text: Dr. Oliver Williamson may not be a household name in IT outsourcing circles, but a consortium of academics is hoping to change that. Williamson, professor emeritus of business, economics and law at the University of California-Berkeley, won the Nobel Prize in Economics in 2009 for his examination of economic governance. Some outsourcing researchers say his lifelong study of transactional cost economics\u2014the practice of accounting for the total costs of a contract, both obvious and hidden\u2014contains valuable lessons for anyone engaging in outsourcing today.\nKate Vitasek, a faculty member in the University of Tennessee's Center for Executive Education and author of Vested Outsourcing: Five Rules That Will Transform Outsourcing, along with three other academics culled Williamson's work for lessons on improving performance, reducing costs and increasing satisfaction when outsourcing. (The full white paper is available for download. Registration is required.) Here are seven of their suggestions. 1. Build cooperation into the contract. In an article on transaction cost economics and outsourcing management, Williamson wrote that "efficiency gains from trade go back to when our ancestors traded nuts for berries on the edge of the forest, [in] which exchanges were both transparent and simple." \nModern outsourcing relationships, by contrast, are manifestly more complex. But Williamson maintains that additional gains can be realized if the outsourcing customer and supplier create processes to preserve cooperation throughout the life of the deal. For example, outsourcing partners should ask, "What's in it for we?" instead of "What's in it for me?" says Vitasek. "Don't just say 'win-win'. Contract for a 'win-win'." 2. Factor in hidden transaction costs. No outsourced project ever costs what it purports to in the contract. In fact, the dotted line and the bottom line can be pretty far apart. Figuring out what an outsourcing deal will actually cost in the long run is tricky, but crucial. \n"Every contract structure and relationship, especially in a vested, collaborative partnership, should account for risk, asset specificity, frequency and work to be done," Vitasek says, "or else it's not much of a contract." \nOne-sided contracts that push all the risk on either the service provider or the customer will cost more in the long run. 3. Use the contract as a framework, not a weapon. Outsourcing customers\u2014particularly those who've been burned before\u2014may be tempted to create an overly detailed contract to cover every possible contingency. That's a mistake, according to Vitasek's interpretation of Williamson, not to mention impossible. \n"It limits innovation and encourages finger-pointing when there is inevitable scope creep and changes," Vitasek says. "Instead of trying to guess about the future, it is better to indicate an outline of the work to be done and provide recourse for ultimate appeal. For work yet to be determined, focus on the process and tools to be used, not on the work to be done." 4. Make end-of-life arrangements early. Outsourcing partnerships can't last forever, so it's constructive to plan for the end early on. With "feasible foresight," Williamson wrote in the Journal of Supply Chain Management in April 2008, an outsourcing customer can mitigate the effects of a defection from its services provider. \n"It is important to recognize that business relationships may need to change due to changes in the market, and for this reason, contracts need a well thought out exit management plan," says Vitasek. "Practitioners should clearly identify the costs associated with terminating a contract [and] create safeguards in the contract that are fair and equitable in terms of keeping either party whole in the event that a contract needs to be terminated prematurely." 5. Create a shared vision statement. If you can identify strategic points of alignment with your outsourcer, you will minimize additional transaction costs over the life of an IT services deal. Vitasek advises creating a shared vision statement to guide the relationship. She also recommends developing pricing models that reward service providers for achieving joint goals. 6. Play nice (but not too nice). Sure, you can strong arm your supplier at the negotiating table\u2014or be strong-armed\u2014but either style of contracting will come back to bite you. Organizations that use what Williamson calls "one-sided muscular contracting" to gain advantage over an outsourcer will see only short-term gains, says Vitasek. \n"[They] will ultimately face higher market costs and transaction costs from switching or transitioning suppliers, or from suppliers being forced to use conventional negotiations to put in myopic and costly contractual provisions and behaviors that simply drive up hidden costs." Williamson also warned against "idealistic benign contracting," which assumes that most people will do what they say\u2014and some will do more\u2014most of the time. \nThe Nobel laureate recommends a middle ground of "credible contracting," which he describes as more "hardhearted wise" than its extreme alternatives. Credible contracting is "also flexible enough to acknowledge that complex contracts, by their very nature, are incomplete and thus require cooperative adaptation," Vitasek says. 7. Always leave money on the table.Most outsourcing customers and suppliers assume that leaving money on the table is, at best, wasteful, and at worst, foolish. Not so, says Williamson. Hard bargaining negotiations to get to the lowest possible price actually cost both the customer and the provider in the long run. "Successive ploys and counterploys of this kind could plainly jeopardize the joint gains from a simpler and more assuredly constructive contractual relationship," wrote Williamson. "Always leaving money on the table can thus be interpreted as a signal of constructive intent to work cooperatively," thereby mitigating "concerns over relentlessly calculative strategic behavior." \nOf course, he also notes the effectiveness of this tactic varies based on the level of trust among those involved.


text:
Pacifica Literary Review publishes poetry, fiction, and creative non three times a year. Based in Seattle, it invites writers from all backgrounds, races, orientations, and occupations to send work.
Literary Magazines
Find a home for your poems, stories, essays, and reviews by researching the publications vetted by our editorial staff and listed in the Literary Magazines database. Here you'll find editorial policies, submission guidelines, and contact information—everything you need to determine which publications match your vision for your writing and your writing life. Use the filters below to find magazines with reading periods that are open now or opening soon (within the next thirty days), accept unsolicited submissions, and match all of your criteria for the perfect publisher of your work.
Reading Period: Jan 1 to Dec 31Subgenres: Creative Nonfiction, Cross-genre, Fiction, Flash Fiction, Literary Fiction, Poetry
The pacificREVIEW is an annual review of prose, poetry, and artwork on a given theme, published in affiliation with San Diego State University Press. For 2023-24 our editor is the artist Helena Westra.Reading Period: Aug 1 to Jan 31
Comrades, sisters, brothers, and members of the human family, we have long joined the struggle to destroy the imperialist white supremacist capitalist heteropatriarchy. We resist sentimental urges of the national and canonical. We refuse joyless...Read moreReading Period: Jan 1 to Dec 31Subgenres: Cross-genre, Experimental, Feminist, Graphic/Illustrated, Historical, LGBTQ Voices, Political, Pop Culture, Translation
Painted Bride Quarterly's editorial staff is triangulated out of Philadelphia, NYC, and Abu Dhabi, with a community-based process for work. PBQ publishes poems, stories, & non-fiction that represent the individual, with a...Read moreReading Period: Jan 1 to Dec 31
Palette Poetry endeavors to uplift and engage both emerging and established poets in the literary community. The journal has no particular aesthetic vision but aims to create an empowering space for all voices, especially those that are...Read moreReading Period: Jan 1 to Dec 31Genre: Poetry
"I decided some years ago that I wanted to create a space for people taking on the struggle, a venue to give those writers and artists a truly fair shot at publication and the chance to be seen, read, and recognized—no connections, no...Read moreReading Period: Jan 1 to Dec 31
Pangyrus is a literary magazine that is dedicated to art, ideas, and making culture thrive. Its name is a portmanteau of pangea (the world continent) and gyrus (the folds on the cerebral cortex of the brain). Pangyrus...Read moreReading Period: Jul 15 to Oct 15, Jan 15 to Apr 15
Paper Brigade is the print literary journal of Jewish Book Council. Composed of articles, interviews, fiction, poetry, and artwork, it celebrates the breadth and diversity of today's Jewish books in the US and abroad. The journal seeks...Read moreReading Period: Dec 15 to Feb 15
Paper Dragon is the Drexel MFA literary magazine committed to publishing poetry, short stories, short screenplays, creative nonfiction, and artwork that resonates with contemporary readers. The editors are committed to showcasing...Read moreReading Period: Feb 1 to Apr 21
Papers Publishing believes in putting the writing first. A group of creatives jumpstarted Papers as a way for writers and readers alike to go back to where it all started—the page. Writers come from all backgrounds, and the editors are aiming to...Read moreReading Period: Jan 1 to Dec 31
Parhelion Literary Magazine welcomes submissions for fiction, nonfiction, poetry, and short plays. The editors are especially interested in strong and diverse voices, compelling stories, and innovative narrative techniques.Reading Period: Feb 1 to Apr 30, Jul 1 to Sep 30, Oct 1 to Dec 31Temporarily Closed to Submissions
The Paris-American's mission is to unite talented emerging poets and established poets on the same stage, while also serving as a weekly e-zine for new poetry.Reading Period: Jan 1 to Dec 31Genre: Poetry
Passager publishes two issues per year featuring poetry, fiction and memoir by writers over 50. Its mission is to bring attention to older writers with a publication that is beautifully designed and professionally edited. Annual poetry...Read moreReading Period: Jul 15 to Sep 15, Feb 15 to Apr 15
Passages North publishes diverse, literary fiction, poetry, nonfiction, short-shorts, and hybrid work by emerging as well as established writers. The journal is open to submissions of poetry, short-shorts, nonfiction, and hybrid work...Read moreReading Period: Sep 1 to Apr 15, Jan 1 to Feb 15Subgenres: BIPOC Voices, LGBTQ Voices, Short Fiction
Passionfruit is a quarterly online journal for work "that engages with love in the broadest possible sense: writing which seeks love out or runs screaming from it; which delights in, is bored of, resents, yearns for, abhors, or denies...Read moreReading Period: Jul 1 to Mar 31
The Paterson Literary Review (PLR), edited by Maria Mazziotti Gillan since 1979, is huge in every sense of the word. It is a Journal of poets and fiction writers both famous and new. Brimming with energy and vitality, PLR publishes real...Read moreReading Period: Jun 1 to Sep 30
Pattern Recognition publishes well-written short fiction, non-fiction, poetry and comics. Experimentation is always welcome.Reading Period: Jan 1 to Dec 31Subgenres: Experimental, Flash Fiction, Graphic/Illustrated, Literary Fiction, Pop Culture
This is a journal committed to diverse voices, an accessible journal, a journal for everyone. We're interested in the work you're producing--not where you've been published before. Our passion lies in giving readers a place to find exciting new...Read moreReading Period: Jan 1 to Dec 31
Founded in 1951, The Penn Review is the oldest continuously published and premier literary magazine at the University of Pennsylvania. Devoted to the literary and visual arts, The Penn Review publishes original poetry, fiction,...Read moreReading Period: Feb 10 to Mar 31, Sep 15 to Nov 5
Pennsylvania Literary Journal (ISSN#: 2151-3066) is a printed and digital journal that publishes scholarly essays on a range of different topics, periods, genres and fields, as well as book-reviews, short fiction stories, interviews,...Read moreReading Period: Jan 1 to Dec 31
Pensive publishes work that deepens the inward life; expresses a range of religious/spiritual/humanist experiences and perspectives; envisions a more just, peaceful, and sustainable world; advances dialogue across difference; and...Read moreReading Period: Feb 1 to May 15
Peregrine has provided a forum for national and international writers since 1983 and is committed to finding exceptional work by established as well as emerging writers.Reading Period: Jan 1 to Feb 28Subgenres: Literary Fiction
Permafrost, the farthest north literary journal for writing and the arts, publishes original work in all genres, including fiction, poetry, creative nonfiction, and hybrid. We publish two issues annually, one print and one online. Our journal...Read moreReading Period: Aug 15 to May 15Temporarily Closed to Submissions
Persimmon Tree, a quarterly magazine of the arts, brings the creativity and talent of women over sixty to a wide audience of readers of all ages. The magazine seeks work that reveals rich experiences and a variety of perspectives. Each...Read moreReading Period: Jan 1 to Dec 31
The Petigru Review (TPR) is named after James Petigru, an atypical South Carolinian who publicly opposed secession in 1860 and fought for the rights of Black people.Reading Period: May 1 to Aug 15Subgenres: Cross-genre, Fiction, Flash Fiction, Literary Fiction, Micro-poetry, Narrative Nonfiction, Nonfiction, Poetry, Prose Poetry

