bills. During the special legislative session I spoke out against the proposed Constitutional Amendment that would have significantly weakened our State Supreme Court's ability to enforce our State Constitution, including matters of public education funding. During both the 2016 and 2017 Legislative Sessions, I lobbied in favor of restoring statewide due process rights to teachers (Shawnee Mission teachers have successfully negotiated this into their contract, but that's still not true for all teachers statewide). Since 2017, I have worked as an English Language Learners' Aide, teaching English to immigrants and refugees in a Title 1 school, kindergarten through fifth grade. I am a proud member of the Teachers' Union, the Kansas National Education Association (KNEA), and have been since 2017. In 2018 I worked to elect a record number of pro-public education candidates to the Statehouse and Governor's office. This year I'm running for School Board.
The Shawnee Mission School District is an excellent school system, blessed with some of the most dedicated and masterful professionals in the country. If elected, my job as a board member is to support students, teachers, and patrons, and to help collaboratively find solutions to the challenges our district faces. I prefer to reframe issues in terms of how a challenge can be overcome with additional support. I seek office to better support our teachers, who, after all, have the hardest job in public education.
Our district was built over decades on a solid foundation, and it is a treasure we must protect. We do a lot of things right in Shawnee Mission, but there are some things we need to do better. We must keep building up our district. To that end, the following values guide my campaign and, if elected, the goals listed here will serve as a course of action.
Fairness is perhaps the oldest American cultural value, and it's one that I hold dear. Equity means fairness of treatment and opportunity, and it's critical for each and every student in the district to receive fair treatment. I affirm the right of every student to be given the resources they need in order to achieve their goals, and to celebrate the differences among people as strengths we may all draw from.
Our children deserve the best education possible, with smaller class sizes, excellent teachers and support staff, schools safe from bullying and violence of all kinds, a rich and varied selection of specials and electives, where each student has their social, emotional, and academic needs met by caring professionals. Students and Teachers with disabilities, differences, and minority statuses, are not simply to be accommodated, but incorporated into the fabric of our district. All means all.
Teachers and Support Staff
Our educational professionals need the support and respect they deserve, as well as compensation befitting their contribution to society and educational attainment. We need to keep, maintain, and enlarge, the number of teachers and support staff who do the hard work of educating our children, in order to reduce class sizes and allow teachers to focus more on each student. Listening to what teachers need and supporting them is the role of administrators; listening to – and really hearing – all voices including dissenting voices of students and employees, is critical to the good functioning of this district.
Open Communication and Transparency
Open communication and responsiveness is critical for elected officials and district employees alike. Transparency of process is critical to ensure that students, employees, parents, and patrons, can be certain that their best interests are being represented.
Evidence Based Decision Making
In order to make rational, reality-based decisions, students, teachers, administrators, and elected officials, must base their decisions on evidence, not opinion. Education based on well supported evidence is the only kind of education that can benefit our children in the future as they grow into adults.
Closing the Achievement Gap
The existence of this gap is not a problem unique to Shawnee Mission, but our gap is significant and the difference is disturbing; in short, any gap is too large. This is a challenge that will require a coordinated response over the long term, but we must begin now. Students are our future, and they depend upon us finding solutions today.
Ending the Disciplinary Differential
In Shawnee Mission, we are disciplining African American students at a significantly higher rate than white students. As a conscientious person who has never had to face the kind of entrenched racism that exists in our country, I find this difference intolerable.
I perceive a gap in cross-cultural education among Shawnee Mission employees, and going forward, training can certainly reduce the difference in discipline. I believe in-depth professional development could help to alleviate some of the problem.
The gap is so significant, however, and the futures of our young people are at stake. I believe the board needs to address this issue with a policy decision to curtail this problem immediately.
I propose that a summary of Out of School Suspensions with relevant demographic date, be publicly reported at least quarterly, at an appropriate board meeting, and by the appropriate staff member.
Taken together, I believe these measures could begin to reduce the inequitable difference in disciplinary action between students. Tracking our progress with this issue will be critical to the success of our district, and I look forward to working with stakeholders on these and other measures. This is an issue that must be monitored on a permanent and ongoing basis.
Creating Sustainable Revenue Streams to Support Inclusive Nutrition Policies
Hungry children struggle to learn, are more likely to act out or be irritable, and consequently require disproportionately more resources and disciplinary measures than children who aren't hungry. With this in mind, I support funding for students to purchase regular lunches even while in debt. If elected, creating a long term funding mechanism for students' lunch debt will be a priority. Whether by allocating additional funding for anticipated lunch debt from district funds, fundraising from patrons and charities, or some other measure, hungry students simply deserve to have their basic needs met and I believe the district has a responsibility to fulfill those needs.
Libraries are the heart of a school, and are a unique special in that they knit together all other specials and classroom learning, as well as teach research and media source verification skills. Library is the only special that touches every class in school. At least, that's what the library special has been in the past.
In the last several years, libraries and librarians have taken a backseat with regard to funding. The effect of these cuts has been negative and it's time to restore the library special program to what it once was.
I propose a district-wide report to be published, showing the funds allocated to each individual library budget for the purpose of buying books. We need to ensure that each school's library budget is commensurate to its population and needs. Transparency in funding levels will help ensure fair distribution.
Going forward, I propose that only certified Librarians be hired for the Librarian position. We wouldn't hire unqualified principals just to save a little money, and doing so with the library special or any other teaching position is no different.
I further suggest the most effective way to free up certified Librarians time, is to bring back the Library Aide position. Aides can handle much of the low demand but time consuming re-shelving work, to free up the Librarian – a person with a Masters' Degree – to spend more time as a teacher utilizing their higher level of education. It makes no sense to pay someone Masters' wages to spend a significant percentage of their time doing an aide's work.


