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Tag Archives: Randy Lindsay
O Little Town of Deathlehem
I loved Christmas when I was a little girl. Santa Claus, the tree twinkling with lights in my living room, the anticipation of presents and cookies. The enchantment waned in my teen and young adult years, of course, but once I became a parent, the holiday was exciting once again. I loved providing the magic of Christmas for my own kids.
Santa has been out of the picture for us for several years now, and Christmas these days is more a source of stress for me rather than joy. The cleaning, the cooking, shopping, spending money on stuff we really don't need—I've unfortunately become rather cynical about the holidays. It's always a relief when it's all over.
So all the sappy, sentimental, feel-good TV shows, movies, and stories don't do anything for me. I will admit to still enjoying Rudolph and Charlie Brown, and my favorite Christmas movie is The Santa Clause 2 with Tim Allen, but otherwise, I find myself rolling my eyes a lot during the months of November and December. And don't get me started on the saturation of Christmas music for two months.
Then I was asked to review O Little Town of Deathlehem, edited by Michael J. Evans and Harrison Graves. Christmas horror? Yes, please! Stories that won't warm my cold, black heart, stories that would make the Grinch smile.
Catherine Grant starts the ball rolling with "One of His Own." If you've never heard of Krampus, do a quick Google search before reading the story; it will be a much more rewarding experience. Krampus and his half-brother Sinterklaaus travel the world together on Christmas Eve—Sinterklaaus is the kind-hearted, benevolent elf who leaves presents, but Krampus is just looking to feed on fearful children. They enter the home of a drug-addled mother whose little girl is neglected and abused. For the first time, Krampus finds himself wanting to take care of a child instead of eating her. He whisks her away with him. As she grows older, she helps him with his quest on Christmas Eve. But then she wants his help with something else.
"One of His Own" is a great story, perfectly setting the tone for the anthology. Although their roles as good and evil characters are clear, Krampus and Sinterklaaus aren't that black and white. Very well written, and the author gave the characters depth you don't usually find in a short story.
Chantal Boudreau's "Deck the Halls" is a familiar tale of a man who resents his mother and wants his inheritance sooner rather than later. He takes care of her, in order to not lose his coming windfall to nurses and caretakers. But she lingers, much to his chagrin, so he takes matters into his own hands. Things don't turn out as he planned.
This is a fun, nasty little story that is truly the embodiment of "be careful what you wish for."
Do you prefer live Christmas trees to artificial ones? "With Their Eyes All Aglow" by Jeff C. Carter might just change your mind. Ray is fascinated with insects and spiders. He is looking for a rare, extremely venomous spider in Myanmar, but is ready to return home to his wife and daughter for Christmas. He actually finds the spider colony, but realizes it has infested a once-trendy Christmas tree called "Nordmann Firs." They are being grown to ship to the States—and Ray realizes that is the exact tree his wife bought several days earlier.
I don't like spiders at all. "With Their Eyes All Aglow" was creepy, and made my skin crawl. Thanks to this story, I now know that real Christmas trees carry usually harmless bugs into homes. I'm sure I've heard that before, but was in denial. No more live trees or plants of any kind in my home!
"A Christmas to Remember" by JP Behrens could be a peek into Charles Manson's boyhood until he grew up and gained terrible notoriety. Ten year old Nathan's parents are Christmas shopping for him and his brother, a difficult task since Nathan seems to be obsessed with all things dark and horrible. His mother caught him dissecting a mouse with glee, and now he's drawing pictures of mangled and broken animals. After shopping, Nathan's mom follows him into the woods, and discovers his horrible secret. Somehow the family gets through Christmas, but that night, Nathan's mom discovers he has put his present to use in the most awful way possible.
This story could also be a look into Michael Myers's childhood. JP Behrens has written a shocking story about every parent's worst nightmare.
Twenty stories make up this anthology. You'll find a Santa-werewolf (or would it be werewolf-Santa?), evil ornaments, Christmas in a zombie apocalypse, evil Santas, and of course, Krampus. What you won't find are sappy, sentimental, ABC Family Channel stories. So if you're tired of Christmas cheer, grab a copy of O Little Town of Deathlehem, and let the holiday dysfunction take you away.
O Little Town of Deathlehem is available through Grinning Skull Press. All profits from the anthology benefit the Elizabeth Glaser Pediatric AIDS Foundation.
Posted in Blog, Book Reviews, Reviews Tagged Adam Millard, BC Jackson, Ben McElroy, Catherine Grant, Chantal Boudreau, Christmas, Christmas Horror, Christopher Miron, D. Alexander Ward, Harrison Graves, Jeff C. Carter, John Boden, JP Behrens, Liam Hogan, Mark McLaughlin, Mark Onspauh, Matt Cowan, Michael J. Evans, Michael McCarty, Michael Thomas-Knight, Nicky Peacock, Peter White, Randy Lindsay, Raymond Gates, Reviews, Richard Farren Barber, Rob Ferreri, Rose Blackthorn, Simon Bradley 1 Comment


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Tuesday January 28, 2020; 07:35 am EST
Road by road, broadband Internet is snaking your way
What are they doing on the side of the road?
They're cutting trees and bush-hogging to clear a path. They're trenching a couple of feet into the earth along roadways. They're feeding bright orange conduit into those trenches. They're threading fiber optic cable into the conduit. They're bringing the world to your door, those men and women working inches from your speeding car.
The peripatetic roadwork up and down Solomons Island Road in Anne Arundel County — and simultaneously in Baltimore, Howard and Prince George's counties — is bringing us Maryland's Inter-County Broadband Network.
That high-speed network will eventually branch into every county in Maryland, with funds from the federal Recovery and Reinvestment Act.
What does all this work on the side of the road mean for you?
The Internet boom has made so much information available that the old-fashioned ethernet cables many of us use are not big enough to carry it all.
That's why you're twiddling your thumbs while waiting for your computer to download pages layered with scads of information in all sorts of formats — words, photos, videos, links. It takes forever, or so it seems to our speeding expectations.
Think of the information being fed to your computer as if it were coming through a garden hose. Only so much water can flow through the hose's inch diameter.
By comparison, broadband feeds your computer through a 12-inch water main. Lots more data can flow in — and much faster. You'll be flooded.
Ironically, the technology has made the transmission wires much smaller. Today's fiber optic cables are no thicker than hairs, but they carry vastly more data than the hard copper they replace.
Big things are coming your way, via your Internet provider. Just as you're not supposed to hijack your cable television, you can't go out and hook up to this big information hose. You subscribe to this high-speed broadband network.
But not just yet.
Anchor institutions — primarily schools and libraries, colleges and county buildings — will get the first hookups. But eventually, it will reach into our neighborhoods and homes.
The goal is to bring broadband service to nearly two million households and 443,000 businesses in Maryland, through 1,043 miles of new fiber backbone, 251 miles of lateral backbone connections and 1,006 community anchor institutions.
The high-tech infrastructure being threaded through trenches along Maryland roadways is so powerful that it will support our information addiction for decades to come. So when you're looking at this roadwork, you're looking into the future

subset: commoncrawl


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Jerry Sandusky will speak at sentencing
Jerry Sandusky's lawyer said Monday "it's as certain as certain can be" that the former Penn State assistant football coach will address the judge and assert his innocence before he is sentenced on 45 counts of child sexual abuse.
Nobody else is expected to speak on Sandusky's behalf during the sentencing hearing Tuesday in Bellefonte, defense attorney Joe Amendola said.
"What I anticipate he'll say is that he's innocent," Amendola said outside the courthouse.
The attorney said others, including Sandusky's wife, have submitted letters on his behalf and that Dottie Sandusky stands by her husband and will attend the sentencing.
"He's going to fight for a new trial," Amendola said. He said "the important thing" about sentencing for the defense "is it starts the appellate process."
Amendola made the comments Monday afternoon before he participated in a closed-door meeting with prosecutors and Judge John Cleland to discuss hearing logistics. Lawyers for the attorney general's office said they would comment to reporters after the meeting.
Sentencing is expected to begin with a hearing to determine if Sandusky qualifies as a sexually violent predator under Pennsylvania's version of Megan's Law, after which Sandusky will be sentenced.
The 68-year-old former Penn State assistant football coach will likely spend the rest of his life in prison, given his age and serious nature of his convictions. Several of the counts carry mandatory minimum sentences of five or 10 years.
Sandusky was convicted in June of abusing 10 boys over 15 years, including some attacks inside university athletic facilities.


