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Rule By Fear Comic Strips - Page 2
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123 Results for Rule By Fear
View 11 - 20 results for rule by fear comic strips. Discover the best "Rule By Fear" comics from Dilbert.com.
Sunday August 11,
Tags #Dilbert, #motorist, #distress, #ahead, #fear, #engineer, #woman, #Men, #frauds, #gas, #explosion, #men and women
Dilbert drives his car and thinks, "Motorist in distress up ahead." A woman in a car asks, "Can you help me, young man?" Dilbert replies, "Have no fear, I'm an engineer." Dilbert looks under the hood of her car and says, "Hmm . . . Yes, I see . . . Try it now." The woman tries to start the car and says, "Nothing." Dilbert says, "Okay, try it now." The woman gets out of the car and looks over his shoulder. The woman says, "Hey, you're not doing anything but fiddling and poking at things!" The woman continues, "In fact, there's nothing in here that you could conceivably fix with your bare hands. My God, you men are frauds!!" The woman continues, "It's lucky I'm out of gas; you might have caused an explosion!!"
Wednesday May 15,
Tags #inert, #leadership, #morale boosting, #next phase, #pending merger, #praised with fear, #rigor mortis, #unmotivated
Dilbert stands with his arms extended and says to the Boss, "I'm paralyzed with fear because of the pending merger." Dilbert continues, "Thanks to your leadership I've gone from being unmotivated to being inert." Dilbert says, "I think I'm advancing to the next phase. Hello, rigor mortis!! Take me, I'm ready!!" The Boss walks away thinking, "It might be time for a morale-boosting potluck lunch."
Sunday June 12,
Tags #aa meeting, #ratbert, #fear of computers, #technophobe, #wrong meeting, #alcoholics anonymous, #interupt, #elaborate excuses, #avoid computers, #web of deception
Ratbert: My name is Ratbert. I fear the information superhighway. Like most of you, my problem started because I never learned to type. I thought only secretaries needed to type. Then the computers came. At first I dismissed them as mere toys for men with no social skills. Soon they were everywhere. I would invent elaborate excuses to avoid computers. I was caught in my own web of deception. MAN: This is "alcoholics anonymous" Ratbert: I didn't interrupt you. Man: Can we talk about me now?
Sunday January 28,
Tags #fear of action, #festering cynicism, #lame company, #loyalty, #micromanged, #need help, #only one on earth, #physical abnormalities, #six years experince, #downsizing
Dilbert arrives at home carrying a briefcase. Dogbert sits on the armrest of the chair. Dilbert says, "I need your help, Dogbert." Dilbert carries Dogbert to the desk as he explains, "My company is downsizing. They told us to write our own job requirements then reapply for our jobs." Dogbert asks, "Why do you want to keep working for such a lame company?" Dilbert quips, "Loyalty!" Dilbert and Dogbert laugh. Dogbert says, "Good one." Dogbert says, "Okay. You must write your job requirements so you are the only one on earth who fits." Dilbert replies, "Right." Dogbert dictates, "The candidate must have six years experience sitting in a big box being micromanaged by a nitwit." Dilbert adds, "The candidate must have a festering cynicism and an acquired fear of action." Dogbert says, "Good." Dilbert says, "That narrows it to ten thousand employees." Dogbert says, "We'll have to focus on your physical abnormalities."
Sunday July 21,
Tags #love, #strongest force, #stupidity, #cousin ignorance, #morning breath, #selfhiness, #lust, #fear, #money, #luck, #relationships
Dilbert stands by the door putting his coat on. He asks, "Dogbert, do you think love is the strongest force in the universe?" Dogbert replies as they walk down the front steps, "No, I'd have to go with stupidity." They walk outdoors. Dogbert continues, "Followed closely by it's cousin ignorance." Dilbert lifts Dogbert onto a fence. Dogbert continues, "Morning breath is number three. Thanks for reminding me." Dogbert continues, "Then you've got selfishness, lust, fear, money and luck." Dilbert asks, "But love is in the top ten, right?" Dogbert replies, "It's fourteenth, right after foolish optimism." Dilbert says, "Someone needs his little round back scratched." Dogbert says, "Do not." Dilbert scratches Dogbert's back and asks, "Where's love now?" Dogbert says, "It'd down and to the left . . . LEFT!! LEFT!! LEFT!! Oowahh . . ."
Wednesday March 03,
Tags #people fear public speaking, #fear death, #kill a guy, #scheduled to speak, #sleep, #threats, #dogcart threatens dilbert, #hints at death, #health
Dilbert and Dogbert sit at the breakfast table. Dilbert has his lap top in front of him. Dogbert says, "They say people fear public speaking more than they fear death." Dogbert says, "So technically, if you kill a guy who's scheduled to speak, you're doing him a favor." Dogbert says, "When are you going to sleep." Dilbert says, "Never."
Friday May 19,
Tags #perfromance review, #no initiative, #fault, #creating atmosphere, #fear and distrust
The Boss says to Dilbert during his performance review, "You didn't show any initiative this year." Dilbert replies, pointing at the Boss, "That's your fault for creating an atmosphere of fear and distrust. You, you, you." The Boss thinks to himself, "Note to self: Increase fear."
Thursday November 07,
Tags #yemp, #fear of commitment, #one foot out door, #swiped
The temp is standing with one leg up in the air. He says to Dilbert, "I'm a temp with a fear of commitment. I keep one foot out the door." Dilbert hands the temp a piece of paper and says, "Whatever. Just take care of this for me. It'll take ten minutes." The temp zips away faster than his clothes can move.
Monday December 09,
Tags #magnetic cancelation wheel, #create free energy, #rule the world, #technology
Dilbert is fixing a contraption on the table. He says to Dogbert, "My magnetic- cancellation wheel will create unlimited free energy." Dogbert 's ears fly up and he exclaims, "Buwahaha!!! I will use this technology to rule the world!!!" Dilbert replies, "Um.. It's not yours." Dogbert asks, "What time are you going to bed?"
Tuesday May 18,
Tags #carol, #secreatry, #secret society, #executive secreataries, #rule the world, #own secreatries, #Women, #meeting, #take over the world, #evil overlords, #business
Carol: welcome to the secret society of executive secretaries. Today we will wrest power from our evil overlords! Tomorrow we'll rule the world! Then connie pointed out that we'd need our own secretaries and the whole thing fell apart.


text:
Book Craigmore
- If the week you want is free, you can book online or by telephone on 01947 893500;
- If booking online, you must telephone within 24 hours to pay your deposit (or the full balance if your holiday is less than 8 weeks away).
- Short breaks must be booked by telephone.
- Your holiday will not be confirmed until we have received both your booking form and payment.
Booking Form
Terms and Conditions
- £200 deposit per week is paid on booking (or the full amount if booking takes place less than 8 weeks before your holiday). This is not returnable.
- Bookings may be made up to eleven and a half months before the start of your holiday.
- The balance (including a £50 per week breakage deposit) is due 8 weeks before your holiday commences. If this is not paid, the holiday is assumed cancelled. It is your responsibility to make a note in your diary to telephone us (01947 893500) to pay your balance before the due date.
- The prices quoted are inclusive of fuel costs. A £50 supplement is charged for a 7th person staying at Craigmore.
- A full linen service (towels, bed linen, kitchen towels) is available at a cost of £8.50 per person.
- We do not accept cheques. All payments must be made either by debit card or an acceptable credit card.
- The number of people stated on the booking form must not be exceeded.
- Access to Craigmore is available at 4pm on the day of arrival, and must be vacated by 10am on the day of departure.
- The cottage must be left clean and tidy or a cleaning charge will be made. Cleaning materials are provided.
- Breakages should be reported to us by telephone (01947 893500) as soon as they occur. Breakages or other damage or costs incurred will be deducted from the breakage deposit.
- Craigmore must not be sub-let.
- Well behaved dogs are welcome at Craigmore at a charge of £25 per dog per week (or part of a week), provided dogs are kept in the kitchen dining room and are not allowed into any other part of the house.
- No smoking is permitted inside any part of Craigmore.
- Fire procedure notices are on the notice board. Please read them carefully and note the full address of the property. In case of fire dial 999.
- Please obtain your own holiday insurance to cover the usual risks such as illness, or damage to or loss or theft of your belongings. We cannot be held responsible for any damage to or loss or theft of your belongings.
- Craigmore is let under a licence to occupy the property during the period of the booking. Malcolm or Helen Lloyd, or their representatives (eg. tradesmen) are permitted to enter Craigmore at any time during your stay.

subset: commoncrawl


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Absolute Chess
This easy-to-understand chess game explains everything from basic rules to aggressive strategies to help you advance in the game. There are two modes of play. In the Free Play, you can play against a number of preset characters, ranging from a young kid to a grouchy old man. The Challenge mode gives players multiple levels and missions to complete. Player support features include a function to indicate possible moves for the player and the opponent, as well as the ability to undo your previous move. You can also enjoy matches with friends via DS Download Play.
Last Modified: Jan 9, 2019
Where to buy
Nintendo Store


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Oxides | Minerals | Materials | Recipes | Articles | Glossary | Hazards | Videos | Properties | Schedules | Temperatures | Tests | Troubles
•The secret to cool bodies and glazes is a lot of testing.
•The secret to know what to test is material and chemistry knowledge.
•The secret to learning from testing is documentation.
•The place to test, do the chemistry and document is an account at https://insight-live.com
•The place to get the knowledge is https://digitalfire.com
|If this formula is not unified correctly please contact us.
|DENS - Density (Specific Gravity)
The designation 'Plus' refers to the particle size, it is a finer grained version zirconium silicate (see notes Zircopax). Formerly known as Superpax.
Glaze Opacifier - White
Superpax is a very fine grade zirconium silicate opacifier and will produce a whiter result than less expensive grades. See Zircopax.
It is 5 mm thick (compared to the 17mm of the cordierite one). It weighs 650 grams (vs. 1700 grams). It will perform at any temperature that any kiln that I have will generate and far in excess of that. It is made from a plastic body having the recipe 80% Zircopax Plus, 16.5% 60-80 Molochite grog and 3.5% Veegum T. The body is plastic and easy to roll and had 4.2% drying shrinkage at 15.3% water. The shelf warped slightly during drying, so care is needed. First-firing at cone 4 yielded a firing shrinkage of 1%). Notice that cone on the shelf: It is not stuck so no kiln wash is needed! Zircopax is super refractory! It is held together by sinter bonding, so the higher the temperature you can fire to the stronger it will be.
These bags actually contain Zircopax Plus since Trebol is the new owner of the company.
Out Bound Links
In Bound Links
Zirconium Silicate
Stannic Oxide, Tin(IV) Oxide, Tin Dioxide, SnO2