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As the crypto market continues its path to mainstream and institutional adoption, some significant milestones are being hit, and are just over the horizon.
From diminishing rates of wash trading ( Bitcoin Magazine ) among crypto exchanges, the launch of physically-delivered Bitcoin futures ( Bakkt Is Finally Launching Its Bitcoin Futures Today. Here's What to Expect - CoinDesk ), and the rise of user-friendly DeFi products, crypto's trajectory toward market maturity is rapidly gaining momentum. And the ultimate goal remains mainstream adoption.
For CoinZoom ( https://www.coinzoom.com/ ), an emerging institutional-grade crypto exchange from the founders of forex giant, Interbank FX, the vision of widespread access to crypto is coupled with one of its flagship products -- VISA cards.
"We are extremely pleased to work with Visa as we launch CoinZoom," detailed CoinZoom CEO, Todd Crosland, in the press release ( CoinZoom, a U.S. Regulated Cryptocurrency Exchange Announces New Visa Debit Card | Markets Insider )announcing the card program in August. "Visa's dominance as a global leader in digital payments is a tremendous asset as CoinZoom begins to reshape the global cryptocurrency marketplace."
Set for rollout this quarter, CoinZoom's Visa card program empowers its exchange users to directly access both their crypto and fiat wallets from their accounts and spend them at over 53 million merchants worldwide. A US-regulated Money Services Business with Fincen and Money Transmitter, CoinZoom's vision also extends beyond their card program and into filling the void of what retail and institutions seek -- a fiat-crypto gateway with pooled global liquidity and a high-performance trading engine.
Onboarding The Mainstream to Crypto
Cryptocurrencies have a usability problem. As a product of their underlying complexity and esoteric existence, including aspects like private key management and gas fees on Ethereum, cryptocurrencies present a considerable barrier for mainstream users to understand.
The tipping point of cryptocurrency adoption is largely viewed through two primary prisms: the use of crypto for retail payments and overcoming the UX problem ( DApp Survey Results 2019 )
Retail cryptocurrency use has gained steam in recent months, with the likes of Lolli, Bitrefill, and other retail-crypto services partnering directly with retailers to offer e-commerce and other online payments directly in crypto. However, such partnerships require forming relationships with retailers, something that CoinZoom understood as a major obstacle, and one that working with Visa circumvents entirely.
And as a regulated digital currency exchange in multiple regions of the world, including Australia, Ireland, and the US, CoinZoom can offer account funding via several global railways such as Visa, and Mastercard, ACH, and wires.
Along with the real-time crypto-fiat conversions on CoinZoom using the Visa card, the exchange is offering multiple rewards programs. Select, Preferred, Gold, Platinum, and Black Visa rewards cards are all at the fingertips of users, which include Visa 24/7 support and common rewards cashback options.
Considering that global access to bitcoin and other cryptocurrencies is one of their weakest assurances ( Unpacking Bitcoin's Assurances ), pushes by CoinZoom promise to expand ease of access to numerous regions, encompassing millions of people, all within regulatory compliance.
Users can simply spend crypto balances through their CoinZoom Visa cards online and at compatible point-of-sale devices anywhere that Visa is accepted, including all global ATMs that accept Visa and Matercard, all without having to go through the cumbersome process of exchanging crypto for fiat then sending the money to a pre-funded debit card (i.e., BitPay) -- prohibitive points of friction for many users. It's no secret that users want integrated interfaces either. The ability to tap into a high-performance exchange, debit cards, and other features like an OTC trading desk and margin trading (coming soon), all under one umbrella, will attract swaths of users tired of exchanges in the US who have tarried behind in the innovation of more comprehensive exchange offerings.
The race towards crypto adoption is becoming more competitive by the minute, but projects and exchanges that cater to both institutional and retail requests are positioned optimally to capture the most significant portions of mainstream users. CoinZoom's Visa rollout is just a single feature of its diverse offering but is one that clearly gives it an advantage over crypto-retail competitors and exchanges alike.
Coupled with a resurgent Bitcoin market, Q4 2019 is shaping up to be a pivotal period in the archives of cryptocurrency's evolution.
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You see it everywhere in the crypto space now -- exchanges jostling for position to attract institutional money, the expansion of trading features (i.e., derivatives and margin trading) for users, and initiatives to deepen liquidity pools through incentive structures for market makers and partnerships with high profile liquidity providers.
However, there remains a noticeable drawback to many endeavors by exchanges to attract the broadest set of users -- regulation.
Fragmented regulatory perspectives in different regions of the world have hindered much of the standardization and features of cryptocurrency exchanges. In the US, derivatives products are only beginning to gain regulatory favor, margin trading is sparse, and features lag behind offshore exchanges -- particularly in Asia.
For CoinZoom ( https://www.coinzoom.com/ ), an institutional-grade crypto exchange from the team behind Interbank FX, the market is ripe for disruption. Their plan? Fuse a unique blend of regulatory approval and comprehensive features to capture vast portions of crypto users, and eventually, the mainstream.
A Unique Regulatory Status
Regulation has been one of the foremost topics in crypto since Bitcoin came onto the scene in 2009. That sentiment has only accelerated in recent months as discussions around ETFs, derivatives, options ( CME Group Is Launching Bitcoin Options Early in 2020 - CoinDesk ), and central-banked issued digital currencies gain momentum.
Exchanges, like Bitfinex, have historically had to play regulatory arbitrage throughout various countries to maintain stable banking relationships and avoid the long-reaching ire of US regulators. For Bitfinex, that has been an arduous path ( NYAG to Court: Don't Let Bitfinex Keep Stonewalling Our Investigation - CoinDesk ), and for others, it has inhibited their ability to expand their product offerings to users out of fear of administrative retribution.
