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Create an Account - Increase your productivity, customize your experience, and engage in information you care about.
Ad Hoc Cost of Living Adjustment for FY2020 - Should the County Executive approve an amendment to the Frederick County Employees Retirement Plan (the "Plan") that (1) provides for a one time cost of living adjustment to retirees' benefits, which will be phased in over a period of three years, up to a maximum of five percent (5%) of the retirees' monthly benefit payment, depending on the period in time when the Participant's retirement occurred, and (2) requires that the Retirement Plan Committee (the "Committee") evaluate the adequacy of cost of living adjustments every three years to assess the impact of inflation on retirees' benefit payments, and forward this amendment to the County Council for their consideration?
Frederick County Council to consider an additional Cost of Living Increase (COLA) for Retirees. During 2018 the Frederick County Retirement Plan Committee reviewed several options to provide an additional COLA for existing Retirement Plan participants. Ultimately the Committee made a recommendation to the County Executive to provide a one-time additional COLA with a tiered structure that extends a greater benefit to the longer term retirees. This new one-time COLA would be in addition to the 1% compounding COLA already provided by the Plan. This tiered structure, which would be provided over three years beginning with Fiscal Year 2020 (July 1, 2019), is shown below in Table 1.
The County Executive supports this one-time tiered and phased in COLA. Since this requires a Plan Amendment it has been submitted as a Bill to the Frederick County Council. The proposed bill will also require that future additional COLA adjustments be evaluated at least once every three years following the adoption of this Plan Amendment and in conjunction with the actuarial valuation of the Plan. This should ensure that any future COLA will be considered on a more frequent basis.
The Bill to Amend the Retirement Plan to add this new COLA for existing retirees will be introduced to the County Council on January 15, 2019, The Council will hold a Public Hearing at Winchester Hall regarding the Bill on February 5, 2019.* Retirees who are interested in this Bill and COLA can see a copy of the bill on the County's Web site under the Human Resources Page - Retiree Information & Resources. Retirees that have questions about this Bill can contact Diane Hoffman in Human Resources at 301-600-1625 or Michael Marschner, the Retiree member of the Plan Committee, at 301-600-1133.


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I'd never expected my first time to be in a cabin in the woods, but I realized the place didn't matter. The person did. With someone you loved, you could be anywhere, and it would be incredible. Being in the most luxurious bed in the world wouldn't matter if you were with someone you didn't love.
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subset: commoncrawl


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1. What are the key transformations during your tenure? Technology is increasingly important in and impacts our daily lives. In the past 6 years, SIAA has made strides that impacted the industries both locally and overseas. Our members benefited from the various programmes which we have organized over the years. Most impactful is the cross-border activities which included 23 study trips of different scale to visit a total of 11 countries in addition to the iMAP schedule. These overseas exposures helped to shape and transformSIAA into a leading brand and an industry opinion leader in transformational technology2. What is the single achievement which made SIAA proud? We created two iconic events – IoT Asia and SIRE, and these shows have grown in size never expected before in our history. They have become our signature and sustainable machinery to propel the Association to greater heights.3. Where do you see SIAA going in the next 6 years?SIAA must remain relevant and build upon the strengthening of its membership base. I always remember that as a President, I serve the interests of our members. The executive team must continue to serve the membership and not let our limitations dictate the service level. What we could not have done yesterday, can be done tomorrow. By the time SIAA crosses 40 years old, I see a trade association with three peaks of attainment:(a) An established culture of membership quality service(b) A framework of execution driven by DATA insights(c) An iconic opinion leader on A.I.R - both locally and regionally4. What advice would u give the next president and his team?Think BIG, Start SMALL and Act FAST.5. What would you do next? I would probably focus on the International Media & Public Relations. SIAA has matured into a strong association. We have long established a network of local and overseas alliances. It is time to evolve. We can play in the greater international arena now. I would focus on building international alliances to create opportunities for SIAA and our members.
1. What are your immediate priorities? (A) Our Immediate and past President- Oliver, had left a big shoe for me to fit in over his impressive track record for the past 6 years of serving the association.
The most immediate task is to continue to push on the momentum that we had garnered with our "AIR" initiative which is Automation, Internet of Things and Robotics. My immediate priorities is to realign internal resources which is our secretariat team and provide them with an overall focus direction that the association will be heading forward in the next 12 months.From here we continue to leverage on the support of our council members to build up the ECO systems for IoT and Robotics which we had being planning and executing for the last 1 year and work forward towards a concrete action plan that can be rolled out to benefit our members and recruit more SME companies who see digital transformation as part of their growth and sustainability path. We need to continue to take the leadership position in the IoT space as well as the Robotics and AI space.Finally we look forward to also work out transformation needs for our local manufacturing in terms of automation requirement towards the smart manufacturing initiatives. With the association outreach initiatives, we had formed alliances with numerous overseas trade association, as well as technology association this will provide a platform for our members to engage with them to work on collaboration and projects which are related to their business focus. SIAA had also established working relationship with our local Trade Association and Government agency and with this members can leverage this platform to establish possible initiatives with our contacts and from there enhance their skill sets, opportunities to work on some government grant and government technology framework to improve their capabilities and core competence and participate in overseas trade show and seminar through the support by Enterprise Singapore under the IMAP reimbursement scheme to reduce the marketing and sales costs in going regional. (B) From here our members can leverage on the framework and platform that SIAA had established and use this as a stepping stone to engage other possible partners to co-work in projects, product development and also market development with local and regional organization and hence making the journey smoother and easier and also sharing experience with others members over this initiative. Hence this will provide the eco systems for developing and opening up new business opportunities in the region.(C) Strengthen membership, and to encourage members to take a more active role:Moving forward we would align council members who is assisting to take the role of the various initiative that SIAA is working on to team up with our secretariat and move forward on a focused direction with a set objective to initiate different program such as membership strengthening , IoT and robotic ecosystem program. We will be actively engaging new and current members to come on-board to join us and also create opportunities for our members to strengthen their competence, skill sets and also regional expansion plan. We look forward to transform our initiative to an ecosystems that will support the association foresight in term of industry transformation and technology advancement. Our objective is to engage the "AIR" community to develop capability and competence and drive the association to be a though leader in this framework.2. What would you do different in the next 3 years?We are not going to move out of our focus for the next 3 years and with this there is not much difference from the current initiatives. The main difference that we will be doing for the next 3 years is to continue to build on the area of Strength for SIAA, engage our members in this area and develop ecosystems that will transform and put the thought into action.We will spend less effort in building standard and documentation and move our resource towards creating the possibilities and engaging disruptions. We will embark on a project-orientated approach to integrate the plan into an actionable initiative that the association will work on. We focus to develop a team for the association so that the association can strengthen its core and build a brand and with the association become relevant and sustainable in the long run. Hence this involves immerse communication among members, secretariat, industrial practitioner, technology adopters and with this frameworks we will work with respective government agency to source for funding to ensure that the project is viable to be implemented and supported by local SME companies. 3. What is your vision of SIAA in 5 years' time? I see SIAA as an ecosystem pivot: A business catalyst & a network multiplier. SIAA remains faithful to our mandate: A.I.R (Automation, Internet Of Things & Robotics) Over the next 5 years, SIAA will work towards building collaborative ecosystems and engaging projects to further our reach & network. This is so that our members can easily tap on these networks/frameworks for their business purposes. To these extents, our foundation projects: The Singapore Pavilions efforts (Internationalization/ helping members to sell in the international market), IoT Asia and Singapore International Robo Expo (SIRE) are building blocks that will continue to connect regional buyers and business partners to further enhance SIAA members' market competitiveness.The next 5 years we will witness the paradigm shift that the association will be working towards digital transformation, industrial transformation and framework standardization and with our current team; We Are Ready!
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Without attempting to build a case for the police personnel, one can safely say that the police in at least two cities of this country — Delhi and Mumbai — have a thankless job to do. The police must have to tread a tightrope in allowing a mob to protest within the parameters of democracy, and yet, know exactly when it needs to be controlled, and try to do so without earning flak from all quarters of the society.
In the ongoing Ramjas College ruckus at Delhi University, one noise that has not yet reached a high decibel is that of high-handed behaviour of Delhi Police with the protesting students.
One slight murmur at the beginning of the fracas has already been dealt with by the police. At the onset of the crisis, several students and teachers were injured in clashes between the Left-affiliated All India Students' Association (AISA) and the RSS-backed Akhil Bharatiya Vidyarthi Parishad (ABVP) at Ramjas College. Police said eight of its personnel, including an SHO, too sustained injuries.
However, following this, Joint Commissioner of Police, Devendra Pathak on Wednesday night admitted to "unprofessional conduct" on the part of police and said that an enquiry would be made into the incident, and strict action would be taken against those found guilty.
This is rather unusual for a police force that has not been known for decent behaviour in times of a crisis such as this.
All high-profile mass protests in the recent past have been marred by police high-handedness. Whether it was the unprecedented protest against the Nirbhaya gang rape incident, or the large-scale congregation of protesting people at India Gate and Ram Lila Maidan during the India Against Corruption movement, or the agitation of Delhi students in support of Film and Television Institute of India (FTII) against the appointment of Gajendra Chauhan as the institute's chairman, police earned brickbats for roughing up the protesting students.
The infamy of Delhi police apparently reached its nadir in 2016 during Jawaharlal Nehru University (JNU) students' agitation, when cops thrashed student protesters on the streets of Delhi.
Several eye-witnesses of the incident from February last year said that though there was provocation, the police could have handled the situation better without unleashing brutality. It was widely reported that in the absence of women police officers, male cops assaulted girl students in broad daylight, for which Delhi Police had received severe criticism from various quarters.
But, how come the Ramjas College controversy has passed so far without any ramification of police excess?
Former Director General of Police, UP, Prakash Singh believes that the police seem to have learnt its lessons from the past.
"Police seem to have learnt its lesson from past incidents. This time the police have been doing a good job. It speaks about the leadership quality of present Delhi Police Commissioner Amulya Patnaik. Handling student agitation is a tough job as it is highly volatile and police have to be objective and fair in dealing with such cases; even more so when the government is directly involved," he said.
Despite showing restraint and handling the Ramjas College episode with extreme care, the Parliamentary Standing Committee on Home Affairs, headed by former Union Minister P Chidambaram, questioned Patnaik on 28 February and asked the latter what action did the police take over the clashes outside the college and on the alleged rape threats to Gurmehar Kaur.
"The misfortune with police is that given the complexity of situation and despite doing a good job, they are at the receiving end, and are always criticized. This demoralizes police force," added Singh, also the former Director General of Border Security Force, who has worked on police reforms in India.
A senior officer in Delhi Police added, "Police have been extremely cautious in handling the ongoing student agitation so that no negative message gets communicated. Government too doesn't want any controversy in this episode."
Find latest and upcoming tech gadgets online on Tech2 Gadgets. Get technology news, gadgets reviews & ratings. Popular gadgets including laptop, tablet and mobile specifications, features, prices, comparison.
Updated Date: Mar 02, 2017 17:09:20 IST


