text:
|# Copyright (C) 2011 The Android Open Source Project
|# Licensed under the Apache License, Version 2.0 (the "License");
|# you may not use this file except in compliance with the License.
|# You may obtain a copy of the License at
|# http://www.apache.org/licenses/LICENSE-2.0
|# Unless required by applicable law or agreed to in writing, software
|# distributed under the License is distributed on an "AS IS" BASIS,
|# WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND, either express or implied.
|# See the License for the specific language governing permissions and
|# limitations under the License.
|LOCAL_PATH := $(call my-dir)
|# Test XMLs, native executables, and packages will be placed in this
|# directory before creating the final CTS distribution.
|CTS_TESTCASES_OUT := $(HOST_OUT)/cts-testcases
|# Scanners of source files for tests which are then inputed into
|# the XML generator to produce test XMLs.
|CTS_NATIVE_TEST_SCANNER := $(HOST_OUT_EXECUTABLES)/cts-native-scanner
|CTS_JAVA_TEST_SCANNER := $(HOST_OUT_EXECUTABLES)/cts-java-scanner
|CTS_JAVA_TEST_SCANNER_DOCLET := $(HOST_OUT_JAVA_LIBRARIES)/cts-java-scanner-doclet.jar
|# Generator of test XMLs from scanner output.
|CTS_XML_GENERATOR := $(HOST_OUT_EXECUTABLES)/cts-xml-generator
|# File indicating which tests should be blacklisted due to problems.
|CTS_EXPECTATIONS := cts/tests/expectations/knownfailures.txt
|# Functions to get the paths of the build outputs.
|define cts-get-lib-paths
|$(foreach lib,$(1),$(HOST_OUT_JAVA_LIBRARIES)/$(lib).jar)
|define cts-get-ui-lib-paths
|$(foreach lib,$(1),$(CTS_TESTCASES_OUT)/$(lib).jar)
|define cts-get-native-paths
|$(foreach exe,$(1),$(call intermediates-dir-for,EXECUTABLES,$(exe))/$(exe))
|define cts-get-package-paths
|$(foreach pkg,$(1),$(CTS_TESTCASES_OUT)/$(pkg).apk)
|define cts-get-test-xmls
|$(foreach name,$(1),$(CTS_TESTCASES_OUT)/$(name).xml)


text:
ST Dupont Defi Limited Edition McLaren Stainless Steel PVD Cufflinks ST005526
This particular cufflinks set is in brand new and unused condition! We are authorized dealers for S.T. Dupont, and this piece comes direct from the distributor. Most of these go for full retail prices because of how rare they are, so don't pass up the opportunity to own a great piece from the S.T. Dupont collection below the usual online price! Enjoy the peace of mind of purchasing from one of the most credible luxury goods sellers online!
Fully working and ready to use.
Shipping note: As these items will be coming directly from the distributor, the first tracking number, uploaded within one business day of completed payment, will represent tracking from the distributor to us. After its arrival, we will send the buyer a subsequent tracking number that represents the tracking from us to the end customer. Because of this, shipping times may take a couple days longer than usual.
Comes with all boxes and papers.

subset: commoncrawl


text:
Library Search
The NRFC Library is a collection of materials to build a knowledge base around fathers, fatherhood, and operating a Responsible Fatherhood program. It also houses all resources created by the NRFC, including fact sheets, PSAs, and past webinars.
Use the search options provided below to find resources that you are interested in.
Across the political spectrum, unwed fatherhood is denounced as one of the leading social problems of today. Doing the Best I Can is a strikingly rich, paradigm-shifting look at fatherhood among inner-city men often dismissed as "deadbeat dads." Kathryn Edin and Timothy J. Nelson examine how…


