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Hi everyone!
I finally got a chance to watch the first 2 episodes of this series and its simply amazing- I was so surprised that the fansubbers didn't jump all over it since the production values are so high. The animation by Bones is fantastic and the music is by Hajime Mizoguchi (who worked with Yoko Kanno on Escaflowne) so expect a lot of beautiful cello solos.
Its based on the manga by Natsumi Itsuki ( Demon Sacred) which ran for over 10 years in Lala- its about twin brothers who are mysteriously dropped off on this wild untamed planet Chimera and have to fight for their survival. I don't want to spoil too much but there's lots of adventure, suspense - its shoujo but with a science-fiction twist.
Definitely check it out! I think you will be pleasantly surprised
Really? Cool! I like Demon Sacred Will definitely give it a shot~ Which fansub group has fansubbed this? ^^
Hmmm weird... can't find any info abou it on animefo or baka-updates when I search with the keywords: Jyou-Sei or Juou-Sei~~
EDIT: Ah, found it under "Ju Oh Sei" From what I see it's only KissSub who's fansubbing this.. Don't they usually fansub shounen-ai stuff? ^^;;;;_________________Thanx to Joanne Kuang for the awesome avatar!
Shounen-ai? Really? LOL. I didn't know that. I was a little hesistant since i'd never heard of Kisssub before but they did an excellent job on the episodes. no complaints.
Hahaha, well I associate them with that because of their joint work with ararinfantasy on Princess Princess (the other one being a group that fansubs yaoi and shounen-ai titles... even though Princess Princess is shoujo it does have shounen-ai hints ^^;;;.
Yeah, they are new~~ At least I never saw them around before! I watched the 2 eps that were out and you were totally right! They were really goood XD I only wish they had chosen another font for the subtitle... ^^;; *picky as always~*
I doubt the twin died though ;P He prolly survived ^^
_________________Thanx to Joanne Kuang for the awesome avatar!
totally agree the anime is awesome ..
i loved the twins .. though i
i dont want Rai do die T^T
i mean he has to live .. to see him only in the first ep that not fair ..
and i was totally angry when Thor raised the knife to kill his bro what was he thinking .. Rai is just so spoiled child >> kawaii ..
anyway tha anim is great .. and i highly recomand it
Because they're so many saying it's good... *searching for it*
Ah I <3 it. I like the opening and the ending! Got to wait for the 4th ep now ><
Yeah I think Rai isn't dead too, it happens more often in other anime
I am looking for something to download anyway.
I love the Opening Theme song XD
And it seems that a couple of other groups have decided to pick this title up as well ^^ *I know at least 2 others* Although KissSub are still the fatest when it comes to releasing the newest ones *so far at least* I've downloaded another version, but haven't checked it yet. Hopefully I'll like the font better ;P (that's about the only thing I have to complain about KissSub's version).
Wow in the preview for ep 6 [color=black:8342856523]Thor looks grown-up... that's fast! He must be near 20... near his limit :S [/color:8342856523]
Btw I find it fun that they chose the names Thor and Odin in the anime XD Is it the same for the manga as well? Thor and Odin are names from the northern mythology: Odin being the "leader" of all the gods in Asgård and Thor being the god of war (the hammer is his weapon and when it thunders it's generally said that Thor is moving across the sky in his wagon)... anyway the name Thor sure fit our young man here ^^_________________Thanx to Joanne Kuang for the awesome avatar!Last edited by mangauniverse on Sun 21 May, 2006 04:06 AM; edited 1 time in total
Ep 6 is out ??
I can't find it. I got up to Ep 4.
Anyway, the OP actually shoot a older guy with same hair and eye color.
Is that the same Thor ?
i think the names are the same in manga! i'm scanning quickly through the chinese version- the older looking guy is definitely Thor- if you look at the official website- they pair the younger versions with their grown-up counterparts too. my burning question is whether the guy in the OP with short hair/blue eyes in a military uniform is Rai or not? my chinese isn't good enough to understand the really complex plot- Just can't wait to find out-
oh and i made a mistake- this series is only 5 volumes not 10 as i thought. its going to end really quickly then - we are at the beginning of volume 3 with episode 6. but apparently, natsumi itsuki is writing new chapters based on Zagi in one of the Hakusensha magazines- so i'm hoping they compile a new volume of more ju oh sei goodness
Wow!! i just saw episode 6. we fast-forward about 5 or so years so we get to see everyone grown-up. all i have to say is - puberty is very generous in chimera. i dunno about grown-up Thor yet - i need to watch more - he seems to have lost a lot of his spunk or something. maybe its just the acting. anyway, a lot of great action and beautiful animation! i just can't believe its going to be over in 5 episodes.
@mungoberry2000: LOL! I know! I thought Thor had turned 19-20 *he sure looks that old* and not 15 ^^;;; Well Thor is Top, a leader, I think it's cool that he's so considerate and does so much to protect his people *a true ruler!* But yeah his desire for revenge, becoming Jyo Oh, seems to have cooled down quite a lot compared to when he was 11.
What do you mean it'll be over in 5 eps? Are there only 11 episode to this series? *noooooooooo!* >______<
Anyone knows where to get the OP and ED song?_________________Thanx to Joanne Kuang for the awesome avatar!
yup looks like its listed to last for only 11 episodes - which is about right actually- we've covered the first part of volume 3 already out of 5. I heard a rumor that its ending quickly to make way for the second season of Honey & Clover - which also makes me excited!!
Second season of Honey & Clover! Cool~~ Maybe we'll get a better ending then... I was rather disappointed with how season 1 ended. Felt that there were loose strings that weren't really tidied up so after watching I simply deleted the whole series from the comp Well if season 2 is so good that I'd actually wanna burn it then I'll just redownload season 1. ^^
I dun like that rumour, if it's true then it'd really suck that they'd cut down on a great anime as Jyo Sei just to make way for the other anime... LOL, as you hear I'm quite fond of Jyo Sei XD
About ep6:
did any react to Thor saying that if his love for Rai had been bigger than his hatred for him etc. I found that a bit odd, because the way I see it his love for Rai did overweight his hatred in the end. I mean he quit before he started harming Rai... did years cloud his mind of what happened? Or is he referring to the moment when he was indeed trying to kill Rai? Hmm, maybe I'm just too picky about things. Also found it odd when he referred to Zagi as "kind and clever", but maybe that was really the way he saw it? They hardly knew the guy when they encountered him and then left... and it was pretty clear that he just saved them because he found them interesting... I would hardly say he was kind when he suggested Thor to get rid of Rai *rather cynical*
Can't wait for ep7!! XD_________________Thanx to Joanne Kuang for the awesome avatar!


text:
In the modern real estate marketplace, buyers and renters can sort and filter listings of potential buildings for myriad characteristics. However, energy efficiency and other energy features are rarely among these. The value of energy efficiency in homes, offices, and other buildings has historically not been effectively communicated between the property owner, real estate broker, appraiser, lender, and buyer due in large part to a lack of consistent tools to facilitate this exchange. In recent years, though, considerable advances have been made to streamline this process, enable accurate valuation of building energy efficiency in real estate transactions, and make energy efficiency visible.
Green Real Estate Resources:
NEEP supports this "greening" of the real estate market by providing resources for on-the-ground real estate professionals tailored to the needs of the Northeast and Mid-Atlantic residential and commercial real estate markets.
Home Buyer Energy Efficiency Checklist
Renter's Guide: Creating Lower Cost, Energy Efficient Apartments and Homes
Energy Metrics to Promote Residential Energy Scorecards in States (EMPRESS)
Residential Real Estate Special Projects:
- Home Energy Labeling Information eXchange (HELIX): NEEP leads a team in the creation of a database enabling automatic population of "green" data fields in Multiple Listing Services (MLS) in the northeast when information from energy rating programs like DOE's Home Energy Score is available.
HELIX Marketing Video
- Home Energy Information Accelerator: In 2015, NEEP joined a national effort on behalf of the region to make home energy certification and estimated energy use more readily available.
HERS, ASHP, HEMS, PV, EV: the alphabet soup of selling high performing homes (available here)
A Match Made in Health & Comfort: Indoor Air Quality and Energy Efficiency (Webinar February 12 2019)
The Emerging Green Home Marketplace - Fears, Challenges & Solutions (Webinar June 27 2018)
Training on demand: Making Energy Efficiency Visible in the Real Estate Market
For information about the policies and programs supporting the transparent valuation of building energy efficiency in our region, please see our Energy Rating page.

subset: commoncrawl


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"Our Red Apple Day display and fundraiser at ATO National Office went really well. We handed out all the flyers as staff came in for the day and sold all the pins by the end of lunch. We also had flyers on all the notice boards and at the top of the escalators as you enter the building. On the day everyone was really supportive and lots of people asked questions about tests. Unfortunately we did hear stories about people who had lost loved ones to bowel cancer and at a young age" said Michelle.
Thank you to Michelle and all the team at the ATO, Canberra for doing such an amazing job in raising awareness and funds for Bowel Cancer Australia.
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Aside from unique insights provided by a limited number of specialized boutiques, non-differentiated sell-side research is not something the buy side has typically needed or wanted. As the research landscape evolves, and new digital technologies and competitors emerge, investment banks have an opportunity to leverage their data in new ways and earn money managers' increasingly limited research budget dollars.
