text:
August 16, 2016
Wilkes-Barre taxpayers will now pay $100,000 to each of the two tenants, and to three landlords (plus attorney fees!) because of a reckless and irresponsible ordinance to reduce crime by confiscating the properties of innocent landlords. That makes as much sense as burning a house down because residents caught the Zika virus. Common sense dictates that with mosquitoes you need to get rid of stagnant water in containers, ditches, and especially old tires. If you have them every month (short life span), you didn't locate the water source. The same is true with drugs/crime. The reason we have a drug problem is due to the DEMAND. Get rid of the demand and drug dealers move somewhere else. It's really that simple. So WHY do we have a demand?
NEPALTA has said from the beginning that politicians and the Chamber of Commerce have suppressed the wages of workers throughout Wyoming Valley to attract businesses who would keep the wages low to keep the cost of living low (also the source of blight – no money to renovate). Local colleges were funded to attract young talented people who left as soon as they could after graduation to make higher wages. The desperate politicians then invited low to no income folks from NYC, Philly, Newark, etc., and sure enough they brought the drug culture with them knowing this is a depressed area.
To add insult to injuries we have a flood of low wage immigrants thanks to the same people who brought us the drug problem! When will we hold THEM accountable? Of course we are referring to local politicians who really should be sued, not Wilkes-Barre taxpayers. Hopefully, the voters will learn that certain politicians are just BAD for taxpayers...hopefully.
Pittston has a similar ordinance that prior to NEPALTA's lawsuit was called the Three Strikes Ordinance then changed to "Chronic Nuisance Ordinance". Here are the basics:
The ordinance applies to ALL properties, not just rentals
If any city official is called three times in 6 months for any issue, your property is eligible
The city officials can be anyone from code enforcement, police, to clerks.
It could be ANYTHING unrelated to the owner such as dog feces from someone else's dog or even people you don't know fighting on YOUR property!
The lack of prosecution does NOT prevent being declared a Chronic Nuisance property!
The chief of police, not necessarily a judge, can then declare your property a Chronic Nuisance Property and move to Ejectment!
You are removed from the property for 1 year, though still pay taxes, mortgage, and insurances.
After 1 year, you'll need a UCC inspection to get an occupancy permit…yes, $$ if you can afford it!
As one can see, Wilkes-Barre isn't the only city with bad ordinances. Pittston has the Chronic Nuisance Law (which a tenant may use against a homeowner!) and the Rental Registration Ordinance. NEPALTA has been dormant publically, but active working quietly and methodically through the court system and we do need support! Pittston's Philadelphia lawyers have worked tirelessly to stall the suit hoping we would just go away draining every last penny, but we're still at it! After fighting tooth and nail to deny the "Freedom of Information" request, Pittston was finally DIRECTED BY THE JUDGE to comply with the law. As a result, Pittston has finally produced a mess of information…and THINGS ARE A MESS. They apparently don't believe in keeping ANY records showing how they do business – it's apparently not something "they" need to do. The problem will be connecting the dots to justify the Rental Registration/Inspection program. Without justification, it's simply another taxing scheme.
And so, Wilkes-Barre's defeat happened because that ordinance met resistance NEPALTA was happy to initially be involved in. Pittston's bad ordinances will meet the same fate as long as NEPALTA continues to challenge them to the end. It's been tough, but we're gaining ground! The lawsuit has been made very expensive for both parties because Pittston doesn't want it to go to court. They ARE vulnerable, but we need your help! Please donate today!
Pittston's Code Enforcement Officer Steve Nowroski moving on to Easton, PA.
Friday, March 13, 2015
It is true that NEPA is 10-20 years behind the rest of the country...except the cost of living where as close as Harrisburg as an example, the cost of gas is 5-10 cents cheaper per gallon. Don't think that's by accident. There are those doing very well in the "Pit" while the "Breaker Boys" scamper for crumbs.
Judge Lupas who presides over our hearing with Pittston City will most likely decide to allow Pittston City Government to hide their records from the public. The Interrogatories are questions designed to provide openness to ensure they are within the boundaries of law.
Newspapers only tell the people what they need to know. There must be approval from "above" to allow even News Releases from legitimate organizations to send out to people what their officials are causing. It has almost been a month since our News Release was sent to Pittston's Sunday "Mismatch" with the newspaper promising to have it in the next Sunday, then the next, etc.
Yes, you read it right...one strike sends the bad tenant to another apartment (probably a section 8 that is NOT affected by the ordinance). In the meantime, the landlord has no income but still must pay taxes, mortgage, and insurance. After 6 months, unless completely broke and destroyed credit, the landlord is now subject to thorough inspections, permits, and upgrades. $$$
Kingston, PA.
Solicitor Mattern compared the principle to the current law "WARRANTY OF HABITABILITY" that allows tenants to deduct expenses caused by landlord negligence from property rent to their recent ordinance (from what we've heard - a first in the Commonwealth), to force a tenant to pay rent to the local government because of a Property Maintenance Code Violation.
While on the surface this seems like a good thing, it can and may in the end hurt the tenant. If Kingston simply adopted and enforced the tenant's right to withhold rent paying for repairs (an option), there would be no issue. That's a part of the Warranty Of Habitability. If the furnace quits in the winter and the landlord does nothing, a tenant has the right to have it fixed and apply the rent money towards repairs keeping warm. All Kingston needs to do is stand behind the law if it goes to court.
What this recent ordinance does is expose the tenant to possible PII violations covered under federal and state laws.
PII stands for: Personally Identifiable Information. In the age of ID theft, the last thing tenants need is their personally identifiable information un-encrypted and unattended in a government office or as e-files that could be compromised. This could be state and federal violations in the making.
We have yet to discover just how Kingston, Pa manages the PII issues.
According to Federal and State laws:
Personally Identifiable Information is:
(1) An individual's first name or first initial and last name in combination with and linked to any one or more of the following data elements when the data elements are not encrypted or redacted:
(i) Social Security number.
(ii) Driver's license number or a State identification card number issued in lieu of
a driver's license.
(iii) Financial account number, credit or debit card number, in combination with
any required security code, access code or password that would permit access to an individual's financial account
SO, when a tenant pays in the form of a check, Kingston may obtain additional information it wouldn't otherwise have.
It may be a driver's license number, or other linking information.
The check routing number, account number as well as the address is on the check.
Do they keep a hard copy of the check or driver's license?
Do they redact the numbers?
How do they protect the information when it is a hard copy?
When converting it to a file - e-file, do they restrict access to the folder on a share drive?
Do they email it, if so encrypted?
Do they have a program to shred/delete the information after a certain period?
This information is enough to cause major damage in the case of a breach (a way too often occurrence) and exactly why laws were passed to protect PII. On the surface, Kingston is setting itself up for a lawsuit because no where public (to our knowledge) have they specified just how they will protect this extra information for individuals who rent and it is they who will suffer in the event of identity theft.
Another consideration is if the tenant bounces a check - does Kingston report this to credit bureaus? Who pays the bank fee? Do they arrest the tenant? And what if the tenant doesn't pay? Does the city take the expense of not only moving to evict the tenant, but store the personal property as well??
Technically, the tenant doesn't have a contract with Kingston - so payment is voluntary.
Seems as if maybe the Kingston solicitor didn't think this through.
This is most likely where the idea came from:
"The landlord/Tenant act of 1951: Section 250.206. Statement of Escrowed Funds
Whenever an agency or department certifies that a dwelling is uninhabitable and a tenant elects to pay rent into an escrow account established under the act of January 24, 1966 (1965 P.L. 1534, No. 536), referred to as the City Rent Withholding Act, it shall be the duty of the certifying agency or department to submit a monthly statement of escrowed funds to the landlord affected by first class mail."
If an agency CERTIFIES that a dwelling is uninhabitable - why are the tenants still there? This is one of those outdated dumb laws you hear about - still in effect such as "A special cleaning ordinance bans housewives from hiding dirt and dust under a rug in a dwelling."
Who is more feared: the police officer or the code enforcement officer? Police officers have a tough job going after criminals and generally holding back the forces of anarchy. Yes, they too are used by politicians to "raise revenues" as allowed by the Commonwealth Of Pa. but appeals for a traffic ticket are very inexpensive and the judges are surprisingly fair (unless you really are a menace to society).
Yes, and then they came for you - alone with no one to speak for. This of course is in reference to the cowardice German intellectuals who watched the Nazis rise to power eliminating one group after another.
Pennsylvania really does want to have nice and safe living conditions. In order to achieve this goal, PA gives specific powers to boroughs to help the locals put together requirements (such as a property maintenance code as needed) and the authority to enforce regulations. This is across the board properties, not just rentals.
Now that the Arctic Circle has retreated, it's time to get down to business.
What local governments run by ordinance happy folks count on is (a) the residents' not being informed, (b) inability to get together, and (c) the unwillingness to take action. Oh, sure you ALWAYS have the complainers, and there's probably an old book council members use on how to deal with "those" people. In the end the new laws rarely are challenged and life gets tougher.
Another issue is that fear we used to see in the old Soviet days, where people who speak are...re-educated. And this isn't necessarily unwarranted paranoia. A certain individual with rentals living in Leningrad next to Duryea got slammed with crippling expensive inspections after speaking out at a town hall meeting. Yes, you keepah you mouth shut, comrade!
Most normally operated local governments respect people's basic Bill of Rights guaranteed in Pennsylvania and America...but there's a few who have emancipated themselves from the yoke of any Constitutional Law...because they can. This should raise the blood pressure of any self-respecting veteran of military service - the blood, sweat, and tears shed by so many though the ages mocked by a few brats drunk with power. It must be said, though, that certain individuals really have the best interest in mind for safety, but are simply misinformed.
Well, NEPALTA sees a need to be filled. Once we identify issues, we desire an informal meeting to discuss discrepancies regarding property ordinances. Understanding the needs to correct blight conditions, we seek to find a common sense approach that fits this depressed area.
But the reality is that there are individuals who have elevated themselves, not as public servants, but as lords. That's what elections are for in THIS country and litigation in the meantime to keep them from becoming lazy.
And so to those who have donated, we appreciate knowing others are willing to do their part in the quest for better government BY the people.
Some people could not care less...even a red light doesn't get their attention. If they only killed themselves careless individuals would only keep responding agencies busy. But the fact is that the rest of us have a target on our backs.
Haven't gotten around to commenting on Wilkes-Barre's change to their rental program at the end of 2013...they seem to be leaving the PA UCC's Certificate of Occupancy alone in favor of a license. Maybe what we've been saying all along finally makes sense that a building can't be ruled unsafe because of a FORMER tenant's lack of discipline with the law. Or maybe they figured out that if you eventually throw everyone out, you have a lot of vacant buildings...no income tax, LOTS of tumbleweeds rolling down the streets.
Started in 1986, the Pennsylvania Residential Owners Association is a statewide association representing over 8,000 landlords and 100,000 rental units. They represent the interest of residential rental owners in Pennsylvania state government by providing full time lobbying in the state legislature. One area they would like to have a presence in has been the northeastern part of Pennsylvania, giving folks the ability to become members via chapters. NEPALTA is happy to become a chapter with such a successful organization.
PROA provides lots of fantastic benefits for members from huge discounts at stores to educational material to help with the quest for excellence in providing housing.
Very important is a track record of successful litigation and actions regarding cities that target property owner rights via ordinances falling outside Pa laws and intent. And so now the reason for not going federal...we have a voice with the state.
On the legislative side, there are currently 41 common sense house bills relating to rentals such as amendments to the Landlord Tenant Act to help landlords deal with restrictions placed on them. Being a member facilitates your voice, as a minority, being heard by those who create the laws local governments follow.
Pennsylvania Residential Owners Association
For members, we will be having a meeting with the executive director of PROA where she will go over the program and benefits. Members will receive an email regarding the meeting. This is closed to membership only with NEPALTA, but once rolling as a chapter of PROA, NEPALTA will be glad to assist with membership questions.
The City of Pittston made the motion to move the case to federal court since there was language about "rights". While we have individual rights under the US Constitution, we have rights under Pennsylvania's Constitution, the Bill Of Rights, that pretty well covers the same and in some cases (i.e. firearms) even better.
The issue here is a matter of jurisdiction. Pennsylvania has codes/laws and other mandates that guide municipalities' ordinances. Federal courts (as in the case of Berwick) have proven to not address state matters properly if at all. Therefore the decision was NEPALTA's to bring the complaint back into the Commonwealth courts where they are in a more appropriate position to review ordinances and compare with the intent.
As always, we are for property rights and safety for residents. Moves by a select few to jeopardize rights, make housing unaffordable, and create a hostile business environment should and will be challenged.
There's nothing more disturbing than government officials breaching your castle...looking for something...anything. If one would ask these same officers, they would feel the same - not MY house! Yet, when municipalities (boroughs/cities/etc) adopt the International Property Maintenance Code, they are bound by the letter of the code which states ALL buildings; business, homeowners - if it's property in that municipality it is subject to invasion. You may deny entrance (and should), telling the officials respectfully to get a warrant and they will return with an Administrative warrant IF they have reasonable cause or it is part of a program for safety. Pennsylvania did not adopt any of the Property Maintenance Codes, but does encourage municipalities to adopt and enforce their own version. And so PA tells the towns that it's okay to have a property code - but do shy away from adoption.
The issue with the state is safety and blight. NEPALTA is a firm believer in safety and strives for excellence with the business of renting. When it comes to inspections, landlords by nature self-inspect because they have a direct interest in maintaining their property values and not subject themselves to lawsuits. Insurance companies increasingly have more strict inspections in order to insure a rental property.
In addition, the Supreme Court Of Pennsylvania ruled that tenants could sue for monetary loss due to the landlord's breach of the "Warranty of Habitability" (Pugh v Holmes) each lease has. Tenants may opt to spend the rent on items that needs fixed (within reason) without ramifications - the courts back them up. They may also call local code enforcement if the landlord does not comply.
And so because the self-inspection process has been working for many years - it is a hard case to argue that the governments NEED to change inspections...unless there are other motives. True, just as there are bad politicians, there are bad landlords but we have yet to see evidence that across the board ordinances help. They do serve to raise the cost of housing hurting the low wage "workers". Associations like NEPALTA may serve to assist landlords behind the curve to provide the tools to improve their buildings and choices of whom they lease to with the benefits package soon to be released.
In the meantime, because the Commonwealth Of Penna. has authorized boroughs to adopt and enforce a form of a property maintenance code (for ALL buildings), NEPALTA has been working with places like Duryea to ensure (a) they are least intrusive to homeowners yet address blatant neglect (tires, junked vehicles, dangerous items of concern, etc), and (b) create a separate "Rental Program" ordinance to address basic concerns of safety while ensuring the primacy of the PA Uniform Construction Code, and the privacy of the tenants once in place.
It's a balance that is workable and Duryea should be applauded for taking the initiative to create an ordinance for the people and by the people.
As it always goes, there are people to the extreme on both sides who either want anarchy or a dictatorship. Our message is to run for political office and modify if not throw out the ordinances. It is your right to do so BECAUSE we don't have anarchy or a dictatorship.
It was an 11th hour get together with Duryea's Mayor Keith Moss, Councilman Michael McGlynn, and Code Enforcement Officer Jeff Pisanchyn today (Dec 9). After researching the proposed ordinace, we needed to have the urgent meeting to bring out discrepancies seen as a problem not only for landlords, but more so for residents and the borough as well. The great thing about the elected officials in Duryea, is that they are willing to meet and discuss ordinaces before they are passed rather than create all the drama we see in other towns after the fact. Not everyone who writes ordinances understand the role of the PA UCC and have a tendency to blend other ordinances in with the state statute. We applaud the mayor, councilman, and code enforcement officer for taking the initiative to recommend that the Borough Council table the proposed ordinances, pending review by the Borough Solicitor.
Duryea will have a program for the business of renting and safety really is a concern here. The process doesn't have to be oppressive and cost prohibitive though as well as a challenge to individual rights, which the Commonwealth of Pa recommends caution. There is a healthy balance that can be achieved; still there will be unhappy people who want no regulations and in that case, the farther from civilization you get...the closer you'll be in achieving that goal.
We filed the suit (ordinance No. 4, and various other issues). Our intent is to protect the rights of property owners. No where in the so-called 3-strikes clause is the term 'landlord" used. It is about PROPERTY owners. The other issues have to do with fees other municipalities don't charge which show this to be a money making event, NOT for safety as they say. This only serves to drive the price of housing up for families who are struggling to ensure Pittston doesn't need to tighten the purse strings like the rest of us. Did their pay go down?
The solicitor of Pittston requested 30 days to reasearch - out of professional courtesy, we did allow this extension since WE are the reasonable party.
Rust never sleeps...Not that we haven't been playing cards, in fact it's been busy.
Certain local municipalities are using code enforcement to enforce ordinances outside the boundaries of the adopted PA UCC. In the quest to appeal a code enforcement decision for Mr. Peters, it was certainly expected that the Board of Appeals will standy by the city's ordinance even though the PA UCC section 403.121 states qualifications for the members are neutral...I'll bet with an audit there's vilolations, but I digress.
The best course of action may be the State Supreme Court where it will be proven that the one strike clause against a property owner does not fall in the jurisdiction of the PA UCC statute. At that point is becomes a Constitutional issue I'll bet the Commonwealth sides with the owner. Regardless of the owner's decision, we'll press on to show Wilkes-Barre is using building code for law enforcement. And for those who think this works - the "perps" can move to the Sherman Hills sanctuary.
Great movie.
We heard about Michaelene's situation (order to vacate in 5 days) and a neighbor business via concerned NEPALTA member Steve. From the news images it seemed as though the buildings appeared dilapidated and hearing the comments (on a local station) from half drunk people didn't peak an interest until the Times Leader Story by Jerry Lynott who by the way is a real journalist - quite rare - was read.
"Two independent structural engineer inspections, done at the request of the city shopping the properties to a potential developer, indicated her building at 67 S. Main St. is structurally sound". Whoah...potential developer's (cough sharks) engineers say the structure is safe...yet the mayor stands by the action of the building's condemnation. Fascinating! Could the mayor be a certified building inspector, certified structural engineer, AND also mayor?? Of course having knowledge of the Pennsylvania Uniform Construction Code and Wilkes-Barre's adoption favors the idea that something ain't right here and that the statute may be violated.
We (NEPALTA) just need a hearing via APPEAL, and if the Board Of Appeals denies the request to un-condemn the property, we go to the Pennsylvania Court Of Common Pleas where the excrement hits the fan. The fact is, there is a procedure to condemning a structure and it involves non-compliance. Place 1 property is in compliance (needs a new awning and a surface facelift), but the structure did not warrant proceedings to vacate and demolish it. The correct action for the city interested in the Place 1 property is eminent domain where the owner is paid for the building/property. But Wilkes-Buried (they actually have a link on their website telling us how to pronounce it – LOL) was determined to kick the owner out, demolish the building, bill the owner, placing a lien which would ruin a credit record...time to contact owner.
The 11/04/13 email contained all the information regarding the PA UCC "misinterpretations" that were forwarded to the Harrisburg based lawyer representing the owner. BTW, if you fight an ordinance/decision locally, you need to get an outside attorney (as we do with John Bradley, esq, Philadelphia). If you wish to negotiate, you need a "connected" attorney who is in the back pocket of other politician friends…just sayin...we're all adults here right?
A visit to Ms. Coffee revealed that there was a THIRD inspection by a structural engineer concurring the other engineers. After revealing to her of NEPALTA's email containing the appropriate PA UCC information regarding the Order to Vacate and Condemn she forwarded it to her attorney. At this point, we have given him an arsenal of information to present an appeal.
Finally, her day 5 (November 7th) has arrived and the calls to save the building still rings out.
NEPALTA placed phone calls to the PA UCC in preparation for a possible denial while assembling together an appeal packet designed to not only stay the order to condemn but lift the order to vacate based on the (3) independent structural analysis.
NEPALTA delivered the APPEAL packet along with notice of PETITION OF HEARING to be placed in the windows to legally stop the order to demolish had it proceeded. Michaelene, being overwhelmed with the information, forwarded it to her attorney which was advised, but with a sense of urgency.
News at 11:00 pm, Wilkes-Barre council reverses action to demolish, opting to do all it can to preserve the structures with bids from reputable firms (translated: getting a reputable engineering firm to disassemble buildings rather than the planned GP bomb dropped from a B-52H).
Great news for Ms. Coffee and Wilkes-Barre officials who dodged high blood pressure causing ramifications. The idea that the council's ruling to reverse a certified building inspector's decision to condemn a "dangerous and unsafe" building because of customer's outcry is strange...but a face saving move.
NEPALTA, the silent partner, trolls on...
Below is the final email/hand delivered packet from NEPALTA made for her 11th hour appeal (cut short by officials and attorneys)
Michaelene Coffee
Place 1 At The Hollywood
67 South Main Street
Wilkes-Barre, PA 18701
(570) 823-1164
TYPE OF VIOLATION: (Unknown/CONDEMNATION)
Wilkes-Barre, a party to the PA UCC agreement (6/11/2004) "administers and enforces the PA UCC, shall hear and rule on appeals". I therefore respectfully appeal the condemned action requesting a hearing as per PA Uniform Construction Code Chapter §403.121 to present three independent engineering firms' concurrence that the building on property known as "Place 1 At The Hollywood", 67 South Main Street, Wilkes-Barre, PA is structurally sound and that the true intent of the UCC was incorrectly interpreted by the inspecting code official.
§403.83: (a) The Code official has not shown "violations of the UCC" to initiate closing my building. Due to the lack of evidence, this provision does not apply. (b)The order did not contain grounds for the action, nor a notice that "the owner shall submit within 30 days a written answer to the notice".
§403.84: (a)(c) The order to vacate did not state "required repairs or improvements". Since my building has been determined by three certified structural engineers as sound and compliant, the city's building inspector only under §401.7(6)(ii) could not have comparable credentials to declare the same structure as "unsafe" unless he has the same degree of expertise. In that case, a hearing is necessary to bring the four parties together and review the building inspector's qualifications vs. structural engineers' determination.
