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The deepest thing within us
Interview with Calixto Bieito — By Simon Hatab and Milena Mc Closkey
A whiff of scandal shrouds director Calixto Bieito. He is readily described as provocative, iconoclast and fond of maintaining a conflictual relationship with his audiences. The man we interviewed is, in fact, extremely gentle: ample reason for dispelling the clichés. Twelve years after his production of Shakespeare's King Lear, and building on the insight afforded by that experience, he now tackles Reimann's Lear, considering the work through the prism of fragility and intimacy.
Before tackling Reimann's Lear, you had already directed the Shakespeare play from which the opera was adapted. Have you drawn on your memories of the play or did you come to this opera as if it were a new work?
Calixto Bieito: I did indeed direct Shakespeare's King Lear in 2004. When I began looking at Reimann's Lear, it was obviously an advantage to
have already worked on the original drama and to know it well – in so far as it
is possible to master such a work –
at least to have some knowledge of it. What I propose today is nothing like the
production I created in 2004. It is different. I am different. In the space of
twelve years, I have changed. I am more mature, I've seen more things that have
marked me. What's more, although the libretto of Lear is adapted from Shakespeare's play, it is as if it has been
'filtered' by a very particular translation: an old German translation dating
back to the 18th century, in highly rhetorical language. Finally,
the score, composed by Aribert Reimann during the seventies, lends the work its
own movement and sets it in resonance
with a different era. This music contains all the horror, blindness and
brutality of the 20th century. Ultimately, even if the story is
similar to the original, the substance of Lear
is completely different from that of Shakespeare's play. One cannot ignore
Harry Kupfer claims that to direct Lear, one has to "forget Shakespeare". Would you go as far as that?
C.B.: I wouldn't say "forget" but rather keep him at the right distance. Shakespeare can take on a thousand colours: from Reimann's music to that of Rufus Wainwright (who collaborated with Robert Wilson on a staging of Shakespeare's sonnets with the Berliner Ensemble). Shakespeare is very accommodating.
Is that what attracts you to the task of adapting the great classics?
C.B.: It's what attracts me to Shakespeare, not necessarily to all the classics. A play like King Lear, for example, has that force because it comes to us from the depths of humanity. Our scenography brings out that archaism...
Speaking of the scenography: one of the salient concepts is the slow collapse of the scenery…
C.B.: The solid wooden structure becomes soiled, breaks up and burns. It is burnt with petrol. The set collapses like the bodies of the singers. The singing and the music seem to evaporate: the closer the end comes, the more the music seems to disappear and resemble abstract language. Little by little it fades into oblivion.
This scenography gives rise to a very sombre vision…
C.B.: Yes, Lear is a pessimistic work. I don't perceive much hope in it.
As we followed the gestation of your production, we had the impression that two aspects of the drama inspired you: one essentially political and the other more intimate and familiar. As the work progressed, how did these two poles define themselves? Did one predominate?
C.B.: I always concentrated on the family. The political
aspect comes through anyway: it doesn't need underlining. I don't consider
myself as a politician but as a director. Politics comes of itself because it's
everywhere. Everything is political. On the other hand, one thing I have
profound knowledge of is the family: family relationships, old age, illness,
the deterioration of the body, death, loss … and also deception, betrayal,
violence, aggression, neurosis, repressed sexuality… I know all that and all
that is political. From the family unit are generated the universe, politics
and the apocalypse…
How did you approach the intrinsic violence of the work?
C.B.: Both Reimann's opera and Shakespeare's play are very
violent. I aimed to treat this violence with simplicity and to get to its very
essence: dry, sober, very austere. Profoundly economical. I tried to equal it.
Violence is initially interiorised, and then bursts out from inside, always.
You often use video footage, raw images that slice into us like a scalpel. What function do you attribute to these images? As a director, do you feel the need to wake up your audiences, to keep them alert?
C.B.: At the moment I'm not thinking much about the
audience. I'll be thinking about them on the first night, ten minutes before
the applause. For the moment, I'm trying to understand the work, to understand
the music and, above all, I'm trying to navigate through the work with the
singers. In this way our fantasies and dreams emerge. Our individual visions of
the work converge and create a little cosmos. The video images form the
experimental field for these visions.
Do you think video is the medium the most able to express the unconscious?
C.B.: Yes, in any case, I wanted to try. It's like a poem. Images come together and collide with each other. I sometimes write poetry. I enjoy it.
You have a very raw manner of portraying the human body, with scenes of partial nudity. Are you obsessed by bodies?
The way you focus on the skin and ageing in your production is particularly poignant. Suddenly, the complex tragedy of this mythological king becomes a universal drama of the human condition with which it is impossible not to identify. One thinks of the words of Paul Valéry: "The most profound part of man is his skin."
How do you get so much physical commitment from your singers?
C.B.: I try to give them very simple physical directions:
how to position their bodies, what energy to put into a movement… Because
everything is physical, everything is movement. All is fantasy, imagination,
but the body… How can I put it? We've only got one. It's what we are.
Everything is physical, all is imagination… That's quite a paradox. You seem to centre on the tension between the singers' physical incarnation of their roles and their interior world. Is this the driving force in your work?
C.B.: Exactly. I have nothing more to add. I don't really know how to explain things. Sometimes I write or take photos. What I do best is to observe people. I watch them: how they move, how they speak… But often these are things that can't be explained. We don't have the words. And sometimes words are very misleading, aren't they?
Interviewed by Simon Hatab and Milena Mc Closkey
Translated from Milena Mc Closkey's French translation of the original Spanish
Your reading: The deepest thing within us


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QAnon Posts
Currently displaying post dates/times in Eastern time. To set your timezone use the cogs icon at the upper-right.
Feb 15, 2019 6:17:48 AM EST
Q !!mG7VJxZNCI ID: b2a9e1 No. 5186264
Feb 15, 2019 6:10:39 AM ESTAnonymous ID: 7e7141 No. 5186193
Feb 15, 2019 6:04:25 AM ESTQ !!mG7VJxZNCI ID: b2a9e1 No. 5186098
Remember the cover story for this? Helicopter? Coincidence re: AF1 re: CA route NK? Bigger than 25th amendment attempt to remove. Depth of this is very serious. Q
>>5186098 Wife of burned, amputee Veteran here..we are ready, we are with you… we will continue to fight. God speed Q+++
>>5186193 Your husband answered the call as a brave and selfless Patriot. We are forever grateful for his service & sacrifice to this Country. May god bless you and your family. Honor & respect. Q
Get your QAnon swag @ shop.QAlerts.app.