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Hi, I'm David and I am a wedding photographer based in Liverpool working for fantastic couples in some of the most amazing venues around the North West.
You will receive a stunning set of photos that will tell your wedding story, all captured without interacting or posing you at all.
The photos will reflect the amazing things that happened through your day, including the little moments you missed.
Your favourite photos of your friends and family will be those when they were caught completely unaware revealing their true selves.
You will be able to look through images full of the tears, the fun stuff and the wow stuff.
All the priceless moments from your wedding which will only increase in value as time passes.
Your wedding photographs will have real meaning as they have real emotions connected to them.
Sometimes you will never know the value of a moment until it becomes a memory.
"We couldn't be happier with our wedding photos. David caught every moment and has a talent for really capturing people's emotions. He put everyone at ease and was very charming. We all felt so comfortable, that it felt like he was one of the guests! After a lot of research we chose David, based on his documentary, 'non-staged' approach. We could not have anticipated how amazing the final photos turned out to be. They were all that we hoped for and much more. He went above and beyond to make sure that we were happy and the photos he took were beautiful and timeless." - Costa & Kevin
It's always a massive buzz to receive feedback from my very happy couples. Take a look at my testimonials page to see more kind words.
Wouldn't your day be perfect if you could totally forget that your photographer is present,
allowing you to just enjoy your wedding day spending as much time with your loved ones as possible…?
…to receive a collection of photos that really tell a story?
…to be taken back to that moment every time you view the photos?
…to see the bits you missed on the day?
…to have truly meaning photos of you both together without any fake poses?
…to receive a family heirloom that will be passed down to your kids and grandkids?
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I don't do massive shot lists and loads of boring line ups and set up shots. I don't want to control your day or boss you about. I am all about being discrete and unobtrusive. I want to capture all the big, happy tears and the belly laughs and all the little things in-between. I will give you a set of images that will take you back to your wedding every time you view the photographs.
"Every time we look at the pictures we are taken back to that very moment and relive it all over again; you cannot ask for more than that" - Gemma & Karl
I want you to be able to look at your photographs years from now, and relive your special day with heart wrenching images that will take you right back to that moment.
I love photographing people, and although I live in the wonderful city of Liverpool, I am available to photograph weddings anywhere in the world.
I have shot at the top wedding venues in Liverpool and the North West, although It's always a fantastic experience to shoot at a new venue!
All of the different parts of your day from the bridal preparations, onto the wedding ceremony, wedding breakfast and speeches and first dance will be photographed with my unique hands off style. A lot of my couples comment that they were not aware of my presence for the majority of the day!
Please take a look at my wedding photography portfolio. Here you will find some of my favourite photos I have taken over the past couple of years. Or if you would like to see what to expect from your wedding, head over to my featured weddings page.
I would love to join you on your special journey together.
The photo above is one of my favourite photographs I have taken. You can really see the happiness the Gran feels as her grandaughter gives her a kiss. Out of all of the photographs I took of this wedding, the bride loved this one the most. I love wedding photography so much because I love people. To capture shots like this, which re-affirms how wonderful human beings are, will always feel special to me.
I am a Liverpool wedding photographer approaching your wedding with a documentary approach. The specific name for my style of photography is called Documentary wedding photography. You can also call it Reportage or Wedding Photojournalism. They all mean the same thing - Telling the story of your wedding with natural photographs of real moments.
Imagine if your photographer started giving directions during the wedding ceremony as you exchange your vows, and tried to set up the exchange of rings? What if the photographer got involved during the speeches, asking the best man to tell the joke again because he missed the bride laughing? Crazy right?
So why should your photographer direct and control any other part of the wedding day?
All of the different parts of the wedding day - bridal preparations, the wedding ceremony, the drinks reception at the wedding venue, speeches and first dance; I will approach with the same dedication to capture all of the real, beautiful things that happen with no direction or interruption. To find out more about me, check out my About page.
I have loads more information on my F.A.Q page.


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The subtly arching center-dent crown of the Biltmore Arno is an exquisite design one rarely finds in modern men's hats. In all other respects it is like a normal steel fur felt fedora, complete with a snap brim and a grosgrain dress band, but that one special flourish sets it apart. Naturally, the interior of the hat is protected by a high-quality leather band and satin lining. They don't make 'em like this anymore, don't wait on this one. While supplies last. Canada.
Colors: Steel
Brim: 2 1/4-inch snap brim.
Crown: 3 7/8-inch center dent.
Sizes: 67/8, 7


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The Ocellaris Clownfish, also known as the False Percula Clownfish, False Clown Anemonefish, and Anemone Demoiselle, is found associating with anemones throughout the Indo-Pacific. It can attain a length of 3.2" (8 cm) in the wild, but aquarium specimens rarely exceed 2" (5 cm) unless they are imported large. This fish is sometimes sold as the Percula Clown, even though it is not. The color pattern is very similar, but it is not as bright orange. The advantage of the Ocellaris is that it is much hardier.
It is a long-lived clownfish that is excellent for the beginner hobbyist. It does best in the presence of anemones such as Heteractis magnifica or Stichodactyla sp. Like the related damselfish, it is well-suited for all but the most predatory tanks.
Tank raised clownfish are very hardy and durable fish making them a perfect addition for the novice or seasoned aquarist. If introduced to the aquarium at the same time, many varieties of tank raised clowns can be maintained together in the aquarium.
Although there are no external characteristics to differentiate male and female, most are born as females and become males as needed. A pair will lay eggs just under the oral disc of the host anemone, using it to protect the eggs. The eggs normally appear olive green in color. Without proper preparation, rearing in the average tank is nearly impossible.
This clownfish is an aggressive eater. It will take most meaty foods and frozen herbivore preparations.
Fish Facts
Name: Ocellaris Clownfish (Amphiprion ocellaris)
Family: Pomacentridae
Range: Eastern Indian Ocean and Western Pacific
Size: Up to 4 inches
Diet: Omnivore
Tank Set-up: Marine: Coral or rock, plants
Reef Compatible: Yes
Tank Conditions: 72-78°F; sg 1.020-1.025; pH 8.1-8.4
Minimum Tank Capacity: 30 gallon
Light: High
Temperament: Peaceful
Swimming Level: Bottom
Care Level: Moderate
Care Level: Egg Layer