§403.84 (e) I was not given the opportunity to abate or correct the unsafe condition warranting condemning because my building is in full compliance with the Uniform Construction Code.
Because certified structural engineers have determined that my building is structurally sound, I respectfully ask that the order to vacate (§403.84) be suspended as any enforceable action as stated in §403.122 (c) until the matter is resolved.
**Notice to Code Enforcement officials in NEPA: We sincerely embrace safety and appreciate Pennsylvania's effort to standardize the code. Stay within the parameters of the PA UCC and "approved" ordinances via PA UCC actions on submitted amendments. Politicians will throw you under the bus, which is why you need to contact us with questions.
Freedom Foundation Conner Edwards:
As restrictions of what you can do with your own property continue to multiply, government employees from all jurisdictions are finding new justifications to pay you a visit.
When government employees want to access your property, here are some basic rules of thumb:
1. If they don't have a warrant - don't give them access.
2. If they do have a warrant - you can't stop them, but contact the court who issued the warrant and verify it.
3. Videotape as much of the warrant access and search process as possible. Do not impede the search, but document it.
4. Say nothing at all if the warrant is valid. Government employees have used statements to justify "obstruction" charges. Just don't say anything.
Doormats for sale: click on image
For those who don't believe central planners are actively using eminent domain, in the city of Seattle, the city council voted unanimously Monday to use eminent domain to take the private property of its owner, a 103 year old lady. It was a parking lot she had owned.
Most observers believe that when Seattle's Big Dig is done and the Viaduct construction is over, this woman's land will be prime real estate worth far more than what the City of Seattle will pay by seizing it now.
Thank the Supreme Court Judges, who see the "good of the masses" outweighing individual rights. Votes for certain Presidents made that happen.
Seattle graduated from using awkwardly written ordinances to outwardly grabbing land using eminent domain. This could only be possible with comatose citizens that didn't see the need to elect politicians with a firm Constitutional grounding.
Ordinance no. 4, Section 6 (b): "The failure to prosecute an individual, or the fact no one has been convicted of a crime is NOT a defense to a chronic nuisance action".
1911: South Pittston History
While applying for the "Rental Occupancy Permit", landlords are ordered to place the 3-strike clause in the tenant's lease…well, not really – Pittston says that part was removed from the application…but didn't post the new application, yet…but if you didn't send the "not-to-be-used" application in by now, you already received the second notice to comply. Hey Pittston – is the pdf software guy on vacation? Click HERE for the new one above the invalid application courtesy of NEPALTA.
It is notable that government is dictating contracts terms between two parties in a business transaction. But they, unlike Forty-Fort, have backed out. It would be much better for a landlord while sued by a tenant to have proof of involuntary servitude. One has to keep in mind that children most likely are involved and they have quite an adjustment from one school to another, new friends, etc…. and lawyers are hungry IF they can get there before the ACLU (hello Wilkes-Barre).
The (3) Three Strikes clause IS A MISNOMER
Chronic Nuisance Properties (Guide on how to get rid of neighbors)
Ordinance No. 4, in place since July 16, 2008, is Pittston's version of the Chronic Nuisance Properties issue that most municipalities have in place. Please do note that this ordinance is for ALL properties, not just those owned by landlords…and you thought it was only about getting rid of slumlords!
What constitutes being labeled chronic nuisance property?
If the owner/occupants are "accused of" at or near (define?) the property:
Stalking, harassment, failure to disperse, disorderly conduct, assault, domestic violence crimes, reckless, endangerment, prostitution/patronizing a prostitute, public disturbance noises, lewd conduct, firearms/weapons violations, drug related loitering, any drug activity, any dangerous animal violations and finally, the catch all: (drum roll) "Any nuisance as defined by state law or local ordinance occurring on or around, or near the property such as unauthorized and junk vehicles, barking dog, cutting grass, shoveling snow too early in the morning, fire code, health and sanitation." – let's cut to the chase…complaints from a neighbor who doesn't like you.
It makes no difference if the person had a trial! After three or more occurrences (within 60 days), the Chief of Police "MAY" review (or not) the documentation of nuisances before the property owner is warned in writing that the property is about to be declared a "chronic nuisance property". If the property owner responds as needed (kick out the tenant, divorce the significant whatever, no more Sunday football, etc), the matter settles down, though you'll be watched. If another nuisance occurs (no time time limit) – the city may declare your house a "Chronic Nuisance Property" and the Commencement of Action is Ejectment (recover the possession of the land).
Again note: From Ordinance no. 4, Section 6 (b): "The failure to prosecute an individual, or the fact no one has been convicted of a crime is NOT a defense to a chronic nuisance action".
All they need are complaints - whether or not you're guilty, it makes no difference according to the ordinance. Due process of law? Please enlighten us in the comment part of this.
1. This is a two strikes ordinance for the HOME owner, NOT the tenant. In Forty-Fort's ordinance, §11-202. Compilation of Three Strikes it clearly states "tenant has reached three strikes."
2. Once declared a Chronic Nuisance Property, even if you remedy the situation, the next nuisance call to the police (no time frame set) may commence the ejectment process. The ordinance states 3 occurrences in two months starts the process. Working out a remedy (i.e. kicking out a tenant) only puts the enforcement on hold.
Forty-Fort's ordinance is as follows:
§11-204. Length of Time for a Strike
A strike, regardless of how obtained, will remain on record on the "three strikes and you're out list" for 5 years. Each strike will be documented with a date and after 5 years, "a" strike will be removed from the record. Ord. 2007-9, 12/3/2007, §4
(Question for Forty-Fort...if the tenant with two strikes moves into another apartment, do the strikes follow the tenant or does it stay with the landlord?)
Back to Pittston:
3. If you have neighbors that you don't like, now you know how the process works.
4. Tenants may use the nuisance ordinance on homeowners as well…just sayin homeowners…wake up!
Fun Facts About Pittston, PA
1911: South Pittston History
While applying for the "Rental Occupancy Permit", landlords are ordered to place the 3-strike clause in the tenant's lease…well, not really – Pittston says that part was removed from the application…but didn't post the new application, yet…but if you didn't send the "not-to-be-used" application in by now, you already received the second notice to comply. Hey Pittston – is the pdf software guy on vacation? Click HERE for the new one above the invalid application courtesy of NEPALTA.
It is notable that government is dictating contracts terms between two parties in a business transaction. But they, unlike Forty-Fort, have backed out. It would be much better for a landlord while sued by a tenant to have proof of involuntary servitude. One has to keep in mind that children most likely are involved and they have quite an adjustment from one school to another, new friends, etc…. and lawyers are hungry IF they can get there before the ACLU (hello Wilkes-Barre).
The (3) Three Strikes clause IS A MISNOMER
Chronic Nuisance Properties (Guide on how to get rid of neighbors)
Ordinance No. 4, in place since July 16, 2008, is Pittston's version of the Chronic Nuisance Properties issue that most municipalities have in place. Please do note that this ordinance is for ALL properties, not just those owned by landlords…and you thought it was only about getting rid of slumlords!
What constitutes being labeled chronic nuisance property?
If the owner/occupants are "accused of" at or near (define?) the property:
Stalking, harassment, failure to disperse, disorderly conduct, assault, domestic violence crimes, reckless, endangerment, prostitution/patronizing a prostitute, public disturbance noises, lewd conduct, firearms/weapons violations, drug related loitering, any drug activity, any dangerous animal violations and finally, the catch all: (drum roll) "Any nuisance as defined by state law or local ordinance occurring on or around, or near the property such as unauthorized and junk vehicles, barking dog, cutting grass, shoveling snow too early in the morning, fire code, health and sanitation." – let's cut to the chase…complaints from a neighbor who doesn't like you.
It makes no difference if the person had a trial! After three or more occurrences (within 60 days), the Chief of Police "MAY" review (or not) the documentation of nuisances before the property owner is warned in writing that the property is about to be declared a "chronic nuisance property". If the property owner responds as needed (kick out the tenant, divorce the significant whatever, no more Sunday football, etc), the matter settles down, though you'll be watched. If another nuisance occurs (no time time limit) – the city may declare your house a "Chronic Nuisance Property" and the Commencement of Action is Ejectment (recover the possession of the land).
Again note: From Ordinance no. 4, Section 6 (b): "The failure to prosecute an individual, or the fact no one has been convicted of a crime is NOT a defense to a chronic nuisance action".
All they need are complaints - whether or not you're guilty, it makes no difference according to the ordinance. Due process of law? Please enlighten us in the comment part of this.
1. This is a two strikes ordinance for the HOME owner, NOT the tenant. In Forty-Fort's ordinance, §11-202. Compilation of Three Strikes it clearly states "tenant has reached three strikes."
2. Once declared a Chronic Nuisance Property, even if you remedy the situation, the next nuisance call to the police (no time frame set) may commence the ejectment process. The ordinance states 3 occurrences in two months starts the process. Working out a remedy (i.e. kicking out a tenant) only puts the enforcement on hold.
Forty-Fort's ordinance is as follows:
§11-204. Length of Time for a Strike
A strike, regardless of how obtained, will remain on record on the "three strikes and you're out list" for 5 years. Each strike will be documented with a date and after 5 years, "a" strike will be removed from the record. Ord. 2007-9, 12/3/2007, §4
(Question for Forty-Fort...if the tenant with two strikes moves into another apartment, do the strikes follow the tenant or does it stay with the landlord?)
Back to Pittston:
§11-204. Length of Time for a Strike
§11-204. Length of Time for a Strike
(Question for Forty-Fort...if the tenant with two strikes moves into another apartment, do the strikes follow the tenant or does it stay with the landlord?)
Back to Pittston:
3. If you have neighbors that you don't like, now you know how the process works.
4. Tenants may use the nuisance ordinance on homeowners as well…just sayin homeowners…wake up!
Fun Facts About Pittston, PA
Pittston to make changes to inspection lawOctober 12. 2013 5:37PM
Obviously due to the NEPA LTA efforts to address grievances members and those who participated in the process had, the City of Pittston has sent out a press release prior to the Town Hall Meeting, their desire to work with us and be reasonable with what we know is a process to enforce the adopted PA UCC.
Attorney John Bradley presented the concerns to the Pittston City Solicitor Sam Falcone who advised the council. The results we look forward to:
Lowered fines (they ARE authorized by the UCC up to $1,000 p/d),
Extended times landlord have to fix problems from 10 -30 days (this is an issue if professionals and/or materials are not available and it saves on appeals)
We'd like to caution Joe Healey from the Sunday Dispatch or any media, to please contact us at (570) 589-0655, or use the contact us page to get an "official response" to press releases. Attorney John Bradley is also a contact for proper responses.
4th Amendment issue on UCC §403.86
NEPA LTA understands that the "Administrative Warrant" maybe used to gain entry to ALL buildings (homes/apartments, etc) if a Fire Code Official or a Code Enforcement Official has "reasonable cause" to believe the building, structure, or premises is unsafe. This warrant to intrude is CIVIL law, not criminal. Because lower courts have ruled in favor of the Administrative Warrants (for the purpose of safety/well being), until it reaches the Supreme Court and is overturned, the Administrative Warrant stands as constitutional. When an abuse of the Administrative Warrant is detected, however, we'll certainly address this from a different angle. The key is for officials to use this authority responsibly until a remedy is found.
We are in the process of looking into how insurance inspections compare to the "Property Maintenance Code" inspections. Because Pittston City (like most) is an "opt-in" UCC enforcer, Pittston determines who is allowed to perform inspections. It may be that insurance companies could save Pittston money while performing comparable inspections.
The October 9th meeting was rather long going over the applicable PA Uniform Construction Code Statute, International Fire Code, and International Property Maintenance Codes. These are the meat of inspections (what they look for) combined with the 2003/2009 Existing Building Codes, and the 2009 International Residential Codes that apply for construction and remodeling. One good thing about living in a flood zone is everytime the house gets flooded, you're guaranteed to have the latest codes. Of course people in flood zones should consider everything costing more, but I digress....We get to know the codes and therefore we speak the same language as the code enforcers. Posted in the members section will the actual inspections be! And then you can't say that you didn't know!
As the NEPA LTA continues to grow, we're stressing more about membership to begin limiting meetings for members only. This enables us to get down to business as a group rather than be seen as an open town hall meeting where we see plenty of theatrics and bad manners on both sides.
Also, sections of the website once open to public are in the MEMBERS section which requires a membership/password. We're gathering all the ordinances, tips, meeting recordings, documents, tools, APPs,etc for the benefit of members. Communication and participation will pull together folks from NEPA in order to pull resources together. This association is not only for landlords, but tenants, homeowners, and people concerned with government out of the control of the people who hire them. There's big money in politics and without ordinary people stepping up to the plate, we'll all get steam rolled. Supporting NEPALTA could be financially, participation, membership drive, or even bringing donuts and coffee to the next meeting! Every effort helps!
JOIN today!
Good turn out from concerned folks in Pittston. Without participation, your government (at all levels) passes nefarious laws without consent of the governed in this case via Home Rule abuse. They do this to address crime without the Constitutional hassels, an irresponsible budget (impose federal-level fines, and attempt to push landlords out of business for reasons suspected as less than honorable. With lawsuits mounting, these schemes (for want of a better term) end up costing the city taxpayer more money as the challenges move into the state level.
People who rent really should pay attention because the cost gets passed down and/or apartment availability will be less. Your rights, as a tenant, have a target painted on them and homeowners will be next. Joining us will help you.
Attorney John Bradley (pre-meeting) spoke at great lengths about the 4th Amendment issues and types of warrants in the event the landlord/tenant are less cooperative. His audio is in the media part of the website. Become a member to hear his valuable advice and participate in future endeavors not only in Pittston, but as the name implies - NEPA.
The attorney spoke about the meeting with the Pittston City Solicitor, and the people expressed their concerns that we will address with the city. That audio is also available in the media section on the website.
Pittston City's Town Hall Meeting is Wednesday October 16, from 7-9 pm.
The article title below is a bit misleading. NEPA LTA doesn't need to "fight" cities, we like to simply convince them to work with us!
thetimes-tribute article Group to fight Pittston rental rules
NEPA LTA's attorney met with the Pittston City Solicitor. The result is a Town Meeting, sponsored (paid for) by NEPALTA scheduled Thursday 10/3/13 @ 6 pm to discuss POSSIBLE revisions to the ordinance.
Please keep in mind Pittston City's willingness is to work with the association's concerns. Only with your participation can we help you. Non-participants should contact Pittston City about their issues.
We will discuss what has been brought up and move on to new concerns, while our attorney takes notes. We look forward to a productive SHORT meeting.
PRESS RELEASE, directions CLICK HERE
"Complaining does not work as a strategy. We all have finite time and energy. Any time we spend whining is unlikely to help us achieve our goals. And it won't make us happier." ― Randy Pausch, The Last Lecture
First, consider that as an individual citizen, you really don't have a say at the federal level. Local governing STILL affords the opportunity to address concerns --- IF you participate. Because people have NOT participated, ordinances (thanks to Home Rule) are being passed that are affecting our lives in a negative way.
As a coordinated group, an association of the like minded, we can better address the issues by using a logical-systematic process. With local governments trying to deal with the overwhelming demographic shift in the populations and the crime concerns, landlords and tenants are the targets.
Since law enforcement has warrant limitations, it's only logical to see landlords as a way to control who the tenants are by forcing landlords to include "anytime" inspections of occupancy which may end up costing the landlord not only in fines and loss of business, but possible lawsuits from forcing tenants to sign a bad lease agreement. What a great way to get to know the ACLU!
If the concern really were safety, would they not inspect homes as well? They absolutely could via administrative warrants – very general look around for safety concerns type of invasions.
As with most municipalities, there are three justifications for inspections:
1. Initial
2. Bi-annual
3. OTHER (use your imagination)
Consider Hazelton:
(e) The "Inspector" OR Code Enforcement Officer may also inspect units upon any of the following occurrences:
(1) Upon receipt of complaints; and/OR
(2) For ANY reasonable cause. (Note: reasonable cause allows for an Administrative Warrant that can be broad (safety check, general welfare, report of ghost, etc)
Hazelton's Ordinance: CLICK HERE
Inspectors defined:
The Police Chief, any Police Officer, Code Enforcement Officer, Fire Chief, Deputy Fire Chiefs, Health Officers, and Director of Public Works…Yes, how amazing that all the above are certified building inspectors!
WHO calls in complaints?
Anybody - anonymously. It could be legitimate, but there is room for abuse. From neighbors who don't like the occupant's ethnicity to political hacks who keep track of landlords that don't donate to the "correct" party, landlords are very vulnerable.
Regardless, the tenant is at the receiving end since they have to move whether guilty or not (no due process). Fees imposed by government will get passed on to the tenants making housing un-affordable for many poor.
While homeowners may see this as a great way to take back the neighborhood, keep in mind that PA's Uniform Construction Code statute does not mention landlords/tenants but does ALL buildings...all homes. It's a matter of will and resources to do so, but they have authority from PA to do so.
By the way, Hazelton announced that they would not be inspecting Section 8 housing. How cool is that? Accept whomever section 8 sends to your approved housing and you don't go through the hassles! And people wonder why Hazelton is a magnet for crime!
The NEPA LTA's goal therefore, is to guide and assist landlord members to provide the best safest affordable housing while raising the standard for tenants. With each city we wish to create a model where government and business work together keeping individual investors in business and housing affordable.
Pittston City Council meeting on 09/11/2013
With emotions running high, the Town Hall Meeting at best served the purpose of folks on both sides venting their frustrations over an ordinance imposed on landlords in particular. While behavior on behalf of citizens expressed outrage over oppressive laws which may lead to less affordable housing, some council members stood their ground over the ordinance in a rather obnoxious way fueling the emotions. What happened to the podium, guys?
Much of the problem stems from the nice sounding title of "Home Rule" where council passes ordinances without the process of including the public. Once the ordinance is passed, the people negatively affected of course feel the lack of representation and the desire to take legal action is created...because the local government failed to seek the consent of the governed.
NEPA LTA has taken the position that Pittston's ordinance needs addressed while understanding that there is a need not only for uniformity in codes, but the enforcement as well.
Well attended and exciting meeting last night in Monroe County! Many in attendance were from the East Stroudsburg area and were happy to know that they have our organization to help them in regards to the new Residential Rental Unit ordinances being passed throughout our Commonwealth!
The LTA and Pittston City counsels met today concerning the ordinance changes and issues landlords who attended the LTA meeting have. While the suggestions to modifications are an on going process, Pittston is applauded for reaching out to the people (via Landlord Tenant Association) giving us a voice.
Please do participate whether directly or though the LTA!
The LTA and Pittston City counsels met today concerning the ordinance changes and issues landlords who attended the LTA meeting have. While the suggestions to modifications are an on going process, Pittston is applauded for reaching out to the people (via Landlord Tenant Association) giving us a voice.
Please do participate whether directly or though the LTA!
Why doesn't someone do something...?
Isn't that the $ 64,000 question? Governments at all levels pass laws that affect us all at some point in our lives. Generally, the intention, when not grounded on constitutional principles, goes from well meaning to oppressive.
When a small group started out helping to protect the rights of landlords and tenants in NEPA from the abuses of local governments passing ordinances such as the Chronic Nuisance Property ordinance (Pittston, Pa) and Wikes-Barre's "one-strike from a tenant and you lose your property" ordinance designed to make problem tenants move to another apartment in W/B, the Landlord Tenant Association didn't realize that homeowners and the rights of homeowners were just as targeted. So our efforts include all property ownership.
FEDERAL SUPREME COURT: Kelo v. City of New London, 545 U.S. 469 (2005)
It has been ruled that the use of eminent domain for economic development does not violate the public use clauses of the state and federal constitutions. Our wacky US Supreme Court held that if a legislative body has found that an economic project will create new jobs, increase tax and other city revenues, and revitalize a depressed urban area (even if that area is not blighted), then the project serves a public purpose, which qualifies as a public use!
ENTER the Commonwealth Of Pennsylvania: (And why voting counts!)
In 2006, as a reaction to this federal decision, Pennsylvania adopted the "PROPERTY RIGHTS PROTECTION ACT", senate bill 881.
In addition, this bill states that agricultural property cannot be deemed blight unless the Agricultural and Condemnation Approval Board determines that eminent domain is necessary to protect the health and safety of a community or neighborhood. However, the bill has some drawbacks concerning certain municipalities and counties in the state that have authority to condemn property that have already been deemed blighted under urban renewal laws (not to be confused with the power to deem a new property blighted). Just a few of the excluded cities are Philadelphia and Pittsburgh, and luckily this provision will expire within the next decade.
Since Kelo v. City of New London,
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Remote Monitoring of Clinical Trial Sites: Strategies for Quality Control and Cost Savings
It costs $4,500-$5,000 per day to monitor a clinical trial in person. Remote electronic monitoring can cut that cost to near zero. To cut your clinical trial costs in a big way, please read on ...
Hoffman LaRoche/Genentech veteran Ken Schiff demonstrates how to use quality risk management principles, electronic data capture (EDC) and other IT systems to monitor clinical trial sites remotely, feeding data into a "dashboard" that alerts you when things go awry. The alerts can be as simple as green, yellow and red lights.
Sound simple? Well, it's not really — there's much you need to know. Plan on a fast-paced session covering:
Speaker Ken Schiff has pioneered dashboard creation at Hoffmann LaRoche/Genentech as head of QA and quality risk management. He'll walk you through the complexities — always in plain English, of course.
Now that the ICH Q9 Quality Risk Management (QRM) guideline has become an accepted standard for FDA-regulated drug, device and biologics manufacturers, figuring out how to meet compliance standards while controlling costs is more important than ever. On-site monitoring can cost $4,500-$5,000/day. Cut just 20% of this cost and you can easily save $10 million per clinical trial. Discover the tools you need and how to put them in place.
Ken Schiff is the president and owner of Quality Risk Management Associates, LLC, a consulting firm which specializes in providing risk management support to pharmaceutical and biotechnology companies around the world. With broad expertise in all phases of pharmaceutical development- from R&D through distribution and associated regulations focused on GxP, Quality Risk Management Associates ensures regulatory compliance and minimizes risk across the clinical development process. Prior to this, Ken joined Hoffmann LaRoche/Genentech in 2006 as the Head of Quality Assurance and Quality Risk Management. He was responsible for overseeing quality assurance support and applying quality risk management concepts in the conduct of clinical trials.
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subset: commoncrawl