Historically, investment banks have chosen to give away research for free in the hope of attracting trading commissions in the future. In turn, they used investment banking fees from initial public offerings (IPOs) to support research activity.
That all changed with recent regulations, which set out to separate research from investment banking activities and prevent companies from disclosing information to research analysts before it is publicly available. As a result, the opportunity of sell-side analysts to provide quality research and alpha-generating ideas has been greatly diminished.
The rise of electronic trading and alternative trading services has driven equity trading margins to nearly zero. There is some speculation that the buy side is actually paying for research with "tack-ons" to base execution rates, but the reality is that any incremental revenue is minimal and shrinking.
Even for high-touch, agency-bundled US equity trades, commission rates averaged just 3.58 cents per share in the first quarter of 2014 (Greenwich Associates). Electronic trade is rapidly becoming an important part of the trading landscape for Fixed Income, Currencies and Commodities (FICC) too, slowly pushing this market toward the same fate as the equities business.
In the past, sell-side analysts had access to information that was not readily available to the general public. More important, they often had exclusive access to information deemed material to the business results of the companies they covered.
New regulations and the internet have changed all that. Regulation Fair Disclosure prevents companies from disclosing information to analysts unless it has already been made publicly available; and the internet has exponentially increased access to information for everyone. Small players with low-cost structures and innovative business models are taking advantage of these low barriers to entry to join the research space.
In January 2018, the Markets in Financial Instruments Directive II (MiFID II) rules designed to separate broking, or trading, from research fees are expected to take effect. Many fear that these rules could have a profoundly negative impact on the investment banking industry's research revenue.
MiFID II will force asset managers to pay for research services out of pocket or carve out a separate research budget with investors, instead of passing on costs through the price of securities. Faced with the true price of research, money managers are likely to be more selective when choosing research providers and more critical of the services provided.
Niche service providers might have unique insights that can and will generate alpha—whether it's for your firm, themselves or someone else.
Eighty-six percent of investors say that blogs, social networks and message boards have a growing impact on their investment decisions (Brunswick Group).
A full-service delivery platform that's mobile, interactive and regulatory compliant could help understand buy side client consumption patterns and increase revenue.
As the research business model continues to shift in response to trading electronification, information commoditization and new regulation, banks must evolve.
Sell-side firms have access to vast quantities of historical and real-time market data that have the potential to create meaningful research products and services. By tapping into new data sources, including social media, and leveraging advanced analytics, including sentiment analysis, firms can reinvigorate the research function and create alpha-generating trading strategies with a monetary upside.


text:
Amazon.com, Inc. and other online retailers challenged the state of New York's law requiring that they collect sales tax on online purchases by consumers. The New York Court of Appeals affirmed the state's right to require the collection, rejecting the retailers' claim that the law violated the Commerce Clause of the US Constitution, which limits the right of states to regulate interstate commerce.
This week, the United States Supreme Court declined to hear the case, leaving the Court of Appeals decision as the prevailing authority in that state. While 11 other states have similar state laws, there will likely be continuing litigation as state laws vary on this issue.
Legislation has been introduced in Congress, and the collection processes may become less burdensome in the future. These are two potential reasons suggested by commentators for the Supreme Court's denial to hear the case.


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10 Sep John and Morgan Langley, plus Jo Koy
[download_link link="http://www.podtrac.com/pts/redirect.mp3/traffic.libsyn.com/theadamcarollashow/2013.09.10ACS.mp3″ target="blank"]DOWNLOAD HERE[/download_link]
Show Summary
Adam opens the show discussing why his parents would have never wound up on COPS. He also talks about the Porcelain Punisher offering a water bottle to someone who didn't need it, when Adam pays for the bottles. Later, Adam explains the Replay Gimp to Jo Koy, and the guys make fun of tennis and golf fans dressing like they're playing. Before Jo heads out, he and Adam do a hilarious reenactment of a fight in front of a nightclub.
Next up, John and Morgan Langley discuss the origins of the show COPS, and also the argument over the Reggae theme song. John also talks about his experiences working in Army intelligence, and the COPS racing team. Today's news opens with a discussion of the situation in Syria. They also discuss George Zimmerman's latest altercation, the death of Cal Worthington, and whether or not people should be able to build underground bunkers on their property. As the show wraps up, the guys discuss the first elephant born from frozen sperm.
Watch the 26th season premiere of COPS, September 14th at 8pm on Spike TV. For more info, visit http://cops.com, or follow on Twitter @CopsTV.
You can also visit http://JoKoy.com, or follow him on Twitter @JoKoy.
Zimmerman Call
[youtube url="http://www.youtube.com/watch?v=fuxYiCFQE_M" autohide="1″ showinfo="0″]
Cal Worthington
[youtube url="http://www.youtube.com/watch?v=iGEYCsvPJzw" autohide="1″ showinfo="0″]
Superfan Sidebar
Click Here for Superfan Giovanni's recap and commentary on today's episode.
For more, go to AdamCarolla.com/Gio.
Show Credits
Producers: Mike August, Mike Lynch, and Mike Dawson
Co-Producers: Gary Smith, Chris Laxamana, Matt Fondiler and Jeff Fox
Newsgirl: Alison Rosen
Sound Effects: Bryan Bishop


text:
Can Goats Predict Volcanic Eruptions?
Clip: Season 37 Episode 11 | 2m 38s
The unusual behavior of a herd of goats seems to suggest they may be able to sense when the nearby Mt. Etna volcano will erupt and new research corroborates this suspicion.
Aired: 02/20/19Video has closed captioning.
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Major support for NATURE is provided by the Arnhold Family in memory of Henry and Clarisse Arnhold, Sue and Edgar Wachenheim III, the Kate W. Cassidy Foundation, the Lillian Goldman Charitable Trust, Kathy Chiao and Ken Hao, the Anderson Family Fund, the Filomen M. D'Agostino Foundation, Rosalind P. Walter, the Halmi Family in memory of Robert Halmi, Sr., Sandra Atlas Bass, Doris R. and Robert J. Thomas, the Hite Foundation, Charles Rosenblum, the Arlene and Milton D. Berkman Philanthropic Fund, the Sun Hill Family Foundation, the M. & H. Sommer Foundation, Ron Hull, the Bradley L. Goldberg Family Foundation, by the Corporation for Public Broadcasting, by PBS, and by Viewers Like You.


text:
December 18, 2015
To Cut Health Costs, One State Makes Patients Shop Around
California is saving millions making people compare prices for certain medical services.
November 6, 2015
The Calming of Incarcerated Minds
Meditation can improve inmates' mental health better than traditional care, which is why it's being reintroduced in some prisons.
October 20, 2015
Recipe for a Successful Wellness Program
Studies are mixed on the effectiveness of incentivizing employees to get healthier. But one county is chalking up some big savings.
December 11, 2014
Why Alibaba Offers Hope for Online Sales Taxes
Will Congress be swayed by the entry of a Chinese e-commerce competitor?
November 13, 2014
A Green Bond for Public Pensions
Pension plans want to support environmental projects, but there is one thing holding them back.
October 16, 2014
Can Income Tax Cuts Boost a State's Economy?
Two researchers say the answer comes down to how a tax cut is financed.
September 11, 2014
Cut! States Are Walking Back Film Tax Credits
Many states are rethinking once-popular production incentives -- a contrast from California, which is offering more to protect one of its biggest industries.
August 14, 2014
Congress Considers Reviving Risky Bonds to Boost Small Businesses
Industrial development bonds historically have the highest default rate, but a bill in Congress would revamp them.
July 17, 2014
States Take Note: FATCA Is Here
After years of planning, the Foreign Account Tax Compliance Act is finally in effect. How will it affect your state?
June 12, 2014
The Complexities of Taxing the Cloud
Cloud sales are expected to generate billions in revenue this year, but state and local governments are unsure whether they can (and how they would) tax them.
May 29, 2014
States Search for Retirement Security Beyond Obama's myRA
The president's public retirement savings account only goes so far, so about a dozen states are looking for alternative ways to help their many constituents who have no nest egg.
May 15, 2014
2 Reasons to Be Upbeat About the Muni Bond Market
Although issuance is down, there have been a few good developments on the municipal bond front.
April 24, 2014
Corporate Tax Attacks in the States
At the same time states are looking to beef up corporate tax collections, they are also cutting corporate taxes.
April 10, 2014
Is it Time to Put a New Commuter Tax in Drive?
D.C.'s Tax Revision Commission has suggested an unusual way to broaden the city's tax base -- and get around the federal government.
March 27, 2014
The Time May Have Arrived for Online Sales Tax Fairness
Partially driven by a devastating alternative, Congress appears closer than ever to passing an Internet sales tax bill.
March 13, 2014
Public Pension Portfolios vs. Hedge Funds
A group of local pension plans has a strategy to fight 2-and-20 fees and lower the costs of private equity investments.
February 27, 2014
The Future of Financing Infrastructure
With the ways for funding transportation infrastructure changing, what options do Congress and the states have left?
February 13, 2014
10 Budgeting Tips for Long-Term Financial Planning
A new report lays out several fiscal planning tools that can help officials see what's sustainable.
January 30, 2014
Will the 2014 Muni Market Be Good for Issuers?
Analysts see a better year ahead, but say there are factors that could cause a 2013 repeat.
January 16, 2014
Taking a Tax Bite Out of Bitcoin
Do states and localities have a revenue interest in virtual currencies?
