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Saturday, June 22, 2013
Still the way I see it is that the Devil is alive and well in some churches too..
(Gal 6:1 KJV) Brethren, if a man be overtaken in a fault, ye which are spiritual, restore such an one in the spirit of meekness; considering thyself, lest thou also be tempted.
(Prov 9:8 KJV) Reprove not a scorner, lest he hate thee: rebuke a wise man, and he will love thee.
(Prov 13:1 KJV) A wise son heareth his father's instruction: but a scorner heareth not rebuke.
(Prov 24:25 KJV) But to them that rebuke him shall be delight, and a good blessing shall come upon them.
(Prov 27:5 KJV) Open rebuke is better than secret love.
(Eccl 7:5 KJV) It is better to hear the rebuke of the wise, than for a man to hear the song of fools.
(Gal 6:2 KJV) Bear ye one another's burdens, and so fulfil the law of Christ.
(Gal 6:3 KJV) For if a man think himself to be something, when he is nothing, he deceiveth himself.
(Gal 6:4 KJV) But let every man prove his own work, and then shall he have rejoicing in himself alone, and not in another.
(Gal 6:5 KJV) For every man shall bear his own burden.Your judgmental attitude shows you have a long way to go before you even see heaven
(Gal 5:19 KJV) Now the works of the flesh are manifest, which are these; Adultery, fornication, uncleanness, lasciviousness, 20 Idolatry, witchcraft, hatred, variance, emulations, wrath, strife, seditions, heresies, 21 Envyings, murders, drunkenness, revellings, and such like: of the which I tell you before, as I have also told you in time past, that they which do such things shall not inherit the kingdom of God.
22 But the fruit of the Spirit is love, joy, peace, longsuffering, gentleness, goodness, faith, 23 Meekness, temperance: against such there is no law.
24 And they that are Christ's have crucified the flesh with the affections and lusts.
25 If we live in the Spirit, let us also walk in the Spirit.
I heard firsthand one teenager saying to another teenager , "I cannot trust you, you lie to me all the time" and this next had made me reflect upon the reality that the average person lies 3 times in every ten minutes of conversation, and it also reminded me with my past years of undeniable abusers I often encounter who had lied to me all the time, by not admitting the truth first that there was a problem, nor next honestly admitting the cause of the problem...
Now it was interesting I had met this really crooked head elder and head deacon in a Baptist church, not just in the Pentecostal churches, where there too their elders and deacons, tend to be pretentious ones ( for when was the last time you saw an elder giving food, money to the poor persons in the church as was done in the book of Acts?) .. even such as the one who was an elder and owned a bar that served alcohol of all things, and who borrowed money from others in the church for his business and then refused to pay it back too, he also next ran to be a local politicians but lost now.. .. and told me if I come to his church he would call the police against me, but the same bad church I next rather had helped to close down permanently , for I had the federal government remove their tax exempt license after I had exposed in writing to news editors, elected officials too their much too many unacceptable abuses, money thefts, slanders, etc.,
Now a Baptist pastor had cheated, for he had short circuited the elders, deacons church selection process, he had the nominating committee first, before any selection submit the names to him for his prior approval of their supposedly spiritual qualifications and he thus by these means had elected his bad friends.. one Sunday evening as I was leaving the church and shaking hands with the pastor, he unexpectedly said to me " this is my church and if you do not like it get out".. shocked and surprised I said to the pastor if I have offended you let me meet you now this week Tuesday night and you can bring any two witnesses you want as well and we can discuss the matter. So he agreed and I knew that he would bring the head elder and the head deacons.. as I walked into the pastor's office on Tuesday day night, the founding church pastor said immediately to me wipe the smirk of your face.. so I immediately said.. hey pastor let us also now make this quick, "Did you or did you not say to me this is my church and if you do not like it get out?" And you should have seen the shock on the deacon and elder's faces.
The pastor seeing this too next said you cannot hear any charges from this man for I am a senior and if you listen to him I will resign. I said "Pastor if you want to resign, do so, but cut of the emotional black main and answer the question".. he resigned instead, and became a life insurance salesman rather next..
But now I still had a problem with the crooked head elder so I tried to first talk to him about his immoral acts and lack of spirituality, he admitted to me that he had no time to read the Bible even.. but it was useless to talk to him for he laughed me off. So next the elder came to see me and said "you know when you told everyone about my lack of spirituality it did not bother me, it was your word against mine, but when you next had put it in writing to all to see it hurt".. and I said back to him.. "is that what it takes to cause you to rightfully repent?" seems people tend to believe the truth only if it is in wring these days.. and ever since that day I have also next been posting unacceptable, unrepented of sins of many, many a bad pastors and elder on the net but few of them next repented, less than 5 percent next, some of them even moved rather out of town instead.. and many were rightfully fired next.
Not surprisingly many prideful people try to take the place of God in my life too, AND these imposters claim even that they have been chosen, designated by God to command over me, THAT I am required into forced submission to their whims, desires , commands and teachings. But funny God now himself has not revealed those facts as well to me BUT only to them. I put my trust in God and not in mere man.. So your useless opinions of me do not even pay my Salary, God alone does that.. .You a control and all who would falsely try to dominate, control me, all claiming that God has appointed them to these roles.. they all can dream on. We all are to submit ourselves solely to God, to Jesus and the Holy Spirit.. who guides us, leads us into all truth. Jesus Christ is still the head of the Church, Churches! 1 Pe 1:5 who by God's power are protected through faith for a salvation ready to be revealed in the last time.
Now you are even cursed if you are under any human covering but God.. There are any number of untold horrors that lurk for those who step outside God's covering.. It is Jesus Christ that protects us. We are protected by the Holy Spirit through faith. There is no mention anywhere in scripture that submission to authority is required for spiritual protection. Demand for coverings are a spiritualized protection racket, an extortion scheme where some offer in return you their spiritual "protection" services.
Any submission is reciprocal, mutual, based on one's free will still.
Dictatorships anywhere are all still demonic. God's chosen leaders still cannot force any one into submission, for all submission is even mutual, voluntarily, willingly, unenforceable and all leaders are to be exemplary now firstly too and not rather HERE mere commanders or dictators I know that this forced submission emphasis, demands are a false attempts by these overly perverse, ambitious, crooked persons, bad pastors and bad religious persons now included too, for these persons and mere persons who do want now by such means to attempt to self prosper, to grow richer, to advance themselves over others still have no good concerns for me. They are slave drivers.
Slavery was abolished a long time ago too. Let me be very clear about that I am a slave to no man but to Jesus Christ himself, alone. I serve no man, especially any of the clearly foolish, perverted ones, and I take orders from no man, I do not have to do what they desire or try to command me to do at any time too. No matter if they still do wrongfully think otherwise too. I am still only God's slave and not any man's.
Bad pastors that I have too often encountered now main objective is to control, rule over even silence the flock through fear and intimidation. In this despotic, institutionalized church system where disloyalty to or disagreement with the pastor or leaders is viewed as the same as disobeying God. Questioning the pastor on doctrinal statements becomes equal to questioning God. After all, the Pastor is the authority, and authority is always right. These pastors even try to commit their objectors to mental institutions. Sadly in real life both God, Good and bad preachers coexist but presently the bad preachers seem to outnumber the good ones 2:1
God's ideal of a real Church now would be where everybody was just one big happy family of brothers and sisters behaving in love , decency, honesty too… but even many homes, families do not have this and why? The devil, sin and self centeredness, false pride run the homes and many churches, church pastors now too. Prideful, ambitious, control freak, pompous Satan and his earthly followers do hate the way God has redeemed us from the curse of the Law (Gal. 3:13; 5:18 ) and hate us being freed, free in Jesus Christ, our blood-bought freedom too.
Satan is really delighted now to see all the enslavements, abuse , chicanery and robbery going on in his rather den of thieves masquerading as a true church or a house of God! When you're about to be thrown out onto the street for lack of rent money, you just try to get one of those tithe-collecting tycoons to share with you the way the first century Christians did with those in need. Yeah, right, he'll "PRAY" for you, that is, if you can get past his entourage of ushers.
Matthew 7:15, 16 "Beware of false prophets, who come to you in sheep's clothing, but inwardly they are ravenous wolves. You will know them by their fruits
All of the Loyalty should be to Jesus Christ alone, the Word of God! There is no hierarchy in the body of Christ, where every one has their own function, the apostles, prophets, pastor have a function, even the deacon has a function, the elders as a whole has a function. One member in the body of Christ is not more important than another. They all have a function. Romans 12:3-6 says, " For as we have many members in one body, but all the members do not have the same function, so we, being many, are one body in Christ, and individually members of one another. Having then gifts differing according to grace that is given to us. Sadly the role of pastors and deacons in the churches today does not match the role of deacons set forth in the book of acts.
1John 4: BELOVED, believe not every spirit, but try the spirits whether they are of God: because many false prophets are gone out into the world.
Colossians 2:8 "Beware lest anyone cheat you through philosophy and empty deceit, according to the tradition of men, according to the basic principles of the world, and not according to Christ.