subset: commoncrawl


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Bitcoin is now the greatest bubble of all timePhilip BakerAssociate Editor
If trading in Crypto Company or LongFin Corporation is any guide, the road to riches these days is as simple as adding the words blockchain and bitcoin to whatever a company does.
Shares in US based LongFin, which listed on the Nasdaq only a week ago, were up as much as 2000 per cent at one point after it said it was buying Ziddu.com, a small lending company with no revenue but one that claims to use the same blockchain technology as bitcoin.
These days that's the biggest buy signal you can get.
Even the CEO of LongFin thinks it's crazy and told CNBC that his company's market cap of $US5 billion wasn't justified.
No kidding.
The shares went from just over $US5 (giving the company a market cap of $US200 million) to $US142 and then back to $US68 in just a few sessions. That is definitely some sort of ride.
According to its website, Ziddu.com also has its own mandatory digital coin that is trading at US19¢.
Buy some more.
But it's a sign of these giddy times when a CEO helps pop the bubble on his own company.
Venkat Meenavalli said the rise in stock price was not justified and "it's insane". Given it looks like his company owned Ziddu anyway, it certainly is.
For investors that worry about X-factors – those things that come out of the woodwork and have an impact – then this mania could be a good example.
Crypto Co's stock price has also been on a tear.
It has soared more than 5500 per cent so far this year, but the SEC said overnight the stock has now been temporarily suspended from trading for a couple of weeks to protect investors.
For sure, the volumes in these sorts of stocks can be patchy at times, but there's a large windfall to be had for some.
There's little doubt that these new companies are the Poseidons of our time.
Indeed, forget the nickel boom of the late 1960s and the dotcom boom of 2000, move on from the Dutch Tulip craze of 1637, and disregard the US housing boom of 2006 and the Japanese property and stockmarket bubble of the '80s.
They look as though they are all just cheap imitations of a bubble.
Investors now have a new winner in the greatest bubble of all time: Bitcoin and blockchain.
It's now all very simple .
Small companies can change their name, announce some sort of tie to blockchain, and then sit back to enjoy the surge in their share price.
For some, the whole strategy mirrors what happened in the tech bubble of the late 1990s in which companies would simply add "dotcom" to the end of their names.
Just who could forget pet.com or it's smiley sock-puppet mascot that made its way to one of those very expensive ads shown during the Super Bowl.
The US-based company ended up selling cat and dog food at a loss because the owners didn't realise how expensive it was to deliver heavy bags of the stuff all over the country.
From afar the mention of blockchain and bitcoin also has parallels with an age where US capital markets witnessed a resurgence of backdoor listings, another sign that perhaps it's all getting very frothy on Wall Street.
Backdoor listings were all the rage during the dotcom boom of the late '90s and early 2000s.
It was so easy to list back then that, once the bubble burst, tech companies simply morphed into resource companies a few years later when the "stronger for longer" commodities boom started to take off.
The appetite of speculative investors simply shifted away from technology and towards the resources sector.
It happened here in Australia too and at the time the ASX copped some criticism that it allowed tech companies to list so easily.
As a result the ASX significantly tightened its regulatory regime.
Back then there were plenty of tech stocks that at least doubled in value, and more, as investors who thought they could get rich quick actually did.
For a time.
The current frenzy has prompted SEC chairman Jay Clayton to warn that cryptocurrencies and initial coin offerings offered "substantially less investor protection than in our traditional securities markets, with correspondingly greater opportunities for fraud and manipulation".
But it hasn't stopped some of the world's largest derivatives exchange operators from launching futures trading on the booming digital currency phenomena.
What really matters in BBSW brawl
Elsewhere, there's no doubt the release of the complete transcripts of taped phone calls from the BBSW rate-rigging trial will cause plenty of angst for all those involved.
The so called "colour" of swearing was always a big part of ASIC trying to embarrass the banks, so talk of someone's sex life and lesbian threesomes was always going to hit the headlines.
For sure the "F" word was tossed around like confetti in the Westpac dealing room but, let's face it, who hasn't used that word in the workplace?
And is there anyone out there who would really feel comfortable if certain transcripts of their emails and phone calls from seven years ago were released to the public today?
It's also worth noting that not even ASIC used these latest tapes as evidence and they were never played out in court – they were just the bookends to the transcripts that were.
The conduct and language of all the traders involved has been dealt with at Westpac, so that's not an issue at all.
Just how the bank's top brass can stop all the swearing and banter in a highly competitive dealing room is something completely separate. And good luck with that.
Traders have always tended to swear and make crude jokes, but maybe there will be a new breed from now on that keep their conversations and emails short and to the point.
Disruption has caused havoc in plenty of other businesses, so perhaps dealing rooms too look set to be changed.
It's worth noting these traders are paid to manage risk, but now there will be a culture of politeness and political correctness that goes with it.
In the meantime, what Justice Jonathan Beach really has to decide is when these Westpac dealers swung into action, on the days in question, were they trading for the sole or dominant purpose of benefiting the rate set exposure. Or was it just a purpose?
That's all that really matters. Nothing else.
What Sophie Johnson was doing, or who she was going to see, when she took over from another trader in London, is irrelevant.
Litigation can be a lottery though and some say it might be hard for Beach to go against the the previous findings of Federal Court judge Jayne Jagot.
Jagot really got stuck into the NAB and the ANZ when those two banks finally settled with the corporate regulator.
She said the public should be shocked and dismayed over their "gross departures from standards of commercial decency, honesty and fairness".
What ANZ and NAB did should be separate to Westpac, but how does it look if one judge says what they did to BBSW was outrageous and another finds them in the clear?
That's despite it not being completely clear what those two banks really confessed to in the end as they paid their $10 million and $20 million fines and made sure that it would be hard for anyone to mount a class action claim against them.
One former senior bank executive told this column that Beach is known for not taking a strict and technical legal approach to cases.
He takes a broader approach.
That could hurt Westpac and in this case he has given the go-ahead to evidence that perhaps allows the bank to appeal if they lose.
But Westpac will probably see it as a win if they, for example, are found guilty on just two counts and are forced to pay a $3 million fine.
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10 hours with customer service is ridiculous
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08-18-2019 07:17 p.m.
No thanks. The customer service is ridiculous and now we are tied down to phones with this ridiculous company. 10 hours on the phone trying to resolve their mistake of not taking a line off of our account years ago. We came back to Verizon only to be messed up with a charge that was their fault and their compensation was to credit us back their mistake instead of trying to rectify that this took 10 hours of our time and weasel their way out of honoring their bogo deal.


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Three Nigerian researchers who have developed, respectively, a typhoid fever vaccine, micro-needles and an anti-snake venom have been awarded prizes by the International Institute for Training, Research and Economic Development (IITRED).
"The prizes were handed out at an awards ceremony in Abuja on Friday.
"The recipients are Professor Samuel Garba of the Federal University of Technology, Minna, who developed the typhoid vaccine, and Dr Ololade Olatunji of University of Lagos, who developed micro-needles from fish scales.
"The third recipient is Professor John Aguiyi of the University of Jos, who developed the anti-snake venom.
"The chairman of IITRED, Dr Hassan Adamu, said that the awards were meant to encourage and promote local research to provide solutions to societal needs.
""Each year, IITRED reaches out to institutions in Nigeria to request for research nominations in areas that concern the society in order to stimulate demand-driven studies,'' Dr Adamu said.
""By doing this, we hope that some of the challenges bedeviling our quest for industrial growth will be solved through the findings of our outstanding researchers.
"Promoting science
"Nigeria's Minister for Science and Technology, Dr Ogbonnaya Onu, lauded IITRED for its gesture in promoting innovations.
"Dr Onu's remarks were relayed by Mr Adeneye Talabi, the Director of Science and Technology in the ministry, who also urged IITRED to extend its awards to the area of engineering.
"He pledged the ministry's commitment at promoting science and technology and encouraging innovations and explained that government had set up a presidential committee on Local Inventions and Innovations.
"In his research presentation, Garba, who won the Outstanding Medical Research Prize with his entry on "Development and Production of Typhoid Fever Vaccine,'' said his work had undergone all necessary verifications.
"He said he was waiting for the National Agency for Food and Drug Administration and Control to finish with the registration of the vaccine before he could commercialise it.


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Rudd tells PM candidates to compromise, Labour peer says Corbyn not "cut out" to be Leader2 min read
16 July 2019 | UK NEWS
Work and Pensions Secretary Amber Rudd has told Politico that both candidates for the Conservative Party leadership and Premiership will "find they have to compromise". She added: "I was surprised by what they both said and I think their views will collide with the reality when whichever one wins, starts negotiating and starts dealing with a Parliament which may be more difficult than they think to engage with."
It comes amid reports that Mr Johnson's team is looking to schedule a Queen's Speech for early November, which would involve proroguing Parliament in the final half of October in order to deliver a No Deal Brexit. Dominic Grieve also stated on the Today programme that he believed it would now be "quite difficult" to block No Deal by Parliamentary means.
Separately, it was reported in The Times today that the Brexit Secretary, Stephen Barclay, left the EU's chief Brexit negotiator, "astonished and dismayed" during a meeting last week, when he informed him five times that the Withdrawal Agreement as previously negotiated by Theresa May was now "dead".
Meanwhile, Lord Harris of Haringey, a Labour peer, has reportedly said that Jeremy Corbyn was not "cut out" to be the party leader. He made the comments on Radio 4, adding: "There's no question that in any organisation the moral tone that it sets, the style that it operates in is set from the top – that's what leadership is all about."
Referring to Mr Corbyn's inner sanctum, Lord Harris also suggested that Mr Corbyn might have "reined back" his "more idiotic supporters", who have been accused of intimidation and discrimination against party members.
Elsewhere, we read in The Telegraph today that the incoming President of the European Commission (and its first female incumbent), Ursula von der Leyen, has insisted that the UK-EU Withdrawal Agreement cannot be renegotiated.
The Guardian also carries a story reporting that over 60 Labour peers have told Jeremy Corbyn he has "failed the test of leadership" in respect of his handling of anti-Semitism within the party.


