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of microfinance institutions by email.
Outstanding articles, news stories, and achievements are regularly highlighted with
captivating photos and media. Sign up today.
Media Elements
VisionFund Tanzania is part of World Vision Family and a member of the VisionFund International network. VisionFund Tanzania provides microfinance products and services to those of limited means in a way that is honoring to the Lord. We are currently the 4th largest and fastest growing microfinance institution in Tanzania.
Our Vision for every child, life in all its fullness; Our prayer for every heart, the will to make it so
Our Mission is to "be a provider of financial products and services, and the related training that meets the needs of low income families and communities in a way that is honoring the Lord."
VisionFund Tanzania started its operations in 1996 and was known as SEDA. In 2014, VisionFund Tanzania was regulated as a Microfinance Bank by the Central Bank of Tanzania. Our goal is to provide financial services and products that meet the needs of low income families and communities in the way that is honoring to the Lord.
With a slogan, "Together in Christ, together we build," VisionFund Tanzania believes in building brighter futures for children, empowering families to create incomes and jobs and also unlocking the economic potential for communities to thrive.
We offer loan and saving products, where our clients are encouraged to save and borrow carefully for investment. We focus on providing foundational training, including subjects like financial literacy, business basics, life skills and an empowered worldview.
VisionFund Tanzania provides its financial services using VisionFund Tanzania Vap - a Cashless Mobile Banking Platform that enables people to receive, pay back loans and save. We have also developed a tablet-based solution that will make internal processes, including the loan saving account application processes, paperless. This system also has GPS mark and biometrically tags all clients and internal transactions to reduce opportunities for fraud.
With an estimated population of 45 million, Tanzania is one of the largest countries in Africa but also one of the poorest with around 33% of her population living below the poverty line. Around 46% of Tanzanians do not have access to clean water and over a third of children are malnourished. The infant mortality rate is 76 per 1000.
The Tanzanian economy depends heavily on agriculture, which accounts for almost half of GDP and provides 65% of exports. The main agricultural products are coffee, sisal, tea, cotton, cashew nuts, tobacco and cloves.
Tanzania is a beautiful and resource-rich country with a per capita GDP of roughly $1.47 per person per day. It is blessed by a stable political environment and is home to three of the world's great natural treasures:
Chief Executive Officer - Cosmus Kowuoche
Deputy Chief Executive Officer - Joyce Temu
Director of Operations - Shukrani Mbena
Director of Finance and Administration - Neema Nyangaramela
Director of IT - Marco Salim
Risk Manager - Rogathe Godson
Human Resources - Margareth Humphrey
Internal Auditor Manager - Emmanuel Shee
©2014 World Vision International. All photos are the property of World Vision.


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There are reports that the Rangers are "in" on Carl Crawford. It would be more accurate to say the Rangers have "kicked the tires" on Crawford and are far more "in" on [Paul] Konerko.
The Rangers like both players. Who wouldn't.
Konerko is simply the better fit for the Rangers right now, club officials believe.
He is a right-handed hitting first baseman who could also DH. He would be a perfect match for Mitch Moreland at first base. Moreland hits left-handed and can also play the outfield. …
December 4, 2010
Rangers like Paul Konerko (and like him more than they like Carl Crawford)
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text: Too sick to attend school in person, but perfectly able to participate with a robot's help. AP Photo/David Duprey February 16, 2017 How robots could help chronically ill kids attend school Veronica Newhart, University of California, Irvine and Mark Warschauer, University of California, Irvine Students with chronic illness often get only a few hours of education a week. Telepresence robots could let them participate fully in classroom and school activities.


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Program Overview
LDWF licenses a statewide network of nuisance alligator hunters (approximately 65 hunters) to capture nuisance alligators. We receive more than 2,200 nuisance alligator complaints annually. Approximately 3,000 nuisance alligators are harvested and an additional number of smaller sized nuisance alligators are relocated annually. The nuisance alligator program continues to strive to minimize alligator and human conflicts.
What is considered a nuisance alligator?
Not all alligators are considered nuisance alligators. The mere presence of an alligator does not qualify it as a nuisance, even if it is located in an unexpected place. Most alligators, if left alone, will move on. Alligators less than 4 feet in length are naturally fearful of humans and are generally not a threat to pets, livestock or humans. Alligators at least 4 feet in length that present a threat to pets, livestock or humans are considered "nuisance" alligators. The following information should help you determine if an alligator may pose a threat to you, your pets/livestock or your property. If, after reading the following, you determine that an alligator is a "nuisance", please see "How can I report a nuisance alligator?" below.
Determine Whether an Alligator is a Nuisance
Some of the following information was taken from the "If You See an Alligator…" portion of the Texas Parks and Wildlife Department's website.
- If the alligator is not approaching people or otherwise posing an obvious threat, wait a few days if possible - even up to a week - before contacting LDWF. In spring and summer, alligators are moving to breed or find new habitat. Most of the alligators moving around are smaller ones that have been pushed out of their normal habitat by larger alligators. Usually, these smaller alligators will move further on in a week or two.
- If you hear an alligator hiss, it's a warning that you are too close.
- Alligators have a natural fear of humans and usually begin a quick retreat when approached by people. If you have a close encounter with an alligator a few yards away, back away slowly. It is extremely rare for wild alligators to chase people, but they can run up to 35 miles per hour for short distances on land. Never make the mistake of thinking that an alligator is slow and lethargic. Alligators are extremely quick and agile and will defend themselves when cornered. A female protecting her nest might charge a person who gets close to the nest, but she will quickly return to the nest after the intruder leaves.
- It is not uncommon for alligators to bask along the banks of a pond or stream for extended periods of time. These alligators are usually warming their bodies; they are not actively hunting. Often, a basking alligator may be seen with its mouth open; this is a way to cool its body temperature down, since alligators do not pant or sweat. An approaching human should cause these alligators to retreat into the water. (In some cases, the alligator may be protecting a nest - see below.) However, an alligator may be considered a nuisance if it leaves the banks of the water body to spend time near homes, livestock pens, or other structures.
- If you walk near the water and an alligator comes straight toward you, especially if it comes out of the water, it is definitely a nuisance alligator that needs to be reported to LDWF. In many cases, these are alligators that have lost their fear of humans. This can be caused by feeding alligators (intentionally or unintentionally) or other reasons.
- If you see an alligator while walking a pet make sure that your pet is on a leash and under your control. Your pet will naturally be curious, and the alligator may see it as an easy food source. Alligators have a keen sense of smell. In areas near alligator sightings, it is wise to keep pets inside a fenced area or in the house for a few days, during which the alligator will often move on.
- If you see an alligator in a roadway, yard or other unexpected place, DO NOT attempt to move it! It is not only illegal for the general public to handle or possess alligators but can also be dangerous.
- If you see a large alligator in your favorite swimming hole or pond, do not swim with it. Although alligator attacks in Louisiana are rare, it can happen. The "attack" reports in Louisiana are usually more accurately described as "encounters." As with all outdoor activities, realize that wildlife encounters are a possibility.
- It is not uncommon for alligators to pursue top-water fishing lures or floats (bobbers, corks), and this activity does not constitute a threat to humans. As with fish, alligators are attracted to these lures because they mimic natural food. Most alligators can be easily scared away from boats or fishing lures. However, alligators that repeatedly follow boats, canoes, or other watercraft, and/or maintain a close distance without submersing may be considered nuisance alligators.
How do I report a nuisance alligator?
Anyone experiencing problems with nuisance alligators may contact any LDWF office to make a nuisance alligator complaint. The office will record pertinent information and supply you with a nuisance alligator complaint number and the name and contact information of the nuisance alligator hunter for your area. You will then contact the nuisance alligator hunter and provide him/her the necessary information. The nuisance alligator hunter should respond within 24 hours (less in an emergency situation). In most cases alligators less than 4 feet are not considered a nuisance or threat to welfare of pets, livestock or humans.
DOs and DON'Ts for Living with Alligators
Some of the following information was taken from the Texas Parks and Wildlife Department's website, adapted from "Living with Alligators,"(Florida Fish and Wildlife Conservation Commission).
Don't - kill, harass, molest or attempt to move alligators. State law prohibits such actions, and the potential for being bitten or injured by a provoked alligator is high.
Don't- allow small children to play by themselves in or around water.
Don't- swim at night or during dusk or dawn when alligators most actively feed.
Don't- feed or entice alligators. Alligators overcome their natural shyness and become accustomed or attracted to humans when fed.
Don't- throw fish scraps into the water or leave them on shore. Although you are not intentionally feeding alligators, the end result can be the same.
Don't- remove any alligators from their natural habitat or accept one as a pet. It is a violation of state law to do so. Alligators do not become tame in captivity and handling even small ones may result in bites. In particular, never go near hatchling/young alligators or pick them up. They may seem cute and harmless, but the mother alligator will be nearby, and will protect her clutch for at least two years.
Do- call your local LDWF office if you encounter a nuisance gator that has lost its fear of people.
Do- closely supervise children when playing in or around water.
Do- use ordinary common sense and precautions. Swim only during daylight hours.
Do- inform others that feeding alligators creates safety problems for others who want to use the water for recreational purposes.
Do- dispose of fish scraps in garbage cans at most boat ramps or fish camps.
Do- enjoy viewing and photographing wild alligators from a safe distance of at least 50 feet or more. Remember that they're an important part of Louisiana's natural history, as well as an integral component of many wetland ecosystems.


