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NEW YORK (CNN) -- Regina Spektor has pretty pale blue eyes, but you won't see them if she's performing.
"I play most of my songs with my eyes closed," says the Moscow, Russia-born singer-songwriter.
"I don't know why, but a lot of the time I don't realize that I'm doing it. It's weird."
Perhaps, but here's a musician who's known for being a little quirky.
On the track "Folding Chairs" off her new album, "Far" (Sire Records) Spektor imitates the sound a dolphin makes. And in the music video for her peppy song "Dance Anthem of The '80s" she gets her face so close to the camera that at times you think she's going to gobble it up.
But in person, the classically trained pianist is shy and soft spoken. And she recalls her third album's debut last month at No. 3 on the Billboard album chart -- a career high -- with genuine surprise. Watch an interview with Regina Spektor »
"I was in England when I found out," she says. "It was just very, very trippy."
Spektor invited CNN to crash the set at AOL's New York headquarters last week where she was filming a live performance for the music show, "The Interface."
She talked about the floppiness of the '80s and what it's like to be a songwriter who never writes anything down. The following is an edited version of the interview.
CNN: Your song "Eet" is about forgetting the lyrics to your favorite song. Do you ever forget the lyrics of your own songs when you're performing?
Regina Spektor: Yeah. I forget a lot. I try not to. I practice, but it all depends on how much coffee I've had before. Sometimes when I get the balance wrong, then all of a sudden all my songs become a mystery to me. It's like the teleprompter inside my head just goes off and I can't remember anything.
CNN: So what are you thinking about when you're performing with your eyes closed?
Spektor: I'm not really thinking that much of anything. I'm sort of in this state that's between thought and feeling. I think it's more of a feel state than a think state.
CNN: Your song "Dance Anthem of the '80s" is very cute. Did the music of that decade make a big impression on you?
Spektor: Yeah, I think because I spent all the '80s in the Soviet Union, my '80s were the '90s...even the beginning of 2000 actually. But I just love the fun of it. I think that it's not so dark and "me." It's very extroverted and it just doesn't take itself seriously. Fun, weird sounds and fun hair, and floppy everything.
Even though artistically it was really a fun decade, I think economically it was a very dangerous decade. It was a time of big, fast spenders and people who just didn't really think about the consequences of their greed.
CNN: What was the appeal of working with four different producers for your new album?
Spektor: Well, I sort of figured that since I get to make albums pretty rarely -- so far it's been one every three years - that I should take as much opportunity as I can and learn from people. I loved working with David Kahn on the last record, "Begin to Hope." And then this time I worked with him and then three more producers and just tried to learn as much as I could from each one.
CNN: Was there any concern that the album might not sound cohesive?
Spektor: No. I don't know why everybody wants things to be cohesive in the first place. I really love different things, and I think that things feel great when they're thrown in contrast. That's how you let one thing fulfill the other. I like things that are just all over the place.
CNN: Is it true that when you're creating a song you don't write anything down?
Spektor: Yeah, but I wouldn't say that's a good thing. I think it's pretty stupid. I just sort of play it over and over again until it's cemented in my head. I'm not good about writing stuff down. I don't know. I think it's some sort of laziness. It's how I forget a lot of stuff.
CNN: But it seems to work. The good ones stick.
Spektor: Yeah and some of the bad ones stick, and some of the good ones get forgotten.
CNN: So when do you know you have something that's worth recording?
Spektor: I feel that feeling all the time that I need to record before I forget it. I've actually gotten better because I used to just have to hold the songs in my head until the next time I would record them. But now I have a laptop and I've learned how to do GarageBand. It remembers for me.
CNN: How involved are you with coming up with the concepts for your music videos?
Spektor: Well (with) some of them I'm very involved. And (with) some of them I wasn't involved at all.
CNN: You just showed up?
Spektor: No I've never been that not involved. I guess my not involved at all is still very involved. I think it's really cool that musicians get to make music videos because it's our chance to learn about cameras and cinematography and this whole other world that goes on. My first ever video which was for a song called "Us" I made with my friend Adria Petty. We're always coming up with things together. We kind of incubate and make a lot of art together, share ideas.
But it's really fun the other way, too, like when I made a video with Mark Webb for "Fidelity." That was really cool because he had listened to the song and the video concept was his idea. And I just got to come in and be directed more, be part of his take on a song, and that was really fun, too.
CNN: On your song "Folding Chairs," you impersonate a dolphin. How did that happen?
Spektor: Um... I don't know. Dolphins are cool?
All About Music


