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Mega Bears Fan
In the comments of a recent post about Silent Hill 2's Otherworld, I had a discussion with a reader about the time period in which the Silent Hill games take place. This is actually an interesting and difficult topic, so I thought that I would dedicate a post specifically to it.
First and foremost, let's remind ourselves of when the games were released:
It is very important to note that no specific dates ever appear in any of the Silent Hill games that were developed by Konami's internal Team Silent studio. If dates are provided, they are either only the month and day (and not the year), or they are time periods relative to the events of the game (such as referring to the "events of 17 years ago" in Silent Hill 3), or it is just the year of an historical event in the past (such as the document about the sinking of the Little Baroness). Even documents that you would expect to have dates (such as newspapers, journals, diaries, patient reports, and police records) are intentionally left dateless (or at least ambiguous).
In Silent Hill 2, there is a point in which James finds newspapers scattered around a hallway. Upon examining the floor or walls, James comments that the newspapers have today's date. This would have been a perfect opportunity for the developers to provide a specific date for the game, if they wanted to. They could have had James read the date on the paper to the player, or the paper itself (with its date) could have been made clearly visible. The developers didn't do this; they left it completely ambiguous.
The developers went out of their way to not provide any specific dates for the games. Why would they do this? Typically, works of fiction that are not set in particular time period are written to be contemporary. Unless otherwise specified, most works of fiction should be assumed to take place now with respect to the consumption of the work by its audience, regardless of when "now" happens to be. if it's not contemporary to consumption, then it's usually contemporary to creation. This is usually pretty obvious if the work contains detailed descriptions of locations, technologies, and events that can be easily dated.
If we look at the original Silent Hill game in a vacuum, then the game provides no internal indication that it takes place at any specific time period. Players in 1999 probably had no reason to believe that the game took place in any year other than 1999. The same is true for Silent Hill 2, 3, and 4: if looked at in a vacuum, they can all be considered to take place in the same year that they were released. And if you didn't even know the year that the game was released, there's very little within the games to indicate that they take place at any time other than now.
However, this assumption falls apart because there is an absolute time difference of seventeen years between the events of the first game and the events of the third game, even though the difference in time between releases of the games was only four years. So we can't assume that each game takes place in the year of its release. At least one game has to be shifted on the timeline. So which game (or games) should be assumed to have taken place when?
Tags:Silent Hill, Silent Hill 2, Silent Hill 3, Silent Hill 4: the Room, history, Harry Mason, Heather Mason, James Sunderland, Maria, Henry Townshend, 1980s, 1990s, 2000s, 1986, 1987, 1994, 1999, 2003, 2008, 2016, Jeep Wrangler, telephone, cell phone, smart phone, rotary phone, computer, television, technology, anachronism, timeline, Konami, Team Silent, The Silence of the Lambs, Mary Shepherd-Sunderland
This may be old news to some people, but earlier this month, I came across a post on Silent Hill Memories dot net that included scans of the full, 14-page pitch document for the game that became Silent Hill: Shattered Memories. Climax held a contest to give away seven copies of the document to fans, and scans of the document have since been posted online in various sources.
The document tells us that the final product ended up being radically different than the original concept. Apparently, Climax did not originally intend to do a remake / reboot / "re-imagining" of the original Silent Hill. Instead the plot would continue on with the standard Silent Hill timeline (presumabely following the events of Homecoming) with a new character. The game's working title was Silent Hill: Cold Heart. The document outlines what some of the game's intended features were supposed to be (including combat mechanics that were completely cut from the final product), describes the main character, and also provides a brief walkthrough of an early chapter of the game.
The introduction page describes the playable character: Jessica Chambers. Jessica was planned to be an over-stressed and emotionally-vulnerable college student. She ends up in Silent Hill after a freak snow storm causes her car to crash on her way to visit her parents.
Jessica is described as being "emotionally vulnerable" and is dependent on a therapist. She has nightmares and is "weighed down by a deep sadness". The pitch doesn't specify the nature of this sadness or her reason for being dependent on a therapist (other than perhaps the stress of college).
I would suspect that the reason for her sadness and the therapy would have been similar to Shattered Memories: that one or both of her parents are probably dead, she has repressed the memory, and experiences nightmares of Silent Hill as a subconscious attempt to confront these repressed memories. You know, repressed memories of dead people is what Silent Hill is all about, right? ...
Tags:Silent Hill Shattered Memories, Silent Hill Cold Heart, Konami, Nintendo, Wii, pitch, sequel, reboot, therapy, horror, puzzle, combat, map, Jessica Chambers, Cheryl Mason, Heather Mason, women, Silent Hill, Climax Studios
I was going through the comments on my posts a while back, and I came across a doozy of a comment by user Maiden T. I'm not going to replicate the entire post here, but you can review the comment at the link provided. In summary, the commenter asserts that Silent Hill, as a series, was never about occultism, and that all the games were "repressed-memory morality tales". The first Silent Hill and "to an extent the third one" are the exceptions (according to Maiden T).
My mind just about exploded when I read this comment, and I started typing up a response, only to realize that I had written a whole blog's worth of counter argument. So, I decided to just turn it into a new blog. I'll continue my series of analysis and interpretation articles about Silent Hill with a write-up about how the series is most definitely about occultism.
I've already tackled two topics that I consider to be common myths about Silent Hill. The first was about the over-sexualization of Pyramid Head, and the second was about the realness of the Otherworld. Now I'll address one of the most fundamental misunderstandings about the series: what is it about?
Probably the most core and fundamental myth about the Silent Hill series is the continued propagation of the idea that the series (as a whole) is about characters dealing with repressed inner demons - typically a repressed memory of guilt over a perceived sin which they have committed. This idea is rooted in the popularity of Silent Hill 2. It is so pervasive, that the designers and producers of newer installments of the series embrace it, while dismissing the other critical elements of the other games' stories:
"[My favorite SH game is] Silent Hill 2. I didn't really care for all the heavy occult based storyline in SH1 and 3. I felt SH2 had the best stand alone storyline, and provided the best atmosphere of all the SH games by far.
I find all the in's and out's of 'The Order' to be overly intricate and rather uninteresting, but that's just my opinion."
- Devin Shatsky (producer, Shattered Memories, Downpour), in an interview with Hell's Descent (Nov 5, 2010).
The reason that Silent Hill 2's design was so successful (and unique within the series) is because SH2's excellent atmosphere was based around feelings of melancholy and depression rather than fear and threat.
Exploring a character's personal guilt and depression works great when the entire game is designed around that central, unifying theme! It doesn't work quite so well when ...
Tags:Silent Hill, Silent Hill 2, Silent Hill 3, Silent Hill 4: the Room, Silent Hill Origins, Silent Hill Homecoming, Silent Hill Downpour, Silent Hill Shattered Memories, Team Silent, Konami, cult, occultism, fan fiction, horror, Harry Mason, Alessa, Dahlia Gillespie, Cheryl Mason, Heather Mason, James Sunderland, Red Pyramid Thing, Pyramid Head, Claudia Wolf, Vincent Smith, Henry Townshend, Walter Sullivan, Travis Grady, Alex Shepherd, Shepherd's Glen, Murphy Pendleton, occult, ritual, Flauros, demon, god, Mary Shepherd-Sunderland
One of the greatest strengths of the early Silent Hill games - developed by internal Konami studio Team Silent - is their exceptional character design. The characters presented in these games are among the best in all of gaming history at illiciting emotional responses from the players - both positive and negative.
It all starts at the top, as the protagonists of all three games stand tall and proud as paragons of game character design. This blog will contain major plot spoilers for Silent Hill 1-3. Read at your own risk!
Having relatable and likable characters is essential to the success of just about any horror story (whether in the form of a book, movie, game, or any other medium). It's hard to feel afraid for a character that you just don't care for.
Harry Mason of Silent Hill is a great example of a relatable "Joe Everyman" protagonist. Harry is a simple writer trying to take his daughter on a vacation. He wrecks his car and wakes up to find his daughter is missing in a seemingly deserted and haunted town that is closed off from the outside world. Harry isn't a superhero or elite special forces operative. He's just a guy. He could be anybody. This makes him instantly relatable to an audience.
Tags:Silent Hill, Silent Hill 2, Silent Hill 3, Harry Mason, James Sunderland, Heather Mason, Team Silent, Konami, character
Fathers in video games don't typically turn out to be very good role models or successful parental figures. Often, they end up being surprise villains, or they turn out to have been neglectful or abusive (physically or emotionally). A lot of times, parents in video games turn into cannon fodder, dying early in the game in order to push the protagonist into his or her heroic role.
Very rarely do you have a father character in a video game who sticks around and actually gives his children any amount of love or support. That's why I think Harry Mason is such a special character in video games, and quite possibly the best video game dad of all time. So this Father's Day, I'd like to take a moment to pay tribute to this wonderfully-designed gold-standard of video game parenting.
Harry Mason goes through hell and puts his life on the line to protect his seven-year-old adopted daughter in quite possibly the most fatherly display of love and dedication that you will find in a video game.
I recently had conversations with an old friend of mine from high school (screenname Huh?Mr.Box!) who had recently played the Silent Hill games for the first time. I expected to hear that his favorite game was Silent Hill 2, and that his favorite character would be James or Pyramid Head. I mean, that's what every Silent Hill fanboy says, right? Personally, I'm fond of Heather from Silent Hill 3. I'll admit, I had a huge crush on her when I played the game for the first time (and before you start calling me a perv, I was 17 when that game released!) because it was so unusual to see such a well-developed female character in a game.
I was surprised, however, when my friend's favorite character ended up not being James, or Pyramid Head, or even Heather, but rather Heather's father: Harry.
I guess with all the crazy characters that the Silent Hill series is known for, Harry kind of gets lost in the shuffle as being too "normal". But when asked why he liked Harry so much, my friend eloquently responded: "because he's such an awesome dad!"
And you know what, Harry is an awesome dad!...
Tags:Harry Mason, Father's Day, father, single father, parenthood, adoption, gender equality, Silent Hill, Silent Hill 3, Cheryl Mason, Heather Mason, Alessa, Christophe Gans, Huh?Mr.Box!
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I actually like playing the preseason in Madden10/07/2019 If you've already read my review of Madden 20 on my personal blog, then you know that I consider this year's release to be a massive disappointment. In fact, the last Madden entry that I actually liked was probably Madden 17. Despite my misgivings about this year's game, I do want to start off by talking about something in recent...
Self-Destruction in the fifth season of Game of Thrones06/18/2015 I've been seeing a lot of mixed reaction to the most recent season of HBO's Game Of Thrones (season five). Many sources on the internet have referred to it as the slowest and most boring season of the series so far. And episode six (Unbowed, Unbent, Unbroken) has been reviled as one of the worst episodes of the series due to...