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I'm unfortunately working with rather thick headed clients who insist they need a "form" to fill out instead of the normal WP WYSIWYG Post editor. I tried to tell them that they could hide the parts that were confusing them, but apparently that won't work. Is there any way to create a simple 4 line form, in the admin panel, that creates a post with the content from those 4 lines? Any existing plugins I could use to do this?
I've already tried a custom post type but the "large box" for adding content is apparently too hard to grasp because they keep wanting "lines" in a form.
I just need the output to be consistent. A simple post, something like:
Item: whatever they type
Amount: whatever they type
Model: whatever they type
Description: whatever they type
They can't handle writing the word "Item" themselves, and want a form to do it. Essentially, that's what I'm dealing with.
Anyone have any ideas?


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Latest News
Jaime Botin, part of the Satander banking dynasty, had been caught transporting a Picasso painting on his 67-meter sailing yacht Adix back in 2015. Now Madrid courts have fined the Spanish billionaire for €52.4 million and sentenced him to 18 months in prison.Botin, an active art collector, purchased Picasso's "Head of a Young Woman" painting back in 1977 for his collection. In February 2013, he tried to sell the painting at a Christies' auction in London but the art work couldn't leave Spain at their culture ministry's decision.Spain has some of the strictest laws when it comes to national heritage. According to them, any work of art over 100 years old that is considered culturally important in the view of their culture ministry can be deemed a national treasure, requiring its owner to get a permit in order to transport it out of Spain. Botin's permit was denied back in 2012.In 2015, Botin, according to Bloomberg, had his driver transport the painting from his Madrid home to Valencia where his 67-meter sailing yacht Adix was docked. When setting sail in June 2015, her captain didn't include the artwork on the list of onboard items. Soon after it set sail for Corsica, from where Botin had chartered a jet to ferry it to Geneva where he intended to keep it according to the publication.Tipped off that Botin's permit for the export of the Picasso hadn't gone through earlier, they inspected the yacht and found the painting in the captain's cabin.Adix itself is currently in Australia, finishing up her refit programme at the yard Brisbane. The yacht is set to remain in the South Pacific up to the America's Cup in Auckland in 2021. The painting found onboard the yacht in 2015 had an estimated value of $27 million, with experts saying it could now be even more. It has since become the property of the Spanish State.With a net worth valued by Forbes at $1.7 billion, Jaime Botin is the largest shareholder of Spanish bank Bankinter and a member of Spain's most prominent banking families. His great grandfather had founded Spain's largest bank, Santander.
January 18, 2020
Richard Matthews, original founder of Oyster Yachts, has returned to its board as a non-executive director. This follows Richard Hadida buying the company in 2018. Matthews had founded the sailing yacht manufacturer back in 1973.Oyster Yachts built its first 32ft sailing boat in 1973. From there it gradually extended its range of sailing yachts finding its sweet spot in 56ft to 125ft units designed by Robert Humphreys. In 2008 the company was sold to private equity firm Balmoral Capital for £70 million, before the firm disposed of it to HTP Investments for £15 million in 2012.Following a failure of the internal hull structure on Polina Star III, an Oyster 825 model, which led to the yacht sinking in 2015. This led to a recall of 4 other units and a dent in the builder's cash flow despite a £83 million order book in 2017. The following year, the company went into administration, before being purchased by Richard Hadida.Hadida is mostly known for founding Evolution Gaming, a company that powers most online casino games and currently trades on the Swedish stock market with a market cap of near €5 billion. His fried, yacht owner and automotive mogul Eddie Jordan was formerly also involved in the takeover bid with Oyster but later backed out."It is hugely important to me personally that the founder of the brand [Richard Matthews] I hold so close to my heart has given it his seal of approval by joining our board." Hadida explained. "Having restored the company to its former glory with the support of a fantastic team – from talented craftsmen to dedicated management – this feels like confirmation that Oyster is once again synonymous with quality and excellence, just as it was when Richard founded it back in 1973".
January 18, 2020
Turkish shipyard Numarine has announced the sale of 5 yachts from its XP series, bringing the total in the series up to 10. Four of these will be 26-meters in length and one 32-meters."These achievements indicate the relevance and popularity of the series" commented Numarine founder Omer Malaz. "We are very pleased that five more international customers will be able to experience what high quality and impeccable Numarine style are."All built on the same platform with identical layouts, the four 26XP yachts will feature a spacious flybridge, a main salon on the main deck and 4 guest cabins on the lower deck. Interior designs and finishes will be customised to the owner's tastes.The only substantial difference between the units will be the hulls, with one of them being semi-displacement with MAN engines of 1,200hp each, whilst the remaining ones will be displacement units with engines of 560-800hp each also manufactured by MAN.The 26XP and 32XP series were both designed by Can Yalman with naval architecture by Umberto Tagliavini. The Numarine 32XP model was being marketed at just under €9.3 million whilst the 26XP was asking just over €3.8 million.
January 17, 2020
Italian shipyard Sanlorenzo has confirmed the launched of its 4th 52-meter yacht, Lady Lena. Purchased by her Russian owner in 2018, she is set to be delivered in late 2020. Another four units of the Steel 52 series are currently under construction at the yard.Coming in at 499 gross tons, the 52 Steel was formerly the flagship series of Sanlorenzo before the introduction of larger models to the mix. Designed by Mauro Micheli from Officina Italiana Design, the first unit launched was Seven Sins.Amongst Lady Lena key features, similarly to her sisterships, is a 94-square-meter beach club which features two fold-out platforms on both sides of the yacht. A lounge area is located directly underneath a pool with a glass bottom aft of the main deck. Sistership Seven SinsPowered by twin Caterpillar engines, Lady Lena will reach a top speed of 17 knots and cruise at 15 knots. At an economical speed of 11 knots, she will be able to cross the Atlantic with a 4,000 nm max range.One of the world's largest yacht shipyards, Sanlorenzo went public in December 2019 at a market cap of just over €550 million on the Italian stock exchange. In 2018, the group posted revenues of €327 million, a third of which came from its superyacht division.
January 17, 2020
In November 2019, Italian superyacht manufacturer Cantiere delle Marche has announced the recent sale of a 35-meter explorer superyacht. The Second 35 Meter Explorer Superyacht MG115 was sold to an Asian owner on December 24th.The project has a naval architecture, which was developed on its own in collaboration with long-time partner Cantiere delle Marche Hydro Tec, and has the exterior design of the famous Florentine designer Francesco Pashkovsky. All models in the MG line have similar styles that are characterized by bold masculine lines that have become associated with vessels that fall under the designation "explorer."Designed to travel to the most remote and secluded areas of the globe, the MG 115 is an elegant yet robust, reliable, environmentally friendly long range research vessel.Despite the fact that the MG115 is relatively compact, it is able to accommodate the spaces and luxurious amenities that can be expected from a large yacht. "We don't produce 'white yachts' that look like explores just to follow a trend," says Buonpensiere. "Throughout the years, we have showed the market that we are able to build true explorers that have both elegance and style of a white yacht. The solutions we have fielded to make the MG line meet all these requirements are once again driving CdM's explorer yachts forward."The yacht, located on four decks, will have a steel hull and an aluminum superstructure with spacious recreation areas, recreation and dining areas.The vessel will accommodate up to 10 guests, which will be served by six crew members. Accommodation on board a ship with full displacement in five suits; two VIPs and two twins on the lower deck and a master suite in front of the main deck. In accordance with modern trends, special emphasis was placed on large windows, natural light, outdoor areas and proximity to the ocean. However, only limited parts are available at this stage.Two 533 kW engines each provide a maximum speed of 13.5 knots and a flight range of more than 5000 nautical miles.
January 13, 2020


