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What questions should I ask a mortgage lender in Port Jervis ? If you're dealing with a mortgage broker there's some questions that you should ask both on your first meeting with the mortgage broker and throughout working with your mortgage broker to make sure that you're getting the best service possible.
USDALoanInfoNewYork is going to go through 10 different questions that you can ask your mortgage lender in Port Jervis. Be aware that your USDA Loan or Mortgage broker will be getting the loan that you need and the service that you want.
The first question that I think everyone should ask a mortgage broker is a pretty straightforward one.
How Much Will a Mortgage Broker Cost?
Most mortgage lenders in Port Jervis actually work for free.
So it doesn't actually cost you anything in order to do it.
They get money because they are paid by the banks when you successfully get a loan.
So they get a small commission of the loan that you apply for and if you get it.
A Mortgage Is Not A Loan
So most mortgage brokers in Port Jervis will work for free and it won't cost you anything.
However, there are some mortgage brokers out there who do require deposits or who do require you to pay.
So, it's important to ask, "How much will this cost me?" when assessing which mortgage broker you want to go with.
How much do Mortgage Lenders earn in commission from me and from my loan?
This is less to understand exactly how much they make.
You can see what percentage of commissions they make and things like that by visiting USDALoanInfo.
But it's more to understand whether or not they'll be willing to give you this information.
A transparent mortgage broker is someone that'd be willing to give you this information and you know that they have your best interest at heart.
First Time Home Buyer BEST MORTGAGE DEALS When Buying a House | First Time Home Buyer Loan Programs
If they skirt around this issue and they don't tell you how much they earn.
Well then that would send out red flags for me because I can't trust them to put my best interest at heart because there are some circumstances where one loan will earn them more money than a loan that could potentially be better for me but not as good for them.
So, I'm just trying to establish whether or not this mortgage broker in Port Jervis is someone that I can trust.
And by asking them the big question, the money question,"How much will you earn from me?" That's a great way to understand whether or not you can trust the mortgage lender.
So ask that question and see how they respond.
Do Mortgage Lenders Invest Themselves?
Now, I don't think a mortgage broker has to be a property investor in order for them to be able to get you a good loan and for them to help you successfully invest in property.
However, if they are interested in property in Port Jervis, if they do invest themselves, then that is going to go a long way to help you because they understand what it's like to be in your shoes.
They understand what you're trying to get out of this and they've done it themselves so they can help you miss some of the pitfalls and things like that.
If they don't invest themselves, then I would want to ask them, "Have you worked with many people that invest in property?" Because as mortgage brokers, some of them just work with people who are buying their own home.
How to Find a Good Mortgage Broker or Lender
Some of the mortgage lender folk who work with people who are doing particular investment strategies.
So, some might work with people who invest in positive cash flow property or who invest in rural areas, who invest using developments.
Congratulations, on your decision to start the process of finding home lender. Now that you have made this life changing decision how do you differentiate between a good mortgage lender and a bad mortgage lender? To answer that question, first you will need to know what the qualities are in a good mortgage provider. Below is a list of things that you might find in a good accredited home lender:
a) They will provide information on the widest choice of options and terms available for your specific needs.
b) Your mortgage lender will serve as a personal guide in the mortgage marketplace.
c) They will counsel the homebuyer on the available financial alternatives.
d) A great lender will become creative to finding you solutions upon the unavailability of a traditional bank mortgage.
e) They will deal on your behalf with all other potential lenders.
f) A good home lender will then arrange for a mortgage loan that is best suited for your needs.
g) They will also arrange for the best rates for the home mortgage loan that you have chosen.
With that information, it is easier to search for a good sincere and honest mortgage lender. But, not stopping at that list of qualifications there're some extra things that will add to the list of benefits. Another advantage is that with certain types of loans a mortgage company may act as a mortgage lender, on others, it may simply play the role of a broker. A Mortgage lender may also operate from different locations, at certain times, they prove to be more beneficial than your local lender. Since the Internet has become everyone's favorite informational portal, lenders no longer operate within their own territories; instead, a nationwide service is what they look forward to. Providing future customers with more options, as that particular lender is well resourced.
Not stopping, there a good home lender does more than just going for the best loan rates available for their future homebuyer. For instance, if you were self-employed, you might not qualify for a traditional bank mortgage, for whatever the reason might be. Sometimes it might not be a fault of your own, but the financing bank is just unwilling to finance the home loan, because they think it will be a risk to their institution. This is where the home lender will step in, and act as liaison, or as a consultant if a cash-back, or a second mortgage is the requirement.
Here's a little bit of information on the different types of mortgage lenders, and providers:
I. Hard moneylender: They are known for short-term mortgages and in most cases offers worse rates than a traditional banking organization.
II. Traditional Mortgage Providers: Banking organizations and licensed mortgage dealers, operating both online and offline.
As stated earlier in the article a mortgage provider also works as a broker at times, it's important for the future homebuyer to know what will be covered within the brokerage service.
Apart from chalking effective marketing plans to attract future homebuyers, a mortgage provider also does the assessment of the borrowers circumstances including assessment of credit history, verifies affordability through documentation or alternative processes, and assesses the market to find a suitable mortgage loan fitting the future homebuyers requirements. Which will also help if the mortgage provider has to act as a liaison on your behalf.
Finally, an accredited home lender must take into consideration the affiliation from the top wholesale institutions, namely, Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage (Freddie Mac). Mortgage loans given out by an accredited home lender must comply with their jointly derived standard application form guidelines. This enables a home lender to become an eligible seller for the wholesale institutions and offer a larger scale of services to their future homebuyers, or investors. Packaging mortgage portfolios in the conformity that occurs with the secondary market does this. The agreement maintains the ability for the mortgage lender to sell mortgage loans for cash, so that if there's a drop in the interest rates and the portfolio features a higher average interest rate, it can be sold through a banker for a larger profit.
Now the next big question: When should you start looking for a mortgage lender?
To simply put it, when you feel that you're ready to take the steps to mortgage a property, and pursue ahead to get a mortgage loan that will make your life dreams a reality. To be honest no one can determine that for you, only you will know when you are financially, emotionally, mentally, and everything else that comes along with the "ally's" when you will be ready.
Good Luck on find the right accredited home lender. I hope that they will be able to assist you in purchasing the home of your dreams!
If you found this article beneficial to you, please share it at your favorite social bookmark site or email this article to a friend.
So I would want to find a mortgage broker who either had that experience themselves or who had clients that they had got similar deals for 'cause that way I know that they can negotiate on my behalf and they can get this deal across the line.
What details do Lenders need from me?
It's one thing to call up a mortgage broker and just to get an estimate of your borrowing capacity but if you're going through pre-approval and stuff like that, then you're going to need to provide the mortgage broker with more in-depth details.
You might need pay slips; you might need proof of identity, all of that sort of stuff.
If you ask them up front, "What details do you need from me?" And when you go to your meeting with them you actually provide them with those details, well that just makes things so much easier.
How to Find a Good Mortgage Broker or Lender
Remember, a mortgage lender is only paid once the deal goes through and once you actually get financing.
So the easier you make it for them, the more likely you are going to get better service.
What can I do as a client to make this go as smoothly as possible?
You have the goal of getting financed for your property, the mortgage lender has a goal of you getting financed for your property and no one wants it to be difficult.
And so, if you can ask the mortgage broker, "Look, how can I work with you? How can I make things easy for you?" They're the experts; they know what they're doing.
They can tell you exactly what they need and then you can work hard to provide that for them so that they can get everything across the line as quickly as possible.
You know, I have customers,I deal with customers and even though I'm not a mortgage broker myself, I know that when there's difficult customers that you don't want to deal with, it just makes life so much harder and you don't want to work hard for those people.
And when there's customers who are really nice to you and who try really hard to help you provide them with the service you provide, you will bend over backwards to do anything you can for those customers to get them across the line, to help them as much as possible.
So, be one of those customers that the mortgage broker wants to bend over backwards to help you because you have their interest at heart as well.
You want to see them get paid.
You want to see them do an easy mortgage so they get paid easily.
And so you can develop a relationship into the future.
Which lenders can I borrow the most from?
Most people go into a mortgage broker looking for the cheapest interest rate possible.
What is the cheapest interest rate I can get? And the fact of the matter is a mortgage broker is likely to show you the banks that will lend you the amount of money you need and will also have the cheapest interest rate as well.
