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Madelon Powers Gallery to Present Art/Craft/Art
For the opening exhibit of the 2018-19 academic year, East Stroudsburg University's Madelon Powers Gallery will feature the works of two regional artists who use crafting techniques to create unique mixed media pieces.
ART/Craft/ART, featuring ceramics by Ellen Silberlicht and jewelry by Brienne Rosner, will be featured September 4-28. A reception for the artists will be held Wednesday, September 5 from 4-6 p.m. in the gallery. Both the exhibit and reception are open to the public at no cost.
Hours for the gallery, located in the ESU's Fine & Performing Arts Center, Normal and Marguerite streets, are 11 a.m.-7 p.m. Wednesdays and Thursdays, and 11 a.m.-4 p.m. Mondays, Tuesdays and Fridays.
"My work reflects my life's journey in and out of the studio," Silberlicht said. After earning a B.F.A. from the School for American Crafts at the Rochester Institute of Technology, she spent 25 years traveling around the world before returning to Honesdale, Pa., her hometown; earning an M.A. from Marywood University; and teaching art, concentrating mainly in pottery.
Silberlicht thinks of herself as a sculptor who works mostly in clay but uses other media to fulfill her artistic vision. Her recent works have married her two favorite materials, clay and felt.
"I love the forms and textures and the contrast of materials, Silberlicht said. "The color is a joy to work with, because when you work with clay, you don't get to see the actual color until the end of the process." She also noted that joy and humor are consistently manifested in her pieces.
Rosner, a jewelry artist and Stroudsburg resident explores space, movement, and surface by layering materials in intricate patterns. "My mixed media pieces are a marriage of image and object, adorning the wall and the body," she said.
Using traditional techniques in unexpected ways, Rosner creates pieces that "reveal an infatuation with the minutia of visual life, objects and nature, and the desire to continue the process of discovery."
In addition to maintaining her own studio, Rosner is gallery director at Peters Valley School of Crafts in the Delaware Water Gap National Recreation area. She earned a B.F.A. in painting with a minor in art history from Boston University.
For more information on the exhibit or reception, contact the Fine and Performing Arts Center at firstname.lastname@example.com or call 570-422-3483.


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This Cotswolds Short Walks Guidebook describes 20 short walks for all the family in the Cotswolds. All the walks are rated by length and difficulty, and are ideal for day trips and holidays. The Cotswolds extend from near Stratford-upon-Avon in the north to Wotton-under-Edge, near Bath, in the South. The name 'Cotswold' has a cosy ring to it-bringing to mind traditionally English images of cottages, lush green fields and rolling hills. It derives from the Saxon, meaning wooded hollows hidden amid gentle hills, which is still an accurate description today. The Cotswold landscape and its buildings owe everything to the underlying bedrock. Honey-coloured limestone characterises the region's picturesque churches and cottages, including picture-book Bourton-on-the-Water, Upper and Lower Slaughter, Bibury, Burford and Minchinhampton. Published in September 2017.
Additional Information
|Free 2nd class UK postage
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70s Vintage Mini Dress. White Peter Pan Collar and Cuffs. Empire waist with front bow. A line dress. Full lining. Back zipper.
Brand: Handmade
Tejido: Polyester
Vintage conditions: Excellent (slight signs of use without defects)
Size: EU 36/38 UK 8/10 US 6/8
All measurements are taken on a flat surface (cm/inches):
Shoulders: 34 cm / 13.38"
Bust: 42 cm / 16.53"
Waist: 36 cm /14.17"
Sleeve: 54 cm / 21.25"
Length: 79 cm / 31.10"
All garments available for sale, have been correctly washed and processed so that they are ready to wear.