October 24, 2013
The Latest on the Amazon Tax in States, Courts and Congress
While Congress stalls on federal online sales tax legislation, a growing number of states are now taking advantage of the extra revenue -- but not without a fight.
September 26, 2013
Can the Threat of Defunding Education Slow Down Tax Cuts?
A tax fight in Missouri may signify the limits to cuts.
September 12, 2013
Gay Marriage and State Taxes
States that don't recognize same-sex marriage will face a few tax complications come 2014.
August 29, 2013
Turmoil and Trouble in the Muni Bond Market
A veteran issuer gives his perspective on the mounting woes over muni bonds.
August 15, 2013
Foreclosure & the Eminent Domain Solution Explained
Richmond, Calif.'s plan -- which dozens of localities are considering -- is facing legal and legislative challenges. What are the pros and cons of seizing underwater mortgages using eminent domain?
July 31, 2013
How & Why Irvine Plans to Prepay Its Pension Bill
The well-to-do city in Southern California will pay off 30 years worth of liabilities in a decade.
July 18, 2013
How Much Did Homebuyer Tax Credits Help Housing's Recovery?
A recent Brookings report evaluates their effects on the housing market.
June 13, 2013
A New, Sometimes Not-So-Nice Outlook for the Muni Market
Despite some positive developments, it seems the SEC and IRS are cracking down on the municipal bond market.
May 30, 2013
Do the States Have a Debt Problem?
States and localities have $3 trillion in debt, but the purpose and use of debt differs significantly from the federal government.
May 16, 2013
A Third Way for Public Pensions: Adjustable Pension Plans
Defined-benefit plans put all the risk on states and localities; defined-contribution plans put it all on employees. Now there's a new approach to risk sharing.
April 30, 2013
Gun Debate Revives the Pension-Investment Dispute
When there's public outcry over something -- whether it's gun control or apartheid -- states and cities reevaluate what their pension plans invest in. But should they be social investing at all?
April 25, 2013
Do Tax Breaks for Senior Citizens Pay for Themselves?
Cash-strapped states are questioning the tax exemptions they offer the elderly.
April 11, 2013
What's Wrong with Kansas' Tax Reform?
According to finance experts from the left and right, it's the worst reform measure passed by a state in the last two years.
March 14, 2013
What's the Medicaid Expansion Worth to a State?
The fiscal facts on what a state gains or loses by broadening its Medicaid roles.
February 14, 2013
Gun Taxes and State Revenues
A handful of states and localities are considering gun and ammunition taxes. Is there any state and local revenue in this approach?
January 31, 2013
The Muni Bond Market in 2013
Issuers may be enjoying low-interest rates when they come to market, but that doesn't mean these are the best of times.
January 17, 2013
What to Do About the Gas Tax?
Two states, two different approaches for fixing how we pay for roads.
December 13, 2012
The State of State and Local Finances
New studies afford a state-by-state or city-by-city analysis of fiscal well being.
November 30, 2012
States, Estate Taxes and the Fiscal Cliff
What is the future of the 'death tax'?
November 15, 2012
Cities, Bankruptcy Law and Pension Payments
As cities face extreme fiscal pressure, can Chapter 9 ease their pension obligations?
October 25, 2012
Looking Past Libor
The Municipal Securities Rulemaking Board is hoping to help arm issuers with more information before they borrow money.
October 11, 2012
States and the Federal Fiscal Cliff
The effect of higher federal taxes and sequestration cuts on state budgets and revenue.
September 27, 2012
Raising Money for Education
Are there ways to open taxpayers' wallets for K-12 kids?
September 13, 2012
Dissecting State and Local Finances
A look at past, present and future issues that have been swept under the fiscal rug.
August 30, 2012
Lowering the High Cost of an Agency's Real Estate Move
A private banker has an idea for "rentalizing" upfront costs when agencies consolidate and move into smaller office space.
August 16, 2012
Bonds: A New Way to Fund Clean Energy
A new initiative hopes to pair the science of alternative energies with the power of bond financing.
August 2, 2012
Checking In On the Amazon Tax Battle
States have been battling Amazon and other online retailers over sales tax collection for years. Have they finally made progress?
July 12, 2012
Can Eminent Domain Help End the Foreclosure Crisis?
Wall Street opposes the idea, but a county in California thinks it can use eminent domain to seize underwater mortgages and restructure them on behalf of homeowners.
June 28, 2012
The Very Public Private-Sector Retirement Problem
The Great Recession was hard on private workers. Will states and localities have to rescue them?
June 14, 2012
Taking Tax Cuts to a Deeper Level
Four states have already considered eliminating income or property taxes this year.
May 24, 2012
The Latest Wrinkles in the Muni Bond Market
While things appear to be looking up, new questions arise about loans, debts and borrowings from banks.
May 10, 2012
Sales Tax Zapped by Zappers
As technology improves, more and more businesses are using tax zappers to skim sales taxes.
April 12, 2012
The Case for a State-Owned Bank
One professor argues it's a way to bring revenue gushing into state coffers.
March 29, 2012
The Volcker Rule's Role in the Muni Market
A reform aimed at Wall Street is taking a shot at the bonds states and localities issue.
March 15, 2012
Fracking Tax Issues and Logistics
Hydraulic fracturing is being touted as a revenue bonanza for the 35 states that have shale gas potential, but it's not without its issues.
March 1, 2012
A Bank for Infrastructure Funding
Legislation moving through Congress could help states and localities finance public works projects.
February 16, 2012
The Pros and Cons of Internet Gambling
Will online poker be the revenue boost states are looking for?
January 12, 2012
The Muni Market in 2012
Economists and analysts are optimistic this year will be better than the last. Still, there are a few storm clouds on the horizon.
December 15, 2011
Seeking a Silver Lining to Calamities
Everyone knows the havoc disasters wreck on finances. How about the good they have?
December 12, 2011
Revenue for Road Repairs
Raise it or reform it: Is it time for states to rethink the gas tax?
November 16, 2011
The Liabilities of an NBA Lockout
Are city taxes and revenues affected if professional sports teams cancel their season?
November 10, 2011
Building a New Financial Base
Cities that retool for a global economy can set the stage for a reliable revenue stream.
October 19, 2011
States and Localities Squeeze Nonprofits
Are localities looking for revenue in the wrong place?
October 13, 2011
A Local Solution to a Bond Insurance Problem
With localities scrambling to find investors, the National League of Cities ponders jumping into the insurance business.
September 21, 2011
Death of the Mortgage Interest Deduction?
The feds are talking about ending the popular tax expenditure, which could be positive and negative for state and local economies.
September 15, 2011
The Trouble with Housing
For state and local revenues to improve, housing sales need to improve. The problem is that the outlook for housing isn't very pretty.
August 17, 2011
Sales Taxes Take A Holiday
Consumers may like back-to-school tax holidays, but are they good public policy?
August 11, 2011
Credit Rating Risks Ahead
If you thought the Great Recession was the most trying time for state and local government credit ratings, think again.
July 20, 2011
Businesses and the Property Tax
A new report scores states on how well they administer the unpopular tax.
July 14, 2011
Atlanta Pulls Off A Major Pension Overhaul
Plus, what might a lost NFL or NBA season cost your state and city?
June 22, 2011
Anatomy of a Tax Amnesty
Tax amnesties are unpopular with the public. On the other hand, they raise much-needed money in this cash-strapped climate.
June 16, 2011
The Demand for Disclosure
Municipal bond market investors want to know more about issuers -- and they want to know it on a quarterly, semi-annual and annual basis.
May 18, 2011
States Look to Collect Internet Sales Taxes
Desperate for revenue, states are trying all the tricks in the book to force Internet retailers to collect sales taxes.
May 12, 2011
What's the Matter with the Muni Market?
Both borrowing and lending have decreased. The municipal bond market's problems run deeper than simple headline risk.
April 26, 2011
Student Debt and the Public Purse
The student loan bubble could hurt state and local revenue.
April 20, 2011
The Story Behind Tax Expenditures
They're the hottest topic in budget-balancing and deficit-cutting circles. They are also the least understood and the most controversial.
April 14, 2011
Rainy Day Funds: Did the Lifeline Work?
As revenues return, legislators and policymakers are beginning to take stock of how well their rainy day funds functioned.
March 16, 2011
Is the Hollywood Tax Credit Under Attack?
In a year when severe budget cuts are on the table, states are rethinking film tax-credit programs.
March 10, 2011
Is the Muni Bond Market Really in Dire Straits?
Some argue that the municipal bond market's recent upheaval is the fault of a single 60 Minutes segment.
February 16, 2011
Rejecting Sales Tax Exemptions on Food
Does taxing food partially or not at all make sense politically or fiscally? One University of Connecticut law professor says it doesn't.
February 10, 2011
A Measure of Financial Fitness
A new online tool in North Carolina provides a systematic approach in analyzing financial conditions for local governments.
January 19, 2011
A Lagging Local Tax
Property taxes once showed a sizable rate of growth. Not anymore.
January 18, 2011
Losing Out on Corporate Taxes
The state of state corporate income taxes is a mess.
January 13, 2011
All Fiscal Help Is Local
The list of cities in fiscal stress is growing. Will states intervene to help them work out their fiscal problems?
December 22, 2010
The Search for Lost Treasures: Dealing with Unclaimed Property
Several states not only help citizens find unclaimed property, but they also make money off of it.
December 16, 2010
Cutting Medicaid
States must make the least-worse budget cuts -- or consider dropping out of the program.
