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They may not be as old as houses but commercial real estate CLOs have been around since the early 2000s and, whilst this category of CLO fell out of favor after the crisis, it looks like they are finally back with a vengeance.
2017 was a very good year for CRE CLOs with nearly $9 billion of issuance, and market specialists at the Opal conference in December 2017 predicted significantly higher volume levels in 2018. In 2017, well-known issuers such as Arbor and Prime Finance closed multiple deals and new issuers such as Blackstone Mortgage Trust (BXMT), Greystone, Benefit Street Partners, Hunt Mortgage Group and Ladder Capital launched their first 2.0 deals.
Indeed, BXMT 2017-FL1 was not only the inaugural issue for BXMT but a post crisis record-breaking $1 billion CRE CLO with a portfolio comprising office, multifamily and lodging across 12 U.S. states.
The CREFC conference in Miami in early January was well attended and expectations are that several additional new entrants will enter the market in 2018, with some of those deals already underway, and annual volume expected to reach $12 billion to $14 billion.
TPG Re Finance Trust has begun marketing their $932.4 million debut CRE CLO, and we are assisting with this and with other new entrants. Although static transactions are more common, clients such as Arbor, the most active issuer in the market, have shown that actively managed CRE CLOs are possible and successful.
US CLO Market Review
The volume of issuance in 2017 for the U.S. CLO market far exceeded the predictions that were issued at the end of 2016 when U.S. risk retention rules came into play.
In fact, at $118 billion of new issuance, it was the second highest year since the credit crisis, nudged out of the top spot by the $124 billion issued in 2014.
Fear that risk retention would reduce issuance and lead to a reduced manager field did not materialize. In fact, a number of new managers as well as one new arranger entered the market.
New managers on the broadly syndicated side included Assurant, CBAM, Ellington, Marble Point, NCC, Pacific Asset Management (Pacific Life) and Rockford Tower Capital Management (King Street). Antares and MidCap entered the fray in the middle market space while existing BSL issuers, such as Barings and KCAP, moved into the middle market as well. Other CLO managers launched new CMVs and CMOAs which issued deals.
Amherst Pierpont priced a Z-Capital refi as a debut arranger in December. If you also add in the heady volume of refis and resets we saw in 2017, there was barely time to catch a breath during the usual August and post-Thanksgiving lulls. Deals were even closed between Christmas and New Year in a year-end rush we have not seen the likes of since 2007/8.
A few days into 2018 and the U.S. market kicked off again. By mid-January, early indications and pipelines suggest we are heading into another strong and fast-paced year, with new warehouses closing and both resets and refis, and resets of prior refis and resets, moving ahead. Our pipeline alone shows several managers with three or more warehouses open, lining up their deal flow from the end of last year into the start of 2018.
Below are some of the highlights of 2017:
- $118 billion from 212 deals compared to $124 billion from 235 deals in 2014 and $72.3 billion across 156 deals in 2016.
- Refi and reset activity accounted for another $177 billion in issuance from a staggering 335 CLOs, some of these were deals that refinanced and later reset. The numbers broke down at approximately $125 billion in refinancings and $52 billion in resets.
- AAA pricing started the year at L+130-140 and ended the year at around L+112-120.
Over 95 managers issued a US CLO (BSL or MM) in 2017.
- Ares, Carlyle, CIFC, CSAM, GSO/Blackstone, MJX, Octagon and PGIM were the most active managers, each pricing five or more new issue deals apiece.
- Middle Market issuance at $14 billion reached the highest levels post credit crisis.
- At the time of writing we estimate that there are about 75-80 warehouses open in the CLO pipeline.
2018 outlook
With the U.S. court ruling in favor of the LSTA4 on Feb. 4 that BSL CLO managers are not subject to risk retention requirements, 2018 is set to be another interesting year.
While U.S. government agencies have 45 days to appeal the case, initial indications coupled with the fact that the Republican government was already broadly in favor of some sort of risk retention relief for CLOs, suggest that the agencies are unlikely to appeal. Whilst this may bring some short-term uncertainty to the CLO market there has certainly been a sigh of relief from smaller CLO managers who have been grappling with risk retention strategies.
For managers who implemented risk retention strategies, it remains to be seen if they will keep their risk retention structures in place. On the one hand these structures lock in longer term capital and provide a pipeline of equity for new deals but, on the other hand, they raise the cost of doing transactions. Whether we see two tiers of manager now emerge – a top tier of managers who still comply with the now defunct risk retention rules and whose cost of funding is slightly cheaper as a consequence, and a second tier of managers who retain very little or no equity and have to pay a slightly higher coupon on the debt they issue – will remain to be seen.
What this means for U.S. and European dual-compliant CLOs is also not yet known. To get a sense of managers' plans following the ruling, Maples Fiduciary is aiming to carry out a Risk Retention Survey of U.S. CLO Managers – Part III once the time period for appeal has passed.
Risk retention aside, all signs for 2018 point to it being another bullish year with $6 billion from 10 primary issuance transactions being issued in January and over 25 transactions being refinanced or reset. The conservative predictions suggest a year similar to 2017 in terms of volume for both new issue and for resets/refis, although the ratio for the latter category is predicted to flip in favor of resets (60 percent) over refis (40 percent).
BAML project around $110 billion in new issuance and Wells $125 billion, exceeding the 2014 post crisis record year, while others are more conservative predicting less than 2017 at around the $100 billion mark. Morgan Stanley estimates that around $68 billion of CLOs issued between 2013 and 2015 have passed their non-call dates and have yet to refi or reset and, with AAA pricing expected to drop well below 100 bps in 2018, it is not unreasonable to expect many of these deals to take advantage of the market conditions and reset in 2018 off the back of even lower spreads.
The rise of the Korean and Chinese CLO investor base looks set to continue in 2018 with predicted growth in investors from these countries set to expand. If they are not already, these destinations should be key stops for any managers looking to roadshow in Asia.
Ironically, the concern of many market participants in 2017 that risk retention would damage the market and lead to a contraction of managers and investors has proved unfounded. If anything, the opposite appears to have been the case. The market will undoubtedly take a breather to digest the ruling in the LSTA case but, once it has done so, issuance levels look set for healthy and robust volumes for the remainder of 2018.
European CLO Market Review
Records are there to be broken, and in 2017 the European CLO market did exactly that on several fronts. 2017 saw primary issuance in the European CLO market hit a new post crisis record level of €20.5 billion from 50 transactions. This represented an increase of over 20 percent on the primary issuance levels of 2016 which was the previous post crisis record holder with €16.8 billion issued from 41 transactions.
In addition to this impressive level of activity in the primary issuance market, there was extensive activity refinancing and resetting existing CLO transactions, which contributed an additional €25 billion plus of issuance.
Furthermore, November 2017 set the record for European CLO transactions pricing in a calendar month with €4.74 billion from 11 transactions. The downward pressure on European CLO spreads, which started in 2016 when AAA spreads on European CLOs fell from a starting position of 150 bps to 95 bps by year end, continued unabated in 2017 with AAA spreads falling to a new record low of 72 bps. In 2017, 31 different managers issued one or more primary CLOs, with European debuts for a number of new CLO managers, including HPS, Brigade Capital and Onex Credit Partners. 2017 also saw extensive issuance activity from the usual suspects in the European CLO market, including CVC, GSO/Blackstone, ICG, KKR and Oak Hill.
Regulations – finally a form of STS regulation we can work with…
2017 saw the finalization of the text of the long awaited STS Regulation. On Nov. 20, 2017, the Council of the European Union announced it had adopted the final text of the STS Regulation, which had been previously approved by the European Parliament. It was signed into law on Dec. 12, 2017 and published in the Official Journal of the European Union on Dec. 28, 2017. The STS Regulation shall, when it comes into effect on Jan. 1, 2019, implement a new risk retention regime applicable to European securitizations, replacing the disparate sets of risk retention provisions contained in, inter alia, the CRR5 and will be applicable to all securitizations with securities issued after Jan. 1, 2019 – so it will be applicable for re-issues and refinancings of existing CLO transactions that take place after that date.
While the STS Regulation has gone through a variety of forms throughout its extended legislative development, the final text closely resembles that of the original European Commission proposal from 2015. Many market participants will breathe a sigh of relief that a number of the proposed amendments put forward by various arms of the European legislature during the regulatory approval process have not been implemented through the final text of the STS Regulation, including: (a) Increasing the economic interest in the securitization to be retained by the risk retention holder from 5 percent to 20 percent; (b) requiring that the retention holder (originator, original lender or sponsor) be a regulated entity; and (c) requiring that only institutional investors be permitted to invest in securitizations.
Generally, the methods and retention levels applicable under the existing risk retention regimes have been largely untouched under the STS Regulation. In addition, there have been amendments to the definitions of "originator" (an entity cannot be an originator if it has been established for the "sole purpose" of securitizing exposures) and "sponsor" (widened to incorporate the possibility of including non-EU entities).
However, the precise effects of such changes will depend to a large degree on the clarifications to be provided under regulatory technical standards, once finalized, and the accepted market practices that may develop over time.
2018 outlook
The level of activity in the European CLO market in 2017 has resulted in analysts predicting that 2018 will surpass the expectations they had for 2017, with primary issuance levels expected to achieve volumes of between €20 billion to €26 billion. The market should also benefit from the removal (finally) of any uncertainty around the STS Regulation and the risk retention requirements that will take effect next year.
The steady stream of new managers entering the fray in Europe, particularly those with experience in the U.S. CLO market, the increased level of investor appetite that impacts European CLO spreads, which hit 70 bps by late January 2018, and the ongoing refinancing and resetting activity, including, more recently, "re-issue" transactions, all point to another busy year in the European CLO market.
Nollaig Murphy, Stephen McLoughlin and Callaghan Kennedy contributed to the European CLO Market Review and Jarladth Travers from MaplesFS contributed to the CRE CLO segment of this article.