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Johnny Cao Tri Nguyen works at Fairbanks Hotel (strip club), has a chronic gambling problem and has de-frauded many people. The reason for this website is to warn others about this individual and not trust him as a friend.
He has borrowed money from friends and took advantage of the relationship to pay gambling debts with countless false promises of returning the money.
This website will stay up for as long as these debts are still outstanding and to warn others from being suckered in by Johnny.


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286 Mahogany Mr Se, Calgary
Beautiful 2692 sq ft two storey estate home with double-attached garage, 4 bedrooms (3+1) and 4 1/2 bathrooms in Mahogany Waters, located just blocks from the lake with green space pathway to semi private lake access via West Beach. The main floor is bright and open with hardwood floors and 9 foot ceilings. Highlights include kitchen with granite counters, walk through pantry, gas cook top, stainless steel appliances, large island overlooking the great room and stone fireplace. The dining area has a glass door that opens to a large deck. The den features French doors, laundry, and powder room. The upper floor has 3 generous bedrooms, 3 full bathrooms and a large bonus room. The master bedroom is graciously appointed, with a 5 piece ensuite, including separate jetted tub, walk-in shower, and large walk-in closet. The basement is fully finished with 9 foot ceilings, featuring a fourth bedroom and full bathroom, and a large recreation/media room with home cinema system. Extras include underground sprinklers, Kinetico water system, and Sonos system (controls house and built-in speaker system).
Estate Property, Fenced, Flat Site, No Back Lane, No Through Road, Park/Reserve, Playground Nearby, Public Transportation, Schools, Shopping Nearby, Beach Access, Boating, Lake Access Property, Private Fishing
Disclaimer: Information herein deemed reliable but not guaranteed by CREB®.
Listing information last updated on December 11th, 2019 at 12:45am CST.