text:
Please review these rules time-by-time, they can get updated periodically!
(last update: 09.07.2023 - Rule 9 updated)
WE ADDED A PRIVACY POLICY DUE TO NEW EU LAW. BY USING OUR SERVICES, YOU AGREE TO THEM. FOR MORE DETAILS, VISIT viewtopic.php?f=7&t=2193
Game rules in...
Korean (out of date - 시대에 뒤진)
Portoguese (out of date - desatualizado)
Spanish (out of date - fuera de plazo)
French (out of date - périmé)
Omega Vanitas is a social game and the Omega Vanitas Forum is a social gaming site. You do not need to use the social features (like in-game chat or personal messages (PMs) on forum) to enjoy the game, but we think, this is a big part of what makes the game more fun.
The community is widely international; there are players from all around the world, playing this game. This has many advantages and is exciting - On the other hand, there is occasionally a cultural or language barrier.
Therefore, to avoid frustration and anger, we expect everyone reading and respecting game rules, which are soon being translated in several languages. The other player wants to have fun with Omega Vanitas as you do! These rules are here to ensure an enjoyable game-play for the entire community.
In order to help everyone in knowing game rules, they are translated by native speaker players, and posted in related subforums.
If your language does not have a dedicated subforum, you might find in this post's comments a translation made with an online translator.
All players are also invited reading Game Manual.
Note :: Cleaning up by system. The system removes unused characters below level 4 after some time of inactivity: Characters at level 0 and 1 (2 and 3) are removed after 30 (90) days of inactivity.
Note :: Since a purchase is no "property", but a fee for the "electronic enhancement" of OV accounts, it is bound to that account, once activated:
as soon as a (level, bag, pet and any other) item is activated on a certain account, it is part of that account.
That means that purchases activated on accounts permanently jailed as rules violators are lost.
Rule 0
The rules are enforced by our staff team. Always listen to the GameMasters (bluenamed, faction GM), they are in charge!
It is required that when a GM addresses you, you respond, even if only to say, "I do not understand". We do understand language barriers, and will make an attempt to overcome them. However, even if you do not understand their warnings, you may still be punished for rule violations. It is players responsibility, to know the rules and follow them.
It is forbidden to exploit any bug, glitch, or game mechanic from which xp, chips, gear, or any other form of value is too easily gained. Punishment will generally include the loss of everything gained from abusing the exploit, plus whatever additional punishment is deemed fair by the GM team on a case-by-case basis.
Rule 0b
Keeping order in the game.
Occasionally there are cases in the game that are not covered by the current rules of the game, but they create problems in the game and must be stopped. The administration reserves the right to decide which cases are suitable for this rule and what punishment should be applied depending on each case
Rule 1
Use a safe and memorable Password!
At a certain level, you do not want your character to get hijacked by other players. And believe us; there are players who try this. They try "123456" or the character name as password for example. The staff will not help you with this issue, if the logs show, that your password was not safe. A password is considered safe, when it is at least 8 characters long and includes both numbers and letters.
Rule 2
Protect your password! It is your responsibility!
A safe password is not helpful, if you use it everywhere or if you give it to any third party. Keep it secret, it is your password. If you decide to give your accounts away, or share them, there may be consequences.
If you shared your password and your character was stolen this way, we will not return your character back. In the end, we cannot decide, who was the first owner. It gets even more complicated with trades (see rule 6). We can jail the lost character, if you know the last password and report your loss within a short period of time. In this case, contact a gamemaster!
Rule 3
Each account is treated separately!
No matter, which player is behind a character, the character gets punished. This means, if you lose control over your character by sharing (see rules 1, 2), your character account will have to face the consequences, as an example: no items nor gold taken away from it by players knowing your password will be returned by game staff members.
Rule 4
If a player is constantly breaking rules, all of their characters may be punished!
This rule can overrule rule 3, but in most cases there will be warnings before rule 4 applies! The characters will be determined by the IP (the code determining your internet access point).
Note 1 :: If you use a proxy to cover your real IP and break rules, you can be banned permanently from both the game and the forum. This applies to all your accounts.
Note 2 :: We know, that the IP is not a 100% identifier for a person in networks, but it is the best way we have. If there is a mixing up in a individual case, we will handle it for sure.
Note 3 :: In some extreme cases, rule 4 may apply without warning.
Rule 5
If you buy purchasables for real money and there is a bug, report within 7 days!
It should not occur, but you could level up the wrong character, for example. Be quick with the report!
Note 1 :: When you buy something, the google server can be delayed for up to 24 hours. Please wait this time span before contacting the staff for non-received purchases. It is a very rare issue, but it can happen. Sadly, it's a Google-side issue and we cannot fix it at all.
Note 2 :: When reporting this issue, it is recommended you contact an admin (green name) via forum PM (see rule 11). Please include your account name and receipt number (GPA code) from your Google Wallet or its receipt in your gmail.
Real money purchases are prohibited.
It is very likely that you may be approached by another player offering to buy something for real money. The administration is not responsible for any problems associated with such trading transactions, and they are prohibited in the game. The seller will be penalized for this and the transaction will be canceled
The seller of something for real money is punished according to this system:
- First offense -> Imprisonment for 30 days
- Second offense -> The guilty character is permanently imprisoned
- Third offense -> All player characters are permanently imprisoned
Rule 6
Buying, selling, or trading accounts is not permitted.
If you buy or sell a whole character, we are not liable for any problems, arising from your trade! The character is bought/sold on a black market, so this is all at your risk!!!
Any trading accounts proposal in public chat can get you punished, and posting such proposals on the forum is not allowed.
Accounts found to be traded after 2018 March the 5th are being punished under this system:
- First violation --> (one month jailing) & (50% level reduction)
- Second violation --> the guilty character is permanently jailed
- Third violation --> all characters of the player are permanently jailed
Rule 7
It is forbidden to use third-party programs!
It is strictly forbidden to use any third-party software such as auto-clickers and so on to gain an advantage or any macro is not tolerated
If you abuse such a game, you will be punished:
- First violation --> imprisonment for 30 days and a loss of 50% of the character's level
- Second violation --> the guilty character is forever imprisoned
- Third violation --> all player characters are permanently imprisoned
Note 2: If the game client is hacked and upgraded in order to gain any advantage, all player accounts will be punished forever and he will be denied access to the game.
Rule 8
It is forbidden to abuse a glitch or a bug
If you find game bugs and abuse them, you abuse all players, who have to work hard to build their characters! The punishments can be severe, especially, if you repeat your behavior!
On the other hand, we are very happy about players who care not only for their own advantage, but for the game itself. If you find a glitch or a bug, you can report it to a gamemaster via PM or public on forum. We reward reports, because you've helped to improve the game!
Rule 9
Reducing game-playing experience of others!
It is prohibited to interfere with other players as follows:
- Spamming of clan invitations or friend request
- Selling things when you are not asked for it (especially for large sums);
- Blocking bridges / passages;
- luring mobs on other players;
- Other actions that create problems for the player (In particular, the targeted killing of other people's mobs in order to stop the farm, and so on);
- Using multiple accounts to kill players with the intent of ignoring outlaw status (during the day);
- etc.,
Blocking the spawn place of mobs, setting mobs on other players (still you can't kill pets) and some other actions that can create discomfort for the player can be allowed during clan wars and for a short period of time. A clan war can be considered any confrontation between players who are currently in the clan.
Violators of this rule will receive minor penalties. These penalties may include a multiple day jail sentence, forfeiture of items, money, and experience. Repeat offenders, or more serious violations may be punished more severely.
If you come across players who interfere with others, be sure to inform the administration. We will take care of them!
False reports of violations of this rule can also be penalized.
Keep in mind that by joining a faction, you must understand that you accept the risk of forced PvP. In these cases, you always have the option to leave your faction. Also, during the interaction of clan players, the points of this rule concerning the extortion of any valuables to conclude peace and some types of threats do not apply. For example, a player in a clan may threaten to kill or begin to mock players of another clan with permitted methods (Read the rules of the game carefully to determine what types of bullying are acceptable for clan warriors)
This rule deals with excessive abuse of rules 9 and / or 10 and may include: defamation (including using a similar name or faction name), humiliation, threats to the player, extortion, blackmail, excessive messaging with the player, excessive bullying of the player and, in general, an excessive violation of rule 9.
Anyone violating this rule may be punished under rule 9, or possibly a heavier penalty if the offense is excessive.
Note 1 :: There is also a special outlaw system in the game. It automatically regulates out-of-clan pvp, so reports of such a murder are not processed by the game administration.
Rule 10
Chat Language!
Any offensive, cursing, insulting, racist, sexist, sexual or any other form of offensive language to any group or individual, whether race or gender, nationality or religion, will be considered as chat abuse and the player will be punished. This also extends to offensive faction names or character names. External issues, like politics, celebrities, world events, and any other inflammatory subject can be punished as well. Slightly altering an inappropriate word or phrase in order to defeat the chat filter is strictly forbidden, and is subject to punishment. As said above, do not feed the trolls! If you start to swear back or if you provoked the other player, you will also get your penalty! Just report them to the gamemasters and they take care of the abusers.
Note 1 :: There is a slight tolerance for offensive public chat: a small curse, not pointed at anybody, should not end in a mute. Please always think about using PM or faction chat to avoid problems here.
Note 2 :: This rule is more relaxed, in faction chat. Also, even if done via PM, or a letter, you may still be reported, if you offend another player; so be careful.
Rule 11
Contacting staff!
If you have to contact a staff member, contact only ONE PERSON at once. If you contact multiple members at once, your case will be ignored. The preferred method to contact staff is by forum PM. Some GMs, may offer other methods, such as FaceBook, but this is their individual decision.
Note 1 :: We set this rule, because some players ask multiple times to...
a) enhance their issue by spreading their issue within the team or
b) try to have at least one GM allowing their request.
This is abusive, because it multiplies the workload for the team.
Note 2 :: If the contacted GM does not respond within 3 days, you can contact another one. In these cases, multiple contacting will not lead to ignoring you.
Note 3 :: It is possible, that you may disagree with a GM's decision. If this is the case, you should carefully read the game rules, and the staff rules; if you still wish to dispute the decision, you may contact ONE admin (green name) on the matter. Please include, the name of the GM you dealt with, the incident and the decision made, the OV time/date this happened, and the rule(s) you wish to quote. Admins take such accusations seriously, and will look into them promptly.
You should note, repeated accusations may get you ignored (or even punished), if found to be unfounded. Admin decisions are final, and not open to debate.
Note 4 :: In contacting the staff, be sure the answer you are looking for is not already present in Forum Rules or Game Manual.
Rule 12
Referral bonuses
The referral program's aim is to attract new players.
Creating characters with a single purpose of receiving bonus levels is considered game mechanics abuse, and may be punished by removing those bonuses and deleting the 'spam' accounts. Repeat offense may be punished more severely, including but not limited to: jailing main character and/or subtracting additional levels from it.
Rule 13
Playing AFK
The game "AFK" ("Far from the keyboard", that is, not paying attention to the game and its events, even if for a short time) can be offensive to the game and other players. Players accidentally parked their pets, created an automatic awakening, and then went to the AFK. This type of game is considered abuse of the game for several reasons. Therefore, playing AFK in this way, you will receive a punishment.
The game has automatic generation of special messages that block the entire game interface until the player clicks the Accept button. If a player ignores this message for some time, the server automatically disconnects the player from the game and places his nickname in a special list of AFK players.
A player who has accumulated 10 entries in this list will be punished.
- 1 violation --> imprisonment for 7 days and a loss of 15% of the character's level
- 2 violation --> imprisonment for 30 days and a loss of 25% of the character's level
- 3 violation --> permanent conclusion of the account
Rule 14
Game simultaneously through multiple accounts
Some players use several devices at the same time, or in other ways log into several accounts at once. This can be used for various purposes of the players, but almost always it harms other players and the game as a whole. This behavior is unacceptable. Players can still use 2 accounts at the same time in the city for a short time (5 minutes) to transfer things from one account to another or for other purposes. The use of multiple accounts for various purposes outside the territory of cities is strictly prohibited!
A city is an area with a congestion of buildings or cars, a safe area, guards, merchants and other npc
Such player behavior will be punished as follows:
- 1 violation -> imprisonment for 7 days and a loss of 15% of the current level of all player accounts that were involved in violation of the rules of the game
- 2 violation -> imprisonment for 30 days and a loss of 25% of the current level of all player accounts that were involved in violation of the rules of the game
- 3 violation -> permanent imprisonment of all player accounts that were involved in violation of the rules of the game


