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Nativity Foam Stickers
- Brand: Playside Creations
Put your faith in the Lord as you incorporate colorful, Bible-themed designs into your next craft. Nativity Foam Stickers are adorable designs of characters straight from the nativity story such as Mary, Joseph, an angel, and more. Adhere them to scrapbooks, cards, posters, and other cute crafts.
- Length: 1 3/8" - 2 1/2"
- Width: 1 3/8" - 2 1/2"
- Thickness: 1/16"
Package contains 240 stickers.
Item not available in Hobby Lobby Stores.
Check your local store for availability.
Warning: CHOKING HAZARD: Small Parts. Not for children under 3 yrs.
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Rangeland Fire Tour
Wildfires and Wildlife by Art Talsma – In North America, The Nature Conservancy is actively communicating both good fire and bad fire outcomes of controlled burns and wildfires. In June, 2014, the Local Sage Grouse Working Group hosted a rangeland fire tour with our partners in the Owyhee's. The 40 people on the tour first observed a recovered 6,500 acre wildfire site that was restored by seeding native plants including sage, wheatgrass and yarrow by helicopter with sage grouse funds. We observed the following good aspects of this past wildfire.
- It recovered quickly with our seeding help and weed control efforts.
- Juniper were burned so sage, bitterbrush, and coke cherry were back.
- Rangeland productivity improved for the rancher.
- Sage grouse and deer were back in the improved habitat.
On the bad fire side, we also observed that, especially at lower elevations, there remains a threat from encroaching cheatgrass and medusahead. Rangeland fires are becoming larger in Idaho and testing our capacity to contain them. Restoring large fires is very expensive and often not as successful as the example above. We are working on this complex wildfire dynamic with our partners to protect remaining sage grouse Core Areas in the West. One example is we are working with the Oregon chapter to test innovative seed coatings that we hope will make seeding projects more successful following wildfires. Another example is we are prescribing juniper mastication near sage grouse leks to improve nesting and brood rearing habitat plus it reduces wildfire risk.
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subset: commoncrawl


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Events Around the World
Then and Now: Commemorating Asian Arts Initiative's 25th Anniversary
May 3, 2018 - August 17, 2018
Then and Now includes an array of commissioned works by Asian American artists focused on exploring community-building and community-engaged arts with and within the Asian/American community in Philadelphia. The closing reception will feature live performances by Eiko Fan, and Saya Woolfalk with Annielille Gavino.
Grantees: Le Dinh Q., Jean Shin


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Director Jon Watts is currently hard at work filming Spider-Man: Homecoming in Atlanta, Georgia. He and star Tom Holland, along with some of the rest of the new cast, took a break last weekend to surprise fans with an appearance, and footage at San Diego Comic-Con. The footage hasn't made its way online yet, but excitement is at an all-time high for Peter Parker's first full movie in the Marvel Cinematic Universe, and it looks like another Avenger may be joining him.
A recent, somewhat vague report from the Atlanta Filming Twitter account seems to confirm that Scarlett Johansson was spotted on the set of Spider-Man: Homecoming. Does this mean that Black Widow could be joining Spidey and Tony Stark to take down The Vulture? Maybe. But it could mean a lot of things. Here is what the account tweeted out on Wednesday.
"Well, well... hi Scarlett. What'cha doing here?"
Whoever the mystery person is that runs the Atlanta Filming Twitter account has spent quite a bit of time around the Spider-Man: Homecoming set recently, sending out little reports here and there. The post didn't come with any photos to corroborate the claim, and it may be worth noting that many of the tweets on the account showcase very poor grammar and a lot of spelling errors. The account has been responsible for posting other photos from the set though, so there is some credibility to the statement.
As for what it means? It could be a few things. The most potentially exciting idea is that Scarlett Johansson is there to film some scenes as Natasha Romanoff or Black Widow. If she is indeed going to appear in the movie, it could just be in a cameo capacity, but there is a chance the younger Peter Parker could require the assistance of a more experienced Avenger. The other, much more boring option, is that Johansson was just doing a set visit. The MCU being what it is, that is not at all an unlikely scenario. Without anymore information, it is really difficult to try and figure out what this actually means, or if it is even reliable information.
We know that Spider-Man: Homecoming is taking place mostly in a high school setting, and that the cast is absolutely massive. Michael Keaton will be playing the aforementioned Vulture, and he will be joined by Marisa Tomei as Aunt MAy, Martin Starr, Angourie Rice, Logan Marshall-Green, Donald Glover, Zendaya, Hannibal Buress and Tony Revolori, who will be playing Flash Thompson. Robert Downey Jr. is also set to appear as Tony Stark, but maybe not Iron Man, as he is reportedly taking on more of a mentor's role in the movie.
With a cast that large, it is almost hard to picture adding Scarlett Johannson into it without really muddying things up. This movie already has a lot to accomplish, and the last thing anyone wants is for it to turn into Spider-Man 3 all over again. Spider-Man: Homecoming is set for release on July 7, 2017.
Well, well... hi Scarlett. What'cha doing here?— Atlanta Filming (@AtlantaFilming) July 27, 2016


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ISLAMABAD: Minister for Interior and Narcotics Control Chaudhry Nisar Ali Khan Tuesday stressed the need for putting the security on constant high alert to fight terrorism and criminals more effectively.
Addressing the graduating ceremony of 42nd Specialised Training Course here at the National Police Academy, Nisar said law enforcement agencies (LEAs) would have to remain vigilant in order to completely eliminate nefarious elements.
"Pakistan needs heroes. Our security agencies are rendering sacrifices daily and you have to take forward their legacy and write a new chapter of
valour," the minister told a batch of 30 passing-out cadets, including two lady officers.
Nisar said terrorists were operating from within and outside the country. "So there should be no misunderstanding that the fight against terrorism is over," he added.
The minister said that the enemies of Pakistan wanted to shatter confidence of the nation by carrying out terrorism activities after a break of two to three months.
"Unfortunately, we remain on high alert for a week or 10 days after an incident and return to routine. But we will have to remain more vigilant every time," said Nisar.
The minister highlighted the importance of team work, saying that all personnel have different capacity, "but a good leader always take along his/her team by removing their deficiencies and boosting morale".
Nisar advised the cadets to always uphold the principle of fair play and perform duties with dedication and honesty.
"Your one decision can take a person to the gallows and take out a person from the gallows, so always have fear of Allah Almighty, speak truth and do justice."
The minister thanked the international partners collaborating in the specialized training programme and assisting the LEAs in their capacity
building. He also lauded the eight officers from Balochistan and two lady officers who were part of the passing-out batch.


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How Acupuncture Improves Your Health
Acupuncture certainly offers a lot of benefits. But there is a lot to it than just stimulation of certain points on the body.The objective is to penetrate the skin in the hopes of achieving pain relief and helping with various health conditions. The question here is… does Acupuncture really help when it comes to improving overall health?
An Ancient Chinese 'Holistic' Treatment
The ancient Chinese had a far better understanding of how the body works … Acupuncture came out of this understanding, a holistic treatment developed millennia ago in China. Numerous research studies on the matter have found the treatment to be at least moderately effective in treating pain and nausea…
Promotes Body Pain Relief
Chronic pain including the neck, knee, and back is visibly improved after a few sessions of Acupuncture. Suffering from arthritis pain? Acupuncture helps bring relief for any kind of chronic body pain, which improves quality of life in a significant manner.
A 2006 study conducted by the University Medical Centre of Berlin found Acupuncture to be more effective for improving chronic back pain. Patients with chronic back pain undertook few sessions and reported stark improvement in chronic pain compared with patients who didn't receive any treatment.
Closer to Nature.
We are viewed as microcosms of the natural world in Acupuncture theory. Factors like weather and seasonal shifts matter a great deal when designing Acupuncture treatment plan or diagnoses.
You will realize the importance nature has towards improving overall health if you think about nature in this way. How you treat your body will change as it will become more in tune with nature, adopting natural treatment practices without thinking.
Promotes Better Sleep
One of the most common complaints we get are regarding insomnia or poor sleep quality.
This holistic health treatment is highly effective in promoting better sleep and rest, judging from the fact that people only begin to realize that insomnia or troubled sleep was a problem until acupuncture came into the picture. There is a lot people do to achieve better health. There is no stone left unturned when it comes to improving our health! What better than to choose a treatment that is all-natural, perfectly safe (if done by the right hands) and effective to boot?
Make an appointment and see your health soar upwards!
Yours in Health and Happiness
Please phone and talk with us on (07) 3861 5881 or click any of these links.
Book Now – Blog – Facebook – Instagram – Youtube
(Clinic Directions) – Chermside, Cannon Hill