November 17, 2010
The Courts Rule on the 'Amazon Tax'
Confronting privacy and "nexus" issues, courts in several states have handed down new rulings in an escalating battle with online retailers to tax Internet transactions.
November 10, 2010
The Financial Road Ahead
The state of the union, and four positive steps states can take to improve their fiscal outlook.
October 20, 2010
The 'Amazon Tax' Battle Escalates
North Carolina is giving its online retailers an ultimatum: collect sales taxes now or risk an audit later.
October 14, 2010
Are Municipal Bankruptcies Imminent?
State and local debt is at an all time high -- governments have borrowed $2.4 trillion as of mid-2010.
September 22, 2010
Colorado Taxes Pot
Colorado didn't legalize medical marijuana to make money, but since regulations went into effect, it has raised millions.
Tough Times for TIFs?
An expert discusses whether tax increment financing (TIF), a local development tool, can withstand declining real estate values and a tough economic climate.
August 18, 2010
Revenue Roulette
Is gambling a great source of revenue for states and localities, or a peril-filled recreation?
August 12, 2010
Fannie, Freddie and the Future of Housing
Three experts share their views on efforts to reform the mortgage giants, Fannie Mae and Freddie Mac, and why state and local governments should care.
July 21, 2010
Getting High on Excise Taxes
More and more states are turning to a perennial favorite, the excise tax, to weather the recession.
July 15, 2010
Budgets, Bonds and Basketball
When it comes to raising money and spending it, states and localities face formidable political obstacles.
June 23, 2010
Wallets, Recessions and Tax Commissions
In a bad economy, is a tax commission likely to have more of an impact?
June 17, 2010
Credit Rater Woes
Can new competition in the credit-rating arena reignite the municipal bond market?
June 1, 2010
A Fight Festers
GASB ups the ante on performance.
May 19, 2010
The Ultimate Revenue Raiser: Asset Sales
In these budget busting times, state-owned buildings are increasingly up for sale. But states may have better options.
May 13, 2010
Bonds, Bankruptcy and Bad Luck
When a public-purpose project fails, should taxpayers pick up the bill?
May 1, 2010
Taxing Away Exemptions
Pittsburgh's proposed tax would have been a first: a 1 percent levy on all tuition paid by the city's 100,000 college students. If it had passed, it...
December 31, 2009
Primary-Care System Lags Behind Other Developed Nations
The dwindling number of primary care physicians is a dagger at the heart of health care reform. If nearly all Americans have insurance, how will...
December 31, 2009
Is Municipal Bond Insurance Dead?
It's like a page out of the Brothers Grimm. Once upon a time -- and not so very long ago -- there were four giants....
November 30, 2009
Unhealthy Economy, Sick People
Employers--and that includes states and localities--have been focusing on wellness and prevention as a means of keeping their employees healthy and thereby less costly to...
October 31, 2009
The True Cost of Treating Diabetes
Here's the problem. The number of Americans who have diabetes is growing at an alarming rate, as are the medical costs of treating the disease:...
September 30, 2009
Soda: the New Front in the War on Obesity
Put down that can. The sweet soda in front of you may be frosty and cold and just waiting to quench your thirst, but it...
August 31, 2009
For California's New Pension Chief, a Huge Burden
When he headed up the Washington State Investment Board, Joe Dear oversaw a $67 billion portfolio. Now that he's the new honcho at CalPERS, the California...
August 19, 2009
Opening Up Medicaid
There's a little joke that makes the rounds whenever Medicaid directors get together. It goes like this: If you've seen one state Medicaid program, you've...
July 31, 2009
Defining Prevention
Prevention is getting a bad rap--a growing number of health economists and providers are casting doubt on the ability of preventive medicine to squeeze costs...
June 30, 2009
The End-of-Life Imperative
The president brought it up himself. He talked seriously to a New York Times reporter in May about end-of-life health care choices--the tremendous drain they...
May 31, 2009
Diplomas Keep the Doctor Away
When it comes to surviving the swine flu, Texans, Californians and folks in other states along our southern border have fared better than their neighbors...
April 30, 2009
Find Me the Money
Winter Haven, Florida, imposes an accident- response fee-for services rendered when police officers and firefighters ride to the rescue. Wisconsin triples the price of its...
April 30, 2009
Full Interviews with User-Fee Experts
What will they think of next? Winter Haven, Florida, is imposing an accident response fee -- for services rendered when police officers and firefighters come...
February 28, 2009
Creative Disruption
The current buzzword among MBA grads is "disruptive innovation." It may sound like a term to use when all hell is breaking loose. But what...
January 31, 2009
A Break in the Levy
As state and local revenue sources go, the property tax always has been the steady one. Its cousins -- the income and sales taxes --...
March 31, 2008
Muni Machinations
Blame it on Orange County. Back in 1994, the huge California county filed for bankruptcy after losing billions of dollars on a risky investment in financial...
December 1, 2007
Tilting Tills: A So-So Season for Revenue
State tax collections had a strong case of the milds in the second quarter of 2007--a 6.1 percent increase in tax revenue, compared to the same quarter of 2006. That said, this nominal growth rate, as measured by the Rockfeller Institute's "State Revenue Report," was weak by long-term historical standards.
December 1, 2007
Primary Interest
The West Virginia legislature recently gave the thumbs up to a radical experiment in health care: doctor-run pay-in-advance plans that provide a family unlimited primary and urgent care for $125 a month. No insurance coverage is involved.
November 1, 2007
Common-Sense Compliance
Having worked on both sides, Coughlin is passionate in his belief in the assisted-living philosophy, and that belief drives the way he approaches regulation. A key part of assisted living, he points out, is a resident's right to autonomy, but autonomy poses safety risks.
October 31, 2007
The Coverage Conundrum
They're on the rise - again. Health insurance premiums are up 6.1 percent on average this year - a relatively modest increase - but overall they're 78...
October 31, 2007
Going after GASB
When public finance officers met this summer in Anaheim, their association's outgoing president kicked off the convention with an all-out assault on an accounting board....
August 31, 2007
Health Court Advantage
Get ready for a medical malpractice crisis. The roiling stock market could drag down earnings on investment portfolios: If it does, insurance companies that issue...
Lean but Mean Medicaid
It's one thing to use the carrot to encourage healthy behavior. It's another to use the stick--especially on children.
June 30, 2007
A System in Collapse
Picture this: Pennsylvania Governor Ed Rendell comes to the nation's capital to tell a gathering of health care advocates, health industry representatives and health writers...
April 30, 2007
Medicaid's Breaking Point
Language is powerful. So when a negative word becomes linked to an idea or program, the result often is damaging. That's what I see happening...
April 1, 2007
The Muni Market's New Look
Changes are afoot--some welcome, others less so.
February 28, 2007
Dialogue in the Delta
It isn't a strong economy that produces healthy people. It's healthy people that produce a strong economy." Peter Johnson is standing in a meeting room...
February 1, 2007
Rough Sea's
There's a new and higher level of strain in the already-tense relationship between GASB and state and local officials.
February 1, 2007
Risk Relief: Indiana Aims to Insure Good Health
A growing number of states and localities are turning to incentives to move the employees they insure into healthier lifestyles. Indiana is going one step further. It is trying to target employees who are at risk for illnesses and offering them special services to improve their odds of staying healthy.
Health Court Advantage
The current system of blame and lawsuits is no way to deal with medical errors.
December 31, 2006
Rx Side Effects
Talk about impact. One day Wal-Mart is launching a small pilot program in Tampa to sell 314 generic drugs at $4 each for a 30-day supply. Two...
December 1, 2006
McMedical Care
The rise of health clinics in retail stores could affect both health policy and regulation.
The Biological Boom
As biologic drugs enter the mainstream, they could break the Medicaid bank--and the health care system.
October 1, 2006
Pension Pressures
These are threatening times for retirement funds and retirees.
Guess Who's Coming to the ER?
It turns out that lower-income people are not the ones clogging up emergency rooms.
A Dose of Transparency
State-sponsored Web sites are enabling consumers to compare hospital and physician prices and performance.
Risk Reduction
Government-backed reinsurance could make health coverage more affordable for the middle class.
March 1, 2006
The Job of Patients
Health savings accounts can spur consumers to shop for the best care at the lowest price. But these insurance plans also carry a lot of risk.
Capping Medicaid Costs
Florida and Kentucky are custom-tailoring the benefits package in an effort to make fiscal sense of the program.
Talk of the Town
It's time to walk people through the choices they have to make in order to get health care that works for everyone.
Drowning In Choices
Under Florida's newly approved waiver, Medicaid patients will have to slog through all the fine print that is a health insurance plan.
September 1, 2005
Wellness: Carrots and Sticks
There's danger in expecting wellness programs to work miracles and abandoning them when they don't.
August 1, 2005
From the Top: Michael Leavitt Speaks Up and Out
A few weeks ago, Governing sat down with Michael Leavitt, the U.S. Health and Human Services secretary and former governor of Utah, to talk about changes that could be in store for the Medicaid program. Here are some key points he made.
Medicaid on the Ramparts
It's time for the states to break down Congress's door with some basic solutions to the sustainability problem.
Nexium's Start Turn
As TV ads hype the demand for costly brand-name drugs, those who pay Medicaid's pill bill are fighting back.
March 1, 2005
Setting Limits on Medicaid
From TennCare's end to Florida's proposed new beginning, state Medicaid programs are working through difficult times.