subset: commoncrawl


text:
Prime Minister Justin Trudeau delivered a campaign-style speech focused on his Liberal government's successes over the last four years as he delivered his Canada Day remarks on Parliament Hill on the country's 152nd birthday.
Speaking to a jovial crowd clad in red and white gathered under a hot sun, Trudeau reminded the assembled masses about last year, when he skipped the festivities in the nation's capital and instead visited communities impacted by steel and aluminum tariffs that had been imposed as part of a trade dispute with the United States.
In those communities, Trudeau said he saw people helping and supporting one another — a key Canadian quality to celebrate, he said.
But he also dropped a not-so-subtle reminder of how his government was able to renegotiate a new free trade agreement with the United States and Mexico, and eventually got the U.S. tariffs lifted.
"We put up a united front, we leaned on each other, we had each other's backs and we didn't get pushed around," Trudeau said.
He also highlighted some rosy numbers sure to be regularly touted in the upcoming election campaign: the number of jobs created since his Liberals took office in 2015 — one million; the number of long-term boil-water advisories lifted since 2015 — 85; and the number of kids who have been lifted out of poverty — nearly 300,000.
His support for diversity was also a focal point of his remarks, saying he is proud to be part of a country that values multiculturalism while also looking to the future to meet what he called "the great challenges of our times" — climate change, reconciliation and gender equality.
"As a country, it's important that we celebrate our accomplishments, that we take pride in how far we've come. But we can't forget that Canada did not happen by accident and won't continue without effort and hard work. We can and we must continue to make our country even better," he said.
"I have no doubt that together, we can continue to build a country we can all be proud to call home."
Trudeau wasn't the only high-profile Canadian at Ottawa's celebration, which Ottawa police said swelled to approximately 16,000. In addition to Governor General Julie Payette and a smattering of cabinet ministers, actor Ryan Reynolds watched the festivities from the VIP section on Parliament Hill.
And astronaut David Saint-Jacques, freshly back from a stint in space, made a surprise video appearance from a hospital in Houston, TX., where he's recovering from his trip back to earth.
In rainy Halifax, meanwhile, the occasion was marked with a 21-gun salute on Citadel Hill, sending the sound of cannon blasts echoing through the sky like thunder.
Jihan Estrella was happy to be in Halifax for the holiday after immigrating to Canada from the Philippines just a month ago.
"Even if we don't know anybody, we talk to people at church and they help us with what we need. I think that's something Canada has that we're very fortunate to have experienced," she said.
Torontonians had their pick of celebrations like the annual Yonge-Dundas Multiculturalism party, which celebrated the country's diversity with jazz bands, a "Parade of Nations" and live performances from multicultural groups.
Terence Hampton Junior, 21, was visiting Toronto for the first time on a family vacation from Memphis, TN, when he found the Yonge-Dundas celebration. The differences between Toronto and his hometown, he said, are palpable.
"Going around in different places and just seeing all of these people of different colours and different races and backgrounds together and just enjoying each other's presence, that's something that's really important I think that Canada symbolizes well," said Hampton Junior.
Though the celebrations were little less grand than they were two years ago for the country's sesquicentennial birthday, 2019 is an anniversary year of sorts: the 140th official holiday celebrating Confederation.
The Canadian Press


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text:
Seven leading video games publishers have already signed up for MCM Expo.
Firms that will be exhibiting at the October show include Nintendo, EA, Ubisoft, Capcom, Namco Bandai, Tecmo Koei and Rising Star.
MCM Expo's organisers are also hoping to sign up new publishers that have not attended before.
We are delighted to see so many publishers returning to our October event," MCM Expo's marketing director Bryan Cooney told MCV. The industry is seeing the value in reaching our consumers.
We give publishers a chance to reach out to a wide but very interested audience. 93 per cent of our consumers are below the age of 30, owning multiple platforms and spending over 100 a year on games.
Given these facts, it's easy to see why we are valued as a springboard for new technology and titles especially for the busy Q4 period."
These publishers will be exhibiting some of the biggest titles due out this Christmas, including Assassin's Creed: Brotherhood, Medal of Honor, Marvel Vs Capcom 3, Dead Space 2, and Enslaved.
Some titles will even be playable well ahead of their release, such as Dead Space 2 and Marvel Vs Capcom 3. Some companies will use the expo to maintain hype generated by international trade shows.
Tecmo Koei's VP of sales and marketing Will Curley said: London's MCM Expo is a key date for Tecmo Koei fans.
The October Expo is always well placed for us as it's just after Tokyo Game Show. We will bring a little of the Tokyo spirit to London, with game demos straight from the TGS show floor."
MCM Expo takes place at London's ExCeL from Friday, October 29th to Sunday, October 31st.


text:
Originally Posted by Indy
A pair of B-1 bombers buzzed my house yesterday afternoon, flying over probably at about a thousand feet directly overhead. It was immensely cool. Of course, I had camera in hand and was snapping shots as they flew over
It's too bad they weren't flying in formation when they flew over...that would have made for some cool shots They were situated about two minutes apart.
What was really cool is that we live about 15 miles from the airport as the crow flies. I could watch the jets fly all the way in, and hear the engines kick in when they took off after landing.


text:
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text:
As Apple plots India push, Samsung stakes turf with revamped phones
Samsung Electronics is regaining smartphone share in India with a revamped line-up packed with special features including a safety mode for motorcyclists, as rival Apple readies a renewed push into the world's fastest-growing market
Samsung Electronics is regaining smartphone share in India with a revamped line-up packed with special features including a safety mode for motorcyclists, as rival Apple readies a renewed push into the world's fastest-growing market.
Long the leader in price-conscious India, the South Korean giant had been losing ground to local rivals such as Micromax and Lava, as well as Chinese brands. But Samsung's Indian market share rose to 30 percent as of February this year, from 28.6 percent in the fourth quarter of 2015 and 27.4 percent in the final quarter of 2014, research firm Counterpoint says.
The company credits strong sales for its mid-tier products, particularly its new Galaxy J series phones.
"Differentiated offerings are driving the trend in the mid-to-low-end segment," said Manu Sharma, vice president of product marketing for Samsung India Electronics.
For example, Samsung recently introduced its "S bike" mode, a feature targeted at India's legions of motorbike riders that, when activated, notifies callers that the phone's owner is riding and cannot answer.
Other draws for Indian buyers include models with features for using less data or keeping the phone alive for longer when charging is not possible.
Researcher GfK says the J2, J5 and J7 account for nearly 20 percent of the Indian mobile market by value. Production cost savings are also enabling Samsung to sell higher-quality phones for less, analysts said.
Samsung's surge in the No. 2 smartphone market behind China comes as arch-rival Apple struggles to gain a footing with its expensive phones, holding market share of just 2 percent in the fourth quarter of 2015. The US firm's renewed efforts to import and sell used iPhones, meanwhile, are facing opposition from local vendors.
Samsung's gains also underscore how the world's No. 1 smartphone maker, with just under a fifth of the global market as of the end of 2015, is finding its footing after a long slide.
Though still squeezed by Apple in the premium segment and by Chinese rivals such as Huawei Technologies at the lower end, analysts say Samsung is righting itself by launching more attractive products and shaving production costs to compete better on price.
"Samsung mid-level smartphones, especially the J series, have been doing quite well in emerging countries, especially in India," said Tarun Pathak, an analyst for Counterpoint Technology, noting that budget-tier products have driven volumes for the South Korean firm in recent quarters.
Such efforts, and better-than-anticipated sales for its flagship Galaxy S7 devices, are expected to lift Samsung's earnings. Some analysts now expect Samsung's January-March profit to top 6 trillion won ($5.2 billion), compared with the Thomson Reuters StarMine SmartEstimate of 5.6 trillion won derived from a survey of 22 analysts.
Though Samsung will offer no details beyond estimated January-March revenue and operating profit when it gives guidance on Thursday, analysts expect its mobile division to have been its top earner for the first time in seven quarters.
Since mid-2014, Samsung has been overhauling its product design, particularly in the mid-to-low tier segments, phasing out old and unpopular models and launching new devices including the A, E and J series.
The newer devices incorporate parts and features traditionally found only in high-end phones, such as metal frames and organic light-emitting diode (OLED) screens.
As well as giving the phones a premium feel, that also enables Samsung to increase the number components common across its products, cutting costs and enabling more aggressive pricing, analysts said.
Dongbu Securities analyst Yoo Eui-hyung said such efforts could boost mobile division margins by 1 or 2 percentage points, although savings were likely to be offset by price cuts.
"Samsung is trying to hold its ground," he said.
Still, Samsung is expected to remain under pressure from Chinese competitors growing more aggressive overseas as growth at home slows.
"Samsung has regrouped itself but will have to be constantly on its toes," IDC analyst Kiranjeet Kaur said.
In addition to trying to secure permission to sell used, or refurbished, phones in India, Apple is betting its new 4-inch iPhone SE can help it gain new customers in the country.
The cheapest iPhone SE will sell at 39,000 Indian rupees ($587), before discounts or promotions, compared with 8,350 rupees for the Galaxy J2 or 14,249 rupees ($215) for the J7, according to the companies' Indian online stores.
Despite the price gap, Apple's emerging market-focused phone could pose a threat to Samsung, some analysts say, particularly if it wins approval to import refurbished iPhones.
"Apple's portfolio strategy with the iPhone SE launch is particularly designed to make room for refurb devices for sub-$300 price-points," said Neil Shah, another Counterpoint analyst. "So Samsung and others who are playing in the $200-$400 segment should be worried."
Follow HT Tech for the latest tech news and reviews , also keep up with us on Whatsapp channel,Twitter, Facebook, Google News, and Instagram. For our latest videos, subscribe to our YouTube channel.


