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Clean Energy Fuels Q1 Results: Buy, Sell, or Hold?
Natural gas fuel provider Clean Energy Fuels announced earnings results for its first quarter on May 8 -- and quite frankly, there's a lot to like. But the company is still losing money, reporting a loss of $28 million in the quarter. Let's take a dive in, and see what kind of progress Clean Energy Fuels is making. It is a buy, sell or hold?
LNG vs. CNG? Whatever, dude
Much of the conversation in the investor community over the past six months has been dominated by a false idea that CNG and LNG were competing fuels. While the claims were made with some with dubious intent, a large number of investors grabbed into the idea, and the fear and uncertainty that this created caused Clean Energy Fuels share price to collapse:
But it's hard to argue with the data. From the 10Q:
- LNG fuel deliveries increased 22% in the quarter, to 16.7 million gasoline gallon equivalents
- CNG fuel deliveries increased 16%; backing out last year's 2.2 million in CNG sales in Peru (the company sold its stake in March 2013) and CNG sales increased 24%
- Sales of Redeem, Clean Energy Fuel's renewable biomethane, increased 45%
CEO Andrew Littlefair has been clear in pointing at fuel sales growth being the No. 1 measure that investors should watch. Simply put, we saw that this quarter and across the board.
Littlefair talks about profitability
The company's loss of 30 cents per share came in exactly where analysts were predicting. And while it's a positive that the company met the market's expectation, detractors have pointed to the company's consistent and mounting losses to support the bear case for Clean Energy Fuels. Littlefair has added fuel to the fire, so to speak, by refusing to address profitability in the past. His reticence has been largely a product of waiting for the heavy truck market to begin adopting natural gas trucks, but it's often left investors with the impression that maybe the company isn't really focused on profits. It's even led to analyst downgrades of the stock recently.
But it looks like things have begun to turn internally, because Littlefair chose to address profitability very early in the earnings conference call (emphasis mine):
From an adjusted EBITDA perspective, we were negative by $7 million this quarter. If you were to take out -- take our rough average of about $0.30 margin per gallon that we've seen recently, we need to add about 23 million gallons to close this gap. So to think about it another way, this is a roughly a 10% volume increase from where we are today on an annual basis. And if you look at our historical volume growth rates of closer to 20%, we believe this is well within reach. We are extremely focused on getting this company to profitability and we are close.
While this isn't a specific guidance to when Clean Energy Fuels will be profitable, it's a very specific indicator as to how. Reach your own conclusions.
Reducing CapEx projections for 2014; still has largest refueling network
Not only did management tell us that it's essentially closer to profitability than we maybe thought, Littlefair also announced that the previously projected $135 million in capital expenditures was on the high side, reducing the figure by a whopping $50 million to between $75 and $85 million for the year. The reasoning behind this move is twofold: Currently, Clean Energy Fuels has 96 stations opened that are "truck-friendly" to heavy trucks, which is significantly more than any of its competitors. And with at least another 70 stations that have been built but not yet opened, the company is in the driver's seat to open these stations with little more than the cost of putting fuel in.
These two things combine to make possible for Clean Energy to align further investments in growth of the network with the pace of market adoption.
Final thoughts: Buy, sell, or hold?
This is where taking a long-term view really pays off. Over the past several months, there has been tremendous controversy about CNG and LNG and heavy trucking, but it's only been several months, and it's really only been in the investor community. While we've been arguing, Clean Energy Fuels has been opening stations, because trucks have been deploying natural-gas trucks. And since Clean Energy Fuels is the leader in both CNG and LNG for trucks, it has shown strong growth across the board, and reached a point where management feels comfortable talking specifics about profitability.
Will the company reach profitability in 2014? Maybe, maybe not. But when the current growth rate is about double what the company needs to get to profitability within a year, and the stock is as beaten down as Clean Energy's has been of late, it's worth a hard look. We're at the very beginning of a major shift to natural gas for trucking -- a shift that could take a decade before the growth slows -- and Clean Energy Fuels is the leader in the market. Sounds like a stock worth buying to me.
Natural gas is a game-changer in trucking. This one company does business with every gas producer out there
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The article Clean Energy Fuels Q1 Results: Buy, Sell, or Hold? originally appeared on Fool.com.Jason Hall owns shares of Clean Energy Fuels. The Motley Fool recommends Clean Energy Fuels. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy.
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We're now heading into the 3/4 mark of the 2017 college football season, and we seem to have more questions than answers regarding the 2018 NFL Draft compared to the start of the season. The hyped QB class hasn't played well as a whole, and no one has run away from the pack as the clear QB1. While it seems everyone has a different QB atop their rankings right now, who has helped their cause the most this season?
Between Lamar Jackson, Baker Mayfield and Mason Rudolph all vying for the Heisman trophy, that hasn't done enough to declare any as the top QB in this year's draft class.
While I touched on the QB class a bit, below I give my own personal risers and fallers at the offensive skill positions.
"A grown man run from Lamar Jackson." #ULvsUNC pic.twitter.com/u0LkhVkxZV
— Jonathan Valencia (@JonValencia_WiB) September 9, 2017
Riser: Lamar Jackson (Louisville)
Entering the season, I was one of the biggest critics of Lamar Jackson, although I never stated the blasphemy that he should make the transition to receiver. Of course I was aware of his Michael Vick caliber athleticism under center, but it was his accuracy, mechanics and overall diagnosis as a passer which shied me away.
Now at the midway point of the season, it seems as if the masses of #DraftTwitter are still split on the reigning Heisman trophy winner. Regardless of your stance, Jackson has made major strides this season. I was sold in the North Carolina game where Jackson completely dominated, but he also showed much improved touch, accuracy and ability to work through his progressions and make sound throws. As you would guess, his running ability was on full display as well. Jackson tallied perhaps the most dominant QB performance as he whipped the Tar Heels for 525 total yards and 6 scores with no turnovers.
It hasn't all been good for Jackson this season, however. After an explosive start to the year with his Heisman repeat in full swing, Jackson has suffered against conference opponents in Clemson, North Carolina State and Boston College, all of which were losses. Still, Jackson put the team on his back and continued to produce at a high pace.
Now more than halfway through the college season, it's safe to say Jackson's stock has soared despite recent performance. He has shown far more than any of Josh Rosen, Sam Darnold and Josh Allen. If Jackson happens to be the first QB taken come April, I wouldn't be the least bit surprised.
Faller: Josh Allen (Wyoming)
It didn't take long for Josh Allen to be dubbed as a #1 pick caliber prospect by Matt Miller and Bleacher Report. After a late emergence in the 2016 campaign, Allen stole headlines throughout the offseason. Between his rocket arm, imposing mobility and size, Allen had the look of a QB you build in a lab. However, you forgot some pieces.
I think as fans and an amateur draft analyst like myself, we typically assume players will progress. But as the great saying goes, development is not linear. Allen hasn't shown much of anything this year, besides what we already knew was there in his physical traits. You could even make the case that he's regressed.
While he has flashed at times this season, there have been far more bad reps. It's clear that Allen hasn't been able to pickup the ability to read the field and deliver efficient throws, and his short-intermediate accuracy hasn't gotten any better.
Based on physical traits, Allen will likely find himself in the 1st round, if he declares for the 2018 NFL Draft. However, I'm not taking before the third round. There is far too much he needs to work on to warrant an early draft selection, but you don't find many QBs with his type of potential.
Tennessee / Oak Park RB John Kelly went crazy on this run ⚰ pic.twitter.com/62uZkN6dBa
— The D Zone (@TheD_Zone) October 15, 2017
Running Back
Riser: John Kelly (Tennessee)
We all know the popular choice here is Bryce Love, but I'm going to go in a different direction. John Kelly has been clicking on all cylinders as he takes over the feature role vacated by Alvin Kamara. It seems like Kareem Hunt is the model comparison this year for mid round RBs, and while some names have been thrown around, Kelly is the closest we're gonna get.
Kelly's running style, similar to Hunt, allows him to get by on balance and power through contact. At 5'9"/212, Kelly runs with tremendous strength and forces a pile to bring him down. He may go overlooked with the top made up of guys like Barkley, Guice and Chubb, but he presents great value as a Day 2 back.
Tennessee has struggled mightily in the passing game, and Kelly has put the team on his back throughout the season. Currently Kelly sits as the 5th leading rusher in the SEC, a good chunk coming in Tennessee's opening week win against Georgia Tech where he rushed for 128 yards and 4 TDs.
Kelly isn't the most overpowering athlete, but he's well-rounded in just about everything else, like Hunt.
Faller: Kalen Ballage (Arizona State)
On the latest Breaking the Draft podcast I referred to Kalen Ballage as the Josh Allen of the running back class. Before you drag me, hear me out. As touched on earlier, Allen has tons of upside based on physical traits, but needed a strong showing in 2017 before we all bought in. Ballage entered the 2017 season with a lot of hype, and understandably so. At 6'2"/227, Ballage possesses a rare blend of strength and speed. According to NFLDS, he runs in the high 4.4s.
During my offseason work, it was easy to recognize the potential and talent in Ballage. However, at the same time, it was easy to spot concerning deficiencies. Ballage striked me as a runner who runs with a lot of hesitation, and doesn't have the viable vision where he can find holes and hit them head on.
As Dane Brugler put it on his recent podcast, Ballage looks like Tarzan but plays like Jane. I'm upset that I hadn't thought about that before, because that is the perfect metaphor. Nothing about Ballage's play this season has answered any question marks I had.
For you box score scouts out there, Ballage hasn't eclipsed 80 rushing yards yet on the season and is averaging less than 4 yards per carry. Misutilization will always be an argument regarding Ballage, but he hasn't progressed this season, and you could even say that his development has gone in the opposite direction.
Wide Receiver
Riser: Michael Gallup (Colorado State)
You can make a case for a few other players here. Anthony Miller for Memphis is arguably Biletnikoff Award favorite right now, and Utah's Darren Carrington flashes every time I flip on the Utes. Auden Tate would be the obvious choice here, but he was already my WR1 entering the season.
Ever since watching my first game of the year where Colorado State handled Oregon State, I've bought into Michael Gallup. He dominated that game, grabbing 11 receptions for 134 yards while making a few impressive downfield catches. More importantly, he showed a complete tool bag. Between his nuances as a route runner, reliable hands, and downfield ability, Gallup struck me as a player with Day 2 skills.
RELATED: Michael Gallup Scouting Report
Since, Gallup has done every bit to fit the billing. He currently leads the FBS in both receptions (65) and receiving yards (1,006). In his most recent outing against New Mexico, Gallup was held to perhaps his most modest performance of the season managing just six catches for 58 yards on 16 targets. While the box score seems underwhelming, Gallup was creating consistent separation in his routes throughout the game, but his QB just couldn't find him.
In a top heavy WR class, Gallup is one of my favorites in the upper mid tier. He checks just about every box and will be a longtime player on Sundays.
Start your day with some Antonio Callaway pic.twitter.com/yquy2bHP1a
— Jonathan Valencia (@JonValencia_WiB) August 16, 2017
Faller: Antonio Callaway (Florida)
I originally slated Courtland Sutton here, but I'll save that debate for a different day.
With an off-field history as long as a toddler's Christmas list, Antonio Callaway really needed a big year to put some of those concerns on the back burner–similar to the Joe Mixon situation this past draft. Well, for Callaway, there lies a problem–he hasn't played a single snap all season long due to suspension.
During my offseason work, Callaway easily could've been in my WR1 conversation, if not for the character concerns. He has it all. Callaway blends quickness and speed tremendously well in his routes. He has the initial suddenness and precision to win with quickness in his footwork, then has the 2nd gear to jolt away at his stem. Callaway excels in all phases of the field and is lethal with the ball in his hands. A legitimate playmaker.
If Callaway plays this year, I think he solidifies himself as a 1st/2nd round player. However, with him not playing yet this season and a murky future, it's very hard to judge where he would get drafted, if at all. Callaway is a Josh Gordon type talent, but he could also struggle to see the field at the next level as well.
#Indiana TE Ian Thomas with his 2nd TD of the night. Showing some skill out there. #OSUvsIND pic.twitter.com/pXQdG8sbb9
— Jonathan Valencia (@JonValencia_WiB) September 1, 2017
Tight End
Riser: Ian Thomas (Indiana)
Back in Week 1 on the big stage against Ohio State, Ian Thomas launched onto the scene. His efforts helped Indiana to hoover around an upset bid, although that fell short as the Buckeyes came out striking in the 2nd half. Still, Thomas made a name for himself.
Early in the game he made a spectacular TD catch where he tracked the ball overhead, adjusted his body and hauled in the throw right at the corner of the end zone. He would go on to score another TD a few drives later.
While he's been dinged up a bit this season, Thomas has been productive and dominated against a tough Penn State defense. His 6'4"/248 frame certainly doesn't go unnoticed, and he has the athleticism to match. Thomas has a basketball background, and that has been on display at points this season with his ability to "go above the rim" and snag tough catches–perfect for the red zone.
In a dull 2017 TE class, Thomas adds some flare on Day 3, or potentially higher.
Faller: Mike Gesicki (Penn State)
It was difficult to find a faller at tight end. I feel the position is difficult to evaluate. College tight ends aren't traditionally the focal point of their offense with so many good players sprinkled around. With the lack of consistent utilization, it can be hard to judge the player. It's a position that, to a fault, can be widely based on athleticism.
Perhaps the most hyped TE throughout the summer was Penn State's Mike Gesicki. Early in my Summer evaluation of Gesicki it was easy to recognize that he wasn't a premier talent at the TE position. For one, his athleticism isn't even close to that of a 1st/2nd round TE prospect. He runs like a hobbled deer. Aside from that, his receiving skills and blocking are both average at best.
Gesicki can still provide value at some point on Day 3 based on his size and ability to box out defenders for contested catches, along with efficiency in the red zone. However, he's not that 1st round guy like the early hype indicated.

