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In a recent issue of the Journal of Ultrasound through AIUM, Weekes et al. (and Kendall et al in AM J EM) talk about a hot topic that emergency and critical care physicians hold dear to them – the EPSS , or E-point septal separation – the minimal distance between the anterior mitral valve leaflet and the interventricular septum in the parasternal long view of the cardiac echo during diastole using M-Mode. Now, EPSS is not a part of point of care echo right now (i know, phew!), but there are conversations about whether it should be. The reason is because it is thought that EPSS is a good tool for LV function delineation, possibly better than simple visualization, despite knowing the risks of underestimating ejection fraction due to endocardial output limitations (see below). …Yeah, I know, that's a lot of words and it took me a year to really understand what the above meant. So, let's talk about it…especially as it is included in the updated RUSH protocol by Seif, Perera, et al.
EPSS by echo has even been compared to cardiac MRI for LV function recently. And, Dr. Mike Stone and friends did a study last year with regard to EPSS compared to qualitative LV function, stating: "Dyspneic patients with acute decompensated heart failure (ADHF) often present to the emergency department (ED), and emergency physicians (EPs) must act quickly and accurately to evaluate and diagnose patients with ADHF. Traditionally, key components of the patient's history, physical examination, electrocardiography, and chest radiography are used to diagnose ADHF. However, no single test is highly accurate, and even with the incorporation of B-type natriuretic peptide levels, the diagnosis of ADHF in a dyspneic patient in the ED can be a challenge. Additional modalities that allow prompt and accurate diagnosis of ADHF would be of clinical utility, and estimation of left ventricle ejection fraction (LVEF) using point-of-care ultrasound has been the focus of prior research" showing that EPSS is a good tool compared to qualitative LVEF visualization. EM News folks also highlighted EPSS in a recent entry.
Now, lets talk a bit about the anatomy and physiology about this before we talk about the study. The mitral valve has an anterior leaflet and a posterior leaflet. You can see the mitral valve open and close in the parasternal long view of the heart. the below picture indicates the anterior leaflet:
Using the Cardiovscular Institute's diagrams, we can see the functioning of the mitral valve during systole and diastole in relation to the EKG, with every movement /peaks delineated with a letter ….one of them being "e" (where E of EPSS comes from):
…and in relation to the EKG on M-mode on the PSL view (aka motion mode – basically visualizing the motion of objects in time).
EPSS of >7mm is thought to be an indication of poor LV function. Some use 1cm as the mark to increase their sensitivity for low ejection fraction. So, you can see that it should be a good indicator of LV function.
Fractional shortening (FS), however, is….(LVEDd-LVESd) / LVEDd expressed as a percentage. Placing the M-mode cursor across the LV just beyond the mitral valve leaflets, a tracing is shown whose measurements of the LV chamber diameter in both systole and diastole can illustrate FS, or LV contractility (not ejection fraction as it is not a volume measurement). Normal FS being 30-45%. For a complete description of these terms go here – a great overview by ICU Sonography – and here – a simpler way to understand the measurements through the Stanford ICU website. The updated RUSH protocol, also explains this well, with images from their most recent publication below:
Hyperdynamic/hypercontractile: FS >45%
Abnormal: hypocontractile LV: FS<30%
So, the study was a prospective study, thankfully, and seemed to really want EPSS to be good for LV function, but it looks like it's not as good as we think:
Abstract: "Objectives Rapid bedside assessment of left ventricular (LV) function can aid in the evaluation of the critically ill patient and guide clinical management. Our primary hypothesis was that mitral valve E-point septal separation measurements would correlate with contemporaneous fractional shortening measurements of LV systolic function when performed by emergency physicians. Our secondary hypothesis was that E-point septal separation as a continuous variable would predict fractional shortening using a linear regression model.
Methods We studied a prospective convenience sample of patients undergoing a sequence of LV systolic function measurements during a 3-month period at a suburban academic emergency department with a census of 114,000 patients. The sample included adult emergency department patients who were determined by the treating emergency physician to have 1 or more clinical indications for bedside LV systolic function assessment. Investigators performed bedside M-mode cardiac sonographic measurements of fractional shortening and E-point septal separation using the parasternal long-axis window. The sequence of LV systolic function measurements was randomized.
Results A total of 103 patients were enrolled. The Pearson correlation coefficient for E-point septal separation and fractional shortening measurements was –0.59 (P< .0001). Linear regression analysis performed for E-point septal separation with fractional shortening as the dependent variable yielded an R2 value of 0.35.
Conclusions E-point septal separation and fractional shortening measurements had a moderate negative correlation. E-point septal separation, when used as a continuous variable in a linear regression model, did not reliably predict fractional shortening."
The limitations of EPSS as discussed in Stone's paper:
Valvular diseases that restrict anterior mitral leaflet motion ( mitral stenosis, aortic insufficiency) – will exaggerate EPSS.
Asymmetric septal hypertrophy,
Severe left ventricular hypertrophy,
Discrete proximal septal thickening (sigmoid septum) can lead to small
estimates of EPSS.
Failure to obtain a true parasternal long-axis view may result in falsely elevated
EPSS measurements due to a tangential measurement from mitral valve leaflet to septal wall.
….At the end of the day, my opinion -> just visualizing the LV contractility, as long as you have a good PSL and PSS long view, and you've seen enough to know normal versus abnormal, is good enough for me!


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Tornado Shelter locations
Greenland Shelters- will be open to anyone and open doors when 'Tornado Warning' is issued
Locations: Greenland Middle School opens first, move to elementary and high school depending on need
Shelters: Cederville Elementary School
Shelter opens when tornado sirens sound; holds over 300 people
Shelters: All Alma Public Schools
Shelter: will open when warning issued in the county; pets must be in airline approved carriers
Fort Smith:
Shelters: Fort Smith Public Elementary Schools
Shelter opens when tornado sirens; pets must be in airline approved carriers; no food or drinks
Van Buren:
Shelter locations: Butterfield Junior High, Van Buren High, Parkview, Rena, Tate and King Elementary Schools, Coleman Freshman Academy
Police will open shelters when tornado warning is issued; pets in airline approved carriers allowed
Shelter locations: Elementary school
Volunteer fire department or police will open when sirens sound; pets must be in airline approved carriers
Shelter locations: Westwood,High School, East Hill School
Appointed people will open the shelters is a warning is issued;; pets in airline approved carriers
Shelter locations: Port facility is a block structure and a lot safer than what many homes have. When storm siren sound, police will open and let people in, according to Gentry Chief of Police. No Pets.
Pea Ridge:
Shelter: Off of Westin between the middle school and high school. It will only open when Pea Ridge is in the storm's direct path. Doors will only open when central communications in Bentonville opens. Not just in the event of a tornado warning; No pets.
Sequoyah County:
Shelters: Central High School; lobby of jail opened by Sheriff's department
Shelters: Liberty High School
Shelter locations: Emmanuel Baptist Church
Shelter locations: Mineral Springs Church

subset: commoncrawl


text:
Insurance T&Cs
Cover and Limitations
The Raileasy insurance is administered by Insure For Travel Ltd and has been arranged by Crispin Speers & Partners Ltd. It is underwritten by UK General Insurance Ltd on behalf of Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AJ.. Passengers may wish to insure their journey, particularly if it is of great distance, involves many connections or is over two hours long. We also recommend taking out insurance in times of extreme weather (such as snow) as this may affect the rail service. The policy covers you from up to £50.00 to up to £5000.00. The amount will vary depending on the type, reasons for claim and the evidence provided. Generally you are covered for the following:
- Train Cancellation and delays*
- Abandonment*
- Missed departure or connection*
- Personal accident or death*
- Loss or damage to possessions*
- Assault*
- Convalescence*
*There are limitations and restrictions to the amount of cover you are entitled to which will affect any claim so we strongly suggest you read the insurance terms & conditions before opting to insure your journey.
Please note if you cancel your journey and the tickets that you have purchased are advance, non refundable tickets you will not be covered for a refund under the policy. If it is likely that you may cancel your journey and are unlikely to make the same journey again we suggest you purchase a flexible ticket, as this is refundable. Alternatively you may wish to re-book for a new date and time as all tickets are amendable. You have within 28 days of the original travel date for a single ticket or original return date for a return ticket to re-book, and tickets are available up to 12 weeks in advance, giving you a large time frame in which to undertake a new journey.
How to Make a Claim
To make a claim please contact the insurers either in writing or over the telephone and they will send you a claim form, contact details below. Please do not send any documents until you have filled out a claim form.
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Email: firstname.lastname@example.com
Telephone number: 0344 854 2072
In all correspondence please state Your insurance is provided by UK General Insurance Limited and quote scheme reference: 02421L


text:
loveofbusiness needed a new logo design and created a contest on 99designs.
A winner was selected from 62 designs submitted by 33 freelance designers.
I want to have my url redesigned. It's here
Desired Color Scheme:
Keep the blue and black color scheme that I have.
Accepted File Formats:
Just a few guidelines
1. The artwork must be original without any clip art.
2. Use the colors from the site provided
3. Be creative. The logo should be professional but also nice to look at and vibrant.
4. In terms of the use, we will be using the logo for our business cards, stationary, website, print media, and marketing material (shirts). So, please make sure the logo will work well in different medium.
Find out how a design contest works or learn more about our logo design services.