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Posted in Wyoming October 14, 2019
Take This Prehistoric Road Trip To See These 5 Dino-Mite Sites Across Wyoming
Wyoming is a prehistoric wonder! Paleontologists flock to the state to find evidence of a land before time. If you love dinosaurs and history, and want to travel back in time to when these creatures walked the earth. embark on our Wyoming Dinosaur Road Trip. Find directions and information below!
Of course, you can always visit these fossil sites on their own if you don't have time to combine them into a road trip. Be sure to look up seasonal hours and information before making the trek! For more information about digging for fossils in Kemmerer, read You'll Love Digging For Fossils At This Unique Historic Site In Wyoming.
Address: Greybull, WY 82426, USA
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Address: 125 College Dr, Casper, WY 82601, USA
Address: Fossil Butte, Wyoming 83101, USA
Address: Farm Field Rd, Kemmerer, WY 83101, USA


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Moveable Equipment Screening Education For Examining Safety Of Electrical Equipments
Portable equipment is actually a procedure for evaluating the protection of electrical appliances. The in-service screening on the electrical equipments is critical for assuring the protection of personnel. The moveable tests coaching courses are created to create testers skilled in circuit-breaker-buyers .
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It's estimated that 1 / 4 of all electrical incidents are connected to portable electrical equipments. Most of these regrettable incidents could be averted by inspecting the appliances at frequent intervals. According into the Energy at Get the job done Regulation law, just a man or woman who may have gained formal instruction in transportable screening can examine the electrical installations in private and non-private buildings.
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A highly rated Portable Tests instruction program complies with the hottest Institution of Electrical Engineers (IEE) code of follow. The coaching training course consists of identification of different varieties of electrical equipments as well as the various routes by way of which electrical appliances are weakened. Discovering different take a look at strategies and also the suitable utilization of the tests instruments would be the most important factors on the Portable Equipment education programs. Also, the participants inside the course are experienced in visible inspection and report retaining. No prior instructional qualification or knowledge of screening electrical equipments is needed for joining the Portable Equipment education programs.The really rated PAT teaching classes give equal emphasis to the theories and practices of PAT tests.
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torsdag 16 juni 2016
12 kommentarer:
Well well what a stunner I love how you coloured her hair all fabulous, thank you for joining us at Crafting for All Seasons. Helen DT xxSvaraRadera
This is gorgeous. Her hair is amazing.SvaraRadera
Thank you so much for entering our ATG challenge at Through The Craft Room Door this week. Looking forward to see you again next challenge.
Mel Gee crafts {My Blog}
Through The Craft Room Door
Great! Fantastic card! Love your colors!SvaraRadera
Hugs, Julia xx
Great! Fantastic card! Love your colors!SvaraRadera
Hugs, Julia xx
This is so super! Her hair is amazeballs, love it! :) Thanks for joining us at The Crafty Addicts and Good Luck! :)SvaraRadera
Annabel - Crafty Addicts DT.
Gorgeous creation, love her hair!SvaraRadera
Thank you for sharing with us at Inspiration Destination this week, good luck!


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Running ads week after week and not having the item or rain checks for this. It is baiting the people with false ads.
Lying is not a good way to start a new store. I asked about the multi use table at an
ad price of 39.98 I was told they have not had any for a month or more and that they would most likely not have any again.
If this is so why continue to run the ad for these sink tables at all. Needless to say that I am upset because I could certainly use one for I am an avid fisherman.
Reason of review: Never in stock for sale price because there are never any at all in stock.
Rural King Cons: Lying ads.
Waited 45 min to talk to someone about batteries on sale. Finally talked to the so called manager.
He didn't know anything about batteries and the sale.
What kind of store is that? Another mad customer.


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Maysville Road batting rig. Gale sort out 1999: 1. History Resource reduce: U.S. 7 Dec. 2008 . This scholarly archive emphasizes a particular persona where capital of multiple sclerosis utilise the disallow, and it demonstrates how President capital of Mississippis was against the government aiding sole(a) severalize internal improvements, so forcing him to veto the criterion. This term explains that note though there was drop of transportation system during the early-mid 19th century in legion(predicate) of accedes, capital of Mississippi believed the federal atomic number 79 could not support these states at the time. In the issue of the Maysville conversion of Kentucky, where this state was seeking to ground 60 mile tract in raise to heighten the economic potential, their history was vetoed. Jackson and his chief advisor Martin forefront Buren reasoned that creation of this path would create a evolution trend of funding state improvements, thus depleting the money from the federal treasury. Jackson too argued that remunerated off the Federal debt was an entire nation problem that took antecedence over individual little state projects.
Alto lollher this bill was seen as unconstitutional in Jacksons view, just now it caused numerous, especially newly linked Democrats to change their assent to a negative on their president. The articles focus could represent more information on specific Maysville Road musical note/Veto case itself, only it still clearly gives the assessment of Andrew Jackson. It also could have include more about the views of disagreeing multitude after the veto. Overall, it fulfills its purpose in being a all-inclusive source for Jacksons perspective and reasoning for the veto of the Maysville Road Bill.If you want to get a full essay, order it on our website: Ordercustompaper.com
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North Mountain Residency is an artist-run non-profit based on an apple orchard in West Virginia founded by John Labovitz.
All posts by Editor
Thkio Ppalies is a project space based in Nicosia, Cyprus, founded by Stelios Kallinikou and Peter Eramian.
Conceived by Toronto-based curators Xenia Benivolski and Su-Ying Lee, Feminist Art Museum (FAM) secures space for women (female-identified and non-binary people) in contemporary art.
Sisters Academy is a school in a world and society where the sensuous and poetic mode of being is at the center of all action and interaction.
Garage is the first philanthropic institution in Russia to create a comprehensive public mandate for contemporary art.
A non-profit and artist run art park in Russia's Kaluga region
This recontextualized interview includes Russian and Ukranian artists addressing questions of propaganda, artistic repression, and cultural responsibilities in times of conflict.


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Discussion Starter • #1 •
i am sorry for posting this but it was the last thing i could think of...i want the toyomoto headers and as a xmas present my family is going to buy them for me.....heres the problem aol deleted my mailbox so now i dont have the email that steve sent me with the price of the headers so i was wondering if anyone here knew it or if steve himself can get back to me.
thanks everyone!
thanks everyone!


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Island Group Plans Team
|Adam Brody
|Alison Mills-Gibbons
|Betty-Ann Silberer
|Briana Agovino
|Carol Bozzi
|Cindi Berdon, CBC
|Debi Pisano
|Jennifer DiSilvestre
|Jennifer Mills-Bosco
|Ken Dunne, CBC
|Ken Prechtl
|Meghan Whelan
|Rose Whelan
Island Group Plans Leadership Team
Ken Dunne, CBC
Ken Dunne is the President and founder of Island Group Plans. He is a Chartered Benefits Consultant, the highest level of training available in consumer-driven health plans today. He founded Island Group Plans in September of 2000, Island Group Plans incorporated in 2002. Ken built IGP from a one person office into an agency that has over twenty five employees, including more than a dozen leading industry brokers. The IGP account service team is widely recognized for their innovative integrated approach to client service. Under his leadership team IGP has been recognized as one of Long Island most influential and competitive agencies in the employee benefits industry. Ken served with e 101st Airborne Division, including tours overseas in with the Multi Forces & Observers task force in the Middle East. He also served with the 77th Infantry Division during the first Gulf War. Additionally, Ken taught high school social studies for more than a decade prior to founding Island Group Plans, Inc. He has a Bachelor and a Master's degree from the University of Stony Brook.
Kenneth Prechtl
Managing Partner
Ken Prechtl has over 35 years in the Financial Services Industry. Previously a Senior Vice President with a large international bank dealing directly with Institutional client relationships. Ken has spent the last 8 years in the Employee Benefit marketplace in which his analytical skills and client relationship experience has proven to be a tremendous asset. Ken is the glue that links the Client Service Department with the Sales & Marketing Department to provide seamless service to all our valued clients.
Ken joined Island Group Plans as the Managing Partner in 2007 and has helped in the growth of the company over the past 5 years. Ken lives in Massapequa and is married to his wife Maria and has two children, Nicole and Christopher. In addition to work Ken is an avid golfer and has successfully raised over $40,000 for The Cancer Center for Kids at Winthrop University Hospital and continues to support the tremendous programs provided by this wonderful institution.
Cindi Berdon, CBC
Vice President of Sales & Marketing
Cindi Berdon is the Vice President of Sales & Marketing of Island Group Plans. She provides employee benefits consulting and brokerage services for clients throughout the New York Tri-State area. In addition she is a Chartered Benefits Consultant, the highest level of training available in consumer-driven health plans today. Cindi has over 18 years of experience in the Insurance Industry and over 10 years as the owner of CBM Enterprises, Inc., a sales and marketing company. Prior to joining Island Group Plans, Cindi ran her own business, where she worked with many small businesses on Long Island. She has worked in the capacity of Sales & Marketing Manager for HealthFirst, Vytra Health Plans and Cigna. Cindi prides herself on her family values and dedicating herself to her three children. In her spare time, she is the cubscout leader and fundraising committee chairperson for both of her son's scout troops and assists in many community service projects on Long Island.
"Being on both sides of the fence, insurance company and business owner, offers me the expertise and insight to the challenges that today's business owners face and enables me to assist HR Directors from many different perspectives. "
Cindi Berdon's Newsday Promotion Announcement
Carol Bozzi
Director of Account Management & Broker Relations
Carol has been working in the field of employee benefits since 1994, in both the Human Resources Department and the Insurance Broker's Office. Her background further includes 3 years as Office Manager/Administrative Assistant for a sole Practitioner Attorney. Employment in the Accounting Department of a State Accredited Preschool has also added to her work experience. She has been with Island Group Plans since 2004. Organizing, scheduling, problem solving, efficiency, courtesy and respect are the strengths Carol brings to Island Group Plans. Many of our clients have a long relationship and dedication to Island Group Plans, she is happy to be a part of that longevity.
But, all work and no play, Carol realizes life needs to be balanced. So, aside from working, she is a runner in her spare time and she also enjoy's cooking her favorite recipes.