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Want to know how fast your broadband really is? Our free internet speed tester can help you find out. Read on for instructions on how to use it, or get started now by clicking the big orange button above…
Our broadband speed tester
Our free online internet speed tester tool tells you how fast your broadband is, giving you an accurate reading of the upload speeds and download speeds you're currently getting.
Download speed - How quickly data is transferred from the internet to your computer. The better it is, the faster it'll be to browse the web, stream movies and TV, play games and more.
Upload speed - How quickly data is transferred from your computer to the internet. Determines how quickly you can send files, upload photos to Facebook. Typically much slower than download speeds
For more information, read our full guide to download and upload speeds.
Using our speed tester
Our free speed tester is easy to use, and just takes a few seconds. Simply click the button to get the speed test going.
It normally takes less than 30 seconds to run. It works by sending a small file to your computer and measuring how long it takes to be downloaded, and sending a file from your computer to measure the upload speed.
Bear in mind, though that broadband speeds are variable and can be affected by loads of things - including the time of day, how many people are using the connection, things others are doing online and more. So don't just do one test - run the speed tester a few times throughout the day if you can, to get a more accurate picture.
Average download speeds
Many broadband providers advertise broadband speeds - for example, they might tell you can get up to 16Mb, up to 76Mb and beyond. However, that doesn't mean those are the speeds you'll actually receive.
In fact, those advertised speeds refer to what at least 10% of a providers' customers can expect to get for real. To put it another way, as much as 90% of people probably won't see those kind of speeds.
You're much more likely to get speeds closer to those advertised if you get fibre optic broadband - a technology that's much more reliable and less prone to interference and 'slow down' than a standard telephone line.
Why can't I get my advertised speed?
There are loads of factors that affect the speed of your broadband. A big one for anyone with standard non-fibre broadband is distance from the local telephone exchange - the further away you are, the slower your connection.
Something that affects all types of broadband is internet traffic. The more people online, the slower your connection will be, so during peak times you may notice your broadband slow down. Similarly, if you have a lot of people in your house, all online at the same time, you'll see your speeds start to drop. That's why large households are better with fibre optic packages over cheap internet packages - they're nippy enough that the drop in speed is much less of an issue.
Your speed may also drop if your provider uses traffic management. Some providers slow down certain types of activity and prioritise others during peak times, to ensure everyone gets a consistent experience. It often applies to unlimited packages, which is why some providers now do 'truly' unlimited broadband with no traffic management.
Using your broadband over Wi-Fi instead of connecting devices with an ethernet cable will also have an impact on speed. The signal will weaken further the more walls and doors it has to pass through. A wired connection's always the fastest option, although not always the most practical.
How can I speed up my broadband?
If your broadband's slower than you want it to be, you do have a few options. Firstly, if you're on Wi-Fi, test your speed, then switch to a wired connection and test again. This will tell you if the problem's with the line, or your hardware setup.
Once you know it's your broadband, contact your provider to see if there's anything they can do to improve your connection. They should be able to fiddle with a few settings, or give you advice on how to make it better.
There are lots of other things you can do to get your connection to pull its socks up, from moving your router, to getting a powerline adapter that uses the wires in your house to improve a wireless signal. Read our guide to boosting your broadband speed for more information.
If you're still not happy, you should consider switching to a package with a faster download speed.
Switch broadband provider
If slow speeds are a problem, you should consider upgrading your package, or switching to different provider. A fibre optic broadband package could be the answer.
It's faster and more reliable than broadband delivered over the copper wire telephone network, as fibre optic cable can carry more information across greater distances, and it's the perfect solution to slow broadband woes. Most major providers, including Plusnet (www.Plus.net), Sky (www.Sky.com) and TalkTalk (www.TalkTalk.co.uk) offer fibre broadband packages
However, not all fibre packages are available in every part of the country. Some areas will be able to get BT fibre, for example, but not Virgin Media. Make sure you use our postcode checker to see what's available in your area.


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To see adult content (Parental Act), confirm you are over 18 years old
John De Bord
I am a photographers based in the wonderful state of Colorado who specializes in nature, retro and country lifestyle images.
I am always amazed by the photographic opportunities which Colorado offers, everywhere I look, I am surrounded by the beauty of this state, and every day I wake up and look at the mountains, never forgetting where I live. I have moved away twice in my lifetime, and I have always moved back here. Trying to equate the beauty of this state in a photographic image isn't always easy, but I try endlessly to communicate that in my images; shooting both in a realistic and artistic style. I want the viewer to experience my images, not simply look at them, and I try my best to share a sense of emotion in my photographs. I hope you like my work, and if you ever have any questions, please by all means contact me.
My work has been published numerous times; magazines, CD covers, books, calendars and on corporate websites.
I appreciate you taking the time to stop by and viewing my work and I hope you will consider hanging my photography in your house and home for there is no greater compliment to an artist than that.
All works by John De Bord (4 pictures)
from the gallery of John De Bord
from the gallery of John De Bord
from the gallery of John De Bord
from the gallery of John De Bord


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I am thanking my lucky stars that my children have not yet asked exactly how babies come into the world. I am one of those parents that believes in only divulging age appropriate information. So yesterday, when Sadie starting asking questions about babies, I tried to keep it simple- maybe too simple!
Sadie, age 6, asked me how I would get a baby in my belly to be able to be black like Miles. This is actually the first time that Sadie has even acknowledged that Miles isn't white. It is just a non-issue for our kids. He's just their brother. I tried very matter-of-factly to tell her that I would never be able to have a baby grow in my belly that would looks exactly like Miles does.
I explained that babies are always the same color as the mom and dad that made them- like she is the color she is because her daddy and I are the same color. She totally got that. I thought that was the end of the conversation. A moment later, she piped up, "What do the babies look like when the mommy is white and the daddy is black?" I told her that the baby would be a mixture of both colors.
She could not stop laughing. She was in hysterics. I finally asked her what was so funny. She said, " You mean the baby would look like a zebra?!"
Noah, who really didn't get the humor in her visual, then asked, "What happens when two rainbows make a baby?!"
Maybe we need a family lesson in genetics!
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Awesome. Thank you, Linda. Extra fast shipping and a darling little glass piece as an extra.
If everyone were as generous as you are, the world would be a much better place! Thanks so much! -- Barb
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When out-of-staters are asked what comes to mind when they think about Illinois, government corruption is right up there near the top of the list.
Illinoisans would ruefully agree.
And who can blame them?
Illinois' last two governors, George Ryan and Rod Blagojevich, ended up in prison on corruption charges, and before them, ex-governors Otto Kerner and Dan Walker did time for their crimes.
Former U.S. Rep. Jesse Jackson, D-Chicago, is currently behind bars because of a corruption conviction.
We can think back to the days of Secretary of State Paul Powell and his shoeboxes full of cash, or just as recently as 2012, when former Dixon Comptroller Rita Crundwell's massive municipal theft of nearly $54 million was uncovered.
The conviction last month of state Rep. Derrick Smith, D-Chicago, for soliciting a $7,000 bribe didn't make much of a splash in this scandal-scarred state. Illinoisans are inured to such things.
However, when corruption is quantified in dollars and cents, so you know how much it's costing individuals, maybe people will sit up and take notice.
Two professors recently performed that service for Illinois and other corruption-plagued states.
John Mikesell is an Indiana University professor of public and environmental affairs, while Cheol Liu is an assistant professor of public policy at City University of Hong Kong.
They studied public corruption cases across America between 1997 and 2008, named the 10 most corrupt states (Illinois easily made this rogue's gallery), and calculated what that corruption cost taxpayers per capita.
The "corruption tax," as they dubbed it, came to an average of $1,308 a person in those states.
So, Illinois has more corruption than the average state, and its residents end up paying extra tax dollars because of it.
Prosecution of corrupt officials is only one response to the problem.
Prevention is another.
Elected government officials, who are supposed to be watchdogs over the public purse, have been given a new tool to monitor tax dollars on the local level.
That's because legislation sponsored by state Rep. Tom Demmer, R-Dixon, was signed into law last week by Gov. Pat Quinn.
The law, inspired by Crundwell's brazen thievery, is designed to give much more attention to the annual audits of city and county governments.
More copies of audits and financial statements will be given to officials.
Public presentations of audit results will be required, where questions can be asked of the auditors.
If the governmental entity has a website, the municipality or county board must post information contained in the financial statements of the audit.
The idea is that, with more people scrutinizing how the public's money is spent, the likelihood improves that any monkey business going on will be detected.
And maybe, just maybe, the process will deter larceny-minded public money handlers from helping themselves in the first place.
The new approach to auditing has been dubbed "Rita's Law," which sounds appropriate to us.
Clearly, the new process is an improvement over the former law, which required only that audits be completed and placed on file with the state comptroller's office.
In the future, when Americans are asked their thoughts about Illinois, maybe government corruption won't place so high on the list. If so, "Rita's Law" might just deserve some of the credit.