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OpenLitSubmitted by Paul B. Hartzog on Sun, 02/11/2007 - 02:03.
What is OpenLit?
All writers are readers, and many readers are writers. By enabling community sharing and responding, Oort-Cloud catalyzes interactivity and engagement between writers and readers. This is how readers become better readers, and how writers become better writers.
...authors create and distribute their work, and readers, individually and collectively, including fans as well as editors and peers, review, comment, rank, and tag, everything.
-- from Social Publishing
- Write
- First, writers write.
- Share
- Second, writers share with others what they have written.
- Read
- Third, readers read what is available.
- Respond
- Fourth, readers respond to what they have read.
Write - Share - Read - Respond
In a nutshell, though, the "Open" in OpenLit refers to the idea that the most essential quality of the written word is that it be shared. Oh, and the "Lit" part refers to the word itself, of course. ;-)
Done, But Not GoneSubmitted by Richard Adler on Sat, 01/05/2013 - 17:03.
Oort-Cloud.org began in 2007 as an experiment in Social Publishing and Open Lit that grew out of a thought-piece on Corante's "Many to Many" blog (Social Publishing). We hoped it would be a long-term project, but there was always going to be a day when we gave it a proper close. We've taken our time in making this final post, waiting to see if the community would transition into something else, but instead, the online world has moved on, and we could not be happier to see that.
Wordle - Oort-Cloud.org and Social PublishingSubmitted by Paul B. Hartzog on Thu, 11/06/2008 - 15:05.
Just couldn't resist going to Wordle and making this word cloud from Rick and my work on Oort-Cloud.org and Social Publishing. I really like the way it turned out.
Click the image to go to Wordle to see it.
AvatarsSubmitted by Paul B. Hartzog on Wed, 03/19/2008 - 09:57.
Just wanted to let everyone know that I've turned on the ability for us to upload images of ourselves (avatars).
Your avatar will appear on your posts and will help us all to get a little better acquainted. Nothing beats having a face to attach all the great words to.
On to year two!Submitted by Richard Adler on Sat, 02/16/2008 - 19:34.
Hey everyone,
This weekend is Oort Cloud's first anniversary! One year ago Howard Rheingold blogged about us on his site, Smart Mobs, and the next day, Cory Doctorow did the same on BoingBoing. The site had been up for a few days by then, but Paul and I have always considered those two events to be the real birth of Oort Cloud.
a technical note on taggingSubmitted by Paul B. Hartzog on Sat, 11/24/2007 - 14:35.
A quick note on tagging:
Tags should be keywords separated by commas.
If you look at the tag cloud on the right hand side, you will see that a number of tags are just long strings of words. If you have done this in the past, here's how to correct them:
When you are typing in a tag/keyword, after you type a few letters, the interface will show you the tag choices in the system so that you can select an appropriate one.
Tagging is only useful as long as the community converges on a set of useful tags like "creative_commons" or "science fiction".
much thx,
- Paul B. Hartzog's blog
- Login to post comments
- Read more
Who should receive this year's Hugo for best novel? (Hugo's announced Sept. 1st! Last chance to vote!)Submitted by Paul B. Hartzog on Sat, 06/09/2007 - 17:26.
RSS Feeds from ElsewhereSubmitted by Paul B. Hartzog on Sat, 05/19/2007 - 16:08.
We have added a page with RSS Feeds from people worth listening to who discuss both science fiction and the future of publishing. That's right, we tried it with books, and now we're trying it with people. :-D
In keeping with the open mode around here, the RSS feeds administration page (http://www.oort-cloud.org/?q=admin/content/aggregator) is editable by registered members. This means the commuinity is responsible for adding and deleting feeds.
The upshot of all this is:
- Paul B. Hartzog's blog
- Login to post comments
- Read more
Is "Books Worth a Look" Worth a Look?Submitted by Paul B. Hartzog on Sat, 05/12/2007 - 16:01.
When we started Oort-Cloud we tried some things just to see if they would float. Some did; some didn't.
"Books Worth a Look" is bobbing.
This post is just to solicit your opinions on whether or not we should:
1. leave it adrift
2. sink it
3. rescue it
4. launch a new ship in its place
and, we'd also like your suggestions about how to do it.
Podcast - Cory Doctorow InterviewSubmitted by Paul B. Hartzog on Wed, 05/09/2007 - 14:27.
So here is one of those surprises we've been planning!
The king-of-cool, Cory Doctorow, graciously agreed to an interview for Oort-Cloud (expertly handled by our very own Rick Adler).
Cory talks about writing science fiction, including what he's been working on lately, and shares some of the ways he's learned to keep writing despite a very busy schedule. He also has some thoughts about podcasting and about the changes that are coming for the world of science-fiction publishing. We hope you enjoy it!
Here is the .mp3 file (8.5 Mb, 37 minutes).


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Twenty two people were killed and 59 people were injured in the Manchester Arena attack on Monday night, Greater Manchester Police chief constable Ian Hopkins said.
A suicide bomber has killed 22 people, including children, as an explosion tore through fans leaving a pop concert in Manchester.
Some 59 people were also injured when the blast caused by an improvised explosive device carried by the attacker detonated at the Manchester Arena.
Announcing that the death toll had risen, Greater Manchester Police chief constable Ian Hopkins said: "What I can confirm is that there are children among the deceased."
He said: "This has been the most horrific incident we have had to face in Greater Manchester and one that we all hoped we would never see.
"Families and many young people were out to enjoy a concert at the Manchester Arena and have lost their lives.
"Our thoughts are with those 22 victims that we now know have died, the 59 people who have been injured and their loved ones.
"We continue to do all we can to support them."
Mr Hopkins said a "fast-moving investigation" had established the attack was conducted by one man, although detectives are working to establish if he was "was acting alone or as part of a network".
"The attacker, I can confirm, died at the arena.
"We believe the attacker was carrying an improvised explosive device which he detonated, causing this atrocity."
Police were called to reports of an explosion at the Manchester Arena at 10.33pm, shortly after US singer Ariana Grande had finished her performance.
Victims described being thrown by the blast that scattered nuts and bolts across the floor.
More than 240 calls were made to the emergency services, with responders including 60 ambulances flooding the area.
More than 400 police officers were deployed as part of the operation, with a visible presence remaining on the streets of Manchester on Tuesday.
The dozens of victims injured in the attack are being treated at hospitals across Greater Manchester, and a hotline has been set up for those with concerns over loved ones who remain unaccounted for.
A large cordon remains in place around the arena and nearby Manchester Victoria Station, which was evacuated during the incident and remains closed, while forensic investigators gather evidence.
The Prime Minister has condemned the "appalling" incident and General Election campaigning has been suspended.
Downing Street said a meeting of the Government's emergency Cobra committee is expected to take place at around 9am on Tuesday morning chaired by Theresa May.
Ariana Grande, the US singer who had finished performing just minutes before the blast, said she had been left "broken" by the events.
Greater Manchester Police Chief Constable Ian Hopkins said they are treating the blast as a "terrorist incident until we have further information".
If confirmed as terrorism it would be the worst attack in the UK since 56 people were killed in the 7/7 London bombings in 2005.
As investigators begin to piece together what happened, here is a summary of events so far:
- Police said around 50 people were injured, while North West Ambulance Service said 59 casualties had been taken to six hospitals around the city. Sixty ambulances attended the incident.
- US media outlets reported officials in America as saying a suicide bomber was suspected as being behind the blast, although this has not been confirmed.
- Home Secretary Amber Rudd described it as a "barbaric act", while Mrs May said her thoughts are with those affected by the "appalling" incident.
- Officers carried out a controlled explosion on a second suspect item, which they later said was abandoned clothing.
Witnesses reported hearing a "huge bomb-like bang" at around 10.30pm on Monday, as fans were leaving the arena shortly after the show finished and described glass and metal nuts on the floor.
Gary Walker, from Leeds, was with his wife in the foyer waiting to pick up his two daughters who were at the concert.
"I was waiting for the kids to come out. We heard the last song, and quite a few people were flooding out and then suddenly there was a massive flash and then a bang, smoke," he told BBC Radio 5 Live.
"I felt a bit of pain in my foot and my leg. My wife said, 'I need to lie down'. I lay her down, she'd got a stomach wound and possibly a broken leg.
"I was about three metres from the actual explosion. I am surprised I got away so lightly."
Mr Walker said the explosion was by the door in the foyer, next to the merchandise, and that glass and metal nuts were left on the floor. He said he lay down next to his wife for up to an hour, until she was stretchered on a table to an ambulance.
His daughter Abigail, who was still in the auditorium with sister Sophie at the time of the explosion, said: "I had to make sure I had my sister. I grabbed hold of her and pulled hard. Everyone was running and crying.
"We were just trying to figure where everyone was. It was absolutely terrifying."
Abigail and Sophie contacted their parents by mobile phone, a moment Mr Walker described as "fantastic news".
One fan, Majid Khan, 22, described the explosion and ensuing panic.
"A huge bomb-like bang went off that hugely panicked everyone and we were all trying to flee the arena," he said.
"It was one bang and essentially everyone from the other side of the arena where the bang was heard from suddenly came running towards us as they were trying to exit."
Oliver Jones, 17, who attended with his 19-year-old sister, said: "The bang echoed around the foyer of the arena and people started to run.
"I seen people running and screaming towards one direction and then many were turning around to run back the other way."
The area around the arena was swamped with police and emergency services and approach roads were closed.
Manchester's Victoria station, which backs on to the arena, was evacuated and all trains and trams cancelled.
Grande, who was unhurt in the incident, later tweeted: "broken. from the bottom of my heart, i am so so sorry. i don't have words."
Her management team, SB Projects, praised the actions of Manchester's emergency services.
They said: "Words cannot express our sorrow for the victims and families harmed in this senseless attack.
"We mourn the lives of children and loved ones taken by this cowardly act.
"We are thankful for the selfless service tonight of Manchester's first responders who rushed toward danger to help save lives.
"We ask all of you to hold the victims, their families, and all those affected in your hearts and prayers."
Sir Richard Leese, leader of Manchester City Council, said: "This is an absolutely horrifying incident and our thoughts are with everyone affected, especially those who have lost loved ones or been injured and traumatised.
"If it is confirmed this was a terrorist attack it is a monstrous act but also a deeply futile one. Manchester is a proud and strong city and we will not allow those who seek to sow fear and division to achieve their aims."
North West Ambulance Service said it had taken 59 casualties to various hospitals and treated a number of walking wounded at the scene.
Mr Hopkins said: "At around 10.33pm we received reports of an explosion at Manchester Arena in the city centre.
"This was at the conclusion of the Ariana Grande concert.
"Currently, we have 19 people confirmed to have lost their lives in the explosion and around 50 casualties that are being treated at six hospitals around Greater Manchester.
"My thoughts are very much with those who have been injured and lost their lives and their loved ones at this terrible time, we are doing all we can to support them.
"We are currently treating this as a terrorist incident until we have further information, we are working closely with national counter-terrorism policing network and UK intelligence partners.
"This is clearly a very concerning time for everyone. We are doing all that we can, working with local and national agencies to support those affected as we gather information about what happened last night."
An emergency number was established for those concerned about loved ones - 0161 856 9400.
More on the incident in Manchester:
Man arrested in connection with terror attacks at Manchester Arena
Friends pay tribute to "beautiful girl" killed in Manchester Arena bombing
8 year-old girl from Tarleton among missing after Manchester 'terror attack' at Manchester Arena
Bishop's condolences to Manchester terror victims
Homeless man cradled dying woman in his arms
Lancashire schoolgirls were minutes from Manchester horror bomb blast
Wigan schoolgirl tells of Manchester bombing horror
Region's football clubs shocked by Manchester Arena terror attack
Andy Burnham: Manchester bombing an 'evil act' targeting children
Preston mum tells of horror after witnessing 'terror attack' aftermath at Manchester Arena
'It shook my whole body' - Blackpool mum caught up in 'explosion' at Manchester Arena
UPDATE: Children and young people confirmed among the dead after 'terrorist incident' in Manchester
Northern rail service changes following suspected terrorist incident at Manchester Arena