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8-9 resumes for medical students
resumes for medical students
Statisticallyyour own profile is far prone to get opinions in the event that you have a photo however, you ought to be seeking to give off the finest first impression by means of your image. A substantial collection of UX abilities terms which you are ready to use on your own profile. No personal profile is much superior than a common 1! Your account is usually at the start of the CV or resume and also the exact first thing a potential employer reads. Nowadays you get your profile it is the right time to begin acquiring your links. Your LinkedIn profile needs to be sufficient. It functions like a modern-day restart a possible company can easily scroll. In essence, the material of one's own profile is now total! You could possess a foundational resume which compellingly articulates the main info, says Heifetz, however you have to change it for each possibility. Contact info (e mail along with a mobile phone number) ought to go at the summit of one's own resume. Watch the critical regions of expertise sub-section and the way it includes a whole lot of keywords. Notice the way a Profile section is full of keywords that an ATS robot is searching for. Moreover, it delivers a Best Of section that enables visitors to learn about just what the blog covers to receive acclimated. For example, the overview section should be all written from the exact first individual. This section also needs to be customized specially to this job that you're employing to, related to the description. Moving the profile down page, there's a department dedicated to skills. Change out your target paragraph at the summit of this resume with a list statement. Your skilled outline can be your own introduction into possible employers, therefore be sure to incorporate it prominently in addition to one's own resume. The resume, also as previously mentioned, is not an all-purpose excuse of each and every step you have taken. Resumes have traditionally come to be the most important ticket for surfing the job market. Use your decision, and as consistently, you should alwayss make lots of hints for most selections of companies. Like a guideline, always remember the particular recruiter or company you are aiming for when authoring or structuring your resume. Tailor your resume to each company and just include things such as experience which is pertinent to this position you are looking for. Don't forget, your resume should concentrate on everything you might give your own employer, perhaps not vice versa. Notice how a fresh chronology is made within just about every important section, and also white space is maintained therefore that the advice isn't difficult to look at. The entire purpose of having a linked in profile is so that you're ready to demonstrate your expertise by having a very good digital footprint. For people with expertise using a specific kind of software, for instance, add it in the adventure department. Your skilled experience is really a critical part of one's resume. Your resume is an great opportunity to illustrate that you are in possession of a very superior feeling of clean, good design. Unlike many resumes, however, the target isn't to convince potential companies of your own intellect or not to produce your earlier job history. The purpose of your resume is to procure you that the meeting. If it's not pertinent to your planned job objectives, reevaluate its location on your resume.


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BT has topped 4.7 million broadband subscribers, cementing its place as the UK's biggest broadband provider, according to its latest quarterly results.
BT Broadband (www.BT.com) added 83,000 new customers in the last three months of 2008. "In the maturing broadband market, we remain the UK's number one retail broadband provider with a customer base of 4.7 million," said BT.
"We remain the UK's number one retail broadband provider"
While the company also increased the number of subscribers to its digital TV service BT Vision and its wireless hotspot service BT Fon, overall BT Retail saw a 0.7 per cent drop in profits, due in part to a seven per cent fall in home phone call and line revenue.
BT Vision reached the 400,000 mark in the last quarter, up from 340,000, while BT Fon membership – which allows BT customers to share a secure part of their home broadband in return for access to other Fon hotspots – increased by nine per cent to reach 163,000.
The use of BT Openzone minutes nearly doubled compared to last year and "BT Openzone is now also available at more than 50,000 worldwide locations through roaming partners".
The company also revealed plans to roll out its 21 Century Network, which allows BT and other providers to offer speeds of up to 24Mb, to 40 per cent of the country by April 2009.
Michael Phillips, BroadbandChoices.co.uk product director, said: "BT is a trusted name for many consumers, but in these difficult times it's doesn't offer the best value for money.
"A lack of discounts or special bundled prices means that BT can't always compete on price with the cheaper local loop unbundled (LLU) providers.
"Customers could save a packet by switching broadband to an ISP like O2 Broadband (www.O2.co.uk) – which has an award-winning service and 20Mb broadband for less than £10 a month for existing customers – or TalkTalk Broadband (www.TalkTalk.co.uk) – which offers some of the cheapest broadband deals on the market," he concluded.


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People are prickly about forgiveness.
They often resist it because they think forgiveness means letting someone off the hook.
But it doesn't.
Forgiveness is simply giving up the hope that the past could have been any different. (I heard that on Oprah so it must be true.)
Forgiveness expert Dr. Fred Luskin says, "Forgiveness does not mean condoning hurtful things that people have done."
Luskin has found that people often have a harder time forgiving ex-spouses than they do violence.
Luskin, who runs the Stanford University Forgiveness Project, has done forgiveness training with Catholics and Protestants from Northern Ireland who lost family members to political violence. After a week of training, even mothers who lost a child showed less hurt, depression, stress and anger. They also showed more optimism and forgiveness.
The women returned to Northern Ireland and six months later still reported all the positive changes in mood and outlook.
During my interview with Luskin, I asked him who had a harder time forgiving, mothers who lost a child or people harboring a grudge against their ex-spouse?
"Hands down," he said, "people with the ex from hell have the hardest time."
Luskin says that when you get someone who is just coming out of a raw place, like a grieving mother, they're more open to help. But a person who spent the last five years ruminating about what a miserable so-and-so their ex is has emotional baggage invested in their story line.
Luskin says, "The story is so well-rehearsed it serves secondary goals. People want to demonize the other person so they can do harsh things. It's a story line that doesn't ask them to do much thinking."
He says, "Even if my ex-wife was the worst person on the planet," he says, "and I'm still bad-mouthing her to my kids. I'm the one who is still bad-mouthing her to my kids."
In his best-selling book "Forgive for Good," he writes, "Forgiveness helps people control their emotions so they maintain good judgment. They do not waste precious energy trapped in anger and hurt over things they can do nothing about."
Forgiveness doesn't mean condoning people's actions, but it does mean taking control of your own reactions. Your dysfunctional parent or lying business partner may have been the devil incarnate. But how much more brain space do you really want to waste nurturing your grievance?
On his website (www.LearningToForgive.com), Luskin outlines a nine-step forgiveness process.
Steps include sharing your feelings with a few trusted people, making the commitment to yourself to do what you have to do to feel better, getting the right perspective on what is happening and giving up expecting things from other people, or your life, that they do not choose to give you.
Luskin writes, "Remember that a life well-lived is your best revenge. Instead of focusing on your wounded feelings, and thereby giving the person who caused you pain power over you, learn to look for the love, beauty and kindness around you. Forgiveness is about personal power."
You can't change the past, but you can change how you deal with it. Luskin says, "If you can't resolve disappointment without bitterness, it chokes off happiness."
We all have disappointments and hurt. But if mothers who lost their child can reclaim an element of optimism in their lives, surely the rest of us can rise above whatever past hurts we've suffered.
The past is the past. The best gift you can give yourself is to move forward.
e-mail: email@example.com


text: If you've been running for a while you may have had some pain at one place or another. Often it just goes away and isn't really anything serious. As the saying goes it's better to be safe than sorry. When you're at least aware that you're suffering from one type of injury or another the faster you can do something about it and the quicker you get better. Below I put an image up to help you figure out what you may have and what to do about it.


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A man has been arrested in Japan on suspicion carrying out a virtual mugging spree by using software "bots" to beat up and rob characters in the online computer game Lineage II. The stolen virtual possessions were then exchanged for real cash via an online auction site.
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text: NEXCOM has released the 1U network security appliance NSA 7141 to take on more security workloads and lower energy consumption to contribute to a greener world. Based on Intel® Xeon® processor scalable family (codenamed Purley), NEXCOM NSA 7141 features enhancements in computing performance, system responsiveness, I/O throughput and hardware design to safeguard network traffic for both enterprise and telecommunication applications. Support PCIe x16 extension slot for more application use like AI engine or crypto/decrypt engine.


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We see organisations as living human systems that develop every day through all sorts of interactions inside and outside the organisation. What emerges is often unpredictable. Being able to sit with curiousity at the "edge of the unknown" is a skill that takes practice.
Most of us resist change. We tend to react to differences that are too different by closing off, rejecting or trying to convert them. Listening to the (often vital) information in differences is key to individual, team and organisational development and transformation.
How we behave often has more to do with the context we are in than our individual make up. An alternative to personalising behaviour (so prevalent in many organisations) is seeing the wider system and how what is happening may be part of this. We also encourage individuals and teams to see the part they are playing in what is unfolding, knowing this is where change starts.