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subset: commoncrawl


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You can find me on Twitter, Pinterest, Google+ and Facebook and of course on Zazzle.com, where is my Dream Wedding store and other stores too, you can check them out, if you are curious. See you.
This site uses affiliate links to third party sites like Zazzle.com and may get compensation if you decide to click one or more of these links and make a purchase.


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Single Family Detached
- 4 beds
- 3 baths
- $549,000 price
- U8041740 mls id
- Square Feet: 2,165 sqft
- Year Built: 1973
Highly desirable Pasadena on the Gulf, 1.9 miles to St Pete Beach, 2.4 miles to Eclectic Gulfport. Spacious 2,165 sq ft home w/ a total 2,900 sq ft - 4 Bedrooms, 3 Baths, 2 car (oversized) garage, air conditioned & tiled floor, Heated Saltwater Swimming Pool & Spa (caged) w/ lots of covered patio area, almost half Acre lot, park like setting w/ fully finished & air conditioned out building for parties or work space. Beautiful entrance way w/ front porch. Enter into this bright dining/kitchen area w/ extra large breakfast bar w/ pass through window, island w/ built-in oven & large cooktop, views & access to the pool/spa. Family room offers an open feeling, also access to pool. Home is in fantastic condition w/ many features such as extra large laundry room, Master Suite contains a walk-in-closet, full bath, brand new master bath & sliders for direct access to pool. Second & third bedrooms feature a Jack & Jill Bath, & 4th Bedroom has a cedar closet also pool access. Additional high impact interior/exterior include newer sliders & windows, space-saving pocket doors, sunken glass-enclosed shower in 3rd bath w/ pool access (cabana). Outside, well-maintained lawn & tropical landscaping & a huge variety of trees & plants & well water for sprinkler system. Lots of cool features. Walk to picturesque marina, restaurants, nightlife & shopping. Located on the brick streets, minutes to Treasure Island, Gulfport & St. Pete Beach & St Petersburg... 30 minutes to Tampa & her airports. Live The Dream. Bring all offers.
- Site Link
- Style 1 Level Ranch
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Single Family Detached
19 Pictures
Investors opportunity! Main house and 2 small apartments in the back. All of them completely furnished and ready to live in or use them as income properties. Don't miss this unique opportunity! Property composed of 4 lots. Over half an acre with mature trees and the potential of building up to 4...
5326 2nd Ave S Saint Petersburg, FL
4 beds, 4 baths, 2,393 sqft, $499,000
Courtesy of: CENTURY 21 Beggins Enterprises
Office Phone: +18005419923
Listing Agent: Danny Galuski
Updated: 15th December, 2019 3:22 AM.
6821 Date Palm Ave S Saint Petersburg, FL


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Dual Tualatin boards from Supermicro
Posted by: nitro_fish on: 06/27/2001 05:06 PM [ Print | 8 comment(s) ]
The boys over at x-bit labs have the scoop on two new boards from Supermicro. Both of these boards supporting Dual Tualatin processors. Supermicro is also selling a new server based on these boards. (thx Peter btw how about some eval boards) Anyway here are the specs.
Check out the rest here.
SUPER P3TDLR. It is based on ServerSet III LE chipset and is aimed at Rackmount servers. Its specs are very similar to those of P3TDL3. This is also a Full ATX mainboard for Dual FC-PGA/Socket370, which supports Pentium III (Coppermine) and server Pentium III (Tualatin). The board is equipped with 4 DIMM slots for the maximum of 4GB PC100/PC133 Registered ECC SDRAM, which are bent 25 degreed to the PCB. Besides, there are also 2 64bit 66/33MHz PCI slots, 2 32bit 33MHz PCI slots, integrated ATI PCI Rage XL 8MB graphics core, Intel 82559 Ethernet controller, Adaptec AIC-7892 single-channel Ultra160 SCSI controller, 2 UDMA33 channels, 4 USB ports. The mainboard supports buzzer and LED overheating diagnostics, chassis intrusion detection and some other features, pretty specific for server solutions. SUPER P3TDE6. This mainboard is based on a bit more expensive ServerSet III HE-SL chipset and is aimed at the High-End servers. This is an Extended ATX board for Dual FC-PGA/Socket370 supporting Pentium III (Coppermine) and server Pentium III (Tualatin) processors. It features 4 DIMM slots for the maximum of 4GB PC100/PC133 Registered ECC SDRAM, which are bent 25 degreed to the PCB. Besides, there are also 2 64bit 66/33MHz PCI slots, 4 64bit 33MHz PCI slots, 1 AGP 2x/Pro slot, integrated Intel 82559 Ethernet controller, Adaptec AIC-7899W dual-channel Ultra160 SCSI controller, 2 UDMA33 channels, 2 USB ports. The mainboard supports buzzer and LED overheating diagnostics, chassis intrusion detection, etc.
« Digit Life Evaluates the Supermicro 370DDE... · Dual Tualatin boards from Supermicro · AMD 760MP Novell Certified »
Posts: 12389
Joined: 2001-02-10
#9745 Posted on: 06/27/2001 09:42 PM
Good...this is real good depending on the price. This can drive the price of the 760MP down and open more doors for competition.
Satellite rider
Posts: 526
Joined: 2000-08-17
#9746 Posted on: 06/27/2001 11:20 PM
Anyone else looking forward to the shootout of the dually Tuallies (sorry:rolleyes: ) vs the SMP-AMDs?
That 512KB of cache sure looks good...lets see how much it helps the memory bus issues.
I may not agree with your opinion, but I will defend to the death your right to express it.
Registered User
Posts: 28
Joined: 2000-08-02
#9747 Posted on: 06/28/2001 03:39 AM
Does anyone have an idea when these will hit the states and thier cost? The MSI 694D Pro2 will work with Tuallies, right?
A MSI 694D Pro-AR making love to a couple of very willing 1ghz cpus. EChristoperJ
Beach Bum
Posts: 932
Joined: 2000-05-30
#9748 Posted on: 06/28/2001 10:08 AM
What are some of the DDR boards that will support the Tualatins? Any news about the new iWILLs?
Satellite rider
Posts: 526
Joined: 2000-08-17
#9749 Posted on: 06/28/2001 03:43 PM
Actually, the word on the 694d.com mailing list is the 694d Pro2 will not support Tualatins.
I may not agree with your opinion, but I will defend to the death your right to express it.
Registered User
Posts: 49
Joined: 2001-05-15
#9750 Posted on: 06/30/2001 03:32 AM
The 694d is MSI right?
My question is, if the Tuallie is also named PIII, and it should supposedly also be socket 370, why would a Tualatin not be compatible with older boards (like Iwill's DVD-266) out there?
Is it really necessary to get a board with explicit Tuallie support?
I mean, ever since the 760MP hit the street, I been collecting parts for an uber-box of me own (Addtronics server case, SCSI RAID controller, SCSI HDs....) but haven't yet purchased the mobo...
I'm on the verge of going over to the Iwill 266, but only if I can expect it to support Tuallies....
Can anyone clue me in?
Registered User
Posts: 12389
Joined: 2001-02-10
#9751 Posted on: 06/30/2001 08:46 AM
I don't understand what was the point to Pro2 board if it doens't support Tulatins?:confused: What they do, fix the OC options and a work around with that 147bug?:confused:
Registered User
Posts: 3
Joined: 2001-07-01
#9752 Posted on: 07/01/2001 10:30 PM
Methinks that the 694D Pro2 does support Tualatins.
Basis for my comments:
At this point, the current MSI pages DO NOT mention Tualatin support now! I think this apparent backtracking from MSI is a bit of an unsolved mystery.


