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Across the river from downtown Kansas City, two former satellite dealers launched a home automation company with the motto, "If you are building a new home without integrated structured wiring, you are building an obsolete home."
This business philosophy has convinced Kansas City builders, homeowners and developers to recognize the importance of structured wiring, which provides the wiring infrastructure necessary for computer networking, security, home theater and lighting controls.
Six years ago, Pete Stacy and John Kaye founded Millennium Smart Homes and started selling home theater equipment. Two years later, they broke into the home automation industry, right when it began to take off in the Midwest.
"We're the old guys on the block in Kansas City," Kaye said. "Timing was everything for us. We know of a guy who started a couple years before we did and it didn't work out for him because he was too far ahead of the game. We were in the right place at the right time."
"Stacy said one thing led to another.
"We looked at what companies were manufacturing products, took some training courses and really just tried to do as much as we could to get into the industry without making too many false starts," he said.
While the home automation industry is relatively new in Kansas City, Kaye said he and Stacy often meet dealers from the East Coast and West Coast who have been working in the industry for eight or nine years.
"Right here in Kansas City, we are at ground zero when it comes to conservative thinking," Kaye said. "Things just start out on the East and West Coast and they work their way in a wave."
Homeowners and builders are now starting to catch on to structured wiring in Kansas City, Kaye said.
"We're a new industry," Kaye said. "It's a learning process, both for us and the builders. There are growing pains on every front."
Millennium also outgrew its tiny office in North Kansas City. The partners recently doubled their space by moving to a new brick building complete with a demo room. Kaye and Stacy set up a home theater system, lighting and temperature controls, security, central vac and distributed audio so they could show off their work to their customers. Kaye said the industry has evolved since they founded their business six years ago.
"When we first started out, this was clearly a consumer-driven market. People that were building homes called us," he said. "That has gradually changed over the years to the point where we're working more with builders. Our next logical step is to work with the developers."
This article will explore what Stacy and Kaye consider the three aspects of running a successful home automation business — educating the homeowners, teaming up with builders and working with developers.
Conventional telephone and electrical wiring is not the only thing running through new homes today. Many homeowners are now paying more for structured wiring, which could soon be the standard in new home construction, Kaye said.
"In a few short years, people are going to go into a home and say, 'What? You don't have structured wiring or whole-home audio in this home? I can't plug in a computer anywhere in this house?,'" Kaye said. "That is what's going to happen. Technology moves along very rapidly. Old homes and old wiring are going to be totally unacceptable for the young people who have never known life without a computer. It will be a non-starter for them when they go house-hunting for their first home."
Structured wiring allows homeowners to access the Internet from a variety of locations in their home, network their computers and set up a home office, Stacy said.
"I think home networking will be the thing that brings more people to the table than anything else," Stacy said. "It is the thing that people understand the most. If you find someone who is interested in talking about home networking, then it opens the door to having more conversations about home networking on a larger scale."
Like any other option on a new house, structured wiring adds to the cost of a new home. Kaye said the cost can depend on the size of the system and the square footage of the house.
"The biggest question that always comes up in conversations, is 'How much is this stuff going to cost?'" Kaye said. "I have gotten to the point where I just look into people's eyes and say, 'It will just cost you more,' but so does a three-car garage as opposed to a two-car garage or a smooth-top electric range as opposed to a non-smooth electric range."
Home automation companies and builders need to convince homeowners of the added value of the structured wiring.
"When a client or a potential homebuyer walks up and sees two identical houses next to each other and one may cost $5,000 to $10,000 more than the other one, they are going to want to know why," Kaye said. "If you have the right answer, they will realize the value of the added price."
Structured wiring and home automation do add to the cost of the house, but it is often more affordable than homeowners might expect, Kaye said.
"Does Cat. 5 wire cost more per foot than station wire or pulling two wires to an outlet versus one wire cost more? You bet it does," Kaye said. "The cost is more, but the perception is that it is out of their league is one that we have to break through."
Kaye said companies need to convince homeowners that the value of the structured wiring will far exceed the initial cost of the installation.
"The first thing that builders and clients have to understand is a lot of what we do is already a sunk cost," he said. "They are going to put telephones, video distribution and security in their home and someone is going to have to run that wire. A lot of what they perceive as a big expense they are already going to pay for."
Having structured wiring in a new house will greatly increase the house's resale value and futureproof it for further home networking possibilities.
"Even if they never use the structured wiring and sell that home in five years, I guarantee that people are going to be asking if that's in there when they sell it," Stacy said.
Marketing Director Russ Mullholland said if homeowners want a house that is ready for the 21st century, they need to get their home prewired with structured wiring.
"Everyone wants to build more of a house than they can afford," he said. "People want all the toys of a million-dollar house but can't afford it, so they just prewire the house. The finish side is a function of dollars."
Millennium not only works directly with homeowners, but has also developed long-term relationships with builders in the Kansas City area.
Russ Mulholland, marketing director for Millennium, said he finds that it is easier to work with younger builders who are open to new technology.
"Older builders who have been in the business for a long time sell everything that they build, so why should they introduce new technology?," he said. "But if you can show how it benefits them and improves their bottom line, you've got a winner."
Mulholland discovered that the building industry is a bottom-line business.
"No one is in business to build houses and to not make a profit," he said. "Builders are extraordinarily conscious about the bottom line. They don't want to spend any more money than they have to as it relates to any subcontractor, whether it's a concrete worker, a carpenter or a smart home technology company."
Many builders are accustomed to working with electricians, but not with home automation companies. Kaye said it takes a lot of work to convince builders of the value of structured wiring.
"It is a mighty big ship to turn," he said. "You have more than 500 builders in the Kansas City metro area and a lot of them who have been around for a long time say, 'This is the way we have always done it, and this is the way that we are going to continue to do it. There's big resistance to new technology, especially if it costs more."
Kaye estimated that about 20% or less of the builders in Kansas City have structured wiring installed in their homes.
"It's a process of getting in the door and convincing a builder to have a vision," he said. "We try to get them to see what is going on, where it is going and why it will benefit them. Although we are one of many subcontractors to a builder, we also want to take on the role as their marketing partner. What we have to offer will help him sell his home."
Builders are often resistant to increasing the price of their homes, especially the smaller and less expensive houses, Stacy said.
"The toughest nut to crack with builders is that structured wiring is just as important in the lower-end homes as the upper-end homes," Stacy said. "The average young couples who are getting out of school and starting their careers are going to want structured wiring and home automation, but they can't afford a $450,000 house. They'll be buying the $175,000 house."