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Hundreds of ETFs debut every year. Use this guide to spot the good ones.
HTEC is poised to benefit from rapid advances in health-care technology
Editor's note: This story was previously published in February 2019. It has been updated and republished.Semiconductor stocks proved to be important drivers of the broader technology sector's upside in 2018. Just look at the widely followed PHLX SOX Semiconductor Sector Index, which is up 9.60% year-to-date. Investors looking to profit should consider semiconductor ETFs.Shares of Advanced Micro Devices (NASDAQ:AMD) have recently been buoyed by a spate of bullish analyst commentary, including a round of upward price target revisions.InvestorPlace - Stock Market News, Stock Advice & Trading TipsOn the other hand, there are risks associated with semiconductor stocks and exchange-traded funds (ETFs). Late last year, Morgan Stanley waxed bearish on the semiconductor group:"Memory markets have worsened in recent weeks. For DRAM [memory chip], demand is weakening, inventory and pricing pressures are building, and vendors are struggling to move bits," according to Morgan Stanley. "In NAND [flash memory], there is just too much supply. Earnings risks are emerging from 3Q and our cautious view on memory is playing out."Semiconductor stocks and ETFs are also facing headwinds created by the U.S.- China trade war."The U.S. semiconductor industry will warn President Donald Trump's administration that curbs on exports of chips and equipment to China could damage American jobs," according to Nikkei Asian Review. * 7 Stocks Top Investors Are Buying Now Of course, positive surprises are always possible and negative expectations are not etched in stone. But investors looking to make bullish chip bets can consider these seven semiconductor ETFs -- instead of risking their money in individual chip stocks. iShares PHLX Semiconductor ETF (SOXX)Expense ratio: 0.47% per year, or $47 on a $10,000 investment.One of the largest semiconductor ETFs, the iShares PHLX Semiconductor ETF (NASDAQ:SOXX) targets the aforementioned PHLX SOX Semiconductor Sector Index. This is a cap-weighted fund, meaning it tilts toward the largest semiconductor stocks. Click to Enlarge Source: Shutterstock Qualcomm (NASDAQ:QCOM), NVIDIA and Texas Instruments (NASDAQ:TXN) are the three largest holdings in SOXX, combining for over 26% of the fund's roster. Fortunately for SOXX investors, this semiconductor ETF is not heavily allocated to Micron Technology (NASDAQ:MU), a stock that has been absolutely drubbed in recent sessions.The larger-cap weighting may help undercut some of the volatility in store for semiconductor ETFs and stocks if the U.S.-China trade war continues. VanEck Vectors Semiconductor ETF (SMH)Expense ratio: 0.35% per yearIn general, semiconductor ETFs are focused funds and the VanEck Vectors Semiconductor ETF (NYSEARCA:SMH) is even more focused than rival SOXX. This semiconductor ETF is home to 25 stocks, compared to 30 in SOXX. Click to Enlarge Source: Shutterstock Like SOXX, SMH is somewhat top-heavy, but there are some differences among the semiconductor ETFs' components.The VanEck fund devotes a combined 24.47% of its weight to Taiwan Semiconductor (NYSE:TSM), Intel (NASDAQ:INTC) and NVIDIA. * 9 Retail Stocks Goldman Sachs Says Are Ready to Rip SMH's large allocations to semiconductor names like Intel and Taiwan Semiconductor put the fund front-and-center at demand trends for personal computers and related devices as well as mobile phones. SMH's top 10 holdings, a group combining for over 58% of the fund's weight, do not include Advanced Micro Devices. SPDR S&P Semiconductor ETF (XSD)Expense ratio: 0.35% per yearThe semiconductor ETFs mentioned above are cap-weighted funds, but the SPDR S&P Semiconductor ETF (NYSEARCA:XSD) is an equal-weight ETF, a strategy to consider for investors looking for exposure to mid- and small-cap semiconductor names. Click to Enlarge Source: FlickrNone of XSD's 34 holdings exceed weights of 5.79%. Additionally, this semiconductor ETF featured Advanced Micro Devices as its largest holding, a trait not widely found among funds in this category.Owing to the equal-weight methodology, XSD does not feature Intel nor Texas Instruments among its top 10 holdings, making this semiconductor ETF one to consider for investors looking to diversify away from some of the industry's largest names.Invesco Dynamic Semiconductors ETF Expense ratio: 0.61% per yearKeeping with the theme of semiconductor ETFs with non-cap-weighted methodologies, there is the Invesco Dynamic Semiconductors ETF (NYSEARCA:PSI). PSI offers a truly smart beta approach to semiconductor stocks. Click to EnlargeThe Dynamic Semiconductor Intellidex Index, PSI's underlying benchmark, evaluates "companies based on a variety of investment merit criteria, including: price momentum, earnings momentum, quality, management action, and value," according to Invesco.PSI's exposure to the quality and value factors, in particular, could be of use to investors at a time when analysts and market observers are concerned about the semiconductor industry's outlook into year-end.Additionally, semiconductor stocks are viewed as somewhat overvalued relative to broad equity benchmarks, so PSI's value exposure could be a trait to embrace. Twenty-seven percent of the fund's holdings are classified as value stocks. * 7 Dependable Dividend Stocks to Buy PSI's price-to-earnings ratio of 27.77 is above the comparable metric on SOXX. First Nasdaq Semiconductor ETF (FTXL)Expense ratio: 0.60% per yearThe First Nasdaq Semiconductor ETF (NASDAQ:FTXL) is another smart beta approach to semiconductor ETFs, but with a different approach than the aforementioned PSI. Click to Enlarge Source: Shutterstock FTXL turns two years old this month, making it the youngest semiconductor ETF highlighted here. The fund tracks the Nasdaq U.S. Smart Semiconductor Index. That index employs low volatility, growth and value factors in its stock selection process.FTXL's value trait focuses on cash flow-to-price, while its growth factor emphasizes price appreciation over four time-frames -- ranging from three to 12 months. Even with its smart beta methodology, FTXL's 28 holdings tilt toward the largest semiconductor stocks with Texas Instruments and Intel combining for 15.32% of the fund's weight. SPDR Kensho Intelligent Structures ETF (XKII)Expense ratio: 0.46% per yearThe SPDR Kensho Intelligent Structures ETF (NYSEARCA:XKII) is not a pure semiconductor ETF, but the fund does feature sizable exposure to chip stocks. Among the 14 industry groups represented in XKII, semiconductors is the second-largest at 12.11%. Click to Enlarge Source: Shutterstock XKII components provide exposure to following next-generation investment themes: smart building infrastructure, smart power grids, intelligent transportation infrastructure and intelligent water infrastructure. * 10 Stocks to Sell for an Economic Slowdown XKII's underlying index "goes beyond well-known traditional Industrial firms by including companies involved in intelligent and connected home technologies, smart power grid technology, road sensors, traffic management infrastructure and smart water meters from other GICS sectors," according to State Street Global Advisors (SsgA). ROBO Global Robotics & Automation Index ETF (ROBO)Expense ratio: 0.95% per yearThe ROBO Global Robotics & Automation Index ETF (NASDAQ:ROBO), along with other robotics ETFs, feature some semiconductor exposure because chips are integral parts of many of the products tied to the booming artificial intelligence and robotics investment themes. Click to Enlarge Source: Shutterstock Nearly half of ROBO's 87 holdings are classified as technology stocks. That group includes companies with exposure to artificial intelligence, computer processing, actuation, sensing and integration. All of those endeavors require some use of semiconductors."Some investors still see robotics and AI as niche investments," said ROBO Global. "But more and more, even the most risk-averse among them are realizing that it is a niche that demands a presence in every long-term portfolio. Why? Because the scope of robotics and AI is vast, and the massive impact it will have on every industry in every part of the world is now undeniable."As of this writing, Todd Shriber does not own any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * Should You Buy, Sell, Or Hold These 7 Medical Cannabis Stocks? * 7 Strong Buy Stocks With Over 20% Upside * 7 Reasons Stock Buybacks Should Be Illegal The post Top 7 Semiconductor ETFs to Buy Now appeared first on InvestorPlace.
ROBO Global, the exchange traded funds issuer behind the Robo Global Robotics and Automation Index ETF (NYSE: ROBO ), the first dedicated robotics ETF, added to its lineup Tuesday with the debut of the ...
Bullish chart patterns across the robotics and automation segment of the market suggest that now could be an ideal time to buy.
ROBO Global, the creators of the first-ever index to track the global robotics, automation and AI (RAAI) value chain, is bringing another innovative index to market with the debut of the ROBO Global® Healthcare Technology & Innovation Index. The investment thesis tracked by this index will be available to investors starting today in a new-to-market exchange traded fund, the ROBO Global® Healthcare Technology and Innovation ETF (NYSE:HTEC). ROBO Global has once again partnered with Exchange Traded Concepts (ETC) to launch HTEC, following the team's introduction of the ROBO Global® Robotics & Automation Index ETF (NYSE Arca: ROBO) in 2013, which has cumulatively returned 58.87%* since inception.
Robotics and automation companies sit ready to benefit from challenges facing the modern world. Gain exposure using these ETFs.
Robotics and artificial intelligence are a quickly developing innovation that touches upon a number of industries across the world, and investors can gain exposure to this growth opportunity through a targeted exchange traded fund strategy.
Robotics, AI and automation are transforming our lives. Here's what investors need to know.
The Global X Robotics & Artificial Intelligence Thematic ETF (NASDAQ:BOTZ), which started trading in Sep. 2016, is one of the most widely followed exchange-traded funds (ETFs) that specialize in a niche market. If you want to get in on the AI boom, BOTZ ETF might be your easiest entry point.Source: Shutterstock The robotics and AI industry is expected to grow in double digits in the next decade. Analysts expect global AI revenues to grow "$3.2 billion in 2016 to an expected $ 89.85 billion by 2025." Similarly, "by 2022, the size of the surgical robots and artificial intelligence market is expected to be worth 1$8 billion."Robots hoover the floor in our homes, perform surgeries, search for objects underwater, and entertain moviegoers. In general, AI makes it easier the train robots. As automated devices that integrate machine learning, robotics and artificial intelligence enter our daily lives at an increasing speed, the investment theme of these segments become more attractive for the average investor.InvestorPlace - Stock Market News, Stock Advice & Trading TipsTherefore, if you are a long-term investor that is interested in participating in the growth potential of the technological advances, you may want to consider investing in the sector through a fund like the BOTZ. * 7 Marijuana Companies: Which Pot Stocks Should You Buy? Here is why: Global Mix of Robotics and AI PlayersBOTZ ETF follows the Indxx Global Robotics & Artificial Intelligence Thematic Index. This index, which has been around since 2010, divides the robotics and artificial intelligence sector into four sub-themes: * Industrial Robots and Automation * Unmanned Vehicles and Drones * Non-industrial Robotics (such as application in agriculture, healthcare, or entertainment) * Artificial IntelligenceThe fund has 37 exchange-listed stocks in its portfolio -- with the top 10 companies accounting for 60.69% of the holdings. In less than three years, assets under management have reached $1.7 billion. The fund's expense ratio stands at a reasonable 0.68% or $68 per $10,000 invested.BOTZ has a high level of exposure to Japan (49% of assets), followed by the U.S. (31%) and Switzerland (10%). In terms of sector concentrations, industrials top the list (45%), followed by information technology (33%), and health care (14%). Other industries include consumer discretionary, energy, and communication services.Intuitive Surgical (NASDAQ:ISRG), the developer of robotics-assisted surgical systems that specialize in minimally invasive surgical procedures, has the highest weighting among the holdings of the BOTZ ETF.Next is Keyence Corp NPV (OTCMKTS:KYCCF), which develops machine vision systems and fiber optic sensors, followed by Mitsubishi Electric Corporation (OTCMKTS:MIELY), which specializes in manufacturing robots. As a general rule, the companies in the fund derive at least 50% of their revenues from robotics or AI industries. Short-term Technical AnalysisThe 52-week range of BOTZ ending April 18 has been $24.54 and $16.01. Year-to-date, BOTZ is up over 27%. So, in the next few weeks, there might be some profit taking in the fund.As a result of the recent impressive run-up in the price, short-term technical indicators have become somewhat over-extended. Investors who pay attention to short-term oscillators should note that Visa's technical message has also become "overbought."In April and May, BOTZ could trade sideways for several weeks, and even have a pullback toward $20 or even $19 level, where the stock is likely to find major support.If you already own BOTZ ETF, you might want to hold your position. However, within the parameters of your portfolio allocation and risk/return profile, you may consider placing a stop loss at about 5-7% below the current price point.If you are an experienced investor in the options market, you may also consider using a covered call strategy with approximately a three-month time horizon. The Bottom Line on Robotics and AI StocksIf you are an investor with a long-term focus, then a thematic ETF such as BOTZ would give you a good and potentially rewarding exposure to robotics and artificial intelligence stocks.In addition to the BOTZ ETF, you may also want to learn more about two other similar funds, namely, the ROBO Global Robotics & Automation Index ETF (NASDAQ:ROBO) and the First Trust Nasdaq Artificial Intelligence and Robotics ETF (NASDAQ:ROBT).As of this writing, Tezcan Gecgil did not hold a position in any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 7 Internet Stocks to Watch * 7 AI Stocks to Watch with Strong Long-Term Narratives * 10 Dow Jones Stocks Holding the Blue Chip Index Back Compare Brokers The post BOTZ ETF Very Well May Be Your Best Artificial Intelligence Play appeared first on InvestorPlace.
Nowadays, there are ETFs for an increasingly wide array of investment concepts and niches, and big data ETFs have been sprouting up over the past several years.Yes, "big data" refers to large sets of data, but there is more to it."Big data is a term that describes the large volume of data -- both structured and unstructured -- that inundates a business on a day-to-day basis," according to SAS. "But it's not the amount of data that's important. It's what organizations do with the data that matters. Big data can be analyzed for insights that lead to better decisions and strategic business moves."InvestorPlace - Stock Market News, Stock Advice & Trading TipsBolstering the long-term case for big data ETFs are the wide-ranging applications of big data. Big data's applications and utility are relevant to multiple industries ranging from the public sector to education to healthcare to transportation and many more. * 9 High-Growth Stocks to Buy Now for Monster Returns Here are some of the premier big data ETFs to consider for exposure to this booming theme. Global X Future Analytics Tech ETF (AIQ) Expense ratio: 0.68% per year, or $68 on a $10,000 investment.The original big data ETF closed a while back, so for the time being, the Global X Future Analytics Tech ETF (NASDAQ:AIQ) is one of the closest products investors have to a dedicated big data ETF. AIQ, which debuted last May, follows the Indxx Artificial Intelligence & Big Data Index.The fund "seeks to invest in companies that potentially stand to benefit from the further development and utilization of artificial intelligence (AI) technology in their products and services, as well as in companies that provide hardware facilitating the use of AI for the analysis of big data," according to Global X.AIQ is home to 80 stocks and while predictably heavy on technology stocks (60.54% of the fund's weight), this big data ETF allocates nearly 34% of its combined weight to the communication services and industrial sectors. Familiar names among AIQ's top 10 holdings include Facebook (NASDAQ:FB) and Netflix (NASDAQ:NFLX)."As the accumulation of data continues to grow, so does the potential of AI systems. Some estimates hold that the emergence of AI could contribute up to $15.7 trillion to global GDP in 2030 -- more than the current output of China and India combined," according to Global X. ALPS Disruptive Technologies ETF (DTEC)Expense ratio: 0.50% per year, or $50 on a $10,000 investment.With so few dedicated big data ETFs currently on the market, the ALPS Disruptive Technologies ETF (NYSEARCA:DTEC) makes for an ideal alternative. Not only that, but DTEC is one of the best ETFs for investors looking to augment or move away from traditional tech funds to focus on the fast-growing themes of tomorrow.DTEC features equal-weight exposure to 10 next generation technology theme, including data and analytics. Other themes featured in DTEC include 3D printing, cloud computing, fintech, mobile payments and robotics."Data and analytics is a disruptive technology which enables business users to process every granular bit of data in quicker way, removing the traditional need for sampling & then applying models," according to ALPS. "It encourages an investigative approach in users for data analysis since they get access to the whole data. It can reveal insights hidden in the data, which were previously too costly due to large data movements." * 3 Gold Stocks Percolating Right Now Year-to-date and over the past 12 months, DTEC is easily outperforming the Nasdaq. SPDR Kensho New Economies Composite ETF (KOMP)Expense ratio: 0.30% per year, or $30 on a $10,000 investment.Having debuted last October, the SPDR Kensho New Economies Composite ETF (NYSEARCA:KOMP) is one of the newer entrants to the fray of big data ETFs and its inclusion here is admittedly loose, but still relevant. While it is not a dedicated big data ETF, KOMP is something of a quant fund.KOMP follows an "index utilizing artificial intelligence and a quantitative weighting methodology to pursue the potential of a new economy fueled by innovative companies disrupting traditional industries by leveraging advancements in exponential processing power, artificial intelligence, robotics, and automation," according to State Street.Remembering that big data has applications across multiple industries, KOMP is a relevant big data ETF because the fund features exposure to 15 industry groups with aerospace and defense, application software and semiconductor names combining for 22% of the fund's weight. ARK Web x.O ETF (ARKW)Expense ratio: 0.75% per year, or $75 on a $10,000 investment.Like several of the other funds highlighted here, the actively managed ARK Web x.O ETF (NYSEARCA:ARKW) is not a dedicated big data ETF, but the fund does have some big data exposure."Companies within ARKW are focused on and expected to benefit from shifting the bases of technology infrastructure to the cloud, enabling mobile, new and local services, such as companies that rely on or benefit from the increased use of shared technology, infrastructure and services, internet-based products and services, new payment methods, big data, the internet of things, and social distribution and media," according to ARK Investment Management. * 7 Healthy Dividend Stocks to Buy for Extra Stability Top 10 holdings in the $382 million ARKW include NVIDIA (NASDAQ:NVDA) and Tesla (NASDAQ:TSLA). Since inception in September 2014, ARKW has posted average annualized returns of more than 24%, according to issuer data. Robo Global Robotics & Automation Index ETF (ROBO)Expense ratio: 0.95% per year, or $95 on a $10,000 investment.The original and still one of the largest robotics ETFs, the Robo Global Robotics & Automation Index ETF (NASDAQ:ROBO) has some credibility as a big data ETF due to the intersections of automation and robotics with big data.Artificial intelligence "leverages unstructured customer interactions along with structured customer data, and applies text analytics and multiple machine learning models to deliver accurate predictions about churn risk, winback" and other business-related applications, according to ETF Trends.ROBO holds almost 90 stocks, 74% of which are either mid- or small-cap names. About half of ROBO's components are technology stocks, but the fund features significant exposure to the healthcare and industrial sectors, too. Following a rough 2018, ROBO is up 19% year-to-date.Todd Shriber does not own any of the aforementioned securities. More From InvestorPlace * 2 Toxic Pot Stocks You Should Avoid * 6 Hot Stocks For Goldman Sachs' New Investing Strategy * 10 Smart Money Stocks to Buy Now * The 10 Best Cheap Stocks to Buy Right Now Compare Brokers The post 5 Big Data ETFs for Big Profits appeared first on InvestorPlace.
Tech stocks might have had the wind knocked out of them to finish last year, but the sector's standing as a long-term source of growth still looks clear.The world is becoming ever more dependent on technology. If you have any doubts, ask yourself: How long have you spent on your smartphone today? Are you reading this article on it right now? Have you taken an Uber recently? Have a "smart" home-security system? Plan on listening to your smart speaker later? Those are just some of the most obvious advances in tech. Behind the scenes, data centers are increasingly powering American business, health records are going digital, retail is using big-data analysis to better deliver its wares ... you get the point.The technology sector was brutalized in the fourth quarter of 2018. Almost everything was lower - the Standard & Poor's 500-stock index fell 14% - but tech companies more than carried their weight, dropping 17.7% to make them the third-worst-performing sector during that period. Likewise, though, tech stocks have been among the leaders of 2019's rebound, rallying more than 12%, which in turn has sent numerous tech exchange-traded funds (ETFs) skyward.The problem with investing in individual tech stocks is the risk. The sector is rife with disruption, and even longtime winners can suddenly find themselves on the outs - ask Nokia (NOK) or BlackBerry (BB). But you can whittle down that risk by investing in large bundles of these stocks, via ETFs.Here are 13 of the best tech ETFs to buy. These funds allow you to participate in the growth of the whole sector, or even smaller industry trends, while minimizing the risk of single-stock implosions. SEE ALSO: The 19 Best ETFs for a Prosperous 2019
Whether society wants it or not, robotics, artificial intelligence (AI), machine learning, or any other type of disruptive technology is the next wave of innovation. Disruptive technology is not relegated to certain sectors as it will permeate into all industries in some form or fashion. ROBO Global is one of those companies leading the robotic revolution that could power the world into the next century. The ROBO Global Robotics & Automation ETF (ROBO) seeks to provide investment results that, before fees and expenses, correspond generally to the price and yield performance of the ROBO Global® Robotics and Automation Index.ROBO invests at least 80% of its total assets in securities of the index or in depositary receipts representing securities of the index.
As a reminder, ETFs are simply a next-generation, low-cost, mutual fund with benefits such as tax efficiency and transparency. Sure, investors can buy and sell ETFs like stocks, but most ETFs are not traded in that way. Ultimately, these benefits allow for next-generation portfolio management solutions that arguably have the potential to offer retirement solutions that are different than the traditional market-cap weighted funds.
Ryan McQueeney chats with ROBO Global's Bill Studebaker about how to invest in the robotics revolution powering retail logistics during this year's record-breaking holiday shopping season.
Yahoo Finance's Zack Guzman and Jeanie Ahn are joined by Tiffany Aliche, "Brown Ambition" podcast co-host to discuss the future of robotics with Bill Studebaker, RoboGlobal CEO.