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Q&A-style responses to a variety of pressing classroom-management and student-engagement questions.
Provides over 50 original lessons for English Language Learners with a five-step process to increase student achievement.
My blog to support and follow-up my Engaging parents in school book.
My Bam Radio show.
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My education posts on the Learning Network for the New York Times.
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Goldenseal Root - Hydrastis canadensis
(Cut) (Organic) Available in 1 oz
Goldenseal root has a long history of use among indigenous cultures of the northeast, its native habitat. The Cherokee were known to use it for treatment of general debility, as well as mixing it with bear grease to make an insect repellant. The plant was first described to the outside world in the 1700's.
Goldenseal came into prominence among North American settlers in the 1800's, displacing its cousin goldthread as the popular herbal remedy of the time. By 1910 it was nearly harvested to extinction in the wild, and is still a rare plant in some regions due to over-harvesting. As such, we highly recommend that goldenseal be purchased and used consciously and with concern to its environmental vulnerability.
*For educational purposes only. This information has not been evaluated by the Food and Drug Administration.
This information is not intended to diagnose, treat, cure, or prevent any disease*


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The National Historical Arms Museum (NHAM) is a division of The Canadian Historical Arms Museum Inc. (CHAM) and is a non-profit organization incorporated in 2010 in the Province of Ontario.
The museum's mandate is to be a dynamic centre for the research, education, and preservation of small arms used in Canada and around the World. The goal is to grow and enhance current and future generation's knowledge utilizing a museum grade collection that will help visitors to understand the historic evolution, role and impact of small arms around the world.
- To preserve, protect, and restore small arms and their associated accessories and technical literature for current and future generations
- To openly share knowledge of Canada's small arms development and history to researchers, historians, authors and the general public
- To inspire personal discovery, appreciation, and understanding of small arms
Core Competencies
Three core competencies underlie the museum's mission.
- To preserve and develop the museum collection and document expertise gained for future generations
- To research and expand knowledge of small arms and their historical and evolving role in Canadian history
- With the expertise of skilled and passionate volunteers, we will apply meaning and context to small arms' history while engaging our community and world
- Respect for individual and community diversity
- Responsible stewardship and public trust
- Integrity of all research and communications
- Openness to new ideas and knowledge exchange
- Inclusiveness, to engage the public in meaningful dialogue including displays
- Prudent management and use of institutional assets
- Commitment to social and environmental responsibility


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Work for usFancy a rewarding and fun career?
You'll need to have a work hard, play hard ethic and enjoy being part of a growing and successful team. You'll have the utmost integrity, be reliable and approach all situations with creativity.
You'll be joining a team where initiative, creativity and dedication are the norm. Unlike big corporations, we don't shackle our people with rigid systems….we want them to have fun and freedom while working so that we can give our candidates and clients a genuinely personal service.
Above all, you'll want to build lasting relationships because that is the bedrock of our business.
We'll offer you the opportunity to use your passion to make a difference, alongside the opportunity to work for a relaxed, friendly but totally dedicated business like ours. The Rewards? Well they are the best in the market.
Interested? Then please contact Jo Faria to find out more.


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These thick glass bottles with cork stoppers stylishly store 75 luxury matches.
Recycled mini milk bottles with cork top lid; store 75 luxury matches. A beautiful and thoughtful addition to candles as gifts.75 strike any where matchesreclaimed wood matchesrecycled glassreusable glass bottlestrike plate on bottomcork top bottle- 4" tall x 1.75" diameterDUE TO POSTAL REGULATIONS WE ARE UNABLE TO SHIP MATCHES OUTSIDE THE US.
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The demands of parenting weigh heavily on the couple; Bill believes Chicago would be the perfect place for the family.
Giuliana tries to secure a nanny and a pediatrician for Duke as she works the busy awards season; Bill travels to Haiti on a charitable mission.
Giuliana turns to a life coach for help in balancing her work commitments with her personal obligations; Bill begins a fitness regimen; the couple hope to bring RPM Italian to Washington, D.C.
The couple consult with a sleep training expert for Duke; Giuliana readies for the launch of her spring clothing line; Duke's six-month birthday is cause for celebration.
The couple need to baby proof the house when Duke becomes more mobile; Giuliana works with a breast cancer charity; remodeling work is completed on Giuliana's office.
Giuliana plans a surprise celebration for Mama DePandi's 70th birthday; Bill works on a new juice line and spends quality time with Duke.
Giuliana drops subtle hints to Bill when she believes that he has forgotten her first Mother's Day; Mama DePandi is encouraged to publish a cookbook.
Giuliana confronts her numerous fears, while Bill works to ensure Duke will not grow up to be afraid.
The couple head to a coastal Mexican resort for their first vacation with Duke; Giuliana asks Bill his thoughts on having another child.
The couple ask Delphine, their former gestational surrogate, if she would consider carrying a second child for them; Bill receives an unusual belated Father's Day present.


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Mothers And Daughters Raise Over £1,300 for Berkshire Women's Aid
Monday 25th April 2016
On Wednesday 20 April, Queen Anne's held their inaugural 'Mother and Daughter' Evening to help raise money for the charity, Berkshire Women's Aid. The evening raised over £1,300 for the local charity, which provides advice, counselling and places of safety in Reading, Wokingham and Bracknell, and offered a wonderful opportunity for girls and their parents to spend time together.
Below, L6 student Charlotte Stanton, provides a writeup of the evening:
"The 'Mother and Daughter' celebration evening was a huge success. The charity for the evening was Berkshire Women's Aid, a charity which works against abuse and violence, providing advice, counselling and places of safety in Reading, Wokingham and Bracknell. The evening was also a great opportunity for girls and their parents to spend some quality time together and to raise money for a worthwhile cause.
We were very fortunate to have Liz from Berkshire Women's Aid to come and speak about the charity's aims, vision and values. One area she spoke about was a programme called 'Family Choices', which is an innovative programme aimed at preventing domestic abuse, reducing repeat incidents and the impact of abusive relationships. We thank her for coming and spending the evening with us.
The evening's entertainment was a range of acting, dancing and singing. There were also quizzes, a raffle and an auction, with all proceeds going towards the charity. There was also a competition for the best dressed table, with first prize going to Mrs Kavanagh, who dressed her table with the colours and values of the charity.
Overall the evening was very successful with a total amount of £1322.10 being raised. We thank everyone for donating and making it such an enjoyable evening. A huge thank you goes to Mrs Storey who organised the event. The donations will go a long way in helping the charity fulfil their vision and aims. Thank you to everyone who contributed to the success of the evening."
Click here to view photographs from the Mother and Daughter Evening


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Hey Make Time Online readers!
Some products or services on this website are affiliate links, and I may earn a commission for any purchases you make.
You need to understand 2 things:
- I will ONLY recommend products that I use and has helped me save TIME.
- You will NOT be charged additional costs by buying through the link.
I will mention these products because I believe in them and want to help you improve your life. They will only be products that I believe can add VALUE to you.
All efforts are made to ensure affiliate links are disclosed in accordance with the FTC.
Let me know if you have any questions!
Keep changing for the better,


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This 3-ply paper napkin is highly absorbent. Printed with flora and fauna design, in smoke gray and white colours. Complete your table setting with this unique paper napkin which fits both the season and mood. Mix colours and patterns for a more distinct look and personal expression. Add this interesting piece to your table today!
NOTE: These paper napkins are FSC-certified.
- Brand: Lene Bjerre
- EAN Code: 5705764708623
- Series Name: Ayuka
- Product Type: Paper Napkin
- Color: Smoke Gray / White
- Material: Paper
- Length: 33 cm.
- Width: 33 cm.
- Weight: 0.1 kg
- (Sold per pack) 1 Pack: 20 pcs.


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Signs It's Time to Refinish Your Oak Flooring
When you first install Oak Flooring in Taunton, their beauty and elegance seems like it is going to last forever. However, then life begins to happen. After several years go by, the previous beautiful, shiny floors no longer look the same. But how do you know if it is time to replace or simply refinish them? Do you even know what to do?
The good news is there are a number of ways to tell if it is time to repair or refinish the floor.
What does Liquid do when it Hits the Floor?
When you install an entirely new wood floor, when water hits it, it will bead up and stay on the surface. As the flood gets older, it will begin to absorb the spills more and more. If liquid begins to seep into the boards, then it can create a dark, deep stain and start to cause the wood to warp. This is not a good thing.
Gaps Present in the Boards
As time passes, the wood flooring will start to settle. It will shift and move each day. These gaps will continue to become wider and deeper and much more noticeable and they will also begin to become more of an issue. If the boards are no longer matching up properly, it can create an imbalance that will damage the floor quite quickly.
Dull Finish Means It's Time for New Floors
Do you remember how the oak flooring looked when you first installed it? While you may forget that shine and elegance over time, if you take some time to really look at the floors, they may appear dull or damaged. Chances are scratches, dents and dings have appeared and there is some discolouring present. Also, no matter what you choose to do, they appear dingy and dark. This is a definite sign that it is time to refinish your oak flooring and help the floor return to its natural look and original beauty. You can click here to get more details.
It is important to keep in mind that refinishing the oak floor will not repair the damage that has occurred. If you begin to notice any types of issues for the flooring, such as warped boards, squeaks, bent boards, spots, or any other issue, then seeking repair right away is essential prior to refinishing the surface. Also, if the damage becomes too severe, then it may be time to replace the flooring completely.
Are you in need of Oak Flooring in Taunton? If so, visit Blamphaynesawmills.co.uk for more information.