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To the Editor:
Re "Three Are Killed in Siege at Clinic; Suspect Is Held" (front page, Nov. 28):
The slaughter at a Planned Parenthood clinic in Colorado is only the latest of a string of violent acts against Planned Parenthood that date back many years. These include murder, arson, vandalism and intimidation of patients and staff workers. The clinic in Colorado faces threats almost daily. Dozens, if not hundreds, gather in an attempt to prevent women from receiving lawful and in many cases lifesaving health care. This heinous activity is repeated at clinics throughout the country.
Many politicians use rhetoric that incites this violence by referring to Planned Parenthood clinics as "abortion mills" or calling those who perform abortion "murderers."
Planned Parenthood provides health care to millions of women and men each year. Its valuable services include cancer screening, pregnancy testing, H.I.V. testing and a variety of men's and women's health care services. Abortion represents 3 percent of what Planned Parenthood does each year.
It is time that politicians took responsibility for their words and language. Their verbal attacks against Planned Parenthood can be as destructive as physical acts of violence. It is time to stop playing dangerous political games with this critically important provider of health care services.
(Rabbi) ALAN D. FUCHS
The writer is a former board member of two affiliates of Planned Parenthood.
To the Editor:
I am the director of an abortion facility in upstate New York that does not have a safe room, nor should it. If, in the aftermath of the terrorist act at the Planned Parenthood in Colorado Springs, the new state of the art for abortion clinics is even higher security, then abortion services will have suffered and access to abortion will be even more diminished.
In our office we strive to create an atmosphere of calm, empathy and empowerment. What security measures we have are not visible. We reject fear-mongering, and we just can't afford, emotionally or financially, the siege mentality that is being promoted in the media. Neither the clinic nor the cash-strapped patients can afford higher fees that such security would require.
Instead of financing safe rooms and internal security cameras for our clinics, let's open our eyes about terrorism. The homegrown Christian extremists are not so dissimilar to ISIS and Al Qaeda terrorists. We might explore these similarities and, just possibly, find some solutions.
Binghamton, N.Y.
To the Editor:
I'm resolutely pro-choice, and I'm revolted by conservative politicians who distort and demonize Planned Parenthood. But I'm also outraged at some of my fellow liberals for blaming the pro-life movement as a whole for the murders at the Colorado Springs clinic.
When a Muslim terrorist takes innocent lives, we bridle at bigots who blame the entire Islamic religion for the acts of a dastardly few. But when an anti-abortionist does the same thing, many of us blithely indict the pro-life movement instead of a small subset of it. And that's what I call hypocrisy.
New York
The writer is a professor of education and history at New York University.


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With God on Their Side - "HHS Truth Squad"- Works to suppress accurate fact sheets on condom effectiveness and results of large studies showing no association between abortion and an increased risk of breast cancer in women.
The truth squad are invisible staff people in the health secretary's office from radically conservative backgrounds who serve as enforcers. These are people who genuinely don't care what the mainstream medical associations think. If your message doesn't fit their mold, they just pull it.
They have vetoed National Institute of Health (NIH) nomineees to advisory committees, and stopped by NIH grant review meetings to observe and intimidate, and have even interfered with civil service hires. Accordiing to several sources, the position of director for the division of HIV prevention remained unfilled 3.5 years into the Bush administration in spite of a qualified candidate. Frank Beadle de Palmo was the top choice for the position by the director of the CDC's Center for HIV, STD and TB Prevention. After a positive interview with CDC head Julie Gerberding his name was forwarded , completely outside of protocol to the top guns at the Department of Health and Human Services (HHS). HHS officials asked Palomo's stance on condom effectiveness, ties to the AIDS community and his support for gay rights.
(information from "With God on their Side"


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International Meeting of Chimney Sweeps – Val Vigezzo
August 30th to September 2nd, Chimney sweeps from all over the world in Val Vigezzo
In Val Vigezzo, from Friday August 28th to Monday 31st, 2020 the International Meeting of Chimney Sweeps takes place.
The venue is particularly significant: in 1548, in the Alpes map, Vigezzo Valley was already specified as the Chimney Sweeps one because traditionally young people used to emigrate also to Northern Europe to do this job.
The International Meeting of Chimnew Sweeps, this year arrived at its 39th edition, is an event full of history that offers an entertaining program but also the opportunity to know better the job of chimney sweep through testaments and stories.
In particular on Saturday the cerimony dedicated to the Chimney Sweep Monument takes place in Malesco with the deposition of flowers in memory of such important job in the past.
In Druogno chimney sweeps parade and demonstration of chimney cleaning.
On Sunday the program includes a big parade with more than 1000 chimney sweeps coming from Europe, but also from the USA o Japan in Santa Maria Maggiore.
The chimney sweeps, with their job tools, walk through the town streets accompanied by music bands and folcloristic groups up to Gennari Square where the historical reenactment of chimney cleaning is played with old tools: the rasp, the iron spatula with the hook grip (that used to be hanged at the belt of the pants), riccio (sunburst blades obtained with the springs of alarm clocks and bell tower clocks), the squareta (extendible stick, that was hooked to the riccio), the brischetin, the street sweeper, a long rope, some weights and the sach (the sack where the soot is put).
The event is organized by Associazione Nazionale Spazzacamini, in collaboration with Santa Maggiore Municipality and Pro Loco di Santa Maggiore.
Don't miss to visit the Chimney Sweep Museum open from March to end October/ early November and during Christmas holidays.Go to the website International Meeting of Chimney Sweeps – Val Vigezzo


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Holiday Arts Guide: 5 concerts that get merry through music
Early Music Vancouver
(At the Vancouver Playhouse on December 1 and 2 and the Chan Centre for Performing Arts on December 23)
Go figure: our leading early-music company has never staged George Frederick Handel's Messiah in concert before. So expect a topnotch and intimately authentic rendition when Alexander Weimann conducts the Pacific Baroque Orchestra, the Vancouver Cantata Singers, and soloists Yulia Van Doren, Krisztina Szabó, Charles Daniels, and Tyler Duncan at the Playhouse. Then, just a couple of days before Christmas at the Chan, EMV stages a female-powered concert of Antonio Vivaldi's Gloria and Magnificat, with Brit violinist Monica Huggett leading a group of female period instrumentalists and vocalists.
VSO: A Traditional Christmas
(At St. Andrew's–Wesley Church from December 8 to 10 and various other Lower Mainland venues to December 17)
Christopher Gaze hosts and performs readings while William Rowson conducts this reliable Christmas chestnut. This year, the symphony is joined by the choir EnChor and the UBC Opera Ensemble for a mix of classics, carols, and more.
Winter Harp
(At the Blueshore Financial Performing Arts Centre on December 13 and 14, St. Andrew's–Wesley Church on December 16, and the ACT in Maple Ridge on December 17)
Transport yourself back to medieval times amid harps, flutes, violin, and rare instruments like a bass psaltery, an organistrum, and a Swedish nyckelharpa. Winter Harp is big on atmosphere, complete with velvet historical costumes, candlelight, and backdrops of cathedrals and snow.
Music for the Winter Solstice
(At Heritage Hall on December 14 and 15)
Definitely not your standard carols: Music on Main offers up a different, intimate new tradition, with luminous music by composer in residence Nicole Lizée, and alongside virtuosic performances from pianist Rachel Kiyo Iwaasa, singer-violinist Wallgrin, and tenor Carman J. Price.
Christmas Presence
(At Pacific Theatre from December 19 to 23)
Songs and stories interweave as musicians and actors enact a sort of Christmas jam session. The company calls it the "un-slickest Christmas show in town", but that's its appeal. No two shows are the same, with a rotating array of performers.More


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A disabled nursing home resident filed a lawsuit against his residential rehabilitation center on alleged discriminatory actions and breach of contract in a 2014 matter.
Travis Collins filed a complaint against the New Orleans Home for Incurables, doing business as John J. Hainkel Jr. Home and Rehabilitation Center on May 4 in the U.S. District Court for the Eastern District of Louisiana, citing negligence and discrimination in a July 2014 incident.
The plaintiff, rendered paraplegic in an accident as a teenager, has resided at the defendant's New Orleans facility since 1996. The lawsuit states that he is unable to operate a manual wheelchair and has relied on a power wheelchair for mobility.
Collins contends that the defendant confiscated his wheelchair since July 2014; refused to return it to him; declined him assistance in entering and exiting a power wheelchair; and has wrongfully claimed ownership of the machine, purportedly purchased for him by friends.
Claiming breach of contract, the plaintiff seeks an injunction requiring the defendant to return his property, provide assistance in using it and refrain from discriminating against him on the basis of his disability.
Collins seeks injunctive and declaratory relief under the Fair Housing Act, the Americans with Disabilities Act and the Rehabilitation Act of 1973.
Requesting compensatory and punitive damages, attorneys' fees, expenses and court costs, he is represented by Nell Hahn and Laurie Peller of the Advocacy Center in Lafayette and New Orleans.
U.S. District Court for the Eastern District of Louisiana case no. 2:15-cv-01468-CJB-SS.


