text:
About MCS
MCS is a mark of quality and demonstrates compliance to industry standards that companies strive to meet. It highlights to consumers that companies are able to consistently install or manufacture to the highest quality every time.
MCS Scheme Update – RHI Regulations & MCS 031
On 7th February 2018, the Department for Business, Energy and Industrial Strategy (BEIS) laid regulations to implement reforms to both the Domestic and Non-Domestic Renewable Heat Incentive (RHI) schemes before Parliament. The changes to the schemes have successfully passed through the parliamentary process and come into force today.
The changes are summarised as follows:
Domestic RHI
- Introduction of Assignment of Rights – due to come into force on 27th June.
- Introduction of mandatory electricity metering for heat pumps on the Domestic RHI and domestic properties on shared ground loop systems on the non-domestic RHI.
Non-domestic RHI
- Introduction of tariff guarantees – amount of heat covered limited to 250GWh per year.
- Removal of wood fuel drying, waste drying or processing, and domestic swimming pools on Non-domestic premises as eligible uses of heat.
- Introduction of shared ground loop regulations for ground source heat pumps – payments for heat pumps linked to domestic properties will be made on basis of deemed heat rather than metering.
- Changes to efficiency thresholds for solid biomass Combined Heat and Power plant (implementation of 20% power efficiency threshold, up from 10%).
- Uplift to biogas/biomethane tariffs.
- New Biogas/biomethane feedstock requirements closely linked to the high biomethane and biogas tariffs.
- Removal of digestate drying as an eligible heat use.
Changes affecting both schemes
- Revision of degression thresholds out to 2020/21.
- Amend degression mechanism methodology.
- Operational administrative changes to give Ofgem (scheme administrators) further powers:
- Clarification that any grant funding received post-accreditation is to be deducted from future payments;
- Clarification of powers to withhold payments for a Metering Monitoring Service Package (MMSP) in cases of non-compliance;
- Clarifying Ofgem powers to reject applications where it is not fully satisfied that the plant will operate in line with ongoing obligations;
- Amending enforcement provisions to make it clearer where Ofgem may impose sanctions, including putting a greater onus on participants to evidence that they are in compliance;
- Introducing new powers where Ofgem has been refused access to a site;
- Enabling Ofgem to ban applicants from the scheme where they have misled Ofgem;
- Reducing the period of dormancy (when applications are with applicant pending further information or clarification) from a minimum of 12 weeks to a minimum of 4 weeks;
- Clarifying in regulations that Ofgem may conduct an unannounced audit.
Ofgem have published a communication regarding the changes to the RHI and system here
MCS 031 – Updated MCS Heat Pump System Performance Estimate
The MCS 031 "MCS Heat Pump System Performance Estimate template" has been updated to version 2.0 to align the Performance Estimate template with the changes to the Renewable Heat Incentive (RHI) Regulations and to incorporate feedback provided since first publication.
A summary of the changes can be found on the Version tab of the spreadsheet. Issue 2.0 of MCS 031 can be found on the MCS website here.
MCS Installation Database (MID)
On 28th March 2018, a change to the MCS Installation Database (MID) was implemented to bring MCS certificates in line with incoming changes to the Renewable Heat Incentive (RHI) related to mandatory electricity metering for heat pumps.
The MCS administrator has developed a flow diagram "MCS RHI metering questions flow diagram" which illustrates the additional questions. The diagram can be found here.
If you have any questions regarding any ofthis please do contact the MCS Helpdesk.


text:
Six Rock Star SEO Moves
Everyone can be a rock star with search engine optimization, but it takes commitment and time to follow through with Google's new requirements for relevancy and user experience.
Here are six things that you can do to become a rock star this year and beyond with your website – so you can start driving organic traffic to it, reducing overhead costs, and making your online business healthier, overall.
- Seriously, create better content!
SEOExplode.com strongly advises to create content for humans, not for search engines. When someone goes online to search for something, he may not be looking to buy anything but he might if he trusts the content that he sees.
Later on, the same person might be willing to spend dollars on your website, but before that even happens, you need to convince your traffic that your website is trustworthy in the first place.
Content is king, and there's going to be no contender in the coming years. Google has moved in this direction for years and its preference for long-form content has remained consistent despite so many changes in its algorithms in the past few years.
A few things you should keep in mind are:
– Adding more graphics
– Embedding videos
– Writing more engaging content
– Making sure that your content is not just a duplicate
Copying and pasting content from existing sources is going to ruin your chances of making it in the big leagues, because Google will rank you lower and penalize you for not having better, and unique content, at that.
- Optimize for voice searches, too
It is estimated that around 20% of all mobile searches are voice-assisted now, and the trend of using smart assistants like Alexa is gaining traction more and more every day. People like talking to their devices, and smart devices just pull data from the Internet to provide people with what they need.
Now the first thing that you need to do when optimizing for voice searches is making sure that your content answers one or more relevant questions that people might ask.
For example:
"What is SEO?"
"What are inbound links?"
"What is material design?"
When your content has at least a section that is headed by a question, there is a chance that Google would zero in on that section and pull that to a higher rank. And the way smart assistants are searching the Internet for answers, it's always in a form of a question, or a general phrase pertaining to the desired topic or answer.
There are so many ways to optimize for voice search – just think of how you would search for something on the Internet and make your headings and subheadings friendlier to smart assistants.
- Keep comments sections opens
Disabling comments for fear of spambots is no way to go. Spambots are here to stay – you just have to be mindful in regulating your comment sections so they don't stand in the way of real responses to your content. Real people comment on blogs all the time.
And while people are more likely to talk about content on Facebook or Twitter, WordPress is still a good place to hold online conversations. Just don't deactivate the comments sections permanently as Google loves genuine interactions on websites.
Adding a no-follow value to your comments section would also be a good idea in case some people try to use your comments section as a springboard for their own SEO efforts. It's quite common for paid SEO techs to comment randomly on blogs and pasting URLs there in an effort to build domain authority. You can either keep these comments or delete them – that's entirely up to you.
- Don't forget social media marketing
Your website should be share-friendly and social-media friendly. Every piece of content that you have from blog posts to articles should be easy to share, and there should be appropriate plug-ins to handle all the work of sharing your posts and images.
Google does take into consideration if content is being shared on Facebook and it actually loves trending and viral content. Why? Because real people are sharing and talking about the content. In the end, that's all that really matters – people want the content and care about it enough to share it to their own networks.
To really maximize social media marketing, you need to start thinking about how people would react to the content that you have in the first place. Is your content something that they may want to share with their friends and family? How do your headlines look?
How about the images and videos that you add to your content? These are just some of the basic elements that make up shareable content and it would help if you really went in and analyzed what you are doing with your content.
- Avoid keyword stuffing
Keyword stuffing is using keywords unnaturally throughout a piece of content because you want to convince Google that your content should be ranked higher than others.
Apart from giving people headaches, keyword stuffing will achieve nothing for you this year and will likely even cause penalties instead.
Instead of stuffing your content with keywords and keyword phrases, it's imperative that you become selective of specific search terms that are appropriate for the type of content that you are generating and use that mindfully. Use the keyword as you would if you didn't care about keywords. As long as it's there in the content and a natural spread is achieved, you should be fine.
- Tame those ads
While ads are definitely important for generating revenue for your efforts, they shouldn't be prioritized at all. Websites that have walls and towers of ads all over the place will eventually be ranked lower than websites that provide more space for actual, useful content to users. So if your ads are annoying and are preventing people from actually reading stuff on your website, think again: you might be shooting yourself on the foot by overdoing those ads. ROI from advertising is very tricky and hard to analyze whether a human or bot has clicked on your ad causing you to lose money on clicks.

subset: commoncrawl


text:
When considering lighting for your bathroom there are several important factors to consider.
The first is the need for whatever fitting you choose to suit a damp or wet area. The second is the need for different types of lighting in a bathroom, even though it is a small area. And the third is the creation of an enjoyable space where some family members may spend a large amount of time and where all family members spend some time.
In bathrooms, for the purposes of the building regulations, each area has a "zone" designated to it. This zoning stipulates what kind of fitting can be installed. Some fittings need to have an IP rating; that's an Ingress Protection Rating or International Protection Rating. Fittings without an IP rating can be used in a bathroom and a good lighting designer or your electrician can advise you on where these can be installed.
Anyone with teenage daughters knows that the mirror is the most important part of the bathroom. It is important lighting adequately illuminates the face when looking into a mirror. Mounting lighting around a mirror so it shines on the face is the most desirable option.
To achieve this there are many different light sources. Placing a light fitting behind the head so a shadow is cast on the mirror is very undesirable and should be avoided. It is possible to use a ceiling mounted fitting which tilts the light onto the mirror to provide reflected light back onto the face, but this is not a particularly effective solution either. The worst option for a bathroom lighting installation is a heat light and fan unit; it is best to install separates for these functions.
The general lighting in the bathroom should be bright and of good quality and surface mounted or recessed fittings are preferable to suspended fittings to give a good spread of light over all surfaces.
The colour of your surfaces in the bathroom will dramatically affect the amount of lighting you need. Dark surfaces are well known for not reflecting light however, putty colours and other popular bathroom colours, like blue and green, are also not particularly reflective and the lighting levels in the bathroom should be increased.
Using a recessed down-light above the shower provides good lighting for that area, as task lighting, when shaving legs etc.
LED lighting can be used very effectively in bathrooms. Running LED strip lighting under the bath or vanity gives a very good effect. Large double showers with LED strip lighting mounted in extrusions, running from floor to ceiling in the corners, is a way of adding some wow factor to the bathroom.
A handy lighting tip is to mount a small step light recessed into the wall at low level by the toilet to act as a night light for any nocturnal visits to the water closet. These are especially good in ensuites so the main light is not needed and in toilets used by the junior members of the house.
As with all lighting, consulting a good lighting designer is the best option to optimise your bathroom lighting.


