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Author Archives: Adm1n
4 Common Types of Debt
Unless you are privileged, most Australians will be in debt at some point in their life. From borrowing a high sum to buy a house to running up a credit card bill, living with a debt is just something that … Continue reading
What You Need To Know When Hiring Debt Collectors
Personally recovering debts can be a tedious process whether you are an individual or a company. On the other hand, you really can't ignore debtors otherwise you stand to make the losses that can cost your financial position. Third party … Continue reading
7 Things To Know When Dealing With a Debt Collector
Debt collection calls are never fun, not even in the best case scenario. It can be a real headache knowing that you have outstanding debt that can't be paid and nowhere to turn because the debt collectors are only offering … Continue reading
Dealing With a Judgment on Your Credit Report
When trying to move about in the land of credit, those among us with checkered repayment histories will often find their travels to be rather arduous. There are many components to a credit file, and whenever one of those falls … Continue reading
Credit Card Debt – How to Manage It
Before you can really start to make real money, you will have to deal with the debt you might have accrued through earlier borrowings. Most people get themselves into financial difficulties through, borrowings made on Digital Signature. This is the … Continue reading
Posted in Finance Tagged Digital Signature Leave a comment
Pay For Delete – Does It Really Work?
When you read the forums on personal finance, debt and credit help, lots of people advise you should demand the collection agency remove your account from your credit report as part of the negotiation. This is called "Digital signature certificate". … Continue reading
Posted in Finance Tagged Digital signature certificate Leave a comment
Climb Your Debt Mountain One Step at a Time
Charlie Linville lives here in Boise. He is a US Marine Corps veteran who lost his right leg in 2012 when he stepped on an IED in Afghanistan. He returned home last night after becoming the first combat amputee to … Continue reading


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Home Life Quotes Nice Hello March Funny Pic Pi Rate March 14 Pirate 3 Funny Math Ratet Shirt Mens T Shirts Fashion 2018 Clothing Nice Hello Pic
Last but not least, even though Johnny Cash would have ushered in his 80th birthday on February 26 2012, its his fans who are actually unwrapping a lasting present as the Man in Blacks estate releases Bootleg Vol. IV: The Soul of Truth. Part of the Bootleg series, an installment collection that preserves the music of Cashs long, genre-defining career, The Soul of Truth is a two-CD set with 51 tracks paying tribute to the music Cash made during the 1970s and 1980s, when his personal and spiritual lives had found the peace and stability that stayed with him from there on out.
Those sad love quotes will help you to remember the good time with your friend; figure out what went wrong so you will be able to fix it in this relationship or the next one. And above all it will give you the strength to move on with your life to new adventures. Real loss only occurs when you lose something you love more than yourself As the quote above states, yes it can happen again some day, and you will find again a special person to care about but only if you will love yourself first. And in order to do it you have to move on and hope for better days.
In quotations such as Where there is love there is life (Mahatma Gandhi), Let us always meet each other with smile, for the smile is the beginning of love (Mother Teresa), I have decided to stick with love. Hate is too great a burden to bear (Martin Luther King, Jr.) love is considered to be the deepest feeling and the principle of life that makes the humanity better. We read these words and find inspiration in them, share them with our loved ones as something meaningful and worth sharing and we take them as words of wisdom to live by.
The written words hold secrets inside them. This is the secret of changing your mood to a positive one. It is like music, when you feel down and can really lift you up. And if it doesnt works than you need to go further and even dance! Yes I never saw a dancing person that is sad. The same thing is with quotes. When you are reading sad quotes you might think that you will be sadder after it. But the true is really surprising - it helps you to get over the end of the relationship.
Using famous quotes is an excellent way of expressing our emotion to someone dear to us. It can add spice to any romantic relationship. Even the toughest heart will melt with the poetry of a love quotation. Love sayings can rekindle or strengthen the feelings, inspire people to be better husbands and wives, boyfriends and girlfriends, lovers, parents, daughters and sons, to love fully without conditions.
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Date: 18 January, 2020. 13.00 - 16.00
Location: Tokaj, Szerelmi Pincesor
We invite you to the Paulay Ede Theatre to our celebration starting at 17:30, in 22 January, 2020.
The Tokaj Renaissance Association has opened a wine shop in the recently renovated building of the Tokaj Museum, almost opposite the Tokaj Coffee House. The brief, informal opening ceremony on ...


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A Tentative Atelier
A Tentative Atelier Garcia Skirt
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Wool silk twill pencil skirt in purple. Self-tie fastening and smocking detail at waist. Button closure at left side. Raw edge detailed hem. 80% wool, 20% silk. Dry clean only. FR sizing. Handmade in Hong Kong. Model is wearing size 36. Model is 5'10" and Bust 34" / Waist 26" / Hips 36".


text: I looked at their roster & couldn't recognize very many of them. Who the heck is Vanderloo, Hobbs, Ash, Baer 2.0 ??? I know we have walk-ons - but these guys are supplementing Till, Kreiner, Frederick, Nunge, C Mac, & Pemsl. That is BAAAAAD!! Wieskamp & Garza actually can play B1G ball, but other than that....???


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Well I have a dilemma. When I found out the company that made Kiss my Face soap was bought up and their soap line was killed I went out and bought the last nine bars of their olive oil chamomille blend bar soap.
Thing is I don't go through a bar of soap that quickly this will likely last me two years. And yes I do bathe regularly, I have no idea why I use less soap than OC does, and we don't share a bar of soap he uses another brand that he likes better.
So how can I store them so that they don't develop that old lady stale perfume smell?


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Everyone has dreams.
Our dreams help define us as people.
As children, we grow up wanting to be rock stars, or bestselling authors, or the president. We are "thinking big" — thinking about reaching the pinnacle of our passions. But achieving this height does not just happen. The realization of any big dream takes a combination of hard work, cultivating relationships with the right people, diligent preparation, and luck.
For some, the image of our dreams drives us to obsessive routines. Practicing for hours and hours every day, reading anything they can get their hands on, endless networking. For others, dreams remain dreams.