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Forex Broker Review – VPEag.com Germany Based Forex Broker
Below is a review of online broker VPEag.com . VPEag forex broker is based in Germany. Below is a list of the most common review questions about VPEag.com that traders ask.
Owned by VPE Wertpapierhandels Bank AG
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Details of the license, registration and regulation of this fx broker can be found on their website.
Regulated in Germany by Federal Financial Services Supervisory Authority, BaFin License Number 115868
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This forex trading broker provides learn currency trading education for forex trading online.
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VPEag.com provides metatrader4 forex software which is the best forex platform according to forex reviews.
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Skip to content
This vacancy is now closed
Shaw Trust is a progressive charity on an exciting journey to help five times more people over the next five years. For over 30 years we have supported disabled and disadvantaged people to make positive changes to their lives through training and employment, and our ambitious plans need the right people to help us transform many more lives, in many more ways.
What we do is exciting, fulfilling and diverse and its about to get even better. As well as employment services, we work with kids in schools, help offenders in prisons, and empower people to take part in activities that many of us would take for granted.
Working with us gives you far more benefits than a standard package; it gives you the chance to help turn someones life around.
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To actively manage Shaw Trusts supply chain partners to deliver their contractual requirements of Work Choice, ensuring that outcomes are achieved and sustained throughout our supply chain.
To establish and maintain relationships with community and specialist partners in order that Work Choice clients receive appropriate opportunities for progression and to achieve job outcomes.
To actively support continuous improvement in the existing Supply Chain and its customer base so that we continuously maximise potential for growth and delivery of contractual outcomes.
To actively support the development of our Supply Chain and its customer base so that we can grow our delivery capability within Work Choice and any new opportunities that might be available. This could require building a strong portfolio of supply chain and alliance partners including; social inclusion and cohesion; health and well-being; equality and diversity; joined-up government; sustainable development and child poverty.
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Senneville council adopts zoning amendments to allow a condo development to proceed, but nearby residents are fervently opposed.
Opposition to proposed condo project in Senneville holds its course
The battle is back on.
Senneville council has adopted the zoning amendments required to allow the construction of the proposed Boisé Pearson condominium project and those opposed to the 68-unit build are poised to request a register. Again.
During an information session last week, the details of the proposed project were revisited, the zoning amendments detailed and the register/referendum procedure explained. The amendments were adopted Monday.
At least 12 signatures are required to successfully launch a register. At least 58 signatures are required on the register to launch a referendum. If enough people sign the register, council decides whether to launch a costly referendum or drop the zoning amendments.
The future of the triangle of land off Boulevard des Anciens-Combattants has been rigorously debated for 25 years.
When developer Jacques Belisle purchased the property, the plan was to build luxury single-family homes, but the council at the time wanted the wetland and 80 per cent of the woodland conserved.
So in June, 2017 Belisle and urban developer Marc Perreault presented residents with a plan for a four-building, 226 unit condo project. The feedback was negative, so the developer was asked to reduce the size of the project.
In July, 2017 a reduced plan for 126 units and two, four-storey buildings was presented. Residents living in contiguous zones requested a register. Twelve signatures were required to launch a register. Council received 94. The zoning amendments were dropped and the land remained zoned for single-family homes.
A new council was voted in Nov. 5, 2017 and took over the file.
Last month, Belisle and Perreault presented a new project which has 68 units in two, three-storey buildings tucked into the bottom, narrow part of the triangle with 80 per cent of the woodland conserved and a buffer zone protecting the wetlands.
"This proposal is the closest we can get to preserving this wooded area without having to purchase it," Mayor Julie Brisebois said in an email.
Martin Gauthier's home backs onto the Boisé Pearson property. He has opposed the project from the outset.
Two weeks ago Gauthier and other like-minded citizens sent a letter to the mayor and council requesting "comprehensive and independent" environmental, hydrology, economic-impact and traffic studies be done so that residents could "make informed decisions to ensure a sound future for our community."
In an email exchange Brisebois said that certain studies had already been provided by the developer, including the environmental characterization of the site and a traffic study.
The mayor said that if the project gets the green light, the developer will have to submit additional environmental, traffic circulation and mitigation, water management, drainage and infrastructure studies which will be done by experts and verified by the municipality's professionals.
And if all the studies came back with acceptable results, would Gauthier change his mind?
"I don't want any project at all," Gauthier said. "It should be conserved as it is or turned into a park. Senneville should think of purchasing the land."
Brisbois said that in 2011, Senneville council did a survey of the population on the question of purchasing the land and it was rejected.


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Conventional loans give the borrower more flexibility when it comes to loan amounts while an FHA loan caps out at $314,827 for a single family unit in lower cost areas, $726,525 in high cost areas. Conventional loans often do not come with the amount of provisions that FHA loans do.
Difference between FHA and Conventional Loans While both FHA loans and conventional loans are simply means of availing money for the purpose of buying a home, there are differences between the two that must be taken into account to see which is better before applying for a home loan.
· With Down payment assistance programs becoming more obsolete and people having to save up their down payment again, folks often wonder if they should do the FHA or Conventional.
What Conventional Loan Means What Does a Conventional Mortgage Loan Mean? – The Nest – A conventional mortgage refers to a mortgage that isn't backed by a government program, such as the Federal Housing Administration, the Department of Veteran's Affairs or the Department of Agriculture.
The main difference between FHA and conventional loan requirements is that the federal government insures mortgages with looser qualifying standards to make it possible for first-timers to achieve.
FHA vs Conventional Appraisal. In the past few years, the market has dramatically changed and the home foreclosures have reduced. But with the fall in a number of foreclosures, the requirements of the market have increased.
Although the difference in lifetime costs may seem dramatic, it's important to keep in mind that FHA loans are aimed at borrowers who would have trouble getting approved for a conventional mortgage from a private lender. FHA mortgage insurance may run high compared to PMI, but if you don't have enough money saved to qualify elsewhere, the FHA.
Veterans Affairs Acquisition Regulation United States Deputy Secretary of Veterans Affairs – Wikipedia – The Deputy Secretary of Veterans Affairs, in the United States government, is the chief operating officer of the United States Department of Veterans Affairs, responsible for a nationwide system of health care services, benefits programs, and national cemeteries for America's veterans and their dependents. The Deputy Secretary is the second-highest-ranking officer in the Department and.Non-Conventional Mortgage Conventional Home Loans With 5 Down Fha Loan Vs Fannie Mae conventional loan guidelines Qualifications For a FHA Loan – . are a great option for buyers because the barriers to qualifying are so comparatively low relative to conventional loans. noting lesser requirements, buyers with low or no credit may still have a.FHA vs. Homepath – What are the major differences Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.conventional mortgage 5 Down mortgage loan payment calculator | What's My Payment? – Conventional Mortgage Payment Calculator A conventional mortgage loan is generally considered a mortgage loan that meets guidelines established by Fannie Mae and/or Freddie Mac. Calculate an accurate payment that accounts for various down payments, property taxes, and homeowner's insurance.Home Loans Down Conventional 5 With – Nhslaf – The new 5% down Jumbo mortgage with no monthly PMI is a great financing option for borrowers who want to purchase a home or refinance. FHA vs conventional loan comparison infographic | The Lenders. – A conventional mortgage will have a down payment of 5% – 20% depending on the lender, loan type, and FICO score of the borrower. However.The Boston office will focus on helping borrowers in the metropolitan Boston area and throughout New England with their home financing needs, offering a full range of products that include.
The most fundamental difference between a home inspection and a Federal Housing Administration (FHA) appraisal/inspection is whom it is meant to assist. FHA inspections are conducted by FHA certified.
To qualify for an FHA mortgage, you must have a credit score of about 500 or higher. Conversely, the credit score minimum for a conventional loan must be about 620 or higher. Other Differences. To qualify for a conventional mortgage, your finances must be in great standing presently and for the previous few years.
Conventional Vs Fha Home Loan FHA loans and conventional mortgage loans both offer the ability to refinance, but the list of FHA refinance loan options offers one that requires a lower payment or lower interest rate to the borrower as a general requirement. participating fha lenders may offer you a unique Streamline.
Three of the most popular mortgages are a conventional mortgage. Borrowers with a credit score between 500 and 579 could still be eligible for an FHA mortgage but would need to pony up a 10% down.


