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Kuyini Umshwalense We-Auto? Umshwalense wezimoto umkhiqizo owathengiwe futhi ongakhokhela umonakalo wemoto yakho noma izimoto zabanye Korporatiewe Versekering Kwotasies ku Sandton uma kwenzeka ingozi yemoto noma umonakalo ohlobene nengozi. Umbuso ngamunye unemithetho yawo ngokuphathelene nomshuwalense wemoto ukuthi umuntu ngamunye kufanele akwazi ukushayela ngokomthetho. Izici eziningi klein besigheidsversekeringezihlukahlukene zithinta amazinga omshwalense wemoto, futhi. Ayisho ngisho nasezinkampanini ezihlukahlukene; kufike embonini yomshuwalense ukucacisa ukuthi yimuphi umshuwalense wemoto nokuthi umuntu ngamunye uyokhokhela kanjani ukukhokhelwa ngokuzenzakalela.
Ukuphi umshuwalense wemoto? Kubonakala sengathi umbuzo oyisisekelo. Kodwa-ke, kunezici eziningi nezakhi ezihlukahlukene okufanele zicabange ngomshuwalense wemoto ukuthi ungaba nzima kakhulu uma ungekho olungiselelwe lokho okungena kuwo. Udinga ukwazi ukuthi amanani akholwa kangakanani ukuthi yiziphi izinhlobo zokubheka itholakale, kungakanani ukuhlanganisa okudingayo noma ongayithola, futhi yiziphi izinkampani ezinikeza umshwalense we-auto umhlabeleli ngezidingo zakho.
Ukuphi Umshwalense Wokuzenzekela Ngomshwalense? Umshwalense wokusebenzisa umshwalense usebenziseka ukuvikela umuntu ngamunye noma ibhizinisi noma inhlangano ekulahlekelweni kwezimali mayelana imoto. Ukulahlekelwa ngokwezimali kungenzeke ngenxa yezizathu eziningi, futhi ukuba nomshuwalense wezimoto kungakufihla ukulahlekelwa kwakho ngezindlela ezihlukahlukene.Ukufaneleka Kwempahla YokulimazaIndleko yokulimala kwempahla ihambisana nokulimala wena noma umuntu oshayela imoto yakho ngemvume yakho kumpahla yomunye umuntu. Izindleko zingabandakanya enye imoto, izibhamu zomsebenzi, izicingo, izakhiwo, izindlu, amabhizinisi, noma cishe noma yiluphi uhlobo lwesakhiwo semoto yakho efika ekuthinteni. Ukubhekwa kweCollisionCollision kuvame ukuvikela imoto yakho emonakalweni ephumela engozini eminye imoto, i-pothole, imoto igxuma ngaphezulu, njll Ukubambisana kokukhokhwa kuzokukhokhela ukulungisa imoto yakho, noma uma imoto yakho ibonakale engozini, iyokubuyisela ngokubaluleka kwemoto ekukhipheni ukukhipha imali futhi kwezinye izimo nezinye izindleko.
UVUMELELO WOKUSEBENZA EMNYANGWENI WASE-USAAuto isidingo, futhi lokhu kubonakala ngokucacile ukuthi zonke izifunda zase-USA zenze ukuba kube nomshuwalense wemoto kuzo zonke izimoto. Esikhathini esiningi, motor versekeringsmaatskappye lokhu kubonakala sengathi kuyisivivinyo sokukhathazeka, kodwa kungani ulinde uze uhlanganyele engozini ukuthola ukuthi ukuthatha ikhava yemoto kunakekela kanjani izimpahla zakho nawe. Izindleko eziphezulu zezokwelapha nezokugwetshwa kwezigwegwe ezenzweni zenza kube kuhle ukuzivikela kanye nemoto yakho eyigugu ngemoto yomshwalense.
Ngaphezu kwalokho, zonke iziphathimandla zenze kube nzima ukuba nezinhlelo ezimbili zomshwalense wemoto – uhlelo olungekho-iphutha, kanye nesistimu ye-Tort. Uhlobo lwangaphambili lomshuwalense ohlonishwayo emazweni amaningi lusho ukuthi umshuwalense wakho uyokhokhela izicelo zokulimala kungakhathaliseki ukuthi ubani obangela ingozi empeleni. Inani elikhokhwa lifike kumkhawulo ocacisiwe, futhi uma uhilelekile engozini, umphathiswa wakho unecala lokukhokha ukulimala. Ngokumelene nalokhu, uhlelo lweTort kulindeleke ukuthi iqembu elimele lizinakekele izindleko zezokwelapha kusuka epaketheni labo bese libiza kumuntu othwala umshwalense wemoto enecala njengempindiselo.
Ngokuba inani lezigameko kanye nokweba kwenzeka kakhulu eU. SA, kubalulekile kuwo wonke umnikazi wemoto ukuthi athenge leyo nzuzo yomshwalense ukuze avikele kokubili imoto kanye nomnikazi wayo ngezikhathi zokudinga.
Korporatiewe Versekering Kwotasies ku Sandton ?Selecting health insurance for a small business is a somewhat complex task, at best. Whichever health insurance program you pick, it must match your company's needs and resources, so it is best to choose a self-employed health insurance professional that can guide you, and provide you the best information to enable you to make the best and most informed decision.Health insurance professionals are:Agents work on behalf of the company marketing and selling their products, and are paid commission based on sales.Brokers are licensed and represent a number of different company's products, usually compensated by the insurance company the sale is placed with. The broker must provide on-going service to clients of the company.Consultants evaluate group needs, design plans, and recommend the most reasonable company. The consultant is paid through the contract with the employer group. The contract outlines fees and servicing for the company.When choosing a company or carrier, you should make an informed decision based on the plans offered, the company or carrier's reputation, the agent's reliability (talk to people who use this company), the company's stability, and length of time in business.The New York State Department of Insurance publishes compliant ranking for health insurance providers that includes records of grievances, appeals for medical necessity, and department complaints which you can access through the following website: http://www.ins.state.ny.usTo find out about the financial stability of the company, ask for a copy of its ratings through A.M. Best & Co, Duff & Phelps, or Standard and Poor's. For additional information, contact the New York State Insurance Department, as they issue the carrier's licenses, and monitor their carrier's operations.You should also make note that insurers are required by law to disclose information on coverage parameters, utilization, review policies, prior authorization requirements, premiums, cost sharing, payment methods, responsibilities, grievances procedures, how to acquire emergency services, as well as procedures for selecting, changing, or accessing providers.As the owner of a policy from any health insurance company, you have certain rights. Most insurance contracts now have grievance conditions and clauses built in. This is useful if a provider denies access to a referral or judges, a benefit not covered under the signed policy agreement. The procedure must be outlined in the agreement and must be provided to the policyholder as written notice.You, as a policyholder, with a built in grievance procedure have the right to complain and have your complaint reviewed.
Claims-Made Vs Occurrence - Types of Medical Professional Liability InsuranceWHAT YOU NEED TO KNOW ABOUT YOUR RIGHTS, REMEDIES, AND THE LEGAL PROCESSIF YOU OR SOMEONE YOU KNOW HAS BEEN INJURED IN AN ACCIDENT, THIS IS A BASIC GUIDE TO HELP YOU AND YOUR FAMILY:• Know your rights.• Access the help that is available.• Choose the best lawyer for you.TEN IMPORTANT STEPS TO TAKE WHEN INJURED IF YOU OR SOMEONE YOU KNOW HAS SUFFERED A SERIOUS PERSONAL INJURY, SOME VERY IMPORTANT STEPS NEED TO BE TAKEN WITHIN THE FIRST FEW DAYS:1. Make sure the police have all of the information they need about the accident.2. Record the names and addresses of involved parties and witnesses to the accident.3. Keep your family doctor informed of your injury.4. Notify your insurance company as soon as practicable of your car accident.5. Notify your employer or school.6. Record the names and contact information of your health care professionals.7. Record insurance information.8. Keep receipts for all related expenses. Family members should also record dates and time spent caring for the injured person.9. Check for other insurance coverage (i.e. through your work, school or private plans).10. Contact a personal injury lawyer and know your rights.OBTAINING COMPENSATION FOR INJURIES ABOUT YOUR RIGHTS, REMEDIES, AND THE LEGAL PROCESS1. How do I know if I have a claim?If you are injured in an accident, you may have the right to make a claim against the person who caused or contributed to your injury. Claims for compensation can be made for injuries suffered in many situations and are often covered by insurance.2. What if the accident is my fault?If you are injured in an automobile, snowmobile, ATV, motorcycle or dirt bike accident, you are entitled to certain accident benefits (usually paid by your own insurance company), even if you are at fault for the accident.Further, depending on the circumstances of the accident, you may also be entitled to benefits from other sources. We can help you identify those potential sources and obtain the benefits to which you are entitled.3. Where do I begin?The first step is to determine if you have a claim. The quickest and surest way to do this is to consult with a lawyer as soon as possible after a serious personal injury, because there are strict time limits and deadlines that must be met in order to avoid delays or disqualification from obtaining compensation.4. What if I am injured in an automobile accident?There is a special system for obtaining compensation related to motor vehicle accidents. Unfortunately, it is complicated. Our experienced professionals can help you obtain full and just compensation.There are two sources of compensation, both described below:- A claim against your own car insurance company or the car insurance company of another vehicle involved inthe accident is called the Accident Benefits Claim; and- A claim against the at-fault driver is called the Tort Claim.5. Can I claim for other types of accidents?Yes. If your injury was caused by the negligence of someone else, you may be able to seek compensation.For accidents that do not involve motorized vehicles, accident benefits are not available. Generally, compensation for your losses will not be paid by the insurance company until the end of your case. However, in certain circumstances, we may be able to persuade the responsible party's insurance company to make an advance payment.TYPES OF CLAIMS:• Accidents involving cars, motorcycles, planes, boats, trains, snowmobiles, ATVs and other motorized vehicles.• Slips and falls on public or private property.• Injuries caused by defective products.• Medical negligence.• Assaults.We understand that you may be uncomfortable dealing with a lawyer. Most of the people we represent have never talked to a lawyer before. However, you will find that the assistance of an experienced personal injury lawyer is informative and helpful.You may also have concerns about the cost of talking to a lawyer. Find a lawyer who will provide free consultations, and in most cases do not require any payment until you receive compensation. When you meet the lawyer, ensure you are informed about legal fees and costs.ACCIDENT BENEFITSWHO IS MY ACCIDENT BENEFITS INSURER?If you are injured in a car accident, no matter who is at fault, you are entitled to accident benefits. These benefits are available to you from either:• Your own car insurance company;• The car insurance company of any other vehicle involved in the accident; or• The Motor Vehicle Accident Claims Fund (1-800-268-7188).You may qualify for the following accident benefits:• Weekly benefits- A benefit for lost income from employment, equal to 70% of your gross income, to a maximum of $400 per week.*- If you were not employed at the time of the accident, a non-earner benefit of $185 per week (and in some circumstances $320 per week). This benefit is not available until 6 months have passed since the date of your accident.- In certain situations, if you were the primary caregiver for a person in need of care, a caregiver benefit of up to $250 per week, plus $50 for each additional person requiring care, may be available based on "incurred"** expenses.* See glossary of terms "Optional Benefits" ** See glossary of terms "Incurred" ExpenseMedical and Rehabilitation Benefits• The accident benefits insurer is required to pay for a wide range of "incurred"** medical and rehabilitation expenses over and above what is paid by O.H.I.P.:- If you suffer a non-Catastrophic injury - up to $50,000 is available over a 10 year time period*; or,- If you suffer a Catastrophic injury-up to $1,000,000 is available over your lifetime.*- All fees and expenses for conducting assessments, examinations and preparing reports are paid out of your medical and rehabilitation limits.- If you suffer a Minor Injury, only $3,500 is available, except in certain circumstances.Attendant Care Benefits• The accident benefits insurer is also required to pay for various personal care services, as determined by an Occupational Therapist or Registered Nurse, that you require and have "incurred"** following your accident, to a maximum of:- If you suffer a Catastrophic injury-$1,000,000 ($6,000/month) over your lifetime;- If you suffer a non-Catastrophic injury-$36,000 ($3,000/month) for up to 2 years; or,- If you suffer a Minor Injury, Attendant Care Benefits are not available.Death and Funeral Benefits• $25,000 to the victim's spouse.• $10,000 to each former supported spouse.• $10,000 to each of the victim's dependants or more if the victim had no spouse.• $10,000 to the person upon whom the victim was dependant.• Up to $6,000 for funeral expenses.The Accident Benefits Claim - Time Limits and FormsThe insurance process is very complicated and includes very specific time limits that must be met to avoid delay or denial of your benefits.During your initial consultation with Thomson, Rogers we will help you fill out the accident benefits application, at no charge.The following is a summary of some of the steps that must be taken to claim Accident Benefits:• Determine which insurance company should pay the benefits.• You must provide "written notice" to the accident benefits insurer within 7 days of the accident.• Complete an application for accident benefits within 30 days of receiving the forms from your insurance company.• Your treating health care professional and your employer must complete certain forms.• If requested, you must, within 10 business days of the request, provide your insurance company with information they need to determine your entitlement to accident benefits, such as hospital records and family doctor records.• If requested, you must, within 15 business days, provide a health practitioner's disability certificate.• If requested, you must provide a statutory declaration-a sworn statement describing the circumstances that gave rise to your claim.• If requested, you may be required to attend an examination under oath, where you will be questioned by the insurance company. If required to do so, we urge you to have a lawyer present to represent you.OTHER AVAILABLE BENEFITS INCLUDE REIMBURSEMENT FOR:• The expenses of immediate family members and/or those living with the injured person who visit during treatment or recovery. These expenses can include the cost of meals, mileage, travel and hotel. Please remember to keep your receipts.• In cases involving catastrophic impairment, or where additional optional benefits have been purchased, Housekeeping and Home Maintenance Expenses, of up to $100/week may be available, based on "incurred" expenses.• Damage to clothing.• Lost education expenses for students, to a maximum of $15,000.• Please note - some of these benefits may be increased if your insurance policy includes additional optional coverage.MAKING A CLAIM AGAINST THE AT-FAULT DRIVERHow do I proceed with a tort claim?• Retain a personal injury lawyer.• They will give written notice of your intention to sue.• They will make sure that accident benefit claims are properly submitted to the insurer.• They will start a lawsuit within the prescribed time limit.What can I claim?Pain and Suffering• In a motor vehicle accident claim, in order to claim for your pain and suffering, you must suffer a permanent serious impairment of an important physical, mental or psychological function or permanent serious disfigurement, such as scarring. This is usually referred to as "the threshold test".• The law states that your claim for pain and suffering may be subject to a monetary deductible. This means that a portion of your claim may not be recovered.Loss of Income and Inability to Earn Income• From the first week after the accident until the time your case settles or reaches a trial, you can claim 70% of gross income loss. If you continue to be disabled from work, future income loss can be claimed based on 100% of your gross income loss.• In most cases, you must first seek compensation for income loss from:- any disability insurance; and- your accident benefits insurer.• If the sources of income replacement are insufficient to pay for your actual income loss, then an additional amount may be claim-able.• No income loss is payable for the first week following the accident.Housekeeping and Home Maintenance claims in tort action• If you are unable to maintain your home as you did before the accident, you can claim reimbursement for expenses you incur or will incur.• You must first seek reimbursement for housekeeping and home maintenance expenses from your accident benefits insurer, if available.Health Care Expenses in tort actionAll past, present and future health care expenses not covered by O.H.I.P. or by your accident benefits insurer are claim-able if your injuries pass the "threshold test".Claims by Family MembersFamily claims with respect to the loss of care, comfort and companionship in tort action• Certain family members may be able to make a claim if your injuries pass the "threshold test".• The law states that the claims of your family members may be subject to a monetary deductible, although no deductibles are applied in cases involving a fatality.FREQUENTLY ASKED QUESTIONS1. How and when should I talk to the insurance company?When you are claiming accident benefits, you need to notify the accident benefits insurer and provide information in support of your claim. In most cases, your insurance company will send an insurance adjuster to meet with you and talk about the accident and your injuries. Here are some important points to remember:- Be aware that anything you say to the insurance adjuster will go into your file and can affect your future accident benefit and tort claims.- Only talk to the adjuster when you are medically able.- Get legal advice and know your rights before meeting with the adjuster. Why? Insurance companies deal with cases like yours all the time. This is likely your first time dealing with an adjuster. Keep the playing field level by knowing your rights.- You have no obligation to speak to an adjuster from the insurance company of the at-fault person. However if you choose to, we recommend that you speak to a lawyer first.2. How do I complete all of the forms?When you are claiming accident benefits there are several forms that must be completed before any benefits are paid. Your lawyer can help you complete the forms during the initial meeting.3. What if the injured person cannot make decisions due to incapacity?If an injured person has a severe injury that prevents the person from making his or her own decisions, then the family is entitled to make decisions regarding treatment while the person is confined to the hospital. Thereafter, it is possible to appoint a person as a substitute decision-maker on behalf of the injured person.4. What if I am at-fault for the car accident - do I still have a claim?Yes, regardless of how the accident happened or who caused it, your entitlement to accident benefits may be substantial, depending on your injuries.5. What should I do if I am hurt in a car accident and can't work, go to school or take care of my children?There are benefits available to replace lost income, and recover school expenses, and in certain circumstances, to pay child care providers.6. What if I was driving my car without car insurance and was involved in an accident?You cannot pursue a claim against any at-fault driver if you were knowingly driving your car without car insurance. However, you remain entitled to claim medical, rehabilitation, attendant care benefits.7. How will the accident affect my insurance rates?If the accident is your fault, your car insurance rates may increase. If the accident is not your fault, your car insurance rates should not increase - even if you make a claim for benefits.8. What if the accident occurred while I was working?We suggest you consult a personal injury lawyer to determine if the claim should be pursued through the insurance company or the Workplace Safety Insurance Board (W.S.I.B.).9. Who chooses the case manager or treatment providers?The injured person is entitled to select case managers and other treatment providers. We recommend that you interview qualified health care professionals before you make a choice. Lawyers, social workers and insurers can put you in touch with these professionals.THERE ARE TIME LIMITS TO ALL CLAIMSHOW DO I KNOW HOW MUCH TIME THERE IS?The law in Ontario places a number of rigid and unforgiving time restrictions on your right to pursue a claim. If you do not start a lawsuit within the time limit, it is possible that you will lose your right to pursue a claim.The following time limits apply:• Motor vehicle accident:- Inform accident benefits insurer of accident within 7 days of accident.- Complete accident benefits application within 30 days of accident.- Mediate and sue or arbitrate against the accident benefits insurer within 2 years of a denial of a benefit.- Give written notice to at-fault driver within 120 days of accident.- Sue at-fault driver within 2 years of accident.- Loss or damage to vehicle - if not resolved, must sue within 1 year of accident.• Motor vehicle accident caused by slippery road or non-repair of road:- Provincial Road - sue within 2 years of accident.- Municipal Road - give written notice within 10 days of accident; sue within 2 years of accident.• Fall on a municipal (city) sidewalk:- Give written notice within 10 days of accident, if caused by snow or ice.- Sue within 2 years of the incident.• Accident involving provincial streetcars or trains (GO Transit, etc.):- Sue within 2 years of the incident.• Fall on provincial property:- Give written notice within 10 days of the incident.- Sue within 2 years of the incident.• Lawsuit against the provincial government:- Give 60 days notice before suing.- Sue within 2 years of the incident.• Accident and sickness insurance:- Check contract of insurance.• Fatal accidents (death):- Generally, you must sue within 2 years of accident (unless a shorter limitation period applies).• Victims of assault:- Sue within 2 years of assault.• Public authorities (OPP, municipal police, etc.):- Give written notice within 10 days of accident.- Give 60 days notice before suing.- Sue within 2 years of accident.• Medical Malpractice:- Sue within 2 years from the time you knew or ought to have known of the facts giving rise to malpractice.1. Do I really need a lawyer?Seeking compensation for injuries is a complicated process. You should not make any decision without being fully aware of all your rights. We specialize in personal injury cases. We can help you understand your rights, and we can assist you with the following:- Early investigation of the circumstances surrounding the accident. This is very important, as witnesses move, memories fade over time, and records are not always kept.- Your insurance company may not advise you of all the benefits to which you are entitled. We will.- Your health care providers may suggest that you need services or goods for which your insurance company may not agree to pay. We will work with you and your treatment team to ensure that you obtain access to all reasonable and necessary treatment and rehabilitation services.- We will assist you in obtaining a fair and complete settlement of your claims.- Claims against someone at-fault for your injuries are processed through the legal system. This process is complicated and a lawyer is essential in order to resolve your case in your best interests. We have the resources, skill and determination to pursue your case through to trial.2. What should I expect from my lawyer?Lawyers should be prepared to come to the hospital or to your home to meet you and your family. There should be no obligation or fee charged for the initial meeting. Your lawyer should have a thorough understanding of personal injury law and we be able to explain your rights in clear language that you can easily understand. We will be frank and open about what we can achieve for you and what we will charge you. We will provide to you a complete written explanation about legal fees.3. What should I ask my lawyer?Ask your lawyer to explain the rights and obligations that you have and the claim that you may pursue. You should ask us about our qualifications and depth of experience in handling cases like yours. Be assured a personal injury lawyer will be available to answer all of your questions.4. The law firm's website.The website should provide up-to-date information regarding the firm, lawyer biographies, events, community involvement, and a personal injury resource directory that will help you find health care and other relevant information.OTHER ASSISTANCEHOW DO I ACCESS MEDICAL, GOVERNMENT AND COMMUNITY RESOURCES?Workplace Safety and Insurance Board (W.S.I.B.)Canada: 1-800-387-5540Ontario: 1-800-387-0750Toronto: 416-203-4530• If you were injured at work or during the course of your employment.• Claims must be made within 6 months of the injury.• In work-related accidents involving an automobile, you may have the right to elect to receive accident benefits and pursue a tort claim, rather than accept W.S.I.B. benefits.Criminal Injuries Compensation BoardToll-free: 1-800-372-7463Toronto: 416-326-2900• If you were a victim of crime.• A claim should be filed with the Board within 2 years from the date of the incident.Ontario Human Rights CommissionToll-free: 1-800-387-9080Toronto: 416-326-9511• If you have been discriminated against or inappropriately terminated from your employment.Canada Pension Plan (C.P.P.)Toll-free: 1-800-277-9914• If you have questions regarding retirement pension, disability benefits, death benefit, children's benefits and survivor's pension.The Ontario Brain Injury Association (O.B.I.A.)Toll-free: 1-800-263-5404• O.B.I.A. will be able to put you in touch with appropriate, local brain injury associations located across Canada and the United States.• These are not-for-profit organizations that can help you and your family deal with the effects of brain injury.• They can provide resources for programs and services available in your community.The Canadian Paraplegic Association of OntarioToll-free: 1-877-422-1112Toronto: 416-422-5644• A not-for-profit organization to assist people with spinal cord injuries.GLOSSARY OF TERMSAccident Benefits - Benefits in the form of money or assistance provided to persons injured in a motor vehicle accident, regardless of who is at fault. Types of accident benefits include non-earner, income replacement, caregiver, attendant care, medical, rehabilitation, education, damage to clothing, visitation, housekeeping and home maintenance, funeral, etc.Adjuster - A person who investigates and/or adjudicates insurance claims on behalf of an insurance company.Attendant Care - A type of accident benefit an injured person receives to pay for care/assistance in his or her daily living. Assistance may take the form of cooking, cleaning, helping the injured person get dressed or supervising the injured person. The cost of providing attendant care may be paid by the insurance company to the person providing the care, whether it is a health care professional or a family member.Case Manager (Qualified) - A rehabilitation professional who coordinates rehabilitation services following an injury. Catastrophic Impairment - The most serious of personal injuries. Examples include: quadriplegia; paraplegia; amputation of arm or leg or impairment causing the total and permanent loss of use of an arm or leg; total loss of vision in both eyes; injuries resulting in an impairment of 55% or more of the whole person; brain impairment measured by a score of 9 or less on the Glasgow Coma Scale; marked or extreme mental or behavioural impairment; and severe disability from brain injury measured using the Glasgow Outcome Scale. A person having a catastrophic impairment becomes entitled to maximums of $1,000,000.00 for medical/rehabilitation needs, plus $1,000,000.00 for attendant care plus housekeeping expenses, payable over the lifetime of the injured person.Damages - The losses the plaintiff has suffered because of the defendant's conduct. These losses can take many forms including compensation for pain and suffering; loss of past, present and future income; health care costs; loss of social or familial relationships; etc.Deductible - In lawsuits arising from a motor vehicle accident, after an award for compensation for pain and suffering is established in court or during the settlement negotiations, the award may in some case be reduced by statutory amount.Defendant - A person and/or corporation that is being sued by a Plaintiff. Examples of defendant corporations include an insurance company, a leasing company, a municipality, a tavern, a property owner, a hospital, etc. Most defendants in personal injury lawsuits are insured. A defendant's insurer will usually appoint a lawyer to act on behalf of the defendant.Glasgow Coma Scale - A medical test used to determine brain impairment resulting from an accident. It is based on a scale of 3 to 15, with a lower score often indicating a more serious injury. A score of 9 or less usually results in the person being deemed to have sustained a catastrophic impairment.Health Care Expenses - A category of tort entitlement that includes goods and services for medical expenses, rehabilitation, and attendant care."Incurred" Expense - New definition of "incurred" requires the claimant to pay or promise to pay the expense and requires that the service provider provide the service in the course of the employment, occupation or profession, in which he/she would have normally been engaged, but for the accident, or that the person has suffered an economic loss in order to provide the service.Insurer Examination/Section 44 Assessment - The insurer may appoint health care professionals of their choosing, to perform assessments in order to determine whether to pay a benefit.Limitation Period - When a person suffers an injury, the law imposes a time limit in which to issue a Statement of Claim. If one fails to issue the Claim within the time allotted, all rights to compensation are lost.Minor Injury - One or more of a sprain, strain, whiplash associated disorder, contusion, abrasion, laceration or subluxation and any clinically associated sequelae.Optional Benefit - Additional Benefits purchased by the Insured or in some cases a family member of the Insured. Personal Injury Law - The area of law that involves persons who have been injured in an accident. Accidents include motor vehicle, slip and fall, medical malpractice, boating, assault, etc.Pre-Claim Examination - The accident benefit insurer may request an assessment by health care professionals of its choosing, before you even apply for benefits. The injured person has the right to refuse this assessment and may do so without penalty.Plaintiff - A person who has sued another person, corporation or insurer (the "defendant").Statement of Claim - A document that begins a lawsuit and claims "damages" from one or more defendants based on the defendant's acts or omissions causing loss, injury or harm to the Plaintiff. A Statement of Claim is generally prepared by the Plaintiff's lawyer.Statement of Defence - A defendant's response to the Statement of Claim. It is usually prepared by the defendant's lawyer. Often, it will deny the allegations made in the Statement of Claim.Threshold - A level of impairment or disfigurement that a Plaintiff must prove in order to recover certain compensation in a motor vehicle tort claim. This means that the injury must be either a permanent, serious disfigurement (like a scar) or a permanent, serious impairment of an important physical, mental or psychological function. There are many court decisions that help a lawyer specializing in personal injury law to advise you about whether your injuries "meet the threshold".Tort - An area of law in which one party sues and seeks monetary compensation (money) for injuries and losses suffered because of the fault or negligence of another party. This contrasts with accident benefits (no-fault benefits) where benefits are paid without reference to fault.* This information is available in other languages through our interpreter services.