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Ozark Mountain Publishing, Inc. was founded by Johnny & Dolores Cannon in 1992, located in the hills of the Ozark Mountains. Their mission was and continues to be to provide readers with accurate, interesting and educational information that opens the mind to fascinating possibilities.
Ozark Mountain Publishing, Inc. is the home of two imprints: Ozark Mountain Publishing and Big Sandy Press
Ozark Mountain Publishing publishes only non-fiction metaphysical and spiritual books. The books cover many subjects including: Self-Help, Spiritual, New Age, Meditation, Dowsing, Healing, Metaphysics and UFOs just to mention a few. The information is provided in many forms: CDs, DVDs, Audio Books, and E Books as well as in standard book form.
Big Sandy Press publilshes fiction as well as non-fiction in the fields of: Metaphysical Fiction, Historical Fiction & Non-fiction, Paranormal, Youth & Teen books. The information is provided in many forms: CDs, DVDs, Audio Books, and E Books as well as in standard book form.
Ozark Mountain Publishing, Inc.'s author base is world-wide and multi-talented in various metaphysical fields such as: Channeling, Automatic Writing, Healing, Hypnosis, Meditation, Tarot Reading, Talking with Angels, Talking with Guides, Talking with God, Astrology, Numerology and Counseling.
Ozark Mountain Publishing, Inc. is on the leading edge of bringing Events to Arkansas for the World to enjoy. I'm sure you are familiar with the annual Ozark Mountain UFO Conference held in Eureka Springs, Arkansas every April and the Ozark Mountain Transformation Conference which covered a span from 2006 - 2017. Our newest event is held in Eureka Springs, Arkansas in July, the "What's Your Genre? Book & Psychic Festival". This event will include vendors from almost every genre.
We hope that you will take the journey with us and explore the possibilities of the Universe and Beyond.

subset: commoncrawl


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A Question for Medicaid Deniers
A lot of people are writing about the Oregon Health Insurance Experiment results, released yesterday, which found zero evidence that expanding Medicaid to the most vulnerable people targeted by ObamaCare's Medicaid expansion improves their physical health. Here's my take on the study and its implications. Megan McArdle, Shikha Dalmia, Avik Roy, and Peter Suderman are making solid contributions to the debate. Zeke Emanuel gets points for making an admission against interest ("It's disappointing"). Points also to Jennifer Rubin for her take on what the OHIE says about ObamaCare's Medicaid expansion: "If there had been a giant trial of a heart medication with lousy results we wouldn't proceed in mass‐marketing the drug; we might even take it off the shelves." Not a bad idea. Ezra Klein and Evan Soltas call for more such experiments. Yes! Let's have more randomized, controlled trials of the effects of Medicaid, on pre‐ObamaCare populations, in big states like California, New York, Texas, Florida, and Illinois, where we can harnass even more statistical power. The only unethical thing would be to keep spending trillions on this program without knowing whether it's even effective (much less cost‐effective).
Others are making less‐solid contributions. Here's a question for them.
Since the OHIE shows that Medicaid makes no difference in the diagnosis or use of medication to treat high blood pressure or high cholesterol, and has no effect on blood‐sugar levels despite increasing diabetes diagnoses and medication use, would you support eliminating Medicaid coverage for these screenings and medications?
If not, why not?


text: "I do believe if Darren Wilson is not indicted you will see a lot of carnage ... There is a lot of explosive energy," said Tef Poe, one of the protest leaders, sitting in a makeshift office close to where Brown was shot. On a wall sits an array of "to do" notes, top of which reads: "Find Darren Wilson." http://www.huffingtonpost.com/2014/1...usaolp00000592