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Facility for autism in County Limerick is riding high thanks to donation
A cheque was presented by Catriona Buckley of Liskennett Charity Gymkhana to Liskennett Equine Therapy Picture: Marie Wheeler
A COUNTY Limerick facility for children and adults with autism has received a welcome boost with €10,000 being donated to assist in the construction of a new jumps course.
A cheque was presented by Catriona Buckley of Liskennett Charity Gymkhana to Liskennett Equine Therapy.
Liskennett Farm in Granagh incorporates therapeutic day and residential services for adults and a Horse Boy Equine Therapy Centre for both children and adults.
The proceeds were raised from a gymkhana which was held in aid of the St Joseph's Foundation facility.
"They are hoping to build a mini version of Hickstead (there's an All England Jumping Course at Hickstead) at Liskennett," said Frankie Ward, press officer for the event.
"It is a mixture of all sorts of fences," she added.
Speaking at the cheque presentation at the weekend Joell Dunlap of the Square Peg Foundation explained the benefits of horse riding for people with autism.
"Joell explained that the motion, between the rocking movement and the movement of going over and across, it lulls them into a sense of security and calmness. It's incredible," said Frankie.
"They were explaining that one night two young men were having bad rages and they took them out and put them on two horses and walked them around at night for three to four hours and by four o'clock in the morning they were perfect and able to go to bed," he added.


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I knew before even starting week 7 that it would be tough! Kayla's Bikini Body Guide never fails to prove a challenge. I felt that my week 6 progress wasn't very good so knew I wanted to really push myself this week, plus the boyfriends parents were away so we were on dog walking duty everyday! Lots of LISS walks!
Monday Arms & Abs AM + LISSAs I was massively aching from the previous days leg workout I decided to do Wednesdays Arms & abs workout on Monday to give my poor legs a rest! As long as you complete the recommended workouts within a week I don't think it matters what day or what order they are in, just bear in mind not to work exactly the same muscle groups after each other. Burnt 315 calories in this workout, which for abs and arms without any cardio is pretty good. LISS was also a dog walk in the rain burning 233 calories!
Tuesday LISSLISS cardio in a 43 min dog walk burning 377 calories.
Wednesday LISSAnother LISS workout as a dog walk, forgot my heart rate monitor so no calorie burn but I still worked up a sweat.
Thursday Legs & cardioI really pushed it on legs and cardio, I did nearly two rounds of each circuit in the 7 minutes and lunged deeper than I had lunged before! Safe to say I may have pushed it a bit too far...I have one weaker knee and for days after this it was aching and felt weak. So next leg workout I know where my limit is. Burnt a whooping 558 calories in just over half an hour, pretty impressive if you ask me!
Friday LISSFridays workout was a super late dog walk in the dark! Could hardly see anything, luckily we had a torch. A 34 minute walk burnt 294 calories.
Saturday Abs & CardioWith my knee strapped up (aching still from Thurdays workout) I ploughed on with week 7 abs and cardio. Burnt 415 calories! Happy with that
Sunday LISSSunday was a LISS workout day so we had a walk in the country park, burning 333 calories.
Progress Photos
I'm pleased with this weeks progress, last week I didn't think it had changed much but my body feels a bit tighter and toned. I'm not sure why I look tanned in this weeks pic, I'm not, must have just been different light. I also remembered I hadn't done any progress pictures from behind and my gosh I was surprised! (please excuse the pink scribble, didn't think the world needed to see my bum crack haha)!
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Why The Nativity? 25 Compelling Reasons we Celebrate the Birth of Jesus
By: David Jeremiah
Drawing from both the Old and New Testaments, noted pastor and theologian David Jeremiah provides answers to 25 of the most thought-provoking questions surrounding the most pivotal moment in human history – the birth of Jesus Christ. The 25 chapters can be read according to the Advent calendar.
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Go back to the enewsletter Travel management comp
Go back to the enewsletter Travel management company Travel Beyond Group (TBG) has announced a joint venture with inbound travel company, Exclusive Travel Group – a specialist in upmarket travel in Australia, New Zealand, Papua New Guinea and the South Pacific – to bring a new luxury brand to the Australian market.The partnership sees Exclusive Travel Group's local operations now positioned as a brand under TBG in Australia, joining its established units, Sport and Entertainment Travel Management, Corporate Travel Management, Events Beyond and Escape Beyond.Travel Beyond Group's Managing Director Tim Lane told LATTE the JV gives Exclusive Travel Group "the opportunity to market, promote and use the resources and infrastructure of TBG, and now staff to drive high-end inbound into the Australian market".TBG, which is a member of the Virtuoso luxury travel network, has offices in Sydney, Melbourne and Perth, as well as an outpost in New Zealand's commercial gateway city, Auckland.Exclusive Travel Group has branches in Sydney and New Zealand."We will continue to develop and strengthen the partnerships within Australia's luxury travel market," Lane said of the deal."We will work with TMC's globally to help manage their high-end customers needing the ultimate experience in Australia and also have a direct channel for long-standing repeat and referral customers. For TBG it continues our strategy of being agile and boutique enough to ensure customer experience and service is maintained. A joint venture with an already established brand makes that happen."Established in 2001, the privately owned TMC is growing and diversifying its business "to remain relevant for our partners and customers," Lane said. Through the joint venture with ETB, Travel Beyond Group will now span 48 staff across five brands and four offices around Australia and New Zealand, with a total transaction value (TTV) of $75 million."Our company ethos is centred around working with people who have a passion for delivering outstanding customer experiences and service. Rob, Stephen and the team at ETG do exactly that."Exclusive Travel Group's Managing Director Rob Young said his company was "excited" to enter into the partnership with the TBG. "It gives our business the resources and infrastructure to further expand into the Australian market," Young said.Go back to the enewsletter