Adjusting for Age
A new accounting rule could seriously undermine the health insurance that states and localities provide to their retirees.
California Dreamin'
Piecemeal reforms show the unwillingness of policy makers to take bold steps to deal with the nation's health care crisis.
December 1, 2004
Is Bigger Better?
Muni Bond Numbers Decline and Fall
November 1, 2004
Elder Scare
Health care costs for retirees are like a hurricane that's gathering strength in the ocean before it makes landfall.
November 1, 2004
Maine's Medical Gamble
Can broader insurance coverage bring health care costs under control? One state is betting on it.
September 1, 2004
Nascent Patient Power
A new approach to cutting health care costs may end up transferring medical risk to consumers.
July 1, 2004
Tenncare Tensions
Governor Bredesen aims to save TennCare, but one of his fixes flies in the face of a cherished national notion.
June 1, 2004
A Mixed Picture
Bond rating experts at odds on state of states
May 1, 2004
A Cure for Costs
rising price of health care.
March 1, 2004
The Weight Line
States have a fiscal link to the obesity crisis--it accounts for 5 percent of their overall medical spending.
January 1, 2004
Healing Health Care
The times may be ripe to form new--and surprising--alliances to solve the crisis in health insurance.
December 1, 2003
Junkyard Blues: Pittsburgh's Fiscal Problems Run It Down
Credit downgrades happen all the time: The economy turns sour, budgets are stressed, the powers that be don't want to raise taxes or slash spending.
December 1, 2003
Setting Up A New Shop
Oregon's former governor is pushing a rational way to control drug costs.
November 1, 2003
The 'Medmal' Mess
When it comes to reducing medical errors, assessing blame is less effective than identifying patterns and steps to correct problems.
November 1, 2003
Bad News Bear
Investment markets can falter. When they do, pension bonds can become a very risky business.
September 1, 2003
Rolling Medicaid Rules
Several states made changes in their Medicaid and SCHIP programs that will, in effect, push children off the rolls.
July 1, 2003
The Pros of Cons
The assault on certificates of need, put in place decades ago to control health costs, couldn't come at a worse time.
June 1, 2003
Low Grades for Deficit Financing
Sixteen states are on Moody's Investors Service negative outlook and four on negative watch, with "future credit deterioration likely," according to Robert Kurtter, senior vice president of state ratings for the credit-rating agency. Moody's had already downgraded eight states in the past two years.
May 1, 2003
Blocking Erisa
For decades, a federal law has obstructed state innovation on private health care coverage. That's finally changing.
May 1, 2003
Easing The Pain
To blunt the impact of deep Medicaid cuts, a few states are experimenting with ways to control the program's costs.
March 1, 2003
The Universal Cause
There's a dagger at the heart of any solution to the crisis in health care costs--but it's not the skyrocketing price of prescription drugs. Rather, it's the uninsured: the 41 million Americans--one in seven-- who can't afford, aren't offered or choose not to carry health insurance.
March 1, 2003
The Universal Cause
Several health insurance companies have stepped up to say they intend to promote universal health care coverage.
January 1, 2003
Can Schip Stay Afloat?
By touting its success, advocates hope to spare the children's health insurance program from the budget ax.
July 1, 2002
The Untaxables
Before Congress revisits the Internet-sales issue, states are developing a simpler and more uniform tax-collection process.
March 1, 2002
More Over Nasdaq, Muni Bond Prices Are Now Online
A Web site launched in January is a big breakthrough for both investors in and issuers of municipal bonds. The site offers the closest thing yet to a real-time "ticker tape" on bond prices.
March 1, 2002
The HIPAA Headache
It's complex, costly and confusing. Most states are still trying to figure out what the law that standardizes electronic health data is all about.
January 1, 2002
A Bond That Breaks New Ground
Massachusetts and New Mexico made news three years ago when they issued bonds for construction projects and promised to repay the loans with federal highway grants they had coming their way. Now, Chicago has come to market with a variation on the grant-anticipation theme.
December 1, 2001
Drug Deals: A Pact to Lower State Employee Pill Prices
Driven by the effect of rising drug prices on state budgets, seven states are banding together to change the way they buy pharmaceuticals for their employee-benefit plans.
November 1, 2001
The Muni Market Gets a Boost
After years of benign neglect, the municipal bond market is back in the spotlight. Falling interest rates, a volatile stock market and a weakening economy created a resurgence of interest in both issuing and buying muni bonds in the first three quarters of the year.
May 1, 2001
Muni Days are Here Again
A reinvigorated municipal bond market is attracting investors, as well as helping issuers lower their costs.
July 1, 2000
Ups and Downs in the Rating Game
If you've been to Fitch for a credit rating, you may find your bonds experiencing grade inflation.
June 1, 2000
The HMO Laid Low
Two-thirds of managed care companies are losing money. When they get in trouble, states often get in trouble as well.
January 1, 2000
Tobacco Bonds Draw a Market
New York City inhaled deeply and issued the first-ever tobacco bond in November. The $709 million bond, part of a $2.8 billion debt the city will sell in the next four years, sold out immediately.


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Rwanda and Uganda Gorilla & Chimp Adventure
Rwanda and Uganda Gorilla & Chimp Adventure
They're the closest animals out there to us homo sapiens, and on this trip we aim to bring you as close as possible to these majestic creatures. There'll be gorillas, monkeys and chimps in abundance on this 9-day trip through Rwanda and Uganda. Take part in jungle trekking, embark on boat and jeep safaris in national parks, and learn about Rwanda's fascinating culture and history along the way. With an expert local CEO throughout and comfortable lodges to relax in during your down time, your focus can stay on spotting rare primates in their natural habitat.
What's Included
Your Journeys Highlight Moment: Nyamirambo Women's Centre, Community Walk and Local Lunch, Kigali Your Welcome Moment: Meet Your CEO and Group. Arrival transfer. All National Park entrance fees. Genocide memorial. Community walk and lunch at G Adventures-supported Nyamirambo Women's Centre. Guided Mountain Gorilla Trek with permits. Golden Monkey Trek with permits. Guided Chimpanzee Trek with permits. Safari wildlife safari drives in Queen Elizabeth National Park. Wildlife boat cruise in Kazinga Channel. Visit the equator line and a drum workshop. All transport between destinations and to/from included activities.
Get up close and personal with mountain gorillas in their backyard, trek through the forest to visit Golden Monkeys, meet local people at Nyamirambo Township and gain a better understanding of Rwanda then and now, encounter more primates on a chimp trek in Uganda, search for hippos while enjoying a boat ride down the Kazinga Channel
Dossier Disclaimer
The information in this trip details document has been compiled with care and is provided in good faith. However it is subject to change, and does not form part of the contract between the client and the operator. The itinerary featured is correct at time of printing. It may differ slightly to the one in the brochure. Occasionally our itineraries change as we make improvements that stem from past travellers, comments and our own research. Sometimes it can be a small change like adding an extra meal along the itinerary. Sometimes the change may result in us altering the tour for the coming year. Ultimately, our goal is to provide you with the most rewarding experience. Please note that our brochure is usually released in November each year. If you have booked from the previous brochure you may find there have been some changes to the itinerary. VERY IMPORTANT: Please ensure that you print a final copy of your Trip Details to review a couple of days prior to travel, in case there have been changes that affect your plans.
Itinerary Disclaimer
While it is our intention to adhere to the route described below, there is a certain amount of flexibility built into the itinerary and on occasion it may be necessary, or desirable to make alterations. The itinerary is brief, as we never know exactly where our journey will take us. Due to our style of travel and the regions we visit, travel can be unpredictable. The Trip Details document is a general guide to the tour and region and any mention of specific destinations or wildlife is by no means a guarantee that they will be visited or encountered. Aboard expedition trips visits to research stations depend on final permission. Additionally, any travel times listed are approximations only and subject to vary due to local circumstances.
Important Notes
1. AGE RESTRICTIONS Please note that all passengers must be aged 15 years or older (prior to start of travel) to go on this tour - there are no exceptions to this as it is for safety reasons and strictly controlled by the Government. 2. PHYSICAL REQUIREMENT This trip is rated a level 4 physical requirement - travellers should be in excellent physical condition, without any heart problems and prepared to spend strenuous days in humid rain forests, steep terrain and high altitude trekking for chimpanzee and gorillas, as well as other primates. Please ensure you meet the requirements as described under "physical rating". 3. TRAVEL DAYS Travelling can be difficult, as long drives and poor road conditions are the rule as opposed to the exception in both Rwanda and Uganda. Despite this, the diversity and scenery of the African landscape, the local culture and abundant wildlife are all well worth the experience. 6. WILDLIFE SIGHTINGS G Adventures can never guarantee the sighting of wildlife, especially when it comes to mountain gorillas. However, the mountain gorilla trek is organized to ensure success. Before heading into the jungle, our local guides receive coordinates from trackers on the whereabouts of the gorillas, and the trackers stay with the gorillas until the group arrives. ILLNESS 7.)Please note that if you are unwell with anything contagious, even a common cold, you may be denied any of the treks to ensure the safety of the gorillas, golden monkeys and chimps. This is a national park regulation, and trekking permits will not be refunded if you are denied entrance due to illness. 8. CAMERAS As it is very dark and damp in the jungle; please ensure your camera equipment is appropriate for such conditions and that you bring dry bags to protect it. 9. ELECTRICITY The power supply in Uganda and Rwanda is nominally 240VAC, 50hz. Variable voltage, spikes and sporadic, unexpected, unscheduled power cuts of varying duration can be expected.