subset: commoncrawl


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National Museum of Rural Life
South Lanarkshire | East Kilbride | Museum | ★★★
|[Allotment at the National Museum of Rural Life]
Perhaps it's in an unlikely location, but the National Museum of Rural Life provides much-needed contrast to East Kilbride's concrete jungle. The attraction comprises a excellent, modern exhibition hall and a 1950s style working farm, with rural paths (or tractor rides if you prefer) linking the two. There are usually plenty of farm animals to see around the restored farmhouse, including newborn lambs and calves at the right time of year.
|[National Museum of Rural Life]
📌 National Museum of Rural Life ★★★
Location: Philipshill Road, 2 miles northwest of East Kilbride town centre, G.R.: NS 608558 ///salad.pest.riches
Open (2019): Daily
Cost (2019): £7 (adults), £4 (children), free for National Trust for Scotland members


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Shares of customer-intelligence provider Medallia (MDLA) are soaring in their public debut. A day after the company sold 15.5 million shares at $21 each, the surged as much as 88% to a high of $39.54 on Friday.
Medallia monitors feedback from customers using tools including social media, devices and the Internet of things, and it provides it to clients, who in turn can make changes in real time to respond.
CEO Leslie Stretch told Yahoo Finance's On the Move that Medallia is much more complex than a survey company.
"We're a platform that utilizes machine learning to capture all of the signals that customers emit every day when they're consuming products and services. Survey is really the old experience economy," he said. "Our customers want to capture that information and effect experiences as they happen."
Hot environment for enterprise software IPOs
Demand for enterprise software IPOs this year has been strong. On Thursday, shares of health-care software company Phreesia (PHR) rose 39% in their first day of trading. Cybersecurity firm Crowdstrike (CRWD), which yesterday reported its first earnings as a public company, has seen its stock rise more than 40% since its offering in mid-June. Video-conferencing software provider Zoom Communications (ZM) has sped higher by more than 50%.
Of course, not every tech IPO this year has been a success story so far. Shares of Slack (WORK) have fallen about 8% since their debut.
'Just one day in the life of the company'
Medallia's Stretch said his team wasn't preoccupied with the market environment.
"The process to go public is rigorous and quite long," he said. "We're really interested in innovating with our customers and being independent, having our independent source of finance to spend on product. So we didn't really try to time it. It's a good start, but it's just one day in the life of the company."
He also said he's not yet focused on profitability. According to Medallia's prospectus, the company's revenue for the year ended January 31 rose by 20% to $313.6 million. Its net loss widened to $82.2 million.
"There's a big market to go after," Stretch said. "Our bottom line improved massively since our CFO took that to task. We believe in profitable growth long term, but right now the market's there to invest in product and innovation and go to market. That's our priority for now. But it's quite a healthy P&L, I like the shape of it, and I like our opportunity to invest."
Julie Hyman is the co-anchor of On the Move on Yahoo Finance.
Read the latest financial and business news from Yahoo Finance
Follow Yahoo Finance on Twitter, Facebook, Instagram, Flipboard, SmartNews, LinkedIn, YouTube, and reddit.