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Nov 25, 2019
This course has built my strength and confidence in working with Google Cloud Platform while building spring application
Nov 05, 2019
Great class! Overall, it covers mostly the basics of microservice with GCP. Good for those who are new to the field.
por Matías L D J•
Mar 25, 2019
You should warn users of this course that they will not be able to do the labs if they are auditing the course. Because nobody likes wasting time you know..
por Jorge N•
Feb 27, 2019
Althoug course is great for learning about GCP, very few info is provided about Spring boot itself. I was expecting to learn also about Spring boot, which I had to do myself becasue the course does not cover it, even the mos simplest info.
Also there are some labs not working due to kubernetes unssoported versions.
por Konrad F H•
Jul 12, 2019
Labs consist only of copy pasting code into google cloud labs. No explanation, no challenge. Labs often not working as intended. I expected more coming from the google brand.
por ARIJIT C•
Apr 23, 2019
Awesome course with very good practical sessions. Also I want to see more quiz after each practical exam.
por Prem K•
Aug 07, 2019
Basics were covered well and detailed explanation has been provided.
por Krasnenkov R•
Jul 01, 2019
Чисто рекламный курс.
por Philippe C•
Aug 20, 2019
Unfortunately in this course you won't learn much about neither Spring Boot nor Spring Cloud. You'll just learn the concepts by using the GCP platform but that's it.
A part from that, labs are interesting and well done.
por Guido Z•
Jun 04, 2019
Interesting, but are GCP LABS and does not teach spring framework
por Cesar J M M•
Mar 25, 2019
Lab 12 has issues
por André V•
Aug 21, 2019
There is nothing to do here in the Audit mode. If you are not willing to pay, you won't get anything. Other courses, at leas you can grab some knowledge for free.
por NISHANT K J•
Mar 09, 2019
Got to learn a lot of topics with great hands on experience.
por Damian G•
Mar 16, 2019
The hands on nature was incredible! The course was a fantastic overview of a broad range of GCP capabilities. I'm much more confident now in knowing what's out there, and what it would take to consume.
por Shantappa B•
Apr 18, 2019
Nce content
por Ramesh P•
Apr 19, 2019
Good Hands-On with detailed steps
por Mohammed B•
Apr 24, 2019
very ace
por Abdelkarim A•
May 29, 2019
por Rahul P•
Jun 11, 2019
I enjoy a lot while working in lab
por Isaac M•
Jul 22, 2019
Excelente curso, muy completo y brinda todo el conocimiento necesario para desplegar aplicaciones como microservicios en la plataforma provista por Google
por Jose d l r•
Aug 05, 2019
wonderfull course.
por Éric L M•
Aug 11, 2019
CP and kubernetes ! Thank you !
por Lenin J M Z•
Sep 22, 2019
It's a nice starting point
por Dmitrii V•
Sep 16, 2019
por Daniel R P•
Oct 28, 2019
por Shehrooz S•
Oct 31, 2019
Best Labs and hands on experience
por Gabriel G•
Nov 03, 2019
Excellent course!