2 Timothy 4:3,4 " For the time will come when they will not endure sound doctrine, but according to their own desires, because they have itching ears, they will heap up for themselves teachers; and they will turn their ears away from the truth, and be turned aside to fables.
SATAN Wants You even today. The same very busy devil who haunts the Las Vegas casinos, Church Bingo Halls, Lottos, who often even in churches wears a nice suit and tie to look respectable enough to con you out of your money, with half truths too, and with the false promises of earthly wealth in exchange for "your sacrificial gift." Wonder how he got his suit too? He wants also you, he wants to net you, to fleece you, and for you be diverted, to miss the boat, he does not want you on the straight, narrow path that next also leads to Heaven, rather he wants you on the broad path that leads to hell. He clearly does not want you to live by faith in God to look after you, rather he wants you to do your own thing, for you to look after yourself. Don't trust God he says, trust in others, trust in the Apostate Church, and in the crooked preachers too, or trust yourself rather. Trust even the too often bad Preacher these days who first Wants His Cut. He the preacher now also does wants to know What's in it for him? Preachers seem these days to be always hollering about how everyone must submit to THEM, it is a one way enforced submission and not rather rightfully a voluntarily , reciprocal mutual one, and pay up, pay the tithe , or they'll roost in Hell for all eternity. The same too often false PREACHERS who refuse to submit to others and to the whole Word of God especially.
Telling the truth and sharing ALL the counsel of God as the Apostle Paul did (Acts 20:27) can be very costly with the preachers losing not only control of the money but CONTROL over people's lives, and the false gratification it brings to their too often already swelled egos too. Satan likes to have the church members stranded in the Old Testament paying of the of tithe that next will be too often abused by the too often bad pastors now as well..
God took the initiative to have a great church by imparting His good Holy spirit gifts to all, these mostly Gentile converts now too. But some how along the way these gifts and the related gifted men and women they have next too often been neglected, abused, distorted.. and many people these days in the churches even need to be he rescued them from these kidnappers. Preachers too often also falsely say do what I say and not what I do.. especially not the bad things.
Go to the preacher for help and think you really are going to get it next? Often not now too unless you FIRST give money, your full "tithe" to Him? the preacher's palm firstly still does even needs to be greased with a lot of money? But don't even expect the help to be real, valid next too. I myself always prefer to go to God alone rightfully still and not any preacher. If your are laid off, sick, unemployed, poor and there just ain't much money to be gained from you don't expect to be welcome back to most churches these days, I mean social /Cultural/pride clubs, not really Churches.
Jesus himself did not live off the proceeds of tithes, So now why all the fuss over one or two isolated and misapplied verses ABOUT TITHING in Malachi 3? I Tim.2:5 which states that there is only ONE Mediator between God and man, Christ Jesus. And not some other human being that must now accepts his direct representative, supposedly on God's behalf. And NOWHERE in the New Testament does God even authorize him to take up, spend any of tithes in His Name. "Spiritual tyrants would demote us from our exalted place in Christ and relegate us to being tribute-paying peons who work and slave to build THEIR religious empires. The false Tithing preachers do radically alters our relationship with God, from being His child receiving His favors solely through His grace in Christ, to some hard-nosed "prosperity partnership" whereby God only dispenses answers to prayer in exchange for cold, hard cash. "
Prideful, ambitious, control freak, pompous Satan and his earthly followers do hate the way God has redeemed us from the curse of the Law (Gal. 3:13; 5:18 ) and hate us being freed, free in Jesus Christ, our blood-bought freedom too. Satan is really delighted now to see all the enslavements, abuse , chicanery and robbery going on in his rather den of thieves masquerading as a true church or a house of God! The devil and the too often bad pastor claim they knows what's best for the flock so they'd better not take their freedom in Christ too seriously. Satan laughs at the sheep being able to hear the Voice of the Good Shepherd for themselves (John 10:27) he would rather would rather have them listen to some amusing preacher who perversely usurps the place of God the Father in their lives. These leeches also lay heavy burdens on God's sheep , heavy burdens God never authorized! Satan and his bad preachers continues to rob God's people of their identity, self worth, of BEING sons of God, made free in Christ, part of the House of God. "Instead, that honor is bestowed on some multi-million-dollar cathedral funded by TITHES AND OFFERINGS (freewill offerings are fine when necessary to meet REAL needs like feeding the poor and for missions, etc). Satan would far rather get Christians obsessed with remodeling the "sanctuary" (an Old Testament term) to the point where they neglect the care of poor Christians (God's TRUE house).
Admittedly, Christians must meet SOMEWHERE, and it might not be workable for the saints to assemble in private homes as they did in the First Century. But the local sheep shed must never be a white elephant on the backs of God's people who are called to liberty. The REAL truth is the BODIES of God's people ARE the real House of God (see I Cor.6:19). Today's tithing doctrine is an indigestible invention of carnal greedy religious wolves. Tithing creates resentment and jealousy in the Body of Christ. Tithing turns smiley preachers into shiny-shoed tyrants Don't you think the good Lord has feelings too, and preachers oughta treat His property with respect? Through the Tithing Lie, satan has created a class system of cliques in what originally was a church knit together in the love of Christ, sharing and caring one for another AS EQUALS (Acts 4:34-37; 2 Cor.8:13-14). Those ancient Christians actually shared their possessions with one another. I can just hear some pious preacher yelling that today that means only SPIRITUAL possessions, and hands off HIS Ferrari coupe! " The devil just loves this division of haves and have-nots in the institutional church…and the way I see it, life's way too short to give credibility to the cold, dead institutional church by paying the tithe tribute to it "
" When you're about to be thrown out onto the street for lack of rent money, you just try to get one of those tithe-collecting tycoons to share with you the way the first century Christians did with those in need. Yeah, right, he'll "PRAY" for you, that is, if you can get past his entourage of ushers. " Who likely first will say your are poor cause you alone are at fault, are in sin or the lying, bad preacher will say you did not give the money to me, you gave it to God and God alone now, next is the one who will pay you, help you.. such hypocrisy too.
Tithe givers and tithe Collectors live high on the hog while the poor "pew Christians" struggle to keep food on the table, a roof over their heads. (I Cor.12:5) Jesus clearly FORBADE the hierarchy (bottom-to-top pecking order) in His Body. He said in Matthew 23:8: But be not ye called Rabbi: for one is your Master, even Christ; and ALL YE ARE BRETHREN. Early Christians gained a reputation among non-believers for loving one another and being charitable toward the poor in their midst. But that is clearly now how it is these days, these days the privileged few "in ministry" fatten themselves at the expense of the struggling wage slaves out in the pews. Instead of being tenderly cared for by so-called shepherds, poor "pew Christians" get threatened that God's gonna sick satan on them for failure to pay the preacher his cut before buying groceries and paying the rent. Satan now loves to see their kids go hungry while poor Christian parents pay tithes "by faith", sacrificing the thin sliver of income left after rent, transportation and utilities are taken care of. God is NOT not at all pleased with any of such religious persons.
There are yes there now are still too many false sheep who worship those too many crooked evangelical pastors too dressed in nice suits. Not trying to impress anyone, or showing off I next went to a new church dressed in my clean, regular daily clothes. I next too was surprised when no one said hello to me nor did they great me, and a few services later this continued to happen. So I prayed about it and to my surprise God said they were harlots, prostitutes. Embarrassed at this revelation I decided I would fully proof for myself this was true. So next Sunday I put on a white shirt, tie, nice black pants, and a white sports jacket and most everyone said hello to me. Incidentally the same thing happens to me on the bus as well.. Why? Also the very same pastor of this professing Christian church dressed there in a nice suit who also did not talk to me as well was next charged with abuse, slander, lying, misappropriation of church funds, and was eventually fired. Now these days when I see these peacock members, deacons, ushers strutting around church in their fancy suits trying to impress the others , it causes me to be sick to my stomach still. It would be better if they used the money rather to help the poor and needy in their own church.
For we are Christ's Royal Priesthood (I Pet .2:5,9) and who are ALREADY seated with Christ in heavenly places (Eph.2:6) and these too often false preachers now would demote us from being freed, slaves of no man, and also from being Royal priests before the Lord.
Deut. 12:32: What thing soever I command you, observe to do it: THOU SHALT NOT ADD THERETO, NOR DIMINISH FROM IT.
(Eccl 10:8 KJV) He that diggeth a pit shall fall into it; and whoso breaketh an hedge, a serpent shall bite him.
(Eccl 10:9 KJV) Whoso removeth stones shall be hurt therewith; and he that cleaveth wood shall be endangered thereby.
I have absolutely no doubt that many Canadian evangelical pastors included now are falsely lying, unacceptably misrepresenting the Biblical truth, pressurizing, twisting the arms of members and adherents to regularly tithe to their storehouse, to the Pastor's benefit, so the pastor can live high on the hog now.