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This weekend saw the Boodles tennis even return to The Mere Resort and Spa for its second year- now officially called Boodles Tennis at The Mere. There was a bigger and more glamorous presence than ever.
The tennis line-up was bigger and better – still including the regulars with 2001 Wimbledon Champion, Goran Ivanisevic, and Peter McNamara – finally, and certainly not the least – this year had the addition of Henri Leconte.
I think it's fair to say that Henri stole the show, with some of the most engaging and amusing performances throughout the three day event, but without doubt taking the spotlight during the DJ Tennis on the Saturday night.
We had the opportunity to host media interviews with all the players and then share dinner with a great media table with some of the region's best journalists. There was much entertainment on the night with a silent auction, live music and considerable dancing.
However, seeing Henri next to the Boodles display engaging the guests with some of the most beautiful diamonds we've certainly seen – including a ring for £1.25 million – we can certainly see the value that sports personalities bring to luxury brands.
Apparently the stars made an appearance in Knutsford last Thursday night – we're not naming any venues of course but it's certainly one of Knutsford's favourite drinking spots.
Make sure you keep a look out next year as there's a rumour they'll be returning again.
Clare Wall,
Director of Firework PR


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May 27, 2018
Trinity Sunday
May 20, 2018
Day of Pentecost and Holy Baptism
May 13, 2018
Seventh Sunday of Easter
May 6, 2018
Sixth Sunday of Easter
To download: Click on event(s) above and you will be prompted to download a PDF document to save to your device. Available also on desktop and tablet version of website. Request Archived Bulletin(s) from any date or event. Please send a message using Contact page.
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Web and Graphic Design by Sandhills Graphics


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Will Work For Fleece
March 6, 2011 at 9:38 pm 10 comments
It's been a good weekend.
Always helps when you have a couple extra days.
I really should do that more often.
Thursday I went over to Schoonover Farm to help with their shearing.
I always jump at the chance to help with something like this, because it's a great opportunity to learn (and earn a really nice fleece!)
This year I chose Spike.
Here he is being shorn:
The fleece:
And the first yarn:
Mmmm mmmmm good.
Good show, Spike!
Saturday, we did our sheep maintenance routine- hooves, deworming, and administering the CoSeCure boluses for the first time.
It was a bit hairy, getting the boluses down them, until we developed a technique,, but they all got done. And it doesn't look like anyone has spit them up, so I think we're good!
This afternoon was really beautiful, so I was going to go out and get some fleece photos, but the boys wouldn't cooperate.
So, I decided I would take samples instead.
Went back to the house to get the nice new little shears that got just recently.
Thought I would just get a couple snips worth, as a preview.
But when I got out there, Edgar just walked right up and said "Take it off. Take it all off"
And so I did.
First he just stood there while I was clipping.
Then he sat down.
And I just kept on clipping.
At some point, the other guys got curious and came around to see what was going on.
I had Frank climbingup on my back, and Chone nibbling on my ear.
Crazy guys.
But it was fun. Edgar was so relaxed, and I just kept chatting him up, telling him how sporty he was gonna look in his new 'do.
Probably took an hour or more.
I just took it slow and made sure not to get too close to any skin.
He's still got a half inch to an inch of wool on him everywhere, so I don't think he'll get too chilly.
Seems mighty relieved to be rid of the heavy coat, actually.
And I'm glad to take it from him.
Edgar's a bit lumpy lookin' and the fleece is a bit jumbled,, but I think we're both pretty psyched about how it went.
Who's next? Perhaps on we of the big boys?
Entry filed under: Blog, Uncategorized. Tags: bolus, Edgar, fleece, Frank, shearing, Spike, yarn.
10 Comments Add your own
Me, too, on the Spike fleece; woman, you are FAST!
What calm and friendly little guys 🙂
Can't wait to see all their fleeces and what you will do with them Denise!
One of our ewes, Abby, is going to lamb soon so I got in her little pen and began rubbing her back and scratching her big tummy. She relaxed, closed her eyes and layed her head on my shoulder. Ahh…sheepy bliss. I just luv sheep!
How interesting. I would love to do this and learn how to shear these guys. I'm sure the ol' back hurts when you're through but look at all that lovely fleece. Oh my!
Great photos! Especially the last one. That one is worth framing.
Gorgeous fleeces!
[…] approximately 360 yards of steely grey Spike-y goodness! (my pick from Schoonover Farms shearing day this […]
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Helpful Products
Home Dialysis Central has pulled together this selection of helpful products for dialysis patients. Select a category to show only those related products. Do you have a product that you think could be useful for dialysis patients? Fill out this form to add it to our list.
Please note:
we do not sell any of these products!
You must contact the company that makes them for price and order details.
You will find contact info for each company under each product.
Listings in the Helpful Products Catalog on Home Dialysis Central are a service to you. The Medical Education Institute, its staff, its Board of Directors, and its sponsors do not endorse any product or service. Talk with your doctor if you don't know whether a product is safe or wise for you to use. We do strive to ensure that each listing is correct and complete—but, we can't guarantee it. We also can't and don't endorse, recommend, or review all of the links you could follow off of this site to another site. We are not responsible if a link you visit harms you or your computer, gives you wrong information, or if any other loss or damange occurs.
PD Belt
Contact Info
- PD Belts
- Emmett Carr Lane
- Renishaw, s21 3ul
- Email: info(a)pdbelts.com
- Website: www.pdbelts.com
PD Panty/PD Brief
The PD Panty comes in two styles: day and night.
The "day" version has of a pocket for the port at the end of the transfer set tubing to rest in that is just below the waist band on the inside of the garment. A "guide" that is open at both ends serves as a guide for the transfer set tubing to "thread" through and rest in the pocket above the guide in the inside of the panty. This protects the exit site from being injured by pulling of the tubing, as well as keeps the transfer set tubing from dangling.
When wearing the PD Panty, the port and transfer set tubing is not visible from the outside of the under garment. The panty provides safety, comfort, convenience, and a sanitary means of caring for the exit site. Made of cotton and cotton blends, the panty can be washed and cleaned with regular laundry detergent. Available in sizes from small to XX large.
The "night" version consists of the pocket on the outside and guide on the inside. The additional feature of the PD Panty "night" is that the garment has a button hole on the side of the garment between the guide and the pocket to allow the transfer set tubing to thread through the guide and come out to the outside of the garment through the button hole. The port again rests in the pocket on the outside of the garment. The garment is called the PD Panty "night" because the button hole allows the patient to connect to the Cycler without having to pull the underwear off or pull the underwear down. The guide protects the connection as the patient dialyzes and or sleeps. The PD Panty "night" can be worn at any time.
Contact Info
- PD-Uwear, LLC
- P.O Box 819
- Stockbridge, 30281
- Phone: 770-354-0539
- Fax: 770-960-4656
- Email: Mary Conner
- Website: www.pd-uwear.com
Contact Info
- Stickman Dialysis Industries
- 39 Enterprise Dr
- Arundel , 04046
- Phone: 207-985-1717
- Email: Laura Prichard
- Website: Kidneystuff.com
PD Solution Warmers
Properly-warmed solutions are simply healthier and more comfortable. All of Stickman's warmers are calibrated at the factory to the optimal temperature for dialysis solutions—no adjustments are required by you. They are self-regulating, so you don't have to worry about overheating them. All of our warmers plug into your vehicle's cigarette lighter as well as any household outlet. 3 models to choose from. Made in Canada.
Take advantage of the freedom and independence that PD gives you—pack up your stuff and discover the wonders of the highways. And at home, our warmers work great, too (especially the Overnighter!): you won't need to wait around the microwave or run back and forth to the kitchen. With a dedicated warmer next to your exchange area, a nice warm bag of solution is always within reach.
Contact Info
- Stickman Industries Inc.
- Phone: 888-366-7460 (toll-free)
- Email: stickman(a)kidneystuff.com
- Website: kidneystuff.com
Portable PD Fluid Warmers
Offering unrivalled care, the Renal Freedom portable PD fluid warmers are the complete portability solution to your PD needs. As well as being dual voltage and able to heat your fluid using either a standard outlet or car lighter socket, our warmers have plenty of extra storage space enabling you to carry more than just your dialysis supplies.
With a discrete and stylish appearance, feel confident that your dialysis needs will not be proclaimed to those around you as you confidently go about your everyday activities. Putting you in control of your dialysis, the Renal Freedom warmers will give you all the extra independence and freedom you require for today's self-care dialysis therapies.
The following are just some of the features you will find with our warmers:
- Removable waterproof pocket keeps all your dialysis supplies safe and secure
- Unique, personalized i-trak™ tracking code
- Multiple storage solutions
- 3-in-1 carrying systems
- Meets stringent EU safety guidelines
* Currently, our warmers utilize UK electrical power supplies, but work effectively with US travel adapters.
Contact Info
- Renal Freedom Ltd.
- The Media Centre, 7 Northumberland St
- Huddersfield, West Yorkshire, HD1 1RL, United Kingdom
- Phone: +44 1484 437408
- Email: info(a)renalfreedom.com
- Website: www.renalfreedom.com
Pre-Protein® is a line of predigested liquid protein supplements with Pre-Protein® 20 providing the industry's highest protein concentration at 20 grams of protein per ounce (30 mL). Pre-Protein® supplies all essential and non-essential amino acids and contains no-sugar, no-fat, and no-carbohydrates.
Pre-Protein® 20 features:
- Industry's highest protein concentration (20 grams per oz.)
- 80 calories per serving (1 oz.)
- No sugar, no fat, no carbohydrates
- Supplies all essential and non-essential amino acids
- Dye-free, gluten-free, lactose-free
- Ready to use, no mixing required
- Predigested protein guarantees maximum absorption
- Ideal for patients with fluid-volume restrictions
- Ideal for patients with low albumin levels
- Less than 5mg potassium and less than 10mg phosphorous per oz.
- Available in 16 oz. bottle, 1 oz. bottle, and 1 oz. easy-open packets
- Great mango flavor
Pre-Protein® Original is our original predigested liquid protein supplements released in 1976. Pre-Protein® Original providing 15 grams of protein per ounce (30 mL). Pre-Protein® supplies all essential and non-essential amino acids and contains no-sugar, no-fat, and no-carbohydrates.
Pre-Protein® Original features:
- 15 grams of protein per oz.
- 60 calories per serving (oz.)
- No sugar, no fat, no carbohydrates
- Supplies all essential and non-essential amino acids
- Dye-free, gluten-free, lactose-free
- Ready to use, no mixing required
- Predigested protein guarantees maximum absorption
- Ideal for patients with fluid-volume restrictions
- Ideal for patients with low albumin levels
- Less than 5mg potassium and less than 10mg phosphorous per oz.
- Available in 16 oz. bottle, 1 oz. bottle, and 1 oz. easy-open packets
- Available in cherry and peach flavors
Pre-Protein® Tablets provide patients with 1 gram of protein per tablet and supply all essential and non-essential amino acids. No-sugar, no-fat, no-carbohydrates. Available in a 90 ct. bottle.
Visit www.Pre-Protein.com and request samples, both for patients and medical professionals.
Contact Info
- KN Distributors
- 13192 SW 130th Ter, Ste 105
- Miami, 33186
- Phone: (786) 732-4266
- Email: info(a)kndistributorsus.com
- Website: www.Pre-Protein.com
Proteinex® is a predigested liquid protein that provides a high content of protein (essential and non-essential amino acids) in a small serving size. 2 tablespoons (30 ml) will provide the patient with 15 grams of protein and 60 calories. Tablets provide the patient with 1 gram of protein per tablet. Proteinex® contains:
- NO sugar, NO fat, NO carbohydrates, and NO phosphorus
- No lactose or gluten
- Only 11mg of potassium and 4mg of sodium
- Ready to use; no mixing required
- Protein source: hydrolyzed protein collagen
- Predigested protein is easily absorbed (100%)
- May be used in patients with fluid restriction
- Promotes improved albumin levels
- Supplied in bottles of 8oz, 16oz, 30oz, and 120 Tablets
Proteinex®-18 is a predigested liquid protein that provides a high content of protein (essential and non-essential amino acids) in a small serving size. 2 tablespoons (30 ml) will provide the patient with 18 grams of protein and 72 calories. Proteinex®-18 contains:
- NO sugar, NO fat, NO carbohydrates, and NO phosphorus
- No lactose or gluten
- Only 13mg of potassium and 5mg of sodium
- Ready to use; no mixing required
- Protein source: hydrolyzed protein collagen
- Predigested protein is easily absorbed (100%)
- May be used in patients with fluid restriction
- Promotes improved albumin levels
- Supplied in bottles of 8oz, 16oz, and 30oz
Call Llorens Pharmaceutical at 866-595-5598 to obtain free samples.
Contact Info
- Llorens Pharmaceutical International Division
- PO Box 720008
- Miami, 33172
- Phone: 866-595-5598 (toll-free)
- Fax: 305-716-5185
- Email: info(a)llorenspharm.com
- Website: www.llorenspharm.com
Quality Headphones
Comfortable, high-quality earphones, earbuds, and headphones that can be used with just about any audio device. Listen to a tape, CD, or MP3 while dialyzing. Headphones come in many different styles, and range from mono earbuds to larger, stereo headsets. Prices vary according to style. 25-piece order minimum. Orders can be filled immediately via phone, fax, or web.
Contact Info
- Genesis Worldwide Enterprises, Inc.
- 4600 S Genesis Dr
- Cottonwood, 86326
- Phone: 928-340-3409
- Fax: 928-340-3400
- Email: healthcare(a)genesisworldwide.biz
- Website: www.genesisworldwide.biz
Redsense Blood Detector
The Redsense safety device is designed to detect venous needle dislodgement during hemodialysis, for Home/Self and Clinical use.
Redsense consists of two parts: a sensor patch and an alarm unit. An infrared signal is transmitted from the alarm unit to the sensor patch using fibre optic cable. In the event of bleeding, inner layers of the patch smear blood over the optical sensor, which triggers the alarm.
The Redsense safety device is the results of close co-operation between medical staff and engineers. Dialysis equipment today is required to have a system which protects the patient from blood loss due to dislodgement of the venous needle. The commonly accepted solution is to monitor by the venous pressure alarm but a better solution has long been requested. Even with the routine supervision of medical staff still the venous needle can become dislodged: the dialysis machine will then continue to draw blood from the patient's artery however not returning blood in the loop circuit as the venous needle has become dislodged and the patient's blood ends up elsewhere. If undetected, this blood loss can have very serious consequences in only a few minutes. Redsense safety device provides a solution to this problem and detects venous needle dislodgement instantaneously; it only takes a few milliliters of blood on the sensor patch to sound the alarm.
Optimizing safety conditions for home hemodialysis users is a core ambition for Redsense Medical.
Redsense Medical has offices in Sweden and in the U.S. (Chicago, IL). For more information: www.redsensemedical.com.
Contact Info
- Redsense Medical Ltd
- N. Michigan Avenue, Suite 1950
- Chicago, 60601
- Phone: 321-447-7730
- Fax: 321-276-8606
- Email: Petter Olsson, Sales & Marketing Manager, US
- Website: www.redsensemedical.com
RonWear Classic Jacket & Pant Set
Comfortable active wear for patients with ports for dialysis, chemotherapy, transfusion and other infusion therapy.
- 4-port jacket with zippered pant for femoral ports OR no-zipper pant
- Jacket has a Media Pocket inside the front pocket to securely hold digital devices brought to treatment
- The outfit is now ANTIMICROBIAL and won't hold odors, WATER REPELLANT to resist blood or fluid stains, and has a STAIN RELEASE finish so it won't hold stains in the garment
- Women's sizes: S–2X
- Men's sizes: M–2X
Both men and women's sizes come in Dusk Blue or Charcoal Heather with contrast stitching.
Contact Info
- RonWear Port-able Clothing®
- P.O. Box 22482
- Beachwood, 44122-0482
- Phone: 800-513-1498 for ordering or questions
- Email: info(a)ronwear.com
- Website: www.ronwear.com


