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Baby nappy balm
A soothing balm for nappy rash, cradle cap and other skin conditions with active Horopito (NZ plant) extract to nourish and protect your baby's skin.
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Tips for preventing nappy rash:
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- Don't put nappies on too tightly, just snug enough to prevent leaks but not so tight that it chafes.
- Avoid scented wipes or nappies. The chemicals can dry out and irritate your baby's skin. Use unscented wipes or warm water and cotton balls, or a soft flannel.
- Give your baby's bottom some fresh air every now and then by placing a cloth nappy or absorbent towel underneath her and let her enjoy being nappy-free.
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More than six out of 10 companies allow or mandate the use of employee-owned mobile devices for work in order to increase productivity, according to a new survey.
While the bring your own device (BYOD) push has been at the forefront of press coverage, the majority of companies still provide at least a subset of devices to employees. One-third of companies strictly mandate which devices can be used for work purposes and don't allow any type of device provided by the employee, according to the survey conducted by the Computing Technology Industry Association (CompTIA), a nonprofit trade group.
The online survey of 502 U.S. IT and business executives was conducted in February. It also found that the most popular option, at 58 per cent, was to have a mix of corporate-owned and employee-owned devices.
For 53 per cent of those surveyed, the top reason for allowing employees to use or select their own devices was to increase productivity while employees are away from the office. Another reason was that employees like to use familiar devices.
Twelve percent of the respondents stated it was simply too difficult to stop employees from using their own devices.
CompTIA's report said that companies looking to maximize the benefits of a mobile device-enabled workforce must "look beyond simply which devices are used and re-examine business processes and workforce needs."
Companies should assess the specific needs of workers, rather than just deploying one device over another on a corporate-wide basis, said Seth Robinson, director, technology analysis, at CompTIA.
"For maximum benefit, workflow changes will need to be considered prior to evaluating workforce needs. But this is not a trivial matter, and companies will need to weigh the cost of operational disruption and change management against the potential advantages," Robinson said in a statement.
Most companies, however, are not taking these steps, according to the survey. Most of the current activity revolves around devices - provisioning, securing and allowing access to existing systems.
According to research firm MarketsandMarkets, the BYOD and enterprise mobility market is expected to grow at the rate of 15 per cent annually, from $US67 billion in 2011 to $US181 billion by 2017.
Shipments of smartphones and tablets are expected to exceed shipments of desktops and laptops this year, according to MarketsandMarkets, but desktop/laptop shipments are holding steady rather than being replaced by the new devices.
"Enterprise behavior also suggests that mobile devices are being treated as add-ons, not replacements," the research firm stated.
According to CompTIA's survey, one third of companies surveyed still "strictly mandate" which devices can be used for work purposes and do not allow any type of employee-owned device. For another 8% of companies, employees provide their own devices, software and any other services.
When companies provide mobile devices to employees, 39 per cent of them said it helped to standardize and consolidate IT support, while 31 per cent said it was more cost effective to provide employees with devices rather than a stipend.
"This reasoning is contrary to the school of thought suggesting that BYOD can be a cost-savings move," Robinson said in the statement. "Best practices will emerge that may change the cost dynamics, but BYOD may be similar to cloud computing in that companies may find other compelling reasons beyond cost savings to pursue the strategy."
As more employees bring their own devices to work, they also want to use their own applications and cloud services, resulting in an industry shift toward not only mobile device management, but also mobile application management (MAM) software, CompTIA said.
Managing mobile devices has led companies to use a variety of strategies, and chief among them, at 49 per cent, is exploring or implementing virtual desktops, according to the survey. VDI (virtual desktop infrsstructure) was followed by building custom mobile apps for business systems (29 per cent) and moving business applications to a cloud model that can be accessed through a browser (28 per cent).
"Twenty-four percent of companies report having a formal mobility policy, up just 2 per cent over the past year," the report states. "However, the number of companies that plan to build a formal policy has doubled from 20 per cent to 40 per cent over that time.
"Additionally, companies see increases across the board with regard to the departments involved in building policy, indicating a holistic view towards mobile practices," it stated.
Lucas Mearian covers storage, disaster recovery and business continuity, financial services infrastructure and health care IT for Computerworld. Follow Lucas on Twitter at @lucasmearian or subscribe to Lucas's RSS feed. His e-mail address is firstname.lastname@example.com.
See more by Lucas Mearian on Computerworld.com.
Read more about bring your own device (byod) in Computerworld's Bring Your Own Device (BYOD) Topic Center.

subset: commoncrawl


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The Types of Federal Student Loans
Four major types of federal loans are available to students or their parents: Stafford Loans, PLUS Loans, Perkins Loans, and Consolidation Loans. Each type of loan is aimed at a different set of people, each has its own interest rate and repayment terms, and each has its own advantages and disadvantages.
Stafford Loans: Either the federal government or third-party lending institutions offer these loans. Stafford Loans are either subsidized or unsubsidized.
Subsidized: You won't be charged any interest until after you leave school for whatever reason.
Unsubsidized: Interest is charged from the time they're disbursed until you completely pay them off.
PLUS Loans: PLUS is an acronym for Parent Loans for Undergraduate Students. To qualify for PLUS Loans, parents must have children who are enrolled at least half-time at an approved educational institution.
The maximum allowable amount that can be borrowed for a PLUS Loan is the difference between the cost of the student's attendance and any other financial aid the student receives (a number set by the school's financial aid office).
Unlike Stafford Loans, PLUS Loans feature neither a grace period during which no payments are due nor any period during which interest doesn't accrue.
Perkins Loans: Federal Perkins Loans are loans guaranteed by the U.S. Department of Education and are available for undergraduates and graduate students. Unlike Stafford Loans, however, federal Perkins Loans have a fixed rate of interest and are made by your college or other institution (the government gives the college the money, and the college distributes it).
The Perkins Loan program is determined based on three factors:
When you apply
The level of need, as determined by your college
The funding level of your school
Typically, you have ten years to pay back any funds disbursed under the Federal Perkins Loan program, and you make your checks out directly to your school.


text: "These rallies are like super-saturated high school reunions. Every writer you've ever worked with or slept with, admired or betrayed — they're all there. At the first one, I elbowed my way through the crowd and right into my nemesis, who beamed at me artificially. "Anna, how are you?" She looked over my baggy ensemble, probably wondering if I was just fat or actually pregnant, and how long into my maternity leave she could steal my job." — pregnant Dawson's Creek and Men In Trees writer Anna Fricke on her experience being preggers during the interminable writers' strike. [ New York Times]


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For us at Search & Select this isn't just a mission statement, it's the cornerstone of our business and defines our unique approach to the recruitment profession.
We are selective, as the name suggests, in what we do, and how we do it. With a team of skilled and professional consultants we offer an unmatched level of service and expertise in the Recruitment space (executive, permanent and temporary/contract).
From Junior to Board Level Appointments we work in partnership with businesses of all sizes throughout all sectors here on the Isle of Man and further afield.
Search & Select Offshore was formed in 1998 through one man's vision – Chairman Alan Burman, MREC. With a background in senior retail and business development management, Alan Burman was determined Search & Select should stand apart from other recruitment agencies, and created a tight-knit business of skilled, enthusiastic consultants who understood the industry, could meet and exceed their client companies' expectations and would only ever select the most suitable candidates.
It's a vision that has seen Search & Select become the preferred agency for many candidates and clients.
But don't take our word for it. Click here and read what our clients & candidates have to say!
Key decision-makers expect the best from their people and the best from their recruitment partner, which is why they choose Search and Select; providing high calibre industry knowledge, a network of executive level contacts, professionalism and confidentiality.
We are recognised and have a proven track record for successfully placing Senior Professionals.
We build an in-depth knowledge of your organisation. Truly understanding how your organisation works, enables us to create a compelling story to attract, engage and introduce the very best talent for you.
Executive candidates value our discretion and one to one level of personal service. We leave no stone unturned in pursuit of the best talent and opportunities.
From a school leaver/graduate's first job to management level opportunities our general recruitment team provide a professional and personal service, offering industry knowledge and individual career advice.
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Temporary staffing is a great business strategy for companies that may not be ready to make a commitment to hiring permanent, but have the need for skilled workers to compliment or assist their existing workforce. It is a great option for fulfil projects too.
Whether you are looking for a Temporary Worker or Temporary Work for an hour, a day, a week, a month or a year, we can help.


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MILFORD — A former New York doctor has been sentenced to four years in prison in Connecticut for what authorities called a plot with her boyfriend to hire a hit man to assault her ex-husband and kill his wife in 2012.
Forty-six-year-old Ziba Guy was sentenced in a plea bargain Wednesday in Milford Superior Court for conspiracy to commit first-degree assault.
Prosecutors say Guy and her ex-husband had personal and financial disputes and Guy's then-boyfriend, Gregory Christofakis, was mired in a divorce and child custody case with his estranged wife. Police say the hit man they tried to hire turned out to be a police informant.
Christofakis pleaded not guilty to attempted murder and other charges. He awaits trial.
Guy was a gynecologist and obstetrician in Westbury in Long Island, New York.


