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Full reviews of recent dance performances: nytimes.com/dance. A searchable guide to these and other performances is at nytimes.com/events.
Africa Umoja: 20 Years of Freedom and Democracy Tour (Tuesday through next Friday) This colorful production, by the directors Todd Twala and Thembi Nyandeni, celebrates the culture and history of South Africa through dance, song and storytelling performed by a cast of 32. Its many offerings include traditional gumboot dancing, a tribute to Nelson Mandela, and an array of musical genres, including Zulu drums and kwaito, a club genre born in post-apartheid Johannesburg. Tuesday through Thursday at 7 p.m., next Friday at 8 p.m., Symphony Space, 2537 Broadway, at 95th Street, 212-864-5400, symphonyspace.org. (Siobhan Burke)
Alvin Ailey American Dance Theater (through Sunday) If any holiday dance tradition can rival "The Nutcracker," it's the Ailey company's winter season at City Center. This year's five-week run wraps up with classics from the Ailey repertoire and the evergreen "Revelations" concluding each program. Friday at 8 p.m., Saturday at 2 and 8 p.m., Sunday at 3 and 7:30 p.m., 131 West 55th Street, Manhattan, 212-581-1212, nycitycenter.org, alvinailey.org. (Burke)
★ American Realness (Thursday through Jan. 18) "American Realness is dead. Long live American realness." That's the slogan for the sixth edition of this genre-crossing festival. According to the schedule — 10 days packed with performances, parties, discussions and workshops, mostly at Abrons Arts Center — it's very much alive. A pantheon of smart, subversive artists will be in the building, including Miguel Gutierrez with the next installment of his "Age and Beauty" suite (Thursday through Jan. 10); Liz Santoro with the return of her hypnotic "Relative Collider" (Jan. 10 and 11); and Keith Hennessy, who annexes Nijinsky's "Rite of Spring" in his new solo, "Bear/Skin" (Thursday through Jan. 11). At various times, Abrons Arts Center, 466 Grand Street, at Pitt Street, Lower East Side, 866-811-4111, americanrealness.com. (Burke)
★ AUNTSforcamera (through Feb. 15) The New Museum hosts this exhibition of nine video works dispersed throughout the building, a project of the protean dance entity AUNTS. The entries deal with everything from dancing with drones to mastering the original Harlem Shake. Grab a map and find your way among the monitors and screens, or take an artist-led tour, offered on selected days. Tours are free with a submission to Karl Scholz's interactive experiment "#auntsforcamera." Tuesdays, Wednesdays, and Fridays through Sundays from 11 a.m. to 6 p.m.; Thursdays from 11 a.m. to 9 p.m.; New Museum, 235 Bowery, at Prince Street, Lower East Side, 212-219-1222, newmuseum.org. (Burke)
★ Les Ballets Trockadero de Monte Carlo (through Sunday) Since 1974, this all-male ballet troupe, affectionately known as the Trocks, has been celebrating and satirizing the cult of ballet with a delicious blend of cheeky humor and true reverence. The pokes come from a place of love — and knowledge. Its 40th anniversary Joyce season spans a spectrum of dance history, including excerpts from "La Naiade et Le Pecheur," which dates to the mid-19th century, and smart parodies of classics, like "Swan Lake" and "Don Quixote." Friday at 8 p.m., Saturday at 3 and 8 p.m., Sunday at 3 p.m., Joyce Theater, 175 Eighth Avenue, at 19th Street, Chelsea, 212-242-0800, joyce.org. (Brian Schaefer)
Bodytraffic (Tuesday, Thursday and Jan. 10) Of the companies breathing new life into Los Angeles's contemporary dance scene, this repertory troupe, directed by Lillian Rose Barbeito and Tina Finkelman Berkett, is one of the most popular. The ensemble visits the Joyce Theater with three pieces: a world premiere by the Israeli choreographer Hofesh Shechter; a work combining break dancing and ballet by Victor Quijada of Montreal; and Richard Siegal's "The New 45," a duet to jazz classics by Oscar Peterson and Clark Terry. Tuesday at 7:30 p.m., Thursday at 8 p.m., Jan. 10 at 2 and 8 p.m., Joyce Theater, 175 Eighth Avenue, at 19th Street, Chelsea, 212-242-0800, joyce.org. (Burke)
★ Company XIV (through Jan. 31) The holiday season means an avalanche of Nutcrackers around town, most rated G. For those looking for some spice with that sugar, there's "Nutcracker Rouge," a baroque-burlesque take on the Christmas classic by Austin McCormick's Company XIV. The saucy fusion of dance, theater, circus and song takes place in the company's intimate and opulent new home in NoHo. Cocktails and coquetry abound for those 21 and older. Tuesday through Sunday at 8 p.m., XIV, 428 Lafayette Street, between Astor Place and East Fourth Street, 212-677-1444, companyxiv.com; many performances are sold out. (Schaefer)
Faye Driscoll (Tuesday, and Thursday through Jan. 10) In "Thank You for Coming: Attendance," Ms. Driscoll transforms St. Mark's Church into a theater-in-the-round where five fearless dancers fight, frolic and pull off one of the stealthiest set-design maneuvers in recent dance history. What looks at first like a wrestling match becomes a kind of utopian ritual. This raucous, participatory piece (don't expect to get too comfortable) receives an encore run at Danspace Project, where it had its premiere last spring. Tuesday, Thursday and next Friday at 8 p.m., Jan. 10 at 5 and 9 p.m., 131 East 10th Street, East Village, 866-811-4111, danspaceproject.org. (Burke)
Doug Elkins Choreography, Etc. (Wednesday, next Friday and Jan. 11) In his latest work, "Hapless Bizarre," Mr. Elkins stays true to both words in the title while displaying his characteristic craftsmanship and wit. Inspired by new vaudeville and silent comedy, with especially hapless roles for the physical comedian Mark Gindick, the piece has its New York premiere alongside the catchy "Mo(or)town/Redux," in which Mr. Elkins interprets José Limón interpreting Shakespeare. Wednesday at 7:30 p.m., next Friday at 8 p.m., Jan. 11 at 2 and 7:30 p.m., Joyce Theater, 175 Eighth Avenue, at 19th Street, Chelsea, 212-242-0800, joyce.org. (Burke)
★ Molly Lieber and Eleanor Smith (Wednesday through Jan. 12) When Ms. Lieber and Ms. Smith dance together, their connection seems telepathic. Their latest duet, "Rude World," presented as part of Performance Space 122's Coil festival, is the third in a triptych exploring the intimacy of collaboration, the results of unfettered improvisation and meticulous paring down. Wednesday at 6 p.m., Thursday and Jan. 10 at 5 p.m., next Friday at 7 p.m., Jan. 11 at 3 p.m., Jan. 12 at 4 p.m., Chocolate Factory, 5-49 49th Avenue, Long Island City, Queens, 866-811-4111, chocolatefactorytheater.org. (Burke)
★ Live Artery (Thursday through Jan. 11) If you missed some of the best dance productions of 2014, now is the time to catch up. This series at New York Live Arts, which coincides with the citywide Association of Performing Arts Presenters conference, reprises several gems, including Beth Gill's starkly luminous "New Work for the Desert" (Thursday at 7:30 p.m.) and John Jasperse's fickle, densely packed "Within Between" (Jan. 10 at 5 p.m.). Also on deck are previews of new works by Rashaun Mitchell and Okwui Okpokwasili. At various times, 219 West 19th Street, Chelsea, 212-924-0077, newyorklivearts.org. (Burke)
★ New York City Ballet (Friday and Saturday) "George Balanchine's the Nutcracker" had its premiere in 1954, and has returned to City Ballet's repertory every year since. At 60, the holiday classic is still working its charm on balletgoers of all ages. While the principals are sure to be divine, the real stars are the two casts of 50 children from the School of American Ballet. At 2 and 8 p.m., David H. Koch Theater, Lincoln Center, 212-496-0600, nycballet.com. (Burke)


text:
- Info
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Bloons Players Pack 2
50 more user-designed levels, selected from 500,000+ submissions! Hand-picked at the height of ripeness for your enjoyment!
As Always, Good Luck and Have Fun.
Mouse to aim and adjust power
Mouse to aim and adjust power
Click to throw
Bust them Bloons!

subset: commoncrawl


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Sunday, November 19, 2006
9 comments:
hi sis ..thanks for the help this morning....love this xmas papr stuffReplyDelete
Thank You for sharing today's lovely downloadReplyDelete
Thank you for the ribbons they are lovely!ReplyDelete
Love the Satin & Sparkles!! So cheery :)ReplyDelete
And absolutely love the TED video.. thanks for that link. We had company from Sydney, Australia (a fellow geologist friend of dh) and they could see so many geological possibilities with that technology.
- LindaNovember 19, 2006
Such beautiful ribbon! I've been watching and waiting for someone to make pretty Christmas ribbons & bows. Thank you for sharing!ReplyDelete
thank you, these are very cuteReplyDelete
Thank you sooo much for the ribbons and elements:) I also want to thank you for showing us that site..WOW..isn't that amazing!!?I don't know about you but I don't think I am that cooridinated. I can imagine what I would come up with.LOLReplyDelete
You have an interesting blog. Great work. Hugs from BrazilReplyDelete
What I love about your blog... besides the wonderful freebies of course, lol... is your honest approach to life and how you write about it. Its like dipping my toe into a refreshing stream while walking through the thick forest of the internet. I haven't been online as much in the last few days so I stopped in and scrolled down and was reading... and saw what you wrote. Thanks! :D You are too much (lovely) woman! :D I got your beautiful cranberry freebie too, thanks again! :DReplyDelete
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The listing for this device on t-mobile's website says"
How does this work? I could not find anything in the user manual regarding this feature but I could see the card slot in the picture showing the battery install. Store and share photos, videos, music, and more with 32GB microSD card* support