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End unit ends to large green area, very quiet & backed to nice green vegetation & trees. This property has 2,308 Approx SF 3 Bedrooms 2 1/2 Bath. Upgraded end unit townhouse with 3 bedrooms plus loft office. Master suite downstairs, living, dining, kitchen with island in the middle and granite counter tops, breakfast area, laundry room. Appliances in kitchen; dishwasher, refrigerator, oven, microwave. Screened lanai overlooking wooded area with a lot of privacy. Two car garage. Upgraded Porcelain floor throughout. Built in shelving and drawers in master bedroom walk-in closet. Community club, swimming pool and gym. Close to most shopping centers; Publix, Super Target, Super Walmart, Town Center. Minutes to the beaches. Minutes to Mayo Clinic.
This home has been on the market since Nov 27,2017. Courtesy of CONTINENTAL REAL ESTATE GROUP.
|Initial Listing
|Nov 27,2017
Square foot source:
Historical area? ,
All bedrooms conform? N
Gated Community? ,
Navigable to ocean? Y
Shel Goldberg
"A Tradition of Sounds Advice"
Contact me anytime


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Children's Theatre at Riverside Center for the Performing Arts
(540) 370-4300
95 Riverside Parkway, Fredericksburg, Virginia 22406
Hwy Exit #
Although Riverside Center's Children's Theatre is an experience in the magic of live theater for the younger set, the shows are enjoyable for all ages. Performances are on select Tuesdays and Thursdays at 11:30 (pack a lunch to eat in the theater for our weekday performances) and Saturdays at 1:00 (food available for purchase). Tickets (Show Only) – $16.
Meet the cast for photos and autographs after the show on Saturday!
Remaining 2019 Performances:
Peter and the Wolf, Oct. 3 – Nov. 16, 2019
A Christmas Carol, Dec. 5 – 28, 2019
2020 Shows announced soon!


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What can we say about our Drama Club?! It has been run by Mrs Andrews for at least 10 years and there is always a waiting list as it is so popular! It is open for Year 2 upwards and children need to rejoin every September.
They start rehearsing in September and prepare themselves for the annual play which is usually performed in Springtime, in front of the whole school and then to parents after school.
Natalia Lyes, one of our parents, runs a Spanish club from 3.15 until 4.20pm for Reception and is held in Class 1. Please ask at the office for more information.
Mr Beard, Mrs Taylor and Mr Harvey run Year 6 Maths Clubs until 4.30pm - this is invitation only.
Mr Newton, another of our parents, comes in to run Code Club in the ICT Suite from 3.15 to 4.15pm which, at the moment, is for Year 6 only but will be open to Year 5 soon.
Mrs Harfoush runs Homework Club in the Sounds Inspiring Room which is invitation only.


