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The investment in Hybrid securities is inherently complex as there are a combination of features found in debt as well as an equity instrument. Moreover, investments in these hybrid securities suffer from the following major risks:
Interest Rate Risk:
One of the noteworthy things while investing in hybrids is that such securities cannot be a substitute instrument for garnering the fixed income as the income strips from these instruments are less assured while the value of the principal which is typically repaid in the case of the debt instrument has been much volatile, more like holding an equity instrument. In case of a hybrid instrument whose features are more tilted towards an equity-like instrument, investors are exposed to higher risks in the form of interest payments i.e., coupons which could be deferred & it might also possibly not be accumulative in nature. Moreover, the principal repayment date could be deferred, or in the event of a default, repayment of principal is subject to there being any residual value after other higher-ranking creditors have been fully repaid. This phenomenon is exacerbated if held alongside a predominantly equity-weighted portfolio given the positive correlation between equities and hybrids during periods of weak equity markets. The interest in senior debt securities, on the other hand, cannot be deferred without triggering an event of default.
Credit Risk:
It is the risk of the issuer defaulting on its payment obligations of either principal or interest. Having the rating agencies treat the instruments as equity-like is supportive of the issuer's credit ratings and allows them to reduce the need to raise equity.
It is pretty evident that investing in hybrid instruments exposes investors to higher credit risk. Furthermore, based on the issuer's business and financial profiles, we can say on a rough basis that that most of the hybrid universe has a sub-investment grade credit rating profile.
Hybrid instruments tied to issuers with weaker credit profiles which would have further doubts raised over their ability to maintain coupon payments, whilst their capital values would be affected by low recovery rates in the event of default.
In simple words, if an investor does not believe that the issuer is creditworthy, then he shouldn't invest anywhere along its capital structure. Assuming that, if the issuer is creditworthy, then the investor should only invest in hybrid instruments if he believes that he is getting fully compensated for taking the higher risks.
An Investor must also undertake relative value analysis whereby the risk-reward framework of hybrid security should be compared against senior and subordinated debt securities. These measures must be favourable for hybrid instruments before an Investor should look upon them to invest.
Liquidity risks:
It is the risk that the hybrid instruments would not be available to be traded freely even though they are traded on the exchange, which could ultimately impact the pricing of the security. Lack of liquidity impacts the possibility of frequent buying and selling in these securities. Moreover, the hybrids are typically less liquid when compared with the equity shares due to their complex nature. Hence, if one needs to buy or sell these instruments immediately, then he won't be able to do that and may have to accept a lower price due to the lack of liquidity.
This website is a service of Kalkine Media Pty. Ltd. A.C.N. 629 651 672. The website has been prepared for informational purposes only and is not intended to be used as a complete source of information on any particular company. Kalkine Media does not in any way endorse or recommend individuals, products or services that may be discussed on this site. Our publications are NOT a solicitation or recommendation to buy, sell or hold. We are neither licensed nor qualified to provide investment advice.
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You may think of the Customs & Border Protection (CBP) as the agency that protects our borders from illegal immigration. But their duties also include protecting US agriculture and economic interests "...from harmful pests and diseases," according to their website.
That includes flowers for Valentine's day.
According to CBP, "During the 2015 Valentine's season from Jan. 1 to Feb. 14, CBP processed approximately 976 million cut flower stems, compared to 801 million stems during the 2014 season, an increase of 21 percent."
It is probably not surprising that of the top 10 cut flower imports, roses are number one at 357,675,390 stems. Add that to the 72,301,507 rose bouquets that were inspected. The top country of origin is Colombia (694,453,555 stems) followed by Equador (188,597,055 stems) and Mexico (38,049,730 stems.)
That being said, CBP reminds Americans that certain items brought across the border from Mexico will be examined.
"Groceries, plants, medications, liquor, pets and personal purchases made in Mexico need to be declared when returning to the United States… We encourage all travelers who plan to cross the border with Valentine's related flowers and goods... to learn more about rules and regulations," said Beverly Good, CBP El Paso Port Director.
With Valentine's Day approaching soon, it's important to be aware of which flowers and floral fillers bought in Mexico are prohibited, including, "...chrysanthemums, gladiolas, mock orange, choysia, cedar, and juniper. If found, Agriculture specialists will have to remove the stems from the flower arrangement."
If an individual attempts to smuggle in a prohibited product, penalties for failure to declare or even smuggling can be assessed.
Did you know?
- 91% of flowers imported into the US go through Miami
- The cut flower business is estimated to be worth $15 billion dollars annually
- Customs and Border Patrol has more than 2300 Agriculture Specialists working for the agency - they are specially trained and may have advanced degrees in scientific fields such as botany, entomology, biology or plant pathology.
- CBP's first detector dog program in 1984 was dubbed the "Beagle Brigade" - beagles and beagle mixes were preferred at airports for their non-threatening size, high food drive, keen sense of smell and gentle disposition. Now Labrador Retrievers are also used. There are now more than 110 agriculture canine teams.

subset: commoncrawl


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Filed under: Colorado Rapids, Jacob Peterson, Toronto FC, Trade
Toronto FC announced Thursday they have acquired midfielder Jacob Peterson from the Colorado Rapids in exchange for allocation money. Per league and team policies financial terms were not available.
"This is a player that Preki has been wanting for some time," said director of soccer Mo Johnston. "We're looking forward to bringing him into camp and getting him working with the rest of the players."
Peterson, 23, was the Rapids' first pick of the 2006 MLS SuperDraft, (2nd Round, 21st overall) and made his professional debut playing 21 minutes on April 8, 2006 against the Columbus Crew. After establishing himself into the first team in his first season with the club, he was named the team's "Rookie of the Year". In the 2009 MLS season the midfielder appeared in 23 games with Colorado, making 12 starts and adding two goals and two assists. He missed the last month of the regular season due to injury.
A graduate of Indiana University, he won two National Championships with the Hoosiers in 2003 and 2004, scoring a goal in both finals. Peterson was also named a semi-finalist for the MAC Hermann Trophy award.
On the International stage, he was a member of the U.S. U-23 National Team, travelling with them to Japan in February of 2007. Peterson has been a part of both the U-17 and U-20 teams and competed at the 2005 FIFA World Youth Championships in the Netherlands.
Peterson will be in Toronto for the start of pre-season on February 1st.
Source: Click Here
Filed under: Houston Dynamo, Rumor, Trade
Nothing's official yet, but keep your eyes on what's going on in Toronto, because you may in the coming days hear of a trade for either someone on their roster, allocation money, or even an uncharacteristic draft pick. Why? Check this out:
Toronto FC have taken steps to bolster their back four by offering a trial to Ecuador national team defender Jose Luis Perlaza. The 27-year-old was in his country's squad for the 2006 World Cup, but didn't see any playing time in Germany. Perlaza was recently released by Ecuadorean club Centro Deportivo Olmedo. TFC will have to act fast if they want to keep him, as the Major League Soccer transfer window closes tomorrow.
Yes, this is the same Jose Luis Perlaza that Dynamoplanet said was deemed a discovery option by the Houston Dynamo alongside Canadian "will I ever sign" Andrew Hainault. Here's that original DP article.
Now, that means that if Toronto likes Perlaza, they're going to have to give up something to the Dynamo in return. The question then becomes "what would the Dynamo ask for?"…
Source: Click Here
Filed under: Colorado Rapids, Gregory Richardson, Toronto FC, Trade
The Colorado Rapids have spent a good portion of the off-season trying to find another forward to complement strikers Conor Casey and Omar Cummings and the Rapids may have finally found their man.
The Rapids struck a deal with Toronto FC, sending an undisclosed 2010 draft pick (believed to be in the first two rounds) to Toronto in exchange for the rights to Guyanese forward Gregory Richardson, sources with knowledge of the deal told SBI on Thursday. Richardson had been on trial with Toronto FC, which held the top Discovery Claim on the him, but TFC ultimately decided to deal the MLS rights to Richardson to the Rapids.
A striker who most recently played for Trinidad & Tobago club Joe Public, Richardson first rose to prominence in MLS circles when he scored an impressive hat-trick against New England in Joe Public's 4-0 CONCACAF Champions League win at Gillette Stadium last September. His combination of speed and skill had a long list of teams interested in his services, but Toronto ultimately landed his rights and dealt them to the Rapids after choosing not to keep him following an extended trial.
There is no word yet on whether Richardson has agreed to a contract with the Rapids, but the fact that a deal was completed suggests that a deal has either already been reached, or should be reached soon.
Source: Click Here
Filed under: Adrian Serioux, FC Dallas, Toronto FC, Trade
According to 3rd Degree sources the hypothetical deal that was making the rounds today has now gone down and Adrian Serioux has been traded to Toronto FC. While it's unknown at this time what FCD got in return, our sources say Serioux is on a plane to Ft. Lauderdale tonight to join TFC in Sunrise, Florida.
It seems apparent that the combination of the tryout of Marcelo Saragosa at right back, plus the presence of so many new center backs that may allow Drew Moor to play wide right, has made Serioux surplus to requirements here in Dallas.
Serioux had long wanted to play in Canada and had made it known in Dallas his desire to go north. Serioux was originally selected by TFC from Houston Dynamo in the expansion draft when Houston left him unprotected for the express purpose of playing at home, only to have TFC turn around and trade him to Dallas.
In two season with Dallas, Serioux has started 36 games, including playoffs, gathering four assists.
Source: Click Here
Filed under: Adrian Serioux, FC Dallas, Rumor, Toronto FC, Trade
The Insider has learned that FC Dallas is planning to trade Canadian midfielder Adrian Serioux to Toronto for a draft pick and allocation money. Serioux, 29, began his pro career in Toronto with the A-League's Lynx 10 years ago. He started 24 league games for FCD last year and had four assists, second best on the club.
Source: Click Here
Filed under: Toronto FC, Trade, Tyrone Marshall
Toronto FC announced Tuesday that they have acquired allocation money from expansion side Seattle Sounders FC in exchange for defender Tyrone Marshall. As per league and team policy, details of the deal were not announced.
"Tyrone is a veteran of this league and we wish him all the best," said manager, director of soccer Mo Johnston. "We are sad to see him go, trades are always difficult but in the long run we feel we have made another move to improve our team."
Marshall, 34, joined Toronto FC in a trade with the LA Galaxy on June 13, 2007 that sent forward Edson Buddle to the west coast. The defender appeared in 40 games with Toronto logging 3,459 minutes. This is the Jamaican International's 11th season in Major League Soccer having made previous stops in Colorado, Miami and Los Angeles.
Source: Click Here
Filed under: Toronto FC, Trade
As training camp gets set to open up here in Toronto on Monday, players are starting to make their way back to the city but one player who won't be here is Todd Dunivant. Toronto FC agreed to trade the left-sided player to the LA Galaxy over the weekend in a move designed to free space under the salary cap.
Although, the move is yet to be made official I would expect an announcement to come from the club in the early stages of this week. After the Footy Show blog broke the news of Pablo Vitti being on Mo Johnston's radar earlier this month, Mo has made no secret of his desire to sign the young Argentine and from what I understand is still very much in the pursuit of Vitti so I expect this deal to have been organised in preparation for another.
Source: Click Here