For CoinZoom, the renowned experience of its founders in the global FX markets, which experience over $5 trillion in volume per day, ( Forex Market Size: A Trader's Advantage )has enabled the exchange to enter the crypto markets with a robust global regulatory standing -- replete with liquidity and institutional partners. CoinZoom is both a regulated Money Transmitter and Money Service Business in the US, and it's affiliated entity, CoinZoom Securities is overseen by the SEC and FINRA.
Additionally, the exchange is a regulated digital currency exchange in Australia and recently tacked on EU registration in Ireland to its regulatory resume -- called CoinZoom Europe, Limited.
Quite simply, most cryptocurrency exchanges do not have such sparkling regulatory statuses in a single country, let alone multiple. This has profound consequences on CoinZoom's ability to build numerous fiat-crypto gateways and railways, including global funding options like Visa, Mastercard, ACH, Wires, and other funding options. Coupled with a Visa-backed debit card and rewards program connected directly to user exchange accounts, and the regulatory status of CoinZoom is already paying dividends.
But the bonus lies in the additional features that CoinZoom has accumulated in step with its regulatory status, features that many users and institutions have been yearning for under a single roof.
The Appeal of Advanced Features & Financial Products
One of the prevailing narratives in crypto throughout 2019 has been the rollout of margin trading and derivatives products among spot exchanges and standalone derivatives platforms. BitMEX's dominance and lucrative revenue (including its insurance fund ( The BitMEX Insurance Fund – BitMEX Blog )) sparked widespread interest in building native derivatives products within existing exchanges.
For example, Binance unveiled margin trading on its primary exchange and Bitfinex opened up a perpetual swap analog for BTC and ETH. And BitMEX continues to push forward with other offerings, like fixed income products, that expand its feature set.
However, BitMEX exists in a precarious regulatory position and is currently under investigation by the CFTC ( Crypto Exchange BitMEX Under Investigation by CFTC: Bloomberg - CoinDesk )for serving US customers.
Once again, CoinZoom's regulatory status is an immediate boon for the firm's business model to extend multiple, advanced financial products to its users. For instance, CoinZoom is a highly liquid fiat-crypto gateway with multiple funding pathways, underscored by a suite of institutional liquidity partners deriving from the team's experience at Interbank FX.
Add in leveraged trading of select, liquid cryptocurrencies (no Poloniex socialized CLAM losses ( Poloniex Will Reimburse $13.5 Million Loss From Clams Flash Crash )), a suite of native stablecoins, and fixed income products (i.e., interest rate returns) for Staking leading cryptocurrencies, and you can begin to see the type of scope for additional features that good regulatory standing affords. For context, Coinbase just announced ( Coinbase to Pay Users 1.25% Interest on USDC Stablecoin Holdings - CoinDesk )fixed interest rate returns for its native stablecoin USDC, something CoinZoom is bootstrapping with.
In a digital era where convenience and features often capture the most extensive user set, CoinZoom's fusing of a resolute regulatory standing and comprehensive feature suite presents formidable competition to a crowded field of exchanges. Regulation has traditionally proved a significant drawback for many crypto exchanges, but CoinZoom is wielding it to their advantage.
Cryptocurrency Exchange
Buy, Sell, and Spend at https://www.coinzoom.com/
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- How This Team Of Renowned Forex Professionals Is Changing The Crypto Exchange Landscape, Oct 12, 2019
Global forex trading encompasses more volume than any market in the world. Trading more than $5 trillion daily (Forex Market Size: A Trader's Advantage) for numerous national currencies, Forex markets require lightning-fast trade execution, pinpoint spreads, and vast experience in one of the world's most lucrative markets.
For Todd Crosland and Paxton Powers of the renowned Interbank FX forex firm, decades of experience in the FX market was a profound opportunity to translate into the maturing crypto markets.
And, indeed, the crypto markets still have some necessary maturation ahead.
As recently detailed by CoinMetrics (Coin Metrics' State of the Network: Issue 19), spreads on crypto spot exchanges can deviate from parity drastically during times of market stress, particularly when waterfalls of leveraged positions on derivatives platforms (i.e., BitMEX) are auto-liquidated in mere minutes -- further fueling price momentum in the triggered direction.
Such an immature market microstructure doesn't even take into account the subpar order matching engines of many exchanges. For example, BitMEX -- the leading Bitcoin derivatives platform -- has had persistent problems (The Perpetual Overload Problem : BitMEX its order-matching engine, cited by some prop shops and institutions as being virtually unusable during times of high activity.
As a result, it's not surprising that institutions are hesitant to dive into crypto markets, knowing full-well that manipulation is much easier than the regulated and mature market infrastructure of legacy financial markets.
With critical problems still facing the crypto markets, Crosland and Powers decided to launch CoinZoom (https://www.coinzoom.com/), an institutional-grade crypto-fiat exchange that is fully regulatory-compliant in multiple jurisdictions.
Building the Necessary Exchange Infrastructure
A common axiom in financial markets is that liquidity begets liquidity. Bootstrapping liquidity is challenging, and in the crypto markets, it is largely a product of network effects where exchanges that arose in prominence during the ICO craze of 2017 remain the industry leaders in volume and liquidity.
However, for CoinZoom, the experience of attracting liquidity is sure to be markedly different than its competitors in the exchange arena.
"We're a registered Money Transmitter and Money Services Business in the US," details CoinZoom CEO, Todd Crosland. "Together with our connection to more than a dozen institutional OTC desks and market makers, along with our relationships from Interbank FX, we have deep liquidity pools integrated from around the world."
The importance of liquidity cannot be understated. Crypto exchanges jump through hoops to appear more liquid than they are, falsifying order book data, encouraging wash trading, and introducing trans-fee mining -- all in an effort to attract more traders. As a result, cryptocurrency markets are rife with fake volumes, reported by Bitwise to be as high as nearly 95 percent (95% Of Reported Bitcoin Trading Volume Is Fake, Says Bitwise) of total volumes.
