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"What if?"
Those words will kill you over time.
They'll slowly turn into "could've, would've and should've."
When I was a youngin', I hated the idea of not knowing something. It never sufficed to be merely told an answer. I had to go there to know there.
This got me into a lot of trouble and, as a result, I was grounded a lot. In the same breath, though, I learned a lot, too.
Regret was not a word I wanted in my vocabulary even as a child. Granted, I didn't understand the word regret, but the concept was all too familiar to me.
You get one opportunity in your life, maybe two, but two tops. If you don't take the shot, the answer will always be no. You will wonder, "what could've happened?" and you'll never know.
I can't live with what ifs. I can't live with, "could've."
I have many pet peeves, but my biggest pet peeve is "should've."
When someone tells me they "should've" done something, I get aggravated. Are you unable to take the shot now? If you aren't, then you should do it now. Don't waste another minute in turmoil—just do it! If you can't do it, then take it as a lesson and do everything you have to do when you get the opportunity.
How can you live any other way?
If you follow your heart/gut/feelings, you're bound to live a good life. You will get hurt, you will be disappointed, but you won't have regrets. You'll always know. Trust me when I say I've been disappointed, I've been hurt, but I could die tomorrow and I'd have no serious regrets. Sure, do I regret maybe giving people too many chances, or do I regret staying in a certain job too long, yes. That doesn't keep me up at night. What would keep me up at night is wondering if I let someone go without making an effort.
This isn't exclusively about The One That Got Away (though, no one can get away if you live the way I do, because then they weren't The One).
No, this extends to everything in your life.
If you've always wanted to be a doctor, then get your butt in school and be a doctor. Who is stopping you? Okay, financial issues? Go back home. Live with your parents, explain it to them, take out the loan, and do what you have to do.
For me, I've always wanted to be a writer. I wanted to write books on top of books. I've written two full-length pieces. Sometimes I act like it's not a big deal, "anyone can do it."
Maybe anyone can, but not anyone does. I have a lot of determination. I'm dedicated to one task, and I get the job done. I start a lot of projects, but when my heart is in something, I get it done. It's all I think about. When I wrote Love, Ava, I thought about it every day. Every run was plagued with thoughts of her journey. Everything I did inspired me to finish that novel. So, yes, most days I act like it's nothing, but occasionally, I pat myself on the back (in private) for staying the course.
My next novel isn't as inspired, but I'm a few chapters in, and I will finish it.
When people tell me they don't have a passion or they don't have a goal, I don't really understand it. I'm driven to express my imagination. Whether anyone likes it or not isn't really my concern (though, it'd be nice to be a best seller someday LAWL!). I write, because there are ideas that need to come out. I'm inspired every day to write something. Most times it's just a short story, but that's something.
I can't say how anyone else should live their life, but I will anyway.
Follow your heart. I think if you always go with your heart, it will never steer you in the wrong direction. Like I said, you'll be disappointed, things won't go your way, but nothing good comes easy.
People will judge what you do regardless, so do what you want and forget anyone else. They don't pay your bills, they don't help you sleep at night.
Don't turn 30 with a regret. Don't turn 26 with a regret. Don't turn any age and wonder "what if I had just…"
Just do it.
One (serious) thing to note: some people will envy you for your gusto. Some people will have a hard time swallowing the fact that you know who you are, what you want, and how to live. For whatever reason, they don't know what they want, they don't subscribe to the way you live (following their own heart), and they'll feel inferior to you or insecure (sounds crazy, but you'll see).
I haven't met all of these people, but the few I knew were confusing and an important part of my life (at first, anyway). In the beginning, they'll find you interesting—people are attracted to something different, but after a while, they'll start to feel insecure around you.
Again, some people don't trust their own heart or their own feelings. I don't understand it, but they're insecure around someone who knows what they want, and someone who has no qualms going into battle for it.
It's a weird feeling. It's not all of a sudden, but you'll slowly start to feel judged. For instance, when you talk about an accomplishment, or how you're going to tackle the next obstacle in your course, they'll seem irritated or disinterested.
Eventually, they'll say something rude, and that's when you'll be shocked. "Excuse me?"
That's what I've said. Then you'll want to defend yourself, but don't bother.
But no, the good in you will want to understand where their insult came from. You'll wonder why anyone would insult you over doing what you want, being able to, and knowing all that you're capable of. It's not like you're shouting from rooftops, you're just being open with someone important to you.
One day, though, it'll dawn on you. It'll hit you like a sack of bricks off the Empire State Building.
If I could change one thing, I'd have said, "I'm sorry that you're insecure and have no ambition. Don't take your self-pity and self-loathing out on me." Then I would've disappeared.
These people don't have anything going for themselves and find you threatening. God forbid you excel at something you want in your life—you're passionate about—while they wither away in their small town and do nothing with their lives.
This has happened to me a few times.
Word of advice: you'll never forget these people, but you will use them as motivation (as if you need any heh). Let their negativity, their insecurity, their unaccomplished weak hearts be the fuel to your fire.
Don't let their what ifs, their should'ves, make you doubt yourself or your goals.
Believe me: if you're anything like me, these people will temporarily shock you (just their stupidity), but you will bounce back higher than before.
You will feel alone at times. You may doubt yourself occasionally. You will wonder if maybe you should just quit, because what's the point.
Your happiness. Always do what makes you happy. Forget anyone else. Your career, your dreams, your goals, they won't wake up one morning and say, "I found someone I like better than you" or "I don't love you."
Your life will be there for you, because you make it what you want.
Here's a quote that resonates with me more than any other. I found it when I was fourteen, and I've carried it in my wallet for the last 12 years.
"Those who have spontaneous feelings can only be themselves. They have no other choice if they want to remain true to themselves. Rejection, ostracism, loss of love, and name calling will not fail to affect them, but once they have found their authentic self, they will not want to lose it. And when they sense that something is being demanded of them to which their whole being says no, they cannot do it. They simply cannot." – Alice Miller
Always follow your heart.
You'll make it, and you'll make it well.


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As the pilot announces your arrival, you begin to feel thrilled. Touching-down in Lester B. Pearson International Airport, you are ready to begin your Ontario holiday. You could stand in yet another line for a shuttle to drop you off at your Toronto hotel or try to grab a taxicab and arrive slightly faster. However, if you want to start your getaway in Toronto right away, then getting your own set of wheels is essential. Looking for a cheap car rental when in Toronto? Universal can help.
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subset: commoncrawl


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Back from Vacation
Recently I went to visit my boyfriend, and enjoy my vacation time with him. Now I am back, and starting to get back into things. Like usual I have started new projects without finishing older ones. Something that I should stop. For some reason this 'habit' of mine does not affect my school work, I always seem to get things done one way or another. I intend to graduate this Fall semester, so I will be busy. And I am also TA'ng my usual course on top of that, so Extremely busy in the next few months..
I have a few little projects that I am finishing up, such as the WIP's (Works in Progress) that I recently posted. Such as the featured image on this post. And to get some sort of store up for my prints. I have recently decided that I will only print so many of each to sell, so look forward to that, soon-ish… Of course this will be done in any free time I get in the next 4 months, as I try to graduate. During this time I would love to finish the projects I currently have started, and continue to post in the mean time. Mainly to create more finished art, and as an added bonus more prints. Currently, my main focus is to graduate this semester, so no promises, just would be nice to get some of my projects done.
One of the newer, little projects that I would like to share, I just recently started. My boyfriend and I happened on some really neat little earnings while we were at the mall. They were two post earnings chained together, which is something that you don't normally see. I sorta got it in my head that I could make similar ones, myself. So we went to the local Micheal's store and bought a few things. And my boyfriend helped me make a pair of my own. This is something that could be tons of fun to do for myself, along with stone wrapping to make pendants and possibly earrings. Just today I made my second attempt, using jewelry wire to make earnings with some of the neat stones I have. My first attempt was a little sad-looking, a pendant, but I'm thinking that practice makes perfect. Something like this will be my next attempt: Just need a lot more practice…
Anyways, getting settled again and fighting off a swarm of fruit flies that have infested my apartment.
Kittlin, out!!


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What We're Reading in Financial Regulatory Reform, February 28
It has been a busy couple of weeks with a lot of new material to read. We hope that you enjoy the following selection of readings. With a focus on international banking given the Fed's foreign banking organization (FBO) rule and reaction, we are also pleased to invite you to our conversation on the role of global banking in our economy, taking place on Tuesday afternoon at BPC (register here). We hope you enjoy the material. As always, the views expressed in these articles do not necessarily represent the views of the initiative, its co-chairs, task force members or the Bipartisan Policy Center.
The Bipartisan Policy Center's Financial Regulatory Reform Initiative (FRRI) highlights news articles, papers and other important work which illuminate current and new thinking within financial regulation. We circulate these articles to provide a full view of cutting edge ideas, reactions and positions. The views expressed in these articles do not necessarily represent the views of the initiative, its co-chairs, task force members or the Bipartisan Policy Center.
Compiled by Aaron Klein, Peter Ryan and Justin Schardin
Federal Reserve Staff Memo on Final Rules to Implement Enhanced Prudential Standards of Section 165 of the Dodd-Frank Act
By Daniel K. Tarullo, Governor, Federal Reserve Board and Federal Reserve Board Staff
"For foreign banking organizations, the draft final rule would establish a U.S. intermediate holding company requirement for foreign banking organizations with $50 billion or more in U.S. non-branch assets and impose enhanced risk-based and leverage capital requirements, liquidity requirements, risk management requirements, and stress test requirements on foreign banking organizations with total consolidated assets of $50 billion or more." Read the full memo here.
Global Financial Stability – the Road Ahead
By William C. Dudley, President and CEO, Federal Reserve Bank of New York
"[S]ufficient long-term debt that can be converted to equity is an important element of an effective resolution mechanism for G-SIFIs. While the magnitude of this long-term debt needs to be sufficient to ensure that public funds are not at risk in the event that a resolution of a firm is necessary, making this long-term debt a component of management compensation might also be used to help reduce the likelihood of a default. Long-term debt provided by outside creditors exposed to risk of default can create useful market discipline. However, outside creditors do not have the same information or decision rights as inside management. Structuring a long-term debt requirement so that a meaningful component consists of deferred compensation held by senior management would presumably strengthen the incentives for proactive risk management. In my opinion, more research is needed into how the structure of management compensation for financial firms could incentivize good risk management and limit the appetite for excessive risk." Read the full speech here.
Fed's Final Foreign Bank Rule Increases Risk in Global Banking
By Louise Bennetts, Associate Director of Financial Regulation Studies, the Cato Institute and Arthur S. Long, Partner, Gibson, Dunn & Crutcher
"At its core, the rule evinces a clear theme: that policymakers believe the actual corporate structures of large banking groups are a threat to financial stability, and banks must undertake costly restructuring exercises to mitigate this risk. We disagree. The rule prohibits the largest, most sophisticated foreign banks from allocating capital and liquidity in a manner they deem to be most efficient. This may be an acceptable price to pay if the overall result were enhanced stability. However, trapping capital and liquidity in particular jurisdictions is likely to make large banks less resilient in times of crisis, not more." Read the full article here.
Letter to Fed Chair Yellen, Regarding Supervisory and Enforcement Actions
By Senator Elizabeth Warren (D-MA) and Representative Elijah Cummings (D-MD)
"We respectfully request that the Fed revisit its existing delegation rules and require that the Board retain greater authority over the Fed's enforcement and supervisory activities in the future. We recommend that, at a minimum, a formal vote of the Board be required before the Fed can enter into consent orders that equal or exceed $1 million or that include a requirement that a bank officer be removed and/or new management installed." Read the fullletter here.
The Bank Rescue, Five Years Later
By Phillip Swagel, Co-chair, Financial Regulatory Reform Initiative
"… the program sketched out by Mr. Geithner both came to pass and made a difference. Five years later, the United States financial sector is in much better condition. Banks have absorbed losses from loans made during the bubble and rebuilt their capital, and investor confidence has returned. Mr. Geithner's proposals did not all work right away or in the scale initially envisioned. In the end, however, Secretary Geithner deserves credit for making good on what he promised." Read the full article here.
Federal Open Market Committee (FOMC) 2008 Transcripts
By the Federal Reserve Board
Read the full transcripts of meetings held as the financial crisis unfolded here.
Regulators Must Preempt Volcker Fire Sales
By Aaron Klein, Director, Financial Regulatory Reform Initiative
"[R]egulators may have created a scenario where the rule they are proposing could inadvertently create an unnecessary fire sale. The proposed Volcker Rule contains a restriction on banks owning certain types of assets, known as collateralized loan obligations (CLOs). Volcker prohibits banks from owning equity or equity-like interests in CLOs. If this prohibition were only forward looking, no fire sale would result; banks could simply refrain from buying and the market would adjust. However, the prohibition as currently written prohibits banks from owning certain CLOs, including legacy CLOs. It requires banks to divest themselves of these assets within a specific timeframe… Forcing a select group of banks to sell these assets over a short time is not the optimal solution." Read the full article here.
The Camp and Obama Financial Institution Tax Proposals: A Comparison
By Aaron Klein, Director and Peter Ryan, Policy Analyst, Financial Regulatory Reform Initiative
"Several commentators have noticed a parallel between the Camp plan and the Financial Crisis Responsibility Fee proposed by President Obama in January 2010… Despite the similarities between the two proposals, there are three critical differences. First, the baseline used to calculate the two differ. The Camp proposal is based on assets – such as loans, securities and reserves – while the Obama plan is based on certain debt liabilities… Second, owing to the $500 billion in consolidated assets exemption, the Camp plan would impact far fewer institutions than the Obama proposal would… Finally, and perhaps most notably, the fee proposed by the administration was to be temporary, expiring after ten years, assuming that all TARP monies had been repaid at that point. By contrast, the Excise Tax proposed by Representative Camp would become a permanent feature of the tax code." Read the full blog post here.
For more information on FRRI, including recent research and upcoming events, please visit https://bipartisanpolicy.org/projects/financial-regulatory-reform-initiative.


text: Wave motion is found everywhere: sound waves, water waves, electromagnetic waves, traffic waves and Mexican waves are just some examples. The mathematical description of wave motion can be fairly straightforward, as with the oscillations of a guitar string for example, but as more physical effects are allowed for the theory becomes more complicated. In this


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If anyone who uses smartphones knows that one of the features of the android phones are the headphone jacks. That is something that apple decided to part ways with when it came out with the IPhone 7. Now another manufacture has decided that it is time to say goodbye to the headphone jack.
According to the website Cult Of Mac, it looks like Samsung is following Apple's lead and will stop building the headphone jack on its handsets. The Galaxy Note 10 and 10 Plus will not have a headphone jack but will come with an adapter to allow users to plug in headphones. Samsung released the S10 this past Spring, and from the looks of it that will be the last Samsung product that will have the feature.
Here is the big question…….will people stop buying Samsung smart phones because of the change? I love the fact I don't have to carry around an adapter for my headphones. This could have many people upset when they are ready to upgrade to the Galaxy 11 or Note 10.


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dyed roving, bouncy balls, hot soapy water & elbow grease
They loved this assignment...
wrapping their bouncy balls from the grocery store with layers and layers of splayed colored rovings.
And then felting them up with the hot soapy water.
Here is senior Kaili Hamada proudly displaying her felted ball.
Once partially felted they cut a small opening and continue to work the inside to shrink, shape and stiffen it.
Then they've got to decide what to build.
Maybe hats?
Too cute!!!
Maybe not.
While they are deciding,
I show them a bit of dry needle felting for embellishment possibilities.
Above are senior Bianca Tolentino's practice pieces,
below is Kaili's practice sun motif.
And senior Daphne Chiang's fishy.
So sweet.
I also show them coil basketry with the lazy and figure eight stitches
because I'm requiring them to find a way to incorporate it into their vessels.
Above we see Daphne's prelim. coiled basketry disk.
Love how she mounted it for display.
And now onto the finished works.
Kaili was inspired by last year's Advanced 3-D student Karisma Dev,
who built a hanging lamp.
Kaili's jelly fish light was one of the stars of the Open House Show.
Magical when it was lit.
Notice how she incorporated her coiled basketry
and needle felt designs into the surface for visual interest.
She also beaded onto the surface for a bit of sparkle.
Daphne knocked it out of the park with something completely different,
a desert landscape.
Her basketry element is the coiled base it stands on,
and her needle felt designs the cactus and sun.
I also really like how she cut away part of the felt layers on the side
to expose her other colored rovings underneath.
And lastly Bianca has really cut open and exposed her inner layers to create this lovely floral piece.
She embellished with sparkly copper thread,
and lots of french knots in the center.


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News Releases
Thursday, August 16, 2018
Isakson Announces Support for Judge Brett Kavanaugh
Praises nomination to U.S. Supreme Court in Senate remarks
WASHINGTON – U.S. Senator Johnny Isakson, R-Ga., today delivered remarks on the floor of the U.S. Senate praising the nomination of Judge Brett Kavanaugh to the U.S. Supreme Court and announcing his support.
"There's no better person to do the job," said Isakson. "Brett Kavanaugh is the real deal."
Isakson praised Kavanaugh's distinguished education from Yale, where he graduated cum laude. He also applauded his training of his judicial clerks, 39 of whom have gone on to clerk for the Supreme Court, including new 11th Circuit Court of Appeals Judge Britt Grant of Georgia, who was confirmed by the Senate on July 31.
Isakson also noted that Supreme Court Justice Elena Kagan hired Kavanaugh as the Samuel Williston Lecturer in Law at Harvard Law School.
"He's written so much that has been copied by other courts and adopted as a part of the law, that it is a great testament to his ability and his intellect," Isakson continued.
Isakson also highlighted the strong character and sense of justice required for a Supreme Court judge, and the importance of "doing what is right, even when no one is looking and regardless of the answer you have to give."
He continued by reminding senators that the Supreme Court is one-third of our three-legged stool of government, and that the Supreme Court is the ultimate arbiter of the judicial branch.
"I want a level-headed person… making those decisions," Isakson said. "I think the following qualifies [Kavanaugh] as a level-headed person: More than a dozen times, his opinions have been endorsed by the U.S. Supreme Court, his 100 most-cited opinions have been cited by more than 210 judges across the country, [and] more than 50 circuit court opinions discuss or cite his concurrences or dissents."
"That's a pretty high testimony to a man of his youth, a man of his experience," said Isakson.
Isakson went on to describe his first brief encounter with Judge Kavanaugh, who entered the U.S. Capitol with a slew of reporters and others in the middle of a rainy day and immediately stopped to meet Isakson and greet him by name.
Isakson then described their formal meeting in Isakson's office on July 17, when they discussed baseball, politics and their love of America.
"So that's why I'm going to vote for Brett Kavanaugh to confirm him to the United States Supreme Court," Isakson concluded. "He's a regular guy. He's a brilliant man. He cares about his country deeply. He believes in his country and feels a responsibility he wants to assume at this time in life. I can't think of any better reason to vote for him. I'm going to vote for him with pride, and I encourage my fellow senators… to join me as well."
Isakson attended a formal nomination ceremony for Kavanaugh at the White House on July 9.
Isakson's full remarks are available to view online here.


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Peter Beard (I)
STARmeterSEE RANK
Up 77,846 this week
Born in 1938 in New York City and raised in New York City, Alabama and Islip, Long Island, Peter Beard began keeping diaries at an early age. He took his first pictures at the age of twelve and photography quickly evolved into an extension of his diaries, as a way to preserve and remember favorite things. In 1957 he entered Yale University as a ... See full bio »
Born:in New York City, New York, USA
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We basically make sure that there is enough time to work, to connect and mostly to live. We make sure that life is more than to handle the day-to-day tasks.
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Events - Media Programme Sub-Sahara Africa
— 8 Items per Page
Event Reports
Book Launch in Addis Ababa
"How African Economies Work – A Guide to Business and Economics Reporting"
KAS Media Africa launched its Guide to Business and Economics Reporting in November 2019 in the Ethiopian capital.
Event Reports
Political bloggers meet in Addis Ababa, Ethiopia
5th annual conference of #AfricaBlogging
#AfricaBlogging members gathered in Addis Ababa where they exchanged views and discussed a host of topics – from political developments in Côte d'Ivoire, Kenya and Zimbabwe, to Internet and social media regulations in Africa and abroad.
Event Reports
La responsabilité des médias en République démocratique du Congo
Il est également clair pour certains propriétaires de médias en République démocratique du Congo que les médias devraient avoir une fonction de gardien et de contrôle. Les stations de radio et de télévision, en particulier, ont connu un véritable essor ces dernières années, car elles sont la seule source d'information pour beaucoup dans un pays où il n'existe pas de journaux dignes de mention et où l'accès à Internet est très coûteux.
Event Reports
Africa's muckrakers gather for #AIJC19
Investigative journalism conference brings together 400 participants from across Africa and around the world to network, learn new skills and share experiences.
During the last week of October, when Johannesburg's purple Jacaranda trees bloom and students are writing their final exams, the University of the Witwatersrand opens its campus to the continent's gutsy muckraking journalists for the African Investigative Journalism Conference. The AIJC is now in its 15th year – with KAS Media Africa as one of its longest serving supporters – and for #AIJC19 brought together about 400 journalists and media experts from across the continent and around the world to network, learn new skills and share their experiences.
Event Reports
KAS Academy hosts media perspectives from Africa
KAS Media Africa convened a panel discussion at the Konrad-Adenauer-Stiftung Headquarters in Berlin in September. The three discussants on the panel hailed from the West, East and Southern Africa. Their perspectives aptly portrayed the diversity across the media landscape in Africa.
Event Reports
KAS Media Africa takes journalists from the continent to Hamburg
The 11th Global Investigative Journalism Conference (GIJC) took place in the German harbour city of Hamburg at the end of September. It brought together over 1500 investigative journalists from 131 countries.
Event Reports
E-lection Bridge Academy 2019 in Grand-Bassam, Côte d'Ivoire
Young politicians from West Africa sharpen their political communication skills
The growing number of Internet users even in remote areas – where access is made possible by Smartphone devices – has helped raise the importance of online campaigning for political parties that are serious about engaging with the electorate.
Event Reports
Conference on the media's credibility crisis in Africa and Europe
KAS Media Africa recently invited more than 20 journalists, publishers, media researchers and other industry players to a conference in Gaborone, Botswana.
After scandals in reputable media houses in Africa and Europe, journalists and other experts from both continents gathered in Gaborone, Botswana, to discuss the causes of the credibilty crisis and to find solutions for it. From new business models to fact-checking to press freedom, plenty of presentations and discussions provided a detailed picture of the state of affairs in journalism
Event Reports
Fact-checking in Africa
Global Fact 6 and African Facts 2 brought together fact-checkers from around the world.
In mid-June fact-checkers from 145 organisations across the globe converged in Cape Town, South Africa for Global Fact 6, the world's sixth fact-checking summit. One day before the global conference a smaller group of African fact-checkers met for the Africa Facts 2 Conference to discuss challenges, goals and questions in the field of fact-checking with a particular focus on the African situation.
Event Reports
Media and Migration: How the story is being told
In late May 2019, Johannesburg played host to the Media and Migration Conference to share insights about ethical reporting in this area.
The conference themed also differences and similarities in Africa and Europe.
— 10 Items per Page


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Light painting is a fun and creative way to photograph at night time. It doesn't take much to capture interesting light painting images that you'll want to share.
Follow our article and read our light painting tips and techniques. You'll be photographing scenes and people at night with confidence in no time.
Why You Should Be Doing Light Painting Photography
In short, light painting is a fun, easy way of getting some very cool photos.
You don't need to spend hours looking for a cool location. You can do light painting photography anywhere.
So follow my step by step guide to taking great light painting photography.
What Is Light Painting Photography?
The light painting techniques involve opening your camera's shutter. It has to be long enough for you to 'paint' in the dark with a light source. This can be a torch or lantern, effectively painting with light inside the photo.
Be sure not to confuse light painting with light graffiti, which is very similar. The main difference is that you're using the light source as the subject. You're not using it to paint light onto a dark scene.
What Do You Need for Light Painting?
You will need the following items to begin light painting:
- A camera that you can set to manual;
- A tripod to hold the camera steady;
- A dark location;
- A light source to paint the scene;
- A remote for your camera's shutter to minimize camera shake (optional).
Getting Started With Light Painting
The first thing you want to find is a good, dark location. Light painting photography needs darkness to allow the light to shine through.
Light painting adds to the interest of a photo; finding a location worthy of such a photo shouldn't be too hard. For my first shot, I've chosen the breakwater on my local beach at low tide.
The next thing you'll need to do is set up the shot. Once you've found a suitable position for your tripod – focus.
I would bring a lantern along with me for painting with. Place it about a third of the way into the scene, then manually focus on it.
The reason I use manual focus is simple. Autofocus has a lot of trouble focusing exactly where you want it to in these conditions.
If you have live view, I recommend using it now. You can digitally zoom 10 times in on what you want to focus on and have it displayed a lot larger. This allows for more accurate focus.
The next step is to set your camera settings. That would be your ISO, shutter speed and aperture.
Because the exposure is quite long, you don't want the ISO to be too high or the photo will come out looking grainy.
I like to set mine to 400 as it allows me the sort of detail I'm looking for in the sky even though I'm not painting onto it.
The shutter speed depends on how much light I'm working with but my main 'go to' speed is about 30 seconds. That said, it can be as slow as a few seconds in the right conditions.
You might decide to choose 'Bulb' mode. This is because it gives you the most control over the exposure time.
Here, you want to use a shutter release cable on your mirrorless or DSLR cameras.
Finally, I usually stick the aperture on about f/5.6. This allows for the depth of field I'm looking for. But it doesn't let too much light into the camera. And I can still use a long shutter speed.
For the first demonstration in light painting photography, I'm going to be using torches. In the second demonstration, I use flashes.
Light Painting Photography with Torches
You are creating a long exposure photograph.
From a couple of test shots, I decided that shooting down the breakwater didn't give the effect I was looking for.
Have a look at the photo below and you'll see what I mean: the torches I had with me didn't do the job. Also, it's pretty hard to stand in the frame and paint at the same time.
You end up casting a lot of shadows and the camera is likely to pick up the ends of the torches. This results in this unwanted, messy effect.
Shot 1
A much more effective way of light painting is to choose a certain area. This would be an area in the frame that you want to highlight and only paint part.
In the next two shots, I chose a part of the foreground to paint and played around with that for a little bit. This is a great idea and one of the best light painting photography tips.
You can see the sky is lighter than black due to the ambient light. It can either be from moonlight or light pollution.
Shot 2
The combination of the torchlight and the lantern blocked by the breakwater felt unbalanced. So I decided that this still wasn't the light painting shot I was after.
I moved down the beach a little for my next shot and pointed my camera inland.
One of the great things about light painting at night is that you can play around with your white balance and it doesn't even matter. You can make the colors whatever you want.
If you want to be successful at light painting photography, consider your environment.
Shot 3
Here, the sky is orange due to light pollution in the area. But the sand has a violet hue because I changed the white balance to white fluorescent light.
This makes the photo look like it's from another planet which can be a lot of fun to play around with.
As I walked around on the beach, I noticed this dynamic asymmetry. It had been staring me in the face for the past 20 minutes.
Shot 4
The key features in the photo below are symmetric. And the surrounding objects in the scene balance the photo with their asymmetry.
For the first photo with this light painting setup, I used the lantern as a light drawing source. This cast some interesting shadows around the photo. This was taken at ISO 400, f/5.6 at 30 seconds.
I really like this photo. But it is lacking the real light painting effect I'm after.
For my final shot, I used the same settings but this time shined a torch onto the center support.
The darkness is still balanced by the shadows on the outer beams and behind the rocks. But you get a real sense of light painting photography and it looks a lot more striking now.
The overall effect is similar to that of an HDR (high dynamic range) photo. But without the unnecessary over-saturation HDR often comes with.
Shot 5
When I'm capturing light painting photography, I like to walk around the subject. I point the torch from all different angles to really make it stand out.
Here's my finished photo.
For a great light painting tutorial tip, make sure you light the object from all sides.
As you can see, it's easy to take an otherwise ordinary, everyday scene and make it much more interesting with the use of light painting photography.
I recommend taking whatever portable light sources you have and going out with a friend one evening. It can be a lot of fun.
Shots 6 & 7
Here are a few more examples of light painting photography created with torches. The first was shot at ISO 100, f/4 at 30 seconds and the second at ISO 100, f/3.5 at 30 seconds.
The first tip on how to do light painting is to make sure you have enough light sources for your environment.
Of course, you don't have to only use torches – you can get very interesting light painting effects using an external flash.
Light Painting Photography With External Flashes
Here are the basics of how light painting with an external flash works.
The flash from a camera freezes the scene. In a dark situation, objects illuminated during the flash are the only ones the camera will see.
To layer a photo, add more flashes – this allows capture of movement.
Shot 1
In my first example below, I set off 4 flashes on to a moving swing to capture it exactly how I wanted it. This took a lot of trial and error to get the timing, angle of the flash and speed of the swing all correct.
One of the best light painting techniques is to use external flashes. They will help you with your aim in achieving light painting effect.
ISO 320, f/5.6 at 15 seconds with 4 flashes.
Shot 2
Another light painting idea I had was to add a person into the photo and capture their movement. Again, this took a little trial and error but less so than the previous shot as I was more used to it.
The same settings are used here as in the above photo.
Shot 3
Have a look at these last two photos. You can see that I actually walked around the photo setting off flashes, lighting up the scene from different angles.
The light from the flashes become an important element of these photos. It is as important as the subject itself. Painting with light photographs tends to show light sources.
For the first of the two photos, I added movement to the roundabout. This makes the photo more interesting and shows how light painting photography effect works.
For the second photo, I lowered the flash. It actually ended up being one of my favorite photos of the night. The reflections on the roundabout made it look like a stage.
As I hope you can see by now, there aren't any real rules to light painting. It's a case of taking the time and effort and having fun.
Try and experiment with your light painting photos. Add different colored flashes along with glow sticks and lasers into the mix.
How I Used Light Painting Photography With a Model
The concept for this photo was to make it appear as though the same girl was in several places at the same time.
There are a couple of things to note before we get started: the model I used was an absolute pro but I still had to be quick as it was freezing outside and she was sitting on a metal roundabout.
It was also dark, making the shot hard to compose. Before I show you where I started, have a look at my final image:
Shot 1
Below is my first image. As you can see, there's plenty wrong with.
For a start, the model is only in the photo twice and they completely overlap. There's also too much dead space at the top of the photo and it's off center.
The settings used for this photo were ISO 320, f/5.6 for 4 seconds.
The first thing I noticed is that 4 seconds was nowhere near long enough to get the photo I wanted. I increased that to 15 seconds for the rest of the photos.
This will allow the model to appear more than twice in the photo and for the flash to appear from more angles.
Shot 2
For my next shot, I used a longer shutter speed. This allowed me to move the model around the image more times without having to worry too much about the time.
I also straightened up the image a little and angled the camera down.
Even with the longer shutter speed, I didn't pay enough care and attention as to where exactly the model was positioned when I set off the flashes.
Because I had the extra time, I ended up setting off too many flashes. These have made the photo quite messy. For the rest of the photos, I decided to stick to three carefully chosen positions.
Another couple of things I noticed were that I didn't step far enough back when setting of the flashes. You can clearly see my foot on the left.
The photo is still not quite symmetrical… time to take another photo.
Shot 3
This third photo is a step in the right direction but with 3 main flaws. The most obvious of these is the red line running across the middle of the photo.
This came from the light on my flash, indicating that it was ready to set off another strobe of light. I need to keep this covered in future or it'll ruin the shot.
Secondly, and less noticeable to most, there's still too much dead space at the top of the photo. I need to either zoom in or recompose the shot.
Finally, the model doesn't stand out enough which comes from not enough light in the photo.
The best way to counter this is to set off more flashes for each position – previously it was one or two.
Shot 4
Finally, I managed to frame the shot how I wanted it. I did so by zooming in by 4mm in focal length (if you want to understand focal length better, click on that link).
Now, this is a big improvement. The whole composition is a lot better and the positioning of the model is nearly perfect.
The positioning of the model in the center still isn't quite to my standards. And there's not enough light on her in the other two positions.
It's time to go back and take one more shot.
This is much more like it.
Whenever I start out with a photo, I like to picture the best result I could hope for in my mind and this is it.
Shot 5
Considering how the model is sitting, having her head off center helps with the balance of the photo as her legs go off to the right of the frame. It also means that she's not overlapping the other exposures of herself.
In post-production, I slightly increased the exposure and did a tiny amount of cropping, just to satisfy my eyes.
Now that I'm done, I hope you like it!
And now check out this cool video on light painting!


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the trustee acting in the proposal of , certify that the proposal,
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Diana Kelly Levey is an accomplished journalist, editor, content marketing writer, and freelance writing coach with more than 14 years of experience working for national publications and award-winning websites. Diana enjoys covering health, fitness, sleep, weight loss, food trends, business, travel, relationships, freelance writing advice, and inspiring profiles. Diana resides in Long Island where she tries to practice the wellness tips she writes about, aiming for seven to nine hours of sleep each night, drinking red wine and eating dark chocolate for heart health, and relying on laughter and exercise as medicine.
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horseback riding
Eventing Barns In Atlanta, Ga
horsecrazy1234 posted a topic in General Horse TalkI am currently thinking about moving to Atlanta. I was wondering if anyone knows of any eventing barns in the area. I will be moving to the Virginia Highlands area and am willing to travel up to an hour. Willing to spend around 750, 800 tops on board. Thank you in advance!
Hoof Hardener
horsecrazy1234 replied to horsecrazy1234's topic in Horse HoofJubal- he is already on a hoof supplement which has made a tremendous difference. Missyclare- not sure if jumping in hoof boots would be the best as we put studs in the shoe for traction. When I got him over a year ago he had front pads on. We made the decision to take the pads off when we saw that his sole was hard and his hoof wall wasn't flaky. (Very crappy TB feet). We have been ok until recently. Instead of putting pads back on (that's are last resort) we want to try a hardener first. I am already putting Kevlar tuff hoof sealant on his wall and the difference it's made is astounding. My farrier keeps commenting on the difference of his feet in the last year.
Hoof Hardener
horsecrazy1234 posted a topic in Horse HoofMy farrier told me my horse has soft soles. So I am looking for some opinions on different hardeners that would work best on the sole. I have looked into a couple of different ones- keratex hoof hardener, durasole and venice turpentine. What are your thoughts on these and are there any others that might work? I event said horse so we go through water and his feet really take a impact. So needless to say I want to do what is best for my guy before they get worse. I was given some durasole to put on him for the time being but wanted to do some research to decide what to use for the long term. Thanks in advance!
She has not been seen by a chiro as of yet. There has been talk about having her massaged or using a stim machine on her. One of the boarders at the barn is a physical therapist who works on humans as well as horses so im thinking about having her take a look at my horse. The last time I had a chiro work on one of my horses he got worse.
Justinboots- thank you! You have given me some hope. I'm gonna hold off on the supplement and just try to do some more ground work type stuff with her. I talked to a professor from penn state this weekend when at the PA horse expo since he did a lecture on horse behavior. So I got some ideas from him to work with her. Everything he brought up made perfect sense so i'm crossing my fingers it works! With her being narrow, short backed and high withered it has been difficult for me to even find good fitting saddles. The dressage saddle that I have for her she basically is telling me when I am on her that she is comfortable. Shes like a whole different horse. Now it's the jump saddle- hoping I found one that fits her and that she likes this weekend when at the expo. *fingers crossed*
Okate- oh I've spent my fair share of time just grooming her. Especially on the days I don't feel like riding ill still pull her out just to groom. Taking off her blankets she tries to bite and kick. Same with the brushing. Its gotten somewhat better like I've said but still not great. As soon as I am on she's like a total different horse- calm and focused on her job. Out in the field, she sees me coming and comes straight over to me. There are times when she's the sweetest thing but within seconds can go back to being her cranky self. Was thinking trying something to see if it helped her in any way might be an idea. But than again it could just be a pain reaction to having ill fitted saddles in the past and anticipating having that pain? TracyA- I don't think she has ulcers. At first I was thinking this was just her reactions to having ill fitting saddles from her past. Which it still might be that- and she just needs to figure out that the saddles aren't going to hurt her. I recently purchased a dressage saddle that fits her great. Still on the search for a jump saddle that fits her just as nice. But I'm just not totally sure if its just that or if its something else as well. Figured trying a supplement to help her hormones might help.
I got her in September. Not new as from what I understand from talking to one of her prior riders (I'm leasing her). It's an everyday thing, not only when she is in season. She'll be 11 in April. I know there have been saddle fitting issues with her. She has gotten some what better since I have had her but is still quite bad.
Moody, Very Irritable Mare
horsecrazy1234 posted a topic in Horse HealthI have a mare who is extremely cranky and irritable especially during grooming, tacking up, taking off/putting on her blankets, and doesn't always like when someone enters her stall. I want to try putting her on a supplement for this and have looked at quite a few. Because I event her i want to try one that will not test. In my search as of now the only one i have found that will not test is mare magic. Does anyone know of any other supplements that might help that will not test? Thanks in advance!
Elastic Breast Plate/collar
horsecrazy1234 posted a topic in EventingHi everyone! I was wondering what elastic breast plate/collar you would recommend. I am leasing a mare who is 14.3- so something more cob sized or super adjustable as she is quite petite. I am sure after her i will be getting something more in the 16 hand range though. Right now I am using my first ponys leather breastplate on her that I used for the hunter ring but am concerned about her getting rubs. I have looked at quite a bit of them but wanted to get some opinions on what everyone here uses/likes. Thanks in advance!
Skin Disorder
horsecrazy1234 replied to horsecrazy1234's topic in Horse HealthNeck:
Skin Disorder
horsecrazy1234 posted a topic in Horse HealthA week or two ago I noticed a spot on my pony's chest that was red and oozy- found a tick in the area so I took it out cleaned the area with betadine and put some ointment on it- this spot has since healed. A couple days ago I noticed a spot on his neck that was red and oozy- I cleaned it up with betadine and put some ointment on it and started to search on what it could be. Today I went out to ride, and noticed he had another one of these red oozy spots on his face, which was not there yesterday when I rode him. I cleaned the area with betadine and put some anti-fungal spray on the spot. I would shave the area around each of the wounds but he is not very good with clippers- I did cut some of the hair away from the one on his face with scissors. Does anyone know what this might be? Pictures are attached of the wound on his neck and face. The pictures of the one on his face are post spray. Face:
horsecrazy1234 started following Equine Chiropractors Around The Area Of Chambersburg, Pa and Pony Excessive Peeing
Pony Excessive Peeing
horsecrazy1234 posted a topic in Horse HealthI have just gotten off the phone with my mom. And she informed me that my pony, who is around 19-20 years old, has been soaking half his stall the last 2-3 nights. He is in his stall from about 8pm to around 5am. She told me that he does not appear to be drinking more than usual. He has not been drinking much water in his stall at night (about a 1/5-1/4 of the bucket) which is usual for him. It has been raining so I do not know how much water intake he is getting outside. Although usually when it rains like this, he does not soak his stall as bad as my mom is telling me. He is on Quiessence which supports normal glucose metabolism and increases peripheral circulation. He has been on this for a while without any complication. I plan on asking one of my professors when I see him, since he is a vet and can give some input. Thanks in advance! [smiley Wavey]
Equine Chiropractors Around The Area Of Chambersburg, Pa
horsecrazy1234 posted a topic in Horse HealthHi Everyone, I was wondering if anyone knew of any good chiropractors around the area of Chambersburg, PA. I am going to school at Wilson College and have my horse here at school with me. I have come to the conclusion that it would be best to get him worked on. I am going to talk to the instructors and other barn staff here at school to see if they know of anyone. But I figured the more names I get, I would have a better chance of finding one that I can trust. Thanks in Advance! [smiley Wavey]
Hunter Pace Picture- critique?!?
horsecrazy1234 posted a topic in Hunter/Jumper/EqPlease critique both me and my horse...thanks! Sorry its a link! I do plan on purchasing this picture. http://www.printroom.com/ViewGalleryPhoto....=286&scount=262 and also http://www.printroom.com/ViewGalleryPhoto....=286&scount=263 Thanks! [ 10-10-2007, 05:04 PM: Message edited by: horsecrazy1234 ]
Swollen sheath?
horsecrazy1234 replied to therowdyone's topic in Horse HealthDoes it look like this? The vet told us it was just a bug bite, and it went away in a couple of days. Didnt cold hose it or do anything to it


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Watch Faith No More's New "Cone of Shame" Video
From last year's Sol Invictus
Last year, Faith No More released Sol Invictus, their first new album since 1997's Album of the Year. Now, they've shared a new video for the song "Cone of Shame." Watch it below. Directed by Goce Cvetanovski, the video is a revenge thriller that makes good on the track's title. "Cone of Shame" will be released as a limited edition 7" on November 25.
Bassist Bill Gould opened up about the video in a press release:
"This is one of those tracks that had to be a video, really, because it lends itself so much to visual imagery. Given the song's sense of Americana, it would have been easy to shoot this in Arizona or New Mexico, but having been to Macedonia several times, there's a vibe there that I felt wouldn't be out of place as a backdrop to this song. Goce Cvetanovski, as a director, understood this immediately; he knew exactly what to do with it, and along with an amazing cast, has managed to create something very dark, and beautifully cinematic."
Earlier this year, Faith No More announced plans to reissue their debut album, along with deluxe edition reissues for 1995's King For a Day Fool For a Lifetime and 1997's Album of the Year.


text:
As technology, demographics and infrastructure continue to accelerate the speed and efficiency with which goods are produced and moved among world markets—global supply chain strategies are being revisited and new models are emerging.
If global trade continues to grow by an average of 9.5% per year for the next 10 years, about $2.7 trillion in new goods will be added per year to the global pipeline. By 2021, an astounding $45 trillion in goods could be crisscrossing our planet every year. That compares to $6.5 trillion in 2001.
As Cushman & Wakefield's White Paper on the Changing
World of Trade explores, technology and demographics are dramatically altering global labor and consumer landscapes – which is driving change across commercial estate sectors, including warehouse and distribution, manufacturingand retail.
Source : Cushman & Wakefield


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Christian dinosaur hunters dig for signs of Biblical dragons:
Countless dinosaur bones lie buried in the rocks of South Dakota but the Christians excavating one remote cliff-face were digging not just for reptilian vertebrae but for the hand of God.
Evolution is "the dumbest and most dangerous idea in the history of humanity", said Kent Hovind, a vocal enthusiast for the cause who also runs the theme park in Florida. Explaining his Creationist creed, he said: "We think dinosaurs were part of the normal Creation and were just big lizards. Noah took some of them on the Ark, probably babies, when the floods came."


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Does Itching Cause Anxiety Or Does Anxiety Cause Itching?
This article represents the opinions, thoughts, and experiences of the author; none of this content has been paid for by any advertiser. The RheumatoidArthritis.net team does not recommend or endorse any products or treatments discussed herein. Learn more about how we maintain editorial integrity here.
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I get this also, random and awful. I swear its my meds. Anyway, if it happens again maybe you should hit up a dermatologist!
Whatever you do, don't go back to that awful immunoligist. I had a Ortho doc tell me (4 years b/f my actual diagnosis) "nothing wrong with you. go to a gym and get in shape" i was MAYBE 3-4 lbs overweight"! I was so mortified, that I allowed my disease to continue to errode my body for 4 more years. I'm sorry that you had a similar experience. Don't allow bad doctors to errode your confidence. Arg!
Feel better!
Thank you for your article on itching. I identified with your comment of " being somewhat fearful of showering " because my itching seems to be exacerbated by baths, especially with Epson salts. Lotion with oatmeal while the body is still "damp, seems to help somewhat, along with fewer baths.( as suggested by dermatologist) This year my itching seems to be concentrated on my left leg and both ankles with coin sized red marks. One are subsides and then another area will start. It is very frustrating to try and find any answer as to what and why this is happening.
Becky, you're welcome! I am sorry to hear about your itching issues. I have taken baths out of my routine, unfortunately. Leslie
I am so grateful you all have posted on the subject of itchy skin. I have been having the same thing. It usually happens when a joint is flaring. It is not on the joint itself, but is near the joint. After itching, it forms a blister and takes a while to heal. I have my cortisone cream by the bed for the next time around. I've only used it once and did get relief from it. I get a lot of itching on my thighs and hands.Thanks for sharing, Janet
Janet, sorry to hear about your itching, but glad you have found a way to deal with it. I will have to give the cortisone cream a try. Leslie
I have had severe itching bouts also. I had it so bad that it has woken me up in the middle of the night. My legs from knee to ankle on left leg and just ankle on right leg. Middle of back is included sometimes. No rash and lasts a few days,then nothing for a couple of weeks, then right back. Dr asked if I was walking in grass and to check for chiggers or fleas. It is difficult to walk in grass so no! to the bugs, and why would they just be in certain areas? Then came"dry skin" but I use lotions, a lot of lotion. So now my RA dr just says that it is a mystery and must learn to live with it.
Sue, sorry to hear you've been suffering with this, too!
I too suffer from severe itching. I could not figure out what the cause could be and tried creams, prescription lotions, and OTC allergy medications. I had joined a Lupus group on FB and read about Neuropathy and wondered if it was it. Later when I saw my dermatologist for another issue that she related to Lupus I asked about the itching and described the areas it was at. We discussed Neurotin, Gabapentin is the generic, as the medication that would be necessary for the Neuropathy.
Since I started taking the Gabapentin I have been calmer in regards to the itching.
Paula, Hmm…I have both lupus and RA. Maybe this is something I should look into. Glad to hear you've found relief!
Thank you for the post. Just recently I have started facing this horrid itching. I first tried lotion and coated my body but that seemed to make it worse. Then I had my hubby try and help me by coating me with Caladryl. It barely helped. This week it was unbearable. I found out that Opioids can cause it so I tried not to take any pain meds. I came home so miserable.
I took a Benadryl and Zofran because the pain was causing me to be so nauseated and faint. I was finally able to get my Neurotin filled and took that. Then I took some pain med. I started feeling better then I have all week.
Having to decide between the severe pain or severe itching is a tough one. I pray they have a better option!
Terrie, sorry to hear about your itching. I would just warn – I used to use anti-itch creams over large parts of my body – and was chastised by my doctor that those type of thing are only meant for small areas on the body. And you shouldn't have to chose between pain and itching.
I have had bouts of horrible itching on my arms for years that can last weeks. No rash. I have been given many topical analgesics but nothing really works. I put ice packs on my arms which was suggested by the office mgr in my dermatologist office. My dermatologist told me there is a study he read about lower back issues causing itching in arms. I have had back surgery so, it is plausible. Have you heard of this?
Kim, I have not heard that before, but I don't really have significant issues with my back that are being treated by my doctor. I do have a fair amount of pain in my back though. I will definitely look into this. Thanks for the comment!
I have itching episodes that are intense at times. I have found 100% organic coconut oil found in the grocery isle to help soothe my skin and give me relief.
Thank you for the comment, Teva! I will look into that.
I also get hive like bumps nd itching. Mine is in my hair and the back of my neck. Fortunately mine only happen a few times a year. That being said, of course it is never going on when I have a Rheumatologist appointment. Wish I could help you. I take three allergy medicines daily, every day for regular allergies, I add an antihistamine when I get them. It helps some. Good luck to you and if they ever figure it out please post an update.
Kellie, I know the feeling of having a problem, and then the minute you go to the doctor, the problem goes away. So frustrating! I will definitely post an update if anything happens.
I myself have itching episodes. They are mainly concentrated to me shoulders, head and neck (no rash). I am not quite sure if I have officially been diagnosed with RA, it is a long story… However I am being treated for it. I am in the process of switching Rheumatologists, because I feel dismissed by my current one. Not only do I have itching spells, but vision issues as well, for no apparent reason (according to the doctors). Good luck on the itching… Mine are not relieved with allergy medication. You are not going crazy!!
Sara, so sorry to hear that your current doctors aren't being very helpful. I hope you find a good one soon! And thanks for validating my itching. When doctors hear itching with no rash, I think they think patients are lying about it.
Have you ever had your thyroid antibodies tested? That was the cause for a similar problem for me, but it led to hives. You can ask your primary care doctor for it. There are two main antibodies geared towards your thyroid. If one of them is too high in your blood, it can be a cause of chronic urticaria and a precursor to Graves' disease or Hashimoto's Thyroiditis. Mind you, I am not a doctor. The endocrinologist told me to take a selenium supplement to decrease the level of antibodies in my blood.
I have also had my thyroid tests score in the normal range. My thyroid itself is perfectly functional. TSH, T3, T4, thyroglobulin, etc. test thyroid function, but people with autoimmune diseases can have extremely high anti-thyroid peroxidase antibodies or anti-thyroglobulin antibodies, which require specific tests for those specific antibodies. My antibodies are high, but my thyroid is still OK. I just wanted to clarify because when I started going to my primary care doctor instead of the endocrinologist, he did not run the correct tests. He only tested for thyroid function. I had to ask for the antibody tests to see if my levels went down.
Lindsay, I appreciate the clarification. This is definitely something I will look into!
Lindsay, I believe that my rheumatologist checked my thyroid at my last appointment due to fatigue. I will definitely keep that in mind, though, for the future. Thanks for your comment!


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"Measure twice; cut once," is a carpentry expression that recommends measuring pieces to be cut several times before actually proceeding. Obviously, if wrongly measured then cut, the action cannot be "uncut" or undone, thus wasting resources.
The corresponding parallel in the contact center world is forecasting. In statistics, it is said: "Forecasts are always wrong, but how wrong your wrong is, is what matters." For a forecast to be useful, it needs to be within a variance threshold of approximately plus or minus ten percent. A forecast, for example, "off" by 30 percent for an entire month, ends up being very costly.
If your forecast is too high, you'll be overstaffed with idle agents, unused PCs: a waste of resources and money. Too low and you lose again, this time in the form of dissatisfied customers, upset by long waiting times. Furthermore, poor service levels generally leave agents over-worked and exhausted from the relentless call-after-call barrage.
Frequently, training and other off-board tasks also get cancelled. Perhaps even supervisors must take the calls now, abandoning their role listening to agents and driving performance. Perhaps your PTOs or leaves, blackened out from understaffing, back-fire on employee morale and negatively impact performance, adherence and absenteeism. You are losing money again. Worse, you also risk losing customers.
The hardest part is recovery. Plans based on poor forecasts takes time, and time is money: HR must hire needed staff; IT must supply and connect new PCs and routers; agents must get trained before their productivity curve matches that of their colleagues.
Moral of the story for forecasting: it's crucial to measure twice before cutting.
What does this mean for us workforce planners? Here are a few crucial steps in your process that will help you get those forecasts in line.
- Prepare workloads: Clean up your data! Preparing the workload allows you to look at the historical data and spot those data points that are out of sync, see trends over time and visually predict the direction of demand. For those data points out of sync with your patterns, or too high or too low to due to outages, clean them up.
- Mark special and re-occurring events: For more accurate forecasting, mark special and re-occurring events, such as bank holidays, festivals, sports and religious events.
- Collaborate: Get information from other departments about factors that may impact your volume or AHT: e.g. new product launches, TV commercials, newspapers ads or changes in product features, services or billing procedures. Then open the Teleopti forecasts and adjust the increase or decrease in volume and call duration according to the acquired information.
Teleopti tools allow to you tweak and fine-tune your forecasting while ensuring customer and agents satisfaction. You as contact center manager/planner will deliver more accurate volume and call-duration forecasting, while maintaining efficiency and profitability.
Determining the right service level requirement for your contact centre is a white paper Teleopti has written on how to establish the right service level benchmark for your business – and one that is aligned with your operational budget costs.


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From Liverpool Sound City to New Town Utopia - here's ten things to get stuck into this month
Writing on the Wall - Various venues - Wednesday May 2 to Thursday May 31
Liverpool's annual month-long celebration of writing returns with its customary kick in the teeth to other airier, fairier literature festivals. This year's theme is Crossing Borders, with events discussing "race, gender, sexuality, Europe, politics, satire, collaboration, grime music and technology". Big name guests include Benjamin Zephaniah, Shami Chakrabati and Phil Scraton, but as always at WowFest, the grassroots get plenty of room to grow too.
Smithdown Road Festival - Various venues - Friday May 4 to Monday May 7
The steady resurgence of Smithdown Road is a pleasing chapter in south Liverpool's current story, and the growth of its own community festival is especially gratifying. With outdoor stages on the grassy slopes of The Mystery (or Wavertree Playground if you're trying to find it on Google Maps) and a bunch of indoor venues stretching from Penny Lane down to the Asda, over 180 acts will to help to usher in your May bank holiday hangover.
Caroline Coon: The Great Offender - The Gallery, Stanhope Street - Friday May 4 to Sunday May 27
Given that Caroline Coon has been creating provocative, radical work for over 50 years, the fact that this Liverpool show is her first solo painting exhibition speaks volumes about power and influence in the art world. It's not as if she's been operating in the shadows. In the late 1960s she co-founded the drugs welfare charity Release, in the 1980s she was manager of The Clash, and in 1995 the Tate Gallery banned one of her paintings because it featured a penis in a state of some excitement. So don't miss this chance to see what the fuss is about. Exciting times to, er, come.
Liverpool Sound City - Baltic Triangle - Saturday May 5 to Sunday May 6
Following three years based in the north docks, Liverpool Sound City isn't quite returning to its original city centre roots but by taking over a host of Baltic Triangle venues, it will be hoping to recapture some of its old magic. Sydney-based indie trio DMA's headline Saturday, with the straight-outta-Birmingham Peace headlining on Sunday, but with over 250 bands across 20 locations, the thrill of stumbling across tomorrow's stars today is what really gives Sound City its unique sense of magic.
Count Arthur Strong - Floral Pavilion, New Brighton - Saturday May 12
Following a sell-out appearance at the Empire last year (a show that also featured Liverpool's much-loved Terry Kilkelly in multiple roles), Count Arthur Strong returns to the region for a rare solo performance packed with malapropisms and misfiring music hall memories. Having made his name on Radio Four, the Count's BBC TV sitcom attracted fulsome praise and apoplectic abuse in almost equal measure, but for all those who have fallen under his shambolic spell, this show should be a non-stop comedic tour de france.
Light Night - Various venues - Friday May 18
When it comes to overwhelming choice paralysis, you can't beat Liverpool's annual Light Night festivities. With hundreds of free events taking place in over 40 locations across the city, including street performance, concerts, workshops, exhibitions and tours, deciding where to go next is one of the most complex conundrums you will ever face. But whether you plan your adventure like a military operation or you just take it easy and go with the flow, it remains one of the most exhilarating cultural evenings of the year.
New Town Utopia - FACT, Wood Street - Friday May 18 and Monday May 21
The modernist utopian dreams of the 1960s and 1970s are currently enjoying a moment in the sun (or, more appropriately, a moment in the drizzle), with a steady stream of books and documentaries considering their concrete charms. New Town Utopia is the latest manifestation of this backward-looking yet forward-thinking phenomenon, being "the challenging, funny and sometimes tragic story of the British new town of Basildon". If you come over all funny at the sight of a rain-dappled precinct, this is the film for you.
Red and Black - LIPA, Mount Street - Monday May 21 to Saturday May 26
Devised by second-year LIPA students in collaboration with the acclaimed theatre company Slung Low, Red and Black is an ambitious production focusing on Liverpool's response to the Spanish Civil War – an event seen by many as the prologue to the Second World War. Leaving conventional performance spaces behind, the show will spill out onto city streets where over 100 dancers, actors, musicians and members of the local community will bring those tumultuous times to life.
Life in Motion: Egon Schiele and Francesca Woodman - Tate Liverpool - Thursday May 24 to Sunday September 23
Back in 2008, Tate Liverpool celebrated our Capital of Culture year with a blockbusting exhibition devoted to the great Austrian artist, Gustav Klimt. Ten years on, attention turns to Klimt's protégé, Egon Schiele, an artist known for intimate portraits, often displaying a frank and raw sexuality. On this occasion, Schiele's art is paired with the work of American photographer, Francesca Woodman, whose black and white images from the late 1970s and early 1980s are delicate, fragile and honest – and poignant too, as she died in 1981 aged just 22.
Asian Dub Foundation x La Haine - Invisible Wind Factory - Friday May 25
It's over 20 years since the gritty French film La Haine painted an uncompromising picture of life in the Parisian banlieues on the day after a riot. The movie's original music was by a French rap group called Assassin, but now Asian Dub Foundation are taking over audio duties by performing their own live soundtrack accompanied by a screening of the film. The band first worked with this film back in 2001, and revived the project in the slipstream of Britain's 2012 riots. This latest iteration promises to be an exhilarating, incendiary occasion.


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The latest superyacht concept design from the amazing brain of Vasily Klyukin is a yacht with a difference.
The Monaco 2050 sports a top deck that is totally removable, which in itself is a rather remarkable idea, but how does one remove it? In this case, the top deck is a VTOL – a Vertical TakeOff and Landing aircraft – that takes off upwards with propellers before engaging its main jets at 1,000 metres.
This eccentric businessman-turned-architect has quite the conversation starter on his hands.
Russian-born Monaco resident Vasily Klyukin is a designer of skyscrapers, extravagant villas, and megayachts.
A successful businessman, Klyukin founded one of Russia's top 100 banks, which has given him the freedom to pursue his interests of adventuring, charity and architecture. His designs, therefore, are refreshingly unconstrained by practicality.
Previous superyacht designs (which we've covered in detail here) include a 63 metre swan-shaped concept complete with folding neck, a 78 metre design inspired by
Mississippi paddle steamers, and a relatively traditional 80 metre with a superstructure that looks like the Manhattan skyline, Empire State Building included.
Klyukin makes no bones about his unusual designs, "If I built a yacht for myself, it wouldn't be the same as the other ones.
Of course, all the boats are different, but in reality most of them are similar.
Even if you would build the largest yacht in the world, there is always the sea lover who is richer than you and he would beat your record to have the biggest one.
But he would be a champion only for a certain period of time a couple of years more and the garland will float away on the new boat, bigger than the previous ones. I'm not captivated with such a competition.
I do not want to compete at all. I just want a special yacht: one of a kind, I do not want its beauty to float away from me when somebody will build its copy, but 10 metres longer."
During the Cannes Film Festival AmFar charity gala in 2013, Klyukin reportedly paid €1.2 million to travel to outer space to fly alongside Leonardo Di Caprio on one of the first Virgin Galactic flights, which may have inspired the futuristic twist of the Monaco 2050. Perhaps Monaco '2150' will have a detachable spaceship.
The VTOL, far from being a gimmick, would actually be more useful to the yacht than a helicopter. According to Klyukin, "(It's not possible) to cross the Atlantic or to fly to Hong Kong by helicopter. Therefore, after gaining the necessary altitude and speed, it's possible to turn on the jet engines and even go overseas."
Let's face it, the Monaco 2050 isn't going to be launched anytime soon – the 2050 in the name is a clue as to the timescale – but the technology is actually not that far-fetched. This bold dream is sure to inspire many other designers in the years to come.


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TURNING down an inheritance may seem to be an alien concept. But with the estate tax in flux, this process, called disclaiming, can provide needed flexibility.
People who disclaim are generally treated as if they had died before the person from whom they are inheriting. The assets then go to the individual or trust next in line under the estate plan. Or, if the plan makes no such provision, assets are distributed according to state law.
Historically, lawyers have recommended disclaimers to repair estate planning oversights that bring negative tax consequences — as when parents left money to already affluent adult children. In such a case, the children could disclaim, so the inheritance would go their own children instead, rather than facing the possibility that this money might be taxed in their own estates.
Now, with Congress having allowed the estate tax (and the generation-skipping transfer tax, on assets given to grandchildren) to expire on Jan. 1 — for one year only — disclaimers are emerging as a stopgap measure. Both taxes are scheduled to return in 2011 under a decade-old plan that exempts the first $1 million from each tax and applies a 55 percent levy to the rest.
Another possibility — some experts in the field say a likelihood — is that Congress will restore the taxes retroactively to the system that applied in 2009: a $3.5 million exemption and a 45 percent rate for each of the two taxes. But if political logjams persist, it is conceivable that 2010 will be a year without either tax.Continue reading the main story
In this environment, "using disclaimers is like playing checkers with your fingers still on the piece," said Joshua S. Rubenstein, a lawyer with Katten Muchin Rosenman in New York, in reference to a technique that allows you to try a move and then take it back.
The problems that disclaimers can solve stem in large part from the use of formula clauses, in which lawyers use phrases like "that portion" or "that amount" in documents allocating money among heirs or trusts.
These formula clauses were often used to divide the pie among grandchildren and adult children or between family and charity. But they were most common when setting up bypass or family trusts, which are intended to preserve the estate tax exemption for both spouses.
But what if there is no estate tax? Then a formula clause could wind up allocating all the money to one pot or the other, rather than dividing it between the two. These unintended consequences are most likely to arise if someone dies in 2010 and Congress does not restore the estate tax. A disclaimer can correct the problem.
Let's say a will sets up both a marital trust to provide for the spouse and a separate family trust to provide for the spouse and other relatives. Douglas L. Siegler, a lawyer with Sutherland, a Washington-based firm, would have all the assets initially go to the trust for the spouse. That way, if there is an estate tax when someone dies, the spouse could disclaim all or part of the inheritance — up to whatever the tax-free amount happens to be — and have it go to the family trust.
Mr. Rubenstein achieves a similar effect by encouraging clients to leave everything to the spouse outright, rather than in a marital trust. But he, too, would have a family trust ready to receive assets that are disclaimed.
Both approaches postpone the decision about how much goes into the family trust until someone dies. And when it is not clear whether there will be an estate tax, that is an attractive option. By anticipating the possibility of a disclaimer, "you don't have to be a soothsayer at the time you do your documents," Mr. Rubenstein said, adding, "Your spouse can wait and see what happens."
Some wills are already set up so that disclaimers would achieve the desired effect. In other cases they may need to be amended. With careful drafting, plans put in place now can remain workable, no matter what Congress does this year or in future ones. To give wealthy families maximum flexibility, some lawyers lay the groundwork in estate planning documents for heirs to disclaim from trust to trust until assets end up in the trust most favorable under the estate-tax plan in effect when someone dies.
Retirement assets are different: they are not covered by a will but by the beneficiary designation form submitted to the financial institution that holds them. So if you want your heirs to have the option of disclaiming them, you must spell it out on that form, said Natalie B. Choate, a lawyer with Nutter McClennen & Fish in Boston.
Unless you use this form to direct that a spouse can disclaim her interest and have it go to a family trust, she will not have this flexibility, Ms. Choate said. Just be warned that when a spouse disclaims into a family trust, certain income tax benefits will be lost, Ms. Choate added.
With all disclaimers, potential pitfalls arise. Heirs must disclaim within nine months of your death, and it may be difficult to make this financial decision during a time of grief, said Dennis I. Belcher, a lawyer with McGuireWoods in Richmond, Va.
Another trap: generally, someone who disclaims cannot have accepted an interest in the asset or any of its benefits. Innocent mistakes, like depositing a dividend check in one's own account, could preclude an heir from disclaiming.
As useful as disclaimers seem in theory, in practice family dynamics tend to trump them, Mr. Belcher said. It is unrealistic to expect a spouse to disclaim to your children from a previous marriage, for instance. Skeptical colleagues joke about the five-word lie spouses routinely tell each other when they prepare their estate plans: "Honey, I promise to disclaim."Continue reading the main story