text:
That is all.
Posted by Keredria at 5:48 PM
Labels: Professions, Screenshots
*Huge Throbbing Envy*ReplyDelete
omg! Grats!!!!
Now you must make it jump ;-)
I will not spoil the surprise if you haven't done so yet...but be ready for HOURS of entertainment! (ok...maybe not hours...but still!).
3 words.
Slow as hell
xtreme envy! Grats!ReplyDelete
gratz on the mount, I want one for my DK. Nothing says evil like a cute green turtleReplyDelete
Thanks guys!
@Beru: Yes, I have made him jump. Jess and I stood in Dalaran for a while as I jumped him. It is endless source of entertainment.
@River: Yes... on land. But the buff with the turtle is the 60% swim speed increase which is more than the 50% druid scary sea lion swim speed increase. Maybe I should use it in Isle of Conquest and swim to the shore faster.
@Fritzgar: Hee hee that would be super cute.


text:
Liver Conditions
Your liver is a key organ to maintaining your overall health. It cleans your blood and processes nutrients absorbed during digestion. So when you or a loved one is living with liver disease, it has a serious effect on both health and well-being. Getting you back on the road to good health means you need a specialized care team. A team that has years of experience in treating liver diseases.
Most liver diseases are treated by a Gastroenterologist, a medical doctor, specially trained in the organs of digestion, including the liver, pancreas, and the gastrointestinal tract from the mouth to anus. Most liver Gastroenterologist, a medical doctor trained in the organs of digestion, treat most liver diseases.
The liver continuously filters blood that circulates through the body. It converts nutrients and drugs absorbed from the digestive tract into ready-to-use chemicals. The liver performs many other important functions. These include removing toxins and other chemical waste products from the blood and readying them for excretion.
When diagnosing liver disease, your doctor will want to discuss your symptoms. You should also expect a physical exam.
To diagnose your condition, your provider may order tests, like:
- A CT scan
- A liver biopsy
- An MRI scan
- An ultrasound
- Liver function tests
Some common liver diseases include:


text:
With regard to your User Content, you agree that:
(1) Your User Content is written, designed, captured or otherwise created exclusively by you and was not copied from another source; OR, all individuals that created or contributed in any way to your User Content have granted you permission to submit your User Content, with full knowledge that Company may exploit it in any manner whatsoever; AND you have obtained all necessary consents and releases from individuals (or the legal guardians of such individuals) depicted in your User Content for you to submit your User Content, with full knowledge that Company may exploit it in any manner whatsoever.
(2) Your User Content does not threaten, harass, intimidate, abuse others or use language that is intended to insult others. You may not make any negative comments that are connected to race or national origin, gender, sexual preference, religion or physical handicap.
(3) Your User Content does not contain profane, obscene, sexual or other inappropriate language.
(4) You do not make false statements in your User Content or in connection with any submission to Company. Don't lie or embellish the truth. If you think something is not true, don't say it (and don't ignore indications that something may not be true). This goes for anything you say about another person. Don't defame, libel or disparage anyone. And, always be truthful about yourself. Don't pretend to be another person and don't access or submit User Content through anyone else's account and don't allow others to submit User Content through your account. Do not provide Company's email to others so that they can submit User Content.
(5) When you reveal information about yourself, such as in blog and message board postings and any photographs or videos you submit, the public will actually see it. Assume the entire world is watching. Don't submit any User Content you don't want anyone and everyone to see.
(6) You do not and will not disclose personal information about other people in your User Content. Thus, your User Content may not reveal another person's address, phone number, e-mail address, credit card number or any information that could be used to track, contact or impersonate that individual or that is personal in nature. Do not ask others to reveal such information about themselves.
(7) Your User Content does not and will not encourage violence, instigate violence or describe how to perform a violent act.
(8) Your User Content does not and will not promote illegal activity (this means: don't discuss or encourage anything illegal; if someone could go to jail for taking action suggested in your User Content, don't post it).
(9) Your User Content does not and will not solicit gambling and you may not use your User Content to gamble or engage in any gambling activity.
(10) Your User Content does not and will not advertise, promote or offer to trade any products, goods or services. Also, you may not use your User Content or Company's web sites for a pyramid scheme or other multi-tiered marketing campaign. Do not use Company's web sites to raise money for you, your family members, your friends or anyone else.
(11) Your User Content does not and will not contain viruses, Trojan horses or other materials that modify, impair, disrupt, alter or interfere with the operation or maintenance of a Company web site. Do not upload materials that collect or transmit information, including, spyware, passive collection mechanisms, cookies or other similar devices. Do not launch any automated system, including any spider, robot, scraper or offline reader. Do not ruin a Company web site for others.
(12) You will not circumvent, disable, violate or otherwise interfere with web site security, the procedures for sending User Content, or other limitations on access to or use of Company web site.
Revised October, 2015


text:
Organic Virgin Coconut Oil, Soap Nuts
Dear NEA Scratch Pad:
My son started with eczema on his face at only 3 months old. It started with a small patch on his cheek and just got worse and worse. We were under a doctor's care and making weekly visits where we were given different eczema creams and treatments to try. With just one application of creams, he would flare up. He seemed to be having reactions to the creams. He was distressed and so were we.
It was a process of inflammation, weeping, and scabbing over (and sometimes getting infected), then visiting the doctor the following week to be given yet another cream to try. Then the whole process would happen all over again. I eventually started to take photos for my doctor to see what was happening, because by the time we went back to the doctor the cream reaction couldn't be seen. Though these creams might help other people with eczema, they just weren't working for our son.
Eventually our son was referred to a Specialist Dermatologist where the diagnosis was seborrheic eczema. We were given yet more creams to which he had the same reaction. I started to suspect my son had sensitivity to certain ingredients. I began to search the Internet for something 100 percent pure and natural, and I found organic virgin coconut oil and soap nuts (a fruit, not a nut, that grows on the soapberry tree). I boil the nuts to make a soap nut liquid for my son's bath/shampoo/laundry. Since using these there has been a huge improvement in his skin! I have been using these for approximately 17 months now and I wouldn't be without them.
The organic virgin coconut oil is lovely on his skin and easy to apply with very little touching/rubbing. Since his first dermatology appointment, he's now been diagnosed with atopic dermatitis and dermographic urticaria. In addition to sensitivity to certain ingredients, the issue may also be the process of applying/rubbing creams onto his skin, since he flares up to the slightest touch with his dermographia. He has now been put on antihistamines to help so that his skin doesn't react to the slightest touch.
I look back at my son's photos and it's heartbreaking to think what he and we were going through back then. We sympathize with everyone going through the same thing. I know everyone's eczema is different, and something that helps one person may not help another, but I wanted to share this experience and the results we've had with our son. I have found so much support from other parents going through the same heartache with their children, and I would like to thank every one of them! All the best to you all!
Heidi Carolan
Hertfordshire, England
Do you have a story or tip to share about what's helped with your eczema? Email us your Scratch Pad tip so that we may publish it and help others!
The recommendations contained in the Scratch Pad are those of the contributor. NEA provides health information from a variety of sources; this information is not intended as medical advice. Persons with questions regarding specific symptoms or treatments should consult a professional health-care provider.
Please click here to return to the Scratch Pad main page