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I've always considered myself entrepreneurial at heart. Even since I've started my work in IB (investment banking), I have continued to work on developing a few "back pocket" ideas that I'm excited about. Indeed, ever since I can remember, I have wanted to start my own business, not because I hope to be the next Zuckerberg, but because I believe the ability to dictate your own work is more rewarding than any other employment experience out there. It remains my ultimate career goal, and with any luck, I will make it happen some day.
That said, I have to say that the rising fad of "start-ups" in what has been - arguably - a VC bubble (read more) has started to trigger my inner skeptic. Don't get me wrong: I think it's great that we are increasingly encouraging young people to take career risks and try to create value through entrepreneurship. But I couldn't help but be suspicious that there were a fair number of people getting the short end of the "start-up" stick, if for no reason other than the fact that the few friends I had that went to work for early- to mid-stage start-ups left their corporate jobs filled with enthusiasm and are now silently trying to break their way back into what we all know collectively as the machine of corporate America.
Curious to learn more, I sat down with a friend of mine who founded a mildly successful internet venture, backed by a sizable portion of angel investment and a recent round of VC funding. While he, as you might expect, was overall very satisfied with his career decisions and current role, he did confess that his experience was far different from the one he had imagined when he first completed his round of VC funding.
Perhaps most surprisingly, when I asked him about his thoughts on taking a job at a start-up, his knee-jerk response was, "Don't do it." What ensued was surely one of the most interesting discussions I have had in a long while. Particularly, we addressed many of the "myths" of start-up jobs, and, after doing some independent reading, I though I would share some of the insights. Take them at face value, feel free to dissent, but I found it quite staggering to hear from one of the most entrepreneurial people I know. So with that, a few "myths" of start-up jobs:
- Myth #1: "Don't worry about the pay cut, you're going to get equity in the business. More than anything else, my friends who joined start-up companies were thrilled about the concept of getting an equity stake (albeit a small one) in the business. All they had to do was work hard (at a place where their effort was far more likely to be noticed, due to the smaller workforce) and they would ultimately be paid off in the form of equity ownership in a growing business. Most people joining start-ups are under the impression that their initial equity package is just a teaser of what's to come, but the truth is quite the opposite.
Start-ups, especially those backed by VC firms, are notoriously stingy with equity. Even those at the top of the organization often have less than 10% stakes in the business, and the chances of them willingly giving out greater shares of equity in a growing business (especially as time goes on) is vanishingly small. Many employees don't see their equity stake meaningfully increased even after years on the job.
Perhaps more importantly, promotions, raises and bonuses are exceedingly rare at start-ups. Money is tight at small firms, and there is a prevailing belief that if the business is performing well, the appreciation in your small equity stake makes up for a lack of performance pay (though this is rarely a reflection of reality). 2.5 years after joining a start-up, my friend with considerable programming skills was still making the same salary that he was offered when he joined the firm. What's worse, he knew that at any moment, he could be fired without real cause and with no severance pay to speak of.
- Myth #2: "If the company grows, you'll find yourself in an executive role at an early age."Although the concept of internal promotion seems to go hand-in-hand with the entire concept of a start-up, the reality is that there are shockingly few non-founders who work their way through the ranks at start-up businesses.
In most cases, successful start-ups are forced to reach out of the organization for new talent as the business grows. This shouldn't come as a surprise to anyone, but recall that start-ups are often cash-strapped and pay salaries at below-market rates. Inevitably, titles become a form of currency at start-ups - a sort of non-cash compensation that is a key bargaining chip during negotiations with new talent ("we know we can't pay you what Goldman can, but here you'll be the VP of Corporate Finance"). In an attempt to make concrete the value of those titles, organizations have to find a way to keep people enough people in junior positions to give weight to the title of "VP". Since you're currently the bird-in-the-hand, founders are often more likely to give you the snub in order to attract new talent by dangling more-senior titles in front of their faces. That leaves you - well - SOL.
- Myth #3: "You get more responsibility at a start-up, which will translate into better experience." While the former is quite likely to be true, the latter doesn't necessarily follow so naturally. The reality is that in all types of business, there are undesirable tasks to be done, and often times, at early-stage businesses, there is even more mind-numbing work to be spread around. Like anything else, your experience is going to vary wildly based on the group of people around you (and this is even more true at start-up companies). Go with the law of large numbers on this one: as the number of people in an organization increases, the quality of work regresses to the mean.
- Myth #4: "Our company is absurdly undervalued." This is one of the most common lines you will hear when interviewing at an early-stage start-up. We're all familiar with Mark Zuckerberg and the "Accidental Billionaires", so shouldn't we be on the look out for jobs at the "next big thing"? Surely that will pay dividends?
- For the most part, what holds true in the public markets can be easily translated to the private markets as well. That means that, for the most part, no one is smart enough to beat the market (not even the VCs, it turns out!). The chances of anyone (especially the founders, whose perspectives are understandably biased) being able to accurately determine the proper valuation of a pre-profitability business is next-to-zero. If you're thinking about joining a VC-backed start-up, you've already missed the train, and the chances that an early-stage VC fund left money on the table is tiny, at best.


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cctv wrote:ok what is this nonsense, this issue has been going for too long now, what is this vulnerability, and pop up by IE (yah i know how to get around, graet fix btw, IE file, offline, start ednk, restart IE)..but why should I , what is MM, trying to pull with this b/s
NocturnalVagabond wrote: Kad can be an overhead hog.
Uploaded data: 933.79GB
Kad Overhead: 4.28GB
Iron wrote:Who really wants to install .NET?
As for ED2K, I finally ditched it after being fed up with the fakes and the lack of exclusive content on the network. Unless other cleaner clients become available for Overnet, I doubt I'll be using that network anyway.
zbeast wrote:If you use the "free" version it has banner ad's and
you have to install WhenU Save!
Gadget wrote:zbeast wrote:If you use the "free" version it has banner ad's and
you have to install WhenU Save!
Yo don't have to have the WhenU Save! package installed.
If the user disconnects from the net before the eDonkey install, then the WhenU Save! package cannot be downloaded during the install.
MrFredPFL wrote:but realistically - how many users realize that?
LANjackal wrote:Iron wrote:Who really wants to install .NET?
No one specifically wants to, but then again the same is true of Java or just about any other environment. Most people only care about the output of what they're doing, not the underlying processes. .NET's actually extremely popular. See here.
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The Student Congress at Hope College is sponsoring the lecture "From Washington to Wall Street: Who is looking out for Main Street?" by Hope graduate Matt Scogin, who is a senior staff member with the New York Stock Exchange (NYSE) and was formerly with the U.S. Treasury Department, on Monday, March 15, at 7:30 p.m. in the Maas Center auditorium.
The public is invited. Admission is free.
Scogin, who is vice president and chief of staff to the chief executive officer at the NYSE, will give his perspective on what needs to change in Washington and on Wall Street to advance a common economic good for the nation.
Scogin graduated from Hope in 2002 with majors in political science and economics. For the year after graduation, he served as a senior advisor for State Representative Barb Vander Veen in Lansing. He subsequently attended the graduate program in public policy at the Kennedy School of Government at Harvard University in Cambridge, Mass., graduating with a Master's of Public Policy degree in 2005.
During 2005-06 he held a year-long research fellowship in Germany, sponsored by the Bosch Foundation, to study welfare reform and labor markets. He later joined the staff of the United States Treasury Department in Washington, D.C., serving as senior advisor to the Under Secretary for Domestic Finance. He has also worked previously for Governor Mitt Romney of Massachusetts and Wachovia Bank in Charlotte, N.C.
Scogin, who is originally from Portage, is himself a past member of the college's Student Congress, and served as the organization's president during 2000-01 and vice president during 1999-2000. He was involved in numerous other campus organizations and college activities as a student. During the spring of 2001, he held an internship in the Office of Political Affairs in the White House while participating in the college's Washington Honors Semester.
The Student Congress Speaker Series is planned and executed by student leaders elected as representatives of the student body. The series aims to supplement Hope's liberal arts curriculum with relevant, informative speakers of interest to students and community members.
The series debuted with author Alex Haley on Jan. 30, 1992. Others featured through the years have included actor Danny Glover and actor/director Felix Justice; comedian and talk show host Bertice Berry; author James Malinchak; former principal Joe Clark, inspiration for the film "Lean on Me"; attorney Robert F. Kennedy Jr. on environmental issues; writer Maya Angelou; author Jack Thompson, a leading anti-entertainment industry litigator; author David Kushner; presidential speech writer and lawyer Ben Stein; peace activist Arun Gandhi; Robert Bullard, an expert on environmental justice and environmental racism; Cleve Jones, founder of the AIDS Memorial Quilt; Paul Solman, a noted expert on domestic and international economics; actor and environmentalist Ed Begley Jr.; last year, Jane Elliott, who devised the "Blue Eyes/Brown Eyes" exercise in teaching about prejudice; and, on Feb. 22 this year, Jim Schneider concerning the current economic state and how to live with it.
The Maas Center is located at 264 Columbia Ave., on Columbia Avenue at 11th Street.