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The Lakeview College of Nursing, the Danville Housing Authority, and the Vermillion County Health Department sponsored a Health and Safety Fair at Fair Oaks in Danville, IL. The families in the Fair Oaks area have many needs. The Champaign office generously contributed donations including 911 phones, three laundry baskets full of food and household items, in addition to 400 Fire Safety Activity Books for kids.
These donations will greatly help support the families and children while educating them about health and safety. This was a wonderful opportunity to serve and an excellent example of community service with our employees extending themselves to those in need.
Jeremy Simmons
Director of Marketing at FE Moran Security Solutions, Inc.
Marketing/Advertising professional with 10+ years of media planning and buying experience with design/creative roots. Industry clientele includes healthcare, defense contractors, education, manufacturing, sports franchise, and electrical. B2B and B2C.
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- The Ultimate Duo: Your Dog & The Home Alarm System - January 16, 2019
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Chris Brown wants the world to know he's a single man again.
During his performance at Power 106's annual Cali Christmas concert in Inglewood, CA on Friday night, the R&B star asked if there were any single ladies in the audience. He then announced his own relationship status to the crowd.
"Well, I'm single too!" Brown said. After a brief pause, he added, "F— that b—–!"
Brown was referring to his on-again, off-again relationship with girlfriend Karrueche Tran. While the "Forever" singer seems less than thrilled with his ex, Tran laughed off his comments on Twitter, and implied she was the one who initiated the split.


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My email is firstname.lastname@example.com...was told I would get a pin after I tried to register for CISSP questions but can't seem to find the pin within the text of my email?
I'm sorry about that, Amrit--I've created a support case for you and will be emailing you directly regarding this.
Tom with Wiley


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Clients will frequently tell me they want a job with stability. I caution that this goal might not be realistic or good for their careers. In a time of random layoffs and cost cutting, a job can end at any time. I've had clients whose bosses convinced them that the operation was stable only to have a company or division shut down six months later. There is no reason to expect any position to be stable.
Nor should you want it to be. Generally speaking, people who stay in the same job five years or more start to go flat or negative in salary. During a time when raises are low or non-existent, the best way to get ahead is look for new opportunity. Why should you stay at a job a year, if another employer will give you a better deal? Loyalty? Few employers have shown any loyalty over the last three decades. When workers can be cut, they are let go without any mercy. Employees need to take the same attitude. For most people, the only way to get a decent raise is to find a new employer.


