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Ready to rumble, more or less
The Mile High Nationals begin a three-day run Friday at Bandimere. Top Fuel, Funny Cars, Pro Stock and Pro Stock Motorcycles will be featured along with the sportsmen classes. Obviously, the nitro-powered dragsters and Funny Cars attract the most attention and rightfully so. There's nothing like them in the world.
Now, the NHRA has taken the historic step of trying to slow them down for safety reasons, or at least until they can complete their investigation following Scott Kalitta's tragic accident in New Jersey. The NHRA announced that Top Fuel dragsters and Funny Cars would race 1,000 feet instead of 1,320 (a quarter mile) for the remainder of the 2008 season.
I don't like it. I certainly understand it. I suppose they had to do something to be responsible. And, there are a lot of other things they could have done that I would have liked even less. NASCAR went with restrictor plates and smaller engines, Indy cars switched fuels and installed engine restrictions and F1 redesigned tracks to eliminate long straightaways. All moves to slow down the cars to a "reasonable" rate. And, for the most part, those moves have worked. The cars are not as fast, but whether they are safer is a matter of opinion.
The NHRA could have changed the nitro percentage again. They've done that before. Or adjusted the rev limiters. They could have gone to one-eighth mile races. Or, they could have raced only at tracks that have acceptable length shutdown areas. Actually, they could have suspended nitro racing altogether. So, looking at the alternatives, I guess cutting the races to 1,000 feet may be the lesser of a bunch of evils.
It's just that drag racing, as I've known it, is a quarter-mile race. Always has been and always should be. Also, I'm not sure they had to do anything just yet. Yes, the cars go fast, too fast for some older tracks. But, I think maybe they should have waited until the investigation was finished before making any big changes, or any changes at all.
I don't want to see any more bad accidents. But, I don't want to see the sport changed too much. I'll wait and see how this 1,000-foot experiment works and then decide.


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Luxury Waterfront Estate Home for Sale 30A
30A Luxury Waterfront Estate Home for Sale
Located in Gulf Breeze, FL
Villa Del Pescatore is the finest waterfront Luxury Estate Home for Sale in 30A and one of the most impressive mansions for sale in Florida. This waterfront home across the bay from Pensacola Beach sits on nearly 400 ft. of exclusive beachfront, surrounded by a 17 acre nature preserve and boasts a deep water dock capable of accommodating a sport yacht or vessel of up to 85 ft. in length. Even if you have been searching for Luxury homes and real estate in other areas of Florida, you won't find a more refined waterfront estate than Villa Del Pescatore near 30A.
Luxury homes of this magnitude are often referred to by many names such as luxury estate home, mansion, waterfront luxury home, beachfront estate home, or simply Luxury real-estate. Whatever adjective you decide to use for this amazing dream house, you are sure to be pleased with Villa Del Pescatore. This luxury Italian style waterfront villa is located in a corner of the Gulf Coast that is just small enough to offer privacy and seclusion, yet just large enough to offer the culture and city services that you appreciate. Museums, theaters, yacht clubs, golf courses, private air ports and a vibrant downtown area provide the discerning homeowner with everything they could need. As Florida Mansions go this luxurious home for sale in Pensacola is at the top of the oceanfront list.
The amenities list of this luxury waterfront home for sale in 30A is too long to list here, but some highlights include full gourmet kitchen with butler pantry and prep area featuring all subzero refrigeration. A massive man cave complimented with a gorgeous bar and a separate theater room and wine cellar. An aquarium room with stellar led lighted ceiling for a starlight effect that is as relaxing as any room could be. The outdoor entertainment terrace with full kitchen, green egg and infinity edge pool and Jacuzzi overlook the beach, dock and the evening lights of Pensacola Beach. All this and much, much more adorn this jewel of the Florida Gulf Coast. Qualified buyer may arrange for a private tour of this amazingly exclusive property through our contact page.

subset: commoncrawl


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Affinity at Ramsey Photo Gallery
It's easy to see what sets Affinity at Ramsey apart from other 55+ senior communities in the region. Our studio, one, and two bedroom apartments have been specially designed for active adults, and you'll see the difference right away. Check out our photo gallery to see inside our exceptional apartment homes. Fully equipped kitchens mean you can whip up a meal whenever you want. Enjoy the view from the patio or balcony attached to each home.
Affinity at Ramsey Photos
Check Out Our Exceptional Amenities
Affinity at Ramsey Apartments was created for active adults who want to make the most of every day. You'll be able to feel the energy the moment you step into our community. Check out our photo gallery to see the extensive community amenities we have to offer, including our very own onsite Irish pub, Dilly Dally's! Take a look at our sparkling indoor saltwater pool and spa. Imagine spending time in in the art studio or workshop, working with your hands and creating something from scratch. As an Affinity at Ramsey resident, you'll also have access to our movie theater, internet café, and library.
Take a look through our photo gallery, then come see our incredible community in person. You'll be blown away by all we have to offer.