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Introduction Ecommerce Business Software
Over the past year or so, I've been seeing SamCart everywhere. Ecommerce Business Software
As an online entrepreneur, now I pay extra close attention to the shopping carts that people are using and I started noticing more individuals using SamCart.
Then I started seeing advertisements from SamCart, so I signed up to their email list. I got a few emails from them hyping their service , so I decided to give it a shot.
So, Can it live this up into the hype? Here is my honest SamCart review.
What's SamCart?
SamCart is a checkout platform that Includes conversion-optimized checkout templates along with upsell, order subscription, bulge and payment plan capacities that are designed to maximize profits.
How SamCart Works
Here are the steps that SamCart walks You to help you market your merchandise online:
Insert a new product (digital or physical)
choose the payment arrangement you want (either a one-time payment, payment plan, or subscription)
Select the checkout page template you want (SamCart's templates are amazing and they have been proven to convert)
Customize the checkout pages to match your own site and brand
Add upsells, create coupons, split-tests, etc..
If you are someone that wants to establish a shopping cart SamCart is right for you. You can get up and running in under half an hour. I put my things up in about twenty five minutes, but that's probably because I watched a few YouTube videos about it beforehand.
Click here to start your SamCart trial.
SamCart Characteristics
The reason that SamCart has managed to Because they provide so many features that assist retailers earn more cash, grow is. Whether you're running an e-commerce shop or selling info products, these attributes can help you make money and have SamCart pay for itself.
Affiliate Center
One of the best things about selling goods on the internet is that you could enlist an whole army of affiliates to promote your stuff. You don't have to spend time promoting your products, nor do you have to spend a dime. You only pay them when they create a purchase for you if you're able to get affiliates to spread the word. Ecommerce Business Software
SamCart allows you to create your own personal army of affiliates which will sell your goods for you together with the Affiliate Center. SamCart automatically creates an Affiliate Signup page for you – that is where others can apply to advertise your merchandise.
You're going to get a link to this page, so that you can send it out to potential affiliates, post it on your site, or send it from your own email list. I invite them to become affiliates whenever my subscribers go several months without anything from me. Hey, if they are not buying something, it is still a way for me to gain from them.
When a potential affiliate fills your program, they'll be shown a message that their account is"pending approval". When that occurs, you will get a notification that they implemented via email. It have buttons to accept or reject the person's application. If you want you may set it up to automatically accept affiliates.
SamCart's default affiliate commission is 50%. However, you can customize this payout to anything you desire. You may pay your affiliates a flat rate commission (a set dollar amount per sale) or a proportion. I've had a lot of success by increasing the affiliate for affiliates to give them an incentive to market more.
Checkout Pages
Among the coolest things about SamCart is they have 18 professionally designed templates which are proven to convert. Honestly, I really don't think ALL of the templates will be that great, but I do love almost all of them. My favourite is the template.
The apparent huge advantage here is that the templates have been used by other proven marketers, which means it is possible to stay away from the countless hours of designing and analyzing your pages.
All the templates have trust components like testimonials, warranties, and safety reassurances that give your clients the reassurance they will need to boost your conversions.
As soon as you pick your checkout page, then it is easy to personalize it by changing the colours of the header, footer, buttons, etc.. You might also pick the fields that you would like to add and you can add custom bullet points to describe the product your client is purchasing (I have discovered bullet points to be especially helpful, and that's why you see them on all of my earnings pages).
All of the pages are cellular responsive, which is super important within our ever-increasingly mobile world. One of the reasons I changed over to SamCart was because my previous checkout page provider wasn't as responsive as I wanted it to be. Ecommerce Business Software
I do a lot of advertising on Google AdWords, where a lot of my traffic comes from cellular. I found that with my shopping cart, people abandoned in a rate, which meant I flushed my ad spend down the bathroom. SamCart helped my increase my conversions.
Plus, they have a trendy"sandbox" mode, which enables you make sure everything is working before going live with your product. With my old cart, I actually had to print everything and then test it. I hated doing this. Together with SamCart, I will test obligations without going live and without charging your credit card (and messing up your stats).
Click Upsells
Once I told my friends that I was writing a SamCart review, they explained that I must stress how amazing their one click upsells are, and I concur.
If you're selling on the internet and you aren't offering upsells, you are leaving a lot of money on the table. In fact, back in 2006, Amazon reported that 35% of its revenues were from its efforts that were upselling. Don't you think that it deserves your consideration if Amazon is currently earning that much money from it?
An upsell is a technique that helps you increase your average order value. You experience upsells all the time and do not even know it. It is there as an upsell, although you do not HAVE to get the extended warranty for your vehicle. Restaurants sure like to provide it, although you don't HAVE to have dessert after dinner.
Continuing with the dessert example, those small $8 cakes are not a huge amount of money, but if you are the restaurant selling tons of them every night, the money adds up.
SamCart makes this process seamless by providing upsells where all of the client has to do is click on a single button and buy your offer. In accordance with them, SamCart users that use one click upsells typically increase their average client value by a whopping 68.1%. Ecommerce Business Software
Click here to begin your SamCart trial.
One Page Checkout
This attribute is unique because it offers you the capability to add several different payment choices onto a single checkout page. For my $997 online course, Teachable is used by me, and they don't offer this feature. If a customer wants the payment plan I must have checkout pages. I WISH I could use SamCart for that.
The 1 page voucher takes multiple payments into a whole new level because it keeps traffic on the page while they decide how to cover. You understand how important it's to keep your traffic if you've ever sold anything online.
Cross Selling Bumps
Cross-selling is a way to sell products that are associated with the one the customer already owns. If a client purchases a vehicle a cross-sell would be auto insurance or gas.
You may be familiar with this as bundling. When you bundle auxiliary products and the merchandise together, you can increase your profits. McDonald's does this extremely well by selling fries and beverages with their burgers.
Subscription Saver
When I started selling subscription products online, I had been naive enough to believe everyone would pay in time, every moment. I guessed that if I was good enough to pay my bills and honor my duties, so would everyone else.
Boy, was I naive. Turns out there are some losers online. People who decline fees or cancel credit cards just to get out of making payments. Your subscription income is already gone, usually once this occurs. With any lawful action (like sending a demand letter… if you have the customer's address) you can't get your cash. Sad.
But today with SamCart, your subscriptions are being guarded from diminished payments and expired credit cards. Every time a payment fails, SamCart sends your customer an email on your behalf – that the email has a link where customers can upgrade the payment they have on file . That means you don't have to waste your precious time hounding your customers down.
If a customer fails to update the payment advice after several attempts, SamCart automatically cancels the subscription. SamCart marks them as"delinquent" in your accounts so you know who they are and so you've got the chance to reach out to these clients. Ecommerce Business Software
A/B Testing
Is not it weird that people talk about split examining their sales pages, their sites that are supersized, their email subject lines, and much more… but they do not ever speak about examining their homepage?
It appears mad, right?
If you figure that a large part of your potential clients are abandoning your checkout site, don't you believe a half-decent split test could let you get one more customer??
I do too.
Fortunately, SamCart offers the capacity to run live split tests. This is AMAZING. You will double your sales In case you've got a 90% abandonment rate along with your split-testing snags you simply ONE extra client. Yes, DOUBLE SALES. Much like that.
SamCart enables you to change almost any setting you need, so it is possible to test any variant which tickles your fancy. You can change the template, try out a different guarantee (I've discovered that the longer, the greater ), remove some areas (I've found the less, the greater ), and more.
Once you have your variants created, SamCart automatically tests between your own variations. You do not need to do anything except watch the results roll in. You can head over to the"AB Test" part from the product's preferences to see how the variants are doing. Once you find a winner, SamCart allows you to disable the loser.
The one thing you can't split-test using SamCart is the product's price. If you would like to do so, run a test between these two products and you'll have to create two products.
Once it comes to A/B analyzing, experience tells me that you ought to test the big stuff first (like completely different templates) and then work your way down to the minute details. Oh, and always wait until you have a statistically significant sample size until you call it a day.
Why Many Pages Suck
Based on what study you read, 80 percent of people That"add to cart" in your site will abandon that cart. You may add a substantial amount of money if it is possible to get a small quantity of those people to convert.
SamCart can assist you to boost conversions. Ecommerce Business Software
SamCart's whole value proposition is their checkout site templates are analyzed to the gills and they have been proven to convert more compared to their competitors. Should you sell things online, you want to ensure you're maximizing your conversions, and SamCart can help you do that.
Plus, most checkout pages aren't designed to maximize the amount of profit which you get from every sell. Matters such as upsells and order bumps enable you to include more profit to every sale.
By way of instance, I sell a $97 PDF on my site. When I used a typical voucher form, I wouldn't be able to bring an upsell. However, because I provide an upsell, approximately one out of every three people take my offer for $60.
Because of the one simple feature, I'm adding an average of $20 to every single order of that item. That is like giving myself over a increase that is 20% by simply having that feature. Which means that I can devote an extra $20 on advertisements to acquire a customer and develop my business faster.
My Beloved SamCart Feature
My Beloved SamCart feature is hands-down the Customer and training support they provide. They have tons of videos in what is called their"Knowledge Base" that shows you how you can use their applications (even though it's already pretty simple ) and they supply a good deal of instruction on how best to earn more money if you're selling online.
They have an entire library of product info, tutorials, webinars, and more. The education alone is worth the cost. I needed to include this fact in my SamCart review.
SamCart Integrations
I didn't have a chance to incorporate SamCart using a Lot of resources, simply because I don't use that many. I use use PayPal, Drip, OptinMonster and Stripe.
Interested in learning more about OptinMonster? Have a look at my review . I wrote a review of this also if you're interested in learning more about Drip.
SamCart lets you seamlessly sync with a bunch of tools, including email, marketing automation, membership, and payment processing. It was super easy for me to integrate my entire system together with SamCart and I imagine that it would be the exact same for the majority of people out there.
I've been studying on different forums how easy it was for individuals to integrate Kajabi, Infusionsoft, Hubspot, MailChimp, Aweber, and more. My toolbox is rather simple, so I can't talk about this in depth in my SamCart review. Ecommerce Business Software
How Much Does SamCart Price?
SamCart has three Distinct strategies:
Fundamental ($19 per month)
Guru ($99 per month)
Premium ($199 per month)
Even SamCart is an absolute steal with the features they provide you. However, I've discovered that the Fundamental is good enough but if you're doing a lot of business online, you want to get the Pro plan.
Also keep in mind that if you are wanting to save a little money, they give you a discount if you pay yearly. I suggest that you take advantage of the free trial (to ensure that it's definitely suitable for you) and then paying yearly to conserve money. If you pay annually, the Pro plan is $888 per year (which saves you $300) and the Premium program is $1,788 annually (which saves you $600).
SamCart Supplies a 14-Day Free Trial (and Money-Back Gurantee)
If you're on the fence about trying SamCart, they Provide a free trial.
This means that you can test them out absolutely free, and if they don't make you more money than your old shopping cart (or you simply hate it for some reason) then you can fire them. You can cancel and walk away.
Plus, they have a 30-day 100% money-back guarantee anyhow, further lowering the risk.
Based on SamCart, the average SamCart seller makes up to 5X more than the ordinary seller on different platforms. What do you need to lose? Begin now. Ecommerce Business Software
Click here to start your SamCart free trial.


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Over the next 15 days I will be on the move! This is the first of my daily updates from the road (and air!). I am kicking my travels off with a two hour drive to Spokane, then roughly 6.5 hours of flight to Atlanta, GA for Praxis Weekend. Following that, I will spend about a week and a half in Nashville, TN. Stay tuned for photos, updates, and possibly even an article or two along the way!
8:00am- On the road with my parents. They are dropping me off at the Spokane International Airport. First time flying out of that one! Typically my adventures begin somewhere small, such as Lewiston or Walls Walls. So this will be new. Also, this is the longest trip I will have taken so far- a total of 15 days. I guess the theme of this trip is "go big or go home"!
8:55am- My mind is weird. I saw some farm equipment plowing a field and saw all the wheat shooting out the back… it kind of looked like it was having projectile diarrhea o_O
11:34am- The Spokane airport is really chill. Also, the only airport I've flown from that has big wooden rocking chairs in the terminal waiting area. Interesting. My flight is delayed by about 20 minutes, so I will be hanging here for a couple hours yet.
In the meantime, let me give a friendly reminder… remove your shoes, jacket, and phone before the security check. I forgot, so they patted my butt. Heh oh well. It wasn't one of those weird invasive checks that everyone complains about, so whatever.
1:28pm- After a bit of a delay, we are finally boarding! Good gravy. I forgot how small the regional flights are. I am continually grateful that I am a skinny 5'2 girl.
1:47pm- There is something incredibly cool about realizing that you are traveling faster than any human being could dream of back 100 years ago. People just don't think about it often anymore, as flight is so commonplace. But seriously, stop and appreciate it sometimes. It is truly spectacular how far humanity has come, and we just keep moving forward.
2:31pm- I am sitting right over the landing gear. That feels freaky. But kinda interesting.
3:52pm- Wow. My plane to Georgia is fancy. I thought only first class got video screens! First time I've been on one like this.
3:56pm- Oh my goodness. The movies are FREE?! This is super cool. Going to check out the new Beauty & The Beast.
6:02pm- I've been in this plane for three hours (2 of which we have actually been flying)... I am ready for it to be done. The most substantial things I've had to eat all day are a bowl of oatmeal and a cliff bar and a protein drink. Really feeling this lack of food. And all the sitting. And all the recirculated stale air. And no daylight… like seriously. Everybody on the plane has their windows shut. It's so freaking dark in here. Remind me not to ever fly over seas… if I feel this antsy for 5 hours in a plane to be over, I can't imagine how awful a 12+ hour flight would feel.
6:40pm- Wheeee! Turbulence! Is it weird that I like it? It makes the flight more interesting. It also makes it feel more like a car trip, and I love car trips. I just wish we weren't told to sit down because I just drank a bunch of apple juice, coffee, and water and now I really have to pee…
6:48pm- Well, it must be ok to get up again because I saw other people coming back from the bathroom, so I went for it! That was trippy. I am not usually one for bathroom selfies, but this place felt mysterious and space-agey… the sudden jolt of light turbulence added to the effect, however I think it mostly felt that way because of all the blue light.
6:53pm- You know what's great? Being small enough to sit criss-cross in airplane seats.
7:16pm- You can learn a lot about yourself while traveling. I have cemented the fact that I don't hold still well and need a hearty amount of daylight. If I was young enough to somewhat get away with it, I would be running down the aisles, sprawled out on the floor, or maybe hanging upside down out of my seat. Oh, and definitely opening the windows… although I just glanced at the one someone has open just a sliver and can now see that it is dark out. That's sad. Guess that means I am probably over a time zone where it isn't actually in the 7pm range. On the upside, I think I will get to leave the plane in close to an hour. I swear, I am a hyperactive toddler inside.
11:55pm- It's so weird being in such a huge airport (the world's largest, I am told) and experiencing so much quiet.
12:37am- Wow. This apartment is even classier than I expected. And what a view! My roomies seem cool too. Yay! Worth the long day of travel.


