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Tomorrow morning is budget meeting time with husband. We'll head to a local coffee shop with our laptop, and over mocha (him) and green tea (me), we'll look at how we did this week, what's on tap for next week, and how we are doing relative to our year plan.
It took us so long to get here. So many overdrafts, late fees, tearful arguments. So much stress and fear and pain. We neither of us come from money, nor were we taught how to handle money. We financed everything. We bought what we wanted. We argued.
Once, when we were just about getting there, I miscalculated the timing of a bill. It lead to ten overdraft charges at our, then, big fancy bank. I went in and begged the bank manager to refund the charges. He sat impassively as I cried. He refunded nothing.
I swore that day that I would get out of debt and get out of that bank. We've been at a dear, small credit union for years now and I've never bounced a check with them. I came close once, but one of the employees called me to alert me that we were about to overdraft, was I aware? THAT'S customer service.
It took years, but we changed. And we are changed now, for good.
We went from fighting about money, to working our plan together.
We went from four credit cards to one debit card. My husband has the debit card hidden and we only get it out for agreed upon purchases online.
We use cash now for all of our weekly out-and-about purchases. I can't go over budget if I'm out of green paper in my wallet.
This is what financial peace looks like in my house.
That's what Dave Ramsey's book is called, by the way, Financial Peace. The day we found Dave Ramsey's book was a day that changed our lives. Check him out if you haven't heard of him. Or if you're still fighting about money.
Our budget is one a simple Excel spreadsheet. I tried the fancy programs, too much work. There are always adjustments, but the budget gives us a framework within which to work.
We stop at the bank every Saturday morning for our cash for the week. And I thank God that we have reached this point. I enjoy making purchases again, because there is no shame, no fear when I do.
If you have ever fought about money, know that it can be different for you. It can.
With love,


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About Patriot Roofing San Antonio
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subset: commoncrawl


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As a dedicated wearer of skate trainers, I didn't expect robust hiking shoes to dominate my footwear choice for the last few months. But since pulling on the Anatom V1 Trail for the first time my skate trainers have remained almost unworn. In this review of Anatom V1 Trail I will do my best to explain why I like them for hiking and also for everyday wear.
My intention was to wear the Anatom V1 Trail for light hiking, as warm and waterproof shoes in ski resorts and as wet weather footwear at home. I have done the above but also found myself wearing them as everyday shoes – including Christmas shopping, a trip to the inlaws and a couple of trips to the pub. The reason? They are practical, versatile, comfy and robust hiking shoes.
Review of Anatom V1 Trail: Practical
Perhaps being practical isn't the most exciting quality but it is practical products that we use everyday often without noticing them. Due to the tri.aria technology the Anatom V1 Trail is waterproof and breathable, which makes them very practical for use on wet days, or on days when you'll be working up a bit of a foot-sweat.
To test the waterproofness I did some puddle jumping with my three year old son. He was wearing wellies, me the Anatom's. By the time we got home we both still had dry feet but very wet trousers. I have also walked around in melting snow for an hour or two and they have kept me dry.
The Anatom V1 Trail uses Space Invader TG1 grip which I have found works exceptionally well on everything except a shiny tiled floor. Walking in snow, mud, on grass, gravel, across boulders and on pavement I have learnt to trust impeccably that the Anatom's will deliver a solid grip. The tiled floor that caused a problem was dry, but having come in with damp shoes it turned into an ice rink.
While we are talking practical a quick word on the laces. They do up, stay done up and are easy to undo. You may say that is what laces are meant to do and you'd be right, however many laces fall short somewhere along the way.
Review of Anatom V1 Trail: Versatile
Although I love my hiking boots they are not suited to a trip to the pub (unless at the end of a hike), for shopping or to fly in – I can't even drive in them. At the other end of the scale my much loved skate trainers have poor grip (except I assume on a skateboard), will not keep my feet dry in wet weather and do nothing for sweaty feet. Both the boots and the skate trainers have their place in my shoe collection but they are certainly not versatile.
Which is where the Anatom V1 Trail comes in. They are light weight – around 900 grams – and only fractionally larger than my skate shoes. They don't look as good as my skate trainers but they don't look like I have just walked in from a Duke or Edinburgh Award either.
This means I can wear them for everything from attending travel shows to travelling, hiking to driving and puddle jumping to pub crawling – as long as I am careful on tiled floors. I have a feeling they would even be fine for skateboarding, but not having skated since I was a teenager forgive me for not testing it.
Review of Anatom V1 Trail: Comfy
Of course being practical and versatile is all well and good but if these robust hiking shoes are not comfy it is all irrelevant. At first I found the top edge of the collar rubbed slightly on the ball of my ankle, however with a fairly low foot profile I have used Superfeet Insoles in many shoes over the years. With the superfeet in place the problem was corrected.
That is not to say the Anatom insoles are uncomfortable, far from it. The V1 Trail use the Anatom Bioform Ultralite Footbed which provides great support and cushioning – I know as have been using the insoles in my slippers and they are extremely comfortable.
The Anatom V1 Trail are fairly stiff – more so than my hiking boots – so I expected them to be tough to break in. However it only took a couple of wears before I found them giving where I need it but providing superior support to any of my other footwear. The Anatom's use a heel cradle support system which is a stiff band of plastic that keeps the heel area rigid providing great support and keeping your heel in place.
Comfort is the main reason the Anatom's are now my go to footwear. They are very supportive which although makes them a little stiff, also makes them very comfortable to wear all-day, perfect for covering a long distance or just for a quick trip to the corner shop.
Anatom V1 Trail: Robust hiking shoes
I have owned hiking shoes before that have started to look scuffed and old fairly quickly, I have also had some that lasted a very long time. After four months of walking through rain, mud, snow, shopping centres and pubs, the Anatom V1 Trail shoes still look new.
The Anaton website describes the upper as 'High abrasion resistant mesh, suede & rubber', I think that sums it up perfectly. Even the soles are showing minimal signs of wear and my feeling is the Anatom V1 Trail are robust hiking shoes and will last a very long time.
Anatom V1 Trail: Conclusions
The only change I would make to the V1 shoes is to change the colour. If they were black all over, or even if just the peachy coloured highlights were grey or black I would be tempted to ditch my skate trainers altogether. Unfortunately the highlights highlight the fact that you are wearing hiking shoes, which means they are not suitable for everything.
Overall the Anatom V1 Trail are very comfortable and so versatile that you find yourself wearing them nearly all the time. They are robust enough to handle tough trails and varied conditions without quickly looking worn and scruffy, I expect they will last a few years and many miles, making the £69.99 price tag very good value.
The RRP for the Anatom V1 Trail tri.aria is £69.99. They are stocked by Blacks, Cotswold Outdoor, Graham Tiso and many other retailers.


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- Margaret Medley
(b London, June 11, 1914; d Pembury, Kent, July 31, 1983).
English diplomat, collector and art historian. In 1947, as a member of the British Diplomatic Service, he was posted to Nanjing, Jiangsu Province, then the capital of the Nationalist Chinese government. He became interested in Chinese art and history and began a collection of porcelain, furniture and textiles at a time of political and economic uncertainty, when Chinese collectors were forced to sell. When he moved to the British embassy in Beijing in 1954 he continued his research into Chinese ceramic history with the help of specialists from the Palace Museum. In 1963 he became British ambassador to the Philippines and was largely responsible for organizing the Manila Trade Pottery Seminar (1968), to which he also contributed five of the nine discussion monographs. From 1972 to 1974, as British ambassador to China, he played an important part in promoting the Chinese archaeological exhibition The Genius of China, held in London at the Royal Academy in ...