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TPA Performance DVDs
You can order copies of the video recordings of our performances on DVDs using the below form.
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You can order a range of printed TPA Theatre School merchandise (Including T-shirts) online direct from our supplier Rock The Dragon who will send them straight to you in the post. They will also deal with any queries you may have about your order.
Please note that whilst the postage cost for single T-shirts is only £1.50 all other merchandise costs £4.95 per order for delivery so why not club together with any other members wanting to order at the same time to save money on postage.
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Thanks for reading,
Monday, October 15, 2012
Sparkle nails!
Thanks for reading,
3 comments:
Love this stunning sparklesReplyDelete
Dream on has to be one of my favorite polishes of all time! I am thinking I need frenzy now though... :)ReplyDeleteReplies
I tend to buy the same polish colors in different brands over and over again. Yesterday I was browsing the promo pics for the new MAC holiday collection and seen a glitter polish that was so pretty. I decided I needed it when I noticed my nails matched the polish in the bottle. It was almost similar to Frenzy LOLDelete
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Tag Archives: Photos
[RAND] Something is Coming…
If you are not part of the subculture, then what are you part of..?
Anyway, an excuse to post pics of the Trinity so jump ahead for said pics in HQ…
TheUnderwear [Thai-Drama]
Ah yes, this drama!!
I can't believe I have not talked about this drama! As an apology I decided to make a music video of our Jay and Yin instead! I hope you enjoy it.
Music is of course from one of my all time favorites Leona Lewis! I just love her voice and her melodies. There are so many songs of hers that I wish I could make videos out of! It was a challenge to try and decide which song to use for this couple and since almost every fan has made a video of them I thought maybe I should go the somber route but even then the song choices were a lot!
In the end I settled of the acoustic version of 'Trouble' just to get that extra oomph from Jay's troubled life! Yeah sure they overdid it a bit with the sad vibes and I guess it is that one flaw that made me love the gay couple in the same show than these two!
Seriously, that gay couple was so well handled! I seriously cried towards the end when they finally settled things! I kid you not! Even as I was preparing clips for this music video I teared up some more because even just zipping through their scenes hit me in the feels!
Their story was so well handled! You know me, I like situations where the couple don't have feelings yet for one another when we meet them over those already in love because the best feelings are in the journey of them recognizing and accepting one another and that was the situation with our lovely gay couple here.
But speaking of our lesbian couple, I was truly shocked and I still cannot believe it even a year or so after the series ended that we got a lesbian couple in Jay and Yin!
When I first watched episode 1 I seriously doubted the idea that we could get main characters in Yin, oh so hot Yin that had that 'lead' vibe and it would be a miracle to turn her gay, fall in love with an even hotter and impossibly able to be gay Jay! Seriously, these two are the main ladies (as they are tangled in the most powerful thread of the series of a brother who committed suicide but was it suicide?).
Seriously people, I still can't believe it! Emma and Jeena!! Dear Thailand, you own the TV world hands down! No other country has a thing on you! Not even American, that fucked fate by giving us a 7 year lesbian couple in development in Pretty Little Liars' EMISON (Only 00s kids will remember)!
Speaking of Emma and Jeena though, you all know I have that syndrome where I ship characters before the show starts and when it does and they turn out to be wrong I get super bitter? Well, I am very happy to say I am glad I did not know of the girls in TheUnderwear before the show hit because even as I watched it first then went searching for BTS videos, I fell in love with these two instead…
God I was so lucky I watched the show first! I love them so much behind the scenes! There is this LIVE video of the cast you need to watch that just had them steal my heart!
But in the context of the show though, I'm all Yin/Jay!
Speaking of whom, jump over for some pics of the two courtesy of Emma Fanclub on Twitter.
Dat Mayuyu PB Tho >.<
Yukirin wasn't just being a girlfriend when she praised the Mayu-Butt during that Ann Radio show! This is one mighty butt! And those curves of hers just accentuate its magnificence all that much more!
Seriously, I envy Yukirin for having access to that as much as I envy Mayuyu for Yukirin's…umm…Black Widows >_<
Jump for more Butt of the Gods…
[Pics] Underwater Magic
So, seeing as I had my last exam of the 1st Semester today and I have a week off before the 2nd starts, I figured it was time to start partying.
Any objection?
Pics – Nagoya Princess time!
Almost perfection!
In the wake that is my Goddess's milky way, you just knew Princess Rena was not far behind her. These two, I swear are loved so unfairly by the cameras! I mean there is no way there are that many awesome photographers in Japan. And even if they were, why aren't their other works as good?
Okay, there is the factor of the difference in love but surely it can't be that significant. I mean I love Ayame-kun (Gouriki for example) as much as the next guy but her photos though great (mainly due to her, beauty) don't force me to stare at them as much Yukirin's and Rena's do.
Yukirin and Rena have that extra side of them that they save just for the cameras that looks as if their very souls take on form in their eyes and demand you not dare look away from them or else.
And so, enjoy the presence of Rena-ojousama, the other of the very few I consider to be perfect beings!
Really, just mention these two in the same conversation makes me wanna go completely insane!! Can you imagine what would even happen if Yasusu dared to make an AKB drama where they are a canon ship?!!
Internal WW-III!!! ^^
T-ara? Best Idol Group @ Korean Cultural Awards 2012?!
Sorry, I wasn't ready!
I need a drink. I will be back…
Ah, that hit the spot…
So, suddenly, unexpected news!
T-ara was awarded best Idol group during the Korean Cultural Awards…
I know Ji-nah, I know!
Seriously, they WON!!!! At this moment in time, THEY WON!!!!!
You know who you-re! This laugh is directed at you!
Oh thank the Lord that there is still reason in this world!
Aha, hahahahaha
Okay, maybe I drank a bit too much.
And damn, those dresses they are wearing….


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Hermosawave Picture of the Day
Monday, March 26, 2018
Cherry Blossoms at Kyoto's Imperial Palace Garden
More cherry blossoms today, and lots of people watching and photographing them.
I didn't realize how many different kinds of cherry trees there are. Many different varieties were in bloom at the Kyoto Imperial Palace Garden, where the Emperor and court nobles lived before moving to Tokyo in 1868. It is now a historical park.
Taken in Kyoto, Japan
Zoom in for more detail.
PictureCode: 914503


text: Buy Her Flowers Various 🔥 0 🤔 0 💬 0 → This playlist will be soon available on mobile. Melo-X - The Highest Outkast - Prototype People Under The Stairs - Fly Love Song Slum Village - Closer Foreign Exchange - All That You Are Don Blackman - Holding You Loving You Miguel Atwood Ferguson - Untitled/Fantastic Perquisite - Reminisce The Roots - The Hypnotic A Tribe Called Quest - Find A Way A mixtape curated by Ta-Ku for Lamixtape. Never miss a new mixtape, get them delivered to your inbox. SUBSCRIBE


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Back in July we packed our sunscreen, dug out our sunglasses and spent a day at the lovely Tilton House working out who we are. No, this wasn't the Sussex countryside version of the Bourne Identity, this was Brightec reflecting on its brand.
We have an increasingly strong brand, but a brand lives and breathes, it doesn't sit still. Which means it's important to us to regularly evaluate our brand and ensure it accurately reflects who we are.
Sun's out, guns out
Flip it was hot! Alistair worried his factor 50 wouldn't be enough.
Once we'd had a good look around our beautiful surroundings (including the giant yurt) we got down to business.
The set-up was causal and our agenda pretty loose. We're an organised bunch but we didn't want to limit our creativity. We began where all great things at Brightec start, with a pack of post-its, sharpies and a blank wall. Well, when we say wall…
Getting some perspective
To ensure that we didn't just sit in the sun and wax lyrical about ourselves we asked our good friend and brand guru Bryan Kidd to join us for the day.
As good as we are internally, getting some outside perspective is hugely helpful.
- It allows everyone on the team to get involved without someone having to be the facilitator.
- Having to justify your ideas to someone outside your normal circle challenges them healthily.
Time together
Usually, our office has pretty happy vibes, but spending some time together outside of it is invaluable.
If we want each other to flourish and be their best selves we need to know each other pretty well. We don't want anyone to ever feel like they are faking it at work or putting on a front. That's why getting time together outside of the office in a relaxed atmosphere is important.
We spent a lot of time on our away day looking at 'big picture' things. Having everyone involved helps cement everyone as heard and appreciated in the company.
Our away day was just the start of re-evaluating our brand values.
We've got lots of work to form them further and we'll be writing about it in the near future. But, if you're interested in any more details on how we ran our away day why not get in touch.


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The Medical Council of India had decided to drop ten seats at the Darbhanga Medical college in the M.B.B.S course. The college has taken the decision on a very serious note and has tried to improve on the different concerns of the MCI. The Darbhanga Medical College (DMC) has sent a compliance report to the MCI in the last week. The MCI had visited the campus of DMC in November 2016. The principal of the college has informed that the college has tried to do away with the short-comings in the best possible ways with whatever resource that was available to it.
The college is situated at Lakhisari at approximately 135 Kms distance from Patna.


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Product Description
Next up is a astounding early Overhoff SS (Schutzstaffel) belt buckle. The buckle is the tough to find nickle over brass variant and is in beautiful condition. The obverse of the buckle has the motto "Meine Ehre heißt Treue!", (My Honour is Loyalty!) and a crazed SS style eagle with stretched wings, clutching a wreath that encircles a static swastika. The reverse of the buckle is marked D.R.G.M." (Deutsches Reichsgebrauchsmuster), "O&C" for the maker Overhoff & Cie of Lüdenscheid and "Ges. gesch." (Gesetzlich Geschützt). The expression of the eagle is a really wonderful viciously wild look. Another truly tough to find early buckle item for the SS collector. Just try to find another nickle over brass Overhoff SS buckle for sale.