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Cartorhynchus lenticarpus, whose discovery was hailed last November, is being hailed as an evolutionary link, but this characterization is premature.
Bill Nye has donned a new mantle as a modern-day evangelist for teaching evolution in America's public schools.
The US Supreme Court announced in January that it would settle the battle over same-sex marriage this year.
Religious organizations are watching the Ark Encounter legal case closely, wondering whose freedoms might be curtailed next.
BioLogos is using millions of dollars of grant money from the John Templeton Foundation to present an evolutionary understanding of God's creation.
The first high-quality sequence of the cat genome has yielded some answers to why cats condescend to grace ordinary human beings with their companionship.
The fossil of a creature resembling a groundhog that lived during the time of dinosaurs has become an anomaly for evolutionists.
No results found in Perspective.
The eruption of Mount Saint Helens in the 1980s changed how we view catastrophe; on its thirty-fifth anniversary, we examine what we've learned since then.Browse Issue Subscribe
Answers in Genesis is an apologetics ministry, dedicated to helping Christians defend their faith and proclaim the gospel of Jesus Christ.


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TACH-TV and RV Cooking Show have teamed up to air a full season of RV Cooking Show episodes on The Auto Channel's over-the-air and cable broadcast TV network. The network is currently available in the South Florida market with plans to expand to the RV-friendly states of California, Pennsylvania, Arizona and Massachusetts in the near future, according to a news release.
The show will run in the 3 p.m. time slot on Sundays and again at 4:40 p.m. on Wednesdays. Viewers are invited to join RV Cooking Show host Evanne Schmarder on her RV adventures to both popular and secret RV destinations and re-create local, destination-related dishes in her RV kitchen. This TACH-TV/RV Cooking Show season offers viewers nearly 20 interesting road travel destinations and recipes that can be prepared on the road or at home.
"Anyone interested in automobiles or has done online vehicle research has certainly come across the information-rich TheAutoChannel.com website," said Schmarder. "When The Auto Channel executive vice president Marc J. Rauch asked if I'd like to be part of their new TACH-TV network line-up I was thrilled. Marc and his team have a proven track record for delivering valuable content to a broad audience. It's an exciting opportunity to be part of a top-notch broadcast team."
"Evanne's RV Cooking Show is a perfect complement to our menu of automotive related TV programming and online content," said Rauch. "Not only does the show serve those in our audience who have an interest in RVs, motorhomes and travel trailers in a traditional manner by exploring exciting destinations, it addresses the greater lifestyle interest in cooking and cuisine. It's a mouth-watering show anyway you look at it."
The RV Cooking Show can be seen on TACH-TV television stations as well as on the everything-automotive website www.TheAutoChannel.com and its RV sister site, www.RVMotoring.com. For more information, contact Schmarder at [email protected] or Rauch at [email protected]


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[dropcap]T[/dropcap]he Gallo En Fuego Company has a really neat idea… they take decommissioned fire hoses and recycle them to make some very useful products that are manly, and well designed. The Fire Hose Wallet is the first of three reviews we are doing on the Gallo En Fuego product line for inclusion in the 2013 Father's Day Gift List. This wallet is super durable, almost water proof by nature (I mean… fire hose is designed to keep the water in or out… depending on which side you are on right?) and sharp looking.
Each Gallo En Fuego Fire Hose Wallet is slightly different from the next because they are hand made. You can keep bills, credit cards, and important papers pretty safe in a wallet that is made from this stuff. It's not a big wallet, in fact the wallet I was using before kept more stuff in it, but I opt'd to go without a few things just to use this wallet because it has that special "thing".
I really think any father would be a big fan of the Gall En Fuego Fire Hose Wallet because from a daily use perspective it doesn't get much better. I know this wallet is going to get chewed up and spit out. I know it will be there hanging in and look just about the way it looks 20 years from now and that's really what I've been looking for all my life. 🙂
5 out of 5 stars for the Gallo en Fuego Fire Hose Wallet. This is good stuff, and an excellent idea for a Father's Day Gift.


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Buy a limited edition print of this image in our new store and you will be the talk of the town.
Happy Holidays! Inspired by this years hottest new Christmas sweaters, I decided to put together a holiday photo shoot. Hopefully these pictures put you in the spirit. And what says Christmas like a pygmy goat. Right? Special thanks to Jessica, Brian, and Little Wonder, the stuffed Christmas pygmy goat. I used these pictures in an e-promo that was sent out to ad agencies and magazines today.
All I did was suggest that we take the little goat out for a few pictures, but I guess that was the wrong thing to say!