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It recently came to my attention that not everyone knows how Goozex works. I originally wrote about Goozex on one of my first blogs, Down The Hill We Go. I've since abandoned that blog, but decided to move the I Love Goozex post to The Goozex Report. This is the post that started it all. The response I received on this post is what prompted me to start The Goozex Report:
This was orginally published on Down The Hill We Go on August 19, 2008: I started using Goozex, the game-trading service, in April 2008. Since then, I have received 18 games. In my eyes, that's $1080 (not including tax) worth of Xbox 360 games. If you're a gamer, and you're tired of dropping $60 for the latest titles, then I whole-heartedly recommend Goozex.
The web site works off a point system. Each game is assigned a point value, which fluctuates based on popularity, availability, and for how long the game has been available. Points can range from a maximum of 1000 to a low of 200. You can obtain points two different ways. The first way is to trade the games you currently own. The second way is to purchase them; you can purchase 100 points for $5. For each trade, you need a Trade credit. A Trade credit is worth a dollar. To keep it simple, think of Points going back-and-forth between the traders, and Trade credits go to Goozex (they have to get paid somehow). After someone requests one of your games, then it's up to you to purchase a bubble envelope, print out the address, and head to the post office. Not a big deal, but on some days it can be a hassle getting to the post office, but they do give you three days before you have to mail it.
A game like Peter Jackson's King Kong is worth 250 points. Simple math says that you can purchase King Kong from Goozex for roughly $12.50. If you bought it brand new in the store when it was released, you would have paid $60. While King Kong is a fun game with awesome dinosaurs, there is no way the game is worth $60. It is, however, worth $12.50 and I was very happy with my $12.50 game. What made me even happier is that I purchased the game for 200 points and I sold it back for 250 points. That made me very, very happy. In the end, I earned 50 points ($2.50) off the game. That offset the cost of shipping.
For every excellent deal like King Kong, there's a Viking: Battle for Asgard. A simple button-masher of a game, it does offer beautiful scenery and awesome cut scenes. However, it is very repetitive and the core of the game tests your button pushing skills. I bought this one for 900 points (a big mistake) and, two months later, it's still sitting on my shelf waiting for someone else to request it. When I do sell it back, I will only receive 750 points (provided it does not drop further in value). I'm looking at a potential loss on that one. Looking at it positively, if I trade it for 750 points, then I will have spent 150 ($12.50) points on the game. Yes, the game is worth $12.50, so in the end, I'm still happy.
Then there are games like Grand Theft Auto IV. When this game released, I ran to the store to purchase it. The game critics were raving about it and it was deemed the game of the century. Personally, I thought the game was severely over hyped and did not live up to it's potential. I finished the single-player missions and promptly put it up for sale on Goozex. Less than an hour later, someone requested it, and I earned 1000 points for it. My $60 purchase of GTA IV earned me the equivalent of $50. Basically, I played GTA IV for $10. The only way you could beat that is if someone gave you the game for free. This is the beauty of Goozex: it allows you to buy games you wouldn't normally purchase in the store and it allows you to sell games that you're not happy with.
The service does rely on the honor-system: if you say you're going to trade a game that is in good condition, then you better do so. You can provide Positive, Neutral, and Negative feedback. That way, if you decide to be a jerk and trade scratched games, or never send the game at all, then karma will come back to bite you. On the other hand, if you keep your game, case, and manual in new condition, promptly mail the game to the requester, and send a nice note, then you will receive Positive feedback and your karma remains healthy. I've only had one negative experience so far and it wasn't really that bad. I sent a requester a full package, and they gave me Neutral feedback saying I only sent the game and the manual. In the long run, this hasn't hurt me or my standing with Goozex, and I have had no problems since then.


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Bloomberg quoted people familiar with the matter, as saying that China is said to study the impact of gradual Yuan devaluation to counter the US-China trade spat.
Key Headlines:
China is evaluating the potential impact of a gradual CNY depreciation.
Senior Chinese officials are studying a two-pronged analysis of the Yuan.
The first part looks at the effect of using the currency as a negotiation tool with the US.
The second part looks at what would happen if China depreciates the Yuan to offset any trade impact.
The AUD/USD pair dropped back towards the 0.7670 region on the above headlines.
Information on these pages contains forward-looking statements that involve risks and uncertainties. Markets and instruments profiled on this page are for informational purposes only and should not in any way come across as a recommendation to buy or sell in these assets. You should do your own thorough research before making any investment decisions. FXStreet does not in any way guarantee that this information is free from mistakes, errors, or material misstatements. It also does not guarantee that this information is of a timely nature. Investing in Open Markets involves a great deal of risk, including the loss of all or a portion of your investment, as well as emotional distress. All risks, losses and costs associated with investing, including total loss of principal, are your responsibility.
Latest Forex News
Editors' Picks
GBP/USD stays below 1.3350 on poor UK PMIs
GBP/USD hits fresh session lows of 1.3335 following an unexpected drop in the UK's Preliminary Manufacturing and Service PMI reports. However, the downside appears capped amid growing Brexit optimism.
EUR/USD keeps range around 1.1130 on downbeat PMIs
EUR/USD trims gains to trade near 1.1130 region after the sentiment around the euro was dented by the disappointing German and Eurozone Preliminary Manufacturing PMIs. Trade concerns also keep the gains limited.
The phantom of fear pierces crypto market foundations
Negative technical indicators are extremely volatile and are approaching a technical rebound. Ethereum has fundamentals in play versus Bitcoin which could be lethal. XRP is not immune to downfalls and adds to the dangerous game of critical supports.
Gold consolidates in a range, flat-lined around $1475 level
Gold extended its sideways consolidative price action through the early European session on Monday and remained confined in a narrow trading band near the $1475 region.
USD/JPY: Holding on to higher ground but lacking momentum
Positive developments between the US and China keep the mood up. Japanese data mixed, industrial figures continue disappointing. USD/JPY needs to advance beyond 109.72, December monthly high.


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Rybrook Motor Group are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. 653224 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase.
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Let us at Rybrook Lamborghini Bristol assist with creating the perfect Huracán 610-4 for you. We will look after you with upmost levels of customer service from your initial enquiry and specification, through to delivery. We are also able to maintain your vehicle throughout your ownership with our specially trained aftersales team. The Huracan 610-4 has received great praise since it's launch and has been described by Jeremy Clarkson as "tremendous to drive".Read More
A distinctive Lamborghini in its design, the Huracán features hexagon and Y shapes due to inspiration taken from one vital element; the carbon atom. Form follows function with the design and every styling cue guarantees stylistic purity and performance. A sporty and dynamic look, both innovative and unmistakably Lamborghini, built to intensify your emotions. Move through to the interior and expect to find a large 12.3" TFT instrument panels, controls integrated in the steering wheel, perfectly contoured sports seats and a centre console to put all the controls at your fingertips. Each of these features designed to enhance the Huracán driving experience.
Suit all your moods with Huracán's variety of driving modes, where you can expect top performance, but also maximum comfort: thanks to Lamborghini's ANIMA (Adaptive Network Intelligence Management) technology. Each mode recalibrates the car to provide an unmatched driving experience and to meet all your driving needs. STRADA is the perfect setting for everyday driving and longer journeys. Select SPORT if you are seeking thrills, fun and oversteering capabilities. Or to enjoy a racing-style drive, CORSA delivers the top performance allowing the Huracán 610-4 to fully express it's potential.
On the one hand, you have the incredible power and acceleration of a longitudinal mid-mount naturally aspirated V10 engine. On the other, you can take advantage of technologies such as the Lamborghini Double Clutch and rear wheel drive, which provide you with the kind of performance that maximizes driving pleasure. Combine these with the electromechanical steering system, carbon fiber and aluminum chassis and double wishbone suspension and you have a perfect combination to give you the fun, exhilarating drive you desire every day.
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An interview with Gera, director of Eurolangues since its inception in 1989. She is also an inspired trainer and coach for her freelance language trainers and translators.
Gera: 'It's all about motivation. We provide lively language material that students find enjoyable. And we help them across the threshold. Dare to speak, to write. Just do it! We also get students moving with an enthusiastic work attitude. For example, we try to fit in with their interests and learning styles.'
Gera: 'That is how I am myself! When I studied languages I packed my bags and looked for a job in France. I wanted to dive in, immerse myself in the language. I learned really quickly; every new word was immediately usable in my work situation. I have translated that learning process to the organisation of the language trainings at Eurolangues.'
Gera: 'The trust! I have a long relationship with many customers that has been built up gradually. If a customer calls me and asks if I will join them for an internal discussion about language training, because he values my expertise, then that is a good feeling. I like to deliver customized services, respond as far as possible to the needs and requirements. This is appreciated.'
Gera: 'It starts with the right translator with regard to level and speciality. We then perform a final check after delivery from the translator. In addition, it normally requires acting quickly and in a businesslike manner. Customers often want a well translated text quickly.'
Gera: 'It is fantastic to keep moving. That is why we regularly modernize, for example in the area of online learning. In addition, with our family training we cater for a growing demand for trainings for children of expats.'
'Eurolangues comes quickly into action. Whilst we conclude the business agreements with Gera, a language trainer starts direct discussions with the students. In this way we do business on two levels and there is a perfect response to our wishes and requirements.'
A customer in the construction sector
'Because Gera also gives trainings herself, she is a great discussion partner when I discuss a lesson plan with her.'
Maria, Eurolangues language trainer
We will gladly answer any questions!
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Nouzab Fareed is the Group Chief Executive Officer for Fijian Holdings Group and he
also serves as the Chairman of Life Cinema Ltd, FHL Media Ltd and FHL Retailing Ltd.
He is the Deputy Chairman of Merchant Finance Ltd and Fiji Television Ltd. Fareed
sits as a director on the board of all FHL Group of companies in addition to being
a non-executive director on the Board of Marsh Fiji Ltd, Goodman Fielder Ltd and
Pernix Fiji Ltd.
Fareed is the President of the newly established Pacific Corporate Governance
Institute as well as the Acting President of Fiji Chess Federation. He is the Vice
President for Fiji Chamber of Commerce & Industry as well as for CPA Fiji Branch.
He is a Past – President of Fiji Institute of Accountants as well as Fiji – PNG Business
Council and Australian Institute of Company Directors – Fiji Branch.
Fareed possess more than 27 years of Executive management experience covering
diverse sectors from Education, IT, Travel & Tourism, Media, Insurance, Commodity Broking, Corporate Finance, Mergers & Acquisitions, Investment Research, Management Services, Fund Management, Stock Broking, Leasing, Courier & Manufacturing. In the past, he also held the position of the Director Business Development for FedEx and Western Union in Sri Lanka.
Fareed is a Chartered Accountant (Fiji), Chartered Management Accountant (UK), Chartered Certificate Accountant (UK), a Graduate of Australian Institute of Company Directors and a Fellow of CPA (Australia). He is a Fellow of British Computer Society as well as a Fellow of Financial Services Institute of Australasia. He is also Chartered Marketer (UK), a Licensed Investment Advisor (Fiji), a Certified Fraud Examiner (CFE) of USA.
Fareed holds a MBA in Banking & Marketing and a Master of Arts in International Economics. He has received Executive Training from Harvard Business School, University of Oxford, Australian Graduate School of Management (AGSM), and AOTS (Japan). Nouzab Fareed is the only Distinguished Toastmaster (DTM) in South Pacific as well as the only Travel Centurion. He is also the Secretary for Rotary Club of Suva.
Fareed is an accomplished facilitator and a presenter at various forums at national and international level. He is also a mentor for aspiring directors and business professionals.