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1. What exactly do you do?
- What field is your job in?
- What is your job title?
- Please provide a brief description of the firm or organization that you currently work for (size and general description of what type of organization it is)
Publishing company for young adult fiction.
- How long have you been employed in this position?
4 years
- How many hours do you work a week on average?
- Please provide a BRIEF description of your duties and responsibilities. (job description)
- Please provide a BRIEF description of your duties and responsibilities. (job description)
Managing team of 20 individuals, in addition to reading manuscripts and decide which ones will be made into books.
- What was your gross income last year? Please include any bonuses or incentives received.
- What is your expected gross income for this year? Please include any bonuses or incentives you expect to receive.
- Please list any benefits you have (Please include number of weeks vacation, sick leave and type of health insurance, retirement plan 401k)
2 weeks vacaction, 1 sick day a month, retirement 401k
- Do you feel you are under/well/over compensated at your current position?
well compensated
2. Work environment!
- Does your job entail you working with others on a daily basis? Is this something you like/dislike about your job? Explain
Yes. I like this or I would not have chosen to be part of management. It is frustrating though when workers are incompetent.
- Do you work collaboratively with supervisors/managers?
- Do you work collaboratively with your co-workers?
- Describe your work location (e.g., office, home, theatre, in the field) and what you like/dislike about working in it
I am a manager but work with my own supervisor to efficiently manage them.
- Please rank in order of importance from 1-8 (1- most important 8- least important) Assign each number once.
- 1 Income
- 3 Work Environment - co-workers
- 2 Work Environment - supervisors
- 6 Benefits
- 5 Hours
- 4 Level of responsibility
- 8 The actual "work" you do at your job
- 7 Job Title
3. How should someone new to the workforce get a J-O-B like yours?
- If someone wanted to go about getting a job similar to yours, what would you recommend for him or her to do?
Intern for us.
- What skills do you think a person should have if they want to pursue a position like yours? Please be specific and explain why (e.g., social skills, organization skills, technical skills)
Have good writing skills, and ability to identify books that are marketable.
- Do you feel that you need a certain level of education or training to be successful in your job?
Its a matter of whether you are a good reader or not, something that cannot be taught.
- What advice would you give to someone who was about to start work in your position/ line of work?
Intern for a summer and make yourself indispensable.
4. How did you get your J-O-B
- How did you find your current job? (e.g. newspaper, internet, referral, etc.)
interned there intially and worked my way up
- What was the application process for your job? (e.g. submitted resume, paper application, electronic application, all, etc.)
submitted resume and was called back for an interview.
- Did you have to interview for your current job? If yes, what did the interview process entail? (e.g., number of interviews, who you interviewed with, group interview, individual interview, etc.)
Yes, one interview as the position was unpaid. It was an individual interview with a manager at the company.
- If you can remember, what questions were you asked at your interview?
Why I thought I'd be a good fit for their company, what I could contribute.
- Is this the job / field you planned to work in?
- If your job is in a different field from your original plan how did you get here? Explain (Plan can be from high school/college/post college/personal plan)
Not different. Majored in communications and my job fits in well with this.
5. Background: Are you qualified?
- Was there training for your current position? If yes, what did it entail?
Yes, a training seminar with corporate for three successive days.
- Do you feel your employer properly prepared you for your job? Explain
Not really, management cannot really be taught, its more touch and go.
- Do you feel your educational background prepared you for your job? Explain
I was adequately prepared for the writing aspect of the job, though my educational training did nothing for the reading part of the job.
- If applicable, do you feel your internship experience helped you prepare you for your job?
6. The Future and Beyond (FINAL SECTION)
- If someone were to observe you at work, what would he or she say is "fun" about your job?
Reading part is a joy. Everyone at work seems to love that.
- What is (are) the most fulfilling aspect(s) and least fulfilling aspect(s) of your current employment? (e.g. fiscal, spiritual, type of work, hours, commute, compensation, etc.)
I am well paid, my job is close to my apartment, I find enjoyment in being social while being a manager to others. The hours are typical, and can be long which can be a pain.
- Is your current employment part of your career plan? Why or why not?
Absolutely, I would be satisfied to remain at this level as it is a good fit for me.
- What are your current career goals? (Can be broad or specific)
Keep current job!
- Is there anything else you would like to share about your career?
I love what I do, for anyone who loves reading and writing its the perfect place to be.
7. A Day in the Life Of...
- 7 am - 8 am
at home.
- 8 am - 9 am
at home
- 9 am - 10 am
arrive at the office. punch in time card. sit down at desk and look at my list of the days activities.
- 10 am - 11 am
Get started on activity one. Usually this regards receiving a manuscript that my readers found interesting and beginning to read it myself.
- 11 am - 12 am
If meeting is necessary with staff, this is when I will have it. Generally we discuss where everyone is on their current projects, meeting deadlines, etc... I act as manager.
- 12 am - 1 pm
- 1 pm - 2 pm
This is when works get really busy. I have to respond to any calls from clients or higher ups that I have received throughout the day, regarding the books my staff and I are reading. I am also juggling trying to finish a substantial amount of chapters from the mornings readings. Occasionally, I will have to pitch a book to a higher up during this time.
- 2 pm - 3 pm
Usually the time when I continue with the activities from 1-2. Also I begin to write summaries of the manuscripts I am reading. I give my notes to be delivered to the higher ups.
- 3 pm - 4 pm
Get started on activity one. Usually this regards receiving a manuscript that my readers found interesting and beginning to read it myself.
- 4 pm - 5 pm
Finishing up work and go home
- 5 pm - 6 pm
- 6 pm - 7 pm
- 7 pm - 8 pm
- 8 pm - 9 pm
- 9 pm - 10 pm
- 10 pm - 11 pm
- 11 pm - 12 pm


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Pam Amundsen, Communications Officer
A native Floridian, Pam relocated to Traverse City to be a part of the work the Community Foundation is doing throughout the region. With a bachelor's degree in marketing from Auburn University, Pam aims to promote initiatives worth following by coming alongside people working for change. She has six years of experience in the nonprofit sector, working previously for an organization that focused on collective impact, community engagement, and asset-based community development. She is also on the Board for Up North Pride. Pam and her husband, Roger, who enjoy being outdoors and appreciating the beauty of Northern Michigan, live in a small home where they try to be good neighbors and allies.


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The Elevated Closet
Sale price
Regular price
Do you like the sleekness of Skinny Jeans, but want a bit more room? Try our Pencil Jeans! They have our popular full belly panel that is soft and supportive. These jeans have whiskering in front and just a touch of fading in the thighs and rear. Machine washable. Wash separately in cold first, then with like colors.
FINAL CLEARANCE: No returns or exchanges.
These follow a different size chart than Elevated Closet's: see photos for details.


text: Do More Web & Search How Mobile Game Marketing Benefits Game Developers Ways in which Mobile Game Marketing can Help Gaming Devs Share Pin Email Print Image © Steve Paine/Flickr. Web & Search Best of the Web Search Engines Safety & Privacy Running a Website by Priya Viswanathan Former Lifewire writer Priya Viswanathan has more tan 10+ years experience writing about technology. She is an expert on tablets and mobile devices and apps. Updated June 24, 2019 Mobile marketing has truly come of age today. Now, with the advent of several types of mobile games as well, mobile game marketing is coming to the fore too. Game developers are discovering that advertising in the mobile gaming industry can give them a tremendous opportunity to strike gold with their venture. It is expected that this aspect of mobile marketing will be booming in the very near future. Here is how you, as a game developer or advertiser, can benefit with mobile game marketing. The Role of Advergaming Big companies have already seen the tremendous potential mobile game marketing plays in their general marketing strategy. A famous cola brand, for instance, had created a mobile adventure game, which also included giving away weekly prizes to winners. The results were tremendous and almost immediate – the public simply lapped it all up! While the game itself was downloaded several thousands of times, the brand made its mark on the market as well, registering tremendous sales of their product. Mobile Gaming Very Popular Today Today, the general trend of the mobile user is to use his or her handheld for more than just business purposes. The focus, for the end-user, is also on fun. Mobile gaming has now become increasingly popular with the mobile masses. While various types of smartphones are available in the market today, each with better features and facilities than the other, advanced mobile networks too offer the consumer a great mobile browsing and downloading experience. Considering the above factors, there are a lot more game publishers investing in this industry, which additionally helps sustain the initial mobile gaming explosion. Mobile gaming Still Price Sensitive Mobile game users, though, still continue to be price-sensitive in most parts of the world. All of us are aware of the fact that the more expensive mobile games are bought only by a certain limited section of society. Most other users will tend to view this expenditure as unnecessary. Hence, reducing the price of a mobile game will help create a much stronger consumer demand for it. One good way to reduce costs would be to advertise sponsored games. This will lower the price of the game, thereby creating more demand for it. How Mobile Ad Networks can Chip in Ad networks can play a significant role with enhancing mobile game marketing. Improving vital features such as web interfaces, geotargeting, impression measurements and so on, will help the mobile gaming advertiser can further his marketing endeavor more easily and effectively. Mobile video is yet another tributary evolving from mobile gaming. If ad networks develop ways to support these advanced features as well, the industry will be able to blossom further, creating immense opportunities for the mobile game developer. M2M Marketing Mobile-to-mobile marketing, also called M2M, is a mobile advertising technique designed to increase sales of mobile wallpapers, games, ringtones and such. The conversion of such type of marketing is instantaneous, with remarkable click-through rates. Since the mobile audience is vast and always online, supplying targeted ads to consumers will further benefit the mobile game marketing industry. In conclusion, it all depends upon the ability of both the developer and advertiser to use the technology available to them and to invest sensibly to finally reap the full benefits of their mobile game marketing efforts. Continue Reading