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Intelligent bus passenger flow statistics system, the front-end cameras can be installed in front of the bus, back door, front / rear of the car, respectively, for each bus station statistics traffic and the number of passengers in the car. Users have different ways and means to remotely access the terminal device. Through the software platform or direct IE access to real-time video monitoring vehicle dynamic information, accurate passenger flow statistics, and monitor the statistical area settings
High system statistics accuracy In the standard monitoring area environment, the number of statistical accuracy as high as 95% or more
Video images and statistics intuitive
Intelligent Video Passenger Counter--- BPC, extracted from the video screen provided by the fixed camera in the movement area, according to these movement area statistics, video and data intuitive and clear.
Multi-channel simultaneous statistics
System to achieve multi-channel video data statistics, with high real-time and accuracy of identification and statistical speed
Recognition process from the clothing color, ethnic color, hair color, luggage and other factors, the recognition speed can be met
Practical application requirements.
Data report generation in various forms
The system can carry out statistical analysis on historical data by year, month, day and hour, generate reports, provide powerful references for management and decision-makers, and check video and video viewing modes at any time.
The system can adopt the network structure mode, managers and decision-makers can remotely view the population data and images of branches in different regions through the Internet, or use dedicated video software to browse.
Easy to Operate System
System is simple, user-friendly design, easy to use, easy to connect and install.
Stand-alone work, no computer hosting, the system is stable, powerful data storage and backup mechanism


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Nail Decoration is Important for Fashionable Appearance0
Women and fashion goes hand in hand. They would do anything to stay in fashion. It would not be wrong to suggest that women would look forward to staying in fashion in every fashionable aspect. They would look forward to making the most of the fashionable world to enhance their overall appearance. Despite you dressing up in the best manner adorning expensive clothes and jewellery, your beauty would not be complete without decorating the natural you. Are you confused? Do not be, as decorating the natural you would entail decorating your fingernails.
It has been the most neglected part of the human body, especially when it comes to decoration or make up. The nails, regardless long or short in length should be decorated well in order to enhance your overall appearance. It would be in your best interest to make the most of nail art decorative ideas offered by MsMee.


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Sometimes I read a middle grade book and they get it just right, so that I feel like a kid again when I read it. Other times, I feel like a Mom, reading a book that I shouldn't be reading. If I try to convince myself that I am twelve and reading this, I guess it has the kind of drama I liked when I was actually twelve. But I'm not so sure. For one thing, in the sheltered existence that my kids live, here on the east coast of the country, I'm pretty sure that my kids, (or most their age — 9-11), thankfully have no awareness of gang culture. And there is a lot of conversation about gangs in this book, which I guess I did not realize by the relatively benign description of it on Amazon. There is a lot to handle here, and honestly, I felt like a bit of a prude when I was reading it. It seems too sexually advanced for the intended 10 year old audience (according to the publisher), especially considering that most kids this age are just having their first fifth grade "health" classes. As the mother of an 11 year old who often reads well above her grade level, I would hold off on this one for a while. This book seemed more appropriate for an early YA title, but the main characters are in seventh grade, which does not feel right for that age reader.
There are different narrators in this book, and I found myself sighing when certain characters took over. There are email posts from principal to new teacher that I hope do not really happen in real life, but I imagine they do. ("Stick to the basics, easy on the creativity" kind of thing) Given the general maturity of the characters, there are two exceptions in Jake and his oddball friend Dorothy. But Jake and Dorothy truly bring outsider to a new level. It was incomprehensible to me that Dorothy could go from a seemingly lunatic kid (who walks around the school talking to herself and making animal noises at people), to an immensely popular girl in less than a school year. Every single main character is so extreme as to be almost completely unbelievable to read – I am a huge reader, and this was a challenging book to finish. I have to say, that one of the biggest surprises was that Disney published this book. Not what I would expect from them. However, I like that they would take the risk and go edgy, I would just like it to be better written. Honestly, if you need to read a good book about teenagers and gangs, read The Outsiders.


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May 5, 2016 •
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Despite humble beginnings he become as one of the world's most renowned motivational speakers. One of his speech inspired me to create my third motivational video Dream. Over the years Les Brown's speeches, audio tapes and books have...
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One day I asked myself "Is it possible to make video as much popular like my Why Do We Fall and Dream?" I set bar with those two really high but I challenge myself to set even higher. I was aiming for video that people will...
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This time I've decided to switch things up. I don't like making videos in the same way. Even if I reach less views or not everybody will like it. I was trying to create something more inspirational than motivational. Inspired...
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I was inspired by Leo DiCaprio speech in movie Inception: "A single idea from the human mind can build cities. An idea can transform the world and rewrite all the rules." "When you travel down success, you have to...
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After putting so much effort in my second video once again I received negative opinion on it and this show me what I have to improve in my next work. On Unstoppable someone said that I 'doesn't feel magic like in my first...
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"I want the world to be better because I was here." That's the mission behind Mateusz M. I'm a 23-year-old video editor from Lublin, Poland with a huge passion for self development & movie montage.
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Copyright © 2016 MateuszM
Created by Bartek Wiak
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Hey guyz…. pliz help me, m gaining weight too much but m during sum exercises
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Video: Lawmakers fight in the Texas House amid immigration protests
Hispanic legislators became enraged after Republican Rep. Matt Rinaldi threatened to call immigration authorities on protesters.
Here's a video of the fight that broke out on the Texas House floor after a Republican lawmaker said he called immigration authorities on people protesting "sanctuary cities" legislation.
Rep. Matt Rinaldi, R-Irving, said he called U.S Immigration and Customs Enforcement while hundreds of people dressed in red T-shirts unfurled banners and chanted in opposition to the state's new sanctuary cities law. The action enraged Hispanic legislators nearby, leading to a tussle in which each side accused the other of threats and violence. Read the full story.
Video published courtesy of Nar Dorrycott, chief of staff for Rep. Ina Minjarez.


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Speaker: Madan Musuvathi
Affiliation: Microsoft Research
Parallelizing Seemingly-Sequential Computations
Madan Musuvathi
Microsoft Research
ABSTRACT: Important applications, such as machine learning and log processing, involve iterating over a large data set with loop-carried dependences across iterations. As such, these computations are not embarrassingly parallel. In this talk, I will describe symbolic parallelism, a general methodology for parallelizing dependent computations. The basic idea is to break dependences using efficient symbolic reasoning.
This work is primarily motivated by the need to extract parallelism from data processing queries that combine standard relational operations (such as map, reduce, filter) with non-relational application-specific code. By applying symbolic parallelism to such code and exposing the resulting parallelism to the underlying query optimizer, we obtain 2-4 orders of magnitude performance improvements over Hadoop and SQL Server.
BIO: Madan Musuvathi is a Principal Researcher at Microsoft Research working in the intersection of programming languages and systems, with specific focus on concurrency and parallelism. His interests span program analysis, systems, model checking, verification, and theorem proving. His research has led to several tools that improve the lives of software developers both at Microsoft and at other companies. He received his Ph.D. from Stanford University in 2004.
Hosted by Todd Millstein
REFRESHMENTS at 3:45 pm, SPEAKER at 4:15 pm
Date(s) - Dec 01, 2015
4:15 pm - 5:45 pm
3400 Boelter Hall
420 Westwood Plaza, Los Angeles California 90095


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Although it may not be necessary for Rwenzori, you may still wish to engage the services of a personal trainer, who could help you to fine tune your fitness to a higher level while minimizing strain and maximizing your potential in ways you might not have imagined. Personal trainers can also be a great motivator, as you and the trainer have your weekly session, thus you will feel an incentive to complete your planned fitness programme for that week.
30 Downfield Lodge, Downfield Road, Clifton, Bristol BS8 2TQ, ENGLAND.
Mobile: +44 (0)7810 375400+44 (0)7810 375400 (evenings please). Skype: SummitClimb or SummitTrek
Box 123, Lakebay, Washington, 98349, USA Telephone: 360-570-0715 Skype: SummitClimb or SummitTrek
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GDPR General Data Protection Regulation Privacy Policy Update. Please go to "About Us"on www.summitclimb.com


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United Way is not just about raising money, it is about building better communities for our children, our families, and our friends. It takes a forum to bring these communities together, coordinate efforts, set goals and measure progress. Heart of the Ozarks United Way belongs to the people of our area and tackles the role of bringing everyone together to make Howell County a better place to live.
Our Mission: "To support and Serve local agencies to help increase the organized capacity of people to care for one another."
Heart of the Ozarks United Way recognizes and thanks the companies and individuals who donate to the yearly campaign. Through our combined efforts of harnessing the small donation and additional corporate donations we are confident that we will be able to reach our goal of $125,000 for the 2017 Campaign. These funds are necessary to assist agencies in our communities that assist those in need. If you would like to hold a presentation at your business or would like further information please contact the office by calling 417-257-7184 or emailing at email@example.com.


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When you book your wedding photography with me, you're invited to take up the offer of a free engagement session in the studio. Actually, I just call it an engagement session but it's likely you've already been engaged for a while by the time you book your wedding photography so you can use it for whatever you'd like. Grab some pictures of the two of you together, be romantic, be serious, be silly with a photo booth styled shoot – like I say, whatever you'd like.
This is Russ and Louise, who are letting me share in their wedding day later in the year and it was a pleasure to have them in the studio for their session at the weekend. They hadn't ever had studio photos taken before and so they were a little bit unsure of what to expect but there was absolutely no need for nerves, they both were so natural in front of the camera and what gorgeous smiles!
Put the pictures on your wall, create a signature frame for your guests to sign at your wedding, use it for your invitations – whatever you like. As part of the session, you get one free digital image to download at print quality after your session and you're welcome to order more if you'd like to. Still, as with all my photography, there's no sales process, you just view and order your images from the comfort of your private online gallery.