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By now you're probably familiar with the robo-advising platforms which have made it extremely simple and nearly free to invest in index funds.
But what about real estate investing?
Up until just a few years ago, it was nearly impossible for most of us to get started in real estate. Typically, you'd be looking at a single-family home, maybe a duplex, or even a vacation rental.
However, this is no longer the case. Today investors have access to crowdfunding real estate platforms.
And, one of the most well-known is RealtyShares.
Money Peach Realty Shares Review
RealtyShares is an online investment platform that specializes in purchasing shares of real estate investments. The investments range from smaller commercial properties to single-family home flips. As an investor, you have access to both equity positions and/or funding positions, which both offer great streams of passive income.
RealtyShares: Crowdfunding Real Estate with Higher Returns
Name: Realty Shares
Description: RealtyShares is an online investment platform that specializes in purchasing shares of real estate investments. The investments range from smaller commercial properties to single-family home flips.
Ease of Use
Available Properties
Investment Options
What is RealtyShares?
RealtyShares is an online investment platform that specializes in purchasing shares of real estate investments. The investments range from smaller commercial properties to single-family home flips. As an investor, you have access to both equity positions and/or funding positions, which both offer great streams of passive income.
Their platform brings together all stakeholders in the process. From borrowers, to investors, and even sponsors, all players conveniently come together on the RealtyShares website.
This use of technology is what allows RealtyShares to lower the barrier of entry for traditional real estate investing. By doing this, they are making it more accessible for investors to enjoy the similar returns while mitigating risk. In addition, the use of technology allows them to build a diversified financial portfolio very quickly and efficiently.
Since their start in 2013, over 80,000 investors have invested over $840 million into 1,100 investments spanning across 41 different states.
Isn't RealtyShares the Same as a REITs?
Yes and no.
How They Are Similar
Both RealtyShares and REITs provide the investor a way to pool their money together to raise capital. The capital is then used for either income producing property (rentals) and/or appreciating assets.
They also give investors the ability to further diversify their portfolio from the traditional stock and bond markets. Finally, they both allow investors access to passive income from real estate. You get to own a piece of real estate without the hassle of managing the asset yourself.
How They are Different
When you invest into an REIT, you are investing into the company that will then invest into real estate on your behalf. This means you don't have any control over what property your investment is going towards. Also, the barrier of entry is much smaller when investing into an REIT vs a RealtyShares property. Basically, anyone can find an REIT and invest.
However with RealtyShares, you are choosing which piece of real estate to invest into based on the properties RealtyShares pre-approves. Also, you must be an accredited investor, which increases the barrier of entry above that of an REIT.
However, in my opinion, the benefits of investing into RealtyShares outweighs those of a REIT.
One of the selling points for REITs is that it is a way to diversify from traditional stock market investing. However, over the past 15 years REITS have nearly mimicked the stock market. And over the past two years REITs have actually lagged behind the market quite a bit.
The Barrier of Entry with RealtyShares
If you want to get started with RealtyShares, you must be an accredited investor. Being an Accredited Investor means:
- You have a net worth or joint net worth with your spouse of over $1,000,000. This cannot include your primary residence.
- OR a yearly income of at least $200,000 in both of the previous two years, or a joint income of over $300,000 with your spouse.
This is a high barrier for the average person to get started because both the risk and reward is higher with RealtyShares. But, it also guarantees that RealtyShares is working with serious investors who can manage the risk appropriately.
In addition, there is a $5,000 minimum investment to get started with RealtyShares.
How RealtyShares Works
Seasoned real estate operators will reach out to RealtyShares who may need capital to improve and/or add value to a property. Each investment opportunity is then vetted, and analyzed by their team of experts. If the proposed property meets the standards of the RealtyShares team, the property will show up on their platform to investors.
Here is the process each property goes through before approval by RealtyShares.
Step 1: Business development team
The business development team is responsible for building relationships with real estate experts in specific markets. They source all real estate investment opportunities.
Step 2: Investment team
Next, the investment team identifies the most promising opportunities and will then analyze and assesses the proposal. They also negotiate the investment structure and fees for each proposed property.
3. Legal team
The next step is to pass through the legal team. Once the price has been finalized, their legal team drafts all necessary agreements. They also negotiate the pricing structure for maximum returns and higher protections for future investors.
4. Underwriting team
The underwriting team then conducts an extensive review of the property. They vet each property to ensure it meets the RealtyShares standards.
5. Investment committee
Once approved by underwriting, there is a final sign-off from senior leaders in every department.
6. Broker-dealer
The final step is to approve the offering materials presented to investors on behalf of North Capital Private Securities. They are the registered broker-dealer that works with RealtyShares for all investments.
As you can see, there is a very strict approval process for each property and per their website, only 10% of investment opportunities actually meet the required standards!
This extensive vetting process is not only a good thing for RealtyShares, but is also a great thing for you as the investor.
Using RealtyShares
Once approved, the investment becomes available online with all necessary information for investors.
Once live, investors can view the documents and risks associated with each approved property. The site dashboard also tracks the earnings history of the investment and provides necessary tax information.
As an investor, you also have several purchasing offers. You can buy a small piece, large piece or the entire piece of property. Investors can also choose to fund either equity investments or real estate loans (more about this later in this post)
One thing which is very unique is RealtyShares also allows you to introduce an investment of your choice. If you have a great investment opportunity, you can let RealtyShares know and they will vet it for you.
Opening a Free RealtyShares Account
Here's how you can get started with RealtyShares quickly and easily.
1. Open an Account with RealtyShares
Start a Free RealtyShares Account
2. Browse The Approved Inventory
You can start browsing available real estate investments immediately. However, you can't actually conduct any transactions yet as there is a 30-day cooling off period from RealtyShares.
Again, this is a good thing as it gives you the investor time to do the necessary research before actually investing with into a property.
3. View and Finalize Your Investments
Once the cool off period is complete, your investment can be in anything from a small bit of a larger investment to an entire single investment.
Once you find an investment that is right for your portfolio, you can access any and all information for that property. This will include all details about the property itself, financials, property management, and all legal documents.
4. Have the Funding Goal Met
The next step is finalizing the investment goal to 100%. Every property has to meet a funding goal before you can actually buy shares. However, if you choose to purchase 100% of the property, obviously you would meet 100% funding right away.
Once you find an investment you want to move forward with, you can E-Sign and send all documents online. Plus, you can transfer money from your bank account to RealtyShares directly.
All money is then held in a third-party escrow account. If the funding goal isn't met, all money is returned to investors.
5. Manage Your Real Estate Investment
Once everything has been processed, you can track everything online with a customized investment dashboard. This will show your earnings, legal information, and access to all necessary documents. Plus, each quarter you will receive updates on your projects and all tax statements the following year.
RealtyShares Investment Options
As an accredited investor, you have two choices inside Realty Shares; debt investment and equity investment.
Debt Investment
- Lower Risk and Lower Expected Returns
With debt investing, investors' money is used as a loan to the company handling the project. Instead of the company going to the bank to get a loan, they are instead going to you (the investor) to get the loan to fund the project. Most often, the debt investment is used to fix up and flip the property and you are then paid back your investment plus interest.
The loan will be on a 1-3 year term, paid out monthly, and secured by the actual property under renovation.
Equity Investments
The second type of investment is referred to as their equity investment options. This will you give you indirect ownership of a property which means you are participating in the project's excess cash flow and any appreciation realized at the time of sale.
Equity investments are usually much longer contracts than debt investment with terms up to seven years . These projects have longer terms because these properties often require extensive renovations by the sponsor. If there are positive returns, investors get quarterly cash flow distributions as well.
Preferred Equity Investment
- Moderate Risk and Moderate Expected Returns
Preferred equity deals have similarities with both debt deals and common equity deals (see below).
If you choose to invest with these offers, you have an indirect owner stake in the project but also increased protection. If the project goes under or declares bankruptcy, you will have much more security.
Preferred equity investment also pays out regular monthly payments. Of all three types of investments within RealtyShares, this one falls in the middle in terms of risk vs reward.
The standard term for Preferred Equity Investments are usually between 2-3 years.
Common Equity Investment
- Higher Risk and Higher Expected Returns
With these investments, equity investors take on the first-loss position. This in turn makes it the riskiest of any type of investment that RealtyShares offers. While real estate has historically performed well over time, there are risks of downturns as well.
If the value of the property doesn't appreciate or generate enough cash flow to cover its debt, the common equity investor might have a negative return. On the flip side, if the property does make money, then common equity investors may receive a 7-10% return on average, paid out quarterly. If the property does appreciate over time, you will receive the appreciation value when it's sold in the future.
Just as with any investment opportunity, the greater the risk, the greater the reward.
RealtyShares Fees
While it's free to open a RealtyShares account and browse the available properties, there are fees depending on the type of property you invest with.
Equity Investments
RealtyShares usually charges a 1% annual management fee of the aggregate amount invested. When compared to a property management company on a rental property, these fees are significantly lower.
With traditional real estate investing, property management fees can average 8-12% of the monthly rent.
Debt Investments
With debt investments, RealtyShares also has a different fee setup.
There is a servicing fee based on the spread between the interest rate the borrower is paying and the rate paid out to investors up to a maximum 2%.
Investment Categories
Between debt and equity investments, there are additional investment categories as well.
Here is a breakdown of the big three categories to invest with:
1. Single Family Residential Property
- Goal: 9% – 11% annual return
- Term: 6 – 24 months
- Risk: Lower
The first option is a single family, rental property. With this type of investment, investors will have the first position of the lien.
Terms range from 6 months to two years in general. All single-family rental properties will be paid out monthly and are the least risky of the three investment categories. Of all RealtyShares customers, close to 50% fall in this category.
2. Preferred Equity/Mezzanine Debt
- Goal: 12% – 14% annual return
- Term: 2 – 3 years
- Risk: Moderate
The second category of investments is a loan for the sponsor renovating the property. The investment period is longer than single-family residential properties and is usually between 2-3 years. Instead of single family homes, these investments are mostly commercial properties.
The risk is higher but the expected rate of return is as well (between 12-14%). Roughly 25% of RealtyShare clients fall into this category of investing.
3. Joint Venture Equity
- Goal: 10% – 16% annual return
- Term: 3 – 5 year
- Risk: Higher
The final investment category is a joint venture equity. These investments will make you an equity owner along with the sponsor. Once the preferred returns are reached, all investors involved will share the profits.
The expected returns are between 10-16% annually with quarterly payments versus monthly payments and the term duration is usually between 3-5 years. This category also comprises roughly 25% of all RealtyShares investors.
What We Like About RealtyShares
- $5,000 Minimum: To get started there is a low minimum for most real estate investment platforms. And there are no ongoing amounts required per quarter or year as well.
- Real Estate Diversification: Traditional real estate requires a lot of cash upfront. This is a great option to start investing in real estate without having the responsibility of being a homeowner or landlord.
- Tax Advantages: Depending on your investment choice, you might have a tax advantage for depreciation, mortgage interest expenses and other homeowner write-offs.
- Variety of Real Estate Offerings: Some crowdfunding platforms make you focus on large commercial properties. But with Realtyshares, you can do those as well as single family homes for even more diversification.
- Choice of Investment Types: On top of a variety of real estate, you can also pick from three types of investment (covered above). RealtyShares is actually one of the few real estate crowdfunding services to offer all three.
What We Don't Like About RealtyShares
- Accredited Investors Only: The high net worth and income requirements will make it unavailable for most investors. This is one of the biggest setbacks to new investors who are looking to get started.
- U.S. Residents Only: Due to legal and tax issues you must live in the United States.
- Capital Calls: Sometimes not all investments go as planned. In rare instances, investors will need to add more money if a project goes over budget.
- Illiquid Investments: Everything happens on the RealtyShares platform. With no secondary market, there is no way to offload any investments earlier than the given contract.
- No IRA Option: RealtyShares does not currently have the ability for a self directed IRA.
- Tax Consequences: Since RealtyShares is in many states, you may have to file a separate income tax return for each state you invest in.
RealtyShare FAQ's
Here are some of the most common questions that investors will ask RealtyShares prior to getting started.
How secure is it to deal with RealtyShares?
RealtyShares uses SSL with 128-bit encryption security. This is comparable security to that used by the biggest banks in the world.
A third party security firm does review RealtyShares on an ongoing basis to protect investors. It's great to see RealtyShares have such extensive security to protect its investor's financial information.
Does RealtyShares Use a clearing agency?
Yes, RealtyShares uses North Capital Private Securities Corporation. They provide execution services in connection with equity and preferred equity investments.
North Capital also provides all compliance and regulatory oversight for RealtyShares. They are a registered broker-dealer and a member of both the FINRA and SIPC.
Does RealtyShares update me on investment performance?
RealtyShares provides periodic updates on equity and preferred equity investments, typically on a quarterly basis. However, additional updates happen when significant information becomes available. Information is available online and by email sent directly to you.
How does RealtyShare affect my taxes?
Realtyshares make it easy to help you with your taxes once you begin investing with them. They provide you with the necessary tax documents (IRS Schedule K-1 and/or 1099-INT) related your investments, prior to April 15th.
How long do I have to hold the investments?
This will depend on each investment opportunity. The terms will be open to the investor before they can purchase anything. Each investment has a holding period that ranges from six months to more than five years. After the time period is over though they can extend and create a new date as well.
How is RealtyShares different than a REIT?
While there are some similarities to a REIT, the main difference is that RealtyShares allow you to choose the type of property groups you want to invest in. You can choose a specific asset class or project-based location.
They also offer lower fees than most REIT's as well. Plus, you can also choose single properties or groups of properties.
RealtyShares Wrap Up
RealtyShares is a great way to diversify your investments without purchasing a home or REIT. They have a ton of different investing options and low minimum investments as well. Plus, the maintenance fees are low, and the platform provides everything you need to start investing.
While the requirements are high, it makes sense when dealing with real estate. Real estate is expensive and they need people who can handle some risk and have the capital to back it up. If eligible, make sure to see if it's right for you.
If you don't think you will qualify as an accredited investor with RealtyShares, you should also look into Fundrise as they start at $500 minimum investment.