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Lots of dancing, dressing up and karoke.
I've always been intrigued about what rules "attraction." Take this boy for instance. Mr. Smiley is eat up with his Pap. When things start getting loud and crazy, Pap makes his way to his chair as quickly as he can. In the midst of the feasting and dancing and singing, Mr. Smiley just wants a snuggle with his Pap. Equally sweet to me, was while I was herding cats and totally missing this encounter, Missy Bugg did not and grabbed the camera for me to see the cuteness.
So I'm trying to go through all my Holiday, Summer Camp, Art, Playdate mess. You know, that job I hate more than the dentist, sorting, making decisions, pitching. While I was thinking about that, and looking at these pictures, I couldn't help but notice how big Pixie is and that the high chair hasn't been used in over a year. That highchair was old when my first child used it. I'm so very blessed with so many sweeties, but it is still sad to think there won't just be one more to use that old chair. Should the chair go? I don't think I can do it. A dear friend of many years is in town and is coming to chat while I sort and pitch this afternoon. A kindness for which I am grateful.
I hate to show my age, if that's what I'm doing, but, except for emergency or nonsense situations, I hate texting. I so miss long talks with good friends. I miss voices, with their tones and inflections. I miss seeing a familiar script on a card. Recently a friend I seldom get to see, sent me a beautiful card about the call to teach. Just that she took the time is so dear, and then the note in her very own hand- love.
It has rained here for days. I'm beginning to fear that my beautiful raised garden bed, is going to to sink in the mire that is my side yard.
This is ISTEP angst week. Three days this week and then again in May- grrrrrrrrrrr.


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Alex Cora Jerseys, Shirts & Souvenirs
Alex Cora Jersey, Alex Cora Shirt | Boston Red Sox Alex Cora Jerseys & Shirts
Browse below for your authentic Alex Cora jersey. Select from home, road, or any of our other Boston Red Sox jersey styles. We also have a wide selection of Alex Cora shirt options, for when you need to slip into something a little more comfortable. All of our Alex Cora jerseys, shirts and other apparel is officially licensed MLB gear!


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Sunday, November 30, 2014
The Supreme Court:: A fearless weapon with no handle
As we begin a new year, departing one that has seen The United States recklessly floundering amid our realization of a government gone rogue and like a cancer eating itself from the inside led by officials who assume absolute power over every aspect of our daily lives all the while protecting their position as predators. Never in the brief history of America have we had to face an enemy so deviant from our domestic borders who freely tread on human rights and those deemed inailable. To throw a dart at a calendar of the last ten or so years, it likely will hit a date so unprecedented as to be virgin territory in scope and scandalously treasonous. From the (some what) exposed truth of the Twin Towers on Sept. 11, 2001 to supposedly initiate a questionable war in Iraq.
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Food & Drink | Chinese | Fine Dining
P.F. Chang's China Bistro3333 Buford Drive, At Mall of Georgia, Buford, GA 30519 View Map
Located in the Mall of Georgia Village, P.F. Chang's features an extensive, fresh and inventive Chinese menu in a modern bistro atmosphere. The goal of a P.F. Chang meal is to attain harmony of taste, texture, color and aroma by balancing the Chinese principles of fan and t'sai.
Fan foods include rice, noodles, grains and dumplings, while t'sai foods include vegetables, meat, poultry and seafood.
Sunday-Thursday 11am-10pm
Friday-Saturday 11am-12am


text: The Executive Committee for the Road Map Region Race to the Top grant recently issued preliminary awards of $1.5 million in Investment Funds for Project 8 (College & Career Readiness) to districts participating in the consortium. Project 8 creates a fund that districts may access to strengthen course rigor and increase the variety of college and career ready courses available to better prepare their students for college and career. Click here for more information.


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WinBench 99 is a
subsystem-level benchmark that measures the performance of a PC's graphics,
disk, and video subsystems in a Windows environment. WinBench 99's tests can run
on Windows 95, Windows 98, Windows NT, Windows 2000, and Windows Me
It's no surprise the disk performance suffers when the system
is overclocked. The graphics portion of Winbench99 gets a nice boost from overclocking though.
Sandra is designed to
test the theoretical power of a complete system and individual components. The
numbers taken though are again, purely theoretical and may not represent real
world performance.
Multimedia Benchmark
CPU Benchmark (FSB)
Memory Benchmark (FSB)
Sandra Scores for those who like theoretical numbers.


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A lot of great ideas were formed at earlier Startup Weekends. Read here the story behind Radbonus and the founder Nora Grazzini.
Where did you first hear about Startup Weekend Cologne?
I subscribed for the STARTPLATZ newsletter at that time, because I was fascinated about the startup scene and wanted to stay up to date.
Where did you work back then?
I've been an art director at Interone / BBDO.
Why did you participate in Startup Weekend Cologne?
As I was working full time I wasn't able to participate in "normal workshops" during the week. When I saw that there is an event on a weekend, which helps you test your ideas, I took the chance and applied. I really didn't know anything regarding startups and just stumbled upon this possibility by chance.
Did you have an idea for a startup then or did you join another group?
I didn't think about realizing my own idea during the weekend, but I was infected by the spirit and proposed an old idea I had for some time. The people liked it. After voting my idea was one of those which could be realized.
How did you experience the weekend? What did you (not) like?
I had no plan back then and suddenly there was a team looking up to me, waiting for an instruction. I had no experience, no knowledge which tools to use. It was a huge chaos… But we kept going and presented some good results in the end. We made it to the third place – supercrazy! On that Sunday evening I knew that this was home, that this was where I belong.
What happened after the Startup Weekend?
I applied immediately for the STARTPLATZ scholarship and got it. I changed my whole life, quit my job. I found a place where I feel comfortable. And I was willing to keep it.
Are there people from Startup Weekend still in your team?
No, unfortunately, the team didn't fit well in the long term. And it was a long way to find the right people.
What is your résumé?
The Startup Weekend changed my life and I'm grateful for that. It was a lot of fun!
Whom would you recommend to participate?
People who are afraid of starting their own business.
Will you participate as a coach at Startup Weekend Cologne 2017?
On that weekend I'll be on the road, presenting my own startup Radbonus. But I'm offering open office hours at STARTPLATZ every week regarding design issues. 🙂
Thanks a lot for sharing your experiences with us!


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Roll out the barrels (and the cases!)
Most people rarely think about how handling costs affect the price of products we consume. Of course, those selling the products do! Therefore, the wise ones make an effort to streamline operations and minimize handling costs in order to remain at the forefront within their industry.
Northeast Sales Distributing, Inc., (Winder, Georgia), is one such company. As a leading beer and wine distributor in the Atlanta regional market, they realize the importance of maintaining a competitive edge. Two recent challenges within their receiving department pertained to product damage and labor costs. As they began to receive more shipments of wine on slipsheets, (from leading companies also lowering freight costs), they found themselves relying on a dedicated forklift fitted with a hydraulic push-pull attachment for off-loading. When this machine began to have troubles, so did they.
When the truck or attachment went down, they were forced to use manual labor. Not only was this time consuming but, it also resulted in escalated product damage. Northeast Sales Distributing management was reluctant about the purchase a new or used machine which would have to be dedicated it to this "sporadic task" so, they began to search for alternatives and soon discovered RollerForks®.
Within a couple weeks, they had an on-site demo provided by Meijer Handling Solutions Inc. and only minutes into the demo, they realized they had found a cost saving solution. They are now off-loading entire truck loads in a fraction of the time using just two people instead of four or five and they are doing so without damaging the goods.
Northeast Sales Distributing, Inc. is a wholesale beer and wine distributor with headquarters in Winder, Georgia and a distribution branch in Norcross, Georgia. They also have a sister company, Skyland Distributing, located in Asheville, North Carolina serving 23 western North Carolina counties.
Meijer Handling Solutions aims to add value to our customers' and end-users' logistical supply chains. We are the world's market leader in hydraulic lift truck forks, known as KOOI-REACHFORKS®. Also, we are known for our palletless handling attachments such as the patented ROLLERFORKS® and our unique PushPull systems. The latest Meijer Handling Solutions product to be introduced to the market is the patented FLEX-OPS®, a safety enhancement for forklift trucks.
You can follow us on our social media networks, or view our YouTube channel.