(1 Thess 2:2 KJV) But even after that we had suffered before, and were shamefully entreated, as ye know, at Philippi, we were bold in our God to speak unto you the gospel of God with much contention. 3 For our exhortation was not of deceit, nor of uncleanness, nor in guile: 4 But as we were allowed of God to be put in trust with the gospel, even so we speak; not as pleasing men, but God, which trieth our hearts. 5 For neither at any time used we flattering words, as ye know, nor a cloak of covetousness; God is witness: 6 Nor of men sought we glory, neither of you, nor yet of others, when we might have been burdensome, as the apostles of Christ. 7 But we were gentle among you, even as a nurse cherisheth her children:
Too often now the preacher still wrongfully tells the flock he's their sole, responsible spiritual daddy and thus he always does knows what's best for them, so now also they would better not take their full freedom in Christ too seriously and next try to do anything without consulting, obeying the preacher in all things too..
It is still not the preacher who is the head of the Church, Jesus Christ alone is, and it is still the Holy Spirit himself who will lead and guide you into all truth.. for the preacher job rather firstly is to lead us to God, Jesus, the Holy Spirit.
When expounding the truth, the Bible the bad preacher often wears colored glasses it seems that say "What's in it for me", says the preacher too
So long as the preacher wears a nice suit, no matter how or how much he paid for his suit he is a good preacher it seem
Many Preachers do seem count on your ignorance of the Word of God as they often do also try convince you you're way too dumb to argue with them, for God has spoken to them directly on the matter, and if you challenge them they tend to ignore you or kick you out..
(1 Cor 11:3 KJV) But I would have you know, that the head of every man is Christ; and the head of the woman is the man; and the head of Christ is God.
(Eph 4:15 KJV) But speaking the truth in love, may grow up into him in all things, which is the head, even Christ:
(Eph 5:23 KJV) For the husband is the head of the wife, even as Christ is the head of the church: and he is the saviour of the body.
(John 14:16 KJV) And I will pray the Father, and he shall give you another Comforter, that he may abide with you for ever;
(John 14:26 KJV) But the Comforter, which is the Holy Ghost, whom the Father will send in my name, he shall teach you all things, and bring all things to your remembrance, whatsoever I have said unto you.
(John 15:26 KJV) But when the Comforter is come, whom I will send unto you from the Father, even the Spirit of truth, which proceedeth from the Father, he shall testify of me:
Gal. 5:4: Christ is become of no effect unto you, whosoever of you are justified by the law; ye are fallen from grace.
The death of Jesus Christ ushered in a new, and far better, covenant, making ALL OF the Old Covenant obsolete (Col. 2:20-22; Heb.8:13). Christians are not under the Law (Gal.5:18). The Law of Moses WAS, is a package deal. If you TRY TO NOW "covenant with God" to keep tithing, or any part of the Law of Moses, you make yourself a debtor to do the whole Law
(Galatians 5:3). and instead of bringing a blessing, the tithing could make you fall from the grace of God, which would bond you to the application of the whole law and thus falling from grace means you cease to rely solely on Christ's Sacrifice of Himself for your sins next to remain justified before a just and Holy God. You began your spiritual journey by faith and you also still do have to continue it by faith (Gal.3:3). Any religious act, regardless of how "holy" it seems, performed to earn or keep salvation, likley now next would be a one-way ticket to hell! Tithing thus also is the stumbling stone to the modern churches. Reliance on works of the Law is deadly, contrary to the saving faith in Christ!
Gal.3:10: For as many as are of the works of the law are UNDER THE CURSE: for it is written, Cursed is every one that continueth not in ALL things which are written in the book of the law to do them (This includes such ordinances as circumcision, animal sacrifices, keeping the Sabbath, the Day of Atonement fast, letting your beard grow, covering every container in your house (Numbers 19:15)!
Verse 11: But that no man is justified by the law in the sight of God, it is evident: for, The just shall live by faith.
Verse 12: AND THE LAW IS NOT OF FAITH: but, The man that doeth them shall live in them.
Verse 13: Christ hath redeemed us from the curse of the law, being made a curse for us: for it is written, Cursed is every one that hangeth on a tree:
"Preachers are committing sin by adding Tithing on Wages, NOWHERE taught even under the Old Law! Preachers latch onto the ten per cent figure because it seems like a good idea, regardless of what God thinks. But they neglect the Israelites' third-year tithe taken to feed the poor (Deut.14:28-29).
Now South Calgary Community Church ( Baptist) nor the Calgary Christian Center ( Pentecostal), Calgary First Alliance Church, were not the only bad churches that I have now encountered,, it even took me a while to next figure out what was wrong with a close, personal friend of mine, an evangelical pastor, New Life Beginings Church (Pentecostal) and also with his associates now too in one of our local churches now too.. for he often had some of the right sounding words.. but some how I knew something was always obviously basically wrong.. it even was the fact he clearly was always now concerned about the Basics of life: food, clothing, shelter, job, image and too often rather.. their concern for having better material things… Mere Hirelings or prostitutes to me it means the same thing.. sadly the last 12 pastors I had personally encountered where now also hirelings!
I have also written about some of the clearly perverse Church Corporations, that are not congregationally owned, for one example such as the Alliance, The Christian Missionary Alliance denominations where they clearly not only abuse the donations but they do not give a full account of it too. An abusive empire building self servicing corporation at that too. http://anyonecare.wordpress.com/2008/05/13/christian-missionary-alliance/ http://anyonecare.wordpress.com/2008/05/10/christian-and-missionary-alliance-denomination/
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I am so excited about this jacket!
Planning the jacket, I had printed the silk on the 44″ Epson printer in my studio and laid it out on the worktable. Moving the pattern pieces around, I tried to envision where each section of the jacket might look best. It would be a tight fit, and I wasn't sure which sections of the painting would look best on the front, back and sleeves.
You can see on the video of the full image that the painting has some blue sections, some gold, and some very light aqua. When the colors weren't going where I wished they would, I decided to try out my new fabric paints on the silk. This, I thought, would enable me to get the colors I wished ~ exactly where I envisioned them.
I am really pleased with the way the silk takes my brush strokes. Iridescent aqua, copper, purple, blue green and gold added sparkle and depth to the silk. From wide strokes of subtle washes to finely detailed grasses and seeds, I am able to control the marks by varying the color saturation and brush.
This is going to be a one-of-a-kind!
You can see the details in this photo, how the gold and copper strokes are subtle, yet vibrant. I used a washy watercolor brush to lay the aqua in between the branch. This added depth and sparkle to the fabric.
Winter Solstice Design
The art for the fabric has a story all its own. It began as a pastel painting ~ forty years ago! Yes, you read that right. I painted it with pastels on rag etching paper, 42″ x 29″. The pastel won me Best in Show at the Virginia Beach Arts Center members show the year my twins were born.
As it turned out, I was able to attend the opening and meet the judge. Long story short, Robert B. Mayo invited me to his gallery in Richmond. The following ten years turned into a mentorship in Painting Masters with Mr. Mayo. His generous critiques and engaged conversations with me enabled me to see my artistry as a gift and continue growing as an artist ~ even when it didn't always look that way.
The big question to me was 'why the heck is this image still on my painting table?'
I had come to regard the winter solstice theme as symbolic of 'frozen creative flow.' Interpreting my art as if it were my dream, had become a habit. I had gained much inspiration from the practice.
That didn't mean I could answer the question, however.
It would take another pastel from the same period of time to help with that. See my story about Two Sisters>
I laid the brush on the silk so you can see the scale of the imagery. I decided this section would be the front of the jacket. And that I would cut front bands from contrasting golds on the other side of the silk.
The jacket is for sale on my website. See more photos of the finished jacket with size and purchase info.

subset: commoncrawl


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Secretary General of the Eastern Consultative Assembly (ECA) and Founder of Igbo Youth Movement (IYM), Evangelist Elliot Uko, has said that Nigeria won't experience any meaningful development until the current constitution, which she operates is set aside for the restructuring of the country.
You have been silent for a while; are you not bothered by the security situation in the country?
I have no comment on that yet. We have a leader, who for 16 years struggled to be the president, and he got it at the fourth attempt in 2015. So, for four years he has been in the saddle. We were told he is no nonsense retired military general, and under his watch, defence and security have received the largest amount of money since the beginning of Nigeria. When he came to power in 2015, he blamed the past government of Goodluck Jonathan for the insecurity in the country and promised to stabilise the situation within six months. Please kindly direct your question to him and his officials. I sympathise with innocent victims of the senseless killings going on everywhere, especially in Zamfara, Kaduna, his home state, Katsina; Taraba, Benue, Borno and other states across the country. It is sad, really very unfortunate.
Less than two weeks, the new government will be sworn in, what are your expectations?
No sane Nigerian expects anything new. No magic. It will be the same old thing- all motion and no movement. Same old stories and same old blame game. As long as we stubbornly operate this unworkable unitary structure designed by the military and legitimised by the 1979 and 1999 constitution, we will continue to hold ourselves down, hurt the future generation and frustrate the present generation. Nothing good will ever happen to Nigeria; Nigeria will not experience development until we reconstruct the structure of our polity, by devolving more powers and responsibilities to the federating units, probably reverting to the parliamentary system of government. Only a new constitution can save Nigeria now. It doesn't matter how long one has been on the wrong route, you turn to the right route in order to get to your desired destination.