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How can porcelain veneers improve my smile?
Porcelain veneers are a versatile cosmetic dental treatment that we use to resolve a number of esthetic concerns. Veneers look just like your natural teeth, and once they are placed, people won't be able to tell that you've had work done – they will only notice your beautiful smile!
At Meadow Creek Family Dentistry, we use porcelain veneers to conceal a number of cosmetic dental flaws:
- Badly stained or discolored dental enamel
- Teeth with minor alignment issues
- Broken, cracked, or chipped teeth
- Gaps and uneven spacing of teeth
Veneers are made of ultra-thin slices of porcelain bonded permanently to the surface of your teeth. Porcelain is a great material for veneers because it stands up to normal wear and tear but closely resembles the appearance of your natural teeth. Veneers made of porcelain can be shaded to match the rest of your teeth so that they blend in seamlessly with your smile.
Dr. Hunt and Dr. Caldwell have created many beautiful smile makeovers with porcelain veneers. If you are tired of the flaws you see in your smile, porcelain veneers at our Inman, SC dental


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By Gernot Holzinger, Augustin
I was born in 1964. My parents were originally from the Waldviertel region in the north-west of Lower Austria, but later moved to Salzburg where my father, who was in the Austrian Armed Forces, was stationed. I do not wish to discuss the quality of relations within my family.
Hardly anyone has a longer list of jobs under their belt than I do: it includes around 30 different employers. This lengthy list has a lot to do with my downward spiral from social drinker to closet drunk. I couldn't put up with any boss – and no boss could put up with me either. And so, even when I had not drunk a single drop, I still quit countless jobs. I possess the unfortunate quality of not taking kindly to subordination.
I lasted the longest in my "most intellectual" job, which was in the university library. The worst job I've ever had was at the tax authorities of the city of Salzburg. There, I received nothing but abuse from the customers – as if I were responsible for them having to pay more tax. I have been on antidepressants since the age of 18. If you need a label to describe my life story, then I would suggest "multiple addiction phenomena". That's how a therapist described me. Besides my alcohol addiction, which I have been unable to overcome despite numerous courses of withdrawal therapy, I am also addicted to slot machines and pills.
I think I was about 22 when I first went to Vienna. My addictions prevented any stability. I have been honoured with a "lifetime ban" from the Gruft, which is an emergency shelter in the 6th district run by the Caritas charity. Other emergency shelters accepted me in my drunken state, but I could not accept their house rules: you must be out by 8 a.m., aren't allowed in before 6 p.m. but then have to be in by 10 p.m. These days, I sleep at a homeless shelter run by the Arbeiter-Samariter-Bund (ASB). Their rules are not as strict, though I don't think they like it when I invite someone to my room.
I consider myself an Augustin veteran and I certainly identify with this paper. Firstly, with regard to its content. And secondly, because it helped me to overcome my depression. I have already written for the Augustin, too. I am currently suffering from writer's block though, which I need to get past somehow. I now have my gambling under control. I have had myself registered on the casino self-exclusion list. I no longer have any gambling debts: my only debts are with the Wiener Linien public transport authorities for travelling without a ticket. It is a hefty sum. I actively participate in political campaigns organised by the Augustin for things, such as free use of the public transport system. And, like our editors, I fear legal developments. Could someone please explain to me how, of all people, those who are as badly off as I am, contribute to the fascists becoming ever-stronger?


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Enjoy the true beauty of the great outdoors close up with these 7x magnifying binoculars by Lux. Constructed with ruby colored UV optics for increased clarity and glare-free viewing. The rubberized body provides a secure grip making these binoculars perfect for viewing nature, sporting events, concerts and more!
General Disclaimer: We aim to provide accurate product information, however some information presented is provided by a 3rd party and is subject to change.See our disclaimer.
- Includes binoculars, neck strap and carrying pouch
- Ruby colored high-quality glass UV optics for glare-free viewing
- Magnification 7x more powerful than the naked eye
- Ergonomic rubberized construction for improved grip
- Built-in directional compass for navigation
- Perfect for outdoor sporting events, nature walks, concerts and more
- Model number: 1007900
- 7.2"L x 3.2"W x 7.4"H
- Material: Glass, plastic, rubber
Return Policy
If you wish to return your online order, please visit your order history to start the return process. If you have any issues, contact our Customer Care Support Center at 1-866-BIG-LOTS (244-5687) for assistance with making your return. Please be prepared to provide your order number and email address, or your rewards number, so that we may better assist you.
For return terms, see our full Returns Policy.
For return terms, see our full Returns Policy.
Already own this item? Share your thoughts,we value your opinion.
Be The First To Write A Review


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Triangle necklace with nano turquoise stones. Made of 925 sterling silver triangle shape with nano turquoise stones. It can be adjusted from 15.74 inch (40cm) to 17.71 inch (45cm) with the additional extender chain.
This triangle necklace in unique pyramid shape perfect for everyday wear, this modern triangle necklace will help keep any style current.
All Prices are in US Dollars
EVIL EYE STORE © 2019 - Registered Trademark ®


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Wilson Pro Staff Light Squash Racket - 2017/18
Product Information
Technical Specification
Wilson is a world leader in sporting goods and racket sports. They are renowned for their quality, innovation, and dominance; with this year's rackets continuing this trend. Pro Staff and Blade are some of the most recognised names in Tennis and Wilson has finally delivered these winners into Squash and we can promise you they won't disappoint. Boasting sleek and identifiable minimalistic cosmetics, Wilson has stripped away the unnecessary elements and focused on the essentials designing two of the most exciting series we have seen in years from any brand.
Integrating Countervail technology into these frames maximize player energy, reduce muscle fatigue, and shortens player recovery time. These frames will leave you feeling like you could play squash all night, wake up in the morning and want to do it all over again with an arm as fresh as the day before.
Head Size 467 cm2 Frame weight 138g unstrung Balance 13.15 in / 33.4 cm (2 pts HL) String Sensation Strike / String Pattern: 14 x 18 Grip Wilson Exact Tack Racket cover Yes
Delivery information at Just Squash
We ship from the UK worldwide and have a fantastic range of delivery options. Delivery rates depend on your delivery country.
UK Shipping Rates
3-7 Days - Royal Mail 2nd class - £3.99 (Restricted to smaller items)
4-5 Working Days - £5.99 (FREE Over £75 Orders) IMPORTANT NOTICE: if you have an item shipped with FREE postage and then decide to return the item for a refund, we will refund your item minus the shipping fee's incurred by us (Just Squash).
Next Day Delivery - £7.99
UK 48 Hour Delivery - £6.99
UK Next Working Day Before 12 Noon - £14.99
UK Saturday Delivery £19.99
International Delivery
Non-UK orders will be sent via either DHL by Air. Shipping rates vary depend on the size and weight of the ordered products. For a comprehensive breakdown of shipping rates per country please click here: international shipping rates.
Here at Just Squash we know sometimes the product you order may not always fit, be the colour you expected or might be an unwanted gift for a friend. Products can either be returned to our store: Just Squash, Letchworth Tennis & Squash Club, Letchworth, Hertfordshire, SG6 3TB or sent via post. It might be worth contacting us to see if we can resolve your issue before you decide to send the item back.
What is your returns policy?
Providing the item is unused and in the original packaging you can return any item to us for a refund within 14 days or if its an exchange you have up to 28 days.
You might also be interested in
Wilson Pro Staff Countervail Squash Racket - 2017/18£88.92RRP: £120.00 26% Off26% SAVING
Wilson Blade Countervail Squash Racket 2017/18£74.65RRP: £110.00 32% Off32% SAVING
Wilson Blade Ultra Light Squash Racket£76.49RRP: £90.00 15% Off15% SAVING
Wilson Blade Light Squash Racket 2017/18£59.49RRP: £70.00 15% Off15% SAVING