The lower-end priced homes in Kansas City's new construction market are the toughest segment for home automation, he said.
"If you get in that price range of a house, for builders, there is so little to work with that they are really counting pennies as far as what they put into a house," he said. "They have to really be convinced that this will help them sell the house more quickly."
Hiring a home automation company, such as Millennium, however, will often lessen the amount of subcontractors in the long run.
"Another benefit that we bring to the builder is that we can consolidate a lot of subs," Stacy said. "In the past, the builder would have to go to two or three or four companies for central vac, home theater or security. With us, you have it all under one roof."
Stacy said sometimes Millennium's entry to a builder has been through the homeowner.
"A lot of times there may have been builders that we would have liked to have worked with, but they are resistant. But if somebody wants to build a home with that builder and wants to do what we do, he or she is almost forcing the builder to have structured wiring. Some of those turn into long-term relationships and the next time the builder calls us."
Other times, the developer requires the builders to have structured wiring in the homes they build.
"We have a couple of cases where we are working with the developer and it is mandated to the builders," he said.
Partnering with builders can often lead to bigger and better things, such as establishing an ongoing relationship with a developer.
Millennium Smart Homes worked on two houses with Kalin Custom Homes before getting a major project.
"The first two were a test to see how we operated and how we worked," Mulholland said. "We then graduated into this townhome project."
Kalin Custom Homes asked Millennium to wire 150 four-, six- and eight-plex townhomes in the Post Hill Townhome Development. The homes are priced from $350,000 to $400,000.
"We have struck a deal with the builder," Kaye said. "The developer was so curious that we went up and briefed him directly, and he was dually impressed."
Each of the townhomes will feature an OnQ system, which will provide the wiring infrastructure for whole house distribution of phone, data, cable and satellite TV.
"The key thing about that development is that the builder and the developer made a commitment that every unit will have a minimal level of what we do, including the automation," Stacy said. "They are providing basic security. Beyond that, whatever the buyer decides they want to go ahead and finish out, it's up to them."
Millennium has finished about 10 townhomes and will soon wire two more eight-plexes.
"They are going to try to put up 16 units at the same time," he said. "When that comes, it's crunch time. That will be a bit of a challenge. Hopefully, that will happen in the summertime or spring when we have longer hours and warmer weather."
The completion of the project should take about three years. Stacy said the development is the first of its kind in Kansas City.
"There are a lot of parts in the country where they have planned communities, but it hasn't happened to almost any degree in the Kansas City area," he said.
Kaye said the project is a giant step forward for the home networking industry in the Midwest.
"It is a great leap for us and something novel to the Kansas City area," he said.
Millennium's Marketing Director Russ Mullholland offers the following tips to taking care of a client.
- Listen to what the client has to say
"Build the package based on the client's wants and needs and not on what you think should be in the house and what you want to sell them."
- Take a soft-sell approach
"If your clients get their houses prewired correctly, they can come back and add anything later. A mindset in sales would tell you that it's ridiculous to do it that way, because you are not going to get your money. But if you do it that way, people will trust you. They'll not only spend money with you, they will have their friends spend money with you."
- Give excellent customer service during and after the process
"If someone spends money with you, don't forget them. People just don't want to be another number." Keep in touch with them through e-mail or a monthly newsletter and stop by their house if you are in their neighborhood.
- Always remember that a client is a client
"The real key is that it doesn't matter what they spent. If they spend $500, they are no different than a client that spends $50,000."
- Never embarrass a client
"When we build packages for clients, we build good, better and best. Generally I offer the better package because it gives the client the ability to step up if they choose, yet they can step down with no embarrassment."
- Build trust
"You have to develop a sense of rapport and confidence with the builders so they don't worry about you when you are talking with one of their clients. If you can cause a client to walk away from a builder, then you are in serious trouble, because the reputation spreads quickly that you can't be trusted. Trust is very important."
- Be on time for appointments
"About 99 out of 100 companies aren't on time. I try to never be late. I can honestly say that my track record is good."
Brad Hall, wire puller for Millennium.
"It's a pretty cool job and it's very interesting," He said. "The best thing is prewiring a house and then getting to see the final results. The way it turns out it looks completely different. It's nice to see the different aspects when the house comes together."
Darren Britt, wire puller for Millennium.
"You get to learn what kinds of things you can do to improve your own home through wiring and sound. I think more homes are going to have structured wiring in Kansas City, and a lot more people are going to be doing it."
Jason Kalin, builder for Kalin Custom Homes.
"Regular electrical wiring is 75 or 100 years old and builders know what they are doing with it. Structured wiring is still new, but it fits pretty easily into the same construction practices. It just adds about a week to the schedule."
Russ Mullholland, who has worked for Millennium since July 1999, offers the following tips to drum up business.
Get to know the builders in your community. Millennium has been an active member of the Home Builders Association of Greater Kansas City for the past four years. "You have to spend a lot of time with builders," he said. "I try to attend all of the meetings of the Kansas City Home Builders Association. I have become very good friends with a lot of its members."
Showcase your work. Millennium set up a home automation system for a demo "Lifestyles Home" at the Kansas City Home Show, which is attended by builders, contractors and homeowners. The company also set up a demo room in its new office building in North Kansas City.
Troll area neighborhoods. Much like fishermen who troll a lake trying to hook a fish, Mullholland cruises Kansas City area neighborhoods looking for business. He stops at new housing developments to talk to builders and prospective homebuyers.
Once you have generated a lead, you can use the following strategies to develop a long-term relationship with a homeowner.
Ask the right questions. Discover what your client is looking for in a home automation system. For your first meeting, have your client bring a set of blueprints. If he or she is married, always ask to meet with both of them.
Educate your client. Homeowners may not know what is available. Teach them about the different kinds of wiring and features such as ceiling speakers, lighting controls and security.
Listen carefully to your client and take good notes. Then take the blueprints back to your office, mark the different wiring runs and systems and make a computerized estimate.
Create a good, better, best package to give the client the flexibility to select anything from basic prewiring to a deluxe home automation system.
Keep in close contact with the homeowner throughout the entire process. Bring your client by the house after you have marked the runs and before your crew starts the prewiring to make sure everything is in the right place.
Millennium Smart Homes prefers to work on a new home after the electrical wiring and plumbing pipes are already in place.
"We try to get all the other trades out of the way first," Stacy said. "The biggest challenge for us is to get the builders to open up a window of time for us to go in and do what we need to do. Their schedule has historically been HVAC, plumbers, electricians, insulators and drywallers. We have to shoehorn ourselves in between the electricians and the insulators. That's the best place for us to be."