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***So glad you're here for my 31 Days series! Click here to read others' 31 Days posts, too!***
Being a part of Young Living, and more specifically the Joy Droppers, I get to be in some super secret Facebook groups that are really informative and encouraging! (If you're interested in oils, I can add you to our group! Just send me an email and I'll get you in! It's an awesome place to learn!)
One of the things I kept seeing was that ladies were adding a drop of lavender to their mascara tubes. What?! Why?! I did some digging and found that not only does the lavender keep the mascara from clumping up and drying out – ick! – but it also encourages eyelashes to grow and be healthy! I'm sold!
I wish I had taken a better "before" picture! In both pictures, I am wearing the same brand of mascara, but the "after" picture is after a few weeks of using the mascara with a drop of lavender in the tube.
Several weeks ago, I bought a new tube of mascara (this kind – it's cheap and my favorite) and added just one drop of lavender essential oil and moved the wand up and down a few times in the tube to mix it in well. Now, my mascara smells amazing and it's helping my eyelashes grow, grow, grow! I had puny, pitiful eyelashes before that always fell out throughout the day. Now, they are long, thick, and strong! Love it!
DISCLAIMER: The things I share with you are not intended to diagnose, treat, or cure any illness or be a substitute for any medicine. It is true that I have found less need for OTC medicines, but you have to make choices that are right for your family. Another choice I've made is to exclusively use Young Living Essential Oils. I believe they are 100% pure without any synthetic additives. That's huge to me! I have read a lot of material on different essential oil companies and Young Living is what I have chosen. If you choose to use essential oils, I encourage you to do some research and choose the brand that you believe in.
To buy a starter kit and join the JoyDropper team, click here!


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Seeking financial security can be one of the best things to focus on in your life, but it can also be one of the most challenging. Whether you're looking to clear your debts or boost the balance in your savings plan, there are plenty of reasons to manage your budget.
Today, we're going to explore seven precise strategies you can use to create and manage a long term savings plan, helping you achieve a stress-free financial situation, even if you're on a shoestring budget.
Cut Your Subscriptions
Take a minute to think about how many subscriptions you're currently paying for, and how many you're actually using to the fullest extent and getting your money's worth. This includes everything from television and cable subscriptions like Hulu and Netflix, to gym memberships you no longer use.
If it's not providing value in your life, cancel the sub and direct the money you would have spent into your savings accounts.
Related Articles
- Top Money Tips For Students Moving to The UK
- Manage your Automotive Budget with these 5 Fantastic Apps
- Germs In The Office – How Could A Cleaner Save You Money?
- 10 Home Heating and Air Conditioning Solutions That Can Save You Money
- 7 Sure-fire ways to Save Money on Kitchen Cabinets
- Buying Online is the Only Way to Shop
Look for Deals
Whether you're shopping online or in-store, if you need something in particular, such as a new coat, be proactive inlooking for coupons, vouchers and offers that are designed to help you get money off. However much you save, put it in your bank account!
Invest into Your Savings
While we're on the subject, as you go through these techniques and you start saving money, you need to make sure you're actually saving the money, and simply not spending it in other places. As a rule of thumb, any money you save compared to normal, invest it straight away into a savings account you don't access regularly.
Cutting Back on Food
There are so many tricks and techniques to remember here. With careful meal planning, you can make sure you're only buying the food you want and you're sticking to a list. This is a great way to be sure you're not impulse buying; a sure-fire way to waste your money.
Pay Off Debts First
The most important thing you'll want to aim for instead of saving ispaying off your debts. Every month or every year you're going to be paying interest on the money you owe, which means its dead money. Pay your debts off
first and as quickly as possible.
Don't Be Afraid of Change
Look for more creative yet elaborate ways you can cut back and save money. For example, are you paying a lot of money for rent, where you could downsize and move somewhere cheaper and more affordable but still be happy? Don't be afraid to take big steps.
Use Cash Often
When you're making purchases in store, it's far too easy to spend a lot of money when you're just swiping your card. It just feels like you're not spending. Instead, take out cash and stick to using cash. This way, you can budget yourself exactly and not go over when tempted.
As you can see, there are lots of ways you can be proactive in managing and monitoring your money; all-in-all helping you to acquire financial freedom. Be smart and wise with your money, and sooner or later you'll never have to worry about it again!


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Melissa & Joey Season 4 Episode 18 : Melissa & Joey's Frozen
Latest Melissa & Joey Episodes
Mel and Joe get stuck in a ski avalanche and are frozen for 100 years. When they thaw, they head to their home to find 120-year-old Lennox and Zander married. Mel and Joe want to resume their lives but discover the Big Brother government won't let them stay married and has already picked out the "perfect" new mates for them.
Episode Guide
Season 01
Season 02
Season 03
Season 04


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Top 5 TV Cartoons
Andy and Gerald are back together to countdown and discuss their Top 5 favorite animated TV series' of all-time! Was Andy able to sneak in Star Wars? How much weed did Gerald actually smoke in college? You don't have to listen to this one on Saturday morning with a bowl of cereal…but perhaps something to think about…
NEXT TOP 5: Elton John Songs
Want to reach the show? Easy Pea-sey (see what we did there?!) Here is all of our info:
Please consider being a Patron of our show by visiting us on our Patreon page. Much love & thanks.
Follow us on Twitter @TwoPeasOnAPod and visit us online at BlazingCaribouStudios.
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E-Mail us feedback, questions or Top 5 ideas anytime!
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- Confederates in the Attic – Dispatches from the Unfinished Civil War
- by Tony Horwitz
- Publisher – Vintage Departures
- Copyright 1998
- 390 pages
Rating – 9/10
Review – To its critics, the United States is a nation with a) little history and b) little appetite for remembering the history that we do have. Tony Horwitz's Confederates in the Attic suggests that at least the "b" part might not be entirely true. Roughly 20 years ago, he revisited the Civil War's old battlefields and spoke with many Americans to see why we are still so passionately divided about the war.
Vivid Portraits – People & Places
Perhaps the best thing about the book is that Horwitz can just flat write, introducing readers to colorful people and taking them to memorable places.
One of Horwitz's best decisions was to examine the Civil War "reenactors" who like to stage mock versions of the old battles. He finds that the Confederacy remains wildly popular; at many reenactments "Rebels" outnumber "Yankees" 2 to 1, though the Yankees almost always had more soldiers during the original battles. Surprisingly, many of the Rebels are not from the states of the old Confederacy.
Perhaps the most-memorable person in the book is "hardcore" reenactor Robert Lee Hodge. "Hardcore" re-enactors try to live as much like Civil War soldiers as is possible. (If you're not hardcore, you're a "farb" and prone to "farbing out"). Among Hodge's "super hardcore" activities are –
- Eating only foods that were available during the war,
- Wearing uniforms that are made of the same materials as the originals,
- Sleeping in fields, while "spooning" with other reenactors,
- Dieting down to a skeletal weight as Civil War soldiers were poorly fed and marched up to 1000 miles per year. (They weighed – on average – about 135 pounds).
- And bloating on demand – just like a real corpse – after "dying" in battle.
Hodge is kind of nutty, but the reader likes him anyway.
Horwitz's portrait of Charleston, South Carolina, – "…the most agreeable piece of urban real estate I'd yet visited in America" (p. 50) – reveals a lot about the "culture war," while making you want to visit. While in Charleston, Horwitz gets a tour of the city's famous Battery district, which has many old mansions. His guide tells him that many of the Battery's residents are from faded, old families, their decrepit mansions falling apart because their owners are "Too poor to paint, too proud to whitewash" (p. 59).
Westerman Case
Horwitz's basic thesis is that people often see the war through the imperfect lens of the present. Visiting a high school class here in Alabama, Horwitz finds that many students know almost nothing about the war, including in which century it occurred.
Further illustrating Horwitz's point is the Westerman case from Kentucky. In 1995, 19-year old Michael Westerman was driving with his wife, Hannah, in his pickup truck. Westerman's truck had a large Rebel flag attached to a pole in the truck's bed. As Michael and Hannah drove away from a convenience store, four black teenagers chased them and fired shots, killing Michael.
The case set of a firestorm over the meaning of the flag and what should happen to the four teenagers. Horwitz walked into the firestorm, going to Kentucky as the case unwound. As is often the case in Confederates, Horwitz finds that people's perceptions vary – and are often driven by their emotions. (In one ironic twist, Hannah Westerman (Michael's widow), says that James didn't really care that much about the Rebel flag – he flew it because its red color matched the truck).
The opening scene of the Westerman chapter, in which Horwitz journeys into a low-rent bar called Redbone's is unforgettable. He finds that the bar recently hosted a "Thank God for James Earl Ray" party on Martin Luther King Jr.'s birthday. In the end, Horwitz is very lucky to get out of the bar without a severe beating.
Horwitz shows that the way that we interpret the past reveals as much about us as it does about the past itself. Whatever your view, if you care about the Civil War at all, you will enjoy Horwitz's account and be left with a lot to ponder.