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Castex Nobles Hand Tool & Hose Assembly
Castex/Nobles Hose (1 Inch X 8 Ft)
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Past Mutant Marriages Bode Poorly for June X-MEN Wedding
Last week, Marvel teased a wedding coming up in June's Astonishing X-Men #51, and though it was left vague as to who would be walking down the aisle, prevalent speculation has targeted Northstar and his boyfriend, Kyle. It makes sense — new Astonishing X-Men writer Marjorie Liu has established that Northstar will be part of the book's cast, and a same-sex marriage would show that Marvel is willing to take the same progressive step that Archie took recently, in marrying off Kevin Keller in their alternate future title Life with Archie.
If Northstar and Kyle are indeed taking the plunge, to paraphrase an old saying, welcome to married life, guys: hope you survive the experience. If half of all marriages end in divorce, then half of all marriages involving the X-Men end in death, betrayal and demonic possession.
Sure, some X-Men marriages are relatively peaceful — Storm and the non-mutant Black Panther seem to have things figured out, and Captain Britain and Meggan have been going strong for quite a while. When mutant marriages go bad, they go really bad, and we're taking a look at some of the worst in X-history, in the form of fair warning to whomever is tying the knot this summer.The couple: Cyclops and Madelyne Pryor
When it happened: Uncanny X-Men #175, 1983
How it ended: Marrying a woman who is the exact double of your presumed dead girlfriend isn't the healthiest foundation for a wedded union in the first place, and unsurprisingly, things didn't turn out well for Scott Summers, in a bad place following the apparent death of Jean Grey at the end of "The Dark Phoenix Saga." Created by Chris Claremont and Paul Smith, Madelyne Pryor seemed like a nice enough lady, but when her true nature — that she's a clone of Jean Grey created by the evil and perpetually pale Mr. Sinister — was revealed, she went insane, became corrupted by a couple of demons, renamed herself "the Goblin Queen" during the "Inferno" crossover, and eventually committed suicide. You would think that would be enough to make Cyclops swear off marriage forever, and yet…The couple: Cyclops and Jean Grey
When it happened: X-Men #30, 1994
How it ended: Written by Fabian Nicieza and illustrated by Andy Kubert, the actual wedding of Cyclops and Jean Grey was one of the more peaceful ceremonies in Marvel Comics history, with nary a supervillain in sight, and mutant musician Lila Cheney playing "One" by U2 in a perfectly '90s touch. And for the most part, Scott and Jean had a pretty good marriage, if you overlook bumps in the road like Cyclops' presumed death upon merging with Apocalypse. The cracks didn't really start to show until writer Grant Morrison's run on New X-Men, when Scott embarks on a psychic affair with the former White Queen of the Hellfire Club, Emma Frost. After Jean Grey's death, Cyclops literally wasted no time in making his relationship with Emma a physical one, and they're still together in the current comic books — though no wedding yet. (Probably for the best.)The couple: Professor Xavier and Lilandra
When it happened: Uncanny X-Men #122, 1979
How it ended: You'd expect the relationship between the founder of the X-Men and the Majestrix of the Shi'ar Empire to be a complicated one, and it was. In sort of a precursor to online dating, Lilandra actually contacted Xavier from across the galaxy, looking for help in her struggles against her treacherous siblings D'Ken and Deathbird. Upon finally meeting "IRL," the two fell in love and Xavier became her "consort" — roughly the Shi'ar equivalent of a marriage, even if it may not have technically "counted" back on Earth. But that was overturned as a result of Cassandra Nova — Xavier's kinda-sorta-twin sister that he fought in the womb — mind controlling Lilandra (again, during Morrison's New X-Men). And now, as of 2009's War of Kings miniseries, Lilandra's dead. Poor Chuck.The couple: Havok and Polaris
When it (almost) happened: Uncanny X-Men #425, 2003
How it ended: Havok and Polaris had been a couple since the '60s, and after Havok emerged from a coma following his return from a parallel universe (it happens), they were ready to finally make it official during writer Chuck Austen's time on Uncanny X-Men. Only one thing stood in their way: Annie Ghazikhanian, a nurse who looked after Havok while he was comatose. It turns out that Havok — Cylcops' brother Alex Summers, so relationship troubles truly run in the family — reciprocated those feelings, so he left Polaris at the altar, which led to her briefly flirting with supervillainy. They're back together now and once again part of Peter David's X-Factor, though Polaris is surely looking over her shoulder for any sign of medical professionals.The couple: Wolverine and Viper
When it happened: Wolverine #125, 1998
How it ended: Wolverine has had many, many, many lovers over his long life — including Mariko Yashida, who he very nearly wedded — he's only been married once (that we know of) and it was to the villainous Madame Hydra, Viper, in a story by Claremont and artist Leinil Francis Yu. It wasn't out of love, but rather blackmail, and Wolverine in turn bargained with her in order to get a divorce — actually, this might be the most normal X-Men marriage of all.Got a comment? There's lots of conversation on Newsarama's FACEBOOK and TWITTER!