However, they might not showy ou banks that will lend you more money than you potentially need at the moment.
Now, it's important to ask, "Which lenders can I borrow the most from?" because this will help you to project into the future.
Maybe you don't need to know that for this loan right now but maybe, in the future, you might need to borrow money again and you know, or roughly my borrowing capacity is this.
Or if you find out which lenders you can borrow more from, and you find that you can actually borrow an extra $300,000, well you might split up your deposit and invest in two investment properties instead of just one.
And so asking them, "Which lenders can I borrow the most from?" is a great question to ask to really understand your position.
Because, yes, interest rate is important but how much you can borrow is also important as well.
Can I see a full list of my borrowing options?
Most mortgage brokers will provide you with, usually, like a top three or sometimes only a top one.
And I always like to think, "Can I see a full list of my borrowing options?"Again, this is less to say you want to go through all of this in minute detail and see.
You're probably going to still choose from one of the top three ones.
But you just want to see that they're giving you the full amount of information.
And most mortgage brokers are good people but there are some dodgy mortgage brokers out there who are just trying to get the deal that gives them the biggest commission.
And so by asking to see a full list of what your borrowing options, you can then look at that and you can then assess, "Okay, well which loan do I think is going to be best for me?" rather than just taking the recommendation of the mortgage broker who may or may not be thinking about themselves.
So, again, most mortgage brokers are great people out there to help you but it's always a good idea to get a full list of your borrowing options that are available.
Will this put a mark against my credit file?
And so this is when you're trying to work out how much you're going to borrow and stuff like that.
When you go into a bank and you try and find out how much you can borrow, often, the bank will do a credit check and this puts a mark against your credit file.
And what happens is if you have a lot of these marks against your credit file, even though it's nothing bad, this can actually stop you getting a loan.
So, talk to your mortgage broker and when you're looking at, "What can I borrow?"or your looking at getting pre-approval, just understand, "Will this put a mark against my credit file?" 'Cause it's not bad to have a couple or whatever.
But if you're getting lots and lots of marks against your credit file, then that could be an issue.
So just make sure and you know when a mark's being put against your credit file and when a mark isn't being put against your credit file.
How soon can I revalue or borrow again?
So if you're investing in a property to renovate it or to develop it or even if you're investing in a property that's potentially under market value, you want to know how quickly can you revalue that property so you can get equity and then hopefully draw equity out of the property to go ahead and invest again.
There are a lot of lenders out there who don't allow you to revalue within a 12-month period.
So, speak to your mortgage broker about the lenders that will allow you to revalue faster.
And basically, this will give you an idea of how quickly you can revalue to consider going again.
You're also going to want to ask them, "After I invest in this property, how soon can I borrow again or what do I need to do to put myself in a position to be able to borrow again and to purchase the next property?"
Because hopefully, your goal isn't just to purchase one property but to grow your property portfolio and to achieve that financial freedom and that financial security that you're striving for.
Will My Loans be 'cross-collateralised'?
Now, I have heard a lot of stories about investors whose loans have been cross-collateralised and it's cause major problems when they've gone and sold their property because the bank shave been able to take that money and pay off debt.
And basically, you want to avoid this at all costs from what I hear.
And so, it's good to ask your mortgage broker, "Will my loans be cross-collateralised in any way?" Generally going with the same lender for two loans does it by default, even though it doesn't say they're cross-collateralised.
So, it's just something that you want to look at the fine print, you want to understand, "Are these cross-collateralised?" And if they are, try and avoid it, try and get loans that aren't going to be cross-collateralised.
So there you have some questions to ask your mortgage broker next time you go and see a broker to find out how much you can borrow or get pre-approval or get financed for another property.
If you are in the market, looking at properties and you want to see some high rental yield properties, then I've got 10 property listings that I've gone out and found for you guys.
You can see what high rental yield properties look like that are likely to generate a positive cash flow.
Did You Know – You Can Get Pre-Approved for a USDA Loan in Port Jervis?
There are many institutions that loan money to home buyers. Commercial banks, private lenders, credit unions, mortgage bank companies, insurance companies and pension funds. It can get confusing as things are always changing in the mortgage industry.
Policies, interest rates, mortgage programs, where the funds come from, and investors are all changing and can affect where, from who, and the type of mortgage you will get to purchase the property you have chosen. Certain entities may offer you better rates depending on your credit history, debt, income, and expenses. It is a good idea to shop many different resources so you can get the best deal possible.
The mortgage market is comprised of a primary and secondary market. These two markets work together to give money to a borrower and offer returns on investments to investors.
The primary market occurs on the retail end, meaning a mortgage lender sells directly to the consumer. You may use the services of a broker or loan officer in order to have this transaction run smoothly. This is the place where mortgages are originated and the money is given directly to the borrower. In the primary market, mortgage lenders make there money on processing fees. There are often many fees associated with getting a mortgage that the buyer is responsible for.
Because there can be many fees as charged by the mortgage lender, it is important to know exactly where your money is being spent. You should ask for an itemized report for every fee. Unfortunately there dishonest mortgage lenders and they will make up charges and fees that really don't have any effort or actual action behind them. This is how some borrowers can get scammed, and often they may not even know it!
The secondary market manages mortgages that have already been originated in the primary market. What occurs here is the mortgage lenders package many mortgages together and sell the notes to investors. Mortgage lenders replenish their cash reserves that can be used towards the origination of more mortgages. The investors make money off of the interest that is charged on the mortgages.
There are both private and public investors that buy these notes. Public investors include Fannie Mae, Ginnie Mae and Fannie Mac that are all government supported. Private investors may include banks, thrift institutions and other individual private investors.
The mortgage lender really has a circular pattern, originating loans, selling them to investors and then using that money from the sales to issue more loans.
Many times, you do not even know that your mortgage is going to be sold into the secondary market. However, the mortgage lender should always notify you of this transaction if the mortgage is sold to someone else. If you have questions about this process, you can ask your mortgage lender as to what his or her process is.
So when you purchase a mortgage, then you are working in the primary market. The secondary market is for mortgages that have already been originated by the mortgage lender and they are being bought and sold as investments for either private or public investors. This mortgage process keeps money flowing through the industry and makes more money available to the public to continue property.
A Mortgage Is Not A Loan
Hi everyone this is your Tampa Bay RealtorLance Mohr.
In this video I want to talk about how tochoose a mortgage lender and that I'm going more specifically go over mortgage brokersversus banks versus credit unions.
Tell you the difference between those.
Tell you the pros.
Tell you the cons and then we're going togo over a little bit about what questions you need to ask the lender to make sure youget a really good mortgage lender for you.
So let me start off talking about differenttypes of institutions where you could get home loans.
Through a lot of times when people think aboutbuying a home they think.
Hey, let me just give my local bank.
Bank of America, Wells Fargo a caller whenthey give my credit union their call or what's the whole thing with mortgage brokers? What's a mortgage broker? How does that work? What's the difference between a mortgage brokerand a bank? The difference between that and a credit union.
So I'm going to go over all this.
Let me first start off with credit unionsand you know I'm just going to give you how I see it because I've been in this industryfor over 20 years prior to being in real estate as an agent.
My prior life was a mortgage banker and that'swhat I did for a number of years.
I'm going to give you things how I see.
I'm not a big fan of the credit union.
I think credit unions are great.
They do car loans that you do checking savingsCDs much like a bank.
They have really really good customer service.
They really care about their members and Ithink that's great.
The problem is I don't really think the trainingthere and I'm a person that really really believes in knowledge.
You know I'm not saying that if you work witha credit union or you know someone works with the credit union in or go through a creditunion.
Not saying this about all credit unions.
I'm using this in a general sense.
They just don't have the best training inthe world.
The other problem with credit unions is thepeople who are doing the loans.
The loan offices the credit union a lot ofthem are strict salary.
If they're not strict salary, their salaryplus bonuses and I'll get to this in a little bit later.
So that's why I'm not really a big fan.
Years ago when I used to be in mortgage banking.
I actually used to go to credit unions.
They were some of my clients to get loansfrom because they didn't have all the knowledge and they were telling people they weren'tqualified because they could not work with them.
Now the good thing about credit unions becausethey are so customer service oriented they would pick up the telephone and say hey Lancewe can't do this loan can you do it? So at least they're going to do that.
Banks? Nope, they're not like that.
This is one of the things with banks.
Banks have a lot of a lot of good advantages.