Stacy said it's far easier for his crew to start working after everyone else is done.
"No one will be drilling any holes or pulling anything over rafters," he said. We just do our thing."
The builders who Millennium works with on a regular basis understand how long it takes for Millennium to complete a job, and they try to build it into the schedule. Builders who are unfamiliar with home networking and structured wiring, however, often overlap the trades so they are stepping on each other's toes.
"It's really tough for first- or second-timers if they don't understand what we do," Stacy said. "They can't get it in their heads that they can't have the electricians finish on Tuesday and have the insulators start on Wednesday and still have us do two days of work."
Trying to complete the installation of structured wiring before the insulators and drywallers arrive on a job site is often a challenge in a tight construction schedule.
"There have been times when we have been finishing a house and they're hanging the drywall," Stacy said. "Sometimes we have to pull back insulation to get a wire in."
Millennium's technicians also have to work around the electricians.
"What we put in is probably the most delicate wire," Kaye said. "It's not that it's fragile, but it's more subject to damage than what the electricians or plumbers put in. We also have the most flexibility in how we run our stuff. It's much easier for us to work around what the electricians and other trades have done rather than put our stuff in and hope the electricians will work around us."
Kaye said if they don't wait until the electricians are done, the wiring ends up in a tangled mess.
"When we drill holes and draw a path throughout the house, the next thing you know, it's filled with electrical wire instead of our stuff," Kaye said.
Sometimes, the situation is unavoidable.
"There have been times because of a schedule of a job, we've had to go in and start before the electricians are finished," he said.
The technicians try to avoid running their wiring in close proximity to electrical wire because of the potential noise interference. Cat. 5 adheres to performance specifications and must be handled carefully in order to work properly.
"You have to be more concerned with things such as bend radius," Stacy said. "Our customers pay for us to put in Cat. 5. If you pull a wire too hard or bend it too sharp to make a corner, it's no longer Cat.-5 rated. It won't make a huge difference if it's just voice, but it is critical for in-home networks. Not to say that there aren't things you have to observe when you run electrical wire, but there's no comparison."
Like electrical wiring, however, Cat. 5 is prone to cold weather.
"You can actually crack it when it's too cold out," Stacy said. "That's a problem that the electricians share with us. If it goes below a certain temperature, they won't pull the wire."
On a mild January afternoon, two technicians for Millennium Smart Homes were drilling holes and pulling wire for a 2,100 sq ft home in Smithville, Mo.
Brad Hall and Darren Britt started their day on the job site at 10:30 a.m. By 3 p.m., they were preparing to bundle the wires with Zip ties and punch the wires through the floor to a structured wiring service panel (similar to an electrician's breaker panel) in the basement.
Marketing Director Russ Mullholland said Millennium's technicians all start out on the rough-in side drilling holes and pulling wire.
"They do their learning in that arena, but we have another team of guys who will come back and put in the speakers, TV set and the controller for the audio system," he said. "Everyone starts out pulling wire. Then they go from being a wire puller to being a supervisor. Then they'll trim."
Brad Hall, who has been with Millennium for eight months, learned how to pull wire through on-the-job training, a beginner and advanced class from OnQ Technologies and weekly educational classes at the office.
"We learned to be very gentle with Cat. 5. We only pull with 25 pounds of pressure and watch the bend radius," he said.
Kaye said he conducted one-hour internal training sessions every week for about six months.
"Every week, we would cover a little something as simple and basic as the bend radius of Cat. 5 to installing an elaborate video distribution," Kaye said. "We found out who wanted to go to the next level and who wanted to keep pulling wire."
Stacy said Millennium had up to 10 installers, but now has six, who work on the prewire or the finish side of the installation.
"It's interesting, because you'll find people who are good workers, but they really don't want to move beyond what they're doing," he said. "It's not a bad thing, because we'll always need people to pull wire. If someone is the best wire puller in the world, that's great. I'm more than happy to keep them doing it."
Stacy said Millennium tried to hire an electrical contractor to pull the structured wiring, but the company's work did not meet up to the specifications. Since an electrician is already in the house drilling the holes and pulling the wires, it would make sense to outsource the wiring to them, Stacy said.
"If there was an electrical contractor who could get all that done to our standards, I'd be more than happy to have them pull the wire," Stacy said.
Electrical contractors with a firm knowledge of structured wiring are in short supply in Kansas City, but Stacy said more electricians are starting to catch on to the new technology.
"I think what you'll see over time is that electricians will realize that what we do is very closely related to what they do up to a certain point," he said. "What you may see is bigger electrical contractors either start divisions or acquire companies that already do what we do so they can be more of a total solution to their customer."
Brian Angell, a quadrapilegic from Kearney, Mo., hired Millennium Smart Homes to design a voice-controlled home automation system after a car accident left him paralyzed.
The project won Millennium the Best Specialty Home award in the 2000 Home Automation and Networking Association Mark of Excellence Awards competition.
"He has no use of his arms or legs and requires 24 hour a day/7 day a week care," Stacy said. He's a young guy in his 30s and was looking for whatever could give him the highest degree of independence."
Millennium installed eight microphones in different parts of the house.
"Through voice commands, he is able to arm and disarm security, control the lighting and the home theater and talk on the telephone."
Stacy and Kaye both agree it was their most satisfying job.
"It made a tremendous difference in his life," Kaye said.
When John Kaye (left) and Pete Stacy first met each other, John's black lab, Missy, was a young pup. Today, the 12-year-old company's mascot, with gray hairs under its chin, sits on the stairs at the front door of the business to greet the customers.
In their 10-year friendship, Pete and John have built a home networking business from the ground up. Here's how they got in the business.
Pete Stacy, co-owner
Q: How did you get interested in home automation?
A: "I worked in the computer industry for about 22 years doing service, sales and software. I had always been somewhat interested in home automation, but for a long time, it was mostly a hobbyist industry. There weren't any huge companies that were seriously marketing and developing products specifically for that industry. I always thought that this would be a fun thing to do.
Q: Do you have structured wiring and a home automation system in your home?
A: Not much of one. It's kind of like how the cobbler's kids never have any shoes. I do this all day. I have some stuff in my house but not to the extent that we do in a lot of our custom homes.
John Kaye, co-owner
Kaye, a Wisconsin native and self-described avid, rabid, die-hard Green Bay Packer fan, said he was in the army for 20 years before partnering with Pete to start a home automation company.
Q: What did you do before you and Pete started Millennium Smart Homes?
A: "I retired in 1992 out of Fort Leavenworth and sold few satellite and security products for a few years. In 1996, we got together. Our origins are simple. We were satellite dealers and moved into wiring. We always had the vision to get into this industry, but the trouble is that timing is everything. The timing was not right at that point. We waited a couple years, did our research and moved forward."
Q: How did you break into the home networking industry?
A: I didn't necessarily break into it. I fumbled into it. I followed him. I am not a techie or a wirehead. My sole purpose was seeing a business opportunity. I love what I'm doing. It was an exciting opportunity to watch a company grow, build a company and see the market expand.