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Description: Our most popular beer, English style IPA with American hop finish.
Tech Stuff: 5.4% ABV, 52 OG, 50 IBU, 10 SRM
Grist: Pale Malt, Maris Otter, Crystal Malt
Hops: Columbus, Cascade, Willamette
Description: American IPA inspired by hops developed and grown in Oregon's Yakima valley.
Tech Stuff: 5.9% ABV, 57 OG, 23 IBU, 11.2 SRM
Grist: Pale Malt, Crystal Malt
Hops: Amarillo, Columbus, Bravo
Description: Light malt palate with delicate coffee notes and subtle roast.
Tech Stuff: 5.2% ABV, 47 OG, 30 IBU, 18 SRM
Grist: Pale Malt, Crystal Malt, Carafoam, Carahell, Carafa III, Caraaroma
Hops: Spalt, Marynka
Description: Moderate chocolate profile with hints of caramel and a dry finish.
Tech Stuff: 5.4% ABV, 46 OG, 32 IBU, 23 SRM
Grist: Pale Malt, Chocolate Malt, Crystal Malt, Wheat Malt
Hops: Columbus, Bravo
Description: A more malt forward double IPA and dry hopped for extra depth of flavour.
Tech Stuff: 8.7% ABV, 81 OG, 78 IBU, 10 SRM
Grist: Pale Malt, Vienna, Crystal 240, Cara Munich II
Hops: Cascade, Columbus, Willamette
Description: Caramel malty smooth, slight hops and a dry finish.
Tech Stuff: 6.0% ABV, 58 OG, 36 IBU, 11 SRM
Grist: Pale Malt, Carared, Crystal Malt, Munich Malt
Hops: Hallertau, Lublin, Cascade
Description: Refreshing, unfiltered wheat beer, hints of banana, fruits and clove with a crisp finish.
Tech Stuff: 5.0% ABV, 50 OG, 11 IBU, 6.5 SRM
Grist: Wheat, Pale Malt, Carahell, Munich, Acidulated Malt, Rice Hulls
Hops: Hallertau Tradition
Description: Malty British Ale made with traditional UK ingredients.
Tech Stuff: 4.8% ABV
Description: Malty palate with spicy notes and a sweet finish.
Tech Stuff: 8.0% ABV, 72 OG, 26 IBU, 10 SRM
Grist: Pale Malt, Dark Candy, Carared, Crystal Malt, Wheat Malt
Hops: Marynka, Hallertau, Challenger
Description: A pale yet full flavoured session beer, perfect for the big game.
Tech Stuff: 5.2% ABV, 56 OG, 30 IBU, 10 SRM
Grist: Pale Malt, Wheat Malt, CaraFoam, CaraHell, Acid Malt
Hops: Hallertau, Saaz
Description: A rich chocolate stout with medium bitterness and a sweet finish with a hint of cayenne. Available in Bottles and kegs.
Tech Stuff: 7.5% ABV, 80 OG, 49 IBU, 39 SRM
Grist: Pale Malt, Crystal Malt, Pale Chocolate, Chocolate Malt, Black Malt
Hops: Columbus, Bravo, Willamette
Description: Intense and complex, bursting with dark fruits and roasted grains. Currently only available in Bottles.
Tech Stuff: 10.0% ABV, 93 OG, 95 IBU, 95 SRM
Grist: Pale Malt, Chocolate Malt, Crystal Malt, Carafa III, Wheat, Black Malt, Roasted Barley
Hops: Columbus
Description: Hop aroma and flavour shines using the "hop burst" technique. Available in kegs
Tech stuff: 5.8% ABV, 67 OG, 30 IBU, 14 SRM
Grist: Pale Malt, Caramunich II, Vienna, Brown Malt, Caraaroma, Pale Chocolate
Hops: Cascade, Columbus, Bravo
Description: An out of this world strong ale that finishes bitter and sweet. Galaxy hops give this ale citrus, peach and passionfruit aromas, while Warrior hops give it a Citrusy bitterness. Available in Kegs & growler StationTech stuff: 9.0% ABVHops:
Description: Rich malt upfront; bitterness that dries the palate with a clean, crisp finish. (Still available in our Big Box 12 packs)
Tech Stuff: 5.2% ABV, 45 OG, 40 IBU, 6 SRM
Grist: Pilsner, Carafoam, Carahell, Acid Malt
Hops: Czech Saaz, Lublin, Hallertau
Description: Blend of roasted malts, oats for smoothness, chocolate malt with a dry finish.
Tech Stuff: 5.2% ABV, 45 OG, 37 IBU, 35 SRM
Grist: Pale Malt, Chocolate Malt, Roasted Barley, Flaked Oats
Hops: Columbus
Description: A Belgian style wheat beer with orange peel and coriander. Available in Kegs only
Tech Stuff: 5.0% ABV, 49 OG, 15 IBU, 6 SRM
Grist: Pale Malt, Pilsner, Acid Malt, Wheat, Flaked Oats
Hops: Hallertau, Marynka
Description: A smooth mild beer with a hint of sweetness and Elderflower. Available in Kegs only
Tech Stuff: 5.0% ABV, 18 IBU, 14 SRM
Hops: Admiral, Fuggles, Citra
Description: Easy drinking, german style lager. It was traditionally brewed for mine and mill workers in the 1800's as their drink of choice. Available in kegs.
Tech Stuff: 4.9%
Grist: Pale Malt, Acid Malt, Munich Malt I
Hops: Hallertau, Junga
Description: A 17th Century style ale aged in barrels with Brettanomyces for interesting sour, fruity notes. Available in bottles only.
Tech stuff: 7.5% ABV, 71 OG, 45 IBU, 20 SRM
Grist: Pale Malt, Amber Malt, Crystal Malt, Chocolate Malt, Black Malt
Hops: Challenger, Columbus, Target
Online keg ordering is temporarily unavailable. Please contact the brewery to order your kegs.
We apologize for the inconvenience.
We're proud to be part of
Starting a business is rarely straightforward, but even I was surprised by how many unexpected events have shaped the history of Paddock Wood Brewing Co.
I'll have to make my own
In 1992, Steve Cavan and his wife, Kathleen James-Cavan, moved to Saskatchewan from Ontario. Kathleen had been hired as an English professor at the University of Saskatchewan and Steve was hired as a lecturer in Classics and History. Things were looking bright for the two former graduate students, but Steve had one big problem – there was no good craft beer in Saskatchewan. The only solution was to brew his own.
Using his well-honed research skills, Steve applied himself to learning how to brew beer. And that's when he ran into the next dead end. He needed to buy malt, hops and yeast, but they weren't available locally. Steve's current favourite was British ale, so he contacted Paddock Wood, England, hoping to buy hops directly from the local cooperatives. But the smallest order they'd accept was for 1000 pounds, and Steve was only using about 5 pounds a year at that time.
Steve eventually found a US supplier who would sell to him – as a home-based business. So, in 1995, Steve set up a mail-order business supplying other home brewers with supplies.
Mail order business
Business was slow at first, but it really took off in 2000. By 2005, Steve was selling $12,000 a month in grains and Canada Post was doing daily pickups. But then the bottom fell out of the market. Large wholesale companies, such as Cargill in Western Canada, started selling oats, grains and malt directly to the public. By 2007, Steve's sales of grains had dropped to $1200 a month and Canada Post was no longer doing pickups.
Steve pulled the plug on the mail order business, but Paddock Wood was still alive and well under a different format.
Home brewing kits
Steve had considered closing the business in 1999 when sales were slow, but a local customer didn't want to see that happen. They became partners and opened a storefront in the Avalon Shopping Centre in 2000. Steve purchased a secondhand 10-gallon brewing kit and began experimenting with recreating beers from around the world. Steve decided to cater to the thousands of customers who make beer from kits. Customers could name any beer in the world. Steve would source the ingredients, research how to make it, and put together a kit. Customers could now make any beer they wanted, and the kits became popular.
But Paddock Wood had such a small brewing unit that they could only make 2 kits at a time. They were working triple shifts, but it was crazy. They needed to move to a bigger space with bigger equipment. But they didn't have the money.
Again, Paddock Wood turned to its supporters. The company incorporated and raised enough money to move to a larger facility in Sutherland. They purchased a 300-litre system and could now make 12 kits at a time. But that's when they hit the next roadblock.
Rules and regulations
Steve phoned Revenue Canada on an unrelated matter and discovered that it didn't make a difference whether you were making wort (unfermented beer) or brewing beer. You needed a license.
If that was the case, Steve decided he might as well start bottling and selling beer. But that was easier said than done. The Saskatchewan Liquor and Gaming Authority (SLGA) had no regulations covering micro breweries. You could set up a brew pub, but brew pubs could only sell from their own location – the beer couldn't be distributed through SLGA.
Finally, in December 2004, Paddock Wood obtained permission to sell their beer through SLGA. But could they keep up with demand?
Let's make more beer
Paddock Wood invited more shareholders on board and bought a bigger brewing system. In 2007, they installed a bottling line. Before that, the operation had been completely manual, bottling a maximum of 24 bottles an hour. Over the past few years, Paddock Wood beers have begun retailing in Alberta, British Columbia and Ontario, but distribution continues to be challenging. Each province has different regulations. SLGA is government-regulated, providing a level playing field for breweries of all sizes, but they make arbitrary decisions as to which beers they will carry. Bottling beer is extremely labour intensive, but it's hard to get Paddock Wood's beer on tap in bars and restaurants as the large breweries have cornered the market. Small kegs have proven popular, however, for house parties and weddings.
Looking ahead
Paddock Wood is once again finding it difficult to keep up with demand. Last year, a single batch of Mai Bock sold out locally in 6 weeks. This year, a triple batch sold out in a little over a month. SLGA asked for more, but there was none left.
Steve believes that 2011 is the year that Paddock Wood will really take off. By this time next year, he hopes to be building a new brewery with a much larger system and a separate bottling room. And he'll retain the current facility and use it to make lambic beers (a Belgian style of beer that undergoes secondary fermentation providing a very distinctive flavour).
Research and experimentation
Craft beers, such as Paddock Wood's, are a combination of 4 essential ingredients – malt, hops, yeast and water. The art of brewing lies in finding the right balance between the hops and the malt and the right temperature. You can tweak the taste and the mouth feel of the beer by using different kinds of malt, yeast and water.
Steve loves experimenting and reproducing beers from other countries and past centuries.
Kolsch is a light summer ale from Cologne, Germany. Cal Soloway, a local home brewer, has studied and won awards for his Kolsch beer, and he gave Paddock Wood the low down on every detail, from the water to the temperature. Paddock Wood purchased the same yeast that is used by a Cologne brewery and a computerized program replicated Cologne water.
In the 1700s, brewers in England roasted the malt over an open fire. When he was developing the Black Friars ale, Steve replicated this process by putting a tray on his barbecue at home. When the grains started to pop, he knew it was roasted. Sherbrooke Liquor Store in Edmonton has commissioned a series of 12 beers dedicated to 12 gods and has commissioned a famous cartoon artist to design the labels. The first beer in the series is the Baltic Porter. Steve plans to introduce the second in the series for Christmas. It will be a Belgian triple ale. He plans to add some grape juice to the mix and thinks it will work well as Belgian yeast tends to be fruity.
Try something different
There are many stereotypes surrounding beer: it's a man's drink; it's only good in the summer to quench your thirst – taste doesn't really matter.
But the stereotypes don't apply to craft beer. There are so many distinctive flavours, and they need to be tasted before you can tell whether you will like it or not. I really enjoy London Porter, which was a complete surprise as I thought I would only like light beers.
Drop by the Paddock Wood store at B1, 116 – 103rd Street East and pick up a variety of different beers. Email Steve at email@example.com if you would like to participate in the home brewing and tasting club, which meets monthly (except during the summer). Or sign up for a tour of the brewery.
And, above all, enjoy the flavour of natural, locally-brewed beer.
Article by: Penny McKinlay
Reprinted with permission.
The Bassment, Boffins, Capital Music, Co-op Liquor Store, Granite Curling Rink, Hilton Garden Inn, Hudsons, Parktown Finn's, Prairie Ink, Saskatoon Club, Silver's Market, Sobey's, The James Hotel, The Keg (8th St.), The Woods Alehouse, Thirsty Scholar, University Club, Winstons


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Why did Dale Katechis from Oskar Blues first put beer in cans? Let him tell you.
Between his rapidly expanding Oskar Blues brewery empire, his Longmont farm, and his restaurants, including CHUBurger – an excellent burger joint he opened in Longmont this year – Dale Katechis is one busy guy. I hung-out with the madman mountain biker (he rides single-speed bikes only) on Tuesday at Homemade Liquids & Solids, his Longmont restaurant with 40 taps and a big menu, including smoked-and-fried chicken wings that may be the best wings I've ever scarfed-down.
Among other things, the guy was the first to put craft beer in cans. Here he is talking about why he skipped the bottles back in 2002, when he decided to package his suds rather than just pour them from taps.