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PlayBox Neo Channel-in-a-Box servers have formed the core of our playout infrastructure for many years. They are easy to use, operationally versatile and highly reliable. Most importantly, they give us the freedom to deploy automation to a very high level while retaining the ability to switch to live transmission whenever required.
Mohammad Komar, Playout Engineering Manager at Biznet
It Is Written
We identified the PlayBox Neo series as the ideal engine to power our OTT channel, www.itiswritten.tv. Neo gives us the freedom to transmit live as well as provide on demand content so viewers can choose to watch what they want at whatever time works best for them. We had outgrown the capabilities of our existing third-party system so we have assigned that to a back-up role.
Michael Bell, Director of Production at It Is Written
Northwestern University, Evanston, Illinois
The challenge we faced was to find a versatile, efficient and operator-friendly solution that would integrate easily with our newsroom. We made a careful study of all the playout solutions currently on the market and identified PlayBox Neo as the logical choice given its long experience, proven track record in technical support and very wide user base. ProductionAirBox Neo gives us a wide range of media manipulation and delivery tools.
Luis Palacios, Northwestern University's Broadcast Production Manager
Artmotion, Kosovo
We have invested in 15 complete PlayBox Neo servers and four Cloud2TV nodes. They were the logical choice for this project as they are very operator-friendly, space-efficient, reliable and easy to maintain.
Kushtrim Gojani, Artmotion CEO
We required a solution which would integrate easily with our existing infrastructure. The primary requirements were a robust operating platform, user-friendly control, easy expandability and good technical support. PlayBox Neo's Channel-in-a-Box was the logical choice given its proven success at many leading broadcast networks and playout service-providers around the world.
Mohamed Samir, Nilesat Broadcast Manager
BHS Telecom
The reliability and structural compactness of AirBox Neo are greatly appreciated by our playout centre staff. One of the great strengths of PlayBox Technology is that it provides efficient round-the-clock technical support. This is very rarely needed but adds greatly to our operational confidence and the level of service we are able to give our customers.
Ghorban Shirzad BHS Telecom' CTO
STG Mediaplex
AirBox Neo is easy to operate, versatile and backed by very good technical support from PlayBox Technology Thailand (...) The new system is performing excellently and proving very helpful to our business. We already operate three satellite television channels. This new addition offers a variety of Hollywood content on multi-platform devices via broadband mobile networks. It is our first OTT channel and I am confident we will be introducing more.
Jatuphol Suteesathaporn- STG Mediaplex CEO
Olympusat now uses PlayBox Technology to put our original programming channels on the air via direct broadcast, satellite or fibre networks, internationally and domestically. We have used PlayBox to successfully launch our suite of 10 Ultra HD Plex Spanish-language channels in March on Verizon FiOS.
Tom Mohler, Chief Executive Officer, Ocean Holdings
Tring TV, Albania
CloudAir integrates very easily and effectively with the AirBox Neo product family (…) The benefits of that integration include advanced quality control and greater accessibility for content management and playlist preparation. The system is highly secure and gives Tring TV one of the world's most modern playout environments.
Armand Selimaj, Tring TV Technical manager
Profen, Turkey
I find PlayBox Technology very valuable and a very reliable system. We started with 2 TV channels and now have 20 TV Channels playing from 20 AirBox servers. Other systems are available, but they do not specifically meet my requirements to the level of PlayBox.
Onder Havuzlu, Managing Director, Profen, Turkey


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Welcome to Hotel Valley of Gods
A warm welcome to Hotel Valley of Gods. Located in Vashist village at a 10 minutes drive from main Manali. A pleasant place to stay in Manali. We are nested in valley of Manali Solang surrounded by breathtakingly beautiful green pine woods. Offering a total of 15 well designed and carefully furnished rooms. We welcome all the visitors to our website and wish you a great time out in Manali.
Honeymoon Inclusions extra INR 1500/-
Hotel Valley Of Gods
Village Vashist Tehsil Manali
Distt Kullu Himachal Pradesh
India 175131


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Kim Kardashian fans are incensed, simply incensed, that the reality star apparently "cropped" North West out of her latest selfie posted Monday:
The off-center shot, showing a sliver of North's face, was reamed in Instagram comments—proving that when it comes to celebrity motherhood, social media is often a "you lose some, you lose some" scenario.
Related Stories
If Kardashian posts a picture of her baby on Instagram, she's accused of something ridiculous like waxing the tot's eyebrows. If she posts a picture in which North's face isn't fully in view, she's "ruthless" or afraid to share the spotlight.
See Kim Kardashian's Most Memorable Magazine Covers
Terry Richardson—Rolling Stone
Jean-Paul Goude—Paper
Annie Leibovitz—Vogue
Nick Knight—L'Officiel Hommes
Nick Knight—V Magazine
Mark Seliger—W Magazine
New York Magazine
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Brides & Grooms we want to know what you want!
Regular readers will know that we're planning some exciting changes that will all be revealed very soon here on WeddingHigh.com but before we put the very final touches to our exciting plans we want your input!
We've put together a short survey and we would really appreciate if as many brides and grooms could fill it in as possible. Its very short… just a mere 7 questions, and will only take you 2-3 minutes but will help us immeasurably!
Anyone who enters will be in with a chance of winning a copy of our editor in chief's { Blaithin's } first Wedding Planning Book, Distinctive Weddings; Tying the Knot without the Rope Burns.
Take our survey here:
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K1 Speed Poughkeepsie
2001 South Rd In the Poughkeepsie Galleria next to Regal Cinemas Front Counter:Poughkeepsie , NY , 12601
Phone: (888) K1-Karts41° 37' 27.6636" N, 73° 55' 13.7712" W
See map: Google Maps
Contact name:
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Wealth of Knowledge - Spring 2014 - Portability and Credit Shelter Trusts
March 25, 2014
By Karen L. Goldberg
At the recent Heckerling Institute on Estate Planning, Thomas W. Abendroth of Schiff Hardin LLP spoke about portability, which refers to the estate tax provision that effectively allows a surviving spouse to "inherit" her deceased spouse's unused estate tax exclusion ("DSUE"). Portability was intended to simplify estate planning so that married couples can leave their property to each other without losing their respective estate tax exclusions. In the past, to preserve the estate tax exclusion of the first spouse to die, a married couple would retitle their assets so that each spouse separately owned cash/property at least equal to the estate tax exclusion. In addition, their wills would provide that upon the death of the first spouse, cash/property equal to the estate tax exclusion would go to a trust for the benefit of the surviving spouse and children (known as a "credit shelter trust"). This trust was designed to use the predeceased spouse's estate tax exclusion to shelter the trust assets from estate tax in both spouses' estates. If instead, the first spouse to die left all his property outright to his surviving spouse, his estate tax exclusion ($5 million+ since 2010) would be wasted, and all of the property inherited by the surviving spouse would be taxable in her estate without any reduction for the predeceased spouse's unused estate tax exclusion.
Mr. Abendroth pointed out that the surviving spouse can only use the DSUE of her last-deceased spouse. This means that if the surviving spouse remarries and her second spouse predeceases, she is only entitled to the second spouse's DSUE. Nevertheless, a surviving spouse who outlives multiple spouses can use the DSUE of each of those deceased spouses if she makes lifetime gifts using the DSUE of her most recently deceased spouse before her next spouse predeceases. The surviving spouse will be deemed to use the DSUE before her own gift tax exclusion.
Mr. Abendroth discussed the advantages of portability as compared to a credit shelter trust. First, portability affords simplicity. A married couple can leave all their property to each other without losing the estate tax exclusion of the first spouse to die. They don't have to provide for a credit shelter trust under their wills and retitle their assets so that each spouse has sufficient assets to fund the trust with the estate tax exclusion amount. Second, any assets that go to the surviving spouse, rather than to a credit shelter trust, receive a second step-up in basis on the surviving spouse's death; this is not the case for any property that goes to a credit shelter trust. Third, in estates where most of the assets consist of retirement plans and residences, funding a credit shelter trust can pose challenges: Retirement plans have an inherent income tax liability, and minimum distribution requirements can make such plans less than ideal candidates for a credit shelter trust. A residence poses practical issues, including how to fund the ongoing maintenance expenses of the home.
Next, Mr. Abendroth discussed the advantages of a credit shelter trust as compared to portability. First, a credit shelter trust protects future appreciation in the trust assets from estate tax in the surviving spouse's estate. By contrast, the DSUE amount is not indexed for inflation; this means that only the DSUE amount existing at the predeceased spouse's death can be used by the surviving spouse. If the assets inherited from the predeceased spouse have appreciated above the DSUE amount, that appreciation is taxable in the surviving spouse's estate. Second, the generation-skipping transfer tax ("GST") exemption is not portable. As a result, if the predeceasing spouse has not used his GST exemption during life, it will be lost at death if he leaves all of his property to his surviving spouse, and simply relies on portability to preserve his estate tax exclusion. A credit shelter trust structured as a generation-skipping trust preserves the GST exemption of the first spouse to die. Third, if a surviving spouse remarries and her second spouse also predeceases, she will only be entitled to the second spouse's DSUE, and the first spouse's DSUE will be lost if she hasn't already used it for gifts. However, the surviving spouse's remarriage does not affect a credit shelter trust and in fact, the surviving spouse can accumulate multiple credit shelter trusts if she remarries and survives multiple spouses. Fourth, a trust provides creditor protection as well as protects the assets from the misappropriation or misuse by children. Lastly, if the credit shelter trust is funded with difficult-to-value assets, the audit risk with respect to their value is reduced because of the nontaxable nature of the estate. It also allows a family that has a closely held business to divide a controlling interest by transferring an interest in the company to a credit shelter trust so that when the surviving spouse dies she only has a non-controlling interest that should be eligible for valuation discounts.
Mr. Abendroth indicated that portability is most attractive for couples whose assets are unlikely to exceed twice the estate tax exclusion. However, if they reside in a state with a low state estate tax exclusion, such as New York ($1 million) or New Jersey ($675,000), he suggested that the couple may want to fund a credit shelter trust with the state estate tax exclusion amount on the first spouse's death to save state estate tax on the second spouse's death. Furthermore, where a couple has assets above or near the threshold for incurring estate tax and the first spouse to die leaves unused exclusion, portability can be used to preserve that unused exclusion. This often happens when a couple fails to retitle assets or the nature and size of their assets don't allow them to do so, and they can't fully fund the credit shelter trust upon the first spouse's death.
In light of the unique nature of every client's assets and family situation, it is difficult to reach broad general conclusions with respect to the advisability of portability. Nevertheless, practitioners should view portability as another tool in the planning process which may be advantageous for their clients.
Wealth of Knowledge - Spring 2014