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'Fund Indian universities for excellence – not research institutes'
[KOLKATA] India must involve the university system in research and development rather than concentrate on specialised institutes for excellence in science education and research, a national conference heard.
Experts attending the centenary celebrations of the Indian Science Congress this month (3–7 January) said India's policy of promoting research institutes at the cost of the universities has deterred promotion of excellence among fresh graduates.
"Research and excellence comes from fresh young minds, so we should prioritise support to promote excellence in the universities," Seyed Hasnain, former vice-chancellor of the Hyderabad University told SciDev.Net.
India, after independence in 1947, set up many research institutes and concentrated its best scientists there, said Suranjan Das, vice-chancellor of Calcutta University. "This has kept research separated from education and deprived students the benefit of interacting with the country's top researchers."
- Policy of separating universities and research institutes faulted
- India's university students deprived of contact with top researchers
- Scientific excellence limited to a few favoured central institutions
According to Subhash Chandra Lakhotia, emeritus professor of Benaras Hindu University, priority given to research institutions has led to lack of recognition of excellence among universities. "It has led to neglect of the teaching institutions, poor fund allocation and infrastructure in universities."
"As a result, universities in India do not have laboratories with standards that can cater not only to research but also to basic teaching — an absolute necessity for furthering science education and research," Lakhotia added.
Deepak Pental, former vice-chancellor of the Delhi University, said research institutes that are separated from the university systems cannot be run properly because they "specialise in one or two areas and create fragmented knowledge."
"What we need are comprehensive universities. In the developed countries research is conducted in universities, which is why we have such a lot of interdisciplinary work there," Pental said. "They do not lay as much stress on research institutes, at the cost of universities, like we do."
Raghunath Anant Mashelkar, former director-general of the Council Scientific and Industrial Research, a chain of 39 centrally-funded laboratories, told SciDev.Net that there was a need for scientific excellence to be spread across the country and not "concentrated in a few islands."
Hasnain suggested that in selecting centres of excellence for funding, central, state and private universities be treated equally.
Mambillikalathil Govind Kumar Menon, , one of India's top policy makers and former chairman of Indian Space Research Organisation, rued, in a lecture to the congress, that the concept of excellence was being lost in financial and administrative hurdles with the result there was "too little promotion of excellence."


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As everyone has been gearing up for GenCon, I have been piggybacking on the creative social subconscious juices and have been working on finalizing the PDF for one of my games, Social Observance. In tweaking, reading, re-reading, and other editing, I've begun to think about all of the aspects of gaming that us veteran gamers tend to assume are common practice. It's hard to gauge how well-known some of these aspects are short of shouting into the role playing aether and hoping for a reply.
Well, aether, here I go.
Lines and Veils
There has been a lot of talk in role playing communities over the past few years about lines and veils. Coined by Ron Edwards in his game Sex and Sorcery, lines and veils are our personal and group boundaries when role playing- what we are and aren't comfortable in sharing and exploring with those around us in a role playing setting. There are some levels of sexuality, intimacy, violence, and even phobias that certain individuals are (rightfully so, in their respects) uncomfortable approaching. Each person in each group is different, and knowing where those boundaries lie can ensure a safe and enjoyable experience for everyone. In every game I've played, it has been very clearly asked of the other players if there are any hot topics to stay away from. This is especially crucial in convention gaming, as many of the people you may be sitting down to play with are not people that you know particularly well, or at all. I've had people mention rape, politics, seagulls en mass, and many other things as role playing venues they would rather avoid. It comes second nature to me to bring this up before game play, and I've certainly seen the idea of lines and veils written out in many other games. You can see some good conversation about lines and veils in this thread at The Forge. Has it been long enough so that lines and veils are common practice? Personally, I still kept a clause in my game to remind players to talk about their comfort levels before play.
Is it just me, or does it seem like common sense to take turns? I'm talking about each player getting a portion of the spotlight. I tend to see turn-based scene framing as a basic GM skill; GMing 101: Juggling your Characters. Even though traditionally the grunt of making sure that all of the characters get equal scenes has fallen to the GM, you see the idea of sharing screen time a lot in GM-less games (look at Annalise, for example, or Fiasco, or Mist-Robed Gate). Every player gets a chance to rock the lime light and make their character (and hopefully the other characters) look interesting. Some people can be a bit shy about this, which can be curbed in a fun and simple way in Fiasco as a choice to either frame your scene or have someone else frame it. Annalise allows for role playing virgins and those less gung-ho individuals to participate without being put directly on the spot as well, with its "choose your scene narrator" bit. But I digress. The point is that, in all of the games I play, unless it's specifically pointed out that the turns are to progress in a less-than-standard way (look at GM turns and Player Turns in Mouse Guard), it's assumed that scenes will go back and forth from person to person, or at least from one couple-people group to another couple-people group. Still, when a friend of mine was looking over my game for me, he mentioned that I had not noted that each player receive a turn per stage. Another tweak to the PDF for me…
Legal Liability
Social Observance isn't a typical role-playing game. It's not something that can be played in your mom's basement. This game requires players to actually observe the people around them, and imagine the hidden lives of those in their community. This involves a certain amount of people-watching. In creating this game, I had hardly thought of the potential for legal lines to be blurred. I'm now faced with the awkward position of deciding whether or not to include a sort of liability clause, in which I spell out that if anyone were to, say, get arrested for stalking or disrupting the public, or other such things, that I'm not in fact liable just because they were playing my game. It sounds ridiculous, but long has the heated debate of video games and violence been raging. Do violent video games promote or cause violence? From what I gather, there is no real proof that playing a violent game leads to violence (rather, violent people do and are drawn to violent things). I could assume from this that just because a game promotes watching people that it does not cause social disruption or stalking behaviors or the like. People choose to follow courses of action on their own volition. But still, it makes me wonder where the lines are and just how grayed they can be. To be on the safe side, I've put a couple of notations into my game to remind players to be respectful of their surroundings and to avoid legal fallout. That's definitely not a fun way to end a game.
Do I expect answers to my questions? Not necessarily. I think common knowledge and guidelines within the gaming community tend to be rather fluid and as such there are no hard and defined answers.


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Good Day
Cnine is here. The long awaited chapter……. 2 exciting chapter along with chapter 23 in fact.
and cough, please disable your adblock and poke those obviously moving picture which ranged from 10-15 second to help the fare of the site, translator, and editors[the true powerholder, from the shadow].
Translation Team : No Cursing, No Swearing, SPoiler is Fine but Please Use White Text or enter Discussion free chat room in our Discord channel.
Please do not confused by short link when you click the link to the chapter, it's not a virus. Just wait for 5 second and click the place where the countdown used to be at upper right!
Since Many people asking why I'm separating some chapters into partial chapter. Let me to explain that I'm separating my project into two big group 8k project and 3k project, here the list of my project and the average number of characters :
- Seigensou = 8000 character –> Partial chapter means that chapter have more than 10000 characters in RAW
- Behemoth Pet = 3000 character –> Chapter 1 is actually 2 in 1 chapter, you can check the raw if you don't believe me, it has 5000 characters in chapter 1[in RAW of course].
- AKM = 7000 character [despite actually part of 3k project]–> chapter 25 even have 12000 character in RAW which made me to split the chapter into 4 parts. WHat? chapter 17? it have around 7500 character in RAW.
- RCO = 4000 character –> chapter 20 have around 5000 character so I split that into 2 parts.
- Parasite = 3700 characters–>
Now, take for example AKM chapter 17. I need 3 days to finish the translation of part 1 and then moving to translating RCO[since I'm translating one of these two title right after waking up in the morning]. Naturally I can finish chapter 17 in one week but that will make me stop from translating RCO, and that is just simple example of 2 parts chapter. chapter 25 of AKM will basically take 12 days for me.
Conclusion, that PARTIAL CHAPTER is actually worth of entire chapter. feel free to check the raw if you don't believe me.
TN: By the way, you can actually bookmarking the title that you're following in WE for latest notification.
… … …
How to Support your translator and editor : Donation or Patreon for easier access to the Roxism Vault [Which I assure not filled with panties, blood clotted cloth or, wooden sword].
Support the translation at Patreon. Other benefit are Daily Blessing for each title.
My gratitude for my patrons and Special Gratitude to :
Without Further ADO, ENJOY ~('.'~)
Link to Wordexcerpt Discord Channel
Direct Link
AKM Chapter 22.1
Ad Link for a cup of coffee.
Chapter 22.1


