text:
May 21, 2013 — -- JPMorgan Chase [NYSE: JPM] shareholders voted to allow CEO Jamie Dimon to keep his dual role as CEO and chairman of the board of directors, which critics say gives him too much unchecked power over the biggest bank in the U.S. by assets.
About 68.8 percent of the shareholders voted to keep Dimon's existing executive roles. Dimon has been chairman of the board since Dec. 2006 and CEO and president since Dec. 2005. He has been a director since 2000, according to the company.
"The voting showed that a lot of shareholders are upset with recent risk management problems, but aren't sure exactly where to place the blame," said James Sinegal, director of financial services research at Morningstar.
Shares of JPMorgan Chase & Co. were up 1.4 percent to $53.02 at the close of New York trading on Tuesday.
At the company's annual shareholder meeting in Tampa, the outcome was a disappointment to activist investors like the American Federation of State, County, and Municipal Employees union, the State of Connecticut and others who sponsored the proposal to split Dimon's roles.
This isn't the first time a group has tried to split Dimon's roles. Last year, a similar proposal got support from 40 percent of those who voted their shares.
Votes for the other members of the board kept the existing members in place, although Ellen Futter, president and trustee of the American Museum of Natural History, only received 53 percent of votes to support her continued role. She has been a director on JPMorgan's board since 1997.
One of the bank's recent issues is the so-called London Whale trade debacle that resulted in losses of $6 billion for the bank.
"One reason I don't think many changes were made is that there aren't clear answers to a lot of corporate governance questions," Sinegal said of Tuesday's outcome. "It's hard to determine the right mix of leadership skills and technical knowledge on a board, and balance industry expertise with the need for different perspectives. It's also hard to blame the current risk management committee for the bank's troubles without giving them credit for its relatively good performance during the financial crisis."
Sinegal said he was surprised that the proposal to separate Dimon's chairman and CEO roles received less support than last year, but he said he supported the decision.
"Companies like Berkshire Hathaway and Apple have done well with one person in both roles, and it would be difficult to find someone as talented as Dimon to fill the chairman spot," Sinegal said.
Read more: Apple CEO Tim Cook Denies Unfair Tax Advantage In Testimony to Senate Committee
Dennis Kelleher, president and CEO of Better Markets Inc., is in the other camp, saying a bank's past positive performance is not sufficient evidence against reforming corporate governance.
"All Wall Street 'too big to fail' banks had record performance before 2008, quarter after quarter and year after year," he said. "Unfortunately for the American people, much of that performance came from high risk and reckless trading that ultimately crashed the global financial system."
Kelleher points to Dimon's admission in April 2012 that the London Whale's trading loss was a "tempest in a teapot" as an example of "pure arrogance before he had the facts." Dimon later explained that he made that comment with the information he had at the time. The next month JPMorgan's chief investment officer Ina Drew announced she was resigning from the company.
With a lack of accountability at JPMorgan, Kelleher said the profits of the bank and shareholders are not the only things at risk.
"What's at stake for the American people is bigger than the profits of JPMorgan. The last financial crisis is going to cost the U.S. more than $12.8 trillion. The next will cost more. We don't need just effective regulation but also effective governance," Kelleher said.


text:
Brooklyn Young Mother's Collective members with executive director, Benita Miller, seated second from the right
Credit: Brooklyn Young Mother's Collective
(WOMENSENEWS)–The commonwealth of Puerto Rico has a pregnant students' bill of rights that guarantees students, among other things, a tranquil learning environment, tutors and financial aid and advice.
California has a School Age Families Education Program focused on not only keeping pregnant teens in school but also moving them on to higher education and a working life.
Florida and Pennsylvania mandate school districts to provide programs to assist teen parents and to continue expanding program opportunities.
But these states are the exceptions, according to a recent study by the National Women's Law Center, based in Washington, D.C. Its "Pregnancy Test for Schools" report published in June found that only 23 states offer services to support pregnant teens.
That finding spotlights the lack of full enforcement of the Title IX of the Education Amendments of 1972, the anti-discrimination mandate that celebrated its 40th anniversary on June 23.