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(By Oindrila Mukherjee)
The "geri" culture of Chandigarh may have been glorified in Punjabi songs and films, but for 29-year-old Mansi Thapliyal, the Varnika Kundu stalking case was an eye-opener. Apart from the stalking and attempted abduction case, a personal experience with her close friend, who was stalked in Shahpur Jat area of Delhi, made her chose "geri" culture as a subject for her Master of Arts dissertation paper. Thapliyal, a student of performance studies from Ambedkar University in Delhi, decided to visit Chandigarh on Valentine's Day to decode the road or street as "a performance space".
"My work is in initial stage, but there are some parameters, through which I am trying to understand the structure where there is so much pressure on young men and women to be part of it," she said. Thapliyal, also a freelance photojournalist, has worked with Open and Reuters. She contacted storyteller Deeptha Vivekanand after she came across a news article on the name-change review petition of Geri Route to Azaadi Route.
"This is my first visit to the city. I'd never heard about geri, but it is interesting how gestures and expressions are part of everyday life," she said, adding that the street or road opened up possibilities, facilitating a certain culture. Thapliyal spent time around the Geri Route to get a feel of the space that was manifested in the "performance of masculinity and femininity". There is so much pressure, especially on men, to become a "particular kind of man", she said.
However, for women, that manifestation was more visible in the virtual space. She talked about a Facebook page 'Chandigarh Geri Route Geri Specialists' that had videos of women dancing and singing on streets. "Women have made use of the virtual space to appropriate the geri culture since men dominate the physical space," she added. Chandigarh, she said, has too many cars. "Loud music blaring from the cars will be another standpoint of her study with the sexualisation of cars that are often compared to women in pop culture. The loud music is one thing, but the atmosphere it creates is important. For example, you get some alcohol and eatables and make the interior of a car, a private space, from where you can comment freely on the outside world," she added.
For Thapliyal, it is important to peel the layers and deconstruct the culture. She is only beginning, but understanding the expression of desire and desirability or even the style of communication will be a key factor. "I was sure that I wanted to come here on Valentine's Day, but I hardly found what I was looking for. But, that which is absent, also communicated a lot to me. Are we trying to paint men as predators by restricting their movement on a particular day," she left with a question.
For all the latest Chandigarh News, download Indian Express App


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Becoming an owner is the dream of many French people. Owning your house or apartment brings a certain serenity and it is sometimes the project of a lifetime. For others, this represents an investment to, once paid off, use rents as a supplement to salary and later to supplement retirement.
Before drawing plans on the comet and dreaming of castles in Spain, it is necessary to carefully prepare his project , step by step, and the first is to calculate its borrowing capacity to estimate its budget for a mortgage.
- 1 What is borrowing capacity?
- 2 How to calculate your borrowing capacity?
- 3 Who borrows?
- 4 Calculate your debt ratio
- 4.1 Simple example of borrowing capacity calculation:
- 5 The personal contribution
- 5.1 How to make your personal contribution?
- 5.2 If you already own
- 5.3 Employee Savings Plans
- 6 How to increase your borrowing capacity
- 7 Restructuring of credits in progress
- 8 Two loans rather than one
What is borrowing capacity?
A bank loan involves monthly payments over several years, often even one or two decades, and the organization you are going to solicit must ensure that you have the capacity to meet those deadlines. Once the borrowing capacity is calculated , you will know the maximum amount that will be granted to you for the purchase of your property. You do not have to go through the ads or go around real estate agencies before you have calculated your borrowing capacity.
How to calculate your borrowing capacity?
There are a multitude of simulation sites to assess your borrowing capacity but you need to understand how it is calculated to work on its weaknesses, to improve it and get the best loan possible .
Who borrows?
The first element to be determined is the number of borrowers. Are you the only one to borrow or is it a project that your spouse will be associated with? In addition to the commitment that this implies, this can completely change the situation if the two incomes are totally disproportionate or if one has a very stable situation when the other belongs rather to the precarious category.
Calculate your debt ratio
The debt ratio takes into account household income on the one hand and its expenses on the other hand to assess the percentage of resources that are already mobilized for recurrent expenditure payments.
The rule in France is that banks do not exceed the 33% of debt ratio to grant a mortgage. However, they grant exceptions for particular files. For example, a household with large fixed costs, but with high incomes or a young person, but whose job is expected to show strong growth in the near future, will probably benefit from privileges. Exemptions are also issued to borrowers whose remaining living remains significantly higher than their needs.
Simple example of borrowing capacity calculation:
If a couple has regular income (CDI or similar) of 3000 € per month, without any loan in progress, the bank can grant a loan with monthly payments of 33% * 3000 = 1000 € per month.
The borrowing capacity of this couple is 1000 € per month.
The high debt ratio allows the bank to assess the risks inherent in the loan. It allows him to calibrate the amount that can be paid by a borrower without unbalancing his budget.
To calculate your debt ratio , you must consider in the income column:
- Salaries
- Various pensions
- BIC (Industrial and Commercial Benefits)
- BNC (non-commercial benefits)
- Agricultural benefits
- Land revenue
- Regular financial investment income
- And other guaranteed income
Extraordinary premiums or other non-recurring income and social benefits are not included in this calculation.
In the column of charges, it is necessary to integrate:
- Monthly mortgage payments for homeowners
- Monthly payments of credits in progress (consumption, automobile …)
- Alimony
- All other recurring charges
The debt ratio will then be calculated as follows: Sum of current charges / Sum of revenues.
The total of the income column minus the total of the expense column gives you the rest to live . Its amount must be equal to the incompressible current expenditure of a household.
The remainder to live more influences a bank than the debt ratio.
The personal contribution
Your personal contribution must, so that a bank appreciates your file at best, represent between 10 and 20% of the price of the good which you wish to buy. It is obvious that the more your contribution is consequent, the more your borrowing capacity increases, the more the duration of the loan and / or the monthly payment will be reduced and the easier it will be to obtain the loan.
How to make your personal contribution?
The most common is to unlock the savings products you have dedicated to this project: life insurance, savings products … It is always advisable to keep a minimum amount in a savings account as a precaution in case of unexpected , more or less serious.
If you have several savings products, life insurance, etc., study with your banker the best solution to maximize the tax benefits.
If you already own
In case you resell your home to buy a new one, your contribution will be mainly composed by the value of your old home.
If you have already resold your property, the calculation is very simple: you have the actual selling price from which you deduct current home loans, if any, and you reinject this amount into your personal contribution.
If your old property is being sold, you will use the bridge loan. First of all, you have to make an assessment of the value of your old home as accurately as possible based on the comparison of several expertises of merchants property.
The amount of the bridge loan is calculated on the basis of this expertise. On average, it is between 50 and 80% of the estimated value, taking into account the repayment of any real estate loans in progress.
Employee savings plans
If your project concerns your primary residence and you have a salary savings plan, it may be wise to unblock it early. Ask your company and your banker.
How to increase your borrowing capacity
It is in your best interest to have the highest possible borrowing capacity to access the most attractive properties. To improve it, two tracks are worth exploring.
Restructuring of credits in progress
Consumer loans are often subscribed at very high rates. If you already have several consumer credits, it is probably worthwhile to restructure them . This consists of consolidating all its consumer loans into one single loan to have only one monthly payment to settle, lower, but by extending the repayment period.
There will certainly be costs for the restructuring but it will reduce the monthly payment and thus reduce the debt ratio in favor of greater room for maneuver for the mortgage.
Two loans rather than one
It is often advantageous to contract two mortgages rather than one, it is a trick to reduce the cost of monthly payments but without increasing the cost of credit.
By signing two loans, one over fifteen years and the other over twenty years for example, the borrower benefits from a lower interest rate on the shortest loan and thus reduces the amount of interest in the monthly installments of refund. This mechanical decline in monthly payments makes it possible to increase the remainder to be lived and, consequently, to increase the borrowing capacity .
When you make the big decision to buy real estate, before you go on the ads, carefully prepare your project to optimize your borrowing capacity and thus have access to the best housing in relation to your means.