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Appraisal- An appraisal is the evaluation of a property by a licensed appraiser on its price based on previous sales of similar properties. The appraised value is used by a bank to determine the lending limit on a given property. A seller may also have a property appraised to determine the offering price during a sale.
Appraiser- A professional who conducts an analysis of the property, including examples of sales of similar properties in order to develop an estimate of the value of the property. The analysis is called an "appraisal."
Appraisal Review- A report that comments on the completeness and accuracy of an appraisal report. Lenders frequently employ in-house review appraisers as a check on the accuracy and honesty of third-party appraisals.
Assessed Value- The value of real property for the purposes of calculating property taxes and other similar charges such as school taxes and fire district dues; the tax appraiser will establish a fair market value for the property. The assessed value is then frequently calculated as a specific percentage of the appraised value. Oftentimes the percentage will vary depending on the use of the property and any applicable exemptions. In some states, for example, property is assessed at 20 percent of its fair market value. Persons residing on their property, and claiming a homestead exemption, may be entitled to an assessment of 10 percent of fair market value.
Assessor- A public official who establishes the value of a property for taxation purposes.
Bank Market Share- CRS Data can help community banks look at all of the loans made for properties in a particular area, seeing both their own share of the current market and that of other banks. This data can be viewed in easy-to-read charts and graphs, stratifying data based on the geographic area, loan amounts and maturity date.
Bank-Owned Properties- In recent years, an increased number of consumers and investors have been taking advantage of low-priced bank-owned properties. However, purchasing a bank-owned property can be a complex process, especially since some of the previous homeowners' debt may need to be settled before a potential buyer can take hold of a property deed.
Big Data- term for data sets that are so large or complex that traditional data processing application softwares are inadequate to deal with them. Big data refers to advanced data analytics methods that extract value from data, and seldom to a particular size of data set.
Broker (i.e. real estate broker)- A person duly licensed under the laws of their state to act as an agent for another, and negotiate the purchase, sale and lease of real property. A broker has full authority to run a real estate company, whereas a real estate agent must have their license held under the auspices of a broker.
Collateral Evaluations- Collateral evaluations are a critical tool in the review of a bank's overall financial picture, particularly following the impact of the housing crisis, and give an up-to-date picture of lenders' current financial standing in relation to the outstanding loans in their portfolios.
Commercial Real Estate- Typically refers to office or retail space, or multifamily residential properties such as apartments. May include industrial real estate, but sometimes the phrase is meant to exclude industrial properties and must be read in context.
Community Bank- Many investors and homebuyers may choose to take mortgages out with community banks instead of opting for national lenders. Because community banks are invested in the neighborhoods they work in, they may have a better understanding of area and the particular needs of homebuyers within it.
Comparable- In an appraisal, recently sold or leased properties similar to the property under analysis, such that a review of the sales prices of the comps will assist in determining a value of the subject property. The properties need not be identical, as long as they are reasonably similar and the appraiser can make adjustments for features that differ. These may include property amenities, age of the improvements, traffic counts and market area, time and conditions of the sale, and anything else recognized by the market as having value.
Comparative Market Analysis (CMA)- An analysis of the value of property by taking only a very few market indicators, such as price per square foot for land or price per unit for apartments, and then extrapolating to the property under analysis. This does not constitute an appraisal, but may give prospective sellers a basis for setting a sales price for listing purposes.
Deed- A written document properly signed, acknowledged, and delivered, and bearing a description of specific property and words of conveyance for that property.
Demographic- Pertaining to characteristics of the population, such as race, age, household income, median home price, and number of inhabitants per household. The U.S. Census Bureau (www.census.gov) collects a wealth of demographic data.
Dodd-Frank- The Dodd-Frank Wall Street Reform and Consumer Protection Act is a piece of legislation specifically designed to oversee the mortgage markets and ensure that banks are practicing sound lending and minimizing risk both to themselves, investors and to homeowners.
Evaluation- A study of potential property uses, but not value.
Fair Market Value- A median price based on the highest price a willing buyer would be willing to pay and the lowest price a willing seller would be willing to accept in a competitive market.
Federal Emergency Management Agency (FEMA)- Formerly an independent federal agency that became part of the Department of Homeland Security on March 1,2003. FEMA's mission statement is to "lead the effort to prepare the nation for all hazards and effectively manage federal response and recovery efforts following any national incident." FEMA (www.fema.gov) also initiates proactive mitigation activities, trains first responders, and manages the National Flood Insurance Program.
Financial Regulators- In the wake of the mortgage complications that plagued American economic markets during the fiscal crisis, financial regulators have become far more stringent when it comes to approving home loans.
Flood Insurance Rate Maps- Maps maintained by the Mitigation Division of the Federal Emergency Management Agency. They locate and describe areas having a 1 percent risk of flooding in any given year. They can be viewed online at the FEMA's Map Service Center Web site, http://msc.fema.gov.
Flood-Prone Area- An area that has a 1 percent probability of flooding in any given year. Although popularly known as an area that will flood sometime in a 100-year period, this characterization is technically inaccurate.
Foreclosed Houses- Some of the best real estate investment opportunities on the residential and commercial markets are often distressed properties. It's generally recommended all investors looking to buy a foreclosed house do their homework to ensure they know everything about the home.
Geographic Information System (or GIS)- is a system designed to capture, store, manipulate, analyze, manage, and present spatial or geographic data.
Home Appraisal- Home appraisals can be an integral part of the home buying process. Mortgage lenders require a home to be surveyed by a licensed professional before they will sign off on a home loan, and the process can uncover potentially costly repair issues that may affect a home's value.
Investment Property- A property purchased to generate rental income, taxbenefits, or profitable resale rather than to serve as the borrower's primary residence. Contrast with "second home."
Investor- One who uses his or her money to purchase property in the expectation of earning periodic cash flows from the property, making a profit on the eventual resale of the property, or both.
Legal Description- The written description of a piece of land giving all pertinent information such as land lot, subdivision name, Block, parcel, acreage, etc. that comprises a legal and sufficient description of a particular property. For a real estate contract to be binding it must include an accurate legal description.
Lending Regulation- One aspect of the mortgage market lenders, brokers, agents and other real estate professionals are constantly keeping a keen eye on is changes to lending regulations. In the wake of the recession, the government has significantly tightened the regulatory environment on lenders and real estate professionals in efforts to protect consumers.
Market Value- A subjective estimate of what a willing buyer would pay a willing seller for a given asset, assuming both have a reasonable knowledge of the asset's worth. Market value is important in determining the market value of an asset (e.g. after depreciation) is important to determining the amount of tax owed on it. Value investors look for companies with market values below their book values, believing these companies to be undervalued.
MLS- Short for Multiple Listing Service. A service whereby real estate brokers agree to make information about their listed properties available to each other and to split a commission with any other broker who provides the buyer. Most local boards require an exclusive listing agreement with a broker as a prerequisite for placement in the multiple listing service.
Mortgage Banker- A lender that originates mortgage loans through mortgage brokers for sale to investors such as Fannie Mae, Freddie Mac, or Ginnie Mae.
Mortgage Broker- An individual or firm that brings borrowers and lenders together for the purpose of loan origination. A mortgage broker typically takes loan applications and may process loans. A mortgage broker also may close the loan.
Mortgage Justification- Mortgage justification is a key element of determining the soundness of any home loan. Banks and other lenders need to fully research information on a home to ensure that the mortgage applicants can afford to take on such a substantial debt and that the property is a good investment.
Mortgage Records- Mortgage records can show real estate professionals the past loans paid for a property in a certain area and other comparative market data related to mortgages, which can be useful when looking for the right property.
National Association of Realtors (NAR)- An organization made up of realtors, brokers, appraisers, and other real estate professionals who are involved in the residential and commercial real estate industries. A real estate agent can only be called a Realtor if he or she belongs to the National Association of Realtors.
Plat- A map that is drawn to scale of a specific piece of land that shows the shape, acreage, etc. The plat illustrates the geographic boundaries of the property.
Property Data- When looking at available residential or commercial properties on the market, real estate professionals research as much as they can to accurately evaluate homes and buildings clients may purchase. Analyzing property data is typically a top priority for these investors when conducting research.
Property Tax Records- A property tax search is an essential aspect of home buying. Property taxes can have an impact on monthly mortgage payments and unpaid taxes may be carried over to a new owner. Because of this, it is essential that a home's tax history is clearly outlined with a property tax search.
Public Property Records- Public property records can be a helpful asset when it comes to homebuying. It can help consumers to determine how much they should bid on a home what expenses, such as taxes, may come along with owning that home.
Real Estate Property Records- When buying a home, it is essential that real estate agents, lenders, buyers and other involved parties fully research a piece of property before negotiations begin. Information about a home can influence selling price, mortgage rates and whether a potential buyer wishes to go through with a purchase.
Real Estate Information System (REIS)- A computerized system for tracking property location, description, ownership, and any other information considered important by the entity creating the system. Today, almost any major and midsize city in the United States has online REIS access for property taxes, past and current property ownership, and recent sales prices.
Real Estate Records- In order to ensure a piece of real estate is a safe bet for potential buyers, it is important that full real estate records are obtained. Without this detailed history, buyers may miss crucial information about a home that may affect their decision to buy and the price they are willing to pay for a home.
Realtor- (also known as Realtor® or REALTOR®) A real estate broker or a real estate agent who holds active membership in a local board of Realtors that is affiliated with the National Association of Realtors® (or NAR). The NAR has a Code of Ethics that all members are to adhere to. All Realtors are real estate brokers and real estate salespeople, but not all real estate brokers and real estate salespeople are Realtors (members of the National Association of Realtors.)
Safety and Soundness- Safety and soundness in lending is an important topic when it comes to lending. Because some loan practices have been blamed for the economic downturn, many banks and other lenders have found a renewed focus in conservative lending practices.
Small Banks- Because mortgage lending is now subject to more stringent verification processes, lenders may have to do even more research to ensure they are abiding by safe lending practices. Small banks are often tasked with doing the legwork when it comes to justifying mortgages without the considerable resources of a larger entity.
Survey- A precise measurement of a property/parcel by a licensed surveyor, showing legal boundaries of a property and the dimensions and location of improvements.
Tax Maps- An official document showing the locations and parcel identification numbers for all property located within an ad valorem (property) tax jurisdiction.
Title- The right to, and the ownership of, property. A title or deed is sometimes used as proof of ownership of land.
Warranty Deeds- Warranty deeds may help protect a homebuyer in the event that previous ownership of a property is contested. It makes certain guarantees to buyers when the deed to a home is passed between buyer and seller.
"I say this…and I can't say it enough-you have a great product, but you've got even greater people. And you are extremely responsive. You have a team that can service all 230 banks in my state."
COLIN BARRETT - Tennessee Bankers Association