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Looking for an ideal Mother's Day gift? Send Mom a fragrant bottle of perfume online from NetFlorist. Knock mom's socks off by showing her how innovative and thoughtful you are, celebrating her awesomeness on all levels. Why not send a beautiful bouquet of flowers along with your incredible Mother's Day gift? Order online Mother's Day presents from our other fabulous ranges! NetFlorist's sameday gifting service is always a good idea, especially because we deliver in Paarl, Vereeniging, Port Elizabeth and anywhere else in SA!
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Search results 1 - 20 of 62
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Hope for America's Most Segregated Hour
2019 Cultivating Vital Worship | Session
Audio | July 22, 2019
Angie Hong on Imagining Worship as an Egalitarian Zone
Christian worship services can support or contradict the biblical vision of the church as one body with many parts. Here's how corporate worship can help worshipers practice equity across lines of gender, race, ability, socioeconomics, and sexuality.
Conversation | May 24, 2019
Preaching While White: Practices of Humility and Courage in the Face of Injustice
2019 Calvin Symposium on Worship | Workshop
Audio | April 10, 2019
The Savior of Justice for the Needy
2019 Calvin Symposium on Worship | Service of the Word
Worship Service | Video | February 27, 2019
Welcoming the Stranger: Justice, Compassion, and Truth in Christian Worship and Life
All over the world, Christian churches are struggling to obey the Bible's clear commands to welcome the stranger, to displace the fear that leads to exclusion, and to both extend and receive mutual hospitality as gifts of God's Spirit.
Audio | February 16, 2018
Mark Mulder on Debunking "the Culture of Poverty"
It is important for financially stable churches and Christians to build relationships with those in poverty. But the reason may be different than what you might assume.
Conversation | December 14, 2017
When Helping Heals: Affirming Global Service in our Churches
Providing charitable support and development assistance to people in need can and does work, but, like any important activity, we must learn how to do it well.
Article | August 22, 2017
When Helping Heals: An Economist and Political Scientist Affirm Global Service
Is it possible to work in international development without hurting those we are helping?
Audio | July 05, 2017
The Need for Lament: Soong-Chan Rah
Soong-Chan Rah argues that the deeply rooted triumphalism and exceptionalism in the American society are causing the absence of lament in the American churches.
Video | March 22, 2017
Prophetic Lament
When Soong-Chan Rah planted an urban church near Boston, he began with a series of sermons on the Book of Lamentations, a radical counter-cultural approach to ministry that later became the basis for his book Prophetic Lament.
Video | February 22, 2017
Eric Mathis on Expanding Teens' Vision of Worship
Defining "worship" is an essential step for churches that want to start including youth in planning and leading worship. Teenagers long for worship that connects to life issues such as justice, imagination, and the arts.
Conversation | February 14, 2017
Tony Alonso on Liturgical Music as Communal Confession
Tony Alonso notices gaps between what we sing in worship and how we live, including how we choose bilingual songs.
Conversation | October 31, 2016
"The Justice Calling" Authors on Becoming a Just Church
Some churches care deeply about studying the Bible. Others are passionate about justice. Authors Bethany Hanke Hoang and Kristen Deede Johnson offer help for congregations that care or want to care about both.
Conversation | July 12, 2016
Worship that Calls Us to Reflect God's Heart for Justice
Bethany Hanke Hoang and Kristen Deede Johnson co-wrote The Justice Calling: Where Passion Meets Perseverance. They explain how weekly worship helps congregations keep working with, and waiting on, God to make all things new.
Feature Story | July 12, 2016
Deborah Sokolove on Sanctifying Art
Artist, writer and teacher Deborah Sokolove explains why humans need art as much as they need food, water or air.
Conversation | May 26, 2016
Rejoicing in Lament
Four pastors and scholars discuss wrestling with incurable cancer, cancerous racism and life in Christ. They offer insights into how congregations can follow the lead of the Psalms in practicing candid lament as an essential part of deeply joyful worship.
Conversation | April 22, 2016
God of Justice, Love, and Mercy
A vesper service led by singers, band, organ, and strings, the Fuller Seminary Chapel worship leaders utilize traditional and original resources to guide worshipers through a prayerful liturgy of confession and forgiveness.
Worship Service | Video | April 08, 2016
The Church Behind Bars
This session explores the growth of the church behind bars in several Michigan prisons and in Angola Prison in Louisiana.
Audio | March 04, 2016
Jennifer Ackerman on Courageous Conversations among Pastors
The Micah Groups program brings together pastors from diverse denominational, theological and ethnic contexts, all who desire to become empowered wise preachers. They seek justice, love mercy and walk humbly with God. Over time, they build enough trust to have courageous conversations about worship, preaching and justice.
Conversation | February 19, 2016


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LE BERCAIL restaurant
At Restaurant Le Bercail, time passes unnoticed. It's the perfect place for an afternoon snack, or to discuss the big issues with friends, while sipping drinks around the fireplace. The formula is simple: cozy armchairs by the fire, counters and stools, and a simplified menu.
Contact us: 1 844 240-4700
Savour the best of Charlevoix
Live DJ
- On Friday nights, from 7 to 11 pm
A distinctly relaxed atmosphere to unwind and unplug.
Our team selects the best regional products in order to present you with a fresh menu, complete delicious creations.
Fine pizzas, tartares, salads and local cheeses make up a menu that is simple and just what you're looking for.
Bar and tapas service
- Sunday to Thursday : 11 A.M. - 11 P.M.
- Friday and Saturday : 11 A.M. - 12 A.M.
- Monday to Thursday : 11:30 A.M. - 2 P.M. and 5 P.M. - 9 P.M.
- Friday : 11:30 A.M. - 2 P.M. and 5 P.M. - 11 P.M.
- Saturday : 11:30 A.M. - 11 P.M.
- Sunday : 11:30 A.M. - 9 P.M.
This schedule is subject to change without prior notice.
During the warm season, the 15 hives located in our garden produce up to 600 kilos of honey. Our chef and pastry chefs use the fresh honey in meals and in our signature desserts. The presence of bees also encourages more small fruits to grow.
SAY HI TO ANDRÉ and Philippe
From June to October, you're welcome to explore our organic garden, where you'll meet André and Philippe, our skilled gardeners. They are responsible for growing all of the fruits, vegetables and herbs you'll find on your plate.
Our team works hard to present you with inspiring plates, created with a great many regional products
Trip advisor Certificate of excellence
AT LE GERMAIN Charlevoix HOTEL & Spa, YOU'LL ALSO FIND...
Epicureans are never bored at Le Germain Charlevoix Hotel & Spa. We recommend the following establishments...


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Sunday, August 23, 2009
KSFR, Santa Fe, N.M.
10 p.m. to midnight Sundays Mountain Time
Host: Steve Terrell
email me during the show! firstname.lastname@example.com
OPENING THEME: Let it Out (Let it All Hang Out) by The Hombres
A Question of Temperature by The Baloon Farm
He Sure Could Hypnotize by The A-Bones
So Long Silver Lining by New Bomb Turks
Seersucker Suit by J.J. & The Real Jerks
Ether Cocktail by The Derangers
Strychnine by The Fuzztones
The Witch by Los Peyotes
Pyscho by The Sonics
Get on This Plane by The Purple Merkins
Disintegrtation by The Readymen
Cops on Our Tail by The Raveonettes
Gimme Danger by Iggy Pop
Faces by T.C. Atlantic
Thelma & Louise by The Horrorpops
Two Shakes by The Ettes
Have Love Will Travel by Thee Headcoatees
Sheela-Na-Gig by P.J. Harvey
Party Date by Carl Canida
Son of a Gun by The Polkaholics
Who'd Ya Like to Love Ya by Lil Wally
Wasted by Pere Ubu
Voi La Intruder by Gogol Bordello
I Want to See You Bellydance by The Red Elvises
Dream Cloud Chote by Crow Hang
Jimi Hendrix Polka by Brave Combo
Experiment in Terror by Davie Allan & The Arrows
Said the People by Dinosaur Jr.
Jesus Christ for Dinner by The Modey Lemon
Falt Foot Flewzy by NRBQ
Blast Off! by The Monks
Goodnight Irene by Tom Waits
CLOSING THEME: Over the Rainbow by Jerry Lee Lewis
Sunday, August 23, 2009
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WACKY WEDNESDAY: Cornell Hurd's Comic Country
Just got back to town last night, so Wacky Wednesday is a little late today ... While visiting Austin, Texas last week, I got to see ...
A version of this was published in The Santa Fe New Mexican June 22, 2007 ThaMuseMeant fled Santa Fe for the Pacific Northwest a few ye...
Outside In Productions just announced this summer's Santa Fe Bandstand schedule. Shinyribs at 2018 South by Southwest Ad it's...
Today would have been the 87th birthday of the late character actor Ted Cassidy, the man who played the Frankenstein-like butler Lurch on...


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gives me back a great amount of power. The power to change, take
action, pray about it. The power to look at it honestly and with out
being in denial. Who would of thought that being powerless is truly
what gives you power. At least the power to do something about it.
Sent from my iPhone


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Check out our evaluate for the Gear VR and tell us what you assume! Disclaimer: Our reside footage of the VR needed to be minimize considerably due to steady lag on the display recording. We apologize for the brief size of the gameplay, however we promise we'll enhance our high quality every single day! Follow us: Instagram: @The_TechBros https://goo.gl/WFMFJX Twitter: ...Read More »
Typical First VR Experience.. with Tanel!
Soo.. I drove 200KM as we speak to check out the HTC Vive.. yeaahh.. enjoyable 😀 If you wan´t me to evaluate, preview, unbox certainly one of your merchandise then simply e-mail me at email@example.com IF YOU LIKED THE VIDEO THEN SUBSCRIBE! 🙂 Follow me on Facebook additionally! http://www.facebook.com/TheTanelChannel And my Facebook is linked to Twitter wich I exploit additionally ...Read More »
Branded Google cardboard V2 – Standard | Maxbox VR
Check out this unit we created for Krispy Kreme. Based on the Google Cardboard V2.zero that is our prime promoting unit. The good giveaway swag for occasions and conferences! ————————————————————————————————- Check out our web site: www.maxboxvr.com Don't overlook to comply with us! INSTAGRAM http://instagram.com/MaxboxVR FACEBOOK https://www.facebook.com/MaxboxVR TWITTER http://twitter.com/MaxboxVR Drop us a line! email@example.com sourceRead More »
CheFPV and his Take on GoPro versus RunCam 3 Lawsuit
CheFPV.com TheDroneReviewers.com ZeroGroundFPV.com Connex Prosight Tips of the Day https://connexuav.zendesk.com/hc/en-us/articles/212788323-ProSight-Tip-of-the-day- $50 OFF Avegant Glyphs avegant.com Promo Code: CheFPV (US ONLY) sourceRead More »
3D Video Acadia
Watching Side by Side – SBS 3D – 3D Video – 3D SBS Video Compatibility: VR-headsets , Cardboard 3D , Gear VR , VR Box , Oculus Rift DK2 CV1 , HTC Vive , Nvidia 3D Vision , Nintendo 3DS , 3D TV , Cross Eyed 3D , Anaglyph 3D Huawei VR , Cmoar VR , Auvisio VR , OSVR ...Read More »