text:
NEW YORK – (AP) Dorothy Carter, a former stage actress who starred in the adaptation of the groundbreaking novel "Strange Fruit" on Broadway and later became an educator and a children's book author, has died after battling bladder cancer. She was 94.
She died Sept. 14 in New York, family friend Mary Zaslofsky said Friday.
Carter, born in 1918 in Kissimee, Fla., studied drama at Spelman College and later was taught by Stella Adler in New York. She made her Broadway debut in 1945 in Lillian Smith's adaptation of her novel "Strange Fruit," an interracial love story.
The show, directed by Jose Ferrer and starring Jane White and Earl Jones, closed after 60 performances but got a positive write-up by then-first lady Eleanor Roosevelt in her syndicated column.
Carter, who was black, became part of the American Negro Theater under the direction of Abe Hill and played Ruth Lawson in its 1946 Broadway production of "Walk Hard." She also appeared in Lou Peterson's "Take a Giant Step" in 1953.
After moving to Milwaukee, she enrolled in the Wisconsin State Teachers College and later earned her master's degree. She taught at the University of Wisconsin-Milwaukee and became the first female African-American professor at Bank Street College of Education in New York City in 1981.
In her 80s, she wrote three children's books inspired by her childhood: "Bye, Mis' Lela", "Wilhe'mina Miles: After the Stork Night" and "Grandma's General Store – the Ark."
She is survived by her daughter, Carol Carter; a son, James Carter Jr.; and a grandson, James Yates Carter.


text:
Mar 16
MuvUnder Cover: The Album Art Sleuth v220.127.116.11 is now available for download.
If you run into any problems running this new version, please let us know.
Version History:
- Bug fixes and performance improvements.
- Updated copyright through 2016.
As always, we welcome your comments and suggestions.
For the latest version of MuvUnder Cover: The Album Art Sleuth, please visit our downloads section.
-The MuvEnum Development Team


text:
A home equity loan is a type of loan in which the borrower uses the equity of his or her home as collateral. Home equity loans are often used to finance major expenses such as home repairs, medical bills, or college education. A home equity loan creates a lien against the borrower's house and reduces actual home equity. Most home equity loans require good to excellent credit history, reasonable loan-to-value and combined loan-to-value ratios. Home equity loans come in two types: closed end (traditionally just called a home-equity loan) and open end (aka a home-equity line of credit). Both are usually referred to as second mortgages, because they are secured against the value of the property, just like a traditional mortgage. Home equity loans and lines of credit are usually, but not always, for a shorter term than first mortgages. Home equity loan can be used as a person's main mortgage in place of a traditional mortgage. However, one can not purchase a home using a home equity loan, one can only use a home equity loan to refinance. In the United States, in most cases it is possible to deduct home equity loan interest on one's personal income taxes. There is a specific difference between a home equity loan and a home equity line of credit (HELOC). A HELOC is a line of revolving credit with an adjustable interest rate whereas a home equity loan is a one time lump-sum loan, often with a fixed interest rate. This is a revolving credit loan, also referred to as a home equity line of credit, where the borrower can choose when and how often to borrow against the equity in the property, with the lender setting an initial limit to the credit line based on criteria similar to those used for closed-end loans. Like the closed-end loan, it may be possible to borrow up to an amount equal to the value of the home, minus any liens. These lines of credit are available up to 30 years, usually at a variable interest rate. The minimum monthly payment can be as low as only the interest that is due. Typically, the interest rate is based on the prime rate plus a margin.
Get Started
Contact Us
6303 Owensmouth Ave 10th Floor
Los Angeles, CA 91367
- firstname.lastname@example.com
- 1-800-216-1047
- 1-818-488-2076


text:
- Home
- Departments
- Assessor
- Real Market Value
Real Market Value
Reasons the Assessor'S Office Must Maintain Real Market Value (RMV) Under Measure 50
- Maintaining Real Market Value remains a statutory requirement of Measure 50.
- Because of Measure 5 limits: Many properties are now taxed based on Measure 5 and Real Market Value (RMV) rather than Measure 50 and the lower Assessed Value (AV); 11,830 accounts in Klamath County are in Measure 5 compression and undergo the Measure 5 comparison test.
- Because of identification and valuation of Exceptions: RMV is needed to calculate the value added by new construction, remodels and other valuation additions. Failure to have a correct RMV would lead to an incorrect AV with the resultant loss of fairness and equity in assessment.
- Because of the Change Property Ratio (CPR): RMV is necessary to compute an accurate annual CPR for each of the property classes. The "CPR" is used one time for all new properties and new construction to compute the Maximum Assessed Value (MAV). The CPR adjusts the Maximum Assessed Value (MAV) of all new properties to a value equivalent to existing properties of a similar type, this results in better fairness and equity in assessment.
- Because of the Sales Ratio Study and Report: RMV will continue to be required for the Sales Ratio Study upon which the Assessor's Office will increasingly rely to enable us to correctly track RMV. Inaccurate RMVs would lead to inaccurate sales ratios which would lead to inaccurate appraisals which would lead to inaccurate assessments.
- Because Assessed Value (AV) cannot exceed RMV: Since property taxes are based on the lower of the MAV or the RMV, it is necessary to be able to determine when RMV falls below MAV and when it is above MAV.
- Because Taxing Districts Levy Authority: Taxes are based on a permanent tax rate multiplied by the assessed value. The annual budget of the 74 taxing districts is dependent upon accurate values.
- Farm or Forest RMV is used when calculating declassification of Farm or Forest land special assessed property and in providing estimated deferred tax liability to owners and buyers.
- Because of the need to evaluate property tax appeals: It is the RMV that property owners can appeal if they believe the Assessor's Office is incorrect. Maintaining RMV is necessary in determining if an appeal has validity and in working toward a fair agreement with the owner.
- Because of the Bonding Authority of Taxing Districts: The bonding debt limit for each taxing district is determined by the RMV of the properties within each taxing district. If the RMV is inaccurate, it could affect the bonding capacity or bond rating of a taxing district.
- Because of the Taxing Districts: The budget of each taxing district is dependent upon the Assessor's Office using every means possible to discover new properties and new improvements and properly valuing each for tax purposes.
- Because RMV is the only value that can be appraised: It is impossible to arrive at an opinion of value on any other basis than RMV; all other values required by Measure 50 are dependent upon the Real Market Value.