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Graphic Design & Branding
We're passionate about projects that connect and inspire people, and content that challenges us to innovate with technology and digital storytelling.
We genuinely get behind the mission of each client, which inspires us to do our best work.
The best brands have a strong, noticeable brand personality. Using design to build and highlight your brand's personality will mean that you always remain in consumer's minds.
Click on any of the logos below to get a closer view


text: Many people assume that drugs or other treatments are the only way to control cancer pain. But they are only one part of treatment. Sometimes simple ways of making you feel better are overlooked. There are a lot of things that you and other people can do to make you feel better.


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Yellow Cedar Shingles & Shakes
Cedar shingles and shakes are renowned for their insulation qualities, dimensional stability and natural resistance to the elements. Cedar roof shingles contain a natural preservative making them uncommonly durable in their natural state.
For quality assurance, always specify Certigrade Western Red Cedar Shingles. The term Blue Label is actually a registered trademark of the Cedar Shake & Shingle Bureau association which has over 250 member companies. Be aware that just because a supplier puts a label in a blue colour on its bundles does not mean that it's on grade or third party inspected. Certigrade Western Red Cedar Shingles are inspected by legitimate, third party agencies, accredited by the Cedar Shake & Shingle Bureau.
Silva Timber are a Cedar Shake & Shingle Bureau member. The Bureau monitors and inspects member mills to ensure product quality, grading rules and consistency of Certi-Label cedar shingles and shakes are maintained.


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January Sidney Meyer (New York), The New York CPA, January 1967. Suspension of the Federal Investment Credit and Accelerated Depreciation — Effect on State Income Taxes. April Sidney Meyer (New York), The New York CPA, April 1967. Computers Increase the Danger Involved in Filing an Incomplete State Tax Return. May John Cary Findlay (Miami), The Florida CPA, May 1967. Auditing Sales and Purchases Under the Uniform Commercial Code. Harold G. Levell (Memphis), The Louisiana CPA, Spring 1967. Purposes for Holding Real Estate. 8 Bernard Kaye (Executive), New York State CPA Society, New York. Internal Revenue Code Section 367. 16 J. Byrne Kelly (Cleveland), St. Edward High School, Lake-wood, Ohio. Career Opportunities in Public Accounting. 17 Lawrence R. Fall (Chicago), The Association of Savings and Loan Controllers, Milwaukee. Audit of On-Line Systems Within a Savings and Loan Association. 25 Joseph E. Elmlinger (Columbus), Ohio State University, Columbus. Statistical Sampling and EDP. June 5 Fred E. Dauterman, Jr. (Columbus), Ohio CPA Society, Columbus. Problems of the Closely Held Corporation. 6 Robert J. Cruikshank (Houston), Texas CPA Society, Houston. Medicare. 8 John M. Crawford (New York), Schering Corporation, Washington, D.C. Internal Control and Procedures to Safeguard the Assets of the Corporation. 12 Lorin H. Wilson (Los Angeles), Association of CPA Examiners— Mountain States, Salt Lake City. Accounting Education and Accreditation. (Also Pacific States, Seattle, June 14.) 15 William B. Mansfield and Kenneth G. Krueger (Denver), American Association of Hospital Accountants, Institute for Independent Hospital Auditors, Chicago. Hospital Auditing. 15 Robert L. Steele (Executive), Pacific Northwest Conference of CPAs, Seattle. Experience in International Practice. 17 Helen Adelman (Miami), American Society of Women Accountants, Miami Chapter. Reports to Governmental Agencies. 20 John S. Schumann (New York), New York State CPA Society, Lake Placid, New York. The CPA and the Public. (Also Kansas CPA Society, Hutchinson, Kansas, September 14.) 22 Elmer G. Beamer (Cleveland), The Illinois CPA Society, Saint Louis. How Live Wires Keep Current. 26 David E. Longacre, Jr. (Philadelphia), Pennsylvania State Association of Boroughs, Philadelphia. Role of the Independent Auditor in Boroughs. 28 Elmer G. Beamer (Cleveland), National Association of Accountants, Denver. Educational Notes for the Management Accountant of the 1980s. July Oscar S. Gellein (Executive), The Journal of Accountancy, Current Reading, July 1967. Review of "Modern Accounting Theory." 10 Adrian E Cummings (Chicago), American Management Association, Inc., Chicago. Accounting —The Language of Business. 10 Reynard H. Hoffman (Chicago), American Management Association, Chicago. Generally Accepted Accounting Principles. 10 William B. Mansfield (Denver), American Hospital Association, Denver. Establishing a Budget for the Purchasing Department and Budgeting for Hospital Supplies and Equipment. 12 Charles V. Doherty (Chicago), American Management Association. Cost Behavior.


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If Greece, Ireland, Italy, Portugal and Spain were to leave the Euro it would have a massive effect on the UK. Credit Suisse has recently estimated that were the peripheral countries to exit, Barclays would face losses of €37 billion and Royal Bank of Scotland €26 billion.
And that's just what will happen here. If the Euro crisis results in the single currency breaking apart few large Eurozone banks would be left standing and the banking sector could face a €370 billion loss. Reported in the Guardian yesterday, Credit Suisse has conducted one of the first in-depth analyses if the Eurozone disintegrates.
The Credit Suisse report makes grim reading indeed, more so in the light of Spain's debt rising to seven per cent and the election in Greece over the weekend.
Just to add a further layer of gloom, Credit Suisse also considered what would happen if three of the worst case scenarios – Greek exit, exit of the peripheral countries and a situation where banks retrench domestically – all happen at once. The upshot would be that the banking sector would need capital injections of up to €470 billion.
As has been said many times on this blog, the UK is deeply involved in these dire predictions. We are an island only geographically, not in any other sense. The only thing on which I have ever agreed with David Cameron is that what happens in the Eurozone will deeply affect us in Britain.
The Credit Suisse analysis of the consequences of the Eurozone breaking up follows closely on the heels of a report from the right-wing think tank Open Europe warning of the consequences of Britain leaving the European Union. The Open Europe paper says: "While acknowledging that the cost of EU membership remains far too high, the EU continues, on a purely trade basis, to be the most beneficial arrangement for Britain. The alternatives often suggested – the Norwegian, Swiss and Turkish models – would all come with major economic drawbacks, not least for key UK industries such as car manufacturing and financial services, with the Norwegian model being particularly ill-suited for Britain."
There is, of course, only one overarching conclusion to be drawn from the Credit Suisse and the Open Europe research, neither of which can be charged with being either left-wing or Euro-fanatic. It is that Britain is profoundly affected by what happens in the Eurozone and is so completely tied up with the European Union that coming out is not a realistic option.
Meanwhile, back to the banks. It was banks rather than sovereign countries which precipitated the current economic crisis. Fanny May and Freddie Mac started it all with toxic mortgages to people who could not repay their debts. This was, however, just the tip of the iceberg. Banks were deemed too big to fail. Tragically, though, people were thought fair game, hence the austerity measures which are causing so much suffering across Europe.