Jane's Due Process is a nonprofit legal advocacy group in Austin, Texas, that has been defending the rights of pregnant teens since 2001.
"School districts are much more proactive in handling potential Title IX complaints than they used to be," said Tina Hester, executive director of Jane's Due Process. But that doesn't mean all the problems are solved. "We did have a call to the hotline recently in which a middle school principal and counselor were trying to force a pregnant 12-year-old girl into leaving."
According to the caller's mother, school officials wanted her daughter to leave school because they thought she was setting a bad example for others students, Hester said. This student has by now missed so much school she will probably have to repeat the grade.
Nitty-Gritty Specifics
Title IX –the law best known for opening up sports opportunities to young women–also says all pregnant or parenting students attending a school that receives federal funds must have equal access to education and extracurricular activities.
Beyond that general premise the law pins things down to nitty-gritty specifics. It says, for instance, that a student who is pregnant or parenting has the right to continue receiving an education at her current school and shouldn't be forced into a segregated program or setting. It also says a student should not be penalized for an excused absence by a doctor and must be provided with assignments that she missed due to an absence related to pregnancy or child care.
The law also requires schools to provide services that enable a pregnant or parenting student to continue her education, including transportation services and homebound tutorial.
In various parts of the country, however, the National Women's Law Center found many of these provisions being trampled.
In 2007 the New York Times reported that students in pregnancy schools, or "P-schools," weren't making strides towards a high school diploma; they were making quilts.
Some students are pushed into academically inferior programs preparing for the general equivalency degree, known colloquially as the GED. Others are left struggling to find child care or transportation.
In many states children under 5 are prohibited from riding on a school bus, so that means a young parent may be stuck at home.
The report also found that pregnant or parenting teens faced a hostile environment from teachers, peers and other school authorities.
Similar Findings
These findings echo those published in 2005 by Advocates for Children, a New York-based advocacy group for low-income student populations facing discrimination in school. In that report, authors found that pregnant students were often shunted into programs with lower standards than those the pregnant teen had previously attended. Many of these programs, for instance, did not offer math or science.
"Our in-take shows that there is noncompliance with the most basic obligations and that schools need to be reminded of their obligations," said Fatima Goss, vice president of the education and employment division of the National Women's Law Center, and one of the report's authors. "Schools and states need to document compliance reviews to illustrate the problem."
Advocates for pregnant teens have found that educational barriers cause many young women to give up and drop out.
The National Campaign to Prevent Teen Pregnancy reported in March 2010 that about 51 percent of teen mothers obtained high school degrees, far behind the 90 percent figure for young women who had not become pregnant.
The same report found that young women who had given birth before turning 18 had a low likelihood–less than 2 percent–of completing college by 30.
These educational statistics come with life-haunting consequences. Not having a high school diploma limits employment opportunities. A cycle of poverty can begin at that point and for teens who grew up in a low-income condition it continues.
Benita Miller is the founder and director of the Brooklyn Young Mother's Collective, an 8-year-old advocacy group for young women who are pregnant or parenting. She hopes the recent reports highlighting Title IX protections and violations can help advocacy groups like hers focus more on education policy.
"The challenge for grassroots organizations is to make use of the report, based on the findings, to guide our thinking and advocacy," Miller said.
Anna Limontas-Salisbury is a freelance journalist and segment producer. She resides in Brooklyn, N.Y., with her husband, her pre-teen son, her occasional drop-in college daughter and their dog, Zeke. She is also a recent grant winner from the Fund for Investigative Journalism 2012.
Would you like to Comment but not sure how? Visit our help page at https://womensenews.org/help-making-comments-womens-enews-stories.
Would you like to Send Along a Link of This Story?

subset: commoncrawl


text:
Whirligig 23" Cardinal Wind Yard Garden Spinner, by Premier Designs, will fly into your festively decorated yard or garden. With even a gentle breeze, the Whirligig 23" Cardinal Wind Yard Garden Spinner will turn in the direction of the breeze like a weather vane and the green wings will spin. See our eBay store for other wind spinner characters and put several together for some exciting 3D spinning action! The result is a spinning frenzy that adds energy and action to the entire yard! This Cardinal Wind Spinner decoration will put a smile on anyone's face as they enjoy your fanciful yard decor!