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Tyres with high wet grip performance (A or B graded) have shorter braking distances on wet roads and are, therefore, safer in the rain. As with fuel efficiency, the D grade isn't used and there are no plans to use G.
Tyres account for up to 20% of your vehicle's fuel consumption so, if you want to get more miles per tank of fuel, you should choose tyres with a high fuel efficiency rating. You will also lower your CO2 emissions. It comes down to rolling resistance i.e. the energy lost when a tyre is moving. The lower the rolling resistance, the less energy is lost and the lower your fuel consumption and CO2 emissions. The difference between an A-rated tyre and a G-rated tyre could be as much as 6 litres per 625 miles.
This is the external noise made by the tyre and is measured in decibels. The more filled bars shown on the label, the louder the tyres.
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Love is the only way to grasp another human being in the innermost core of his personality. No one can become fully aware of the very essence of another human being unless he loves him. By his love he is enabled to see the essential traits and features in the beloved person; and even more, he sees that which is potential in him, which is not yet actualized but yet ought to be actualized. Furthermore, by his love, the loving person enables the beloved person to actualize these potentialities. By making him aware of what he can be and of what he should become, he makes these potentialities come true.
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Benefits for Professional Managerial Association Members
Western is pleased to provide PMA-eligible members with an extensive range of benefits. Choose from the scrolling list below to see a short description of each. For more comprehensive information, read your PMA Benefits Booklet. Your PMA Memorandum of Agreement and PMA policies also contain more details about eligibility for benefits and other information.
You may also wish to read Frequently Asked Questions about Benefits, or access a Glossary of terms used to describe your benefits coverage.
- Ambulance
- Benefit Costs
- Chiropractor
- Dental Plan
- Dependent Tuition Scholarship Plan
- Drug Dispensing Fee Maximum
- Emergency Travel Assistance
- Flex Credits
- Health Care Spending Account
- Hospitalization
- Income Replacement
- Leaves
- Life Insurance
- Medical Supplies and Assistive Devices
- Mental Health Professional Services
- Pension Plan
- Post-retirement Benefits
- Practitioner Services
- Pregnancy and Parental
- Prescription Drugs
- Private Duty Nursing
- Professional Expense Reimbursement Account (PER)
- Prosthetic Appliances & Supplies
- Safety Shoe Reimbursement
- Statutory Benefits
- Smoking Cessation Aids
- Visioncare
- Working Beyond Your Normal Retirement Date
Welcome to your Benefits at a Glance. From the list on the left, select a Benefit to view a brief summary.
Covers transportation to the nearest hospital where treatment facilities are available.
Benefit Costs
Some benefit costs are completely covered by Western, and others require you to pay a portion. The cost for some optional benefits, such as Optional Life Insurance and Optional Accident Insurance are covered fully by those who opt to purchase them. Read more.
Pays up to $15 a visit after the 15th visit per calendar year. Includes X-rays ($35 a person per calendar year).
Dental Plan
Covers 85% of usual charges for exams (every nine months) and dental services with a yearly combined maximum paid by you of $450 for singles and $900 for family coverage. Covers 80% of major restorative costs such as crowns, dentures. Current Fee Guide for General Practitioners and Specialists. If treatment is expected to cost more than $500, have your dentist prepare a pre-treatment plan for approval.
Give your dentist your Manulife card, and in most cases the dentist can submit the claim on your behalf. You may use your Health Care Spending Account to cover the balance you would normally be required to pay yourself.
Dependent Tuition Scholarship Plan
Provides support for higher education for dependents of full-time employees. Currently a scholarship of $2,500 per academic year is awarded to eligible dependents enrolled full time in an accredited university program who maintain a minimum academic average of 70%. Students registered at colleges affiliated with the University are eligible for this benefit. See the PMA Eligible Dependents' Tuition Scholarship Plan website for more details.
Drug Dispensing Fee Maximum
The maximum reimbursement for a dispensing fee is $6.11 per prescription. Read additional information regarding dispensing fees.
Emergency Travel Assistance
Covers up to $200,000 per person per trip of up to 90 days in duration for health care expenses incurred as a result of a sudden unexpected illness or injury outside the employee's province of residence in Canada or outside Canada. Be sure to carry your benefits card with you containing the plan and certificate numbers and the toll free Emergency Travel Assistance telephone number.
Flex Credits
Eligible members have $2,000 in credits that may be allocated annually to your Health Care Spending Account and/or your Professional Expense Reimbursement. In November of each year, you are asked to make your Flex Credit allocation for the following calendar year. If you do not actively choose where Flex Credits will go by the deadline, the default allocation will be applied. Read more.
Health Care Spending Account
Can be used to pay for many medical and dental expenses that are not covered or only partially covered by your Extended Health and Dental plans. Starting in 2019, there will no longer be a base amount in your Health Care Spending Account. You will need to allocate Flex Credits if you would like to utilize this account.
For reimbursement use the Extended Health Care Claim Form or the Group Benefits Dental Claim Form and be sure to check the box indicating you want your Health Care Spending Account to be used.
To see what's available to in your Health Care Spending Account, sign in to the Manulife Financial website. You will need information from your Manulife card (Plan Contract and Member Certificate number) as well as your Manulife password. Once logged in, click on "My benefits". You may also call Manulife Financial directly at 1-866-896-8515. Read more.
In addition to basic ward accommodation and any hospital services and supplies paid by provincial health care, Western will pay the difference between the basic ward accommodation and semi-private or private accommodation.
Income Replacement
Protects against loss of income during periods of medically supported absences due to either injury or illness. Includes a Sick Leave-Salary Continuance Plan for up to 15 weeks, and a Long Term Disability Insurance Plan paying a monthly benefit equal to 70% of your normal basic monthly salary. Maximum LTD benefit is $6,000 per month. Details can be found in PMA policies.
The Workplace Safety and Insurance Board (WSIB) provides insurance benefits to workers who have a work-related injury or illness.
Leaves (other)
Members may take advantage of various leaves during their career at Western including Compassionate/Bereavement Leave, Pregnancy, Adoption and Parental Leave and Leave of Absence. Details can be found in the PMA Memorandum of Agreement.
Life Insurance
Provides for insurance benefits upon the death of the individual covered. In addition to Basic Life Insurance, you may choose additional life insurance on your life and/or on the life of your family members. If you choose to increase a life insurance benefit at a date later than 31 days after enrolling, or 31 days after a dependent becomes eligible for coverage (example, a marriage, or birth of a child), a health questionnaire may be required.
Basic Life
- Life insurance on your life at two times your annual basic salary (rounded to the next higher $1,000). Western pays for the premium for the first $50,000 of coverage.
Optional Life:
- Additional life insurance on your life at 1/2, 1, 1½, 2, 3, 4 or 5 times your annual basic salary. Premiums are dependent on your age, gender and smoking habits. Maximum combined coverage for Basic & Optional Life is $1,000,000.
Dependent Life:
- Life insurance on your spouse's life at $40,000 and $10,000 for each of your eligible dependent children.
Optional Spousal Life:
- Additional life insurance on your spouse's life in increments of $25,000 to a maximum benefit of $500,000. Premiums are dependent on your spouse's age, gender and smoking habits. A Health questionnaire is required upon application.
Accident Insurance
Two optional plans – one for your life only or one that covers your life and your eligible family members. You may purchase any amount in multiples of $10,000 subject to a maximum of $500,000. Plan covers accidental death, loss of limb, eye and a variety of other consequences of accident. No evidence of good health required.
For more details on the life insurance plans see your benefit booklet. Read more about the cost of optional coverage.
Medical Supplies and Assistive Devices
Covers custom made orthotics ($400 per year), orthopaedic shoes, hearing aids, surgical bandages, hospital bed and wheelchair rental, equipment for diabetes, etc. limits apply and coverage may require a written recommendation of a physician Please note some supplies, may be eligible under the Assistive Devices Program through the Ontario Government.
Read more in your PMA benefit booklet.
Mental Health Professional Services
Effective January 1, 2023, the plan covers 85% of eligible expenses for services delivered by individuals who are registered by the College of Psychologists of Ontario, the College of Registered Psychotherapists of Ontario, the College of Nurses of Ontario, the College of Occupational Therapists of Ontario, the Ontario College of Social Workers, Ontario Registered Clinical Counsellor or the Canadian Registry of Marriage and Family Therapists.
Pension Plan
Western's pension plans are defined contribution plans, a form of capital accumulation plan in which contributions are made by the employer and you. The Plan provides retirement income which is based on the total amount contributed by you and Western plus returns on the investments you have chosen. Western contributes a percentage of your pensionable earnings into the Administrative staff Pension Plan on your behalf based on your years of service. Under 10 years, 8.0%, 10 to 19 years, 8.5% and 20 or more years, 8.5% (9% if your contribution is 5.5%). As a member your contribution is 5.5% of earnings (may be 2.5% for members who joined prior to November 2012). You direct the investments of all contributions to the plan. There are 13 funds to choose from across three asset classes. In addition to your required contribution, you may make voluntary contributions to your account up to the limit set by CRA.
To review the terms of the plan, please see the Western Pension Plans website and the Pension Plan Summary.
Post-retirement Benefits
Early retirement is permitted any time with 10 years of your Normal Retirement Date. PMA eligible members must accrue 10 years full-time service (or for those hired into a regular full-time PMA appointment prior to July 1, 2007 – 5 years of full-time service) to be eligible for post-retirement benefits which include: Health and Dental benefits, Emergency Travel Assistance ($200,000 per person per trip of 60 days or less) and a Life Insurance benefit ($15,000). Upon retirement, you may also convert your life insurance to a plan with our carrier at your cost. Check with Human Resources on costs - firstname.lastname@example.com. Read more.
Practitioner Services
Note: In addition to the coverage noted below, you may use your Health Care Spending Account to cover the remaining cost of the services outlined.
- Acupuncturist: $15 a visit
- Osteopath: $15 a visit
- Podiatrist/Chiropodist: $15 a visit
- Massage Therapist: $15 a visit
- Physiotherapist: $15 a visit
- Naturopath: $15 a visit
- Speech Pathologist: $15 a visit
Pregnancy, Parental and Adoption
Western provides Supplemental Employment Insurance Benefits (SEIB) - additional funds to "top up" EI benefits while on leave. More information on planning your leave is available on the Western Pregnancy, Parental and Adoption Leave website.
Prescription Drugs
Covers 85% of the cost of eligible prescription drugs legally requiring a prescription and some drugs not legally requiring a prescription, but which are in an injectable format, or are life sustaining. You would pay 15%, but the maximum amount you would pay in any given year would be $450 for singles and $900 for those with family coverage. This does not apply to any internal maximums already defined in the Extended Health and Dental Plans. You may also use your Health Care Spending Account to cover the 15% you would normally pay.
The maximum reimbursement for a dispensing fee is $6.11 per prescription. Read additional information regarding dispensing fees.
Private Duty Nursing
Services of private duty nursing in your home by a Registered Nurse (RN) and/or a Registered Practical Nurse (RPN). Pre-approval is required. Further information can be found in the the Private Duty Nursing Claim Predetermination Submission Guidelines.
Professional Expense Reimbursement Account (PER)
Can be used to pay for professional expenses including conference registration, travel and accommodation, membership fees for professional and/or learned societies, journal subscriptions, to purchase a computer or software, and for other eligible expenses. See "Flex Credits" if you wish to deposit some or all of your flex credits into your PER account or read more.
2015 allocations and those in future years may be carried forward two years.
To see your current PER balance, login to the Western Financials on the Finance website. After you have logged in, choose "Employee Self-Service", then "Professional Expense Inquiry".
Prosthetic Appliances & Supplies
Covers items such as artificial limbs, splints, braces, tracheotomy supplies, wigs, surgical stockings and more.
Safety Shoe Reimbursement
Some individuals who are required to wear safety shoes for their work may seek reimbursement. Supervisor authorization is required. If you are eligible Western will provide reimbursement as outlined in your employment contract. To seek reimbursement, print and complete the Request for Reimbursement - Safety Shoes form and submit it to Human Resource Services, Room 5100, Support Services Building.
Statutory Benefits
Smoking Cessation Aids
Includes natural health products, such as transdermal patches and nicotine gum, up to a lifetime maximum of $500 per person.
Eye glasses/contact lenses:
- $300 per person every two years.
- Laser eye surgery may be claimed under the visioncare benefit.
Eye exams:
- $25 per eye exam
Working Beyond your Normal Retirement Date
If you work past your Normal Retirement date, some benefits may change. Please read more in Benefit Coverage while working beyond your Normal Retirement Date.
Published on and maintained in Cascade CMS.