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The Harvard heavyweight crew goes back on the road Saturday, visiting Navy to race the host Midshipmen and Penn Quakers for the Adams Cup.
The Adams Cup regatta will run alongside the Haines Cup racing, featuring the Harvard lightweight crew and Navy. The Crimson's fourth varsity/third freshman eight, meanwhile, will race at home against the Holy Cross varsity at 9:42 a.m.
Adams Cup/Haines Cup Schedule
6:45 a.m. - Heavyweight varsity eight
7 a.m. – Lightweight varsity eight
7:15 a.m. – Heavyweight second varsity eight
7:30 a.m. – Lightweight second varsity eight
7:45 a.m. – Heavyweight freshman eight
8 a.m. – Lightweight freshman eight
8:15 a.m. – Heavyweight third varsity eight
8:30 a.m. – Lightweight third varsity eight
8:45 a.m. – Heavyweight second freshman eight
9:00 a.m. – Lightweight second freshman eight
Last Time Out
Harvard (4-0) swept four events from Princeton and MIT, including the varsity eight race for the Compton Cup, and another from Brown Saturday morning on the Charles River. The varsity eight pulled away to a 6.7-second victory, its 10th in the last 11 years against the Tigers and Engineers. Click here to view video of the varsity race.
Last Season
The Crimson swept five races from Navy and Penn on Philadelphia's Schuylkill River. Harvard's winning varsity time of 5:31.5 was 3.6 seconds faster than the Midshipmen and 15 ahead of the host Quakers.
History Lesson
Harvard has won each of the last 12 races for the Adams Cup and boasts 49 wins in the cup series. Penn has captured the trophy 14 times, and Navy has 13 Adams wins.
Last week's wins against Princeton and MIT stretched Harvard's streak of dual opponents defeated to 17. The Crimson's varsity, second varsity and freshman eights are a combined 11-0 this season and 32-0 the last two seasons.
Scouting the Opposition
The Navy varsity (5-0) has won each of its dual regattas since placing third—6.2 seconds behind champion Harvard—at the San Diego Crew Classic. The Mids won each of three head-to-head matchups at the George Washington Invitational before downing Cornell and Syracuse for the Goes Trophy last week.
Penn (2-5) has defeated Columbia and George Washington this season. The Quakers are coming off a third-place performance in the Blackwell Cup race, finishing 2.7 seconds behind runner-up Columbia and 9.1 seconds back of winner Yale.
Probable Lineups
Varsity Eight
Cox: David Fuller, 8: Patrick Lapage, 7: Michael DiSanto, 6: Sam O'Connor, 5: Parker Washburn, 4: Caspar Jopling, 3: Josh Hicks, 2: Andrew Holmes, 1: James O'Connor
Cox: Alex Sopko, 8: Peter Scholle, 7: Ben Lynton, 6: Matthew Edstein, 5: Nick Jordan, 4: Andrew Reed, 3: Elihu Reynolds, 2: Jack Morrissey, 1: Max Monfared
Third Varsity Eight
Cox: William Hakim, 8: Matthew Vincent, 7: Justin Mundt, 6: Jamie Law-Smith, 5: Nolan Pollock, 4: Alex Macintosh, 3: David Paresky, 2: Andrew Stein, 1: Andrew Hamm
Cox: Brittanie Maxwell, 8: Mihailo Malowany, 7: Eli Shikaloff 6: William Polachek, 5: Andrew Crown, 4: Nick Jaroszewicz, 3: Daniel Ranard, 2: Patrick Galvin, 1: Edward Winters Ronaldson
Freshman Eight
Cox: Jack Smith, 8: Charles Risbey, 7: James Medway, 6: Ed Rippon, 5: Andrew Emmett, 4: Josh Bernstein, 3: Max Meyer-Bosse, 2: Alexander Uruchurtu, 1: Lachlan Hanbury-Brown
Cox: Jessi Izhakoff, 8: Ryan Furey, 7: Daniel Hilhorst, 6: William Locke, 5: Owen Prunskis, 4: Andrew Crown, 3: Jan-Peter Bockstiegel, 2: Jack Freese, 1: Matt Weinstein


text:
Connecticut Trade Mission Hits the Ground Running in IsraelApril 7, 2010
Jim Cramer is the Deputy Senior Commercial Officer at the U.S. Embassy in Tel Aviv. He and his colleagues promote U.S. exports to the Israeli and Palestinian economies, with particular emphasis on small and medium sized American companies.
Congressman Joe Courtney and his trade delegation arrived to Israel without a hitch today (April 6). The entire group got together tonight to review their schedules with our commercial specialist staff and to be briefed on the Israeli economy. For those companies taking advantage of our Gold Key matchmaking service, our office was able to set up over 70 business-to-business meetings. Many of the companies saw such a demand for their products that they are meeting with 5 – 7 Israeli companies each day for two days. What a success!
During tonight's get together our office's senior commercial officer, Jonathan Heimer, spoke about the opportunities Israel's fast moving and innovative market provides American companies. Our good friend Tamar Guy, Executive Director of the Israel-America Chamber of Commerce & Industry also spoke, and with good humor and grace gave the delegation an inside view of Israeli culture.
And luckily, we were all together to celebrate Congressman Courtney's birthday. Happy birthday Joe! As you said, getting such a great delegation together that will bring jobs to Connecticut is one heck of a gift.
Wednesday is going to be a busy day. Our Gold Key companies begin their b2b schedules and Congressman Courtney will also be shuttling about the Tel Aviv area for meetings with Israeli business and government leaders. We have a networking event tonight at our Ambassador's residence; we are keeping everyone busy!
This mission really exemplifies the power of President Obama's National Export Initiative. It brings together the resources of the U.S. government and the private sector to find success and profit via exports. Thanks to the Connecticut District Export Council for their support and Anne Evans of our Middletown U.S. Export Assistance Center for her help. What a way to bring the NEI to Israel!
Stay up to date on this trade mission via this blog. If you would like any further information on the Israeli market, the best place to start is our website, www.buyusa.gov/israel.