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Canadians like their sugar. According to last week's Statistics Canada report, Canadians consume an average of about 110 grams of sugar per day, the equivalent of about 26 teaspoons. But since the report did not differentiate between different types of sugar, we are left to tease out the implications of this new data. Let's give it a shot:
Types of sugar
Sugar finds its way into our diet naturally through fruits, some vegetables and unsweetened dairy products. It also creeps in as added or refined sugar via candy, pop and baked goods, as well as some types of cereal, flavoured yogourt, chocolate milk or soy milk, canned fruit and fruit drinks. While the research differentiating between the effects of naturally occurring vs. added sugar is still lacking, it is generally accepted that so-called natural sugars are a better, healthier choice than refined or added sugars. Part of the reason could be metabolic — many of the foods that contain natural sugars have a lesser impact on blood sugar compared with many sweetened foods — and part of it could be nutritional, since foods with naturally containing sugars are often rich in vitamins, minerals and other nutrients such as protein or fibre.
How much are we eating?
According to the new StatsCan report, which used data from the 2004 Canadian Community Health Survey, one in every five calories that Canadians consume comes from sugar. About a third of that intake is derived from vegetables and fruit, but some 35 per cent comes from what is described as the "other" food category, namely the category that includes sweets and soft drinks. This means the average Canadian consumes about 38.5 grams, or 10 teaspoons, from that "other" category per day.
How much is too much?
So is this a lot or a little? Unfortunately, the lack of consistent guidelines makes it hard to give a clear answer. The World Health Organization recommends that no more than 10 per cent of our total calories come from added or refined sugar, which translates to no more than about 50 grams per day for a person consuming 2,000 calories per day (there are four calories in a gram of sugar; note that a typical can of pop contains between 3642 grams of sugar). Since the StatsCan survey found that we consume 38.5 grams of added sugar from candy and pop, you could argue there is little need for alarm.
But not everyone would agree. In 2009, the American Heart Association came out with new guidelines around sugar intake that are much less liberal than the WHO's. The AHA recommendations are based on what they deem discretionary calories, or calories from foods that aren't vital to meeting our nutrient needs. According to their data, a person consuming 2,000 calories per day needs to eat about 1,750 calories per day from such healthful foods as fruits, vegetables, fish, eggs, beans, yogourt and nuts to meet all of their nutrient needs. That leaves only a fraction of calories for what you might call "the sins": unhealthy fats, added sugars and booze. Give each of the three a piece of this limited pie, and you're left with enough room for a mere 32 grams, or eight teaspoons of added sugar per day for an average person.
So, by the AHA standards, which in my opinion are much more reflective of the current state of research than the older WHO and IOM guidelines, Canadians are consuming too much sugar from the "other" category alone. But here's the rub: The StatsCan report does not differentiate between added and naturally occurring sugars that fall within the traditional four food groups (grains, vegetables and fruit, meat and alternatives, and milk products). That means that added sugars found in cereals, flavoured oatmeal, sweetened yogourt, fruit cocktails and chocolate milk are not included in the 38.5 grams that we already consume every day from "other" foods. Once you factor all of those extra sugars in, then our total intake will undoubtedly jump, probably beyond the more liberal WHO guidelines.
Why worry?
As mentioned, sweets and added sugars crowd out more nutritious food, but they also add unwanted extra calories to otherwise nutritious food, such as yogourt or oatmeal. Beyond that, added sugars can harm our hearts by driving up triglycerides (a type of fat circulating in our blood stream), and possibly contribute to elevated blood pressure. Perhaps even more concerning is emerging evidence that also suggests excess sugar contributes to inflammation in our body, which over time may play a role in the development of chronic disease. And, finally, sugar has an addictive quality that tends to leave the eater craving more.
- Jennifer Sygo is a dietitian in private practice at Cleveland Clinic Canada, which offers executive physicals, prevention and wellness counselling and personal health-care management in Toronto.