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On demand apps are one of the best tried and tested ways of increasing customer engagement, thus ensuring customer retention. On-demand apps addresses the issues that have been prevailing and ultimately come up with a convenient solution for the customers. There are a number of on-demand apps available in the market that ensures to enhance the customer engagement and retention…(READ MORE)
On demand salon and spa delivery apps
Provide Your Customers With the Perfect Delivery Experience — On Demand Apps
On-demand apps, as the name suggests needs to be addressed immediately, as they offer services on-demand. Customer satisfaction is a key feature for the on-demand apps to be a popular option for the people. Successful and timely delivery of the right products ensures offering the customers the perfect delivery experience…(READ MORE)
Send requirements to: firstname.lastname@example.com
Step by Step Guide for Developing an Online Booking App for Start-up's
Online booking apps are super easy to use and extremely convenient for the users, to book online food, grocery, parcel, spa appointment, home professional servicing or any other service booking that the app offers. However, often entrepreneurs complain that though usage of these apps are easy, yet development of online booking apps can be a major task with pretty high level of difficulty…(READ MORE)
Send requirements to: firstname.lastname@example.com
On-Demand Delivery App Development: Useful Tips for Your Business
On-demand apps are the latest technology trends in the mobile app business. People all over the world are enthusiastic about the development and use of these on-demand mobile apps and are using these apps popularly. Oddappzoffers you an array of on-demand mobile apps ranging from food ordering and delivery apps, to parcel/courier app, grocery delivery app, spa appointment booking app, home professional servicing apps and so on….(READ MORE)
Experience the Best Features of Our On Demand App Development Services and Reach the Heights of Success
Oddappz offers the best of the mobile app features that makes your mobile app different and allow it stand out in the crowd. Some of the major reasons for the success of a mobile app is the features that are incorporated in the mobile app. Here are some of the essential features that are essential for the success of a mobile app…(READ MORE)
Get best food application for your business. Send Requirements to firstname.lastname@example.com
Future of on-demand apps – Infographic
The on-demand apps have been ruling the mobile application world, with its convenience and ease of use that these on-demand apps offer. These apps are instantaneous problem solvers and offers the best possible solution to a variety of problems faced by people all over the world. These apps offer a direct interaction between the customers and the sellers….(READ MORE)
Send requirements to: email@example.com
7 Ways To Build Your Startup Into A Growth Machine
Startup companies have discovered a great business venture by deploying the mobile apps, as a global platform for their business. On-demand apps have been a popular choice among the customers as well as the budding business entrepreneurs…(READ MORE)


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Wildfire needed a new logo design and created a contest on 99designs.
A winner was selected from 25 designs submitted by 13 freelance designers.
need at minimum: Site header, nav buttons, logo and anything else to complement that STRIKES you :)
working with electric 'theme'
need to be able to hand over graphics package to web designer in a format he can use and that we can use in html ezines
Ready for this yesterday -- so speed is good too :)
PowerLines for Women
launching a daily motivation site; PowerLines for Women
feminine, but not frilly
powerful, but not brassy
love the play on words with electric or lightening
get plugged in; power source; shock; killer-watts; high voltage, etc
bold colors are good - not pale pink please
love ORANGE...if you could combine orange along with branding, that's a plus
- Item 1...see above: love orange (combined with other colors to soften) but not a must
- must have power words relating to electricity or graphics similar to that
- style - BOLD think gerbera daisy as opposed to daisy - women, but with POWER
- Item 1...rainbows, butterflies, roses, lacy stuff...nothing frilly or pansy-girly
- pale pink would be a good accent- but pale pink and lavender are NOT where we're headed with this concept
Find out how a design contest works or learn more about our logo design services.


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Government » City Departments » Police » Report a Crime
After completing your report, please contact your phone service provider, as noted on your telephone bill, with the report number you receive at the end of this process. Follow your phone service provider's instructions and keep track of when calls occur and the number they are from (if you have caller ID).
Only information with the red asterisk * are mandatory. If you have an email address please enter it so you can get the status of your report (email addresses are not used for any other purpose).
Start Citizens Online Police Report


text:
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- anti-brass
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- 01-29-2020
Detail Information
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User Reviews
1989 Lada NivaReview
Niva = Off Road — So The Niva. One of my favourites. Never drive in city, unless u want to suck in traffic... =) But if u want to drive a cheap off roader, the best choice to learn and more! This car gave me really good experiences on mud, in water, up on a hill, etc. Hard to drive, indeed, but it does everything u want if u keep it in a good mood, pay attention for it! =)
Primary Use: Sport/fun (spirited driving, track racing, off-roading, etc.)
Pros: off road capabilities (highly recommended from my part), cheap parts
Cons: consumption, city use
Looking for a Used Niva in your area?
CarGurus has thousands of nationwide listings and the tools to find you a great deal.
Reviews From Other Years
2006 Lada Niva Reviews
Lada Niva 2006 - A Russian Step Towards Capitalism :)
Bad Russian build, loud motor, not good for a long ride, but awesome for off-road and cheap maintenance. If you're looking for something cheap that will get you up in the hills, that's your vehicle. I... Read More
1998 Lada Niva Reviews
Russian Along A Dirt Track
It's a cheap Russian 4WD. I didn't buy it with high expectations but it has exceeded my expectations in every regard. It's very basic, and noisy and rough inside. It's not very powerful and its fuel e... Read More
1996 Lada Niva Reviews
Best Cheap 4x4 You Can Get
Great 4x4. Cheap, fun to drive, stupid simple. Gas milage is decent at 32 mpg highway, 25 city. Incredibly noisy, incredibly uncomfortable, rugged no thrills simple 4x4. Easy to work on, must be fixed... Read More
1990 Lada Niva Reviews
Was Contemplating On Purchasing This Vehicle As My Off Road Only Vehicle
Thought that since it was cheap about $ 5k at that time that it would be a good option to have a 2nd vehicle that is brand new to trash around in the desert. I took it for a spin and realised that the... Read More
1987 Lada Niva Reviews
Bit Oif A Lemon, But Fun To Drive When It Worked
Mine only had a few minor poor build quality problems Lada's are reknowned for. It was fun on the beach and quite capable off road. If it was as reliable as a jap car I probab;y would have held on to ... Read More


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Looking to Emigrate to America?
Every year, decisions are made by people and organizations to leave their
homelands and start a new life in the country known around the world as the land
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in the New World.
Susan Ports and her team have acquired many leads for United States businesses for sale and investment opportunities. These are available for anyone to purchase, including foreigners. Acquisition of a viable US business or investment will qualify you for immigration. In the process of purchasing a business, our foreign representatives will guide you through the steps along with the process of acquiring your US VISA. Please refer to our International Representatives list to find one nearest you. Attend one of our international seminars and learn how you can become a legal US resident.
Citizen USA was initially established in Miami, Florida, in 2001. Over the years it has helped many people, from different walks of life, achieve their greatest wish, to emigrate to the United States. It has provided the opportunity, knowledge and support that have resulted in those people being able to live the American Dream.


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Protecting raptors of Washington's Columbia Basin.
Loss and degradation of shrub-steppe habitat in Washington state's Columbia Basin has reduced nesting sites and prey availability for ferruginous hawks and golden eagles. Raptor Ecology of the Shrub-Steppe was initiated unofficially in 1999, when Woodland Park Zoo (WPZ) raptor staff joined forces with wildlife research scientist Jim Watson and Washington Department of Fish and Wildlife (WDFW) to investigate migratory movements of ferruginous hawks from Washington.
Ferruginous hawks are a state threatened species. The ambitious initiation of the project included deployment of 26 transmitters on migrant hawks and creation of a website to disseminate regular migratory information to the public. The program was officially named in 2003 and ferruginous hawk research was a staple focus of cooperative efforts from 2003–2005, which included WPZ participation in statewide nesting surveys, and installation of nesting web cams for live Internet feeds at hawk nests to study food habits and behavior.
In 2005, the focus shifted to include an emphasis on golden eagle ecology. Golden eagles are a state candidate species for listing. WPZ assisted with field observations of eagles and capture of adult eagles for blood sampling and lead analysis. In 2011-12, the cooperative study included WPZ field staff conducting observations of ferruginous hawks and Swainson's hawks interacting with wind turbines at study sites in north-central Oregon. This behavioral study is part of a larger investigation of Buteo movements and range use associated with wind turbines.
The long range goal of the project is to aid in protection of raptors, the shrub-steppe and the prairie habitats they occupy by using expert technical and field assistance of Washington Department of Fish and Wildlife and Woodland Park Zoo staff. In addition to helping answer research questions important to ecology and protection of these raptors and their habitats, such as defining migration corridors, identifying sources of contaminants, or learning how raptors avoid wind turbines, we hope to spark interest in conserving shrub-steppe habitats by fostering an appreciation of the charismatic resident raptors through educational programs and publications.
Cameras are still being placed at golden eagle nests to assess prey; unfortunately the eagles don't always cooperate and frequently don't return to their original nests. The goal is to continue installing cameras in the hope that we'll eventually be able to offer live feeds of the eagles as they nest and raise their young. In addition, the nest observations allow WDFW the opportunity to better identify potential sources of lead contaminants in adult eagles by understanding their dietary habits.
Both of these raptors are residents of the western U.S. Ferruginous hawks are migratory, coming to Washington to breed and raise their young in the arid shrub-steppe habitat, while golden eagles inhabit this same area year-round. While ferruginous hawks are threatened, golden eagles are a candidate for listing in Washington. Their decline in shrub-steppe habitats in the Columbia Basin eco-region is most directly related to agricultural conversion that has resulted in loss of prey. However, lead contamination appears to be another serious threat, as are illegal poaching and electrocution.
Lead contamination appears to be a serious threat to golden eagles. Because lead contamination from ammunition sources may be one of the most manageable issues impacting golden eagles, WDFW will address the issue by collecting the best quality information on contamination vectors, disseminating the information publicly, and using this information to support policies to reduce or eliminate lead in the environment. Blood samples will be collected from resident adult eagles, and tissue samples will be collected from major prey groups. Samples will be submitted for isotope analysis and lead analysis.
For years, WPZ staff has conducted observations at Buteo nest sites at wind turbine projects in north central Oregon. Their field role is to observe nesting buteos (red tailed hawks, Swainson's hawks and ferruginous hawks) and record any interaction a raptor has with a wind turbine. Interaction is described as any time a raptor comes within 400 feet of a turbine on any side. Over the years WPZ keepers have logged more than 265 hours of observation, and record 265 hawk visits to the encounter zone. In addition, the zoo has participated in bald eagle rehabilitation, giving us an opportunity to heal and display injured birds.


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text: Cardiomyopathy - Congestive Moderate Heart and Lung Sounds Reference Guide Aortic Pulmonic Erb's Point Tricuspid Mitral Lungs Patient Normal Speed play pause Patient Half Speed play pause Listening Tips S1: May be softer. Systole: Medium pitched, rectangular murmur. Clicks may be heard.Diastole: S3 present. Seated Diaphragm Relevant Courses If you wish to review a complete lesson concerning Cardiomyopathy - Congestive Moderate, we provide complete lessons. The following lesson modules(s) may be useful. Each lesson includes text that explains the auscultatory sound and its clinical significance. The lesson also includes an audio track for playback. A waveform provides a great way to visualize the sounds. Finally, we also include an animation video. For heart sounds, the video illustrates heart muscle and valve movements along with blood flow. For lung sounds, the primary source of the sounds can be seen. Each module also includes a quiz.