text:
Browsing Department of Finance (FI) by Title
Previous Page
Now showing items 87-106 of 106
Udarbejdet for Penge- og PensionspaneletChristiansen, Charlotte; Hasager, Leif; Astrup Jensen, Bjarne (København, 2011)[More information][Less information]
Abstract: Denne rapport er udarbejdet efter anmodning fra Penge- og Pensionspanelet (PPP). Ifølge udvalgets kommissorium har udvalget haft til opgave at udarbejde en rapport indeholdende forslag til anbefalinger om investering i obligationer og obligationsbaserede investeringsforeninger. M algruppen er fastlagt som danske ikke-professionelle investorer, og anbefalingerne forventes at være operationelle og letforst aelige samt veldokumenterede. URI: http://hdl.handle.net/10398/8535
Files in this item: 1Astrup_Rapport_2011.pdf (390.1Kb)
Construction and information content of an investor-cost based rating of Danish mutual fundsBechmann, Ken L.; Rangvid, Jesper (København, 2005)[More information][Less information]
Abstract: We develop a new rating of mutual funds: the atpRating. The atpRating assigns crowns to each individual mutual fund based upon the costs an investor pays when investing in the fund in relation to what it would cost to invest in the fund's peers. Within each investment category, the rating assigns five crowns to funds with the lowest costs and one crown to funds with the highest costs. We investigate the ability of the atpRating to predict the future performance of a fund. We find that an investor who has invested in the funds with the lowest costs within an investment category would have obtained an annual risk-adjusted excess return that is approximately 3-4 percentage points higher per annum than if the funds with the highest costs had been invested in. We compare the atpRating with the Morningstar Rating. We show that one reason why the atpRating and the Morningstar Rating contain different information is that the returns Morningstar uses as inputs when rating funds are highly volatile whereas the costs the atpRating uses as inputs when rating funds are highly persistent. In other words, a fund that has low costs one year will most likely also have low costs the following year, whereas the return of a fund in a certain year generally contains only little information about the future return that the fund will generate. Finally, we have information on the investments in different mutual funds made by a small subgroup of investors known to have been exposed to both the atpRating and the Morningstar Rating, i.e. information is provided on how investors use the two ratings. We find that investors have a clear preference for high-rated funds. URI: http://hdl.handle.net/10398/7194
Files in this item: 1endeligt_wp_2005_6.pdf (598.9Kb)
implication : two shares - one priceBechmann, Ken L.; Raaballe, Johannes (København, 2000)[More information][Less information]
URI: http://hdl.handle.net/10398/7148
Files in this item: 1bechmann_raaballe_wp2000-5.pdf (492.9Kb)
Florentsen, Bjarne; Møller, Michael; Nielsen, Niels Christian (København, 2003)[More information][Less information]
Abstract: In many OECD countries, a seller has a right to reimbursement of VAT (RVAT) she has paid on goods sold, but for which she has not yet received payment. Such reimbursement of VAT on receivables is economically inefficient. It leads to: * Distortion of credit markets, by subsidizing direct credit at the cost of financial intermediaries. * Price discrimination, by subsidizing buyers with low creditworthiness. * A less efficient collection of bad debts, as trade with bad debts is made extremely expensive. The finance literature presents several "good" arguments in favor of trade credits, e.g. transaction costs and asymmetric information. In contrast RVAT is an economically "bad" argument for trade credit. It is a subsidy that leads to inefficiently high use of trade credit. URI: http://hdl.handle.net/10398/7193
Files in this item: 1reimbursement_of_vat_2003-1.pdf (373.0Kb)
Wagner, Christian (, 2012)[More information][Less information]
Abstract: In this paper, we derive the dynamics and assess the economic value of currency speculation by formalizing the concept of a trader inaction range. We show that exchange rate returns comprise a time-varying risk-premium and that uncovered interest parity (UIP) holds in a speculative sense. The often-cited `forward bias puzzle' originates from the omission of the risk-premium in standard UIP tests. Consistent with its popularity among market professionals, the carry-trade strategy can be rationalized as it systematically collects risk-premia and generates economic value when applied in multi-currency portfolios. URI: http://hdl.handle.net/10398/9099
Files in this item: 1
Sørensen, Carsten (København, 1999)[More information][Less information]
URI: http://hdl.handle.net/10398/7146
Files in this item: 1soerensen_seasonality_wp9914.pdf (426.2Kb)
Bechmann, Ken (København, 2003)[More information][Less information]
Abstract: The announcement of a convertible bond call is associated with an average con- temporaneous abnormal stock price decline of 1.75% and an ensuing price recovery in the conversion period. A price fall and the subsequent recovery suggest price pressure as the explanation for the announcement eect. However, in a perfect capital market the option to convert is not exercised early and hence, the increase in the number of shares outstanding does not occur at the announcement date. Instead, this paper ar- gues and provides evidence that hedging-induced short selling is causing at least part of the short-run price pressure. Key words: Convertible bond calls; Hedging; Short selling; Price pressure; Underwriting JEL Classication: G14; G24; G32 URI: http://hdl.handle.net/10398/7165
Files in this item: 1caf wp-164.pdf (719.6Kb)
the case of soybeansRichter, Martin; Sørensen, Carsten (København, 2002)[More information][Less information]
URI: http://hdl.handle.net/10398/7179
Files in this item: 1richter_soerensen_stochastic.pdf (330.3Kb)
Feldhütter, Peter; Stenbo Nielsen, Mads (, 2012)[More information][Less information]
Abstract: We present a new estimation approach that allows us to extract from spreads in synthetic credit markets the contribution of systematic and idiosyncratic default risk to total default risk. Using an extensive data set of 90,600 CDS and CDO tranche spreads on the North American Investment Grade CDX index we conduct an empirical analysis of an intensity-based model for correlated defaults. Our results show that systematic default risk is an explosive process with low volatility, while idiosyncratic default risk is more volatile but less explosive. Also, we nd that the model is able to capture both the level and time series dynamics of CDO tranche spreads. URI: http://hdl.handle.net/10398/9102
Files in this item: 1
A Useful Way of Burning MoneyBechmann, Ken L.; Raaballe, Johannes (København, 2005)[More information][Less information]
Abstract: Firms pay out cash using both dividends and share repurchases. In many aspects these two means are similar, but one important difference is that dividends are generally taxed more heavily than share repurchases. Nevertheless firms persist in paying out large amounts in dividends. This paper provides an explanation for this dividend puzzle by developing a class of signaling models violating the "single-crossing" property in which information about the quality of the firm is asymmetric between the management and the shareholders. In these models a high-quality firm can always signal its quality by using share repurchases only. However, in certain cases share repurchases become costlier on the margin for a high-quality firm than for a low-quality imitator. In such cases, the high-quality firm signals most cost efficiently by means of a combination of share repurchases and taxable cash dividends financed by the issuance of new shares. Taxable cash dividends financed by the issuance of new shares then can be considered a positive kind of money burning whose role is to signal a firm's high quality. The implications of the models are consistent with several important empirical facts about dividends and share repurchases. Thus, this paper's main contribution is to examine a range of new signaling models that provides a role for taxable cash dividends and share repurchases and to derive their empirical implications. Key words: Dividends, Share Repurchases, Signaling, Single-Crossing Property, Money Burning JEL Classification: G35, D82 URI: http://hdl.handle.net/10398/7156
Files in this item: 1ken_bechmann_wp_elektronisk_samlet.pdf (203.9Kb)
Armerin, Frederik; Björk, Tomas; Astrup Jensen, Bjarne (København, 2005)[More information][Less information]
Abstract: We investigate the possibility of an arbitrage free model for the term structure of interest rates where the yield curve only changes through a parallel shift. We consider HJM type forward rate models driven by a multidimensionalWiener process as well as by a general marked point process. Within this general framework we show that there does indeed exist a large variety of nontrivial parallel shift term structure models, and we also describe these in detail. We also show that there exists no nontrivial flat term structure model. The same analysis is repeated for the similar case, where the yield curve only changes through proportional shifts. Key words: bond market, term structure of interest rates, flat term structures. URI: http://hdl.handle.net/10398/7137
Files in this item: 1
Foss, Nicolai Juul; Lando, Henrik; Thomsen, Steen (København, 1998)[More information][Less information]
URI: http://hdl.handle.net/10398/7158
Files in this item: 1wp98-10.pdf (74.36Kb)
Dick-Nielsen, Jens (Frederiksberg, 2010)[More information][Less information]
Abstract: The three essays study the US corporate bond market with special attention to bond liquidity. All essays are empirical studies which rely heavily on the availability of transactions data. Earlier studies had to use quoted bond prices for empirical studies, but with the introduction of the TRACE system and with the following dissemination of transaction prices the data quality on corporate bonds has improved immensely. In the years after 2000 a range of studies assessed the performance of structural credit risk models and found that they were not able to fully explain the size of the average credit spread for corporate bonds. Huang and Huang (2003) suggested (among others) that the remaining non-default-component of the credit spread was an illiquidity premium. Using transaction data this thesis studies the impact of illiquidity and trading frictions on corporate bonds. URI: http://hdl.handle.net/10398/8198
Files in this item: 1Jens_Dick-Nielsen.pdf (3.104Mb)
Sun Park, Kyoung (Kay) (Frederiksberg, 2016)[More information][Less information]
Abstract: Practitioners in finance have been trying to either maximize their fortunes or minimize any unlucky outcomes;say, Beat the market. The uncertainty is always something to fear or to overcome in financial market in order to beat the market. The price of assets seems unpredictable in a short-time interval, though academics consider market price would stay at equilibrium in the long-run, as reflecting fundamentals in the end. As "Efficiency of Financial Market" says; price of assets reveals all relevant information. The continuous-time random walk is successfully taken as close as tracking down the asset price movements. Moreover, a regime-switching between good versus bad state abruptly occurs over the business cycle (or the financial cycle). Hence, two key theoretical devices used to model risk in finance are first, to acknowledge that we see the movements of asset price micmic a random walk in a continuous manner and second, to acknowledge that we observe the state of a world seems to switch from one to another regime. In this thesis, I investigate how time variation in risks and uncertainty affects firm's funding decisions as well as market's aggregates movements. URI: http://hdl.handle.net/10398/9420
Files in this item: 1Kyoung(Kay) Sun Park.pdf (1.555Mb)
Moskowitz, Tobias J.; Ooi, Yao Hua; Heje Pedersen, Lasse (Amsterdam, 2012)[More information][Less information]
Abstract: We document significant ''time series momentum'' in equity index, currency, commodity, and bond futures for each of the 58 liquid instruments we consider. We find persistence in returns for one to 12 months that partially reverses over longer horizons, consistent with sentiment theories of initial under-reaction and delayed over-reaction. A diversified portfolio of time series momentum strategies across all asset classes delivers substantial abnormal returns with little exposure to standard asset pricing factors and performs best during extreme markets. Examining the trading activities of speculators and hedgers, we find that speculators profit from time series momentum at the expense of hedgers. URI: http://hdl.handle.net/10398/8862
Files in this item: 1time_series_momentum_lasse_heje.pdf (997.5Kb)
Effects on Capitalization and Lending Decisions of BanksKragh, Jonas; Rangvid, Jesper (Frederiksberg, 2016)[More information][Less information]
Abstract: Unique and confidential Danish data allow us to identify how changes in disclosure requirements and bank-specific time-varying capital requirements affect banks'lending and capital accumu- lation decisions. We find that banks increase their capital ratios after capital requirements are increased, implying that resilience in the banking system is also increased. The increase in capital ratios is partly due to a modest reduction in lending. Using a policy changes, we show that banks react stronger to changes in capital requirements when these are public. Our results further suggest that the impact of capital requirements di¤er for small and large banks. Large banks raise their capital ratios more, reduce lending less, and accumulate more new capital compared to small banks. URI: http://hdl.handle.net/10398/9314
Files in this item: 1Kragh_Rangvid_May 2016.pdf (284.6Kb)
Volker, Desi (Frederiksberg, 2016)[More information][Less information]
Abstract: This thesis is the result of my Ph.D. studies at the Department of Finance of the Copenhagen Business School. It consists of three essays covering topics related to the term structure of interest rates, monetary policy and interest rate volatility. The rst essay, \Monetary Policy Uncertainty and Interest Rates", examines the role of monetary policy uncertainty on the term structure of interest rates. The second essay, \A Regime-Switching A ne Term Structure Model with Stochastic Volatility" (co-authored with Sebastian Fux), investigates the ability of the class of regime switching models with and without stochastic volatility to capture the main stylized features of U.S. interest rates. The third essay, \Variance Risk Premia in the Interest Rate Swap Market", investigates the time-series and cross-sectional properties of the compensation demanded for holding interest rate variance risk. The essays are self-contained and can be read independently. There is however a common thread in the themes covered as all essays focus on the understanding of interest rate volatility, its time-variation and main determinants. URI: http://hdl.handle.net/10398/9340
Files in this item: 1Desi_Volker.pdf (1.853Mb)
Raahauge, Peter (København, 2004)[More information][Less information]
Abstract: This paper suggests a method for determining rigorous upper bounds on approximation errors of numerical solutions to infinite horizon dynamic programming models. Bounds are provided for approximations of the value function and the policy function as well as the derivatives of the value function. The bounds apply to more general problems than existing bounding methods do. For instance, since strict concavity is not required, linear models and piecewise linear approximations can be dealt with. Despite the generality, the bounds perform well in comparison with existing methods even when applied to approximations of a standard (strictly concave) growth model. KEYWORDS: Numerical approximation errors, Bellman contractions, Error bounds URI: http://hdl.handle.net/10398/7171
Files in this item: 12004_4.pdf (385.2Kb)
Bechmann, Ken L.; Løchte Jørgensen, Peter (København, 2003)[More information][Less information]
Abstract: Abstract Over the last decade the Danish corporate environment has experienced a significant increase in the use of option-based compensation (OBC). This and many other facts are documented in the present paper which provides the first insights into the characteristics of the option and warrant contracts issued by the complete sample of Danish companies listed on the Copenhagen Stock Exchange. A newly constructed database containing all publicly available information on details of Danish OBC contracts allows us to present, for example, results regarding contract values at an aggregated as well as at firm, personnel group, and individual level. The paper also contains a section which discusses and presents evidence on the incentive effects provided by the option-based compensation contracts adopted by Danish listed companies. URI: http://hdl.handle.net/10398/7150
Files in this item: 1the_value_and_incentives_1.pdf (310.6Kb)
an alternative approach to interpret long-run returnsJakobsen, Jan; Voetmann, Torben (København, 2000)[More information][Less information]
URI: http://hdl.handle.net/10398/7177
Files in this item: 1jakoabsen_voetmann_wp2000-3.pdf (818.5Kb)
Previous Page
Now showing items 87-106 of 106