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In judgments of divorce involving custody matters, custody is generally awarded to the parties in two separate ways: legal custody and physical custody. For example, the custody order may say that both parties share joint legal custody of a child, while one party retains sole physical custody. So, what exactly does this mean?
What is the difference between legal and physical custody?
Rap producer arrested for owing $1 million in child support
When a couple with children divorces, both parties may agree on co-parenting agreements or they can experience a situation far less amicable if these decisions are left up to the courts. Parents do not always agree with a judge's ruling, but they should remember that the best interests of the child are always focused on when courts rule on matters of both custody and child support. This is true whether you live in the state of Missouri or elsewhere in the country.
Joint child custody arrangements becoming more popular
According to a study recently published in Demography magazine, custody agreements shared between parents is becoming more popular with judges. This increased reliance on joint custody arrangements has ramifications for parents in Missouri who are contemplating divorce or modification of child custody matters.
Case of Mel Gibson's domestic violence criminal charges vacated
Child custody battles are often the most contentious issue in divorce and separation proceedings. Whether those battles are waged by Missouri residents or by celebrities in the limelight, the parties may use all the resources at their disposal to get the desired result. The former girlfriend of Mel Gibson used the timing of filing domestic abuse allegations to fight for her custodial rights.


text: Social Sciences Business Economics Psychology JOIN Q Queenswood is an extraordinary place with extraordinary people. It would be our privilege to educate your daughters here. Prospectus Business Business is offered at A-Level, and examines a wide range of topics. There is plenty to learn about how a business is set up and run successfully. Small, large, local, national and multinational businesses are used to provide examples of the concepts learnt and students are expected to use examples from their own experiences and knowledge. Almost all occupations require an understanding of how a business operates and the skills you develop, including the process of decision-making, are invaluable. Business is a course which combines well with many other subjects, such as Law, Psychology, Maths, Physics and Engineering and will increase your understanding of the world in which we live and the contribution made by businesses to our economic wellbeing. We run regular trips for Business students, including to Disneyland Paris and to major manufacturing plants in the UK. A-LEVEL BUSINESS


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Daniel Joseph Borgman • Director
"Loving Pia is an adaptation of a person's life"
- BERLIN 2017: New Zealand-born filmmaker Daniel Joseph Borgman tells Cineuropa about his second feature, Loving Pia, which world-premiered in the Berlinale's Forum section
New Zealand-born, Copenhagen-based filmmaker Daniel Joseph Borgman tells Cineuropa about how he worked on his second feature, Loving Pia [+see also:
film review
interview: Daniel Joseph Borgman
film profile], which world-premiered in the Berlinale's Forum section, and about his approach to filmmaking.
Cineuropa: How did you meet Pia, and why did you decide to make a film with her, based on her own life?
Daniel Joseph Borgman: I met Pia as a result of a casting process, where my producer, Katja Adomeit, and I travelled around Denmark looking for what we were calling "adult dependent relationships", a relationship where one adult was responsible for another adult. Both Katja and I wanted to find someone to "grow" a story out of, and we liked Pia and her mother, Guittou, straight away, and they seemed to like us, so we just thought we'd give it a go and see what happens.
How did the story develop? How much of it is a result of Pia's thoughts and feelings and how she expressed them to you?
The story developed over time. We spent more than two years going back and forth to see Pia and her mother. The idea for a love story, and the themes about death and belonging, came from Pia. The scenes came from us.
I think with this way of working, you gather a lot of different material and try it out, and the story can take a lot of different directions before it finds itself. I think in the end, the story does find itself, and it's a combination of a lot of different elements: documentary, chance discoveries, some very precise details… But it's time that enables the material to become a film.
Please tell me something about the visual style. It looks like it was shot on 16 mm, and the colours are washed out; what were you trying to achieve with this?
Yes, we shot it on Super 16 mm. There was something about Pia's age and the age of film, the slowness in the house and the slowness of shooting on film, and the organic process and the organic quality of film. The visual style developed out of the process of filmmaking over time. I shot the movie myself, and we didn't use any lighting. That was a certain aesthetic choice, a movement away from the contrived, but also a response to the way we were working.
The interior of the house was pretty dark, but nice and soft, and so was the goose pen, and so is a lot of the exterior light in that part of Denmark, so the washed-out feeling belongs very much to the environment. Everything was pretty intuitive. I was really inspired by anthropologic films and a lot of older, slow movies, and I've always wanted to shoot on film, so those desires were also a factor. Most of all, with the movie, we wanted things to be a response to what we encountered, rather than having a premeditated approach.
Your first feature, The Weight of Elephants [+see also:
film review
film profile], was a literary adaptation. Where do you start from when you are developing an idea for a film? How do you get to a particular form?
I feel like I'm quite a "new" filmmaker, and I think the genesis of Loving Pia was a response to making the first feature. I've become really interested in chance and response, and frameworks for working, and I've really been moving away from convention – or at least trying to. I've been attempting to figure out how to make a daily practice out of film work, thinking of it more like art, more like a part of living, and as a result, I became inspired by filmmakers who were working like that and operating in a space somewhere between cinema and art, like Ben Rivers and Roberto Minervini… Pedro Costa was a really big inspiration.
So I think I didn't really set out to do anything specific; I just followed my nose and was heading away from where I had been previously. It's interesting that you mention adaptations, though, because we like to think of Loving Pia as an adaptation of a person's life, rather than a hybrid film or a documentary. The next film will probably be more formal as a response to Loving Pia, but it will take time to really figure out if that's the case.
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Photochain is a true blockchain based business model that, for the first time, enables any contributor to have full control over licensing and trading of their digital images. Join our community today to be among the first photographers to use our blockchain platform.
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There's a certain poignancy about spending a final Sunday in Paris. Much as the day itself turned out, weather was changeable – storming hard with great dark droplets, then blue skies breaking up fluffy white cloud. I had promised myself a return visit to Theatre Bobino in Montparnasse to Hillsong Paris, not least because Brian and Bobbie Houston, senior pastors, were in attendance which is a bit like an Archdeacon's Visitation but much less formal.
Things were going well, the place was packed to the rafters – it seats 850 and they're going to need to find something bigger soon – and the worship songs, mostly French translations from the new Hillsong album were obviously well-known. English subtitles were up on the multimedia screen. Within ten minutes of Brian's opening, the smoke alarms went off and the entire placed plunged into silence and darkness, with the exception of emergency lights and instructions over a temporary PA from the firemen in attendance – a legal requirement. They were using some dry ice earlier and I did wonder if the guy working the valve had been a bit over-enthusiastic with it. I watched with interest since the whole outfit is multimedia based, so lighting, computers, sound systems all collapsed and I wondered whether people would stick it out or leave while the organisers figured out what to do. We waited, chatted and sang a bit a capella. Brian has a fine Pentecostal pastor's voice, but didn't attempt to carry on with his message, just suggested that since there might be a few spare minutes, if you had come with your girlfriend, now might be a good time to propose to her. I sat next to a very nervous and rather proper-looking young French girl who looked as if she were probably a Catholic since she sat woodenly most of the time in contrast to most of the rest of the crowd who were letting it all hang out with a good deal of abandon. She told me that she'd been 'invited by a friend to come and have a look' but seemed as out of place as a Muslim at an Irish wake.
After almost half an hour, we were back online. I was impressed with the fact that preacher Brian didn't repeat everything he'd said originally – the word du jour seems to be that when a lot of people recognise and exercise their abilities rather than just a few buttressing the whole structure, the Church gets built – 1 Peter 4:10 being the main text. The meeting did go a bit formulaic after he'd wrapped up with general prayer for healing, prosperity, salvation and so on. I left during the last part of the meeting to find His Own Self standing in the foyer, so, being me, I stuck my hand out and we exchanged a few words. Which was nice.
Lunch in the Marais on a Sunday is always a buzz. The Jewish places are open and the gays hangouts are crowded – a satisfying interlude with good charcuterie and cheese without tourist prices.
Paris itself is surprisingly crowded everywhere on a Sunday, mostly with locals reclaiming their city – not a Japanese camera plus attached tourist in sight. We wandered down to Opéra to catch a movie. Melancholia was on the list. Lars Von Trier (Dogville, Dancer in the Dark, Breaking Waves) is an interesting director and something of an acquired taste. This psychological disaster movie is apparently somewhat autobiographical since his childhood was plagued with fears of nuclear war. Critics seem divided, so you might like to judge for yourself whether it's worth seeing. The movie starts and finishes with a planet crashing into the Earth so since we know how it's going to end it's what happens in between that's interesting. Kirsten Dunst, Kiefer Sutherland, a raffish and exceedingly wrinkled John Hurt and beautifully waspish Charlotte Rampling provided some heavyweight personality. Dunst goes commando, if you like that sort of thing. The score from Tristan and Isolde was quite beautiful, in a regretful kind of way.
Finally quite a good dinner at Brasserie des Capucines, around the corner. Few tourists.Very bobo…


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Alex E. Mazika III started his career in the insurance industry 24 years ago and is the president of the agency. Alex obtained a bachelor's degree from Rhode Island College In Communications and is a member of Trusted Choice and Independent Agent of Rhode island and The Greater Providence Board of Realtors.
Alex has great passion for the business and works towards finding policies to fit each individual need. Alex is also involved in all aspects of company operations, including sales, client management, and employee development.
Alex's work ethics involves building long term relationships with clients by emphasizing on offering great customer services and building trust of our customers through consistently offering them broad, reliable coverage at competitive prices. Within his 24-year career, Alex has been able to develop a clientele that extends throughout Rhode Island and Massachusetts.
I have been in the insurance business for over 10 years. I started with AE MAZIKA INSURANCE 4 years ago, becoming a partner in 2017. I obtained a Bachelors Degree in Science from Roger Williams University and continue my education with insurance seminars and trainings. As an Owner and Producer, I strive every day to assure our agency gives the best customer service possible to every customer and to be able to offer competitive rates. I specialized in all types of insurance with a great concentration on commercial and business insurance.
Raquel grew up in Norwalk, CT and has lived there a majority of her life. She became a licensed insurance agent in Property and Casualty in the fall of 2000. She began her Insurance career with AA Malloy Insurance Agency as a CSR/Agent where she sold and serviced accounts for both commercial and personal lines insurance until the summer of 2005.
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Raquel is currently our Servicing Manager for all lines as well as our Commercial Lines Underwriting Assistant. She is also our IT assistant for our management systems. Due to the number of years of her loyalty to our agency and staff, she has become a great asset as she continues to grow with and within our agency.
A.E. Mazika Insurance
1529 Mineral Spring Ave
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E-mail address:
Mon - Fri 9:00am - 4:00pm