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LITTLETON — An attempt by organizers of the three-day Riot Fest rock and punk show to turn back a decision by Arapahoe County to deny the event a permit to play in Byers failed before the Zoning Board of Adjustment on Wednesday.
The board voted unanimously to deny Riot Fest's appeal of the July 11 decision by Zoning Administrator Tammy King not to grant the event a temporary use permit.
There was little comment from board members at the dais before casting their votes.
Riot Fest, which features artists like Primus, Rise Against and The Cure, will go on as scheduled Sept. 19-21 at Sports Authority Field at Mile High in Denver — a venue organizers had to scramble to find after they were denied the permit to play May Farms in Byers.
When they announced the new location for this fall's show on July 18, organizers made it clear that they wanted to return to Byers in the future.
Riot Fest's first Colorado appearance took place at May Farms in 2013, which is located about 40 miles east of Denver.
Organizers can apply again next year to hold the weekend extravaganza in Byers. When asked after the hearing what he planned to do about a 2015 show in Colorado, Riot Fest director Max Wagner said a statement would be coming from Riot Fest "shortly."
Riot Fest attorney Adam Stapen argued before the board Wednesday that King's ruling was "moot" because it was made prematurely. He said she issued her denial before she had received feedback from various Arapahoe County agencies — including engineering and fire protection — about whether they could properly manage an event that could bring 17,000 people to the tiny farming town.
"I submit to you that the zoning administrator by your statutes had an obligation to first have all the referrals in," he said. "That did not happen."
Wagner told the board that he was in the midst of discussing with the county ways to address some of the concerns that had been brought up about the festival when the denial was issued.
He said he was simply requesting "equal treatment under the law."
But King, who cited traffic, noise and safety concerns in her denial last month, countered that there was little Riot Fest could do to blunt the impacts from such a large undertaking.
"I felt there wasn't a way to mitigate the impacts (neighbors) spoke about with an event of this size," she said.
The audience at the hearing, most of whom traveled to the county's administration building in Littleton from Byers and surrounding towns, was split on the wisdom of bringing Riot Fest to May Farms.
Opponents talked about nightmare traffic, open drug use and window-rattling noise levels caused by the festival. Supporters said detractors were exaggerating the problems and lauded Riot Fest for giving a boost to Byers' languid economy.
Vicki Allen, of Byers, said she and her neighbors chose to live on the eastern plains because of its quiet and serene setting and that a multi-day punk and rock show was not compatible with their rural lifestyle.
"Our county roads were not built to accommodate the traffic of thousands," she said.
But Heidi Tufto, also a Byers resident, said she had spent more time stuck behind farm equipment than in Riot Fest traffic. And she questioned just how bothersome the noise level was from the show.
"I have 200 animals on my property and there was no impact to them," she said.
John Aguilar: 303-954-1695, firstname.lastname@example.com or twitter.com/abuvthefold


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Category : Resume.
Topic : How to write an effective resume examples. Author : Ingrid Morin.
Posted : Thu, Oct 31st 2019 02:34 AM.
Format : jpg/jpeg.
Do not expect to win the employer when your resume and resume are common without any particularity. So, do not waste time sending imperfect resume and resume to different employers because your chance of getting to the next round is not significant at all.


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One of Russia's political parties wants to enshrine marriage inequality in the country's constitution.
RT.com reports:
The head of the Russian Pensioners' Party has come up with an initiative to change the Constitution and define marriage as only being between a man and a woman. Igor Zotov, who is also a Lower House MP on the ticket of the center-left Fair Russia Party has explained his move by his assertion that Russia's traditional values were under threat from the latest modern tendencies.
"I got this idea from the members of the Pensioners' Party branches in Chelyabinsk and Sverdlovsk [major industrial regions in the Urals]. These people were extremely concerned over the processes that are currently taking place all over the world, in particular by the fact that the laws allowing gay marriage have been passed in 15 different countries and four regions within larger nations. Granting the same status to gay and traditional couples leads to the destruction of the family institution because the community tends to perceive as natural those models approved at the state level," the lawmaker has told the popular daily Izvestia.
Bashing the gays is a tried-and-true path to political power. And in homophobic Russia, it's probably the closest thing to a sure bet right now.
Find more articles and gay wedding resources.


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J/105 Class Association
There are currently 650 J/105s sailing in 15 fleets in America. The J/105 Class and its builders have provided J/105s for women's and men's regattas for over 15 years. On the merits of its sailing characteristics, national distribution and smaller 4-6 person crew number, the J/105 was selected for the Storm Trysail Club's Big Boat Regatta held each fall as the principal one-design offshore class-- it's the biggest offshore one-design class sailed by college sailors every year and continues to be a favorite among the sailors of all ages.
If your looking for a great class to get involved in, look no further than the J/105 Class. Go to the J/105 Class website for more info. J/105 Class Association Highlights
J/105 National Class Association Links:
J/105 Tuning Guide Links:


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NAFSA: Association of International Educators is the world's largest nonprofit association dedicated to international education and exchange, working to advance policies and practices that ensure a more interconnected, peaceful world today and for generations to come.
Take advantage of year-round membership benefits.
Register now and save on NAFSA's MDP.
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Learn about trending issues and critical updates.
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Brownstone Sans - The Specimen
One design sparks another. As Alejandro Paul experimented with the strokes and curves of the monoline script Business Penmanship, he discovered interesting new forms and shapes that didn't fit the Spencerian theme of that typeface. These forms simmered in Ale's subconscious over the next three years, during which time he visited New York City, pored over rare type specimen books in the New York Public Library, and explored Brooklyn's neighborhoods. Brownstone, the face born from these explorations, is an original 21st-century design, yet one subtly infused with historical and cultural references â€" keen observers might spot influences from decorative typefaces of 19th-century foundries. And just as faces from that era were influenced by contemporary architecture, the frames included with Brownstone echo the ornate iron railings of Park Slope's row houses. (There's also a slight 1960s vibe to Brownstone, of novelty swash-sans photocompositing faces, that can be played up at your discretion.) Influences aside, Brownstone has broad appeal to modern audiences. A soft, monoline sans-serif, with elements of Swiss geometry (see the 'k' and 'x'), its marriage of highly legible, draftsman-like letterforms with decorative swashes and ornaments reflects the old-meets-new aesthetic of the DIY craft culture seen in Brooklyn and other urban centers. It's ornamental but unfussy, romantic but understated â€" a design theme well-suited to recession-era cynicism.


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One of my research strategies (and I think this one probably applies to most family researchers) is that I like to try to find an individual in all the available censuses that span that individual's life – particularly the censuses from 1850 on in which all the household members were identified by name. So it always bothers me when an individual or family "goes missing." Now I do realize that on occasion an individual or family actually was missed by the census taker; but more often than not, the family (or individual) was enumerated but the name was misspelled or misinterpreted or a birth date or age is so far off it that it appears to be a different individual. So I thought that I would list some of the reasons that these elusive ancestors cannot be found with a follow-up post on strategies that can be used to find them.
Now there are a few different online sites available which have searchable census records, and we'll talk about them more in the follow-on post. But regardless of which online site you use, the census images are only searchable because they have been indexed – and the indexes have been built by humans. The quality and accuracy of the index is dependent on the ability of the people who build it to 1) read/interpret the census images and 2) type that information correctly into the index. If the index does not accurately represent what is on the image, there are transcription errors.
Most transcription errors occur because the person/people who create the index do not interpret what is on the image correctly. This could be because the census image is damaged or faded, the quality of penmanship of the person who wrote the census may be poor or the indexer may not be familiar with old-style cursive script. Also, the indexers are human and even if they read the data correctly, they may type it wrong! Most of the major companies that sponsor the building of the indexes have checks in place that are designed to catch transcription errors, but some always seem to sneak through! In other words, the person being researched is correctly represented on the original census image, but the data in the index is wrong. And since it is the index that is being searched, a match is not found.
The other main reason that families or individuals cannot be found is because they are incorrectly represented on the census form itself. One example of why incorrect information may be on the original image is that the further back we go, fewer people could read and write English. And often their spoken English was heavily accented. So the census taker would write what he heard and the individual was not able to correct him.
Another problem is that the person supplying the information to the census taker may have given him bad information — either intentionally or unintentionally. Sometimes information was supplied by neighbors or children or extended family members and things like ages, dates and places of birth were "guessed." In fact, ages are often inaccurate either because they were estimated or intentionally "fudged." Even last names may have been altered. I have seen quite a few times when the youngest child was born considerably more than nine months after the death of the mother's deceased husband, yet still carries his name. Often step-children from a mother's previous marriage were incorrectly enumerated with the name of the current husband. I even have a case where a young girl was living with her older, married sister and was listed with the last name of the sister and her husband.
Another "bad" data problem I've run into more than once is that since divorce and separation used to carry quite a stigma, often-times people told the census taker they were single or widowed rather than divorced. This has tripped me up more than a few times because after seeing that the man or woman was widowed, I would not bother to even look for the spouse in another household. It also tends to really throw you off when you're looking for an obituary or death record in the wrong decade!
Yet another way errors were introduced is that multiple copies of the census were generated to collate and also for different levels of jurisdiction. So errors could have been introduced or lines missed when coping from one form to another. (Remember, there were no scanners or copy machines!)
So the bottom line is that your ancestor may be "hiding" due to a transcription error, bad or inaccurate data on the census form itself or a combination of the two!! Now that we've discussed various reasons why we can't find someone in the census, my next post will contain some strategies for finding them!
UPDATE: If you are interested in some of the strategies I used to successfully find some elusive relatives in the 1920 census, check out my success story here.