text:
How many Datsun 620 pickups (1972-1979) are still earning their keep hauling heavy loads? This Li'l Hustler still knows how to live up to its name. But then they were built to last.
So says the ad. And it was mostly true, as long as it stayed away from salt. Datsun made its success in the US with little pickups, and by the mid-seventies, had been at it for over a decade.
So let's check pout the business end. Yes, there's definitely a bit of a load in there; an automotive one at that.
Scrap clutches, discs, springs and exhausts, mostly. Heading for the scrap yard? Or?
Gonna' have to row those gears a bit to keep up with traffic. In their day, these were pretty spritely little trucks, with their OHC 1800 or 2000 cc fours and slick-shifting transmissions. And it'll still get the job done today.


text:
Hacking-happy users of iPhone 3G and 3GS models can now unlock their phones to work with other carriers, thanks to a new hack. The iPhone Dev Team released this weekend a new carrier unlock for the older iPhone models, which allows you to use any SIM card with the latest software update from Apple, iOS 4.2.1.
Jailbreaking or hacking your iPhone was deemed legal by the U.S. Copyright Office this summer, so this method is not likely to land you in any legal trouble. Apple however is snubbing the practice, and besides making hacking more difficult, it won't repair your phone for free even it's under warranty.
With disclaimers out of the way, this new iOS 4.2.1 redsn0w hack works with 3G and 3GS iPhone models (so far), allowing you to use, say, a T-Mobile SIM with your phone, instead of AT&T. This is be handy if you travel abroad and wish to avoid high roaming charges by using a local prepaid SIM instead.
The hackers managed to come up with this workaround by borrowing the baseband 3G chip firmware from the iPad (which comes without a carrier lock), and integrating it with iOS 4.2.1 for iPhone 3G and 3GS. Unlocking tools are available for both Windows and Mac OSX users, and your iPhone 3GS or iPhone 3G must already be jailbroken.
The downside of this hack is that if you unlock your iPhone this way, there is no way to restore your iPhone to its original state. This means that if something goes wrong with it, and you take it to Apple for repairs, they will be able to tell that you have been tinkering with your phone. You warranty, of course, will be void, and repairs can be costly.
An unlock hack for iPhone 4 users with iOS 4.2.1 is expected sometime later this year. A jailbreak for iOS 4.2.1 has already been released.
Follow Daniel Ionescu and Today@PCWorld on Twitter


text:
Quick Background
Instigated by Will Thalheimer, a regular American citizen, because of his belief that America's political dialogue is dangerously dysfunctional, especially in being intentionally manipulated with misinformation to prompt voters to misinterpret the factors utilized in their own decision-making.
Future Headquarters
If our inaugural campaign is successful, and we raise enough money to fund a nonprofit, our future headquarters will be located somewhere near Boston.
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Instigator's Information
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Twitter: @WillWorkLearn
LinkedIn: Will Thalheimer
Blog: WillAtWorkLearning.com
Website: Work-Learning.com
Book: SmileSheets.com


text: Russian security vendor Kaspersky Lab has released new versions of its security software for mobile devices to cover Android and the BlackBerry OS.The Android and BlackBerry versions released at Mobile World Congress on Tuesday have fewer features than the existing versions for Symbian and Windows Mobile, according to the technical data.The Android and BlackBerry versions can both remotely disable a lost or stolen device and delete its data upon receipt of an SMS (Short Message Service) code. The two versions also a have call and SMS filters, which allow users to screen which calls or messages they want to receive or set up a whitelist that defines which communication will be accepted from specific contacts.Those are the only two features of Mobile Security 9 for the BlackBerry. Those devices already have good encryption, so Kaspersky decided to only add features it felt the platform needed, said Victor Dronov , senior product manager for mobile solutions. The BlackBerry version also lacks Kaspersky's antivirus since there is very little malware that has targeted the platform, Dronov said.Microsoft's latest Windows Phone 7 is not covered by Mobile Security 9 since Dronov said that access to many of the low-level operating system functions are already blocked. However, Kaspersky will continue to look at the platform.Apple's iOS 4 operating system for the iPhone is still off limits due to restrictions by the company. "When Steve Jobs wants you to have high-end security on the iPhone, we will do that," said Eugene Kaspersky, the company's founder.Android has a few more features than are also available on the Windows and Symbian versions in Mobile Security 9. It has Kaspersky's "privacy protection" feature, which allows phonebook entries, SMSes and call logs to be hidden on the phone. Android also support Kaspersky's antivirus functions.The Windows and Symbian versions also support encryption and parental control features. Kaspersky's software covers Symbian^3 or Series 60 devices running Symbian 9.1 through 9.4. Windows Mobile devices covered are version 5.0 through 6.5. Kaspersky's Mobile Security 9 covers Android versions 1.6 through 2.2, and BlackBerry 4.5 through 6.0. According to Kaspersky's Web site, Mobile Security 9 sells for US$29.95 on its Web site.Send news tips and comments to email@example.com


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Friday, June 15, 2012
Summer Fun: Homemade Puffy Paint Microwaved Art
18 comments:
Wow I LOVE this!!!!!ReplyDelete
Love! Trying for sure!ReplyDelete
This looks really cute... a little too much for my 2 year old but a good art project for students.ReplyDelete
I am following you from the Hop and hope you can follow back.
Jillian, You can do this and put the paint in cups - totally doable for a 2yr old. The more paint the better - it puffs up great when it's glopped on. Try it and see. I think it's great for that age I handled the microwaving anyway even with my girls. The picture doesn't have to have an outcome - just enjoy doing it and once they see it puff up, they definitely will want to keep working with it. :)Delete
So cool! My 2-year old would love this!ReplyDeleteReplies
Yes and the ingredients are natural (except the food coloring) so that's a plus for little ones!Delete
I'm bookmarking this one for a rainy day! Thanks for sharing.ReplyDeleteReplies
Enjoy it, it was a blast - rainy day or not! :)Delete
Great rainy day activity! I love that you only need simple ingredients from the kitchen to make this stuff. Very cool. :)ReplyDeleteReplies
stuff you can make from ingredients you already have is always a plus for me too! Easy, no fuss is perfect and this is very easy to do and lots of fun to play with. Enjoy!Delete
can you store it in those bottles as well or do they get yucky?ReplyDeleteReplies
It is like saving pancake batter so it gets yucky. I would make what you intend to use and let the kids go wild using it. The more you use, the puffier it is so it's awesome!Delete
Made this a few days after our Eric Carle art. We love your blog! I linked the post back to this page. Here's my post to share:ReplyDelete
Thanks so much for sharing, we had a great time doodling and the smell was just divine as we baked it!
thanks fo sharing this on Hey Mom, Look What I Did at Adventures In Mommy Land!!!ReplyDelete
This looks awesome! Thank you for sharing on High paw linky!ReplyDelete
- AnonymousApril 26, 2013 at 4:43 PM
Thank you!!!! I did this with my 4 and 2 year old they LOVED it!ReplyDelete
- AnonymousMay 2, 2013 at 7:47 PM
Does it have to be wet when you put it in the microwave?ReplyDelete
Thanks for your marvelous posting! I quite enjoyed reading it, you will be a great author. I will make sure to bookmark your blog and will eventually come back later in life. I want to encourage you continue your great writing, have a nice day! And also with our web site, Add Hunters you're going to benefit from our international usages!Items listed on Add Hunters include electronics, pets, cars and, vehicles and other categories including land and property. Feel free to visit our web site http://www.addhunters.com alfa romeo qatarReplyDelete
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Spinning in a high cadence helps you climb longer and faster
Scaling mountains on your bike takes more than brute force, according to Spanish researchers. By using a higher cadence, you can last longer and increase your average speed.
In a study conducted during last year's Vuelta an Espana, scientists from the University of Leon monitored eleven riders during two of the high mountain stages. Tracking their cadence, heart rate, speed, and power over the two days, the researchers found a direct correlation to spinning a lower gear at an increased pedal rate to better overall performance.
Though many cyclists feel more comfortable churning out big and slow gears, pros have taken notice of high-cadence climbing since Lance Armstrong took the Tour de France by storm. While the likes of perennial runner-up Jan Ullrich spun around 60 rpm's, Armstrong kept it quick at more than 100 rpm. What happens when you increase your cadence like this? Study author Jose Rodriguez-Marroyo says that you decrease muscle tension. Thereby you reduce the overall fatigue from climbing. In essence, you can go faster for longer.
The average cyclist can apply the same strategy to their climbing, but it will take training, adds Rodriguez-Arroyo. "The combination of a higher gear with higher pedaling rate will improve your climbing. However, you need a training program to adapt to."
To boost your cadence and ride more like Lance, you need to start with an efficient pedal stroke and then begin to focus on boosting pedal speed. So begin by smoothing things out with our pedal efficiency training feature. Then try Chris Carmichael's workout for training your legs to spin faster.