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"For I am not ashamed of the Glad Tidings of Christ: for it is the power of GOD unto Salvation (deliverance, freedom, rescue, healing) to everyone that believeth . . . !"
"And Jesus (Yehushua) said unto her, I Am the Resurrection, and the Life: he that believeth on Me (The Word), though he were dead . . . in transgressions and sins . . . yet shall he Live. And whosoever liveth and believeth in Me shall never die.
Believest thou this ?
And she (Martha) saith unto Him, yea, Lord (Adoni – Sovereign King), I believe that Thou art the Christ (Anointed One) the Son of GOD, which should come into the world . . . !" John 11:25-27 Continue reading


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It is done, I've succeeded in keeping up with the high pace of my sequential art class. Last assignment: create a storyline that must contain the following 3 elements:
-1. a park, –2. a child, and –3. a balloon that comes to life.
Most people I guess would make fluffy lovey-dovey and sugary sweet story-lines with this, but not me… When I think of childhood, I can think of nothing else but trauma, neglect, anxiety and bullying!
So here is my first attempt to make a serious piece, instead of my usual gags and humorous work. This gets close to home. In this work I show myself as an adult male and then simply just jump to displaying myself as a little girl – without any explanation, something I quite like here. I wonder if a random unsuspecting reader would get confused by this, and somehow not 'see' the genders, which would of course totally be a perfect demonstration of its social construct 🙂
NOTE Content warning: emotional child abuse.
Partially fictional, but mostly accurate.
Remember these are only sketches, it's not a fully fledged graphical piece.
Click the gallery, escape to go back:
Homework reflections:
It's a bit too sentimental, but I think I am getting close to what I was hoping to learn: pacing, creative layouts and more conscious storytelling.
–For each page discuss the thinking behind the layouts utilized to tell the story:
Does anyone really want to read my thoughts? Well here it goes, see if you agree: The first page is a big page, almost a splash page, where you see the protagonist walking along the park as an adult. Everything is drawn in blue. This page should be on the right page in a comic book. There is no text, because I wanted to stretch time, same for page 2, where I'm using little text.
Then page 3 and 4 have a lot of text where I am telling about the childhood of 'the child'. Everything is drawn in brown. These pages would both be facing each other in a comic book. I needed a variation of the 6-panel grid for narrative beats with more or less the same scene-to-scene panels.
In page 5 I use these narrative beats as well, but halfway I'm shifting to a scene with the strict/severe mother – then for page 6 I noticed I needed many small little panels in order to show the child falling asleep and being startled.
Here the child enters a very colorful world (literally drawn in full-color), fully displayed on page 7, only to be woken again into the brown world by its mother. The act of waking up is in a panel with wrinkly/wavy borders.
Finally in page 8 we are back in the blue present again, ending with a dark almost silent large panel, suggesting a bleak future.
–Pick one aspect of the layout that you are particularly happy with at the moment:
I am very happy with the many different kinds of layouts I've used. Before doing this course I really had no clue! I was just sort of doing it by intuition, but it's much better to think how silent panels influence the experience of time, so i am most happy with the silent panels, and the ones that have almost no text, particularly the last one.
I wanted to challenge myself to NOT make a punch line. So I didn't want to put in a character with a 'challenge' or an adventure with closure, or some kind of moral. I was aiming for an open ending, but I decided to give closure with a bleak last image that sort of suggests a bleak future, so I am happy with that one.
–Are there any pages or portions of the layout that you are not satisfied with at this stage in the planning process?:
If I would draw this comic for real, I would use 95% of this layout, tweaking it just a bit.
I might add 1 extra panel to show the child falling asleep, or another one to make it clear that the colorful world wasn't real, it was all a dream, not quite sure how to do that, perhaps one more extra panel after the child is woken by the mother. And I'm not sure about the sequence where the mother tells the child to wait, but I didn't know how else to stretch this drama onto the next page.
This short course has been surprisingly in depth and wonderful, I feel a little more certain I might one day be able to make a serious graphic novel. And I'm already working on a new comic, so stay tuned!
I can't believe I'm posting all of this for you for free!
Jump to:
– Comics class week #1
– Comics class week #2
– Comics class week #3
– Comics class week #4
– Comics class week #5 (this post).


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Half Marathons
Stephanie just clued me into the fact that there is going to be an inaugural Nike Women's Half Marathon in D.C. in April. There is a lottery to enter and it hasn't even opened yet, but I want to enter and want in! Several years ago I had heard about the Nike women's race in San Francisco and I wasn't much of a runner then, but was intrigued by all the great swag…hello Tiffany running jewelry! I knew that it wasn't likely that I'd really travel to SF or many far places for a half marathon, so I'm super psyched that I'll have the chance to enter here!
I experimented last evening with dinner and made some chicken with a honey mustard dipping sauce I bought from my nephew's school fundraiser. I think it made the house smell a little funky, but actually tasted pretty good. I topped it too with this smoky chardonnay salt, it was definitely way too salty- I am not sure what that salt would be used on, maybe a bigger piece of meat. I also made roasted broccoli and put red pepper flakes and cayenne pepper on it – so spicy and good!
I am pretty pumped for the Philly Half this weekend. I still am not sure about a PR for me, but I'm mostly just excited to run through a city that I have visited many times before as a kid, but haven't been to in so long. Not to mention, I've been craving a Philly cheese steak since the moment I signed up for the race, I've got my eye on Jim's for post half cheese steaks!
I've done my last run before Sunday, now I just have to carbo and candy load – oh wait, just carbs, I mean!


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Over the past week and a half, I've had the opportunity to soak up some holiday happiness with my family in New Jersey and then with Dave in the most French of all Canadian cities...Quebec City.
I got the chance to get some time in at home, prepping the house for the arrival of my sister, her husband and their three awesome kids. Bunting was hung, a huge tree was bought, ornaments were stacked and stockings were pulled out of their bins for another go at the fireplace. My parents and I celebrated a little down time in the preparations by heading to Philadelphia to enjoy the German Christmas Village where the aromas of spiced mulled wine and baked goods filled the air. We wandered from stall to stall, taking in the sights and admiring the artistry on display as we oohed and aahed over carved wooden boxes from the Ukraine and hand-blown glass ornaments from Germany. After all the hoopla at the market, we ate a fantastic dinner at Amada Restaurant...a great tapas spot in the Old City. It was the perfect way to spend a chilly, pre-Christmas day.
The next day, the rest of the family showed up by sleigh (and by sleigh, I mean "family van") and we quickly sped off to the local mall to get one more meeting in with Kris Kringle before the big day arrived. I mean, the next day WAS Christmas Eve! The kids made their wishes known and we bid the days of preparation "adieu" as we sat down for a big family meal around the dining room table.
The next morning I awoke bright and early...I was off to the airport to meet up with Dave in Quebec! Traveling on Christmas Eve is quite lovely. The airport was festive and most travelers seemed genuinely excited to get going to their next destination. The staff and crew were all in good spirits and the short hop over the border ended uneventfully.
And, what to my wondering eyes should appear, but a miniature town with snow, and lights, and a fresh market and my husband! We quickly taxied to our apartment for the week, dropped our baggage and headed out into the cold winter air to buy goods for meals. We were told about the Marche du Vieux-Port by our apartment host and we couldn't wait to go.
It was magical...fresh breads, fruitcakes, local wines and cheeses, handicrafts and maple syrup all jostled for attention at each of the market stands. Vendors were selling local vegetables which we snapped up along with some olives, jam and crusty bread for a Christmas Eve tapas dinner. I could have spent hours in there.
Christmas Eve was quiet and lovely...we played music, hung our stockings, put up our paper Christmas tree from last year, strung up some lights and enjoyed being with one another. After dinner, we headed out into the snow to see Old Quebec. Old Quebec sits behind an old stone wall that fortified it during conflict with the British. We snuck into the Notre-Dame-de-Québec Basilica-Cathedral for an early Catholic Christmas Eve mass which was lovely and then over to the Chateau Frontenac to watch the ice float by on a dark Saint Lawrence River.
We've been here a week now and let me just say one word...magical. I can't even begin to describe this city's beauty and I know I've only seen a bit of it.
Happy New Year to you all!


