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ESWS Pitch Night
November 19th 2019 – Students, SBDC staff, and guests gathered to celebrate the successful completion of the 10-week entrepreneurial success workshop series (ESWS). The evening began with mingling amongst the attendees while enjoying refreshments. Afterwards, each student delivered their business pitch to a panel of judges for fresh feedback. Judges from this series included Israel Castro from Franklin Mint Credit Union, Elizabeth Le from Chase Bank, and Joe Nolan from The 504 Company. The judges and guests listened to eleven pitches from Philadelphia's newest entrepreneurs with revolutionary ideas spanning from a new way to secure your bike in the bustling city to products to repel monsters under the bed. After the students shared their business plans that will shake the market, instructor Mark Corbin shared words of encouragement as he presented certificates to the students. With certificate in hand, each student will meet with SBDC consultants to help turn their business dreams into reality.
For many years, aspiring entrepreneurs have attended our short series to learn how to form a business plan. If you are an aspiring entrepreneur looking for guidance, the SBC will be hosting its next session this coming February, 2020. For more information, contact 215-204-3856 or email email@example.com.
Temple Small Business Development Center and Warrior Rising Launch
"Temple Small Business Development Center and Warrior Rising Launch "Small Business Special Forces Incubator""
Ambler, PA, Fall 2019 – A print maker, a health and wellness coach, a cardboard manufacturer sit in a classroom among other classmates with two major things in common; all are veterans and all are entrepreneurs ready to grow their business.
A study found that veterans are almost 50% more likely to be self-employed than non-veterans (Source: SBA Office of Advocacy) Veterans may turn to entrepreneurship as a way to establish work-life balance and financial independence or due to a dissatisfaction with available workforce opportunities.
Military training can provide the discipline, leadership, perseverance, and propensity for team work that make a successful entrepreneur. However, the rate of veteran entrepreneurship is declining. Challenges to launching a business like access to adequate capital, finding mentorship, and business plan design are only more apparent for veterans.
To remedy these challenges, the Temple Small Business Development Center and Warrior Rising launched the Small Business Special Forces Incubator, a six month program located at the Temple University Ambler Campus SBDC outpost. The program consists of weekly business planning classes, incubator space, mentorship, and a pitch competition. Classes are specifically designed to translate the skills that veterans gain in the military to the competencies needed in the business world. This class is being offered at no charge to the participants.
Caterer Miya Park is looking to expand her catering business. She commented, "the Veterans Incubator has given my business the tools to scale up by providing business knowledge, resources and funding opportunities. As a single mother and veteran this opportunity can change the course of my business and family's future for the better. I am forever grateful."
Classes cover essential business plan building blocks like marketing and running operations. Participants will also learn about how to access existing programs that help veteran business owners locate capital, take advantage of tax credits, and hire other veterans. Pre-venture businesses will also have access to start-up grants from Warrior Rising.
Ken Vennera, Programming Chair of Warrior Rising notes, "This is a tremendous opportunity for Warrior Rising to partner with Temple SBDC to bring our program of instruction for business start-up and growth to Greater Philadelphia area veteran entrepreneurs. Warrior Rising looks forward to continuing to assist veterans with building upon their military training and experience to become successful in their own businesses."
Join the first cohort as they deliver their business pitches at 6pm on December 18th at Temple University Ambler.
About the Temple Small Business Development Center
We are an outreach center of the Fox School of Business and Management at Temple University that has been serving Philadelphia and the surrounding communities since 1983. Our highly trained and experienced staff is here to provide start-up and small businesses with professional knowledge and assistance. Our mission is to help small businesses grow and succeed.
Ambler Campus Information:
580 Meetinghouse Road, Library Building, Room 13
Ambler, PA 19002
The Executive Director of Temple SBDC, Maura Shenker, is available for interviews via firstname.lastname@example.com or 215 704 5565
For more information, see their website: https://www.fox.temple.edu/institutes-and-centers/small-business-development-center/
About Warrior Rising
Warrior Rising is a 501(c)(3) nonprofit founded in 2015 by former combat veterans, dedicated to helping hundreds of veterans nationwide achieve success in business through instruction, mentoring, funding access, and maintaining the veteran community. Warrior Rising empowers U.S. veterans and their immediate families by providing them opportunities to create sustainable businesses, perpetuate the hiring of fellow U.S. military veterans, and earn their future.
For more information, see their website: www.WarriorRising.org
Erika Tapp, Start Up Consultant
215 204 6657
Ken Vennera, Programming Chair, Warrior Rising
610 213 7556
Small Business Development Center: Helping Businesses Grow, Thrive and Survive
Karl Kraus has some general advice for entrepreneurs just starting out on their road to creating a new business.
"Define what you are offering, who your market is and what value your business offers to the customer," said Kraus, Senior Business Specialist and Manager of Temple's Small Business Development Center (SBDC) at the Ambler Campus. "Draw up a plan and seek out independent advice."
That's where the Small Business Development Center comes in. The SBDC, an outreach center of the Fox School of Business and Management, has been working to help fledgling businesses bridge the gap between concepts to customers since 1983. The Ambler branch of the SBDC opened its doors in the Ambler Campus Library Building in March 2019.
"Our mission is to help small businesses grow, thrive and survive. We help them build their business from the ground up," said Kraus, who is also a technology and manufacturing specialist. "The Temple Ambler SBDC predominantly serves the suburbs, the surrounding Philadelphia communities — a convenient location to 'get in, get help, and get out,' because time is a precious commodity for any new business. It's a big benefit to be located right within the neighborhood."
Kraus said the Ambler Campus SBDC is focused on "businesses that are more typical in Montgomery and Bucks counties, such as technology, life sciences and manufacturing."
"Since the campus is home to Temple's Landscape Architecture and Horticulture programs, we'd like to work with local landscape architecture and horticulture businesses to see what might be possible working together," he said. "That's something we'd definitely like to explore further with the Tyler School of Art and Architecture and the faculty here on campus."
On a daily basis, Kraus said, the SBDC provides a comprehensive set of consulting services that cover topics such as business strategy, financial analysis, marketing strategy, research, government and large institutional procurement, manufacturing and supply chain issues, and the commercialization of technology.
"Our consultants work with entrepreneurs in one-to-one sessions to help them with a range of business issues including testing a new business proposition, shaping a business plan and investigating funding opportunities," he said. "We want to get them to the point where they have a draft business plan in hand. Once there, we have consultancy options that go well past the business plan — we have start-up consulting specialists and procurement specialists ready to work with them."
Kraus said the businesses that the Ambler Campus SBDC works with are an eclectic mix that run the gamut from a landscape and nursery supply service to a brew pub and restaurant — the owners are renovating a 1909-era firehouse — to a high precision machine shop that serves the oil and gas industry.
"Small businesses encompass a wide range of companies and services. A small business, for example, could be a manufacturing plant that has 500 employees," he said. "Our goal is to enhance and improve economic development within the region. The SBDC is here for anyone who would like to improve their business — it's that simple."
In addition to the wealth of consultancy services the SBDC provides, the Temple Ambler office will offer a business incubator of eight to 12 businesses specifically designed for military veterans, said Small Business Development Center Director Maura Shenker.
"We are working with veterans to take them through the entire business development process, from pre-venture to starting a business to building revenue," she said.
The six-month comprehensive Veteran Business Training program will be free to veteran participants. Upon completion of the program, veteran start-ups will have a completed business plan; a perfected elevator pitch; a peer support network, business mentor, and business consultant; an understanding of specialized business support programs for veterans; six-month access to co-working space; and knowledge of how to access start-up capital.