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Marius Haas is President and Chief Commercial Officer of Dell Technologies. He is responsible for the global go-to-market organization, delivering innovative and practical solutions to commercial customers, and has responsibility for Dell Technologies channel partners, as well as public and federal institutions worldwide. Prior to this role, Marius served as chief commercial officer and president of Dell Technologies Enterprise Solutions Group, with end-to-end responsibility for strategy, development and deployment of all data center and cloud solutions globally.
Marius came to Dell Technologies in 2012 from Kohlberg Kravis Roberts & Co. L.P. (KKR), where he was responsible for identifying and pursuing new investments, while supporting existing portfolio companies with operational expertise. Prior to KKR, Marius was senior vice president and worldwide general manager of Hewlett-Packard's (HP) networking division, and served as CEO chief of staff and senior vice president of strategy and corporate development. During his tenure at HP, Marius led numerous initiatives, including acquisitions, strategic planning, new business incubation and strategic alliances.
Earlier in his career, Marius held a wide range of senior operations roles at Compaq and Intel Corporation. He also served as a member of the McKinsey & Company CSO Council, the Ernst & Young Corporate Development Leadership Network, the board of directors for Airtight Networks, and the board of directors of the Association of Strategic Alliance Professionals.
Marius serves on the board of directors for the U.S.-China Business Council and Westlake Chemical Corporation. He has a bachelor's degree from Georgetown University and an MBA in International Management from the American Graduate School of Global Management (Thunderbird) in Glendale, Arizona.


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text:
The chances that Sunday morning's destructive magnitude-6.0 earthquake in the Bay Area was a precursor to a larger quake is unlikely, but the following 24 hours will be the "riskiest," an expert said.
Caltech seismologist Kate Hutton said there is about a 5 percent chance that a larger earthquake could be coming, however, there is no way to know for sure.
"So far it looks to be a fairly typical aftershock sequence," Hutton said. "But the first day is the riskiest."
After about 24 hours, the possibility of a larger quake striking drops down to about 1 percent, Hutton said.
Gov. Jerry Brown declared a state of emergency as local and state agencies dealt with the fallout of the Napa County quake that caused fires, massive power outages and injuries to at least 87 people. It was reported at 3:20 a.m.
The quake was the largest in the Bay Area since 1989 when a magnitude-6.9 temblor hit Loma Prieta.
Earlier this year, a group of scientists called on Bay Area residents to prepare for the next big temblor after identifying what they said is a pattern. David Schwartz, a USGS earthquake geologist, said large earthquakes weren't usually a one-time event.
"Stress is coming in, and it has to come back out," Schwartz said. "What stands out is this cluster of large earthquakes -- 6.6 to 7.8."
There were at least 50 aftershocks Sunday, including four that were larger than 2.0 magnitude in Napa, ranging in magnitude from 2.5 to 3.6, according to the U.S. Geological Survey. Thirty to 70 small aftershocks could hit the area in the next week, USGS said.


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Graduate Studies
Admission | Courses | Program | Requirements | Integrated Degree | Profile
Chairperson: Gregg S. Woodruff
Graduate Committee Chairperson: Gregg S. Woodruff
Graduate Coordinator: Cheryl Westen
Office: Stipes Hall 431
Telephone: (309) 298-1152 Fax: (309) 298-2952
Website: wiu.edu/cbt/accounting_and_finance
Location of Program Offering: Macomb, Online
Graduate Faculty
- John A. Elfrink, CPA, Ph.D., St. Louis University
- Charles Pryor, Ph.D., Mississippi State University
Associate Professor
- Gregg Woodruff, CPA, Ph.D., University of Memphis
Associate Graduate Faculty
- Soon Suk Yoon, Ph.D., University of Wisconsin-Madison
Associate Professor
- Zhiqiang Yan, Ph.D., Georgia State University
Assistant Professor
- Jennifer McGarry, DBA, DePaul University
Learning Outcomes
For student learning outcomes, please see wiu.edu/provost/learningoutcomes.
Program Description
The WIU Department of Accounting and Finance provides a student-centered environment that promotes academic excellence, professional and personal growth, a spirit of collegiality, and ethical and professional conduct.
The Department's curriculum and activities develop outstanding graduates who demonstrate the knowledge, skills, and competencies necessary to enter the accounting profession and to meet future career challenges.
The Master of Accountancy program with an emphasis in Public Accounting and preparation for the Certified Public Accountant (CPA) exam initiated the CPA Project, which is recognized as an accounting profession diversity pipeline initiative.
The faculty is committed to excellence in teaching and is engaged in research, service, and professional interactions to benefit the university, the accounting profession, and the community.
Integrated Baccalaureate and Master's Degree Program
Go to wiu.edu/graduate_studies/catalog/integrated_programs/ for details and program offerings.
Admission Requirements
In addition to meeting the general admission requirements of the School of Graduate Studies, admission to the Master of Accountancy program requires a GMAT score of 500 or above, with scores at or above the 25th percentile in both the verbal and quantitative sections and a score of 4 or above on the written portion. An acceptable combination of the undergraduate grade point average and total GMAT score is also required. Specifically, either 200 x GPA + GMAT must at least be 1,100 with a minimum cumulative undergraduate GPA of 2.75, or 200 x GPA + GMAT must at least be 1,150 with a minimum GPA of 3.0 for the last 60 hours of undergraduate courses.
The GMAT requirement is waived for students with an undergraduate major in accountancy having an overall GPA of 3.25 (on a 4.0 scale) from an institution with AACSB International accreditation. Applicants with a bachelor's degree in business from AACSB-International accredited institutions with a cumulative undergraduate GPA of 3.60 or higher (on a 4.0 scale) will not be required to take the GMAT exam. International students must also have minimum scores of 79 iBT on TOEFL or 6.5 on IELTS. All application materials and supporting documents must be received before an admission decision is made.
Students may take graduate accounting courses as non-degree graduate students; however, they may not enter the Master of Accountancy program until all admission conditions are met.
Each prospective Master of Accountancy candidate must demonstrate academic background equivalent to that of an undergraduate accounting major at Western Illinois University, including mathematics equivalent to a first course in calculus. All academic courses fulfilling the background requirement must have been completed with a grade of C or better. The Graduate Committee for Accountancy will evaluate each transcript individually to determine any background courses which a student must take as part of the Master of Accountancy degree program.
Required Background Accounting Courses (or equivalents):
ACCT 341 Intermediate Accounting I
ACCT 342 Intermediate Accounting II
ACCT 351 Management Accounting
ACCT 371 Principles of Taxation
ACCT 441 Advanced Accounting I
ACCT 451 Accounting Systems and Control
ACCT 480 Financial Auditing
Required Background Business Courses (or equivalents):
ACCT 307 Accounting for Managers and Management Decisions
BL 431 The Law of Commercial Transactions
CS 302 Spreadsheet and Database Applications
ECON 408 Economics for Decision Makers
FIN 331 Financial Management I
STAT 171 General Elementary Statistics
Degree Requirement
The Master of Accountancy degree is designed as a one-year program for candidates with accounting degrees from accredited institutions or as a two-year program for candidates whose business degree is not in accounting. Candidates who do not possess degrees in business disciplines should anticipate a time frame of approximately three years to complete all background courses and graduate course requirements.
Each prospective Master of Accountancy candidate is required to complete a graduate program of study, subject to approval by the Graduate Committee for Accountancy. The program must be submitted for approval after the completion of nine semester hours and before completion of 15 semester hours.
Master of Accountancy programs must include the following:
I. Core Courses: 12 s.h.
ACCT 537 Issues in International Accounting (3)
ACCT 540 Contemporary Issues in Accounting (3)
ACCT 551 Advanced Management Accounting/Systems (3)
ACCT 580 Advanced Auditing (3)
ACCT 611 Graduate Outcomes Assessment (0)
II. Directed Electives: 3–9 s.h.
ACCT 442G Advanced Accounting II (3)
ACCT 445G Financial Modeling and Statement Analysis (3)
ACCT 457G Fraud Examination (3)
ACCT 471G Advanced Federal Taxation (3)
ACCT 555 Information Systems Auditing (3)
ACCT 620 Accounting Internship (3)
III. Research Skills: 3 s.h.
DS 533 Applied Business Forecasting and Planning (3)
MGT 540 Applied Business Research (3)
MKTG 526 Applied Business Research (3)
IV. Integrative Experience: 6–12 s.h.
MGT 590 Strategic Management (3)
Graduate-level accounting, business, or computer science courses. (A minimum of three hours must be taken outside of accounting.) (3–9)
TOTAL PROGRAM: 30 s.h
All courses selected are subject to the approval of the Graduate Advisor and the Graduate Committee for Accountancy. No more than 50% of the degree program (15 s.h.) may be taken at the 400-G level.Application of the School of Graduate Studies policies with respect to transfer and extension credits will be implemented on an individual basis.
Course Descriptions
Accounting (ACCT)
442G Advanced Accounting II. (3) Study of advanced accounting topics including segment reporting, partnerships, SEC reporting, and state and local government accounting. Prerequisite: ACCT 342 with a grade of C or better.
445G (cross-listed with FIN 445G) Financial Modeling and Statement Analysis. (3) Students will identify problems, analyze results, and make decisions regarding the impact on financial statements through development of models in electronic spreadsheets. Financial statements, capital budgets, risk, capital structures, takeovers, and other financial topics will be analyzed. Prerequisite: ACCT 441 or FIN 331 or permission of the instructor.
457G Fraud Examination. (3) An examination of the principles and practices for investigating allegations of fraud and financial misconduct. Topics include the elements of fraud, red flags, document examination, interviewing techniques, and report writing. Prerequisites: ACCT 200 or 201, or permission of the instructor.
471G Advanced Federal Taxation. (3) A study of advanced topics in federal taxation. The course will address compliance and planning issues in the taxation of corporations, partnerships, estates and trusts, and other advanced topics. Prerequisite: ACCT 371 with a grade of C or better.
537 Issues in International Accounting. (3) An investigation of the external and internal reporting problems encountered by multinational business entities and a study of accounting systems in different countries. This course will also review the purpose of international accounting organizations and their role in solving current accounting problems. Prerequisite: ACCT 307 or equivalent.
540 Contemporary Issues in Accounting. (3) A conceptual study of financial accounting and reporting topics with an emphasis on current regulatory and policy issues. Emphasis will be placed on critical thinking, written and oral communication skills, and professional development. Prerequisite: ACCT 342 or equivalent with a grade of C or better.
547 Corporate Financial Reporting and Analysis. (3) An analysis of corporate financial reports and other disclosures, with emphasis on how this information can be used for making investment and credit decisions. This course will also consider the impact of accounting choice decisions on financial reporting and analysis.Not open to undergraduate or graduate accountancy students. Prerequisite: ACCT 307 or equivalent.
551 Advanced Management Accounting/Systems. (3) Application of managerial accounting concepts and techniques to develop, analyze, and interpret information and participate in management decision making processes. Prerequisite: ACCT 451 or equivalent with a grade of C or better.
580 Advanced Auditing. (3) Advanced auditing functions, techniques, and guidance within internal (operational), regulatory and governmental auditing as independent, but related, fields of study. The course will also cover advanced topics and/or methods of fraud examination, as well as current research in the field. Prerequisite: ACCT 480 or equivalent with a grade of C or better.
600 Independent Research in Accountancy. (3, repeatable to 6) Independent reading and study of selected topics in Accountancy. Prerequisite: Completion of six graduate hours in accounting and permission of Graduate Committee.
611 Graduate Outcomes Assessment. (0) Requires each Master of Accountancy student to demonstrate his/her proficiency on selected learning goals for the program. The course must be taken near the end of the program. Graded S/U. Prerequisites: Completion and/or co-enrollment in at least 24 s.h. of graduate level business courses.
620 Accounting Internship. (1–9, repeatable to 9) Integrates accounting theories with application to actual business practices. Students are exposed to a variety of positions within the business firm during the semester. All internships are supervised by a faculty coordinator and an executive in the business firm. Analytic reports of work accomplished by each student are presented to the coordinator. Graded S/U only. Prerequisites: Completion of six hours of accountancy courses and prior approval of the Graduate Committee