subset: commoncrawl


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You hear of people that really detest clowns and who are absolutely mortified by them. These are usually one of those oddball characters you see at the movies or on a TV sitcom. I actually have a friend that is totally terrified of them. He hates clowns. He hates them with such a passion. I can't remember the specifics, but I believe that this fear and hatred towards clowns stem from an early childhood experience. In any case, I think I've found the perfect Christmas present for him.
I Hate Clowns delivers this Experimental Jetset parody tee featuring the names of some of the most famous clowns in the history of the clowning profession. Krusty, Homey, Ronald, Shakes, and Pennywise are all accounted for. Trust me, if you know someone that has an aversion to all things clown related, this is the perfect gift to get them!
This Experimental Jetset parody tee is printed on a black American Apparel blank and is available now from I Hate Clowns for $19.


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Deplores Ethiopian Verdicts
We strongly condemn this politically driven and unjust guilty verdict. This kind of authoritarian behavior will only lead to more violence and instability.
We are deeply shocked and dismayed to hear the guilty verdict of the 38
courageous human rights advocates, elected parliamentarians, and
opposition leaders. This decision clearly demonstrates that the
judicial process is controlled and managed by the ruling party in
The verdict by the Court also proves beyond doubt that the Courts lack
the necessary and required independence from political influence. These
prisoners were deliberately and systematically misled by the Prime
Minster's office that a peaceful resolution was possible. In fact, on a
number of occasions we were led to believe that an agreement between
the prisoners and the Prime Minister was reached.
We strongly condemn this politically driven and unjust guilty verdict.
This kind of authoritarian behavior will only lead to more violence and
instability. What crime did the prisoners commit? They ran for
parliament and won.
Many Ethiopians lost their lives under this regime and many have been
tortured while in prison. The Commission of Inquiry that the Ethiopian
Parliament established to investigate the June 8, 2005 and November
1-10, 2005 violence, concluded that 193 civilians were killed and 763
injured by government security forces.
This regime not only murdered innocent civilians in the streets of the
capital, but also killed prisoners who were locked up in their
quarters. According to the Commission, security forces fired 1,500
bullets at prisoners inside the corrugated iron building, killing 17
and injuring 53 prisoners.
Now, who is guilty of multiple crimes? The prisoners or the government
whose own Commission of Inquiry stated that security forces used
excessive force against civilians? Once again, we call for the
immediate release of these prisoners without condition.
Payne is a US Congressman and Ana Gomes a member of the European Parliament
To subscribe to or advertise in New York's leading Pan African weekly
investigative newspaper, please call (212) 481-7745 or send a note to
"Speaking Truth To Empower.
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Recognition & Accreditation
Programme Details
Programme structure
Recognition of Prior Experiential Learning (RPEL) which is the process of recognizing the skills, knowledge and experience that candidates already have, and converting him/her into a nationally recognized qualification. RPEL is most relevant in developing countries because of huge number of employees are well experienced but without a tertiary qualification or without relevant qualification for career development pathway.
Bachelor Degree
Master Degree
Doctoral Degree
Connecting Academic and Technical Learning to the 'Real World Application
The importance of recognizing the Universal Core Competencies and Technical Learning educators, learners and employers recognize and appreciate the evidence which confirms that learners gain a greater understanding of what they learn when they must apply content knowledge, analysis and problem solving related to the real world.
A high quality work-based learning experience provides learners with direct experience in a workplace setting where they explore and develop the required knowledge and skills outcome as expected for the academic and technical courses.
Relevance & Motivation
Making academic study relevant to real work application and career aspirations motivates learners to complete their education by transferring learner's working experience into a recognized qualification. Work-based learning allows learns to build relationships with professionals in their community, reinforces both academic and technical education, and enables learners to gain valuable professional experience which will help them succeed in career and life.
Increase the Higher Education completion rates
Recognition of Prior Experiential Learning programme is linked to career-conscious pathway which is flexible, customized and constructively assessed, and above all it is made affordable and accessible, and attainable. Most of the high school leavers fail to pursue higher studies because they are unable to see any connection between what they are learning and what they may one day be doing professionally followed by the next reason which is related to affordability and flexibility due to financial and time constrain. By linking learning to career pathways, work-based learning programs can lower the dropout rate.
Indeed, research has found that students in work-based learning programs complete related coursework at high rates and have higher attendance and graduation rates than those not enrolled in such programs (Colley & Jamison, 1998).
Economic & Workforce Development
Work-based learning provides a platform for student engagement and success, and also improves workforce development and fills the skills gap. The world is facing a huge number of high school leavers without the gainful experience or competency for the Real World Application to transfer knowledge & technical skills efficiently in their workplace. Recognition of Prior Experiential Learning (RPEL) provides a forum for collaboration between businesses and education institutes to better prepare learners community with
World Class Recognition for World Class Workforce.
Global competencies That Cannot Be Taught in the Classroom can be recognized.
Most of the life and career related skills which are vital for success such as adaptability, initiative, leadership, productivity and responsibility are best developed through applied experiences such as those provided through work-based learning.
Working Adults aged 23 and above with minimum 3 years of working experience (supervisory / managerial role) with or without a tertiary qualification but who have gained knowledge and skills through experiential learning.
Workers or students who are planning for migration and need recognition for any specific qualification because of their experiential prior learning faster and efficiently.
Those who want to broaden their career but are hindered by previous qualifications that need adjustments.
Unemployed (with past working experience )
People looking for a career development.
People who want their experience to be recognized by their company.
Migrants who wish to strengthen their professional qualification
The benefits of introducing such a system includes
a) leading to progression, mobility and employment opportunities for individuals
b) reducing redundancy and improving consistency in education and training support materials
c) providing access to recruitment, employment, learning and recognition of achievements
d) for all nationals and expatriates
e) facilitating benchmarking and improvements of national education and training goals and strategic initiatives, aligned to o other world class systems
quirements for RPEL
Learning with evidence in order to make a judgment about the appropriateness of the learning acquired through the candidate's experience for which the candidate can claim credit has to meet four conditions:
Relevant to the candidate's chosen qualification for most qualifications it must be broadly within the subject area of the course/ unit/module. This requires the learner to demonstrate that their experience has produced learning outcomes which broadly match those of the existing unit/ module.
The focus of RPEL is on the learning outcomes and not the syllabus content. However, for
RPEL Qualifications any evidence being used for RPEL
match the Performance Indicators, range and knowledge required by the qualification.
At a similar level to the learning to the taught qualification RPEL credit can be awarded on any level of course within the
Framework for 21st Century Competency Recognition Pathway Policy. Broadly the level is determined by the autonomy, complexity of the task or the context and the extent and transferability of knowledge across different applications.
The learning would have been developed with minimal direction and would show independence and autonomy. Candidates would demonstrate a capacity to apply a critical perspective to personal experience/professional practice including ability to identify assumptions, evaluate positions and alternatives, generate ideas/solutions, the ability to deal with uncertainty and complexity and take on responsibility.
Demonstrated through a portfolio of evidence or through a more conventional assessment format such as essay/report or presentation.
Our Awarding Body limit the timescale for accepting RPEL evidence, for example, IT and Engineering qualifications will only accept up to 2 years back, whereas other qualifications will accept experience gained between 3 and 5 years previously.
This Framework for 21st Century Competency Recognition Assessment has been designed and developed based on the following criteria :
a) Current requirements by the Industry.
b) Directly related to career structure of an occupation.
c) Developed by industrial practitioners and skilled workers who directly involved in the occupation.
This report will discuss three international referencing systems that represent both a meta-framework and a regional qualifications framework:
European Qualifications Framework (EQF)
provides an 'interchange' enabling the alignment of national qualifications frameworks in Europe. It is an eight (8) level framework from Level 1 (basic) to Level 8 (advanced) encompassing higher education, vocational education and training, general education and adult education.
Qualifications Framework for the European Higher Education Area (QF-EHEA)
forms the basis of a common understanding of the 'phases' of study in higher education and the qualifications associated with these phases. The three degree phases are Phrase 1: Bachelor, Phrase 2: Master and Phrase 3: Doctorate.
ASEAN Regional Qualifications Framework
involves 10 countries that are members of the Association of Southeast Asian Nations (ASEAN). Most of these countries have developed or are developing national qualifications frameworks.
This industry-themed learning pathway program is a blended learning of 3 major components which is:
a)challenging academics,
b)real-world practical skills,
c)work-based knowledge
The candidate must be able to demonstrate the following competencies during assessment:
Universal Core Competencies (Compulsory Unit)
These competencies are the foundation for success in each of the Global Executive Core Qualifications. Competency Units listed out are aligned with standards across subjects, with particular emphasis on Common Core standards.
Fundamental Competencies
This fundamental competency involves the ability to meet organizational technical and operative goals and customer expectations and to make decisions that produce high-quality results by applying technical knowledge, analyzing problems, and calculating risks. Candidates at all levels of skill need to demonstrate their ability engage intellectually and imaginatively in developing their roles.
Elective Competencies
This elective competency involves the ability to bring about strategic change, both within and outside the organization, to meet organizational goals. Inherent to this, is the ability to establish an organizational vision and to implement it in a continuously changing environment. Candidates are required to explore global issues in depth and take action by sharing their perspectives or implementing solutions in their community.
DIPLOMA Course Duration : 4 to 6 months comprehensive coursework
BACHELOR DEGREE Course Duration : 6 to 9 months comprehensive coursework
MASTER DEGREE Course Duration : 6 to 9 months comprehensive coursework
DOCTORAL DEGREE Course Duration : 6 to 12 months comprehensive coursework
Universal Core Competencies (Compulsory Unit)
Creative Problem Solving
Corporate Ethics and Integrity
Decision Making
Corporate Communication
Information Technology for Business
Strategic Thinking
undamental Competencies Unit
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Applied Photography
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Recognition & Accreditation