text:
Here is where we are going:
September 8, 2005
Where are we going?
This Harmless Thought brought to you by Matt Harmless
2 comments :
- MStauder9/08/2005 3:10 PM
Good job buddy! I'll keep you in my prayers.ReplyDelete
Thanks man. I really appreciate that.ReplyDelete
Subscribe to: Post Comments ( Atom )


text:
Clouds are the constant companions of the off-season visitor to the Aeolian Islands, the seven-isle constellation formed by ancient volcanic activity off the northern coast of Sicily. Floating lazily above the cooling waters of the Tyrrhenian Sea or dizzily speeding atop rocky craters, the varied and dramatic airborne spectacle is a constant reminder of the dominion of the islands' namesake: Aeolus, the impetuous wind god, whose presence grows more forceful as the temperatures drop.
If the summer months see the resident population explode tenfold, by September the crowds have abandoned the archipelago. Only in late October does the islands' well-oiled tourism machinery start shutting down, as the hydrofoil boats from Palermo and Naples begin to run more infrequently.
It's the best time to visit the Aeolians, described by one enthusiastic resident as a "small Tahiti." Hotels suddenly have vacancies, it's possible to visit the restaurants without having to reserve days in advance and the islands' fundamentally undomesticated nature becomes even more evident.
Tourism may sustain the economy, but local administrators seem so far to have successfully limited its overall impact on the archipelago. On the most far-flung islands — Alicudi, Filicudi and Stromboli — electricity is in short supply, in some cases missing altogether, and in the absence of roads in the more mountainous areas, donkeys can outnumber cars.
Curbing urban development has been a key to preserving the Aeolians in a natural state. New building is severely restricted and pretenders to summer residences can at best hope to snatch up an abandoned ruin and restore it to resemble its whitewashed neighbors. Traditional houses consist of modular cubes constructed from indigenous building materials — lava, pumice and tufo — that were added to as families grew. Terraces shaded by vines or bamboo reeds are often decorated with brightly patterned terra-cotta tiles, a throwback to long-ago Spanish conquerors. The collective vista is of indiscriminately placed domino pieces, their brilliant façades interrupted by sky-blue and pastel-colored trim.
For all their common geographical parentage, the islands have very distinct personalities. Filicudi and Alicudi, the two most remote islands, might be as close as it gets to a misanthropist's earthly paradise. Alicudi has no pubs, no discos, no pizzerias, not even a newspaper stand. The slightly larger Filicudi only recently built a road to link its three tiny towns. Its northwest coast is one of the most spectacular of the archipelago, distinguished by a rocky formation called "La Canna" and the enchanting Grotta del Bue Marino, where it is possible to swim — waves permitting — in a sunlight-generated kaleidoscope of color.
A half-hour walk from Filicudi's port brings one to the prehistoric village of Filo Braccio, where stone huts dating to the second millennium B.C. have been unearthed. Settlers first landed in the Aeolians at the end of the fifth millennium B.C. and traces of these early civilizations are scattered throughout the islands. But subsequent colonization was episodic, interrupted by eruptions, earthquakes and invasions. In 1544, the Turkish pirate Khayrad'din Barbarossa loaded most of the population onto his ships and sold into slavery those who made the trip to Africa alive. Farmers and fishermen from several southern Italian regions were brought in to repopulate the island, explaining the fusion of expressions in the local dialect.
Lipari — the name of the island and its principal city — is by far the most bustling center of the archipelago. For those seeking a respite from nature hikes, a stroll down the central Corso Vittorio Emanuele, lined with souvenir shops and boutiques, and a detour to Marina Corta, the smaller of two ports where the waterfront is dotted with restaurants and cafés, may be just the antidote for too much fresh air.
Dominating the city of Lipari is an acropolis that testifies to its centuries of rich history. On one end of the oval cropping is a necropolis of simple Greek stone tombs, dating from the fifth to the third centuries B.C., next to an open-air Roman amphitheater. On the other is a 16th-century church. In between are a handful of other churches, including the magnificent 12th-century cathedral of San Bartolomeo, with an exquisite Romanesque cloister.
Even more ancient traces of Aeolian civilization are found in the adjacent archeological museum and its exceptional collection. And the white sand beach at Canneto, called so because of its pumice deposits, is unique among the black rock and tufo beaches of the Aeolians.
Vulcano — which the ancients called the "island of fire" — has developed a reputation as a party island for its lively nightlife. But particularly fine cuisine — especially cheeses, usually served with oil and pepper — and a thermal pool near the harbor that offers curative mud treatments have attracted a heterogeneous mixture of travelers to its muddy-brown shores.
Of all the volcanoes, only the one on Stromboli, the northernmost island, is still active. A nighttime boat ride to the Sciara del Fuoco, a horseshoe shaped depression on one side of the island that partly plunged into the sea last April, is probably the best place to watch the erupting volcano; visits to the crater were curtailed after its particularly insistent activity. Even so, nightly guided tours are still offered to an observatory at 400 meters. Intrepid climbers must be equipped with hiking boots, flashlights and wind-breakers, which can be rented in town.
The more romantic can opt for a nighttime stroll through the streetlight-less town. The steep climb up to Ginostra, a hamlet of 30 wintertime residents that can only be reached by sea, is rewarded by an unparalled view of the archipelago and Sicily beyond.
Film buffs will know Stromboli as the doomed setting of Roberto Rossellini's 1949 film of the same name, when the director's affair with his leading lady, Ingrid Bergman, thrust the island into gossip columns. More recent generations might recognize Salina, the second-largest, greenest and arguably most beautiful of the islands, as the site of the award-winning 1994 movie "Il Postino." Its ancient name Didyme, meaning "twinned," refers to the two volcanoes whose lush slopes still bear witness to the traditional Aeolian agricultural economy. The areas not given over to farming are protected in a natural reserve.
At Lingua, a hamlet of Santa Marina Salina, one of the main ports, are remnants of the ancient Roman rock salt mines that gave the island its name. Today the former fishing village has been gentrified, and a piazza and boardwalk provide nighttime attractions.
The beach at Pollara is the most beautiful on the island, perhaps because it's not easy to reach. At sea level, fishermen long ago carved coves in the cliff face to store their boats, and the eerie remnants remain.


text:
Show catalogue record
Derek Martlin
Derek Martlin cleaned the streets
of Croydon for 42 years.
0 mins 0 secs
Derek Martlin
Derek talks about his job:
"I thought,
'how am I going to stick this job,
I was 16,
started in a gang
and got a little beat on my own.
I do like Waddon and Purley and Shirley
and all round that way.
The first areas I liked was
round where I live,
Lower Coombe Road,
and round here,
North End,
the High Street.
I'm out early in the morning
and I get to meet people."
Sometimes it could be a good day,
sometimes it can be a bad day.
Especially at this time,
you've got the leaves,
that's the worst time."
Cleaning the streets of Croydon
After he left school,
Derek went to work for Croydon Council
as a road-sweeper.
Ever since the Council decided
to contract out the street cleaning,
he has worked for the various companies
that have operated the contract.
Derek worked on streets
all over the borough,
sometimes starting his shift
as early as 4.30am.
In 2005 Derek took early retirement
because of ill health.
He plans to spend his retirement
focusing on his passion
for rock 'n' roll
and country and western music.
There is currently no suggested
Explore activity for this object.
We are working hard to write
an 'Explore' page for every object
in the Museum of Croydon.
If you would like to suggest
a visit, website or book
which would help people
find out more about this object
then please contact us:
Museum of Croydon
Croydon Clocktower
Katharine Street
Tel: 020 8253 1022
Email: firstname.lastname@example.com


text:
LAHORE - The Lahore High Court (LHC) on Tuesday sought more arguments on a petition moved by former PCO judge Syed Sajjad Hussain seeking pension like other judges.
Chief Justice Syed Mansoor Ali Shah took up the matter and adjourned the hearing for Wednesday (today). The petitioner argued through his counsel that he had been a PCO judge, but he was not given perks and privileges, including pension. He said the president, exercising his discretionary powers, allowed pension to five other PCO judges. He stated that he had made a representation to the president for the release of pension, but to no avail. He asked the court to direct the government to pay him pension.
Petition against presentation of supplementary budget
The Lahore High Court on Tuesday again directed the federal government to submit reply in a petition challenging powers of Federal Finance Minister Ishaq Dar to present supplementary budget. Justice Atir Mahmood passed the order on a petition moved by Mahmood Akhtar Naqvi, a local citizen. The petitioner stated that federal cabinet had empowered the finance minister to present supplementary budget of Rs100 million and appoint heads of government institutions.
Federal government only had to approve such budgets and not the finance minister, he said. He said that delegating powers of the cabinet to a minister was violation of a Supreme Court verdict.
He submitted that the apex court had abrogated to direct a single person to forward the task of a federal cabinet.
He prayed the court to set aside the powers enjoyed by the finance minister for being in violation of the law. After hearing the arguments, the judge sought reply from the government and adjourned the hearing until November 7.