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NBS: Key policy rate kept on hold
At yesterday's meeting, the NBS Executive Board voted to keep the key policy rate on hold, at 3.0%. In making such a decision, the Executive Board was primarily guided by the expected movement in inflation and its underlying factors going forward, and the effects of past monetary policy easing. After reaching this year's low in April, inflation returned within the target tolerance band and measured 2.3% y-o-y in June, consistent with expectations.
Source: NBS
Initial price for PKB at EUR 104.5 million – Tendering for privatization starts, bid submission deadline September 10
The Ministry of Economy has opened the tender for the sale of the property of PKB Korporacija at the initial price of EUR 104.5 million, and the bid submission deadline is September 10. The offer includes not just the property of PKB, but also the property of its subsidiaries – Ekolab, Institut PKB Agroekonomik and Veterinarska Stanica PKB. It also includes 16,785 hectares of land in Palilula, Surcin and Zrenjanin, office buildings, equipment, spare parts and cattle.
Source: Ekapija
TGAS: Serbian Messer Tehnogas acquires Messer Slovenia
Industrial gas manufacturer Messer Tehnogas (TGAS) announced this Wednesday that it had signed an agreement with Messer Belgium N.V. on the buyout of its stake of 91.24%, in Messer Slovenia, reports seebiz.eu. All three companies are members of the German Messer Group. Messer Tehnogas has effectively taken over control over 100% of the holding at Messer Slovenia, as the Slovenian company controls the remaining 8.76% stake, the Serbian company said in the document filed at the Belgrade Stock Exchange. The price has not been disclosed. Slovenian unit generated EUR 20m in revenues in 2017.
Source: Ekapija
Slovenia's H1 trade surplus expands
Slovenia's trade surplus grew to 417.5 million euro ($483.9 million) in the first half of 2018, from 338.8 million euro in the prior-year period, the country's statistical office said on Thursday. Exports in the January-June period rose to 15.5 billion euro, 11.2% higher than a year earlier, while imports increased 10.9% to 15.1 billion euro, the statistical office said in a statement. The European Union was Slovenia's main trading partner in the first six months of 2018, absorbing 12.0 billion euro of the country's exports and providing 11.9 billion euro of its imports.
Source: SeeNews
Nasdaq posts longest winning streak since October as Amazon hits record high, European stocks close mixed as US-China trade row escalates, Adidas soars 9.4%
The Nasdaq Composite rose slightly on Thursday, lifted by gains in Amazon and Apple, to notch its longest winning streak in nearly a year. The tech-heavy index gained 0.04 percent to close at 7,891.78 as Amazon rose 0.6 percent to an all-time high while Apple jumped 0.8 percent. The Nasdaq also posted an eight-day winning streak, its longest since October.
Meanwhile, the broader market closed slightly lower as the S&P 500 failed to reach an all-time high. The S&P 500 fell 0.1 percent to 2,853.58 as energy and financials lagged. The Dow Jones Industrial Average slipped 74.52 points to 25,509.23 with Procter & Gamble slipping 1.2 percent.
Booking Holdings and Norwegian Cruise Line both reported better-than-expected earnings on Thursday. Shares of Norwegian Cruise Line rose more than 4 percent, but Booking Holdings fell after issuing a weak third-quarter profit forecast.
The producer's price index remained unchanged in July, while economists polled by Reuters expected a gain of 0.2 percent. The report comes as the latest reading of the consumer price index — a key metric for inflation — is set for release on Friday.
European stocks revealed a mixed picture at the market close on Thursday amid a deepening U.S.-China trade dispute and a flurry of corporate earnings. The pan-European Stoxx 600 closed 0.1 percent higher with sectors pointing in different directions.
Adidas outperformed following its earnings report. Shares in the sportswear company closed 9.4 percent to the upside after it posted a stronger-than-anticipated second-quarter net profit, despite taking an impairment charge on its struggling Reebok brand.
At the other end of the index, G4S foundered to close 7.8 percent in the red after reporting a fall in its first-half profit. The world's largest security group saw its latest figures take a hit from restructuring costs and weaker Middle East revenues.
Source: CNBC


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OkayI have another story about whales but this timit was my son who came across it and bookmarked the story for me. Now he doesn't know that blog really and I was blown away by the fact that when he saw the story on Yahoo!, he said to me that this is a story you would like dad. You see, he is autistic so one of his specialities is focusing on one topic (NASCAR usually) and it was great to see him do something for me because he thought I would like it. It just melted my heart!
Anyway, the article is "In rare natural event, mother right whale adopts orphaned calf" by Pete Thomas over at GrindTV. With that though, I'm gonna add one final article completely that while has a picture of a whale (see above), touches on another topic that has always been near and dear to my heart, the Nordic history. The article is entitled "A Deep Dive Into Nordic Folkways" by Julie Lasky at the New York Times.
Green Librarian


text: Governments can choose to spend money in ways that support climate change policy, including a shift to electric vehicle fleets. from www.shutterstock.com September 19, 2019 Procurement's role in climate change: putting government money where policy needs to go Barbara Allen, Victoria University of Wellington New Zealand is introducing new procurement rules to better link government spending with climate change policy. The first target is to reduce emissions profile of the government's vehicle fleet.


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best laid plans of airlines…suck.
Posted: January 15, 2009 at 7:14 am
it wasn't a great nights sleep….A.. peluchie and chica had to react every time they saw someone moving around in the big dog room…i could have taken out the child gate and closed the door but i wanted them to feel sort of like they were almost in my bedroom….and B…star has NO concept of personal space…she just flops herself down on one of your body parts and sighs in deep contentment. trying to actually achieve sleep status with suction cups AND an anchor is getting a bit tough.
carrie just phoned…she got to abbotsford airport and they cancelled her flight…they re-booked her on a flight out of vancouver so now she is rushing down the number one trying to get to vancouver before that 9 am take off…grhhhhh. what a freaking stupid way to run a freaking airline…. not happy with west jet today. poor carrie….i will email the PA spca and let them know her arrival is slightly delayed.
maude is still too quiet, 4lane is still asleep, cats are moving around, here and there and back again all around me.
please god make things go ok for carrie and winter and diablo today and perk maudie and 4lane up. (and let renee do ok on her driving test too!)


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Working within the Federal Reserve System, the New York Fed implements monetary policy, supervises and regulates financial institutions and helps maintain the nation's payment systems.
Do you have a Freedom of Information request? Learn how to submit it.
See the world's largest accumulation of gold as you learn about the New York Fed and Federal Reserve System on a free tour.
The latest Annual Report chronicles the impact of Federal Reserve policies and includes data on the New York Fed's operations.
Our economists engage in scholarly research and policy-oriented analysis on a wide range of important issues.
The Center for Microeconomic Data offers analysis and data exploring individual-level financial and nonfinancial economic conditions, expectations, and behavior in the United States.
Our model produces a "nowcast" of GDP growth, incorporating a wide range of macroeconomic data as it becomes available.
U.S. Economy in a Snapshot is a monthly presentation designed to give you a quick and accessible look at developments in the economy.
As part of our core mission, we supervise and regulate financial institutions in the Second District. Our primary objective is to maintain a safe and competitive U.S. and global banking system.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support to international institutions.
The New York Fed provides a wide range of payment services for financial institutions and the U.S. government.
The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.
The New York Fed has been working with tri-party repo market participants to make changes to improve the resiliency of the market to financial stress.
The New York Fed engages with individuals, households and businesses in the Second District and maintains an active dialogue in the region. The Bank gathers and shares regional economic intelligence to inform our community and policy makers, and promotes sound financial and economic decisions through community development and education programs.
The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
The College Fed Challenge is a team competition for undergraduates inspired by the working of the Federal Open Market Committee.
The Community Credit interactive highlights credit conditions, including measures of credit inclusion and stress, at the national, state and county levels.
|September/October 2008 Volume 14, Number 7
|JEL classification: R10, R11
Authors: Jason Bram, James Orr, and Rae Rosen
The 2007 slowing in job growth in the New York–New Jersey region continued through August 2008. A projected weakening in the national economy through the end of 2008 combined with the market turmoil affecting New York City's finance sector suggests that the region will post substantially smaller job gains this year than it did in 2007. Beyond 2008, continued financial stress could lead to an even sharper and more protracted contraction in the city's finance sector, potentially spreading to other sectors of the region's economy.


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What is Judo?
It's not just for self-defence (though it's really good for that), and it isn't only for future Olympians and Paralympians either – Judo's actually a great full-body exercise for everyone, no matter your age or prior experience. As one of the most famous martial arts out there, it's got a great community of people taking part (called judokas), and as well as the physical part it's also great for practising discipline and self-control.
What are the benefits?
- It's a full-body workout, so you'll be getting fit in a really balanced way
- As well as the physical aspect, it can really help with mental benefits and discipline
- Judo's really adaptable for different levels, so you don't need to worry about whether you've done it before
What will I need?
Some clubs might ask you to wear particular clothing and you'll probably need to be barefoot when taking part, so it's worth checking in with them before you go along for the first time.
Upcoming Judo sessions in London
Search all Judo
Find out more about Judo
The British Judo Association is a good place to start.


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Building Nonstop Data Access
The traditional way we think of data is as something that's stored and then used later, like electricity in batteries. But today, data is always flowing, and constantly in use, much more like the electricity you pull from a grid than the energy you store in a battery. In the old days, you could wait […]
The post Building Nonstop Data Access appeared first on SUSE Communities.