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Twitter Updates
- Humm fb.me/4NxfNUrvp 3 years ago
- New marquees coming next year ready for a new summer party season wp.me/p25TW0-79 5 years ago
- Away for Christmas wp.me/p25TW0-76 5 years ago
- Chipper in service wp.me/p25TW0-6Y 5 years ago
- New office wp.me/p25TW0-6R 6 years ago
Monthly Archives: June 2013
At the Isle of Wight Festival
Agritechnik visited one of the untidier corners of the Isle of Wight Festival – to deal with an urgent customer call!
Posted in Agricultural engineering Tagged events, festival, repairs and service Leave a comment
New service
We are now offering a chipper blade sharpening service as we have bought a machine specifically for this task. Just drop in with your blades and we can sharpen them while you wait, although its a good idea to phone … Continue reading
Posted in Agricultural engineering Tagged chipper, machinery servicing, maintenance Leave a comment


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Revolutionising the espresso extraction process Barista Technology proudly introduces the industry first collaboration between two of the industries leading brands Puqpress and Victoria Arduino. This incredible culmination offers precision tamping paired with premium 'on-demand' grinding in one single unit.
This combination provides a seamless (hands-free) grind and tamp solution for today's most demanding barista.
In this highly competitive industry, why take the risk of less-than-perfect shot extraction?
Today's industry standards demand perfection and consistency, which simply isn't guaranteed by sophisticated grinders and fancy espresso machines alone.
The new Puqpress M2 is designed to work perfectly with the amazing Mythos One on-demand coffee grinder. Bringing all the great features from the Puqpress Q2 but now in a new body that sits perfectly under the Mythos One grinder.
Unparalleled engineering and state-of-the-art design are just of the amazing aspects of the Puqpress automatic tamper which deliver perfectly compressed coffee grounds and a precisely level tamp - every time.
Puqpress is one of the fastest growing barista tools in the world and has already taken the Australian Speciality Coffee Industry by storm. Partnered with the Mythos One it's a winning combination for baristas who want to offer their customers a true coffee experience.
Mythos One stands out for its innovativeClima Pro technology and for the Clump Crusher system that ensuresdose consistency and regularity in the coffee stream outflow giving better extraction quality. The technology of the Mythos One has not gone unnoticed; day after day more and more baristas appreciate its features as well as its new systems that help to bring consistent quality to espresso.
In the Mythos One on-demand coffee grinder innovative intelligent management of the grinding chamber temperature guarantees a constant dose and thus a better quality of espresso extraction. The grinding temperature has a great impact on the constancy of the dose. The Clima Pro technology manages the temperature in the milling chamber, using a cooling system that starts automatically as soon as the sensor detects the need. It is a simple solution, but one that brings great advantages for quality extraction.
Mythos One Features
Puqpress M2 Features
Want to learn more about each of the products offered in this bundle?
Check out their product listings below:
Puqpress M2
That manual tamping can lead to musculoskeletal injury risks for baristas?
Click here to an independent comparison between Manual Tamping and the Puqpress.
|400 x 188 x 500 mm (D x W x H)
|230 (50Hz) | 115V (60Hz)
|Bean hopper capacity
|Grinding adjustment
|Productivity (Kg/h)
|Grinding speed (sec/dose)
|Gross weight
|25kg / 55.1lb
|Net weight
|23kg / 50.7lb
|Portafilter Compatibility
Suits 53-58.4mm baskets including VST.
All types of portafilters, all brands, single or double spouts
|Tamper Diameter
58.4mm (customised, tolerance +/- 0.1mm), suits basket sizes ranging from 53mm-58.5mm.
|Tamper Shape
Flat bottom
|Adjustable Pressure
10-30kg (+/- 1kg)
|Cycle Duration
1.3 seconds
|Lower Clamp Height
|Adjustable height to suit different portafilters via hex key
|LCD display for pressure adjustment
|Cleaning Setting
|Available via one-touch LCD display
|24-month parts & 3 months labour warranty
|Cable Length
|2.5-metre power cable
|70 watts
|Input Voltage
|110-230 Vac, 50-60 Hz
|380 (D) x 180mm (W) x 170mm (H)
|Net Weight


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AREA SALES MANAGER Interview Questions
AREA sales manager interview questions shared by candidates
Top Interview Questions
5 Jul 2012
The market is so compitative?
In this case co requaired market segmentation and look some more potential area also search for pin hole strtegies.
To stay in this market the co. requires to look at the key areas and the potential customers to whom they can afford to give additional benefits.Its not very difficult to survive in the market just need an attitude and planning to succeed.
28 Jun 2012
How much business you will give as in the first month of your job ? And tell me the ratio of expanse with the first month business out come ?
1–10 of 184 Interview Questions


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The tune BOUNDLESS MERCY first appeared in the tunebook Union Harmony in 1830. The rousing text and tune are the basis for this exciting arrangement. The dynamic range, accessible writing and the energy prevalant throughout the piece makes this a very effective anthem for worship.
Voicing: SATB
Instruments: Organ
Topics: Music


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It looks like you're new here. If you want to get involved, click one of these buttons!
There's no replacing great advice for an individual who seems to be entirely a new comer to the art of photography. There are a variety of unexpected ups and downs that you all must cope with at times, but the result can nonetheless be amazing photography. Every tip on this page will improve your pictures. lightning
Take your pictures quickly. In the event you take a long time to snap the shot, you could miss it. It would change the look of the photograph. The faster you snap pictures, the more effective chance you might have of getting a high quality one!
Be mindful of the framing of your respective subject. What this implies can vary by subject. For instance, if you are going for a picture of a single person, getting a close shot the location where the subject fills the frame is your best option, since facts are important. However, a landscape shot might make use of being further away, as you get the whole scene in this way.
One important thing that you can do when you are taking pictures would be to lean on something to attain better balance. The greater balance you have, the less movement the camera will make, which may increase the sharpness of the shots. Take care of your balance when you desire optimal photographs.
With regards to photography, framing is vital. Get rid of distracting elements by zooming in your center point. This will likely avoid a cluttered photo.
Make use of a rather low ISO. An effective ISO is just about 200. By using this range of ISO is likely to make your pictures look dark in certain situations, but it is simple to alter the contrast and light-weight on a computer. If you are using a greater ISO, you will definitely get a lot of noise on your own picture, making editing harder.
A wonderful tip that can make your photographs more interesting is always to start utilizing patterns. Patterns is an excellent design motif if you are using them correctly. You will find patterns on most situations. You can get them on a lot of clothes, in architecture, and even in nature.
If you are planning for taking photos inside a new country go instantly to the postcard rack. Postcards can assist you gain new ideas in the scenery that may be unique to the country that you are in. Start using these photos as ideas for the spots that you might want to visit.
Invest in a DSLR (Digital Single-Lens Reflex) camera if you want to take professional-looking photographs. When you find yourself purchasing a camera, usually do not be worried about the number of megapixels this product has instead, target the image sensor. Most professional photographers buy full-frame DSLR cameras, which take incredibly clear pictures of your respective subject material.
Tripods are excellent pieces of photography equipment, however, not all of us have one or can pay for one with regard to their shots. So, what else could you do in the meantime to make certain that you have steady, sharp shots of your own subject? Try leaning against something solid to be able to steady both hands and also the camera.
As an alternative to waiting until your destination to start recording your journey with photographs, start snapping those photos once your trip starts. While shooting on location provides you with some good shots, you must also view since the entire trip as a technique to capture some good pictures. Document each phase of your vacation -- the airport is usually great for some interesting shots.
Pay careful focus on backgrounds when composing your photographs. Jumbled, messy rooms can ruin a graphic and stop your subject from standing out. Also, the smallest item within variety of the snapshot can be a distraction, taking from the central focus. Always make a quick scan in the room or landscape, then remove items that will detract from an otherwise perfect shot.
Play with the shadow of your own object. Each time a shadow is projected on the distorted surface it adopts interesting shapes. You can even have an original shadow become the subject of your photograph. Arrange the lighting and the background to create shadows change and adopt a shape you need to deal with.
To get a great photograph, make sure you notice the surrounding objects when framing the shot. Too many times you will find distracting, unwanted elements like trash, telephone wires or even your fingertip intruding to the shot. Frame the photo which means your subject plus a non-distracting background are the only elements in view.
Ensure you are mindful of what circumstances are right for the application of the camera's flash function. It's not something to simply always leave on auto. Too much light may actually ruin the picture. Make sure that you possess the flash excited when you're inside a dim environment or need to handle low lighting.
Decide what you would like out from a camera before you decide to put money into one. Decide if you wish film, or maybe if an electronic digital camera will better satisfy your desires. You should also decide what features you may enjoy having. Know if you want a point and shoot type, or even a more difficult manual focus type.
Decide if you are considering a subject before you photograph it. Recognize that if a subject is seeming boring to you personally, it will likely be boring to future viewers of the image. Take a moment to create your shots interesting, and you will definitely be rewarded with better shots.
Try not utilize your camera's red-eye reduction. This normally does a pre-flash that shrink's the subject's pupils to lower the reflection. Even if this works, furthermore, it provides the person a stern warning and will either cause them to flinch if the actual photo has been taken or they'll pose more for the photo. You're more well off using computer image editing software to edit out the red-eye later.
Every time you have a photograph, you want to make sure it's a good one. In today's chronilogical age of photo editing and cameras, anyone can take an exceptional photo. It's just a matter of learning how. Thanks to the advice on this page, you have to be taking better looking photos quickly.