As a matter of fact, if you're going to beusing bond money.
You're probably going to be using banks.
If you need construction loans you're probablygoing to be using banks but banks like credit unions.
They're a jack of all trades.
They're not a master of one.
They're doing the checking, they're doingsavings, they're doing CDs, they're doing car loans, boat loans you name it.
They're doing anything and everything andwhen you tend to go to the loan officers and a lot of banks not all of them.
So again you know if you work with a bankdon't get mad but I know a lot of people that have worked for banks and what happens isyou they get what's called the foot traffic.
They're not going out there hitting the pavementevery day.
A lot of the loan officers where the banksare just sitting in the bank and just waiting for the business to come to them.
They're not going out.
It's sort of like I always look at our industry.
Are you have the lion and you have the gazelle.
Oh, there are a lot of lions with banks butmost of them are gazelles.
They're sitting back.
Again banks pretty much most of the loan officersare on a salary plus a Bonus.
So you know they're not straight commission.
That's one of the things.
Now when it comes to banks again there aretheir pros.
When it comes to banks you have to understandthat they're only one when lending their money.
This could be a problem if you go in and maybefigure on an FHA loan and maybe that's not really very good in their wheelhouse.
They might tell you well you're not qualifiedfor a loan.
They're not going to say well you could probablyget a loan but you just can't get one through us that's the problem because you're onlyusing their money.
If you're a square peg and they have a roundhole you're going to have a hard time fitting in that and that's the unfortunate thing.
You know there's a lot of fallout.
There's a lot of people banks tend to wantthe cream of the crop buyers.
If you're walking in with 750 credit scores.
Putting down 20% your salary and employeegreat but what happens if you don't fit into that? You may be working with a bank.
You may not know the thing about banks isthey're generally a little higher on the interest rates than say a mortgage broker but they'rea little bit what lower on closing costs because everybody's in-house and that's the nice thingabout banks is their in-house.
Now I will say this if you are going to usea bank.
If you're going to use a credit union, ifyou are going to use a mortgage broker get someone local don't go with Wells Fargo andgo to some 800 number or you walk into Bank of America and they say oh let me give youthis 800 number Des Moines Iowa and you're what I am in Tampa or somewhere else.
You want someone local.
Out of sight out of mind.
You want someone if things aren't going yourway you could go in there and pound on their desk and say what the heck's going on.
So just keep that in mind but you know themgenerally everybody's in a localized area.
You'll have your underwriter there.
You have your processor there.
They do have some programs that they havea little bit more flexibility on because they could just decide not to sell that but theymight keep it they might keep it in their portfolio but generally speaking the mainthing I would probably rather choose and I'll get into mortgage brokers in just a littlebit.
Why I tend to like mortgage brokers betterbecause a bank their loan officer is getting paid usually a salary plus a bonus.
That's the opposite.
So, now let's talk about mortgage brokers.
Mortgage brokers they're basically prettymuch all of them out there.
It's sink or swim.
They don't get paid unless they find a wayto say yes.
So if you walk in like when I was in mortgagebanking and brokering.
If you walked in and I'm with the broker andyou were on an FHA loan program I'm probably going to have one lender for that.
That it's going to be really really focusedon FHA.
If you're VA you're probably going over tothis later.
If you're on maybe a conventional in a fightfor sit down you're over here.
If it's a 20% down you're over here.
If it's a jumbo it's this linker if you goin and maybe you have low credit scores you're over with this lender right here.
So they don't have just their money.
They have everybody's money now.
I know you go into these brokers and they'relike, we have 50 lenders.
Let's face it most mortgage brokers willonly use two or three.
They'll probably have five to seven at anyone time but they are very efficient because this is all they do and they don't get paidand unless they find a way to say yes that's why I sort of break it up.
Is there are the lions and there are the gazellesand I would have rather have someone that is on a straight hundred percent commission.
That if they don't find a way to say yes theydon't get paid.
That's a huge motivator.
So there is the thing with a little bit differentlike the banks.
Keep in mind brokers broker out so they'regoing to broker out to a bank.
They could even be broken out to the samebank you're getting the quote from.
It's pretty rare but it could happen but they'regoing to have usually a little bit more costly because they're going to have the underwriterin-house and I mean in-house but they're going to charge for that.
They're going to have the processor that therebeen a charge for that.
So they're going to have a little bit morecost but they get their pricing and wholesale pricing not retail like a bank.
It's usually going to equal out so there'sand if you're looking at going with bond money you pretty much never going to go with a brokerif you're looking to get in a construction loan.
You're probably not going to go with the brokerbut again it's all about choosing the right broker.
It's all about choosing the right loan officerand you know that's what you need to do.
You need to choose the right person.
So I did a video if you want to know how toget the best interest rate I'll put it up above.
You could look at it but let's go over whatyou really need to do when it comes to choosing a loan officer.
You want to always start off with your realestate agent.
First know maybe you could get a recommendationfrom your real estate agent you could get a recommendation from friends, co-workersbut dig a little deeper.
Don't just get that recommendation.
Ask enough to say why you think this loanofficer is so good.
Why are you referring me to this person? What is it about them that makes them so good? You can also go and take a look at sites likeYelp.
Go to their LinkedIn page check their website.
Read up on them but overall loan officersare horrible at marketing so don't hold that against them.
I know when I was a loan officer I wasn'tthe best marketer in the world.
So you know you definitely want to dig a littledeeper and ask him and then when you're talking to them just like an interview in a real estateagent.
You need to ask them two questions at least.
These two questions why should I work foryou and why should I work for your company? Basically, let them tell you what makes themgood.
Let them tell you why you should be workingwith them.
If they don't have an answer to those questionsyou really have to wonder but you know you definitely talk to your real estate agent.
That's a good source and just make sure theloan officer knows what they're doing.
Yeah I mean feel free to ask them what trainingyou have.
I mean I never got this when I was in a loanoffice.
When I was one officer but I had no problemI don't have it when people ask me.
This is a real estate agent if they're interviewingme or asking about my experience or how long I've been in the business or why they shouldwork with me or what makes my company good.
It's not as important as a realtor but whatthe loan officer it's everything if you go into the better business bureau and they don'thave a good rating.
You really have to wonder if that someonewho you want to work with.
So do these and you're going to be good togo but definitely pick loan officer at the end of the day get someone that you trustto get someone that you know is knowledgeable.
Who's been in the business that you feel hasthe proper training because one thing I discuss in my video? How to get a really good interest rate isit's more about the loan program.
If you're in the wrong loan program the interestrate doesn't matter and if you choose a loan officer that doesn't understand differentloan programs and they put you in the wrong one program.
You could have a great interest rate thatone program but it may not be the greatest interest rate you could get or you need.
If you like these videos give me a thumbs-up.
If you want to subscribe to my channel hitthe subscribe button hit the belly button and you'll get notified of my new videos.
I wish you all the best of luck.
If you're looking for a realtor in Tampa BayI would love to help you.


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(FR) Harmonia Sacra Conference: "Musical History of Valenciennes (XIV-XVIIIth Centuries)" (10-12 Dec 2016)
Location: Multimedia Library, rue Ferrand - F-59300 Valenciennes
News from Harmonia Sacra this week of it's new website portal and online reorganization. As well, reminder of its upcoming conference:
"After several years of studying the city's archives, Fabien Guilloux proposes to lead you to the discovery of a long unknown Valenciennes history: its musical history. Synthesis of his research and testimony of his recent discoveries, this cycle of conferences take you into the musical life of the city and its institutions from the 14th to the 18th centuries. An unprecedented look at heritage not to be missed! ...
(US) The New Yorker Article: "The Factory of Fakes - How a workshop uses digital technology to craft perfect copies of imperilled art." (by Daniel Zalewski, 28 Nov 2016)
" ... The man who led the facsimile project, a proudly dishevelled Englishman named Adam Lowe, was admiring the fake walls alongside me. Lowe prefers to call them "rematerialized" walls. He whispered, "Amazing—it looks just like the real thing, doesn't it?" He is fifty-seven years old, and looks like what Paul McCartney might look like had McCartney never undergone restoration. Lowe, a former painter, who, in the nineteen-eighties, became obsessed with printmaking, runs Factum Arte, a "digital mediation" workshop that is based in Madrid. It took two years for Lowe and several dozen technicians to remake the Tutankhamun walls—considerably longer than the ancient Egyptians took to produce them. Perfecting the digital printout, he told me, had involved hundreds of hours of analog assessment: thousands of paint samples were mixed by hand, in Luxor, to match the tones in the original tomb, then compared with ink-jet outputs. ...