text: Today I need to write about something fun and light and festive. In October our family went to see The Great Big Boo at the PNE. It was our first time and the boys loved the musical and the costumes and the dancing. Next weekend we are going to see another production called The Magic […] . . . → Read More: Magic of Santa


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from sarah abbott
Dear pt & all,
Here is the full quote from the Mahaparinibbana Sutta, from which the extracts
were taken:
From the beginning of part 6 of the Mahaparinibbana Sutta, the last words of the
Buddha, transl. by Sister Vajiraa and Francis Story (BPS):
"Now, the Blessed One spoke to the venerable Aananda saying: 'It may be,
Aananda, that to some among you the thought will come: 'Ended is the word of the
Master; we have a Master no longer.' But it should not, Aananda, be so
considered. For that which I have proclaimed and made known as the Dhamma and
the Discipline, that shall be your Master when I am gone."
From the commentary to the last sentence above, taken from the beginning of Ch
VI, Commentary on the Mahaaparinibbaana Sutta, transl. by Yang-Gyu An (PTS) in
"The Buddha's Last Days":
" 'That which was taught and made known (pa~n~natta)': The Dhamma is both taught
and made known. The Vinaya is also both taught and made known. 'Made known'
means set up, established.
'That is your teacher, after I am gone': The Dhamma and the Vinaya are your
teacher after I am gone. While I remained alive, I taught you: 'This is slight
(lahuka); this is serious (garuka); this is curable (satekiccha); this is
incurable (atekiccha); this is what is to be avoided by the world (loka-vajja);
this is what is to be avoided by specific precept (pa~n~natti-vajja); this
offence (aapatti) is removable in the presence of an individual (puggala) this
offence is removable in the presence of a group (ga.na); this offence is
removable in the presence of the Order (sa"ngha).' Thus concerning the subject
matter handed down as seven groups of offences (aapatti-kkhandha), I have taught
what is called the Vinaya: the Khandhaka, the Parivaara and the two Vibha"ngas.
All of that, the basket of the Vinaya, will perform the role of Teacher for you
when I attain parinibbaana.
"And during my life, I have taught these: the four foundations of mindfulness
(satipa.t.thaana), the four right efforts (sammapphadhaana), the four roads to
supernormal power (iddhipaada), the five spiritual faculties (indriya), the five
mental powers (bala), the seven factors of enlightenment (bojjha"nga), the noble
eightfold path (magga). In various ways I have analysed these doctrinal matters
and have taught the basket of Suttanta. All of that basket of Suttanta will
peform the role of Teacher for you when I attain parinibbaana.
"And during my life, I have taught these: the five aggregates, twelve sphere
(aayatana), eighteeen elements (dhaatu), four truths (sacca), twenty-two
faculites (indriya), nine causes (hetu), four foods (aahaara), seven contacts
(phassa), seven feelings (vedanaa), seven perceptions (sa~n~naa), seven
intentions (cetanaa), seven thoughts (citta). And here too, a certain number of
things are of the sensual realm (kaamaavacara), a certain number are of the form
realm (ruupaavacara), and a ceertain number are of the formless realm
(aruupaavacara); a certain number are included (pariyaapanna), a certain number
are not included (apariyaapanna); a certain number are mundane (lokika), a
certain number are supramundane (lokuttara).
"I have analysed these things in detail and taught the Abhidhamma-pi.taka,
which is adorned by the Mahaapa.t.thaana with its countless methods and
its twenty-fourfold complete origin (samantapa.t.thaana). All of that,
the basket of the Abhidhamma, will perform the role of the Teacher for you
when I attain parinibbaana.
" Thus all of this has been told and discussed for forty-five years from my
enlightenment to my parinibbaana; three baskets, five Nikaayas, nine
branches (a"nga), eight-four thousand groups of dhamma: these are the
major divisions. Thus these eighty-four thousand groups of dhamma remain.
I alone attain parinibbaana, and now I alone advise and instruct. After I
have attained parinibbaana, these eighty-four thousand groups of dhamma,
will advise and instruct you.
"Thus giving many reasons, the Blessed One advised: 'It is your Teacher after I
am gone....' "
I'll be glad to hear any further comments.
Abhidhamma -origins
Started by RobertK, Apr 26 2006 02:54 PM
20 replies to this topic


text: ok so , a friend of mine has exceeded the 10 chances to unlock their 9800 , can some one direct me to a solution to fixing this issue . I've read allot of posts on this topic and so far the only solution I've come up with is to wipe the phone with JL Commander and then reload the OS . Can someone tell me if this will work ? or should a pursue another path?


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Kennedy cousin Michael Skakel appeared in Stamford Superior Court on Wednesday to face the state's appeal of a ruling nearly a year ago that allowed his release from prison, pending a new trial in the case of the 1975 murder of Greenwich neighbor Martha Moxley.
Skakel said he's been spending as much time with his family as he can. Asked if he was enjoying his time out of prison, he said, "I wouldn't say enjoying."
Last October, after serving more than 11 years in jail for his 2002 conviction in Moxley's murder, a judge ruled that Skakel's former trial attorney failed to adequately represent him in 2002 and granted him a new trial. After posting bail, he walked free from prison last November.
U.S. & World
Stories that affect your life across the U.S. and around the world.
The state is hoping a judge will reverse that decision. If the judge doesn't rule in their favor, Skakel will be granted a new trial. His attorneys are fighting to keep him a free man.
The Greenwich Time reported that Skakel's defense is also filing motions to bar audio tapes Skakel made for a memoir from being used in future court proceedings. The audio tapes were meant as a resource for ghost writer Richard Hoffman to pen Skakel's book, "Dead Man Talking: A Kennedy Cousin Comes Clean," the newspaper reported.
Skakel's attorneys told NBC's Today Show they plan to argue that the tapes, used as evidence in the previous trial, should be inadmissible this time, claiming police illegally seized the tapes from Skakel's ghostwriter and that the audio files have been selectively edited out of context.
Gary Galanis, a family friend of Skakel's, told NBC News that "the implication is that Michael was there confessing to to the crime on this tape. That's not the case at all." The tapes do contain an admission by Skakel to engaging in sexual activity in a tree outside of Moxley's home the night she was murdered. Skakel was 15 years old at the time of the murder.
Skakel's criminal defense attorney, Stephan Seeger told NBC's Ron Mott that he's ready to prove his client is innocent.
"And that's something that the public needs to know. And I think that if the public learns more about the evidence we have especially more approximate evidence that people will start to change their mind about what happened in this case," he said.
During a 10-minute court proceeding Wednesday, the judge ordered the prosecution and defense to compile a list of Skakel's belongings to be returned and ordered all evidence preserved.
Skakel declined to comment on his way out of court.
Moxley's family released the following statement ahead of Skakel's appearance on Wednesday:
"With regard to the hearing, we don't see how a judge could possibly hear the argument when no one knows what the status of the case will be. The state's appeal is just going in at the end of the week. It's our hope that the judge's decision will be overturned and the conviction will be reinstated and that Michael Skakel will go back to jail where he belongs."


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"Repetition Offends Your Reader" Let Me Repeat, Okay, You Get the Point! Another Writing Advice Article By Mary Deal
When descriptive words are used repetitively in writing, it makes the reader wonder why they have to be told something they've already learned earlier in the story. Repetition can kill your reader's interest. Read More


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Panagiotis Kotronaros
Panagiotis Kotronaros has organized and led more than 40 mountain expeditions to the planet's largest mountain ranges. His biggest accomplishment was leading the first ever successful Greek Himalayan expedition to Mt. Everest the spring of 2004.
He is a certified mountain guide and national instructor of mountaineering & climbing of the Hellenic Mountaineering & Climbing Federation and official trainer for the Greek Fire Brigade with more than twenty years of training experience as well as organizing courses for alpinism. Panagiotis also founded three companies from zero base: "BASE CAMP" a travel agency which is focused on activity based holidays, mountain training and expeditions, "BEST EVENT" for corporate events and business training and "WAYPOINT P.C" for online marketing and reputation management.
What is the number one tip you have for someone who wants to achieve a healthier life?
I believe that the number one tip is to keep active. Simply focus on moving more! Any form of movement will help you reach your fitness goal. Exercise is an extremely important factor in staying healthy, boosts heart health, burns calories, improves cardiovascular conditioning and strengthens your bones. So try to be as active as you can.
Who is the person who inspires you the most?
This person is the ultra-marathoner Dean Karnazes, an internationally recognized endurance athlete who has push his body and mind to inconceivable limits. He has run 350 continuous miles, foregoing sleep for three nights, he's run in extreme conditions across Death Valley and South Pole, he completed 50 marathons, in all 50 US states, in 50 consecutive days and many more. But the most important thing is that he has managed to combine his amazing athletic background, with an accomplished family and businessman's life with a notable professional
career as well as philanthropic actions and writing bestselling books.