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How to invest in corporate bonds in Australia
Corporate bonds make up an important part of any investors portfolio. Australia has one of the lowest levels of retail corporate bond investment, despite being one of the largest issuers of bonds in the world. Unlike the US, corporate bonds are not readily available to retail investors. But there are a number of ways you can access the market. This article explains how to invest in corporate bonds in Australia.
The 5 second summary
You can invest in corporate bonds via a number of different channels.
- Directly via the ASX – downside is there are a limited number of bonds.
- Directly via a bond broker – access greater range of bonds, but can't access wholesale issuance.
- ETFs – easy access to broad portfolio, limited ability to select portfolio.
- XTBs – able to access a range of bonds directly via the ASX. Costs slight higher.
- Managed funds – traditional route, greater variety / costs an issue.
Why invest in corporate bonds?
All portfolios should include an element of fixed income. In Australia, investment portfolios have traditionally been very undiversifed, with most investors limiting themselves to listed equities, bank term deposits and property.
Fixed income provides a steady income stream, while having a lot lower risk of losing your capital than shares. Corporate bonds are fixed income investments issued by companies allowing you to achieve a higher yield. This means you get some of the benefit of investing in a company, such as higher returns, without necessarily all the risks that comes with investing in shares.
Most big Australian companies issue bonds but generally these bonds have not been available to retail or "mum and dad" investors. Wholesale investors usually require minimum investments in the tens to hundreds of thousands.
Click here for further information bond basics and whether your a retail or wholesale investor.
How do I invest in corporate bonds in Australia?
There are a range of ways to invest in corporate bonds in Australia.
Direct via ASX
Bonds have been listed on the ASX for a number of years now. This includes Australian government bonds and certain corporate bonds. The good news is that if you already have a share broker account, such as Comsec or NAB online, then you can simply use that to by bonds, paying normal brokerage. Unfortunately, very few bonds have been listed on the ASX and most of these are hybrid securities. So if you're looking for senior bank debt, for example, you won't find it listed on the ASX.
Direct via a dedicated bond broker
If you want to directly buy a wider variety of Australian corporate bonds, you will have go via a dedicated bond dealer. Most bonds are bought and sold in the over the counter market. Bond dealers don't usually charge brokerage, but will earn a spread between what you pay and what they pay for the bond. This makes pricing a little less transparent and harder to understand. If unsure, ask your broker.
Outside of the investment banks, there are a range of bond brokers available to retail investors. These include FIIG, Bond exchange and Interactive Brokers among others. Minimum account opening size varies, with Bond Exchange taking accounts as small as $10,000 AUD, Interactive Brokers requiring a minimum of $10,000 USD and FIIG requiring around $250,000 as a minimum portfolio balance. Interactive Brokers also gives you easy access to overseas markets, but is entirely self service – there is no human broker to guide you.
Exchange Traded Funds
Investing in a bond ETF is an easy way to get a diversified exposure to a fixed income portfolio. They are listed on the ASX, so easy to access via your stock broker account.
The biggest advantage bond ETFs have over managed portfolios is cost. Their fees are usually a hell of a lot lower than manage bond funds. The main disadvantage from a cost perspective is that you have to buy ETFs via the ASX and hence you will have to pay brokerage to buy and sell them. This means for smaller investments (less than a few thousand dollars) it's not really economic to purchase directly.
There are a range of different ETFs available on the ASX, broken down into broad based indexes, to specific classes. As at the date of writing, the following ETFs were available for all bonds. Corporate Bond ETFs are highlighted. Note that all the non Australian bond ETFs listed on the ASX hedge foreign exchange exposure back to AUD.
|ASX Code
|BetaShares Australian Investment Grade Corporate Bond ETF
|Solactive Australian Investment Grade Corporate Bond Select TR Index
|VanEck Vectors Australian Floating Rate ETF
|Bloomberg AusBond Credit FRN 0+ Yr Index
|BetaShares Australian Bank Senior Floating Rate Bond ETF
|Solactive Australian Bank Senior Floating Rate Bond Index
|iShares Core Cash ETF
|Australian Cash
|iShares Enhanced Cash ETF
|Australian Cash
|UBS IQ Cash ETF
|Australian Cash
|VanEck Vectors Australian Corporate Bond Plus ETF
|Markit iBoxx AUD Corporates Yield Plus Index
|Australian High Interest Cash ETF
|Australian Cash
|iShares Core Composite Bond ETF
|Bloomberg AusBond Composite Index
|iShares Government Inflation ETF
|Bloomberg AusBond Inflation Government Index
|iShares Treasury ETF
|Bloomberg AusBond Treasury Index
|Russell Australian Government Bond ETF
|Australian Government Bonds
|Russell Australian Semi-Government Bond ETF
|State Government
|Australian Semi-Government Bonds
|Russell Australian Select Corporate Bond ETF
|Australian Corporate Bonds
|SPDR S&P/ASX Australian Bond Fund
|S&P/ASX Australian Fixed Income Index
|SPDR S&P/ASX Australian Government Bond Fund
|S&P /ASX Bond Index
|Vanguard Australian Corporate Fixed Interest Index Fund
|Bloomberg AusBond Credit 0+ Yr Index
|Vanguard Australian Fixed Interest Index
|Bloomberg AusBond Composite Index
|Vanguard Australian Government Bond Index ETF
|Bloomberg AusBond Government Index
|iShares Global High Yield Bond (AUD Hedged) ETF
|Markit iBoxx Global Developed markets Liquid High Yield Capped Index (AUD Hedged)
|iShares Core Global Corporate Bond (AUD Hedged) ETF
|Barclays Global Aggregate Corporate Bond Index (AUD Hedged)
|iShares J.P. Morgan USD Emerging Markets Bond (AUD Hedged) ETF
|Government and Semi
|J.P. Morgan EMBI Global Core Index (AUD Hedged)
|Vanguard Global Aggregate Bond Index (Hedged) ETF
|Bloomberg Barclays Global Aggregate Float Adjusted Bond Index hedged into Australian dollars
|Vanguard International Credit Securities Index (Hedged) ETF
|Barclays Global Aggregate Governement related and Corporate Index hedged into Australian dollars
|Vanguard International Fixed Interest Index (Hedged) ETF
|Barclays Global Treasury Index hedged into Australian dollars
XTB's are listed exchange traded bond units that was launched in 2015. They are similar to ETFs, in that you don't actually invest directly in the bond itself, but rather purchase units in a unit trust that holds the bonds on your behalf.
How XTB's work
Each XTB gives you exposure to a specific corporate bond, issued into the corporate bond market. XTBs are units in a unit trust and each bond is issued as a sub-trust.
Each bond has its own units, so if you want to invest directly in a certain bond or maturity, you can. Unlike ETFs, which are usually an index product over which you have no control, each XTB is specific to a certain bond.
The main advantages of XTBs are that you are able to invest in wholesale bonds in smaller amounts that usually available. That is, as a retail investor, you can access a wholesale bond issuance with a lot less capital. Normally wholesale issuance require hundreds of thousands of dollars to invest. Liquidity is also improved, as the creators of XTBs make a market in the products they have issued.
The primary disadvantage, like many fixed income products listed on the ASX, is cost. You have to pay brokerage on buying and selling. This makes it a little more expensive than investing directly in the bonds and makes short term trading prohibitively expensive in small amounts.
Their list of XTBs available are here https://xtbs.com.au/all-available-xtbs/
Managed funds
There are a wide variety of listed and non-listed managed bond funds. These have become less popular than they were 10 or 15 years ago, as interest rates have come down meaning actively managed funds have become more expensive. For example, who wants to pay 1% on an actively managed bond fund, that is yielding 5%? That's a large chunk of your returns gone. Sites like Canstar provide a good list https://www.canstar.com.au/managed-funds/ of managed funds.
What are corporate bonds?
Below is a brief summary of corporate bond concepts.
Types of corporate bonds available
There are a range of different categories of corporate bonds available, depending on their risk. In the event of a company going bankrupt, the share holders lose their money first. Then, in order from most risky to least risky.
Basic Bond terminology
- Bond types – The main classifications of bonds are government bonds, semi-government bonds and corporate bonds.
- Maturity dates – the date you get your principal back.
- Coupon – the amount of cash you receive each period.
- Coupon types – bonds are usually classified into fixed or floating rate. Fixed bonds pay the same amount of coupon each period. Floating rate pay an amount over a benchmark, such as BBSW. Therefore they pay a different coupon each period.
- Yield to Maturity – this is the yield you will receive, if you buy the bond today at the price offered and hold the bond to maturity.
- Running yield – is the current yield on the bond. It difference from the yield to maturity, as its calculated as coupon divided by current price, rather than the return you would receive if held to maturity.
- Margin above BBSW – is the amount above the benchmark that the bond is paying. This margin generally stays the same, while the benchmark moves period to period. This is relevant for floating rate bonds.
There are a number of different mechanism in which is invest in corporate bonds in Australia, including ETFs, directly and via funds. Find out more about what is a hybrid securities and their place in your portfolio..


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outubro 10, 2019
Lauren Gaggioli better Scores Test Prep submitted an article for TeenLife Magazine about the unique SAT. Akil Bello, a borne in mind test preparation tutor as well as founder about Bell Figure, addresses the fresh new SAT within the blog, Bellowings. want to retain the services of a protector: Specifically that mean for college students?
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On 4/19/11 4:08 PM, Henry Story wrote: > On 19 Apr 2011, at 21:44, Kingsley Idehen wrote: > >> On 4/19/11 2:40 PM, Henry Story wrote: >>> Kinglsey wrote in a different thread that was way too long but can >>> be found here >>> http://firstname.lastname@example.com >>>> Henry, >>>> >>>> ftp: scheme is done re. ODS. It was done the day http: scheme was >>>> done since our architecture is based on the URI abstraction and its >>>> application to data access by reference. That lies at the core of >>>> our platform. >>> Great. But is it in the spec? And do we have tests for it? The point >>> of W3C is to make sure things are documented, non patented, free and >>> tested. >>> >>>> ftp: scheme doesn't solve the intuitiveness problem. Again >>>> "deceptively simple" is better than "simply simple". Who is the >>>> target audience for the beyond http: scheme meme? There very folks >>>> WebID needs the most, the ones that already have applications that >>>> need a security tweak. Not the ones looking for a new programming >>>> adventure. >>> Can you explain the intuitiveness problem? I have no idea what you >>> are on about. >> Henry, >> >> Video: http://vimeo.com/14830050, you were in the audience :-) >> >> Email Addresses are more intuitive Identifiers than HTTP URIs. >> Personally, I am very concerned that this is even a subject of debate >> between us. I am not feeling objectivity here at all. > But the point has been made again and again that in WebID the Id is > hidden, so that there is no intuitiveness problem. An to whom would that be directed at audience wise? An end-user or a developer? What about those applications that already have email addresses hardwired into their systems as personal identifiers? What about the basic WebID demo where the audience is an end-user that needs to know why this approach is better than others. Remember, there are two interaction zones: 1. IdP -- Certs are issued 2. Relying Agent -- when Certs are presented. It isn't so simple re. times when intuitiveness affects the user interaction. You can't just say: hey that's magic! That doesn't work. > After all I can havemail > Me in html just as I can have http URIs. There is no intuitivity > difference there. 'You' != 'Everyone' . >> [snip] >>>>> I don't really see the use case for this, since anyone who has an >>>>> ftp server can get an http server. >>>> Exactly! As per my opening comments. >>> You opening comment Kingsley is that ODS has implemented FTP. >>> Is that compatible with the spec as it is written now? >> I don't know. I thought WebID was scheme agnostic. If I recall ftp: >> is a scheme. > Well if you believe the spec is agnostic then what was all this debate > about? If there is something that needs to be changed then please let > us know. See my response to Jeff. I think the nature of that post might help you see where issues are going awry, re. our back and forth. >>> http://webid.info/spec/ Or do we need to change something. If it is >>> ok, then what was all that talk about WebID not being schema >>> agnostic enough. >>> >>>>> FTP was really important when the web came to be because then >>>>> the difficulty of acquiring http was a lot greater comparatively. >>>>> On the other hand the amount of work to do ftp should be pretty >>>>> minimal. >>>>> >>>>> If people are for that please +1 and I'll add it as an issue. >>>> -1000 . Solve nothing. >>> Not even making your ODS server implementation standard? Why did ODS >>> implement the FTP protocol? >> No comment. I think you know the answer to that question bearing in >> mind your own comment about ftp: > Look at one step you say "-1000 solves nothing" just before there is a > proposal to make sure ftp is correctly integrated in the spec, with > test suites etc... I said, inferred, and meant: ftp: scheme support solves nothing because it doesn't address the issue. Moreover I also made it crystal clear to you that implementations of mailto: and acct: already exist in ODS (FWIW). Thus, its not about existence of URI agnosticism in >1 implementations. It about the fundamental importance of scheme agnosticism in an unambiguous way i.e., guide implementers away from the "I'll fix that later" mindset when all they need to do is understand that they are implementing a protocol driven by URIs. > Perhaps indeed this solves nothing because the debate was without > foundations? No comment. >>>>> When done we can have a vote to open it too, the idea being to >>>>> look at the spec and see how it needs to be rewritten for ftp (and >>>>> hence made generic enough for other existing or yet to be URI >>>>> schemes) >>>> Why don't you simply define what it takes to have an implementation >>>> instead. >>>> >>>> mailto:, acct: schemes already exist in ODS. Why doesn't it count? >>> Never said it does not count. What needs to change in the spec? I >>> think starting with FTP is good because we can all implement that in >>> an hour I am pretty sure. >> When does something count for the spec of an scheme agnostic protocol? >> >>>> I am a horrible speculator (don't have the patience for it), but I >>>> think I have a pretty good track record re. implementation. We >>>> (OpenLink) implemented this stuff a long time ago, and the new set >>>> of WebID tools are telling us: your stuff is invalid when we do >>>> interop tests. >>> That is great. I just think we should also build tests for what we >>> implement. >> Meaning what? > Meaning we should build tests to test that we implement things > correctly re the spec. And when the implementations are consistent with the spec what do we do? Especially, if raising a red flag leads to threads like this. > And those tests should test all implementations. I was not referring > to the tests you have made for your own suite of course. I was referring to what happened when I spent my time testing our implementation of WebID against others. I raise a concern, and its subjectively deemed as: 1. Shouting 2. Requesting some kind of work on the part of implementers that's for another day 3. etc.. > I am just suggesting that since this is a protocol - ie a > communication protocol - we should try to see how well we all > implement the spec, so that we can uncover issues we have, as we just > did in the thread "self-signed" I mention below. > >>> It makes it much easier to test that our spec is good and our >>> implementations are good. It saves us a lot of time trying this out >>> on a case by case basis. Remeber the whole thread "self-signed" >>> started because our test suites permitted >>> Joerg Anders to find a problem on one server, that he did not find >>> on another. >>> >>> http://firstname.lastname@example.com >>> >>> Once that thread is finished we can build a new test to make sure we >>> understand when this happens next time. >> My interest is now rock bottom re. subjective comments from you. I >> will not longer respond to them, sorry. > I have not idea what subjective comment you are referring to. > My guess is that you think I am picking on you for a test suite. Of course not. > But of course no more on you than on me, than on anyone else. This > is just what test oriented development is about. Here are some > examples of other w3c specifications that did this using no less than > EARL > > GRDDL: http://www.w3.org/2001/sw/grddl-wg/td/test_results > SPARQL: > http://xml.coverpages.org/ni2008-01-16-a.html#implementationReports > http://www.w3.org/2001/sw/DataAccess/impl-report-ql And these (SPARQL and GRDDL) are alien to me? EARL is an integral part of our own internal testsuites re. the above. I don't have an issue producing a testsuite results. But as you can see, my comments absolutely had nothing to do with EARL based test suites. Kingsley > Henry > >> >> Speak objectively, and we can resume dialog. Henceforth, no more >> comments from me when you speak in this new found subjective tone. >> >> >> Kingsley >>> >>>> Then when I flag the dangerous trend, you respond (subjectively) >>>> with comments like: "You shouted at XYZ..." . >>>> >>>> I could be more aggravated than Peter right now, but I sorta very >>>> used to a lot of this re. standards implementation :-) >>>> >>>> >>>> Kingsley >>> Social Web Architect >>> http://bblfish.net/ >>> >>> >>> >> >> -- >> >> Regards, >> >> Kingsley Idehen >> President& CEO >> OpenLink Software >> Web: http://www.openlinksw.com >> Weblog: http://www.openlinksw.com/blog/~kidehen >> Twitter/Identi.ca: kidehen >> >> >> >> >> >> > Social Web Architect > http://bblfish.net/ > > > -- Regards, Kingsley Idehen President& CEO OpenLink Software Web: http://www.openlinksw.com Weblog: http://www.openlinksw.com/blog/~kidehen Twitter/Identi.ca: kidehen -- Regards, Kingsley Idehen President& CEO OpenLink Software Web: http://www.openlinksw.com Weblog: http://www.openlinksw.com/blog/~kidehen Twitter/Identi.ca: kidehenReceived on Tuesday, 19 April 2011 20:34:34 UTC
This archive was generated by hypermail 2.4.0 : Friday, 17 January 2020 19:39:44 UTC