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Build a campfire bench Campfire Bench, Curved Bench, Curved Outdoor Benches, Curved Bench, Outdoor Seating, Curved Wood, Wooden Bench Plans.
Sturdy, yet lightweight, these curved benches provide a perfectly portable additional seating wherever needed. Solid cedar construction ensures years of
As there's a myriad of curved garden benches for you to choose from, you'll need help in making the right decision based on your needs. So, check out our
Build a bench from patio blocks to add an elegant touch to any porch, patio or garden.
Patio wall panels are designed to let you easily build curved or serpentine walls. These basic steps will help you learn how to build a simple wall panel either on
We design and install custom curved decks uniquely tailored to your home. This curved bench idea is similar to auditorium seating or the theater where there


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Monday, March 06, 2006
3 Comments:
- W said...
Been preparing for your military event planned for later? I hope you got the news cameras set up with the best angle.
- TVonthefritz said...
Didn't BRMC come to Nashville a few weeks ago? If they ever come back, we must go see them together. As for the liberal blogging thing, I frankly get tired talking about politics everyday. I'll probably be back in a week or two. At that point, I think I will concentrate more on creating substanial weekly publishing rounds instead of everyday posting. I also think I'll get more involved in local politics in the vein of Enclave. As of now, TVontheFritz is just another asshole spouting his opinion on the Internet. I want to change that if I can help it.
I would've sent you an e-mail, but I'm too lazy to log-in and type appropriateaunt in the heading.
- Aunt B said...
W., you'll be shocked to know that not one member of the military showed up. I blame Blogger and the fact that Tiny Cat Pants was unavailable for so long this morning.
Fritz, I hear you. You've got to do what you've got to do to feel refreshed and reinvigorated. Still, I'm starting to feel a little lonely.


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Back to our Introductory Information Packet
Who invests in gold?
In the first of our Six Keys to Successful Gold Ownership, we challenge the misconception, often perpetuated by the media, that individuals who own gold are somehow outside the American mainstream. Nothing, as you are about to read, could be further from the truth.
Private individuals invest in gold
Contrary to the less than flattering picture sometimes painted by the mainstream press, the people we have helped become gold owners are among those we rely upon most in our daily lives – our physicians and dentists, nurses and teachers, plumbers, carpenters and building contractors, business owners, attorneys, engineers and university professors (to name a few.) In other words, gold ownership is pretty much a Main Street endeavor.
In a recent Bankrate Survey, one in six investors (16%) chose gold as the best place to park money they wouldn't need for more than ten years – the same number that chose stocks. Another 6% chose bonds, while 25% chose real estate, and 23% said they would simply bank the money. To the typical Wall Streeter, these results represent a world turned upside down. CNBC's Jim Cramer took one look and lamented, "As someone who has lived and breathed stocks for most of my life, this is a horrendous finding. But it's not surprising." Similarly, a Gallup poll found that 34% of American investors rated gold the best investment "regardless of gender, age, income or party ID. . ." In that survey, investors rated gold higher than stocks, bonds, real estate and bank savings.
Institutions and hedge funds invest in gold. . . .
Funds and institutions, so-called professional investors, have poured large amounts of capital into gold over the last few years through ETFs, straight-up physical ownership in the form of bullion, and paper ownership in the form of futures and options. In fact, institutional involvement may be unprecedented at this juncture and it is not just the high-profile gold advocates who appear regularly in media interviews pumping capital into the market, but hundreds of funds and institutions from one end of the globe to the other.
According to Australia's Macquarie Bank, almost 3000 tonnes of gold in physical form sit on the balance sheets of Chinese commercial banks and financial institutions – a surprising revelation. In the West, inventories at gold ETFs, the favored gold ownership vehicle for professional investors, have gone from 2050 tonnes in late 2015 to approaching 2800 tonnes now.
"Investment demand," says ETF Trends in a recent report titled, An In-Depth Look into Gold ETF's Resurgence and Sustainability, "remains robust as an increasing number of institutional investors, sovereign wealth funds and central banks seek gold as a potential source of return and diversification to traditional stock and bond portfolios."
Central banks invest in gold. . . .
The World Gold Council reports that "The past decade has seen a fundamental shift in central banks' behaviour with respect to gold, prompted by reappraisal of its role and relevance after the 2008 financial crisis. Emerging market central banks have increased their official gold purchasing, while European banks have ceased selling, and the sector now represents a significant source of annual demand for gold. Central Banks sold 7,853 tonnes of gold between 1987 and 2009; between 2010 and 2016 they bought 3,297 tonnes." In 2017, central banks added another 371 tonnes to their total holdings.
Most of the media coverage on central bank involvement in the gold market concentrates on purchases, but the bigger story, in our view, is their withdrawal from the market as sellers. The nearly full stoppage in sales since 2009 is the result of public pressure from citizen groups and a realization among central bankers, since the 2008 crisis, that gold is an important asset of last resort for national reserves.
Billionaires invest in gold. . . .
The Visual Capitalist recently published an infographic listing four well-known billionaires who invest in gold. Included in the list were Jacob Rothschild (of the famous Rothschild family which has long had an interest in gold going back centuries), David Einhorn (Greenlight Capital), Ray Dalio (Bridgewater Associates, the world largest hedge fund by assets) and Stanley Druckenmiller (Duquesne Family Office, formerly portfolio manager at the Soros Quantum Fund). Not included on the list, but someone who probably should have been is John Paulson who also owns a significant gold position. All five are fund managers who garner significant attention in Wall Street circles and, with the exception of Jacob Rothschild, are frequent subjects of media interviews, television appearances and the like.
"Not surprisingly, the value of paper money has been debased as countries have sought to compete and generate growth by lowering the value of their currencies – the Euro and the Yen depreciated by over 12% against the US Dollar during the course of the year and Sterling by 5.9%. The unintended consequences of monetary experiments on such a scale are difficult to predict." – Lord Jacob Rothschild
"If you don't own gold…there is no sensible reason other than you don't know history or you don't know the economics of it." – Ray Dalio
"We believe that the increasingly adventurous monetary policy is good for gold." – David Einhorn
And for good reason!
Though we cover the rationale for gold ownership in a future installment in this series, the following extract from The Bank of England Handbook on "The Role of Gold" popped-up in our research and we thought it a worthy conclusion to this section on Who Invests in Gold:
"– the 'war chest' argument – gold is seen as the ultimate asset to hold in an emergency and in the past has often appreciated in value in times of financial instability or uncertainty;
– the ultimate store of value, inflation hedge and medium of exchange – gold has traditionally kept its value against inflation and has always been accepted as a medium of exchange between countries;
– no default risk – gold is 'nobody's liability' and so cannot be frozen, repudiated or defaulted on;
– gold's historical role in the international monetary system as the ultimate backing for domestic paper money."
What is striking about this summary of gold's virtues is how readily it applies to all the groups mentioned above – central banks, institutions and funds as well as billionaires and individual investors. As above, so below.
A word on USAGOLD – USAGOLD ranks among the most reputable gold companies in the United States. Founded in the 1970s and still family-owned, it is one of the oldest and most respected names in the gold industry. USAGOLD has always attracted a certain type of investor – one looking for a high degree of reliability and market insight coupled with a professional client (rather than customer) approach to precious metals ownership. We are large enough to provide the advantages of scale, but not so large that we do not have time for you. (We invite your visit to the Better Business Bureau website to review our five-star, zero-complaint record. The report includes a large number of verified customer reviews.)
1-800-869-5115 Ext#100
Disclaimer – Opinions expressed on the USAGOLD.com website do not constitute an offer to buy or sell, or the solicitation of an offer to buy or sell any precious metals product, nor should they be viewed in any way as investment advice or advice to buy, sell or hold. USAGOLD, Inc. recommends the purchase of physical precious metals for asset preservation purposes, not speculation. Utilization of these opinions for speculative purposes is neither suggested nor advised. Commentary is strictly for educational purposes, and as such USAGOLD does not warrant or guarantee the accuracy, timeliness or completeness of the information found here.