text:
When I was a kid I used to fantasize about the possibility of being a superhero and if so, which one would I want to be? Which superpower was the coolest to have?
There were the normal adolescent temptations – x-ray vision like Superman so you could see into the girl's locker room, the ability to disrupt the forces of nature like Storm (of X-MEN fame) so you could cause endless snow days and skip school, or the ability to create fire Prometheus style like Torch (another X-Men dude) because, well, that's just cool.
These days the likes of Batman and Iron Man are cool because all they are are really normal dudes with a lot of money, really cool cars, and lots of hot women lurking around – what's not to love?
But then the other day, I was sort of creating my own superpower and I came up with the idea of "pressing the reset button." It's cerebral I know and doesn't quite yet have the mass market appeal of a Superman or Hulk or whatever, and it may truly be a function of middle aged monotony and existentialism, but check it out:
Every once in a while one is faced with either professional or personal situations in which, upon deeper evaluation, you determine you are just plain f'cked. It's just like a labyrinth of sucky options. Sure, there's the old "Deepak Chopra creative solution" approach or there's the more cynical "damn, this sucks" evaluation in which case having the "press the reset button" super power would be wicked helpful. Here's how it would work. When face with one of the aforementioned shitty situations, you could just hit said metaphorical button, go back to a seminal moment in which you made a critical choice which may have been the first step on a path that led to where you currently are, and you could just, you'know, make a different choice.
Of course, this all raises some rather existential quandaries: is the present moment really reliant on one choice? Is it an amalgamation of every prior moment, every prior choice between this one? Say for example, that one time when I was 8 years old and I consciously made the choice to pee in my pants at night rather than get up at night and go use the bathroom, had I made the extra effort, would I be a different man today?
Too far afield to wonder quite honestly, perhaps another blog for another day. Back to being "Resetman" – that's kind of cool actually. It really is a more cerebral version of Superman's ability to spin the Earth backwards on its own access, which truthfully is more of a "rewind" power than a "reset' one. Alas….
Here's a better example. When I was in college and I was wooing my current wife (as if I had one before her, huh?), I momentarily became obsessed with a Celine Dion song called THE POWER OF LOVE. Inexplicably, I would blast it from my college dorm room. I like to think I never really sang along to it, but who the hell knows, I may have just conveniently blacked that out in which case, thank you subconscious.
Anyway – I'd really like to "reset" that moment. I'm just kind of ashamed of that time of my life and I feel like I could be a better person, husband, and father if I just never did that. It would be really cool if I could just reset that first time I hit play on my DVD player or switch out to a Tupac album or something.
There are other moments I'd take a crack at but I won't list them. And of course, there is a current scenario which I can't really describe in which I fantasize about going back and hitting reset with the suspicion that doing so would mean that I would not be in the situation I find myself in now.
A disclaimer of sorts: my marriage is not in trouble nor does this involve any illicit indiscretions. Okay, I better stop, lest this blog itself become a moment that requires resetting.
- Related Topics
- Consciousness


text:
Entry type: FAQ Entry ID: 109757637, Entry date: 06/20/2018
How do you order and download COMOS or the SIMATIC PCS 7 Plant Automation Accelerator?
Associated product(s)
Ordering process for COMOS and PAA and download instructions.
- If you want to order COMOS, you should get in touch with the COMOS sales contact of your Region.
The operating system does affect the license to be ordered. Inform your sales contact about the operating system you are using and find out whether the license matches your application case.
- After order COMOS you receive an e-mail with the COMOS license file.
The e-mail also includes your Sold-to ID and your login data (WebKey Access Code) for the GTAC portal.
- You use the login data to setup your personal access to the GTAC portal.
Detailed instructions for setting up your access are given in this entry: 109474953.
- After setting up your access, you can download COMOS.
How to download COMOS via the GTAC portal is described in this entry: 67811976.
- You can then install and use COMOS.
Further Information
More help and useful information about COMOS is available via the COMOS topic page:
This page gives you a quick overview of all the important
COMOS items in the Online Support like:
- COMOS Application Examples
- COMOS Forum
- COMOS Media Systems (videos)
- COMOS Manuals
- COMOS Services
- COMOS Support
- COMOS Training
Security information
In order to protect technical infrastructures, systems, machines and networks against cyber threats, it is necessary to implement – and continuously maintain – a holistic, state-of-the-art IT security concept. Siemens' products and solutions constitute one element of such a concept. For more information about cyber security, please visithttps://www.siemens.com/cybersecurity#Ouraspiration.
Also available in the following languages:
- German
- Spanish
- Chinese
Rate entry
Feedback *)
Phone number
Number of characters: 0 (max. 500)
Send copy of comment to sender. (login required)
*) Important: Please use this form for general feedback only. All technical and specialist topics should be directed to the expert community in the Technical Forum.
Support to the statistics
With this function the IDs found are listed according to number (format .txt).
- 50
- 100
- 200
Copy URL
mySupport Cockpit
Product information
Presales info
Catalog and ordering system online
Technical info
Contact & partners
Topic pages for this entry


text:
Set up over a decade ago to absorb country's mountain of distressed loans, asset reconstruction companies (ARC) have done little to recover cash or relieve a debt-choked banking system.
Set up over a decade ago to absorb country's mountain of distressed loans, asset reconstruction companies (ARC) have done little to recover cash or relieve a debt-choked banking system.
Instead, at a time when regulators are pressing the banking sector to clean up balance sheets, the so-called ARCs are striking mostly paper deals that help lenders extend provisioning by years, camouflaging the scale of their woes.
"Banks are the risk takers of last resort. It's a vessel that contains all the risk and it has no outlet – that is a problem," said Harsh Vardhan, partner with Bain & Co.
"You have to create an outlet which allows at least part of the risk to flow to ARCs."
RBI has set a clean-up target for the banking sector of March 2017, and has already started cutting off what it calls "forbearance", a sort of benevolent regulatory tolerance, when it comes to bad debts and provisioning.
That has placed under close scrutiny any measures or tools seen to allow extra wriggle room for banks.
That includes the ARCs, originally designed to foster a much-needed market for distressed debt in India, critical to lowering the cost of capital and boosting investment. The market remains in its infancy, as even ARCs face restrictions on selling on bad loans.
ARCs make money from management fees and recoveries. They typically pay 15 percent of the loan purchase price in cash, with the rest funded by IOUs issued to the bank. The required cash portion was increased by the central bank last year from an initial 5 percent, in an effort to make ARCs more accountable and control a spurt of overpriced bad loan sales.
As the bank finances 85 percent of the deal, the risk remains with the bank – in its investment portfolio rather than its loan book – a fact that also encourages lenders not to take a hit to book value when selling loans.
At the same time, ARCs themselves have been choked by restrictive ownership rules that have made them less attractive investments, and kept them poorly capitalised. Their assets under management more than a decade after they were created amount to a paltry $8.3 billion, less than 10 percent of India's over $110 billion stressed loan mountain.
If little is recovered from the errant borrowers, ARCs will struggle to make a return on their investment.
But banks, who have already moved the loans off their main books, will have been allowed a period of up to eight years to write them down: attractive for the bosses of India's state-run banks who rarely stay longer than three years and have little incentive to take the pain.
"(Under) normal provisioning norms … within a four-year period you have to write off an entire (non-performing) asset," said Anjali Sharma, who works with the Finance Research Group at Mumbai's Indira Gandhi Institute of Development Research, which worked on India's new bankruptcy code.
"If you sell it to an ARC and you invest in the security receipt of that same asset, you can get a much longer period to write it off. It enables delayed provisioning on banks' books."
ARCs, stung by regulatory demands for higher cash payments upfront, say they can no longer afford what Birendra Kumar, chief executive of International Asset Reconstruction Co, called "the luxury of accruing management fees to eternity", and are being more careful.
Kumar, whose backers include KKR & Co LP, estimated 400 billion to 500 billion rupees ($6 billion to $7.54 billion) of bad debt was brought to auction by banks between April and December: "I don't think more than 15 pct will have been sold."
That's bad news for lenders and India's central bank, which this month said it would encourage more foreign investment into ARCs – but is struggling to get banks to take the hit of a correctly priced loan sale.
Arcil, the oldest ARC, reports an internal rate of return of "low single digits" – too low to secure a sustainable profit.
"It's just that what is being traded in the market is being looked at with two different pairs of eyes," said Vinayak Bahuguna, chief executive at Arcil.
ARCs have, of course, been able to recover debt from some companies.
"Despite this, we believe that the recovery experience has been below the expected potential of the industry," said Pawan Agrawal, chief analytical officer at Crisil.
(Reporting by Devidutta Tripathy; Editing by Sam Holmes)"
Do you know What is Cash Reserve Ratio (CRR), Finance Bill, Fiscal Policy in India, Expenditure Budget, Customs Duty? FE Knowledge Desk explains each of these and more in detail at Financial Express Explained. Also get Live BSE/NSE Stock Prices, latest NAV of Mutual Funds, Best equity funds, Top Gainers, Top Losers on Financial Express. Dont forget to try our free Income Tax Calculator tool.