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Marine - Commercial Hull and Liability
- Our Commercial Hull & Liability wording covers physical loss or damage to the Hull and Machinery.
- Types of vessels considered would be Tugs, Supply Vessels, Barges and Workboats
- Also provides cover for Third Party Liability and Marine Property Damage.
- Limit of Liability:
- GBP 1,000,000 per vessel or location.
- GBP 5,000,000 any one accident in respect of Third Party Liability.
In addition, CHL insures against the following scenarios:
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text:
Wednesday M's 5, ROCKIES 0
James Paxton mortifies an elite NL lineup. Also, Steve Cishek throws quite well. With a closer-quality performance in the 6th and 7th, for just a moment Dr. D got a flash of an NL All-Star pitching staff. For a moment, you understand.
Kyle Seager, Danny Valencia and Mike Zunino continued to light the enemy up, with two hits each. The M's went up 3-0 early and celebrated their victory for two hours.
Tuesday M's 10, ROCKIES 4
The Rockies' talented young lefty Tyler Anderson had come in hot, and the M's had come in struggling vs lefties. Servais seemed to find the key with Segura and Valencia in the first inning. Sudden Jean had a 4-hit day, Gamel and Heredia reached him for 3 more hits each, and the M's beat Anderson about the head and shoulders.
Unimpressed by Anderson's lefty fate in Coors Field, Ariel Miranda continued to surge like Secretariat down the back stretch of the '73 Belmont. He's now 5-2, 4.17, by the way, and Dr. D is enjoying the W-L records piling up at the top of the rotation. :- )
Monday M's 6, ROCKIES 5
Sam Gaviglio is, inexplicably, the darling of the M's brass based on his 3.50 ERA and his 3.50 strikeout rate. (Well, it's actually 4.00, but you take the point.) We need a separate article on Gaviglio's pick-and-poke 88 nibbler and his quite decent 83 slider, but that article ain't going to predict glory for three strikeouts a game.
But Gaviglio held the Rockies to 5 and then Servais went one-batter-at-a-time to lock the score right there. Pazos! Zych! Vincent! Zip! Altavilla. Sugar! Now that was a 2001 Mariners game! Any lead halfway through the evening, and you just point the RP's at the enemy dugout and keep pullin' the trigger. Boo-yeah.
Cano, Cruz, and Seager were the keys in building the early lead. Which they three are likely to be again at some point during the summer. ...
Sunday M's 5, BOSTON 0
Christian Bergman's second lifetime memory in three starts. This morning, Servais anointed both Gaviglio and Bergman to be keepers. Not exactly, but he gushed. That's a topic in itself, Bergman and Gaviglio, possibly in this thread.
But in fairness, against the transiency of the favorable Bergman news, the M's fearsome offense piled up 16 hits (!) in the game and 55 over the four-game winning streak. Ominously, Sugar wiped out the 9th inning, which might have been the pivot point for the M's fortunes.
Either way you slice it, that's four very kewl wins to stitch back-to-back-to-back-to-back. The Wild Card is running +3, while the M's have scrambled back to -4, so that's a series out of the playoffs. The offense is firing on all triple gunz, so if we grovel a win out of HWMNBN's start tonight then we're back to The Big Two And Two.
Dr D


text:
The Music Room: A Jumble of Practice
ROBERT SIEGEL, host:
Even if music is transmitted digitally or otherwise, it has to come from people, from musicians, and some of those artists get their start at music schools. That's where today's SoundClip comes from.
Ms. JOANNA ZATTIERO (Student, University of Idaho): My name is Joanna Zattiero. I'm a graduate student in the Music History Department at the University of Idaho's Lionel Hampton School of Music. This building, this is Ridenbaugh Hall. It was built in 1902, and it used to be a women's dormitory. It's now been turned into a practice building for our school of music students.
(Soundbite of music)
Ms. ZATTIERO: When I walk around this building, I hear everything from saxophones playing jazz…
(Soundbite of music)
Ms. ZATTIERO: …classical piano…
(Soundbite of music)
Ms. ZATTIERO: …people studying for opera studio…
(Soundbite of music)
Unidentified Woman (Singer): (Singing) (Unintelligible).
Ms. ZATTIERO: …every different kind of music that you can imagine on every different kind of instrument or voice.
(Soundbite of music)
Ms. ZATTIERO: I just find it so interesting. It's this amalgam of sound that, you know, doesn't really make it past the walls of this building.
(Soundbite of music)
SIEGEL: Joanna Zattiero from Moscow, Idaho, and a cacophony of students from the University of Idaho's Lionel Hampton School of Music. Our SoundClips take the measure of sounds that surround us. To learn more electronically, you can visit npr.org.
Copyright © 2007 NPR. All rights reserved. Visit our website terms of use and permissions pages at www.npr.org for further information.
NPR transcripts are created on a rush deadline by Verb8tm, Inc., an NPR contractor, and produced using a proprietary transcription process developed with NPR. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR's programming is the audio record.


text:
inLab FIB UPC has collaborated with SEAT to develop the Parkfinder prototype, a mobile application that can be integrated with the Infotainment system of SEAT vehicles that have MirrorLink installed. The app can be used to find parking places, using information provided by the iCity platform developed in a European smart city project.
Using a standard application program interface for various cities, users can consult data in real-time, such as the availability of parking places (for example, in the green and blue zones). Once a user has selected a destination, the prototype communicates with the car's navigation system to provide real-time information on the estimated time of arrival and approximate distance to the selected zone. To ensure that it is safe to use the app when driving, a user interface has been developed that meets the requirements of Distracted Driving Laws.
The prototype has been tested successfully in the Les Corts neighbourhood of Barcelona, and was presented as an example of an iCity project at the last Smart City Expo World Congress 2015.


text: Ever since Junie was accepted by a local kindergarten, I cannot find a peaceful moment. How to choose…? What to forgo…? It is not easy at all. I pushed my creativity to its limits and had once come up with quite a number of options. After carrying researches on each of them, however, I found that neither of them worked! Up to this moment, I still do not know what school(s) she is going next year!!!