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Long product name IBM Netfinity server :
FAStT600 IT Cord, EN Pubs
The short editorial description of IBM Netfinity server
FAStT600 IT Cord, EN Pubs
Short summary description IBM Netfinity server:
This short summary of the IBM Netfinity server data-sheet is auto-generated and uses the product title and the first six key specs.
IBM Netfinity, 481.8 mm, 597.4 mm, 132.3 mm, 30.1 kg
Long summary description IBM Netfinity server:
This is an auto-generated long summary of IBM Netfinity server based on the first three specs of the first five spec groups.
IBM Netfinity. Width: 481.8 mm, Depth: 597.4 mm, Height: 132.3 mm


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2001 Dodge Dakota
Low: Gabe Sandoval's 2001 Dodge Dakota Quad Cab
Related Video
Like most of us, Gabe Sandoval grew up surrounded by tools and grease. While the other kids were out riding their bikes, he was in the garage pulling the stickers off and painting his. Riding the bike was fun, but riding a bitchin' custom was better. When he got some years under his belt he moved up to trucks. After tweaking an Explorer and a Ranger, he decided to move from the big Blue Oval to the Ram's horns. "I wanted a little truck with a big motor that was low to the core", Gabe said with a smile. Straight to the nearest Dodge dealer he went, and after the typical haggling, Gabe took home this '01 Dodge Dakota Quad Cab with a 4.7L V-8. So what did it take to get in the pages of Sport Truck? Time, talent, and, of course, cash.
The suspension in Low Core is a full airbag set up installed by Ekstensive Metal Works in Houston. The front gets the lows from Firestone 'bags and KYB shocks to allow the wheelwells to meet the 19-inch Colorado Customs Rush wheels skinned in Nitto 35-series rubber. The rear is a little more in depth; the springs were ditched and replaced with a two-link setup supported by another set of Firestone 'bags. To accommodate the new travel, it also step-notched the frame, fabricated new wheeltubs, and built a custom cover for the bed floor. After all cutting was complete, Tuff Liner sprayed in some protection. Extensive plumbed the system with 3/8-inch line into its high-flow valves.
But that's not the end of the modifications out back. You see, Gabe wanted the off set on the 20-inch Colorado's he was going to run on the rear to match the front, so he lopped 4 inches out of the axle tubes to allow the centers to push in to the bands. How's that for detail? The inside of Low Core is in some respects still stock. Gabe liked the dark-gray coverings but knew it had to be spruced up. To kill two birds with one stone, Gabe and his friend John Burgess got to work designing an audio system that would put out some serious thump and add that custom look he needed. The handmade console that stretches from the dash all the way to the rear seat houses the Audiobahn 10-inch subs and amps. All the other speakers were also replaced with Audiobahn drivers; an Alpine head unit provides the input. The last noticeable tweaking to the cabin is the addition of the exterior's red paint to the dash console and doo panels.
Outside, the body mods were kept to a minimum; the only thing that needed to be mudded and blocked was the Sir Michaels roll pan where the tailgate handle used to be. Gabe wanted his paint scheme, not his bodywork, to draw people in, so he hooked up with Pat Maxwell of Maxwell Designs to apply the licks. Pat carefully laid out the flames with such care to prevent random tips going across the door handles or running into each other. Once taped, the white, yellow, and orange hues were faded together and finished off with a lime-green pinstripe. The finishing touches to Low Cores exterior are the speed grill, APC clear corners, and street scene mirrors.
Under the hood, Gabe installed an AIRAID intake and a ton of elbow grease. One can see this is his daily driver, and as we all know, if you drive it, it gets dirty. "Until I can get myself a beater to commute in, the engine compartment will stay stock". Gabe has built himself a cruiser that is low to the core and will turn heads -- not bad for a guy whose humble beginnings started in the garage with a bike.
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Mrs Thuji General Shop
This general shop is located in the middle of nowhere. However, it is a popular place, as it is also a bus stop. Right from the onset, I marveled at the setting. I felt like I was watching an opera. The villagers were the audience seated in their luxury boxes, the performing actors the two goats. The play could have been called "The Advent Calendar."
God's Rays
In Myanmar, parents want to give a good life and good education to their children. As life is truly harsh, they give their children up for adoption to monasteries, where they become monks. Their life then becomes dedicated to Buddhism with daily prayers, food gathering, and focus on respecting others. As an outsider, I felt that their life is like a Swiss clock, regulated, with a heart beat that never stops and never surprises. The murals were critically damaged during the 2016 earthquake. The Temple has been closed since.
Miao Ethnic Minority Festival Costumes
Miao festival clothes are appealing not only because of their unique styles and craftsmanship, but also because they reveal the rich Miao culture and its long history. Making a set of traditional Miao clothes can take a Miao woman 1-2 years. Without written script, Miao people have used their costumes to record their history. Different patterns and designs on the clothes retain rich meaning and refer to legendary stories about such things as their origins, wars, and religious beliefs.
Praying Monk
According to legend, when the lamas assembled in about 1549 to select a site for a monastery, a big white bird rose suddenly in the air and settled on a spur of a hill. This was interpreted as an important omen, and the hill was chosen as the site for a monastery and for Jakar Dzong, which roughly translates as "castle of the white bird."
School children
Gross National Happiness can't be taught; it just exists as the core value of the people. These young girls were thrilled to display their joy of being. The scene became even more meaningful as I was witnessing the interaction between them. The older girls acted as pillars to the younger girls, not just physically by also spiritually.
Agriculture is the main industry in Myanmar, accounting for 60 percent of the GDP and employing some 65 percent of the labor force. Myanmar was once Asia's largest exporter of rice but lost its position to India and now is ranked at #10. Myanmar's agriculture has suffered from decades of neglect and lack of new techniques. They are still trying to implement techniques like GMO [Genetically Modified Organisms] without much success as farmers operate with traditional equipment in a labor-intensive setting.
Candle-lit Monk
Candlelight is an important element of rituals in all cultures and festivals around the world. In every culture light triumphs over darkness, and inspires miracles and hope. Candle lighting is a time of healing, reflection, contemplation, and meditation. The shrine next to the monastery contains hundreds of Buddha statues in red robes placed in niches along the walls of the corridors. Lighted with numerous candles, the shrine offers a holy atmosphere for the meditation activity of the monks.
Roadside Workers
They work six days per week; many of them are immigrants from India. The Bhutanese government hires them because they are dedicated to building the best roads. They live in mobile shacks, made of tin, with few to zero amenities. Families growing up on the side of the road are proud and grateful they have food. Their bonds are unbreakable.
Traditional Roof
Despite China's economic boom over the past decade, rural life has changed little in remote villages, except for the weather. In coastal China, stronger and unpredictable winds are damaging dwellings. Villagers are loading their roofs with rocks, held with cement. Even though the pitch of the roof is an optical illusion, their worries are real, and they feel almost helpless in the wake of this climate change.
Karmathaksun Dechencholing Private Monastery
I am the only Westerner who has had the honor to sleep inside this private monastery. It was fate. On my return flight from a previous trip, I sat next to a known Buddhist painter, Mr. Nima Dorji, who had been commissioned to paint this monastery with his dad. To my delight, he offered to become my guide on subsequent trips. It not only gave me special access to the place, but also the opportunity to witness how Nima paints personal and spiritual stories.
Morning Ritual
Rain or shine, the monks gather on the main square to start the day with meditation. The combination of the celestial sky, the light in the monastery, and the dedication of the monks was mesmerizing. The silence was powerful. Monks of the Buddhist religion practice meditation for enlightenment through inner awareness and experience, with the hope of helping others and understanding the "true nature of our lives."
School Kitchen
Food is basic: rice, spicy peppers, beans. But the kitchen staff take their role very seriously to feed hundreds of students every day. Kitchen tools are almost nonexistent. Cooking is done on open fire; large pots are carried by hand to the dining area. After the meal, students are responsible for cleaning their plates. To the delight of the students, the same tasks are repeated daily, no rain check.
Monks Reading Books
In 2016 Myanmar was hit by a magnitude 6.9 earthquake. Many temples were severely damaged, revoking access for monks to their daily prayers. This Pagoda, the home of the Shinbintharlyaung Reclining Buddha, was eventually restored. New rules were implemented with limited schedules for visitation, restricted access, and no use of candle light in order to preserve the remaining inscriptions on the walls.
Farmers with Water Buffalo
Agriculture is a vital industry in China, employing over 300 million farmers.
The government prides itself in providing food, shelter, and a good life to all its citizens. However, the reality is grim, as the younger generation would rather work in a factory then tend the land. Nevertheless, the elders work to keep the traditions alive.
Mother and Daughter
Until very recently, Merak, a village in Eastern Bhutan, was accessible only by foot. Villagers were totally self-sufficient and on rare occasions made the one-day walk to the nearest market. Construction of a private road has made their life easier and brought teachers to the village. Merak Villagers are easily recognizable as they wear unique cloth and hats, all handmade from material of the region. There is no crime, kids are safe. This is life at its purest.
Yeewong Dorji Selden at the School Kitchen - Preschooler
Yeewong Dorji Selden is the daughter of the school superintendent. She is one of 15 preschoolers in the town. Even at her young age, 5 years old, she has already learned the etiquette of cleaning her dishes after lunch. Such a simple task made for a magical moment, when combined with the elements of water, light, harmony, abundance, and happiness.
Chinese Chess Players and Hairdresser
This was a typical day: Older people went to the fields to tend to the crops, younger people headed off to the city to work, and children went to school. The old men gathered in the center of the village for endless retellings of fighting the Japanese and to watch or play games of Chinese chess. Nothing felt out of place.
Aum Tshering
Textile experts widely acknowledge Bhutanese weaving to be among the most sophisticated and time-consuming in the world. Over half of Bhutan's population is involved in weaving. Bhutanese women continue to pass down weaving techniques through oral tradition. However, the art is still at risk of disappearing in the shadow of urbanization and importation of cheaper commodities. In Bhutan, weaving is not merely a skill, it is a ritual of love that comes from the heart.
Mother and Daughter Harvesting Buckwheat
Harvesting paddy is not just about cutting ripened stalks and shaking off the grain. Besides the long hours of back - breaking manual work in the sun there is a particular tradition, built through the ages on myth and belief, to reap what is sown. Buckwheat crops, once the staple food was replaced by the cultivation of potatoes, which brought more profit. Today, the trend is reversing, as buckwheat is gaining popularity due to its medicinal value.
Tenzin Dorji - Rinchen Khando
When I first saw these two teenagers, I was captured by their look, their confidence. While Tenzin is not in school and Rinchen is in primary school, they are still friends. They were quiet and unassuming. I followed them around and the path they took revealed much about who they were, their living condition, and the lack of family support. Even on the happiest place on earth, alcoholism is an issue that can't be taken lightly.
Prayers at Mongar Boarding School
Boarding school provides opportunities for girls in remote villages to be educated.
Without these schools, they would have an arduous trek to school, through jungle, mud, rain, and darkness six days a week, leaving very little time and energy for homework. They would also be subject to household chores at home. They were intrigued by my presence, but it didn't deter them from their daily routine.
Young Nun at the Peace and Compassion Nunnery
In this deeply religious country, people give up their bus seats to monks, bow to them on the streets, and give them daily alms. Nuns, however, live in the shadow of the monks. The society has wrongly presumed that nuns do not deserve the same respect and support as monks just because they are women. In fact, both monks and nuns live strictly in accordance with the instructions of Lord Buddha and deserve an equal amount of respect.
Images and text ©2002-2023 Oliver Klink, all rights reserved.