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After the initial pain and discomfort of a strain or sprain subsides, individuals usually resume or even increase their activity level. If an osteochondral lesion has occurred, however, everyday activities that put pressure on the joint, may lead to pain and swelling, although the joint usually is fine when at rest. A patient with an osteochondral lesion will often feel a dull ache in the joint and may also experience a mild locking or clicking of their knee or ankle joint. The affected joint may also seem to be loose.
Causes and Risk Factors
Usually, an osteochondral lesion occurs when there is an injury to the joint, especially if there is an ankle sprain or if the knee is badly twisted. Individuals who play sports such as soccer, football, rugby and golf may be at risk of an osteochondral lesion. Although the cause of such lesions is unknown, they may involve a genetic predisposition to such a condition. They also may be caused by abnormal bone development, especially when they occur in children. Repetitive trauma has also been associated with the development of such lesions.


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Dollars, Debt, and Deficits
- Introduction
- Opening Speeches
- toggleBlock I. Global Imbalances, Exchange Rate Issues, and Debt
- Session 1: Global Imbalances - A Map to the Revived Bretton Woods End Game: Direct Investment, Rising Real Wages, and the Absorption of Excess Labor in the Periphery
- Macroeconomic Dynamics and the Accumulation of Net Foreign Liabilities in the US: An Empirical Model*
- Session 2: Exchange Rate Issues - Financial Globalization and Exchange Rates*
- What Makes Balance Sheet Effects Detrimental for the Country Risk Premium?*
- Session 3: Debt in Emerging Economies - Public Debt, Fiscal Solvency, and Macroeconomic Uncertainty in Latin America: The Cases of Brazil, Colombia, Costa Rica and Mexico*
- Exchange Rate Regimes and Debt Maturity Structure*
- Comment: Financial Globalization and Exchange Rates
- Keynote Speeches
- toggleBlock II. International Financial Architecture
- Session 4: The Role of the IMF - A Model of the IMF as a Coinsurance Arrangement*
- The IMF in a World of Private Capital Markets*
- Session 5: Innovations in Private and Multilateral Lending - Dollars, Debt, and the IFIs: Dedollarizing Multilateral Lending*
- Optimal Collective Action Clause Thresholds*
- Comment: The Role of the IMF
Comment: Financial Globalization and Exchange Rates
- International Monetary Fund
- Published Date:
- September 2005
Show Summary Details
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John Lydon
(Redirected from Johnny Rotten)Jump to navigation Jump to search
John Joseph Lydon (born 31 January 1956) is an English rock musician also known as Johnny Rotten, the name he used when lead singer of seminal punk group the Sex Pistols. He was also lead vocalist for Public Image Ltd.
- Ever get the feeling you've been cheated? Good night!
- At the end of the last Sex Pistols concert, Winterland Theater, San Francisco, California (14 January 1978)[specific citation needed]
- If the Royal Family was going to assassinate someone, they would have gotten rid of me a long time ago.
- On the 2003 panel TV show The Belzer Connection, when asked if there was a conspiracy in the death of Diana, Princess of Wales.[specific citation needed]
- Punk is like looking at a mirror. I already have a mirror so I don't need the Offspring to remind me how gorgeous I am.
- The Jimmy Kimmel Show (4th September 2003)
- England's a violent place. Too violent for me. That's why I prefer it here (the USA). For a gun-toting nation, Americans are surprisingly passive. This place suits me and the wife.
- Interview: Seven Magazine in the London Telegraph (6 January 2008)
- [On the lyrics of his songs] They meant a lot to my generation. And it's nice to know you've written songs that mean something to someone rather than some trivial pop dirge. I'm not thriving off a career slagging off the Queen. I think I have something valid to say. My words are my bullets. I like to brag that somehow I got it right.
- Interview: Seven Magazine in the London Telegraph (6 January 2008)
- I've never told anyone this, but I suffer from terrible stage fright. True. You can't tell though, can you? Unbelievable, the panic. I nearly die of fear before I go on stage. Something wicked. I can't eat a thing the day before a gig. It'd make me vomit. Once I come off? I could eat a scampied elephant between two buttered mattresses. But I'm kinda glad about the stage fright. I've read Laurence Olivier and John Gielgud about their terror. And I reckon it's what gets the adrenalin going.
- Interview: Seven Magazine in the London Telegraph (6 January 2008)
- [Replying to the question of the presenter: "where did the name "Sex Pistols" come from, who thought this name up?"] Some animal. I can't remember. It doesn't matter. It's history.
- The Tomorrow Show with Tom Snyder (27th June 1980)[specific citation needed]
- It's no more of that 12 bar ditty wavy hair in the breeze platform boots flap your flare nonsense. It's not a packaged image of third-rate idiots. It's not a pose. We just do our stuff. Hate it as it usually is, you know I was very shocked by the reviews of the last album. I believe none of them. They liked us for the wrong reasons, trendy reasons.
- The Tomorrow Show with Tom Snyder (27th June 1980)[specific citation needed]
- How can you ban language, words? How're words offensive? And why should I have to tolerate YOUR interpretation? I'm the one using the word. ASK me how I'm using it, don't TELL me. And if you don't like the way I'm using it, so what? It's my right. It's my freedom of expression. Without that, we're nothing but slaves. My language, now fuck off!!!
- In response to the infamous court case against Richard Branson and the owner of a Nottingham Virgin Records shop who was arrested for publicly displaying the word "bollocks" in his window while promoting the album "Never Mind The Bollocks, Here's The Sex Pistols." Classic Albums: Never Mind The Bollocks, Here's The Sex Pistols (© Isis/Eagle Rock Entertainment, 2002)
- Turn the other cheek too often and you get a razor through it.
- In: Tobler, John (1992). NME Rock 'N' Roll Years (1st ed.). London: Reed International Books Ltd. p. 303. CN 5585.
The Filth and the Fury (2000)[edit]
- Quotes from the Julien Temple documentary The Filth and the Fury (2000)
- You don't write "God Save The Queen" because you hate the English race, you write a song like that because you love them; and you're fed up with them being mistreated.
- [On Sid Vicious] Yes I can take on England, but I couldn't take on one heroin addict.
The Kate Bush Story (2014)[edit]
- Quotes from the BBC documentary The Kate Bush Story (2014)
- When I first heard it, I thought that's extremely challenging, the vocal — it was almost hysterical, and it was so up there, the register, but it was absolutely fascinating. And I know at the time a lot of my friends couldn't bear it, they thought it was just "too much" — but that's exactly what drew me in.
- On Kate Bush's first hit, "Wuthering Heights"
- My favourite album by her is The Dreaming, and I think she produced that one herself. That got a lot of criticism — but I loved it. It was overloaded with textures, and tones and all manner of things. It's a record that I still can play to this day, and still hear new things.


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Though we have specific items such asScramble Squaresthatare a unique challenge for ages 12 and up, this age range may also be ready to try out any adult jigsaw puzzle challenge.
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Whether you are planning your first cruise, your fifth or your fiftieth, your choice of ship – including the size of the ship – will determine a lot about your vacation experience. Cruise ships of any size produce remarkable vacations, but small ships have some distinctive characteristics. Small cruise ships generally offer a more intimate cruise experience than their larger cousins: you'll be on board with a few hundred, rather than a few thousand, other guests. This will provide more opportunity for you to get to know your fellow passengers, which can be a delightful part of cruise travel. Small ships don't have the space for numerous dining venues, large-scale entertainment, enormous sports decks or dedicated children's areas. However, the onboard dining and accommodations will be top-notch: most small ships tend toward the gourmet and the luxurious. The ratio of crew to passengers is usually quite high on smaller ships, so the level of service will be exceptional as well. The most significant advantage of small-ship cruising may lie in the choice of destinations and ports. Small ships are able to glide into spaces where large cruise ships can't go: your ship might sail further into a narrow fjord, dock at a tiny island off a distant coast, or head up the mouth of a river to reach a historic town. Picture yourself on deck as you dock in Phuket, Thailand, ready to tour Buddhist temples and shop for Thai silks and gemstones; in Cagliari, Sardinia, where the emerald-green Mediterranean Sea meets the Costa Smeralda; or at the El Chato Reserve on Santa Cruz Island in the Galapagos, where you can see the world-famous giant tortoises in their natural habitat. Small cruise ships come in a surprising variety of styles. Some have the familiar ocean-liner look – just on a smaller scale – but there are also sleek yachts, masted schooners with white sails, and rugged expedition ships equipped to withstand the perils of rocky shorelines or ice (don't let a rugged exterior fool you, you're likely to find upscale amenities and high-end cuisine on board). Another type of small ship is designed specifically for travel along the world's most storied rivers, including those in Europe, Asia and Africa. Narrow and low enough to pass under antique bridges, these river-specific ships can be quite luxurious in their own right, with balconies, pools and sun decks. To find out more about the exotic places that small cruise ships can take you, talk with your Cruise Holidays personal cruise expert.