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Basalt golf preps for state with Glenwood-heavy group
The Aspen Times
Calling it the Basalt High School boys golf team is mostly ceremonial at this point.
Of the four players headed to the Class 3A state golf tournament — held Monday and Tuesday at Saddle Rock Golf Course in Aurora — three attend Glenwood Springs High School and the fourth Roaring Fork High School in Carbondale.
Only somewhat jokingly, the combined team likes to go by "Basalt Valley" in homage of the union the three schools have created on the golf course.
"It's really a nice mixture. The kids get to meet some other kids they probably would never meet," Basalt golf coach Kenny Doerrer said. "It forms a nice camaraderie among all three towns in the little valley here. It's really kind of a cool thing."
Of the dozen or so junior varsity players, the majority are Basalt High School students. However, this fall's varsity squad is again heavy on Glenwood Springs' golfers, led by sophomore Holden Kleager. Kleager, with his older brother Linc Kleager, a senior, and junior Tanner Korn, also of Glenwood, will join junior Drew Broadhurst of Roaring Fork High School in representing Basalt at the state tournament.
Even three of the next four varsity golfers not headed to state — senior Brandon Benzel, freshman Blake Exelbert and sophomore Matt McGarry — attend Glenwood Springs High School. Junior Nithin Prakash, an exchange student from India who joined the team midway through the season, was one of the few Basalt High School students to spend time on varsity.
"It's a little different, but I don't mind it," Holden Kleager said of playing as a Longhorn. "There is a lot of school pride still. I'm still happy getting a win for Basalt."
And Holden Kleager did just that Monday, shooting 73 to win the 3A, Region 4 tournament at Devil's Thumb Golf Course in Delta, his first win of the season. The Longhorns tied for second as a team with Delta, only to lose in a playoff; only the top two teams automatically qualified for the state tournament.
"He is really on the rise. He's got a lot of talent; can hit the ball a long way," Doerrer said of Holden Kleager. "When he puts together a full round, he's capable of shooting under par really any time he tees it up. He is definitely going to be fun to watch, not only this next week, but the next few years, for sure."
The rest of the team was left scrambling to qualify as individuals. Even with Korn needing to win a three-hole playoff to secure the final spot after shooting 88, all four players did just enough to earn a ticket to Saddle Rock.
All four golfers went to state a year ago as well, after the Longhorns took second as a team at regionals.
"I feel I have improved since last year at this time," Korn said. "It means a little bit more to me, because last year I was just going because the team was going. I didn't feel like I earned it quite as much as I feel this year."
Last fall in Eagle, Basalt took fifth at state as a team, shooting a two-round total of 492. Holden Kleager was 11-over for the two days to finish tied for sixth. In contention for an individual title most of the tournament, Linc Kleager struggled over the final four holes to finish 15-over and tied for 13th.
Broadhurst finished 46th and Korn tied for 70th.
Basalt has no experience with Saddle Rock, so Sunday's practice round will be critical to getting the Longhorns off on the right hoof in Monday's opening round.
Expectations vary from player to player, with Korn preferring to go without any and the Kleager brothers wanting nothing less than a top-10 finish, if not better.
"My goal is top five. That's what I want to do," Linc Kleager said. "It means a lot, just to have the opportunity to play as a team at state instead of just individually — it kind of gives us two things to go for instead of just one."
Korn will be the first to tee off Monday for Basalt, starting on the 10th hole at 9:36 a.m. The other three will tee off in the three groups to follow.
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Concetta "Connie" Faso - 99
8/31/1918 - 9/26/2017
Lifelong Chicago Heights resident
Concetta "Connie" Faso nee Pagoria age 99. Lifelong Chicago Heights resident, passed away peacefully at her home on September 26th surrounded by her family. Graduate of St. Agnes Grammar School and Bloom High School. Wife for 44 years of the late Phillip J. Faso. Mother of Concelia (Paul) Giorgi, John (Michele) Faso, Angela (late Leonard) Carlman, Joseph (Sue Caprio) Faso and Phillip (Livia) Faso. Grandmother of Paul III, Thomas, Geoffrey, and Gina Giorgi, Taressa Leonardo, Christopher Faso, Anjoli Siller, Cara Mooses, Christa Lund, Lauren, Phillip and Bianca Faso. Loving "Bedda" to her great-grandchildren Jenna, Grant, Elena, Alyssa, Enzo, Elle, Brody, Trace, Alexandria, Christian, Francesca, Michael John, Nicholas, Alessia, Lilliana, Maximilian and Adelynn. Daughter of the late Angeline nee LoBue and Joseph Pagoria. Sister of Rose Macaluso and the late Andretta "Curly" Marconi, Celia Faso and Nick Pagoria. Mrs. Faso was a homemaker, who enjoyed nothing more than being surrounded by and cooking her sumptuous Italian dishes for her five children and spouses/companions, twelve grandchildren, seventeen great-grandchildren, many nieces, nephews and friends who visited often. She will be remembered for her kind and gentle manner and her generous heart. She often referred to her grandchildren and great-grandchildren as her "little chick-a-dees", and pleased them with "whatever your little heart desires". She was a joy to be around and her home often became the place to gather. Her greatest hobby for over 60 years was playing pinochle with her "club girls". In earlier days, she was a member of the St. Agnes Altar and Rosary Society and the PTA. Resting at Panozzo Bros. Funeral Home, 530 W. 14th St. (U.S. Rt. 30, 3 blks E. of Western Ave.), Chicago Heights on Sunday October 1st from 2:00 to 8:00 PM. Funeral Monday morning, 9:15 AM to St. Agnes Church, 1501 Chicago Rd., Chicago Heights. Mass 10:00 AM. Entombment Assumption Cemetery, Glenwood. 708-481-9230 or panozzobros.com
17 Comments
Cheryl Lynn
on 09/28/17My sincere condolences to the Faso family and friends.Cherish the great memories you shared.Take comfort in knowing God keeps our loved ones in his memory and he promises to return them back to life by means of a resurrection-John 5:28,29.
Dominic Macaluso - Bourbonnais
on 10/01/17I have such fond memories of growing up with you, Conce, John, Angie, Joe, and Phil, and with your Mom and Dad. I'm sorry I won't be able to join you for the visitation or funeral to help celebrate a long life well lived
joe darguzas
on 10/02/17Phil - Very sorry to hear about your Mom. May eternal rest be granted to her O Lord, and let perpetual life shine upon her and may she rest in peace.
E. Letbetter
on 10/03/17Please except my condolences for the loss of your dear love one, a comforting thought for the family. Isaiah 25:8: "He will actually swallow up death forever."
Renee Walker
on 10/03/17Joe, you and your family are in my heart and mind. I will never forget how kind Mrs. Faso was to me. Please accept my deepest condolences.
R. Ross
on 10/30/17My heartfelt condolences to the Faso Family for the loss of your precious love one Concetta. May our Heavenly Father, Jehovah continue to provide your family the strength to endure and comfort from the wonderful Hope he has provide for us through his Word, the Bible found at Isaiah 33:24 and Revelation 21:4.
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Errors on your credit report are common. Your Transunion report is no different. What do you do about it? Here's the ultimate guide on how to dispute Transunion online.
Get Your Free Credit Report
In an earlier post, I described how getting all three credit reports for free is the important first step to credit repair. Once you have all three reports, the next step is checking those reports carefully for errors and wrong information. Remember, you have three different credit reports. One from each of the major credit reporting agencies: Transunion, Equifax, and Experian.
There is a good chance that an error may show up on one agency's report and not the other. Therefore, it is important to note not only the wrong information, but the credit report that it appeared on.
I suggest making a chart for each report you review. You can either do it the old fashioned way or set up a page in Excel or Google Sheets. The point is, you want a one page glance that will tell you the error and the agency that reported it.
You need to dispute the error with agency that reported it. In this post we are going to cover how to dispute Transunion errors on your credit report.
Know Your Credit Rights and the FCRA Requirements
You have rights in this battle against your credit score. It's important to know your credit rights and the Fair Credit Reporting Act (FCRA) requirements.
Transunion, or any other credit reporting agency, is not allowed to report inaccurate information on your credit report. Information that is inaccurate, unverifiable, or incomplete must be removed or corrected. You can find the full text of the FCRA here at the FTC's website.
Keep these three categories in mind when you review your Transunion credit report:
Inaccurate: Is the information wrong? This applies not only to late payments, but any other information about the account that is off. Is your credit limit correct? Is the date you opened the account correct?
Unverifiable: If there is information on the report that you dispute, the reporting agency is required to investigate. If they cannot verify that the information is accurate, then it must be removed.
Incomplete: Does the report contain some, but not all, of a particular account history? Does the report not include certain accounts? Dispute incomplete information as well.