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Monday, October 17, 2011
Our big news...
63 comments:
- Rae said...
WOW! That really is great news. I can't wait to see your new living arrangements. I'm so happy for you adorable newlyweds. Safe travels! xo, rv
- October 17, 2011 at 10:04 AM
Pittsburgh is a great city made up of even better neighborhoods. I went to college at Pitt and really enjoyed getting to know the area. There has been a lot going on there in the past couple of years. Good luck with the move and the apartment! How exciting for you!
- October 17, 2011 at 10:04 AM
- jackie said...
holy cow girl, congratulations! enjoy this last time with your family and good luck packing up :)
- October 17, 2011 at 10:06 AM
- Suburban Sweetheart said...
Oh, wow! I'm sorry we didn't get to meet while you were in the Boston area, but I know you guys will love Pittsburgh. GOOD LUCK in the move, & I can't wait to hear all about your new start.
Oh, & look up The Cosmopolitan Clevelander! She's a fashion blogger who just moved to the city of steel, too: http://christinaphillis.blogspot.com
- October 17, 2011 at 10:23 AM
- Manding. said...
wow. congratulations and good luck ! can't wait to see the move through your blog. sad for your to leave new england, but at least your last trip to maine will be full of the beautiful fall foliage.
ps, http://amandamantes.blogspot.com !
- October 17, 2011 at 10:26 AM
Congrants to you guys!
- October 17, 2011 at 10:28 AM
- Katrina said...
Congrats! It's going to be such a fun adventure! Yay for awesome opportunities!
I'll miss seeing your local photo shoots, though!
- October 17, 2011 at 10:34 AM
- Miss Minty said...
Awesome! Welcome to Pennsylvania!
- October 17, 2011 at 10:38 AM
- Emily said...
You will love Pittsburgh! I'm a displaced Pittsburgher and miss it terribly. It's a great city. I can't wait to see some posts with familiar scenery once you get settled. Now I'll be able to get my Pittsburgh fix in yet another place on the web. Good luck!
- October 17, 2011 at 10:39 AM
- The Wh0le Story said...
Oh, congrats! My guess is that this is Modcloth related? If not, hopefully with just as wonderful a company!
- October 17, 2011 at 10:41 AM
Best of luck with your move! I moved to the DC area 5 years ago for a job, and it was definitely one of the better decisions of my life.
- October 17, 2011 at 10:43 AM
- Unknown said...
Best of luck to the both of you! That's incredible and I can't wait to hear about what fabulous new thing you will be doing there! xxxx
- October 17, 2011 at 11:04 AM
Congratulations! It's a great though scary thing to do, you are at a great point in your lives for such an adventure - now or never, right??
- October 17, 2011 at 11:05 AM
- sallie oleta barbee said...
Congratulations! A move is always an exciting adventure! I grew up on the other side of PA, and despite all my Philly vs Pittsburgh sentiments, I can honestly say that Pittsburgh is one of the more beautiful cities I've ever seen.
Good luck with the move!
- October 17, 2011 at 11:19 AM
- punky said...
I'm so so so sad. I hope Pittsburgh knows how lucky it is!
- October 17, 2011 at 11:46 AM
Congrats Julie! We're all rooting for you!
- October 17, 2011 at 11:54 AM
- Alicia said...
Congrats! The North Shore will miss you. First stop a Primanti's Sandwich!
- October 17, 2011 at 12:01 PM
- Kyla said...
AWESOME! PA blogger meetup! Be sure to connect with Terra at Stylish White Female - she's in the Burgh an ridiculously awesome. CONGRATS!
- October 17, 2011 at 12:11 PM
- amberly said...
I too recently moved to Pittsburgh!!!! I would be honored to show you around or help you in anyway! I live in the Shadyside area, near the SMU and Pitt campuses :) And I second the guess that it's Modcloth related!! So exciting you two recently got married and now you're packing up and starting a new life in a new city!! Welcome to Bridge central! <33 Enjoy your last moments at home -- but remember, it's never far away!
- October 17, 2011 at 12:21 PM
- Unknown said...
wow!!!! big surprise!!! good luck w the move :)
<3 steffy
Steffys Pros and Cons
- October 17, 2011 at 12:22 PM
- Alice, Pretty Confused said...
This is so exciting! I hope the move goes smoothly xo
- October 17, 2011 at 12:41 PM
- Shirin said...
Congratulations!! Some of my good friends recently moved to Pittsburgh and they love it!! All the best :)
- October 17, 2011 at 12:48 PM
- Elaine said...
Yay!!! That's so exciting!!!! Keep us udpated please!!!!
- October 17, 2011 at 12:50 PM
- Unknown said...
Woo-hoo, Pittsburgh Rocks!! I moved here blindly 12 years ago and friggin love it. Good luck with the move and welcome to da 'burgh!
- October 17, 2011 at 1:28 PM
- hannah, heart city said...
yay! congrats! moving is a pain but so exciting! hope you love the city. and you'll be (a little bit) closer to philly, so come visit!
- October 17, 2011 at 1:40 PM
- kati-like said...
Congrats on the new adventure! I've lived in Pittsburgh for about 4 years and I love this city! I know you guys will too.
- October 17, 2011 at 1:47 PM
- Bruce said...
Love your blog
Eye Makeup Tips
- October 17, 2011 at 1:48 PM
- SWF_Terra said...
I cannot wait to welcome you to the City of Champyinz. YAY!
- October 17, 2011 at 1:54 PM
- cb said...
that is so awesome! congrats on the move! also i have that jacket and it is the shit! LOVE IT!
- October 17, 2011 at 1:59 PM
- sweet harvest moon said...
- October 17, 2011 at 2:26 PM
- Unknown said...
Huge congrats can't wait to see whats moving you:)))
- October 17, 2011 at 2:51 PM
- Jean said...
I've been a 'burgh transplant since 2002 for Chatham College (now University). You will love it here!
tips: try to live in Squirrel Hill, Shadyside, Greenfield or Regaent Square or Highland Park. STAY OUT OF Homewood, Munhull, Homestead, East Liberty or anything with "hills" or "shore". South Side is okay. STAY AWAY from Lobos Management, JJ Land and Forward Management. If it's too late for any of the above, just stay on top of things and move next year.
WOW! I live in the Shadyside area and would be happy to share restaurants, shopping, groceries, anything you need.
- October 17, 2011 at 2:54 PM
- Ali said...
Congrats and good luck! I moved across country to a city I'd never been to a few months ago. It's kind of scary but also freeing in a way. Enjoy!
- October 17, 2011 at 3:18 PM
I love living in Pittsburgh, the people are so nice and it's definitely a beautiful city. Squirrel Hill is my favorite neighborhood! Good luck and congrats!!
- October 17, 2011 at 3:20 PM
- Laura said...
Wow wow wow! That's so incredible! My dad's whole side of the family is from Pittsburgh, and I absolutely love it. Everyone is so nice there, and it's such a pretty city with all the hills. I've never lived there, but it's always felt like home. I can't wait to hear all about your adventures in the 'Burgh. Congratulations :D
- October 17, 2011 at 3:24 PM
- Elly said...
Wow! How exciting...congratulations on the big change. I've only been to Pittsburgh for a couple of days, but seemed like a really interesting city- and you should make sure to try their cheesesteak version with french fries in the sandwich (I think I'd gotten one at Primanti Bros?) Best of luck with the move as well!
- October 17, 2011 at 3:43 PM
- steffy said...
Congratulations! Hope your big move is a success (I'm sure it will be).
- October 17, 2011 at 4:12 PM
- Daphne said...
Congratulations Julie! I hope you both love your new home, and though I'm sad we won't be able to hang out again, it was great meeting you and having fun in Portsmouth! Best of luck :)
- October 17, 2011 at 4:48 PM
- stealthnerd said...
I grew up in the 'Burgh and even though I'm in Philly now, I still consider Pittsburgh home :) I hope you love it there!!
- October 17, 2011 at 5:40 PM
- Sidewalk Chic said...
Congrats on your new life changes! Wishing you and Chris happiness.
- October 17, 2011 at 6:33 PM
- jumpseat monalisa said...
congratulations! the burgh is an awesome place to be. what neighborhood are you moving to? best of luck!
- October 17, 2011 at 7:34 PM
- nest + venture said...
congrats! I wish you both the best of luck...and have fun decorating ;)
- October 17, 2011 at 8:25 PM
- Unknown said...
I live right outside of Pittsburgh! So excited, you guys are gonna love it here!!
- October 17, 2011 at 8:59 PM
- Unknown said...
omg so excited, I hope to see a Pittsburgh swap soon!!!!
- October 17, 2011 at 9:00 PM
- Style Hoot said...
Good luck with the move. Excited to see some before & after decorating photos!!
- October 17, 2011 at 9:20 PM
- Alison Kinsey said...
i am soo excited for you julie, i love hearing stories like this. you and chris are going to have so much fun on your new adventure! i essentially did the same thing a month ago. me & my boyfriend packed our bags and moved out to socal with no idea of where we were going to live or what we'd be doing. i can't say it's been perfect the entire way but we're having a blast and really enjoying our new lifestyle. i can't wait to hear about the opportunity and to see some home decor posts (i love looking at posts like that!) good luck!
- October 17, 2011 at 11:08 PM
- e. m. mcneill said...
good luck! :)
- October 17, 2011 at 11:13 PM
- kelly ann said...
Congratulations, Julie! I hope the move goes smoothly. :) So exciting!!
- October 17, 2011 at 11:25 PM
- Hope said...
Congrats on the new venture, whatever it may be...I have a guess. ;)
- October 17, 2011 at 11:50 PM
Pittsburgh! That city holds a very special place in my heart. I went to school there for 4 years, and as the first city to really be my home, that place will always win me over. So wear black and yellow (they'll judge you if you don't), eat french fries and coleslaw on your sandwiches, and fall in love with the view of downtown as you cross the bridge coming from the airport.
and if I remember correctly, Modcloth is based in Pgh. coincidence?
- October 18, 2011 at 5:17 AM
- Lauren said...
That's so exciting! Moving to a new place can be scary, especially when you come from a bubble, but having someone with you makes it much easier and much more fun. Can't wait to hear about your new job! I have some guesses...
Lauren @ Sea Parrot
- October 18, 2011 at 6:35 AM
- shelby h.k. said...
have fun and safe travels!!
MA will miss you.
- October 18, 2011 at 9:06 AM
- Virginie's Cinema said...
Congrats Julie!! So excited to see where this takes you and your style!
I hope the move goes smoothly and I can't wait to hear more about it.
ps: animated gifs rock!
Virginie ♥
- October 18, 2011 at 12:19 PM
- Unknown said...
good luck and congrats!
- October 18, 2011 at 8:05 PM
- Tara said...
woohooo! congrats! so so exciting! can't wait to hear what you'll be doing there! oh and p.s. i totally have that bb dakota coat too and i love it! look adorbs on you :-)
- October 19, 2011 at 3:02 AM
- Morgane said...
how fun ! Good luck on moving. I just came accross your blog, through your wedding pics (i'm getting married next year) and i loved them. Congrats!
- October 19, 2011 at 6:38 AM
- Bekah said...
Holy crap, so cool! Welcome to the city! I live in Pittsburgh. Lawrenceville to be specific. Just an FYI, if I happen to run into you I will stop you to say hi. ;)
- October 19, 2011 at 7:20 AM
- Style My Way said...
This is wonderful news! I am always excited for people with new adventures! Trust me when I say, you are going to be fine! I moved every 4-6 years through out my childhood. I finally planted roots about 14 years ago, but I always itching to move!!! Best of luck! Can't wait to hear about all the cool places you find in Pittsburg!
- October 19, 2011 at 12:26 PM
- Unknown said...
Pittsburgh is a great city! I hope you will love it. I've lived here my entire life other than a few years away at college.
- October 19, 2011 at 1:18 PM
- Unknown said...
I wish you all the best in your move. Sad we will be losing you from the Boston blogger family!
- October 19, 2011 at 4:25 PM
- Unknown said...
Hope you visit Fallingwater and take some rad photos!
- October 23, 2011 at 6:12 PM
- Ya no sé qué hacer conmigo said...
Congrats and the best to everything that follows. At least you'll have your love by your side on this new journey.
- October 24, 2011 at 1:01 PM
- h said...
Oh wow, I stopped reading the blog a year or two back, and look what happens! You move to my city! I know it's late, but welcome to Pittsburgh. It's a pretty great place :)
- July 16, 2013 at 11:42 PM
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text: WrestleMania I – Michael and Lawrence showcase one of the biggest events in the 80s. Some might say The Greatest Wrestling Event of All Time. We showcase the first annual WrestleMania professional wrestling pay-per-view event. We revisit some of our 80s wrestling memories, Mr. T, Hulk Hogan, André the Giant and more.