text:
Because no one reads the newspaper, and SportsCenter's anchors are too perky for this early in the morning, Deadspin combs the best of the broadsheets and the blogosphere to bring you everything you need to know to start your day.
•Yankees beat Boston for the first time since Mike Mussina was on the mound and George W. Bush was in the White House. Thanks, Obama, it's the Go-Go '90s all over again!
•Like most decisions in the past 11 years, ESPN's attempt to control Twitter can be traced back to having an ad sales guy, not an editorial guy, in charge. I'm sure after reading this George Bodenheimer will cry himself to sleep atop a giant pile of money.
•One eyed man with two recent shoulder surgeries tries (and fails) to win a million bucks by throwing three strikes before last night's Royals game. On the bright side, he's now their fifth starter.
•Why is everyone reporting that Donte Stallworth will accept the NFL's punishment? Does he have a choice? Is he going to run on to the field to try and play even if he's suspended?
•Julio Castillo, who injured a spectator in a minor league game, is sentenced to 30 days in jail. So if we're going by forced days off, assaulting a fan is half as bad as taking certain supplements from GNC.
•Jeremy Roenick was the face of American hockey for the last 20 years, and a media favorite. To celebrate his retirement, here's his top ten quotes. Only seven of them are J.R. calling out a player/coach/fanbase.
•If Shaq loses a doubles volleyball match to Kerri Walsh and Misty May-Treanor, he'll walk two miles in a pink speedo — "three sizes too small." I've started a fund to pay off Walsh and May-Treanor to take a dive.
Happy Friday. Don't drink and drive until at least 2 a.m.


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Madam Speaker, the member has been a long-time member of the House. He was a former Quebec justice minister, and he certainly knows of which he speaks.
The provisions of this bill could be used to target individuals engaged in activities of protest or dissent that do not come close to any reasonable definition of terrorism. I would like to ask the member if he could expand on those comments.
If this bill could possibly be extended to people involved in strike action or other forms of protest, we certainly would not want to see that happen in this country.


text:
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Dr. Charles M. Geschke
Chairman of the Board
Dr. John E. Warnock
Chairman of the Board
Shantanu Narayen
President and Chief Executive Officer
John Murphy
Executive Vice President and Chief Financial Officer
Scott Belsky
Chief Product Officer and Executive Vice President, Creative Cloud
Dana Rao
Executive Vice President, General Counsel and Corporate Secretary
Bryan Lamkin
Executive Vice President and General Manager, Digital Media
Ann Lewnes
Executive Vice President and Chief Marketing Officer
Donna Morris
Chief Human Resources Officer & Executive Vice President, Employee Experience
Abhay Parasnis
Executive Vice President and Chief Technology Officer
Matt Thompson
Executive Vice President, Worldwide Field Operations
Gloria Chen
Senior Vice President, Strategy and Growth


text:
Many Eastern tree species aren't migrating northward as climate change models say they will, says a new study led by Duke University researchers. That could be bad news for the trees' long-term survival.
The ranges of 59 percent of the 92 species analyzed appear to be contracting on both their northern and southern ends, while 16 percent seemed to move to the south. More concerning to researchers was that only 21 percent are shifting northward.
That raises the prospect of climate change stranding some species in increasingly inhospitable surroundings. "It's kind of like pulling the climate out from from under it," said ecologist James Clark of Duke's Nicholas School of the Environment.
Models show that, as the climate warms, many tree species would lose ground on the southern end of their ranges as adults die and seeds fail to sprout. Their northern boundaries would expand as dispersed seeds find happier conditions. See some examples at this U.S. Forest Service site.
But that's not happening for many species, despite warm zones in parts of the East shifting up to 60 miles north. The researchers found no evidence that tree ranges are changing fastest where climate has changed the most. They don't believe differences in seed sizes or their ability to be dispersed account for their findings.
The study did find evidence that some species are migrating to higher elevations, as models also predict.
Clark and his colleagues, funded by the National Science Foundation, based their work on decades of data from the U.S. Forest Service's Forest Inventory and Analysis program. They compared tree distributions in more than 43,000 plots in 31 states.
Kai Zhu, a doctoral student of Clark, was lead author of the study with co-authors Christopher Woodall, a Forest Service researcher in St. Paul, Minn., and Clark. The article was published in the current issue of the journal Global Change Biology.
Monday, October 31, 2011
Eastern forests not adapting quickly to climate change
Many Eastern tree species aren't migrating northward as climate change models say they will, says a new study led by Duke University researchers. That could be bad news for the trees' long-term survival.
Wednesday, October 19, 2011
Huntersville teen petitions for solar White House
So when Thomas learned that President Obama's administration had failed its commitment to reinstall solar panels by last summer, he took to his computer.
"That time has come and gone," he says, "so I want to hold him to his promise."
Two weeks later, the petition Thomas posted on a White House site is slowly climbing in the online ranks. By late Tuesday afternoon, the petition had 772 signatures -- and a long hill to climb. The administration's new "We the People" initiative guarantees a written response to petitions that draw at least 25,000 signatures within 30 days.
The ninth grader at Mooresville's Pine Lake Preparatory says the exercise combines his love of science and politics. He's still hopeful the petition will earn a response.
"I'm optimistic," says Thomas, who's been featured in local news articles. "Word of mouth is very powerful."
Monday, October 17, 2011
Winter bills will be smaller, gas company says
Residential customers are likely to see smaller heating bills this winter, Charlotte-based Piedmont Natural Gas says.
Winter bills could fall up to 10 percent, compared to last year, in Piedmont's territory in the Carolinas and Tennessee. Piedmont serves about 1 million customers.
ypical residential customers are expected to pay about $4 to $10 less a month than they did last winter, reflecting falling wholesale gas prices. Since 2008, Piedmont's billing rates have dropped 20 percent to 30 percent, shaving $100 to $200 off a winter's worth of bills.
Piedmont's Share the Warmth program, which rounds up monthly bills to the nearest dollar, helps low-income residents in its territory.
Wholesale prices are dropping as U.S. shale-gas production, and supply estimates, go up. The gas is extracted through a technique called hydraulic fracturing, or fracking, that blasts underground shale formations with high-pressure water and chemicals.
Fracking makes it possible to drill into gas deposits that were too expensive to tap before. It's also excited worries that the chemicals may contaminate groundwater, and that the process uses too much water.
The technique is illegal in North Carolina, which is believed to hold large deposits of shale gas southwest of Raleigh, but the N.C Department of Environment and Natural Resources is beginning a study of the issue.
Thursday, October 13, 2011
Duke filed rate hearing notices late
Duke Energy was a month late in notifying customers of hearings, beginning in Charlotte on Tuesday night, on the 15 percent rate hike it's seeking.
Don Smith, a Duke customer who lives in Kannapolis, got his notice in the mail at 3 p.m. Tuesday -- four hours before the Charlotte hearing began before an overflow crowd. Smith said he and several friends would have attended if given earlier notice.
"If they had that many people show up, how many would they have had if they'd given more than two or three hours' notice?" he said later.
The rate case, filed July 1, was hardly a secret. The Observer published the list of six hearings on July 30 and ran a story on the Charlotte hearing Tuesday morning.
But the N.C. Utilities Commission told Duke to do more, publishing legal notices in local newspapers and mail notices to each customer 45 days before the hearings. That didn't happen.
Duke told the commission in late September that notices hadn't gone out as planned on Aug. 27. Mailings to customers would instead be sent out starting Sept. 28, Duke said. Ads about the hearings ran in the Observer on Sept. 22 and 26.
Staff mistakenly scheduled the notices to start 45 days before a Nov. 28 evidentiary hearing in Raleigh, not the Charlotte hearing on Tuesday, spokesman Jason Walls said this week. Walls said Duke tried to make up for the error by contacting local television stations before Tuesday's hearing. He noted that five more hearings are scheduled, none in the Charlotte area, and written comments may be sent to the commission.
Neither the commission nor its Public Staff, which represents customer interests, have filed a response to Duke's mea culpa.
"It's something that we don't like, but it does happen occasionally," said Tony Wike, the Public Staff's chief counsel. "We had no idea that the notices would arrive so late that a customer could not plan to be there. We would not like to see it happen again."