Besides its robust relationships with financial institutions as a boon for attracting initial liquidity, CoinZoom is also offering a suite of financial products and services with its exchange to appeal to more mainstream crypto users.
For example, the exchange is offering CoinZoom Staking, where customers can earn passive income from 6% - 13% annually, by just holding certain cryptocurrencies in their accounts. Staking will initially be available for Dash (DASH), and Algorand (ALGO), with additional coins coming soon. CoinZoom also offers ZoomMe, a free Peer to Peer, cross-border payment gateway to instantly send both fiat and crypto, mobile trading applications, and a Visa-backed debit card with rewards programs.
But attracting liquidity is not the only problem with liquidity; it's the capacity to support highly liquid activity.
Drawing from their decades of experience in the ultra high-frequency world of FX trading, CoinZoom understands the type of infrastructure required to support institutional-grade trading of assets. Additionally, their knowledge encompasses the requirements for multiple types of assets trading simultaneously, like what will be ongoing with their support of stablecoins, cryptocurrencies, and security tokens -- issues not within the purview of most other crypto exchanges.
"We deploy advanced order analytics efficiently match and execute orders across the platform," details CoinZoom CIO, Paxton Powers. "Our AI system is a pattern recognition system that identifies and alerts traders of pending market entry opportunities and how to react to market movements in the cryptocurrencies they are trading."
Increasingly, institutions and professional traders are searching for an exchange platform that provides an all-inclusive experience.
Where derivatives, spot trading, fiat gateways, security tokens, and liquidity are all coalesced under one umbrella, is where institutions will move. CoinZoom thoroughly believes that its platform is the tipping point institutions have been looking for, and their vast experience and relationships in the forex market should only serve them admirably in convincing financial entities to jump into the crypto market.
Where maturity is necessary for the further development of the crypto markets, the progress made by native crypto exchanges appears insufficient to convince both regulators and institutions of the asset class' staying power so far.
CoinZoom appears poised to disrupt that narrative, bringing with it a slew of high-profile experience and innovative products.
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The popularity of cryptocurrencies has recently increased. It is noticeable also on Olymp Trade. More and more people are interested in them, especially bitcoin. Many have succeeded in trading cryptocurrencies. Let's take a closer look at bitcoin. You will learn what it is and how it all works.
Bitcoin – how does it work?
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Castleford Tigers boss Daryl Powell is looking for his team to build some momentum now following their morale-boosting performance and win against London Broncos.
The Tigers produced their best display for some weeks in a 42-10 win over an in-form Broncos side and Powell is looking for more of the same at the Mend-A-Hose Jungle again tomorrow night in a game against Leeds Rhinos he described as "important for many reasons".
He told the Express: "It's a big game against Leeds. They're really looking to build on what they did last week and obviously we are as well.
"We are at home and we're looking forward to the challenge.
"Our fans aren't big fans of Leeds Rhinos are they? So there's a real rivalry between the teams from a fans perspective. It's an important game for them, but it's an important two points for us as well to keep us moving upwards to what we can maybe achieve this year.
"For us now it's just some consistency in how we play. Obviously performances and then results at the moment are pretty important.
"It's getting really into the tough part of the season now where things are going to be decided.
"All the way through the competition it's tight. Obviously at the bottom it's tight and we didn't want to get dragged into that so it was a really crucial two points for us against London.
"It was a strong performance from us and now we are four points away from third place and we can see that. I think that's got to be a real target for us to aim for."
Tomorrow night's game brings some unpredictability with the Rhinos side having undergone a transformation in personnel this month.
Powell said: "The thing with Leeds at the moment is you don't know which team you are going to play.
"They've signed Rhyse Martin from Australia, Lunt's gone there and Lui. It's just a big turn round so quite which team you are going to be playing against is an awkward one.
"We played pretty well against them last time at Headingley, but it will be a different team this time and they are fighting tooth and nail at the bottom so it's going to be a tough game.
"We've just got to get after Leeds, be aggressive and hopefully continue to improve our attacking game.
"There's some real intrinsic motivation around us at the moment. We need to carry that with us and get some consistency in performance. Our next two games are real key ones to get us some momentum moving forward."
Powell admits he has a decision to make on who to play at full-back following Jordan Rankin's outstanding display in the position last week. But he is also without three half-backs with Jake Trueman unavailable through the concussion protocol to add to the already injured Luke Gale and Jamie Ellis so Rankin may be needed in the halves.
Tuoyo Egodo, who scored two tries against London, will also sit out the game after getting a head knock, but Greg Eden is expected to return on the wing.
Powell explained: "We got two head knocks and with it being a short turnaround you can't play if you fail the head test.
"Tuoyo failed his head test and Jake came off late and could not come back on. We miss those two guys as a result of the rules in place for concussions.
"Greg Eden will be available so he'll come into contention with Tuoyo Egodo obviously dropping out.
"We've still got Mitch Clark, who's been fit but not been selected and Will Maher's in and around it but not been selected so we've got options.
"Pete (Mata'utia) should come back into the mix so then I've got a choice to make.
"We've got a few half-backs missing. Jamie Ellis pulled out late last week and he's got an issue with his knee that's going to need cleaning up.
"He's going to miss the next four to six weeks, which is a bit of a blow, but we're okay otherwise. We didn't get any other injures apart from the head knocks."