The incubator, Shenker said, provides start-up businesses that don't yet have a home of their own with shared office services.
"It provides them with ready access to computers, phones, space to meet clients while also giving them easy access to consultants and SBDC services," she said. "It gives them a place where they can really get their business going without feeling like they have to go it alone."
Interested veteran entrepreneurs are asked to apply online.
Throughout the fall, the Ambler Campus office of the SBDC will also host a series of free workshops designed to help small businesses achieve success.
"Procurement" is a series of seven workshops offered on Fridays from September 20 through October 25 highlighting topics ranging from Navigating the Procurement Process to Supplier Diversity and How to Develop Your Strategy for Success.
"Global Mindset" is a three-part series offered on Tuesdays, from October 1 through 15 for those thinking about expanding their business internationally.
All Procurement and Global Mindset workshops will be held in Widener Hall at Temple Ambler. Participants are invited to register for any or all of the workshops.
Additionally "Introduction to QuickBooks for Entrepreneurs" will be held on Saturday, November 2, from 10 a.m. to 4 p.m. in the Ambler Campus Learning Center. The fee for the QuickBooks course is $75.
For additional information, contact email@example.com, 215-204-2375 or visit fox.temple.edu/SBDC.
Originally posted by Jim Duffy: View Original Post
SBDC Client BuildLab Recipient of StartupPHL Venture Grant
'City Announces Recipients of StartupPHL Venture Grants' Originally published here by the Department of Commerce, July 25, 2019
The Philadelphia Department of Commerce and its StartupPHL initiative announced the recipients of the StartupPHL Venture Program, which aims to support startup companies run by entrepreneurs from socially or economically disadvantaged backgrounds. The StartupPHL Venture Program provides funding for technology or technology-enabled ventures that may not have access to traditional forms of capital and founder networks.
The program awarded 13 separate grants totaling $170,000, with the goal of creating economic opportunities for underserved populations in the Philadelphia tech community. The program helps to increase access to early stage capital for underserved groups that may not have had an opportunity to get off the ground. Applicants' businesses were required to be based in Philadelphia and working on a tech-enabled venture. The City received a total of 43 applications; the 13 grants will be disbursed to a total of 21 founders. Twelve of the founders are women and 17 are people of color.
"People of color, women and immigrants disproportionately have limited access to financing and capital to start and sustain a new business, and this presents a major barrier to entrepreneurship for these communities," said Francisco Garcia, director of business development for innovation and technology at the Department of Commerce. "The StartupPHL Venture Program helps meet the early-stage needs of entrepreneurs, prioritizing those that are underrepresented, and helping to level the playing field during this critical stage for any business."
The StartupPHL Venture Program was developed as a result of the Project NorthStar Conference in October 2018. There, access to early-stage capital was a major issue cited by tech entrepreneurs of color because of social and economic disadvantages. This program represents one way that the City is cultivating tech-enabled businesses from individuals whose circumstances and networks limit their access to modest amounts of capital at the "friends and family" fundraising stage.
The StartupPHL Venture Program grantees represent a variety of industries including: retail businesses, tech and entrepreneurship education, enterprise technology for procurement, social media, construction technology, accounting, diversity and inclusion, fashion, fintech and mortgage tech, and healthcare.
The grants were awarded by a nine-person review committee based on an organization's demonstrated ability to increase the number of jobs available in the City of Philadelphia either through business scale or through the development of programs that enhance economic development.
The following list of companies—with accompanying grant amounts—are the first recipients of the StartupPHL Venture Program:
- Ask My Accountant — $10,000
- BuildLAB, Inc. — $15,000
- Capture — $10,000
- Crowds, Inc. — $10,000
- IF Lab — $25,000
- Invure — $5,000
- NeuroFlow, Inc. — $20,000
- Raise the Barr — $10,000
- STEM Lending, Inc. — $10,000
- Stimulus, Inc. — $20,000
- Swirl Technologies, Inc. — $10,000
- TYP Social Media Co. — $15,000
- Wearwell — $10,000
About StartupPHL
StartupPHL is a collaborative effort between the City of Philadelphia's Department of Commerce and the Philadelphia Industrial Development Corporation (PIDC). More information about StartupPHL can be found at www.startupphl.com. More information about the Department of Commerce can be found at www.phila.gov/commerce.
Summer Business Planning Class: Pitch Night & Graduation
June 18th 2019- Students, SBDC staff, and guests gathered to celebrate the successful completion of the 10-week entrepreneurial success workshop series (ESWS). The evening began with a reception and mingling amongst the attendees. Afterwards, each student delivered their business pitch to the panel of judges for feedback. The judges represented different lending institutions; Coston Cobbs from United Bank, M. Kenneth Lawrence from Sun East Federal Credit Union; and Amy J. Raybould-Derstine from TD Bank. The judges and attendees heard from some of Philadelphia's freshest entrepreneurs with ideas spanning from revolutionary airplane passenger products to real estate investments and wholesale distribution. Then, class instructor Mark Corbin passed on words of encouragement as he presented the certificates to the students. Now that they have completed the course, students will meet with SBDC consultants to help turn their business dreams into reality.
For many years, aspiring entrepreneurs have attended our short series to learn about writing a business plan and its importance. The 10-week course focuses on topics such as market research, competitive intelligence, positioning, sales, etc. If you are an aspiring entrepreneur looking for guidance, the SBDC will be hosting its next session this coming fall 2019. For more information contact 215-204-3856 or email firstname.lastname@example.com.
Construction Management Certificate 2019 Graduation
On May 18, The Temple Small Business Development (SBDC) Construction Management Series graduates, families, teachers, and staff gathered to celebrate the conclusion of the nine month series. The students spent nearly every Saturday in a classroom learning and developing skills practiced by industry professionals. Some topics included: blue-print reading, OSHA regulations, quantity take-off & cost estimating, project scheduling & budgeting, accounting, law, and insurance & bonding.
The final step in fulfilling the certificate requirements is the group presentation. Teams of students were required to create a job site proposal, requiring them to utilize all their skills developed throughout the course. The six groups presented and competed in front of an audience and judges; our director Maura Shenker, lead instructor Chidi Uzoije, business consultant Varma Mitchell, and International business consultant Darlene Atta.
After presentations, attendees gathered Alter Hall for a catered lunch before commencement. This year we were privileged to have Angelo R. Perryman as our keynote speaker. He is the second generation President and Chief Executive Officer of Perryman Building and Construction Services, Inc. a construction management firm based in Philadelphia.
Perryman's journey into entrepreneurship is the result of more than thirty years experience as a superintendent, project manager and construction manager from two "Top 15" international construction firms.
The Temple SBDC thanks Mr. Perryman for being the keynote speaker and bringing his testimonial to the students. Additional gratitude is extended to Mr. Chidi Uzoije and the rest of the instructors for bringing their industry knowledge in their specific topics.
For anyone interested in learning more about the Construction Management Certificate or enrolling for next year, please feel free to contact us (Email: firstname.lastname@example.com, Phone: (215) 204-3856). Classes run from August to May on Saturday from 9 am to 2 pm.
New Temple University program looks to help vets with big ideas
AMBLER, Pa. (KYW Newsradio) — A new center opening up at the Temple University Ambler campus is looking to provide business training for new companies, and it's free for veterans.
It's called the Outreach Center, and it is an incubator for new businesses created by veterans.
Maura Shenker, director of the Small Business Development Center, says one of the problems for veterans is a lack of a good credit history.
"A lot of ways that civilians build credit: buying a car, buying a house, paying their cable bill on time, paying power companies on time, you know building a credit history, people in the military just don't have those opportunities," she said.