Nigeria, a deeply endowed country, has been on the wrong road for so long, it is time we turn right and take the right road, which is the direction of restructuring and power devolution. Nothing else can save Nigeria, having expectations in this unwieldy and wobbling structure amounts to self deceit. Nobody expects anything new under this structure. The insecurity, the agitations, the unemployment, the religious and ethnic divisions, the despair, the hatred and anger, the hunger and poverty and loss of faith in the land will not abate. Our leaders are merely deceiving themselves because they are all in the comfort zone, living like movie stars, enjoying their lives at our expense. That is why they pontificate on television. Deep down in their hearts, they know that only restructuring will save Nigeria.
Again, Igbo voted in one direction during the just concluded elections, do think they voted right?
The Northerners who voted for Buhari in 2003, 2007, and 2011 when he serially lost elections, did they vote right? The Yoruba who consistently voted for Action Group, the UPN, and the AD without winning at the center, did they vote right? Igbo are republican in nature. They are smart, independent minded people. They brilliantly evaluate the political barometer and thermometer and make their choice. Their decision is usually anchored on the stark realities of their situation within the Nigerian political space. You cannot change their DNA, chromosomes and chromatids. Igbo are great people, they know what is good for everybody, and their vote pattern has always been tied to what is best for Nigeria. Right from the NCNC days to the PDP of today, Igbo have always voted for peace, progress, unity, equity and justice. Igbo have never voted for division, oppression, persecution and domination of others. The rest of Nigeria should praise and learn from Igbo. We are very proud of our vote pattern and I commend Igbo everywhere to remain stead fast with truth, justice, fair play, and equity and level playing field for all. We will do it again the same way if there is another election tomorrow.
The South East cried of neglect and marginalisation throughout the last four years, do you expect better treatment for the zone this time around?
The mighty Igbo nation does not depend on anybody to make progress. Igbo are sweet people, hardworking people, confident people, dynamic people, gifted people, talented people, and very intelligent people. Our progress on this earth is in the hands of God, not any man. Anybody who thinks he can halt or stifle the progress of the Igbo race is wasting his time. We shine all over the world, we dominated trade and commerce in the entire West Africa, we engage in business from China, Russia, the whole of Europe, Canada and the United States, South America and Australia. We love education; we love hard work. We also love justice and equity. Those who tried to hold us down in the past know that God is with us. I can assure you my dear brother; it is well with the Igbo.
Our only problem now is the offensive manner the great Igbo race is being insulted brazenly by two individuals. Igbo are pained by this grave unprovoked insult. Both are taking Igbo for a ride, offending and abusing our people, while they both assume they are the smartest people in the universe. Their drama is both funny and sad. While the politician made sure Igbo were humiliated in Lagos by making sure they were denied the right to vote, the Kabiyesi is going round humouring our people, telling us that we are twin brothers born on the same day and that our love in Tokyo was ordained in Heaven and consummated in the eleventh century. So funny, he just discovered that we are blood relatives, just for the 2023 presidential ambition of the political overlord. Funny he truly thinks our people are fooled.Their drama is so cheap, but also offensive. My teenage son asked me: 'Daddy why didn't this Oba embark on his fake brotherly sermon and visit before now? Why did he discover we were twin brothers only immediately after the elections?' My answer to him was simple: 'because they think we are fools. '


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January 1, 2018 Terravita Market Update
Wishing you a year filled with Peace, Prosperity & Happiness!
Look out for our 2017 Terravita Year in Review coming soon.
Here are the December 2017 Terravita Real Estate Market Statistics:
December 1, 2017 Terravita Market Update
I have to begin this post with an apology to many of you. If you have been reading this blog recently on a mobile phone, or received it via Gmail, you may have had some issues reading our updates lately. We are very sorry, and are diligently working with our vendor's IT people to resolve this. We will have this handled soon!
Terravita did not have a large sales month in November with just 5 homes going under contract. But remember that October sales were above average, and the inventory is still low.
Looking ahead in real estate, almost all the national metrics are looking positive economically. The GDP numbers showed that in November the economy grew by the quickest pace in 3 years, and new home sales rose by the widest margin in 10 years. With a few minor exceptions local statistics are also strong. Things are looking good in real estate as we head toward the new year.
Here are the November 2017 Terravita Real Estate Market Statistics:
Every Thanksgiving for the past 24 years has been cause for me to remember one of the largest blessings I've ever had, or will have. It was the day after Thanksgiving, November 26th in 1993, that my life and the lives of many hundreds of others was changed for the better because of an amazing, magical place called Terravita. That was the day Terravita opened for sales in a couple of trailers set on a patch of dirt that is today the corner of Scottsdale Road and Terravita Way. I was privileged to be in one of those trailers enrolling folks in the vision of what the community would become, and then helping them to purchase their portion of that vision.
Today that dream is a bigger reality than even I knew then, and I am honored to still be helping folks enroll in that dream. I am thankful every day for this extraordinary community, and for the amazing people that live in it. Thank you all and Happy Thanksgiving to you and yours!
November 1, 2017 Terravita Market Update
I just finished a 3 day real estate conference and was trick or treating last night so I will keep this short. Terravita had a good month for homes under contract and the Gaertner twins had a good night of Holloweening! Here is a video those of you looking for space might enjoy:Click Here> Bunkbed Couch
Here are the October 2017 Terravita Real Estate Market Statistics:
October 1, 2017 Terravita Market Update
Even though our Octobers here in the valley don't bring the kind of change seen in the photo above, we do still experience plenty of change. The monsoon season is officially over, mornings are darker and finally cooler, the golf courses change from summer to winter grass…and the Terravita selling season begins again! All good things.
This year has shown more change for the Terravita Real Estate Market. With 8 homes going under contract, September has certainly been an above average month for home sales. However, Terravita is now well behind on sales for the year. As I have mentioned here before, we don't think this means the demand has changed, but rather it is what the buyers are demanding that has changed. Consequently, we have changed our tactics for both buyers and sellers and have already seen improvements for each. If you know anyone who is considering selling or buying this year have them give us a call. It will affect their results!
Here are the September 2017 Terravita Real Estate Market Statistics:
September 1, 2017 Terravita Market Update
Just an FYI that your 2017 Terravita Pre-season Market Update will be hitting your mailboxes this weekend. If you don't receive it or you prefer an electronic copy give us a call or send an email and we will get one right out to you!
Statistically speaking, August is one of the Terravita real estate markets worst months of the year. Despite that, August turned out to be a very good month for sales with 7 homes going under contract and the average price still hovering around the $240 per square foot range. I know some of you are thinking the average price figure seems a little low, but that's is the way it is for Terravita summer sales. They will generally be some of the lowest price per foot sales of the year. Which is why I generally take all my homes that haven't sold off of the market June 30th. But to give you a little perspective on that price per foot, the monthly average for August of 2015 was $204 per square foot!
So be optomistic for the upcoming selling season. Homes properly marketed will sell for good numbers. If you know someone thinking of selling this season let us know. We promise to make you proud!
Here are the August 2017 Terravita Real Estate Market Statistics:
August 1, 2017 Terravita Market Update
The Terravita real estate market had what I would call an "average" July in terms of sales and sales prices. You will see below Terravita had 6 homes close escrow with an average price per foot of $239. That pretty well mirrors the May and June numbers and is very close to the annual average. Regarding the number homes going under contract – while the community had almost twice as many in July of 2016, the 5 we had this month is much closer to the normal number for July, anyway. So . . . with all the crazy things going on in the world right now, I look at an average month as a win!
Since there isn't much to talk about in the market right now, and it's too hot to go outside anyway, let's switch to one of my favorite topics.
Most of my readers – and all my clients – know that I am a bit obsessed with the belief that marketing really makes a difference when it comes to selling your homes. The Terravita real estate market provided us with a brilliant example of that difference last month.
To illustrate the difference marketing makes I often compare our team's sales statistics to other agent's sales statistics. Results like better average price per square foot and average days on market can provide compelling evidence. But I know that many people are skeptical, like I am, when I see statistics in marketing. My favorite way to provide evidence examples is in apples-to-apples comparisons where it's clear that the difference really is the marketing. Up until now, the only way to do that is when we take over another agent's listing. If our team relists a property formerly listed at the same price as the previous agent, what is different? The property is the same, the price is the same. . . marketing is the difference. Below are some of my favorite examples of when frustrated sellers have come to us after languishing for 9 or 10 months with another agent. We took over the listing and sold their homes in under 30 days:
A Terravita closing this month has provided us with another example we don't often see. Some of you may remember a testimonial from Jim and Toni Trucks back in 2015 when they said:
"… Scott's Team . . . sold our other home for more money than we expected, full price, in one day, and they did it for free because we bought one of Scott's listings!!!" ~ Jim and Toni Trucks
Well, that same home we sold for the Trucks went back on the market with another agent about 14 months later. It just closed escrow last week, but this time it sold for $23,000 LESS than the purchase price, and it took 403 days to do it!