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Reunions and Tour Groups
The more the merrier!
Ocean Breeze caters to groups of 15 - 4000
Your reunion or tour group of 40 or more can receive the BEST PRICE on all-day admission & meal packages with a catered all-you-can-enjoy buffet! Organizing a more intimate outing? The savings starts at 15 guests!
Contact our sales team for more information!
757-422-4444 ext.229 or [email protected]
The minimum of 15 tickets must be purchased by the deadline specified to qualify for the corresponding group admission rate. Reservations made through the Group Sales Office require a one-time processing fee of $9.99 to be paid at the time of reservation. Reservations made online require a convenience fee of $1.25 per ticket purchased. Complimentary admission is not provided to reservations made 1 day in advance or on the day of the visit date.


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Prefer the writing things down? It's okay. Me too!
In lieu of a phone consult, you are welcome to tell us more about what you are hoping for from your session here. None of the answers are required, although the more info I have to work with the better.
xoxo, Ingrid


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Behind the Scenes with Sofer Moshe Braun – BITE SIZE
Read More >
"Behind the Scenes Sofer Tour"
Take a hands-on tour for families and groups as you learn all about the fascinating world of Safrut (scribal arts).
Have you ever wondered how a Torah Scroll is created? How every single letter written on the parchment is done in such a precise way? What is inside a pair of Tefillin and what does it take to create them? What is the significance to Mezzuzah and how are they written? What does it take to be a Sofer STaM (scribe) and how is it done? What is the significance to the initials STaM?
The Tour
Families will be treated to in-depth explanations and demonstrations on how Torah Scrolls, Tefillin, Mezzuzot and Megillot are created.
The tour is ideal for adults or children above age 5, but it is especially appropriate for a Bar Mitzvah group.
Bar Mitzvah Tefillin
Order your Bar Mitzvah Tefillin in advance and be involved in the entire process. All Tefillin orders include a Behind the Scenes Tour.
Coming to you…
Really like the idea but can't make it to the studio? Option available to schedule a "Remote Tour", where presentation can be brought to your location, hotel, etc.
Moshe's Judaica Art Studio/Gallery
Every "Behind the Scenes Tour" can include a visit to Moshe's Art Gallery. Hear the stories behind the pieces and understand their meaning.
Location: Moshe's art studio is located in Ramat Beit Shemesh.Reserve a Tour
10:00 – 5:00 pm Sunday through Thursday
9:30 – 12:30 pm Fridays
1.5-2 hrs


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Report on Masaya (Nicaragua) — 18 May-24 May 2016
Smithsonian / US Geological Survey Weekly Volcanic Activity Report, 18 May-24 May 2016
Managing Editor: Sally Kuhn Sennert
Please cite this report as:
Global Volcanism Program, 2016. Report on Masaya (Nicaragua). In: Sennert, S K (ed.), Weekly Volcanic Activity Report, 18 May-24 May 2016. Smithsonian Institution and US Geological Survey.
11.984°N, 86.161°W; summit elev. 635 m
All times are local (unless otherwise noted)
INETER reported that during 18-19 May RSAM values at Masaya fluctuated between 300 and 700 units which are low-to-moderate values. The lava lake in Santiago Crater continued to strongly circulate and the vent widened through 24 May.
Geologic Background. Masaya is one of Nicaragua's most unusual and most active volcanoes. It lies within the massive Pleistocene Las Sierras pyroclastic shield volcano and is a broad, 6 x 11 km basaltic caldera with steep-sided walls up to 300 m high. The caldera is filled on its NW end by more than a dozen vents that erupted along a circular, 4-km-diameter fracture system. The twin volcanoes of Nindirí and Masaya, the source of historical eruptions, were constructed at the southern end of the fracture system and contain multiple summit craters, including the currently active Santiago crater. A major basaltic Plinian tephra erupted from Masaya about 6500 years ago. Historical lava flows cover much of the caldera floor and have confined a lake to the far eastern end of the caldera. A lava flow from the 1670 eruption overtopped the north caldera rim. Masaya has been frequently active since the time of the Spanish Conquistadors, when an active lava lake prompted attempts to extract the volcano's molten "gold." Periods of long-term vigorous gas emission at roughly quarter-century intervals cause health hazards and crop damage.
Source: Instituto Nicaragüense de Estudios Territoriales (INETER)


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Tom Weber
2014 德國來台志工
13:10. The bell rings. Lunch break is over. Once more I check, whether I have all the materials required for the next lesson packed in my bag. I leave the office and make my way to the classroom. Class 401, the first grade of Senior High School. 45 students between fifteen and sixteen years old.
Other students greet me as I pass their classrooms, making my way through the campus. 'Hey Tom!' and 'Good morning teacher!'
I arrive at class 401 and open the door. It is quiet inside, the students are sleeping with their heads on the table. Now that I am present, they raise their heads and look at me with sleepy eyes. I wait untill I have everyone's attention, then I start my lesson.
'Love and Relationship' is the topic. A topic which easily wakes up my students after their lunch break nap. We discuss questions such as 'Do you consider it to be appropriate to have a boy-/girlfriend in Senior High School?', 'What would your parents tell you, if you told them that you were in a relationship?' or 'In which way can a relationship affect your education positively or negatively?'.
The students are trying hard to express their opinion in English. I can feel that they like to talk about this topic. It reflects their thoughts.
14:00. The bell rings again. The lesson is over. I forget to pay attention to the time when I teach. I make a few final words and thank my students for their attention, they applaude. Then I leave the classroom.
My name is Tom Weber. I am 19 years old and I was born and raised in Germany. Currently I am doing voluntary service, working as an English teacher in a senior high school in Tainan, a city in the south of Taiwan.
Starting off I would like to explain to you, why I chose to take a gap year and went abroad with a volunteer organisation.
I graduated from senior high school in May 2013. After this event I found myself at a crossroad. I had to make important decisions which would have a major impact on my future life. Study at university? And if so, study what? Or start to work right away? I had so many choices, but did not really know what was best for myself.
So I decided that I had to grow up a little more first. Get to know myself a little better. And in order to achieve that, I put myself into a whole new environment. Into a country who's language I could neither understand nor speak and who's people and culture I did not know. And it worked more than fine for me.
By this point you might ask yourself 'Why Taiwan?'. The answer is astoundingly easy.
First of all, I am and have always been fascinated by asian culture, mainly because it was completely unknown to me. So I already had a rough direction to where my adventure would be headed. In addition to that I wanted to challange myself by learning a new language, preferably Chinese. So in the end my choice came down to either mainland China or Taiwan, and I chose Taiwan.
Being in Taiwan for almost nine months now, I have hundreds of interesting experiences to share and funny stories to tell. So in order to keep it short, here are four of them. Two things that fascinated me and two things that I have learned during my voluntary service in Taiwan – so far.
The thing that fascinated me by far the most, is the kindness and helpfulness of Taiwanese people in general. In numerous situations, people who I had never met before treated me in a way that I had never experienced from strangers before.
One day – it was in August, during rainy season – I got caught in a thunderstorm as I was driving the motorcycle through town. Due to the poor visibility conditions, I decided to pull my vehicle over to the roadside and seek shelter from the rain under a nearby shop's porch. Other people had apparently had the same idea. After about half an hour the rain had almost stopped, but since I did not have a raincoat I chose to wait untill it would cease raining. Suddenly a young man approached me. He had been waiting with me under the porch for the last 40 minutes, but I had noticed him leaving a few minutes ago. He stepped up to me and asked 'Do you need a raincoat?'. 'Yes, I do! I forgot mine.' Was my answer. 'Here, take this one!' He said, as he pulled one out of his bagpack. He had apparently gone to the next convenient store to buy a raincoat. And he had bought one for me as well.
Thinking of situations like this makes me feel a little ashamed. Ashamed, because I know very well that, where I come from, people would never treat me the same.
The second aspect that I want to mention in this context are the cultural differences which I encountered during the last nine months. Differences that made me aware of how different Taiwanese culture is, from the one that I have known for 19 years.
For me the most significant is, how 'family' is defined in a whole different way. Before coming to Taiwan, I had already known how much Asian people in general worship and respect the older generations of their family. But I did not expect it to be that present.
While in Germany it is weird if you still did not move out at the age of 28, in Taiwan that is perfectly common, since you have to take care of your parents.
Another fact that surprised me is that Taiwanese parents usually have a lot of influence on their childs future career. I have asked a lot of my local friends who go to university how they decided which subject to study, and their answer usually was 'My mum told me to!'.
These cultural differences lead over to two things that I have learned in Taiwan so far. The first thing being, that you have to be extremely open minded about everything when you come in touch with a culture that you do not know. I had and I am still having a great time in this country. Within a short period of time, I was able to make very close friends. Just because I took everything that I considered to be 'strange' or 'different' for granted. I also learned that it is important not to compare. To compare your own culture to the one that you find in whatever country you are travelling to. Nothing is 'better' or 'worse'. It is just 'different' after all. And finally I learned that one should never project his own mindset, his own values, everything based on his culture onto a person of different origin.
But apart from that, I learned so much more. Although I am working as a teacher, somehow my students taught me more than I actually taught them. In conversations after class, they gave me an insight of how it is to grow up in Taiwan. I was even able to pick up a good bit of Mandarin.
Looking back at the past nine months, time has moved incredibly fast. And if time is moving fast that is usually a sign for that you are having a good time. Which makes me come to the second thing that I have learned – to capture time, and by that I mean taking all these things back to my 'old life'. All these things I have learned, all the experiences I have made, the people I have met. I am not the same person as I was before coming to Taiwan. I changed, I grew up. And I want to keep these things, in order to stay the person that I am right now.