Shenker says the center will give trainees not only office space, including computers, printers and Wi-Fi, but also alternatives to traditional bank loans.
"Such as CDFI's, and that stands for Community Development Financial Institutions," she said. "They're basically nonprofit banks that can do what's called a character loan, meaning instead of just looking at your credit score, they look at your whole personal history."
Applications will be accepted from now through the end of May.
Originally posted by Kim Glovas for KYW: View Original Post
Building Communities: 2019 Construction Mixer
On April 25, small business owners, real estate professionals, city officials, and members of the community convened for the "Building Communities: 2019 Construction Mixer." This joint event between Temple Small Business Development Center (SBDC) and The Enterprise Center (TEC) celebrated 31 years of the SBDC Construction Management Certificate, a 9 month program, and three years of TEC's Construction Consortium.
The crowd of over 100 attendees heard from TEC's Della Clark, Councilwoman Jannie Blackwell, and Harold Epps from the Commerce Department. Sponsors of the event included The How Group, Montage Diversity, Ideal Electrical Supply and leading sponsor Target Building Construction. Guests enjoyed bites from local business, Affinity Confections, while making new connections.
TEC and the SBDC encourage all attendees to continue to keep in touch with our programs.
Local entrepreneur gets a boost from Small Business Development Center
Originally posted by Temple News
On an average day, Trina Worrell Benjamin handles invoices, returns calls and emails, directs a team of nearly a dozen employees and manages a client roster that has included big names like Rite Aid and Toys"R"Us.
She admits her first steps into entrepreneurship were not easy. But with the help of Temple's Small Business Development Center (SBDC), the outreach arm of the university's Fox School of Business, she established herself as a successful business owner.
"I started with an investment of $1,500 of my own money," said Benjamin, who grew up in North Philadelphia near 12th Street and Lehigh Avenue. "I knew from the beginning I didn't want to just start a business, I wanted to build a company."
This year, a little more than a decade after establishing herself as an entrepreneur, Benjamin's company, TWB Cleaning Contractors, anticipates turning nearly a six-figure profit.
Through consulting, training and access to affordable workspace, the SBDC has helped entrepreneurs like Benjamin successfully grow their businesses since 1983. The center also offers an incubator program that provides coworking, cubicle space and an opportunity to network with other business owners.
"Trina is an ideal incubator tenant. She first took our 10-week business planning class and entered the incubator as she prepared to grow," said Jamie Shanker-Passero, associate director of the SBDC and manager of the incubator. "She is ambitious but understands that growth must happen strategically."
While working within the incubator program, Benjamin went from working as a subcontractor to negotiating her own large cleaning contracts.
Her first steps toward entrepreneurship began in 2008 when she started a cleaning business with a childhood friend. Initially, she went into business in order to supplement her income. It wasn't until the company started to grow significantly in its fourth year that she considered going solely into business for income.
"We got to the point where we could hire employees. That's when I realized how lucrative this could be if we could put in 100 percent of our time," she said. "I had a larger vision. I knew that if we could put all of our focus on the business, I knew we'd be successful."
Her partner didn't agree. Giving up a day job in order to take on entrepreneurship full time was too much of a risk. So in 2013, after working together for nearly six years, Benjamin severed her relationship with her business partner and set out to become her own boss, full-time.
Nearly a year later, she came across information on Temple's SBDC through an internet job search.
"I am a witness to women entrepreneurs making great strides," said Benjamin. "We're here to stay, and we're determined and persistent."
According to a 2017 report released by the Global Entrepreneurship Monitor, becoming a business owner may represent the most viable career alternative for some ethnic groups. Twenty percent of Africans and African Americans are starting or running new businesses, higher than the national rate and up from 15.5 percent in 2016, the report states.
Although men still make up the majority of business owners, women entrepreneurs are significant contributors to the U.S. economy, said Ellen Weber, executive director of the Innovation and Entrepreneurship Institute at the Fox School of Business.
"When women start businesses, they provide income for their families and employment for their communities," said Weber. "They also create products and services that deliver value to the world around them. Women entrepreneurs start businesses to create economic and social value."
This is true for Benjamin's business. Each summer, TWB Cleaning Contractors sponsors young Philadelphians enrolled in the Youthworks, a summer job program sponsored by the City of Philadelphia. Over the summer, five school-aged students spend six weeks working for her company.
"Having come from a public health background, I've seen firsthand what people will resort to in order to feed their families," said Benjamin. "One of the most rewarding aspects of being a business owner is being able to offer employment opportunities to people in my community who are underemployed or unemployed."
Temple SBDC Celebrates SBDC Week
March 20th is National SBDC Day. The 1,000 SBDCs across the county took the day as a way to highlight the important assistance that SBDCs provide to small businesses. Businesses who work with SBDCs see 4x sales growth compared to the National Average.
The Temple SBDC celebrated with a week's worth of programming.
On 3/18, a Supplier Diversity Fair took place at Temple Center City, bringing in a dozen resource partners and procurement opportunity providers like the Philadelphia School District and SEPTA. Attendees were able to connect directly to the procuring units and ask questions about bidding on opportunities.
On 3/22 the SBDC Incubator hosted a Lunch & Learn on insurance best practices for small businesses. John Blystone, of The Blystone Company, advised incubator tenants about the niche insurance needs for their specific industries.
The main events took place on 3/20. In the morning, Mayor Kenney and 100 members of the community convened at Morgan Hall. The Temple SBDC received a proclamation from the Mayor acknowledging March 20th as National SBDC Day in Philadelphia. Iola Harper and Councilman Al Taubenburger were honored for their work in improving the small business landscape in Philadelphia.
That afternoon, the sun was shining as the ribbon was officially cut at the new Ambler outpost of the Temple SBDC. Temple Ambler Staff and Montgomery County commissioners Val Arkoohs, Joe Gale, and Ken Lawrence Jr. welcomed the SBDC with open arms. Clients are now able to use the space for one on one consulting and business programs and events will be scheduled soon.
The Temple SBDC is grateful for all the support it received and looks forward to continuing providing valuable services to the business of Philadelphia, lower Montgomery, and lower Bucks counties.
Originally posted by Temple News
Every business, large and small, has to start from the ground up—a novel approach, a new idea, a niche left unfulfilled.
Temple University is giving entrepreneurs—military veterans in particular—a new place and an essential partner to help their business concepts become reality. On March 20 at 3 p.m., Temple's Small Business Development Center (SBDC) will cut the ribbon on a new office located in the Ambler Campus Library Building.
"We want to be able to conveniently provide our services to individuals in Montgomery and Bucks counties. We also have an opportunity to focus on other business industries, such as manufacturing," said Small Business Development Center Director Maura Shenker. "We have the opportunity to offer our non-credit programs at the Ambler Campus, to host business symposia in the Learning Center auditorium, and try new ideas such as a veterans' cohort of our business incubator."
The SBDC, an outreach center of the Fox School of Business and Management, has been working to help fledgling businesses bridge the gap between concepts and customers since 1983.
"Our mission is to support entrepreneurs and small business owners by providing the knowledge they need to make smart decisions and achieve prosperity," Shenker said. "Our consultants work with entrepreneurs in one-to-one sessions to help them with a range of business issues including testing a new business proposition, shaping a business plan and investigating funding opportunities."
In addition to the wealth of consultancy services the SBDC provides, the Temple Ambler office will offer a business incubator specifically designed for military veteran business owners that will serve eight to 12 businesses.
"We will be working with veterans to take them through the entire business development process, from pre-venture to starting a business to building revenue," Shenker said. "It is about a nine-month process that we will begin in May."
The incubator, Shenker said, provides start-up businesses that don't yet have a home of their own with shared office services.