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By Bob Allen
The Florida Baptist Convention plans to appeal a jury's decision to award $12.5 million in damages in a lawsuit claiming Baptist officials didn't check far enough into the background of a church planter convicted in 2007 of sexually abusing a 13-year-old boy.
A Lake County, Fla., jury agreed unanimously Jan. 18 to grant what is described as one of the largest monetary awards in Florida to a 21-year-old man who was victimized as a child by Douglas Myers, a convicted serial child molester, currently in prison in Maryland after serving a seven-year prison term in Florida.
The judgment, reported by the Orlando Sentinel, followed a six-day trial over the matter of damages. Another jury in May 2012 found the Florida Baptist Convention liable for running criminal, credit and background checks but neglecting to check references before helping Myers plant two now-defunct churches with training, financial aid and what the lawsuit termed implied endorsement by reporting news of his endeavor in the Baptist state newspaper.
At the time a lawyer representing Florida Baptists challenged the ruling, saying it was inconsistent for the jury to agree with the convention's main argument that Myers was not an employee of the state affiliate of the Southern Baptist Convention and yet still hold convention officials accountable for actions of someone they did not hire or supervise, but an appeal could not be filed until after the penalty phase.
Gary Yeldell, the convention's attorney of record, said in a statement Jan. 21 that the state convention does not usually comment on pending litigation, but "the recent verdict from the trial in Lake County is not yet final, nor will the matter be concluded once the trial verdict becomes final."
"The convention remains confident that the appellate court will overturn the jury's verdict," Yeldell said. "This confidence is based, in large part, on the jury's express finding that Myers was an independent pastor who was not hired, employed or supervised by the convention."
Myers founded Harbor Baptist Fellowship in Eustis, Fla., in 2002 and Triangle Community Church in 2005. Both are now disbanded. He was arrested in February 2006 on felony charges of molesting the boy repeatedly over a six-month period ending in 2005.
Myers had no criminal record at the time, but after his arrest members of his former churches said he was accused of improprieties with children while he was pastor at churches in Maryland and Alabama before moving to Florida.
Charles Canida, a former deacon at Concord Baptist Church in Russellville, Ala., told media in 2007 he was almost immediately suspicious of "Pastor Doug," as he insisted on being called, when he arrived at the church five or six years earlier.
Myers surrounded himself with preteen boys, and after an un-chaperoned swimming trip, one of the boys reported that Myers made it a rule for them to go skinny dipping. When Canida tried to raise his concerns with other deacons, he said, it wound up splitting the church.
Canida said the pastor who followed Myers at Bayside Baptist Church in Chesapeake Beach, Md., told him Myers left amid issues with three teenage boys. If the search committee at the church in Alabama had done its job and contacted people at the Maryland church, he said, they would have recommended against calling him as pastor.
Worried that Myers, whose parents live in north Alabama, might try to return to the area one day, Canida said he asked his pastor to alert directors of missions in his association and two neighboring counties about his suspicions.
Canida said he also contacted the local district attorney's office, but he was told there was nothing they could do without evidence, and the best thing the church could do was to run him out of town.
The mother of the Florida victim identified only by the initial "J" filed a lawsuit in 2007 claiming that officials of the Florida Baptist Convention and Lake County Baptist Association, which gave Myers office space, should have known he was unfit for ministry before recruiting him to establish new Southern Baptist churches in Florida.
As a church planter, the lawsuit said, Myers acted as an "agent" of the convention, receiving organizational support including health insurance, retirement services and support through the state convention's Cooperative Program budget.
The state convention further supported Myers' efforts through training and resource material and signaled approval of a mission church started with Myers as pastor by reporting it in the Florida Baptist Witness.
Attorneys for the Florida Baptist Convention argued during the 2012 trial that the state convention's role in church planting is advisory in nature, and the hiring and supervision of ministers is done by the local church. Lawyers for the other side said while Baptist churches may be independently run, it wasn't a local church committee that brought Myers to town.
Myers initially faced three felony charges and up to 45 years in prison, but in January 2007 he pleaded guilty to one charge of lewd or lascivious molestation of a victim 12-15 years old by an offender 18 or older in exchange for serving seven years behind bars. He was released from custody of the Florida Department of Corrections and registered as a sex offender in December 2012.
A grand jury in Calvert County, Md., indicted Myers in November 2012 on 13 counts of custodial child abuse, three counts of third-degree sex offense and six counts of second-degree sex offense for allegedly abusing three boys, of whom he had temporary custody, between March 30, 1995, and March 26, 2001.
Last October, Myers, 64, entered an Alford plea, a guilty plea in which the defendant does not admit the act but admits the prosecution could likely prove the charge, to three counts of custodial child abuse. He was sentenced to 45 years in prison, with all but 15 years suspended. Upon his release he will be placed on five years of supervised probation.
A prosecutor said Myers' first victim, now 27, claimed the first incident occurred when he was 9 and the abuse continued and escalated until he was about 14. The abuse allegedly took place in both the boy's and Myers' homes and in several places inside Bayside Baptist Church.
Previous stories:
Florida Baptists challenge abuse ruling