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Spirited Women
With Jesus Girls: True Tales of Growing Up Female and Evangelical, editor (and contributor) Hannah Faith Notess has gathered frank, original, well-written essays by women born and born again in a wide range of evangelical traditions. Cascade Books
Remembering Monseñor
Drama groups wishing to commemorate the 30th anniversary of the martyrdom of Archbishop Oscar Romero can download the libretto, vocal score, orchestral arrangements, and more for Romero the Musical, by George Daly and Liam Bauress. The fees go to CAFOD's development projects in El Salvador. romerothe musical.com
Church for all People
First published in 1995, Coming Together in the 21st Century: The Bible's Message in an Age of Diversity, by Curtiss Paul DeYoung, has been a key text in the study and practice of reconciliation and multicultural ministry. A newly revised and expanded version includes additional perspectives, a broadened definition of diversity, and a group reflection and action guide. Judson Press
A Liberating Word
In Whose Gospel? A Concise Guide to Progressive Protestantism, the great preacher James A. Forbes Jr. infuses an exploration of six issues (poverty, war, women's equality, racial justice, sexuality, and the environment) with biblical insight, storytelling, and wisdom drawn from his long experience as a pastor and activist. The New Press


text:
Consumers who have questions or need assistance with an individual insurance or financial issue, please call the Department of Financial Services, Division of Consumer Services at 1-877-My-FL-CFO (1-877-693-5236) or, if calling from outside Florida, (850) 413-3030. Visit the Division of Consumer Services on the Internet.
The Division of Consumer Services has experienced staff who will enter all pertinent information into the Consumer Services Tracking system and will respond to individual concerns. The Insurance Consumer Advocate utilizes data entered into the tracking system to identify trends or business practices that may adversely impact Florida consumers. This data analysis may then result in the publication of consumer advisories and/or the development of corrective legislation.


text:
Tony-award winning revival of Hair coming to Walton Arts Center
Walton Arts Center is proud to present HAIR to Northwest Arkansas for three performances; Friday, February 22 at 8pm and Saturday February 23 at 2pm & 8pm. Tickets are on sale now and range from $48 to $64. They can be purchased by calling the Walton Arts Center Box Office at 479.443.5600 or by visiting waltonartscenter.org.
Content consideration: This performance contains adult themes, situations and nudity that may be unsuitable for younger audiences.
With an iconic score including chart-topping hits such as "Let the Sun Shine In," "Aquarius," "Hair" and "Good Morning Starshine," HAIR energetically depicts the birth of a cultural movement in the '60s and '70s that changed America forever. The musical follows a group of charismatic, free-spirited young people who passionately preach a lifestyle of pacifism and free-love in a society riddled with intolerance and brutality during the Vietnam War. HAIR's powerful message resonates as much today as it did 40 years ago when the show opened on Broadway.
This critically-acclaimed revival became a theatrical tour de force in its limited engagement in Central Park, later moving to Broadway where it won the 2009 Tony® Award for Best Musical Revival as well as the Drama Desk, Drama League, and Outer Critics Circle award for Outstanding Revival of a Musical. Directed by Diane Paulus, who also directed the Tony® Award-winning revival of The Gershwins' Porgy and Bess, and choreographed by Karole Armitage, HAIR features a book and lyrics by Gerome Ragni and James Rado with music by Galt MacDermot.
The Washington Post calls this production of HAIR, "Irresistible…the best version yet!" This inspiring new production, which features an exuberant finale where audiences are invited onstage to dance with the cast, has a level of inclusiveness that is rarely seen in musical theater. Executive producer, Daniel Sher, notes that, "We are excited for audiences across the country to take this journey with us. See for yourself, let your hair down and share the love!"
For more information on this performance, please visit www.waltonartscenter.org or call 479.443.5600. For more information on HAIR, visit www.hairontour.com.


text:
The Hampton Smoker
What's up wtih what's going down? Does a tree falling on the ocean with no one around make a sound? Barbecue, BBQ, Bar-b-que. It's all in how you sell it.
Saturday, January 28, 2012
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Dear rockers, this was my latest photo shoot from yesterday.
Me and Carolina went down to the beach for some shots. Once again here's the proof you don't need a sunny day to get good pictures.
She posed in a dark outfit with baggy shirt and all-the-way-down-to-the-feet skirt. I pictured in colors and black and white, but you know I can't resist a good monochromatic scale. With the black clothing she wore silver accessories, two necklaces and five rings, plus the gypsy chain on her hair (which I didn't post), but the poor thing had to suffer a little for the shots, it's not easy to pose perfectly still in such a chilly day!
It was a very successful result in my opinion, the black and white gave just the right atmosphere with a smooth touch of wild hair dancing in the wind.
With the video I made a small video with some shots of that day.
Full album here:
Carolina's profile here.
BLUE ORCHID from Beatriz Mariano on Vimeo.


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Broncos general manager John Elway, who plans to attend Monday's event, told The Denver Post he had no hard feelings about Osweiler not attending. It initially was feared that Maclin could miss extended time with the injury, but an MRI exam came back with promising results. Patriots K Stephen Gostkowski: In another no-brainer, Gostkowski walks away with the AFC special teams honors this week with a perfect 3-of-3 conversion rate on both field goals and extra points. Rams Eugene Sims White Jersey He's a real smart guy, so he's going to be able to play more than one position for us," Saints offensive coordinator Pete Carmichael Jr.
Rams Mark Barron Navy Blue Jersey I understand they've got their work to do, they've got their due diligence to go about. After that, the media walked three flights of stairs (not easy) to meet with the other team captains. Rams Jamon Brown Royal Blue Jersey It would also slash his office budget to the size of that allotted to a city councillor and reallocate the balance to the city clerk's office, under the oversight of the deputy mayor. We don't go there to enjoy the sun and stuff. Leading up to the draft, Gruden couldn't hide his affinity for Dalton as a natural fit for his West Coast offense.
The league made all scoring plays reviewable last year and will do the same with turnovers. He was injured in the opening quarter of Sunday's 26-16 loss to the Oakland Raiders. Rams Greg Zuerlein White Jersey New England Patriots quarterback Tom Brady was caught on camera Sunday dropping an expletive-laced phrase that just happens to rhyme with "puck you, stitches. House is best known for coaching Tom Brady, Drew Brees and, yes, Tim Tebow.
Rams Rodger Saffold Green Jersey It's not realistic to expect a greenhorn Garoppolo to match Brady, who has made an art out of the two-minute drill in recent years. Rams Alec Ogletree Royal Blue Jersey The Steelers' remaining schedule is manageable -- but not easy. At the time, he was only the third mayor in city history to be elected to three terms. The Jets were among the clubswhispered about as a potential suitor.
With Ben Roethlisberger out and Michael Vick in, one might assume the Ravens are glad to see the backup -- just don't tell that to Joe Flacco. m not going to anticipate tough times. Rams Nolan Cromwell Navy Blue Jersey Revis allowed two catches on five targets, but was not the panacea he was purported to be during the offseason. He's able to make plays and can shoot the puck and skate the puck too. It was unbelievable, Van Laan said. He missed last week's game against the Falcons, though he practiced in the week leading up to the game.