"It provides them with ready access to computers, phones, space to meet clients while also giving them easy access to consultants and SBDC services," she said. "It gives them a place where they can really get their business going without feeling like they have to go it alone."
Shenker said the SBDC has been working closely with Dennis Miller, executive principal of Wheel Dog Industries, a public policy consulting firm specializing in veteran and military affairs, to develop the veterans' cohort. Miller, a United States Marine Corps veteran, will be among the speakers at the March 20 grand opening in addition to the Montgomery County Commissioners. The SBDC is also coordinating their efforts with Temple's Military and Veterans Service Center.
"The Small Business Development Center is a perfect partnership for the Ambler Campus and the surrounding community," said Vicki Lewis McGarvey, vice provost for University College and interim director of Temple University Ambler. "Having a business incubator on a college campus where military veteran entrepreneurs can access an incredible wealth of resources simply makes sense. We're very excited to partner with the Small Business Development Center to provide specialized support for start-ups in the region."
Shenker said the Ambler Campus provides the SBDC room to grow.
"We'll be hosting meetings every month on campus with groups designed to support local businesses, such as the Small Business Administration and the Montgomery County Commerce Department," she said. "We're also hoping to host a manufacturing CEO roundtable."
The SBDC is additionally planning to offer a 10-week "entrepreneurial success" non-credit program at Temple Ambler in spring 2019.
"SBDC offers a variety of educational events and programs. The entrepreneurial success program focuses on getting a business up and running, soup to nuts," Shenker said. "Toward the end, we bring in funders to meet with our participants to give them a chance to make crucial connections."
Click here for the application for the Veteran Entrepreneur Training Program.
February's Temple Business Roundtable, a focus on procurement
On February 19th, Temple's SBDC hosted another successful Temple Business Roundtable (TBR) at the new IEI building on Temple Main Campus. Four expert panelists were brought together to discuss government procurement, focusing n "the why" and "the how". Each panelist provided the up-and-coming entrepreneur attendees with insight and helpful tips regarding government procurement and general business success.
Panelist Nathan McCann, Vice President of Community Lending for Community First Fund, brought his twenty years of experience to the panel. During the discussion, Mr. McCann mentioned the importance of having equity; "without [equity], banks are less likely to provide funding towards your business idea."
Victoria Hosendorf, Vice President at The Enterprise Center and Director at the Minority Business Development Agency Business Center, offered her best advice for aspiring entrepreneurs, "Don't be afraid to say 'I don't know' because that is how you are going to grow." For all entrepreneurs, she also suggested self-reflection as a key to growing your business.
Panelist Mark Jackson, the Director of Milligan & Company's Tax and Small Business Client Services emphasized the importance of consulting with a professional and developing a business plan because "when your numbers are in order, it is so much easier to focus on your business." He imparted insight on being cautious and precise when it comes to business taxes and tax liability.
Panelist Nick Esposito, a DBE Specialist at SEPTA, added valuable insight on the free certification process that SEPTA offers. The organization has been able to make major cuts to the processing time in order to better support local businesses.
Many aspiring entrepreneurs were present at the event and stayed after the conclusion of the discussion to network with other event attendees, staff from Temple's SBDC, and the esteemed panelists. We look forward to next month's TBR.
Q & A with Karl Kraus, Senior Business Consultant at Temple SBDC
Technical Advisory Committee at Ben Franklin Technology Partners of Southeastern Pennsylvania. Karl is a Managing Partner of Material Growth Partners, LLC, a firm focused on working with both new product
developers and the investment community in commercializing new technologies.
Throughout Karl's time at the Temple SBDC, he has advised numerous successful business start-ups and provided insightful one-on-one business consulting and advice for many entrepreneurs seeking help with their business endeavors. He has had a great deal of experience working in multiple industries such as pharmaceuticals, air pollution control, textiles, and industrial equipment.
Below, Karl discusses his experience as a consultant as well as provides meaningful advice for individuals interested in learning or expanding their skills as an entrepreneur.
What areas do you specialize in?
I specialize in business strategy, marketing strategy, technology commercialization, manufacturing, and science & technology. I work with companies specializing in areas of manufacturing technology commercialization and bringing new technologies to market.
What is your favorite aspect of working as a consultant?
My favorite aspect of working as a consultant is learning about unique business ideas and all the different markets as well as the satisfaction about helping clients and enjoying the clients' success.
What did you study in college? Do I need a college degree to start my business?
I obtained a MBA in International Business and received a B.S. in Chemistry.
And, No – just ask Bill Gates, Rachel Ray, Russell Simmons, or Michael Dell. There are examples of successful entrepreneurs as young as 14 years old. Formal education and age have never been a barrier to starting a business.
Were there any obstacles you had to overcome when you entered the consulting/entrepreneurial world?
Yes – When I started Material Growth Partners, I had to figure everything out on my own. I didn't know that the SBDC even existed! I had to build my professional network of people in order to get the word out and establish the company in the region.
What do you think are the biggest challenges in starting a business?
Realizing how much time is required to start-up and run a business, and financial issues such as a variability in week-to-week/month-to-month income and having enough funding not only to start the business but to support the growth of the business.
What are some common mistakes that entrepreneurs make when starting a business?
Some of the most common mistakes entrepreneurs making when starting their business is insufficient planning, not vetting their business concept and revenue model with an experienced entrepreneur or advisor, and not dedicating their full efforts to their business.
What was the unique business idea you have worked on?
The most unique business I have worked with created a collapsible bike helmet to encourage bicycle commuters to protect themselves: Kova Helmet Website. Not only was this entrepreneur mission-driven to promote safety, but she also had to learn how to develop and fund a new-to-the-world product and utilize her network to get the assistance she needed to make her vision a reality.
Do you have any advice for aspiring entrepreneurs?
Know what you are selling
Know who you are targeting as customers
Understand why they would buy what you're selling rather than other solutions for their problem/need
Determine how you will make money selling it
In everything, double the amount of time you think it will take
Thanks to Karl for speaking with us and offering his guidance to the businesses who come to the SBDC. If you would like to set up a (free!) appointment with Karl or one of our other business consultants, please sign up here.
TU SBDC Welcomes Maureen Herczeg, Financial Analyst and Procurement Specialist
Maureen O'Halloran Herczeg will return to the Temple Small Business Development Center in October 2018 as the SBDC's Financial Analyst. She previously served the Center's clients as Government Procurement Specialist from 2000-2004.
In her role as Government Procurement Specialist, Maureen assisted small business owners from across many different industries with pursuing government contracts and subcontracts at the federal, state, and local levels by providing individual consulting, market research, and training. Additionally, she advised clients on the Small Disadvantaged/Minority and Woman Owned Business Enterprise and HUBZone certification processes. As Financial Analyst, Ms. Herczeg will work closely with the Fox School of Business to manage the Center's budgets. She will also return to her position as Government Procurement consultant.
Maureen comes to the SBDC from the Controller's Office at Arcadia University, and previously the Business Office at the School District of Springfield Township, where she managed both organizations' Accounts Payable departments.
Prior to working at Arcadia University and the School District of Springfield Township, Maureen spent a number of years working in small businesses, most notably as a Research Analyst at a boutique federal market consulting firm and the Business Office Manager and Marketing Coordinator for a small, family focused legal firm.
Maureen holds a BA in English from the University of Pittsburgh and an MBA from the
Temple University Fox School of Business.
October 23 Temple Business Roundtable at TUCC
Calling all entrepreneurs and small business start-ups…


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Make the Best Yorkshire Puddings Ever
This Yorkshire pudding recipe is quick, simple and guarantees success. Yorkshire Puddings are one of the major components of England's national dish, roast beef, and Yorkshire puddings. A tray of Yorkshire Puddings fresh from the oven should be well-risen, golden brown with a crisp exterior and soft middle.