*Above is the Arizona Regional MLS stats showing our sale in 2015 for $700,000 and this sale last month for $676,900
What better proof is there other than the facts?
Our logo isn't just decorative.
When we say that you'll SELL FASTER:NET MORE, we really mean it.
We're not another pretty face. We're The Gaertner Group.
Thanks for being a faithful reader.
Here are the July 2017 Terravita Real Estate Market Statistics:
July 1, 2017 Terravita Market Update
Happy July! Even for those of us who spend the majority of the month in Scottsdale, July can be a great month for family and celebrations. It's also a good month to travel and I am fortunate to find myself writing this in the cool beauty of Park City, UT. I'm helping my oldest daughter to find a place to live here, as she begins her first job after graduating from NAU last month. If you have never been to Park City, you need to! (If anyone has a 2 bedroom rental in Park City she and her roommate need to move in August or September!)
While Terravita had a particularly hot month "weather-wise" in June, "sales-wise" it was about average with just 8 homes going under contract. Foot traffic continues to be fairly steady and good so don't be surprised if we see some decent sales numbers in July and August this year.
Arizona Central had an article this month that I thought you might find interesting as it could affect Terravita sales. The article, Empty nesters, Millennials shelling out to live in new Phoenix-area condos, from www.azcentral.com, reports that since last year, condo sales throughout the Valley have almost tripled, while prices are up 17 percent, outpacing gains for the housing market as a whole. A year ago, some housing market watchers were concerned too many new condos were going up too fast in metro Phoenix. So far, sales and prices are beating expectations. Here are some excerpts:
- More than 4,000 new condos were started or completed in the past two years.
- The median price for new condos has climbed to $384,000 from $301,000 a year ago.
- The median price for a new single-family home is approximately $302,000.
- During the first quarter of 2017, 50 new condos sold, compared to 11 during the first three months of 2016.
- The average price of a new condo is $547 per square foot.
- Luxury condo sales have quadrupled from last year.
"Condos are gaining market share in the Phoenix area, selling in larger numbers and seeing higher prices," said real estate analyst Mike Orr with the Cromford Report. "The new attached luxury jewel-boxes (condos) are where prices are really climbing." A shift toward denser infill housing for metro Phoenix is occurring mainly because of changing lifestyles of baby boomers and millennials, who want luxury residences with the amenities of an urban setting. Also, rising home values, in general, are helping people sell homes farther out and move closer in. "Attached projects dominate the landscape in many parts of the Valley, but the reality is that about one in five infill projects is selling really well and others are struggling," said real estate analyst Jim Belfiore of Phoenix based Belfiore Real Estate Consulting. Here is the link to the entire article: Empty nesters, Millennials shelling out to live in new Phoenix-area condos
Have a great & safe holiday!
Here are the June 2017 Terravita Real Estate Market Statistics:
June 1, 2017 Terravita Market Update
For those of you back in the cooler climates you can rest comfortably knowing that we locals are now enjoying our normal average temperatures for this time of year. While it reminds us of what is coming in our future, it really is great now. (Particularly if you are a golfer. Less people playing, and the ball goes further!)
Speaking of averages, if you go by historical averages, Terravita had a good sales month in May with 10 homes going under contract. The reason I mention the "historical" averages though is that for the last 2 years the May sales numbers were anything but average. May sales for 2015 & 2016 were almost double the number we saw last month, and that leaves us behind in sales for the 2017 selling season.
As I mentioned last month, the new home builders are certainly a factor cutting into Terravita's sales numbers. But there was another interesting article written that may be food for thought as well. Oddly, the article is written by a financial company based in London, England titled: Phoenix, Arizona: home sales below par in golf-course communities
Unfortunately, it is a subscription only website so I couldn't create a link for you to read it. After speaking with a nice Financial Times employee named Ram who is based in Asia to try and obtain permission to share the piece, it didn't work out. If you Google the headline though, you can likely find a link that works. I don't think the article really says much of anything, but my job is to give you guys the info so that you can make your own decisions. He did give permission to post a small excerpt of the piece so here is that:
"Golf-course homes in remote locations are not selling as well as they once did," says Orr. "Golf-course homes in the centre of the valley sell very well." Phoenix Tastes have changed, Lieb says. Buyers want new homes with modern amenities, close to the city, not the big homes that are the staple of many of the outlying golf communities."
Let's hope for an exceptional June sales month and wherever you are, enjoy the summer weather.
Here are the May 2017 Terravita Real Estate Market Statistics:
May 1, 2017 Terravita Market Update
Overall the Terravita real estate market had a good month with 9 homes going under contract in April. Like last month, it was not a standout month for Terravita sales historically speaking. But in the new world of greatly increased new home builder competition, it was a good month. Looking forward, Terravita should see a large month for sales in May as it did in 2015 and 2016, but there is a caveat this year.
Most of the competing new home builders realize that this is an important month for them also. Consequently, many have large buyer incentives ending this month to convince second home buyers not to wait until the fall to buy their winter home. But this May, Terravita's largest competitor not only has good buyer incentives, they have a strong argument that this will be the best time to buy in their community ever. We shall see how that affects Terravita sales.
Here are the April 2017 Terravita Real Estate Market Statistics:
April 1, 2017 Terravita Market Update
What a weekend for the Valley. We have great weather, the Final Four is here with all it's affiliated concerts and events, the Coyotes are hosting the Capitals, and opening day for the Diamondbacks is Sunday. Jeesh! If you can't have fun in this town, you're just not trying!
Terravita had a good month with 13 homes going under contract in the month of March. Historically, that number is actually a bit low. The five year average for March is 16 homes under contract, but I think in our new normal, with lots of new home competition, 13 is a good number. That should keep Terravita on track for a year much like last year with just about one hundred sales for the year. So things are looking good locally.
Nationally, there is also much to be optimistic about. The economy looks strong as March saw consumer confidence surge to a 16+ year high, and the GDP grew over 2% in the first quarter. The housing market saw pending sales up well over last year's numbers, and home prices jumped to their highest levels in 3 years.
When you consider all the info above, if you own real estate in Terravita, there is a lot to feel great about. Now if you can avoid any April Fool's Jokes today . . .
By the way, for all of you pet lovers, Trulia has recently launched listings for your pets! Your pets will now have access to an online directory of "Rental Pawperties" for dog houses! Check out the full story here: Trulia Pets
Here are the March 2017 Terravita Real Estate Market Statistics:
March 1, 2017 Terravita Market Update
The Farmer's Almanac says that "If March comes in like a lion, it will go out like a lamb." March isn't coming in like a lamb this year, it is more like a duck! Is anyone else sick of the rain here? I know we need the water, and I'm happy California is out of their drought, but c'mon. Enough is enough!
The weather certainly didn't help Terravita sales in February. Seven homes under contract is lower than the historical averages for this month, and that could be due to the poor weather. It is more likely that sales are coming later into the season again this year as they did in 2016. We will keep our eye on it for you. Not to worry.
The Scott Gaertner Group is excited to announce its newest family member, and in this case it really is a family member! Scott's oldest son, Ryan, will focus primarily as a buyer's agent for our team. A graduate of Arizona State University, he has worked in business to business sales for the past four years and is excited to join our team.
Ryan and his wife Morgan just had their first child, Madilynn Shea Gaertner, in December. That being said, he is motivated to work harder than anyone to help you or someone you know looking to buy a home! He will be doing a lot of open houses in the upcoming months. So if you see one of our signs, pop in! He would love to meet you!
Here are the February 2017 Terravita Real Estate Market Statistics:
Wow! What a Super Bowl. It doesn't matter who you were pulling for, if you are a fan of football, that was a great game. It was also a great kickoff to the Terravita Super Season for 2017!
Newer readers to this blog may not realize that the end of the Super Bowl signals the beginning of what we call the "Terravita Super Season." Historically this period, from now until the end of May, can represent up to 75% of Terravita's sales for that year, making it the best time to sell or buy a home.
As my readers know, I strongly believe that who you chose to represent you can dramatically effect your results and experience. If you or someone you know is considering buying or selling, I would like to humbly ask that you allow us to tell you why we could be your best choice. My oldest son, Ryan, has just joined the team and he is hungry to get started helping buyers find their new homes. Please email or give me a call at 480-634-5000!
Let's get out there and have a great Super Season!
February 1, 2017 Terravita Market Update
Given the crazy, cold, wet weather we had in January, Terravita had a decent sales month. The 7 homes that went under contract was just about normal. And the average price per foot was above the 12 month running average, so I think we should call January a win and hope it is a trend. Speaking of trends . . .
Some of you may have already seen my Terravita Year In Review mailer, but I thought I might share a portion of that here for those who have not. It describes what might be an interesting trend in the Terravita market:
Averages can be deceiving. Our team studies much more than averages so that we can accurately counsel our clients. When you look beyond averages, you see that there are important trends which can dramatically impact both our marketing and your pricing. A good example would be the size of homes sold. When you look at the average size of Terravita homes sold in recent years, you don't see much of a difference. But let's take a look at what happens when you chart the median size of homes sold over the last few years:
See the trend line there? Think that might be important to know? It certainly could be. And that is just one example.