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602 Center St #203, Ste 203, Mt Airy, MD 21771
5312 State Road 54(727) 845-0933
1 person is looking at this business
32 Church Hill Rd #201(203) 426-5891
3 people are looking at this business
1515 Crenshaw Blvd(310) 212-0777
1 person is looking at this business
A unique pediatric-orthodontic specialty practice with orthodontics being an essential part of exceptional pediatric dental care. Our Mission is to provide excellence in dental care and to always treat you and your child as we would treat our own children and families. Our Philosophy for pediatric oral care is traditional, centered on the belief that good oral health is part of a child's total health. We especially welcome patients with special needs of any age. Our doctors and enthusiastic staff are committed to provide you and your child expert pediatric dental and orthodontic care. It is our hope that we exceed your expectations.Suggest edits
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IRVINE, Calif., April 10, 2018 /PRNewswire/ -- Auction.com, the nation's largest real estate transaction marketplace, today announced the addition of Min Alexander as its Chief Operations Officer. As COO, Alexander will lead a team of 800 professionals who manage the sale of over 140,000 exclusive listings annually. Her team includes the 500+ remote Auction.com auctioneers and local market real estate experts that host over 16,000 auctions and 2,000 customer facing events across 3,100 U.S. counties annually. Alexander will be a key influencer of the strategic development of Auction.com's marketing, data science and technology initiatives.
In her role, Alexander reports to Jason Allnutt, General Manager, Auction.com. Allnutt is also announcing the retirement of Javid Jaberi, outgoing COO for Auction.com. "Javid has been instrumental for the growth and success of Auction.com, as well as a mentor to me," said Allnutt. "He will hold a special place in the hearts and minds of our teams, and will forever be an important part of the Auction.com story. Javid will stay on as an advisor through the end of the year, ensuring a smooth transition."
An 18+ year veteran in the real estate industry, Alexander has a proven track record of managing residential real estate investments and driving sales performance and revenue, focusing on quality, innovation and customer experience in various business operations. Prior to joining Auction.com, Alexander served as Senior Vice President of Real Estate Services for Altisource, where she oversaw the business' real estate portfolio and auction services. Alexander holds a bachelor's degree from Duke University and a master's degree in business administration from the Massachusetts Institute of Technology (MIT) Sloan School of Management.
"As we continue to drive innovation and optimize real estate disposition, we rely on the best and brightest minds in the industry to steer our teams, buyers and sellers in the right direction," said Allnutt. "Min's proven leadership, knowledge and experience aligns her with our company's culture and will keep us moving 'Beyond the Bid.' I look forward working with Min and witnessing the success she brings to Auction.com."
About Auction.com
Auction.com is the nation's largest online real estate transaction marketplace focused exclusively on the sale of bank-owned and foreclosure properties. The company brings a breadth of quality assets to the market, attracting prospective buyers through world-class marketing and leveraging a scalable technology platform to conduct transactions in a transparent, efficient manner.
Auction.com and its parent company, Ten-X, a Thomas H. Lee Partners company, are headquartered in Irvine and Silicon Valley, Calif., with offices in key markets nationwide. Investors include CapitalG (formerly Google Capital) and Stone Point Capital.
About Ten-X
Ten-X is the nation's leading online real estate transaction marketplace and the parent to Ten-X Commercial, Auction.com, and Ten-X Homes. To date, the company has sold 300,000+ residential and commercial properties totaling over $50 billion. Leveraging desktop and mobile technology, Ten-X allows people to safely and easily complete real estate transactions online. Ten-X is headquartered in Irvine and Silicon Valley, Calif., and has offices in key markets nationwide. For more information, visit Ten-X.com.
About Thomas H. Lee Partners, L.P.
Thomas H. Lee Partners, L.P. ("THL") is a premier private equity firm investing in middle market growth companies, headquartered in North America, exclusively in four industry sectors: Business & Financial Services, Consumer & Retail, Healthcare, and Media, Information Services & Technology. Using the firm's deep domain expertise and the internal operating capabilities of its Strategic Resource Group, THL seeks to create deal sourcing advantages, and to accelerate growth and improve operations in its portfolio companies in partnership with management teams.
Since its founding in 1974, THL has raised over $22 billion of equity capital, acquired over 140 portfolio companies and completed over 360 add-on acquisitions which collectively represent a combined enterprise value at the time of acquisition of over $200 billion.
SOURCE Auction.com


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Tag Archives: aircharity
Funding a Better Tomorrow
MainStreet Bank Chairman, CEO and President Jeff W. Dick was selected Indie Banker of the Month by the Independent Community Bankers of America (www.ICBA.org). The article, published August 2013, showcases the Bank's dedication to community support, charitable causes, and innovation. … Continue reading
MainStreet Bank Sponsors "Aircharity® Empowerment Zone"
Fairfax, VA – MainStreet Bank (OTCQB: MNSB) is sponsoring the "Aircharity® Empowerment Zone" at this year's 21st Annual Safeway Barbecue Battle. The event will be held on Historic Pennsylvania Avenue between 9th and 14th Street NW in Washington, DC on … Continue reading
MainStreet Bank Offers aircharity® Product to Community Banks in Oklahoma
Fairfax, VA – MainStreet Bank (OTC Bulletin Board: MNSB) is offering community banks whose communities were impacted by the devastating tornadoes access to its aircharity® product in order to assist in raising funds for those in need. "So many communities … Continue reading


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Northwood volleyball team opens regional on Thursday
INDIANAPOLIS — Northwood's volleyball team has proven time and again this season that it can beat its conference rivals. This week, the Timberwolves will be hoping to do so a couple more times — but with much more at stake.
Second-seeded NU (26-6) begins play at the NCAA Division II Midwest Region Tournament on Thursday at the University of Indianapolis against GLIAC rival and seventh-seeded Ashland (23-8) at 2:30 p.m.
It will be the Timberwolves' first appearance at the national level since 2008 and the next step in a season in which NU has earned its first conference regular-season and conference tournament titles in 11 years.
"It has been a while (since we've been to the national tourney)," noted NU coach Tim Koth, whose team traveled to Indianapolis on Tuesday to get ready for the regional. "But we knew it was going to be a process (to get to this point). In 2009, we had a lot of kids get injured, and then we went out and got a big corps of kids that we figured would take some time to develop, and it did.
"But it's pretty exciting that they have developed the way we expected them to," he added.
Koth said that, unlike in some years past, his Timberwolves are going into the regional as a favorite and not as an underdog.
"This is the first time (during my tenure) that we're going in having won the regular-season and the GLIAC (Tournament) championships," he said. "There are a lot of expectations outside of (our own expectations). I think there are a lot of people out there who think we can come down here and win this thing, and we certainly hope to. That's our expectation.
"But I don't think it's pressure (on us), necessarily," he added. "At this point, we're just going to go and play and take our shot. I think we're pretty focused."
In Thursday's other regional quarterfinal action at Indy, third-seeded Grand Valley State (25-7) will face third-seeded Hillsdale (15-15) at noon, top-seeded Indianapolis (27-7) will take on eighth-seeded Rockhurst (Mo.) (28-6) at 5 p.m., and fourth-seeded Lewis (Ill.) will face fifth-seeded Ferris State (23-7) at 7:30 p.m.
If Northwood wins Thursday, it will play the winner of Grand Valley-Hillsdale in Friday's 5 p.m. semifinal. The championship match will be Saturday at 4 p.m.
The Timberwolves are very familiar with — and have been very successful against — the teams in their half of the bracket. NU is a combined 7-0 against Ashland, Hillsdale, and Grand Valley, including wins of 3-0 over the Eagles and 3-1 over the Lakers in the GLIAC Tournament.
According to Koth, facing those teams again may be a mixed blessing.
"I think it's a good thing in that we've already played them, so we're really prepared to play them again. We know how to attack them, and we know how to beat them," he noted. "But the bad thing is, they also know how to (attack us), too."
On paper, Northwood is the top offensive team in its half of the bracket, having led the GLIAC in kills, aces, and assists, while finishing second in hitting percentage. The Timberwolves also boast one of the most dominant players in the Midwest in sophomore outside hitter Juliia Pakhomenko, who was among the GLIAC's leaders in kills, aces, and hitting percentage.
Although the Timberwolves beat Ashland in their only two meetings this season, the Eagles are not to be taken lightly. Ashland finished just behind NU in kills, aces, assists, and hitting, and the Eagles have the only player in the GLIAC with more kills than Pakhomenko — senior Brittany Snider.
Snider racked up 29 kills in a 3-2 loss to NU during the regular season, then was held to eight kills with 12 errors in a 3-0 loss to NU during the conference tournament. Koth said he doesn't expect to shut Snider down like that again.
He added with a smile that he might have inadvertently provided Snider with an extra boost of motivation when, not thinking he would have to face her again, he congratulated her on an outstanding career following NU's win over Ashland in the conference tourney.
"I hope I didn't really help (fire her up)," Koth said. "After that (conference tourney) match, I did not expect them to fall into a seed that would have them meeting us (in regionals) in the first round. As we shook hands, I congratulated her on a great career, and I told her it had been a pleasure to see her play.
"And then we turn around and get to play her again (in regionals)," he added. "I don't think she took that in any kind of derogatory way, but I do think that might have (given her some extra motivation). ... I do think she'll be a factor in this match. But I do think we know what we need to do (to slow her down), and hopefully we can do that again Thursday."
Koth said he also hopes his Timberwolves won't take Ashland for granted, despite their recent success against the Eagles.
"I would say it might be very easy to not to be in tune (against an opponent you've beaten multiple times already)," he said. "I think once we get on the floor, we're going to play and play hard. ... I think (our players are) aware that they're playing a very capable opponent, and hopefully that'll be the edge that'll keep them in tune."
According to Koth, the key to any national-level tournament is simply getting the butterflies out early and not allowing nerves to become overwhelming.
"In these types of environments, the first round is always the most challenging. You get in there and there might be some nerves, some excitement, and that'll (hold true) for both teams," Koth noted. "You might see a little bit of jittery play in that first set of that first match."
While NU has dominated the teams in its half of the regional, the Timberwolves haven't fared as well against the other half. NU lost to Rockhurst and split two matches with Ferris State. The Timberwolves have not faced either Indianapolis or Lewis this season.
Koth said he wouldn't mind getting a crack at either Rockhurst or Indy in the regional final.
"I would really like that match-up (if we played Rockhurst), because we played them earlier in the season (at the GLIAC/GLVC Challenge) when we were not at our optimal performance," he said. " ... I like our opportunity if we have to match up with them.
"And I would l love to face Indy on their home floor," he added. "I think we're a tough matchup for them, although they are a very, very good team. ... We're a lot more balanced (than Indianapolis is)."
On the flip side, Koth said he would be leery if NU has to face either Lewis or Ferris State. The Timberwolves have never faced the Flyers during Koth's tenure, and they were swept by the Bulldogs in the regular-season finale a couple of weeks ago.
"(Facing Lewis) would be a preparation issue for me, because we haven't seen them; we haven't played them," Koth noted. "And in Ferris's case, they concern me when they pass well. ... If Ferris is passing really well, that puts us in a (tough) position. They present a real challenge to us.
"The positive side to (potentially facing Ferris) is that we did just get beat by them pretty badly," he added with a smile. "So if we do match up with them again, I know we'll be in tune and ready to go."
The winner of the Midwest Regional will advance to the national quarterfinals in Pensacola, Fla., to face the winner of the East Regional on Dec. 6.