text:
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About Integral Enlightenment
Learn about the revolutionary approach to spiritual practice that is bringing enlightenment out of the Dark AgesDiscover More…
Free Guided Meditation with Craig Hamilton
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Founded by evolutionary pioneer Craig Hamilton, Integral Enlightenment seeks to revitalize and update the spiritual path to meet the evolutionary needs of humanity in the 21st century. It was born out of the recognition that, although there is much about Truth that is timeless, the world has changed in the millennia since the birth of the great religions. And human beings have changed, too. Integral Enlightenment is an approach to spiritual practice that aspires to meet this need by leveraging our unique, 21st century human capacities to meet our 21st century individual and collective challenges. It embraces the wisdom of the great meditative traditions, but also reaches forward to unleash the profound spiritual potential inherent in our recently evolved capacities for self-awareness, introspection, self-authorship and relational intimacy.


text:
Lua has been really awesome to learn, it's so simple. I really enjoy scripting languages, and I had an equally enjoyable time learning Python.
The Love engine, http://love2d.org/, is really awesome, but I'm looking for something that can handle 3D as well. Is there anything that accommodates 3D in Lua? I'm still intrigued by the particle system of LOVE anyway and may just turn my idea into a 2D project with Particle lighting :)
EDIT: I removed comments about Python - I want this to be a Lua topic. Thanks


text:
So here's what I'm wondering, as I type while meanwhile my younger son naps and my older son tells me "Mommy! Keep looking! Mommy!" because he's sure that if I just watch this episode of Word World for the thirtieth time I will finally come to appreciate it as much as he does.
I'm wondering how best to introduce a thread intended to accomplish two things:
1) Provide an open thread, because it seems like it's high time. At least, a number of Shapelings have had interesting links to offer in the comments, prefaced with an apology for being off-topic but rightly allowing as how there was no other place to put it. They are great links, so please put them here!
2) Gently suggest, without intending to be overly directive, that one possible Friday fluffy topic of conversation on said open thread might be your funny internet things that have stood the test of time? By way of background, in the last couple of days I've just for the first time been introduced to Auto Tune The News (over at Fetch Me My Axe) and and Homestar Runner (thanks to Fillyjonk via email) and now it's clear to me that everybody else in the world knew about them a long time ago. So I am just personally curious about what else I've been missing. Not, of course, that it's a duty of Shapelings to bring me up to speed on newfangled things like the Infermashun Sooperhighway and Home Pages and automatic horseless carriages and whatnot. Actually it was Fillyjonk who suggested it, and if SHE were writing this post she'd have zillions of links to things that would make you pee your pants in laughter. But she's not feeling well (so do send her get-well wishes in the comments, if you think of it) and so you get me, and I have nothing to make you pee your pants, I'm sorry to say.
Well, Word World has just ended and my presence is now being loudly requested at the swing set. (Yes, our new house has a SWING SET! LOVE!) Oh, and hey, the younger son has just now woken up. Well, lovely. Okay, look, obviously my environmental conditions this afternoon didn't end up allowing me to write anything coherent here; hell, I even resorted to the tired old writing-about-your-writing-process thing. (AND THAT WAS WHEN SHAPELY PROSE JUMPED THE SHARK! later generations would say.) But you all are really smart — surely there's something here you can use as a spark for a conversation that's actually, um, interesting. Go to it!


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Nature Photography: Fall Foliage
Sunday, October 20, 2013
1:00 p.m.–2:00 p.m.
Please note: This event has already taken place. Please use the Search options on the right to find upcoming events.
It has been said that art takes nature as its model. The beauty of nature has inspired many great Americans to create artistic masterpieces. From the wildlife portraits of John James Audubon to the stunning black and white photography of Ansel Adams, nature has been a muse to artist for centuries. Our Urban Park Ranger Art and Photography programs allow you to interpret the natural would through artistic expression, while learning about nature and the environment.
All Photography programs are for digital cameras and you must provide your own camera, DSLR preferred, but all cameras are welcome.


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The City of Seattle is committed to good government and recognizes employees play a pivotal role in reaching that goal.
Seattle's Whistleblower Code encourages employees to report waste of public funds, unsafe practices and violations of law including violation of the City's Ethics Code.
All City employees can:
- Report improper governmental action:
- Inside the employee's department, to a supervisor or someone in their department's chain of command; or
- To the Ethics and Elections Commission.
- Seek a trusted adviser outside the City to talk about reporting their concerns.
- After making an internal report and waiting 30 days, report improper governmental actions outside of the City.
The law contains strong anti-retaliation provisions:
- Employees who in good faith, report an improper governmental action, cooperate in an investigation or are mistakenly believed to have reported or cooperated, all have the right to be free from retaliation.
- Retaliation claims are independently and objectively investigated by the Ethics and Elections Commission.
- Retaliation claims against the City are resolved through voluntary mediation, administrative hearing or a private lawsuit.
- Individuals who retaliate can be fined up to $5,000 by the Ethics Commission, in addition to facing departmental discipline.
City law requires all supervisory employees and all new City employees be trained and all City employees annually receive information regarding their rights and responsibilities under the Whistleblower Code.


text:
Truck racing draws big crowds and appeals to all ages! Every season more than 300,000 spectators are counted.
Each event offers a high entertaining mix with fast action-packed racing, exhibition areas, fireworks, open-air concerts, show vehicles and fun parks!
It is the only truck racing championship in Europe with TV coverage off all races!


text:
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Find your Vehicle
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By selecting these tyres you are confirming that you understand your vehicle's requirements.View all sizes
Developed through Bridgestone's partnership with Formula One, the Potenza RE050A offers maximum levels of performance, handling and stability.
Price includes valve*, balance and environmental disposal of your old tyres - no hidden extras!
*Specialist valves will incur an additional charge, please enquire
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Find out more.
Developed through Bridgestone's partnership with Formula One, the Potenza RE050A is the most luxurious tyre in the Potenza range, offering maximum levels of performance, handling and stability. It offers sporty handling with control and stability, and is the Original Equipment supplier for a number of supercar brands including Ferrari and Porsche.
F Grade – Not a very fuel efficient tyre – could be up to 6% worse than a grade A tyre. However there may in some cases be a good reason why the rolling resistance is higher, for example where tyres are specifically designed for more grip, such as sports car tyres or winter tyres.
B Grade – Nearly the best quality tyres to stop in the wet, stopping only 3m more than a grade A tyre but on average 15m shorter than a car on grade G tyres (on a wet road when braking from 50mph – testing according to regulation EC1222/2009)
2 Bars – Meets future EU noise limits
71 dB – Exterior noise level measured in decibels (dB). The lower the exterior noise level the better the environment near busy roads


text:
Just when you thought you'd gotten to know the new OCLC, it shakes things up again. OCLC is now in the ILS business and WorldCat Local is now free to FirstSearch subscribers.
My first thought on reading about all of this yesterday was that all those pilot WorldCat Local schools must be steamed that this is now free.
My second thought was almost equal parts pleased and worried. I'm pleased that this is yet another competitor against the current lumbering giants in the ILS market, and I like the idea that (if I understand correctly) this will add a hosted option to the ILS market. (Hosted options aren't always the best, but I like the idea of having it available as a choice for people.) On the other hand, this means that that pesky new policy on the transfer and use of OCLC records really wasn't just about protecting a bunch of member-produced data after all. There were bigger plans afoot, and these plans involved leaning even farther toward the vendor model rather than the service model. And if OCLC is a vendor rather than a service, that new policy feels even more like a land-grab rather than an effort to protect member investments.
My third thought, on further reflection, will hopefully be less nebulous and conflicted and more grounded in fact and reasoning.


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Relic Entertainment announced that Exterminatus will allow up to four Space Marines to take on unlimited waves of progressively difficult enemies. Players will earn points for kills, and be able to upgrade weaponry, with say, an item like the Power Axe. See it in chopping action below:
Exterminatus will not be ready to ship with the full game, Relic said, but will arrive in the form of a free DLC expansion sometime in October.
Warhammer 40,000: Space Marine is set for launch on September 6 for Windows PCs, Xbox 360, and PlayStation 3.
Spy Guy says: Horde mode is all the rage these days, and with good reason: it's a blast. And with Horde mode 2.0 in Gears 3, Arena in the Witcher 2 v. 2.0, the new survival mode in MW3 Spec Ops, and now Exterminatus in Space Marine, fans will soon have their fill of endless waves of enemies fun.