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Let's say you're a hot website with hundreds of millions of users. You need to make revenue, fast. What do you do? Yes, you probably advertise.
Twitter, we're told, is this close to putting ads into your stream. Not sure whether we'll call these things "Twads," or maybe it's time to "Twadvertise." Nah, too much like a 1980's exercise craze.
Either way, it makes sense. Twitter is all sorts of things to all sorts of people, but it's not yet been a big revenue generator. Facebook, Yahoo, Google, Microsoft and others have all found ways to stick ads into your daily searches and messages, some smoothly, some not so much -- but they're all making money doing it.
It remains to be seen how smoothly Twitter will be able to do this. You might remember the recent "bar" Twitter inserted into your mobile tweet stream. Not very effective, and all sorts of annoying. After lots of 140-character-length complaints, Twitter removed the bar. A good move, showing that it listens to, and respects, its multitude of users.
Ads? Always tricky. We'll see if Twitter's much talked about revenue generators can earn their keep, bringing home the bacon, without alienating the flock.
Scott might have mixed his animal metaphors there. He's on Twitter, ad-free, at @scottbudman.


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Emacs stands for Editor MACroS, although opponents suggest acronyms such as Eight Megabytes and Constantly Swapping. (See also the etc/JOKES file amongst your favorite Emacs implementation to see others...) The original EMACS was written as TECO macros ; modern versions are written with C as the main engine, with extensions in LISP.
XEmacs, a near-clone of GNU Emacs
Writing GNU Emacs Extensions: Editor Customizations and Creations with Lisp (O'Reilly Nutshell)
Architecting XEmacs - Lots of XEmacs-related links
The Craft of Text Editing: Emacs for the Modern World
Once published by Springer Verlag, now available on the Web...
Emacspeak --The Complete Audio Desktop
Emacspeak is a fully functional audio desktop that provides complete eyes-free access to all major 32 and 64 bit operating environments. By seamlessly blending all aspects of the Internet such as Web-surfing and electronic messaging into the audio desktop, Emacspeak enables speech access to local and remote information with a consistent and well-integrated user interface.
EIEIO - Enhanced Integration of Emacs Interpreted Objects
A sort of CLOS/CORBA for Emacs...
This page documents the sorts of changes needed to transform XEmacs to use Common Lisp.
Implementation of a Lisp Engine Replacement
This web page documents the tasks that would be required in order to replace Emacs Lisp in XEmacs. Similar tasks would, no doubt, hold true for GNU Emacs.
IDLWAVE - editing and shell modes for GNU Emacs for IDL
Ongoing efforts are taking place to integrate other languages than ELisp with Emacs, notably:
Guile Emacs - a variant of GNU Emacs that integrates in the Guile Scheme extension language.
Guile and ELisp coexist simultaneously in this implementation.
Guile-based Emacs - converting GNU Emacs to use Guile Scheme instead of ELisp.
Support for ELisp will come via translation and/or emulation; there is no integrated ELisp "engine" in the system.
Perlmacs is a program based on GNU Emacs with the Perl interpreter linked in.
Why I became an Emacs user Or, My long arduous journey to the One True Editor
Table.el is an Emacs Lisp package that extends Emacs and provides text based table creation and editing feature. With this package Emacs is capable of editing tables that are embedded inside a document, the feature similar to the ones seen in modern WYSIWYG word processors.
It uses the commonly used SGML CALS table system.
A comprehensive Emacs mode for managing inferior Lisp modes for Common Lisp, Scheme, and other Lisp-based languages
SLIME - Superior Lisp Interaction Mode for Emacs
Intended as a better mode than ilisp for Common Lisp
An article (well, a blog "rant") on how to use Emacs more effectively. An excellent set of tips...
Eshell - A command line shell written in Elisp to run in an Emacs buffer
For those times when you want to work with XML using Emacs Lisp...
This links together several Emacs PIM components
Tutorial on running Emacs as a daemon.
The option that they don't mention, which I happen to like, is to have one's .profile start up an Emacs session upon login, should there not already be such.
In modern versions of Emacs, the directory HOME/.emacs.d is treated as a good, not-touched-by-distributions place to stow one's local configuration.
Tooling for committing parts of patches, including Emacs integration. See also the Commit Patch: Managing your mess essay.
Various editors have emulated Emacs over the years, removing the LISP component architecture, primarily so that they could reduce the memory footprint.
Uses an interpreted stack-based extension language called SLANG that is also used in the slrn news reader and the Mutt mail client.
A venerable Emacs "clone" that has run on small systems for about a dozen years now.
Efuns an Emacs-like editor written using Objective CAML
JEmacs @ SourceForge.net - a re-implementation of Emacs, written in a mix of Java, Scheme, and Emacs Lisp (ELisp). Based on Kawa.
This wishes to be the comprehensive "implementing Emacs in Common Lisp " project. Based on Hemlock (part of CMU/CL), this is undergoing continued development...
Mind you, it's still using CVS, and hasn't been updated in... a few years, so efforts may not be wildly active...
For those wishing to web browse with total keyboard control...