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The Al-Nusra Front militants launched their attacks from the town of Mayer which is near al-Zahra and Nubl towns.
The popular forces of al-Zahra and Nubl have been in a state of alert after the intensified missile attacks by the terrorists were launched from the Northern parts of the two regions.
In a relevant development on Thursday, the al-Nusra Front terrorists fired over 30 Grad missiles at residential areas in the two towns.
The schools in the two besieged towns have been closed to protect children from missile attacks after mortar rounds were fired at a school following which the students were transferred to a safe shelter.
Sources said in December that over 15,000 mortar rounds and missiles have been fired at the two regions in the past four years that they have been besieged by the terrorist groups.
"Firing of over 15,000 mortar shells and missiles at these towns since the start of their siege is an instance of the terrorists' savage acts," a field source told FNA last month.
The source underlined that 15,329 mortar shells and missiles have been fired at al-Zahra and Nubl residents which included 81mm, 60mm and 120mm mortar rounds and 107mm shells as well as Grad, anti-armor TOW, Elephant and Malotka missiles, gas-cylinder rockets, tank shells and 122mm, 130mm and Fozlika artillery shells.
According to the source, over 2,515 houses in the two regions have also been destroyed in the terrorists' missile and mortar attacks.


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Rescon engage with Victrix, Caja, Oxford Innovation, University of Manchester, and Telefonica.
Rescon continue to work with NHS Wales Informatics Service, ORCHA, and Connected Health to develop mobile app user experience and user interface design standards.
Rescon engage with the NHS Personal Health Records Programme.
Rescon continue their engagement with midwives, other clinicians, partners and administrators to continue the digital transformation journey for maternity care in Cheshire and Merseyside.
Rescon work with Hertfordshire Partnership University NHS Foundation Trust to deploy Lincus for people with learning disabilities across Hertfordshire, Essex and Buckinghamshire.
Rescon continue to work as part of the Diabetes Digital Coach with Lincus integrated as the digital personal health record to support diabetes self-management.
Rescon meet with Halton CCG, NHS Digital, and Imosphere to discuss digital solutions for maternity care.


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2018 Municipal Election – Candidates Answers to Questions
The Tillsonburg District Chamber of Commerce is pleased to send you the answers to ALL the questions asked by you, our Chamber members, of the 2018 Municipal Election Mayor and Councillor candidates.
We were pleased to host the 2018 All Candidates Debate last night. Due to time constraints, only a few of our Chamber member questions were asked at the event. However, by clicking on the candidate names below you will see that all questions submitted have been answered by them.
These questions were related to the top three municipal priorities for business members:
- Taxes
- Economic Growth
- Infrastructure Investment
We were also pleased to be able to provide time for questions from the audience at the session last night.
For those unable to attend, the evening's session will be covered by Tillsonburg News reporter Chris Abbott in a quick coverage article on Friday, October 5th, and then with full coverage in the Wednesday October 10th and 17th papers.
Rogers TV taped the event and when we learn the broadcast dates we will let you know.
To review each candidate's answers please click on their name:
Stephen Molnar, Candidate for Mayor
Mark Renaud, Candidate for Mayor
Councillor Candidate, Maxwell Adam
Councillor Candidate, Cindy Allen
Councillor Candidate, Dave Beres
Councillor Candidate, Penny Esseltine
Councillor Candidate, Deb Gilvesy
Councillor Candidate, Sherry Hamilton
Councillor Candidate, Michael Holly
Councillor Candidate, Pete Luciani
Councillor Candidate, James Murphy – not submitted
Councillor Candidate, Chris Parker
Councillor Candidate, Chris Rosehart


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Today's Post by Joe Farace
Sigma has a bunch of lenses in its ART lens category, which is a high quality series of optics that are designed to "emphasize creative expression above compactness and multi-functionality." I took the 30mm f/2.8 DN and 19mm f/2.8 DN lenses to Key West, Florida to see how they handled the rigors of travel photography
Priced at $169 they are designed for mirrorless interchangeable lens cameras and incorporate telecentric optical designs with an internal focusing system that produces smooth, quiet and accurate focus. Both lenses have a brass bayonet mount and are available in your choice of black or silver finish.
The Sigma 19mm f/2.8 DN is a lens that with my Micro Four-thirds system cameras produces an angle-of-view equivalent to 38mm. It has three glass molded aspherical elements and Super Multi-Layer Coating to minimize aberrations. Sigma says it's useful for studio photography, architecture and starry skies. Its minimum focusing distance is 7.9-inches and has a maximum magnification is 1:7.4.
Sigma's 30mm f/2.8 DN has an angle-of-view equivalent to 60mm. It uses two glass molded aspherical elements, including a double-sided aspherical element and Super Multi-Layer Coating to minimize aberrations. Its minimum focusing distance is 11.8-inches with a maximum magnification of 1:8.1. Both lenses come with a lens hood and a well-made case.
In Key West, I ended up mostly using the 19mm f/2.8 DN lens because it seemed to be the most versatile when shooting in the kind of documentary situations I found myself in. The 19mm proved to be an able traveling companion but not so much for its lens hood, which kept jumping off. Maybe that's a "Joe problem." Not having a hood did produce flare in one or two of the 400 shots I made with this lens. Otherwise, the 19mm f/2.8 DN did a great job producing sharp images and I never, although I though I might, wondered if it would have been better if I had a zoom.
How I shot the above image: The 19mm f/2.8 DN was in its element shooting under the low light conditions inside Audubon House where I made this photograph with a Panasonic Lumix G2 (see my comments about it on my Audubon post) and an exposure of 1/50 sec at f/2.8 and ISO 400. Shot in color and toned with PhotoKit 2.
Along with photographer Barry Staver, I'm co-author of Better Available Light Digital Photography that's available from Amazon for $21.88 prices with used copies selling at giveaway prices—less than four bucks, as I write this.


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A high-fat flatfish, perfect for smoking
Greenland halibut lives at the bottom of the ocean in depths of 250-2000 metres, where the temperature is ice-cold. Several product forms are available, primarily headed, gutted and tail-off. The fillets are mainly produced as skinless and boneless.
It is caught in the waters around Greenland, Iceland, the Faroe Islands and New Foundland. The season goes mainly from April to September depending, however, on where in the North Atlantic it is harvested. In Greenland even winter fishing takes place.
Greenland Halibut fishing grounds
More information about Greenland Halibut
Whole Round, Headed & Gutted
Processed Products