text:
The best senior football players in the nation (and some juniors that graduated too) have descended on football mecca, aka Mobile, Alabama, for this week's Senior Bowl. Oh, and so has Mother Nature who decided she'll reign thunderstorms from above on Wednesday.
As such, the practices will move indoors on Wednesday, which means no media and, as a result, nothing from me. So, that will make the Senior Bowl a short, but still productive and informative trip. What did I learn today?
Here are my observations from the day including both North and South squads.
1. Let's start with the clear winner from weigh-ins and that was New Mexico State linebacker Terrill Hanks (6-2, 234 lb.). I'm not sure that I've ever seen anyone that chiseled in my life. He looked more like a bodybuilder than a linebacker.
2. Now, I started with Hanks so I could transition into his day. He made his presence known with authority at practice. The two best hits I saw today? Hanks and Hanks. This yoked up dude blasted running back Slippery Rock's Wes Hills (6-0 ⅝, 209 lb.) on a run play and then he handled Bruce Anderson (North Dakota State running back - 5-11 ¼, 209 lb.) on a 1-on-1 pass coverage drill. Anderson came through the A gap and was going to shoot out either way to catch a pass but before he could...BOOM...Hanks nailed him straight to the Ladd Peebles Stadium turf.
3. One of my favorites in Mobile and one of the standouts was Temple cornerback Rock Ya-Sin (5-11 ¾, 189 lb.). Transition out of his breaks. Tough. Competitive. The first name I have written down in my notes was Ya-Sin after watching him during individual movement drills. Then, in 1-on-1s he showed the mirror ability to stay with receivers and the recovery quickness on routes that looked like he was initially beat. This guy is one heck of a story and he's everything teams will want in a corner.
4. The cornerbacks were on point today throughout the day, especially on the South squad. I mentioned Ya-Sin, but Houston's Isaiah Johnson (6-2 ¼, 207 lb.) and Kentucky's Lonnie Johnson (6-2 ¼, 210 lb.) were equally as impressive. Both have length and size that teams covet in the first three rounds of this draft. Isaiah went toe-to-toe with Buffalo's talented wide out Anthony Johnson (6-2 ⅛, 211 lb.) throughout 1-on-1s. They exchanged quality reps throughout the drill. Lonnie Johnson showed similar skills on his side against a variety of receivers. I just loved the way those corners all competed and the size, length and transitional quickness they possess. They all have a smooth nature to their games, but the elite size and length really stand out.
5. One of the best players in Mobile is Mississippi State edge Montez Sweat (6-6, 252 lb.). Physically, there is no equal in Mobile, that's for sure. Even in this draft, there may not be an equal. He has 35 ⅝" arms which is nearly unthinkable for an edge rusher and he knows how to use those stems with some power. On one of his last pass rush reps, I saw him take Alabama State tackle Tytus Howard (6-6, 313 lb.) and put him straight on his wallet. I heard ohhs and ahhs and the requisite buzz in the stadium after that rep (of course, I was doing it too after that play). I mean, Sweat just stabbed Howard with the long arm and Howard went down. That's the type of play that will leave an impression on a team with a pass rush/edge need.
6. Quarterback wise on the South squad, Auburn's Jarrett Stidham (6-2 ⅜, 214 lb.) is really heads and shoulders above any other quarterback on that roster. Buffalo's Tyree Jackson (6-7, 249 lb.) turned some heads with the power in his arm but it takes a while to get the ball out of his hand. Stidham flashed the arm strength some questioned leading up to the event. He wasn't perfect, but his mechanics and ability to drive the ball were well above anyone else on that roster.
7. Clemson receiver Hunter Renfrow (5-10 ⅜, 175 lb.) walked on stage for weigh-ins and I'm telling you someone near me snickered because Renfrow looks like the furthest thing from an NFL wide receiver there is. 7 ¾" hands. 29" arms. 70" wingspan. Think about it this way, there were some linemen with over 85" wingspan. But, BUT, put pads on that Clark Kent and he becomes this Superman on the field. He can absolutely fly and I can't wait to see what his Combine 40-time is. He has a different gear when he gets the ball in his hands. The one thing, though, that he does exceptionally well is get to top speed on his routes so he can get open/separation when the quarterback needs to deliver the ball on time. He's EXCEPTIONAL in that area. I had a chance to interview him today and that'll be up on the site soon and he was as down to earth as it gets. But, that switch gets flipped on the field and he's so fun to watch. I have a feeling we'll see him play for a long time in this league.
8. Washington State left tackle Andre Dillard (6-4 ⅞, 310) arrived in Mobile on the late hype train, but that locomotive was, and is, picking up serious steam. I spoke with him and he said he hit his target weight of 310 lb. which seemed like a pipe dream for a young man that started his career at 240 lb. at WSU. He's so quick and can dance so well that he's as intriguing a left tackle prospect as I can remember here in Mobile. The funny thing is that I noticed him two years ago as I was studying another upperclassmen at WSU. He started as a redshirt sophomore and as I started to tell him that story today he chimed in "...at all of 275 lb." Well, he's packed on weight and it hasn't slowed him down. He was a hot commodity among the media types all day long, heck, I had to fight to get him away from Mike Keith, the Voice of the Tennessee Titans, just for a few minutes. I kid, I kid, Mike's a great guy, but everyone wanted a piece of Dillard which goes to show how valuable a left tackle is in this league was, is and will forever be.
9. Dillard wasn't perfect in his pass protection reps as Louisiana Tech star edge rusher Jaylon Ferguson (6-4 ⅜, 256 lb.) gave him some work with a hard outside rush and then an inside rip move on two consecutive reps. Ferguson led the nation in sacks (17.5) in 2018 and finished third in the nation (14.5) in 2016 and as a result, he's the all-time sack leader in the history of college football. So, Ferguson has some skills getting to the quarterback. His 45 sacks moved him above some guy named Suggs - Terrell Suggs. Heard of him? Yeah, me too.
10. One of the latest Senior Bowl invitations went to Texas A&M defensive tackle Daylon Mack (6-1, 327 lb.), after a stellar week at the East West Shrine Game. He stepped right in and continued to dominate as he did in St. Petersburg. His power is just immense. His legs are tree trunks and the first name that came to mind was D.J. Reader. Now, D.J. is built a little differently, but his power and ability to hold up with such strength is a hallmark of his game, just like Mack. It took Mack three years and a coaching change to really get the most out of him at Texas A&M, but a great senior season, a tremendous East West Shrine Week and a brilliant start to the Senior Bowl week have EVERYONE'S attention.
11. Mack's A&M line mate/teammate Kingsley Keke (6-2 ⅝, 286 lb.) had a solid day as well. Heck, the South offensive linemen couldn't block him on a few reps so they essentially ripped the #8 jersey right off his back. Mack made the bigger statement, so to speak, but Keke showed that he can be a versatile interior option for a team that needs a player of this caliber. And, there's one team that he REALLY wants to play for and that would be your Houston Texans (he's from Richmond, TX like yours truly).
12. Arizona State interior defender Rennell Wren (6-4 ½, 315 lb.) was a monster throughout the entire day, especially in 1-on-1 pass rush situations. There wasn't one center or guard or anyone that had a chance against Wren's quickness and power. I heard a number of people, a couple of GMs too, wondering who #95 was after a few of his reps. Wren made a HUGE first impression.
13. The North defensive linemen served up the pancakes during pass rush 1-on-1s. Oregon's Jalen Jelks (6-5 ½, 250 lb.) dished one version and Texas' Charles Omenihu (6-5 ⅝, 274 lb.) and his 36 ½ inch arms also served up one.
14. Another interior chef, if you will, was Western Illinois' defensive lineman Khalen Saunders (6-0 ⅝, 320 lb.). His day started with a decision - whether he should fly home to be with his fiancee who had just gone into labor. They both decided he needed to stay and compete and that he did. He's one of my favorites to watch, in large part due to his relentless motor and positive attitude. He's a matchup nightmare with his short, but stout and powerful stature. He delivered a pancake to one of the Wisconsin interior linemen on one pass rush rep. He had another win with a quick rip move up the field to get loose to the quarterback. When the team convened at the end of practice, he did a full flip for which the team went bonkers. I've seen him do that at some point on Twitter during the last year, but this guy is a full-on player, no matter where he lines up every play.
15. One of the late adds to the Senior Bowl was Ohio State receiver Terry McLaurin (6-0, 205 lb.). I'll be honest, he wasn't really on my radar screen at all after a decent, but unspectacular season. Now, he did average over 20 yards per catch and had 11 touchdowns, but if you asked me which receiver was THE key for OSU this year, I'd have said a few other guys. However, today, he caught my attention with his route running and his speed down the field. He burned a couple of defensive backs deep with ease. He turned around Texas' cornerback Kris Boyd (5-11 ½, 195 lb.) something wicked on a deep in route. McLaurin was brilliant and has my attention now for certain.
16. One receiver that many people wanted to see in person was UMass star Andy Isabella (5-8 ⅞, 186 lb.). Talk about route running maestro, whoa! He can just turn guys around running option routes from the slot. Now, he doesn't always snatch the ball out of the air and doesn't have the greatest pair of hands, but Isabella got open against nearly everyone. I don't know that I've ever seen anyone use his head fakes as often on his routes. The great ones can sell a route that way, but he does it almost as an OCD habit, so to speak. During team drills, the Raiders staff called for a reverse to Isabella and his speed was HIGHLY evident when he turned the corner with the rock. Obviously, he's not big at all, but his speed and ability to get separation are paramount in his game.
17. USC cornerback Iman Marshall (6-1, 203 lb.) was also a late addition to the North roster and I was impressed with how he competed. He was probably the most consistent North team cornerback in coverage throughout the day. He didn't win every rep, but one thing that stood out was that he covered without clutching/grabbing/tackling receivers as a number of cornerbacks did during the day. These college stars won't quite get that out of their system until they're forced to do it in the NFL, but the ones that can cover tighter without having to be so physical will succeed earlier. I wouldn't mind seeing him get some safety reps or even some nickel reps over the next few days, but on day one, his cornerback cover reps were solid.
18. As far as the other corners here in Mobile, Jordan Brown (6-0 ¾, 199 lb.) of South Dakota State is a personal fave, while Penn State's Amani Oruwariye (6-1 ¾, 204 lb.) looks the part but doesn't always trust his speed and technique in coverage. Washburn's Corey Ballentine (5-11 ⅜, 188 lb.) had an up and down day as he was faced with covering McLaurin a number of times during the day.
19. One of the more unknown players in Mobile that will climb up draft boards VERY soon is Washington tackle Kaleb McGary (6-8, 324 lb.). When I talked to him earlier today, he casually said to me that the first time that he stepped into the workout facility this winter, he posted a 32-inch vertical jump. Did I mention that he's 6-8, 324 pounds? Today, he went to work in pass rush 1-on-1s, burying guys rushing the passer. He's probably a bit over critical on himself, but he did say that he wanted to polish up his overall technique so he's working with long-time, legendary offensive line guru Howard Mudd to do it. That work paid off on day one. I'm telling you, he's going to be a top 40 pick in this class if his tests and measurements at the Combine match what he hinted at to me today. McGary rising.
20. I liked what Mississippi State's Elgton Jenkins (6-4 ⅜, 314 lb.) did today at center. He did move around to both guard positions and center, but he seemed really comfortable anchoring against bull rush moves and sliding and defeating spin moves at center. In fact, two of the best interior linemen reps were his on back-to-back pass rushes against said moves.
21. Charlotte produced interior defensive star Larry Ogunjobi two years ago and the 49ers are at it again with offensive lineman Nate Davis (6-3 ⅜, 317 lb.). I mean, he's built like a brick house and the huge neck roll is the perfect accompaniment for a guy with loads of power and strength. On one pass rush rep, a defensive lineman tried to bull rush Davis and got nothing and nowhere. Davis played right tackle at Charlotte, but out of necessity. He'll be an interior player going forward and will one day be a starting guard in this league.
22. I don't understand why we don't see more of South Carolina's Deebo Samuel (5-11 ½, 216 lb.) on top ten lists at wide receiver or even hybrid/playmaker. He's so dynamic in space and his ability to get loose on any type of route is hard to find, especially at 216 pounds. I can't tell you how many times I wrote "Samuel again got free" in my notebook. I don't know if people are just sleeping on him but man, he's a true baller.
23. Stanford linebacker Bobby Okereke (6-1 ½, 231 lb.) flashed a few times with impact tackles during team drills. The first time that I noticed Okereke I was actually studying Texans safety Justin Reid last year. First few plays of the game and I see this flash wearing No. 20 flying across the screen and I didn't know exactly who it was. That's the same sort of thing I saw from Okereke again today, something I didn't see as much of this year from him. That juice was back, though, today for the Stanford product.
A few quick hitters…
-- NC State linebacker Germaine Pratt (6-2 ⅝, 240 lb.) has pythons (i.e arms) to die for - oh my goodness those arms.
-- Missouri quarterback Drew Lock (6-3 ¾, 223 lb.) is going to be my number two or number three quarterback in the initial Harris 100. Book it. Arm talent for DAYS.
-- Washington State quarterback Gardner Minshew II (6-0 ⅞, 224 lb.) threw two or three deep ball gems during 1-on-1s.
-- The only running back that really grabbed my attention today was Temple's Ryquell Armstead (5-11, 223 lb.).
-- West Virginia receiver Gary Jennings (6-1, 213 lb.) was another late addition to the Senior Bowl mix and he was lethal down the field throughout 1-on-1 and team drills.
-- Stetson tight end/receiver Donald Parham (6-8 ¾, 243 lb.) is one of the most unusual looking players I've ever seen but he's a matchup nightmare for defenders.
-- Kansas State's Dalton Risner (6-4 ⅝, 308 lb.) can honestly play any offensive line position on the field and I could listen to him talk about that all day long.
-- Speaking of big, Elon offensive tackle Oli Udoh (6-5 ¾, 327 lb.) has lost weight to get down to 327 and still looks like the biggest tackle in the world. Serious strength and skills.
-- Washington defensive tackle Greg Gaines (6-1 ⅛, 307 lb.) is as no-nonsense as it gets and is ultra-difficult to block at the point of attack.
Well, that'll do it from Mobile, unfortunately, due to the impending bad weather on Wednesday. This is a really exciting senior class and Jim Nagy, Executive Director of the Senior Bowl, and his scouting staff did a tremendous job getting as many draftable seniors into this game.
So, what's next? The Combine. We will see ya from Indianapolis very, VERY soon.
Check out the best shots of Texans sacks from the 2018 season.