It seems everyone has their way of making Yorkshire puddings given the number of recipes out there. No one way is right or wrong as long as it works. We have been making Yorkshire puds since we were children, and this is the way we make them, and they always work a treat. Believe us they are so easy to do.Continue to 2 of 6 below.
02 of 06
Step 1: Measure the Ingredients
In our recipe, the puddings are made by measuring equal eggs, to milk to flour for the batter. The only other ingredient being a pinch of salt. Measure these out before you start the mixing.
Once measured, place into a bowl and using an electric hand beater or hand whisk, beat the eggs, milk, and salt until thoroughly mixed, light and airy. Leave to rest for 10 minutes.
Finally, sieve in the flour beat well again and put to one side to rest.
Once thoroughly mixed, the batter now needs to rest in the kitchen (not the refrigerator) for at least 30 minutes, if possible for longer, even up to several hours. Leaving the batter to stand allows the bubbles to subside and the starch grains in the flour to soften. The result of these actions is a very light, airy batter.Continue to 3 of 6 below.
03 of 06
Prepare the Tin
For cooking the puddings, you can use a traditional Yorkshire pudding tin (4 x 2"/5cm hole tin) or 12-hole muffin tin.
Into each cup of the tin, place a tiny piece of lard, beef dripping, goose fat or ½ teaspoon of vegetable oil.
Place the tray in the hot oven and heat until the fat is smoking.
Yorkshire Pudding can also be cooked whole using a large square roasting tin. The cooked large pudding is then cut into portion sizes.Continue to 4 of 6 below.
04 of 06
Fill the Tin
After giving the batter another good whisk, add a little water, whisk thoroughly, then, fill a third of each cup with batter.
Quickly return the tin to the oven.Continue to 5 of 6 below.
05 of 06
Cook the Yorkshire puddings until golden brown and well risen, approx 20 minutes.
Avoid opening the oven door if possible as this may cause the puddings to sink.
Continue to 6 of 6 below.
06 of 06
Step 9: Serve the Yorkshire Pudding
In Yorkshire, serving the pudding is traditionally done with gravy as a starter dish followed by the meat and vegetables. Sometimes the pudding is the size of a dinner plate! More often, smaller puddings are cooked in muffin tins and served alongside the meat and vegetables.

subset: commoncrawl


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A Quick Overlook of Wellness – Your Cheatsheet
Information Regarding Treatment Methods for Mucositis It can be difficult to tell the main cause of mucositis in a patient since there is a range of potential bases. Even so, cancer patients have higher chances of contracting it since it arises as a side effect of the treatments. Chemotherapy and radiation have been attributed to placing a person at a higher risk of contracting mucositis. If a cancer patient is diagnosed with mucositis, treatment should begin early enough as it can lead to suspension of chemotherapy sessions so as to give it some time to heal. Properly managed mucositis makes the patient lead a perfect life without any wounds or inflammations in the mouth. As the most common mucositis is oral, it is best prevented and managed through good oral hygiene by the patient. Even so, it is important to note that bad oral hygiene is not a factor that can cause mucositis, but it has numerous impacts that can hinder a patient's ability to heal. Oral hygiene is not a complex activity as it involves frequent brushing of the teeth after meals to clean off all the food particles that are left in the mouth. In addition, tooth brushing should be done before sleeping since an unclean mouth is prone to rapid bacterial growth at night. The right toothbrush for use should have soft bristles that do not harm the mucosa. Mouth infections always find their way to a person through chapped lips. However, we are quick to avoid this through the use of lip balm. In this case, water acts as the lip balm in the prevention of mucositis. When you are hydrated, your body produces saliva that keeps your mouth moist at all times and this prevents mucositis. Ice chips can come in handy during chemotherapy as they can keep your mouth moist all through. Oral lubrication can also be achieved through the act of chewing candy that is sugar-free as much of it ruins the condition of the mucosa.
Understanding Health
Natural rinse is also a guaranteed method of preventing and managing mucositis. Table salt is mixed with water to make a good rinse solution that can bring about a number of benefits. Desirable results are attained when a person who is preventing or managing mucositis swishes the solution for a ten seconds period before spitting it out. Since salt water is not the only recommended natural rinse to use for mucositis, you can also use baking soda with is ideal for its anti-inflammatory properties.
Understanding Health
Considering the fact that there exist additional treatment methods for mucositis that are natural, people should research about additional techniques that from credible sources. All the same, a person should not ignore the doctor's advice.


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Operational Support
Hillman Saunders also have specialists within the field of HR, risk & accounts compliance, accountancy, secretarial, admin , front of house and legal.
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Sunday, September 18, 2011
Baby cards are go
Tis the season for little ones. I have a number of cards for babies due in the next couple of months so I have made a start. I pulled out all my baby supplies. This is the first that I came up with. This is the first time I have inked up Parateddy {one of the goodies I purchased from Elzybells before they closed}. I love playing with new stamps and seeing what I can create. It was a great one for paper piecing. I went for the layered look. Pleased I got on the sewing machine to add the stitching details.
Colours: certainly celery, pumpkin pie, brocade blue
Stamps: parateddy (elzybells), text style (PTI), whimsical words (SU)
Finishing touches: certainly celery ribbon (SU), stitching, buttons, apricot embossing powder (american crafts), papers (my minds eye and unknown)
Posted by {Colleen} at 6:45 PM No comments:
Labels: baby, cards, Elzybells, paper piecing, papers, papertrey ink, stampin up, stitching
September Stamp Club
The challenge for this month was to make a get well card for a boy. It had me stumped and I had put it off till the last minute. When I finally sat down and had a good look through what I had the idea came together to make Dr Sock and put his tools in the trolley. I was going to make some bits and pieces but, after starting the card I thought what fun it would be to put actual first aid bits in so that they can be played with. It turned out even better than I my first thoughts. In fact I enjoyed being caught up in seeing what I could come up with.
Colours: cherry cobbler, baja breeze, very vanilla, not quite navy, old olive, pumpkin pie
Stamps: sock monkey and accessories, background sampler, best yet, itty bitty bits (SU), dater stamp, notebook paper (verve)
Finishing touches: paper (my minds eye and october afternoon), rhinestone. first aid accessories
Posted by {Colleen} at 6:29 PM 1 comment:
Labels: boys, cards, stamp club, stampin up, verve
Sunday, September 11, 2011
Ahoy there!
So good to get back into my space for a bit. Another birthday card required. I have been good at keeping up to date but this one was definitely last minute {made an hour before needed - talk about cutting if fine} A stamp, nautical looking papers, some distressing and stitching. Done! Still getting the hang of using my nestabilities.
Colours: very vanilla, not quite navy, early espresso, baja breeze
Stamps: ahoy matey (SU)
Finishing touches: papers (bo bunny), stitching, distressing, ric rac ribbon, nestibilities labels two (spellbinders)
Posted by {Colleen} at 7:17 PM 1 comment:
Labels: boys, cards, distressing, papers, spellbinders, stampin up, stitching
Pages complete
I started a number of pages that had to go on hold while something else took priority. So I finally had a chance to finish them. These are just a few. My favourite is 'I spy'. Love it when all the little pieces come together. Love it that I am enjoying scrapping again, even more.
Posted by {Colleen} at 7:05 PM No comments:
Labels: boys, scrapbooking page
DIY embellishments
In life I am taking more time to stop and notice the little things that are going on around me. To embrace the moment and enjoy it. Check out this trailer here. Definitely wanting a copy of the book - One Thousand Gifts.