text:
'Children aren't born evil' - Mother of murder victim Stephen Lyne launches anti-violence foundation
A mother whose 17-year-old son was murdered has launched a foundation to teach children about violence as children are "not born to be evil".
Killarney teenager, Stephen Lyne (17) was murdered yards from his home when another teenager stabbed him in the back in 2009.
"Stephen's life ended in an instant because of a drama started by a 15-year-old teenage girl that culminated in a 17-year-old teenage boy driving a knife into my son's back while another boy watched idle and without emotion," said his mum Lotte Lyne.
During the murder trial in 2012 Tralee Criminal Court heard that Stephen was stabbed and killed because of a false claim of rape that had been levelled against him by a teenage girl.
Shane Regan (17), who died in an accident before the trial, stabbed and killed Stephen Lyne in retaliation over the rape allegation made by 15-year-old Jessica Klok .
Klok (18) admitted in court that she had made up the rape allegation against Stephen Lyne and that she had "communicated" that lie to Shane Regan.
Stephen's mother Lotte said her son died not knowing why his friends had "betrayed him".
"His last words were "why"? The effect of what happened to my son has not just changed my life for ever but his dad, his sisters, brothers, grandparents and extended family has been affected beyond words.
"How can three teenagers commit such horrendous crime? I am a firm believer that they were not born to do evil, they were born innocent babies into this world to grow up and accomplish great things to do their families, community and wider world proud. Where did it go wrong and what caused it to go wrong?"
Lotte launched the Stephen Lyne Foundation to try and prevent "innocent children growing into people capable of violence".
"We want to make our community a safer place for our young people. I am committed to making sure my son did not die for nothing.
"What could we have done that would have changed the course of events that ended with me carrying my son to his last resting place and three other teenagers life's destroyed for ever?"
She hopes to introduce the anti-violence programme into all schools in Killarney but needs to raise funds for instructors.
Some €20,000 is needed before September to introduce the scheme into three schools in Killarney with the hope of extended it to all schools in the county by 2018.
Online Editors


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Essentials Yellow Gold 45cm Chain & Red Deer Stag Charmhttps://www.linksoflondon.com/us-en/wildlife-charms-18kt-gold-vermeil-red-deer-stag-charm/5030-2991.html
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Wear the Essentials Yellow Gold Vermeil 1.2mm Cable Chain 45cm with the 18kt Gold Vermeil Red Deer Stag Charm from the Wilflife collection to create a necklace set. The chain's diamond cut finish makes it an everyday essential. Style it with the Red Deer Stag Charm to channel power and strength. Antlers are a symbol of regeneration and there's a sense of the wild animal's majesty in the realistic hand-engraved detail of this three-dimensional 18kt gold vermeil representation.
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Infinity earring pink gold and diamonds
491,67 €
508,33 €
508.33 tax excl.
18-kt pink gold 0.65g
10 GVS white diamonds 0.04ct
Alpa system - Sold singly
Size of the pattern : 0.7 x 0.35cm
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Talitha Getty's unforgettable bohemian look and her seventies touch have deeply inspired Marie Poniatowski for this collection. We can easily imagine Talitha wearing these jewels and making the diamonds' pendant stones dance under the moroccan breath.
Marrakech is at the heart of this collection : the city is very dear to the designer who spent most of her childhood there.