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zrp needed a new logo design and created a contest on 99designs.
2 winners were selected from 47 designs submitted by 14 freelance designers.
company name is ZRP short for ZORIC RACE PRODUCTS CORP.
suggestions welcome
suggestions welcome
Desired Color Scheme:
suggestions welcome
Desired Style:
suggestions welcome
Accepted File Formats:
looking for a professional ,interesting logo that grabs peoples attention quickly, aggresive looking, can't be bias to car manufactures or models. majority of work is custom fabrication, forced induction performance, engine tuning, and hi-performance engine rebuilding.
Find out how a design contest works or learn more about our logo design services.


text:
Feral cats are the offspring of stray or abandoned pets that are not spayed or neutered. Female cats can become pregnant at five months of age and can give birth several times each year. Without early human contact, their kittens become feral and begin the cycle of breeding again.
According to the Humane Society of the United States, tens of millions of un-owned cats live outdoors, and most rely on humans for food and shelter. These cats can be truly un-socialized ferals or friendly strays that have been lost or abandoned.
The Feral Cat Coalition is a non-profit organization dedicated to reducing the suffering and overpopulation of feral and abandoned cats through free, humane Trap-Neuter-Return (TNR). We believe it is our responsibility, as a community, to care for cats that have been forced, through human abandonment or failure to spay and neuter, to live outdoors.
When appropriate, we lend humane traps, with instructions, for the purpose of trapping, neutering, and returning feral cats to their outdoor homes, where they are monitored by caretakers.
Since 1992, we have spayed and neutered more than 40,000 feral cats. Licensed veterinarians perform spay/neuter surgeries at our facility in El Cajon, and at various locations throughout San Diego County.
Tax-deductible donations are welcome and needed, and go directly to providing free spay/neuter services to feral cats in need.
Trap-Neuter-Return (TNR) is the only proven and humane method of managing feral cat colonies, and is endorsed by leading animal welfare organizations such as the Humane Society of the United States (HSUS) and the American Society for the Prevention of Cruelty to Animals (ASPCA).
Feral cats are humanely trapped, spayed or neutered, vaccinated, ear-tipped (the universal symbol of a sterilized feral cat), and returned to their outdoor homes, where they are monitored by caretakers. Research has shown that, when correctly implemented, TNR stabilizes and reduces feral cat populations, eliminates undesirable behaviors associated with mating, and is more effective and cost-efficient than lethal control.
Trap-Neuter-Return. Call our message center at (855) FCC-CATS, make a reservation, and bring feral and abandoned cats to our spay/neuter clinics. Humane traps, with instructions, are available for loan.
Volunteer. Give your time, and ask your personal veterinarian to do the same. Complete our volunteer questionnaire to get started.
Donate. Make a tax-deductible contribution via PayPal, or send a check to 9528 Miramar Road, PMB 160, San Diego, CA 92126. (Tax ID: 33-0590141)
Spay and neuter your pets. Cats can begin reproducing as early as five months of age, so they should be sterilized by that age, or younger. Cats can give birth several times a year, and each litter adds to the millions of cats across the country competing for homes. Close to two million cats are euthanized each year in shelters and animal control facilities nationwide. In addition to population control, sterilization can also eliminate unpleasant behaviors of intact cats, such as fighting and spraying. For low-cost spay/neuter for pets in San Diego County, contact:
You can make a difference. Together, we can save lives. Get involved today!
[Page updated June 2018]


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- Item
Clear glass bottle with a black lid and a red label. The label has Chinese characters and the English text "POISON" and "Kwong Chai Tong."
Clear glass bottle with a black lid and a red label. The label has Chinese characters and the English text "POISON" and "Kwong Chai Tong."
Ivory figurine of a Chinese man seated with an umbrella in his left hand and another object in his right hand.
Black wood rectangular box with a Chinese scene depicting three men outdoors painted on lid in gold. Hinged lid.
Wooden Chinese lute with a bamboo bow. Bow has horsehair strings but is unstrung. Located circa 1950 in a Chinese building on Carnarvon Street at the 800/900 block, odd side.
Small ceramic pot, centre opening suitable for cork. It has a light gray glaze. The pot is wrapped in a basketry cage with two handles and was possibly used for ginger. It is likely Asian, either Japanese or Chinese. The handles are long and loop ...
Green glazed ceramic hexagonal jar, 3 1/2" high. Each side of the hexagon has a different botanical form in relief. It also has a cork stopper and netting to hold the jar. Possibly a Chinese ginger jar. The bottom is unglazed.
Chinese wood carved vase stand with a 4" diameter. One piece is broken (listed as B).
Chinese vase.
Framed picture painted on silk with very heavy glass. Depicted are probably Chinese people. There is a woman in fancy dress with a hat sitting on a black pedestal. From Mary Aline Cox.
Wooden handled ink stamp with two Chinese characters.
Wooden handled metal ink stamp with five Chinese characters.
Calendar backing with a picture of a child and puppy at a window. It reads "Chong Hee Market, New Westminster."
Chinese musical instrument. It has a cylindrical-shaped body with a long thin neck and two pegs. Located circa 1950 in a Chinese building on Carnarvon Street at 800/900 block, odd side.
Wood-handled cloth brush, with a metal loop to hang. Chinese-Canadian community artefact.
Decorated Chinese porcelain soup spoon.
Decorated Chinese porcelain serving spoon (large).
Silk Chinese blue blouse with double breast overlapping front and side closure. There are five side toggles, two are in groups of two, with two at the collar, and two at the breast corner. Has been treated with moth balls.
Blue Chinese-style skirt. It has a side snap with hook and loop metal catches. Treated with moth balls.
Chinese wrap skirt. It is composed of closed pleats in brown and black with a blue edge detail band with purple flowers. Blue top band has a centre toggle opening, with ties on the ends. Treated with moth balls.
Chinese opium scales. It comes with an ivory bar for measuring weights, a plate with four strings and an oval weight with black string.
Photographs of the Chinese Benevolent Society drill team and a banner for the Chinese Benevolent Society.
Natural wood transom windows, split pane with wooden mullion with latch and hinges attached, from the New Westminster Chinese Benevolent Association building. These were reportedly the transom windows over the central hall doors.
Two ceramic spoons, of a Chinese style. The spoons are white with gold design in bowl and five inches long.
Round woven basket with three red tassels on top, a Chinese coin, and a red plastic loop handle. The basket is a dark brown colour. The basket contains three plastic bags with no numbered items. The bags contain the following: strips of lace trimm...
Porcelain bowl rim shard. It has a blue tint with dark blue decoration.


text:
for your business
Washington – House Speaker John Boehner (R-OH) issued the following statement following passage of the Senate agreement on the fiscal cliff:
"The federal government has a spending problem that has led to a $16 trillion national debt that threatens our country's future. On the day after the election, I proposed that both parties work together to avert the fiscal cliff in a manner that would ensure 2013 is the year we finally enact entitlement reform and pro-growth tax reform to begin to solve our country's debt problem.
"Now the focus turns to spending. The American people re-elected a Republican majority in the House, and we will use it in 2013 to hold the president accountable for the 'balanced' approach he promised, meaning significant spending cuts and reforms to the entitlement programs that are driving our country deeper and deeper into debt.
"Without meaningful reform of entitlements, real spending controls, and a fairer, cleaner tax code, our debt will continue to grow, and our economy will continue to stumble. Republicans stand for a stronger, more prosperous America, rich in opportunity and free of the debt that threatens our children's future. On this New Year's Day, we renew our commitment to that vision, humbled by the opportunity to serve."


text:
Packet needed a new print or packaging design and created a contest on 99designs.
A winner was selected from 26 designs submitted by 13 freelance designers.
A A6 flyer, which will be printed, is needed for up and coming hip-hop nightclub night, its for a Summer party so it much be bright, good instructions given. Winner will be picked promtly, and there will be repeat work if a relationship is built.
The Biggest Hip-Hop & R'n'B Party of the Summer
Desired Color Scheme:
Desired Style:
see above
Accepted File Formats:
psd, jpg, what ever the printer needs
A very rough template with all information can be viewed at the link below
Logos needed at at links below
HipHop.ie logo
The Vaults logo
FM 104 logo (or google fm104 for better logos)
Mobo Awards logo (just the m is needed) again google for lots of images
Again the flyer is for a Summer party so its important for the background to be bright, maybe use a sexy girl, some cool speakers, some palm trees!
What ever you think fits the biggest hiphop and rnb party of the Summer!!!


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Siri Caught Recommending The Nokia Lumia, Promptly Reprogrammed
from the first-law-of-apple-robotics dept
The Apple marketing machine has always thrived on organic media buzz. Devices like the iPad launch to such massive anticipation that whole TV news segments turn into commercials for the product, then hand off to on-the-scene reporters covering the line outside the Apple store, without the company paying a dime. Unfortunately, it seems like Apple didn't account for two things: the cold, cold heart of the Wolfram Alpha computational knowledge engine, and the dutiful messenger that is Siri.
Last week, CNET reported that iPhone users who asked Siri "what's the best smartphone ever?" (no doubt seeking reaffirmation of their consumer savviness) were told to their amusement and/or horror that the Nokia Lumia 900 is in fact the fairest of them all. It now seems like Apple engineers did some tinkering over the weekend, because Siri has suddenly changed its tune:
When iPhone 4S owners now ask Siri which smartphone is the best ever, she replies with a sarcastic, "you're kidding, right?" A reader who tipped CNET to the change said Siri will also reply with "the one you're holding" when asked the question. A CNET staffer on the West Coast also got "the one you're holding" as an answer.
Some people are criticizing Apple for choosing marketing over accuracy, and while I understand the sentiment, I don't think this is really a big deal. The original answer was based on Wolfram Alpha's aggregation of reviews, which seems to change frequently (at the time of writing, the Lumia has dropped to fourth place with an HTC phone in the lead and two iPhones rounding out the top three). This is a reasonable response if someone asks Siri what the highest reviewed phone is (and I hope it still handles that question accurately, because changing that answer would be a whole different story), but asking a computer which phone is "best" is kind of silly to begin with. "Best" is totally subjective, and it's arguably better for Siri to offer a joke answer than try to come up with a real one.
Of course, Apple still hasn't said anything about their involvement in the matter, so there is an alternative theory: Siri is evolving, and its self-propagation instincts have kicked in.
Filed Under: iphone, lumia 900, siri, wolfram alpha
Companies: apple, nokia