text:
Hi humans, it's Princess Mary here. I've just realised that we're now into June and that means tax time is nearly here! Personally, I've had a pretty prosperous year. Ever since I got rescued, my stocks keep going up! What better way for me to give back than to help a fellow hound in need.
Unlike me, some of my cousins haven't been so lucky to find homes yet and they need your help. So much time and money goes into finding homes for the hounds… vet bills, kennels bills, treatments… it never stops!
As it's the end of the financial year very soon, could you please think of the hounds that are waiting for their forever homes when you are getting ready for tax time?
Greyhound Rescue receives no funding and relies purely on donations from kind people like yourselves so we can keep saving greyhounds. Every donation over $2 is tax-deductible… plus, the best part is you'll get that nice, warm and fuzzy feeling that you're helping to save hounds in need!
100% of your donation goes towards supporting Greyhound Rescue
It's really simple to help a hound in need – the easiest way is to donate via Paypal.
Alternatively, you can donate via direct deposit.
Account Name: Greyhound Rescue Inc
Account No: 524 792 379
Reference: Donation
When you donate via direct deposit, send an email through to Peter and Janet to let them know at firstname.lastname@example.com
The houndies thank you!


text:
Below are some outstanding article issues that kids might discover straightforward to write. Utilize our essay writing service and find a wide range of essays composed rapidly and effectively. Purchase essays online at an inexpensive selling price. Assess that picture affecting the broader subjects within the publication. At times it might become a overview of the book or possibly a concert. The web site provides you a topic where you have to begin writing your composition. It's possible for You to have writers which are experts in creating essays on various Shakespearean plays. You should exercise this sort of composition writing so as to master it. Are concept and purpose in a essay. This really is not that challenging to generate your speech or composition ending on a rich notice.
Her harrowing words passed and she collapsed.
These were some exceptional hints for conclusion beginners, which you happen to be capable to utilize in nearly any article or speech. Make the closing word more creative compared to others. It's quite a versatile type of writing, but you will find several basic rules hire writer online that you must follow. Secondly, be sure that you write an excellent resume cover letter. These suggestions, along with the standard correspondence writing rules, might assist you mostly to compose a successful donation request letter. With abilities which could publish cover national. To custom essay writting write a dissertation proposal, you middle school book report must have a host to re Search which you're enthusiastic about.
The federal government awards they obtained may help them acquire more land and much more horses.
These can be found in a sort of research companies that offer you whole dissertation dissertations. Usually, you are able to get dissertation help on the web. The really first is that it's a dissertation, and in addition the 2nd is it's thesis composing.


text:
Applications for the Migrant Communities Employment Fund have been extended to the 9 August 2013.
The closing date for the first round of applications for the new Migrant Communities Employment Fund has been extended. The Migrant Communities Employment Fund will support innovative projects that help unemployed and underemployed migrant and refugee job seekers prepare for and gain sustainable employment and progress their careers.
The Australian Government has committed $6 million to the fund over two years, with each project to be funded up to $200,000.
Migrant community organisations, other community organisations, employment service providers and employers are encouraged to apply.
First round of applications opened on Wednesday, 3 July 2013 and will now close at 5:00pm (AEST), Friday, 9 August 2013.
There will be further rounds of funding over 2013-14 and 2014-15.
Find out more information about the fund including how to apply.


text:
New Delhi, Aug 9: The Biju Janata Dal (BJD) which helped in facilitating the triumph of the NDA candidate for the Rajya Sabha Deputy Chairman said that they hope the newly-inducted Deputy Speaker can give importance to the regional parties.
Congratulating the NDA candidate for his coronation, BJD Parliamentary Party leader in the Rajya Sabha, Prasanna Acharya said that he hoped that the deputy chairman would also give attention to the regional parties.
"I was delighted to know that he belongs to the same village from where the freedom fighter and revolutionary leader Jai Prakash Narayan was born. He is inspired the ideology of Jai Prakash ji. During that a large number of men and women were inspired by the ideals of Jai Prakash ji," Acharya said.
"I'm one the those young man of these days who is also inspired by the Loknayak Jai Prakash ji. When he will be seating at the center we hope the attention will be on those members who are seating at the center. Because most of the members belonging small parties, they have their seats at middle row and many times they complained that they are not given attention. So, we hope all those smaller parties will get the equal attention from the new Deputy Chairman," said Acharya.
Acharya also thanked opposition candidate BK Hariprashad for maintaining the tradition of the Parliament.


text:
#7th June 2018, won't come again, and one more day passes of the german exchange
Today, we the Indians had gone to a very historical and a beautiful city, Nürnberg! Mr. Wolfgang was our guide, and he explained everything so well
And also was very sweet to us!! We were also given some shopping time, the local shops were to see. But definitely we missed our partners a lot ?. We just wish that they could also have come with us on all such short tours, it would have been more fun!
But still it was a day well spent.


text:
The Italian brand Dolce & Gabbana will release a beauty collection that pays homage to the major fashion house's favorite fabric: lace. (I mean, have you seen the Fall 2012 collection?!) The makeup line, which was created by designer Domenico Dolce and Stefano Gabbana, along with makeup maven and the company's Creative Makeup Advisor, Pat McGrath, includes a bronzing powder, mascara, lipglosses, nail polishes, and a super stylish makeup brush kit. The packaging of these items are so chic, you won't want to use them! The entire summer collection will be available at Saks Fifth Avenue on June 26.
Read more fashion and beauty news: Cynthia Rowley-designed tweezers, Ryan Gosling's nail decals, and Adidas's Olympics collection.


text:
Sat, 21 September 2013
Have you been wondering what happened to Snow White and if she is still happily married to her Prince Charming? And what about that Big Bad Wolf that ate poor Red Riding Hood's grandmother, where did he disappear? Cinderella? The three blind mice? King Cole?
Rest assured, they are all alive and well… in Fabletown, a hidden area of New York City. But that is only for those who can pass for humans (aka Mundy). The others are kept in upstate New York in The Farm run by Snow White's sister, Rose Red.
What are they doing there you ask? They have been kicked out of their homeland by the "Adversary." And when you find out who that it, it will knock your socks off! Now is the time to confront said adversary, and to go home.
In this episode we review the whole series. Yup, all 18 books!
Direct download: inq_ep77.mp3
Category:podcasts -- posted at: 7:07pm EST


text:
Hinkley Point's Cardiff Bay toxic mud claim 'alarmist'
Claims that 300,000 tonnes of mud due to be dumped off Cardiff Bay is toxic are "wrong, alarmist and go against all internationally-accepted scientific evidence".
Controversial plans to dispose of mud from the Hinkley Point C nuclear project are being scrutinised by members of the Welsh assembly.
Campaigners want further testing.
But the company behind the project said the mud had been tested "independently to highly conservative standards".
The disposal is needed as part of EDF's £19.6bn Hinkley C power plant building project.
Chris Fayers, EDF's head of environment, said the standards employed were supported by Natural Resouces Wales (NRW), Public Health Wales, the Environment Agency, UK Government and the United Nations.
The mud was "not radioactive" and posed no threat to human health or the environment, he told an assembly committee.
A petition calling for a suspension of the marine licence issued by the Welsh Government in 2013 has received 7,171 signatures.
Meanwhile, another petition by Greenpeace to EDF has been signed by more than 87,000 people.
- What is Hinkley Point and why is it important?
- Hinkley Point - the deal
- Nuclear power station 'risky and expensive'
An open letter has also been presented to Energy Secretary Lesley Griffiths on behalf of a coalition of 10 international ocean conservation charities.
Campaigners fear the mud could have become contaminated by discharges from Hinkley and want a more detailed investigation of samples.
No environmental impact assessment was carried out before permission to dump the sediment at a disposal site, known as Cardiff Grounds, was granted.
It is located just over a mile out to sea from Cardiff Bay.
The Welsh Government insisted it was assessed in line with legal requirements.
Testing on the sediment was carried out by CEFAS, an executive agency of the UK Government, and has since been analysed by NRW.
It found levels of artificial radioactivity in the mud were so low they would equate to being "not radioactive" in law.
A presentation prepared for AMs by EDF outlined a case involving this methodology:
- It "conservatively assumes" a person spends about four hours a day, every day, on the shore near the Cardiff Grounds and eats 50kg of fish and 15kg of crustacean and molluscs a year, all sourced from the Cardiff Grounds
- Exposure to the radioactivity in the sediment is also considered from inhaling any sediment that may accumulate on the shore
- Assuming a person was to do all of the above, 90% of the radiological dose they would receive would be from naturally occurring radiation
The research found combining natural and artificial levels of radioactivity together, any exposure would be 10,000 times less than an airline pilot's annual dose, 750 times less than the average dose received by a resident of Pembrokeshire due to naturally occurring Radon, and equivalent to eating 20 bananas each year - an "infinitesimally small level".
Dr David Richards, a reader in physical geography at the University of Bristol has also carried out research on levels of radioactivity in the Severn Estuary.
His samples were taken from salt marshes near the coast at Portishead and Sand Bay. He told BBC Wales the levels of radioactivity he detected were in the "same order of magnitude" as those identified at Hinkley Point.
"At all times it is low, barely above background radiation," he said.
"There's a large amount of sediment involved here, but if you total the amount of radioactivity it is still quite small."
Dr Richards said more needed to be done to improve the public's understanding about radioactivity and what constituted an acceptable dose.
He added: "Most of the radiation that humans receive comes from natural sources that you cannot avoid, or they might be coming from medical sources or transatlantic flights.
"The levels of extra dose that we would be getting from these sediments is minimal, negligible."
Hinkley Point C
Nuclear power station, Somerset
building cost
25,000 jobs
60 year lifespan
7% of UK's generation needs
£92 per MWh electricity price agreed with UK Government
The results of the most recent testing, carried out in May 2017, are due to be presented to the NRW by the end of the week.
The assembly's petitions committee also heard from campaigners against their plans.
Tim Deere-Jones, a marine pollution consultant, who has spearheaded the campaign against the dumping told AMs "we should be extremely cautious of how we dispose of this sediment."
The area where the dredging is due to take place has been in receipt of over half a century's worth of discharges of low-level waste from the former Hinkley Point A and B.
He said the ability of radioactivity to be transferred from sea to land had been well documented and it would be "much better to not run the risk" of moving the mud.
"Don't put it into somebody's inshore waters - we know that inshore waters interact with coastal zones. Leave it where it is."
The petitions committee has already indicated a full debate on the issue may be required in the New Year.
Meanwhile, the chairman of the assembly's environment committee has called for a third party to test samples of the sediment before it is moved.
Writing to NRW, Mike Hedges AM said if concerns around the dumping prove to be unfounded, "a considerable amount of work is needed to translate that message to the public, both locally and more widely".