text:
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Need advice? Contact us!


text:
Title: Sierra Burgess is a loser
Actors: Shannon Purser, Noah Centineo, Kristine Froseth
Director: Ian Samuels
Writer: Lindsey Beer
Date: September 2018
Genre: Romance, Chickflick
Rating: 3/5
About Sierra Burgess is a loser
Sierra is not popular at all at her high school and with the boys. That changes when the most popular girl, Veronica, gives her number to a guy. One problem: the guy thinks that she is Veronica. They start to talk to each other every evening on their phones. Sierra is falling for Jamey and Jamey is falling for her. Sierra even asks Veronica to help her, because Jamey thinks that she is Veronica. Veronica goes on a real date with him and sends him pictures.
But what happens if Jamey finds out that Veronica is actually Sierra and they were catfishing him?
So, is this Catfish the movie? Yes, it is and I have a lot to say about this movie. First of all, I think it is kind of cool that the most popular girl starts to change. She starts as the mean girl of the school, but soon you find out that she is having problems at home. But even when you have problems at home, it is still not okay to bully other people.
Second, it is very sick when you decide to play a game with Jamey. He is falling in love with Veronica, at least that is what he thinks. Just say who you really are. But he isn't the smartest kid in school either. Because Veronica and Sierra's voices are so different. He should have noticed it. Also, the part when Jamey wants to kiss Veronica is so fucking awkward and cringey.
And I know movies with a happy endings score better than a sad ending, but this movie is actually showing that it is okay to play catfish. In the end, he forgives her and everything is okay again? I would be so freaking mad and avoid this person for the rest of my life.
Also, Sierra is not a really nice person. I know this movie wants you to feel sorry for this girl, because she isn't the prettiest girl in the world. But if you are a catfish and you also start to bully Veronica, I don't feel sorry for you. I liked her better at the beginning of the movie when she stood up against the mean girls and didn't give a shit about what they were saying about her. That girl was a badass.
The lesson of this movie: NEVER pretend to be someone else. It ends bad and it does not have a happy ending like this movie.
PS: I was kind of hoping that Jamey and Veronica would become a couple. I was shipping them so hard.
PPS: Sierra's best friend Dan is the funniest in this movie!
Lees ook deze film recensies:
– The hate u give
The Greatest showman


text:
When I worked at Wells Fargo and I handled subprime loans, the best example of my theory of that there are two types of people in the world: RENTERS and OWNERS, was unclogging a toilet. If you could handle the fact that YOU had to fix it NOT call a freakin' landlord than YOU could handle the whole 'homeowner thing'.
I am not going to go 'FULL BLOWN T.M.I' on ya so I will just say that my eating habits have not changed but I STILL had to flush the toilet a few times when I....... SOOOOOOOOO I went under the house and 'snaked out' the pipe from the toilet to the septic tank, fyi- that sewer pipe STUUUUUUUNK! Then I took the toilet off and cleaned off the wax seal and replaced with this.
I am happy to report that all is OKIE DOKIE now! It flushes like a champ now! My bowel movements and I am very happy with this! I am ecstatic I could share this with you.
In OTHER news:
HA! But seriously, I do like trees even though my elderly neighbor asked me "you don't like trees do you?". Let me rephrase that: I DO like trees BUT-
- If a tree has the future potential to touch casa de McBride than I cut it down.1
- If it is a smaller one that has no chance of growing, usually it sucks the nutrients from the bigger ones. Any arborist will tell ya, little JUNKY trees do not help the bigger ones keep healthy. They steal the water when it rains from the bigger ones..
- OR it is a PINE or CEDAR TREE! Those are some weak trees when it comes to ice.
I usually cut the tree down with my good ol' saz-all and cheap pruning blades for Harbor Freight. They usually sit there until friends like Boike or Todd can come down and cut them up for me.
|BOIKE using Marvella (My chainsaw) to show those logs who is boss
|Todd cutting up some logs at
casa de McBride...
I will have plenty of wood to burn in my newly installed wood stove AND DA B##B aka, fire pit. The only tree I DON'T burn is cedar. Why you ask, because the sap in the wood POPS A LOT when burned. The last thing you need is sparks from a POP coming at you when you are enjoying a good fire with, in my case, an N/A beer with friends. HECK, I will even burn the pine. You just need to let it age longer then the six months the article states for aging hard woods. SORRY to get all wood-NERDY on ya. Just remember this- cedar and treated wood =BAD, all other woods= GOOD to burn.
I also made this, NOW I know why people are always talking about government waste! The crew that redid our road, just left this stuff MONTHS AGO! The pole is an old street and the boards are from an old construction sign. AGAIN! They left this stuff!
|The marker I have at the corner of my property,
I got the idea for places and the miles to them
from an old TV show.
Before I go for the month, I want to say THANKS to my parents! I was REALLY depressed about all kinds of stuff for a few days and they let me hang out with them. FYI- No matter how old ya are, parents are ALWAYS there for ya. ALSO Jen S. who told me that she actually "googles" my name each month to read my blog! I was flabbergasted by this and very thankful someone deems me important enough for them to actually work to find my blog.2
1. You NEVER want a branch from a tree touching your house because it can give a critter easy access.


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Last Word: 2018 may be the year of the woman
2018 may be the year of the woman
Congress has passed a small, but significant milestone with the swearing in earlier this month of Democrat Tina Smith as Minnesota's junior senator. There are now 106 women serving in the House and Senate — more than at any other time.
Smith, who was appointed to the seat Sen. Al Franken relinquished in the wake of sexual misconduct allegations, brought the number of women serving in the Senate to an all-time high. In the House, there are 84 female representatives, one fewer than the record 85 who served in 2015.
Today, when across the nation women are marching in unity, we should note the progress we've made to bring women into national leadership, but also acknowledge how far behind the rest of the world we are in the percentage of women elected to our national legislature. As of Dec. 1, the United States ranked 99th out of 193 countries in women serving in national parliaments. (Rwanda ranks first.) But indications of interest by women to run for political office suggest 2018, finally and hopefully, may be the year of the woman in U.S. political leadership.
Lois Kazakoff, deputy editorial page editor