Be on the lookout for all three types of errors in your report. The law requires that any dispute you file must be investigated by the credit reporting agency unless it is a frivolous claim. Do not file frivolous claims, it will only potentially hurt you down the road.
Generally, any information that is inaccurate, unverifiable or incomplete must be removed within 30 days. Once they have corrected the action, you have a right to another free copy of your credit report to verify that the issue has been corrected.
How long do things stay on your credit report?
When you review your credit report for the first time, it might be like a blast from the past. You may have forgotten, but the credit companies don't forget. How long do things stay on your credit report?
Once again, you have protection from the FCRA. This is also an area to check closely when you are trying to clean up your credit score. Outdated information and accounts can be removed through the dispute process.
Generally, past due and collection accounts come off of your credit report after seven years. Bankruptcy is removed after ten years.
Review your Transunion credit report and look for any negative accounts that appear on your report that fall outside of this window. Once you start the online dispute process outlined below, you will have the option to claim that the account is too old to be included on your credit report.
Check for Identity Theft
In addition to errors and outdated information, you want to check for identity theft. Regularly viewing your credit report is one of the best defenses against identity theft.
Look for accounts and other information that you do not recognize. Is there an account listed that you didn't open? If so, it could be the result of identity theft. Check for any other information that doesn't look familiar to you.
If you think that you may have been the victim of identity theft, you will want to take action. Check out my previous post on how to put a fraud alert on your credit report.
Either way, you need to act quickly, as identity theft can spread quickly.
How to Dispute Transunion Report Online
Now that you have reviewed your credit report, let's show you how to dispute Transunion online. Before heading over to the online dispute center, you are going to want to make sure you are prepared to proceed.
Before You Start
List of errors: Earlier I suggested making a one page list of errors on your credit report for each company. Get your Transunion list out and have it handy.
Documentation: Once you have your list of errors, think about what proof you have that the information is inaccurate or incomplete. For example, if it's a late payment, do you have a cancelled check? Do you have bank statements that corroborate your dispute? Be sure to spend some time thinking about this and gathering the appropriate documents and proof. You don't want to waste a dispute because you weren't prepared.
Personal Information: Once you start the Transunion online dispute process, you will have to verify your identity. They will ask you three questions related to data that may appear on your credit report. If you don't have every financial detail about your life memorized, its a good idea to have access to that information so you don't get bounced from the system.
Starting Your Online Transunion Dispute
Once you have all of your things ready, head over to the Transunion online dispute page. Once you get there, you can start the process by setting up an account in the right hand column.
During the initial setup process, you will need to verify your identity by providing personal information, such as your social security number. If you are not comfortable disclosing this information online, then read the sections below on disputing your credit report through the mail or over the phone.
Request Investigation of Credit Report Errors
Once you are logged in and setup, you will see your Transunion credit report. Scroll through your report and look for the entries that either need to be corrected or removed. Remember, these can be errors or items that are too old to be on your report.
For each entry there will be a button to click that says "Request Investigation." Click that button to start the online dispute process.
Remember to be thorough and accurate when reviewing your report at this stage.
Transunion Investigation Details: Ownership or Accuracy
After you hit the "Request Investigation" option, you will be taken to the Investigation Details screen. This is where you will be entering the basis for your online dispute. As you see in the screenshot, there are two columns.
These two columns represent the two types of disputes you can file:
Ownership: If you are disputing ownership, you are saying that the account in question is not yours or that you are not liable for the account. This would include:
- I have no knowledge of the account.
- It belongs to a relative.
- I'm no longer liable for the account.
- I'm not liable due to divorce decree.
- The creditor agreed to remove my liability from this account.
- I was the victim of identity theft.
Remember, only select one of theses options if it actually applies to your situation. You may only select one of the ownership reasons.
Accuracy: These are reasons for dispute based on late payment and other issues. You may only select two of these:
- Balance is incorrect.
- I have never made a late payment.
- Insurance paid the account late.
- Statement not received due to change of address
- Account is included in bankruptcy.
- The account is not closed.
- The account is too old to stay on credit report.
- Terms of the account are incorrect
- Creditor agreed to remove charges and/or fees.
- Charges were fraudulent.
- This account is settled
- Account has been transferred to another lender.
- Account was closed by consumer
- This report contains multiple inaccuracies
- I was a victim of a natural disaster
- I have active duty military status.
- Account is deferred.
- Credit limit or high balance is incorrect.
- Contract has been cancelled.
- Account is involved in litigation.
You can only select two of these reasons. Again, only choose options that apply to your circumstance. If you have outdated information on your credit report, this is the place to dispute it.
If you don't see an option that matches your credit dispute, there is a link on the page to download a dispute form to fill out. There is also space at the bottom of the section to add additional comments. Use this space to add any additional information on your Transunion dispute.
Uploading Documents to Support your Transunion Online Dispute
After you have checked the reasons for your dispute, you will go to a summary page. There you can upload additional information. The maximum file size you can submit is 2.5 megabytes. The files must be in .jpeg, .tif or .pdf.
When you are done entering your information, submit the dispute.
How to Check your Transunion Dispute Status
Once you have submitted your online dispute, you will receive an email from Transunion Customer Relations. It will confirm receipt of your dispute and they will give you a file number. That file number will be important when you check your Transunion dispute status.
The email contains a link back to the online dispute portal, or you can click on the file number in your email and it will take you there.
Once the investigation is completed, they will send you a response. If the error was corrected, you have the right to have another copy of your credit report for free so you can verify the correction.
Transunion reports that they only update the status of their investigations once a day. The investigation should be completed within 30 days.
Once you get to the dispute page, you will need to log in to check the status.
Transunion Dispute by Mail and Phone
Filing your dispute online is convenient. However, you can also file your Transunion dispute by mail. If you do, you need to include your basic information such as your name, social security number, and current address.
For your dispute, you need to include:
- The name of the company that the disputed item is from.
- Your account number with that item
- Reason for the dispute
- Corrections to any of your personal information
You can also file a dispute over the phone. You will need to already have a copy of your credit report handy for reference. I am not a fan of filing disputes over the phone. I think its important to have things in writing, either digitally or the old fashioned way when it comes to disputing your credit report.
Contact Transunion to get the current phone number or address for mailing in credit report disputes.
Pros and Cons of the Transunion Online Dispute Process
One of the advantages of the Transunion online dispute process is convenience. You can set up an account, view your credit report and file your dispute in one sitting. You also save time and the expense of mailing documents.
On the downside, you are limited in your choices for the reasons for your dispute. You are also given limited space for additional comments. The site also limits the size of the file uploaded for supporting documentation.
If you are planning a long fight, you might be better off filing your dispute through the mail. In that case, you can send your dispute via certified mail and have documentation of the date they received the dispute, independent of their confirmation system.
However, for most people the speed and convenience of the online dispute will outweigh the paper option.
Getting your credit report and making sure it is accurate is one of the most important steps in rebuilding your credit. It's hard enough to repair your credit without being penalized for inaccurate information. Fortunately, you have tools available to help you fix your credit.
Credit Repair Judo is about learning how to use those tools. It is also about taking action and getting started on the road to recovery. If you have errors on your Transunion credit report, you need to dispute those errors.
Get into action!
Have you started your credit report disputes? What's your experience so far? Leave a comment, we love to hear from you!