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Power Ranger Parody Party
Serving the Entire San Diego, California Area
Our Power Ranger Parody party characters are a group of crime-fighting super heroes who use their powerful arsenal of brains, muscles, and technology to fight for what's right everywhere. They may have special tools and incredible martial arts skills, but they know that teamwork is the way to win a fight. Each Power Ranger Parody party character is a unique individual, but when they put their talents together they become one powerful force that keeps evil away. Contact Party Princess Productions and have them send a Power Ranger Parody party character to help protect your party.


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01772 326870
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Where are they Now?
This weeks Youth Alliance results and fixtures:
All kick-off times 11.00am unless stated otherwise
For the Youth Alliance tables please visit LFE's homepage.
For the full Youth Alliance Newsletter from the Football League click on the link below.
Youth Alliance Newsletter 22/03/10 >>
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Inexpensive. Saves desk or table space. Easy installation. Includes cord management clip.
Plastic construction feels a bit flimsy. Cannot adjust without replacing adhesive. Fit is not precise.
Bottom Line
Want to stick your tablet to the wall? The Dockem Koala iPad & Tablet Wall Mount is easy-to-install and unobtrusive, but the plastic construction feels a bit flimsy.
There are plenty of stands out there for propping up iPads and other tablets for watching videos and other uses. But not every space has a nice flat surface for a stand, and in some cases you might prefer to mount your tablet to a wall. The Dockem Koala iPad & Tablet Wall Mount ($19.99 direct) lets you do just that, with a dead-simple installation process that takes just seconds.
This wall mounting system is about as simple as they come. You get two plastic brackets that hold your device in place (pairs are sold separately in either chrome, black, or white finishes), two 3M Command Strips, and an alcohol prep pad. Each bracket measures 3.5 by 0.75 by 0.75 inches (HWD), with vented accents along the sides and a lip along the bottom that holds your tablet in place. Under the bottom lip is a small hook for cables.
Though it's made primarily for the iPad, from first-generation all the way up to the most recent fourth-gen models, the Dockem Koala works with any tablet or smartphone that measures less than 0.4-inches thick. The two brackets aren't connected, so you can use them with any variety of devices, as long as they don't exceed the 0.4-inch maximum thickness and 5-pound maximum weight. I tested with an iPad 2 , which fit even with a Smart Cover attached, and a Samsung Galaxy Tab 2 (10.1) . Neither was a perfect fit, but held securely when properly installed to a normal painted wall, and didn't obscure any of the screen. The all-plastic construction is a little flimsy feeling, but the tabs didn't exhibit any flex. The cable hooks were also great for keeping charging cords within reach at all times.
Installation is as simple as attaching the included 3M strips, holding the two tabs against the bottom corners of your tablet, and then pressing firmly against a wall. You just need to be sure you everything is level before you affix the strips. You'll also want to make sure the tabs are pressed as close to your tablet's edges as possible for the most secure fit. The 3M strips are rated to hold up to 5 pounds each, so today's tablets, all of which weigh much less, are no problem. Removing the Dockem Koala is equally easy, requiring a simple pull on the bottom flaps of the 3M strips. That's important, since you'll have to remove the adhesive to correct alignment or adjust for a new device. You can't reuse the strips, but 3M Command Strips are available all over for under $5.
There are a number of useful applications for the Dockem Koala. During the test period, I used the mount on the wall next to my bed, turning my tablet into a small TV/alarm clock, freeing up precious space on my tiny nightstand. The Wallee system also has a wall-mount component, but you'll have to screw the wall mounts into place, and you'll have to buy a special case for your device. The plastic construction feels a little flimsy, and you need to work to get a precise fit, but if you want to mount your tablet or even smartphone on a wall, the Dockem Koala is a simple solution that will only set you back $20 and a few seconds for installation.
More Accessory Reviews:
Logitech Spotlight
Gryphon PowerAll (PBJS12000R)
iBattz Mojo Vogue BattStation
Wacom Intuos Creative Stylus (for iPad)
Poseidon Messenger K7202


text: So I had so many scraps of fleece that my plastic fleece bin wouldn't close. I saw Nancy Cornwall's book about polar fleece where she says to overlap the seams and use water soluble double-sided tape to hold them before sewing. So that's what I did--I cut all my fleece scraps, coordinated them into matching colors, made them into rectangles with the wavy rotary cutter, and then made them into blocks, and made this receiving blanket. I have enough scraps left to make some more. It was fun.


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Very creamy
On Ques-O Pasteurized Process Cheese 200g


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Hello people my program is supposed to be a tool designed to find palindromes. For those that do not know what a palindrome is... it is basically a word phrase or sentence, that reads the same backwards and forwards.. An example is the word wow. w o w. If you spell it backwards, it is still w o w. Another example is Madam I'm Adam. However, because of the way the computer thinks about things, I have decided to make spaces, symbols, numbers and apostrophes to not be part of the phrase... and so my program will first ask for an entry, which is parsed as a String. then it will check each index position of that word from 0 to length - 1. if there is an illegal character or space found, then a message is displayed and it will prompt the user to reenter a suitable word. As of this point, it only checks for spaces... my code compiles but when run gives a StringIndexOutOfBounds Exception after the word is entered.
My code, which can be found below, consists of two classes in two files. One is the application containing the main method, the other is the actual code.
public class againApp{ public static void main(String [] args){ again a = new again(); again.start(); } } public class again{ static boolean isPalindrome; static boolean reEnter; public again(){ isPalindrome = false; reEnter = false; } public static void start(){ do{ System.out.println("Pleanse enter the word or phrase, with no spaces, to be tested "); String word = Keyboard.readInput(); reEnter = checkWord(word); if (reEnter){ System.out.println("Your word or phrase contain spaces or illegal characters. Please check and reenter"); } } while (reEnter); if(!reEnter){ System.out.println("The word is ok"); } } public static boolean checkWord(String myString){ int i = 0; for(i = 0; i < myString.length()||!reEnter; i++){ if (myString.charAt(i)==('\0')){ return true; } } return false; } }


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Posted by Contextual Learning on Thursday, September 01, 2011 12:15 AM
It's the point in the year at which many internships are starting up. This is thrilling for the intern, the supervisor, and the congregation. That excitement is reflected in a letter we received recently from Pastor Phil Gardner at Trinity Lutheran Church in Sandusky, Ohio.
"I am pleased to report that Sharon Brown is on board and getting much more than just her feet wet. Her first official responsibility among us was on Sunday when she participated in the annual blessing of book bags as kids go back to school. She got to use an evergreen branch to sprinkle the students with water from the Baptismal Font.
"We had an installation for her at both services, with a reception in between. From all I can tell, we're going to have a super year. I am so grateful, for the first time in twelve years, to have someone with whom I can regularly share pastoral work, talk shop, and dream about what can be. I expect to learn a lot from Sharon and from our time together.
"(We're making) a HUGE DEAL out of the fact that, for the first time in its 85 years, Trinity Congregation has a pastoral intern.
"I think Sharon was a little hesitant about the 'vicar' title. I guess it's more common among LC-MS congregations. But, I just felt it was good, especially for our kids, to set her apart as one training for ordination to pastoral ministry. I bore the title way back when, but in Arlington, Virginia, it sounded more like 'vicah'! And, besides, take a look at the picture of our sign board, as attached. Sharon has no choice!
"Anyway...so far so good...the juices are flowing...Sharon preaches September 4, doing something right up her alley. We're borrowing from the Presbyterians and proclaiming the day before Labor Day 'Christian Vocations Day.' I've asked Sharon to do a topical sermon on ministry in daily life, and I directed her to the Presbyterian stuff on line. She seemed excited at the prospects."
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With Chevrolet's new Camaro Z/28 going on sale soon, fans who have been waiting for this track rat performance version will soon be able to put their money where their mouth is.
A lot of money.
Chevy announced Friday that the 2014 Z/28 will start at a cool $75,000, including destination. Keep in mind: A completely loaded version of Chevy's all-new Corvette sells for about the same money. A base Camaro starts at $24,550. And both of those come with air conditioning included, which the Z/28 does not.
But the fire-breathing Z/28 version of the Camaro shares almost nothing with its low-rent little brother. Conceived as a zero-compromise car aimed at getting around a racetrack as fast as possible, the Z/28 makes speed a priority.
"The Camaro Z/28 is an uncompromising performer that's bred for the track — and every one of its unique components supports the goal of faster lap times," Mark Reuss, president of General Motors North America, said in a statement.
To drive this point home, Chevy said it lapped the car around the famed Nurburgring race course in Germany faster than a Porsche 911 Carrera S, the massive gap in refinement between the two vehicles and 105 horsepower advantage for the Chevy notwithstanding.
The engine in the Z/28 is a hand-built 7.0-liter V-8 that makes 505 horsepower and 481 pound-feet of torque. A six-speed manual transmission is your only choice of gearbox, and it pushes power to the rear wheels via a Torsen limited-slip differential.
Body panels on the Z/28 have been modified for increased downforce at the kind of high speeds track driving hits, as well as additional cooling for the car's mechanical bits.
The suspension has been overhauled and offers four-way adjustability in the dampers, while forged aluminum wheels and carbon ceramic brake rotors keep unsprung weight down.
Inside, the diet continues. The rear window is thinner, as are the rear seats, some sound deadening and the tire-inflator kit have been removed. You'd think 75 large would at least get you air conditioning and some speakers, but sorry fancypants, those items are the Z/28's only options — for a cool $1,150.
The Z/28 will be available for order later in January, with the car landing in garages — and tracks — in the spring. When it does, this Camaro will join a healthy lineup of Chevy performance cars. This includes the Corvette Stingray Coupe and Convertible and the recently launched SS rear-wheel-drive sedan.
For the true earlybirds, Chevy will be auctioning the first Z/28 at the Barrett-Jackson auction in Scottsdale, Ariz. on Jan. 18. Just make sure to stay clear of those pesky Ford fans who will be on hand to bid on the world's first next-generation Mustang.
54 million self-driving cars expected on the road by 2035
Lamborghini's 610-horsepower Huracan will succeed Gallardo
Nissan's Detroit Auto Show concept will likely tease next Maxima