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Es ist ein' Ros' Entsprungen
Christmas, Music
Es ist ein' Ros' Entsprungen is an early German Christmas carol and Marian hymn performed in a harmony written by Praetorius in 1609 by the Dresdner Kreuzchor.
Category Archive 'Christmas'
22 Dec 2016
Es ist ein' Ros' Entsprungen
Christmas, Music
Es ist ein' Ros' Entsprungen is an early German Christmas carol and Marian hymn performed in a harmony written by Praetorius in 1609 by the Dresdner Kreuzchor.
18 Dec 2016
Archibald Rutledge: A Christmas Deer Hunt
Archibald Rutledge, Christmas, Deer Hunting, South Carolina
Sporting Classics reprints an old-time account by the great Archibald Rutledge of a plantation Christmas deer hunt, South Carolina-style… with hounds.
continued here.
17 Dec 2016
Die Hard
"Die Hard" (1988), Christmas, Traditions
30 Nov 2016
Ancient Ones Carol
Christmas, H.P. Lovecraft
Hat tip to Eve Tushnet.
27 Dec 2015
"Als I Lay on Yoolis Night"
Christmas, Music
25 Dec 2015
Wexford Carol
Alison Krauss, Christmas, Music
Alison Krauss with Yo-Yo Ma.
25 Dec 2015
Christmas Day
Christmas, History, Traditions
From Robert Chambers, The Book of Days, 1869:
Born: Jesus Christ, Saviour of the world; Sir Isaac Newton, natural philosopher, 1642, Woolsthorpe, near Grantham; Johann Jacob Reiske, oriental scholar, 1716, Zorbig, Saxony; William Collins, poet, 1720, Chichester; Richard Person, Greek scholar, 1759, East Ruston, Norfolk.
and my wife, Karen.
Feast Day: St. Eugenia, virgin and martyr, about 257. St. Anastasia, martyr, 304. Another St. Anastasia.
Christmas Day
The festival of Christmas is regarded as the greatest celebration throughout the ecclesiastical year, and so important and joyous a solemnity is it deemed, that a special exception is made in its favour, whereby, in the event of the anniversary falling on a Friday, that day of the week, under all other circumstances a fast, is transformed to a festival.
That the birth of Jesus Christ, the deliverer of the human race, and the mysterious link connecting the transcendent and incomprehensible attributes of Deity with human sympathies and affections, should be considered as the most glorious event that ever happened, and the most worthy of being reverently and joyously commemorated, is a pro-position which must commend itself to the heart and reason of every one of His followers, who aspires to walk in His footsteps, and share in the ineffable benefits which His death has secured to mankind. And so though at one period denounced by the Puritans as superstitious, and to the present day disregarded by Calvinistic Protestants, as unwarranted by Scripture, there are few who will seriously dispute the propriety of observing the anniversary of Christ's birth by a religious service. …
Towards the close of the second century, we find a notice of the observance of Christmas in the reign of the Emperor Commodus; and about a hundred years afterwards, in the time of Dioclesiaun an atrocious act of cruelty is recorded of the last named emperor, who caused a church in Nicomedia, where the Christians were celebrating the Nativity, to be set on fire, and by barring every means of egress from the building, made all the worshippers perish in the flames. Since the, end of the fourth century at least, the 25th of December has been uniformly observed as the anniversary of the Nativity by all the nations of Christendom.
Thus far for ancient usage, but it will be readily comprehended that insurmountable difficulties yet exist with respect to the real date of the momentous event under notice. Sir Isaac Newton, indeed, remarks in his Commentary on the Prophecies of Daniel, that the feast of the Nativity, and most of the other ecclesiastical anniversaries, were originally fixed at cardinal points of the year, without any reference to the dates of the incidents which they commemorated, dates which, by the lapse of time, had become impossible to be ascertained. Thus the Annunciation of the Virgin Mary was placed on the 25th of March, or about the time of the vernal equinox; the feast of St. Michael on the 29th of September, or near the autumnal equinox; and the birth of Christ and other festivals at the time of the winter-solstice. Many of the apostles' days –such as St. Paul, St. Matthias, and others– were determined by the days when the sun entered the respective signs of the ecliptic, and the pagan festivals had also a considerable share in the adjustment of the Christian year.
To this last we shall shortly have occasion to advert more particularly, but at present we shall content ourselves by remarking that the views of the great astronomer just indicated, present at least a specious explanation of the original construction of the ecclesiastical calendar. As regards the observance of Easter indeed, and its accessory celebrations, there is good ground for maintaining that they mark tolerably accurately the anniversaries of the Passion and Resurrection of our Lord, seeing that we know that the events themselves took place at the period of the Jewish Passover. But no such precision of date can be adduced as regards Christmas, respecting which the generally received view now is, that it does not correspond with the actual date of the nativity of our Saviour. One objection, in particular, has been made, that the incident recorded in Scripture, of shepherds keeping watch by night on the plains of Bethlehem, could not have taken place in the month of December, a period generally of great inclemency in the region of Judea.
Though Christian nations have thus, from an early period in the history of the church, celebrated Christmas about the period of the winter-solstice or the shortest day, it is well known that many, and, indeed, the greater number of the popular festive observances by which it is characterized, are referable to a much more ancient origin. Amid all the pagan nations of antiquity, there seems to have been a universal tendency to worship the sun as the giver of life and light, and the visible manifestation of the Deity. Various as were the names bestowed by different peoples on this object of their worship, he was still the same divinity. Thus, at Rome, he appears to have been worshipped under one of the characters attributed to Saturn, the father of the gods; among the Scandinavian nations he was known under the epithet of Odin or Woden, the father of Thor, who seems after-wards to have shared with his parent the adoration bestowed on the latter, as the divinity of which the 'sun was the visible manifestation; whilst with the ancient Persians, the appellation for the god of lights was Mithras, apparently the same as the Irish Mithr, and with the Phoenicians or Carthaginians it was Baal or Bel, an epithet familiar to all students of the Bible.
Concurring thus as regards the object of worship, there was a no less remarkable uniformity in the period of the year at which these different nations celebrated a grand festival in his honour. The time chosen appears to have been universally the season of the New Year, or, rather, the winter-solstice, from which the new year was frequently reckoned. This unanimity in the celebration of the festival in question, is to be ascribed to the general feeling of joy which all of us experience when the gradual shortening of the day reaches its utmost limit on the 21st of December, and the sun, recommencing his upward course, announces that mid-winter is past, and spring and summer are approaching. On similar grounds, and with similar demonstrations, the ancient pagan nations observed a festival at mid-summer, or the summer-solstice, when the sun arrives at the culminating point of his ascent on the 21st of June, or longest day.
By the Romans, this anniversary was celebrated under the title of Saturnalia, or the festival of Saturn, and was marked by the prevalence of a universal license and merry-making. The slaves were permitted to enjoy for a time a thorough freedom in speech and behavior, and it is even said that their masters waited on them as servants. Every one feasted and rejoiced, work and business were for a season entirely suspended, the houses were decked with laurels and evergreens, presents were made by parents and friends, and all sorts of games and amusements were indulged. in by the citizens. In the bleak north, the same rejoicings had place, but in a ruder and more barbarous form. Fires were extensively kindled, both in and out of doors, blocks of wood blazed in honour of Odin and Thor, the sacred mistletoe was gathered by the Druids, and sacrifices, both of men and cattle, were made to the savage divinities. Fires are said, also, to have been kindled at this period of the year by the ancient Persians, between whom and the Druids of Western Europe a relationship is supposed to have existed.
In the early ages of Christianity, its ministers frequently experienced the utmost difficulty in inducing the converts to refrain from indulging in the popular amusements which were so largely participated in by their pagan countrymen. Among others, the revelry and license which characterized the Saturnalia called for special animadversion. But at last, convinced partly of the inefficacy of such denunciations, and partly influenced by the idea that the spread of Christianity might thereby be advanced, the church endeavored to amalgamate, as it were, the old and new religious, and sought, by transferring the heathen ceremonies to the solemnities of the Christian festivals, to make them subservient to the cause of religion and piety. A compromise was thus effected between clergy and laity, though it must be admitted that it proved anything but a harmonious one, as we find a constant, though ineffectual, proscription by the ecclesiastical authorities of the favorite amusements of the people, including among others the sports and revelries at Christmas.
Ingrafted thus on the Romani Saturnalia, the Christmas festivities received in Britain further changes and modifications, by having superadded to them, first, the Druidical rites and superstitions, and then, after the arrival of the Saxons, the various ceremonies practiced by the ancient Germans and Scandinavians. The result has been the strange medley of Christian and pagan rites which contribute to make up the festivities of the modern Christmas. Of these, the burning of the Yule log, and the superstitions connected with the mistletoe have already been described under Christmas Eve, and further accounts are given under separate heads, both under the 24th and 25th of December.
The name given by the ancient Goths and. Saxons to the festival of the winter-solstice was Jul or Yule, the latter term forming, to the present day, the designation in the Scottish dialect of Christmas, and preserved also in the phrase of the 'Yule log.' Perhaps the etymology of no term has excited greater discussion among antiquaries. Some maintain it to be derived from the Greek, συλσι, or, ισυλσς, the name of a hymn in honor of Ceres; others say it comes from the Latin jubilum, signifying a time of rejoicing, or from its being a festival in honour of Julius Caesar; whilst some also explain its meaning as synonymous with ol or oel, which in the ancient Gothic language denotes a feast, and also the favorite liquor used on such occasion, whence our word ale. But a much more probable derivation of the term in question is from the Gothic giul or hiul, the origin of the modem word wheel, and bearing the same signification. According to this very probable explanation, the Yule festival received its name from its being the turning-point of the year, or the period at which the fiery orb of day made a revolution in his annual circuit, and entered on his northern journey. A confirmation of this view is afforded by the circumstance that in the old clog almanacs, a wheel is the device employed for marking the season of Yule-tide.
Throughout the middle ages, and down to the period of the Reformation, the festival of Christmas, ingrafted on the pagan rites of Yule, continued throughout Christendom to be universally celebrated with every mark of rejoicing. On the adoption of a new system of faith by most of the northern nations of Europe in the sixteenth century, the Lutheran and Anglican churches retained the celebration of Christmas and other festivals, which Calvinists rejected absolutely, denouncing the observance of all such days, except Sunday, as superstitious and unscriptural. In reference to the superstition anciently prevalent in Scotland against spinning on Christmas or Yule day, and the determination of the Calvinistic clergy to put down all such notions, the following amusing passage is quoted by Dr. Jamieson from Jhone Hamilton's Facile Tractise:
In consequence of the Presbyterian form of church-government, as constituted by John Knox and his coadjutors on the model of the ecclesiastical polity of Calvin, having taken such firm root in Scotland, the festival of Christmas, with other commemorative celebrations retained from the Romish calendar by the Anglicans and Lutherans, is comparatively unknown in that country, at least in the Lowlands. The tendency to mirth and jollity at the close of the year, which seems almost inherent in human nature, has, in North Britain, been, for the most part, transferred from Christmas and Christmas Eve to New-year's Day and the preceding evening, known by the appellation of Hogmenay. …
The geniality and joyousness of the Christmas season in England, has long been a national characteristic. The following poem or carol, by George Wither, who belongs to the first-half of the seventeenth century, describes with hilarious animation the mode of keeping Christmas in the poet's day:
Let every man be jolly;
Each room with ivy leaves is drest,
And every post with holly.
Though some churls at our mirth repine,
Round your foreheads garlands twine;
Drown sorrow in a cup of wine,
And let us all be merry.
Now all our neighbours' chimneys smoke,
Now every lad is wond'rous trim,
Rank misers now do sparing shun;
Ned Squash hath fetcht his bands from pawn,
Now poor men to the justices
Good farmers in the country nurse
The client now his suit forbears;
Hark! now the wags abroad do call,
The wenches with their wassel-bowls
Now kings and queens poor sheepcotes have,
Then, wherefore in these merry daies,
At present, Christmas-day, if somewhat shorn of its ancient glories, and unmarked by that boisterous jollity and exuberance of animal spirits which distinguished it in the time of our ancestors, is, nevertheless, still the holiday in which of all others throughout the year, all classes of English society most generally participate. Partaking of a religious character, the forenoon of the day is usually passed in church, and in the evening the re-united members of the family assemble round the joyous Christmas-board. Separated as many of these are during the rest of the year, they all make an effort to meet together round the Christmas-hearth. The hallowed feelings of domestic love and attachment, the pleasing remembrance of the past, and the joyous anticipation of the future, all cluster round these family-gatherings, and in the sacred associations with which they are intertwined, and the active deeds of kindness and benevolence which they tend to call forth, a realization may almost be found of the angelic message to the shepherds of Bethlehem—'Glory to God in the highest, and on earth peace, good-will toward men.'
24 Dec 2015
Suo Gan
Christmas, Music
Pre-1800 Welsh Lullaby, commonly sung as a hymn.
23 Dec 2015
Wśród nocnej ciszy
Christmas, Music
Warsaw Boys Choir.
Wśród nocnej ciszy
Wśród nocnej ciszy głos się rozchodzi:
Poszli, znaleźli Dzieciątko w żłobie,
Ach, witaj Zbawco, z dawna żądany!
Amidst the stillness of the night
Amidst the stillness of the night, a voice proclaims:
They came, they found the child in the manger
Welcome Savior, long desired!
22 Dec 2015
Ça, bergers, assemblons-nous
Christmas, Music, Raoul Jobin
Québecois tenor Raoul Jobin with choir.
21 Dec 2015
Russian Christmas Carols
Christmas, Music, Russia
20 Dec 2015
Once in Royal David's City
Christmas, Music
King's College Choir.
Your are browsing
the Archives of Never Yet Melted in the 'Christmas' Category.