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brown blight, yellow leaf spot disease, spores disease...whatever it's known as where you live, today on Lex's World I discuss dealing with this fungus from diagnosis to prevention to sprays.
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Fourth horse dies during training at Del Mar
DEL MAR, Calif. — A fourth horse has died during training at Del Mar.
A spokesman for the track located north of San Diego confirmed Monday's fatality.
Scroll to continue with content
Bri Bri, an unraced 3-year-old filly trained by Jim Cassidy, sustained a broken pelvis after a workout under exercise rider Abel Hernandez, who wasn't injured.
It's the fourth death since the summer meet began July 17. The first two deaths came July 18 when horses collided and the third was a breakdown July 29 on the main dirt track. There have been no deaths in 171 races.
Cassidy also had a horse die during Santa Anita's recent winter-spring meet, where 30 horses died.


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Crops need rainwater to flourish, but new research is showing that too much can make it harder for soil to absorb water.
While the idea that soil particles rearrange themselves in response to environmental conditions is not new, scientists once thought these shifts in the ground happened slowly. Not anymore.
A study published today in Science Advances shows that increased rainfall actually reduces the rate at which water can move into the soil and that this change happens fast—it only takes a few years or decades, not centuries as scientists previously assumed.
University of California, Riverside soil scientist Daniel Hirmas, who participated in the study, said via Jules Bernstein, UC Riverside's senior public information officer, that the repercussions of rainfall-induced changes to soil's ability to absorb water extend beyond agriculture.
"These findings mean that more water heads into streams or lakes instead of into the ground, potentially increasing susceptibility to flash floods," he said.
"The ability for soil to store carbon is also dependent on groundwater," he said. "Thus, carbon stores may be impacted via this change in soil properties. There is the potential for carbon to move into other places either in the environment or atmosphere if it isn't being retained in the ground as much."
Hirmas and a team of scientists from Rutgers, Temple, University of Kansas, Kansas State, and Colorado State universities examined the dirt from different plots of prairie land in Kansas. Some of the soil had been subjected to 25 years of simulated extra rainfall from sprinklers and some were not.
They found that the architecture, meaning the organization of particles and large pores in the samples, of the soil samples from the sprinkler-irrigated and nonirrigated sites were different.
In the irrigated soil, infiltration rates were reduced substantially but water retention modestly increased. Plant roots clogged the open pores more often, causing samples to retain slightly more water than the soil not affected by simulated rainfall. The roots respond to extra water either from rain or atmospheric humidity, taking up residence in and reducing the space available in soil pores.
The team also found irrigated soils were less able to expand or contract because of more constant soil moisture conditions. Soil expands when it gets wet and shrinks when it dries. If conditions are more consistently wet, the expansion and contraction don't happen as much.
These findings are likely to have implications for climate modeling work.
"Future climate models need to account for these dynamic soil changes to more accurately predict effects of climate change on groundwater, carbon storage, and food security," said Hirmas.
Read more information on the study here.


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20DecARTICLE: Adapting to the World of Regulation – How Asia's HNWIs Can Overcome the Hurdles Ahead
02DecVIDEO: WealthBriefing MENA Awards 2019 Winners Interview – Asiaciti Trust
ClearView Financial Media interviews Laurence Black on Asiaciti Trust's win at the WealthBreifing MENA Awards 2019.
14NovPRESS RELEASE: Asiaciti Trust Crowned Best Independent Trust or Fiduciary Company for Fifth Straight Year
For the fifth consecutive year, Asiaciti Trust has won the plaudits of peers in the industry by clinching the title of 'Best Independent Trust or Fiduciary Company' at the WealthBriefing MENA Region Awards 2019.
31OctEVENT: Asian Wealth Solutions Forum 2019
Sebastien Hayoz will be participating in the panel discussion on "A world of regulation: how can clients overcome the hurdle?" at the Asian Wealth Solutions Forum 2019.
12JunARTICLE: The Rising Prominence of Wealth Solutions and Planning for Asia's HNWIs (Philippines Edition)
Here are eight key takeaways from the panel discussion at Hubbis' 5th annual event in Manila for the Wealth Management Community.


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Screensaver are visually attractive and supposedly serve a useful purpose by preventing your Mac's screen from suffering from the notorious image burn-in prevalent with CRT displays in the past. For today's LCDs it's called image persistence and it's a problem; but not much of one. My experiences with screen savers through the years hasn't … Read More »
Archives for August 2015
Apple's Curse: Flawed Analysis And Why Somebody Needs To Keep Score
Of all the technology companies to roll across the face of the earth, is there another like Apple? This is a tech company with hundreds of millions of mostly satisfied customers, the company which gets little respect from the technorati elite and market prognosticators, the company which is copied incessantly by competitors, yet it's … Read More »
Desktop Publishing Is Alive, Well, Affordable, And Fun To Use On A Mac
Back in the day, long before Apple decided the Mac should have color displays, I sold and setup Macs in small town newspapers. Instead of using expensive typesetting equipment, Macs and a LaserWriter print could be deployed throughout a newspaper and were adept at handling everything from writing to advertisement design to newspaper page … Read More »
This Is The 4th Most Important Tracking You Can Do On Your Mac
Macs can be used to track many items of importance. We can use Quicken or iBank or any decent money management tool to track our money and where it went. Time trackers do the obvious and capture the amount of time we devote to a particular task or project during the day. Exercise and … Read More »
Apple TV 2015: Looking For Love In All The Wrong Places
Apple seems to inspire both imagination and disdain; a technology company with rabid fans and harsh critics; a storied franchise with barely a table full of products, but hundreds of millions of customers. Few products tilt the speculation and prognostication meter than the long awaited update to Apple TV. Forget an Apple branded television. … Read More »
How To Upload Photos To Instagram From A Mac
Who doesn't like Instagram? It's an instantly friendly and straightforward way to share photos and short video clips with friends and family. It's like Facebook for photos (which might explain why Facebook spent a billion dollars to acquire Instagrams gazillion followers; which also explains the ongoing attempts to commercialize and monetize Instagram; apparently a … Read More »
How To Control The Browser Cookies That Track You And Infect Your Mac
Life is full of necessary evils which we cannot fully control. If you use the internet you are going to be tracked and one of the most ubiquitous tracking methods is the cookie. Or, more specifically known as the HTTP cookie. An HTTP cookie, web cookie, or browser cookie, is a small piece of … Read More »
The Mac's Finder Is The Best Ever, So Why All The Finder Replacement Apps?
Outside of iTunes, one of the most maligned applications that came with every Mac was and is the Finder– a combination launcher, toolbar, file finder and folder management utility. The Finder has always been a complicated beast and traced lineage back to the early days of the Mac. Over the years Apple seemed to … Read More »
Mac Tip #9: Click Less, Save Time, Have The Day's News Come To You
Mac users have access to a little known, almost obscure, and somewhat antiquated technology which can save you an immense amount of time each day. If you use Safari bookmarks or Favorites then you have a number of websites that you click often; sites you visit for news, information, entertainment. There's a better way … Read More »
Apple's Stock: Predictable Patterns? Or, Outright Manipulation?
Anyone who follows Apple as a company probably follows AAPL, too. Few stocks of such large technology companies are as volatile as Apple, despite the company's continued growth and market dominance. Google, Microsoft, and Amazon have fared better recently despite the former two and their inability to diversify from their core business, and the … Read More »
What If The Mac's 'Get Info' Utility In OS X Came From The Planet Krypton?
Everyone knows the story of Superman, or Kal-El, the son of Jor-El from the planet Krypton, who was sent to earth just before his home planet was destroyed, raised on a farm in Kansas and endowed with super powers which he used to benefit humankind. Apple's Get Info utility in the Finder is much … Read More »
Why You Should Try A New Mac Text Editor That Truly Thinks And Works Different
Text editors are a bit like religions. There are many, and the features, though similar, are different from one editor to the next, and used differently by each user, according to tastes, experience, and needs. If the mantra 'nothing improves without change' is true, and I believe it is, it's important to check out … Read More »
Cheap: A New Stats Widget That Monitors Your Mac's System 24/7
My daily use Mac is loaded to the gills with RAM, high performance CPU, SSD storage, and a hefty graphics card, and while it's been a few years since I bothered to look under the hood of my car, I'm always checking to see how my Mac is performing at any given moment. One … Read More »


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Sidharth Malhotra was spotted on the sets of 'Marjaavaan', shooting for a song.
The action movie is directed by Satyameva Jayate fame Milap Zaveri. It also stars Tara Sutaria, RiteishbDeshmukh, and Rakul Preet.
The film is produced by Bhushan Kumar, Divya Khosla Kumar, Krishan Kumar of T-Series and Monisha Advani, Madhu Bhojwani and Nikkhil Advani of Emmay Entertainment, and is all set to release on 2nd October 2019.