This seems to be rubbing off on my layouts. I have been noticing the little details that others are using and have been playing with different elements {punches, stamps and dies} to add the finishing touches on my pages. Sure its great to have just the right element to use but its certainly not always possible. Fun trying out new things with what you have to see what you can come up with.
Posted by {Colleen} at 6:42 PM No comments:
Labels: details, papertrey ink, scrapbooking page, stampin up
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Three separate journalists, not for Palestinian news outlets, have reported being attacked by Israeli forces. While Israel says that it carefully considers each shot fired, if believed, would leave no other conclusion than that the IDF was intentionally trying to harm or liquidate journalists covering the conflict on the Israeli border. Specific information was reported by an Al-Jazeera reporter, who gave the following report to France24 news:
On Monday, protests at the Gaza border left 60 Palestinians dead and more than 2,000 wounded. Many images show people attacked by tear gas drones and injured by live bullets fired by Israeli snipers. Some videos suggest that the Israeli army is intentionally aiming at journalists covering these events.FRANCE 24 spoke to Abdel-Hamid. This is what she said:
In this video below, Al-Jazeera journalist Hoda Abdel-Hamid, a three-time Emmy award winner, hunches down as a bullet whizzes near her. She is wearing typical journalist gear, with a helmet and a bulletproof vest labeled "Press".
In this second video, an Israeli army drone unleashes tear gas on the spot where Abdel-Hamid stood with other journalists. She had trouble breathing, so her cameraman takes her to a nearby car. He goes back to continue filming
Yesterday in two instances, I was attacked. First, a sniper's bullet landed less than one metre away. The second time, tear gas fell from a drone. We were not close to the fence, but in an evident journalist position, behind the protesters. Both attacks happened in the same place.
The Israeli soldiers who are shooting are elite snipers, and Israel always says that each bullet is carefully considered, so they aimed at us intentionally. When it comes to the drone, an Israeli pilot behind the fence is directing the drone and monitoring what is below, then the pilot presses the release button. The Israeli army is a sophisticated army - they know what they're doing.
"You cannot think otherwise than that they target journalists - unless they are shooting randomly, which the army denies"
But I've been lucky - many other clearly-marked journalists have been injured and have died. [Editor's Note: Since the start of the "Great March of Return" protests on March 30, two Palestinian journalists have died after being shot by Israeli forces. Israel's foreign minister claimed one of them was a member of Hamas]. When you stand near the border and you see snipers [in their] high positions, you cannot think otherwise than that they target journalists - unless they are shooting randomly, which the army denies. In addition, it does not feel like it, because [in my case] it was one pop and that's it.
A few years back in Beit El [north of Ramallah], a Jeep stopped, a soldier got out and shot tear gas at our team.
What happens here would cause an outcry if it happened anywhere else in the world.
On Monday, Reporters Without Borders asked the International Criminal Court to investigate sniper fire on Palestinian journalists, which the NGO said it regards as war crimes.
Back on April 7, Reporters Without Borders condemned
"the disproportionate reaction by Israeli forces, who killed or wounded several civilians including journalists and we urge the Israeli government to adhere strictly to UN Security Council Resolution 2222 on protecting journalists, adopted in 2015".The situation going down on the Israeli border is a black mark on international law, as Israel apparently violates it right and left, while the biggest 'upholders' are sipping on tea and complaining about the Russians for the forecast.
But if someone mentions gas or a nerve agent somewhere, then all of the sudden it matters, and suddenly it becomes 'highly likely' that the Russians had something to do with it.
Of course, in this case, Israel is just exercising its 'right' to defend itself against reporters armed with cameras and microphones.


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Here's a sweet & simple card made with the Stampin' Up! Abstract Impressions Stamp Set. This is my absolute favorite stamp set from the 2018-2019 Stampin' Up! Catalog. That's a tall order because there are so many must-haves!
The flowers were stamped with Lovely Lipstick Classic Stampin' Pad ink. Whoever came up with that name nailed it! What a lovely deep pink it is. The card base is the coordinating Lovely Lipstick Cardstock.
Lemon Lime Twist is an excellent companion for Lovely Lipstick. It was used for the stems. You see two shades of deep pink and green because one of the flowers and stem stamps was stamped first on scrap paper to lighten the ink before stamping on my card.
All the supplies are listed below to make my sweet and simple Stampin' Up! Abstract Impressions card and are available to order in my online store www.shopwithshelly.com or by phone 702-513-9997.
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We've spent over two decades building a network of extraordinary executive-level consulting talent and thought leaders, and connecting them with our client executives in Atlanta and beyond.
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Management Consultants
Malini Desai
Malini Desai is an accomplished management consultant and passionate leader skilled in aligning business priorities with IT and driving transformational initiatives from roadmap definition through to operational fruition. With 20+ years of demonstrated success in Technology, Strategy and Operations, Malini is a versatile key utility leader and a strong collaborative partner who takes a results-driven "right-sized" delivery approach optimized for the client's environment and goals. Read more
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Remove/rewrite legacy components to enable business users to run the application with the latest web browsers supported by the client.
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Sales Managers
Core Tasks Include:
- Resolve customer complaints regarding sales and service.
- Monitor customer preferences to determine focus of sales efforts.
- Direct and coordinate activities involving sales of manufactured products, services, commodities, real estate or other subjects of sale.
- Determine price schedules and discount rates.
- Review operational records and reports to project sales and determine profitability.
- Direct, coordinate, and review activities in sales and service accounting and record-keeping, and in receiving and shipping operations.
- Confer or consult with department heads to plan advertising services and to secure information on equipment and customer specifications.
- Advise dealers and distributors on policies and operating procedures to ensure functional effectiveness of business.
- Prepare budgets and approve budget expenditures.
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The data sources for the information displayed here include: O*NET™.


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Member Since: March 20, 2014
Country: United States
Product ROB-12859 about 5 years ago
sorry i realize this is probably for the forum not here. i cant figure out how to delete it.
Product DEV-09815 about 5 years ago
I'm wondering why when I spin the motor backwards the LED light that signifies direction lights up. Isnt' this supposed to be prevented by the diodes that protect against EMF? I didnt look closely at the design filed but just want to clarify that I'm not going to damage the board without adding my own diode. thanks
No public wish lists :(


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Big Data Applications (BDAs) are the hot topic in Big Data and no category is hotter than Big Data Apps for Sales and Marketing.
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The Multi-Channel Challenge
The digital marketing space is evolving rapidly and Lyris is poised to help marketers tackle the challenge. Today's marketers, says Alex Lustberg, vice president of marketing at Lyris, are faced with multiple solutions across a diverse set of channels, including for web analytics, social, mobile, and email to name just a few.
As a result, says Lustberg, "It's hard to understand performance, and by the time you do, it's often too late."
One example of the multi-channel marketing challenge is telling a customer one thing in one channel and something else in another. Consider the last time you checked into a hotel. It was a prime opportunity for marketers, but one they may have missed due to channel overload.
Ideally, the hotel's marketing system would have recognized that you had just checked in and sent you an offer for the hotel spa or restaurant. But other marketing systems the hotel uses may not have known about your stay and sent you a pre-scheduled discount for a future visit at the same time.
Such email miscommunication is just one instance of the multi-channel problem marketers often face: Systems that frequently don't talk with each other and send customers conflicting messages as a result.
Not only are marketers missing opportunities but they're also turning positive customer experiences into negative ones.
Many Channels, One Message
To be clear, creating a product that enables marketers to deliver messages and analyze performance across multiple channels isn't easy.