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How do I construct a topographic profile?
Connecting points to make a smooth curve
Other parts of this resource on graphing take you through plotting points and constructing a straight line through data points. If you aren't sure how to plot points on a graph, please make sure you visit and work through the plotting points tutorial before moving on with this part of the graphing pages. This page is geared toward thinking about the shape of landscapes and pretty unique to geoscience courses. There are other instances in mathematics and graphing where a smooth curve is necessary (e.g., exponential curves, sine waves, etc.); this page is focused on a specific instance when you will construct a topographic profile from a two dimensional map.
When working data with topographic maps, topographic profiles and their construction, we often ask you to connect data points with a smooth curve. In such instances, you will be asked to plot some points and connect them with a smooth line. This is different from the plotting of a best fit line because it involves extrapolation of information from spatial data. In the case of constructing a topographic map, you must extrapolate the placement of the appropriate elevation contour. For topographic profiles, you must extrapolate the contour of the landscape (that is, whether it goes up or down) when faced with repeating elevation contours.
When should I construct a profile?In introductory geoscience courses, a profile is appropriate when you are asked to construct a cross-section or profile. Topographic profiles are used to understand what a topographic map is telling you in a specific area (or, you can think about it like it is giving you a "side view" of the landscape along a specific line on the map). Interestingly, many geologists are quite visual and like to have visual representations of data. Because maps are two-dimensional but represent three dimensions (that is, topgraphic maps are flat with lines that represent hills and valleys). Professional geologists use exercises such as the ones you will practice with below to help you (and us) visualize a two dimensional cross-section of what the land surface looks like (from the side) - giving you a slice of the third dimension. In other words, profiles help you to understand what a topographic map is telling us about hills and valleys along a particular line.
How do I construct a topographic profile?Examine the topographic map image to the left (you can click on the image to make it larger or you can download the map and a profile (Acrobat (PDF) 2.3MB Jul18 11) to try the steps below on your own). Before you start, you might want to review some of the rules about topographic maps before continuing (you can find rules at Idaho State U.'s field exercise, U. of Montana labs and U. of Memphis Topo Lab).
To construct a topographic profile, you need to find a line on a map that is interesting. In many cases, this line is given to you (often labeled something like A-A' or A-B). The line should go through some part of the map that you are interested in, so that you get useful information. The following list provides some guidelines for effectively constructing a topographic profile and uses the topographic map and profile line provided to the left (you can download a pdf of the map and profile to work from (Acrobat (PDF) 2.3MB Jul18 11)):
- Sketch in the line on the map or locate the line that is provided.
- Place the edge of a blank piece of paper along the line and mark the starting and ending points of the line (label them with A and A', or whatever the given line is labeled).
- Start at one end (maybe it's the A end) and move along the edge of the paper, making a mark on the paper every time a contour line touches the edge of the paper. Make sure you label each mark with the right elevation so that you can transfer that point to the correct elevation on your profile. (If you get tired of marking every elevation contour, you can just label the index (darker) contours and the places where a contour line repeats). You may also want to mark where rivers or streams occur.
- Take note of the highest and lowest elevation you record for later.
The highest elevation recorded on the profile is 420 ft and the lowest is 260 ft. This will become important when you need to begin to plot your profile.
- In this case, we have marked the graph paper with the appropriate lines, but you can also find a random piece of paper and mark the distances between contours on a line that you've drawn. If this is the case, you will need to find a piece of graph paper (or a paper with all horizontal lines) that is at least as long as your profile line (you can paste more than one piece together but make sure you line up the grid lines).
As stated above, we have an appropriate profile graph for this problem (this will likely be true if you have a lab manual from a national publisher). You can see how to mark the graph paper in step 3 if you aren't sure how to do this step.
- Draw a horizontal line on the graph paper that is the length of your profile line. Draw vertical lines above your starting and ending points. Label the y-axis (vertical lines) with elevations making sure that your scale goes from highest to lowest on your cross-section (see step 3). For example, if your lowest elevation is 4200 feet and your highest elevation is 7600 feet, you might want to label your axis going from 4000 to 8000 feet.
We've already labeled the x axis with A-A'. In step 4, we determined the 420 is the highest elevation and 260 is the lowest. You have plenty of horizontal lines and since the contour interval is 20 ft, let's start with 200 ft and make each line 20 feet higher.
Note that we have ignored the horizontal scale on this map (see the little bar scale on the bottom of the map?). For this map, that little bar on the map represents 3,000 ft - each little tick mark on the vertical scale of your profile is about the same size as one division on the vertical axis but we have made each tick 20 feet (not 1,000 as would be indicated by the horizontal scale). This means that in the end, the vertical scale of our profile will be extremely exaggerated (1,000 feet/20 feet = 50x vertical exaggeration). Why would geologists do this? Vertical exaggeration allows us to see even small changes in the land surface. If we kept the same vertical scale (which in some cases we do want to do), this profile would look like this (the nearly flat blue line on the bottom of this image):
It's difficult to see any variation on that particular profile, isn't it? For a discussion of vertical exaggeration and how to calculate it, see this discussion on Idaho State's website or UT Austin's page on Topographic Profiles.
- Line up your tick marked paper with the bottom of the graph (or use your marked graph paper) and, beginning with the elevation on the left hand side of the paper, go directly up from that tic mark to make a small dot at the corresponding elevation. Note that the point does not need to be on a vertical line on the graph paper.
Now that we have appropriate elevations, we can transfer our elevations to the appropriate place on the plot. For example, the first elevation from left to right is 260 feet - on a vertical line, just above your tick mark for 260 feet, place a dot on the line that represents 260 feet. Then 280 feet, and so on. (If you need a reminder of how to plot points, visit the plotting points page but don't forget to come back and finish this module!!) The finished product should look like this:
- Once you have transferred all of your tick marks to your graph, connect the dots with a smooth curve.
Remember that we're thinking about how the landscape looks. So, the tops of hills should go up above the contours that surround them and valleys go just below the contour elevations on either side. Valleys aren't flat and (in most cases) neither are hilltops. Steep sided hills have contour lines that are close together and gentle slopes have contours that are far apart - your profile should reflect these ideas. Here's the profile connected from the dots plotted in step 7:
and the profile without the dots (perhaps a better representation of the profile of the land):
If you aren't sure why it should be a smooth curve, here are some pointers about how to think about this profile.
- Remember that this is a profile (or slice) of the landscape; therefore, we do not connect the dots with straight line segments. Think about hills you have seen from a distance - do they go straight across at the top (yes there are some hills - called mesas - that do this but most do not, right)?
- Although the hill tops have two repeating contour lines, we do not connect the hill tops or valleys with straight lines across at the same elevation. Because there is space between them the land surface must go up or down. How much? Well, depending on the contour interval, we can make an estimation. The top of the hill cannot be higher than the next elevation marked by a topographic line. For example, on the figure above, the 40 ft contour is repeated at the top of the left hill, the profile shows the elevation going above 40 ft but not all the way to 50 ft. (the next contour line). Similarly, in the valley between the two hills, the 30 ft contour is repeated. Note that the valley floor goes below 30 ft but not all the way to 20 ft.
- A general rule of thumb is that slopes to the tops of hills will mimic the slope below (that is if they are rising gradually, it is pretty unlikely that they will suddenly dramatically change (in just a few feet). Thus, you can continue the slope on either side of the hilltop or valley until the two intersect (curve it just a little there).
- Do the best you can in connecting the dots to make it look smooth and consistent, you are interpreting all of the land surface between contour lines and each person's profile will probably look just a little different. However, the general shape should be the same.
Where are smooth curves used in the geosciences?Topographic profiles are used in many applications in the Geosciences. Some of the topics where you will need to recognize and draw a topographic profile are:
- topographic maps
- earthquakes
- structural geology (and geologic cross-sections)
- glacial geology
- coastal geology
- geomorphology
Next steps
You have completed the steps for constructing a topographic profile! Now you can move on and practice with some other data on the sample problems page.
If you would like to know more about smooth curves and topographic profiles, you can use the links below.
References and resourcesSeveral universities have tutorials for how to construct a topographic profile. Here are just a few:
- University of Wisconsin Stevens Point has a flash animation to walk you through the construction of a profile.
- Idaho State University has step-by-step instructions for constructing a topographic profile.
- University of Texas at Austin has step-by step instructions and an explanation of vertical exaggeration