Premier's WhirliGigs capture all the fun of this traditional American wind decoration. Compared to metal or wooded devices, the durable SunTex fabric wings spin in lower breezes. A host of humorous themes will liven up any yard or garden. Large size, big movement and ease of assembly are the hallmarks of the Premier WhirliGig.
- Size: 23" x 9", 28" Diameter
- Fabric: DuPont Solar-Max UV Resistant Fabric
- Frame: Tubular Fiberglass
- Assembly: Easy, No Tools Require
Wind Garden Spinner Mounting Accessories
yard garden deck patio decorations


text:
WASHINGTON — Home prices rose in March from February in most major U.S. cities for the first time in seven months. The increase is the latest evidence of a slow recovery taking shape in the troubled housing market.
The Standard &Poor's/Case-Shiller home price index shows that prices increased in 12 of the 20 cities it tracks.
Three of the weakest markets reported signs of improvement. Prices increased in Tampa and Miami, while prices in Las Vegas were unchanged.
The biggest month-over-month increases were in Phoenix, Seattle and Dallas. Prices dropped the most in Detroit, Chicago and Atlanta.
Rising home prices in most cities adds to other encouraging signs for a housing rebound. Home sales are up, mortgage rates are at historic lows, builders are more confident and the economy is adding jobs.
Even though 12 cities showed gains, the weaker cities weighed on national home prices. The group's 20-city index edged down to its lowest level since the housing bubble burst.
Still, home price declines have slowed and a majority of markets are on the rise.
"This is relatively good news," said David Blitzer, chairman of the index committee at S&P indices. "We just need to see it happen in more of the cities and for many months in a row."
The increases partly reflect the beginning of the spring selling season. The month-to-month prices aren't adjusted for seasonal factors.
The S&P/Case-Shiller monthly index covers half of all U.S. homes. It measures prices compared with those in January 2000 and creates a three-month moving average. The March figures are the latest available.
Price declines are slowing over the past 12 months. The 20-city index dropped 2.6 percent in March, compared the same month last year. That's better than the 3.5 percent year-over-year drop from February. And it's the smallest annual drop since December 2010
Other measures of home prices have also shown gains. But the S&P/Case-Shiller index uses a three-month moving average, which means it could take longer to signal greater improvement.
"It might be the last of the closely followed home price figures to reflect a turning point," said Jonathan Basile, an economist at Credit Suisse.
In April, sales of both previously occupied homes and new homes rose near two-year highs. Builders are gaining more confidence in the market, breaking ground on more homes and requesting more permits to build single-family homes later this year.
Mortgage rates have never been lower. The average rate on the 30-year fixed mortgage fell to 3.78 percent last week — the lowest since long-term rates began in the 1950s.
Still, the pace of home sales remains well below healthy levels. Economists say it could be years before the market is fully healed.
Many people are having difficulty qualifying for home loans or can't afford larger down payments required by banks. Some would-be home buyers are holding off because they fear that home prices could keep falling.
A better job market has also made more people open to buying a home. Employers have added 1 million jobs in the past five months, though the gains slowed in April and March. The unemployment has dropped a full percentage point since August, from 9.1 percent to 8.1 percent in April.
Economists predict 160,000 jobs were added this month, while the unemployment rate was unchanged. The government will report on May job growth Friday.
Talk to us
- You can tell us about news and ask us about our journalism by emailing firstname.lastname@example.com or by calling 425-339-3428.
- If you have an opinion you wish to share for publication, send a letter to the editor to email@example.com or by regular mail to The Daily Herald, Letters, P.O. Box 930, Everett, WA 98206.
- More contact information is here.


text:
Georgetown Watchman (Georgetown, Tex.), Vol. 1, No. 12, Ed. 1 Saturday, March 23, 1867
Description: Weekly newspaper from Georgetown, Texas that includes local, state and national news along with some advertising.
Date: March 23, 1867
Creator: Henderson, W. H. & Makemson, W. K.