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RFID CHIP & NATIONAL ID Coming Soon Ron Paul warns
Micro Chip Implant Coming March 23, 2013
The New Health Care (Obama care) law H.R. 3590 Also HR 4872 requires all US citizens to have the RIFD implanted
This evil plan is being launched by America. its a micro chip injected in your hand. it will contain all your personal data heath and bank accounts etc. its also a GPS device being monitored. they can deactivate it at any time if they find you suspicious or not loyal to their government or go against them or their system and you will lose everything you ever had. soon this device will be made common just like they did credit cards, turning paper money into digital money. means nothing is physically in your hand. it will be made a must for every citizen with time according to their plan and then they will spread it outside America so they can monitor and control as many people as they can and turn them into slaves with their digital technologies.
The Rest…HERE


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3 Digital Analysis and the Reduction of Auditor Litigation Risk Mark Nigrini Saint Mary's University, Halifax INTRODUCTION Digital analysis is an audit technology that has recently been introduced to the auditing community. The tests are based on mathematical principles first published in 1881. However, it is only due to recent tax evasion and auditing research, and the decline in the cost of computing, that the techniques have become viable from a cost/benefit perspective. This paper discusses the potential of digital analysis to reduce the litigation risk of auditing. The basis of digital analysis is that, in the absence of certain types of fraud and other irregularities, the digital frequencies of client financial data should conform to Benford's Law. Since Benford's Law is expected to govern the digital frequencies, the literature is reviewed so that users can assess the feasibility of this assertion. The chronological review concentrates on the factors relevant to an audit application. The objective is to demonstrate that the expected frequencies of Benford's Law do form a valid a priori distribution. Extracts from the literature on auditor litigation are reviewed. Joint and several liability makes litigation potentially very expensive. A principal defense is non-negligent performance or, stated differently, that the audit was conducted in accordance with generally accepted auditing standards. The responsibility of the auditor to detect errors and irregularities is however still open to differing interpretations. The conclusion discusses the viability of digital analysis as a litigation reduction risk tool. If used correctly, digital analysis has characteristics that would work favorably for auditors in a litigation situation. A major advantage is that it removes some subjectivity from the decision as to whether client data appears to be reasonable. BENFORD'S LAW Newcomb (1881) notes that the first pages of books of logarithm tables appear to be more worn than the later pages. Since people used these books like dictionaries, it seemed that the first pages were used more than the later pages. The first pages coincide with numbers with low first digits. Newcomb, an astronomer, suggested that the first few pages were worn because people had to look up the logarithms of numbers with low first digits more often than the logarithms of numbers with high first digits. The modern equivalent would be observing that the keys of the low digits on a computer or calculator were more worn than the keys of the higher digits. Without much explanation, Newcomb presented the probability of the occurrence of digits in lists of natural numbers. He stated that the usefulness of the discovery was that if someone were presented with a list of digit strings, they could conclude whether the list was the logarithms of numbers, or the numbers themselves. Copyright, 1996, Mark J. Nigrini. All rights reserved. No part of this manuscript may be reproduced, in any form or by any means, without permission in writing from Mark J. Nigrini. 69
Object Description
Digital analysis and the reduction of auditor litigation risk
Nigrini, Mark
Ettredge, Michael L., ed.
Auditing -- Data processing
Auditors -- Legal status, laws, etc. -- United States
Auditing Symposium XIII: Proceedings of the 1996 Deloitte & Touche/University of Kansas Symposium on Auditing Problems, pp. 069-081
|Published by: University of Kansas, School of Business
|Contents have not been copyrighted
|PDF page image with corrected OCR scanned at 400 dpi
|Deloitte Digital Collection
|Digital Publisher
|University of Mississippi Library. Accounting Collection
|Date-Digitally Created
|symposium 13-p69-81


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Original ideas for beauty treatments
Chocotherapy treatment
Massage with hot stones
Rose salts
The antioxidising power of wine
Feel the irresistible sensation of firming up your skin with a smooth covering of chocolate, or let your body relax, submerged in a bath with Merlot wine. There are many alluring, innovative natural therapies on offer in Spain, based around food products, to bring your health, beauty and well-being into harmony.
It is a well-known fact that, drunk in moderation, wine helps to prevent cardiovascular diseases. What is more, however, a bath in this precious liquid has purifying and antioxidising effects on the skin. This new treatment, known as "wine therapy", is now being used in Spain. It includes suggestive options like grape seed body masks to stimulate weight loss, and grape oil massages to relax and calm the body. Another good alternative to relieve fatigue is to sink into a relaxing bath with Merlot or Muscat wine.
Smooth skin thanks to chocolate
If you prefer something sweeter, in Spain you can also try something called "chocolate therapy" - beauty treatments where cacao is the main protagonist. Cacao encourages the production of endorphins, substances that can stimulate the senses and activate fat elimination processes in the body. It is also a natural way to help the body act against cellulitis and to eliminate stress. Sweet-toothed people can firm up their skin while balancing their bodily fluids with a silky-smooth layer of chocolate covering their bodies. Massages with cacao oil are another therapeutic method that helps to relax and revitalize the epidermis.
Milk and milk products for well-being
Just as Cleopatra once bathed in milk to highlight her natural beauty, this age-old tradition is coming back into fashion once more in the 21st century. You can now hydrate and regenerate the epidermis with a nutritive scented milk bath. Another way to make the most of this liquid's properties is Lulur Milk, a traditional technique that covers the body in a mixture of yoghurt and blueberries with aromatic essences that nourish the skin and make it shine.
The most innovative treatments are now available in Spain. They arise from current ecological trends that make use of the properties of some food products to improve health and beauty. These are some of the centres where said treatments are available: the Wine Spa at Hotel Golf Peralada, Alhama de Granada Spa, the Oriental Spa Garden, at Hotel Botánico and Liérganes Spa.


text: The Inner Light song Without going out of my door I can know all things on earth Without looking out of my window I could know the ways of heaven The farther one travels The less one knows The less one really knows Without going out of your door You can know all things on earth With out looking out of your window You can know the ways of heaven The farther one travels The less one knows The less one really knows Arrive without traveling See all without looking Do all without doing "The Inner Light" Single by The Beatles A-side "Lady Madonna" Released 15 March 1968 Format 7" Recorded EMI Studios, Bombay, India, 12 January 1968; EMI Studios, London, 6 and 8 February 1968 Genre Raga rock, psychedelic rock, Hindustani classical Length 2:36 Label Parlophone/EMI(UK)Capitol Records(US) Writer(s) George Harrison Producer George Martin The Beatles singles chronology "Hello, Goodbye" (1967) "Lady Madonna" (1968) "Hey Jude" (1968) "The Inner Light" is a song written by George Harrison that was first released by the Beatles as a B-side to "Lady Madonna". It was the first Harrison composition to be featured on a Beatles single. The lyrics are a rendering of the 47th chapter (sometimes titled "Viewing the Distant" in translations) of the Taoist Tao Te Ching. The song is also available on the Beatles' compilation albums Por Siempre Beatles; Rarities; Past Masters, Volume Two; and Mono Masters (the companion edition to Past Masters), the latter CD available only on The Beatles in Mono box set. The song features lead vocals from Harrison and brief backing vocals from John Lennon and Paul McCartney. The instrumental track was recorded in Mumbai, India, during the sessions for Harrison's Wonderwall Music (a soundtrack album), during January 1968. Please note the text from Wikipedia is imported without editing or authentication. The Inner Light (Past Masters) Here Comes The Sun / The Inner Light [Transition] (Love) ©1968 Sony/ATV Music Publishing LLC. All rights reserved. Used by permission.