Studies show that consumers value "local knowledge" and "trust" as the two highest qualities for their real estate agent. For the past 24 years, and for over 500 home sales, I have done all I can to protect Terravita values and ensure my clients get the absolute best deal possible.
The final whistle of the Super Bowl marks the beginning of Terravita's best selling season or what we call the "Terravita Super Season." If you are considering selling your home this year, call me first and let me show you why I can confidently say that I will sell your home for more than it is worth, and I can do it for as little as a $990 full commission!
Here are the January 2017 Terravita Real Estate Market Statistics:
For more Terravita Market Updates, click here.


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Charlestown, Nevis-During his 2019 budget presentation made on Wednesday 5th December, Premier of Nevis, Hon. Mark Brantley made the startling revelation that the prestigious five star Resort on Nevis—The Four Seasons Resort, will close its door to the public for the period June to September 2019.
Premier Brantley indicated that his administration had had lengthy and productive talks with the Resort management, when it was announced that there would be major repairs at the hotel, following the hotel's acquisition by new owners.
At that time the commitment was made by the hotel that it would not close its doors during the renovation process.
However, sadly, during the ongoing renovation works, there have been numerous guests' complaints, which have put the Hotel and by extension, the island of Nevis in a poor light.
Due to the fact that there will be even more extensive renovations planned for 2019, the hotel has taken the decision to close the Resort for the aforementioned period, which albeit is normally a slow period for the hotel, but significantly would force approximately 400 of the 730 strong staff members, out of employment for that period of time.
Premier Brantley however committed his administration to helping the workers through the tough period and admonished them to make the best of the upcoming busy period, which is projected to see unprecedented numbers of guests staying at the Resort between December 2018 and May 2019.
He urged the workers to work as many hours as they can and save, save, save.
He also noted that the hotel owners have made a commitment to pay the workers 25% of their usual wage during the period, even if they seek another means of employment in the interim.


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10 Secrets to Healthy Skin That Glows
Beauty, as the saying goes, is only skin-deep-but the importance of skin goes a lot deeper. Here are 10 ways to keep your skin healthy and radiant-looking.
Avoid Long Steamy Showers
Instead, opt for shorter, cooler sprays. Long, hot showers strip the skin of its moisture and wash away its protective oils. Limit your showers to 10 minutes and keep the water relatively cool.
Apply Aloe Vera Gel Daily
Smooth some aloe vera gel over extra dry skin every day. The acids in aloe eat away at dead skin cells and speed up the healing process. Buy a pre-prepared product or cut the end off of an aloe leaf, split it open and spread the gel on the dry area.
Cook With Garlic Every Day
A 1996 Danish study found that skin cells grown in a culture dish and treated with garlic had seven times the lifespan of cells grown in standard culture. They also tended to look healthier and more youthful than untreated cells. Plus, garlic extract dramatically inhibited the growth of cancerous skin cells.
Drink Plenty of Orange Juice
Orange juice is rich in vitamin C, essential for the manufacture of collagen, which helps to keep the skin smooth and youthful. Other foods rich in vitamin C include guava, kiwi fruit and red peppers.
Exfoliate Every Day
Use a loofah every day to keep ingrown hairs and scaly skin under control. While you're in the shower, gently scrub bumpy or scaly skin with a circular motion to remove dead skin cells.
Take Multivitamins Daily
Many nutrients are vital to healthy skin, including vitamins C, A and B. The most reliable way to get them all is to eat healthily, as well as taking a daily supplement.
Keep Your Hands off Your Face
Because your hands touch so many surfaces, they are a magnet for dirt and germs. Rub your eyes, stroke your chin, cup your cheek, and you've transferred everything on your hands to your face. As an extension of this, use headphones or a headset when talking on the phone.
Change Your Moisturizer Every Season
Every time the seasons change, replace your moisturizer. Your skin needs more moisture in the winter than in summer. So when it's time to wear a heavy coat, it's time to buy a heavier moisturizer. When you swap your coats for t-shirts, switch to a lighter one.
Get Rid of Excess Oil
De-shine your face by periodically dabbing on loose powder to blot excess oil. Don't use pressed powder, which actually contains oil as an ingredient.


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Tips On Buying Your New Dream Home
Real estate shopping can be stressful and exciting. If you are not sure what you are doing, you can make mistakes which have long-term consequences. Avoid mistakes by learning these hints below.
If you have or intend to have a large family, you will need to make certain there is sufficient room for your family. You're more likely to purchase a safer house if the previous tenants had kids.
Homes that require extensive repairs or upgrades are often sold at a lower price. This allows you pocket some extra cash up front, and work on the house at your own rate over an elongated time period. A tiny fix up work can transform an ugly facade to your fantasies.
If you are trying to purchase commercial property which costs a lot, start looking for a business partner you can trust and can easily work with.
In the event you made the seller an offer which was rejected, don't lose all hope that they won't find a way to make it more affordable for you to make the purchase. They may offer to cover the purchase price of the final prices or make some repairs to the home before you move in.
Be flexible once you must make. You might be unable to afford the ideal home in the best community, but narrowing it down to a couple of things you absolutely need to have can provide you a good deal of what you need. If you can not find the home you want at the location you would like, shop for you in a similar place by visiting The Florence Residences Showflat today!
A great deal of Realtors have lists which contain all the vital components of whatever you will need to do when purchasing a home.The checklist will help make sure that everything is in order when it ought to be.
Buyers will often compute the final closing prices by combining the sum for the deposit, property taxes, and the property taxes which are pro-related. Typically though, the closing prices include extra items, school taxes, and anything else that's specific to this area.
If you would like to increase the value of property that you own, try to do some remodeling. You'll earn an immediate return on investment and increase in property value rises. Sometimes your worth will go up more than you spent.
You will need to be certain you completely understand how mortgages work before purchasing a house.
You should ask questions about their history. The real estate agent should be prepared to answer some of your queries in a professional manner.
As soon as you've made the decision to start home shopping, you must locate a professional Realtor to assist with the process. You clearly have to find someone who you can depend on to be fair and honest. An experienced agent with a proven record can help you proper homes.
When searching for a new house, it's quite important to prevent the trap of judging a home based on its own decor. You have to find a house depending on the way it had been built and construction of this home.If you get a house primarily because it's structural details that interest you, you risk overlooking serious issues that'll be costly to fix later.
Get yourself a house warranty by means of a warranty. When you purchase a brand-new residence, or by an owner, get a guarantee. The work of the builder should provide you a guarantee if he or she's confident in their job.
Hire people you trust when buying a house. Nobody likes spending money on something that they do not need to. Despite the fact that this is true, it's always best to hire people you can trust.Getting the truth will save you a lot of money down the very long term.
Search for your dreams.Investors disagree about whether now is a great time to purchase a big or expensive house, even though some do prefer the idea.Housing costs are just as likely to grow as they are supposed to fall in this stage in time, so this might be a perfect time to purchase your dream home.
It takes some time to find that property for your plan and plan.
You need good legal representation since complications during a foreclosure prices frequently arise. You could save lots of this.
If you don't do so at once, you might not be covered for any losses which may happen, such as an unpredictable natural disaster.
When it is time to buy the property, employing a realtor with integrity and a good reputation is paramount. You can find more information online in addition to with the Better Business Bureau). Ask your family and friends to get an agent they've done business with.
The suggestions which that you have just read can help you to get the most out of your property purchase. Use these pointers that will assist you take advantage of the money that you're investing in the house. You will feel more confident about your choices if you're sure of yourself.
Terrific Tips About Investing In Real Estate
Like anything you do in business, you must have the perfect kind of knowledge. Real estate investing can be quite profitable over the long term, but that's only true if you place your cash into quite worthwhile properties. This report can allow you to decide on a strong foundation.
When you're purchasing a property, Uptown @ Farrer Perumal Road to live in, you might get emotional about the area, but there is no room for this in investing. You will need to keep your eye on the information and make your choices with your head, not your heart.
Decision to be made for the type of property
You want to decide the sort of real estate you would like to put money into prior to beginning your experience. You might realize that flipping houses suits you, or maybe commercial properties are appealing to you. Or perhaps, you'd like something harder, such as rehabilitation projects that start from scratch. You will need to think about your tastes and abilities so that you select the ideal kind of real estate to put money into.
Always be on time once you set up a meeting with a possible client. Coming to a meeting late reveals that you're unorganized and don't care about your clients, which will let you lose them.
Socialize For Better Ideas
Speak with fellow property investors. This gives you a stronger base than simply reading books. A couple of buddies knowledgeable about property investment could be handy. The world wide web is an invaluable resource for finding others. Get on some forums and see if you're able to enter a meetup.
Be skeptical of any prospective tenant that attempts to negotiate the lease. While he or she might only be a savvy businessperson, they might also be in a financial bind. You may end up constantly fighting to receive your monthly payment in time.