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Mediation Services
Professional mediation services for confidential, prompt and cost-effective resolution of difficult or emotional disputes
It can be surprisingly easy for a workplace dispute to get out of hand and turn into an expensive, protracted issue which may even involve litigation.
It has been proven that with early intervention by mediating, disputes can be resolved sensibly and cost-effectively. Our trained and experienced neutral mediators are here to help solve difficult employment situations at an early stage before the communication between the parties gets out of control or becomes untenable.
The role of the mediator is to secure a satisfying and respectful outcome
The mediator assists the disputing parties in a structured and dynamic way to find a solution that both parties can agree to and feel comfortable with.
Our mediation services are totally confidential and our practitioners will explain the whole process at the outset, ensuring that everyone knows what to expect. The mediator uses a specialised set of negotiation techniques during the process to ensure both parties get heard and get time to talk through their views without being interrupted, so they feel that they are being treated fairly and with respect. A dispute is very likely to trigger emotions such as fear, insecurity, anger and frustration on both sides. Our trained mediators have experience in dealing with these emotions and will present the facts in a respectful manner.
Mediation sessions do not have to take long, the sooner a mediator is introduced the quicker the dispute can be resolved. 100 % of the mediations we did in 2018 resulted in employees successfully coming to an agreement to work together.
When would you need a mediator?
- Where teams are not communicating
- Disputes between individuals
- Dealing with allegations of bullying
- Assisting employees in returning to the workplace after absence
Why would you call in a mediator?
- Impartial and unbiased approach
- Trained and experienced professionals
- Timely and cost-effective solutions
If your organisation is struggling to deal with a workplace dispute then mediation may well be a solution for you and that is where our experienced, accredited mediation professionals can help you.
Read our blog on The Benefits of Workplace Mediation
Mediation Option 1
Half day round table mediation session, low level issues, no pre-calls needed as issues are not that far escalated, early intervention solution
Mediation Option 2
Half day mediation with confidentiality agreement, pre-calls of up to one hour with each of the employees, prep work
Mediation Option 3
Full day mediation with same prep and pre-calls as half day
Take the first step to resolve your conflict. Call and book a mediator on 01494 817193 or email firstname.lastname@example.com
Related Articles:
The Benefits of Workplace Mediation