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The Meetings of Tinos
Topic of the year 2012: Systems of Education and Employment in the Mediterranean: Crisis of Reproduction - Crisis of the State
From the year 2012, the Pierre Bourdieu Foundation in cooperation with the departement of philosophy and social sciences of the university of Crete, the cultural festival of the municipality of Tinos and the Cultural Foundation of Tinos proposes the establishment of a research mechanism devoted to meetings and exchanges among intellectuals, cultural and scientific producers, around social issues and current cultural challenges. A seminar will be held every two years in Tinos for the duration of one week and will bring together representatives from different countries, disciplines and scientific and cultural practices who share a critical point of view inspired by Pierre Bourdieu and his sociology but also by the form of an intellectual intervention associated with the name of "Raisons d' Agir" of which he was the founder. At the same time, the concept of TINOS will be based on the prolongation of collective exchanges and productions of the network of ESSE (6th Framework Programme of the EU), which is formed by a large number of collaborators of Pierre Bourdieu from diverse countries and disciplines, it will be a first opportunity for the Foundation to bring together the conditions of social possibility of the "international collective intellectual", an endearing term to Pierre Bourdieu.
Each of the meetings of Tinos will revolve around a theme defined by a steering committee. The number of participants will be restricted to 20 people, coming from different countries in order to enable a broad intercultural exchange. Discussions and publications will be in English and French. All participants are expected to speak in one out of the two languages and understand the second.
The first meeting of this type will take place in early July 2012 and its object of study will be the crisis of modes of social reproduction and the concomitant political changes as they appear nowadays in different countries around the Mediterranean.
As much as this crisis may refer to particular economic contexts, to variable socio-structural conditions and to diverse political regimes and dynamics, as much it seems legitimate to raise a query about a certain number of parallelisms such as the structural and chronic unemployment affecting especially a highly skilled youth in the countries of North Africa just like in the countries of southern Europe such as Greece, Spain, Portugal or France.
The current crisis, both economic and political and social, will be apprehended as "a crisis of reproduction", a crisis of reproduction both in the familial and intergenerational level (insecurity of youth, especially of the highly educated young people), thereby also as a crisis of reproduction of the middle class but also as a state crisis (in question the modes of political regulation against the markets, crisis of the social welfare and of the educational systems and, last but not least, a crisis already manifested in the form of revolts and protestations of the younger generation in the countries of Maghreb, in Spain or in France).
The seminar of TINOS will bring together researchers from different countries –especially those affected by the problem under consideration. We, therefore, suggest taking as a geopolitical framework the countries of Maghreb, Spain, Portugal, France, Italy and Greece, where such relatively convergent symptoms of crisis are currently experienced and inviting researchers from these countries.
They will be asked to arrive at TINOS with a "dossier de travail" that they will have prepared in advance on the basis of a set of transverse sociological queries that will be defined as key- issues of the meeting by the steering group. This will create a context of collective work in order to provide an appropriate space to the "collective intellectual" that Pierre Bourdieu was calling for so insistently.
In these national preparatory reports the participants will provide to each other data and information, available in their respective contexts but often difficult to access for "foreigners" for linguistic or practical reasons but mainly because of the fact of their specific contextuality. As Durkheim put it so well: "Data is never given but constructed" and, for example, what youth unemployment "means in the statistics of this or the other country is not so often that compatible with what is also measured under the same term. Each of the participants will then offer, as an ethnographic informer of his own cultural context, a theoretical diagnosis of the data presented, in order to contribute to a well founded intercultural exchange, and of the conclusions concerning the analogies and homologies with the other contexts presented.
The fruits of this collective work will be published first on the website set up by our Greek partners, under the direction of Nikos Panayotopoulos, and, then, in the form of a collective edition in English and French.


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When she graduatedfrom Bethel University in St. Paul, Minnesota, Karen Johnson believed God had called her to Japan. Two years later, Johnson still lives in Minnesota, working multiple jobs as she strives to pay off $43,000 in student loans.
"I needed this degree to be able to do [missions work]," said Johnson, who majored in biblical and theological studies and youth ministry. "But my degree has held me back."
Because of binds like Johnson's, colleges, universities, and other programs have begun initiatives to make sure student debt is not a barrier to missions work. Liberty University in Lynchburg, Virginia, for example, will soon put millions of dollars toward forgiving student loans for missionaries.
Many schools are starting or enhancing loan repayment programs "because the landscape has changed dramatically," said Luke Womack, founder and executive director of the GO Fund. Launched in 2012, the nonprofit helps graduates of any school, requiring only that they minister to unreached people groups. "The rate of tuition continues to skyrocket each year," he noted.
In the three decades since 1983, average tuition and fees at private four-year institutions rose by 153 percent, according to the College Board. And according to the Project on Student Debt, seven in ten 2012 college graduates had student loans, with an average debt of $29,400.
"What [mission agencies] told us over and over is that the number-one barrier to getting people to live and work overseas was debt," said Johnnie Moore, senior vice president for communications at Liberty. "They called it the black hole."
Liberty's program launches in May 2014 and has no cap on funding or ...1
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Habitat For Humanity of the Eastern Bighorns/Buffalo is currently taking applications from families for their next Habitat House which will begin construction soon.
Applications will be accepted until October 5th, according to Nancy Orwig, volunteer with Habitat For Humanity in Buffalo.
She said sometimes the application period can be extended, but those interested should pick up applications at the Habitat Buffalo Office on S. Williams Thursdays and Fridays from 10 to 2 and Saturdays from 10 to noon, or at the Johnson County Library.
According to their website www.sheridanhabitat.org, families in need of decent shelter can apply and the family selection committee chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the loan.
Habitat homes in Sheridan and Johnson County average around $100,000 to $115,000 each. Habitat houses are affordable for low-income families because there is no profit included in the sale price. Mortgage lengths vary from seven to 30 years.
Orwig said those with questions, or a need to discuss eligibility or help in filling out the application, can contact Buffalo's Habitat For Humanity Office at 684-5220.


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Costume Rental & Sales
Costumes and Accessories to hire and to buy firstname.lastname@example.com is a leading supplier of a wide range of costume and party supply related items. Whether you require to be dressed awesomely for a fancy dress or need custom made costumes for a film or theatrical production, we will be able to assist.
We have two divisions, the one specialising in rentals and the other in sale. Items for sale can generally be shipped within 48 hours with overnight postage if the items are stock.
Our costumes and accessories cover just about any theme and examples of these fancy dress themes are: Hollywood theme, priest and prostitute parties, superhero parties, star wars theme, Hollywood party, period costume theme, country theme, cartoon character theme, medieval theme and many more.
Our hiring website makes provision for easy understandable categorisation of items and include the following: 1920's Gatsby Costumes, 1950's Rock and Roll Costumes, 1960's Hippy Costumes, 1970's Disco Costumes, Futuristic Costumes, Costumes Accessories, Animal Fancy Dress Costumes, Burlesque Costumes, Can Can Costumes, Moulin Rouge Costumes, Western Costumes, Caribbean Costumes, Carnival Costumes, Show girl Costumes, Cartoon Character Costumes, Egyptian Costumes, Greek Costumes, Roman Costumes, Fairy Tale Costumes, Party Hats and Headwear, Party Wigs, Sexy Costumes, Witch Costumes, Wizard Costumes, etc.
In addition to fancy dress costumes we also have a formal wear section that specialize in Suit Rentals, Tuxedo's, Ball Gowns, etc. Hollywood Costumes have become famous throughout the film, television and advertising industries as a one stop get all shop.
We have dedicated factories for the manufacture of costumes, props, mascots, latex masks etc. Permanent artists and mould makers create the most amazing work of art for special effects projects, prosthetics, props, torn-off limbs, mutilated torso's, whether you can think of.
Not only have our products and creations been used in a large number of local films and production but we have supplied Bollywood and Hollywood films with a wide variety products.
We stock a wide range of accessories which include: party wigs, hats, masks, tiaras, favours, coloured hairspray, inhouse produced face paints, dance apparel, etc.
To assist customers with sizing we included a sizing section in the website. Whether you are an individual looking to rent a costume or a film production company looking for custom made costumes and accessories for a film, we can help. If it is custom made items you require please contact us to set an appointment and we will provide personalised attention.