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Ryan Breymaier doesn't just do huge trimarans and Open 60s; he's also got an F-18 and loves hauling ass in little boats as well as big. Last week, the Annapolis native and now adopted French super-rigger hopped over to Paris's massive boat show – the Nautic – for a few meetings and round table discussions with the IMOCA and Barcelona World Race folks. While there, he checked in on a couple of extremely cool small-boat projects we've been following from afar, and he gives us a real pro's look at the first of them below. Be sure to Like Ryan's Facebook Page here, and if you think your company might benefit from the kind of exposure Ryan's prospective Vendee Globe bid would produce, get in touch with him today!
Other than the two C-Class cats on display at the Salon Nautique De Paris, the most interesting boats by far were the Flying Phantom and the Diam 24 OD trimaran. At first glance they may seem competitors in the small racing multihull segment, they are in reality aimed at two very different skippers.
The Diam is for the F-18, A-Cat, or sportboat skipper looking to still go fast, but to do it with a bit more comfort; in other words, no trapeze. Next week, I'll give you my take on that sexy little trimaran from VPLP.
Today though, I'll focus on Alex Udin's flying catamaran, and it's definitely for the 'young gun' beach cat sailor ready to step up to the next level – the foiling level. Developer and creator Alex Udin (Sail Innovation) is quoting speeds of up to 30 knots downwind and sailing upwind at 55 degrees TWA, skimming the surface like the AC72s at the end of the San Francisco fun. Want to foil upwind? Crack off in a breeze to around 14 knots of boat speed and pop it up, then go upwind a few feet above the surface.
Since I tend to look at things through somewhat cynical and very specialized eyes, I like to get my wife Nicola's opinion first. She sails the F-18 with me and is a keen observer, and to her eye, the Phantom is a really, really nice looking boat! They've followed some of the recent trends in cars; lots of graphics options and a matte paintjob that's very cool and even a bit non-skid. Of course the bottom will be wet-sanded and polished to a mirror sheen by any serious racer, but Alex clearly spent a lot of time making sure the Phantom looked just as good as it's meant to sail.
With the subjective out of the way, I had a long look at the technical side of the Phantom. The hulls are all carbon with a nomex core, carbon mast and carbon boom, with the hulls connected by huge alloy beams from the Cirrus F-18. This guarantees a super-stiff platform without a lot of weight.
The hulls have a sweet profile with no distortion and plenty of volume in the bows; perhaps not so important for a boat designed to stay on the foils the vast majority of the time, but still pretty good to have when inevitable splashdown happens.
Test pilot Gurvan Bontemps is a top F-18 sailor who recently raced the Patient Lady at the Little AC in Falmouth, and he said without a smile that the boat is up on the foils in 7 knots of TWS (though he looked at my frame and said 'maybe 8 with you aboard'), and that, contrary to what you might think, it's just a bit more twitchy than a stock F-18. A foiler for mere mortals? It could be.
The rudders are high aspect ratio, with ultra high aspect ratio elevators that bring to mind a moth's T-rudders. The rudders are mounted in lifting cassettes; not for adjustment underway, but for beaching and launching. The rake adjustments come via the cassette mounts; instead of normal pintles and gudgeous, the cassettes attach to the boat with uniballs to allow the boat to be properly balanced with angle-of-attack adjustments to the entire rudder and elevator.
One of the keys to the supposedly straightforward foiling performance of the Phantom is the angle of the J-foil to the daggerboard upright; it's quite closed instead of a right angle or something even more open; combined with the increased beam of the boat (compared to the F-18), this means stable foiling, meant for mere mortals rather than just the Franck Cammases and Mischa Heemskerks of the world.
Unlike the Oracle, ETNZ, or Team Hydros boats there is no cant adjustment for the boat (inboard/outboard foil movement); the Phantom only allows fore/aft rake adjustment with an endlesss string/worm gear moving the upper foil and thereby changing AoA on the main foil. This sets the median speed of the boat and to some extent, the ride height, with the boat self-levelling as more of the foil comes out of the water. In a great innovation and something we saw on the gorgeous Groupama C boat, the weather board is lifted not by a block and tackle, but by the weight of the crew as he or she wires up on the new tack. Anyone who's pulled up loaded boards knows this is a huge labor saver, and these boards are around 12 kg of pure carbon!
In the photo to the left, you can also see the camcleat for the 4:1 board downhaul – a necessity for foils developing enough lift to support the entire platform plus two crew, plus all the power generated by the very high aspect rig. I couldn't even get a good picture of the full mast; it was well into the rafters of the Nautic convention center. Attached is a sail plan drawing that shows it off well, and in person, the sails are beautiful.
I asked the obvious question as to what happens when you 'yard sale', and Gurvan says that a high speed capsize isn't much worse than on an F-18 other than one thing: You fly a lot further through the air because you start so much higher up. In any case, the platform is as solid as can be, and according to the test sailors, it can easily take plenty of abuse.
At the boat show the cost is 32,000 Euro, which seems like a lot for a 20-footer. But remember that this includes VAT and other shipping fees. And when you add up the latest foil technology, the excellently-finished carbon construction, and all the design and testing work that has gone into it, I am sure it would be a bargain at twice the price.
2 boats have already been sold to one America's Cup team, and several other prospective AC teams are negotiating for more. TNZ were at the booth when I was, and they were at least as interested as anyone I saw. Udin took 13 paid orders overall at the Nautic; not a bad start at all.
Will it really be easy enough to sail to gain mass acceptance? The jury is still out on that one for a few more weeks. But if so, I can imagine some incredible racing and a real game changer.
Get in touch with Alex Udin for more info or to order your Flying Phantom at [email protected].


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Fresh Seafood vs. Frozen Seafood
We hear a lot about the positive benefits eating Wild Seafood has on the body. Researchers are continually pouring out new evidence confirming the healthy rewards of a seafood rich diet; better skin, increased memory, and even smarter children. However, even with all this valuable information about the health benefits of seafood, consumers are still largely unaware of varying degrees in the quality of the seafood they purchase.
Still today, unless shipped straight from the processor, it is difficult to find high quality fresh fish and seafood in many parts of the country. When compared to other forms of processed seafood, fresh fish and seafood is generally viewed by the consumer as the highest quality product available. The use of misleading terms and phrases by many in the seafood industry has led many consumers to wrongly believe that fresh seafood is actually synonymous with high quality seafood. In the seafood industry the word "fresh" should specifically refer to a product that has never been frozen. However, the term is often misused and it gives absolutely no insight to the actual quality of the product or its "freshness".
The reality is, fresh seafood is rarely the highest quality product available. Only when consumers are close to the source, during the fishing season, can high quality fresh seafood be found. This is because once seafood is harvested a slow and continual decomposition begins. Enzymes found in the muscle tissues begin to break down the flesh, which over just a short amount of time can greatly jeopardize the quality of the seafood. Once the breakdown is initiated there is no process to reverse it. There is, however, a process that can stop the breakdown, usually for a considerable amount of time. What is this process? Freezing.
While fresh seafood is in a continual state of quality decline, the degradation in frozen fish (also known as fresh-frozen) is stopped and the quality is held at the level it was upon freezing. Due to minimal breakdown, in many cases frozen seafood can be found in a superior quality to fresh seafood. An example might help explain: Two Alaskan Halibut were caught at the same time; the first fish was processed and shipped from Alaska to California as a fresh fillet, while the second was shipped to the same location as a frozen fish fillet. At the point of arrival the frozen Alaska fish is a higher quality than the fresh Alaskan fish because its "freshness" was "locked in" at the time of freezing, while the first fish was slowly breaking down and losing quality throughout the entire transportation process.
When shopping for high quality Alaskan Seafood, it's important to consider your proximity to the fishery and realize that passing up "fresh" fish and seafood for a "fresh-frozen" product will in most cases lead to a higher quality seafood product and greater satisfaction in the end.


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This article is more than 1 year old
Windows 8 'bad' analyst says Store is a weakness
On the upside the Windows Store has more apps than Firefox's new Marketplace
Gunnar Berger, the Gartner Research Director who last July assessed Windows 8 on the desktop as "bad", has added a sixth instalment to his five-part review of the OS, and opined that he feels the Windows Store's lack of apps may hold back the new operating system.
Berger lists several things that excite him about Surface tablets, with the presence of a USB port, Microsoft Office, portable apps and a card reader among them. Berger also rates the ability to use a mouse an important differentiator.
But he also worries that the paucity of apps in the Windows Store may hinder uptake of Windows 8, writing:
The one thing that still concerns me is the Windows Store. When I tried to move to Android in the early years I found the app store very lacking and thus stayed with iOS for many more years. My worry with this gen1 Surface tablet isn't so much with the tablet or the UI, but what is most likely going to be a weak showing in the Windows Store. This is one of those things that can't be avoided; it just takes time for developers to write apps for new platforms. Based on what I've seen from my Win8 slate, I think it'll have some of the basics and probably enough for many users, but a robust app store is still a ways out. I will say that I have every faith that the Windows Store will become robust, especially if these apps can travel from phone to tablet to desktop."
You may struggle to read those words yourself beyond these pages, as the URL for the post, which our RSS reader time-stamped 2:34 AM on October 19th, has since disappeared. We managed to nab this screen shot lest you doubt our reportage (large JPG, with personal data from your correspondent's screen greyed out).
Microsoft's app store problems pale into insignificance, however, when compared to those at the Mozilla foundation, which today revealed its Firefox Marketplace. The first release of the marketplace contains fewer than 500 apps, by our count, and won't launch formally until some time in 2013.
The pretty-but-comparatively-empty Firefox Marketplace
The Marketplace also lacks features found in other app stores, with Mozilla promising " payments, ratings, reviews and more soon." ®


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A strong, light, and durable road wheel with a 25mm inner rim width and Rapid Drive 108 hub that's perfect for higher-volume road and gravel tires.
A wider rim for a better ride
Paradigm Elite 25 is a wheel upgrade you'll feel instantly. It has a wider internal rim width so you can run lower pressure with better tire support, which means added traction, more cornering confidence, and a faster, more comfortable ride. Plus, Rapid Drive 108 road hubs add snappy engagement for an all-around better ride.
A wider rim for a better ride
- 25mm inner rim width (30mm outer) offers added tire support to better suit larger-volume road and gravel tires
- Rapid Drive 108 road hubs provide quick engagement for faster acceleration and increased control
- Offset spoke bed reduces wheel dish for stiff and stable performance
- Tubeless Ready (TLR) rims allow for quick transition to tubeless system
- 23mm rim depth with 24 hole front/rear and DT Aerolite spokes
- Centerlock disc with 12mm thru-axle and end caps available for 15mm conversion
- Includes TLR rim strip and TLR valve for simple tubeless setup
- No rider weight limit
Going tubeless allows you to run lower tire pressures without the added weight of a tube. Lower tire pressure has many benefits, including greater traction, lower rolling resistance over rough surfaces, and decreased risk of a puncture-related flat.
Tubeless-ready rims and tires are parts of a complete system that eliminate the need for tubes by creating an airtight chamber between the rim and tire. Liquid sealant is added to the chamber to fill small punctures and maintain air pressure while you ride.
UST (Universal Standard for Tubeless) is a specific type of tubeless system that dictates the shape of the rim and tire beads. UST rims should be paired with UST-specific tires for best results.
|Rim Material
|Brake Compatibility
|Centerlock disc
|Rim Depth
|Inner Rim Width
|Outer Rim Width
|Rapid Drive 108
|14/17/14 bladed
|Spoke Count
|Alloy locking
|Valve Type
* Subject to change without notice.