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If this truly is "The Kevin Owens Show," then the first threat of cancellation has come, because Kevin Owens will defend his WWE Universal Title against U.S. Champion Roman Reigns at WWE Roadblock: End of the Line, live Sunday, Dec. 18, on WWE Network.
Mere hours after retaining his U.S. Title at Hell in a Cell, Reigns inferred that his broad shoulders still had room for another title, and that his eye was set on Owens' prize in particular. Tensions ran high between the two from then on, with Owens and Chris Jericho going so far as to jointly blame Reigns for Team Raw's loss to SmackDown LIVE at Survivor Series. The Big Dog responded by questioning Owens' abilities as a fighting champion, specifically his reliance on Jericho in his title defenses. A riled-up KO accepted Reigns' offer of a No. 1 Contender's Match the same night and, with Jericho indisposed, fell to Reigns in one-on-one action to make the title match official for Roadblock: End of the Line.
Will The Prizefighter retain his prize? Or is the Roman Empire's war chest about to grow by one?


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When you are defrosting and the magnetron is turning on and off, when it is off, are the microwaves still bouncing around or is the food just sitting there warming itself up? – LEA, PA
During the defrost cycle, the microwave oven periodically turns off its magnetron so that heat can diffuse through the food naturally, from hot spots to cold spots. These quiet periods allow frozen parts of the food to melt the same way an ice cube would melt if you threw it into hot water. While the magnetron is off, it isn't emitting any microwaves and the food is just sitting there spreading its thermal energy around.


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Fibrosis and Cirrhosis News
This article represents the opinions, thoughts, and experiences of the author; none of this content has been paid for by any advertiser. The HepatitisC.net team does not recommend or endorse any products or treatments discussed herein. Learn more about how we maintain editorial integrity here.
- Gastroenterology (2015) doi: 10.1053/j.gastro.2015.11.038
- Scientists in Barcelona discover a potential treatment for cirrhosis. Institute for Research in Biomedicine Barcelona. Published December 11, 2015.
Join the conversation! Log in or create an account.


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Budva/Tivat – In order to make the vacation on the coast available for as many citizens as possible Budva agency jamb travel in cooperation with HTE Primorje from Tivat has started an action in which all those interested will be able, during the post season, to stay in hotel Plavi horizonti at low prices.
All those who intend to spend the end of the summer, that is, the end of September in Placi horizonti Jamb travel has conceived a special offer which, as the owner Dragan Boskovic says, lasts from 20th to 30th of September.
– The price of a one week staying for one person in a two bedded room is just 114,10 euros, while the addition for the stay in one bedded room also for one week is 22, 40 euros. If an adult is taking a child of up to 10 years of age with him/her, accommodation in a separate bed, together with the food, for the youngster will be 52, 50 euros. If both parents are with the child then the child can stay for free. The price includes accommodation in a two-bedded room, breakfast, dinner, as well as the residential tax. For organized and longer staying of children and adults we offer special benefits – said Boskovic.