(US) Public Radio International (PRI) Article: "Historians imagine what Paris sounded like in the 18th century" (by David Leveille, 21 Nov 2016)
"Imagine the sounds coming out of a busy blacksmith shop in an alleyway in Paris sometime back in the 18th century: the hammering of wrought iron, the rhythmic whoosh of air as the blacksmith uses a bellows to stoke a fire.
We have no recordings of the actual sounds of Paris in those early days, so to try and make those 18th-century streets and alleys of Paris come to life takes a bit of careful historical research and a little imagination.
That's where French musicologist Mylène Pardoen, who's been described as an "archaeologist of sound," comes in. She's created an "interpretation" of what Paris might have sounded like way back then. ...
(SE) eClassical CD Release: "C.P.E.Bach – Solo Keyboard Music, Vol. 32 (SpányiMiklós, Tangent Piano)" (10 Dec 2016)
"Even before the publication of the first collection of Clavier-Sonaten für Kenner und Liebhaber in 1779, Carl Philipp Emanuel Bach began composing works intended for a follow-up. This time he expanded the original concept, however, and included not just three sonatas, but also three rondos 'for the fortepiano'. In his treatment of the rondo-form, Bach was – as always – a mould-breaker and in the 'Kenner und Liebhaber' rondos the refrain melody inevitably creeps into the episodes, which in turn wander through distant tonalities. The phrase structure is frequently asymmetrical, and the borders between sections are often blurred, making this rather schematic form into something of a roller-coaster ride. Taking note of Bach's instructions regarding the choice of instrument, Miklós Spányi performs them on a tangent piano, an early form of the piano. ...
(CA) Tafelmusik Winter Institute (05-11 Jan 2017)
Just a reminder of the Tafelmusik Winter Institute (TWI) in January 2017. (ed.)
" ... our fifth annual Tafelmusik Winter Institute, to be held in Toronto January 5–11, 2017. We will once again welcome a select group of period players to join us for an intensive week of specialized orchestral study.
This year we will focus on the string orchestra in baroque Italy, exploring music written in Rome, Bologna, Naples, and Venice 1650-1750, by composers such as Caldara, Corelli, Cazzati, Locatelli, Torelli, Scarlatti, Durante, Leo, and Vivaldi. ...
(US) Start planning your June 2017 Boston Early Music Festival (11-18 Jun 2017)
(From a recent BEMF newsletter.)
"The complete line-up of Festival Concerts has just been announced for the June 2017 Boston Early Music Festival. You won't want to a miss a full week bursting with opera and concerts performed by some of the most engaging artists and ensembles on the world stage today! ...
(US) Unquiet Thoughts Blog: "Saturday Morning Quotes - Magnum Mysterium 3" (19 Nov 2016)
"In previous posts, we have offered background and details on versions by William Byrd and Tomás Luis de Victoria. This week's post is devoted to the beautiful setting of "O magnum mysterium" by Spanish composer, Cristóbal de Morales (c. 1500 – 1553), offering background and essential insights that lead to an historically-sensitive performance. ...
(US) REBEL CD Release: "Johann Gottlieb Goldberg - Beyond the Variations" (08 Nov 2016)
"J.G. Goldberg might just be the most famous composer whose music remains largely unheard. A child prodigy, his name has become almost a household term, thanks to Bach's masterpiece, popularly known as the "Goldberg" Variations. Goldberg did not live to see age 30, and his body of surviving works is ...
(UK) The Renaissance Singers Workshop: "Winter Workshop with Deborah Roberts: Music for Maximilian" (16 Jan 2017)
Monday 16th January, 7pm - 9:30pm
St Sepulchre-without-Newgate
London EC1A 2DQ
"This workshop will focus on the two composers working for Maximilian I, Heinrich Isaac and Ludvig Senfl. Born in the Netherlands around 1450, Isaac spent many years in Florence at the court of Lorenzo the Magnificent until the rise of Savonarola caused him, in 1497, to move to Vienna where he became court composer to Maximilian. Swiss born Senfl joined the Hofkapelle as boy chorister and studied under Isaac, taking over his role upon Isaac's death. ...
(ES) Murcia Today Article: "Repair works in Lorca palace reveal 18th century flute" (Oct 2016)
"Following the major earthquake which hit Lorca in May 2011, substantial repairs were required to many of the historic buildings in the city of Lorca, amongst them the Palacio de Guevara. During the repair works a flute was discovered, which has now been examined and found to be an eighteenth century instrument, a very rare find in Spain. ...
(RU) "The St. Petersburg - Prague Double Vintage Dance Week" (24 Jun-1 Jul 2017)
"We invite you to join us for an incredible two-week festival, The St. Petersburg - Prague Double Vintage Dance Week in 2017. Densely filled with adventures, the St. Petersburg and Prague weeks will be the historical dance event of the decade! Richard Powers, Hannelore Unfried and Boris Stratilatov will be our teachers in St. Petersburg. In addition to dance classes, the program includes dancing evenings, a midnight jazz dance cruise, summertime walking through St. Petersburg, a traditional Russian dance picnic, the 19th Century Grand Ball in a magnificent palace, and the fabled White Nights of St. Petersburg, when it's still twilight at midnight. ...
(UK) Opera Today Review: "Shakespeare in the Late Baroque - Bampton Classical Opera" (by Anna Ozorio, 17 Nov 2016)
"Shakespeare re-imagined for the very Late Baroque, with Bampton Classical Opera at St John's Smith Square. "Shakespeare, Shakespeare, Shakespeare....the God of Our Idolatory". So wrote David Garrick in his Ode to Shakespeare (1759) through which the actor and showman marketed Shakespeare to new audiences, fanning the flames of "Bardolatory". All Europe was soon caught up in the frenzy. ...
(UK) Historical Dance Society (HDS): "A Handefull of Pleasant Delites" (Crowcombe, Somerset UK, 27-29 Jan 2017)
"An Elizabethan Revel: Dancing, Music, Masking & Other Delights to Drive the Cold Winter Away
This event is open to all ‒ both experienced dancers and those with only an emergent interest in Elizabethan dances. The programme will be led by Anne Daye and Ann Hinchliffe from the Historical Dance Society. ...
(US) The New York Times Article "Victoria's Secrets: What the Royal Archives Didn't Want You to Know About England's Queen" (by Julia Baird, 19 Nov 2016)
"To work in the Royal Archives at Windsor Castle in England is one of the most delicious prizes for a researcher. Climbing the steps to the Round Tower, where you can read centuries-old correspondence between monarchs and their ministers, untie ribbons binding intimate family records and feel the parchment crackling in your fingers, is viscerally thrilling. ...
(US) New Music Box Article: "Decolonizing our Music" (by Gary Ingle, 16 Nov 2016)
"Colonization rears its ugly head whenever there is "globalization." In the 1500s, several European nations were aggressively globalizing, especially Spain, and especially in the Americas. At the time of Christopher Columbus's westward wanderings, the Americas already had strong indigenous cultures. There was a great fondness for music and dancing, especially for rituals and celebrations.
Alongside the arrival of the Spanish conquistadors came ...
(UK) The Monteverdi Choir & Orchestra: "Monteverdi Apprentices Programme"
We often wonder how to involve our younger "up and coming" and inspired musicians in our performance programs. Here, as example of a successful option to youth involvement, is a snapshot of the "Monteverdi Apprentices Programme" established in 2007.
"The aim of the Apprentices Programme is to recruit the most promising young performers – those on the verge of entering the profession – and introduce them to the musical tradition of the Monteverdi Choir and the working practices of Sir John Eliot Gardiner by way of a year-long apprenticeship, involving participation in the Monteverdi Choir, English Baroque Soloists and the Orchestre Révolutionnaire et Romantique projects, as well as additional mentoring and coaching sessions with the Monteverdi musical staff. ...
(UK) The Renaissance Singers Concert: "A Flemish Christmas" (17 Dec 2016)
"Our Christmas programme this year features works by Jacob Clemens and his Franco-Flemish contemporaries. Clemens's music is polyphonic perfection: unlike most northern European composers of the time he never travelled to Italy; he revels in relatively conservative close-worked counterpoint and sonorous chording. ...