Lyris had to integrate a number of data storage and analytics technologies, including Hadoop, HBase, MongoDB, and MySQL to create its new Lyris ONE offering. The product has four key components:
- Dynamic customer profiles that support real-time customer segmentation based on complex transactional and behavioral preferences
- Integrated marketing analytics that allow digital marketers to set business goals and optimize campaigns based on conversion and other revenue based targets
- Intelligent campaign designer, a visual design environment for creating campaigns across multiple channels that promotes the use of digital marketing best practices
- Automation Engine, an event processor that enables sophisticated data and messaging workflows and that links all the components together
Marketing Meets Big Data
According to Lustberg and Lyris vice president of corporate strategy Brennan Carlson, two trends have come together that have spurred rapid change in marketing:
- The age of the informed consumer. Today's consumers have more information at their disposal and can access it more easily. They're making more decisions on their own and in real-time. That means that marketers have to change too, says Lustberg.
- The device revolution. Related to the age of the informed consumer, the rapid adoption of smartphones, tablets, and other mobile devices (Apple sold 32.2 million iPhones last quarter, according to one estimate) means that consumers are online virtually all the time.
"Marketing is no longer about one-off, scheduled message delivery, it's about ensuring that you show up at every interaction," says Lustberg. That requires systems that support a high volume of automated, dynamic, and personalized communications.
Marketing automation solutions such as Marketo and Eloqua have enabled B2B marketers to reach business buyers.
Similarly, the Lyris ONE solution lets marketers manage high volume campaigns across multiple channels to communicate with a broader base of customers.
Running such campaigns means working with a lot of data. The promise of Big Data for marketers is not only better campaign management and monitoring but also systems that predict which campaigns are driving revenue and even run them automatically.
Lyris pioneered email marketing. Harnessing the power of Big Data, the company is well positioned to do the same for digital marketing automation.
David Feinleib is the author of The Big Data Landscape, The Big Data 100, and Big Data Trends. He provides advisory and consulting services to technology buyers and vendors, including Lyris. For more information, contact him at firstname.lastname@example.com.


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PHILADELPHIA, Pa. — Help Inc. has a lot of Canadian users for its PrePass scale bypass and electronic toll payment system, but doesn't yet have any Canadian weigh stations that participate.
The company is trying to change that, and revealed during a press conference at the American Trucking Associations' Management Conference & Exhibition that it was in discussions with"several Canadian provinces to bring the program here. When asked by Trucknews.com whether the rapidly expanding program would reach into Canada, Help Inc. president and CEO Karen Rasmussen said there are talks underway to do so.
"We have actually been in preliminary discussions with some of the provinces in Canada," Rasmussen said. "When this program got started, B.C. was one of the pilot states, so it's not a foreign concept and yes, there's a lot of interest in extending it up there."
She also said the network has been strengthening its presence on north-south routes to better accommodate Canadian trucks travelling into the US.
PrePass allows qualifying carriers to bypass inspection stations most of the time, generating time and financial savings.
A transponder located in the cab flashes green or red to notify the driver whether or not he or she can proceed without pulling into the scale. Most of the time, PrePass members are allowed to bypass the scale, though some are randomly chosen to pull through the scale to maintain the integrity of the system.
At ATA, Help introduced a new ElitePass transponder, which expands PrePass Plus electronic toll payment services to California and Kansas, with Oklahoma, Texas and other states coming on-board soon, Rasmussen announced. With PrePass Plus and the new ElitePass transponder, fleets will be able to combine nationwide scale bypass with electronic toll payment.
"This is going to allow essentially coast-to-coast bypassing and toll payment for truckers," Rasmussen said. "To be able to offer one device that carriers can use both for bypass and for toll payment is a huge, huge benefit to them, as well as to tolling authorities and the 32 states that are in our PrePass program."
The newly added tolling systems are in addition to the already existing PrePass Plus toll payment services through the E-Z-Pass network, the company says.
Today, more than 530,000 qualified trucks from more than 45,000 fleets use Help Inc.'s PrePass system. They are approaching 670 million weigh station by passes since 1997. The company says this has generated nearly US$4.8 billion in savings to motor carriers.
"Nobody likes paying tolls," said HELP Inc. President and CEO Karen Rasmussen. "But in reality, tolls are a fact of life and will continue to be a growing part of how roads and bridges are funded in the future. In trucking, where time really equates to money and where every minute counts, a single technology that provides coast-to-coast electronic toll payment and couples it with weigh station bypassing for qualified fleets meets a critical industry need."
Considering how mind numbingly slow the new style scales are in Ontario this can't come soon enough. Fill the scales up with the bad guys instead of wasting the time of good compliant and honest operators. The bad guys just slow down and wait for the lights to go out, once 8 or 9 trucks are on the ramp the scale is closed for an hour while those trucks are "processed" and the junk rolls on by. Is the MTO really serious about safety? This would be a good step forward.


text: Arquie 0 Report post Posted March 28, 2017 Hi everyone, Have taken a break from goalkeeping for the past year and a half due to injury but have recently decided to start back up again. Currently still attend high school here in the land of Mr. Trump (err..president :blink: ). We are a small school but have a very successful soccer program, competing with the biggest of schools in area. One of the best coaches in our school's history has decided to start coaching at our school again, and he has been encouraging me to resume playing. Looking forward to being a part of the community here, seems like a good group of guys (and gals). I have quite a bit of work to do to get to where I once was, but I am excited to be back between the posts. Nick Edit: I'd had several concussions over a span of a couple years, so I decided to take a break after my most recent one. Share this post Link to post Share on other sites


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I have heard the same story from one of my best friends forever. "I need a change." "I need to fix 'this' or 'that.'" Then nothing changes, and we start the cycle again. How many times can I listen to her vent when she hasn't change in… well… forever?
JR: The next time they start a conversation with, "I need a change," say, "I'm not Oprah. I can't magically guide you to your 'a-ha moment' in an hour."
JW: Sometimes you need to do the right thing. This isn't one of those times. Stop trying to encourage your friend to change, and resort to blackmail and kidnapping. Steal their cat or dog and ransom ol' puppy back on the condition of permanent change. Too dark?
JT: Unfortunately change is very hard to do, but I hear your frustration. Maybe tell them you appreciate them confiding in you, but that you feel like you've given all you can to that conversation. Tread lightly, though.
My friend is addicted to Snapchat. It's to a point where it's rude. We'll be in the middle of a conversation, and she'll stop listening and will start taking selfies to send to people of her making faces. Should I just excuse myself when this happens or put up with it?
JR: Snapchat – the final nail in the coffin for our attention span. I've literally stopped typing this five times to send Snapchats of myself sounding like a chipmunk. It was worth it.
JW: I think with a powerful enough laser, you can point it at their phone camera and burn out the sensor, while leaving the rest of the phone functional. That is just a random fact that you can do with as you please.
JT: Snapchat is the best and the worst. It's the best when you're on Snapchat, but the worst when you're stuck with someone constantly checking. Kindly tell your friend that you feel left out and frustrated when you're supposed to be hanging out and they stare at their phone.
I've always had a lot of guy friends and have stayed close with many of them over the years. For some reason my husband suddenly thinks it's "not sending the right message" if I'm hanging out with them alone. Is this a real thing? We're just friends, and I feel like I don't need a chaperone.
JR: My mom is really close with all of her guy friends. Last week I ran into her with her guy friend, and they were sharing chocolate fondue. It was kind of weird, because they were feeding it to each other with their mouths, but I think it's because they're so close.
JW: Not to go all Saudi Arabia on you, but… FLOOSIE!
JT: To me, I hear that is a cool girl in a committed relationship that likes to chill with dudes. Is this not the message your husband wants to send out to the world?