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Local high school grads headed to SEC Championship with the Dawgs
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#UPDATE | Active shooter situation at NAS Pensacola
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'Network issue' affecting Fifth Third Bank customers
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'Sam was ready': Senior dog found by deceased owner's side dies less than a year later
US gains a robust 266,000 jobs; unemployment falls to 3.5%
Can you help? Missing Florence teen suffers from impairment
A locker, a chirp: How tiny clues help solve child sex cases
Local high school grads headed to SEC Championship with the Dawgs
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Thousands sign petitions demanding NFL remove former QB Michael Vick as Pro Bowl captain
Jags fall in final moments in Education Day game to Lions 74-71
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Lawson, South Carolina pull away for 84-80 win over UMass
Path to the Playoff: Which teams will win their conference championship and play in the semifinal?
Carolina Panthers fire head coach Ron Rivera


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CAD File Conversion Overview
Often the CAD data you need to use exists in a format that is not directly compatible with your design system. Since designers use different tools, and because older versions are constantly being replaced with new ones, it is important that your design software can translate data "from" and "to" other design and manufacturing tools.
SOLIDWORKS provides a variety of translators with broad capability to import and export file data, enabling you to work with a wide range of suppliers and customers. Speed your product development by easily converting data to "intelligent" SOLIDWORKS CAD geometry from existing data (both 2D and 3D) and modify the geometry and even create many new designs based on the initial design. Solidworks file conversion capabilities include:
- CAD Import and Export —Convert CAD data into a format to meet your needs
- Sheet Metal Data Exchange—Convert imported CAD data directly to SOLIDWORKS sheet metal models and automatically input your own bend radius, thickness, and K-factor
- Maintain Existing 2D CAD Drawings — Use DraftSight™ to maintain existing 2D CAD data
- 2D to 3D CAD Conversion Tools—Create 3D CAD models from 2D CAD data
- Automatic Feature Recognition — Make future design changes faster by automatically converting non-SOLIDWORKS data to native SOLIDWORKS features
- Electrical CAD and Mechanical CAD data exchange —Use CircuitWorks™ to provide two-way data exchange between Electrical CAD and Mechanical CAD designers
- ScanTo3D —Facilitate reverse engineering with SOLIDWORKS ScanTo3D to convert scanned data into SOLIDWORKS 3D geometry


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The crest of Hugh MacLeod of MacLeod is a black bull's head between two flag poles with red flags and his motto is Hold fast. The motto relates to the occasion when a MacLeod chief wrestled a bull to the ground and the crowd shouted Hold Fast.
Clansfolk of the MacLeods of Harris and Dunvegan family may wear a crest badgeof the chief's crest of bull\s head between two flags,surrounded by a buckled belt, to show allegiance, with the motto Hold Fast.
The crest of Donald Macleod of the Lewes is a golden sun in splendour and his motto is I birn quil I se, meaning I burn while I shall burn, and also given in Latin as Luceo nonUro, meaning I burn but am not consumed. The motto relates the chief\'s coat of arms of a burning mountain or fiery beacon.
Clansfolk of the MacLeods of Lewis and Raasay family may wear a crest badge of the chief's crest of a sun in splendour, surrounded by a buckled belt, to show allegiance, with the motto I burn quil I se or Luceo non uro.


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Home Depot
I received this in an email today and figured with spring storms and then hurricanes, it might prove helpful to some. Who would have thought!! Might be worth a try ~
I have a friend who used her solar lights inside at night when her current was off during a hurricane. She stuck them in a jar or bottle and said they gave off plenty of 'free light'. She put one in each room and would put them back outside in the daytime and bring them in at night as long as the current was off. They are safe to use and cheaper than batteries. Bring in a solar light one night and test it.
Due to a thunderstorm, we lost power for about 5 hours. We were scrambling around in the darkness, looking for matches, candles, flashlights, etc. We looked outside, and noticed our solar lights shining brightly all around our patio, stairs, dock, etc. They were beautiful. My wife walked outside, and brought several of the solar lights inside.
We stuck the solar light pipes into plastic drink bottles containers and they made the nicest, brightest, safest, lighting you could ever imagine.
We put one in the bathroom, the kitchen, the living room, etc. There was plenty of light. There are all types of solar lights available. We bought ours at Harbor Freight. We put them all around our yard. They look nice and they do not attract flying bugs like the outdoor lights around our doorway.
The lights we have fit into the small (20 oz) water bottles and they also fit into most of the larger liter bottles. If you need a weight in the plastic bottle to keep them from tipping over, you can put a few of the pretty colorful "flat marbles" that they put in aquariums, and vases. (you can also use sand, aquarium gravel, etc., whatever you have available).
The lights we have were perfect inside our home. They burn all night long if you need them.
The next day, you just take your solar lights back outside and they will instantly recharge and be ready for you to use again any time you need them.
Perfect for power outages, hurricanes, etc. I never thought of it and now you don't have to. So go buy 3-4 solar yard lights--they're cheap!


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Breastflow Bottle 9oz- 3pk8738
The Breastflow Bottle from The First Years is the only feeding system that requires both suction and compression to mimic the feel and action of actual breastfeeding. The nipple is designed like the real thing so baby can latch on and to encourage the same mouth and tongue position as breast feeding. The double nipple system requires both suction and compression and baby controls the flow of milk so it's just like actually breastfeeding!
The Breastflow System is ideal for nursing moms who would like to introduce a bottle, are returning to work, or need to supplement while their baby is in day care or with a caregiver. And since it's BPA-free, you know you'll have a happy, healthy baby!
- Set of three 9oz Breastflow bottles that closely mimic the breast for more successful breastfeeding
- BPA-free


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06-09 Toyota Yaris Chrome Door Handles Trim"Brand New In Original Box, Never Been Tried On & Used. Exactly Sam As Picture! A set of Toyota Yaris chrome door handles trim. Comes With 4 Pieces (2 On Each Side). Made Of High Quality Abs Plastic With Shinny Mirror Chrome Finish. Come With 3M Self-Adhesive Double Side Tape At The Back Of Each Handle. Easy To Install, No Modification Needed.
06-09 Toyota Yaris Chrome Door Handle Trim Give a subtle and luxury touch to your Toyota Yaris with our chrome door handle covers. This Yaris chrome door handle covers give a unique dress up, and add the perfect finishing touch to your customized Yaris, providing a dazzling shine that attracts anyone who goes by.�Each door handles cover are made from automotive-grade ABS plastic with chrome plated on top for long lasting and durable even in tough weather. Easy Install - Pre-applied 3M double sided tape. Mount directly over the factory door handles. Custom made for 06-09 Toyota Yaris.
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How do I return an item(s) that I purchased?
*Due to the nature of our products use, we usually do not accept returns but exceptions may be considered on a case-by-case basis. We advise that all customers consider the following before an RMA form is submitted.
What do I do if I received an incorrect product(s)? What can I do if my purchased item(s) are defective?
What can I do if my purchased item(s) are defective?


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I've tried ihouse2000, Homes.com, Advanced Access plus I've also had and paid for a very expensive total custom page in the past. I have found that RealtySoft is the most cost effective and I get more hits from their solution than I ever got from the other website providers. RealtySoft has the best customer service, when I need assistance, 90% of the time work with the same person. Several agents in my company have gone with RealtySoft and are happy with them too. I've been with RealtySoft as a brokerage for 1 1/2 years and would not change at this time. Other companies charge so much for start-up and the monthly fees are way out of line. I have found RealtySoft to stay up to date with their software and upgrades. They are in the process of rolling out a Commercial Web Page Template too. When I received my e-Pro certification I joined some online boards and did some research into web page templates. At that time, RealtySoft came highly rated on Internet Crusade - if not the top rated company.
Becky Borci
Becky Borci Realty LLC
Rotonda Lakes, FL