Break Mega Plans Into Smaller Plans
A great deal of things can influence the value of property, so you are best having a brief duration, mid-term, and long term plan in place. That way you'll be able to take action based off of how the industry is faring.
Don't believe you have to pay the listing price for a parcel of property. Plenty of the time an operator is likely to make the cost higher than it must be since they expect people to attempt to negotiate with them.
To Buy or To Rent
Think about building up a property rental portfolio which can continue to give you consistent gain for retirement purposes. While buying homes to sell for profit remains possible, it's less of a fact in the modern world than it's been previously. Building up leasing income by buying the ideal properties is trending versus flipping houses because of the current housing market.
Bear in mind that location is the main component of a real estate investment. The roughest property which exists on a fantastic bit of land could be a better investment than a fantastic house in a bad location. You want to consider the capacity of this investment and the location also.
As you expand your business of real estate investing, be certain that you broaden your network of contacts also. Individuals are often just as critical as properties, since they may provide you exclusive investment offers before they become accessible to the general public. An expansive network may also offer opportunities in selling which you wouldn't have otherwise known about.
Know that you want a fantastic team to get involved in property investing. Reach out through your own personal connections to locate individuals who won't let you down.
Be certain that you have your finances in order so you can jump on opportunities where time is a must. You could miss out on the deal of life if you wait till you discover a property and after that try to get financing and loans in order. Possessing the ability to act fast frequently is the difference between a deal of a life and a chance lost.
Enlist the experts for aid. Learn from people with property knowledge before making an investment. Talk to an appraiser or realtor.
Keep emotions out of play as you're negotiating. Never lose sight of how the home is an income property. Separate your emotions from your financing so that you do not make rash decisions. You'll make additional cash if you use this information.
Investing always comes with a few sacrifices. You'll have to invest plenty of time in addition to money. You might need to eliminate some of your leisurely pursuits. Don't forget your leisure activities will still be here when you have reached your targets.
Always be ready to calculate before making an investment in real estate. Calculate your lending expenses, any repairs and upgrading that might need to be done in addition to how long you may be left holding the property. While the selling price may look great, there are a lot of other factors to take into account before buying.
Don't sign any contracts to purchase a parcel of property before you do your research carefully to confirm the possession of the property. This prevents misrepresentation of this piece of property available, and it mitigates any future issues.
Take what you've learned in this report and use it to assist your own property investments to succeed.
Affinity at Serangoon Coming Soon to Serangoon North Ave 1
Possessing a massive property size of 296,913 sq feet, the Affinity at Serangoon https://www.affinityatserangoon.com is a mega creation that provides several high quality resort-like centers to its own residents. The luxury condominium will include of 1052 residential components, where there'll be 1012 flats, 40 units of strata houses and 5 components of retails stores. A fantastic combination of one bedroom to four bedroom with research flats, and four and five bedroom strata landed houses are offered inside the development.
The development is located just south of Hwi Yoh Green, on Serangoon North Avenue 1, and is conveniently positioned concerning dining, schooling and shopping choices. Zhonghua Primary School, Rosyth School, Chij Our Lady Of Good Counsel, and Serangoon Garden Secondary schools are nearby, as are MyVillage in Serangoon Gardens, Hougang 1 and ICB Shopping Centre malls.
Serangoon North Avenue 1 is served with the 315 bus path, with a lot more paths on both the local Yio Chu Kang Road and Ang Mo Kio Avenue 3. Both of these are convenient arterial streets, with the latter resulting in both the CTE and KPE. Concerning the MRT, the nearest station is Kovan about the North East Line, which is just under one and a half kilometres away. Hougang on precisely the exact same lineup, and Serangoon on the Circle Line are somewhat further off.
Retain Good Tenants to Retain Good Business
It is not only just getting the tenants payment that the condo property rental goes. As a condo property owner, you must know that there are techniques that you can follow to ensure that good tenants will stay longer as they could. Though collecting payments is your primary goal with this business, you should have techniques that would let your condo tenants think that they are important. Without having good tenants, there will be no good business. Your condo especially The Opus Condo, in the end, could be a useless property if tenants could not stay anymore. It is better to have good track record of being a good landlord.
How to keep good tenants for your condo property?
Looking for good tenants is somehow like finding an employee that would be good for you. You need to make sure that they are responsible for paying the rent on time. But how are you going to keep it going?
Cool ways that would make your tenants good enough.
By establishing techniques on how to retain good and loyal tenants, surely your condo property is in the right track. Giving freebies, courtesy of your goodwill to create long-lasting tenant-owner relationship, would be a great start. Freebies such as pillows or food are not bad at all! Anything that you think can be used inside the condo property can be a good choice of giving freebies to them.
Other technique that you could establish is showing flexibility on other rules that you may want to impose inside the property. For example, you are not fine with tenants partying so late at night within the property, then be considerate if it is a celebration of a very important day of their life like birthdays or holiday like Christmas. This is a good way of showing positive attitude to your tenant.
Keep tenants as good as they are.
Tenants can be retained for as long as they are good. But there are still possibilities that they can go bad. Why? Probably could be because of how they are being treated by their landlords. If this can be resolved immediately, misunderstanding can be avoided. At first, let the tenants know your rules and flexibility. Make sure that they understand this the first time they are going to accept all the terms and conditions. This is also to keep you safe from the tenants that could not follow your rules, even you have offered various options or freebies just to keep them.
Good tenants can be good as they are, and they can be as always. It could only go wrong if there are emergencies that they need to sacrifice their payment for the rent. In that case, paying back to a good tenant is not bad enough. Show them that paying any amount or extending the deadline is the help that you can offer, at least for the emergency that they are having. This would absolutely make them a more responsible and good tenant that you should keep for your condo property.
Buying a Executive Condo Tips To Share
Investing in a flat isn't precisely the same as buying a apartment for one family. Certain factors need to be looked at before buying this land. Oftentimes, you are going to see that investing in a flat is a lot more affordable than investing in a house for one family. Speak into Rivercove Residences EC for a few of those Standout executive condos. This write up talks about the very best hints when buying a executive condo.
Great Insider
Perfect fit
Primarily, evaluate yourself to figure out whether you want a flat. As mentioned before, having a executive condo is completely different when compared to owning dwelling for a family group. You ought to take a examine the benefits and pitfalls of running a home before purchasing one. One of those outstanding gap between residence for unmarried condo and families may be that the exact distance between the neighbors. You should, consequently, evaluate if you want to stay independently or together with neighbors.
Skilled & Experienced realtor
It's necessary to employ an expert real estate agent to assist you with the purchase price of this executive condo. That is crucial especially in the event that you've got very little experience about knowledge on realestate afterward it's ideal for you to employ a realtor. The property professionals are experienced and can, thus, help one to find the very best price on the marketplace. They'll also cushion you from getting cheated by false realestate organizations which are attempting to sell executive condos. The purchasing of an apartment isn't exactly the same as purchasing the single-family homes. The purchase price isn't similar of all of the homes, the property representative can assist you to in registering the suitable contract.
Short video on the latest 100% sold out EC : Hundred Palms Residences
Financing the fiance
Purchasing a flat isn't precisely the same as purchasing the other form of house. Exactly like purchasing one other kinds of homes it's very important that you obtain pre-approved before you've got a peek at the condos. This can allow you to figure out whether they have been right match for you personally. Obtaining funds for investing in a condo can be hard as it needs a enormous amount of cash. Ensure that you have a decent way to obtain financing before the purchase price of a flat because most creditors usually don't provide loans to your purchases of their condos.
Other institution fee
There's the institution fee in the majority of the condominium towns. The commission is usually paid yearly, bi annually, quarterly, or even yearly. The cost can be used to keep up with the homes and care for problems like maintenance and infrastructure. Be certain that you get accustomed to the institution prices and just how frequent you're designed to payfor.
Martin Modern Launching Soon At Martin Place Singapore
Martin Modern is a brand new condominium situated at the Martin Place in the prime District 9. It's developed by First Bedok Land Ltd a subsidiary company of GuocoLand, an extremely reputable developer with projects like Wallich Home Leedon Residence and Goodwood Home.
Short distance to major amenities
This new development is a couple minutes walk from Great World City MRT which also places it close to Orchard Road shopping belt and Great World City. The development is, in addition, near Robertson Quay at which it is possible to locate bistros, coffee shops, pubs and store houses.
Location of Martin Modern
This new condominium, Martin Modern Singapore, is a part of the rejuvenation of Martin Place region and the Robertson Quay jointly with other upmarket condominiums in the region.
Short Video on Martin Place Residences:
Based on CBRE research, due to limited government property sales in this popular region along with great sales quantity at Cairnhill Nine, Sophia Hills along with OUE Twin Peaks, has brought so many programmers to bid for this particular District 9 development.
Amazing Marketing Strategy For Your Building Permit Services Business
Successful businesses rely on satisfied, happy customers. When you have unhappy customers, they'll tell others and stop doing permit expediter service business with you. Ensure the very best possible reviews by giving each and every customer quality service. Here are some good suggestions on how to reach new customers and keep the existing ones happy.