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Do you workout alone but often find you could push and lift more weight if you had a spotter? Did you know that the gym is one of the friendliest places out there and brings strangers who wouldn't normally talk to one another, together! If you are looking to increase size, gain more muscle and become stronger, don't be afraid to ask someone who you don't know for a spot. Often I see it whereby you will try to push through but end short of your set by a few reps because you needed a push.
So don't be afraid to ask someone who you perhaps haven't spoken to before as 99% of the time they will help you. You never know they might also become a new lifting partner or a friend. The gym is a wonderful place with lots of friendly guys and girls in there :)


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More than 25,000 people gathered in Sacramento on the West steps of the State Capitol for a concert focused on social justice issues. The Imagine Justice concert featured Common, J. Cole, Goapele, Andra Day, Ledisi and a handful of other speakers such as Bryonn Bain and Van Jones.Goapele opened the concert with her hit song "Stand." She was followed by Common, who performed "Black America Again," "The Light" and a freestyle about how much he loves Sacramento. Other performers included J. Cole, Andra Day and Ledisi.
Before the concert, Common said it was the right time for this event.
"This is one of the most important moments for me to be here…in Sacramento, in front of the Capitol, in support of changing our prison system, that is why I am here," he said.
Imagine Justice worked with the Anti-Recidivism Coalition (ARC) which has been known to impact the lives of formerly incarcerated individuals. Several former inmates there talked about ARC's efforts which had helped turn their lives around and break the revolving door of jail and parole arrest only to be jailed again.
Rashid Williams, Common's drummer, also said the concert was important and the show was a way of giving back to the people. He also said the show was more significant than the average performance which is done in a different city every night.
Lorreen Pryor, Black Student Leadership Project president, said a socially-conscious concert is important these days.
"In these times, more than ever, it is crucial for Black youth to use their collective voices to force change. A key way to do that is to vote. Vote to remove those who are not invested in your future or vote to elect those who represent the ideals that are important to you," said Pryor.By Jillian Knox
Feature photo: Russell Coollens. Common taking to the stage.California Black Media, Content Sponsor
Website: www.cablackmedia.org
California Black Media exists to facilitate communication between the black community, media, grassroots organizations, and policy makers by providing fact-based reporting to a network of over 21 Black media outlets on leading public policy issues that impact their lives and communities.


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Hollywood TV is your source for daily celebrity news and gossip!
Ryan Reynolds postponed arm surgery to head to China. Reynolds had the treatment scheduled for a long-standing injury over the weekend but skipped it to promote Deadpool 2 in Beijing. Fox announced last week that an edited version of the sequel would premiere there on Friday. This is the first time the series has passed the country's strict censorship standards. "It's been a dream of mine for years to bring 'Deadpool' to China and Chinese audiences, so for me this is, uh, heaven on earth," Reynolds told fans on the promotional visit.
Brad Pitt is allegedly dating Charlize Theron. The two met during a commercial shoot six months ago. The U.K.'s Sun newspaper has reported that they started a romance over the holidays. A source told the newspaper that the pair were spotted getting cozy at a private event in January at the Chateau Marmont in Los Angeles. No official comment from Pitt or Theron on the rumors.
Jon Bon Jovi joins other celebrities that are helping out federal workers who are not being paid during the government shutdown. His restaurant announced on Facebook that federal works are welcomed to a free meal. The rockers restaurant JBJ Soul Kitchen is a non-profit restaurant where customers can dine even if they can not pay the suggested donation.
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The Hely & Weber is an economical wrist brace for a wide range of wrist conditions
The Ossur Exoform Carpal Tunnel Wrist brace is an extremely lightweight low profile design for the treatment of carpal tunnel syndrom and tendonitis.
Our patented Formfit Wrist & Forearm is made of a breathable material and provides protection for patients suffering from tendonitis, select soft tissue injuries, including mild to moderate sprains and strains, as well as for post-cast healing.
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From mild to moderate sprains and strains to other selected soft tissue injuries, Form Fit Thumb Spica from Ossur Braces has you covered with the breathable material and contour fit. It is designed to restrict wrist and thumb motion.
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The Don Joy Universal Neoprene Wrist Brace is Don Joy's most popular wrist brace. The Don Joy Universal Neoprene Wrist Brace is a 3-strap design wrist brace that allows graduated adjustment and firm support.
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The adjustable dual closure provides greater contour and an individual fit.
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The Exos Wrist Brace is intended for carpal bone injuries such as lunate,pisiform, or triquietral fractures, scapho-lunate dislocations, triangular fibro-cartilage complex (TFCC) tears, radio-carpal ligament injuries
The Boxers Fracture Brace is used to stabilize fractures to the 4th and/or 5th metacarpal bones, and also provides stabilization to the 4th and 5th interphalangeal and wrist joints. Can be used for metacarpal head/neck fracture of the 4th and/or 5th metacarpal. Does not contain latex


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These beautifully made teddies we brought in and shown to us by one of our customers. She had popped in o see us a couple of months ago to get some of our soft fleece. When in our shop in Bridport Dorset she told us of her plans to make teddies for a craft show she was attending. We asked her to bring in some to show us when they were finished which she has kindly done. These were two of the finished results. We think they are so beautifully finished and well made, and we were so grateful for our customer bringing them in to show us.
She has made the teddy body and head with a cuddle fleece/ fur fabric we stock, this is 150cm wide and is priced at £8.30 per metre.
The teddies hat and jacket is made from felt which is priced at £7.90 per metre.
If you have made something you would like to show us we would love to see, please email photos, we would love to be able to talk about your make.


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The month of June'18 was one of the most hectic months in a long time. I faced several personal challenges in the face of a minor surgery, kids' summer vacations, time running short for preparing for an important exam I took in the first week of July and much more on the relationships front. I have been scathed, yet come out whole but transformed. And I am grateful to the almighty for the same, because I in my heart I believe that whatever happened was for good.
With kids at home for the entire month, I faced the challenge of keeping them entertained round the clock. I did a fairly good job of engaging them in a variety of activities without too much preparation. The activities that I chose for the kids to keep themselves busy, were more like life skills that will go a long way in making them independent. Read about 50 Ways To Keep Kids Busy During Vacation to know more.
I had to go through a minor surgical process for an infection in the abdomen that required me to take an anesthetic. Now that isn't a big deal. But if the reaction of anesthetic is a week long struggle with feeling gastric and bloated? I have experienced it before during the C-Section process for birthing my second baby. But I was better prepared to deal with the situation this time. I raised an alarm early on and was saved a lot of pain and sleepless nights. The good part about physical pain is that once you have dealt with it, the memories of the same do not bring back the pain in same magnitude. And I am thankful for it.
In all the madness of managing the kids and recovering from the surgery, I planned my day in a maaner that I spent stipulated time for studying for a very important exam. This exam could determine the course of my career. As a student I liked to stick to a study plan. Deviations and uncertain conditions made me jittery. I am glad, that even after so many years, I approached my preparation with a crash course plan and that I could stick to my study schedule.
I have been choking on emotional front due to some difficult relationships for a couple of years now. I have felt suffocated because never did I have an opportunity to express myself and place my concerns on the table. But something different happened last month. I was able to speak up and express myself in black and white. I don't know if it will change anything in the long run, but I am glad that I could speak up without getting too emotional about the entire scenario. I kept my ground in the most rational way possible. I hope that things turn for better in future. Atleast I was able to exonerate myself of the baggage that I've been carrying for long.
On the blogging front, I participated in my first ever Write Tribe festival. It was seven days of continuous blogging and same number of days of relentlessly reading other bloggers works. It was one hell of an experience. It left me happy about writing seven fiction short stories that were well received by fellow bloggers and readers equally. You may read these stories here.
I would call the month of June'18 as the one with maximum impact since the beginning of this year. I hope to keep the momentum flowing. Gratitude to life for such hopes!
This post is participating in June'18 Gratitude Circle blog hop at Vidya Sury, Collecting Smiles


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More and more financial institutions are pursuing the marketing tactics that companies like Home Depot, Nikon, and Apple have been capitalizing on for years. Content marketing is a proven way to generate leads that's quickly becoming the status quo.
The goal of our upcoming workshop is to show you how your financial institution can use content in your branch, on your website, and through social media to generate not only sales, but also a wealth of customer loyalty. Sign up HERE.
Here are the facts:
1. People are looking for answers to their financial questions
2. They are likely to buy from the one who provides them
3. You want those answers to come from you, not someone else
We'll help give you a sense of what content is most effective AND show you how to deliver in a way that drives sales.
Please tune in and join us on February 5 from 2:00 to 2:30 EST. We look forward to seeing you there!