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|Up a level
Palsson, Erik and Lowry, John P. and Klamer, Daniel (2010) Information processing deficits and nitric oxide signalling in the phencyclidine model of schizophrenia. Psychopharmacology, 212 (4). pp. 643-651. ISSN 0033-3158
Palsson, Erik and Finnerty, Niall J. and Fejgin, Kim and Klamer, Daniel and Wass, Caroline and Svensson, Lennart and Lowry, John P. (2009) Increased Cortical Nitric Oxide Release After Phencyclidine Administration. Synapse, 63. pp. 1083-1088. ISSN 1098-2396


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|"Leigh Anderson (JIRA)" <j...@apache.org>
|[jira] Created: (WW-3460) Use look-before-you-leap strategy for creating Spring beans vs Struts objects
|Mon, 28 Jun 2010 09:19:54 GMT
Use look-before-you-leap strategy for creating Spring beans vs Struts objects ----------------------------------------------------------------------------- Key: WW-3460 URL: https://issues.apache.org/jira/browse/WW-3460 Project: Struts 2 Issue Type: Improvement Components: Plugin - Spring Affects Versions: 2.1.6 Reporter: Leigh Anderson Attachments: spring-plugin.patch For our use case with struts actions and validators, each page request resulted in the SpringObjectFactory.buildBean() method being called multiple times for the validator beans which were known ahead of time not to be spring-managed. This results in an exception being thrown and caught -- effectively using exceptions as flow control. The attached patch checks the Spring context before delegating the bean creation. In our tests, this resulted in a reduction in both CPU use and request latency. -- This message is automatically generated by JIRA. - You can reply to this email to add a comment to the issue online.
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Company Directory
Retail & Wholesale: Special Occasions
30 companies in Retail & Wholesale: Special Occasions
Chicago, Illinois
Categories: Clothing & Accessories, Fashion Design, Colleges & Universities, Internet, Books & Magazines, Discount & Used Goods, Music, Gifts, Jewelry & Watches, Special Occasions, Specialty Stores, Other Retail & Wholesale, Body Art & Piercing
Welcome to AishFashion.com online store created in 2009. The purpose of this site is to bring the... Read More »
American Sportz League
710 East Abrams, Arlington, Texas 78010
Categories: Advertising Agencies, Sporting Goods, Printing & Publishing, Special Occasions
No Minimum order requirements. No Setup Fee Mission: Our mission is to provide the best produc... Read More »
Andre's SMC Shop
Categories: Antiques & Collectibles, Home & Garden, Special Occasions, Jewelry & Watches, Flowers, Gifts, Clothing & Accessories, Toys & Games
I sell products to my customers out of magazines and i also have a website they can go to and pur... Read More »
Angels Jumpers
Categories: Special Occasions
Party Rentals, party bouncers, tables and chairs. We have the party bouncer that you are looking... Read More »
Avalon Event Floral, LLC
2408 Arendell ST, Morehead City, NC 28557
Categories: Flowers, Special Occasions, Event Planning & Production
AVI Entertainment Presents Deejay-ZX
Worldwide, Springfield, VA 22153
Categories: Music, Clubs & Nightlife, Restaurants, Bars & Pubs, Children's Entertainment, Special Occasions, Internet, Other Industry, Caterers, Funerals & Memorials, Elementary & High Schools
DISCOUNTS FOR MILITARY, VETERAN AND GOVERNMENT EMPLOYEES!!! Providing professional DJ services t... Read More »
Banos Industries, Corp.
New Britian, Connecticut 06051
Categories: Other Retail & Wholesale, Computers & Electronics, Home & Garden, Specialty Stores, Gifts, Clothing & Accessories, Jewelry & Watches, Software, Computer Equipment, Beauty Supplies, Internet, Home Appliances, Home Decorators , Home Furnishings, Lawn & Garden, Baby Products , Antiques & Collectibles, Hobbies & Crafts, Special Occasions
Banos Industries, Corp. is a retail/wholesale company that deals with everything retail. From Kio... Read More »
Carolyn's Fashions
8784 Town & country Blvd. #D, Ellicott City, Maryland 21043
Celebrations Are Sweet LLC
193 Plank Road, Hollsopple, PA 15935
Categories: Special Occasions, Bakeries, Specialty Stores, Specialty Foods
ChiIL Productions
Categories: Restaurants, Tourist Attractions, Bars & Pubs, Marketing & Public Relations, Clubs & Nightlife, Special Occasions
Chiil productions is an entertainment development company specializing in marketing and event pla... Read More »
Dreamy Bubbles Soap
Categories: Skin Care, Beauty Supplies, Massage & Bodywork, Personal Care Services, Other Industry, Crafts, Gifts, Special Occasions
A small business, creating fresh handmade soap's for all occasions including: Birthdays - An... Read More »
G-Spice Cake Shop
430 Park Ave., East Hartford, CT 06108
Categories: Bakeries, Caterers, Special Occasions
Welcome to G-Spice Cake Shop website, I hope you can find everything you need. G-Spice Cake shop ... Read More »
I'm Bouncie Entertainment
18630 W. Mc Nichols, Detroit, Michigan 48223
I'm Bouncie Entertainment Provides Inflatable Moonwalks, Costume Characters, Popcorn, Snow Co... Read More »
Businesses from landscape contractors to software developers use WorkingPoint to manage their invoices, contacts and bookkeeping. Learn More »
Retail & Wholesale
Find a Company


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France's biggest sea port logged growth of 1% in 2018
Total cargo throughput grew 1% on 2017 to 81 Mt. Container traffic increased for the 7th consecutive year, by 2% to 1.4M TEU (13 Mt), while dry bulks traffic increased by 12% to 15.2 Mt.
Infrastructure development and maintenance spending of €60M featured further logistics park expansion. Alongside this, agreements were reached on major industrial implantations. The 2019 capex budget of €85M has earmarked €58M for development projects. These include ongoing work to link the two Fos container terminals via a quay extension, which is due for handover in April 2020.
With conventional traffic - mainly steel products breakbulk - down 11% on 2.4 Mt, the general cargo total was driven by container volumes amounting to 13 Mt. This was supported by ro-ro throughput including 203,000 trailers (+1%) and 214,700 import/export cars (+2%).