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[Scholarship is offered for this program]
—— for PhD only ——
Chemnitz University of Technology offers within the project "InProTUC" (Doing your doctorate at Chemnitz University of Technology) scholarships for PhD-students from its international partner universities, who are planning to conduct thesis-related research at Chemnitz University of Technology. Young academics can spend up to three month at Chemnitz University of Technology for a research visit.
Also graduates from international partner universities of Chemnitz University of Technology who are taking into consideration to do a doctorate at Chemnitz University of Technology are entitled to apply for funding of a contact/information visit at Chemnitz in order to get to know the prospective supervisor and the facilities. These so-called "insight visits" are fundable up to one month.
For more information, please visit: https://www.tu-chemnitz.de/zfwn/inprotuc/foerderung.php.en
Project Description: https://www.tu-chemnitz.de/zfwn/download/pdf/inprotuc/ausschreibung_03-2017_08-2017/161205_ENG_Projektbeschreibung.pdf
The research and insight visits have to take place between 1 March 2017 and 31 August 2017.
Travel allowance and a subsistence allowance according the regulations of the German Academic Exchange Service.
Before applying for funding, please find a supervisor at Chemnitz University of Technology willing to host and supervise you while being in Chemnitz. Applications have to be submitted together with the confirmation of a supervisor at Chemnitz University of Technology on or (best) before 31 January 2017 electronically as one pdf-file via email to Ms. Antje Pfeifer (firstname.lastname@example.com). For getting information about the professorships and their research focus points in order to apply for supervision of your stay, please:
– go to the homepage of Chemnitz University of Technology (https://www.tu-chemnitz.de/index.html.en)
– choose the respective faculty ("Faculty"-button right hand of the university logo)
– and then choose "professorships" on faculty website.
*) Please address your application for supervision of your research project to the professor personally and attach the common documents (i.a. CV, description of research project related to the research focus points of the professorship, letter of recommendation)
*) All the required documents are available on the website https://www.tu-chemnitz.de/zfwn/inprotuc/foerderung.php.en
January 31, 2017


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When women get together in actual conversations or in social media, there is a huge likelihood that the topic would switch to Fat Talk. You and I are probably guilty of it too, sometimes.
Things like, ?my legs aren?t legs anymore, they?re logs!?, or ?just look at my awfully huge thighs and cringe!?, and of course the usual, ?I?m so fat!? These topics are way too commonplace and seriously hit a chord within us.
Special K recently conducted a study and they found out that 93% of women engage in Fat Talk. Just check out this powerful video and tell us what you think in the comments.
Are you guilty of Fat Talk? If so, let us examine the possible reasons and try to fight it with Special K?s empowering Shhhhut Down Fat Talk campaign.
It has become a way to bond between women.
Sadly, women sometimes indulge in fat talk to make other women feel at ease with themselves. Putting ourselves down has become quite a habit that discussing it with female friends seems to make everyone feel a little bit better.
We joke about our thighs, come up with witty remarks about our cankles and how we need bookmarks to keep track of our multiple chins and all that. But come to think of it, is this kind of talk really necessary? Surely, there are other more positive ways to bond?
Fat Talk has more or less become scripted among friends.
According to Dr. Alexandra F. Corning, a research associate professor in psychology at the University of Notre Dame in an article posted in the NY Times blog:
?It is better for me to criticize myself first before anyone else does.?
Nearly half of the women surveyed by Special K gave this answer as to why they engage in Fat Talk. Take a look at this Special K infographic.
Fat Talk is negative, hurts our self-esteem, lowers our self-worth, and can become a barrier in managing our weight.
We don?t allow others to bully us, but why do we bully our own selves? You?re beautiful. I am beautiful. We all have gorgeous characteristics that we should focus on. As the New Year approaches, let us make it a habit to focus on the positive and let go of fat talk.
?Words are powerful. Let?s make sure they?re positive?
Special K has teamed up with supermodel Tyra Banks to help women fight fat talk and take a positive approach to weight management. So how about you, are you planning to join Special K?s #FightFatTalk campaign too?
For more details, visit www.FightFatTalk.com.


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Answer the following question to subscribe to our newsletter
Friday, December 12, 2014
The Supreme Court held in a 9-0 decision this week that employees who were required to pass through anti-theft security screenings at the end of each work day were not owed for the time spent waiting in line, emptying their pockets, and passing through metal detectors, because that time was not compensable under the Fair Labor Standards Act ("FLSA"). Integrity Staffing Solutions, Inc. v. Busk, et al., No. 13-433 (Dec. 9, 2014).
The case, brought by employees in a Nevada Amazon.com warehouse, required the Court to interpret the FLSA and the Portal-to-Portal Act, which essentially provide that a work activity is compensable if it is "an integral or indispensable part" of the employee's principal work activities. The Supreme Court held that an activity is integral and indispensable, and therefore requires compensation under the FLSA, if: (a) it is an intrinsic element of the activities which the employee is employed to perform; and (b) the employee cannot dispense with the activity and still be able to perform his principal activities. Stated simply, the activity must be a direct and essential part of the performance of the employee's core responsibilities. The Court then held that passing through security was not part of the duties the warehouse workers were hired to perform and would not have affected the performance of their packing and shipping duties if it had been eliminated. Therefore, the Court ruled that the employer properly regarded the waiting in line and screening time as off the clock.
While this case controls with respect to time spent for certain employer security measures, it may have broader application to those employers that require, or are considering requiring, employees to perform non-essential activities off the clock. It provides a test to determine whether those activities are compensable under the FLSA, which employers can apply to attempt to avoid violations.
As always, the foregoing is for informational purposes only and does not constitute legal advice regarding any particular situation and should not be relied on as such. Please contact one of our labor and employment lawyers if you have any questions.
This update was prepared by Charles S. Elbert, D. Leo Human, and Erin M. Leach.
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text: Language Arts Sight Words 427 Week-by-Week Sight Word Packets Jump start reading success with these reproducible learning packets that teach another 100 important sight words in a systematic and fun way! Each packet offers multiple opportunities to practice the target sight words with activities that include tracing, sorting, word-building, word searches, and more. 96 pages. Grades K-2. 26876. Each .............................................. $18.85 The Best Sight Word Book Ever! With reproducible word wall cards and a 6-page reproducible activity booklet for each of 170 sight words, this has all you need to build strong sight word identification skills. Improve comprehension and fluency with activities such as rainbow writing, tracing and printing, word building, word blending, missing letters, a variety of word and letter puzzles, and more. 384 pages. Grades K-3/Special Education/ELL. 36666. Each .............................................. $35.25 The Big Book of Dolch Sight Word Activities Resource Book The Big Book of Dolch Sight Word Activities is the complete reading resource for building sight word mastery. With over 300 activities to introduce, reinforce, remediate, and practice Dolch sight words, it is a must-have for any young or special learning classroom. It also includes assessment suggestions and fun take-home activities! Ages 5-9. Grades K-3. 22866. Each .............................................. $35.30 Sight Word Poetry Pages Develop word recognition skills and improve reading fluency. Gives repeated opportunities to spell, write, and read a sight word while completing a fun poem! 112 pages. Grades PreK-2. 35172. Each .............................................. $20.15 Sight Words Splat Games Fast-paced games provide practice for 75 splat-tastic sight words. As the caller reads each sight word aloud, players scan the cards in front of them. If a player has a matching word, he or she says SPLAT! and flips the card over. The first player to flip over all of his or her cards wins. Three color-coded decks make it easy to adapt the game for one on one practice or multiple players. For 2-6 players. Set of 225 cards. 24747. Grades K-1, Each ........................ $17.10 24748. Grades 1-2, Each .......................... $17.10 Sight Words in a Flash Word Walls The Sight Words in a Flash learning system just keeps getting better! Each corresponding word wall set includes 169 word cards, with words culled from the Dolch, Fry and Star lists. Cards feature color coded print awareness outlines for systematized learning with word wall displays or use in pocket charts and sentence strip holders. 3"H. 57375. Grade K-1, Each .......................... $14.45 75819. Grade 1-2, Each .......................... $14.45 Sight Word Poems Flip Chart Teach important sight words with the 25 short and playful poems in this big, bright and colorful laminated flip chart. Each poem targets a key Dolch sight word and includes multiple opportunities for children to practice reading that word; helping them boost word recognition, automaticity and fluency. The poems feature predictable, rhyming text and supportive illustrations. The flip chart includes easy lesson routines, reproducible activities, plus a companion CD with ready-toprint mini posters of all 25 poems in full color. Grades Pre-K-1. 57611. Each .............................................. $36.45 I Have...Who Has? Sight Words Game The entire class can have fun while practicing skills in sight words and social studies. Hand out all 37 cards in the set. The student whose card reads "I have the first card! Who has...?" begins. The student whose card has the answer to that question responds and then asks a different question. This continues until the person with the last card gives the final answer and then reads "This is the end of the game!" Each box provides 4 sets of cards for 4 different games. 148 cards per box. 24629. Grade K, Each .............................. $22.35 24630. Grade 1, Each .............................. $22.35 24631. Grade 2, each .............................. $22.35 Pop for Sight Words Game Gobble up handfuls of fun and recognize and read aloud sight words. Fast-paced game play is great for improving fluency. Use abundant word cards for your own early literacy activities. Includes 100 die-cut popcorn cards (92 sight words and 8 POP cards). Guide printed on box, and engaging graphics. 3"L x 3"W x 61⁄4"H. How to Play: pick a card, read word correctly and build your popcorn pile. Don't pull the POP card, or all your pieces go back in box. Player with most pieces wins! 2-4 players. 21389. Each .............................................. $13.60