Item Type: Refine your search to only Newspaper
Partner: The Dolph Briscoe Center for American History


text:
Use Hardware Or Software Breakpoints
Method 1: Dashboard Window
If not open already, open the Dashboard window from the main menu: Window ▶ Dashboard
In the Dashboard window's sidebar, click the Software Breakpoint toggle button to enable/disable software breakpoints.
|Software Breakpoints Disabled (click to enable)
|Software Breakpoints Enabled (click to disable)
|Software Breakpoints Not Supported
At the bottom of the Dashboard window under the Debug Resources node, you will see the current status of Software Breakpoints.
Using software breakpoints impacts device endurance. Development devices that have been used with software breakpoints should not be used for production.
Method 2: Project Properties Window
Open Project Properties window.
Select ICD 3 under Categories.
Select Debug Options from the Options Categories combo box
Check box to enable use of software breakpoints.


text:
Euromoney Institutional Investor PLC - Privacy Notice
Introduction - Who we are
Euromoney Institutional Investor PLC (Euromoney, we, us or our) is an international business-information group covering asset management, price discovery, data and market intelligence, and banking and finance. The group also runs an extensive portfolio of events for the telecoms, financial and commodities markets.
For a full list of our brands and group companies, please click on this link. Euromoney and its group companies are committed to respecting the privacy of every person who visits, registers with or subscribes to our websites, publications, events and other products or services.
Euromoney is the primary data controller of personal data collected through this website or that we may collect in different ways as described in this Privacy Notice. If you are contacted by our other group companies, they will also be controllers of your personal data. This means that they are responsible for how your personal data is used, just as we are. You may contact any of these companies directly, or you can contact Euromoney by emailing email@example.com or writing to the Data Protection Officer at Euromoney Institutional Investor PLC, 8 Bouverie Street, London EC4Y 8AX, United Kingdom.
This Privacy Notice was updated on 8 May 2018
Our Approach to Your Privacy
This Privacy Notice outlines the information we may collect about you in relation to your use of our products and services (personal data). It also explains the legal rights that you have in relation to your data and how you may exercise these rights.
Some of our group companies may collect and use personal data for different purposes; those companies have their own websites and privacy notices.
We will process your data for the following lawful purposes: with your consent; to fulfil our obligations to you; and where there is a legitimate interest to do so.
When possible, we rely on your consent to use your data for the purposes described in this Privacy Notice. We also process personal data to fulfil our contractual obligations to you, for example, when you register for any of our services, subscribe to a publication, sign-up for an event or purchase a product from us, we will need to process some of your personal data. This will also include details of the person/people responsible for payment (if different).
We may determine that processing your personal data serves both of our legitimate interests. This is the case in relation to many of our research, customer survey, sales, marketing and advertising activities described in this Privacy Notice. These activities allow us to better understand your requirements, which in turn enables us to provide you with a better service. We review the bases for our processing decisions carefully and you can object to these activities at any time (see the Your Rights section of this Privacy Notice).
What Personal Data We Collect & Why
Our primary goal in collecting personal data from you is to give you a relevant customised experience of our products and services.
Registration, Free Trials & Subscriptions
When you register with our website and/or sign up for a free trial of our products or services, we may ask you to provide your name, address, email address and telephone number, and details relevant to your occupation or employer.
If you subscribe to one of our products or services, we will also ask for payment details. Credit/debit card payments are processed using a third party supplier and we do not retain the credit card data (see the Third Party Sites of this Privacy Notice). Address details may be shared with third party service providers engaged by us for order fulfilment, delivery and payment collection. This personal data is used by us to complete subscription requests.
Events & Conferences
If you have registered for an event through a group website we may collect personal data including: name, job title, company, address, telephone number and email.
This information is necessary so that we can complete your registration for the event and provide you with relevant event materials.
We may also provide delegate details (e.g. name, email) to event sponsors who, subject to your consent, may contact you for their own advertising and marketing purposes.
Advertising & Marketing
We use the personal data you provide us and which we collect from you to inform you about similar products and services which we provide. We may send you marketing communications that are sponsored by our partners and which are targeted to your interests based on information you have provided us such as job title, employer and/or industry. If you have consented to receive information from other Euromoney group companies, we may share your personal data with these companies so that they can fulfil your request to receive marketing materials in accordance with your preferences. We will not share your personal data with any third parties for their own marketing purposes unless you have provided your consent.