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Roam Hawaii releases Single Fin capsule collection
Fin and Dandy
Photos and graphics courtesy of Roam Hawaii.
Harsh rays, salt, and sand aside, throwing on a ratty old T-shirt and frayed short-shorts to the beach makes you look more bum than babe. Lucky for you, Roam Hawaii's new capsule collection of bikinis, separates, and accessories (just launched this morning!) makes channeling the latter just as effortless.
Designers and avid surfers Brooke Dombroski and Cassandra Rull craft each piece by hand using colorful vintage fabrics, intricate embellishments, and playful details.
Hang a style ten in a bikini adorned with embroidered tassels, sheer high-rise shorts with vibrant patch pockets and lace, and a flowy beach cover-up edged in neon fringe. Men can also drop in for bold screenprinted tanks, patchwork-style denim button-ups, and fun snapbacks.
Just move fast: this limited-edition capsule collection finishes its ride in less than a month.
Though your look will never be board again.
$28-$148, available exclusively on Etsy though June 10.


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Unfortunately once you have submitted your confirmed bid, it cannot be retracted.
There are two courses of action you can take:
If you make a mistake while bidding you can reduce the maximum amount that you have bid. The maximum bid amount must be equal to or greater than the current highest bidder.
Was this article helpful?71 people found this article helpful


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It's astounding how many web designers forget to specify a background color on their site. They'll spend months iterating wireframes and design comps; write CSS hacks for browsers predating this century; test their work on everything from Blackberries to old Macs running System 7; and of course they'll validate their markup and style sheets. But after all that, they'll forget to apply a background color to their site, and they won't think to check for it.
To see it in action, set your browser's default background color to magenta, or something equally piquant. Then visit websites. You may be surprised.
If you find a site with its underwear showing, please share it in the new Underwear showing (web design) group on Flickr.
[tags]design, webdesign, underwear, showing, color, backgroundcolor, interface, interfacedesign, errors[/tags]


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The eighth and final suspect in the murder of a 14-year-old boy in San Jose last April is now behind bars, police said Saturday.
Joe Chavarria, 31, was arrested Thursday in connection with a brutal beating that killed San Jose boy Heriberto Reyes on April 27, 2012 at Roosevelt Park in San Jose, police said.
Police said officers located Chavarria, who had an arrest warrant in connection with the homicide, at an apartment in the 200 block of East Dunne Avenue in Morgan Hill, where he had been hiding out.
He was taken to county jail where he is being held. Seven men -- defendants Ruben Becerra, Scott Conway, James Conklin, Angel Lamas, Javier Lamas, Jacob Lynch and Clemente Salas, were arrested last year and charged with murder attempted murder in connection with the beating death and near-death of Heriberto's older brother Juan Reyes.
According to prosecutors, the seven defendants punched and kicked Heribert and his older brother in a basketball court at Roosevelt Park in a gang-related attack.
The 14-year-old, an eighth-grader at Bernal Intermediate School, was taken to the Regional Medical Center of San Jose, where he died.
His brother survived serious injuries suffered during the attack.


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On their Wednesday morning shows, the Big Three networks continued their trend of all but ignoring the Obama administration trying to force religious institutions to include coverage of sterilization, abortion-inducing drugs, and contraceptives in their health care policies without a co-pay. The new mandate from the Department of Health and Human Services would force Catholic hospitals and schools to decide whether to submit to the new policy or follow the Church's teachings against birth control.
Instead of covering this growing dispute between the Catholic hierarchy of the United States and the federal government, CBS This Morning brought on Rev. Edward Beck, a Catholic priest, to respond to a story that might cast the Church in a bad light with regards to how it manages the donations it receives.
Anchors Erica Hill and Charlie Rose turned to Father Beck, their religious and faith contributor, after airing a report from correspondent Michelle Miller on how Anita Collins is accused of stealing $1 million from the Archdiocese of New York's fund for its schools. Rose first asked the priest, somewhat bizarrely, "How could she think she could get away with it; and...is the Church going to be...a forgiving church in the great Christian tradition?" Hill followed up by asking, "You mentioned the responsibility, too, that the Church has with this money the donors give to it. Is the Church too trusting?"
Neither CBS on-air personality raised the HHS mandate issue with their guest. However, somewhat to their credit, their program was the only morning or evening news show on the Big Three networks that has mentioned the controversy over the past 12 days since it began. Two days earlier, on January 30, Rose devoted a news brief to "a headline in USA Today says Catholics blast federal birth control mandate....The Obama administration says large religious institutions will have to include birth control in their employees' health care plans."
The full transcript of Erica Hill and Charlie Rose's segment with Father Edward Beck, which began 32 minutes into the 7 am Eastern hour of Wednesday's CBS This Morning:
CHARLIE ROSE: Faith and religion contributor Father Edward Beck is with us now. Good morning.
FATHER EDWARD BECK, CBS THIS MORNING RELIGIOUS & FAITH CONTRIBUTOR: Good morning-
[CBS News Graphic: "Of Faith And Fraud: Clerk Charged With $1M Theft From Archdiocese"]
ROSE: As you were watching this, you said, 'unbelievable.' I have only two questions: number one, how could she think she could get away with it; and number two, is the Church going to be forgiving about this- a forgiving church in the great Christian tradition?
BECK: Well, you know what, Charlie? The Church is forgiving- it's part of the Gospel- but forgiving doesn't mean you excuse this kind of behavior. I mean, this woman stole from the institution, but also its donors. You have to realize that people give money to the Church for certain ministries that the Church carries out. So they have an obligation to be good stewards of that money. This woman stole from an institution, namely, the education fund, where Catholic schools in this archdiocese were closing and she knew that. So you can forgive, but that doesn't mean she doesn't have to do penance- she doesn't have to be prosecuted- and justice has to be wrought.
ERICA HILL: You mentioned the responsibility, too, that the Church has with this money the donors give to it. Is the Church too trusting?
BECK: Well, sometimes, I think the Church is too trusting and a little naive. I'll give you an example. I was giving a retreat in Florida, and I was in the rectory- and this wasn't a parish that I was associated with- and I happened to open a door and I look in and there is a woman with a mound of money on a table. And she just looked up and she was, you know, fine about it, and I closed the door. And I went to the pastor and I said, you know, what was that? And he said ,well, she's counting the collection from Sunday. I said, alone in a room counting all of that money? I mean, any accountant will tell you, two people in a room- don't do that even to the worker. So, I mean, that is very naive, and I think now, when something like this happens, the Church says, ah, what are our fiscal controls? What do we need to do to get our house in order?
HILL: So you're saying that will change?
BECK: It already has changed-
HILL: Now, they do background checks, but still moving forward?
BECK: There is now background checks that need to be done. And I think, as far as the archdiocese, what we're seeing is- yeah, they have those controls now in place, and there'll be more controls in place.
HILL: Nice to see this morning, Father. Thank you.
BECK: Thank you-
ROSE: Thanks.


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Are the specialty brands and Italian imports worth the extra price?
Published July 1, 2007. Appears in America's Test Kitchen TV Season 8: Pasta and Tomatoes, Reimagined
In the past, domestic brands of dried pasta have repeatedly won top honors with our testers, but now that more specialty brands and Italian imports have hit store shelves, we decided to give fancy pasta another taste. We tried eight brands of penne, with some costing as much as $5 per pound. Though none were deemed unacceptable, there were significant differences among the brands we tasted.
Many Italian brands claim to maintain traditional techniques and ingredients, such as slow kneading, mixing cold mountain spring water with hard durum semolina, extruding the dough through traditional bronze cast dies for a coarse texture, and prolonged air-drying. Supposedly, these practices make for stronger flavor and more rustic, sauce-gripping pasta. Yet three expensive imports landed at the bottom of our rankings. Tasters liked three other Italian offerings, but top honors stayed at home.
The bottom line: At least when it comes to penne, money may buy you fancy packaging, but it doesn't buy you better pasta. Pricey Italian imports aren't worth the cost or the trip to the specialty store.
The mission of America's Test Kitchen Reviews is to find the best equipment and ingredients for the home cook through rigorous, hands-on testing.