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School Play: FAME at BMT
The Drama department at BMT has brought back a a proud tradition to our school in thr form of the school play. This year's production is FAME and has already received rave reviews from the Elementary schools that have seen matinees on Tuesday and Wednesday April 17 and 18. The main production will take place during the evening of April 19th at 7pm.
Have a question about TCDSB? Please send general inquiries to:
©2018 Toronto Catholic District School Board. All rights reserved.


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Beautiful hand carved sterling beads float along thick chocolate leather. The word "love" is etched onto the center bead reminding us that love is true. *limited edition
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New Library Digital Resources
We've got a selection of new e-resources available! From car repair to learning English - there is something for everyone!
Our online services never sleep which means you have 24/7 access to some library resources through our Digital Resources collections.
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Entrepreneurship (Gale Business) covers business topics including starting and operating a business, including finance, management, marketing, human resources, franchising, accounting, and taxes.
This collection includes eBooks on getting started with and methods of researching your family history.
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The favourite manuals are now available online! Access over 600 online manuals, covering car and motorcycle maintenance and repairs.
Kanopy and Kanopy Kids
With the motto of "thoughtful entertainment," Kanopy provides Palmerston North City Library patrons with access to films of unique social and cultural value; films that are often difficult or impossible to access elsewhere, and programming that features diversity, with a wide array of foreign language films and films on race, and current affairs.
Kanopy Kids has a wide selection of educational and entertaining movies and TV series, and animated storybooks for children of all ages. Appropriate for preschool and up.
Explore the Manawatū, New Zealand through themed heritage tours. Created by the Heritage Team at Palmerston North City Library, these fun, interactive tours allows the whole family to explore Palmerston North and beyond like you never have before.


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Open Doors - St Marcella's Church, Denbigh
Built on the site of the 7th century cell of St Marcella, the church is a classic example of the 'Vale of Clwyd' twin-naved style and is largely the result of a late perpendicular remodelling of around 1500.
Exceptionally fine and well preserved, it is one of the most important churches in North Wales and contains some notable monuments.
Buried inside are the map maker Humphrey Llwyd, members of the powerful Salusbury family and the heart of Richard Clough, the Denbigh-born merchant. Outside is the grave of Twm o'r Nant, dramatist and poet of Denbigh.
See www.visitdenbigh.co.uk for further details.
Address: St Marcella's Church, Whitchurch Road, Denbigh, LL16 4ER.
From Denbigh town centre, drive down Vale Street, turn right at the lights and then take the second exit from the roundabout onto Whitchurch Road. The church will be on your left.
Nearest bus stop: 250 metres away. Bus service 76.


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For our returns policy, please see our full terms and conditions.


text: GOCO Services Ltd recognise GDPR. Personal information provided to GOCO Services Ltd will only be used for the purpose of providing a service to their customers. No personal information will be passed to any third party without written consent from the customer. GOCO Services Ltd do not hold paper copies of customer information, as all information obtained is held securely on an encrypted digital device.


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Scientology link rouses worries at star's school - 2008-06-29
Scientology link rouses worries at star's school June 29, 2008,
Touretzky said many phrases and concepts on the school's website are specific to Scientology. For example, the school lists a "Director of Qualifications" and another teacher who is an assistant in the "Qual" department. The "Qual," said Touretzky, is where people who have completed a Scientology counseling, or "auditing," session or a course in the Church of Scientology are tested by a qualifications teacher.
Wikipedia cite:
{{cite news | first = Carla | last = Rivera | title = Scientology link rouses worries at star's school | url = http://articles.latimes.com/2008/jun/29/local/me-newvillage29 | work = Los Angeles Times | date = June 29, 2008 | accessdate = January 14, 2017 }}


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By Ashdown L.
Read Online or Download Oracle9i Recovery Manager User's Guide (Part No A90135-01) (Release 9 0 1) (2001) PDF
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Living and Studying Abroad: Research and Practice
Michael Byram is Professor of schooling at Durham college the place he has taught trainee lecturers, and researched language educating and the event of residing out of the country on language scholars in greater schooling. he's additionally Adviser to the Council of Europe Language coverage department. Anwei Feng lectures and supervises schooling doctoral scholars at Durham college.
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- New Scientist 27 November 2010
Additional resources for Oracle9i Recovery Manager User's Guide (Part No A90135-01) (Release 9 0 1) (2001)
Sample text
I've done this before—leave on an extended trip overseas and decide to leave the computer at home. You'll need to make sure you have more than enough memory cards, but for the cost of purchasing a dozen or two dozen cards, you're probably better off investing that money into one of the other options explained here. ■ Bring your laptop. If you're fortunate enough to have a laptop computer with decent memory, disk space, and a CD or DVD burner, you can download your images daily and make backups to CD or DVD while you're at it.
If I wanted to direct-connect a digital camera or one of those little pocket Flash drives to my computer, I'd have to unplug one of my peripherals. Make sure you get a computer with at least four USB ports and one FireWire port. 21 Digital Nature Photography and Adobe Photoshop 22 Chapter 2 Computer Gear for Your Digital Darkroom Laptops for the Nature Photographer on the Go I remember my first "portable" computer. It was a two-floppy Compaq Portable with a 9-inch monochrome display, and it weighed about 30 pounds!
Versatility. I hate using that word—it sounds like I'm in advertising, which I'm not. 3 The Manfrotto 3221WN Wilderness Tripod is sturdy one of the features you want in a tripod is ver- enough to handle any digital SLR and lens combination up to 13 pounds, but it weighs more than eight pounds with a head. satility—the ability to not only extend the legs wider than the standard setting, but also to use interchangeable tripod heads. For shots where you need to get down low to the ground, you need a tripod with legs that can extend outward, allowing you to mount your camera only 12 inches or so off the ground.