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Covéa Insurance wins Personal Lines Insurer of the Year
21st December
Covéa Insurance received an early Christmas present this year when, along with its sister company Sterling Insurance, it picked up the prestigious Personal Lines Insurer of the Year Award. The award was presented to Covéa Insurance's chief executive, James Reader, at a glittering ceremony in London, hosted by TV favourite David Walliams. (pictured)
The award rounds off an incredibly successful year for the business which has grown significantly, having joined forces with Kent-based Sterling at the start of the year. Covéa Insurance's success reflects its commitment to customer service right across its operation, as it becomes an increasingly significant player in the UK insurance market.
Editor of leading industry publication, Insurance Times and Chair of the judging panel, Saxon East, commented on the company's popularity with independent insurance brokers and intermediaries, which led to it winning the award:
"Covéa Insurance and Sterling won a large number of votes from brokers, proving it is a favourite in the intermediary space. Furthermore, it once again dominated the service rankings in our Broker Service Survey. This company has undergone significant change, yet has emerged as an even more customer-focused business."
James Reader, CEO of Covéa Insurance (pictured) shared his delight in winning the award saying:
"We are incredibly proud to have won this significant award, which is testament to the fantastic achievements of the people within our business. We are proud to receive recognition from our brokers for our ongoing commitment to delivering great service, this remains a key priority for us"
About Covéa Insurance
Covea Insurance plc is the UK underwriting business of leading French mutual insurance group Covéa, who are number 1 for property and liability insurance in France, generating over 16.9 billion Euros in premiums in 2018.
Covéa Insurance looks after the insurance needs of over 1.5 million policyholders; delivering financial reassurance through its Standard & Poor's A+ stable rating, as a guaranteed subsidiary of Covéa. It has Gold Investors in People accreditation and has been named one of the top 75 employers in West Yorkshire & the Humber.
The company offers motor, household, protection, pet, mid and high net worth insurance and a range of commercial insurance products, through a range of distribution channels. Employing over 1800 people, Covéa Insurance has a strong people and service ethos, having Investors In People Gold accreditation and is signatory to the HM Treasury Women In Finance Charter. It also has World Class service accreditation from the Institute of Customer Service for its Motor Claims, Home Claims and Underwriting Services teams as well as Chartered Insurer status for its Commercial and Mid/High Net Worth business.
In 2018, Covéa Insurance were recipients of the Personal Lines Insurer of the Year award at both the British Insurance Awards and the Insurance Times Awards and was the top rated insurer in the Insurance Times Broker Service Survey for both Personal and Commercial Lines.Back to list
Media Contacts
For media enquiries, please contact Stephanie Cox.
Alternatively, please call or email
E: Dianne Smith T: 07796 695 090


text: 5 out of 5 star Rating 9x19mm Mirage Mood Honey-Bee Bead By Aamina on April 7, 2016 This is one of my favorites. These are really fun to use, they are gorgeous and great quality. If you buy these once, you will be back for more. Was this review helpful to you? Yes or No Flag as inappropriate 2 people found this review helpful


text: Success is failure turned inside out, The silver tint of the clouds of doubt. And you never can tell how close you are; It may be near when it seems so far. So sick to the fight when you're hardest hit; It's when things seem worse that you must not quit.


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States back further progress on conflict and environment in UN legal debate
Earlier this month, States in New York debated the latest report from the International Law Commission's (ILC) ongoing study into the "protection of the environment in relation to armed conflicts" (PERAC). This blog takes a look at what States said, considers some of the key themes that are emerging, and the future of the ILC's work on PERAC following the imminent departure of the topic's Special Rapporteur Dr Marie Jacobsson. The ILC added PERAC to its programme of work in 2013, in part thanks to a recommendation in a 2009 […]Read More
UN Special Rapporteur calls for action on TRW to protect children
This month, Baskut Tuncak, the United Nations special rapporteur on human rights and toxics, presented the findings of his report on the effects of hazardous substances on the lives of children around the world to the 33rd session of the Human Rights Council. His conclusions were bold and brave for their implications on conflict: States should take responsibility for cleaning-up of the toxic remnants of war and provide medical aid to affected communities and individuals afterwards. Environmental pollution as result of warfare is a topic of growing of concern among […]Read More
UN lawyers present revised post-conflict environmental protection principles
What should parties to a conflict and international organisations do to help protect the environment and those who depend on it from the effects of war? Nine new principles proposed by the UN's International Law Commission seek to answer this question by distilling existing law and practice on everything from information sharing and the rights of indigenous peoples to tackling the toxic remnants of war. This blog takes a look at the new draft principles and assesses their potential contribution to environmental and civilian protection. Back in July, we published […]Read More
UN legal experts consider principles guiding environmental protection after conflicts
The International Law Commission has just published its third report on the protection of the environment in relation to armed conflicts (PERAC). Its Special Rapporteur is charged with the unenviable task of trying to distil state practice, and the norms from disparate bodies of law, into a set of draft principles that capture how States, their militaries and international organisations should address the environmental impact and legacy of armed conflict. This blog takes a look at the process, and considers the Special Rapporteur's latest draft principles. UNEP's 2009 report on […]Read More
Military health surveillance – lessons for post-conflict civilian health monitoring
Military personnel may come across a number of natural and anthropogenic environmental health risks during training, domestic operations and overseas deployment. Veterans groups and politicians have placed militaries under significant political pressure when exposures have been linked to negative health outcomes. The response has been to seek to integrate data on environmental risks and exposures into health monitoring programmes. Could these systems, and the data they contain, help inform approaches aimed at monitoring the risks to civilians from toxic remnants of war? Vietnam to Kuwait, recording environmental health risks Maintaining […]Read More
TRW down under: The Australian Defence Force's approach to contaminated land management
The Australian Defence Force has a comprehensive management plan for TRW sites and practices and the Department of Defence recognises its responsibility to remediate sites contaminated by its military activities. Andy Garrity examines their remediation schemes and considers principles and practices relevant to post-conflict TRW management. The Australian Department of Defence (ADoD) operate a large scale Environmental Remediation Programme (ERP) to tackle the environmental legacy of operations that has been amassed during the last 70 years, both domestically and overseas. The Australian Defence Force's (ADF) ERP was initiated in 2003, […]Read More
ISAF's environmental legacy in Afghanistan requires greater scrutiny
Since 2001, Afghanistan has seen intensive military activities from a number of countries that have contributed to the ISAF stabilisation force. With the drawdown of ISAF forces and a number of base closures under way, Aneaka Kellay investigates the toxic remnants of ISAF's operations and who is currently liable for the clean-up. Introduction ISAF has been deployed in Afghanistan since 2001. In August 2003, NATO assumed command of the operation and its mandate has been repeatedly extended by the UN Security Council. During the 2010 Lisbon Summit, NATO agreed to […]Read More
Report: Pollution Politics – power, accountability and toxic remnants of war
In the first of two major reports, Aneaka Kellay examines how the weakness of current international humanitarian law allows the generation of conflict pollution that can impact both civilian health and the environment for long after the cessation of hostilities. The report argues that a new mechanism is needed to prevent and remedy environmental damage, to increase accountability and improve post-conflict response and assistance. The executive summary and recommendations are presented below, and the full text can be downloaded from here. Executive summary and recommendations Introduction Humanity's dependency on the […]View PDF
Holding private military contractors to account for toxic remnants of war
The rapid expansion of the role of the private military security industry during the conflicts in Iraq and Afghanistan poses fundamental questions for the regulation of future wars, and for efforts to strengthen the protection of the environment during and after conflict. While the context of the Iraq and Afghanistan wars differs from much contemporary warfare, the Private Military Security Company (PMSC) industry has grown to such an extent that it would be unwise to ignore its role in future conflicts. The 2003 Iraq War saw the most significant use […]Read More


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Help to Reset Peace – Stopping Hard Fixed Smoke Detection Rings
If you want to stop the hard-wired smoke alarm ring, you're not the first to notice this problem and find it frustrating. Want to find peace, tranquility and peace of mind that the system works well. Some people are so frustrated that they completely remove the system. This is dangerous (if it does not replace the smoke detector with a battery alternately immediately) and may become redundant. Read some tips to help you determine the cause and stop the hard smoke alarm ring.
How annoying you are to sit and listen to an unbroken chirping? Most of us are accustomed to false alarms – which is a relief, of course, but annoying when the fire alarm system goes off whenever you toast or unplug the oven. But with a scenario that you know that if there is some fresh air and / or the temperature drops in the area, the sound will go away. After all, the machine is just doing its job. But the tinkling, which is repeated every hour … what to do in this?
Read this manual
This manual helps you troubleshoot hard-wired alarm issues. Some smoke detectors (burglar combination or other) that are hard-wired are equipped with home alarm systems, so check your manual if this is the case. If your system was hard-wired when you bought or moved home and no manual, look up the sticker with the manufacturer's data. You can then contact the manufacturer for help and / or a new manual.
A few tweaks are built to alert you to various possible problems with the equipment. The manual may contain a legend indicating the frequency of pinching with the action received. Some of the results include: low background battery, machine failure, significant temperature changes in the room, and other problems. If a hard-wired smoke detector beep has nothing to do with the Home Security Burglar Alarm, you should check the backup.
Back-up Batteries
Causes of the smoke alarm may be due to the use of spare batteries. A hard-wired smoke detector often charges the battery in the event of a power failure, and if the battery is low or completely dead, the alarm may ring to let you know. Try replacing the battery and see if the problem is corrected. Most people follow at least twice every year the replacement of all smoke detectors. If you live in a daytime saving area, starting and ending dates are good dates to remember to check smoke detectors, carbon monoxide detectors, and other home appliances, such as home security burglar alarm, for any defect.
Call Electrician
An electrician's advice may need to resolve the problem. The electrician may need to set the smoke detector setting and help resolve the hard wire smoke alarm ring and restore peace and quiet (and peace of mind) in your home.