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A recent study shows that Apple's digital streaming service on iTunes beat out other digital content heavy hitters such as Netflix, HBO Go and Amazon.
The study was based on more than 5,500 surveys of visitors to online streaming sites by research company Foresee, and gave an average score of 77 out of 100, according to the report. In general users are more favorable, since that number was 67 a year ago, Electronista reported.
For those streaming TV programs and movies, iTunes was the winner in customer satisfaction (80)over Netflix and HBO Go (both 79), Amazon Instant Video (78), while Crackle and Hulu Plus received the lowest score (75). Most customers said they preferred their ISP rather than their mobile data plan.
U.S. & World
News from around the country and around the globe
The reasons for Apple's higher score? Reliability and performance were the primary reasons and ensuring a smooth stream during the whole episode or film. Apple apparently pre-downloads a portion of video to ensure that experience, Foresee reported.


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Tag Archives: Maydiea Wells Cole
Rare and Cool 45 rpm from 1962…
I have a friend named Dave. He owns a business called "College Hunks Hauling Junk". When Dave finds records in the junk he hauls off, he brings them to me. My wife calls him my "Dealer". Recently Dave came to a party at my house. He came bearing gifts. He had pulled a bunch of 45 r.p.m.'s from a hoarders house. They were filthy. Some were broken. Many of the artists were totally unknown to me. It took me a while, but I cleaned the records up in my amazing "Spin Clean" record cleaner. Then I created a data base of them and started listening to them. That is when I ran across this very interesting and cool record. This record grabbed me the minute I dropped the needle on it.
There are several cool things about this 45. The record is from a group called Shank & Maydiea. Side A is called "Bye, Bye Baby" and side B is called "Why Don't You Tell Me". The record is on Flip Records.(Flip 361 released in 1962) Flip is the label that Richard Berry recorded for when he released the original version of Louie, Louie. (Flip 321 released in 1957) This record was one of the very last records recorded at Flip. The record label went out of business after they released Flip – 364 in 1963.
So who were Shank & Maydiea? Shank was Ed Wells. I believe that "Shank" was his nick-name in High School. Maydiea was Maydiea Wells Cole. (Ed and Maydiea were siblings) Ed Wells founded a do-wop group in 1955 called The Six Teens. Six teenagers performing do-wop music together. Ed wrote all of their music. Their songs were light and innocent. They were moderately successful until one day when fate intervened. In 1956 they released a single with the A-Side called "Teen Age Promise" and the B–Side called "A Casual Look". Hunter Hancock, an L.A. disc jockey, played the b side instead of the A Side. A Casual Look immediately became record of the week. It eventually topped out on the charts at #25. All total Ed wrote and recorded 20 songs with The Six Teens. The Beach Boys recorded A Casual Look and also turned the song into a hit record. The Six Teens were never paid a dime and received no credit for composing the song. The Six Teens didn't even know The Beach Boys had recorded the song until they heard it on the radio…
By 1961 The Six Teens had run their course and disbanded. Ed Wells felt that his songs were on the naive and immature side. He wanted to take one more stab at getting it right. He formed Shank and Maydiea and began working on new songs in 1962. In July of 1962 he released this 45. It is anything but naive and immature. This is spooky and cool music. It grabbed me immediately. I like side A better than side B but both songs are great and have a very cool vibe for 1962 or 2014 for that matter. So give the songs a listen and let me know what you think. After you hear the songs I will tell you the rest of the tale.
Side A
Bye, Bye Baby
Side B
Why Don't You Tell Me
After the release of this 45 the sales were not good. Ed Wells became disillusioned with the music business. He had plowed all the profits from the songs of The Six Teens right back into the group. He never received any compensation for other musicians covering his songs, and the Shank and Maydiea single did not sell well enough. In 1963 Ed Wells quit the music business for good. He left L.A. and moved to San Francisco where he became a very effective social worker. He spent the rest of his life helping others. In 2001 Ed Wells died of Throat Cancer. I think these songs are proof that he still had a bright future in music if he had decided to stick it out. As it turned out, he impacted the lives of countless other people by his public service. I couldn't find any information on what has happened to Maydiea. Another tale from the turntable…