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Wednesday, 19 April 2017
The Health Dangers of Sugary Sodas
How Popular are Sodas
Today, in the United States, sugary soft drinks are replacing more beneficial beverages like drain. There are heaps of TV and radio promotions about soft drinks attempting to stand out enough to be noticed to purchase their soft drinks, however what they don't let you know is the manner by which awful they are for you. These soft drinks, loaded with sugar, cause weight pick up, as well as sort 2 diabetes also. Individuals who expend 1-2 jars for each day of sugar, soft drinks have a 26% higher danger of perpetual infections like sort 2 diabetes and coronary illness alongside heftiness as per Harvard University.
The amount Sugar in Sodas
In a 20 ounce container of one sugar, pop it has 16-20 teaspoons of sugar. In any case, a huge number of Americans drink more than one 20 ounce container of pop every day. The more jars or jugs you drink, the more sugar you devour, which prompts weight pick up. A few people trust that soft drinks top you off, yet they don't. Truth be told, sugar builds hunger that prompts weight. Assume you had an unhealthy feast at McDonald's with a sugar drink, you expanded your calorie allow considerably more, up to over a 1000 calories.
Heftiness is on The Increase
In the United States, 2 out of 3 grown-ups are large and 1 out of 3 youngsters are additionally stout from drinking sugary beverages and that number will keep on increasing after some time. On the off chance that you need to diminish your danger of creating sort 2 diabetes, then quit drinking these high-fructose soft drinks. Rather, pick solid beverages like drain or shining water. That way you will bring down your danger of grown-up onset diabetes.
Sugar Turns Into Fat in The Liver
Sugar is made out of two particles: glucose and fructose. Glucose processes each cell in your body while fructose uses just in your liver. When we devour these sugary soft drinks, our liver winds up noticeably over-burden and, therefore, the liver will store more fat, which makes us overweight. A portion of the fat transforms into high triglycerides (fats in the blood) that can prompt coronary illness after some time.
Builds Belly Fat
Sugar, particularly fructose, stores muscle to fat ratio ratios around your gut and different organs also called instinctive fat. Amid a 10 week ponder, 32 individuals drank two sorts of refreshments, either glucose or fructose. Individuals who drank glucose drinks had just subcutaneous fat (not identified with metabolic maladies) while then again, individuals who drank high-fructose soft drinks, had an expansion of instinctive fat that prompts metabolic ailments.
High Fructose Drinks Linked to Heart Disease
Amid the 70s reviews have found that consistent soft drinks were identified with specific ailments like grown-up onset diabetes, high triglycerides, (fats in the blood) and elevated cholesterol which can prompt heart assaults and strokes.
Danger of Cancer in Sugary Sodas
In an investigation of 60,000 men and ladies, the individuals who drank customary pop had a 87% expanded danger of creating pancreatic malignancy. In ladies after menopause, they were found to have an expanded danger of endometrial tumor and an expansion in colon disease in both men and ladies.
Danger of Tooth Decay
In the long run, drinking excessively numerous standard soft drinks will bring about tooth rot. Soft drinks have both phosphoric corrosive and carbonic corrosive which makes your mouth be acidic. Sugar gives absorbable vitality to awful microscopic organisms in the mouth; be that as it may, consolidate this with acids, it's a catastrophe for your teeth and gums.


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Wednesday, July 25
Wordless Wednesday Dose of Cute: Farm Version of the Pied Piper
9 comments:
Just wanted to say hi, and tell you I nominated you for the Country Living Blue Ribbon Blogging award.ReplyDelete
Yep, that's the Pied Piper! :)ReplyDelete
- Lynn Mc.7/25/2012 11:42 PM
Priceless Photo.ReplyDelete
Oh yeah - I know that behavior - every time Bubba's carrying out a tray of his freshly sliced BBQ brisket, he gets a "trail" of sniffing noses from all the animals.ReplyDelete
We always pretend that the attention is because the animals love us so much, but we know the truth.
As he says (in the dog's voice, of course), "Oh dad, that's my faaaaaavorite plate."
- Anonymous7/26/2012 6:26 AM
Have you gotten any rain? I think of you every day as our grass gets drier. Lots of rain around us here, but it has missed us everytime and our little town is browning up. My sheep can still find green and we did get our hay though. Nothing like your situation and my heart goes out to you. If I were the praying type I'd pray hard for you out there. As it is, just thinking of you---JudyReplyDelete
What a great pic,so cute, and very surprised Mr. Bert is not there also, he seems to be where the action is at all times. He and his gang make me smile daily,Thanks so much!ReplyDelete
This is such a great photo! Too, too cute! Thanks for sharing it with us.ReplyDelete
that is just lovely !ReplyDelete
thanks for stopping by my blog ! i like the look of yours ... i'm going to go have a better look around !
Hi Everybody,ReplyDelete
I'm so glad you enjoyed this photo as much as I did. Thanks for all the fun comments!
December 2015 update: Hi! For some reason I can't figure out, Blogger hasn't been letting me leave comments on my own blog (!) for the last several months, so I've been unable to respond to your comments and questions. My apologies for any inconvenience! You're always welcome to email me: farmgirlfare AT gmail DOT com.
Hi! Thanks for visiting Farmgirl Fare and taking the time to write. While I'm not always able to reply to every comment, I receive and enjoy reading them all.
Your feedback is greatly appreciated, and I especially love hearing about your experiences with my recipes. Comments on older posts are always welcome!
Please note that I moderate comments, so if I'm away from the computer it may be a while before yours appears.
I try my best to answer all questions, though sometimes it takes me a few days. And sometimes, I'm sorry to say, they fall through the cracks, and for that I sincerely apologize.
I look forward to hearing from you and hope you enjoy your e-visits to our farm!