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Warner Receives NSF Grant for Scholarships and Program Support
Danielle Spartano, a math teacher at the Young Adult Evening High School, has always had a strong passion to teach. Sean Coffey, a biology teacher at John Marshall High School, was a college senior majoring in biology when he decided to pursue his earlier childhood dream of teaching. Today, Spartano and Coffey, both past Noyce scholars and graduates of the University of Rochester's Warner School of Education, continue to transfer their enthusiasm and knowledge for math and science with students and help meet the need for strong math and science teachers in Rochester city schools.
With a new $749,994 grant from the National Science Foundation's Robert Noyce Scholarship Program, the Warner School will enhance current efforts to address the shortage of highly-qualified math and science teachers locally. The funding will encourage more talented science, technology, engineering, and math (STEM) undergraduate majors and professionals to become certified K-12 math and science teachers, ultimately expanding the number of quality teachers serving the Rochester City School District and other high-need districts across state.
The University of Rochester Robert Noyce Scholars Program, which targets teacher preparation for high-need schools, was launched three years ago through a partnership of the Warner School, the Colleges of Arts, Sciences, and Engineering, and the Rochester City School District. This grant is a Phase II Noyce grant, and it follows a successful Phase I grant for $760,983. The combined funding of $1.5 million provides full tuition scholarships to talented STEM undergraduates and professionals who wish to pursue a career in teaching.
"Receiving these two competitive grants is a great tribute to our teacher preparation programs and to the strong collaborative efforts among education faculty at Warner and STEM faculty at the College, as well as with the Rochester City School District and Rochester Museum and Science Center," said Raffaella Borasi, dean of the Warner School and principal investigator on both grants. "Together, both grants will continue to allow us to prepare graduate students to develop strong teaching skills and prepare them for meeting the challenges of working in underserved school districts most in need of committed, talented, and well-prepared math and science educators."
Over the next three years, a total of 27 new Noyce scholars will be able to enroll tuition-free into one of the Warner School's 15-month graduate teacher preparation programs in mathematics or science. Qualifying applicants include undergraduates or recent graduates majoring in STEM programs and STEM professionals who are considering a career change to the teaching profession. In return, the Noyce Scholars will commit to teach for at least two years in Rochester or another high-need district upon successful completion of their master's program.
All Noyce Scholars will participate in high quality, innovative teacher preparation programs leading to teaching certification in mathematics, biology, chemistry, physics, or earth science. Scholars enrolled in the mathematics teacher preparation program will participate in mathematics education courses and related field experiences that will empower them to teach mathematics with understanding and by capitalizing on high-quality mathematics instructional materials. Similarly, scholars in the science teacher preparation program will experience inquiry-based science from both learners' and teachers' perspectives by participating in authentic science investigations and teaching reform-based science in both out-of-school and school-based settings.
"The Noyce scholarship offered me a rich experience at Warner that blended current research and theory with practical applications in the classroom, and it taught me to critically examine my own practice regularly, in an effort to become a more reflective, reform-based teacher," said Coffey. "Because of this, my students now get to experience science rather than absorb it. Unlike other classrooms, my students actively engage in authentic science and benefit from receiving instruction that aligns with current research on how people learn."
In addition to the financial support, Noyce scholars will receive unparalleled academic support, such as mentoring from and student teaching placements with experienced Rochester city school teachers participating in the Warner School's Noyce Master Teaching Fellowship Program. A selected number of scholars will have the opportunity to pursue additional certifications, tuition-free, in urban education or teaching students with disabilities.
Scholarship recipients will continue to receive training during their initial years in the classroom. This will consist of mentoring and networking support, opportunities for further professional development, and opportunities to experience and explore innovative STEM teaching in informal settings during summer breaks through the Warner School's Horizons Summer Enrichment Program and the Rochester Museum and Science Center.
Quality math and science teachers are in demand in Rochester. Twenty-nine percent of students in grades 3 through 8 are proficient in math and 27 percent of high school students passed the Regents competency tests in mathematics and science last year. The new Phase II grant will give city students access to teachers who have a passion for teaching and who share a long-term goal of teaching and improving math and science education in Rochester.
Coffey believes that the continuation of the Noyce Scholars Program will help to strengthen the population of reform-based teachers in the area. "In order to help actuate the change that Noyce Scholars want to see in the current education system, there needs to be a community of them in the District," added Coffey. "I hope that the Phase II grant will continue to put teachers in a position where they can create a culture shift and make the educational system more congruent with the current research on how students learn."
There is growing evidence of the high quality impact of these Noyce Scholars. The program has already recruited and provided 30 talented Noyce Scholars, all of whom will graduate by October 2011, with a strong foundation to serve math and science students in high-need schools. More than half of these Noyce Scholars were career changers, while others were recent graduates in one of the STEM fields, and two were recipients of the prestigious Knowles Foundation's Teaching Fellowship awarded each year to nearly 30 promising soon-to-be new teachers nationwide. In 2010, Coffey received the Career In Teaching Award for First Year Teachers at the Rochester City School District. Phase I was not only successful at attracting stronger students, ranging in age from 22 to 50 years, to Warner's mathematics and science teacher preparation programs, but also in more than doubling the number of graduates each year who have a passion for and deep understanding of their subject matter, awareness of real-world applications of math and science, and a commitment to underserved schools.
The Warner School has a long tradition of being a leader in mathematics and science education reform and the preparation of inquiry-minded teachers. Over the last three years, 95 percent of Warner's Noyce Scholars have acquired teaching jobs, most right as they finished their program and the rest within a year of completion.
"Thanks to the first Noyce grant, we have already made a significant impact on students locally," said Borasi, "and our newly awarded Noyce Phase II grant will allow us to continue this momentum. The additional funding will allow us to add some new innovative features to our teacher preparation programs to deepen student commitment to their disciplines and to teaching. We also will create a support system that not only prepares students to enter the field of math and science teaching, but to stay in the profession long term."
Spartano credits the Noyce Scholars Program for offering her ongoing opportunities to connect with like-minded teachers who have been through the graduate program and to share current research and practices that have been helpful throughout her first year of teaching. "The continuing workshops have allowed me to reflect, share, and gain insight into others' ideas and experiences teaching in a similar environment," she said. "This reflection process not only allows me to obtain helpful resources, but to reflect on my own practices and revisit the big picture goals that are often lost or overlooked during a busy year of teaching."
In addition to recruiting and preparing quality math and science teachers for high-need schools, the new Phase II grant will allow Warner School faculty to gain a better understanding of what it takes to prepare future math and science teachers most effectively. Throughout the duration of the project, faculty will begin to measure the effectiveness of Phase I and Phase II Noyce Scholars as beginning math and science teachers, with the ultimate goal of informing and strengthening STEM teacher preparation programs nationwide.
The NSF Robert Noyce Scholars Program is aimed at stemming the loss of mathematics and science teachers in the nation's neediest schools. The scholarship is named for Dr. Robert Noyce, co-founder of Intel Corp and the scientist awarded the 1961 patent for the integrated conductor.
For more information about the University of Rochester Robert Noyce Scholarship Program or the Warner School's teacher preparation programs, please visit www.warner.rochester.edu/admissions or contact admissions at (585) 275-3950 or by e-mail at email@example.com.
About the Warner School of Education
Founded in 1958, the University of Rochester's Warner School of Education offers master's and doctoral degree programs in teaching and curriculum, school leadership, higher education, counseling, human development, and educational policy. The Warner School of Education offers a new accelerated option for its EdD programs that allows eligible students to earn a doctorate in education in as few as three years part time while holding a professional job in the same field. The Warner School of Education is recognized both regionally and nationally for its tradition of preparing practitioners and researchers to become leaders and agents of change in schools, universities, and community agencies; generating and disseminating research; and actively participating in education reform.


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|The winding dirt road from Rt. 49 up to the cemetery
|A recent gravestone with a Western theme carved into it
In Loving Memory
|a not so recent gravestone
The grave we were looking for was that of Anna Norcross, the fourth wife of Harry Duran Wilkinson. For some strange reason she was buried in Chinese Camp, although she had died in Sonora, California, which is about 10 miles north. Anna was born on the island of Nantucket, in Massachusetts. I can't imagine any other relative of mine having such a diversity in residences from a lush, fog covered island off New England to a dry, barren ghost town in Gold Rush country, California. Even stranger, I found a tombstone here with a Mayhew name on it. Just about every third person on Martha's Vineyard (another Massachusetts island) is named Mayhew. Coincidence?
Harry D. Wilkinson is one of the few Wilkinsons who left New England and settled elsewhere. Because we were too chicken to poke around in the tall grass, we couldn't find Anna's gravestone in the Chinese Camp cemetery, and according to Find A Grave's website, there is an Anna buried there with similar dates 1884 - 1965, but with the last name of "Bush". Is this Anna Norcross Wilkinson? Did she remarry? Does anyone know her story?
Harry Duran Wilkinson, son of William Henry Wilkinson and Estelle V. Saunders, born 26 June 1876 in Effingham, New Hampshire, died 29 August 1946 in Napa, California, buried in the Golden Gate National Cemetery in San Bruno, California (served in the Spanish American War 1898 - 1901); married four times:
1st wife Maude Glenini Eddy, daughter of Issac Sylvanus Eddy and Mahala Nellie Bugbee, born 11 October 1882 in Venus, Nebraska, died 29 July 1919 in Seattle, Washington, one child, Lloyd Harland Wilkinson (1904 - 1945).
2nd wife married about 1922 in Oakland, California to Lucy Mary Mesa, daughter of Francisco Mesa and Maria del Rosario Briones (Yahoo! another Wilkinson married someone with a Spanish surname! She was a descendant of the old Californio Briones family) born 30 November 1875 in Bolinas, California, died 28 August 1944 in San Leandro, California, one child.
3rd wife Elizabeth Maria Koenig, daughter of Ludwig Koenig and Wilhemina Hallijo, born on 12 October 1872 in Hanover, Germany, died on 27 January 1937 in Oakland. Three children.
4th wife Anna Norcross, born 13 March 1883 in Nantucket, Massachusetts, died 25 November 1965 in Sonora, California.
Find A Grave website www.FindAGrave.com
The link to the gravestone of Anna A. Bush https://www.findagrave.com/memorial/search?firstname=anna&middlename=&lastname=bush&birthyear=&birthyearfilter=&deathyear=&deathyearfilter=&location=Chinese+Camp%2C+Tuolumne+County%2C+California%2C+United+States+of+America&locationId=city_16574&memorialid=&datefilter=&orderby=
Heather Wilkinson Rojo, "Tombstone Tuesday- Chinese Camp Cemetery", Nutfield Genealogy, posted September 6, 2011, ( https://nutfieldgenealogy.blogspot.com/2011/09/tombstone-tuesday-chinese-camp-cemetery.html: accessed [access date]).