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This article from Pete Eppele, Zilliant senior vice president of products and science, discusses global markets, prolonged periods of deflation, and in which ways many B2B company leaders are considering the impact of deflation on pricing and margins, especially as they are faced with increasing pressure from customers to lower prices. Read the original article.
Home » Zilliant Press Releases and News » Pricing Strategies: Managing Prolonged Deflation & Cost Volatility
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text:
BALTIMORE – UMBC junior Hannah Schmidt (Catonsville, Md./Mount de Sales) tallied a season-high 17 kills to lead all hitters, but George Mason rallied from a set down to defeat the UMBC volleyball team in four sets (19-25, 25-23, 25-16, 25-12), Wednesday night in the Retrievers' home opener at the RAC Arena.
Schmidt also picked up a team-high 14 digs to records UMBC's first double-double of the season. Sophomore Sherelle Walker (New Freedom, Pa./Susquehannock) was also in double-digits for kills, notching ten put-aways for UMBC (1-3).
Senior setter Mallory McIntyre (Winnipeg, Manitoba/St. Mary's Academy) also recorded a double-double with 38 assists and 11 digs.
George Mason (1-3), who dropped all three contests at last weekend's D.C. Volleyball Challenge, was led by Lana Zonjic's 13 kills and Morghan Martin's 14 digs.
For the match, George Mason outhit UMBC .184-.064 while also recording 11.5 total blocks to the Retrievers' nine.
The first set was tight in the early-going with each team making mini runs. The visitors made the first run, pulling to a 6-3 lead, but UMBC cut right back and rallied to take a 12-10 lead on an attack error. Mason returned the favor by retaking the lead at 15-14, forcing a Retriever timeout. Out of the stoppage, UMBC won six straight points behind the serving of freshman Casey Griffith (King of Prussia, Pa./Upper Merion) to take a commanding 20-15 lead and never looked back, winning the set 25-19 on a kill by sophomore Krystal Mlemchukwu (Baltimore, Md./Western Tech).
The Black and Gold continued the hot play in the second set, building a 7-2 lead following a 5-0 run. UMBC maintained the lead through 11-6, but Mason rattled off five straight to pull even. Three consecutive Schmidt kills gave the hosts the lead again, and an attack error pushed the lead to 15-11. The Patriots slowly inched back yet again and took the lead at 18-17 on an error. Back-and-forth the teams went down the stretch and eventually George Mason won three straight after being down 23-22 to even the match with a 25-23 set win.
After the intermission, the Patriots came out swinging and staked to a 16-5 lead behind the hitting of Zonjic who tallied seven kills in the frame. For the period, George Mason hit .423 while limiting UMBC to a .091 hitting efficiency. The visitors only allowed the Retrievers to get within eight during the set and took the match advantage by winning the third set, 25-16.
In the final set, George Mason won 12 of the first 15 points and only permitted UMBC to win back-to-back points twice to close out the win 25-12 in the fourth.
UMBC returns to tournament play this weekend by heading across town for the Radisson Cross Keys Greyhound Challenge hosted by Loyola (Md.). The Retrievers will take on Delaware on Friday at 4:30 p.m. at Reitz Arena before playing a doubleheader on Saturday against the host Greyhounds and LaSalle.
- George Mason now owns a 21-5 advantage in the all-time series.
- The Patriots have won four straight meetings between the two clubs.
- Schmidt's double-double is her first of the season and 14th of her career.


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Dietary Guidelines for Americans 2005
Chapter 9 Alcoholic Beverages
The consumption of alcohol can have beneficial or harmful effects depending on the amount consumed, age and other characteristics of the person consuming the alcohol, and specifics of the situation. In 2002, 55 percent of U.S. adults were current drinkers. Forty-five percent of U.S. adults do not drink any alcohol at all.15 Abstention is an important option. Fewer Americans consume alcohol today as compared to 50 to 100 years ago.
The hazards of heavy alcohol consumption are well known and include increased risk of liver cirrhosis, hypertension, cancers of the upper gastrointestinal tract, injury, violence, and death. Moreover, certain individuals who are more susceptible to the harmful effects of alcohol should not drink at all. In addition, alcohol should be avoided by those participating in activities that require attention, skill, and/or coordination.
Alcohol may have beneficial effects when consumed in moderation. The lowest all-cause mortality occurs at an intake of one to two drinks per day. The lowest coronary heart disease mortality also occurs at an intake of one to two drinks per day. Morbidity and mortality are highest among those drinking large amounts of alcohol.
Alcoholic beverages supply calories but few essential nutrients (see table 16). As a result, excessive alcohol consumption makes it difficult to ingest sufficient nutrients within an individual's daily calorie allotment and to maintain a healthy weight. Although the consumption of one to two alcoholic beverages per day is not associated with macronutrient or micronutrient deficiencies or with overall dietary quality, heavy drinkers may be at risk of malnutrition if the calories derived from alcohol are substituted for those in nutritious foods.
The majority of American adults consume alcohol. Those who do so should drink alcoholic beverages in moderation. Moderation is defined as the consumption of up to one drink per day for women and up to two drinks per day for men. Twelve fluid ounces of regular beer, 5 fluid ounces of wine, or 1.5 fluid ounces of 80-proof distilled spirits count as one drink for purposes of explaining moderation. This definition of moderation is not intended as an average over several days but rather as the amount consumed on any single day.
The effect of alcohol consumption varies depending on the amount consumed and an individual's characteristics and circumstances. Alcoholic beverages are harmful when consumed in excess. Excess alcohol consumption alters judgment and can lead to dependency or addiction and other serious health problems such as cirrhosis of the liver, inflammation of the pancreas, and damage to the heart and brain. Even less than heavy consumption of alcohol is associated with significant risks. Consuming more than one drink per day for women and two drinks per day for men increases the risk for motor vehicle accidents, other injuries, high blood pressure, stroke, violence, some types of cancer, and suicide. Compared with women who do not drink, women who consume one drink per day appear to have a slightly higher risk of breast cancer.
Studies suggest adverse effects even at moderate alcohol consumption levels in specific situations and individuals. Individuals in some situations should avoid alcoholthose who plan to drive, operate machinery, or take part in other activities that require attention, skill, or coordination. Some people, including children and adolescents, women of childbearing age who may become pregnant, pregnant and lactating women, individuals who cannot restrict alcohol intake, individuals taking medications that can interact with alcohol, and individuals with specific medical conditions should not drink at all. Even moderate drinking during pregnancy may have behavioral or developmental consequences for the baby. Heavy drinking during pregnancy can produce a range of behavioral and psychosocial problems, malformation, and mental retardation in the baby.
Moderate alcohol consumption may have beneficial health effects in some individuals. In middle-aged and older adults, a daily intake of one to two alcoholic beverages per day is associated with the lowest all-cause mortality. More specifically, compared to non-drinkers, adults who consume one to two alcoholic beverages a day appear to have a lower risk of coronary heart disease. In contrast, among younger adults alcohol consumption appears to provide little, if any, health benefit, and alcohol use among young adults is associated with a higher risk of traumatic injury and death. As noted previously, a number of strategies reduce the risk of chronic disease, including a healthful diet, physical activity, avoidance of smoking, and maintenance of a healthy weight. Furthermore, it is not recommended that anyone begin drinking or drink more frequently on the basis of health considerations.
TABLE 16. Calories in Selected Alcoholic Beverages
This table is a guide to estimate the caloric intake from various alcoholic beverages. An example serving volume and the calories in that drink are shown for beer, wine, and distilled spirits. Higher alcohol content (higher percent alcohol or higher proof) and mixing alcohol with other beverages, such as calorically sweetened soft drinks, tonic water, fruit juice, or cream, increases the amount of calories in the beverage. Alcoholic beverages supply calories but provide few essential nutrients.
a Source: Agricultural Research Service (ARS)
Nutrient Database for Standard Reference (SR), Release 17. (http://www.nal.usda.gov/fnic/foodcomp/index.html)
Calories are calculated to the nearest whole number per 1 fluid oz.
15 Behavioral Risk Factor Surveillance System, Surveillance for Certain Health Behaviors Among Selected Local Areas-United States, Behavioral Risk Factor Surveillance System, 2002, MMWR, 53, No SS-05. http://www.cdc.gov/brfss/.
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Updated Wednesday, July 09, 2008 by ODPHP Web Support