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The Hahnel Remote Shutter Release PRO lets you control your cameras shutter release remotely to eradicate shake so you can take better shots. This makes it perfect for long exposure photography, macro shooting and any other style of photography where an ultra-stable setup is required. The remote includes a 2m long extension cable, interchangeable connectors, and has a hold function for continuous shooting and for bulb mode that allows you to hold your shutter open for longer. It is available for a variety of different camera brands.
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Paula Costantino
We think, come across, write and create new ways of existing. Today photography decides to take over my expression.
My great wish is to be able to share, through some pictures, the way I see and interpret the world.
Collages represent the construction of a woman, my woman. Personally, I believe women are invented out of parts of history, both personal and social. These are my women; and like this I stand up for them.
"Somos" ("We Are") is a photographic representation of the poem "Elogio de mi cuerpo" ("In Praise of My Body"), by Alaíde Foppa, on the basis of this thought: "Where the erogenous body, of pleasure and sense, is fragmented, and at this fragment I stop to contemplate…"


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deGrom on dominating run entering Game 3
Righty won both postseason starts to carry Mets into NLCS
CHICAGO -- The video is all right there, available at Jacob deGrom's fingertips if he were to want it. This time, however, he has no interest.
deGrom's start in Game 3 of the National League Championship Series on Tuesday (air time 7:30 p.m. ET on TBS, game time at 8 ET) may be his third against the Cubs this season, but reviewing the first two will not be a part of the prep. Why bother reliving the slips, he said, when there is so much good from his sophomore season to seize instead?
• Dress like the Mets for the NLCS
"I'm going to flush that," deGrom said on the eve of his third postseason start. "I know this is the playoffs, so it's going to be a good start for me."
:: NLCS: Cubs vs. Mets -- Tune-in info ::
Having already pitched the Mets into the NLCS, deGrom can now push New York to the brink of its first NL pennant since 2000 after they won Game 2, 4-1, Sunday night. Behind wins from Matt Harvey and Noah Syndergaard at Citi Field over the weekend, the Mets hand deGrom a 2-0 series lead that, under the best-of-seven LCS format, has led to a World Series appearance for 22 of the 25 teams to previously win the first two games.
deGrom will be facing a Cubs team that knocked him around twice this year, with deGrom allowing four runs without finishing six innings in both first-half starts.
What the 27-year-old prefers to dwell on is the much more recent, the part where he outpitched the Dodgers' two Cy Young Award candidates, Clayton Kershaw and Zack Greinke, to extend the Mets' season. He'll draw Chicago's Kyle Hendricks as a mound opponent on Tuesday night, when the NLCS shifts to Wrigley Field. But deGrom won't so much be pitching against Hendricks as he will simply figuring out how to get by with whatever he has.
Like the rest of the Mets' young starters, deGrom, weeks ago, stepped into uncharted workload territory. His innings log sits at 204, 64 1/3 more than he threw during his NL Rookie of the Year Award-winning run in 2014. Adrenaline has helped, deGrom acknowledged, but so has his understanding of how he can make less-than-his-best stuff still be good enough.
Video: NYM@LAD Gm5: deGrom fans seven, earns win in clincher
"When you go out on the mound and you do not have your normal repertoire of pitches that are working, you've got to work hard," Mets manager Terry Collins said. "And a lot of guys just throw their hands up and say, 'Geez, I didn't have it tonight.' It takes that special guy to say I'm still getting through this game. I'm going to make the pitch I have to make."
The Mets marveled at deGrom's ability to do so last Thursday when, pitching in a win-or-go-home game against the Dodgers, he gutted through six innings without much command of his fastball. Leaning heavily on the curveball, deGrom recovered from a two-run first to follow with five scoreless innings.
"Jacob, since he's come up, has always been able to do that," Mets pitching coach Dan Warthen said. "He has such a calm, easy demeanor, trusts his stuff, knows he can throw the baseball across the plate. The biggest part of that is I would like him not to be in so much trouble. I'd like him to have the same focus before he gets into trouble as he does when he gets into trouble."
That start was, as deGrom, Collins and Warthen agreed on Monday, an even better performance than his Game 1 outing in which deGrom twirled seven scoreless innings. To them, context mattered.
"It was unbelievable how many times he was one pitch away from coming out of that game, and he made the pitch he had to make, and that tells you exactly the kind of kid he is," Collins added. "His competition level is, without question, as good as anybody's."
Rising up to the magnitude of the stage is no new occurrence for deGrom, whose budding career has already been dotted with big moments. For a pitcher who made his Major League debut in the Subway Series, there was little ease in process. And so it's been, the bigger the stage, the grander the performance, it seems.
Video: 2015 ASG: deGrom strikes out side on 10 pitches
He'll be pitching on normal rest in Game 3, an outing that will supplant all others in the growing list of big-stage starts for the right-hander. There was the debut against the Yankees last year and then the chance to christen Citi Field this season by pitching the team's home opener. On that day, deGrom delivered 6 1/3 scoreless innings in a win over Philadelphia.
Later came his first All-Star Game appearance, one in which deGrom became the first player in All-Star history to strike out three batters in an inning with 10 or fewer pitches. Then there was his pair of NLDS wins, both coming on the road.
"I just try to block everything out once I get on the field," deGrom said of not being overwhelmed by the moment. "Kind of the nerves go away, and it's the same game we've been playing all year. I'm able to think about that and just try to take it one pitch at a time and make the best pitch I can at that time."


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Crocheting, knitting, holidays, religious thoughts, family, holidays, & more!
Wednesday, January 03, 2007
The 2007 Charity Challenge group....
... is up and running! If you love to make things for charity and you would like to set a goal for this year then maybe Bev's Charity Challenge 2007 group is for you. We welcome all who want to work hard making items for charity.
You can sign up here, keeping in mind that we have some simple rules and guidelines that need to be followed for us to maintain the purpose of the group:
http://groups. yahoo.com/group/bevs- charity-challenge/join
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REQUIRED for MEMBERSHIP in the 2007 Charity Challenge:
As you complete items be sure to keep track in our
DATABASE, this is no longer optional. To be part of
this group you MUST set up a file in the database.
VERY IMPORTANT!! *** If you do not set up a database
file within 2 weeks, you will be removed from the
group. ***
To create a new FILE for yourself go to:
http://groups. yahoo.com/group/bevs- charity-challenge/database
* Click on the database named '2007 TOTALS'
* Then click 'add record'
* Answer the questions
* Click "Add Record" and you are done!
HOW TO UPDATE each week: Go to the database and open it. Find your FILE in there. Click EDIT, and proceed to update your record, then click on SAVE.
1) This group is for the purpose of encouraging one another to work on making ???, (insert number of your choice,) "needed items" for a charity of your choice.
2) Most of you know me from other groups I run, so you already know that I don't tolerate any flaming of others, or nastiness of any kind, NO posting of copyrighted patterns (links to patterns are fine), NO offering to make copies of patterns, no SPAM or fwd type emails, virus warnings etc...
3) Please be sure to speak up if you need help or ideas, or pattern links, and we'd love it if you would help answer people's questions and encourage others on the list too! That's why we are here. =)
4) If you need to post something important that is NOT about the groups focus, please remember to place OT in the subject line so we will know it is Off Topic.
5) If you need to go on vacation etc, please change your email settings to "SPECIAL NOTICES" . ('No mail' is not permitted on this group)
I hope some of you will jump on board and join us. =) Last year we completed over 28,000 items for various charities.
4 comments:
I wanted to tell you I visited your web site. I went there looking for preemie hat crochet patterns. I had a preemie on 1-9-06. He was a 26 weeker (barely). He weighed 1 lb 12.5 oz. I have been trying to teach myself to crochet for about a week. I have such a desire to do this for NICU.
- Becky said...
You are phenominal! If I was still at home I would join this charity group. But I've been made store manager and I'm working a lot of 12 to 14 hour days and I'm so exhausted by the time I get home I just fall asleep. I will keep reading your blog and perhaps when we get up on our property I will return home and join in on this project.
Becky in SC
- Trish said...
Hi Bev, I wanted to join the group, but the join link doesn't work for me. Can you post the main page link of the group so I can navigate to join that way? I'm ona dial up and I was having trouble finding the link on your blog/site.
Thank you!
- bevq said...
Try this one


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With mbtdeal.com make your shopping day easy and memorable.
There are three important factors that need to be taken into consideration prior to starting with the task of kitchen renovation. These three aspects include your desires and your requirements; the renovation type and whether the renovation is worth an investment. If you are really interested in remaking or remodeling your kitchen, then you must go through model homes, magazines and kitchen showrooms that tend to be equipped with great ideas that can be of good help for the kitchen renovation. kitchen showrooms in Kent always involve themselves in offering good and useful ideas when it comes to color combinations and other creative methods that can be used for transforming an old kitchen space into a modern kitchen. It is always important to take a tour of kitchen showrooms while in Kent as this can help in determining the style and the taste of a kitchen that you actually want.
Online Kitchen Showrooms
With the internet being right at the fingertips of the people, almost everything in this world is easily accessible. The marketers along with their creative plans and ideas are within an individual's reach. People now have an assortment of kitchen showroom alternatives along with the virtual ones. Kitchen showrooms always offer one of the greatest methods of getting good ideas instantly whether you are looking for online versions or real deals. The kitchen models available at the showrooms are functional allowing the onlookers to have the real feel of what their kitchen might look and feel like. The online Kitchen Showrooms in Kent have exclusive features and benefits. These showrooms offer the people the ability of viewing thousands of showrooms without wasting time, gas and most important money in travelling uselessly. These showrooms allow people to compare different set ups and layouts easily by placing them next to each other. This way interested users can always take their own time and their privacy in looking for the best kitchen ideas without having to choose under the pressure of a salesman.
How can Kitchen Showrooms be of Good Help?
The very first thing that need to be understood in this context is that kitchen showrooms can always provide different renovation tips, hints and ideas. Kitchen showrooms are generally made for giving the clients an idea about the layout and the design of a kitchen. These layouts and designs are available in different prospects with the users just having to make the choice as per their preferences. Both brick and mortar as well as virtual showrooms give people different innovative methods of decorating, organizing and streamlining their kitchen in a way that they might never have thought of before. Clients can always remain assured of getting hold of the most creative and the latest ideas and methods that they can use for expanding the space in their kitchen.
Apart from offering new ideas, Kitchen Showrooms in Kent also provide specials and discounts further increasing their value. There are even some showrooms that provide financing services within reasonable rates along with payment plans that work for the