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We love to cook, eat, and educate others about new products and the best pots & pans,helping to make the kitchen the most exciting room in the home. We're Two Kitchen Junkies: a Father-daughter duo changing how you learn about cookware.
Cooking is an art. While we need food to survive how we cook it and how it looks makes all the difference. Making sure that you have the best pots and pans you can afford will go a long way in helping you on this journey.
We also know that sometimes the most expensive cookware and gadgets are not the best and so we are here to help you to better understand what cookware you should be looking at to best suit your cooking style and needs.
We love to hear from our readers so if there is anything that you would like to talk to use about feel free to contact us. You can also find us on Pinterest and Instagram
Our Guides
PFOA & PTFE free cookware | Guide to Ceramic Cookware | Guide to non-stick cookware | Your Guide to cooking with stainless steel | How to clean ceramic pans | Is ceramic cookware safe? | What is induction cooking? | What is induction cooking? | How to clean a pizza stone | what is a pizza peel? | Is cooking with stainless steel safe? | cooking with stainless steel | How to clean stainless steel cookware | How to reheat ribs | How to clean an oven
Cast Iron Cookware
Rustic and charming, cast iron cookware from frying pans to Dutch ovens will become fast favorites in your kitchen. Two Kitchen Junkies is passionate about cast iron and believe it can be treated as an heirloom piece in every home. Check out our review of the Best Cast iron Skillets . You can find all about cast iron cookware here
Stainless Steel Cookware
Stainless steel pots and pans are the cream of the crop. Preferred by professional chefs everywhere, they are consistent workhorses—once you tame them. Read up on stainless steel essentials and the important differences between stainless steel and nonstick cookware.
Deep Fryers, Oils & Accessories
We love deep fried food. Making great tasting food means that you need to be cooking with the right equipment. What type of deep fryer you use and the oil that you use in it will make a big difference in the quality of the food you create


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Canary in the wharf mine Sunday night, Heathrow arrivals. All grey carpet and glass and not a whisper in the air. Such calm…Read More
Canary in the wharf mine Sunday night, Heathrow arrivals. All grey carpet and glass and not a whisper in the air. Such calm…Read More
Lorenzo Grifantini on putting the Italian touch on London houses How does it feel to leave Zaha Hadid and Norman Foster? If you are a…Read More
Neighbourhood watch: Simonetta Agnello Hornby loves her East Dulwich "I wanted to give something back to the place I love". Simonetta Agnello…Read More
While the housing market booms, the number of homeless people is growing Hardly a day goes by without the newspapers reporting on the increase…Read More
From shameful to chic, Matera comes back to life in caves. The French call it deja-vu, and nothing better describes the sensation you…Read More
"I do miss my home in Italy sometimes", the interior and fashion designer Allegra Hicks once said. "I think everyone always does miss their homeland. I…Read More
To celebrate the London Design Festival, during which Italian design has always played a central part, we have decided to work around a theme that…Read More
The pleasure of domesticity from Ancient Rome to Renzo Piano. Living like an Italian: it's a style and mode of life which has…Read More
"Small, but suitable for me, clean, free of expenses and purchased solely with my own money" You will find this inscription on the…Read More
The young Italians who come to London to grow up. She makes your bed, irons your shirts and cooks your favourite dish. The…Read More
Photojournalist, fine art photographer and pioneer video maker. Born in Monza (Milan). Get lost observing people and loves to try all kind of local…Read More
Construction world needs a feminine touch. Have you ever thought of contracting a female plumber? Or having a lady re-wire your house? Think…Read More


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6 Affirmations of Personal Freedom
As outlined in the book: Gratitude and Trust: Six Affirmations That Will Change Your Life, by Paul Williams and Tracey Jackson
My alcoholism took root in the 70s, even though I thought I was having the time of my life. My memory is spotty, though it's returning more and more as I develop the capacity to view it from a distance––all part of the mosaic portrait I am learning to accept with compassion and even love.
Something I do remember from the 70s is the iconic songbook of Paul Williams. Songs people of my generation can probably sing word for word, even if we haven't sung them in years. Rainy Days & Mondays; Just An Old Fashioned Love Song; Rainbow Connection (I didn't know that was Paul Williams!); We've Only Just Begun… and the list goes on and on.
My friend Jon B found a book written in 2014 by Paul Williams and Tracey Jackson that talks about his experience of recovery and the guiding principles for a happy healthy life. (Paul is an alcoholic/addict; Tracey is not but successfully applies the principles to her life.)
Here are the Six Affirmations the book is based on. Sound familiar, 12-Step people? Sound wise and true, non-12-Step people?
1. Something needs to change and it's probably me.
2. I don't know how to do this but something inside of me does.
3. I will learn from my mistakes and not defend them.
4. I will make right the wrongs I have done whenever possible.
5. I will continue to examine my behavior on a daily basis.
6. I will live my life in love and service, gratitude and trust.
In gratitude, harmony, and support,