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Washington County Seeks Participants for Community Health Survey
A community health survey is now available on-line at www.surveymonkey.com/r/WashCoHealth.
A paper copy is available at the following loactions: Washington County Health Department, Washington County Ambulance District, and Great Mines Health Center. Another option for a paper copy is to download a copy from any of the listed agencies' website. Other health-based and community organizations are encouraged to download and make copies available to their clients. Completed surveys can be turned in at any of the five agencies listed above. The survey timeline is January 22nd, 2019-March 22nd, 2019.
This survey is part of a community health assessment report that the Health Department, Hospital, Ambulance District, Community Partnership, and Great Mines Health Center are partnering to prepare. The report will provide and explain data for several health determinates and will include survey results. It is expected to be completed by May 2019 and will be accessible on-line from any of the web sites of the five entities listed above. Please take time to participate in the survey.


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Why Your Digital Assets Need a Place in Your Estate Plan
As the world goes increasingly digital, many of us have amassed sometimes large collections of non-physical assets such as digital photos, music, movies, eBooks, cryptocurrencies and more on our computers, smartphones, portable media players, hard drives and other devices. Although they are in an electronic format, these assets often have personal or financial value, which can make them part of your estate. And that means they should be included in your estate planning.


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Oven-Poached Salmon Fillets
Baking salmon fillets, covered, with a little wine and some shallots produces moist, succulent results as long as you remember the two cardinal rules of fish cookery: choose only the freshest fish and don't overcook it. Serve topped with your favorite sauce, if desired. Source: EatingWell Magazine, Spring 2003
Preheat oven to 425 degrees F. Coat a 9-inch glass pie pan or an 8-inch glass baking dish with cooking spray.Advertisement
Place salmon, skin-side (or skinned-side) down, in the prepared pan. Sprinkle with wine. Season with salt and pepper, then sprinkle with shallots. Cover with foil and bake until opaque in the center and starting to flake, 15 to 25 minutes, depending on thickness.
When the salmon is ready, transfer to dinner plates. Spoon any liquid remaining in the pan over the salmon and serve with lemon wedges.
Nutrition Facts
3 1/2 lean protein


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Running may not always be for everyone, but costumes put the fun into fun runs. If you and your pack are looking for some group costumes for marathons, half-marathons, 5ks, triathlons or any other race of your choice, we have a whole host of running costume ideas for you! If you're not into running in full costumes, we'll also mention some running accessories along the way. Whether you're a fan of Run Disney events, Bay to Breakers, Turkey Trots or Color Runs, we've got the costumes for you and your running buddies.
Bay to Breakers is the cream of the crop when it comes to costume races. Is it a race? Is it a massive party? It certainly is all of the above and more, so your group will need the best group costume idea if you want to stand out from everyone else in costume. If you're looking to still keep running as a theme, incorporate your favorite shows and movies where the characters run at least a little bit. Who wouldn't want to see a Ghostbusters costume group with people in Ghostbusters jumpsuits running after the Stay Puft Marshmallow Man or Slimer? (Or perhaps the other way around?) If you're looking for costumes for a group of five or more, designate an Alice and a Queen of Hearts, and the rest of your group members can be the card soldiers. Make sure that the Queen screams "off with their heads" as everyone runs after Alice! Perhaps your group really loves Stranger Things. (We certainly do!) You can easily have costumes for groups of four if you're going as the group of boys that started it all, but you can always add someone in an Eleven costume—or a Demogorgon costume for everyone to run away from.
Disney fans rejoice, because there is a race that's all things Disney: RunDisney! Whether you're looking for group themed costumes for a kid's fun run, the 5K race or a marathon, we've got Disney running costumes that are perfect for any race. You may want to steer clear of the Disney Princess costumes—running in a floor-length dress certainly isn't easy—but characters like Princess Jasmine and Vanellope from Wreck-It Ralph are perfectly good options for women who want to run in a full costume. You can also never go wrong with running in superhero costumes like a Frozone costume from The Incredibles, or any Marvel Avengers costumes. Don't forget about Star Wars costumes either, seeing as they're under Disney's wing now. However, should you be on pace to run the marathon and you're looking for good marathon costumes, we have some costume apparel that might be more your pace. You'll find that we carry a variety of character leggings and shirts, and there are always plenty of accessories like hats and character socks.
As you very well may know, the CHIditarod is not your average race. There's the extra element of a shopping cart, and you're expected to have a group of five costumes. It's also mandatory to decorate your cart, so picking a costume theme that also involves a vehicle or some other prop element for the cart is crucial! A Scooby-Doo group costume with a Mystery Machine shopping cart easily comes to mind, as does a Super Mario Bros. group with a Mario Kart-themed shopping cart. If you're willing to put in a little extra effort on your shopping cart, get a group of five Avengers costumes together and turn your shopping cart into the Helicarrier. However, don't be afraid to think outside of the box! There are tons of zany, wacky ideas waiting for you, whether you're looking at pop culture, food, animals or even history. Check out the group of Greek god costumes—you can turn the cart into Mount Olympus!
Color runs are tons of fun, and the most crucial part is that you have to wear all-white costumes or some all-white costume accessories along with your white outfit. (Don't forget to spice it up with a few colorful accents!) Typical white costume accessories include white tutus, white gloves and perhaps some white animal tails and ear sets. However, if you and your running group are looking to stand out from the crowd, we found a selection of white costumes that would be quite hilarious to see get blasted with colored powder. There are several white unicorn costumes, and it would be fun to use them again for Halloween or at a costume party after they get a tie-dye job courtesy of your color run. We also like the idea of other white costumes from Morphsuits and gangsters to astronauts and ghosts. Still, our favorite would have to be watching someone in an American Horror Story white nun costume getting pelted with pretty colors. (Seriously, take pics!)
If you love running and horror movies, you would undoubtedly love taking part in a zombie run. Whether you're looking for zombie costumes for running or maybe a survivor escaping the horde of zombies, we have a variety of costumes perfect for your group. Zombie brides, zombie football players and even zombie nurse costumes are some of the easy zombie costumes that are already made for you. (You may want to leave any zombie masks at home as it's not easy to breathe in a costume mask.) However, if you like a DIY challenge, we have tons of SFX makeup to turn your running buddies into a deteriorated group of zombies. Check out our zombie costume and makeup tutorial for zombifying other costumes and clothing!
If you like to run in a group, a superhero run is a fun way to get a group costume organized! Superheroes team up all the time, so naturally there are tons of superhero groups to choose from when picking ideas for a group costume. Most superhero groups can also accommodate a group of five costumes or more. (Avengers, anyone?) If you're looking for other 5k costumes for your superhero run, you can choose from groups like the X-Men, Teen Titans, Batman and even the Incredibles. You can also choose to hang onto your running outfits to wear again at a comics convention or Halloween!
Holiday fun runs encourage running in costume to spread holiday cheer. We have lots of costume suggestions, whether you're looking for Halloween running costumes, Christmas running costumes or even Thanksgiving running costumes. The best part about running in costume for the holidays is the fact that you can wear it again at your family gathering. (Just make sure to wash it first!) Also, if you're not too keen on running in a Santa suit or a turkey costume, we have plenty of holiday accessories perfect to spice up your regular running outfit with holiday cheer.
We hope that we helped get the gears turning for your group running costume ideas. Is this your first time attending a themed costume run? How many running events do you attend every year? Do you have a favorite fun run? Please feel free to share your thoughts with us in the comments below! We'd love to hear about your own fun run shenanigans.
Angela Poch is an Inbound Marketing Specialist and Resident Crazy Cat Lady at HalloweenCostumes.com, where she is an assistant editor and covers tutorials, crafting and pop culture. Angela has created costumes and props for Halloween events, conventions and Renaissance festivals.
Some of her favorite costumes include 90s Rogue, a custom Jedi, warrior elf, and some nameless Renaissance pirate. (She's still figuring out how to make a Jedi light-chakram.) You can find her on Twitter @AngelaPoch1 or her cats on Instagram @stardustnebulanova.