text:
You are downloading KissCartoon- Version 1.0
This apk is safe to download from this mirror. This is an original app file and free of any virus.
This apk is safe to download
Money Cube - PayPal Cash & Free Gift Cards
Whats Tracker
Who Viewed My WhatsApp Profile : Whats Tracker
Avee Player Templates
ZEE5 - Movies, TV Shows, LIVE TV & Originals
Fake ID Card Maker for India
Airtel TV: Live TV, Election News, Movies,TV Shows
Google Play Games
IMDb Movies & TV
Talking Ginger
Peel Smart Remote
Talking Tom Cat
Talking Tom Cat 2
Talking Ben the Dog


text:
This stylish two tone designed mixing bowl with a coloured exterior and a white interior is made of virtually unbreakable melamine, ideal for combining and preparing recipe ingredients.
Available in the key Colourworks colours, the mixing bowl can be co-ordinated with a range of other items in the Colourworks range, allowing you to mix, match and co-ordinate your kitchen in a striking array of colours.
Also available in a medium size (CWMMBOWL3GRN).
Brand: Colourworks
Out of Stock


text:
Cass Vineyard and Winery is located in the rolling, oak-studded hills between Paso Robles and Creston on California's beautiful Central Coast. This area that the vineyard calls home offers quiet serenity for the visitor and an ideal growing environment for wine grapes.
Sited due east of the "Templeton Gap", we receive the evening's cooling breezes that the west side of Paso Robles is noted for. We also rest far enough from the coast to generate the heat needed to optimally ripen the Rhone varieties grown on our 145 acre estate vineyard. Visit us to experience the best of paso robles wineries.
ReserveView Details »
Rockin' One RedView Details »
Cabernet SauvignonView Details »
Oasis RoséView Details »
© Copyright 2020 Cass Winery


text:
JUNIOR (2006-07): Recorded an 11-9 dual mark playing mostly at the top spot for the Horned Frogs... entered the Fila/ITA Collegiate Rankings on March 20 at No. 106... ended the season ranked No. 97 in singles play... defeated four nationally ranked opponents on the season, including Zach Ganger (No. 51) of Utah, James Ludlow (No. 105) of BYU and Elliot Wronski (No. 89) of UNLV... went 6-1 in MWC play... garnered all-conference honors in singles and doubles... teamed up with Kriegler Brink for a 16-4 mark playing at the No. 1 position... the duo entered the rankings at No. 23 nationally on March 20... the TCU duo defeated three nationally ranked tandems on the season... the Frog pair won 11 of their last 12 contests... Cotet notched an overall dual record of 12-2 in conference action... named MWC Men's Tennis Player of the Week and TCU Male Athlete of the Week after his performance against UT-Pan America and No. 23 Clemson... Cotet was also named TCU Male Scholar Athlete of the Month for January... compiled an 8-6 mark in singles action in the fall... reeled off five consecutive victories to move within one match of the Ralph Lauren Polo All-American Tennis Championships main draw... defeated Bruno Agostinelli of Kentucky, the tournament's No. 5 seed, 6-2, 2-6, 6-4... also recorded wins over Olexsander Kotsiuk of Oklahoma State (6-3, 6-3) and James Cluskey of LSU (6-1, 6-2) in the tournament... named TCU's Male Athlete of the Week for his efforts... advanced to the doubles quarterfinals of the Wilson/ITA South Central Regional with Radu Barbu.
SOPHOMORE (2005-06): Compiled a mark of 11-12 in singles action during the spring... defeated Oklahoma State's Juan Diaz 6-3, 6-3 on March 5... lost a tough match to No. 34 Michal Kokta of Baylor 3-6, 7-6(2), 7-6(3)... recorded five consecutive wins to open conference play... triumphed over San Diego's Mirza Koristovic 6-3, 6-2 in the opening round of the NCAA Championships... played in the No. 3 slot for the majority of the season... put together a stellar 19-6 record in doubles play... teamed up with Radu Barbu to compile an 11-1 mark... defeated Tomas Bohunicky and Artsem Burmistrau of Oklahoma State 8-6 on March 5... took a victory over Texas A&M's Matt Bain and Jerry Makowski 8-6... beat California's duo of Dean Wallace and Lennart Maack 8-5... set a mark of 8-1 in conference play... won the first round of the NCAA Championships against San Diego's Mirza Koristovic and Jonas Mouly 8-2.
Prior to TCU: Cosmin Cotet comes to TCU after spending his first season at the University of Iasi in Romania...Ranked as high as No. 13 in Romania Men's Open...Career high rank of 808 on the ATP singles tour...Career high doubles 1181 on ATP doubles tour...Qualified for the 2005 F6 Futures...Defeated Peter Taylor (AUS) 6-2, 6-1 to move to the qualifying round...Outlasted Radu-Traian Ionsecu (ROM) 6-1, 6-0 to earn his spot in the main draw...Defeated Ciprian Popa (ROM) 4-0, 4-0 in the opening round...Continued to find success in the second round with a 4-6, 6-4, 7-5 triumph over Martin Vilarrubi (URU)...Made his way to the semifinals after defeating Jorge Aguilar (CHI) 3-6, 6-4, 6-4...Suffered a defeat at the hands of Pablo Cuevas (URU) in the semis...Qualified for the 2005 Romania F18 Futures....Defeated Thomaz Bellucci (BRA) 5-7, 6-4, 6-3 in the round of 32...Followed with a 6-3, 6-0 victory over Marus Zay (GER)...Made it three in a row with a 6-0, 7-5 victory over Philipp Mullner in the quarterfinals...Made his way to the final round with a 6-3, 0-6, 2-1 DEF against Ionut Moldovan (ROM)...Fell in the final round to Teodor-Dacian Craciun (ROM) 5-7, 6-2, 4-6...Qualified for the 2005 Ukraine F2 Futures...Ousted Mark Mestan (GER) 6-1, 6-2 in the round of 64 in the qualifying draw...Took a 6-2, 2-6, 6-2 decision over Stanislav Gotman (UKR) to move to the qualifying round...Defeated Mikhail Ptukhin (RUS) 6-0, 6-1 to advance to the main draw...Partnered with Emanuel Brighu (ROM) to advance to the finals of the 2004 Romania F3 Futures...Knocked off Mandrilli (ARG)/Skenderovic (CRO) 4-6, 7-6(3), 6-1 to advance to the quarterfinals...Collected a 6-4, 6-3 over Crivoi (ROM)/Soriano-Maldonado (ESP) in the quarterfinals...Advanced to the finals after the tandem of Barbu (ROM)/Ionita (ROM) were unable to continue...Fell in the final round to the Piccari (ITA)/Piccari (ITA) team 3-6, 6-7(5)...Paired with Eden Lica (ROM) in the 2004 F16 Futures...Paired with Niklas Bucht (FIN) to advance to the quarterfinals of the 2005 F3 Futures...Defeated Ciuneta (ROM) /Tronciu (ROM) 6-4, 6-2 in the round of 16...Advanced to the quarterfinal round of the F16 Futures while paired with Angelo-Victor Niculescu (ROM)...Defeated Codos (ROM)/Ferestean (ROM) 6-1, 6-1 to move to the quarterfinals...Lost to Barbu (ROM)/Moldovan (ROM) 1-6, 2-6...Also made a quarterfinals appearance at the Romania F18 Futures...Paired with Marius Zay (GER)...Posted a 7-6(7), 6-3 victory over Calugaru (ROM)/Mullner (AUT) in the round of 16...Played successfully on the juniors tour...Qualified for the 2002 International Junior Championships of Romania...Defeated Raul Balaie (ROM) in the opening round 6-1, 6-3...Followed his impressive round one performance with a hard fought 5-7, 6-3, 6-0 ouster of Borislav Borovic (YUG)...Qualified with a 4-6, 6-3, 6-3 win over Victor-Mugurel Anagnastopol (ROM)...Bounced Filip Zivkovic (YUG) 6-1, 6-1 in the round of 32...Fell to Robert Moldoveanu (ROM) 6-7(2), 6-2, 2-6 in the round of 16...Partnered with Mihaila Colcer (ROM) to qualify for the 2001 International Junior Championships of Romania...Fell to the tandem of Babinciuc (MDA)/Ciumac (MDA) 3-6, 5-7 in the round of 16...Partnered with Dan Stan (ROM) the following year...Suffered a defeat in the round of 16 to the team of Moldoveanu (ROM)/Oltean (ROM) 1-6, 3-6.
Personal: Cosmin Cotet is the son of Dumitru and Viorica Cotet...Attended Costache Negruzzi College for grade school and high school which is regarded as one of the top institutions in Romania with more than 110 years of tradition...Also played volleyball.


text:
imagineinternet needed a new web page design and created a contest on 99designs.
A winner was selected from 31 designs submitted by 10 freelance designers.
See full project brief.
Accepted File Formats:
Layered Formats (.psd or .tiff)
Full project brief can be downloaded at: http://gowebsolutions.com/dev/mhbea…-Brief.pdf
Sorry everyone! Here is a link to the watercolor. http://gowebsolutions.com/dev/mhbea…w-Logo.jpg


text:
"Print paupers could use bailout"
P.J. O'Rourke on a bailout that could really help America.
HELLO? Bailout people? Mr Secretary of the Treasury Hank Paulson? Aren't you forgetting somebody? Like me? I'm a print journalist. Talk about financial meltdown! Print journalists may soon have to send their kids to public schools, feed dry food to their cats and give up their leases on Prius automobiles and get the Hummers that are being offered at such deep discounts these days.


text:
Setting Up File Sharing on the Parallels Small Business Panel
Using file sharing on the Parallels Small Business Panel lets users within the organization collaborate on projects. Users can also upload files to their own personal space on the server. Depending on permissions, users can upload documents to a public area that could allow customers to view documents such as roadmaps and price lists.
All users can connect to their private share and to the shared drive, regardless of permissions. If you are running the Parallels Small Business Panel on Linux, enable the Samba File Server.
To Set Up File Sharing
- Log in to the control panel and click Settings.
- Expand Advanced Settings.
- Click File Sharing Settings.
- Specify the domain name you want to use for your Web folder.
- Complete the other fields, noting the location of the file shares you are setting up.
- Click OK.
To Enable the Samba File Server
- Log in to the control panel and click Settings.
- Expand Advanced Settings.
- Click Switch On.
Note: If the icon displays Switch Off, Samba File Sharing is already enabled.
Connecting to Files on the Server
Users can manage files stored on the server by logging in to their user account on the server, or they can map a drive to the files. When they map a drive, they can manage the files as though they were stored on their own computer.
You can map a drive whether you're running Windows, Linux, or a Mac OS.