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This is the first academic work to show the need for, or to offer, a regulatory framework for exchange-traded funds ("ETFs"). The economic significance of this financial innovation is enormous. U.S.-listed ETFs now hold more than $3.6 trillion in assets and comprise seven of the country's ten most actively traded securities. ETFs also possess an array of unique characteristics raising distinctive concerns. They offer what we here conceptualize as a nearly frictionless portal to a bewildering, continually expanding universe of plain vanilla and arcane asset classes, passive and active investment strategies, and long, short, and leveraged exposures. And we argue that ETFs are defined by a novel, model-driven device that we refer to as the "arbitrage mechanism," a device that has sometimes failed catastrophically. These new products and the underlying innovation process create special risks for investors and the financial system.
Financial Regulation
Narrow Banking as a Structural Remedy for the Problem of Systemic Risk: A Comment on Professor Schwarcz's Ring-Fencing – Postscript (Comment) by Arthur E. Wilmarth, Jr.
In Ring-Fencing, Professor Steven Schwarcz provides an insightful overview of the concept of "ring-fencing" as a "potential regulatory solution to problems in banking, finance, public utilities, and insurance." As Professor Schwarcz explains, "ring-fencing can best be understood as legally deconstructing a firm in order to more optimally reallocate and reduce risk." Ring-fencing has gained particular prominence in recent years as a strategy for limiting the systemic risk of large financial conglomerates (also referred to herein as "universal banks"). Professor Schwarcz describes several ring-fencing plans that have been adopted or proposed in the United States, United Kingdom, and European Union.
This Comment argues that "narrow banking" is a highly promising ring-fencing remedy for the problems created by universal banks. Narrow banking would strictly separate the deposit-taking function of universal banks from their capital markets activities. If properly implemented, narrow banking could significantly reduce the safety net subsidies currently exploited by large financial conglomerates and thereby diminish their incentives for excessive risk-taking.
Steven Schwarcz's "Ring-Fencing" gets much of its impact from its broad definition of the term, which is usually heard these days when thinking about whether a multinational bank ought to be forbidden from removing the assets of its branches in one country to support its activities in another.
One of the singular contributions of the article lies in its willingness to look beyond that use of the term to think about what ring-fencing means more broadly and conceptually. As Schwarcz observes, ring-fencing is nothing less than a way to allocate resources, regulate firms, and reassure stakeholders that could be applied any enterprise. The ring-fencing metaphor posits the separation of assets within a firm—some are inside the ring fence, and others are not. To Schwarcz this amounts to "legally deconstructing a firm in order to more optimally reallocate and reduce risk," which could include any restructuring involving holding companies, off-balance sheet entities, and even the creation of corporate subsidiaries.
A Transactional Genealogy of Scandal: From Michael Milken to Enron to Goldman Sachs – Article by William W. Bratton & Adam J. Levitin
Three scandals have reshaped business regulation over the past thirty years: the securities fraud prosecution of Michael Milken in 1988, the Enron implosion of 2001, and the Goldman Sachs "ABACUS" enforcement action of 2010. The scandals have always been seen as unrelated. This Article highlights a previously unnoticed transactional affinity tying these scandals together—a deal structure known as the synthetic collateralized debt obligation involving the use of a special purpose entity ("SPE"). The SPE is a new and widely used form of corporate alter ego designed to undertake transactions for its creator's accounting and regulatory benefit.
The SPE remains mysterious and poorly understood despite its use in framing transactions involving trillions of dollars and its prominence in foundational scandals. The traditional corporate alter ego was a subsidiary or affiliate with equity control. The SPE eschews equity control in favor of control through preset instructions emanating from transactional documents. In theory, these instructions are complete or very close thereto, making SPEs a real-world manifestation of the "nexus of contracts" firm of economic and legal theory. In practice, however, formal designations of separateness do not always stand up under the strain of economic reality.
In the early months of the financial crisis that started in August 2007, Citigroup suddenly had to take onto its balance sheet $25 billion of assets–which, due to subprime mortgage exposure, were worth on the market only a third the amount that Citigroup was required to pay for them. The reason for the appearance of these troubled assets on the bank's balance sheet was a liquidity guarantee provided by Citibank from the time it originally sold the assets to protect short-term lenders from the possibility that their debt could not be refinanced at maturity. The Financial Crisis Inquiry Commission would conclude that such guarantees helped "bring the huge financial conglomerate to the brink of failure."
The assets in question were collateralized debt obligations ("CDOs"), which package together a large number of loans and other debt products and use the income from those loans to pay returns to the investors in the CDOs. It is clear, however, that not all of the "loans" underlying Citibank's CDOs were actual loans. Some of them were financial contracts called derivatives that promised payments based on the performance of a specific set of actual loans. That is, some of the underlying assets were not loans, but simply represented the promise of one financial institution to make payments to another.
Few doubt that executive compensation arrangements encouraged the excessive risk taking by banks that led to the recent Financial Crisis. Accordingly, academics and lawmakers have called for the reform of banker pay practices. In this Article, we argue that regulator pay is to blame as well, and that fixing it may be easier and more effective than reforming banker pay. Regulatory failures during the Financial Crisis resulted at least in part from a lack of sufficient incentives for examiners to act aggressively to prevent excessive risk. Bank regulators are rarely paid for performance, and in atypical cases involving performance bonus programs, the bonuses have been allocated in highly inefficient ways. We propose that regulators, specifically bank examiners, be compensated with a debt-heavy mix of phantom bank debt and equity, as well as a separate bonus linked to the timing of the decision to take over a bank. Our pay-for-performance approach for regulators would help reduce the incidence of future regulatory failures.
Whose Office Is This Anyway? A Look at the IRS's New Position on Offshore Lending – Note by William A. Kessler II
"Banks don't lend anymore. Hedge funds have stepped in." Lee Sheppard wrote these words in 2005, but the financial crisis starting in 2008 has shone a spotlight on this significant change in the reality of modern finance. What role hedge funds may have played in causing the financial crisis is debatable, but few will dispute that U.S. businesses have had trouble finding capital even as the economy, on the whole, has started to recover.
There are many possible contributors to the onset of the capital crunch. Among them are banks, which had difficulties meeting capital requirements, in part because their balance sheets were weighed down by mortgage-backed securities that proved to be less valuable than initially thought, and in part because of changes in accounting rules, as well as increases in minimum capital reserve requirements. The U.S. government and the Federal Reserve responded by combining to invest trillions of dollars to purchase "toxic" securities, guarantee loans, provide additional loans, and make direct capital injections into troubled financial institutions.
A Flawed Solution: The Difficulties of Mandating a Leverage Ratio in the United States – Note by John Holman
While the causes of the recent financial crisis have been debated extensively, the conclusion that excessive leverage by financial institutions contributed to the crisis has garnered widespread support. Concerns over the role of leverage have spurred a renewed focus on banks' ability to exploit the presence of moral hazard due to limited liability and the government's tendency to rescue banks in distress. The crisis painfully underscored how banks use leverage to increase their expected returns while simultaneously shifting risk to creditors and the public at large.