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Sparked by an attack on police posts in Rakhine, Myanmar by Rohingya militants, on August 25th, over 600,000 Rohingya muslim refugees, including 240,000 children, have fled to Bangladesh. More than 3,000 Rohingyas have been murdered through extrajudicial killings. Over the course of the last few months more than half of the 400 Rohingya villages in northern Rakhine state have been burned to the ground.
Although the evidence shows clear signs of ethnic cleansing, the Myanmar Government has described the military's actions as efforts to control militants and rebels. The Government has restricted access for aid groups, journalist, and independent observers, which significantly damages the credibility of the Myanmar Government's statements.
Ethnic cleansing has no place anywhere in the world. It is our responsibility as Canadians to take a leadership in ending this atrocity and assisting the Rohingya people in rebuilding their communities in an environment free of fear of persecution. Sadly, there have been several instances over the last 40 years in which claims of crimes against humanity and ethnic cleansing of the Rohingya people surfaced, resulting in high volumes of refugees claimants.
The roots of the Rohingya community in Myanmar trace back as far as the 12th century. Although many Rohinyga migrated to Myanmar during the British rule, while Myanmar was consider a province of India, the Government has refused to give the Rohingya people citizenship; creating hurdles to citizenship that serve little purpose other than to oppress the Rohingyas. For example, to become a 'naturalized citizen', the lowest tier of citizenship, the Rohingyas must produce evidence that their family lived in Myanmar prior their independence in 1948. These documents can be difficult to find and in many case these documents were denied to their ancestors. Lack of citizenship rights has limited access to health, social services, and gainful employment making it almost impossible for the Rohingya people to lift themselves out of poverty.
Because of the extremity of this situation, the international community must take a significant leadership role in finding a long-term solution to this problem. Not only to put a stop to persecution of the Rohingyas, but to create opportunities for them to build strong communities, to pull themselves out of poverty, and to contribute to the society and culture of Myanmar.
I am proud to report that, our Government is working hard to ensuring that Canada plays a meaningful and impactful role in the solution. Canada has committed $25 million in humanitarian assistance funding to aid partners in Myanmar and Bangladesh to help conflict-affected people, including the Rohingya. The funds will help ensure refugees have access to shelter, health services, water, food, and sanitation.
Our Government has prioritized women's reproductive health and rights as part of our international development efforts through our feminist international assistance policy. Empowering women and girls will help reduce poverty and facilitate the shift to more sustainable developments. Our Government is providing $2.55 million for targeted care for women, new mothers, children under five, and victims of gender-based violence towards this crisis.
Our Prime Minister has appointed the Honourable Bob Rae as the Prime Minister's Special Envoy to Myanmar. Mr. Rae is engaging in diplomatic efforts to address this humanitarian and security crisis. Mr. Rae will also advise the Prime Minister on the best strategies Canada can take to support the Rohingya people.
Working with our international partners, I am confident that we can hold the Myanmar military leadership and government to account and help develop a solution which will create opportunity for the Rohingya to live free of fear and raise their communities out of poverty.
Our Government will match every eligible contribution made to the Myanmar Crisis Relief Fund by Canadian individuals to Canadian-registered charities until Tuesday, November 28th, 2017. It is my hope that all Canadians support this worthy cause. Please visit: canada.ca/myanmarcrisis for additional information.
Canadian institutional partners currently raising funds in response to the crisis in Myanmar and Bangladesh:
* Action Against Hunger
* Canadian Foodgrains Bank
* Canadian Red Cross Society
* Development and Peace
* Doctors Without Borders
* Emergency Relief and Development Overseas
* Handicap International Canada
* Humanitarian Coalition
* Canadian Lutheran World Relief
* CARE Canada
* Islamic Relief Canada
* Oxfam Canada
* Oxfam-Québec
* Plan International Canada
* Save the Children Canada
* UNICEF Canada
* UNHCR Canada
* World Relief Canada
* World Renew
* World Vision Canada


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Nakhon Nayok, another province near Bangkok, easy to get to the morning and evening. In addition to relaxing places and attractions, there are also many cafes to sit in. Each shop is definitely a good atmosphere, beautiful scenery, beautiful pictures for you to sit and relax, chill out, atmosphere, believe that you will like it. Check the list together to see better. That this minute has a cafe, Nakhon Nayok Where to sit
1. In the middle of the cafe
Chill-out cafe atmosphere Overlooking the green rice fields The more you sit, the more you feel. Adding a more chill atmosphere to the pond Take it as a seat, get a cool breeze and sit back and relax, sip coffee and delicious drinks. In addition, there is also a ready-to-serve menu such as spicy salad menu, rice with shrimp paste and grilled pork rice. Which we want you to try
2. Fourbuta café
3. Suan Pa In Coffee Shop
Pleasant coffee shop Comes with the atmosphere of a beautiful garden and the water's edge Whichever way you look, it is surrounded by green trees that provide shade. The shop is surrounded by clear glass. Receive natural light There are many zones to choose from. During the sun, the wind falls. Suggest that you try to sit in the zone next to the canal. Believe us that it must be impressive. Many menus, drinks and desserts such as cocoa, Americao with vanilla ice cream, Thai tea cake and chocolate cake


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HOLLAND TOWNSHIP, Mich. (WOOD) – An Ottawa County man says he was playing Pokemon Go on his smart phone when his quest for animated characters led him to an unconscious driver.
Gabriel Loyola said he was among the tens of thousands of people out and about playing the newly released game when he discovered the woman Saturday evening at Beeline Road and Ann Street in Holland Township and called 911.
"I'm over here supposed to be catching Pokemon, not saving people, right?" Loyola said with a laugh.
Investigators determined that the woman passed out behind the wheel was intoxicated. She was arrested pending charges.
This isn't the first bizarre find credited to the game, which has amassed a huge following since it was released last week.
A woman in the state of Wyoming found a body while playing Pokemon Go.
In Missouri, police said robbers also targeted unsuspecting Pokemon Go players lured to the area while searching for characters and treasures.
Loyola said he doesn't call himself a hero. He says he's just glad he was there to help.
"Luckily we downloaded the app and came around," he said. "This app makes you go outside and kinda walk around and stuff like that. If I never did play this game… I would've never noticed that lady there."


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Visitors to Almeria, will find some of the finest coastlines in Spain. A landscape of cliffs, coves and rocky outcrops, virgin beaches with crystal clear waters and charming tourist resorts
Golfers will find an ideal all-year-round golf climate, excellent courses and cheaper golf than the more traditional golfing destinations of Portugal and the Costa del Sol
Mini Hollywood has been a film set for dozens of 'spaghetti' westerns such as; Lawrence of Arabia and Pattern. It is now open to the public as a theme park and zoo
Pradollano ski resort is the Sierra Navada's major ski resort. They say, it is possible to ski the snow slopes in the morning and sunbath on the Spanish beaches in the afternoon
Envia's 'Tapas Tours' take place every March. It involves visiting restaurants in Almeria City to sample special "Gourmet Tapas" offered FREE with each beer/wine bought
Garrucha Town, boost of being the seafood capital of the Costa Almeria. They say, this is where you will find some of the finest seafood restaurants in the whole of Spain
Mojacar's beaches remain unsoiled due to strict building laws that have created a very nice balance between tourism, traditional Spanish needs and tourist development
Vera Playa boasts over 4 miles of clean sandy beaches and crystal clear waters. It has a great open air water park and is home to one of the best naturist resorts in the world
Almeria Old Town is a delight to stroll through with its tranquil squares, archways, colonnades bars & restaurants. Every March the city hosts a competition to find the best tapas
Nijar is famous for its local arts and crafts. It manufactures a wide selection of handcrafted pottery, bed covers, ceramic and traditional Spanish woven rugs know as 'jarapas'
Mojacar Pueblo is a fairytale whitewashed hilltop town with its labyrinth of narrow winding cobbled streets, steep walkways, secluded corners and sun top terraces
Cabo de Gata is a biosphere reserve covering 50,000 hectares of land and sea. It has crystal clear waters, beautiful coastlines and landscape seen nowhere else in Europe
Almeria has been enjoyed by Romans, Phoenicians, Moors, hippies and artists over many years, how with the introduction of new roads and budget airlines it's our turn
Agua Amarga is a paradise, hidden away in the Cabo de Gata. Sexy Beast was filmed in Agua Amarga. Ray Winstone describes Agua as 'absolutely stunning, the genuine article.
Desert Springs is ideal for family and golf holidays. Villas and apartments are available to rent as a golf package or accommodaiton only. Golf, tennis, football and lots more
Valle del Este Golf Resort is one of the most popular courses in Spain. Book now for a 10% early booking discount on list prices, plus professionals go free in a party of 8
Roquetas del Mar is close to Almeria airport and Playa Serena golf course. La Envia and Alboran golf courses are a short drive and Golf Almerimar is a little further.