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Rate and Review : Allison Transmissions
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Today @ tomyum guild again , i played Wizard today.
a lot of actions today , Loaded of fun.
Thanks to our sage for the streaming <3
cLueless wrote:At least we allow potting macro now. OMEGALUL
ren wrote:unlike others that 'cant be named' without the risk of being banned for being offensive.
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VBS 2019 Themes
Your Best VBS... Start to Finish.
The VBS 2019 themes are all here! Explore and learn about the most trusted Vacation Bible School programs for 2019. We have overviews, videos, music samples, and special offers on starter kits. Our team is here to walk with you from theme selection to post-VBS followup, with the best tools, products, and advice.
VBS 2020 Themes Are Here!
Discover all-new VBS 2020 themes from top publishers like Group, LifeWay, Cokesbury, Answers in Genesis, CPH, RBP, Orange and more.
Roar VBSGroup Easy VBS 2019
To Mars and Beyond VBSCokesbury VBS 2019
In The Wild VBSLifeWay VBS 2019
Miraculous Mission VBSCPH VBS 2019
GiddyUp Junction VBSRBP VBS 2019
Athens VBSGroup HLA VBS 2019
The Incredible Race VBSAnswers in Genesis VBS 2019
Power Up VBSOrange VBS 2019
Yee-Haw VBSGroup Weekend VBS 2019
FUNdamentals VBSMega Sports Camp 2019
Shipwrecked VBSGroup Easy VBS
Whooosh VBSAbingdon Press VBS 2019
Splash Canyon VBSCPH VBS
The Good News TrainCPH Spanish VBS
Selecting a Theme? Here are Two Helpful Tools!
Exclusive Custom Products from Concordia Supply
Custom Postcards
Custom postcards are versatile and perfect for letting your community know about your VBS. Exclusive designs available in multiple sizes.
Custom Banners
Exclusive designs available with or without the VBS theme logo. Add your church name and dates to invite your community to VBS.
Free VBS Resources
Helpful Extras to Make Planning Your VBS Easier
We've got your back with everything you need for VBS 2019. Compare courses, catch up on tips and get free downloads all in one place. And don't miss the special offers to ease your VBS budget.
Can't decide on a theme? Try our Theme Chooser >
Ordering Made Easy...
And Yes, you really can retun and pay after VBS is over
Easy Extended ReturnsWe allow you to return unused and unopened items even AFTER your VBS is over!*
Everyday Free ShippingFree Shipping on any order over $49, and all starter kits (Contiguous U.S. only)
Order Now, Pay LaterYou can pay after your VBS is over with a church billing/invoice account.
Everday Savings with our Exclusive VBS Coupons
Save on your VBS supply orders. Save $10 to $200 Learn More >
Valid on VBS Supplies. Excludes VBS Starter Kits and LifeWay VBS.
Let's Connect!
Keep up with VBS 2019 updates and tips across all our social channels


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Elvin Knollman began his trucking company in 1979 at the age of 21. In 1987, the purchase of a tanker trailer initiated the transportation of fuel. Demand for fuel transportation increased, enabling the company to grow through the addition of truck and trailer units.
Because of the continuous progression of the company, a new location was desired which would greatly improve access to Interstate 74 and other key highways, resulting in enhanced customer service and condensed turn-around time for the transport vehicles. Property which lay between Interstate 74 and Highway 46 was purchased in New Point, Indiana, during 2004. A new building exclusively designed for the trucking industry was constructed and Transmark moved to the new location in January 2005.
The corporation is currently officiated by Elvin Knollman, President and Wanda Knollman, Vice President. Garrett Knollman, Director of Safety & Compliance, came into the office in 2016 after working with Transmark for five years as an Owner-Operator.


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3 months ago
In my old age, I've become an exfoliating freak. The first step in my morning routine is wiping my face with a glycolic pad of some sort. I've tried a few brands, and this is among the best and cheapest. it is fairly gentle on my middle-aged skin. One pad is enough for my face and the backs of my hands. I put the juice on, let it sit for a minute while I take my daily medications, then …Read more
About reviewer (170 reviews)
Age56 & Over
SkinCombination, Fair-Medium, Neutral
HairRed, Wavy, Fine


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Jam Lovell owns Black Dog Metal Arts, LLC with her fiance, Danny Rohr. She currently lives in Peoria, IL where she works as the Gallery Curator and Adjunct Faculty at Illinois Central College. Lovell received her BS in Painting with a minor in Psychology at Illinois State University in Normal, IL in 2014. She received her MA degree at Eastern Illinois University in 2015 and her MFA in Sculpture from Southern Illinois University in 2018.
Her work has been included in publications such as Expose Art Magazine, Studio Visit Magazine, Blue Room Magazine, Season 6 of Expressions on PBS, and the Studio Break podcast. In 2017 she was a resident at the Art Farm in Marquette, NE. She has exhibited her work nationally, including Las Vegas, Chicago, St. Louis, Birmingham, and Scranton.
Artist Statement:
My work is an exploration of my relationships with others. I internalize different situations and interactions with others in order to put them back out in to the world in a re-imagined way. Each piece is inspired by my poetry, which allows the sculptures to stand as a visual representation of the written work. I utilize the strength, weight, and permanence of cast iron to comment on the resilience of the relationships paired with hand knit material to connote comfort, safety, and familiarity in the pieces.
Contact me at firstname.lastname@example.com


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Without much of a national debate, the U.S. Department of Energy has launched a major initiative to support solar energy. As of June, it had committed more than $12 billion in loan guarantees to 15 solar projects, some of them manufacturing plants and some of them energy producers. And in July, it has announced loan guarantees of $4.5 billion for First Solar Inc. to build three renewable energy projects in California.
This is an example of the sort of industrial policy that remains hotly controversial, particularly on the Republican side of the aisle. But there is scant comment from the GOP and even the Democratic side of the aisle does not seem to be commenting on it even though it is arguably a solution to create more high-paying jobs. This could be a much smarter type of government involvement in the economy than massive stimulus programs that don't work.
The most recent action was the $4.5 billion in loan guarantees for First Solar, based in Tempe, Ariz. The company will supply thin-film solar panels, a particular type of solar technology, from a factory in Ohio for two 550-megawatt plants it is building in Riverside and San Luis Obispo, Ca. A third project is a 230-megawatt solar ranch in Antelope Valley.
Earlier, Energy Secretary Steven Chu announced $150 million in loan guarantees to a company in Massachusetts called 1366 Technologies, which has developed a radical new way to make silicon wafers for solar cells at far lower costs. The technology could cut the price of making a solar cell by 40 percent.
The Department also said it was awarding a guarantee of $359 million to Sempra, an energy company, for a photovoltaic generating project in Arizona, and $2 billion in loan guarantees for two California solar projects. (All these announcements are easy to find at http://energy.gov/news.)
Is the government picking winners and losers? Absolutely. It is deciding that the United States must be a player in solar energy and should not be blown away by the Chinese, Japanese, Koreans, Spanish or Germans or anyone else.
I think the government has the power, and the obligation, to undertake this type of strategy across a platform of 12 to 15 key technologies that will define America's future. And it deserves more attention from both ends of the ideological spectrum–because we need to define a common ground and put even more resources behind this type of activity.
Here are key questions we should be asking:
- Does the Department of Energy have a strategy in terms of the technologies it is picking to support? It seems to be supporting thin-film solar panels, silicon wafers, and photovoltaic solar cells but there is no mention of gallium arsenide.
- Has the selection process been free of political interference or not? Pork barrel politics have no role in smart industrial policy. It appears that interests in Massachusetts, Ohio, Arizona and California are benefitting. That seems credible.
- Has the government picked companies that are likely to make it to profitability? In other words, what percentage of these tens of billions of dollars in loan guarantees will succeed?
- To what extent is the department's funding geared toward commercialization rather than bleeding-edge research? I argue that the federal government should tilt by 10 percent from basic research to applied research.
- What kind of jobs are being created and how many?
- Can other departments of the federal government learn from what Energy is doing?
If and when we launch this full debate about the nation's industrial policy, we might be able to craft a coherent response to our economic travails.


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Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at 732-450-9750 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.
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Arthur Crowe's Aqua Blue Babe with Emo Style- FREEBIE Cluster!
1:28 PM | Posted by Lucy | | Edit Post
Check out this tag I made with the newly released Aqua Blue Babe by Arthur Crowe! You need to have a license to use his art and can get both the license and art at http://arthurcrowesfactory.com/store/
I used a PTU kit by Creative Scraps by Crys called Emo Style. Below you can find the freebie cluster frame. PERSONAL USE ONLY! Just click the preview to download and remember, DO NOT SHARE, just direct others here to this post to download the cluster frame themselves.
Labels: cluster frame, Creative Scraps by Crys, freebies, KIT PROMO, tag showoff
Subscribe to: Post Comments (Atom)