(FR) Sagittarius Final 2016 Concerts
As you may or may not know, Sagittarius is in its final throes of its illustrious 30th season which ends this December 2016. If you would like to take part in hearing them live and in performance, you will want to visit their site and purchase tickets to their 2 remaining concert events before they are all sold-out. It will be with sadness and with fond farewells that we see the members of the organization close its doors. ...
(US) The Art's Fuse Article on the State of Reviewers in the Arts' Scene (by Bill Marx, Nov 2016)
"In his November 9th piece for Deadline Hollywood, Jeremy Gerard reports that the bottom is falling out for serious arts criticism at The New York Times and the Wall Street Journal. Reviewers will be fighting for their existence in the online equivalent of journalistic death cage matches: picked off in hybrid lifestyle sections, such as the Journal's new "Life and Arts." And that fade-out encourages publications lower on the food chain to ditch arts criticism, if they haven't already. Or it serves as an excuse to let reviews gently dangle over the edge of the cliff, as The Boston Globe is doing with its move to have non-profit organizations pay for arts criticism. ...
(UK) London Festival of Baroque Music 2017 Festival Launch Announcement
"We're delighted to announce that one of our very exciting Future Baroque artists, soprano Rowan Pierce, will perform for us at our Festival Launch on Monday 23 January. She will be joined by members of the Medici Ensemble, with whom she made such a great impression on the audience at their lunchtime concert at the 2015 Festival. The Launch event will take place at the East India Club, 16 St James's Square, St. James's, London SW1Y 4LH. We're immensely grateful to Philip and Christine Miles for hosting this event. ...
(US) Salon/Sanctuary Benefit Concert: "Mad Dog" (30 Nov 2016)
A benefit performance of Downland, Byrd, and Holborne in support of Salon/Sanctuary Concerts
"Works of Holborne, Byrd, and the great John Dowland, a Catholic exile from the Protestant court of Elizabeth I, form this program to be performed by "Living Legend" Hopkinson Smith, as a benefit event for Salon/Sanctuary Concerts. ...
(US) San Francisco Classical Voice Review Article: "The Soothing Simplicity of Musica Pacifica" (by Niels Swinkels 15 Nov 2016)
"When the members of Bay Area baroque ensemble Musica Pacifica put together their program for the opening of the 40th season of the S.F. Early Music Society, little could they have suspected that sacred and secular music from 17th century Italy would offer much needed distraction, comfort and soothing in the wake of an emotionally turbulent week. ...
(IT) Aquila Corde Armoniche "Loaded Synthetic Lute Bass and Meanes Strings CD type" Are Available
From an Aquila Corde Armoniche Facebook post: ""Loaded Synthetic Lute Bass and Meanes Strings CD type" Are Available
"The appearing of wound strings caused, starting from the end of the 17th century, the definitive abandoning of the ancient manufacturing techniques of the traditional all-gut bass strings.
This explains why modern plain gut strings fail to produce an acceptable acoustical performance in the low registers, thus making it unavoidable to use wound strings for musical repertoires that actually pre-date their historical appearing; this, in turn, causes an obvious philological paradox as well as serious tone and balance problems between high and low registers, especially on Lutes. ...
(US) Madison Early Music Festival "4th Annual Handel Aria Competition" Winners (08 Jul 2016)
(Late in reporting ... EarlyMusicNews.org editor)
The 4th annual Handel Aria Competition was an amazing evening of wonderful music by all seven of the finalists selected from the 100 singers who auditioned. The winners of this year's final round are:
- Eric Jurenas, countertenor, first prize
- Christina Kay, soprano, second prize
- Nola Richardson, soprano, third prize & audience favorite ...
(US) Aberfoyle Baroque "Promoting the Harpsichord Through Performance and Education"
For those of you in the Washington D.C area, you may want to take a closer look at this group's concert line-ups.
About Aberfoyle Baroque: "Jessica Honigberg and Carolyn Winter launched Aberfoyle Baroque aiming to promote the harpsichord through performance and education in the greater Washington DC metropolitan area. They believe this magnificent and versatile instrument should be enjoyed by a wider audience than is currently the case. ...
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text:
Ciel Phantomhive
"-gasp- no she did not-!"
"We're going to catch the culprit. Sebastian, that means that you do 95% of all the work."
"Let's capture Jack the Ripper! Even though it's not a task for a fragile 12 year old boy like me and I'll only drag you down because I am an obvious target!"
Just imagine your little brother/sister (imagine you have one) tagging along to dangerous places. You can't exactly let them die! You just wish they stayed at home.
"But I have an all powerful older brother/sister who will kick your butt into next week."
"Stand on your own damn legs!"
Yeah. I hope I made my point clear.
nina from code geass. she was annoying almost the entire time-especially the first season.
I hate Izumu Akazawa from The anime "Another" I hate how she always blames stuff on Mei when it's really her fault and i HATE how she got #1 on the most tragic anime heroine list!!! seriously!!
http://www.crunchyroll.com/anime-news/2 … r-in-japan
toasted_sparkz wrote:
Kyou-chan wrote:
Yuki Sohma from Fruits Basket. Always hated him, always will. Yuck. TEAM KYO! woo.
Kaname Kuran from from Vampire Knight. Horribleee. TEAM ZERO! woo.
Tadase... I forget his last name. From Shugo Chara. He's creepy. And rude. TEAM IKUTO! woo.
... I think there's a theme here. Oh well. I also hate amu from shag chara, for being pretty much useless. And Nagisa from Clannad. Loveee Tomoya and Sunohara, tho. And pretty much every Naruto character in existence. Yeah... I hate a lot more characters than I love
You stole my words. o_o
Couldn't have said it better myself
Sakura Haruno.
She's like the magicarp from Naruto D:
*Sakura used splash*
*Nothing happened!*
and many more characters.
Uhhh do anime style games count? Cuz I hate Shiki from The World Ends With You. I frickin hate her Dx
I hate Sasagawa Kyoko from KHR.
And sometimes Dino from KHR too. He's just a bother.
I hate Panty from Panty and Stocking. Everyone is always like, "How could ya hate her? Stockin's a fattie!" Really? Where do you see fat? It's better to have STD's than a passion for sugar?
sadik wrote:
http://media.animevice.com/uploads/1/18 … _super.jpg
Really? I think Baby Be'el's kinda cuute~ xD He's pretty smart for a baby though Lol
nimezumii wrote:
I hate Hinata from Naruto (Shippuden)
Dear god shes annoying =n=
Finally someone gets it!!!!! You, RMD-er, have all my respect now.
HIME-J wrote:
I despise Lizzy from Kuroshitsuji with a passion
"CIELUUUUU~ <3" GAhhh! D:
http://www.cosplayhouse.com/images/D/Ku … 2-5-04.jpg
Oh and I hate Alois Trancy The way he treats people makes me wanna kick him in the face xD
http://gargarstegosaurus.files.wordpres … y_noid.png
YOU. HAVE MY FULL RESPECT. *bows*
Cherryflame77 wrote:
I hate everyone on Dragonball Z because I just hate that "anime" in general. OTL The characters never make sense either.
And I hate Claude Faustus of Kuroshitsuji because he's a alskdjfalksjflkdsjfkjlkj$@%&!9.
Dx they just go back and forth flipping a freaking SUN with one finger, like it's nothing! Lol you can't have every attack in the anime be super-ultra-mega-powered ray of death xD
I don't like Tomohiko Kazami from ANOTHER!
That said, I just don't like any characters who goes crazy despite the fact that they looked quite innocent and harmless in the beginning. Probably like those yandere... Tsundere characters are fine .
Mlah I hate anime girls with huge breasts and going around squishing them and getting stuff. Gosh! Like Kurumu from Rosario Vampire and Lucy fromFairy tail. Very Ecchi, very gross. How the heck is that attractive?! Isn't there a limit?
I don't like Miketsukami from Inu X Boku because he friggen used women to get what he wanted at a really young age and had been keeping a HUGE secret to the girl that he was completely in love with and lied to her.
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Low prices
Fly to Rome Fiumicino during December 2020 for as little as EUR 64.99*.
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Great Falls, Blackwater, and J.M. Clayton
Hardened from the cool weather of Shenandoah Valley National Park, the Chesapeake Semester team made their way back eastward across the watershed. They would make many stops along the way, including Great Falls, Blackwater National Wildlife Refuge, and J.M. Clayton Co., exploring the changing ecology, habitat, and land-use of the Chesapeake.