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A close look at the new Facebook App center.
It's been a little more a month since Facebook launched App Center for Android, iOS and Web apps. The store is the latest example of how the rapidly growing selection of apps is making it increasingly difficult for people to discover ones that might interest them.
App Center tackles that problem by using social networking as an app curation tool. Instead of wading through hundreds of apps in a category and then reading dozens of reviews penned by strangers, App Center narrows the selection by letting users peruse their friends' apps. Friends can also send game invitations to one another.
We recently spoke with Malorie Lucich, Facebook's platform communications manager, about how App Center works and what it means for developers and users alike.
What motivated Facebook to create App Center? Did you see a void in the marketplace?
Malorie Lucich: As more types of social apps have launched -- such as food, fitness, travel and fashion apps -- we wanted to make it easier for people to find the best apps for them. The goal of the App Center is to make app discovery more social. By making it easier to find apps, more types of apps can grow. When you want to play a game, get restaurant recommendations or read movie reviews from friends, there's now an easy way to do it.
App Center isn't a traditional app store. What are the major differences that developers need to know about, and how do those differences benefit developers and users?
M.L.: For developers, the App Center helps high-quality apps grow by promoting those that people enjoy the most. It includes all types of social apps, including those built for Facebook.com, iOS, Android and the Web.
Facebook will continue to be an open platform where apps can launch at any time. However, in order for an app to be listed in the App Center, it must meet quality requirements and have an app detail page.
The App Center lists apps based on quality signals from users. Developers can see if their apps meet the requirements and view their status in the App Dashboard. More information is at Developers.Facebook.com.
For people on Facebook, the App Center provides personalized recommendations based on the apps you and your friends use, or you can browse by specific categories. The App Center is available on both Web and mobile platforms, making it easy to discover apps from wherever you are.
If a user is browsing the App Center from their computer, they can easily send a mobile app to their phone. Whenever a mobile app requires a download, users will be sent to the respective install page in the Apple App Store or Google Play.
- Besides enabling Facebook Login, what else do developers need to do to enter the App Center ecosystem? And what should they keep in mind to ensure that they, and their apps' users, get the most out of App Center?
- An app on Facebook.com in a canvas page
- A mobile app that uses single sign-on for iOS or single sign-on for Android
- A mobile Web app that uses Facebook login and has an immediately logged-in, personalized experience
- A website that uses Facebook login and has an immediately logged-in, personalized experience
M.L.: The following apps are eligible for App Center:
Check out the App Center Guidelines for more details.
Are there any questions or misconceptions about App Center so far?
M.L.: One of the parts of the product we're most excited about is that the App Center experience extends to mobile. The App Center will drive growth for social apps whether they're built on iOS, Android, mobile Web or Facebook.
We've already been sending a lot of traffic to apps on iOS and Android. The App Center is simply another channel to do this, just like News Feed.
Photo: Facebook.com
By Tim Kridel
Tim Kridel Tim Kridel has been covering all things tech and telecom since 1998 for a variety of publications and analyst firms. Based in Columbia, Mo., he still enjoys the childhood hobby that led to a career writing about technology: ham radio. He is a frequent contributor to Digital Innovation Gazette.