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FEDERAL WAY, Wash. – The Puget Sound swimming teams claimed four more Northwest Conference titles on the final day of the NWC Championships. Derek Frenzel's 200 fly not only won his second title of the meet but garnered an automatic qualifying time into the NCAA Championships in March.
The women's team made a roaring final day comeback to jump from fourth to second in the team standings. The Loggers leapfrogged Pacific Lutheran earlier in the day and were able to just edge out Whitman by four points to finish second in the conference. Whitworth reclaimed the team title.
The men's team stayed in fourth with 454 points. Whitworth claimed the team title for the 11th straight year, followed by Whitman and Pacific Lutheran in front of the Loggers.
Frenzel headlind four Loggers in the 200 fly. His time of 1:49.49 in the prelims earned him the automatic qualification and broke both the Logger and NWC records. He swam a 1:49.95 in the finals to claim his second title in the meet and third career title in the event. Jere Jeremikj also took third in the event with a provisional qualifying time of 1:53.84 while Jared Fisk finished sixth and Zach Walker took seventh.
Tracy Wormwood made it a clean career sweep in the 200 breast with her fourth consecutive title in the event. She swam a 2:19.42 in the championship final to earn a provisional qualifying time and grab the title. Jessica Jaynes joined Wormwood on the podium in third place with a provisional qualifying time.
Teale Kitson took another title in the 200 back and earned his provisional qualifying time in the event with a 1:52.33. Kitson was the two-time champion of the 100 back entering the meet but claimed his first title in the 200 back.
Melissa Norrish was the Loggers third NWC champion of the day with a 2:09.40 in the 200 fly. She came into the championship final seeded third and came from behind in the final laps to take the crown. Auri Clark also finished sixth for the Loggers.
Sam Anders was another top finisher for the Loggers in fifth place of the 200 back with a 2:10.40 and Ava Williams' 54.50 took eighth in the 100 free.
The men's 400 free relay wrapped up the meet with a second place finish to stay in 400 free relay with a time of 3:07.91.
Frenzel will represent the Loggers at the NCAA Championships Mar. 20-23. Several other Loggers will find out closer to the event if they have earned an invitation to the championship meet.