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Two conclusions emerged from the Benchmark Lunches this year. The first was that the world was condemned to a prolonged period of slow growth unless vigorous fiscal spending took place in the major industrialized economies. Monetary policy had been helpful in the recovery after the 2008–2009 recession, but its effectiveness as an economic stimulus had diminished. The second was that considering the uncertainties caused by margin compression, limited revenue growth, the U.S. political outlook, terrorism, Brexit and other factors, the fact that the U.S. equity market is making an all-time high is remarkable.
Every year I organize four Friday lunches for serious investors who spend their summer weekends in eastern Long Island. These sessions have evolved over the past thirty years from a single lunch for five people to four lunches in different venues for over 100. Participants include billionaires and academics, hedge fund managers, private equity leaders, corporate chiefs and real estate titans. Leading Republican and Democrat fundraisers interact with each other. The lunches are not social affairs; I actively moderate a discussion of the key issues for almost two hours at each session.
As you might expect, the conclusions of a group like this might serve as a contrary indicator, and sometimes they do. But in August 2001, one participant had warned of a major terrorist attack in the United States during the following year, and last summer a number of attendees thought the appeal of Donald Trump's message was underestimated and he had a good chance to be the Republican nominee. In any case, those who came to the sessions this year were sufficiently confused that they listened carefully in search of an insight that would help them find clarity in the outlook.
There were three major narratives threaded through the four lunches. The first was how important a factor populism was in the United Kingdom referendum that resulted in the decision to "leave" the European Union. The movement also played a significant role in Donald Trump's ascendency to the Republican nomination and Bernie Sanders' surprisingly strong showing in the Democratic primaries. The second was low world productivity, which improved at 1.8% in the 1964–2014 period and was expected to increase .9% over the next fifty years, but was only up half of that recently. In the U.S., productivity was actually down .4% in the second quarter of this year. Profit growth and standard of living increases depend on productivity improvement. The third was "secular stagnation" caused by technology and globalization that has resulted in the slowing of the growth rate of the United States from more than 3% in the period 1945–2007 to a struggling 2% now.
While the initial investor reaction to the Brexit vote was negative, two months later the impact appears to be largely local. The pound has declined more than 20%, asset values in the U.K. are down by 10% and the prospects for a recession in Britain have risen significantly. In Europe, the risk of contagion would appear to have diminished somewhat, although there were some recent murmurings out of Italy, but right after the U.K. referendum, Spain added seats to the establishment party. The French and German elections next year will be important. Overall, the group at the lunches believed that the slow European recovery would continue in spite of Britain's vote to leave the EU. One knowledgeable observer said that the impact on the world economy may be unnoticeable several years from now. It will take two years from the invocation of Article 50 of the Lisbon Treaty to implement the departure and during that period Britain will negotiate trade treaties that will soften the negative effect of leaving. Both sides will be practical; Europe has too much to lose by trying to punish the U.K. economically. The big issue is immigration. Britain will now be able to make it harder for Middle Easterners to settle and work in their country. Europe will make it harder for British citizens to travel in Europe, but there may be special visas to ease the border difficulties.
We had an extensive discussion at all the lunches about the productivity question. Prominent executives from West Coast technology institutions were participants. Everyone knew that the productivity numbers were disappointing, but many questioned the way productivity was being measured. It was hard to believe that the smartphone with all of its new applications wasn't adding to productivity. There were a million Uber drivers earning or supplementing their income by providing on-demand transportation; you could do your job from remote locations with great effectiveness; there was almost no information you could not retrieve instantaneously. On the downside, everyone acknowledged that millions of manufacturing jobs had been eliminated through robotics and other forms of technology. The employee attrition problem was likely to get worse as artificial intelligence becomes more prevalent as a tool in the white collar workplace, eliminating jobs in law firms, healthcare and elsewhere. Where will these displaced workers go?
Those worried about productivity and inequality were perhaps not recognizing changes in the "quality" of life. Technology had definitely made our lives easier even if this isn't reflected in the productivity numbers. Also, someone living in "poverty" in the United States probably has a residence, a refrigerator, television and other amenities not enjoyed by those in poverty in other countries. While this may be true, I do believe that a substantial portion of Americans go to sleep scared every night. They don't have a job; they have one but it doesn't cover all their bills; they have a good job but they are worried that business conditions or technology will cause them to lose it. Sanders, Trump and populism generally are products of an insecure population. They feel that their government's policies have let them down.
Perhaps the productivity problem is not as complicated as we make it out to be. When the economy is growing reasonably rapidly, say at 3% plus, companies are slow to hire new workers and the existing workers produce more. When the economy is growing slowly, say at 2% or less as now, even though technology enables companies to produce more with fewer workers, managers are reluctant to reduce the workforce and productivity declines.
Adding to this problem are the impressive advances being made in healthcare and surgical procedures. Doctors can now perform operations more effectively and more economically than ever before. The result will be that many people will live longer with a better quality of life than any previous generation. Life expectancy is increasing by several weeks a year in the U.S. When you put all of this together you have a larger aging population being supported by a diminishing number of workers who hold jobs that provide incomes that enable them to have a comfortable middle-class life. The inequality problem has grown in the last two decades and may get worse. Stronger growth would help create more well-paying jobs, but the top brackets may earn even more as prosperity improves, widening the inequality gap even further. Improving our educational system could alleviate the problem, but the progress there seems agonizingly slow. Charter schools have been providing encouraging prospects for part of the population, but on-line education had not gotten the traction everyone had hoped for. It wasn't enough to have a student sit before a screen working on a well-conceived learning program. Teachers to provide guidance and inspiration and other students to foster an academic atmosphere were needed to enrich the experience.
The third theme was "secular stagnation," a term developed by Harvard professor Alvin Hansen in the 1930s, to describe the prolonged period of slow growth that he thought would follow the Great Depression. He was wrong, but the term has been resurrected by Larry Summers and others to describe the difficulties economies have when they are trying to come out of a recession in which both an economic and a financial decline occurred, as in 2008–2009. Monetary policy was the principal tool used across the world. The United States and others used selected fiscal measures as well, particularly at the beginning, but monetary policy, which requires no legislative approval, was the instrument used most extensively. In 2007 the balance sheets of the central banks of the United States, England, the European Union and Japan had total assets of $3.5 trillion; today, according to Bianco Research, the aggregate is more than $12 trillion. The slow pace of world growth is troubling when monetary policy has been so expansive. But central banks have had no incentive to stop printing it, because inflation has not followed the enormous growth in money. Milton Friedman must be rolling in his grave.
Terrorism continues to be a threat to world financial stability and periodic incidents are unlikely to end. ISIS can be contained but probably not defeated. The Zika problem reminds us that the uncontrollable spread of infectious disease represents a lurking natural terror. The climate change problem is real, but not immediate and it is hard to get policy makers to focus on it, despite rising temperatures and sea levels. Only 50% of the public think this is a serious problem; 16% do not; the rest are undecided. That's why it's hard to get governments to act. According to some climate experts, in 200 years most major cities will be in danger, but there is not a sense of urgency that will get world leaders to deal with this problem now.
Almost everyone agreed that the time has come for more fiscal spending on infrastructure, education, job training, research and development and other programs to improve growth and increase competitiveness. One participant knowledgeable in municipal finance pointed out that state and local governments were now amortizing more debt than they were incurring, thereby not investing enough to reduce the infrastructure problem. The companies that are doing well are the "disrupters" like Amazon, Google, Apple, Airbnb, Uber, Netflix and similar companies. The "old economy" companies will continue to face challenges from margin pressure and foreign competition. Excessive regulation is also a problem that limits growth, as does labor union inflexibility. This may have a dampening effect on the market multiple in the long term, but it sure isn't evident now. There was a feeling in the group that American consumers had enough "stuff" and their spending money on experiences and services rather than goods was having a negative impact on growth.
At each lunch I ask the participants for their views on various asset categories. As the lunches proceeded and the market moved higher there were fewer bears. At the beginning, half of the group thought that the S&P 500 might be flat to down for the year by Christmas and the other half thought it would be up by 10% or more. Few saw a recession brewing before 2018. There were many bulls on gold at one lunch and almost none at another. More people expected the dollar to head toward 1.05 against the euro, but there were some dollar bears (at 1.20) as well. Conviction that oil (West Texas Intermediate) would be above $50 a barrel at year-end was high, while almost no one thought it would be below $40. There was a general feeling that interest rates were headed higher, but nobody thought the move would be large or that it would occur soon. The group slightly favored raising the minimum wage to $12. The consensus was that the current favorable but unspectacular performance of equities would continue. The U.S. was still considered the best place to invest in spite of all its problems, but there was nobody who expressed table-pounding enthusiasm about an investment idea.
As for China, the general feeling was that the economy had picked up some strength in 2016 and the fear of a hard landing had diminished. While the non-performing debt problem was worrisome, it was not likely to bring down the whole economy and there was a sizable minority of investors willing to put money there. Chinese consumers were holding back on their spending because of a lack of government-supported healthcare and retirement programs. Some of the macro people were concerned about strained diplomatic relations between the U.S. and China. Part of this was related to disagreements about territorial rights in the South China Sea and the buildup of military bases there and part to confusion about the Trans-Pacific Partnership. India continues to be the most popular Asian investment, but it is ranked very low in terms of ease of doing business. What was surprising was the increasing interest in the emerging markets, including Argentina, Peru and the Middle East. Nobody, however, had an appetite for investing in Africa.
In the past we could always count on the real estate people at the lunches to provide some optimism. This year their comments were more mixed. The effects of the internet on retailing are significant, having an impact not only on shopping malls, but also on urban retail rentals. Office rentals are still okay, and warehouses are doing well, but there has been some overbuilding of residential condominiums. While apartment rentals continue to be in strong demand, rents are softer. The outlook there is good, however, because we are not building enough housing units to keep up with family formations. If interest rates rise, 3% cap rates won't look so attractive for commercial property.
Since this is a presidential election year a part of each session was naturally devoted to politics. A number of those attending had been major contributors to the Republican Party in the past. Some of them were supporting Donald Trump. Some were not voting for either Trump or Clinton; a few were voting for Gary Johnson, the Libertarian candidate. Many thought a Trump presidency would put the country at risk. One strong Trump supporter suggested that I not take The Donald's statements literally. He said they were "metaphors" for what Trump believed. When he says he'll build a wall with Mexico, he means he'll do something about immigration. When he says he'll prevent Muslims from entering the country, he means he'll be very tight on entry screening. There were a few who expected Trump to be president. Most thought he had hurt his brand by running. When he entered the race more than a year ago, he thought the downside was that his brand would be enhanced whether or not he got the nomination.
Some said Trump might do surprisingly well in the debates because Clinton was so vulnerable. He was likely to hit her hard on her personal e-mail server, her failure to protect the Americans in Benghazi, her performance as Secretary of State, her fundraising for the Clinton Foundation while she was a cabinet officer and her relationship with her husband. Most participants believed Hillary Clinton would be the next president and that the Senate would shift to a Democratic majority by perhaps one vote. The Republicans would lose a number of House of Representatives seats as well, but would retain a majority. Clinton would essentially continue Obama's center-left policies but there would be no drastic changes out of Washington. That's perhaps another reason the market has been working its way higher.
As I reviewed my notes for the four lunches, I noted a mood of complacency. The setting was pleasant, the food good and the weather agreeable. All of the attendees had done well in their careers. Some truly frightening possibilities were looming out there, but they didn't seem imminent. The intermediate future was likely to be like the recent past: lower but positive returns. Let's see if that's the way the next year plays out.
* * * * *
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The views expressed in this commentary are the personal views of Byron Wien of Blackstone Advisory Partners L.P. (together with its affiliates, "Blackstone") and do not necessarily reflect the views of Blackstone itself. The views expressed reflect the current views of Mr. Wien as of the date hereof and neither Mr. Wien nor Blackstone undertakes to advise you of any changes in the views expressed herein.
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Tax considerations, margin requirements, commissions and other transaction costs may significantly affect the economic consequences of any transaction concepts referenced in this commentary and should be reviewed carefully with one's investment and tax advisors. Certain assumptions may have been made in this commentary as a basis for any indicated returns. No representation is made that any indicated returns will be achieved. Differing facts from the assumptions may have a material impact on any indicated returns. Past performance is not necessarily indicative of future performance. The price or value of investments to which this commentary relates, directly or indirectly, may rise or fall. This commentary does not constitute an offer to sell any security or the solicitation of an offer to purchase any security.
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Published Monday, December 16, 19 | By PaulvHill
Should you ever encounter my Mom's mom and get her on the subject of cauliflower, she will go on to tell you about the best deep-fried cauliflower recipe in the world, the one with the nutmeg in the batter that made the snack sing and how she could sit down and eat a whole bowl if she didn't watch herself. She will then go on to tell you how, after making up a batch, she spent an entire workday thinking about diving into the leftovers in her fridge only to come home and find that one of her daughters beat her to it. Read More
Posted in Food | Leave a comment