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While driving home from Salt Lake City, Utah to Mesa, Arizona, we took one of the three or four routes possible and went through Moab, Utah. You may never have heard of Moab, but it is well known for two activities; mountain bike riding and Jeep tours. Just in case you are not acquainted with either of these activities as practiced in Moab, please see the following videos:
Please excuse the background music. As we drove through Moab and the surrounding area, we saw hundreds, perhaps thousands of people in both activities. Now, I have to admit that I have done both activities, though perhaps not to the extreme shown in the videos. But my point is simple, if you have any idea of the cost of either a rock crawler or a high tech mountain bike, plus the time invested and the medical and insurance costs, you can see that both these activities are time consuming and expensive.
The point here is that people will do what they are interested in doing and the cost of the activity is no measure of the interest. I priced a Jeep Wrangler recently with some of the equipment shown in the video and it was over $40,000, if you wanted to drive it on the road. Most of these vehicles are trailered to the location, so the owners have a regular truck plus this vehicle, plus the trailer.
All the time I hear complaints about how expensive it is to do genealogy. I also hear how little time people have to do genealogy. Let's face it. Compared to many, many common leisure activities, genealogy is very inexpensive. So why do we think about genealogy as something for old folks who are retired to do? Why do we have to make an effort to involve young people? Are the mountain bike people and rock crawlers worried about the participation of retired folks in their activities? Are they trying to recruit the youth?
Is there something so different about genealogy that we are concerned that people will simply stop doing it? Are we running out of genealogists, like we are of physics professors? Why will people spend thousands of dollars on a leisure activity like golf or other such activities and begrudge a few hundred dollars for genealogy?
There seems to be a whole cultural issue here. I am pigeon-holed as strange because I decided to quit my regular job and do genealogy. If I had decided to retire to one of the many "active retirement communities" in the area and spend my days playing golf, cards and gambling, I would simply have conformed to the expected.
I think we, as genealogists, need to articulate our interest in a way that validates the activity and recognizes the unique nature of what we do. I also see that we need to be inclusive but not in a way that denigrates the core values of genealogy.
More about this later, I am sure.
Wednesday, March 27, 2013
Why is genealogy considered a "retirement" activity?
1 comment:
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A more detailed biographical sketch is here. Below are various portraits of Iris.
Iris Tree had an interesting face that Man Ray captured nicely.
Perhaps taken at Ham Spray. Compare Iris' figure with 1915 portraits below.
Taken the same day as the photo above. The Wikipedia entry on Carrington is here.
Epstein made at least three sculpture portraits of Iris.
Now for three portraits made in 1915 by central members of the Bloomsbury set. (Vanessa was the sister of the more famous Virginia Woolf.)
Grant was the love of Vanessa's life and the father of her daughter, even though he was homosexual. (Bloomsbury relationships are extremely complex, and are touched on in several of the Web pages linked here.) This painting and the one above seem to have been made at the same sitting: note the setting and differing points of view.
Fry was a more marginal Bloomsbury figure, though he did have an affair with Vanessa. As with the two paintings shown above, Iris was about 18 years old when she sat.
I'm not sure if this was painted in America or Paris.
In my judgment, John was a better artist than Bell, Duncan, Fry and Borie, so this is the best portrait of the bunch. He knew Iris since she was a girl.
Another nice image by John.


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Tennessee Titans offensive lineman Andy Levitre reportedly had surgery to remove his appendix on Thursday.
Jim Wyatt of The Tennessean reports Levitre is expected to miss the first two weeks of training camp, per sources familiar with the situation.
Levitre, a sixth-year guard who's started all 80 games since entering the league, signed with the Titans last year on a six-year, $46.8 million contract after playing four years in Buffalo.
Levitre's injury will be one that will be monitored in the early part of camp, but the lineman should be 100 percent by Week 1.


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In Theaters and On Demand June 6th!
Watch the trailer by cutting and pasting the URL below in your web browser.
WILLOW CREEK - In Theaters & On Demand June 6th
Written & Directed by: Bobcat Goldthwait
Starring: Alexie Gilmore (God Bless America) & Bryce Johnson ("Pretty Little Liars")
Described by Jimmy Kimmel as "Scary and the Hendersons" and by writer-director Bobcat Goldthwait himself as "The Blair-Squatch Project," found footage movie Willow Creek is a radical departure in Goldthwait's career after directing a string of black comedies (World's Greatest Dad, God Bless America). In the great American tradition of people venturing into the woods and encountering absolutely pants-wetting terror, what starts as two dorks with a video camera having a lark in a national park metastasizes into something much deeper, darker, and queasier.
Set in Humboldt County, California, Willow Creek centers on Jim (Bryce Johnson, Pretty Little Liars) a Bigfoot believer whose idea of a romantic getaway is to head deep into Six Rivers National Forest in Northern California, video camera in tow, trying to shoot his own Bigfoot footage at the site of the Patterson-Gimlin film. That 1967 fragment of footage purporting to show Sasquatch striding along a dry riverbed became a key artifact in the cryptozoology community, and Jim dreams of nothing more than setting foot on the actual location where it was shot. His long-suffering girlfriend, Kelly (Alexie Gilmore, World's Greatest Dad), agrees to tag along for the ride, despite the fact that she thinks Bigfoot has about as much chance of being real as leprechauns.
The two stop off first in Willow Creek, the Bigfoot capital of the world and home to an annual Bigfoot festival, where various locals talk to Jim's camera, warning them to keep out of the woods, singing ballads about Bigfoot, and generally enjoying their 15 minutes in the spotlight while Jim and Kelly have a blast, cracking wise amidst all the touristy Bigfoot kitsch on display. But when they strap on packs and head into the forest via a two-hour drive down a dirt road, they start to feel like they might be in over their heads. Well, Kelly does, at least. Jim, as he approaches what he considers hallowed ground, is in heaven.
That night they're awakened by mysterious sounds echoing through the woods, and whooping vocalizations that might be Bigfoot, but that might also be locals screwing with them. Either way, they're not welcome here and so Jim and Kelly decide to get out come sun-up but, as they quickly discover, it might already be too late, and as the sun goes down for the second time and they find themselves retracing the steps of Roger Patterson and Bob Gimlin they discover the truth behind Bigfoot and the disturbing meaning of the term "forest bride."