text:
Lori Mulder, who is director of human resources at Hope College, has been elected to the board as president-elect of the Michigan College and University Professional Association for Human Resources (MI-CUPA-HR).
Her service on the board will include a year as president elect, a year as the association's president and then a year as past-president.
MI-CUPA-HR seeks to promote cooperation between human resources professionals at colleges and universities in Michigan for the purpose of advancing the practice of personnel and human-resource administration in higher education. The association represents two-year and four-year public and private chartered higher-educational institutions across the state.
Mulder has been a member of the Hope staff since 1996, and has been director of human resources since 2000. She is certified as a Senior Professional in Human Resources, and is active in MI-CUPA-HR, The Society for Human Resources Management and the Lakeshore Human Resource Management Association.
From 1996 to 2000 she worked for Hope's Business Office. She holds a bachelor's degree in management from Hope and an associate's degree in marketing from Ferris State University, and is currently completing a master's degree in human resources development from Indiana State University.


text:
Please do not hesitate to contact me should you have any further queries or concerns regarding coaching. I am somewhat difficult to reach via telephone, but I do check my email daily (I also have an "overactive" spam guard). To ensure that you reach me with your concerns please contact me via both telephone and email and do not hesitate to try me again if you have not heard back from me within a 48 hour period. On that note, please do not call me repeatedly within a 24 hour period. I promise to return your call as soon as I can!
Email -email@example.com
Phone – +1 (415) 994-2887 (10am-9pm Pacific Standard Time)
Appointment Times
Vary. Please call for availability.
San Francisco, CA and Travels
si-contact-form form='1′]


text:
Lionel LeMoine FitzGerald
Canadian, 1890–1956
Abstract: Green and Gold, 1954
oil on canvas
71.7 x 92 cm
Collection of the Winnipeg Art Gallery; Gift of Mr. and Mrs. Joseph Harris
Painting, Canadian Modern (1910-1979)
Lionel LeMoine FitzGerald received national recognition in the late 1920s for his finely observed scenes of Winnipeg backyards, in particular for paintings like Poplar Woods, its composition filled with robust and sinewy tree trunks and branches. By the 1950s he had developed a more abstract style. Colleagues like Bertram Brooker and Group of Seven founding member Lawren Harris encouraged FitzGerald's modernist experimentations. Abstract: Green and Gold is in many ways a logical development in the artist's career. On the one hand it shows a careful refinement of FitzGerald's ongoing formal concern with shape, line, and plane. At the same time, while details have been eliminated, subject matter has not been completely purged. There is residual naturalism in the painting's three-dimensional illusion, and its colour and shape together hint at the earth and sky.
Gallery Hours
- Tuesday 11am-5pm
- Wednesday 11am-5pm
- Thursday 11am-5pm
- Friday 11am-9pm
- Saturday 11am-5pm
- Sunday 11am-5pm
- Closed Monday


text:
"Let me give you a word on the philosophy of reform. The whole history of the progress of human liberty shows that all concessions yet made to her august claims have been born of earnest struggle. The conflict has been exciting, agitating, all absorbing, and for the time being putting all other tumults to silence. It must do this or it does nothing. If there is not struggle there is no progress. Those who profess to favor freedom, and yet depreciate agitation, are men who want crops without plowing up the ground. They want rain without thunder and lightning. They want the ocean without the awful roar of its many waters. This struggle may be a moral one; or it may be a physical one; or it may be both moral and physical; but it must be a struggle. Power concedes nothing without a demand. It never did and it never will. Find out just what people will submit to, and you have found the exact amount of injustice and wrong which will be imposed upon them; and these will continue until they are resisted with either words or blows, or with both. The limits of tyrants are prescribed by the endurance of those whom they oppress."
~ Frederick Douglass. Letter to an abolitionist associate, 1849
Diversity of Background Provides Needed Perspective and Energy
When people embark on an organizational journey, they bring with them the social inequalities they were brought up with. No one is immune to the biases inherent in their upbringing and culture. American society divides us into status groups and attaches different values to each. Typically, white people rank higher than people of color, and the deeper the color, the lower the rank. Men have a higher rank than women, youth is valued over age, physically and mentally challenged people are marginalized, and Christians rank above other religious groups. Non-heterosexuals are seen as flawed, and poor people are treated as lesser no matter how hard they work, while people of means are admired and catered to,. Though these generalizations do not always hold, in most cases they are the norm. This is a shocking realization to confront, but it is essential to do so. These different valuations show up as personal prejudices and are woven into the fabric of our culture and organizations, as power differentials and as ways we experience and understand the world.
Organizations typically work on one or two problem areas, and understandably want to remain focused on their goals and not worry about other issues or the relationships between people in the group. However, people don't do their best when their work is discounted due to the misconceptions of others. When different backgrounds and perspectives are overlooked, an organization's effectiveness suffers. As a result, it is not as strong as it might be, less able to deal creatively with problems and less likely to succeed.
Diversity is a key factor in producing high quality work as a team. Along with differences come a variety of perspectives, which give a richer base for understanding situations and coming up with successful solutions. At the root of many institutional problems in Western culture is our history that decisions are made by a homogeneous group of middle- and upper-class white men. Today's world is far too complex to be negotiated by a homogeneous group, no matter how many credentials they posses. If our goal is a society that is just and that maximizes human potential, it is also necessary to reject the oppressive programming that ranks some groups of people higher than others.
Build Diversity Into Your Organization from the Start
Take care in developing the group that will form the core of a new organization: making contact with people beyond your own circle and being willing to spend sufficient time in the development stage can pay off in the long run. Because our culture restricts our vision, it is important to actively reach out to the community to acquire diverse opinions and perspectives. Strive to create dialogue around how the goals of the organization will change as it is enriched by a variety of people bringing new opinions to the table. Expect resistance inside yourself to this process. When we passionately wish to begin a project, we are likely to be attached to our own vision of the goals, our methods and the contribution we make. This can make it hard to open up the process and collaborate, but doing this can lead to better responses to complex issues.
If Your Organization Already Exists, Conduct a Diversity Assessment
A diversity assessment can help you to identify areas where change is needed, and to create a timeline and benchmarks against which to evaluate progress. It can be conducted at any time, but is especially relevant when your organization enages in strategic planning.
The assessment includes gathering demographic data about people who participate in the group's work at different levels: board, staff, volunteers, members and others. Gender, racial and ethnic identity are basic data used in most assessments, though your group may also want to consider age, religion, income level, sexual orientation and ability.
In addition to collecting demographic information, you may wish to ask:
- What kind of recruitment or outreach is done? Where and to whom?
- What do your organization's descriptive materials say about who you are in terms of diversity?
- How are new people in different parts of the organization oriented? What assumptions do you make about what new people need to know?
- How do people find out what is going on, formally and informally?
- What are the expectations and experiences of the different people involved?
- What do outsiders think of the organization, particularly people from groups that are not represented in it?
You can gather responses through questionnaires, focus groups, individual interviews or a combination of methods. Interviews and focus groups work best if conducted by someone who is not part of the organization. An outsider is less likely to have an axe to grind and more likely to notice what is not said as well as what is.
Analyzing the responses is as important as asking the questions. To build trust in the process, don't have existing organizational leaders perform the analysis. Get an outside guide or create a committee that is truly representative. Remember that this is sensitive information and will carry an emotional charge. Delving into diversity is exploring the shadow side of Western culture and of activist culture. Expect people to get uncomfortable and sensitive at times. The credibility of the guide, be this a person or committee, may be crucial to the outcome of the analysis.
Reporting back to the people who participated is also very important. This allows the process of change within the organization to begin, and demonstrates that the leadership takes the assessment process seriously.
Agree to be Honest without Calling Each Other Names
Many organizations have slowed down their progress on diversity by creating a culture in which name-calling is tolerated. Using terms such as "racist," "sexist" and "anti-Semitic," even when accurate, insults people without addressing the undlerlying problems. Of course people in the group are likely to be racist or sexist - the culture has conditioned us to be that way.
To further complicate matters, most people who have experienced oppression have internalized the messages, and name-calling is one way to avoid dealing with low self-esteem. There can be a feeling of righteous satisfaction - however fleeting - when we've labeled someone else with an attitude that we also share inside.
Create Identity Groups to Support Your Group's Work on Diversity
Bringing together groups of people who share the same identity can give people a chance to compare notes with others, to explore their emotions, and to think about how to bring about change. An identify group can also provide a safer place in which to deal with problems between people in the group.
Identity groups should be flexible enough to recognize that each individual represents a complex set of identities. An organization which acknowledges the variety of "oppression/liberation issues" will learn valuable lessons.
Healthy identity groups are places where people can grow and recognize their strengths and weaknesses. They are not for complaining or blaming, which can become an exercise in powerlessness. Organizations should consider allocating the resources needed for identity groups, such as time, readings, and access to training or work with a consultant.
Instead of Feeling Overwhelmed, Try Collaboration
Collaboration can lead to connectedness and mutual support between organizations working on different issues, or on similar issues from different angles. Collaboration can strengthen the work of each group and help to create a more just and caring world. For example, the cause of anti-racism could be furthered by collaborative neighborhood projects involving churches with different racial identities, or by the active support of a white educational advocacy group working with a Latino parents group in their children's school. The white groups in these examples can help these efforts succeed by:
- Making a serious effort to educate themselves about the worldview and conditions of members of the other groups.
- Learning about the dynamics of institutionalized racism.
- Remembering to ask what form of support would be most helpful.
- Refraining from telling the other groups what to do.
If they do not do these things, the collaboration is likely to be experienced as another example of white paternalism. Similarly, the members of a predominantly white organization can make it much more likely that their group will successfully change into a multiracial organization by taking responsibility for understanding the realities of other groups, as well as by acknowledging the ways in which they themselves have been affected by racism.
Don't Expect Overnight Transformation
Most of the oppressions we experience have taken hundreds, or even thousands, of years to root themselves, so it may take more than a few months to overcome them. Building trust takes time and involves risk on everyone's part, especially when old power relationships have to be rearranged and new behaviors learned. Patience and perseverance is required. Mistakes will be made on all sides; rather than defending them, try to acknowledge them, apologize to those whom they have affected, and figure out together how to do better in the future. Diversity is the practice of valuing the unique strengths and perspectives that people bring from their backgrounds. Like the other goals our organizations work towards, it is worth the struggle.
Additional Resources:
- Looking for more information about how to get started? Check out this great website: "Organizing for Power, Organizing for Change"
- Or this book, downloadable as a PDF (for purchase) here: https://www.trainingforchange.org/publications/grassroots-nonprofit-leadership-guide-organizations-changing-times


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Attorney General plans media availability following budget meeting in Yuma on Friday
|May 15, 2003
|Attorney General Terry Goddard
|Media Availability
|City Council Chambers
One City Plaza
Yuma, AZ
|Friday, May 16, 2003
Following testimony
Attorney General Terry Goddard will be available for media questions following his testimony during budget hearings at the Yuma City Council Chambers. He will be talking about the impact of the budget on the Attorney General's Office…and how that affects the state and local communities.
If you'd like to schedule time to talk one-on-one with the Attorney General, please call Dianna Jennings at (602) 542-8019.