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Banks try their best to retain their existing cardholders and work hard to attract more. Banks are often willing to offer a number of perks and benefits to their customers. Similarly, credit card issuers also offer such perks to the cardholders in certain situations. Here are a few avenues that you could explore to receive additional perks and improve your credit health.
Timely payment is crucial for your credit score. A late or a missed payment can have long-lasting repercussions. However, if you have multiple credit cards with different due dates, you could get confused and miss a payment unintentionally. You could sort out this problem by speaking with the card issuers and asking them to move your monthly due dates to a single date. That being done, you will have just one date to remember and the chances are likely that you will miss a payment anymore.
If your credit limit is high, you will tend to spend more. Increasing your credit balance leads to an increase in your credit utilization rate, which inevitably brings down your credit score. Also, if you spend more than you can afford to repay, you might incur a debt. You can ask your issuer to set caps on the amounts of purchases that you are allowed to make so that you can keep your credit utilization rate low, preferably below 30%. Alternatively, you could cap your expenses yourself by setting up a monthly budget.
1. Build your Credit Score
2. Reduce your Current Borrowing / EMI Costs
You can decrease your credit utilization rate by increasing your credit limit by talking to the card issuing company. This request will lead to a hard inquiry; so you must carefully evaluate your chances of approval before applying for the raise. If your current credit limit is low or you sometimes carry a balance, you might try to request an increase in your credit limit. The decision is entirely at the company's discretion. However, if your request is approved, you must be very careful with your expenses. A higher limit might tempt you to spend more.
If you have been associated with your bank or your card issuing company for a long time, you would definitely be a valuable customer for the bank. There is no harm in politely requesting your bank for a lower interest rate, provided that you have maintained a clean credit history of timely payments. If approved, a lower interest rate can help you save money if you ever carry a balance in future.
If you've had a spic and span credit history of timely payment, you can approach the card issuing authority and ask them to waive the late fee for your first missed payment. Some cards also have an offer in which the late fee of your first missed payment. However, this is just a backup option and you should ensure that you make all payments on time.
Some credit cards charge a hefty annual fee. Many customers cancel their credit cards to avoid it. In case you too are thinking on the same line, stop and reflect! Closing an account can affect your credit age, and you don't want your credit score to drop because of that. If your issuer values you, they might be willing to waive your annual fee. You could try talking to them and ask for a waiver.
You might find it hard to believe, but a quick phone call to your card issuer can solve a lot of potential problems and open up a door to many perks that you originally don't have access to. However, it is best to be a responsible spender and reduce the chances of running into a problem.
1. Build your Credit Score
2. Reduce your Current Borrowing / EMI Costs


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SunRail/Central Florida Commuter Rail Technical Advisory Committee Meeting Notice
Orlando - The Central Florida Commuter Rail Commission's Technical Advisory Committee (TAC) will meet on Wednesday, October 2, 2013 at 1:30 p.m. at the FDOT Orlando Urban Office located at 133. S. Semoran Blvd., Orlando.
Public participation is solicited without regard to race, color, national origin, age, sex, religion, disability or family status. Persons who require special accommodations under the Americans with Disabilities Act or persons who require translation services (free of charge) should contact Ms. Jennifer Taylor, FDOT District Five Title VI Coordinator, 719 S. Woodland Boulevard, DeLand, FL 32720, or by phone at 386-943-5367, or by email at email@example.com.
Questions? Please contact Steve Olson at email@example.com or 386-943-5479.