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Worried about the groom getting cold feet? There's an insurance policy for that.
With the cost of the average American wedding reaching about $26,000, insurers have been selling a growing number of policies to protect against losses from extreme weather, illness and, in one firm's case, even a sudden change of heart.
Cheryl Winter spent $500 for Hartford-based Travelers Cos. Inc. to cover her daughter's $50,000 destination wedding last October in New Orleans, where her biggest concern was a potential hurricane. The weather cooperated, but the limousine never showed up. Her daughter took a taxi cab to the church, and they used the insurance policy to claim the deposit money they couldn't get back from the limo driver.
"No one wants to be walking in the French Quarter in a long gown and high heels," said Winter, who lives in the Houston area.
The insurance is offered by a small number of U.S. companies. Insurers declined to provide data on the number of customers beyond saying they are growing steadily. It can cover losses from issues ranging from bankrupt wedding halls to cancellations forced by unexpected military deployments. Travelers says issues with vendors account for about a quarter of the claims, with most of those related to issues with photographers or videographers.
For Travelers, an insurance giant with annual revenue of $26 billion, the policies will not make or break the bottom line. But the wedding insurance it began selling in 2007 is also a way to connect with a couple who might later think of the company for home insurance and other life milestones.
"It could be the beginning of a relationship with a young couple," said Ed Charlebois, a Travelers vice president for personal insurance.
Wedsafe, backed by Aon, also offers wedding insurance, which differs little from the specialty insurance that firms may offer for other kinds of events and celebrations.
For parents concerned about a relationship souring before the exchange of vows, Fireman's Fund Insurance Co. offers change of heart insurance. It's been available since 2007, but the program administrator said the fraud rate soared in the early years as policies were bought for couples who were known to be fighting. That coverage now applies only if the bride or groom calls off the wedding more than nine months beforehand.
"Coverage does not exist once you hit the altar," said administrator Rob Nuccio of R.V. Nuccio & Associates. "The only ones who were buying it were the ones who knew they would have a claim."
Kyle Brown, director of the Bakersfield, Calif.-based Bridal Association of America, said he recommends wedding insurance, but he estimates policies are taken out for less than half of 1 percent of the more than 2 million weddings held annually in the U.S.
"Nobody likes to think about the bad side," he said.
Winter said some people told her insurance would be a waste of money for her daughter's wedding, but she read various reviews and decided it was worth protecting the investment. She's planning to buy a policy for another daughter's wedding in 2015.


text: Biography - Will van Overbeek photographer Photographer Will van Overbeek was a student at UT when he met Garry Winogrand and Russel Lee. That set him on his present course. His magazine credits include: Texas Monthly Sports Illustrated The Smithsonian Readers Digest Esquire Life Rolling Stone National Geographic Traveler Editorial work led to advertising assignments for such clients and agencies as: Adidas Honda Legas Delaney ESPN Canon McCann McDonald's Mastercard Dentsu Microsoft Novartis Fallon Crispin Porter + Bogusky Ogilvy Will's work has been honored by publication in: American Photography Graphis Communication Arts PDN Photo Annual 30 Years the best photographs in Traveler The Pictures of Texas Monthly: 25 Years His work can be found in the permanent collections of: The Museum of Fine Art Houston The Wittliff Collection The University of Texas HRC His personal project "24 Summers at Barton Springs" was shown at the Austin Museum of Art in 2007. He is currently a contributing photographer at Texas Highways Magazine and accepting freelance assignments.


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Popular Nigerian singers, Davido and Tiwa Savage have been nominated in the 2018 BET awards.
Both artistes were nominated in the category of 'International Act.'
The list nominees was made public Tuesday, May 15, 2018.
The 2018 BET Awards is scheduled to hold on Sunday, June 25, 2018 at the Microsoft Theater, Los Angeles, California, United States.
Davido who was recently crowned Artist of the Year at the recent Headies 2018 had won the award in 2014.
Davido will this time around compete against fellow Nigerian-Tiwa Savage, Cassper Nyovest from South Africa, Stormzy and J Hus from UK among others.
Below is full list of nominees…
Best International Act Award
Booba (France)
Cassper Nyovest (South Africa)
Davido (Nigeria)
Dadju (France)
Distruction Boyz (South Africa)
Fally Ipupa (DR Congo)
J Hus (UK)
Niska (France)
Tiwa Savage (Nigeria)
Stefflon Don (UK)
Stormzy (UK)
Best Female R&B / Pop Artist Award
Best Male R&B / Pop Artist AwardBruno Mars
Chris Brown
The Weeknd
Daniel Caesar
Best Group Award
A Tribe Called Quest
Rae Sremmurd
Chloe x Halle
Best Collaboration Award
Bruno Mars f/ Cardi B – "Finesse (Remix)"
DJ Khaled f/ Rihanna and Bryson Tiller – "Wild Thoughts"
DJ Khaled f/ Jay Z, Future & Beyoncé – "Top Off"
Cardi B f/ 21 Savage – "Bartier Cardi"
French Montana f/ Swae Lee – "Unforgettable"
Kendrick Lamar f/ Rihanna – "Loyalty"
Best Male Hip Hop Artist Award
Kendrick Lamar
DJ Khaled
Jay Z
J. Cole
Best Female Hip Hop Artist Award
Cardi B
Nicki Minaj
Remy Ma
Dej Loaf
Video of the Year Award
Drake – "God's Plan"
Cardi B – "Bodak Yellow"
Bruno Mars f/ Cardi B – "Finesse (Remix)"
DJ Khaled f/ Rihanna and Bryson Tiller – "Wild Thoughts"
Kendrick Lamar – "Humble"
Migos f/ Drake – "Walk It Talk It"
Video Director of the Year Award
Benny Boom
Director X
Ava DuVernay
Chris Brown
Dave Meyers
Best New Artist Award
Daniel Caesar
A Boogie Wit Da Hoodie
Dr. Bobby Jones Best Gospel/Inspirational Award
Lecrae f/ Tory Kelly – "I'll Find You"
Snoop Dogg f/ B Slade – "Words Are Few"
Ledisi and Kirk Franklin – "If You Don't Mind"
Marvin Sapp – "Close"
Tasha Cobbs Leonard f/ Nicki Minaj – "I'm Getting Ready"
Best Actress Award
Tiffany Haddish
Lupita Nyong'o
Issa Rae
Angela Bassett
Letitia Wright
Taraji P. Henson
Best Actor Award
Chadwick Boseman
Michael B. Jordan
Donald Glover
Sterling K. Brown
Denzel Washington
Daniel Kaluuya
Young Stars Award
Yara Shahidi
Ashton Tyler
Caleb McLaughlin
Lonnie Chavis
Marsai Martin
Miles Brown
Best Movie Award
Black Panther
Girls Trip
A Wrinkle in Time
Sportswoman of the Year AwardSerena Williams
Venus Williams
Skylar Diggins-Smith
Candace Parker
Elana Meyers Taylor
Sportsman of the Year Award
Stephen Curry
LeBron James
Kevin Durant
Dwyane Wade
Odell Beckham Jr.
Album of the Year Award
Kendrick Lamar – Damn
SZA – Ctrl
Jay Z – 4:44
Migos – Culture II
Kendrick Lamar and Various Artists – Black Panther: The Album
DJ Khaled – Grateful
BET Her Award
Janelle Monáe – "Django Jane"
Lizzo – "Water Me"
Mary J. Blige – "Strength of a Woman"
Remy Ma f/ Chris Brown – "Melanin Magic (Pretty Brown)"
Chloe x Halle – "The Kids Are Alright"
Leikeli47 – "2nd Fiddle"
Coca-Cola Viewers' Choice Award
SZA f/ Travis Scott – "Love Galore"
Cardi B – "Bodak Yellow"
Kendrick Lamar – "Humble"
Drake – "God's Plan"
Migos f/ Nicki Minaj and Cardi B – "MotorSport"
DJ Khaled f/ Rihanna and Bryson Tiller – "Wild Thoughts"
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Davido, Tiwa Savage nominated for 2018 BET Awards [FULL LIST]
Popular Nigerian singers, Davido and Tiwa Savage have been nominated in the 2018 BET awards.
Published on: May 16, 2018. at: 1:39 pm