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Time goes by unbelievably fast. Last summer, taking your kids to a family vacation in the sunny Florida, to enjoy its exotic beaches and impressive array of theme parks seemed like the best idea of having fun. This year, your kids seem to have grown up all of a sudden, so you suddenly feel the need to plan a different kind of journey to explore some more meaningful travel experiences and create stronger bonds with your family members. This is exactly where our RV rentals in Massachusetts step in.
Everybody knows that planning a family journey is no easy task. Touring an entire state involves some serious preparations. Your biggest challenge ahead would be to book hotel rooms along the route with a couple of weeks or months before the actual travel to make sure that all the necessary arrangements are made.
The cumulated bills might really mess up your carefully planned family budget. If they do not, the effort of packing and unpacking your stuff whenever you leave a place and start hitting the road once again will surely exhaust you. Besides, no matter how hard you try, you will not be able to fit everything in those bags and backpacks.
Why bother so much when you can choose the easy way out? Your RV rental in Massachusetts is waiting. You will never have to worry about any of the above. Your RV will be the perfect living space, and all of your basic needs will be taken care of in it: kitchenette, sleeping facilities, air-conditioning, bike trails, generous storage space. All of this for the same reasonable price, established right from the start.
Have you ever wondered what it would be like to rent an RV in Massachusetts and take your folks by surprise this summer? Perhaps you could take you wife or girlfriend on that vacation you never managed to enjoy, or have that last bachelor adventure with your friends? Nothing will be more interesting and entertaining than exploring the history, culture and natural wonders and landmarks of the state in a comfortable RV rental in Massachusetts.
One place you surely want to include in your travelling plans is the Yogi Bear's Sturbridge Jellystone Park. You will have a chance to go fishing and trailing together during the day and sit by the campfire at night, telling jokes and having fun while feasting on a most delicious family barbecue in the open air.
To make the journey even more memorable, you could also stop and see all the wonderful places along the way. First, take a short ferry ride to the offshore island of Martha's Vineyard with its beautiful landscapes of the Gay Head Cliffs or the old Flying Horses Carousel. Then, you will surely enjoy an educational stop at the Museum of Fine Arts in Boston, the famous home of approximately 450,000 artworks of some of the most renowned international artists.
Later on, take the time for a historical visit at the Parson Capen House, a fine example of colonial architecture dating from the seventeenth century and a National Historic Landmark declared in 1960. If you happen to drive your RV rental in Massachusetts through Boston at the beginning of June, you will have the opportunity to witness the annual Boston Dragon Festival, where more than sixty teams from the country display their unique skills in a series of memorable cultural events. You will get to see dragon boat races, food vendors, arts and crafts exhibits, all culminating with the famous festival banquet.
As for parking facilities, there are many campsites for RV rentals in Massachusetts area. In the Sturbridge Jellystone Park, 273 spaces are available, with plenty of family-oriented facilities and amenities, including swimming pool, shuffleboard, nature trails, horseshoes, fishing supplies, Wi-Fi hotspot, restroom, laundry and showers, as well as an ATM machine.
There is also the Pine Acres Family Camping Resort, located in Oakham, with its 150 full hookup sites with tables, fire rings, BBQ grills and lots of additional facilities, including splash pad, bike rental, bounce pillow, mini-golf course, etc.
Finally, there is the Normandy Farms Family Camping Resort, with its generous 229 full hookup sites, plus all the other facilities and amenities. You will hardly ever think to worry about anything related to your family's comfort and sense of well-being if you camp here.
There are many opportunities to find an RV rental in Massachusetts out there, but no one is as committed to your satisfaction as we are. What do we offer?
All your fantasies about the long waited family adventure to the "Bay State" are just one click away. Our dedicated customer service is standing by, waiting to help you book the RV rental of your dreams, plan your trip and stick to your budget.
With one of our RV Rentals in Massachusetts, your dream vacation is a few clicks away, and it is only up to you to turn it into reality, without any explosive costs, comfort or transportation related worries – just fun, fun and fun!
If you'd like to refine your search, you can look for motorhomes in Springfield or Boston.


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This Blogger's Post-Baby Selfie Is Inspiring Thousands
Australian blogger and mother Constance Hall is known for her refreshing honesty.
On her blog, she's tackled tough subjects like postpartum depression and having sex as a parent.
Now, she's shining a light on body image struggles by asking her followers to celebrate their bodies #LikeAQueen.
In a touching Facebook post published earlier this week, Constance shared a vulnerable picture of herself and put out a call to action, asking her followers to share "a picture that society has deemed you unfit for" with the hashtag #LikeAQueen. "Love yourself the way you want your daughters, nieces, friends kids to love themselves," she wrote.
The post received over 4,500 shares, and her followers' responses photos caught the world's attention.
Photos hashtagged #LikeAQueen are flooding in on Facebook, Instagram and Twitter featuring women proudly sharing parts of their bodies society has encouraged them to be ashamed of.
Constance was so inspired that she was moved to tears.
"Glorious joy tears streamed down my face today while reading American news, English news, Australian news and seeing your bodies, your proud royal bodies plastered all over them," Constance wrote on Facebook. "So much beauty. Would anyone dare to call the ocean less beautiful due to its ripples? No, texture adds depth and gives beauty."
The best part is that the movement's just getting started!
Photos are still pouring in from women all over the world.


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There's no right or wrong way to celebrate a wedding, but one good strategy is for the special day to reflect the bride and groom's personalities. So if the bride and groom are both notorious pranksters, well, their wedding is going to need at least one epic prank. And for recently married couple Erin and Ean Goldberg of Scottsdale, Arizona, that's exactly what they did.
When Erin decided to put one over on her unsuspecting fiance, she knew that the "first look" was the perfect time to do it–this is the moment the bride and groom see each other in their wedding outfits for their first time. Erin's plan was simple. Erin and Ean would stand back-to-back like for a traditional first look photoshoot, but when Ean turned around, he would see her in an outfit more suitable for binge-watching a British crime drama: comfy cat pajamas.
"I mess with him all the time and I thought it was a really good opportunity for me to prank him because I don't dress up very often," Erin told People. "We had been talking about this [wedding] dress and how excited he was to see me in the dress." With their photographer Molly McElenney in on the gag, Erin set her trap:
And when Ean turned around and saw the outfit, he was definitely surprised.
"It went perfectly," she says. "He was a little like, 'Oh man, she got me.' His reaction was just priceless. To see him just like laugh … [He was like], 'Of course she did this! Why didn't I expect anything different.'"
After the prank and the accompanying photoshoot were over, Erin slipped into a more traditional wedding dress and the two had a fantastic day. (Even though it would have been amazing if she'd gone through the whole day in cat PJ's.)
So to all the recently engaged pranksters out there, maybe Erin and Ean will inspire you to pull a wedding day prank of your own–please share with us if you do! And if you're engaged TO a prankster, let's just say you've been warned.
h/t: Cafe Mom


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Little Joy Cocktails
Time Out says
Revamped, refurbished and under new management, this former dive bar brings a little bit more joie de vivre (and upgraded digs) to Echo Park. There are concrete floors, a pool table, newly lacquered parquet wood bar and very clean bathrooms. For locals, this watering hole might be the best pickup spot on the Eastside. When the bar's coveted seats (14 in total) are taken and the only two booths in the joint are at capacity, standing room allows for old-fashioned mingling in the fairly small space and a game of pool—get your name on the signup chalkboard early. The drink menu is straightforward—full bar with standard bottle selections—with eight beers on tap, including a brew called the "Glutenator" for gluten-free imbibers. Don't ask if they make "cocktails"—you'll be met with a blank stare before the bartender turns to take someone else's order.
Good for: Cheap drinks, a sporting round of pool and an escape from the craft cocktails, craft beer, craft-everything scene.
The scene: There's not much on the part of the staff or bar-goers to hurry anything along. Expect a fairly chill, no frills, live-in-the-moment vibe.
The playlist: Records play guitar, rock, jazz and an eternally morphing soundtrack.
Drink this: Do it up properly with a $10 pilsner or lager plus a well shot at happy hour special (5-9pm) or order a pint of what's on the tap. The rotating selection of eight could include Ommegang White Tulip ($6) or Torre Oria Brut Cava ($7), both available when we visited.
1477 W Sunset Blvd
Los Angeles
|Opening hours:
|Daily 5pm-2am
|Do you own this business?
Users say (5)
Average User Rating
4 / 5
Rating Breakdown
- 5 star:2
- 4 star:0
- 3 star:2
- 2 star:0
- 1 star:0
I got called out for telling the DJ at Little Joy at 1477 Sunset Blvd, Los Angeles, CA 90026 for taking bribes on 1-31-18 for charging $10 for having a girl sing song on karaoke night, and I got kicked out, This place is not a placed I'd recommend whatsoever.
Sexy-cool place with a low-key vibe. I went earlier in the night and the bar counter was already full with people. The pool table is a fun touch.
This spot is very low key and inexpensive, which makes it perfect for those late night drink sessions with a big group of friends. It's right on Sunset Blvd close to restaurants and food trucks in case you need some grub in between all that alcohol.
People are great. Drinks are good.
Little Joy is a solid go-to dive for Echo Park residents, though I don't think it has as much to offer as The Short Stop down the street. The bartenders are amicable and the beer selection is great, but they don't have a juke box or much else to keep you entertained. If you're looking for just a beer and some conversation, Little Joy will do.