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Equitrekking Vacation Guide, Great Dude Ranches, Guest Ranches, Cattle Drives and Riding Vacations
The Hideout Lodge & Guest Ranch- Wyoming Dude RanchDestination Photo Gallery
This upscale Wyoming working cattle ranch vacation is at one of the bigger and older ranches in the area. With over 300,000 acres of land, it offers a diversity of terrain for exce...
Geronimo Trail Guest Ranch in New MexicoDestination Photo Gallery
New Mexico Guest Ranch located in the mountains of the breathtaking Gila National Forest, offering horseback riding, history, warm hospitality, delicious meals, and incredible scen...
Tsylos Park Lodge- British Columbia Riding VacationsDestination Photo Gallery Video
A Canadian Wilderness Lodge catering to people with a love of the outdoors, a sense of adventure, and a specific passion that they love, riding, fly fishing, photography, or just n...
Rawah Guest Ranch- ColoradoAuthentic Guest Ranch in Colorado, offering fly fishing, horseback riding, skeet shooting, a kids program and more. Read more
Siwash Lake Wilderness ResortSiwash Lake Wilderness Resort is an exclusive, intimate hideaway where horses, nature, and luxury entwine in the wilds, for a journey beyond the ordinary! Read more
Rancho Los Baños- Mexico Adventure Guest RanchRancho Los Baños is a 30,000 acre adventure guest ranch, nestled in the high Sonoran desert, offering a unique, diverse and pristine wilderness that is vast, remote, ru... Read more
Dude and Guest Ranches
Ultimate horseback adventures into Montana's spectacular Bob Marshall Wilderness.read more »
Ride year round in Saguaro-studded deserts, tall pine forests, or open mountain meadows. Come experience the beauty and history of the Old West with an Arizona dude ranch vacation!read more »
Flathead Lake Lodge is the perfect setting for multigenerational family vacations.read more »
The year-round Bar W Guest Ranch on Spencer Lake in Whitefish, Montana has it all - great accommodations, friendly staff, wonderful horses, and scrumptious food.read more »
Horseback riding adventures for the entire family, from one hour to four days, in the beautiful Rocky Mountains of Colorado a half hour from Vail and around 2 hours from Denver.read more »
British Columbia, Canada
Small, family run guest lodge, specializing in relaxation and horseback adventures within the beautiful natural wilderness of the Chilcotin area BC.read more »
Quesnel, British Columbia, Canada
Adventure horseback riding on the Alexander Mackenzie Heritage Trail, as well as ranch stays with cattle drives, boating and more on our British Columbia guest ranch.read more »
Wilderness pack trips from a backcountry camp located next to Yellowstone National Park in Wyoming.read more »
Granby, Colorado
The perfect family, corporate, and wedding desitnation, we have something for everyone: muli-level trail rides (from instructional to lope), a full kids program, Orvis-endorsed fly fishing lessons on the stocked pond, or on the 2 mi. of private stream, a full service spa, and 5-star, gourmet meals, to name just a few- stay 3 nights or a full 7.read more »
Authentic guest ranch located in Livermore, Colorado surrounded by the beautiful Rocky Mountains. The ranch offers incredible horseback riding, fly fishing, art classes, mountain biking and more.read more »
Selected by National Geographic Traveler magazine as one of "50 Tours of a Lifetime," the Last Frontier horseback riding vacation takes you to seven Patagonia estancias in the area surrounding Torres del Paine National Park in stunning Chile.read more »
Circle Z is a historic guest ranch in scenic Southern Arizona, offering phenomenal horseback riding on well trained horses over hundreds of miles of trails.read more »
Welcome to the CM Ranch, our gorgeous home and historic dude ranch, specializing in summer vacations since 1927. This is one of the oldest dude ranches in the country and is located in a secluded valley in the Wind River Mountain Range in Dubois.read more »
Colorado Cattle is an adult only (18+), real working cattle ranch with the amenities of a five star resort.read more »
Dude and Guest Ranches in Colorado
28 Colorado Guest Ranches offer 3-7 night ALL INCLUSIVE vacation packages. Explore the beautiful Rocky Mountains as they were meant to be seen: on horseback!read more »
Full program Colorado dude ranch with horseback riding, fly-fishing, shooting sports, children's program, rafting, hiking, swimming, evening programs, delicious, home-cooked meals, cozy cabins and the friendliest staff around.read more »
New Mexico
Double E Ranch is a working cattle/guest ranch located in the southwest corner of the Gila National Forest in New Mexico.read more »
For over 85 years Drowsy Water Ranch, nestled in its own private mountain valley, has been providing folks and families from around the world with authentic Western vacations.read more »
Representing the top 100 ranches in 12 western states & 2 Canadian Provinces
The only inspected and accredited Dude Ranches in North America; The Best of the Best.read more »
Located 18 miles west of Sheridan, Eatons' Ranch is a dude and cattle ranch that has offered the western dude ranch experience for over 130 years from the magnificent, pine-covered eastern slopes of the Bighorn Mountains.read more »
High and remote in the San Isabel National Forest with off-the-beaten path charm. Weekly package for 30 pampered guests. Unique for spectacular scenery, quality horses, variety of activities & superb menu. Here you will savor hospitality second to none - warm, friendly and sincere.read more »
New Mexico
New Mexico Guest Ranch located in the mountains of the breathtaking Gila National Forest, offering horseback riding, history, warm hospitality, delicious meals, and incredible scenery!read more »
Enjoy a premier guest ranch providing western luxury and relaxed hospitality in the spectacular setting of Jackson Hole, Wyoming. This authentic dude ranch offers horseback riding in the Gros Ventre Wilderness and mountains, Teton National Forest and Bridger Teton Park, private fly fishing, hiking and more!read more »
A 17th century luxury eco-farm with superb organic food, hiking, mountain biking and 3 to 10 day horse riding vacations, only 2 hours from Quito.read more »
The Home Ranch, located 18 miles north of the lively Western town of Steamboat Springs, CO in the stunning Elk River Valley, is the only Relais & Chateaux dude ranch in Colorado, as well as an Orvis-endorsed fly fishing lodge, and offers equestrian travelers an all-inclusive, gourmet getaway to "One Of The 1,000 Places To See Before You Die."read more »
Horseback riding ranch vacations, campground and Canada's best whitewater rafting resort one hour West of Ottawa, Ontario.read more »
A traditional, family owned and operated dude ranch located in a valley that's less populated than when it was homesteaded in the early 1900s and surrounded by tens of thousands of acres of wildlife habitat, National Forest and Indian Reservation. The very best of the Old West!read more »
Marble Mountain Ranch is California's singular "saddle-paddle" vacation, mixing horseback trail rides, arena riding, white water rafting, fishing, and shooting sports.read more »
Virginia horseback riding vacations, trail rides, cattle drives and Western Vacation Packages at Marriott Ranch in the foothills of the Blue Ridge Mountains in Virginia Hunt Country, just 50 miles from Washington, D.C.read more »
Since 1929, this Montana ranch resort has been welcoming guests for horseback riding in Paradise Valley, Children's Program, Sporting Clays, Yellowstone Tours, Rock Climbing and more.read more »
Albuquerque, New Mexico
See New Mexico on Horseback! There is no better way for the horse lover than to experience the world than from the back of a horse. See a once in a lifetime group of wild horses roaming at will or learn how to photograph your favorite animals as you ride across New Mexico, the land of enchantment.read more »
More than 30 years of leading guests on mountain horseback riding, dude ranch and stagecoach adventures into the majestic Canadian Rockies, bordering Banff National Park.read more »
Traditional Wyoming Dude Ranch with legendary riding, great food, quality cabins, blue ribbon fly fishing and terrific kid's program.read more »
Rafter P is a unique horse training and riding ranch outside of Orlando, Florida offering riding vacations, horsemanship lessons, horseback riding, yoga and more.read more »
Superb alpine riding and fishing in the southern Colorado Rockies along with huge historic lodge, teen and children's programs, trapshooting/archery, spectacular scenery and warm western hospitality to create memories that last a lifetime.read more »
Horse riding in Mexico! Unique Rides, Cultural Outings, Colorful Markets and Great Hospitality in the Mexican Highlands. The thing that sets Rancho Las Cascadas apart from all other ranch holidays is the versatility of the riding experiences offered to all levels of rider combined with luxury and outstanding natural beauty.read more »
Arizona/ Mexico
Rancho Los Baños is a 30,000 acre adventure guest ranch, nestled in the high Sonoran desert, offering a unique, diverse and pristine wilderness that is vast, remote, rugged and scenic, with a wide range of adventures to chose from, including world-class horseback riding and hiking.read more »
150 years of California history is alive and well at this famous cattle and guest ranch which offers cozy cabin lodging, delicious home cooked meals, mountain and meadow trail rides, barbecues, hay wagon rides, trout fishing, hiking, and a wonderful children's program...fun for all ages!read more »
Authentic Guest Ranch in Colorado, offering fly fishing, horseback riding, skeet shooting, a kids program and more.read more »
Family ranch that loves their horses and enjoys sharing them with guests of all riding abilities and desires, from remarkable trail rides, horses and cattle, to pleasure and experience in Parelli Natural Horsemanship.read more »
Customized wilderness trail rides on endurance horses through the majestic Angeles National Forest in Los Angeles, California. The hidden away ranch entertains a variety of adventurous rides. You can choose from the exiting 2 hour ranch ride, day rides through a 5 day riding vacation. Explore each day a new scenic trail.read more »
Virginia year-round guest ranch providing a variety of quality horses for all inclusive horseback riding vacation packages and day trail riding excursions.read more »
British Columbia, Canada
Siwash Lake Wilderness Resort is an exclusive, intimate hideaway where horses, nature, and luxury entwine in the wilds, for a journey beyond the ordinary!read more »
Madison, GA
Premier year-round family-owned guest ranch & horse farm conveniently nestled in Central Georgia's Historic Heartland featuring over 200 horses and both guided and unguided riding.read more »
Arizona guest ranch with great rates, wonderful family atmosphere, weather and horseback riding.read more »
Sylvan Dale Ranch is a 3200 acre horse and cattle ranch in the Rocky mountain foothills making memories for folks of all ages since 1946.read more »
The T Cross Ranch offers family dude ranch vacations by the Western town of Dubois two hours east of Jackson Hole. Inside the Shoshone National Forest, surrounded by an untouched country of pine forests and open meadows, trout-rich streams and small lakes—scenically magnificent and only accessible by horseback.read more »
Tucson, Arizona
Located on 640 acres of Sonora Desert with a backdrop against Saguaro National Park and Coronado National Forest, Tanque Verde Ranch provides an authentic Western experience to all their guests.read more »
Tarryall River Ranch is a true Colorado dude ranch and bed and breakfast offering fun and adventure in the West!read more »
Located in Santa Barbara Wine Country, California's premier guest ranch resort with 73 accommodations, golf, horseback riding, spa, fishing and tennis.read more »
This upscale Wyoming working cattle ranch vacation is at one of the bigger and older ranches in the area. With over 300,000 acres of land, it offers a diversity of terrain for exceptional horseback riding vacations while striving for excellence in hospitality, lodging, and culinary pampering.read more »
Jamesville, New York
A family oriented guest ranch now in its 26th year of operation, this Upper State New York Ranch offers western vacations you will be sure to remember.read more »
The Ranch at Rock Creek is a luxury destination guest ranch that brings together upscale amenities, limitless outdoor activities and distinctive accommodations while providing an authentic "True West" lifestyle without sacrificing true comfort.read more »
Greenough, Montana
Premier Montana luxury ranch resort. Horse ride the land where Lewis & Clark once trod, fly fish in sparkling waters, enjoy world-class cuisine and wine, or relax in a the ranch spa.read more »
Small Scale Riding Guest Ranch experience exclusively dedicated to Natural Horsemanship, Communication and Riding clinics, limited to four participants weekly, led by Parelli 3-Star Clinician Farrah Green.read more »
Magical horse riding holidays in the heart of Tuscany, Italy based on a historic 400 hectare wine and olive estate with a spa and Western riding.read more »
Family-friendly Wyoming dude ranch offering diverse activities for all ages, including horseback riding, cattle work, fishing, hiking and area sightseeing.read more »
Vista Verde is a luxury ranch in Steamboat Springs, Colorado offering a variety of activities in addition to an in-depth riding program.read more »
Sandpoint, Idaho
Enjoy all the amenities of a year-round, full service guest ranch and experience the pride of 60 years of ranching and the heritage of five generations.read more »
Traditional dude ranch in Tucson, Arizona carefully blended with the service and amenities of a fine resort. The True family welcomes you to the ranch that has been their home for 50 years.read more »
The Wyoming Dude Ranchers' Association represents the best dude ranches in Wyoming!read more »


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1 Hwy 42, Warsaw, KY 41095 US Northern Land
1 Hwy 42, Warsaw, Kentucky
Waterfront Property!!!
Property Details
Listing Information
- Lot Size: 1.9 Acres
- Style: Lot
- Schools: Gallatin County Public
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Property Description
Single family lot on the Ohio River. City Water and sewer at the street. 1.9 acre lot in a prime location. Plat available. Call for restrictions.
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Disability discrimination legislation is well established. Employers, service providers and managers of property are amonst those who must not treat a disabled person less favourably than they would treat others. But with whom is the comparison made?
In the first case to come before the House of Lords in this area of law, a Mr Malcolm, who suffered from schizophrenia, leased a flat from Lewisham Council. Under the terms of his lease, he was to occupy the flat as his only or principal home and could not sub-let. He vacated the flat and sub-let it. The Council sought possession, a claim which Mr Malcolm defended on the basis of discrimination as his disability prevented him from understanding the consequences of his actions.
The House of Lords (Baroness Hale dissenting) held the Council's treatment of Mr Malcolm was to be compared with the treatment they would apply to others, suffering a disability or not, who had sub-let in breach of their lease. Their Lordships held the task of the court is to ascertain the real reason for the treatment and that it is not the purpose of the legislation to protect disabled persons from lawful litigation or supply a defence to a breach of the law. In so holding, the House of Lords overturned previous Court of Appeal decisions.
Lord Scott underlined the result of the House of Lords' findings. He referred to the example of a blind man with a guide dog wishing to enter a restaurant which does not permit dogs.
"If he is refused entry, it is not because the man is blind but because he is accompanied by a dog and is not prepared to leave his dog outside. Anyone, whether sighted or blind, who was accompanied by a dog would have been treated in the same way. The reason for the treatment would not have related to the blindness; it would have related to the dog."
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WHETHER it's because he's had a long night, or because he's been touring the country to show off his increasingly popular brand of acoustic music, Manchester singer-songwriter Stephen Fretwell, sounds like he's on another planet when we speak - barely audible and more than a touch monosyllabic. It's almost impossible to decipher a word he's saying.
His tiredness shouldn't really come as any surprise, though, given his meteoric rise from local singing talent to being billed as the upcoming star of 2005 by a number of eminent publications.
Talk of an upcoming UK tour, however, lifts him out of the fog he seems to be engulfed in.
"I can't wait to get out of Manchester and not come back for a month. It's going to be a great adventure and really exciting," he says, suddenly, and surprisingly, livening up the turgid conversation.
The 23-year-old, Scunthorpe-born troubodour will embark on a mammoth 20-date UK tour next month, after his debut album, Magpie, received much acclaim. But the road to rock and roll success has not been an easy one.
Living in the much-maligned Lincolnshire town, which the singer once described as "having no soul", Stephen was desperate to move to Manchester to continue his growth as a musician, which began as a teenager when he first played his grandpa's guitar.
The only way to escape was by enrolling in university. Through clearing, he got a place at Salford University to study English. His time there lasted little more than a few days. Indeed, as Stephen says, the idea of coming to university was driven by a desire to get his hands on some much-needed money.
"I wanted to come to Manchester but I didn't have any money," he says. "I knew financially I wouldn't be able to get here and move out of my mum's house, so I enrolled in university but I didn't enjoy it. I did a couple of days and it was unappealing. I just needed the money from the student loan."
In the end though, his powerful yet tenderly delivered songs proved to be a hit among Manchester's music cognoscenti. Performing gigs in local venues such as the Roadhouse, Night And Day and Matt And Phred's enabled Stephen to concentrate on his music full-time and move into Oldham Street, in Manchester's Northern Quarter, an important staging post for many prominent Mancunian artists.
Having wowed the crowds at the Glastonbury Festival and been very well received touring with indie outfit Elbow, Stephen's popularity has spread beyond the confines of the city.
But he acknowledges it as being immensely important to him, both as a person and a musician: "It sounds a bit clichéd but Manchester is still a special place in my heart."
A thoroughly down-to-earth kind of guy, Stephen refuses to get carried away with the hype surrounding him. It can appear at times that he would prefer to play to a smaller and more knowledgeable audience than for the masses.
In an age of rampant self-publicity, he refreshingly says: "I never planned to be too middle of the road or mainstream. I kind of thought I would just be someone who made folk music.
"I'm sure it will move away from mainstream and back to where I was before. I don't mean it in a negative way but I just don't want to change what I'm doing to please people."
Stephen Fretwell plays Academy 3 on Sunday, September 25. Hush support. £8. Call 0161 832 1111. Magpie is out now.