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Its specifications- available free online- have been developed jointly by EDF teams (Sales and Marketing and R&D) in conjunction with 14 leading industrial partners... 14 industrial partners.
On the occasion of the World Nuclear Exhibition, EDF has signed a set of official cooperation agreements with European industrial partners... In signing these agreements, EDF is able to team up with industrial partners who can supplement the Group's range of solutions with their own technologies and expertise, whilst also establishing partnerships with industrial players who have been working on similar technical matters to those encountered by the Group on its own project.
The teams from EDF and its industrial partners meanwhile remain fully mobilized to complete the loading of nuclear fuel during the 4th quarter of 2019 under target construction costs for EDF at the commissioning date kept at euros 10 9 billion*. *In Euros 2015, excluding interim interest.
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In the framework of the 2018 World Nuclear Exhibition, EDF signed a set of agreements to formalize cooperation with European industrial partners. The purpose of these agreements is to strengthen the industrial sector of nuclear decommissioning in France and to promote its international development, in particular through Cyclife .
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EDF installations have proven their worth over the world (reliability, efficiency...) . As a reliable industrial partner, we guarantee the success of your projects on a long run basis... EDF installations have proven their worth over the world (reliability, efficiency...) . As a reliable industrial partner, we guarantee the success of your projects on a long run basis.
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Nautica Tideway Quilt Bed Bath Beyond
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The opportunities keep slipping away from Oregon.
This time the ball was in Richard Amardi�s hands in a tie game with 8.5 seconds left before UCLA�s Jordan Adams ran in to force a jump ball that went to the Bruins.
Given another chance, Travis Wear rolled in a short jumper with 5.3 seconds left that lifted the Bruins to a 70-68 victory over Oregon on Thursday night in Pac-12 Conference basketball at Matthew Knight Arena.
There were a couple of other rebounds that got away from the Ducks (14-6, 2-6), a potential go-ahead three-pointer by Jason Calliste that rolled off the rim in the final minute, and finally a shot by Johnathan Loyd at the buzzer that was blocked.
�We�ve got to get the rebound at the end,� Oregon junior guard Joseph Young said. �We had three consecutive rebounds that we didn�t get. The toughness plays we need to get. One on the floor, one on the jump ball and one that was tipped out of bounds. We have to get tough.�
Instead, the Ducks are dealing with another tough loss, their sixth in the past seven games including three in a row at home with two of those coming after Oregon had a shot to tie at the buzzer.
Loyd, who was playing with a facemask two days after breaking his nose in practice, got the last chance against the Bruins, but Kyle Anderson blocked his shot. Oregon coach Dana Altman said the final play was designed for Young, who scored a game-high 25 points.
�We were hoping he�d make a play for Joe there,� Altman said. �I�ll have to take a look at the play, but that�s not what we had planned. We wanted Johnny to push it hard and Joe to pop off the baseline. We knew they would probably pack it in so I thought we�d have an opportunity to get Joe a clean look and we just didn�t get it.�
After starting the season 13-0 with a No. 10 national ranking, the Ducks are stuck in 10th place in the conference at 2-6.
�We�re not where we thought we�d be or where we want to be,� Altman said.
Oregon was in a good spot after Amardi capped a 14-0 run with two free throws that put the Ducks ahead 68-65 with 1:12 left in the game. However, Adams drove for a basket and was fouled, tying the score at 68-68 on a free throw with 56.5 seconds remaining.
Calliste, who made four of his first eight three-pointers including one that put Oregon ahead with 1:34 to go, shot a three-pointer that just rolled off the rim with 39 seconds left. Anderson missed for the Bruins, but Adams tied up Amardi for a jump ball that had everyone in the arena staring at the possession arrow, but the Bruins didn�t have to look.
�The (possession) arrow was ours,� UCLA coach Steve Alford said. �We talked about that in our timeout. We get a huge tie-up after a miss and get possession again.�
UCLA�s last chance ended up in the hands of Wear, whose shot dropped for the game-winner.
Oregon called time out with 5.1 seconds remaining, and Loyd took the inbound pass and drove the court until he pulled up for a shot as he passed the free throw line, but Anderson blocked the shot.
Oregon shot 39.6 percent from the field, marking the sixth time in eight conference games that the Ducks have shot less than 43 percent after being among the nation�s top shooting teams in nonconference play.
Young broke out of his shooting slump by making 6-of-11 shots including three three-pointers for his 25 points, and Calliste added 21 and Amardi had 13. Damyean Dotson was the only other Duck to make a field goal as he finished with seven points.
Mike Moser picked up two fouls in the opening minutes and went scoreless in 14 minutes. Point guards Dominic Artis and Loyd were 0-for-8 from the field and combined for two points in 33 minutes.
Oregon led 36-32 at halftime but missed 6 of 7 shots to start the second half, allowing UCLA to take a 45-38 lead. That was followed by a stretch where the Ducks couldn�t miss, tying the score at 52-52 on three free throws by Calliste with 10:35 to go.
Then the Ducks went cold again, committing turnovers on four of five possessions, helping the Bruins take a 65-54 lead on a three-point play by Norman Powell with 6:10 to go.
�We stopped driving the ball,� Young said. �We kept shooting it quick. They stayed with the zone and we kept shooting threes�?�
Young started Oregon�s final push with four free throws and then Calliste hit a layup for Oregon�s first field goal in more than 7 minutes. Young drove for a lay-up and added a free throw to get the Ducks within 65-63 with 3:21 to go and Calliste later added a three-pointer to cap a 14-0 run as Oregon held the Bruins scoreless for more than five minutes.
However, the Bruins scored on their final two possessions when the Ducks couldn�t convert.
�We made the plays down the stretch, especially defensively,� Alford said. �We made the stops we had to get late in the game.�
UCLA survived an off-night from Anderson, the reigning conference player of the week who was 1-for-8 from the field and had six points and 10 assists to go with nine turnovers. Adams led the way with 19 points and Powell added 17.
The Bruins (17-4, 6-2) took over sole possession of second place in the conference; the Ducks missed a chance to build on their victory over WSU.
�It was a big opportunity, especially when we came back,� Altman said. �We had some good defensive possessions and got the lead there. It was a great opportunity for us, but now it�s battle back.�
Oregon-UCLA boxscore


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General Objective
To give the participants of the PPD a general knowledge of the Field Accounting of MSF-OCBA.
List of contents
- General Accounting
- Accounting Process
- Accounting Principles
- ACMA Role
- Chart of Accounts
- Economic movements
- Correction and Approval
- Management Accounting Information
- Controlling the Accounting
- Accounting Closing
- Accounting Revision
Course Completion and Final test
How to Enrol
Send your application form to email@example.com. Application forms are available in "How to Apply" on the homepage.
Who is this course aimed at
Participants of the PPD Admin Course of MSF-OCBA.


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Enabling recognition, disclosure and a just response
Suellen Murray and Anastasia Powell
Adults with a disability can face particular barriers to disclosure of sexual assault and the responses to those who disclose are often inadequate. Enabling disclosure and providing the most appropriate responses across public policy, the criminal justice system and the service sector require further and urgent attention. This Issues paper, drawing on international literature as well as consultations with staff of a number of Australian programs, provides clear directions for future research and practice in responding to and preventing sexual assault among adults with a disability.
Authors and Acknowledgements
Dr Suellen Murray is Senior Research Fellow Global Studies, Social Science & Planning at RMIT University. Her research has examined the history of domestic violence services and social policy concerning domestic violence. She has also worked in a range of positions including those concerned with human services service delivery, research, policy development and program administration.
Dr Anastasia Powell is a Lecturer in Humanities and Social Sciences at La Trobe University where she teaches in deviance and social control. Her research has examined young people's love/sex relationships and the prevention of pressured and unwanted sex.
To write this Issues paper, we were asked to review the published literature on sexual assault of adults with a disability, particularly in relation to its prevalence, barriers to disclosure and good practice in the area of responding to disclosures. While there is substantial international literature on both prevalence (although, as discussed, typically reliant on poor quality or limited data collection) and barriers to disclosure, there is much less on responses and, in particular, case studies of good practice. To supplement the published literature, we consulted with selected key stakeholders working in this field, listed below. We would like to acknowledge their contributions. The consultations were highly informative and added significant further depth to our understanding of the issues.
Publication details
Murray, S., & Powell, A. (2008). Sexual assault and adults with a disability: Enabling recognition, disclosure and a just response (ACSSA Issues No. 9). Melbourne: Australian Centre for the Study of Sexual Assault, Australian Institute of Family Studies.
Download Publication
Further reading
Outlines four central assumptions concerning male sexual assault, and we identify research and data that dispel these assumptions
This paper examines men's role in the prevention of sexual assault
This paper discusses some of the widespread effects of sexual assault on families, professionals and society as a whole.
These guidelines have been developed to build the capacity of workers in the sexual assault and alcohol and other drug sectors to support clients.


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First, the good news - my Stampin' Up parcel has arrived and the contents are spread all over the dining room table! Ten stamp sets, seven punches, two embossing folders and one die set - wow! I have tested the punches and christened one of the stamps, so far :-)
Now for today's card. I bought this Authentique paper pad because it looked really nice online, but I was really disappointed when it arrived, I didn't like it at all. So I am trying to use it up on card-making!
I embossed a plain sheet with a dotty embossing folder and cut a square to place an image on. The Memory Box dies are recent purchases, Crafts U Love had the background die on their weekly special a while ago, then a couple of weeks ago the outline came on special too! I cut the butterfly background from a spotty paper to echo the embossing and then the outline with a plain colour, using Stick It for the outline and this worked brilliantly. The, ahem, unusual corners are due to the fact that I picked up a corner rounder rather than the intended inverted corner punch..... having made the mistake on the first corner, I went all the way round and then tried out the inverter on the rounded corner to see what happened. It's not bad, but I don't plan to do it again LOL.
I am really pleased with this card even though I still don't like the paper!! These butterfly dies are going to be very useful.
Tuesday, 28 October 2014
Birthday card - Butterflies
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