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United airlines flight, commonly called United is the third largest airline when measured in revenue after American Airlines and Delta Airlines. United has its headquarters in Chicago, Illinois and operate a large domestic and international route network covering the Asia Pacific region as well. United Airlines flights deals are available at many portals online. United flights online booking can be done at good prices.
Carry-on baggage
One full sized carry- on bag and an additional one personal item is allowed free of cost. On purchase of basic economy, one personal item is allowed, all other passengers are allowed only one big check in baggage which has to be checked in at the security counter with a charge to be paid by credit card only.
There are set guidelines for dimensions of the bags to be checked in for United airlines reservations. These are decided to make sure the baggage fits in the overhead bin or under the seat in front of you.
Dimensions for shoulder bag, purse, laptop bag or other small item: 9 inches X 10 inches X 17 inches (22 cm X 25 cm X 43 cm). Basic economy passengers can have only one item that can be carried on board.
Dimensions for carry on bag: 9 inches X 14 inches X 22 inches (22 cm X 35 cm X 56 cm) including handles and wheels.
The following items are also allowed on board, in addition to your one bag and one personal item limit:
You can check in for United Flights 24 hours before scheduled departure. Each airport has a different minimum time requirement for check in and baggage check, so do check at each airport well before your flight schedule.
You can check in in one of the following ways:
At 24 hours before departure
Grab United Airlines flight deals on Fareskart, Get discount upto 48% on Calls 1-855-948-6886. Our travel experts are ready to assist you with flight booking under United Airlines seat reservation.


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Operations begin in Mexican pesos
Hugo Sarmiento explained that this was the first agreement reached by CAF in the Mexican market in relation to local currency loans. "The Corporation normally obtains funds on the financial market through issues of paper or from international banks in dollars, euros and other currencies, so this operation in Mexican pesos is a new experience for the institution in the region."
The BBVA Bancomer representatives said that the signing of the agreement opened the way for the start of new operations in the near future. They added that instrumentation of this credit facility reaffirms CAF's interest in stimulating the development of the microfinance sector in Mexico.
The main beneficiaries of this operation among the Corporation's current clients in this sector will be banks and microfinance institutions. Implementation of the credit facility will provide an important sector of the Mexican economy with financing in local currency, while CAF will expand its already extensive range of financial projects.
About BBVA Bancomer


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TORONTO – An Ontario woman has launched a proposed class-action lawsuit against a hospital, an ophthalmologist and his assistant – who happens to be her sister – alleging a "serious and prolonged" invasion of privacy which may have potentially impacted a number of patients.
In a statement of claim filed in a Toronto court, Katie Mallinson alleges her sister, Lisa Lyons, used her access to the Trillium Health Partners database to look at her confidential medical records, as well as the files of other patients.
The statement of claim alleges Lyon was "an electronic Peeping Tom" who accessed personal patient information for her own enjoyment.
Mallinson alleges Lyon's employer, Dr. Tony Vettese, did not do enough to protect the privacy interests of patients. The statement of claim also alleges Trillium's privacy policies and procedures were inadequate.
The proposed suit seeks $2 million in general damages and a further $1 million in punitive damages.
None of the allegations contained in the statement of claim have been proven in court, and Lyons and Vettese could not immediately be reached for comment.
READ MORE: Four plead guilty in misuse of patient records from Toronto hospitals
"Lyons had no reason to access the personal information of the plaintiff and class members. She did so for her own titillation, entertainment and amusement; to give her fodder for malicious gossip," the statement of claim alleges. "She was an electronic Peeping Tom, surreptitiously looking through a wired window into the private lives of her victims to satisfy her carnal urges."
The claim alleges Lyons began accessing confidential personal information on Mallinson and others at least four years ago, but possibly up to a decade earlier thanks to her "unfettered access" to the files at work.
The information access by Lyons gave her a window into "the most intimate, personal, private and embarrassing aspects" of Mallinson's and other potential class members' lives, the statement of claim alleges.
Vettese, of Mississauga, Ont., failed to exercise "the slightest supervision" of Lyons and left her to her own devices in his office for hours at a time, "neither knowing nor caring how she spent the time," the statement of claim alleges
"It was a combination of the defendant Vettese's professional status and his inexcusable neglect which enabled the defendant Lyons to do what she did," the claim alleges, adding that Trillium in turn "maintained a culture which tolerated and indeed encouraged such intrusions upon seclusion."
The statement of claim notes that the total number of patients affected by Lyons' alleged actions are not yet known.
It also notes that Trillium's privacy office did not detect Lyons' alleged misconduct and only began investigating when Mallinson reported her suspicions.
Trillium said it was committed to ensuring and protecting the privacy of our patients' personal health information and had a "robust" education and surveillance regime over its hospital information system.
It noted that it had recently learned of someone, who was not a Trillium employee, who was improperly accessing patient records, and said it took "immediate action" and notified the Information and Privacy Commissioner.
"We take this matter extremely seriously and are taking all necessary steps to ensure a resolution that protects the interests of our patients, their families and our community," Trillium said in a statement. "Following completion of our internal investigation, the individual's access to our system has been permanently denied. We have notified the patients who were affected by this matter."
Trillum added that it had increased auditing of physician offices to detect and deter unauthorized access.


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All applications are built using the latest Web tools based upon HTML5 and data storage on the mobile device to allow for disconnected operations. Depending upon requirements the applications can be compiled to run as native apps in iOS or Android devices, and can also run as web applications on the same devices as well as PC computers in Chrome or Safari browsers. The use of HTML5 technology provides a user experience equal to a native application while allowing for an expanded set of options for the customer deployment.
Data connections to the central office utilizes a Web Services component, and this is built on standard HTTP data transmission. In conditions where there are security concerns, the Web Service has several features to protect the assets at the server, and the system can also be configured to use HTTPS or VPN technology for additional safety.
Applications can be run on small phone screens, medium size tablets (7" diagonal), large tablet (9" +) or 12-17" laptop screens. No matter what hardware is used the data communication is the same, so a deployment can consist of a variety of devices with different capabilities.


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Design Your Home
Each Keyo Tiny Home will be designed by the buyer under the guidance of a Keyo Designer.
Cost for your home will vary depending on the square footage components you select. Once you have registered for the selection your design consultation appointment will be set up.
Getting the Perfect Fit:
Need to add more space to the 493 sq.ft. base size?
10x10 or 100 sq.ft = $14,000
12x12 or 144 sq.ft = $20,160
17x10 or 170 sq.ft. = $23,800
Additional full bath: $12,000
Additional half bath: $7,000
Add a 1 car garage, detached or attached: $25,000
Accessory Dwelling:
KEYOMICROHOUSE accessory dwellings start at 300 sq.ft = $43,500. These can only be purchased with a primary KEYOHOUSE . Mecklenburg County rules specify the primary house needs to be at least 857 sq.ft. in order to accommodate the 300 Sq. foot Accessory Dwelling.
Lot Selection
Lots will be reserved on a first come, first serve basis. Each buyer will receive their Selection Number in the order they have reserved a lot. The proposed site plan currently contains over 50 lots. (Subject to change based on county subdivision process request.) Once the plot/lots have been surveyed for building, all buyers will be invited to a selection party. Buyers, in order of building reservations, will select the lot of their choice for their tiny home.
Lot Reservations
Keyo Tiny Houses will be accepting reservations for the Lot Selection and Custom Design Appointments. To reserve your tiny house requires a $4,000 non refundable Design / Lot Reservation Fee.
We currently have 1 lot available for construction with more being released in 2018.
UNDER CONTRACT - 1119 Cathey Road - Lot 2
This lot is available for a two bedroom unit. Accessory Dwelling Unit also available.
Tom Sadler Road - Lot 23
Available for Custom Designed Tiny house PLUS an Accessory Dwelling Unit.
The Keyo Park West Subdivision
Keyo Park West is in the process of subdividing a wooded 20 acre parcel between Tom Sadler Road and Cathey Road in North West Charlotte. Currently working with a land design plan offering over 50 building lots that will range between .18 and .25 of an acre. (The subdivision is subject to City/County approval and number of home sites may be reduced.)
Once the subdivision has been approved and final lots surveyed, Reservation Holders will select lots in order of their reservation number. Anticipated lot selection is late 2017 or Early 2018.
Your Keyo Tiny House will come with custom finishes.
Some of the selections you will choose from include:
Over 15 choices of tile mostly imported from Italy.
6 choices of real wood soft close cabinets.
Over 20 choices of granite.
14 eco-friendly hardwood floor staines.
Over 100 eco-friendly interior and exterior paint choices.
Fiber cement board and masonry exterior choices.
Think Big. Live Tiny.
Designing Your Home
During the time the lots are being subdivided you will schedule your design meetings with the Keyo Tiny House design team. Here is were the fun happens. Your home will be designed around YOU. Do you want one bedroom or two? A loft? Traditional exterior or modern? You will be able to colaborate with the designer to create a home layout that works for you and your family.
This process usually take three meetings.
Floor Plans
Lot 1 - Tiny House
1. Basic room layout and exterior design
2. Floorplan
3. Lock it in! Final changes and refinements
Another meeting will happen once your lot is prepped for construction where you will decide on the placement of your home on your lot.


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We are Coopeproagro R.L.
Coopeproagro, is an organic pineapple cooperative, established in April of 2015, by 22 experienced organic pineapple growers in the north region of Costa Rica. It's objective is to organize and gather together the biggest area of organic pineapple in the world, distributed among 8 production clusters, for a total project of 400 hectares, and with a production of 250 tons of fresh organic pineapples per week. 100 hectares are already planted.
With a very experienced multidisciplinary team, the internal organization had been structured so all the goals and expectations are reached with success following strict guidelines in agricultural skills and productivity.
Our farmer associates, all of them with more than 10 years of organic farming, have developed the lastest techniques to achine our world - leading super sweet organic pineapples.
We believe in the perfection of nature, wich combined with the passion of our farming, let us deliver to our dear costumers with the best organic fruit in the market. We proudly present our brand Eco Sweet Organic Pineapple, as the sweetest.