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BBC News
- Harry and Meghan: No other option but to step back, says duke
- Seven Kings stabbing: Three killed after disturbance
- HS2: Rail link costs could rise to £106bn, says review
- UK-born children of migrants 'face more prejudice' than foreign migrants
- Sarah Montague: Radio presenter confirms £400k pay settlement with BBC
- Stagecoach takes rail franchise row to High Court
- GB's Dan Evans fights back to advance
- Period poverty: Schools urged to order free menstrual products
- Snapchat drug dealers target Middlesbrough children
- Ffair Rhos caravan fire: Boy, three, dies in blaze
- New law to protect children giving evidence in court
- Bingham fights back to win snooker's Masters
- How has immigration changed in your area?
- HPV puts 'strain' on millennial sex and dating
- Influencers 'being offered thousands for sex'
- Should schools be allowed to ban slang words like 'peng'?
- UK-Africa summit: Wooing Africa after Brexit
- Harry and Meghan's future: Your questions answered
- Prince Harry's 'great sadness that it has come to this'
- Thomas Markle: Meghan and Harry 'cheapening' royals
- Whittlesea Straw Bear Festival: Meet the man behind the bear costume
- Post Office 'assisting' review of postmasters' convictions
- Georgie Aldous: 'Make-up was my coping mechanism after coming out'
- Belfast artist Jordan Adetunji on Ireland's hip-hop music scene
- The Papers: Harry's 'sadness' and 'duke and duchess of Netflix'
- Hus Ragip: From Tube announcer to professional boxing MC
- Dementia patient's family feel let down over death
- Climate Change: Clean energy to power all new Welsh homes from 2025
Our traditional ANY-Village websites can still be found at their original location:
Below we are listing some of the most popular UK property websites advertising homes for sale in the Hempnall area:
Nestoria (HEMPNALL Map Search)
Vebra.com (HEMPNALL Map Search)
Rightmove (HEMPNALL Map Search)
Zoopla (Hempnall Map Search)
Homes for SALE / Flats for SALE in HEMPNALL
Homes for RENT / Flats for RENT in HEMPNALL


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First things first. Let me explain these numbers briefly, so you don't get any wrong ideas. Yes, my very first project was worth just $2. That's something you can easily check yourself by scrolling through my reviews and projects. No, I don't make $2,000 a month every single month. Finally, it took me a bit longer than 2 years to win high-value projects on Freelancer. I just wanted to use the number "2" in my article's title. That's it. That's my only sin.
The last thing I want is making you feel bad by making myself look good and successful. There are freelancers who are way more successful. This is my way of saying, don't give up. You can make it on Freelancer. Here's how.
Don't Stop Believin' is a great song, but it's just a song
At one point, I just become sick and tired of all those self-proclaimed freelance gurus who kept saying that all you have to do is believe. The only reason you aren't successful is because you don't believe in yourself. Seriously? So, all I have to do is make a wish, and the money will start falling from the sky. Guess what, that one didn't work for me.
Aim big, but start small
As I said already, I got two bucks for my first project. I was so happy and proud. I also couldn't have imagined that this gig will become my full-time occupation and provide for my family. In freelancing, the sky is the limit, but keep your feet on the ground to avoid being disappointed.
Think twice where you're going to invest your time and energy
I made my first freelance steps on vWorker, a small platform compared with the giants in the industry, such as Elance, oDesk (now Upwork), and of course the biggest of them all - Freelancer. Why? Because I was too afraid, that's why. I said to myself; there are millions of freelancers out there. There's no way I'm going to make it. So, I'm just going to keep my low profile and work for peanuts. By the most unexpected twist of fate, I got two emails in one day. The first one was from my former employer informing me that I just got fired. The other one was from Freelancer letting me know that they just took over vWorker. The rest is my freelance history.
If you ask me what would you've done differently, I would say, I should've worked on Freelancer from the day one. So much time wasted and money lost because I doubted myself and barked at the wrong tree.
Check my numbers - Cross your fingers
Just because you live in the third-world country, it doesn't mean that you can't become the first-class freelancer. There's plenty of room and projects for every freelancer. The fact that you're reading this article is already the good news. You're already in the right place. The biggest freelance platform in the world. So, make the most of it. Good luck!


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Search Maps
MapA new map of the most considerable plantations of the English in America
Plantations of the English in America Relief shown pictorially on Jamaica inset only. The number "41" appears beneath the cartouche, indicating the map is from an edition of the atlas later than 1718, likely the 1722 edition. Includes decorated cartouche and list of abbreviations. "Dedicated to His Highness William Duke of Glocester." Insets: New Scotland -- I. of Jamaica -- I. of Barbados -- Bermudaz or Sommers Isles -- Carolina....
- Contributor: Wells, Edward - Nicholls, Sutton
- Date: 1722
MapA map of the British Empire in America with the French and Spanish settlements adjacent thereto
America Septentrionalis Relief shown pictorially. Depths shown by soundings. Title from plate 17. Originally published as 1 map on 20 sheets. LC copy bound. Index map bound-in. Phillips. Maps of America, p. 569 Sheet of paper (25 x 19 cm.) listing the numbered plates mounted on preliminary leaf. On title cartouche (plate 17): C. Lempriere inv. & del., B. Baron, sculp. Available also through the Library...
- Contributor: Seale, Richard William - Toms, W. H. (William Henry) - Baron, Bernard - Popple, Henry - Lemprière, C. (Clement)
- Date: 1733
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Moose911`s second 2012 NFL Mock Draft is up, right in the middle of FA. One draft day trade is always included.
I would love to get some comments on my Mock, of course also critical comments and what you honestly think about the picks. But pleeease, keep in mind that I am not a native USA born football fan, so be gentle and leave them with style and respect.
The following players entered the first round:
· Stephon Gilmore, CB
· Alshon Jeffery, WR
· Kevin Zeitler, G
The following players dropped out of the first round:
· Devon Still, DT
· Peter Konz, C
· Josh Robinson, CB
The biggest "Gainer" within the first round:
· Kendall Wright, WR (from no.29 to no.21)
The biggest "Dropper" within the first round:
· Courtney Upshaw, DE (from no.10 to no.18)
1. Indianapolis Colts – Andrew Luck, QB
Boring pick because everybody has him #1. I will swim with all the other guys who have him first. On the other hand, I would really pop out on Walter`s Mock Draft database, picking RG III first.
2. Washington Redskins – (Trade with Redskins) Robert Griffin III, QB
Missed in my first Mock with the no-trade prediction badly, but who could have imagined that the Redskins offered that much. Three 1st and a second round pick to move up 4 spots. WOW. Now – Boring pick…
Previous Rams pick: Justin Blackmon, WR
No trade. Why??!! Free Agency could prove me wrong but for me it`s Payton to Skins. Flynn to MIA, Chiefs and Seahawks are too far down in the draft chart. Cleveland will wait if STL really picks him up or if they are just bluffing… J. Blackmon is what the Rams need the most.
3. Minnesota Vikings – Matt Kalil, T
Never thought they will have a problem replacing Bryant McKinnie but they had. Solid pick up and good to go for a decade of Pro Football as a LT.
4. Cleveland Browns – Justin Blackmon, WR
Same phrase like above at #2... "Missed my first prediction badly, but who could have imagined that the Redskins offered that much." Mike Holmgren is angry at the Rams, who failed again to acquire a WR for Sam Bradford. Obvious what Mike H. will do, especially because of his own needs, but also as nice high kick ala Bruce Lee aimed at the Rams.
Previous pick: Robert Griffin III, QB
Obvious pick if really available at #4. Mike Holmgren gets his guy and Pat Shurmur has no excuses anymore. Chili will also do a good job with his new QB in a West Coast Offense.
5. Tampa Bay Buccaneers – Maurice Claiborne, CB
Now they have signed their stud WR, on top a stud OG and a good CB… But I will stay with my old comment because now I think they will loose one of their 2011 starting CB`s to retirement or suspension. If not, I will change to trade down or Trent Richardson, who could also be gone at #4.
Ronde Barber can`t play forever and despite a WR they could use a stud CB. Surprise comment, because nearly every team could use a stud CB.