Each of the Euromoney group companies that may contact you is a data controller in relation to the personal data that you have agreed to share with them. If you have any questions or concerns, you may contact the individual company, or us using the contact details set out in the Who We Are section.
You can opt out from receiving such materials at any time.
The personal data we may use for advertising and marketing purposes includes your name, email address, job title, phone number, company name/employer, geo location, postal address and data collected using cookies and other similar technology (Please read our separate Cookies Policy to find out more about which cookies we use, how they work and how you can control your cookie options).
Marketing materials are sent electronically, by post and we may occasionally call you.
Online Targeted Advertising
We use targeted advertising on our websites to display advertisements that are relevant to what we believe are your interests. In order to deliver relevant advertisements, we use third parties to deliver cookies that collect information about your IP address and how you interact with our sites (e.g. browsing information, which articles you have read etc.). This data is used by the third parties to determine which advertisements may be of interest to you.
We may also share your personal data with third parties to deliver targeted advertising to you on other websites (e.g. Twitter Tailored Audiences or Facebook Custom Audiences). This could include your email address, cookie data, and information obtained from third parties. Third party cookies may also be used to enable us to target advertisements to you on other websites that you visit.
Lead Generation and Scoring
We occasionally use the services of trusted third parties in order to ensure that the personal data we use for advertising and marketing purposes is accurate and up-to-date. To do this, we transfer personal data of individual leads (such as name, email, job title, location and phone number) to these third parties who conduct research to verify the data primarily against public information.
We also use algorithmic software technology to help us improve the quality and relevance of marketing activities. The personal data analysed by the software includes email address, phone number, job title, address, purchase history and account information. This allows us to provide meaningful offers that are relevant to your specific profile.
Surveys, Market Research & Customer Feedback
We want to understand the needs of our readers and customers. We may therefore use the information you provide us including your name and contact details to contact you to request your feedback, or to participate in our customer and market research.
Public forums, message boards and blogs
Some of the pages on our group websites may include message boards, blogs or other facilities for generating content from users. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to post any personal data. User generated content is also subject to our site Terms and Conditions.
Business or Asset Sale
If we sell a business or assets we may need to disclose your personal data to the prospective buyer of such business or assets.
If Euromoney, or any of our group companies is sold or sells our assets or is acquired by a third party, then personal data about our customers will be acquired by that third party. A transfer of your personal data in these circumstances would be necessary so that the services you have contracted for can still be delivered, or so that you can continue to enjoy the benefits of our free products and services. You will receive notice if a new controller assumes responsibility for your personal data.
Additional Third Party Disclosures
We may disclose your personal data to other third parties in the following situations: To third party partners who help us by providing services such as technology, marketing, advisory or other services. These third parties only receive encrypted data and may only process personal data to provide those services to us.
Where we are required by law or regulation to do so. In each case we will seek, where practicable, to minimise the amount of data that is disclosed.
If required to protect the rights and interests of other users and/or Euromoney and its affiliates (including our employees, agents and contractors), or as otherwise set out in our Terms of Service. This may include exchanging information with other companies and organisations for the purposes of fraud protection.
Email Tracking
We may include small pixel tags (small image files) within the emails we send you in order to determine whether our emails are opened and/or whether the hyperlinks inside our emails are clicked through. We may also collect browser, location and the device used to engage with our email communications. This information allows us to better understand whether we are meeting our users needs and how we can improve our communications. No other information is collected. You can opt out of receiving our direct marketing emails either by following the instructions in each email, or by contacting us (see the Who We Are section of this Privacy Notice).
Some of the Euromoney group companies are based outside the European Economic Area (EEA). If you have consented to being contacted by our group companies, then the transfer of your personal data will be made according to the terms of an international data sharing agreement that contains obligations approved by European data protection regulators. Any of our group companies that receive your personal data will be co-controllers of that data, which means they may determine how they process your personal data although they may only use it for the purposes for which it was shared, unless you are informed of new or additional processing activities.