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- Does the price you are quoting include everything, or are there add on fees that I need to be aware of?
- Where is the cremation being performed?
- Where is my loved one going to be taken and held prior to the cremation?
- Can I witness the cremation?
Yes, we own and operate our own crematory.
No, embalming is not required. However if you choose to have a public viewing or funeral service prior to the cremation, embalming may be required.
No, we have found that many families prefer to make arrangements in the comfort of their own home. The arrangements can be handled online, by email, fax, or mail.
No. While almost every funeral home offers cremation, only a small percentage of cremation service providers have their own cremation units.


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#RedBranchWeekly: 3 Fundamental Recruitment Infographics
By Marissa Litty: Did you know we process visuals 60,000 times faster than text? There are a ton of amazing… Read more »
By Marissa Litty: Did you know we process visuals 60,000 times faster than text? There are a ton of amazing… Read more »
#WerkBranch, Best Practices, Infographic
By Shalaina Ocasio Everyone has 24 hours in their day, but how you use those hours is what truly matters…. Read more »
We don't have to tell you that visual content is huge in marketing this year. After all, we've seen the… Read more »
Compensation is an important topic for everybody, no matter how much you make. Whether you're working at a small marketing… Read more »
When some of the biggest and most well-known brands in the world invest in new logo redesigns, the world takes… Read more »
When it comes to hiring the best talent and keeping them, employee perks can go a long way. What does… Read more »
A job interview can get the best of anyone when your nerves start to set in the night before even… Read more »
The marketing industry evolves at a rapid pace. Best practices can change month to month. It can be quite challenging… Read more »
Employees, Guest Post, Infographic
Discover employee relation issues that have concerned organizations, like yours, over the past 12 months with our Annual Workplace Survey… Read more »
Guest Post, Hiring, Infographic
Companies all over the world are searching for potential employees to become a part of their teams. The hiring process… Read more »
Best Practices, Employees, Employer, Infographic
Many organizations struggle finding the right way to recognize their employees. Take a look at this infographic created by Herd… Read more »
The infographic below — compiled by ClearCompany, the first talent alignment platform that bridges the gap between talent management and business… Read more »


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A five-member Mbira ensemble, Nzombehuru, made up of one family, says it is on a cultural promotion mission which will see Zimbabweans appreciating the country's cultural heritage.Formed in 2003, Chitungwiza-based Nzombehuru Mbira ensemble, which is made up of father, mother and three sons, says though they have not recorded, the band is destined for greater heights.
Caxton Nzombe, who doubles as band manager, says the group which has 15 compositions in social commentary, is a family idea to keep Shona traditions alive through music.
The three siblings, Custon aged 19, Colleymore, 16 and 14 year-old Cyprian say the journey has been painful yet rewarding as they have come to appreciate the importance of culture.
Though the group has not yet recorded anything in the studio, they have performed at various venues including hotels and functions.
Mbira music is one of Zimbabwe's cultural instruments that has been used to promote the country globally.


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Health Exercise the Right Way in Winter [Photo Gallery] Ginger Christ | Mar 07, 2016 Start Slideshow › Start Slideshow › TAGS: Galleries 0 comments Hide comments Comment * Switch to plain text editorMore information about text formats Text format CommentsPlain text CommentsAllowed HTML tags:

Plain textNo HTML tags allowed.Web page addresses and e-mail addresses turn into links automatically.Lines and paragraphs break automatically. PublishLog in or register to comment Save Leave this field blank RelatedAre You Ready for Old Man Winter's Bite? [Photo Gallery]Jan 06, 2015Winter Breaks: Common Winter Injuries and How To Prevent Them [Photo Gallery]Nov 17, 201510 Unhealthiest U.S. States [Photo Gallery]Jan 28, 2016The Truth Behind 7 Health Myths [Photo Gallery]Feb 23, 2016 Load More


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Baby, it's cold outside! The only reasonable thing to do is stay inside and watch movies with your friends. Check out these great selections!
SATURDAY, FEBRUARY 7th2:00pm: Opening Reception
3:00pm: SHORTS / HELP!
Crystal / Chell Stephen
Here / Susan Barry
Lady Secrets / Lori Damiano
Neighbors / Brandon Boudreaux
Keys, Money, Phone / Roger Young
Tondo / John Ortiz
Down In Flames / William J. Stribling
Q&A to follow with participating directors
5:30pm: SHORTS / PAST & FUTURE
Dear Lucas / Winnie Cheung
The Race of Gentlemen / Mark Foster
Permission / Thomas Emmet Ashton
T's World / Ramon Bloomberg
Body / Christopher Baker
Toñita's / Sebastian Diaz & Beyza Boyacioglu
Q&A to follow with participating directors
8:00pm: FEATURE
Stolen Moments: Red Hot + Cool / Earle Sebastian
Q&A to follow
9:00pm: Red Hot + Cool Reception
SUNDAY, FEBRUARY 8th3:30pm: Bar Opens
4:00pm: SHORTS / GOOD INTENTIONS
Playtime / Hamad Al-Tourah
The Ballad of Lo Man Willie / Derin Thorpe & Peter Zusman
Kumeyaay Land / Dylan Verrechia
W8 / Rik Cordero & Dion Sapp
Ask / Agnes Bolt & Arthur Jones
The World Is As Big Or As Small As You Make It / Rachel Grady & Heidi Ewing
Are You Jewish? / Josh Wolff
Off The Line / Patrick Burns Jr.
Public Square / Rachel Grady & Heidi Ewing
Q&A to follow with participating directors
6:30pm: SHORTS / FILM FATALES
Side Effects / Traven Rice
Elvis Loses His Excess & Other Tales From The World's Longest Yard Sale / Riley Hooper
Trapped Girl / Beth Spitalny
Surf / Janice Biggs
Kids On Gender / Jasmine Pitt
Roses In Winter / Joanna Bowzer
The Birdman / Jessie Auritt
Q&A to follow with participating directors


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Creativity Everything #FreeSchool
Video: 2019
Video: 2019
Video: December 2018
Project: 2018
Video: September 2018
Project: 2018
Book: 2018
Video: January 2018
Project: 2017
Project: 2016
Video: June 2016
Video: February 2016
Book: 2015
Project: 2014
Video: June 2014
Project: May 2014
Video: November 2008
Video: October 2013
Book: 2011
Video: October 2013
Video: October 2012
A nicer way of looking.
Lots of lectures drop at once, like on Netflix, except, lectures.
It all fits together. It's all one thing.
I worked out why I don't want to be in their bubble.
On the proper form of a university course
More drawings.
The #FreeSchool was a delightful and diverse success!
Where did we nick this idea from?
Is imagination the same as creativity?
Two weeks of creative everything, open to everyone, running 21–31 May 2019.
More drawings.
Establishing what to do and what not to do.
This was going to be my next book, but then it wasn't.
New course I'm teaching at Ryerson University.
Launch of new website for new lab!
Into the new year with more drawings.
Explaining what I mean when I talk about 'platforms for creativity'.
On meaningful connections rather than frictionless content.
Things by me that you can read for free.
Reinventing the library, in an old chocolate factory.
Can you do LEGO Serious Play with just 37 pieces?
A new article by me.
From my collaboration with the LEGO Foundation.
From May 2011: after a Radio 4 programme.