Group Leader Description
The Chief Experience Officer (CEO) will be the group manager and leader. He/she organizes the trip, and will be there to assist you when needed. He/she will take care of the small things so you can concentrate on enjoying your adventure. All of our CEOs in East Africa are experienced group leaders, with a broad knowledge base of the region's history, cultures, and wildlife. Your leader will be from either southern or East Africa depending on which part of the tour you are on. During both treks in Volcanoes National Park, we use an experienced and certified tracking guide, and armed guards to accompany you for your safety. We also use local guides for some included activities where we think more specific knowledge will add to the enjoyment of the places we are visiting.
Group Size Notes
Max 14, avg 10.
Meals Included
8 breakfasts, 7 lunches, 6 dinners
As mentioned above, most of the meals on this tour are included in the tour price. Vegetarian meals and other dietary requirements need to be specified prior to arrival. Please note all bottled drinking water will be at your own expense.
4x4 Land Cruiser(s), walking, hiking, boat.
About our Transportation
Road travel can be difficult, with long drives and poor road conditions at times. Please take note of the travel times and distances in the above itinerary, and consider that this is often on poor quality, bumpy roads. Despite this, most clients feel that the diversity of the African landscape, culture and wildlife are all well worth the experience. As such, this trip will be operated in 4x4 Land Cruiser/safari vehicle (1 or 2 depending on the size of the group). The 4x4s have large windows which slide open and a pop-up roof for optimal wildlife viewing and photography.
Solo Travellers
We believe single travellers should not have to pay more to travel so our group trips are designed for shared accommodation and do not involve a single supplement. Single travellers joining group trips are paired in twin or multi-share accommodation with someone of the same sex for the duration of the trip. Some of our Independent trips are designed differently and single travellers on these itineraries must pay the single trip price.
Comfort hotel/lodges (8 nts).
My Own Room
Please note that if you have booked the "My Own Room" option for this tour, you will receive your own single room for all night stops
About Accommodation
Please remember that this is a developing area and as such, accommodations/service may not be of similar standard to which you are used to in your home country. As well, interruptions in electricity and water can be common. We appreciate your patience and understanding as well as your sense of adventure. A/C is not available in the accommodations used on this trip. In general is not a concern as it does cool down at night and depending on location fans or screened windows are available.
Joining Hotel
For details of your joining hotel please refer to your tour voucher, G Account, the G Adventures App or contact your travel agent.
Joining Instructions
Clients will me met by a local CEO/representative at the airport and driven to the joining hotel. Please look for the G Adventures signboard, if you do not connect immediately, please wait as they may be meeting other passengers from your group. In the unlikely case, you are unable to find the guide after 30 minutes, please call our local representative in Rwanda: 0788 - 300 649 or 0788 - 466 861
Arrival Complications
We don't expect any problems, and nor should you, but if for any reason you are unable to commence your trip as scheduled, as soon as possible please contact your starting point hotel, requesting that you speak to or leave a message for your CEO (if you are not on a group tour please refer to the emergency contact details provided in this dossier). If you are unable to get in touch with your leader, please refer to our emergency contact details. If you have pre-booked an airport transfer and have not made contact with our representative within 30 minutes of clearing customs and immigration, we recommend that you make your own way to the Starting Point hotel, following the Joining Instructions. Please apply to your travel agent on your return for a refund of the transfer cost if this occurs.
Emergency Contact
Should you need to contact us during a situation of dire need, it is best to first call either the G Adventures Local Representative (if one is listed below) or our G Adventures Local Office. If for any reason you do not receive an immediate answer, please leave a detailed message and contact information, so they may return your call and assist you as soon as possible. AIRPORT TRANSFER: If you have purchased an arrival through G Adventures or if an arrival transfer is included in the cost of your tour, please note that: Your arrival transfer has been arranged based on flight information provided to us. If you are advised of a flight schedule change within 48 hours of your scheduled arrival time, we will do our best to rearrange your arrival transfer however we cannot guarantee this. If your arrival transfer does not arrive within 30 minutes after you have exited the arrivals area please take a taxi to your start point hotel. EMERGENCY CONTACT NUMBERS G Adventures Local Office (Nairobi, Kenya) Emergency number: From outside Kenya: +254 727 208 832 From within Kenya: 0727 208 832 G Adventures Local Representative (Rwanda) Kris ; +250 788 300 649 (If calling from local Rwandan Number; 0788 300 649) Suzan ; +250 788 466 861 (If calling from local Rwandan Number; 0788 466 861) If you are unable for any reason to contact our local operator or local office, please call the numbers listed below, which will connect you directly with our 24 hour Sales team, who will happily assist you. Toll-free, North America only: 1 888 800 4100 Calls from UK: 0344 272 0000 Calls from Germany: 0800 365 1000 Calls from Australia: 1 300 796 618 Calls from New Zealand: 0800 333 307 Outside North America, Australia, New Zealand, Germany and the UK: +1 416 260 0999
What to Take
You will be on the move a lot, so our advice is to pack as lightly as possible. Your baggage should be clearly labelled and restricted to one soft compact suitcase, sports bag, or backpack, of medium size, as well as a day pack. On this trip you may experience several types of weather. It is important to pack clothes for warm days and cool evenings. Light, quick-drying, practical clothes are advisable for this trip. Your clothes will in all likelihood get very muddy and may not recover to their original state - therefore take old clothing for trekking. Hard wearing clothes, no bright colours, or no army camouflage clothing should be worn. Greens, khaki and similar neutral clothes are recommended.
Packing List
-Fleece or wool jumper/jacket -Windproof/waterproof jacket and pants -Waterproof hiking boots -Small towel and swimwear -6 shirts/t-shirts, cool and breathable -Long-sleeved shirt -1 pair of shorts -2 pairs of long trousers -1 pair hiking pants -Comfortable shoes -Sport sandals -Sun hat/bandana -Sunblock -Sunglasses -Watch or alarm clock -Water bottle -Pocketknife -Flashlight or Headlamp (with extra batteries and bulbs) -Money belt -First-aid kit (should contain Lip balm with sunscreen, Aspirin, Ibuprofin , Malaria pills, bandaids/plasters, tape, anti-histamine, Antiseptic cream, Imodium or similar tablets for mild cases of diarrhoea, rehydration powder, insect repellent, extra prescription drugs you may be taking) -Toiletries (biodegradable) -Hand sanitizer gel/Sanitizer wipes -Camera and extra memory card/film -Extra batteries (recommended) -Electricity Plug Adapter -Day pack -Camera with extra memory cards and batteries -Personal Entertainment -Binoculars -Waterproof backpack cover Documents: -Passport (with photocopies) -Travel insurance (with photocopies) -Yellow fever certificate -Airline tickets (with photocopies) -Credit or debit card (see personal spending money) -G Adventures vouchers, pre-departure information and dossier -Any entry visas or vaccination certificates required Recommended for Gorilla trek (as well as the other 2 treks): -Hiking pants -Shirts/T-shirts -Hiking boots -Reusable water bottle -Snacks -Sunblock -Sun hat/Bandana -Windproof rain jacket -Windproof rain pants -Gloves -Backpack/Rucksack -Drybag -Walking poles (Optional) -Pack lightly as you'll be carrying your own luggage throughout the tour.
Laundry facilities are offered by some of our hotels and lodges for a charge.
Visas and Entry Requirements
All countries require travellers to have a valid passport (with a minimum 6 months validity), and you are required to acquire the entry visas for each of the countries visited. East Africa Tourist Visa An East Africa Tourist Visa allows the holder to move freely between Kenya, Rwanda and Uganda with only one Visa, and is valid for a period of 90 days. It also acts as a multiple entry Visa, so if you leave any of the above countries, you do not need a new Visa to re-enter (provided it is within the 90 day validity period). These need to be applied for in advance, and a confirmation letter received from the Rwanda immigration department if the first point of entry is Kigali, Rwanda. You should contact the foreign Embassy (of the country you will be entering through) for more details. The cost is 100USD per person. Please see below for more information: http://www.visiteastafrica.org/travel-guide/visa-information -------------- VISAS TO RWANDA Most nationalities need to apply for visa "facilitation" prior to visiting Rwanda. Please check the Rwanda immigration department's official website – www.migration.gov.rw – which nationalities need a visa and which ones do not – it is VERY important to do this as travelers without the correct documentation with them will NOT be allowed to board their Rwanda bound flight. The visa facilitation is also applied for on this website and you normally get a confirmation in 3-5 working days. Please make sure you apply for this at least a month before your intended arrival to Rwanda. Bring a copy of the visa approval sent to you (VERY important) and pay for the visa at point of entry. Current cost for a 15 day tourist visa is US$ 50 per person (June 2015) – payable in US$ cash only. Please be aware that the US$ notes has to be from 2006 or newer, older notes are NOT accepted for payments in Rwanda. Visas to Uganda can for most nationalities be obtained upon arrival at the boarder when arriving from Rwanda, in US$ 100 cash only. There are however, a number of exceptions to this rule specifically for many nationalities from the Middle East (Including Lebanon) who can NOT get a visa upon arrival, this should all be checked with the Ugandan embassy in your home country well before time of travel. This information is accurate at the time of writing, and please contact your local embassy or consulate for the most up-to-date visa requirements and costs, regarding these, and the other countries visited, or see your travel agent. It is your responsibility to have the correct travel documentation.