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The Plant list
AGAPANTHUS White Dwarf Hybrids
Deciduous and hardy. A strong grower. Small heads of white flowers with delicate pale lilac tips. Ht 50cm Sp 30cm. Full sun. Most yet well drained soil.
Plant Details: AGAPANTHUS White Dwarf Hybrids
Plant: AGAPANTHUS
Variety: White Dwarf Hybrids
Common name: African Lilly
Family: Amaryllidaceae
Origin: S. Africa
Flower colour: White
Flower month: Jul, Aug, Sep
Foliage colour: Green
Hardy: Hardy
Soil type: Moist yet well drained soil
Aspect: Sun
Evergreen: Deciduous
Height: 50
Spread: 30
Flower type: Single
Flower attribute: Elegant
Flower style: Arch Foliage Habit
Leaf colour: Green
Seed month: Sep, Oct, Nov
Seed colour: Silver
Suggested Container: Large Pots
Winter grow conditions: Outside
Web rating: Woottens rating 9/10
Special uses: Rabbit Proof, Butterflies, Marine
Pot Size: 1L or 2L
Dispatch Times
- We aim to dispatch majority of orders within 5-7 working days
- If your order is placed before 7am on a Friday it is likely to be sent within 5 working days
- Orders placed from 7am on a Friday are likely to be sent within 7 working days
- However there may be delays on certain plants due to regular changes in availability busy periods throughout the year. We advise you contact the nursery regarding availability should you have any concerns. Or Click Here to find out more about our mail order plants.
- We only send plants of optimum quality therefore your delivery may be split and plants sent to follow later. Whilst we try and keep our website up to date inevitably during busy period's plants may sell out.
- Sometimes it is necessary to 'cut back' your plants for the good of the plants and to insure safe packing and arrival of your order. We only do this to herbaceous perennials that will rejuvenate stronger from the base.
- Potted plants ordered for collection from the nursery can be ready 4 working days after the order has been placed.
- Bareroot plants ordered for collection from the nursery can be ready 10 working days after the order has been placed
- Collections can be picked up any day by appointment except Sunday.
- Please specify which date you will be collecting on in the 'order notes' box at the checkout.


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it might be expensive but when you have a lot of holiday functions to attend getting it right first time is a must and for my other half that means going with a quality brand to do a fab job. She loves her good hair day products and with this little gift set on hand she's not only going to feel pretty damn special but will enjoy using it. Ok so it might be a christmas present but hey who says that the lady in your life has to wait it can be an early gift and perhaps day one of her own personal advent calendar.right yes its pricey however other products we've had from them have lasted years of constant use and as mr royce used to say quality is remembered long after price. Add to this a swish presentation box that looks nice and expensive alongside some straightners that will help get those tricky little bits on the side that just love to fluff up and all round I know that my other half is going to be more than happy. Ghd you're stars.
I love these my first real ghd styler it really is better than all the rest
We try our best with the links to redirect people to the best Amazon store based on their location. For the 2 link examples, you have provided the first one goes to Amazon Australian store and the second one goes to the U.S store. The best approach might be for you to go to the correct Amazon store first and do a search for the product. I do hear that Amazon Australia has just opened and that some of the prices are quite high…. I am not sure what is best for your location?
Lovely item the usual excellent quality from ghd
beautiful looking and feel very good quality. They are designed to be very comfortable to hold and I love that they switch on and heat up in seconds. They come with a mat to protect surfaces from burns and a good travel case. The cable is a decent length. Best of all they do a brilliant job on my hair and don't seem to dry it up despite daily use. Unlike my old straighteners I have managed to avoid burnin myself too.
very nice and does not burn my hair like prev flat iron
Ghd styler is the best. Had it for years
Very pleased with this product I bought 2
The ability to create bouncy curls or waves with a flat iron (we know, it seems counter-intuitive!) is a biggie in the beauty industry and merits a bit more discussion. If you're totally lost and there aren't enough video tutorials on the planet to explain this weird yet awesome process, don't worry! Just follow along with our step-by-step guide and you will be curling with the best of them in no time!
Twist And Curl – The awesome folks at Good Housekeeping couldn't have put it better than this: curling your hair with a flat iron is like curling ribbon with a pair of scissors. To do this, simply clamp your hair straightener around a piece of hair as you normally would when straightening, except flip the entire tool, so your hair is now wrapped around one of the plates. Holding the tip of your hair for support, simply glide the straightener down the entire length of hair and just like magic, you've made a curl!
The great thing about beauty is that there is something for everyone. Even as the trend these days is skewing towards plenty of texture and heatless styling, the tried-and-true flatiron still has its place. I mean, with social media going crazy over the super-sleek look of glass hair, it's clear that straight hair ain't going anywhere. After all, some of us just want smooth strands from time to time — or, depending on who you are, most of the time. But pressing your hair between two scorching-hot plates can be a recipe for a dried, sizzled, frizzy disaster. Or at least it can be if you're using the wrong flatiron. On the flip side, using a good one can make all the world of difference. And that's where we come in. We've scoured the world of flatirons to bring you the best of the best, at a range of price points. So whether you've got the coins for an affordable Conair or can shell out the big bucks for a Harry Josh, these 20 straighteners will give you that just-back-from-the-salon look — minus the scorch.
You need to make sure that your flat iron is very light, feeling comfortable in your hand as you style your hair. You'll also want it to have a tangle-free cord because that's just a hassle you don't want to have when you're focusing on doing your 'do right. Or, you can just go for a cordless hair straightener to get rid of that potential problem altogether.
seconds and it smoothes my hair with ease I would recommend this flat iron to anyone


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This is a potential security issue, you are being redirected to https://nvd.nist.gov
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This vulnerability has been modified since it was last analyzed by the NVD. It is awaiting reanalysis which may result in further changes to the information provided.
The ieee80211_radiotap_iterator_init function in net/wireless/radiotap.c in the Linux kernel before 3.11.7 does not check whether a frame contains any data outside of the header, which might allow attackers to cause a denial of service (buffer over-read) via a crafted header.
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9.9 x 7.6 x 1.8" (36 oz) Fiber Tray PLA Lined
Also available as a case of 400, SKU: TR-SC-U10L. Pairs with lids: TRL-CS-10, TRL-SC-10. World Centric® 9.9 x 7.6 x 1.8" 36 oz fiber trays are made from unbleached plant fiber with a bio-lining made from corn to create a moisture barrier. These disposable food trays are great for delis, grocery stores, and supermarkets. These trays are certified compostable, eco-friendly, soak proof, freezer safe, and contain no wax or plastic lining. Composts in 2 to 4 months in a commercial composting facility.


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Name: Falling skies s02e07
File size: 418mb
Language: English
Rating: 10/10
24 Feb - 74 min - Uploaded by donnie unzueta Falling Skies S02E07 Falling Skies S02E Please try again later. Published on Feb 1 Aug - 27 sec - Uploaded by hilldaemon Full Falling Skies S02E07 tuinetbeausour.tk Falling Skies S02E07 [Full link. 21 Sep - 31 sec - Uploaded by Emurama Brasil Promo Legendado Falling Skies S02E07, Falling Skies Molon Labe, Falling Skies Venha. Previously on. Falling Skies It might know everything. And if it doesn't talk? How long have you been in communication with him? Some of them have been. 30 Aug Watch Falling Skies S02E07 Online Free. Ben is placed in harm's way by someone who he.
22 Jun Recap guide / thumbnail previews for "Falling Skies" Season 2 Episode 7. Translations in context of "Falling Skies S02E Molon Labe" in German- English from Reverso Context. 28 Jul - 25 min Watch Perfect Strangers S02E07 Falling in Love is by OLD TV on Dailymotion here. 24 Feb - 74 min - Uploaded by donnie unzueta Falling Skies S02E07 Falling Skies S02E Please try again later. Published on Feb Karen leads Ben into a trap so the Overlord can find out about the Skitter Resistance movement. The trap fails and the 2nd Mass manages to capture the.
Is Falling Skies becoming The West Wing with aliens? Ron reviews a talk-heavy episode of the Spielberg sci-fi. 6 Oct - 39 min Watch Falling Skies S02E07 by Dragons' Den on Dailymotion here. In the final moments of 'Homecoming,' the progression of Falling Skies season 2 appeared to be headed in a split direction. At least the thought. Falling Skies s02e07 - Molon Labe Episode Script. SS is dedicated to The Simpsons and host to thousands of free TV show episode scripts and screencaps . 23 Oct Watch full episodes free online of the tv series Falling Skies Season 2 Episode 7: Molon Labe.