We may also transfer personal data to third party service providers as described in this Privacy Notice which are located outside the EEA. Where we conduct these transfers, we take all steps necessary to ensure that your data is treated securely and in accordance with applicable privacy legislation, either by only sending your personal data to jurisdictions that provide an adequate degree of legal protection for your data or by imposing approved contractual terms on these third parties.
We have a data retention policy that ensures we dont use or store your personal data for longer than necessary. We consider the following issues to determine retention periods:
- Guidance from the UK Information Commissioner or other regulatory agency, or industry best practice recommendations;
- The business rationale for collection and expiry of the purpose for which personal data was collected;
- Our ongoing ability to ensure the accuracy of the data;
- Legal and regulatory requirements.
We may occasionally need to keep personal data for either shorter or longer periods than specified in our retention policy. In such circumstances, application of the retention period to the data will be temporarily suspended. The suspension of an applicable retention period will be carried out in a manner that respects the rights and interests of all persons concerned.
You can use our Preference Centre to select the topics that are of interest to you so that we can send you publications and information about our products and services that are especially relevant to you. You can also choose the channels we use to contact you (email, phone, post, etc.) and can also opt-out of receiving marketing communications.
You have certain rights in relation to your personal data which include the following:
Access & Portability
You may request access to any personal data of yours for which Euromoney is responsible as controller. Unless there are legal or regulatory reasons for not doing so, we will confirm whether we process any of your personal data and if we do, we will provide you with the following information: the purposes of the processing, the categories of personal data, any recipients of your personal data, the applicable retention period and the data source. Copies of your personal data will be made available to you in a structured, machine-readable format.
You may also request that we transfer the personal data that you have submitted to us, to another controller, where it is technically feasible for us to do so.
If you have consented to our processing of your personal data, or if we are processing your personal data in order to fulfil our contractual obligations to you, then you can submit a request that we transfer your personal data to another data controller.
Rectification, Restriction, Objection
You have the right to request that Euromoney rectify any errors in the personal data that we process. In some circumstances, you may also be able to ask for the erasure of personal data, and/or request that the processing of your personal data be restricted. You may also object to the processing of your personal data for sales or marketing purposes.
How to Exercise Your Rights
To exercise any of these rights, please contact us by post or email at the following addresses:
Euromoney Institutional Investor PLC
8 Bouverie Street
London, EC4Y 8AX
United Kingdom
Email: firstname.lastname@example.com
Web form: Please click here
We may need to check your identity prior to processing a request.
Euromoney will do our best to respond to any questions and address any of your concerns. You are also able to register any complaints regarding the processing of your personal data directly with the UK Information Commissioner.
Euromoney is committed to keeping your personal data secure and we will take appropriate technical and organisational measures to protect your personal data from loss, unauthorised use, disclosure or destruction. Although we do our best to protect your personal data, we cannot guarantee that any transmission of data is without risk. We have therefore implemented information security policies and rules, staff training on information security, and technical measures to ensure the integrity of data that we have under our control.
All our employees, contractors and data processors (i.e. those third parties that process personal data on our behalf) are required to keep such data confidential and not to use it for any purpose other than the performance of services we have requested.
Our site may contain links to other websites including, for example, providers of payment processing services. Euromoney is not responsible for the privacy and data collection practices of third party sites and we therefore recommend that you review the privacy policies and terms of service of each site you visit.


text:
Oh, deary deary me... Verizon's tactics to combat the JesusPhone 3G now include briefing its employees about the iPhone's failings, so they can answer customer questions about why it doesn't carry the device. There are four big "myths" about the cellphone apparently, ranging from "twice as fast" to "iPhone data plan covers all data," there's even a dig about the lack of audible turn-by-turn GPS navigation. Hasn't Verizon worked out that that's just an app, and is a facility that may yet be added in the future?My fave "mythbusting" point has to be that the iPhone 3G "will be twice as fast only where AT&T has 3G coverage!" No shit... like, you can only run trains on train tracks? OK, so it's really a dig at AT&T's 3G coverage, but you get my point. This has apparently been distributed within Verizon, and though there's the possibility that it's not quite legit, it certainly seems the real deal to me. What do you think, chaps? [Thanks, Harris!]
We may earn a commission from links on this page.
Taylor Lorenz Talks "Extremely Online"