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Nr, 644:
Freed and happy!
It is a pure life where we as believers have victory over our own flesh that makes us happy as believers . This is a choice and an opportunity for all of us. Room is an absolute must for us believers . Picture of Joseph 's biblical strongest image of Jesus . What characterized Josef above anything ? Room !
Joseph and his brothers are welcomed by Pharaoh , watercolor by James Tissot ( ca. 1900) .
Sorry first that I have not had a good enough ability and anointing to bring up how bad , manipulated , deceived, deluded , corrupt, ruled by demons, unbiblical , poor morale , human -controlled and fraudulent the Norwegian and Western Christians , sorry ! The church is lame, blind, dumb , maimed , wretched, miserable , poor and naked.
They are like a big Mafia gang that is ruled by Satan , demons , and his own flesh. Actually do not know the Lord himself , but living in a spiritual mist home , while they think about themselves that they have it right with God just like the church in Laodicea imagining a reality that was not true and reel . They are self-centered and move in a spiritual landscape where one becomes introverted , carnal and never comes out of God's children delightful freedom and the ethical and moral standard that God has set for their children. The truth is that the church at the hearing, or lack of preaching. The life and the attitudes that are becoming more prevalent and the winning entry . So does one not ready to meet Jesus in the clouds , but Antichrist along with all other religions seduced !
Do as I've written about before , imposed by even having a break on the blog until mid January 2017 then to prioritize other things !
But you can submit questions still ( jk.chris @ online.no or 99598070 ) and support us financially :
Account number in Record : 0535 06 05 845
Going to post some posts that are on our website such as otherwise on the blog and some old post edited again . Not going to write yourself something new then I will try to concentrate on with other duties for a while . Publish speeches, commentaries M. M.
Eph. 6 18b - 20a keep on praying for all the saints , even for me. Pray for the right words must be given to me when I speak, so I boldly make known the mystery of the gospel , that which I am an ambassador for .
Sorry also that I write about my mistakes and failures in detail, to show how vulnerable I am also . But as it is written that he who speaks must speak God's words. And the strange and a paradox in this is that I have found that when it comes to the ethical and moral standard that it is the fruit of our Christian life . Then there Smyrna Oslo and Catholics against the rest of " Rokle ", as we will soon be the only one that warns against remarriage , lesbian and homosexual practices. Everyone else either defending or trying to tie this to death !
We see more and more of today : Now Jesus talked about many believers who eagerly invoked him as "Lord " ( fervor we see that he uses repetition "Lord, Lord "), but that would not come into the rich because they did his father's will - they did " lawlessness " . These , he said he had never known him - even though they had cast out demons and perform many miracles in his name. He would say to them, Depart from me , you who practice lawlessness . ( Matt.7 0.21 to 23 ) . During and character itself is no assurance that any follower of Christ , it is only certain characters that follow the word of God in the life and teachings !
Article: Freed and happy!
By James Traasdahl
Christiania and Trondheim. C. Sarheim & Co 's publisher. 1912
The true liberation and happiness.
This book is a conversation between an enlightened Christian named John, and his two friends James and Elijah.
The two friends are in their own way come in obscurity
John : " The question of a Christian's liberation and happiness is both an interesting and difficult question . Let us therefore the God of grace and light to a fruitful conversation about this topic .
I will begin by saying that Christians in general simply do not show signs of being so very liberated and happy. It think that a lot of them are struggling on a heavy burden that they can not get rid of . And I wonder not at that world's children see them as anything but happy. What do you Elijah? "
Elias : " Yes, that's for sure . Highest part of them should be the light, and his whole life and being to show their fellow man what is true liberation and happiness, go here and sugar as if they were the most slavish and unhappy people on earth. they may be sincere , but they are bad recommendation letter for Christianity. exhorts not Paul Christians to always be happy ? "
James: " For my part I nurture great suspicion for these free , happy Christians. I am afraid that they are " light veiløpere , "which has made a fairly convenient way beside the strait . , Not so , they come in through the narrow gate . Has not the Savior Himself : " Blessed are the poor in spirit , blessed are those who mourn , blessed are they who suffer persecution and forth. "
John : " But listen now my beloved brethren, I really think that you go to the opposite extreme . Elias You select the pleasure and Jacob chooses sorrow . Yet Paul turns these two together and say about the Christians that they are sorrowful , yet always happy . " But now we do not talk anymore about this. It was about the Christian 's true liberation and happiness we should speak . Now the scripture says about the believers that they are freed from the bondage of the law , from sin , punishment and domination. From the judgment of conscience , fear of death , etc. instead of these sins that keep thralls in bondage , they have a full justice in Christ. A resistant and perfect remission of all sin . An unwavering adoption, a peace that surpasses all understanding . A witness of the Spirit within himself that they are children of God . And an unspeakably blessed hope of the glory of God ,
Do not be an exceedingly blissful state ? But when we look about us to find these happy , happy Christians , what we find then? Yyyy , we finder so few - so get hurt , as in confession and life adds such liberation and happiness of the day.
I will first talk about the many unhappy , that seems to be among them Paul is talking about. Those who " always searching and not coming to the realization of truth . " They are to some extent grip of truth. They follow with the word of God is preached and participate in spiritual activities for the kingdom of God . But despite all this , they seem perfect strangers " Life in the Son of God faith ." ( Old Bible translation in 1884 ) They are to some degree of choice for the truth, but not powerful enough, it can become a full conversion.
Why do not they come over from death to life ?
Not so very long ago I stood to such a lovely big sailboat that would cross into a harbor . It went well for a while, but then spaknet wind and then could not sail the boat steer well enough to avoid a rock . I got some strange thoughts when I saw this big fine sailing boat journey. Time after time it tried to turn around, but it was not fast enough that it would not obey the helm. Several times it seemed that it would succeed to " go about " and get on a different course . But when it came to a point , " fell off" again and ran in the same direction as before.
For me , this yacht a powerful , poignant picture of many people I know.
Touched and moved by the Spirit of God they strive to get their life "skip " to go in a new direction , but it will not be as successful brand . The real reason that this yacht could not turn around , it was mentioned that it had insufficient speed to obey the helm. This again was because there was not enough wind in the sails .
A major reason why so many spiritually affected not going full transition from death to life , it just is too little speed in the movement . It is not serious enough in their search for new life. Saviour saith in Luke . 13, 23 : Combat ( struggle / fight ) to enter through the narrow door; For many , I say unto you , will seek to enter and not be able to do so .
These souls striving not serious enough.
The Lord says , and : "..... and you shall find him, if thou seek him with all your heart and with all your soul. " ( 5 M. 4 , 29)
These souls are searching , but not wholeheartedly .
Still the Savior says , "But of John the Baptist until now the into the kingdom of heaven with power and those who do get in, it by force . " ( Matt. 11 , 12)
Jacob : Does not show you with this representation that man has the power to do something yourself ? It's against God's word. He said therefore unto : " The carnal mind is enmity against the God , for it is not the law of God , neither indeed can be. " (Romans 8, 7 ) and "..... I am carnal , sold under sin . " (Romans 7, 14B ) . He also says : " So then it is not of him that willeth, nor of him that runneth, but of God who shows mercy . " (Romans 9, 16 ) . The word shows that there is power in the boat to turn or get enough speed . It must be air in the seals . It says the Savior Himself , when He speaks to Nicodemus about rebirth : " The wind blows your the like. You hear its sound , but ......" (John 3:8 )
It is the Spirit's air being discussed then.
John : It is absolutely true that we are by nature dead in trespasses and sins . And little can we get our life " ships" to turn or get enough speed . So the Spirit's wind must blow into the sails , that's for sure ! But with a lot of affected souls go year after year and try to get into communion with the Lord , without this happening. Should we then blame the Lord? Shall we say to Him : " You did not let the Spirit wind blow , or : You let the Spirit wind blowing so weak that there was not enough power to repentance . "
Jacob : " No God save me from such blasphemy ! "
John : " Very well , then man must himself be blamed . But how is this connected , when man is dead spiritually ? Have a rock fault that it can not turn around ? Have a dead fault that he can not stand up ? I think we are facing a secret here. on the one hand, we need to insist that it can not be God's fault that man perish . on the other hand, we must hold on to that man by nature is spiritually dead . As stick or stone , it is impossible to turn or become something other than what it is by nature. "
Two extremes.
Elijah : " I believe you, my beloved brethren , do you run perfectly fixed in theological subtleties . Now it is for us that we turn away from theology and the Bible. Theologians have done everything they can to obscure revelation bright sun . With their artificial doctrines and subtle interpretations they have set up thousands of separating walls between Christians. by revelation obvious truths they have made confession mazes , which enables poor souls perish from lack of spiritual light and air.