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Abstract: PS1172
Type: Poster Presentation
Presentation during EHA24: On Saturday, June 15, 2019 from 17:30 - 19:00
Location: Poster area
Only few prognostic factors - the median duration of treatment or of deep molecular response (DMR) - have so far been associated to a positive outcome after TKI discontinuation in chronic myeloid leukemia (CML) patients. Thus, the identification of candidates that may impact on this primary treatment endpoint remains elusive. Digital droplet PCR (ddPCR) is an accurate molecular tool that could prove advantageous for the quantification of the BCR-ABL1 fusion transcript copy number compared to classic RQ-PCR and could help in better identify patients candidate for TKI discontinuation.
To evaluate the predictive role of ddPCR in CML patients in sustained DMR tested at the time of TKI treatment discontinuation.
We studied 50 RNA samples of CML patients who discontinued treatment while in RQ-PCR undetectable DMR (MR4-4.5) according to IS for more than 2 years. The ddPCR assay was performed in triplicate using the Biorad-QX200 platform. To test the BCR-ABL fusion transcript and ABL control gene, we used the same primers and probes used in the standard RQ-PCR reaction. Each reaction mixture was partitioned into approximately 20,000 droplets and then amplified. Cycled droplets were read in the QX200 droplet-reader and analysis of the ddPCR data was performed using the QuantaSoft analysis software (Biorad Laboratories GmbH, Munich, Germany). We collected the clinical follow-up data from the patients' medical history and correlated them with ddPCR positivity or negativity at the time of discontinuation using the Wilcoxon signed-rank test.
Fifty patients discontinued treatment in DMR after a median duration of response of 2.5 years (range 1.5-7.2). The median age was 59 years (range 32-87.4), 33 were female. According to the Sokal risk at baseline, 25 patients were classified as low risk, 21 as intermediate and 4 as high risk. Forty-two patients received front-line imatinib and 8 were treated with second generation TKIs. The median duration of treatment before discontinuation was 11.9 years (range 3.3-17.9). At the time of discontinuation, 28 patients (56%) were ddPCR-negative and 24 of them (86%) remained in treatment-free remission (TFR), while 4 patients (14%) relapsed after a median time of 5.5 months (range 4.0-27.0). Twenty-two patients (44%) were ddPCR positive at the time of discontinuation: 12 of them (55%) remained in TFR after a median time of observation of 13.2 months, while 10 patients (45%) relapsed after a median of 3.5 months (range 1.0-16.0). The difference in TFR rate between the two groups is statistically significant (p=0.026, Figure 1). We compared the characteristics of ddPCR-negative versus ddPCR-positive patients and failed to detect differences in the type of transcript (p=0.155), Sokal risk score (p=0.684), previous IFN treatment (p=0.70), type of TKI received (p=0.250), median duration of TKI treatment (10.9 years in positive versus 13.1 years in negative patients, p=0.639) and median duration of DMR (2.4 years in positive versus 2.8 years in negative patients, p=0.134).
These results suggest that by ddPCR it is possible to predict the TFR outcome of CML patients in DMR (MR4-4.5) at the time of TKI discontinuation. This method, compared to RQ-PCR, appears to be superior in terms of quantification of low levels of residual disease in patients who have already achieved a DMR and may successfully identify candidates to treatment discontinuation.
Session topic: 7. Chronic myeloid leukemia - Biology & Translational Research
Keyword(s): Chronic myeloid leukemia, Molecular response, Tyrosine kinase inhibitor


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Newest And Best Wine Refrigerators 2020/2019
Wine gains more fans every year (in 2014, marketing charts noted a 16-year consecutive increase in wine sales) and new wine connoisseurs like you are looking for ways to safeguard their bottles at just the right temperature. But which wine refrigerator should you go for? Dual-zone, built-in or freestanding? Equipped with inclined shelves to show the labels? The choice is infinite but AlphaChooser weeds out the way for you.
According to our multi-review-based ranking system, the best wine refrigerator 2020 should be the Magic Chef MCWC6B 6-bottle, and the second best wine refrigerator 2020/2019 is the Whirlpool WUW35X15DS. Here is the full top 10 list, then sub-categories and a complete list of wine refrigerator brands and models.
Magic Chef MCWC6B 6-bottle
Whirlpool WUW35X15DS
NutriChef PKTEWC180
NutriChef PKDSWC18
Avanti WBV19DZ
Wine Enthusiast 268 68 20 01
Whynter SNO WC-28S
Frigidaire FGWC5233TS
Wine Enthusiast Silent 272 03 18 05
Best Wine Coolers For Specific Categories
Best Wine Refrigerator Furniture Cabinets 2020
Furniture wine refrigerators are models with a wooden finish, mimicking classic furniture, but harbor full-blown wine coolers. Check out our list of the latest 2020/2019 wine-cooling furniture cabinets here! Full list
Best Wine And Beverage Fridges 2020
View the latest wine and beverage fridges. Full list
Best Dual-zone Freestanding Wine Coolers
View the latest dual-zone freestanding wine coolers. Full list
Best Dual-zone Undercounter Wine Coolers
View the latest dual-zone undercounter wine coolers. Full list
Dual-zone Wine Coolers
View the latest dual-zone wine coolers. Full list
Slimline Wine Coolers
View the latest slimline wine coolers. Full list
Wine And Beer Fridges
View the latest wine and beer fridges. Full list
Countertop Wine Coolers
View the latest countertop wine coolers. Full list
Under-counter Wine Coolers
From narrow 10-inch models to hybrid fridges that can also store your soda cans, under-the-counter wine coolers are extremely varied and sometimes luxurious. See them shine in this full list of the latest 2020/2019 under-counter wine cooler models. Full list
Tall Wine Refrigerators
Towering stainless-steel coolers, hardwood cabinet-style display models... even ones equipped with double French doors! Tall wine refrigerators often provide the largest bottle capacities matched with a classy presentation for your collection. Learn more about the newest 2020/2019 variety of large wine fridges here! Full list
Mini Wine Fridges
Mini wine fridges give you a simple 4- to 8-bottle capacity without eating up so much space in your kitchen, especially some models that are shaped like a mini tower. See our list of the latest 2020/2019 mini wine fridges. Full list
16-to-18-bottle Wine Coolers
View the latest 16-to-18-bottle wine coolers. Full list
List of all the wine refrigerator brands and their newest models 2020/2019:
Vinotemp (40 models)
The Vinotemp VT-ECO28SB-01 is the latest model by Vinotemp.
- All Vinotemp wine coolers.
Wine Enthusiast (31 models)
The Wine Enthusiast VinoView 28-Bottle is the newest Wine Enthusiast model.
- All Wine Enthusiast wine coolers.
Allavino (23 models)
The Allavino VSWR30-2BWRN is the newest Allavino model.
- All Allavino wine coolers.
Danby (22 models)
The Danby DWC040A3BSSDD is the newest wine refrigerator by Danby.
- All Danby wine coolers.
Whynter (22 models)
The Whynter FWC-341TS is the newest Whynter wine refrigerator.
- All Whynter wine coolers.
Kalamera (21 models)
The Kalamera KRC-150CB is the latest Kalamera wine refrigerator.
- All Kalamera wine coolers.
NewAir (20 models)
The NewAir AWB-400DB is the newest NewAir wine refrigerator.
- All NewAir wine coolers.
NutriChef (17 models)
The Nutrichef PKTEWC160 is the newest wine refrigerator by NutriChef.
- All NutriChef wine coolers.
Ivation (12 models)
The Ivation IVFWCC331DB is the newest Ivation wine refrigerator.
- All Ivation wine coolers.
Haier (9 models)
The Haier HVTEC18DABS 18-bottle is the newest Haier wine refrigerator.
- All Haier wine coolers.
Koolatron (9 models)
The Koolatron 12 Bottle Dual Zone is the latest Koolatron one.
- All Koolatron wine coolers.
Igloo (9 models)
The Curtis Igloo MIS2433 is the latest wine refrigerator by Igloo.
- All Igloo wine coolers.
Thor Kitchen (8 models)
The Thor Kitchen TWC2402 is the newest wine refrigerator by Thor Kitchen.
- All Thor Kitchen wine coolers.
Koldfront (7 models)
The Koldfront TWR121SS is the newest Koldfront model.
- All Koldfront wine coolers.
Frigidaire (7 models)
The Frigidaire FGWC5233TS is the latest Frigidaire wine refrigerator.
- All Frigidaire wine coolers.
Antarctic Star (7 models)
The Antarctic Star AS75 is the newest Antarctic Star model.
- All Antarctic Star wine coolers.
KitchenAid (6 models)
The Kitchenaid KUWL204EPA is the latest KitchenAid model.
- All KitchenAid wine coolers.
Firebird (6 models)
The Firebird FB-WC0041 is the newest Firebird wine refrigerator.
- All Firebird wine coolers.
Cuisinart (5 models)
The Cuisinart CWC-1800TS is the latest Cuisinart one.
- All Cuisinart wine coolers.
KingsBottle (5 models)
The KingsBottle KBU-100COMBO-BW3 is the newest KingsBottle model.
- All KingsBottle wine coolers.
Sipmore (5 models)
The Sipmore SWC-30 is the newest Sipmore wine refrigerator.
- All Sipmore wine coolers.
Westinghouse (4 models)
The Westinghouse WWT080MB is the newest Westinghouse model.
- All Westinghouse wine coolers.
Avalon Bay (4 models)
The Avalon Bay AB-WINE12S is the newest Avalon Bay model.
- All Avalon Bay wine coolers.
Magic Chef (4 models)
The Magic Chef BTWB530ST1 is the newest Magic Chef wine refrigerator.
- All Magic Chef wine coolers.
Phiestina (4 models)
The Phiestina PH-150BCW is the latest wine refrigerator by Phiestina.
- All Phiestina wine coolers.
Black and Decker (4 models)
The Black and Decker WACDBWT12TB is the latest model by Black and Decker.
- All Black and Decker wine coolers.
Kuppet (4 models)
The Kuppet Thermoelectric 35-Bottle Wine Cooler is the latest wine refrigerator by Kuppet.
- All Kuppet wine coolers.
Bossin (4 models)
The Bossin B5158A is the newest wine refrigerator by Bossin.
- All Bossin wine coolers.
Electrolux (3 models)
The Electrolux EI24BL10QS is the latest Electrolux model.
- All Electrolux wine coolers.
Whirlpool (3 models)
The Whirlpool WUW35X24DS is the latest Whirlpool one.
- All Whirlpool wine coolers.
Electro Boss (3 models)
The Electro Boss 5335 is the latest Electro Boss wine refrigerator.
- All Electro Boss wine coolers.
Sinoartizan (3 models)
The Sinoartizan ST-36B is the latest Sinoartizan wine refrigerator.
- All Sinoartizan wine coolers.
Karcassin (3 models)
The Karcassin 28-Bottle Dual-Zone is the latest Karcassin one.
- All Karcassin wine coolers.
Homeimage (2 models)
The Homeimage HI-18T is the newest wine refrigerator by Homeimage.
- All Homeimage wine coolers.
Commercial Cool (2 models)
The Commercial Cool CCWT080 is the latest wine refrigerator by Commercial Cool.
- All Commercial Cool wine coolers.
Le Cache (2 models)
The Le Cache Contemporary 5200 is the latest Le Cache model.
- All Le Cache wine coolers.
Insignia (2 models)
The Insignia NS-WC45BK7 is the newest wine refrigerator by Insignia.
- All Insignia wine coolers.
Smith and Hanks (2 models)
The Smith and Hanks RW88DR is the latest Smith and Hanks one.
- All Smith and Hanks wine coolers.
Rosehill (2 models)
The Rosehill ELG EL42DD is the latest Rosehill wine refrigerator.
- All Rosehill wine coolers.
Super Deal (2 models)
The Super Deal SD1025 is the latest wine refrigerator by Super Deal.
- All Super Deal wine coolers.
Amzchef (2 models)
The Amzchef JC-85A is the latest Amzchef wine refrigerator.
- All Amzchef wine coolers.
One Curtis wine refrigerator: Curtis Igloo FRW041 4-Bottle
A micro-class cooler that holds up to four standard wine bottles within a single-zone and apparently draws only half a kilowatt-hour per day.
One PasuTech wine refrigerator: PasuTech Dual-Zone WC-2461H 24-Bottle
A modern-looking dual-zone thermoelectric wine cabinet that has a heating technology to stabilize temperatures.
One Nostalgia Electrics wine refrigerator: Nostalgia Electrics Living Collection 8-bottle
An 8-bottle (1 cu. ft.) thermoelectric wine cooler from Nostalgia Electrics featuring modern and sleek aesthetics with its blue interior lighting, dark...
One Amalfi wine refrigerator: Amalfi Madison ART697550
A storage drawer and granite work surface is incorporated into this thermoelectric 24-bottle wine cooler with a birch veneer finish and a furniture-inspired...
1 Transtherm wine refrigerator: Transtherm Loft 7396
Rather typical 140-bottle free-standing wine cooler equipped with a reversible double-paned glass and six wooden shelves.