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Servo Regulators Servo drives of the ACD group are especially designed for tough environment and cost sensitive applications which have nevertheless high performance requirements. Provided with master software for engine control, drive and control tasks. They have SERCOS and CANopen® interfaces in their basic versions that can be extended according to your requirements.
Drives A wide range of basic modules serve as technoplogy basis for rapid prototyping of embedded systems. Due to the modular design, optimized control systems are possible. Programming occurs by CoDeSys according to IEC 61131.
Additionally we provide solutions according to your individual requirements and parameters!
If you have any questions about our company, our services or our products, or require additional information please do not hesitate to contact us! Simply give us a call during our business hours on the numbers listed below.
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NET PROCEEDS TO AKASA.COMMUNITY 501 (c)(3)
50 guests only
Join AKASA & TRINITI for an exclusive inaugural launch of a four season private dinner series, celebrating the next generation of chefs & entrepreneurs in Los Angeles who are shaping the culinary landscape through wellness education, environmental stewardship, seasonal cooking, community advocacy, food waste management, composting and local/sustainable farming.
5 Course Tasting Menu inspired by all things SPRING.
- by Chef Joseph Geiskopf of Triniti Echo Park -
Wine Pairing by Garcons De Cafe
Hosted by Sarkis Vartanian of Daily Dose Cafe
Walk through 'The Life Cylce of Food' and experience how used coffee grounds & food waste @ Triniti is transformed through Lasagna Composting by Finca Tierra Negra into becoming the life-giving foundational soil to growing nutritional produce.
Taste & smell spring ingredients in its raw natural form grown locally in echo park by AKASA as part of a gardening curriculum, learn about AKASA.Community's mission for Food Justice & Wellness education, be part of the culinary community helping empower visionaries striving for transparency and supply chain sustainability.
[snacks + champagne]
Experience a 'Spring' inspired 5 course tasting menu dinner by Chef Joseph Geiskopf of TRINITI.
Raw ingredients from the Exhibit are composed into dishes, presenting simple culinary techniques and seasonal cooking complimented with wild foraged ingredients from our surrounding environment.
Build your own herb salad with wild ingredient centerpieces.
[wine pairing by Garcons De Cafe]
gift with thanks to Aesop.
Andy's Heirloom Sourdough, our butter and preserves
(we use the buttermilk to culture the next batch of cream)
(we use only over-ripe fruit that generally won't be sold because it's not pretty to make our jams)
Girl N' Dug Herb salad, wild things, roots and garden trimmings, 2016 lemon vinaigrette
Crudo, finger lime, herb stems, buttermilk green goddess
(The belly of the cod is sliced, and brined, lightly curing, the condiments are herb stems, and the buttermilk that we get from our butter)
Weiser farm potatoes, Sake lees, mochi, sprouts, pickled shallot
(sake lees is a byproduct of making sake, we infuse that into butter that we also make)
Norwegian "Skrei" Cod, braised local lettuces, roasted bone sauce
(sustainable fish of Norway, the outside of the little gem lettuces that we use in the shop are cleaned and then braised down rather than throwing away.)
(we roast the bones of the fish and use "forgotten butter" basically blackened butter to make a bone sauce that's full of umami just from the byproduct of the fish. 100% utilization)
Almond milk ice, Tonka bean with toasted banana
(Califia farms almond milk, tonka bean ice cream, we make a meringue from the leftover egg whites, dehydrate and make powdered banana with peels making great compost)
Lemon Verbena Tea
from AKASA community garden
Wine pairing by Sofian @ Garçons de Café
Founded by Ashleigh J Parsons, Harvard University, EdM, in 2012, in collaboration with a community of likeminded chefs, farmers, artists and activists, Akasa is a response to the lack of healthy food opportunities that exist for low-income youth living in food deserts in Los Angeles. Akasa administers an intensive, weekly wellness curriculum that uses cooking, gardening and mindfulness to reconnect students with their bodies. Akasa currently provides the curriculum to 200 low-income students ages 6-18 on a weekly basis, reaching over 7,000 students on a yearly basis. The team is made up of an exceptional community of urban agriculturists, chefs and educators who instruct the weekly curriculum.


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In Massachusetts, a restraining order is a civil order, but violation of this civil order results in criminal charges. It does not take much for a person to get a restraining order, but the effect a restraining order can have on your life can be enormous. Restraining orders limit where you can go and cannot go; they hurt your standing in the community; they negatively impact your ability to bear arms; they can even keep you from coaching your child's sports team.
Was the order issued because you did something to make the other party angry with you? Was an order sought in order to enhance a soon-to-be ex-spouse's bargaining position in a divorce? Did everything the plaintiff allege not constitute conduct that
qualifies for the issuance of a restraining order, but a judge issued
one anyway "just to be on the safe side"?
At the Law Office of Dominic L. Pang, we assist out clients every step of the way, from
preventing them from being issued in the first place to preventing them from being extended, by thoroughly investigating the facts surrounding the case and looking for evidence of bias, hidden motive and/or anger that may be used to fight the restraining order and any associated domestic violence charges.
Contact the Law Office of Dominic L. Pang today to schedule a free initial consultation.
The information on this site is not, nor is it intended to
be, legal advice. You should consult an attorney for personalized legal advice regarding
your specific situation. While we invite you to contact us about your specific legal situation, please note that such contact in and of itself does not create an
attorney-client relationship. Do not send any confidential
information to us until such time as an attorney-client relationship has
been established.
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Taipei, Nov. 4 (CNA) President Ma Ying-jeou and his Chinese counterpart Xi Jinping will split the bill for their dinner in Singapore on Saturday, Mainland Affairs Council (MAC) Deputy Minister Wu Mei-hung (吳美紅) said Wednesday.The two leaders are expected to have dinner together after their meeting in Singapore, and Ma will fly back to Taiwan immediately after dinner, according to Wu."It's not about who will be whose guest at the dinner, but about having dinner together," said Wu.She said the two sides will also split the cost of renting the venue at Singapore's Shangri-La Hotel for the Ma-Xi meeting.The meeting in Singapore on Nov. 7 will begin with opening statements by Ma and Xi in a session that will be open to the press, followed by a closed-door discussion. The two leaders will hold separate press conference after the meeting and then will have dinner together, according to the MAC.(By Yin Chun-chieh and Lee Mei-yu) ENDITEM/sc/pc
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Caught by the Camera this week - blossoms being sprayed with pesticide, a cellophane balloon which records information from the sky, and logs sent downstream in the Bavarian Alps.
Short Summary
Item title reads - CAUGHT BY THE CAMERA (NO. 92).
01:03:27 - Various shots of lovely blossom trees in Hampshire. M/S as a man is carried along at treetop height in a box on a pole resembling a ship's crow's nest. M/S as he makes his way through the trees spraying them with pesticide. M/S of blossoms.
01:04:11 - M/S's of a large cellophane balloon, a radio transmitter is attached to the bottom and covered with a cellophane bag. The balloon is released on its mission to send back scientific information regarding conditions 6 miles up.
01:04:47 - M/S's of a fast stream in the Bavarian Alps, a man turns a handle and logs are released, they are rolled into the stream on their way to the mill. L/S as they speed down the stream, various good shots of the stream full of logs, they push each other along in the torrent.
- Film ID:
- 1136.03
- Media URN:
- 39518
- Group:
- Pathetones
- Archive:
- British Pathé
- Issue Date:
- 29/06/1936
- Sound:
- Sound
- HD Format:
- Available on request
- Stock:
- Black & White
- Duration:
- 00:02:08:00
- Time in/Out:
- 01:03:21:00 / 01:05:29:00
- Canister:


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The coming election will give the United States new lawmakers and a new president. But what does it mean for fast food, leisure cruises and bulldozers?
As the nation's bitter, bizarre campaign season builds to its November conclusion, companies across a range of industries are using the election as a data point — sometimes as an excuse — to explain what's happening in their business.
Executives at Jack in the Box said uncertainty over the election could be affecting consumers' willingness to buy Jumbo Jacks and cheeseburgers. Commercial real estate brokers said the election was causing businesses to hold off on new office leases. Auto dealers said the results could determine how many people buy cars.
From banking to oil to pharmaceutical companies, to real estate agents and even cruise ship operators, everyone seems to think wariness ahead of the election is affecting their business. Sometimes for the better, mostly for the worse.
Economists aren't so sure.
"It's essentially untrackable and unknowable," said Ian Shepherdson, chief economist at Pantheon Macroeconomics.
The problem with blaming unease over the election for disappointing business results is that there is faint evidence for it in the broader data. Businesses continue to hire at a decent clip, new home sales are steady and measures of consumer confidence are down but not by much. And on Monday, the Commerce Department reported that consumer spending was up 0.5 percent in September, a very healthy gain.
That is not to say that government policy doesn't matter over the longer run — Hillary Clinton and Donald J. Trump are offering starkly contrasting prescriptions for improving the economy — just that worries about the outcome are probably not a big factor affecting coffee and doughnut sales these days.
In late October, Nigel Travis, chief executive of Dunkin' Brands, cited several reasons that quarterly revenues at the company that runs the Dunkin' Donuts chain fell short of analyst expectations, including "changes in gas prices, changes in food stamp regulations, and, of course, the overwhelming dampening effect of the presidential election."
"I think we'll all be pleased when that's passed," he said.
Various research papers suggest that elections and policy decisions can weigh heavily on businesses' thinking. But for the most part, it seems limited to large-scale investment decisions that take years to show up in the data, and even then are hard to tease out from all the other things going on.
"We have disappointingly weak economic growth, a labor market that in some sense is strong but is still leaving people behind," said Ed Leamer, director of the UCLA Anderson Forecast in Los Angeles. "People attribute what they see to one of several things that are displayed as being different: 'It's global warming. It's uncertainty about the election.' But I believe in evidence."
Most of the evidence for election uncertainty comes from anecdotal accounts like corporate conference calls. The Federal Reserve's most recent Beige Book report, a survey of regional economic conditions based largely on discussions with local business leaders, also makes several mentions of election uncertainty.
What they add up to is harder to say. Office brokers in New England said leasing was flat, possibly because businesses were waiting until after the election. But real estate brokers in the region cited "low interest rates and the impending presidential election as motivation for potential homeowners to buy now."
The Fed report also said auto dealers in Houston, who have been hit hard by cuts in the oil industry, were pessimistic about the future and had "concerns about how the presidential election will impact consumer spending."
For all the data economists have about how much consumers and businesses are spending, there is still an endless debate about why they are behaving the way they do. That is easier to gauge during boom times or a recession. It is harder during more normal times like these, when the economy is merely chugging along, with conflicting signs of optimism and pessimism almost anywhere you look.
And for all the differences between Republicans and Democrats, Washington's effect on the vast American economy is far more muted than in many other countries, largely because the basic tenets of democratic capitalism are widely shared and the range of policy choices are constrained by popular opinion and the vast array of interest groups.
"If I were to tell you that the people running for president were Hugo Chávez and someone else, you might say it's reasonable to start saving more," said Tarek Alexander Hassan, an economics professor at the University of Chicago. "Once you start having to worry about the political system, it's pretty much the only thing you have to worry about."
Political choices matter in the United States, of course. It is just that the effect is smaller and harder to see than in, say, Venezuela.
Mr. Hassan and three other colleagues recently circulated a working paper in which they tried to figure this out. They measured how much time executives spent talking about political risk on corporate earnings calls, to see if the results could predict what their companies did later.
They found that the more executives talked about risks associated with politics, the more likely they were to cut back on hiring and investment and to ramp up their spending on lobbying.
That does not automatically mean politics is to blame. Some of those executives might be deflecting from company's poor performance, using government policy as an excuse for cuts they were likely to make anyway. Some might be angling for a political handout.
Others might genuinely be worried about policy, regulation and taxes, but mostly because they are in an industry whose fortunes are more tied to federal spending.
During a third-quarter earnings call last week, Michael DeWalt, a vice president at Caterpillar, the heavy equipment maker, was cautiously optimistic that his company could benefit from an increase in infrastructure spending in the United States — something that both candidates have promised they would do.
And given that both Mrs. Clinton and Mr. Trump plan to make changes to the nation's health care system — Mr. Trump has promised to repeal the Affordable Care Act — it is no wonder that John Lechleiter, chief executive of Eli Lilly, said he and other health care executives were expecting changes of some sort.
"It's pretty clear, whether you say you want to repeal and replace the Affordable Care Act, something needs to be done if we're going to render a health insurance availability for everybody in this country sustainable on an ongoing basis," he said during an earnings call last week.
But once you add up all these crosscurrents, how much does it matter to the $17 trillion American economy? Mr. Hassan is researching that now. His hunch is that it matters somewhat, but not too much.
"In the last 20 years we've learned a lot about why some countries are rich and some countries are poor, and a huge determinant is the political system," he said. "It's not really a different concept in developed economies, it's just a matter of degree."
Kevin Hassett, an economist at the American Enterprise Institute, found something similar in a paper that also attempted to gauge the effect of government policy on spending decisions. Policy most certainly has an effect on businesses' spending decisions, Mr. Hassett found, but it mostly shows up in large-scale investments whose contribution to the economy plays out over years.
"It's big things like blast furnaces and buildings — things that have a really long life and aren't easy to reverse," he said. "Go ahead and buy the doughnut."