When it relates to this question , I believe that God could never manage to exhort man to repentance . Especially if he knew beforehand that man could not repent. And he could never threaten the man with the destruction of its rebellion , if it were possible for man to let the rebellious public danger. When God complains of poor man's choice, then we have to assume that there is a choice or that man has a free will . Of course , man is depraved , horrible and depraved smeared with sin and impurity. However, it is not no devil . The reason why so many people are affected so long without being properly reverse is that they are lined with all sorts of weird human doctrines . If we are to get a new Pentecost and get a building of "living stones" , then you need a new, more powerful practice take over for the old sleepy business. We must tear down and clean the site where the new building can stand. We have to walk around Jericho 's walls and begin to sound so powerful that the walls are falling! I liked basically good parable about your sailboat. When not managed to turn around , it was the lack of air ! When spiritually affected souls go to without being converted, so it is spiritual wind that are missing. But this is not the Lord's sake. Christians must be able to obtain much more spiritual air into their faces , and they have a great responsibility towards those seeking souls when they do not. "
James : "No, you know what my dear Elias . This is an all too distasteful speech. Fact that Christians should acquire more spiritual air and be a kind of wind - bearings !
Elias : " I do not care so much about the taste or not, if it's only appropriate. , As you know I also went to and sighed and panted under the general dullness. But then I was a tour in America , where first I got the right idea about the truth that " the kingdom of heaven kingdom suffers violence ." Where did I witness many wondrous things in the Christian gatherings. Spotter who came to the meetings , went out again as worshipers. Yeah even more powerful - I did see quite carefree people fall on their knees . people who never before had prayed a prayer , came straight into the recognition of both sin and grace. So they rose up and blessed God . Gripping stories of repentance that was told at the meetings seemed like electrical shocks around the consciences . soon heard cries for interceding , soon confession of sin. This led to many more conversions among the Gentiles than a thousand of these " right" , but åndløse sermons are now. And you should have seen how the hearts were touched when the preacher finally urged all the converts to rise . It was as if those who were left had a terrible judgment upon himself . then asked the preacher an ardent prayer that God would preserve these converts. And you know what ? It sounded very strange to my ears . he prayed that God would preserve the newly awakened from supervisors who suspects such sudden conversions . unappreciated Or as God's great deeds by what had happened. So he asked those who were not converted but who wanted salvation to arrive at a bench where they penitent was collected . A lot of the elders of the church spread around the room and asked each if they would be saved. Man came simply Savior's words about urging them to come in! and so it happened weird that multitudes of souls of those who had come out of curiosity , was dragged up to the mercy seat . there were poignant prayers , accompanied by the seeker 's sigh submitted throne of grace . sorrows they had turned into hallelujah you can believe it was the wind in the sails , and people turned on in a hurry. preacher prayed as those in the assembly who had unbelieving spouses, children , relatives or friends to raise their hand if they wanted prayer for them. so he gathered them together as a set and also let them throne of grace . then it was as if the place where we were gathered as moving ! There is no such thing we need in our sticky, died meetings. "
James: " Yes it was true American that, but it does not tempt me to repeat . I can not see the Savior and his disciples hold to such arts. And I also believe that such fabricated Christians will never be anything other than artificial products . Then I have much more confidence in those you judge that " they are not passed from death to life ." such poor , needy souls is a much better picture of a true Christian. a depressed and grieving mind is also a much better picture . Savior said about such that they were blessed , no matter how much you judge them , I am afraid that there is a huge difference in the air Savior speaks of in John. 3 , and the storm that you just talk about . the old Elias was and witnessed an incredible storm with lightning and thunder . But it is when the word of God that God was not in the wind . Finally there came a still small voice and it was the Lord. Besides, church history countless examples of " fanatics " found at all time. When we then see and hear about all the strange new (told in 1920 !) happens in England and America. - About spiritual miracle doctors and the like, so I must confess that I am totally disgusted by this direction . Only God knows what tricks you can eventually find , when you leave the word of God and the first Christians guides and practice as a rule and guide. instead puts you into what they themselves think works best. the scale you Elias uses , is very worrisome . Did not I tell you better than your theories , I would have hurt to have some spiritual trust in you. 're talking , like many others, so much about the transition - to come to a joyous , bubbly Christianity - about liberation , etc. All these words have a suspicious sound in my ears. Thus Spake not the old who walked on the cross , self-denial and humility road ! those expecting no heaven here on this side of the grave. I'm afraid that the exaggerated talk of liberation is somewhat related to the same freedom struggle that is so fashionable today . (also in 1920 !) When a soul has been stirred up to seek serious - to hunger and thirst, - longing and desire for salvation , yes I suppose that such is the Lord ! liberation then goes quietly away unnoticed and mysteriously inside the soul's deepest . and no one can determine the time at which the release occurs. Therefore, as I said all this speech about liberation of the spirit testimony , triumphant faith - misleading and fit to hold sincere souls in unnecessary worry . When dear Elias speaks to tear down and clean because of the new building , then I think that you , without you even knowing it is somewhat akin to spiritual nihilists , communists and other " ists " . Such raging against the old inherited , and with people's blood will put dynamite under the whole of our social order to blow it in the air . "
John : "I would like to say a loving word to you both, before I pronounce me more about this particular topic.
First, I ask you dear Elijah , that you are not pouring in with such expressions as " orthodoxy - bearings " and " Confessing - mazes " . Doing so may well be that you , without wanting it, you get to work with Christianity's enemies. Especially those who make fun of these expressions without adding anything . Your speech to " tear down and build on the site " must also be characterized as poor speech.
Likewise , I think you loved Jacob is in danger of being unfair to those who think differently. We should suit us well for! World Cold critics will naturally prefer to see the fanaticism and folly in all the prominent phenomena of our time .
Let's make sure that we do not mix our scorn of the world . I can agree with you in many of your observations , but I sincerely apologize for your statements about transition , release etc. - You said to Elijah that you had suspected all that was not in accordance with God's word. Now I will say the same to you, I suspect your platitudes about liberation because I deleted not find them biblical . And your opinion to the contrary, be liable to confuse and keep the souls trapped in bondage and darkness ! One of the reasons so many affected souls go without life and peace are just in such supervisors who speak as you do . I also know that there are many sincere souls who are not quite certain you can tell exactly the time of his conversion . I am also agree that God's work is done in a secret way deep inside . A really poor spirit , longing for Jesus and the need to obtain grace and taxes is a sure sign that the life of faith is kindled in the soul. But you are not then come to clarity and full conviction of his grace condition. Nevertheless , one can not produce this condition as the normal . Scripture let the Lord liberated say : "We know that we have passed from death to life! " (1 John ) It's not just " we hope ! " Furthermore, it says: " Now we are children of God, but it is not obvious what we shall be." " We know that we are of God " (John 5 , 19) . " And this is the testimony , that God has given us eternal life. And this life is in his Son . Whoever has the Son has life " (John 5 , 11-12 ) " The Spirit of God bears witness with our spirit that we are God's children " . " He has given us the Spirit as a pledge of our inheritance " . " We are blessed if we preserve the first secure banishment firm unto the end ."
God's word speaks also clear that a Christian is sure his transition from death to life. And this knowledge is far too valuable treasure for us that we can lose it ! It 's what gives us strength, courage and great attitude in our spiritual battle.
I am anyway and agree with you Jacob in our work for God's kingdom , we must use the Savior , the Apostles and the first Christians procedure . It must be the only examples we follow ! And I must strongly warn against leaving these " old paths " to let the most appropriate come instead. We must be careful to anticipate God's plans and purposes for our appropriate inclinations.
But now I will continue where I left off. I said that man , according to the word of God is without the ability for good. One must therefore strongly object to the doctrine which you Elias talking about. The doctrine says that God can see free will of man . A determination that he may appeal to the calls for repentance. This doctrine of free will is just a fraudulent dream from the state before the Fall . Sure enough it can be said that man has a free will when it comes to worldly things. But in the spiritual , we are equally unfree and bondage as a slave under a despotic master. And not enough with that. We are not just accidental and enslaved when we do good, but we are by nature bitter enemies to God ! Sans the flesh is enmity against God. The opposite doctrine is pernicious to the soul and causes dangerous consequences with it .
Why are there so many seeking without finding ?
Why are there so many souls who seek without coming to the knowledge of the truth . Without getting to real life , peace and joy in the Holy Spirit ?
We will try to prove several reasons.
Savior says . " Strid ( seriously , it says in GML . Edition ) to enter through the narrow door , because many , I tell you , will seek to enter and will not be able. "
By these words we see that the lack of seriousness is why so many seekers from entering . There are thousands of ties that bind the poor soul stuck in sin and the world. These ties have worn . Already on repentance first step we encounter several difficulties. These must , by the grace occurring force to be overcome for the work of the Lord shall prosper . But this requires serious . A severe that breaks right across the old sin habits, violates mundane and vain company , providing manifested by frequent use of the word of God and prayer.
Related links: http://the-heavenly-blog.janchristensen.net/2012/05/nr-312-1-week-in-rome.html