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I had a delightful drive cross country this week and made it into Denver last night. Next week I'll be preparing for an exhibit I'm doing with Marc Willhite at the Curtis Arts and Humanities Center in Greenwood Village, CO. The Center is located just south of Denver, and the exhibit opens on Saturday Nov, 3. Marc and I will be giving a gallery talk on Thursday Nov, 15 at 5:30. I'll be posting more informatin and images from the show at christopheralbert.com and my personal blog. The exhibit will be a selection of paintings sculpture and installation work that investigates the Six Memos for the Next Millenium by Italo Calvino.
Also in Denver next week: Michael Zansky, from Rockland County will be exhibiting work from his Supreme Court Series at the Sandy Carson Gallery in Denver beginning on Nov, 2.


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Welcome to the MCE Women's Leadership Centre (WLC)
This is your one-stop forum to build meaningful relationships with other business women, learn essential insights to establish yourself professionally and gain vital tools to help you thrive in a world of growing opportunities.
The MCE Women's Leadership Centre was created to offer professional women a safe and supportive forum where they can share career-building knowledge, develop new skills, and make meaningful connections.
Despite a lot of positive progress in the boardroom and in many industries, we know that many women in business are still facing challenges to advance in their careers.
For women in business today, knowledge is the key to overcoming these obstacles and achieving greater success.
DOWNLOAD: MCE Women's Leadership Centre Brochure and get all the information about becoming a member!
Check out our special events, workshops, leadership programmes open to members and non-members of the MCE Women Leadership Centre.
Last March Management Centre Europe celebrated each and every woman out there, especially Women in Business.
Our team, from all over the world, saluted all women and joined the call for equal opportunities, equal pay, and respectful treatment for women.
Time to embrace and celebrate what Women bring to business and the workplace.
Watch our International Women's Day video!
Stay up-to-date with activities and offers from the MCE Women's Leadership Centre
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The MCE Team is ready to answer your questions


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The Chamber and its CEO Council for Growth have been making moves to transform Greater Philadelphia into a global region – and the outcomes are getting noticed (and awarded).
In Spring of 2017, the Chamber's CEO Council for Growth released Connecting the Region: A Transportation Strategy for Greater Philadelphia in support of its initiative to identify the most transformative transportation investments that will enable growth throughout the region. Since then, the Chamber and CEO Council have worked to bring the strategy to fruition.
Hear what our members have to say:
"Bolstering high-speed rail along the Northeast Corridor will better connect central business districts and research and development clusters around universities and hospitals, where so much innovation takes place."
– John Fry, President, Drexel University, @drexeluniv
"A stop along the Market-Frankford Line at 20th Street may be the ticket to solidifying the Innovation District, making that stretch of Market Street more accessible and appealing to new business start-ups and to established business prospects that have employees who commute."
– Elizabeth Murphy, Senior Vice President, Regulatory and External Affairs, PECO, @PECOconnect
"…making investments in good transportation infrastructure is vital to making children well — and ensuring safe and reliable access to our care."
– Peter Grollman, Senior Vice President, External Affairs, Children's Hospital of Philadelphia, @ChildrensPhila
Read below for a recap of the work done so far:
- In support of the extension of the Norristown High-Speed Line, one of the nine project areas outlined in the strategy, Anselm Sauter, Manager of Federal Affairs for the Chamber of Commerce for Greater Philadelphia, provided comments on the Draft Environmental Impact Statement for the King of Prussia Rail Project, applauding Jerry Sweeney, President and CEO of Brandywine Realty Trust, for leading the KOP Rail Coalition forward as its Chair.
- To accommodate and accelerate the region's outstanding development, the Chamber and its CEO Council for Growth encouraged critical infrastructure investments that expand use of our multimodal nodes, highways, bridges, transit, ports, inter-city passenger rail, and international airport in its Fiscal Year 2019 Appropriations Request to regional congressional members.
- Most recently, the Chamber's Chair, John A. Fry, testified the importance of the Northeast Corridor at the US House Appropriations Subcommittee. Read, and watch, Fry's testimony »
Planning Award
The hard work and dedication to making Greater Philadelphia a global region has not gone unnoticed. On Monday, May 7, the CEO Council for Growth was presented with the Greater Valley Forge Transportation Management Association's (GVF) Planning Award at their 28th Annual Meeting. Claire Greenwood, Executive Director of the CEO Council for Growth, is seen below accepting the award, along with Maureen Farrell, Deputy Executive Director and Rob Henry, Executive Director of GVF.
On the CEO Council receiving the award, Greenwood said,
"The CEO Council for Growth is honored to receive this recognition from GVF for our transportation strategy for Greater Philadelphia called Connecting the Region. Our aim was to identify and advance a portfolio of the most transformative transportation project areas that will best attract investment and enable growth throughout our region. This achievement would not have been possible without the contributions of key members of the CEO Council, in particular the expert guidance and analytical support from Greg Kelly and the WSP USA team. There is still plenty of work ahead to implement the project areas that were identified; this incredible recognition demonstrates that we are moving in the right direction. "
The CEO Council for Growth (CEO Council) is a Council of the Chamber consisting of a devoted group of business, higher education, and civic leaders who commit their time and efforts to enhancing economic growth and prosperity in the 11-county region influencing regional and national policy through advocacy.