text:
It's Wednesday! and I'm back on my usual schedule of Wednesday weigh ins.
As you may know I was in Scotland last week, which will have taken a toll on my weight – in an upwards direction. When I first got back on Sunday, I weighed in at 239 pounds (the horror…). I was horribly bloated from all the crap food I'd consumed over the week, so I was expecting a high weigh in directly afterwards.
Last weigh in (17th April): 227 pounds
This week: 234.6 pounds
A gain of 7.6 pounds over two weeks, however a loss of 4.4 pounds from the weekend until now. So I'm heading in the right direction again now…
To lose for goal 2: 35.9 pounds
Let's get cracking on this then…
I've planned food out this week, which will help me to keep on track. I just need to stick to it and avoid the communal snacky-goodness at work.
I need to train for my upcoming Race for Life, so I want to get out and run 3 times a week. No, scratch that, I need to. Not just want to…
Goals for Next week:
Weight: 230 Pounds
Exercise: run 3 times


text:
By mistake I ran Partition Magic for XP and updated a partition. When I restarted the computer, it froze with a stop 0x0000007B (0x80D86B58, 0xC0000034, 0x00000000) error. I was unable to run chkdsk. I tried
bootrec /fixmbr and
fixboot, now when the computer restarts I get a message saying "Bootmgr is missing". I ran diskpart and this is what I get:
list disk
Disk ### Status Size Free
Free disk 0 Online 596 GB 1024 KB
select disk 0
list partition
Partition ### Type Size Offset
Partition 1 Primary 39 MB 31 KB
Partition 2 Primary 13 GB 40 MB
Partition 3 Primary 582 GB 13 GB
select partition 3
When I list volumes I can't see my partitions. What am I missing?
I tried booting from a Ubuntu Linux pen drive, and I was able to see my files. What do I need to do to boot correctly into Windows?
When running automatic startup repair I get the following in the log:
Root cause found: system volume on disk is corrupt


text:
What is her name?
NICE tits love to fuck her ass while she smokes
She's worried about looking good. She is one sexy whore.
dude just say her name here so i can search her on facebook. whats her full name .. u really know her? mr anonymous
I wish I was you
HOW DO I Download this video[email protected]
I'd like to get leg scissored by her


text:
Lockwood provide a complete thermoforming service from 3D CAD design, prototyping, tooling and manufacture of the formings. With quick turnaround times on prototypes and thermoform tool design/fabrication we can produce a custom quality blister fast, getting your product into the marketplace.
Thermoform Blister Packaging is a cost effective packaging solution that allows your product to be seen, but not touched.
Thermoforming is a method of manufacturing plastic parts by preheating a flat sheet of plastic, and then bringing it into contact with a mould whose shape it takes. This can be done by vacuum, pressure and or direct mechanical force. The process offers close tolerances, tight specifications, and sharp detail available materials inc. APET, RPET, PVC, PETG and other specialised films complementing our blisters, we also manufacture transit & display trays.
This is a cavity formed in plastic which is then sealed to a card with a product in between (Face Seal Blister Pack) or a blister sealed between two cards (Captivated Blister Pack).
A tray is a multi-cavity product Thermoformed from plastic. They have many different functions from stand alone store displays to assembly part carriers.
Trays can be designed with lids, snap devices or stacking features, whichever best fits the functionality of your part or product. These trays are custom designed and engineered for your product. With quick turn around on prototypes, we can produce a custom tray in a very short time to get your product to the stores.
Normal concept to delivery for custom thermoforming:
Concept drawings = 5 business days
Prototype samples = 5 business days/3 business days (if required)
Thermoforming tooling = 20 business days or less
Thermoforming orders = 3-4 week turnaround (depending on plastic deliveries)
Express delivery service available.
Successful packaging operations require more than just good machinery and heat seal tooling, we can supply custom thermoforming's and thermoform tooling for new projects, or duplicate existing tooling for manual or automatic feeding machines.
All our products and processes meet ISO standards ensuring quality and traceability from start to finish.


text:
Your shopping cart is currently empty.
Manufacturer: Strong Hold
WARNING: This product can expose you to chemicals including Nickel and Wood Dust which are known to the State of California to cause cancer. For more information – www.p65warnings.ca.gov.
Lead Time: 2 weeks + transit time
Get Shipping Estimate
Cisco-Eagle provides speedy service and expert assistance on all material handling products. If you need help of any kind, please contact us.


text:
A simple exercise to open your heart to each other no matter what.
Gratitude practice has become a popular path to experiencing more happiness and fulfillment in life. But you may be surprised to know how "gratitude" can help your relationship as well.
Most of our dissatisfaction in life comes from looking at what we don't have, at the absence of something we want.
I want my partner to listen to me and he doesn't.
I want my partner to let me watch my show in peace and she doesn't.
I want my partner to be affecti...


text:
Marathon training means Sunday long runs means Saturday early nights.
Cupcakes to the person who can guess what year that air conditioner is from. 😂
How did we get the hard-sounding spring when Spanish has the lovely, vowel-y primavera? Primavera comes from the Latin words meaning earliest blooming (primus + ver, which literally means spring but is referring to the actual blooming of flowers). Spring comes from the Germanic word springen, which means the same. It was first used to refer to the season in 1547, as the flowers were "springing" (or whatever the German translation) from the ground.
You guys, aren't words fun?
When your brother makes memes of all the cat photos you send him. (Memes is the correct word, right? I am too old for this. Also, where does that word come from?*)
*Meme comes from the Greek word mimema, "that which is imitated." It was coined by Richard Dawkins (seriously?) in The Selfish Gene (SERIOUSLY?) to explain how cultural information is spread.
You can find an answer to everything on the internet.
Every night we tuck these little guys in between the window and the room darkening curtains. I like to think it's helpful, giving them some alone time with the sun at dawn. Lean in, lean in.
On this week's agenda, which is growing increasingly full, is a stop at Greensgrow to check out some soil and plants. The question is, just how many tomato plants can I fit on the deck?
Remember that time we met for coffee met for tacos met for margaritas met for dinner in a secret location wearing all white hosted a conference built a greenhouse wrapped Christmas presents wrapped Thanksgiving turkeys (much more difficult) snuck out for Starbucks at Target met for Crispy's pizza avoided parking tickets read conspiracy articles discussed Beyonce discussed Justin Timberlake snuck margaritas into that JT movie drove to DC rallied in DC rallied in Philly camped in the most miserable place made tshirts shopped for all the school supplies wore all the costumes and also that time we ziplined?
Memories hit me in a wave and I am grateful, grateful for the saturation.
📷: the one in the middle


text:
As hectic as that surgery is for anyone, what we didn't know was that Selena's life was seriously threatened.
Francia has spoken to W magazine about the process, saying, "Recovery was hard. I didn't want to eat, I didn't want to drink anything. Selena did have a complication, too. A few hours after our surgery, I woke up and had a text from her that said, 'I'm really scared.' My kidney was very active, and when she turned, she broke an artery. They had to take her into emergency surgery and get a vein from her leg and build a new artery to keep my kidney in place. She could have died."
Fans had previously noticed that Selena had a scar on her right inner thigh, but didn't know how she got it. Well, now we can see that it's a result of doctors having to use that vein to build a new artery for her.
The reason why Francia and Selena waited so long to tell anyone about the transplant is because according to Francia, "Recovery was very hard for us, and we went through a depression at the time."
"We kind of just wanted to be normal and not have that attention on us," she continued. "I really left it up to her. I've never had anything personal come out about me before. I've dated very famous people, and no one knows because I'm very private. I was like, 'Did you have to be famous?'"
Thankfully both girls are doing great now.