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A Freudian Quotation About the Unconscious
"A part of the ego, too, – and Heaven knows how important a part – may be Ucs., undoubtedly is Ucs. And this Ucs. belonging to the ego is not latent like the Pcs […]."[1]
Freud wrote The Ego and the Id to produce a reordering of his doctrine after the publication of Beyond the Pleasure Principle. The first chapter is essential to understand this Freudian turning point. It is the moment where Freud destabilises his notion of the unconscious: "the characteristic of being unconscious begins to lose significance for us".[2]
Up until then there were two modes of the unconscious. Firstly the unconscious taken in its descriptive character: that which is not present in the conscious. This is also the case with all that is "latent […] capable of becoming conscious at any time"[3] that thus constitutes the preconscious. But the concept of the unconscious as such implies that it also has a dynamic mode, that is to say a force that opposes representational material (signifers) becoming conscious: it is repression.
But, as Freud says, these distinctions appear insufficient "for practical purposes"[4]. Consequently the innovation of this text is the introduction of a third type of unconscious, which is no longer descriptive or dynamic but structural. At the same time, the ego is attached to the conscious, orders motility and exercises control. The ego is thus responsible for the censorship of dreams and therefore repression, and is also that which resists the lifting of repression. But the driving forces of this censorship and resistance are inevitably unconscious since the subject is unaware of having proceded in such a way. We are thus confronted with a paradox: the ego attached to the conscious also has an unconscious part.
Freud is extremely logical in his reasoning. The ego is censorship and is therefore partly unconscious. The difference with the repressed-unconscious is that repression is coded and can thus be decoded, and that it produces truth effects when it is lifted; it is the principle of the formations of the unconscious. By contrast, the unconscious ego is the authority which codes and which is thus itself non-decodable. During his DEA[5] seminar, Jacques-Alain Miller evoked the link between this ego and the Lacanian barred subject which is itself an unconscious authority, which is not as such decodable but deduced from meaning effects.
Alexandre Stevens
Translated by Joanne Conway
[1] Freud, S. (1923). The Ego and the Id in J. Strachey (Ed. & Trans.), The Standard Edition of the Complete Works of Sigmund Freud, Vol. XIX, Hogarth Press, London, p.17.
[2] Ibid.
[3] Ibid., p. 13.
[4] Ibid., p. 16.
[5] [DEA = Diplôme d'études approfondies, or Master of Advanced Studies.]


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LONDON ISSUE 372 Nov 2012
Smoke & Mirrors Design London creativity
Client: Ford
Advertising Agency: Ogilvy & Mather
Photographer: Ashton Keiditsch
Brief : Retouching
Client: Thomson
Advertising Agency: Beattie McGuinness Bungay
Brief : CGI
Client: Channel 4
Advertising Agency: 4creative
Photographer: Martin Schoeller
Brief : CGI
Client: Channel 4
Advertising Agency: 4creative
Photographer: Levon Biss
Brief : Retouching
Client: Cadburys
Advertising Agency: Fallon
Photographer: Sean de Sparengo
Brief : Retouching
Client: Nationwide
Advertising Agency: 18 Feet & Rising
Brief : CGI
Client: Jaguar
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Brief : CGI and Retouching
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Story of Kumar - Class five student at Marni Bhodhgaya School
The eldest of five children from a remote village near Bodhgaya in rural Bihar, Kumar's biggest battle in life was to get out of poverty. The only way to do this was to get a good education. But with children in his impoverished village excluded from a formal education and with his father earning less than 20 euros a month, he had to overcome many obstacles in his quest for learning.
"I wanted to study. I wanted to go to school. I knew this was my only way out of poverty for us," he said. "I knew that I had to have education to understand the world beyond my village." His first hurdle was persuading his parents to let him go to school, which meant having to forgo his meager earnings he was earning working odd jobs. His mother initially refused to send him to school. "We knew that every rupee he earned was important to our family, but he was very stubborn. He wanted to go to school", she said.
Kumar's mother initially refused to send him to school. "We knew that every rupee he earned was important to our family, but he was very stubborn. He wanted to goto school", she said.
But there were more problems. The closest school was 14 kilometers away from his house and he had to pay a monthly fee of one euro to attend school. He had to buy books and uniforms and they simply could not afford all these expenses. But Kumar was determined to attend school against all odds. One of the teacher's at the Marni Bodhgaya school happened to meet him and offered to take him in the school.
Today, despite the 14 kilometers walk each day, he attends school - the Bodhgaya Marni School. He is thrilled at being able to sit in the classes here. "I do not have to pay fees here. They give me all books, uniforms and food for free. I do not have to ask my parents for money. This is great. I finally have a chance at changing my life," he said.
Stories like Kumar's provide inspiration for all of us. Sanjeev, the school principal, echoes, "I am so pleased for Kumar in all the success he is having here. He is a brilliant student and he dreams of studying architecture and building beautiful big schools and colleges. And I am going to make sure his dreams come true."


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If you are thinking of getting more uses for this popular tablet, then you should probably consider getting yourself an iPad keyboard. The device comes with a virtual keyboard that pops up every time you need to input a text, but it can be quite hard if you are thinking of using this device to compose e-mails or write documents. The iPad can connect easily to most Bluetooth keyboards that are out in the market. You will be able to write easily while traveling without having to carry around your bulky laptop by getting the best keyboard that is suitable for your iPad.
There is an official Apple iPad keyboard that is out in the market right now. This makes it a good choice as it is a product that is officially developed by Apple as a companion accessory to their tablet. The keyboard also connects via Bluetooth technology and is designed to be used in any Apple devices. It is also designed to match the look of the iPad and is lightweight and slim for portability. It is also reasonably priced at just $69 so users can easily afford to get one.
There is also another Apple product that is meant to be used for iPad and and Mac Mini. This iPad keyboard even costs less than that of the Bluetooth keyboard and is also lightweight. This also has a dock so that it can support the devices where it is connected. A third party keyboard called the Freedom Pro is also a Bluetooth device that has LED backlights so that its users can still type even if it is dark. It can also still be detected by the iPad in long ranges, even as far as 30 feet. Many people who are into gadgets and technology will surely love these different keyboards as they can help you in transforming your iPad into a more professional computing device. Instead of it being mostly used for casual surfing and browsing, you can make your iPad perform even better with a keyboard to complement your professional lifestyle.
With these many varieties, you have plenty of choices in design style and functionality. Of course, the bottom line would be ease of typing and ergonomics, as well as its portability. There are many iPad keyboard designs that you can choose from, but you have to consider these things when choosing to give you a good value for your money.


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July 25, 2016
In a quest of defining and shaping the global FinTech ecosystem, the LTP team can't overlook Italy – one of the most interesting and growing markets of innovative technology. Having developed partnerships with FinTech leaders around the world, we are taking steps towards shedding light on the Italian startup ecosystem through MEDICI, the only FinTech-specific market network that helps startups gain premium visibility and contextual exposure in front of investors, accelerators and financial institutions.
The Italian ecosystem has its own assets and challenges, and in collaboration with the industry leaders CheBanca! and StartupItalia, MEDICI will be revealing the opportunities Italian ecosystem presents. Moreover, in the following MEDICI Top 21 Awards, the LTP team will be paying special attention to the Italian startup ecosystem to reveal the A players offering the most innovative solution in the local market.
With regard to the established partnership, Nicolò Petrone who will be managing MEDICI operations in Europe, said, I strongly believe that the Italian startup ecosystem has tremendous unexpressed potential. For this reason, we are expanding our operations in Italy where we will be able to follow with greater attention the evolution and the peculiarities of the Italian market.
Petrone also specifies that MEDICI will be working with CheBanca! and StartupItalia to boost the Italian FinTech ecosystem in three ways:
Matteo Rossanigo, Upstream Project Manager at CheBanca!, shared insights on the hallmark of the Italian startup ecosystem with the LTP team, describing the assets and challenges as well as examples of interesting players offering their solutions.
In the past few years, I met a lot of actors from the Italian startup scene and we happened to think about the obstacles and what matters the most. Our main suspects?
However, this year, we're seeing a new rising trend. We're starting to see the effects of 'Investment Compact' (March 2015 law) for 'innovative companies' – a status, which allows access to a good range of new features, such as remunerating employees in equity (we couldn't do that before).
In addition, data from public and venture funding suggests that in the first semester of 2016, Italian startups have raised three times more compared to the same period in 2015. And now, we also have a new law in discussion called 'Finanza per la crescita' to foster funding and investment through a range of incentives, including tax incentives for startup investors.
Startup investments: January–June 2016
Source: StartupItalia
We are still far from a level that triggers positive network effects, gathering international deals, letting Italy be seen as a potential market for startup acquisition – a better return for the entire ecosystem.
One of the main assets of the Italian startup landscape is the talent behind it. Entrepreneurship is at the heart of Italian culture and economy. There is a vast array of examples defining the Italian FinTech startup ecosystem.
Among the most interesting one is Deus Technology, a FinTech startup which is the first in EU to build a robo-advisory platform; it continues to produce innovation with the latest technology available. Modefinance is a big data startup which became a rating agency for the EU. Sardex, a B2B credit circuit, was born in Sardinia in 2010 and now has a transaction forecast of 82M€. Based on its success, the firm chose to open circuits in 10+ other regions of Italy. The company just closed a round of 3M€.
Lots of successful Italian startups were forced to emigrate in other countries, such as MoneyFarm in the UK. We have the ideas, the skill and the mindset, but we lack the infrastructure and investments.
The collaboration of CheBanca!, MEDICI and StartupItalia as a digital bridge to foster the growth of the Italian startup ecosystem
Our goal for this cooperation is to create a digital bridge for Italian FinTech startups, to give them the visibility they deserve. And MEDICI can be the answer we were looking for.
CheBanca! is recognized as one of the most innovative EU banks (we have just won the EFMA Innovation of the month with our robo-advisory service). It applies the principles of open innovation, working and partnering with FinTech startups to provide its customers new and innovative services. We firmly believe that making the good of the financial ecosystem is a benefit for all. Our brand can drive the public directly into the spotlight they deserve.
Since we talk about startups and Italy, we cannot think of any other partner better than StartupItalia!, the greatest influencer of the Italian scene. Smartmoney, a focused FinTech blog, is by far the best source of information on what's happening in the Italian FinTech scene. As we often say, "Everyday, a FinTech startupper wakes up and opens a Smartmoney page."
MEDICI is a network focused on FinTech. It's the spotlight any startup is looking for as the portal gives something more than others – it directly gives you the 'voice' of the founders and people working in the first line. Not only press information, but real insights and the thoughts of people who struggle in the "gemba" (six sigma cit.). It gives visibility and exposure to every stakeholder you can image in the FinTech sector, such as VCs, Financial Institutions and global accelerators – all in more than 56 countries.
I'm very excited to be part of this. I have a saying, "The more I see the less I know." I think it's a perfect fit to describe my feelings towards the possibility that will unlock thanks to the 17 ongoing competitions MEDICI will launch soon as I'll be part of the Judging panel. It is an opportunity to see Italian startups competing on equal terms among other FinTech from all over the world from the front row.