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Yes, we know there isn't a General Election tomorrow - but we're keen to find out what your thoughts are right now after an extraordinary few days in politics.
Cast your vote in our poll...
MAY POLL: Should the Prime Minister stand down?
POLL: Would you like to see Jeremy Corbyn as Prime Minister?


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As smartphones become more and more popular, data usage and the expenses that can go with it are increasingly becoming hot-button topics for wireless customers and carriers alike. Too often we hear stories about smartphone users being charged extra, or having their connection speeds slashed, for heavy data usage. But according to the Wall Street Journal (subscription required), AT&T has a new idea: Force app developers to cover the bill.
John Donovan, AT&T's head of network and technology, says that the country's second-largest wireless provider is considering a "toll-free calling" plan for mobile apps. The system would work in a similar way to 1-800 numbers in that the company providing the service (in this case, the app maker), would cover the connection costs.
"A feature that we're hoping to have out sometime next year is the equivalent of 800 numbers that would say, if you take this app, this app will come without any network usage." said Donovan.
As it currently stands, customers have to foot the bill for their data usage. And if they go over the allotted amount of megabytes or gigabytes, the cost of such data can rise dramatically — an increasingly likely scenario when a fast 4G LTE connection is involved. But if AT&T's new plan goes into place, developers would be able to offer certain apps where the data usage comes at no cost to the user. Obviously, this will have significant repercussions for the developer community, as big companies that can afford to cover customer data costs gain an edge over independent developers. It could also result in apps costing more up front, with the promise of no data fees.
Unfortunately, few details about the plan have yet been released, so we don't know if this toll-free app scheme will be put in place; or, if so, when. Despite that, it seems to us likely that AT&T will move forward, as it would give the company the ability to get paid for data while not having to raise subscribers' bills.
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by Rabbi Rifat Sonsino
When Jews wish to congratulate other people, they usually exclaim in Hebrew "Mazal Tov." I am glad we do not dwell on the literal meaning of these words, because if we did, most of us would not say them at all. But words change meaning, and mazal tov is one of them.
Literally, mazal tov signifies "good fortune." In Hebrew, tov means "good" and mazal (plural: mazalot; from the Akkadian mazaztu or mazazu) is an astrological expression, referring to the heavenly constellations or the stars in the zodiac, which presumably have influence on human beings and, in fact, determine their destiny. So, when we wish others "Mazal Tov," we are hoping that the stars will be favorable to them.
Traditional Jewish texts reflect an ambivalent attitude regarding astrology. Many Biblical texts consider it of foreign origin. Thus, for instance, some prophets scoff at "star-gazers" (cf. Isa. 47: 13; Jer. 10:2) among the nations, and biblical law prohibits the practice of divination and soothsaying (Lev. 19: 26; cf. Deut. 18: 10) among the Israelites. But the practice must have been extensive in ancient Israel, even in the holy temple, for in the 7th cent. BCE, King Josiah of Judah suppressed the priests who made offerings "to the sun, moon and constellations (mazalot)" (II K 23: 5). On the other hand, Job states that it is God who sets the stars (here called mazarot in 38: 32) in their courses.
Post-biblical literature knows of astrology but presents a mix bag. While the Book of Enoch (2nd cent. BCE) considers it a sin (8: 3), the Jewish historian Josephus tells us that it was very popular among Jews (Wars, 6: 288f). The Talmud, too, is ambivalent about the subject. Though the majority of the Rabbis argued that God established the constellations (see, BT Ber. 32b) and that each human being is under the influence of the planets (BT Shab. 53b), Rabbi Johanan maintained that "Israel is immune to planetary influence" (BT Shab. 156a).
During the medieval times, most Jewish philosophers supported astrology, but Moses Maimonides (12/3th cent.) considered it a superstition (Yad, Avodah Zarah, 11: 8-9). Another Jewish philosopher, Hasdai Crescas (14/15th cent.), too, argued that it is impossible to attribute a decisive character to the dictates of the star configurations (Or Adonai 4: 4). On the other hand, the Zohar, the main texts of the Kabbalah, took astrology for granted. In the glorious days of Spanish Jewry, a number of Jewish scholars wrote books on astrology, and defended its practice.
Today, a number of people begin their day by checking their horoscope, and make important decisions based on these predictions. To me, this is pure superstition and borders on idolatry. However, I am not willing to give up the practice of wishing someone "Mazal Tov," because of its past meaning. Presently, for most people, this expression is devoid of its original intent, and simply means, "May it be well with you." I can drink to that.
So mazal tov to all of you!
Rabbi Rifat Sonsino is the rabbi emeritus at Temple Beth Shalom in Needham, MA.
Originally posted at Sonsino's Blog


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- Stocks To Watch
Abercrombie & Fitch: Turning Over a New Leaf?
- Order Reprints
- Print Article
This post is about Abercrombie & Fitch (ANF) but first, a true story: In college, I tried to date a woman, but let's just say she wasn't interested. At least that is, until summer break rolled around, I cut my hair (it had been down my back, making me look like Dave Grohl from Nirvana if you're feeling charitable, Chewbacca if you're not), and came back to school a new man. Nothing had really changed, but she was finally interested.
Why do I bring this up? Because of Abercrombie & Fitch, which, until yesterday, wasn't feeling much love. Its shares had dropped 28% during the past 12 months, while just a third of analysts rated it a buy. Activist investors were calling for the head of CEO Mike Jeffries.
How much perceptions change in a day. Last night after the close, Abercrombie & Fitch said that same-store sales fell less than forecast, while the teen retailer boosted its full-year guidance to a range of $1.55 to $1.65 a share, up from $1.40 to $1.50. Shares, needless to say, popped.
Shares of Abercrombie & Fitch have gained 11% to $36.78 today, even as Aeropostale (ARO) has dropped 5.2% to $8.50, and Zumiez (ZUMZ) has fallen 5.6% to $22.85. Wet Seal (WTSL), meanwhile, has gained 0.8% to $2.60 and American Eagle Outfitters (AEO) has advanced 0.9% to %15.46.
The question now: Has Abercrombie really turned it around? Stifel's Richard Jaffe and team aren't so sure. They write:
Management is playing good defense: significantly trimming a bloated expense structure, closing underperforming stores, focusing growth on accretive channels (international and e-commerce) and increasing speed to market. However we believe management remains focused on its "clearly defined aesthetic" of an aspirational, New England prep-inspired teenager which we believe is no longer relevant today. Additionally, management is reducing SKU counts and increasing depth of merchandise in an era where successful retailers are doing the opposite as consumers demand numerous choices and increased newness. This supports our belief that [Abercrombie & Fitch] will likely continue to struggle to gain relevancy in today's saturated retail market.
William Blair's Amy Noblin and Jared Lubel are feeling more positive about Abercrombie & Fitch's future:
We believe the company is in the early stages of implementing a sound turnaround plan that can drive meaningful profit recovery over the long term. We still see value in the brands and their global potential; thus, while we expect the turnaround to take time, particularly given the muted environment for teen spending, we see value for long-term investors with the stock at 14 times fiscal 2014 (ending January 2015) earnings and significant opportunity for profit improvement.
Janney's Adrienne Tennant and Gabriella Carbone believe that Abercrombie's stronger sales are a sign that the "brand still resonates," and upgrade its shares to Buy. They explain why:
Despite the highly promotional retail environment the company was able to exceed their expectations quarter-to-date. The company noted that fall season carryover inventory levels are well controlled as they move into the new season. We are seeking ways to play a downtrodden Softlines space for 2H14, when we believe sectorwide inventory will be cleaner on a year-over-year basis, allowing for margin expansion. We believe the teen names have been the most beaten up and look for evidence of improving comp performance and ability to meet and possibly beat estimates in 2014, with the most opportunity in the back half of 2014. We believe [Abercrombie & Fitch] and [American Eagle Outfitters] are both names that fit the profile of attractive risk/reward names for 2014.
So what do you think? Is this a new Abercrombie & Fitch or has it just cut its hair?