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Rather than locking the whole system with EMET, it is better to keep only a few programs under it supervision- for instance Skype, browsers, Google Hangouts and certain other programs that are internet programs. You will have less trouble to your device if EMET does not check everything.
In order to secure a particular program, you should turn it on then see its process on EMET interface. When you have found it, you can right click it and select Configure Process. This must open to 'Application Configuration interface' window, with the selected program highlighted. You will see that there are many columns where checkboxes are selected by default. A check marked box means that EMET is watching it and there is a restriction on it in certain way. You can attempt to use your programs if you want to see problems turning up. In case of a hitch, you can go back to 'Application Configuration Interface' and attempt to remove a few checkmarks.
When a program which is under the supervision of EMET does something which is risky or breaks certain rules, the default action by EMET is to shut down the program. You receive a notification which asks you whether you would want to pass the information about the whole incident to Microsoft. You will get a chance to change the policy of shutting down though.
EMET by default is set on Exploit mode- which means that programs are shut whenever there is security issue. The programs that you have under the supervision of EMET, you may not like the idea of shutting them down at a point. This is the type of requirement that EMET has the mode of 'Audit Only' for. You can turn on the Audit Only mode by selecting the radio button which is on the ribbon interface on top of 'Application Configuration Interface' in Default Action- section. If this mode is on EMET will not be able to shut the program which has broken rules but will just inform you about it.
You can save the settings
When the EMET installation is configured with the information that is required, you can click on the Export button which is on the far left of the window and save the settings. You can use the saved setting on other PC's too.


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If you are a member, please log in to view this content. If you are not currently a member, please consider joining ASCRS.
Member benefits include resources such as the comprehensive video and image libraries, and document library available to assist members with the creation of patient educational materials or for resident educational opportunities. Membership in the ASCRS includes a subscription to Diseases of the Colon and Rectum, the ASCRS News and the ASCRS Membership Directory. More information about accessing this content and other member benefits are available on the Join Now page.


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Be Our Home? Next to choosing a wife and a career, choosing a house ranks among the most important decisions a man will make during his lifetime. Sir Winston Churchill put it this way, "First we shape our buildings, and afterward our buildings shape us." A house represents far more than 10 to 20 tons of building materials. It can represent a way of life, because it exerts a major influence on how a family lives. It will also represent a major financial investment, which will usually overshadow all other family expenditures. Housing accounts for nearly 30 percent of the average American family's living expenses, versus about 25 percent for food. Beyond the economics of home-buying, a house can hold enormous personal meaning to a professional man's family, and particularly to a wife and children—the younger the children, the more so. Obviously, home-buying should be done logically and sensibly, with some good knowledge to guide you. Even if you have bought a house or two before and think that you are a seasoned hand at the home-buying A. M. Watkins, who trained as an engineer, is a leading writer and consultant in the homebuilding and housing fields. He is the author of many magazine articles and four books on housing and homebuilding. He has contributed articles to such national magazines as The American Home, Better Homes <tr Gardens, Harper's, Redbook, and the Saturday Evening Post. His latest book, just published, is "How to Avoid the 10 Biggest Home-Buying Traps" (Meredith Press, $3.95). Mr. Watkins wrote this article especially for HirS Reports. game, you can still pick up useful tips when you go shopping again. How much house can you afford? In other words, what's the maximum price to pay for a house? A good rule of thumb is that your basic monthly housing expenses (mortgage payments, taxes, insurance) should not exceed your gross annual income divided by 60. A man earning $12,000 a year therefore can spend up to $200 a month for basic housing expenses, or an $18,000 man can spend up to $300 a month. This rule will apply to a gross income of up to about $25,000 to $30,000. Those earning more should make allowances for a higher income tax bracket. The rule should not, however, be applied too strictly. For example, a young man going up the ladder in his job generally can expect future salary increases. He usually can stretch the rule and buy a little beyond his present salary range. But he should not miscalculate by counting on the earnings of a young wife, who may soon leave her job to raise a family. There is also the hoary old rule that says you can buy a house priced up to two-and-a-half times your annual income. This rule is obsolete, and it can be highly misleading, because it does not take into account possible large variations in the actual owning expenses of a house, regardless of its purchase price. The real estate taxes on one house we know, for example, run about $500 a year, whereas the taxes on another house we know, priced at virtually the very same figure but located in another suburb, run three times that amount, or about $1,500 a year. The second house obviously costs more to own. In this case, it's $1,000 a year more, which isn't peanuts to a lot of people. Yet both houses are for sale at very similar prices. The rule of 60 takes such housing expense variables into account. It also emphasizes that you should closely determine the total annual expenses for a house before buying so you are not misled by considering the sales price alone. Besides the basic housing expenses, other ownership bills can add up to another 5 percent or so of your family budget, sometimes more. There is the cost of winter heating, which will vary according to house size and climate. You also can expect certain outlays for inevitable upkeep and repair. Ordinarily these will run about 2 to 3 percent of house price. If a major improvement or remodeling is needed the expense could be even more. That's more likely, though, with an old house. It goes almost without saying that a young professional man should be able to afford keeping the appearance of his house up to the neighborhood standard. For his own self-esteem and that of his family, the paint, masonry and grounds should reflect on him with credit. This brings up the main differences between new and used houses, of any age. Which is better to buy? One of the main features of a new house is that it generally can be bought with a cash down payment as little as 5 to 10 18
Object Description
|Should this house be our home?
Watkins, A. M.
Home ownership
|Illustrations not included in the Web version.
H&S Reports, Vol. 05, (1968 no. 2), p. 18-21
|Originally published by: Haskins & Sells
|Copyright and permission to republish held by: Deloitte
|PDF page image with corrected OCR scanned at 400 dpi
|Deloitte Digital Collection
|Digital Publisher
|University of Mississippi Library. Accounting Collection
|Date-Digitally Created