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It is Sunday morning, and my mind is wandering a bit, as it often does, to the day before. Saturday. To the day of loving my family. To the worship that was easy. To the almost-evening question from the one who still smiles his smile at me, do you want to go for a drive? I'm going out for a bit. And it's easy to answer yes, and to grab camera and book and blanket and dog, and to hop in the truck, and to marvel as we drive at the beauty of the autumn-dressed prairie. And to watch him walk toward the creek with bow in hand, and to gaze across the field and just let it all sink in. And to snuggle under my warm blanket and read Anne Lamott's words and cuddle my dog on my lap, and just breathe it all in.
The easy worship.
But that was yesterday. Today is Sunday, the day ordained for worship. The do not neglect the gathering of the saints day. Church day.
After a small, precious, alone-in-the-house kind of time, quiet and peaceful, I will wake up the noisy crowd. And they will eat and shower and dress, and I'll send at least one back upstairs to change into something that doesn't have holes in it and whoever he is will complain that it's church, mom, it's not a fashion show. And I'll reply that I agree, but I know there is something in your closet that is hole-free and that is what I would like you to wear today.
And there may be shrugs or eye roles, but whoever he is will do as he is asked because my boys are, basically, good sons.
And I will treasure the hugs from the son who hugs easy, and seek the hugs from the ones who don't. And my husband will make coffee from freshly ground coffee beans. And then we will tumble into the car, hurry, hurry, and go to church.
When I was little, people didn't say they were going to church. They said they were going to services, or they were going to meeting. Because the word church, as I heard in many a sermon, means "the people" and is not "a place". So it is not somewhere you can go. But I am rebellious so now I say I am going to church, even though something in me always corrects myself, reminding me that I am not using the word correctly. We were very big on doing things correctly when I was little.
So we will go to church. And worship. At least we will try to. We will offer our worship to God, holy and acceptable and pleasing to Him. With songs and prayers and sermons and Sunday School.
And it seems like so little and so much at the same time, this institutional, congregational, group worship that we do each Sunday.
The not-so-easy worship.


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Barista Training V3 Review is exactly what you're trying to find? or Kim Sammons trustworthiness, or… also you need to know that Barista Training V3 Scam even if it's just not Really Work. Well then, i'll point out obviously the truth of AdWords Miracle Guide by Kim Sammons was legitimate product in a prior to deciding to make a decision…
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With Barista Training V3, you may receive fluff-free training and advice from somebody that knows just how that will help you be a skillful and successful barista. Irrespective of your coffee experience and knowledge being a barista or perhaps in preparing coffee, you may reap the benefits of this training. This program provides you with the info and tools that you'll want to increase your coffee know-how and train just like a real pro. Whether you're small entrepreneur rivaling those big coffee corporate chains or somebody who desires to benefit those popular coffee houses, this product will teach you to successfully could make high quality coffee each and every time.
Barista Training V3 has these elements:
Barista Training V3 Workbook: This comprehensive workbook covers all of the areas you'll want to learn about coffee preparation. In the human body will become familiar with coffee facts, the gear baristas use, grinding and tossing, milk preparation, pouring an ideal espresso, the author's recommendations, as well as other tricks and tips for preparing an ideal coffee.
Barista Technique Videos: Here, you will notice how the situation is made by your professional barista trainer.
Barista Recipe Cards: This contains readable and follow barista menu drink recipes.
Starting: A Beginner's Help guide to Latte Art
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Free UK delivery! Free International delivery for orders over £50
Socks, bat and sloth casually hanging on this cute off shoulder top.
Image mainly in black with a touch of gold. White top made from 100% cotton jersey, fabric weight 110gsm (lightweight).
Batwing short sleeves. Soft to the skin.
Machine washable up to 40 degrees, always reverse inside out. Do not iron directly on the design.
Any questions please contact
Custom orders are always welcome!


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SAN FRANCISCO (MarketWatch) -- Home Depot Inc. HD, -0.54% and Martha Stewart Living Omnimedia Inc. mso said late Monday the home improvement retailer will develop an exclusive line of Martha Stewart-branded products. The line will include outdoor living, home organization and home decor products, the companies said. Shares of Martha Stewart rose 3.7% to $7.10 in after-hours activity in light volume. Home Depot shares were down 0.2% to $27.45 after hours.
Home Depot to develop Martha Stewart-brand line
Quote References
-1.15 -0.54%


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Pangaea Express: Health Canada Submission Requirements for Biosimilar Biologic Drugs
Health Canada has released its revised guidelines for submission requirements for biosimilar biologic drugs. The "Guidance Document Information and Submission Requirements for Biosimilar Biologic Drugs" was posted online December 2nd 2016.
There are several revisions from the 2010 guidelines, one of which is the terminology of the class of drug. Health Canada will be replacing the term subsequent entry biologic with "biosimilar biologic drug" or "biosimilar" to bring consistency with the US and Europe's terminology.
The updated guidelines specify that the sponsor must identify the biologic drug authorized in Canada to which it is subsequent and to which it is making a comparison. Where there is a non-Canadian reference biologic drug, the sponsor must address the relationship between the non-Canadian reference biologic drug and the Canadian version to support the suitability of the chosen reference biologic. (2.1.3 Reference biologic drug)
Health Canada will authorize specific indications based on the similarity between the biosimilar and the reference biologic based on comparative structural, functional, non-clinical and clinical studies. "Where similarity has been established, indications may be granted even if clinical studies are not conducted in each indication". As well, a scientific rationale to justify the authorization in each indication should be provided. (2.3.4 Authorization of indications)
Health Canada has also stated that market authorization of a biosimilar does NOT infer equivalence to the reference biologic and "the designation of a drug as interchangeable is under the purview of the provinces and territories".
Health Canada did not make any determination in this guidance document regarding its practice for naming biosimilars and for now, biosimilars will continue to be identified by brand name, non-proprietary name and Drug Identification Number (DIN).
For a comprehensive list of additional revisions and further details to the guidelines, please refer to "Notice to Stakeholders - Release of the Revised Guidance Document: Information and Submission Requirements for Biosimilar Biologic Drugs"
For the complete Guidance Document regarding Information and Submission Requirements for Biosimilar Biologic Drugs please click here
For more information, please contact, Marla Weingarten, Consultant, The Pangaea Group


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GBATS 2017 Black T-Shirt
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* Black Short Sleeve
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* Sold Individually
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Find out more about GBATS at this link: http://www.chromeshopmafia.com/guilty-by-association-truck-show/


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So remember that "everything pesto" I made last week? Well I used some of it, but had quite a bit left over. Since pesto freezes so beautifully, I figured I'd freeze this too.
HOWEVER, I had forgotten that I sent my ice trays up to college with Stretch for her apartment. So, I was a bit at a loss as to how I'd freeze this pesto. Lucky me, I'd bought some small ramekins a while back at a discount kitchenware and home goods shop. I pulled them down and grabbed a serving spoon out of my silverware drawer. One heaping spoonful went into each ramekin and I used the spoon to spread it out just a little. Lucky me, the ramekins are STACKABLE, and so I stacked them up and stuck them in the freezer to harden.
Once they were thoroughly frozen, I just used a little paring knife to free them and voila! I have beautiful, round disks of pesto in the perfect serving size to toss with roasted veggies, or spoon over meat, or toss with gluten free pasta.