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The first performance and graphic benchmarks for Apple's iPhone 4S are out. Even clocked at about 800MHz, its dual-core A5 processor is still faster than every major smartphone alternative running Android. Now that's fast.
A Samsung executive put it best at the official U.S. Galaxy S II smartphone unveil a few weeks back: No two dual-cores processors are made the same.
Indeed. None are the same.
Local news from across Southern California
As part of today's smartphone lingo, the term "dual-core processor" is the norm, just as it was for notebook computers a few years ago. While many companies love to tout gigahertz, Apple chose to downplay it when it unveiled the iPhone 4S last week. Instead of revealing its clock speed, Apple merely said the dual-core A5 chip inside of the iPhone 4S would be twice as fast and offer seven times the graphic performance over the iPhone 4.
Anandtech did some preliminary benchmarks and despite its lower 800MHz power, the dual-core processor seems to be able to hold its own against Samsung's dual-core 1.2GHz Galaxy S II and Motorola's dual-core 1GHz Droid Bionic.
It even smacks a few tablets around the school yard. In terms of graphical performance, the iPhone 4S would appear to be the powerhouse that Apple claims it to be, but Anandtech's early findings indicate it's still a little slower than the iPad 2. The iPad 2 also uses the same dual-core A5 chip but is clocked at 1GHz. The initial belief is Apple clocked the iPhone 4S down in order to achieve better battery life.
If you have any doubts of whether the iPhone 4S is still relevant in a sea of smartphones with four-inch screens and 1.2GHz dual-core processors, it would appear the answer is yes. The iPhone 4S might look the same on the outside, but its internals and beefy 1080p-shooting 8-megapixel camera suggest otherwise.
Via Anandtech


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Though Bejeweled has been all the rage lately thanks to PopCap's Blitz phenomenon, it's actually been over five years since the last proper release. And had Blitz or Twist never existed, this year's iteration would undeniably carry more weight. But those two evolutions do exist, and as such Bejeweled 3's debut doesn't quit feel like the event that it should be.
The core of Bejeweled 3 is made up of four modes: Classic, Zen, Lightning, and Quest. Classic is good old Bejeweled as you know and love it, yet all modes have gained the improvements of Bejeweled Blitz, most importantly the ability to make matches while other gems are still cascading. Lightning mode is essentially a souped up version of Blitz, though players can substantially extend the game beyond the initial minute by collecting bonus time and quickly making consecutive matches.
Zen mode is perhaps the most intriguing of all the modes. It's basically Endless mode crossed with a Yoga class; Bejewelers have the option to enable ambient sounds or even turn on a breathing control visualizer. Sadly, I can't sustain my breaths for as long as it expects me to and I don't even smoke. Quest mode is where the bulk of the new content comes into play, as it's a collection of a dozen Bejeweled variations. These include Poker and Butterflies, with the latter being a particularly unique spin on the classic match-three gameplay.
The problem is, the overall presentation feels immediately obsolete. The "flashy new HD graphics" are only new if you haven't already played Blitz, and the lack of Facebook connectivity feels like a step backward. Needless to say, there's a lot of game here waiting to be uncovered and mastered, and for a mere $20 it's hard not to recommend. I was just hoping for something a little…more.


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Finance U
This story appears in the January 1999 issue of . Subscribe »
Remember wanting to get out of school and make money? If money's still your goal, it may be time to return to academia, where a growing number of business schools are giving new meaning to the term "student aid."
"Professors at many schools are becoming involved as advisors or investors to help launch student business ventures," observes Jerry White, director of the Caruth Institute at the Cox School of Business at Southern Methodist University in Dallas.
Faculty members at UCLA, Harvard, Stanford, Cornell and the University of Colorado have invested in or worked with students or former students. "There's a trend at business schools to help students with seed--or concept--funds," says White. Although he's never invested in any student projects, he's considering starting a venture capital fund: "We're talking to businesspeople about it. We must decide if it will be strictly for students or also for alumni, or will we look at any deal? Most [funds] give preference to students."
That's the thinking at Columbia University, where alumnus Eugene Lang donated $1 million to sponsor the school's venture-capital program, which invests up to $250,000 in any single venture; funds are available only to current students.
"Columbia's the only school to have reached this level. The University of Michigan's fund isn't fully funded; UCLA and Wharton have small amounts of money," says Murray Low, director of the Entrepreneurship Program at Columbia Business School. "We have an alumni advisory panel that works with students and a board of heavy hitters in the venture community. So we're not limited to $250,000 if a deal's worthy of a larger investment."
Low emphasizes, "The mission of our program is to make entrepreneurship a viable career option for MBA students. Our venture fund energizes our curriculum and gets alumni involved as mentors. That's an enormous help to students."
The onetime entrepreneur attributes the trend to the growth and improved quality of entrepreneurship programs. "Ten years ago," Low explains, "I would have advised aspiring entrepreneurs to learn on their own. Today, we have well-developed entrepreneurship curricula that can help students fast-track their businesses--not just at Columbia but at many schools. We are generating more viable business ideas with greater economic potential."
Paul DeCeglie (email@example.com) is a former staff reporter for Journal of Commerce and American Banker.
Too Much, Too Soon?
Q: My pager business has a chance at a government contract that would add 40 percent to my sales. There's not much profit in the contract. How fast is it safe to grow?
A: George M. Dawson (email@example.com) is a consultant and author of Borrowing to Build Your Business: Getting Your Banker to Say "Yes" (Dearborn, $16.95, 800-621-9621):
Stop! It takes discipline not to charge after new sales, but you don't want profitless or cashless growth. Usually "not much profit" means it's really a loss. Forty percent is major growth. It can strain your company and move costs you think are fixed to a higher level. You'll liquidate your company through profitless growth.
Look at the problem as your customer would--strategically and tactically. The strategic approach uses the Sustainable Growth Equation developed by Robert C. Higgins in his book Analysis for Financial Management (Irwin/McGraw-Hill, $56.38, 800-262-4729). Using your balance sheet and income statement, the equation answers the question, "How much sales growth will my company's present financial structure and dynamics allow?"
The tactical approach is to develop a cash-flow projection model. Show how your company really operates--by week or by month. You'll see a cash crunch ahead of time and determine what to do about it (such as delay your payments or reduce expenses), and you can measure the dollar impact of each tactic.
Most business-planning software programs do cash-flow projections. My favorite is Ronstadt's Financials at http://www.lordpublishing.com.
E-mail George M. Dawson your financing questions at email@example.com.
Defining Moment
Venture Capital
Also called equity or risk capital, venture capital is used to finance a start-up, business expansion or speculative enterprise--usually involving concepts with above-average growth potential.
Data Universal Numbering System, a Dun & Bradstreet (D&B) database, identifies all government contractors and their locations by number. Want a free D-U-N-S number? Call D&B at (800) 333-0505. Then register with the Central Contractor Register (CCR) used by the government.
At Your Fingertips
Online banking saves time and money--yet few small businesses regularly bank on their PCs. Why?
"Banks haven't yet delivered anything significant for small businesses on the Net," contends Alex Stein, whose Concord, Massachusetts, research analysis company, Gomez Advisors Inc., focuses on Internet financial services.
Jim Bruene agrees. "Web sites right now are not built for businesses," says the publisher of Seattle-based newsletter Online Banking Report, which advises bank executives on electronic customer service. He sees a future site "where banks will have all your customer files, billing information and accounts receivables. You check boxes, do billings and have customers pay directly on the site."
To take advantage of what's available now, Bruene advises small-business owners working on a cash accounting basis to use consumer software or Web sites to bank online. Bruene, for instance, accesses his business accounts, transfers funds and pays bills--all using consumer sites. "The more complicated your finances, the more online banking can do for you," he contends.
Another reason businesses have been slow to get online, says Stein: "Internet banks are targeting consumers, not businesses. They're protecting . . . their business relationships. Think about Y2K problems and other challenges banks have in the off-line world. They're waiting to deliver an interactive product that enhances the customer experience at a reasonable cost. It's better not to do something new than to embarrass themselves."
Another dissuasive factor may be security, according to a survey by the Emerging Technologies Research Group at FIND/SVP. But FIND/SVP reports users fear loss of privacy more than losing funds to online fraud. "Risk perception is fading," argues Bruene, a former banker who led U.S. Bancorp's online development efforts in 1992.
Of about 800 banks offering online services via PCs, growing numbers also feature so-called "small-business programs." Among them: Wells Fargo (800-956-4442, http://www.wellsfargo.com); Chase Manhattan Bank (800-CHASE24, http://www.chase.com/yourmoney/business/dayinout/index.html); BankBoston (800-788-5000, http://www.bankboston.com/business); First Chicago National Bank (888-963-1900, http://www.fcnbd.com/business), and Bank of America (800-477-5899, http://www.bankamerica.com). Service is free to business customers at Chase, and as high as $17.95 a month at First Chicago.
Before banking online, verify the site's authenticity by calling the bank or the FDIC Consumer Hot Line (800-934-3342) or checking out the institution online (http://www.fdic.gov/databank).
Indie Label
Thinking independent contractors instead of employees? No withholding taxes; no workers' compensation; no employee benefits . . . .
Wake up and smell the IRS. You can't call workers independent contractors unless they're self-employed and control their own work. How much control? Lots. You can't dictate working hours, where work is done or by whom. The IRS may ask:
- Is compensation based on hours worked?
- Do you provide tools and equipment?
- Is the worker free to serve other businesses?
- Must your instructions on how to do the work be obeyed?
- Is the worker protected from being terminated at will?
If any answers are "yes," you may have an employee on your hands. Seek legal advice if in doubt.
Even if you're dealing with an independent contractor, protect yourself. Draft agreements spelling out your relationship with each independent contractor. File each agreement along with the worker's business card, licenses, advertising copy and other substantiating documents. Include names of his or her other customers, professional affiliations and insurance companies.
Contact Source
Online Banking Report, http://www.onlinebankingreport.com


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Jim Jones Entourage Has An Altercation At MTV-U Spring Break 09' "Fukk Yall!.... Hating For No Reason!"
Jim Jones Bodygards Beat This Dudes Ass At MTV-U Spring Break "09" Panama City,FLA
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Route 66 1000 Piece Puzzle: Take a trip down the historic Route 66 as you assemble this 1,000-piece jigsaw puzzle featuring a collage of Route 66-themed paintings. Artwork by Fabrice de Villeneuve. The puzzle measures 29 1/2" x 19 5/8" when complete. For ages 12 and up. Exclusively available for purchase online here at Go! Games and Puzzles. UPC: 400069334939


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Note to customer: WE DO NOT STORE KEGS ON SITE. We order from our suppliers every week and receive product only on Wednesdays & Fridays and will keep it cold until you pick it up. Cut-off for weekend orders is Thursday 3PM. See notes below about deposits and rental fee.
READ ME: 3 business days are required, excluding holidays. If your need is immediate, please call us.The cost of the deposits is as follows: Keg shell(s) $40, tap(s) $60, tub(s) $50. There is a $10 cleaning fee for taps/tubs, non-refundable. Deposits are refundable upon the return of the equipment in working order. As a matter of liability and insurance we do not deliver kegs. Kegs are for in store pick up only. KEG SIZES EXPLAINED: Assuming 12 oz pours, 5 gal. kegs serve roughly 55 people. 7.75 gal.kegs (pony kegs) serve roughly 80 people. 15.5 gal. kegs serve roughly 160 people.
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