Box traffic was helped by new Canada and Middle East services from Maersk and the deployment of 14,000 TEU ships on THE Alliance's MD2 service, boosting service capacity by 45%. Modal shift gained ground under the port's 'southern gateway to Europe' strategy, with rail and river pre- and post-forwarding container moves up 2.4% to 223,800 TEU. Rail volumes increased by 5% overall – and by 10% through Fos - for a record 146,500 TEU.
Although waterways box traffic dipped 2.2% to 77,300 TEU, second-half throughput jumped 10% year-on-year following enhanced shuttle frequency.
The dry bulks performance again largely reflected strong steel industry demand for raw materials, which contributed 9.4 Mt (+1%). A notable increase in demand for construction materials boosted other ore and mineral bulks by 37% to 5.4 Mt. Agri-bulks rose 20% to 0.43 Mt thanks to cereals exports, which drove an overall increase of 31% in river traffic.


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If you haven't found your life partner yet, the planets' influence will help you search for your special person.
Some will have confrontations, but if you moderate your tone then they won't make the issue worse. Serenity is essential.
Harmony and complicity in a relationship are necessary. It helps your environment be stable and calm. Spend time to spend together alone.
Those who are still looking for their other half will have a great opportunity today, as you are receiving lots of positive energy from the Universe. It is time to show the world who you really are and what you are made of.
Have fun whatever happens, even if it is with friends and family.
NEW AND FOR FREE: Receive your Aries Horoscope on your phone. Click here!
Ambition isn't on your side today. The flow of stars will pull you down, making you feel worse than what the situation really is.
You don't care if you have to tread on others to get what you want in life, but this isn't the loyal way to accomplish your goals. To be proud of yourself, do things right.
Your talents will shine, as you will discover new strengths that you didn't know you had. If necessary, ask for help and advice from those who understand. Learn how to filter your attitude so that you don't hurt others, as you don't want any enemies.
Social networks and publicity may affect your self-esteem, my dear Aries, as you see others having the time of their life and you feel low and worthless.
Remember, a photo lies as it has hidden messages. Just because they look happy in the picture doesn't mean their life is better than yours. Don't compare yourself to others as you are unique.
Those who are on holiday, make sure you avoid going out too long in the heat. If so, make sure to protect yourself with suncream, sunglasses and a hat.


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Hawk Heritage Interview with Micah Clements
Hawk Heritage Interview with Micah Clements
Age: 14
Grade: 8th
Favorite Food: Chow Mein
Favorite Hobby: Youtubing/Editing Videos
Role Model: Bill Gates
HH: How have you seen yourself grow this year?
MC: "I've seen myself grow this year socially and academically. The part that has been the most fun about being at Horizon Christian is that I can connect with a lot of people including my teachers.
HH: What's been the most fun about being at Horizon?
MC: "The friends I've made at Horizon are amazing. I feel like they always have my back. I love how no one is ever left out, and everyone is always included. Once I got the feel for a smaller school and saw the personal connection difference between private and public, I actually realized that I can make a big difference that is impacting."
HH: Why did you want to be ASB President?
MC: "I wanted to be ASB president because I saw things, from an outsider's perspective that could make Horizon better. Seeing how they have been improved now, and watching the school blossom is amazing. At first I thought becoming president would make me the bad guy. But to be honest I was still in the public school mindset. Here, I haven't been neglected, I have been accepted!"
HH: What do you love most about middle school?
MC: "Middle school is a fun couple years. I love being the big kid at school (8th grade) and watching as others grow. Being here with friends and having so much fun together is very exciting."
HH: What is the best part about an ordinary day at Horizon Christian?
MC: "The best part at this middle school is that we get to learn about God and dive deeper into His practices with Bible class. Not having to worry about talking about your relationship with Christ is amazing. I love our great middle school teachers. It is usually easy to find just one teacher that is your favorite, but to be honest, it is so hard and there is like a 6 way tie!"
Hawk Heritage: The Russell Family
We love Horizon Christian Schools!
Our kids were blessed through the years by the amazing teachers and the safe loving Christian atmosphere at Horizon. Our son attended from preschool through eighth grade, as the high school was not yet started, and our daughter attended from preschool all the way through high school graduation.
One of the greatest memories for us as parents was pulling up to the high school one morning to drop our daughter off for school and hearing her say, "I love this place!" The academics, sports, extracurricular activities and the most important factor, the greatest friends who loved Jesus at Horizon Christian Schools, were all wonderful blessings for our family.
Horizon is a family. From our personal experiences we whole-heartedly recommend the Horizon Christian Schools life. Come join the family!
Lead Pastor Stan and Karen Russell, Horizon Community Church
Pastor Stan is the visionary leader of Horizon Community Church and Horizon Christian Schools.
Hawk Heritage: The Crace Family
Horizon Christian High School was like our 5th child!
When Donna and I were asked to help start Horizon Christian High School, it truly became a labor of love but we didn't labor for 9 months; this birth took place over the course of a full year and one month from September 2005 to October 2006. Donna started working enrollment for Horizon in September of 2005 and I came on board as Principal in January of 2006. I still remember being very excited the morning of Monday, October 2nd, 2006 when a group of 77 new high school students entered through the doors of Horizon Christian High School. They were the first 9th, 10th and 11th graders to hear the words, "Building Scholars and Champions!" The school was our baby and like the proud parents we are of our own 4 children, the high school became a 5th child for us so to speak.