Spending Money
Every traveller is different and therefore spending money requirements will vary. Some travellers may drink more than others while other travellers like to purchase more souvenirs than most. Please consider your own spending habits when it comes to allowing for drinks, shopping and tipping. Please also remember the following specific recommendations when planning your trip.
Money Exchange
The local currency in Rwanda is the Rwanda Franc. In Uganda it is the Ugandan Shilling. There are several foreign exchange bureaus in Kigali offering similar rates, the most widely accepted currency is US$. Your CEO will inform you where you can change money throughout the tour and approximately how much money you will need for each country. That said - most everything is included in this tour - we recommend that you bring enough USD cash with you, to cover for any additional drinks/snacks and souvenir shopping. The easiest foreign currency to exchange for locally for any of the local currencies is the $US; however the British Pound and Euro may also be exchanged as well. Please note that due to past problems with forgery, $US notes that are older than year 2006 are not accepted in Africa. Larger note ($US 50, $US 100 etc) can be difficult to change in some places, but will gain you the best exchange rate. If you plan to buy your visas at borders, you will need to bring $USD cash to pay for these visas. Please note you cannot use the local currency or any other currency to buy these visas- they must be purchased in USD. Please do not bring Travellers' cheques to Africa. They are difficult if not impossible to exchange in many places. Visa/Plus system cards are the most widely accepted debit cards. it is harder to find machines Mastercard/Cirrus cards. We highly recommend that if you hold a Mastercard, you obtain a Visa card prior to departure and travel with both. This is also useful should somethingunforeseen happen to one of your cards during your travels. While there are many ATMs in the major centres, there are no guarantees that your credit or debit cards will actually work in Africa. Check with your bank. Credit cards can be used in major cities and towns ONLY but please do not rely on them as a method of payment because they are generally not widely accepted. You should be aware that to purchase products or services on a credit card a fee of 5%-10% usually applies. The majority of our optional activities can also be paid by credit card. Your CEO will advise on these. Please note that in many areas there may be occasional power-outages, where there will be no electricity for hours at a time. In addition, ATMs outside of larger centers often run out of cash or can be out of order unexpectedly. These factors could affect your ability to access money from ATMs. As such, please do not rely on credit or debit cards as your only source of money. A combination of foreign currency and debit/credit cards for cash advances is best. Always take more rather than less, as you don't want to spoil the trip by constantly feeling short of funds. As currency exchange rates can fluctuate often we ask that you refer to the following website for daily exchange rates: www.xe.com.
Emergency Fund
Please also make sure you have access to at least an additional USD $200 (or equivalent) as an 'emergency' fund, to be used when circumstances outside our control (ex. a natural disaster) require a change to our planned route. This is a rare occurrence!
Departure Tax
USD40, usually included in most international air tickets.
Tipping during your tour is optional, but the gesture is expected as a way to show your satisfaction with the persons who have assisted you on your tour. Although it may not be customary for you, it is of considerable significance to the people who will take care of you during your travels, as an important source of income for those in the tourism industry. It is one of the most direct ways that you can have a positive economic impact within the communities that you visit. Giving a tip should be seen as a formal 'thank you', and the action should in no way be awkward. The best method of tipping someone that has served the whole group is to plan in advance, and not rush when it comes to saying goodbye. A suggestion would be for each group member to contribute anonymously by putting their tip into an envelope. This often works the best and the group as a whole should gather to present the gift to the recipient(s), offering their thanks and showing their appreciation. This method brings the action out into the open, allowing for a friendly and appreciative interaction between the group and the recipient(s). You may use the following as a guideline, all given in a per client format: G CEOs and drivers: $3-4 USD each, per day worked. Trekking Guides in Uganda and Rwanda: Certified Safari Guide/Driver: $10-15 USD (full day) Restaurant/Café servers: 10% of cost of bill, especially when in a large group (no envelope required). Local guides: $1 USD for every couple of hours
Optional Activities
No optional activities
We recommend you contact your family physician, or your local travel clinic for the most up-to-date health information at least one month before departure. Travellers should also carry a basic first-aid kit and hand sanitizers/antibacterial wipes on their travels. Medical facilities are basic throughout these countries. For your own safety, we strongly recommend that you advise your tour leader of any medical condition that may affect you while travelling with the group. Your tour leader will be able to inform you of local health advisories (e.g. drinking water quality). Please ensure you have all the inoculations recommended by your doctor. Yellow Fever Certificate Note: (Updated: May 2017) It is compulsory to show a valid Yellow Fever Certificate if you are travelling to the following G Adventures-visited countries from a Yellow Fever endemic country: - Botswana - Ethiopia - Kenya - Madagascar - Malawi - Mozambique - Namibia - Rwanda - South Africa - Swaziland - Uganda - Zambia - Zimbabwe For some of these countries, proof of Yellow Fever vaccination is also required for passengers who have travelled more than 12 hours through the airport of an endemic country. If other countries not endemic to Yellow Fever have been visited after visiting an endemic country, then a Yellow Fever certificate may still be required on entry. Please check country-specific regulations before your departure. Malaria Malaria is a mosquito-borne disease that is present in some regions in Africa. Risk of malaria can increase during periods of heavy rain, during the rainy seasons, and in densely populated areas of Southern & East Africa. To prevent malaria, we recommend speaking to your doctor about taking preventative medication (prophylaxis), combined with regular use of insect repellent spray/cream. Please check updated travel health advisories specific to malaria before your departure.
Safety and Security
Many national governments provide a regularly updated advice service on safety issues involved with international travel. We recommend that you check your government's advice for their latest travel information before departure. We strongly recommend the use of a neck wallet or money belt while travelling, for the safe keeping of your passport, air tickets, travellers' cheques, cash and other valuable items. Leave your valuable jewellery at home - you won't need it while travelling. Many of the hotels we use have safety deposit boxes, which is the most secure way of storing your valuables. A lock is recommended for securing your luggage. When travelling on a group trip, please note that your CEO has the authority to amend or cancel any part of the trip itinerary if it is deemed necessary due to safety concerns. Your CEO will accompany you on all included activities. During your trip you will have some free time to pursue your own interests, relax and take it easy or explore at your leisure. While your CEO will assist you with options available in a given location please note that any optional activities you undertake are not part of your itinerary, and we offer no representations about the safety of the activity or the standard of the operators running them. Please use your own good judgment when selecting an activity in your free time. Although the cities visited on tour are generally safe during the day, there can be risks to wandering throughout any major city at night. It is our recommendation to stay in small groups and to take taxis to and from restaurants, or during night time excursions. Protests and Demonstrations- Protests and demonstrations, even those that are well intended, have the potential to turn violent with no warning. Counter protests can also turn violent. Action by security forces to disperse demonstrators and protesters may occur at any time. If you are in an area where demonstrators or protesters are gathering, avoid the temptation of staying for a good photo opportunity and leave the area immediately. Water based activities have an element of danger and excitement built into them. We recommend only participating in water based activities when accompanied by a guide(s). We make every reasonable effort to ensure the fun and adventurous element of any water based activities (in countries with varying degrees of operating standards) have a balanced approach to safety. It is our policy not to allow our CEOs to make arrangements on your behalf for water based activities that are not accompanied by guide(s). Swimming, including snorkeling, is always at your own risk. We take all prudent measures in relation to your safety. For ways to further enhance your personal safety while traveling, please visit: www.gadventures.com/travel-resources/safety/
Trip Specific Safety
Cities Please exercise caution in the cities and always take a pre-arranged taxi if you go out at night. Trekking/safari At all times, please abide by all National park/reserve rules and always follow interactions from guides/trackers specifically, these are set to not just protect the wildlife but also to protect you. Photography Please refrain from taking photos of police stations, airports, bus stations, immigration are border crossings, army barracks and personnel, or any government building. It is against the law and will result in the minimum of your film and camera being confiscated.
A Couple of Rules
Illegal drugs will not be tolerated on any trips. Possessing or using drugs not only contravenes the laws of the land but also puts the rest of the group at risk. Smoking marijuana and opium is a part of local culture in some parts of the world but is not acceptable for our travellers. Our philosophy of travel is one of respect towards everyone we encounter, and in particular the local people who make the world the special place it is. The exploitation of prostitutes is completely contrary to this philosophy. Our CEOs have the right to expel any member of the group if drugs are found in their possession or if they use prostitutes.
Travel Insurance
Travel Insurance: Travel insurance is compulsory in order to participate on any of our trips. When travelling on a group trip, you will not be permitted to join the group until evidence of travel insurance has been sighted by your CEO, who will take note of your insurance details. When selecting a travel insurance policy please bear in mind that all clients must have medical coverage and that we require a minimum coverage of USD 200,000 for repatriation and emergency rescue. We strongly recommend that the policy also covers personal liability, cancellation, curtailment and loss of luggage and personal effects. If you have credit card insurance we require proof of purchase of the trip (a receipt of credit card statement) with a credit card in your name. Contact your bank for details of their participating insurer, the level of coverage and emergency contact telephone number.