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|Mobile Site
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What's new - Aug 2008
|Your greatest Kira moment ever was her forgiving Amin Marritza in "Duet". Good choice! This week Chakotay's turn. Next up will be T'Pol, so mosey on over to the forum to suggest your poll choices!
|Caption Competition
|Congratulations to The Good Knight Fartsalot, winner of last week's competition. This week, a pic from Enterprise "Impulse".
|Caption Competition
|Please note that the caption competition is NOT a venue for you to express opinions about the site, even if the opinion is about the competition itself. If you want to express an opinion then by all means send an email to me - there's a button to do just that at the top of the screen. If you want to make a public comment, come join the forum and you are more than welcome to publish your thoughts there.
|Riker's Best of Both Worlds moment was his best in last week's poll. This week on to Kira from Deep Space Nine.
|Caption Competition
|Congratulations to ThomasJBryant, winner of last week's caption competition. This week a shot from Voyager.
|Spock's greatest moment was, of course, sacrificing himself in Star Trek II. This week, Will Riker's turn.
Next week will be Major Kira of Deep Space Nine. Come join our forum and make a suggestion for the poll!
|Caption Competition
|Congratulations to OlderThanTOS, winner of last week's competition. This week, a shot from DS9's "Broken Link".
|All time best moment of any Trek Captain? Picard railing against the Borg in First Contact! This week we start a run for first officers, beginning with Spock.
Remember, come join our forum and you can enter your choices for next week's Riker poll. We're a friendly bunch, so don't be shy!
|Caption Competition
|Congratulations to ThomasJBryant, now 13th on the honour roll after winning last week's competition! This week, a pic from TNG's "Haven".
|Your favourite Archer moment was his Mirror version's stealing of the USS Defiant... I can get behind that one :)
Poll of poll time as we ask you what the overall best moment for any Captain in Trek is.
Next week we will be starting a run of non-captain characters. Remember to come join our forum if you want your suggestion to be one of the options!
|Caption Competition
|Congratulations to McFortner, winner of last week's competition. This week, a shot from TOS "The Enemy Within"
|Copyright Graham Kennedy
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(ES) La Spagna Ensemble ~ Homage to Cervantes Congress (21 Apr 2016)
"La Spagna joins the Congress of Deputies to honor Miguel de Cervantes, to mark the fourth centenary of his death, by interpreting the "Burlesque de Quixotte" This work, presented as an instrumental suite, is one of the most brilliant examples of descriptive music applied to a literary work. ...
(US) Forbes Magazine Article: "Hungry Boys Is The Latest Advertising Agency To Launch Its Own Record Label" (by Cherie Hu, 14 Apr 2016)
"Few record labels are digital-only. Even fewer labels make fans the tastemakers. Almost no labels are run by advertising agencies.
As a completely digital, social-powered record label run by Russian advertising agency Hungry Boys, Sound of Change defies all of these conventions. ...
(US) Historical Society Keyboard of North American 2016 Jurow Competition Winners
A LOOK BACK at the winners of the HKS 2016 Jurow Competition winners which were announced on March 26th 2016. Congratulations go out to Eunji Lee, First Prize / Patrick Merrill, Second Prize / Kyle Collins, Jurow Prize for a Promising Semifinalist / And to the other finalists: Joyce Chen, Sofija Grgur, Sihyun Chun, Mylene Belanger.
"The Jurow International Harpsichord Performance Competition was established 30 years ago, with the generous support of Mae and Irving Jurow, in the interest of creating competitive activities for harpsichordists, since very few such opportunities existed in this country [US] ...
(ES) Alia Vox News: "Marquise, Direction Musicale Jordi Savall" (Recorded Aug 1996, Mar & Jun 1997)
News from Alia Vox that "for the first time, in our web, now available" the audio version of "Marquise" (Recorded Aug 1996, Mar et Juin 1997, Castle of Cardona (Catalonia, ES) by Nicholas Bartholomée assisted by Hugues Deschaux)
"Marquise is a 1997 French dramatic film directed by Véra Belmont, and starring Sophie Marceau, Bernard Giraudeau, and Lambert Wilson. Written by Jean-François Josselin, Véra Belmont, Marcel Beaulieu, and Gérard Mordillat, the film is about a glorious dancer and actress who rises from obscurity to win the hearts of some of France's most prominent citizens, including Moliere, Racine, and King Louis XIV. ...
(FR) "Philippe Jaroussky "The most beautiful baroque Arias"" (YouTube 1993, MEZZO TV at the palace of Versailles in 1999)
For your enjoyment.
"Philippe Jaroussky (born 13 February 1978 in Maisons-Laffitte, France) is a French countertenor. He began his musical career with the violin, winning an award at the Versailles conservatory and then took up the piano before turning to singing. He is noted for a virtuosic coloratura technique and for compelling and enlivened interpretations of baroque cantatas and operas. ...
(US) Dreweatts & Bloomsbury Auctions: The Richard Burnett Collection of Early Keyboard Instruments (Auction 11 May 2016)
The Richard Burnett Collection of Early Keyboard Instruments to be auctioned to support The Finchcocks Charity for Musical Education
Donnington Priory - Renowned exponent of the fortepiano Richard Burnett will sell his highly esteemed collection of over 70 historic keyboard instruments on Wednesday 11th May 2016. The sale at Dreweatts & Bloomsbury Auctions aims to raise funds for the Finchcocks Charity, helping to promote and preserve the playing of original instruments for the next generation. ...
(FR) Musicologie.org Newsletter Review: "Monteverdi served by Rinaldo Alessandrini" (Dijon, Auditorium, 7 Apr 2016, by Eusebius)
"After the Swiss (Hugues Cuenod in 1951, Edwin Loehrer and his Societa Cameristica di Lugano, in the following years), dozens of Baroque groups have taken on madrigals by Monteverdi, with very diverse results. Among their greatest performers, Rinaldo Alessandrini and his Concerto Italiano, which he founded with Fabio Biondi there over thirty years. ...
(US) Unquiet Thoughts Blog: "Saturday morning quotes 5.47: Reformation" (09 Apr 2016)
"Since 2017 will mark the five-hundredth anniversary of the beginning of the Reformation, we consider it's impact on music. And having recently presented a lecture-recital on psalm settings as the soundtrack of the Reformation, we muse about the ubiquitous fashion of psalm arrangements for lute solo and for voice and lute ...
(UK) The Stage Article: "Phil Willmott: Is it okay to challenge a bad review?" (by Phil Willmott, 07 Apr 2016)
"Diminishing broadsheet arts coverage of anything beyond the West End means you're unlikely to get a print review if you've no track record. A new play by an unknown writer at an unfashionable venue? Forget it. And there are no listings magazines anymore ...
(US) Harmonia Early Music Podcast: "Easter Through The Ages" (by Elizabeth Clark, 21 Mar 2016)
"This hour, we're exploring nearly seven hundred years of Easter, from the 11th century to the 18th century. We'll hear a story of the events leading up to the writing of one of Bach's first Easter cantatas. We'll also hear medieval chants ...
(FR) XXXIIIe Festival de musique à Maguelone (31 May - 9 Jun 2016)
Location: Villeneuve-lès-Maguelone (34), FR
Since 1969, the association "Les Compagnons de Maguelone" manages the natural, historical and heritage of Maguelone. With 100 000 visitors each year, the cathedral, Saint-Pierre-et-Saint-Paul de Maguelone.which dates from around the XII and XIII centuries, and the whole site have become important tourist and cultural asset for the region and its inhabitants.
Performing this year are ..
(UK) Opera Today Review: "Handel's Berenice, London" (by Claire Seymour, 21 Mar 2016)
"1737 was Handel's annus horribilis. His finances were in disarray and his opera company was struggling in the face of the challenge presented by the rival Opera of the Nobility. The strain and over-work led to a stroke, as the Earl of Shaftesbury reported: ...
(US) Italian Madrigal Festival - Scholarly Symposium & Concerts (16-17 Apr 2016)
Location: UMass Amherst, Amherst, MA, United States
"Saturday, April 16 and Sunday, April 17 9:00 am - 5:30 pm Presented by the UMass Amherst College of Humanities & Fine Arts, the UMass Amherst Department of Music & Dance, The Massachusetts Center for Interdisciplinary Renaissance Studies, and the Five College Early Music Program. This is a weekend conference on ...