And that fall, we soon coined another term: "A Champion's Heart is a Christ-like Heart." Right from the beginning, God blessed our school with young men and women with incredbile Christ-like hearts. We knew that it would take some time to prove that our school would also produce scholars, artists, musicians, athletes and future Christian leaders. But the heart of education lies in the education of the heart and our first group of students proved to be heart-felt learners right from the start. The school had to earn its stripes and we passed the test and received our first accreditation from the state of Oregon. A year later, our first group of seniors graduated and began going on to college where they have been graduating in fields like engineering, social servies, science, and medicine! Now, ten years later, students from Horizon Christian who take our dual credit classes can graduate with 38 college credits to take with them prior to entering their university of choice. These dual credit classes can save a Horizon family up to the cost of a full year of college tuition. Donna and I think our 5th child deserves a very big "ATTAWAY!"
Hawk Heritage: The Smith Family
Our adult lives have touched Christian education from just about ever angle.
We have both taught at Christian schools; we enrolled all three of our children in Christian schools at different times in different cities; we have supported Christian schools with our finances, leadership and time; and, have seen two of our children graduate from Christian colleges. We have witnessed, up close and personal, the true value of those experiences!
No, a private Christian school was not our only choice over the years, but it was the best choice for us. We were always confident that our kids were getting a unity of message -- that what we were trying to teach and model at home was also being encouraged at school. We always knew that the teacher's interest in our children went beyond the professional requirements. They cared deeply for our kids and our family inside and outside the classroom.
Our children are now grown and starting families of their own. As we enter the grandparent-phase of life, we're thankful for not only the privilege of exposing our children to private, Christian education, but also seeing it reward them with healthy lives. As they build relationships, careers, and raise their own children, no doubt their past school experiences will 'pay it forward' and offer them the same rich experiences.
We are planning on attending the Hawk Heritage Giving Society Breakfast on May 5th and hope you will join us!
RSVP for the Hawk Heritage Breakfast HERE


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Kitchen extensions
A bright and open plan kitchen is one of the most desirable things that house buyers look for, and one of the most popular types of house extension. This can be built as a single-storey extension or as a taller extension with a double-height or vaulted ceiling if you want something with a little more impact. Contact us below for free quote. We at extensions plus are specilists in all types of home referbishments and kitchen extensions.Side return extensions plus house extenstions .


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Our collection of remarkable single malt Scotch whiskies, limited runs of small batch bourbon, exceptional Irish whiskies and exclusive international offerings will excite even the most discerning connoisseur.
We update our selection every three months, so explore the exquisite whiskies below and check back in the spring for our next big release.
Oban 21 Year Old
Online Exclusive
The world-renowned Oban distillery has been perfecting its single malts in the Scottish Highlands since the 18th century. Bottled at cask strength, this exquisite special release is notable for its rich complexity and a remarkably fruity character which features a zesty orange note. Enjoy every well-aged drop neat.
Tomatin 18 Year Old Highland Single Malt
Matured in Bourbon and Oloroso Sherry casks, this single malt delivers enticing aromas of toffee and baking spices, complex flavours of caramel, marmalade and dried fruit and a long, spicy finish. Savour it neat.
Nikka Whisky From The Barrel
From the whisky company that's famous for pioneering the spirit in Japan, this rich blend offers hints of toffee, spice, dark chocolate and a whiff of smoke. Sip it neat after dinner or alongside chocolate cake for a memorable dessert pairing.
Discover Japanese Whisky
Japanese single malts and blends are racking up awards and winning new fans around the world. And it's no wonder — these well-crafted spirits stand up to the best whiskies from Scotland.
The Temple Bar Signature Blend Irish Whiskey
Named for the famous Dublin pub, where the owner has been blending and bottling whiskey in the cellars for centuries, the signature blend features notes of light fruit, honey, vanilla and a touch of spice, leading to a soft finish that's best appreciated neat.
Michter's Small Batch Bourbon
Beautifully fragrant with full notes of butterscotch, cinnamon, vanilla and ripe orange, this rich and round Kentucky Bourbon brims with flavours of salted caramel, dried fruit and toasted oak. So versatile — pair it with foods that are sweet, smoky or a little bit spicy.
Michter's Small-Batch American Whiskies
Hand-crafted in truly small batches, every bottle of Michter's award-winning American whiskies showcases centuries of excellence and craftsmanship.
Tour the World's Best Whisky Makers
From Ireland to Scotland to the American whiskey heartland of Kentucky, take a closer look at the amazing distilleries crafting your favourite whiskies.


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Preparing for a career as a Simi Valley Physical Therapist
Physical therapy can be a particularly satisfying and pleasurable profession; however, there are numerous points to consider that must be made prior to kicking off a venture into the position. While it is interesting and complicated, the road to become a physical therapist can be a daunting one with several obstacles. This article should provide you some fantastic information into what it will take to become a physical therapist.
Steps to become a physical therapist in Simi Valley CA
1. Find out about The Occupation
The fundamental obligation of a physical therapist is to assist individuals who have gone through traumas or have disabilities to reclaim use of their bodies; even so, this is only the common role. Challenges are common within this industry due to the delicate nature of the work. Ensure that you take this into consideration.
Some therapists in this speciality manage patients experiencing severe medical conditions calling for complex treatment, such as victims of head and spine injuries or people with Parkinson's disease. To work with these individuals, it is vital to possess the skill to handle the various aspects of the challenging therapy on a long term basis.
2. Receive An University Education
You should be looking into a postgraduate degree in the medical field primarily. Some physical therapists have gotten by however with only a bachelor's degree. Due to the nature and complexity of the work, a good educational foundation will be essential to your success. It is much more significant when you are entering the field of neurology.
Be sure to get admission info from Simi Valley CA schools early in the process!
3. Obtain Work Experience
One of the most crucial steps to become a physical therapist is to obtain experience in the field. It is essential to finish a postgraduate residency after graduating; even so, it is advised that one seek volunteer work in rehab centers during the course of undergraduate study. This may help in gaining experience in physical therapy, particularly when finding clinics concentrating on neurological rehabilitation. Hours acquired through this type of volunteer work will be credited to your post graduate residency.