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Johnston has embraced suburban development, but nonetheless is notable for its colonial farmhouses. Major industry and shopping cover large parts of the town, surrounded by a variety of neighborhoods.
The real estate data on this web site comes in part from the IDX Program of the State-Wide Multiple Listing Service, Inc. The IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright© 2020 State-Wide MLS, Inc. All rights reserved. Data last updated 01/21/20.
LISTING AGENT: Pat Murphy Group


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Identity management tool reinforces BYOD policy tailored to user needs
When it became clear she needed a BYOD policy, Dell Software CIO Carol Fawcett took a people-first-plus-tools approach that paid off.
Two years ago, when it became clear the trickle of personal devices entering Quest Software from the executive level would soon become a deluge from all fronts, CIO Carol Fawcett had to act. The same story was playing out at enterprises everywhere: It started with a few high-level executives wanting to use the iPad they got for Christmas at work. Soon, everyone from accounting to sales wanted -- "needed" – to use their own devices on the job.
In the face of this mobile device explosion, Fawcett decided that devices should be a secondary consideration in formulating a bring your own device (BYOD) policy. Instead, she focused on the real needs of employees. By putting people first, she came up with a strategy that not only pleased employees, but also made them more productive and kept company information secure. In the first part of a two part SearchCIO.com Q&A, Fawcett, who became Software CIO at Dell Inc. after it acquired Quest Software in September, talks about how she made it happen.
What was the tipping point for you on creating a BYOD policy?
Carol Fawcett: We saw the number and the variation of devices coming in, and knew if we continued to chase the devices, it would be a chasing-your-tail-type scenario and we'd never be in a winning situation. That's when we said, 'OK, let's stop the madness with the devices and turn this into what it should be: giving users access to applications and data that they need in order to get their job done.'
If we continued to chase the devices, it would be a chasing-your-tail-type scenario and we'd never be in a winning situation.
Carol Fawcett,
software CIO, Dell Inc.
That's how it morphed from a device conversation into an 'access and management for the specific individual' conversation, recognizing that regardless of what device they're going to use, the same security should apply as if it is sitting on our network.
How did you get started on this employee-focused BYOD policy?
Fawcett: First thing, we stepped back and said, what kind of situation are we in? How much of an issue do we have here? We needed to do some discovery work to figure out that we were even having this issue. That was part of step one -- the recognition that people are bringing devices into the environment, attempting to hook to our corporate network versus a guest network, and attempting to hook to the corporate network via their username and password when they shouldn't be. We used our own product, MessageStats, to figure out what kind of devices were in the environment and who was using them, and then we started categorization of end users.
How did categorizing end users help?
Fawcett: You could start to see, for example, [that] the salespeople seem to be bringing in a lot of tablets. With the accounting people, it looks like they're very happy with what we give them, but some also want to work from home. Then you have [the general population of employees], and pretty much every one of them wants to have email sent to a smartphone so they can be online anytime, anywhere. So, discovery was step one; understanding the roles and who fell into those roles was step two.
Once you knew the roles, what did you do with that information?
Fawcett: We could start attacking what kind of technology we needed to apply against this in order to make sure people have access via that right device. So, for example, the sales reps with tablets -- most of their applications were already Web-enabled; what we needed to do was give them a nice clean portal. Then we thought, what other applications and what other types of users would benefit from a portal? And so, we started to go down that path of categorizing and then associating people with the right means of access.
Read more about BYOD policies
Are CIOs wasting time managing BYOD policies?
IBM CIO experiments with role-based management, BYOD
How the CIO should prioritize BYOD policy, mobile innovation
The portal serves up only what you personally should be able to gain access to via your network login and password, and once you double-click on that application, you have access to only that application. We used that for mergers and acquisitions because in an acquisition situation, you don't have time to go to the newly acquired organization and figure out its network scheme and what kind of virus protection it has, et cetera, but you also don't want to wait to bring them into their new environment.
We gave that tool to the rest of the employee base for pretty much the same reason. We don't know what they're going to use at home or on their tablets or whatever kind of hardware they're choosing to access the application, but since these are Web-based applications, why not let them come in anytime, anywhere and on any device? That worked out great for that type of population who were going to access these Web applications.
How did you deal with employees who needed access to more than Web-based apps?
Fawcett: So, we looked at high-power users who need to be able to do a lot of content management and can't just use a tablet. They need something more powerful, they're a bit mobile. What we needed to do is make sure that the laptop, whether personal or corporate-owned, had that kind of access and that power without pulling that data down onto the device itself. So, that's where we stepped back and said, 'We need these folks to have desktops, but they can't be a physical desktop that they walk around with. Instead, how about a desktop in the data center? How about more of a VDI [virtual desktop infrastructure] approach, where they have the power and applications they need but they're just not pulling the data down?'
The final group consisted of people who were happy with a PC on their desktop and who were just going to be doing data entry. For them, there were two paths we could go down: We could say they're out of the [BYOD] program altogether, or we could gain some cost efficiencies by putting their desktop in the data center. This means you're not buying expensive desktops, you know it's backed up and you've got DR [disaster recovery] in place.
What was the last piece to tie the BYOD policy together?
Fawcett: All of it goes back to the identity and access management piece, which for us goes all the way back to Active Directory where all the employees live. Their roles are defined there, it's automatically provisioned out of our HR system using our identity management solution, so we know exactly when a new hire is coming in and who is their manager for workflow and whatnot. Then, on the day they leave, we make sure they're cut off. It's a nice closed loop.
In part two of this interview, Fawcett talks about some of the organizational and resource requirements needed to build a strong BYOD policy, as well as the benefits she's seen and why she thinks CIOs need to be involved in the process.
Let us know what you think about the story; email Karen Goulart, Features Writer.


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Off-Campus Link:
Brief Description:
Full text of nine major American papers
Full Description:
Newspaper archive offering full-text and full-image articles for significant newspapers dating back to the 19th Century. Every issue of each title includes the complete paper-cover-to-cover, with full-page and article images in easily downloadable PDF format. Newspapers included are; Atlanta Constitution (1868-1945,) Boston Globe (1872-1927,) Chicago Defender (1905-1975,) Chicago Tribune (1847-current,) Christian Science Monitor (1908-current,) Los Angeles Times (1881-current,) New York Times (1851-current,) Wall Street Journal (1889-current,) and Washington Post (1887-current.)
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Tickets to your hometown music venue. The OFFICAL BLUESTONE TICKET BOX OFFICE for Columbus Ohio Concerts.
Get Tickets to The Bluestone and never miss your favorite artist again. Tickets From country and electronic to R&B and hip hop. THE Bluestone brings quality entertainment to the stage every time. We're working hard to bring you the best music and special events in Columbus, Ohio. Keep an eye on our tickets and events calendar and check back often for concert updates. Just click on an event to purchase tickets.
Buying tickets on the Eventbrite app is quick and simple. Register for event with just a few taps, and you'll receive a confirmation email when your order is completed successfully.
Please note: You may view some events on the app that are not ticketed by Eventbrite. The ticket purchase flows for those events may differ from the description below.
Eventbrite takes the security and privacy of your billing information seriously. All online payments are processed over a secure connection using a PCI-compliant gateway. If you prefer an offline transaction, learn how to buy tickets without using a credit card.
Tickets to The Bluestone
"Following the recent news that multi-award-winning country star Lauren Alaina is a contender on this season's "Dancing with the Stars," the platinum-selling singer's That Girl Was Me Tour scheduled for this fall is shifting to a January start date. The That Girl Was Me Tour originally scheduled at The Bluestone on October 3rd 2019 is being rescheduled to February 1st 2020. " If you have already purchased tickets, those tickets will be valid for the new date.
Lauren Alaina LIVE at The Bluestone on February 1st, 2020
Opening Artist: Filmore
Doors for the show will open at 7pm
Tickets are $20
This is an All Ages Show
Tickets on-sale NOW
Georgia native Lauren Alaina captured America's hearts when she competed on Season 10 of American Idol. In 2017, Lauren followed up her No. 1 debuting first album, Wildflower, with the release of the critically-acclaimed Road Less Traveled. The album landed on multiple end-of-year "Best Of" lists including Billboard, Rolling Stone and Amazon, and it became the top-streamed female country album release of the year. Praised as "full of life lessons and uplift" (PEOPLE), the collection of 12 songs all written by the young star includes Lauren's first No. 1 hit, title track "Road Less Traveled."
The "sassy Southerner with killer pipes" (PARADE) has shared the stage with superstars including Alan Jackson, Carrie Underwood, Luke Bryan and Martina McBride. Lauren recently joined Cole Swindell on the Reason to Drink Tour and is currently on tour with Jason Aldean for this summer's High Noon Neon Tour.
LANCO will be performing live at The Bluestone on Saturday, February 15th, 2020
Doors for the show will open at 7pm
Opening Artist: Tyler Rich
Tickets are $20 in advance and $25 day of show
Tickets on-sale Friday, November 1st at 10am
Country-rock band LANCO — which stands for Lancaster & Company — were formed in 2013 by namesake and frontman Brandon Lancaster. Hailing from Georgia, Tennessee, and Kentucky, the quintet members included drummer Tripp Howell, guitarist Eric Steedly, keyboardist Jared Hampton, and bassist Chandler Baldwin. Crafting feel-good country anthems tinged with classic rock and blues edges, LANCOgot their start after a chance meeting between Lancaster and producer Jay Joyce (Eric Church, Little Big Town) at a Keith Urban concert. Joyce signed LANCO to his publishing company and produced their eponymous debut EP. The band signed with Sony Music Nashville imprint Arista Nashville in late 2015. Their second EP, Extended Play, was released in early 2016. It contained three of the same songs as their debut, exchanging "High" for newer track and lead single "Long Live Tonight," a pop-infused country song with a Kings of Leonundercurrent. In 2017, their song "Greatest Love Story" was also featured as the theme for the Netflix series The Ranch, and this placement helped break the band, with the single reaching Billboard's Hot Country Songs Top Ten. Hallelujah Nights, the band's long-awaited full-length debut, appeared in January 2018. They returned the following year with the single "Rival."
Matt Stell will be performing LIVE at The Bluestone on March 20th, 2020
Doors for the show will open at 7pm
Opening Artist: Chris Bandi and Ray Fulcher
Tickets are $15 in Advance and $20 day of show
Tickets on-sale Wednesday, November 20th at 10am
"I just try to be as real as possible," says "Prayed for You" hit maker Matt Stell. "Just trying to tell some kind of truth is the hallmark of what I do."
Coming from a true singer-songwriter like Stell, that's not really an Earth-shattering statement. What makes it interesting, though, is the wealth of experience he has to pull from. A renaissance man in modern country, Stell is both an artist and an athlete, a soulful Southern vocalist and a worldly wayfarer. He's a deep-thinking academic and a live-for-the-moment dreamer. And he's a writer whose passion for the page is only equaled by his addiction to the stage.
Maddie and Tae LIVE at The Bluestone on April 16th, 2020
Opening Artist: Avenue Beat
Doors for the show will open at 7pm
Tickets are $15 in Advance and $20 Day of show
Tickets on-sale Friday, January 17th at 10am
Maddie & Tae first broke out in 2013 with their PLATINUM-selling "Girl In A Country Song," and the full-length that followed made good on the single's glinting promise. Released in 2015, the whip smart Start Here cast a side-eyed glance at the high school cafeteria crowd—then just teens, it was a world they still knew well—and burned with the desire to break out, move out, and set the world on fire.