(UK) Opera Today Review: "Handel : Elpidia - Opera Settecento" (by Claire Seymour, 02 Apr 2016)
"Roll up! A new opera by Handel is to be performed, L'Elpidia overo li rivali generosi. It is based upon a libretto by Apostolo Zeno with music by Leonardo Vinci - excepting a couple of ...
(DE) DW Article: "Beethoven overtakes Mozart as most popular composer" (by Rick Fulker, 29 March 2016)
From a recent post on the DW (Deutsche Welle (DW), Germany's international broadcaster)
"How many of Beethoven's works can you recognize? According to a 170,000-vote survey, the composer is now more popular than his predecessor Mozart - in part, thanks to cinema. ...
(US) Boston Early Music Festival Report: "A Smashing Springtime Success!"
"The 2016 Springtime Soirée was a tremendous success, by all accounts! With a beautiful new venue, sparkling cocktails and a sumptuous meal, fabulous live and silent auctions, and glorious performances by BEMF favorites Amanda Forsythe, Aaron Sheehan, and Jesse Blumberg—a wonderful time was had by all. To top it off, we raised nearly ...
(UK) The Telegraph Article: "Dressing up for Opera at Glyndebourne" (by Hannah Furness, 26 Mar 2016)
"For some it is the quintessential scene of the British summertime; for others, proof positive that the world of opera is elitist and out of touch.
But the sight of opera-lovers donning their black tie to picnic on the lawns of Glyndebourne should not worry anyone unduly, according to its chairman, as he offers a spirited defence against snobbery. ...
(US) Unquiet Thoughts Blog: "Saturday morning quotes 5.45: Recording 2016" (26 Mar 2016)
"... Six years of performing live and recording have passed since the original post and we pause to consider those many dimensions. In the interim the entire field of making and distributing recordings has been turned on its head, and we revisit the topic with some additional insights and observations from a few different perspectives. ...
(DE) Mollenhauer -- Updates its Website
News from Mollenhauer that their website has been updated. Mollenhauer is quite an active promoter of the recorder and has a long tradition of recorder building.
"The history of the company name MOLLENHAUER goes back to 1822. It began with an initiative by Johann Andreas Mollenhauer (1798–1871) and has continued through several generations to the present day." ...
(UK) The Guardian Article: " Sondra Radvanovsky: 'Singing bel canto means living like a nun'" (by Seth Colter Walls, 23 March 2016)
"... Already, this season, she has turned in memorable performances – as a singer and as an actor – in Donizetti's two other, so-called "Tudor Queen" operas (specifically, the title roles in Anna Bolena and Maria Stuarda). For director David McVicar's new-production run of Devereux, which opens on Thursday night, she will be completing a single-season programming feat first made famous by Beverly Sills. ...
(UK) Wigmore Hall Live Flash Sale!
News from Wigmore Hall Live newsletter:
"For a limited time only, a selection of Wigmore Hall Live CDs (volumes 1–50) are available for just £2.50 each*, while stocks last. CDs are available online, in person at the Box Office, or by calling 020 7935 2141. Buy now to avoid disappointment!
*This price excludes postage and packaging "
Visit the Wigmore Hall Live website for more information of the various CD's on sale.
(US) Carmel Bach Festival: 2016 Virginia Best Adams Master Class Fellows
" Congratulations to our 2016 Virginia Best Adams Master Class Fellows!
- Molly Netter, soprano
- Kate Maroney, mezzo-soprano
- Zach Finkelstein, tenor
- David McFerrin, baritone
The Carmel Bach Festival's Virginia Best Adams Vocal Master Class offers a four-week series of public master classes, private coaching, and career mentoring from highly distinguished artist/teachers with decades of experience in Baroque opera and concert repertoire. Four participants are chosen each year and receive ...
(US) Carmel Bach Festival: 2016 Virginia Best Adams Master Class Fellows
" Congratulations to our 2016 Virginia Best Adams Master Class Fellows!
- Molly Netter, soprano
- Kate Maroney, mezzo-soprano
- Zach Finkelstein, tenor
- David McFerrin, baritone
The Carmel Bach Festival's Virginia Best Adams Vocal Master Class offers a four-week series of public master classes, private coaching, and career mentoring from highly distinguished artist/teachers with decades of experience in Baroque opera and concert repertoire. Four participants are chosen each year and receive ...
(UK) The Royal College of Music Secures Rare Gagliano Violin
"The Royal College of Music has secured the permanent loan of a 1758 Nicolò Gagliano violin, the only known remaining violin in its original Baroque set-up.
Chair and Head of Historical Performance at the RCM, Professor Ashley Solomon, says 'Violin students in the Historical Performance Faculty at the Royal College of Music will benefit from this extraordinarily generous long term permanent loan of an original Nicolo Gagliano violin from 1758. Each term a new student will be given the instrument to play, enabling a growing community of violinists to share this unique instrument and learn from its rich historical heritage. This is not only a very valuable instrument but quite rare as it remains in its original 18th century set-up.' ...
(US) Baroque Band is closing the rivalry season with L'Arte Del Violino! Featuring Rachel Barton Pine!
Rachel Barton Pine makes her Baroque Band debut to help close the season with "rock star" concertos!
One of the first 'rock star' virtuoso violinists, Pietro Locatelli was known for his flamboyance both musically and in his life. Said to play like the devil he could often be seen in the courts of Europe dressed in his diamond-studded clothes. Meanwhile, ...
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"Paul Matthews predicted in 1991 that Asia would drive worldwide economic growth, and obviously he was right," Kenny Lowe bluntly states.
The lead manager of the Matthews Asia Focus Fund (MAFSX), launched on April 30, and co-manager of the $4.65 billion Matthews Asian Growth and Income Fund was quick to add that the firm doesn't have an Asia strategy; it has $24 billion in 15 distinct strategies.
It's the belief that strategy matters that fuels the firm's bottom-up stock picking, so questions surrounding hard and soft landings, stimulus from Beijing and other Sino-macroeconomic issues don't seem to matter as much.
"We always encountering questions surrounding Chinese growth," Lowe explains. "It's a top-line view, and we're more interested in looking at it company by company. We still see a lot of investment opportunities, especially surrounding wage and income growth in the middle class."
This approach often leads them to underresearched small and midsize companies, as well as off-the-radar service industries, such as health care or tourism, which are still small but are expected to grow rapidly as consumer spending on services increases in Asia.
When asked about travel and time he spends in Asia, he notes a recent addition of the company outlook, called Asia Insight, was dedicated to this question.
"The piece was called 'Kicking the Tires' and it detailed the 2,000 meetings per year taken by company personnel," he said. "Everyone travels, we are very much active in the region, and we understand the ecosystem and long-term opportunities. Each manager has autonomy over their own funds. We have 13 languages and 10 nationalities represented at the firm. We have depth in-house."
Although they all travel, "in-house" means the entire investment team is based in San Francisco and not in Asia. It's done intentionally, as investment decisions are made away from the "noise" of the markets and in collaboration with other members of the team.
Lowe added that his focus had "nothing in banks and we are benchmark agnostic. Benchmarks are backwards looking."
A particular point of satisfaction, he says, is how rewarding it is to see advisors change their opinion on China, now making it a core strategy as part of the portfolio.
"Even though we have a bottom-up focus, we are cognizant of macroeconomic issues," he notes. "We are very purposely set up to be generalists and can move across geographies. It feeds into our bottom-up strategy, but we feel it's better to focus on quality companies that are run well."
By doing so, he avoids some of the thornier issues that sometimes arise with local governments and officials, because the well-run companies are insulated from them. The company recently increased its focus on frontier markets with the Matthews Emerging Asia Fund (MEASX), also released on April 30.
When asked which areas of the frontier space are exciting, fund manager Robert Harvey countered that "we have our own reasons to be excited," and there is a wide disparity in the size of many markets that fall under the definition.
"There are two companies listed in Laos, and 720 companies that are listed in Vietnam," Harvey said. "What's interesting is that we're seeing certain markets that are at the same point China was 20 years ago."
As to whether or not a manufacturing giant like Indonesia could be considered a frontier or emerging market, and how often lines like that are blurred, Harvey says he sees little difference countries like Bangladesh and Sri Lanka.
"They currently have low income and wages per capita, and incredible room for growth."