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The Crimson have added nine freshmen to a team which finished 10-6 and advanced to the Ivy League tournament final last season (Gil Talbot).
CAMBRIDGE, Mass. – The Harvard women's lacrosse team has added nine members of the class of 2015 for the upcoming season.
Lisa Miller, the head coach for Crimson women's lacrosse, has recruited players from seven states and one from the United Kingdom. The rookies comprise of four midfielders, two defensemen, two midfielder/defensemen and one goalie.
Miller, who returns 23 of 24 players, welcomes the newcomers to a team that finished the 2011 season with a 10-6 record. The Crimson advanced to the Ivy League tournament championship after defeating Dartmouth, 11-10, before falling to Princeton, 12-10, in the final.
Sophia Capone/Watertown, N.Y./Watertown High
Four-year letterwinner on the lacrosse and soccer teams … Captained lacrosse and soccer teams as a senior … Chosen to the All-Frontier League squad in lacrosse four years … Helped lacrosse team to state semifinals in 2009 and 2010 and won school's first Frontier League title in 2011 … Picked to the all-north first-team in 2009 … Named scholar-athlete four times … Salutatorian member of the National Honor Society … Member of the key club … Elected president of the student council … Has played the piano for 14 years … Brother, Tommy Capone, plays lacrosse at Brown.
Kaleigh Henry/Longwood, Fla./Lake Brantley High
Starting midfielder on the lacrosse team for four years … Also played soccer at Lake Brantley … All-metro and all-conference selection as a junior and senior in lacrosse … Named Lake Brantley team MVP and best midfielder … Academic all-conference selection in 2010 and 2011 … Winner of the Patriot pride award for making a significant contribution to the athletic department … Selected to team Florida U15 in 2007 … Unsung hero award winner for lacrosse in 2009 … Led varsity lacrosse team to four state tournament appearances and runner-up finishes in 2009 and 2010 … Member of Psi Eta science, National Honor societies … Principal's award and citizenship award winner … National merit commended scholar … Secretary of the STAND club as a senior … Member of the Republican club … Father, Christopher Henry, played football at Missouri Western.
Megan McCarthy/Stevensville, Md./St. Mary's High
Earned two letters in lacrosse, three in soccer and four in basketball at St. Mary's … Captained lacrosse, soccer and basketball teams as a senior … Also captained soccer team as a junior … Named The Capital's top newcomer in 2010 … Voted The Capital's St. Mary's key returning player in 2010 and 2011 … Received St. Mary's C. Markland Kelly junior athletic service award for leadership, athletic and academic excellence and teamwork … Presented one of two iron saint awards for participating in three varsity sports for four years … Voted soccer team's MVP in 2009 and coach's award winner in 2010 … Helped lacrosse team to first place ranking in Anne Arundel County in 2010 and 2011 … Lacrosse team advanced to IAAM A semifinals in 2010 and quarterfinals in 2011 … Basketball team placed second in IAAM A division in 2008 … Graduated as the salutatorian of St. Mary's class of 2011 … Named Neumann, Parvis, Maryland distinguished, Maryland distinctive and Baltimore distinctive scholar … Member of the French and National Honor societies … Placed second in the nation on French I/II exam … Received Maryland's merit scholastic award … Principal's honor roll for sixteen quarters … Served as food deliverer for Meals on Wheels and group leader at the Chesapeake Children's Museum.
Annie Meyjes/Darien, Conn./Hotchkiss School/Midfield
Lettered four times in lacrosse, three times in ice hockey, twice in field hockey and once in soccer … Named US lacrosse All-American honorable mention as a senior … Academic All-America selection as a junior and senior by US lacrosse … Founders league all-star in lacrosse, field hockey and ice hockey as a senior … Winner of the Hotchkiss girls' athletics prize for lettering more than nine times … Named the lacrosse team player award winner as a senior and Rookie of the Year as a sophomore … Present the Neil H. Scott field hockey prize for most improved as a junior … Selected to the USA ice hockey national camp as a freshman … Led lacrosse team to Founders League and Western New England championships in 2011 … Helped field hockey team to ninth consecutive New England class A championship … Attended Darien High School for one year and won a lacrosse state championship … Captured the lower mid history prize in 2009 and senior biology prize in 2011 … National Merit and AP scholar … Graduated cum laude.
Hannah Mullen/Arlington, Va./St. Stephen's and St.
Agnes School/Defense
Four-year letterwinner in lacrosse and tennis … Captained lacrosse and tennis teams as a senior … Named academic All-American in lacrosse as a junior and senior … Chosen second-team all-metro by the Washington Post … Tennis coach's award recipient as a senior … National Strength and Conditioning Association All-American as a senior … ESPN Rise named her the No. 19 defender on the rise for the class of 2011 … National Merit finalist as a senior … Graduated as salutatorian … Inducted to the cum laude society … Winner of the scholar-athlete award as a senior … Member of the National Spanish Honor Society … Ann G. Lindsey poetry prize winner as a senior … Presented Helene Haskin Kraus award for highest GPA in the humanities … Elected to serve on the disciplinary board as a junior and senior … President of the young democrats club … Co-editor of the literary magazine … Volunteered at the Arlington Food Assistance Network that provides supplemental groceries to low-income families.
Jamie Potter/Concord, Mass./Concord Carlisle Regional
High School/Midfield
Started for four years on the lacrosse, soccer and basketball teams … Named Concord Carlisle senior athlete of the year … Selected to the Dual County League all-star team in three sports as a senior … Academic All-American and first-team All-American in lacrosse … Eastern Massachusetts Coaches Association first-team selection … Chosen as lacrosse team and Dual County league's MVP … Picked to the Dual County League all-star team three times … Tabbed to the all-scholastic team by the Boston Globe and Boston Herald … Lacrosse Player of the Year as chosen by the Lowell Sun … Selected to the Under Armour All-American team … Led lacrosse team in goals, assists, draw controls, ground balls and caused turnovers while advancing team to the division 1 north semifinals in 2010 and 2011 … Scored 75 goals in 20 games a senior … Soccer team's MVP as a senior … Presented the Arthur Dulong leadership award for the top student-athlete at Concord Carlisle … President's award winner for academic excellence … Winner of department awards in English, social studies, math and earth science … Member of the honor roll and Minuteman National Honor Society.
Tashy Rodgers/Prestbury, England/Withington Girls'
Started as a midfielder on the lacrosse team … Also participated in field hockey, netball, rounders and tennis … Lacrosse team captain in 2010 and 2011 … Vice captain of team that competed at U19 world championship in Scotland … Nominated for 2010 and 2011 U24 national Player of the Year ... Member of Scotland team that traveled to U19 world championships in Germany … Played on the Cheshire county U19 A team for four years … Stockport's most valuable U16 player in 2009 … Member of north U19 A team that won the territorial championship in 2011 … Selected deputy head girl at Withington as a senior.
Christine Thexton/Richmond, Va./Collegiate
Lettered four times in lacrosse and three times in volleyball and track … Elected captain of the lacrosse and volleyball teams as a senior … Named all-league in lacrosse as a junior and senior … Chosen to all-state and Under Armour All-American teams in 2011 … Honored as an Academic All-American as a junior and senior … Named first-team all-state in the 4x200 meter relay and third-team all-state in the 4x400 meter relay and 55 meter hurdles in 2010 … Earned second-team all-state honors in the 4x800 meter relay in 2011 … Presented lacrosse coach's award in 2010 and team award in 2011 … Led lacrosse team in draw controls, second in assists and third in goals as a senior … Helped run fundraising regatta for the Leukemia and Lymphoma Society … Cousin, Alex Thexton, is in the class of 2014 and plays soccer at Hampden-Sydney College.
Kelly Weis/Garden City, N.Y./Garden City High
Lettered and started for four years on the lacrosse team … Captained the lacrosse team as a senior … Named first-team All-America by US lacrosse in 2010 and 2011 … Under Armour All-American as a senior … Selected All-Nassau County in 2010 and 2011 and Newsday/MSG All-Long Island in 2011 … Chosen first-team all-galaxy in 2009 and 2010 … Won the Empire State Games gold medal in 2010 … Helped team to four consecutive New York state championships … Led lacrosse team to two consecutive undefeated seasons in 2010 and 2011 … Finished with a 79-5 record during her career … Named state tournament MVP as a senior … Picked to the all-state tournament team in 2009 and 2011 … Brine choice award winner for the state tournament in 2010 … Garden City ended 2011 ranked No. 2 in the nation by Laxpower/ESPN Rise and No. 1 by Maxpreps … ESPN Rise ranked her as the No. 3 goalie on the rise and No. 12 overall player … New York state scholar-athlete … Volunteered at the Empire State Games for the physically challenged … Father, John Weis, played football at the United States Merchant Marine Academy and graduated in 1979.