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"Plastic Surgery: Real People, Real Stories" by E. Fitzgerald
by Health Blogger Erika Fitzgerald
More than 1.6 million cosmetic surgical procedures were performed in 2013, according to data from the American Society of Plastic Surgeons® (ASPS). This statistic represents a wide variety of procedures and people from across the United States. While data are important on a macro level, each number has a unique story behind it.
Why People Choose Plastic Surgery
People choose plastic surgery for a vast array of reasons. It's impossible to generalize 1.6 million personal reasons. More than 290,000 breast augmentations were performed last year. Women often choose breast augmentation to correct asymmetrical breasts, restore lost volume after childbirth, or simply to achieve the feminine figure they desire. Breast reconstruction with implants can also help breast cancer survivors restore their breasts after a mastectomy. Movie star Angelina Jolie recently revealed her story of choosing a preventive double mastectomy and breast reconstruction upon learning she was at risk for breast cancer. She tells US Weekly that she is "very happy [she] made the decision."
Other surgeries such as liposuction and tummy tucks commonly help people who have undergone major weight loss and are unable to shed the last few pounds or have excess skin that can only be removed with surgery. In cases like these, plastic surgery can be the final step to a full lifestyle makeover.
Plastic surgery has also been hitting the news in recent years for its role in helping bullied teens lead fulfilling lives. TODAY Health told the story of 15-year-old Renata, for example, who stopped attending school after being taunted and harassed by classmates for her "big nose." A few months after her nose surgery, Renata felt ready to return to school, saying "I feel happy and I feel confident, and I feel like I don't have to hide myself anymore."
Highlighting Real Patient Stories
As plastic surgery continues to gain popularity, many surgeons are making a point to highlight their patients' successes. Take Sara's breast augmentation story featured on Westport, CT plastic surgeon Ellen Mahony's website, for example. Sara chose a breast augmentation after having 2 children and spending her entire adult life feeling self-conscious about her size 32AA breasts. After her breast augmentation, Sara found that her confidence was renewed and she loved her body again. She explains, "Now I feel like a new and amazing person. I am just so happy with everything!"
RealSelf is another platform that highlights the stories of real patients, serving as a sort of social media platform for people who are having, or are interested in having, a cosmetic procedure. With RealSelf, community members can share their stories from start to finish, including photos from throughout their makeover journey. The great thing about RealSelf is that it allows people to share their individual transformations with people who are going through similar experiences.
No matter the procedure, the bottom line is that cosmetic surgery does more than enhance a person's appearance — it also enhances confidence and self-esteem. Plastic surgery can be an integral aspect of changing a person's lifestyle from the outside in.
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Lady Starlight Quote
Popular Topics:
Popular Authors:
Popular Occupations:
Actors | Politicians | Philosophers | Musicians | Comedians | Scientists | Artists | Lawyers
"I don't believe in societal restrictions. It wasn't a choice - conformity simply never occurred to me."
"I think that fame only goes to your head if you are not a real artist. If you are a real artist and a good person who loves what they are doing, you are going to be the same person."
"I spent two years living in London - I'd have stayed for ever if I could have got a work visa. It was there I started collecting vinyl and fell in love with the sounds of the 1970s."
"Any kind of restrictions put on free speech would have worse consequences than bullying."


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Nechung Kuten-la
About The Teacher
Nechung Kuten-la holds a position of great responsibility for the Tibetan Government as the Tibetan State Oracle – a healer and spiritual advisor. Nechung Kuten-la escaped Tibet with his family in 1966.
He ordained at Nechung Monastery in 1970 at the age of 12, in Dharamsala, India. He served as a ritual assistant of the previous Nechung Rinpoche. Then after receiving signs, visions and confirmation from HH Dalia Lama – In 1987 he was recognized as the next Nechung Oracle.
http://nechungfoundation.org/rinpoche.htmlSource: ngakpainternational.secure.retreat.guru


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End of the year goals!
The end of the year is quickly approaching so December is the perfect time to conquer one of your goats. For Suzanne it was climbing the rope which she did perfectly. Some of you have goals but it's time we put those goals up on the board to tackle them by years end. Let me know what you want to do and let's get after it!
Strength: Strict Press 3/3/3/3/3/3
Aux: Work on your goals whatever that might be.
500m row- 400m row- 300m row – 200m row – 100m row
21 wall balls-18 WB – 15 WB – 12 WB – 6 WB


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Bay Area Business Solutions Welcomes You
Bay Area Business Solutions is a small accounting and tax firm located in central San Rafael serving clients in many areas including the counties of Marin, Napa, Sonoma, Solano, and Contra Costa. Our accounting office has answers to many of your tax and accounting questions. Our tax experts have years of consulting and tax preparation experience and will support you in all aspects of individual and business taxation. We offer solutions for a wide range of business issues including:
Individual and Business Federal and state tax
IRS communications
Accounting service for various industries
Payroll processing
- Handling of marriage and divorce cases
Corporation, LLC and partnership formation
Learn more about our accounting office and the range of services we offer on the pages that follow.
What distinguishes us
Quality comes from experience: Learn more about our philosophy, tradition and areas of expertise.
Who we are
Our partners are familiar with a wide range of industries and draw on years of consulting experience.
Our services
From tax and financial consulting to accounting and auditing, we provide comprehensive and individualized support to meet all of your tax and financial needs.


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Join Us
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Written by Abie Alfrey Monday, 20 November 2017. Posted in Autism, Parenting & Families
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I am so excited that pumpkin season is back! I eat/drink pumpkin flavored things all year, but September through December are when I can truly indulge in my pumpkin obsession. To kick off the … [Read more...]
Salted Caramel Brownies
Hurricane Irene has forced me to stay indoors for most of today, which means I've resorted to cooking/baking to keep me occupied. Today's creation is another Cooking Light recipe for Salted Caramel … [Read more...]
Oven-Roasted Halibut with Quinoa and Warm Tomato Vinaigrette
I'm still working through my tomatoes (no complaints here), and I am trying to experiment with different ways to use the tomatoes. I found this recipe for Oven-Roasted Sea Bass with Couscous and Warm … [Read more...]
Lobster Corn Creme Brulee
One of my favorite shows on the Food Network is 5 Ingredient Fix. I love that all the recipes include 5 ingredients or fewer (plus salt and pepper, they are considered "freebies") and I find the tips … [Read more...]
Garlic and Dill Smashed Potatoes
I love how purple viking potatoes look. They are so fun. There was no way I was willing to remove all of the skin to make mashed potatoes, so once again, here is a smashed potato recipe. The potatoes … [Read more...]
Quinoa Salad with Parsley. Or…. Tabbouleh.
Have you ever started creating a recipe, and thought to yourself "Wow! This is going to be awesome! Why hasn't anyone thought of this before?" Well, probably because they have. And you just didn't … [Read more...]
Berry Sangria
I have a bunch of fruit left over from my Berries with Lemon Mint Syrup. It's a lovely warm weekend in Philadelphia which immediately made me think of sangria. What a perfect way to use more of these … [Read more...]
Irish Stew
I joined a food swap, and the first swap is coming up next week. I am making Irish Stew, but couldn't find a recipe I liked, so I decided to wing it. I also have yet to attempt to use … [Read more...]
Shish Kabobs with Rice
This weekend I was given quite the culinary challenge: make a meal for ten people without breaking the bank. I would be feeding everyone at the beach, so my mind immediately went to shish kabob (I … [Read more...]
Guinness Cupcakes with Baileys Frosting
With St. Patrick's Day right around the corner, I wanted to test out my recipe for Guinness cupcakes before the big day to make sure it didn't need any tweaking. Guinness cupcakes are chocolate … [Read more...]
Lemony Chicken Saltimbocca
I have quite the aversion to pig products (pork, ham, pancetta, etc) and my poor boyfriend usually just has to suffer through dinner without these ingredients. But the January/February issue of … [Read more...]
Pumpkin Walnut Muffins
VisitPhilly.com's Philly Homegrown section recently posted fall recipes from local eateries in Philadelphia. All of them sounded amazing and I hope to try them all in the coming weeks, but my pumpkin … [Read more...]
Bacon Braised Brussels Sprouts
I made my weekly trip to Reading Terminal's Iovine Brothers Produce and noticed huge display of Brussels sprouts. I honestly don't think I've ever had Brussels sprouts and felt the need to try them … [Read more...]
Moroccan Butternut Squash Soup
I love pumpkin... the word "obsessed" has been used many times to describe my affinity for this delicious gourd. Sadly, I had to choose a rather seasonal (unless its from a can) product, so I've … [Read more...]