Commenting on the recent tragedy of the building collapse in Bangladesh and death of scores of garment workers, and how such news affects investment decisions, he noted that needed compliance and regulation will force an increase in wages, which will in turn force an increase in consumption, which will add to economic growth.
"A recent white paper from McKinsey & Co. predicts a 50% rise in manufacturing in just the three years between 2012 and 2015," he concluded.
Read U.S. Recovers as the World Watches: Schroders on AdvisorOne.


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HP LaserJet M5035 xs MFP
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Boston has 1 new home communities in Greater Lowell Reg Voc Tech SD ranging from $279,900 to $329,900. You can further customize your search by selecting a price, number of bedrooms, bathrooms and home type. If you have children then you know that the most important factor in buying a new home is their well being and educational environment. The schools that they attend and the classmates that they are around can be massively impactful on their future's development and success. NewHomeSource makes it easy to find a community within the school district you are looking for. Some important things to consider when deciding if Greater Lowell Reg Voc Tech SD is best for your child include online ratings and comments, average test scores, college acceptance rate, and the number of delinquencies. It can also be helpful to talk with parents that currently have children enrolled in the district and listen to their personal experience with the teachers and administration. With NewHomeSource.com you can find new home communities in Boston, in the school district that you know will provide a great environment for your children to develop, learn and grow.
Tyngsborough, MA 01879 - Tyngsboro Crossing LLC
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When you shop at smile.amazon.com, Amazon donates.
With long-time careers in healthcare, it is not a surprise that Brian and Pam Allen make it a priority to give not only money, but time to the Memorial Medical Center Foundation.
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Lorie Shane was appointed managing director of advancement for the Mackinac Center for Public Policy in July 2012. Her responsibilities include grant writing, administration, new donor cultivation and staff supervision. Prior to her promotion, she served as a Mackinac Center advancement officer and as managing editor of the Center's Michigan Education Report.
Shane worked as a freelance writer before coming to the Center, having started her career as a reporter for the South Haven Daily Tribune and then for the Midland Daily News. Shane holds bachelor's degrees in journalism and in social work from Central Michigan University. She and her husband, Dave, reside in Midland, Mich.


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The London Storytelling Festival is back for ten days of amazing tales, told by masters of the art.
Returning shows from last year include Voices In Your Head, Story Jam, Storytellers' Club and we will have another amazing gala.
You can also book tickets now for our workshops including a weekend Masterclass with Martin Dockery.
You can still see details of last year's festival here.
A special London Storytelling Festival presentation of this much-loved storytelling evening with tales from clever and cool stand-ups.
Saturday 17 Nov, 9:00pm
Hilarious story of teenage longing, crushed dreams, weak squash and competitive dance.
Sunday 11 Nov, 7:00pm
Wil Hodgson is a critically acclaimed cult comedy hero. Come see the show that started it all.
Thursday 15 Nov, 7:00pm


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A Certified facsimile or actual-size print. We offer a true quality nobody has; and for a price nobody is offering you for a comparable quality. This print was photographed using the latest technology, with a color-checker colour matched to the original illustration and then reproduced at the original plate size. A Museum Quality Limited Edition print, actual-size, signed, numbered and blind stamped. Indistinguishable form the original when glazed and framed.
Title of the print: Avanzi d 'un portico coperto, o criptoportico, in una Villa di Domiziano
Prints publication: Le Vedute di Roma
Artist: Giambattista Piranesi
Paper size: 81,0 x 55,0 cm
Edition: The edition will be limited to 150 prints, numbered 1/150 to 150/150, signed and stamped with a blind embossing.
Certificate of Authenticity: On demand
Provenance: This Heritage Facsimile print is made from an extremely well-preserved early museum original subscription in the Library of Ghent given by Joseph (Napoleon's brother) when he visited the city in 1803. It has been cared for in the hands of this one owner only – the Library of Ghents University.
Technique: Museum Quality Facsimile Giclee Print.
Our Heritage Editions Collection are true facsimiles from these beautiful originals because Heritage Editions prints are carefully compared and corrected with the originals and the final prints always have the original size. As a result, the naked eye is unable to distinguish the originals from the facsimile prints when framed and glazed. To ensure the durability, our facsimiles are printed on 268g/m acid-free paper with archive ink.


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Usage InstructionsApply every AM after your Repair Serum. Goes on untinted, then the tint appears as you blend it in.
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Mogadore HS Alumni List
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Looking for Mogadore High School alumni not listed? If so, check out Classmates.com® - hundreds of more MHS alumni have posted their profiles.
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Many areas of the world have historical stories about gangs of bandits and robbers. Depending on the evidence consulted, they can be ruthless killers or Robin Hood type folk heroes. Ireland is no different and there are many examples of Tories[1], highway men and rapparees[2]. One of the most well known bands of outlaws was the Kellymount gang. This group of men committed many robberies in the late 1730s before being captures in 1740.
In the fifth volume of his tome on Irish history, Ireland and Her People, Thomas W.H. Fitzgerald refers to the year 1740 as the year of the "Kellymount gang outrages".[3] The leader of the gang was a man by the name of Brenan. This name is synonymous with the north Kilkenny area.[4] An unflattering account is given of him in Reilly's Dublin Newsletter of 1740: "Brenan is said to be a man of very mean appearance, has a freehold of nine pounds per year, near the coal pits, but, renting one of the coal pits, and not succeeding, he started this gang".[5] From 1738-1740 the gang was said to number about thirty men[6] and roamed areas of counties Kilkenny, Laois, Offaly and as far west as Galway[7].
A more sympathetic view of the gang is given in a 1902 anti-establishment publication: "Their head-quarters seem to have been Coolcullen Wood, about seven miles from Kilkenny……..They were so formidable that a strong military force had to be sent against them. This gang committed no murders, disdained to take anything but money, horses, and sheep; sometimes divided their plunder with the starving people; and had in the outset pledged their honour not to rob any of the gentlemen of the County Kilkenny."[8]
While the gang members seem to have come from many areas of north Kilkenny, their association with Kellymount most likely comes from them frequenting the area. Just eight years after the demise of the gang a travel writer wrote about visiting an inn in Kellymount that the gang used to regularly frequent.[9] Later in the century, a traveler in Ireland reported in 1791 that he was shown a cave in Kellymount that the gang used as a meeting place.[10]
Eventually, Brenan, and other gang members were captured in Galway and this led to their demise. He was taken to a jail at Nenagh, Tipperary and then onto another jail at Clonmel, Tipperary. Here, in September 1740, he died of the wounds that he sustained during his capture.[11] Darcy, another gang member, was tried in Carlow and hanged with his head fixed on the courthouse.[12]
[1] From the Irish word tóraidhe. Generally meaning a man who is pursued, it was given to soldiers who fought for the Confederacy against Cromwell's forces and then became outlaws and highwaymen.
[2] From the Irish word ropairí. They were originally Irishmen who fought in the Williamite Wars in the 1690s and were known for fighting with pikes. Subsequently, the term was used for highwaymen
[3] Fitzgerald, Thomas W.H. 1909. Ireland and her people; a library of Irish biography, together with a popular history of ancient and modern Erin, to which is added an appendix of copious notes and useful tables; supplemented with a dictionary of proper names in Irish mythology, geography, genealogy, etc. Volume 5. Chicago: Fitzgerald Book Company. p.786.
[4] MacLysaght, Edward. 1985. The Surnames of Ireland. Dublin: Irish Academic Press.
[5] Madden, Richard Robert. 1867. The History of Irish Periodical Literature form the end of the 17th Century to the middle of the 19th Century. London: T.C. Newby. p.277
[6] Connolly, Sean. 2008. Divided Kingdom: Ireland 1630-1800. Oxford: OUP. p.321.
[7] O'Rourke, John. 1902 (3rd ed, republished in 2008). The History of the Great Famine of 1847. Middlesex: The Echo Library, p.29
[8] Ibid.
[9] Chetwood, W. R., 1748. A Tour through Ireland in Several Entertaining Letters: Wherein the Present State of That Kingdom Is Consider'd … Interspersed with Observations on the Manners, Customs, Antiquities, Curiosities, and Natural History of That Country … London: Printed for J. Roberts
[10] Topham Bowden, Charles. 1791. A tour through Ireland. Dublin: W.Corbett
[11] Madden, Richard Robert. 1867. The History of Irish Periodical Literature from the end of the 17th Century to the middle of the 19th Century. London: T.C. Newby, p.279.
[12] Ibid., p.280