text:
1. William Henshall m Margerie Gyll 2.. Thomas Henshall (?-c1631) m - Kendrick 3... John Henshall (1611-c1687) m Elizabeth - 4.... William Hinshaw (?-1699) m Elizabeth - 5..... John Hinshaw (c1660->1768) m Elizabeth Belshaw 6...... Jesse Hinshaw (1720-1797) m Abigail Marshall (1724-1806) 7....... Jesse Hinshaw (1770-1846) m Mary Marshill (1773-1806) 8........ Jesse Hinshaw (1797-1875) m Hannah Moon (1798-1886) 9......... Zimri Hinshaw (1821-1854) m Rachel Crofford (1814-1898) 10.......... William Jasper Hinshaw (1849-1937) +Sarah Jane Elliot (1854-1930) 11........... Lewellyn Magellan Hinshaw (1875-1957) 1,2,3,4 11........... Fred Irving Hinshaw (1877-1958) 1,2,3,4 11........... Inman Ray Hinshaw (1879-1879) 1 11........... Mary Alice Hinshaw (1881-1932) 1,2,4 11........... Everett Burdett Hinshaw (1889-1950) 1,2,4
|William Jasper Hinshaw [ID 02033]
|Click here to switch to Ancestror Tree view:
William Jasper Hinshaw5,6 [Jasper Hinshaw7].
Born Mar 15 18491,2,3,4,8,9,10,11 [Mar 15 18486], Bloomingdale, Parke County, Indiana1,2,3,4,8,9,10,11 [Clay County, Indiana6].
William was doubly-enumerated in the 1870 census, being shown once (Jun 2 1870) with his uncle James and family in Penn Township, Park County, Indiana:8
He married Sarah Jane Elliot1,2 [Sarah Jane Elliott12], Apr 12 18731,2, Oklahoma1,2. Sarah, daughter of Reuben + Rebecca Elliot, was born Mar 10 1854, Indiana.3,4,13,14 (Her father Reuben was born 4-27-1823, Randolph Co., Indiana; died 11-5-1898, Waubensee Co., Kansas).13
Sarah had gone with her parents to the Wichita Agency in the Indiana Territories under the charge of the Friends Church. She was a seamstress and a teacher. In the Indiana Territories (now Oklahoma), she met William Jasper Hinshaw, who was also a school teacher.13 They taught school to the Indians at a Quaker mission school at Anadarko, Oklahoma.2 After they were married they returned to Kansas.13
William and family were shown in the 1880 census (Jun 11-12 1880), Wilmington Township, Wabaunsee County, Kansas:3
William & Sarah and family were shown in the Kansas state census of 1895, living in Plumb Township, Wabaunsee County, Kansas:15,16
William and family were shown in the 1900 census (Jun 1 1900), Plumb Township, Wabaunsee County, Kansas:4
William and Sarah were shown in the 1910 census (Apr 21 1910), Plumb Township, Wabaunsee County, Kansas:17
William & Sarah were shown in the 1920 census (Jan 6 1920), Wabaunsee Ave., Harveyville, Wabaunsee County, Kansas:18
Sarah died 1930, buried Harveyville Cemetery, Harveyville, Wabaunsee County, Kansas.14
Widower William was shown in the 1930 census (Apr 21 1930), living alone on Charlotta Street, Harveyville, Wabaunsee County, Kansas:19
William Jasper Hinshaw died Jan 21 1937, buried Harveyville Cemetery, Harveyville, Wabaunsee County, Kansas.2,11
Photo: William Jasper Hinshaw and family
Photo: William Jasper Hinshaw with brother John, 1911
Photo: William with siblings, 1923
Photo: William and Sarah on their 50th wedding anniversary, April 1923
Photo: William Hinshaw and Sarah Jane Elliott 20
If you have additional information on this person, please share!
If you would like to be automatically notified by email
whenever an update
is made affecting this page then enter your email address
and click the "Enter" button below:
How is this person related to other ancestors?
To find out, enter the database ID number of another ancestor,
and then click the "Enter" button below:
If you would like to save this person on your computer ▾ more...
Return to HFA Home Page
Privacy Policies
This site uses spambot thwarting technology to hide email addresses from all known email harvesting programs used by spammers.
[This page was computer generated]


text:
A pregnant woman and two children were among the injured after a bus and a car collided on Auckland's Hibiscus Coast this afternoon.
The woman, children and another woman were in the car at the time of the crash, at the intersection of Red Beach Rd and Bay St on the Whangaparaoa Peninsula about 3.45pm. All four suffered minor injuries.
Four of the bus passengers suffered moderate to minor injuries, police said.
The car was travelling on Bay St and the bus on Red Beach Rd when the crash happened, a worker at the nearby Four Square said.
It is believed a police car was also at the intersection.
"There were two ladies and two kids in the car, and one of the ladies was pregnant," the worker said.
She was not badly injured, he said, describing her as "okay" following the crash.
A local woman who was on her way to work at the Four Square said the front of the bus was "concaved" after the collision.
"There was broken glass everywhere, the car was wrecked and its tyres were all skewed."
The road was closed to allow emergency crews to operate safely and diversions were being put in place, police said.
St John Ambulance said it sent three vehicles to attend the crash and treated six patients, who were transported to a medical facility.
One person was in a moderate condition, while five others were in a minor condition, it said.


text:
Bestselling Christian author and speaker Nabeel Qureshi shared some devastating news about his fight against aggressive, Stage IV stomach cancer. In a video blog posted to YouTube on Thursday afternoon entitled "The Radiation Didn't Work" (embedded below), Qureshi shared the results of a test he received earlier that day. The test showed that the cancer had spread, despite radiation treatment and previous success reducing his tumor.
"This is about the worst news we've received since we were first diagnosed, and the cancer is now worse than when we were first diagnosed," Qureshi said.
Best known for his books Seeking Allah, Finding Jesus and No God but One, Qureshi presents the Gospel and Christian apologetics to Muslims on behalf Ravi Zacharias Ministries. He shares from his own experience, having converted from Islam to Christianity encountering Jesus Christ in college.
Qureshi, who himself graduated from medical school before pursuing advanced theological training, noted in his video that doctors gave him about four percent odds of survival when he was first diagnosed. However, he had now reached nearly "zero percent hope" of healing medically speaking.
But Qureshi still held onto hope for a miracle from the Lord. He said like Lazarus, God's plan could be intervening only after reaching the very worst point. Miraculous healing would clearly be for God's glory since "we're kind of past the point of medical treatment."
"So that's what I'm praying for: that God is aiming to glorify Himself even more through what's going to happen," Qureshi said. "I'm waiting for that and hoping for that."
Qureshi remains determined to continue fighting the cancer through all possible means. He says he plans to explore more alternative and experimental treatments. "But my hope is still in the Lord," so he also plans to pray fervently. He said he would update his viewers next week when he found out more regarding further possible treatment options.
He later added: "Regardless, thank you for all your prayers. I think now is the time to double down." He said he understood if some wanted to "invest your prayers" elsewhere. "But for those of you who have the wherewithal to continue, please do continue to pray."
"I've received many, many words saying that God intends to heal me. I haven't given up on that yet," Qureshi said. He admitted that those prophetic impressions "could all be wrong," but was praying that "even one of them is right" about God's plan for healing.
"Until then, let's pray and see what God does," Qureshi said before closing his video with a prayer. During his prayer, he thanked God for the prayers of his friends and family.
In a particularly emotional section, he said he knew his wife Michelle and God's ministry would manage to continue without him, but he prayed that God would heal him for the sake of his young daughter Aya.
"I don't think a daughter should be without her father," he prayed to God. "And so we ask the perfect Father, Who is merciful and good, we ask You God to have mercy and to give us the good outcome of miraculous healing."
Previously Qureshi insisted one central reason that he "can't lose hope" is because of Aya. "There's a lot on the line, especially my daughter," he said. "I don't want her to grow up fatherless. So we keep praying, we keep pushing, keep doing what we can."


text:
Rumor has it that Former Minnesota Governor Tim Pawlenty is moving up the ranks in the search for a Republican VP. Pawlenty was on John McCain's shortlist in 2008 prior to McCain blessing us with Sarah Palin.
Tim Pawlenty is a former member of the Minnesota House of Representatives, served two terms as governor of Minnesota, and made a brief presidential run in 2011. Since dropping out of the race, he has been on the trail pushing Romney into the spotlight.
Aside from mere rumor of Pawlenty becoming the Republican VP, multiple liberal super PACs have been researching him in anticipation of Pawlenty getting the call. Apparently they have found a little dirt on the Republican VP candidate.
The research that has been presented so far is relatively innocuous, the juiciest bit of information being a fine slapped on his gubernatorial campaign for improper coordination with the state party.
What I'm looking forward to is the selection of the Republican VP candidate. The announcement has been a long time coming at this point and it seems that Romney could use a bump in the polls.
That extra kick from the Republican VP candidate might be less than hoped for with Pawlenty on the ticket. The former governor has a commendable record, but he lacks the charisma necessary to pull in new voters.
Tim Pawlenty is not going to be a great magnet for moderate voters that Republicans hope their VP choice would be. But he is also not the risky choice that Palin was in 2008. Going with the boring white guy, former governor is a safe play for the Romney campaign. Not having a whole lot of skeletons in his closet also helps.
When the decision is made, expect a safe play, expect plenty of hype, and expect to be bored by the Republican VP candidate.