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Julian Assange is stuck in the Ecuadorian Embassy in London and the UK won't let him leave. He needs to race to the airport and Jalopnik readers know just what cars are perfect for the job.
Welcome back to Answers of the Day — our daily Jalopnik feature where we take the best ten responses from the previous day's Question of the Day and shine it up to show off. It's by you and for you, the Jalopnik readers. Enjoy!
If you don't want to click through the gallery you can see the post in a single page right here.
Photo Credit: Jay Kleeman
10.) Ford Focus
Suggested By: Pvt. Church is now LordPandemonium
Why it's chase-proof: Given Assange's high international profile, the Brits will be expecting him to roll in something luxurious and flashy. Nobody will be expecting a plain Ford Focus to carry him out.
Photo Credit: kenjonbro
9.) Armored Audi A8L
Suggested By: 404 Name not found
Why it's chase-proof: Of course, if the London police figure out that Assange is in a Ford Focus, they can stop him easily. Assange should roll in the security vehicle of choice for Israeli heads of state, a six-thousand-pound armored Audi.
When it comes to security, trust the Israelis; those dudes don't fuck around.
Photo Credit: Audi
8.) Surface-To-Air-Recovery-System (STARS)
Suggested By: ccyl
Why it's chase-proof: Of course, Assange could skip ground transport altogether. He'd just have to stand himself on top of the embassy harnessed up to a floating balloon and a catcher plane would pick him up and whisk him off to international waters.
It's called STARS and it worked for James Bond and for the CIA for 17 years of operation. It could work for Assange, too.
7.) Lamborghini Aventador in a plane
Suggested By: ClayW
Why it's chase-proof: The problem with STARS (other than it killed a guy once) is that it's too obvious. Assange should really sneak out of the country by air. For this, he should hide in an Aventador packed in a plane.
Even we have no clue where he'd stash himself, other than under a dummy engine cover. Still, inside a Lambo is the last place anyone would look.
Photo Credit: Jalopnik
6.) BMW Police Car
Suggested By: cesariojpn
Why it's chase-proof: The key element here is confusion. Roll up in a police-branded BMW 5-series, like the London police already use, and claim Assange has been granted safe release. Get the guy into the car, look official, and speed off before anyone knows what's happened.
Photo Credit: Luke Roberts
5.) BMC Mini
Suggested By: Demon-Xanth, CKeffer
Why it's chase-proof: It's possible the Brits won't believe any story you tell them about getting Assange out of the embassy, so you'll just have to drive him out. For this you'll need something nimble, fast, and small enough to cram through London's tightest shortcuts.
An original Mini will do the job. Just Italian Job that shit. If you're worried about getting outrun, get one with a Honda engine swap (or even all-wheel-drive). You'll be flying down staircases past the rozzers in no time.
Photo Credit: The Italian Job/IMCDB
4.) White Van
Suggested By: reverberocket.nipping the apex..and gently blowing in its ear
Why it's chase-proof: For you soulless over-thinkers who prefer a more delicate diplomatic touch than a crash-bang-boom car chase, we would recommend sneaking Assange out of the Ecuadorian Embassy in the most anonymous, ubiquitous vehicle in London: the white van.
Classic spy movie clean-up crew disguises, out the back door, into the van. Take the service entrance at the airport to a private plane, done.
Photo Credit: Alex Pink
3.) Marauder
Suggested By: g.nelson18
Why it's chase-proof: What if every way out of the Ecuadorian Embassy is blocked off? All you would need is a Marauder. It's bullet-proof, bomb-proof, and thanks to enough suspension travel to drive over other cars, roadblock-proof. Walls will also not be a problem.
Photo Credit: Top Gear
2.) Koenigsegg Agera
Suggested By: Dr_Watson
Why it's chase-proof: The Marauder would certainly be effective, but it's lacking in poetry and grace. It is far more fitting of an international escape to use speed, and there are few cars faster than a 960 horsepower Koenigsegg Agera. The K'segg also gives a nice two-fingered salute to its home country, Sweden.
Photo Credit: Ben_in_London
1.) Invisible Mercedes A-Class
Suggested By: Smiley Massacre
Why it's chase-proof: Assange has been holed up in London because he knows just as well as we do that if he is seen leaving the Ecuadorian Embassy in any way, he's screwed. That's why he needs to get out without ever being seen.
Just get him an invisible A-class, covered in cameras and LEDs to make it seem like you're looking straight through the car. It wouldn't be the easiest escape out of London and it certainly wouldn't be the fastest, but it would be the ballsiest.


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Young Racer's Club September 2011 - Cheyenne Belle Loyd
Dedicated to supporting youth in racing
Cheyenne Belle Loyd, Jonesboro, AR
This month's Young Racers' Club winner comes to us from Jonesboro, Arkansas. Eighteen-year-old Cheyenne Belle Loyd is a full-time student at Brookland High School and has been racing for the past six years.
Cheyenne grew up at the racetrack watching her father and brother race. As she got older, she became more interested in the sport. Her interest led to frequent visits to the family's race shop to learn about the cars and it was on one of those occasions that she shared with her father her desire to race.
Cheyenne made her racing debut during a Powder-Puff race alongside her aunt. Cheyenne's father loaned the pair his car and together the two won the event and the $100 prize. After her first experience on the track it became official; this young girl seriously wanted to race.
At the age of 12, Cheyenne began competing in the Cruiser Division at their local track. A Cruiser race car is built so that it holds two people and is similar to the car that Cheyenne used when she raced with her aunt in the Powder-Puff race. The first person is in charge of the steering and acceleration and sits on the driver side of the car, while the second person is responsible for the braking system and sits on the passenger side.
In 2006, Cheyenne notched her first title as the Cruiser Track Champion at Crowley's Ridge Raceway in Paragould, Arkansas. She followed that up with the 2007 Factory Stock Track Championship at NEA Speedway in Harrisburg, Arkansas. Mechanical failures relegated her to Ninth in the final point standings the following year in the same division.
In 2009, Cheyenne found an Economy Modified (E-Mod) bare chassis and saw it as not only a chance to move up a division, but a chance to further her racing education. So, she opted to take the entire 2009 race season off to devote the necessary time to build and prepare her E-Mod for competition. By the time the 2010 racing season rolled around she and her car were ready. She finished Sixth in the final point standings in the E-Mod division at NEA Speedway. She will no doubt be hunting that first E-Mod title in 2011.
In addition to being an accomplished young racer, Cheyenne donates 30 percent of her winnings to the Make-A-Wish Foundation, and is an active member of Future Farmers of America (FFA), and Family, Career, and Community Leaders of America (FCCLA) at Brookland High School.
Congratulations on becoming September's Young Racers' Club Winner, Cheyenne. A $250 gift certificate courtesy of the fine folks at Day Motorsports is on its way to you!