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For details of Harington's distinguished military career, see his entry in Who Was Who. The present collection, from his papers, is an interesting assemblage of ephemeral items, casting light on British Army practices at the time of the Boer War. Nineteen items. In fair condition, with some signs of age and wear. ONE: Duplicated orders in mimeograph of handwriting. Titled: 'Depôt Battalion | Orders for Reservist Companies passing through'. At end: 'By order | B St Clair-Ford Captain | Adjutant Depôt Battalion' and 'Green Point | 1st August 1902.' 2pp., folio.
ONE: 4pp., foolscap 8vo. In fair condition, on aged and worn paper. In reply to two letters from Campbell, Garrett is giving 'definite information'. He begins: 'With regard to possible reductions in the Indian Army, the three Indian Cavalry Regts you mention have been warned for mechanization and not disbandment. They have all sent off men to undergo courses in the driving and maintenance of motor vehicles.
Each of the three photographs measures roughly 19 x 23.5 cm, and each is mounted on a piece of card roughly 29 x 35 cm, with a decorative red border around the photograph. The photographs are lightly-faded but in good condition, on aged and worn mounts. Each mount is stamped in purple: 'Lakhimpur Battalion, | Assam Military Police'. In contemporary manuscript, in the bottom left-hand corner of each photograph is 'Dibrugarh | 18.6.91'.
The eleven issues are: 1, 2, 3, 5, 6, 7, 8, 9, 10, 12, 15. Each issue is 32pp., small 4to, with a further 4pp. of plates on two leaves, and numerous illustrations in text. The last six issues, from no.7 (June 1915) to no. 15 (June to October 1916) are in fair condition, in their original worn printed wraps; the first five are in poorer condition, with issues 1 and 2 lacking wraps and with stained outer pages, and issue 3 with the covers loose and separated from one another; in addition, issue 2 has a jagged closed tear to the first leaf.
Both letter and estimate clear and complete; both good, on lightly-aged paper. Letter: 4to, 3 pp. Bifolium. Addressed, with faint circular 'ABER | DEEN' postmark in black ink, on reverse of second leaf, to 'The Right Honourable | The Earl of Aboyne | Montrose'. The letter is in two parts: the first (12 lines) on the recto of the first leaf, informs the Earl that 'The Buttons were sent by yesterdays Mail', and that, 'Some days since', he 'sent by the Mail Coach a pattern Coat as a Uniform for the Band.
Texts of all items clear and complete. The collection on aged paper, with occasional wear and creasing. Includes Kirwan-Taylor's 'Range Barrier Pass Certificate', his 'Combined Leave Pass and Railway Ticket'; an 'Application for a Game Licence in the British Zone of Germany' by him; his 'Final Clearance Certificate.
170 photographs, on forty-one pages of a fifty-page album with leaf dimensions of 26 x 35.5 cm. The album is half-bound, with black leather corners and spine, and green faux-leather boards, aged and with loose leaves and worn binding. The photographs are often slightly faded, but are for the most part in good condition. Each page is entirely filled, the photographs ranging in size from 22 x 26 cm to 3 x 2 cm.
On printed postcard, with a postmarked postage stamp. Addressed by Crockett. Aged and creased, with paperclip markings. Asks to see a copy of 'The Maple Leaf', 'so that I may have an idea as to the sort of thing you want for the Xmas. no.'
(British Army: Ist Volunteer Rifle Battalion (Devon) in 1901). A small collection of letters and printed ephemera relating to the Ist Volunteer Rifle Battalion, Exeter, comprising: ALS, 2pp., 8vo, William C.Richards to Colonel Sir Dudley Duckworth-King, 17 Sept.
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I photographed in numerous secondary schools in the Netherlands, both in the provinces and the Randstad conurbation for my series School. I consciously avoided photographing in classes and focused instead on places in which pupils relax between lessons and are able to be themselves. During breaks these areas rapidly fill up with dozens of pupils. I depicted these clusters of young people from high vantage points: I placed a camera on a tripod high on a ladder and remained on the ground where I took pictures by remote control at specific moments. These pictures show groups of pupils huddled together and throw contemporary Dutch youth in a completely new light. Interaction between individuals, formation of groups, clothing and hairstyles: everything is captured in a single picture. Apart from providing a unique snapshot of a particular period, the series offers a sociological survey of young Holland in a modern variation on the traditional Dutch militia corps portrait.
The book "School" is published by Nazraeli Press in march 2009
A review by Jeffrey Ladd can be read here:
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Scholengemeenschap Tabor II, Hoorn
Caland Lyceum II, Amsterdam
Assink College I, Eibergen
Damstede I, Amsterdam,
CSG Dingstede, Meppel
Veluws College, Apeldoorn
Linge College, Tiel
Segbroek College II, Den Haag
Caland Lyceum I, Amsterdam
Ashram College II, Alphen aan de Rijn
Grotius College, Delft
Linde College I, Eesveen
Caland Lyceum III, Amsterdam
Marne College, Bolsward
Koning Willem II College, Tilburg
Hervion College I, Den Bosch
Augustinus Lyceum, Amsterdam
Scholengemeenschap Tabor I, Hoorn
Hervion College II, Den Bosch
Segbroek College I, Den Haag