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A day in Ferrari thanks to Telethon
Maranello, May 19 – A special online auction was held last December to win a day at the Ferrari factory, with the proceeds going to the Telethon charity. Today the auction winner, Mr Lin from Taiwan, along with his wife, spent the day visiting Ferrari's headquarters. After touring the production areas and the race department, the tour ended with a few memorable laps of the Fiorano track with test driver Andrea Bertolini. Mr Lin commented the experience "It exceeded my expectations: everything was exciting. I was particurarly impressed by the passion I could perceive in all areas. The factory is very special and different from anything I have seen before. The precision employed to make such special cars was amazing. I would like to thank Telethon and Ferrari for such a special experience!". To finish the day on a perfect note, the guests met F1 driver Felipe Massa, who gave them his team cap complete with autograph.
Ferrari supports Telethon, the Foundation financing research projects in the areas of muscular dystrophy and other genetic diseases, through various activities, among which the up-coming fund-raising "Partita del Cuore" football match with the Telethon team and the "Nazionale Cantanti" (the Italian pop stars' national team), next May 25 in Modena, Stadio Braglia. The Scuderia Ferrari drivers Ferando Alonso, Felipe Massa and Giancarlo Fisichella will be playing in the Telethon team together with the Team Principle Stefano Domenicali. The game will be shown live on Italy's main TV channel, Rai 1.


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A passage is about movement, motion and traveling. I have a mantra that has kept me alive in the worst of times, both in the mountains, when everything that could go wrong did go wrong, and in my head, where my fear of impending doom can simply shut me down. It is just this: "Keep Moving … Keep Moving … Keep Moving."
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When I was a kid, my favorite play-pretend game was Lost on a Desert Island, and my adult home is not so different from my childhood fantasy. Except that it's decidedly not a desert, tucked into the famously wet Cascades: mosses and lichens, conifers and hardwoods, salmon and eagles. Not the stuff of Robinson Crusoe, this. You'd freeze in Tarzan garb. It's not really an island either, just a small valley separated from the outside world by steep jagged mountains, a whole lot of them, and long skinny lake, deep and cold and treacherously windy.
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Discover Jasper County, Missouri homes for sale and real estate with RE/MAX Missouri real estate listings, condos, and townhomes.
Listing information comes in part from the Ozarks Gateway Association of REALTORS® of Joplin, Missouri. The information being provided is deemed reliable but not guaranteed, and all information should be verified by the consumer. Listing information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing © Copyright 2019 the Ozarks Gateway MLS. All rights reserved.


text: Find this wine Find this wine Mezzacorona Pinot Grigio 2008 Pin It Tweet 9 years ago by Edwardshc More posts Mezzacorona. Pinot Grigio Makris NH Trentono Italy 6 years ago by Ssb Mezzacorona Estate Grown Pinot Grigio 2012 Had by myself. Dry, and light. Okay. 6 years ago by Drew I. Mezzacorona Pinot Grigio 2011 Intorno 6 years ago by Rweaver Mezzacorona Pinot Grigio Vigneti Delle Dolomiti 2011 5.99 from trader joe Acidic, went well with salami, crisp, medium finish, pear, Fuji apple, aromatic 6 years ago by Eugene Y Huang


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The Persistence of Vision Raytracer (POV-Ray).
This is the legacy Bug Tracking System for the POV-Ray project. Bugs listed here are being migrated to our github issue tracker. Please refer to that for new reports or updates to existing ones on this system.
FS#245 - POVMS message queue can fill up with GB of data for very fast renders
Opened by Thorsten Fröhlich (thorsten) - Saturday, 16 June 2012, 14:42 GMT
Last edited by William F Pokorny (wfpokorny) - Tuesday, 25 April 2017, 11:56 GMT
With very fast renders and very large output files, the message queue can fill up because the producers are not limited by IO, while the consumer performance is limited by disk IO. Consequently, the message queue can fill up to exhaust all available memory. The solution is to build in some better control of pending output data in the message queue on the producer side. This will also pave the way for message communication over slow links (i.e. a network).
- Field changed: Status (Assigned → Tracked on GitHub)
Now tracked on github as issue #282.