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I've been tagged by Louisa...
So I had to think about this for a bit. I still don't really know why I blog, so I'll just ramble along on the subject.
I guess I've always been fascinated with the idea of a journal, and I have tried a few times to start one without ever getting past the first couple of entries (literal - 2-3 days). I never really knew what to write in a journal, anyway. The idea of just keeping writing appealed to me, but the secrecy really didn't. Having this sort of open journal that my friends and family can read and sometimes enjoy is a sort of positive reinforcement for my efforts. At the same time, it gives these people insight into who I am and what our family is. When we interact with other people, it is almost never in a vaccuum. There is the background and the nuance, and in a way the blog informs that. Teaching friends to speak my language (and I've learned a lot about them, in turn, from their own blogs) enriches those interactions.
Corollary to that: I there are bits of me that just don't come out while I'm in the mother-role or the student-role, and all of my friends see me in one or the other of those virtually 100% of the time. For a while my blog was very vent-heavy, a sort of backlash from that supressed and angry part of me that got stuffed down under "mom." It was never a very big part of my personality, as those who know me well understand - I'm easygoing simply by nature. But "mom" can't really scream "MOTHERFUCKING BASTARD" at her 5 year old when he wacks her with a stick (by accident), or crush the 2yo, and for a while the built-up energy hit the blog full force.
So yeah, it is also a venting space, and not just for anger. It spares my children the force of my irritation on at least a weekly basis. I can get the feeling (usually frustration) out just by writing it down: I can do it and feel that it has been utterly spent. I rarely hold on to it after I've hit that "publish" button. For some reason, this is a very different feeling than journalling it privately would be. I know that this is something that not everyone who blogs/journals/whatevers holds in common with me, but it is the reason blogging can be a very healthy therapeutic release in my case.
Sometimes my blog simply chronicles our adventures, like the series I did from our trip to Hawaii in July 2006. There are a LOT of these. It is nice to be able to go back and see the pictures along with their stories, and I'm going to have to take care to keep them for the future. When Fran's grandpa died, he left behind many carefully-kept photo albums. They're wonderful and all, but nobody knows who is in those photos, or what was going on. The photos I've placed on the blog are often some of my most favorite, and they all have some level of backstory and context and who-is-who written into the text and labelling surrounding them. I have no grand plan for my blog, I don't intend to live beyond my years through it or anything. But it lays life out in neat little packages, and I like that.
I have an easy time rambling around in my writings and could probably do this all day. But I think that's the core of it, so I'll leave it here.
I'm tagging Lory (if you've done it before, link it) and in an effort to get her to write a little more (because she is an excellent writer with a lot of good things to say), Aimee.
Tuesday, April 24, 2007
3 comments:
- Louisa said...
I gotta tell you. Screaming MOTHERFUCKING BASTARD at a kid can sometimes feel very refreshing.
If you do it in French, you're less likely to be reported to CPS.
Xx L
- 5:13 PM, April 24, 2007
- Aimee said...
I don't understand what the tagging thing is. Could you please explain?
- 9:52 PM, April 27, 2007
- Niki said...
Sorry I didn't see your comment earlier Aimee :). It seems you got it though!
- 4:25 PM, May 04, 2007
Subscribe to: Post Comments (Atom)


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'Fear The Walking Dead' Star Reacts To Sudden Death
Sunday night's episode of Fear the Walking Dead shocked fans in its opening moments when it was revealed a core character had been bitten.
Spoilers for Fear the Walking Dead Episode 3x14 follow!
In Episode 3x12, a herd lead by Troy Otto came crashing down on Broke Jaw Ranch. While Alicia, Madison, and Mad Dog made an impressive effort to escape the horde they weren't able to make it out completely unscathed. Mercedes Mason's Ofelia Salazar had been bitten near her collar bone and the zombie fever caught up with her in Sunday's El Matadero episode.
"It's so sad because it was also so slow going," Mason told ComicBook.com. "If they had sort of given her a chance earlier, I think she would have progressed so much more by now, but that was also part of the frustration... I really wanted her to get to where she was going a lot faster."
The exit from Fear the Walking Dead makes Ofelia ineligible for the upcoming crossover with The Walking Dead, which will see either a character from Fear joining The Walking Dead or a character from The Walking Dead joining Fear. Mason, a huge fan of the original The Walking Dead series, is bummed to miss the opportunity.
"I kept imagining [Ofelia] and Daniel had this fighting duo," Mason said. "You imagine the strength there, so it would have been really cool, but there was also a lot of beauty in just the way she passed, though. She didn't turn. There was some symbolism in the fact that he had to put her out, even though that's the one thing she asked them not to let him do. He sort of had to pay for his sins, and that's how he used it."
According to Mason, Daniel might just come out of this a little scarier than before. "He's just going to be even more ruthless, if that's even possible," Mason said. "There's literally nothing else. He's lost his life, he's lost his daughter, twice, and the last time he had to be the one to sort of put her out of her misery."
Unlike The Walking Dead, the cast of Fear the Walking Dead spends a good bit of their time out of production at home rather than near the set. "I wish we would have started a tradition the way The Walking Dead had, where we do dinner or something, but because we shoot in Mexico, a lot of us live in LA, whenever we would have some off time, we would just go home. You know, because most of us have families or husbands, wives, whatever," Mason said.
For now, Mason will take a short hiatus from her acting career in favor of carrying and birthing her first child!
"When you're pregnant in Hollywood, if you're not on a show, it's very difficult to get a show," Mason said. "'Hi, I'm a pregnant lady!' Yeah, no. So I'm taking a little bit of a break and I'm actually writing, so I have one scripts that's out and we're in the midst of trying to get that sold. If that does well, or if it sells, then I've got two more."
The Walking Dead's sibling series Fear the Walking Dead airs Sunday nights at 9 pm ET on AMC. The Walking Dead will return for its eighth season on October 22, 2017. The Season Eight premiere will mark 100 episodes overall for the popular AMC series. For complete coverage and insider info all season long, follow @BrandonDavisBD on Twitter.


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Hello Steemians, today marks the 1 year anniversary of the launch of Steem. Since then we've done a lot, including launch steemit.com. There have been ups (like SteemFest) and downs (like last week). But I wouldn't trade this year for anything. We've definitely made mistakes, but we also created a small town on the internet (and soon to be big city) that attracted all of you, and for that we will never apologize.
To New Beginnings
We know we need to do better and we have concrete plans for doing so. There are big changes coming, and I'm happy to announce the first right now. Please welcome a new addition to our team, Mitchell Loureiro, who will be heading up our new marketing effort! Mitchell has an ambitious strategy planned that we hope you'll want to be a part of. But I don't want to reveal too much! So without further ado, meet Mitchell Loureiro.


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2015 ended with terrorist attacks in Beirut, Paris, and San Bernardino, California. These killings were carried out or encouraged by the Islamic State (ISIS), a Caliphate that has far-reaching goals, wields great power, and is wealthy.
Robert Spencer has been warning about the dangers of Islamic extremism for years. He says we are in a war against radical Muslims posing an immediate and constant danger to our way of life and our survival. We will either deal with them now or be forced to pay an unimaginable price later.
Some deny or lie about the threats we face; many leaders and citizens are living in a bubble of delusion and wishful thinking. Cold, hard facts must be faced if there is to be successful defeat of ISIS and others who wish to kill or subjugate those who don't follow Muhammed. This will become clear to anyone who reads Spencer's book.
ISIS calls itself the Islamic State. Some politicians, including President Obama, insist on calling it ISIL, which stands for Islamic State in the Levant (another name for the eastern Mediterranean region). Using that name is a political trick to make it seem like a faraway threat. Spencer says many wish to "ignore and downplay the Islamic aspects of the Islamic State's appeal."
This book will help readers understand the Muslim faith as described in the Qur'an. Those who think it's possible to accommodate radicals are mistaken. Sharia law and its brutal punishments, belief in the supremacy of Muslims, and commands to subjugate others isn't workable within the system of Western laws.
Social media is one way recruits are courted and convinced to join a war against anyone who isn't Muslim. European and American recruits join the Caliphate in foreign lands or remain in the West to wage war as part of a cell or as independent killers.
According to Spencer, Westerners who choose to fight with the Islamic State are not hopeless, poverty-stricken youth as portrayed by the media and Muslim apologists. That narrative is used to blame society for the choices some make to fight in favor of Muslim dominance. Those who join ISIS are jihadists following their religion, which promises them rewards for dying as martyrs in a war against infidels, those who don't believe in the path laid out by Muhammed.
The Islamic State is on our doorstep because jihadists promise to bring the battlefield to us. This must be understood if we are to prevail.
(Regnery Publishing, 2015, 357 pp., $19.99)


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