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We now have four puppies out there at this time…. 1 black male and a pair of salt and pepper males and 1 salt and pepper females.. They're currently 12 weeks old. When the puppies are able to be adopted, you may be referred to as back in to choose your puppy from the litter with applicants given the choice of pup based on the date/ time of their initial application. Boxer Puppies 2018 12 x 12 Inch Monthly Square Wall Calendar, Animals Dog Breeds Puppies, by BrownTrout Publishers Kindle.
All pet mill canine are put by means of misery and nothing is being finished about it, besides the general public supporting the business when they buy puppy mill puppies. As of at the moment 9 of 10 puppies have new households, who will get their pup in 3 weeks.
Visit a store near you in central Indiana or Fort Wayne to see our choice of canine beds, premium pet food and other provides on the market. Uncle Invoice's and our breeders are USDA licensed, and we pleasure ourselves on our close working relationship with the top-high quality breeders who elevate our puppies.
Typically the dam, shortly after the puppies teeth begin to emerge, will start to spend less and fewer time with the puppies. LIkewise you may resolve to withdraw your software at any time or determine not to take the puppy upon assembly – our goal is to ensure everyone seems to be snug as puppies are a big committment!
The temperature in the whelping space have to be monitored and maintained so the puppies and the dam are comfortable.In all probability the most important factor of all at the moment is making sure your dam has correct diet so she will produce an ample supply of milk.


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Yesterday we tested out the Fuji Film XT3 in an evening outdoor setting and it did very well! We used a combination of ambient light, an eVOLV 200 with a beauty dish and an LED light. Here are my favorite shots from this camera test! Equipment used: Fuji Film XT3 + 18-55mm 2.8 kit lens.
If you are looking into doing a personal photo shoot please fill out the form below.


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How To Build A
Classic Eight-Foot Picnic Table
By Jim Shutes
Saturday, October 9, 2004
Picnic tables are a staple of good times all over the country. It seems like most of the time you have a get-together, whether at a park or at your home, a picnic table is always involved. Picnic tables have become a symbol for a good time. You can't help but feel good when you sit down at a picnic table with your friends or family, look out across the lawn, park or lake, and life seems to slow down for a little while.
There are a lot of picnic table designs. You can use 2 x 4's, logs, landscape timber, metal frames, all wooden, and so on. They can be really long and narrow (easy to tip over), short and fat, octagon-shaped, etc. For this article, we will focus on the all-wooden, classic eight-foot picnic table.
For this project, you will need 3 - 2 x 4's, 14 - 2 x 6's, 20 – 3/8" x 3¼" Galvanized Steel Carriage Bolts, 88 - 3/8" Galvanized Steel Washers, 20 – 3/8" Galvanized Steel Acorn Nuts, 16 – 3/8" x 2½" Lag Screws, 36 – 3/8" x 4" Galvanized Steel Lag Screws, 8 - #8 x 2¼" Galvanized Steel Drywall Screws, 16 – 3/8" x 6" Galvanized Steel Lag Screws, 1 small can of Wood Putty (if needed), 1 - 2-pint can of Exterior Paint, Stain, and/or Clear Finish.
Now that you have all of the materials, let's start cutting all of the pieces you will need. Be sure to mark each board with the names that I will give you for each, as we will be referencing them later in the article for assembly. Using 2 of the 2 x 6's, cut out the 4 legs, at 32-15/16" long, and cut the ends at 70 ° angles. Also, out of one of these 2 x 6's, cut 2 joining ties at 11-3/16" long. Out of 2 more 2 x 6's, cut 2 support joists at 66" long. Using 1 of the 2 x 4's, cut 2 braces at 42-3/8" long, and cut the ends at 60 ° angles. Using 2 of the 2 x 6's, cut 3 rails at 34-1/4" long. The seat and top 2 x 6's will be used at full length. Sand all boards smooth.
Let's begin the construction. Position a joist on two legs so that the joist is centered and the tops of the legs are straight. Drill two 3/8" dia. holes through each of the legs. Insert a 3/8" x 3¼" carriage bolt through from the outside face, and put a washer and acorn nut on the end, and tighten. Do the same to build the other leg assembly.
Take 2 seat boards, even up the ends, and create a ¼" gap between them. Place one of the joining ties in the middle of these 2 boards. The ends of the ties should be even with both of the outside, long edges of the seat boards. Screw in four 3/8" x 2½" lag screws, using a washer, into each seat board. Do the same to build the second seat.
Now on to the table top. Take 6 table top boards and place the good side down. Place the rails on top of them, with one in the middle, and the other two 6 inches from each end. The rails will run across the table top boards and will be what the table top sits on. Lay the braces on their sides, one on each side of the middle rail. Make sure the "flats" of each end are butt up to the middle rail and the end rail. This will help ensure proper placement of the rails. Move the table top boards to create ¼" gaps between them, while making them flush with the ends of the rails. You will need to drill holes for the 3/8" x 4" lag screws to go through the rails and into the table top boards. Using a 25/64" dia. drill bit, drill down through the top of the rails. You will need to evenly space 2 drill holes inside each of the table top boards, so each rail will require 12 drill holes (2 per board) and 12 washers. Do not drill into the table top boards. After you have drilled each hole, counter bore a 1" dia. hole into each of these previously-drilled holes (using a forstner bit), and go ¼" deep. This will allow the lag screw head to be recessed into the underside of the rail. Now just screw in each lag screw (using a washer) through the rail and into the table top boards. Do this for all three rails. When you are done with this step, you will have a complete and solid table top.
Let's add the legs. Position one of the leg assemblies on the outside of one of the outside rails, so that the joist is on the inside. Clamp the assembly into position. Drill two 25/64" holes through each of the legs and the rail. Insert four 3/8" x 3¼" carriage bolts through from the outside, using a washer and acorn nut, and tighten. Do this for both leg assemblies.
The braces should still be laying on their sides, spaced between the 3 rails. Rotate them so that one end rests on the center rail, and the other end is against the joist. If your angles were cut right, the ends should rest flush against the other boards. Make sure that the legs are square with the top and that the braces are not pushing out the legs. If they are a little long, trim the braces to fit correctly. The braces should be offset from each other at the center rail, so that you can screw in the 8 drywall screws, through the center rail, to secure the braces and the leg assembly. So screw in 2 drywall screws through the joists and into the ends of the braces, as well as through the center rails and into the other ends of the braces. Now the main assembly is done. Let's move on to the seats and we will be finished.
Now we need to counter bore some holes (like we did with the table top boards) through the joists. Again, Using a 25/64" dia. drill bit, drill down through the top of the joists (which will actually be the underside of the joists, once we flip the table over onto its legs). You will need to evenly space 2 drill holes for each seat board. After you have drilled each hole, counter bore a 1" dia. hole into each of these previously-drilled holes, and go ¼" deep. Do this for all 16 holes required to mount the seat assembly to the joists.
Have someone help you flip the picnic table over. Place one of the seat assemblies, which we previously made, on the joists. Position them evenly from end to end, as well as flush with the ends of the joists. Insert 3/8" x 6" lag screws and washers up through the joists and into the seat assembly, and tighten. Do this for all 16 holes, in order to secure the seats to the joists. Now it's assembled!
You can go over the entire picnic table with sand paper, making sure that your guests won't get splinters. Either stain or paint your new picnic table your favorite color. It is also a wise idea to use a good sealer to protect the wood from the weather and from spills.
Well, I hope you enjoy your new picnic table as much as I do. A good, solid picnic table can be in the family for many years. Enjoy!
Click HERE if you would like to download this article as a Microsoft Word Document, including the photos.


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A disclaimer before we begin: this post is based on my own experience and how it has affected me. I'm well aware that many people have it better, worse and different to me.
Okay, with that out of the way and before we begin, I'd like you to image what a depressed person looks like: how they dress, what they're doing, what they do for a living…
Got it? Good. Now, I'm not going to be all preachy about how anyone can be mentally ill, just like anyone can have the flu. Not only is it obvious, but it you're searching on a tag that gets you here, you've heard it all before.
That said, you're probably picturing someone middle-aged, drink-reliant and you might throw in 'artistic' if you're feeling generous. You're thinking of someone who can barely function when Churchill's 'black dog' hits, but who is otherwise brilliant. If you're one of my Doctor Who fan readers, you may be thinking of Van Gogh in Vincent and the Doctor. In truth, depression can be like that. It can also be different.
I've been thinking about it, and I've come up with another wafer-thin metaphor to describe it. I can divide my own depression into two horror movie themed categories: Hollywood blockbuster and low-budget indie flick.
In a blockbuster, you have a big, terrifying monster. It might be an immortal serial killer or a clown-dragon-nun from Mars. Whatever it is, it'll be terrifying, loud and impossible to escape; SFX coming out of its ears.
This is the kind of depression that's easy to identify in the street. It's the guy railing or crying at the lack of cinnamon in Starbucks or the lateness of his train. It's hard to battle when you're in the midst of it, because it's such an all-encompassing tsunami of emotion. That emotion is everything there is, and everything feeds it. Once it's over and normal service resumes, however, it's hard to imagine what got you so upset in the first place, and the opinions therein can be filed under 'depressive' and never considered again. This is if you're one of the lucky ones like me, for whom this state itself isn't 'normal service'.
The other kind is that one movie you're cinephile friend told you you had to see. It's low-budget, slow-paced and was probably filmed in a language that isn't your own. It's a movie where the guy you fell in love with in the first reel was the monster all along; the one that makes you slide your eyes over to whatever potential-murderer you happen to be watching the movie with. It's the kind of movie that feels like it could happen, and sticks with you longer than you're happy to admit.
This the kind of depression I get most frequecanntly, though unmanaged it can turn into the first kind faster than a bad American remake can hit the screens. It's the insidious kind of depression that sneaks into your thoughts without tripping your internal alarms. It creeps in an begins to colour your thoughts about anything and everything. It's the kind that makes you know for a fact that that girl could never be interested in you, that you'd never get that job, or that your family are utterly ashamed of you. It's like that feeling of waiting for a text after a first date multiplied a thousandfold. This is the kind of depression that really has the potential to undermine your well-being. If you don't identify it as the malign presence it is as early as possible, you never know how many thoughts or decisions it could have effected in the interim.
One also finds that the holes that are already there in the psyche can invite in this monster. Just like going to see Stephen King's It with a pre-existing clown phobia* will leave you more afraid that you might be otherwise, so too can pre-existing neuroses allow in the Indie Depression DemonTM.
It's been a while since I've had a Hollywood BreakdownAlso TM, but the Indie Bastard is constantly on my back, threatening to find a hole in my defences. I think he found one earlier, but I was expecting it (from prior experience) and I'm fighting it even as we speak. My guard's up, but the little twat is behind it. Now all I have to do is take the blows and wait until I can give him a taste of his own medicine.
Anyway, yeah. Back to silly challenge questions tomorrow. 🙂
*Coulrophobia if you're interested.