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Everyone knows how exciting camping in a truck can be. Out Of State Movers Near Me in Sunninghill nothing can be better than enjoying the nature by yourself. Having your own spacious ride further supplements the experience. Sleeping in your own truck while enjoying the fresh air is an amazing thing to do if traveling is in your blood. However, it is imperative to have a truck bed tent to ensure a pleasant camping experience. Often we consider securing the tent on the ground using ropes. Setting up such tent can be inconvenient.
Truck bed tents come with a number of benefits that every camper is well aware of. Nevertheless, Reputable Long Distance Moving Companies there are numerous options available in the market when it comes to purchasing a Tacoma bed tent. This creates confusion while choosing the best one. Here are some factors everyone must consider while purchasing a truck bed tent: Type There is a wide variety of truck tents to choose from but the ideal one depends entirely on the type of ride. Additional cargo space hatchback tents are the most appropriate for smaller SUVs and vehicles.
Tents designed for pickup trucks can be utilized as well but it is advisable to go for a model that is easier to install. Universal camping tents are available for frequent travelers that can fit on any type and size of the vehicle. Size Size is an important factor to take into account. Even though the size of the tent will depend on your vehicle but make sure you choose a truck bed tent that has enough space for you to sleep comfortably. One of the general rules you can apply while purchasing your option is that select a truck bed tent that has the capacity to accommodate more than one needed.
Furniture Movers
Durability It is important to look into how durable a truck bed tent is. During the camping experience, you will face harsh climate. There are models designed to protect from external aspects. Go for wind-proof, water-proof and stormproof models. This will enhance the overall comfort. Moreover, Local Long Distance Movers the overall durability also affects how long your tent will last. If you consider your truck bed tent as an investment, then go for the most durable option in the market. Seasonality Truck bed tents are also designed according to their seasonality. There are usually three season tents in common.
These tents are designed for camping in summer, spring and fall. They are designed to maintain good airflow with sufficient ventilation. Four season tents are designed to resist snow and a bit of cold as well. If you want a tent for camping in winters, then choose four season tent. Features Not all truck bed tents are designed in the same manner. All are not created equal. Each tent has different features associated with it. A tent featuring more facilities would cost a bit higher. Nevertheless, consider the height and length of the truck. This will depend on how tall you are. Another important consideration contains tent poles. Normally, the poles are made of lightweight and durable material like fibreglass and aluminium. Choose tent poles that are ideal for camping.
Aluminum poles are the most common option since they can withstand heavy winds. In today's day and age, we have a plethora of options to select from when it comes to purchasing Tacoma bed tents. There is a wide variety available each of them coming with its own set of features. However, consider the options above and make sure you choose it from a reputable retailer. Selecting the right option would enhance the overall experience. Conclusion: If you want to buy a new truck bed tent then you must have to follow the above-mentioned things in this way you will get a good truck bed tent that will fit your needs.
Out Of State Movers Near Me in Sunninghill ?
Advanced carpet cleaners are in high demand. More and more people are interested in replacing their old cleaners with advanced ones endowed with special features and modern technology. Traditional cleaning was limited to removing dirt and dust but the new age cleaning carpet machines are programmed to beautify and brighten the carpets making them as new as possible. Traditional carpet cleaning was aimed at mere cleaning but at present carpet cleaners focus on cleaning as well as improving the durability and age of our exotic carpets.
Hot water extraction or steam cleaning is the most popular technology employed by advanced cleaning carpet systems. Nevertheless, other systems are also upgraded with futuristic changes and they possess their own merits. Besides the technology, the fundamentals of cleansing have also undergone modernization. Cleaning carpet chemicals produced in our contemporary hygiene industry are more reactive than ever. Some of the best formulas featured by these advanced cleaners include green carpet cleaning solutions and encapsulated dry-cleaning technique.
In the earlier days, carpet cleaning was considered as a chore and it took lot of time to haul the heavy machine from one room to another. At present you won't find such bulky cleaners anymore. Modern cleaning machines are more compact and more transportable. Different companies compete with each other on the basis of such features that increase utility and comfort. With the introduction of portable cleaners, demand for these machines increased considerably. These handy and compact devices can be transported from one place to another without any apparent discomfort. This has also facilitated easy handling of the entire cleaning session.
What Does a Moving Company Do?
Having spent more than 30 years of my life in the household goods moving industry, I have a lifetime of experiences. Recently, one of my kids asked me: what was the funniest thing that ever happened to me during my years as a mover? Well, I did not even have to think about it . . . I remember it like it was yesterday.
Interesting things can happen to movers and they can meet some "special" people along their journey. Once, while I was at a storage facility in Los Angeles, California, I sat down beside the owner of the company to take a little break. This particular storage facility looked run down and in very poor shape. It was in a bad part of town and basically looked like it needed to be torn down. There was a reason it had this appearance.
From the outside, one would think that it was a meaningless, worthless building . . . but this storage company actually held the belongings of the rich and famous. Celebrities stored their items at this business because of the way it appeared. It was an ingenious concept by the owner of the company. While we sat together chatting, his warehouse guys were "digging" out a very nice automobile for its owner who was on her way down to pick it up. If my memory serves me correctly, it was a black Porsche. Shortly, a young lady came in and walked up to the owner and me. She politely looked at me and said, "hello," and began visiting with the owner. Later, she hopped in the Porsche and drove away. Looking at the owner, I made the comment that she looked very familiar, but I couldn't place her. He just laughed and said, "That was Christina Applegate!" Now, how cool is that? Little did I know that three years later I would be back at this same storage building and it would be the site for the funniest thing that ever happened to me as a mover.
Then, without skipping a beat, she extended her arm and in her hand was my tip . . . a banana. Yes, that's right . . . a banana. Caught in a moment of utter confusion, I was still able to reply with a soft spoken, "Thank you," and with that . . . she was gone. I turned to the owner of the company as if to cry out for help and he did the only thing he could do . . . he just bursted out laughing!
I said my goodbyes and walked out to my Freightliner and made my way back onto Route 110, then Highway 101 to Interstate 210, and finally Interstate 15. As I settled in for my journey out of California toward my next pick up, I just could not stop laughing.
I reached over for my cooler and pulled out a nice, cold soda. I had to admit that I was feeling very tired and a little hungry. I glanced over to the passenger seat and saw my "tip" staring back at me . . . a bright, yellow banana.


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Ted Baker London
No available items matching your search
Ted Baker London
Discover your favorite Ted Baker London looks for less. With thredUP, you can save up to 90% off estimated retail and expand your wardrobe to include British luxury clothing and accessories that make a statement.
The Ted Baker Story
Ted Baker is a British luxury brand that was founded in Glasgow in 1988. The brand quickly spread, with stores opening in Manchester, Nottingham, Covent Garden, and Soho. While Ted Baker continues to operate a number of standalone stores in the United Kingdom, the majority of the line is offered by other retailers, including House of Fraser and Selfridges & Co. Ted Baker also expanded to the rest of Europe and the United States, opening its flagship U.S. store on Fifth Avenue in 2012. The designer offers both men's and women's clothing and designer accessories.
As such, scoring Ted Baker London looks can be difficult, especially if you don't know where to look. U.S. retailers that carry the designer include Nordstrom, ASOS, and Bloomingdales. Ted Baker fashions consist of upscale garments that are both timeless and on-trend, with many of the designer's current collections evoking a '50s vibe. Similar styles can be found at stores like The Limited and Banana Republic, but there's nothing quite like owning an authentic Ted Baker London.
Save on Must-Have Ted Baker Dresses and Accessories
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At thredUP, discover an array of designer handbags, belts, and laptop bags at prices you can actually afford. Our inventory is always changing, and you never know when you'll come across a Ted Baker gem that someone else is ready to pass along.
While Ted Baker is renowned for its accessories, it's the designer skirts and dresses we can't get enough of. The brand offers a broad range of cocktail dresses and semi-formal wear that are perfect for a night out on the town. Slip into a knee-length, asymmetrical shift dress to show the world you mean business. Try a fun and flirty casual skirt with an A-line silhouette and color-blocked design with graphic tees or a stylish blouse. You'll even find sexy frocks with V-necks, spaghetti straps, and empire waists that hug your curves in all the right places.
As for outerwear, you can't go wrong with Ted Baker. From casual jackets to classic pullover sweaters, the designer brand meets every fashion need in a stylish way. Try a casual but business-appropriate jacket with a high neckline and asymmetrical pockets, or stick with a tried-and-true knit sweater in a bold color choice.
No matter your style preferences, Ted Baker London offers up timeless yet trendy styles that never go out of fashion. Discover your favorite looks and build your wardrobe for less at thredUP, where you'll save up to 90% off Ted Baker London and other leading designers.


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The founder of Lululemon thinks he has cracked the code on the problem with their too-sheer yoga pants: user error.
Chip Wilson said in a Bloomberg TV interview on Tuesday that their yoga pants are not made for everyone. The Canadian retailer recalled their $98 Luon pants in March because of complaints that the material was too see-through.
"Frankly some women's bodies just don't actually work for it," Wilson said on Bloomberg TV's "Street Smart" show. "It's really about the rubbing through the thighs, how much pressure is there over a period of time, how much they use it."
U.S. & World
Wilson's wife and co-founder Shannon interrupted with what might arguably be a more tactful explanation.
"It's about the use and what it's up against. Are you sitting on a cement ground?" Shannon said.
When host Trish Regan asked "Interesting, not every woman can wear a Lululemon yoga pant?" Chip backtracked.
"No, I think they can," Wilson said. "I just think it's how you use it."
Lululemon has been slammed in the past for shunning plus size women by restocking large sizes less frequently than the smaller ones.
Wilson also talked about other variables that go into making a high-tech product to explain what he admitted was a "mistake" in their production.
"There's one thousand things that could go wrong on a technical fabric, and when three of those things go wrong at any one time, something's going to happen," Wilson said. "It's almost impossible to build a quality-control case for each one of those combinations."
Check out the full interview below: