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Dr. Mark Mussman is the brains behind the Creative App Project, one of the People's Liberty grant recipients. It's a ten-week developer training designed to help novices create and market their own mobile applications. But I met the guy way back when he was just plain old Mark Mussman.
It was January of 2003. We were in the gym of the Emmanuel Community Center on Washington Park and it was bitterly cold outside, the sidewalks full of ice. I was terrified nobody was going to show-up for the kick-off of InkTank, a non-profit writing center I dreamed-up to get people together through words in the wake of Over-the-Rhine's darkest days. Kathy Y. Wilson of Your Negro Tour Guide fame got the crowd all fired-up. Tracy Walker played a tune or two on her guitar. Council member David Crowley made an appearance (oh, how we still miss you, Mr. Crowley – your integrity, your patient listening – four years now since your death). And then there was this cocky young guy in a colorful knit cap with ear flaps, long ties dangling down on either side, his wild hair sticking out from underneath.
Mark and I ended-up team-teaching a weekly writing group for the men's residential recovery program at the Drop-Inn Center. He was doing research for his PhD in education and called our group a 'literacy program.' I was in the middle of the perpetual process of reinventing myself with no idea of what I was doing, a recent escapee from corporate American success. Every so often these days I still hear a familiar voice holler, "Miss Kathy!" as I pedal home from Findlay Market. It's Tony or Roger. Maybe Ron. The only people who ever called me that – those men whose stories changed the course of my life.
A couple of weeks ago I got a Facebook friend request from Mark. We hadn't talked for more than a decade. He'd been reading my blog and invited me to visit the People's Liberty offices in the Globe Building.
When I walked in the door, I almost didn't recognize my old friend. He'd cut his hair and lost the hat. But the biggest surprise was how easy it was to laugh together. Because I remembered Mark always being a little annoyed with me, like he might get up and quit at any time. He was the one who knew what he was doing in contrast to my, "Let's just see what happens" approach. Mark was very serious about teaching people real skills that could change lives.
All of this is a long-winded, very sentimental meander to the reminder that none of us can ever afford to stop learning, It's 2015. We're in the middle of a crazy, new information-based, sharing economy where he-or-she who packages easy-to-access niche knowledge has the power. Learn how to build an app. (Yes, YOU, Ladies and Gentlemen – this course is for beginners and it is free so there are no excuses). Learn how to change the world. We are all in a constant process of reinvention, are we not?
And if anybody can help you do it, it's Dr. Mark Mussman. Because at heart he hasn't changed a bit, still dedicated to teaching people real skills that can change their lives.
(The deadline is June 15. Sign up at www.cap513.com. )


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subset: commoncrawl


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The End of the Red Brick Road: WTA Brussels and Strasbourg Previews
One Premier tournament and one International tournament complete the Road to Roland Garros within striking distance of Paris. None of the women involved are in serious contention for the clay season's ultimate prize, but the absence of those elite names could lead to some tightly contested matches in playing fields without clear favorites. I forwent predictions this time because your guess is as good as mine. (Feel free to opine in the comments, as always.)
Top half: Seven of the Brussels seeds will receive seeds in Paris next week, a strong statement considering the tournament's placement on the eve of Roland Garros. In need of a strong statement herself is top-seeded Caroline Wozniacki, who took a wildcard into the tournament following opening-round losses in Madrid and Rome. Wozniacki has struggled on clay for most of her career but should aim to halt her skid before dropping outside the top ten. Unfortunately for her, recurrent nemesis Julia Goerges lurks in the quarterfinals. This German notably defeated Wozniacki to win the Stuttgart clay title two years ago, and she has added two more victories over the Dane since then. Since she has impressed hardly more than Wozniacki has recently, though, one can't entirely discount Swiss clay specialist Romina Oprandi or the qualifiers who litter this section.
None of the women in the second quarter has distinguished herself consistently on clay, although Arantxa Rus does own a Roland Garros victory over Kim Clijsters. Having reached the second week of Roland Garros last year, the fourth-seeded Sloane Stephens looks to build upon her modestly encouraging effort in Rome. There, Stephens won consecutive matches for the first time since defeating Serena Williams at the Australian Open. Her depleted confidence resurfaced in a lopsided loss to Maria Sharapova, but a small tournament like Brussels offers a useful venue to rebuild that strength. With fast-court specialists like Tsvetana Pironkova and Magdalena Rybarikova around her, Stephens might face her stiffest resistance from Peng Shuai. The Chinese double-fister won their only previous meeting, also on clay, but Stephens has improved markedly in the two years since then.
Bottom half: By far the most intriguing first-round match of the draw pits third-seeded Dominika Cibulkova against Kaia Kanepi. This battle of 2012 Roland Garros quarterfinalists will feature a contrast of styles between the compact, agile Slovak and the robust, heavy-hitting Estonian. Never have they met on clay, while Kanepi has won two of three matches overall. Of some lesser note is a potential second-round clash between Varvara Lepchenko and Stefanie Voegele. The American upset Schiavone at Roland Garros last year and has continued the clay success atypical among her compatriots this year with two victories over Roberta Vinci. For her part, Voegele reached the semifinals of Charleston on green clay, although she has won only one match on red clay. Kanepi defeated Lepchenko last fall before the injuries that sidelined her for several months, so an upset of Cibulkova could open her draw.
Probably disappointing many Belgian fans, their two leading women would meet as early as the second round in their home tournament. Both have achieved more success on grass and hard courts than on clay, and both open against rising American stars. Having upset Li Na in Madrid as a lucky loser, Madison Keys will aim to snuff out home hope Kirsten Flipkens in a match of baseline first strikes against all-court craft. Belgian No. 2 Yanina Wickmayer faces a somewhat easier assignment in the form of Jamie Hampton, who has not won a match in a clay main draw this year. Awaiting one of the Belgians in the quarterfinals is second-seeded Roberta Vinci, an artisan of traditional clay-court tennis. Vinci has not found her best form for much of the spring but did win a small event in Katowice, Poland.
Top half: Atop the draw is French No. 1 Marion Bartoli, who has emitted the occasional burst of inspiration on home soil. The eccentric double-fister reached the Roland Garros semifinals two years ago, although clay usually hampers her style of staccato points and quick strikes. Two rising stars could challenge her in this section, compatriot Caroline Garcia and Canadian teenager Eugenie Bouchard. The former just won a clay challenger at Cagnes-sur-Mer, while the latter notched a significant victory over Laura Robson on the green clay of Charleston. First-time champions in 2013, Memphis titlist Marina Erakovic and Florianopolis titlist Monica Niculescu will seek to end spring losing streaks when they meet in the first round. Neither can match Bartoli's talent, but either could befuddle one of the youngsters.
Another Frenchwoman holds the highest seed in the second quarter, and world No. 30 Alize Cornet's game suits clay more effectively than Bartoli's style. The mixture of qualifiers and fellow Frenchwomen surrounding her will turn few heads, while Chanelle Scheepers will not overpower Cornet. The latter two women bring similar patterns of results to Strasbourg. Before she fell to Melanie Oudin in Rome qualifying, though, Scheepers did reach a clay semifinal in Marrakech and upset Jelena Jankovic on the surface in Madrid. Last year's runner-up here, Cornet reached a somewhat more significant clay semifinal in Acapulco this February but suffered a loss to an Italian wildcard in Rome.
Bottom half: Following a mid-career surge, Hsieh Su-Wei has embedded herself within the top 50 and holds the fourth seed here. An opening match against promising German talent Annika Beck intrigues, as does a possible quarterfinal meeting with the elegant Daniela Hantuchova. Handed a wildcard into Madrid, Hantuchova made the most of the opportunity by upsetting Petra Kvitova en route to the final 16. Also in this section is Karolina Pliskova, a heavy server who nearly won her first title this year at Kuala Lumpur and defeated Kanepi on the clay of Portugal.
Perhaps worth more attention than the seeds in the lowest quarter, some of the unseeded entrants could score an upset or two. For the rest of her career, Virginie Razzano will struggle to trump the achievement of defeating Serena Williams at Roland Garros, which probably resulted in her wildcard here. Aligned against Czech doubles specialist Lucie Hradecka in a first-round match to watch, Garbine Muguruza aims to notch her first clay main-draw win in a season when she has reached the fourth round at both Indian Wells and Miami. In the shadow of compatriots like Stephens and Keys, sixth-seeded Christina McHale continues to seek traction in her comeback from mononucleosis. Second-seeded Tamira Paszek has lost 11 of her last 12 matches and seems unlikely to increase that total suddenly here.
Capsules on the Roland Garros contenders will follow this week before the draws appear on Friday.


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The OPM150x2.2IGASMA is an InGaAs photodiode detector head, compatible with the OPM150 series of optical power meter. The special design of the material gives high sensitivity up to 2200nm. This compact unit is designed specifically for measurement of power out of SMA-connectorized fibres only. The fibre receptacle, photodetector and calibration memory chip are all contained in the connector body.
When connected to the OPM150 base unit, each head is automatically recognized and its individual calibration data are uploaded to the system.
Why choose InGaAs over Germanium?
The choice of detector is affected by several parameters: beam size, power and wavelength. In general a photodiode will give best results when used at wavelengths below the wavelength of peak sensitivity. Although the head may operate at higher wavelengths, the sensitivity of the photodiode will be strongly temperature dependant. Thus, for wavelengths beyond 1550nm, InGaAs will be the material of choice.
- Wavelength range: 1000-2200nm
- Maximum fibre core: ø200µm at NA 0.22
- Minimum measureable power: 0.5nW (at 1550nm)
- Maximum measureable power: 1mW (at 1550nm)
- Maximum outer dimensions: 47.5 x 31.3 x 14.8mm


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Diamond Dust
Takhini Wolves 3
Vivian Arend
Because they demanded bears: Lillie Applegarth, Fatin Soufan, Erika Brooks. May you always have a grumpy, furry, hot-tempered hero with a heart of gold (and a pocket full of diamonds) at your beck and call.
Hey, we can dream, right?
Part One
Life is a fiddler, and we all must dance.
From gloom where mocks that will-o'-wisp,
Free-will I heard a voice cry: "Say, give us a chance."
Chance! Oh, there is no chance!
The scene is set,
Up with the curtain!
Man, the marionette,
Resumes his part.
"Quatrains"—Robert Service
On the other side of the ornate sanctuary doors, voices murmured. The low tones of pipe-organ music lent an air of anticipation to the setting. Caroline Bradley took a deep breath to calm her nerves and the rich scent of roses swirled upward from the bouquet in her hand to fill her senses.
One of life's mysteries. How did a fully human woman, who just happened to know about the shifters living in Whitehorse, end up in this predicament?
Caroline laughed at her own joke as she regarded her companion in limbo, the Takhini Alpha. Evan Stone wore a sharply tailored black tux and a crisp white shirt that only emphasized his dark good looks. There was no way to stop her heart from skipping a beat. Wolf genes were damn sexy in the first place. Add in that GQ outfit and the lazy smile twisting his lips, and she was liable to end up a sloppy puddle of melted butter if she wasn't careful.
"You look gorgeous." Evan tugged one of the spirals of blonde hair falling artistically from her temple. "And bonus, a little less like you're going to puke than you did five minutes ago."
Her stomach gave a warning twinge. "You're such a soothing fellow."
He tucked his fingers under her chin and lifted until there was nowhere for her to look but into his beautiful dark gaze. His thumb caressed her cheek. A gesture he'd made many times over the past months that connected them so intimately. So caringly.
Caroline cupped his hand to her face, the familiar touch reassuring and right. "You sure about this?"
"Are you?"
Good grief, as sure as she could be. "Evan, I'm wearing a bloody wedding dress. I've got flowers in my hair and the most uncomfortable bit of elastic around my thigh masquerading as a garter belt. There are over a thousand people on the other side of that door, and in two minutes we're supposed to march down that aisle and…"
"…and simply make official what we already knew." He leaned in and pressed his warm lips to her forehead, passing over his unwavering confidence. "I'll be with you every step of the way, holding your hand."
She turned her face and nuzzled his palm before tugging his hand away. "You're going to make things crazy, getting your scent all over me."
"Hey, what could happen, a fight to the death on a mountain hillside or something? I don't think so." His raised brow made her smile. As the head of the Takhini pack, having Evan on her side had been more wonderful than anything she'd remembered. Until now—
The world was about to change for good.
The doors opened a crack and the music swelled.
"Shit." The word snuck out even as she straightened her spine.
Evan snorted as he pulled her veil forward then helped her face the doors, the expansive train of her dress flaring behind her like a semiobedient dragon tail. "Smile. You'd think we were walking toward a firing squad."
"I could arrange that."
"Of course you could, but you don't have to. There's no need for any more fighting." Evan shook a finger at her. "Because of you. I'm so proud."
They stared at each other, and Caroline's lips curled into a real smile this time. "Damn right, you are."
Evan laughed, the sound ringing full and clear as they faced the gathering. People turned in expectation as they passed, Evan supporting her fingers over his arm as they marched in time with the processional. He petted her gently. "You are, as always, incredible. One step at a time, you can do this."
One step at a time. Caroline clutched him tighter.
The pews were filled, leaving standing room only along the edges of the sanctuary. Turned toward them was a sea of faces. Pack members and visiting bears all mixed in with locals, most humans totally unaware they were seated next to a man or woman who in their spare time loved to go furry and run through the Yukon wilderness.
Good people, all of them. She was doing this for them. So Mr. Jacks over there, who didn't know he was flirting with a lynx shifter, wouldn't have to find out. So the bloodshed that had threatened her pack and her city would stop—she was doing this because it was right for more people than her alone.
Evan paused three feet short of the stairs that rose to where the actual ceremony was to take place. He twisted her to face him, lifted her veil and cleared his throat. "I know it's not proper, but screw it. For old times' sake. You're one in a million, Caroline. Thanks for being a part of my life."
He leaned in and kissed her. For real. Never slipped her any tongue, though, which was good, because the involuntary reaction to
That slow murmur of voices returned in a heart beat, the noise rising in volume as people gasped in shock or twittered out muffled laughter.
And under the whispers, a low, enticing rumble that made her toes curl.
Evan pulled back, grinning his fool head off, his gaze locked on hers. Caroline's cheeks steamed they were so hot. "You did that to yank his chain," she muttered as she attempted to pull herself back into a state of counterfeit calm.
"Yup," Evan admitted readily. "Just because there's a wedding about to take place doesn't mean you stop being my good, good friend."


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Llàgrimes de tardor
Wine style
Full bodied red wine, complex and structured. This black labelled wine is a limited edition get through the additional refinement in the bottle that we submit a small part of each vintage of Llàgrimes de tardor crianza.
Red wine, Aged wine
Grape varieties
Red grenache, Carignan
Tasting notes
Intense ruby colour. It shows everything that you expect from a Mediterranean red wine with long ageing and classic style. Its aromatic expression is complex and slightly fruity. On the palate it is full bodied, silky and with a lingering finish.
Food pairing and suggestions
The exclusivity and quality of Llàgrimes de tardor reserva are the concepts that will distinguish your choice and will be ideal as a special gift. As well as Llàgrimes de tardor crianza, it is a versatile wine to accompany first courses, mostly of meat, especially roasts and stews, such us pork steak with prunes coulis or rabbit seasoned with rosemary. Due to its refinement it is also suitable to sip. You can keep it for at least 8 or 9 years following the vintage date. Serve cool (15º C).


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Don't Let Your Autoimmune Disease Define You
Irvine Stem Cell Center introduces Regenerative Stem Cell Therapy to improve the quality of life of our clients by activating the body's natural healing; enabling the body to repair, replace, restore and regenerate. Advanced innovations to transform the way our clients look and feel, improving their health and confidence.
Irvine Stem Cell Center's cell harvesting and isolation techniques are based on technology from Korea. This new technological breakthrough allows patients to safely receive their own autologous stem cells in extremely large quantities. Our treatments and research are patient funded and we have endeavored successfully to make it affordable. All of our sterile procedures are non-invasive and done under local anesthesia. Patients who are looking for non-surgical alternatives to their degenerative disorders can participate in our trials by filling out our treatment application to determine if they are candidates. Irvine Stem Cell Therapy is proud to be state of the art in the new field of Regenerative Medicine.
Immune Therapy
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- Lupus
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Contact Us Today!
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HONG KONG (MarketWatch) -- BHP Billiton BHP, +0.61% BHP, -0.17% said Wednesday net income for the half year through Dec. 31 fell 57% to $2.6 billion, or 47 cents per share, compared to $6 billion, or $1.07 a share a year earlier. BHP, the world's largest mining company, said its revenue for the period rose 16.6% to $29.78 billion, up from $25.54 billion. The miner declared a 41 U.S. cent per share dividend, a 41% increase from the 29 cents per share it paid a year earlier.
BHP Billiton half-year net income falls 57% to $2.6 billion
Quote References
+0.32 +0.61%


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The Canadian government recently announced the launch of Sit Kicker, a national campaign to encourage office workers to reduce sedentary behaviour and "kick the sit" out of their work habits.
Why the focus on sitting? Because too much sitting on a regular basis can negatively impact your health. (Read about one study that shows the health risks of too much sitting.) In fact, a 2016 report from ParticipACTION noted that 63% of Canadian office workers are worried about the amount of time spent sitting at work.
Sit Kicker will encourage workers to participate in a four-week challenge to interrupt sitting every half hour and stand more often. By breaking up sitting time, workers feel more focused, are more productive and can improve the quality of their work. They'll also experience physical benefits such as:
- Burning extra calories
- Improving blood circulation
- Less back pain
- Less risk of disease.
Sign up your workplace and you'll get a toolkit that includes portable stand-up desks for use with laptops, tablets, phones or other office devices, an app that enables workers to track their standing time and compete with co-workers, as well as posters, stickers and other workplace supports.
The OHS Insider has additional information on ways employers can encourage workers to sit less and exercise more, and engage in other healthy behaviour, including:
- A study that found standing desks may improve workers' productivity
- An infographic of exercises for office workers to do during the day
- Why you should give workers time off to exercise, such as by letting them take an additional 30 minutes on top of their normal lunch break
- Information on the benefits of a little walking at work
- A study on lunchtime walking programs and their mental and physical health benefits
- How to use incentives to improve participation in a workplace walking program.
Want access to all the Canadian safety compliance resources that the OHS Insider has to offer, such as the resources listed above, and much more? Sign up for a free trial membership now!


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|A Monthly Commodity Watch-Tracks BMO Capital Market's Commodity Price Index and provides commentary and forecasts.
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|This report provides an overview on the taxation of eligible dividends, in light of recent changes.
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|Estate planning in a mobile world:planning for your worldwide assets
|The Continuing Power of Attorney for Property
|A Guide to the Principal Residence Exemption
|One of the most important tax breaks offered to Canadians is the "Principal Residence Exemption" which can reduce or eliminate any capital gain otherwise occurring for income tax purposes, on the disposition (or deemed disposition – e.g., death) of your home. In general, a resident of Canada who owns only one housing unit, which is situated on land of one-half hectare or less, and which has been used since its acquisition strictly as his or her residence, will qualify for the principal residence exemption. Although simple in concept, in situations other than the one described above the tax rules governing the exemption can quickly become complicated, particularly when more than one residence is owned by a family unit. This publication provides an overview of the exemption and outlines many of the common issues encountered in its application.
|Family Meeting Guide
|At the core of an effective and successful estate plan is open communication among everyone involved so that there is an understanding of your intentions and wishes. It is not possible to consider all the situations and decisions that you and your family may face. But by sharing the thoughts, wishes and goals to be achieved by an estate plan, it is possible to give your family, heirs, and beneficiaries an understanding of the intentions on which the estate plan is based.
|A Time To Sell Preparing Your Business For A Potential Sale
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|In the absence of planning, when an individual passes away owning shares of a private company, they could be exposed to double or triple taxation.
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|If you own a vacation property, this provides information on the tax consequences of selling a second home and highlights important estate planning considerations, if your plan is to keep your vacation property in the family for the next generation.
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|As year-end quickly approaches, it's important to be mindful of potential year-end investment and financial planning strategies and reminders that could help you reduce your 2018 tax bill and prepare you for a successful 2019.
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|Having a TFSA works. Get one working for you. Whether you're saving for a new car, a home purchase, your child's education or retirement, a TFSA can help you reach your financial goals sooner.
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|Considering RESPs as Part of your Estate Plan
|RESPs are popular vehicles chosen by parents, grandparents, and others to help set aside funds for a child's post-secondary education. However, an RESP is an asset too often overlooked by individuals when it comes to estate planning. This article provides an overview of important estate planning considerations for RESP subscribers.
|Taking Money Out of an RESP
|As the new school year begins, many students are preparing to take the next big step in their educational journey by heading off to university, college, or another continuing education program aligned with their interests and career aspirations. Fortunately, if you've planned ahead and contributed to a Registered Education Savings Plan (RESP), your child, grandchild, or another qualifying beneficiary of the plan, will have the means to fulfil their post-secondary education and can start to withdraw funds from the RESP.
|Education Planning - For the Children in Your Life
|Taking Money Out of an RESP
|RESP - Your Contributions and Grants
|RESP Withdrawal Checklist
|Education Saving Options Comparison Chart
|Retirement Planning
|Tips and Considerations - RRIFS
|A RRIF is very much like an RRSP in reverse. An RRSP is an account designed to help you save for retirement – a RRIF is an account designed to provide annual income in the form of withdrawals from a registered plan during your retirement.
|Individual Pension Plans - A Retirement Savings Option for Business Owners
|Collecting the CPP
|Some general considerations to keep in mind when deciding what age to start collecting the CPP retirement benefit.
|RRIF Payout Schedule
|Collecting CPP
|Snowbirds and US Tax Considerations
|Canadian Ownership of U.S. Real Property
|Many Canadians enjoy spending time in the U.S., and at some point may consider the purchase of a U.S. vacation property. As a result, it is important for Canadians to fully understand U.S. reporting and tax issues related to their ownership of U.S. real property, in addition to any Canadian tax implications.
|Being A Snowbird VS. Permanent Retirement
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|Having A TFSA works. Get one working for you.
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|Fixed Income and Foreign Exchange Strategy. Outlines the firm's short and medium-term interest rate and foreign exchange rate forecasts.
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|Your 2018 Tax Documents Overview and Schedule
|Tax Planning Involving Family Trusts
|Trusts are often used in tax and estate planning because of the flexibility they offer over the control, management and distribution of appreciating assets. In an estate planning context, trusts can be used to provide control and protection of assets, reduce probate fees at death or serve as a Will substitute, and as a vehicle to transfer wealth to future generations. From a tax planning perspective, in the right circumstances, trusts can be used to facilitate income splitting by spreading income amongst family members who are taxed at lower marginal tax rates, thereby reducing the family's overall tax burden.
|CRA Foreign Reporting
|How Investment Income is Taxed
|When it comes to investment income, all is not equal after tax. Knowing how tax rules affect your investments is essential in order to maximize your after-tax return. This publication explains the taxation of investment income held in a taxable account as it pertains to an individual resident in Canada.
|The CRAs Foreign Reporting Requirements
|Since Canada represents only a small portion of the world's capitalization, it may make sense to include some foreign investments in your portfolio. However, it is important to understand Canadian and other foreign tax implications of owning investments outside of Canada. For example, there may be withholding and estate tax implications for Canadians investing in foreign securities. Another important Canadian tax implication is the Canada Revenue Agency's (CRA) foreign reporting requirement for Canadian residents.
|Update on LIberal Federal Income Tax Changes
|Reduce Your Taxes With A Prescribed Rate Loan
|Planning for Your Tax Refund
|Pension Income Splitting Provides Tax Planning Opportunities for Couples
|Canadian Snowbirds and U.S. Income Tax
|Although Canadian snowbirds reside in the U.S. for only a part of the year, there is the potential of being considered a U.S. resident and, in turn, having to pay U.S. income tax on the same basis as a permanent U.S. resident. This article outlines how the U.S. government determines whether you are a resident for income tax purposes; namely, it covers the criteria for meeting the Substantial Presence Test, Closer Connection Exception and the Canada U.S. Income Tax Treaty Tie-Breaker Rules.
|Tax Tips For Investors
|Knowing how the tax rules affect your investments is essential. Tax strategies that you should consider such as income splitting, charitable giving and estate planning.
|Personal Tax Calendar 2019
|Tax planning should be a year round activity, in order to maximize the savings opportunities available to you. The Personal Tax Calendar has been updated for 2019 and summarizes important tax deadlines and provides some planning tips for you to consider throughout the coming year.
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|While tax planning should be a year-round activity, this publication outlines some tax planning opportunities that may help you reduce your tax bill for the current year.
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|This article explains how tax-loss selling works, and what to consider before implementing the strategy.
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|New tax legislation which originated from the 2014 Federal Budget will take effect on January 1, 2016. These changes will have significant implications for existing and future testamentary, spousal, alter-ego and joint-partner trusts, as well as affecting testamentary charitable gifts. This article provides a brief summary of the upcoming changes.
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|Insurance Considerations for Business Owners and Incorporated Professionals
|Insurance is generally thought of as a risk management tool; however, as a business owner or incorporated professional, insurance can provide multiple benefits, including the potential for significant tax savings. This article looks at three insurance strategies that can be implemented into your financial plan to supplement your retirement savings, help protect your business, and help you maximize the value of your estate.
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|Complementing your Healthcare Benefits with Insurance
|With the controversy surrounding healthcare reform in the U.S., most Canadians consider themselves fortunate to have access to a universal healthcare system. However, not all services and procedures are covered by provincial healthcare plans. The attached article, Complementing Your Healthcare Benefits With Insurance, discusses how critical illness, long-term care and disability insurance can help provide financial resources – beyond the coverage provided by government and employer health plans – in the event of a critical illness or disability.
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|Women have made incredible strides, both professionally and personally, in the last half-century. They are better educated, have greater responsibility in the corporate world and are leaders in many professions. Despite the professional and financial successes that women in the workplace have earned in recent generations, they are still facing personal issues and unresolved challenges.


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Company: Dillman Karate InternationalTape Name: Tape I - The Development of
ChiTape Cost: $39.95Length of Tape/Time: 80 minutesNumber of Moves/Techniques:
Concept TapeReturn Policy: ?Experiences in dealing with this company: ExcellentThe
Instructor: George DillmanCompany's Address: 251 Mt. View Rd., Reading, PA.,
19607-9744Company's Phone Number: (610) 777-8444Web Page: http://www.dillman.comE-Mail:
Primary Grading Criteria:1. Production/Tape
Quality: 92. Instructors demonstrated skill level: 103. Comprehension Score/Immediate
Understanding: 94. Degree to which this will make someone a better Martial Artist:
95. Score on delivery vs hype: 86. Degree to which we would recommend this
product: 97. Wasted Time ( The higher the number, the less " fluff"
/repetition ): 98. Playback Score/Watching if over-and-over again: 99. Would
I purchase more of this company's products:910. Overall grade based on cost vs.
Value: 9Grand Total: 90 % ( Fair = 2.5 Stars ) Original Grade = 94%
Secondary Grading Criteria:1. Beginners
benefit: Fair2. Intermediate benefit: Fair3. Advanced benefit: Good4.
Time to benefit: Immediate for some material, not immediate for some5. The need
to buy additional tapes to understand this one: Possibly
Written Summary:Anyone who has been
in the martial arts for any length of time has read about or heard about George Dillman.
Mr. Dillman is famous for his use of pressure points and their relationship to traditional
katas. One of the offshoots of this type of training is the use of "chi"
and that is the subject of this tape. It is very difficult to review and evaluate
a video tape that deals with internal arts such as chi development. There is so much
controversy in the martial arts world about this topic and I do not want to predispose
this review to a bias, either pro or con, toward the subject of chi. However, the
practicality of what Mr. Dillman teaches is suspect in my view.The tape
is shot during a live seminar taught by Mr. Dillman. The viewer is treated to Mr.
Dillman demonstrating chi development techniques such as the unbendable arm, the
"spinning water wheel" ( for lack of a better term ), the modified kenpo
salutation, rooting, "running water", and using chi to make oneself lighter
and faster. Visualizaton seems to play an important role in all of these techniques
and it was positively fascinating to watch some of these techniques in action. Mr.
Dillman makes a point to relate these visualization techniques to real life self
defense situations. Although it is not possible to vouch for ( or against ) these
techniques with certainty (since the video medium provides no hands on training),
I lean toward voting " NO " as far as being practical for most martial
artists.This video is a possible buy for advanced martial artists. If you're
a believer in chi and other such magical solutions, then this also a possible buy
for you. Personally, since I do not subscribe to the " chi theory " of
martial arts, I would not recommend this video. CJ
Click here to go to reviews
1997-2016 Martial Arts Video Reviews. All Rights Reserved.


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I would liken you
To a night without stars
Were it not for your eyes.
I would liken you
To a sleep without dreams
Were it not for your songs.
Source: The Collected Poems of Langston Hughes
839. Ardella, by Langston Hughes
Posted by Akshay Ahuja at 5:45 PM
Labels: Langston Hughes
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Band Directors Fine Tune Skills in Rhythm and Jazz
The Jazz Band from Treasure Coast High School and musicians from Palm Pointe Educational Research School at Tradition served as the "Clinic Band" for a professional development offered to area band directors. The focus was on Rhythm Sections and Jazz Bands. The Blue Bird Education Foundation sponsored professional musician Brian Menendez to aid in facilitating…Details


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We are living In an era where little kids are losing their innocence very quickly due to impact of media and society. This thing even more increases the importance of looking after our kids and keeping an on what they are seeing, doing and desiring. Lots of Kids develop habit of foul language and parents comes to know about it when kid already starts using bad language. Parents are involved in their own busy lives. they are not able to give enough time to kids.
So How we can stop Our Kid from Using Foul Language and if this habit has already developed in him then how we can end it?
1 First you need to find out that from where your Kid has learnt the bad language? Is it TV, any family member, Internet or any other source? after finding the source you need to end that source. Kids starts saying what they hears from others again and again. If you will speak foul language in front of them they will also learnt it.
2 Give Proper Time to your Kid. Our Kids needs out time. they need to be looked after and cared. when we will make them our friends then they will share their every problem with us.
3 Tell your Kid with love that using foul language is wrong. Taught him Hadith which forbids from speaking bad from tongue. also till him that people will not like him if he spoken such language.
4 When your Kid is speaking something good then do appreciate him it will boost his confidence and make him speak more good things.
5 don't try to be harsh on your kids and also never use foul words for them even if they do something wrong.
6 Remember Kids learns what they see around. they learn from their parents, their family and environment that they get around. so try to become a good example for them. Use good language with your family members. when you will do it your kid will do it too.
Try these seven methods and I am sure that your Kid will start to speak good language Inshallah.


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Thank you, my darling awesome cutie! (´ 3 `)
Dear sweetcarolanne, I got your Valentine's day gift package! I received the notification about it yesterday, and today I went to pick up the package from the post office.
When I saw the package, I immediately knew it was from you! I practically bounced on the ceiling with pure happiness while opening it 😄
I received a rubber stress ball in the shape of planet Earth, it's a very useful gift because it will help me with my hand and neck muscle exercises.
A small bar of organic almond praline chocolate, it was very tasty and pleasantly crunchy. I gave a piece of it to my friend Mirette, who was born in your home country.
A cute heart- shaped bar of soap that smells like orange juice.
A pair of butterfly- shaped silver- plated earrings.
A necklace with a silver- plated kitty cat pendant.
A cute small notebook, salmon pink with gilded dots on the covers. I already have use for it; I am going to keep it as a daily "Counting my Blessings" journal, that is, I will list all the good things that happened today.
But the best of all was the Doctor Whonecklace, I had originally wanted to order it from Etsy, but they didn't ship to Finland so I asked her to order it for me. It has my name (Miia Pauliina), my birthdate (28.12.1988), and my favourite phrase "Never cruel, never cowardly" in Gallifreyan letters (it's a fictional language from the Doctor's home planet in the TV show).
Thank you so so so so much! :D <3


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A Selkie was a seal-like alien from another planet. It could control the weather and disguise itself as a human with a person's skin. Captain Jack Harkness found a Selkie who was the last of its kind on its dying planet. Jack took pity on the creature and took it with him to Earth. On Earth, it became part of a Scottish myth of an enchanted seal that protected its Seal Island home. (COMIC: Captain Jack and the Selkie)
Community content is available under CC-BY-SA unless otherwise noted.


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Admittedly, this is a foggy. Yet, anything that deals with the future always is. I do believe people have the capacity for free-will which throws off all attempts at fortune telling, but people are rarely very good at completely disguising their intentions. I will try my best not to make connections appear stronger than what they are. Alternative explanations in the comments will be appreciated, since I'm only trying to make the pieces fit. There are four key facts that I'm trying to reconcile and there is seemingly only one way to do it.
Fact 1, Karl Rove and Tony Snow are stepping down, and Snow hinted at other departures. The excuses tend to be universally lame. Snow's reason was for financial reasons despite the fact that he has a $168,000 salary as press secretary, and Rove wants to spend more time with his family, now.
Fact 2, Karl Rove made a the following statement on his farewell tour.
America needs to think and act differently. We face a brutal enemy who will kill the innocent for one purpose and that is to gain control of the Middle East and use the leverage of oil to bring down the West and will attack us again. – Karl Rove, Meet the Press 8/19/07
It is in the part 1 video on Crooks and Liars. This is a new meme that I hadn't heard before. Under this rubric of the enemy we face, who then is the greatest threat? Who else in the region is an enemy, has lots of oil and this administration will accuse of interfering in the region and harboring terrorists?
Fact 3, former CIA officer says US to attack Iran within 6 months. Although, Baer's other point was that the administration didn't trust the military bureaucracy and did not want a leak. Is this the reason the Petraeus report is being written inside the White House? Will the White House emphasize connections between the Iranian Revolutionary Guard and IED's in Iraq? Is that why the Iranian Revolutionary Guard is going to be labeled terrorist organization? Is the reason behind Karl Rove's leaving because Bush no longer trusted him to keep information private? The trust that he violated with the Valerie Plame affair.
The final piece is Bush's Vietnam comparison. The rhetorical point he seemed to be making was: the U.S. should have stayed in Vietnam and there were wider problems in Indochina that he emphasized in Cambodia. Wait a second, the U.S. bombed Cambodia.
Iran is a country that we know this administration has had its eye on from the original axis of evil days. This is coming to a head after years of posturing. I don't think this president has any intention of going out with a whimper or being a lame duck. I can completely see him trying to carry out a grand vision in the face of what would otherwise be a withering gauntlet. I hope as much as Baer that this is wrong, but on the flip-side, these pieces of evidence are the ones in hindsight we would kick ourselves and ask: "how did we not see this coming?" I'm not trying to overstate the case and I'm not saying invasion, just bombing the Iranian Revolutionary Guard and nuclear sites. From the best I can tell, we have two carrier groups in the gulf and every article I've come across about the carrier deployment mentions Iran. In all, I don't think Baer's informal poll seems as far off as it first appears, and I don't know what other explanation carries as much weight. We've certainly seemed to have passed the threshold for mere coincidence.


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Pic by Nut Graf / CC BY-SA 3.0
Your guide to Fort Saskatchewan, Alberta assisted living facilities. With so many senior housing options available, how do you know which one is right for your family?
Our Senior Living Advisors live in the Fort Saskatchewan area and can provide you with an insider's view of local communities including pricing information and distinctive features.
Request information online by filling out the form to the right or call us at 855-363-2002 for a no-cost, in-depth assessment of your senior care needs. Our compassionate advisors can help you find the best Fort Saskatchewan assisted living facilities for your unique needs and budget.
The official website for the city of Fort Saskatchewan is http://www.fortsask.ca/.
Assisted Living Costs in Nearby Cities* The costs above represent the AVERAGE monthly cost of assisted living for a one person bedroom in that city.
Pic by 117Avenue / CC BY-SA 3.0
Facts about Fort Saskatchewan
Fort Saskatchewan is also known as: Fort Saskatchewan, and Canada.
And some of the notable people born here have been: Evangeline Lilly (actor and spokesperson), Ray Whitney (ice hockey player and athlete), Joffrey Lupul (ice hockey player and athlete), and Mike Commodore (ice hockey player).
Fort Saskatchewan is represented by MLA Gale Katchur, MP Tim Uppal, Governing body Kelly Kloss, and Mayor Jacquie Fenske.
Fort Saskatchewan is a city in Alberta, Canada, located 25 kilometres (16 mi) northeast of Edmonton, Alberta's capital city, along the North Saskatchewan River. Fort Saskatchewan is part of the Edmonton census metropolitan area and is one of 24 municipalities that comprise the Capital Region Board (CRB). The city's population in its 2015 municipal census was 24,040.Fort Saskatchewan is bordered by Strathcona County to the south and east, Sturgeon County to the north and west, and the City of Edmonton to the southwest. Sturgeon County and Edmonton are both located across the North Saskatchewan River.The city is most well known for its proximity to petrochemical facilities, including Dow Chemical, Sherritt International, Agrium and Shell Canada. It is also known for its flock of 50 sheep that roam its downtown park throughout the summer months eating the grass. The city mascot is a sheep named Auggie.
Population shifts in Fort Saskatchewan
Average temperatures in Fort SaskatchewanLine in orange is average highs...line in blue is average lows.
Average rainfall in Fort Saskatchewan


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Browse cities
Try single words like "clothes" or "furniture". Too many words will not return any results.
Showing 6 of 6 sales. Zoom out to view more.
Forest Avenue & North Blaney Avenue, Cupertino, CA 95014
ESTATE SALE CUPERTINO 12/8 SUN 9am-4pm HUGE SUNDAY SALE DAY 50% OFF
Ok this is a Huge Sale in a 5 bedroom house STUFFED with great things. Come do your Holiday shopping here many item's are new...
Sale date: Sunday, December 8, 2019Post date: Wednesday, December 4, 2019
▻ Details ♥
1554 Larkspur Dr, San Jose, CA 95125
Mid-century furnishings:
Plycraft chair and ottoman
Folke Olson recliner and ottoman
Tabriz wool rug 15 x 11 ft ($9,000 new)
Chinese wool rug
Vintage clothing
Kitchen full!
Sterling flatware...
Sale dates: Saturday, December 7, 2019 - Sunday, December 8, 2019Post date: Thursday, December 5, 2019
Contra Costa Blvd, Pleasant Hill, CA 94523
600+ books for sale. Excellent condition all types.
Looking to sale as a lot.
Price is fair and reasonable offer may be considered
$850. A great price even for a resaler.
Dec 2nd to Dec 20.
Sale dates: Monday, December 2, 2019 - Monday, December 9, 2019Post date: Sunday, December 1, 2019
1211 Eden Ave, San Jose, CA 95117
Don't let the rain keep you from coming out, this sale is well worth the effort! This is a fun and interesting estate with lots of wonderful and useful items. Photos are only a snap shot of what...
Sale dates: Friday, December 6, 2019 - Sunday, December 8, 2019Post date: Thursday, December 5, 2019
6118 1st St, Elmira, CA 95625
ESTATE SALE! RAIN OR SHINE! Everything Must Go!! You have the home full of items to view and the huge garage/workshop to view tools and miscellaneous. Furniture, clothing, duck decoy's, Christmas...
Sale dates: Saturday, December 7, 2019 - Sunday, December 8, 2019Post date: Friday, December 6, 2019
113 Breakwater Way, Vacaville, CA 95688
Something for everyone.
Sale date: Sunday, December 8, 2019Post date: Friday, December 6, 2019
Find more great estate sales around Oakland on EstateSales.org.
View all cities in California.


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NJ Infant/Toddler Credential Renewal
NJ Infant/Toddler Credential renewal requires the completion of the Renewal Application: ITC_Renewal_Application_12-2017
Return your completed application via email to firstname.lastname@example.com.
Your renewal application will be reviewed and a response will be sent to you within 30 days.
If you have any questions or concerns, please feel free to reach us at firstname.lastname@example.com.
Thank you in advance for your continued partnership in providing quality child care to infants and toddlers, our most vulnerable population.
Cynthia Soete, President
REPRISE: Babies' Mental Health Matters
As professionals working with very young children, you know first-hand that mental health is not something that pertains only to adults or older children. ZERO TO THREE's 2015 Huffington Post blog focused on how parents, caregivers, and professionals can promote a baby's mental health. The blog post is the first in a three-part series exploring the mental health needs of very young children. Stay tuned for future posts on strategies to prevent mental health problems in young children, and effective treatment for those with diagnosed mental health disorders.
- Start a conversation about infant and early childhood mental health. Encourage your colleagues to read Babies' Mental Health Matters. Be sure to share your perspective as an infant-toddler professional. How do you promote mental health with young children as part of your work? To provide more information about infant and early childhood mental health, share this link: bit.ly/ZTTIMH .
- Share Babies' Mental Health Matters on social media. Use the sample posts below to spread the word! Twitter: #DidYouKnow that babies have mental health? Learn more from @ZEROTOTHREE's latest @HuffPostParents blog: http://huff.to/1e3Ttjk Facebook: Babies' Mental Health Matters! Learn more from ZERO TO THREE's recent Huffington Post blog – the first in a three-part series exploring the mental health needs of very young children. http://www.huffingtonpost.com/matthew-melmed/babies-mental-health-matters_b_7213290.html
OP-ED: Ignoring rising child care costs puts infants at risk
Published in The Star-Ledger on Monday, November 6, 2017
Though New Jersey's child care system faces many challenges, the most urgent is the inadequacy of the state child care subsidy. Each year, the state provides financial assistance in the form of subsidies to help pay for child care for approximately 80,000 children from low-income families, enabling parents to participate in the workforce.
The Legislature has not increased the subsidy for infant care since 2008, as we have reminded them repeatedly in letters, policy papers and testimony. Today's infant care subsidy is the same $32.12 a day established nearly a decade ago. But now, that barely covers the costs of keeping the doors open, like staffing, supplies, rent and utilities. And it leaves nothing to cover repairs, let alone invest in quality improvements like facilities upgrades, staff training and professional development or parent engagement initiatives. In fact, New Jersey's infant care reimbursement is an alarming 40 percent below national standards for quality care.
With that $32.12 stretched thinner and thinner by rising costs, the shortfall has compromised staffing and training, driven up turnover, and begun to undermine providers' ability to meet critical safety and care standards. A review of recent child care center violations revealed numerous basic safety concerns, like leaving babies unattended or in cribs in unsafe conditions. A shocking 34 percent of centers were cited for not having staff Child Abuse Record Information (CARI) background checks on file, which is required by the State of New Jersey.
Providers understand the stakes and they've demonstrated amazing creativity and tenacity to continue serving New Jersey's working families. They've leaned on each other and shared resources and ideas. They've built partnerships with community-based organizations and, so far, they – and we – have been lucky.
But eventually, something has to give. And though the reimbursement shortfall affects all children, providers understand that the risks are greater for babies who require more intensive attention and care. Better than most, providers understand that it is now just a question of when our luck will run out. That's why child care providers are working with us to sound the alarm.
Leadership from Trenton on this important issue is long overdue and the silence has been deafening. Increasing the infant care reimbursement rate must be an urgent priority for the Legislature and New Jersey's incoming governor. Just one incident resulting in serious harm to a baby would certainly result in a crisis of confidence in our state's entire child care system. With more than 400,000 children in New Jersey child care centers, the impact on working families and their employers would be alarming.
For a small fraction of the funding earmarked for the State Capitol renovation project, the Legislature could increase the infant care reimbursement rate to a point that would allow providers to meet basic staffing and training standards. That's not enough to ensure quality care, but it would reduce the likelihood of an avoidable tragedy. And it would serve as an important down payment on quality child care that keeps working parents on the job, keeps kids safe and prepares them for success in school.
Ignoring a problem and hoping for the best is no way to make public policy. Ten years has been more than long enough to wait for action on this life-and-death priority.
Jennifer Santana, President, Coalition of Infant/Toddler Educators
Cecilia Zalkind, President and CEO, Advocates for Children of New Jersey


text: DavidFilm 27 Posted October 23, 2018 (edited) What you are about to read here is true. Some facts you read below may cause you to go into denial. Parts of what are covered, I have known for twenty years, and at first, I did not believe it. To me, it was so far fetched, I could not wrap my brain around it. But believe me, it is absolutely true. The Ark of The Covenant Centuries ago, God raised up a man to lead the children of Israel out of Egyptian bondage. His name was Moses. During their time in the wilderness, God told them to build a Tabernacle. One of the things in it was to be an Ark of the Covenant, where God was to reside. In time, when they lived in Israel, King Solomon built a Temple, and this Ark of the Covenant was placed in the "Holy of Holies". Why am I saying all this? Every year, on "The Day of Atonement", the High Priest was to sacrifice a lamb, and sprinkle blood at the east end of the "Mercy Seat" of the Ark. This was to be a reminder each year of an "atonement" for the sins of the people. But it was not to take away their sins, but to "cover" them until the next year when he would do it again. Anyway, this was a "picture" of a day which would eventually come when their Messiah would be sacrificed to shed His blood once and for all to "take away" the sins of the world. That day (sometime in the future), His blood would be sprinkled on the west end of this Ark. The people of Israel knew (to an extent) about this through prophecies, etc., but did not know a lot of the details of how or when all this would happen. In 586 BC, a king Nebuchadnezzar, (king of Babylon) conquered Jerusalem, and wanted this Ark of the Covenant, partly because it was made of solid gold. He knew where it was in the Temple, but when he went to take it, it was gone. King Solomon designed an ingenius apparatus to get it out of the Temple in the event some army - some day - might invade Jerusalem. And sure enough that was exactly what happened. So in 586 BC, the Ark was taken through a secret subterranian tunnel, and stored in a secret chamber. For over 500 years, generations went by, and for all intents and purposes, the Ark had simply disappeared. History has a way of burying the past. In fact, generations have a way of "disappearing" in Israel, because they would "bury" their past with a new city on top of the old. Only escavations would reveal the past. The Christian world understands that the yearly "day of atonement" in Israel history was a "Type" of what was to come. Their Messiah would someday come and would shed His blood once-and-for-all for the sins of mankind, but they didn't know the details of how it would happen. When Jesus came on the scene, the Jews recognized Him as a Prophet, but not their Messiah. They were looking for a King Who would setup His Kingdom, and put an end to their suppression and bondage. But God had a bigger plan. When He was tried by Pilate and Herod (the political leaders of their day), He was despised and rejected by the religious leaders. They wanted Him crucified. So He was crucified at a place called "Mount Calvary". It was a place where people were often crucified. But it was the farthest thing from anyone's mind that over 500 years before, the Ark of the Covenant was in a subterranean tunnel 20 feet underground - EXACTLY under the Cross that Jesus was crucified on! Not only that, but also: 1-The moment Jesus died, there was an earthquake directly under the Cross. (Mt. 27:54) 2-The soldier pierced His side, and blood gushed out. (Jn. 19:34) 3-The blood ran down the Cross, into the earthquake crevasse and 20 feet into the ground 4-The earthquake moved the cover of the Ark, so that blood would be dripped onto the WEST end of it! 5-The moment finally came when the Messiah finally satisfied the moment when His blood was the atonement for the sins of mankind. How do we know all this? 1-An amateur geologist did escavations under the very location where Jesus was crucified. 2-He actually found the Ark of The Covenant 20 feet below. 3-He took samples of blood stains he found there to get analyzed at a lab in Israel. 4-They discovered under a microscope that the blood cells were STILL ALIVE. 5-He had them check the blood chromosome count. It contained 24 chromosomes - 23 from the mother, and one "y" chromosome from the Father! This happened in 1999, and can be verified. This is at: Alturl.com/vrsn7 Email: email@example.com Edited October 25, 2018 by DavidFilm typo 1 Share this post Link to post Share on other sites


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Online advertising and marketing refers back to the advertising and promotion of your services or products over the web. Digital marketing activities are search engine optimization (web optimization), search engine advertising and marketing (SEM), content material marketing, influencer advertising , content material automation, marketing campaign marketing, and e-commerce marketing, social media advertising and marketing , social media optimization, e-mail direct advertising and marketing, show promoting, e-books, optical disks and games, and every other type of digital media.
Franchise Marketing Group, a division of Turn The Page, helps franchise organizations navigate the complex world of on-line marketing. We've seen what highly effective, multi-faceted advertising and marketing methods have achieved for others and we all know what they can do for you. If we cannot enable you to meet your goals, if our on-line marketing services will not be right for you, we'll inform you. Hence, 95{f565e23ccdac296a2373a6bface2d6d1b21c89f7e32af41ba30a9d07717d3fc5} of the people did not begin any online advertising actions, even after spending a lot money on educating themselves on the topic.
They purchase more and more programs on learn how to do advertising on-line, since they are so out there on the web market at the moment. Effective on-line marketing programs leverage consumer knowledge and buyer relationship management (CRM) methods. Changing at a powerful velocity, Digital advertising continually evolving applied sciences, and the way people using them, is remodeling not just how you access your data however how you interact and talk with your friends on a worldwide scale. They are at all times available to jump in and resolve any difficulty that will arise with our online marketing.
When you rent TTP for white label services, our staff is yours and we'll bring our intensive data and experience in online marketing to the desk. Co-located with Smart Travel Analytics & RM EyeforTravel's Online Marketing Strategies for Travel Europe 2015 will deliver together a number of the greatest brands in the business to debate how you can innovate your advertising strategies to overcome digital disruption.
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Musicians looking and available - North Lanarkshire
Singer wanted (male or female) for a rock/grunge band
We're a full band, two guitarests, bassist, and drummer all have studied music, we're aged from 17-19 and would like someone that age. My phone number is 07435 5... more >>
Age: 16-24
Standard: Advanced
User: Callum McWilliams
Posted: 07-Jul-19
Area: Glasgow
Rock singer needed urgently
Singer Wanted We are looking to complete our Guns N Roses / Slash / ACDC tribute covers band. I'll start by saying we are really friendly guys with a passion for wha... more >>
Age: 25-34
Standard: Advanced
User: Jimmyful
Posted: 17-Sep-18
Area: Glasgow
4 past midnight urgently require a experienced drummer punk
We are a long running Punk Band from Glasgow We urgently required an Experienced Drummer, Must be versatile.. Being able to play a fast 2 beat is Essential. (there is a vi... more >>
Age: Various ages
Standard: Advanced
User: Peter4pm
Posted: 27-Nov-17
Area: Glasgow
Glasgow music competition - open mic uk
GLASGOW OPEN MIC UK MUSIC COMPETITION 2017 AUDITION DATES RELEASED Music competition auditions dates for Bournemouth Open Mic UK Music Competition 2017 have been announced!... more >>
Standard: Beginner
User: Future Music
Posted: 28-Jun-17
Area: Glasgow
Keyboard/organ player for blues/rock project
Looking for keyboard player for recording project of blues/rock/folk influenced songs which i have written and recorded,I have basic 12 track facility at home with proper s... more >>
Age: Various ages
Standard: Intermediate
User: jjmcnicol@blueyond...
Posted: 25-Apr-17
Area: North Lanarkshire
Members for noisy lo-fi grungy indie sur
Hey, I'm an 18 year old guitarist in Glasgow looking to form a band. Looking for a singer, bassist and drummer to form a band, ideally between 16-20 years old. Bands I... more >>
Age: 16-24
Standard: Intermediate
User: EricD43
Posted: 27-Oct-16
Area: Glasgow
Drummer needed for band
Hello, I am starting up a new band which will make it's own music and have it's own unique sound. We are looking for a drummer that has his/her own kit and is ... more >>
Age: 16-24
Standard: Intermediate
User: Ciege97
Posted: 27-Jul-16
Area: Airdrie
Singer wanted for rock band!
We are a glaswegian band made of three members at the moment: a guitarist, bassist and drummer. We are 19-20 years old and currently jamming and playing music together for ... more >>
Age: 16-24
Standard: Intermediate
User: ross95
Posted: 27-May-16
Area: Glasgow
all-girl teenage punk rock band members!
Members needed for all-girl teenage punk band, ages from 14-16. Influences- Hole, The Sex Pistols, Buzzcocks, The Damned, Xray Spex, Joan Jett, Bikini Kill, The Cure etc..
Age: 16-24
Standard: Intermediate
User: holly_11
Posted: 07-Feb-16
Area: Glasgow
Keyboardist wanted for band
Need a keyboard player who can play piano and keyboard relatively well. Preferably a player who is interested in playing funk/soul/pop music.
Age: 16-24
Standard: Intermediate
User: CalumW
Posted: 04-Jan-15
Area: Glasgow
Drummer available for metal or pop punk
I am 17 I play drums I sing back up vocals if needed and I am looking for a band who play either metal or pop punk and who are serious about music but will have fun too.
Age: 16-24
Standard: Intermediate
User: Aimee_drummer
Posted: 24-Nov-14
Area: Glasgow
Guitar Duo
Looking for an experienced guitarist to start up an instrumental guitar duo for late afternoon events such as wedding receptions, corporate events etc... Style: Jazz an... more >>
Age: 35-44
Standard: Advanced
User: mirage
Posted: 06-Nov-14
Area: Coatbridge


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Vanilla Peach Overnight Oats
Overnight oats are one of the simplest make-ahead breakfasts. No cooking is required and you can make one serving, or several, in about the same amount of time. So, why not prep a few jars at once and have breakfast in the bag for the whole week?
For this sweet and simple Vanilla Peach Overnight Oats recipe, simply fill a pint-sized Mason jar (or small bowl) with old-fashioned rolled oats, Vanilla Shakeology, water, a touch of vanilla extract for even more vanilla flavor, and slices of fresh (or frozen) peach. Seal the jar and place it in the fridge overnight. In the morning, the oats will be soft and ready to eat. We like our overnight oats straight out of the fridge, but they can also be heated in a microwave.
This recipe uses old-fashioned rolled oats because they keep their shape nicely and get soft but not mushy. They also give this breakfast a hefty serving of fiber, which keeps your digestive tract in business and helps you feel fuller longer.
You can vary the flavor by using different fruits and flavors of Shakeology, or by adding spices like cinnamon and ginger. Swap out the vanilla extract for other natural extracts like coconut or almond.
Want to make your morning a little more decadent? Add a couple of teaspoons of peanut butter or almond butter!
With 23 grams of protein, these overnight oats are also smart snack before or after a workout.
- ½ cup dry old fashioned rolled oats
- 1 scoop Vanilla Shakeology
- ⅔ cup water
- ½ tsp. pure vanilla extract
- 1 medium peach, chopped
Here are your instructions:
Combine oats and Shakeology in a medium bowl; mix well.
Add water and extract; mix well. Soak, covered, in the refrigerator overnight.
In the morning, top with peach; serve immediately.
Recipe Notes
Tip: This delicious breakfast can also be made in a one-pint Mason jar.
Nutritional Information (per serving):
Calories: 348
Total Fat: 5 g
Saturated Fat: 0 g
Cholesterol: 5 mg
Sodium: 207 mg
Carbohydrates: 56 g
Fiber: 9 g
Sugars: 20 g
Protein: 23 g
Please note, some of the links in this post may be affiliate links. If you click through and make a purchase, I may receive a small commission (at no additional cost to you). I only recommend products that I use and have found helpful!


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Job Seekers, Welcome to MJSA Job Board
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If you are not receiving calls on your resume, you are trying to make a career change, or you want to ensure you have an edge in the job market, then contact us today for your resume rewrite and/or resume critique. Let our certified, experienced writers do the work for you.
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A resume is more than just words on paper. In fact, your resume is the single most important tool that you, as a jobseeker, can possess. The quality of your resume presentation will cause a potential employer to decide, in a matter of seconds, whether they will be calling you for an interview or filing you away forever.
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Program Notes for Elsa's Procession To The Cathedral
Composer: Richard Wagner
Arranger: Lucien Cailliet
One of the most well-known musical compositions in the world is the famous wedding march, the one to which schoolchildren everywhere sing "Here comes the Bride."
This wedding march was written by Richard Wagner for his opera "Lohengrin." During the opera, the lady getting married is Elsa.
Strangely enough, she's marrying a knight who rides a swan, and she doesn't even know his name.
We will play for you now the tune Wagner wrote to depict the regal procession leading up to her marriage.
The tune begins with a lovely pastoral theme and develops through the entire procession, coming to a majestic climax with Elsa's arrival at the cathedral.
Ladies and Gentlemen, we play for you now Lucien Cailliet's transcription of Richard Wagner's Elsa's Procession To The Cathedral.


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1-Minute Consult
Hypertension in older adults: What is the target blood pressure?
Goal: systolic pressure below 130 mm Hg if the patient can take multiple medications and be followed closely.
Rebecca Blonsky, MD
Nephrologist, Marshfield Clinic, Marshfield, WI
Marc Pohl, MD
Consultant Staff, Department of Nephrology and Hypertension, Glickman Urological Institute, Cleveland Clinic
Joseph V. Nally, Jr, MD
Consultant Staff, Department of Nephrology and Hypertension, Glickman Urological Institute and Education Institute, Cleveland Clinic; Clinical Professor, Cleveland Clinic Lerner College of Medicine of Case Western Reserve University, Cleveland, OH
George Thomas, MD
Director, Center for Blood Pressure Disorders, Department of Nephrology and Hypertension, Glickman Urological Institute, Cleveland Clinic; Assistant Professor, Cleveland Clinic Lerner College of Medicine of Case Western Reserve University, Cleveland, OH; Site Principal Investigator, Systolic Blood Pressure Intervention Trial (SPRINT)
Address: George Thomas, MD, Glickman Urological and Kidney Institute, Q7, Cleveland Clinic, 9500 Euclid Avenue, Cleveland, OH 44195; firstname.lastname@example.com
Dr. Nally has disclosed membership on advisory committees or review panels and ownership interest in MediBeacon.
In 2017, the American College of Cardiology (ACC), American Heart Association (AHA), and 9 other professional associations published a new guideline on high blood pressure in adults.1 Their document addresses a range of topics relevant to preventing, diagnosing, and managing hypertension. It incorporates evidence from randomized controlled trials, including the Systolic Blood Pressure Intervention Trial (SPRINT),2 systematic reviews, and expert opinion.
The new guidelines contain many noteworthy changes, some of which are generating intense debate and discussion. Here, we provide our opinions to help practicing clinicians broaden their perspective and make informed decisions about management.
The Joint National Committee on Prevention, Detection, Evaluation, and Treatment of High Blood Pressure (JNC), organized by the National Heart, Lung, and Blood Institute, began issuing hypertension guidelines in 1977. Based on observational and clinical trial data, succeeding JNC reports recommended ever-lower blood pressure goals, with emphasis shifting to treatment of systolic hypertension.
The last official JNC report—JNC 7—was published in 2003.3 In 2013, the Institute transferred the responsibility for cardiovascular prevention guidelines to the ACC and AHA.4
A report from the panel members appointed to JNC 8 was published independently in 2014.5 It focused on a few key questions and used evidence limited to randomized controlled trials. In this report, the panel relaxed the goals for many subgroups, leading to criticism from many professional societies and from some members of the panel writing group.6
The new ACC/AHA guidelines contain a number of changes from previous documents that have been the topic of debate.
Strong recommendation, based on moderate-quality evidence.
Our opinion. While this new classification is intended to promote closer monitoring and earlier intervention to lower cardiovascular event rates, creating a new level of disease may lead to more pharmacologic treatment for those with lower risk, without emphasis on lifestyle modifications.
Strong recommendation, based on expert opinion, for accurate measurement of blood pressure in the office, high-quality evidence from systematic review for out-of-office measurement.
Appropriate management of hypertension entails accurate blood pressure measurement. While office-based measurement remains the most commonly used method, this "snapshot" may not reflect a patient's true baseline blood pressure.
Out-of-office measurements. Based on the results of a systematic review commissioned by the guideline committee, out-of-office measurements are now recommended to confirm the diagnosis of hypertension and to assess response to therapy.
Ambulatory blood pressure monitoring should be strongly considered as the preferred method for out-of-office monitoring; home blood pressure monitoring can be done if ambulatory monitoring is not feasible. Ambulatory monitoring provides additional information on nighttime blood pressure, including the dipping status (normal defined as a nighttime blood pressure decrease of 10% to 20%). Ambulatory monitoring predicts long-term cardiovascular outcomes independent of office blood pressure, and elevated nighttime pressure and non-dipping have been shown to be independently associated with increased cardiovascular mortality rates.8,9 Unfortunately, despite evidence supporting its use, ambulatory blood pressure monitoring is not widely available for a variety of reasons, including high cost (roughly $2,000–$4,000) and minimal reimbursement.
Out-of-office measurements can also detect white coat hypertension and masked hypertension. White coat hypertension is defined as blood pressure that is elevated in the office but normal in an out-of-office setting, and masked hypertension is blood pressure that is normal in the office and elevated in an out-of-office setting. Currently, pharmacologic therapy is not recommended to treat white coat hypertension, and treatment for masked hypertension should be the same as for sustained hypertension.
While the guidelines do not comment specifically on manual office measurement vs automated office measurements using devices that take multiple measurements with the patient alone in the room to reduce the white coat effect, they acknowledge "increasing evidence" favoring the use of automated office measurement.
Proper technique for measuring blood pressure is appropriately emphasized; correct patient positioning, allowing a period of rest, and using the appropriate cuff size are all important. Unfortunately, many busy clinical practices may not follow correct technique when measuring blood pressure in the office, leading to misdiagnosis and unnecessary pharmacologic therapy that may result in adverse events.
Of note, the SPRINT trial, which informed many of the new guideline recommendations, followed a strict protocol of blood pressure measurement with an automated device, checking sitting blood pressure 3 times at 1-minute intervals, with the patient alone in the room and without an observer present at many of the sites.10
Most guidelines11,12 agree on an average of at least 135/85 mm Hg as the threshold for diagnosing hypertension by home monitoring, or an average daytime pressure of at least 135/85 mm Hg by ambulatory monitoring, corresponding with office-based blood pressure of 140/90 mm Hg. However, the new guidelines recommend a lower threshold of 130/80 mm Hg for both home monitoring and average daytime ambulatory monitoring, corresponding with an office blood pressure of 130/80 mm Hg. They do not specify whether the office-based measurement is manual or automated.
Our opinion. Since office-based measurement will likely remain the principal method for managing hypertension due to constraints with ambulatory or home monitoring, the use of automated devices for office measurement should be strongly considered. Studies have shown that, compared with routine office measurements, automated measurements more closely approximate those obtained by ambulatory and home blood pressure monitoring.13
Goal: systolic pressure below 130 mm Hg if the patient can take multiple medications and be followed closely.
The new report is more evidence-based and focused, outlining a strategy that is simpler and, in some instances, less aggressive.
Eating right lowers blood pressure by about as much as any single antihypertensive drug—but will patients do it?


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Day Two
What's up guys!? Today we woke up early and then we had breakfast! We took an Uber to Studio B. It's a very old studio! Even Elvis Presley and Dolly Parton recorded songs there. They showed us the style of music that was recorded there. Then they showed us the recording studio. That place was super cool! Next, we had some time to kill so we went back to the Country Hall of Fame and went to the gift shop. I got a cowbell!! Then we walked in Downtown Nashville and went into a big candy store that was filled with caramel apples, homemade ice cream, different kinds of chocolate, and so much more! I decided to get the peanut butter ice cream. It was so creamy and yummy! We walked around and looked at a bunch of different shops. Later on we went to The Old Spaghetti Factory for lunch. I got the kids fettuccine Alfredo, but I didn't finish it. After lunch we walked around some more and then we walked across the bridge to go to the The Tennessee Titans Nissan Stadium. We hung around the stadium and then we went into the team store until it was time for our tour. The tour lasted about an hour, but the lady that gave us the tour was very kind and we even got to go inside the locker room and see Marcus Mariota's locker. It was so cool! Then, we walked to the Wild Horse Saloon. There was a live band called Two Way Crossing. We got to meet our pen pals and line dance with them. My pen pals name was Faith. She is very nice and she enjoys riding horses. At about 8 o'clock we left and went back to the hotel. That was the end of Wednesday.
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About Me
Hi, My name is Halea! I like to make and edit videos, and spend time with my family and friends.


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The First United Methodist Church of West Dundee is a Reconciling Congregation committed to ministering with and embracing all of God's children as persons of sacred worth regardless of age, race, gender, ethnicity, national origin, socioeconomic status, sexual orientation, gender identity, ability, or any other status. We seek to live out our call for displaying God's radical, transformative, and all-inclusive love! It is in the name of Jesus Christ, the incarnation of this very love, that we proudly proclaim: ALL are welcome!
You can visit First UMC's website here.


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International Students
Apply to the University of Kansas
Apply to KU through the Office of International Recruitment and Undergraduate Admissions. Gaining admission to the University of Kansas requires the submission of official academic records from all previously attended secondary and post-secondary institutions.
For scholarship consideration, we encourage you to apply to KU by Feb. 1 prior to the fall/summer semester or Nov. 1 prior to the spring semester you plan to start at KU.
Indicate a Business major on your KU application
Undergraduate business majors
Indicating a business major on your application to KU does not guarantee you entry to the KU School of Business.
Apply to the School of Business
Incoming international freshmen who meet the following requirements will be admitted directly to the School of Business:
- ACT composite: 25+ (SAT equivalent: 1200+ critical reading and math)
- 3.25+ high school GPA
- English-language proficiency (see below)
What if I don't meet the eligibility requirements for direct admission?
International students who indicate a business major on their application to KU but do not meet the requirements for direct admission to the School of Business will be given a pre-business interest code as a College of Liberal Arts & Sciences student. These students will then be eligible to apply for the School of Business once the minimum requirements for competitive admission have been met.
International students are eligible to apply to the School of Business during the semester they will complete the minimum requirements (see below).
No TOEFL requirement for undergraduate admission
Starting with the Spring 2019 semester there is no TOEFL requirement for undergraduate admission to the School of Business.
The application deadline for fall admission is Feb. 15 and for spring admission is Sept. 15.
Apply to the KU School of Business online.
Minimum competitive application requirements
Students who meet the following requirements will be admitted to the School of Business:
- Junior standing (60 credit hours)
- Completion of six pre-admission foundation courses (must be taken for a grade)
- ACCT 200 – Financial Accounting 1
- ACCT 201 – Managerial Accounting 1
- DSCI 202 – Statistics
- IST 202 – Introduction to Information Systems
- ECON 142 – Principles of Microeconomics
- ECON 144 – Principles of Macroeconomics
Because admission is competitive, students who meet the minimum admission standards may not be admitted.
Guaranteed admission to the School of Business is possible when achievement of a grade-point average of 3.0 in all professional course work (business and economics) has been met at the time of application (in addition to the minimum requirements listed above).
Students who earn less than a 3.0 but greater than a 2.5 GPA in their overall, overall KU, professional, and KU professional coursework may apply for and will be considered for competitive admission. However, admission is competitive and subject to the School's capacity to deliver programs and courses and therefore not guaranteed for such applicants.
In the instance that one or more of the admission requirements are not met before the School of Business application deadline, that student will be considered a pre-business student in the College of Liberal Arts and Sciences until they meet the minimum requirements to apply.
Apply to undergraduate academic programs
Students entering the school through competitive admission are eligible to apply for special undergraduate academic programs:
Get connected
- Join a student club or organization.
- Study abroad with the Global Business Studies.
- Discover internship or placement opportunities with Business Career Services (BCS).


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I am a doctoral candidate in Cognitive Semiotics at Lund University. In Greece, as in other countries of the world, street art, graffiti, and urban art as expressive and worldwide phenomena are often used as different types of urban creativity. Here, street art is understood as a visually perceived unsanctioned cross-cultural medium addressing socio-political issues (but not limited too) and has been chosen due to its all-embracing nature. It typically combines two universal and interacting semiotic systems – language and depiction, and is thus a form of Polysemiotic Communication (PC). Semiotic systems are signs with system-specific properties, and interrelations, in which metaphors and other rhetorical figures can be expressed Above all, I am interested in visual rhetoric and metaphor creativity, pictorial narrativity, urban creativity, and urban ethnography.
Forskningsportalen (Lunds universitet)
Övriga uppdrag och meriter
Spring 2018 - present: PhD student representative at Supervisory Board for Cognitive Semiotics
Associate Editor: Public Journal of Semiotics (PJOS), Lund University, Sweden


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Strathmore 300 Series Watercolor Pads feature an economical, heavy-weight, acid-free paper with a rough, non-mechanical surface that adapts beautifully to a variety of watercolor techniques. Best suited for beginning watercolorists or for technique experimentation.
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An unusual case of a sheep-goat hybrid was reported by veterinarians in Botswana in 2000, called the "Toast of Botswana". The animal was born naturally from the mating of a female goat with a male sheep that were kept together.
The hybrid was intermediate between the two parent species in type. It had a coarse outer coat, a woolly inner coat, long goat-like legs and a heavy sheep-like body. Although infertile, the hybrid had a very active libido, mounting both ewes and does when they were not in heat. This earned the hybrid the name Bemya or rapist. He was castrated when he was 10 months old because he was becoming a nuisance.


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Cornish Game Hens from the Home Kitchen of Heather Lujan
"I've been making this recipe since the early '90s," says Heather Lujan, of Heather's Savory Pies and Tapas Bar in downtown Basalt. "It's what my grown kids still ask for whenever they come home now."
Lujan, who jokes that the well-splattered pages of her cookbooks are evidence of her life as a true self-taught chef, counts her Cornish hens as the dish that has unfailingly brought her family together for decades.
"When my kids were little, they loved it because they each got their own hen," she remembers. "And no utensils for this dish—just hands. It's about the joy of food, the joy of eating."
Lujan also periodically offers the dish as a special at Heather's. Call ahead at 970.927.0151.
Fruit-Stuffed Cornish Game Hens
6 Cornish hens
2 Oranges
1 cup unsalted butter
1/2 cup diced yellow onion
2 tart apples, unpeeled, diced
1 cup green grapes
1/4 cup minced fresh flat-leaf parsley
1/2 cup good-quality breadcrumbs
3/4 teaspoon dried thyme
Salt and freshly ground pepper
6 strips bacon, halved crosswise
1 cup dry sherry or Madeira
Watercress, for garnish
Rinse hens and pat dry. Grate oranges and reserve zest. Cut oranges into halves and rub inside and outside of hens. Melt half the butter in a skillet and cook onions. Combine apples, grapes, parsley, breadcrumbs, zest, 1/2 teaspoon thyme; pour butter and onions over. Season with salt and pepper, toss to combine, and stuff hens. Truss or skewer hens shut. Place in a shallow roasting pan and season with remaining spices. Arrange two pieces of bacon on the breast of each hen. Dot with remaining butter, pour wine into pan, and roast at 350 degrees on center rack for one hour, basting every 15 minutes.