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The Phoenixville boys program will conduct a 50-year celebration at 9 a.m. Saturday, May 11, at the high school's Leo Scoda Tennis Courts. The day's activities will feature open-court play starting at 9 a.m., a lunch in the middle school cafeteria and celebration program in the gymnasium at 2:30 p.m. Former players and their families are invited to attend. More information: Call Scoda at (610) 933-1727.
BASEBALL Villanova Baseball Camps: Wildcat Youth Baseball Camp is scheduled for June 17-20 at a cost of $220. There is a savings of $30 for registration on line before June 1. A Wildcat Hitters Camp is set for July 15-18 for ages 7-12 and ages 13-18. Cost is $110. For ages 7-12, therer is a $20 discount when you register on line before June 1. For more information, go to www.villanovabaseballcamps.com.
The Kingplex is open for individual lessons or group instruction. Its travel baseball team is seeking players ages 13-18. More information: Call 610-489-0589, e-nauk email@example.com or visit kingplex.com.
Diamond Dreams Baseball Academy is conducting registration for winter instruction at its facility in Collegeville. More information: Call 610-489-3383 or visit Diamond Dreams BA.com.
Triple Threat Bearcats are looking for 11U players for midsummer and fall tournament season. Bearcats fall tournament team is looking for players (not age 12 before May 1) for fall and spring seasons. More information: Call Tom at (610) 587-1165.
A team is being formed in the Schwenksville area to participate in the Bux-Mont 45+ Men's Senior Baseball League for the 2013 season. Home games will be played Sunday mornings at the Camp Kweebec baseball field. More information: Contact Rick Hofmeister at email@example.com or (610) 287-7276.
The Montgomery County Bulldogs U11 Tournament Team is looking for three or four players to fill out their roster for the 2013 season. The team will be practicing and having clinics indoors one night per week throughout the winter. More information: Contact Greg at (610) 842-3772 or email@example.com.
Tim Kerns and Triple Crown Academy will present Summer Camps in 2013 at Kimberton. The Baseball Summer Camp at KYAL, for ages 6-12 (you can turn 13 on May 1) will be held the week of June 24. It will run from 9 a.m.-3 p.m. Monday through Thursday with a rain date of Friday. Call (610) 495-7374 or go to www.tcaacademy3.net and click on camps icon.
The Millersville baseball coaching staff has opened registration for four summer camps aimed at high school level players. The camps including the Advanced Pitching/Catching Camp, Advanced Hitting Camp, Fire Cracker College Experience and Keystone State College Coaches Clinic.
The Advanced Pitching/Catching Camp and Advanced Hitting Camps both run from Monday, June 24-Tuesday, June 25, and are for players in grades 7-12. Both camps focus on mechanics, drills, video work and the mental approach. The camps run from 9-11:30 a.m. both days. Registration for both two-day camps is $100.
The Fire Cracker College Experience is for players in grades 9-12 and runs from 9 a.m. - 5 p.m. on July 3. Space is limited to the first 30 applicants. This camp offers a unique learning opportunity for high school players. It is a highly instructional camp geared twoard each player's goals of playing at the next level. Cost is $100 for the camp.
The Keystone State College Coaches Clinic is in its second year. It runs from Saturday, Aug. 17-Sunday, Aug. 18, for players in grades 9-12. Colleges from five states have been invited to attend, allowing players to showcase abilities in front of coaches. The camp, which runs from 9 a.m.-5 p.m., each day costs $200.
For more information and to register, visit the camp Web site at www.millersvillebaseballcamps.com.
The 2013 Big 26 Baseball Classic has announced some plans. The best 26 players from Maryland and Pennsylvania will showcase their talents July 25-28 in a three-game series to be playted at Metro Bank Park, home of the Harrisburg Senators.
Pennsylvania Tryouts: Sunday, May 19; West tryouts at Mt. Aloysius College, Cresson, Pa., Registration is at 12 noon. Sunday, May 26, is the East tryouts at Lebanon Valley College, Annville, Pa. Registration is at 11 a.m. If more than 50 players, there may be a second tryout with registration at 2 p.m. Sunday, June 2, is the final tryout (if needed) at TBD registration at 11 a.m.
Players interested in trying out for the 2013 Big 26 Baseball Classic should fill out a registration form at www.big26.org. Registration forms must be completed by May 18. Players from both teams will be selected and contacted by June 4. Contact information: www.big26.org or call the Big 26 office at 717-774-3303.
For more information, including player selection, host family participation, the Buddy Program, volunteer postions, schedules and game sites, visit the Web site at www.big26.org or call 717-774-3303. Fololon twitter @big26baseball.
SOFTBALL The Softball Summer Camp at KYAL for ages 8-14 (grades 3-8) will be held the week of June 24. It will run from 9 a.m. - 3 p.m. Monday through Thursday with a rain date Friday. For more information, call (610) 495-7374 or go to www.tcaacademy3.net. All forms are now available on the Web site.
The Linfield ASA Men's Slow-Pitch Softball League is seeking teams for its 2013 season. More information: Call Tom Schadt at 484-336-5609.
Senior slow-pitch teams are being formed in five age groups (50-plus, 55-plus, 60-plus, 65-plus, 70-plus). Teams will practice in Linfield and will play in the 2013 ASA of Pa. State Senior Tournaments in Linfield, Hatfield and Lisburn. More information: call Tom Schadt at (610) 582-2437 or 484-336-5609.
BASKETBALL Teams are needed for the Valley Forge Men's Summer Basketball League. The league will be played in the Valley Forge Christian College gymnasium.
The league will be run during the months of June and July and is for ages 17 and up. For additional registration information, call Bob Spaid at (610) 917-1480 or email email@example.com. Visit www.vfccpatriots.com for more information.
Registration deadline is Wednesday, May 24, 2013.
Definitely Sports All-Star Basketball Camps will be held at the Spring-Ford 7th Grade Center the weeks of July 8, 15 and 22 for boys and girls ages 5-14. For more information, call coach Sharr at (610) 888-6097 or log on to www.definitelysports.com.
Coach Sharr's Hoops Academy is scheduling training for middle and high school age boys and girls. For more information, call Ed Sharr at (610) 888-6097.
The Melton Center 2013 Summer Basketball League holds 60 spots for each age group: 10 & under, 13 & under and 16 & under. The legue costs $20 for West Chester Borough residents and $35 for non-residents (shirt fee included). Register April 1-May 15 by downloading the registration form from www.meltoncenter.org or stopping by the Center. Make checks payable to CAMC.
The Melton Center is located at 501 E. Miner St., West Chester. The first game is Sunday, June 23, and play continues every following Sunday through August. For more details, contact league director Ken Winston (email@example.com) (610) 692-9290.
Richardson Hoops is now accepting teams for early registration for its Summer Basketball League. There will be divisions for men, women, high school boys and high school girls. More information: Visit www.RichardsonHoops.com or contact Shaun Richardson at (484) 663-3750.
The Chester County Boys Basketball team is looking for players in grades 4-11 who want to take their games to the next level. All training is done at West Chester University. More information: Visit www.ccmanic.org and click on the player information form.
The Chester County Magic Boys Basketball Team is hosting a tournament at West Chester University on May 4-5. Cost is $385 for five games. Teams will be from Maryland, Washington D.C. and Philadelphia who have already registered. To reserve a spot, contact Dennis Dougherty at email@example.com.
SOCCER FC Premier Soccer Club has additional playing and training opportunities for current U14 and older males interested in working with Premier Levl/College Soccer Coaches who have proven track record of player development. More information: Visit http://www.fcpsoccer.org or go to the Web site and e-mail the team manager or the coach.
GOLF The Phoenixville Area Junior Golf Program has announced its plans for the 2013 season.
Clinics will be held on the following dates: Thursday, June 20, at MeadowBrook Golf Club; Thursday, June 27, at Ralphie's Driving Range (formerly ForeSeasons Driving Range); Thursday, July 11, at Ralphie's Driving Range; and Thursday, July 18, at MeadowBrook Golf Club.
Play dates at MeadowBrook Golf Club are Thursday, July 25; and Thursday, Aug. 1. Meeting times are as follows: 14-16-year-olds, 8 a.m.; 11-13-year-olds, 9 a.m.; and 8-10-year-olds, 10 a.m.
Instructor will be Harry Hammond, the master golf pro at Penn Oaks.
Information is available on the Web site at www.pajg.org. To download a registration form, go to www.meadowbrookgc.com. Send e-mail to email@example.com.
The Phoenixville Area Police Athletic League (PAL) in conjunction with the Pickering Valley Golf Course will conduct five, one-hour golf sessions for all kids between the ages of 7 and 13. The clinics will run from 5 p.m. and 6 p.m. every Monday, beginning on May 6, at the Pickering Valley Golf Course. The clinics will be conducted by golf pro Bobby Bohrer and assistant Joy Thompson. Kids will learn fundamentals on their golf swing and etiquette on and around the course.
The lesson dates will be as follows: Monday June 3, 10, 17, 24 and July 1.
A $50 signup fee will include all five clinics as well as a free hot dog and drink at the end of each lesson. Anyone interested in signing up for this program can contact PAL Executive Director Officer Jim Deoria at (610) 917-3735 or email at firstname.lastname@example.com
The Limerick Golf Club is forming a nine-hole men's golf league that will play on Thursday nights with tee times between 4:30 and 6 p.m. For more information, contact Joe Greenwald at firstname.lastname@example.com.
ICE HOCKEY American Icebirds Ice Hockey Teams are looking for players for their spring/summer competitive teams from Virginia, Maryland, New Jersey, New York and Pennsylvania areas, looking for birth year U16 players. For more information, send email to email@example.com attention Coach.


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Let $M$ be a topological monoid. How does the homology-formulation of the group completion theorem, namely (see McDuff, Segal: Homology Fibrations and the "Group-Completion" Theorem)
If $\pi_0$ is in the centre of $H_*(M)$ then $H_*(M)[\pi_0^{-1}]\cong H_*(\Omega BM)$
imply that $M\to \Omega BM$ is a weak homotopy equivalence if $\pi_0(M)$ is already a group? I don't see the connection to homology. Can one prove the latter (perhaps weaker) statement more easily than the whole group completion theorem?
A topological group completion $G(M)$ of $M$ should transform the monoid $\pi_0(M)$ into its (standard algebraic) group completion. But a space with this property is not unique. Why is $\Omega BM$ the "right" choice? Perhaps this is clear when I see the connection to the homology-formulation above.


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I love all Castelli products but this jersey is wonderful. It wicks well and fits great. I sometimes wear it as a base layer because I like having a full zip with pockets for my base layer. It's very light and form fitting for going fast! Submitted on 25 May 2019 by Pam Schuster
Size Ordered: S Body Type: Athletic; Tall and Slim Height: 5'10.5" USA Pant Size: 2-6 USA Top Size: S Type of Rider: Road Racer If I had 7 of these jerseys I would wear it every single day. The fabric is so smooth on my skin, it is highly breathable, and it has just the right about of stretch. It hugs by shape perfectly. I have worn this jersey in 90-degree training rides on its own, and it kept me perfectly cool. I have also worn this jersey in 55/65-degree rides with a base layer and arm warmers, and it never once gave me that clammy or sweaty feeling, but kept me perfectly comfortable temp wise. This is my favorite jersey of all time, hands down. It is also amazing to have such an engineered and technical piece of cycling clothing available for women, with no compromises from the men's style. On top of the technicality of this jersey, I love the blue colorway. Submitted on 24 May 2019 by Victoria Eugenie Jansen Mancillas - Castelli Staff


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I've been following the discussion of Model S deliveries -- where, serial numbers, equipment, satisfaction -- and the discussion has disappeared from the Model S forum. I know that the site was being updated last night, but I was following the discussion earlier this morning. I refreshed my browser window some time after 11:00 AM, and I was dumped into the log-in page.
I check the forum 4 times a day, all day. You're right it is gone. It got to be the most popular one, it is with me.....
It's back. Never mind.
There was a forum failure, should be back now.


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In the fourth quarter, after the Saints had pulled ahead 24-17, (I'm told) I ran into Carrollton Ave and stopped a streetcar by standing in front of it and waving my arms...
I told the operator the score. She promptly fled her post and came into the bar with us. Attached is a picture of the abandoned streetcar.
Later, I was outside Molly's in the French Quarter. At one point, a lady in a sexy dress climbed onto the roof of a truck, denting it badly, and did what I can only assume was an unlicensed fire dance. Picture also attached.
Capt M.D./NMCI
Got more? Submit to email@example.com or #iwasthere


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Your Membership is personal and covers you the Member when you are driving or riding in a vehicle that becomes disabled. To ensure that CAA Members receive quality road service, CAA/AAA has contracted qualified facilitates to provide Members with road side assistance 24 hours a day, 365 days a year. This in turn helps to maintain your annual Membership dues at a reasonable level.
If you have followed the procedures outlined to obtain Roadside Assistance and CAA/AAA service is not available, you may acquire your own service, pay for it and submit the original invoice to CAA North and East Ontario (CAANEO) within 30 day. Reimbursement consideration will be based on the prevailing commercial rate for the region where the vehicle was disabled.
If the CAA/AAA service was available but not used, reimbursement consideration will be made at the local contract station rate, subject to approval by CAANEO. We will reimburse you for the service normally provided under your membership. In instances where the CAA contractor's access is legally restricted (e.g. toll road, limited-access highway), full reimbursement will be provided for towing back to the service facility or nearest exit.
From time to time in our region we experience inclement weather due to extreme cold, snow, heat and flooding. These conditions can impact the service times we are able to quote for service that would allow a service provider to arrive at the location of your disabled vehicle. Other considerations are vehicles that are located in a dangerous position that require first available responder. We understand that sometimes it isn't always possible to call CAA but because you are a valued member, we have made provisions for events like this.
Click here to download the reimbursement form*
Send these documents to the following address:
P.O. Box 8350
Station T
Ottawa, ON K1G 3T2
Attn: Reimbursements
*This form is only for Members' of Club 290 – CAA North and East Ontario
From time to time in our area we can experience severe weather conditions such as extreme cold, snow, heat and flooding. These conditions can impact the service times we are able to quote, that would allow a service provider to arrive at the location of your disabled vehicle safely. Road service may be temporarily suspended.