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I had a hard time deciding whether to do jewelry or manly gifts today. I have settled on showing off the gifts to the men in my life. I don't know about you, but buying on etsy for the males in my life is, well, challenging. They are not a bunch of hipsters or even classic man types so I have to look long and hard. First up is a gift for my brother who is in his first year as a high school teacher. He also has an obsession with the ocean and sharks. This tie from simplyneckties seemed like s good place to start.
Both of my brothers are also into photography and I thought that these key chains from TimothyAdamDesigns would be a perfect addition to their gifts too. They are small and interesting, though I have to admit that one of my brothers had to be told that it was a camera...oh well, I tried.
My youngest brothers obsessions include not only photography, art and his cats, but also bikes. I really thought I was done shopping when I saw this clock by 1byliz. Not only is this piece made from salvaged materials, but unlike a lot of recycled things, it is very chic looking. I was really excited to find this one for him.
One last handmade thing today. This one was for my father-in-law who is notoriously hard to shop for. It's not because he is very picky, but he simply buys himself what he actually wants. We usually give him a plethora of gift cards and that appears to make him happy, but I was determined to get him something handmade. I settled on this wood puzzle by sopsop88 , though I won't be really surprised if he never puts it together. It's still a neat little piece to add to all those gift cards.
Monday, December 29, 2008
The Great Gift Reveal - Part 2
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Pit Bulls Put to Death; No Word on Charges
Texas City, TX - This makes the third senior citizen in several months attacked by pit bulls while taking out the trash. Because the dogs were loose, this case may qualify for the penalties Lillian's Law doles out. The dog owner might want to ask himself if having three pit bulls is worth 10 years behind bars.
As soon as the jury is shown the woman's injuries, you can bet they won't have much sympathy for Brown.
The dogs attacked Minnie Davis while she was taking out her trash. Police said Davis crawled back into her house to escape, suffering severe bites on both legs. Davis was hospitalized at the University of Texas Medical Center. She is reportedly seriously hurt, but will survive. A UTMB spokeswoman said that Davis did not want her condition released.
Neighbor Michelle Reiter, 25, said she heard Davis' screams and went outside to help. She said she didn't realize the pit bulls were loose. "I didn't even get all the way to the fence and three pit bulls charged from straight across the street." She screamed for her husband while kicking and stomping to keep the pit bulls from getting a firm grip on her leg.
"I was trying to make sure I didn't die," she said.
The dogs' owner, Javaras Brown, 25, could not be reached for comment, but Reiter said children living with Brown released the dogs from runners and they jumped a fence. She said animal control had previously responded to complaints about the loose dogs loose. The article does not state if the owner was cited for the past violations.
Related article:
04/14/08: Dangerous Dogs Make it Unsafe to Take Out the Trash


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Nasal cancer is caused by uncontrolled cell division in the nasal cavity. There are three main reasons for development of this type of cancer. They include previous infection with Epstein-Barr virus (EBV), diet rich in salted food and genetic predisposition or family history of nasal cancer. Increased risks of nasal cancer is reported among smokers and is associated with occupational exposure to chemicals and dust.
Symptoms of Nasal Cancer
Initial symptoms of nasal cancer are similar to those of common cold or sinus infection. It causes nasal obstruction and sinus congestion. Nasal cancer also leads to mucus coming from the nose and mucus draining into the back of the nose and throat. There is also decreased sense of smell. Frequent bleeding from one side of the nose may also indicate nasal cancer.
The patient with nasal cancer usually has swollen lymph nodes in the neck, suffers from difficulty swallowing and/or eating and hoarseness of voice. Facial paralysis on one side, pain or ringing in the ear as well as hearing loss can be present too.
Nasal cancer is also associated with eye problems such as bulging of an eye, double vision (diplopia), watery eyes and deviation of the eyes. Pain above or below the eye is present too. These problems may eventually lead to partial or complete loss of vision.
Nasal cancer can additionally cause frequent headaches, fullness in sinuses and throat and increased production of saliva. Pain in the upper teeth and loose teeth also indicate nasal cancer. The patient may experience difficulty opening his/her mouth.
As the tumor grows and spreads to other body organs, the sufferer exhibits symptoms of physical weakness and weight loss (cachexia). Patients with advanced nasal cancer also suffer from nausea, vomiting, loss of appetite and anorexia.
Diagnosis and Treatment of Nasal Cancer
An oncologist can diagnose nasal cancer with the help of different tests and procedures. These include physical exam and patient's medical history. Nose, face and neck physical exam can reveal the presence of an abnormal areas and enlarged lymph nodes. X-ray of the head, neck and chest as well as biopsy of the tumor are used to confirm the diagnosis.
Radiation therapy is the most effective treatment for patients with nasal cancer. Chemotherapy can be also used along with radiation therapy. The third treatment option for nasal cancer is surgery which removes the tumor and sometimes neck lymph nodes.
- www.nhs.uk/conditions/nasal-and-sinus-cancer/
- medlineplus.gov/nasalcancer.html
- Photo courtesy of Cancer Research UK by Wikimedia Commons: commons.wikimedia.org/wiki/File:Diagram_showing_stage_T1_nasal_cancer_CRUK_248.svg


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Two of our Onneley Lady Members – Annie Shaw (Lady Vice Captain) and Barbara Cole, have just completed the London Moonwalk. This is raising money for Breast Cancer Charities worldwide, a cause supported by both our current Onneley Captains.
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