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SHANGHAI (MarketWatch) -- Bank of Communications Co.'s (3328.HK) yuan-denominated A shares opened at CNY14.20 on their first day of trading on the Shanghai Stock Exchange Tuesday, up 80% from their initial public offering price of CNY7.90.
The lender, in which HSBC Holdings PLC HBC, -0.98% holds an 18.6% stake, has become mainland China's 10th domestically listed bank after it raised CNY25.2 billion by selling 3.19 billion A shares in a domestic initial public offering.
Bank of Communications is also listed in Hong Kong. It was the first Chinese bank to list shares outside mainland China when it offered shares in Hong Kong in 2005.
-Contact: 201-938-5400


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Join Yoga Joint Studios and True Food Kitchen for a complimentary all levels vinyasa yoga flow class from 8:30-9:30am followed by 15% off brunch after class.
This class is about achieving the best of both worlds through a workout and the ultimate work in. This signature Fusion Flow yoga sesh will reset your mind and body leaving you feeling energized and renewed. This cleverly reinvented Vinyasa yoga flow is all levels. The class is initiated with mobility movement, which then escalates into a heart pumping standing series and winds down into blissful deep stretching. Expect thought provoking dialogue, mood boosting music, and alot of self love!
Please plan to bring your own mat and check-in 15 minutes before class to reserve your space.


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New Builder Primer
Congratulations, and welcome to the Multipure family! We are proud and honored that you have joined
us in our mission to provide the best drinking water throughout the country.
To ensure that you have the tools and resources you need to be as successful as possible, we have
developed this guide for you to learn and understand more about your Multipure business.
First Steps
For New Builders
Familiarize yourself with the Multipure Back Office.
The Back Office is an invaluable tool for managing your Builder Business, allowing you
to track your orders, your customers, and your network.
If you are interested in building a network, familiarize yourself with the Enrollment page on Multipure.com.
This is a quick and easy way to register new Multipure Builders.
Learn About
Multipure's Products
Learn the differences between the Aqualuxe, Aquaperform, Aquaversa, and Aquamini.
Discover how each one can meet different customers' needs.
Familiarize yourself with our Aquasource, Aquashower, Aquasplash, Aquagrow, and wriggle.
Discover the specific niche each product fills in a customer's home.
Familiarize yourself with our replacement filters and the models with which they work.
Familiarize yourself with our online catalog of products and how to place orders through it.
Learn About Multipure's Business
Understand the Multipure Compensation Plan.
Learn how you earn commissions and bonuses as a Multipure Builder.
Understand how you can maximize your commissions by advancing in rank
and meeting your Monthly Achievement Level Volume (MALV).
Discover the commission payout for each Multipure Drinking Water System.
Gain some valuable insight into Multipure. Learn a little about Multipure's history, mission, and vision.
Learn the answer to the question, "Why Multipure?"
Find out where and when our next Opportunity Meeting will take place.
Some of the great topics covered at these meetings include:
Why water is so important in our lives.
Health, environmental, and economic issues with water
Multipure's Hydration Solution
Learn About Multipure's Science
Visit our Multipure Science page to learn about the science and technology
behind our industry-leading water filtration products.
Learn about common drinking water contaminants.
Learn about Multipure's carbon block technology and why it is so effective.
Learn about NSF certification and its importance to the integrity of our product claims.
Access Multipure's
Business Tools
Familiarize yourself with Multipure's array of Builder Resources, a one-stop location
for useful information and tools for the active business builder.
Learn how to navigate and access the wide array of invaluable information present here, including:
Current promotions, contests, and monthly newsletter
Upcoming meeting schedule
Logos and graphics to use in your own business cards or letterhead
Printable forms and flyers
Printable copies of the Compensation Plan, Product Price List, and Multipure Challenge
Warranty Information
NSF Certification Data
Installment Payment Program
Familiarize yourself with Multipure's Purely Social webpages to keep up-to-date on news
and training from Multipure HQ as well as from fellow Builder Leaders.
The Events Calendar lists upcoming meetings and special events.
The Blog features articles from our monthly Source of Success Newsletter, as well as training
podcasts and official announcements and updates on products and promotions.
Purely Social provides links to Multipure's social media presence
on Facebook, Twitter, Instagram, YouTube, and LinkedIn.
We are excited that you have joined our family and we want you to know that we are here for your success. It is our hope that this guide helps you begin your journey, but also know that you can contact us directly:
Monday through Friday, 7:30 a.m. - 4:30 p.m. Pacific Time
Michele Priest, Director of Marketing: email@example.com
Sherry Clift, Director of Builder Relations: email@example.com
Multipure Products
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Multipure Corporate Links
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Multipure Community
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Product Services
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Financing Immigrant Futures: The Latino Community Credit Union
The Latino Community Credit Union
Help new immigrants access formal banking infrastructure
Banking and financial literacy are essential to successful integration – both for the newcomer and for society at large.
North Carolina has more than 500,000 immigrants of Latino origin and is the fastest growing Latin immigrant population in the United States. More than half of this community speaks English poorly and over three-quarters of them do not have bank accounts. In part this is the result of a lack of documentation, an inherent distrust of banks and language issues. The result is that as a community, they are regularly overcharged for services such as loans, cashing a check or obtaining a money order. A lack of banking infrastructure also makes long term financial planning essentially impossible.
The Latino Community Credit Union (LCCU) was founded to address the financial needs and knowledge shortfalls of this growing immigrant community. The first branch of the LCCU was opened in 2000 when it became the first fully bilingual financial institution in the state.
For the Community, From the Community
Unlike conventional banks, credit unions are non-profit institutions where members pool their money, are able to vote for the leadership of the institution and share in its ownership.
The focus of the LCCU was to provide services to immigrants who had not previously held bank accounts or had been otherwise excluded from the US financial system. As a result, the LCCU does not inquire about member immigration status and accepts all official government issued photo id when someone is seeking to open an account. It also accepts temporary U.S. visas and Matricula Consular identification cards issued by the governments of their home countries.
All of the LCCU's employees are bicultural and bilingual in English and Spanish. Most are immigrants themselves and are trained to help first time banking customers navigate the system and its requirements. All forms and policies are available in English and Spanish. The LCCU also works in partnership with trusted community organizations such as churches and community centres to market their offer.
To improve the financial literacy of its members, the LCCU has established a financial education program that offers free financial education classes in Spanish and covers essential topics such as how to manage accounts, taxes, how to save money, develop a budget, and how to build credit. As part of their educational materials, they also developed a financial film, "A Guide to Buying a Home – Angélica's Dreams: An Immigrant Family's Path to Homeownership". Approximately 2000 people per year now attend these classes that are offered twice a month at each of the five branches as well as at target work sites, churches and local community organizations.
On a more fundamental level, all LCCU employees are trained to educate members on banking basics such as ATM use, filling out withdrawal and deposit slips, and balancing checkbooks. Loan officers similarly instruct members on how to build credit, read a credit report, and correct any errors they identify in the report.
Since its 2000 launch, the LCCU has opened another four branches in Charlotte, Raleigh, Greensboro and Fayetteville. Currently, the LCCU has over 45,000 members and assets of oer $35 million. Over ninety-five percent of its members are low income earners and over 75 percent are first time banking users.
The LCCU is now recognized as a national model and consults extensively with other credit unions and activists. The program has won numerous community and best practice awards and most recently, in November 2008, the LCCU was recognized by Business North Carolina for its Returns on Assets.
Most recently the Latino Community Credit Union was listed as a 2009 Finalist for the prestigious E Pluribus Unum Award coordinated by the Migration Policy Institute to recognise the efforts of those who are creating more unified communities by strengthening the relationship between native and foreign born Americans.
Story Update:
After being short listed in 2009 as a Finalist for the E Pluribus Unum Awards, this year, the Latino Community Credit Union was just recognized as one of the four 2010 winners!
Making it Work for You:
- Helping new immigrants access banking services and the formal financial structures of a country is essential for successful long-term integration.
- Service organizations need to recognize the linguistic and cultural preferences of their stakeholders to provide quality service.
- Investing newcomers with confidence and trust in fundamental institutions like banks fosters a sense of belonging and promotes successful integration.
Tags: banking, Durham, financial inclusion, housing, USA
Themes: Live, Housing, Settlement
For this Good Idea contact:
Luis Pastor, Latino Community Credit Union
100 W. Morgan Street
Durham, NC,
Tel: (919) 688-9270
For further reading :
- Financial education for immigrants: a guide for developing a program to integrate recent immigrants into the US financial system
- Guide for developing a financial education program [video; 5 min]
- Financial literacy for newcomers: weaving immigrant needs into financial education
- Angélica's dreams: an immigrant family's path to homeownership: a guide to buying a home
Recent Good Ideas
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Simon Weaver Cotswold Brie Organic 240g
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Simon Weaver Organic Cotswold Brie 250g- beautifully soft and buttery, our original brie cheese is perfect served with fresh fruit. Produced locally just a few miles from us in Upper Slaughter.
Ingredients/More Details
Organic Cows Milk
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Nov 22, 2017
26:15 minute(s)
Tristin is new in town and is busy room hunting. We meet the two of them just right after Brad shows an available room to Tristin to rent. Tristin likes the room but thinks it's a bit too expensive so he asks Brad if there's any way he could get the rent lowered. Brad wastes no time and shows Tristin what he wants from him for a lower rent. The two start off with kissing, nipple play, and some hot mutual blow jobs before Brad bends Tristin over and fucks raw him doggie style in the hallway. Brad's not finished with the boy though yet, he pulls out and goes down on him to taste Tristin's nice ass, then the two go back to fucking again on Brad's table until they both explode with their huge loads covering Tristin. .
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