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U.S. business tax laws changed significantly in 2018 and bankers need to consider this for their U.S. based borrowers or Canadian borrowers with U.S. operations. How do these changes impact banking business clients and what do you need to know when reviewing tax filings for 2018 and on?
The Tax Cuts and Jobs Act was signed into law on December 22, 2017. This was the largest major tax reform in over 30 years and the impact to businesses was significant. In the next few months many bankers will be reviewing 2018 financial statements and/or tax returns as part of their analysis. In the discussion below, we will point out the most critical issues that affect banking business clients and prepare you for what to expect when reviewing 2018 financial statements and/or tax returns.
- Change in Tax accounting method to Cash Basis. Companies that satisfy a $25 million dollar gross receipts test can now file tax returns using cash basis. This method is now available to manufacturers and distributors who, prior to 2018, had to file tax returns on the accrual basis because they had inventory. This is a game changer. On cash basis a company does not pay tax on income until collected and does not deduct an expense until paid. How does this affect clients in 2018 and on?
- The client may report a tax loss or a significant decrease in taxable income in the year they elect to change to cash basis.
- The tax return will not tie out to the financial statements.
- The tax return will become less useful for financial analysis purposes requiring more reliance on internal reports or statements prepared by CPA firms.
- The year of conversion can create major tax savings. The difference between accounts receivable and accounts payable and accrued expenses is generally a deduction in the year of conversion.
- The change should provide additional working capital and cash flow relief to business owners. The deferral of tax liability can be for many years.
- Note that there are "Cash Basis" strategies such as drawing on the line of credit to pay accounts payable to minimize income taxed in the current year. I think you will see some clients draw on lines at the end of the year to manage tax liabilities. This will cause the balance sheet to report a higher than normal line balance at the end of each fiscal year. The line should go back to normal levels during the first quarter, but the client will likely draw on the line at the end of each tax year.
Reminder: Cash method is only available for taxpayers with average gross revenue under $25 million.
- Section 199A deduction (The 20% deduction). Owners of flow through entities like S corporations and LLCs will generally get a new 20% deduction on income from their businesses. You will not see this on the business tax return. Each owner's K1 will contain supplemental information that will allow the owner to compute the 20% deduction on their personal tax return. This deduction is "below the line", after adjusted gross income. It brings the top effective individual rate on business income to 29.6% (80% of 37%).
- The deduction is subject to limitations based on wages (W2s) and capital investment. I believe almost all businesses will qualify unless they are a "Specified Service" which includes CPAs, attorneys, doctors, consultants, etc.
- This will provide significant tax savings to businesses and we should expect shareholder tax distributions to decrease.
- The 20% deduction is available for owners of real estate as well. This will be missed by many professionals, but I expect that in most cases the income from owner occupied buildings will qualify for the 20% deduction.
- New C Corporation rate – Starting in 2018 C corporations pay a flat rate of 21%. While this is lower than the 29.6% top rate on flow through income it should be noted that C corporations still have a double taxation issue that in most cases will make the S corporation option preferable to being taxed as a C corporation. Most of our clients are flow through entities but businesses that are C corporations will see a large decrease in Federal tax. Prior to 2018 the C corporation rate was 35%.
- Interest Expense Limitations – It is important to note that beginning in 2018 the interest expense deduction is subject to a new 30% limitation for companies with annual average gross receipts over $25 million. This is a complex calculation but keep in mind that a client could have their interest expense deduction limited. Interest expense above the 30% limit is not lost as it can be carried forward and used in a future year.
- 100% Bonus Deprecation and Section 179 Expanded – 100% Bonus depreciation may allow for the seemingly unlimited, immediate tax deduction for tangible personal property. This rule can provide tax relief to those companies making an investment in equipment and other tangible property. Under the new law these provisions may allow for the immediate write off of certain qualified improvements to real estate. New roofs, HVAC, etc. may qualify for immediate expensing. In many cases improvements to the interior of a building will qualify for an immediate deduction. Section 179 and 100% bonus depreciation are similar. Section 179 does have spending and income limits whereas 100% bonus does not. The rules can be complicated but you should note that business owners will reap immediate tax benefits when they make investments in their businesses. The primary benefit is reduced tax liability and more cash available for expansion or debt service.
- Wayfair Supreme Court ruling – This is a sales tax collection issue, not an income tax issue. It is not just for "Online retailers". This is an issue that affects any business that ships products out of state. The Wayfair Supreme court ruling eliminated the physical presence test for sales tax collection and replaced it with an economic presence test. The court ruled that sales of $100,000 or more to a state would create an economic presence. Most states have or will adopt the Wayfair ruling as the law.
- Most businesses are not prepared for this and many are not even aware of it. Now is the time to develop a plan on how to comply with this new ruling and manage potential liability.
Friendly Reminders
- This guidance is intended to alert you to changes that may potentially impact your clients and help with your discussions with your client. Seek out expert advice for further details and/or understanding how these changes specifically impact your client. Due diligence of financial statements is essential.
- Ask your clients how the Wayfair Supreme Court ruling may affect their business.


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A few months ago, Brianna chose to participate in the Ancestry.com DNA testing. I thought it would be interesting to find out "what she's made of" since there isn't really a way for us to know for certain who her father was. (For those who don't know, I was in a relationship, but was also… Continue reading Ancestors and more
Author: Shayla Morrigan
As most of you know, I've planted my Nest in Sandusky again. As some of you know, it was to help my son cope with some of the issues that surround his combat PTSD. In some ways he is a lot better (he doesn't sleep with loaded weapons anymore, but that's because we took them… Continue reading Changes
Not yet settled
I have arrived in Ohio! The drive on Monday was a little unnerving since there were a few strong gusts and lots of blowing snow, but it's over now. Serephina and Khaleesi handled the trip well enough, but Ofelia... well, she didn't do so well. She ended up wetting my bed at one point and… Continue reading Not yet settled
Spring at last…
Each morning I look out my bedroom window at the flowers and am amazed at the new ones that have come out, seemingly overnight. I'd forgotten how lovely western North Carolina can be when spring finally appears. Pinks, purples, yellows, whites, and even a few reds - all bursting open as if to remind us… Continue reading Spring at last…
I made it through the brutal cold! Sure, single digits aren't normally considered brutal to most people, but when you're huddled in a 28' x 8' space, it certainly is. Even so, with the extra blankets on the windows & door and cab area, with the propane heater running a couple times throughout the night,… Continue reading Flexibility
Cold and colder…
As you know, there are some record low temperatures already happening all over the country and even lower ones projected for the beginning of 2018. I'll admit that, even with all of my preparations, I'm still a little nervous about it. After all, this is a 30 year old motorhome that wasn't meant for winter… Continue reading Cold and colder…
Brakes and Breaks
Today the rain is pounding on the roof and creating quite a racket in here. Of course, with every different sound I feel the need to check for leaks in the roof, even though it's covered with the rubber roofing sealant. Other than that, I'm trying to remain relaxed through it all. The cats are… Continue reading Brakes and Breaks