Experiences Normally Works
If you are absolutely the owner or an employee in Bellewoods EC, you should still always interact with a positive outlook when engaging the public. That's part of making every person who walks through your door feel welcome and valued. Instructing workers on how to interact with customers is one of the most vital parts of their employee training. Those customers who have a great experience are going to tell others all about it, which will probably be beneficial for you in that your permit expediter service business will grow.
It is usually hard to start a new permit services company, whether you have created many businesses or you're building one for the very first time. Take in all that you could about your picked field and the opposition that accompanies it before hopping directly into another venture. If you're careful and thorough in your planning, you could create a profitable permit expediter service business. Taking advantage of the number of different online resources the web must offer is a great idea when building a new business.
Do your due diligent check
Be mindful of anyone you are considering bringing into your permit expediter service business. Before you begin hiring, have a discussion with your potential employee about the job and any requirements you have as well as their past work history. When you employee someone new, it's on you to ensure they get all the training they need in order that they have the knowledge to do the job well. Thriving businesses employ people that love doing their job and want to continue to grow in their career.
If you're starting a permit expediter service business, make certain you protect it from any legal troubles by filing all needed state and federal forms and learning the basic priciples of business law. If you do now have a critical data of business law, it is proposed that you facilitate with a legitimate counselor who may have normal relationship in this subject. A great deal of fruitful permit consulting firms have been harmed by expensive court cases. If you make connections with a good business attorney before you face any problems, you'll know who to trust if you ever face a legal challenge.
It is vital to celebrate when you have success in your business; however, it's also vital to not forget about the need for staying focused. Permit consulting firms that are fruitful are made do with dependable arranging and trying different things with new thoughts that improve development. To be successful, permit expediter service business owners need to be tenacious and attentive to the needs of their permit services company. Weathering the hard times is way easier when your company is flexible and open to new concepts and strategies that should improve the way you do business.
Promote Your Education Services Business With Our Secret Method
Ascertaining the most desirable strategies for education and instructional courses business growth and profit increase can be time consuming. Getting methods that will help them develop and improve market share is rarely accomplished. Instead, you should perform research to determine exactly what the best methods for your industry are. Put the following general directions to use to come up with a plan to build your business.
Approaches to keep your busineses
Even though you might have conquered an education and instructional courses business milestone, it doesn't necessarily mean you're successful. You should dependably endeavor to make new objectives so regarding keep your business alive and developing. Two great approaches to expand your business are to follow new trends and keep a strong mind. If you follow your market trends and continue to improve your business, it'll eventually grow and become successful.
Every time a customer receives amazing customer service, that's often the deciding factor when they choose to give that school repeat education and instructional courses business. Your customers will go to your competitors if you're not consistent in pleasing them. It's best to show reviews that underline your qualities and your best things. Your greatest competition will be companies that have the same high quality of service and products.
Toward to better margins
When you're starting an education and instructional courses business, you're going to want to give it more of your time than you think you will. In order to own and manage a profitable business, one must invest a significant amount of time, effort and attention. Do not get distracted and focus completely on business at all times. If you want to be a smart business owner then you should realize when you are overwhelming yourself and you should hand over some of your responsibilities to others.
Regardless of if you are definitely the owner or a worker of an education and instructional courses business, when dealing with the public you should, at all times, have a positive outlook. The customers that walk into your business ought to be made to feel comfortable and wanted. Customer interaction skills ought to be high on your list of training priorities for your workers. Purchasers that have an exceptional experience with your learning facility can help by spreading the word which can be essential in expanding your corporation.
When things get stagnant
Even during times of financial prosperity, it is vital to look for methods to continue growing your education and instructional courses business. Many owners take a vacation as soon as their school turns a profit, but when they do that, they're wasting a great opportunity to build on the recent success of their new business. To be successful, school owners need to be tenacious and attentive to the needs of their school. Hard times will come, as they always do, but you'll be able to face them if your business is open to change and everyone on staff looks for ways to better serve their customers.
Internet Marketing Solutions for Small Companies
In terms of your online marketing, toddler gets behind every one of your other competitors. Simultaneously, being small company, your marketing budget might be limited when comparing a considerable corporation in precisely the same industry, this is why it is advisable to try a professional internet marketing company that can help you identify areas to focus on so that they can show you how to grow and become successful actually run.
Among the first important internet marketing solutions for every small company would be to do three important analysis, gathering the vital information you might should direct your online marketing campaign. You want to be sure you complete a website analysis, identifying areas that need to be changed. The positioning analysis just might help you see which pages are generating business and those are lagging behind.
Came from here, it is advisable to complete litigant analysis. You have to have some concept of your clientèle. You could possibly help all customers, perhaps you may help companies in any certain industry or that you may help customers on the certain sex or age bracket. Getting an excellent expertise in your clients and their buying habits is imperative to all your marketing campaign.
Focus with your website design. You want to make sure that your web design is professional and portrays you in the perfect light. Remember for numerous customers, your internet site is the best impression they've already with the company, so you'll want to that hot weather is what makes right impression.
SEO or seo is very important to all your online success. SEO is extremely detailed and comprises of varied services. The best ways to learn it, is that it's a number of different services while using specially chosen keywords to website navigation, that helps you enhance their ranking and search results. You and the competitors are competing for upwards of 100 % free, you are also competing to getting a first page ranking in serp's, helping you revitalize your traffic and achieve success.
Grab good thing about ppc (PPC) advertising. Now you have an affordable internet marketing solution which enables you to pay limited to results. Only if a potential consumer physically clicks about the link provided do you make payment for in the marketing, this fashion you pay for an increased result. You set the marketing allowance, so you can fit it into your budget.
Find an internet marketing solutions provider who will give you your reputation management. Your web reputation is imperative to business energy, never give up you wish can be your reputation being tarnished. Something as simple as a low quality link may result in you being penalized by the best google, so you'll want to be sure you you must do everything it is easy to to provide a positive image the least bit times.
You should focus heavily with your social media marketing and management. Social media enables you to engage using your customers daily, be seen and heard and boost visibility considerably. You might have a range of social media accounts and owning an account set plan each, offers the opportunity to reach a wider audience.
It is vital that the world wide web marketing solutions provider buy can present you with mobile solutions. Mobile SEO is huge right now every company is repairing preparing a mobile friendly website and an application so they meet Google's algorithm and present them an opportunity to reach also a wider audience moving forward.
What Is Cloud Computing and Why You Should Use Cloud Computing
The Basics.
As businesses expand, they start to experience some really difficult and expensive information technology (IT) challenges. Maintenance of hardware and software facilities can be quite a pain in the neck with traditional business computing systems. Cloud technologies and services present an intelligent, user-friendly solution. It's also cheaper than traditional systems and increases the productivity and workflow of the business.
Cloud computing, by definition, is technology that utilizes the net and servers centralized in remote data centers to store and maintain data and applications. So, Cloud technology makes computing more effective by centralizing the storage of data, processing, and bandwidth.
Cloud services and products also allow users to make use of applications and software without installing the applying on their personal computers or mobile devices. Users can access their personal files and documents by utilizing any computer or device with internet access. The expense in effort and investment property on maintaining an in-house IT infrastructure is are gradually being replaced with Cloud-based infrastructure. While Cloud-based services are great for large enterprises, they've also proven well suited for small and medium-sized businesses.
Private Cloud or Public Cloud
Software-as-a-Service (SaaS)- Examples of SaaS include SalesForce, Microsoft Office 365, Dropbox, Gmail, and so on. With your services, just login along with your credentials and get full access to the applying and your previously stored information. With SaaS services, you can access your information anytime, anywhere, provided that you have internet access.
Private Cloud-The term "Cloud computing" or "the Cloud" also incorporates the using outsourced hosting environments for remote data and file storage. Primarily, there are two cloud hosting scenarios that should be considered. They're shared, virtual servers, or dedicated, private Cloud servers. An exclusive Cloud contains servers which are specialized in your company and data. Microsoft Azure and Amazon Web Services are the greatest providers of Cloud hosting solutions.
Why You Should Utilize the Cloud.
Money savings-Cloud computing saves you substantial sum of money, the cost of Cloud computing is significantly more flexible than traditional methods. If there is need to cover any service, you only need to pay for the services that you are using.
Disaster Recovery-With Cloud computing, it's super easy to recoup any file provided that they are backed up on the Cloud. So, if your physical devices malfunction, or are lost or stolen, your data remains safe and easily recoverable.
Work anywhere-Cloud computing enables you to access your files from anywhere provided that you're connected to the internet. Many Cloud services also offer mobile apps so you could have access to your files regardless of the unit you're using.
Reduce Hardware-The usage of Cloud computing reduces the quantity of hardware used and how big data centers. Some organizations eliminate physical data storage completely by operating their business totally on the Cloud.
Improved Collaboration- Cloud computing improves collaboration by allowing groups to generally meet virtually. You can view and edit shared documents and material with controlled access. This ability reduces the full time spent to market and increase product development and customer service.