text:
At 7 feet tall, with broad shoulders and tree-trunk legs, Brook Lopez is massive even by N.B.A. standards. But in the Nets' 106-89 Game 1 victory against the Chicago Bulls on Saturday night at Barclays Center, Lopez repeatedly sneaked undetected into the heart of the Bulls' defense. He had six layups in the first half alone, often by expertly drifting to the blind spots of Bulls defenders to create passing angles for his teammates.
"The thing that makes him hard to guard is you have Deron Williams and Joe Johnson out there as well," Bulls Coach Tom Thibodeau said.
As a defensive strategist, Thibodeau is widely regarded as the best in the N.B.A. His system floods the ball side of the court with defenders, using a combination of man and zone tactics to confuse and paralyze the offense. But systems can be predictable, and the Nets were ready with a plan that unraveled the Bulls' defense.
The guards' chemistry with Lopez has been building all season, and in Game 1, Williams and Lopez were in lock step as they navigated the Bulls' defensive rotations.
Williams said afterward, "I've been on Brook all year that when we get two on the ball on my penetration, just run to right in front of the rim, because he's going to get easy baskets."
Williams bullied the Bulls' point guards with powerful drives to the rim and forced Chicago to offer more help than its defensive system typically accords. Lopez was the primary benefactor of all the attention paid to Williams.
"My guards just do such a good job of getting me the ball in the right position," Lopez said. "I know I just got to roll hard in the pick-and-roll, and they'll find me."
Lopez is known for his scoring touch and surprising dexterity, but perhaps his most underrated contribution is as the hub of the Nets' ball movement. When Williams or Johnson drew multiple defenders, Lopez not only scored but also facilitated snappy ball movement to the opposite side of the court. The Bulls were aware of this threat but could not find a way to slow Lopez.
"It's on the film," Bulls forward Taj Gibson said of Lopez's repeated romps into the heart of the defense. "We just didn't do a good job of taking that pass away."
The Bulls have struggled to score all season but finished eight games over .500 on the strength of their defense and rebounding. Their best chance to beat the Nets depended on creating a nasty, physical game in which they could dominate inside. But in Game 1, the Nets shot 55.9 percent from the field, the third highest rate allowed by Chicago all season.
Even more worrisome for the Bulls than the lopsided score was the way the Nets controlled the interior. Led by Reggie Evans's 12 defensive rebounds and Lopez's dedicated defense at the rim, they overmatched the Bulls inside and out.
The Bulls had hoped the All-Star center Joakim Noah, who is battling plantar fasciitis, would be able to limit Lopez, but Noah was able to play only 13 minutes and appeared hobbled on the court and in the locker room afterward.
Noah is the Bulls' defensive leader, but without him at anything approaching full strength, it is hard to see how they can regain command of the precious space in front of the rim in Game 2 on Monday night at Barclays Center. Even when forward Luol Deng and others rotated to the right spot, Lopez and the Nets were able to use their size to finish over the top.
It was an almost perfect performance from the Nets, from Gerald Wallace's long awaited breakout game — he scored 14 points after totaling 16 in the last seven games of the regular season — to Williams's emphatic fast-break slam.
It has been a running joke in the Nets' locker room that Williams, who dealt with debilitating ankle pain early in the season, had for most of the season dunked fewer times than the 38-year-old Jerry Stackhouse. His reverse dunk seemed like just another sign that the Nets could be hitting their stride.
The Bulls are reeling from injuries and trying to re-establish a rhythm on both ends. Noah is a contender for defensive player of the year, but he is also one of the best passers on the Bulls and often distributes to cutters from the high post. Without him able to create, it puts more pressure on players like Deng and Gibson to find offense for themselves — a task for which they are ill-suited.
In their abysmal 35-point first half, the Bulls made only 3 of 15 layups. But if there is any team mentally equipped to handle the adversity, it is Thibodeau's team.
During the regular season, the Bulls overcame their injuries and offensive woes with their intensity. But in the playoffs, everyone plays hard, as the Nets did in Game 1. That blowout made clear that if the Bulls cannot gain an advantage in effort — if Williams and Wallace are the players winning the scrambles for loose balls — the gulf in talent between these two teams is real and favors the Nets.
Though Thibodeau said his team's diminished intensity was the primary concern after Game 1, he is certain to make some strategic adjustments to limit Lopez.
"We didn't make him play in a crowd," Thibodeau said.
Noah's replacement, Gibson, said he was confident that the Bulls would make the proper changes and come back ready to win Game 2 and swing the series.
"We're looking forward to what Thibs has to say," Gibson said. "He'll probably have a new game plan; he's a guru."
The ups and downs in the playoffs resemble the hill stages of the Tour de France. It is important the Nets keep pedaling hard, even as they carry a huge amount of momentum down the mountain. Game 2 promises to be another uphill climb.
Williams said: "Don't expect this to happen on Monday. We know we're going to get a better effort out of the Bulls, and they're going to come ready to play."


text:
Thwarting Uber's second attempt to push its high-profile, high-stakes trade secrets battle with rival Waymo into private arbitration, a panel of federal appellate judges on Wednesday ruled the case instead will proceed toward its October trial date.
That means the legal battle, which will have a major impact on Uber's self-driving car program and the burgeoning industry as a whole, will play out in public court — likely with all of Silicon Valley watching — instead of behind closed doors.
And in another win for Waymo, the appellate panel on Wednesday also ruled that Uber must turn over a key report in the case — one that Waymo's lawyers have been trying to get their hands on for months in hopes that it will bolster their claim that Uber stole and used Waymo's autonomous vehicle trade secrets.
However the court drama shakes out, it's sure to have a major impact on Uber's future. Success in the self-driving car market could help ensure the San Francisco-based ride-hailing startup remains relevant in the face of the changing transportation landscape, and replacing drivers with autonomous vehicles could eventually help Uber rein in its massive losses. The case is unfolding as Uber struggles with a long list of other problems — the company replaced its CEO last month, it's reportedly facing a FBI investigation into a program it used to track Lyft drivers, and meanwhile, a key Uber investor is embroiled in another contentious lawsuit with founder and ex-CEO Travis Kalanick.
Uber had argued the trade secrets case should be resolved in arbitration because a key player — former head of Uber's self-driving car program Anthony Levandowski — had signed an arbitration agreement when he worked at Waymo. But Waymo countered that because the lawsuit names Uber as a defendant, not Levandowski, it's not subject to that arbitration agreement. U.S. District Judge William Alsup, who is presiding over the case in San Francisco, agreed, denying Uber's motion to compel arbitration back in May.
Uber appealed the decision to the U.S. Court of Appeals for the Federal Circuit, which affirmed the lower court's ruling Wednesday.
Waymo, Google's self-driving car spinoff, sued Uber over claims that Uber stole its proprietary design for Lidar sensors used in self-driving cars. The lawsuit claims Levandowski, a former executive on Google's autonomous vehicle program, downloaded 14,000 confidential company documents before leaving to found his own self-driving trucking startup — Otto. Uber then acquired Otto and brought on Levandowski to head its own self-driving car effort. Waymo claims Uber used the information from Levandowski, allowing Uber to take a shortcut in developing its own technology.
Before the acquisition closed, lawyers for Otto and Uber hired risk management firm Stroz Friedberg to investigate Otto employees who previously worked for Waymo — and to look into whether Levandowski improperly kept Waymo's confidential information. Waymo has been trying for months to get the report Stroz Friedberg wrote following that investigation, as well as hundreds of related documents, and Uber has been fighting just as hard to keep them under wraps.
After the lower court ruled Uber must produce the report, Levandowski appealed the decision to the Federal Circuit, arguing airing the report would violate his Fifth Amendment right against self-incrimination. Alsup in May referred the case to the U.S. Attorney for criminal investigation.
But the Federal Circuit rejected Levandowski's plea.
"Mr. Levandowski cannot prevent Uber and Stroz from producing the Stroz Report for consideration in this civil action solely because it 'many incriminate him,'" Circuit Judge Evan Wallach wrote. "We conclude, from the District Court's and Magistrate Judge's denial of his request to prevent production of the Stroz Report, that they deem it relevant to this civil action; it is inappropriate to withhold relevant materials in the civil action."
The panel also ruled Levandowski's appeal is not appropriately timed. His plea does not qualify for immediate, emergency relief, the panel found, and instead Levandowski can seek relief by filing an appeal after the case concludes.
Waymo on Wednesday applauded the Federal Circuit's opinion.
"Since filing this case, Waymo has found significant and direct evidence that Uber is using stolen Waymo trade secrets in its technology," a Waymo spokeswoman wrote in an emailed statement. "We are still reviewing materials received late in the discovery process and we look forward to reviewing the Stroz Report and related materials."
Waymo hopes the Stroz documents include at least some of the 14,000 files Levandowski is accused of stealing, or some sort of written admission that he stole the trade secrets. But while Uber on Wednesday was poised to give the Stroz documents to Waymo's lawyers immediately, there's no telling when — if ever — those documents will become public.
The case is set to go to trial Oct. 10, but it's possible that date will be pushed back to give Waymo's lawyers time to wade through the hundreds of Stroz documents.
Uber on Wednesday did not object to the Federal Circuit's order.
"We did not join Mr. Levandowski's appeal to block disclosure of the report, and we are ready to finally disclose it to Waymo today," an Uber spokesman wrote in an emailed statement. "While Waymo has obtained over 238,000 pages of production documents from Uber and conducted a dozen inspections over 61 hours of our facilities, source code, documents, and engineers' computers, there's still no evidence that any files have come to Uber, let alone that they're being used."