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Years ago I belonged to not one, but two cookie swap groups. Each November or December I baked up to twenty dozen cookies to share at events in two different homes. I spent several nights of the holiday season well past midnight and into the wee hours of morning yawning and packaging sweets while the saner members of my family slept.
Eventually traditions changed, as they sometimes do. My children left for college and I focused on my career. I was burned out, so to speak, on holiday baking. However, I've felt a bit guilty without any homemade cookies to give away or serve at home during the holiday season.
When I heard about the Cookie Walk at the First Baptist Church of Medfield they had me at "sugar cookie." I wasn't quite sure what to expect but I was assured that all I had to do was show up at with some cash on the second Saturday morning in December. In return I was guaranteed to leave with a box full of home-baked holiday cookies. It was a Holiday Win-Win. A fundraiser and a timesaver.
Never one to be late, I showed up right before 9 a.m. that first year. The brick path leading to the church hall was empty and silent in the early morning chill and congratulated myself on my early arrival.
It came as an utter shock when I opened to door to a bustling, anxious, ready-to-cookie-walk crowd. I was directed to the end of a line that snaked through the parish hall that led through several church classrooms and that circled around the interior of each room. The line seemed never to end and before I stopped I must have squeezed by over one hundred people.
Oh, this was serious cookie stuff. This crowd knew to arrive as early at 7:45 a.m. I worried that there would be only a few broken and forlorn cookies left for me. I admit I felt a little better when other naïve latecomers sheepishly crept by.
I quickly learned the rules which were displayed for our reading pleasure on the walls of the hallways. I must first pay for an empty bakery box or two, don vinyl gloves and follow cookie etiquette. No samples, no shoving, no hoarding. No greedy lingering around the frosted Santa faces or the sugar-coated reindeer. I must simply move around the outer edge of a large square configuration of tables, filling my box short of the rim. In the end the top must close flat and be taped shut by an official Cookie Walk volunteer.
I'm happy to report that when I reached the front of the line that first year there were still plenty of cookies left for me and for the people behind me because there were endless containers of cookies in the center of the room. While the crowd was cookie-walking the church volunteers were constantly refilling the fifty-odd platters with a fresh supply of thousands of cookies.
These good ladies of the First Baptist Church of Medfield's Women's Society knew what they were doing. They had been meeting for weeks baking and decorating as a team. I marveled at the coordination and organization. And I left with some seriously delicious Christmas cookies that looked like nothing I could have created myself.
This past weekend I woke up early on a frigid Saturday morning and headed out well before 8 am. I waited in line with a friend for well over an hour sharing war stories of past years with others around me. In the end we filled our boxes with beautiful, familiar cookies to share with family and friends. As usual, the cookies were sold out within about 90 minutes.
I found out through some research that thousands of churches, school and libraries organize cookie walks as fundraisers all over the country. There's even an out-of-print book by the Cookie Cooks of St. Stephen's Episcopal Church in Waterboro, Maine, "When Cookies Walk." I apparently came late to the Cookie Walk party but I'll be going back year after year as it becomes a part of my new holiday traditions.
If you'd rather get a jump on baking holiday treats next year there are some great books at the library. "Christmas Cookies from the Whimsical Bakehouse" was written by bakery-owners and mother and daughter team, Kaye and Liv Hansen.
Another mother and daughter couple, Margie and Abbie Greenberg, followed their first book, "The Flour Pot Cookie Book" with a new one in 2009. "The Flour Pot Christmas Cookie Book: Creating Edible Works of Art for the Holidays" includes many fondant and icing recipes which are essential to decorating cookies that are both delicious to eat and lovely to look at.
"Cookie Craft Christmas: Dozens of Decorating Ideas for a Sweet Holiday" by Valerie Peterson has close-up photographs of each cookie. For year-round cookie baking sure to impress with over 150 colorful cookies check out "Cookie Craft: From Baking to Luster Dust, Designs and Techniques for Creative Cookie Occasions" by Janice Fryer and Valerie Peterson.
If you've been invited to join a group read "Cookie Swap: Creative Treats to Share Throughout the Year" by Julie Unger or a new addition just this fall, "Cookie Swap!" by Lauren Chattman. If you are really in the mood for serious cookie-baking, "Good Housekeeping: The Great Christmas Cookie Swap Cookbook: 60 Large-Batch Recipes to Bake and Share."
For help searching in the Minuteman catalog or for placing requests, visit the Morrill Memorial Library, call the Reference librarians (781-769-0200) or visit the Minuteman Library Catalog on our website, www.norwoodlibrary.org.
Over a Decade of 535+ Newspaper Columns by Librarians in Norwood, Massachusetts
Monday, December 13, 2010
Walking the Cookie Walk
Charlotte Canelli is library director of the Morrill Memorial Library in Norwood. Read her entire article in the Norwood Transcript and Bulletin.
Posted by Charlotte Canelli at 6:23 AM


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Morrison & Foerster sponsored the ACC 9th Annual General Counsel Roundtable and All Day MCLE on January 13, 2012.
9:15 am to 10:15 am
"International Aspects of the Attorney-Client Privilege"
Speakers: Jim Huston and Erin Bosman, Morrison & Foerster LLP; and
Rick Maroun, APP Pharmaceuticals
10:30 am to 11:30 am
"Hot Topics in M&A"
Speakers: Steve Rowles, Morrison & Foerster LLP; David Szekeres, Life
Technologies; and Adam Schwenker QUALCOMM
1:15 pm to 2:15 pm
"Patent Reform Is Here - the Leahy-Smith America Invents Act"
Speakers: Eric Acker and Mary Prendergast, Morrison & Foerster LLP
2:30PM to 4:30PM
GC Roundtable on Ethics
Moderator: Scott Stanton, Morrison & Foerster LLP
Unsolicited e-mails and information sent to Morrison & Foerster will not be considered confidential, may be disclosed to others pursuant to our Privacy Policy, may not receive a response, and do not create an attorney-client relationship with Morrison & Foerster. If you are not already a client of Morrison & Foerster, do not include any confidential information in this message. Also, please note that our attorneys do not seek to practice law in any jurisdiction in which they are not properly authorized to do so.


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William "The Younger" Valence
Half-nephew of Henry III King England. Henry's mother Isabella Angouleme Queen Consort England, wife of John "Lackland" I King England, was also the mother of William Valence's father, also, William.
Killed at the Battle of Llandeilo Fawr 17 Jun 1282
A particularly fine effigy with some remnants of its original colouring.
(Probably) The son of John 2nd Baron Segrave and Christiana Plessey. Christiana's father was Hugh Plessey.
Lord Keeper of the Great Seal and Lord Treasurer (after his predecessor Robert Hales had been killed during the Peasant's Revolt). One of a number of regents during the minority of Richard II King England
Sarah Fletcher
The sad story of Sarah Fletcher. Having waited years for her husband to return from sea she discovered him in the process of marrying another woman, bigamously, driving her to suicide. The church agreed she had 'Died a Martyr to Excessive Sensibility' allowing her to be buried in consecrated ground.
Her ghost is said to haunt their family home Courtiers House, Clifton Hampden near Oxford.


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AREA: Douglas County
Log marketing, harvesting, cruising, surveying, silviculture, timberland management & planning
B.S. in Forestry, M.S. in Forestry, Society of American Foresters member, Society of American Foresters Certified Forester, Associated Oregon Loggers member, CL, 40+ years experience
Timber cruising, appraisals, marking and layout, harvest plans, riparian management plan, thinning and stand management, skyline yarding including long reach and multispan, ground based logging and road building
35 years experience, Associated Oregon Loggers member, Certified Oregon Professional Logger, SFI and California Licensed Timber Operator
All aspects of forest and natural resource management
B.S. in Forest Management, Society of American Foresters Certified Forester and member, 40+ years forestry experience, Natural Resource Management experience in OR, WA, and CA
Forest management/timber cruising & appraisals, written plans, GIS mapping, environmental studies, reforestation, wildlife surveys, harvest management
B.S. in Forestry, M.S. in Business Administration, Society of American Foresters member, Society of American Foresters Certified Forester, Association of Consulting Foresters member
Forest planning, light touch thinning, wildlife surveys, forest protection via conservation easement
Honors graduate of the Ecoforestry Institute, Conservation Director of Wild Rivers Land Trust, 40+ years forestry experience


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Saturday, August 13, 2011
Happy Birthday Mom!
When I want to make a special card for a special someone, I usually turn to Michelle Zindorf for an idea. Her work is more like art rather than card making. I love how she gives a step by step tutorial on how to make one of her beautiful cards all by yourself. So, this is the card I chose and if you take a look at Michelle's, you'll notice that I had to substitute a few things. I think it turned out nice and I think my mom will love it when I give it to her! Happy Birthday, Mom!
Posted by Melissa Carr at 7:00 AM
Labels: Cards
Subscribe to: Post Comments (Atom)


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Stopping will be the single most significant motion that the car works. It does not matter how quickly your vehicle may increase in many seconds. A monster of the device that may do 0 60mph in under 4 seconds could possibly be the amazing method to set yourself in to a wall in case your wheels do not work. Important as this purpose is, our wheels occasionally fail, often because of neglect. To be able to ensure that your wheels usually work, you have to retain maximum friction pad level to guarantee complete efficiency of the braking system. Quite simply, you have to alter your brake pads. You should understand what type of wheels you have before you modify them. There are two various kinds of braking systems drum brakes and disk brakes. Both have advantages we would not enter that. Drum brakes are about the back and you simply have to know that of all vehicles, disk brakes are about the entrance.
Disk brakes will be the best program for preventing an automobile. They start using a caliper to use the brake pads on either side of the rotor to prevent wheel movement. You can observe them through the spokes in your wheels until blocked by wheel rims. Here is the first method as you are able to tell if you want to complete a brake reline. You will need to displace them quickly when the patches are significantly less than 1/4 inch thick. Escape the tools if they are significantly less than 1/8 inch thick. Another method to inform that you might want to reline your wheels is by hearing them.
You are due to get a reline, if you hear screeching sounds when you use the wheels. You have probably already broken your rotor and have to change the patches quickly or even the rotor too if it seems similar to metal scraping steel. You need a jack and port stands, a tire iron, a fundamental toolkit and new brake pads. Consult your operator's manual on which type your automobile needs. We could start after you have all those issues. Stop off the tires once it is in park using the parking brake on and release the lug nuts using the tire iron on your ceramic brake pads. Do not take the lugs nuts down all the way. Jack up your vehicle and transfer the jack stands into place. Onto the jack and launch the vehicle slowly from the port stands. Ensure that they are working and in good shape. Both hands may be beneath the car. Do that for both sides that both front brake parts can alter and never have to jack up the vehicle twice.