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To add a new bank account on iTunes Connect, take the following steps:
To edit your bank account information:
Bank account updates delivered by other means, including by physical mail, facsimile or email, are not accepted.
Note: The information in the Bank Country, ABA Routing Number, Bank Name, and Bank Account Number fields can't be edited. If you need to change any of those fields, you'll need to add a new bank account.
Allow 24 hours for your new bank information to take effect. We'll send you an email when it's ready. If you don't receive an email within 24 hours, go to Agreements, Tax, and Banking to view your bank details and make sure the update was processed successfully.
Although you may update your banking at any time, payment processing for the next scheduled payment date generally occurs throughout the first three weeks of Apple's fiscal month. Banking updates that occur after monthly payment processing has begun will be applied to future payments during the following month's payment cycle.
You may be required to provide additional documentation to receive payments in certain territories. If an Apple banking partner needs more documentation than what you provided, they'll reach out to you directly. Let us know if you'd like us to verify the request from the Apple banking partner before you send them the requested documents.
iTunes Connect users with the Admin or Finance role can add or edit bank account information. If you're not sure if you have the Admin or Finance role, check Users and Roles.
When you add bank account information, we ask you to certify that you've provided accurate bank account information and that you're authorized to provide it.
If your bank account information is still processing after 24 hours have passed, check to make sure no required tax information is missing.
U.S. tax forms are required for all agreements that cover the United States. If you're based in Australia or Canada, you must also complete the forms for those territories in Agreements, Tax, and Banking.
Processing will finish after you provide all missing tax information.
Banking information can be edited at any time, with a few exceptions:
This is where your bank branch is located. For example, if you have a bank account in London, you'd see the United Kingdom in this field, even if the bank's main headquarters is in a different region.
A SWIFT Code is a unique identification code for a particular bank provided by the International Organization for Standardization (ISO). These codes are used when transferring money or information between banks, especially for international wire transfers.
Make sure you've entered your local clearing or SWIFT code correctly, including any leading zeros.
Don't enter a SWIFT code if you're asked specifically for a clearing code or other type of number.
Some local clearing or SWIFT codes aren't yet recognized by our banking systems. If possible, use a supported local clearing or SWIFT code instead. It can take up to several months to add support for additional local clearing or SWIFT codes. If you'd like us to verify or attempt to add support for your bank, let us know and include your bank details.
Make sure your U.S. ABA routing number is correct. This number will be printed on the bottom of the checks for your account. You can also contact your bank to verify the correct ABA number for your account.
Also, not all locations for every U.S. bank are available. Use another branch location instead if this is the case.
Payments sent to U.S. banks in USD require an ACH routing number. This must be a domestic payment method. If you provide an international wire routing number, your payments will fail.
There are two formats for Canadian transit numbers: electronic and paper. You must enter the nine-digit electronic routing number when providing your bank information. This number is made up of a leading zero, a three-digit financial institution number, and a five-digit branch transit number.
For example, if the institution code for the Bank of Montreal was 001 and the branch transit number was 00011, then the electronic transit number would be entered as 000100011 in iTunes Connect. Note that payments sent to CA bank accounts with CAD currency are processed by the local clearing system, not by international wire. Verify with your bank that the transit number provided will allow ACH-type payments to your account.
If your bank doesn't appear to be available on iTunes Connect, make sure you're entering the correct type of bank code. Some countries or regions have more than one type of code available. In many cases, you should enter the local clearing code instead of a SWIFT code.
When searching for your bank, use the "contains" option from the Bank Name menu. This ensures the most possible matches. If you still can't find your bank, in most cases we can't send payments to that bank.
No, don't provide information for an intermediary or correspondent bank. Provide information only for your own bank.
No, usually these instructions are only provided by banks or investment firms that don't have their own bank routing number. We don't support payments to banks or institutions that don't have their own routing number.
You'll need to use a bank account that doesn't need any of the following types of instructions:
Some bank account numbers have leading zeros. Be sure to include all leading zeroes when entering your banking information on iTunes Connect.
Your bank account number and your IBAN are two separate numbers. Don't enter your IBAN into the bank account number field.
An IBAN (International Bank Account Number) is used for payments to bank accounts in Europe and certain other countries or regions. When you open an account in these countries or regions, your bank is required to provide you an IBAN in addition to your local account number.
If you don't know your IBAN, ask your bank.
No, the account holder name for your bank account doesn't have to match the legal entity name for your agreement.
The information you provide for the Account Holder Name field, though, should exactly match the name your bank has on file for your account. Make sure this is correct to avoid any issues with your payments. If you're not sure what name your bank has on file, check a recent bank statement or ask your bank.
Use only the English alphabet in the Account Holder Name field.
However, if your bank country is Japan and your bank account currency is Japanese Yen, katakana characters are supported as well.
Use the primary currency of your bank account. This will usually be the currency shown for your bank balance in your bank statements.
Note that most bank accounts only accept a single currency. Don't enter a currency you're not sure your bank account supports. If you have any questions, ask your bank.
If your primary bank account currency isn't listed, check with your bank to find out which of our supported currencies they can accept.
Note that currencies are listed alphabetically, according to International Organization for Standardization (ISO) currency codes. You may want to double-check that your primary currency isn't already listed.
It's unlikely that your bank won't accept any of the available currencies. If that's the case, though, use a different bank account.
Some bank accounts can't receive incoming funds electronically. We don't support those bank accounts. You'll need to provide a bank account that can accept payments electronically.
No, we'll transfer your bank account information to the new agreements within 24 hours.
If you're switching from an individual bank account to a company account, though, you'll need to add your new bank account information in Agreements, Tax, and Banking.
Add your new company bank account information to your new agreements in Agreements, Tax, and Banking and make sure that your U.S. tax forms are correct for all agreements.
Before you can make content available on the iTunes Store, the following items need to be in place:
Note: You can verify your user role in Users and Roles.


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Diving the Igara Wreck
Igara Wreck
The Igara is a wreck off the East Coast of Malaysia that sank on 12 March 1973. At the time of her sinking the Igara was the largest ever single marine insurance loss in maritime history. Valued at over US$25 million she was loaded with 127,718 tonnes of Brazilian Iron Ore.
Now covered in gorgeous soft corals and bursting with marine life she has become a regular favourite of Singapore divers. However, before diving here, all should be aware for the potential of very strong currents & poor visibility, conditions on the Igara are 'changeable' to say the least & is recommended for advanced divers only!
The Igara was an Italian ore/oil steamship of 136,400 metric tons deadweight (DWT). It was on voyage from Vitoria to Muroran when after passing through the Sunda Strait, she struck an unchartered rock in the South China sea about 190 miles from Horsborough Lighthouse, off Mendarik Island, on 11 March 1973. However she did not sink immediately but continued her voyage until her bow settled submerged and resting on the sea bottom in approx 40 metres of water about 70 miles from Singapore. She settled with her entire stern section sticking out of the water. The following day 27 of the 38 man crew abandoned ship being picked up in their lifeboats by passing vessels. The master and 10 crew remained on board until 19 March when she began to break across Hold No.1. Salvagers used explosives to cut through the ship at Hold No. 1 and the entire rear section of the ship was towed to Japan where a new forward section was attached and she was renamed the Eraclide.
Subsequent salvage
ICRL (International Cargo Recoveries Limited), a BVI-based salvage management company, recognized the value of remaining iron ore cargo, contacted the insurers and acquired the legal rights to the ore and the salvage rights to the hull. In 2005/2006 ICRL contracted Deep Water Recoveries (S) Pte Ltd ("DWR") to recover the ore. DWR recovered all the ore accessible to big grabs (60,000mt) and the operation grossed US$2.5m.Recreational dive site
The ship now lies in around 40m of water rising to 11m at the top of the wreck. Despite only half the wreck remaining this is a huge wreck with vast open cargo holds. The site is prone to very strong currents and occasional bad visibility.
The wreck was nicknamed the 'turtle wreck' by divers due to a resident turtle although more recent reports suggest the turtle is no longer present. Three resident nurse sharks are sometimes spotted in the storage rooms in the stern. The wreck is overgrown with soft corals, sponges and hydroids. Divers frequently see schools of barracudas, snappers, fusiliers, angelfish, groupers and batfish. Divers have also reported seeing a large and aggressive groupers. Blotched fantail stingrays (Marbled stingray) can also be found close to the bottom.
More recent salvage work has removed further hatch covers offering further penetrations into the holds. The more forward holds have large cracks in between and in the hull – these offer plenty of light and passage in the form of a swim-through.


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Showing resources in...INDUSTRY Manufacturing Clear All Filters
Six Reasons Manufacturing Organizations Need Kronos Workforce Planner
Shift scheduling for the workforce presents many challenges, and nowhere is the requirement to drive efficient operations greater than in manufacturing.
Impact of Digital Transformation on the Employee Experience
Learn how your organization can manage the shift to digital transformation and leverage technology to ensure a highly engaged and productive workforce.
Employee Engagement for Manufacturing Report: How to Drive Productivity by Focusing on Your Hourly Employees
This research-based report provides insight into the state of employee engagement in U.S. manufacturing organizations and outlines steps you can take to drive productivity by focusing on your hourly workers.
Employee Engagement Enables a High-Performing Workforce
Manufacturers can't ignore the importance of employee engagement for driving productivity and profitability. In fact, studies show that employee disengagement is costing organizations about $ 88B dollars per year.
Workforce Planner Datasheet
Kronos® Workforce Planner™ helps manufacturers meet production goals, increase workforce engagement and productivity, and manage compliance risk. This datasheet will show you how automated labour scheduling can help your organization drive better business outcomes.
Workforce TeleStaff and IVR System Technical Datasheet
The Kronos® Workforce TeleStaff™ solution integrates scheduling and communications using a market-leading interactive voice response (IVR) platform.
Workforce Telestaff in the Cloud
How can you make sure your Kronos Workforce Telestaff solution is managed properly so it delivers the most effective results? One answer is to take your Kronos solution to the cloud with Kronos Cloud Services.
Kronos InTouch: Simplifying and Lowering the Costs of Workforce Management
Kronos commissioned IDC to conduct an independent ROI analysis of its InTouch time clock.
Forrester Study, Kronos Workforce Central Suite Total Economic Impact: A First Look
Summary of a commissioned study conducted by Forrester Consulting, on the "The Total Economic Impact of the Kronos Workforce Central Suite," that identifies significant savings and benefits.


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- Info
- Reviews
- Share
- Walkthrough
Undercover Cops
Flash version of Undercover Cops that was intially released in 1992 for Super Nintendo Entertainment System.
As Always, Good Luck and Have Fun.Controller to Keyboard Mapping:
Only keyboard is required to play. Pretend your keyboard is the a game controller. Check the controller setting by clicking the "Set Up Keyboard" button at the bottom of the game. A console-to-keyboard mapping will be displayed, for example, a - Z, mean "a" button on console/joystick is equal to Z key on your keyboard.
Start/Pause = Enter
|Default Mapping
|Inside The Game
|Your Keyboard
|Move/D-PAD =
|[W],[A],[S],[D] on Keyboard
|A, B, X, Y Button =
|[J], [K], [I], [L] on Keyboard
|L, R Button =
|[U], [O] on Keyboard
|[Enter], [Space-Bar] on Keyboard
You can change the controller to whatever you want.
SAVE progress anytime to your local computer and come back later and load it up by using the "Save State" and "Load State" button at the bottom.
*Must use CHROME browser to click play.