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HAMBURG, Germany – The terrifying E. coli outbreak in Europe appears to have been caused by vegetable sprouts grown on an organic farm in Germany, an agriculture official said Sunday as the toll climbed to at least 22 dead and more than 2,200 sickened.
Preliminary tests found that bean sprouts and other sprout varieties from the farm in the Uelzen area, between the northern cities of Hamburg and Hannover, could be traced to infections in five German states, Lower Saxony Agriculture Minister Gert Lindemann said.
"There were more and more indications in the last few hours that put the focus on this farm," Lindemann said.
Many restaurants involved in what is now the deadliest known E. coli outbreak in modern history had received deliveries of the sprouts, which are often used in salads, Lindemann spokesman Gert Hahne told The Associated Press.
Definitive test results should be available Monday, Lindemann said.
In recent days, as health officials tried to pinpoint the source of the unusually lethal outbreak, suspicion fell on lettuce, cucumbers and tomatoes, perhaps from Spain. Spanish farmers complained that the accusations were having a devastating financial effect.
"First it's the 'evil' Spaniards, and then you hear, very surprised, that it is our neighbor," said Dietrich Benni, who lives near the German farm. "It's a bit scary all of this, especially that it is coming from an organic place."
He added: "No more organic food for me for now."
The farm was shut down Sunday and all its produce recalled, including fresh herbs, fruits, flowers and potatoes. Two of its employees were also infected with E. coli, Lindemann said. He said 18 different sprout mixtures from the farm were under suspicion, including sprouts of mung beans, broccoli, peas, chickpeas, garlic lentils and radishes.
As for how the sprouts became contaminated, Lindemann noted that they are grown with steam in barrels at 38 degrees Celsius (100 degrees Fahrenheit) — an ideal environment for bacteria to multiply.
He said it is possible that the water was contaminated with E. coli or that the sprout seeds — purchased in Germany and other countries — contained the germ. He said the farmers had not used any manure, which is commonly spread on organic farms and has been known to cause E. coli outbreaks.
Lindemann urged Germans not to eat sprouts until further notice. He said authorities could not yet rule out other possible sources and warned Germans to continue avoiding tomatoes, cucumbers and lettuce for now.
AP journalists went to the farm on Sunday night, but nobody was available to talk. Telephone messages left at the farm's office were also not immediately returned.
The outbreak has been blamed on a highly aggressive, "super-toxic" strain of E. coli, perhaps one that scientists have never seen before.
E. coli can be found in the feces of humans and livestock and can spread to produce through sloppy bathroom habits among farmworkers and through animal waste in fields and in irrigation water. Organic farms tend to use more manure than other producers do.
Sprouts have been implicated in previous E. coli outbreaks, particularly one in 1996 in Japan, where tainted radish sprouts killed 12 people and reportedly sickened more than 12,000 others.
The head of Germany's national disease control center raised the death toll to 22 Sunday — 21 in Germany and one in Sweden — and said an additional 2,153 people in Germany have been sickened. That figure included 627 people who have developed a rare, serious complication of the disease that can cause kidney failure. Ten other European nations and the U.S. have reported a total of 90 other victims.
Earlier Sunday, Germany's health minister fiercely defended his country's handling of the crisis as he toured a hospital in Hamburg, the epicenter of the emergency.
The comments by Health Minister Daniel Bahr reflected a sharp shift in his public response to the crisis and came after AP journalists reported on emergency room chaos and unsanitary conditions at the same hospital, the University Medical Center in Hamburg-Eppendorf.
On Saturday, Bahr admitted that hospitals in northern Germany were overwhelmed and struggling to provide beds and medical care for victims of the outbreak, and he suggested that other German regions start taking in sick patients from the north.
But after one E. coli survivor told the AP that conditions at the Hamburg hospital were horrendous when she arrived with cramps and bloody diarrhea, Bahr announced a visit and told reporters that German medical workers and northern state governments were doing "everything necessary" to help victims.
Nicoletta Pabst, 41, told the AP that sanitary conditions at the Hamburg-Eppendorf hospital were shocking and its emergency room was overflowing with ailing people when she arrived May 25.
"All of us had diarrhea and there was only one bathroom each for men and women — it was a complete mess," she said Saturday. "If I hadn't been sick with E. coli by then, I probably would have picked it up over there."
Doctors and nurses in northern Germany have been working overtime for weeks since the crisis began May 2.
Grieshaber reported from Berlin.


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Heart Pine and Yellow Pine Flooring
Old growth timbers come from structures such as barns, homes and factories that have stood for well over a hundred years. These buildings have become no longer usable in their present condition and instead of demolishing them to take to a landfill, we carefully disassemble them and remill the lumber into usable building products such as flooring, wall paneling etc. By using reclaimed wood that was harvested over a hundred years ago, we are lessening the damage to valuable ecosystems and reducing the destructive over harvesting of the new wood plantations and forests.


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Rally manufacturer Bowler introduces its first road model, partners with Land Rover
Bowler, a British manufacturer of rally raid cars, is well known for its performance off-roaders. What it's not known for is street-legal cars. That all changes with the new EXR S, a road-engineered version of its EXR rally car. The car is the first fruits of a new partnership agreement with Land Rover.
The new agreement puts some official ink on a working relationship that's been in effect for more than 20 years. Bowler will get access to Land Rover components and technical support. In turn, it will recognize the help by designating its vehicles "Powered by Land Rover." Besides the advertising, the partnership will allow Land Rover engineers to hone their skills and expertise on Bowler's extreme off-roaders, bringing back insights to the Land Rover brand. The announcement mentions that Bowler will borrow powertrain and chassis components, specifically.
"Bowler vehicles demonstrate the kind of performance, ride, handling and chassis dynamics that a vehicle powered by Land Rover is capable of when taken to the extreme and liberated of most practical constraints," Land Rover brand experience director Mark Cameron explains in a statement. "For over twenty years, Land Rover's technology has powered Bowlers on some of the toughest and most grueling off-road sporting events in the world."
Mentioned in conjunction with the partnership, the EXR S debuts as Bowler's first road-going model. Bowler says that it developed the model in response to consumer demand for a road version of the EXR rally car and claims that it offers the same handling, strength and weight distribution of the EXR. It's built atop the same hydro-formed base chassis as the EXR and includes an MSA-approved tubular roll cage. It also shares its composite body panels, body layout and some components with its burly older brother.
Thanks to the lack of FIA T1 regulations, the EXR S is considerably more powerful than the EXR. The supercharged Range Rover 5.0-liter V-8 engine spits out 550 bhp and 705 Nm (520 lb ft) of torque in EXR S tune. That engine is mated to the same six-speed ZF automatic transmission with E differential as is used in the Range Rover Sport 5.0-liter V-8 Supercharged. It can hit 60 mph (96.5 km/h) in 4.2 seconds and keep accelerating up to 155 mph (249.5 km/h).
As a road car, the EXR S gets a more civilized interior with leather seats, climate control and an entertainment system. Bowler is careful to point out, however, that the focus is on driving and performance, not luxury.
Bowler will debut the EXR S at the Goodwood Festival of Speed, which gets underway on June 28. The gentrified rally rat will cost £155,000 (US$242,000 at publishing).
Gizmag will be making the rounds at Goodwood to deliver all the highlights.
Source: Land Rover


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The Shy One
A beautiful Black Bear intent on watching a robin next to him in the tree.
This very large Black Bear just tried to romance a Cinnamon Black Bear, no luck as he watched his girlfriend walk off into the distance.
Stop the Rain
A young Grizzly Bear watching the rain fall while foraging for roots
The Forest Shadow
This Cinnamon Black Bear was focused on his journey while walking right by me in Lewis and Clark National Forest
Sweet Pickin
A sub adult black bear feeding on Service berries in the fall in Glacier National Park
A yearling Black Bear peeks around a tree while feeding.
Field of Flowers
A small cinnamon Black bear forages after fighting with another male.
Look Mom
A very nervous moment as I watched 2 cubs playing in a tree not knowing where there mother was, thankfully she appeared unthreatened.
A Little Busy Here
A Black Bear searching for his favorite food in Glacier National Park.
The Hooligan
Unfortunately, this Black Bear decided to charge twice while along the front range in Montana, the outcome was good, nobody got sprayed
Standing Tall
This Cinnamon Black Bear was feeding on service berries while its 2 cubs were playing in the distance.
Moving On
This Black Bear posed for a quick shot and went on to its morning routine
Back Off
This Grizzly Bears eyes told me as much as I needed to know, while in the back country theres always a chance of surprising large predators.
In Your Eyes
The experts say never to look at a Grizzly Bear in the eyes, if you ever get a chance like this, it will change your life.
In the Distance
This female Grizzly Bear has her work cut out for her as she raises her 2 cubs while seemingly starving in Yellowstone National Park .
Close Encounter
After being charged by this sow she quickly retreated away from danger, thank god!
Rare Encounter
Climbing along the Bob Marshall Wilderness I was caught off guard while watching this mountain goat.
Not Good
Theres no words that can describe this moment except for terrified while walking offtrail in Glacier National Park.
All Ears
A young Cinnamon Black Bear searches for berries but very intent on watching me.
Silver in the Sage
A large Grizzly Bear came to attention after catching wind of my scent, I froze and he wandered off.
Tall Grass
A Grizzly Bear searches in the tall grass.
A Cinnamon Black Bear lets me know im not alone in the forest.


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Here is a webinar where I interviewed Brian Godfrey of Brian Godfrey Insurance about the upcoming open enrollment for Medicare. Brian and I discussed how the open enrollment works, issues to think about for enrollees, and the pitfalls to avoid.
About Picket Fence Financial: Picket Fence Financial is a fee-only, NAPFA registered financial planning firm dedicated to saving folks from Wall Street. Picket Fence Financial feels people have been poorly served by the commission structure of Wall Street. Clients of the typical Wall Street firms receives sales pitches that are loaded with conflicts of interest. You can find out more information about Picket Fence Financial at http://www.picketfencefinancial.com
About Kirk Kinder: Kirk Kinder, CFP® (Certified Financial Planner) is the founder and President of Picket Fence Financial. Kirk worked for the Motley Fool where he served as their Director of Member Services. The Fool's approach of exposing Wall Street's dirty secrets appealed to Kirk. They shared a common belief that financial planners entrusted with other's money should have their client's interests at heart. After leaving the Fool, Kirk worked at a fee-only financial planning firm in Palm Harbor, Florida. There Kirk finished his studies for the Certified Financial Planner designation. Kirk then started Picket Fence Financial with offices in the Baltimore/DC area and Tampa/Clearwater, Florida vicinity. Kirk also has a Masters degree in Personal Financial Planning from the College for Financial Planning – the organization that manages the education requirement for the CFP. Kirk has been quoted in several financial publications including the Wall Street Journal, Kiplingers, Investor's Business Daily, Standard and Poor's, and Bloomberg Wealth Manager to name a few. Kirk has also been featured on the local Fox, ABC and NBC affiliates in Baltimore and Tampa Bay.