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Trainer: Vlad Zelinschi
Duration: 3 days
React is a library developed by Facebook that deals with rendering your UI in a very smart and performant way. It's gained a lot of traction due to its simplicity and proposed mindset which empowers developers to have a modular, component-based approach on their frontend architectures.
This training covers a lot of React related concepts, setting the base for understanding applications built on this technical stack. The focus will be on code examples (live coding, application building) and practicality. Feel free to consult the high-level agenda below.
- What is React?
a. Talk about differences between frameworks and libraries
b. Brief history of how React came to be
c. What problems is React trying to solve
d. Platforms that are impacted by React (Web, VR, Native)
- What sets React apart?
a. Updating UI philosophy
b. JSX, VDOM, state, props, overall data flow
- Spin up a simple React app in 3 minutes
a. Create React App (CRA) small intro
b. Installing CRA
c. Create a React project using CRA
d. Start the project
e. General overview of the project's structure
f. Advantages of CRA
a. A markup/templating language
b. How JSX is converted to JavaScript
c. Babel and automatic JSX transpiling
d. Differences from HTML
- Writing our first React component
a. Writing using ES6 classes
render, the mandatory method for a React component
c. Writing using functions
- VDOM (Virtual DOM)
a. What is VDOM?
b. What are the advantages of using VDOM
c. How React employs VDOM behind the scenes
- React props
a. What are props in React?
b. Immutability of props
c. How to use them
d. Who supplies the props of a component?
- Dealing with events in React
a. Responding to user events
b. List of predefined handlers in React
- React state
a. What is state and how is it different than props?
b. Changing the state -
c. Effects of changing the state
d. The data flow of state, props,
setStateand re-render
- React component lifecycle hooks
a. Hooks that trigger when component first gets created
b. Hooks that trigger when component's state changes
c. Hooks that trigger when component's props change
d. React component lifecycle hooks diagram
- Fetching data from the server
a. When and in what component lifecycle hook should we fetch data?
b. Fetching data and updating the state
c. Emphasizing the hooks cycle that trigger in this process
- Building a puppy adoption application
a. Initializing the app with CRA
b. Building the component to display the list of puppies
c. Adding in filters
d. Adding the ability to adopt/refuse a puppy
e. Adding the ability to delete a puppy
f. Adding the ability to add a puppy
- Testing React components
a. Introduction to Jest and Enzyme
b. Types of rendering in Enzyme
c. What to test in a React component
d. Setting up tests in CRA
e. Practice with shallow rendering and state testing
- React architectural patterns, antipatterns and best practices
a. Lifting state up for sharing info between components
b. Aggressive componentization
c. Container components vs. presentational components
d. How the testing strategy adapts to container vs. presentational
e. Local component state vs. state higher up in the chain
f. Destructuring
propsin render and destructuring
g. Using React
h. State from
props(anti-pattern sometimes)
i. Mutating DOM (anti-pattern)
- Approaching UIs by thinking in React
a. Identifying components from UI and aggressive componentization
b. Identifying state shape and level in component hierarchy
c. Thinking only about state change over time
- Tweaking and improving the puppy adoption application
a. Moving to container vs. presentational approach
b. Split work between multiple components
c. Introduction of
React.PureComponentand its benefits
- Recap
a. React's place in the ecosystem
b. Major concepts (JSX, VDOM, state, props)
c. Lifecycle hooks
d. Interacting with the server (fetching data)
e. Approaching UIs in React
f. Best practices and good patterns
g. Patterns to avoid
General Prerequisites
- Video projector
- WiFi access (students need to be able to clone Git repositories and download npm packages from the internet)
- Flipchart + flipchart sheets OR writing board (please inform us if this is something you cannot provide)
- Markers for writing - different colors (please inform us if this is something you cannot provide)
- Ability to plug to power source for every computer in the room (extension cords if needed, etc.)
Students Prerequisites
- Every student will have his/her own laptop. For best results, it is not advisable to multiple people working on the same machine
- Node v8.9.4 or greater installed (https://nodejs.org/en/download/)
- Git v2.16.0 installed (https://git-scm.com/downloads)
- An IDE/code editor of choice (Sublime Text, Atom, Visual Studio Code, WebStorm, etc.)
This training assumes the participants are already familiar with ES6 concepts (classes, destructuring, default parameters, arrow functions,
const, etc.), basic JavaScript knowledge and syntax,
npm (interacting with the
npm ecosystem,
package.json) and Git (basic commands). Thus, the aforementioned concepts will not be discussed or detailed during the training.
This training targets beginner and intermediate developers who do not have any (or have very basic) experience with React and who want to learn how to build UIs using this technology.
What our clients are saying
Great workshop! Vlad was an excellent teacher and fostered an open and communicative environment. He explained all the fundamentals needed to begin working on a React project but he also took the time to detail the philosophy behind React and to talk about the inner workings of the Virtual DOM. I found this, along with the "thinking in react" discussion, to be really insightful. We also covered best practices and common pitfalls and I really appreciated the focus on this aspect as well as on practical exercises.
This training is so much more than just React. We talked about product architecture, best practices and advanced javascript topics that all contributed to a better overall understanding on how to create a scalable application from scratch. The information was well structured and Vlad's engaging style kept me alert and wanting for more during the entire training. I highly recommend it!
I really enjoyed the training setup in a friendly and relaxed atmosphere having the perfect combination on learning how to think in react while also touching inner workings of javascript, with someone who can answer almost any question you have. Thank you for making it interesting and educational at the same time.


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May 24 2016
CHICAGO – May 24, 2016 – Legal & General Investment Management America, Inc. ("LGIMA"), a registered investment advisor with over $121.5 billion in assets under management, specializing in fixed income, liability driven investment (LDI), and index strategies for the US market, today announced the addition of four key new hires to the company to support the company's strategic growth initiatives.
Peter Kelly has been appointed Senior Client Relationship Manager, where he will serve as the primary contact for clients implementing Active Fixed Income and Index strategies as well as customized LDI solutions. Peter brings a wealth of expertise in fixed income markets to LGIMA, having spent 15 years at Goldman Sachs in Chicago.
Tom Kim has joined as a Derivatives Specialist in Operations, to support Asset & Trade Services in the cleared and OTC space. Tom joins LGIMA from Magnetar Capital where he was an OTC specialist and previously worked at Northern Trust Hedge Fund Services and Citadel/Omnium LLC.
Mike Kovacs will serve as Head of Index Investment Technology, where he will focus on oversight and execution of all index-related investment technology projects. Most recently Mike worked at Northern Trust, where he was instrumental in the development of trading strategies and the firm's equity portfolio management technology platform. Prior to Northern Trust, Mike worked at Susquehanna International Group and Barclays Global Investors.
LGIMA also welcomes Sharon Rodney as Strategic Marketing Manager, a newly created role in which she will lead the company's strategic marketing campaigns to propel its brand to the next level and further elevate LGIMA's leadership position in the industry. With more than 20 years of experience directing high-profile marketing campaigns in the professional services industry, Sharon joins LGIMA from Accenture, where she held the role of Marketing & Communication Lead for its North America technology group and prior as Global Brand Positioning and Agency Management Lead.
"Over the past 10 years LGIMA has experienced significant growth, and these professionals have been brought on as part of our on-going strategic efforts to further support expansion," said Robert Moore, CEO of LGIMA. "Each of them brings immense expertise and talent to LGIMA and I am confident that their knowledge and leadership will be invaluable in helping us achieve our strategic growth initiatives to continue to deliver best-in-class service to our clients."
Name: Jacquelyn Wilder
Company: RF Binder
Email: [email protected]
Tel: 212 994 7543
ABOUT LGIMA: Legal & General Investment Management America, Inc. (LGIMA) is a Chicago-based registered investment advisor specializing in active fixed income, liability driven investment (LDI) and index strategies for the US institutional market. LGIMA was founded in 2006 as a wholly-owned subsidiary of Legal & General Investment Management (Holdings) Ltd. (LGIM(H)), which also owns its affiliates Legal & General Investment Management Ltd. and LGIM International Ltd. Legal & General's worldwide assets under management are approximately $770 billion. In May 2014, LGIMA became a wholly owned subsidiary of Legal & General Investment Management US (Holdings), Inc. (LGIMUS(H)) which is wholly owned by LGIM(H).
Nancy Gonzales
Head of Marketing
[email protected]


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Schaumburg-based Motorola Inc. Thursday said a Taipei District Court has dismissed all criminal patent-infringement complaints filed against the company last September by Taiwan-based rival DBTEL Inc.
Moto praises Taipei patent ruling
"We are gratified that the prosecutor's office has determined DBTEL's allegations to baseless and lacking merit," Scott Durchslag, Motorola's corporate vice-president of strategy and business development, said in a statement.
Over the past 10 months DBTEL--formerly a manufacturing subcontractor for Motorola's handset business--made numerous patent and design infringement claims against Motorola. Among them were allegations that Motorola's C289 mobile phone used a design patented by DBTEL.
Motorola, the world's second-largest cell phone maker, said the federal prosecutor's office in Taipei determined that DBTEL did not provide evidence of the infringement and did not have a sufficient legal basis for its complaints.
Attempts to reach DBTEL for comment were unsuccessful.
This latest ruling is part of a larger legal battle between Motorola and DBTEL that started more than a year ago. Shortly after DBTEL's manufacturing contract with Motorola ended in April 2002, Motorola claimed DBTEL owed it $48 million for handset components and was using Motorola's trade secrets to make other phones.
Unable to resolve those issues out of court, Motorola filed a civil suit against DBTEL in May 2002. DBTEL responded with several claims of its own, which are now dismissed.
Motorola said it is still pursuing claims against DBTEL as it attempts to recover the $48 million and to stop the company from using its trade secrets. Motorola also has asked the Intellectual Property Office in Taiwan to invalidate one of DBTEL's design patents.
"As evidenced in this case against DBTEL, we will vigilantly and vigorously defend our portfolio against abuse, misuse and attack," Mr. Durchslag said.
Motorola's shares rose 8 cents Thursday to close at $9.55.