text: The United States Department of Agriculture's (USDA) Foreign Agricultural Service (FAS) is accepting applications for the Norman E. Borlaug International Agricultural Science and Technology Fellowship Program (Borlaug Fellowship Program). Fellows are accepted from developing and middle-income countries to work with mentors in U.S. laboratories. If you know an eligible foreign scientist who wants to come to the U.S. to train, please encourage them to apply. The application deadline is November 5, 2017.


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Christian Union
The really sad thing about not talking and listening to God, is that you miss a golden opportunity to draw closer to God, to get to know him better, and to let him know that you realize that you want and need his help. When you don't communicate with
God you miss the Godly advise given at James 4:8. Draw close to God and he will draw close to you. We constantly talk to God in order to constantly build and strengthen our relationship with him, to barn what he expects of you, know him better and find out how we can best ac- complish the things he wants us to do.
By Makale Cornelius- 4G - 2013
Christian union sec-
Form one 2019 Joining Instructions
FORM 1 2019 JOINING INSTRUCTIONSpdf Document word Document read more


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This beautiful piece can be worn as either a brooch or pendant. It is hallmarked sterling silver and contains seven turquoise beads.
The oval piece has a large green translucent stone, possibly jade, but more likely green quartz. Applied to the stone is a sterling basket with three flowers, centered with the turquoise beads. The green oval stone has a very intricate silver border done in an open design and containing four more of the turquoise beads. I believe it was made in the first quarter of the twentieth Century.
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The piece measures approximately 2 3/8" by 2". It weighs 27.5 grams and is in fine vintage condition. The piece has the original patina and I have not polished it. You may do so if you desire.
Please Note: For any desired international shipments, advance approval is required before placement of orders. Out of country shipments, must be by express mail international. Please see my shop terms of sale which can be found on the right hand side of any page.
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Vintage Sterling Silver & Turquoise Pendant/Brooch
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MANILA, Philippines — The Metropolitan Manila Development Authority on Tuesday proposed that mall hours be adjusted to help ease traffic on EDSA.
MMDA General Manager Jojo Garcia said there are 17 malls along the stretch of EDSA. He added that these malls have around 2,000 to 3,000 employees.
For Garcia, these employees contribute to the traffic during rush hour so he is proposing for a schedule adjustment of malls.
He said it would be in their favor if the shopping centers would open late and close late.
However, Garcia admitted that implementing his proposal would be difficult as the MMDA could only ask for permission to change mall hours during Christmas season when there are numerous weekend sales.
This is not the first time the MMDA floated the proposal. Last year, the MMDA appealed to mall operators to delay their opening hours as it would minimize traffic.
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How to achieve your goals and stay motivated
Did you start this year with resolutions and good intentions? With all the usual routines of work and home life taking over again, many people find it difficult to stay motivated and keep on track. It can leave you feeling a bit frustrated which can affect your self-esteem.
4 solution-focused steps for motivation
So now might be a good time to start again; here are four solution-focused steps that that will help keep you focused and more motivated to keep going.
1. Practice positivity
Before setting any new goals, take a moment to reflect on things which you already appreciate in your life - what are you grateful for? Think about what is already going well for you and make a short list of five things.
When you recall positive memories, the good things in your life, and you feel grateful, you have to think from the left prefrontal cortex of your brain - the positive part. It means you'll begin your plan in a positive state of mind.
2. Focus on your future happiness
Goals that make you happy will be meaningful. Choose ones that reflect your true aspirations and you'll feel more motivated to achieve them. Think about the areas of your life that you want to improve; it might be your health, well-being, career, relationships and so on. Think about what inspires you.
If the real reason you want to lose weight is that you want to have more energy to play with the children, keep this benefit in mind and remind yourself of it often. Ask yourself:
- How will you feel when you have achieved your goals?
- What will you be doing differently as a result?
- What will your family and friends notice about you?
- Importantly, will these changes bring you happiness?
3. Take small steps towards your goals
Keep things simple - many of us set too many goals, so be realistic. Start by writing down a maximum of three or four things you want to have achieved by this time next year.
Break each goal down into small steps - ask yourself what small steps can you take towards this goal? It might be a simple change, but it should be something which helps you move closer towards that goal - make it specific. Take a moment to think about this and visualise yourself actually doing it, really live it in your mind. Then ask yourself, when will you be taking this action?
When you've completed your first step, take a moment to reflect on how good it felt and plan the next step towards your goal. As you practice this process, you'll feel more motivated and more positive about your progress as you take each step towards that goal.
4. Be kind to yourself
As you move towards your goals, be kind to yourself and focus on what you have achieved rather than what you haven't. It takes time to achieve important goals, especially changes in behaviours and habits, so be patient and keep taking small steps forward reflecting on what you have done so far.
Hypnotherapy for motivation
Solution-focused hypnotherapy helps by identifying your underlying reasons for wanting to achieve your goal. Your subconscious mind understands your true potential, and positive thinking combined with hypnotherapy is a great way to tap into this potential.
Hypnotherapy Directory is not responsible for the articles published by members. The views expressed are those of the member who wrote the article.
About Andrew Major
Andrew is a qualified and registered Solution Focused Clinical Hypnotherapist. His therapeutic approach combines psychotherapy techniques and clinical hypnotherapy, based on the latest research from neuroscience. A collaborative process which will helps clients take small steps to move forwards, take control and gain a better enjoyment of life.… Read more
Located in Bagshot and Farnham.
To book an appointment, please get in contact:


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Physical Intelligence and Thermodynamic Computing
Applied Physics Laboratory, Johns Hopkins University, Laurel, MD 20723, USA
Academic Editor: Dawn E. Holmes
Entropy 2017, 19(3), 107; https://doi.org/10.3390/e19030107
Received: 22 January 2017 / Accepted: 6 March 2017 / Published: 9 March 2017
(This article belongs to the Special Issue Maximum Entropy and Its Application II)
This paper proposes that intelligent processes can be completely explained by thermodynamic principles. They can equally be described by information-theoretic principles that, from the standpoint of the required optimizations, are functionally equivalent. The underlying theory arises from two axioms regarding distinguishability and causality. Their consequence is a theory of computation that applies to the only two kinds of physical processes possible—those that reconstruct the past and those that control the future. Dissipative physical processes fall into the first class, whereas intelligent ones comprise the second. The first kind of process is exothermic and the latter is endothermic. Similarly, the first process dumps entropy and energy to its environment, whereas the second reduces entropy while requiring energy to operate. It is shown that high intelligence efficiency and high energy efficiency are synonymous. The theory suggests the usefulness of developing a new computing paradigm called Thermodynamic Computing to engineer intelligent processes. The described engineering formalism for the design of thermodynamic computers is a hybrid combination of information theory and thermodynamics. Elements of the engineering formalism are introduced in the reverse-engineer of a cortical neuron. The cortical neuron provides perhaps the simplest and most insightful example of a thermodynamic computer possible. It can be seen as a basic building block for constructing more intelligent thermodynamic circuits. View Full-Text
Keywords: Carnot cycle; causality; distinguishability; entropy; intelligent processes; questions►▼ Show Figures
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This is an open access article distributed under the Creative Commons Attribution License which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited
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Fry, R.L. Physical Intelligence and Thermodynamic Computing. Entropy 2017, 19, 107.
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Fry RL. Physical Intelligence and Thermodynamic Computing. Entropy. 2017; 19(3):107.Chicago/Turabian Style
Fry, Robert L. 2017. "Physical Intelligence and Thermodynamic Computing." Entropy 19, no. 3: 107.
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