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Divided Fed warns on 'sluggish' recovery
The US Federal Reserve expressed worry about a "sluggish" economic recovery Tuesday, according to minutes of an August meeting that highlighted divisions within the bank's top rate-setting panel.
Although members of the Federal Open Market Committee expected the recovery to pick up pace in 2011, details from the August 10 gathering showed concern about a return to modest crisis-era measures to stimulate growth.
Faced with tepid news from the employment and housing sectors and evidence that the recession had been deeper than previously thought, members of the Fed's rate-setting panel warned the short-term outlook remained bleak.
"The softer tone of incoming economic data suggested that the pace of the expansion would be slower over the near term than previously projected," the central bank said.
"Real GDP growth was noticeably weaker in the second quarter of 2010 than most had anticipated, and monthly data suggested that the pace of recovery remained sluggish going into the third quarter," the minutes said.
At a meeting in June, the Fed had already revised its growth estimates downward to between 3.0 and 3.5 percent for this year.
"All in all, the committee became… more pessimistic on the US economic recovery," said Thomas Julien an economist with Natixis.
Against this backdrop, the bank said "all but one member" had agreed on the need to reinvest the proceeds from mortgage-backed securities into long-term US Treasury bonds, effectively sustaining some crisis-era spending.
But divisions about the impact these measures would have in stimulating the economy or on investor confidence were evident from the minutes.
There were also doubts about the reasons why the long-lingering crisis continues to grip the US economy, with some members reporting that hiring was slow to restart because of uncertainty about government regulation.
"A number of participants reported that business contacts again indicated that uncertainty about future taxes, regulations, and healthcare costs made them reluctant to expand their workforces."
Others argued that the lag was due to "mismatches between unemployed workers skills and the needs of employers."
Members also appeared split on why consumers were not flocking back to the shops, with some arguing that households were still repairing their finances, while others argued timid Americans will continue to save more than before.
"Participants recognized that the implications of these new data for the outlook were unclear," the minutes said.
But Fed members sounded one optimistic note, stating that financial conditions "became somewhat more supportive of economic growth."
While growth is expected "to be more modest in the near term, participants continued to anticipate that growth would pick up in 2011."
The Fed in June predicted the economy would grow 3.5 to 4.2 percent next year.
But the divisions within the Fed are unlikely to make their task in the future any easier.
"Clearly the FOMC has a formidable job cut out for it in terms of coaching the recovery back to full strength over the next several quarters," said Brian Bethune of IHS Global Insight.


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For family members in crisis
For the souls of deceased loved ones and friends
For an increase in vocations to the priesthood and religious life
For strength to overcome illness
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For an end to war in the world
For a special miracle
My heartfelt offering to help you continue your work for Christ and the Church.
Suggested minimum offering is $7.00, however, any offering is greatly appreciated.
Please send the Family Blessing card, pictured to the right, on my behalf. (Address to be provided on the next page.)
Available in the United States and Canada only. We require a $5.00 fee for this service.
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Is a Confident Consumer Good for the Stock Market?
US Consumers are feeling pretty confident these days. A survey just released by the conference board showed the highest reading since October 2000. At a level of 133.4, consumers are more confident today than 94% of historical readings going back to 1967.
Data Source for all charts/tables herein: Conference Board, Bloomberg
If you asked the average person on the street, they'd likely say that's good news for the stock market.
Their line of thinking would go as follows: a more confident consumer –> more consumer spending –> stronger economy –> stronger stock market.
This seems rather intuitive but does the data support such a thesis? Let's take a look…
If we separate the Consumer Confidence data into deciles and compare the highest and lowest 10% of readings, we find the following:
- Above-average returns and a higher probability of positive returns following extremely low confidence readings (Decile 1 in the table below).
- Below-average returns and a lower probability of a positive return following extremely high confidence readings (Decile 10 in the table below).
How is that possible? Why would there be a negative correlation between Consumer Confidence and future stock market returns?
Well, when there's good news in the economy (high consumer confidence), investors are willing to pay a higher multiple for a given level of earnings than when there's bad news (lower consumer confidence). That's important when it comes to stocks because higher valuations tend to be associated with below average forward returns.
When Consumer Confidence hit a record low of 25.3 in February 2009, the CAPE Ratio (P/E ratio using an average of 10 years of earnings, adjusted for inflation) on the S&P 500 stood at 14.1. Today it stands at 33.5, its highest level since 2001.
Does that mean the S&P 500 has to deliver below-average returns from here? No, these are just probabilities and tendencies; there are always exceptions. In early 1998 the S&P 500 was as richly valued as it is today and stocks continued to march sharply higher for 2 more years before ultimately peaking in March 2000.
What we can say, though, is that investors probably shouldn't view a confident consumer as a bullish signal for stocks. If anything, the evidence seems to suggest the just the opposite – that stocks have delivered their best returns when consumers were most pessimistic.
Related Posts:
The Unemployment Rate and the Stock Market
The Stock Market Is Not the Economy
Charlie Bilello is the Director of Research at Pension Partners, LLC, an investment advisor that manages mutual funds and separate accounts. He is the co-author of four award-winning research papers on market anomalies and investing. Charlie is responsible for strategy development, investment research and communicating the firm's investment themes and portfolio positioning to clients. Prior to joining Pension Partners, he was the Managing Member of Momentum Global Advisors and previously held positions as a Credit, Equity and Hedge Fund Analyst at billion dollar alternative investment firms.
Charlie holds a J.D. and M.B.A. in Finance and Accounting from Fordham University and a B.A. in Economics from Binghamton University. He is a Chartered Market Technician (CMT) and also holds the Certified Public Accountant (CPA) certificate.
In 2017, Charlie was named the StockTwits Person of the Year. He has been named by Business Insider and MarketWatch as one of the top people to follow on Twitter and his work has been featured in Barron's, Bloomberg, and the Wall Street Journal.
You can follow Charlie on twitter here.
Pension Partners, LLC is a federally registered investment adviser under the Investment Advisers Act of 1940. Registration as an investment adviser does not imply a certain level of skill or training. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information about Pension Partners please visit: https://adviserinfo.sec.gov/ and search for our firm name.
The information herein was obtained from various sources. Pension Partners does not guarantee the accuracy or completeness of such information provided by third parties. The information given is as of the date indicated and believed to be reliable. Pension Partners assumes no obligation to update this information or to advise on further developments relating to it.
Past performance is not indicative nor a guarantee of future results.
This writing is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation regarding any securities transaction, or as an offer to provide advisory or other services by Pension Partners, LLC in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction. The information contained in this writing should not be construed as financial or investment advice on any subject matter. Pension Partners, LLC expressly disclaims all liability in respect to actions taken based on any or all of the information on this writing.
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Today's the day! This year's Senior School House Singing competition takes place tonight (Friday 19 October) in The MacKinnon Theatre. For all those unable to attend in person, we are live streaming the performances via our YouTube channel <https://www.youtube.com/user/bgswebsite>. The stream will begin shortly before the show starts at 7pm.
Parents – if you are watching with friends, post a photo of you watching together to Twitter, Facebook or Instagram with the hashtag #bgshousesinging2018. The best/funniest photo will win a bottle of champagne. We look forward to seeing your entries.


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Welcome to FreeGames.net, the leading online games site, where you can play a huge range of free online games including; Action Games Car Games Puzzle Games Sports Games Games for Girls flash games and many more.
Description: Uncle Steve invited me over to his farm and asked me to help him out with his plans to renovate. This place is a mess! There's a lot of work to do so I'd better get started.. My Uncles Farm is a Hidden Object Games.
Instructions: This game is played with mouse only..
Category: Hidden Object Games


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BIG New Year in the Peaks 2019! (Camping)
0 people attending
10 places left
Book on this page if you wish to bring your own tent and camp, rather than stay in the hostel. Please make sure you have all the right kit for camping outside at this time of year when it is likely to be extremely cold.
There is easy access from the camping field to the main building for easy access to toilets and showers.
Everything else about the event is the same, including food and entertainment.
You can alternatively book a hostel space on the main event page here or in a pod here.
What to bring
You'll need to bring all your own camping kit including a tent and plenty of warm bedding to keep you warm through what could be very cold evenings.
Food & drink
All food and drink options are as for those staying in the main hostel.