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Bushfires Queensland updates Monday night: 70 fires still burning
Fires continue to rage across Queensland.Authorities say this is the worst start to the state's bushfire season in recorded history.Here is
Senior judge admonishes Johnson over no-deal Brexit 'loophole' ploy
Another option to avoid having to follow the Brexit extension law – a snap general election giving pro-Brexit Conservatives a majority
Qld wife-killer avoids murder conviction
A Queensland man has been found guilty of killing his estranged wife but the jury stopped short of finding he murdered
'Plane crash' that led to police search now thought to be meteor | UK news
A suspected light aircraft crash that sparked a police land and air search in south-west England is now thought to have
Scientists discover brain areas for understanding metaphors in healthy and schizophrenic people
Scientists have used MRI scanners to discover the parts of the brain which understand metaphors, in both healthy volunteers and people
NYC iconic charging bull statue damaged
New York's famous 'Charging Bull' statue in the city's financial district has been damaged after a Texas man bashed it with
Ian McKellen biography reveals unheard stories from set
Fresh details about the mammoth years-long project that produced the blockbuster Lord of the Rings franchise have been revealed in a
Sam Burgess banned for hair pull, pleads guilty to contrary conduct charge, South Sydney Rabbitohs
Sam Burgess will miss South Sydney's first final for his hair pull on Billy Smith after pleading guilty to a contrary
2019 Rugby World Cup warm-up: All Blacks trounce Tonga in Hamilton
An afternoon of free-scoring high numbers for the All Blacks against Tonga in Hamilton has finished with the most significant for
Hurricane Dorian leaves Bahamas unliveable as locals await evacuation
Updated September 07, 2019 15:03:46 Photo: Destruction caused by Hurricane Dorian on Abaco Island. (AP: Gonzalo Gaudenzi) Related Story: First pictures
India loses contact with Chandrayaan-2 lunar lander during moon mission
Posted September 07, 2019 10:31:59 Photo: The Vikram lander was carrying a lunar rover. (Supplied: ISRO) Related Story: '15 minutes of
Helicopter missing after it disappeared from flight radar near Newcastle on night
A search is underway for a private helicopter after it disappeared from flight radar near Newcastle last night.Police say they haven't
Multiple communities under threat as fires rage across Queensland
AN EARLY morning wind change was set to worsen the bushfire crisis in the Gold Coast hinterland and Granite Belt overnight.Three
Minor premiers Melbourne Storm set sail for semis after taking care of Cowboys
Melbourne Storm will enter the finals in fine fettle on the back of a three-game winning streak that was completed with
Out-of-control fires burning at Tenterfield, Armidale and Blue Mountains
A "fire devil" - or whirlwind of flames - has been caught on camera as several fires burn in New South
'Tiny fat bubbles' can boost immunity, calm disease – UQ News
People living with inflammatory autoimmune disease could benefit from an 'immune system reboot', and researchers have isolated specific cells to target.
Southern Queensland braces for severe to extreme fire conditions
Updated September 06, 2019 07:01:53 Photo: Smoke haze from bushfires in the Gold Coast hinterland blankets Surfers Paradise on Thursday. (AAP:
Family feud splits Tories as Boris Johnson's brother quits government
The purge provoked a fierce backlash among Conservative centrists. On Wednesday, a group of almost 100 Tory MPs said the PM's
Organiser behind event speaks out
The person that planned a community barbecue outside a vegan woman's home in Perth has spoken out about the "ridiculous" situation
ACT workers allegedly told to 'buy' leave
A Canberra restaurant has been accused of forcing migrant workers to purchase sick and holiday leave.Former employees from the Indian restaurant
Scott Morrison urges 'quick link' tunnel to Melbourne airport
This level of service would not be achieved without a tunnel, they say, and warn that fast rail to Geelong is
Body of woman found in Brisbane park
A woman's body has been found in a garden bed in a Brisbane park.The body was found by council workers conducting
Wheels of bus stuck in Caringbah intersection
The back wheels of a bus have been swallowed up by a sinkhole on a road in Sydney's south.Motorists are being
Police renew call for information Cecilia Devine death Blue Mountains
Police have released images of clothing worn a woman found dead in a Blue Mountains dam in a bid to solve
Melbourne Express, Wednesday, September 4, 2019
Here is today's front page: The front page of The Age, September 4, 2019Credit:The AgeHere are the top stories: Thousands of tonnes of
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Innokin Proton Mini Express Mod
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1 x Innokin Proton Mini Mod
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Product Name: Proton Mini Express Mod
Battery Type: Internal battery
Battery Capacity: 3400mA /3.7V
Minimum / Maximum Wattage: 6W - 120W
Minimum / Maximum Voltage: 7.5 Max.
Cut off time: 3s - 18s
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For information regarding our terms and conditions for warranty please click here. There you will find warranty information for all of our products.


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Desktop-as-a-Service Designed for Any Cloud ? Nutanix Frame
"A team of IBM summer interns has created a free, new tool that
eases the task of writing Linux-based software. The tool,
called "Sash Weblications," allows Web developers who don't have
extensive programming experience to write software that runs on the
increasingly popular Linux operating system."
"With Sash Weblications, Web developers who know Web programming
languages such as JavaScript and DHTML can write simple software,
such as for expense and sales reports, as well as games, without
knowing Visual Basic, C++ or other complicated languages, said Dave
Grossman, an IBM Distinguished Engineer."
"Software written with the Sash tool can run whether or not
the PC is connected to the Internet, Grossman said. For
example, an employee filling out an expense report while
disconnected can simply log on and synch the data up to the
corporate network, he said."
Related Stories:
Advertiser Disclosure:
Some of the products that appear on this site are from companies from which QuinStreet receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. QuinStreet does not include all companies or all types of products available in the marketplace.


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24 Hour Emergency Plumber Wellington
Got a plumbing emergency in the middle of the night? Our Wellington based emergency plumbers are available 24 hours a day, 7 days a week! Wherever you're located in Wellington, one of our certified plumbers will reach you. Call our Emergency Plumber on 0800 484 353.
Some common plumbing emergencies and causes:
Burst Pipe
Got plastic piping? Or the black Dux qest (quest) piping? Yes Polybutylene fails from time to time and it can result in heavy damage. You can face no water supply for long duration. We are the expert for pipe replacement. If you are thinking of fixing the burst pipe then it is way more difficult than you think, it can even worsen the situation. Call us for an emergency plumber in Wellington 0800 484 353. Check more info on Dux Black Piping Replacement.
We repair other types of pipes too, whether your property has copper pipe, HDPE and PVC water piping, pex pipe, etc. We also replace and repair gas pipes.
No hot water or no gas
Our team of electricians and gas fitters can help in resolving electrical and gasfitting problems. Our electricians can replace an element or thermostat or our gasfitter can service your water heater or in some cases can put an exchange gas hot water unit in quickly depending on the situation.
No hot water is not an an emergency in the strict sense but we realize it is urgent and it is a need. We usually get hot water running within the same day. We run a call out service that may be able to repair the urgent situation depending on parts required.
We keep stock of most likely needed items in our vehicles for emergency purpose. No gas can be an emergency situation depending on circumstance. e.g. the gas pipe is broken. Sometimes a water heater that will not light looks like it has no gas. The pilot injector is possibly blocked or there may be no gas.
Gas leaks
This is definitely an urgent problem and potentially dangerous. Call Southern Plumbing as soon as possible for gas leak emergency.
Precautions to take in gas leak emergency:
- Do not light any flames or turn off or on any electrical switches.
- Open windows and doors to ventilate.
- Locate the gas meter and turn off.
- The valve is located underneath or to the side. Turn it so that the valve handle is across the pipe at right angles.
- If the gas cannot be turned off contact us on 04 384 4635 or your gas supplier immediately from a phone well away from the area.
Gas Supplier Contacts are
- In Wellington that is 0800 484 353
- In Hutt Valley that is 04 576 8800
Water shut off valve
The water shut off valves – there should be two, one in your property, and one outside the boundary owned by the local authority. Sometimes they are hard to find. Try looking inline with a hose tap on the property. Otherwise you will have to contact the local authority who will locate theirs. They come in their own time unless water is flooding out. If water is flooding out call us we can help till they arrive.
Water leaks
Water can do a lot of damage if left long enough. The best action is turn the water off. Find the water shut off valve and turn it off. It switches off clockwise usually. If hot water try the hot water cylinder position. If it does not shut off, try at the supply tank in the roof if you have a supply tank or turn the water off at the boundary shut off. Most properties have their own shut off valve often near the hose tap at the front of the house. Newer houses often have one in the garage. If you cannot turn off the water call the Local Authority tell them you can't find the valve and water is flooding in. They usually come right away. While you are waiting, open all the cold taps including hose taps and the cold bath tap full. This will de-pressurise the system and minimize the leak. Call us for water leak emergencies on 0800 484 353.
Gas Shut off Valve
This is under the meter or to the side. Turn so that the handle is at right angles to the valve to shut off.
Blocked Drains and Sewerage Discharge
If you have got no water running inside and sewerage is flowing out continuously at a fast pace, it could be a blocked sewer main and the city council should be called as soon as possible.
If the sewerage only flows out when water is used it is likely a blocked drain. We have industrial water blasters that can sort that in minutes much more reliably that a drain unblocking machine and has a higher success rate than any other method. Call our Emergency Plumber on 0800 484 353 that's 0800 HUGE LEAK.


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In stock
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£231.00 £274.00
Product Information
London Blue Topaz Necklace. Featuring a London blue topaz stone highlighted by pave diamonds and set into 9ct rose gold. Why not complete the look with the matching earrings and ring. This necklace uses a 9ct rose gold Diamond Cut Curb chain.
Product SKU
- Made from 9ct Rose Gold
- Diamond and Topaz
- Chain length 41+5cm, Pendant length inc bale 15.2mm exc bale 10.6m, Pendant width 8mm
- Stone clarity: I1
- Stone colour: G-J Near Colourless
- Stone shape: Round
- Part of the Fine Jewellery collection
- Presented in official John Greed packaging
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