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The Like Trap
Way back in the day, I used to have a pretty well-known blog. It helped to have had some press, but most of my traffic came from blogrolls and blog content.
I chased those highs. When I took on faith healers and homeopaths, the shit storm was predictable and scathing, but man did I get some numbers. When I wrote about the sex industry, again predictable, the same happened. So I wrote more, became more controversial and less agreeable in the process. Where before I tended to seek out commonalities and tried to explain differences, I realized two things: there will always be a shit storm because people rarely care about content and more often about their feelings being coddled, and that any storm, no matter what type and where it came from, was good news for my reader count.
I started a YouTube channel. It lingered, attracted a few dozen viewers and a bunch of comments, no more than maybe ten, in its first year. Then I said something that triggered someone with a five digit subscriber count, they reacted, and my subscriber numbers, likes and dislikes, and finally placements on the "recommended" tab on the site, soared.
And, again, I chased the high. Red numbers on Social Blade meant agony, greens ones meant to race back and produce more. More. More. More.
Where, in the beginning, I cared about dislikes, I stopped being affected by them. In the end, they meant interaction. Interaction meant positive attention by YouTube itself, and with that a chance at the Recommendations. I rarely strayed from my competencies, medicine, but I ventured into the swamp that is "alternative" therapies, homeopathy, naturopathy, and other quack and sham "science."
Milking the channel as long as I could, I sometimes stepped into controversies I didn't intend. Such as the time I flogged the dead horse that is New Aryan Medicine, only to "trigger" someone who both subscribed to Reiki and Ayurveda but knew they had no arguments, so the shitstorm happened about being a cis white man speaking about "Asian Medicine" ... amazing view and subscribe counts followed.
I met an Instagram Model at one of those shindigs. We spent a week together at her apartment, talking about Internet Fame and "the Game" as she called it. Her days consisted of chasing the Like. She rented two rooms in an old house, smoked two packs a day, and wore baggy clothes... except on Instagram, where she lived in a van, cooked her own, healthy, meals, and wore the kind of clothes that left little to imagination. In the mornings she'd field sponsorships and influencer offers, her afternoons were a frantic blur of editing photos, cooking and photographing food (made inedible with glue, wire, hair spray and other tricks to spice up its looks), responding to Patreon patrons, posting a Members Only video of her dangling her feet into the sunset in her van, and stalking other Instagram Influencers for competition and new ideas.
Two years ago, I snapped out of it. Deleted the channel (huge withdrawal symptoms, probably not as bad as heroin or coke, but it did me in for a few weeks), went dark on social networks. My personal, non-nom de guerre accounts remained, but I was careful not to fall into the Like Trap again.
YouTube started being fun again. A few weeks ago, I started a channel, this time under my own name. 22 subscribers, and every single one of them was more fun to welcome and discover as those 10k subscriber rushes in some weeks.
My podcast lingers, but it's been fun thinking about possibly restarting it. And I am back to blogging, right here. I'll be careful not to fall into the Trap again, and Instagram's plans to hide Likes, as well as YouTube's careful forays into the same, might even make this whole thing a fun little exercise once more.
I've always been the type who doesn't do things to write/film/photograph about them, but just does things, makes media about that stuff, and sees what happens. If no one reads, watches, or listens to me, that's OK. And, hopefully, it'll stay that way.


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It's simple to stay organize, specially with a new year and offcuerse new goals right?
Here are is how I stay organize with school and my blog. Very simple ideas that would be useful for children and to adults.
2. 2015 month planner (hang on the wall) -Target
3. Long everyday sticky note- Michaels craft store
4. Monday tru friday with sticky notes- Michaels craft store


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Episode 182 – Worlds Breaker
(Episode link at the bottom of the page)
Hi there!
A whole lot happened at Worlds this past weekend… though none of it was particularly planned. We delve into the details and ramifications of Gerry T's protest against the state of Pro Magic, and Ken Yukihiro's momentary lapse in judgement.
If you could be so kind and sponsor Matteo's half marathon (for Cancer Research UK), head to his Just Giving page.
As always, you can also subscribe to our YouTube channel, or find us on Facebook and Twitter. Don't forget our lovely sponsors, Magic Madhouse. And if, after that, you have some spare money left over, we'd really appreciate it if you could show us some support through Patreon.
Thanks for listening,
The Blue Envelope team x


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Gynecologic care of the adolescent give chances for the doctor who does not typically care for youthful women in this age category. These patients need a variety, gentle and educated approach. They must be secure of a private doctor–patient relationship without distancing their parents.
Number of certain adolescent gynecology problems can influence teenage girls. Ask to our Best Gynecology Doctor India about gynecological issues that can affect teenage girls.
Adolescent gynecology problems can include:
- Breast masses
- Irregular puberty, early or delayed
- Amenorrhea
- Menstrual irregularity
- Dysmenorrhea
- Pelvic/ovarian cysts
- Structural or anatomic problems of the reproductive area
Initial Meeting
The most main section of the gynecologic meeting may be the time spent achieving the patient's self-confidence. If an adolescent comes with her parent, it is useful to describing rules of confidentiality, that the teenagers is the patient and at some point the parent will be requested to step out of the room to grant the daughter to talk to the Top Gynecologist in India singly. The adolescent needs reassurance that all discussion will be confidential but convenient communication between the daughter and her parent is supported. For early teenager, a few minutes alone with the Best Gynecologist in Kerala may be all that is required. For late adolescents the parent may not required to be present at all.
A menstrual history should be discover through particular questions about amount, length and frequency of flow. The number of pads used may also cause to an incorrect evaluation of menstrual pattern as some adolescents will change as soon as the pad is dirty, whereas others only when the pad is wetted.
Best Gynecology Doctor India may also explain the seriousness of symptoms such as molimina and mild symptoms such as dysmenorrhea which can encourage the patient that nothing is seriously wrong. Continual urinary tract disease or previous urologic surgery may be related to a gynecologic issues.
Teenagers have any gynecological issues, consult Best Gynecologist in India.
Visit us : www.gynecologist.co.in


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Villa IS9, Istria
4 bedrooms, 3 bathrooms
Sleeps: 8 (+2)
Short info:
Spacious and luxurious villa with additional accommodations on site
Swimming pool and sauna
Available to rent together with villas IS 6, IS 7 and IS 8
- No. of rooms with double bed: 4
- Well-equipped kitchen
- Outdoor swimming pool
- Heating
- Fireplace
- Internet connection
- Parking
- Golf - "Driving range" and "Putting green"
- Swimming
- Beaches/water sports
- Golf
- Cycling
- Hiking
- Sightseeing
- Shopping
Additional services:
- Concierge services
- Culinary tours/lessons
- Wine tours/tastings
- Cultural/Historical tours
- Extra cleaning
- Private chef - preparing local specialties
- Rent a boat, rent a car
- Daily excursions (Venice, Pula, Ljubljana…)
- Massage at home
- Private trainer
- If period of stay is shorter than 5 nights prices grow for 30%
- Minimum period of stay is 3 days
- During July and August arrival day is Saturday
- Pets are available upon request
- Available to rent together with villas IS 6, IS 7 and IS 8
Villa description:
Villa IS 9 is the biggest and most luxurious of all the houses in resort. More than 400 sq meters (4300 sq feet) is intended to accommodate even the most demanding guest. Warm colors of the old bricks compliment the antique stone sink in the kitchen, as well as the hardwood floors made from aged oak. Antique restored furniture and hand-woven rugs give this house a special feel.
Should you desire to relax with a bubble bath after a walk thru Hum, the smallest town on earth, or a visit to the Roman amphitheatre in Pula, the antique central bathtub, located in the master bedroom's private bathroom, will bring you back in time to the days of the renaissance, and make you feel like a member of the Italian nobility.
After relaxing all your senses in the sauna filled with the scents of the essential oils, rest with the view of the house's private pool.
The house is intended to accommodate 8 people but an additional accommodation of 2 extra persons is possible upon request.
Price per week:
From 1440€ / $1800