Planeterra-The G Adventures Foundation
The Planeterra Foundation planeterra.org is a Canadian non-profit organization that helps empower local people to develop their communities, conserve their cultures, and create humane and supportive systems for their endeavours. Planeterra provides capacity building and catalyst grants to get community social enterprises off the ground. These businesses address local challenges by providing benefits for indigenous people, empowering marginalized women, and granting disadvantaged youth access to education, employment, and brighter futures. Planeterra also works to ensure these businesses have a thriving customer base by integrating programs into G Adventures' itineraries globally. G Adventures is Planeterra's largest corporate donor, covering all operating costs so 100% of your donation will bring opportunity to people in need. Dollar-a-Day Program G Adventures' Dollar-a-Day Program provides travellers with the opportunity to give back to the people and places visited on our tours by donating one dollar for every day you are on trip. 100% of these donations go directly to support community development projects worldwide that are implemented by Planeterra.
After your travels, we want to hear from you! Your feedback information is so important to us that we'll give you 5% off the price of your next G Adventures trip if your feedback is completed on-line within 30 days of finishing your trip. Your tour evaluation will be e-mailed to you 24 hours after the conclusion of your trip. If you do not receive the tour evaluation link in the days after your tour has finished, please drop us a line at [email protected] and we will send it on to you.
Our adventure travel e-newsletter is full of travel news, trip information, interesting stories and contests. To avoid missing out on special offers and updates from G Adventures, subscribe at www.gadventures.com/newsletters/ Stay current on how our company invests in our global community through our foundation – Planeterra. Sign up for Planeterra's monthly news to learn more about how to give back and support the people and places we love to visit.
Minimum Age
Minimum age of 15 years for this trip.
International Flights
Check-in times and baggage allowances/restrictions vary by airline and can change at any time. For the most up-to-date information for your flight, please contact your airline. We recommend checking in online in advance to avoid potential delays at the airport.
Max Pax
Group Leader
Chief Experience Officer (CEO) throughout, local guides, experienced gorilla trackers, park rangers.


text:
FNS Program Guidance on Human Pandemic Response
The U.S. Department of Health and Human Services (HHS) is the lead federal agency for federal pandemic response. Federal interagency partners support HHS, as requested, to assist state, local, tribal, and territorial partners in their pandemic preparedness and response activities. In some cases, responding to a public health emergency such as a human pandemic will require social distancing by keeping people from gathering in groups, including keeping children home from school and childcare in order to slow the spread of an infection. FNS nutrition assistance programs have a role in responding to nutrition assistance needs during a human pandemic. Flexibilities already exist in some of the nutrition assistance programs that could support social distancing measures during a human pandemic such as alternatives to schools meals and mailing or electronic transmission of benefits. Find out more about specific program flexibilities:
- Child Nutrition Programs Disaster Response Memo (May 19, 2014)
- SNAP Pandemic Planning Guidelines (December 2013)
- Using USDA Food During a Human Pandemic Outbreak Options for Schools and Communities (May 2014)
- Special Supplemental Nutrition Program for Special Supplemental Nutrition Program for Women, Infants, and Children
See also:


text:
Leading independent Scottish property consultants CKD Galbraith are offering for sale Craigton Farm, situated on the outskirts of the popular village of Bishopton, about 12 miles from Glasgow city centre. It is a superb residential farm with a fine Victorian house with former stone farm buildings and about 99.47 acres land.
Bishopton has its own well respected 18-hole Earl of Mar championship golf course at Marr Hall Luxury Hotel and Spa, and superb walking is available at the Kirkpatrick Hills with Duncolm Hill being the highest at 1080 ft, and the hills of Loch Lomond are less than 20 minutes drive with some of Scotland's most dramatic scenery.
The farm is for sale as a Whole or in 5 lots. Lot 1 - Victorian Country House with 2 reception rooms, 5 bedrooms and a range of former farm outbuildings including stabling and a stone cottage currently divided into two apartments and about 16.21 acres land. The house is substantial but largely unimproved.
The stone outbuildings have considerable potential for development subject to the necessary planning consents for change of use and conversion being obtained.
Lots 2 – 5 comprise 83.26 acres high quality farmland. Some of this may have long term development potential because of its proximity to Bishopton.
Benefiting from a delightful range of period features, Craigton offers substantial family accommodation. A well proportioned and large family house, it has many attractive and original features including an impressive front hall with staircase and stained glass window, lounge with superb marble fireplace and bay window, cornicing and various fireplaces. There are a number of stores which could be converted into additional living space.
The house is approached via an attractive private tarmacadam drive which leads through the extensive wooded grounds. The charming gardens are enclosed by a wall comprising lawns and a range of mature trees, shrubs and colourful rose beds.
Craigton Farm is a handsome Victorian property situated in a fabulous sought after location, and is therefore sure to generate considerable interest.
Offers Over £950,000 are being sought for the Whole.
PDF available on www.ckdgalbraith.co.uk
About CKD Galbraith
CKD Galbraith is an independent property consultancy specialising in serving the needs of private clients. It employs over 200 people in offices in Edinburgh, Stirling, Perth, Cupar, Inverness, Aberfeldy, Castle Douglas, Ayr, Elgin, Galashiels, Kelso and Peebles.
The partnership provides the full range of property consulting services across the commercial, residential and rural sectors throughout Scotland. The company enjoys a successful relationship with its associate firm in London, CKD Kennedy Macpherson.
The company's rural arm specialises in farm sales and purchases, the management and sale of large estates and woodland, valuations and building surveying work.
CKD Galbraith
7 Killoch Place
Ayr KA7 2EA
Ayrshire, Scotland
Contact: R A Cherry BSc MRICS
Tel: 01292 268181
Fax: 01292 292300
E-mail: email@example.com
Web: http://www.ckdgalbraith.co.uk
CKD Galbraith's Ayr Office is a Founder Member of the Elite Ayrshire Business Circle.


text:
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text:
It's somewhat beyond belief that in such a tight economy U.S. spending for Halloween is estimated to be over $6 billion this year. That includes over $300 million for pet costumes. Americans love this sort of thing. Dressing up and pretending to be something they're not. It's play time and party time. Getting scared makes one feel more alive is the idea behind the blood and gore.
Unfortunately for a lot of kids, being scared can be an almost daily occurrence. Just ask those in Gaza, Afghanistan, Yemen, Libya and an ever increasing number of other places. A faceless drone circling in the sky is the new Frankenstein. A programmed to kill soldier can often be compared to a zombie. The scattered body parts and burning skin are all too real.
Of course monsters do walk among us. They're easy to pick out while poorly disguising themselves as politicians, candidates, diplomats, bankers, ideologues and any number of other figures who claim to speak for us.
I saw the other day a contrived composite of the "Every Man" representing the 7 billion on earth. This got me to thinking of what a composite of the psychopathic 'elite' would look like. I've found 3 of these 'monsters' to include in the representation along with their latest thoughts on a single issue ... Palestine.
Hillary Clinton ... the designated wicked witch of the west ...
on UNESCO's moves towards accepting Palestine as a full member
"confusing" and "inexplicable"
Herman Cain ...
the "so-called Palestinian people"
Elliott Abrams' wife talking about Palestinians ...
"...the slaughtering, death-worshiping, innocent-butchering, child-sacrificing savages who dip their hands in blood and use women—those who aren't strapping bombs to their own devils' spawn and sending them out to meet their seventy-two virgins by taking the lives of the school-bus-riding, heart-drawing, Transformer-doodling, homework-losing children of Others—and their offspring—those who haven't already been pimped out by their mothers to the murder god—as shields, hiding behind their burkas and cradles like the unmanned animals they are, and throw them not into your prisons, where they can bide until they're traded by the thousands for another child of Israel, but into the sea, to float there, food for sharks, stargazers, and whatever other oceanic carnivores God has put there for the purpose."
Hollywood horror doesn't have a thing on these real life ghouls.
The higher ranking creatures of the night use their words as weapons. These arm chair killers and cowards always let others, underlings and pawns, do the dirty work. Oops, sometimes the pawns they too get blown up. No problem, there's more to take their place and no opium poppies were harmed in this sequence of the movie.
When confronted with backlash against their crimes and corruptions certain tribes of vampires and werewolves use false claims and intimidation to try and silence those who oppose them. The words racist and anti-semitic are some of their favorites.
Not everyone backs down. My friend , an exiled Palestinian, must be scary to her detractors. She bites back and justifiably so. Accusations of racism and anti-semitism are met with logic, critical thinking and facts which include the problem of the ideology of jewish supremacism, the problem of global jewish-zionist networking and lobbying and the problem of idolizing the holocau$t (which is used as a tool to further Zionists aims). The blood suckers have no comeback except for name calling and the threat of potential violence. It's sad.
Happy Halloween everyone. Stay Safe.
Maybe one day soon the beauty will slay the beast.


text: This is a busy month for Bolivian "witches," called yatiris by the Aymaras indigenous group in El Alto. August is the month between winter and spring in Bolivia, and thus it is a critical month for farmers. According to the Aymaras, the Earth deities are hungry for offerings during this time, and thus the Aymara people turn to the yatiris to help them make offerings to the gods. Marketplaces are packed with yatiris and saleswomen hawking special offerings like llama fetuses, skunk hides, and porcupine tails but they are also full of other goods from salespeople looking to benefit from the surge of shoppers at the marketplace looking for yatiri goods (sort of like the Black Friday of the Aymara people). The yatiris, however, offer their services for other concerns, like love triangles and financial issues. While other countries in the West, Africa, and Asia may persecute their "witches," the Aymaras respect and support them by employing their spells and charms for their own purposes. [IHT]