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Bruce Anstey was in classic form on the Valvoline Padgetts Honda as the fit-again Kiwi headed the Supersport session to bag pole for the MCE Ulster Grand Prix.
Anstey, who was injured after a spill during practice for the Isle of Man TT, almost nudged 126mph as he fended off Ian Hutchinson on the Came BPT Yamaha to come out on top at Dundrod by 1.7 seconds.
With light rain beginning to fall, the session was halted after around 20 minutes due to an incident at Flow Bog.
Manx rider Conor Cummins put another of Clive Padgett's Honda machines on the front row as he finished third fastest overall with a speed of 124.530mph.
Bradford's Dean Harrison was fourth fastest on the Silicone Engineering Kawasaki with a lap of 124mph, while the second row is completed by William Dunlop on the IC Racing Yamaha and Peter Hickman (Trooper Beer Kawasaki).
Michael Dunlop, dominant in the Superbike and Superstock sessions, qualified seventh on his MD Racing Yamaha ahead of Dan Kneen on the Mar-Train Yamaha. Paul Jordan from Magherafelt and Dan Cooper were the top ten.
Gary Johnson's lap of 121.701mph would have been good enough for ninth place on the grid, but the Lincolnshire rider only managed three laps in all on the East Coast/Burdens Triumph and is listed as a non-qualifier.
Johnson has been drafted into Phil Reed's team as a replacement for Northern Ireland's Lee Johnston, who has been ruled out with a broken collarbone after a crash during practice on Wednesday.


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39DLL is a poweful dll which gives you access to windows sockets using game maker. Make fast multiplayer games or connect to protocols like http, irc, ftp, etc.
Download: 39dllV25.zip
Http tutorial: http://host-a.net/39ster/http.rtf
Terms of use:
Credit is good.
Some popular games that use this dll:
Cubes Online
Stick online
Hover tank3D
Slime Online
If you think your game is popular and it uses the dll then pm me.
Edited by 39ster, 23 July 2007 - 01:45 PM.


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New customer? Start here.
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Design you dream living room with the help of our latest interior collections.
A big selection of coffee and side tables at discounted prices that fit any budget.
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Genuine Orthodox Church of America
The Genuine Orthodox Church of America (GOCA) is an independent Old Calendarist jurisdiction based in Buena Vista, Colorado which sees itself as the only legitimate Orthodox church in America. It is not in communion with any mainstream Orthodox body, but it does maintain communion with the Genuine Orthodox Church of Greece, headed by Abp. Makarios of Athens. The GOAC is headed by Abp. Gregory (George) of Denver.
The GOAC was formed out of a group originally under the Russian Orthodox Church Outside Russia, which later joined one of the Greek Old Calendarist jurisdictions (1995), followed by the Russian Orthodox Autonomous Church (ROAC) (2000), and is now independent following the ROAC's deposition and excommunication of Abp. Gregory (2004).[1][2] With its history of being a part of various jurisdictions, the Genuine Orthodox Church of America tends to be in a constant state of hostility toward its former affiliations.
The jurisdiction's bishop, Gregory (George) of Denver (born an Antiochian), who was consecrated to the episcopacy in the ROAC, claims to be "the only hierarch in the United States who has remained free of any communion or union with this heresy of Ecumenism who has valid apostolic succession," and thus claims "to be truly canonical."[3]
The jurisdiction is supported mainly by profits from the iconography and publishing work of its two monastic centers, Dormition Skete and Holy Apostles Convent, both in Buena Vista.
- ↑ ROAC: Protocol № 48 July 2/15, 2004, accessed 28 July 2007
- ↑ ROAC: Ukaz № 130
- ↑ Genuine Orthodox Church of America: History & Canonicity, accessed 28 July 2007
External links
- Official website
- Other GOCA websites


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My furend Marley da terrier has had a bit of a rough patch lately, we are sending him hugs, paws and prayers from dis side of da pond. Marley we love you and hope you gets better real soon. He has myocardial valve stenonsis…dis I know all about because of my Papa who gotz a new heart, but Marley I also read you chewed a dinosaur, what was you thinking? Please please please stay away from non chewies, now you know dey are bad for you and your heart.
******You can catch up with furends waiting and hanging out on #marleysporch on twitter for updates of how hes doing….da buzz iz he's kinda famous on da twitter thang,lol….anywhozzles, I just wanted to let my furend Marley know we loves him and are praying for a safe and speedy recovery.
Lola please administer hugs and kisses for us, thank you.


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There are many different kinds of environmental internships and volunteer possibilities. Learn what kinds are out there and keep abreast of what openings there are.
We now offer two internships:
- ES 300: Internship in Environmental Studies
(for students in the Policy and Values Emphasis)
- ES 301: Internship in Environmental Science
(for students in the Environmental Science Emphasis)
Note: To get academic credit in ES for an internship, you must make arrangements in advance and sign up for ES 300 or 301, taught by Rich Marshall (firstname.lastname@example.com) Career Services. Contact him early!
Internship Opportunities
Explore numerous internship opportunities by visiting the environmental internship sources Web page.


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We are excited to announce that starting in September we will be extending our office hours! The office will be open until 7:00pm Monday through Friday and we will be open on Saturday's from 8:00am to 12:00pm.
|Coastal Dermatology provides a comprehensive dermatology practice offering medical and cosmetic dermatology services. Our goal is to provide our patients with the exceptional care and service they deserve. Our friendly helpful staff is always willing to help our patients feel welcome. Our front office, Cosmetic Consultant, medical assistants and providers look forward to helping you attain healthy beautiful skin.
Cellulite Treatment
We are excited to be the first in our area to introduce Z-Wave, utilizing high-energy radial shock waves, non-invasive yet powerful enough to break down fat within the fibrous connective tissue.
What is Kybella?
Kybella is the first and only FDA-approved nonsurgical treatment that contours and improves the appearance of submental fullness or "double chin." Some patients have also experienced a tightening of the skin in the area.
Before and After Examples
Results may vary. Images courtesy of Kybella
Recent 411 Posts
CoolSculpting Fat Reduction
Non-surgical fat reduction treatment that was featured on Dr. Oz.
Sunscreen Guidelines
New information on sunscreen usage.
Skin Hygiene Tips
Tips about maintaining hygiene with acne, skin care products, and make-up.
Ultherapy® advanced lifting and firming
Ultherapy is the state-of-the-art non-surgical ultrasound skin rejuvenation treatment that uses ultrasound to see below the surface of the skin and to
specifically target the deep foundational
layer of tissue that doctors address in surgery.
Visible effects include a lifting and firming of sagging skin. Uthera offers a more youthful appearance with minimal downtime.
Learn more about Ultherapy
Are you concerned about those unattractive brown spots starting to appear on your face, chest and hands?
The main cause of these spots is prolonged exposure to ultraviolet light. This causes extra pigment (melanin) to be produced at a faster rate than normal. Over time extra melanin is collected in the skin at higher concentrations than normal. Because these spots are mostly due to sun exposure, you'll often see it appear with other signs of sun damage like wrinkles, textured skin and red veins.
It is important to have your skin checked every 6-12 months. Dr. Kaplan or Julie McCardell,FNP can give you a complete skin exam to first determine that the spots are not skin cancer. At the time of your appointment they can make their recommendations as to which treatment is best to help lighten your brown spots. We have our own special prescription strength Firm & Fade cream to help lighten your spots. We also have photorejuvenation treatments available with Intense Pulsed Light (IPL). It provides a gentle, non-invasive solution that provides natural improvement with minimal down time. For more information visit our photorejuvenation page.
Botox treatments can help reduce facial fine lines and wrinkles.


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Best Airports For Kids
The Country's Most Kid-Friendly Airports
The Country's Most Kid-Friendly Airports
When all goes according to plan, traveling with kids can be as thrilling an experience for parents as it is for the tots who are exploring new territory for the first time. But when you're surprised with an unexpected flight delay or lengthy layover, skipped naps, fast-food snacks, and general crankiness can send your plans (and moods) into a tailspin.
While we can't control air traffic control, we can provide a bit of guidance when it comes to the most desirable destinations to fly in and out of. Here, six of the country's best airports for families on the fly!


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The kits in this section are complete repeater systems for voice and 3G signal for MOST providers AND 4G signal for specific providers - make sure to read the specs to confirm that your network is covered! These kits include ALL of the components that you'll need! An all-in-one kit like the ones listed below is the easiest way to set up a wireless repeater system; there is no guess work or need to worry about which components to buy.
New to repeaters? Read the Repeater FAQ
Not sure if a repeater will help you? Start here: Will an Antenna/Amplifier Help Me?