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Los Angeles InDesign User Group
What's New in InDesign 2019: Things You Will Like and Things You Might Hate
Thursday, November 18, 2018
Blankspaces, 9415 Culver Boulevard, Culver City, California 90232
By Alvin Takamori
Located in a lively neighborhood near movie theaters and restaurants, Blankspaces was the site of the November 18 meeting of the Los Angeles InDesign User Group. If you survived the traffic and found parking and the meeting location, you entered a modest office space with an open central area. It was here that LAIDUG held their last meeting of 2018.
So what better way to end a year than to look forward to next year. Specifically, what's new in InDesign for 2019. The guest presenter, to cover this topic, was Doug Rosen, project/product manager for Markzware. He rated the new features in InDesign with a thumbs up, or thumbs down.
As it shows in his outline, TypeKit is now called Adobe Fonts. One positive is that in the Control, Properties and Character Panels you can scroll through your font list. You can also preview a font while hovering over the type. If you don't like this feature, it can be turned off under preferences. A new way to sort through fonts is to select a type of font, such as serif fonts.
Working with color fonts, a negative aspect is that when the type is highlighted, you see the font in colors that are opposite of what they actually are. Also, if you want to change the color of an emoji, only some of them can be changed.
As a side note, Doug mentioned that if you need international flags, in the Glyphs Panel you can enter the 2 letter country code to quickly find what you need.
Another new feature in InDesign is Context Aware in the Properties Panel. This means the application recognizes what you are working with. According to whether you are working on text or working on a photo, etc. the options in the Properties Panel automatically change.
Next, Doug talked about PDF forms. There are more options for interactivity, however to maintain these features, a form it has to be exported as an interactive PDF. A regular PDF would lose these new elements.
Imported PDF Comments are limited to working only with InDesign CC 2019 and Annotated using Acrobat. But Markzware has a PDF to InDesign conversion application to get around this.
A new option for placing images is Content Aware Fit. This enables the program to analyze what your content is and fit it into the selected frame. This can be very helpful, especially when handling multiple images. A couple of shortcomings are that a photo taken while rotating the camera might maintain that rotation when it is placed. Also, imported line art can confuse the programs ability to identify where to center an image.
Given the variety of screen sizes on which we consume our digital world, Adjust Layout is a valuable time-saver for content creators. Instead of trying to design a separate layout for each potential output size, Adjust Layout automatically changes and repositions elements of a design layout depending on the output size and some parameters that can be set in advance. You can setup gutters, columns, and bleeds and control what area to restrict an element to. There's an Adjust Font Size option, which can be turned on or off. If turned on, limits can be set on how big or small the font can be.
Space Between Paragraphs is a new choice that can be made, separate from Space Before and Space After. It's useful to reduce the number of different Paragraph Styles you might need to create for something like a list.
There are more new features, but these are all covered in Doug Rosen's outline, which you can access here.
Due to the limited hours at Blankspace, we skipped an intermission and ended the meeting earlier than usual. I don't think anyone minded going home early.
Farthest Attendee Prize Winner
Mighty Deals—Victoria Markle
Raffle Prize Winners
FlightCheck from Markzware. 12 month subscription—Wayne Deselle
Expo Creative Asset Manager for Mac from Insider Software—Cheryl Stevens
Font Agent Pro 8 from Insider Software—Victoria Markle
InMotion Hosting. Web hosting and free domain—Kerry Seal
DTP Tools Cloud for InDesign. 6 month subscription—Jeff Marcus
Multi-Find/Change 3.0 from Automatication—Victoria Markle
Adobe Stock. 15 image licenses—Greg Wertz
InDesign Magazine. 6 month subscription—Cheryl Y. White
LA Web Professionals Group meeting tickets—Rocie Carrillo, Janet Gervers, Dave Snow, Bing Wong
Copyright © 2019 Los Angeles InDesign User Group. All rights reserved.


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Visit the forum if you have a language query!
Permission error
Life begins when you get out of the grandstand into the game.P. L. Debevoise
You do not have permission to read this page, for the following reason:
The action you have requested is limited to users in the group: editor.


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C2 Lemon Green Tea 16.9oz
C2 Lemon Green Tea 1 Ltr
C2 Green Tea Based Beverage
Sometimes you want something a little more flavorful than water to quench your thirst. And you can find incredible flavor with the C2 line of green tea based drinks at FilStop. You'll love this non-carbonated drink for its smooth taste and variety of flavors including peach, apple and lemon. These easy drinking beverages are great to have on hand when thirst strikes. Order yours now.
Products 1-7 of 7


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CHICAGO (MarketWatch) -- Retail stocks held on to gains made early in the day Thursday to end the session higher amid a spate of earnings results that surprised Wall Street.
The S&P Retail Index $RLX settled at 436.25, up 3.27 points.
Among index components, shares of Longs Drug Stores Corp. LDG, +1.15% climbed by $2.51, up 6.6%, to $40.50 - an intraday high as well as a 52-week peak. The drugstore chain reported a 39% jump in first-quarter income late Wednesday to $12.8 million, or 34 cents a share, compared with last year's $9.2 million, or 25 cents a share profit.
Payless ShoeSource Inc. PSS managed a bigger gain, jumping $2.15, or 15%, to close at $16.28. Earnings for the first quarter catapulted to $30.2 million, or 45 cents a share, from $14.1 million, or 21 cents, in the year-ago period. Earnings from continuing operations rose to 47 cents a share from 26 cents a share. Sales rose to $695.2 million, from $692.3 million.
Similarly, shares of Gymboree Corp. GYMB tacked on 16.5% rising $1.93 to end at $13.65 after reporting a narrower-than-expected profit decline. See full story.
Men's Wearhouse MW also jumped, up $5, or 11.3%, to $49. Late Thursday, Men's Wearhouse delivered robust results. See full story.
Elsewhere, AnnTaylor Stores Corp. ANN, +0.85% moved 62 cents higher, good enough for a 2.5% gain to $25.95 after reporting a drop in quarterly results that matched lowered expectations. See full story.
Tiffany Co. TIF, +0.10% edged up 8 cents to $30.73. The upscale jeweler's board increased its quarterly dividend by 33% to 8 cents a share, payable July 11 to shareholders of record as of June 20.
Shares of Best Buy Cos. BBY, -0.66% slipped 31 cents to $54.19. Christian Brothers Investment Services Inc. said it pulled a shareholder resolution about violent video games when the Minneapolis-based consumer electronics "agreed to publicly outline what may be the toughest policy introduced by a major American retailer to restrict the sale of mature-rated video games to children and teens," the investment company said in a press release.


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Billions Australia presents
AMYL & THE SNIFFERS w/ special guests SURFBORT (USA)
Event Details
Melbourne punks Amyl and The Sniffers are coming home for a run of dates in December, dragging their mates Surfbort (US) along for the ride.
Amyl and The Sniffers have been touring across Europe, the UK and the US for the last five months, selling out headline shows in Berlin, London, New York and Los Angeles, and wowing the crowds at Reeperbahn, End of the Road and the legendary Gonerfest.
They've cut a path of destruction across two continents, winning friends and fans at every stop, as well as glowing write-ups in Fader, The New Yorker, Pitchfork and more.
"Aussie punks Amyl and the Sniffers - almost literally - tore apart London's beloved Moth Club last night - and Jarvis Cocker was in the audience!" - NME
"We are bearing witness to a Rock Star. For Amyl is without a shadow of a doubt, a fucken Rock Star...I can see why Amyl and the Sniffers have signed to Rough Trade, why folk in the UK are going ape-shit." Everett True
Other Events
Sun 8 Dec 2019, 7.00pm | Oxford Art Factory, Sydney, NSWGet Tickets
Wed 11 Dec 2019, 7.30pm | Oxford Art Factory, Sydney, NSW
With special guest Party Dozen. more »Get Tickets


text: Add to Cart Quick view Dinosaur Friends Temporary Tattoos (12) MSRP: $1.50 Now: $1.35 Was: One 12 count package of 1.5 inch Dinosaur Friends Temporary Tattoos. Each package contains an assortment of adorable dinosaur tattoos, including Pterodactyl, Triceratops, Tyrannosaurus Rex, and more!... MSRP: $1.50 Now: $1.35 Was: Add to Cart Quick view


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Firefighters discovered an illegal marijuana grow house in Hayward last week after putting out a small fire at the residence, Hayward police said.
Upon serving a warrant, narcotics officers seized more than 400 mature plants weighing more than 300 pounds, with a street value of more than $500,000, police said.
The fire likely was caused by overloaded electrical circuits, a common occurrence at illegal grow houses, police said.
No details about the home's occupants or other suspects were provided.