text: Shipping containers sit at a port in Tianjin, China, on Feb. 28. Alexander F. Yuan/AP hide caption toggle caption Alexander F. Yuan/AP It's All Politics Obama, Romney In Tug Of War Over China Trade September 17, 2012 The Obama administration has filed a new trade complaint against China with the World Trade Organization, challenging Chinese subsidies for auto parts. Mitt Romney dismissed the trade complaint as "too little, too late." He's been criticizing Obama for not taking a tougher line against China. An embedded audio test Listen Toggle more options Download Embed Embed <iframe src="https://www.npr.org/player/embed/161294756/161303826" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player"> Transcript


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Ballerina Dances Through Her Pregnancy
Mary Helen Bowers has been dancing ballet throughout her entire pregnancy, and the photos of her and her growing baby bump have brought out a lot of fans, and some critics. She joins the News Hub with her positive approach to achieving healthy pre- and post-baby body. Photo: Ballet Beautiful.
This transcript has been automatically generated and may not be 100% accurate.
... the ... Mary Ellen Barry says the DNC that way throughout her entire pregnancy seem deal next week ... and it doesn't hurt her growing baby bump at the data lot of bands and a couple of critics Mary Helen Chiang has now to tell us about that the LAPD ... this is how to tally less intense workout routine here dealing in how to use either extinct after all I bought ... my companies caught Barry due to fallen into our back alley inspired fatness ... that's nice background profession Irene and dance for ten years if you see how he can quickly changed and we put in that last line gotta love her was yes network with a lot of victory Secret Angels and other celebrities and then just when an all over the world we ... have an amazing website a great pity as I might Class and CDT found ... it's all about making that Barry body in ... the street to seven and eighteen at prices in a dance ... held on to the regular one and three effect if any ... talks here Doctor Taleban were trying to decide how you're going to steal or fitness regimen ... this wine champagne and ate definitely anime I've watched closely by Dr throughout ... my entire pregnancy and I anyone and use ... exercising properties he she do that as well ... she's been incredibly supportive and for the suspect in natural progression and ... the band and it's not a fighter that has that enable ... he had taken a lot of that and and the ASA been filming penal workouts ... we have some unveiled by website Calicchio for dot com and on top of the DVD ... series that's ... to be released in twenty fourteen from the other moms to be out and see what things mean yelling is that the public is a sad ... day when celebrities in Kim Carr dash in a built in ... that sense of what's in their bodies change during their pregnancy ... and then they get all this attention for how quickly team bounce back after alliance ... what do you think t think there were too focused on the way our bodies change and getting it right after that will shape actor who while ... I'm not after praying that he had ... ten Sacks harder for me to speak to that ... speak about that for my Pursell perspective that ... my approach towards the pregnancy itself has been to really embrace ... the changes in my body aching ... it's a time where it is in your body squeeze tube radical change and ... and I didn't care released physically obvious to other people I think ... it's a ballad it's fastening on one hand but it's beautiful Tiernan severely magical times I've tried to just ... put it out there and hopefully encourage other when and to keep the same as the Fed as the EU that the re The you need basically like the look like you're defying ... at least I did not ... even with how to be bumps and if you've tried a lot of bands that everyone saw one of the efforts he says he shouldn't be doing ... or you look to speed ... how do you just kind of in ... house that process I mean semi people it been so support that ... and really get now are celebrating this BT along with me ... which is great and to the critics now it's two thousand thirteen I feel like ... this is a new time for when N and ... now what what I'm dealing bank was seen as fat as ... I began to work out a light jog its eye for fashion and I'm sharing that anything ... elites breed it's a great time for women tend ... to embrace their bodies increase their pregnancy in if it makes other people uncomfortable ... that's their problem is he set out to try to create this image in the unit how they fit right in the air is just something that is ... why we are told by ... my whole life and business is built around ... all the other when and how the debt and strong and when you become pregnant seventy eight to two more free because your body ... to just about you know and it's nice top of sauce I like ... exercising is always a ... big part of your house but when you're pregnant it's even more important and so what's the one big piece of advice he might have for when the new ... the thinking they're a little bit worried about how it's can achieve their bodies the deal Wednesday a day after all if range and you get your body is can it take to change as you have to increase that how adamant that ... and you work with your doctor listened your


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BROOMFIELD, CO and BARCELONA, SPAIN - February 25, 2013
Webroot, a leader in cloud-based security intelligence solutions, will exhibit its powerful mobile security intelligence solutions at Mobile World Congress, the world's largest mobile industry exhibition and conference. The explosion of mobile computing has given rise to an increase of security threats and Webroot will be at the event from February 25 through 28, 2013 at booth #8.1H47 in the App Planet Hall of the Fira Gran Via in Barcelona, Spain to demonstrate the most advanced threat defense for tablets and smartphones.
Mobile devices have redefined the secure corporate perimeter and with the increase of BYOD (bring your own device) IT administrators are struggling to maintain control of sensitive data. Webroot found in a recent proprietary survey of business security decision-makers that an overwhelming 82 percent of respondents believe that mobile devices create a high security risk within the corporate environment. Companies across the mobile ecosystem are realizing the very real threat mobile malware presents to their customers, and they are seeking to provide more sophisticated features and services to protect them.
To help carriers, device manufacturers and mobile device management (MDM) companies make security an integral part of their own offerings, Webroot developed the newly launched Webroot® Security Intelligence for Mobile Suite, which has already seen success via recently announced strategic partnerships with SOTI and FancyFon, who are enhancing their enterprise mobility solutions with Webroot technology. In addition to showcasing the Security Intelligence for Mobile Suite, Webroot will also demonstrate its innovative cloud-based Webroot® SecureAnywhere™ endpoint and mobile offerings that draw on the power of the Webroot Intelligence Network, the world's most powerful cloud-based security intelligence service, as part of the company's expansion into the mobile market.
Featured Webroot Mobile Protection Solutions and Highlights from the Mobile Threats Survey include:
Webroot Security Intelligence for Mobile Suite: An integrated portfolio of easily deployed cloud-based security intelligence solutions for mobile technology providers – from carriers to device manufacturers to mobile device management (MDM) companies. By incorporating Webroot's best-in-class URL classification, mobile app reputation, antimalware protection and IP reputation services, mobile technology partners can deliver highly secure solutions that can grow their customer bases, maximize recurring revenue streams and increase their customers' protection.
Webroot SecureAnywhere Business – Mobile Protection: Provides cloud-based security, over-the-air deployment and support for the most popular mobile device platforms in the market – iOS and Android. In addition, the solution delivers superior protection of corporate data against malware, lost devices and malicious websites and apps.
Webroot SecureAnywhere Business – Endpoint Protection: Offers real-time, cloud-based endpoint security by delivering the fastest, lightest, easiest to manage, and most effective endpoint protection available. IT managers no longer have to waste resources and lose user productivity due to intrusive scans and continuous signature updating, patching, and reimaging remote user devices.
Survey: Mobile Threats are Real and Costly: Conducted by Webroot, the mobile security study finds that the vast majority of organizations that allow employees to BYOD (bring your own device) are experiencing high rates of mobile threats, including lost or stolen devices, malware and compromised company data.
"Mobile devices carry a great deal of sensitive corporate information, and businesses must ensure this data is secure anywhere their employees are connected," said Patrick Kennedy, Vice President of Product Marketing & Sales Enablement at Webroot. "Webroot has delivered an innovative suite of cloud-based security intelligence solutions focused on protecting the expanding mobile network perimeter that we look forward to exhibiting at Mobile World Congress 2013."
Webroot will be demonstrating its mobile security intelligence solutions at booth #8.1H47 in the App Planet Hall at Mobile World Conference (MWC) 2013 in Barcelona, February 25 through 28, 2013. For more information about Webroot at MWC and a chance to win a new iPad Mini, visit http://mysite.webroot.com/content/mwc2013


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