4. Acquire Mentorship
While entering into physical therapy graduate school it is highly encouraged that people identify a coach in the neurological department. Coaches can be useful as they will present awareness concerning the industry and offer advice on numerous aspects of the physical therapy position.
5. Get Certified By Your California As A Physical Therapist
Getting your state certification is one of the final steps to becoming a physical therapist. In each state you will be expected to complete licensing exams for certified physical therapy associations prior to having the ability to practice. Once you have achieved your initial state license, you're going to have to be licensed in an additional state before you can practice. Even though this does make the process more challenging, it likewise makes your skills more exceptional and valuable in the marketplace.


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Airbus CEO Guillaume Faury shakes hands with Chinese National Development and Reform Commission President He Lifeng after the signing of an agreement during French President Emmanuel Macron's official visit in Beijing on Nov. 6.
Airbus is expanding its industrial presence in China by adding A350 completion work at its Tianjin plant.
Airbus CEO Guillaume Faury and National Development and Reform Commission of China (NDRC) chairman He Lifeng signed an MOU on Nov. 6 about "practical and effective measures for new initiatives regarding both Airbus single-aisle and widebody aircraft."
Airbus is increasing A320 output from the Tianjin final assembly to six aircraft by the end of this year.
The MOU also includes an agreement to expand the scope of completion work at the facility to include the A350 in the future. Work on the first aircraft is to start in 2020 and the first A350 delivery from Tianjin is to take place in 2021.
"We attach great importance to our long-term strategic partnership with China and its aviation industry," Faury said. "Airbus is committed to serving this growth sector with the diverse portfolio it has to offer and we are committed to working with our Chinese partners to shape the future of the industry."
Jens Flottau, email@example.com


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This week gaming group Betway announced that they've opted to continue on as the title sponsor for the UK Snooker Championship tournament for the next three years, continuing an agreement that began in 2015.
The tournament is officially called the Betway UK Championship, and is seen as the second largest snooker tournament in the world. The agreement will see Betway continuing to get exclusive marketing opportunities as well as the naming rights.
Speaking about the deal Betway CEO Anthony Werkman said, "Continuing our sponsorship in snooker, and particularly with a top level event like the Betway UK Championship, is really important as we look to build on the strong growth we have achieved in recent years."
World Snooker Chairman Barry Hearn added: "This year we celebrate 40 years of the UK Championship and remember the iconic moments that this marvellous tournament has produced. Now the players are writing a new chapter in the history of this event, and the eyes of the world are watching with a global television audience of over 400 million fans.
"The exposure for Betway's brand both in the UK and overseas is exceptional."


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Direct Entry Scheme to Polytechnic Programme (DPP)
If you are a Secondary 4N(A) student and want a guaranteed place in the Polytechnic, then the ITE Direct Entry Scheme to Polytechnic Programme (DPP) is what you should consider.
Before you say yes to DPP, you should ask yourself a few important questions:
1. Do you enjoy a hands-on learning style?
2. Do you want to secure and enjoy a direct progression from a Higher Nitec course to a related Diploma course in the polytechnics?
3. Do you wish to skip the uncertainty of taking the GCE 'O' Levels and save one year?
If you have answered YES to all the questions, then DPP is definitely for you. Embark on a Higher Nitec course and prepare yourself for a polytechnic Diploma course.
Applicants must obtain a total of 19 points or less for English Language, Mathematics and 3 other subjects (ELMAB3), excluding CCA bonus points, in the GCE 'N(A)' Level examinations as shown in the table below.
|Applied Sciences / Engineering / Info-Communications Technology
|Required Grades
|English Language
|1 - 4
|1 - 4
|Any three other subjects
|1 - 5
|Business and Services / Hospitality
|Required Grades
|English Language
|1 - 3
|1 - 4
|Any three other subjects
|1 - 5
Once you have completed the Higher Nitec course, you would be assured of a place in a Polytechnic Diploma course if you meet the Qualifying Grade Point Average (GPA) for DPP students, as follows:
|Progress to 1st in relevant polytechnic Diploma course*
|Progress to 2nd in relevant polytechnic Diploma course*
|Applied Sciences #
|ITE raw GPA >= 2.5 points
(excluding CCA bonus points^)
|Engineering or Info- Communications Technology #
|ITE raw GPA >= 2.5 points
(excluding CCA bonus points^)
|ITE raw GPA >= 3.5 points
(excluding CCA bonus points^)
|Business & Services
|ITE raw GPA >=3.0 points
(excluding CCA bonus points^)
# For Higher Nitec courses in Applied Sciences, Engineering or Info-Communications Technology, in addition to the qualifying Grade Point Average (GPA) scores, students are required to take up and pass a Mathematics elective at ITE to be eligible for polytechnic courses under DPP. GCE 'N' (Academic) holders with at least a grade C in GCE 'O' Level Mathematics will be exempted from this requirement.
^ CCA grades will be used for computing the students' net GPA at ITE for selection and posting to a polytechnic Diploma course.
* DPP students who successfully complete Higher Nitec courses and attain the required minimum qualifying Higher Nitec GPA scores are guaranteed a place in relevant first year courses, at polytechnics, which are mapped to their Higher Nitec courses.
GCE 'N' (Academic) Level holders who have been offered a place under DPP and accepted the course offer will not be provided a place in Secondary 5 Normal (Academic) studies.
Guaranteed progression applies only to first year of relevant Polytechnic Diploma courses. Admission is based on merit and subject to vacancies in the courses.
The Polytechnic Diploma courses that you can apply after completing your Higher Nitec via DPP can be found here.
Questions? Please refer to the FAQs here.