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Due to its new production technology, Selpak toilet paper has become both softest and most water-resistant toilet paper.
The new Selpak toilet paper's thickness, bulkiness and weight increased as a result of product improvement.
Due to its new production technology, Selpak toilet paper has become both softest and most water-resistant toilet paper.
The new Selpak toilet paper's thickness, bulkiness and weight increased as a result of product improvement.
New Selpak Spa Toilet Paper Line with Jasmin, Ocean and Powder scented kinds, evoke your senses, and take you to a pleasant journey.
Leader and innovative toilet paper brand Selpak, introduces a totally new product line to consumers as a result of continuous consumer research. According to consumer research, a significant number of women express that they like to use colored and scented toilet paper and add elegance, color and freshness to their bathrooms. For his reason, Selpak toilet paper presents a new scented and colored product line named "Selpak Spa".
The two-layer basis of a toilet paper provides an optimum parity of qualitative characteristics, such as softness and high absorbing properties.
Each of the Selpak New Generation tissues breaking the ground in tissue market are produced as 4-ply with Selpak technology and its extra soft and durable tissue. Absolutely try the miracle of Selpak New Generation with its renewed packaging types to spoil, relieve, refresh.
Soft and strong 3 layer hygienic hanky in convenient packing with the reusable valve have found excellent application in a daily life, and are irreplaceable at a cold.
Thanks to its developed super absorbent circles and its new embossing pattern, Selpak Kitchen Towel is more stronger than ever before. The new embossing pattern enables super absorbent circles to be more visible, building the softness perception through this puffy look. Even a single sheet, absorbs more liquid in a shorter time period due to developed circles. It doesn\'t tear off when it is wet.
Only a single sheet of the new Selpak Kitchen Towel cleans up all the mess, offers practicality as well as economics.
Kitchen towels in bright plastic boxing become the new aesthetic and economical decision for your kitchen. Qualitative two-layer towels will provide cleanliness of your surfaces, and the repeated boxing will promote maintenance of their cleanliness and convenient use.
The new, modern and economical offer in the market of table napkins - napkins in boxing Pull-up. Except a qualitative napkin the buyer receives convenient repeated boxing, with the device for maintenance of napkins which remained in a box, on a surface, in a zone of easy access.
The new, modern and economical offer in the market of table napkins - napkins in boxing Pull-up. For repeated use of boxing is necessary to acquisition only the spare block of napkins.
New style at the tables: "Selpak Style napkin" Selpak Style napkin which differs with its printing and colour quality among other napkins, offers alternative designs to the consumer who want a touch of elegance at their table.
Hygiene has never been this practical!
New Selpak paper cloth is as practical as a kitchen towel and more hygienic than cleaning cloths.
Selpak paper cloth is so strong that you can use it with any surface cleaner or detergent. Not only once, but many times if you wash, wring and reuse it. Yet, it\'s more hygienic than cloth because you throw it away when you\'re done with cleaning, this way preventing bacteria.
Discover the secret to everyday feminine freshness with CAREFREE®. CAREFREE ® was the result of new and fresh ideas. We created the very first daily wipes in Europe in the 70s, and introduced women to the everyday freedom and freshness. The Carefree brand believes that women who feel really fresh are able to live in the moment and enjoy life more. Therefore, CAREFREE ® provides freshness, thanks to which you can enjoy every moment. In CAREFREE ® brand you will always find something that suits you.


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There is nothing more anticlimactic than attending an American football game and witnessing a tie. And tie games are slowly becoming the new problem in the National Football League, a trend that is not just boring for the fans, but frankly un-American.
Before 1974, tie games weren't uncommon at all due to the fact that there was just simply no overtime. Teams just simply played until the end of regulation and a tie was declared if the score was even. Between 1970-1973, there were 29 tie games, including nine in 1970.
In 1974, sudden death overtime was introduced and the amount of ties fell drastically. Of 494 games that went into the extra quarter of overtime between 1974 and 2011, only 17 games (3.4 percent) resulted in a tie and just four since 1989. This system, however wasn't perfect as a majority of the teams who received the ball first won by driving down the field and kicking a field goal before the opposing team could even touch the ball. Unless, of course, you're Marty Mornhinweg.
Because the winner of the coin toss was more likely to win in overtime, the NFL changed their rules in 2012 to a modified system that allowed both teams to get the ball in overtime – as long as the team who plays defense first is able to stop the opposing offense from scoring a touchdown. The rules were changed again in 2017, shortening the overtime period from 15 minutes to 10.
Under this new rule, the percentage of games resulting in ties has nearly doubled. Eighty-three regular season games have gone the extra quarter between 2012 and 2016 and five (6 percent) ended in a tie. Two weeks into the 2018 season and there have already been two ties, both in important divisional games.
The 16-game NFL schedule is way too short for tie games to occur, which can have a way of impacting multiple teams hunting for a Wild Card spot, or the order for the draft in April. The NFL is the one professional sport where arguably every game matters and wins and losses mean significantly more than say baseball's 162 games or the 82 games in hockey and basketball.
Speaking of hockey, even the NHL, a league where ties were as common of an occurrence as soccer. has found a way to eliminate tie games, though some are not a fan of the shootout.
I think the resolution is to just get rid of the game clock, give both teams the chance with the ball and if there is not a winner at that point, let the teams continue to play football until someone scores. It keeps the sudden death atmosphere while still being fair to both teams and not turning it into a skills competition (as hockey fans say about the shootouts).
At the end of the day, tie games are just bad for the game both from a team perspective and for the fans, and too much of an easy fix to ignore. When there is a tie game, everyone loses (except maybe the Browns ending their losing streak).


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I was kind of planning to move on to the next section of this passage, but the more I reflect on this passage, the more I stand in wonder at what we will be.
Our new bodies will be imperishable and incorruptible. No longer shall we know illness, injury, or death.
More, Paul tells us,
And just as we have borne the likeness of the earthly man (Adam), so shall we bear the likeness of the man from heaven (Jesus).
Put another way, in our new bodies, we will bear the likeness of Jesus. And because he is the image of the invisible God (Colossians 1:15), we will in fact bear the image of God much more perfectly than we do now.
As Adam's descendants, all of his imperfections have been passed down to us. Jealousy. Deceit. Bitterness. Anger. Hatred. Sin. All these things mar the image of God in us. As a result, our bodies as they are are but a dim reflection of God's likeness. But when we are transformed, we will reflect God's image as perfectly as anything can.
As John said,
But we know that when [Jesus] appears, we shall be like him, for we shall see him as he is. (I John 3:2)
But though we marvel at what we will be, let us not disparage or despise what we are now.
Paul writes,
There are also heavenly bodies and there are earthly bodies; but the splendor of the heavenly bodies is one kind, and the splendor of the earthly bodies is another. The sun has one kind of splendor, the moon another and the stars another; and star differs from star in splendor. (40-41)
In other words, in all that God creates, each thing has its own splendor.
Our human bodies, marred by imperfections as they are, deteriorating as they are, still have a type of splendor. Think about all the intricate parts of the eye that have to work together so that we can see. Or all the parts of the ear that are so perfectly fitted together so that we can hear. Think about all the processes that connect my brain to my fingers so that I can type this the moment I think it. These are things we all take for granted, but if you consider them, they're incredible. As David wrote, "I am fearfully and wonderfully made." (Psalm 139:14)
And though we are imperfect, God is not waiting for us to receive our new bodies to transform us.
Rather, Paul tells us,
And we, who with unveiled faces all reflect the Lord's glory, are being transformed into his likeness with ever-increasing glory, which comes from the Lord, who is the Spirit. (II Corinthians 3:18)
So let us not just consider the wonder of what we will be in glory. But let us consider the splendor of the bodies God has given us now. They too reflect God, if only dimly. And as we consider that, let us strive each day to reflect his image even more clearly to those around us.


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Where the hck has Nathaniel been? Is Taco Bell having an all you can eat buffet?
No, my job has changed drasticly over the last week. Instead of sitting at a desk answering the phone when it rings I have been actually going out and laying my hands on computers and healing them. Also, I have had much writing to do for school. I want to write for you people. I love you! I just can't right now.
See you next week.
It's all a matter of perspective.
Friday, November 15, 2002
Tuesday, November 12, 2002
This picture was on iwon.com today. It is a fine example of the phenomenon that my dad (a Baptist preacher) refers to as "The Cross and the Cleavage."
Posted by Nathaniel at 11/12/2002 10:08:00 AM No comments: Links to this post
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BIMHN represents a diverse community of past, current and future users of Bristol's mental health services, as well as those with lived experience of mental health.
We provide a safe space for people to confidentially share their needs and experiences of services, while we campaign for change by holding local providers to account.
BIMHN not only represents individuals, but also user-led groups that support people with mental health problems. We are constantly looking to expand our reach to ensure that our representation is as diverse as possible.
You can become a member of BIMHN by simply filling out our online form (it's free!). Once your application has been approved by the committee, you will be entitled to have a say at our monthly meetings and receive our e-newsletter, which includes relevant news articles, information on upcoming mental-health related events, and opportunities to share your views on current surveys, proposals and consultations.
You will also have the opportunity to represent the network at a number of meetings – outside of our monthly BIMHN meeting – which have been established to monitor the various mental health services across the city.
If you are already a member of BIMHN, and interested in representing the network at the meetings, please contact email@example.com or firstname.lastname@example.com for more information.