text:
Adding a PDF File with the Picker
The Citavi Pickers help you add PDF files from your browser to your Citavi project.
1 The PDF must be open in the browser.
2 Right-click anywhere on the page and point to Citavi Picker > Add PDF document as reference.
3 The Picker displays a message that the reference has been sent to Citavi. Click OK.
4 PDF files often do not have accurate metadata. If necessary, go back and add or correct the author, title, and year. It's often helpful to open the PDF in the Preview pane and copy the missing information directly from the file.
The Citavi Picker adds PDF files to Citavi as journal articles. If necessary, change the reference type to Report or Gray Literature. On the References menu, click Choose reference type.


text:
How to Become a Pathologists' Assistant
1. Earn a Bachelor's Degree (4 Years)
The National Accrediting Agency for Clinical Laboratory Sciences (NAACLS) has given its approval to 10 pathologists' assistant programs. All of these programs, with the exception of one, requires a bachelor's degree in a science field.
- Required undergraduate courses usually include:
- Biological sciences, with human anatomy and physiology preferred
- General chemistry
- Organic or biochemistry
- Microbiology
- Mathematics, with statistics strongly recommended
- English composition
It would be best to consider a premedical program at your university. A typical 4 year course load could look like the following:
|Section Breakdown
|Biological & Biochemical Foundations of Living Systems
|Chemical & Physical Foundations of Biological Systems
|Psychological, Social, & Biological Foundations of Behavior
|Critical Analysis & Reasoning Skills
You can find study materials, MCAT registration, and your test scores on the MCAT website. If you are unsatisfied with your score on any of the aforementioned exams, you are free to retake them. Depending on the school, some will average your scores and others will simply take your most recent.
2. Complete a Pathologists' Assistant Program (2 Years)
A pathologists' assistant program takes approximately two years to complete. This includes intensive training and culminates in a master's degree. One of the accredited programs currently offers a bachelor's degree as well.
The first year of training consists of classroom and lecture settings. The second year requires clinical/clerkship rotations for hands-on experience in a hospital or laboratory.
Typical program curriculum can look like the following:
|Example Courses
|1st - Spring (16 hrs)
|1st - Spring (10 hrs)
|1st - Fall (17 hrs)
|2nd - Spring (11 hrs)
|2nd - Spring (9 hrs)
|2nd - Spring (9 hrs)
3. Earn the Required Certification
National Certification for Pathologists' Assistants was achieved in 2004 through the efforts of the American Association of Pathologists' Assistants (AAPA) and the American Society for Clinical Pathology (ASCP).
In order to earn a PA or ASCP designation, graduation from a pathologists' assistant program that is accredited by the NAACLS is now required.
The graduate must then successfully complete the examination for ASCP board certification.
4. Maintain Certification Through Continuing Education
As a certified pathologists' assistant, you will be required to demonstrate sufficient continuing medical education to maintain your certification.
You must complete continuing education and re-certify every 3 years. ASCP requires 45 Continuing Education credits for every three-year period of certification.
Those must include at least one credit in safety and twenty credits in anatomic pathology. An ASCP renewal form must be sent to ASCP two months before the end of your 3 year period.


text:
PARENTS: SAVE YOUR MONEY! I am not a slacker. I graduated with perfect attendance. Scored student of course with the exception on 2 courses. I did well. I pushed all my instructors to get the most out of all their experience.
I MAY AS WELL HAVE TAKEN A BASKET WEAVING COURSE. There is no practical application to anything I learned. UTI is to technical education is what McDonalds is to fine dining.
My parents are 22,868 currently in debt, I make 16.85 an hour. My buddies that I graduated high school with went right into the industry at entry level. They have new cars. New tools. Adequate income, and are 18 months ahead of me in experience. AND DEBT FREE
I have been on 7 interviews in the past 3 months. Employers tell me they would rather have someone with natural ability than someone than needs to go to school to learn it. One said frankly" that piece of paper is more of an impediment to you than an asset.
If you want my advice don't show it to the next employer. If you want a job. You better learn how to lie that you've never set foot in that facility."
I made a mistake.. I read the reviews and I ignored them because i did t put any value In the opinion of people that couldn't form a proper sentence. The other reviewers may be inarticulate . But they are telling the truth. AVOID DEBT AND REGRET.. AVOID UTI.
Product or Service Mentioned: Universal Technical Institute Program.
Reason of review: Not as described/ advertised.
Monetary Loss: $31485.
Universal Technical Institute Pros: Instructors, Discipline.
Universal Technical Institute Cons: Money focus, Student services.


text:
|Message view
|« Date » · « Thread »
|« Date » · « Thread »
|Mark Miller <markrmil...@gmail.com>
|Lucene 2.9 RC3 now available for testing
|Wed, 09 Sep 2009 16:51:02 GMT
-----BEGIN PGP SIGNED MESSAGE----- Hash: SHA1 Hello Lucene users, On behalf of the Lucene dev community (a growing community far larger than just the committers) I would like to announce the third release candidate for Lucene 2.9. Please download and check it out – take it for a spin and kick the tires. If all goes well, we hope to release the final version of Lucene 2.9 very shortly. A handful of bug fixes and documentation improvements (mostly doc) have been incorporated since the last RC. The most wide reaching change is likely the switch to using the native lock factory by default. While we generally try and maintain full backwards compatibility between major versions, Lucene 2.9 has a variety of breaks that are spelled out in the 'Changes in backwards compatibility policy' section of CHANGES.txt. We recommend that you recompile your application with Lucene 2.9 rather than attempting to "drop" it in. This will alert you to any issues you may have to fix if you are affected by one of the backward compatibility breaks. As always, its a really good idea to thoroughly read CHANGES.txt before upgrading. Also, remember that this is a release candidate, and not the final Lucene 2.9 release. Lucene 2.9 comes with a bevy of new features, including: * Per segment searching and caching (can lead to much faster reopen among other things) * Near real-time search capabilities added to IndexWriter * New Query types * Smarter, more scalable multi-term queries (wildcard, range, etc) * A freshly optimized Collector/Scorer API * Improved Unicode support and the addition of Collation contrib * A new Attribute based TokenStream API * A new QueryParser framework in contrib with a core QueryParser replacement impl included. * Scoring is now optional when sorting by Field, or using a custom Collector, gaining sizable performance when scores are not required. * New analyzers (PersianAnalyzer, ArabicAnalyzer, SmartChineseAnalyzer) * New fast-vector-highlighter * Lucene now includes high-performance handling of numeric fields. Such fields are indexed with a trie structure, enabling simple to use and much faster numeric range searching without having to externally pre-process numeric values into textual values. …. And many, many more features, bug fixes, optimizations, and various improvements. You can find the full list of changes here: HTML version: http://people.apache.org/~markrmiller/staging-area/lucene2.9changes/Changes.html Text version: http://people.apache.org/~markrmiller/staging-area/lucene2.9changes/CHANGES.txt Many changes have also occurred in Lucene's Contrib area: HTML version: http://people.apache.org/~markrmiller/staging-area/lucene2.9changes/Contrib-Changes.html Text version: http://people.apache.org/~markrmiller/staging-area/lucene2.9changes/CONTRIB-CHANGES.txt Download release candidate 3 here: http://people.apache.org/~markrmiller/staging-area/lucene2.9rc3/ Be sure to report back with any issues you find! Thanks, Mark Miller -----BEGIN PGP SIGNATURE----- Version: GnuPG v1.4.9 (GNU/Linux) Comment: Using GnuPG with Mozilla - http://enigmail.mozdev.org/ iEYEARECAAYFAkqn3PYACgkQ0DU3IV7ywDnY9gCgrRhUaD3NoXbeSg8+VfqQH399 fDsAn1HFIUMSRfsiOyaiZK+dx8M3Nie6 =SCvS -----END PGP SIGNATURE----- --------------------------------------------------------------------- To unsubscribe, e-mail: firstname.lastname@example.com For additional commands, e-mail: email@example.com
|View raw message


text:
Obsessed with technology?
Subscribe to the latest tech news as well as exciting promotions from us and our partners!
By subscribing, you indicate that you have read & understood the SPH's Privacy Policy and PDPA Statement.
Order your card today, and receive a S$5 bonus.
Save up to 70% off. TWS earbuds, notebooks, portable drives and more!
Check out these exciting 12.12 deals on Taobao and Tmall now!
HWM + HWZ Tech Awards 2020
Take your productivity to the next level with the ASUS ScreenPad Plus.


text:
My Goals From My Parents
Here are my goals from my parents:
School Related
- Improve my reading and writing.
- To have a little conversation in French.
Out of school
- To win the Aussie titles on my motorbike.
- To continue with my community work.
- To keep going for runs in the morning.
- To stay organised with my school routine


text:
No matter how much you loved your Mac when you bought it, chances are it doesn't perform the same way it once did. A few years can take a noticeablRead More
The mobile network operators provide wireless communications and data services to customer. Airtel India was the largest mobile telecommunications netRead More
Airtel's best-selling prepaid recharge plans offer unlimited local, STD and roaming voice calls, free SMSes and data benefits. These prepaid rechargeRead More
Jio Best Prepaid and Postpaid Recharge Plans, Offers : Jio prepaid, postpaid plans and JioPhone exclusive plans under Rs 200 Jio offers multiple attrRead More


text:
Black Dog is a residential recording studio in the foothills of the Adirondack Mountains in Upstate New York. Get out of the city and stay a while.
The 2,400 sq ft studio offers professional acoustic design, vintage and modern equipment, comfortable accommodations and natural seclusion.
Please check our website for long term booking rates.
Send me a note through the contact button above.