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While all hands in the area were busy wrapping the final load of presents before Christmas hit last week, a Texas trio was taking the operation to a higher level. Paul Schurr, of Frisco, and the father-son duo of Steve and Bryan Worth — of McKinney and Plano, respectively — have made wrapping their business, opening a branch of Fast Wrap in the Metroplex, according to the McKinney Courier-Gazette.
Fast Wrap, the only national franchisor of shrink wrapping services, operates a fleet of vans that provide mobile shrink wrapping to weatherize and protect anything from recreational vehicles to buildings under construction. In March, Steve Worth heard about the franchise. An oilfield service company he had been running went out of business, and he was looking for ways to expand on a construction company his son and Schurr are partners in. Each man brings a different specialty: Steve has a background in sales and marketing, Bryan has spent decades in the construction industry and Schurr has worked as a firefighter and paramedic.
"I ran across this Fast Wrap franchise, which kind of appealed to me because it offered not only some applications for wrapping boats and recreational vehicles, but also for roofs that were damaged and disaster relief applications," Worth said.
When he traveled to Fast Wrap's corporate headquarters in Reno, Nev., to receive training, Worth had a chance to witness some of these applications, including the wrapping of a hospital undergoing refurbishment. He also saw the wrapping of a church well into construction before funding ran out. The building had to be sealed off to protect against deterioration and Fast Wrap was contracted. When the job was done, Worth said the transparent wrap allowed sunlight to still pour in, giving the inside of the church the feel of an open building and the sanctuary of enclosure.
Set with corporate training and a van of their own, the entrepreneurs have been pursuing some equally interesting wrapping opportunities. A company contracted by NASA to do 10-12 launches for the International Space Station per year could be one of their future customers. The company test fires rockets outside of Waco and then transports them to Cape Canaveral to be launched, a trip requiring a protective coating. Worth said they'd missed out on that deal this cycle, but were positioned for the job the next go-round.
The DFW Fast Wrappers are also maneuvering to secure jobs wrapping 747 jet engines and wind turbine blades. Recently, the wrap has been put to less dramatic use covering pool chairs for a homeowner's organization.
"You can almost wrap anything that you want to provide a protective enclosure for," he said.
Schurr recently bought a carwash on Eldorado in McKinney, and plans are to use that location as a demo for Fast Wrap, particularly on recreational boasts and vehicles. Still in the initial phases, Worth is happy about the new business. Fast Wrap has cited a growth-rate of 200% this year, and he's looking forward to seeing that number take on more local meaning.
"It's one of those products with unlimited uses," Schurr said. "It's just nobody knows we're doing it."


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Schmidt pledges to excite Leverkusen fans
Bayer Leverkusen boss Roger Schmidt has vowed to play an exciting brand of football ahead of his first coaching stint in the Bundesliga.
Schmidt was announced as the successor to Sami Hyypia in April, following a hugely successful spell with Red Bull Salzburg.
The 47-year-old led Salzburg to the Austrian Bundesliga and cup crowns last term, during a season in which they also reached the last 16 of the UEFA Europa League.
Salzburg scored 110 goals on their way to the title, and Schmidt has promised that Leverkusen will play in the same manner.
"I'm glad to be here and to finally get started. I feel I'm in the right place," Schmidt said at a press conference on the first day of pre-season training.
"We want to excite our fans with attacking football and that's why I'm here.
"We've got a very, very solid setup here and the team has great potential.
"Our aim on the pitch is to play a perfect game and go to our absolute limits."


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Division II Women?s Basketball Player of the Week ? No. 5
KANSAS CITY, Mo. - Chelsea Davis of Michigan-Dearbon has been named the NAIA National Division II Women's Basketball Player of the Week, the national office announced Tuesday. Davis was selected based on her performances from Jan. 28 - Feb. 3 and was chosen out of a pool of conference/independent/unaffiliated group winners.
Davis, a 6-foot-1 center averaged 24.0 points, 13.3 rebounds, 4.3 assists, 2.3 blocks and 2.3 steals per game as she led the Wolves to a perfect 3-0 week. On Jan. 29 against Marygrove (Mich.), Davis collected her ninth double-double of the season, tallying 17 points and 11 boards. She also dished out five assists in the victory. Davis followed that performance with another double-double against Northwestern Ohio. She was 15-of-17 from the floor for 30 points and collected 12 rebounds en route to an 84-73 victory. Davis capped the week with her eleventh double-double of the season in a 59-52 win over Cornerstone (Mich.). In the contest, Davis, who was the only Michigan-Dearborn player in double figures, led all scorers with 25 points, and collected a season-high 17 rebounds.
Nationally, Davis ranks tenth in total rebounds (9.6), 11th in points per game (19.0), 20th in blocks per game (1.7) and 24th in total blocks (35). She also is tied for fourth with 11 double-doubles on the season.
For a complete listing of all the national statistical leaders, click here.
The next Player of the Week announcement will be on Feb. 12.
Nominees: Quinn Rear, Ashford (Iowa); Hannah Steele, Jamestown (N.D.); Morgan Smith, College of the Ozarks (Mo.); Jana Reichenberger, Southwestern (Kan.); Jenna Engh, Viterbo (Wis.); Lindsay Waters, Union (Ky.); Yesenia Lora, Webber International (Fla.); Juaneice Jackson, Grace (Ind.); Ariel Nickell, Alice Lloyd (Ky.); Kendra De Jong, Northwestern (Iowa); Brooke Randall, Eastern Oregon; Dominique Edwards, Calumet (Ind.); Jolise Limcaco, Menlo (Calif.).
2012-13 Composite Award Winners
Week 1 (Jan. 8): Laura Johnson, Bethel (Ind.)
Week 2 (Jan. 15): Morgan Stuut, Saint Xavier (Ill.)
Week 3 (Jan. 22): Karyn Bixler, Saint Mary (Neb.)
Week 4 (Jan. 29): Hannah Sabol, Concordia (Mich.)
Week 5 (Feb. 5): Chelsea Davis, Michigan-Dearborn


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The suspect, John H. Pope, appeared in court in central Cebu city, where he resided, to face the charges when he pulled out a gun and shot a lawyer and a physician who filed a case against him, police said. He then fired at a prosecutor in the hallway of the building before responding police fatally wounded him, said Cebu police chief Mariano Natuel.
Regional police director Marcelo Garbo said Pope ignored orders to surrender and tried to fire at police.
Police said they were investigating Pope's background.
Local media mentioned Pope in 2011, when he was held by police on charges of illegal possession of firearms. The same physician who was killed in Tuesday's shooting accused Pope, his neighbour, of brandishing a weapon and threatening him and other residents in their condominium.
Pope was quoted as saying at the time that the pistol he was carrying was for self-defence. Apart from illegal weapons possession, he was also charged with malicious mischief and grave threats.
The shooting came after several recent killings in the country that prompted calls for a tighter gun control.
Scene of the Crime Operatives (SOCO) of the Philippine National Police examine the scene where prosecutor Maria Teresa Casino was wounded by Canadian national John H. Pope at the Regional Trial Court building in Cebu city in central Philippines Tuesday, Jan. 22, 2013. Pope, a Canadian man facing charges of illegal possession of firearms, opened fire in the Philippine courtroom Tuesday, killing two people and wounding the prosecutor before police fatally shot him. (AP Photo/Chester Baldicantos)
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text: A Latin American bank was experiencing relatively low usage, along with high rates of attrition, in its credit card business. The client turned to Accenture, the bank's analytical reference partner, for customer analytics. Accenture developed an analytics-based decision system to recommend the next best card action (NBCA) for each cardholder. With each update of the source data, the system produces recommendations, suggesting actions and how best to achieve the desired results. Accenture forecasts first-year results will grow by millions. As the system becomes more sophisticated, potential revenues can rise as the customer base grows.


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Essay finds that education may boost gender equality
4 August 2009
Called "Lost in darkness and distance: Why girls don't want to be scientists - and how the classroom might fix it", Julie Darbyshire's essay on stereotypes in science delves into the issues surrounding the under-representation of women in science careers. It suggests that different classroom approaches may provide a solution.
Gender equality is the theme of IYA2009 Cornerstone project She Is An Astronomer. Approximately one quarter of all professional astronomers are women. In some countries there are no female astronomers, whilst in others more than half the professional astronomers are female. The drop in numbers towards more senior levels suggests that scientific careers are heavily affected by social and cultural factors, and are not determined solely by ability. This loss, not least in terms of the financial investment in training and then losing women at higher levels, means that it is in the interest of all societies to ensure that these factors are addressed.
Read the full essay here: http://www.lablit.com/article/523
See the She Is An Astronomer website here: http://www.sheisanastronomer.org/
Search IYA2009 Updates
National Nodes: 148
Organisational Nodes: 40
Organisational Associates:33
National Websites: 111
Cornerstone Projects: 12
Special Task Groups: 11
Special Projects:16
Official Products:8
Media Partners:22


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By Region
Looking for great eats? The perfect dessert? A bottle of wine to share with a friend or a craft brew to drink as you catch a game? We can make your culinary travels complete with tons to choose from across the state.
Pie in the Sky Bakery and Internet Cafe
Woods Hole
Pie in the Sky features a handmade assortment of croissants, pies, cookies, popovers, and breads, all baked from scratch on... more+ 2 saves
Pie in the Sky Bakery and Internet Cafe
10 Water St.
Woods Hole
508-540-5475+ 2 saves


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From registration to refreshments, the entire process of donating blood takes about one hour and includes the following six steps:
1. Paperwork: Each donor is given a questionnaire to fill out.
2. Mini-physical: We will check your vital signs (blood pressure, pulse, temperature and hemoglobin level).
3. Confidential Interview: We will review your medical history with you.
4. Blood Collection: A new, sterile and disposable needle is used to draw one pint of your blood,
which only takes about five to eight minutes.
5. Rest: Remain seated for a few minutes.
6. Eat: Be sure to have some refreshments before you leave and enjoy hearty meals throughout the day.
Here are some tips to help you feel your best:
Remember, every two seconds someone needs blood. You're eligible to donate again in eight weeks. So before you leave the donation site, please schedule your next appointment.