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August 13
Today marks the 7th anniversary of Margot's passing. It gets marginally easier to exist every year. But this day, more so than her birthday, for me at least, brings a heavy sadness. I have three other children for whom I need to be present, when all I want to do is crawl into a ball for 24 hours.
We (almost entirely with the help of our gracious, generous friends) created some musical artifacts with which to remember Margot. Here they are:
136 words


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SVA Alumnus Zackary Drucker on Breaking into Hollywood
February 11, 2019
Breaking into Hollywood's movie industry is difficult enough as it is, and even more so for people who don't adhere to gender norms. "We all exist in so many worlds, but trans folks, especially, have a different way of compartmentalizing. Sometimes it's hard to integrate," artist and alumnus Zackary Drucker (BFA 2005 Photography) tells Out. The magazine recently interviewed Drucker, a transgender woman, about her experience working as an associate producer on Transparent, Amazon's award-winning series.
Working for a major production, with a crew of almost 100 people, was a shocking change for Drucker, who was previously used to the isolation and freedom of her own personal artistic practice. "The stakes are a lot higher than when you're working for yourself," she says. But there are obvious benefits to a more prominent platform: "There is considerable interest right now in telling our stories, but there are still so many barriers—more barriers than most folks are aware of," she says. "At best, you're able to inspire somebody, inspire hope. At best, we're able to expand people's notions of difference, especially when it comes to trans stories."
Also covered in the Out interview: Drucker's upcoming film projects, including a movie based on the life of Candy Darling, a trans icon and famous muse of Andy Warhol, who was immortalized in song by Lou Reed and the Velvet Underground; and Drucker's distinction of being the first trans woman invited to work with Time's Up, an organization dedicated to ending inequality in the workplace. For the full story, click here.


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I don't think of mud when I see it - I think of chocolate! Beautiful quilt.
Welcome to the Quilting Board!
I don't think of mud when I see it - I think of chocolate! Beautiful quilt.
Beautiful quilt and i like the back too
Not mud-tones. Timeless! Beautiful.
Beautiful quilt! Love the colors & it sure doesn't look like mud to me. Love it!
Beautiful....love the fabric choice and the pattern.
Lovely fabrics, beautiful quilt.
When you sleep under a quilt, you sleep under a blanket of love.
Very pretty, like the colors, and I've never seen corners done that way, very unique.
Four things you can't recover: The stone.....after the throw. The word......after its said. The occasion.....after its missed. The time......after its gone
Lovely quilt!
A dog is not "almost human" and I know of no greater insult to the canine race than to describe it as such.
love that quilt and the colors are awesome. Barb
be happy
Warmth and love don't have a "right" color. Your quilt is beautiful.
If you always do, what you have always done, The results never change. Change is the wings you give yourself.
Very nice quilt and love the sudtle colors.
Thanks ladies! With temps here running about 100 it will be awhile before it will be used!
~stitching one thread at a time~
Oh I love the back too. What a great quilt.
Calm and beautiful, I love the colors! Interesting pattern too : )
Great pattern! Love your colors!
Wish the mud at my house looked like that. Very pretty. Love the soothing colors.
Pretty quilt. Nice yard.


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Wedding Cakes come in all shapes, colours and sizes and your Wedding Cake will be one of the most focal points of your wedding reception. Cutting your wedding cake is one of the most important moments of your wedding day, so when all eyes will be on you you must have to have a cake that all your guests can't stop staring at and can't wait to try. Whether it be a traditional tiered wedding cake, lots of cupcakes or something completely unique, it is important to get it right and give your guests a taste to remember. If you are very talented and decide to make and decorate your own wedding cake then there are specialist shops for cake decorating supplies.
Oxfordshire: A Piece of CakeMaking your own Wedding Cake? We have a very comprehensive range of equipment to help you make your Dream Cake for that Special Day. All… read more »
South Yorkshire: House of CakesAt House of Cakes, each and every wedding cake is handcrafted with expertise, care and passion. Offering a vast range of delicious fillings including, their… read more »
London: Wedding Cakes by Jazmin CakesAt Jazmin cakes we specialize in cakes that taste as good as they look. We understand that you are planning for your special day and… read more »
Middlesex: Timeless CakesThe cakes are timeless so they will be a special thing to remember long after your event. You choose what you want, when and where… read more »
Hampshire: Alisons Cakes For All OccasionsAll cakes made by myself, Alison Ryan, are individually hand crafted for that special occasion. Browse through my web site to view a selection of… read more »
Somerset: Atop of the TierHand crafted Ceramic cake toppers, made to match you on your special day. Hobbies, uniforms, pets and more can be added to make it even… read more »
Buckinghamshire: Pretty Perfect CakesPretty Perfect Cakes is a bespoke wedding & celebration cake business based in Buckinghamshire, we create bespoke cakes & treats to compliment every occasion. From… read more »
London: Tina K Wedding CakesTina K Wedding Cakes is a professional wedding cake company owned by Tina Koorland, who has over 20 years of experience in baking and cake… read more »


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Q School host
Las Colinas was designed by American architect Cabell Robinson who did a good job in creating an interesting course as the centerpiece of a resort focused on moving upscale real estate. Chic clubhouse. The landscape is perfect for golf with ups, downs and enough room for large greens and fairly wide fairways. Too bad the green-to-tee distance is artificially stretched out: it means virtually nobody walks.
Reviews in other languages:
Vakre omgivelser
Raske greener, forholdsvis lange hull, nydeligrestaurant
Las Colinas
Nur Cart, Wege zwischen Green und zum nächsten Tee zu lang. Showplatz, ab Hdcp 22 erst spielbar. Greens schnell, Anlage gepflegt.


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Marblehead, MA27 Spray Avenue
Est. Mortgage: $/month
MLS Number 72393244
- Single Family
- Bedrooms 4
- Square Feet 3,295
- Year Built 1980
- Waterfront
Stunning oceanfront home with a magnificent view, pool and tranquil setting. This freshly painted custom crafted Deck home has a dramatic open floor plan with cathedral ceilings cedar floors, a stone fireplace and uplighting. An elegant living room is framed by a wall of windows that bring in the sights and sounds of the ocean. Chef's will appreciate the updated kitchen, expansive island and vegetable garden outside. Three generous bedrooms on the second floor include an expanded master suite with 3 walk in closets, oversized marble master bath and private deck. Home gym or fourth bedroom option. This extraordinary property has a beautiful kidney shaped pool with hot tub, convenient cabana, ample seating and steps to your private beach. Two car garage and lush private setting. Vacation year round with this special home.
Listed by Shari McGuirk and Phyllis Levin of Sagan Harborside Sotheby's International Realty
Virtual TourSave FavoriteSchedule A VisitAsk A QuestionMore Details


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Punjab was radicalized far before the creation of Pakistan. Muslims in this region (Pakistani Punjab) were radicalized and took part in protecting the Muslims in Kashmir from their Dogra ruler's depredation in 1920's. Majlis Arar Islam, a Jihadist organization was carved out from Indian National Congress in the following years which was led by Mazhar Ali Azhar of Sialkot. To fight against the Dogra police, many bands of Jihadis were sent into Kashmir and, later on Maharaja's complaint were arrested; as many as 45,000 Ahrars in Punjab and some 5,000 in other parts of India.
After its creation, Pakistan lacked institutional structure and religious narrative empowered radical mindset which heated Indo-Pak rivalry. These radical mindsets engaged in periodic religious violence which was overlooked by the lax enforcement regimes. The Kashmir dispute deepened the roots of extremism in Pakistan and led to state patronage of militancy.
In 1948, the Kashmir dispute led to first war between India and Pakistan. Pakistan needed irregular troops and encouraged the tribesmen from FATA to obtain Jihadis from Pakistan and Afghanistan. Jamaat ul Ulami of Afghanistan declared a fatwa when India pressurized Afghan government, that the call for Jihad by Afghan tribes was illegal which was denounced by Hazrat Shor Bazar, an Afghan Islamic scholar, and ruled the Jihad in Kashmir as a valid Islamic duty of the Afghan tribes.
In 1965, it led to another war between India and Pakistan which grew resentment in East Pakistan against West Pakistan's obsession with Kashmir. As large sums of money were taken from there to finance the war for Kashmir. This reality later became more frustrating that Pakistan lost East Pakistan to win Kashmir in 1971 in its third war against India.
Then there comes a decade of relative silence over Kashmir as Pakistan got engaged in Afghanistan in the later half of 1970's. And with Iranian revolution of 1979 an Islamic revolution was being anticipated by the radicals and extremists in Pakistan. In September 1985, twelve small outfits bearing the idea of Islamic revolution came together in Kashmir and they formed a front which was called the Muslim United Front (MUF) which soon claimed to provide an alternative to Farooq Abdullah and his National Conference, who according MUF "sold out" Kashmiris' interests.
Exactly when Soviet was defeated in 1989 in Afghanistan, an insurgency broke out in Kashmir. Definitely, Kashmir had background and conditions which led to the insurgency in 1989 but the success of Mujahideen in Afghanistan played like a catalyst. In the mid 80's when Sheikh Abdullah's National Conference allied to All Indian National Congress, radical groups and parties gained grounds and later momentum and soon an insurgency gripped Srinagar in 1989. Jammu Kashmir Liberation Front (JKLF), a pro-independence Kashmiri militant organization was then replaced by a pro-Pakistan Islamist militant organization, Hizbul Mujahiden.
The insurgency in Kashmir affected militancy in Pakistan. In 1998, Akram Awan rallied for the imposition of Sharia in Pakistan. And in 1999, he formed Al-Akhwan Force to participate in Kashmir Jihad in collaboration with Lashkir-e-Taiba. But for him, Jihad in Pakistan became a higher priority than in Kashmir and he sat in a sit-in in Islamabad in December 2000, to force government over the imposition of Sharia. This precedent of exposing state writ was latter followed by Maulana Ghazi of the Red-Mosque in his stand-off with Gen Musharraf in 2007 and by Maulana Tahir-ul-Qadri in Islamabad in 2013-2014.
Islamization of Kashmir dispute not only radicalized Pakistani politics but it also affected state will/ability to enforce the law against radicals and extremist. And this was evidenced in another alike incident when Maulana Sufi Mohammadd was arrested and later released without sentencing, for leading a Lashkir from Pakistan to support the Taliban in Afghanistan.
Writer is pursuing his MPhil at Iqra University Islamabad. He blogs at Kashmirica.wordpress.com and can be reached at @imrankhushaal or firstname.lastname@example.com