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Fly non-stop to Beirut with British Airways and experience this vibrant city.
Flights to Beirut
From£240 returnBook
Fly non-stop to Beirut with British Airways and experience this vibrant city.
From£240 returnBook
While it may not be an obvious choice for a holiday destination, Beirut has far more to offer than you might think. The Lebanese capital's war scars have healed impressively, leaving a dynamic city waiting to welcome you with open arms.
The hospitality of the locals is just one shining quality of this up and coming star. While bullet-battered buildings are still in evidence along the city's former Green Line, stunning feats of architecture like the blue-domed Mohammed al-Amin Mosque, are also waiting to wow you. Take in spectacular views of the shimmering Mediterranean Sea as you stroll along the Corniche. Discover the city's thriving art scene at abundant galleries. Stop off at a glossy designer boutique or charming independent store. Then after a feast of traditional Middle Eastern meze, down a 'dou dou' shot at a rooftop bar with breathtaking vistas of the surrounding mountains.
Book with us and take advantage of our terrific package deals. Enjoy exclusive savings when you combine a flight + hotel.Search flight + hotel
Our hotels are great value for money. Whether you book a cheap hotel or a luxury resort, you can expect great facilities and excellent service.Search hotels
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Here's something you won't hear often — or ever: "Student loans are a privilege." (I Googled it: Six results.)
Considering loans make it possible for millions of people to get a college education, they're something to be thankful for. Yes, college can be ridiculously expensive, loans often don't cover all the costs and unaffordable debt is a terrible thing to deal with, but that doesn't cancel out the good things student loans enable. Because they are fundamentally a helpful tool, students need to earn their loan privileges, and if you fall short of the lender's standards at any point, you may lose the financial aid and your ability to complete your education.
Some borrowers don't realize until it's too late they have requirements to meet in order to keep receiving loans. If you're banking on student loans to complete your education, make sure you hold up your end of the agreement. Here are a few things that could disqualify you from student loan aid.
1. Getting Bad Grades
Theoretically, grades reflect what you're getting out of your education, so poor grades send the message that you're not learning much. Think of it this way: The government has invested in your education, and your grades are an indication of the potential return on it. If it becomes clear that you may not produce one, they're not going to invest further. Your school's policy will tell you what grade point average you need to maintain in order to keep receiving financial aid.
You also need to make "satisfactory academic progress," meaning you have to be earning credit at a rate that suggests you won't be in school forever. For example, your school may say you have five years to earn a degree designed to be completed in four years, if you're a full-time student. If you fall behind that pace, you may find it hard to find someone who wants to foot the bill for you to continue.
2. Not Meeting Need Requirements
Federal student loans require students to demonstrate need for financial aid, so if your financial situation changes from year to year, you may not qualify for the same amount of loans from one academic term to the next. That's something you need to be prepared for.
If you're in repayment for student loans and want to take out another federal student loan, make sure your existing debt is in order. You can't receive additional aid if you're in default.
3. Neglecting Your Paperwork
You have to fill out the Free Application for Federal Student Aid (FAFSA) every year. It's very easy, and you will not get federal loans if you don't.
Sticking with the theme of looking at loans in a positive light, it's actually good for you that these rules are in place (again, there are arguments otherwise, but this is a glass-half-full story). If you're unable to make your way through college without accomplishing these three things, it's probably not a good idea to go further into debt for the education. There are certainly exceptions to that idea, and you're allowed to appeal your ineligibility if you fall short of expectations as a result of extenuating circumstances, but it's important to remember that student loans are a valuable tool, and you have to put forth some effort to use that tool.
As anyone can tell you, that work only continues after graduation. When you enter student loan repayment, prioritize making your payments, because falling behind will make the loans more expensive, and delinquency or default will hurt your credit standing. You can see how your student loans are impacting your credit by reviewing your credit data for free on Credit.com.
More on Student Loans:
- How Student Loans Can Impact Your Credit
- Can You Get Your Student Loans Forgiven?
- Strategies for Paying Off Student Loan Debt
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