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If you are looking for a free price opinion for your Twin Cities home, Twin Cities Condo or Twin Cities Townhome you have come to the right place. If you would like one of the professionals at the Minnesota Property Group of RE/MAX Results to provide you with market analysis and price opinion for your Minnesota Property fill out the information below. The more specific you are with your homes' information, the more accurately we will be able to analyze your homes' value. If you are looking to find out the value of a property, home, townhome, condo, or multi-family home outside of the Twin Cities Metro Area of Minnesota we can refer you to a top agent in our network. If you are looking for a property appraisal or the most likely price that an appraiser will value your house for re-financing purposes, let us know that too.
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Out and about in Central and in need of a drink (that won't break the bank)? Here are the best happy hours in the area.
A good drink shouldn't cost the world, and luckily for us, our city offers up numerous deals, meaning we don't have to pay the big bucks come 5pm! Whether you live or work in the area, or are just out and about or trying out a new restaurant, Central is full of amazing bars, that are offering up equally amazing deals, so there's always somewhere to stop in for a quick one. From rooftop bars to classic favourites, we've rounded up the best happy hours in the area.
Aberdeen Street Social *now closed*
This is one of our top al fresco spots in Hong Kong, and perfect for a quick one (or two!) after work. From Sunday to Friday between 5pm and 8pm, this social spot at PMQ offers drinkers selected wines and beers for $50 and classic cocktails for $68.
When: Sunday to Friday, 5pm to 8pm (not including public holidays)
Where: Aberdeen Street Social, G/F PMQ, 35 Aberdeen Street, Central, Hong Kong
How much: Selected wines and beers for $50, classic cocktails for $68
Beef and Liberty
Everyone knows and loves Beef & Liberty for its great burgers, but its happy hour also tempts us in pretty frequently. Head to the LKF location from Tuesday to Saturday, between 6pm and 8pm, to enjoy drinks starting from just $33, with select cocktails and beers also available for $50.
When: Tuesday to Sunday, 6pm to 8pm
Where: 3/F California Tower, 32 D'Aguilar Street, Central, Hong Kong
How much: Wine starts from $33, selected cocktails and beers for $50
Big Sur
Big Sur's drinks menu is home to many craft beers, with 14 rotating taps of beers by local brewer, Young Master all on offer. During happy hour, you can head here and enjoy a drink for as little as $50. Guests can enjoy their drink in the spacious dining room, though we think it's best enjoyed on the outside terrace, watching the world go by.
When: Daily, 3pm to 7pm
Where: 22 Staunton Street, Central, Hong Kong
How much: Craft beers from $50
CÉ LA VI's deal is not only good for the bank account, but also great for the eye – especially if you have guests in town. Its Sundowners Happy Hour runs on weekdays from 3pm to 8pm, with buy-one-get-one on a range of cocktails, wines, beers and spirits! Perfect for when you have visitors, head up to the rooftop bar, sip on a glass of bubbly and watch the sun go down.
When: Weekdays, 3pm to 8pm
Where: 25/F California Tower, 32 D'Aguilar Street, Hong Kong
How much: Two-for-one on selected cocktails, wines and beers
Chi Chi Cham
With its Central location and super cheap prices, we frequent Chi Chi Cham time and time again for its happy hour deal. Between 3pm and 8pm, drinks here range between just $30 and $40 dollars, with beers, spirits, wine and prosecco all on offer. If you're feeling peckish, make sure to order some of the restaurants izakaya-style small plates, with yakitori skewers, sashimi and more on offer.
When: Monday to Saturday, 3pm to 8pm
Where: 53 Peel Street, Central, Hong Kong
How much: $30 for bottles beers, $40 for draft beers, $35 for select wines, spirits and prosecco
Chôm Chôm
Ever-buzzing Vietnamese restaurant, Chôm Chôm never has trouble drawing a crowd, and with its daily happy hour, we know why. Get yourselves down to Peel Street to enjoy a Phojito pitcher for $148, or go for six Saigon beers for $228. You can also tuck into a bucket of Vietnamese Fried Chicken for just $88, every single day of the week!
When: Daily, 5pm to7pm
Where: 58 Peel Street. Central, Hong Kong
How much: $148 for a Phojito pitcher; $228 for six Saigon beers
Cicada *now closed*
This deal is ideal for cocktail fans. Every day of the week, this Asian inspired tapas joint offers a full menu of delicious classics at just $30 – yes that cheap! Sip on mojitos, martinis and cosmos and people watch as the sun sets on the busy streets of SoHo.
When: Daily, 3pm to 7:30pm
Where: 47A Elgin Street, Central, Hong Kong
How much: $35 for selected cocktails, house wines and prosecco
Fang Fang *now closed*
With its happy hour running from Monday to Saturday, and drinks starting at just $30, Fang Fang's deal is hard to resist. And the best bit? Head here on Fridays and you will receive one complimentary cocktail, wine, beer or sake of your choice from the happy hour menu upon arrival! Free drink Fridays? Yep, it's a thing at Fang Fang. Complimentary snacks are also available Monday to Thursday, and on Saturdays.
What's more, if you're looking to treat yourself at the end of the week, take advantage of the restaurant's "Champagne Hour". Taking place every Thursday to Sunday, from 9pm to 11pm, guests can enjoy free-flow Moët & Chandon Champagne, wines, spirits, beer, sake and selected cocktails for $398.
When: Monday to Saturday, 5pm to 8pm
Where: 8/F, LKF Tower, 33 Wyndham Street, Central, Hong Kong
How much: $30 for beers, $40 for sake, $50 for house wine and sparkling wine, $60 for select cocktails
Sometimes, all you want on a hot day is a cool and refreshing beer. So, when you're feeling it, look no further than Fini's in SoHo. It has free-flow ASAHI beer, alongside all you can eat chicken wings for just $108, every weekday from 5pm to 7pm.
When: Weekdays, 5pm to 7pm
Where: 49 Elgin Street, Central, Hong Kong
How much: $108 for free-flow ASAHI beer and all you can eat chicken wings
Step back in time and enjoy a weekday drinks deal with Foxglove's own "Mad Men Hour". For $60 guests can enjoy a selection of drinks from Betty Draper's personal collection, including wines, spirits and beers, or for $80, you can treat yourself to an expertly made table-side cocktail. Classic drinks fans will want to order Don's Old Fashioned, or opt for Joan's Vanilla Martini.
When: Weekdays, 5pm to 8pm (excluding public holidays)
Where: 2/F Printing House, 6 Duddell Street / 18 Ice House Street, Central, Hong Kong
How much: $60 for select wines, spirits and "Betty's collection of Craft Beer", $80 for table-side cocktails
Havana is offering up fun deals from Monday to Wednesday at its LKF location. Head here on Monday nights, for two-for-one drinks, including mojitos, beers and wine. Fancy a go behind the bar? On Tuesday nights, you'll be able to DIY your own cocktail (and get a free Havana hat!), or save yourself for Wednesday's ladies night – with free-flow mojitos for just $88, from 8pm to 10pm.
When: Mondays, 6pm to 11pm; Tuesdays, 6pm to 11pm; Wednesdays, 8pm to 10pm
Where: 4/F, The Plaza, 21 D'Aguilar Street, Lan Kwai Fong, Central, Hong Kong
How much: Mondays: two-for-one drinks; Tuesdays: DIY cocktails; Wednesdays: Ladies Night, free-flow mojitos for $88
Hugger Mugger
Head to the hidden red door on Wyndham Street and enter into British salon, Hugger Mugger for its daily happy hour. Running from 5pm to 7pm, the amazing deal includes select wines, beers, spirits and classic cocktails (including Aperol spritz, whisky sour, margaritas and more) for just $50, along with select speciality cocktails for $60. We love the sound of the Punjab Sour, with Stolichnaya vodka, lime juice, mango puree, simple syrup, cream and basil leaf.
When: Daily, 5pm to 7pm
Where: Basement, 43-55 Wyndham Street, Central, Hong Kong
How much: $50 for select wines, beers, cocktails and spirits
Those looking for a rooftop drinks deal need search no further than ICHU's newly opened Terraza. The al fresco space serves up its El Cantinero menu on weekdays between 5pm and 8pm, featuring house wine, beers and prosecco for $40, and a selection of pisco sours for $70. Ladies, also be sure to head to the bar on Tuesdays, to enjoy free-flow wines, prosecco and cocktails between 8pm and 10pm, and buy-two-get-one drinks after 10pm.
When: Monday to Friday, 5pm to 8pm
Where: 3F, H Queen, 80 Queen's Road Central, Central, Hong Kong
How much: $40 for house wine, beer and prosecco, $60 for spirits and mixers, $70 for a selection of pisco sours
Lily & Bloom
Lily & Bloom has long been known for its great happy hours and its new offering is no exception! With prices starting at just $40 for beers, wines and spirits you can't go wrong, and you can even sip on classic cocktails, such as Negronis, Cosmos and Moscow Mules for just $80.
When: Weekdays, 5pm to 8pm; Saturdays, 6pm to 8pm
Where: 5/F Wyndham Street, Central, Hong Kong; 2810 6166
How much: $40 for a selection of premium spirits, beers and wines, $80 for cocktails and sparkling wine.
There's nothing better than having something delicious to munch on to go with your drink, and MEATS is giving us just that! Every day from 5pm to 7pm, enjoy drinks, along with a complimentary sandwich. Delve into a deluxe Hot Dog with your first drink, a Pastrami Sandwich with your second, and a Porchetta Sandwich with your third. Good things come in threes, right?
When: Daily, 5pm to 7pm
Where: G/F, No. 28 – 30 Staunton Street, Central, Hong Kong
How much: Bottle beers starts at $65, draught beers start at $75, spirits start at $80 and cocktails for $95
Mr Wolf
If you're ever in need of an escape from the busy streets of Central (and a great drinks deal), Mr Wolf is where to go. Head out to its al fresco terrace area and enjoy drinks for just $45, available daily between 3pm and 9pm
When: Daily, 3pm to 9pm
Where: 5/F, Crawford House, 70 Queen's Road, Central, Hong Kong
How much: $45 for selected beers, wines, prosecco and cocktails (including espresso martinis, Aperol spritz and bellinis!)
Old Bailey
Available every day of the week, if you've been exploring Tai Kwun, make sure to pop into Old Bailey for a quick one. With buy-one-get-one on drinks between 4:30pm and 8pm, it's hard to pass up.
When: Daily, 4:30pm to 8:30pm
Where: 2/F JC Contemporary, Tai Kwun, Old Bailey Street, Central, Hong Kong
How much: Buy-one-get-one on drinks! Including negronis, Aperol spritz, wine and Gweilo beer! (beers priced at $85, cocktails from $90 and wines at $85)
Found on Hollywood Road, this ever-buzzing bar offers up not only a selection of sakes, beers, wines and spirits (we love the huge G&Ts!) for just $50, but the happy hour menu also features a variety of Japanese style barbecue bites, such as grilled eggplant, chicken and pork belly skewers, a tempura bucket and deep fried Japanese dumplings.
When: Monday to Friday, 4pm to 8pm
Where: 1 Hollywood Road, Central, Hong Kong
How much: $50 for a selection of sakes, beers, wines and spirits
Posto Pubblico
This is one of our absolute favourites because it is right in the heart of SoHo – talk about convenience! It also offers one of the best deals in town, with all-you-can drink beer, wine, highballs and other standard drinks, along with all-you-can-eat antipasti, all for $208! A word to the wise, it's easy to get carried away, so best to go post mid-week hump!
When: Monday to Friday, 5pm to 7pm (excluding public holidays)
Where: G/F, 28 Elgin Street, Central
How much: $208 for all-you-can drink beer, wine, highballs and other standard drinks and all-you-can-eat antipasti
Slide on 79 *now closed*
Tucked off Wyndham Street, Slide on 79 is a relaxed bar, perfect for a drink on any day of the week! The happy hour runs daily from 5pm to 9pm and includes buy-one-get-one-free beers, prosecco, wine and house spirits.
When: Daily, 5pm to 9pm
Where: Shop A&B, Upper Basement, Harilela House, 79 Wyndham Street, (entrance from Pottinger Street), Central, Hong Kong
How much: Buy-one-get-one drinks – includes pints of beer ($88), prosecco ($98), wine ($88) and house spirits ($88)
We know and love TokyoLima's incredible cuisine, and we're also huge fans of its "Izakaya Sessions" happy hour! Available everyday of the week, enjoy signature cocktails, which start at just $48, along with unbeatable bar bites (including Spicy Hamachi, "Ki-mo-chi" Fried Chicken!) for $48.
When: Daily, 5pm to 7pm
Where: G/F, 18-20 Lyndhurst Terrace, Central, Hong Kong
How much: Select cocktails, beers, wine and spirits for $48 or $68
Rummin' Tings
Relax into your evening island style at Rummin' Tings, with two-for-one cocktails, pitchers and more! Sip on a punch and enjoy the laid back Caribbean vibes after a hectic day at the office. What's more, head to Rummin' Tings on Wednesday nights and ladies can enjoy free-flow prosecco from 8:30pm to 9:30pm and 50% off all other drinks!
When: Weekdays, 3pm to 7pm
Where: 28 Hollywood Road, Central, Hong Kong
How much: Two-for-one cocktails, pitchers, wines and beers
Castelo Concepts restaurants' are staples in our Hong Kong lifestyles and Wagyu on Wyndham Street is no exception. Not only does it offer buy-one-get-one-free on main courses mid-week, it also has a cracking daily happy hour. With all beers, prosecco, rose and house spirits half price until 8pm!
When: Weekdays, 3pm to 8pm
Where: Centrium Building, 60 Wyndham Street; 2525 8805
How much: All beers, prosecco, rose and house spirits are half price
Whisky & Words
This new speakeasy-style bar has caught our attention, not only for its huge variety of whiskys, but for its daily happy hour! Head here daily (from 5pm to 8pm), and enjoy the bar's happy hour, with whiskys priced at $60, Sapporo beer for $40 and cocktails such as the Coffee Old Fashioned, Bombay Manhattan and Whisky & Word Negroni priced at $80
When: Daily, 5pm to 8pm
Where: G/F No 7, Shin Hing Street, Central, Hong Kong
How much: $40 for Sapporo beer, $60 for select whisky's and $80 for cocktails
Editor's Note: This article was originally written by Poppy Mason-Watts and was published on 26 January, 2018, and was updated by Annie Simpson on 15 February, 2019.
Featured image courtesy of Old Bailey via Instagram. Image 1 courtesy of Aberdeen Street Social via Instagram, image 2 courtesy of CE LA VI via Instagram, image 3 courtesy of Cicada via Facebook, image 4 courtesy of Fini's, image 5 courtesy of Foxglove via Instagram, image 6 courtesy of ICHU via Instagram, image 7 courtesy of MEATS via Instagram, image 8 courtesy of Old Bailey via Instagram, image 9 courtesy of Posto Pubblico via Facebook, image 10 courtesy of Rummintings via Instagram,