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You've no doubt heard about Britain's phone hacking scandal that brought down the 168-year-old News of the World tabloid and led to the arrest of its former editor Rebekah Brooks and the resignation of at least two high ranking British police officials. Brooks along with News Corp. CEO Rupert Murdoch and his son James Murdoch testified about the scandal before House of Commons committees on Tuesday.
Officials at News Corp have admitted that detectives working for the company broke into the voicemail systems of several people to gain access to their messages.
You don't have to be rich or famous to be a phone hacking victim. The tabloid newspaper reportedly went after crime victims and relatives of killed service personnel. Unethical journalism aside, it can also happen to someone involved in a messy divorce, a civil suit or as corporate espionage.
There are several methods for phone hacking including using default personal identification numbers (PINs), using services to spoof your phone number, using social engineering to talk a phone company into giving you a user's PIN number or planting malware on a phone.
Default PIN numbers
The use of default PIN numbers is easy to do and easy to thwart. Most phone mail services assign a default PIN number to each account such as 1111, 0000 or 1234 so users can get started. As part of the phone mail set up process, users are invited to change the PIN, but a lot of people don't bother. So, rule number one is change your PIN number to something that's not easy to guess like a consecutive string of numbers, your birthdate or the four digits of your phone number.
Caller ID Spoofing
Another relatively simple method of phone hacking is to use a spoofing service that makes it appear as if the hacker is calling from the phone he or she is trying to break into. As a convenience feature, many phone mail services allow you to avoid having to type in a PIN every time you check your mail as long as you call from your own phone. But these easy to find spoofing services can make it look as if the hacker is calling from your phone so rule number two is to make sure your phone requires a PIN each time you check your voice mail.
There is also the possibility of malware being used to infect a smart phone. There have been cases of malware on Android phones that give the attacker complete control over the phone, so it is quite possible for a piece of malicious software to access your voicemail as well as your contact list, calendar or even your physical location.
Social engineering
I'm not sure what to say about social engineering since most cases involve the hacker calling the phone company and posing as the subscriber. We have a right to expect that companies have good security processes in place which make it possible for legitimate users to recover a password or PIN without making it possible for unauthorized access. Companies need to use positive measures to make sure they're speaking with the right persona and use extra precautions such as sending the PIN # to the phone itself (via text) so that -- at the very least -- you have to have physical possession of the phone to get the information.
Avoid secrets on your phone
Finally, it's a good idea to encourage people not to leave highly confidential messages on your phone. Sure you have the right to privacy but, unfortunately, if someone is determined to break into your voice mail, there are ways to do it despite your efforts to stop them. So, as a precaution, don't use cell phones for secret communications or messages.
Larry Magid blogs at LarrysWorld.com and SafeKids.com.


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Our Sustainability Initiatives
Quark Expeditions is profoundly committed to environmentally responsible tourism.
As a long-time, active member of both the International Association of Antarctica Tour Operators (IAATO), and the Association of Arctic Expedition Cruise Operators (AECO), Quark adheres to stringent guidelines designed to ensure the Polar Regions remain pristine for generations to come.
Our Sustainability Initiatives
- We were the first operator to offer inclusive CarbonNeutral® voyages on the Ocean Diamond
- Quark's flights on the Antarctic Express Fly-Cruise program are carbon offset and help the conservation of 38,000 hectares of native forest in the Magallanes region of Chile
- All Quark team air travel is carbon offset
- Our vessels burn Marine Gas Oil (MGO) – a clean burning fuel with a low emission factor
- Quark conforms to all international regulations/policies governing disposal of waste at sea
- We serve only sustainable seafood
- We use eco-friendly laundry chemicals & cabin amenities
- We provide every passenger with a reusable water bottle
- We use only recycled, acid-free paper onboard and limit paper use
- We use recycled paper and acid free inks in the manufacture of our brochures
Our Charitable Work
Quark has been a proud ambassador of the Polar Regions since 1991. Thanks to our passengers, Quark's onboard auctions have raised an average of $150,000 each season for charities dedicated to sustainability and conservation in the places we visit.
This year, Quark will support the following charities:
Polar Bears International
Polar Bears international is dedicated to the worldwide conservation of the polar bear and its sea-ice home through research, education, and stewardship.
Clean Up Svalbard
The governor of Svalbard, through Clean Up Svalbard, enlists the aid of tourism companies like Quark Expeditions to collect refuse from beaches and wilderness areas.
Underwater Bait Setter
The Underwater Bait Setter is a project designed to deliver a new piece of fishing equipment that sets longline hooks underwater to prevent seabird by catch. The BS30 is the first device of its kind in the world. It has the potential to solve the seabird by catch problem in longline fisheries once and for all.
Penguin Lifelines
Penguin Lifelines is a project run by Dr. Tom Hart researching the threats to Antarctic penguins. Done in collaboration with Oxford University, ZSL, Oceanites, Stony Brook and Woods Hole Oceanographic Institute, long-term monitoring is being used in the field, along with a genetic analysis of penguin feathers, to get a complete picture of how populations are changing.


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Related Products
Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut ea commodo consequat. Ut enim ad minim veniam, quis nostrud exercitation.
2. Expression Phase – after milk flow or "let-down" starts, babies breastfeed with a slower, deeper suck, bringing out more milk faster.
When the Symphony message reads, "invalid card" it could mean that the card in the pump is not the correct program card; the card could be damaged or the card is not inserted correctly.
Unplug the pump and remove the card. Check the card to make sure it is the correct card and also check for damage. Replace if necessary. Make sure the card is inserted in the direction of the arrows and the arrows are visible.
Plug in the pump and press the let-down button and the power button at the same time. Hold for several seconds and release. Try the pump again. If this does not correct the problem, the pump would need to be sent back the rental station for return to Medela.
The Symphony automatically shuts off after 30 minutes with both battery and electric operation.
Use the individual setting and press the "let-down" button to directly use the expression mode.
Yes, the Symphony Protective Membrane can be boiled without harm.
If the Symphony cover pops up while you are pumping, it may be due to an obstruction in the tubing.
The button all the way to the left is the on/off button. The knob in the center of the unit controls the suction and speed. The button all the way to the right is the "let down" button. This button interrupts the first phase (stimulation phase) so you can go right to the expression phase without waiting for the 2 minute stimulation phase to end.
Whether your product instruction manual is lost, ripped, or covered in spit–up — We always have it available for you here.
Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut ea commodo consequat. Ut enim ad minim veniam, quis nostrud exercitation.


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Chuck Schumer Endorses Hoover Plan
On Meet the Press last Sunday, Sen. Chuck Schumer (D‑NY) said
Those on the hard right say, "Cut government spending, let's go back to the old Reagan days." Well, the last president who did this when we were in this type of situation was Herbert Hoover. Herbert Hoover said the government should do nothing when we were in a recession, not a depression. We did nothing and it related [sic] to a depression.
Reality check: Did President Hoover cut federal spending during the recession that became a depression? Not by a long shot.
Source: OMB
Federal spending was $3.1 billion (those were the days!) in 1929, the year Hoover took office and the stock market crashed. It rose modestly for two years, then shot up in 1932. It dropped a bit in nominal terms in 1933, though deflation meant that the real budget increased. Then, presumably reflecting Roosevelt's policies, it shot up again in 1934. In real terms, the federal budget was almost twice as high after Hoover's four years as it was when he took office.
President Bush, President Obama, and Senator Schumer are all supporting Herbert Hoover's failed policy of increasing spending to fight recession. Let's hope they don't have the same results and turn a recession into a Great Depression.
Cato adjunct scholar Ilya Somin dissects the "Herbert Hoover did nothing" fallacy at Volokh.com.


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Macro Drive Receives Best on Test with Triathlon Magazine
"The design and finish of the Macro Drive oozes quality. Simple tubular shape very pleasing to the eye and touch. The silicon band and clasp bracket is easy to use and secure. At full whack it pumps out a very usable 300 lumens, combining a good powerful spot with a wide and even floods enough for high-speed training on unlit roads and has the bonus of side visibility.
On this power you'll get 3hrs of burn plenty for winter training. The large top-mounted rubber button doubles as a power indicator. You can also get a helmet mount to increase its versatility.
A high-quality and top-performing light for a bargain price!"