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Are you or one of your acquaintances a trainee (student, resident, or fellow) who does research about the care of older adults?
We are pleased to announce that the 2019 VGS Conference will feature posters from trainees about the latest developments in geriatric care!
We are interested in abstracts representing a unique case presentation of an older adult or geriatric syndrome (clinical vignette), a research project representing the interests of older adults or their caregivers (clinical research), or a quality improvement project focused on improving the care of older adults (quality improvement-patient safety).
Selected posters will be featured during a special poster session on Friday, April 26th and archived on the VGSconference.org website.
The deadline for submissions is March 29, 2019 at 4:00 p.m. Click below to learn more and to submit your abstract for consideration!


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GroundGrocer.com is the world's premium secure online shop for Eco composting products, compost tea brewers, monitoring equipment, microscopes and bioactive soil additives - everything you need to put the life back in your soils.
Please use the Contact form on the right for Composting products information and ordering.
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Merry Christmas
Fairways Guest house is situated on the south side of Cambridge, close to Addenbrooke's Hospital, Cambridge Leisure Park and only 1.5 miles to the heart of Cambridge city centre. This Cambridge Guest House provides free wifi internet and private parking for guests. Great location - see map
Comfortable rooms include a flat-screen TV with satellite channels and DVD player. Certain rooms feature views of the garden or city. Extras include free toiletries and a hair dryer.
There's a vast selection of restaurants, shops, bars and pubs are available within easy walking distance, excellent for Cambridge folk festival and the Junction venue. And with easy connections the bus stop is directly across the street from the guesthouse, the train station is 15 mins walking.
University of Cambridge is 1.6 miles from Fairways Guest House, while Botanic Garden Cambridge is 0.7 miles away. The nearest airport is London Stansted Airport, 21.1 miles from Fairways Guest House.
Fairways Guest House is a fine building from the victorian period which means it was built during the reign of Queen Victoria (1837–1901). Many buildings alike are now a defining feature of most British towns and cities.


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Steve has cops in his family, so he doesn't tell many people about his work as an underground psychedelic guide. The work takes up a significant amount of his time – around once a week, he'll meet a client in their home or in a rented home, dose them with MDMA or hallucinogenic psilocybin mushrooms, and sit with them while they trip for up to 10 hours – but he doesn't tell his siblings, parents or roommates about it, nor his fellow psychology PhD students.
They would probably never guess, either: Steve doesn't display any signs of involvement with a stigmatized counterculture that many Americans still associate with its flamboyant 1960s figureheads. He's a bespectacled, soft-spoken former business school student who plays in a brass band and works part-time as an over-the-phone mental health counselor. After one glass of wine, he says: "Whoa, I'm feeling a little drunk."
But if you probe, he might tell you about the time he took psilocybin and a "snake god" entered his body and left him convulsing on the floor for an hour. (The snake god was benevolent, he says, and the convulsing was cathartic, "a tremendous discharge of anxious energy".)
In early October, Steve attended a Manhattan conference called Horizons: Perspectives on Psychedelics, which bills itself as the world's "largest and longest-running annual gathering of the psychedelic community". I went with my 51-year-old cousin, Temple, a relatively mainstream psychotherapist. She had come to learn more about psychedelic-assisted psychotherapy, which underground guides like Steve facilitate illegally. She hopes to incorporate this type of therapy into her practice if and when substances such as psilocybin, MDMA, LSD and ayahuasca become legal.
Like many attendees, Temple had recently read How to Change Your Mind: What the New Science of Psychedelics Teaches Us About Consciousness, Dying, Addiction, Depression, and Transcendence, a bestselling 2018 book by Michael Pollan. It convinced her that psychedelic-assisted psychotherapy "might really be the way of the future".
Indigenous people are believed to have used plant-based psychedelics for millennia; now, factions of the western medical establishment seem to be catching on. But most psychedelics are still Schedule I controlled substances, in the same category as heroin and cocaine; possession or sale has been punishable by prison sentence since 1971. With rare exceptions, the only way you can legally consume psychedelics in the US is as a participant in one of a few clinical research trials conducted at universities such as New York University and Johns Hopkins.
These studieshave yielded astounding results: they suggest that, when administered to carefully screened patients by trained health professionals, psychedelics are safe and potent tools for alleviating PTSD, addictions, cluster headaches, anxiety and depression.
Amid a broken healthcare system and rising rates of opioid addiction and suicide, Americans are searching for alternative paths to healing, which is where underground guides come in. The industry has its share of charlatans, but many guides hold themselves to ethical standards and protocols comparable to those established in clinical settings.
Unlike psychotherapists, however, underground guides have no accredited educational institutions, no licensing and no way to publicly market their services. How, then, does one make a career as a guide?
Steve was one of many guides I spoke to who described feeling spiritually "called" to do this work. Like doctors who provided abortions pre-Roe v Wade, he breaks laws that he believes are unjust; he considers legal violations a risky but necessary part of his quest to alleviate people's pain. He charges on a sliding scale that ranges from around $15 to $50 an hour.
As is the case with most guides, his own psychedelic experiences convinced him the job was worth the risk.
"During an early guided psilocybin session, I realized I'd never adequately dealt with the pain caused by my parents' divorce," Steve says. "There was clearly still this 11-year-old part of myself that was like, 'I want to be part of a coherent family unit.' During the experience, I was given this vision – there's no way to say this that doesn't sounds silly – but there was this mother figure who was like, half-Vedic goddess, with a million arms and a million eyes, and half-space alien, with gray skin. She was this space mother, surrounded by this space family, and she just beamed to me this incredible welcoming feeling of, this is the divine family that you stem from."
In addition to keeping quiet about his work, Steve uses an encrypted messaging app to communicate with clients – precautions he takes to avoid the kind of legal trouble that has befallen some underground guides, such as Eric Osborne, a former middle school teacher from Kentucky.
Source : The Guardian


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News - World - North Korea
North Korean leader Kim Jong Un oversaw the successful testing of a "newly developed ultramodern tactical weapon," state media reported Friday.
Korean Central News Agency said that Kim supervised the high-tech weapon test at the country's Academy of Defense Science. No details on the type of weapon were given.
The report said that Kim expressed "great satisfaction" at the test's success and said that it was "a striking demonstration of the validity of the Party policy of prioritizing defense science and technology."
According to state report, Kim praised scientists, saying they have made yet another achievement, calling the successful testing a great innovation in enhancing its national defense capacity.
The inspection came as denuclearization talks between the North and United States have been stalled since their June 12 summit.